Patent ID: 8255298

Claim:
A system for managing alerts comprising: a financial computing system (FCS) configured to: store a consumer financial data item comprising a financial deadline, compare a number of days between the financial deadline and a current date with a first threshold, wherein the number of days satisfies the first threshold, determine an alert level corresponding to the first threshold, send the alert level and a portion of the consumer financial data item including the financial deadline, identify a minimum payment amount and a minimum balance requirement, wherein the consumer financial data item further comprises the minimum payment amount and the minimum balance requirement, compare the minimum payment amount with a minimum payment amount first threshold, wherein the minimum payment amount satisfies the minimum payment amount first threshold, and wherein the alert level further corresponds to the minimum payment amount first threshold, and send the minimum payment amount and the minimum balance requirement; and an alert device electronically connected to the FCS, the alert device comprising an alert indicator and configured to: display the portion according to the alert level using the alert indicator, wherein the alert indicator further displays the minimum payment amount and the minimum balance requirement on the alert device according to the alert level.