Patent ID: 8608058

Claim:
Apparatus comprising: an automated banking machine associated with at least one computer, wherein the automated banking machine includes at least one data reader, wherein the at least one computer is operable to cause the at least one data reader to read user data usable to identify a financial account on which a financial transaction can be carried out, wherein the automated banking machine includes a cash dispenser; wherein the at least one computer is operable to cause the cash dispenser to selectively dispense cash stored in the machine to authorized users of the machine, wherein the at least one computer is configured to communicate with a financial transaction host to receive authorization to carry out a transaction involving the automated banking machine, wherein the at least one computer is operable to communicate with a remotely located server system which has access to at least one data store which respectively associates an account and a customer network address for each respective customer of a financial institution who is to receive electronic records of transactions involving their account, wherein the customer network address is usable in sending to the respective customer, an electronic record of a transaction involving their account, wherein the at least one computer is operable to communicate with the server system through a communication path that is independent of the financial transaction host, wherein the at least one computer is configured to operate responsive at least in part to the at least one data reader reading user data during a user session involving the automated banking machine and a machine user, to communicate to the server system at least one first message which includes the read user data, wherein the at least one computer is configured to operate responsive at least in part to communicating the at least one first message, to receive from the server system at least one response message which indicates that the machine user is to receive an electronic record of transactions, wherein the at least one computer is configured to operate responsive at least in part to receiving the at least one response message, to communicate at least one second message to the server system, wherein the at least one second message includes transaction receipt data corresponding to a transaction carried out during the user session, wherein the at least one second message allows the server system to communicate to the customer network address of the machine user, an electronic record of the transaction carried out during the user session, wherein the electronic record includes the transaction receipt data.