Patent ID: 7780077

Claim:
Apparatus comprising: an automated banking machine, wherein the automated banking machine is adapted to be operated by authorized machine users responsive at least in part to data bearing records, wherein the automated banking machine includes a user interface including at least one reader device adapted to read user identifying data from data bearing records provided by users of the machine, at least one check reading device adapted to read indicia on checks input to the machine, at least one cash dispenser adapted to dispense cash from the machine, at least one data store, wherein the at least one data store includes check maker data corresponding to at least one authorized check maker, wherein the at least one data store includes data correlating data representative of at least one check maker with data representative of at least one user preauthorized to cash checks made by the at least one check maker; at least one computer, wherein the at least one computer is in operative connection with the machine, wherein the at least one computer is in operative connection with the at least one data store, wherein responsive at least in part to the machine reading through operation of the at least one reader device user identifying data from at least one data bearing record provided by a first user, and reading through operation of the at least one check reading device a first check including indicia associated with a first check maker, the at least one computer is operative to determine from data in the at least one data store that the first check maker corresponds to an authorized check maker and the first user is preauthorized to cash checks made by the first check maker, wherein responsive at least in part to the determination, the at least one computer is further operative to cause the at least one cash dispenser to operate to cause a cash amount related to a check amount of the first check to be dispensed from the machine to the first user.