Patent ID: 8752770

Claim:
A method, comprising: receiving, by a remote dispensing device, a request from a consumer to purchase a proximity payment device, the request including a load amount; contactlessly reading, by the remote dispensing device, proximity payment device information from a pre-personalized proximity payment device in said remote dispensing device, the proximity payment device information including an integrated circuit (IC) serial number; transmitting the pre-personalized proximity payment device information, the load amount, remote dispensing device identification information, and a request for personalization data to a proximity device issuer of said pre-personalized proximity payment device to personalize said pre-personalized proximity payment device; receiving, by the remote dispensing device, the personalization data from the proximity device issuer, wherein the personalization data includes a primary account number (PAN) of the consumer; contactlessly transmitting the personalization data to the pre-personalized proximity payment device for storing in an IC to create a personalized proximity payment device; and dispensing, by the remote dispensing device, the personalized proximity payment device to the consumer.