Patent ID: RE43460

Claim:
A method for providing a multiple-service card, the method comprising the steps of: receiving at a service partner an application for a multiple-service card from a consumer, said application comprising fields which include credit card application information for a particular credit card and service partner information, said service partner information related at least in part to a private retailer transaction instrument associated with said service partner; extracting said service partner information from said application; communicating said service partner information to said service partner to determine if said service partner desires to provide access into an establishment of said service partner and to allow purchase of goods and services from said service partner using said particular credit card; extracting said credit card application information from said application for the multiple-service card; communicating said credit card application information to a provider of credit services, said provider of credit services thereafter determining whether it desires to extend credit to the consumer; if said provider of credit services desires to extend credit to the consumer, establishing an account associated with said consumer, and sending the multiple-service card to the consumer, wherein said multiple-service card is configured for providing a primary party's services and a service partner's services, and transferring the account to a second service partner, wherein said step of transferring comprises transmitting a file comprising indicia of a service partner account.