Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 26

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 26
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 | In 2024, ING declared and paid an interim dividend of €1,129 million (€0.35 per share) and                                                                                                                              
 proposed a final dividend of €2,152 million (€0.71 per share) to be paid after adoption of the annual accounts in April 2025. In addition, in January 2025 ING paid a cash dividend to the shareholders of €498 million 
 (€0.161 per share). The €498 million dividend paid in January 2025 is already deducted from total equity as of December 31, 2024.                                                                                       |

| (3) | The notes will be classified as liabilities on the balance sheet, with an amount of €3,337 million                                                                                                                                  
 included under debt securities in issue and an amount of €36 million included under debt securities designated at fair value through profit or loss. For purposes of the “as adjusted” column, the principal amount of the notes in 
 U.S. dollars has been translated into Euro amounts at the Noon Buying Rate on December 31, 2024 of €0.9660 to $1.00.                                                                                                                |

S-22

| (4) | The total indebtedness excludes lease liabilities of €1,116 million. Lease liabilities are presented 
 in the balance sheet under Other liabilities.                                                        |

| (5) | On February 20, 2025, ING announced it will redeem €750 million of Fixed Rate Subordinated Tier                                                                                                                                 
 2 Notes (ISIN: XS1796079488) on the call date of March 22, 2025. These securities are included in the above table on the lines ‘Subordinated loans’ and ‘Subordinated liabilities at fair value through profit or loss’, with a 
 total amount of €751 million and €10 million respectively. On February 20, 2025, ING announced it will redeem $1,250 million of 6.500% Perpetual Additional Tier 1 Contingent Convertible Capital Securities (CUSIP             
 456837AF0/ISIN US456837AF06) on the call date of April 16, 2025. These securities are included in the above table on the line ‘Subordinated loans’, with a total amount of €1,223 million. On February 26, 2025 ING             
 announced it will redeem two series of outstanding SEC registered securities: the $500 million Callable Floating Rate Senior Notes (CUSIP 456837 BD4