Patent ID: 8538123

Claim:
A method of processing physical currency bills associated with a deposit transaction using a financial institution document processing system having access to a data file associated with the deposit transaction, the data file including a plurality of customer records, each customer record including image data that is reproducible as a visually readable image of at least a portion of a respective physical currency bill associated with the deposit transaction, each customer record further including a respective serial number and a respective denomination, the financial institution document processing system performing acts comprising: receiving physical currency bills associated with the deposit transaction in an input receptacle of the financial institution document processing system; generating image data associated with each of the received physical currency bills associated with the deposit transaction; extracting a respective serial number from the image data for each of the received physical currency bills associated with the deposit transaction; denominating each of the received physical currency bills associated with the deposit transaction; generating a financial institution record for each one of the received physical currency bills associated with the deposit transaction, each financial institution record including a respective one of the extracted serial numbers and a respective denomination; comparing the respective serial numbers and the respective denominations of the plurality of customer records associated with the deposit transaction with the respective serial numbers and the respective denominations of the generated financial institution records associated with the deposit transaction to determine if all physical currency bills associated with the deposit transaction were received in the financial institution document processing system during the act of receiving physical currency bills; determining that a physical currency bill associated with one of the plurality of customer records associated with the deposit transaction was not received during the act of receiving physical currency bills, the physical currency bill associated with the one of the plurality of customer records that was not received being a no-show document; and in response to the determination that the physical currency bill associated with the one of the plurality of customer records was not received, automatically transmitting a charge-back instruction from the financial institution document processing system to an accounting system that maintains a customer financial account, wherein a credit instruction was transmitted to credit the customer financial account for an amount in response to the data file associated with the deposit transaction being received, the charge-back instruction including information associated with the customer financial account and a value associated with the no-show document.