Company: RSKD
Filing Date: 2025-03-06
Form Type: 20-F
Source: 0001851112-25-000006
Chunk: 198

Company: RISKIFIED LTD.
Filing Date: 2025-03-06
Form: 20-F
Item: Item 19
Chunk 198
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6,080      $                  4,357  
  Operating lease liabilities arising from obtaining right-of-use assets                                                                                                             $                                     —      $                     —      $                    792  
  Adjustment to ROU assets upon modification of existing lease                                                                                                                       $                                     —      $                ( 811)      $                      —  
  Supplemental disclosures of noncash investing and financing activities:                                                                                                                                                                                                                
  Purchases of property and equipment during the period included in accounts payable and accrued expenses                                                                            $                                    65      $                    97      $                    926  
  Share-based compensation capitalized for software development                                                                                                                      $                                     —      $                     —      $                    299  
  Reconciliation of cash, cash equivalents, and restricted cash within the consolidated balance sheets to the amounts shown in the consolidated statements of cash flows above:                                                                                                          
  Cash and cash equivalents                                                                                                                                                          $                               371,063      $               440,838      $                188,670  
  Restricted cash                                                                                                                                                                    —                                            —                                               2,347  
  Total cash, cash equivalents, and restricted cash                                                                                                                                  $                               371,063      $               440,838      $                191,017  

The accompanying notes are an integral part of these consolidated financial statements.

F-7

RISKIFIED LTD.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1. Organization and Description of Business

Riskified Ltd., together with its subsidiaries, “ Riskified”, “we”, “us”, “our” or the “ Company,” was incorporated under the laws of the State of Israel in 2012 and commenced operations in January 2013. We became a publicly traded company in 2021 and are listed on the NYSE under the symbol “ RSKD”.

We have built a next-generation AI-powered eCommerce risk intelligence platform that allows our customers - online merchants - to create trusted relationships with their consumers. Our core product, the Chargeback Guarantee, is designed to ensure the legitimacy of our merchants’ online orders by approving or denying these orders with guaranteed performance levels that vary by merchant. We guarantee the outcome of our decisions by assuming the cost of fraud associated with each approval. We drive higher sales by raising approval rates and reducing fraud and other operating costs for our merchants, as compared to our merchants’ performance prior to onboarding us. All of our products are designed to enable merchants to generate additional revenue or cost savings, while improving the online shopping experience for consumers.

2. Summary of Significant Accounting Policies

Basis of