Patent ID: 7962408

Claim:
A method comprising: establishing, by a computer-based system for allocating an amount associated with a transaction, at least a portion of an allocation rule associated with a first identifier; and sending, by the computer-based system and to a first financial account issuer server, the allocation rule and a request to debit the amount from a first financial account having the first identifier, wherein the first financial account issuer server issued the first financial account, and wherein the sending is via a communication link between the computer-based system and the first financial account issuer server; wherein the first financial account issuer server debits a first portion of the amount from the first financial account based on the allocation rule, and allocates a second portion of the amount to a second financial account having a second identifier based on the allocation rule; and wherein a second financial account issuer server issued the second financial account, wherein the second financial account issuer server is different from the first financial account issuer server, and wherein the second financial account issuer server debits the second portion of the amount from the second financial account.