Company: NWBI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0001471265-25-000077
Chunk: 134

Company: Northwest Bancshares, Inc.
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 8
Chunk 134
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-weighted assets in addition to the amount necessary to meet its minimum risk-based capital requirements.

Quantitative measures, established by regulation to ensure capital adequacy, require financial institutions to maintain minimum amounts and ratios (set forth in the table below) of Total, CET1 and Tier 1 capital (as defined in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined). Capital requirements are presented in the tables below (dollars in thousands). 

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 At March 31, 2025 Actual Minimum capital requirements (1)Well capitalized requirements (2) AmountRatioAmountRatioAmountRatioTotal capital (to risk weighted assets)      Northwest Bancshares, Inc.$1,743,294 16.46 %$1,111,756 10.50 %$1,058,816 10.00 %Northwest Bank1,504,953 14.23 %1,110,377 10.50 %1,057,502 10.00 %Tier 1 capital (to risk weighted assets)    Northwest Bancshares, Inc.1,496,161 14.13 %899,993 8.50 %635,289 6.00 %Northwest Bank1,372,608 12.98 %898,877 8.50 %846,002 8.00 %CET1 capital (to risk weighted assets)    Northwest Bancshares, Inc.1,370,251 12.94 %741,171 7.00 %N/AN/ANorthwest Bank1,372,608 12.98 %740,251 7.00 %687,376 6.50 %Tier 1 capital (leverage) (to average assets)    Northwest Bancshares, Inc.1,496,161 10.51 %569,466 4.00 %N/AN/ANorthwest Bank1,372,608 9.65 %568,942 4.00 %711,177 5.00 %

(1)  Amounts and ratios include the capital conservation buffer of 2.5%, which does not apply to Tier 1 capital to average assets (leverage ratio).

(2)  Reflects the well-capitalized standard applicable to Northwest Bank