Company: HBCYF
Filing Date: 2025-10-28
Form Type: 6-K
Source: 0001089113-25-000056
Chunk: 17

Company: HSBC HOLDINGS PLC
Filing Date: 2025-10-28
Form: 6-K
Chunk 17
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 year results of hyperinflationary economies at constant currency, which we consider to be outside of our control. We consider target basis operating expenses to provide useful information to investors by quantifying and excluding the notable items that management considered when setting and assessing cost-related targets. Ñ See page 41 for the reconciliation to the GAAP measure. Basic earnings per share excluding material notable items and related impacts We have established a dividend payout ratio target basis of 50% for 2025. For the purposes of computing our dividend payout ratio target basis, we exclude from earnings per share material notable items and related impacts. Material notable items for the ‘basic earnings per share excluding material notable items and related impacts‘ measure in 2025 and comparative periods are described above. Related impacts include those items that do not qualify for designation as notable items but whose adjustment is considered by management to be appropriate for the purposes of determining the basis for our dividend payout ratio target basis calculation, which we exclude from earnings per share material notable items and related impacts. Ñ See page 31 for the supplementary analysis of the impact of strategic transactions. Ñ See page 38 for the definition of ‘ basic earnings per share excluding material notable items and related impacts ‘ and page 41 for the reconciliation to the GAAP measure.

| HSBC Holdings plc Earnings Release 3Q25 on Form 6-K |
| 9                                                   |

Summary consolidated income statement

|                                                                                                                                                       | Nine months ended 
       30 Sep 2025 | 30 Sep 2024 | Quarter ended 
   30 Sep 2025 | 30 Jun 2025 | 30 Sep 2024 |
|:------------------------------------------------------------------------------------------------------------------------------------------------------|------------------:|------------:|--------------:|------------:|------------:|
|                                                                                                                                                       |                $m |          $m |            $m |          $m |          $m |
| Net interest income                                                                                                                                   |            25,598 |      24,548 |         8,777 |       8,519 |       7,637 |
| Net fee income                                                                                                                                        |            10,149 |       9,322 |         3,506 |       3,319 |       3,122 |
| Net income from financial instruments held for trading or managed on a fairvalue basis1                                                               |            15,061 |      15,814 |         4,513 |       5,191 |       5,298 |
| Net income/(expense) from assets