Company: CRCL
Filing Date: 2025-04-01
Form Type: S-1
Source: 0001193125-25-070481
Chunk: 339

Company: Circle Internet Group, Inc.
Filing Date: 2025-04-01
Form: S-1
Chunk 339
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 | — |     |       | — % |     | $                 | 152,108 |     |       | 63.0%  |     | $     | 152,183 |     |       | 63.0%  |
| After one year through five years                           |     |                   | — |     |       | — % |     |       | — |     |       | — % |     |                   |  87,791 |     |       | 37.0%  |     |       |  87,940 |     |       | 37.0%  |
| Total                                                       |     | $                 | — |     |       | — % |     | $     | — |     |       | — % |     | $                 | 239,899 |     |       | 100.0% |     | $     | 240,123 |     |       | 100.0% |

At December 31, 2024 and 2023, there were no available-for-sale debt securities with contractual maturities greater than five years. Expected maturities may differ from contractual maturities because certain borrowers have the right to call or prepay obligations with or without call or prepayment penalties. For the years ended December 31, 2024 and 2023, there were no available-for-sale debt securities, at fair value which have unrealized losses for a period in excess of 12 months. Interest income recognized on available-for-sale debt securities, at fair value is included as a component of Other income (expense), neton the accompanying Consolidated Statements of Operations as follows (in thousands):

| Table 4.3. Interest Income on Available-for-sale Debt Securities |     | Year ended December 31, |  2024 |     |   |  2023 |     |   |    2022 |
|:-----------------------------------------------------------------|:----|:------------------------|------:|:----|:--|------:|:----|:--|--------:|
| Interest income                                                  |     | $                       | 8,452 |     | $ | 5,771 |     | $ | 482,684 |

F-27

5. Leases The Company leases facilities under non-cancelableoperating leases. In addition to fixed monthly lease payments, the Company is required to pay operating expenses and real estate taxes for certain