Patent ID: 7975299

Claim:
A computerized method of monitoring unauthorized use of a child's identity, the method comprising: receiving personally identifying information associated with a child, the child information comprising one or more of: a name, an address, a social security number, and a maiden name of the child's mother; receiving an electronic certification from a legal guardian of the child certifying that the legal guardian is the legal guardian of the child; and periodically providing information to the legal guardian regarding the presence or absence of potentially fraudulent activity associated with the child, wherein the periodically providing comprises performing the following method on a periodic basis: receiving credit information associated with the child; determining if the credit information associated with the child indicates, in one or more of a public record, a tradeline, or a credit inquiry portion of the credit information, no activity associated with the child or the same activity that was also indicated in credit information previously received for the child, or new activity that was not indicated in credit information previously received for the child; in response to determining that the credit information associated with the child indicates no activity associated with the child or the same activity that was also indicated in credit information previously received, notifying the legal guardian that no potentially fraudulent activity has been detected; and in response to determining that the credit information associated with the child indicates new activity that was not indicated in credit information previously received for the child, notifying the legal guardian that potentially fraudulent activity has been detected; wherein the method is performed by a computing system comprising one or more computing devices.