Patent ID: 7983994

Claim:
A smart payment card module, comprising: a communication module coupled to at least one communication network; a processing module coupled to the communication module; and a memory coupled to the processing module; wherein the processing module, in cooperation with the communication module, is programmed to: receive and store a first encryption key; receive first encrypted user payment account information, the first encrypted user payment account information having been generated by encrypting user payment account information using the first encryption key; store the first encrypted user payment account information; detect that the smart payment card module has been communicatively coupled to a media device; identify an ID of the media device; establish a secure communication path with a remote server using the first encryption key; communicate the ID of the media device to the remote server; receive a second encryption key that is based on the ID of the media device; decrypt the first encrypted user payment account information using the first encryption key to generate the user payment account information; encrypt a portion of the user payment account information using the second encryption key to generate second encrypted user payment account information; and store the second encrypted user payment account information.