Company: WAL-PA
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001212545-25-000214
Chunk: 86

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 1
Chunk 86
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 commitments:Three Months Ended June 30,Six Months Ended June 30,2025202420252024(in millions)Balance, beginning of period$35.1 $33.1 $39.5 $31.6  (Recovery of) provision for credit losses 4.1 2.8 (0.3)4.3 Balance, end of period $39.2 $35.9 $39.2 $35.9 The following tables disaggregate the Company's ACL on funded loans HFI and loan balances by measurement methodology: June 30, 2025LoansAllowanceCollectively Evaluated for Credit LossIndividually Evaluated for Credit LossTotalCollectively Evaluated for Credit LossIndividually Evaluated for Credit LossTotal(in millions)Warehouse lending$8,574 $— $8,574 $5.9 $— $5.9 Municipal & nonprofit1,629 5 1,634 10.8 0.5 11.3 Tech & innovation3,576 33 3,609 40.0 5.7 45.7 Equity fund resources857 — 857 2.2 — 2.2 Other commercial and industrial10,433 41 10,474 101.2 8.0 109.2 CRE - owner occupied1,595 3 1,598 3.9 — 3.9 Hotel franchise finance3,929 — 3,929 36.0 — 36.0 Other CRE - non-owner occupied6,371 181 6,552 93.1 31.9 125.0 Residential13,166 — 13,166 19.9 — 19.9 Residential EBO929 — 929 — — — Construction and land development4,335 143 4,478 29.0 4.6 33.6 Other137 2 139 2.0 — 2.0 Total$55,531 $408 $55,939 $344.0 $50.7 $394.7 December 31, 2024LoansAllowanceCollectively Evaluated for Credit LossIndividually Evaluated for Credit LossTotalCollectively Evaluated