Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 26

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 26
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'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 819 804 747 765 756 735 -2.8% 1,622 1,491 -8.1% Net fee income 175 197 171 156 171 177 +3.0% 372 348 -6.5% Gains (losses) on financial transactions and other (25) 8 (20) (28) (31) (21) -33.4% (17) (52) +207.7% Total revenue 969 1,009 899 893 896 891 -0.6% 1,978 1,787 -9.6% Operating expenses (432) (440) (418) (467) (397) (390) -1.9% (872) (787) -9.8% Net loan-loss provisions (205) (211) (143) (96) (135) (150) +11.6% (415) (285) -31.4% Other gains (losses) and provisions (9) (12) (9) (10) (22) (16) -25.1% (20) (38) +86.7% Profit before tax 323 346 328 320 343 335 -2.3% 670 677 +1.2%

36 Retail & Commercial Banking Mexico (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 693 684 712 748 745 746 +0.1% 1,376 1,491 +8.4% Net fee income 148 168 163 154 169 179 +6.0% 316 348 +10.2% Gains (losses) on financial transactions and other (21) 7 (18) (26) (31) (21) -31.0% (14) (52) +262.7% Total revenue 820 858 857 876 883 904 +2.3% 1,678 1,787 +6.5% Operating expenses (