Company: FRME
Filing Date: 2025-10-17
Form Type: S-4/A
Source: 0001193125-25-242318
Chunk: 86

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-17
Form: S-4/A
Chunk 86
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 liabilities; |

| • |     | absence of default under material contracts and agreements; |

| • |     | loans and investments; |

| • |     | employee benefits plans and plan compliance; |

| • |     | taxes, returns, and reports; |

| • |     | subsidiaries; |

| • |     | title to assets (by First Savings only); |

| • |     | certain obligations to employees (by First Savings only); |

| • |     | properties owned and leased (by First Savings only); |

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| • |     | shareholder rights plans; |

| • |     | indemnification agreements; |

| • |     | deposit insurance with the Federal Deposit Insurance Corporation; |

| • |     | reports to regulatory agencies; |

| • |     | environmental matters (by First Savings only); |

| • |     | information security; |

| • |     | compliance with the securities laws; |

| • |     | compliance with the Securities and Exchange Commission filing requirements; and |

| • |     | broker’s or finder’s fees. |

Except for the representations and warranties made by each party in its respective representation and warranty section of the Merger Agreement, no other express or implied representations or warranties have been made by such party with respect to itself, its subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise), or prospects, and each party disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither party nor any other person makes or has made any representation or warranty to the other party or any of its affiliates or representatives with respect to any financial projection, forecast, estimate, budget, or prospective information relating to itself, any of its subsidiaries, or their respective businesses. The representations and warranties in the Merger Agreement will not survive the effective date of the Merger or the termination of the Merger Agreement. After the effective date of the Merger or termination of the Merger Agreement, none of the parties to the Merger Agreement, their respective subsidiaries, or the respective officers and directors of any of them will have any liability for any of their representations and warranties made in the Merger Agreement unless the Merger Agreement is terminated as a result of a willful breach, in which case the non-breachingparty may recover appropriate damages from the breaching party. Conditions to Completion of the Merger Conditions Applicable to Both Parties First Merchants’ and First Savings’ obligations to complete the Merger are subject to