Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001654954-25-008460
Chunk: 1

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 1
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 balance sheet (unaudited)                   | 58 |
| Condensed consolidated statement of changes in equity              
 (unaudited)                                                        | 59 |
| Condensed consolidated cash flow statement (unaudited)             | 62 |
| Notes to the condensed consolidated half-year financial statements 
 (unaudited)                                                        | 63 |
| Statement of directors' responsibilities                           | 95 |
| Independent review report to Lloyds Banking Group plc              | 96 |
| Key dates                                                          | 97 |
| Basis of presentation                                              | 97 |
| Forward-looking statements                                         | 98 |
| Contacts                                                           | 99 |

#### Alternative performance measures
The Group uses a number of alternative performance measures, including underlying profit, in the description of its business performance and financial position. These measures are labelled with a superscript 'A' throughout this document, with the exception of content on pages 1 to 2 and pages 7 to 8 which is, unless otherwise stated, presented on an underlying basis. Further information on these measures is set out on page 29.

#### Forward-looking statements
This news release contains forward-looking statements. For further details, reference should be made to page 98.

### RESULTS FOR THE HALF-YEAR
"We have shown sustained strength in our financial performance in the first half of 2025, with income growth, cost discipline and robust asset quality, driving strong capital generation and increased shareholder distributions, with a 15% increase in the interim ordinary dividend.

We continue to make great progress in our purpose-driven strategy, building differentiated customer outcomes and delivering growth across our business as we build towards our ambitious targets for 2026.

Our strategic progress and sustained strength in our financial performance allows us to re-affirm our 2025 guidance and gives us confidence in our 2026 commitments. It also underpins our delivery of higher, more sustainable returns for our shareholders."

Charlie Nunn, Group Chief Executive

Successfully delivering our purpose-driven strategy

● Driving growth across the business through deeper customer relationships, focusing on high value areas, cross-Group collaboration and building the core franchise

● Enhancing operating leverage through improving capabilities and capitalising on scale

● Leveraging investment in technology and data to reinforce competitive strength, with increased digital capabilities and engagement driving broader revenue opportunities and improved productivity

● Delivered more than £1 billion annualised additional revenues from strategic initiatives and confident in delivering more than £1.5 billion by 2026

Sustained strength in financial performance 1

● Stat