Patent ID: 7389247

Claim:
An article of manufacture comprising a computer user medium having computer readable code embodied thereon which provides a method of insuring purchased distributed digital content for a consumer of said purchased digital content, said medium comprising: (a) computer readable program code receiving an indication a consumer has purchased content insurance on specified purchased digital content distributed via communication networks, said content insurance insuring said consumer against loss of said specified purchased digital content; (b) computer readable program code maintaining information identifying said consumer and indicating said consumer has purchased content insurance on said specified purchased digital content; (c) computer readable program code receiving a claim to recover lost digital content from said consumer; (d) computer readable program code verifying said lost digital content is the same as said specified purchased digital content for which said content insurance was also purchased; (e) computer readable program code transmitting a new copy of originally purchased digital content in (a) to said consumer via said communication networks.