Patent ID: 8738404

Claim:
A system for processing an insured property loss, the system comprising: a network interface for communicating via a network with an insured property owner; an input device coupled to an information database comprising previously collected information on the insured property owner; a database creation engine for creating an insured property loss database related to an insured property loss of the insured property owner, the database creation engine coupled to the information database; and an insured property loss processing engine for processing an insured property loss of the insured property owner, wherein the insured property loss processing engine is coupled to the information database, the processing comprising: the database creation engine searching the information database, retrieving the previously collected information on the insured property owner, and including the previously collected information in the insured property loss database; and recording a plurality of details of the insured property loss in the insured property loss database electronically by using the input device to select a plurality of insured property loss details data from a plurality of structured insured property loss detail menus, wherein the plurality of structured insured property loss detail menus comprise a first structured insured property loss detail menu that provides a list of multiple types of property insured by the insurance provider wherein a user selects a type of property from the list based upon the one or more types of insured property that have been involved in the insured property loss and a second structured insured property loss detail menu and the selection of first insured property loss detail data on the first structured insured property loss detail menu determines the availability of second insured property loss detail data on the second structured insured property loss detail menu wherein the second structured insured property loss detail menu provides a list of multiple types of property descriptions wherein a user selects a description from the list based upon the one or more types of property that have been selected from the first structured insured property loss detail menu, and wherein the second insured property loss detail data comprises the previously collected information; and a data analyzing engine for statistically comparing the insured property loss of the insured property owner with a plurality of other insured property losses.