Company: WFC-PC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000072971-25-000201
Chunk: 233

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 15
Chunk 233
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 dividend payments to the Parent if certain liquidity and/or capital metrics fall below defined triggers or if the Parent’s board of directors authorizes it to file a case under the U.S. Bankruptcy Code.For additional information on loan and dividend restrictions, see Note 26 (Regulatory Capital Requirements and Other Restrictions) in our 2024 Form 10-K.Cash RestrictionsCash and cash equivalents may be restricted as to usage or withdrawal. Table 22.2 provides a summary of restrictions on cash and cash equivalents.Table 22.2:  Nature of Restrictions on Cash and Cash Equivalents(in millions)Jun 30,2025Dec 31,2024Reserve balance for non-U.S. central banks$191 188 Segregated for benefit of brokerage customers under federal and other brokerage regulations1,080 1,035 

128Wells Fargo & Company

Glossary of AcronymsACLAllowance for credit lossesGSEGovernment-sponsored enterpriseAFSAvailable-for-saleG-SIBGlobal systemically important bankAOCIAccumulated other comprehensive incomeHQLAHigh-quality liquid assetsARMAdjustable-rate mortgageHTMHeld-to-maturityASUAccounting Standards UpdateLCRLiquidity coverage ratioAVMAutomated valuation modelLHFSLoans held for saleBCBSBasel Committee on Banking SupervisionLOCOMLower of cost or fair valueBHCBank holding companyLTVLoan-to-valueCCARComprehensive Capital Analysis and ReviewMBSMortgage-backed securitiesCDCertificate of depositMSRMortgage servicing rightCECLCurrent expected credit lossNAVNet asset valueCET1Common Equity Tier 1NPANonperforming assetCFPBConsumer Financial Protection BureauNSFRNet stable funding ratioCLOCollateralized loan obligationOCCOffice of the Comptroller of the CurrencyCRECommercial real estateOCIOther comprehensive incomeCVACredit valuation adjustmentOTCOver-the-counterDPDDays past dueROAReturn on average assetsDVADebit valuation adjustmentROEReturn on average equityESOPEmployee Stock Ownership PlanROTCEReturn on average tangible common equityFASBFinancial Accounting Standards BoardRWAsRisk-weighted assetsFDICFederal Deposit Insurance CorporationSECSecurities and Exchange CommissionFHAFederal Housing AdministrationS&PStandard & Poor’s Global RatingsFHLBFederal Home Loan BankSLRSupplementary leverage ratioFHLMCFederal Home Loan Mortgage CorporationSOFRSecured Overnight Financing RateFICOFair Isaac Corporation (credit rating)SPESpecial purpose entityFNMAFederal