Company: AX
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001299709-25-000184
Chunk: 148

Company: Axos Financial, Inc.
Filing Date: 2025-10-30
Form: 10-Q
Item: Part I, Item 2
Chunk 148
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 the amounts of interest earning assets and interest bearing liabilities that were outstanding at September 30, 2025 and the portions of each financial instrument that are expected to mature or reset interest rates in each future period:

Term to Repricing, Repayment, or Maturity atSeptember 30, 2025(Dollars in thousands)Six Months or LessOver Six Months Through One YearOver OneYear ThroughFive YearsOver FiveYearsTotalInterest-earning assets:Cash and cash equivalents$2,650,451$—$—$—$2,650,451Available-for-sale securities131,9024,65016,5984,64857,798Stock of the FHLB, at cost29,737———29,737Loans215,741,2792,889,9593,824,109179,79022,635,137Loans held for sale11,566———11,566Total interest-earning assets18,464,9352,894,6093,840,707184,43825,384,689Non-interest-earning assets————1,151,874Total assets$18,464,935$2,894,609$3,840,707$184,438$26,536,563Interest-bearing liabilities:Interest-bearing deposits3$18,725,056$291,277$177,051$—$19,193,384Advances from the FHLB——60,000—60,000Secured financings116,843113,297530,95221,331782,423Total interest-bearing liabilities18,841,899404,574768,00321,33120,035,807Other non-interest-bearing liabilities————3,825,056Stockholders’ equity————2,675,700Total liabilities and equity$18,841,899$404,574$768,003$21,331$26,536,563Net interest rate sensitivity gap$(376,964)$2,490,035$3,072,704$163,107$5,348,882Cumulative gap$(376,964)$2,113,071$5,185,775$5,348,882$5,348,882Net interest rate sensitivity gap—as a % of total interest earning assets(1.49)%9.81 %12.10 %0.64 %21.07 %Cumulative gap—as % of total cumulative interest earning assets(1.49)%8.