Patent ID: 8364552

Claim:
A server computer comprising a processor, a computer readable storage medium, and software stored on the computer readable storage medium, the software, when executed by the processor, causes the server computer to perform functions including: receiving, during a transaction between a consumer and a merchant via a merchant access device associated with the merchant, an image of the merchant access device, the image including characteristics of the merchant access device located outside of an electronic display of the merchant access device; receiving, during the transaction between the consumer and the merchant, location data indicating a location of the mobile communication device; identifying the merchant access device from a plurality of merchant access devices associated with the merchant participating in the transaction using the characteristics of the merchant access device located outside of an electronic display of the merchant access device included in the received image; wherein identifying the merchant access device includes: comparing the received image with images stored in a database to determine a matching image; and comparing the received location data with location data stored in the database to determine a matching location, the database having images and location data associated with merchant access device identifiers; and sending an authorization response message to the merchant access device, wherein the authorization response message indicates whether or not the transaction is approved.