Patent ID: 8725608

Claim:
An education planning system, comprising: a processor; and a memory disposed in communication with the processor and storing processor-executable instructions, the instructions comprising instructions for: providing a single web browser interface for a user to plan for multiple financial needs for an education, the multiple financial needs including one or more insurance protection plans and one or more financing options for the education, wherein the single web browser interface is provided on behalf of a provider; obtaining user financial data from a plurality of data sources, the user financial data comprising data on income and assets used for determining the one or more financing options for the education; determining a current financial situation based on the user financial data; obtaining a selection of a school to attend for the education; calculating a cost for the education based on the school selection; determining a savings requirement to meet the calculated cost for the education based on the current financial situation; determining insurance protection plans for protecting the income and assets included in the one or more financing options for the education, based on the determined savings requirement to meet the calculated cost for the education, wherein: the insurance protection plans include at least life insurance and disability income insurance, the said life insurance and said disability income insurance being available from the provider of the single web browser interface, and the one or more financing options are distinct from the insurance protection plans; determining the one or more financing options for the education based on the calculated cost for the education and the current financial situation, wherein the one or more financing options are available through the provider of the single web browser interface; and presenting the one or more financing options and the insurance protection plans via the single web browser interface to the user.