Company: FRFXF
Filing Date: 2025-03-26
Form Type: 424B3
Source: 0001104659-25-028272
Chunk: 9

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-03-26
Form: 424B3
Chunk 9
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 · | disruptions of our information technology systems; |

| · | assessments and shared market mechanisms that may adversely affect our insurance subsidiaries; |

| · | risks associated with the conflicts in Ukraine and Israel and the development of other geopolitical events 
 and economic disruptions worldwide; and                                                                    |

| · | risks associated with tariffs, trade restrictions, or other regulatory measures imposed by domestic or 
 foreign governments that may, directly or indirectly, affect our business.                             |

See the “Risk Factors”
section of this prospectus and the documents incorporated by reference into this prospectus for a further discussion of these risks and
uncertainties.

Should one or more risk,
uncertainty, contingency or other factor materialize or should any factor or assumption prove incorrect, actual results could vary materially
from those expressed or implied in the forward-looking information. Accordingly, you should not place undue reliance on forward-looking
information. We do not assume any obligation to update or revise any forward-looking information after the date of this prospectus or
to explain any material difference between subsequent actual events and any forward-looking information, except as required by applicable
law.

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SUMMARY This summary should be read in conjunction with the detailed information and financial statements incorporated by reference into this prospectus. This summary highlights selected information contained elsewhere in, or incorporated by reference into, this prospectus. You should read the entire prospectus and the information incorporated herein closely. Description of the Businesses Fairfax is a holding company incorporated under the Canada Business Corporations Actwhich, through its subsidiaries, is primarily engaged in property and casualty insurance and reinsurance and the associated investment management. Fairfax operates through a decentralized operating structure, with autonomous management teams applying a focused underwriting strategy to our markets. We seek to differentiate ourselves by combining disciplined underwriting with the investment of our assets on a total return basis, which we believe provides above-average returns over the long-term. We provide a full range of property and casualty products, maintaining a diversified portfolio of risks across classes of business, geographic regions, and types of insureds. We have been under present management since September 1985. Our principal executive offices are located at Suite 800, 95 Wellington Street West, Toronto, Ontario, Canada M5J 2N7. Our telephone number is (416) 367-4941. Allied World, the Co-Obligor of the Notes, is the Company’s 83.4%-owned Bermuda-based holding company subsidiary that, through its subsidiaries, provides global property,