Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 213

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 213
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 | ​ | ​ | ​ | ​                    | $ |     460,171 | ​ | ​ | ​ | ​     | $ |    18,338,127 | ​ | ​ |
| Collectively evaluated forcredit loss | ​ | ​ | ​                        | ​ | 24,402,706 | ​ | ​ | ​ | ​                     | ​ | 196,099,895 | ​ | ​ | ​ | ​                          | ​ | 1,480,969 | ​ | ​ | ​ | ​                      | ​ | 7,803,920 | ​ | ​ | ​ | ​                                   | ​ | 120,082,218 | ​ | ​ | ​ | ​          | ​ | 722,417,669 | ​ | ​ | ​ | ​                    | ​ | 151,120,780 | ​ | ​ | ​ | ​     | ​ | 1,223,408,157 | ​ | ​ |
| Ending balance                        | ​ | ​ | ​                        | $ | 26,328,304 | ​ | ​ | ​ | ​                     | $ | 211,706,568 | ​ | ​ | ​ | ​                          | $ | 1,480,969 | ​ | ​ | ​ | ​                      | $ | 7,803,920 | ​ | ​ | ​ | ​                                   | $ | 120,427,903 | ​ | ​ | ​ | ​          | $ | 722,417,669 | ​ | ​ | ​ | ​                    | $ | 151,580,951 | ​ | ​ | ​ | ​     | $ | 1,241,746,284 | ​ | ​ |

F-25

TABLE OF CONTENTS

Bancorp Financial, Inc. and Subsidiary Notes to Consolidated Financial Statements Note 3. Loans (continued) There were no residential real estate loans in the process of foreclosure as of December 31, 2024 and 2023. Loans to directors, principal officers and companies in which they have a 10% or more beneficial ownership were made by the Company in the ordinary course of business on substantially the same terms, including rates and collateral, as those prevailing at the time for comparable transactions with other persons and, in the opinion of management, did not involve more than the normal risk of collectability or present unfavorable features. As of December 31, 2024, there were commitments aggregating $18,527,53 of which