Patent ID: 8060467

Claim:
A method of synchronizing account records of customers maintained on a first computer system witty-account records of a set of said customers maintained on a second computer system coupled to said first computer system wherein said set of said customers have subscribed for viewing of account records over a network and said second computer system is accessible to said set of customers over a network for viewing said account records maintained on said second computer system, comprising: said first computer system constructing a baseline account records data file using current account records and a list of said set of said customers, wherein each of said current account records which correspond with a customer on said list is added as a baseline account record of the baseline account records data file; said first computer system transmitting the baseline account records data file to said second computer system; said second computer system said received baseline account record data file as a current account records database; said first computer system constructing an updates file from additional account records information obtained subsequent to said transmission of baseline account records data file to said second computer system, said updates file comprised of updated account information for each of said set of said customers for which a change in said current account information maintained in said baseline account records data file is detected; said first computer system transmitting said updates file to said second computer system; and said second computer system updating said current account records database using said updated account information contained in said updates file, wherein constructing an updates file from additional account information obtained subsequent to said transmission of said baseline account records data file to said second computer system further comprise: said first computer system identifying updated account information by comparing said baseline account records data file to an account records data file constructed using updated account information; and said first computer system constructing said updates file from said identified updated account information.