Patent ID: 7899747

Claim:
An automated method of processing large deposits that exceed an established deposit insurance limit so that the large deposits are fully insured, the large deposits being received from a plurality of banks from their respective depositors, the method comprising for at least some of the large deposits: (a) receiving at a processor orders from the plurality of banks to process large deposits; (b) prioritizing, using the processor, the orders for order filling based on an order matching process that simultaneously processes multiple orders as part of the order matching process; (c) partitioning, using the processor, each of the large deposits into a plurality of deposit portions, each deposit portion not exceeding the established deposit insurance limit; and (d) assigning by the processor at least some of the deposit portions for each of the large deposits to at least some banks other than the bank that received the large deposit for deposit therein, wherein the assigning occurs based at least in part on the results of the order matching process.