Company: ACIW
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000935036-25-000019
Chunk: 134

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 2
Chunk 134
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195 8 %Total operating expenses702,449 88 %76,212 12 %626,237 90 %Operating income93,374 12 %30,113 48 %63,261 10 %Other income (expense):Interest expense(29,210)(4)%8,271 (22)%(37,481)(5)%Interest income7,998 1 %36 — %7,962 1 %Other, net17,347 2 %18,216 2,096 %(869)— %Total other income (expense)(3,865)(1)%26,523 87 %(30,388)(4)%Income before income taxes89,509 11 %56,636 172 %32,873 6 %Income tax expense18,437 2 %8,700 89 %9,737 1 %Net income$71,072 9 %$47,936 207 %$23,136 5 %

Revenues

Total revenue for the six months ended June 30, 2025, increased $106.3 million, or 15%, as compared to the same period in 2024.  The impact of foreign currencies was not meaningful to total revenue for the six months ended June 30, 2025. 

35

Software as a Service (“SaaS”) and Platform as a Service (“PaaS”) Revenue

SaaS and PaaS revenue increased $57.2 million, or 13%, during the six months ended June 30, 2025, as compared to the same period in 2024. 

•The impact of certain foreign currencies strengthening against the U.S. dollar resulted in $0.5 million increase in SaaS and PaaS revenue during the six months ended June 30, 2025, as compared to the same period in 2024. 

•Adjusted for the impact of foreign currency, SaaS and PaaS revenue for the six months ended June 30, 2025, increased $56.7 million, or 13%, as compared to the same period in 2024. 

•The increase was primarily driven by new customer go-lives since June 30, 2024, and higher transaction volumes during the six months ended June 30, 2025, as compared to the same period in 2024.

License Revenue

License revenue