Patent ID: 7680738

Claim:
A system for executing a cash payment via a computer network, the system comprising: a peer to peer server operative to: receive a payment request from a payor computing device over the computer network, the payment request being associated with a transaction between the payor and a payee and including a data code indicating an automated teller machine control server native format, and debit a financial instrument associated with an account of the payor specified by a user of the payor computing device, wherein the payor computing device and the peer to peer server are in communication according to a native format of the peer to peer server; and a cash payment server operative to: receive the payment request from the peer to peer server, select the automated teller machine control server native format from a plurality of automated teller machine control server native formats based on the data code, wherein each automated teller machine control server native format defines an arrangement of data to enable communications between the cash payment server and a predetermined automated teller machine control server, translate the payment request into the automated teller machine control server native format, and transmit the payment request to an automated teller machine control server associated with the automated teller machine control server native format; the automated teller machine control server being operative to: generate payment instructions and a personal identification number code, and transmit the payment instructions and the personal identification number code to an automated teller machine to enable the automated teller machine to dispense the payment to the payee upon receipt of the personal identification number code by the payee in satisfaction of the transaction.