Patent ID: 8353450

Claim:
Apparatus comprising: at least one server of a banking system, wherein the at least one server is associated with a plurality of automated banking machines, wherein each machine includes at least one cash dispenser and at least one data reader, wherein each machine is associated with at least one computer, wherein the at least one computer is operative to cause financial transfers responsive at least in part to user data read by the at least one data reader corresponding to an authorized machine user, wherein the at least one computer is operative to cause a financial account to be assessed a value associated with cash dispensed by the at least one cash dispenser, wherein each machine is operable to receive from a machine user, at least one user input including a secret code, data corresponding to a customer phone number, and a request associated with a cash dispense transaction involving a particular amount of cash, wherein the at least one server is operative to receive from a respective machine responsive to the respective machine receiving the at least one user input, at least one message associated with the request, wherein the at least one message includes the data corresponding to the customer phone number and the particular amount, wherein the at least one server is operative to generate a transaction security code associated with the cash dispense transaction, wherein the transaction security code differs from the secret code, wherein the transaction security code is associated with the particular amount, wherein the transaction security code is associated with a predetermined time period, wherein the at least one server is operable to send a message to a customer via a mobile phone associated with the customer phone number, wherein the message includes customer notification of the transaction, and the transaction security code, wherein the transaction security code is usable by the customer to cause a cash value corresponding to the particular amount to be dispensed by any particular machine of the plurality of automated banking machines, responsive at least in part to customer input of the transaction security code to the particular machine within the predetermined time period.