Patent ID: 8290237

Claim:
A method for depositing funds of a negotiable instrument, the method executable by a computing device having a processor and memory, comprising: accessing a digital picture of the negotiable instrument, the digital picture captured with a digital camera in communication with the computing device; warping, by the processor, the digital picture to remove a distortion by: determining a histogram of the digital picture, wherein the histogram comprises a plurality of values of pixels of the digital picture; flooring at least one value of the plurality of values of the pixels; filtering at least a portion of the digital picture; determining at least one corner of the digital picture; and mapping the pixels of the digital picture into an output image based on the at least one determined corner; creating a digital image file with the computing device, wherein the digital image file comprises the output image; transmitting the digital image file; and transmitting, by the computing device, a request to deposit the funds of the negotiable instrument using the digital image file.