Company: FRHC
Filing Date: 2025-07-29
Form Type: ARS
Source: 0000924805-25-000027
Chunk: 202

Company: Freedom Holding Corp.
Filing Date: 2025-07-29
Form: ARS
Chunk 202
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 in credit risk — 1,603 836 — — — — 2,439 that are credit impaired — 3,985 7,057 — — — — 11,042 Collateralized bank customer loans 140,835 7,788 136 — — — — 148,759 that are not credit impaired 138,761 7,498 136 — — — — 146,395 with significant increase in credit risk 2,020 73 — — — — — 2,093 that are credit impaired 54 217 — — — — — 271 Other 232 1,237 6,323 46 — — — 7,838 that are not credit impaired 232 1,229 6,323 46 — — — 7,830 with significant increase in credit risk — — — — — — — — that are credit impaired — 8 — — — — — 8 Total $ 744,907 $ 463,585 $ 431,413 $ 30,645 $ — $ — $ — $ 1,670,550 Table of Contents FREEDOM HOLDING CORP. NOTES TO AUDITED CONSOLIDATED FINANCIAL STATEMENTS MARCH 31, 2024 (All amounts in thousands of United States dollars, except share data, unless otherwise stated) 130

The table below presents the Group's loan portfolio by credit quality classification as of March 31, 2024. Term Loans by Origination Fiscal Year 2024 2023 2022 2021 2020 Prior Revolving loans Total Mortgage loans $ 241,848 $ 458,401 $ 41,063 $ — $ — $ — $ — $ 741,312 that are not credit impaired 240,974 454,933 40,784 — — — — 736,691 with significant increase in credit risk 676 2,415 111 — — — — 3,202 that are credit impaired 198 1,053 168 — — — — 1,419 Car loans 196,305 66,403 — — — — — 262,708 that are not credit impaired 193,302 55,427 — — — — — 248,729 with significant increase in credit risk 1,590 2,232 — — — — — 3,822 that are credit impaired 1,413 8,744 — — — — — 10,157