Company: FCNCB
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0000798941-25-000040
Chunk: 290

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 290
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 were modified during the referenced periods. The period of delinquency is based on the number of days the scheduled payment is contractually past due.Modified Loans Payment Status (twelve months ended June 30, 2025)dollars in millionsCurrent30–59 Days Past Due60–89 Days Past Due90 Days or Greater Past DueTotalCommercialCommercial construction$36 $— $— $— $36 Owner occupied commercial mortgage71 1 1 3 76 Non-owner occupied commercial mortgage260 14 — 43 317 Commercial and industrial270 2 4 1 277 Investor dependent76 — 3 — 79 Total commercial713 17 8 47 785 ConsumerResidential mortgage37 3 2 3 45 Revolving mortgage7 — — — 7 Total consumer44 3 2 3 52 Total loans and leases$757 $20 $10 $50 $837 Modified Loans Payment Status (twelve months ended June 30, 2024)dollars in millionsCurrent30–59 Days Past Due60–89 Days Past Due90 Days or Greater Past DueTotalCommercialCommercial construction$3 $— $— $— $3 Owner occupied commercial mortgage35 — 2 1 38 Non-owner occupied commercial mortgage222 — 1 10 233 Commercial and industrial238 3 1 1 243 Investor dependent113 — — 9 122 Total commercial611 3 4 21 639 ConsumerResidential mortgage11 4 2 1 18 Revolving mortgage6 — — — 6 Total consumer17 4 2 1 24 Total loans and leases$628 $7 $6 $22 $663 At June 30, 2025, there were $13 million of commitments to lend additional funds to debtors experiencing financial difficulty for which the terms of the loan were modified during the six months ended June 30, 2025. At December 31, 2024, there were $55 million of commitments to lend additional funds to debtors experiencing financial difficulty for which the terms of the loan were modified during the year ended December 31, 2024.

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Loans Pledged The following table provides information regarding loans pledged as collateral for borrowing capacity