Company: FMCCN
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0001026214-25-000060
Chunk: 118

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-05-01
Form: 10-Q
Item: Item 1
Chunk 118
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 applicable.

(2)    The primary mortgage insurance and CRT transactions presented in this table are not mutually exclusive as a single loan may be covered by both primary mortgage insurance and CRT transactions. 

(3)    For primary mortgage insurance, represents the coverage as of the related loan acquisition. For STACR transactions, represents the balance held by third parties at issuance. For ACIS transactions, represents the aggregate limit of insurance purchased from third parties at issuance.

(4)    The credit risk positions to which the maximum coverage applies may vary on a transaction-by-transaction basis. 

Single-Family Mortgage Portfolio Credit Enhancement Coverage Outstanding

The table below provides information on the UPB and maximum coverage associated with credit-enhanced loans in our Single-Family mortgage portfolio.

Table 17 - Single-Family Mortgage Portfolio Credit Enhancement Coverage OutstandingMarch 31, 2025(Dollars in millions)UPB(1)% of PortfolioMaximum Coverage(2)(3)Primary mortgage insurance(4)$661,861 21 %$175,838 STACR 1,212,945 39 28,053 ACIS738,229 24 16,587 Other39,145 1 10,614 Less: UPB with multiple credit enhancements and other reconciling items(5)(725,320)(23)— Single-Family mortgage portfolio - credit-enhanced1,926,860 62 231,092 Single-Family mortgage portfolio - non-credit-enhanced1,188,320 38                               N/ATotal$3,115,180 100 %$231,092 

December 31, 2024(Dollars in millions)UPB(1)% of PortfolioMaximum Coverage(2)(3)Primary mortgage insurance(4)$658,104 21 %$174,445 STACR 1,196,740 39 28,471 ACIS754,489 24 16,474 Other38,951 1 10,643 Less: UPB with multiple credit enhancements and other reconciling items(5)(733,818)(23)— Single-Family mortgage portfolio - credit-enhanced1,914,466 62 230,033 Single-Family mortgage portfolio - non-credit-enhanced1,189,708 38                               N/ATotal$3,104,174 100 %$230,033