Company: FGBI
Filing Date: 2025-11-17
Form Type: 10-Q
Source: 0001408534-25-000092
Chunk: 51

Company: First Guaranty Bancshares, Inc.
Filing Date: 2025-11-17
Form: 10-Q
Item: Part I, Item 1
Chunk 51
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  Pass8,457 14,710 4,083 3,257 4,467 6,262 — 41,236       Special Mention— 29 42 98 26 — — 195       Substandard96 176 276 221 29 38 — 836       Doubtful— — — — — — — —    Total Consumer and other loans8,553 14,915 4,401 3,576 4,522 6,300 — 42,267   Current period gross charge-offs438 802 1,013 693 283 125 — 3,354 Total Non-Real Estate90,977 105,992 102,440 85,811 40,542 29,675 105,270 560,707    Total Loans

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      Pass238,088 536,475 613,834 311,848 191,182 336,938 162,511 2,390,876       Special Mention8,169 23,753 29,443 9,540 5,383 38,696 10,674 125,658       Substandard11,646 15,527 76,563 44,292 5,723 13,150 18,211 185,112       Doubtful— — 73 84 66 138 73 434 Total Loans Before Unearned Income $257,903 $575,755 $719,913 $365,764 $202,354 $388,922 $191,469 $2,702,080 Unearned income(8,300)Total Loans Net of Unearned Income$2,693,780    Total Current Period Gross Charge-offs$623 $5,297 $3,428 $4,357 $2,787 $2,099 $— $18,591 

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Note 5. Allowance for Credit Losses on Loans

 A summary of changes in the allowance for credit losses, by portfolio type, for the nine months ended September 30, 2025 and 2024 are as follows: For the Nine Months Ended September 30,2025(in