Patent ID: 7155614

Claim:
A method for adding financial accounts to a financial account profile, the method comprising: receiving a request from a user to access a financial account profile, the financial account profile comprising one or more established financial accounts to which the user has access; determining whether one or more additional financial accounts are available in addition to the one or more established financial accounts; determining ownership verification information requirements for each of the one or more additional financial accounts; ranking the ownership verification information requirements for each of the one or more additional financial accounts on the basis of the stringency of the ownership verification information requirements for each of the one or more additional financial accounts; comparing the ranked ownership verification information requirements for the one or more additional financial accounts with user-provided ownership verification information; determining which of the one or more additional financial accounts has the highest level of ownership verification information requirements satisfied by the user-provided ownership verification information; and offering the user access to a selection of available new accounts comprising: the additional financial account having the highest level of ownership verification information requirements satisfied by the user-provided ownership verification information; and any other additional financial accounts having less stringent ownership verification information requirements than the additional financial account having the highest level of ownership verification information requirements satisfied by the user-provided ownership verification information.