Patent ID: 8602293

Claim:
A verification token that obtains a device verification value for a transaction conducted using a portable consumer device, the verification token comprising: a peripheral interface adapted to communicatively couple to a peripheral interface of a computer; a reader adapted to read identification information from portable consumer devices; a computer-readable medium; a data processor electrically coupled to the peripheral interface of the verification token, the reader, and the computer-readable medium; code embodied on the computer-readable medium that directs the data processor to receive identification information read from a portable consumer device by the reader for the transaction; code embodied on the computer-readable medium that directs the data processor to communicate with a computer by way of the peripheral interface of the verification token; code embodied on the computer-readable medium that directs the data processor to transmit at least a portion of the received identification information to an entity that can provide a verification value; and code embodied on the computer-readable medium that directs the data processor to receive, after transmitting said identification information, the verification value from the entity, and wherein the verification token is configured to be located within a housing of the computer or a peripheral device electrically coupled to the computer; and wherein the verification token further comprises code embodied on the computer-readable medium that directs the data processor to locate a browser web page on the computer that has a form field for a verification value, and to enter the verification value received from the entity in the form field.