Company: FITBI
Filing Date: 2025-02-24
Form Type: 10-K
Source: 0000035527-25-000079
Chunk: 70

Company: FIFTH THIRD BANCORP
Filing Date: 2025-02-24
Form: 10-K
Item: Item 7A
Chunk 70
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 as those having a fixed duration, repayment schedule and defined interest rate. For purposes of disclosing term loans by origination year, the Bancorp generally determines the origination date for loans and leases within the commercial portfolio as the date of the most recent credit decision or extension. Revolving and other loans include loans with revolving privileges 

133 Fifth Third Bancorp

Table of ContentsNOTES TO CONSOLIDATED FINANCIAL STATEMENTS

and certain complex lending arrangements involving commitments made by the Bancorp under predefined terms, including loans with both revolving and non-revolving components, loans with delayed draw features or loans with interchangeable interest rate and repayment options that extend beyond the time of origination. The following tables present the amortized cost basis of the Bancorp’s commercial portfolio segment, by class and vintage, disaggregated by credit risk rating:As of December 31, 2024 ($ in millions)    Term Loans and Leases by Origination YearRevolvingand Other Loans20242023202220212020PriorTotalCommercial and industrial loans:Pass$2,966 1,346 2,445 1,321 371 437 40,185 49,071 Special mention15 13 22 1 3 9 1,055 1,118 Substandard67 95 182 74 32 15 1,545 2,010 Doubtful— — 2 — — — 70 72 Total commercial and industrial loans$3,048 1,454 2,651 1,396 406 461 42,855 52,271 Commercial mortgage owner-occupied loans:Pass$786 790 844 630 315 307 1,829 5,501 Special mention8 9 23 7 — 3 31 81 Substandard64 34 24 28 9 43 239 441 Doubtful— — — — — — — — Total commercial mortgage owner-occupied loans$858 833 891 665 324 353 2,099 6,023 Commercial mortgage nonowner-occupied loans:Pass$710 751 769 170 263 408 2,698 5,769 Special mention54 — 50 5 — — 150 259 Substandard38 27 9