Patent ID: 8280776

Claim:
A method for processing financial transaction data in a computing system including a processor and a storage area, the method comprising: receiving an authorization request generated as a result of a transaction by a purchaser at a point of purchase, wherein the authorization request includes a purchaser identifier, a transaction amount, and information identifying the point of purchase; determining a processing rule to apply to the authorization request based on the purchaser identifier, wherein the processing rule defines one or more conditions and an associated action, and wherein the associated action includes the generation of a transaction indication message for transmittal to a mobile device associated with the purchaser identifier, the transaction indication message including information about the transaction and specifying a response from the mobile device; evaluating the processing rule by applying the one or more conditions defined by the processing rule to information in the authorization request or customer information associated with the purchaser identifier; and when the processing rule is satisfied, executing the associated action and transmitting the transaction indication message to the purchaser.