Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 41

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 41
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 Rights of Holders of Cadence Common Stock Will Change as a Result of the Merger (page 145) The rights of holders of Cadence common stock are governed by Mississippi law and by the articles of incorporation and bylaws of Cadence. In the merger, holders of Cadence common stock will become holders of Huntington common stock, and their rights will be governed by Maryland law and the charter of Huntington and the bylaws of Huntington. Holders of Cadence common stock will have different rights once they become holders of Huntington common stock due to differences between the Cadence governing documents and Mississippi law, on the one hand, and the Huntington governing documents and Maryland law, on the other hand. These differences are described in more detail under the section entitled “Comparison of Shareholders’ Rights” beginning on page 145. Listing of Huntington Common Stock and New Huntington Depositary Shares; Delisting and Deregistration of Cadence Common Stock and Cadence Preferred Stock (page 100) The shares of Huntington common stock are, and new Huntington depositary shares representing one one-thousandth (1/1000th) of a share of new Huntington preferred stock to be issued in the merger are expected to be, listed for trading on the NASDAQ. Following the merger, shares of Huntington common stock will continue to be listed on the NASDAQ. In addition, following the merger, Cadence common stock and Cadence series A preferred stock will be delisted from the NYSE and deregistered under the Exchange Act. The Huntington Special Meeting (page 40) The Huntington special meeting will be held virtually on January 6, 2026 at www.virtualshareholdermeeting.com/HBAN2026SM at 11:00 a.m., Eastern Time. At the Huntington special meeting, holders of Huntington common stock will be asked to consider and vote on the following matters:

| • | the Huntington share issuance proposal; and |

| • | the Huntington adjournment proposal. |

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You may vote at the Huntington special meeting if you owned shares of Huntington common stock at the close of business on November 28, 2025. On that date, there were 1,574,803,152 shares of Huntington common stock outstanding, approximately seventy-seven hundredths of one percent (0.77%) of which were owned and entitled to be voted by Huntington directors and executive officers and their affiliates. We currently expect that Huntington’s directors and executive officers will vote their shares in favor of the Huntington share