Patent ID: 7418429

Claim:
A trusted market place system for linking one or more group benefits providers with a plurality of networked consumers to facilitate purchase and/or enrollment decisions by said networked consumers regarding group benefit plans offered by said one or more group benefits providers, the system comprising: one or more business entity networks, each such business entity network being associated with a different one of said one or more group benefits providers, and each such business entity network having a business entity server; a central administrator server in secure electronic communication with each said business entity server, said central administrator server in communication with one or more electronic databases and enabling the serving of web pages reflecting content of said databases; a plurality of networked entity networks, each said networked entity network being associated with a different employer each employing a plurality of employees, and each such networked entity networks having a networked entity server being in secure electronic communication with said central administrator server; a plurality of networked consumer interfaces associated with each said networked entity network, said networked consumer interfaces enabling said employees employed by each said employer to communicate electronically and securely with said central administrator server via an associated one of said networked entity networks; wherein each said business entity network and each said networked entity network has an authenticating system for performing an authentication process in communication with a security engine of said central administrator server, said authentication process enabling secure electronic communications with said central administrator server and including said authentication systems communicating a unique identifier to said administrator server, wherein said unique identifiers identify and authenticate each said group benefits provider and employer participating in said trusted market place system; wherein said web pages provide a group benefits plan configurator for enabling said group benefits providers to utilize their respective business entity networks to provide and update information in said databases describing group benefits plans products and/or services that are offered to employees of said employers; wherein said web pages provide a endorsement mechanism for enabling said employers to utilize their respective networked entity networks to review said information and endorse certain products and/or services for their respective employees; wherein said web pages provide a mechanism for enabling said employees to utilize networked consumer interfaces to access said administrator server securely via their employer's respective networked entity network to review said endorsed products and/or services and make purchase and/or enrollment decisions regarding said endorsed products.