Patent ID: 8326744

Claim:
An electronic transaction management system configured to manage a plurality of client accounts, comprising: a transaction information database comprising transaction information from a plurality of clients; a user profile database comprising a user profile for each user of the system, wherein said user profile comprises access rights specifying one or more transactions available to the user, an algorithm to use to execute the one or more transactions, and a screen setting parameter that indicates to an Internet browser how to display the transaction information from the database to the user; a host server comprising a presentation manager, wherein the presentation manager is linked to the user profile database and operative to modify the user profiles so each user is presented with a customized display of account transactions when viewed in the Internet browser; a business logic manager configured to read instructions from a database module, wherein the instructions comprise custom transaction information for each user, and define whether the user is authorized to execute a transaction within the electronic transaction system; and a transaction manager configured execute transaction requests from the business logic manager according to a predetermined algorithm.