Patent ID: 8602295

Claim:
A method comprising: receiving currency inserted into a cash recycler, said currency having a denomination and received for deposit only in a single account serviced by a remote cash recycler service associated with a bank; determining whether the denomination of the currency is less than or equal to a denomination threshold, the denomination threshold being a currency value less than a maximum currency value accepted by the cash recycler; crediting the deposited currency to the account if the denomination of the currency is less than or equal to the denomination threshold, wherein the crediting to the account includes providing real-time recognition, by the bank, of the deposited currency in the account at the time the currency received into the cash recycler is determined to be less than or equal to the denomination threshold; delaying crediting of the currency to the account until bank verification if the denomination of the currency is greater than the denomination threshold; providing provisional credit of the currency to the account when the denomination of the currency is greater than the denomination threshold; and upon occurrence of the bank verification, crediting the currency having a denomination greater than the denomination threshold to the account.