Patent ID: 6918537

Claim:
A computerized method for managing stored-value card data over a communications network between a plurality of terminals and a central processor, each of said terminals accessible to respective users and located in a respective location generally remote relative to the central processor, the stored-value card data configured to securely process stored value cards transacted by respective users to enable charging prepaid services and/or products to a recipient of the transacted stored-value card, the method comprising: providing a database coupled to the central processor; storing in the database a plurality of records comprising stored-value card data for each stored-value card; processing respective terminal identifiers for each of the plurality of terminals; associating in the database a specific stored-value card with one or more of the plurality of terminal identifiers; and receiving at the central processor a request to activate the specific stored-value card, the activation request being received from a first requesting terminal and comprising a first requesting terminal identifier, wherein the central processor is configured to accept said activation request based on whether the first requesting terminal identifier matches one of the one or more of the plurality of terminal identifiers associated with the specific stored-value card in the database.