Patent ID: 8186576

Claim:
A method of operating a banking apparatus that is operable responsive at least in part to data bearing records, comprising: a) generating a check through operation of an automated banking machine, wherein the check is on a financial account that corresponds to card data read by a card reader of the machine from a card of a user of the machine; b) presenting to the user, through operation of the machine, a printed check that corresponds to the check generated in (a); c) presenting, responsive at least in part to operation of at least one processor associated with the machine, at least one interface output prompting the user to endorse the check; d) accepting through operation of the machine, the check, wherein the accepted check was endorsed by the user; e) adjusting, responsive at least in part to operation of the at least one processor, the financial account for an amount associated with the check generated in (a); and f) providing to the user responsive at least in part to operation of the machine, a value in exchange for the check accepted in (d); wherein (a)-(d) occur during a same user session with the machine.