Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 84

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 1
Chunk 84
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429 Commercial— 31,900 31,900 Total$70,680 $31,900 $102,580 The following table details activity in the allowance for credit losses by portfolio segment for the three and six months ended June 30, 2025. Allocation of a portion of the allowance to one category of loans does not preclude its availability to absorb losses in other categories. (In thousands)CommercialRealEstateCreditCardOtherConsumerand OtherTotalAllowance for credit losses:Three Months Ended June 30, 2025Beginning balance, April 1, 2025$39,913 $200,079 $6,117 $6,059 $252,168 Provision for credit loss expense5,073 5,269 1,338 265 11,945 Charge-offs(8,257)(1,450)(1,702)(351)(11,760)Recoveries469 87 334 294 1,184 Net (charge-offs) recoveries(7,788)(1,363)(1,368)(57)(10,576)Ending balance, June 30, 2025$37,198 $203,985 $6,087 $6,267 $253,537 

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(In thousands)CommercialRealEstateCreditCardOtherConsumerand OtherTotalSix Months Ended June 30, 2025Beginning balance, January 1, 2025$41,587 $181,962 $6,007 $5,463 $235,019 Provision for credit loss expense6,645 27,712 2,697 1,688 38,742 Charge-offs(12,500)(5,875)(3,162)(1,484)(23,021)Recoveries1,466 186 545 600 2,797 Net (charge-offs) recoveries(11,034)(5,689)(2,617)(884)(20,224)Ending balance, June 30, 2025$37,198 $203,985 $6,087 $6,267 $253,537 Activity in the allowance for credit losses for the three and six months ended June 30, 2024 was as follows:(In thousands)CommercialRealEstateCreditCardOtherConsumerand OtherTotalAllowance for credit losses:Three Months Ended June 30,