Company: COFS
Filing Date: 2025-02-21
Form Type: S-4MEF
Source: 0000803164-25-000005
Chunk: 0

Company: CHOICEONE FINANCIAL SERVICES INC
Filing Date: 2025-02-21
Form: S-4MEF
Chunk 0
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<div align='center'>As filed with the Securities and Exchange Commission
on February 21, 2025</div>

File No. 333-282177

<div align='center'>UNITED STATES SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

___________________

FORM S-4

REGISTRATION STATEMENT
UNDER THE SECURITIES ACT OF 1933

CHOICEONE FINANCIAL SERVICES, INC.
(Exact Name of Registrant as Specified in its Charter)</div>

| Michigan                          
 (State or Other Jurisdiction      
 of Incorporation or Organization) | 6022                         
 (Primary Standard Industrial 
 Classification Code Number)  | 38-2659066             
 (IRS Employer          
 Identification Number) |

<div align='center'>109 East Division

Sparta, Michigan 49345
(616) 887-7366
(Address, Including Zip Code, and Telephone Number, Including Area Code, of Registrant's Principal Executive Offices)</div>

| Kelly J. Potes          
 Chief Executive Officer 
 109 East Division       
 Sparta, Michigan 49345  
 (616) 887-7366          |

<div align='center'>(Name, Address, Including Zip Code, and Telephone
Number, Including Area Code, of Agent for Service)

Copies to:</div>

| Charlie Goode                     | Mark Ryerson               |
| Warner Norcross + Judd LLP        | Dickinson Wright, PLLC     |
| 150 Ottawa Avenue NW, Suite 1500  | 55 West Monroe, Suite 1200 |
| Grand Rapids, Michigan 49503-2487 | Chicago IL, 60603          |
| (616) 752-2000                    | (312) 641-0060             |

Approximate date of commencement
of proposed sale of the securities to the public: As soon as practicable after this Registration Statement becomes effective.

If the securities being
registered on this form are being offered in connection with the formation of a holding company and there is compliance with General Instruction
G, check the following box: ¨

If this form is filed to
register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, check the following box and list the
Securities Act registration statement number of the earlier effective registration statement for the same offering. þ 333-282177

If this form is a post-effective
amendment filed pursuant to Rule 462(d) under the Securities Act