Company: EMYB
Filing Date: 2025-11-13
Form Type: 10-Q
Source: 0001449794-25-000035
Chunk: 1

Company: Embassy Bancorp, Inc.
Filing Date: 2025-11-13
Form: 10-Q
Item: Part I, Item 8
Chunk 1
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 2025.  The Company has evaluated subsequent events for potential recognition and/or disclosure through the date the unaudited consolidated financial statements included in this Quarterly Report on Form 10-Q were issued. On October 27, 2025, the Company announced that it authorized the adoption of a stock repurchase program for up to $5.0 million of its outstanding common stock. The stock repurchase program became effective October 31, 2025. There has been no repurchases under the program through the date of the unaudited consolidated financial statements included in this Quarterly Report on Form 10-Q. Certain amounts in the 2024 consolidated financial statements may have been reclassified to conform to 2025 presentation. These reclassifications had no effect on 2024 net income.  Note 2 - Summary of Significant Accounting Policies The significant accounting policies of the Company as applied in the interim financial statements presented herein are substantially the same as those followed on an annual basis as presented in the Company’s Form 10-K for the year ended December 31, 2024.‎ 

9  Embassy Bancorp, Inc.                                                                                                                            Notes to Consolidated Financial Statements (Unaudited) 

Note 3 – Securities Available For Sale At September 30, 2025 and December 31, 2024, respectively, the amortized cost and fair values of securities available-for-sale were as follows:                            Gross Gross    Amortized Unrealized Unrealized Fair Cost Gains Losses Value             (In Thousands)September 30, 2025:           U.S. Treasury securities$ 75,348 $ 588 $ (2) $ 75,934U.S. Government agency obligations  19,059   80   (1)   19,138Municipal bonds  72,607   40   (13,088)   59,559U.S. Government Sponsored Enterprise (GSE) - ‎   Mortgage-backed securities - residential  219,872   58   (40,247)   179,683Total$ 386,886 $ 766 $ (53,338) $ 334,314             December 31, 2024:           U.S. Treasury securities$ 34,777 $ 10 $ (47) $ 34,740U.S. Government agency obligations  12,499   3   (56)   12,446Municipal bonds  72,669