Patent ID: 7861922

Claim:
A system for providing a financial service over a mobile communication network that can provide packet data, the system comprising: a mobile station for reading a barcode of an automatic machine, transmitting user authentication data and the read barcode to the mobile communication network, receiving passbook data from the mobile communication network, and storing and managing the received passbook data; the mobile communication network for receiving from the mobile station the user authentication data and the barcode in a packet data format to thereby provide barcode information to a bank server, determining whether to approve the service by receiving location information of the automatic machine from the bank server, and providing the automatic machine and the bank server with a result of the determination; the bank server for managing the passbook data of a user, allocating a specific barcode to each automatic machine, providing the location information of the automatic machine corresponding to the barcode when receiving the barcode information from the mobile communication network, and providing the mobile station with a banking service; and the automatic machine for receiving the barcode from the bank server and outputting the received barcode when the banking service through the mobile terminal is requested, and providing the banking service through the bank server when the service is approved.