Company: BBVXF
Filing Date: 2025-01-30
Form Type: 6-K
Source: 0000842180-25-000002
Chunk: 65

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-30
Form: 6-K
Chunk 65
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 follows:

| Adjusted profit (loss) for the period |
| Average total assets                  |

Explanation of the formula: the numerator is the adjusted profit (loss) for the period previously defined in these alternative performance measures. If the metric is presented on a date before the close of the fiscal year, the numerator will be annualized.

Average total assets are taken from the Group's consolidated balance sheet. The average balance is calculated in the same way as explained for average equity in the ROE.

Relevance of its use: this ratio is generally used not only in the banking sector but also in other sectors to measure the return obtained on assets.

| Adjusted ROA                    |     |   |     |                                       |     |      |               |     |      |               |     |      |               |
|                                 |     |   |     |                                       |     |      | Jan.-Dec.2024 |     |      | Jan.-Dec.2023 |     |      | Jan.-Dec.2022 |
| Numerator (Millions of euros)   |     |   |     | Adjusted profit (loss) for the period |     |      |        10,575 |     |      |         8,416 |     |      |         6,965 |
| Denominator (Millions of euros) |     |   |     | Average total assets                  |     |      |       777,997 |     |      |       748,459 |     |      |       701,093 |
|                                 |     | = |     | Adjusted ROA                          |     | 1.36 |             % |     | 1.12 |             % |     | 0.99 |             % |

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish-language version prevails.

| 58 |

#### RORWA
The RORWA (return on risk-weighted assets) ratio measures the accounting return obtained on average risk-weighted assets. It is calculated as follows:

| Profit (loss) for the period |
| Average risk-weighted assets |

Explanation of the formula: the numerator "Profit (loss) for the period" is the same and is calculated in the same way as explained for ROA.

Average risk-weighted assets (RWA) are the moving weighted average of the RWA at the end of each month of the period under analysis.

Relevance of its use: this ratio is generally used in