Company: TCBI
Filing Date: 2025-03-06
Form Type: DEF 14A
Source: 0001077428-25-000066
Chunk: 124

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-03-06
Form: DEF 14A
Chunk 124
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 income available to common stockholders as a percentage of average tangible common equity. ROTCE is one of the performance measures used in the Company’s long-term incentive plan performance RSUs. A reconciliation of ROTCE to the most directly comparable GAAP measure, Return on Average Common Equity (ROACE), is presented below.

|                                             |     | 2024 ($mm) |         |   |     | 2023 ($mm) |         |   |     | 2022 ($mm) |         |   |
|:--------------------------------------------|:----|:-----------|--------:|:--|:----|:-----------|--------:|:--|:----|:-----------|--------:|:--|
| Net Income Available to Common Stockholders |     | $          |    60.3 |   |     | $          |   171.9 |   |     | $          |   315.2 |   |
| Average Common Equity                       |     | $          | 2,955.5 |   |     | $          | 2,795.0 |   |     | $          | 2,783.3 |   |
| Less: Average Goodwill and Intangibles      |     |            |     1.5 |   |     |            |     1.5 |   |     |            |    14.5 |   |
| Average Tangible Common Equity              |     | $          | 2,954.0 |   |     | $          | 2,793.5 |   |     | $          | 2,768.8 |   |
| ROACE                                       |     |            |     2.0 | % |     |            |     6.2 | % |     |            |    11.3 | % |
| ROTCE                                       |     |            |     2.0 | % |     |            |     6.2 | % |     |            |    11.4 | % |

TCBI 2025 | Notice of Annual Meeting and Proxy Statement A-1

| Annex A – Definitions and Non-GAAP Measures |

(2) The following items are non-GAAP financial measures: adjusted non-interest income, adjusted non-interest expense, adjusted net income, adjusted net income available to common stockholders, adjusted pre-provision net revenue (“PPNR”), adjusted diluted earnings/(loss) per common share, adjusted return on average assets,