Company: BBVXF
Filing Date: 2025-02-27
Form Type: F-4/A
Source: 0001193125-25-037317
Chunk: 14

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-02-27
Form: F-4/A
Chunk 14
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| A. | Holders of Banco Sabadell shares who wish to tender their Banco Sabadell shares into the exchange offer must                                                                                                                                            
 submit their declaration of acceptance in writing to the Spanish clearing system (Sociedad de Gestión de los Sistemas de Registro, Compensación y Liquidación de Valores, S.A.U. (“Iberclear”)) participant                                             
 where their Banco Sabadell shares are deposited, either in person, by electronic means or by any other means permitted by such Iberclear participant. Before submitting a declaration of acceptance, holders of Banco Sabadell shares are urged to read 
 this offer to exchange/prospectus in its entirety.                                                                                                                                                                                                      |

| Q. | Will I have to pay any fees or commissions for tendering my Banco Sabadell shares? |

| A. | Holders of Banco Sabadell shares who tender their Banco Sabadell shares through BBVA, as agent bank, will not                                                                                                                                      
 bear the brokerage expenses resulting from the participation of a member entity of the Spanish Stock Exchanges, nor Iberclear’s liquidation fees, nor, if applicable, fees resulting from contracting with the Spanish Stock Exchanges, which will 
 be paid in full by BBVA.                                                                                                                                                                                                                           |

If a member entity of the Spanish Stock Exchanges or an Iberclear participant (other than BBVA) intervenes on behalf of a holder of Banco Sabadell shares who tenders its Banco Sabadell shares into the exchange offer, all brokerage and other costs, including Iberclear’s liquidation fees and fees resulting from contracting with the Spanish Stock Exchanges, must be borne by such tendering holder. Under no circumstances will BBVA be responsible for any commissions and expenses that any depository and administrative entities may charge to holders of Banco Sabadell shares for the submission of any declaration of acceptance and the deposit of their respective Banco Sabadell shares. The expenses incurred by BBVA in the acquisition of the Banco Sabadell shares and their respective settlement, including any expenses derived from the payment of any fractional shares, will be borne by BBVA.

| Q. | How much time do I have to decide whether to tender? |

| A. | If you hold Banco Sabadell shares and would like to tender them into the exchange offer, you should follow the                      
 procedures described under “The Exchange Offer—Procedure for Tendering” in this offer to exchange/prospectus beginning on page 106. |

| Q. | When does