Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 111

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 111
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gether with any Initial Notes that are not tendered and accepted for purchase) will be limited to (i) $500 million in respect of the 2035 Notes and (ii) $400 million in respect of the 2055 Notes. The Exchange Notes, together with any Initial Notes that remain outstanding after the closing of the Exchange Offers, are referred to herein as the “

#### Notes
”. References herein to “Notes of a series” and similar expressions refer to either or both of (i) 2035 Notes, and (ii) the 2055 Notes, as applicable, which are two separate series under the Indenture.

The 2035 Notes bear interest from the date of issuance at the rate of 5.750% per annum and will mature on May 20, 2035. The 2055 Notes bear interest from the date of issuance at the rate of 6.500% per annum and will mature on May 20, 2055.

Interest on the Notes is payable in semi-annual installments in arrears on May 20 and November 20 each year (each, an “

#### Interest Payment Date
”), commencing November 20, 2025, to the persons in whose names the Notes are registered at the close of business on the preceding May 5 and November 5, respectively (whether or not a business day) (the “

#### Regular Record Date
”).

Interest on the Notes is calculated on the basis of a 360-day year consisting of twelve 30-day months. Principal of and interest on the Notes is payable in such coin or currency of the United States of America as at the time of payment is legal tender for the payment of public and private debts.

If any Interest Payment Date, maturity date or redemption date of a Note falls on a day that is not a business day, the required payment of principal, premium, if any, and interest will be made on the next succeeding business day as if made on the date that the payment was due and no interest will accrue on that payment for such period from and after that Interest Payment Date, maturity date or redemption date, as the case may be, to the date of that payment on the next succeeding business day. The term “business day” means any day, other than a Saturday or Sunday, which is not a day on which banking institutions in the City of New York are authorized or required by law or executive order to close.

The Notes are not redeemable at the option