Company: SUND
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001641172-25-017143
Chunk: 118

Company: Sundance Strategies, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1A
Chunk 118
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 the remaining life expectancy of the insured. Even if the insured granted a general consent that gave the
owner of the policy the right to subsequently request and receive medical information from the insured’s health providers, it is
possible for the insured to subsequently revoked such consent. Likewise, it is possible that, under applicable law, the consent expires
after a certain period of time. Even if the consent is effective, without the cooperation of the insured, it may be difficult to convince
the insured’s health care providers of the consent’s efficacy and such health providers may be reluctant to release medical
information. These impediments to accessing current medical information can prove to be a significant obstacle to the proper valuation
of a policy at the time of either the policy’s purchase or sale.

21

Risk
Factors Related To Our Common Stock

There
is a limited public market for our common stock, and any market that may develop could be volatile.

The
market for our common stock has been limited due to, among other factors, low public float of our common stock, low trading volume and
the small number of brokerage firms acting as market makers. There were 18,741,922  shares of our common stock held by non-affiliates
as of March 31, 2025. Thus, our common stock will be less liquid than the stock of companies with broader public ownership, and, as a
result, the trading price for shares of our common stock may be more volatile. Among other things, trading of a relatively small volume
of our common stock may have a greater impact on the trading price for our stock than would be the case if our public float were larger.
In addition, because our common stock is thinly traded, its market price may fluctuate significantly more than the stock market in general
or the stock prices of other companies listed on major stock exchanges. The average daily trading volume for our stock has varied significantly
from week to week and from month to month, and the trading volume often varies widely from day to day. Because of the limitations of
our market and volatility of the market price of our stock, investors may face difficulties in selling shares at attractive prices when
they want to.

An
active trading market for shares of our common stock may never develop or be sustained. If no trading market develops, securities analysts
may not initiate or maintain research coverage of our company, which could further depress the demand for our common stock. As a result,
investors may be unable to sell their shares of our common stock