Patent ID: 7139728

Claim:
A method carried out through an interchange party computer system (IPCS) capable of network communication with a plurality of participating party computer systems, the IPCS presenting to participating party computer systems, at least one electronic page including information about service offerings for a plurality of service sectors, and at least one page including a user interface allowing a consumer to do two or more of the following: (a) apply for or enroll in service programs offered by a service provider by completing an online form and transmitting the form data to the IPCS or a computer system directly associated with the IPCS; (b) create a consumer profile and electronically transmit the profile to the IPCS so that matching offers for service may be determined through the IPCS, the IPCS maintaining a record of enrollments established between consumer and service provider participating parties; (c) establish automated bill payment with a service provider by transmitting a request for automated bill payment through the IPCS; (d) request automatic notification of offers of service programs matching a consumer profile created for a consumer, and receiving a consumer profile data input through the user interface for the two or more of items (a)–(d).