Patent ID: 7765153

Claim:
A computer implemented method of verifying financial account information of a customer in connection with a business transaction comprising: accepting information via a computer from the customer regarding a price and a quantity of goods to be purchased as the business transaction; accepting information via the computer about a financial account from the customer of the business transaction; authorizing or processing a payment for the goods that equals the price of the goods from the financial account in multiple, separate transactions through the financial account using separate payment amounts that total the price for the goods whereby identifier information is relayed to the customer and the identifier information is constituted by the separate payment amounts of the multiple, separate transactions which total the price for the goods; receiving verification information from the customer by receiving the separate payment amounts of the multiple, separate transactions which total the price for the goods from the customer; comparing via the computer the received verification information with the relayed identifier information; and continuing with the business transaction if the received verification information corresponds to the relayed identifier information.