Company: AEGOF
Filing Date: 2025-05-16
Form Type: 6-K
Source: 0001193125-25-121236
Chunk: 68

Company: AEGON LTD.
Filing Date: 2025-05-16
Form: 6-K
Chunk 68
---
 included in the consolidated data. Preferably the market value is used, but alternatively the adjusted equity method is used; |

| ○ |     | The benefit of diversification of capital requirements between these entities is not included in this aggregation. |

Deduction and Aggregation method For consolidation of Own Funds and Solvency Capital Requirement using the D&A method (method 2), the proportional share of Own Funds according to local regulatory rules is included in the Group Own Funds. Diversification of capital requirements is not allowed between Accounting Consolidation and Deduction & Aggregation methods. E.1 Eligible Capital E.1.1 A description of the capital management policy and process to determine capital needs for business planning, how capital is managed and any material changes during the reporting period Management capital The management of capital and liquidity is of vital importance for Aegon Group, for its customers, investors in Aegon securities and for Aegon’s other stakeholders. In line with its risk tolerance, the goal of Aegon’s capital and liquidity management is to promote strong and stable capital adequacy levels for its businesses, in addition to maintaining adequate liquidity to ensure that the Company is able to meet its obligations. Aegon follows a number of guiding principles in terms of capital and liquidity management:

| • |     | Promoting strong capital adequacy in Aegon’s businesses and operating units; |

| • |     | Managing and allocating capital efficiently in support of the strategy and in line with its risk tolerance; |

| • |     | Maintaining an efficient capital structure, with an emphasis on optimizing Aegon’s cost of capital; |

| • |     | Maintaining adequate liquidity in both the operating units and the Holding to ensure that the Company is able to meet its obligations by enforcing stringent liquidity risk policies; and |

| • |     | Maintaining continued access to international capital markets on competitive terms. |

Aegon believes that the combination of these guiding principles strengthens the Company’s ability to withstand adverse market conditions, enhances its financial flexibility, and serves both the short-term and the long-term interests of the Company, its customers and other stakeholders. The management and monitoring of capital and liquidity is firmly embedded in Aegon’s Enterprise Risk Management framework.

| 52 |     | | Aegon Financial Condition Report 2024 |

| Capital management  Eligible Capital |

Material development throughout 2024

| Capital                 |     |        |     |        |
| Amounts in EUR millions