Patent ID: 8666786

Claim:
A method of notifying parties as insurance exposure is incurred comprising the steps of: maintaining a communication portal for a provider which receives information from representatives of policy holders; sending information from the policy holder to the provider, with the information providing evidence of exposure to the provider related to one of activities and potential activities of the policy holder through the communication portal relative to a current policy; automatedly evaluating the information relative to baseline information related to an insurance policy of the policy holder with a computer processor to evaluate if additional exposure is incurred; and outputting output to at least the provider instances of possible increased exposure for the current policy; wherein the information is selected from the group of contracts having at least one third party other than the policy holder and insurance company as a contractual party and payroll information, and if at least one contract is provided, automatedly requesting at least one of insurance information of a third party, and if at least one payroll entry is provided, evaluating the classification of the employee relative to a baseline classification for the employee.