Company: OWLS
Filing Date: 2025-09-03
Form Type: F-1
Source: 0001193125-25-195057
Chunk: 19

Company: OBOOK HOLDINGS INC.
Filing Date: 2025-09-03
Form: F-1
Chunk 19
---
 could harm our reputation, as well as have an adverse effect on our business. |

| • |     | Cyberattacks and security vulnerabilities could result in serious harm to our reputation, business and financial 
 condition.                                                                                                       |

Risks Related to Laws and Regulations

| • |     | We may not be able to obtain or maintain the relevant regulatory licenses, permissions or registrations to carry                                                                                                                                       
 out our business in the various jurisdictions in which we operate, which may subject us to fines or penalties or force us to discontinue operations in such jurisdiction, any of which could have a material adverse effect on our business, financial 
 condition and results of operations.                                                                                                                                                                                                                   |

| • |     | We are subject to AML, CTF and sanctions regulations, and failure to comply with these regulations may lead to 
 administrative sanctions, criminal penalties and/or reputational damage.                                       |

11

| • |     | We are subject to regulatory oversight and enforcement by authorities regulating financial services in the 
 jurisdictions we operate, and subject to important obligations and restrictions.                           |

| • |     | We are subject to extensive regulations and supervision by the regulatory and law enforcement agencies regulating                                                                                                   
 financial products and enforcing consumer protections laws, and changes in existing regulations or the implementation of future regulations may adversely affect our financial condition and results of operations. |

| • |     | We are subject to complex and evolving regulations and oversight related to data protection, privacy and 
 information security.                                                                                    |

| • |     | Our provision of virtual currency-related services may be subject to a highly evolving regulatory landscape and 
 any changes to laws or regulations could adversely affects our prospects or operations in this respect.         |

Risk Related to Third Parties

| • |     | We have in the past, and may in the future, enter into collaborations, joint ventures or strategic alliances with                                                                                                                                      
 third parties. If we are unsuccessful in establishing or maintaining strategic relationships with these third parties, or if these third parties fail to deliver certain operational services, our business, operating results and financial condition 
 could be adversely affected.                                                                                                                                                                                                                           |

| • |     | Providers of payment solutions, including us, depend on both direct and sponsored membership in payment networks                                                                                                                   
 and compliance with payment network rules, or relationships with sponsoring financial institutions to provide access to those networks. Changes to payment card networks or bank fees, rules or practices could harm our business. |

Risks Related to Doing Business in Taiwan

| • |     | Our Taiwan subsidiaries are subject to restrictions on paying dividends or