Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 537

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 537
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   |
| Public and other loans          |     |      |   4,427,500 |   |     |      |   5,253,071 |   |
| Loans between banks             |     |      |   3,049,239 |   |     |      |   1,946,442 |   |
| Credit card receivables         |     |      |  28,090,168 |   |     |      |  28,894,371 |   |
|                                 |     |      | 415,587,109 |   |     |      | 453,245,523 |   |
| Discount                        |     |      |     (23,063 | ) |     |      |     (29,923 | ) |
| Deferred loan origination costs |     |      |     505,986 |   |     |      |     645,569 |   |
|                                 |     |      | 416,070,032 |   |     |      | 453,861,169 |   |
| Less: Allowance for credit loss |     |      |  (4,330,470 | ) |     |      |  (4,565,931 | ) |
|                                 |     |    W | 411,739,562 |   |     |      | 449,295,238 |   |

| (*) | Includes SOHO loans. |

<div align='center'>F-14 8</div>

SHINHAN FINANCIAL GROUP CO., LTD. AND SUBSIDIARIES

Notes to the Consolidated Financial Statements

(In millions of won)

December 31, 2023 and 2024

| 13. | Loans at amortized cost, etc. (continued) |

i) Loans at amortized cost

|                                                      |                 |   2023 |             |   |             |     |            |   |           |     |          |   |             |           |             |   |             |     |            |   |           |     |           |   |             |             |            |   |             |     |           |   |           |     |          |   |             |        |            |   |             |     |         |   |           |     |        |   |       |     |             |   |
|                                                      |                 | Retail |             |   |             |     |            |