Company: MCHB
Filing Date: 2025-03-07
Form Type: 10-K
Source: 0001518715-25-000026
Chunk: 114

Company: Mechanics Bancorp
Filing Date: 2025-03-07
Form: 10-K
Item: Item 8
Chunk 114
---
,166 

72

The following table presents a vintage analysis of the consumer portfolio segment by loan sub-class and delinquency status:At December 31, 2024(in thousands)202420232022202120202019 and priorRevolvingRevolving-termTotalCONSUMER PORTFOLIO Single familyCurrent$566 $30,940 $378,613 $303,920 $139,159 $251,322 $— $— $1,104,520 Past due:30-59 days — — 452 — — 1,673 — — 2,125 60-89 days — — — — — 440 — — 440 90+ days— — — — — 2,010 — — 2,010 Total 566 30,940 379,065 303,920 139,159 255,445 — — 1,109,095 Home equity and otherCurrent1,606 936 1,528 126 85 1,932 399,531 4,449 410,193 Past due:30-59 days 25 4 1 — — — 474 62 566 60-89 days — 3 4 — — — 626 — 633 90+ days— — — — — 10 1,127 6 1,143 Total1,631 943 1,533 126 85 1,942 401,758 4,517 412,535 Total consumer portfolio (1)$2,197 $31,883 $380,598 $304,046 $139,244 $257,387 $401,758 $4,517 $1,521,630 Total LHFI$163,704 $238,834 $2,275,837 $1,102,301 $591,778 $1,161,583 $692,476 $5,283 $6,231,796 (1)    Includes $1.3 million of loans where a fair value option election was made at the time of origination and, therefore, are carried at fair value with changes in fair value recognized in the consolidated income statements.