Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 114

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 114
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                 de Consórcios Ltda., or “Bradesco Consórcios”, with 1,545,627 quotas across three segments: (i) automobiles              
    and motorcycles, with 1,134,568 quotas; (ii) real estate, with 267,090 quotas; and (iii) trucks, with 143,969 quotas (according to the
                                                         Central Bank of Brazil); and                                                     
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·                    the largest company in the Brazilian insurance market, operating in all lines of this segment, with a                  
    22.9% market share (according to SUSEP/ANS) through us, Grupo Bradesco Seguros, and our subsidiaries, in the segments of Insurance, Open
    Pension and Capitalization, through the following companies: Bradesco Seguros S.A., Bradesco Auto/RE Companhia de Seguros, Bradesco Vida
                e Previdência S.A., Bradesco Capitalização S.A, Bradesco Saúde, Bradesco Argentina de Seguros S.A., Mediservice,            
      Bradesco Saúde Operadora de Planos S.A. and Odontoprev S.A. The total revenues of Grupo Bradesco Seguros amounted to R$121.1 billion  
                           in insurance premiums, pension plan contributions and capitalization bond income in 2024.                        
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4.B.30.01 Banking
 In our banking segment, we offer a range of products and services to our clients including deposit-taking, granting of loans and advance payments, debit and credit card services and custody, through our extensive distribution network.
 We have a diverse client base that includes individuals and small, medium-sized and large enterprises in Brazil. Historically, we have cultivated a strong presence among the broadest segment of the Brazilian markets, including middle- and low-income individuals.
 The following table shows the income statement and other selected financial data for our banking segment for the periods indicated.
 
              As of and for the year ended December 31,                           Banking - R$ in thousands          
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2024                                                                             2023            2022                
Revenue from financial intermediation                                     169,745,125     164,122,043     151,198,428
Expenses from financial intermediation                                   (98,810,413)    (97,495,630)    (81,330,918)
Financial margin                                                           70,934,712