Company: RTNTF
Filing Date: 2025-03-13
Form Type: 424B5
Source: 0001104659-25-023282
Chunk: 17

Company: RIO TINTO LTD
Filing Date: 2025-03-13
Form: 424B5
Chunk 17
---
 the year ended December 31, 2024.

<div align='center'>S-13</div>

TABLE OF CONTENTS

### RISK FACTORS
An investment in the Notes involves risks. Risks may materialize individually, simultaneously or in combination. There may be additional risks unknown to the Rio Tinto Group and other risks, currently believed to be immaterial, which could turn out to be material. The risk factors outlined below, in addition to those incorporated by reference info this prospectus supplement, including the section entitled “Item 3D Risk Factors” beginning on page 91 of our Annual Report on Form 20-F for the year ended December 31, 2024, omit the management detail on how each risk is managed and mitigated. These risk factors, and those incorporated herein, are not intended to be exhaustive and there may be other risks and uncertainties that are not mentioned below that could impact the Group’s future performance or ability to meet published targets. The risks and uncertainties should be considered in connection with any forward-looking statements in this prospectus supplement and the cautionary statement on page S-4 of this prospectus supplement. Prior to making a decision about investing, you should carefully consider, among other matters, these principal risks and uncertainties, as well as those incorporated by reference in other filings Rio Tinto may make from time to time with the SEC, including in the section entitled “Item 3D Risk factors” beginning on page 91 of our Annual Report on Form 20-F for the year ended December 31, 2024.

#### Risks relating to the Notes
Since Rio Tinto plc and Rio Tinto Limited are holding companies and currently conduct their operations through subsidiaries, your right to receive payments on the guarantees is subordinated to the other liabilities of their subsidiaries

Rio Tinto plc and Rio Tinto Limited are organized as holding companies, and substantially all of their operations are carried on through subsidiaries. Their principal source of income is the dividends and distributions they receive from their subsidiaries. The ability of Rio Tinto plc and Rio Tinto Limited to meet their financial obligations is dependent upon the availability of cash flows from their domestic and foreign subsidiaries through dividends, intercompany advances, management fees and other payments. These subsidiaries and are not required to and may not be able to pay dividends or make distributions to Rio Tinto plc and Rio Tinto Limited. Claims of the creditors of the subsidiaries of Rio Tinto plc and Rio Tinto Limited have priority as to the assets of such subsidiaries over the claims of