Patent ID: 8346568

Claim:
A computing system for predictive bill estimation comprising: a processor; and a memory coupled to the processor, the memory having processor executable instructions stored therein which when executed by the processor, perform a process for predictive bill estimation comprising: obtaining financial data from one or more contributing consumers, at least part of the financial data from the one or more contributing consumers representing recurring costs data, the financial data including a plurality of transactions from each of the one or more contributing consumers, each transaction within the plurality of transactions from each contributing consumer having been previously individually designated on a transaction by transaction basis by the respective contributing consumer as being sharable with a user consumer; categorizing at least part of the financial data from the one or more contributing consumers at least according to a type of expense associated with the financial data; aggregating at least part of the financial data from the one or more contributing consumers according to at least a location of residence of the contributing consumer providing the financial data; storing the categorized and aggregated financial data from the one or more contributing consumers; in response to a user consumer initiated search for recurring costs data associated with a given location, the user consumer initiated search for recurring cost data associated with a given location including the user consumer providing identification data for the given location and data identifying a specific event associated with the given location, searching the categorized and aggregated financial data from the one or more contributing consumers for categorized and aggregated financial data from the one or more contributing consumers representing recurring costs associated with the given location and any other data specified by the user consumer; and providing the user consumer results data comprising at least part of the categorized and aggregated financial data from the one or more contributing consumers representing recurring costs associated with the given location.