Company: CPSS
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001683168-25-001548
Chunk: 657

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 2
Chunk 657
---
  
     1,197  
     1,410  
     1,082 
  
    $3.00 - $3.99 
     2,026  
     2,026  
     2,473  
     2,473 
  
    $4.00 - $4.99 
     1,262  
     972  
     2,539  
     1,929 
  
    $10.00 - $10.99 
     1,612  
     892  
     1,703  
     578 
  
    Total shares 
     6,097  
     5,087  
     8,125  
     6,062 

We did not issue any stock options with an exercise
price above or below the market price of the stock on the grant date for the years ended December 31, 2024, 2023 and 2022.

     F-26 

CONSUMER PORTFOLIO SERVICES, INC. AND SUBSIDIARIES

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

(8) Interest Income and Interest Expense

The following table presents the components of
interest income:

    Schedule of interest income 

    Year Ended December 31, 

    2024  
    2023  
    2022 

    (In thousands) 
  
    Interest on finance receivables 
    $6,948  
    $15,567  
    $35,091 
  
    Interest on finance receivables at fair value 
     350,729  
     307,543  
     268,621 
  
    Other interest income 
     6,285  
     6,109  
     1,525 
  
    Interest income 
    $363,962  
    $329,219  
    $305,237 

The following table presents the components of
interest expense:

    Schedule of interest expense 

    Year Ended December 31, 

    2024  
    2023  
    2022 

    (In thousands) 
  
    Securitization trust debt 
    $161,014  
    $121,409  
    $70,627 
  
    Warehouse lines of credit 
     19,292