Patent ID: 8016201

Claim:
A biometric sample data receiver, comprising: a database configured to associate registered biometric sample data with a radio frequency (RF) device identification code; and a communications device configured to receive a transaction request from an RF device, wherein the transaction request is configured to comprise a transaction value, transaction biometric sample data, a reload protocol update request, and the RF device identification code, wherein the transaction request is configured to be authorized, in response to the transaction biometric sample data substantially matching the registered biometric sample data, and wherein the transaction value is configured to be deducted from a preloaded value data file associated with the RF device identification code; wherein a reload protocol data file is configured to be associated with the device identification code, wherein the reload protocol data file is configured to comprise a reload criteria, wherein the preloaded value data file is configured to be updated in accordance with the reload protocol data file, and wherein the reload criteria is configured to be updated in accordance with the reload protocol update request.