Patent ID: 8059881

Claim:
A system for processing digital check image files, the system comprising: processing unit; and computer readable media encoding instructions that, when executed by the processing unit, cause the processing unit to create: an image receipt module programmed to receive a digital check image file from an image originator system; an image classification module programmed to review a plurality of attributes associated with the digital check image file including at least one check image, the attributes including one or more of image dimensions, image size, image orientation, image resolution, multi-stripping, and multiple image file descriptors, and to categorize the digital check image file into at least one category of a plurality of categories, the categories including a reject category including attributes that do not meet minimum requirements, a standard category including attributes that meet the American National Standard (ANSI) X9.100-181 standard, and a non-standard category including attributes that do not meet most known standards; a decision module programmed to decide how to process the digital check image file based on the category, the decision module is further programmed to decide to reject, store, or forward the digital check image file based on the category, wherein the decision module is programmed to decide to reject the digital check image file if the digital check image file is categorized in the reject category; and an image forwarding module programmed to forward the digital check image file to a third party only if the digital check image file is categorized in the standard category, and, if the digital check image file is categorized in the non-standard category: print the digital check image file to create a paper copy; and send the paper copy to the image exchange partner.