Company: ADZCF
Filing Date: 2025-03-13
Form Type: 20-F
Source: 0001159508-25-000020
Chunk: 106

Company: DEUTSCHE BANK AKTIENGESELLSCHAFT
Filing Date: 2025-03-13
Form: 20-F
Chunk 106
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 See below under “Regulation and Supervision in the United States”. For details of Deutsche Bank’s remuneration system, see “3 - Compensation Report” in Deutsche Bank’s Annual Report 2024. Deposit Protection and Investor Compensation in Germany The Deposit Protection Act and the Investor Compensation Act The German Deposit Protection Act ( Einlagensicherungsgesetz) and the German Investor Compensation Act ( Anlegerentschädigungsgesetz) provide for a mandatory deposit protection and investor compensation system in Germany, based on a European Union directive on deposit guarantee schemes (“DGS Directive”) and a European Union directive on investor compensation schemes.

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| Deutsche Bank                   |
| Annual Report 2024 on Form 20-F |

The German Deposit Protection Act (which implements the DGS Directive into German law) requires that each German bank participates in one of the statutory government-controlled deposit protection schemes ( Entschädigungseinrichtungen). Since October 2021, the Entschädigungseinrichtung deutscher Banken GmbH (“EdB”), which has been commissioned by the Ministry of Finance to operate the mandatory deposit protection scheme, is the sole German deposit protection scheme for all German banks. The EdB collects and administers the contributions of the member banks, and settles any compensation claims of depositors in accordance with the German Deposit Protection Act. Under the German Deposit Protection Act, deposit protection schemes are generally liable for obligations resulting from deposits denominated in any currency in an amount of up to € 100,000 per depositor and bank. Certain depositors, such as banks, insurance companies, investment funds and governmental bodies, are excluded from coverage. Deposit protection schemes are financed by annual contributions of the participating banks proportionate to their potential liabilities, depending on the amount of covered deposits and the degree of risk the bank is exposed to. A target level of 0.8% of the total covered deposits of the participating banks has been reached by July 3, 2024. Deposit protection schemes may also levy special contributions if required to settle compensation claims. Deposit protection schemes will be required to contribute to bank resolution costs where resolution tools are used. The contribution made by the deposit protection scheme is limited to the compensation it would have to pay if the affected bank had become subject to insolvency proceedings. Furthermore, deposit protection schemes may provide funding to its participating banks to avoid their failure under certain circumstances. Under the German Investor Compensation Act, in the event that the BaFin ascertains a compensation case, EdB as Deutsche