Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 9

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 9
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 trucks, buses, machinery and equipment.

The vehicle loans portfolio grew in 2024, due to the optimization of concession policies, economic recovery and improvements in procurement processes, maintaining the position among themain portfolios of the Brazilian market.

Leasing

As of
December 31, 2024, we had 4,506 active leasing agreements. According to ABEL, our leasing company is the sector leader, with a 33.5% market
share in Brazil, considering the market portfolio of leases of R$18.6 billion.

| 13 – Reference Form – 2024 |

| 1. Issuer’s activities |

Financial
leasing involves trucks, cranes, aircraft, ships and heavy machinery. In this same period, 6.0% of our transactions were for aircrafts.

We conduct
our leasing transactions through our primary leasing subsidiary, Bradesco Leasing.

Borrowings

Working Capital

Line
of credit destined to legal entities, available on physical and digital channels, with the aim of covering expenses or investments inherent
in the company’s working capital, such as: payment of 13th salary, stock renewal, training and other.

Personal loans/Payroll-deductible loans

They
are loans with a pre-approved limit to meet needs without a specific purpose. It also includes payroll-deductible loans to Social Security
National Service (INSS) pension plan beneficiaries and retirees, to public servants and to the private sector.

The
average term of these operations is 61 months and interest rates ranging from 1.6% to 3.1% p.m., as of December 31, 2024.

Rural loans

The
provision of loans and financing to the Agribusiness sector is carried out with resources:

| · | From the demand deposit, where there is a requirement by the Central Bank of Brazil for the investment                                   
 of 30% of the Value Subject to Collection (VSR), which is called Obligatory Resources (RO), with maximum rates from 2.00% p.a. to 12.00% 
 p.a., as per the rule of investment of the Manual of Rural Credit (MCR);                                                                 |

| · | The Bank’s own, from the Bank’s Treasury for the operations; and |

| · | BNDES onlending and the use of Own Resources Equalized by the National Treasury, through lines directed                                 
 to the sector of Agribusiness, destined for investments in equipment, machinery,