Company: FSBC
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0001628280-25-038796
Chunk: 114

Company: FIVE STAR BANCORP
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 8
Chunk 114
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. The Company did not record an allowance for credit losses on available-for-sale securities as of June 30, 2025 or December 31, 2024.A summary of the amortized cost and fair value related to securities available-for-sale as of June 30, 2025 and December 31, 2024 is presented in Table 3.2. Securities available-for-sale did not have an allowance for credit losses as of June 30, 2025 or December 31, 2024.Table 3.2: Securities Available-for-Sale(in thousands)Amortized CostGross Unrealized Fair ValueGains(Losses) June 30, 2025U.S. government agency securities$6,909 $154 $(61)$7,002 Mortgage-backed securities59,650 15 (10,447)49,218 Obligations of states and political subdivisions42,498 1 (5,911)36,588 Collateralized mortgage obligations275 — (19)256 Corporate bonds2,000 — (74)1,926 Total available-for-sale$111,332 $170 $(16,512)$94,990 December 31, 2024U.S. government agency securities$8,293 $152 $(100)$8,345 Mortgage-backed securities62,397 6 (11,833)50,570 Obligations of states and political subdivisions42,762 1 (5,626)37,137 Collateralized mortgage obligations305 — (26)279 Corporate bonds2,000 — (137)1,863 Total available-for-sale$115,757 $159 $(17,722)$98,194 

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The amortized cost and fair value of investment securities by contractual maturity at June 30, 2025 and December 31, 2024 are shown in Table 3.3. Expected maturities may differ from contractual maturities if the issuers of the securities have the right to call or prepay obligations with or without call or prepayment penalties.Table 3.3: Contractual Maturities - Investment Securities(in thousands)June 30, 2025December 31, 2024Held-to-MaturityAvailable-for-SaleHeld-to-MaturityAvailable-for-SaleAmortized CostFair ValueAmortized