Company: SLDE
Filing Date: 2025-06-09
Form Type: S-1/A
Source: 0001193125-25-137410
Chunk: 165

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-09
Form: S-1/A
Chunk 165
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 to not perform as well as newer properties that have more 
 stringent building codes.                                                                                                                                                                    |

| • |     | Square Footage. Square footage is an important metric for the Company to consider in determining which                                                                                                                                                   
 Citizens policies to assume, as different size homes have different vulnerabilities; larger homes tend to be built better and perform better in wind events. In addition, square footage relative to Coverage A helps the Company determine if the       
 coverage amounts are in line with replacement costs when reviewing prospective Citizens policies that may be assumed by the Company. For example, for a 5,000 square foot home with Coverage A in the amount of $250,000, the Coverage A per square foot 
 is $50 – well below what it would cost to rebuild the property and therefore underinsured.                                                                                                                                                               |

Secondary Risk Characteristics:

| • |     | Year Roof Built. The year in which a roof is built is an important characteristic the Company evaluates in                                                                                                                    
 determining which policies to assume from Citizens. Newer roofs generally perform better in hurricanes and severe thunderstorms, thereby limiting downside risk to the Company over the course of a given insurance contract. |

| • |     | Roof Shape. The Company views roof shape as an important secondary characteristic as hip roofs perform            
 better in hurricanes than gable roofs because they are engineered to have lower damageability during wind events. |

| • |     | Roof Deck Attachments. Roof deck attachments are an important metric for the Company because it indicates                                                                                                                                                
 how the roof deck is attached to the roof rafters. The are numerous different roof deck attachment types based on the building code in place when a home is constructed. In addition, the size and strength of the nail that is holding the roof deck to 
 the rafters and how far the nails are spaced apart are relevant metrics. The better the strength and closer nails are spaced, the better the roof performs in a hurricane (i.e., it is less likely to be damaged, resulting in a claim). On the other    
 hand, weaker nails and further spacing between nails generally indicates that the roof is more likely to be damaged in a hurricane.                                                                                                                      |

| • |     | Window Protection. Window protection is an important risk characteristic because it will help to protect a                                                                                   
 home from getting wind and water intrusion into the structure’s envelope. Homes with hurricane impact glass, for example, will prevent damage better than homes with ordinary glass windows. |

| • |     | Secondary Water Resistance. Secondary water resistance is an underlayment below the roof covering