Company: HUM
Filing Date: 2025-03-28
Form Type: 424B5
Source: 0001628280-25-015313
Chunk: 12

Company: HUMANA INC
Filing Date: 2025-03-28
Form: 424B5
Chunk 12
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 trading market for the notes. In the absence of active trading markets, you may not be able to transfer the notes within the time or at the price you desire.

<div align='center'>S-5</div>

Table of Content s

### CAPITALIZATION
The following table sets forth historical cash and cash equivalents and capitalization as of December 31, 2024:

• on an actual basis; and

• on an as adjusted basis to reflect (i) the issuance and sale on March 5, 2025 of the 2035 Notes and the 2055 Notes and (ii) the issuance and sale of the additional 2031 notes, including the application of the net proceeds therefrom.

|                                                                                             |     | As of             
 December 31, 2024 |         |     |             |         |     |    |
|:--------------------------------------------------------------------------------------------|:----|:------------------|--------:|:----|:------------|--------:|:----|---:|
|                                                                                             |     | Actual            |         |     | As Adjusted |         |     |    |
|                                                                                             |     | -in millions      |         |     |             |         |     |    |
| Cash and cash equivalents                                                                   |     | $                 |   2,221 |     | $           |   3,122 |     | -1 |
| Short-term debt:                                                                            |     |                   |         |     |             |         |     |    |
| Existing senior notes(2)                                                                    |     | $                 |     577 |     | $           |       — |     |    |
| Commercial paper                                                                            |     |                   |       — |     |             |       — |     |    |
| Long-term debt:                                                                             |     |                   |         |     |             |         |     |    |
| Notes offered hereby(3)                                                                     |     |                   |       — |     |             |     247 |     |    |
| Existing senior notes                                                                       |     |                   |  11,144 |     |             |  12,375 |     | -4 |
| Revolving credit facilities(5)                                                              |     |                   |       — |     |             |       — |     |    |
| Total debt                                                                                  |     | $                 |  11,721 |     | $           |  12,622 |     |    |
| Stockholders’ equity:                                                                       |     |