Patent ID: 8688573

Claim:
A computer program product for identifying a merchant payee associated with a cash transaction comprising: a nontransitory computer readable medium; and computer program code, encoded on the computer readable medium, comprising computer readable instructions which, when executed via any set of one or more processors, perform the following: obtaining cash transaction entry data indicating a consumer has conducted a cash transaction with an unidentified merchant, the cash transaction data being obtained from the consumer and including at least a date and time indicating when the cash transaction took place; obtaining geo-location data from a mobile device of the consumer, the geo location data indicating an approximate location of the consumer at the time of the cash transaction as reflected in the cash transaction data; obtaining geo-location and merchant matching data indicating two or more potential merchant payees located within a defined radius of the approximate location of the consumer at the time of the cash transaction; obtaining historical financial transaction data associated with a community of consumers, the historical financial transaction data associated with the community of consumers including data indicating cash-based transactions conducted by members of the community of consumers with at least one of the two or more potential merchant payees; and analyzing at least part of the merchant matching data and the historical financial transaction data associated with the community of consumers to determine a potential merchant payee probability score for each of the two or more potential merchant payees.