Patent ID: 8204829

Claim:
A kiosk comprising: a monetary transaction device configured to receive a deposit amount; a processor configured to enable a processing system to assign an account value calculated from the deposit amount to a stored-value account, the stored-value account being other than a demand deposit account (DDA) or a line of credit; and a card dispensing system configured to dispense a first stored-value card and a second stored-value card associated with the stored-value account, the first stored-value card and the second stored-value card configured to access the stored value account, the first stored-value card and the second stored-value card configured to access the kiosk, a different kiosk, or a remote access unit to withdraw at least a part of the account value from the stored-value account, and the first stored-value card and the second stored-value card configured to access the kiosk, the different kiosk, or the remote access unit to deposit an additional amount into the stored-value account.