Patent ID: 8868746

Claim:
A method for allocation of a central application resource, the method comprising: determining, by a processor, for a user in a group of users of a central application resource that the user has depleted an original allocation of the central application resource, the group of users being a predefined subset of all users of the central application resource; generating a request for an additional allocation of the central application resource for the user; determining that the request is valid based on a policy defining rules for allocation relevant to the user; and providing the additional allocation of the central application resource from a lender in the group of users to the user in response to determining that the original allocation of the central application resource is depleted; at least one of approving and controlling by the lender the additional allocation to the user; and reducing an allocation of the central application resource for at least the lender in the group of users whereby a total allocation of the central application resource for the group of users remains unchanged.