Patent ID: 8543500

Claim:
A method of making a payment, comprising the steps of: providing information associated with a payer, the information being provided in a manner so that a payee can access the information, receiving information about the payment by a payer electronic device associated with the payer, and giving instructions for making the payment using the electronic device associated with the payer; wherein the information about the payment includes product information in the form of at least one product identifier of at least one product available from the payee, and the method includes the step of the payer electronic device selecting at least one product identifier, and wherein the payer electronic device is a computing device and the product identifier is in computer recognizable form, the payer electronic device being arranged to recognize and process the product identifier; wherein the information about the payment further includes payment information including a payment amount for the at least one product and a payment identity of the payee, wherein the payer electronic device is arranged to enable recognition of the payment information and to formulate messages including the payment information and transmit those messages to a transaction processing system; wherein the step of giving instructions for making the payment includes the step of the payer electronic device providing the payment amount, payment identity of the payee and the selected product identifier to the transaction processing system; the transaction processing system being arranged to access an account of the payer and make payment to the payee for the payment amount, and the transaction processing system transmitting the product identifier m the payee, wherein the payee receives information about the at least one product paid for by the payer electronic device to enable provision of the product to the payer.