Company: AEGOF
Filing Date: 2025-07-01
Form Type: 6-K
Source: 0001193125-25-153712
Chunk: 3

Company: AEGON LTD.
Filing Date: 2025-07-01
Form: 6-K
Chunk 3
---
 performance of Aegon’s investment portfolio and decline in ratings of Aegon’s 
 counterparties;                                                                              |

| • |     | The effect of tariffs and potential trade wars on trading markets and on economic growth, globally and in the 
 markets where Aegon operates.                                                                                 |

| • |     | Lowering of one or more of Aegon’s debt ratings issued by recognized rating organizations and the adverse     
 impact such action may have on Aegon’s ability to raise capital and on its liquidity and financial condition; |

| • |     | Lowering of one or more of insurer financial strength ratings of Aegon’s insurance subsidiaries and the                                  
 adverse impact such action may have on the written premium, policy retention, profitability and liquidity of its insurance subsidiaries; |

| • |     | The effect of applicable Bermuda solvency requirements, the European Union’s Solvency II requirements, and                                                                     
 applicable equivalent solvency requirements and other regulations in other jurisdictions affecting the capital Aegon is required to maintain and our ability to pay dividends; |

| • |     | Changes in the European Commissions’ or European regulator’s position on the equivalence of the 
 supervisory regime for insurance and reinsurance undertakings in force in Bermuda;              |

| • |     | Changes affecting interest rate levels and low or rapidly changing interest rate levels; |

| • |     | Changes affecting currency exchange rates, in particular the EUR/USD and EUR/GBP exchange rates; |

| • |     | The effects of global inflation, or inflation in the markets where Aegon operates; |

| • |     | Changes in the availability of, and costs associated with, liquidity sources such as bank and capital markets                  
 funding, as well as conditions in the credit markets in general such as changes in borrower and counterparty creditworthiness; |

| • |     | Increasing levels of competition, particularly in the United States, the United Kingdom, emerging markets and in 
 relation to Aegon’s shareholding in ASR Nederland N.V. and asset management business, the Netherlands;           |

| • |     | Catastrophic events, either manmade or by nature, including by way of example acts of God, acts of terrorism, 
 acts of war and pandemics, could result in material losses and significantly interrupt Aegon’s business;      |

| • |     | The frequency and severity of insured loss events; |

| • |     | Changes affecting longevity, mortality, morbidity, persistence and other factors