Company: HBAN
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000049196-25-000079
Chunk: 145

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 2
Chunk 145
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CommercialConsumerTotalThree months ended September 30, 2025ALLL balance, beginning of period$1,548 $783 $2,331 Loan and lease charge-offs(80)(57)(137)Recoveries of loans and leases previously charged-off44 18 62 Provision for loan and lease losses56 62 118 ALLL balance, end of period$1,568 $806 $2,374 AULC balance, beginning of period$124 $60 $184 Provision for unfunded lending commitments1 3 4 AULC balance, end of period$125 $63 $188 ACL balance, end of period$1,693 $869 $2,562 Three months ended September 30, 2024ALLL balance, beginning of period$1,587 $717 $2,304 Loan and lease charge-offs (74)(55)(129)Recoveries of loans and leases previously charged-off20 16 36 Provision (benefit) for loan and lease losses (35)59 24 ALLL balance, end of period$1,498 $737 $2,235 AULC balance, beginning of period$64 $55 $119 Provision for unfunded lending commitments 76 6 82 AULC balance, end of period$140 $61 $201 ACL balance, end of period$1,638 $798 $2,436 Nine months ended September 30, 2025ALLL balance, beginning of period$1,484 $760 $2,244 Loan and lease charge-offs(210)(171)(381)Recoveries of loans and leases previously charged-off99 55 154 Provision for loan and lease losses195 162 357 ALLL balance, end of period$1,568 $806 $2,374 AULC balance, beginning of period$144 $58 $202 Provision (benefit) for unfunded lending commitments(19)5 (14)AULC balance, end of period$125 $63 $188 ACL balance, end of period$1,693 $869 $2,562 Nine months ended September 30, 2024ALLL balance, beginning of period$1,563 $692 $