Patent ID: 7118030

Claim:
An apparatus for electronically processing an accounts receivable check received by a merchant, comprising: a scanning component that scans at least a portion of the check to facilitate the electronic processing of a check transaction; a display component that displays a message to the merchant to facilitate the electronic processing of the check wherein the display queries the merchant whether the check was received in a non-face-to-face manner; an input component that allows the merchant to provide an input to the apparatus regarding whether the check was received in a non-face-to-face manner; and a processor which implements at least one user interface function via the display component so as to allow the merchant to convert the accounts receivable check to an electronic transaction file that is transmitted to a check processing service for an authorization process and wherein the processor is configured to tag the electronic transaction file as an account receivable transaction if the check transaction is a non-face-to-face check transaction.