Patent ID: 8032433

Claim:
A computer implemented method of facilitating investments, comprising: receiving a transfer of ownership of a first asset having a value from an investor in exchange for a first contract to repay the value of the first asset plus a target rate of return in accordance with a schedule; exchanging the first asset for a second asset; investing the second asset in an investment fund, the investing step performed by a computer that invests the second asset in the investment fund; receiving at least one return on investment from the investment fund, the receiving step performed by the computer that receives the return on investment from the investment fund; satisfying the first contract with the investor from the at least one return of the investment fund; determining, by the computer, that the at least one return on investment from the investment fund exceeds the target rate of return; and transferring additional funds to the investor, wherein the transferring of additional funds is accomplished via a second contract.