Patent ID: 8452697

Claim:
A machine configured to monitor whether a set value has been triggered, the machine comprising: a computer system including: an input device, an output device, and a digital electrical computer including a processor, the digital electrical computer operably associated with the input device and with the output device, the digital electrical computer programmed to form processor circuitry; wherein the digital electrical computer system is configured to: receive machine-readable input data via the input device, the machine-readable input data associated with a transaction comprising a mortgage loan which includes a financial term that is subject to change before the financial term has a set value triggered, according to information elicited regarding a potential customer who contemplates the mortgage loan, by a current market rate, and monitor, based on some of the input data, whether the set value is triggered, and if the set value is triggered, digitally process some of the machine readable input data to produce machine-readable output data indicating that the set value has been triggered, store in a memory operably associated with the processor the machine-readable output data, retrieve from the memory the machine-readable output data, and output the retrieved machine-readable output data via the output device.