Company: NTWK
Filing Date: 2025-09-29
Form Type: 10-K
Source: 0001493152-25-015950
Chunk: 1117

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-09-29
Form: 10-K
Item: Item 6
Chunk 1117
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 across multiple regional markets in accordance with the terms of individual
service orders, ensuring continuity, improved performance, and alignment with evolving business needs.

● We
entered into an agreement with a Chinese leasing company to deploy our Transcend™ Finance Suite, including Omni POS, Contract Management
System, and a customized funding platform compliant with local regulations. The contract is expected to generate approximately $2.7 million
in revenue during the contract term.

● We
partnered with Sindbad Management SPC to implement Transcend™ Finance Platform (Point-of-Sale, Credit Underwriting, Contract Management)
under a scalable pricing model, supporting high-value asset financing and regional growth. The contract is expected to generate $1.7
million in revenue during the contract term.

● We
secured $1 million in additional revenue for the ongoing Transcend™ Retail Platform implementation for a U.S. auto manufacturer,
driven by customizations to meet their evolving business needs.

● We
amended an agreement with an existing UK/EU client that will provide additional revenue of €3 million, further strengthening the
long-term partnership.

● We
hired a Vice President of Artificial Intelligence, who has 15+ years in fintech, insurance, and entertainment, to lead Transcend™
AI Labs, accelerating our AI-first strategy in asset finance.

● We
announced the go-live of our Transcend™ Finance platform for the Australian operations of a leading Japanese equipment finance
company, building on our existing partnership in New Zealand and enhancing their regional operations with additional digital self-service
solutions.

13

Marketing
and Business Development Activities

We
continue to pursue a series of strategic marketing and business development initiatives to capitalize on favorable market conditions
and drive growth across our business lines. These efforts reflect our commitment to building a stronger market presence, expanding our
customer base and maintaining a careful focus on profitability. These efforts include: repositioning our brand and messaging; brand strengthening
and awareness; raising industry expertise through speaking engagements and participation in awards and recognitions; accelerating digital
campaigns focused on content marketing; leveraging analytics and marketing automation tools to improve campaign effectiveness and optimize
marketing return on investment; creating comprehensive go-to-market plans for new launches and feature upgrades; customer centric sales
enablement; targeting new global and product markets; using AI to enhance productivity; expanding market reach through participation
in industry associations; and, adopting practices that strengthen leadership and talent retention.

MATERIAL
TRENDS AFFECTING NET