Patent ID: 7970706

Claim:
A computer-implemented method of notifying an exception clients associated with a payor financial institution of at least one exception item, said method comprising: receiving a presentment check file at a computing system, said presentment check file including presentment information related to multiple presented checks, the multiple presented checks requested for cashing against accounts of at least. one of the exception clients of the payor financial institution and presented to the payor financial institution for payment: receiving a payor check file at the computing system from the at least one exception client associated with the payor financial institution, said payor check file including check information relating to checks written by said exception client; comparing said presentment check file with said payor check the implementing a first processor, the comparison identifying whether the presentment information related to each of the multiple presented checks corresponds to the check information in the payor check file such that identified presentment information without matching check information creates the at least one exception item, thereby producing an exception file including the at least one exception item; generating a Web file from the exception file implementing a second processor, said Web file including an image relating to said at least one exception item; generating an address for said Web file; sending said exception client an e-mail notifying said exception client of said at least one exception item; and including a hyperlink to said address in the e-mail, the hyperlink allowing the exception client to access the web file.