Patent ID: 7860732

Claim:
A computerized method for calculating and displaying anticipated out-of-pocket pharmacy costs to a computer user under at least one Medicare Part D pharmacy benefit plan, comprising: a) receiving at a server from said computer user prescription data for a plurality of drugs, said prescription data comprising a drug identifier, a number of doses, a number of days supply, and a number of fills during a plan period; b) determining at said server for each of said plurality of drugs an indicator of whether said drug is a maintenance drug or non-maintenance drug; c) defining at said server a schedule for purchasing said drugs by assigning a drug fill for each fill of said plurality of drugs to a month in which said drug fill will be purchased during said plan period wherein said assignments are made according to: i. said number of doses for said drug; ii. said number of days supply for said drug; iii. said number of fills for said drug; and iv. said indicator of whether said drug is a maintenance drug or a non-maintenance drug; d) calculating at said server an anticipated out-of-pocket cost for each drug fill according to said assignments of each fill of said plurality of drugs to a month in which each drug fill will be purchased during said plan period wherein calculating an anticipated out-of-pocket cost comprises: i. determining a cost for said drug fill under said at least one Medicare Part D pharmacy benefit plan; ii. determining if at least one Medicare Part D stage is applicable to said drug fill; iii. determining out-of-pocket costs for said drug fill according to each Medicare Part D stage applicable to said drug fill as determined in step ii and said cost for said drug fill under said at least one Medicare Part D pharmacy benefit plan; iv. storing data for said anticipated out-of-pocket cost for each drug fill according to said assignments of each fill of said plurality of drugs to a month in which each drug fill will be purchased during said plan period; v. repeating steps i-v for each drug fill; and e) presenting to said computer user anticipated out-of-pocket costs for said plan period according to said schedule by: i. presenting for each applicable month of said plan period an anticipated out-of-pocket cost for each drug fill assigned to said month wherein said anticipated out-of-pocket cost is determined according to said assignments of each drug fill for each of said plurality of drugs to a month in which said drug fill will be purchased during said plan period; and ii. presenting in association with each applicable month an indicator of whether more than one Medicare Part D stage is applicable to said month.