Company: FLDDW
Filing Date: 2025-05-15
Form Type: 424B3
Source: 0000950170-25-072851
Chunk: 65

Company: Fold Holdings, Inc.
Filing Date: 2025-05-15
Form: 424B3
Chunk 65
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 14, 2025. (2) Previously filed as an exhibit to our Registration Statement on Form S-4, as amended (File No. 333-282520). (3) Previously filed as an exhibit to our Current Report on Form 8-K filed on March 12, 2025.
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S ignatures Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

| Date: May 15, 2025 |     | Fold Holdings, Inc. 
 By:                 | /s/ Will Reeves                                       |
|:-------------------|:----|:--------------------|:------------------------------------------------------|
|                    |     |                     | Will Reeves                                           |
|                    |     |                     | Chief Executive Officer(Principal Executive Officer)  |
| Date: May 15, 2025 |     | By:                 | /s/ Wolfe Repass                                      |
|                    |     |                     | Wolfe Repass                                          |
|                    |     |                     | Chief Financial Officer(Principal Accounting Officer) |

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Exhibit 31.1 CERTIFICATION OF PRINCIPAL EXECUTIVE OFFICER UNDER SECTION 302 OF THE SARBANES-OXLEY ACT OF 2002 I, Will Reeves, certify that: 1. I have reviewed this Quarterly Report on Form 10-Q of Fold Holdings, Inc.; 2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; 3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report; 4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the registrant and have: a. Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our supervision, to ensure that material information relating to the registrant,