Company: KEY-PI
Filing Date: 2025-02-26
Form Type: 424B5
Source: 0001193125-25-036859
Chunk: 54

Company: KEYCORP /NEW/
Filing Date: 2025-02-26
Form: 424B5
Chunk 54
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 of the notes. S-27

FORWARD-LOOKING STATEMENTS From time to time, we have made or will make forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements do not relate strictly to historical or current facts. Forward-looking statements usually can be identified by the use of words such as “goal,” “objective,” “plan,” “expect,” “assume,” “anticipate,” “intend,” “project,” “believe,” “estimate,” “will,” “would,” “should,” “could,” or other words of similar meaning. Forward-looking statements provide our current expectations or forecasts of future events, circumstances, results or aspirations. Our disclosures in this prospectus supplement and the accompanying prospectus contain forward-looking statements. We may also make forward-looking statements in any applicable pricing supplement and in our other documents filed with or furnished to the SEC. In addition, we may make forward-looking statements orally to analysts, investors, representatives of the media and others. Forward-looking statements, by their nature, are subject to assumptions, risks and uncertainties, many of which are outside of our control. Our actual results may differ materially from those set forth in our forward-looking statements. There is no assurance that any list of risks and uncertainties or risk factors is complete. In addition, no assurance can be given that any plan, initiative, projection, goal, commitment, expectation, or prospect set forth in this prospectus supplement, the accompanying prospectus, any applicable pricing supplement or our other documents filed with or furnished to the SEC can or will be achieved. Factors that could cause our actual results to differ from those described in forward-looking statements include, but are not limited to:

| • |     | our concentrated credit exposure in commercial and industrial loans; |

| • |     | deterioration of commercial real estate market fundamentals; |

| • |     | defaults by our loan counterparties or clients; |

| • |     | adverse changes in credit quality trends; |

| • |     | declining asset prices; |

| • |     | deterioration of asset quality and an increase in credit losses; |

| • |     | labor shortages and supply chain constraints, as well as the impact of inflation; |

| • |     | the extensive regulation of the U.S. financial services industry; |

| • |     | changes in accounting policies, standards, and interpretations; |

| • |     | operational or risk management failures by us or critical third parties; |

| • |     | breaches