Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003700
Chunk: 61

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 61
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 scenario. Projections
are reviewed at least annually, being more timely in cases of material events that may materially alter future prospects. The estimate
of the expected credit loss is made by combining multiple scenarios, which are weighted according to the probability assigned to each
scenario, with the base scenario being the most likely. In order to determine possible oscillations in the expected loss resulting from
economic projections, simulations were carried out by changing the weighting of the scenarios used in the calculation of the expected
loss. The table below shows the probabilities attributed to each scenario and the impacts: On September 30, 2025 - R$ thousands Weighting
Constitution/ Base (Reversion) Scenario Optimistic Scenario* Pessimistic Scenario** Simulation 1 100% - - (288,985) Simulation 2 - 100%
- (1,133,824) Simulation 3 - - 100% 655,741 * Scenario in which the economy grows more than expected. ** Scenario in which the economy
grows less than expected. f) Expected loss on loans and advances R$ thousands For the three-month period ended September 30 Nine-month
period ended September 30 2025 2024 2025 2024 Amount constituted 8,315,708 8,661,722 26,182,610 26,060,693 Amount recovered (1,424,181)
(5,591,302) (4,143,299) (8,354,768) Expenses of expected credit loss associated with credit risk net of recoveries 6,891,527 3,070,420
22,039,311 17,705,925 g) Loans and advances to customers restructured The total balance of “Loans and advances with expected loss”
includes restructured loans and advances to customers. Such loans contemplate extension of loan payment terms, grace periods, reductions
in interest rates, and/or, in some cases, the forgiveness (writeoff) of part of the loan principal amount. Restructured loans may occur
after debts are past due or when the Company has information about a significant deterioration in the client’s creditworthiness.
The purpose of such restructured is to adapt the loan to reflect the client’s actual payment capacity. BRADESCO | Consolidated Financial
Statements in IFRS 44 Consolidated Financial Statements in IFRS | Notes to the Consolidated Financial Statements The following table shows
changes made and our analysis of our portfolio of restructured