Patent ID: 8688483

Claim:
A system comprising: an electronic communications network; a user device; and a supplemental insurance server communicatively coupled to the user device via the electronic communications network, the supplemental insurance server being configured to: serve, to the user device, a supplemental crop insurance policy information content page comprising one or more policy parameter fields configured to be populated by a user with a corresponding set of supplemental crop insurance policy parameters, and serve, to the user device, a supplemental crop insurance policy indemnity information content page comprising one or more loss parameter fields configured to be populated by a user with a corresponding set of supplemental crop insurance loss parameters, the user device being configured to: display the supplemental crop insurance policy information content page, receive a set of supplemental crop insurance policy parameters submitted by a user via populating the one or more policy parameter fields of the supplemental crop insurance policy information content page, and transmit the set of supplemental crop insurance policy parameters to the supplemental insurance server, and display the supplemental crop insurance policy indemnity information content page, receive a set of supplemental crop insurance loss parameters submitted by a user via populating the one or more loss parameter fields of the supplemental crop insurance policy indemnity information content page, and transmit the set of supplemental crop insurance loss parameters to the supplemental insurance server, the supplemental insurance server being configured to: determine a premium for a supplemental crop insurance policy corresponding to the set of supplemental crop insurance policy parameters, and to serve, to the user device, a supplemental crop insurance policy information content page comprising the premium for the supplemental crop insurance policy, and determine an estimated indemnity for a loss under the supplemental crop insurance policy based at least in part on the set of supplemental crop insurance loss parameters, and to serve, to the user device, a supplemental crop insurance policy indemnity information content page comprising the estimated indemnity for the loss under the supplemental crop insurance policy, and the user device being further configured to: display the supplemental crop insurance policy information content page comprising the premium for the supplemental crop insurance policy, and display the supplemental crop insurance policy indemnity information content page comprising the estimated indemnity for the loss under the supplemental crop insurance policy.