Patent ID: 8019843

Claim:
A data provider computer system at a data provider site comprising one or more memory storage areas and one or more processors, the data provider computer system configured to: receive a set of one or more attributes and one or more decision rules, wherein the set of one or more attributes and one or more decision rules (a) are defined by a user via a client computing device at a client site and (b) are to be applied to the data provider's data comprising a plurality of credit records corresponding respectively to a plurality of consumer credit profiles; run an execution engine applying the set of one or more attributes and one or more decision rules to at least a portion of the data provider's data; identify a plurality of credit records corresponding respectively to a plurality of consumer credit profiles from the data provider's data satisfying the set of one or more attributes and one or more decision rules; generate result data based on the plurality of credit records from the data provider's data satisfying the set of one or more attributes and one or more decision rules, wherein the result data comprises at least a portion of each credit record of the plurality of credit records from the data provider's data satisfying the set of one or more attributes and one or more decision rules; and transmit the result data.