Company: EMYB
Filing Date: 2025-04-28
Form Type: DEF 14A
Source: 0001449794-25-000004
Chunk: 9

Company: Embassy Bancorp, Inc.
Filing Date: 2025-04-28
Form: DEF 14A
Chunk 9
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 should keep in mind that forward-looking statements are only predictions, at a point in time, and are inherently less reliable than historical information. You are urged not to place undue reliance on these forward-looking statements, which speak only as of the date of this proxy statement. We assume no obligation to update any forward-looking statement in order to reflect any event or circumstance that may arise after the date of this proxy statement, other than as may be required by applicable law or regulation.

About Embassy

Embassy Bancorp, Inc. (OTCQX: EMYB) is the holding company for Embassy Bank For the Lehigh Valley (the “Bank”), which was formed in 2001 by members of the Lehigh Valley, Pennsylvania, community to ensure that the Lehigh Valley would have a locally owned, locally managed bank for many years to come. To this day, the focus remains local – the Board of Directors is comprised of local business owners, and many of the Company’s shareholders are also some of the Bank’s longest-serving customers. That focus has paid off with a strong history of growth and financial performance. From its humble beginnings in a trailer on the construction site of its first office, the Company has grown to over $1.7 billion in assets, $1.3 billion in loans and $1.6 billion in deposits, all without any acquisitions and under the guidance of a majority of an executive management team that has now been together for more than two decades.

The Company provides a traditional range of financial products and services to meet the depository and credit needs of individual consumers, small and medium-sized businesses and professionals in the Lehigh Valley and its surrounding communities. In order to differentiate the Company from its larger competitors, there is a strong focus on service that is highly personalized, efficient and responsive to local needs. The Company employs an experienced, well-trained, highly motivated staff, with interest in building quality client relationships using contemporary delivery systems and client service facilities. The Company’s senior management team has extensive banking experience and establishes the Company’s goal to serve the financial needs of its clients and provide a profitable return to its shareholders, consistent with safe and sound banking practices.

The Company credits its success in large part to its dedicated executive management team, many of whom have guided the Bank since its inception, together with its highly personalized relationship banking model, while always keeping a sharp focus on credit quality. By staying in-market and thoroughly understanding its customers, products and services, the Company not only survived, but thrived through and following the financial crises of