Patent ID: 7707119

Claim:
A method of identity protected secured purchasing comprising: unlocking the window to the IPSP System allowing the System to enter a request for approval of a purchase; entering purchaser's key (or token unique to purchaser) at a service provider said purchaser key is encoded on a blank card and said purchaser key is entered by swiping said blank card at a card reader at said service provider (reader only transmits key), said blank card includes visually, the IPSP/Blank Card logo and a logo and return address of a financial institution, electronically, the said blank card includes an encoded encryption, unique to the purchaser, and one or more of identification of a financial institution; transmitting the purchaser key and purchase information (service provider information, product or service information, and cost) to a validation server; establishing a connection between said validation server and a wireless device wherein wireless device may be at service provider location or at remote location (allowing for third party purchase); said validation server entering a request for approval of a purchase to said wireless device, at service provider location or at remote location (allowing for third party purchase); receiving confirmation information from said wireless device at said validation server; verifying said confirmation information to determine if said purchase is approved; and sending an indication and said confirmation to said service provider whether said purchase has been approved or denied.