Patent ID: 7409369

Claim:
A system for providing a customer a plurality of options for increasing a line of credit, the system comprising one or more computer processors collectively programmed to: receive data reflecting one or more options selected by a customer for increasing a line of credit associated with a credit account held by the customer, a credit card issuer having provided the customer a plurality of options for increasing the line of credit, at least some of the received data further reflecting an increase of the line of credit provided by the credit card issuer as a result of the selection of the one or more options by the customer, wherein: the plurality of options are selected from the group consisting of: enrolling in one or more particular services offered by the credit card issuer, providing suitable verification of a bank account, phone bill, or utility bill of the customer, adding a guarantor to the credit account, adding an authorized user to the credit account, paying one or more fees for the increase of the line of credit, and securing the credit account, and at least some of the received data further reflect that the customer actively selected the one or more options from among the plurality of options by performing the one or more actions that comprise the selected one or more options; and store the received data.