Patent ID: 8170932

Claim:
A computer-implemented transaction management system, the system comprising: a processor and program logic stored in memory and executable by the processor, the program logic comprising: account management logic configured to manage bank accounts respectively associated with a plurality of account holders at a bank, the account management logic configured to process transactions for the bank accounts, the transactions including credit card transactions and check transactions; interface logic configured to connect the transaction management system to computer systems associated with the plurality of account holders by way of an Internet, the interface logic providing the plurality of account holders with web access to an on-line banking area of the bank, the interface logic further configured to provide a display of a plurality of categories including merchant categories and payment method categories via the on-line banking area of the bank, wherein the transactions are categorized into the plurality of categories; provide a first link via the on-line banking area of the bank, the first link being selectable to enable an account holder to categorize at least one of the transactions; and provide the account holder with at least one second link via the on-line banking area of the bank, the at least one second link being selectable to direct the account holder to financial tools available through the on line banking area of the_bank, the at least one second link being selected for display by the interface logic from a plurality of available links based on at least one customization criteria.