Patent ID: 8731517

Claim:
A computer readable storage medium comprising instructions that, when executed on a first computing device associated with a plan, cause the first computing device to at least: send to a server a request to communicate with a second computing device, the communication being associated with an allowance comprising units of value that are allocated from the plan to the allowance; receive from the server a response granting the request, the response being based on a policy stored at the server, the policy comprising a restriction on the communication with the second computing device; communicate with the second computing device based on the response, the communication being executed without downloading the policy to the first computing device; and send to the server data indicative of a charge of units of value for the communication with the second computing device, the units of value being charged from the allowance or from units of value that are remaining in the plan and that are unallocated to the allowance based on a rule stored at the first computing device.