Patent ID: 8474707

Claim:
A method comprising: (a) operating a mobile phone to initiate a cash withdrawal transaction requiring an automated banking machine that includes a cash dispenser operable to dispense cash, wherein the machine is operable responsive at least in part to data read from data bearing records, wherein the machine includes a user data reader, wherein the user data reader is operable to read user data that is usable to identify a financial account, wherein the machine is operable to carry out a cash dispense transaction involving a financial account for an authorized user of the machine, responsive at least in part to computer-determined correspondence between user data read by the at least one reader and the financial account, wherein the machine includes at least one display comprising a display screen, wherein the operating includes receiving at least one user input with the mobile phone, wherein the at least one user input indicates: a personal identification number (PIN), a financial account, and a requested cash amount; (b) subsequent to (a), operating the mobile phone to wirelessly communicate user data to a transaction system associated with the machine, wherein the user data includes at least data corresponding to the financial account, and data corresponding to the requested cash amount; (c) operating the mobile phone during the cash withdrawal transaction, to cause a camera of the mobile phone to capture a barcode displayed on a display screen of the at least one display, wherein the barcode includes an identifier of the machine, wherein capture of the barcode with the mobile phone is operative to at least partly cause the cash dispenser to dispense an amount of cash corresponding to the requested cash amount; and (d) operating the mobile phone to wirelessly receive data associated with the cash withdrawal transaction.