Company: MTB-PJ
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000036270-25-000011
Chunk: 148

Company: M&T BANK CORP
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 8
Chunk 148
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 and the reserve for unfunded credit commitments for the three-month and six-month periods ended June 30, 2025 and 2024 were as follows:Allowance for Loan LossesCommercial and IndustrialReal Estate   Reserve for Unfunded Credit Commitments (a)(Dollars in millions)Commercial Residential Consumer Total Three Months Ended June 30, 2025Beginning balance$762 $610 $105 $723 $2,200 $60 Provision for credit losses69 (43)5 74 105 20 Net charge-offs:Charge-offs(57)(25)(1)(73)(156)— Recoveries19 2 1 26 48 — Net charge-offs(38)(23)— (47)(108)— Ending balance$793 $544 $110 $750 $2,197 $80 Three Months Ended June 30, 2024Beginning balance$684 $754 $118 $635 $2,191 $60 Provision for credit losses176 (70)(8)52 150 — Net charge-offs:Charge-offs(78)(43)(2)(57)(180)— Recoveries8 17 2 16 43 — Net charge-offs(70)(26)— (41)(137)— Ending balance$790 $658 $110 $646 $2,204 $60 Six Months Ended June 30, 2025Beginning balance$769 $599 $108 $708 $2,184 $60 Provision for credit losses91 (13)2 155 235 20 Net charge-offs:Charge-offs(107)(47)(3)(159)(316)— Recoveries40 5 3 46 94 — Net charge-offs(67)(42)— (113)(222)— Ending balance$793 $544 $110 $750 $2,197 $80 Six Months Ended June 30, 2024Beginning balance$620 $764 $116 $629 $2,129 $60 Provision for credit losses313 (61)(6)104 350 — Net charge-offs:Charge-offs(156)(68)(3)(116)(343)— Recoveries13 23 3 29 68 — Net charge