Patent ID: 8010412

Claim:
A networked computer system for managing commercial interactions, comprising: a network; at least one data source; and at least one server operatively coupled to the network and the at least one data source, the server including a processor and memory storing instructions that, in response to receiving a request for access to a service, cause the processor to: assemble information into bundles, wherein each bundle comprises a data element, a data element reference and meta data describing the data element, wherein each data element remains resident on a node of associated with a data owner in the network, issue periodically bundle version identifying signals to the different nodes of the network indicating changes to the data elements, distribute the meta data and the data element reference from the bundles through the network, and distribute copies of the data elements in the bundles from the network node of their respective data owners to the network nodes of accessors, following selection of the data elements by the accessors using the meta data and the data element reference distributed through the network.