Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 89

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 89
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30,309)(0.5)ConsumerResidential Mortgage4,685,214 4,628,283 56,931 1.2 Home Equity2,129,599 2,165,514 (35,915)(1.7)Automobile699,244 764,146 (64,902)(8.5)Other412,422 392,628 19,794 5.0 Total Consumer7,926,479 7,950,571 (24,092)(0.3)Total Loans and Leases$14,021,579 $14,075,980 $(54,401)(0.4)%

Total loans and leases as of September 30, 2025 decreased by $54.4 million or 0.4% from December 31, 2024 due to reductions in both our commercial and consumer loans.

Commercial loans and leases as of September 30, 2025 decreased by $30.3 million or 0.5% from December 31, 2024, primarily due to a decline in commercial and industrial loans, which decreased by $123.9 million or 7.3% largely as a result of paydowns. This was partially offset by construction loans, which increased by $72.0 million or 23.3%, primarily due to increased construction activity during the year. Consumer loans and leases as of September 30, 2025 decreased by $24.1 million or 0.3% from December 31, 2024, primarily due to paydowns in our home equity portfolio and a slowdown in production for our automobile loans. This was partially offset by residential mortgage loans, which increased by $56.9 million or 1.2%, primarily due to a decrease in the amount of loans sold to third parties during the nine months ended September 30, 2025.

Table 6a presents an additional breakdown of the Company’s commercial mortgage portfolio.

Commercial Mortgage BreakdownTable 6aSeptember 30, 2025December 31, 2024(dollars in thousands)AmountPercent of Total% Owner OccupiedAmountPercent of Total% Owner OccupiedMulti-family$1,013,811 25 %— %$1,025,247 25 %— %Industrial735,92618 40 724,64518 42 Lodging684,50717 — 676,35017