Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 83

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 83
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25,266 Amount reclassified from accumulated other comprehensive income or loss into net income, net of tax(905)44,750 — 43,845 Amount reclassified from accumulated other comprehensive income or loss related to amortization of unrealized gains on investment securities transferred to held-to-maturity from available-for-sale, net of tax(57)— — (57)Net other comprehensive income (loss) during the period, net of tax$50,954 $24,035 $(5,935)$69,054 Balance at September 30, 2024$(299,743)$56,084 $(48,518)$(292,177) 

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Table of Contents

(In thousands)Amount Reclassified from Accumulated Other Comprehensive Income or Loss for theDetails Regarding the Component of Accumulated Other Comprehensive Income or LossThree Months EndedNine Months EndedImpacted Line on the Consolidated Statements of IncomeSeptember 30,September 30,2025202420252024Accumulated unrealized (losses) gains on securitiesGains included in net income$269 $45 $(119)$1,223 Gains on investment securities, net269 45 (119)1,223 Income before taxesTax effect(70)(6)31 (318)Income tax expenseNet of tax$199 $39 $(88)$905 Net incomeAccumulated unrealized gains on derivative instrumentsAmount reclassified to interest income on loans$8,625 $23,704 $25,911 $72,027 Interest on LoansAmount reclassified to interest expense on deposits(3,325)(3,325)(9,975)(11,307)Interest on deposits(5,300)(20,379)(15,936)(60,720)Income before taxesTax effect1,378 5,299 4,144 15,970 Income tax expenseNet of tax$(3,922)$(15,080)$(11,792)$(44,750)Net incomeEarnings per ShareThe following table shows the computation of basic and diluted earnings per share for the periods indicated:Three Months EndedNine Months Ended(Dollars in thousands, except per share data)September 30,2025September 30,2024September 30,2025September 30,2024Net income$216,254 $170,001 $600,820 $509,683 Less: Preferred stock dividends