Patent ID: 7974895

Claim:
A method for developing finance rate information for a product being sold, the method comprising: acquiring rate request information, the rate request information comprising information used to generate finance rates, the information comprising the type of rate program requested, and a predicted change in volume of the product being sold within at least one geographic entity during a rate program period; storing the rate request information in a computer-readable memory; generating finance rates based upon the rate request information, the finance rates being generated based on a proposed set of rates and the predicted change in volume of the product being sold within the at least one geographic entity during the rate program period, the generated finance rates and total predicted volume change corresponding to a profitability level, the generated finance rates and total predicted volume change being recalculated with a different proposed set of rates until the profitability level is above a predetermined threshold; generating, with a computer, a rate sheet by importing information including the generated finance rates and the rate request information; and transmitting the rate sheet.