Company: MCHB
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001518715-25-000110
Chunk: 28

Company: Mechanics Bancorp
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 8
Chunk 28
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 familyCurrent$571 $91 $29,553 $370,811 $296,464 $357,673 $— $— $1,055,163 Past due:30-59 days — — 414 791 — 1,266 — — 2,471 60-89 days — — — — — — — — — 90+ days— — — 452 103 2,377 — — 2,932 Total571 91 29,967 372,054 296,567 361,316 — — 1,060,566 Home equity and otherCurrent967 851 735 1,133 84 1,781 420,778 4,614 430,943 Past due:30-59 days — 3 1 — — 38 418 60 520 60-89 days — 5 — — — — 305 — 310 90+ days— 2 — — — 5 1,041 — 1,048 Total967 861 736 1,133 84 1,824 422,542 4,674 432,821 Total consumer portfolio (1)$1,538 $952 $30,703 $373,187 $296,651 $363,140 $422,542 $4,674 $1,493,387 Total LHFI$68,477 $126,888 $212,591 $2,203,796 $1,080,046 $1,499,031 $736,839 $5,471 $5,933,139 (1)    Includes $1.0 million of loans where a fair value option election was made at the time of origination and, therefore, are carried at fair value with changes in fair value recognized in the consolidated income statements.

19

The following table presents a vintage analysis of the commercial portfolio segment by loan sub-class and risk rating or delinquency status:At December 31, 2024(in thousands)202420232022202120202019 and priorRevolvingRevolving-termTotalCOMMERCIAL PORTFOLIONon-owner occupied CREPass$— $1,441