Patent ID: 8321321

Claim:
A computerized method for enabling business initiation and operation comprising: at a computer server: (A) initiating at an online site at said computer server a proxy entity corresponding to said business; (B) creating for said business proxy entity a policy set comprising: (1) a description of said business; (2) a plurality of permissible investment type actions for facilitating subscriber investments in said business proxy; (3) proxy commission percentages corresponding to each of the products or services offered by said business proxy; (4) a mapping of investment points to each of said plurality of investment type actions for allotting investment points to subscribers according to their investment type actions; (5) a set of rules governing said investment point allotment to subscribers; (6) a definition of compensation to said subscribers against their respective investment points earned as consequence of their investment type actions; (7) a business cycle definition describing conditions for executing investment point settlement to compensate said subscribers; and (8) a set of parameters to an investment point settlement algorithm; (C) receiving from a plurality of subscribers a commitment to invest in said business proxy, each commitment comprising at least: (1) an investment type action; or (2) an investment amount; (D) allotting investment points to each of said subscribers as defined in said policy set for said subscriber's investment type actions or amount; and (E) at completion of each business cycle, executing said investment point settlement algorithm with said parameters to calculate for each subscriber a monetary equivalent to investment points earned during said business cycle.