Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 32

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 32
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 relating to Banco Sabadell has been taken from publicly-available sources published by Banco
Sabadell. Furthermore, any assumptions and/or estimates that BBVA has made relating to Banco Sabadell in connection with the exchange offer are based solely on publicly-available information. Information provided by either BBVA or Banco Sabadell
does not constitute any representation, estimate or projection of the other.

BBVA has not authorized anyone to give any information or
make any representation about the exchange offer that is different from, or in addition to, the information contained in this offer to exchange/prospectus or in any materials incorporated by reference into this offer to exchange/prospectus. The
information contained in this offer to exchange/prospectus speaks only as of the date of this offer to exchange/prospectus unless the information specifically indicates that another date applies.

With the exception of the reports specifically incorporated by reference in this document as set forth in “Incorporation of Certain
Information by Reference”, material contained on or accessible through websites is not incorporated into this document.

18

INCORPORATION OF CERTAIN INFORMATION BY REFERENCE The rules of the SEC allow BBVA to “incorporate by reference” the information BBVA files with, or furnishes to, the SEC, which means:

| • |     | incorporated documents are considered part of this offer to exchange/prospectus; |

| • |     | BBVA can disclose important information to you by referring you to those documents; and |

| • |     | information that BBVA files with, or furnishes to, the SEC in the future and incorporates by reference in this                                                                                                   
 offer to exchange/prospectus will automatically update and supersede information in this offer to exchange/prospectus and information previously incorporated by reference in this offer to exchange/prospectus. |

This means that you must look at all of the SEC filings that BBVA incorporates by reference to determine if any of the statements in this offer to exchange/prospectus or in any document previously incorporated by reference have been modified or superseded. BBVA incorporates by reference the following documents:

| • |     | BBVA’s report on Form                                                                                                                                                                          
 6-K containing certain information regarding BBVA’s financial results as of and for the six months ended June 30, 2025 and other matters, furnished to the SEC on July 31, 2025 (Accession No. 
 0000842180-25-000033) (the “BBVA First Half 2025 Results