Company: WAL-PA
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001212545-25-000214
Chunk: 83

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 1
Chunk 83
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 credit losses inherent within the Company's HFI loan portfolio as of June 30, 2025. The below tables reflect the activity in the ACL on loans HFI by loan portfolio segment, which includes an estimate of future recoveries:Three Months Ended June 30, 2025Balance, March 31, 2025Provision for (Recovery of) Credit LossesCharge-offsRecoveriesBalance, June 30, 2025(in millions)Warehouse lending$6.3 $(0.4)$— $— $5.9 Municipal & nonprofit14.8 (3.5)— — 11.3 Tech & innovation44.9 10.4 9.7 (0.1)45.7 Equity fund resources1.4 0.8 — — 2.2 Other commercial and industrial91.7 23.7 6.7 (0.5)109.2 CRE - owner occupied3.7 0.7 0.5 — 3.9 Hotel franchise finance33.2 2.8 — — 36.0 Other CRE - non-owner occupied138.1 (0.7)17.5 (5.1)125.0 Residential19.7 0.2 — — 19.9 Residential - EBO— — — — — Construction and land development32.0 1.9 0.3 — 33.6 Other2.8 (0.2)0.6 — 2.0 Total$388.6 $35.7 $35.3 $(5.7)$394.7 

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Six Months Ended June 30, 2025Balance, December 31, 2024Provision for (Recovery of) Credit LossesCharge-offsRecoveriesBalance, June 30, 2025(in millions)Warehouse lending$6.4 $(0.5)$— $— $5.9 Municipal & nonprofit14.7 (3.4)— — 11.3 Tech & innovation55.9 10.6 21.8 (1.0)45.7 Equity fund resources1.6 0.6 — — 2.2