Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003703
Chunk: 17

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 17
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 arising from
the consolidation of the John Deere Bank. expanded loan loss provision – mass-market expanded loan loss provision – wholesale
coverage ratios and provision (1) Variations in the coverage indicator and provisioning level are mainly related to the process of reducing
the restructured portfolio, both by the write-off of 100% provisioned operations and the performance of cure operations, which naturally
require less provision. In addition, the origination mix continues to favor NII net of provisions, in line with our risk-adjusted return
strategy. (1) Balances prior to 1Q25/March25 are being presented according to the accounting practice in force for the periods. As of
2025, balances are shown in the expected loss model in accordance with CMN Resolution No. 4,966/21. R$ million 3Q25 2Q25 3Q24 9M25 9M24
3Q25 x 2Q25 3Q25 x 3Q24 9M25 x 9M24 Provision Expense with Expected Losses (9,365) (8,937) (8,093) (26,681) (24,721) 4.8 15.7 7.9 Income
from Recovering Written Off Loans Net of Discounts Granted (1) 805 795 966 2,337 2,493 1.3 (16.7) (6.3) \\ Expenses with Expanded Loan
Loss Provisions (2) (8,560) (8,142) (7,127) (24,344) (22,228) 5.1 20.1 9.5 Variation % 7.1 7.5 7.6 8.1 8.6 3.0 3.0 3.0 3.2 3.3 3Q24 4Q
1Q25 2Q 3Q Expanded LLP Expanded LLP / Expanded Loan Portfolio (Annualized) % expanded loan loss provision R$ billion 7.1 7.2 7.4 7.9
8.1 3Q24 4Q 1Q25 2Q 3Q R$ billion 5.3% 5.5% 5.3% 5.3% 5.4% 0.1 0.3 0.2 0.2