Patent ID: 7769695

Claim:
A method for biometrically processing a rebate transaction for a user purchasing an item at a merchant location, the method comprising: receiving, by a processor, information relating to the item for purchase at a point of sale, said item having an associated rebate offer; obtaining biometric data from the user for processing of said rebate offer, wherein the obtained biometric data is compared against biometric data stored at a database remote from said point of sale in a record relating to the user to determine a match without the use of a token; and upon a match of the obtained biometric data and the stored biometric data, retrieving user identifying information from the user record and transmitting a rebate request to a benefit provider, wherein said rebate request includes the user identifying information and information associated with the rebate offer, wherein funds associated with fulfillment of said rebate request are distributed to said user at said point of sale.