Patent ID: 7769664

Claim:
An investment system, comprising a processor operable to execute instructions contained in computer program code and at least one computer readable medium including one or more processor readable storage devices having processor readable code embodied on said processor readable storage devices, said processor readable code for programming one or more processors for implementing: a plurality of combination investment portfolio products, a plurality of target risk profiles, at least one non-guaranteed investment portion associated with at least one investment portfolio product; at least one guaranteed investment portion per combination investment portfolio product wherein said guaranteed and non-guaranteed investment portions comprise a fixed allocation combination investment portfolio product and wherein said at least one of the guaranteed investment portions is comprised of one or more annuities and wherein said one or more annuities includes at least one equity indexed annuity; and a reset code module for providing a reset function such that the processor calculates a time based investment performance for displaying on the input/output module, said reset code module further controlling one or more of the following items selected from the group consisting of the guaranteed principal amount, the guaranteed investment, the non-guaranteed investment, or a payout period wherein the user changes the parameters of the system.