Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 315

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 315
---
 to the fullest extent permitted by law, the Superior Court of King County in the State of Washington (or if such court lacks jurisdiction, the United States District Court for the Eastern District of Washington, or if such court lacks jurisdiction, the state courts of the State of Washington) for (i) any derivative action or proceeding brought on behalf of the combined company, (ii) any action asserting a claim of breach of a fiduciary duty owed by any director, officer or other employee of the combined company to the combined company or the combined company’s shareholders, (iii) any action asserting a claim arising pursuant to any provision of the laws of the State of Washington, the amended and restated articles or the amended and restated bylaws and (iv) any action asserting a claim governed by the internal affairs doctrine. Any person or entity purchasing or otherwise acquiring or holding any interest in shares of capital stock of the combined company will be deemed to have notice of and consented to the foregoing.

<div align='center'>202</div>

TABLE OF CONTENTS

COMPARISON OF THE RIGHTS OF COMBINED COMPANY SHAREHOLDERS AND MECHANICS SHAREHOLDERS If the merger is completed, Mechanics shareholders will receive shares of combined company common stock in the merger and will cease to hold shares of Mechanics common stock. Mechanics is organized under the laws of the State of California as a California banking corporation. HomeStreet is, and after the merger the combined company will be, organized under the laws of the State of Washington. The following is a summary of certain material differences between (i) the current rights of Mechanics shareholders under the Mechanics charter, the Mechanics bylaws and California law and (ii) the future rights of combined company shareholders (which will include existing Mechanics shareholders and existing HomeStreet shareholders) under the amended and restated articles, the amended and restated bylaws and Washington law upon the completion of the merger. The following summary is not a complete statement of the rights of shareholders of Mechanics or the combined company or a complete description of the specific provisions referred to below. The summary is qualified in its entirety by reference to Mechanics’ governing documents, and the amended and restated articles and the amended and restated bylaws, which we urge you to read carefully and in their entirety and which are available as Annex Band Annex C, respectively. For more information on how to obtain these documents, see the section entitled “ Where You Can Find More Information.”

|                           |     | Mechanics                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                         |     | Combined Company