Company: CFBK
Filing Date: 2025-01-07
Form Type: S-3
Source: 0001193125-25-002885
Chunk: 22

Company: CF BANKSHARES INC.
Filing Date: 2025-01-07
Form: S-3
Chunk 22
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 offering price in sales of the Non-Voting CommonStock by the Selling Securityholders will be derived from the prevailing market price of our Voting Common Stock at the time of any such sale. These prices, as well as the timing, manner and size of each sale, will be determined by the Selling Securityholders or by agreement between such holders and underwriters or dealers who may receive fees or commissions in connection with such sale. Such sales may be effected by a variety of methods, including the following:

| • |     | in market transactions, including transactions on a national securities exchange or quotations service or over-the-counter market; |

| • |     | in privately negotiated transactions; |

| • |     | through the writing or settlement of options or other hedging transactions, whether through an options 
 exchange or otherwise;                                                                                 |

| • |     | in a block trade in which a broker-dealer will attempt to sell a block of Securities as agent but may position 
 and resell a portion of the block as principal to facilitate the transaction;                                  |

| • |     | through the settlement of short sales, in each case subject to compliance with the Securities Act and other 
 applicable securities laws;                                                                                 |

| • |     | purchases by underwriters, dealers and agents who may receive compensation in the form of underwriting                                         
 discounts, concessions or commissions from the Selling Securityholders and/or the purchasers of the securities for whom they may act as agent; |

| • |     | the pledge of Securities for any loan or obligation, including pledges to brokers or dealers who may from time                                                                               
 to time effect distributions of Securities, and in the case of any collateral call or default on such loan or obligation, pledges or sales of Securities by such pledgee or secured parties; |

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| • |     | through distribution by a Selling Securityholder or its successor in interest to its members, general or                  
 limited partners or shareholders (or their respective members, general or limited partners or shareholders) or creditors; |

| • |     | an exchange distribution in accordance with the rules of the applicable exchange, if any; |

| • |     | ordinary brokerage transactions and transactions in which the broker-dealer solicits purchasers; |

| • |     | purchases by a broker-dealer as principal and resale by the broker-dealer for its account; |

| • |     | broker-dealers may agree with the Selling Securityholders to sell a specified number of such securities at a 
 stipulated price per security;                                                                               |

| • |     | directly