Patent ID: 7047217

Claim:
A computerized method for optimizing investments on a lot-by-lot basis, the method comprising the steps of: receiving tax and investment data corresponding to a plurality of individual lots of investments, including taxable lots and derivative rights, and receiving either user-customized investment expectations or financial adviser-based investment expectations at a processor; performing comparative pro-form a tax sensitivity analysis of the tax and investment data and the investment expectations on a lot-by-lot basis over at least one investment time period using the predetermined software program executed by the processor; and determining and outputting from the processor to an output device a set of financial investment data, including money valuations, representing an optimal after-tax investment strategy path from a plurality of investment strategy paths over the at least one investment time period using the predetermined software program to optimize the after-tax proceeds on a lot-by-lot basis from the plurality of investment strategies, wherein the outputted optimal after-tax investment strategy path advises a user of optimal investments to be made, including investments involving taxable lots and derivative rights.