Patent ID: 8302854

Claim:
A method comprising: (a) operating an automated banking machine to receive from a user of the machine, a financial check needing a legally binding endorsement signature from the user in order to be acceptable to the machine for purposes of carrying out a transaction; (b) operating the machine to receive at least one user input from the user, wherein the at least one user input indicates user agreement to have the machine use at least one facial image of the user as a legally binding electronic signature of the user for purposes of endorsing the check; (c) operating at least one camera of the machine to capture at least one facial image of the user, wherein the at least one facial image includes a visual representation of the user's face; and (d) subsequent to (a)-(c), operating the machine to correlate the check received in (a) with the at least one facial image captured in (c), wherein the at least one facial image is a legally binding electronic signature of the user for purposes of endorsing the check for the transaction, wherein the legally binding electronic signature constitutes a legally binding endorsement signature from the user for the check, wherein the legally binding endorsement signature allows the check to be acceptable to the machine for purposes of carrying out the transaction.