Patent ID: 8190908

Claim:
An apparatus that secures a transaction via biometric verification, comprising: a display configured to receive first input that selects a payment application in connection with a transaction; a biometric sensor configured to receive biometric data; and a security processor configured to compare the biometric data against a biometric template stored in non-volatile memory and to determine whether the biometric data matches the biometric template within a defined degree of similarity; wherein the security processor is further configured to send information to the transaction terminal authorizing completion of the transaction in response to a determination that the biometric data matches the biometric template within the defined degree of similarity and if the apparatus is placed within a defined distance from the transaction terminal; and wherein the security processor is further configured to cancel the transaction if the apparatus is not placed within the defined distance within a defined time limit after the determination that the biometric data matches the biometric template within the defined degree of similarity.