Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 6

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 6
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 + Tier 2 SNP + Senior Covered Bonds TOTAL 2025 issuances against funding plan € bn, Mar-25 1 Note: Issuance plan subject to, amongst other considerations, market conditions and regulatory requirements. Other secured issuances (for example ABS, RMBS, etc.) are not considered in the table above. (1) Includes €5.3bn Senior Non-Preferred and €2.5bn Senior Preferred issued in 2024, as pre-funding for the 2025 funding plan. (2) Includes €1bn Covered Bond issued in 2024, as pre-funding for the 2025 funding plan. • Continue fulfilling the 1.5% AT1 and 2.4% T2 buffers subject to RWA growth • MREL & TLAC ratios above regulatory requirements • Maintain a solid liquidity position, with LCR and NFSR above minimum requirements and ample liquidity buffers 2 1 EXECUTION OF 2025 FUNDING PLAN Banco Santander, S.A.’s 2025 funding plan contemplates the following: 2

10 TLAC/MREL for the Resolution Group headed by Banco Santander, S.A. 32.4% 12.2% 4.2% 4.4% 3.9% 41.0% 16.1% % RWAs % LE 18.0% 6.8% 4.2% 7.7% 2.8% 29.9% 9.5% % RWAs % LE % and € bn Req. 36.6% SNP T2 CET1 Senior AT1 Sub debt % Req. 22.2% Distance to M-MDA €24.6bn 775bps €27.8bn 279bps €18.5bn 445bps €41.1bn 389bps 83.3 9.6 13.2 2.1 34.9 27.1 170.3 MREL instruments1 1 1 1 2 Requirement CBR Buffer (1) TLAC RWAs are €318bn and leverage exposure (LE) is €997bn. MREL RWAs are €415bn and leverage exposure is €1,057bn. (2) MREL Requirement based on RWAs from Jan-25: 32.39% + Combined Buffer Requirement (CBR). TLAC Mar-25(e) MREL Mar-25(e