Company: NEWTP
Filing Date: 2025-06-06
Form Type: 424B5
Source: 0001587987-25-000104
Chunk: 4

Company: NewtekOne, Inc.
Filing Date: 2025-06-06
Form: 424B5
Chunk 4
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 SEC rules, the prospectus supplement does not contain all of the information included in the registration statement. For further information, we refer you to the registration statement, including its exhibits. Statements contained in the prospectus supplement, as amended by this amendment, and the accompanying prospectus about the provisions or contents of any agreement or other document are not necessarily complete. If the SEC’s rules and regulations require that an agreement or document be filed as an exhibit to the registration statement, please see that agreement or document for a complete description of these matters.

This document consists of two parts. The first part is the prospectus supplement, as amended by this amendment, which describes the specific terms of the offering and certain other matters and also adds to and updates information contained in the accompanying prospectus. The second part, the accompanying prospectus, gives more general information about securities we may offer from time to time, some of which may not apply to this offering. You should read the prospectus supplement, as amended by this amendment, and the accompanying prospectus together with any additional information you may need to make your investment decision. You should also read and carefully consider the information in the documents we have referred you to in “ Where You Can Find More Information ” in the prospectus supplement. Information incorporated by reference after the date of the prospectus supplement (including after the date of this amendment) is considered a part of the prospectus supplement and may add, update or change information contained in the prospectus supplement, as amended by this amendment. Any information in such subsequent filings that is inconsistent with the prospectus supplement, as amended by this amendment, will supersede the information in the accompanying prospectus or any earlier prospectus supplement.

References in the prospectus supplement and this amendment to “NewtekOne,” “the Company,” “we,” “us,” and “our” refer to NewtekOne, Inc., and not to any of its consolidated subsidiaries, unless otherwise specified or as the context otherwise requires.

References in the prospectus supplement and this amendment to “Newtek Bank” refer to Newtek Bank, National Association and not to any of its consolidated subsidiaries, unless otherwise specified or as the context otherwise requires.

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### CAUTIONARY STATEMENT REGARDING
FORWARD-LOOKING STATEMENTS AND PROJECTIONS

The prospectus supplement, as amended by this amendment and the accompanying prospectus, including the documents we incorporate by reference therein, contains and may contain, forward-looking statements that involve substantial risks and uncertainties