Company: SFNC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050112
Chunk: 51

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 1
Chunk 51
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,832 745,372 Subordinated notes and debentures648,976 366,293 Accrued interest and other liabilities326,310 312,653 Total liabilities20,854,199 23,347,177 Stockholders’ equity:Common stock, Class A, $0.01 par value; 350,000,000 shares authorized at September 30, 2025 and December 31, 2024; 144,703,075 and 125,651,540 shares issued and outstanding at September 30, 2025 and December 31, 2024, respectively1,447 1,257 Surplus2,848,977 2,511,590 Undivided profits817,022 1,376,935 Accumulated other comprehensive loss(313,483)(360,910)Total stockholders’ equity3,353,963 3,528,872 Total liabilities and stockholders’ equity$24,208,162 $26,876,049 

See Condensed Notes to Consolidated Financial Statements.3

Simmons First National Corporation

Consolidated Statements of Income (Loss)

Three and Nine Months Ended September 30, 2025 and 2024 

 Three Months EndedSeptember 30,Nine Months EndedSeptember 30,(In thousands, except per share data)2025202420252024 (Unaudited)(Unaudited)INTEREST INCOMELoans, including fees$269,210 $277,939 $792,338 $810,366 Interest bearing balances due from banks and federal funds sold6,421 2,921 11,655 8,895 Investment securities37,464 53,220 131,619 166,271 Mortgage loans held for sale229 209 572 551 Assets held in trading accounts99 — 99 — TOTAL INTEREST INCOME313,423 334,289 936,283 986,083 INTEREST EXPENSEDeposits116,610 152,244 373,403 457,210 Federal funds purchased and securities sold under agreements to repurchase72 138 244 483 Other borrowings2,957 17,067 21,284 43,741 Subordinated notes and debentures7,123 7,128 19,445 21,126 TOTAL INTEREST