Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 409

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 12
Chunk 409
---
	54

			-

			-

			54

			-

			Commercial Real Estate

			1,055

			-

			-

			1,055

			-

			Commercial Business

			-

			-

			38

			38

			-

			Consumer and Other

			-

			-

			-

			-

			-

			$
			3,395

			$
			-

			$
			38

			$
			3,433

			$
			69

F-29

FIRST CAPITAL, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED

(4 - continued)

Nonperforming loans consists of nonaccrual loans and loans past due and still accruing interest.  The following table presents the amortized cost basis of loans on nonaccrual status and loans 90 days or more past due still accruing as of December 31, 2024:

			Loans 90+ Days

			Total

			Nonaccrual Loans

			Nonaccrual Loans

			Total

			Past Due

			Nonperforming

			with No ACL

			with An ACL

			Nonaccrual

			Still Accruing

			Loans

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			1,186

			$
			-

			$
			1,186

			$
			-

			$
			1,186

			Home Equity and Second Mortgage

			568

			-

			568

			-

			568

			Multifamily Residential

			-

			-

			-

			-

			-

			1-4 Family Residential Construction

			-

			90

			90

			-

			90

			Other Construction, Development and Land

			59

			-

			59

			-

			59

			Commercial Real Estate

			413

			-

			413

			-

			413

			Commercial Business

			99

			1,967

			2,066

			-

			2,066

			Consumer and Other

			-

			-