Patent ID: 7233690

Claim:
A method of detecting fraud involving a check being cashed, the method comprising: reading electronic information from an ID; reading visible information from the ID; determining if the electronic information from the ID matches the visible information from the ID; reading electronic information from a check presented for cashing; reading visible information from the check; determining if the electronic information from the check matches the visible information from the check; reading a first type of biometric data from a customer presenting the check for cashing; retrieving a first stored type of biometric data previously obtained from the customer; determining if the first type of biometric data matches the first stored type of biometric data; reading a second type of biometric data from the customer presenting the check for cashing; retrieving a second stored type of biometric data previously obtained from the customer; determining if the second type of biometric data matches the second stored type of biometric data; preventing the check from being cashed if at least one of the following is true: the electronic information from the ID does not match the visible information from the ID; the electronic information from the check does not match the visible information from the check; the first type of biometric data does not match the first stored type of biometric data; and the second type of biometric data does not match the second stored type of biometric data; and enabling the check to be cashed if each of the following is true: the electronic information from the ID matches the visible information from the ID; the electronic information from the check matches the visible information from the check; the first type of biometric data matches the first stored type of biometric data; and the second type of biometric data matches the second stored type of biometric data.