Patent ID: 8401964

Claim:
A method for facilitating communications between an electronic payment device and an issuer host, the method comprising the steps of: storing, by the issuer host in the payment device, a set of personalization parameters; performing at least one of (i) transforming, as a function of the set of personalization parameters, a first set of status information indicative of available status information relating to the payment device into a second set of status information, the second set of status information comprising a subset of the first set of status information, and (ii) selecting, from a first set of actions indicative of available actions to be performed by the payment device, a second set of actions as a function of the set of personalization parameters and an order received from the issuer host for initiating at least one corresponding action in the payment device, the second set of actions being a subset of the first set of actions; and the payment device performing at least one of (i) transmitting the second set of status information to the issuer host, and (ii) initiating all actions in the second set of actions corresponding to the order received from the issuer host.