Company: CI
Filing Date: 2025-01-16
Form Type: CORRESP
Source: 0001739940-25-000005
Chunk: 10

Company: Cigna Group
Filing Date: 2025-01-16
Form: CORRESP
Chunk 10
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 |    1.7 |     |   |    2.2 |     |     |    -50 |     | bps |

(1) See the Segment Information Note to the Consolidated Financial Statements for reconciliation of adjusted revenues and pre-tax adjusted income from operations to Total revenues and Income before income taxes, respectively.

(2) Pre-tax margin is calculated as pre-tax adjusted income from operations divided by adjusted revenues.

(3) SG&A expense ratio is calculated as segment selling, general and administrative expenses divided by adjusted revenues. See the Segment Information Note to the Consolidated Financial Statements for further details.

With the adoption of the FASB's ASU 2023-07, Segment Reporting-Improvements to Reportable Segment Disclosures, which is required to be adopted in our 2024 Form 10-K, our segment footnote will specifically include the segment selling, general and administrative expenses that are used as the numerator in the SG&A expense ratio as shown below. For illustrative purposes, we have presented the three months ended September 30, 2024 as proposed to be modified in our forthcoming 2024 Form 10-K.

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#### Segment Information Note
| (In millions)                                                 
 Three months ended September 30, 2024                         |     | Evernorth Health Services |        |     | Cigna Healthcare |        |     | Other Operations |     |     | Corporate and Eliminations |        |     | Total |        |
|:--------------------------------------------------------------|:----|:--------------------------|-------:|:----|:-----------------|-------:|:----|:-----------------|----:|:----|:---------------------------|-------:|:----|:------|-------:|
| Revenues from external customers                              |     | $                         | 51,552 |     | $                | 11,919 |     | $                | 137 |     | $                          |      1 |     | $     | 63,609 |
| Intersegment revenues                                         |     |                           |  1,045 |     |                  |  1,279 |     |                  |  18 |     |                            | -2,342 |     |       |        |
| Net investment (loss) income                                  |     |                           |   -142 |     |                  |    142 |     |                  |  79 |     |                            |      6 |     |       |