Patent ID: 8473858

Claim:
An apparatus comprising: a memory having data stored therein, wherein the data comprises, at least, information associated with one or more financial accounts associated with a consumer; a communication interface configured to provide information to be displayed on a display device; and a processor operatively coupled to the memory and the communication interface and configured to use the communication interface to provide a graphical user interface to be displayed on the display device, wherein the graphical user interface comprises a graph viewing tool configured to display a graph of balances and expenditures versus time, wherein the graph of balances and expenditures versus time is based at least partially on transaction data and financial information associated with the one or more financial accounts associated with the consumer, wherein the graph viewing tool is further configured to display, at least, a first element representing balances versus time and a second element representing expenditures versus time on the graph of balances and expenditures versus time, and wherein the graph viewing tool is further configured to display projected expenditures and balances versus time based at least partially on the transaction data and financial information associated with the one or more financial accounts associated with the consumer, the graph viewing tool comprising: a first display area displaying a first axis and a second axis of the graph, the first axis representing a first parameter of the data over a first range of values; a second display area displaying a third axis representing the first parameter over a second range of values; and a first tool and a second tool displayed in the second display area proximate the third axis, wherein the first tool and the second tool are configured such that they can be moved relative to each other and relative to the third axis to increase or decrease the first range of values displayed along the first axis in the first display area, wherein a portion of the second display area that is not between the first and the second tool is configured to display the projected balances and expenditures versus time of the one or more financial accounts associated with the consumer; wherein, when the first and second tools are moved relative to each other to increase or decrease the first range of values displayed along the first axis, the range of parameters represented by the second axis changes automatically based on high and low values of the parameter in the data captured within the range of the first axis.