Patent ID: 7062458

Claim:
A method comprising: receiving an indication of a retirement income goal for a particular investor; displaying a set of input objects within a user interface screen, the se of input objects to receive input decisions including at least; an indication of a target retirement age for the particular investor, and an indication of a target level of investment risk for the particular investor that is constrained to be within a feasible set of risk tat is attainable by the particular investor via a set of financial products that are available to the particular investor for investment; identifying a relationship between future returns of each financial product of the set of financial products and future returns of combinations of one or more factor asset classes of a set of factor asset classes by determining each financial product's effective asset mix with respect to the set of factor asset classes; and displaying a set of output values within the user interface screen, the set of output values including at least: an indication of the probability of achieving the retirement income goal, and an indication of the most likely retirement income in current dollars based upon the retirement income goal, the input decisions, and a recommended allocation of wealth among one or more financial products of the set of financial products that are available to the particular investor for investment.