Company: RNST
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0000715072-25-000211
Chunk: 149

Company: RENASANT CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 8
Chunk 149
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, Term Extension and Payment DelayTotal% Total Loans by ClassCommercial, financial, agricultural$1,741 $165 $— $517 $— $138 $2,561 0.14 %Real estate – 1-4 family mortgage:Primary— 33 246 — — — 279 0.01 Real estate – commercial mortgage:Owner-occupied7,431 187 — — 270 — 7,888 0.46 Non-owner occupied— 2,506 89 — — — 2,595 0.07 Total real estate – commercial mortgage7,431 2,693 89 — 270 — 10,483 0.18 Installment loans to individuals— — 14 1 — — 15 0.02 Loans, net of unearned income$9,172 $2,891 $349 $518 $270 $138 $13,338 0.11 %The following tables present the weighted average financial effect of loan modifications requiring disclosure under ASU 2022-02 by class of financing receivable for the periods presented.Three months ended June 30, 2025Loan TypeFinancial EffectTerm ExtensionInstallment loans to individualsExtended the term 124 monthsPayment DelayCommercial, financial, agriculturalDelayed the payment 7 monthsReal estate – 1-4 family mortgage - Home EquityDelayed the payment 39 monthsInstallment loans to individualsDelayed the payment 23 monthsCombination - Term Extension and Payment DelayReal estate – Construction - ResidentialExtended the term and delayed the payment 35 monthsInstallment loans to individualsExtended the term and delayed the payment 60 monthsSix months ended June 30, 2025Loan TypeFinancial EffectTerm ExtensionReal Estate - Commercial Mortgage - Non-owner OccupiedExtended the term 12 monthsInstallment loans to individualsExtended the term 124 monthsPayment DelayCommercial, financial, agriculturalDelayed the payment 7 monthsReal estate – 1-4 family mortgage - Home EquityDelayed the payment 39 monthsInstallment loans to individualsDelayed the payment 23 monthsCombination - Term Extension and Payment DelayReal estate – Construction - ResidentialExtended the term and delayed the payment 35 monthsInstallment loans to individualsExtended the term and delayed the payment 60 monthsCombination - Interest Rate Reduction, Term Extension and Payment DelayInstallment loans to individualsReduced the interest rate