Company: BCS
Filing Date: 2025-07-29
Form Type: 6-K
Source: 0001654954-25-008608
Chunk: 38

Company: BARCLAYS PLC
Filing Date: 2025-07-29
Form: 6-K
Chunk 38
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   | A+ / Stable |
| Short-term           | A-1               | P-1           | F1          |
| Barclays Bank UK PLC |                   |               |             |
| Long-term            | A+ / Stable       | A11/ Stable   | A+ / Stable |
| Short-term           | A-1               | P-11          | F1          |
| Barclays PLC         |                   |               |             |
| Long-term            | BBB+ / Stable     | Baa1 / Stable | A / Stable  |
| Short-term           | A-2               | P-2           | F1          |

| 1 | Deposit ratings. |

In H125, S&P and Fitch affirmed all ratings for Barclays PLC, Barclays Bank PLC and Barclays Bank UK PLC.

A credit rating downgrade could result in outflows to meet collateral requirements on existing contracts. Outflows related to credit rating downgrades are included in the ILST scenarios and a portion of the liquidity pool is held against this risk. Credit ratings downgrades could also result in reduced funding capacity and increased funding costs.

A one and two-notch long-term downgrade, with associated short-term downgrades, across all credit ratings agencies would result in outflows of £1bn and £3bn respectively on derivative contracts and other off balance sheet products to satisfy the contractual collateral requirements. This is provided for in determining an appropriate liquidity pool size given the Group’s liquidity risk appetite. These numbers do not assume any management or restructuring actions that could be taken to reduce posting requirements.

#### Regulatory minimum requirements

#### Capital
As at 30 June 2025, the Group’s Overall Capital Requirement for CET1 was 12.2% and comprises a 4.5% Pillar 1 minimum, a 2.5% Capital Conservation Buffer (CCB), a 1.5% Global Systemically Important Institution (G-SII) buffer, a 2.7% Pillar 2A requirement and a 1.0% Countercyclical Capital Buffer (CCyB).

The Group’s CCyB is based on the buffer rate applicable for each jurisdiction in which the Group has exposures. The buffer rates set by other national authorities for non-UK exposures are not currently material.

The Group’s Pillar 2A requirement is 4.8% with at least 56.25% to be met with CET1 capital, equating to 2.7% of RWAs. The Pillar 2A requirement