Patent ID: 8117458

Claim:
A method for authenticating a user comprising the following steps of: generating a one-time password by generating an authenticating reference code that is displayed in a dynamic graphical arrangement of at least two images wherein each image has a corresponding access code that is displayed to the user, wherein the dynamic graphical arrangement of images comprises: at least one image selected from an authenticating category of graphical images, wherein the authenticating category of graphical images is preselected by the user from a plurality of different image categories and the specific image for each category is chosen randomly from a plurality of images for the specific category, and at least one image selected from a non-authenticating category of graphical images; presenting the dynamic graphical arrangement of images to a user; receiving as input from the user one or more access codes corresponding to images from the authenticating category of graphical images; and comparing the one or more access codes received from the user to the authenticating reference code to authenticate the user.