Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 59

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 59
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, information technology costs, advertising costs, security, insurance, utilities, supplies, other costs incurred by the pawn stores and other operational costs incurred by AFF. Administrative expenses and amortization expense of acquired intangible assets are not included in the segment pre-tax operating income.

Nine Months Ended September 30, 2025U.S.PawnLatinAmericaPawnU.K.PawnRetail POSPaymentSolutionsCorporate/Intersegment EliminationsConsolidatedRevenue:   Retail merchandise sales$754,106 $401,132 $14,066 $— $(2,155)(1)$1,167,149 Pawn loan fees407,763 180,996 15,022 — — 603,781 Leased merchandise income— — — 429,242 — 429,242 Interest and fees on finance receivables— — — 231,171 — 231,171 Wholesale scrap jewelry sales107,839 37,580 23,272 — — 168,691 Other revenue— — 2,590 — — 2,590 Total revenue1,269,708 619,708 54,950 660,413 (2,155)2,602,624 Cost of revenue:   Cost of retail merchandise sold434,318 259,249 10,755 — (1,149)(1)703,173 Depreciation of leased merchandise— — — 243,925 (806)(1)243,119 Provision for lease losses— — — 88,276 (251)(1)88,025 Provision for loan losses— — — 118,468 — 118,468 Cost of wholesale scrap jewelry sold92,009 31,770 14,700 — — 138,479 Other cost of revenue— — 634 — — 634 Total cost of revenue526,327 291,019 26,089 450,669 (2,206)1,291,898 Net revenue743,381 328,689 28,861 209,744 51 1,310,726 Expenses and other income:    Operating expenses395,790 196,158 10,225 71,434 — 673,607 Administrative expenses— — —