Company: UMBFO
Filing Date: 2025-04-11
Form Type: 8-K/A
Source: 0001193125-25-078467
Chunk: 2

Company: UMB FINANCIAL CORP
Filing Date: 2025-04-11
Form: 8-K/A
Chunk 2
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 pro forma condensed combined statement of income for the year ended December 31, 2024; and•Notes to the unaudited pro forma combined financial information.The unaudited pro forma condensed combined financial information is not intended to represent or be indicative of the Company’s consolidated results of operations or financial position that would have been reported had the Merger been completed as of the dates presented, and should not be taken as a representation of the Company’s future consolidated results of operations or financial condition. The pro forma adjustments are based on available information and certain assumptions that management believes are reasonable under the circumstances.
(c) Exhibits

| Exhibit 
 No.     
 23.1    
 99.1    
 99.2    |     | Description of Exhibits                                                                                                                                                                                                                                                                                                                                        
 Consent of KPMG LLP relating to Heartland Financial USA, Inc.’s financial statements.                                                                                                                                                                                                                                                                          
 The audited consolidated balance sheets of Heartland Financial USA, Inc. as of December 31, 2024 and 2023, and the related audited consolidated statements of income, comprehensive income, changes in equity and cash flows for the fiscal years ended December 31, 2024 and 2023, together with the notes thereto and independent auditor’s reports thereon. 
 The unaudited pro forma condensed combined balance sheet as of December 31, 2024, and the unaudited pro forma condensed combined statement of income for the year ended December 31, 2024, together with the notes thereto.                                                                                                                                    |
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| 104     |     | Cover Page Interactive Data File (formatted as Inline XBRL)                                                                                                                                                                                                                                                                                                    |

### SIGNATUREPursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.UMB FINANCIAL CORPORATIONDate:April 11, 2025By:/s/ Ram ShankarName:Ram ShankarTitle:Chief Financial Officer