Company: STBA
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000719220-25-000053
Chunk: 44

Company: S&T BANCORP INC
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 8
Chunk 44
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 (269)979 Adjustment to funded status of employee benefit plans379 (76)303 391 (84)307 Other Comprehensive Income$10,461 $(2,228)$8,233 $4,796 $(1,033)$3,763 Six Months Ended June 30, 2025Six Months Ended June 30, 2024(dollars in thousands)Pre-TaxAmountTax ExpenseNet of TaxAmountPre-TaxAmountTaxBenefit (Expense)Net of TaxAmountChange in net unrealized gains (losses) on available-for-sale debt securities$23,343 $(5,007)$18,336 $(5,773)$1,704 $(4,069)Net available-for-sale securities losses reclassified into earnings2,295 (493)1,802 3,147 (929)2,218 Change in interest rate swap4,903 (1,053)3,850 (2,417)558 (1,859)Adjustment to funded status of employee benefit plans760 (158)602 802 (125)677 Other Comprehensive Income (Loss)$31,301 $(6,711)$24,590 $(4,241)$1,208 $(3,033)

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Table of ContentsS&T BANCORP, INC. AND SUBSIDIARIESItem 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

Management’s Discussion and Analysis of Financial Condition and Results of Operations, or MD&A, represents an overview of our consolidated results of operations and financial condition and highlights material changes in our financial condition and results of operations for the three and six months ended June 30, 2025 and 2024. Our MD&A should be read in conjunction with our Consolidated Financial Statements and Notes. The results of operations reported in the accompanying Consolidated Financial Statements are not necessarily indicative of results to be expected in future periods.

 Important Note Regarding Forward-Looking Statements

This Quarterly Report on Form 10-Q contains or incorporates statements that we believe are “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. Forward-looking statements generally relate to our financial condition, results of operations, plans, objectives, outlook for earnings, revenues, expenses, capital and liquidity levels and ratios, asset levels, asset quality, financial position and other matters regarding