Patent ID: 7739193

Claim:
A computer-readable medium having embodied thereon a computer program having a financial component including instructions that, when executed, perform operations comprising: providing a graphical user interface generated by a financial component, the financial component including a financial data store and a third-party payment system data store wherein: the financial data store includes information about payable items owed by a particular business entity, the third-party payment system data store includes data about a third-party on-line payment system capable of processing payments made by the particular business entity, the third-party payment system data store is accessible to the financial component and is not accessible by a third-party on-line payment system, the graphical user interface being operable to receive user input specifying payments to be made by the particular business entity, each payment identifying a payee and a payment method to be used to make the payment, and the financial component configured to generate a payment to be made by the particular business entity using a third-party on-line payment system and to generate a payment to be made by the particular business entity using a payment method that does not involve a third-party on-line payment system; making a determination as to whether any of the specified payments involve a payment method using a third-party on-line payment system that is separate from the financial component; and in response to a determination that a specified payment involves a payment method using a third-party on-line payment system, accessing the third-party payment system data store to retrieve identifying information about a third-party payment system to be used for a specified payment involving a payment method using a third-party on-line payment system that is separate from the financial component, and sending to the third-party on-line payment system, based on the accessed identifying information about the third-party payment system to be used for the specified payment involving, a message including payment information for specified payments to be paid by the third-party on-line payment system such that the third-party on-line payment system is able to process the specified payments based on information in the message and without receiving further direct user input.