Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 155

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 8
Chunk 155
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 distinct possibility that the Corporation will sustain some loss if the deficiencies are not corrected.Doubtful: A loan classified as doubtful has all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.

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The following tables represent the Corporation's commercial credit risk profile by risk rating. Loans receivable not rated as special mention, substandard, or doubtful are considered to be pass rated loans.June 30, 2025Non-Pass RatedPassSpecial MentionSubstandardDoubtfulTotal Non-PassTotalFarmland$23,499 $— $5,588 $— $5,588 $29,087 Owner-occupied, nonfarm nonresidential properties499,461 2,347 18,914 — 21,261 520,722 Agricultural production and other loans to farmers6,244 — — — — 6,244 Commercial and Industrial644,173 7,427 58,296 — 65,723 709,896 Obligations (other than securities and leases) of states and political subdivisions134,062 — — — — 134,062 Other loans45,830 850 — — 850 46,680 Other construction loans and all land development and other land loans286,523 10,113 1,401 — 11,514 298,037 Multifamily (5 or more) residential properties470,834 — 6,153 — 6,153 476,987 Non-owner occupied, nonfarm nonresidential properties1,038,487 956 19,864 — 20,820 1,059,307 Total$3,149,113 $21,693 $110,216 $— $131,909 $3,281,022 December 31, 2024Non-Pass RatedPassSpecial MentionSubstandardDoubtfulTotal Non-PassTotalFarmland$25,171 $5,267 $661 $— $5,928 $31,099 Owner-occupied, nonfarm nonresidential properties491,798 1,289 22,121 — 23,410 515,208 Agricultural