Patent ID: 8370178

Claim:
A system for providing a price to insure personal property, said system comprising: a processor; a computer-readable medium coupled to the processor and storing a plurality of instructions, which, when executed, cause the processor to provide the price to insure the personal property, the plurality of instructions comprising: instructions that cause the processor to display a plurality of categories of personal property; instructions that cause the processor to receive, from a user, a selection of at least one category of the plurality of categories of personal property; instructions that cause the processor to receive, from the user, an indication of value of personal property to be insured in the at least one category of the plurality of categories of personal property; instructions that cause the processor to consult a database of policyholders; instructions that cause the processor to determine, based on said database, that said user has a homeowner's insurance policy with an organization that is being requested to issue personal property insurance on said personal property; instructions that cause the processor to retrieve location information associated with said user from data associated with said homeowner's insurance policy; instructions that cause the processor to provide, to said user, the price to insure said personal property based on said indication of value and on said location information; and instructions that cause the processor to communicate, to said user, an explanation of a difference between insuring said personal property though said homeowner's insurance policy and insuring said personal property though a personal property insurance policy.