Patent ID: 7865141

Claim:
A chipset for a mobile wallet system in a communication terminal having a SIM socket and a RFID antenna in communication with a contactless reader, comprising: a wallet module, coupled to the RFID antenna, having a contactless port and a first serial port for commands transmission, and a wallet memory for storing wallet applications; and a controller module, coupled to the SIM socket of the communication terminal, having a contact port and a second serial port for commands transmission, and a controller memory stored with SIM function software, mobile wallet application software and software for controlling the wallet module; wherein the wallet module and the controller module are interconnected by the first serial port and the second serial port; the controller module is powered through the SIM socket, and the wallet module is powered through the SIM socket and the RFID antenna; the contactless port of the wallet module supports contactless protocols, while the second serial port of the controller module is supplied with a set of commands specific to the contactless protocols for execution by the wallet module; and wherein the wallet module further comprising a by pass unit for determining if a command from the contactless reader is one of the set of commands specific to the contactless protocol for execution by the wallet module, and for routing said command to the wallet module in the event the command is for execution by the wallet module and for routing the command to the controller module in the event the command is not in the set of commands specific to the contactless protocol for execution by the wallet module.