Patent ID: 7137550

Claim:
An automated teller banking system, comprising: a remote access unit having: a first user-depressable button; a memory configured to store user identification data, including track one and track two data; a low-power wireless transmitter; a controller configured to control the wireless transmitter to transmit the user identification data stored in the memory in direct response to a manual depression of the first user-depressable transmit button, without any verification of user identification data; data formatting logic configured to format the user identification data, the data formatting logic being disposed to receive input from both the controller and the memory and to generate an output for the wireless transmitter; an automated teller banking machine having: a receiver configured to receive wireless transmissions from a remote access unit; a mechanism for reading information from a magnetic strip of a banking card, data formatting logic disposed to receive an output from both the mechanism for reading information and the receiver; and logic to verify account information for a user and an account identified by the user identification information; and a network coupled to the automated teller banking machine for communicating account information, user information, and other information with a remotely-located database.