Patent ID: 6845448

Claim:
A method for automatically disbursing a first party's personal information to a second party authorized by the first party by transmitting said first party's personal information from a server computer operated by a service provider, said server computer coupled to a database, the method comprising the steps of: establishing an account for the first party with the server computer: assigning an identifier to the first party; entering the first party's personal information, said first party's personal information comprising at least one of a plurality of information objects; assigning, by the first party, at least one of a plurality of security levels to each information object at any granularity, thereby enabling access to individually selected portions of the first party's personal information by individual receiving parties; storing in the database the first party identifier, the information object and the security level assigned to the information object; receiving a request, said request comprising at least the first party identifier; in response to the request, selecting a first portion of the first party's personal information objects that could be transmitted to a second party; retrieving from the database the selected first portion of personal information objects; securely transmitting the retrieved first portion of personal information objects to the second party; obtaining a second party identifier; if the second party is not authorized to receive the information, recording the second party identifier; and rejecting the second party's request for information.