Patent ID: 8260702

Claim:
A computer implemented system for creating a credit risk framework, comprising: a plurality of central processing units (CPUs); and a storage device having instructions stored therein that when executed direct the one or more of the plurality of CPUs to: categorize loans as ineligible and potentially eligible in regard to purchase by a purchaser; group the potentially eligible loans based upon at least two data elements into a plurality of groups, wherein each group comprises potentially eligible loans corresponding to the same range for each of the at least two data elements, indicate groups having similar risk such that potentially eligible loans from different groups exhibiting like risk are indicated; provide a visual representation of the grouping of potentially eligible loans and the indication of groups having similar risk as at least one eligibility grid; associate, with one or more of the group of loans, properties of additional data elements which exclude from eligibility loans having those data element properties; and provide a visual representation of additional data element properties as a sheet for each of the group of loans.