Company: WLTH
Filing Date: 2025-12-12
Form Type: 424B4
Source: 0001628280-25-056780
Chunk: 198

Company: WEALTHFRONT CORP
Filing Date: 2025-12-12
Form: 424B4
Chunk 198
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 and description of the provisions of the Revolving Credit Agreement do not purport to be complete and are qualified in their entirety by reference to the full text of the Revolving Credit Agreement, a copy of which is filed as an exhibit to the registration statement of which this prospectus forms a part.

Revolving Line of Credit

On October 31, 2024, we entered into the Revolver. Interest accrued on the outstanding principal balance was at (i) the base rate, plus 1.0% per annum or (ii) Adjusted Daily Simple SOFR, plus 2.0% per annum. The base rate was defined as the highest of (i) the Prime Rate; (ii) the Federal Funds Rate, plus 0.50%, and (c) Adjusted Daily Simple SOFR plus 1.00%, and was payable on a monthly basis. The Revolver was not drawn on during the six months ended July 31, 2025, and was replaced in October 2025 by the Revolving Credit Facility.

#### Cash Flows
The following table presents summarized condensed consolidated cash flow information for the periods presented (in thousands):

| (in thousands, except percentages)                  |     | 2024 | Fiscal Year Ended January 31, |     | 2025 |         |     | 2024 | Six Months Ended July 31, |     | 2025 |        |
|:----------------------------------------------------|:----|:-----|------------------------------:|:----|:-----|--------:|:----|:-----|--------------------------:|:----|:-----|-------:|
| Net cash provided by operating activities           |     | $    |                        72,918 |     | $    | 123,150 |     | $    |                    68,077 |     | $    | 77,405 |
| Net cash used in investing activities               |     |      |                        -5,163 |     |      |  -5,843 |     |      |                    -3,810 |     |      |   -632 |
| Net cash provided by (used in) financing activities |     |      |                       -39,499 |     |      | -58,546 |     |      |                   -28,988 |     |      |  4,883 |

Operating Activities

Cash provided by operating activities was $68.1 million for the six months ended July 31, 2024, primarily due