Patent ID: 8352343

Claim:
A method, comprising: modeling, by a business evaluation computer-based system, industry spending patterns using individual corporate data and aggregate corporate data, wherein the business evaluation computer-based system comprises a computer processor and a tangible, non-transitory memory, and wherein the modeling comprises: identifying the cost of goods sold and operating expenses from at least one of the individual corporate data and the aggregate corporate data; at least one of identifying the cardable operating expenses from the operating expenses and identifying a cardable operating expenses ratio from aggregate corporate data; at least one of summing the cardable operating expenses with the cost of goods sold and summing the cost of goods sold with the product of operating expenses and the cardable operating expenses ratio; estimating, by the business evaluation computer-based system, a commercial size of spending wallet for the company based on financial statement data of the business, total known business spending of the business, and the model of industry spending patterns; and associating, by the business evaluation computer-based system, the company with a cohort company based upon the commercial size of spending wallet of the company.