Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 139

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 1
Chunk 139
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, except per share data)June 30, 2025December 31, 2024Common Equity Tier 1 Capital (a):Tier 1 capital$8,718 $9,061 Less: Fixed-rate reset non-cumulative perpetual preferred stock— 394 Common equity tier 1 capital$8,718 $8,667 Risk-weighted assets$72,988 $72,903 Tier 1 capital ratio11.94  %12.43  %Common equity tier 1 capital ratio11.94 11.89 Tangible Common Equity Ratio:Total shareholders' equity$6,860 $6,543 Less:Fixed-rate reset non-cumulative perpetual preferred stock— 394 Common shareholders' equity$6,860 $6,149 Less:Goodwill635 635 Other intangible assets5 6 Tangible common equity$6,220 $5,508 Total assets$77,988 $79,297 Less:Goodwill635 635 Other intangible assets5 6 Tangible assets$77,348 $78,656 Common equity ratio8.80  %7.75  %Tangible common equity ratio8.04 7.00 Tangible Common Equity per Share of Common Stock:Common shareholders' equity$6,860 $6,149 Tangible common equity6,220 5,508 Shares of common stock outstanding (in millions)130 131 Common shareholders' equity per share of common stock$52.90 $46.79 Tangible common equity per share of common stock47.96 41.91 

(a)June 30, 2025 ratios are estimated.

Total uninsured deposits as calculated per regulatory guidance and reported on schedule RC-O of the Bank’s Call Report include affiliate deposits, which by definition have a different risk profile than other uninsured deposits. The amounts presented below remove affiliate deposits from the total uninsured deposits number. The Corporation believes that the presentation of uninsured deposits adjusted for the impact of affiliate deposits provides enhanced clarity of uninsured deposits at risk.

(dollar amounts in millions)June 30, 2025December 31, 2024Uninsured Deposits:Total uninsured deposits, as calculated per regulatory guidelines$32,251 $33,387 Less: affiliate deposits(3,993)(3,876)Total uninsured deposits, excluding affiliate deposits$28