Company: TFC
Filing Date: 2025-10-22
Form Type: 424B2
Source: 0001193125-25-245546
Chunk: 6

Company: TRUIST FINANCIAL CORP
Filing Date: 2025-10-22
Form: 424B2
Chunk 6
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2025 (the “terms agreement”), among us and the underwriters named below (the “underwriters”), incorporating the terms of a distribution agreement, dated as of January 19, 2024, among us and the agents named in the accompanying prospectus supplement, we have agreed to sell to the underwriters, and each of the underwriters has agreed, severally and not jointly, to purchase, as principal, the principal amount of Notes set forth opposite its name below:

| Underwriter                       |     | Principal 
 Amount of 
 Notes     |               |
|:----------------------------------|:----|:----------|--------------:|
| Truist Securities, Inc.           |     | $         |   331,250,000 |
| Barclays Capital Inc.             |     |           |   293,750,000 |
| Citigroup Global Markets Inc.     |     |           |   293,750,000 |
| Morgan Stanley & Co. LLC          |     |           |   293,750,000 |
| Blaylock Van, LLC                 |     |           |    18,750,000 |
| Independence Point Securities LLC |     |           |    18,750,000 |
| Total                             |     | $         | 1,250,000,000 |

We expect that delivery of the Notes will be made against payment therefor on or about the closing date specified on the cover page of this pricing supplement, which will be on the third business day following the date the Notes are priced (such settlement being referred to as “T+3”). Under Rule 15c6-1of the Exchange Act, trades in the secondary market generally are required to settle in one business day, unless the parties to a trade expressly agree otherwise. Accordingly, purchasers who wish to trade the Notes prior to the business day before delivery of the Notes will be required, by virtue of the fact that the Notes initially will settle in T+3, to specify alternative settlement arrangements to prevent a failed settlement. See “ Plan of Distribution (Conflicts of Interest)” in the accompanying prospectus supplement for additional information. Selling Restrictions PROHIBITION OF SALES TO EEA RETAIL INVESTORS – The Notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the European Economic Area (the “EEA”). For these purposes: a retail investor means a person who is one (or more) of