Company: OSBC
Filing Date: 2025-05-08
Form Type: 424B3
Source: 0001104659-25-046065
Chunk: 156

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-08
Form: 424B3
Chunk 156
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--|:--|:-------------------|:--|-----:|:--|:--|
| Customer service fees                                        | ​ | ​ | ​                                                           | $ |   320 | ​ | ​ | ​ | ​    | $ |   278 | ​ | ​ | ​ | ​                  | ​ | 15.1 | ​ | ​ |
| Income from bank owned life insurance                        | ​ | ​ | ​                                                           | ​ |   380 | ​ | ​ | ​ | ​    | ​ |   345 | ​ | ​ | ​ | ​                  | ​ | 10.1 | ​ | ​ |
| Net gain on available for sale securities                    | ​ | ​ | ​                                                           | ​ |   270 | ​ | ​ | ​ | ​    | ​ |     4 | ​ | ​ | ​ | ​                  | ​ |  N/M | ​ | ​ |
| Net gain (loss) on sale of foreclosed and repossessed assets | ​ | ​ | ​                                                           | ​ |   136 | ​ | ​ | ​ | ​    | ​ |  -204 | ​ | ​ | ​ | ​                  | ​ |  N/M | ​ | ​ |
| Powersport lending fee income                                | ​ | ​ | ​                                                           | ​ | 1,442 | ​ | ​ | ​ | ​    | ​ | 1,384 | ​ | ​ | ​ | ​                  | ​ |  4.2 | ​ | ​ |
| Other                                                        | ​ | ​ | ​                                                           | ​ |   383 | ​ | ​ | ​ | ​    | ​ |   356 | ​ | ​ | ​ | ​                  | ​ |  7.6 | ​ | ​ |
| Total noninterest income                                     | ​ | ​ | ​                                                           | $ | 2,931 | ​ | ​ | ​ | ​    | $ | 2,163 | ​ | ​ | ​ | ​                  | ​ | 35.5 | ​ | ​ |

N/M — not meaningful Noninterest income for the year ended December 31, 2024 increased by $768,000, or 35.5%, to $2.9 million compared to $2.2 million for the year ended December 31, 2023. The increase was primarily

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due to the increase of $340,000 on the gain on sale of foreclosed and repossessed