Patent ID: 7689505

Claim:
A method of registering a card user's card information with a card management organization, the method comprising the steps of: a card management organization's computer requesting a card user's credit report from a credit reporting bureau; a card management organization's computer receiving the card user's credit report having real-time card information for one or more of the user's cards from the credit reporting bureau; the card management organization's computer extracting the real-time card information for each card from the card user's credit report; the card management organization's computer automatically marking selected credit card type trade lines from the real-time card information as potential cards to be automatically registered in the card management organization's computer; the card management organization's computer automatically and in real-time fully or partially registering the potential cards; the card management organization's computer generating and presenting a user interface having the real-time card information for each of the potential cards that were fully or partially registered after receiving the card user's credit report; the card management organization's computer requesting the card user to verify the accuracy of the card user's real-time card information; and the card management organization's computer storing the card user's verified real-time card information in the card management organization's computer when verification of the accuracy of the card user's real time card information is received from the card user.