Company: WSBC
Filing Date: 2025-02-10
Form Type: 425
Source: 0000950170-25-017126
Chunk: 19

Company: WESBANCO INC
Filing Date: 2025-02-10
Form: 425
Chunk 19
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 comparability impacted by timing of the adoption of Current Expected Credit Losses (“CECL”) accounting standard and economic assumptions used by each bank (WSBC adopted January 1, 2020); please see the reconciliations in the appendix Return on Average Assets Non-Interest Expense to Total Assets Net Interest Margin Return on Average Tangible Common Equity Disciplined Execution upon Growth Strategies 3.37% 3.11% 3.20% 3.14% 2.96% 3.35% 2.99% 3.29% 3.27% 3.16% 2020 2021 2022 2023 2024 WSBC $10-25B Banks 0.73% 1.37% 1.08% 0.86% 0.78% 0.89% 1.27% 1.18% 0.95% 0.90% 2020 2021 2022 2023 2024 WSBC (x- merger & DTA revalue costs) WSBC $10-25B Banks 1.40% 0.77% 0.81% 0.88% 1.09% 8.9% 16.4% 15.4% 13.0% 10.7% 10.9% 15.6% 15.5% 13.1% 11.0% 2020 2021 2022 2023 2024 WSBC (x- merger & DTA revalue costs) WSBC $10-25B Banks 16.7% 9.5% 11.0% 15.5% 13.2% ©2025 WesBanco, Inc. | All rights reserved

0.25% 0.23% 0.25% 0.16% 0.22% 0.60% 0.38% 0.37% 0.31% 0.49% 2020 2021 2022 2023 2024 WSBC $10-25B Banks 0.06% 0.02% 0.02% 0.04% 0.11% 0.22% 0.08% 0.05% 0.15% 0.19% 2020 YTD