Patent ID: 8332315

Claim:
A method for transferring funds, the method comprising: receiving, by a transaction processor computer, information about a beneficiary's mobile device and information about a funds transfer operation, the information about the funds transfer operation including a claim identification (ID) number; contacting, by the transaction processor computer, the beneficiary's mobile device to determine a location of the beneficiary; determining, by the transaction processor computer, a first plurality of mobile agents, from a second plurality of mobile agents, who can fulfill the funds transfer operation based at least in part on the location of the beneficiary, wherein the determining comprises: communicating, by the transaction processor computer, with mobile devices of the second plurality of mobile agents to determine a current location for each of the second plurality of mobile agents, wherein the current location information for the second plurality of agents is provided in an agent database; and comparing, by the transaction processor computer, the location of the beneficiary to the current location of each of the second plurality of mobile agents to determine the first plurality of mobile agents closest to the location of the beneficiary; sending, by the transaction processor computer, information about the first plurality of mobile agents to the beneficiary's mobile device; receiving, by the transaction processor computer, input from the beneficiary's mobile device, the input indicating selection of a mobile agent from the first plurality of mobile agents; and sending, by the transaction processor computer, a message to the mobile device of the selected mobile agent, the message including the claim information and the information about the beneficiary.