Company: CL
Filing Date: 2025-11-05
Form Type: 424B2
Source: 0001104659-25-106990
Chunk: 12

Company: COLGATE PALMOLIVE CO
Filing Date: 2025-11-05
Form: 424B2
Chunk 12
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 unconsolidated joint ventures.

<div align='center'>S-4</div>

The Notes will be unsecured and therefore will effectively be subordinated to any secured debt we may incur in the future.

The Notes will not be secured by any of our assets
or those of our subsidiaries. As of September 30, 2025, we did not have any secured indebtedness outstanding on a consolidated basis.
As a result, the Notes will be effectively subordinated to any secured debt we may incur to the extent of the value of the assets securing
such debt. In any liquidation, dissolution, bankruptcy or other similar proceeding, the holders of our secured debt may assert rights
against the secured assets in order to receive full payment of their debt before the assets may be used to pay the holders of the Notes.

A downgrade in our corporate credit ratings could materially adversely affect our financial condition, liquidity and results of operations and the market price of the Notes.

Our corporate credit ratings are subject to ongoing
evaluation by credit rating agencies, and we cannot assure you that any rating will not be changed or withdrawn by a rating agency in
the future if, in its judgment, circumstances warrant. Moreover, such credit ratings are not recommendations to buy, sell or hold the
Notes or any other securities. If any credit rating agency downgrades our corporate ratings or otherwise indicates that its outlook for
that rating is negative, it could have a material adverse effect on the market price of the Notes and our costs and availability of capital,
which could in turn have a material adverse effect on our financial condition, liquidity and results of operations and our ability to
satisfy our debt service obligations (including payments on the Notes).

Redemption may adversely affect your return on the Notes.

The Notes are redeemable at our option and we may
choose to redeem some or all of the Notes from time to time, especially when prevailing interest rates are lower than the rate borne by
the Notes. If prevailing rates are lower at the time of redemption, you may not be able to reinvest the redemption proceeds in a comparable
security at an effective interest rate as high as the interest rate on the Notes being redeemed. See “Description of the Notes—Optional
Redemption.”

An increase in interest rates could result in a decrease in the relative value of the Notes.

In general, as market interest rates rise, notes
bearing interest at a fixed rate generally decline in value because the premium, if any, over market interest rates will decline. Consequently,
if you purchase