Company: SFNC
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0001628280-25-008639
Chunk: 3

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-02-27
Form: 10-K
Item: Item 7A
Chunk 3
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 reprice in different time frames and proportions to market interest rate movements, various assumptions must be made based on historical relationships of these variables in reaching any conclusion. Since these correlations are based on competitive and market conditions, we anticipate that our future results will likely be different from the foregoing estimates, and such differences could be material.

The table below presents our sensitivity to net interest income at December 31, 2024.

Table 24: Net Interest Income Sensitivity

Interest Rate Scenario% Change from BaseUp 200 basis points(3.78)%Up 100 basis points(1.70)%Down 100 basis points0.89 %Down 200 basis points1.81 %

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