Patent ID: 8751607

Claim:
An apparatus comprising: a browser configured to be communicatively coupled to a network; and a download agent coupled to the browser and including a monitoring element configured to operate contemporaneously with the browser to monitor activity of the browser to detect a download event associated with downloading a digital content file from a content server, wherein the download event is a request sent by the browser to the content server; and an insuring element configured: to send a request, to a download protection (DLP) server, for an insurance policy related to the digital content file, wherein the request for the insurance policy is sent in response to a detection of the download event by the monitoring element and prior to downloading of the digital content file to the apparatus; to provide a user of the apparatus with an option to insure the digital content file based at least in part on receipt of the insurance policy; to receive, as user input, a selection indicating a desire to insure the digital content file; and to upload, subsequent to a downloading of the digital content file to the apparatus, the digital content file to the download protection server based on receipt of the selection.