Patent ID: 8898081

Claim:
A method, implemented using a computer having a central processing unit, of performing transactions associated with a web site associated with a credit card issuer, comprising: initiating a session between a customer device and a server system providing the web site; receiving a first instruction from the customer device to select an item offered for purchase through the web site; receiving a second instruction from the customer device to attempt to complete a purchase transaction associated with the first instruction; sending transaction information associated with a customer to a credit card issuer system while maintaining the session between the customer device and the server system, wherein the credit card issuer system is associated with a credit card issuer that issued a credit card account to the customer to perform purchase transactions; sending an offer to the customer device to add an extra line of credit to the credit card account of the customer; determining whether to add the extra line of credit to the customer's credit card account; receiving authorization information from the credit card issuer system; and completing the purchase transaction with the credit card account based on the authorization information.