Patent ID: 8086018

Claim:
A method of a bank processing a presented check in a check stock verification system, the method comprising: retrieving an image of the presented check; extracting a pre-printed element from the presented check image; retrieving a reference check image; extracting a pre-printed element from the reference check image; obtaining a check amount associated with the presented check; comparing the extracted pre-printed element from the presented check with the extracted pre-printed element from the reference check image; providing a confidence value based upon the comparison of the pre-printed element extracted from the presented check image with the pre-printed element extracted from the reference check image; selecting a first confidence threshold value if the presented check amount is below a first predetermined amount; selecting a second confidence threshold value which is different from the first confidence threshold value if the presented check amount is above a second predetermined amount; comparing the confidence value with the selected confidence threshold value; determining if payment of the presented check amount is approved based upon the comparison of the confidence value with the selected confidence threshold value.