Company: NWBI
Filing Date: 2025-02-25
Form Type: 10-K
Source: 0001471265-25-000016
Chunk: 383

Company: Northwest Bancshares, Inc.
Filing Date: 2025-02-25
Form: 10-K
Item: Item 8
Chunk 383
---
 Inc.1,468,646 10.390 %565,426 4.000 %N/AN/ANorthwest Bank1,341,230 9.496 %564,937 4.000 %706,171 5.000 %(1)    The capital conservation buffer of 2.5% does not apply to Tier 1 capital to average assets (leverage ratio). For further information related to the capital conservation buffer, see “Item 1. Business—Supervision and Regulation”.    (2)   Reflects the well-capitalized standard applicable to Northwest Bank and the well-capitalized standard applicable to the Company under the Federal Reserve Board’s Regulation Y.                        

124

Table of ContentsNORTHWEST BANCSHARES, INC. AND SUBSIDIARIES NOTES TO CONSOLIDATED FINANCIAL STATEMENTSDecember 31, 2024, 2023 and 2022

 At December 31, 2023 ActualMinimum capitalrequirements (1)Well capitalized (2)requirements  AmountRatioAmountRatioAmountRatioTotal capital (to risk weighted assets)      Northwest Bancshares, Inc.$1,799,883 16.753 %$1,128,054 10.500 %$1,074,337 10.000 %Northwest Bank1,520,736 14.167 %1,127,076 10.500 %1,073,406 10.000 %Tier 1 capital (to risk weighted assets)      Northwest Bancshares, Inc.1,553,766 14.463 %913,186 8.500 %644,602 6.000 %Northwest Bank1,388,808 12.938 %912,395 8.500 %858,725 8.000 %CET 1 capital (to risk weighted assets)      Northwest Bancshares, Inc.1,428,181 13.294 %752,036 7.000 %N/AN/ANorthwest Bank1,388,808 12.938 %751,384 7.000 %697,714 6.500 %Tier 1 capital (leverage to average assets)Northwest Bancshares, Inc.1,428