Patent ID: 8052045

Claim:
Apparatus comprising: an automated banking machine that operates responsive at least in part to data bearing records, including: a user interface, wherein the user interface includes a card reader, wherein the card reader is operative to read from a user card, card data useable in determining whether a user of the machine is authorized to carry out a transaction involving a financial account associated with the user, a check acceptor device, a cash dispenser, a check imaging device, at least one computer in operative connection with the user interface, check acceptor device, cash dispenser, and check imaging device, wherein the machine is operative to: (a) receive a check from a user of the machine through operation of the check acceptor device; (b) dispense cash through operation of the cash dispenser; (c) generate imaged check data through operation of the check imaging device, wherein the imaged check data corresponds to a visual image of at least one side of a received check; (d) determine from imaged check data, check feature data corresponding to visual indicia included on the check, wherein the check feature data includes check amount data; (e) send at least one first message from the machine toward a transaction host, wherein the at least one first message includes the check feature data; (f) receive at least one transaction host-sent return message responsive at least in part to the first message, wherein the at least one transaction host-sent return message includes machine instruction data and check transaction identifying data, wherein the instruction data is operative to cause at least one of: a credit indication to be output through the user interface, and a cash dispense through operation of the cash dispenser, wherein the check transaction identifying data includes a transaction host-assigned transaction number; (g) send at least one second message from the machine toward the transaction host, wherein the at least one second message includes data indicative of whether the at least one of credit output and cash dispense was accomplished; and (h) send imaged check data with received check transaction identifying data from the machine toward at least one remote computer remotely located from both the machine and the transaction host.