Patent ID: 7647244

Claim:
A method comprising the steps of: receiving payment from an intermediate purchaser for at least one certificate for an online product of a vendor, each of the at least one certificate having an average first price, said certificate comprising an authorization code having at least one characteristic that identifies said intermediate purchaser; providing said certificate in a physical form to said intermediate purchaser; receiving, by a computing system connected to a computing network, entry of said authorization code on a web site via which said online product can be obtained, wherein said authorization code is entered on said web site by a user that bought from said intermediate purchaser one of the at least one certificate at a second price that is greater than the first price; determining the identity of said intermediate purchaser from the authorization code received from said user; and upon granting authorization access to said user in response to entry of said authorization code, generating, by the computing system connected to the computing network, an on-line memorial for a deceased person.