Patent ID: 8855605

Claim:
A computer-implemented method of associating an account configuration with an account for a user by at least one processor, comprising the steps of: receiving information from a mobile device, wherein the information comprises: user information received from a user; a mobile device identification number; and a code that is preloaded in memory contained within the mobile device prior to the user receiving the device, in response to receiving the information from the mobile device, verifying, using the mobile device identification number and the code, that the mobile device qualifies the user for an account configuration; and in response to verifying that the mobile device qualifies the user for the account configuration, determining whether the user is new or existing, then executing a step that is selected from a group consisting of: associating the account configuration with an existing user account based on the user information, and establishing a new account for a user associated with the user information and associating the account configuration with the new account.