Patent ID: 8515840

Claim:
A non-transitory, tangible computer-readable storage medium having stored thereon a plurality of instructions for completing a transaction, the plurality of instructions, when executed by a computer based system for facilitating payments, are configured to cause the computer based system to perform operations, comprising: securely storing, by the computer based system, identification information in a memory region of the computer based system; transmitting, by the computer based system, authentication login information via a communication channel to an authentication system; receiving, by the computer based system and via the communication channel, data associated with a particular transaction account based upon the authentication login information being validated by the authentication system; detecting, by the computer based system, that a Web page comprises a field to be populated using information from a personal-finance toolbar; in response to detecting that the Web page comprises the field to be populated, concurrently displaying, by the computer based system, the personal-finance toolbar on a portion of a display and the Web page of a Web site, wherein the Web page is a purchase page; in response to detecting that the Web page comprises the field to be populated, highlighting the field to be populated in a distinguishing visual indicator, wherein the personal-finance toolbar displays both an icon to identify the particular transaction account and at least a portion of an account code associated with the particular transaction account, wherein the personal-finance toolbar includes a plurality of modules, wherein the plurality of modules comprises a transaction account module, a third-party Web site module and a membership-rewards module indicating a reward level corresponding to a membership-rewards program, wherein in response to activation of a sizing icon a size of a module of the plurality of modules is adjusted, wherein an increase in the size of the module of the plurality of modules is associated with an increase in an amount of information displayed in the module of the plurality of modules, and wherein a decrease in the size of the module of the plurality of modules is associated with a decrease in an amount of information displayed in the module of the plurality of modules; and automatically inputting, by the computer based system, the data to the field to be populated using information from the personal-finance toolbar on the Web page in response to activation of the icon displayed on the personal-finance toolbar identifying the particular transaction account associated with the data, wherein a system of the purchase page is configured to contact an issuer of the particular transaction account issuer for payment to complete the transaction.