Patent ID: 8807427

Claim:
A method comprising: at least one of one or more computers establishing an account for non-negotiable credits provided by an entity to one or more users; at least one of one or more computers detecting interactions earning a quantity of non-negotiable credits, wherein the quantity of non-negotiable credits from the interactions are added to the account, wherein in absence of a conversion operation that converts the non-negotiable credits to in-game funds, a commerce partner does not accept the non-negotiable credits for in-game purchases for a computer game, wherein the computer game is owned or controlled by the commerce partner; and at least one of one or more computers subtracting a quantity of the non-negotiable credits from the account, the subtracted quantity of non-negotiable credits corresponding to a quantity of entity independent funds resulting from the conversion operation that converts the non-negotiable credits to a quantity of the in-game funds in accordance with agreement terms established by the commerce partner and the entity, wherein the commerce partner is compensated for granting the in-game funds for the non-negotiable credits.