Patent ID: 8229848

Claim:
A method comprising: receiving, at a merchant computing device, transaction information indicating a requested transaction from a user computing device, the transaction information including a first portion of credit card or debit card information, wherein the credit card or debit card information also includes a second portion that is necessary to complete the requested transaction that is not received at the merchant computing device; in response to receiving the transaction information, redirecting the user computing device to a user interface associated with a verification system, the user interface requesting the second portion of the credit card or debit card information; receiving at the merchant computing device a first approval indication from the verification system; receiving at the merchant computing device a second approval indication from the user computing device; comparing the first approval indication and the second approval indication; and in response to determining, at the merchant computing device, that the first approval indication and the second approval indication match, initiating completion of a transaction indicated in the transaction information.