Patent ID: 7386869

Claim:
A receiver/decoder for use in reception of a television or radio programme or a data file broadcast by a remote centre, the receiver/decoder comprising: a first means for interacting with a user's credit or bank card to read first information carried by the user's credit or bank card; a second means, separate from said first means, for interacting with a user's smartcard to read second information carried by the user's smartcard, said second information being modifiable remotely by said remote centre in response to a payment via the user's credit or bank card; and means for transmitting to a remote centre a debit instruction, based on the first information carried by the user's credit or bank card, wherein said second information includes at least one of subscription right information and deciphering information, and wherein the receiver/decoder is arranged to send debit instructions to the remote centre and to modify at least one of subscription right information and deciphering information stored in the user's smartcard in response to payment by means of the user's bank or credit card while both the first means and the second means are simultaneously invoked.