Company: FMCCN
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0001026214-25-000086
Chunk: 64

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Item 15
Chunk 64
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 may result in a payment delay, interest rate reduction, term extension, or combination thereof. We do not offer principal forgiveness.  For purposes of the disclosure related to single-family loan restructurings involving borrowers experiencing financial difficulty, we exclude loans that were held-for-sale either at the time of restructuring or at the period end. The table below presents the period-end amortized cost basis of single-family held-for-investment loan restructurings involving borrowers experiencing financial difficulty that we entered into during the periods presented.

Table 3.9 - Single-Family Loan Restructurings Involving Borrowers Experiencing Financial Difficulty(1)2Q 2025(Dollars in millions)Payment Delay(2)Payment Delay and Term ExtensionPayment Delay, Term Extension, and Interest Rate ReductionTotalTotal as % of Class of Financing Receivable(3)Single-Family:20- and 30-year or more, amortizing fixed-rate$5,515 $2,358 $264 $8,137 0.3 %15-year or less, amortizing fixed-rate177 1 — 178 0.1 Adjustable-rate and other49 6 1 56 0.2 Total Single-Family loan restructurings$5,741 $2,365 $265 $8,371 0.3   2Q 2024(Dollars in millions)Payment Delay(2)Payment Delay and Term ExtensionPayment Delay, Term Extension, and Interest Rate ReductionTotalTotal as % of Class of Financing Receivable(3)Single-Family:20- and 30-year or more, amortizing fixed-rate$4,824 $1,580 $13 $6,417 0.2 %15-year or less, amortizing fixed-rate192 — — 192 0.1 Adjustable-rate and other49 3 — 52 0.2 Total Single-Family loan restructurings$5,065 $1,583 $13 $6,661 0.2 YTD 2025(Dollars in millions)Payment Delay(2)Payment Delay and Term ExtensionPayment Delay, Term Extension, and Interest Rate ReductionTotalTotal as % of Class of Financing Receivable(3)Single-Family:20- and 30-year or more, amortizing fixed-rate$11,545 $3,969 $384