Patent ID: 8073714

Claim:
A computer-implemented method comprising: automatically and periodically accessing current client information from one or more sources, the client information comprising a current financial state; storing the client information including the current financial state, wherein the current financial state comprises one or more financial parameters and one or more insurance parameters; receiving from a user a selection to to view a financial impact of an insurance need on the current financial state when the insurance need is triggered; receiving changes to the one or more insurance parameters from the user corresponding to the insurance need; calculating, by a computer, a modified version of the current financial state, wherein the modified version of the current financial state reflects a financial change in the current financial state that occurs when the insurance need is triggered and wherein the financial change includes increasing or decreasing one or more values of the one or more financial parameters by applying the one or more changed insurance parameters to the to the one or more financial parameters; and in response to the selection from the user to view the financial impact of the insurance need, presenting an interactive interface comprising the current financial state and the modified version of the current financial state.