Company: KEY-PI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0001628280-25-048757
Chunk: 16

Company: KEYCORP /NEW/
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 2
Chunk 16
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30, 2025 and September 30, 2024, respectively. Yield based on the fair value of securities available for sale was 4.05% and 3.25% for the three months ended September 30, 2025 and September 30, 2024, respectively.

(f)A portion of long-term debt and the related interest expense is allocated to discontinued liabilities as a result of applying our matched funds transfer pricing methodology to discontinued operations.

(g)Average balances presented are based on daily average balances over the respective stated period.

13

Figure 3. Consolidated Average Balance Sheets, Net Interest Income, and Yields/Rates and Components of Net Interest Income Changes from Continuing Operations(g)

 Nine months ended September 30, 2025Nine months ended September 30, 2024Change in Net interest income due toDollars in millionsAverageBalanceInterest (a)Yield/Rate (a)AverageBalanceInterest (a)Yield/Rate (a)VolumeYield/RateTotalASSETSLoans (b), (c)Commercial and industrial (d)$55,317 $2,496 6.03 %$54,309 $2,561 6.30 %$47 $(112)$(65)Real estate — commercial mortgage13,359 600 6.00 14,328 671 6.25 (44)(27)(71)Real estate — construction2,840 147 6.92 3,046 172 7.56 (11)(14)(25)Commercial lease financing2,520 68 3.58 3,175 81 3.38 (17)4 (13)Total commercial loans74,036 3,311 5.98 74,858 3,485 6.22 (25)(149)(174)Real estate — residential mortgage19,439 487 3.34 20,514 508 3.30 (27)6 (21)Home equity loans6,090 256 5.63 6,824 305 5.98 (32)(17)(49)Other consumer loans4,951 189 5.09 5,607 211 5.02 (25)3 (22)Credit cards923 94 13.66 935 104 14.92 (1)(9)(10)Total