Patent ID: 7117173

Claim:
A system for providing financial services to children, comprising a server, a computing device arranged to generate documents for display over an open network, communications links to financial service providers, and a data storage arrangement, the data storage arrangement including storage areas in which are stored personal information including an age of an account holder, account information, and information of interest to the account holder but irrelevant to said financial services, said information selected from the group consisting of the a picture of the account holder and at least one of the account holder's favorite color, sport, character, band, charity, hobby, pastime, and animal, a plurality of integrated financial services account statement templates, and multimedia files, the server being arranged such that, upon log-in by a user, the computing device: a. retrieves said personal information from said data storage arrangement, b. based on said age of the account holder, selects one of said integrated financial services account statement templates from said data storage arrangement, c. retrieves current account information from at least one of said financial service providers based on said stored account information, d. assembles an integrated financial services account statement by inserting at least some of said personal information and said current account status information into said said one of said account statement templates retrieved from said data storage arrangement, wherein said account statement displays said retrieved information selected from the group consisting of a picture of the account holder and at least one of the account holder's favorite color, sport, character, band, charity, hobby, pastime, and animal, wherein said integrated financial services account statement includes images which, when selected by the user, causes one of said multimedia files to be retrieved from said data storage arrangement, and wherein when the user selects one of said images, said one of said multimedia files is retrieved and downloaded to the user over said open network by said server.