Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 244

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 244
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,392,069 6.50 %$1,499,152 7.00 %Tier 1 risk-based capital ratio2,526,336 11.80 1,713,316 8.00 1,820,398 8.50 Total risk-based capital ratio2,794,398 13.05 2,141,645 10.00 2,248,727 10.50 Leverage capital ratios:Tier 1 leverage ratio2,526,336 10.12 1,248,557 5.00 998,846 4.00 December 31, 2024Renasant Corporation:Risk-based capital ratios:Common equity tier 1 capital ratio$1,825,197 12.73 %$932,162 6.50 %$1,003,867 7.00 %Tier 1 risk-based capital ratio1,935,522 13.50 1,147,276 8.00 1,218,981 8.50 Total risk-based capital ratio2,449,129 17.08 1,434,095 10.00 1,505,800 10.50 Leverage capital ratios:Tier 1 leverage ratio1,935,522 11.34 853,556 5.00 682,845 4.00 Renasant Bank:Risk-based capital ratios:Common equity tier 1 capital ratio$1,843,123 12.85 %$932,552 6.50 %$1,004,287 7.00 %Tier 1 risk-based capital ratio1,843,123 12.85 1,147,756 8.00 1,219,491 8.50 Total risk-based capital ratio2,022,737 14.10 1,434,695 10.00 1,506,430 10.50 Leverage capital ratios:Tier 1 leverage ratio1,843,123 10.80 852,933 5.00 682,346 4.00 

The Company elected to take advantage of transitional relief offered by the Federal Reserve and FDIC to delay for two years the estimated impact of CECL on regulatory capital, followed by a three-year transitional period to phase out the capital benefit provided by the two-year delay. The