Patent ID: 8843405

Claim:
A non-transitory computer readable storage medium comprising a plurality of computer readable instructions tangibly embodied on the computer readable storage medium, which, when executed by a computer processor, provide card account controls and purchase impact information, the plurality of computer readable instructions comprising instructions that cause the computer processor to: receive information regarding a potential purchase to be made by a customer; generate purchase impact information including impact on the financial status of the customer over time, based on the information regarding the potential purchase of the customer; wherein purchase impact information includes a resulting balance for an account associated with the customer if the potential purchase is made; provide the purchase impact information generated based on the information regarding the potential purchase to be made by the customer; transmit a request to the customer to send a confirmation that the customer has read the purchase impact information and that the customer desires to make the potential purchase on the account in spite of the purchase impact information; receive the confirmation from the customer indicating that the customer has read the purchase impact information and that the customer desires to make the potential purchase on the account in spite of the purchase impact information; and based on receiving the confirmation from the customer that the customer has read the purchase impact information and that the customer desires to make the potential purchase on the account in spite of the purchase impact information, unlock the account of the customer on which the potential purchase is to be made.