Patent ID: 7841004

Claim:
A computerized method of monitoring unauthorized use of a child's identity comprising: receiving, by a computing device, personally identifying information associated with a child, the personally identifying information comprising one or more of: a name, an address, at least a portion of a social security number, and a maiden name of the child's mother; receiving, by the computing device, an electronic certification from a legal guardian of the child certifying that the legal guardian truly is the legal guardian of the child; and periodically providing information to the legal guardian regarding the presence or absence of potentially fraudulent activity associated with the child, wherein the periodically providing comprises performing the following method on a periodic basis: receiving, by the computing device, credit information associated with the child; determining, by the computing device, if the credit information associated with the child indicates, in one or more of a public record, a tradeline, and a credit inquiry portions of the credit information, no activity associated with the child, new activity that was not indicated in credit information previously received for the child, or the same activity that was also indicated in credit information previously received for the child; in response to determining that the credit information associated with the child indicates no activity associated with the child, transmitting, by the computing device, an electronic communication to the legal guardian indicating that no activity has been detected; in response to determining that the credit information associated with the child indicates new activity that was not indicated in credit information previously received for the child, transmitting, by the computing device, an electronic communication to the legal guardian indicating that potentially fraudulent activity has been detected; and in response to determining that the credit information associated with the child indicates only the same activity that was also indicated in credit information previously received for the child, transmitting, by the computing device, an electronic communication to the legal guardian indicating that no new activity has been detected.