Patent ID: 7628319

Claim:
A method for electronic payment validation, comprising the steps of: providing an apparatus, wherein said apparatus comprises at least one hardware processor, a transfer engine software module embodied in at least one tangible computer readable recordable storage medium, and a translation database embodied in said at least one tangible computer readable recordable storage medium, said at least one hardware processor being configured to execute said transfer engine software module and access said translation database; facilitating obtaining, over a payment network, indicia identifying individual items to be purchased at a point of interaction, in conjunction with an inbound authorization request; facilitating translation of said indicia into a form understandable by a third party transaction approver, to obtain translated indicia, said translation being carried out by said at least one hardware processor executing said transfer engine software module and accessing said translation database; and facilitating transfer, over said payment network, of said translated indicia to said third party transaction approver for item-by-item validation on said individual items, said transfer of said translated indicia being in conjunction with an outbound authorization request.