Company: SHG
Filing Date: 2025-03-18
Form Type: 6-K
Source: 0000950170-25-040736
Chunk: 7

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-03-18
Form: 6-K
Chunk 7
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 722,879.2 |        100.0 |               - |                 - |       679,876.9 |        100.0 |               - |                 - |       653,148.9 |        100.0 |               - |       - |      |

1) The “Average Balance” is the arithmetric mean of the ending balance of each quarter.
2) FY 2022 has been restated retrospectively to reflect newly applied K-IFRS no.1117 ‘Insurance Contract’ from FY2023.

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3. Other Financial Information

1) Capital Adequacy

Consolidated BIS Ratio (Shinhan Financial Group)

|                                                      | Dec. 31, 2024 | Dec. 31, 2023 | (KRW billion) 
 Dec. 31, 2022 |
|:-----------------------------------------------------|--------------:|--------------:|--------------:|
| Aggregate Amount of Equity Capital (A)               |      53,904.9 |      50,192.5 |      46,981.8 |
| Risk-Weighted Assets (B)                             |     341,378.8 |     314,180.7 |     291,542.6 |
| BIS Ratio (A/B)                                      |        15.79% |        15.98% |        16.11% |
| ▪Calculated in accordance with Basel III             
 ▪The figures as of December 31, 2024 are preliminary |               |               |               |

Capital Adequacy Ratios (Subsidiaries)

| Subsidiary                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |          Capital Adequacy Ratio | Dec. 31, 2024 | Dec. 31, 2023 |           (%) 
 Dec. 31, 2022 |
|:-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------:|--------------:|--------------:|--------------:|
| Shinhan Bank                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |      BIS Capital Adequacy Ratio |          17.6 |          18.1 |          17.8 |
| Shinhan Card                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |   Adjusted Equity Capital Ratio |          20.0 |          19.7 |          18.6 |
| Shinhan Securities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |               Net Capital Ratio |       1,345.0