Patent ID: 8746581

Claim:
A method of making an electronic version of a previously-issued non-electronic version of a privilege card for a user having a device, the previously-issued non-electronic version of the privilege card having been issued with a card identifier by a card issuer and the method comprising the steps, performed in a processor remote from the user's device and not operated by the card issuer, of: receiving, from the user and not via the card issuer, issue validation information at the processor remote from the user's device for the electronic version including at least the card identifier for the previously-issued non-electronic version of the privilege card; using the issue validation information and additional information of the card issuer to determine whether the electronic version of the previously-issued non-electronic version of the privilege card should issue; and on validation, making the electronic version of the previously-issued non-electronic version of privilege card available through the user's device.