Patent ID: 8924293

Claim:
A method of contactless interfacing for a financial transaction card, comprising: accessing a financial transaction card application on a hand-held computing device for the financial transaction card; receiving identifying information and transaction information on the hand-held computing device; initiating a contactless communication interface between the hand-held computing device and an automated teller machine of a financial institution, wherein initiating the contactless communication interface further comprises aligning the hand-held computing device into a position of substantial alignment with a sensor of the automated teller machine; verifying the financial transaction card by the automated teller machine based at least in part on the identifying information received via the contactless communication interface between the hand-held computing device and the automated teller machine; and communicating the transaction information entered by the user on the hand-held computing device to the automated teller machine via the contactless communication interface, wherein the automated teller machine is programmed to present a sequence of selection screens for a transaction related to the transaction information entered by the user on the hand-held computing device, wherein the hand-held computing device is programmed to skip the presentation of at least some of the selection screens of the sequence, and wherein communicating the transaction information further comprises skipping the presentation of said at least one selection screen of the sequence by the hand-held computing device.