Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001160106-25-000034
Chunk: 26

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 26
---
% (31 December 2024: 8.0% )

| Page 27 of74 |

| LLOYDS BANKING GROUP PLC | 2025HALF-YEAR RESULTS |

CREDIT RISK (continued) UK mortgages product analysis

|                                                 | At 30 June 2025 |     |            |        |     |            |       |     |       |         |            |     | At 31 December 2024 |     |            |        |     |            |       |     |       |         |
| Mainstream                                      |                 |     | Buy-to-let |        |     | Specialist |       |     | Total |         | Mainstream |     |                     |     | Buy-to-let |        |     | Specialist |       |     | Total |         |
| UK mortgages loans andadvances to customers(£m) |         267,588 |     |            | 47,830 |     |            | 3,178 |     |       | 318,596 |            |     |             261,630 |     |            | 47,984 |     |            | 3,514 |     |       | 313,128 |
| UK mortgages greaterthan 3 months inarrears1    |                 |     |            |        |     |            |       |     |       |         |            |     |                     |     |            |        |     |            |       |     |       |         |
| Number of cases                                 |          18,495 |     |            |  4,075 |     |            | 2,541 |     |       |  25,111 |            |     |              20,112 |     |            |  4,511 |     |            | 2,818 |     |       |  27,441 |
| Total mortgagesaccounts (%)                     |             1.1 |     |            |    1.1 |     |            |   9.0 |     |       |     1.2 |            |     |                 1.2 |     |            |    1.2 |     |            |   9.2 |     |       |     1.3 |
| Value of loans2(£m)                             |           2,701 |     |            |    575 |     |            |   460 |     |       |   3