Patent ID: 7306141

Claim:
A method for distributing a reward, comprising: associating by a financial institution an RFID tag with an individual account, the financial institution and at least one organization, wherein a tagholder is the holder of the individual account, wherein further the financial institution comprises one or more host computers; aggregating by the financial institution purchase amounts for purchases made from a plurality of merchants using the individual account as a payment source; determining by the financial institution if any of the purchases that were made using the individual account as a payment source were made by presenting the RFID tag to merchants; aggregating by the financial institution purchase amounts for purchases made from a plurality of merchants by presenting the RFID tag to merchants; calculating by a host computer a reward based at least in part on RFID tag usage; and attributing by the financial institution the reward to an account associated with the at least one organization, wherein the organization comprises a business organization, a trade organization, a political party, a religious organization, an athletic organization, a professional society, an educational organization, a charitable organization a fund-raising organization, or a governmental organization, or combinations thereof.