Company: SLDE
Filing Date: 2025-06-18
Form Type: 424B4
Source: 0001193125-25-142810
Chunk: 122

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-18
Form: 424B4
Chunk 122
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 three months ended March 31, 2025, primarily as a result of increased net premiums earned from increased policies in force and a decrease in catastrophe losses from non-hurricane weather activity.

Combinedratio,excludingcatastrophiclosses&prioryearclaimsdevelopment. Our combined ratio, excluding catastrophic losses & prior year claims development increased from 56.7% for the three months ended March 31, 2024
to 60.8% for the three months ended March 31, 2025, primarily as a result of a reduction in premiums earned from Citizens policies in the assumption period with reduced policy acquisition costs.

Policyacquisitionexpenseratio. Our policy acquisition expense ratio increased from
9.1% for the three months ended March 31, 2024 to 10.7% for the three months ended March 31, 2025, primarily as a result of a reduction in premiums earned from Citizens policies in the assumption period with reduced policy acquisition
costs.

Debt to capitalizationratio. Our debt to capitalization ratio decreased from 10.5% for the three
months ended March 31, 2024 to 6.6% for the three months ended March 31, 2025, primarily as a result of growth in retained earnings from net income for the three months ended March 31, 2025.

Return on equity.Our return on equity decreased from 20.7% for the three months ended March 31, 2024 to 19.2% for the
three months ended March 31, 2025 as a result of growth in equity due to retained earnings.

82

Return on tangible equity. Our return on tangible equity decreased from 22.1% for the three months ended March 31, 2024 to 19.5% for the three months ended March 31, 2025 as a result of growth in equity due to an increase in retained earnings. Results of Operations Year Ended December 31, 2024 Compared to Year Ended December 31, 2023 The following table summarizes our results of operations for the years ended December 31, 2023 and 2024:

|                                                                                  |     | Year Ended December 31, 
 (in thousands)          |      2024 |     |   |     2023 |     |   |   Change |     |     | % Change |
|:---------------------------------------------------------------------------------|:----|:------------------------|----------:|: