Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 127

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 127
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 elected to exclude AIR from the amortized cost basis of loans and leases disclosed throughout this footnote. As of September 30, 2025 and December 31, 2024, AIR for loans totaled $48.3 million and $48.4 million, respectively.

13

Allowance for Credit Losses (the “Allowance”)The following presents by portfolio segment, the activity in the Allowance for the three and nine months ended September 30, 2025 and 2024.(dollars in thousands)CommercialConsumerTotalThree Months Ended September 30, 2025Allowance for Credit Losses:Balance at Beginning of Period$78,902 $69,641 $148,543 Loans and Leases Charged-Off(171)(3,788)(3,959)Recoveries on Loans and Leases Previously Charged-Off98 1,284 1,382 Net Loans and Leases Charged-Off(73)(2,504)(2,577)Provision for Credit Losses(534)3,346 2,812 Balance at End of Period$78,295 $70,483 $148,778 Nine Months Ended September 30, 2025Allowance for Credit Losses:Balance at Beginning of Period$83,900 $64,628 $148,528 Loans and Leases Charged-Off(1,776)(11,903)(13,679)Recoveries on Loans and Leases Previously Charged-Off253 3,828 4,081 Net Loans and Leases Charged-Off(1,523)(8,075)(9,598)Provision for Credit Losses(4,082)13,930 9,848 Balance at End of Period$78,295 $70,483 $148,778 Three Months Ended September 30, 2024Allowance for Credit Losses:Balance at Beginning of Period$80,085 $67,392 $147,477 Loans and Leases Charged-Off(1,021)(4,315)(5,336)Recoveries on Loans and Leases Previously Charged-Off66 1,440 1,506 Net Loans and Leases Charged-Off(955)(2,875)(3,830)Provision for Credit Losses2,825 859 3,684 Balance at End of Period