Patent ID: 8626647

Claim:
A method for reliably transacting on an electronic mortgage document corresponding to an executed paper mortgage document that had been ink pen executed pursuant to a mortgage loan closing, the method comprising: receiving, by a computer, the electronic mortgage document corresponding to the mortgage loan closing: the electronic mortgage document being representative of but separate from the executed paper mortgage document, the electronic mortgage document including an electronic version of a set of data corresponding to a set of data found in the executed paper mortgage document; determining whether the electronic mortgage document includes an indicia of certification, the indicia of certification representing that the electronic mortgage document has been compared to the paper mortgage document, that the electronic version of the set of data matches the corresponding set of data in the executed paper mortgage document, and that a party can reliably transact on the electronic mortgage document without requiring further inspection of the executed paper mortgage document; and transacting on the electronic mortgage document without requiring further inspection of the paper mortgage document, in reliance upon the indicia of certification.