Patent ID: 7475045

Claim:
A transaction terminal equipment, the terminal equipment comprising: a magnetic stripe reader reading transaction data required to conduct a transaction from a magnetic stripe of a card; a memory reader reading electronic data from a memory provided to said card, said electronic data including transaction authentication data that has been used for a transaction using said card, user authentication data to authenticate a user that is different from said transaction authentication data, and transaction requirements of respective transaction types; a memory writer writing said electronic data into said memory; and an input section inputting authentication data to be used to authenticate said user of said card, and wherein said terminal equipment is connected, in a communicable manner, with a host server which conducts said transaction, said data read from said magnetic stripe of said card and said data read from said memory are transmitted to said host server subsequent to authentication of a person inputting said authentication data via said input section as said user of said card, said host server conducts said transaction using said transaction data and said transaction authentication data, both transmitted from said terminal equipment when said transaction meets a respective transaction requirement among said transaction requirements of respective transaction types, and said memory writer writes data into said memory of said card and rewrites said electronic data recorded in said memory as a result of completion of said transaction.