Company: BBVXF
Filing Date: 2025-05-01
Form Type: 6-K
Source: 0001193125-25-108558
Chunk: 13

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 6-K
Chunk 13
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 bylaws of the aforementioned companies that may be                                                                                                                           
 proposed with the aim of increasing the majority requirements for the approval of resolutions, in order to obtain veto rights that could grant negative control, for a period of three years from the date of the Acquisition of Control. |

| 8. | Commitment on maintain credit facilities |

| 8.1. | BBVA undertakes to maintain the working capital credit lines (including those intended for the import and export of                                                                                                                                       
 goods) contracted by SMEs with Banco Sabadell as of the date of the Acquisition of Control. For these purposes, working capital credit lines shall be understood as financing products offered to SMEs to meet their short-term liquidity needs, that is, 
 for a term of one year or less. BBVA undertakes to maintain the credit lines and the lines intended for the import and export of goods, with a term of one year or less, contracted by self-employed clients of Banco Sabadell as of the date of the      
 Acquisition of Control.                                                                                                                                                                                                                                   |

| 8.2. | As from the Change of Control, BBVA undertakes to maintain the credit volume granted to SME clients whose CIRBE4 exposure is at least 85% concentrated with BBVA and/or Banco Sabadell. |

| Additionally, in the Autonomous Communities where the market share of the resulting entity exceeds 30%, with an                                                                                   
 increase of more than 10% in the SME credit segment (namely, Catalonia and the Balearic Islands), BBVA undertakes to maintain the credit volume granted to SME clients whose CIRBE exposure is at |

| 4 | In accordance with the information recorded in the Central Credit Register of the Bank of Spain (the                               
 “CIRBE”), with CIRBE quota understood as the amount of outstanding risk declared by financial institutions in respect of a client. |

This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail.

| least 50% concentrated with BBVA and/or Banco Sabadell. For these purposes, the criterion applied shall be the 
 financing granted through the branches of the Parties located in said Autonomous Communities.                  |

| In both cases: |

(i) credit facilities with a term of less than one year shall be renewed annually at their maturity date, and long-term loans granted for productive investment shall be offered with a minimum term of three years; and (ii) both the volume of credit and the CIR