Patent ID: 8430325

Claim:
An insertable device, comprising: an electrical interface that interfaces a mobile device including a Graphical User Interface (GUI) in connection with inserting the insertable device in a port of the mobile device; secure memory that stores selectable user credentials used to execute transactions with contactless devices and are associated with one or more enterprises, each of the selectable user credentials are configured to execute transactions with the contactless devices, the secure memory includes master credentials and a master security framework that enable enterprises to store or update user credentials and associated security frameworks; a user-interface module that dynamically generates displays associated with the user credentials and presents the dynamically-generated displays through the GUI of the mobile device, the dynamically generated display includes a display presenting the selectable user credentials in response to a contactless device requesting a wireless transaction; a communication module that transmits, through the electrical interface of the insertable device, commands to the mobile device configured to execute communication with a financial institution through a cellular core network using cellular radio technology of the mobile device, wherein the cellular core technology of the mobile device is configured to wirelessly communicate with the cellular core network; an antenna module that selectively switches an RF antenna of the insertable device between an activate state and an inactivate state in response to at least an event; and a transaction module that executes the wireless transaction with the contactless device using the selectable user credentials selected through the display presented through the GUI of the mobile device.