Company: ONBPP
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0000707179-25-000005
Chunk: 99

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-02-19
Form: 10-K
Item: Item 7
Chunk 99
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18,414)Net interest income (GAAP)$1,530,783 3.26 %$1,503,153 3.49 %$1,327,936 3.43 %

(1)Interest income is reflected on a fully taxable equivalent basis.

(2)Includes loans held-for-sale.

45

The following table presents the dollar amount of changes in taxable equivalent net interest income attributable to changes in the average balances of assets and liabilities and the yields earned or rates paid for the years ended December 31.

From 2023 to 2024From 2022 to 2023TotalAttributed toTotalAttributed to(dollars in thousands)Change (1)VolumeRateChange (1)VolumeRateInterest IncomeMoney market and other interest-earning   investments$6,152 $3,060 $3,092 $36,869 $386 $36,483 Investment securities (2)58,338 18,338 40,000 59,447 (9,039)68,486 Loans (3)331,426 196,965 134,461 661,317 236,892 424,425 Total interest income395,916 218,363 177,553 757,633 228,239 529,394 Interest ExpenseChecking and NOW deposits18,478 (1,399)19,877 72,942 (3,411)76,353 Savings deposits4,981 (2,392)7,373 11,574 (1,049)12,623 Money market deposits200,105 120,256 79,849 194,752 35,379 159,373 Time deposits, excluding brokered   deposits106,704 59,488 47,216 112,627 28,646 83,981 Brokered deposits31,634 27,367 4,267 43,372 37,726 5,646 Federal funds purchased and interbank   borrowings(8,150)(9,090)940 6,391 3,237 3,154 Securities sold under agreements to   repurchase(547)(758)211 2,456 (637)3,093 Federal Home Loan Bank advances15,457 (3,551)19,008 110,336 41,837