Patent ID: 8560352

Claim:
A method for selling partner protection insurance comprising the steps of: a) identifying in a computer system a class of prospects for said partner protection insurance, said class of prospects comprising potential defendants that may be assessed uninsured damages in a civil lawsuit and their potentially innocent partners, wherein said step of identifying said class of prospects further comprises the steps of; i. receiving in said computer system the frequency of civil lawsuits brought against said potential defendants that are in said class of prospects; and ii. confirming by said computer system that said frequency of said civil lawsuits is greater than a minimum threshold; b) obtaining personal information regarding one or more members of said class of prospects; c) offering to sell said partner protection insurance to said one or more members of said class of prospects; d) obtaining application information from said one or more members of said class of prospects; e) approving a sale of said partner protection insurance to said one or more members of said class of prospects if said application information meets a predetermined set of criteria; and f) closing said sale; wherein: g) said partner protection insurance provides coverage for an innocent partner of a defendant in a civil lawsuit in the event that said defendant is assessed uninsured damages; h) said coverage is for said innocent partner's share of assets jointly owned with said defendant and available to pay at least a portion of said uninsured damages; and i) the benefits payable by said coverage are payable to said innocent partner and not to said defendant.