Company: AX
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001299709-25-000184
Chunk: 22

Company: Axos Financial, Inc.
Filing Date: 2025-10-30
Form: 10-Q
Item: Part I, Item 1
Chunk 22
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547 shares outstanding as of September 30, 2025; 71,101,642 shares issued and 56,483,617 shares outstanding as of June 30, 2025714 711 Additional paid-in capital557,740 548,895 Accumulated other comprehensive income (loss)—net of income tax64 348 Retained earnings2,730,877 2,618,525 Treasury stock, at cost; 14,712,605 shares as of September 30, 2025 and 14,618,025 shares as of June 30, 2025(496,274)(487,802)Total stockholders’ equity2,793,121 2,680,677 TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$27,431,817 $24,783,078 

See accompanying notes to the condensed consolidated financial statements.

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Table of Contents

AXOS FINANCIAL, INC.

CONDENSED CONSOLIDATED STATEMENTS OF INCOME

(Unaudited) 

Three Months EndedSeptember 30, (Dollars in thousands, except earnings per common share)20252024INTEREST AND DIVIDEND INCOME:Loans, including fees$429,575 $438,229 Securities borrowed and customer receivables6,777 6,271 Investments and other29,384 39,762 Total interest and dividend income465,736 484,262 INTEREST EXPENSE:Deposits169,364 187,269 Advances from the Federal Home Loan Bank313 529 Securities loaned285 540 Other borrowings4,724 3,876 Total interest expense174,686 192,214 Net interest income291,050 292,048 Provision for credit losses17,255 14,000 Net interest income, after provision for credit losses273,795 278,048 NON-INTEREST INCOME:Broker-dealer fee income10,948 11,060 Advisory fee income8,525 7,945 Banking and service fees10,820 8,613 Mortgage banking and servicing rights income1,395 450 Prepayment penalty fee income652 541 Total non-interest income32,340 28,609 NON-INTEREST EXPENSE:Salaries and related costs76,605 74,293 Data