Patent ID: 8478744

Claim:
A computer-implemented method for determining a sequence of queries to be utilized for retrieving an image of negotiable instrument, the method comprising: receiving a first request for a first image of a first negotiable instrument that was utilized in a first completed transaction from a first computer through a first network at a second, intermediate computer that hosts an on-line banking program and is in communication with a third computer of a financial institution through a second network; determining, with a sequence program associated with the on-line banking program, a first sequence of queries comprising respective query configurations available to attempt to retrieve the first image from a data store comprising a plurality of negotiable instrument images for respective completed transactions, the first sequence being determined based at least in part upon first historical data of whether respective query configurations were successfully used in the past to retrieve respective requested images from the data store; submitting a first query of the first sequence from the second, intermediate computer to the data store; receiving a first result generated by executing the first query; and determining, with the sequence program, a second sequence of queries comprising respective query configurations based at least in part upon second historical data reflecting the first result.