Patent ID: 7857208

Claim:
Apparatus comprising: an automated banking machine, wherein the machine includes at least one reader device, wherein the at least one reader device includes a card reader device, wherein the card reader device is operative to read card data corresponding to financial accounts from user cards, wherein the machine includes at least one computer, wherein the at least one computer includes programmed software, wherein the at least one computer is in operative connection with the card reader device, wherein the at least one computer is operative to cause a funds transfer involving a financial account that corresponds to card data read by the card reader device, wherein the at least one computer is operative to cause card data read by the card reader device to be compared with card information stored in at least one data store in authorizing a machine user to carry out a transaction, wherein the at least one computer is operative to carry out a transaction that includes a transaction portion involving access of at least one HTTP record, wherein the at least one computer is programmed to operate prior to the transaction portion, to test whether the at least one HTTP record can be fully downloaded from a first server address, wherein the at least one computer is programmed to operate responsive to the test being successful, to fully download the at least one HTTP record from the address during the transaction portion.