Patent ID: 8504471

Claim:
A system for facilitating, by a lender, a property owner's purchase of an electricity-generating solar power system, the system comprising: a computer comprising at least one processor and associated memory, wherein the computer is programmed to: receive data describing a retail price of the solar power system, data describing a government incentive payment for the purchase of the solar power system, and data describing a discount from the retail price; determine a payment amount to be paid by the lender for the solar power system, wherein the payment amount is based on a plurality of factors comprising the retail price of the solar power system, the government incentive payment for purchase of the solar power system, and the discount from the retail price; receive a reading from a solar system meter, the solar system meter in communication with the solar power system installed at a property owned by the property owner, wherein the reading indicates an amount of electricity generated by the solar power system, and wherein the lender owns a first property interest in the solar power system; determine whether a contract time period has expired, wherein determining whether the contract time period has expired comprises comparing a cumulative price of electricity generated by the solar power system and sold by the lender to the payment amount, wherein the contract time period is defined by an agreement between at least the property owner and the lender, and wherein, according to terms of the agreement in exchange for the payment amount, the lender owns and is to sell at least a portion of the electricity generated by the solar power system; when the contract time period has not expired, determine a portion of the amount of electricity generated by the solar power system that is owned by the lender, wherein the determining the portion of the amount of electricity generated by the solar power system that is owned by the lender comprises considering the terms of the agreement; and determine a price for the portion of the amount of electricity generated by the solar power system considering the reading and a price per unit of electricity.