Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 33

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 33
---
 statement/prospectus. You should therefore consult with your own tax advisor for a full understanding of the tax consequences to you of the merger.

Huntington’s Reasons for the Merger; Recommendation of Huntington’s Board of Directors (page 59)

The Huntington board of directors has determined that the merger, the merger agreement and the transactions contemplated by the merger agreement are advisable and fair to and in the best interests of Huntington and its shareholders and has unanimously adopted and approved the merger agreement, the merger and the other arrangements contemplated by the merger agreement. The Huntington board of directors unanimously recommends that holders of Huntington common stock vote “FOR” the approval of the Huntington share issuance proposal and “FOR” the Huntington adjournment proposal to be presented at the Huntington special meeting. For a more detailed discussion of the Huntington board of directors’ recommendation, see the section entitled “The Merger—Huntington’s Reasons for the Merger; Recommendation of Huntington’s Board of Directors” beginning on page 59 .

Cadence’s Reasons for the Merger; Recommendation of Cadence’s Board of Directors (page 61)

The Cadence board of directors has unanimously determined that the merger agreement and the transactions contemplated by the merger agreement are advisable and fair to and in the best interests of Cadence and its shareholders and unanimously adopted the merger agreement and approved the merger and the other arrangements contemplated by the merger agreement. The Cadence board of directors unanimously recommends that holders of Cadence common stock vote “FOR” the approval of the merger agreement and “FOR” the other proposals presented at the Cadence special meeting. For a more detailed discussion of the Cadence board of directors’ recommendation, see the section entitled “The Merger—Cadence’s Reasons for the Merger; Recommendation of Cadence’s Board of Directors” beginning on page 61 .

### Opinion of Huntington’s Financial Advisor(page65)
Huntington retained Evercore Group L.L.C. (“Evercore”) to act as its financial advisor in connection with the merger. As part of this engagement, the Huntington board of directors requested that Evercore evaluate the fairness, from a financial point of view, to Huntington, of the exchange ratio pursuant to the merger agreement.

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#### TABLE OF CONTENTS
**At a meeting of the Huntington board of directors held on October 26, 2025, Evercore rendered to the Huntington board of directors its oral opinion, subsequently confirmed by delivery of a written opinion dated October 26, 2025,