Company: BBVXF
Filing Date: 2025-07-31
Form Type: F-3ASR
Source: 0001193125-25-170429
Chunk: 5

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: F-3ASR
Chunk 5
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 as approved by Royal Legislative Decree                                                                                
 1/2020 of May 5 (Real Decreto Legislativo 1/2020, de 5 de mayo, por el que se aprueba el texto refundido de la Ley Concursal), as amended, replaced or supplemented from time to time. |

| • |     | “Law 10/2014” means Law 10/2014 of June 26, on the organization, supervision and solvency of                                                                          
 credit entities (Ley 10/2014 de 26 de junio, de ordenación, supervisión y solvencia de entidades de crédito), as amended, replaced or supplemented from time to time. |

| • |     | “Law 11/2015” means Law 11/2015 of June 18, on the recovery and resolution of credit institutions                                                                                                     
 and investment firms (Ley 11/2015 de 18 de junio, de recuperación y resolución de entidades de crédito y empresas de servicios de inversión), as amended, replaced or supplemented from time to time. |

| • |     | “notes” refers to our senior preferred notes, our senior                                 
 non-preferred notes and our subordinated notes (each as defined below) issued hereunder. |

| • |     | “ordinary shares” or “BBVA ordinary shares” refers to our ordinary shares, par value 
 €0.49 per share.                                                                     |

| • |     | “RD 1012/2015” means Royal Decree 1012/2015 of November 6, by virtue of which Law 11/2015 is                                                                                                                                     
 developed and Royal Decree 2606/1996 of December 20 on credit entities’ deposit guarantee fund is amended (Real Decreto 1012/2015, de 6 de noviembre, por el que se desarrolla la Ley 11/2015, de 18 de junio, de recuperación y 
 resolución de entidades de crédito y empresas de servicios de inversión, y por el que se modifica el Real Decreto 2606/1996, de 20 de diciembre, sobre fondos de garantía de depósitos de entidades de                           
 crédito), as amended, replaced or supplemented from time to time.                                                                                                                                                                |

| • |     | “RD 1065/2007” means Royal Decree 1065