Patent ID: 8527298

Claim:
A method of facilitating payment of health care benefits to a health care provider comprising: identifying the healthcare provider that renders goods and services in anticipation of payment; identifying a payer that has agreed to pay the healthcare provider on behalf of a patient subject to preselected conditions; determining with computer hardware comprising one or more computer processors, a payment amount with one or more computer processors associated with the goods or services wherein determining the payment amount comprises: selecting at least one fee schedule from multiple fee schedules based at least in part on the provider identification information; and calculating the payment amount based at least in part on the selected fee schedule; verifying that the payment amount is a bona fide medical expense; sending the verification of the payment amount to an account associated with the patient; approving, the payment amount only when the verification of the payment amount has been received; and transmitting a copy of the payment amount to the health care provider.