Patent ID: 7882024

Claim:
A method comprising: receiving at a computer a consumer inquiry regarding financing including an input of the financial transaction type and a selection of potential lenders, the selection of potential lenders including a selection of a first potential lender and a selection of a second potential lender; accessing with the computer a database that is configured to store at least first required information fields and optionally first optional information fields corresponding to the first potential lender and second required information fields and optionally second optional information fields corresponding to the second potential lender; determining with the computer the first required information fields, first optional informational fields, second required information fields and second optional information fields for the input financial transaction type and the selection of potential lenders; generating with the computer a dynamic credit application in response to the consumer inquiry, the dynamic credit application including at least the determined first and second required information fields; receiving at the computer credit information from the consumer corresponding to the first and second required information fields generating a first credit application for the first potential lender based on the received credit information, the first credit application including at least the first required information fields; and generating a second credit application for the second potential lender based on the received credit information, the second credit application including at least the second required information fields.