Patent ID: 7874479

Claim:
Non-transitory computer readable media bearing computer executable instructions operative to cause at least one processor in a portable wireless device in wireless communication with an automated banking machine that operates to cause financial transfers responsive to data read from data bearing records, to cause the portable wireless device to carry out a method, wherein the automated banking machine includes a card reader and a cash dispenser, wherein the automated banking machine reads card data corresponding to financial accounts from user cards with the card reader, wherein the method comprises: a) through operation of the at least one processor, causing the portable wireless device to carry out a handshaking protocol wirelessly with the automated banking machine; b) through operation of the at least one processor, receiving through an input device of the portable wireless device at least one input from a user, which at least one input is representative of selecting a withdrawal of an amount of cash through operation of the cash dispenser in the automated banking machine; c) through operation of the at least one processor, causing a host banking system to authorize the withdrawal of the amount of cash at the automated banking machine with which the handshaking protocol was carried out in (a); d) responsive to authorization of the withdrawal by the host banking system in (c), through operation of the at least one processor, causing an output device of the portable wireless device to operate to prompt a user to provide a further input through an input device of the automated banking machine, which further input is operative to cause the automated banking machine to cause the cash dispenser to dispense the amount of cash.