Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 14

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 14
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1934, as amended (the “Exchange Act”), and will cease to be publicly traded. Holders of Huntington common stock and holders of Huntington preferred stock will continue to own their existing shares of Huntington common stock and Huntington preferred stock. See the information provided in the section entitled “The Merger Agreement—Structure of the Merger” beginning on page101and the merger agreement for more information about the merger. |

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TABLE OF CONTENTS

| Q: | When and where will each of the special meetings take place? |

| A: | The Huntington special meeting will be held virtually at [   ], on [   ], 2025 at [   ], Eastern Time. The Cadence special meeting will be held virtually at [   ], on [   ], 2025 at [   ], Central Time. |

Even if you plan to attend your respective company’s virtual special meeting, Huntington and Cadence recommend that you authorize a proxy to vote your shares in advance as described below so that your vote will be counted if you later decide not to or become unable to attend the applicable special meeting. Shares held in “street name” may be voted by you at your respective company’s virtual special meeting via your company’s special meeting website only if you obtain a signed legal proxy from your bank, broker, trustee or other nominee giving you the right to vote the shares and submit such legal proxy to [ ] at [ ] or [ ], no later than [ ], 2025 at [ ], Eastern Time, in order to vote at the Huntington special meeting, or to [ ] at [ ] or [ ], no later than [ ], 2025 at [ ], Central Time, in order to vote at the Cadence special meeting. Obtaining a legal proxy may take several days.

| Q: | What matters will be considered at each of the special meetings? |

| A: | At the Huntington special meeting, holders of Huntington common stock will be asked to consider and vote on the following proposals: |

| • | Huntington Proposal 1: The Huntington share issuance proposal.Approval of the issuance of Huntington common stock pursuant to the merger agreement; and |

| • | Huntington Proposal 2: The Huntington adjournment proposal. Approval of the adjournment of the Huntington special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to such adjournment, there are