Company: BHM
Filing Date: 2025-08-13
Form Type: 424B3
Source: 0001104659-25-077615
Chunk: 109

Company: Bluerock Homes Trust, Inc.
Filing Date: 2025-08-13
Form: 424B3
Chunk 109
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 our  
 properties and our tenants to operate;                                                                                                  |

| ● | the                                                                                                                          
 factors included in this Quarterly Report on Form 10-Q, including those set forth under the heading “Management’s Discussion 
 and Analysis of Financial Condition and Results of Operations”;                                                              |

| ● | use                                      
 of proceeds of our securities offerings; |

| ● | changes                                                                                                                                     
 in national, regional and local economic conditions, which may be negatively impacted by concerns about inflation, deflation, tariffs       
 and global trade tensions, government deficits, high unemployment rates, decreased consumer confidence and liquidity concerns, particularly 
 in markets in which we have a high concentration of properties;                                                                             |

| ● | fluctuations                                                                                                                         
 and relative increases in interest rates, which could adversely affect our ability to obtain financing on favorable terms or at all; |

| ● | the                               
 inability of tenants to pay rent; |

| ● | the                                                                                                                               
 existence and quality of the competition, such as the attractiveness of our properties as compared to our competitors’ properties 
 based on considerations such as convenience of location, rental rates and safety record;                                          |

| ● | increased                                                                                                                 
 operating costs, including increased real property taxes, homeowners association (“HOA”) fees, maintenance, insurance and 
 utilities costs;                                                                                                          |

| ● | weather                                                                                   
 conditions that may increase or decrease energy costs and other weather-related expenses; |

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Table of Contents

| ● | oversupply                                                                                                     
 of rental housing or a reduction in demand for real estate in the markets in which our properties are located; |

| ● | costs                                                                  
 and time period required to convert acquisitions to rental properties; |

| ● | a                                                                                                                                         
 favorable interest rate environment that may result in a significant number of potential residents of our properties deciding to purchase 
 homes instead of renting;                                                                                                                 |

| ● | rules,                                                                                                                                     
 regulations and/or policy initiatives by government and private actors, including HOAs, to discourage or deter the purchase of residential 
 properties by entities owned or controlled by institutional investors;                                                                     |

| ● | our                                                                          
 ability to lease newly acquired or newly constructed residential properties; |

| ● | changes                                                                                                                                   
 in, or increased costs of compliance with, laws and/or governmental regulations, including those governing usage, zoning, the environment 
 and taxes;                                                                                                                                |

| ● | rent                                                                                                                                  
 control or stabilization laws, or other laws regulating rental housing, which could prevent us from raising rents to offset increases 
 in operating costs;                                                                                                                   |

| ● | the                                                                                                                                  
 board of