Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 215

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 8
Chunk 215
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 outstanding loans, totaling $226.4 million acquired from the Merger. In addition, there were three nonaccrual loans that totaled $2.5 million and two past-due loans that totaled $2.4 million.

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The following table summarizes the geographic region (based upon metropolitan statistical areas) in which the commercial office, hospitality and multifamily loans were originated as of September 30, 2025:

 September 30, 2025Commercial OfficeGeographic Region:Buffalo, NY23.46 %Cleveland, OH21.29 Allentown-Bethlehem-Easton, PA7.84 Cincinnati, OH7.10 Erie-Meadville, PA4.04 All other geographical regions36.27 Total Commercial Office100.00 %Commercial HospitalityGeographic Region:Buffalo, NY19.01 %Pittsburgh, PA16.38 Columbus, OH13.44 Cleveland, OH9.12 Erie-Meadville, PA5.50 All other geographical regions36.55 Total Commercial Hospitality100.00 %Commercial MultifamilyGeographic Region:Cleveland, OH23.78 %Buffalo, NY17.33 Philadelphia, PA13.65 Allentown-Bethlehem-Easton, PA13.37 Columbus, OH9.74 All other geographical regions22.13 Total Commercial Multifamily100.00 %

As of September 30, 2025, the Corporation had no commercial office, hospitality or multifamily loan relationships considered by the banking regulators to be high volatility commercial real estate ("HVCRE") credits.

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Maturities and Sensitivities of Loans Receivable to Changes in Interest Rate

The following table presents the maturity distribution of the Corporation's loans receivable at September 30, 2025. The table also presents the portion of loans receivable that have fixed interest rates or variable interest rates that fluctuate over the life of the loans in accordance with changes in an interest rate index.

 September 30, 2025 Due inOne Yearor LessAfter One,but WithinFive YearsAfter Five but Within Fifteen YearsAfterFifteen YearsTotalLoans Receivable with Fixed Interest RateFarmland$869 $2,327 $5,357 $— $8,553 Owner-occupied, nonfarm nonresidential properties28,375 43,095 38,298