Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 107

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 107
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 could cause Mechanics’, HomeStreet’s, HomeStreet Bank’s or the combined company’s actual results, performance, or achievements to differ materially from those expressed in or implied by any of the forward-looking statements. Other factors, including unknown or unpredictable factors, also could significantly harm Mechanics’, HomeStreet’s, HomeStreet Bank’s or the combined company’s results.

For additional information about factors that could cause actual results to differ materially from those described in the forward-looking statements, please see the reports that HomeStreet has filed with the SEC as described under the section entitled “ Where You Can Find More Information .”

HomeStreet and Mechanics expressly qualify in their entirety all forward-looking statements attributable to either of them or any person acting on their behalf by the cautionary statements contained in, referred to, or incorporated in this proxy statement/prospectus/consent solicitation statement.

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TABLE OF CONTENTS

THE HOMESTREET SPECIAL MEETING This section contains information for HomeStreet shareholders about the special meeting that HomeStreet has called to allow HomeStreet shareholders to consider and vote on the HomeStreet articles amendment proposal, the HomeStreet share issuance proposal, the HomeStreet new equity incentive plan proposal, the HomeStreet merger-related compensation proposal and the HomeStreet adjournment proposal. This proxy statement/prospectus/consent solicitation statement is accompanied by a notice of the HomeStreet special meeting, and a form of proxy card that the HomeStreet board of directors is soliciting for use by HomeStreet shareholders at the special meeting and at any adjournments or postponements of the special meeting. Date, Time and Place of the Meeting The HomeStreet special meeting will be held virtually via the internet on August 21, 2025 at 10:00 AM, Pacific Time. The HomeStreet special meeting will be held in a virtual-only meeting format conducted via webcast. Shareholders may participate in the virtual meeting by accessing www.virtualshareholdermeeting.com/HMST2025SM. Matters to Be Considered At the HomeStreet special meeting, HomeStreet shareholders will be asked to consider and vote on the following proposals:

| • | the HomeStreet articles amendment proposal; |

| • | the HomeStreet share issuance proposal; |

| • | the HomeStreet new equity incentive plan proposal; |

| • | the HomeStreet merger-related compensation proposal; and |

| • | the HomeStreet adjournment proposal. |

Recommendation of the HomeStreet Board of Directors The HomeStreet board of directors unanimously recommends that you vote “