Company: FITBI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0000035527-25-000137
Chunk: 183

Company: FIFTH THIRD BANCORP
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 1
Chunk 183
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 TotalOutstanding% of TotalSenior Liens:FICO ≤ 659$103 2  %$111 3  %FICO 660-719163 4 160 4 FICO ≥ 7201,008 24 1,013 24 Total senior liens$1,274 30 %$1,284 31 %Junior Liens:FICO ≤ 659254 6 242 6 FICO 660-719527 12 521 12 FICO ≥ 7202,210 52 2,141 51 Total junior liens$2,991 70 %$2,904 69 %Total$4,265 100  %$4,188 100  %

The Bancorp believes that home equity portfolio loans with a greater than 80% LTV (including senior liens, if applicable) present a higher level of risk. The following table provides an analysis of the home equity portfolio loans outstanding in a senior and junior lien position by LTV at origination as of:

TABLE 36:  Home Equity Portfolio Loans Outstanding by LTV at OriginationMarch 31, 2025December 31, 2024($ in millions)OutstandingWeighted-Average LTVOutstandingWeighted-Average LTVSenior Liens:LTV ≤ 80%$1,142 49.5  %$1,147 49.8  %LTV > 80%132 89.2 137 89.1 Total senior liens$1,274 53.7 %$1,284 54.2 %Junior Liens:LTV ≤ 80%2,170 64.1 2,085 64.3 LTV > 80%821 88.0 819 88.2 Total junior liens$2,991 70.9 %$2,904 71.3 %Total$4,265 65.8  %$4,188 66.0  %

37

Table of ContentsManagement’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

The following tables provide an analysis of home equity portfolio loans outstanding by state with an LTV greater than 80% (including senior liens, if applicable) at origination:

TABLE 37:  Home Equity Portfolio Loans Outstanding with an LTV Greater