Patent ID: 8543410

Claim:
A computer implemented method for providing advice or service to a consumer using one or more processors that are adapted to execute instruction code, the method comprising: storing personal data provided by the consumer in a secure repository that is designated for the consumer and that is connected to a data communications network; storing at least one segment of at least one of an advice instruction code or a service computer instruction code in the consumer-designated secure repository; receiving access authentication from at least one of an advice provider, a service provider, a class of advice providers or a class of service providers; authorizing access to the at least one segment of at least one of an advice instruction code or a service computer instruction code across the data communications network to the at least one of an advice provider, a service provider, a class of advice providers or a class of service providers, executing within the secure repository the at least one segment of at least one of an advice instruction code or a service computer instruction code in response to input from the at least one of an advice provider, a service provider, a class of advice providers or a class of service providers; storing results from executing the at least one segment of at least one of an advice instruction code or a service computer instruction code by the at least one of an advice provider, a service provider, a class of advice providers or a class of service providers in the consumer-designated secure repository; and providing the consumer with access to the results stored in the consumer-designated secure repository.