Patent ID: 8452680

Claim:
A method, comprising: receiving, at a data processing center with which an individual has registered a wireless device identification code associated with a wireless device, financial account data, and a biometric sample, a first request to use the financial account data of the individual for a transaction, the first request at least including entity identifying information and being received from an entity device in communication with the wireless device; receiving, at the data processing center, a second request to use the financial account data of the individual for the transaction, wherein the second request is received from the wireless device; receiving, at the data processing center, the biometric sample taken directly from the individual's person, wherein the biometric sample is received via the wireless device; comparing, at the data processing center, the biometric sample with one or more registered biometric samples to produce a successful or failed identification of the individual; and enabling, by the data processing center based upon a success identification of the individual, use of the financial account data of the individual for the transaction.