Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 938

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 2
Chunk 938
---
 2023); outstanding 3,351,703 (3,350,660 in 2023)

			38

			38

			Additional paid-in capital

			41,676

			41,588

			Retained earnings-substantially restricted

			105,290

			97,105

			Unearned stock compensation

			(135
			)

			(249
			)

			Accumulated other comprehensive loss

			(22,990
			)

			(24,033
			)

			Less treasury stock, at cost - 455,280 shares (453,173 in 2023)

			(9,280
			)

			(9,216
			)

			Total First Capital, Inc. stockholders' equity

			114,599

			105,233

			Noncontrolling interest in subsidiary

			112

			112

			Total equity

			114,711

			105,345

			Total Liabilities and Equity

			$
			1,187,523

			$
			1,157,880

F-4

			FIRST CAPITAL, INC.

			CONSOLIDATED STATEMENTS OF INCOME

			YEARS ENDED DECEMBER 31, 2024, 2023 AND 2022

			(In thousands, except per share data)

			2024

			2023

			2022

			INTEREST INCOME

			Loans, including fees

			$
			38,272

			$
			33,350

			$
			24,958

			Securities:

			Taxable

			6,830

			5,577

			4,488

			Tax-exempt

			2,630

			3,346

			3,204

			Dividends

			88

			58

			22

			Federal funds sold and other income

			2,651

			1,274

			1,268

			Total interest income

			50,471

			43,605

			33,940

			INTEREST EXPENSE

			Deposits

			13,227

			8,241