Patent ID: 7778901

Claim:
A method, comprising: receiving, by a first system comprising one or more computers associated with a biller from a computer associated with a consumer via a communications network, an electronic request for a bill of the biller for the consumer, wherein the request is received based at least in part on a consumer selection of a bill availability identifier that electronically links the computer associated with the customer to the first system, the bill availability identifier being communicated to the computer associated with the consumer via the communications network by a second system comprising one or more computers associated with a payment service provider; and transmitting, from the first system to the computer associated with the consumer over the communications network and responsive to the received request, electronic billing information associated with the bill and an associated selectable payment indicator, wherein a consumer selection of the selectable payment indicator electronically links, via the communications network, the computer associated with the consumer to the second system to electronically request payment of the bill on behalf of the consumer.