Patent ID: 8577795

Claim:
A computerized system for resource management comprising: a. a computer readable datastore associated with a server, said server hereinafter referred to as a wallet server, wherein a master copy of a wallet comprising computer readable storage representing a usage allowance, hereinafter master wallet, is stored; b. a plurality of logical servers which are logical partitions of said wallet server; c. a plurality of computer readable logical datastores which are logical partitions of said datastore; wherein said wallet server further comprises computer executable instructions to: create said master wallet for a set of users; configure each of said plurality of logical servers and their associated logical datastores for a subset of said set of users; allocate a plurality of independent subsets of said master wallet, prior to an event arrival including a request, each of said subsets hereinafter referred to as a shadow wallet, wherein each shadow wallet is associated with one of said plurality of logical servers and its associated logical datastore; configure each of said plurality of logical servers, to process said request received by said system for a given user from said subset of users against said shadow wallet associated with said given user; monitor usage across all of the shadow wallets derived from said master wallet and automatically adjust the usage allowances subdivided across said shadow wallets in anticipation of expected future use of said shadow wallets.