Patent ID: 8464939

Claim:
A method comprising: accessing personal information of a consumer; storing the personal information of the consumer in one or more storage devices; transmitting to a credit bureau a credit file request including at least some of the personal information; receiving a credit file of the consumer, the credit file comprising information regarding one or more credit cards issued to the consumer; identifying first information in the credit file associated with a first credit card and second information in the credit file associated with a second credit card, wherein the first information comprises at least a first account number and a first issuer associated with the first credit card and the second information comprises at least a second account number and a second issuer associated with the second credit card; storing the first information and the second information; transmitting to a computing device of the consumer a user interface indicating at least some of the first information and the second information; receiving selections from the consumer via the user interface indicating one or more of the first credit card and the second credit card that the consumer would like to cancel; receiving selections from the consumer via the user interface indicating one or more of the first credit card and the second credit card that the consumer would like to have reissued; in response to the consumer selecting the first credit card for cancellation, accessing the stored information for the first credit card and transmitting a first cancellation request including the first account number to the first issuer; in response to the consumer selecting the second credit card for cancellation, accessing the stored information for the second credit card and transmitting a second cancellation request including the second account number to the second issuer; in response to the consumer selecting the first credit card for reissuance, transmitting a first reissuance request to the first issuer; in response to the consumer selecting the second credit card for reissuance, transmitting a second reissuance request to the second issuer; and transmitting a notification to a computing device of the consumer indicating a status of any of the requests transmitted to the first issuer or the second issuer.