Company: UVSP
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000102212-25-000019
Chunk: 176

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-04-29
Form: 10-Q
Item: Item 2
Chunk 176
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 capital requirements in an amount greater than 2.50% of total risk-weighted assets. The Corporation's and Bank's intent is to maintain capital levels in excess of the capital conservation buffer, which requires Tier 1 Capital to Risk Weighted Assets to exceed 8.50% and Total Capital to Risk Weighted Assets to exceed 10.50%. The Corporation and the Bank were in compliance with these requirements at March 31, 2025.

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Table 5—Regulatory Capital

The Corporation's and Bank's actual and required capital ratios as of March 31, 2025 and December 31, 2024 under regulatory capital rules were as follows.

 ActualFor Capital AdequacyPurposesTo Be Well-CapitalizedUnder PromptCorrective ActionProvisions(Dollars in thousands)AmountRatioAmountRatioAmount  Ratio  At March 31, 2025Total Capital (to Risk-Weighted Assets):Corporation$1,006,906 14.35 %$561,205 8.00 %$701,506 10.00 %Bank850,851 12.18 558,789 8.00 698,487 10.00 Tier 1 Capital (to Risk-Weighted Assets):Corporation769,781 10.97 420,903 6.00 561,205 8.00 Bank763,485 10.93 419,092 6.00 558,789 8.00 Tier 1 Common Capital (to Risk-Weighted Assets):Corporation769,781 10.97 315,678 4.50 455,979 6.50 Bank763,485 10.93 314,319 4.50 454,016 6.50 Tier 1 Capital (to Average Assets):Corporation769,781 9.80 314,056 4.00 392,571 5.00 Bank763,485 9.75 313,116 4.00 391,395 5.00 At December 31, 2024Total Capital (to Risk-Weighted Assets):Corporation$999,073 14.19 %$563,074 8.00 %$703,842 10.00 %Bank843,245 12.03 560