Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 100

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 100
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 — %5,092 0.2 %Commercial:Asset-based2,195 0.1 %— — %— — %— — %2,195 0.1 %Venture capital— — %— — %— — %13,156 1.0 %13,156 1.0 %Other commercial2,386 0.1 %— — %— — %45 — %2,431 0.1 %Consumer11 — %— — %— — %— — %11 — %Total$104,374 $60,117 $13,500 $13,201 $191,192 

38

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

The following tables present the financial effect of our loan modifications made to borrowers experiencing financial difficulty by type of modification for the periods indicated:Three Months Ended September 30, 2025Term Extension - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 16 months.Multi-familyExtended maturity by a weighted average 12 months.Other residentialExtended maturity by a weighted average 9 months.Real estate construction and land:ResidentialExtended maturity by a weighted average 9 months.Commercial:Asset-basedExtended maturity by a weighted average 6 months.Venture capitalExtended maturity by a weighted average 7 months.Other commercialExtended maturity by a weighted average 60 months.Three Months Ended September 30, 2025Payment Delay - Financial EffectCommercial:Venture capitalGranted payment deferrals for a weighted average of 3 months.Three Months Ended September 30, 2025Interest Rate Reduction - Financial EffectReal estate mortgage:CommercialReduced interest rates by a weighted average 3.15% for a weighted average period of 20 months.Nine Months Ended September 30, 2025Term Extension - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 16 months.Multi-familyExtended maturity by a weighted average 12 months.Other residentialExtended maturity by a weighted average 9 months.Real estate construction and land:ResidentialExtended maturity by a weighted average 9 months.Commercial:Asset-basedExtended maturity by a weighted average 22 months.Venture capitalExtended maturity by a weighted average 8 months.Other commercial