Company: NEWTP
Filing Date: 2025-08-15
Form Type: 424B2
Source: 0001587987-25-000152
Chunk: 39

Company: NewtekOne, Inc.
Filing Date: 2025-08-15
Form: 424B2
Chunk 39
---
 entitled to receive (when and if declared) cumulative cash dividends, payable quarterly, equal to the greater of (i) 8.0% of the Issue Price, or (ii) the amount the holder would have received during the applicable dividend period if such share had been converted into Common Stock immediately prior to the payment of such dividend. The holders of Series A Preferred Stock are entitled to receive liquidating distributions per share equal to the greater of (i) 1.25 times the Issue Price for such share of Series A Preferred Stock, or (ii) the amount the holders of such share of Series A Preferred Stock would receive in respect of such share, if such share had been converted into Common Stock immediately prior to the Company’s liquidation, dissolution, or winding up, plus any accumulated but unpaid dividends.

At any time following the five year anniversary of the issuance of the Series A Preferred Stock, the Company may, in its sole discretion, redeem all or any part of the then outstanding shares of Series A Preferred Stock at a price equal to the Issue Price, plus an amount equal to all accumulated but unpaid dividends. The Series A Preferred Stock is not redeemable at the option of the holders at any time.

The Series A Preferred Stock will be entitled to vote on an as-converted basis together with the holders of all outstanding shares of Common Stock. In addition, the holders of the Series A Preferred Stock shall be entitled to vote as a single class on (i) any amendment, alteration or repeal of any provision of the Articles of Incorporation or Articles Supplementary in respect of the Series A Preferred Stock that would adversely affect the rights, preferences, privileges or voting powers of the Series A Preferred Stock and or (ii) the consummation of any Reorganization Event (as defined in the Articles Supplementary in respect of the Series A Preferred Stock ) that would adversely affect the rights, preferences, privileges or voting powers of the Series A Preferred Stock.

#### Transfer Agent
Equiniti Trust Company, LLC will act as initial transfer agent for the Preferred Stock.

#### Calculation Agent
Unless the Company has validly called all shares of the Preferred Stock for redemption on the First Reset Date, the Company will appoint a calculation agent for the Preferred Stock prior to the reset determination date related to the First Reset Date. The Company may appoint itself or one of its affiliates as calculation agent.

#### Preemptive and Conversion Rights
Holders of the Preferred Stock does not have any preemptive or conversion rights.

<div align='center'>S-33</div>