Company: FLDDW
Filing Date: 2025-07-28
Form Type: S-1/A
Source: 0001213900-25-068264
Chunk: 202

Company: Fold Holdings, Inc.
Filing Date: 2025-07-28
Form: S-1/A
Chunk 202
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for the August 2024 awards granted to Mr. Reeves and Mr. Repass) the applicable executive officer’s continued service through the consummation of such change in control or initial public offering. Prior to the Business Combination, Legacy Fold historically granted stock options to our named executive officers under the Fold, Inc. 2019 Equity Incentive Plan (the “2019 Plan”). In connection with the Business Combination, the Company adopted the Incentive Award Plan and the ESPP, each of which became effective on the date of the Closing. Other Elements of Compensation Retirement Plan Fold currently maintains a 401(k) retirement savings plan for its employees, including its named executive officers, who satisfy certain eligibility requirements. The named executive officers are eligible to participate in the 401(k) plan on the same terms as other full -timeemployees. The Code allows eligible employees to defer a portion of their compensation, within prescribed limits, on a pre -taxbasis through contributions to the 401(k) plan. Currently, we match contributions made by participants in the 401(k) plan up to a specified percentage of the employee contributions, and these matching contributions are fully vested as of the date on which the contribution is made. We believe that providing a vehicle for tax -deferredretirement savings though a 401(k) plan adds to the overall desirability of its executive compensation package and further incentivizes our employees, including our named executive officers, in accordance with our compensation policies. Employee Benefits and Perquisites All of our full -timeemployees, including our named executive officers, are eligible to participate in our health and welfare plans, including: •medical, dental and vision benefits; •health savings and flexible spending accounts; •short -termand long -termdisability insurance; and •basic and supplemental life and accidental death and dismemberment insurance. We believe these benefits are appropriate and provide a competitive compensation package to our named executive officers. We do not currently, and we did not during 2024, provide perquisites to any of our named executive officers. No Tax Gross-Ups Fold does not make gross -uppayments to cover our named executive officers’ personal income taxes that may pertain to any of the compensation or perquisites paid or provided by our company. 126

Outstanding Equity Awards at Fiscal Year-end The following table summarizes the number of shares of Fold Common Stock underlying outstanding equity incentive plan awards for each named executive officer as of December 31, 2024.

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