Company: RNST
Filing Date: 2025-09-11
Form Type: 8-K
Source: 0000715072-25-000219
Chunk: 0

Company: RENASANT CORP
Filing Date: 2025-09-11
Form: 8-K
Item: Item 7.01
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Item 7.01 Regulation FD Disclosure.

On September 10, 2025, Tricolor Holdings, LLC and its wholly-owned subsidiaries (collectively, “ Tricolor”) filed a Chapter 7 bankruptcy case in the United States Bankruptcy Court for the Northern District of Texas. Tricolor is a customer of Renasant Bank (the “ Bank”), the wholly-owned banking subsidiary of Renasant Corporation (the “ Company”). Tricolor owes approximately $22.5 million to the Bank as part of a loan facility, with the indebtedness outstanding thereunder primarily secured by liens on Tricolor’s used car inventory. As of the date of Tricolor’s bankruptcy filing, the Bank’s loan to Tricolor was performing; however, the loan has since been placed on nonaccrual status. The Bank is currently taking steps to assess and secure its collateral and otherwise protect its interests while it continues to gather information. The Bank intends to pursue all remedies available to it in connection with this matter.

In accordance with General Instruction B.2 of Form 8-K, the information in this Item 7.01, including Exhibit 99.1, is being furnished and shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to the liabilities of that section, and shall not be deemed incorporated by reference into any registration statement or other document filed pursuant to the Securities Act of 1933, as amended, or the Securities Exchange Act of 1934, as amended, except as shall be expressly set forth by specific reference in such filing.

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS: The presentation furnished herewith may contain, or incorporate by reference, statements about the Company that constitute “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Statements preceded by, followed by or that otherwise include the words “believes,” “expects,” “projects,” “anticipates,” “intends,” “estimates,” “plans,” “potential,” “focus,” “possible,” “may increase,” “may fluctuate,” “will likely result,” and similar expressions, or future or conditional verbs such as “will,” “should,” “would” and “could,” are generally forward-looking in nature and not historical facts. Forward-looking statements include information about the Company’s future financial