Patent ID: 7502749

Claim:
A method for making a monetary gift, comprising: receiving, via a network, a request to send an electronic greeting card and to make an associated monetary gift in an amount, on behalf of a requesting donor to a designated recipient; processing the received request to generate the electronic greeting card including a notification of the monetary gift; transmitting, via the network, the generated electronic greeting card to the designated recipient; further transmitting, via the network, the transmitted electronic greeting card including a hyper-link and the notification of the monetary gift to a non-designated recipient; receiving, via activation of the hyper-link, information identifying the non-designated recipient; processing the received information identifying the non-designated recipient to determine if the non-designated recipient is a member of an enclosed community; if it is determined that the non-designated recipient is not a member of the enclosed community, transmitting a notice, via the network, to the non-designated recipient, that the non-designated recipient must become a member of the enclosed community before funds are directed to be credited to a deposit account; and if it is determined that the non-designated recipient is a member of the enclosed community, directing the crediting of the funds equal to the monetary gift amount to the deposit account; wherein the deposit account is at a financial institution and is associated with the non-designated recipient.