Patent ID: 7991696

Claim:
A method of making bank deposits with a monetary transaction document for a transaction in an automated system without the use of a teller, the method comprising: providing an automated machine having a processor and a card receiver configured to receive a card having an intelligence associated therewith and to identify a system user as a qualified user; instructing the system user to insert the monetary transaction document into the automated machine; scanning the inserted monetary transaction document and generating a document image therefrom; instructing the system user to enter an amount into the automated machine, which the amount is to be deposited; reviewing images from a legal amount recognition (LAR) line and from a courtesy amount recognition (CAR) line and reviewing the amount entered by the system user by the processor to providing a confidence level; ascertaining, by the processor, if an apparent signature from the document image is on a signature line of the document image; determining, by the processor, if the signature is valid; and providing an acceptance of deposit to the system user operable by the processor after qualification of the system user and an acceptable confidence level with respect to the monetary transaction document, wherein the confidence level is acceptable when the CAR line, the LAR line and the signature are confirmed as valid.