Patent ID: 7780091

Claim:
An authorized sample receiver (ASR) comprising: means for transmitting a customer payment device authentication code to a Radio Frequency (RF) customer payment device, wherein the RF customer payment device is activated in response to verification of proffered biometric sample data; means for receiving, from the RF customer payment device, a transaction request comprising transaction biometric sample data, an encrypted customer payment device authentication code, and a unique customer payment device identification code; means for decrypting the encrypted customer payment device authentication code using a unique customer payment device decryption key associated with the unique customer payment device identification code to create a decrypted customer payment device authentication code; and means for authenticating the RF customer payment device in response to the decrypted customer payment device authentication code matching the customer payment device authentication code and in response to the transaction biometric sample data matching registered biometric sample data, wherein the registered biometric sample data is associated with the RF customer payment device and is created in response to the verification of the proffered biometric sample data.