Patent ID: 7801787

Claim:
A system that facilitates provision of personalized investing advice to a user comprises the following computer-executable components: a subscriber component in a client computing device that receives a selection of multiple financial models from the user, wherein the user desires to receive financial data from the multiple financial models in real-time, wherein the multiple financial models include a human model that outputs financial advice from at least one financial expert in real-time, wherein the financial expert is a mutual fund manager; an adviser component that receives and processes financial data output by the multiple financial models and determines customized investing advice for the user based at least in part upon the financial data output by the multiple financial models and personal investing preferences of the user; a monitor component that is in communication with the adviser component that monitors a processor on the client computing device and allocates processing cycles to the adviser component if the processor is executing a low priority task; and an output component that outputs the customized investing advice.