Patent ID: 8694455

Claim:
A computer-implemented method for performing an analysis of financial data, comprising the steps of: storing, in a computer readable memory, financial data related to a population of financial data records and segmented into a number of categories, wherein the categories are mutually exclusive and collectively exhaustive of the financial data, and scenario data for one or more scenarios, wherein each of the scenarios is defined at least in part by a set of variables, and wherein the scenario data for each of the scenarios comprise at least some parameter values for the set of variables; providing a computer processor associated with the computer readable memory with a model of an organization that physically exists defined at least in part by the set of variables; processing, with the computer processor, the financial data and the scenario data using the model to obtain an estimated model outcome distribution comprising a distribution of estimated model outcomes relating to the organization and based on the one or more scenarios; and outputting the estimated model outcome distribution where the model of the organization is developed by learning from the financial data using an intelligent variable group modeling method and where the model of the organization comprises at least one predictive model for each of one or more components of value.