Company: LLOBF
Filing Date: 2025-02-25
Form Type: 424B2
Source: 0000950103-25-002401
Chunk: 232

Company: Lloyds Banking Group plc
Filing Date: 2025-02-25
Form: 424B2
Chunk 232
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 executive officers, and certain experts named in this prospectus, reside outside
the United States. All or a substantial portion of LBG’s assets and the assets of those non-resident persons are located outside
the United States. As a result, it may not be possible for investors (i) to effect service of process within the United States upon LBG
or those persons or (ii) to enforce against LBG or those persons judgments obtained in U.S. courts predicated upon the civil liability
provisions of the federal securities laws of the United States. We have been advised by our Scottish counsel, CMS Cameron McKenna Nabarro
Olswang LLP (as to Scots law) that, both in original actions and in actions for the enforcement of judgments of U.S. courts, there is
doubt as to whether civil liabilities predicated solely upon the U.S. federal securities laws are enforceable in Scotland.

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WHERE YOU CAN FIND
MORE INFORMATION</div>

Ongoing Reporting

LBG is subject to the informational requirements
of the Exchange Act and, in accordance therewith, LBG files reports and other information with the SEC. The SEC maintains a website at
http://www.sec.gov which contains in electronic form each of the reports and other information that we have filed electronically with
the SEC. You can also read this material at the offices of The New York Stock Exchange, 20 Broad Street, New York, New York 10005, United
States on which certain of LBG’s securities are listed.

We will provide the trustee for any debt securities
and the capital securities and the ADS depositary for any ordinary shares with our annual reports, which will include a description of
operations and our annual audited consolidated financial statements. We will also provide any trustee or ADS depositary with interim reports
that will include unaudited interim summary consolidated financial information. Upon receipt, if we so request, the trustee or the ADS
depositary will mail the reports to all record holders of the debt securities, capital securities, ordinary shares or ADSs. In addition,
we will provide the trustee or the ADS depositary with all notices of meetings at which holders of debt securities, capital securities
or ordinary shares are entitled to vote, and all other reports and communications that are made generally available to holders of debt
securities, capital securities or ordinary shares.

Registration Statement

This prospectus is part of a registration statement
filed with the SEC. As exhibits to the registration