Patent ID: 8676706

Claim:
A system comprising: a communication device configured to receive images; a storage device comprising information stored therein relating to a financial account associated with a payor; and computer readable program code stored on said storage device or a separate storage device; and a processor communicably coupled to said storage device or storage devices, wherein said computer readable program code comprises instructions that when operated by said processor, causes said processor to: provide to the payor a web-based online banking account allowing the payor to manage one or more financial accounts and perform one or more transactions using the one or more financial accounts; operate the communication device to receive an image of at least a portion of a check, wherein the portion comprises an indication of an amount of money to be drawn on the financial account; process the image to determine the amount; amend the information relating to the financial account to include the amount prior to receiving any indication that the check has been presented for payment; transmit the image of at least the portion of the check to the financial account associated with the payor; and display, via the online banking account, the image of the check.