Company: ATLCL
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0001437749-25-015559
Chunk: 147

Company: Atlanticus Holdings Corp
Filing Date: 2025-05-08
Form: 10-Q
Item: Item 1
Chunk 147
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(19)  (797)
 Other   (7,534)  (1,035)  (8,569)
 Total operating expenses   (71,782)  (5,573)  (77,355)
 Income before income taxes  $38,395  $2,473  $40,868 
 Total assets  $3,185,715  $86,450  $3,272,165 

       12

     Three Months Ended March 31, 2024   CaaS    Auto Finance    Total  
 Revenue and other income:             
 Consumer loans, including past due fees  $220,039  $10,335  $230,374 
 Fees and related income on earning assets   47,885   20   47,905 
 Other revenue   11,677   218   11,895 
 Total operating revenue and other income   279,601   10,573   290,174 
 Other non-operating income   282   250   532 
 Total revenue and other income   279,883   10,823   290,706 
 Interest expense   (34,236)  (827)  (35,063)
 Provision for credit losses   —   (2,944)  (2,944)
 Changes in fair value of loans   (159,171)  —   (159,171)
 Net margin   86,476   7,052   93,528 
 Operating expenses:             
 Salaries and benefits   (11,891)  (1,421)  (13,312)
 Card and loan servicing   (23,458)  (3,364)  (26,822)
 Marketing and solicitation   (10,396)  (32)  (10,428)
 Depreciation   (636)  (18)  (654)
 Other   (8,281)  (1,210)  (9,491)
 Total operating expenses   (54,662)  (6,045)  (60,707)
 Income before income taxes  $31,814  $1,007  $32,821 
 Total assets