Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 278

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 2
Chunk 278
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— 1,158 1,158 Net loans and leases137,296 136,748 — — 697 697 136,599 136,051 Other assets772 772 — — 751 751 21 21 Financial liabilities:Deposits175,086 175,006 — — 175,086 175,006 — — Long-term borrowed funds12,526 12,575 — — 12,526 12,575 — — December 31, 2024TotalLevel 1Level 2Level 3(dollars in millions)Carrying ValueEstimated Fair ValueCarrying ValueEstimated Fair ValueCarrying ValueEstimated Fair ValueCarrying ValueEstimated Fair ValueFinancial assets:Debt securities held to maturity $8,599 $7,540 $— $— $8,187 $7,136 $412 $404 Loans held for sale33 33 — — — — 33 33 Net loans and leases137,142 136,293 — — 979 979 136,163 135,314 Other assets710 710 — — 689 689 21 21 Financial liabilities:Deposits174,776 174,651 — — 174,776 174,651 — — Long-term borrowed funds12,401 12,247 — — 12,401 12,247 — — 

NOTE 13 - NONINTEREST INCOME A portion of the Company’s noninterest income relates to certain fee-based revenue earned from contracts with customers based on the amount of consideration expected to be received upon the transfer of control of a good or service. For a description of the components of revenue from contracts with customers and how each component is recognized for the principal products and services of the Company’s business segments, see Note 21 in the Company’s 2024 Form 10-K.The following tables present noninterest income segregated by revenue from contracts with customers and revenue from other sources, disaggregated by business segment. Revenue from other sources primarily includes income from letter of credit and loan fees, foreign exchange and derivative products, and mortgage banking fees.Three Months Ended June 30, 2025(dollars in millions)Consumer BankingCommercial BankingNon-CoreOtherConsolidatedService charges and fees$77 $34