Patent ID: 8204830

Claim:
A computer-implemented method for providing multi-regional user access to perform financial transactions, the method comprising: receiving, by at least one front-end processor from a terminal in one of a plurality of regions, instructions for a financial transaction; identifying, by the terminal, a non-local user account type based on a user's input received at the terminal, wherein the account type is non-local when the user is accessing a terminal in a region other than the user's local region; establishing, by the terminal and the front-end processor, a real-time interactive session directly between the user at the terminal and the front-end processor via the common interface; receiving, by the front-end processor via the common interface, an entry by the user of an access code at the terminal; providing verification to the terminal, by the front-end processor, of the access code entered by the user at the terminal; receiving, by the front-end processor via said common interface, a selection by the user at the terminal for a transaction request, wherein the transaction request is selected from a list of transactions common to each of the regions and presented to the user at the terminal by the front-end processor via the common interface; and performing, by the front-end processor via the common interface, the requested transaction for the user at the terminal.