Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 284

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 284
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 higher inherent risks than are reflected in the loss factors, and other relevant considerations. The total allowance is available to absorb losses from any segment of the loan portfolio. 

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Table 11 Allowance for Credit Losses on Loans YTDQuarter Ended(Dollars in thousands)Sep 30,2025Sep 30,2024Sep 30,2025Jun 30,2025Mar 31,2025Dec 31,2024Sep 30,2024Allowance for loan lossesBalance at beginning of period$363,545 $351,094 $376,515 $371,348 $363,545 $361,765 $355,844 Provision for loan losses49,500 67,000 15,000 18,000 16,500 14,000 19,000 Charge offs(47,317)(62,645)(15,254)(18,348)(13,714)(13,770)(15,337)Recoveries12,613 6,316 2,081 5,515 5,017 1,551 2,258 Net charge offs(34,704)(56,329)(13,173)(12,833)(8,698)(12,220)(13,078)Balance at end of period$378,341 $361,765 $378,341 $376,515 $371,348 $363,545 $361,765 Allowance for unfunded commitmentsBalance at beginning of period38,776 34,776 35,276 35,276 38,776 35,776 33,776 Provision for unfunded commitments(2,500)1,000 1,000 — (3,500)3,000 2,000 Balance at end of period$36,276 $35,776 $36,276 $35,276 $35,276 $38,776 $35,776 Allowance for credit losses on loans$414,618 $397,541 $414,618 $411,791 $406,624 $402,322 $397,541 Provision for credit losses on loans47,000 68,000 16,000 18,000 13,000 17,000 21,000 Net loan (charge offs) recoveriesCommercial and industrial$(