Patent ID: 8733642

Claim:
A method for facilitating a secure commercial transaction, said method comprising the step of: providing a transactional device including a microprocessor, a data memory storage, and a transmitter; confirming a user identification of said transaction device and thereby activating operation of said transaction device, wherein said transactional device is a portable transactional device capable of being carried by a user having said user identification; wherein the step of confirming said user identification comprises receiving a user input of a first operational signal and comparison of said user input with a first operational user identification data stored in said data memory storage on said transactional device for activation of a first operational mode, and receiving a user input of a second operational signal and comparison of said user input with a second operational user identification data stored in said data memory storage on said transactional device for activation of a second operation mode; and receiving, from said second operation mode of said transactional device, an automated transmission initiated from said transmitter.