Patent ID: 7941372

Claim:
A method for receiving an allocation of an amount associated with a transaction, the method comprising: receiving, by a second financial account issuer server via a communication link from a first financial account issuer server, a request to debit a second portion of the amount from a second financial account having a second identifier, wherein the second financial account issuer server issued the second financial account, and wherein the second financial account issuer server is different from the first financial account issuer server, and wherein the first financial account issuer server identifies the second financial account issuer server based on the second identifier; verifying, by the second financial account issuer server, that the second portion of the amount is available in the second financial account; and debiting, by the second financial account issuer server, the second portion of the amount from the second financial account, wherein the first financial account issuer server receives a request to debit the amount from a first financial account having a first identifier, wherein the first financial account issuer server issued the first financial account, and wherein the first financial account issuer server acquires an allocation rule associated with the first identifier, debits, based upon the allocation rule, a first portion of the amount from the first financial account, calculates, based on the allocation rule, the second portion, and allocates, based upon the allocation rule, the second portion of the amount to the second financial account.