Patent ID: 8041338

Claim:
A computer-implemented system that facilitates securing a wireless digital transaction, comprising: a terminal component receives a portion of data related to a payment for at least one of a good or a service; a mobile device that includes at least one mobile payment card (m-card), the m-card is created by establishing a link to an account associated with a form of currency; and the mobile device employs public-key cryptography (PKC) to securely and wirelessly transmit a payment to the terminal component utilizing the m-card and linked account; the mobile device hosts a virtual machine (VM) environment that includes a secure virtual machine monitor (VMM) that monitors at least a main VM and an isolated payment module VM, the VMM utilizes an I/O driver that provides a driver for at least one of a screen on the mobile device, a keypad on the mobile device, or a secure storage with hardware-based encryption related to a portion of data stored thereon, the main VM provides an operating system for the mobile device and wirelessly interacts with at least one of a wireless service provider network or the terminal component, the isolated payment module VM communicates at least one of a request or a response with the main VM.