Company: BBVXF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0000842180-25-000023
Chunk: 86

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-04-29
Form: 6-K
Chunk 86
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 of March 31, 2025 and December 31, 2024, the balance under the heading "Insurance and reinsurance assets" amounted to €184 million and €191 million, respectively.

The breakdown of the balance under the heading "Liabilities under insurance and reinsurance contracts" is as follows:

| Liabilities under insurance and reinsurance contracts (Millions of Euros) |     |        |     |        |
|                                                                           |     |   2025 |     |   2024 |
| Liabilities for remaining coverage                                        |     | 10,265 |     |  9,835 |
| Liabilities for incurred claims                                           |     |  1,127 |     |  1,146 |
| Total                                                                     |     | 11,392 |     | 10,981 |

#### 22. Provisions
| Provisions. Breakdown by concepts (Millions of Euros) |     |       |     |          |
|                                                       |     | March 
  2025 |     | December 
     2024 |
| Provisions for pensions and similar obligations       |     | 2,173 |     |    2,348 |
| Other long term employee benefits                     |     |   366 |     |      384 |
| Provisions for taxes and other legal contingencies    |     |   806 |     |      791 |
| Commitments and guarantees given                      |     |   633 |     |      667 |
| Other provisions(1)                                   |     |   392 |     |      429 |
| Total                                                 |     | 4,370 |     |    4,619 |

(1) Individually non-significant provisions for various concepts and corresponding to different geographical areas.

#### 23. Pension and other post-employment commitments
The Group sponsors defined-contribution plans for the majority of its active employees, with the plans in Spain and Mexico being the most significant. Most of the defined benefit plans are for individuals already retired, and are closed to new employees, the most significant being those in Spain, Mexico and Turkey. In Mexico, the Group provides post-retirement medical benefits to a closed group of employees and their family members, both in active service and retirement.

The amounts relating to post-employment benefits charged to the condensed consolidated income statement are as follows:

| Condensed consolidated income statement impact (Millions of Euros) |     |       |     |       |     |       |