Company: BANC-PF
Filing Date: 2025-05-09
Form Type: 10-Q
Source: 0001169770-25-000024
Chunk: 12

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-05-09
Form: 10-Q
Item: Item 2
Chunk 12
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857 2.68 %1,954,625 14,255 2.90 %2,036,129 18,030 3.56 %Time 4,498,268 46,791 4.22 %4,645,115 51,734 4.43 %6,108,321 73,877 4.86 %Total interest‑bearing deposits19,206,084 140,530 2.97 %19,262,178 154,085 3.18 %21,765,464 194,807 3.60 %Borrowings1,397,720 18,421 5.34 %1,399,080 18,993 5.40 %2,892,406 38,124 5.30 %Subordinated debt942,817 15,340 6.60 %942,221 16,156 6.82 %937,005 16,671 7.16 %Total interest‑bearing liabilities21,546,621 174,291 3.28 %21,603,479 189,234 3.48 %25,594,875 249,602 3.92 %Noninterest‑bearing demand deposits7,714,830 7,905,750 7,685,027 Other liabilities522,753 566,635 870,273 Total liabilities29,784,204 30,075,864 34,150,175 Stockholders’ equity3,524,181 3,486,164 3,390,532 Total liabilities and stockholders' equity$33,308,385 $33,562,028 $37,540,707 Net interest income $232,364 $235,285 $229,102 Net interest rate spread 2.11 %2.00 %1.64 %Net interest margin 3.08 %3.04 %2.66 %Total deposits (2)$26,920,914 $140,530 2.12 %$27,167,928 $154,085 2.26 %$29,450,491 $194,807 2.66 %Total funds (3)$29,261,451 $174,291 2.42