Patent ID: 8543508

Claim:
A gateway computer for integrating multiple transaction services from multiple transaction services providers to a plurality of users using a gateway abstraction layer (GAL) comprising: a processor; a network interface coupled to the processor; a service requestor interface coupled to the network interface; a service provider interface coupled to the network interface; and an abstraction layer database, wherein the service requestor interface is configured to receive requests comprising service requests from the plurality of users using a first application platform interface (API), wherein the service provider interface is configured to: parse service request data from the service requests; and translate the service request data into a first data format to communicate with a plurality of service providers using a second API, wherein the network interface is configured to: parse transaction authorization request data from the service requests; and translate the transaction authorization request data into a second data format to communicate with a plurality of acquirers or payment networks using a lookup table of communication standards in the abstraction layer database.