Company: NWBI
Filing Date: 2025-02-25
Form Type: 10-K
Source: 0001471265-25-000016
Chunk: 260

Company: Northwest Bancshares, Inc.
Filing Date: 2025-02-25
Form: 10-K
Item: Item 7
Chunk 260
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 the contractual due date of the loan.

At December 31, 2024 (In thousands) Due afterone yearthrough five yearsDue afterfive yearsthroughfifteen yearsDue after fifteen yearsTotalPersonal Banking:Residential mortgage loans$9,737 31,913 42,325 83,975 Home equity loans48,277 207,527 156,946 412,750 Consumer loans12,359 264 — 12,623 Total Personal Banking70,373 239,704 199,271 509,348 Commercial Banking:Commercial real estate loans985,011 668,042 66,505 1,719,558 Commercial loans1,033,190 86,351 261 1,119,802 Total Commercial Banking2,018,201 754,393 66,766 2,839,360 Total Loans$2,088,574 994,097 266,037 3,348,708 

46

The following table provides the various loan sectors in our commercial real estate portfolio at December 31, 2024:

December 31, 2024Property typePercent of portfolio Retail Building13.4 %5 or More Unit Dwelling13.3 Commercial Office Building - non-owner occupied10.5 Nursing Home10.4 Manufacturing & Industrial Building5.8 Warehouse/Storage Building4.3 Multi-use building - commercial, retail and residential4.2 Commercial office building - owner occupied    4.2 Residential acquisition & development - 1-4 family, townhouses and apartments    4.1 Multi-use building - office and warehouse3.5 Other Medical Facility2.9 Single Family Dwelling2.4 Student Housing2.4 Hotel/Motel2.3 Agricultural Real Estate2.2 Commercial acquisition and development2.0 All Other Types12.1    Total100.0 %

The following table describes our commercial real estate portfolio by state at December 31, 2024:

December 31, 2024StatePercent of portfolio New York34.4 %Pennsylvania29.6 Ohio18.7 Indiana8.3 All other9.0    Total100.0 %

Deposits. Total deposits increased by $165 million, or 1%, to $12.1