Patent ID: 7617972

Claim:
A system comprising: a point-of-sale device configured to execute a transaction in which a plurality of goods or services is sold to an individual having a transaction card through which access to monetary funds may be obtained, said point-of-sale device gathering information identifying each good or service that is a subject of said transaction and communicating said information to a first computing system; and said first computing system storing a set of instructions, which when executed, cause said first computing system to evaluate said transaction to determine whether said transaction is to be authorized, store a record of said transaction in a database, so that said transaction is identified by a transaction identifier, and so that said information identifying each good or service that is a subject of said transaction is associated with said transaction identifier, and dispute a cost associated with one of said goods or services associated with said transaction identifier, without subjecting costs of all goods or services that are associated with said transaction identifier to dispute.