Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 56

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 56
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 -49.7% Other gains (losses) and provisions (62) (108) (63) (197) (49) (195) (69) -64.5% (232) (314) +35.2% Profit before tax 412 366 505 366 500 465 525 +13.0% 1,284 1,490 +16.1% Consolidated profit 314 258 392 255 378 350 416 +18.9% 964 1,144 +18.7% Underlying attributable profit 213 173 256 158 237 219 257 +17.2% 643 713 +11.0%

68 Poland (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 701 707 735 745 737 739 741 +0.2% 2,143 2,217 +3.5% Net fee income 179 165 171 168 188 185 177 -4.3% 516 549 +6.3% Gains (losses) on financial transactions and other (29) 18 26 23 (50) 39 21 -45.9% 15 10 -31.6% Total revenue 852 890 932 936 875 963 938 -2.5% 2,674 2,776 +3.8% Operating expenses (234) (241) (255) (250) (253) (257) (260) +1.2% (730) (771) +5.7% Net operating income 618 650 677 686 621 706 678 -3.9% 1,945 2,005 +3.1% Net loan-loss provisions (133) (169) (103) (114) (77) (43) (81) +88.5% (405) (201) -50.5% Other gains (losses) and provisions (63) (109) (63) (200) (49) (195) (70) -64.2% (