Patent ID: 8799032

Claim:
A system for predicting an insurance benefit for an automobile insurance policy, the system comprising: a communication device to exchange information with a remote driver device; and a processor in communication with the communication device, wherein the processor is configured to: determine driver demographic information for a driver of a vehicle; cause to be displayed to the driver on a screen of the remote driver device a first average number of safety events associated with a first safety event type and a second average number of safety events associated with a second safety event type, wherein the first and second average numbers of safety events are based at least in part on the driver demographic information; receive from the driver of the vehicle, via the communication device, a first predicted number of safety events that will occur for the driver of the first safety event type; receive from the driver, via the communication device, a second predicted number of safety events that will occur for the driver of the second safety event type; calculate a predicted benefit for the automobile insurance policy for the vehicle based on the first and second predicted numbers of safety events; and output, via the communication device, an indication of the predicted benefit for the automobile insurance policy, wherein the first safety event type comprises one of (i) hard deceleration events, (ii) speeding events, (iii) aggressive driving events, (iv) hard acceleration events, and (v) driving at high risk times events, and the second safety event type comprises a different safety event type than the first safety event type and comprises one of: (i) hard deceleration events, (ii) speeding events, (iii) aggressive driving events, (iv) hard acceleration events, and (v) driving at high risk times events.