Company: BCDRF
Filing Date: 2025-02-28
Form Type: 20-F
Source: 0000891478-25-000054
Chunk: 197

Company: Banco Santander, S.A.
Filing Date: 2025-02-28
Form: 20-F
Chunk 197
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 0.0 | % |                                                                | 0.0 | % |                                                         |     | 0.0 | %                        |     | 0.0 | %                 |     | 0.0 | % |                                            | 0.0 | % |                                      |     | 81.0 | %                        |     | 0.0 | %                     |     | 0.0 | %                 |     | 0.0 | %                                  |     | 0.0 | % |     |  0.1 | % |
|                                                         |     | 31 | Collateral obtained by taking possession: residential and commercial immovable properties |     |      |  0.0 | %                        |     | 0.0 | %                     |     | 0.0 | %                 |     | 0.0 | % |                                                                | 0.0 | % |                                                         |     | 0.0 | %                        |     | 0.0 | %                 |     | 0.0 | % |                                            | 0.0 | % |                                      |     |  0.0 | %                        |     | 0.0 | %                     |     | 0.0 | %                 |     | 0.0 | %                                  |     | 0.0 | % |     |  0.3 | % |
|                                                         |     | 32 | Total GAR assets                                                                          |     |      | 34.2 | %                        |     | 3.3 | %                     |     | 2.8 | %                 |     | 0.7 | % |                                                                | 0.2 | % |                                                         |     | 0.0 | %                        |     | 0.0 | %                 |     | 0.0 | % |                                            | 0.0 | % |                                      |     | 34.2 | %                        |     | 3.3 | %                     |     | 2.8 | %                 |     | 0.7 | %                                  |     | 0.2 | % |     | 69.8 | % |

Annual report 2024 161

| Contents |     | Business model and strategy |     | Sustainability statement |     | Corporate governance |     | Economic and financial review |     | Riskmanagement and compliance |

#### 3. GAR KPI stock (Turnover) - 202