Company: SUND
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001641172-25-017143
Chunk: 12

Company: Sundance Strategies, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1
Chunk 12
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 which could materially adversely affect our operations and financial condition.
Our default under these obligations may also limit our ability to obtain future financing from related or third parties, which would
materially adversely affect our operations and our ability to execute our business strategy.

Our
management team relies on outside consultants and others in our industry to make informed business decisions; potential conflicts of
interest involving those parties who are relied upon could adversely affect the execution of our business model

Our
management team has relied and will continue to rely on consultants and service providers in our industry. Many of these consultants
or service providers represent or provide services to others in this industry, and no assurance can be given that we, as a small competitor
competing with larger competitors in our industry, will be able to engage these consultants. In addition, our inability to retain such
consultants would negatively affect our ability to identify and evaluate life insurance products for purchase. Even as our management
accumulates expertise in this industry, we will still rely on the expertise of outside consultants for a variety of information, including
valuation, life expectancies, actuarials and other matters specific to life insurance policies. If we cannot obtain such services at
an affordable price, our business will be harmed.

Current
and future federal regulation under the Dodd-Frank Act’s consumer protection provisions may have an adverse effect on our business
and our planned business operations.

On
July 21, 2010, President Barack Obama signed into law the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 (the “Dodd-Frank
Act”). The Dodd-Frank Act contains significant changes to the regulation of financial institutions including the creation of new
federal regulatory agencies and the granting of additional authorities and responsibilities to existing regulatory agencies to identify
and address emerging systemic risks posed by the activities of financial services firms. The Dodd-Frank Act also provides for enhanced
regulation of derivatives and asset-backed securities offerings, restrictions on executive compensation and enhanced oversight of credit
rating agencies. The provisions include a new independent Bureau of Consumer Financial Protection to regulate consumer financial services
and products, and life settlement transactions may be within the scope of its jurisdiction. Actions taken by the Bureau of Consumer Financial
Protection may have material adverse effects on the life settlement industry and could affect the value of insurance policies. In addition,
the Dodd-Frank Act also limits the ability of federal laws to preempt state and local consumer laws. Prospective investors should be
aware that the changes in the regulatory and business landscape as a