Company: FSBC
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0001275168-25-000038
Chunk: 149

Company: FIVE STAR BANCORP
Filing Date: 2025-02-28
Form: 10-K
Item: Item 7
Chunk 149
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.00 %N/AN/ATier 1 capital (to risk-weighted assets)$409,514 11.02 %$222,940 6.00 %N/AN/ACommon equity tier 1 capital (to risk-weighted assets)$409,514 11.02 %$167,205 4.50 %N/AN/ATier 1 leverage$409,514 10.05 %$162,960 4.00 %N/AN/ADecember 31, 2023Total capital (to risk-weighted assets)$404,829 12.30 %$259,090 8.00 %N/AN/ATier 1 capital (to risk-weighted assets)$298,749 9.07 %$197,534 6.00 %N/AN/ACommon equity tier 1 capital (to risk-weighted assets)$298,749 9.07 %$148,150 4.50 %N/AN/ATier 1 leverage$298,749 8.73 %$136,953 4.00 %N/AN/A

Table 24: Capital Ratios for the Bank(dollars in thousands)Actual RatioRequired for Capital Adequacy Purposes1Ratio to be Well-Capitalized under Prompt Corrective Action ProvisionsAmountRatioAmountRatioAmountRatioDecember 31, 2024Total capital (to risk-weighted assets)$504,896 13.59 %$297,216 8.00 %$371,520 10.00 %Tier 1 capital (to risk-weighted assets)$468,584 12.61 %$222,912 6.00 %$297,216 8.00 %Common equity tier 1 capital (to risk-weighted assets)$468,584 12.61 %$167,184 4.50 %$241,488 6.50 %Tier 1 leverage$468,584 11.50 %$162,942 4.00 %$203,677 5.00 %December 31, 2023Total capital (to risk-weighted assets)$392,114 11.93 %$262,947 8.00 %$328,684 10.00 %Tier 1 capital (to risk-weight