Company: GDOT
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001386278-25-000076
Chunk: 70

Company: GREEN DOT CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 1
Chunk 70
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Total Current or Less Than 30 Days Past DueTotal Outstanding(In thousands)September 30, 2025Residential$— $— $— $— $7,630 $7,630 Commercial— — — — 2,645 2,645 Installment— — — — 5,956 5,956 Consumer1,918 — — 1,918 29,925 31,843 Secured credit card585 700 2,025 3,310 7,743 11,053 Total loans$2,503 $700 $2,025 $5,228 $53,899 $59,127 Percentage of outstanding4.2 %1.2 %3.4 %8.8 %91.2 %100.0 %December 31, 2024Residential$1 $— $— $1 $6,874 $6,875 Commercial— — — — 2,585 2,585 Installment— 933 — 933 4,506 5,439 Consumer1,668 — — 1,668 23,868 25,536 Secured credit card700 700 2,536 3,936 5,132 9,068 Total loans$2,369 $1,633 $2,536 $6,538 $42,965 $49,503 Percentage of outstanding4.8 %3.3 %5.1 %13.2 %86.8 %100.0 %We offer an optional overdraft protection program service on certain demand deposit account programs that allows customers who opt-in and meet certain criteria to spend up to a pre-authorized amount in excess of their available account balance. When overdrawn, the purchase related balances due on these deposit accounts are reclassified as consumer loans. Fees due from our accountholders for our overdraft service are included as a component of accounts receivable. Overdrawn balances are unsecured and considered immediately due from the customer. Also included in consumer loans are advances made to taxpayers under our tax advance program. These loan balances generally fluctuate over the first half of each year due to the seasonal nature of these advances.The portion of our secured credit card portfolio that