Patent ID: 8522039

Claim:
A method for performing transactions between a user and a merchant at a same location, the method comprising: a personal wireless device authenticating the user of the personal wireless device; in response to successful authentication of the user of the personal wireless device, the personal wireless device providing credentials to a federated identity provider to authenticate the personal wireless device with the federated identity provider; in response to successful authentication of the personal wireless device after providing the credentials, the personal wireless device receiving a token for the user from the federated identity provider, wherein the token is a temporary token having an expiry; the personal wireless establishing a communication session with a merchant located at a first location, wherein the personal wireless device is also located at the first location during the communication session, and wherein the communication session is established using a short range wireless communication protocol; and the personal wireless device providing the token to the merchant using the short range wireless communication protocol to purchase goods or services from the merchant.