Patent ID: 8756153

Claim:
A method comprising: providing a mobile communications device having a biometric input; making an electronic payment system available to a plurality of users, wherein said making said electronic payment system available to a plurality of users comprises making said electronic payment system available to a first user using said mobile communications device in making a purchase transaction at a point of sale terminal; storing information indicative of a payment account of the first user, wherein said information indicative of said payment account of the first user comprises an identifier corresponding to said payment account; storing biometric information of said first user; receiving information indicative of the identity of the first user based upon a biometric entry by the first user into said biometric input of the mobile communications device of the first user; before said purchase transaction at said point of sale terminal is completed, comparing, using an electronic processor, the received information indicative of the identity of the first user, that is based upon the biometric input by the first user into the first user's mobile communications device, with the stored biometric information of the first user to confirm the identity of the first user; further storing biometric information of a second user of the mobile communications device, wherein said second user is a family member of said first user, and wherein said storing said biometric information of the second user who is a family member of the first user is to enable confirmation of the identity of the family member to enable the family member to use the mobile communications device; receiving information indicative of the identity of the family member of the first user based upon a biometric entry by the family member of the first user into said biometric input of the mobile communications device of the first user; before allowing use of the mobile communications device by the family member of the first user, comparing, using an electronic processor, the received information indicative of the identity of the family member of the first user with the stored biometric information of the family member of the first user to confirm the identity of the family member of the first user.