Patent ID: 8832182

Claim:
A method of transferring a data record to a portable electronic device comprising: receiving a send request at a central server from an originating portable electronic device to send said data record to a destination portable electronic device; said data record maintained according to one of a plurality of uniform resource identifier (URI) scheme definitions; each of said URI scheme definitions configured to generate a different type of wallet artifact in a wallet application at said destination portable electronic device; said send request including a destination address for said destination portable electronic device; storing said data record at said central server; generating a short identifier corresponding to said data record at said central server; sending said short identifier from said central server to said destination portable electronic device using said destination address; said short identifier configured to be accessible at said destination portable electronic device to cause said destination portable electronic device to request said data record from said central server; and receiving an administration request for updating said data record at said central server from said destination portable electronic device.