Company: HBCYF
Filing Date: 2025-11-03
Form Type: 424B5
Source: 0001193125-25-261738
Chunk: 84

Company: HSBC HOLDINGS PLC
Filing Date: 2025-11-03
Form: 424B5
Chunk 84
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 Notes Fixed Rate Period Interest Payment
Date or 2031 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date, as applicable.

“2031 Fixed/Floating Rate Notes
Make-Whole Redemption” has the meaning given to that term under “—Redemption.”

“2031 Fixed/Floating
Rate Notes Make-Whole Redemption Period” has the meaning given to that term under “—Redemption.”

“2031 Fixed/Floating Rate Notes Margin” has the meaning given to that term under “—Interest—2031 Fixed/Floating Rate Notes.”

“2031 Fixed/Floating Rate Notes Maturity Date” has the meaning given to that term in
the fourth paragraph of this “Description of the Notes.”

“2031 Fixed/Floating Rate Notes Par Redemption”
has the meaning given to that term under “—Redemption.”

“2031 Fixed/Floating Rate Notes Par Redemption
Date” has the meaning given to that term under “—Redemption.”

“2036 Fixed/Floating Rate Notes”
means the 5.133% Fixed Rate/Floating Rate Senior Unsecured Notes due in an aggregate principal amount of $2,250,000,000.

“2036
Fixed/Floating Rate Notes Fixed Rate Period” has the meaning given to that term under “—Interest—2036Fixed/Floating Rate Notes.”

S-56

“2036 Fixed/Floating Rate Notes Fixed Rate Period Interest Payment Date” means
May 6 and November 6 of each year, during the 2036 Fixed/Floating Rate Notes Fixed Rate Period, beginning on May 6, 2026.

“2036 Fixed/Floating Rate Notes Floating Rate Interest Period” means, during the 2036 Fixed/Floating Rate Notes Floating Rate
Period, the period beginning on (and including) a 2036 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date and ending on (but excluding) the next succeeding 2036 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date;
provided that the first 2036 Fixed/Floating Rate Notes Floating Rate Interest Period will begin on (and include) November 6, 2035 and will end on (but exclude) the first 2036 Fixed/Floating Rate Notes Floating Rate Period Interest
Payment Date.

“2036 Fixed/Floating Rate Notes Floating Rate Period” has the meaning given to that term under
“—Interest—2036Fixed/Floating Rate Notes.”

“2036 Fixed/Floating Rate Notes Floating
Rate Period Interest Payment Date” means February 6,