Patent ID: 8630953

Claim:
A computer-implemented method for labeling payment transactions with a transaction lifecycle label using a lifecycle labeling computer system, the lifecycle labeling computer system includes a processor and is in communication with a database, the payment transactions initiated by a cardholder using a payment card over a payment system, said method comprising: storing, using the processor, transaction data associated with a plurality of payment transactions within the database, the transaction data including authorization data having a first set of transaction identifiers, clearing data having a second set of transaction identifiers, and fraud data having a third set of transaction identifiers; generating, using the processor, a first table of matched transaction identifiers for a first group of payment transactions included within the plurality of payment transactions by matching authorization data to clearing data for the first group of payment transactions based at least in part on corresponding transaction identifiers included in both the first set of transaction identifiers and the second set of transaction identifiers; generating, using the processor, a second table of matched transaction identifiers for a second group of payment transactions included within the plurality of payment transactions by matching clearing data to fraud data for the second group of payment transactions based at least in part on corresponding transaction identifiers included in both the second set of transaction identifiers and the third set of transaction identifiers; generating, using the processor, a third table of matched transaction identifiers by comparing the first table of transaction identifiers to the second table of transaction identifiers, the third table of transaction identifiers having matched authorization transaction identifiers and fraud transaction identifiers from the first and second groups of payment transactions.