Company: JL
Filing Date: 2025-05-20
Form Type: 20-F/A
Source: 0001213900-25-045507
Chunk: 209

Company: J-Long Group Ltd
Filing Date: 2025-05-20
Form: 20-F/A
Chunk 209
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 net book value
of USD and USD as of March 31, 2023 and 2024, respectively.

F - 25 J-LONG GROUP LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED MARCH 31, 2024, 2023 AND 2022

9. BANK LOANS

The Company’s bank loans
which are all denominated in HKD, consist of:

|                                             |     |          |     |            |     |               |     |     As of 
 March 31, |           |     |      |           |
|                                             |     | Type     |     | Interest   
 rate       |     | Maturity      
 dates         |     |      2023 |           |     | 2024 |           |
|                                             |     |          |     |            |     |               |     |       USD |           |     |  USD |           |
| Long-term borrowings:                       |     |          |     |            |     |               |     |           |           |     |      |           |
| Hang Seng Bank Limited                      |     | Mortgage |     | HIBOR+1.6% |     | March 2027    |     |           |   571,055 |     |      |   441,402 |
| Hang Seng Bank Limited                      |     | Mortgage |     | HIBOR+1.6% |     | March 2027    |     |           |   921,158 |     |      |   712,018 |
| Hang Seng Bank Limited                      |     | Mortgage |     | HIBOR+1.6% |     | March 2027    |     |           |   254,415 |     |      |   196,653 |
| Hang Seng Bank Limited                      |     | Mortgage |     | HIBOR+1.4% |     | December 2026 |     |           |   375,410 |     |      |   283,200 |
| Hang Seng Bank Limited                      |     | Mortgage |     | HIBOR+1.6% |     | April 2027    |     |           |   518,994 |     |      |   403,969 |
|                                             |     |          |     |            |     |               |     |           | 2,641,032 |     |      |