Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 112

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 112
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 through other comprehensive income – revenues increased from R$7,630 million                                             
 or 45.1%, driven by an increase in the average interest ratio, which grew from 8.4% in 2023 to 11.7% in 2024 and by an increase in the 
 average balance, which positively impacted our revenues by R$2,314 million; and                                                        |

| o | At amortized cost – revenues fell from R$5,158 million or 20.4% compared to 2023, impacted                                               
 by the lowest average interest ratio earned, which fell from 13.7% in 2023 to 10.9% in 2024 and by the reduction of the average balance. |

| § | Compulsory deposits in the Central Bank of Brazil - reached R$8,894 million, a reduction of 10.6%                                         
 compared to 2023. This reduction is related to the variation in interest ratios practiced in Brazil, which went from an average of 13.25% 
 in the course of 2023 to an average of 11.96% in the course of 2024, negatively impacting our revenues by R$2,166 million.                |

ii) factors that materially affected the operating income.

There
were no factors that materially affected the operating income of the company in the last fiscal year, in addition to those described in
items 2.1.h and 2.2.a.i.

| 94 – Reference Form – 2024 |

| 2. Officers’ notes |

b)relevant revenue variations attributable to the introduction of new products and services, changes in volumes and prices, exchange rates, and inflation

No significant
variations in revenues, as well as in our financial income, attributable to changes in prices of our main inputs and products, exchange
rates, inflation, volume change or addition of new products and services, occurred in the fiscal year ended December 31, 2024.

c)relevant impact of inflation, the price variation of the main inputs and products, foreign exchange and interest rate in operating income and financial income of the issuer

During
periods of high interest rates, our financial revenue increases because the interest rates on our assets that yield interest also increase.
At the same time, our financial expense increases, since interest rates on our obligations, in which interests apply, also increase. Changes
in the volumes of our assets, and obligations on which interests apply, also affect our financial