Company: CFG-PE
Filing Date: 2025-02-24
Form Type: 424B2
Source: 0001193125-25-032848
Chunk: 6

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-02-24
Form: 424B2
Chunk 6
---
 interest is calculated from and including the second most recent Floating Rate Interest Payment Period End-Date (or from and                                                                 
 including     , 20 in the case of the first Floating Rate Interest Payment Period) to but excluding the immediately preceding Floating Rate Interest Payment Period End-Date; provided                                                              
 that (i) the Floating Rate Interest Payment Period with respect to the final Floating Rate Interest Payment Date (i.e., the Maturity Date or, if the notes are redeemed during the Floating Rate Period, the redemption date) will be the period    
 from and including the second-to-last Floating Rate Interest Payment Period End-Date to but excluding the Maturity Date or, if                                                                                                                      
 the notes are redeemed during the Floating Rate Period, the redemption date, as applicable, and (ii) with respect to such final Floating Rate Interest Payment Period, the level of SOFR for each calendar day in the period from and including the 
 Rate Cut-Off Date (as defined below) to, but excluding, the Maturity Date or, if the notes are redeemed during the Floating Rate Period, the redemption date shall be the level of SOFR in respect of such Rate Cut-Off Date.                       |

| Floating Rate Interest Payment Period End-Dates | The “Floating Rate Interest Payment Period End-Dates” mean                                                                                                                                                                                                                                                                                                                                                                         
 ,     ,     and     in each year, beginning on     , 20  , and ending on the Maturity Date or, if the notes are redeemed during the Floating Rate                                                                                                                                                                                                                                                                                  
 Period, the redemption date, provided that if any scheduled Floating Rate Interest Payment Period End-Date, other than the Maturity Date or, if the notes are redeemed during the Floating Rate Period,                                                                                                                                                                                                                            
 the redemption date, as applicable, falls on a day that is not a Business Day, it will be postponed to the following Business Day, except that, if that Business Day would fall in the next calendar month, the Floating Rate Interest Payment Period End-Date will be the immediately preceding Business Day. If the scheduled final Floating Rate Interest Payment Period End-Date (i.e., the Maturity Date, or if the notes are 
 redeemed during the Floating Rate Period, the redemption date) falls on a day that is not a Business Day, the payment of principal and interest will                                                                                                                                                                                                                                                                               |

S-3

| be made on