Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 190

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 8
Chunk 190
---
erica’s stockholders;

•approval by Fifth Third shareholders of the issuance of the Fifth Third common stock to be issued in the Comerica Merger;

•authorization for listing on the NASDAQ of the shares of Fifth Third common stock to be issued in the Comerica Merger;

•the receipt of required regulatory approvals;

•effectiveness of the registration statement on Form S-4 to be filed by Fifth Third in connection with the Comerica Merger; and

•the absence of any order, injunction, decree or other legal restraint preventing the completion of the Comerica Merger.

Each party’s obligation to complete the Comerica Merger is also subject to certain additional customary conditions, including:

•subject to certain exceptions, the accuracy of the representations and warranties of the other party;

•performance in all material respects by the other party of its obligations under the Merger Agreement; and

•receipt by such party of an opinion from its counsel to the effect that the Merger will qualify as a reorganization within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended.

These conditions to the closing of the Comerica Merger may not be fulfilled in a timely manner, or at all, and, accordingly, the Comerica Merger may not be completed. In addition, the parties can mutually decide to terminate the Merger Agreement at any time, before or after receipt of the requisite approvals by Fifth Third shareholders or Comerica stockholders, or either party may elect to terminate the Merger Agreement in certain other circumstances.

As a condition to granting required regulatory approvals, governmental entities may impose conditions, limitations or costs, require divestitures or place restrictions on Fifth Third’s conduct after the closing of the Comerica Merger. Such conditions or changes and the process of obtaining regulatory approvals could, among other things, have the effect of delaying completion of the Comerica Merger or of imposing additional costs or limitations on Fifth Third following the Comerica Merger, any of which may have an adverse effect on Fifth Third.

Either party may also be subject to lawsuits challenging the Comerica Merger, and adverse rulings in these lawsuits may delay or prevent the Comerica Merger from being completed or require either party to incur significant costs to defend or settle these lawsuits. Any delay in completing the Comerica Merger could cause Fifth Third not to realize, or to be delayed in realizing, some or all of