Patent ID: 8412639

Claim:
A computer-implemented method comprising: receiving, by an authorizing computer, an authorization request from a merchant related to a transaction, wherein said authorization request includes an alias identifier and a transaction account identifier, wherein a billing address is determined using said transaction account identifier; authenticating, by said authorizing computer, said alias identifier based upon a stored alias identifier which corresponds to said transaction account identifier; in response to said authenticating failing, authorizing said transaction based upon the billing address and providing, by said authorizing computer, an authorization response to said merchant, and setting a shipping address associated with said transaction to said billing address; in response to said authenticating succeeding: overriding a fraud prevention rule, wherein said fraud prevention rule requires said shipping address to be the same as said billing address; in response to the overriding, assuming by an issuer said fraud risk associated with said transaction, wherein said issuer is associated with a transaction account associated with said transaction account identifier; retrieving, by said authorizing computer, a rule using said stored alias identifier, wherein said rule includes logic for determining a first shipping address; authorizing, by said authorizing computer, said transaction at least partially based upon at least one of: said authenticating said alias identifier or said rule; determining, by said authorizing computer and based upon said rule, a first shipping address corresponding to said stored alias identifier, wherein said first shipping address is different from said billing address; providing, by said authorizing computer, an authorization response to said merchant; and, providing, by said authorizing computer, said first shipping address to at least one of said merchant and a third party shipper.