Patent ID: 7051925

Claim:
A method for distributing a reward, comprising: associating an RFID tag with an individual account, a financial institution and at least one organization, wherein the tagholder is the holder of the individual account, wherein further the financial institution comprises one or more host computers, wherein further the host computer aggregates RFID tag usage and calculates a first reward based on aggregate RFID tag usage, wherein RFID tag usage comprises aggregating purchase amounts for purchases of at least one of goods or services from a plurality of merchants when the RFID tag is presented to the merchant at time of purchase; attributing the first reward to the individual account; attributing a second reward to a collective account associated with the at least one organization, wherein the organization comprises a business organization, a trade organization, a political party, a religious organization, an athletic organization, a professional society, an educational organization, a charitable organization, a fund-raising organization, or a governmental organization, or combinations thereof; and distributing the first reward to the tagholder.