Patent ID: 7499886

Claim:
A method of integrating the shipping of goods with the purchase of said goods, said method comprising: recording, on a transaction server, a purchase price of said goods, a first account for an individual buyer and a second account for an individual seller, said seller and said buyer connecting to said transaction server over a network to provide information regarding said purchase; receiving, at said transaction server, account information concerning said second account of said individual seller; presenting a set of payment rules to said individual seller from a card association regarding a payment card corresponding to said second account of said individual seller; said individual seller transmitting an indication of agreement to said set of payment rules to said transaction server; said transaction server verifying receipt of said indication of agreement from said individual seller; a step for performing the function of risk analysis by said transaction server using said second account information, said individual seller not being a qualified merchant to accept payments; receiving an indication of a chosen shipper by which to ship said goods from said seller to said buyer; receiving a tracking number identifying said goods to be shipped by said shipper; receiving a notification from said shipper regarding a status of said goods associated with said tracking number; debiting, by said transaction server, said first account of said buyer only after said notification is received; crediting, by said transaction server, said second account of said seller to complete said purchase of said goods; and allowing said individual seller to receive payment from said individual buyer using said first account of said individual buyer.