Patent ID: 7376583

Claim:
A device comprising: a processor; a memory; an input; a display; a microphone; a speaker; a first transmitter for transmitting voice and data via a first radio frequency, wherein said first radio frequency comprises a cellular frequency; a second transmitter, wherein said second transmitter is a short range transmitter for transmitting at least data via a second radio frequency; a third transmitter comprised of a transponder; and a portable housing that contains said processor, said memory, said input, said display, said microphone, said speaker, said first transmitter, said second transmitter, and said third transmitter, wherein said device comprises a portable cellular telephone and wherein, when said device is used to make a remote purchase transaction at a first point of sale terminal that is located remotely from said device, said first transmitter transmits identifying information, for use in processing said remote purchase transaction, at said cellular frequency to at least one of said first point of sale terminal and a processor associated with said first point of sale terminal and wherein, when said device is used to make a local purchase transaction at a second point of sale terminal that is located in physical proximity to said device and said second transmitter of said device is within a transmission range of said second point of sale terminal, said second transmitter wirelessly transmits identifying data, for use in making said local purchase transaction at said second point of sale terminal, via a short range wireless transmission at said second frequency to said second point of sale terminal and wherein, when said device is used to make a local buying transaction at a third point of sale terminal that is located in close physical proximity to said device and said device is in the presence of a field generated by said third point of sale terminal, said transponder, in response to the presence of the generated field, is stimulated and automatically transmits an identifier to said third point of sale terminal for use in making said buying transaction at said third point of sale terminal.