Company: WBS-PG
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0000801337-25-000004
Chunk: 233

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-03-03
Form: 10-K
Item: Item 7
Chunk 233
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 Non-performing loans and leases / total loans and leases (1)0.88 0.41 0.41 Non-performing assets / total loans and leases plus OREO and repossessed assets (1)0.88 0.43 0.41 ACL on loans and leases / non-performing loans and leases (1)149.47 303.39 291.84 Other ratios:Tangible common equity (non-GAAP)7.45 %7.73 %7.38 %Tier 1 Risk-Based Capital12.06 11.62 11.23 Total Risk-Based Capital14.24 13.72 13.25 CET1 Risk-Based Capital11.54 11.11 10.71 Stockholders’ equity / total assets11.56 11.60 11.30 Net interest margin3.42 3.52 3.49 Efficiency ratio (non-GAAP)45.43 42.15 43.42 Equity and share related:Common stockholders’ equity$8,849,235 $8,406,017 $7,772,207 Book value per common share51.63 48.87 44.67 Tangible book value per common share (non-GAAP)32.95 32.39 29.07 Common stock closing price55.22 50.76 47.34 Dividends and equivalents declared per common share1.60 1.60 1.60 Common shares issued and outstanding171,391 172,022 174,008 Weighted-average common shares outstanding - basic169,820 171,775 167,452 Weighted-average common shares - diluted170,192 171,883 167,547 

(1)Non-performing asset balances and related asset quality ratios exclude the impact of net unamortized (discounts)/premiums and net unamortized deferred (fees)/costs on loans and leases.

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Table of Contents

Non-GAAP Financial Measures

The non-GAAP financial measures identified in the preceding table provide both management and investors with information useful in understanding the Company’s financial position, results of operations, the strength of its capital position, and overall business performance. These non-GAAP financial measures are used by management for performance measurement purposes, as well as for internal planning and forecasting, and