Company: HBAN
Filing Date: 2025-10-27
Form Type: 425
Source: 0001140361-25-039392
Chunk: 1

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-10-27
Form: 425
Chunk 1
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ANL            |     | NASDAQ                              |
| Common Stock-Par Value $0.01 per Share                                                                                    |     | HBAN             |     | NASDAQ                              |

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

| Item 7.01 | Regulation FD Disclosure. |

On October 27, 2025, Huntington Bancshares Incorporated (“Huntington”) and Cadence Bank (“Cadence”) issued a joint press release announcing the execution of the Agreement and Plan of Merger, dated as of October 26, 2025, by and between Huntington, The Huntington National Bank, a subsidiary of Huntington (“Huntington National Bank”) and Cadence pursuant to which, upon the terms and subject to the conditions set forth therein, Cadence will merge with and into Huntington National Bank, with Huntington National Bank continuing as the surviving bank. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference. In addition, Huntington provided supplemental information regarding the proposed transaction in connection with presentations to analysts and investors. A copy of the investor presentation is attached as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. The information contained in Item 7.01 of this report, including Exhibit 99.1 and Exhibit 99.2, shall not be deemed to be “filed” for purposes of Section 18 of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), or otherwise subject to the liabilities of that section. The information contained in Item 7.01 of this report, including Exhibit 99.1 and Exhibit 99.2, shall not be incorporated by reference into any filing under the Securities Act of 1933, as amended, or the Exchange Act, whether made before, on, or after the date hereof, regardless of any general incorporation language in such filing, unless expressly incorporated by specific reference to such filing.

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