Patent ID: 8250662

Claim:
A system for provisioning a secure element on a mobile device, comprising: a first trusted service manager associated with a credit card; a second trusted service manager associated with a wireless service provider; and a mobile device having a secure element to hold the credit card and an over-the-air client to communicate wirelessly with the first trusted service manager and the second trusted service manager, wherein the second trusted service manager receives a provisioning service request from the first trusted service manager, validates that the provisioning service request originates from the first trusted service manager and that the first trusted service manager is authorized to conduct provisioning on the mobile device based on an exchange of shared secrets or security tokens, receives a request from the over-the-air client over a secure connection established between the secure element and the second trusted service manager, transmits a command over the secure connection to the over-the-air client in response to the request, the command relating to at least a portion of the service identified in the provisioning request, receives a command result over the secure connection from the over-the-air client, and closes the secure connection.