Patent ID: 8762185

Claim:
A first mobile device configured to: remotely communicate and carry out a financial transaction through a NFC connection; and remotely communicate to an Enterprise Resource Planning system (ERP) carrying an itinerary of a user of the first mobile device, and carry the itinerary of the user in a storage of the first mobile device, the itinerary including a plurality of expected itinerary events and expected expenditures for each of the plurality of expected itinerary events versus a plurality of expenditure cost centers, wherein before completion of the NFC connection of the financial transaction a transaction amount of the financial transaction is identified against at least one of the plurality of expected itinerary events versus at least one of the plurality of expenditure cost centers and compared with a respective expected expenditure for the at least one of the plurality of expected itinerary events and if the transaction amount differs from the respective expected expenditure the user is queried for a proposed cost center for a differing amount the transaction amount differs, and wherein after completion of the financial transaction through the NFC connection, the first mobile device communicates in a communication details of the financial transaction to the ERP with the at least one of the plurality of expenditure cost centers and the transaction is allocated against the at least one of the plurality of expenditure cost centers at the remote ERP and when the proposed cost center differs from the at least one of the plurality of expenditure cost centers the communication to the ERP includes at least the differing amount allocated against the proposed cost center.