Company: CMA
Filing Date: 2025-03-17
Form Type: DEF 14A
Source: 0000028412-25-000135
Chunk: 48

Company: COMERICA INC
Filing Date: 2025-03-17
Form: DEF 14A
Chunk 48
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 | % |             |   100 | % |
| Strategic Initiatives - Human Capital   |     |   100 | %      |              |    75 | % |            |   125 | % |             |   106 | % |

(1) "MIP EPS"* measures absolute performance for one-year EPS excluding non-performance items, uses net-charge-offs in lieu of provision expense for credit losses, and applies an interest rate collar of 50%. For 2024, non-performance items include the impact of any loss of hedge accounting treatment, FDIC special assessment accruals and losses related to the repositioning of Comerica's available-for-sale securities portfolio. All adjustments are on an after-tax basis.

(2) "MIP Efficiency Ratio"* measures absolute performance for one-year efficiency ratio excluding non-performance items, applies an interest rate collar of 50% and excludes the impact of any loss of hedge accounting treatment (all on a pre-tax basis).

(3) Threshold is calculated by multiplying the target by the threshold funding percentage, which is 75% for MIP EPS and Strategic Initiatives. The threshold funding percentage for MIP Efficiency Ratio is 125%, as it has an inverse relationship ( i.e. , higher efficiency ratio results in a lower payout).

(4) Maximum is calculated by multiplying the target by the maximum funding percentage, which is 125% for MIP EPS and Strategic Initiatives. The maximum funding percentage for MIP Efficiency Ratio is 75%, as it has an inverse relationship ( i.e. , lower efficiency ratio results in a higher payout).

* MIP EPS and MIP Efficiency Ratio are non-GAAP financial measures. See Appendix A for non-GAAP reconciliation information.

| PROPOSAL 3: NON-BINDING, ADVISORY PROPOSAL APPROVING EXECUTIVE COMPENSATION |     | 51 |

### CORPORATE FUNDING CALCULATION
| Metric Achievement                    |     | Metric Funding         |     | Weighted Funding     |     | Total Corporate Funding |
| MIP EPS                               
 $5.63 / $5.18 = 109%                  |     | MIP EPS                
 100% + (9 X 4%) = 136% |     | MIP EPS              
 136% X 65% = 88%     |     | 88% + 14% + 20% = 122%  |
| MIP EFFICIENCY RATIO                  
 68% /