Patent ID: 8768823

Claim:
A computer-implemented system for preparing a sales participation based financial product, the system comprising: a computer-readable storage device to store instructions; and a processor in communication with the computer-readable storage device, the processor operative to utilize the instructions stored in the computer-readable storage device to: receive information regarding the amount of an issue desired by a potential issuer; receive sales information for one or more organizations; receive discount rate information for the issue; set a function of future reported sales of the one or more organizations using the desired issue amount information and a present value of estimated future sales of the one or more organizations in setting the function, the present value being based on the sales information and the discount rate information, the function being configured to later determine an amount to be paid to investors based on the future reported sales of the one or more organizations; and determine a number of instruments representing investment in the financial product and/or determine a denomination of tradable instruments representing investment in the financial product.