Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 56

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 56
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 |     |   2,294 |     |  4,588 |     |           |        |     |                |   187,351 |
| RSUs               |           | 2/9/24 |     |                                      |            |     |         |           |     |           |     |        |                                  |     |         |     |        |     |           |  1,529 |     |                |   124,873 |

50

#### (1)Except where noted, these amounts reflect the award levels approved by the Compensation Committee on February 9, 2024, under the 2024 Short-Term Incentive Program for all NEOs. Subject to the previously mentioned 80% thresholds for the plan funding, there are no thresholds at the individual level, and the maximum award is 200% of target for individuals under the STIP. The Compensation Committee has the discretion to increase or decrease each NEO’s compensation from the target award level shown based on bonus pool availability and the NEO’s individual performance.(2)These numbers reflect grants of Performance Units made under the Omnibus Plan in 2024.(3)These numbers reflect grants of Service Units made under the Omnibus Plan in 2024.(4)These amounts reflect the aggregate grant date fair value computed in accordance with FASB ASC Topic 718. Information about the assumptions made in the valuation of equity awards is included in the Notes to the Consolidated Financial Statements in our Annual Report on Form10-Kfor the fiscal year ended December 31, 2024, filed with the SEC on February 27, 2025, under the heading “Accounting for Stock-Based Compensation” in Note 1, Summary of Significant Accounting Policies, and in Note 11, Employee Benefits. The value of Performance Units assumes that the performance target has been achieved.2024 OUTSTANDING EQUITY AWARDS AT FISCALYEAR-ENDThis table summarizes unexercised options and stock awards that have not vested for each NEO outstanding as of December 31, 2024. The market value of each stock award was computed by multiplying the closing market price of UMB common stock on December 31, 2024, by the applicable number of shares of UMB common stock shown in the table for the award.Option AwardsStock AwardsNameNumber ofSecuritiesUnderlyingUnexercisedOptions (#)ExercisableOptionExercisePrice($)OptionExpirationDateNumberof Sharesor Unitsof StockthatHave NotV