Patent ID: 8364522

Claim:
A computing system implemented process for coupon distribution to select consumers comprising: one or more processors; and one or more memories coupled to the one or more processors, the one or more memories having stored therein processor executable instructions which when executed by the one or more processors perform a process comprising: obtaining, from a coupon provider, data representing at least one coupon eligibility criterion that a consumer must meet in order to be eligible to receive a given coupon, wherein the coupon eligibility criterion at least including a maximum number of recipients of the coupon; obtaining data representing the given coupon offer from the coupon provider, wherein a same user interface is used by the coupon provider to enter both the at least one coupon eligibility criterion and the coupon offer data; obtaining one or more consumers' financial data using a computing system implemented financial management system, the one or more consumers' financial data being associated with one or more respective consumers; analyzing one or more consumers' financial data and the data representing the at least one coupon eligibility criterion to identify one or more eligible consumers of the one or more consumers eligible to receive the given coupon, wherein the system is operable to consider the criterion that the eligible consumers must spend at least a defined threshold amount of money in a defined category of store, the criterion that the eligible consumers must spend at least a defined threshold amount of money on defined products and/or services, the criterion that the eligible consumers must spend at least a defined threshold amount of money in a defined category of financial transaction, and the criterion that the eligible consumers must shop with the coupon provider at least a threshold number of times; and providing, wherein the number of prior recipients of the coupon is less than the maximum number of recipients previously obtained, the one or more eligible consumers access to the given coupon.