Patent ID: 8770486

Claim:
Card member apparatus for a card member associated with a subject, said card member apparatus comprising: a first storage element configured to store identifying indicia uniquely associated with, and identifiable of, the subject on the card member; the identifying indicia accessible and, when accessed, usable to verify identification of the subject; a second storage element configured to store informational data associated with the subject on the card member, the informational data stored at said second storage element accessible by permission made at the card member responsive to, and only upon, verification of the identification of the subject through access to the identifying indicia stored at said first storage element and responsive to providing of a code-reader-generated code thereto, the card-reader-generated code providing a further level of security additional to the verification provided through the access to the identifying data, the informational data, once accessed by permission made at the card member, usable in performance of a commercial transaction associated with the subject, the informational data including purchase information automatically saved at said second storage element and available for subsequent use, a card reader having a first portion and a second portion, the second portion positioned remote from the first portion and connected thereto by way of a communication-fabric-connection, the first portion configured to connect to said first storage element and to said second storage element and configured selectably to access the identifying indicia stored at said first storage element and the informational data stored at said second storage element, the second portion of said card reader comprising an identifying indicia analyzer configured to compare the identifying indicia accessed, by way of the communication-fabric-connection with the first portion, from the first storage element on the card member with information generated at the card reader identifying the subject to verify the identification of the subject at the card reader, the second portion of said card reader providing a message, returned to the first portion of said card reader to permit access to said second storage element.