Patent ID: 8657197

Claim:
An account application product comprising: a package comprising: a first panel defining and extending between a first end and a second end, the first panel defining a first surface and a second surface opposite the first surface, each of the first surface and the second surface extending from the first end to the second end, a first pocket coupled with the first panel and positioned to form a storage chamber along the second surface of the first panel, and a second panel folded to define a second pocket having a storage cavity formed therein, the second panel being coupled to the first panel, and the second pocket being readily separable from a remainder of the package via a perforation line, wherein the second pocket is substantially credit card sized to fit within a wallet; and a terms sheet selectively stored in the storage chamber, wherein the terms sheet includes printed terms for a financial account associated with the account application product; wherein the terms sheet includes an account identifier indicating the financial account associated with the account application product wherein the account identifier is configured to be machine readable by a point-of-sale terminal.