Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 98

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 98
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 nonaccrual loans for the year ended December 31, 2024. In addition, there were $23.8 million of nonaccrual loans for which there was no related ACLL at December 31, 2024.Loan ModificationsThe following tables show the composition of loan modifications made to borrowers experiencing financial difficulty by the loan portfolio and type of concessions granted. Each of the types of concessions granted comprised less than 1% of their respective classes of loan portfolios at September 30, 2025 and September 30, 2024.Interest Rate ConcessionAmortized CostThree Months Ended Sep 30,Nine Months Ended Sep 30,(in thousands)2025202420252024Commercial and industrial$210 $179 $417 $364 Residential mortgage139 — 139 — Auto finance— 29 — 40 Other consumer750 622 1,891 1,425 Total loans modified$1,098 $830 $2,448 $1,828 

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Term ExtensionAmortized CostThree Months Ended Sep 30,Nine Months Ended Sep 30,(in thousands)2025202420252024Residential mortgage$194 $— $498 $— Total loans modified$194 $— $498 $— Combination - Interest Rate Concession and Term ExtensionAmortized CostThree Months Ended Sep 30,Nine Months Ended Sep 30,(in thousands)2025202420252024Residential mortgage$1,815 $1,215 $3,903 $1,994 Home equity75 163 168 192 Total loans modified$1,889 $1,379 $4,071 $2,186 The following tables summarize, by loan portfolio, the financial effect of the Corporation's loan modifications on the modified loans.Interest Rate ConcessionFinancial Effect, Weighted Average Contractual Interest Rate (Decrease) Increase(a) Three Months Ended Sep 30,Nine Months Ended Sep 30,Loan Type2025202420252024Commercial and industrial(23)%(19)%(24)%(18)%Residential mortgage1 %2 %1 %2 %Auto finance— %(8)%— %(8)%Home equity(3)%(3)%(2)%(3)%Other consumer(22)%(21)%(21)%(21)%Weighted average of total