Company: CRCL
Filing Date: 2025-08-04
Form Type: DRS
Source: 0000950123-25-006942
Chunk: 17

Company: Circle Internet Group, Inc.
Filing Date: 2025-08-04
Form: DRS
Chunk 17
---
 deploy applications that interact with blockchain networks and smart contracts.                                                                                       |

| • |     | Comprehensive access and distribution. We prioritize making stablecoins as accessible and widely                                                                                                             
 distributed as possible, integrating Circle stablecoins into new blockchains, providing primary liquidity through a network of banks, and partnering with distributors such as digital asset capital markets |

5

CONFIDENTIAL TREATMENT REQUESTED BY CIRCLE INTERNET GROUP, INC. PURSUANT TO 17 C.F.R. § 200.83

| participants, wallet providers, and other large enterprises building products for their customers and ecosystems. Easy access to stablecoins is key to increasing usage, which in turn promotes the 
 utility and adoption of stablecoins.                                                                                                                                                                |

| • |     | Market education and thought leadership. We invest considerable resources in providing thought leadership                                                                               
 and market education about the potential of the internet financial system, and the role that stablecoins can play in improving the delivery of financial services and digital commerce. |

| • |     | Supporting the development of sound regulatory policy. Since our founding, we have sought to engage                                                                                                                                              
 constructively with policymakers and regulators worldwide, and today invest considerable resources in engaging with these communities as new and robust regulations and laws are put in place for the digital asset ecosystem. This advocacy has 
 culminated with the recent passage of the Guiding and Establishing National Innovation for U.S. Stablecoins Act of 2025 Act (the “GENIUS Act”), the first U.S. federal regulatory regime specifically tailored to payment stablecoins.           |

| • |     | Promoting open standards. We are committed to driving stablecoin adoption through the promotion of open                                                                                                                                               
 standards to improve interoperability and compliance for stablecoin applications. This includes new non-profit open-source foundations we are forming to promote standards in digital identity, global standards for implementing compliance with the 
 global Travel Rule (which is a key anti-money laundering (“AML”)/countering the financing of terrorism (“CFT”) rule to prevent illicit activity with virtual assets), and new open-source standards aimed at promoting the use of                     
 stablecoins within blockchain-based credit and lending applications.                                                                                                                                                                                  |

Market opportunity We view the market opportunity of the Circle stablecoin network as encompassing the entire global monetary supply. This opportunity is expected to grow considerably as developing nations increasingly participate in the globally interconnected financial marketplace. Further, by removing layers of friction inherent in the current financial services ecosystem, we believe the internet financial system has the potential to grow the speed and efficiency at