Patent ID: 8756131

Claim:
A computerized financial management system for integrating disparate financial systems, comprising: a primary database comprising banking and transaction related information of a user of a financial management application, wherein the primary database contains a file of banking and transaction related information in either OFX or QFX format; a computing platform comprising or accessing the financial management application and being natively coupled to the primary database, the financial management application being configured to display a user interface including information from the primary database and to process user instructions regarding the processing of such information, wherein the primary database is automatically updated with additional banking and transaction related information of the user acquired from one or more secondary databases associated with an online banking interface such that the primary database is synchronized with the one or more secondary databases in a one-way synchronization, wherein the primary database is configured to be operated by the computing platform, and the at least one secondary database is accessible to but not configured to be directly operated by the computing platform, and wherein the financial management application is further configured to present to the user one or more unified views of banking and transaction related information aggregated from the primary and secondary databases, the one or more unified views comprising banking and transaction related information comprising invoice data, check data, income and expense data, and payroll data and to allow the user to execute financial decision instructions on the computing platform based upon the one or more unified views using the user interface.