Patent ID: 8799064

Claim:
A non-transitory computer readable medium for storing instructions that, when executed by a processor, perform operations for cross-integrating consumer loyalty programs, comprising: establishing a communications link from a host computer to a plurality of reward partners; receiving a first set of consumer data associated with a first loyalty program, from a first reward partner; receiving a second set of consumer data associated with a second loyalty program, from a second reward partner, wherein the first reward partner associated with the first loyalty program is distinct from the second reward partner associated with the second loyalty program, and wherein the first reward program is distinct from the second reward program; aggregating the first set of consumer data and the second set of consumer data in a database; creating an aggregated consumer profile in response to the aggregation of the first set of consumer data and the second set of consumer data; determining different access levels to the aggregated consumer profile for the first reward partner and the second reward partner, based on hierarchical access levels determined by at least one of subscription payment, good/service bartering, and detailed quantity of consumer information received from each reward partner; and providing hierarchical access to the aggregated consumer profile according to the determined hierarchical access level for each reward partner.