Company: FRME
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0000712534-25-000171
Chunk: 85

Company: FIRST MERCHANTS CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Part I, Item 1
Chunk 85
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-Exempt (2)1,137,087 27,009 4.75 915,302 21,038 4.60 Total Loans13,077,288 409,910 6.27 12,548,798 420,474 6.70 Total Earning Assets17,060,278 464,579 5.45 %17,068,917 483,936 5.67 %Total Non-Earning Assets1,365,445 1,312,423  Total Assets$18,425,723 $18,381,340   Liabilities:   Interest-Bearing Deposits:   Interest-bearing deposits$5,533,858 $69,909 2.53 %$5,503,185 $80,484 2.92 %Money market deposits3,526,461 54,666 3.10 3,040,938 54,613 3.59 Savings deposits1,291,133 4,958 0.77 1,534,305 7,277 0.95 Certificates and other time deposits1,975,923 35,255 3.57 2,421,413 55,062 4.55 Total Interest-Bearing Deposits12,327,375 164,788 2.67 12,499,841 197,436 3.16 Borrowings1,256,688 24,181 3.85 948,866 19,211 4.05 Total Interest-Bearing Liabilities13,584,063 188,969 2.78 13,448,707 216,647 3.22 Noninterest-bearing deposits2,198,939 2,388,695   Other liabilities302,281 321,188   Total Liabilities16,085,283 16,158,590   Stockholders' Equity2,340,440 2,222,750   Total Liabilities and Stockholders' Equity$18,425,723 $18,381,340 Net Interest Income (FTE)$275,610  $267,289  Net Interest Spread (FTE) (4)2.67 %  2.45 %Net Interest Margin (FTE):Interest Income (FTE)