Patent ID: 6889329

Claim:
A method for adding external memory to a smart card comprising: storing information required by a smart card on a smart card server; transferring data comprising applications for processing on said smart card and authorizations and encryption keys for other applications from said smart card server through a cable to a smart card terminal capable of reading and writing to said smart card; transferring said data from said smart card terminal to said smart card through an electrical contact on said smart card; storing said data on said smart card for processing on said smart card; processing said data on said smart card for a user; issuing a request for additional applications as need by said user for transfer to said smart card together with encryption keys; authentication and authorization of said request by said smart card server using data on said smart card; issuing instructions from said smart card server to said smart card terminal to remove unneeded applications and transfer new authorized applications to said smart card; and processing said applications on said smart card for said user.