Patent ID: 8608057

Claim:
Apparatus comprising: an automated banking machine that operates responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes a plurality of hardware devices including: a card reader operative to read card data from user cards, wherein the card data corresponds to financial accounts; a cash dispenser; an encrypting PIN pad (EPP); and at least one computer processor in operative communication with the card reader, the cash dispenser, and the encrypting PIN pad, wherein the at least one computer processor is operative to cause: a computer determination to be made that card data read from a user card corresponds to a financial account concerning which financial transfers are authorized to be conducted through machine operation; and a financial transfer at least one of to the financial account, from the financial account, or any combination thereof responsive at least in part to the determination; a trusted platform module (TPM) in operative connection with the at least one computer processor, wherein the at least one computer processor is operative to use the TPM to establish secure communications between the at least one computer processor and at least one of the hardware devices.