Patent ID: 8744968

Claim:
An apparatus for a participant to pay for participation in an activity provided by an activity provider, the apparatus comprising: a mobile communication device including a computing platform comprising a processor, a memory in communication with the processor and a location-determining device in communication with the processor; and an activity payment application stored in the memory, executable by the processor and configured to: implement the location-determining device to determine a present location and identify the present location as an activity site at which the participant may conduct an activity requiring payment, in response to identifying the present location as the activity site, generate and communicate, to a user interface on the mobile communication device, a first alert that is configured to query the participant to participate in the activity offered at the activity site and, in response to the participant agreeing to participate in the activity, request that the participant submit an initial payment, wherein the initial payment is less than a full payment required for the activity, receive a participant-input that authorizes payment of the initial payment using a participant-designated payment account, wherein receipt of the initial payment by the activity provider authorizes the participant to participate in the activity, implement the location-determining device to determine that the participant departed a predetermined area in which the activity occurs, and in response to determining that the participant has departed the predetermined area, automatically remit, from the payment account to the activity provider, a final payment for the activity, wherein the initial payment and the final payment combine to equal a full payment required for the activity.