Company: WBS-PG
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000801337-25-000104
Chunk: 180

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 2
Chunk 180
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,298 231 — 55 — — — 1,584 Substandard572 16,228 18,341 16,970 5,514 8,356 — 65,981 Total equipment financing384,653 258,899 225,422 143,424 89,352 133,266 — 1,235,016 Current period gross write-offs— 5,146 1,705 52 — 3,475 — 10,378 Total commercial portfolio5,840,676 6,270,657 8,293,790 3,916,614 2,136,587 7,445,782 8,163,895 42,068,001 Current period gross write-offs$— $17,894 $48,257 $17,254 $25,583 $41,212 $21,260 $171,460 

51

The following tables summarize the amortized cost basis of consumer loans by FICO score and origination year:September 30, 2025(In thousands)20252024202320222021PriorRevolving Loans Amortized Cost BasisTotalResidential:Risk rating:800+$367,226 $582,661 $313,549 $921,560 $1,099,391 $1,300,499 $— $4,584,886 740-799559,166 459,523 198,952 497,540 578,886 774,682 — 3,068,749 670-739118,561 142,963 95,089 298,076 241,193 617,706 — 1,513,588 580-66910,224 19,258 18,108 53,444 42,022 103,325 — 246,381 579 and below424 885 6,578 18,868 20,453 48,330 — 95,538 Total residential1,055,601 1,205,290 632,276 1,789,488 1,981,945 2,844,542 — 9,509,142 Current period gross write-offs— — — — — 37 — 37 Home equity:Risk rating