Company: WBS-PG
Filing Date: 2025-09-05
Form Type: 424B5
Source: 0001193125-25-197211
Chunk: 23

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-09-05
Form: 424B5
Chunk 23
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 changed business conditions, however, could result in the application of the net proceeds of the offering in a manner other than as described in this
prospectus supplement.

S-13

CAPITALIZATION The following table shows our cash and due from banks and capitalization at June 30, 2025:

| (1) | on a consolidated basis; and |

| (2) | on a consolidated basis as adjusted to give effect to the issuance and sale of the Notes in this offering. |

This table should be read in conjunction with the risk factors and the consolidated financial statements and related notes of Webster for the year ended December 31, 2024 and the quarter ended June 30, 2025, included and incorporated by reference in this prospectus supplement and the accompanying prospectus. See “Where You Can Find More Information.”

|                                                                                             |     | As of June 30, 2025 |            |   |     |             |            |   |
|:--------------------------------------------------------------------------------------------|:----|:--------------------|-----------:|:--|:----|:------------|-----------:|:--|
| (in thousands, except par value and share data)                                             |     | Actual              |            |   |     | As Adjusted |            |   |
| Cash and due from banks                                                                     |     | $                   |    425,349 |   |     | $           |    775,349 |   |
| LIABILITIES AND STOCKHOLDERS’ EQUITY:                                                       |     |                     |            |   |     |             |            |   |
| Total deposits                                                                              |     | $                   | 66,314,425 |   |     | $           | 66,314,425 |   |
| Securities sold under agreements to repurchase                                              |     |                     |    372,806 |   |     |             |    372,806 |   |
| Federal Home Loan Bank advances                                                             |     |                     |  3,339,914 |   |     |             |  3,339,914 |   |
| Long-term debt                                                                              |     |                     |    905,634 |   |     |             |  1,255,634 |   |
| Accrued expenses and other liabilities                                                      |     |                     |  1,643,874 |   |     |             |  1,643,874 |   |
| Total Liabilities                                                                           |     |                     | 72,