Company: HBAN
Filing Date: 2025-08-08
Form Type: S-4/A
Source: 0001140361-25-029894
Chunk: 17

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-08
Form: S-4/A
Chunk 17
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 Corporate Secretary.

| Q: | Will Veritex be required to submit the Veritex merger proposal to its shareholders even if the Veritex board of directors has withdrawn, modified or qualified its recommendation? |

| A: | Yes. Unless the merger agreement is terminated before the Veritex special meeting, Veritex is required to submit the Veritex merger proposal to its shareholders even if the Veritex board of directors has withdrawn or modified the Veritex board recommendation (as defined in the section entitled “The Merger Agreement—Shareholder Meeting and Recommendation of Veritex’s Board of Directors”). |

| Q: | Are holders of Veritex common stock entitled to appraisal or dissenters’ rights? |

| A: | No. Holders of Veritex common stock are not entitled to appraisal or dissenters’ rights under the Texas Business Organizations Code (the “TBOC”). |

For more information, see the section entitled “The Merger—Appraisal or Dissenters’ Rights in the Merger” beginning on page 59.

| Q: | Are there any risks that I should consider in deciding whether to vote for the approval of the Veritex merger proposal, or the other proposals to be considered at the Veritex special meeting? |

| A: | Yes. You should read and carefully consider the risk factors set forth in the section entitled “Risk Factors” beginning on page16. You also should read and carefully consider the risk factors of Huntington and Veritex contained in the documents that are incorporated by reference into this proxy statement/prospectus. |

| Q: | What are the material U.S. federal income tax consequences of the merger to holders of Veritex common stock? |

| A: | The merger is intended to qualify as a “reorganization” for U.S. federal income tax purposes, and it is a condition to our respective obligations to complete the merger that Huntington and Veritex each receive a legal opinion to the effect that the merger will so qualify. Accordingly, holders of Veritex common stock generally will not recognize any gain or loss for U.S. federal income tax purposes on the exchange of their Veritex common stock for Huntington common stock in the merger, except for any gain or loss that may result from the receipt of cash instead of a fractional share of Huntington common stock. You should be aware that the tax consequences to you of the merger may depend upon your own situation. In addition, you may be subject to state, local or