Company: LLOBF
Filing Date: 2025-02-20
Form Type: 6-K
Source: 0001654954-25-001688
Chunk: 5

Company: Lloyds Banking Group plc
Filing Date: 2025-02-20
Form: 6-K
Chunk 5
---
.9 |     |      46.4 |     |     -1 |     |      45.1 |     |      2 |     |      47.4 |     |     -3 |
| Ordinary shares in issue, excluding own shares |   60,491m |     |   61,419m |     |     -2 |     |   62,458m |     |     -3 |     |   63,508m |     |     -5 |

1 From the first quarter of 2024, open mortgage book and closed mortgage book loans and advances, previously presented separately, are reported together as UK mortgages; Wealth loans and advances, previously reported separately, are included within Retail other. The 31 December 2023 comparative is presented on a consistent basis.

2 The increases between 31 December 2023 and 30 June 2024 and between 30 September 2024 and 31 December 2024 are net of the impact of the securitisations of primarily legacy Retail mortgages of £0.9 billion and £1.0 billion respectively.

3 UK Motor Finance balances on an underlying basis A exclude a finance lease gross up. See page 27.

4 Within underlying loans and advances, Retail other includes the European and Wealth businesses.

5 Previously named Small and Medium Businesses.

6 Central Items includes central fair value hedge accounting adjustments.

7 From the first quarter of 2024, Retail relationship savings accounts and Retail tactical savings accounts, previously reported separately, are reported together as Retail savings accounts. The 31 December 2023 comparative is presented on a consistent basis.

### GROUP RESULTS - STATUTORY BASIS
The results below are prepared in accordance with the recognition and measurement principles of IFRS ® Accounting Standards. The underlying results are shown on page 3.

| Summary income statement                                            |    2024 
      £m |     |    2023 
      £m |     | Change 
      % |
| Net interest income                                                 |  12,277 |     |  13,298 |     |     -8 |
| Other income                                                        |  22,004 |     |  22,107 |     |        |
| Total income                                                        |  34,281 |     |  35,405 |     |     -3 |
| Net finance expense in respect of insurance and investment          
 contracts                                                           | -16,278 |     | -16,776 |     |