Patent ID: 6970853

Claim:
A method for authenticating a web user, comprising: registering the user by an authenticating authority based upon identification of the user using a strong authentication technique; providing an authenticating token to the user by the authenticating authority in connection with the user registration; enrolling at least one web-enabled user device for the user by the authenticating authority based on presentation of the authenticating token by the user; authenticating the user for a transaction by the authenticating authority based on presentation by the user of a user password via the enrolled user device; wherein registering the user based upon identification of the user using the strong authentication technique further comprises registering the user based upon identification of the user using at least one of biometric information and shared secret information; and wherein registering the user based upon identification of the user using shared secret information further comprises registering the user based upon identification of the user using a special code posted by the authenticating authority to the user that can be used only within a predetermined time frame.