Patent ID: 8534564

Claim:
A verification token comprising: a peripheral interface adapted to communicatively couple to a peripheral interface of a mobile communications device; a reader adapted to read identification information from portable consumer devices; a computer-readable medium; a data processor electrically coupled to the peripheral interface of the verification token, the reader, and the computer-readable medium; code embodied on the computer-readable medium that directs the data processor to receive identification information read from a portable consumer device by the reader; code embodied on the computer-readable medium that directs the data processor to communicate with the mobile communications device by way of the peripheral interface; code embodied on the computer-readable medium that directs the data processor to transmit at least a portion of the received identification information to an entity; and code embodied on the computer-readable medium that directs the data processor to receive, after transmitting said identification information, a device verification value from the entity; and wherein the verification token is configured to be located within a housing of the mobile communications device; and further comprising code embodied on the computer-readable medium that directs the data processor to locate a browser web page on the mobile communications device that has a form field for the verification value, and to enter the verification value received from the entity in the form field.