Company: WFC-PC
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0000072971-25-000253
Chunk: 29

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-10-31
Form: 10-Q
Item: Item 1
Chunk 29
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14 10 433 17 1,379 660-699110 304 201 44 6 8 335 17 1,025 620-65924 114 93 29 3 5 127 11 406 <62014 120 112 29 4 7 138 16 440 No FICO available (1)79 93 119 20 6 6 21,936 24 22,283 Total$1,867 1,867 1,184 291 81 62 23,930 126 29,408 Gross charge-offs (2)$150 165 127 31 5 6 66 10 560 (1)Substantially all loans are revolving securities-based loans originated by the WIM operating segment and therefore do not require a FICO score.(2)Includes charge-offs on overdrafts, which are generally charged-off at 60 days past due. 

80Wells Fargo & Company

NONACCRUAL LOANS.  Table 5.13 provides loans on nonaccrual status. Nonaccrual loans may have an ACL or a negative allowance for credit losses from expected recoveries of amounts previously written off.Table 5.13:  Nonaccrual LoansOutstanding balanceRecognized interest incomeNonaccrual loansNonaccrual loans without related allowance for credit losses (1)Nine months ended September 30,(in millions)Sep 30,2025Dec 31,2024Sep 30,2025Dec 31,202420252024Commercial and industrial$1,050 763 57 2 15 14 Commercial real estate3,334 3,771 187 41 49 14 Lease financing75 84 17 17 — — Total commercial 4,459 4,618 261 60 64 28 Residential mortgage3,057 2,991 1,999 1,887 128 136 Auto71 89 — — 8 11 Other consumer27 32 — — 3 3 Total consumer 3,155 3,112 1,999 1,887 139 150 Total nonaccrual loans$7,614 7,730 2,260 1,947 203 178