Patent ID: 7987101

Claim:
A method for electronic successor planning for a beneficiary, the method comprising: receiving, by a computer processor, a benefits plan request including acquiring beneficiary data associated with the benefits plan request; searching, by the computer processor, a beneficiary database to verify the acquired beneficiary data; identifying, by the computer processor, an existing benefits plan from the beneficiary database based on the benefits plan request and the acquired beneficiary data; comparing, by the computer processor, the identified existing benefits plan with the benefits plan request; determining, by the computer processor, changes needed to be made to the identified existing benefits plan; creating, by the computer processor, a duplicate version of the identified existing benefits plan prior to applying the changes; applying, by the computer processor, the changes to generate a first current benefits plan for the benefits plan request; upon receiving a second benefits plan request for an additional benefit, generating, by the computer processor, a second current benefits plan by repeating steps that generated the current benefits plan; receiving a benefits plan request from a beneficiary identified in the existing benefits plan; and generating, by the computer processor, a successor benefits plan for the beneficiary for replacement of the first and second current benefits plans upon completion of at least one triggering event, where the successor benefits plan is based on both the first and second current benefits plans, the beneficiary's requested benefits, and combines benefits provided by the first and second current benefits plans, and the beneficiary's requested benefits.