Company: KEY-PI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000091576-25-000110
Chunk: 93

Company: KEYCORP /NEW/
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 2
Chunk 93
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 following tables show the amortized cost basis at the end of the noted reporting periods of the loans modified to borrowers experiencing financial difficulty within the past 12 months of the noted periods. The tables do not include those modifications that only resulted in an insignificant payment delay. The tables do not include consumer loans that are still within a trial modification period. Trial modifications may be done for consumer borrowers where a trial payment plan period is offered in advance of a permanent loan modification. As of June 30, 2025, there were 91 loans totaling $12 million in a trial modification period. As of June 30, 2024, there were 117 loans totaling $19 million in a trial modification period.Commitments outstanding to lend additional funds to borrowers experiencing financial difficulty whose loans were modified were $98 million and $36 million at June 30, 2025 and June 30, 2024, respectively.

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As of June 30, 2025Interest Rate ReductionTerm ExtensionOtherCombination (a)TotalDollars in millionsAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost Basis% of Total Loan TypeLOAN TYPECommercial and Industrial$— $109 $37 $19 $165 0.29 %Commercial real estate:Commercial mortgage— 212 17 52 281 2.03 Construction— 34 — — 34 1.20 Total commercial real estate loans— 246 17 52 315 1.89 Total commercial loans$— $355 $54 $71 $480 0.64 %Real estate — residential mortgage2 — — 13 15 0.08 Home equity loans4 1 2 5 12 0.18 Other consumer loans— 3 — 2 5 0.10 Credit cards— — — 4 4 0.43 Total consumer loans6 4 2 24 36 0.12 Total loans$6 $359 $56 $95 $516 0.49 %As of June 30, 2024Interest Rate ReductionTerm ExtensionOtherCombination (a)TotalDollars in millionsAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost Basis% of Total Loan TypeLOAN TYPE