Company: WBS-PG
Filing Date: 2025-09-05
Form Type: 424B5
Source: 0001193125-25-197211
Chunk: 0

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-09-05
Form: 424B5
Chunk 0
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Filed Pursuant to Rule 424(b)(5)
Registration No. 333-276034 PROSPECTUS SUPPLEMENT (To prospectus dated December 14, 2023) $350,000,000 WEBSTER FINANCIAL CORPORATION 5.784% Fixed Rate Reset Subordinated Notes due 2035 We are offering $350,000,000 aggregate principal amount of 5.784% fixed rate reset subordinated notes due 2035 (the “Notes”) pursuant to this prospectus supplement and the accompanying prospectus. The Notes will be offered in minimum denominations of $1,000 and integral multiples of $1,000 in excess thereof. The Notes will mature on September 11, 2035 (the “Maturity Date”). The Notes will bear interest (i) from and including the date of original issuance to, but excluding, September 11, 2030 or the date of earlier redemption (the “Initial Fixed Rate Period”), at an initial rate of 5.784% per annum, payable semi-annually in arrears on March 11 and September 11 of each year, commencing on March 11, 2026, and (ii) from and including September 11, 2030 to, but excluding, the Maturity Date or the date of earlier redemption (the “Subsequent Fixed Rate Period”), at a rate per annum equal to the U.S. Treasury Rate for a five-year maturity as of the Reset Determination Date, each as defined and subject to the provisions described under “Description of the Notes—Interest Rate” in this prospectus supplement, plus 212.5 basis points, payable semi-annually in arrears on March 11 and September 11 of each year, commencing on March 11, 2031. Notwithstanding the foregoing, in the event that the interest rate during the Subsequent Fixed Rate Period would be less than zero, the interest rate during the Subsequent Fixed Rate Period shall be deemed to be zero. We may, at our option, redeem the Notes (i) in whole, but not in part, on September 11, 2030 and (ii) in whole or in part, at any time or from time to time, on or after June 11, 2035. The Notes will not otherwise be redeemable by us prior to maturity, unless certain events occur, as described under “Description of the Notes—Redemption” in this prospectus supplement. The redemption price