Patent ID: 8571983

Claim:
An apparatus for enabling gift card combination, the apparatus comprising: a memory; a processor; and a module stored in the memory, executable by the processor, and configured to: receive information associated with a first gift card, wherein the first gift card is associated with funds and not points; associate the first gift card with an account; receive information associated with a second gift card, wherein the second gift card is associated with funds and not points, wherein the second gift card is associated with a different merchant from the first gift card; associate the second gift card with the account; enable combining the first gift card and the second gift card into an asset determined by a user of the account based on determining a balance of the first gift card is less than or equal to a predetermined balance and determining a balance of the second gift card is less than or equal to the predetermined balance; and initiate presentation of a comparison of various assets generated based on a combination of the first gift card and the second gift card, wherein the various assets comprise at least two different types of assets.