Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 175

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 175
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 old certificate have been converted into the right to receive under the merger agreement. Representations and Warranties The merger agreement contains representations and warranties made by each of the Huntington Parties and Cadence relating to a number of matters, including the following:

| • | corporate matters, including due organization, qualification and subsidiaries; |

| • | capitalization; |

| • | authority relative to execution and delivery of the merger agreement and the absence of conflicts with, or violations of, organizational documents or other obligations as a result of the merger; |

| • | required governmental and other regulatory and self-regulatory filings and consents and approvals in connection with the merger; |

| • | reports to regulatory agencies; |

| • | reports made to the SEC by Huntington and to the Federal Reserve by Cadence; |

| • | financial statements, internal controls, books and records, and absence of undisclosed liabilities; |

| • | broker’s fees payable in connection with the merger; |

| • | the absence of certain changes or events; |

| • | legal and regulatory proceedings; |

| • | tax matters; |

| • | compliance with applicable laws; |

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| • | certain material contracts; |

| • | absence of agreements with regulatory agencies; |

| • | information technology; |

| • | related party transactions; |

| • | inapplicability of takeover statutes; |

| • | absence of action or circumstance that could reasonably be expected to prevent the merger from qualifying as a “reorganization” under Section 368(a) of the Code; |

| • | investment securities; |

| • | the receipt of opinions of each party’s respective financial advisors; |

| • | risk management instruments; |

| • | the accuracy of information supplied for inclusion in this joint proxy statement/prospectus and other similar documents; |

| • | employee benefit matters; and |

| • | loan portfolio matters. |

The merger agreement contains additional representations and warranties by Cadence with respect to:

| • | employee matters; |

| • | environmental matters; |

| • | real property; |

| • | intellectual property; |

| • | insurance matters; |

| • | Cadence’s investment adviser subsidiary, Linscomb Wealth, Inc.; and |

| • | the absence of broker-dealer subsidiaries. |

Certain representations and warranties of the Huntington Parties and Cadence are qualified as to “material