Patent ID: 8655047

Claim:
A method implemented by a computerized apparatus configured for capturing a check image, the method comprising: receiving, via a processor, a document image comprising an image of a document; locating, using a processor, using image character recognition (ICR) tools, a Magnetic Ink Character Recognition (MICR) line in the document image; determining whether the MICR line is readable within a predefined standard of readability; in response to determining the MICR line is not readable within the predefined standard of readability, repairing the document image so that the MICR line meets the predefined standard or readability; determining, using a processor, whether the MICR line is within a first predefined distance from an edge of the document; determining, using a processor, an orientation of the MICR line; determining, using a processor, an orientation of the document image based on the orientation of the MICR line; positioning the document image based on the orientation of the MICR line; capturing, using a processor, the check image by capturing a portion of the document image based at least partially on the location of the MICR line and based at least partially on the orientation of the document image, wherein the check image comprises an entire check image; capturing a payment stub image by capturing a portion of the document image that is not captured as the check image; determining user identity information, user contact information, and invoice information associated with the check image based on information extracted from the payment stub image, and not based on information extracted from the check image; and updating user account information based on the information extracted from the payment stub image, wherein determining the orientation of the MICR line is performed before capturing the entire check image.