Patent ID: 8190504

Claim:
A method for financial portfolio optimization, the method comprising: providing a processor and a memory in communication with the processor; storing in the memory: a liquidity forecasting program; a financial data aggregation program operable to obtain and store in the memory financial data for a financial portfolio, the financial data comprising account identifiers, account balances, incoming cash-flow event identifiers, and outgoing cash-flow event identifiers; executing the liquidity forecasting program with the processor on the financial data to: determine a liquidity analysis result comprising a predicted cash position over a time period for the financial portfolio; and store the liquidity analysis result in the memory; storing in the memory: a liquidity simulation program; and a liquidity optimization goal; and executing the liquidity simulation program with the processor on the liquidity analysis result and the financial data to: determine an action proposal that moves the liquidity analysis result toward the liquidity optimization goal; store the action proposal in memory; and display the action proposal.