Patent ID: 8851371

Claim:
A system for processing money transfers, the system comprising: a point of sale device and a host computer communicatively coupled to the point of sale device, wherein the point of sale device is configured to: receive a request for verification of a transfer code, the transfer code being associated with a transfer record having a plurality of transfer codes, wherein a first transfer code differs from a second transfer code by a recipient designator, and each recipient designator identifies a different recipient; send the request for verification of the transfer code to the host computer; receive a verification of the transfer code from the host computer; receive a money transfer request associated with the transfer code, the money transfer request comprising a transfer of funds from a first customer to a second customer; send the money transfer request to the host computer; and receive an authorization of the money transfer request from the host computer so as to effect a transfer of funds from the first customer to the second customer.