Patent ID: 8260720

Claim:
A non-transitory computer-usable medium embodying computer program code, the computer program code including a set of duress instructions corresponding to a duress shared secret data element, said computer program code when executed by a processor cause the processor to perform a method, the method comprising: receiving user input data comprising said duress shared secret data element; processing said duress instructions to generate a first financial transaction from financial account data of a repository of financial account data associated with a user, said first financial transaction comprising financial transaction data, wherein said duress instructions include an indication to use one of funds from a financial account associated with a financial institution and funds from a financial account associated with said user for said first financial transaction; generating fraud identification data from said financial transaction data and said duress shared secret data element; processing proceeds of said first financial transaction to tag said proceeds with said fraud identification data; and processing a rescission transaction to recover said tagged proceeds.