Patent ID: 8515819

Claim:
A system for enabling the identifying of products and services on-line based on a user budget comprising: a server including at least non-transitory computer-readable media, the non-transitory computer readable media storing computer executable instructions comprising: a budget-generating software module configured to generate a budget based on personal financial information provided by a user and configured to update the budget based on at least one user on-line purchase, the at least one user on-line purchase is in at least one first budget category; a search criteria-generating software module configured to generate search criteria based on the budget and product criteria provided by the user; and a search results processing software module configured to process returned search results from an on-line search engine to generate purchase recommendations for the user based on the budget and the product criteria, wherein the update to the budget based on the at least one user on-line purchase can include one or more adjustments to at least one second category.