Company: HBCP
Filing Date: 2025-11-21
Form Type: S-3
Source: 0001628280-25-053512
Chunk: 42

Company: HOME BANCORP, INC.
Filing Date: 2025-11-21
Form: S-3
Chunk 42
---
 prior thereto.

### DESCRIPTION OF SUBSCRIPTION RIGHTS
This section describes the general terms of the rights to purchase common stock or other securities that we may offer using this prospectus. Further terms of the rights will be stated in the applicable prospectus supplement. The following description and any description of the rights in a prospectus supplement may not be complete and is subject to and qualified in its entirety by reference to the terms of any agreement relating to the subscription rights.

<div align='center'>28</div>

Subscription rights may be issued independently or together with any other security and may or may not be transferable. As part of the rights offering, we may enter into a standby underwriting or other arrangement under which the underwriters or any other person would purchase any securities that are not purchased in such rights offering. The prospectus supplement relating to any rights we offer will describe the specific terms of the offering and the rights, including:

• the record date for determining security holders entitled to the subscription rights distribution;

• the number of rights issued and the number of shares of common stock or other securities that may be purchased upon exercise of the subscription rights;

• the exercise price of the subscription rights;

• the steps required to exercise the subscription rights;

• the date on which the subscription rights will become effective and the date on which the rights will expire;

• whether the subscription rights will include oversubscription rights, so that the holder may purchase more securities if other holders do not purchase their full allotments;

• whether we intend to sell the shares of common stock or other securities that are not purchased in the offering to an underwriter or other purchaser under a contractual standby commitment or other arrangement; and

• our ability to withdraw or terminate the subscription rights offering prior to the expiration date of the rights.

Prior to the exercise of their subscription rights, holders of rights will not have any of the rights of holders of the securities purchasable upon the exercise of the subscription rights, and will not be entitled to, among other things, vote or receive dividend payments or other distributions on the securities purchasable upon exercise.

### DESCRIPTION OF UNITS
Units will consist of any combination of one or more of the other types of securities described in this prospectus. The applicable prospectus supplement or supplements will also describe:

• the designation and the terms of the units and of any combination of the securities constituting the units, including whether and under what circumstances those securities may be held or traded separately;

• any additional terms of the agreement governing the units;

• any additional provisions