Company: MFAN
Filing Date: 2025-04-18
Form Type: DEF 14A
Source: 0001140361-25-014577
Chunk: 15

Company: MFA FINANCIAL, INC.
Filing Date: 2025-04-18
Form: DEF 14A
Chunk 15
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 Considerations MFA understands the importance of incorporating environmental and social considerations into its business and day-to-day operations, and we appreciate the increased interest of our stockholders in these matters. We consider the interests of all our stakeholders — our stockholders, employees, lenders and other counterparties, vendors and community — in pursuing the long-term success and best interests of our business. Social Considerations MFA’s primary social considerations and impacts relate to our investment activity and human capital management, both of which are critical to our success as an organization.

| MFA Financial, Inc. | 9 | 2025 Proxy Statement |

TABLE OF CONTENTS Investment Activity As a provider of private capital to the U.S. housing market through our investments in residential mortgages, our business enhances liquidity in the residential real estate mortgage markets and, in turn, facilitates homeownership in the United States. As of December 31, 2024, MFA had approximately $10.5 billion in aggregate mortgage, mortgage-related and real estate investments. Human Capital Management As an employer, we have a responsibility to our most important asset, our employees. We recognize the importance of ongoing communication and engagement with our employees through direct channels, facilitated by our relatively small employee base. We are committed to providing our employees an engaging, supportive and inclusive atmosphere in which to grow professionally and contribute. In this regard, we are proud that during 2024 MFA was certified as a Great Place to Work™ by Great Place to Work® Institute for the fourth consecutive year based on the results of an anonymous survey of our employees.

| MFA Financial, Inc. | 10 | 2025 Proxy Statement |

TABLE OF CONTENTS

Finally, we pride ourselves on providing a wide selection of resources to protect our employees’ health, well-being, financial security and safety, and work-life balance, including:

| Compensation,                          
 Retirement and                         
 Income Protection                      |     | •                                                                                                                            |     | Competitive base salary and bonus potential                                                                                |
| •                                      |     | Equity compensation plan                                                                                                     |     |                                                                                                                            |
| •                                      |     | 401(k) plan with company matching contribution                                                                               |     |                                                                                                                            |
| •                                      |     | Company-paid short-term and long-term disability insurance                                                                   |     |                                                                                                                            |
| •                                      |     | Company-paid group term life and accidental death & dismemberment insurance                                                  |     |                                                                                                                            |
| •                                      |     | Student loan repayment assistance program                                                                                    |     |                                                                                                                            |
| •                                      |     | Child