Patent ID: 8271307

Claim:
A computer-implemented method for providing a graphical user interface for insuring a default of debts specified in financial instruments, comprising: establishing by a computer system of an insurer a capital structure within a computer memory, wherein the capital structure is designed to minimize financial risk and includes an insuring debt related to an insured debt of a debtor based on an insured debt amount representing at least a proportion of the insured debt; allocating a first loss class and a second loss class for an insuring trust; simulating the capital structure, including a payment payable from the insuring debt to a first class holder in the first class, wherein the first class holder is entitled to the payment based on a debt to the first class holder of an insuring fund of the insuring trust, and wherein the insuring fund is for insuring an obligation to make payments for the insured debt; and providing an interactive user interface configured to provide a simulation of the capital structure including an insuring scenario based on inputs for the capital structure, and wherein the user interface provides a mechanism to change the inputs thereby changing the insuring scenario.