Patent ID: 7870070

Claim:
A computer-implemented method for consolidated electronic bill presentment by a third-party billing intermediary, comprising the steps, performed by at least one processor, of: generating a consolidated bill associated with at least two of a plurality of billers and a customer, wherein the step of consolidating bills comprises executing the following sequence of steps for each biller of the at least two billers: receiving billing information from the biller, wherein the billing information is associated with one or more itemized billing positions associated with one or more purchase orders between the biller and the customer; selecting a biller-specific template based at least in part on the billing information; creating a bill based at least in part on the billing information and on the biller-specific template; selecting customer information associated with the customer, wherein the customer information includes at least a format for presenting the bill; transforming the created bill into the format for presenting the bill; determining an invoice delivery date for the transformed bill based at least in part on the billing information; and making, the transformed bill available for presentment based at least in part on the invoice delivery date; and presenting to the customer the consolidated bill, wherein presenting the consolidated bill includes making legal information available to the customer establishing that the billing intermediary has the legal authority to issue bills on behalf of each biller of the at least two billers.