Patent ID: 8666775

Claim:
An online Health Security Organization (HSO) system implemented over a publicly accessible communications network, said system enabling one or more healthcare providers to offer healthcare services and products to one or more users connected to said network, said system comprising: an HSO computer system connected to a publicly accessible communications network; a computer-readable storage device connected to said computer system for storing one or more system administrated databases, including at least one system administrated database containing information concerning registered users, at least one system administrated database containing information concerning registered service providers; a mechanism for controlling said computer system for maintaining said system administrated databases and for causing the computer system to provide an interactive online healthcare services transaction processing website accessible via said network and which serves as a comprehensive healthcare marketplace for vending and obtaining healthcare services and products between said user and provider; said system further comprising the use of Health Care Shares of a specific level of access, represented by a voucher for direct payment to the service provider, wherein said access levels are a specific classification and identity for all health care services; and wherein the Health Care Shares real value is a function of the finite number of health care service that are available at any given moment in time.