Patent ID: 7937302

Claim:
A computer-assisted method for analyzing at least one financial instrument associated with a financial institution, said financial instrument having collateral associated therewith, said method comprising the steps of: receiving, using an electronic computing device, at least one collateral margin record from a collateral data source, wherein said collateral margin record includes information related to at least one collateral margin condition of said financial instrument; comparing, using the electronic computing device, at least a portion of said collateral margin record to at least one criterion; excluding the collateral margin record from analysis when the collateral associated with the financial instrument is maintained by an organization which is internal to the financial institution; generating with a collateral analysis application at least one of a report or a notification based on said step of comparing said collateral margin record to said criterion; sorting the collateral margin records by an indicia of collateral margin representative; excluding the collateral margin record from analysis by the collateral margin representative when the collateral margin condition is less than a first predetermined dollar amount, wherein said first predetermined dollar amount is greater than zero; requiring a relationship manager to acknowledge the existence of the collateral margin record when the collateral margin condition is greater than a second predetermined dollar amount and has existed for less than a predetermined number of days; requiring the relationship manager to acknowledge the existence of the collateral margin condition and take an action to address the collateral margin condition when the collateral margin condition is greater than said second predetermined dollar amount and the collateral margin condition has existed for at least the predetermined number of days.