Company: BCS
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0001654954-25-004815
Chunk: 4

Company: BARCLAYS PLC
Filing Date: 2025-04-30
Form: 6-K
Chunk 4
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 any relevant jurisdiction (including, without limitation, the UK and the US) in relation to disclosure and ongoing information, we undertake no obligation to update publicly or revise any forward-looking statements, whether as a result of new information, future events or otherwise.

#### Performance Highlights
**In Q125 Barclays delivered a return on tangible equity (RoTE) of 14.0%, and is on track to deliver 2025 guidance and 2026 targets

C. S. Venkatakrishnan, Group Chief Executive, commented

“I am very pleased with our performance in Q125, which represents another strong quarter of execution. Compared to Q124, we grew our top line income by 11%, our profit before tax by 19%, our earnings per share (EPS) by 26%, and delivered a Group RoTE of 14.0%. We also ended the quarter with a Common Equity Tier 1 (CET1) ratio of 13.9% and a liquidity coverage ratio (LCR) of 175%.

Our high quality, diversified businesses, together with proactive risk, capital and liquidity management and a robust balance sheet, position us well to support our customers and clients and deliver strong risk-adjusted returns in a wide range of macroeconomic scenarios. We remain committed to and confident in delivering our previously announced financial and distribution targets for 2025 and 2026."**

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Q125 Group statutory RoTE of 14.0% with EPS improving to 13.0p (Q124: 10.3p)

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Guidance for 2025 Group NII excluding Barclays Investment Bank and Head Office increased from c.£12.2bn to greater than £12.5bn. Within this, Barclays UK NII guidance increased from c.£7.4bn to greater than £7.6bn

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Q125 Group cost: income ratio of 57% (FY25 guidance of c.61%)

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Delivered c.£150m of gross cost efficiency savings in Q125 (FY25 guidance of c.£0.5bn)

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Q125 loan loss rate (LLR) of 61bps, including a net £74m post model adjustment for elevated US macroeconomic uncertainty

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Trends across our portfolios do not currently show signs of deterioration

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Delinquencies remained broadly stable for US cards and UK cards:

- US cards 30 and 90 day arrears were 3.0% 1 (Q124: