Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 1

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 1
Chunk 1
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 13,941 TOTAL ASSETS$218,310 $217,521 LIABILITIES AND STOCKHOLDERS’ EQUITY:LIABILITIES:Deposits:Noninterest-bearing$38,001 $36,920 Interest-bearing137,085 137,856           Total deposits175,086 174,776 Short-term borrowed funds249 — Long-term borrowed funds(1)12,526 12,401 Derivative liabilities766 1,220 Other liabilities(1)4,449 4,870 TOTAL LIABILITIES193,076 193,267 Commitments and Contingencies (refer to Note 11)STOCKHOLDERS’ EQUITY:Preferred stock:$25.00 par value,100,000,000 shares authorized; 2,150,000 shares issued and outstanding at June 30, 2025 and December 31, 20242,113 2,113 Common stock:$0.01 par value, 1,000,000,000 shares authorized; 651,906,718 shares issued and 432,768,811 shares outstanding at June 30, 2025 and 650,068,324 shares issued and 440,543,381 shares outstanding at December 31, 20247 7 Additional paid-in capital22,420 22,364 Retained earnings10,783 10,412 Treasury stock, at cost, 219,137,907 and 209,524,943 shares at June 30, 2025 and December 31, 2024, respectively(7,450)(7,047)Accumulated other comprehensive income (loss)(2,639)(3,595)TOTAL STOCKHOLDERS’ EQUITY25,234 24,254 TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$218,310 $217,521 

(1) Includes amounts in consolidated VIEs. See Note 6 for additional information.

(2) Includes only collateral pledged by the Company where counterparties have the right to sell or pledge the collateral.

(3) Excludes MSRs, which are reported in Other assets.

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

Citizens Financial Group, Inc. | 37

CONSOLIDATED STATEMENTS OF OPERATIONS (UNAUDITED)

Three Months Ended June 30,Six