Patent ID: 8458073

Claim:
A system for assessing risk, comprising: a processor; and a medium that contains instructions that when read by said processor, cause said processor to provide functions of: (a) a user interface to receive requests and customer account information to be stored in a portfolio in a first database; (b) a data integration component that matches a company in said portfolio to a DUNS number, and provides access to at least a second database; (c) a corporate linkage component that, based on said DUNS number, links said company to a related company in a family tree; and (d) a risk assessment manager that: provides application functions, services and portfolio analysis based on said requests; accesses said second database, via said data integration component, to obtain information about said related company; and determines a total investment in accounts receivable for said company and said related company, days sales outstanding for said company and said related company, and a total risk exposure based on said portfolio.