Patent ID: 7959077

Claim:
Apparatus comprising: at least one computer associated with an automated banking machine of a banking system, wherein the machine includes at least one data reader and at least one user input device, wherein the at least one computer is operable to cause the at least one data reader to read user data usable to identify a financial account associated with a user of the machine, wherein the at least one computer is operable responsive at least in part to at least one user selection input to the at least one user input device, to receive user selection of a purchasable digital content file which comprises either an audio file including at least one of music or a speaking voice, or an audiovisual file including at least one of a movie or a video, wherein the at least one computer is operable responsive at least in part to the user selection received, to cause user payment for the digital content file to be associated with the financial account, wherein the at least one computer is operable responsive at least in part to the user selection received, to cause the digital content file to be sent to a network address of a personal device of the user, wherein the personal device comprises either a mobile phone or a PC.