Patent ID: 8700522

Claim:
An article of manufacture, comprising: a computer readable medium; and instructions stored on the medium that when executed by a processor cause the processor to: retrieve, into a memory, borrower data, macro economic data and loan servicer portfolio data for a loan servicer, wherein the loan servicer portfolio comprises data for loans to borrowers that the loan servicer services; analyze, using the loan servicer portfolio data and the macro economic data, the loans and the borrower data to prioritize the borrowers and the loans according to configurable risk threshold values, and identify an at risk loan based on the analysis, wherein identifying the at risk loan further causes the processor to: identify a loss mitigation campaign for the borrower from a plurality of loss mitigation campaigns that responsively reduce loss from the at risk loan, the plurality of loss mitigation campaigns including a contact management campaign, wherein the contact management campaign includes a remediation solution for the at risk loan; recommend the remediation solution for the at risk loan according to the contact management campaign; monitor updates to the borrower data to determine whether the updated borrower data exceed the configurable risk threshold values; and execute the remediation solution for the at risk loan, prior to contacting the borrower; display, using a graphical user interface, a loan servicer portfolio management interface configured to: display the loan servicer portfolio; receive user input; and display the remediation solution.