Patent ID: 8789752

Claim:
A method comprising: at least one of one or more computers establishing an account for in-game credits provided by an entity to one or more users, wherein the entity owns or controls a computer game, wherein one or more users play the computer game to earn at least a portion of the in-game credits, wherein the in-game credits are non-negotiable credits; at least one of one or more computers detecting game play occurrences in the computer game earning a quantity of in-game credits, wherein the quantity of in-game credits from the interactions are added to the account, wherein in absence of a conversion operation that converts the in-game credits to negotiable or entity-independent funds, a commerce partner does not accept the in-game credits for out-of-game purchases or out-of-game discounts with the commerce partner, wherein the commerce partner is not the entity; and at least one of one or more computers subtracting a quantity of the in-game credits from the account, the subtracted quantity of in-game credits corresponding to a quantity of negotiable or entity independent funds resulting from the conversion operation that converts the in-game credits to a quantity of the negotiable or entity independent funds in accordance with agreement terms established between the commerce partner and the entity, wherein the commerce partner is compensated for granting the negotiable or entity independent funds for the in-game credits.