Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 46

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 46
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 absorbing capacity instruments of The Netherlands, the European Central Bank, the Dutch Central Bank or other competent authority, the resolution authority, the Financial Stability Board and/or of the European Parliament or of the Council of the European Union then in effect in The Netherlands and applicable to us and/or the Regulatory Group including, without limitation to the generality of the foregoing, any delegated or implementing acts (such as regulatory technical standards) adopted by the European Commission and any regulations, requirements, guidelines, rules, standards and policies relating to minimum requirements for own funds and eligible liabilities and/or loss absorbing capacity instruments adopted by the competent authority and/or the S-36

resolution authority from time to time (whether or not such regulations, requirements, guidelines, rules, standards or policies are applied generally or specifically to us or to the Regulatory
Group).

“Regulatory Group” means the Issuer, its subsidiary undertakings, participations, participating interests and
any subsidiary undertakings, participations or participating interests held (directly or indirectly) by any of its subsidiary undertakings from time to time and any other undertakings from time to time consolidated with the Issuer for regulatory
purposes, in each case in accordance with the rules and guidance of the competent authority or resolution authority then in effect.

“Tax Law Change” means any change in, or amendment to, the laws or regulations of The Netherlands or any political
subdivision or any authority thereof or therein having power to tax, or any change in the application or official interpretation of such laws or regulations, which change or amendment becomes effective on or after the Issue Date.

Notice of Redemption

The Issuer shall give notice of any redemption of the notes not less than 15 days or more than 30 days prior to the redemption date to the
holders of the notes and to the trustee at least 5 business days prior to such date unless a shorter notice period shall be satisfactory to the trustee. The redemption notice shall state: (1) the redemption date, (2) the redemption price,
(3) that, on the redemption date, each note will be redeemed and the redemption price will become due and payable upon surrender of each note to be redeemed and that, subject to certain exceptions, interest will cease to accrue after that date,
(4) the place or places where the notes are to be surrendered for payment of the redemption price and (5) the CUSIP, Common Code and/or ISIN number or numbers, if any, with respect to the notes being redeemed.

The