Company: WFC-PC
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0000072971-25-000253
Chunk: 25

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-10-31
Form: 10-Q
Item: Item 1
Chunk 25
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 33,090 79,209 5,956 6,633 250,269 By updated LTV:0-80%$10,360 11,089 40,341 58,434 32,727 71,821 5,874 6,521 237,167 80.01-100%398 482 3,088 758 193 259 61 72 5,311 >100% (2)9 38 121 53 20 49 10 17 317 No LTV available32 25 44 39 56 147 11 23 377 Government insured/guaranteed loans (1)2 10 17 41 94 6,933 — — 7,097 Total$10,801 11,644 43,611 59,325 33,090 79,209 5,956 6,633 250,269 Gross charge-offs$— — — 1 2 27 2 32 64 (1)Represents residential mortgage loans whose repayments are insured or guaranteed by U.S. government agencies, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). Loans insured/guaranteed by U.S. government agencies and 90+ DPD totaled $2.3 billion and $2.8 billion at September 30, 2025, and December 31, 2024, respectively.(2)Reflects total loan balances with LTV amounts in excess of 100%. In the event of default, the loss content would generally be limited to only the amount in excess of 100% LTV.

Wells Fargo & Company77

Note 5:  Loans and Related Allowance for Credit Losses (continued)

Table 5.10 provides the outstanding balances of our credit card loan portfolio by primary credit quality indicators.The revolving loans converted to term loans in the credit card loan category represent credit card loans with modified terms that require payment over a specific term.Table 5.10:  Credit Quality Indicators for Credit Card LoansSeptember 30, 2025December 31, 2024Revolving loansRevolving loans converted to term loansRevolving loansRevolving loans converted to term loans(in millions)TotalTotalBy delinquency status:Current-29 DPD$54,879 610