Company: FCFS
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000840489-25-000098
Chunk: 26

Company: FirstCash Holdings, Inc.
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 1
Chunk 26
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 net$154,518 $105,401 $147,501 The following table details the changes in the allowance for loan losses (in thousands):Three Months EndedSix Months EndedJune 30,June 30,2025202420252024Balance at beginning of period$118,342 $96,020 $117,005 $96,454 Provision for loan losses41,761 31,116 78,121 61,534 Charge-offs(40,078)(28,813)(78,497)(62,092)Recoveries2,849 1,638 6,245 4,065 Balance at end of period$122,874 $99,961 $122,874 $99,961 

14

The following is an assessment of the credit quality indicators of the amortized cost of finance receivables as of June 30, 2025 and 2024, by origination year (in thousands):Origination Year202520242023TotalAs of June 30, 2025Delinquency:1 to 30 days past due$17,683 $9,968 $489 $28,140 31 to 60 days past due9,946 6,998 348 17,292 61 to 89 days past due (1)6,189 5,853 321 12,363 Total past due finance receivables33,818 22,819 1,158 57,795 Current finance receivables143,543 72,667 3,387 219,597 Finance receivables, amortized cost$177,361 $95,486 $4,545 $277,392 Origination Year202420232022TotalAs of June 30, 2024Delinquency:1 to 30 days past due$12,057 $8,377 $519 $20,953 31 to 60 days past due6,054 4,883 364 11,301 61 to 89 days past due (1)4,089 4,754 342 9,185 Total past due finance receivables22,200 18,014 1,225 41,439 Current finance receivables103,684 56,747 3,492 163,923 Finance receivables, amortized cost