Patent ID: 8313022

Claim:
A first server computer comprising: a processor; and a computer readable medium coupled to the processor, wherein the computer readable medium comprises code executable by the processor for implementing a method comprising: receiving at the first server computer from a verification token an electronic request for secure datum for a portable consumer device associated with a user, wherein the electronic request comprises identification information associated with the portable consumer device, and wherein the electronic request is based on an interaction between the portable consumer device and the verification token; validating at the server computer the received electronic request by applying at least one validation test; if the received electronic request is validated, electronically sending by the first server computer the secure datum to the verification token or to an entity configured to forward the secure datum to the verification token, wherein the secure datum is subsequently inserted by the verification token into a Purchase Authentication Page associated with a first transaction; and electronically sending the secure datum to an Access Control Server, wherein the Access Control Server authenticates the user for the first transaction based at least in part on a comparison of the secure datum sent to the Access Control Server and the secure datum inserted by the verification token into the Purchase Authentication Page.