Patent ID: 7828208

Claim:
A retail point-of-transaction system to provide a customized set of identification data to facilitate a retail transaction which includes the use of one or more electronic coupons, the retail point-of-transaction system comprising: a computer having memory and configured to interface with a plurality of remotely positioned users and at least one remotely positioned provider of components of data profiles to facilitate one or more transactions each of which include the use of the one or more electronic coupons through a retail point-of-transaction terminal positioned remote from, and adapted to be in communications with, the computer; a database accessible by the computer to store a plurality of personal control IDs and a plurality of sets of personal data, each set of personal data associated with a corresponding different one or more of the plurality of remotely positioned users and including coupon data; and a set of instructions stored in the memory of the computer that when executed by the computer causes the computer to perform the operations of: receiving a set of personal data from each of the plurality of remotely positioned users, the set of personal data including coupon data associated with the one or more electronic coupons adapted to be redeemable by at least one of the plurality of users at a retail point-of-transaction, receiving a personal control ID from each of the plurality of remotely positioned users to associate with the respective set of personal data and an ID instrument to be associated with the at least one of the plurality of users, storing the personal control ID and the respective set of personal data of each of the plurality of remotely positioned users in the database, receiving a request for at least a portion of the set of personal data of the at least one of the plurality of remotely positioned users from the retail point-of-transaction terminal responsive to when the retail point-of-transaction terminal is coupled via a first data communication link to the ID instrument associated with the at least one of the plurality of users, the request including both the personal control ID of the respective user and a provider ID, the provider ID being associated with one of, or both, a merchant or service provider or at least one provider of components of data profiles, providing a customized set of identification data responsive to a data profile derived from the set of personal data of the at least one of the plurality of remotely positioned users to facilitate one or more retail transactions, which includes the use of one or more electronic coupons, through the retail point-of-transaction terminal, and redeeming, responsive to the customized set of identification data and the coupon data associated therewith, the one or more electronic coupons for the one or more retail transactions.