Company: CRCL
Filing Date: 2025-06-02
Form Type: S-1/A
Source: 0001193125-25-132755
Chunk: 4

Company: Circle Internet Group, Inc.
Filing Date: 2025-06-02
Form: S-1/A
Chunk 4
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 USDCFully backed digital dollars1 Built for rapid global payments and 24/7 financial markets, USDC is a regulated digital currency that is redeemable 1:1 for US dollars.2 ($)$60B USDC in circulation 3 1. Fully backed by reserves consisting of highly liquid, price-stable cash and cash equivalents. 2. Circle Mint customers are able to redeem USDC directly from Circle. In addition, Circle Internet Financial Europe SAS is obligated underthe Markets in Crypto-Assets Regulation (MiCAR") to redeem all USDC presented to it for redemption on a 1:1 basis for U.S. dollars, regardless of whether the holder is a Circle Mint customer. As of March 31, 2025.

USDC LIQUIDITY Near-instant settlement USDC transactions can settle inseconds worldwide. All day, every day. $1t + USDC minted and redeemed since founding4 $25T + USDC lifetime onchain transaction volume 4 4. As of March 31, 2025.

CIRCLE PLATFORM Enterprise-grade products Circle empowers developers to build onchain payment solutions with compliance, transparency, and near-instant processing. 500+ Partners building solutions with us 5 400+ Smart Contracts transacting with USDC 5 20 Blockchains with native USDC issuance 6 $40B+ Native USDC transferred between blockchains since April 2023 5 5. As of March 31, 2025. 6. As of May 15, 2025.

USDC ECOSYSTEM Global network & accessibility USDC enables businesses to offer payment connectivity and dollar-backed financial services to more people in more places.185+ Countries where Circle supports wire transfers for minting and redeeming USDC 7 600M+ End-user wallet products with access to USDC 8 7. Circle Mint is currently available only to institutions and is not available to individuals. 8. As of March 31, 2025.

Table of contents

| Founder’s letter                                                                      |     |   1 |
| Glossary                                                                              |     |   6 |
| Prospectus summary                                                                    |     |  10 |
| Risk factors                                                                          |     |  33 |
| Cautionary statement regarding forward-looking statements                             |     |  82 |
| Use of proceeds                                                                       |     |  84 |
| Dividend policy                                                                       |     |  85 |
| Capitalization                                                                        |     |