Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 20

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 20
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 Proposal 1: The HomeStreet articles amendment proposal; |

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| • | Proposal 2: The HomeStreet share issuance proposal; |

| • | Proposal 3: The HomeStreet new equity incentive plan proposal; |

| • | Proposal 4: The HomeStreet merger-related compensation proposal; and |

| • | Proposal 5: The HomeStreet adjournment proposal. |

In order to complete the merger, among other things, HomeStreet shareholders must approve the HomeStreet articles amendment proposal and the HomeStreet share issuance proposal. None of the approvals of the HomeStreet adjournment proposal, the HomeStreet merger-related compensation proposal or the HomeStreet new equity incentive plan proposal are a condition to the obligations of HomeStreet or Mechanics to complete the merger.

| Q: | Did the HomeStreet board of directors approve the merger agreement? |

| Q: | How does the HomeStreet board of directors recommend that I vote at the HomeStreet special meeting? |

| A: | The HomeStreet board of directors unanimously recommends that you vote “FOR” the HomeStreet articles amendment proposal, “FOR” the HomeStreet share issuance proposal, “FOR” the HomeStreet new equity incentive plan proposal, “FOR” the HomeStreet merger-related compensation proposal and “FOR” the HomeStreet adjournment proposal. |

In considering the recommendations of the HomeStreet board of directors, HomeStreet shareholders should be aware that HomeStreet directors and executive officers may have interests in the merger that are different from, or in addition to, the interests of HomeStreet shareholders generally. For a more complete description of these interests, see the information provided in the section entitled “ The Merger—Interests of HomeStreet Directors and Executive Officers in the Merger.”

| Q: | Who is entitled to vote at the HomeStreet special meeting? |

Each holder of HomeStreet common stock is entitled to cast one (1) vote on each matter properly brought before the HomeStreet special meeting for each share of HomeStreet common stock that such holder owned of record as of the HomeStreet record date. As of the close of business on the HomeStreet record date, there were 18,920,807.6 outstanding shares of HomeStreet common stock.

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Attendance at the special meeting via the HomeStreet special meeting website is not required to vote. See below and the section entitled “ The HomeStreet Special Meeting—Proxies” for instructions on how to vote your shares of HomeStreet common stock without attending the HomeStreet special