Patent ID: 8429075

Claim:
A method for issuing a personalized financial transaction card from a financial institution to a customer in response to a customer request made from a branch location associated with the financial institution, wherein the customer request includes customer information associated with the customer and card information including a selected card personal identification number (PIN) to be associated with the financial transaction card, the method comprising: electronically communicating the customer information and at least the PIN portion of the card information from the branch location across a data network to a card services provider network; electronically entering the PIN communicated to the card services provider network into a PIN database; using application software associated with the PIN database, generating a reference number associated with the customer and the selected PIN; storing the reference number and at least some of the customer data and card data in an electronic card file associated with the customer; using application software, retrieving the PIN from the PIN database; using application software and the retrieved PIN to apply calculations to the electronic card file; securely sending the electronic card file from the card services provider across the data network to the branch location; using information from the electronic card file, printing the financial transaction card for the customer at the branch location; and wherein each step of the method is performed while the customer is present at the branch location.