Company: NODK
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0001174947-25-001356
Chunk: 59

Company: NI Holdings, Inc.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 1
Chunk 59
---
 2,728 
  
    Unpaid losses and loss adjustment expenses 
     34,777  
     73,447  
     23,947  
     16,493  
     10,405  
     159,069 
  
    Unearned premiums 
     38,309  
     28,725  
     54,409  
     8,614  
     6,823  
     136,880 

(1) Other underwriting and general expenses for each segment include
expenses related to compensation, vendor services, and other administrative items.

34 

    Nine Months Ended September 30, 2025 

    Private 
Passenger Auto  
    Non-Standard
 Auto  
    Home and
 Farm  
    Crop  
    All Other  
    Total 
  
    Direct premiums earned 
    $72,238  
    $43,678  
    $82,400  
    $26,803  
    $11,404  
    $236,523 
  
    Assumed premiums earned 
     —  
     —  
     —  
     2,140  
     336  
     2,476 
  
    Ceded premiums earned 
     (3,451) 
     (61) 
     (13,727) 
     (8,246) 
     (1,107) 
     (26,592)
  
    Net premiums earned 
     68,787  
     43,617  
     68,673  
     20,697  
     10,633  
     212,407 

    Direct losses and loss adjustment expenses 
     43,779  
     46,777  
     90,886  
     17,429  
     8,718  
     207,589 
  
    Assumed losses and loss adjustment expenses 
     —  
     —  
     —  
     903  
     (329) 
     574 
  
    Ceded losses and loss adjustment expenses 
     (2,470) 
     —  
     (35,531) 
     (5,026) 
     (3,807) 
     (46,834)