Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 102

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 102
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 4,021 Total loans$38,776 $— $— $— $(2,500)$36,276 Allowance for credit losses on loansCommercial and industrial$151,052 $(12,286)$4,504 $(7,782)$34,564 $177,834 1.54 %Commercial real estate — owner occupied9,568 — — — 1,875 11,443 1.00 %Commercial and business lending160,620 (12,286)4,504 (7,782)36,438 189,277 1.49 %Commercial real estate — investor72,125 (21,206)2,891 (18,315)8,644 62,454 1.16 %Real estate construction71,090 — 152 152 (5,919)65,324 3.33 %Commercial real estate lending143,215 (21,206)3,043 (18,163)2,725 127,778 1.74 %Total commercial303,835 (33,492)7,547 (25,945)39,164 317,054 1.58 %Residential mortgage32,576 (882)547 (335)2,575 34,815 0.51 %Auto finance28,467 (6,118)2,405 (3,713)2,637 27,391 0.90 %Home equity19,085 (164)746 582 (1,127)18,540 2.66 %Other consumer18,359 (6,661)1,368 (5,293)3,751 16,817 5.46 %Total consumer98,486 (13,825)5,066 (8,759)7,836 97,563 0.89 %Total loans$402,322 $(47,317)$12,613 $(34,704)$47,000 $414,618 1.34 %

30

The following table presents a summary of the changes in the ACLL by portfolio segment for the year ended December 31, 2024:(in thousands)Dec 31, 2023Charge offsRecoveriesNet (Charge offs) RecoveriesProvision for