Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 4

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 4
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 shares of Huntington common stock. For more information regarding the tax consequences of the merger, see the section entitled “Material U.S. Federal Income Tax Consequences of the Merger.”

TABLE OF CONTENTS

Based on the number of shares of Cadence common stock outstanding as of [ ], 2025, Huntington expects to issue approximately [ ] shares of Huntington common stock to holders of Cadence common stock in the aggregate in the merger. Based on the number of shares of Cadence common stock outstanding as of [ ], 2025 and the number of shares of Huntington common stock outstanding as of [ ], we estimate that, following the completion of the merger, former holders of Cadence common stock will own approximately [ ] percent ([ ]%) of Huntington following the merger and former holders of Huntington common stock will own approximately [ ] ([ ]%) of Huntington following the merger. The special meeting of holders of Cadence common stock will be held virtually on [ ] at [ ], at [ ], Central Time. The special meeting of holders of Huntington common stock will be held virtually on [ ] at [ ], at [ ], Eastern Time. At the Huntington special meeting, holders of Huntington common stock will be asked to approve the issuance of Huntington common stock in connection with the merger. At the Cadence special meeting, in addition to other business, holders of Cadence common stock will be asked to approve the merger agreement. Information about these meetings and the merger is contained in this joint proxy statement/prospectus. In particular, see the section entitled “Risk Factors” beginning on page 34.We urge you to read this joint proxy statement/prospectus carefully and in its entirety. Holders of Cadence Series A preferred stock are not entitled to, and are not requested to, vote at the Cadence special meeting. Holders of Huntington preferred stock and holders of depositary shares representing Huntington preferred stock are not entitled to, and are not requested to, vote at the Huntington special meeting. Whether or not you plan to attend your company’s respective virtual special meeting, please authorize your proxy to vote as soon as possible to make sure that your shares are represented at the meeting. If your shares are held in the name of a broker, bank, trustee or other nominee, please follow the instructions on the voting instruction form furnished to you by such record holder. If you do not vote, it will have the same effect as voting “AGAINST” the merger if you are a holder of Cadence common stock and will have no effect on the approval of the issuance of Huntington common stock