Company: ACIW
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000935036-25-000031
Chunk: 58

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 1
Chunk 58
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 a service$755,257 59 %$80,759 12 %$674,498 59 %License303,161 24 %50,177 20 %252,984 22 %Maintenance150,483 12 %6,437 4 %144,046 13 %Services69,281 5 %(441)(1)%69,722 6 %Total revenues1,278,182 100 %136,932 12 %1,141,250 100 %Operating expenses:Cost of revenue671,316 53 %79,620 13 %591,696 52 %Research and development122,582 10 %14,519 13 %108,063 9 %Selling and marketing91,637 7 %7,645 9 %83,992 7 %General and administrative99,341 8 %14,399 17 %84,942 7 %Depreciation and amortization72,226 6 %(14,484)(17)%86,710 8 %Total operating expenses1,057,102 84 %101,699 11 %955,403 83 %Operating income221,080 16 %35,233 19 %185,847 17 %Other income (expense):Interest expense(44,021)(3)%11,816 (21)%(55,837)(5)%Interest income11,674 1 %(159)(1)%11,833 1 %Other, net18,898 1 %20,590 1,217 %(1,692)— %Total other income (expense)(13,449)(1)%32,247 71 %(45,696)(4)%Income before income taxes207,631 15 %67,480 48 %140,151 13 %Income tax expense45,309 4 %9,721 27 %35,588 3 %Net income$162,322 11 %$57,759 55 %$104,563 10 %

Revenues

Total revenue for the nine months ended September 30, 2025, increased $136.9 million, or 12%, as compared to the same period in 2024.

•The impact of certain foreign currencies strengthening against