Company: BHM
Filing Date: 2025-07-08
Form Type: DRS
Source: 0001104659-25-066400
Chunk: 13

Company: Bluerock Homes Trust, Inc.
Filing Date: 2025-07-08
Form: DRS
Chunk 13
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, see “Our Industry
and Market Opportunity —Market and Investment Opportunity.”

Our Environmental, Social and Governance Policies

Environmental: Improvements with the Environment in Mind. In keeping with our Environmental Sustainability Policy, we undertake a variety of environmental
sustainability initiatives, including the installation of energy- and water-conserving fixtures at many of our upgraded properties. Our
Value-Add investment model generates a continually replenishing opportunity for us to improve the environmental impact of older, less
sustainable properties throughout the U.S., while our ground-up, build-to-rent developments incorporate environmentally sound principles
from inception. Our due diligence process incorporates evaluation of environmental impacts, which are factored into our projections for
acquisition or investment, affording us the functional and financial flexibility to develop or retrofit homes to operate more responsibly
in a changing environment.

Social: Social Responsibility.
Consistent with our Human Rights Policy, we strive to respect and promote all human rights, consistent with the UN Guiding Principles
on Business and Human Rights, the International Covenant on Civil and Political Rights, and the International Covenant on Economic, Social
and Cultural Rights. We maintain a diverse board of directors, both by ethnicity and gender, and remain committed to ensuring the preservation
of human rights in our relationships with our employees, partners and tenants.

In the creation of our portfolio,
we are especially proud that we are able to address a critical and growing need for quality, well-managed and affordable homes in desirable
communities, striving to demonstrate the possibility of embracing both people and profits. As we discuss below, according to a study
by the Joint Center for Housing Studies of Harvard University (March 2024), rent-burdened households hit a record high in 2022,
as half of all households spent more than the recommended 30% of income on rent and utilities. Through our focus on the middle-income
and rent-burdened renter with our build-to-rent investment strategy, we are seeking to deliver a supply of affordable, well-maintained,
residential housing options, both for renters by choice as well as by necessity.

Governance: Corporate Governance. We have established a governance framework that fosters effective stewardship of investor and stockholder capital,
promotes an ethical and transparent approach to doing business, and encourages board diversity. We are committed to operating our business
under strong and accountable corporate governance practices and have structured our corporate governance in a manner that we believe
aligns our interests with those of our stockholders.

For more information