Patent ID: 8799031

Claim:
A system for screening insurance claims to identify subrogation potential, the system comprising: a computer memory storing a loss report associated with a plurality of insurance claims, wherein the loss report includes, for each insurance claim: (i) a claim identifier, (ii) a claim date, (iii) a claim loss amount, (iv) a claim description, and (v) a claim jurisdiction; and a processor in communication with the memory, wherein the processor is configured to perform the steps of: loading data from the loss report into a subrogation engine; determining, by the subrogation engine for each insurance claim in the loss report, a negligence rule based on the claim jurisdiction, wherein the negligence rule comprises one of comparative negligence and contributory negligence; automatically calculating, by the subrogation engine, a subrogation potential score comprising a numerical value for each insurance claim in the loss report, by: assigning a subrogation potential score based on at least one keyword in a claim description associated with the insurance claim; adjusting the subrogation potential score based on an amount paid, wherein the subrogation potential score is adjusted upward for a higher amount paid and adjusted downward for a lower amount paid; and adjusting the subrogation potential score based on the negligence rule, wherein the subrogation potential score is adjusted upward in a comparative negligence rule jurisdiction and adjusted downward in a contributory negligence rule jurisdiction; determining, for each insurance claim in the loss report, whether a policy-imposed deadline associated with the insurance claim has expired and responsive to an affirmative determination that the policy-imposed deadline has expired, setting the subrogation potential score to zero; and outputting, via the subrogation engine, an indication of the claim identifier and associated subrogation potential score for each insurance claim in the loss report.