Patent ID: 8301565

Claim:
A method of providing customers of a correspondent bank one or more correspondent relationship transactions on an automated teller machine (ATM) network of an ATM bank, the method comprising: establishing a relationship between the ATM bank and the correspondent bank whereby customers of the correspondent bank are pre-approved for performing correspondent relationship transactions at an ATM on the ATM network of the ATM bank, where the correspondent relationship transactions would not otherwise be available to a non-customer of the ATM bank; and using a computer processor of the ATM operating computer program code instructions stored in a non-transitory computer readable medium, wherein said computer program code instructions are structured to cause said computer processor of the ATM to: receive user input requesting initiation of a transaction at the ATM, the transaction involving an account maintained by the correspondent bank; initiate authentication of the user as an owner of the account; verify that the user is a customer of the correspondent bank and is pre-approved for performing correspondent relationship transactions on the ATM network of the ATM bank, wherein verifying comprises comparing a card routing transit number read from a card of the user to determine if the card routing transit number matches a correspondent bank routing transit number stored in a correspondent bank profile or an individual customer profile; communicate, to the user, an option to perform one or more types of correspondent relationship transactions; receive user input indicating the user's desire to complete a deposit correspondent relationship transaction and user input regarding the deposit transaction; process the deposit transaction user input; and communicate a result to the user, the result based on the processed deposit transaction user input.