Patent ID: 8505814

Claim:
Apparatus comprising: at least one computer associated with a service provider system, wherein the at least one computer is operable to receive communication data sent through a mobile communication device by a user of the service provider system, wherein the communication data includes location data associated with location of the mobile communication device, wherein the communication data includes account data corresponding to an account associated with the user, wherein the communication data includes a user request for directions to a nearest automated banking machine having a configuration that corresponds to user-inputted selections to the mobile communication device, which selections narrowed automated banking machine configurations available to the user, wherein the configuration corresponds to an automated banking machine that allows the user to obtain cash from a cash dispenser of the machine in exchange for transfer of at least one thing having cash value from possession of the user to possession of the machine, wherein the at least one computer is operable to determine, based at least in part on the location data received, a current location of the mobile communication device, wherein the at least one computer is further operable to determine, based at least in part on both the account data received and the current location determined, the nearest automated banking machine having the configuration, wherein the at least one computer is further operable to cause to be produced, directions from the current location determined to the nearest automated banking machine determined, and wherein the at least one computer is operable to cause the directions to be sent to the mobile communication device.