Patent ID: 7318098

Claim:
A system for performing transactions between a short message service enabled wireless device and transaction server on a computer network performing financial transactions, comprising: an application server interacting with said transaction server; a database for storing at least ongoing transaction information; an SMS surrogate configured for submitting a transaction request on behalf of a user of said wireless device to said application server for ultimate transmission to said transaction server, and for creating an SMS message for transmission to said wireless device and corresponding to a transaction information message received from said application server, said application server interacting with said wireless device and having an SMS handler for creating said transaction information message for transmission to said SMS surrogate and based on information received from said transaction server, and for forming database entries for storing information regarding a transaction in said database, wherein transaction option(s) are displayed on said wireless device and indication of a chosen option is transmitted back to said SMS surrogate for conducting a financial transaction with said transaction server.