Company: FMCCN
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0001026214-25-000086
Chunk: 222

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Item 3
Chunk 222
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The table below presents a yield analysis of interest-earning assets and interest-bearing liabilities. 

Table 3 - Analysis of Net Interest Yield 2Q 20252Q 2024(Dollars in millions)AverageBalanceInterestIncome(Expense)AverageRateAverageBalanceInterestIncome(Expense)AverageRateInterest-earning assets:Cash and cash equivalents$9,370 $73 3.10 %$11,368 $123 4.26 %Securities purchased under agreements to resell106,309 1,186 4.46 116,817 1,593 5.46 Investment securities74,793 845 4.52 41,899 484 4.62 Mortgage loans(1)3,208,045 29,901 3.73 3,113,656 26,821 3.45 Other assets2,946 43 5.79 2,610 43 6.51 Total interest-earning assets3,401,463 32,048 3.77 3,286,350 29,064 3.54 Interest-bearing liabilities:Debt of consolidated trusts3,137,146 (24,492)(3.12)3,049,378 (21,634)(2.84)Debt of Freddie Mac193,659 (2,257)(4.66)180,158 (2,502)(5.55)Total interest-bearing liabilities3,330,805 (26,749)(3.22)3,229,536 (24,136)(2.99)Impact of net non-interest-bearing funding70,658 — 0.07 56,814 — 0.05 Total funding of interest-earning assets3,401,463 (26,749)(3.15)3,286,350 (24,136)(2.94)Net interest income/yield$5,299 0.62 %$4,928 0.60 %

(1)Loan fees included in net interest income were $0.3 billion during both 2Q 2025 and 2Q 2024.

 YTD 2025YTD 2024(Dollars in millions)AverageBalanceInterestIncome(Expense)AverageRateAverageBalanceInterestIncome(Expense)AverageRateInterest-earning assets:Cash and cash equivalents$9