Patent ID: 8265953

Claim:
A computerized method for calculating and displaying to a computer user anticipated out-of-pocket pharmacy costs under at least one Medicare Part D pharmacy benefit plan, comprising: a) receiving at a server from said computer user prescription data for a plurality of drugs, said prescription data comprising a drug identifier and a number of fills during a plan period; b) defining at said server a schedule for purchasing said drugs, said schedule comprising: 1) for each month of said plan period, drug fills assigned to said month; and 2) a number of drug fills for one month that differs from a number of drug fills for another month; c) calculating at said server an anticipated out-of-pocket cost for each drug fill according to said schedule of drug fill assignments wherein calculating an anticipated out-of-pocket cost for each drug fill comprises: i) applying simulated adjudication to each drug fill to determine a cost for said drug fill under said at least one Medicare Part D pharmacy benefit plan according to said schedule; ii) identifying at least one Medicare Part D stage applicable to said drug fill; iii) determining an anticipated out-of-pocket cost for said drug fill according to each applicable Medicare Part D stage; iv) storing data for said anticipated out-of-pocket cost for said drug fill according to said assignments; v) repeating steps i-iv for each drug fill; and d) generating at said server for display to said computer user anticipated out-of-pocket costs for said plan period according to said schedule by: i) presenting for each applicable month of said plan period an anticipated out-of-pocket cost for each drug fill assigned to said month; and ii) presenting in association with each applicable month an indicator of whether more than one Medicare Part D stage is applicable to said month.