Patent ID: 8332312

Claim:
A computer program embodied on a tangible computer readable medium for allowing a mortgage lender to act as a gateway to a computer system that provides real estate listing information to a buyer working with a real estate agent, the computer program comprising: a) programming for creating a real estate agent interface that i) provides an interface for the real estate agent to input buyer information about the buyer including buyer search criteria, and ii) associates the buyer information with the mortgage lender working with the real estate agent; b) programming for creating a lender interface that i) presents the financial information about the buyer to the mortgage lender for evaluation, ii) provides an interface for the mortgage lender to certify a price range for the buyer including a maximum price, and iii) provides an interface for the mortgage lender to elect whether the buyer search criteria is activated or rejected; and c) programming for providing real estate listings that i) withholds desired real estate listings from the buyer until the buyer search criteria has been activated by the mortgage lender, and ii) after activation of the buyer search criteria, provides desired real estate listings to the buyer, the desired real estate listings being based in part on the price range certified by the mortgage lender; d) programming for monitoring the interaction of the buyer with the computer program and for monitoring the closings accomplished by the mortgage lender for the buyer; and e) programming for predicting a percentage of future buyers that will close with the mortgage lender based upon the interaction of the future buyers with the system.