Patent ID: 7630934

Claim:
A method operable on a server for automated credit risk management comprising: collecting, by the server, current information on at least two marketable securities loans of at least one person; collecting, by the server, current information on collateral associated with each at least two marketable securities loans; collecting, by the server, current stock market information associated with the collateral; processing and correlating, by the server, the collected loan information, collateral information, and stock market information; and calculating, by the server, a marketable collateral distribution for at least two of the marketable security loans based on the collected marketable security loan information, collected collateral information and collected stock market information, wherein the marketable collateral distribution is distributed across one of (a) a first plurality of marketable security loans associated with one person's loan portfolio or (b) a second plurality of marketable security loans, each of the second loans associated with a different person's loan portfolio.