Company: SFBC
Filing Date: 2025-05-13
Form Type: 10-Q
Source: 0001541119-25-000023
Chunk: 78

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-05-13
Form: 10-Q
Item: Item 8
Chunk 78
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— $86,211 Other consumer:Pass$1,250 $2,131 $2,911 $379 $3,562 $7,224 $704 $— $18,161 Substandard— — 74 — 9 — — — 83 Total other consumer$1,250 $2,131 $2,985 $379 $3,571 $7,224 $704 $— $18,244 Commercial business:Pass$— $292 $1,148 $1,636 $2,901 $3,849 $4,700 $— $14,526 Substandard— 37 — — — — 187 — 224 Total commercial business$— $329 $1,148 $1,636 $2,901 $3,849 $4,887 $— $14,750 Total loansPass$31,931 $110,738 $91,522 $191,801 $242,047 $165,025 $21,682 $967 $855,713 Substandard— 37 379 3,051 6,563 19,925 496 62 30,513 Total loans$31,931 $110,775 $91,901 $194,852 $248,610 $184,950 $22,178 $1,029 $886,226 

14

At December 31, 2024Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost BasisRevolving Loans Amortized Cost BasisConverted to Term20242023202220212020PriorTotalOne-to-four family:Pass$26,327 $22,470 $78,427 $98,379 $14,095 $29,534 $— $— $269,232 Substandard— — 259 104 — 214 — — 577 Total one-to-four family$26,327 $22,470 $78,686 $98,483 $14,095 $29,748 $— $— $269,809 Home equity:Pass$3,084