Company: BBVXF
Filing Date: 2025-05-01
Form Type: 6-K
Source: 0001193125-25-108558
Chunk: 10

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 6-K
Chunk 10
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 any change in the circumstances considered for the inclusion of the municipalities and postal codes in       
 Annexes 1, 2, and 3 that would require their modification, BBVA shall submit a prior request to the Competition Directorate. |

| 4.10. | BBVA undertakes not to close any of the eleven off-premises ATMs identified in                                                                                                                                                                                                                                                                                                                                                                                
 Annex 4 that are located in postal codes where there is also a physical Banco Sabadell branch and where only one additional competitor or none is present. Since these ATMs belong to the agent network, this commitment is conditional upon the non-termination of the contractual relationship with the respective agents for a justified cause arising from the agent’s breach of the agreement or from the agent’s decision to terminate the relationship 
 without BBVA being able to find a replacement. Furthermore, once it has access to the relevant information following the Closing of the Proposed Transaction, BBVA undertakes to include within the scope of this commitment any potential off-premises ATMs of Banco Sabadell located in postal codes where there is a BBVA physical branch and only one additional competitor or none is present.                                                           |

This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail.

| 5. | Commitment regarding the commercial conditions offered in postal codes with high concentration of branches operated 
 by the Parties                                                                                                      |

| 5.1. | With respect to natural persons, self-employed, and SMEs who, as of the date of notification of the Resolution (for                                                                                                                            
 BBVA clients) and as of the date of the Acquisition of Control (for Banco Sabadell clients), are clients of the branches of the Parties located in the postal codes listed in Annex 5 where, as a result of the Proposed Transaction, only the 
 Parties or at most two competitors in addition to the Parties are present, BBVA undertakes not to modify the terms and conditions of the products and services2 already contracted by these clients                                            
 (whether from BBVA or Banco Sabadell) under the following terms:                                                                                                                                                                               |

| a. | For fixed-term products and services, the terms and conditions shall not be modified during the term of the 
 corresponding contract.                                                                                     |

| b. | For indefinite-term products and services, during the term of this commitment, the terms and conditions in force as of                                                                                                                                  
 the date of notification of the Resolution (including those contracted thereafter, during the term of the