Patent ID: 8359210

Claim:
A computing system implemented process for providing healthcare expense payment recommendations comprising; one or more processors configured to execute instructions comprising: receiving historical financial transaction data of a party, at least a portion of the financial transaction data indicating the party has access to a given healthcare expense account; identifying and categorizing individual ones of financial transactions represented in the financial transaction data, the process being configured to automatically categorize individual financial transactions as either of a healthcare expense transaction, a business transaction, or a personal transaction, wherein the process is further configured to identify a healthcare expense transaction by identifying, within a financial transaction, one or more digit sequences unique to healthcare expense account debit cards and healthcare expense account credit cards used by the party to pay an expense; obtaining data associated with the given healthcare expense account; identifying, of the healthcare expense transactions, a given potentially eligible healthcare expense incurred by the party, the given potentially eligible healthcare expense being potentially eligible for payment using the given healthcare expense account; and prompting the party to encourage the party to consider using the given healthcare expense account to pay the given potentially eligible healthcare expense.