Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 88

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 88
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 |   |
| Small- and medium-sized enterprises loans(1) |     |                                       W | 131,304 |     | 31.8 | % |     |    W | 134,271 |     | 32.2 | % |     |    W | 145,327 |     | 31.9 | % |
| Large corporate loans                        |     |                                         |  49,503 |     | 12.0 |   |     |      |  54,765 |     | 13.1 |   |     |      |  68,461 |     | 15.0 |   |
| Others(2)                                    |     |                                         |  48,804 |     | 11.8 |   |     |      |  45,115 |     | 10.8 |   |     |      |  46,303 |     | 10.2 |   |
| Total corporate loans                        |     |                                       W | 229,611 |     | 55.6 | % |     |    W | 234,151 |     | 56.1 | % |     |    W | 260,091 |     | 57.1 | % |

Notes:

| (1) | Represents the principal amount of loans extended to corporations meeting the definition of small- and medium-sized enterprises under the Basic Act on Small- and Medium-sized Enterprises and its Presidential Decree. |

| (2) | Includes loans to governmental agencies, loans to banks and other corporate loans, including loans originated by subsidiaries other than Shinhan Bank which are classified as corporate loans for purposes of financial reporting. |

Small- and Medium-sizedEnterprises Banking Under the Framework Act on Small and Medium Enterprises (the “SME Framework Act”), and the related Presidential Decree, in order to qualify as a small- and medium-sizedenterprise, (i) the enterprise’s total assets at the end of the immediately preceding fiscal year must be less than W500 billion, (ii) the enterprise must meet the standards prescribed by the Presidential Decree in relation to the average and total annual sales revenues applicable to the type of its main business, and (iii) the enterprise must meet the standards of management independence from ownership as prescribed by the Presidential Decree, including non-membershipin a conglomerate as defined in the Monopoly Regulation and Fair Trade Act .An enterprise shall not qualify as a small- or medium-sizedenterprise if it is incorporated