Patent ID: 8504462

Claim:
A financial computing tool, comprising: a microprocessor coupled with a memory, an input, and an output; wherein said memory receives user data, home value data, portfolio data, and performance data; wherein said microprocessor determines available funds for at least one of a reverse mortgage and a home equity line of credit in response to said user data and said home value data stored in said memory; wherein said memory receives said available funds data; wherein said microprocessor determines at least one desired funding source in response to said portfolio data, said performance data, and said available funds data stored in said memory; wherein said memory receives said at least one desired funding source data; wherein said microprocessor determines an advised amount of funding to withdraw from each of the portfolios associated with said portfolio data and at least one of said reverse mortgage and said home equity line of credit; and wherein said memory receives said advised amount of funding to withdraw data.