Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 131

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 131
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 2025, reproduced herein on page A-31. In addition to these sources of funding, Banco Sabadell maintains a liquidity buffer in the form of liquid assets to meet potential liquidity needs:

|                                                              |     | 6/30/2025  |        |     | 12/31/2024 |        |
|                                                              |     | -€ million |        |     |            |        |
| Cash(*) + Net Interbank Position                             |     |            | 19,871 |     |            | 12,668 |
| Available in Bank of Spain facility                          |     |            | 22,603 |     |            | 20,466 |
| ECB eligible assets not pledged in facility                  |     |            |  8,524 |     |            | 20,812 |
| Other non-ECB eligible marketable assets (**)                |     |            |  6,631 |     |            |  6,643 |
| Memorandum item:                                             |     |            |        |     |            |        |
| Balance drawn from Bank of England Term Funding Scheme (***) |     |            |    687 |     |            |  1,670 |
| Total Liquid Assets Available                                |     |            | 57,629 |     |            | 60,589 |

| (*) | Excess reserves and Marginal Deposit Facility in central banks. |

| (**) | At market value and having applied the Liquidity Coverage Ratio (LCR) haircut. Includes fixed income qualifying 
 as a high-quality liquid asset according to LCR (HQLA) and other marketable assets from various Group entities. |

| (***) | As at June 30, 2025, it includes £588 million to support small and medium-sized enterprises (TFSME). As   
 [at] December 31, 2024, it included £1,385 million to support small and medium-sized enterprises (TFSME). |

The information in this subsection has been extracted from page 101 of Banco Sabadell’s consolidated financial statements as of and for the year ended December 31, 2024, reproduced herein on page A-190. See also Note 4.4.3.1 to the consolidated financial statements as of and for the year ended December 31, 2024.

|                                                               |     |       2024 |        |     | 2023 |        |
|                                                               |     | -€