Patent ID: 8429047

Claim:
A computer-server-based method for merging mobile gift cards, the computer server-based method comprising: transmitting to a mobile device associated with a user from a computer server a list of a plurality of mobile gift cards associated with a particular merchant that belong to the user; receiving at the computer server from the user via the mobile device a selection of a particular one of the plurality of mobile gift cards associated with the particular merchant; receiving at the computer server from the user via the mobile device a selection of one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to merge with the particular one of the plurality of mobile gift cards; and moving with the computer server a remaining monetary balance of each of the selected one or more mobile gift cards in the plurality of mobile gift cards other than the particular one of the plurality of mobile gift cards to the particular one of the plurality of mobile gift cards; and storing an account number associated with the particular one of the plurality of mobile gift cards at the computer server instead of at the mobile device such that the computer server communicates with the mobile device to conduct secure purchases using the particular one of the plurality of mobile gift cards on behalf of the recipient.