Patent ID: 8284068

Claim:
A method for an insurer to help alleviate an abuse of controlled substances by insured individuals that pay a premium for insurance to the insurer, the method comprising the actions of: the insurer offering a discount for controlled substances that are distributed in conjunction with the activity monitor; providing controlled substances along with an activity monitor, wherein the controlled substance is provided within a container that includes the activity monitor, the substances being provided in accordance with a valid prescription, wherein the activity monitor records activity events related to dispensing of the controlled substance; the insurer retrieving the recorded activity events; the insurer analyzing the recorded activity events; and the insurer adjusting the premium offered to the individual continued insurance coverage if the analysis of the recorded activity indicates activity that is commensurate with abuse, wherein the container and activity monitor includes a lock-out mechanism and, further comprising the actions of: placing the controlled substance within the container; closing the container and activating the activity monitor in a lock-out state; receiving a lock-out reset request from an insured individual that has received the activity monitored container with the controlled substance; and resetting the lock-out mechanism such that the insured individual can access the controlled substance.