Company: FLDDW
Filing Date: 2025-01-24
Form Type: 424B3
Source: 0001213900-25-006075
Chunk: 337

Company: Fold Holdings, Inc.
Filing Date: 2025-01-24
Form: 424B3
Chunk 337
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 banking partners. Our team keeps current with CFPB changes and collaborates closely with the legal team to promptly implement any necessary adjustments. Noncompliance might lead to severe consequences, including financial penalties, damage to Fold’s reputation, and potential loss of our banking partners. Privacy Protection Laws Fold is dedicated to safeguarding user privacy and adheres to regulations such as the Gramm -Leach-BlileyAct (GLBA), California Consumer Privacy Act (CCPA), and General Data Protection Regulation (GDPR). Intellectual Property We use various methods to establish and protect our intellectual property, and rely on intellectual property laws in the United States and other countries, along with contractual measures to do so. Our key strategies include the following: Trademarks:We have registered trademarks related to our name and logo to protect our brand in the United States and other countries. Trade Secrets:We implement measures to maintain the confidentiality of our trade secrets, including using confidentiality notices in internal documents. Contractual Measures:We utilize nondisclosure agreements (NDAs) and other contractual restrictions in an effort to establish legally enforceable restrictions on access to and use of our proprietary information. Risk Management:Limiting access to confidential information is part of our overall risk management strategy to minimize potential intellectual property theft or misuse. Facilities We are a remote -firstcompany with our official headquarters in Phoenix, Arizona and a distributed workforce. Legal and Regulatory Proceedings From time to time, we may be subject to various claims, lawsuits and other legal and administrative proceedings that may arise in the ordinary course of business. Some of these claims, lawsuits and other proceedings may range in complexity and result in substantial uncertainty; it is possible that they may result in damages, fines, penalties, non -monetarysanctions, or relief. We currently do not have any claims, lawsuits, or proceedings against us that, individually or in the aggregate, would be considered material to our business or likely to result in a material adverse effect on our future operating results, financial condition, or cash flows. 209

EXECUTIVE COMPENSATION Throughout this section, unless otherwise noted, “the company,” “we,” “us,” “our” and similar terms refer to Fold prior to the Business Combination. This section discusses the material components of the executive compensation program for Fold’s executive officers who are named in the “2024 Summary Compensation Table” below. In 2024, Fold’s “named executive officers” and their positions at year -endwere as follows: •Will Reeves, Chief Executive Officer; •Wol