Company: UMBFO
Filing Date: 2025-02-03
Form Type: S-8
Source: 0000950103-25-001331
Chunk: 14

Company: UMB FINANCIAL CORP
Filing Date: 2025-02-03
Form: S-8
Chunk 14
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 Financial
USA, Inc. 2020 Long-Term Incentive Plan and the Heartland Financial USA, Inc. 2024 Long-Term Incentive Plan, and to file the same, with
all exhibits thereto and all documents in connection therewith, with the Securities and Exchange Commission, granting unto said attorney-in-fact
and agent, full power and authority to sign for us or any of us in our names in the capacities indicated below the registration statement
and any and all amendments (including post-effective amendments) thereto; and we hereby ratify and confirm all that J. Mariner Kemper
and Ram Shankar shall do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Act of 1933, this registration
statement has been signed by the following persons in capacities indicated on Date: February 3, 2025

| Signatures            | Title                                                                                  |
| /s/ J. Mariner Kemper | Director, Chairman of the Board, Chief Executive Officer (Principal Executive Officer) |
| (J. Mariner Kemper)   |                                                                                        |
| /s/ Ram Shankar       | Chief Financial Officer (Principal Financial Officer)                                  |
| (Ram Shankar)         |                                                                                        |
| /s/ David Odgers      | Chief Accounting Officer (Principal Accounting Officer)                                |
| (David Odgers)        |                                                                                        |

| /s/ Robin C. Beery         | Director |
| (Robin C. Beery)           |          |
| /s/ Janine A. Davidson     | Director |
| (Janine A. Davidson)       |          |
| /s/ Kevin C. Gallagher     | Director |
| (Kevin C. Gallagher)       |          |
| /s/ Gregory M. Graves      | Director |
| (Gregory M. Graves)        |          |
| /s/ Gordon E. Lansford III | Director |
| (Gordon E. Lansford III)   |          |
| /s/ Timothy R. Murphy      | Director |
| (Timothy R. Murphy)        |          |
| /s/ Tamara M. Peterman     | Director |
| (Tamara M. Peterman)       |          |
| /s/ Kris A. Robbins        | Director |
| (Kris A. Robbins)          |          |
| /s/ L. Joshua Sosland      | Director |
| (L. Joshua Sosland)