Patent ID: 7380125

Claim:
An apparatus for secure transmission of a post issuance data from a distribution server to a smart card comprising: a smart card inserted in a card reader; a chip embedded in the smart card and electronically connected to the card reader; a computer connected to the card reader and to the distribution server by a network; a chip relay module in a browser in the memory of the computer; wherein the chip relay module establishes a secure session with the distribution server; wherein the post issuance data is transmitted from the distribution server to the smart card in an XML message that has been provided with a code derived from an issuer's master key; wherein the issuer's master key is obtained from a first hardware security module on a security server by a second hardware security module on the distribution server for the purpose of deriving the code; wherein the issuer's master key is identified using a reference in a chipholder profile; and, wherein when identified the issuer's master key is transmitted securely from the first hardware security module to the second hardware security module.