Patent ID: 8732045

Claim:
A method comprising: receiving a reservation for future services from a customer, the future services to be provided to the customer at a predetermined location of a sponsoring organization; after receiving the reservation for future services from the customer, determining, by a processor of a credit requesting system, information about the customer arriving at the predetermined location of the sponsoring organization to receive the services; transmitting, by the processor of the credit requesting system, the information about the customer to a credit provider; obtaining, by the processor of the credit requesting system, an indication from the credit provider of a line of credit that has been established for the customer arriving at the predetermined location of the sponsoring organization, in which the customer has not solicited the line of credit, and in which the indication of the line of credit that has been established for the customer comprises an indication that a credit card with the line of credit has been issued for the customer; offering, by said sponsoring organization to the customer, to activate the line of credit while the customer is at the predetermined location; and activating, by the processor of the credit requesting system, the line of credit as part of a chargeable event at the predetermined location, in which activating the line of credit comprises activating the credit card.