Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 105

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 105
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 fiduciary system. |

| 84 – Reference Form – 2024 |

| 2. Officers’ notes |

The
following table presents a summary of our resources regarding the issuing of securities concerning the periods indicated:

The increase
of 5.3% in relation to 2023 was mainly due to the evolution of agribusiness letters of credit in the amount of R$6,676 million and real
estate letters of credit in the amount of R$3,750 million.

Subordinated debt

In 2024,
subordinated debts had an evolution of 14.1%. The variation reflects the highest emissions.

Technical reserves

The
variation presented in the balances of 2024 vs. 2023 is related, mainly, to the variations of the provisions for VGBL / PGBL products.

| e) | financing sources for working capital and investments                    
 in non-current assets that it intends to use to cover liquidity deficits |

The
Treasury area acts as a support center for our different business segments by managing our funding and liquidity positions and executing
our investment objectives in accordance with our asset and liability management policies. We are also responsible for setting rates for
our different products, including exchange and interbank transactions. The Treasury area covers any funding shortfall by borrowing in
the interbank market. It seeks to maximize efficient use of our deposit base by investing any surpluses in liquid instruments in the interbank
market.

We have
used our excess liquidity to invest in Brazilian government securities and expect to continue doing so, subject to regulatory requirements
and investment considerations. Our main sources of funding are:

| · | demand deposits, savings and time deposits, as well as interfinancial deposits; and |

| · | open-market borrowing, loan bonds and onlending operations, resources from issuing of securities and subordinated 
 debts, part of them expressed in foreign currencies.                                                              |

Our
capital market operations act as a source of resources, through our operations with financial institutions, mutual funds, fixed and variable
income investment funds, and foreign investment funds.

In relation
to liquidity risk, in 2015 the National Monetary Council (CMN) issued Resolution No. 4,401/15, as amended, addressing the definition and
minimum limits of the LCR, which is defined as the ratio of the reserve of high liquidity assets to the total cash outflows foreseen for
a 30-day period, under stress conditions. The main purpose of the LCR is to ensure the existence