_note string | rules list | recommended_action_map dict |
|---|---|---|
Grounded in RBI Guidelines on Digital Lending (Sept 2, 2022), RBI Notification on Outsourcing of Financial Services - Recovery Agents (2022), and related RBI consumer-protection directives. Review against primary RBI text before production use. | [
{
"violation_category": "unauthorized_data_access",
"severity": "severe_violation",
"regulation_basis": "RBI Guidelines on Digital Lending 2022 - data minimization requirement; apps may only access camera/mic for one-time KYC with explicit consent",
"description": "Lending apps are prohibited from a... | {
"compliant": "none",
"violation": "File a complaint with the lender's grievance redressal officer; escalate to RBI if unresolved within 30 days.",
"severe_violation": "Report immediately to RBI (via the CIMS portal / sachet.rbi.org.in) and file a complaint at cybercrime.gov.in or with local police."
} |
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