Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 19

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 19
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 fees on finance receivables(48,945)(25,755)Impairments and dispositions of certain other assets— 1,415 Deferred income taxes, net16,709 (8,337)Changes in operating assets and liabilities, net of business combinations:  Accounts receivable, net(6,762)(4,244)Inventories purchased directly from customers, wholesalers or manufacturers(13,367)(9,219)Leased merchandise(302,432)(431,783)Prepaid expenses and other assets(12,253)420 Accounts payable, accrued liabilities and other liabilities(27,086)(17,513)Income taxes(909)1,481 Net cash flow provided by operating activities379,297 341,809 Cash flow from investing activities:  Pawn loans, net (1)(98,733)(69,723)Investments in finance receivables(338,295)(290,715)Proceeds from finance receivables263,139 204,529 Purchases of furniture, fixtures, equipment and improvements(37,419)(56,032)Purchases of store real property(44,231)(54,304)Acquisitions of pawn stores, net of cash acquired(406,874)(69,238)Net cash flow used in investing activities(662,413)(335,483)Cash flow from financing activities:  Borrowings from credit facilities689,372 389,000 Repayments of credit facilities(315,070)(757,000)Issuance of senior unsecured notes— 500,000 Debt issuance costs paid— (10,425)Purchases of treasury stock(90,459)(85,000)Payment of withholding taxes on net share settlements of restricted stock unit awards(5,764)(7,007)Dividends paid(52,435)(48,755)Net cash flow provided by (used in) financing activities225,644 (19,187)Effect of exchange rates on cash12,617 (7,837)Change in cash and cash equivalents(44,855)(20,698)Cash and cash equivalents at beginning of the period175,095 127,018 Cash and cash equivalents at end of the period$130,240 $106,320 

(1)Includes the funding of new pawn loans net of cash repayments and recovery of principal through the sale of inventories acquired from forfeiture of pawn collateral.