Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 0

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 0
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ITEM 1. FINANCIAL STATEMENTS

WINTRUST FINANCIAL CORPORATION AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF CONDITION(Unaudited)(Unaudited)(Dollars in thousands, except per share data)June 30,2025December 31,2024June 30,2024AssetsCash and due from banks$695,501 $452,017 $415,462 Federal funds sold and securities purchased under resale agreements63 6,519 62 Interest-bearing deposits with banks4,569,618 4,409,753 2,824,314 Available-for-sale securities, at fair value4,885,715 4,141,482 4,329,957 Held-to-maturity securities, at amortized cost, net of allowance for credit losses of $398, $457 and $491 at June 30, 2025, December 31, 2024 and June 30, 2024, respectively ($2.9 billion, $2.9 billion and $3.1 billion fair value at June 30, 2025, December 31, 2024 and June 30, 2024, respectively)3,502,186 3,613,263 3,755,924 Trading account securities— 4,072 4,134 Equity securities with readily determinable fair value273,722 215,412 112,173 Federal Home Loan Bank and Federal Reserve Bank stock282,087 281,407 256,495 Brokerage customer receivables— 18,102 13,682 Mortgage loans held-for-sale, at fair value299,606 331,261 411,851 Loans, net of unearned income51,041,679 48,055,037 44,675,531 Allowance for loan losses(391,654)(364,017)(363,719)Net loans50,650,025 47,691,020 44,311,812 Premises, software and equipment, net776,324 779,130 722,295 Lease investments, net289,768 278,264 275,459 Accrued interest receivable and other assets1,610,025 1,739,334 1,671,334 Receivable on unsettled securities sales240,039 — — Goodwill798