Company: NCNO
Filing Date: 2025-12-03
Form Type: 10-Q
Source: 0001902733-25-000131
Chunk: 75

Company: nCino, Inc.
Filing Date: 2025-12-03
Form: 10-Q
Item: Part I, Item 1
Chunk 75
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13,874 12,777 40,297 42,145 Interest income(482)(339)(1,408)(1,269)Interest expense1,653 4,335 4,965 13,229 Adjusted other (income) expense, net(2)208 (21)236 (1,885)Other segment items(3)28,226 27,964 84,104 78,663 Income tax provision (benefit)2,589 (695)1,360 5,048 Net income (loss)$(4,152)$8,615 $(17,472)$913 (1) Cost of revenue, sales and marketing expense, research and development expense, and general and administrative expense in the consolidated statements of operations, adjusted to exclude amortization of intangible assets, stock-based compensation expense, acquisition-related expenses, certain litigation expenses, and restructuring and related charges, if any.(2) Beginning in the first quarter of fiscal 2026, other (income) expense, net in the consolidated statements of operations, adjusted to exclude intercompany foreign currency exchange gains or losses from the remeasurement of intercompany loans and transactions that are denominated in currencies other than the underlying functional currency of the applicable entity. Prior period amounts recast to conform to the current presentation.(3) Other segment items are the adjustments described in the notes above.Revenues by geographic region were as follows:Three Months Ended October 31,Nine Months Ended October 31,2024202520242025United States$109,191 $118,604 $316,357 $346,461 United Kingdom13,248 18,272 39,134 55,146 Other16,358 15,287 43,796 43,508 $138,797 $152,163 $399,287 $445,115 Revenues by geography are determined based on the region of the Company’s contracting entity, which may be different than the region of the customer. For the three and nine months ended October 31, 2024 and 2025, only the United Kingdom, in addition to the United States, represented 10% or more of total revenues for the periods presented.

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Table of ContentsnCino, Inc.NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL STATEMENTS(In thousands, except share and per share amounts and unless otherwise indicated)

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