Company: CMTV
Filing Date: 2025-08-14
Form Type: 10-Q
Source: 0001654954-25-009542
Chunk: 135

Company: COMMUNITY BANCORP /VT
Filing Date: 2025-08-14
Form: 10-Q
Item: Part I, Item 2
Chunk 135
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.90% $38,086   4.50% $59,244   7.00%  N/A   N/A Bank $114,323   13.52% $38,053   4.50% $59,194   7.00% $54,966   6.50%Tier 1 capital (to risk-weighted assets)                                Company $115,138   13.60% $50,781   6.00% $71,940   8.50%  N/A   N/A Bank $114,323   13.52% $50,738   6.00% $71,879   8.50% $67,650   8.00%Total capital (to risk-weighted assets)                                Company $125,652   14.85% $67,708   8.00% $88,867   10.50%  N/A   N/A Bank $124,837   14.76% $67,650   8.00% $88,791   10.50% $84,563   10.00%Tier 1 capital (to average assets)                                Company $115,138   9.46% $48,690   4.00%  N/A   N/A   N/A   N/A Bank $114,323   9.40% $48,665   4.00%  N/A   N/A  $60,831   5.00%

(1)Conservation Buffer is calculated based on risk-weighted assets and does not apply to calculations of average assets.(2)Applicable to banks, but not bank holding companies.

The Company's ability to pay dividends to its shareholders is largely dependent on the Bank's ability to pay dividends to the Company.  In general, a national bank may not pay dividends that exceed net income for the current and preceding two years.  Regardless of statutory restrictions, as a matter of regulatory policy, banks and bank holding companies should pay dividends only out of current earnings and only if, after paying such dividends, they remain adequately capitalized.

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