Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047437
Chunk: 87

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 87
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 |     |                    |     |     18,861 |     | 4,794 |     |  8,762 |     |    925 |     |         4,178 |     |              522 |                                  |     |   -321 |
| Gross income                                                      |     |                    |     |     26,161 |     | 7,065 |     | 11,641 |     |  2,838 |     |         3,865 |     |            1,058 |                                  |     |   -304 |
| Operating profit /(loss) before tax                               |     |                    |     |     11,647 |     | 4,011 |     |  5,765 |     |  1,223 |     |           943 |     |              520 |                                  |     |   -816 |
| Attributable profit (loss)                                        |     |                    |     |      7,622 |     | 2,841 |     |  4,193 |     |    433 |     |           471 |     |              409 |                                  |     |   -726 |

(1) In the first quarter of 2025 certain immaterial balance sheet amounts related to specific activities undertaken by the business units were reallocated between the operating segments and the Corporate Center. As a result, certain expenses were reallocated, in particular, between Spain, Rest of Business and the Corporate Center. In order to make the period-on-period comparison homogeneous, the figures for year 2024 have been revised, which has not affected the consolidated financial information of the Group.

#### 6.

### Risk management
The principles and risk management policies, as well as tools and procedures established and implemented in the Group as of September 30, 2025 do not differ significantly from those included in Note 7 of the consolidated financial statements of the Group for the year ended December 31, 2024.

#### 6.1

#### Risk factors
The BBVA Group has processes in place for identifying risks and analyzing scenarios in order to enable the Group to manage risks in a dynamic and proactive way.

The risk identification processes are forward looking to seek the identification of emerging risks and take into account the concerns of both the business areas, which are close to the reality of the different geographical areas, and the corporate areas and senior management.

Risks are identified and measured consistently using the methodologies deemed appropriate in each case.