Company: TWO-PC
Filing Date: 2025-05-07
Form Type: 305B2
Source: 0001104659-25-045354
Chunk: 15

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-05-07
Form: 305B2
Chunk 15
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Section 9.1. These Bylaws
shall be interpreted in accordance with and subject to appropriate provisions of law, and may be added to, altered, amended, or repealed,
at any regular or special meeting of the Board.

Section 9.2. A copy of
the Bylaws and all amendments shall at all times be kept in a convenient place at the principal office of the Association, and shall be
open for inspection to all shareholders during Association hours.

Section 10.1. . The fiscal year of the Association shall begin on the first day of January in each year and shall end on the thirty-first
day of December following.

Section 10.2. . This Association designates the Delaware General Corporation Law, as amended from time to time, as the governing law for its
corporate governance procedures, to the extent not inconsistent with Federal banking statutes and regulations or bank safety and soundness.

<div align='center'>***</div>

(February 8, 2021)

<div align='center'>Exhibit 6

CONSENT</div>

In accordance with Section 321(b) of
the Trust Indenture Act of 1939, the undersigned, U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION hereby consents that reports of examination
of the undersigned by Federal, State, Territorial or District authorities may be furnished by such authorities to the Securities and Exchange
Commission upon its request therefor.

Dated: May 2, 2025

| By: | /s/ Joshua A. Hahn |
|     | Joshua A. Hahn     |
|     | Vice President     |

<div align='center'>Exhibit 7

U.S. Bank Trust Company, National Association

Statement of Financial Condition

as of 12/31/2024

($000’s)</div>

| Assets                         |     |   | 12/31/2024 |
|:-------------------------------|:----|:--|-----------:|
| Cash                           
 and Balances Due From          |     | $ |  1,677,809 |
| Depository                     
 Institutions                   |     |   |            |
| Securities                     |     |   |      4,458 |
| Federal                        
 Funds                          |     |   |          0 |
| Loans &                        
 Lease Financing Receivables    |     |   |          0 |
| Fixed                          
 Assets                         |     |   |        977 |
| Intangible                     
 Assets