Patent ID: 7363505

Claim:
A method for processing an access request, the method comprising: a. capturing user reference data from a wireless device carried by a user, the user reference data including user biometric data or user metric data, the user reference data having been submitted during user registration; b. capturing user sensed data as the user writes a name, the name being written with a stylus, the user sensed data including user biometric data or user metric data; c. transmitting the user sensed data and the user reference data to a processor, the user reference data being transmitted to the processor by means of radio-frequency transmission; d. comparing the user sensed data against the user reference data in the processor; e. authenticating the identity of the user based upon the results of the comparison; and f. enabling user access to an account, a network, or a physically secure location if the processor confirms user identity and other system criteria confirms the access request should be approved the other system criteria being fund availability, network clearance, or physical clearance, respectively.