Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003701
Chunk: 121

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 121
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,007 1,324,478 (589,579) 3,377,906 - Borrowings 18,690,415 9,766,835 (10,062,333)
18,394,917 - Revolving 9,452,368 7,218,128 (6,884,211) 9,786,285 Total 50,459,460 24,467,007 (26,055,812) 48,870,655 (1) Relates to early
settlements, maturities and modifications. BRADESCO | Consolidated Financial Statements 106 Consolidated Financial Statements | Notes
to the Consolidated Financial Statements e) Restructured Loans Operations The total balance of “Loans Operations with expected losses”
associated with credit risk, includes restructurings loans. Such loans contemplate extension of loan payment terms, grace periods, reductions
in interest rates, and/or, in some cases, the forgiveness (write-off) of part of the loan principal amount. Restructurings may occur after
debts are past due or when the Company has information about a significant deterioration in the client’s creditworthiness. The purpose
of such restructurings is to adapt the loan to reflect the client’s actual payment capacity. The following table shows changes made
and our analysis of our portfolio of restructured loans: R$ thousands Opening balance on January 1, 2025 34,755,068 Amount restructured
(1) 13,629,742 Amount received/Others (2) (10,411,837) Write-offs (9,668,308) Balance on September 30, 2025 28,304,665 Expected credit
loss associated with credit risk (15,399,367) Total of restructured loan operations, net of expected loss 12,905,298 Expected loss on
restructured loan operations as a percentage of total restructured loan operations 54.4% Total of restructured loan operations as a percentage
of the total credit portfolio 3.7% Total restructured loan operations as a percentage of the total loans, net of expected loss 4.0% (1)
The Organization opted to use Article 71-A of CMN Resolution 5146 of June 26, 2024, which allows institutions to use the effective interest
rate renegotiated up to December 31, 2026, to calculate the present value of restructured contractual cash flows; and