Patent ID: RE39817

Claim:
A gaming device wherein a play generates one of multiple possible outcomes, the device comprising: a wager selector indicating a wager; a memory device storing a first set of data correlating possible outcomes to a first set of payout information and a second set of data correlating possible outcomes to a second set of payout information, said second set of data being structured such that the statistical likelihood of generated any winning outcome is greater than the statistical likelihood of generating any losing outcome; selector means for selecting either of said first set of data or said second set of data; an insurance selector; a random number generator for generating a random number; said memory device also storing a third set of data correlating possible outcomes to insurance payout information; and a processor coupled to said random number generator, said memory device, said payout selector and said insurance selector, said processor configured to access said insurance payout information based on said random number and said insurance selector.