Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 69

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 69
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454 644 703 585 648 +10.8% 2,354 2,579 +9.6%

74 North America (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 2,451 2,467 2,544 2,568 2,537 2,557 2,608 2,628 +0.8% 10,029 10,330 +3.0% Net fee income 525 548 540 539 616 638 663 677 +2.1% 2,152 2,594 +20.5% Gains (losses) on financial transactions and other 170 238 228 183 234 252 205 300 +46.2% 819 991 +20.9% Total revenue 3,145 3,253 3,312 3,290 3,387 3,447 3,476 3,605 +3.7% 13,000 13,915 +7.0% Operating expenses (1,500) (1,551) (1,615) (1,723) (1,621) (1,646) (1,671) (1,762) +5.5% (6,389) (6,701) +4.9% Net operating income 1,645 1,701 1,697 1,568 1,766 1,801 1,805 1,843 +2.1% 6,611 7,214 +9.1% Net loan-loss provisions (807) (719) (1,063) (1,110) (963) (884) (972) (968) -0.4% (3,699) (3,786) +2.4% Other gains (losses) and provisions (19) (69) (36) (13) (62) (143) (77) (54) -29.7% (137) (336) +146.1% Profit before tax 819 914 598 445 741 773 756 821