Company: FCFS
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000840489-25-000098
Chunk: 70

Company: FirstCash Holdings, Inc.
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 1
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 and $37.6 million during the six months ended June 30, 2024.

Cash Flow Used in Financing Activities

Net cash used in financing activities increased $95.2 million, or 187%, from $50.9 million for the six months ended June 30, 2024 to $146.0 million for the six months ended June 30, 2025. Net payments on the credit facilities were $46.0 million during the six months ended June 30, 2025 compared to net payments of $418.0 million during the six months ended June 30, 2024. During the six months ended June 30, 2024, the Company received  $500.0 million in proceeds from the private offering of senior unsecured notes which was used to repay a portion of the outstanding balance on the Credit Facility, after payment of 

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fees and expenses related to the offering. The Company paid debt issuance costs of $9.1 million during the six months ended June 30, 2024. The Company funded $60.5 million of share repurchases during the six months ended June 30, 2025 compared to $85.0 million during the six months ended June 30, 2024. The Company paid dividends of $33.8 million during the six months ended June 30, 2025 compared to $31.7 million during the six months ended June 30, 2024. In addition, the Company paid withholding taxes of $5.8 million on net share settlements of restricted stock awards during the six months ended June 30, 2025 compared to $7.0 million during the six months ended June 30, 2024.

GOVERNMENTAL REGULATION UPDATE   

The Company’s pawn and retail POS payment solutions businesses are subject to significant regulation in all of the jurisdictions in which it operates. Existing regulations and regulatory developments are further and more completely described under “Governmental Regulation” in Part I, Item 1 of the Company’s 2024 Annual Report on Form 10-K filed with the SEC on February 3, 2025 and in subsequent documents filed with the SEC. Other than as described below, there have been no changes to the significant regulation that the Company’s businesses are subject to that the Company believes would have a material impact on its businesses or results of operation from those described in the Annual Report on Form 10-K for the year ended December 31, 2024