Patent ID: 8131614

Claim:
A method for evaluating the business prospects of a company, comprising: identifying businesses that are potential marketing targets; modeling, by a computer-based system for evaluation of the business prospects of a company, the computer-based system comprising a computer processor and a tangible memory, industry spending patterns using individual corporate data and aggregate corporate data, including financial statement data, wherein the modeling comprises: identifying the cost of goods sold and operating expenses from at least one of the individual corporate data and the aggregate corporate data; at least one of identifying the cardable operating expenses from the operating expenses and identifying a cardable operating expenses ratio from aggregate corporate data; at least one of summing the cardable operating expenses with the cost of goods sold and summing the cost of goods sold with the product of operating expenses and the cardable operating expenses ratio; for each identified business, estimating, by the computer-based system, a commercial size of spending wallet of the business based on, at least, known financial statement data of the business, total known business spending of the business, and the model of industry spending patterns, wherein the commercial size of spending wallet is the total cardable business spending of the business and wherein the model of industry spending patterns is used to infer financial statement data and spending data that is not known; and rating, by the computer-based system, each business based on, at least, the commercial size of spending wallet of the business.