Company: MCHB
Filing Date: 2025-08-07
Form Type: 8-K
Source: 0001518715-25-000114
Chunk: 5

Company: Mechanics Bancorp
Filing Date: 2025-08-07
Form: 8-K
Item: Item 8.01
Chunk 5
---
 “expect,” “intend,” “may,” “plan,” “potential,” “goal,” “upcoming,” “outlook,” “guidance” or “project” or the negation thereof, or similar expressions, including statements relating to the anticipated closing of the above-referenced sale. In addition, all statements in this report that address and/or include beliefs, assumptions, estimates, projections and expectations of our future performance and financial condition are forward-looking statements within the meaning of the Reform Act. Forward-looking statements involve inherent risks, uncertainties and other factors, many of which are difficult to predict and are generally beyond management’s control. Forward-looking statements are based on the Company’s expectations at the time such statements are made and speak only as of the date made. The Company does not assume any obligation or undertake to update any forward-looking statements after the date of this report as a result of new information, future events or developments, except as required by federal securities or other applicable laws, although the Company may do so from time to time. For all forward-looking statements, the Company claims the protection of the safe harbor for forward-looking statements contained in the Reform Act.

We caution readers that actual results may differ materially from those expressed in or implied by theCompany’s forward-looking statements. Rather, more important factors could affect theCompany’s future results, including but not limited to the following: (1) our ability to successfully consummate the Merger withMechanics,(2) the ability of HomeStreet and Mechanics to obtain required governmental approvals of theMerger,(3) the failure to satisfy the closing conditions in the MergerAgreement, or any unexpected delay in closing theMerger,(4) the ability to achieve expected cost savings, synergies and other financial benefits from the Merger within the expected time frames and costs or difficulties relating to integration matters being greater than expected, (5) the diversion of management time from core banking functions due to Merger-related issues; (6) potential difficulty in maintaining relationships with customers, associates or business partners as a result of the announced Merger; (7) changes in the interest rate environment and in expectation of reduction in short-term interest rates; (8) changes in the U. S. and global economies, including business disruptions, reductions in employment, inflationary pressures and an increase in business failures, specifically among our customers, and global trade disputes, including the imposition of tariffs by the U. S. and countermeasures by foreign governments; (9) our ability to control operating costs and