Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 68

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 68
---
 Please see the section entitled “Where You Can Find More Information” beginning on page 162 of this joint proxy statement/prospectus for the location of information incorporated by reference into this joint proxy statement/prospectus.

### Risks Relating to Cadence’s Business
You should read and consider risk factors specific to Cadence’s business that will also affect Huntington after the merger. These risks are described in the sections entitled “Risk Factors” in Cadence’s Annual Report on Form 10-K most recently filed with the Federal Reserve and in other documents incorporated by reference into this joint proxy statement/prospectus. Please see the section entitled “Where You Can Find More Information” beginning on page 162 of this joint proxy statement/prospectus for the location of information incorporated by reference into this joint proxy statement/prospectus.

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TABLE OF CONTENTS

THE HUNTINGTON SPECIAL MEETING This section contains information for holders of Huntington common stock about the special meeting that Huntington has called to allow holders of Huntington common stock to consider and vote on the merger agreement and other related matters. This joint proxy statement/prospectus is accompanied by a notice of the special meeting of holders of Huntington common stock and a form of proxy card that the Huntington board of directors is soliciting for exercise by the holders of Huntington common stock at the special meeting and at any postponements or adjournments of the special meeting. Date, Time and Place of the Meeting The Huntington special meeting will be held virtually via the Internet on [ ], 2025 at [ ], Eastern Time. The Huntington special meeting will be held solely via live webcast and there will not be a physical meeting location. Only Huntington shareholders as of the close of business on the record date are entitled to receive notice of, and vote at, the Huntington special meeting or any postponements or adjournment thereof. Huntington shareholders will be able to attend the Huntington special meeting via the Huntington special meeting website or by proxy, submit questions and vote their shares electronically during the meeting by visiting the Huntington special meeting website at www.virtualshareholdermeeting.com/HBAN2026SM. Huntington shareholders will need the control number found on their proxy card or voting instruction form in order to access the Huntington special meeting website. Matters to Be Considered At the Huntington special meeting, holders of Huntington common stock will be asked to consider and vote on the following proposals:

| • | the Huntington share issuance proposal; and |

| • | the Huntington adjournment proposal. |

Pursuant