Patent ID: 8065209

Claim:
A system for providing a financial product, the system comprising: a database; a processor coupled to the database; and a computer readable medium coupled to the processor and storing a plurality of instructions, which, when executed, cause the processor to provide the financial product, the plurality of instructions comprising: instructions that cause the processor to receive, at a web server of a financial services company, a mortgage application from a customer of the financial services company, wherein the mortgage application includes first information; instructions that cause the processor to retrieve, from the database, second information concerning the customer comprising an amount of an original life insurance policy on the customer; instructions that cause the processor to select from among a plurality of additional financial products of the financial services company, based on the first information and the second information, one or more of the plurality of additional financial products to include in a package, wherein a first one of the additional financial products comprises a life insurance policy; instructions that cause the processor to determine an increase in an amount of the life insurance policy in comparison with the original life insurance policy; and instructions that cause the processor to communicate to the customer an offer to provide the package and a price for the package including the increase in the amount of the life insurance policy.