Patent ID: 8352293

Claim:
An apparatus, comprising: a plan sponsor interface available to transitioning employees of an employer, the plan sponsor interface configured to enable purchaser entry of quote solicitation information; a server configured to make the quote solicitation information available to a plurality of providers; a processor configured to associate the transitioning employees with a discretionary group for those transitioning employees that are not associated with an employer's financial plan that allows for purchase of annuities; a provider user interface available to the providers, the provider user interface configured to enable provider entry of an annuity quote in response to and customized to the quote solicitation information of the transitioning employee; and wherein the processor is configured to arrange the annuity quotes from responding ones of the providers in a manner conducive to comparison of the annuity quotes by the transitioning employees via the plan sponsor interface, to enable selection of one of the annuity quotes by the transitioning employees via the plan sponsor interface, and to recognize the selected one of the annuity quotes made by the transitioning employees via the plan sponsor interface.