Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 40

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 40
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 of Series B Preferred Stock. We may, at our option and subject to any required regulatory approvals, redeem the Series B Preferred Stock (i) in whole or in part, from time to time, on any dividend payment date on or after the First Reset Date, or (ii) in whole but not in part at any time within 90 days following a “regulatory capital treatment event,” including prior to the First Reset Date, in each case at a redemption price equal to $1,000 per share (equivalent to $25 per depositary share), plus the per share amount of any declared and unpaid dividends, without accumulation of any undeclared dividends, on the Series B Preferred Stock to, but excluding, the date fixed for redemption (the “redemption date”). In the event the applicable dividend payment date that is the redemption date is not a business day, the redemption price shall be paid on the next business day without any adjustment to the amount of the redemption price paid. Any declared but unpaid dividends payable on a redemption date that occurs subsequent to the applicable dividend record date will not be paid to the holder entitled to receive the redemption price on the redemption date, but rather will be paid to the holder of record of the redeemed shares on such record date relating to the applicable dividend payment date. Investors should not expect us to redeem the Series B Preferred Stock on or after the date it becomes redeemable at our option. We are a bank holding company regulated by the Federal Reserve. We intend to treat the Series B Preferred Stock as “additional tier 1” capital (or its equivalent) for purposes of the capital adequacy rules of the Federal Reserve (or, as and if applicable, the capital adequacy rules or regulations of any successor appropriate federal banking agency) applicable to us. A “regulatory capital treatment event” means the good faith determination by us, that, as a result of any:

| • |     | amendment to, clarification of, or change in, the laws, rules, or regulations of the United States or any                                                                                                                                             
 political subdivision of or in the United States (including, for the avoidance of doubt, any agency or instrumentality of the United States, including the Federal Reserve and other appropriate federal bank regulatory agencies) that is enacted or 
 becomes effective after the initial issuance of any share of the Series B Preferred Stock;                                                                                                                                                            |

| • |     | amendment to, clarification of, or change in, the laws, rules, or regulations of the United States or any                                                                                                                                             
 political subdivision of or in the