Patent ID: 8065212

Claim:
A processor-implemented method for providing a gaming activity, the method including the steps of: receiving, subject to an interaction between a consumer and a supplier, data indicative of an account identifier and associated data indicative of a flexible credit adjustment; querying a consumer account database to identify a consumer account corresponding to the account identifier, wherein each account includes: data indicative of a level of transactable flexible credit; and data indicative of an allocated none or more entries in relation to a risk free gaming activity; updating the level of flexible credit in the identified consumer account based on the flexible credit adjustment; and based on the flexible credit adjustment or the updated level of flexible credit in the identified consumer account, updating, by one or more processors, the data indicative of the allocated none or more entries such that the allocation of entries corresponds to the updated level of flexible credit, wherein a predetermined increase in the level of flexible credit causes an increase in the allocation of entries.