Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 62

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 7
Chunk 62
---
, 2025December 31, 2024($ in millions)OutstandingWeighted-Average LTVOutstandingWeighted-Average LTVSenior Liens:LTV ≤ 80%$1,206 48.6  %$1,147 49.8  %LTV > 80%129 88.1 137 89.1 Total senior liens$1,335 52.6 %$1,284 54.2 %Junior Liens:LTV ≤ 80%2,484 63.4 2,085 64.3 LTV > 80%859 87.7 819 88.2 Total junior liens$3,343 69.9 %$2,904 71.3 %Total$4,678 65.0  %$4,188 66.0  %

39

Table of ContentsManagement’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

The following tables provide an analysis of home equity portfolio loans outstanding by state with an LTV greater than 80% (including senior liens, if applicable) at origination:

TABLE 38:  Home Equity Portfolio Loans Outstanding with an LTV Greater than 80% at OriginationAs of September 30, 2025 ($ in millions)OutstandingExposureNonaccrualBy State:Ohio$284 736 7 Illinois141 345 3 Michigan129 328 3 Indiana116 264 2 Florida110 231 2 Kentucky78 186 1 All other states130 321 4 Total$988 2,411 22 

TABLE 39:  Home Equity Portfolio Loans Outstanding with an LTV Greater than 80% at OriginationAs of December 31, 2024 ($ in millions)OutstandingExposureNonaccrualBy State:Ohio$283 761 7 Illinois140 337 5 Michigan131 358 3 Indiana103 251 3 Florida96 214 2 Kentucky77 196 2 All other states126 310 3 Total$956 2,427 25 

Net charge-offs on home equity loans with an LTV greater than 80% at origination were $1 million for both the three and nine months ended September 30, 2025 compared to