Patent ID: 7729982

Claim:
An interactive computer-implemented system for providing modifiable educational financing information over a network to a user receiving a financial aid award offer, the system including a computer processor and a storage medium and comprising: a financial aid information tool provided through a user interface through implementation of the computer processor executing instructions stored in the storage medium, the financial aid information tool for providing financial aid information over the network to the user, the financial aid information comprising the user's financial aid award offer, an unmet need of the user, and at least one of a cost of attending an educational institution, an expected monetary contribution from the user, and a financial need of the user, wherein the financial aid information tool is an interactive tool with which the user interacts to at least one of accept, decline, and modify the financial aid award offer; and a product selector tool provided through the user interface through implementation of the computer processor executing instructions stored in the storage medium, the product selector tool for providing the user with one or more financing options over the network to fund the user's unmet need, wherein the product selector tool comprises one or more input fields operable to receive data from the user through an input device to modify or supplement at least one of the financial aid award offer and the user's unmet need.