Patent ID: 8918479

Claim:
A method for authenticating a user during an e-commerce session, the method comprising the steps of: a first computer receiving from a second computer a user identifier and password for a user of the second computer for logging onto an e-commerce session; the first computer authenticating the user for the e-commerce session using the user identifier and the password; responsive to the step of the first computer authenticating the user, the first computer initiating the e-commerce session for the user; during the e-commerce session, the first computer receiving from the second computer user-browser interaction data associated with the e-commerce session, wherein the user-browser interaction data is indicative of one or more of interactions of the user with an e-commerce user interface through which the user interacts during the e-commerce session; the first computer receiving, from the second computer, a request for an e-commerce action; the first computer accessing existing user-browser interaction data from records of a storage device, wherein said records are indexed against the user identifier, wherein the existing browser interaction data is indicative of one or more interactions of the user with a keyboard or GUI pointer control device in a set of two or more previous e-commerce sessions; the first computer comparing behavioral patterns of the user-browser interaction data associated with the e-commerce session against behavioral patterns of the existing browser interaction data from the two or more previous e-commerce sessions; the first computer determining a pattern matching score for the e-commerce session based on the comparing; and the first computer, responsive to successfully verifying the identity of the user using the pattern matching score, satisfying the request by performing the e-commerce action.