Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 147

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 8
Chunk 147
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 $— $88 Total loans at September 30, 2025$18,344 $15,460 $12,360 $15,149 $9,759 $30,693 $33,680 $1,529 $136,974 Total gross charge-offs for the three months ended   September 30, 2025$13 $36 $24 $30 $8 $20 $58 $1 $190 Total gross charge-offs for the nine months ended   September 30, 2025$25 $70 $67 $72 $28 $96 $145 $3 $506 

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4. Loans and allowance for loan losses, continued

The following table summarizes the loan grades applied at December 31, 2024 to the various classes of the Company’s commercial and industrial loans and commercial real estate loans by origination year.Term Loans by Origination YearRevolvingLoansRevolving Loans Converted to TermLoans (Dollars in millions)20242023202220212020PriorTotalCommercial and industrial:  Pass$9,021 $6,454 $5,845 $3,258 $1,534 $5,147 $26,262 $79 $57,600  Criticized accrual189 385 402 210 75 528 1,359 37 3,185  Criticized nonaccrual11 56 98 41 59 220 194 17 696 Total commercial and industrial$9,221 $6,895 $6,345 $3,509 $1,668 $5,895 $27,815 $133 $61,481 Real estate: Commercial:  Pass$674 $1,477 $1,358 $1,222 $1,774 $9,611 $413 $— $16,529  Criticized accrual39 389 665 253 591 1,839 7 — 3,783  Criticized nonaccrual1 1 53 26 17 369 1 — 468 Total commercial real estate$714 $1,867 $2,076 $