Patent ID: 7904353

Claim:
A method of processing child support payments which comprises: a. collecting a quantity of envelopes containing remittances, paper financial instruments, and associated documents, b. passing said envelopes, remittances, paper financial instruments and associated documents through an electronic scanner, and converting the information contained therein into electronic virtual envelopes, wherein each envelope's images are indexed and stored to a file system by a real time interface, and c. accumulating a predetermined number of virtual envelopes sufficient to comprise a virtual batch, and d. forwarding the data from the virtual batch of virtual envelopes to a server on which is installed a workflow manager software program that is responsible for directing the virtual envelopes through the system for completion, and e. forwarding the images of financial instruments from the batch of virtual envelopes to a server having a financial instrument software program installed therein, which program reads the data appearing on the financial instruments, and f. forwarding the images of the remittances in the virtual envelopes to a server having an optical character reading program installed in it, which program reads and extracts the data from the images of the remittances, and g. forwarding the data from the optical character reader to a server having an intelligent remittance recognition software program installed therein, which software program further parses the data, comparing the data obtained from the intelligent remittance recognition software program with data from a pre-existing positive data bank to validate and identify payments listed in the remittances, and identify errors in the remittances, and h. forwarding the output data from said intelligent remittance recognition software program to a server upon which is installed an online application containing software specifically designed for and having means for inputting information from other sources to resolve issues discovered by the financial instrument validation and intelligent remittance recognition software, and i. exporting the output data from the server containing data repository to the child support enforcement entity, and to a check encoding machine or process for encoding information on the paper financial instruments, and j. preparing deposits for transmission to a client bank.