Patent ID: 8355967

Claim:
A system for providing to a consumer integrated financial account data in a format for population in an existing personal finance system, the system comprising: one or more computer processors configured to implement: an account detection module configured to: access credit and debit information associated with a consumer from one or more credit/debit data integration services configured to receive, relative to the consumer, credit data from a credit bureau identifying credit accounts of the consumer as well as debit data from banks identifying debit accounts of the consumer; detect one or more financial accounts indicated in the credit and debit information; apply one or more account rules to determine a subset of the financial accounts indicated in the credit and debit information to be included in financial account data for transmission to the consumer for use in an existing personal finance system; and extract, from the credit and debit information, financial account data associated with the subset of the financial accounts; and a personal finance software integration module configured to generate a data file comprising the extracted financial account data for transmission to the consumer, the data file comprising information regarding the subset of the financial accounts in a format that is usable by an existing personal finance system of the consumer.