Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 660

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 1A
Chunk 660
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6,396

			Net loans

			631,199

			614,409

			557,958

			483,287

			500,331

			Deposits

			1,066,439

			1,025,211

			1,060,396

			1,035,562

			900,461

			Borrowings

			-

			21,500

			-

			-

			-

			Stockholders' equity, net of noncontrolling

			interest in subsidiary

			114,599

			105,233

			85,158

			113,828

			110,639

			For the Year Ended

			OPERATING DATA:

			December 31,

			2024

			2023

			2022

			2021

			2020

			(In thousands)

			Interest income

			$
			50,471

			$
			43,605

			$
			33,940

			$
			29,460

			$
			29,647

			Interest expense

			14,681

			9,017

			1,594

			1,128

			1,561

			Net interest income

			35,790

			34,588

			32,346

			28,332

			28,086

			Provision for (recapture of) credit losses

			1,449

			1,141

			950

			(325
			)

			1,801

			Net interest income after provision for

			(recapture of) credit losses

			34,341

			33,447

			31,396

			28,657

			26,285

			Noninterest income

			7,656

			7,632

			7,927

			9,551

			8,599

			Noninterest expense

			27,828

			26,028

			25,088

			24,531

			23,048

			Income before income taxes

			14,169

			15,051

			14,235