Patent ID: 8548887

Claim:
A computer-implemented method of evaluating the performance of a target date fund strategy performed by one or more computing devices, the method comprising: A. for each of a plurality of target date funds belonging to a family of target date funds and comprising assets associated with at least one of a plurality of asset classes, the one or more computing devices identifying an evaluation period for the assets of the target date fund for which a realized rate of return is known, the plurality of target date funds each having an accumulation phase defined by an associated start date and a target date, the accumulation phases of the target date funds being substantially identical in duration, the target date of each fund occurring at a different time, relative weighting of the asset classes within each target date fund being determined over time in accordance with the target date fund strategy which is applied to each of the target date funds over at least the accumulation phase, the evaluation periods for the target date funds corresponding to a different portion of the accumulation phase of each target date fund; B. the one or more computing devices obtaining the realized rate of return for the evaluation period for each target date fund; and C. the one or more computing devices aggregating the realized rates of return for the evaluation periods for the target date funds to create a wealth generation performance measure corresponding to the propensity of the family of target date funds to generate wealth over the accumulation phase.