Company: DLO
Filing Date: 2025-04-24
Form Type: 20-F
Source: 0000950170-25-058197
Chunk: 5

Company: dLocal Ltd
Filing Date: 2025-04-24
Form: 20-F
Item: Item 17
Chunk 5
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 government laws, regulations and tax matters that currently apply to us;
•general economic, financial, political, demographic and business conditions in the countries we serve and their impact on our business;
•our ability to manage operations at our current size or manage growth effectively;
•our ability to successfully expand into new products and new markets;
•our ability to pursue and successfully carry out strategic acquisitions or investments;
•our ability to continue attracting and retaining new appropriately skilled employees;
•public health threats or outbreaks of communicable diseases, such as the COVID-19 virus and others;
•the interests of our principal shareholders;
•changes in merchant or consumer demands regarding payment processing services and our ability to innovate to respond to such changes;

•the availability and effective operation of management information systems and other technology;
•our ability to comply with applicable cybersecurity, privacy and data protection laws and regulations;
•our ability to protect ourselves against cybersecurity risks;
•events or conditions that adversely affect our reputation or our image;
•other factors that may affect our financial condition, liquidity and results of operations; and
•other risk factors discussed under “Risk Factors.”
Forward-looking statements speak only as of the date they are made, and we do not undertake any obligation to update them considering new information or future developments or to release publicly any revisions to these statements to reflect later events or circumstances or to reflect the occurrence of unanticipated events.

PART I
Item 17. Financial Statements.
We have responded to Item 18 in lieu of this item.