Company: FCNCB
Filing Date: 2025-10-16
Form Type: 8-K
Source: 0000798941-25-000043
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Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-10-16
Form: 8-K
Item: Item 7.01
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Item 7.01. Regulation FD Disclosure.

On October 16, 2025, First-Citizens Bank & Trust Company (“ First Citizens Bank”), the wholly owned banking subsidiary of First Citizens BancShares, Inc. (“ BancShares”), issued a press release announcing that it had entered into an agreement to consummate the BMO Branch Acquisition (as defined below). Also on October 16, 2025, First Citizens Bank made available a presentation providing additional information on the BMO Branch Acquisition. Copies of the press release and presentation are included with this Current Report on Form 8-K (this “ Report”) as Exhibit 99.1 and Exhibit 99.2, respectively, and are incorporated into this Item 7.01 by reference. The press release and presentation are available on BancShares’ internet site at http://www. ir. firstcitizens. com.

In accordance with General Instruction B.2 of Form 8-K, the information presented herein pursuant to Item 7.01, “ Regulation FD Disclosure,” including Exhibits 99.1 and 99.2, shall not be deemed “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “ Exchange Act”), or otherwise subject to the liability of that section, nor shall the information be deemed incorporated by reference in any filing under the Exchange Act or the Securities Act of 1933, as amended, regardless of any general incorporation language in such filing, except as expressly set forth by specific reference in such filing.