Patent ID: 8116730

Claim:
A method implemented on a data processing system, the method comprising: receiving a payment request at a server computer, the payment request including a first telephone number; communicating with a mobile phone at the first telephone number for confirmation of the payment request, prior to the communicating with a mobile phone at a second telephone number for approval of the payment request, wherein the communicating with the mobile phone at the first telephone number comprises receiving a confirmation message from the mobile phone at the first telephone number; identifying the second telephone number based on data stored in a database connected to the server computer, the data associating the first telephone number with the second telephone number; communicating with the mobile phone at the second telephone number for approval of the payment request, wherein the communicating with the mobile phone at the second telephone number comprises forwarding at least a portion of the confirmation message to the mobile phone at the second telephone number; and in response to the payment request being approved via the mobile phone at the second telephone number, processing the payment request using funds collected via the second telephone number, including collecting funds from an account associated with the second telephone number to process the payment response, after the payment request is approved via the mobile phone at the second telephone number.