Company: WAL-PA
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0001212545-25-000141
Chunk: 136

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-05-01
Form: 10-Q
Item: Part I, Item 1
Chunk 136
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quent and $11 million in loans 90 days or more delinquent.

Allowance for Credit Losses on Loans HFI

The ACL consists of an ACL on loans and on unfunded loan commitments. The ACL on AFS and HTM securities is estimated separately from loans and is discussed within the Investment Securities section. 

The following table summarizes the allocation of the ACL on loans HFI by loan portfolio segment: 

March 31, 2025December 31, 2024Allowance for credit lossesPercent of total allowance for credit lossesPercent of loan type to total loans HFIAllowance for credit lossesPercent of total allowance for credit lossesPercent of loan type to total loans HFI(dollars in millions)Warehouse lending$6.3 1.6 %14.9 %$6.4 1.7 %15.3 %Municipal & nonprofit14.8 3.8 2.9 14.7 3.9 3.0 Tech & innovation44.9 11.6 6.3 55.9 15.0 6.3 Equity fund resources1.4 0.4 1.6 1.6 0.4 1.7 Other commercial and industrial91.7 23.6 18.6 77.8 20.8 17.1 CRE - owner occupied3.7 1.0 3.0 3.4 0.9 3.1 Hotel franchise finance33.2 8.5 7.1 35.3 9.4 7.1 Other CRE - non-owner occupied138.1 35.5 11.7 134.4 36.0 11.8 Residential19.7 5.1 23.7 19.7 5.3 24.1 Residential - EBO— — 1.7 — — 1.8 Construction and land development32.0 8.2 8.2 21.3 5.7 8.4 Other2.8 0.7 0.3 3.3 0.9 0.3 Total$388.6 100.0 %100.0 %$373.8 100.0 %100.0 %

During the three months ended March