Company: CRCL
Filing Date: 2025-05-27
Form Type: S-1/A
Source: 0001193125-25-126208
Chunk: 218

Company: Circle Internet Group, Inc.
Filing Date: 2025-05-27
Form: S-1/A
Chunk 218
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., MoneyGram), superapps (e.g., Grab), and commerce companies (e.g., Mercado Libre). We manage such 
 partnerships through the Circle Alliance Program, our global partnership and alliance program, as well as worldwide industry and event sponsorships. The Circle Alliance Program was established based on our recognition that we do not have sufficient                                                                                                                                                                                  
 resources to partner directly with all (or even a majority) of the companies that are interested in using or offering Circle stablecoins and related products and services.                                                                                                                                                                                                                                                               |

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| Through the Circle Alliance Program, we manage and seek to expand our partnerships (see “—Our platform, products, and ecosystem—The Circle stablecoin ecosystem” for examples 
 of the partners and parties in the Circle stablecoin ecosystem) and intend to allow smaller companies to co-market and co-brand with us.                                      |

| • |     | Broaden and deepen our banking infrastructure globally, so that network participants can mint and redeem                                                                                                                                                                                                                                                                                                                   
 Circle stablecoins with maximum speed and efficiency.  Certain end-users of Circle stablecoins need to rapidly move between stablecoins and fiat currency. To enable this seamless primary liquidity, a well-run stablecoin network needs deep integration with the fiat banking system. We are building banking infrastructure globally to bring primary stablecoin liquidity to Circle Mint customers in major financial 
 market centers, so that they are able to mint and redeem Circle stablecoins using local faster-payments networks to reduce settlement times. Today the Circle stablecoin ecosystem includes banks in the United States, Singapore, and Europe, and we are                                                                                                                                                                  
 exploring opportunities to add banks in additional markets in Asia, Latin America, and the Middle East.                                                                                                                                                                                                                                                                                                                    |

| • |     | Develop products to abstract away the complexities of blockchain technology to make it easier for                                                                                                                                               
 developers, businesses, and end-users to build and use onchain apps and to use the Circle stablecoin network. Certain aspects of blockchain technology are novel and today require complex workflows that create barriers to mainstream         
 adoption.  For example, different applications use different blockchains, many blockchains require payment of fees in native tokens to affect transactions, and many wallet applications require users to remember seed phrases and hexadecimal 
 wallet addresses. Our blockchain infrastructure and Developer Services are designed to abstract away these complexities and simplify both the developer and end-user experiences.                                                               |

| • |     | Foster the Web3 ecosystem to catalyze innovation and develop new utility.  The utility and value of the                                                                                                                                             
 Circle stablecoin network will grow as