Patent ID: 8418916

Claim:
At least one article including instructions executable in at least one processor of a mobile phone that includes a camera, wherein the instructions include check deposit programming affiliated with a bank entity, wherein the programming allows a customer having an account with the bank entity to use the mobile phone to carry out a check deposit transaction method that comprises: (a) operating the mobile phone to capture at least one image of a prepared financial check which indicates a check amount; (b) operating the mobile phone to receive a manually inputted value corresponding to the check amount; and (c) operating the mobile phone to wirelessly send transaction data to a computer system of the bank entity, wherein the transaction data includes bank customer data, wherein the bank customer data includes account data corresponding to the account, wherein the bank customer data includes customer verification data which allows the customer to carry out the check deposit transaction on the account, wherein the transaction data includes deposit data, wherein the deposit data includes the at least one image captured in (a), wherein the deposit data includes the value received in (b), wherein the transaction data causes the bank entity to deposit a cash value corresponding to the check amount into the account.