Company: ACIW
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000935036-25-000031
Chunk: 107

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 107
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.6 million.

Depreciation and Amortization

Depreciation and amortization decreased $14.5 million, or 17%, during the nine months ended September 30, 2025, as compared to the same period in 2024.

•Depreciation and amortization for the nine months ended September 30, 2024, included $4.4 million of accelerated depreciation related to the closure of a facility. 

•Adjusted for the impact of the facility closure, depreciation and amortization expenses for the nine months ended September 30, 2025, decreased $10.1 million, or 12%, as compared to the same period in 2024.

•The decrease was primarily due to a decrease in amortization for fully amortized intangibles acquired through acquisitions.

Other Income and Expense

Interest expense for the nine months ended September 30, 2025, decreased $11.8 million, or 21%, as compared to the same period in 2024, primarily due to lower comparative debt balances during 2025 as well as a decrease in interest rates. 

Interest income for the nine months ended September 30, 2025, was flat compared to the same period in 2024.

Other, net is primarily comprised of foreign currency transaction gains and losses. During the nine months ended September 30, 2025, other, net also included the $25.9 million gain on the sale of the Company's equity method investment and the $1.1 million loss on extinguishment of debt. Other, net was $18.9 million of income and $1.7 million of expense for the nine months ended September 30, 2025 and 2024, respectively. 

Income Taxes

See Note 10, Income Taxes, to our unaudited condensed consolidated financial statements in Part I of this Form 10-Q for additional information.

Segment Results

See Note 9, Segment Information, to our unaudited condensed consolidated financial statements in Part I of this Form 10-Q for additional information regarding segments. 

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The following is selected financial data for our reportable segments for the periods indicated (in thousands):Three Months EndedSeptember 30,Nine Months EndedSeptember 30,2025202420252024RevenuePayment Software$284,022 $272,151 $664,090 $594,974 Biller198,337 179,601 614,092 546,276 Total revenue$482,