Patent ID: 7693844

Claim:
A method for processing Financial Service Organization (FSO) transactions, comprising: displaying at least two processing relationship object representations on a display screen in data communication with a Financial Service Organization (FSO) computer system comprising a database; creating a model of an FSO comprising a plurality of processing relationship software objects, wherein creating the model of the FSO comprises: selecting at least two processing relationship object representations from the displayed processing relationship object representations; and preparing a processing relationship definition for at least two of the selected processing relationship object representations, wherein preparing the processing relationship definitions includes: creating a highest level processing relationship object in a processing relationship structure, wherein the highest level processing relationship object represents an FSO; and creating a plurality of lower level processing relationship objects in the processing relationship structure, wherein the plurality of lower level processing relationship objects in the processing relationship structure are descendents of the highest level processing relationship object, wherein one or more of the lower level processing relationship objects represents an FSO physical entity that has a physical presence or manifestation, wherein the FSO physical entity is a bank branch office or a bank regional office, wherein one or more of the other lower level processing relationship objects represents a functional area, wherein the functional area is a credit card issuer or an acquirer of credit card payments; storing each processing relationship definition in the database; and the FSO computer system processing a credit card transaction using at least one processing relationship definition of the prepared processing relationship definitions, wherein the at least one processing relationship definition includes at least one lower level relationship object representing the FSO physical entity.