Patent ID: 7418427

Claim:
A method comprising: a) receiving with an automated banking machine at least one first wireless communication signal from a portable wireless device; b) sending through operation of the automated banking machine at least one first network communication signal corresponding to the at least one first wireless communication signal, to at least one server in operative connection with the automated banking machine through a wide area network; c) receiving through operation of the automated banking machine at least one second network communication signal from the at least one server; d) sending through operation of the automated banking machine at least one second wireless communication signal to the portable wireless device corresponding to the at least one second network communication signal; e) receiving through operation of the automated banking machine at least one third wireless communication signal from the portable wireless device, wherein the at least one third wireless communication signal includes data representative of a financial account; f) validating through operation of the automated banking machine that the account is authorized to accept a charge of a usage fee; and g) charging the usage fee to the account responsive to operation of the machine.