Patent ID: 7946477

Claim:
Apparatus comprising: an automated banking machine, wherein the machine includes a user card insertion slot, wherein the machine includes at least one card data reader, wherein the at least one card data reader includes a magnetic stripe reader, wherein the magnetic stripe reader is operative to read card data corresponding to user identifying information from a magnetic stripe of a user card at least partially inserted into the slot, wherein the at least one card data reader includes an RFID tag reader, wherein the RFID tag reader is operative to read card data corresponding to user identifying information from an RFID tag of a user card at least partially inserted into the slot, at least one computer associated with the machine, wherein the at least one computer is operative to control activation of the magnetic stripe reader and the RFID tag reader, wherein order of activation between the magnetic stripe reader and the RFID tag reader is predetermined, wherein the at least one computer is operative to cause card data read by at least one of the magnetic stripe reader and the RFID tag reader to be compared with information stored in at least one data store, wherein the at least one computer is operative to enable a user transaction to be conducted responsive to card data read by at least one of the magnetic stripe reader and the RFID tag reader corresponding in the at least one data store to an authorized user of the machine.