Patent ID: 8135642

Claim:
A computer-implemented system for processing a customer application, comprising: a computer; a first credit component configured to obtain first credit information for a customer from a credit reporting agency, the first credit information indicative of a credit worthiness of the customer; a second credit component configured to obtain a second credit information other than a credit report for the customer from a source other than a credit reporting agency, the second credit information indicative of a credit worthiness of the customer; a third credit component configured to provide a default credit information for the customer, the third credit information indicative of a credit worthiness of the customer; a system monitor configured to monitor availability of the first and second credit components and to determine a status of availability for each of the first and second credit components; a credit processor configured to process the customer application to provision a wireless device of the customer using solely the first credit information when the first credit information is available, to process the customer application to provision the wireless device of the customer using solely the second credit information when the first credit information is unavailable based on the status of availability for the first credit component due to an outage of the first credit component and the second credit information is available, and to process the customer application to provision the wireless device of the customer using solely the default credit information when the first credit information is unavailable based on the status of availability for the first credit component due to an outage of the first credit component and the second credit information is unavailable based on the status of availability for the second credit component due to an outage of the second credit component; and a provisioning component configured to assign a telephone number to the wireless device based on processing the customer application.