Company: WTFCN
Filing Date: 2025-05-14
Form Type: 8-K
Source: 0001104659-25-048536
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Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-14
Form: 8-K
Item: Item 3.03
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Item 3.03.      Material Modification to the Rights of Security Holders.  

In connection with the previously disclosed underwritten public offering
by Wintrust Financial Corporation (the “ Company”) of 17,000,000 depositary shares, each representing a 1/1,000th interest
in a share of the Company’s Series F Preferred Stock (as defined below), the Company is establishing a new series of preferred stock,
designated as the “7.875% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series F,” no par value per share (the
“ Series F Preferred Stock”), of the Company. The Series F Preferred Stock will rank senior to the Company’s common stock
and each other class or series of capital stock it may issue in the future, the terms of which do not expressly provide that it ranks
on a parity with or senior to the Series F Preferred Stock as to dividend rights and rights upon liquidation, dissolution or winding-up
of the Company. The Series F Preferred Stock will rank on a parity with the Company’s Fixed-to-Floating Rate Non-Cumulative Perpetual
Preferred Stock, Series D (the “ Series D Preferred Stock”), the Company’s 6.875% Fixed-Rate Reset Non-Cumulative Perpetual
Preferred Stock, Series E (the “ Series E Preferred Stock”) and each other class or series of capital stock the Company may
issue in the future, the terms of which expressly provide that such class or series will rank on a parity with the Series F Preferred
Stock as to dividend rights and rights on liquidation, dissolution or winding-up of the Company (collectively, the “parity stock”)
(except for any senior stock that may be issued with the requisite consent of the holders of the Series F Preferred and all other parity
stock, if any).

Under the terms of the Series F Preferred
Stock, the ability of the Company to declare or pay dividends on, make distributions with respect to, or to redeem, purchase or otherwise
acquire for consideration, the Company’s common stock or any other stock ranking junior to or on a parity with the Series F
Preferred Stock, including the Series D Preferred Stock and the Series E Preferred Stock, is subject to restrictions in the
event that the Company has not declared and either paid or set aside a sum sufficient for payment of full dividends on the Series F
Preferred Stock for the most recently completed dividend period. The terms of the Series F Preferred Stock, including