Company: UVSP
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0001628280-25-036392
Chunk: 120

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-07-29
Form: 10-Q
Item: Item 8
Chunk 120
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 Ended June 30, 2025Allowance for credit losses, loans and leases:Commercial, financial and agricultural$17,527 $6,973 $(7,837)$316 $16,979 Real estate-commercial47,166 (831)— 3 46,338 Real estate-construction4,750 503 — — 5,253 Real estate-residential secured for business purpose7,507 (39)— — 7,468 Real estate-residential secured for personal purpose6,394 50 — 7 6,451 Real estate-home equity secured for personal purpose1,566 43 — — 1,609 Loans to individuals328 189 (188)15 344 Lease financings2,552 118 (133)10 2,547 Total$87,790 $7,006 $(8,158)$351 $86,989 Three Months Ended June 30, 2024Allowance for credit losses, loans and leases:Commercial, financial and agricultural$13,932 $1,448 $(920)$85 $14,545 Real estate-commercial45,853 121 — 4 45,978 Real estate-construction6,254 (101)— — 6,153 Real estate-residential secured for business purpose8,800 (1,294)— 233 7,739 Real estate-residential secured for personal purpose6,637 (31)— — 6,606 Real estate-home equity secured for personal purpose1,184 504 — — 1,688 Loans to individuals388 70 (127)17 348 Lease financings2,584 205 (122)21 2,688 Total$85,632 $922 $(1,169)$360 $85,745 

22

(Dollars in thousands)Beginning balanceProvision (reversal of provision) for credit lossesCharge-offsRecoveriesEnding balanceSix Months Ended June 30, 2025Allowance for credit losses, loans and leases:Commercial, financial and agricultural$16,079 $9,652 $(9,394)$642 $16,979 Real estate-commercial46,867 (516)(20)7 46,338 Real estate-construction4,924 329 —