Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 276

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 276
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3 through the execution and delivery of the merger agreement (excluding any risk factor disclosures in the risk factor section or any “forward-looking statements” disclaimer or any other statements that are similarly non-specific or cautionary, predictive or forward-looking in nature). Certain representations and warranties of the HomeStreet Parties and Mechanics are qualified as to knowledge, “materiality” or “material adverse effect.” For purposes of the merger agreement, a “material adverse effect” means, with respect to the HomeStreet Parties or Mechanics, any effect, change, event, circumstance, condition, occurrence or development that, either individually or in the aggregate, (i) has had or would reasonably be expected to have a material adverse effect on the business, properties, assets, liabilities, results of operations or financial condition of such party and its subsidiaries taken as a whole or (ii) prevents, materially delays or materially impairs (or would reasonably be expected to prevent, materially delay or materially impair) the ability of such party to timely consummate the transactions contemplated by the merger agreement. However, with respect to clause (i) above, a material adverse effect will not be deemed to include the impact of:

| • | changes, after the date of the merger agreement, in GAAP or applicable regulatory accounting requirements; |

| • | changes, after the date of the merger agreement, in laws, rules or regulations (including any pandemic measures) of general applicability to companies in the industries in which such party and its subsidiaries operate, or interpretations thereof by courts or governmental entities; |

| • | changes, after the date of the merger agreement, in global, national or regional political conditions (including the outbreak, continuation or escalation of any acts of war (whether or not declared), acts of terrorism, sabotage or military actions) or any pandemic or in economic or market (including equity, credit and debt markets, as well as changes in interest rates) conditions affecting the financial services industry generally and not specifically relating to such party or its subsidiaries (including any such changes arising out of pandemics); |

| • | changes, after the date of the merger agreement, resulting from hurricanes, earthquakes, tornados, floods, forest or wildfires or other weather or natural disasters or from any outbreak of any disease or other public health event or emergencies (including any pandemic); |

| • | public disclosure of the transactions contemplated by the merger agreement (except for a breach of representations or warranties related to the announcement, pendency or consummation of the transactions contemplated by the merger agreement); |

| •