Patent ID: 7792731

Claim:
An automatic method for determining compliance of an authorized entity with capital-adequacy rules, the authorized entity selected from a plurality of entities, the method comprising: configuring a set of analysis rules associated with the authorized entity; receiving, from the authorized entity at a data processing system, electronic financial data relevant to capital of the authorized entity; analyzing the received electronic financial data by the data processing system using the configured set of analysis rules, the analyzing further comprising: determining whether the capital of the authorized entity is in compliance with the capital-adequacy rules; determining, from the received electronic financial data, an existing net capital of the authorized entity; determining, from the configured set of analysis rules, a required net capital for the authorized entity; calculating an excess net capital by subtracting the required net capital from the existing net capital; and determining an erosion of the excess net capital; and providing a notification of noncompliance when the capital of the authorized entity is not in compliance with the capital-adequacy rules.