Company: ABR-PF
Filing Date: 2025-04-17
Form Type: DEFA14A
Source: 0001628280-25-018238
Chunk: 0

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-04-17
Form: DEFA14A
Chunk 0
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### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

#### SCHEDULE 14A
<div align='center'>Proxy Statement Pursuant to Section 14(a) of the Securities Exchange Act of 1934</div>

| Filed by the Registrantx   |     |                                                                                 |
| Check the appropriate box: |     |                                                                                 |
| o                          |     | Preliminary Proxy Statement                                                     |
| o                          |     | Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) |
| o                          |     | Definitive Proxy Statement                                                      |
| x                          |     | Definitive Additional Materials                                                 |
| o                          |     | Soliciting Material Pursuant to § 240.14a-12                                    |

| ARBOR REALTY TRUST, INC.                         |
| (Name of Registrant as Specified in its Charter) |

| Payment of Filing Fee (Check the appropriate box): |     |                                                                                                      |
| x                                                  |     | No fee required.                                                                                     |
| o                                                  |     | Fee paid previously with preliminary materials.                                                      |
| o                                                  |     | Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-6(i)(1) and 0-11. |

As filed with the Commission on April 17, 2025