Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000030
Chunk: 0

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 0
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Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER PURSUANT TO RULE 13a-16 OR 15d-16 UNDER THE SECURITIES EXCHANGE ACT OF 1934 For the month of July, 2025 Commission file number: 1-10110

BANCO BILBAO VIZCAYA ARGENTARIA, S.A. (Exact name of Registrant as specified in its charter) BANK BILBAO VIZCAYA ARGENTARIA, S.A. (Translation of Registrant’s name into English)

Calle Azul, 4 28050 Madrid Spain (Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F:

| Form 20-F [X] | Form 40-F [  ] |

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(1):

| Yes [  ] | No [X] |

Indicate by check mark if the registrant is submitting the Form 6-K in paper as permitted by Regulation S-T Rule 101(b)(7):

| Yes [  ] | No [X] |

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| 6M | 2025Excellent results | Net attributable profit€5,447Mn |

| Net interest income driven by activity.Favorable fee income evolution |                   |
| NII + Fees                                                            | Lending activity1 |
| +11.6%                                                                | +16.0%            |
| vs. 6M24                                                              | vs. Jun 24        |

Note: Variations at constant exchange rates.

| Asset quality remains stable, betterthan expectations |           |                   |
| Cost of Risk                                          | NPL ratio | NPL coverageratio |
| 1.32%                                                 | 2.9%      | 81%               |
| 6M25                                                  | Jun-25    | Jun-25            |

| Customer acquisition                                                       |
| New customers3(BBVA Group, Million; % acquisitionthrough digital