Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 385

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 19
Chunk 385
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 to have been lost resulting from economic
plans. These lawsuits are individually controlled through a system and provisioned whenever the loss is determined to be probable,
considering the opinion of legal advisors, nature of the lawsuits,
similarity with previous lawsuits, complexity and positioning of the courts.

In relation to the legal claims that are
pleading alleged differences in the adjustment of inflation on savings account balances and due to the implementation of economic plans
that were part of the federal government’s economic policy to reduce inflation in the 80s and 90s, Bradesco, despite complying with
the law and regulation in force at the time, has provisioned certain proceedings, taking into consideration the claims in which they were
mentioned and the perspective of loss of each demand, in view of the decisions and subjects still under analysis in the Superior Court
of Justice (STJ).

In December 2017, with the mediation of
the Attorney’s General Office (AGU) and intervention of the Central Bank of Brazil (BCB), the entities representing the bank and
the savings accounts, entered into an agreement related to litigation of economic plans, with the purpose of closing these claims, in
which conditions and schedule were established for savings accounts holders to accede to the agreement. This agreement was approved by
the Federal Supreme Court (STF) on March 1, 2018. On March 11, 2020, the signatory entities signed an amendment extending the collective
agreement for a period of 5 (five) years, the Federal Supreme Court approved the extension of the agreement for 30 months. On December
16, 2022, the Federal Supreme Court (STF) approved the request to extend the agreement for another 30 months. As this is a voluntary agreement,
Bradesco is unable to predict how many savings account holders will choose to accept the settlement offer.

Note that, regarding disputes relating
to economic plans, the Federal Supreme Court (STF) has suspended all outstanding lawsuits, until the Court issues a final decision on
the right under litigation.

  III      - Provision for tax risks  

The Group has been discussing judicially
the legality and constitutionality of certain taxes and contributions (“legal obligations”) which have been fully provisioned
have their procedural evolution through the Judiciary and administrative spheres, monitored regularly. The most significant are:

  PIS and Cofins - R$ 3,263,824 thousand (R$ 3,099,917 thousand on                                                                        

  Pension