Patent ID: 8708227

Claim:
A system for facilitating deposit of a check, said system comprising: a memory storing a plurality of processor executable instructions; and a processor in communication with said memory, said processor configured to execute the plurality of processing instructions to: provide a remote deposit processing component to a depositor owned device communicatively coupled to a general purpose image capture device; receive from the remote deposit processing component on the depositor owned device an identification of an account for deposit of a check, and an amount of said check; provide instructions to the remote deposit processing component, said instructions instructing a depositor to: position said check with respect to said image capture device to produce an initial image including an image of a front side of said check; identify selected points of said initial image to enable cropping of said initial image beyond a boundary of the front side of said check; and approve a cropped portion of said initial image, the cropped portion including said image of the front side of said check; and receive from said depositor owned device said image of the front side of said check; analyze said image of the front side of said check to determine whether said image of the front side of said check meets at least one criterion; perform Optical Character Recognition (OCR) on said image of the front side of said check; determine whether there is an error in said deposit of said check, by validating a routing number associated with said check, determining whether said check was previously deposited, and comparing said amount of said check to an amount determined by performing OCR on said image; and initiate said deposit of said check into said account.