Patent ID: 7620599

Claim:
A system for evaluating transactions for suspicious behavior, the system comprising: a fraud detection system; a first transaction system, wherein the first transaction system comprises a money transfer system configured to detect suspicious money transfers proceeding on the money transfer system, to generate first items of information associated with instances of suspicious activity proceeding on the money transfer system, and to transmit the first items of information to the fraud detection system; and a second transaction system, wherein the second transaction system comprises a receiving center configured to receive an authorization request to charge a credit account and comprises a fraud warning system configured to evaluate whether the authorization request is suspicious and to generate second items of information associated with suspicious authorization requests and to transmit the second items of information to the fraud detection system; wherein both the first and the second transaction systems are in communication with the fraud detection system; and wherein the fraud detection system is configured to receive the items of information from the first and second transaction systems and to compile a reference designator list that includes the first items of information contributed from the first transaction system and associated with suspicious activity conducted with the first transaction system, and also includes the second items of information contributed from the second transaction system and associated with suspicious activity conducted with the second transaction system; and wherein the reference designator list is available to both the first and second transaction systems; wherein the first transaction system is configured to evaluate a first money transfer transaction using the reference designator list, the evaluation comprising comparing transaction details associated with the first money transfer transaction with the reference designator list to determine any matching data, and wherein the first transaction system is further configured to, when matching data is found, flag the first transaction as potentially fraudulent; wherein the second transaction system is configured to evaluate a second transaction using the reference designator list, the evaluation comprising comparing credit card transaction data from the second transaction with the reference designator list to determine any matching data, and wherein the second transaction system is further configured to, when matching data is found, flag the second transaction as potentially fraudulent.