Company: BCDRF
Filing Date: 2025-03-03
Form Type: 6-K
Source: 0000891478-25-000057
Chunk: 1

Company: Banco Santander, S.A.
Filing Date: 2025-03-03
Form: 6-K
Chunk 1
---
4.2. Differences between the consolidation methods                     |     | 22 |
| 1. INTRODUCTION                                                          |     |    |

2024 Pillar 3 Disclosures Report 5

| Index |     | Introduction |     | Capital |     | Risks |     | Risk taker's remunerations |     | Appendices |

1.Introduction

### 1.1. Santander overview
| About us |

#### Santander
is a

#### commercial bank
, founded in 1857 and headquartered in Spain. We are a global bank organised around

#### 5 global businesses
, with a meaningful presence in

#### 10 core markets
in

#### Europe and America
. We are one of the

#### largest
banks in the world by

#### market capitalization,
listed on stock exchanges of Spain, Mexico, Poland, the United States and the United Kingdom.

We provide service through our

#### 8,011

#### branches
and

#### online channels
that offer banking products, operations and services to individuals, SMEs, and corporates. We have

#### 173

#### million customers,

#### 206,753

#### employees
and close to

#### 3,5

#### million shareholders
around the world.

As a

#### responsible bank
, we focus on areas where our activity can have the

#### greatest impact
and support an

#### inclusive and sustainable growth
.

| Our business model |     |                                          |     |   |     |                                                                                                                                                                                                  |     |                  |     |        |     |        |
|                    |     | Based on 3 pillars:                      |     |   |     |                                                                                                                                                                                                  |     |                  |     |        |     |        |
|                    |     | Customer focus                           |     |   |     |                                                                                                                                                                                                  |     |                  |     |        |     |        |
|                    |     | Building a digital bank with branches    |     |   |     |                                                                                                                                                                                                  |     |                  |     | 173 mn |     | 103 mn |
|                    |     |                                          |     | à |     | We continue to build a digital bank with                                                                                                                                                         
 branches, with a multichannel offer to fulfil all our customers' financial needs                                                                                                                 |     |                  |     |        |     |        |
|                    |     |                                          |     |   |     | total customers                                                                                                                                                                                  |     | active customers |     |        |     |