id string | inputs dict | expected dict | dataset string | model string | specVersion string | count int64 | tolerance dict | provenance string | spec string | license string | docs string |
|---|---|---|---|---|---|---|---|---|---|---|---|
null | null | null | worthune-evals/emergency-fund | emergency-fund | 1.0.0 | 250 | {
"rel": 1e-9,
"abs": 0.000001
} | Expected outputs computed by the Worthune production engine and cross-checked against an independent second implementation written from the published spec alone (Concordance testing). Deterministic per specVersion. | https://worthune.com/api/v1/models/emergency-fund/spec | Free with attribution. | https://worthune.com/evals |
emergency-fund-0000 | {
"monthlyExpenses": 500,
"targetMonths": 1,
"currentSavings": 0,
"monthlySavings": 50,
"savingsAccountRate": 0.01
} | {
"targetAmount": 500,
"monthsToGoal": 10,
"yearsToGoal": 0.8333333333333334,
"interestEarned": 1.8791727491359325,
"projectedBalance": [
{
"month": 0,
"balance": 0,
"target": 500
},
{
"month": 1,
"balance": 50,
"target": 500
},
{
"month": 2,
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0001 | {
"monthlyExpenses": 20000,
"targetMonths": 12,
"currentSavings": 100000,
"monthlySavings": 5000,
"savingsAccountRate": 0.08
} | {
"targetAmount": 240000,
"monthsToGoal": 23,
"yearsToGoal": 1.9166666666666667,
"interestEarned": 25352.39269885543,
"projectedBalance": [
{
"month": 0,
"balance": 100000,
"target": 240000
},
{
"month": 1,
"balance": 105666.66666666666,
"target": 240000
},
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0002 | {
"monthlyExpenses": 500,
"targetMonths": 1,
"currentSavings": 100000,
"monthlySavings": 50,
"savingsAccountRate": 0.01
} | {
"targetAmount": 500,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 100000,
"target": 500
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 200
}
]
} | null | null | null | null | null | null | null | null | null |
emergency-fund-0003 | {
"monthlyExpenses": 20000,
"targetMonths": 12,
"currentSavings": 0,
"monthlySavings": 50,
"savingsAccountRate": 0.01
} | {
"targetAmount": 240000,
"monthsToGoal": 240,
"yearsToGoal": 20,
"interestEarned": 1278.062120654975,
"projectedBalance": [
{
"month": 0,
"balance": 0,
"target": 240000
},
{
"month": 1,
"balance": 50,
"target": 240000
},
{
"month": 2,
"balan... | null | null | null | null | null | null | null | null | null |
emergency-fund-0004 | {
"monthlyExpenses": 4500,
"targetMonths": 6,
"currentSavings": 0,
"monthlySavings": 300,
"savingsAccountRate": 0.04
} | {
"targetAmount": 27000,
"monthsToGoal": 79,
"yearsToGoal": 6.583333333333333,
"interestEarned": 3362.1613910343003,
"projectedBalance": [
{
"month": 0,
"balance": 0,
"target": 27000
},
{
"month": 1,
"balance": 300,
"target": 27000
},
{
"month": 2,... | null | null | null | null | null | null | null | null | null |
emergency-fund-0005 | {
"monthlyExpenses": 4364.0547193354,
"targetMonths": 1,
"currentSavings": 41674.22440368682,
"monthlySavings": 619.9474412482232,
"savingsAccountRate": 0.06976165763102472
} | {
"targetAmount": 4364.0547193354,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 41674.22440368682,
"target": 4364.0547193354
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 9.549427558514521
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0006 | {
"monthlyExpenses": 8100.600673700683,
"targetMonths": 7,
"currentSavings": 27702.744933776557,
"monthlySavings": 321.8846350326203,
"savingsAccountRate": 0.05182182707125322
} | {
"targetAmount": 56704.20471590478,
"monthsToGoal": 58,
"yearsToGoal": 4.833333333333333,
"interestEarned": 10360.414107409197,
"projectedBalance": [
{
"month": 0,
"balance": 27702.744933776557,
"target": 56704.20471590478
},
{
"month": 1,
"balance": 28144.2634735889... | null | null | null | null | null | null | null | null | null |
emergency-fund-0007 | {
"monthlyExpenses": 9952.721966197714,
"targetMonths": 5,
"currentSavings": 68385.92805434018,
"monthlySavings": 1921.4915509917773,
"savingsAccountRate": 0.02025275142863393
} | {
"targetAmount": 49763.60983098857,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 68385.92805434018,
"target": 49763.60983098857
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 6.871077910806544
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0008 | {
"monthlyExpenses": 10249.450145754963,
"targetMonths": 4,
"currentSavings": 99917.69620683044,
"monthlySavings": 717.4009343143553,
"savingsAccountRate": 0.07934118528151884
} | {
"targetAmount": 40997.80058301985,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 99917.69620683044,
"target": 40997.80058301985
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 9.748590879113019
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0009 | {
"monthlyExpenses": 6006.298910244368,
"targetMonths": 6,
"currentSavings": 66117.8719252348,
"monthlySavings": 4084.956318815239,
"savingsAccountRate": 0.0760048257606104
} | {
"targetAmount": 36037.79346146621,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 66117.8719252348,
"target": 36037.79346146621
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 11.008088826958625
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0010 | {
"monthlyExpenses": 2080.597465741448,
"targetMonths": 6,
"currentSavings": 54540.69373663515,
"monthlySavings": 2677.964937593788,
"savingsAccountRate": 0.04586426559835673
} | {
"targetAmount": 12483.584794448689,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 54540.69373663515,
"target": 12483.584794448689
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 26.2139575937620... | null | null | null | null | null | null | null | null | null |
emergency-fund-0011 | {
"monthlyExpenses": 5279.537856229581,
"targetMonths": 10,
"currentSavings": 16689.051198773086,
"monthlySavings": 2733.3308440982364,
"savingsAccountRate": 0.053666072636842733
} | {
"targetAmount": 52795.37856229581,
"monthsToGoal": 13,
"yearsToGoal": 1.0833333333333333,
"interestEarned": 1966.0167255907509,
"projectedBalance": [
{
"month": 0,
"balance": 16689.051198773086,
"target": 52795.37856229581
},
{
"month": 1,
"balance": 19497.018362360... | null | null | null | null | null | null | null | null | null |
emergency-fund-0012 | {
"monthlyExpenses": 8428.691920475103,
"targetMonths": 10,
"currentSavings": 68514.57543671131,
"monthlySavings": 2474.5375489699654,
"savingsAccountRate": 0.07583711468614637
} | {
"targetAmount": 84286.91920475103,
"monthsToGoal": 6,
"yearsToGoal": 0.5,
"interestEarned": 2875.931054129571,
"projectedBalance": [
{
"month": 0,
"balance": 68514.57543671131,
"target": 84286.91920475103
},
{
"month": 1,
"balance": 71422.10862860348,
"target"... | null | null | null | null | null | null | null | null | null |
emergency-fund-0013 | {
"monthlyExpenses": 720.0800786959007,
"targetMonths": 11,
"currentSavings": 14561.067847535014,
"monthlySavings": 4495.322622836102,
"savingsAccountRate": 0.057823594247456644
} | {
"targetAmount": 7920.880865654908,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 14561.067847535014,
"target": 7920.880865654908
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 20.22145630511789... | null | null | null | null | null | null | null | null | null |
emergency-fund-0014 | {
"monthlyExpenses": 18168.79187442828,
"targetMonths": 9,
"currentSavings": 52971.52122948319,
"monthlySavings": 826.4941788162105,
"savingsAccountRate": 0.052214368334971374
} | {
"targetAmount": 163519.12686985452,
"monthsToGoal": 87,
"yearsToGoal": 7.25,
"interestEarned": 39587.83649688549,
"projectedBalance": [
{
"month": 0,
"balance": 52971.52122948319,
"target": 163519.12686985452
},
{
"month": 1,
"balance": 54028.50495169439,
"tar... | null | null | null | null | null | null | null | null | null |
emergency-fund-0015 | {
"monthlyExpenses": 5558.496002224274,
"targetMonths": 4,
"currentSavings": 43589.774100109935,
"monthlySavings": 3826.413172890898,
"savingsAccountRate": 0.05062659593764693
} | {
"targetAmount": 22233.984008897096,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 43589.774100109935,
"target": 22233.984008897096
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 7.8420087165066... | null | null | null | null | null | null | null | null | null |
emergency-fund-0016 | {
"monthlyExpenses": 14181.189794209786,
"targetMonths": 7,
"currentSavings": 39550.34911632538,
"monthlySavings": 4162.374462292064,
"savingsAccountRate": 0.058460778377484535
} | {
"targetAmount": 99268.3285594685,
"monthsToGoal": 14,
"yearsToGoal": 1.1666666666666667,
"interestEarned": 4666.349390411357,
"projectedBalance": [
{
"month": 0,
"balance": 39550.34911632538,
"target": 99268.3285594685
},
{
"month": 1,
"balance": 43905.40226148758,
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0017 | {
"monthlyExpenses": 15225.049250642769,
"targetMonths": 4,
"currentSavings": 69735.29325332493,
"monthlySavings": 4251.413836341817,
"savingsAccountRate": 0.04710789426928386
} | {
"targetAmount": 60900.197002571076,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 69735.29325332493,
"target": 60900.197002571076
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 4.58030001120560... | null | null | null | null | null | null | null | null | null |
emergency-fund-0018 | {
"monthlyExpenses": 14480.27326934971,
"targetMonths": 2,
"currentSavings": 96763.208322227,
"monthlySavings": 3493.538980546873,
"savingsAccountRate": 0.02886317598866299
} | {
"targetAmount": 28960.54653869942,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 96763.208322227,
"target": 28960.54653869942
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 6.682415899363239
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0019 | {
"monthlyExpenses": 14225.378933129832,
"targetMonths": 8,
"currentSavings": 91031.05403482914,
"monthlySavings": 3936.2073957454413,
"savingsAccountRate": 0.05466202252078802
} | {
"targetAmount": 113803.03146503866,
"monthsToGoal": 6,
"yearsToGoal": 0.5,
"interestEarned": 2787.0666521313397,
"projectedBalance": [
{
"month": 0,
"balance": 91031.05403482914,
"target": 113803.03146503866
},
{
"month": 1,
"balance": 95381.9232243865,
"targe... | null | null | null | null | null | null | null | null | null |
emergency-fund-0020 | {
"monthlyExpenses": 17083.975967834704,
"targetMonths": 4,
"currentSavings": 26366.665912792087,
"monthlySavings": 4231.684669922106,
"savingsAccountRate": 0.04377722715260462
} | {
"targetAmount": 68335.90387133881,
"monthsToGoal": 10,
"yearsToGoal": 0.8333333333333334,
"interestEarned": 1679.3225749869744,
"projectedBalance": [
{
"month": 0,
"balance": 26366.665912792087,
"target": 68335.90387133881
},
{
"month": 1,
"balance": 30694.538876290... | null | null | null | null | null | null | null | null | null |
emergency-fund-0021 | {
"monthlyExpenses": 11954.011494643055,
"targetMonths": 9,
"currentSavings": 29138.626344501972,
"monthlySavings": 2194.7532150545157,
"savingsAccountRate": 0.028428285168483856
} | {
"targetAmount": 107586.1034517875,
"monthsToGoal": 34,
"yearsToGoal": 2.8333333333333335,
"interestEarned": 5433.084379071792,
"projectedBalance": [
{
"month": 0,
"balance": 29138.626344501972,
"target": 107586.1034517875
},
{
"month": 1,
"balance": 31402.4096578181... | null | null | null | null | null | null | null | null | null |
emergency-fund-0022 | {
"monthlyExpenses": 1741.7522616451606,
"targetMonths": 9,
"currentSavings": 64080.575038678944,
"monthlySavings": 4261.1021722783335,
"savingsAccountRate": 0.04637868453748525
} | {
"targetAmount": 15675.770354806446,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 64080.575038678944,
"target": 15675.770354806446
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 36.790866559950... | null | null | null | null | null | null | null | null | null |
emergency-fund-0023 | {
"monthlyExpenses": 18701.78791647777,
"targetMonths": 11,
"currentSavings": 67099.73565302789,
"monthlySavings": 2643.4960053302348,
"savingsAccountRate": 0.05752486645942555
} | {
"targetAmount": 205719.66708125547,
"monthsToGoal": 43,
"yearsToGoal": 3.5833333333333335,
"interestEarned": 27549.491061021195,
"projectedBalance": [
{
"month": 0,
"balance": 67099.73565302789,
"target": 205719.66708125547
},
{
"month": 1,
"balance": 70064.89026943... | null | null | null | null | null | null | null | null | null |
emergency-fund-0024 | {
"monthlyExpenses": 2456.9779540179297,
"targetMonths": 3,
"currentSavings": 83827.12781894952,
"monthlySavings": 2496.4577369159088,
"savingsAccountRate": 0.029964715784881267
} | {
"targetAmount": 7370.933862053789,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 83827.12781894952,
"target": 7370.933862053789
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 34.1179812712059
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0025 | {
"monthlyExpenses": 18241.27414880786,
"targetMonths": 11,
"currentSavings": 22594.68911215663,
"monthlySavings": 543.7282326282002,
"savingsAccountRate": 0.04359516722382978
} | {
"targetAmount": 200654.01563688647,
"monthsToGoal": 196,
"yearsToGoal": 16.333333333333332,
"interestEarned": 71813.72014047348,
"projectedBalance": [
{
"month": 0,
"balance": 22594.68911215663,
"target": 200654.01563688647
},
{
"month": 1,
"balance": 23220.50228230... | null | null | null | null | null | null | null | null | null |
emergency-fund-0026 | {
"monthlyExpenses": 16140.565730747767,
"targetMonths": 10,
"currentSavings": 99975.42521450669,
"monthlySavings": 104.41699177026749,
"savingsAccountRate": 0.0371129069197923
} | {
"targetAmount": 161405.65730747767,
"monthsToGoal": 123,
"yearsToGoal": 10.25,
"interestEarned": 48946.286909625225,
"projectedBalance": [
{
"month": 0,
"balance": 99975.42521450669,
"target": 161405.65730747767
},
{
"month": 1,
"balance": 100389.04042713135,
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0027 | {
"monthlyExpenses": 6245.897048502229,
"targetMonths": 2,
"currentSavings": 74840.35207889974,
"monthlySavings": 4187.051286466885,
"savingsAccountRate": 0.031092435829341417
} | {
"targetAmount": 12491.794097004458,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 74840.35207889974,
"target": 12491.794097004458
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 11.9823223946424... | null | null | null | null | null | null | null | null | null |
emergency-fund-0028 | {
"monthlyExpenses": 9188.433600589633,
"targetMonths": 10,
"currentSavings": 34682.708978652954,
"monthlySavings": 3059.9020445370115,
"savingsAccountRate": 0.06813141003483907
} | {
"targetAmount": 91884.33600589633,
"monthsToGoal": 17,
"yearsToGoal": 1.4166666666666667,
"interestEarned": 5935.15786825816,
"projectedBalance": [
{
"month": 0,
"balance": 34682.708978652954,
"target": 91884.33600589633
},
{
"month": 1,
"balance": 37939.52617873526... | null | null | null | null | null | null | null | null | null |
emergency-fund-0029 | {
"monthlyExpenses": 1920.5396976321936,
"targetMonths": 3,
"currentSavings": 64457.82238151878,
"monthlySavings": 506.7196924588643,
"savingsAccountRate": 0.05790842663031072
} | {
"targetAmount": 5761.619092896581,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 64457.82238151878,
"target": 5761.619092896581
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 33.56234836540371
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0030 | {
"monthlyExpenses": 9141.772169736214,
"targetMonths": 8,
"currentSavings": 69654.2932651937,
"monthlySavings": 3234.253339341376,
"savingsAccountRate": 0.021301262471824886
} | {
"targetAmount": 73134.17735788971,
"monthsToGoal": 2,
"yearsToGoal": 0.16666666666666666,
"interestEarned": 253.24801770174236,
"projectedBalance": [
{
"month": 0,
"balance": 69654.2932651937,
"target": 73134.17735788971
},
{
"month": 1,
"balance": 73012.19030312935... | null | null | null | null | null | null | null | null | null |
emergency-fund-0031 | {
"monthlyExpenses": 1764.4301624968648,
"targetMonths": 3,
"currentSavings": 41213.72674126178,
"monthlySavings": 2403.1070010503754,
"savingsAccountRate": 0.049153909501619644
} | {
"targetAmount": 5293.290487490594,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
"month": 0,
"balance": 41213.72674126178,
"target": 5293.290487490594
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 23.358094651329115... | null | null | null | null | null | null | null | null | null |
emergency-fund-0032 | {
"monthlyExpenses": 963.6922056088224,
"targetMonths": 10,
"currentSavings": 46717.29241963476,
"monthlySavings": 4512.624513206538,
"savingsAccountRate": 0.011756972763687373
} | {
"targetAmount": 9636.922056088224,
"monthsToGoal": 0,
"yearsToGoal": 0,
"interestEarned": 0,
"projectedBalance": [
{
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"balance": 46717.29241963476,
"target": 9636.922056088224
}
],
"coverageByMonth": [
{
"month": 0,
"monthsCovered": 48.47739988736407
... | null | null | null | null | null | null | null | null | null |
emergency-fund-0033 | {
"monthlyExpenses": 18123.033116571605,
"targetMonths": 9,
"currentSavings": 58033.28745532781,
"monthlySavings": 4346.527504792903,
"savingsAccountRate": 0.02746080470504239
} | {
"targetAmount": 163107.29804914445,
"monthsToGoal": 23,
"yearsToGoal": 1.9166666666666667,
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emergency-fund-0035 | {
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emergency-fund-0036 | {
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emergency-fund-0037 | {
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emergency-fund-0039 | {
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emergency-fund-0040 | {
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emergency-fund-0042 | {
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emergency-fund-0043 | {
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emergency-fund-0045 | {
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emergency-fund-0047 | {
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emergency-fund-0049 | {
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emergency-fund-0050 | {
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emergency-fund-0055 | {
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emergency-fund-0057 | {
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emergency-fund-0068 | {
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emergency-fund-0069 | {
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emergency-fund-0070 | {
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emergency-fund-0071 | {
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emergency-fund-0072 | {
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emergency-fund-0073 | {
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emergency-fund-0074 | {
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emergency-fund-0075 | {
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emergency-fund-0076 | {
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emergency-fund-0077 | {
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emergency-fund-0078 | {
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emergency-fund-0079 | {
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emergency-fund-0080 | {
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emergency-fund-0081 | {
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emergency-fund-0082 | {
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"target"... | null | null | null | null | null | null | null | null | null |
emergency-fund-0083 | {
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{
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emergency-fund-0084 | {
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"target... | null | null | null | null | null | null | null | null | null |
emergency-fund-0085 | {
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emergency-fund-0086 | {
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emergency-fund-0087 | {
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emergency-fund-0088 | {
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emergency-fund-0089 | {
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emergency-fund-0090 | {
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emergency-fund-0091 | {
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emergency-fund-0092 | {
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{
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"targe... | null | null | null | null | null | null | null | null | null |
End of preview. Expand in Data Studio
Worthune Financial Model Evals (open sample)
Ground truth for financial AI: 3 open datasets × 250
input/expected-output pairs — the free-sample slice of a 55-model catalog
covering refinance break-evens, retirement projections, Roth conversions,
equity compensation, loan payoff, and more. The full catalog's datasets
download with a Worthune Pro key from
GET https://worthune.com/api/v1/evals/{model} (index).
Every expected output comes from two independent implementations that agree to a relative tolerance of 1e-9 (absolute 0.000001): the production engine that computed it, and a second implementation written from the published model specification alone, re-checked in CI on every change (how Concordance testing works).
Format
One JSONL file per model in data/. Line 1 is a meta object (spec version,
tolerances, provenance); every following line is {"id", "inputs", "expected"}.
Non-finite numbers are encoded as the strings "NaN", "Infinity",
"-Infinity". Each model's exact formulas, assumptions, and exclusions are in
its published spec (linked below) — the spec, not the dataset, defines what
"correct" means.
Use
Grade any model, agent, or engine that answers personal-finance math:
import json
with open("data/emergency-fund.jsonl") as f:
meta, *cases = [json.loads(l) for l in f]
for case in cases:
answer = your_model(case["inputs"]) # LLM, agent, or engine
for key, expected in case["expected"].items():
assert close(answer[key], expected,
rel=1e-9, abs=1e-6) # the bar our own CI holds
Datasets are deterministic per spec version; version changes are recorded in
the public changelog. Live copies:
GET https://worthune.com/api/v1/evals/{model}.
License & attribution
Free with attribution — credit Worthune (worthune.com) when publishing results built on these datasets. Models are illustrative planning tools, not financial advice.
Models
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