Patent ID: 7599857

Claim:
A method for facilitating interaction between a consumer and a merchant comprising the steps of: receiving, by an interface device, consumer preference information and restriction information associated with a consumer, wherein the consumer preference information is provided by at least one of the consumer, a parent of the consumer and an employer of the consumer, and wherein the restriction information is provided by at least one of the parent of the consumer and the employer of the consumer; storing the consumer preference information and the restriction information in at least one database associated with the consumer; receiving, by the interface device, offer information from the merchant via a broadcast that reaches a plurality of potential consumers, wherein the offer information relates to a product; receiving, by the interface device, consumer identification information associated with a card including card information corresponding to the consumer; retrieving, by the interface device, the consumer preference information and the restriction information from the at least one database based on the received consumer identification information; customizing, by the interface device, the offer information received from the merchant with prestored offer information retrieved from at least one database, to create an amended offer for the consumer, wherein the prestored information is selected according to the consumer preference information and the restriction information, and wherein the amended offer includes at least one specified method of acceptance determined by at least one of the consumer identification information and the restriction information; transmitting, from the interface device, the amended offer with the at least one specified method of acceptance to a display for viewing by the consumer; receiving, by the interface device, an acceptance of the amended offer from the consumer, wherein the acceptance is associated with the amended offer and the acceptance includes the card information; retrieving, by the interface device, consumer payment information from the database based on the received consumer identification information; amending, by an amended offer processor, the acceptance with the consumer payment information to create an amended acceptance upon receipt of the acceptance from the consumer by the interface device; and transmitting, by the interface device, the amended acceptance to the merchant.