Patent ID: 6971105

Claim:
A computer-implemented method for deferring completion of a multi-step user transaction application (â€œMUTAâ€), said computer implemented method comprising: providing a page to a client application, said page comprising: one or more resources for input of information related to completion of steps of said MUTA, and a resource for selection of a deferral action; receiving an indication of the selection of said deferral action; storing state information, at plural steps, for completion of said MUTA at a later time comprising: a step position in a flow of steps of said MUTA when a user selected said deferral action; and information related to completion of said MUTA including data fields and values entered by the user prior to the selection of said deferral action; and monitoring an elapsed time since a transaction page was provided, determining whether said elapsed time exceeds a predetermined time limit, and storing state information if a user response is received with said predetermined time limit; generating a resumption object comprising an identifier of a resource for retrieval of the state information for completion of said MUTA.