Company: BBVXF
Filing Date: 2025-05-01
Form Type: 425
Source: 0001193125-25-108507
Chunk: 16

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 425
Chunk 16
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 availability of the commercial offer conditions of the other Party as         
 provided for in section 3.5 within 15 business days from receipt of the approval of the draft by the Competition Directorate |

| - | Submit to the Competition Directorate a quarterly report indicating incidents related to requests for change of entity 
 received through the incident reporting channel provided for in section 10.                                            |

| c. | Branch footprint. Submit to the Competition Directorate an annual report regarding the commitments relating to 
 the closure of branches and off-premises ATMs referred to in sections 4.1, 4.3, 4.4, 4.5, 4.6, and 4.10.       |

| d. | Commercial conditions: |

| - | Send to BBVA clients, within 15 business days following the Resolution, and to Banco Sabadell clients, within 30                           
 business days following the Acquisition of Control, the communications relating to the maintenance of conditions, pursuant to section 5.1. |

| - | Inform the Competition Directorate of any communications relating to the maintenance of conditions under section 5.1                                                                                                                                
 that are sent to BBVA clients, following notification of the Resolution, and to Banco Sabadell clients, following the Acquisition of Control, respectively, within 10 business days from the date on which they are effectively sent in each case.. |

| - | Provide the Competition Directorate on a semi-annual basis with the relevant information demonstrating compliance with                                                                                                                              
 the commitment contained in sections 5.1 and 5.4 with respect to BBVA clients from the notification of the Resolution, and with respect to Banco Sabadell clients, after the Acquisition of Control. In particular, BBVA shall submit the following 
 information: (i) in relation to section 5.1, the number of clients affected by the commitment, broken down by type of client (individual, self-employed, or SME), product or service family, and branch, along with any variations that may occur   
 during the term of the commitment due to possible client departures or new registrations; and (ii) in relation to section 5.4, all operations formalized in the postal codes listed in Annex 5, identifying the product, its maturity where         
 relevant, the rating level, the volume of credit, the interest rate, and the previous month’s national average interest rate for comparable products.                                                                                               |

| e. | Transitional access to ATMs. In the event of terminating Banco Sabadell’s