Patent ID: 7660767

Claim:
An automated banking machine located in a shopping area, comprising: a storage area having stored therein, non-currency gift items redeemable for at least one of goods and services at at least one of a plurality of merchants in the shopping area, a gift item dispenser, wherein the gift item dispenser is operative to dispense from the automated banking machine, gift items from the storage area, at least one input device, wherein the at least one input device is operative to receive from a machine user at least one input corresponding to a purchase transaction of a gift item, wherein the purchase transaction includes selection of the gift item, wherein the purchase transaction includes payment for the gift item, wherein the automated banking machine is operative to carry out a cash withdrawal transaction including a dispense of cash responsive to the at least one input device receiving at least one cash withdrawal request from a machine user, wherein the automated banking machine is operative to carry out a dispense of a gift item responsive to the at least one input device receiving payment for the gift item, wherein the automated banking machine is operative to cause a monetary amount corresponding to at least a portion of the payment to be credited to an account of an administrator of the shopping area, wherein the automated banking machine is operative to cause a monetary amount corresponding to at least a portion of the payment to be credited to an account of at least one of the merchants.