Patent ID: 7533066

Claim:
A method for completing a receiptless refund transaction by accessing purchase transaction information via a user record stored at a database, the method comprising: receiving, from a user, a refund pre-approval request, said request including first biometric data from said user and information pertaining to a product the user desires to return; locating a user record associated with said first biometric data; locating, at said user record, previously stored purchase transaction information associated with said product information; determining whether or not said product is eligible for return; if said product is determined eligible for return, pre-approving said request; receiving, via a refund station, user second biometric data, said product information and said product presented for return, wherein at least said user second biometric data is used to located a user record; determining the condition of said product; if said product condition meets return parameters, crediting a monetary amount associated with said product return to a financial account associated with said user record; and storing said product return transaction information in said user record.