Patent ID: 8224676

Claim:
A system for providing flight accident insurance to a traveler, said system comprising: a. a computer configured to accept an application for said flight accident insurance from said traveler, said application comprising a listing of a flight on said traveler's itinerary, said flight being operated by an operating carrier; b. a computer configured to query a flight database to determine if flight accident insurance is available for said flight, said availability being confirmed if there is less than a first number of said flight accident insurance policies already sold to other travelers for said flight; c. a computer configured to receive confirmation of the availability of said flight accident insurance for said traveler; d. a computer configured to calculate a premium for said flight accident insurance, said calculation being based on the GDP of the country in which said operating carrier is domiciled such that said premium is a decreasing function of said GDP; and e. a computer configured to provide said premium and an offer of coverage to said traveler.