Patent ID: 8620518

Claim:
A method for evaluating data relating to a vehicular accident comprising the steps of: capturing a first set of data according to a first recording criteria wherein the first data set comprises operational data for a vehicle including telematics data indicative of vehicle dynamics and contextual data indicative of location and time data; storing said first set of data in a telematics device; transmitting said first set of data to a central server; capturing a second set of data according to a second recording criteria, wherein the second set of data comprises operational data for the vehicle including telematics data indicative of vehicle dynamics and contextual data indicative of location and time data, wherein the second set of data is captured at a higher frequency than the first set of data; storing said second set of data in the telematics device, wherein the stored set of data is periodically overwritten; selectively retrieving the second set of data using an accident key in the event of an accident and transferring to the central server; determining a time of the accident by the central server based at least in part on the second set of data; and combining at least portions of the first set of data and the second set of data to evaluate conditions relating to the vehicular accident.