Patent ID: 8571985

Claim:
A system for reconciling merchants of record in a mobile wallet feature, the system comprising: a computer apparatus including a processor and a memory; and a merchant identification software module stored in the memory, comprising executable instructions that when executed by the processor cause the processor to: receive transaction data comprising identification data of an unrecorded merchant that is a party to one or more transactions from a mobile device that is in communication with the system, the identification data comprising quick response code associated with the unrecorded merchant or an image of a logo associated with the unrecorded merchant; identify mobile payments based on the transaction data, the mobile payments comprising a merchant of record, wherein the merchant of record comprises a provider of the mobile wallet feature, and wherein the merchant of record is not a party to the one or more transactions; compare the mobile payments and the quick response code or the image of the logo of the unrecorded-merchant; match the quick response code or the image of the logo with at least one payment of the mobile payments in response to the comparison of the mobile payments and the quick response code or the image of the logo; identify the unrecorded merchant based on the quick response code or the image of the logo; and replace the merchant of record with the identified unrecorded merchant in a notification of the mobile payments.