Patent ID: 7311248

Claim:
An automated system for detecting fraudulent applications among a plurality of applications filed by various applicants, comprising: a processor; a data storage medium operatively coupled with said processor that is capable of at least temporarily storing application data provided by one or more clients; an identification database comprising the names of individuals and contact information relating to said individuals; said identification database being operatively coupled with said processor; means for accessing a network operatively couple with said processor; and software operative on said processor to: a) receive application data from one or more clients for at least one applicant; b) compare the application data for said at least one applicant with said identification database; c) determine whether or not said application data for said at least one applicant matches at least a portion of said identification database for at least one individual; d) initiate contact with said at least one applicant over said network; e) present said at least one applicant with an application question in an attempt to confirm whether or not said at least one applicant submitted an application to said client; f) receive a response from said at least one applicant regarding said application question; and g) ask said at least one individual to confirm contact information that should be used by said client, if the system first determines that said application data for said at least one applicant does not match a name and contact information within said identification database and the system has confirmed that said at least one applicant submitted an application to said client.