Company: INGVF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-196042
Chunk: 264

Company: ING GROEP NV
Filing Date: 2025-09-04
Form: 424B5
Chunk 264
---
/professionals/registers/meldingenregisters/substantiele-deelnemingen). With respect to ING Groep N.V., the Major Holdings Rules would
require any person whose interest in the voting rights and/or capital of ING Groep N.V. reached, exceeded or fell below those percentage interests, whether through ownership of ordinary shares, ADSs or any other financial instrument whether stock
settled or cash settled, such as call or put options, warrants, swaps or any other similar contract, to notify in writing the Dutch Authority for the Financial Markets (Autoriteit Financiële Markten, the “AFM”)
immediately after the acquisition or disposal of the triggering interest in ING’s share capital.

A notification requirement also
applies if a person’s capital interest or voting rights reaches, exceeds or falls below the above-mentioned thresholds as a result of a change in ING Groep N.V.’s total issued share capital or voting rights. Such notification must be
made no later than the fourth trading day after the AFM has published ING Groep N.V.’s notification of the change in its issued share capital.

The notification will be recorded in a public register that is held by the AFM and published on afm.nl/en/.

Non-compliance with the obligations of the Major Holdings Rules can lead to criminal prosecution or
administrative law sanctions. In addition, a civil court can issue orders against any person who fails to notify or incorrectly notifies the AFM, in accordance with the Major Holdings Rules, including suspension of the voting right in respect of
such person’s ordinary shares.

In addition to the investors (or potential shareholders) shown in Item 7.A ‘Major
shareholders’ in the 2024 Form 20-F as per year-end 2024, based on the AFM register additional shareholders with holdings of 3% or more in ING Groep N.V. are
BlackRock Inc. (5.28% interest and 6.33% voting rights reported on March 15, 2024) and Capital Research and Management Company (4.99% voting rights reported on November 26, 2024).

Each person holding a gross short position in relation to the issued share capital of ING Groep N.V. that reaches, exceeds or falls below any
one of the above-mentioned thresholds must immediately give written notice to the AFM. If a person’s gross short position reaches, exceeds or falls below one of the above-