Company: TWO-PC
Filing Date: 2025-11-06
Form Type: S-3ASR
Source: 0001104659-25-107870
Chunk: 72

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-11-06
Form: S-3ASR
Chunk 72
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 on April 2, 2025 for our 2025 Annual Stockholders Meeting;

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Our Quarterly Reports on Form 10-Q for the quarters ended March 31, 2025, June 30, 2025 and September 30, 2025 filed with the SEC on April 29, 2025, July 29, 2025and October 28, 2025, respectively;

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Our Current Reports on Form 8-K filed on April 18, 2025, May 7, 2025, May 13, 2025, May 15, 2025, May 29, 2025, August 20, 2025and September 19, 2025; and

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The description of our common stock included in our Registration Statement on Form 8-A filed on February 10, 2011, as amended by the Form 8-A/A filed on November 2, 2017, as further amended by the Form 8-A/A filed on November 2, 2022, and as further amended by the Exhibit 4.3to the Annual Report on Form 10-K filed with the SEC on February 18, 2025.

All documents we file (but not furnish) pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act on or after the date of this prospectus and prior to the termination of the offering of the securities to which this prospectus relates (other than information in such documents that is furnished and not deemed to be filed) shall be deemed to be incorporated by reference into this prospectus and to be a part hereof from the date of filing of those documents.

We will provide to each person, including any beneficial owner, to whom a copy of this prospectus is delivered, a copy of any or all of the information that has been incorporated by reference in this prospectus but not delivered with this prospectus (other than the exhibits to such documents which are not specifically incorporated by reference therein); we will provide this information at no cost to the requester upon written or oral request to: Secretary, Two Harbors Investment Corp., 1601 Utica Avenue South, Suite 900, St. Louis Park, Minnesota 55416, (612) 453-4100.

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TABLE OF CONTENTS

PART II
INFORMATION NOT REQUIRED IN PROSPECTUS Item 14. Other Expenses of