Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 101

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 101
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Extended maturity by a weighted average 18 months.ConsumerExtended maturity by a weighted average 24 months.

39

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Nine Months Ended September 30, 2025Payment Delay - Financial EffectReal estate mortgage:CommercialGranted payment deferrals for a weighted average of 4 months.Other residentialGranted payment deferrals for a weighted average of 3 months.Commercial:Venture capitalGranted payment deferrals for a weighted average of 3 months.Nine Months Ended September 30, 2025Interest Rate Reduction - Financial EffectReal estate mortgage:CommercialReduced interest rates by a weighted average 3.21% for a weighted average period of 17 months.Nine Months Ended September 30, 2025 Combination - Term Extension and Rate Reduction - Financial EffectCommercial:Other commercialExtended maturity by a weighted average 4.6 years and reduced interest rates by a weighted average 1.93%.Nine Months Ended September 30, 2025Term Extension, Rate Reduction and Payment Delay - Financial EffectCommercial:Other commercialExtended maturity by a weighted average 5.1 years, reduced interest rates by a weighted average 5.75%, and granted payment deferrals for a weighted average of 3 months.Nine Months Ended September 30, 2025Combination - Term Extension and Principal Forgiveness - Financial EffectCommercial:Other commercialExtended maturity by a weighted average 2.9 years and forgave principal balances totaling $64,000.Three Months Ended September 30, 2024Term Extension - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 15 months.Other residentialExtended maturity by a weighted average 8 months.Commercial:Asset-basedExtended maturity by a weighted average 4 months.Other commercialExtended maturity by a weighted average 14 months.Three Months Ended September 30, 2024Payment Delay - Financial EffectReal estate mortgage:CommercialDeferred partial payments by a weighted average 24 months.

40

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Three Months Ended September 30, 2024Combination - Term Extension and Payment Delay - Financial EffectCommercial:Venture capitalExtended maturity by a weighted average 3 months and granted 3 months of payment deferrals.Nine Months Ended September 30, 2024Term Extension - Financial EffectReal estate mortgage