Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 63

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 63
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19,830 19,826 -0.0% 38,342 39,656 +3.4% Operating expenses (6,213) (6,222) (6,253) (6,592) (6,513) (6,440) -1.1% (12,435) (12,953) +4.2% Net operating income 12,634 13,273 13,734 13,710 13,317 13,385 +0.5% 25,907 26,703 +3.1% Net loan-loss provisions (6,251) (6,494) (6,626) (6,694) (7,174) (7,220) +0.6% (12,746) (14,394) +12.9% Other gains (losses) and provisions (1,134) (1,404) (1,232) (1,267) (1,194) (1,364) +14.2% (2,538) (2,558) +0.8% Profit before tax 5,249 5,375 5,876 5,750 4,950 4,802 -3.0% 10,624 9,752 -8.2% Consolidated profit 3,321 3,585 4,193 4,385 3,436 3,452 +0.5% 6,906 6,888 -0.3% Underlying attributable profit 3,016 3,248 3,797 4,011 3,132 3,130 -0.1% 6,264 6,262 -0.0%

79 Chile (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 352 472 482 516 512 490 -4.3% 824 1,002 +21.7% Net fee income 129 137 146 140 151 145 -4.0% 265 297 +11.8% Gains (losses) on financial transactions and other 47 51 64 59