Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 70

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 1
Chunk 70
---
1.03)%Commercial mortgage:Other business lines (b)7— Total commercial mortgage7— International8— Total business loans12(1.03)Retail loans:Consumer:Home equity— (4.17)Total consumer— (4.17)Total retail loans— (4.17)Total loans12(1.31)%Table continues on the following page.19

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesWeighted-Average Term Extension (in months)Weighted-Average Interest Rate ReductionSix Months Ended June 30, 2025Business loans:Commercial16— %Real estate construction:Commercial Real Estate business line (a)18(2.97)Total real estate construction18(2.97)Commercial mortgage:Commercial Real Estate business line (a)20— Other business lines (b)20— Total commercial mortgage20— Total business loans17(2.97)Retail loans:Residential mortgage120(0.38)Consumer:Home equity— (3.73)Total consumer— (3.73)Total retail loans120(1.11)Total loans21(2.11)%Six Months Ended June 30, 2024Business loans:Commercial12(1.06)%Commercial mortgage:Other business lines (b)9— Total commercial mortgage9— International9— Total business loans12(1.06)Retail loans:Consumer:Home equity118(3.54)Total consumer118(3.54)Total retail loans118(3.54)Total loans13(1.34)%(a)Primarily loans to real estate developers.(b)Primarily loans secured by owner-occupied real estate.On an ongoing basis, the Corporation monitors the performance of modified loans related to their restructured terms. Of the loans restructured during the three- and six-month periods ended June 30, 2025, $5 million and $22 million were past due at June 30, 2025, respectively, compared to all loans restructured during the three- and six-month periods ended June 30, 2024 being current under modified terms at June 30, 2024. Nonperforming restructured loans are classified as nonaccrual loans and are individually evaluated for the allowance for loan losses.For restructured loans, a subsequent payment default is defined in terms of delinquency, when