Patent ID: 8052049

Claim:
Apparatus comprising: an automated banking machine that operates responsive to data read from data bearing records to cause financial transactions, including: a plurality of devices including: a card reader operative to read card data on user cards corresponding to financial accounts; a cash dispenser; at least one computer in operative connection with the plurality of devices, wherein the at least one computer includes at least one data store and at least one communication device that is operative to communicate with at least one portable storage device placed in operative communication with the at least one communication device; a housing, wherein the at least one computer and the plurality of devices are in operatively supported connection with the housing; wherein the at least one computer is operatively configured to produce a decrypted at least one first portion of an operating system account password through communication with the portable storage device, wherein the at least one computer is operatively configured to access at least one second portion of the operating system account password from the data store in the automated banking machine; wherein the at least one computer is operatively configured to generate the operating system account password responsive to the at least one first portion and the at least one second portion of the ATM account password; wherein the at least one computer is operatively configured to log into the operating system login account of the at least one computer using the generated operating system account password.