Company: HCTI
Filing Date: 2025-11-19
Form Type: 424B5
Source: 0001213900-25-112544
Chunk: 61

Company: Healthcare Triangle, Inc.
Filing Date: 2025-11-19
Form: 424B5
Chunk 61
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 a covenant defeasance of the indenture and applicable supplemental indenture,
and the debt securities are declared due and payable because of the occurrence of any undefeased event of default, the amount of money
and/or U.S. Government Obligations and/or Foreign Government Obligations on deposit with the trustee could be insufficient to pay amounts
due under the debt securities of the affected series at the time of acceleration. We will, however, remain liable in respect of these
payments.

The term “U.S. Government Obligations”
as used in the above discussion means securities that are direct obligations of or non-callable obligations guaranteed by the United States
of America for the payment of which obligation or guarantee the full faith and credit of the United States of America is pledged.

The term “Foreign Government Obligations”
as used in the above discussion means, with respect to debt securities of any series that are denominated in a currency other than U.S.
dollars (1) direct obligations of the government that issued or caused to be issued such currency for the payment of which obligations
its full faith and credit is pledged or (2) obligations of a person controlled or supervised by or acting as an agent or instrumentality
of such government the timely payment of which is unconditionally guaranteed as a full faith and credit obligation by that government,
which in either case under clauses (1) or (2), are not callable or redeemable at the option of the issuer.

Regarding the Trustee

We will identify the trustee with respect to any
series of debt securities in the prospectus supplement relating to the applicable debt securities. You should note that if the trustee
becomes a creditor of our company, the indenture and the Trust Indenture Act of 1939 limit the rights of the trustee to obtain payment
of claims in certain cases, or to realize on certain property received in respect of any such claim, as security or otherwise. The trustee
and its affiliates may engage in, and will be permitted to continue to engage in, other transactions with us and our affiliates. If, however,
the trustee acquires any “conflicting interest” within the meaning of the Trust Indenture Act of 1939, it must eliminate such
conflict or resign.

The holders of a majority in principal amount
of the then outstanding debt securities of any series may direct the time, method, and place of conducting any proceeding for exercising
any remedy available to the trustee. If an event of default occurs and is continuing,