Patent ID: 8396792

Claim:
In a computer system a method of dynamically specifying a particular point of interaction (POI) identifier that is associated with a particular transaction, the method comprising: using a computer system associated with an organization: enabling by the computer system a merchant to receive financial card information from first and second POIs using a single merchant identifier stored on the computer system, wherein the first and second POIs are different from each other, associated with distinct purposes for which the single merchant identifier is used, and identified on a per transaction basis; receiving by the computer system financial card information for processing a first transaction between a first cardholder and the merchant from the first POI to be processed using the single merchant identifier; identifying by the computer system a first POI identifier having at least one portion that identifies the first POI, wherein the first POI is identified based on transmittal information for the first transaction and is not identified by the merchant; associating by the computer system the first POI identifier with the first transaction; receiving by the computer system financial card information for processing a second transaction between a second cardholder and the merchant from the second POI to be processed using the single merchant identifier; identifying by the computer system a second POI identifier having at least one portion that identifies the second POI, wherein the second POI is identified based on transmittal information for the second transaction and not identified by the merchant; and associating by the computer system the second POI identifier with the second transaction, the first and second transactions using the single merchant identifier.