Patent ID: 7734541

Claim:
An interactive method for transferring funds from or to a user's financial account held at one institution and the user's financial account held at another institution comprising steps of: (a) inputting in a data field within a single interface accessed by the user on an Internet Network a transfer amount; (b) selecting from a data menu within the single interface a date for the funds transfer to execute; (c) selecting from a data menu within the single interface a first financial institution and associated account number of an account for the user the transfer amount will be taken from, the financial institution providing access to the user's financial account via a Web page requiring the user at least log-in with a name and password to access the user's financial account; (d) selecting from a data menu within a single interface a second financial institution and associated account number of an account for the user the transfer amount will be deposited to, the financial institution providing access to the user's financial account via a Web page requiring the user at least log-in with a name and password to access the user's financial institution; (e) submitting the transfer funds order to be executed on the selected date; and (f) initiating the transfer on the requested date by proxy over the Internet network on behalf of the user; (g) navigating by the proxy to the Web pages of the first and second financial institutions via an automated browser on the Internet, logging into the accounts on behalf of the user with the user's account name and password and transferring the specified funds from the account at the first financial institution to the account at the second financial institution.