Company: TWO-PC
Filing Date: 2025-11-12
Form Type: POSASR
Source: 0001104659-25-110386
Chunk: 0

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-11-12
Form: POSASR
Chunk 0
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<div align='center'>As filed with the Securities and Exchange Commission on November 12 , 2025</div>

Registration Statement No. 333-291338

<div align='center'>UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

POST-EFFECTIVE AMENDMENT NO. 1

TO FORM S-3
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933

TWO HARBORS INVESTMENT CORP.

(Exact name of registrant as specified in its charter)</div>

| Maryland                                                       | 27-0312904                          |
| (State or other jurisdiction of incorporation or organization) | -I.R.S. Employer Identification No. |

<div align='center'>1601 Utica Avenue South, Suite 900
St. Louis Park, Minnesota 55416
(612) 453-4100(Address, including zip code, and telephone number, including area code, of registrant’s principal executive offices)

Rebecca B. Sandberg
Chief Legal Officer and Secretary

c/o Two Harbors Investment Corp.
1601 Utica Avenue South, Suite 900
St. Louis Park, Minnesota 55416
Tel: (612) 453-4100(Name, address, including zip code, and telephone number, including area code, of agent for service)

Copies to:
Ryan J. Dzierniejko
Raquel Fox
Skadden, Arps, Slate, Meagher & Flom LLP
One Manhattan West
New York, NY 10001
(212) 735-3000

Approximate date of commencement of proposed sale to the public:
From time to time after the effective date of this registration statement.</div>

If the only securities being
registered on this Form are being offered pursuant to dividend or interest reinvestment plans, please check the following box: ¨

If any of the securities
being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933,
other than securities offered only in connection with dividend or interest reinvestment plans, check the following box: x

If this Form is filed to
register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, check the following box and list the
Securities Act registration statement number of the earlier effective registration statement for the same offering. ¨

If this Form is a post-effective