Patent ID: 8799088

Claim:
A method for verifying the identity of users of financial services provider cards over a network, the method comprising: providing a web site for verifying the identity of a user of a financial services provider card, the web site being hosted by at least one server in communication with the network; requesting, by the at least one server, a plurality of biometric identification data of the user; uploading the plurality of biometric identification data of the user requested by the at least one server via a network connected computing device to the web site; authenticating, by the at least one server, the uploaded plurality of biometric identification data with a biometric identification data stored in a related information repository; storing the plurality of biometric identification data in a database coupled to the at least one server; and uploading biometric identification data provided by the user at a point-of-sale terminal to the at least one server; determining, by the at least one server, if the biometric identification data provided by the user at point-of-sale of the terminal matches the biometric identification data retrieved from the database and sending a validation signal to the terminal if the biometric identification data provided by the user at point-of-sale of the terminal matches the biometric identification data retrieved from the database; receiving the validating signal at the point-of-sale terminal and executing a purchase transaction at a point-of sale terminal.