Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 136

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 136
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G Groep N.V. is organized or resident for tax purposes, ING Groep N.V. or such successor, as the case may be, will pay as additional interest any additional amounts necessary to make the net amount paid to the affected holders equal the amount the holders would have received in the absence of the deduction or withholding. However, “additional amounts” will not be paid for:

| · |     | the amount of any tax, assessment or other governmental charge imposed by any taxing authority of or in the United States; |

| · |     | the amount of any withholding or deduction that will be required to be made pursuant to the Dutch Withholding Tax Act 2021 (Wet bronbelasting 2021); |

| · |     | the amount of any tax, assessment or other governmental charge which is only payable because: |

| ¡ |     | a connection, other than the holding or ownership of the debt security or the receipt of interest and principal                                                 
 thereon, exists between the holder and The Netherlands (or such jurisdiction in which a successor to ING Groep N.V. is organized or resident for tax purposes); |

| ¡ |     | the holder presented the debt security for payment (where presentation is required) more than 15 days after the 
 date on which the relevant payment became due or was provided for, whichever is later;                          |

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| ¡ |     | the holder failed to comply, on a timely basis, with a written request of ING Groep N.V. or any successor thereof                                                                                                       
 for any applicable information or certification that would have, if provided on a timely basis, permitted the payment to be made without withholding or deduction (or with a reduced rate of withholding or deduction); |

| · |     | the amount of any estate, inheritance, gift, sales, excise, transfer or personal property tax or any similar tax, duty, assessment or governmental charge; |

| · |     | the amount of any tax, assessment or other governmental charge which is payable other than by deduction or withholding from a payment on or in respect of the 
 debt securities;                                                                                                                                              |

| · |     | the amount of any tax, assessment or other governmental charge that a holder or beneficial owner would have been able to avoid (but has not so avoided) by 
 presenting and surrendering the relevant debt security to another paying agent (where presentation and surrendering is required);                          |

| · |     | the amount of any tax, assessment or other governmental charge