Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 16

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 16
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 different CUSIP number from the applicable series of Initial Notes; and

•

will not entitle their holders to registration rights.

#### The Exchange Notes
**Issuer:**

Fairfax Financial Holdings Limited

**Exchange Notes Offered:**

Up to $500,000,000 aggregate principal amount of 5.750% senior notes due May 20, 2035.

Up to $400,000,000 aggregate principal amount of 6.500% senior notes due May 20, 2055.

**Maturity Date:**

The 2035 Notes will mature on May 20, 2035 and the 2055 Notes will mature on May 20, 2055.

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**TABLE OF CONTENTS

Interest:**

The 2035 Notes bear interest at a rate of 5.750% per annum. Interest is payable in semi-annual installments in arrears on each May 20 and November 20, commencing November 20, 2025.

The 2055 Notes bear interest at a rate of 6.500% per annum. Interest is payable in semi-annual installments in arrears on each May 20 and November 20, commencing November 20, 2025.

**Ranking:**

The Exchange Notes will be direct, unsecured obligations of the Company, and each such series of Exchange Notes will form a part of the series of the respective series of Initial Notes. The Exchange Notes will rank equally and ratably with all of the Company’s other unsecured and unsubordinated indebtedness from time to time outstanding. The Exchange Notes will be effectively subordinated to any secured indebtedness of the Company to the extent of the assets securing such indebtedness. The Exchange Notes would also be structurally subordinated to all obligations of the Company’s subsidiaries. See “Risk Factors — Risk Factors Relating to the Exchange Notes.”

**Payment of Additional Amounts:**

Any payments made by the Company with respect to the Exchange Notes will be made without withholding or deduction for Canadian taxes unless required by law. Subject to certain exclusions, if the Company is required by law to withhold or deduct for Canadian taxes with respect to a payment to the holders of the Exchange Notes, the Company will pay the additional amount necessary so that the net amount received by the holders of the Exchange Notes after the withholding or deduction is not less than the amount that they would have received in the absence of the withholding or deduction. See “Description