Company: BCS
Filing Date: 2025-08-06
Form Type: 424B2
Source: 0001193125-25-174548
Chunk: 16

Company: BARCLAYS PLC
Filing Date: 2025-08-06
Form: 424B2
Chunk 16
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 on the 2029 Notes Par Redemption Date on the terms described below under “Description of Senior Notes—Optional Redemption.”

We may also, at our option, redeem (i) the 2046 notes pursuant to the 2046 Notes Make-Whole Redemption, in
whole or in part, at any time on or after February 11, 2026 (six months following the Issue Date and, if any additional 2046 notes are issued after the Issue Date, except for the period of six months beginning on the issue date for any such
additional 2046 notes) to (but excluding) the 2046 Notes Par Redemption Date; and/or (ii) the 2046 notes then outstanding, in whole but not in part, on the 2046 Notes Par Redemption Date on the terms described below under “Description of Senior Notes—Optional Redemption.”

We may also, at our option, redeem the floating rate notes then outstanding, in whole
but not in part, on the Floating Rate Notes Par Redemption Date on the terms described below under “Description of Senior Notes—Optional Redemption.”

We may also, at our option, at any time, redeem any series of the notes upon the occurrence of certain events related to taxation on the terms
described below under “Description of Senior Notes—Tax Redemption.” We may also redeem any series of the notes upon the occurrence of certain regulatory events relating to certain minimum requirements for own funds and eligible
liabilities and/or loss absorbing capacity instruments on the terms described below under “Description of Senior Notes—Loss Absorption Disqualification Event Redemption.”

S-25

We may choose to redeem any notes at times when prevailing interest rates may be relatively
low or in other circumstances favorable to us. In such circumstances an investor may not be able to reinvest the redemption proceeds in a comparable security at an effective interest rate as high as that of the relevant notes. In addition, any early
redemption of any notes is subject to, among other conditions, receipt of the prior consent of the Relevant U.K. Resolution Authority (if such consent is then required by the Capital Regulations), as further described under “Description of Debt Securities—Condition to Redemption of Debt Securities—Senior Debt Securities” and “Description of Debt Securities—Additional Conditions Relating to Redemption and Repurchase of Debt Securities—Senior Debt Securities” in the accompanying prospectus, regardless of whether such redemption would be favorable or unfavorable to you. Furthermore, you will not have the right to require us to redeem any notes and you should not