Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 204

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 8
Chunk 204
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512 $1,573 $1,690 $1,926 Real estate and other foreclosed assets37 30 35 37 Total nonperforming assets$1,549 $1,603 $1,725 $1,963 Accruing loans past due 90 days or more (a)$432 $496 $338 $288 Government-guaranteed loans included in totals above:Nonaccrual loans$71 $75 $69 $69 Accruing loans past due 90 days or more (a)403 450 318 269 Loans 30-89 days past due1,200 1,368 1,655 1,506 Nonaccrual loans as a percent of total loans1.10%1.16%1.25 %1.42 %Nonperforming assets as a percent of total loans and    real estate and other foreclosed assets1.131.181.271.44 Accruing loans past due 90 days or more as a percent    of total loans.32.36.25.21 Loans 30-89 days past due as a percent of total loans.881.001.221.11 __________________________________________________________________________________

(a)Predominantly government-guaranteed residential real estate loans. 

Nonaccrual loans decreased $61 million from June 30, 2025 to September 30, 2025 reflecting modest declines in commercial and industrial, commercial real estate and residential real estate nonaccrual loans. As compared with December 31, 2024, the $178 million decline in nonaccrual loans at September 30, 2025 reflects a $154 million, $59 million and $29 million reduction in commercial real estate, consumer and residential real estate nonaccrual loans, respectively. Partially offsetting those declines was a $64 million increase in commercial and industrial nonaccrual loans. Approximately 37% of commercial and industrial and commercial real estate nonaccrual loans were considered current with respect to their payment status at September 30, 2025. 

Government-guaranteed loans designated as accruing loans past due 90 days or more included one-to-four family residential mortgage loans serviced by the Company that were repurchased to reduce associated servicing costs, including a requirement to advance principal and interest payments that had not been received from individual mortgagors