Patent ID: 7231372

Claim:
A system for securely paying for goods and services, comprising: a base telecommunication station having a radio device for transmitting data required for payment to a mobile radio device and for receiving data from the mobile radio device; and the mobile radio device which includes: a reception device for receiving the data transmitted by the base telecommunication station; an interrogation device connected to the reception device for requesting confirmation for the payment; a transmission device connected to the interrogation device for transmitting data for at least one of initiating a payment operation and transmitting acknowledgement data for the payment operation to the base telecommunication station; a conversion device, connected to the reception device, for converting the data received into a format which is suitable for a payment operation; and a conversion unit which converts data which has been transmitted by the base telecommunication station and is required for payment into a readable short message such that a sender telephone number entered is the telephone number of a telecommunication device of one of a financial institution and a bill issuer which has been transmitted with the data required for payment.