Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 90

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 7
Chunk 90
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 the actual ratios and amounts for the Bancorp and Bank as of:

TABLE 59:  Regulatory CapitalRegulatory Ratio RequirementsSeptember 30, 2025December 31, 2024(a)($ in millions)MinimumWell-CapitalizedRatioAmountRatioAmountCET1 risk-based capital:Fifth Third Bancorp4.50  %N/A10.57  %$17,645 10.57  %$17,339 Fifth Third Bank, National Association4.50 6.50 12.95 21,470 12.86 20,943 Tier 1 risk-based capital:Fifth Third Bancorp6.00 6.00 11.63 19,415 11.86 19,455 Fifth Third Bank, National Association6.00 8.00 12.95 21,470 12.86 20,943 Total risk-based capital:Fifth Third Bancorp8.00 10.00 13.54 22,619 13.86 22,746 Fifth Third Bank, National Association8.00 10.00 14.19 23,533 14.19 23,116 Leverage:Fifth Third Bancorp4.00 N/A9.24 19,415 9.22 19,455 Fifth Third Bank, National Association4.00 5.00 10.31 21,470 10.02 20,943 Total risk-weighted assets:Fifth Third Bancorp166,999 164,102 Fifth Third Bank, National Association165,810 162,895 Quarterly average assets for leverage:(b)Fifth Third Bancorp210,213 210,963 Fifth Third Bank, National Association208,237 209,038 

(a)Regulatory capital ratios and amounts as of December 31, 2024 were calculated pursuant to the five-year transition provision option to phase in the effects of CECL on regulatory capital. This has been fully phased in as of January 1, 2025.

(b)Quarterly average assets are a component of the leverage ratio and, for this purpose, do not include goodwill or any other assets that the U.S. banking agencies determine should be deducted from Tier 1 capital.

The following table presents additional capital ratios of the Bancorp as of:

TABLE 60:  Additional Capital RatiosSeptember