Patent ID: 8160945

Claim:
A computer-readable storage medium having stored thereon computer-executable instructions for increasing revenue of a financial institution through acceleration of debit transaction posting to customer accounts, wherein acceleration is relative to credit activity in the same customer accounts, execution of which by a computing device causes the computing device to perform operations, comprising: (a) selecting a customer account type that will yield increased revenue to the financial institution when debit transaction posting is accelerated, wherein acceleration is relative to credit activity in the same customer accounts; (b) identifying a debit type, wherein if the posting of debit transactions within the debit type to a customer account within the customer account type identified in step (a) is accelerated, customer account balances within the customer account type will be less for a period of time than if posting of the debit type had not been accelerated; and (c) implementing an acceleration technique to accelerate the posting of debit transactions in the debit type.