Patent ID: 8209247

Claim:
A method of providing automated payment information for a lease of a specific vehicle to a consumer via an Internet website, the specific vehicle being part of a dealer's inventory, the Internet website having a database associated with the Internet website, the method comprising: obtaining, by a server, data from the Internet website via the Internet by electronically receiving the data via URL web service calls and returns inside HTML code, the data being stored in the database associated with the Internet website and comprising vehicle data for the specific vehicle, lease data for the lease, and consumer data for the consumer, the vehicle data including a vehicle identification number, a price, and an odometer reading for the specified vehicle; determining, by the server, at least a year, a make, and a model for the specific vehicle by decoding the vehicle identification number; determining, by the server, a residual value of the vehicle based on at least the year, the make, the model, the price, and the odometer reading used as input into the determination; obtaining, by the server, lease funding information from one or more third parties; calculating, by the server, lease payment information based on the residual value, the lease data, the consumer data, and the lease funding information; and generating, by the server, a disclosure webpage of the lease payment information for viewing by the consumer via the Internet.