Patent ID: 8429085

Claim:
A financial token comprising: an assembly comprising a substrate; a power circuit; a charging interface coupled with the power circuit, the charging interface including at least one piezoelectric crystal and a movable pendulum mass; a capacitor embedded within the substrate and coupled with the power circuit and the charging interface; a processor coupled with the assembly and the power circuit; a data encoding area coupled with the processor and the power circuit, wherein the data encoding area is selected from the group consisting of: a magnetic region for storing an encoded data, a plurality of electrical contacts, an antenna, and a display means for a rendering of the encoded data; a user interface coupled with the assembly, the processor and the power circuit, the user interface comprising input means for data input; and memory, coupled with the power circuit and the processor, including: code that, when executed by the processor, causes the processor to perform steps of accepting, using the user interface, at least one command and initiating payment on an account within a payment processing system for a transaction using account information stored with the memory.