Company: PNBK
Filing Date: 2025-11-14
Form Type: 10-Q
Source: 0001628280-25-052358
Chunk: 37

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-11-14
Form: 10-Q
Item: Part I, Item 1
Chunk 37
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,810 60 2,813 7,057 1,680 2,466 2,779 463 Individually evaluated loans, Total:Commercial Real Estate20,109 38,450 116 19,335 35,193 403 Residential Real Estate57 58 — — — — Commercial and Industrial4,529 7,401 1,564 3,323 4,061 60 Construction to permanent - CRE31 149 — 2,357 2,476 — Total$24,726 $46,058 $1,680 $25,015 $41,730 $463 

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Table of ContentsPATRIOT NATIONAL BANCORP, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements (Unaudited)

The following table summarizes additional information regarding individually evaluated loans by segment for the three and nine months ended September 30, 2025 and 2024:Three Month Ended September 30,Nine Months Ended September 30,(In thousands)2025202420252024Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded:Commercial Real Estate$20,046 $— $3,923 $— $21,890 $18 $3,922 $— Residential Real Estate58 2 — — 59 2 — — Commercial and Industrial1,933 — 4,479 125 2,003 — 3,720 236 Construction to permanent - CRE31 — 2,357 — 1,427 — 2,411 — 22,068 2 10,759 125 25,379 20 10,053 236 With a related allowance recorded:Commercial Real Estate218 63 24,627 59 318 63 25,018 274 Commercial and Industrial2,596 169 — — 2,623 169 — — 2,814 232 24,627 59 2,941 232 25,018 274 Individually evaluated loans, Total:Commercial Real Estate20,264 63 28,550 59 22,208 81 28,940