Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 101

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 101
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 the possibility of being unable to trade a position at market price due to our significant size when compared to the usually traded volume or due to some market discontinuation.
 Understanding and monitoring this risk is crucial, especially in the context of settling transactions in a timely and secure manner.
  
51 – Form 20-F 2024 | Bradesco
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4.B.20.01-04.01 Liquidity risk management process
 The management of liquidity risk is carried out at the corporate level and permeates all layers of governance. The following table lists the responsibilities of the departments responsible for the management and control of liquidity risk:
 
      Treasury                                                                                          n                                                                                                                                 Perform the day-to-day management of cash and liquidity;                                          
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n                     Propose limits for the indicators of control of liquidity risk, as well as the levels for the flagging of alerts;                                                     
n                     Comply with established strategic and operational limits; and                                                                                                         
n                     Report on matters related to the management of liquidity by the Asset and Liability Management and Treasury Executive Committee.                                      
Liquidity Risk Area   n                                                                                                                                                                        Propose the metrics of control of liquidity and concentration, considering its appropriate approval in the process of governance established;
n                     Calculate and disclose the indicators for the monitoring and control of liquidity periodically;                                                                       
n                     Provide tools for simulation of the main indicators implemented; and                                                                                                  
n                     Report matters related to the control and monitoring of liquidity risk in the commissions and executive committees where the theme is addressed.                      
Support Area          n                                                                                                                                                                        Execute the projection of cash flows for the monitoring of liquidity, including intraday;                                                    
n                     Prepare forecast cash flow projections for the next 12 months and send them to the relevant departments;                                                              
n                     Check and ensure consistency, integrity and completeness of the database made available daily to managers and controllers of the liquidity risk;                      
n                     Provide management information on the cash flow to the Treasury, as well as on any significant changes in the levels of reserves of the Banks of the Conglomerate; and
n                     Provide management information on the mismatch mapping of the Treasury.                                                                                               
 
4.B.20.01-04.02 Control and monitoring
 Our liquidity risk management is carried out through tools developed by robust platforms and validated by the independent areas of the business. Among the main metrics and indicators considered in the liquidity risk framework, we highlight:
 
·   Liquidity Coverage Ratio (LCR): consists of verifying whether liquid instruments are sufficient to honor
                      our