Company: HUM
Filing Date: 2025-03-28
Form Type: 424B5
Source: 0001628280-25-015313
Chunk: 7

Company: HUMANA INC
Filing Date: 2025-03-28
Form: 424B5
Chunk 7
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| Interest Rate          |     | The additional 2031 notes will bear interest at a rate of 5.375% per year.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| Maturity Date          |     | The additional 2031 notes will mature on April 15, 2031.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |
| Interest Payment Dates |     | The interest payment dates for the additional 2031 notes will be April 15 and October 15 of each year, commencing on April 15, 2025. The interest payment on April 15, 2025 will include interest accrued from October 15, 2024 (the most recent interest payment date of the existing 2031 notes on which interest was paid). Such accrued interest on the additional 2031 notes from October 15, 2024 to but excluding the settlement date must be paid by the purchasers of the additional 2031 notes offered hereby.                                                                                                                                                                                                                                                                                                         |
| Ranking                |     | The notes are our unsecured senior obligations and rank equally with all of our existing and future unsecured and unsubordinated indebtedness. The notes will be effectively junior to any of our future secured indebtedness to the extent of the assets securing that indebtedness, and are structurally subordinated to any indebtedness and other liabilities of our subsidiaries. As of December 31, 2024, after giving effect to the issuance and sale on March 5, 2025 of our 5.550% Senior Notes due 2035 (the “2035 Notes”) and our 6.000% Senior Notes due 2055 (the “2055 Notes”) and this offering, and the use of proceeds therefrom, we would have had $12,622 million of other senior debt that ranks equal in right of payment with the notes and no secured debt that would be effectively senior to the notes. |

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| Optional Redemption  |     | Prior to February 15, 2031 (two months prior to their maturity date), we may redeem the notes at our option, in whole or in part, at any time and from time to time at the redemption price described in “Description of the Notes—Optional Redemption” in this prospectus supplement.                                                                                                                                       
 On or after February 15, 2031 (two months prior to their maturity date), we may redeem the notes, in whole or in part, at any