Patent ID: 8473395

Claim:
A system for protecting entities with financial obligations, the system comprising: one or more processors communicatively coupled to a network; wherein the one or more processors are configured to: receive information associated with an account from an entity from a graphical user interface, wherein the information associated with the account comprising a first information including a triggering circumstance and a second information including a benefit invoked by the triggering circumstance, wherein the benefit comprises a line of credit; calculate a value for the triggering circumstance that invokes the benefit and comprises an actual analysis of the triggering circumstance and the benefit; calculate a price for protecting the entity from the at least one payment obligation that is based at least in part on the value of the triggering circumstance that invokes the benefit; receive a notification that the triggering circumstance has occurred via the network; and provide the line of credit to the entity, based at least in part on a comparison of the notification of the triggering circumstance with the information associated with the account such that the line of credit is associated with a financial transaction device that is associated with the account.