Company: FCNCB
Filing Date: 2025-05-09
Form Type: 10-Q
Source: 0000798941-25-000024
Chunk: 173

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-05-09
Form: 10-Q
Item: Item 8
Chunk 173
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7 — 25 0.27 Total SVB18 30 — — 19 — 67 0.17 Total loans and leases$104 $30 $1 $12 $55 $— $202 0.15 %(1) Term extensions include modifications in which the balloon principal payment was deferred to a later date or the loan amortization period was extended.

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Financial Effects of Loan Modifications made during the three months ended March 31, 2025dollars in millionsWeighted Average Term Extension (in Months)Weighted Average Interest Rate ReductionWeighted Average Payment Delay (in Months)Amount of Principal ForgivenCommercialCommercial construction8 — %5 $— Owner occupied commercial mortgage8 — 6 — Non-owner occupied commercial mortgage6 — 6 — Commercial and industrial9 1.65 9 — Total commercial7 1.65 7 — ConsumerResidential mortgage22 1.87 5 — Revolving mortgage60 3.21 5 — Consumer auto20 — 4 — Consumer other— 9.97 — — Total consumer24 2.41 5 — SVBInvestor dependent - early stage— — 5 — Investor dependent - growth stage12 — 6 — Innovation C&I and cash flow dependent22 — 12 — Total SVB21 — 7 — Total loans and leases11 2.06 %7 $— Financial Effects of Loan Modifications made during the three months ended March 31, 2024dollars in millionsWeighted Average Term Extension (in Months)Weighted Average Interest Rate ReductionWeighted Average Payment Delay (in Months)Amount of Principal ForgivenCommercialCommercial construction22 2.49 %— $— Owner occupied commercial mortgage23 0.79 20 — Non-owner occupied commercial mortgage27 — 48 — Commercial and industrial9 1.39 4 — Total commercial21 1.31 41 — ConsumerResidential mortgage52 1.52 — — Revolving mortgage59 4.15 — — Consumer auto30 0.26 — — Consumer other49 9.19 — — Total consumer