Patent ID: 7865428

Claim:
A computer-implemented method for managing of transactions over an e-commerce network, comprising: obtaining source identification information from a third-party server via a communication network, the source identification information corresponding to an identity of a user of an e-commerce network; receiving a user credit rating for the user via the communication network based on the source identification information; verifying at least one required user qualification for usage of the e-commerce network in response to user qualification input provided by the user, wherein the user qualification input includes a unique user identifier and, wherein verification of the at least one required user qualification is based on the user credit rating; receiving, via the e-commerce network, e-commerce network usage information relating to a purchase of a good or a service by the user; providing approval for the e-commerce network usage based on the verification; storing the e-commerce network usage information in a record, including updating the record relating to e-commerce network usage, and further including associating the e-commerce network usage information with the source identification information; and invoicing the user based on the stored e-commerce network usage information and the source identification information, wherein the above steps are performed by one or more computers programmed to perform the above steps.