Patent ID: 8595133

Claim:
A method comprising: monitoring, by a computer system for paying a transaction amount, transaction information at a point of sale device, the transaction information comprises a transaction account used to pay for a completed payment transaction and the transaction amount, wherein the computer system comprises a memory, a processor and a network interface; displaying, by the computer system and through a module, an indicator of an alternative funding source, in response to the transaction information conforming with a set of predetermined rules, the module installed in a web browser as at least one of an add-on and an extension, and wherein the module is configured to overlay the web browser in response to detecting the point of sale device; receiving, by the computer system and through the module, a selection of the alternative funding source; and applying, by the computer system, a credit to the transaction account corresponding with at least a portion of the transaction amount from the alternative funding source, in response to the completed payment transaction at the point of sale device.