Patent ID: 7930213

Claim:
A method of processing profile information of a user for conducting an on-line transaction between the user and a vendor, comprising the steps of: entering profile information of a user into a profile form at a user location disposed on a network prior to conduction of an on-line transaction between the user and the vendor, the vendor disposed at a vendor location on the network; issuing to the user a unique code representing stored profile information of the user in response to the user transmitting the profile form from the user location to a second location on the network for storage thereat, the second location disposed on the network; initiating an on-line transaction by selecting a product of the vendor at a user location; after selecting the product, providing to the vendor location by the user the unique code for purchase of the product, during the on-line transaction, which on-line transaction requires the user to view a vendor payment form at the user location representing information about the transaction, and which vendor payment form includes fields that are associated with information obtainable from the stored profile information of the user and which must be viewed by the user prior to completion of the on-line transaction; providing the stored profile information from the second location to the vendor location in response to the vendor location receiving and processing the unique code; and automatically inserting by the vendor at least a portion of the stored profile information of the user into the vendor payment form for respective associated fields therein for presentation to the user at the user location after such insertion such that, when the user receives the form for viewing, such insertion has already occurred, such that the user has not viewed the form other than with already populated certain fields prior to reception, and wherein said vendor location receives said profile information from said second location in response to said vendor location transmitting said unique code to said second location.