Company: KEY-PI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0001628280-25-048757
Chunk: 93

Company: KEYCORP /NEW/
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 2
Chunk 93
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1.16)%0.25

64

Nine months ended September 30, 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(0.43)%0.83Commercial mortgage— %1.09Construction— %0.02Real estate — residential mortgage(1.80)%5.87Home equity loans(2.82)%5.95Other consumer loans(3.77)%1.04Credit cards(8.46)%0.75Three months ended September 30, 2024Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(17.00)%0.42Commercial mortgage— %0.43Construction— %0.00Real estate — residential mortgage(1.85)%2.47Home equity loans(4.68)%5.60Other consumer loans(4.18)%0.40Credit cards(12.13)%0.25Nine months ended September 30, 2024Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(6.29)%1.14Commercial mortgage(1.91)%0.20Construction— %3.20Real estate — residential mortgage(1.73)%5.77Home equity loans(3.75)%6.44Other consumer loans(3.90)%0.62Credit cards(15.21)%0.75Amortized Cost Basis of Modified Loans That Subsequently DefaultedKey considers modifications to borrowers experiencing financial difficulty that subsequently become 90 days or more past due under modified terms as subsequently defaulted. The following table presents the amortized cost of modified loans to borrowers experiencing financial difficulty that were within 12 months of their modification and subsequently defaulted within the noted periods.Three months ended September 30, 2025Dollars in millionsInterest Rate ReductionTerm ExtensionOtherCombinationTotalLOAN TYPECredit cards$— $— $— $1 $1 Total consumer loans$— $— $— $1 $1 Total loans$— $— $— $1 $1 Nine months ended September 30, 2025Dollars in millionsInterest Rate ReductionTerm ExtensionOtherCombinationTotalLOAN TYPECommercial and Industrial$— $2 $7 $— $9 Commercial real estateCommercial mortgage— 19