Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 26

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 26
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 as held-to-maturity, at the time of purchase and on at least an annual basis to ensure such investment securities remain within appropriate levels of risk and continue to perform satisfactorily in fulfilling its obligations. The Company considers, among other factors, the nature of the securities and credit ratings or financial condition of the issuer. If available, the Company obtains a credit rating for issuers from a Nationally Recognized Statistical Rating Organization (“NRSRO”) for consideration. If no such rating is available for an issuer, the Company performs an internal rating based on the scale utilized within the loan portfolio. For purposes of the table below, the Company has converted any issuer rating from an NRSRO into the Company’s internal ratings based on Investment Policy and review by the Company’s management.

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As of March 31, 2025Year of OriginationTotal(In thousands)20252024202320222021PriorBalanceAmortized Cost Balances:U.S. government agencies1-4 internal grade$— $— $— $135,000 $147,822 $30,717 $313,539 5-7 internal grade— — — — — — — 8-10 internal grade— — — — — — — Total U.S. government agencies$— $— $— $135,000 $147,822 $30,717 $313,539 Municipal1-4 internal grade$— $— $4,176 $1,031 $6,791 $144,185 $156,183 5-7 internal grade— — — — — 2,124 2,124 8-10 internal grade— — — — — — — Total municipal$— $— $4,176 $1,031 $6,791 $146,309 $158,307 Mortgage-backed securities1-4 internal grade$— $— $323,079 $521,866 $2,191,464 $— $3,036,409 5-7 internal grade— — — — — — — 8-10 internal grade— — — — — — — Total mortgage-backed securities$— $— $323,079