Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001193125-25-169879
Chunk: 19

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 19
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 0.8 Net Interest Income 362 0.7 0.7 154 -4.3 Net Fees and Commissions 75 -7.6 -6.0 106 -9.0 Net Trading Income 55 -28.7 9.9 Other Income & Expenses -6 -23.6 -24.9 -14 -23.4 487 -4.7 1.0 969 -0.8 Gross Income -366 7.0 Operating Expenses -181 9.9 -1.5 305 -11.6 2.5 603 -5.0 Operating Income -148 -54.6 Impairment on Financial Assets -81 -51.5 21.6 6 -24.1 Provisions and Other Gains and Losses -9 n.s. n.s. 215 11.4 -12.3 461 45.7 Income Before Tax -132 70.5 Income Tax -60 25.9 -15.9 -173 35.1 Non-controlling Interest -80 3.6 -13.1 75 10.0 -8.1 156 40.6 Net Attributable Proﬁt p. 37

2 Customer spread by country

2Q25 EARNINGS ANNEX - CUSTOMER SPREAD BY COUNTRY Customer AVERAGE 2Q24 3Q24 4Q24 1Q25 2Q25 Spain 3.44% 3.39% 3.30% 3.19% 3.05% spreads: Yield on Loans 4.30% 4.25% 4.13% 3.85% 3.66% Cost of Deposits -0.87% -0.86% -0.83% -0.66% -0.60% quarterly Mexico MXN 12.41% 12.48% 12.33% 12.00% 11.96% Yield on Loans 15.44% 15.50% 15.23% 14.99% 14.71% evolution Cost of Deposits -3.03% -3.02% -2.90% -2.99% -2.75% 1 Mexico FC 6.48% 6.12% 5.88% 5.44% 5.25% Yield on Loans