Patent ID: 7566003

Claim:
A bankcard terminal for regulating access to a first transit system, the bankcard terminal comprising: a first interface to communicate with a processing system associated with a set of transit systems including at least the first transit system, wherein the first interface provides for uploading information to the processing system and downloading information from the processing system; a bankcard reader comprising a receiver to receive data, as bankcard data, upon a current presentation of a bankcard by a holder, wherein the bankcard comprises one of a credit card and a debit card; a processor, coupled to the bankcard reader and to the first interface, to receive the bankcard data and to determine an identifier based on at least part of the bankcard data from the currently presented bankcard; memory, coupled to the processor, to hold a set of bankcard records comprising, for each bankcard record in the set, an identifier of a bankcard previously registered with the processing system, and wherein the set of bankcard records identifies bankcards from a plurality of issuers; and a second interface, coupled to the processor, to send a signal to an access controller.