Patent ID: 6985881

Claim:
A computer-implemented method for automated underwriting of a portfolio of segmentable, financial instrument assets using a portfolio valuation system, the portfolio valuation system including a computer coupled to a database, said method comprising the steps of: defining a first set of clusters of assets by common attributes, wherein each defined cluster within the first set of clusters includes assets having common attributes; utilizing the computer to perform analytics that enable a selection of sample assets from each defined cluster within the first set of clusters for valuation purposes; receiving at the computer a value assigned to each of the sample assets which is based on an expert opinion, the value is a monetary amount projected by the expert representing a current purchase price of the corresponding asset; performing an automated underwriting process on each of the sample assets using inferencing algorithms and the expert opinion including determining whether each of the sample assets includes a combination of attributes and includes any additional attributes, analyzing each of the sample assets having a combination of attributes, and reconciling the value assigned to each of the sample assets having a combination of attributes; and generating an adjusted value for each of the sample assets based on the performed underwriting process.