Company: AFRM
Filing Date: 2025-10-24
Form Type: DEF 14A
Source: 0001628280-25-046264
Chunk: 38

Company: Affirm Holdings, Inc.
Filing Date: 2025-10-24
Form: DEF 14A
Chunk 38
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 scheduled meeting each September (or, alternatively, by a unanimous written consent executed during the month of September) following our late-August fiscal year-end earnings announcement. We also occasionally grant stock options outside of our annual award cycle for new hires, promotions, recognition or retention purposes, and those grants are approved only during an open trading window period. We do not grant stock options in anticipation of the release of material nonpublic information about the Company, and we do not time the public release of such information based on stock option grant dates.

#### Clawback Policy
The Affirm Holdings, Inc. Policy for the Recovery of Erroneously Awarded Compensation (the “Clawback Policy”) was adopted effective December 1, 2023 in accordance with the rules adopted by the SEC and the listing standards established by Nasdaq. The Clawback Policy provides that, in the event of a material accounting restatement, we will be

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entitled to recover from our current or former executive officers, as defined in Rule 16a-1 under the Exchange Act, certain incentive-based compensation that was erroneously awarded during the three completed fiscal years preceding the date that we concluded that such a restatement was required.

#### Stock Ownership Guidelines
In November 2020, we adopted stock ownership guidelines for our executive officers and members of our Board to further align the interests of those individuals with those of our stockholders. Directors and executive officers have five years from the later of the date of adoption of our stock ownership guidelines or the date they are appointed as a director or executive officer of the Company to achieve compliance with the guidelines.

For purposes of assessing compliance with our stock ownership guidelines, equity ownership includes shares of common stock as to which the director and/or executive officer or his or her spouse or child has a direct or indirect pecuniary interest and shares of common stock issuable upon the settlement of unvested RSUs.

| Role                    |     | Stock Ownership Guidelines |     |                       |
| Non-Employee Director   |     |                            |     | 5x annual retainer    |
| Chief Executive Officer |     |                            |     | 5x annual base salary |
| Executive Officer       |     |                            |     | 3x annual base salary |

#### Tax and Accounting Considerations
The Compensation Committee takes the applicable tax and accounting requirements into consideration in designing and overseeing our executive compensation program.

#### Deductibility of Executive Compensation
The Compensation Committee continues to emphasize performance-based