Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 9

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 9
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 to receive a proportionate payment.                                                                                                                                           |

| Dividends will accrue on the stated amount of $1,000 per share of the Series B Preferred Stock (the “stated amount”) (equivalent to $25 per depositary share) at a rate of 7.375% per annum from and including 
 the date of issuance to, but excluding, October 1, 2030 (the “First Reset Date”), payable quarterly, in arrears.                                                                                               |

| From and including the First Reset Date, during each reset period, we will pay dividends based on the liquidation preference 
 amount of $1,000 per share of Series B Preferred Stock (equivalent to $25 per                                                |

S-5

| depositary share), at a rate per annum equal to the five-year treasury rate as of the most recent reset dividend determination date (as described below) plus 3.795%, payable quarterly in arrears. 
 The amount of any dividend will be computed in the manner described under “Description of the Series B Preferred Stock — Dividends” beginning on page S-24.                                         |

| A “reset date” means the First Reset Date and each date falling on the fifth anniversary of the preceding reset date. Reset dates, including the First Reset Date, will not be adjusted for business days. A                                 
 “reset period” means the period from, and including, the First Reset Date to, but excluding, the next following reset date and thereafter each period from, and including, each reset date to, but excluding, the next following reset date. 
 A “reset dividend determination date” means, in respect of any reset period, the day falling three business days prior to the beginning of such reset period.                                                                                |

| Dividends on shares of the Series B Preferred Stock will not be cumulative and will not be mandatory. If for any reason our board of directors (or a duly authorized committee of the board) does not declare a dividend on                
 the Series B Preferred Stock in respect of a dividend period (as defined under “Description of the Series B Preferred Stock — Dividends”), then no dividend shall be deemed to have accrued for such dividend period, be payable           
 on the applicable dividend payment date, or accumulate, and we will have no obligation to pay any dividend for that dividend period, whether or not dividends on the Series B Preferred Stock are declared for any future dividend period. |

| A “dividend period” means the period from, and including, each