Patent ID: 8442908

Claim:
A system for asset valuation, whole loan processing and inventory management, the system comprising: a processor; a memory operatively coupled to the processor, the memory comprising computer program instructions executable by the processor for operating modules comprising: an asset valuation tool using multiple data sources for producing current and predicted future values and historical and intermediate data points on a requested timeline, wherein the asset valuation tool produces the current and predicted future valuations on demand, and wherein the asset valuation tool performs the steps comprising; receiving a query from a user regarding an asset for valuation; accessing data related to the asset from a plurality of data sources, wherein the data includes at least a first index value for the asset, a second index value for the asset, and a first valuation value, wherein the first index value, the second index value and the first valuation value are actual values and not estimates; calculating an index of monthly value percentage changes from the first index value for the asset to the second index value for the asset; applying the index of monthly value percentage changes to the first valuation value to create a pattern of monthly valuation values based on actual property-level transaction data; projecting future index values by statistical trend analysis of the index of monthly value percentage changes, underlying values of the index of monthly value percentage changes, or other market indicators; calculating at least one future valuation using the future index values, wherein the future index values are related to the first index value or the second index value by application of one or more statistical methods; applying trend and growth statistical analysis using the future index values; and presenting the at least one valuation value for the asset to the user responsive to the query; a loan information pricing tool for performing unlimited volumes of loan program eligibility and multi-variable pricings on a user desktop; and a workout activity tracking tool for capturing, monitoring, measuring and reporting on a loan workout process including direct hosting and integration of the asset valuation tool and the loan information pricing tool.