Patent ID: 8725579

Claim:
A method comprising: authenticating a user of a portable computing device with an alphanumeric input component of the portable computing device in response to receiving a transaction request from a transaction device not physically coupled to the portable computing device; wherein the transaction device sends the portable computing device the transaction request if the portable computing device is within proximity of the transaction device; displaying a plurality of financial information available on the portable computing device and prompting the user to select at least one of the plurality of financial information to wirelessly send to the transaction device; wirelessly sending, by the portable computing device, a device ID and the selected financial information associated with the user of the portable computing device to the transaction device in response to the user being authenticated by the portable computing device; capturing an image of the user with an image capture device and wirelessly sending, by the portable computing device, the image of the user to the transaction device; and instructing, by the portable computing device, the transaction device to authenticate the selected financial information with the image of the user sent by the portable computing device to the transaction device.