Patent ID: 8538332

Claim:
A communications device, comprising: an NFC communicator having a first coupler configured to couple with a second coupler of a near field RF communicator in near field range to enable communication of data between the communicators by modulation of a magnetic field; a demodulator configured to extract modulation from a modulated signal coupled to the first coupler; a modulator configured to modulate an RF signal in accordance with data to be communicated by the NFC communicator; at least one secure element, having a plurality of memory areas with differing levels of access, configured to provide secure data storage for transaction data relating to a transaction, wherein the differing levels of access relate to at least one of a read access and an edit access of the memory areas by a user; and a controller configured to control operation of the NFC communicator, to read transaction data from the at least one secure element, and to cause the modulator to modulate the RF signal in accordance with transaction data read from the at least one secure element so as to communicate the read transaction data to a second near field RF communicator in near field range as proof of the transaction to enable an action related to the transaction to be carried out.