Company: AIZ
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0001193125-25-181851
Chunk: 4

Company: ASSURANT, INC.
Filing Date: 2025-08-15
Form: 424B5
Chunk 4
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 and our debt to total capital was 27.5%. Our business-to-business-to-consumer business model in our Global Lifestyle and Global Housing
segments generate significant operating cash flows, which provide us with the flexibility to make investments to strengthen our strategic capabilities and enhance our partnerships with our clients.

Insights and capabilities enable innovation to meet evolving consumer needs. We have a deep understanding of our clients and the
consumer markets they serve. We seek to leverage consumer insights, together with extensive capabilities, to identify and anticipate the needs of our clients and the consumers they serve. We leverage those insights to invest in emerging technologies
and operations, including digital solutions supported by artificial intelligence (“AI”), to introduce innovative products and services and continuously adapt those offerings to the changing needs of consumers.

Value chain integration and customer experience. We own or manage multiple pieces of the value chain, which enables us to create
products and service offerings based on client and consumer needs and provide a seamless customer experience. Offering end-to-end solutions allows us to provide
additional value for consumers and adapt more quickly and efficiently to their needs. Visibility across the value chain helps us further improve the customer experience and our offerings. Our ability to introduce value-added services and
capabilities across the value chain and provide a superior customer experience allows us to strengthen our partnerships and our competitive position.

S-1

Our Strategy for Profitable Growth

As we focus on executing our strategy, we believe we are positioned for continued long-term profitable growth by:

Growing our portfolio of market-leading businesses. Our businesses represent a group of leading, protection and service-oriented
offerings focused on compelling growth opportunities in attractive markets. This includes capitalizing on the convergence of the connected world in the global markets and geographies in which we operate, as well as continuing to grow with expense
leverage within specialized property markets. We intend to grow our businesses by strengthening our partnerships with major clients and prospects globally, while continuing to invest in talent, capabilities and technology, including digital and AI,
to enable us to deliver a superior customer experience, as well as further broadening our offerings and diversifying our distribution channels.

Providing integrated offerings through a superior customer experience. As we continue to evolve our product and service capabilities
and respond to client and consumer needs, we expect ongoing innovation of our integrated offerings, leveraging data-driven insights, technology and AI to deliver additional value through a superior customer experience.

Deploying our capital strategically. Our strong financial position provides us with flexibility to strategically deploy our capital. We
generally deploy capital to support business