Company: HBCP
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001436425-25-000036
Chunk: 49

Company: HOME BANCORP, INC.
Filing Date: 2025-08-01
Form: 10-Q
Item: Item 8
Chunk 49
---
 four-family first mortgage$4,208 $382 $5,850 $10,440 $490,785 $501,225 Home equity loans and lines224 — 129 353 78,744 79,097 Commercial real estate1,454 — 1,960 3,414 1,155,367 1,158,781 Construction and land767 240 1,399 2,406 349,857 352,263 Multi-family residential330 — — 330 178,238 178,568 Total real estate loans6,983 622 9,338 16,943 2,252,991 2,269,934 Other loans:Commercial and industrial491 2,110 649 3,250 415,377 418,627 Consumer353 42 13 408 29,216 29,624 Total other loans844 2,152 662 3,658 444,593 448,251 Total loans$7,827 $2,774 $10,000 $20,601 $2,697,584 $2,718,185 

19

There were $12,000 and $16,000 of loans greater than 90 days past due and accruing at June 30, 2025 and December 31, 2024, respectively.

The following tables summarize information pertaining to nonaccrual loans as of dates indicated.June 30, 2025(dollars in thousands)With Related AllowanceWithout Related AllowanceTotalNonaccrual loans(1):One- to four-family first mortgage$6,272 $— $6,272 Home equity loans and lines1,033 — 1,033 Commercial real estate7,669 — 7,669 Construction and land6,103 — 6,103 Multi-family residential916 — 916 Commercial and industrial1,312 — 1,312 Consumer35 — 35 Total$23,340 $— $23,340 December 31, 2024(dollars in thousands)With Related AllowanceWithout Related AllowanceTotalNonaccrual loans(1):One- to four-family first mortgage$7,039 $— $7,039 Home equity loans and lines279 — 279