Company: FLDDW
Filing Date: 2025-08-11
Form Type: 424B3
Source: 0001213900-25-074298
Chunk: 11

Company: Fold Holdings, Inc.
Filing Date: 2025-08-11
Form: 424B3
Chunk 11
---
 our business. •Future developments regarding the treatment of crypto assets for U.S. and foreign tax purposes could adversely impact our business. •We rely on search engines, social networking sites, and other web -basedplatforms to attract a meaningful portion of our users, and if those search engines, social networking sites and other web -basedplatforms change their listings or policies regarding advertising, or increase their pricing or suffer problems, it may limit our ability to attract new users. Corporate Information and Principal Executive Office Our predecessor, FTAC Emerald Acquisition Corp. (“Emerald”), was incorporated under the laws of the state of Delaware on February 19, 2021. Upon the closing of the Business Combination, we changed our name to Fold Holdings, Inc. Our principal executive office is located at 2942 North 24 thStreet, Suite 115 #42035, Phoenix, Arizona 85016, and our telephone number is (866) 365 -3277. Our website address is www.foldapp.com. The information contained in, or accessible through, our website does not constitute a part of this prospectus. We have included our website address in this prospectus solely as an inactive textual reference. Implications of Being an Emerging Growth Company As a company with less than $1.235 billion in revenue during our last fiscal year, we qualify as an “emerging growth company” as defined in the Jumpstart Our Business Startups Act of 2012, as amended (the “JOBS Act”). An “emerging growth company” may take advantage of reduced reporting requirements that are otherwise applicable to public companies. These provisions include, but are not limited to: •the option to present only two years of audited financial statements and only two years of related “ Management’s Discussion and Analysis of Financial Condition and Results of Operations” in this prospectus; •not being required to comply with the auditor attestation requirements of Section 404 of the Sarbanes -OxleyAct of 2002, as amended (the “Sarbanes -OxleyAct”); •not being required to comply with any requirement that may be adopted by the Public Company Accounting Oversight Board regarding mandatory audit firm rotation or a supplement to the auditor’s report providing additional information about the audit and the financial statements (i.e., an auditor discussion and analysis); •reduced disclosure obligations regarding executive compensation in our periodic reports, proxy statements and registration statements; and •exemptions from the requirements of holding a nonbinding advisory vote of stockholders on