Patent ID: 8359213

Claim:
An automated computer system operated by a telematics vendor, the computer system comprising: a communication device; a processor coupled to the communication device; a memory in communication with the processor and storing program instructions, the processor operative with the program instructions to: receive sensor data during a first period of time, the sensor data generated by sensors installed in or on a plurality of moving bodies, said moving bodies covered by insurance policies issued by one or more primary insurers; process the received sensor data to generate telematics reports, said telematics reports indicative of activities of said covered moving bodies during the first period of time; receive ceded loss report data, the ceded loss report data indicative of loss amounts allocated to the telematics vendor in connection with risks ceded to the telematics vendor as defined by at least one reinsurance treaty relative to the insurance policies, said ceded loss report data pertinent to said first period of time; receive sensor data generated by said sensors during a second period of time subsequent to said first period of time; process the received sensor data generated during the second period of time, based at least in part on the received ceded loss report data pertinent to said first period of time, to generate telematics reports related to said second period of time; and transmit, via said communication device, to insureds under the insurance policies, said telematics reports related to said second period of time.