Patent ID: 7516087

Claim:
A method comprising: (a) operating an automated transaction machine to receive at least one identifying data from a machine user, wherein the machine includes at least one computer, wherein the machine includes at least one cash dispenser operative to dispense cash, wherein the machine includes at least one output device operative to present at least one output; (b) communicating a first request message from the machine to a first computer, wherein the first request message includes identifying information corresponding to identifying data received from a user card in step (a), wherein the first computer is remotely located from the machine; (c) operating the first computer in a verification process using the identifying information in the first request message communicated in step (b); (d) communicating from the first computer to the machine, a response message based on a result of the verification process; (e) operating the machine to conduct at least a portion of a transaction, responsive to the machine receiving the response message communicated in step (d); (f) communicating from the machine to a second computer, a second request message including identifying information corresponding to identifying data received in step (a), wherein the communication is independent of the communication in step (b), wherein the second computer is remotely located from the machine, wherein the second computer differs from the first computer; (g) operating the second computer in determining a response to the second request message, wherein a response is determined based on the identifying information in the second request message communicated in step (f); (h) communicating from the second computer to the machine, a response message corresponding to the response determined in step (g); and (i) operating the machine to present at least one output with the at least one output device, responsive to the machine receiving the response message communicated in step (h).