Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1101

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1
Chunk 1101
---
 climate change include measures ranging
from taxes on carbon use or generation to federally imposed limits on greenhouse gas emissions. The course of future legislation and
regulation in the United States remains difficult to predict, and potential increased costs associated with new legislation or regulation
cannot be estimated at this time.

Regulatory
changes or actions may alter the nature of an investment in us or restrict the use of cryptocurrencies in a manner that adversely affects
our business, prospects, or operations.

As
cryptocurrencies have grown in both popularity and market size, governments around the world have reacted differently to cryptocurrencies;
certain governments have deemed them illegal, and others have allowed their use and trade without restriction, while in some jurisdictions,
such as in the U.S., subject the mining, ownership and exchange of cryptocurrencies to extensive, and in some cases overlapping, unclear
and evolving regulatory requirements. Ongoing and future regulatory actions could have a material adverse effect on our business, prospects
or operations.

Our
interactions with a blockchain may expose us to SDN or blocked persons and new legislation or regulation could adversely impact our business
or the market for cryptocurrencies.

The
Office of Financial Assets Control (“OFAC”) of the U.S. Department of Treasury requires us to comply with its sanction program
and not conduct business with persons named on its specially designated nationals (“SDN”) list. However, because of the pseudonymous
nature of blockchain transactions we may inadvertently and without our knowledge engage in transactions with persons named on OFAC’s
SDN list. Our Company’s policy prohibits any transactions with such SDN individuals, but we may not be adequately capable of determining
the ultimate identity of the individual with whom we transact with respect to cryptocurrency assets; for example, the use of cryptocurrencies,
including Bitcoin, as a potential means of avoiding federally imposed sanctions, such as those imposed in connection with the Russian
invasion of Ukraine. On March 2, 2022, a group of United States Senators sent the Secretary of the United States Treasury Department
a letter asking Secretary Yellen to investigate its ability to enforce such sanctions vis-à-vis Bitcoin, and on March 8, 2022,
President Biden announced an executive order on cryptocurrencies which seeks to establish a unified federal regulatory regime for cryptocurrencies.
We are unable to predict the nature or extent of new and proposed legislation and regulation affecting the cryptocurrency industry, or
the potential impact of the use of cryptocurrencies by SDN or other blocked or sanctioned persons, which could have material adverse
effects on our business and our