Patent ID: 8799086

Claim:
A payment facilitating system for use with a Near Field Communication (NFC)-enabled mobile communicator and an NFC-enabled point of sale (POS) terminal, said system comprising: a Near Field Communication (NFC) financial transaction communication link between said NFC-enabled mobile communicator and said NFC-enabled POS terminal, said NFC financial transaction communication link being operative to communicate NFC data for use in a financial transaction; a non-NFC financial transaction communication link between said NFC-enabled mobile communicator and said NFC-enabled POS terminal, said non-NFC financial transaction communication link being operative to communicate non-NFC data for use in said financial transaction, said non-NFC data including data derived from a handwritten human signature; and a transaction effector operative to complete said financial transaction using both said NFC data communicated directly between said NFC-enabled mobile communicator and said NFC-enabled POS terminal over said NFC financial transaction communication link and said non-NFC data communicated directly between said NFC-enabled mobile communicator and said NFC-enabled POS terminal over said non-NFC financial transaction communication link.