Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 108

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 108
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 30,2024September 30,2025September 30,2024Originations:Retail originations$505,793 $527,408 $1,378,020 $1,403,306 Veterans First originations137,600 239,369 407,372 561,270 Total originations for sale (A)$643,393 $766,777 $1,785,392 $1,964,576 Originations for investment351,012 218,984 991,115 663,561 Total originations$994,405 $985,761 $2,776,507 $2,628,137 As percentage of originations for sale:Retail originations79 %69 %77 %71 %Veterans First originations21 31 23 29 Purchases77 %72 %76 %78 %Refinances23 28 24 22 Production Margin:Production revenue (B) (1) $15,388 $13,113 $38,709 $41,538 Total originations for sale (A)$643,393 $766,777 $1,785,392 $1,964,576 Add:  Current period end mandatory interest rate lock commitments to fund originations for sale (2)307,932 272,072 307,932 272,072 Less:  Prior period end mandatory interest rate lock commitments to fund originations for sale (2)163,664 222,738 103,946 119,624 Total mortgage production volume (C)$787,661 $816,111 $1,989,378 $2,117,024 Production margin (B/C)1.95 %1.61 %1.95 %1.96 %Mortgage Servicing:Loans serviced for others (D)$12,524,131 $12,253,361 MSRs, at fair value (E)190,938 186,308 Percentage of MSRs to loans serviced for others (E/D)1.52 %1.52 %Servicing income$10,112 $10,809 $31,243 $31,893 MSR Fair Value Asset ActivityMSR - FV at Beginning of Period$193,061 $204,610 $