Patent ID: 7685066

Claim:
A system for providing a customer a plurality of options for increasing a line of credit, the system comprising: one or more components collectively programmed to: provide from a credit card issuer to a customer a plurality of options for increasing a line of credit associated with a credit account held by the customer, wherein the plurality of options each comprise an action to be taken by the customer other than acceptance of the credit account and payment activities associated with an outstanding balance of the credit account; receive data reflecting one or more of the plurality of options selected by the customer, at least some of the received data further reflecting an increase of the line of credit provided by the credit card issuer as a result of the selection of the one or more options by the customer, and wherein: at least some of the received data further reflects that the customer actively selected the one or more options from among the plurality of options by performing the one or more actions that comprise the selected one or more options; and store the received data.