Patent ID: 8046472

Claim:
A method of connecting two parties over a phone in real time executed by a computer, the method comprising: providing a computer executing the method; registering one or more Service Providers; registering one or more Agents; having one or more Agents creating an associated selected plurality of one or more Service Providers; enabling the one or more Agents to integrate their selected plurality of Service Providers into their own specialized websites for browsing by a User; having the User initiate contact with the Service Provider via the Agent's specialized website; extracting User real-time account balance information from a System Database; extracting Service Provider per minute compensation rate from the System Database; dividing the User account balance total by the Service provider per minute compensation rate; determining total minutes said User can connect to said Service provider until said User's account balance reaches zero; displaying this information to said User textually in pop-up window the moment before said User connects to said Service provider; and displaying a graphical timer in said pop-up window, once said User connects to said Service provider, begins counting down the minutes remaining for the User to be connected to the Service provider until said User's account balance is depleted and correspondingly their connection terminated; and connecting the User with the Service Provider if the Service Provider is available.