Company: LICN
Filing Date: 2025-12-02
Form Type: F-3
Source: 0001185185-25-001892
Chunk: 100

Company: Lichen International Ltd
Filing Date: 2025-12-02
Form: F-3
Chunk 100
---
 for 30 consecutive days in the payment when due of interest on the debt securities; |

| ● | we                                                                                                                               
 default in the payment when due (at maturity, upon redemption or otherwise) of the principal of, or premium, if any, on the debt 
 securities;                                                                                                                      |

| ● | our                                                                                                                              
 failure to observe or perform any other of our covenants or agreements with respect to such debt securities for 60 days after we 
 receive notice of such failure;                                                                                                  |

| ● | certain                                                                             
 events of bankruptcy, insolvency or reorganization Lichen International Limited; or |

| ● | any                                                                        
 other event of default provided with respect to securities of that series. |

<div align='center'>49</div>

Unless an accompanying prospectus supplement states otherwise, if an event of default with respect to any debt securities of any series outstanding under either of the indentures shall occur and be continuing, the trustee under such indenture or the holders of at least 25% (or at least 10%, in respect of a remedy (other than acceleration) for certain events of default relating to the payment of dividends) in aggregate principal amount of the debt securities of that series outstanding may declare, by notice as provided in the applicable indenture, the principal amount (or such lesser amount as may be provided for in the debt securities of that series) of all the debt securities of that series outstanding to be due and payable immediately; provided that, in the case of an event of default involving certain events in bankruptcy, insolvency or reorganization, acceleration is automatic; and, provided further, that after such acceleration, but before a judgment or decree based on acceleration, the holders of a majority in aggregate principal amount of the outstanding debt securities of that series may, under certain circumstances, rescind and annul such acceleration if all events of default, other than the nonpayment of accelerated principal, have been cured or waived. Upon the acceleration of the maturity of original issue discount securities, an amount less than the principal amount thereof will become due and payable. Reference is made to the prospectus supplement relating to any original issue discount securities for the particular provisions relating to acceleration of maturity thereof.

Any past default under either indenture with respect to debt securities of any series, and any event of default arising therefrom, may be waived by the holders of a majority in principal amount of all debt securities of such series outstanding under such indenture, except in the case of (1) default in the payment of the principal of