Patent ID: 8150758

Claim:
A computer implemented unitary swap investment product based on a collateral deposit comprising: data stored on one or more computer that corresponds to the unitary swap investment product comprising: (1) a predetermined time period for holding the unitary swap investment product by an investor, (2) a notional performance portfolio of assets for determining a return to the investor for the unitary swap investment product, the notional performance portfolio of assets, at the initiation of the predetermined time period, comprising, (a) a base portfolio of assets having a selected exposure amount, and (b) a passive commodity index portfolio, of long and short positions, in an amount substantially equal to the product of the selected exposure amount multiplied by a leverage factor of at least 100%, wherein the product defines a passive commodity index portfolio exposure that reduces the risk while increasing the return of the notional performance portfolio of assets, (3) the return comprising substantially the change in value of the selected exposure amount and the passive commodity index portfolio exposure over the predetermined time period; and the one or more computers monitor the base portfolio and the passive commodity index portfolio, calculate the return and provide the return to the investor.