Patent ID: 8694403

Claim:
A method comprising: modeling, by a computer-based system for evaluation of business prospects of a business, industry spending patterns using individual corporate data and aggregate corporate data, including financial statement data, wherein the computer-based system comprises a processor and a tangible and non-transitory memory; estimating, by the computer-based system, a commercial size of spending wallet for a business in a plurality of businesses, wherein the estimating is based on known financial statement data of the business, total known business spending of the business, and the model of industry spending patterns, wherein the commercial size of spending wallet is the total spending of the business that can be transacted using a transaction account, and wherein the model of industry spending patterns is used to infer financial statement data and spending data that is not known; rating, by the computer-based system, an investment fund based on the commercial size of spending wallet for the plurality of businesses; and displaying, by the computer-based system, the rating on a display interface.