Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 2018

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 9C
Chunk 2018
---

			Commercial

			Commercial

			Consumer

			Mortgage

			Mortgage

			Residential

			Construction

			and Land

			Real Estate

			Business

			and Other

			Total

			(In thousands)

			Amortized Cost Basis in Loans:

			Principal loan balance

			$
			133,480

			$
			62,070

			$
			39,963

			$
			15,667

			$
			76,713

			$
			168,757

			$
			68,223

			$
			56,373

			$
			621,246

			Net deferred loan origination fees and costs

			121

			1,231

			(17
			)

			-

			(44
			)

			(112
			)

			(11
			)

			-

			1,168

			Amortized cost basis in loans

			$
			133,601

			$
			63,301

			$
			39,946

			$
			15,667

			$
			76,669

			$
			168,645

			$
			68,212

			$
			56,373

			$
			622,414

F-27

FIRST CAPITAL, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED

(4 - continued)

The following table presents the activity in the ACL on loans by class of loan for the year ended December 31, 2024:

			Other

			1-4 Family 

			Home Equity

			1-4 Family

			Construction,

			Residential

			and Second 

			Multifamily

			Residential

			Development

			Commercial

			Commercial

			Consumer

			Mortgage

			Mortgage

			Residential

			Construction

			and Land

			Real Estate

			Business

			and Other

			Total

			(In thousands) 

			ACL on Loans:

			Beginning balance

			$
			1,490

			$
			406

			$
			332