Patent ID: 7584109

Claim:
A method of obtaining Social Security disability insurance benefits (SSDI) from the Social Security Administration (SSA) for a disabled individual and providing medical services or medical products during the pendency of the claim for SSDI, comprising: filing a claim for SSDI with the SSA for the disabled individual; obtaining from the disabled individual authorization for direct recovery of a predetermined amount of funds from a deposit account; obtaining medical services or medical products for the disabled individual from a healthcare provider, without full payment for medical services or medical products; obtaining the SSDI for the disabled individual as a result of the filing of the claim with the SSA, said SSDI being deposited in the deposit account; recovering from the deposit account by a computer a preauthorized, predetermined amount of funds following the deposit of the SSDI by SSA, said amount of funds being an amount needed to compensate the healthcare provider for the medical services or medical products obtained for the disabled individual without full payment; and transferring the recovered funds to the healthcare provider.