Patent ID: 8095443

Claim:
A computing system for providing information associated with a plurality of consumer debts, the system comprising: a processor; a non-transitory, tangible computer readable medium storing software modules configured for execution by the computing system, the modules including at least: a financial data integration module configured to retrieve financial data associated with a user, wherein the financial data comprises at least a credit report of the user, the financial data integration module being further configured to extract account information regarding each of a plurality of debt accounts associated with the user from the financial data, wherein the debt accounts are selected from the group comprising at least credit card, mortgage, automobile loan, and personal loan, and the account information for at least some of the debt accounts comprises one or more of an outstanding balance and a monthly payment amount; and a debt trending module configured to generate a graphical user interface comprising information that is based on at least the account information for at least some of the debt accounts, the graphical user interface including at least a graphical indication of a total debt for each of a plurality of previous months based on calculated sums of outstanding balances for each of the plurality of debt accounts at the respective previous month; and a graphical indication of a total debt estimate for one or more future months based on calculated sums of estimated outstanding balances for each of the plurality of debt accounts at the respective future month based at least in part on one or more historical trends in paying at least some of the debt accounts.