Patent ID: 7447494

Claim:
A secure wireless authorization system to enable a user to communicate with an authorization server by way of a secure wireless connection to authorize a particular action associated with a request for authorization initiated by a remote entity and processed by the authorization server, said system comprising: an authorization server linked to the remote entity by means of a communications connection; a wireless device of the user to enable the user to send to and receive from said authorization server the request for authorization and to provide to said authorization server a secure authorization in response to the request for authorization processed by the authorization server in order to cause the remote entity to take the particular action, said wireless device adapted to securely store means for encryption, means to create said secure authorization, and means to establish the secure wireless connection depending upon the request for authorization and the stored encryption means; and a secure wireless connection initiated by the wireless device of the user to the authorization server or by the authorization server to the wireless device of the user over which to transmit said secure authorization from said wireless device to said authorization server, wherein the secure wireless connection between the wireless device of the user and the authorization server and the communication connection linking the authorization server with the remote entity are operated independently of one another, and wherein the user authorizes a remote entity transaction request for completing the particular action in real time by means of said wireless authorization system according to a method comprising the steps of: sending the remote entity transaction request from the remote entity to said authorization server by way of said communications connection; pre-processing the remote entity transaction request at the authorization server to identify at least the user, the nature of the particular action to be authorized, and whether the user is qualified to authorize the action; sending an authorization request from said authorization server to the wireless device of the user via said secure wireless connection following the transaction request sent to said authorization server by the remote entity and the pre-processing by the authorization server; sending the user's response from the user's wireless device to said authorization server via said secure wireless connection; executing the request by said authorization server if an approval response from the user is received; and sending a confirmation following the user's response from said authorization server to the remote entity.