Patent ID: 7991703

Claim:
A method for providing a real estate marketplace, the method comprising: providing a computer having a processor and memory; receiving financial information about a buyer, pre-qualifying the buyer for a mortgage; pre-qualifying the buyer for homeowner's insurance coverage; thereafter, receiving buyer preference criteria; querying, using the processor, an information store containing information regarding homes for sale in a selected location; determining, based on pre-qualifying a buyer for the mortgage and for homeowner's insurance coverage, a listing of homes for sale in the selected location for which the buyer is pre-qualified for a mortgage and pre-qualified for homeowner's insurance coverage; providing results to the buyer by merging information about the buyer and the listing of homes for sale in the selected location using the processor, the results including a total cost of ownership of the homes for sale based on information provided by both the buyer and seller of the homes for sale; receiving an indication of a selected home from the buyer; and providing a transaction portal wherein the buyer and a seller of the selected home negotiate a sale of the selected home.