Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 369

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 12
Chunk 369
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CONSOLIDATED BALANCE SHEETS

			DECEMBER 31, 2024 AND 2023

			(In thousands, except share and per share data)

			2024

			2023

			ASSETS

			Cash and due from banks

			$
			18,418

			$
			20,008

			Interest bearing deposits with banks

			5,479

			3,171

			Federal funds sold

			82,020

			15,491

			Total cash and cash equivalents

			105,917

			38,670

			Interest-bearing time deposits

			2,695

			3,920

			Securities available for sale, at fair value (amortized cost $418,935 and $468,549, respectively)

			389,243

			437,271

			Securities held to maturity, at amortized cost (fair value $4,591 and $4,446, respectively)

			7,000

			7,000

			Loans held for sale

			472

			800

			Loans, net of allowance for credit losses of $9,281 ($8,005 in 2023)

			631,199

			614,409

			Federal Home Loan Bank and other stock, at cost

			1,836

			1,836

			Premises and equipment

			14,179

			14,413

			Accrued interest receivable

			4,575

			4,788

			Cash value of life insurance

			9,329

			9,105

			Goodwill

			6,472

			6,472

			Core deposit intangible

			86

			232

			Other assets

			14,520

			18,964

			Total Assets

			$
			1,187,523

			$
			1,157,880

			LIABILITIES

			Deposits:

			Noninterest-bearing

			$
			197,993

			$
			205,535

			Interest-bearing

			868,446

			819,676

			Total deposits

			1,066,439