Patent ID: 8459893

Claim:
A binder assembly for receiving and retaining at least one article with holes formed along an edge thereof, the binder assembly comprising: a cover comprising a spine portion and at least one cover leaf portion; a first binder element comprising a plurality of first retaining fingers; a second binder element comprising a plurality of second retaining fingers, the plurality of first and second retaining fingers being arranged to define a plurality of opposing pairs of the first and second retaining fingers, the first binding element and the second binding element being moveable between 1) an open position wherein ends of the first and second retaining fingers of each pair are disengaged and spaced apart from one another to permit the at least one article to be removed from or mounted to the binder assembly by engaging or disengaging the holes and the first and second retaining fingers, and 2) a closed position wherein the ends of the first and second retaining fingers of each pair are engaged together to prevent the at least one article mounted to the binder assembly from being removed; and an elongated retainer/lock constructed to releasably attach to the first and second binding elements in the closed position thereof with the spine portion of the cover therebetween for locking the first and second binding elements in the closed position and securing the first and second binding elements to the spine portion of the cover.