Patent ID: 8348151

Claim:
A method comprising: (a) operating at least one computer associated with a service provider system to receive communication data sent through a mobile communication device by a user of the service provider system, wherein the communication data includes location data associated with location of the mobile communication device, wherein the communication data includes account data corresponding to an account associated with the user, wherein the communication data includes a user request for directions to a nearest automated banking machine having a configuration type that corresponds to user-inputted selections to the mobile communication device, which selections narrowed automated banking machine configurations available to the user, wherein the configuration type corresponds to an automated banking machine that allows the user to carry out a check cashing transaction that involves deposit of a check sans a deposit envelope; (b) operating the at least one computer based at least in part on the location data received in (a), to determine a current location of the mobile communication device; (c) operating the at least one computer to determine based at least in part on both the account data received in (a), and the current location determined in (b), the nearest automated banking machine having the configuration type; (d) operating the at least one computer to cause to be produced, directions from the current location determined in (b) to the nearest automated banking machine determined in (c); and (e) operating the at least one computer to cause the directions produced in (d) to be sent to the mobile communication device.