Company: FLDDW
Filing Date: 2025-04-11
Form Type: 424B3
Source: 0001213900-25-031004
Chunk: 3

Company: Fold Holdings, Inc.
Filing Date: 2025-04-11
Form: 424B3
Chunk 3
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 Warrants
publicly or through private transactions at prevailing market prices or at negotiated prices. The Selling Securityholders will bear all
commissions and discounts, if any, attributable to their sales of the shares of Common Stock. We provide more information about how the
Selling Securityholders may sell the shares of Common Stock or Warrants in the section entitled “Plan of Distribution.”

We are an “emerging growth company”
as defined in Section 2(a) of the Securities Act of 1933, as amended (the “Securities Act”), and are subject to reduced public
company reporting requirements. This prospectus complies with the requirements that apply to an issuer that is an emerging growth company.

Our Common Stock and Warrants are listed on the
Nasdaq Stock Market LLC (“Nasdaq”) under the symbols “FLD” and “FLDDW,” respectively. On April 9,
2025, the closing price of our Common Stock was $4.28 and the closing price for our Warrants was $0.61.

Our business and investment in our securities involves
significant risks. These risks are described in the section titled “Risk Factors” beginning on page 6 of this prospectus.

Neither the Securities and Exchange Commission
nor any state securities commission has approved or disapproved of these securities or passed upon the accuracy or adequacy of this prospectus.
Any representation to the contrary is a criminal offense.

<div align='center'>The date of this prospectus is April 11, 2025.

TABLE OF CONTENTS</div>

|                                                                                       | Page |
| ABOUT THIS PROSPECTUS                                                                 |   ii |
| CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS                                  |  iii |
| PROSPECTUS SUMMARY                                                                    |    1 |
| THE OFFERING                                                                          |    5 |
| RISK FACTORS                                                                          |    6 |
| USE OF PROCEEDS                                                                       |   55 |
| DETERMINATION OF OFFERING PRICE                                                       |   56 |
| DIVIDEND POLICY                                                                       |   56 |
| MARKET INFORMATION                                                                    |   56 |
| UNAUDITED PRO FORMA CONDENSED COMBINED FINANCIAL INFORMATION                          |   57 |
| MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS |   66 |
| BUSINESS                                                                              |   78 |
| MANAGEMENT                                                                            |   93 |
| FOLD’S EXECUTIVE COMPENSATION                                                         |