Company: HBAN
Filing Date: 2025-08-08
Form Type: S-4/A
Source: 0001140361-25-029894
Chunk: 24

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-08
Form: S-4/A
Chunk 24
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itex special meeting. For a more detailed discussion of the Veritex board of directors’ recommendation, see the section entitled “The Merger—Veritex’s Reasons for the Merger; Recommendation of Veritex’s Board of Directors” beginning on page 37 .

### Opinion of Veritex’s Financial Advisor(page41)
In connection with the proposed merger, Veritex’s financial advisor, Keefe, Bruyette & Woods, Inc. (“KBW”), delivered a written opinion, dated July 13, 2025, to the Veritex board of directors as to the fairness, from a financial point of view and as of the date of the opinion, to the holders of Veritex common stock of the exchange ratio in the proposed merger.

The full text of the opinion, which describes the procedures followed, assumptions made, matters considered and qualifications and limitations on the review undertaken by KBW in preparing the opinion, is attached as

#### Annex B
**to this proxy statement/prospectus.

The opinion was for the information of, and was directed to, the Veritex board of directors (in its capacity as such) in connection with its consideration of the financial terms of the merger. The opinion did not address the underlying business decision of Veritex to engage in the merger or enter into the merger agreement or constitute a recommendation to the Veritex board of directors in connection with the merger, and it does not constitute a recommendation to any holder of Veritex common stock or any shareholder of any other entity as to how to vote in connection with the merger or any other matter.

For more information, see “The Merger—Opinion of Veritex’s Financial Advisor,” beginning on page 41 and**

#### Annex B
.

Appraisal or Dissenters’ Rights in the Merger (page 59)

Holders of Veritex common stock are not entitled to appraisal or dissenters’ rights under the TBOC. For more information see the section entitled “The Merger—Appraisal or Dissenters’ Rights in the Merger” beginning on page 59 .

Interests of Veritex’s Directors and Executive Officers in the Merger (page 51)

In considering the recommendation of the Veritex board of directors with respect to the merger, Veritex shareholders should be aware that certain of Veritex’s directors and executive officers have interests in the merger, including financial interests, that may be different from, or in addition to, the interests