Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 795

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 795
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Article VII of the Registration Rights Agreement is incorporated herein by reference, mutatis mutandis .

<div align='center'>[Remainder of page intentionally left blank]

H-35</div>

TABLE OF CONTENTS

Accordingly, the undersigned have executed and delivered this Joinder Agreement as of theday of,.

| [NEW FORD SHAREHOLDER] |
| Name:                  |
| Notice Information     |
| Address:               |
| Telephone:             |
| Facsimile:             |
| Email:                 |

[Signature Page to Ford Shareholder Joinder Agreement] H-36

#### TABLE OF CONTENTS
<div align='center'>EXHIBIT C</div>

FINAL FORM

### FORM OF

### FOURTH AMENDED AND RESTATED ARTICLES OF INCORPORATION

#### OF

### MECHANICS BANCORP

## ARTICLE 1. NAME
The name of the corporation is Mechanics Bancorp (the “

#### corporation
”).

## ARTICLE 2. STOCK, VOTING RIGHTS
2.1

#### AUTHORIZED SHARES.
The corporation shall have authority to issue 1,900,000,000 shares of common stock and 120,000 shares of preferred stock. The shares of common stock shall consist of and be divided into two classes, 1,897,500,000 shares of which shall be designated Class A Common Stock having no par value (“

#### Class A Common Stock
”) and 2,500,000 shares of which shall be designated Class B Common Stock having no par value (“

#### Class B Common Stock
”). For the avoidance of doubt, the shares of common stock authorized by the Third Amended and Restated Articles of Incorporation, dated as of July 25, 2019, are the “Class A Common Stock.”

2.1.1. Rights of Common Shares . Except as expressly provided in this Article 2 , the rights, preferences, limitations and voting powers of the Class A Common Stock and Class B Common Stock shall be in all respects and for all purposes and in all circumstances absolutely and completely identical; provided , if the corporation shall in any manner split, subdivide or combine the outstanding shares of Class A Common Stock or Class B Common Stock, the outstanding shares of the other class shall likewise be split, subdivided or combined in the same manner proportionately and on the same basis per share; provided , further , that, without otherwise limiting the rights of the corporation to issue a share dividend or distribution on the