Company: SYBT
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0001437749-25-014698
Chunk: 59

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-05-06
Form: 10-Q
Item: Part I, Item 8
Chunk 59
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 of investment securities;

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			impairment of goodwill, MSRs, other intangible assets and/or DTAs;

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			ability to effectively navigate an economic slowdown or other economic or market disruptions;

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			changes in fiscal, monetary, and/or regulatory policies;

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			changes in tax polices including but not limited to changes in federal and state statutory rates;

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			behavior of securities and capital markets, including changes in interest rates, market volatility and liquidity;

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			ability to effectively manage capital and liquidity;

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			long-term and short-term interest rate fluctuations, as well as the shape of the U.S. Treasury yield curve;

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			the magnitude and frequency of changes to the FFTR implemented by the Federal Open Market Committee of the FRB;

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			competitive product and pricing pressures;

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			projections of revenue, expenses, capital expenditures, losses, EPS, dividends, capital structure, etc.;

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			integration of acquired financial institutions, businesses or future acquisitions;

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			changes in the credit quality of Bancorp’s customers and counterparties, deteriorating asset quality and charge-off levels;

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			changes in technology instituted by Bancorp, its counterparties or competitors;

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			changes to or the effectiveness of Bancorp’s overall internal control environment;

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			adequacy of Bancorp’s risk management framework, disclosure controls and procedures and internal control over financial reporting;

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			changes in applicable accounting standards, including the introduction of new accounting standards;

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			changes in investor sentiment or behavior;

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			changes in consumer/business spending or savings behavior;

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			ability to appropriately address social, environmental and sustainability concerns that may arise from business activities;

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			occurrence of natural or man-made disasters or calamities, including health emergencies, the spread of infectious diseases, pandemics or outbreaks of hostilities, and Bancorp’s ability to deal effectively with disruptions caused by the foregoing;

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			ability to maintain the security of its financial, accounting, technology, data processing and other operational systems and facilities;

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			ability to withstand disruptions that may be caused by any failure of its operational systems or those of third parties