Patent ID: 8116734

Claim:
A server for use in a point of sale/service transaction between a mobile communication device and a first device, the server comprising: a first interface to receive, from the mobile communication device and via a first network, identification information associated with the mobile communication device, where the identification information is not provided to the first device; one or more processors to generate authorization information indicating that the mobile communication device is authorized for the point of sale/service transaction, based on results of a comparison of the identification information to stored identity information associated with a plurality of mobile communication devices; a second interface to send, via a second network, the authorization information to the first device, where the first network differs from the second network, where the first interface is further to receive, via the first network and from the mobile communication device, first payment information related to the point of sale/service transaction after the second interface sends the authorization information to the first device, and where the second interface is further to: send, to a second device and via the second network, the stored identity information, associated with the mobile communication device, and the first payment information, to cause the second device to debit, based on the first payment information, a monetary account that is associated with the mobile communication device, where the second device is different than the first device, receive, from the second device and via the second network, second payment information, where the second payment information indicates that the second device debited the monetary account based on the first payment information, and send, via the second network, the indication, associated with the second payment information, to the first device.