Patent ID: 8346650

Claim:
A computer system for processing data related to risks associated with a plurality of financial products issued by a financial entity, comprising: a data storage device storing data related to said financial products, the data including risk related data; a processor in communication with the data storage device, the processor configured to: determine, based on data indicative of risk associated with the plurality of financial products, data indicative of a division of the risks associated with the plurality of financial products into behavior risks and market risks, the behavior risks being risks associated with activities of an individual or group in relation to one or more of said financial products and permissible thereunder; and generate data indicative of identification of the market risks for transfer outside of the financial entity; and a communications device in communication with the processor and configured to communicate data relating to a derivative contract for transferring the identified market risks associated with said financial products, independent of the behavior risks associated with said financial products, to a derivative counterparty.