Patent ID: 8731974

Claim:
A computer system for processing data relating to insurance coverage and electric vehicle data, comprising: a data storage device storing electric vehicle information, including electric vehicle charging information, relating to electric vehicles of a fleet of vehicles of an insured enterprise, the electric vehicle charging information comprising: geographic location of an electric charging station; a date and time; an amount of electric charge provided; and an electric vehicle identifier; a computer processor in communication with the data storage device and configured to execute program instructions and to retrieve the electric vehicle information from the data storage device; a memory, coupled to the computer processor, storing first program instructions for execution by the computer processor, the first program instructions causing the computer processor to: communicate with an insurance engine comprising program instructions stored in the memory for generating automobile insurance premium information of the insured enterprise; determining an automobile insurance premium amount for insurance coverage of the insured enterprise covering risks of the electric vehicles, the automobile insurance premium amount being based in part on the geographic location of an electric charging station contained in the electric vehicle charging information and a loss risk score for a geographical location corresponding to the geographic location of the electric charging station contained in the electric vehicle charging information.