Company: BBVXF
Filing Date: 2025-01-08
Form Type: 424B5
Source: 0001193125-25-003393
Chunk: 22

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-08
Form: 424B5
Chunk 22
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 as amended, replaced 
 or supplemented from time to time.                                                                                                                                                                                                                   |

| · |     | “we”, “us”, “our”, “BBVA” and the “Issuer” refer to Banco Bilbao Vizcaya       
 Argentaria, S.A. unless otherwise indicated or the context otherwise requires. |

| · |     | “$”, “U.S. dollars” and “dollars” refer to United States dollars. |

| · |     | “€” and “euro” refer to euro. |

References in this prospectus supplement to “ you” mean those who invest in the Preferred Securities, whether they are the direct holders or owners of beneficial interests in those securities. Unless otherwise indicated or the context otherwise requires, references to “ holders” mean those who own securities registered in their own names on the books that we maintain for this purpose, and not those who own beneficial interests in securities issued in book-entry form through DTC or another depositary or in securities registered in street name. Except as otherwise indicated, terms capitalized but not otherwise defined herein shall have the same meaning as in the accompanying prospectus. S-11

INCORPORATION OF INFORMATION BY REFERENCE The rules of the SEC allow us to “incorporate by reference” the information we file with, or furnish to, the SEC. This means:

| · |     | documents incorporated by reference are considered part of this prospectus supplement; |

| · |     | we can disclose important information to you by referring you to these documents; and |

| · |     | information that we file with the SEC may automatically be deemed to update and modify or supersede information included or incorporated by reference into this 
 prospectus supplement.                                                                                                                                          |

This means that you must look at all of the SEC filings that we incorporate by reference to determine if any of the statements in this prospectus supplement or in any document previously incorporated by reference have been modified or superseded. The accompanying prospectus lists documents that are incorporated by reference into the accompanying prospectus and such documents shall be deemed to also be incorporated by reference into this prospectus supplement. In addition to the documents listed in the accompanying prospectus, we incorporate by reference:

| · |     | our 2023 Form 20-F; |

| · |     | our 1H24 Form 6-K; |

| · |     | our 9M24 Form 
 6-K; and      |

We also incorporate by reference into this prospectus supplement and the accompanying