Company: CMA
Filing Date: 2025-05-29
Form Type: 11-K
Source: 0000028412-25-000169
Chunk: 3

Company: COMERICA INC
Filing Date: 2025-05-29
Form: 11-K
Chunk 3
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      |       |     |      |       |
| Beginning of year                                     |     |      | 1,817 |     |      | 1,633 |
| End of year                                           |     | $    | 1,973 |     | $    | 1,817 |

See accompanying notes.

<div align='center'>5</div>

#### Comerica Incorporated Preferred Savings Plan

### Notes to Financial Statements

#### 1. Description of the Plan
The Comerica Incorporated Preferred Savings Plan (the Plan) is a 401(k) plan covering all eligible employees of Comerica Incorporated (the Corporation) and its subsidiaries. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (ERISA). Information about the Plan agreement, participants' investment alternatives and the vesting and benefit provisions is contained in the Summary Plan Description captioned “Comerica Incorporated Preferred Savings 401(k) Plan." Copies of the Summary Plan Description are available in the "Resources" section of BenefitConnect at https://comericabenefits.ehr.com/.

Although the Corporation has not expressed any intent to do so, the Corporation has the right under the Plan to amend or terminate the Plan at any time. In the event the Plan is terminated, all participants' accounts will be fully vested and non-forfeitable.

The following description of the Plan is provided for general information purposes only. Participants should refer to the Plan document and the Summary Plan Description for more complete information.

#### Eligibility
Employees are generally eligible to participate in the Plan on the day they first perform service.

#### Participant Contributions and Accounts
Participants may make pre-tax contributions and/or Roth contributions to the Plan through payroll deductions. Total contributions may not exceed the lesser of 50 percent of the participant's annual compensation or the Internal Revenue Service (IRS) allowed maximum ($23,000 for 2024 and $22,500 for 2023, plus an additional $7,500 for participants age 50 or over in both 2024 and 2023). Participants direct the investment of their accounts among the investment funds offered by the Plan. Participants may change their investment options at any time. If a participant does not make an investment election upon enrollment, the participant's contributions are invested in the default investment fund designated by the Corporation's Benefits Committee and can be redirected by the participant at any time at their discretion. The Plan maintains separate Retirement Account Plan accounts from the prior profit sharing plan, which were transferred into this Plan effective January