Patent ID: 8837806

Claim:
A financial instrument image assessment method, comprising: in a system having a memory comprising processor executable instructions, and a processor in communication with the memory, the processor: obtaining a financial instrument image captured by an image capture component of a communication device; analyzing a portion of the financial instrument image, wherein the portion of the financial instrument image is less than the whole financial instrument image; generating an initial image quality score for the obtained financial instrument image based on a contrast image characteristic obtained from the analyzed portion of the financial instrument image; determining whether the generated initial image quality score meets or exceeds an image quality threshold, wherein the initial image quality score is generated to be within a specified range of scores; in response to determining that the initial image quality score meets the image quality threshold: performing at least an edge detection process on the financial instrument image, wherein a type of edge detection process performed is based on the specified range of scores the initial image quality score corresponds to; and processing the financial instrument image for deposit; and in response to determining that the initial image quality score fails to meet the image quality threshold, sending a denial notice to the communication device.