Company: HBCYF
Filing Date: 2025-05-12
Form Type: 424B5
Source: 0001193125-25-117014
Chunk: 86

Company: HSBC HOLDINGS PLC
Filing Date: 2025-05-12
Form: 424B5
Chunk 86
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 2031 Fixed/Floating Rate Notes
Floating Rate Interest Period, a 2036 Fixed/Floating Rate Notes Floating Rate Interest Period or a Floating Rate Notes Interest Period, as applicable.

“Floating Rate Notes” means the Floating Rate Senior Unsecured Notes due 2031 in an aggregate principal amount of $1,250,000,000.

“Floating Rate Notes Interest Payment Date” means February 13, May 13, August 13 and November 13 of each
year, beginning on August 13, 2025.

“Floating Rate Notes Interest Period” means the period beginning on (and including) a
Floating Rate Notes Interest Payment Date and ending on (but excluding) the next succeeding Floating Rate Notes Interest Payment Date (each, a “Floating Rate Notes Interest Period”); provided that the first Floating Rate Notes Interest
Period will begin on (and include) the Issue Date and will end on (but exclude) the first Floating Rate Notes Interest Payment Date.

“Floating Rate Notes Margin” has the meaning given to that term under “—Interest—Floating Rate Notes.”

“Floating Rate Notes Maturity Date” has the meaning given to that term in the sixth paragraph of this “Description of the Notes.”

“Floating Rate Notes Par Redemption” has the meaning given to that term under
“—Redemption.”

“Floating Rate Notes Par Redemption Date” has the meaning given to that term under
“—Redemption.”

“Floating Rate Period” means either the 2031 Fixed/Floating Rate Notes Floating Rate
Period or the 2036 Fixed/Floating Rate Notes Floating Rate Period, as applicable.

“Floating Rate Period Interest Payment Date”
means either a 2031 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date or a 2036 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date, as applicable.

“H.15” has the meaning given to that term under “—Redemption.”

“HSBC Group” means HSBC Holdings plc together with its subsidiary undertakings.

“Indenture” has the meaning given to that term in the second paragraph of this “Description of the Notes.”

“Initial Interest Rate” means either the 2031 Fixed/Floating Rate Notes Initial Interest Rate or the 2036 Fixed/Floating Rate Notes
Initial Interest Rate, as applicable.

“Interest Determination Date” means the third business day preceding the applicable
Interest Payment Date.

“Interest Payment Date” means any of a 2031 Fixed/Floating Rate Notes Interest Payment Date, a 2036