Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 254

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 254
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 be rendered in a
foreign currency but enforcement is executed in EUR at the applicable rate of exchange. Under certain circumstances, a Dutch court has the power to stay proceedings (aanhouden) or to declare that it has no jurisdiction, if concurrent
proceedings are being brought elsewhere.

A Dutch court may reduce the amount of damages granted by a U.S. court and recognize damages
only to the extent that they are necessary to compensate actual losses and damages.

-128-

EXPENSES OF ISSUANCE AND DISTRIBUTION The following is a statement of the expenses (all of which are estimated), other than any underwriting discounts and commission and expenses reimbursed by us, to be incurred in connection with a distribution of an assumed amount of $1,000,000,000 of securities registered under this registration statement:

| Securities and Exchange Commission registration fee |     | $ |  92,700 |
| Printing expenses                                   |     | $ |  30,000 |
| Legal fees and expenses                             |     | $ | 295,000 |
| Trustee fees and expenses                           |     | $ |  22,000 |
| Miscellaneous                                       |     | $ |  84,000 |
| Total                                               |     | $ | 523,700 |

-129-

PRINCIPAL EXECUTIVE OFFICE OF ING GROEP N.V.

ING GROEP N.V.

Bijlmerdreef 106

1102 CT Amsterdam

P.O. Box 1800, 1000 BV Amsterdam

The Netherlands

LEGAL ADVISORS TO THE REGISTRANT

As to U.S. federal and New York law:

Sullivan & Cromwell LLP

1 New Fetter Lane

London EC4A 1AN

United Kingdom

As to Dutch Civil & Corporate law:

Linklaters LLP

World Trade Centre Amsterdam

Tower H, 21st floor

Zuidplein 180

1077 XV Amsterdam

The Netherlands

As to Dutch tax law:

PricewaterhouseCoopers Belastingadviseurs N.V.

P.O. Box 90358

1006 BJ Amsterdam

The Netherlands

LEGAL ADVISOR TO THE UNDERWRITERS

As to U.S. federal and New York law:

Davis Polk & Wardwell London LLP

5 Aldermanbury Square

London EC2V 7HR

United Kingdom

AUDITORS

KPMG Accountants N.V.

Postbus 74500 Amsterdam

1070 DB Amsterdam