Company: FITBI
Filing Date: 2025-11-05
Form Type: S-4
Source: 0001193125-25-267273
Chunk: 63

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-05
Form: S-4
Chunk 63
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 Income Before Income Taxes                  |     | Income before income taxes                   |     |          |   696 |     |         |   — |   |     |         |           |     |              |   696 |
| Applicable income tax expense               |     | Provision for income taxes                   |     |          |   149 |     |         |   — |   |     |         |           |     |              |   149 |
| Net Income                                  |     | Net income                                   |     |          |   547 |     |         |   — |   |     |         |           |     |              |   547 |
| Dividends on preferred stock                |     | Preferred stock dividends                    |     |          |    17 |     |         |   — |   |     |         |           |     |              |    17 |
|                                             |     | Income allocated to participating securities |     |          |     3 |     |         |   — |   |     |         |           |     |              |     3 |
| Net Income Available to Common Shareholders |     | Net income attributable to common shares     |     | $        |   527 |     |         |   — |   |     |         |           |     |              |   527 |

| i. | To reclassify $8 million of interest income on securities within interest on short-term investments to 
 interest on securities.                                                                                |

| ii. | To reclassify $16 million of interest on loans within risk management hedging income to interest and fees 
 on loans and leases.                                                                                      |

| iii. | To reclassify interest on federal funds purchased within interest on short-term borrowings to interest on 
 federal funds purchased.                                                                                  |

| iv. | To reclassify fiduciary income and brokerage fees to wealth and asset management revenue. |

| v. | To reclassify $124 million and $16 million of services charges on deposit accounts to commercial                                                                                                   
 payments revenue and consumer banking revenue, respectively and to reclassify $68 million and $107 million of card fees to commercial payments revenue and consumer banking revenue, respectively. |

| vi. | To reclassify $3 million of retail service fees, $1 million of mortgage banking net revenue, and                                                                       
 $7 million of net securities gains within other noninterest income to consumer banking revenue, mortgage banking net revenue, and securities gains, net, respectively. |

| vii. | To reclassify