Patent ID: 8628007

Claim:
A method comprising: (a) operating a computer system affiliated with a financial entity, to receive a code sent from a mobile phone, wherein the computer system is associated with at least one data store, wherein the at least one data store is configured to respectively associate check cashing codes with financial checks, wherein each respective check is associated with a respective check amount, wherein each respective check can be anonymously cashed by a person at least one cash dispensing automated banking machine which includes a check imager and a currency dispenser, without the person being required to input any machine user identification data as a condition for cashing the respective check, wherein the at least one data store is configured to respectively associate machine location data with each of the at least one cash dispensing automated banking machine; (b) operating the computer system to determine through use of the at least one data store, that the code received in (a) corresponds to a check cashing code; (c) operating the computer system to determine through use of the at least one data store, which of the at least one cash dispensing automated banking machine is nearest to the mobile phone; and (d) operating the computer system to send to the mobile phone, at least one message that includes (i) responsive at least in part to (b), verification that the code received in (a) corresponds to a check that can be anonymously cashed; (ii) an amount associated with the check in (i); and (iii) responsive at least in part to (c), machine location data associated with the nearest machine.