Patent ID: 8229825

Claim:
A method for providing distribution recommendations from at least one investment account to at least one investor comprising the steps of: using software to receive information about the investments in at least one investment account for at least one investor; storing the received information in a computerized database; providing a computer program to process the information received to arrive at a distribution recommendation, the computer program being connected to a computer; providing for the algorithms contained in the computer program used to arrive at the distribution recommendation to be originated or approved by at least one person who is independent of at least one person who receives variable fees or profits depending on the decision of the at least one investor so that the ability of the at least one person who receives variable fees or profits depending on the decision of the at least one investor to self deal in providing the distribution recommendation is eliminated; and transmitting the distribution recommendation by the at least one person who receives variable fees or profits depending on the distribution decision of the at least one investor, or by at least one other person in combination with the at least one person who receives variable fees or profits depending on the distribution decision of the at least one investor.