Company: CCNE
Filing Date: 2025-03-05
Form Type: 424B3
Source: 0001193125-25-047258
Chunk: 81

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-03-05
Form: 424B3
Chunk 81
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 gap and advance economic empowerment for women by offering innovative financial solutions, mentorship, and leadership development opportunities.                                                     |

| • |     | BankOnBuffalo’s BankOnWheels initiative enhances financial inclusion by delivering banking services to                                                                                                                                                  
 underserved communities. By addressing disparities in access to financial resources, BankOnWheels empowers individuals and communities to fully participate in the economy. The first of its kind operated by any financial institution in Western New  
 York, BankOnWheels is a full-service, yet fully mobile bank branch, which will enable the bank to deliver essential banking services to communities with little or no access to such services today. The BankOnWheels rotates between four locations in 
 the cities of Buffalo and Niagara Falls, which are located in communities underserved by banks.                                                                                                                                                         |

| • |     | In May 2023, CNB Bank launched the At Ease Program, tailored to meet the unique financial needs of veterans,                                                                                                                                        
 active-duty service members, and their families. This program offers specialized benefits, including waived fees, free financial tools, and mobile banking services, reflecting CNB’s commitment to honoring and supporting the military community. |

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Environmental CNB continues to evaluate opportunities to become more environmentally conscious through new initiatives as well as altering existing business practices. Importantly, many of these same initiatives allow CNB to be more cost-efficient and effective in the delivery of its products and services. Examples of some CNB’s recent initiatives are outlined below.

| • |     | In 2024, CNB eliminated the ordering of paper business cards for most employees and introduced digital business                                                  
 cards with QR codes to allow for contact information to be easily shared while reducing paper waste and demands on the paper-generating environmental footprint. |

| • |     | In 2024, CNB completed the new regional headquarters for Ridge View Bank, a division of CNB Bank. As part of                                                                                                                                                                                                                                                                                                                                                   
 CNB’s efforts to achieve Green Globe certification for this new building, several new policies were implemented at this location, aligning with the standards established by the Green Building Initiative. These initiatives include enforcing a non-smoking policy within 25 feet of the building, adopting sustainable water management practices, ensuring transparency in energy usage, and promoting the responsible disposal of electronic hardware and 
 confidential documents.                                                                                                                                                                                                                                                                                                                                                                                                                                        |

Cybersecurity Given the critical nature of data privacy and cybersecurity, CNB maintains robust processes for assessing, identifying, and managing material risks from cybersecurity threats. The CNB Board of Directors is