Company: SUND
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001641172-25-017143
Chunk: 33

Company: Sundance Strategies, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1
Chunk 33
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ophisticated attacks and malware designed to avoid detection.

The
access by unauthorized persons to, or the improper disclosure by us of, confidential information regarding the insureds could result
in significant legal and financial exposure, supervisory liability, damage to our reputation or a loss of confidence in our business,
which could have a material adverse effect on our business, financial condition or results of operations.

U.S.
privacy concerns may affect the access to accurate and current medical information regarding the insured under life insurance policies.

The
value of a life insurance policy is inherently tied to the remaining life expectancy of the insured and information necessary to perform
this valuation may not be available at the time of purchase or sale. For example, if a policy is being purchased in the secondary market
from an entity that had earlier purchased the policy directly from the insured, it is likely that the insured made his or her medical
records available at the time of his or her sale of the policy to the initial purchaser. However, if necessary consents were not obtained
from the insured, it is possible that this information cannot legally be made available at the time of the subsequent purchase of the
policy. If it is legally available to the subsequent purchaser, it is possible that such information is outdated and of little utility
for a current evaluation of the remaining life expectancy of the insured. Even if the insured granted a general consent that gave the
owner of the policy the right to subsequently request and receive medical information from the insured’s health providers, it is
possible for the insured to subsequently revoked such consent. Likewise, it is possible that, under applicable law, the consent expires
after a certain period of time. Even if the consent is effective, without the cooperation of the insured, it may be difficult to convince
the insured’s health care providers of the consent’s efficacy and such health providers may be reluctant to release medical
information. These impediments to accessing current medical information can prove to be a significant obstacle to the proper valuation
of a policy at the time of either the policy’s purchase or sale.

21

Risk
Factors Related To Our Common Stock

There
is a limited public market for our common stock, and any market that may develop could be volatile.

The
market for our common stock has been limited due to, among other factors, low public float of our common stock, low trading volume and
the small number of brokerage firms acting as market makers. There were 18,741,922  shares of our common stock held by non-affiliates