Company: BCDRF
Filing Date: 2025-02-28
Form Type: 20-F
Source: 0000891478-25-000054
Chunk: 800

Company: Banco Santander, S.A.
Filing Date: 2025-02-28
Form: 20-F
Chunk 800
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 |     | 1,124,373 |            |     |       — |         |     | 263,428 |         |     | 860,945 |         |     |      | 1,111,887 |                 |     | 1,108,918 |            |     |       — |         |     | 258,701 |         |     | 850,217 |         |
| Debt securities |     |      |   317,967 |                 |     |   317,912 |            |     | 170,118 |         |     | 112,365 |         |     |  35,429 |         |     |      |   303,208 |                 |     |   298,792 |            |     | 136,109 |         |     | 125,575 |         |     |  37,108 |         |     |      |   274,912 |                 |     |   263,191 |            |     | 106,169 |         |     | 124,939 |         |     |  32,083 |         |
|                 |     |      | 1,444,406 |                 |     | 1,443,444 |            |     | 170,118 |         |     | 362,805 |         |     | 910,521 |         |     |      | 1,428,516 |                 |     | 1,423,165 |            |     | 136,109 |         |     | 389,003 |         |     | 898,053 |         |     |      | 1,386,799 |                 |     | 1,372,109 |            |     | 106,169 |         |     | 383,640 |         |     | 882,300 |         |

A. At 31 December 2024, Grupo Santander had other financial liabilities that amounted to EUR 39,916million, EUR 40,187million in 2023 and EUR 37,059million in 2022.

Annual report 2024 769

| Contents |     | Auditor's report |     | Consolidated financial statements |     | Notes to the consolidated financial statements |     | Appendix |

The main valuation methods and inputs used in the estimates at 31 December 2024 of the fair values of the financial assets and liabilities in the foregoing