Company: FOACW
Filing Date: 2025-05-20
Form Type: 10-K/A
Source: 0001828937-25-000032
Chunk: 2

Company: Finance of America Companies Inc.
Filing Date: 2025-05-20
Form: 10-K/A
Chunk 2
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 company (as defined in Rule 12b-2 of the Act). Yes ☐ No x

As of June 30, 2024, the aggregate market value of the voting and non-voting common equity held by non-affiliates of the registrant, based on the last closing price of the shares of the registrant’s Class A Common Stock on The New York Stock Exchange, was $ 25.4million .

As of May 16, 2025, there were 11,059,266shares of the registrant’s Class A Common Stock issued and outstanding, and 14shares of the registrant’s Class B Common Stock.

<div align='center'>DOCUMENTS INCORPORATED BY REFERENCE</div>

Portions of the registrant’s definitive Proxy Statement relating to its 2025 Annual Meeting of Stockholders, which was filed with the SEC within 120 days after the end of the fiscal year ended December 31, 2024, are incorporated herein by reference in Part III.

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### EXPLANATORY NOTE
Finance of America Companies Inc. (“we,” “us,” “our,” “FOA,” or the “Company”) is filing this Amendment No. 1 to our Annual Report on Form 10-K/A (“Form 10-K/A” or the “Amended 2024 Annual Report”) to amend and restate certain information included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024, which was filed with the United States (the “U.S.”) Securities and Exchange Commission (the “SEC”) on March 14, 2025 (the “Original 2024 Annual Report”).

### Background
As described in the Company’s Current Report on Form 8-K, dated May 14, 2025, in connection with the preparation of the unaudited condensed consolidated financial statements and related disclosures for the quarter ended March 31, 2025, errors were identified in the classification and presentation of amounts associated with certain nonrecourse securitization transactions in the Company’s Consolidated Statements of Cash Flows and the related disclosures within the Notes to Consolidated Financial Statements included in the Original 2024 Annual Report.

As part of the Company’s normal course of business, the Company securitizes its non-agency mortgage loans into nonrecourse debt obligations. As such, the Company records nonrecourse debt on the Consolidated Statements of Financial Condition, which represents the