Patent ID: 7908210

Claim:
A system for helping a dealer sell a vehicle to a customer comprising: a memory; and a processor connected to the memory and configured to provide an entry module permitting the entry of data relating to the customer and data relating to a proposed purchase of a vehicle by the customer from the dealer; provide a filter module to match at least some of the customer data or the data relating to the proposed purchase with lender criteria, wherein the lender criteria are selected to identify lenders that are willing to consider providing a loan for the purchase of the vehicle; provide a lender selection module configured to select a subset of the matched lenders that are likely to approve the loan based on previous loan application processing experience data maintained by the system to increase a probability that at least one of the matched lenders approves the loan, wherein the previous loan processing experience data includes a ratio of applications funded by one lender of the matched lenders that are willing to consider providing a loan for the purchase of the vehicle, to applications considered by the one lender; and provide a transmission module configured to transmit the customer data to the subset of lenders, wherein the subset of the matched lenders are further selected to spread funding opportunities to less used lenders of the lenders that are willing to consider providing a loan for the purchase of the vehicle.