Patent ID: 7783541

Claim:
A method comprising: electronically processing a settlement of a purchase transaction initiated with a mobile communications device, wherein said mobile communications device has functionality for voice and data communications over a wireless communications link provided by a provider of wireless carrier services, said purchase transaction having a monetary amount and involving a sale of goods or services, wherein said electronically processing a settlement of a purchase transaction is performed with at least one electronic processor; determining a fee associated with the electronic settlement of the purchase transaction, wherein said determining a fee associated with the electronic settlement of the purchase transaction is performed with at least one electronic processor; and allocating at least a portion of said determined fee to said provider of wireless carrier services, wherein said allocating at least a portion of said determined fee to said provider of wireless carrier services is performed with at least one electronic processor, wherein at least a part of said portion of said determined fee that is allocated to said carrier is allocated to a provider of said mobile communications device, wherein said provider of wireless carrier services is different than said provider of the mobile communications device.