Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 38

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 38
---
 — — — Non-construction— — — — — — — Home equity— — — — — — — Residential real estate1,144 0.0 162 282 — — 700 Premium finance receivables—property & casualty885 0.0 885 — — — — Total loans$14,761 0.0 $13,512 $293 $31 $— $925 Weighted Average Magnitude of Modifications:Six Months Ended June 30, 2025(Dollars in thousands)TotalDuration of Extension of Term (months)Reduction of InterestRate (bps)Duration of Delay in Contractual Payments (months)Commercial$12,732 1050 — Commercial real estateConstruction and development— — — — Non-construction— — — — Home equity— — — — Residential real estate1,144 48152 —Premium finance receivables—property & casualty885 12— — Total loans$14,761 12138 — 

21

Six Months EndedJune 30, 2024(Dollars in thousands)TotalPercentage of Total Class of LoanExtension of TermReduction of InterestRateInterest Only PaymentsDelay in Contractual PaymentsExtension of Term and Reduction of Interest RateCommercial$3,219 0.0 %$2,956 $— $— $97 $166 Commercial real estate - Non-construction1,469 0.0 293 — 319 857 — Home equity89 0.0 89 — — — — Residential real estate282 0.0 114 168 — — — Premium finance receivables—property & casualty6 0.0 3 3 — — — Total loans$5,065 0.0 %$3,455 $171 $319 $954 $166 Weighted Average Magnitude of Modifications:Six months ended June 30, 2024(Dollars in thousands)TotalDuration of Extension of Term (months)Reduction of InterestRate (bps)Duration of Delay in Contractual Payments (months)Commercial$3,219 811334