Company: WFC-PC
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000072971-25-000129
Chunk: 205

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-04-29
Form: 10-Q
Item: Item 15
Chunk 205
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 of the amounts for cash flow hedges are interest rate contracts.

Wells Fargo & Company121

Note 22:  Regulatory Capital Requirements and Other RestrictionsRegulatory Capital RequirementsThe Company and each of its subsidiary banks are subject to regulatory capital adequacy requirements promulgated by federal banking regulators. The FRB establishes capital requirements for the consolidated financial holding company, and the Office of the Comptroller of the Currency (OCC) has similar requirements for the Company’s national banks, including Wells Fargo Bank, N.A. (the Bank).Table 22.1 presents regulatory capital information for the Company and the Bank in accordance with Basel III capital requirements. We must calculate our risk-based capital ratios under both the Standardized and Advanced Approaches. The Standardized Approach applies assigned risk weights to broad risk categories, while the calculation of risk-weighted assets (RWAs) under the Advanced Approach differs by requiring applicable banks to utilize a risk-sensitive methodology, which relies upon the use of internal credit models, and includes an operational risk component.Table 22.1:  Regulatory Capital Information Wells Fargo & Company Wells Fargo Bank, N.A.Standardized ApproachAdvanced ApproachStandardized ApproachAdvanced Approach(in millions, except ratios)Mar 31,2025Dec 31,2024Mar 31,2025Dec 31,2024Mar 31,2025Dec 31,2024Mar 31,2025Dec 31,2024Regulatory capital:Common Equity Tier 1$135,577 134,588 135,577 134,588 147,334 145,651 147,334 145,651 Tier 1153,855 152,866 153,855 152,866 147,334 145,651 147,334 145,651 Total185,503 184,638 175,359 174,446 169,613 167,936 159,732 158,021 Assets:Risk-weighted assets1,222,031 1,216,146 1,063,610 1,085,017 1,118,675 1,113,190 901,328 916,135 Adjusted average assets (1)1,891,911 1,891,333 1,891,911 1,891,333 1,666,176 1,669,946 1,666,176 1,669,946 Regulatory capital ratios: