Patent ID: 7627524

Claim:
A system for receiving and processing payments from a payor to a third-party biller, comprising: a processing element capable of identifying a payor account, the payor account being associated with a payor and with one of a plurality of third-party billers, and the payor account comprising payor account data, said processing element also is capable of accessing the payor account data collected and stored by the one of a plurality of third-party billers; a remote kiosk in operable communication with said processing element and structured to operate as an interface for the payor to input data; said processing element also being capable of receiving, through said remote kiosk, data representing a payment from the payor to satisfy a financial obligation evidenced by the payor account, and wherein said processing element is further capable of sending an electronic notice to the one of a plurality of third-party billers distinct from the payment indicating that the payment has been received.