Patent ID: 8577699

Claim:
A system for providing a proposed insured with premium quotations on multiple types of policies for a given type of insurance, the system comprising: at least one subsystem configured to obtain a request for premium quotation for multiple types of policies for a given type of insurance for a proposed insured; at least one subsystem configured to: check the validity of the request for premium quotation against a set of rules related to the type of insurance; and provide contact information of an insurance company when at least one rule of the set of rules has been triggered; at least one subsystem configured to obtain coverage selections for the proposed insured for the multiple types of policies for the given type of insurance; at least one subsystem configured to obtain responses from the proposed insured to a set of insurability questions relating to the type of insurance; at least one subsystem including a processor configured to generate the requested quotations of premium for each of the multiple types of policies for the given type of insurance, wherein the quotations are based on the coverage selections and the responses of the proposed insured to the set of insurability questions; and at least one subsystem configured to present the quotations of premium for each of the multiple types of policies for the given type of insurance concurrently to the proposed insured; wherein the policies are insurance policies.