Patent ID: 7761372

Claim:
A method, comprising the step of: collecting loan data for a loan application, by a loan originator in coordination with a loan broker, for a loan customer applying for a mortgage_loan, comprising the steps of: collecting pre-stored customer data as required for the loan data from a loan originator computer operated by the loan originator_regarding the loan customer; collecting new customer data as required for the loan data different from the pre-stored customer data; combining by computer the pre-stored customer data, the new customer data, and information about the loan into the loan application; and transferring the loan application to the loan broker; wherein the loan originator provides services necessary for the origination of the mortgage loan and not duplicative of services provided by the loan broker compliant with a Real Estate Settlement Procedures Act (RESPA); wherein the loan originator is not the loan customer; wherein the loan originator is not the loan broker; and wherein the loan originator is at least one member of a financial planning professional collection comprising: a financial planner, a CPA, a broker/dealer, a stock broker, an insurance broker/agent, and an attorney.