Company: TIPT
Filing Date: 2025-10-31
Form Type: DEFM14A
Source: 0001140361-25-039949
Chunk: 154

Company: TIPTREE INC.
Filing Date: 2025-10-31
Form: DEFM14A
Chunk 154
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 | changes in the general credit, debt, financial or capital markets, including changes in interest or exchange rates, in each case, in the United States or elsewhere in the world where the Group Companies operate; |

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| • | changes or proposed changes in laws, regulations or standards affecting Fortegra, GAAP, Applicable SAP (as defined in the Merger Agreement) or any underlying accounting principles or the interpretation or enforcement of any of the foregoing; |

| • | any earthquakes, hurricanes, tsunamis, tornadoes, volcanoes, floods, mudslides, wildfires or other natural disasters, severe weather events or any other force majeure events or acts of God; |

| • | changes in Fortegra’s and its Subsidiaries’ industries in the markets they operate in, or changes in the general business or economic conditions affecting such markets; |

| • | any escalation of hostilities or war or act of foreign or domestic terrorism, including any cyber-terrorism or cyber attack; |

| • | any action required to be taken or omitted to be taken in accordance with the terms of the Merger Agreement or by, or with the consent of, Purchaser, Merger Sub or any of their respective affiliates prior to the closing date; |

| • | any failure, in and of itself, by Tiptree, Fortegra or any Subsidiary to meet internal or published expectations, budgets, projections, forecasts or estimates of Fortegra or any Subsidiaries; |

| • | any change in the market price or trading volume of the capital stock or other securities of Tiptree common stock; |

| • | any litigation, suit, action or proceeding in respect of (A) the Merger Agreement or the transactions contemplated by the Merger Agreement or (B) this proxy statement (including any breach of duty or disclosure claims); |

| • | any change in the availability or cost of reinsurance in general; or |

| • | epidemics, pandemics, plagues, other outbreaks of infectious disease, including, in each case, resulting quarantine restrictions (including any shelter in place, stay at home or similar orders or guidelines), or any escalation or worsening of any of the foregoing, or any action, applicable law, pronouncement or guideline taken or promulgated by any governmental authority, the World Health Organization or industry group in response to any of the foregoing; |

(i) provided, however, that in each case of the tenth and eleventh bullets above