Company: NEWTP
Filing Date: 2025-08-15
Form Type: 424B2
Source: 0001587987-25-000152
Chunk: 60

Company: NewtekOne, Inc.
Filing Date: 2025-08-15
Form: 424B2
Chunk 60
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     | $             |    0.7875 |
| Total                |     | $           | 1,575,000 |     | $             | 1,693,125 |

The Company estimates expenses payable by the Company in connection with this offering, other than, in each case, underwriting discounts and commissions, will be approximately $[ ]. This estimate reflects that the Company may reimburse the underwriters for certain of their reasonable out-of-pocket expenses incurred in connection with their engagement as underwriters, including certain expenses attributable to legal fees and marketing, syndication and travel. The underwriters may also reimburse the Company for certain of the Company’s expenses related to the offering.

#### Overallotment Option
We have granted an option to the underwriters to purchase up to an additional 150,000 depositary shares at the public offering price, less the underwriting discounts and commissions, within 30 days from the date of this prospectus supplement solely to cover any overallotments, if any. If the underwriters exercise this option, each will be obligated, subject to conditions contained in the underwriting agreement, to purchase a number of additional depositary shares proportionate to that underwriter’s initial number of depositary shares reflected in the table above.

#### No Sales of Similar Securities
We have agreed not to directly or indirectly offer, sell, short sell or otherwise dispose of, or enter into any agreement to offer, sell, short sell or otherwise dispose of, any Preferred Stock (or other securities that are substantially similar to the Preferred Stock) or other securities convertible into or exchangeable or exercisable for Preferred Stock (or other securities that are substantially similar to the Preferred Stock) or derivative of the Preferred Stock (or other securities that are substantially similar to the Preferred Stock) for a period of 30 days after the date of this prospectus supplement without first obtaining the written consent of the representatives. This consent may be given at any time without public notice.

#### Listing
The depositary shares are a new issue of securities with no established trading market. The Company intends to list the depositary on Nasdaq and will use its reasonable best efforts to maintain such listing. The Company expect trading in the depositary shares on Nasdaq to begin within 30 days after the original issue date under the trading symbol “NEWTP.” Currently, there is no public market for the depositary shares.

The Company have been advised by certain of the underwriters that they presently intend to make a market in the depositary shares after completion of the offering as