Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 130

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 130
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 and in our highest default rate, which can have an adverse effect on our business, financial condition and income of the
operations.

Our trading activities and derivatives transactions, as well as investments in financial assets at fair value through income and fair value through other comprehensive income, are not predictable and may cause significant financial losses, which could lead to a significant impact on our operating income.

We operate
in security negotiations, buying fixed and variable income securities, mainly to sell them in the short term and generate profits on price
differences. The fair value of these instruments may decrease significantly due to the volatility of financial markets and can vary over short periods. As of December 31, 2024, bonds classified under the "fair value through profit or loss" category and the "fair value through other comprehensive income" category represented 25.5% of our assets, and realized and unrealized gains and losses originating from these investments have had and may continue to have a significant impact on the results of our operations.In addition, we enter into derivative transactions, mainly to manage our exposure to the interest rate and foreign
exchange risks of clients’ operations. However, these assets may also expose us to the possibility of significant financial losses,
since derivatives are subject to value fluctuations.

In addition, we enter into derivatives transactions to manage our exposure to interest rate and exchange rate risk resulting from
operations with clients. These assets may also expose us to the possibility of significant financial losses in the future, since they are subject to fluctuations in value.

A failure or breach of our or our suppliers' operational, security or technology infrastructure and systems could temporarily interrupt our business and cause losses.

Our
operations depend on the efficient and uninterrupted operation of our information technology systems. However, any unavailability of infrastructure,
software, or telecommunications networks can impact the processing of transactions performed by our clients, which can lead to financial
losses, regulatory fines, penalties, interventions, reimbursements, and other damage-related costs. These factors can have an adverse
material effect on our business, reputation and operating income.

Furthermore,
due to the nature of our operations, the wide range of products and services we offer, the significant volume of activities and transactions
carried out, and the global context of digital transformation where there is an increasing integration between platforms, the growing
use of cloud computing, the intensification of relationships with external technology providers, and the extensive use of internet solutions
and connectivity, the technological environment is exposed to various types of risks, whether they arise from internal or external factors.