Patent ID: 8554582

Claim:
A data management apparatus comprising: a data storage part storing plural data on a physical storage media each of which has at least a policy ID for specifying each insurance policy which is a contract between an insurer and an insured, a clause ID for specifying each type of the insurance policy-including specifying each insurance policy goods and a contractual coverage content ID for specifying contractual coverage, said data storage part having a policy ID storing region for storing the policy ID, a clause ID storing region for storing the clause ID and variable storing regions for storing contractual coverage IDs, each of said variable storing regions being identified by variable name, a correspondence definition part for storing correspondences between said each variable name and each contractual coverage item name, the correspondence definition part being provided for each clause ID for specifying each type of the insurance policy, a data definition part for storing data correspondences between said each contractual coverage ID and each contractual coverage, the data correspondence being provided for each clause ID and each contractual coverage item name, a means for obtaining data having a given policy ID from the data storage part, a means for construing data, including a CPU, the data processing including identifying the contractual coverage item name corresponding to the variable name in reference to the correspondence recorded in said correspondence definition part identified by the clause ID of said obtained data and obtaining the contractual coverage corresponding to the contractual coverage ID of said obtained data in reference to the data correspondence recorded in said data definition part identified by said identified contractual coverage item name of the variable name, thereby identifying the contractual coverage item name and the contractual coverage of said obtained data; means for assessing whether two contractual coverages to be updated satisfy a predetermined condition that shows the two contractual coverages are possible in the same insurance policy, means for updating the data with the two contractual coverage referring to the correspondence definition part and the data definition part, when the assessing means judges that the two contractual coverage satisfy the predetermined condition, and wherein the data management apparatus judges whether a combination of the contractual coverage ID and the contractual coverage to be processed is appropriate or not based on appropriate combinations of the contractual coverage IDs and the contractual coverages.