Patent ID: 8375096

Claim:
A method for transferring user alert message settings in a transaction processing system, the method comprising: receiving a user account change notification message over a communication interface; transferring user alert message settings from a first user account to a second user account according to the user account change notification, wherein transferring includes parsing by a processor in a server computer the user account change notification message to determine a user identifier and a user account update information, the user identifier being related to one or more user accounts and the user account update information including changes to the user accounts associated with the first user account, sending a user alert message settings inquiry message to a user alert message settings database using the processor, receiving a user alert message settings response message from the user alert message settings database over the communication interface using the processor wherein the user alerts message settings response message includes a plurality of user alerts message settings files, and wherein each of the plurality of user alerts message settings files defines user alerts message settings for a different user account, parsing the user alert message settings response message to determine a set of user alert message settings associated with the second user account corresponding to the user identifier using the processor, comparing the set of user alert message settings to the changes to the user accounts to determine which settings are to be modified, and modifying the set of user alert message settings according to the changes to the user accounts using the processor.