Patent ID: 8352383

Claim:
A method for altering delivery of a remittance being mailed from a mailer to a recipient, the method comprising: providing an indicia associated with the remittance, the indicia corresponding to one or more instructions for altering at least one of a delivery address, mode of processing, or mode of delivery from that originally designated for the remittance, the one or more instructions stored in a database configured for accepting one or more changes to the one or more instructions so that the originally designated delivery address, mode of processing, or mode of delivery may be changed after the indicia has been provided for the remittance; capturing and sorting, by a mail delivery service, the remittance; using a computer processor operating computer program code instructions stored in a non-transitory computer readable medium, wherein said computer program code instructions cause said computer processor to: after the indicia has been provided for the remittance, compare a monetary value, as determined by the recipient, associated with the contents of the remittance in view of current interest rates with a cost of altering one or more of the originally designated delivery address, the mode of processing or the mode of delivery; access the one or more instructions from the database; and alter the one or more instructions based on the comparison; and after the indicia has been provided for the remittance and after the one or more instructions have been altered, accessing the altered one or more instructions from the database; and altering at least one of the delivery address, mode of processing, or mode of delivery from that originally designated for the remittance based on the altered one or more instructions.