Patent ID: 7788171

Claim:
A system comprising: a memory, having stored thereon, a set of instruction, in which, when executed by a computing device, the set of instructions cause the computing device to perform a method comprising: receiving a first indication of a first information regarding at least one lender; receiving a plurality of second indications, each of the plurality of second indications indicating a respective second information regarding a respective at least one of a plurality of borrowers; and determining, for each respective borrower of the plurality of borrowers, a respective first percentage of a payment of interest associated with a respective loan from the at least one lender to the respective borrower to allocate to at least one referrer; determining, for each respective borrower of the plurality of borrowers, a respective second percentage of a payment of principal associated with a respective loan from the at least one lender to the respective borrower to allocate to the at least one referrer, in which the first percentage and the second percentage are different; and transmitting an indication of the allocations.