Company: CPSS
Filing Date: 2025-11-24
Form Type: 424B2
Source: 0001683168-25-008657
Chunk: 0

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-11-24
Form: 424B2
Chunk 0
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| This filing is made pursuant to Rule 424(b)(2) under the Securities Act of 1933 in connection with Registration No. 333-272653 |

<div align='center'>Current Interest Rates

This is an interest rate supplement dated November
24, 2025

to the prospectus supplement dated November 24,
2025

Current Annual Interest Rates for Renewable Unsecured Subordinated Notes

Offered by Consumer Portfolio Services, Inc.

Interest Rates Effective November 24, 2025</div>

| NOTE TERM | PORTFOLIO AMOUNT (1) |         |         |          |       |
| $1,000    
 to        
 $24,999   | $25,000              
 to                   
 $49,999              | $50,000 
 to      
 $74,999 | $75,000 
 to      
 $99,999 | $100,000 
 or       
 More     |       |
| 3 Month   | 4.50%                | 4.85%   | 5.20%   | 5.55%    | 5.90% |
| 6 Month   | 4.75%                | 5.10%   | 5.45%   | 5.80%    | 6.15% |
| 1 Year    | 5.50%                | 5.85%   | 6.20%   | 6.55%    | 6.90% |
| 2 Year    | 6.00%                | 6.35%   | 6.70%   | 7.05%    | 7.40% |
| 3 Year    | 6.50%                | 6.85%   | 7.20%   | 7.55%    | 7.90% |
| 4 Year    | 7.00%                | 7.35%   | 7.70%   | 8.05%    | 8.40% |

| 1. | We determine the applicable portfolio amount at the time you purchase or renew a note by aggregating the principal amount of all notes issued by Consumer Portfolio Services, Inc. that are currently owned by you and your immediate family members. Immediate family members include your parents, children, siblings, grandparents and grandchildren. Members of a sibling’s family are also considered immediate family members if the sibling is also a