Patent ID: 8005752

Claim:
A computing system comprising: a processor; and a computer readable medium storing machine-executable instructions including one or more modules configured for execution by the processor in order to cause the computing system to: automatically retrieve, from computer storage, customer information, first financial terms that a customer has for a first vehicle, and first vehicle information; determine a second vehicle that is comparable to the first vehicle; automatically retrieve, from computer storage, second vehicle information for the second vehicle and second financial terms available to the customer for the second vehicle; periodically automatically retrieve changed information that comprises at least one of changed retrieved information associated with the customer information, the first financial terms that the customer has for the first vehicle, the first vehicle information, the second vehicle, or the second financial terms available to the customer for the second vehicle; if it is determined that the changed retrieved information may affect whether it is favorable for the customer to replace a first vehicle and first financial terms with a second vehicle and second financial terms: automatically calculate a new payment based on the first financial terms and the second financial terms; automatically determine if the new payment satisfies at least a first alert parameter based at least in part on the first financial terms and the second financial terms; automatically generate an alert if it is determined that the new payment satisfies the alert parameter; and transmit the alert to a dealer.