Company: GDOT
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001386278-25-000076
Chunk: 206

Company: GREEN DOT CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 8
Chunk 206
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 by risk-weighted assetsTermsDefinitionTier 1 capital andCommon equity Tier 1 capitalIncludes common stock and retained earnings, adjusted for items primarily related to accumulated OCI, goodwill, deferred tax assets and intangibles. Total capitalTier 1 capital plus supplemental capital items such as the allowance for credit losses, subject to certain limitsAverage total assetsAverage total consolidated assets during the period less deductions and adjustments primarily related to goodwill, deferred tax assets and intangibles assetsRisk-weighted assetsRepresents the amount of assets or exposure multiplied by the standardized risk weight (%) associated with that type of asset or exposure. The standardized risk weights are prescribed in the bank capital rules and reflect regulatory judgment regarding the riskiness of a type of asset or exposure

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The actual amounts and ratios, and required "well-capitalized" minimum capital amounts and ratios at September 30, 2025 and December 31, 2024 were as follows:

September 30, 2025AmountRatioRegulatory Minimum"Well-capitalized" Minimum(In thousands, except ratios)Green Dot Corporation:Tier 1 leverage$739,834 13.8 %4.0 %n/aCommon equity Tier 1 capital$739,834 41.9 %4.5 %n/aTier 1 capital $739,834 41.9 %6.0 %6.0 %Total risk-based capital$765,612 43.3 %8.0 %10.0 %Green Dot Bank:Tier 1 leverage$426,688 8.1 %4.0 %5.0 %Common equity Tier 1 capital$426,688 33.8 %4.5 %6.5 %Tier 1 capital$426,688 33.8 %6.0 %8.0 %Total risk-based capital$434,876 34.4 %8.0 %10.0 %December 31, 2024AmountRatioRegulatory Minimum"Well-capitalized" Minimum(In thousands, except ratios)Green Dot Corporation:Tier 1 leverage$760,571 15.0 %4.0 %n/aCommon equity Tier 1 capital$760,571 42.6 %4.5 %n/aTier 1 capital$760,571 42.6 %6.0 %6.0 %Total risk-based capital$782,207 43.8