Company: HBCP
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001436425-25-000012
Chunk: 4

Company: HOME BANCORP, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 8
Chunk 4
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372 Accrued interest receivable and other assets79,373 83,066 Total Assets$3,443,668 $3,320,122 LiabilitiesDeposits:Noninterest-bearing$733,073 $744,424 Interest-bearing2,047,623 1,926,200 Total deposits2,780,696 2,670,624 Other borrowings5,539 5,539 Subordinated debt, net of unamortized issuance cost54,459 54,241 Short-term Federal Home Loan Bank advances137,220 150,000 Long-term Federal Home Loan Bank advances38,326 42,713 Accrued interest payable and other liabilities31,340 29,561 Total Liabilities3,047,580 2,952,678 Shareholders’ EquityPreferred stock, $0.01 par value - 10,000,000 shares authorized; none issued— — Common stock, $0.01 par value - 40,000,000 shares authorized; 8,091,522 and 8,158,281 shares issued and outstanding, respectively81 81 Additional paid-in capital168,138 165,823 Unallocated common stock held by:Employee Stock Ownership Plan (ESOP)(1,339)(1,696)Recognition and Retention Plan (RRP)— (1)Retained earnings259,190 234,619 Accumulated other comprehensive loss(29,982)(31,382)Total Shareholders’ Equity396,088 367,444 Total Liabilities and Shareholders’ Equity$3,443,668 $3,320,122 

The accompanying Notes are an integral part of these Consolidated Financial Statements.

44

HOME BANCORP, INC. AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF INCOMEFor the Years Ended December 31,(dollars in thousands except per share data)202420232022Interest IncomeLoans, including fees$170,255 $149,338 $112,660 Investment securities:Taxable interest10,618 11,537 9,647 Tax-exempt interest290 367 481 Other investments and deposits3,604 2,421 3,142 Total interest income184,767 163,663 125,930 Interest ExpenseDeposits52,780