Patent ID: 8458095

Claim:
A system, comprising: an interface operable to: receive a request for a transaction from a primary user of a financial account; one or more processors operable to: determine rules associated with the primary user, the rules indicating whether an administrator has authorized the primary user to make the transaction; and process the transaction according to the rules, wherein at least one of the rules includes comparing a location associated with the request to one or more approved locations from which the primary user is authorized to make the transaction, each of the approved locations within a pre-determined distance of an address associated with the primary user; receive an override request from the primary user prior to receiving the request for the transaction, the override request seeking authorization for a proposed transaction that would fail according to one or more of the rules; communicate the override request to the administrator; receive override authorization from the administrator; and communicate an authorization code to the primary user in response to receiving the override authorization; wherein the request for the transaction comprises the authorization code and a description of the transaction; and the one or more processors further operable to allow the transaction using the authorization code to confirm that the description of the transaction matches the proposed transaction for which the administrator provided override authorization.