Company: UVSP
Filing Date: 2025-10-24
Form Type: 10-Q
Source: 0000102212-25-000028
Chunk: 123

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-10-24
Form: 10-Q
Item: Item 8
Chunk 123
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2,021)$204 $14,689 Real estate-commercial45,849 810 (35)10 46,634 Real estate-construction6,543 (501)(500)— 5,542 Real estate-residential secured for business purpose8,692 (1,277)— 235 7,650 Real estate-residential secured for personal purpose6,349 410 — 134 6,893 Real estate-home equity secured for personal purpose1,289 406 — — 1,695 Loans to individuals392 609 (730)69 340 Lease financings2,574 425 (435)34 2,598 Total$85,387 $3,689 $(3,721)$686 $86,041 

25

The following presents, by portfolio segment, the balance in the allowance for credit losses on loans and leases disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at September 30, 2025 and 2024:Allowance for credit losses, loans and leasesLoans and leases held for investment(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledTotal ending balanceAt September 30, 2025Commercial, financial and agricultural$2,389 $14,159 $16,548 $5,635 $990,977 $996,612 Real estate-commercial154 45,702 45,856 15,911 3,501,892 3,517,803 Real estate-construction— 5,386 5,386 — 309,365 309,365 Real estate-residential secured for business purpose197 7,375 7,572 2,736 542,455 545,191 Real estate-residential secured for personal purpose— 6,430 6,430 656 973,739 974,395 Real estate-home equity secured for personal purpose— 1,616 1,616 1,705 195,798 197,503 Loans to individuals— 348 348 — 13,447 13,447 Lease financings368 2,403 2,771 368 230,798 231,166