Company: WTFCN
Filing Date: 2025-04-03
Form Type: DEF 14A
Source: 0001104659-25-031671
Chunk: 59

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-04-03
Form: DEF 14A
Chunk 59
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 asset and deposit growth, net overhead ratio, performance on niche loans, earnings per share, stock price, and shareholder return. • Maintain cost effective, scalable and efficient internal operations. • Oversee technology and information security strategy to enhance technological capability and effectively manage cyber security risk. • Maintain satisfactory ratings in bank safety and soundness exams and all areas of compliance. Oversee activities designed to achieve continued Community Reinvestment Act ratings of Outstanding (or minimum rating of Satisfactory) for all charters. Richard B. Murphy • Oversee the Chief Credit Officer’s management of the core portfolio and non-performing assets at acceptable levels. • Direct cross-functional teams on effort to continue to enhance efficiencies and processes within the credit function. • Preserve exemplary credit quality through effective underwriting and disciplined loan management. • Provide leadership to mortgage, premium finance and niche lending businesses to optimize business outcomes and achieve projected financial results. Partner with leaders of lending businesses and credit function to enhance career development of incoming personnel and emerging leaders. • Improve asset quality and improve management reporting on all loans. David L. Stoehr • Ensure that the Company’s internal controls over financial reporting are designed to provide reasonable assurance that the Company’s financial statements are reliable and prepared in accordance with generally accepted accounting principles. • Oversee the annual budgeting and regular forecasting processes. • Provide effective analytics, metrics and reporting to measure contributions of business lines and products. • Oversee the Company’s allowance for credit losses process and ensure integration with portfolio level credit loss stress testing and capital stress testing. • Maintain appropriate capital levels and oversee the capital stress testing process. • Oversee execution of five-year technology roadmap for Finance group. 43

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• Continue to make progress on the development of incoming personnel and emerging leaders. Collaborate with emerging leaders on professional development plans. Performance Results and Payouts As noted above under “2024 Business Highlights,” the Committee considered the Company’s strong performance during a year of challenges including a changing interest rate environment, reflecting the benefit of the skill and guidance provided by the Company’s executive leadership team. Company Performance Results : The Company’s consolidated pre-tax net income for the year ended December 31, 2024 was $947.1 million. In determining the actual annual short-term incentive for each NEO associated with the achievement of Company-level objectives, the Committee considered a number of factors, including the following achievements: • the Company achieved 104.6% of the consolidated pre-tax net income objective; • strong achievement measured against our key performance indicators, including