Patent ID: 7959067

Claim:
A method comprising: (a) reading indicia on a user card through operation of a card reader of a cash dispensing automated banking machine, wherein the indicia corresponds to a financial account, wherein the automated banking machine is located in a gaming establishment, wherein the automated banking machine includes at least one code reader, a cash dispenser, and at least one display, wherein the automated banking machine is associated with at least one computer that is operable to both access a particular cash amount from data in at least one data store, wherein the particular cash amount is a predetermined amount, and determine whether a cash worth is less than the predetermined amount; (b) operating the automated banking machine to dispense cash to a user of the automated banking machine and to cause a charge corresponding to the dispensed cash to be assessed to the financial account; (c) reading a code bearing item corresponding to a gaming value associated with the gaming establishment, through operation of the at least one code reader; and (d) subsequent to each of a determination of cash worth of the gaming value, and accessing by the at least one computer of the predetermined amount from the at least one data store, and a determination by the at least one computer of whether the cash worth is greater than the predetermined amount, operating the automated banking machine, wherein the automated banking machine is configured to dispense an amount of cash corresponding to at least a portion of the cash worth, responsive at least in part to a determination by the at least one computer that the cash worth is less than the predetermined amount, wherein the automated banking machine is configured to display at least one user instruction to request redemption of the gaming value at least one different gaming value redeeming location in the gaming establishment, wherein the at least one user instruction includes directions to a cashier location, responsive at least in part to a determination by the at least one computer that the cash worth is greater than the predetermined amount, to either (di) dispense an amount of cash corresponding to at least a portion of the cash worth, responsive at least in part to a determination by the at least one computer that the cash worth is less than the predetermined amount, or (dii) display at least one user instruction to request redemption of the gaming value at least one different gaming value redeeming location in the gaming establishment, responsive at least in part to a determination by the at least one computer that the cash worth is greater than the predetermined amount, wherein the at least one user instruction includes directions to a cashier location.