Patent ID: 8639536

Claim:
A computer system for generating life insurance policy documents, comprising: a data storage device configured to: store first life insurance policy document templates and associated first flags indicative of first documents for generation upon issuing of a life insurance policy issued prior to completion of comprehensive underwriting; and store second life insurance policy document templates and associated second flags indicative of second documents for generation upon completion of comprehensive underwriting of the life insurance policy; and a processor in communication with the storage device and configured to: responsive to receipt of data indicative of issuing of a life insurance policy issued prior to completion of comprehensive underwriting: access from the storage device one or more of the first templates having the associated first flags; generate first documents using the accessed first templates and the received data indicative of issuing of the life insurance policy; and provide an output signal indicative of the generated first documents; and responsive to receipt of data indicative of completion of comprehensive underwriting of the life insurance policy: access from the storage device one or more of the second templates having the associated second flags; generate second documents using the accessed second templates and the received data indicative of completion of comprehensive underwriting; and provide an output signal indicative of the generated second documents.