Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 86

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 86
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 earnings. In addition to the debt securities that we may offer pursuant to this prospectus, we may issue other debt securities in public or private offerings from time to time. These other debt securities may be issued under other indentures or documentation that are not described in this prospectus, and those debt securities may contain provisions materially different from the provisions applicable to one or more issues of debt securities offered pursuant to this prospectus. Terms The existing indenture does not, and any other indenture will not, limit the principal amount of debt, including unsecured debt, or other securities that we or our subsidiaries may issue. We may issue notes or bonds in traditional paper form, or we may issue a global security. The debt securities of any series may be issued in definitive form or, if provided in the applicable prospectus supplement, may be represented in whole or in part by a global security or securities, registered in the name of a depositary designated by us. Each debt security represented by a global security is referred to in this prospectus as a “book-entry security.” The debt securities may be issued from time to time pursuant to this prospectus and will be offered on terms determined by market conditions at the time of sale. Debt securities may be issued in one or more series with the same or various maturities and may be sold at par, a premium or an original issue discount. Debt securities sold at an original issue discount may bear no interest or interest at a rate that is below market rates. Unless otherwise provided in the applicable prospectus supplement, debt securities denominated in U.S. dollars will be issued in denominations of $2,000 and integral multiples of $1,000 in excess thereof. Please refer to the applicable prospectus supplement for the specific terms of the debt securities offered, including the following:

| • |     | Designation of an aggregate principal amount, purchase price and denomination; |

| • |     | Date of maturity; |

| • |     | If other than U.S. currency, the currency in which the debt securities may be purchased and the currency in which 
 principal, premium, if any, and interest will be paid;                                                            |

| • |     | The interest rate or rates and the method of calculating interest (unless we specify a different method, interest 
 will be calculated based on a 360-day year consisting of 12 30-day months);                                       |

| • |     | The date or dates from which the interest will accrue, the payment dates on which any premium and interest will