Company: BANFP
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-030159
Chunk: 194

Company: BANCFIRST CORP /OK/
Filing Date: 2025-02-28
Form: 10-K
Item: Item 1B
Chunk 194
---

    $
    8,025,110

    $
    8,742,915

    Debt securities

    2.37

    335,884

    308,601

    328,107

    251,825

    249

    30,139

    1,254,805

    1,211,754

    Federal funds sold and   interest-bearing deposits

    5.27

    3,316,647

    —

    —

    —

    —

    —

    3,316,647

    3,316,647

    Interest Sensitive Liabilities

    Savings and interest-bearing  deposits

    3.58

    6,341,347

    —

    —

    —

    —

    —

    6,341,347

    6,357,925

    Time deposits

    4.54

    1,302,319

    102,796

    28,714

    21,919

    14,316

    75

    1,470,139

    1,467,772

    Subordinated debt

    4.77

    —

    —

    —

    —

    —

    86,157

    86,157

    77,998

    Off-Balance Sheet Items

    Loan commitments

    —

    —

    —

    —

    —

    —

    —

    4,313

    Letters of credit

    —

    —

    —

    —

    —

    —

    —

    769

The expected maturities and principal repayments are based upon the contractual terms of the instruments. Debt securities are stated at par value. Prepayments have been estimated for certain instruments with predictable prepayment rates. Savings and interest-bearing demand deposits are assumed to mature all in the first year as they are not subject to withdrawal restrictions and any assumptions regarding decay rates would be very subjective. The actual maturities and principal repayments for the financial instruments could vary substantially from the contractual terms and assumptions used in the analysis. 

 48 

Item 8. Financial Statements and Supplementary Data. 

Report of Independent Registered Public Accounting Firm 

Shareholders, Board of Directors, and Audit Committee

BancFirst Corporation

Oklahoma City, Oklahoma

Opinion on the Consolidated Financial Statements We have audited the accompanying consolidated balance sheets of BancFirst