Patent ID: 8783561

Claim:
A method of identifying a single loyalty program account of a user when the user uses one of a plurality of credit card numbers to pay for transactions at a retailer that provides discounts to the user through the single loyalty program account, the method being implemented by a processing platform having one or more physical processors programmed by one or more instructions to perform the method, the method comprising: causing, by the processing platform, an association of a single loyalty program account that is related to the user and a plurality of credit card numbers that are related to the user to be stored such that the single loyalty program account is identifiable based on a use of any one of the plurality of credit card numbers, wherein the plurality of credit card numbers comprise a first credit card number that identifies a first credit card account of the user and a second credit card number that identifies a second credit card account of the user; receiving, by the processing platform, the first credit card number in association with a first transaction; identifying, by the processing platform, the single loyalty program account based on the first credit card number; identifying, by the processing platform, a first discount to be applied to the first transaction based on the single loyalty program account; causing, by the processing platform, the first discount to be applied to the first transaction; receiving, by the processing platform, the second credit card number in association with a second transaction different from the first transaction; identifying, by the one or more physical processors, the single loyalty program account based on the second credit card number; identifying, by the processing platform, a second discount to be applied to the second transaction based on the single loyalty program account; and causing, by the processing platform, the second discount to be applied to the second transaction.