Company: NWBI
Filing Date: 2025-02-25
Form Type: 10-K
Source: 0001471265-25-000016
Chunk: 85

Company: Northwest Bancshares, Inc.
Filing Date: 2025-02-25
Form: 10-K
Item: Item 1B
Chunk 85
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 yearsDue after fifteen yearsTotalPersonal Banking:Residential mortgage loans$528,448 1,177,339 1,237,462 2,943,249 Home equity loans276,251 343,488 20,361 640,100 Consumer loans1,281,539 123,580 — 1,405,119 Total Personal Banking2,086,238 1,644,407 1,257,823 4,988,468 Commercial Banking:Commercial real estate loans437,327 18,642 4 455,973 Commercial loans344,387 41,849 — 386,236 Total Commercial Banking781,714 60,491 4 842,209 Total Loans$2,867,952 1,704,898 1,257,827 5,830,677 

The following table sets forth at December 31, 2024, the dollar amount of all adjustable-rate loans due one year or more after December 31, 2024. Adjustable and floating-rate loans are included in the table based on the contractual due date of the loan.

At December 31, 2024 (In thousands) Due afterone yearthrough five yearsDue afterfive yearsthroughfifteen yearsDue after fifteen yearsTotalPersonal Banking:Residential mortgage loans$9,737 31,913 42,325 83,975 Home equity loans48,277 207,527 156,946 412,750 Consumer loans12,359 264 — 12,623 Total Personal Banking70,373 239,704 199,271 509,348 Commercial Banking:Commercial real estate loans985,011 668,042 66,505 1,719,558 Commercial loans1,033,190 86,351 261 1,119,802 Total Commercial Banking2,018,201 754,393 66,766 2,839,360 Total Loans$2,088,574 994,097 266,037 3,348,708 

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The following table provides the various loan sectors in our commercial real estate portfolio at December 31, 2024:

December 31, 2024Property typePercent of portfolio Retail Building13.4 %5 or More Unit Dwelling13.3 Commercial Office Building - non-owner occupied10