Company: TOP
Filing Date: 2025-04-30
Form Type: POS AM
Source: 0001213900-25-037641
Chunk: 14

Company: TOP Financial Group Ltd
Filing Date: 2025-04-30
Form: POS AM
Chunk 14
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, if commenced, may be interrupted or discontinued at any time. See “Plan of Distribution.”

Please carefully read both this prospectus and any prospectus supplement together with the documents incorporated herein by reference under “Incorporation of Documents by Reference” and the additional information described below under “Where You Can Get More Information.”

Prospective investors should be aware that the acquisition of the securities described herein may have tax consequences. You should read the tax discussion contained in the applicable prospectus supplement and consult your tax advisor with respect to your own particular circumstances.

You should rely only on the information contained or incorporated by reference in this prospectus and any prospectus supplement. We have not authorized anyone to provide you with different information. The distribution or possession of this prospectus in or from certain jurisdictions may be restricted by law. This prospectus is not an offer to sell these securities and is not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not permitted or where the person making the offer or sale is not qualified to do so or to any person to whom it is not permitted to make such offer or sale. The information contained in this prospectus is accurate only as of the date of this prospectus and any information incorporated by reference is accurate as of the date of the applicable document incorporated by reference, regardless of the time of delivery of this prospectus or of any sale of the securities. Our business, financial condition, results of operations and prospects may have changed since those dates.

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COMMONLY USED DEFINED TERMS</div>

Unless otherwise indicated or the context requires otherwise, references in this prospectus to:

| ● | “Asian                                                      
 investors” refers to the Asian population around the globe. |

| ● | “China”                                                                                                           
 or “PRC” refers to the People’s Republic of China, excluding, for the purpose of this annual report only, Taiwan; |

| ● | “Controlling                                              
 Shareholder” refers to Zhong Yang Holdings (BVI) Limited; |

| ● | “HK$”                                                             
 or “Hong Kong dollars” refers to the legal currency of Hong Kong; |

| ● | “HKSFC”                                                       
 refers to the Securities and Futures Commission of Hong Kong; |

| ● | “HKSFO”                                                                 
 refers to the Securities and Futures Ordinance (Cap. 571) of Hong Kong; |

| ● | “Hong                                                                                      
 Kong” refers to Hong Kong Special Administrative Region of the People’s Republic of