Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 429

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 429
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.66 %Less: impact of FDIC Shared-Loss Agreement0.77 0.75 Adjusted total risk-based capital ratio (non-GAAP)c/b14.27 %13.91 %CET1 Capital RatioCET1 capitald$21,256 $21,852 CET1 capital ratio (GAAP)d/a12.99 %13.37 %Less: impact of FDIC Shared-Loss Agreement0.66 0.69 Adjusted CET1 capital ratio (non-GAAP)d/b12.33 %12.68 %Tier 1 Risk-Based Capital RatioTier 1 risk-based capitale$22,137 $21,852 Tier 1 risk-based capital ratio (GAAP)e/a13.53 %13.37 %Less: impact of FDIC Shared-Loss Agreement0.69 0.69 Adjusted tier 1 risk-based capital ratio (non-GAAP)e/b12.84 %12.68 %   

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Forward-Looking Statements 

Statements in this Quarterly Report on Form 10-Q contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans, asset quality, future performance, and other strategic goals of BancShares. Words such as “anticipates,” “believes,” “estimates,” “expects,” “predicts,” “forecasts,” “intends,” “plans,” “projects,” “targets,” “designed,” “could,” “may,” “should,” “will,” “potential,” “continue,” “aims,” “strives” or other similar words and expressions are intended to identify these forward-looking statements. These forward-looking statements are based on BancShares’ current expectations and assumptions regarding BancShares’ business, the economy, and other future conditions.

Because forward-looking statements relate to future results and occurrences, they are subject to inherent risks, uncertainties, changes in circumstances and other factors that are difficult to predict. Many possible events or factors could affect BancShares’ future financial results and performance and could cause actual results, performance or achievements of BancShares to differ materially from any anticipated results expressed or implied by such forward-looking statements. Such risks and uncertainties include, among others, general competitive, economic (including the imposition of tariffs or trade barriers on trading partners), political (including impacts of the U.S. government shutdown), geopolitical (including conflicts in Ukraine and the Middle East),