Patent ID: 8706587

Claim:
A computer implemented method of identifying potential financial crime events comprising: (a) receiving, at a central computer device, information relating to a bank transaction from a banking center computer device associated with a banking entity, wherein the bank transaction includes one or more of the following: a wire transaction, a high value cash transaction, a transaction involving values between just below a government reporting threshold and a predetermined value, deposit history, check history, and a brokerage transaction; (b) retrieving, by the central computer device, a set of data relating to the bank transaction from at least one of two or more first computer systems, wherein the retrieving further includes: (i) enriching, by the central computer device, the bank transaction with additional data from at least one of two or more second computer systems, wherein at least one of the two or more second computer systems is different than the two or more first computer systems; and (ii) analyzing, by the central computer device, the enriched bank transaction based on the data from at least one of the two or more first computer systems and the data from at least one of the two or more second computer systems to thereby identify related and duplicated data from data retrieved from the two or more first computer systems and the additional data from the two or more second computer systems in combining multiple bank transaction data; (c) calculating, by the central computer device, summary data from the set of data; (d) analyzing, by the computer device, the summary data based on a set of business rules; (e) calculating, by the central computer device, a rating from the summary data using a mathematical function, the mathematical function determined from a regression model, wherein calculating the rating includes: (i) calculating, by the central computer device, a set of model parameters from a set of historical and intelligence data for the banking entity; and (ii) evaluating, by the central computer device, the model parameters and the set of historical and intelligence data for the banking entity to determine the function; (f) determining, by the central computer device, a potential financial crime event based on the rating being greater than a threshold value; (g) routing, by the central computer device, the potential financial crime event to a business group, wherein the routing is based on a prioritization from the rating calculation; (h) displaying, by the central computer device, the rating on a display device; (i) generating a report that lists the ratings for multiple banking entities; and (j) displaying a graphical user interface that displays ratings for multiple banking entities, wherein the ratings are color coded.