Patent ID: 8819815

Claim:
A computer-implemented method for distributing information from an information distributor in a banking environment, the method comprising: retrieving stored data and instructions from at least one computer memory; executing the instructions using at least one computer processor to perform steps including: composing an electronic notification instrument by providing components including a notification component and a payload component, the payload component including a selectable link providing access to information; appending an embedded object including computer code to the notification component, the embedded object functioning as a tracer to the electronic notification instrument, predetermining tracer disposition rules defining acceptable tracer disposition; pushing the electronic notification instrument from the information distributor to an information recipient; identifying, using the tracer, a disposition of the electronic notification instrument when the electronic notification instrument is accessed subsequent to the pushing of the electronic notification instrument, wherein identifying the disposition comprises processing at least one of an IP address, a location, and a user identity; determining, based on the tracer disposition rules and the disposition of the electronic notification instrument, whether the information recipient is an authorized information recipient; when unauthorized, rendering the electronic notification instrument inaccessible when the disposition of the electronic notification instrument detected based on the tracer disposition indicates an unauthorized information recipient, the rendering causing the electronic notification instrument payload component content associated with the information distributor to encrypt or destruct via execution of the embedded object computer code of the tracer; and when authorized, allowing a pull from the information distributor through the electronic notification instrument, such that the payload component including the selectable link is activated by the authorized information recipient, the authorized information recipient confirmed by the tracer when the electronic notification instrument, with appended tracer, is viewed.