Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 104

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 104
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:Commercial70,560 73,490 31,740 Commercial real estate26,187 21,042 39,262 Home equity2,070 1,117 838 Residential real estate22,522 23,762 17,901 Premium finance receivables—property and casualty29,846 28,797 32,648 Premium finance receivables—life insurance— 6,431 — Consumer and other18 2 19 Total nonaccrual loans151,203 154,641 122,408 Total non-performing loans:Commercial70,606 73,594 31,767 Commercial real estate26,187 21,042 39,262 Home equity2,070 1,117 838 Residential real estate22,522 23,762 17,901 Premium finance receivables—property and casualty47,927 44,828 58,525 Premium finance receivables—life insurance2,962 6,431 — Consumer and other116 49 66 Total non-performing loans$172,390 $170,823 $148,359 Other real estate owned22,625 23,116 14,538 Total non-performing assets195,015 $193,939 $162,897 Total non-performing loans by category as a percent of its own respective category’s period-end balance:Commercial0.44 %0.47 %0.24 %Commercial real estate0.20 0.16 0.34 Home equity0.45 0.25 0.25 Residential real estate0.61 0.66 0.62 Premium finance receivables—property and casualty0.66 0.62 0.84 Premium finance receivables—life insurance0.04 0.08 — Consumer and other0.10 0.05 0.13 Total non-performing loans0.35 %0.36 %0.34 %Total non-performing assets, as a percentage of total assets0.30 %0.30 %0.28 %Total nonaccrual loans as a percentage of total loans0.31 %0.32 %0.28 %Allowance for credit losses as a percentage of nonaccrual loans296