Patent ID: 8788297

Claim:
A computer system for performing total loss calculations comprising: a total loss engine computer system; and a storage device operatively coupled to the total loss engine computer system, wherein the storage device includes a total loss application program having instructions operative to instruct the total loss engine computer system to: receive a valid claim number and a state selection entered on a main menu of a total loss calculator application by a user for a vehicle that has been totaled; request, based on the state selection, state jurisdictional data and state tax rate data for the totaled vehicle; provide access to the user to a plurality of total loss calculator data input fields, selection buttons, and a state guidelines viewer on the main menu; receive an instruction to calculate a total loss amount based on data entered by the user in the main menu; determine that all required data has been entered; calculate a net total amount for the totaled vehicle including a first net total amount in a case where an insurance company obtains the vehicle and a second net total amount in a case where an owner retains the vehicle, the first and second net total amounts calculated based on application of a plurality of fee rules associated with the state jurisdictional data, the state tax rate data, and said state selection; and provide the net total amount to the user, wherein the first net total amount is provided in the case where the insurance company obtains the vehicle and the second net total amount is provided in the case where the owner retains the vehicle; and a vehicle rental computer system, operatively coupled to the total loss engine computer system, configured to determine, based at least on the state selection, and provide to the user, one or both of an estimate of a number of days and a fair price that the insurance company will pay for rental of a rental vehicle by the owner of the totaled vehicle.