Company: BCG
Filing Date: 2025-04-08
Form Type: 424B3
Source: 0001410578-25-000663
Chunk: 96

Company: Binah Capital Group, Inc.
Filing Date: 2025-04-08
Form: 424B3
Chunk 96
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 May 28, 2021, the Fourth Amendment to Master Credit Agreement dated as of October 17, 2022, and as further amended, restated, amended and restated, extended, increased, supplemented or otherwise modified from time to time, the “”).

At Closing, Wentworth and certain other borrowers entered into the Fifth Amendment to the Credit Agreement (the “”) with Oak Street, pursuant to which, Oak Street consented to, among other things (i) the consummation of the Business Combination, (ii) the payoff of certain debt obligations and restructure of the notes, (iii) recognize each of Company, MHC Securities, LLC (“”) and

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KWAC as a “guarantor” under the terms of the Credit Agreement and (iv) amend and restate the existing guarantees executed by Craig Gould and Alexander Markowitz to be unlimited guarantees. On December 23, 2024, the Company re-financed the Oak Street debt facility with a credit agreement (the “Byline Credit Agreement”) with Byline Bank, as lender (“Byline”) and the proceeds from the Byline Credit Agreement were used to payoff and terminate the Oak Street Credit Agreement in full. Guarantee Agreements At Closing and in connection with the Amendment, the Company, MHC and KWAC entered into, and Craig Gould and Alexander Markowitz (the “ Guarantors”) amended and restated, certain guarantee agreements (each a “ Guarantee Agreement” and together, the “ Guarantee Agreements”) with Oak Street, pursuant to which, the Guarantors unconditionally, absolutely and irrevocably guarantee to Oak Street the full and prompt payment and performance when due (whether at maturity by acceleration or otherwise) of any and all of the obligations under Credit Agreement. In connection with the closing of the Byline Credit Agreement, the Guarantee Agreements were terminated and Mr. Gould entered into a limited guarantee with Byline. Stock Pledge Agreement At Closing, Craig Gould and MHC entered into the Stock Pledge Agreement (the “ Stock Pledge Agreement”) with Oak Street pursuant to which, Mr. Gould and MHC (each a “ Pledgor”) pledged 100% of the Company common stock held by each of them (the “ Pledged Interests”) as collateral for the financial obligations due under the Credit Agreement. Upon the occurrence and continuation of an Event of Default (as defined in the Stock Pledge Agreement) Oak Street shall have the right to:

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