Patent ID: 8700512

Claim:
A system, comprising: a memory storing executable instructions; and a processor, communicatively coupled to the memory, which executes, or facilitates execution of, one or more of the executable instructions to at least: search for contextual data related to a user identity; organize the contextual data returned from search into profile data representing a user profile for the user identity; classify the contextual data of the profile data using a set of metadata tags; determine a relevancy of the contextual data to a financial goal associated with a plurality of user identities that associated with a plurality of users, including the user identity, wherein the financial goal is represented by financial data associated with the user identity based on a function of a relationship of the metadata tags to the financial goal; and generate plan data representing a collaborative financial plan to achieve the financial goal for the plurality of user identities, wherein the collaborative financial plan is based at least in part on relevant contextual data determined from the profile data representing the user profile and at least in part on respective relative contributions for the plurality of user identities determined based at least in part on a financial interest in the financial goal.