Patent ID: 8412608

Claim:
A method for teaching users financial management using an online currency management system, the method being carried out by a computer having a rules engine and system memory, the method comprising: enabling, with the rules engine, an administrator to set up, through an administrator, web-based interface of the computer, a financial account comprising: assigning specific tasks comprising chores for completion by one or more users; setting rules related to the management of a play currency designed to provide financial management education in an economy of trade that employs the play currency and that rewards constructive behavior; and designating rewards that are earned by the one or more users through completion of the specific tasks, wherein the rewards comprise products and services of interest according to the ages of the one or more users; providing a user, web-based interface of the computer for the one or more users to access and manage a user account containing the play currency, comprising: enabling a user to indicate when a task is completed to initiate payment of play currency into the user account; and enabling a user to trade tasks and chores with other users; and enabling the administrator to fund through the administrator interface, with real currency, the purchase of the rewards by the one or more users with play currency.