Datasets:
region stringclasses 7
values | median_escrow_shock int64 980 2.18k | avg_closing_costs int64 4.15k 6.1k | refinance_volume_index float64 113 145 |
|---|---|---|---|
California | 1,420 | 4,850 | 128.4 |
Texas | 2,180 | 5,200 | 145.2 |
Florida | 1,890 | 4,950 | 134.1 |
New York | 1,650 | 6,100 | 112.8 |
Arizona | 980 | 4,150 | 119.5 |
Colorado | 1,120 | 4,350 | 122 |
Washington | 1,250 | 4,600 | 126.3 |
Mortgage Refinance Break-Even & Escrow Model 2026
Empirical benchmark dataset by Groundwork Research (https://gworky.com). Full interactive decision engine available at: https://gworky.com/tools/mortgage-refinance-calculator.
Description
Deterministic amortization and break-even sensitivity model accounting for discount points, title fees, and regional escrow variance without lead capture gates.
Primary source authority: https://gworky.com/money
- Downloads last month
- 27