Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 150

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 8
Chunk 150
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1 $2,134 30-89 days past due4 2 1 1 — — 14 1 23 Accruing loans past due 90 days or more— — — — — — 8 — 8 Nonaccrual2 1 1 — — — 51 — 55 Total other$265 $155 $104 $72 $16 $18 $1,588 $2 $2,220 Total loans at December 31, 2024$19,234 $15,083 $17,786 $11,704 $8,328 $28,783 $33,120 $1,543 $135,581 

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4. Loans and allowance for loan losses, continued

Allowance for loan losses For purposes of determining the level of the allowance for loan losses, the Company evaluates its portfolio by loan type. Changes in the allowance for loan losses and the reserve for unfunded credit commitments for the three-month and nine-month periods ended September 30, 2025 and 2024 were as follows:Allowance for Loan LossesCommercial and IndustrialReal Estate   Reserve for Unfunded Credit Commitments (a)(Dollars in millions)Commercial Residential Consumer Total Three Months Ended September 30, 2025Beginning balance$793 $544 $110 $750 $2,197 $80 Provision for credit losses82 (47)(3)78 110 15 Net charge-offs:Charge-offs(89)(22)(1)(78)(190)— Recoveries17 1 1 25 44 — Net charge-offs(72)(21)— (53)(146)— Ending balance$803 $476 $107 $775 $2,161 $95 Three Months Ended September 30, 2024Beginning balance$790 $658 $110 $646 $2,204 $60 Provision for credit losses52 1 (5)72 120 — Net charge-offs:Charge-offs(64)(24)(1)(65)(154)— Recoveries14 4 1 15 34 — Net charge-offs(50)(20)— (50)(120)— Ending balance$792 $639