Patent ID: 7155199

Claim:
A system for effecting payments, wherein the system comprises: at least one mobile station comprising: an application, means for using the application, and a removable non-planar external cover module removably attached to said mobile station comprising: a main face, having an upper surface which is exposed when said removal non-planar cover is removably attached to said mobile station; a plurality of wall elements joining said main face at its edge wherein said main face and at least portions of said wall elements define a receivable cavity for receiving said mobile station; and transponder for providing for local data transfer; wherein said system for effecting payments further comprises: at least one payment reception terminal which has a second means for providing local data transfer, said second means for providing local data transfer being coupled to said first means forproviding local data transfer through a wireless interface; and wherein the application comprises means for transferring data between the first means for providing local data transfer and the second means for providing local data transfer through said wireless interface, for registering a payment transaction in the payment reception terminal.