Patent ID: 6980670

Claim:
A method for processing tokenless electronic consumer rewards between a reward provider and a recipient using an electronic identicator comparator and at least one recipient biometric data, comprising: a. creating an electronic registry of a reward provider's products or services each having a predetermined rewards value, the rewards being disbursed to recipients based upon an occurrence of predetermined criteria, thus forming a rewards registry; b. a recipient registration step, wherein the recipient registers with the electronic identicator comparator at least one registration biometric sample, and recipient specific data; c. a tokenless recipient identification step, wherein the identicator comparator compares a recipient bid biometric sample with previously registered biometric samples for producing either a successful or failed identification of the recipient; d. an electronic rewards calculation step, wherein upon the successful identification of the recipient, the recipient's rewards are calculated resultant from the recipient's product purchases pursuant to a reward provider's proposed commercial transaction and pursuant to a recipient purchasing registry; e. a recipient rewards issuance step, wherein the rewards provider issues electronic rewards to the successfully identified recipient; and f. a recipient notification step, wherein pursuant to a consummation of the commercial transaction, the recipient is notified of the results of the electronic rewards calculation, wherein an electronic consumer rewards transaction is conducted without the recipient using any tokens.