Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 47

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 47
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 interest income 1,185 1,196 1,256 1,313 1,298 1,244 -4.2% 2,381 2,543 +6.8% Net fee income 79 64 80 61 82 84 +2.2% 142 166 +16.8% Gains (losses) on financial transactions and other (7) 0 8 (17) (40) (27) -33.2% (7) (67) +836.0% Total revenue 1,257 1,260 1,344 1,356 1,341 1,302 -2.9% 2,516 2,642 +5.0% Operating expenses (734) (717) (710) (756) (720) (707) -1.7% (1,451) (1,427) -1.7% Net operating income 523 542 634 600 621 594 -4.2% 1,065 1,215 +14.1% Net loan-loss provisions (17) (44) (37) 34 (52) (60) +14.6% (61) (113) +83.6% Other gains (losses) and provisions (91) (64) (108) (179) (186) (154) -17.6% (155) (340) +119.8% Profit before tax 415 434 489 456 382 380 -0.3% 849 762 -10.2% Consolidated profit 305 325 346 331 285 276 -3.1% 630 560 -11.1% Underlying attributable profit 305 325 346 331 285 276 -3.1% 630 560 -11.1%

62 United Kingdom (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 1,205 1,211 1,260 1,298 1,288 1,255 -2.6% 2,416 2,543 +5.2% Net fee income