Patent ID: 7685063

Claim:
A system configured for managing a plurality of credit profiles for a plurality of customers by a user, each of said customers having a fleet of leased vehicles, the system comprising: a server for communication with a client computer, the client computer for use by a user; and, a database in communication with the server, the database being configured to store a plurality of customer credit profiles, each credit profile comprising a credit limit, a vehicle limit, a per vehicle credit limit that represents a maximum amount of credit authorized for any given vehicle in the customer's fleet, a per vehicle aftermarket equipment (AME) credit limit that represents a maximum amount of credit authorized for AME for any given vehicle in the customer's fleet, a maximum maintenance management amount and a maximum risk management amount; wherein the server is configured to (1) provide a plurality of graphical user interfaces (GUIs) for display on the client computer, at least one of the GUIs being configured to (i) display a selected customer credit profile's credit limit, (ii) display the selected customer credit profile's vehicle limit, (iii) display the selected customer credit profile's per vehicle credit limit, (iv) display the selected customer credit profile's per vehicle AME credit limit, (v) display the selected customer credit profile's maximum maintenance management amount, (vi) display the selected customer credit profile's maximum risk management amount, (vii) display a field for user entry of a proposed change to the selected customer credit profile's credit limit, (viii) display a field for user entry of a proposed change to the selected customer credit profile's vehicle limit, (ix) display a field for user entry of a proposed change to the selected customer credit profile's per vehicle credit limit, (x) display a field for user entry of a proposed change to the selected customer credit profile's AME credit limit, (xi) display a field for user entry of a proposed change to the selected customer credit profile's maximum maintenance management amount, (xii) display a field for user entry of a proposed change to the selected customer credit profile's maximum risk management amount, and (xiii) receive data from the client computer in response to user input, the data corresponding to a request for a proposed change to one of said customer's credit profiles based on user entry in at least one of the fields, at least one of the GUIs being configured to display, in response to receiving the data corresponding to the proposed change request, at least a portion of the selected customer's credit profile, and at least one of the GUIs being configured to receive an action input from the client computer in response to user input, the action input identifying an action to take on the proposed change request, and (2) update the selected customer's credit profile in accordance with the received action input.