Company: FOACW
Filing Date: 2025-05-23
Form Type: 10-Q/A
Source: 0001828937-25-000044
Chunk: 97

Company: Finance of America Companies Inc.
Filing Date: 2025-05-23
Form: 10-Q/A
Chunk 97
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 certain holders. Refer to Note 21 - Subsequent Events in the Notes to Condensed Consolidated Financial Statements for additional information.

Related-party notes

The Company had two Revolving Working Capital Promissory Note Agreements (the “Working Capital Promissory Notes”) outstanding with BTO Urban Holdings L.L.C. and Libman Family Holdings, LLC, which are deemed affiliates of the Company. Amounts under the Working Capital Promissory Notes may be re-borrowed and repaid from time to time until the relate d maturity date. The Working Capital Promissory Notes accrue interest monthly at a rate of 15.0% per annum and mature in May 2025.

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#### Contractual Obligations and Commitments
The following table provides a summary of obligations and commitments outstanding as of September 30, 2024 (in thousands):

| Contractual cash obligations: |     | Total |            |     | Less than 1 year |           |     | 1- 3  
 years |           |     | 3 - 5 
 years |         |     | More than 5 years |           |
|:------------------------------|:----|:------|-----------:|:----|:-----------------|----------:|:----|:------|----------:|:----|:------|--------:|:----|:------------------|----------:|
| Warehouse lines of credit     |     | $     |    576,475 |     | $                |   486,165 |     | $     |    90,310 |     | $     |       — |     | $                 |         — |
| HECM MSR line of credit       |     |       |     69,231 |     |                  |         — |     |       |         — |     |       |  69,231 |     |                   |         — |
| Other secured lines of credit |     |       |    408,862 |     |                  |    11,074 |     |       |    29,484 |     |       |       — |     |                   |   368,304 |
| Nonrecourse debt              |     |       |  8,861,083 |     |                  | 2,349,839 |     |       | 4,559,500 |     |       | 850,492 |     |                   | 1,101,252 |
| Notes payable(