Datasets:

tensorust
/

sba-504-refi-window-sample

location_id int64 188k 614k	borrower stringlengths 11 40	city stringlengths 5 16	state stringclasses 10 values	cdc stringlengths 10 46	cdc_state stringlengths 2 2	first_lien_lender stringlengths 9 42	first_lien_lender_state stringlengths 2 2	first_lien_dollars float64 4.5M 22.7M	debenture_approved float64 4.78M 5.5M	approval_date stringdate 2014-06-05 00:00:00 2016-09-09 00:00:00	approval_fy int64 2.01k 2.02k	first_disbursement stringdate 2016-11-16 00:00:00 2020-09-16 00:00:00	term_months int64 240 240	naics int64 312k 722k	naics_description stringlengths 8 58	franchise stringlengths 11 51 ⌀	project_county stringlengths 4 14	project_state stringclasses 10 values	business_type stringclasses 2 values	business_age stringclasses 2 values	loan_status stringclasses 1 value	jobs_supported int64 3 165	maturity_date_est stringdate 2036-11-16 00:00:00 2040-09-16 00:00:00	months_elapsed float64 74 120	months_remaining float64 120 166	prepay_penalty_ends_est stringdate 2026-11-16 00:00:00 2030-09-16 00:00:00	prepay_penalty_free_now bool 1 class	est_remaining_balance float64 3.37M 4.28M	window stringclasses 1 value	source stringclasses 1 value
188,309	Hilton Garden Inn - Airport	Sacramento	CA	CDC Small Business Finance Corp.	CA	Community West Bank	CA	13,049,727	5,468,000	2016-08-26	2,016	2020-09-16	240	721,110	Hotels (except Casino Hotels) and Motels	null	SACRAMENTO	CA	CORPORATION	null	EXEMPT	35	2040-09-16	74	166	2030-09-16	false	4,275,346	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,309	Springhill Suites by Marriott	Auburn	CA	CDC Small Business Finance Corp.	CA	Business Loan Capital Fund IX, LLC	PA	10,440,489	5,500,000	2015-11-24	2,016	2020-07-15	240	721,110	Hotels (except Casino Hotels) and Motels	null	PLACER	CA	CORPORATION	Less than 4 years old but at least 3	EXEMPT	30	2040-07-15	76	164	2030-07-15	false	4,261,647	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,109	Hyatt Place	OCEAN CITY	MD	Chesapeake Business Finance Corporation	MD	Capital Bank, National Association	MD	18,002,500	5,475,000	2016-08-17	2,016	2020-08-12	240	721,110	Hotels (except Casino Hotels) and Motels	Hyatt Place	WORCESTER	MD	CORPORATION	Less than 4 years old but at least 3	EXEMPT	3	2040-08-12	75	165	2030-08-12	false	4,259,443	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,129	Stellae International Inc	Melville	NY	Empire State Certified Development Corporation	NY	JPMorgan Chase Bank, National Association	OH	16,803,845	5,500,000	2016-02-12	2,016	2019-11-13	240	541,990	All Other Professional, Scientific, and Technical Services	null	SUFFOLK	NY	CORPORATION	Less than 4 years old but at least 3	EXEMPT	23	2039-11-13	84	156	2029-11-12	false	4,108,186	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,309	FRUIT 330, LLC	Santa Clara	CA	CDC Small Business Finance Corp.	CA	Commercial Bank of California	CA	7,219,000	5,500,000	2016-03-24	2,016	2019-05-15	240	541,110	Offices of Lawyers	null	SANTA CLARA	CA	CORPORATION	Less than 4 years old but at least 3	EXEMPT	75	2039-05-15	90	150	2029-05-14	false	3,991,157	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,355	Hilton Garden Inn-Hurst	Hurst	TX	North Texas Certified Development Corporation	TX	Gateway National Bank	TX	10,382,442	5,448,000	2015-10-30	2,016	2019-04-17	240	721,110	Hotels (except Casino Hotels) and Motels	Hilton Garden Inn	TARRANT	TX	CORPORATION	Unanswered	EXEMPT	85	2039-04-17	91	149	2029-04-16	false	3,935,356	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,245	Moxy Hotel Nashville	NASHVILLE	TN	Mid-Cumberland Area Development Corporation	TN	Planters Bank Inc	KY	22,650,000	4,978,000	2016-03-21	2,016	2020-09-16	240	721,110	Hotels (except Casino Hotels) and Motels	MARRIOTT HOTEL	DAVIDSON	TN	CORPORATION	Unanswered	EXEMPT	77	2040-09-16	74	166	2030-09-16	false	3,892,223	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,264	Brookhollow Hospitality LLC	HOUSTON	TX	Capital Certified Development Corporation	TX	Avana Capital	TX	8,743,600	5,363,000	2016-09-09	2,016	2019-05-15	240	721,110	Hotels (except Casino Hotels) and Motels	Holiday Inn/Holiday Inn & Suites/Holiday Inn Resort	HARRIS	TX	CORPORATION	Unanswered	EXEMPT	11	2039-05-15	90	150	2029-05-14	false	3,891,740	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,275	Apsilon Management Aberdeen Village, LLC	Peachtree City	GA	Capital Partners Certified Development Company	GA	Metro City Bank	GA	8,094,850	5,500,000	2016-02-24	2,016	2018-12-12	240	721,110	Hotels (except Casino Hotels) and Motels	Crown Plaza Hotels & Resorts	FAYETTE	GA	CORPORATION	Less than 4 years old but at least 3	EXEMPT	150	2038-12-12	95	145	2028-12-11	false	3,890,065	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,355	Home 2 Suites Northpark	Dallas	TX	North Texas Certified Development Corporation	TX	City Bank	TX	8,885,000	5,450,000	2016-06-07	2,016	2018-10-17	240	721,110	Hotels (except Casino Hotels) and Motels	Home 2 Suites by Hilton	DALLAS	TX	PARTNERSHIP	Unanswered	EXEMPT	30	2038-10-17	97	143	2028-10-16	false	3,817,801	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,309	Windsor Hospitality Group, LLC.	Windsor	CA	CDC Small Business Finance Corp.	CA	Western Alliance Bank	AZ	9,812,000	5,495,000	2014-06-05	2,014	2018-05-16	240	721,110	Hotels (except Casino Hotels) and Motels	HOLIDAY INN	SONOMA	CA	CORPORATION	Less than 4 years old but at least 3	EXEMPT	25	2038-05-16	102	138	2028-05-15	false	3,745,682	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,129	Nitehawk Cinema	Brooklyn	NY	Empire State Certified Development Corporation	NY	OceanFirst Bank, National Association	NJ	17,000,000	5,000,000	2016-08-25	2,016	2019-10-16	240	512,131	Motion Picture Theaters (except Drive-Ins)	null	KINGS	NY	CORPORATION	Less than 4 years old but at least 3	EXEMPT	165	2039-10-16	85	155	2029-10-15	false	3,718,502	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,129	Hilton Garden Inn Corning Downtown	Corning	NY	Empire State Certified Development Corporation	NY	First Citizens Community Bank	PA	8,600,000	4,992,000	2014-11-20	2,015	2019-10-16	240	721,110	Hotels (except Casino Hotels) and Motels	Hilton Garden Inn	STEUBEN	NY	CORPORATION	Unanswered	EXEMPT	40	2039-10-16	85	155	2029-10-15	false	3,712,552	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,129	Hampton Inn & Suites, Syracuse North	Syracuse	NY	Empire State Certified Development Corporation	NY	Watertown Savings Bank	NY	8,100,255	5,500,000	2016-03-31	2,016	2018-02-14	240	721,110	Hotels (except Casino Hotels) and Motels	HAMPTON INNS	ONONDAGA	NY	CORPORATION	Less than 4 years old but at least 3	EXEMPT	50	2038-02-14	105	135	2028-02-14	false	3,686,862	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,309	California Coastal Resorts, LLC	Santa Cruz	CA	CDC Small Business Finance Corp.	CA	Live Oak Banking Company	NC	8,000,000	5,500,000	2014-09-25	2,014	2017-11-15	240	721,110	Hotels (except Casino Hotels) and Motels	Hyatt Place	SANTA CRUZ	CA	CORPORATION	Unanswered	EXEMPT	85	2037-11-15	108	132	2027-11-15	false	3,623,933	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,162	A.B. Hospitality Inc.	DOWNEY	CA	The Mortgage Capital Development Corporation	CA	American Lending Center LLC	CA	4,500,000	4,823,000	2015-08-25	2,015	2019-12-11	240	721,110	Hotels (except Casino Hotels) and Motels	Hampton Inn by Hilton	LOS ANGELES	CA	CORPORATION	null	EXEMPT	15	2039-12-11	83	157	2029-12-10	false	3,618,091	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,130	Aanya Hospitality Inc	ORANGE PARK	FL	Florida Business Development Corporation	FL	Newtek Small Business Finance, LLC	NY	10,560,000	4,776,000	2016-06-17	2,016	2019-11-13	240	721,110	Hotels (except Casino Hotels) and Motels	Hampton Inn by Hilton	CLAY	FL	CORPORATION	Less than 4 years old but at least 3	EXEMPT	20	2039-11-13	84	156	2029-11-12	false	3,567,400	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,110	The Pointe Cinemas, LLC	Wilmington	NC	Business Expansion Funding Corporation	NC	Fifth Third Bank	OH	8,561,000	5,493,000	2016-02-12	2,016	2017-08-16	240	512,131	Motion Picture Theaters (except Drive-Ins)	null	NEW HANOVER	NC	CORPORATION	Less than 4 years old but at least 3	EXEMPT	25	2037-08-16	111	129	2027-08-16	false	3,555,765	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
484,118	Goodlland Global Farm Inc	Los Angeles	CA	So Cal CDC	CA	NBL, Inc. dba interimlender.com	CA	7,627,600	5,450,000	2016-08-25	2,016	2017-08-16	240	424,480	Fresh Fruit and Vegetable Merchant Wholesalers	null	LOS ANGELES	CA	CORPORATION	Less than 4 years old but at least 3	EXEMPT	20	2037-08-16	111	129	2027-08-16	false	3,527,930	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
445,196	In the Park Chateau Caterers, LLC	East Brunswick	NJ	Trenton Business Assistance Corporation	NJ	Citizens Bank, National Association	RI	10,900,000	5,500,000	2016-03-17	2,016	2017-05-17	240	722,320	Caterers	null	MIDDLESEX	NJ	CORPORATION	Less than 4 years old but at least 3	EXEMPT	30	2037-05-17	114	126	2027-05-17	false	3,495,943	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,129	Davidson of Clay, Inc,	LIVERPOOL	NY	Empire State Certified Development Corporation	NY	NBT Bank, National Association	NY	11,818,570	5,500,000	2015-06-11	2,015	2017-04-12	240	441,110	New Car Dealers	null	ONONDAGA	NY	CORPORATION	Unanswered	EXEMPT	70	2037-04-12	115	125	2027-04-12	false	3,470,999	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,130	Impact Bartram, LLC	Jacksonville	FL	Florida Business Development Corporation	FL	Live Oak Banking Company	NC	8,713,000	5,213,000	2015-10-14	2,016	2017-12-13	240	721,110	Hotels (except Casino Hotels) and Motels	Residence Inn by Marriott	DUVAL	FL	CORPORATION	Unanswered	EXEMPT	50	2037-12-13	107	133	2027-12-13	false	3,453,253	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,216	La Flor De Salt Lake, Inc.	SALT LAKE CITY	UT	Intermountain Business Lending, Inc.	UT	America First Federal Credit Union	UT	5,386,000	5,125,000	2015-10-08	2,016	2018-02-14	240	311,999	All Other Miscellaneous Food Manufacturing	null	SALT LAKE	UT	CORPORATION	Less than 4 years old but at least 3	EXEMPT	27	2038-02-14	105	135	2028-02-14	false	3,435,485	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
613,875	DECOR-WARE INTERNATIONAL INC.	Rancho Cucamonga	CA	SBA CLSC Servicing	DC	Mechanics Bank	CA	7,411,096	5,500,000	2016-07-27	2,016	2017-02-15	240	423,990	Other Miscellaneous Durable Goods Merchant Wholesalers	null	SAN BERNARDINO	CA	CORPORATION	Less than 4 years old but at least 3	EXEMPT	5	2037-02-15	117	123	2027-02-15	false	3,430,866	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia
188,355	TIOBI, L.L.C.	Humble	TX	North Texas Certified Development Corporation	TX	Zions Bancorporation, National Association	UT	10,696,839.13	5,500,000	2014-10-01	2,015	2016-11-16	240	321,920	Wood Container and Pallet Manufacturing	null	HARRIS	TX	CORPORATION	Less than 4 years old but at least 3	EXEMPT	55	2036-11-16	120	120	2026-11-16	false	3,365,056	prepayment period ends later	https://data.sba.gov/dataset/7a-504-foia

SBA 504 Refinance Window: free sample (Tensorust LLC)

Active SBA 504 loans from 2010 to 2016 that are past their prepayment penalty or near maturity, with estimated balances.

Headline: 11,719 SBA 504 loans approved FY2010 to FY2016 to businesses are still active in SBA's Sep 30 2026 FOIA file.

This repository is a free teaser, not the dataset. It holds 25 example rows and a summary table with no names in it. The full file has 11,719 rows and is sold by Tensorust LLC: https://tensorust.com/datasets/sba-504-refi-window/.

Files here

file	what it is
`sample.csv`	25 rows of the full file (the same sample shown on tensorust.com)
`summary_by_project_state.csv`	row counts and totals by project state across the full file, no entity names (groups with fewer than 3 rows are folded into "Other")

Summary by project state (largest groups)

Project state	rows	Est. remaining balance (USD)
CA	1,829	738,948,783
FL	731	217,694,754
IL	723	229,089,002
TX	583	286,786,872
NY	521	218,729,092
MN	502	149,066,122
MA	493	126,647,876
UT	427	120,097,054
OH	389	102,166,401
MI	356	82,541,225
IN	328	82,608,858
CO	310	100,737,938
TOTAL	11,719	3,938,451,751

Full table: summary_by_project_state.csv.

What the full file has

11,719 rows
Key fields: location_id, borrower, city, state, zip, cdc, cdc_state, first_lien_lender, first_lien_lender_state, first_lien_dollars
Parquet and CSV, a README with sources, method and limits, and the build script
Free 25-row sample (no personal contact data)

Coverage: Active (status EXEMPT) 504 loans approved FY2010 to FY2016 to corporations and partnerships; sole proprietors and names that read as private individuals excluded. FY2006 to FY2009 approvals are not in SBA's public FOIA file. SBA FOIA file as of Sep 30 2026

Columns in the full file

column	meaning
`location_id`	SBA location id
`borrower`	Business borrower
`city`	City
`state`	State
`zip`	ZIP
`cdc`	Certified Development Company
`cdc_state`	CDC state
`first_lien_lender`	Third-party (first-lien) lender
`first_lien_lender_state`	First-lien lender state
`first_lien_dollars`	First-lien loan amount
`debenture_approved`	504 debenture gross approval
`approval_date`	Approval date
`approval_fy`	Approval fiscal year
`first_disbursement`	First disbursement date
`term_months`	Debenture term in months
`naics`	NAICS
`naics_description`	NAICS title
`franchise`	Franchise brand if any
`project_county`	Project county
`project_state`	Project state
`business_type`	Corporation or partnership
`business_age`	Business age at approval
`loan_status`	FOIA status (EXEMPT = active)
`jobs_supported`	Jobs supported
`maturity_date_est`	Estimated maturity (first disbursement plus term)
`months_elapsed`	Months since first disbursement
`months_remaining`	Months to estimated maturity
`prepay_penalty_ends_est`	Estimated end of the prepayment premium (half the term)
`prepay_penalty_free_now`	Past the prepayment premium period on Nov 6 2026
`est_remaining_balance`	Estimated remaining debenture principal (level amortization at 4.5% a year, an assumption)
`window`	Refinance window bucket
`source`	SBA FOIA dataset page

Get the full file

tier	price	includes
Market file	$1,500	Every active 2010 to 2016 504 loan in up to 3 states or one CDC's footprint: business, city, CDC, first-lien lender, debenture amount, term, estimated maturity, prepayment-penalty end date and estimated remaining balance. CSV and Excel.
National file	$5,900	All 11,719 active business-borrower 504 loans approved FY2010 to FY2016 nationwide ($3.94B estimated remaining).
Yearly license	$15,000 a year	The national file refreshed each quarter from the SBA FOIA file with paid-off loans dropped, extended to FY2017 and later cohorts as they leave the prepayment period. For commercial bank and CDC business development.

Email mattbusel@tensorust.com with the tier and a billing contact, and we will send a proper invoice (ACH or card). The file is delivered once the invoice is paid. Details and the live sample: https://tensorust.com/datasets/sba-504-refi-window/. All datasets: https://tensorust.com/datasets/

Method and limits

Filter the 504 FOIA file to active FY2010 to FY2016 business loans, estimate maturity from first disbursement plus term, the prepayment-premium end at half the term, and the remaining balance by level amortization at an assumed 4.5% debenture rate.

Not actual loan balances (SBA does not publish them; the balance is a model estimate), not a list of businesses that want to refinance, and no personal contact data: no owner names, phones or emails, no sole proprietors.

Sources

SBA 504 FOIA loan data, FY2010 to present, as of Sep 30 2026 (data.sba.gov/dataset/7a-504-foia)
13 CFR 120.940 and SBA SOP 50 10 (504 debenture prepayment premium over the first half of the term)

License

The sample and summary here are free to view, analyze and cite with attribution to "Tensorust LLC, https://tensorust.com/datasets/sba-504-refi-window/". The full dataset is licensed separately per tier. No resale or redistribution of Tensorust data without a written license.

Tensorust LLC, Tuckahoe NY. mattbusel@tensorust.com | https://tensorust.com

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