Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 74

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 74
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in months)Weighted-Average Interest Rate ReductionThree Months Ended September 30, 2025Business loans:Commercial16— %Commercial mortgage:Other business lines (a)16(0.49)Total commercial mortgage16(0.49)Total business loans16(0.49)Retail loans:Consumer:Home equity21(3.10)Total consumer21(3.10)Total retail loans21(3.10)Total loans16(1.62)%Three Months Ended September 30, 2024Business loans:Commercial13(1.00)%Commercial mortgage:Other business lines (a)17— Total commercial mortgage17— International11— Total business loans13(1.00)Retail loans:Residential mortgage95— Consumer:Home equity120(4.34)Total consumer120(4.34)Total retail loans100(4.34)Total loans18(2.51)%Table continues on the following page.19

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesWeighted-Average Term Extension (in months)Weighted-Average Interest Rate ReductionNine Months Ended September 30, 2025Business loans:Commercial17— %Real estate construction:Commercial Real Estate business line (b)18(2.97)Total real estate construction18(2.97)Commercial mortgage:Commercial Real Estate business line (b)20— Other business lines (a)18(0.49)Total commercial mortgage19(0.49)Total business loans18(2.65)Retail loans:Residential mortgage120(0.38)Consumer:Home equity34(3.16)Total consumer34(3.16)Total retail loans95(1.16)Total loans21(2.00)%Nine Months Ended September 30, 2024Business loans:Commercial13(1.23)%Commercial mortgage:Other business lines (a)12— Total commercial mortgage12— International11— Total business loans13(1.23)Retail loans:Residential mortgage95— Consumer:Home equity119(4.01)Total consumer119(4.01)Total retail loans103(4.01)Total loans15(1.91)%(a)Primarily loans secured by owner-occupied real estate.(b)Primarily loans to real estate developers.On an ongoing basis, the Corporation monitors the performance of modified loans related