Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 11

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 11
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 the extent such act would cause us to fail to comply, with certain covenants now in existence or hereafter 
 entered into evidencing our indebtedness. For more information, see “Risk Factors” beginning on page S-12.                                                                                                            |

| Payment of dividends on the Series B Preferred Stock is subject to certain legal, regulatory and other restrictions described under “Description of the Series B Preferred Stock — Dividends” 
 beginning on page S-24.                                                                                                                                                                       |

| Redemption | The Series B Preferred Stock is not subject to any mandatory redemption, sinking fund or other similar provision. |

| We may, at our option and subject to any required regulatory approvals, redeem the shares of the Series B Preferred Stock                                                                                                           
 (i) in whole or in part, from time to time, on any dividend payment date on or after the First Reset Date, or (ii) in whole but not in part at any time within 90 days following a “regulatory capital treatment event” (as defined 
 under “Description of the Series B Preferred Stock — Redemption”), including prior to the First Reset Date, and in each case at a cash redemption price of $1,000 per share (equivalent to                                          |

S-7

| $25 per depositary share), plus any declared and unpaid dividends, without regard to any undeclared dividends, to, but excluding, the redemption date. In the event the applicable reset date                                                         
 that is the redemption date is not a business day, the redemption price shall be paid on the next business day without any adjustment to the amount of the redemption price paid. If we redeem Series B Preferred Stock, the depositary will redeem a 
 proportionate number of depositary shares.                                                                                                                                                                                                            |

| Neither the holders of the Series B Preferred Stock nor the holders of the depositary shares will have the right to require the redemption or repurchase of the Series B Preferred Stock. |

| Redemption of the Series B Preferred Stock is subject to certain contractual, legal, regulatory and other restrictions described under “Description of the Series B Preferred Stock — Redemption” 
 beginning on page S-29. Under capital adequacy rules currently applicable to us, any redemption of the Series B Preferred Stock would be subject to prior approval of the Federal Reserve.        |

| Liquidation Rights | In the event we liquidate, dissolve or wind-up our business and affairs, either voluntarily or involuntarily, the holders of the shares of the Series B Preferred Stock will be entitled to receive a                                                    
 liquidating distribution of