Patent ID: 7946480

Claim:
Apparatus comprising: a self-service automated machine including: at least one reader, wherein the at least one reader is operative to read user data, a cash dispenser, wherein the cash dispenser is operative to cause cash stored in the machine to be physically dispensed from the machine, wherein the machine is associated with at least one computer, wherein the at least one computer is in operative connection with the the at least one reader, and the cash dispenser, wherein the at least one computer is programmed to carry out a cash dispense transaction, wherein the at least one computer is operative during the cash dispense transaction to: cause user data corresponding to user identification data to be read through operation of the at least one reader, receive a user request for the cash dispense transaction, cause responsive at least in part to the user data being read and the user request being received, at least one message to be sent to at least one mobile phone that is associated in at least one data store with the user identification data, wherein the at least one message includes security data, receive subsequent to causing the at least one message to be sent, user input, and cause responsive at least in part to a determination that the user input includes data related to the security data, cash to be dispensed from the machine through operation of the cash dispenser, wherein the at least one computer is operative to cause a financial account to be assessed a value associated with cash dispensed.