Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 122

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 122
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9%     20,952,581     20,801,584     18,825,813
Limit operations (1)                                          11.3%     81,100,936     76,894,403     75,564,534
Credit card                                                   10.5%     75,629,524     71,926,643     69,954,999
Overdraft for corporates/Individuals                           0.8%      5,471,412      4,967,760      5,609,535
Total portfolio                                              100.0%    720,239,586    629,686,699    656,866,564
Expected credit loss                                                  (47,857,481)   (50,184,880)   (54,447,957)
Total of net loans and advances to customers                           672,382,105    579,501,819    602,418,607
 (1) Refers to outstanding operations with pre-established limits linked to checking accounts and credit cards, which limits are automatically restored as the amounts used are paid.
 The following table presents the proportion of our outstanding loans and advances represented by each borrower or group of borrowers on the dates indicated:
 
  As of December 31,     2024    2023    2022
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             Borrower                        
     Largest borrower    0.7%    1.1%    0.9%
 10 largest borrowers    4.4%    5.0%    6.4%
 20 largest borrowers    7.0%    7.7%    9.4%
 50 largest borrowers   10.9%   11.4%   13.5%
100 largest borrowers   14.0%   14.4%   16.6%

67 – Form 20-F 2024 | Bradesco
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Ø   Financing and Onlending
 
·   Financing for export and import
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 Our Brazilian foreign-trade-related business consists of providing financial services to our clients in their export and import activities.
 In import financing/refinancing, we directly transfer funds in foreign currency to foreign exporters, fixing the payment in local currency for Brazilian importers. In export financing, exporters obtain advances in reais on closing an export forex operation in exchange for future receipt of foreign currency on