Patent ID: 8375100

Claim:
A non-transitory computer-readable storage medium having computer-executable instructions thereon implementing a method with regard to a financial services organization having a plurality of members, the organization generating for each member a plurality of pieces of information to be sent to the member, each piece of information being a datum, the method comprising: the member consolidating a plurality of the datums directed to a particular member into a single message, wherein consolidating includes: accessing a message service of the organization by way of an electronic interface therewith; setting a rule with the accessed message service for receiving financial services related messages therefrom, the set rule specifying how to consolidate at least some of the datums from the organization into a single financial services related message, each received message as constructed by the message service according to the set rule having a plurality of datums consolidated thereinto, the message service storing the set rule from the member in a rules database according to the member, accumulating datums from the organization to be sent to the member, and employing the set rule in the rules database to construct each received message having at least some of the accumulated datums consolidated thereinto; specifying the set rule to include a threshold number of datums to be accumulated, wherein the threshold number of datums and all accumulated datums exceeding the threshold number of datums are included in the consolidated message; and specifying the set rule so any accumulated datums from the organization which are time-sensitive are delivered before the time-sensitive time elapses.