Patent ID: 7228155

Claim:
A method for facilitating remote configuration of a radio frequency (RF) module to enable the module to complete financial transactions via RF using a financial transaction account associated with an RF module account issuer, the method comprising: a. providing the RF module, which is configured for use with a mobile device comprising a mobile device microprocessor, and configured to be in physical and logical communication with the mobile device microprocessor; b. facilitating mutual authentication between an RF module personalization system and the RF module; and c. transmitting personalization data from the RF module account issuer to the RF module via the mobile device microprocessor to enable the RF module to complete financial transactions via RF, wherein the transmission of the personalization data is performed by the RF module personalization system, and wherein the personalization data comprises financial transaction account data and an encryption key, the account data comprising an account number and an account expiration date.