Company: CPSS
Filing Date: 2025-05-12
Form Type: 10-Q
Source: 0001683168-25-003436
Chunk: 73

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-05-12
Form: 10-Q
Item: Part I, Item 2
Chunk 73
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     81,817  
     1,333,117  
     77,229  
     1,195,273  
     80,850  
     1,302,207 

    Contracts with one extension, non-accrual (4) 
     3,203  
     48,729  
     2,628  
     42,315  
     3,483  
     53,018 
  
    Contracts with two or more extensions, non-accrual (4) 
     4,122  
     61,109  
     2,022  
     28,015  
     4,052  
     60,660 

     7,325  
     109,838  
     4,650  
     70,330  
     7,535  
     113,678 

    Total contracts with extensions 
     89,142  
    $1,442,955  
     81,879  
    $1,265,603  
     88,385  
    $1,415,885 

____________________________________

(1) All amounts
and percentages are based on the amount remaining to be repaid on each automobile contract. The information in the table represents the
gross principal amount of all automobile contracts we have purchased, including automobile contracts subsequently sold in securitization
transactions that we continue to service. The table does not include certain contracts we have serviced for third parties on which we
earn servicing fees only and have no credit risk. 

(2) We consider
an automobile contract delinquent when an obligor fails to make at least 90% of a contractually due payment by the following due date,
which date may have been extended within limits specified in the Servicing Agreements. The period of delinquency is based on the number
of days payments are contractually past due. Automobile contracts less than 31 days delinquent are not included. The delinquency aging
categories shown in the tables reflect the effect of extensions.

(3) Amount in
repossession represents financed vehicles that have been repossessed but not yet liquidated.

(4) Amount in
repossession and accounts past due more than 90 days are on non-accrual.

 34 

    Finance Receivables