Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 147

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 147
---
514
- Branches, Subsidiaries and Representation Office, Abroad       13       14
ATMs                                                         39,586   43,768
- Onsite Network - Bradesco                                  15,376   19,582
- Banco24Horas Network                                       24,210   24,186
 (1) It considers the grouping of branches and in Central Bank of Brazil considers the counting per active CNPJ (Corporate Taxpayer’s ID).
 
4.B.40.02 Insurance, pension plans and capitalization bonds activities
 We sell our insurance, pension plan and capitalization bonds products through our website, our branches, brokers based in our network of bank branches and non-exclusive brokers throughout Brazil, all of whom are compensated on a commission basis. Our capitalization bonds are offered through our branches, the Internet, our call center, ATMs and external distribution channels.
 The following table shows the distribution of sales of these products through our branches and outside our branches:
  
85 – Form 20-F 2024 | Bradesco
------------------------------

                               % of total sales, per product  
--------------------------------------------------------------
2024                              2023        2022
Insurance products                                            
Sales through the branches       36.4%       33.9%       37.1%
Sales outside the branches       63.6%       66.1%       62.9%
Pension plans products                                        
Sales through the branches       91.5%       89.2%       87.1%
Sales outside the branches        8.5%       10.8%       12.9%
Capitalization bonds                                          
Sales through the branches       49.9%       63.8%       71.0%
Sales outside the branches       50.1%       36.2%       29.0%
 
4.B.40.03 Partnerships with retail companies – Bradesco Expresso
 Bradesco Expresso enables us to expand our share of the correspondent bank segment through partnerships with supermarkets, drugstores, grocery stores, department stores and other retail chains. These companies provide basic banking services through the employees of the establishments themselves, while decisions regarding lending or opening of accounts are made by us.
 The main services we offer through Bradesco Expresso are:
 
·   receipt and submission of account application form;
-------------------------------------------------------

·   receipt and submission of loans, financing and credit card application form;
--------------------------------------------------------------------------------