Patent ID: 8560439

Claim:
An automated transaction processing system comprising: a transaction processor that comprises a core processor and a plurality of distributor processors, each of the distributor processors associated with a different network manager in a plurality of network managers, each of the network managers being an entity that distributes transaction processing services to network participants that provide access to the transaction processing system to buyers and sellers, wherein the core processor is configured to: receive transaction data associated with a transaction involving at least one of the buyers or at least one of the sellers, determine that the transaction data is associated with a particular network manager in the plurality of network managers, and retrieve business rules associated with the transaction data, the business rules associated with the transaction data including business rules associated with the particular network manager and business rules associated with a network owner-administrator; and wherein the core processor and the distributor processor associated with the particular network manager are configured to use the business rules associated with the transaction data to perform transaction processing functions that are tailored to the particular network manager, the transaction processing functions including auditing the transaction data to ensure propriety of payment related to the transaction data.