Patent ID: 7668751

Claim:
A system for coordinating a change in status of a stored-value card for a customer, the system comprising: a point-of-sale terminal configured to: transmit transaction information including identifier information read from and identifying the stored-value card and payment-instrument information identifying a payment instrument to be used for financing the change in status of the stored-value card; and receive approval for effecting the change in status of the stored-value card; and a host system, in communication with the point-of-sale terminal, and configured to: receive the transaction information; parse the identifier information and the payment-instrument information from the received transaction information; transmit the parsed payment-instrument information to a payment authority; receive a payment authorization in response to the transmission of the payment-instrument information; transmit the parsed identifier information to a stored-value-card authority; receive a confirmation of the change in status of the stored-value card in response to the transmission of the identifier information; and transmit the approval for effecting the change in status of the stored-value card.