Patent ID: 8622308

Claim:
An account transaction device, comprising: a top portion having a front side and a back side, wherein the front side includes a first account and the back side includes at least one identifier associated with a second account; a bottom portion having a front side and a back side, wherein the front side includes the second account and the back side includes at least one identifier associated with the first account; and a hinge connecting the top portion to the bottom portion, wherein the top and bottom portions are relatively movable between a first closed position where the top portion displays the first account and the bottom portion displays the at least one identifier associated with the first account and a second closed position where the top portion displays the at least one identifier associated with the second account and the bottom portion displays the second account; wherein, before or during a transaction, an initial account selection to which the transaction is to be posted is capable of being selectively determined by a customer, and the initial account selection is capable of being subsequently changed by the customer.