Company: TWO-PC
Filing Date: 2025-04-02
Form Type: DEF 14A
Source: 0001465740-25-000090
Chunk: 5

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-04-02
Form: DEF 14A
Chunk 5
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 balance their professional and personal obligations.                                                                                                              
 üHealth and Well-being.We sponsor events and programs that promote the health and well-being of employees, including an employee assistance program and reduced-fee health club memberships.                                                                                    |

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ENVIRONMENTAL We are committed to promoting a more environmentally-conscientious workplace by striving to use resources efficiently and responsibly. We promote environmentally-friendly solutions within our workspaces, such as:

| üRecycling containers in all kitchen common areas and at each employee’s desk                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 
 üPublic transit accessible and company paid (up to IRS maximum limits)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        
 üEnergy Star certified computers, laptops, monitors and printers                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              
 üMotion sensor control lighting in most offices and conference rooms                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |     | üRecycling of electronic equipment and ink cartridges                                                                                       
 üReusable plates, drinkware and utensils supplied for employees where practical in order to minimize the use of disposable kitchen products 
 üFiltered water dispensers installed to discourage use of plastic water bottles by employees                                                
 üSleep settings enforced on computers, laptops, monitors and printers to reduce energy consumption                                          |
| üOur Minnesota headquarters are in LEED Silver Certified and Energy Star Labeled office building.                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |     |                                                                                                                                             |
| üRoundPoint actively engages in efforts to encourage our customers to "go paperless" and select electronic communications. In 2024, our efforts resulted in 46% of customers electing to receive paperless statements. Additionally, RoundPoint partners with American Forests to plant trees for each customer who switches from paper to electronic communications. Through the partnership with American Forests, RoundPoint, and it's customers, we are contributing to planting trees in critical ecosystems and advancing Tree Equity in communities across the nation. |     |                                                                                                                                             |

FOCUS ON COMMUNITIES We are deeply committed to positively impacting our communities, employees and homeowners. We understand the important role home ownership plays in our society through the health, safety and stability of our community members and customers. We are committed to strengthening our local communities through the support of charitable organizations allied with the housing sector.

| üCharitable Partnerships.We support charitable organizations allied with the housing sector, and in particular those that provide housing support to underserved families and children in need. 
 üCharitable Donations.In addition to company contributions, we match dollar-for-dollar (up to a cap) the cash donations made by our people to approved housing-related charities.               |