Company: FMCCN
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001026214-25-000116
Chunk: 40

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Item 15
Chunk 40
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 capital.

Table 37 - Statutory Capital Components (In millions)September 30, 2025December 31, 2024Total equity$67,600 $59,575 Less:Senior preferred stock72,648 72,648 AOCI, net of taxes44 (27)Core capital(5,092)(13,046)General allowance for foreclosure losses(1)8,367 7,239 Total capital$3,275 ($5,807)

(1)Represents our allowance for credit losses.

Freddie Mac 3Q 2025 Form 10-Q37

Management's Discussion and AnalysisLiquidity and Capital Resources

The table below presents our capital metrics under the ERCF.

Table 38 - Capital Metrics Under ERCF(In billions)September 30, 2025December 31, 2024Adjusted total assets$3,885 $3,817Risk-weighted assets (standardized approach):    Credit risk1,038 988    Market risk61 58    Operational risk73 72Total risk-weighted assets$1,172 $1,118(In billions)September 30, 2025December 31, 2024Stress capital buffer$29 $28Stability capital buffer30 29Countercyclical capital buffer amount— —PCCBA$59 $57PLBA$15 $14

September 30, 2025(Dollars in billions)Minimum Capital RequirementApplicable BufferCapital Requirement (Including Buffer(1))Available Capital (Deficit)Capital ShortfallRisk-based capital amounts:Total capital$94 N/A$94 $3 ($91)CET1 capital53 $59 112 (24)(136)Tier 1 capital70 59 129 (10)(139)Adjusted total capital94 59 153 (10)(163)Risk-based capital ratios(2):Total capital8.0 %N/A8.0 %0.3 %(7.7)%CET1 capital4.5 5.1 %9.6 (2.0)(11.6)Tier 1 capital6.0 5.1 11.1 (0.8)(11.9)Adjusted total capital8.0 5.1 13.1 (0.8)(13.9)Leverage capital amounts:Core capital$