Company: CDLX
Filing Date: 2025-07-08
Form Type: 8-K
Source: 0001666071-25-000119
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Company: Cardlytics, Inc.
Filing Date: 2025-07-08
Form: 8-K
Item: Item 1.01
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ITEM 1.01 ENTRY INTO A MATERIAL DEFINITIVE AGREEMENT

On July 7, 2025, Cardlytics, Inc. (the “ Company”) entered into a Fourth Amendment (the “ Fourth Amendment”) to Schedule #1 of the Master Agreement, as previously amended (the “ Master Agreement”), with JPMorgan Chase Bank, National Association. The Fourth Amendment extends the term of the Master Agreement until November 18, 2028, and further amends provisions related to Supplier Billings Share, Incentive Bonus, Quality Credits, and certain other matters. Pursuant to the Fourth Amendment, among other items, the parties agreed to reduce the Supplier Billings Share beginning on January 1, 2026, although the Supplier Billings Share, or the portion of Billings retained by the Company, remains higher than it was prior to the Third Amendment to Schedule #1 of the Master Agreement. Capitalized terms used but not defined in this Form 8-K are defined in the Master Agreement, which was filed as an exhibit to the Company’s Form 10-Q for the quarter ended June 30, 2018.

The foregoing is only a summary of the Fourth Amendment and does not purport to be complete and is qualified in its entirety by reference to the full text of the Fourth Amendment, which will be filed as an exhibit to the Company’s Form 10-Q for the quarter ended June 30, 2025.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

                               Cardlytics, Inc.                                                    
  Date:      July 8, 2025      By:                   /s/ Alexis DeSieno                            
                                                     Alexis DeSieno                                
                                                     Chief Financial Officer