Patent ID: 8229807

Claim:
A software package, comprising: an executable code stored on a non-transitory computer-readable medium, the executable code for: generating a disparity invoice chain, wherein the disparity invoice chain includes at least three parties associated with invoice transactions; wherein the at least three parties included in the disparity invoice chain comprise: a last customer associated with at least one purchase invoice having a debit value, wherein the last customer in the disparity invoice chain is not a seller in the disparity invoice chain; and a first seller associated with at least one sales invoice having a credit value, wherein the first seller is not a customer in the disparity invoice chain, intelligently determining an offset amount for the disparity invoice chain, the offset amount comprising the smallest amount invoice and the highest amount that can be cleared in all invoices in the disparity chain; clearing the disparity chain by incentivizing the last customer to pay the offset amount; and offsetting the debit value of the last customer and the credit value of the first seller by the offset amount, wherein the executable code is stored on a computer readable storage medium.