Company: CIB
Filing Date: 2025-08-06
Form Type: 6-K
Source: 0002058897-25-000029
Chunk: 23

Company: Grupo Cibest S.A.
Filing Date: 2025-08-06
Form: 6-K
Chunk 23
---
 | % |
| Recovery of charged - off loans                                                                                                                                                  |     |        |    394,114 |     |        |    416,868 |     |                 |    5.77 |     | %    |     |      |    225,017 |     |      |    171,353 |     |             |    245,515 |     |        |  43.28 |     | %           |     |    9.11 |     | % |

| 23 |

| 2Q25 |

| Credit impairment charges on off balance sheet credit instruments                                                                                                                  |     |     11,904 |           |     |    -26,653 |           |     | -323.90 |       | % |     |      5,068 |           |     |     -5,710 |       |     |    -20,943 |           |     |  266.78 |       | % |     |   -513.24 |        | % |
| Credit impairment charges/recovery on investments                                                                                                                                  |     |     12,257 |           |     |     -7,612 |           |     | -162.10 |       | % |     |       -790 |           |     |      9,685 |       |     |    -17,297 |           |     | -278.60 |       | % |     |  2,089.49 |        | % |
| Total credit impairment charges, net                                                                                                                                               |     | -2,933,763 |           |     | -2,195,884 |           |     |  -25.15 |       | % |     | -1,618,783 |           |     | -1,099,549 |       |     | -1,096,335 |           |     |   -0.29 |       | % |     |    -32.27 |        | % |
| Net interest margin and valuation on financial instruments after impairment on loans and financial leases and off balance sheet credit instruments and other financial instruments |     |  7,411,141 |           |     |  8,095,040 |           |     |    9.23 |       | % |     |  3,567,806 |           |     |  3,964,451 |       |     |  4,130,589 |           |     |