Company: RNST
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0000715072-25-000180
Chunk: 122

Company: RENASANT CORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Item 8
Chunk 122
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Special Mention” grade (those with a risk rating of 70) represents a loan where a significant adverse risk-modifying action is anticipated in the near term that, if left uncorrected, could result in deterioration of the credit quality of the loan. Loans that migrate toward the “Substandard” grade (those with a risk rating between 80 and 95) generally have a higher risk of loss and therefore a higher risk factor applied to those related loan balances.The following tables present the Company’s loan portfolio by year of origination and internal risk-rating grades as of the dates presented: Term Loans Amortized Cost Basis by Origination Year 20252024202320222021PriorRevolving LoansRevolving Loans Converted to TermTotalLoansMarch 31, 2025Commercial, Financial, Agricultural$126,558 $242,713 $170,453 $198,342 $107,379 $88,680 $944,959 $8,600 $1,887,684 Pass126,436 239,608 168,243 196,673 106,886 87,041 930,370 528 1,855,785 

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Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

 Term Loans Amortized Cost Basis by Origination Year 20252024202320222021PriorRevolving LoansRevolving Loans Converted to TermTotalLoansSpecial Mention57 814 1,191 56 49 220 6,988 — 9,375 Substandard65 2,291 1,019 1,613 444 1,419 7,601 8,072 22,524 Lease Financing Receivables$3,031 $11,050 $20,235 $36,304 $8,401 $6,391 $— $— $85,412 Pass2,966 11,050 16,440 34,545 8,260 6,365 — — 79,626 Special Mention65 — — 56 — — — — 121 Substandard— — 3,795 1,703 141 26 — — 5,665 Real Estate - Construction$72,710 $365,237 $268,