Patent ID: 8126743

Claim:
A method for comparing medical insurance policies (MIPs), comprising: receiving electronically, from a benefits provider and a banking computing system, a plurality of historical user data identifying a plurality of medical conditions of a patient and a plurality of physician visits during a first time period for treatment of the plurality of medical conditions; identifying a plurality of benefits offered by a first MIP and a second MIP, wherein the first MIP and the second MIP are applicable to a second time period after the first time period; receiving, from the patient, a selection of a first plurality of physicians identified in the plurality of benefits and practicing a first medical specialty corresponding to a first medical condition of the patient; receiving, from the patient, a selection of a second plurality of physicians identified in the plurality of benefits and practicing a second medical specialty corresponding to a second medical condition of the patient; determining, by a processor and based on the plurality of physician visits and the plurality of benefits, a first plurality of dollar amounts corresponding to anticipated coverage, by the first MIP, of a plurality of services provided by the first plurality of physicians and the second plurality of physicians during the second time period; determining, by the processor and based on the plurality of physician visits and the plurality of benefits, a second plurality of dollar amounts corresponding to anticipated coverage, by the second MIP, of the plurality of services provided by the first plurality of physicians and the second plurality of physicians during the second time period; displaying, to the patient, a grid comprising a first column identifying the first plurality of physicians and the second plurality of physicians, a second column identifying the first medical specialty and the second medical specialty, a third column corresponding to the first MIP and identifying the first plurality of dollar amounts, and a fourth column corresponding to the second MIP and identifying the second plurality of dollar amounts; and receiving, after displaying the grid, a request to enroll the patient in at least one selected from a group consisting of the first MIP and the second MIP.