Patent ID: 7636874

Claim:
A computer-implemented method for processing a payment entry from a customer to a third party, comprising: automatically checking, by the computer, the payment entry for errors as the payment entry is received; upon detecting one or more errors with the payment entry, assigning, by the computer, a weight to each of the one or more errors; and initiating, by the computer, appropriate follow-up measures depending on the weight assigned to the one or more errors, the appropriate follow-up measures including: rejecting the payment entry, returning notice of the error to an account associated with the customer when the payment entry has been rejected, diverting the payment entry to a posting control system to process the payment, finishing the payment by appending the payment to the account associated with the customer, without updating objects within the account associated with the customer and issuing posting instructions to the posting control system, initiating a subsequent disposition of the payment by booking the entry into the account associated with the customer, and sending posting control instruction for posting the payment to the account of the customer to the posting control system, and booking the payment entry to the account associated with the customer.