Patent ID: 8566210

Claim:
A machine configured for transforming digital input data in producing digital output data according to terms of an agreement with a guarantor of a contract value, wherein the agreement permits use of the contract value in place of a market value on a financial statement of a beneficiary of the agreement, the machine comprising: a computer system including a computer and a memory storing executable instructions, which when executed, enable the computer system to perform the operations of: receiving and storing digital data relating to an agreement with a guarantor of a contract value for an investment in an investment portfolio, the data including: terms of the agreement, the terms including one or more terms which define an investment as a short-duration investment, require at least one partial allocation to the short-duration investment given an occurrence of at least one specified event and which define a stable value return on the investment using an amount of the at least one partial allocation; receiving and storing digital market data which corresponds to at least some of the terms of the agreement, some of said market data comprising a market value for the investment and data corresponding to the at least one specified event; monitoring at least some of the market data, according to the terms of the agreement, to detect whether one of said at least one specified event has occurred and, responsive to a detection that the one of said at least one specified event has occurred, determining, according to the terms of the agreement, a determined amount of the at least one partial allocation and outputting the determined amount; processing, using at least some of the market data, according to the terms of the agreement and using the determined amount, to produce at least one of a determined amount of the stable value return and a determined amount of the contract value, and which qualifies for use by a beneficiary on a financial statement of the beneficiary according to the agreement; and a database configured to store at least one of the determined amount of the stable value return and the determined amount of the contract value, and data relating to the terms of the agreement; and wherein the operations further include storing in said database said at least one of the determined amount of the stable value return and the determined amount of the contract value, and the data relating to the terms of the agreement; and outputting at an output device, output comprising said at least one of the determined amount of the stable value return and the determined amount of the contract value.