Company: CPSS
Filing Date: 2025-10-28
Form Type: DEF 14A
Source: 0001683168-25-007815
Chunk: 1

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-10-28
Form: DEF 14A
Chunk 1
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 advisory votes on named executive officer compensation. |

Shareholders will also transact such other business as may properly come
before the Company’s 2025 annual meeting of shareholders. Only shareholders of record at the close of business on Thursday, October
23, 2025 are entitled to notice of and to vote at the meeting.

Whether or not you expect to attend the meeting in person, please complete,
date, and sign the enclosed proxy exactly as your name appears thereon and promptly return it in the envelope provided, which requires
no postage if mailed in the United States. Proxies may be revoked at any time and, if you attend the meeting in person, your executed
proxy will be returned to you upon request.

By Order of the Board of Directors

Brian Rayhill, Secretary

Dated: October 28, 2025

IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE ANNUAL MEETING OF SHAREHOLDERS TO BE HELD ON NOVEMBER 19, 2025.

The Proxy Statement and Annual Report to Shareholders for the fiscal year ended December 31, 2024 are available at www.consumerportfolio.com/AnnualMeeting2025.html.

YOUR VOTE IS IMPORTANT REGARDLESS OF THE NUMBER OF SHARES YOU OWN. WHETHER OR NOT YOU PLAN TO ATTEND THE ANNUAL MEETING, YOU ARE URGED TO VOTE BY COMPLETING, SIGNING, DATING AND RETURNING THE PROXY CARD IN THE PRE-ADDRESSED RETURN ENVELOPE PROVIDED. IF GIVEN, YOU MAY REVOKE YOUR PROXY BY FOLLOWING THE INSTRUCTIONS IN THE PROXY STATEMENT.

<div align='center'>CONSUMER PORTFOLIO SERVICES, INC.

3800 Howard Hughes Parkway, Suite 1400

Las Vegas, Nevada 89169

949-753-6800</div>

<div align='center'>PROXY STATEMENT

FOR

ANNUAL MEETING OF SHAREHOLDERS

TO BE HELD NOVEMBER 19, 2025

__________

INTRODUCTION</div>

This proxy statement is furnished in connection with the solicitation of
proxies by the Board of Directors (the “Board”) of Consumer Portfolio Services, Inc. (the “Company” or “CPS”)
for use at the annual meeting of the shareholders and any adjournments or postponements thereof (the “Annual Meeting”) scheduled
to be held at 10:00 A.M. local time on Wednesday, November 19,