Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 98

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 98
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 1,476 269 61,962 Nine Months Ended September 30, 2024Earnings Summary:Net interest income (expense)$1,406 $609 $140 $(657)$117 $1,615 Provision for credit losses22 4 2 — — 28 Noninterest income442 85 216 49 12 804 Salaries and benefits expense226 149 102 42 487 1,006 Outside processing fee expense147 7 31 4 16 205 Occupancy expense17 77 9 3 28 134 Allocated corporate expense301 229 90 (52)(568)— All other noninterest expenses (a)86 71 43 8 167 375 Total noninterest expenses777 533 275 5 130 1,720 Provision (benefit) for income taxes225 34 18 (135)1 143 Net income (loss)$824 $123 $61 $(478)$(2)$528 Net charge-offs$32 $3 $1 $— $— $36 Selected average balances:Assets$45,998 $3,033 $5,346 $18,593 $8,046 $81,016 Loans43,693 2,322 5,073 — 12 51,100 Deposits31,845 24,400 3,898 3,661 283 64,087 (a)All other noninterest expenses for each reportable business segment includes:i.Commercial Bank - Primarily net benefit from settlements and dismissed litigation and FDIC insurance expense.ii.Retail Bank - Primarily equipment expense and FDIC insurance expense.iii.Wealth Management - Primarily operational losses and litigation-related expense.36

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and Subsidiaries

NOTE 16 - REVENUE FROM CONTRACTS WITH CUSTOMERS

Revenue from contracts with customers comprises the noninterest income earned by the Corporation in exchange for services provided to customers. The following table presents the composition of revenue from contracts with customers, segregated from other sources of noninterest income, by business segment.(in millions)CommercialBankRetailBankWealth ManagementFinance & OtherTotalThree Months Ended September 30, 2025Revenue from contracts with