Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 275

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 2
Chunk 275
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61

Additional information related to provision for credit loss expense and net charge-offs and recoveries for the three months ended September 30, 2025 and 2024 is presented in the tables below. 

Three Months Ended September 30, 2025Provision (Benefit) for Credit Losses on Loans Receivable (1)Net(Charge-Offs)RecoveriesAverage Loans ReceivableRatio of Annualized Net (Charge-Offs) Recoveries to Average Loans ReceivableFarmland$— $— $28,874 — %Owner-occupied, nonfarm nonresidential properties1,825 — 632,173 — Agricultural production and other loans to farmers— — 6,279 — Loans to depository institutions60 — 5,594 — Commercial and Industrial586 (155)746,181 (0.08)Obligations (other than securities and leases) of states and political subdivisions573 — 174,615 — Other loans52 — 49,026 — Other construction loans and all land development and other land loans636 — 366,851 — Multifamily (5 or more) residential properties1,799 — 625,509 — Non-owner occupied, nonfarm nonresidential properties3,051 — 1,277,031 — 1-4 Family Construction285 — 39,440 — Home equity lines of credit396 (70)212,063 (0.13)Residential Mortgages secured by first liens7,569 (11)1,546,066 — Residential Mortgages secured by junior liens201 — 134,386 — Other revolving credit plans85 (47)42,523 (0.44)Automobile(4)(20)18,524 (0.43)Other consumer528 (426)51,258 (3.30)Credit cards165 (166)14,861 (4.43)Overdrafts648 (62)187 (131.54)Total$18,455 $(957)$5,971,441 (0.06)%

(1) Excludes provision for credit losses related to unfunded commitments. Note 10, "Off-Balance Sheet Commitments and Contingencies," to the condensed consolidated financial statements