Patent ID: 8620057

Claim:
A method for processing a digital check image file, the method comprising: receiving a digital check image file including at least one check image; classifying, by a computer system including a processing unit and computer readable media, the digital check image file into at least one category of a plurality of categories, the categories including: a reject category including attributes that fail to meet minimum requirements, an accept category including attributes that meet the minimum requirements, and a non-standard category including attributes that meet the minimum requirements but are not fully compatible with every system; determining how to process the digital check image file based on the category, including: rejecting the digital check image file if the digital check image file is categorized in the reject category; sending the digital check image file to an image exchange partner if the digital check image file is categorized in the accept category; and when the digital check image file is categorized in the non-standard category: printing the digital check image file to create a paper copy when a third party cannot process the category of the digital check image file; and sending the paper copy to the third party.