Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 200

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 2
Chunk 200
---
 expense not attributed to the Company’s Consumer Banking, Commercial Banking, or Non-Core segments, as well as treasury and community development.

Table 15: Selected Financial Data for Business SegmentsThree Months Ended June 30,Consumer BankingCommercial BankingNon-Core(dollars in millions)202520242025202420252024Net interest income$1,218 $1,120 $439 $494 ($5)($31)Noninterest income329 277 232 242 3 — Total revenue1,547 1,397 671 736 (2)(31)Noninterest expense963 915 317 311 15 26 Profit (loss) before credit losses584 482 354 425 (17)(57)Net charge-offs81 84 84 90 2 10 Income (loss) before income tax expense (benefit)503 398 270 335 (19)(67)Income tax expense (benefit)127 102 64 76 (5)(17)Net income (loss)$376 $296 $206 $259 ($14)($50)Average Balances: Total assets$78,822 $74,295 $66,284 $68,958 $5,216 $9,418 Total loans and leases(1)72,402 67,960 63,057 65,997 5,192 9,376 Deposits127,271 120,478 42,481 44,203 — — Interest-earning assets72,988 68,552 63,710 66,447 5,192 9,376 

Six Months Ended June 30,Consumer BankingCommercial BankingNon-Core(dollars in millions)202520242025202420252024Net interest income$2,411 $2,213 $880 $1,008 ($20)($68)Noninterest income626 535 447 469 3 — Total revenue3,037 2,748 1,327 1,477 (17)(68)Noninterest expense1,917 1,818 644 628 31 51 Profit (loss) before credit losses1,120 930 683 849 (48)(119)Net charge-offs167 165 161 171 39 29 Income (loss) before