Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 136

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 136
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U) and the intervention of the
Central Bank of Brazil, the representatives of the banks and the savings account holders entered into an agreement related to the economic
plans aiming to finalize the claims, establishing a timeline and conditions for the savings account holders to accede to the agreements.
The STF affirmed the agreement on March 1, 2018, with a deadline of 24 months for savers to join.

On March 11, 2020, the signatories to the Collective Bargaining Agreement agreed to an amendment extending the agreement for a further 60 months. The extension of the agreement was approved by the Plenary of the Court, on May 29, 2020, for a period of 30 months (renewable for another 30 months), as of March 12, 2020. A new amendment was made between the Parties of the Collective Agreement extending it for another 30 months and submitted to the STF for approval. In a session concluded on December 16, 2022, the extension of the Collective
Agreement was approved for another 30 months. The adherence to the terms of the agreement is voluntary and can be performed by savers
through a digital platform specially created for this purpose. Considering that this is a voluntary agreement, which does not oblige the
savers to join, we cannot predict how many savers will join.

In December
2024, the STJ decided that: “(i) as long as it is expressly provided in the collective decision that determines the recomposition
of the purged inflationary indexes, the final term of incidence of remuneratory interest on the portion of the savings account resulting
from the recomposition of the purged index is the closing date of the account or that which ends up with a zero balance, whichever occurs
first; (ii) the depositary bank is required to confirm these dates, under penalty of adopting as the final term the date of citation in
the citizen suit that originated the fulfillment of the decision”. With this decision, it reduces any damage to financial institutions
in the event of an unfavorable decision in execution.

Future
STF decision regarding cases related to inflationary purges may increase our costs and cause losses. This may negatively affect our financial condition, the result of our operations and the market value of our shares.

| 114 – Reference Form – 2024 |

| 4. Risk factors |

We may incur losses associated with counterparty risk exposures.

We are
subject to the possibility