Company: SYBT
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001437749-25-024786
Chunk: 8

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 8
Chunk 8
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30, 2025 and December 31, 2024, respectively.

Loans to directors and their related interests, including loans to companies for which directors are principal owners and executive officers, totaled $91 million and $97 million as of June 30, 2025 and December 31, 2024, respectively.

16

ACL for Loans

The tables below reflects activity in the ACL for loans:

			(in thousands) 

			Three Months Ended June 30, 2025

			Beginning 
			Balance

			Provision for Credit Losses

			on Loans

			Charge-offs

			Recoveries

			Ending 

			Balance

			Commercial real estate - non-owner occupied

			$
			14,616

			$
			654

			$
			-

			$
			8

			$
			15,278

			Commercial real estate - owner occupied

			11,839

			195

			(38
			)

			-

			11,996

			Total commercial real estate

			26,455

			849

			(38
			)

			8

			27,274

			Commercial and industrial - term

			21,677

			(943
			)

			(82
			)

			25

			20,677

			Commercial and industrial - lines of credit

			6,629

			1,312

			-

			-

			7,941

			Total commercial and industrial

			28,306

			369

			(82
			)

			25

			28,618

			Residential real estate - owner occupied

			13,438

			773

			-

			54

			14,265

			Residential real estate - non-owner occupied

			4,487

			103

			(3
			)

			-

			4,587

			Total residential real estate

			17,925

			876

			(3
			)

			54

			18,852

			Construction and land development

			11,387

			(253
			)

			-

			-

			11,134