Company: GDOT
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001386278-25-000076
Chunk: 69

Company: GREEN DOT CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 1
Chunk 69
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 obligations. See Note 2 — Summary of Significant Accounting Policies. 

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Table of ContentsGREEN DOT CORPORATIONNOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (CONTINUED)

Note 5—Accounts Receivable

Accounts receivable, net consisted of the following:September 30, 2025December 31, 2024 (In thousands)Trade receivables$49,277 $35,426 Reserve for uncollectible trade receivables(43)— Net trade receivables49,234 35,426 Overdrawn accountholder balances from purchase transactions5,174 5,827 Reserve for uncollectible overdrawn accounts from purchase transactions(1,268)(1,741)Net overdrawn accountholder balances from purchase transactions3,906 4,086 Accountholder fees2,467 2,413 Receivables due from card issuing banks1,788 1,757 Fee advances, net9,132 46,588 Other receivables79,295 41,737 Accounts receivable, net$145,822 $132,007 Included within "other receivables" above is $40 million related to the settlement of a class-action lawsuit. See Note 17—Commitments and Contingencies for further information.Activity in the reserve for uncollectible overdrawn accounts from purchase transactions consisted of the following: Three Months Ended September 30,Nine Months Ended September 30, 2025202420252024 (In thousands)Balance, beginning of period$1,957 $2,737 $1,741 $5,281 Provision for uncollectible overdrawn accounts from purchase transactions4,637 4,248 11,247 15,509 Charge-offs(5,326)(4,496)(11,720)(18,301)Balance, end of period$1,268 $2,489 $1,268 $2,489 

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Table of ContentsGREEN DOT CORPORATIONNOTES TO CONSOLIDATED FINANCIAL STATEMENTS – (CONTINUED)

Note 6—Loans to Bank Customers

The following table presents total outstanding loans, gross of the related allowance for credit losses, and a summary of the related payment status:30-59 Days Past Due60-89 Days Past Due90 Days or More Past DueTotal Past Due