Company: SLDE
Filing Date: 2025-04-25
Form Type: DRS/A
Source: 0000950123-25-003716
Chunk: 57

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-04-25
Form: DRS/A
Chunk 57
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, engage in certain asset sales, mergers, acquisitions or similar transactions, create liens on assets, engage in certain transactions with affiliates, change our
business or make investments and require us to comply with certain financial covenants. The restrictions in the Credit Facility may prevent us from taking actions that

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we believe would be in the best interest of our business and our stockholders and may make it difficult for us to execute our business strategy successfully or effectively compete with companies that are not similarly restricted. We may also incur future debt obligations that might subject us to additional or more restrictive covenants that could affect our financial and operational flexibility, including our ability to pay dividends. We cannot make any assurances that we will be able to refinance our debt or obtain additional financing on terms acceptable to us, or at all. A failure to comply with the restrictions under the Credit Facility could result in a default under the financing obligations or could require us to obtain waivers from our lenders for failure to comply with these restrictions. The occurrence of a default that remains uncured or the inability to secure a necessary consent or waiver could cause our obligations with respect to our debt to be accelerated and have a material adverse effect on our business, results of operations and financial condition. The failure of the risk mitigation strategies we utilize could have a material adverse effect on our business, results of operations or financial condition. We utilize a number of strategies to mitigate our risk exposure including:

| • |     | employing proper underwriting procedures; |

| • |     | carefully evaluating the terms and conditions of our policies; |

| • |     | geographic diversification; and |

| • |     | ceding insurance risk to reinsurance companies. |

However, there are inherent limitations in all of these tactics. No assurance can be given that an event or series of unanticipated events will not result in loss levels which could have a material adverse effect on our business, results of operations or financial condition. Our acquisitions may be difficult to integrate, divert management resources, result in unanticipated costs or dilute our stockholders. Part of our continuing business strategy is to make acquisitions of, or investments in, companies, products or technologies that complement our current products, enhance our market coverage, technical capabilities or production capacity or offer growth opportunities. Acquisitions could pose numerous risks to our operations, including:

| • |     | we may have difficulty integrating the acquired operations, products, technologies or personnel; |

| • |     | we may incur substantial unanticipated integration costs; |

| • |