Patent ID: 7587361

Claim:
A system for managing and reporting mortgage delinquency information, comprising: a delinquency information database for receiving, storing and maintaining mortgage delinquency information entries, each mortgage delinquency information entry comprising information identifying and providing relevant details about a delinquent mortgage including information identifying a property for which a mortgage is in a delinquent state and information identifying the nature and status of the delinquency; and a delinquency information server configured to retrieve delinquency information entries from the delinquency information database and store delinquency information entries in the delinquency information database, the delinquency information server being accessible to a user computer through a publicly accessible network, the delinquency information server presenting one of a number of selectable interfaces upon selection by the user allowing the user to transmit delinquency information from the user computer through the publicly accessible network, the selection of interfaces including a form for creation and transmission of new delinquency information entries, creation of a new delinquency information entry resulting in transmission of an initial report of delinquency of a specified mortgage from a mortgage servicer to a mortgage insurer, and a form for modification of previously submitted delinquency information entries and an interface for identification and uploading of a file containing delinquency information, the delinquency information server configured to format the delinquency information and store it in the delinquency information database in the form of delinquency information entries after the delinquency information is received from the user computer.