Company: CIB
Filing Date: 2025-08-15
Form Type: 6-K
Source: 0002058897-25-000035
Chunk: 7

Company: Grupo Cibest S.A.
Filing Date: 2025-08-15
Form: 6-K
Chunk 7
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 driven by tax benefits in Colombia related to exempt income from the mortgage portfolio for social housing, investments in productive fixed assets, and investments in non-conventional renewable energy. Additionally, fiscal benefits in Guatemala, El Salvador, and Panama contributed, mainly due to exempt income from returns on securities issued by the respective governments.

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#### Consolidated Statement of Income Grupo Cibest
| CONSOLIDATED STATEMENT OF INCOME                                                                                                                                                 |     | As of  |            |     |        |            |     | Change          |     |         |   |     |      |            |     |      |            |     |      |            |     | Change      |     |        |   |     |             |     |         |   |
| (COP million)                                                                                                                                                                    |     | Jun-24 |            |     | Jun-25 |            |     | Jun-25 / Jun-24 |     |         |   |     | 2Q24 |            |     | 1Q25 |            |     | 2Q25 |            |     | 2Q25 / 1Q25 |     |        |   |     | 2Q25 / 2Q24 |     |         |   |
| Interest income and expenses                                                                                                                                                     |     |        |            |     |        |            |     |                 |     |         |   |     |      |            |     |      |            |     |      |            |     |             |     |        |   |     |             |     |         |   |
| Interest on loans and financial leases                                                                                                                                           |     |        |            |     |        |            |     |                 |     |         |   |     |      |            |     |      |            |     |      |            |     |             |     |        |   |     |             |     |         |   |
| Commercial                                                                                                                                                                       |     |        |  8,358,202 |     |        |  7,741,324 |     |                 |     |   -7.38 | % |     |      |  4,160,195 |     |      |  3,828,165 |     |      |  3,913,159 |     |             |     |   2.22 | % |     |             |     |   -5.94 | % |
| Consumer                                                                                                                                                                         |     |        |