Company: HBCP
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001436425-25-000036
Chunk: 39

Company: HOME BANCORP, INC.
Filing Date: 2025-08-01
Form: 10-Q
Item: Item 8
Chunk 39
---
 real estate14,772 433 15,205 Construction and land3,197 — 3,197 Multi-family residential1,055 — 1,055 Commercial and industrial6,603 363 6,966 Consumer772 — 772 Total allowance for loan losses$32,542 $890 $33,432 Unfunded lending commitments(1)$1,730 $— $1,730 Total allowance for credit losses$34,272 $890 $35,162 

12

 June 30, 2025(dollars in thousands)Collectively EvaluatedIndividually Evaluated(2)TotalLoans:One- to four-family first mortgage$504,145 $— $504,145 Home equity loans and lines80,361 817 81,178 Commercial real estate1,215,908 2,260 1,218,168 Construction and land324,574 — 324,574 Multi-family residential183,809 — 183,809 Commercial and industrial421,373 624 421,997 Consumer30,667 — 30,667 Total loans$2,760,837 $3,701 $2,764,538  December 31, 2024(dollars in thousands)Collectively EvaluatedIndividually EvaluatedTotalAllowance for credit losses:One- to four-family first mortgage$4,430 $— $4,430 Home equity loans and lines801 — 801 Commercial real estate13,321 200 13,521 Construction and land5,484 — 5,484 Multi-family residential1,090 — 1,090 Commercial and industrial6,613 248 6,861 Consumer729 — 729 Total allowance for loan losses$32,468 $448 $32,916 Unfunded lending commitments(1)$2,700 $— $2,700 Total allowance for credit losses$35,168 $448 $35,616  December 31, 2024(dollars in thousands)Collectively EvaluatedIndividually Evaluated(2)TotalLoans:One- to four-family first mortgage$501,225 $— $501,225 Home equity loans and lines79,097