Patent ID: 8296229

Claim:
A process for managing purchase receipt data comprising: enrolling, using a computer, at least one consumer with a receipt manager system by assigning a unique consumer identifier to the at least one consumer; associating, using the computer, at least one consumer payment vehicle comprising a credit or debit card with the unique consumer identifier; enrolling, using the computer, at least one merchant with the receipt manager system; providing, using the computer, the at least one enrolled merchant with software for installation on a purchase processing computer system of the at least one enrolled merchant, the software consisting at least in part of a look-up table for identifying unique consumer identifiers associated with consumer payment vehicles and routing instructions for forwarding purchase receipt data for identified unique consumer identifiers to the receipt manager system; receiving, by the computer, purchase receipt data associated with at least one unique consumer identifier identified by the software installed on the purchase processing computer system of the at least one enrolled merchant; receiving, by the computer, purchase receipt data associated with at least one unique consumer identifier from the enrolled customer for purchase receipt data involving a non-enrolled merchant; and aggregating, using the computer, received purchase receipt data according to the at least one unique consumer identifier.