Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 122

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 8
Chunk 122
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— 102,091 — 102,091 Cost of wholesale scrap jewelry sold57,928 23,783 — — — 81,711 Total cost of revenue465,257 277,971 — 569,012 (3,381)1,308,859 Net revenue679,284 321,076 — 195,173 311 1,195,844 Expenses and other income:    Operating expenses372,191 198,389 — 103,851 — 674,431 Administrative expenses— — — — 132,857 132,857 Depreciation and amortization21,609 15,199 — 2,078 39,621 78,507 Interest expense— — — — 78,029 78,029 Interest income— — — — (1,407)(1,407)Loss on foreign exchange— — — — 2,133 2,133 Merger and acquisition expenses— — — — 2,186 2,186 Other income, net— — — — (4,135)(4,135)Total expenses and other income393,800 213,588 — 105,929 249,284 962,601 Income (loss) before income taxes$285,484 $107,488 $— $89,244 $(248,973)$233,243 

(1)Represents the elimination of intersegment transactions related to the Company offering AFF’s LTO payment solution in its U.S. pawn stores.

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The following table details retail POS payment solutions gross transaction volumes originated during the nine months ended September 30, 2025 as compared to the nine months ended September 30, 2024 (dollars in thousands):

Nine Months EndedSeptember 30,20252024Leased merchandise$309,594 $444,045 Finance receivables435,217 350,332 Total gross transaction volume$744,811 $794,377 

The following table details retail POS payment solutions changes in the allowance for lease and loan losses and other portfolio metrics for the nine months ended September 30, 2025 as compared to the nine months ended September 30, 2024:

Nine Months EndedSeptember 30, 20252024