Patent ID: 8538827

Claim:
A computer-implemented method for alerting a consumer during an on-line transaction, the method comprising: a first computer utilized by the consumer and executing a web browser allowing the consumer to access a website of a merchant through a first network, the website being hosted by a second computer; the first computer detecting when the consumer is in the process of purchasing an item from the merchant during an on-line transaction through the website; the first computer communicating with a financial management system and receiving data of an account the consumer has with the financial management system in response to detecting the on-line transaction, the account data comprising alert criteria received by the first computer before the on-line transaction is completed; the first computer comparing data of the on-line transaction and the alert criteria; and the first computer generating an alert that is displayed to the consumer when execution of the on-line transaction would generate a pre-determined result relative to the alert criteria before the on-line transaction has been completed.