Patent ID: 8781933

Claim:
A method comprising: ordering, by an ordering computer-based system comprising a first computer processor and a first tangible, non-transitory memory, an estimation of a commercial size of spending wallet of a company; identifying, by an estimating computer-based system for estimating the commercial size of spending wallet of the company, spending of the company, wherein the estimating computer-based system comprises a computer processor and a tangible, non-transitory memory; identifying, by the estimating computer-based system, cardable operating expenses of the company from the total operating expenses of the company; estimating, by the estimating computer-based system, the commercial size of spending wallet of the company based on spending of the company and a model of industry spending patterns, wherein the commercial size of spending wallet comprises the company's cost of goods sold plus the cardable operating expenses of the company; and receiving, by the ordering computer-based system, the estimation of the commercial size of spending wallet of the company.