Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000033
Chunk: 2

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 2
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      0.65 |      |     |   17.9 |   |
| Memorandum items:                                                                                                |     |           |       |     |           |       |        |       |   |     |           |      |        |           |      |     |        |   |
| Average total assets                                                                                             |     | 1,834,476 |       |     | 1,793,758 |       |        |   2.3 |   |     | 1,803,272 |      |        | 1,773,103 |      |     |    1.7 |   |
| Average stockholders' equity                                                                                     |     |    97,952 |       |     |    96,720 |       |        |   1.3 |   |     |    96,744 |      |        |    93,035 |      |     |    4.0 |   |

| Note: the summarized income statement groups some lines of the consolidated statutory income statement on page 60 as follows:                                                                                                                                                                                                                                                                                                                                                                         |
| 1.‘Commission income’ and ‘Commission expense’.                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| 2.‘Gain or losses on financial assets and liabilities not measured at fair value through profit or loss, net’; ‘Gain or losses on financial assets and liabilities held for trading, net’; ‘Gains or losses on non-trading financial assets and liabilities mandatorily at fair value through profit or loss’; ‘Gain or losses on financial assets and liabilities measured at fair value through profit or loss, net’; ‘Gain or losses from hedge accounting, net’; and ‘Exchange differences, net’. |
| 3.‘Other operating income’; ‘Other operating expenses’; ’Income from insurance and reinsurance contracts’; and ‘Expenses from insurance and reinsurance contracts’.                                                                                                                                                                                                                                                                                                                                   |

| 8 |     | January- December2024 |

| Key consolidated data 
 Business model        |     | Group financial information |     | Financial information by segment |     | Appendix |     | Index |
|                       |     | Income statement            |     |                                  |     |          |     |       |

| Underlying income statement |

#### Results performance compared to 2023
The Group presents, both at the total Group level and for each of the business units, the changes in euros registered in the income statement, as well as variations excluding the exchange rate effect (i