Company: WAL-PA
Filing Date: 2025-02-25
Form Type: 10-K
Source: 0001212545-25-000090
Chunk: 106

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-02-25
Form: 10-K
Item: Item 7
Chunk 106
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 - non-owner occupied243 51.1 0.45 Residential88 18.5 0.17 Construction and land development56 11.8 0.11 Other1 0.2 0.00 Total non-accrual loans$476 100.0 %0.89 %

December 31, 2023NonaccrualBalancePercent of Nonaccrual BalancePercent ofTotal Loans HFI(dollars in millions)Municipal & nonprofit$6 2.2 %0.01 %Tech & innovation33 12.1 0.06 Other commercial and industrial53 19.4 0.11 CRE - owner occupied9 3.3 0.02 Other CRE - non-owner occupied83 30.4 0.16 Residential70 25.6 0.14 Construction and land development19 7.0 0.04 Total non-accrual loans$273 100.0 %0.54 %

Restructurings for Borrowers Experiencing Financial Difficulty

The following tables present the amortized cost of loans HFI that were modified during the period by loan portfolio segment:

Amortized Cost Basis at December 31, 2024Payment Delay and Term ExtensionTerm ExtensionInterest Rate ReductionPayment DelayTotal% of Total Class of Financing ReceivableYear Ended(dollars in millions)Tech & innovation$— $5 $1 $41 $47 1.4 %Other commercial and industrial— 7 — 86 93 1.0 Other CRE - non-owner occupied— 46 — 111 157 2.5 Total$— $58 $1 $238 $297 0.6 %

Amortized Cost Basis at December 31, 2023Payment Delay and Term ExtensionTerm ExtensionInterest Rate ReductionPayment DelayTotal% of Total Class of Financing ReceivableYear Ended(dollars in millions)Tech & innovation$1 $6 $— $8 $15 0.5 %Other commercial and industrial— 23 — 8 31 0.4 CRE - owner occupied— 3 — — 3 0.2 Hotel franchise finance— 37 — — 37 1.0 Other CRE - non-owner occupied— 119 —