Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 39

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 39
---
 unpaid, accrued, cumulative dividends, whether or not declared, as applicable). If the liquidation preference per share of Series B Preferred Stock has been paid in
full to all holders of Series B Preferred Stock and the liquidation preference per share of any other capital stock ranking on parity with the Series B Preferred Stock, including the Series A Preferred Stock, as to liquidation rights, has been paid
in full, the holders of our common stock or any other capital stock ranking, as to liquidation rights, junior to the Series B Preferred Stock will be entitled to receive all of our remaining assets according to their respective rights and
preferences.

The Series B Preferred Stock may be fully subordinate to interests held by the U.S. government in the event we enter into a
receivership, insolvency, liquidation, or similar proceeding, including a proceeding under the “orderly liquidation authority” provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010.

Neither the sale, conveyance, exchange, or transfer of all or substantially all of our assets or business, nor the consolidation or merger by
us with or into any other entity or by another entity with or into us, whether for cash, securities, or other property, individually or as part of a series of transactions, will constitute a liquidation, dissolution, or winding-up of our affairs.

Because we are a holding company, our rights and the rights of our creditors
and our shareholders, including the holders of the Series B Preferred Stock, to participate in any distribution of assets of any of our subsidiaries upon that subsidiary’s liquidation, dissolution,
reorganization or winding-up or otherwise would be subject to the prior claims of that subsidiary’s creditors, except to the extent that we are a creditor with recognized claims
against the subsidiary.

S-28

Holders of the Series B Preferred Stock are subordinate to all of our indebtedness and to other non-equityclaims on us and our assets, including in the event that we enter into a receivership, insolvency, liquidation or similar proceeding. Redemption The Series B Preferred Stock is perpetual and has no maturity date and is not subject to any mandatory redemption, sinking fund, or other similar provisions. Except for the redemption upon the occurrence of a “regulatory capital treatment event” as further described below, the shares of Series B Preferred Stock are not redeemable prior to the First Reset Date. The holders of the Series B Preferred Stock will not have any right to require the redemption or repurchase of their shares