Company: INGVF
Filing Date: 2025-04-24
Form Type: F-3ASR
Source: 0001193125-25-093692
Chunk: 128

Company: ING GROEP NV
Filing Date: 2025-04-24
Form: F-3ASR
Chunk 128
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, in turn hold such interests in
customers’ securities accounts in the depositaries’ names on the books of DTC.

We have no responsibility for any aspect of the
actions of DTC, Clearstream, Luxembourg or Euroclear or any of their direct or indirect participants. Neither we nor the trustee nor any of our or its agents has any responsibility for any aspect of the records kept by DTC, Clearstream, Luxembourg
or Euroclear or any of their direct or indirect participants. We do not supervise these systems in any way. This is also true for any other clearing system indicated in a prospectus supplement.

DTC, Clearstream, Luxembourg, Euroclear and their participants perform these clearance and settlement functions under agreements they have
made with one another or with their customers. You should be aware that they are not obligated to perform these procedures and may modify them or discontinue them at any time.

The description of the clearing systems in this section reflects our understanding of the rules and procedures of DTC, Clearstream, Luxembourg
and Euroclear as they are currently in effect. Those systems could change their rules and procedures at any time.

-87-

The Clearing Systems DTC DTC has advised us as follows:

| • |     | DTC is: |

| • |     | a limited purpose trust company organized under the laws of the State of New York; |

| • |     | a “banking organization” within the meaning of the New York Banking Law; |

| • |     | a member of the Federal Reserve System; |

| • |     | a “clearing corporation” within the meaning of the New York Uniform Commercial Code; and |

| • |     | a “clearing agency” registered pursuant to the provisions of Section 17A of the Securities 
 Exchange Act.                                                                              |

| • |     | DTC was created to hold securities for its participants and to facilitate the clearance and settlement of                                                                           
 securities transactions between participants through electronic book-entry changes to accounts of its participants. This eliminates the need for physical movement of certificates. |

| • |     | Participants in DTC include securities brokers and dealers, banks, trust companies and clearing corporations and        
 may include certain other organizations. DTC is partially owned by some of these participants or their representatives. |

| • |     | Indirect access to the DTC system is also available to banks, brokers, dealers and trust companies that have 
 relationships with participants.                                                                             |

| • |     | The rules applicable to DTC and