Patent ID: 7996293

Claim:
A computer-assisted method for analyzing at least one financial instrument associated with a financial institution, said financial instrument having collateral associated therewith, said method comprising the steps of: receiving, using an electronic computing device, at least one collateral margin record from a collateral data source, wherein said collateral margin record includes information related to at least one collateral margin condition of said financial instrument; comparing, using the electronic computing device, at least a portion of said collateral margin record to at least one criterion; excluding the collateral margin record from analysis when the collateral associated with the financial instrument is maintained by an organization which is internal to the financial institution; generating with a collateral analysis application a notification based on said step of comparing said collateral margin record to said criterion; sorting the collateral margin records by an indicia of collateral margin representative; excluding the collateral margin representative record from analysis by the collateral margin representative when the collateral margin condition is less than a predetermined dollar amount; requiring a relationship manager to acknowledge the existence of the collateral margin record when the collateral margin condition is greater than a non-zero predetermined dollar amount; automatically escalating the notification to another management authority within the financial institution when the notification is unacknowledged for a period of time; requiring the relationship manager to take an action to address the collateral margin condition when the collateral margin condition is greater than a predetermined dollar amount and has existed for a predetermined number of days; and automatically escalating the notification to another management authority within the financial institution when action is not taken by the relationship manager for a period of time.