Patent ID: 8413891

Claim:
A computer implemented method performed by at least one banking computer system based on instructions embodied on at least one computer readable medium for facilitating a single instance banking transaction, comprising receiving a banking transaction request from a banking account, holder at a first banking computer system, the request including at least an account identification and transaction information detailing at least one banking transaction to be performed; queuing the at least one banking transaction to be performed in a transaction queue without performing the at least one banking transaction described by the transaction request; generating a single instance banking transaction indicia; associating the single instance banking indicia with each of the at least one transaction within the transaction queue that are correlated to the banking transaction request; providing the single instance banking transaction indicia to the banking account holder; receiving the single instance banking transaction indicia at a second banking computer system; and performing each of the at least one banking transactions in the transaction queue that are associated with the single instance banking indicia based on the receipt of the single instance banking transaction indicia using hardware of the second banking computer system.