Patent ID: 8538868

Claim:
A method of preparing a transfer document for a client to transfer services provided by counterparties that require recurring transactions using a first account to use a second account, the method comprising the steps of: (i) performing a cashflow analysis for the first account and a cashflow analysis for the second account to determine for each counterparty and each service the desired date to effect the transfer to avoid undesirable cashflow spikes or interruptions in both accounts; (ii) electronically generating, via at least one computer, a transfer document for transferring services requiring recurring transactions for each counterparty, each transfer document identifying at least the service to be transferred, the client, the second account, the desired date for the transfer and proof of authorization from the client; (iii) including on said transfer document a replica of an account document selected according to the service being transferred and the second account; and (iv) providing said transfer documents to said counterparties.