Company: SLDE
Filing Date: 2025-06-18
Form Type: 424B4
Source: 0001193125-25-142810
Chunk: 140

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-18
Form: 424B4
Chunk 140
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     |        |       |    |     |          |         |     |        |       |    |
| Net income                          |     |        |                201,125 |     |          | 328,727 |     |        |  63.4 | %  |     |          | 170,827 |     |        | (15.1 | )% |
| Shareholders’ equity                |     |        |                433,159 |     |          | 560,761 |     |        |  29.5 | %  |     |          | 402,861 |     |        |  (7.0 | )% |
| Adjusted cash, cash equivalents and 
 investments(1)                      |     |        |                789,842 |     |          | 917,444 |     |        |  16.2 | %  |     |          | 759,544 |     |        |  (3.8 | )% |

| (1) | Adjusted cash, cash equivalents and investments is intended to present a measure of future liquidity and          
 consists of cash, cash equivalents and investments, less loss reserves, net of taxes, assuming a 25.39% tax rate. |

Policy acquisition and other underwriting expenses.We incur policy acquisition and other underwriting expenses that vary with, and are directly related to, the production of new business. Policy acquisition and other underwriting expenses consist of the following three items: (i) commissions paid to outside agents at the time of policy issuance, (ii) premium taxes and (iii) inspection fees. We capitalize policy acquisition and other underwriting expenses to the extent recoverable, then we amortize those costs over the contract period of the related policy. At each reporting date, we determine whether we have a premium deficiency. A premium deficiency would result if the sum of our expected losses, deferred policy acquisition and other underwriting expenses and policy maintenance costs (such as costs to store records and costs incurred to collect premiums and pay commissions) exceeded our related unearned premiums plus investment income. Should we determine that a premium deficiency exists, we would write off the unrecoverable portion of deferred policy acquisition and other underwriting expenses. Reinsurance.We follow industry practice of reinsuring a portion of our risks. Reinsurance involves transferring, or “ceding,” all or a portion of the risk exposure on policies we write to another insurer, known as a reinsurer. To the extent that our reins