Patent ID: 8676683

Claim:
A method for facilitating a transaction, comprising: providing a centralized storage system for facilitating at least one business transaction, the centralized storage system being in communication with a first system of a user and a second system of a merchant involved in the transaction, wherein the centralized storage system comprises user information and merchant information; facilitating, using the centralized storage system, the at least one business transaction involving the merchant and the user by: providing to the user access to the centralized storage system; receiving, via the centralized storage system, from the business merchant at least one business document for the at least one business transaction, the at least one business document comprising a first portion and a second portion, wherein the first portion of the at least one business document is automatically populated with information comprising user information from the centralized storage system, and wherein the at least one business document requires an electronic signature; accessing, via the centralized storage system, by the user the at least one business document having the first portion of the at least one business document automatically populated with information; completing the business transaction by: receiving, from the user, input into the second portion of the at least one document has the first portion automatically populated with information, wherein the input comprises at least the electronic signature of the user; and after receiving the input into the second portion of the at least one business document, receiving at the centralized storage system the at least one business document.