Company: LLOBF
Filing Date: 2025-12-02
Form Type: 6-K
Source: 0001654954-25-013610
Chunk: 1

Company: Lloyds Banking Group plc
Filing Date: 2025-12-02
Form: 6-K
Chunk 1
---
 The scenario was more severe than the last global financial crisis and combined rapidly rising interest rates and unemployment, in conjunction with significant falls in property prices and GDP. In addition to these economic factors, and in line with previous years, the stress scenario also reflected other risks such as conduct events, alongside a traded risk scenario. Clearly since the date of this stress test (conducted with a balance sheet date of 31 December 2024) we have taken a significant further provision for the potential impact of Motor Finance.

The strong performance and indeed continued strengthening of the stressed performance of the Group reflects the Group's prudent balance sheet management and strong capital position (having reported a pro-forma CET1 ratio of 13.5% and a UK leverage ratio of 5.5%, at 31 December 2024). The Group continues to be strongly capital generative as highlighted in our recent Q3 results.

Lloyds Banking Group also notes the Financial Policy Committee's (FPC's) capital review and will assess the implications for the Group and update as appropriate

#### Further details
Details of the BoE's approach to the stress test and the detailed results in relation to all participating financial institutions are available from the BoE's website.

<div align='center'>-END-</div>

For further information:

Investor Relations

Douglas Radcliffe +44 (0)20 7356 1571

Group Investor Relations Director

douglas.radcliffe@lloydsbanking.com

Corporate Affairs

Matt Smith +44 (0)77 8835 2487

Head of Media Relations

matt.smith@lloydsbanking.com

<div align='center'>FORWARD LOOKING STATEMENTS</div>

This document contains certain forward-looking statements within the meaning of Section 21E of the US Securities Exchange Act of 1934, as amended, and section 27A of the US Securities Act of 1933, as amended, with respect to the business, strategy, plans and/or results of Lloyds Banking Group plc together with its subsidiaries (the Group) and its current goals and expectations. Statements that are not historical or current facts, including statements about the Group's or its directors' and/or management's beliefs and expectations, are forward-looking statements. Words such as, without limitation, 'believes', 'achieves', 'anticipates', 'estimates', 'expects', 'targets', 'should', 'intends', 'aims', 'projects', 'plans', 'potential',