Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 232

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 2
Chunk 232
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 6 presents the composition of our loan and lease portfolio by major categories.

Loan and Lease Portfolio BalancesTable 6(dollars in thousands)September 30, 2025December 31, 2024Dollar ChangePercent ChangeCommercialCommercial Mortgage$4,040,711 $4,020,622 $20,089 0.5 %Commercial and Industrial1,581,232 1,705,133 (123,901)(7.3)Construction380,944 308,898 72,046 23.3 Lease Financing92,213 90,756 1,457 1.6 Total Commercial6,095,100 6,125,409 (30,309)(0.5)ConsumerResidential Mortgage4,685,214 4,628,283 56,931 1.2 Home Equity2,129,599 2,165,514 (35,915)(1.7)Automobile699,244 764,146 (64,902)(8.5)Other412,422 392,628 19,794 5.0 Total Consumer7,926,479 7,950,571 (24,092)(0.3)Total Loans and Leases$14,021,579 $14,075,980 $(54,401)(0.4)%

Total loans and leases as of September 30, 2025 decreased by $54.4 million or 0.4% from December 31, 2024 due to reductions in both our commercial and consumer loans.

Commercial loans and leases as of September 30, 2025 decreased by $30.3 million or 0.5% from December 31, 2024, primarily due to a decline in commercial and industrial loans, which decreased by $123.9 million or 7.3% largely as a result of paydowns. This was partially offset by construction loans, which increased by $72.0 million or 23.3%, primarily due to increased construction activity during the year. Consumer loans and leases as of September 30, 2025 decreased by $24.1 million or 0.3% from December 31, 2024, primarily due to paydowns in our home equity portfolio and a slowdown in production for our automobile loans. This was partially offset by residential mortgage loans, which increased by $56.9