Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 1

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 1
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073, 333‑208728, 333‑199835, 333-191625, 333-185538 and 333-178186 on Form S-8 filed with the Securities and Exchange Commission (“SEC”).

### CERTAIN TERMS AND CONVENTIONS
The terms below are used as follows throughout this report:

• “ BBVA ”, the “ Bank ”, the “ Company ”, the “ Group ”, the “ BBVA Group ” or first person personal pronouns, such as “we”, “us”, or “our”, mean Banco Bilbao Vizcaya Argentaria, S.A. and its consolidated subsidiaries unless otherwise indicated or the context otherwise requires.

• “ BBVA Mexico ” means Grupo Financiero BBVA Bancomer, S.A. de C.V. and its consolidated subsidiaries, unless otherwise indicated or the context otherwise requires.

• “ Consolidated Financial Statements ” means our audited consolidated financial statements as of and for the years ended December 31, 2024, 2023 and 2022, presented in compliance with International Financial Reporting Standards as issued by the International Accounting Standards Board (“ IFRS-IASB ”), as well as in accordance with the International Financial Reporting Standards endorsed by the European Union (“ EU-IFRS ”) applicable as of December 31, 2024, considering Bank of Spain Circular 4/2017, as well as its successive amendments, and any other legislation governing financial reporting which was, as of the date of preparation of such consolidated financial statements, applicable, and with the format and mark-up requirements established in the EU Delegated Regulation 2019/815 of the European Commission. The Consolidated Financial Statements are included in the 2024 Form 20-F.

• “ Garanti BBVA ” means Türkiye Garanti Bankası A.Ş., and its consolidated subsidiaries, unless otherwise indicated or the context otherwise requires.

• “ Latin America ” refers to Mexico and the other countries in which we operate in South America and Central America.

• “ Unaudited Condensed Interim Consolidated Financial Statements ” means our unaudited condensed interim consolidated financial statements as of and for the six months ended June 30, 2025 presented in accordance with International Accounting Standard 34 (IAS 34) as issued by the IASB and adopted by the European Union (“ EU ”) and included herewith.

• “ 2024 Form 20-F ” means our Annual Report on Form 20-F for the