Patent ID: 8458068

Claim:
A system for managing Automated Clearing House (ACH) processing, the method comprising: a financial-institution-based ACH transfer station including a financial institution ACH file landing zone, a shared ACH processing platform landing zone, a file processor and transfer station storage; and an ACH monitoring apparatus including at least one processor and a memory, wherein the memory includes, an ACH monitoring application configured to monitor a plurality of activities occurring at the ACH transfer station by querying the transfer station storage on a predetermined interval, determine that one or more events associated with a respective monitored activity trigger a respective alarm and, in immediate response to determining that the one or more events trigger the respective alarm, generate and initiate communication of one or more alarm messages, and an ACH monitoring dashboard application configured to receive the one or more alarm messages communicated from the ACH monitoring application and provide computer network access to a dashboard display of real-time results of the monitoring including the one or more alarm messages.