Patent ID: 8725629

Claim:
An apparatus for enabling a credit analyst to evaluate credit risk and provide credit approval for an issuer of securities in a trade entry system, comprising: a memory configured to store instructions; a processor disposed in communication with said memory wherein said processor upon execution of the instructions is configured to: a portfolio manager determining whether an issuer is maintained on a list that is in accord with compliance rules of a portfolio and sending a credit approval request to a credit analyst requesting the issuer of securities be added to Primary and Tier 1 lists when the issuer is not found in a database containing compliance rules for the purchase of securities for the portfolio; the portfolio manager obtaining a credit approval from the credit analyst for an issuer of securities; the credit analyst determining whether the issuer is set up in an issuer database; and evaluating the credit approval request based upon objective and subjective information stored in a database; monitoring the status of the credit approval request in real time; manage the status of the credit approval request; resolve the credit approval request in the trade entry system on behalf of the portfolio manager; and approve or deny the credit approval request based on the compliance rules for purchase of securities and list the issuer in the approved list of issuer in the Primary and Tier 1 lists, if approved.