Company: FLDDW
Filing Date: 2025-10-02
Form Type: 424B3
Source: 0001193125-25-227152
Chunk: 7

Company: Fold Holdings, Inc.
Filing Date: 2025-10-02
Form: 424B3
Chunk 7
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 new additions to the chain of transactions, and for which the computer nodes may be rewarded by the award of Digital Assets and/or the payment of a transaction fee by the persons seeking to add to the chain of transactions.

“Borrower’s Holding Asset”means to the aggregate amount of Digital Asset owned by Borrower and held by the Custodian.

“Borrower’s Margin”means the digital currency assets Borrower provided as trading margin including any Excess Margin (as defined below).

“Borrower’s Net Equity”means the equity amount equal to (Borrower’s Holding Asset – Borrower’s Obligations).

“Business Day” means a day (other than a Saturday, Sunday or public holiday) on which banks are open for general business in the United States.

“Business Hours” means between the hours of 8:00 am to 8:00 pm on a Business Day.

(a) the aggregate cost of such purchases(s), including all reasonable costs, commissions, fees and expenses incurred in connection therewith; and

(b) any outstanding Loan Fees, outstanding Late Fees, and any outstanding Early Termination Fee for a particular Loan.

“Call Option” means the option granted by the Borrower to the Lender to, at any time, demand immediate repayment of all or a portion of the Loan Balance in accordance with the terms of this Agreement. The Lender shall have a Call Option only to the extent such right is specifically granted in a given Loan Term Sheet.

“Close of Business”means 8:00 pm on any Business Day.

“Close Out" means, in relation to a Trade, to close out (including entering into of equal and opposite transactions), unwind, cancel, allow to expire or otherwise terminate such Trade.

“Collateral”means the Digital Asset(s) posted by the Borrower and deposited with the Custodian pursuant to the Custody Agreement, for the benefit of the Lender, asset out in the relevant Loan Term Sheet.

“Collateral Level”means the ratio (expressed as a percentage) of the value of the Collateral at the Blended Spot Price to the value of the Loan Assets at the Blended Spot Price.

“Commitment” means, with respect to any Loan, the principal amount made available by Lender to Borrower pursuant to this Agreement, as established in the applicable Loan Term Sheet.

“Credit Maintenance Condition” has the meaning set forth in Schedule 4.

“Custodian” means BitGo Trust Company, Inc. or such other digital asset