Company: WAL-PA
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001212545-25-000214
Chunk: 73

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 1
Chunk 73
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— 3,815 Other CRE - non-owner occupied6,097 — 2 — 2 243 6,342 Residential12,818 45 10 — 55 88 12,961 Residential - EBO463 107 76 326 509 — 972 Construction and land development4,412 — — — — 56 4,468 Other172 1 — — 1 1 174 Total loans$52,599 $157 $118 $326 $601 $476 $53,676 

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Credit Quality IndicatorsThe Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually to classify the loans as to credit risk. The following tables present risk ratings by loan portfolio segment and origination year. The origination year is the year of origination or renewal.Term Loan Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost BasisTotalAs of and for the six months ended June 30, 202520252024202320222021Prior(in millions)Warehouse lendingPass$71 $128 $522 $284 $— $228 $7,341 $8,574 Special mention— — — — — — — — Classified— — — — — — — — Total$71 $128 $522 $284 $— $228 $7,341 $8,574 Current period gross charge-offs$— $— $— $— $— $— $— $— Municipal & nonprofitPass$26 $194 $97 $202 $138 $972 $— $1,629 Special mention— — — — — — — — Classified— — — — — 5 — 5 Total$26 $194 $97 $202 $138 $977 $— $1,634 Current period gross charge-offs$— $— $— $— $—