Company: TWO-PC
Filing Date: 2025-04-02
Form Type: DEF 14A
Source: 0001465740-25-000090
Chunk: 3

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-04-02
Form: DEF 14A
Chunk 3
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 our independent registered public accounting firm (p.57) |     | FOR                  |

CASTING YOUR VOTE PRIOR TO THE ANNUAL MEETING Each share of common stock outstanding on the record date is entitled to one vote for each director nominee and one vote for each of the other proposals to be voted on at our Annual Meeting. You may cast your vote by:

| Internet          
 www.proxyvote.com |     | Telephone      
 1-800-690-6903 |     | Mail                                            
 Return your proxy card in the envelope provided |

The deadline for voting in advance of the Annual Meeting is 11:59 p.m. Eastern Time on May 13, 2025. For details on how to vote, see “ General Information about the 2025 Annual Meeting and Voting ” on page 59 . CASTING YOUR VOTE DURING THE ANNUAL MEETING You may vote during the Annual Meeting by logging in to www.virtualshareholdermeeting.com/TWO2025 and following the instructions provided. You will need the 16-digit control number included in your proxy card, voting instruction form or Notice of Internet Availability of Proxy Materials.

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CORPORATE RESPONSIBILITY We invest in mortgage servicing rights and residential mortgage-backed securities, and, through our subsidiary RoundPoint Mortgage Servicing LLC, we operate a fully-licensed mortgage loan servicer and originator. We are committed to conducting our operations in a safe, compliant and environmentally-conscious manner with the goal of serving the interests of all our stakeholders – our employees, stockholders, business partners, customers, and communities – who collectively contribute to our success. CORPORATE GOVERNANCE HIGHLIGHTS Our Board of Directors is committed to maintaining the highest standards of business conduct and corporate governance. We have adopted a Code of Business Conduct and Ethics and Corporate Governance Guidelines that, along with our Charter, Bylaws and Board committee charters and other policies, provide the framework for our governance practices and how we conduct our business.

| üDirector Independence.All of our directors, other than our CEO, are independent. Our Chairperson is also an independent director.     
 üExecutive Sessions.Our independent directors meet regularly in executive session without management.                                  
 üDeclassified Board.All directors are elected on an annual basis, via a majority vote standard.                                        
 üAnnual Board Evaluations.The Board and each Board committee conducts an annual evaluation of its performance.                         
 üCompliance.We require rigorous annual compliance training for all employees.                                                          
 üCybersecurity.The Board oversees our