Patent ID: 8024778

Claim:
A method comprising: defining, via a client computing device at a client site, a set of one or more attributes and one or more decision rules, wherein the set of one or more attributes and one or more decision rules are to be applied to a data provider's data comprising a plurality of credit records corresponding respectively to a plurality of consumer credit profiles; associating a unique identifier with the set of one or more attributes and one or more decision rules; transmitting the set of one or more attributes and one or more decision rules associated with the unique identifier to a data provider computer system located at a data provider's site; receiving, via the client computing device at the client site, result data, wherein (a) the result data is generated by the data provider computer system applying the set of one or more attributes and one or more decision rules to at least a portion of the data provider's data to identify a plurality of credit records corresponding respectively to a plurality of consumer credit profiles from the data provider's data satisfying the set of one or more attributes and one or more decision rules, and (b) the result data comprises at least a portion of each credit record of the plurality of credit records from the data provider's data satisfying the set of one or more attributes and one or more decision rules.