Patent ID: 7321870

Claim:
A computer implemented method for providing personalized financial services to a client, the computer implemented method comprising the steps of: (a) receiving client data from the client comprising at least one client goal and a client portfolio at a depository; (b) assessing the client portfolio based at least in part on the client goal; (c) assigning a plurality of services to a plurality of service provider groups, further comprising the steps of: (i) determining whether each service is needed by the client on a frequent basis; (ii) determining whether a level of value to the client is above a predetermined level; and (iii) categorizing the plurality of services into a core service provider group, an affiliated service provider group and a non-affiliated service provider group, wherein the step of categorizing is based at least in part on the steps of determining wherein the steps of assessing and assigning are performed at a server; and (d) providing services in a hierarchical manner from the core service provider group, the affiliated service provider group and the non-affiliated service provider group in response to the received client data through a display.