Patent ID: 8224747

Claim:
A transaction server storing and executing software from memory providing a method for third-party fund transfer, comprising steps of: (a) providing, by the server, a single interactive interface to a client connected to the Internet; (b) receiving via the interface a single order from the client for a fund transfer, the order including identification of a first account owned by the client at a first institution from which to withdraw funds, an identification of a second account owned by the client at a second institution into which to deposit the withdrawn funds, a date to transfer the funds, and an amount of the funds to withdraw and deposit; (c) automatically navigating to third-party disparate Web sites of the first and second financial institutions located on the Internet via the software, each Web site providing access to the client to transact with the financial accounts; (d) logging into the accounts by the software on behalf of the client with an account name and password previously provided by the client and stored at the server, withdrawing the indicated amount from the account at the first institution, and depositing the amount to the account at the second institution.