Patent ID: 8052042

Claim:
Apparatus comprising: an automated banking machine operative responsive to data read from data bearing records, wherein the automated banking machine includes: a card reader, where the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts; a cash dispenser, wherein the cash dispenser is operative to dispense cash from the machine, a cash acceptor, wherein the cash acceptor is operative to receive cash into the machine and to evaluate genuineness of the received cash, at least one user input device, wherein the at least one user input device is operative to receive user inputs corresponding to goods orders, at least one computer, wherein the at least one computer is in operative connection with the card reader, the cash dispenser, the cash acceptor and the at least one user input device, wherein the at least one computer is operative responsive to first card data read from a first user card, to cause the cash dispenser to dispense cash from the automated banking machine and to cause an amount corresponding to the dispensed cash to be assessed to a first financial account associated with the first card data, and wherein the at least one computer is operative responsive to at least one input through the at least one user input device corresponding to a user goods order, wherein the user goods order corresponds to goods or services deliverable at a location remote form the automated banking machine, to cause a value associated with received cash received by the machine through operation of the cash acceptor, to be allocated to payment for the user goods order.