Patent ID: 8095442

Claim:
A computer-implemented method for determining specified matrices, comprising: receiving mass data from one or more databases of one or more different data sources associated with banking practice, the mass data including data packages organized as sets of rows and sets of columns, each row corresponding to a record, and the columns including fields of predetermined granularity characteristics and fields of predetermined key figures; selecting at least one of the predetermined granularity characteristics and at least one of the predetermined key figures; selecting, from a plurality of stored aggregation operations, at least one predetermined aggregation operation to be performed; reading the data packages from the one or more databases; processing, by a computer, the data packages by: identifying the selected at least one of the predetermined granularity characteristics; identifying the selected at least one of the predetermined key figures; and aggregating the records in the data packages based on the selected at least one of the predetermined granularity characteristics and the selected at least one of the predetermined key figures by using the selected predetermined aggregation operation; forming, by the computer, a base matrix comprising the aggregated records; and calculating, by the computer, specified matrices using the base matrix.