Patent ID: 7792749

Claim:
A method, comprising: executing computer-implemented instructions performed by one or more processors for: receiving, by a bill presentment and payment central clearinghouse, a request that is not associated with electronic bill presentment, the request comprising information identifying a payee of a payor, and the request comprising one of (i) a payment request or (ii) a request to add the payee to a pick list associated with the payor, wherein the payor has not previously activated electronic bill presentment from the payee through the clearinghouse; accessing, from at least one database by the clearinghouse utilizing at least a portion of the received information identifying the payee, stored billing information; identifying, by the clearinghouse from the accessed billing information, a bill presentment information associated with the payee; generating, by the clearinghouse, a notification of the identified bill presentment information associated with the payee; and transmitting, by the clearinghouse to the payor, the generated notification.