Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 129

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 129
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 credit quality indicator is not used for the consumer portfolio segment.Classified:Loans and leases in the classes within the commercial portfolio segment that have a well-defined weakness or weaknesses and are inadequately protected by the sound worth and paying capacity of the borrower or applicable collateral, if any. Classified loans and leases are also those in the classes within the consumer portfolio segment that are past due 90 days or more as to principal or interest (excluding residential mortgage and home equity loans which meet the criteria for being considered Pass).

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For Pass rated credits in the commercial portfolio, most risk ratings are certified at a minimum annually. For Special Mention or Classified credits in the commercial portfolio, risk ratings are reviewed for appropriateness on an ongoing basis, monthly, or at a minimum, quarterly. The following presents by credit quality indicator, loan class, and year of origination, the amortized cost basis of the Company’s loans and leases as of September 30, 2025.Term Loans by Origination Year(dollars in thousands)202512024202320222021PriorRevolving LoansRevolving Loans Converted to Term LoansTotal Loans and LeasesSeptember 30, 2025CommercialCommercial MortgagePass$489,190 $305,933 $662,439 $881,134 $567,451 $893,704 $35,551 $— $3,835,402 Special Mention32,500 — — — — — — — 32,500 Classified3,406 36,528 13,575 85,377 3,042 30,881 — — 172,809 Total Commercial Mortgage$525,096 $342,461 $676,014 $966,511 $570,493 $924,585 $35,551 $— $4,040,711 Gross Charge-Offs— — — — — — — — — Commercial and IndustrialPass$169,766 $314,312 $246,977 $209,943 $134,594 $141,025 $307,852 $185 $1,524,654 Special Mention— 386 — — — — 23,898 — 24,284 Classified385 553 14,461 2,084 2,044 3,247