Company: HIG-PG
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000874766-25-000084
Chunk: 132

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-07-28
Form: 10-Q
Item: Item 1
Chunk 132
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, potential future changes in collateral values, and historical loss information for the type of collateral obtained. The probability of default factors are historical corporate defaults for receivables with similar durations estimated through multiple economic cycles. Credit ratings are forward-looking and consider a variety of economic outcomes. The loss given default factors are based on a study of historical recovery rates for general creditors through multiple economic cycles. The Company's evaluation of the required ACL for receivables for loss sensitive business considers the current economic environment as well as the probability-weighted macroeconomic scenarios similar to the approach used for estimating the ACL for mortgage loans. See Note 5 - Investments Rollforward of ACL on Premiums Receivable and Agents' Balances for the Three Months EndedJune 30, 2025June 30, 2024Receivables Excluding Receivables for Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotalReceivables Excluding Receivables for Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotalBeginning ACL$105 $21 $126 $91 $20 $111 Current period provision24 1 25 15 1 16 Current period write-offs(18)— (18)(12)— (12)Current period recoveries2 — 2 1 — 1 Ending ACL$113 $22 $135 $95 $21 $116 

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Table of ContentsNote 7 - Premiums Receivable and Agents' BalancesThe Hartford Insurance Group, Inc.Notes To Condensed Consolidated Financial Statements (continued)

Rollforward of ACL on Premiums Receivable and Agents' Balances for the Six Months EndedJune 30, 2025June 30, 2024Receivables Excluding Receivables for Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotalReceivables Excluding Receivables for Loss Sensitive BusinessReceivables for Loss Sensitive BusinessTotalBeginning ACL$97 $20 $117 $89 $20 $109 Current period provision47 2 49 30 1 31 Current period write-offs(35)— (35)(27)— (27)Current period recoveries4 — 4 3 — 3 Ending ACL$113 $22 $135 $95 $21 $116 

8. ReinsuranceThe Company cedes insurance risk