Patent ID: 7401032

Claim:
A process for distributing and redeeming coupons, comprising the steps of: establishing electrical communication over the internet between a service system and a plurality of remote users having personal computers; receiving at the service system from a plurality of issuer systems instructions for issuing the redeemable coupons; receiving at the service system profile data input by the remote users over the internet; the service system permitting remote user access to offers for redeemable coupons upon the entry of profile data requested of the remote users by the service system; said offers being accessible over the Internet to selective remote users based on analysis of the profile data; storing coupon files in a data base, said coupon files containing information relating to redeemable coupons offered to and selected by the remote users; and automatically redeeming coupons contained in said stored data base when the remote users make transactions using a credit card.