Company: FLDDW
Filing Date: 2025-07-28
Form Type: 424B3
Source: 0000950170-25-099186
Chunk: 4

Company: Fold Holdings, Inc.
Filing Date: 2025-07-28
Form: 424B3
Chunk 4
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 right to receive and retain the Severance Benefit is expressly conditioned upon Employee’s continued compliance with this Agreement and all covenants Employee previously executed with the Company. If Employee materially breaches any such obligation any unpaid portion of the Severance Benefit shall be immediately forfeited, and Employee shall, within ten (10) days after written demand, repay to Company the gross amount of any Severance Benefit already paid. Additionally, Employee’s benefits will be continued until July 31, 2025 at the levels and types of coverage maintained by Employee on the Termination Date under the

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same terms and conditions that apply to active employees. Employee will pay the same premium (the employee contribution) as current active employees pay for the same coverage through July 31, 2025. Thereafter, Employee will be entitled to apply for continuation of health benefits under COBRA. The company will cover 1 month of COBRA premiums for August 1-August 31, 2025. As of September 1, employee will be required to pay the full cost of COBRA premiums. Employee will receive a COBRA notice under separate cover. This Agreement will not be effective until the expiration of the seven-day revocation period described below.

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General Release of Claims . Employee, for him/herself, his/her agents, attorneys, heirs, administrators, executors, representatives, assigns, and anyone acting or claiming to act on his/her or their joint or several behalf, hereby waives, releases, and forever discharges Company, its subsidiaries, business units, affiliates, parent companies, predecessors, successors, and its respective officers, directors, employees, agents, and legal counsel (collectively, the “Released Parties”) from any and all claims, causes of action, demands, damages, costs, expenses, liabilities, grievances, or other losses, whether known or unknown, suspected or unsuspected, that Employee ever had or now has, arising out of or relating to Employee’s employment or the termination thereof. Without limitation, this release expressly includes claims under Title VII of the Civil Rights Act of 1964; the Civil Rights Acts of 1866 and 1991; Sections 1981 through 1988 of Title 42; the Age Discrimination in Employment Act, including the Older Workers Benefit Protection Act; the Equal Pay Act; the Americans with Disabilities Act; the Genetic Information Nondiscrimination Act; the Family and Medical Leave Act; the Fair Labor Standards