Company: FRME
Filing Date: 2025-11-06
Form Type: 424B3
Source: 0001193125-25-268801
Chunk: 32

Company: FIRST MERCHANTS CORP
Filing Date: 2025-11-06
Form: 424B3
Chunk 32
---
 |     |      |  2,304,983 |   |     |                                  |  2,304,983 |   |     |      |  2,247,713 |   |     |      |  2,034,770 |   |     |      |  1,912,571 |   |     |      |  1,875,645 |   |
| Selected Ratios                                       |     |                    |            |   |     |      |            |   |     |                                  |            |   |     |      |            |   |     |      |            |   |     |      |            |   |     |      |            |   |
| Return on average assets                              |     |                    |       1.22 | % |     |      |       0.96 | % |     |                                  |       1.09 | % |     |      |       1.23 | % |     |      |       1.29 | % |     |      |       1.39 | % |     |      |       1.10 | % |
| Return on average equity                              |     |                    |       9.51 | % |     |      |       7.82 | % |     |                                  |       8.86 | % |     |      |      10.43 | % |     |      |      11.19 | % |     |      |      11.01 | % |     |      |       8.14 | % |

| (1) | Restated for all stock dividends and splits. |

| (2) | Dividends per share are for First Merchants only. |

17

FIRST SAVINGS FIVE YEAR SUMMARY OF SELECTED HISTORICAL CONSOLIDATED FINANCIAL DATA (Dollars in Thousands, Except Per Share Amounts)

| Summary of Operations                                 |     | For the Six Months 
 Ended June 30,     
 2025               
 (unaudited)        |           |   |     | 2024 |           |   |     | For the Years Ended September 30, 
 2024                              |           |   |     | 2023 |           |   |     | 2022 |           |   |     | 2021 |           |   |     | 2020 |           |   |
|:------------------------------------------------------|:----|: