Patent ID: 8220799

Claim:
A transaction product comprising: a first cover panel; a second cover panel; an intermediate sheet configured to be repeatedly folded and unfolded to transition between a collapsed position and an extended position, wherein: in the extended position, the intermediate sheet is substantially planar and sized substantially larger than a combined size of the first cover panel and the second cover panel; the intermediate sheet defines a plurality of longitudinally- and laterally-extending fold lines dividing the intermediate sheet into a plurality of sections, when the longitudinally- and laterally-extending fold lines are folded such that the intermediate sheet is in the collapsed position, the plurality of sections are provided in a stack, the first cover panel is coupled with one of the plurality of sections that forms a top of the stack, and the second cover panel is coupled with another of the plurality of sections that forms a bottom of the stack; an account identifier coupled with at least one of the first cover panel, the second cover panel, and the intermediate sheet, the account identifier linking the transaction product to an account or record configured to track a value available for use toward a purchase of one or more of goods and services; and an auxiliary member movably coupled with the first cover panel opposite the intermediate sheet; wherein the first cover panel includes directive fields circumferentially spaced from one another, and the auxiliary member is a spinner rotatably connected to the first cover panel, and upon user interaction with the spinner, the spinner is configured to spin about its connection to the first cover panel to select one of the directive fields.