Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 69

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 69
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 which the accrual 14

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and Subsidiariesof interest has been discontinued. For further information regarding nonaccrual loans, refer to the Nonperforming Assets subheading in Note 1 - Basis of Presentation and Accounting Policies on page F-52 in the Corporation's 2024 Annual Report. These categories are generally consistent with the "special mention" and "substandard" categories as defined by regulatory authorities. A minority of nonaccrual loans are consistent with the "doubtful" category.Loan interest receivable totaled $257 million and $266 million at September 30, 2025 and December 31, 2024, respectively, and was included in accrued income and other assets on the Consolidated Balance Sheets.Allowance for Credit LossesThe following table details the changes in the allowance for credit losses. 20252024(in millions)Business LoansRetail LoansTotalBusiness LoansRetail LoansTotalThree Months Ended September 30Balance at beginning of period:Allowance for loan losses$654 $44 $698 $620 $66 $686 Allowance for credit losses on lending-related commitments26 11 37 23 8 31 Allowance for credit losses680 55 735 643 74 717 Loan charge-offs(44)(1)(45)(23)— (23)Recoveries on loans previously charged-off13 — 13 12 — 12 Net loan charge-offs(31)(1)(32)(11)— (11)Provision for credit losses:Provision for loan losses18 2 20 9 2 11 Provision for credit losses on lending-related commitments2 — 2 3 — 3 Provision for credit losses20 2 22 12 2 14 Balance at end of period:Allowance for loan losses641 45 686 618 68 686 Allowance for credit losses on lending-related commitments28 11 39 26 8 34 Allowance for credit losses$669 $56 $725 $644 $76 $720 Nine Months Ended September 30Balance at beginning of periodAllowance for loan losses$625 $65 $690 $620 $68 $688 Allowance for credit losses on lending-related commitments28 7 35 31 9