Patent ID: 8645265

Claim:
A computer-implemented method for providing a multiple-service card, the method comprising the steps of: receiving, at a service partner system, application data for a multiple service card from an applicant, said application data comprising fields including: general credit card application data, and service partner information, said service partner information related at least in part to membership in a service partner club; receiving, at a central server system, a request for access from the service partner system; allowing access by the service partner system to the central server system and receiving application data from the service partner system at the central server system; submitting at least some of the application data to an application processing system; evaluating creditworthiness of the applicant in order to accept or deny an application; updating a credit card database with at least the application data in response to the step of evaluating, the credit card database storing account data and service partner data for a credit processing system; and issuing the multiple-service card to the applicant based on at least the application data stored at the credit card database.