Patent ID: 8700507

Claim:
A value distribution method, comprising: enrolling, by a computer system, a payee into a source program through which the payee receives funds from a payer, wherein: the source program comprises a stored value account whose funding may be accessed using a branded card into which the payer deposits the payee's funds; the payer enrolls the payee in the source program, wherein the payee is an account holder of the stored value account; the source program permits only the payer to deposit funds to the stored value account; and the stored value account has account information associated therewith and allows the payee to make signature-based purchases; identifying, by the computer system, a predetermined period of inactivity of the stored value account; in response to identifying the predetermined period of inactivity of the stored value account, generating, by the computer system, a porting trigger, wherein the porting trigger indicates that the source program that permits only the payer to deposit funds to the stored value account is to be converted to a target program that permits entities in addition to the payer to deposit funds, wherein the source program and the target program have a common account identifier; establishing, by the computer system based on the porting trigger, the target program for the payee, wherein the target program comprises a target account into which entities in addition to the payer may deposit funds; and porting, by the computer system, at least a portion of the account information from the source program to the target program such that funds from the target program may be accessed using the branded card.