Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1072

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1
Chunk 1072
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 direct selling markets, and our ability to attract and retain new members depends on various factors, including
the training, support, product offerings, and financial incentives for the independent distributors.

With
respect to our crypto mining business, we operate in a highly competitive environment. The primary drivers of competition include the
demand for Bitcoin, the Bitcoin Network Difficulty level, sufficient capital resources to acquire large quantities of high-quality miners,
the ability to secure these miners from a limited number of suppliers on rapid delivery schedules, and the ability to generate the highest
productivity. Recently, there has been a significant increase in the number of Bitcoin miners attempting to expand their mining operations
at scale. As more Bitcoin miners enter the space, we expect additional pressure on the industry, with greater competition for access
to miners and mining infrastructure, which is in limited supply.

Although
it is currently in the pre-commercialization stage, we anticipate that our brokerage and financial technologies business will encounter
significant competition from full-commission, online and discount brokerage firms, as well as from financial institutions, mutual fund
sponsors and other organizations, many of which are significantly larger and better capitalized than us. We believe that additional competitors
such as banks, insurance companies, providers of online financial and information services and others will continue to be attracted to
the online brokerage industry as they expand their product lines. Many of these competitors are larger, more diversified, have greater
capital resources, and offer a wider range of services and financial products than us. Some such firms are offering their services over
the Internet and have devoted more resources to and have more elaborate websites than us. We anticipate that we will compete with a wide
variety of vendors of financial services for the same customers.

The
over-the-counter health, beauty and wellness industry is highly competitive. Our competitors include a number of large, nationally known
brands, and many smaller brands, manufacturers and distributors. The sales of products through online marketplace platforms such as Amazon
and firms’ websites continue to expand. Private label products also provide competition to our products. Private label products
are often sold at a discount to branded products. Pharmaceutical companies also offer prescription and over-the-counter products that
are or may be competitive with our products, particularly with regard to certain categories of wellness products. Finally, as the health,
beauty and wellness market generally has low barriers to entry, additional competitors enter the market regularly.

Government
Regulation

General

We
are subject to government regulations in connection with securities laws and regulations applicable to all publicly