Patent ID: 8459546

Claim:
Apparatus comprising: an automated banking machine customer card including card data corresponding to an already active financial account, wherein the financial account is associated with account settings stored in at least one data store, a mobile phone that includes card protection programming associated with the card, wherein the account settings are customer-changeable responsive at least in part to at least one customer input to the phone, to automatically turn the card off and on with regard to the card being usable to carry out an automated banking machine transaction, wherein when the card is on, the card is usable to carry out at least one financial transaction with an automated banking machine which includes a card reader operable to read from the card, the card data corresponding to the financial account, and at least one transaction function device operable to carry out at least a part of a financial transaction that involves the financial account, and the financial account remains active to allow the customer to provide to the phone, at least one input that automatically turns the card off, wherein when the card is off, the card is unusable to carry out any financial transaction with the machine, and the financial account remains active to allow the customer to provide to the phone, at least one input that automatically turns the card on, wherein the phone allows the customer while located adjacent to the machine, to automatically turn the financial account on to allow a financial transaction to be carried out with the machine, and then automatically turn the financial account off after the financial transaction was carried out with the machine.