Company: AFRM
Filing Date: 2025-02-28
Form Type: S-3ASR
Source: 0001820953-25-000025
Chunk: 0

Company: Affirm Holdings, Inc.
Filing Date: 2025-02-28
Form: S-3ASR
Chunk 0
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<div align='center'>As filed with the Securities and Exchange Commission on February 28, 2025</div>

#### Registration No. 333-

### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

#### FORM S-3

### REGISTRATION STATEMENT UNDER

#### THE SECURITIES ACT OF 1933

#### Affirm Holdings, Inc.
<div align='center'>(Exact name of registrant as specified in its charter)</div>

| Delaware                                                       |     | 84-2224323                             |
| (State or other jurisdiction of incorporation or organization) |     | -I.R.S. Employer Identification Number |

#### Affirm Holdings, Inc.

#### 650 California Street

#### San Francisco, California 94108

#### Telephone: (415) 960-1518
<div align='center'>(Address, including zip code, and telephone number, including area code, of registrant’s principal executive offices)</div>

#### Max Levchin

#### Chief Executive Officer

#### Affirm Holdings, Inc.

#### 650 California Street

#### San Francisco, California 94108

#### Telephone: (415) 960-1518
<div align='center'>(Name, address, including zip code, and telephone number, including area code, of agent for service)

Copies to:</div>

| Katherine Adkins                                 
 Chief Legal Officer and Chief Compliance Officer 
 Affirm Holdings, Inc.                            
 650 California Street                            
 San Francisco, California 94108                  |     | Brian Lane, Esq.            
 Gibson, Dunn & Crutcher LLP 
 1700 M Street, NW           
 Washington, DC 20036        |

<div align='center'>Approximate date of commencement of proposed sale to the public:

From time to time after the effective date of this registration statement.</div>

If the only securities being registered on this Form are being offered pursuant to dividend or interest reinvestment plans, please check the following box: ☐

If any of the securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, other than securities offered only in connection with dividend or interest reinvestment plans, check the following box: ☒

If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, please check the following box and list the Securities Act registration statement number of the earlier effective