Patent ID: 8909144

Claim:
A communications device, comprising; an NFC communicator configured to couple with a near field RF communicator, in near field range, to enable communication of data between the NFC communicator and the near field RF communicator by modulation of a magnetic field; a modulator configured to modulate an RF signal in accordance with data to be communicated by the NFC communicator; at least one secure element, having a plurality of memory areas with differing levels of access, configured to provide secure data storage for transaction data relating to a transaction, wherein the levels of access are differentiated by a degree to which the plurality of memory areas are programmable, writable and modifiable; and a controller configured to control operation of the NFC communicator, to read the transaction data from the at least one secure element, and to cause the modulator to modulate the RF signal in accordance with transaction data read from the at least one secure element so as to communicate the read transaction data to the near field RF communicator as proof of the transaction to enable an action related to the transaction to be carried out.