Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000132
Chunk: 10

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 10
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 | Sustainability       
 Corporate governance |     | Appendix |     | Index |
|                       |     | Statutory income statement  |     |                                  |     |                      |     |          |     |       |

| STATUTORY INCOME STATEMENT |

In accordance with IFRS 5 requirements, results associated with the business subject to the Poland disposal are reported under a single line in the consolidated income statement — 'profit/(loss) after tax from discontinued operations' — for results in both 2025 and 2024. For further information, see the ' Significant events in the period ' section of this report. Results performance compared to 9M 2024 In Q3 2025, profit attributable to the parent totalled EUR 3,504 million, reaching a new quarterly record for the sixth quarter in a row, supported by good performances in our global businesses. In 9M 2025, profit totalled EUR 10,337 million, 11% higher compared to 9M 2024. Total income Total income amounted to EUR 43,507 million, 1% up year-on-year. By line: • Net interest income (NII) totalled EUR 31,559 million, 3 % lower than 9M 2024, mainly due to the impact from the sharp fall in interest rates in Argentina, especially Retail, and a decline in Wealth. This decrease was partially offset by the good performances in Consumer, driven by active margin management and higher volumes, and in Payments, supported by increased activity levels .

| Net interest income |
| EUR million         |

• Net fee income amounted to EUR 9,501 million, up 3% compared to 9M 2024, with solid performances across most global businesses. Notably, there were increases in CIB, mainly driven by Global Banking and Global Transaction Banking, in Wealth, due to strong performances in Private Banking and Santander Asset Management (SAM), and in Payments, due to higher activity levels.

| Net fee income |
| EUR million    |

• Gains or losses on financial assets and liabilities and exchange differences reached EUR 1,653 million (EUR 1,444 million in 9M 2024) mainly due to lower impacts from foreign exchange hedges in Corporate Centre and results in Portfolio Investments in Wealth. • Dividend income was EUR 559 million (EUR 581 million in 9M 2024). • Income from companies accounted for by the equity method reached EUR 480 million,