Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 58

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 58
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 2024 2024 / 2023 Net interest income 1,338 1,335 1,365 1,254 1,199 1,205 1,254 1,292 +3.0% 5,293 4,950 -6.5% Net fee income 86 87 98 76 80 64 80 60 -25.1% 347 283 -18.4% Gains (losses) on financial transactions and other 3 6 46 (20) (7) 0 8 (17) — 35 (17) — Total revenue 1,427 1,429 1,510 1,310 1,271 1,270 1,341 1,334 -0.5% 5,676 5,216 -8.1% Operating expenses (703) (708) (694) (715) (743) (723) (708) (744) +5.0% (2,820) (2,918) +3.4% Net operating income 724 721 816 595 529 547 633 590 -6.7% 2,856 2,299 -19.5% Net loan-loss provisions (62) (45) (129) (18) (18) (44) (37) 35 — (254) (64) -74.9% Other gains (losses) and provisions (96) (75) (94) (172) (92) (64) (108) (177) +63.9% (436) (441) +1.1% Profit before tax 566 601 594 405 419 438 489 448 -8.3% 2,165 1,794 -17.1% Consolidated profit 412 435 432 308 309 327 345 325 -5.8% 1,587 1,306 -17.7% Attributable profit 412 435 432 308 309 327 345 325 -5.8% 1,587 1,306 -17.7%

64 United Kingdom (GBP mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24