Patent ID: 8333319

Claim:
A computer implemented remittance for services method comprising: enabling a seller-distributor computing node on a global computer network to affect transactions that exchange tokens for payment, the tokens configured for remittance at a plurality of service providers for an incremental quantity of use of services provided by a the plurality of service providers as opposed to a monetary value; and for each token obtained through the seller-distributor computing node, the method including: (i) enabling each service provider of the plurality to set respective rates of his services, such that different rates exist for a same or equivalent service across the service providers, (ii) enabling a user of the token to select one of the plurality of service providers to request remittance for services, and (iii) affecting variable rate redemption of the token by the user at the selected one of the plurality of service providers upon user request, the token providing remittance for service by the user at the one selected service provider and at the respective rate as set by the selected service provider.