Patent ID: 8433590

Claim:
A system comprising: a health insurance benefit card that evidences health insurance benefits for a client, the health insurance benefit card comprising: a wallet-sized card; a peel-off label coupled to the wallet-sized card; and one or more instructional messages to the client, wherein the one or more instructional messages are printed on the peel-off label so that the one or more instructional messages are visible to the client, and wherein the one or more messages comprise an instructional message directing the client to initiate a communication to initially activate the health insurance benefits evidenced by the health insurance benefit card; and at least one computer, comprising: at least one processor; a computer readable medium operably coupled to the at least one processor; and a plurality of instructions stored in the computer readable medium, the plurality of instructions being accessible to, and executable by, the at least one processor; wherein the at least one processor is configured to perform the following steps: verifying, during the communication initiated by the client and thus after the client has received the health insurance benefit card, name and contact data specific to the client; explaining, during the communication initiated by the client and thus after the client has received the health insurance benefit card, the health insurance benefits to the client, wherein the health insurance benefits comprise one or more aspects of at least one plan, and wherein the least one plan is selected from the group consisting of a medical plan, a dental plan, a prescription drug plan, and a vision plan; explaining to the client, during the communication initiated by the client and thus after the client has received the health insurance benefit card, how the client can take advantage of the health insurance benefits before the client has ever used the at least one plan; and initially activating, during the communication initiated by the client and thus after the client has received the health insurance benefit card, the health insurance benefits before the client has ever used the at least one plan.