Company: SLDE
Filing Date: 2025-06-09
Form Type: S-1/A
Source: 0001193125-25-137410
Chunk: 155

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-09
Form: S-1/A
Chunk 155
---
 uses robotic process automation (“RPA”) to automate the Electronic First Notice of Loss (“eFNOL”) logging process. This was particularly helpful
during Hurricane Ian to track and effectively

103

resolve outstanding claims. We also use proprietary RPA to feed data into our underwriting AI for faster and more accurate results.

For data reporting, we have built standard reporting dashboards in PowerBI for all departments to streamline the flow of information
throughout the business. A few examples of these include dashboards that display catastrophe exposure, renewal retention analytics, claim statistics and profitability studies.

Risk Management

Our risk management
function is at the center of our decision-making and our day-to-day activities and is a core component of our strategy to generate superior risk-adjusted returns.

The risk management function is led by Shannon Lucas, our CRO and COO, who has over 20 years of insurance experience. Our risk management team
carefully manages our exposures and adheres to strict corporate risk appetite and tolerances for exposure accumulation. The team is supported by six individuals with extensive experience focusing on the coastal exposed property business. We focus on
reinsurance, data and company-wide analytics with a framework that allows for real-time exposure management and drives strategic growth while adhering to our corporate risk appetite. Our unique approach to risk management allows us to project
forward our aggregations, reinsurance costs and underwriting profitability on a prospective basis. We have established key risk tolerances and exposure management measures to protect our capital base from severe events. Our goal is to hedge our risk
exposure and consolidated retention caused by a catastrophe event to no more than 25% of our annual pre-tax earnings.

We license Verisk Touchstone to regularly model in-force policies and review key metrics surrounding aggregations and volatility of the
portfolio. We also use the Touchstone platform to produce PML analysis at specified intervals to validate our forecasts. We conduct regular modeling aimed at maintaining an optimal portfolio with minimal risks in higher catastrophe cost segments.
Our underwriting systems are built to set territorial rules and restrictions in real-time to ensure that the Company does not exceed aggregations based on corporate risk tolerance levels. In addition, we conduct regular reviews of financial
underwriting results in tandem with the underwriting team. We created a proprietary Florida building code database, which is used to validate primary and secondary risk characteristics, ensuring data accuracy for our portfolio and underwriting
technology.

Reinsurance

We
strategically purchase reinsurance to limit exposure to catastrophic events and protect our capital base from