Company: OSBC
Filing Date: 2025-04-23
Form Type: S-4
Source: 0001104659-25-037832
Chunk: 214

Company: OLD SECOND BANCORP INC
Filing Date: 2025-04-23
Form: S-4
Chunk 214
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2023.

| ​                     
 ​                     | ​ 
 ​ | ​ 
 ​ | 2024    
 Current |   |         |   | ​ | ​ | Non-accrual |   |   |   | ​ 
 ​ | ​ 
 ​ | 2023    
 Current |   |         |   | ​ | ​ | Non-accrual |   |   |   | ​ 
 ​ |
|:----------------------|:--|:--|:--------|:--|--------:|:--|:--|:--|:------------|:--|:--|:--|:--|:--|:--------|:--|--------:|:--|:--|:--|:------------|:--|:--|:--|:--|
| Powersport            | ​ | ​ | ​       | $ | 409,030 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ | ​ | ​       | $ | 283,137 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ |
| Installment and other | ​ | ​ | ​       | ​ | 270,310 | ​ | ​ | ​ | ​           | ​ | — | ​ | ​ | ​ | ​       | ​ | 219,588 | ​ | ​ | ​ | ​           | ​ | — | ​ | ​ |
| ​                     | ​ | ​ | ​       | $ | 679,340 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ | ​ | ​       | $ | 502,725 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ |

F-24

TABLE OF CONTENTS Bancorp Financial, Inc. and Subsidiary Notes to Consolidated Financial Statements Note 3. Loans (continued) The following tables provide additional detail of the activity in the allowance for credit losses, by portfolio segment, for the years ended December 31, 2024 and 2023:

| ​                                     
 ​                                     
 Allowance for credit losses:          | ​ 
 ​ 
 ​ | ​ 
 ​ 
 ​ | 2024                     
 Commercialand industrial 
 ​                        | ​ |          ​ | ​ | ​ 
 ​ | ​ 
 ​ | Commercialreal estate 
 ​                     | ​ |           ​ | ​ | ​ 
 ​ | ​ 
 ​ | Constructionanddevelopment 
 ​                          | ​