Patent ID: 8118230

Claim:
A stored-value card, comprising: a housing including a first panel, a second panel spaced from and positioned opposite the first panel, and a side wall extending between the first panel and the second panel, the side wall extending substantially perpendicular to each of the first panel and the second panel such that an open cavity is formed between an internal surface of the first panel and an internal surface of the second panel, wherein the housing further includes an account identifier signifying a financial account or record linked to the stored-value card; an audio circuit storing an audio file; and a speaker coupled to the audio circuit; wherein the audio circuit and the speaker are substantially enclosed within the open cavity of the housing, the open cavity is substantially larger than the audio circuit and the speaker combined, and when the audio circuit and the speaker are substantially enclosed within the open cavity, the open cavity remains substantially open between the internal surface of the first panel and the internal surface of the second panel other than the audio circuit and the speaker.