Company: HBCYF
Filing Date: 2025-02-27
Form Type: 424B5
Source: 0001193125-25-039401
Chunk: 90

Company: HSBC HOLDINGS PLC
Filing Date: 2025-02-27
Form: 424B5
Chunk 90
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 Rate Notes Maturity Date” has the meaning given to that term in the seventh paragraph of this “Description of the Notes.”

S-60

“2029 Floating Rate Notes Par Redemption” has the meaning given to that term under
“—Redemption.”

“2029 Floating Rate Notes Par Redemption Date” has the meaning given to that term under
“—Redemption.”

“2031 Fixed/Floating Rate Notes” means the 5.130% Fixed Rate/Floating Rate Senior
Unsecured Notes due 2031 in an aggregate principal amount of $1,750,000,000.

“2031 Fixed/Floating Rate Notes Fixed Rate Period”
has the meaning given to that term under “—Interest—2031 Fixed/Floating Rate Notes.”

“2031 Fixed/Floating
Rate Notes Fixed Rate Period Interest Payment Date” means March 3 and September 3 of each year, during the 2031 Fixed/Floating Rate Notes Fixed Rate Period, beginning on September 3, 2025.

“2031 Fixed/Floating Rate Notes Floating Rate Interest Period” means, during the 2031 Fixed/Floating Rate Notes Floating Rate
Period, the period beginning on (and including) a 2031 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date and ending on (but excluding) the next succeeding 2031 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date;
provided that the first 2031 Fixed/Floating Rate Notes Floating Rate Interest Period will begin on (and include) March 3, 2030 and will end on (but exclude) the first 2031 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date.

“2031 Fixed/Floating Rate Notes Floating Rate Period” has the meaning given to that term under
“—Interest—2031 Fixed/Floating Rate Notes.”

“2031 Fixed/Floating Rate Notes Floating Rate Period Interest
Payment Date” means June 3, 2030, September 3, 2030, December 3, 2030 and March 3, 2031.

“2031 Fixed/Floating Rate Notes
Initial Interest Rate” means 5.130% per annum.

“2031 Fixed/Floating Rate Notes Interest Payment Date” means any 2031
Fixed/Floating Rate Notes Fixed Rate Period Interest Payment Date or 2031 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date, as applicable.

“2031 Fixed/Floating Rate Notes Make-Whole Redemption” has the meaning given to that term under “