Company: FLDDW
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001013762-25-004107
Chunk: 1765

Company: Fold Holdings, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 10
Chunk 1765
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 Mr. Repass has served as Legacy Fold’s Chief Financial Officer since October 2024, prior to which he served
as Legacy Fold’s Vice President of Finance and Operations beginning in September 2023, and has held various roles in the Finance
and Operations department of Legacy Fold since joining Legacy Fold in May 2021. While at Legacy Fold, Mr. Repass has played a key role
in establishing its financial, accounting, and operational foundations. Mr. Repass has more than 13 years of experience in finance and
accounting, including roles as the Director of International Accounting for PopSockets LLC and as a Senior Manager of Accounting Operations
at Robinhood Markets LLC. From July 2011 to June 2020, Mr. Repass held various positions within the assurance department of PricewaterhouseCoopers
LLP (“PwC”), most recently, as Senior Manager. While at PwC, Mr. Repass specialized in providing PCAOB-compliant audit services,
including Sarbanes–Oxley Act compliance, for multiple Fortune 250 clients and spent two years in Singapore providing U.S. GAAP reporting
services for multiple foreign entities and U.S. subsidiaries. Mr. Repass holds a B.S. in Accounting from Bradley University and is a licensed
Certified Public Accountant in the state of Colorado.

77

Nicolleta Goncalves

Ms. Goncalves has served as our Vice President
of Risk and Compliance since February 2025. Ms. Goncalves has held various positions at Legacy Fold since 2022, serving as Director of
Risk and Compliance until September 2023 when she began serving as Legacy Fold’s Vice President of Risk and Compliance. Ms. Goncalves
works with internal and external stakeholders to ensure compliance with regulatory requirements and industry best practices. Ms. Goncalves
has over eight years of experience in the FinTech and Crypto space. She holds a Chainalysis KYT Certificate (CKC) and Certified Anti-Money
Laundering Specialist (CAM) credentials. Prior to joining Legacy Fold, Ms. Goncalves held positions at Zoro Card and Metallicus. Ms. Goncalves
holds a B.A. in Public Relations from Bradley University.

Thomas Dickman

Mr. Dickman has served as our Chief Technology
Officer since February 2025. Mr. Dickman has held various positions at Legacy Fold since its founding in 2019, serving as Senior Software
Engineer until