Patent ID: 8448851

Claim:
A method involving an automated banking machine that is operable responsive at least in part to data read from data bearing records to cause financial transfers, wherein the automated banking machine includes: a card reader, wherein the card reader is operative to read card data from user cards, wherein the card data corresponds to financial accounts, wherein the card reader includes at least one processor, wherein the card reader includes a data store, wherein the data store includes a device driver stored therein; and a cash dispenser, wherein the automated banking machine is associated with at least one computer that includes at least one processor, wherein the at least one computer includes at least one automated banking machine software application component, wherein the method comprises: (a) operating the at least one processor in the card reader to communicate the device driver stored in the data store of the card reader to the at least one processor of the at least one computer; and (b) operating the at least one automated banking machine software application component in the at least one processor of the at least one computer to cause the device driver operating in the at least one processor of the at least one computer to cause the card reader to operate.