Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 146

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 2
Chunk 146
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 pawn operations in the U.K. The retail POS payment solutions segment consists of the operations of AFF in the U.S. 

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Table of Contents

OPERATIONS AND LOCATIONS

Pawn Operations

As of September 30, 2025, the Company operated 3,311 pawn store locations composed of 1,193 stores in 29 U.S. states and the District of Columbia, 1,729 stores in 32 states in Mexico, 73 stores in Guatemala, 18 stores in El Salvador, 12 stores in Colombia and 286 stores in the U.K.  

The following tables detail pawn store count activity for the three and nine months ended September 30, 2025:

Three Months Ended September 30, 2025 U.S.Latin AmericaU.K.TotalTotal locations, beginning of period1,194 1,833 — 3,027 New locations opened — 2 1 3 Locations acquired2 — 286 288 Consolidation of existing pawn locations (1)(3)(3)(1)(7)Total locations, end of period1,193 1,832 286 3,311 Nine Months Ended September 30, 2025 U.S.Latin AmericaU.K.TotalTotal locations, beginning of period1,200 1,826 — 3,026 New locations opened2 21 1 24 Locations acquired6 — 286 292 Consolidation of existing pawn locations (1)(15)(15)(1)(31)Total locations, end of period1,193 1,832 286 3,311 

(1)Store consolidations, which include certain acquired locations that have been combined with overlapping stores, represent closings for which the Company expects to maintain a significant portion of the customer base in the consolidated location.

POS Payment Solutions

As of September 30, 2025, AFF provided LTO and retail POS payment solutions for consumer goods and services through a network of approximately 15,800 active retail merchant partner locations located in all 50 U.S. states and the District of Columbia. This compares to the active door count of approximately 13,500 locations at September 30, 2024.

CRITICAL ACCOUNTING ESTIMATES 

The financial statements have been prepared in accordance with GAAP. The significant accounting policies and estimates that the Company believes are the most critical to aid in fully understanding and evaluating its reported financial results have been reported in the