Company: AX
Filing Date: 2025-09-17
Form Type: 8-K
Source: 0001299709-25-000157
Chunk: 1

Company: Axos Financial, Inc.
Filing Date: 2025-09-17
Form: 8-K
Item: Item 8.01
Chunk 1
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Item 8.01 Other Events

On September 16, 2025, the Company priced an offering of the Notes. A copy of the press release announcing the pricing of the offering of the Notes is attached to this Current Report as Exhibit 99.1 and is incorporated herein by reference.

On August 29, 2025, the Company issued a conditional notice of redemption (the “ Redemption Notice”) for all of the $160.5 million aggregate principal amount of the 4.875% Fixed-to-Floating Rate Subordinated Notes due October 1, 2030 (the “2030 Notes”) that remain outstanding as of the date thereof.

The Redemption Notice states that, upon satisfaction of certain conditions as set forth therein, all outstanding 2030 Notes will be redeemed on October 1, 2025 (the “ Redemption Date”) at a price equal to the sum of (i) 100% of the principal amount of the 2030 Notes to be redeemed, plus (ii) accrued and unpaid interest, if any, to, but excluding, the Redemption Date.

The redemption pursuant to the Redemption Notice (the “ Redemption”) is conditioned on the Company taking certain financing actions, which may be in the form of a sale of notes (including, without limitation, the Notes), loans or other securities, or a combination thereof, on or prior to the Redemption Date on terms satisfactory to the Company and in an aggregate principal amount satisfactory to the Company (the “ Financing Condition”).

In the Company’s discretion, the Financing Condition may be waived, or the Redemption Notice and the Redemption rescinded.

This Current Report shall not be construed as a notice of redemption for any of the outstanding 2030 Notes nor does it constitute an offer of any security for sale or the solicitation of an offer to purchase or sell any of the Company’s securities.

The information in this Current Report on Form 8-K being furnished pursuant to Item 8.01 of Form 8-K shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “ Exchange Act”), or otherwise subject to the liabilities of that section, nor shall it be deemed incorporated by reference in any filing made by the Company under the Securities Act of 1933, as amended, or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing.

Forward-Looking Safe Harbor Statement

This Current Report contains forward-looking statements that involve risks and