Patent ID: 8200582

Claim:
A mobile payment system password restriction system, comprising: a portable electronic device; a non-transitory computer readable storage medium of the portable electronic device comprising an access restriction application that, when executed on the portable electronic device causes the portable electronic device to perform the steps of: storing a security policy, the security policy prohibits further password access attempts to an electronic wallet application on the portable electronic device when the portable electronic device is not connected to a network provider after a first predefined threshold quantity of consecutive failed password access attempts that is less than a second quantity of consecutive failed password access attempts permitted when the portable electronic device is connected to the network provider; detecting that the portable electronic device is not connected to the network provider; applying the security policy in response to detecting that the portable electronic device is not connected to the network provider; detecting the first predefined threshold quantity of consecutive failed password access attempts to the electronic wallet application based on applying the security policy when the portable electronic device is not connected to the network provider; disabling password access to the electronic wallet application based on applying the security policy when the portable electronic device is not connected to the network provider after detecting the first predetermined threshold quantity of consecutive failed password access attempts to the electronic wallet application; receiving a key code entered into the portable electronic device after disabling password access to the electronic wallet application, wherein the key code is different from a password that enables access to the electronic wallet application; in response to receiving the key code, determining a non-zero quantity of newly allowed password attempts to the electronic wallet application, based on whether or not the portable electronic device is detected to be connected to the network provider; and based on the determining, providing the user of the portable electronic device a number of newly allowed password attempts.