Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000076
Chunk: 0

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 0
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FORM 6-K SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Report of Foreign Issuer Pursuant to Rule 13a-16 or 15d-16 of the Securities Exchange Act of 1934 For the month of April, 2025 Commission File Number: 001-12518 Banco Santander, S.A. (Exact name of registrant as specified in its charter) Ciudad Grupo Santander 28660 Boadilla del Monte (Madrid) Spain (Address of principal executive office) Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F: Form 20-F ☒ Form 40-F ☐

BANCO SANTANDER, S.A. ________________________ TABLE OF CONTENTS Item 1. Press Release regarding January - March 2025 Results

Corporate Communications Ciudad Grupo Santander, edificio Arrecife, planta 2 28660 Boadilla del Monte (Madrid) comunicacion@gruposantander.com www.santander.com - Twitter: @bancosantander 1 Santander increases profit by 19% to €3,402 million and earnings per share by 26% in Q1, reaffirms 2025 targets Return on tangible equity (RoTE) increased to 15.8% post-AT1 from 14.1% TNAV plus dividend per share, up 14.5%1 Madrid, 30 April 2025 - PRESS RELEASE • Revenue rose 1% to €15.5 billion buoyed by record net fee income, as Santander added nine million customers, bringing the total to 175 million. • Operating expenses decreased by 1%, reflecting the bank’s transformation towards a simpler, more digital and integrated model. As a result, the efficiency ratio improved by 0.8 percentage points to 41.8%. • Credit quality remained strong, with cost of risk at 1.14% (-6 basis points), reflecting the strength of the group’s diversified balance sheet, while the non-performing loan (NPL) ratio fell below 3% (2.99%) for the first time in over 15 years. • CET1 capital ratio reached 12.9%, up 0.1 percentage points versus last December thanks to strong organic generation. • In May, the bank will pay a final cash dividend of 11 euro cents per share against 2024 earnings