Company: FLDDW
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001013762-25-004107
Chunk: 103

Company: Fold Holdings, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1
Chunk 103
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58

●coverage by or changes in financial estimates by securities
analysts or failure to meet their expectations;

●market and industry perception of our success, or lack thereof,
in pursuing our growth strategy;

●strategic actions by us or our competitors, such as acquisitions
or restructurings;

●changes in laws or regulations, including laws or regulations
relating to environmental, health and safety matters or initiatives relating to climate change, or changes in the implementation of regulations
by regulatory bodies, which adversely affect our industry or us;

●privacy and data protection laws, privacy or data breaches,
or the loss of data;

●changes in accounting standards, policies, guidance, interpretations
or principles;

●changes in senior management or key personnel;

●issuances, exchanges or sales, or expected issuances, exchanges
or sales of our capital stock;

●changes in our dividend policy;

●adverse resolution of new or pending litigation against us;
and

●changes in general market, economic and political conditions
in the United States and global economies or financial markets, including those resulting from natural disasters, terrorist attacks,
acts of war and responses to such events.

These broad market and industry factors may materially
reduce the market price of our common stock, regardless of our operating performance. In addition, price volatility may be greater if
the public float and trading volume of our common stock is low. As a result, you may suffer a loss on your investment.

In the past, following periods of market volatility,
stockholders have instituted securities class action litigation. If we were involved in securities litigation, it could have a substantial
cost and divert resources and the attention of management from our business regardless of the outcome of such litigation.

We do not intend to pay dividends on our common stock for the
foreseeable future.

We currently intend to retain all available funds
and any future earnings to fund the development and growth of our business. As a result, we do not anticipate declaring or paying any
cash dividends on our common stock in the foreseeable future. Any decision to declare and pay dividends in the future will be made at
the discretion of our board of directors and will depend on, among other things, our business prospects, results of operations, financial
condition, cash requirements and availability, certain restrictions related to our indebtedness, industry trends and other factors that
our board of directors may deem relevant. Any such decision will also be subject to compliance with contractual restrictions and covenants
in the agreements governing our current and future