Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 152

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 152
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  1,198 |     |                |  2,186 |     |             |  3,565 |     |          | 6.19 |   |     |               | 0.29 – 4.97  |   |
| Other short-term borrowings(4)   |     |                                             | 34,002 |     |                | 33,626 |     |             | 38,263 |     |          | 1.74 |   |     |          | 0.00 – 21.20 |   |     |             | 39,218 |     |                | 34,165 |     |             | 39,843 |     |          | 2.81 |   |     |               | 0.00 – 14.85 |   |     |             | 33,359 |     |                | 37,501 |     |             | 42,185 |     |          | 2.68 |   |     |               | 0.00 – 16.75 |   |
|                                  |     |                                           W | 40,378 |     | W              | 40,759 |     | W           | 47,170 |     |          | 1.66 | % |     |          |              |   |     |           W | 43,976 |     | W              | 40,860 |     | W           | 49,100 |     |          | 2.88 | % |     |               |              |   |     |           W | 37,663 |     | W              | 42,691 |     | W           | 49,632 |     |          | 2.81 | % |     |               |              |   |

Notes:

| (1) | Average balances are based on (a) monthly balances of Shinhan Bank and (b) quarterly balances for other subsidiaries. |

| (2) | Weighted-average interest rates are calculated by dividing the total interest expenses by the average amount borrowed. |

| (3) | Borrowings from the Bank of Korea generally mature within one month for borrowings in Korean Won and six months for borrowings in foreign currencies. |

| (4) | Other short-term borrowings included bonds sold under repurchase agreements and borrowings in domestic and foreign currencies. |

Our short-term borrowings have maturities of less than one year and are generally