Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 20

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 20
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5% Payments, 3.6% Retail, 52.5% DCB, 35.5% CIB, 3.6% Wealth, 0.6% Payments, 7.8% Spain, 17.7% United Kingdom, 4.3% Portugal, 3.5% Poland, 4.5% Other Europe, 0.4% DCB Europe, 12.8% US, 19.6% Mexico, 6.0% Brazil, 23.3% Chile, 5.3% Argentina, 1.3% Other South America, 1.3% Spain, 21.9% United Kingdom, 9.4% Portugal, 2.8% Poland, 4.7% Other Europe, 0.5%DCB Europe, 10.1% US, 20.1% Mexico, 3.9% Brazil, 18.4% Chile, 6.8% Argentina, 0.5% Other South America, 0.9% Note: Percentages of total operating áreas, excluding Corporate Center.

23 Cost of risk (%) Note: Provisions to cover losses due to impairment of loans in the last 12 months / average customer loans and advances of the last 12 months. (*).- PagoNxt’s cost of risk is not provided as we do not consider it a relevant metric for this type of business. Mar-23 Jun-23 Sep-23 Dec-23 Mar-24 Jun-24 Sep-24 Dec-24 Retail & Commercial Banking 0.92 0.92 0.95 1.02 1.03 1.03 0.98 0.92 Digital Consumer Bank 1.81 1.86 2.01 2.04 2.12 2.17 2.12 2.16 Corporate & Investment Banking 0.16 0.18 0.15 0.10 0.14 0.15 0.21 0.10 Wealth Management & Insurance 0.09 (0.00) (0.05) (0.08) (0.05) 0.05 0.08 0.18 Payments 6.72 7.11 7.69 7.22 6.89 7.03 7.01 7.39 PagoNxt