Company: SYBT
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0001437749-25-033206
Chunk: 11

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-11-05
Form: 10-Q
Item: Part I, Item 8
Chunk 11
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			204

			6,502

			Total commercial and industrial

			20,854

			6,809

			(748
			)

			826

			27,741

			Residential real estate - owner occupied

			9,316

			5,021

			(316
			)

			24

			14,045

			Residential real estate - non-owner occupied

			4,282

			651

			-

			7

			4,940

			Total residential real estate

			13,598

			5,672

			(316
			)

			31

			18,885

			Construction and land development

			7,593

			4,058

			-

			-

			11,651

			Home equity lines of credit

			1,660

			(428
			)

			(100
			)

			2

			1,134

			Consumer

			1,407

			1,294

			(606
			)

			365

			2,460

			Leases

			220

			182

			-

			-

			402

			Credit cards

			242

			193

			(184
			)

			24

			275

			Total

			$
			79,374

			$
			6,575

			$
			(1,954
			)
			 
			$
			1,348

			$
			85,343

18

The following tables present the amortized cost basis of non-performing loans and the amortized cost basis of loans on non-accrual status for which there was no related ACL losses:

			Non-accrual Loans

			Past Due 90-Days-

			(in thousands)

			With No 

			Total

			or-More and Still

			September 30, 2025

			Recorded ACL

			Non-accrual

			Accruing Interest

			Commercial real estate - non-owner occupied

			$
			—

			$
			3,812

			$
			—