Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 255

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 8
Chunk 255
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,454 4,342,948 Other liabilities308,223 320,721 Total liabilities23,098,968 23,114,159 Stockholders’ equity3,546,163 3,564,469 Total liabilities and stockholders’ equity$26,645,131 $26,678,628 Net interest spread – FTE2.41 2.30 Net interest margin – FTE$178,246 3.06 $169,836 2.95 

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Six Months EndedJune 30, 2025June 30, 2024AverageIncome/Yield/AverageIncome/Yield/(In thousands)BalanceExpenseRate (%)BalanceExpenseRate (%)ASSETSEarning assets:Interest bearing balances due from banks and federal funds sold$230,416 $5,234 4.58 $212,949 $5,974 5.64 Investment securities - taxable3,512,029 62,817 3.61 4,098,980 81,481 4.00 Investment securities - non-taxable2,585,931 42,427 3.31 2,616,187 42,730 3.28 Mortgage loans held for sale10,616 343 6.52 9,688 342 7.10 Loans - including fees16,983,776 524,875 6.23 17,001,148 534,265 6.32 Total interest earning assets23,322,768 635,696 5.50 23,938,952 664,792 5.58 Non-earning assets3,339,019 3,343,386 Total assets$26,661,787 $27,282,338 LIABILITIES AND STOCKHOLDERS’ EQUITYLiabilities:      Interest bearing liabilities:      Interest bearing transaction and savings deposits$11,198,922 $137,003 2.47 $11,052,928 $157,779 2.87 Time deposits5,989,526 119,790 4.03 6,447,635 147,187 4.59 Total interest bearing deposits17,188,448 256,793 3.01 17,500,563 304,966 3.50 Federal funds