Patent ID: 8751315

Claim:
A method comprising: calculating a total purchase amount; electronically receiving purchase information including payment credentials from a user, the purchase information received by using a non-browser based payment application at a mobile device, the payment credentials associated with a credit card, a debit card, or a prepaid card, the mobile device including a mobile device display, a mobile device processor, a mobile device radio transceiver configured to support voice and data interactions through a first communication channel, a mobile device wireless fidelity (Wi-Fi) transceiver, and a mobile device memory configured to maintain an operating system platform non browser based payment application configured to facilitate payment processing at a remote server; generating a payment authorization request at the mobile device; wirelessly transmitting the payment authorization request and payment credentials from the mobile device to the remote server; sending a request from the payment application to the remote server for a digital artifact for display within a specific payment application generated screen, the specific payment application generated screen corresponding to a specific screen, scene, or real estate property, the selection of the digital artifact performed by the remote server is based on correlating targeting parameters; receiving the digital artifact at the payment application from the remote server, the remote server configured to authorize payment using the payment credentials; and displaying on the mobile device display the digital artifact received from the remote server within the specific payment application generated screen.