Patent ID: 7159180

Claim:
A method to facilitate user interaction with merchant web sites, the method comprising operations of: independent of user interaction with merchant web sites, pre-preparing a proxy platform corresponding to participating merchant web sites by performing operations comprising: planning a modified presentation of each participating merchant web site including one or more changes to functionality of the web site; generating rules to fill-in purchase checkout forms of each participating merchant web site with data from users' cyber wallets accessible to the proxy platform; responsive to a user's request to view a merchant web site for which a corresponding pre-prepared proxy platform exists, performing operations comprising: utilizing the requested web site's proxy platform as an overlay to provide the user with the modified presentation instead of the requested web site; responsive to user initiation of a purchase transaction upon the requested web site, the proxy platform automatically retrieving personal data from the user's cyber wallet and entering said retrieved information upon the requested web site in accordance with the rules to complete the initiated purchase transaction.