Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 60

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 60
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) (14,603) (13,488) (13,652) +1.2% (24,827) (27,140) +9.3% Net operating income 17,383 17,778 17,550 18,552 18,856 19,610 +4.0% 35,161 38,466 +9.4% Net loan-loss provisions (6,816) (6,515) (6,151) (5,708) (6,535) (6,685) +2.3% (13,331) (13,220) -0.8% Other gains (losses) and provisions (269) (319) (277) (352) (667) (749) +12.2% (589) (1,416) +140.6% Profit before tax 10,298 10,943 11,122 12,492 11,653 12,177 +4.5% 21,241 23,830 +12.2% Consolidated profit 7,606 7,966 8,191 9,297 8,487 8,868 +4.5% 15,572 17,355 +11.5% Underlying attributable profit 7,585 7,946 8,169 9,268 8,463 8,847 +4.5% 15,530 17,310 +11.5%

76 Brazil (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 2,630 2,605 2,474 2,413 2,402 2,338 -2.7% 5,235 4,740 -9.5% Net fee income 846 888 833 846 793 757 -4.6% 1,734 1,549 -10.7% Gains (losses) on financial transactions and other 30 (16) (24) 11 29 (9) — 15 19 +30.1% Total revenue 3,507 3,477 3,282 3,270 3,