Company: CMTV
Filing Date: 2025-06-26
Form Type: 11-K
Source: 0001654954-25-007429
Chunk: 3

Company: COMMUNITY BANCORP /VT
Filing Date: 2025-06-26
Form: 11-K
Chunk 3
---
      |            |
| Overpayment due to participant     |     |      |          0 |     |      |        192 |
| Refund due to participants         |     |      |          0 |     |      |      3,067 |
| Total payables                     |     |      |          0 |     |      |      3,259 |
| Net assets available for benefits  |     | $    | 37,725,676 |     | $    | 34,304,395 |

The accompanying notes are an integral part of these financial statements.

| 5 |

<div align='center'>COMMUNITY BANCORP & DESIGNATED

SUBSIDIARIES RETIREMENT SAVINGS PLAN

Statement of Changes in Net Assets Available for Benefits

Year Ended December 31, 2024</div>

| Additions to net assets attributed to:                                         
 Investment Income                                                              |     |   |            |
|:-------------------------------------------------------------------------------|:----|:--|-----------:|
| Net appreciation in fair value of investments                                  |     | $ |  1,916,621 |
| Interest and dividends from investments and notes receivable from participants |     |   |  2,098,024 |
|                                                                                |     |   |  4,014,645 |
| Contributions                                                                  |     |   |            |
| Employer’s                                                                     |     |   |    712,209 |
| Participants’                                                                  |     |   |    677,131 |
|                                                                                |     |   |  1,389,340 |
| Total additions                                                                |     |   |  5,403,985 |
| Deductions from net assets attributed to:                                      |     |   |            |
| Benefits paid to participants                                                  |     |   |  1,980,854 |
| Administrative expenses                                                        |     |   |      1,850 |
| Total deductions                                                               |     |   |  1,982,704 |
| Increase in net assets available for benefits                                  |     |   |  3,421,281 |
| Net assets available for benefits                                              |     |   |            |
| Beginning of year                                                              |     |   | 34,304,395 |
| End of year                                                                    |     | $ | 37,725,676 |

The accompanying notes are an integral part of these financial statements.

| 6 |

<div align='center'>COMMUNITY BANCORP & DESIGN