Patent ID: 8156025

Claim:
A computer-implemented system for facilitating applying for student loans, said system comprising: one or more data processors configured to execute software instructions for generating a plurality of graphical user interfaces for display on a computer display device to a user; wherein the plurality of graphical user interfaces provide a series of questions to the user which relate to the applying of the student loans; wherein the plurality of graphical user interfaces are configured to capture responses from the user to the series of questions; wherein at least a majority of the questions are provided to the user without reference to any specific student loan application and removes a requirement to specify loan providers upfront in the series of questions; a common data structure which is stored on a computer-readable storage medium; wherein the common data structure stores the responses captured by the plurality of graphical user interfaces; the one or more data processors being configured to execute software instructions for populating multiple different student loan applications based upon the responses stored in the common data structure and according to a pre-specified criteria; wherein the pre-specified criteria includes populating and applying first for the least expensive of the multiple different student loan applications with respect to the student; wherein the populated multiple different student loan applications are submitted for approval.