Patent ID: 7769599

Claim:
A system comprising: a processor; and a computer readable storage medium, wherein the computer readable storage medium has code stored thereon to direct the processor to: receive a first electronic payment message from a healthcare payor instructing a payment of a healthcare claim on behalf of the healthcare payor to a healthcare provider, wherein the first electronic payment message is received over a network before the payment is executed or facilitated on an electronic payment processing network that processes credit and debit transactions; recognize a type of information in the first electronic payment message, wherein the type of information is associated with a patient; in response to receipt of the first electronic payment message, send remittance information to the healthcare provider; in response to receipt of the first electronic payment message, generate a revised electronic payment message with payment and settlement information comprising a reassociation trace number and payor identification information, but without the type of information, wherein the reassociation trace number allows for the uniting of the remittance information with payment claim information; and forward the revised electronic payment message to a payment network administrator to execute or facilitate the execution of the payment using the electronic payment processing network, wherein the type of information is selected from: a first, last, or middle name of the patient, including prefixes and suffixes; a patient identifier; a procedure code; and a procedure line number.