Patent ID: 7890404

Claim:
A peer to peer server system for executing a cash payment via a computer network, the system comprising: the computer network communicating with a memory; the memory communicating with a processor; and the processor, when executing a computer program, is configured to: debit a financial instrument associated with an account of a payor specified by a payor computing device, wherein the payor computing device and the peer to peer server system are in communication according to a native format of the peer to peer server system; and send a payment request to a cash payment server, wherein the payment request is associated with a transaction between the payor and the payee; and wherein the cash payment server is operative to: select a automated teller machine control server native format from a plurality of automated teller machine control server native formats based on a data code, wherein each automated teller machine control server native format defines an arrangement of data to enable communications between the cash payment server and a predetermined automated teller machine control server, translate the payment request into the automated teller machine control server native format, and transmit the payment request to an automated teller machine control server associated with the automated teller machine control server native format.