Patent ID: 6879965

Claim:
A method for managing a user online financial transaction at a destination e-commerce web site, comprising: logging in the user to a destination e-commerce web site; transmitting an activation command to a financial institution processing financial transactions for activating a reusable, pre-existing, unaltered and permanent credit or debit card account number of the user while the user is logged into the destination e-commerce web site; submitting a charge request including the reusable, pre-existing, unaltered and permanent credit or debit card account number to the financial institution via the destination e-commerce web site while the reusable, pre-existing, unaltered and permanent credit or debit card account number is in the activated status; and transmitting a de-activation command to the financial institution for de-activating the reusable, pre-existing, unaltered and permanent credit or debit card account number, wherein the financial institution only accepts and processes charge requests received from e-commerce web sites while the reusable, pre-existing, unaltered and permanent credit or debit card account number is in the activated status and wherein the financial institution declines charge requests while the reusable, pre-existing, unaltered and permanent credit or debit card account number is in the de-activated status.