Patent ID: 8706629

Claim:
A method comprising: receiving, at a computer, a first request to permit an individual associated with a credit card account of an entity to deposit a credit card payment applied against the credit card account in a self-service financial transaction device associated with the entity; reading, by the self-service financial transaction device, an identifier of the individual associated with the credit card account; receiving, at the self-service financial transaction device, a second request from the individual to deposit monetary funds as the credit card payment into the self-service financial transaction device; determining, by the self-service financial transaction device, if at least one restriction defined by the individual associated with the credit card account prevents authorization to deposit monetary funds as the credit card payment; and receiving, at the self-service financial transaction device, monetary funds from the individual for deposit as the credit card payment, wherein the reading, by the self-service financial transaction device, the identifier of the individual associated with the credit card account includes reading a form of identification of the individual from a mobile terminal of the individual.