Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 22

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 22
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'25 / H1'24 Net interest income 6,781 6,554 6,719 7,090 6,647 6,693 +0.7% 13,335 13,339 +0.0% Net fee income 1,121 1,107 1,133 1,160 1,195 1,201 +0.5% 2,228 2,397 +7.6% Gains (losses) on financial transactions and other (276) 169 (10) (141) (35) 9 — (107) (26) -76.2% Total revenue 7,625 7,831 7,841 8,108 7,807 7,903 +1.2% 15,456 15,710 +1.6% Operating expenses (3,104) (2,947) (3,039) (3,298) (3,075) (3,113) +1.2% (6,051) (6,188) +2.3% Net operating income 4,521 4,884 4,802 4,810 4,732 4,790 +1.2% 9,405 9,522 +1.2% Net loan-loss provisions (1,383) (1,449) (1,342) (1,381) (1,409) (1,421) +0.9% (2,832) (2,830) -0.1% Other gains (losses) and provisions (813) (702) (475) (833) (523) (702) +34.4% (1,515) (1,225) -19.2% Profit before tax 2,325 2,733 2,986 2,596 2,801 2,667 -4.8% 5,058 5,468 +8.1% Consolidated profit 1,574 1,886 2,166 1,981 2,047 1,958 -4.3% 3,460 4,006 +15.8% Underlying attributable profit 1,480 1,768 1,992 1,848 1,886 1,801 -4.5% 3,248 3,687 +13.5