Company: HUM
Filing Date: 2025-03-28
Form Type: 424B5
Source: 0001628280-25-015313
Chunk: 27

Company: HUMANA INC
Filing Date: 2025-03-28
Form: 424B5
Chunk 27
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 changes cannot be made to the indenture or the notes without approval of each affected noteholder, including the following:

• reducing the principal, any premium, or changing the stated final maturity of the notes or altering our repurchase obligations with respect to the notes;

• reducing the rate of, or changing the time for, payment of interest on the notes;

• making the principal or interest payable in a currency other than United States dollars or changing the place of payment;

• modifying the right of any noteholder to receive or sue for payment of principal or interest on the date such principal or interest is due;

• expressly subordinating the notes to other indebtedness of ours; or

• reducing the aggregate principal amount of the notes whose holders must consent to supplement the indenture or to waive any of its provisions.

Changes Requiring a Majority Vote of the Noteholders . Other than as set forth above, the indenture and the notes can generally be amended by a vote in favor by holders owning a majority of the outstanding aggregate principal amount of the notes. In the event that more than one series of notes issued under the base indenture is affected by the amendment, separate votes will be needed for each series even if they are affected in the same way.

#### Changes Not Requiring Approval
. From time to time, we and the trustee may, without the consent of the noteholders, amend either the indenture or the notes for specified purposes, including to:

• reflect that a successor has succeeded us and has assumed our covenants and obligations under the notes and the indenture;

• add further covenants for the benefit of the noteholders;

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• add any additional event of default;

• pledge property to the trustee as security for the notes;

• add guarantees with respect to the notes;

• change the trustee or provide for an additional trustee;

• modify the indenture in order to continue its qualification under the TIA or as may be necessary or desirable in accordance with amendments of that act;

• issue and establish the form and terms and conditions of other series of debt securities as provided in the base indenture; or

• cure any ambiguity, mistake or inconsistency in the indenture or in the notes or make any other provisions with respect to matters or questions arising under the indenture as long as the interests of the noteholders are not adversely affected in any material respect.

#### Satisfaction and Discharge
The indenture will cease to be