Patent ID: 7896242

Claim:
A method for issuing a purchase transaction receipt over a network, the method comprising the steps: receiving information for at least one credit card account of a customer for executing a transaction; retrieving a customer record from a database using information from the at least one credit card account, the database cross associating the customer record to a plurality of credit card accounts of the customer such that information from any one of the plurality of credit card accounts of the customer is capable of retrieving information for any other one of the plurality of credit card accounts; determining based on the customer record whether the customer of the transaction selected to receive digital receipts and selected a predetermined location for digital receipts; charging an amount of the transaction to one of the plurality of credit card accounts selected by the customer; transmitting a digital receipt to the predetermined location selected by the customer over the network if the indication in the customer record indicates a predetermined location for digital receipts, wherein the digital receipt is generated based on one of the plurality of credit card accounts retrieved from the database; and providing at least one offer with the digital receipt.