Company: MOBBW
Filing Date: 2025-03-27
Form Type: 20-F
Source: 0001013762-25-003365
Chunk: 21

Company: Mobilicom Ltd
Filing Date: 2025-03-27
Form: 20-F
Item: Item 3
Chunk 21
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addition, increases in inflation raise our costs for commodities, labor, materials and services and other costs required to grow and operate
our business, and failure to secure these on reasonable terms may adversely impact our financial condition. Additionally, increases in
inflation, geopolitical developments and global supply chain disruptions, have caused, and may in the future cause, global economic uncertainty
and uncertainty about the interest rate environment, which may make it more difficult, costly or dilutive for us to secure additional
financing. A failure to adequately respond to these risks could have a material adverse impact on our financial condition, results of
operations or cash flows.

There
can be no assurance that future credit and financial market instability and a deterioration in confidence in economic conditions will
not occur. Our general business strategy may be adversely affected by any such economic downturn, liquidity shortages, volatile business
environment or continued unpredictable and unstable market conditions. If the current equity and credit markets deteriorate, or if adverse
developments are experienced by financial institutions, it may cause short-term liquidity risk and also make any necessary debt or equity
financing more difficult, more costly, more onerous with respect to financial and operating covenants and more dilutive. Failure to secure
any necessary financing in a timely manner and on favorable terms could have a material adverse effect on our growth strategy, financial
performance and stock price and could require us to alter our operating plans. In addition, there is a risk that one or more of our service
providers, financial institutions, manufacturers, suppliers and other partners may be adversely affected by the foregoing risks, which
could directly affect our ability to attain our operating goals on schedule and on budget.

Scrutiny of sustainability
and environmental, social, and governance, or ESG, initiatives could increase our costs or otherwise adversely impact our business.

Public companies have
recently faced scrutiny related to ESG practices and disclosures from certain investors, capital providers, shareholder advocacy
groups, other market participants and other stakeholder groups. Such scrutiny may result in increased costs, enhanced compliance or disclosure
obligations, or other adverse impacts on our business, financial condition or results of operations. If our ESG practices and
reporting do not meet investor or other stakeholder expectations, we may be subject to investor or regulator engagement regarding such
matters. Our failure to comply with any applicable ESG rules or regulations could lead to penalties and adversely impact our reputation,
access to capital and employee retention. Such ESG matters may also impact our