Company: WLTH
Filing Date: 2025-12-12
Form Type: 424B4
Source: 0001628280-25-056780
Chunk: 139

Company: WEALTHFRONT CORP
Filing Date: 2025-12-12
Form: 424B4
Chunk 139
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, Portfolio Selection , The Journal of Finance, Vol. 7, No. 1, March 1952.

• Michael Sacchitello and Will Baker, Investopedia’s 2023 Robo-Advisor Consumer Survey, Investopedia , October 2023.

• Oxford Economics, Forecasting the Growth of Millennial Wealth in the US , April 2025, a third-party research study commissioned by Wealthfront Corporation.

• U.S. Bureau of Labor Statistics, Current Employment Statistics - CES (National) , July 2025.

• U.S. Census Bureau, Populations and People , 2023.

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### USE OF PROCEEDS
We estimate that the net proceeds from the sale of shares of our common stock in this offering at the initial public offering price of $14.00 per share, after deducting underwriting discounts and commissions and estimated offering expenses payable by us, will be approximately $275.4 million, or $343.6 million if the underwriters’ option to purchase additional shares of common stock is exercised in full. We will not receive any proceeds from the sale of shares of our common stock by the selling stockholders.

The principal purposes of this offering are to create a public market for our common stock, increase our visibility in the marketplace, obtain additional capital, increase our capitalization and financial flexibility, and facilitate an orderly distribution of shares for the selling stockholders. We currently intend to use the net proceeds we receive from this offering for working capital and other general corporate purposes, which may include product development, general and administrative matters, capital expenditures, and satisfying our general capital needs (including capital requirements imposed by regulators and SROs). We intend to use a portion of the net proceeds we receive from this offering to repay the $200.0 million of indebtedness under the Revolving Credit Facility, which we borrowed in order to pay our anticipated tax withholding and remittance obligations related to the RSU Net Settlement. The Revolving Credit Facility matures on October 13, 2028, and interest on our outstanding balance under the Revolving Credit Facility accrues at a rate per annum equal to, at our option, either (i) a base rate determined by reference to the highest of (x) prime rate, (y) the federal funds effective rate plus 0.50% and (z) the adjusted daily Secured Overnight Financing Rate (“SOFR”) plus 1.00%, in each case plus the applicable interest margin, or