Patent ID: 7130800

Claim:
Apparatus for enrolling at least one holder of at least one account into a system to support verification of subsequent transactions involving the at least one account, the apparatus comprising at least the following: at least one voice response unit to capture at least one voice print from the at least one holder; the voice response unit to associate the at least once voice print with the at least one account; the voice response unit to request from the at least one holder a verbal response to a question as well as a DTMF response to confirm the response to the question; the voice response unit to concatenate a recording of personal information of the at least one holder with the verbal response and the DTMF response, wherein the DTMF response directs a third party verification system to one or more branches to facilitate various lines of potential questioning; and at least one storage medium to store the at least one voice print and to associate the same with the at least one account held by the at least one holder.