Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 82

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 82
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 ​ | (0.9)% | ​ | ​ | (2.7)%         | ​ |
| Stock Price / Tangible Book Value per Share | ​ | ​ | 1.26x              | ​ | ​ | 1.05x   | ​ | ​ | 0.96x  | ​ | ​ | 0.75x          | ​ |
| Stock Price / LTM EPS                       | ​ | ​ | 25.9x              | ​ | ​ | 19.1x   | ​ | ​ | 17.2x  | ​ | ​ | 15.1x          | ​ |
| Stock Price / 2025 Estimated EPS            | ​ | ​ | 18.6x              | ​ | ​ | 16.7x   | ​ | ​ | 15.8x  | ​ | ​ | 12.6x          | ​ |
| Stock Price / 2026 Estimated EPS            | ​ | ​ | 13.6x              | ​ | ​ | 11.7x   | ​ | ​ | 10.5x  | ​ | ​ | 10.4x          | ​ |
| Dividend Yield                              | ​ | ​ | 3.4%               | ​ | ​ | 2.1%    | ​ | ​ | 2.0%   | ​ | ​ | 0.0%           | ​ |
| LTM Dividend Payout                         | ​ | ​ | 59.9%              | ​ | ​ | 28.3%   | ​ | ​ | 21.0%  | ​ | ​ | 0.0%           | ​ |

No company used as a comparison in the above selected companies analysis is identical to Bancorp Financial. Accordingly, an analysis of these results is not mathematical. Rather, it involves complex considerations and judgments concerning differences in financial and operating characteristics of the companies involved. Old Second Selected Companies Analysis. Using publicly available information, KBW compared the financial performance, financial condition and market performance of Old Second to 26 selected major exchange-traded banks headquartered in the Midwest region of the U.S. with total assets between $5.0 billion and $10.0 billion. Pathward Financial, Inc., which has a specialty business model, was excluded from the selected companies. The selected companies were as follows (shown by column in descending order of total assets):

| ​ | Park National Corporation       | ​ |