Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 28

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 1
Chunk 28
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— — — 28,110 28,110 Other construction loans and all land development and other land loans— — 1,482 1,482 281,430 282,912 Multifamily (5 or more) residential properties— 20,392 757 21,149 389,997 411,146 Non-owner occupied, nonfarm nonresidential properties— — — — 1,033,541 1,033,541 1-4 Family Construction216 — — 216 26,215 26,431 Home equity lines of credit1,006 387 323 1,716 164,611 166,327 Residential Mortgages secured by first liens2,908 1,910 5,795 10,613 1,002,133 1,012,746 Residential Mortgages secured by junior liens224 35 64 323 106,139 106,462 Other revolving credit plans351 4 100 455 40,640 41,095 Automobile135 3 — 138 20,823 20,961 Other consumer601 271 358 1,230 52,591 53,821 Credit cards97 115 162 374 12,769 13,143 Overdrafts— — — — 257 257 Total$6,319 $24,781 $20,703 $51,803 $4,557,153 $4,608,956 Loan ModificationsOccasionally, the Corporation modifies loans to borrowers in financial distress by providing principal forgiveness, term extension, an other-than-insignificant payment delay or interest rate reduction. When principal forgiveness is provided, the amount of forgiveness is charged-off against the allowance for credit losses.In some cases, the Corporation provides multiple types of concessions on one loan. Typically, one type of concession, such as a term extension, is granted initially. If the borrower continues to experience financial difficulty, another concession, such as principal forgiveness, may be granted. For the loans included in the "combination" columns below, multiple types of modifications have been made on the same loan within the current reporting period. The combination is at least two of the following: a term extension, principal forgiveness, an other-than-insignificant payment delay and/or an interest rate reduction.The following table presents the amort