Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 29

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 1
Chunk 29
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 cost and is immaterial.The following tables present the financial effect of loans to borrowers experiencing financial difficulty that were modified during the three and six months ended June 30, 2025 and 2024, disaggregated by class of financing receivable:Three Months Ended June 30, 2025(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial2.71 %19$— $— Commercial real estate0.90 81 — Residential mortgages1.09 100— — Home equity3.40 122— — Education3.97 — — — Other retail19.73 — — 4 Three Months Ended June 30, 2024(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial1.59 %8$1 $— Commercial real estate2.44 91 — Residential mortgages1.45 99— — Home equity4.63 92— — Education4.37 24— — Other retail20.41 — — 2 

Citizens Financial Group, Inc. | 55

Six Months Ended June 30, 2025(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial1.56 %17$— $— Commercial real estate0.83 92 — Residential mortgages1.02 107— — Home equity3.81 98— — Education4.38 — — — Other retail19.92 — — 6 Six Months Ended June 30, 2024(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial3.84 %10$1