Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 119

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 119
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 the client to recover any paid amounts. In addition to
this, we retain resources in cash or other guarantees of high liquidity to ensure these commitments

The
contracts are subject to the same credit evaluations as in other loan operations. Standby letters of credit are issued, primarily to endorse
public and private debt issue agreements including commercial paper, securities financing and similar transactions. The standby letters
of credit are subject to client credit evaluation by the Management.

The
letters of credit are undertakings which are issued by us to guarantee the performance of the obligations of a client to a third party.
We issue business letters of credit to enable foreign trade transactions and to assess public and private agreements and private debt
issuance agreements, including commercial papers, securities financing and similar transactions. These instruments are short-term commitments
to pay the beneficiary of a third party under certain contractual conditions for the shipment of products. The contracts are subject to
the same credit assessments applied in other credit concessions.

2.9
– Comments on other items not evidenced in the financial statements

For each of the items that are not evidenced in the financial statements listed in item 2.8, officers must comment on:

a)how such items are likely to alter or change the income, expenses, operating income, financial expenses or other items of the financial statements of the issuer

As described
in item 2.8, we inform that, with regard to the guarantees provided and the letters of credit for importation, the issuer receives a rate
or a commission on the operation that sensitizes the revenue and consequently the operational income. If a problem occurs relating to
a client’s capacity to make a payment, there may be the need for the constitution of provisions. Now, regarding the commitments
of credit values to be released, there will only be an impact on the lines of income, if clients use these lines of credit.

b)nature and purpose of the operation

Information
disclosed in item 2.8.

c)nature and amount of the obligations assumed and rights generated in favor of the issuer as a result of the operation

Information
disclosed in item 2.8.

| 102 – Reference Form – 2024 |

| 2. Officers’ notes |

2.10
– Business plan

Officers must indicate and comment the main elements of the issuer’s business plan, exploring specifically the following topics:

a)investments, including: i) quantitative and qualitative description of ongoing investments and foreseen investments; ii) sources of finance