Patent ID: 8744932

Claim:
A computer based system comprising: at least one processor; and at least one memory storing computer executable instructions, wherein execution of said computer executable instructions by said processor causes the system to at least perform: first determining a first amount of currency corresponding to all ten and twenty dollar bills held by an institution at a time of a business day, wherein a processing device of said computer based system continuously monitors and tracks transactions related to said ten and twenty dollars bills throughout said business day; subtracting a second amount of currency, corresponding to a minimum vault holding requirement of said ten and twenty dollar bills, from said first amount to yield a third amount for transfer to a custodial inventory vault of said institution at said time of said business day; and second determining a predetermined fourth amount of currency for transfer to said custodial inventory vault at said time of said business day, wherein said predetermined fourth amount is chosen to minimize an occurrence of an ending cash balance of all ten and twenty dollar bills of said institution to be less than said second amount, and wherein a total amount transferred to said custodial inventory vault for said business day equals a sum of said third amount and said fourth amount.