Company: FMFG
Filing Date: 2025-03-13
Form Type: PREC14A
Source: 0001437749-25-007538
Chunk: 50

Company: Farmers & Merchants Bancshares, Inc.
Filing Date: 2025-03-13
Form: PREC14A
Chunk 50
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31, 2024, which contains the information required by Rule 14a-3(b) under the Exchange Act. Upon the written request of any person solicited pursuant to this Proxy Statement, the Company will provide such person, without charge, a copy of the Company’s Annual Report on Form 10-K, including the financial statements and the financial statement schedules, required to be filed with the SEC pursuant toRule 13a-1under the Exchange Act for the year ended December 31, 2024.A written request must be sent to Mark C. Krebs, Executive Vice President/Chief Financial Officer, Farmers and Merchants Bancshares, Inc., P.O. Box 249, 25 Westminster Pike, Reisterstown, MD 21136.

<div align='center'>OTHER MATTERS</div>

As of the date of this Proxy Statement, the Company Board is not aware of any matters, other than those stated above, that may properly be brought before the Annual Meeting. If other matters should properly come before the Annual Meeting or any adjournment, postponement or rescheduling thereof, to the extent permitted by Rule 14a-4(c) of the Exchange Act, persons named in the enclosed proxy or their substitutes will vote with respect to such matters in accordance with their best judgment.

By order of the Board of Directors

Cherie Barrett

Assistant Vice President/Corporate Secretary

[●], 2025

<div align='center'>28

APPENDIX A

ADDITIONAL INFORMATION REGARDING PARTICIPANTS IN THE SOLICITATION</div>

Under applicable SEC rules and regulations, members of the Company Board, the Company Board’s nominees, and certain officers and other employees of the Company and the Bank are “participants” with respect to the Company Board’s solicitation of proxies in connection with the Annual Meeting. The following sets forth certain information about such persons (the “Participants”).

Directors, Director Nominees, and Director Emeriti

The names and present principal occupation of our directors, director nominees, and director emeriti, each a Participant, are set forth below. The business address for the Company’s current directors, director nominees, and director emeriti is c/o Farmers and Merchants Bancshares, Inc., 4510 Lower Beckleysville Road, Suite H, Hampstead, Maryland 21074.

| Name                 | Present Principal Occupation                                                                                                                                                                                               |
| James R. Bosley, Jr. | Retired                                                                                                                                                                                                                    |
| Roger D. Cassell