Patent ID: 8322619

Claim:
An account application product comprising: a package comprising: a first panel extending from a free edge to a first fold line, a second panel extending from the first fold line away from the first panel to a second fold line, and a third panel extending from the second fold line away from the second panel, wherein the first panel is folded back along the first fold line toward a first surface of the second panel to define a storage area between the first panel and the second panel, and the third panel is folded forward along the second fold line toward a second surface of the second panel; an account identifier indicating an account associated with the account application product, wherein the account identifier is configured to be machine readable by a point-of-sale terminal; and a terms sheet selectively stored in the storage area, wherein the terms sheet includes printed terms for the account associated with the account application product; wherein the account identifier is included on the terms sheet, the free edge defines a cutout extending into the first panel, and the terms sheet is positioned within the storage area such that the account identifier aligns with and is visible through the cutout.