Patent ID: 8464046

Claim:
A computerized method for identity verification and validation of a user for enrollment of the user in a secure personal dataset accessing system, the computerized method comprising: electronically receiving a personal dataset including identifiable attributes of a user into a computer; using the computer, electronically verifying the identifiable attributes with at least two trust authorities, wherein the verifying includes determining authenticity of an asserted identity of the user including the identifiable attributes; electronically forming and verifying the personal dataset including demographic data, a social security number, geographic data and knowledge information into the computer; automatically capturing at least one biometric identifier of the user on the computer for validating the identifiable attributes of the user, wherein the validating includes confirming an asserted identity matches the identifiable attributes, wherein the identifiable attributes consist of at least one of an image and a demographic, and wherein an e-audit trail is provided having a traceable electronic enterprise infrastructure and bench mark performance indicator; generating a digital security element as a result of the verifying and validating steps, the digital security element having a plurality of randomly generated indicia thereon; electronically receiving a user selection of a strong password into the computer; automatically assigning one digital identification number, a unique email extension and an electronic address to the user using the computer; and transmitting the digital security element to the user from the computer, the digital security element enabled for granting electronic access to the personal dataset relating to the user, the personal dataset having been authenticated through the verifying and validating steps.