Patent ID: 7082411

Claim:
A computer-implemented method for determining a bid price for at least one tranche of a portfolio of financial instruments using a computer coupled to a database, the computer configured to calculate for the at least one tranche at least one of an internal rate of return (IRR), a net present value (NPV) and a time to profit probability, said method comprising the steps of: dividing the portfolio into separately marketable sub-portfolios or tranches; giving each tranche a trial bid price; combining the tranches with historical asset performance data of at least one of a buying or selling party, other market and underwriting; utilizing the computer to perform at least one of a NPV, an IRR and a time to profit analysis on the tranches; and determining an actual bid price for each tranche based on the at least one of the NPV, the IRR and the time to profit analysis performed on the tranches.