Patent ID: 8595031

Claim:
A computerized method for coordinating payment for healthcare expenses from at least one tax-advantaged account of a participant, comprising a general purpose computer specially programmed to perform the steps of: receiving, using a processor for the specially programmed general purpose computer, information from a provider related to a request from said participant for a healthcare related good or service; reviewing, using the processor, rules related to said at least one tax-advantaged account of said participant, said rules selected from a group consisting of employer plan rules and participant rules; determining, using the processor, availability of funds from said at least one tax-advantaged account of said participant; and deducting, using the processor, at least a portion of a co-payment from said at least one tax-advantaged account of said participant, wherein the participant rules are related to the use of funds, from the at least one tax-advantaged account of the participant, for payment of at least a portion of the healthcare related good or service, wherein the participant rules are modifiable by the participant and are selectable by the participant, wherein the employer plan rules include a designation of healthcare related goods or services allowed under the at least one tax-advantaged account of said participant, wherein the participant rules include a designation of healthcare related goods or services allowed under the at least one tax-advantaged account of said participant, and wherein the participant rules include a maximum payment amount from the at least one tax-advantaged account of said participant.