Company: SFNC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050112
Chunk: 106

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 1
Chunk 106
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 credit losses and income taxes(716,497)4,939 (711,558)34,266 3,383 37,649 Provision for credit losses11,966 — 11,966 12,148 — 12,148 Income tax expense (benefit)(160,735)3 (160,732)754 7 761 Net income (loss)$(567,728)$4,936 $(562,792)$21,364 $3,376 $24,740 Nine Months EndedSeptember 30, 2025September 30, 2024(In thousands)Community and Commercial BankingOtherConsolidatedCommunity and Commercial BankingOtherConsolidatedNet interest income$520,499 $1,408 $521,907 $463,191 $332 $463,523 Noninterest income (loss)(697,129)29,451 (667,678)76,104 27,509 103,613 Total net revenue (loss)(176,630)30,859 (145,771)539,295 27,841 567,136 Noninterest expense:Salaries and employee benefits211,055 13,880 224,935 198,781 13,755 212,536 Occupancy expense, net35,134 1,467 36,601 34,988 1,350 36,338 Furniture and equipment expense16,214 — 16,214 16,374 2 16,376 Deposit insurance15,483 — 15,483 18,388 — 18,388 Other operating expenses (1)127,366 4,602 131,968 128,413 4,375 132,788 Total noninterest expense405,252 19,949 425,201 396,944 19,482 416,426 Income (loss) before provision for credit losses and income taxes(581,882)10,910 (570,972)142,351 8,359 150,710 Provision for credit losses50,708 — 50,708 33,453 — 33,453 Income tax expense (benefit)(146,067)18 (146,049)12,828 55 12,883 Net income (loss)$(486,523)$10,