Company: BBVXF
Filing Date: 2025-05-01
Form Type: 425
Source: 0001193125-25-108507
Chunk: 4

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 425
Chunk 4
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.2025 In order to guarantee that commercial terms and conditions are maintained for retail customers, SMEs and the self-employed, BBVA commits to:

| ● | Maintaining the commercial terms and conditions in postal codes with fewer than four financial 
 institutions (174 postal codes) [Remedy 5.1].                                                  |

| ● | Furthermore, for SMEs and the self-employed in these postal codes, new loan prices will not exceed                
 the national average for each rating level and financing product that is granted (174 postal codes) [Remedy 5.4]. |

| ● | Maintaining the terms of acquiring services                                                       
 (POS4) contracted by SMEs and self-employed customers with BBVA and/or Banco Sabadell [Remedy 9]. |

Moreover, in line with previous transactions, BBVA has committed to divest certain levels of stakes in payment processing companies(Redsys, Sistema de Tarjetas y Medios de Pago, Bizum and Servired) as mandated by these companies’ bylaws [Remedy 7]. Finally, BBVA has also committed to make the standard customer service channels available to address any issues related to the implementation of the remedies, and has committed to collaborate with the CNMC to confirm proper compliance with all remedies. CONTACT DETAILS: BBVA Corporate Communications Tel. +34 91 374 63 49 comunicacion.corporativa@bbva.com For more financial information about BBVA visit: http://shareholdersandinvestors.bbva.com For more BBVA news visit: https://www.bbva.com

| 4 | Point of sale terminals. |

04.30.2025

About BBVA

BBVA is a global financial services group founded in 1857. The bank is present in more than 25 countries, has a strong leadership position in the Spanish market, is the largest financial institution in Mexico and it has leading franchises in South America and Turkey.

BBVA contributes with its activity to the progress and welfare of all its stakeholders: shareholders, clients, employees, providers and society in general. In this regard, BBVA supports families, entrepreneurs and companies in their plans, and helps them to take advantage of the opportunities provided by innovation and technology. Likewise, BBVA offers its customers a unique value proposition, leveraged on technology and data, helping them improve their financial health with personalized information on financial decision-making.

This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail