Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 303

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 303
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 months ended March 31, 2025 and the year ended December 31, 2024, are not necessarily indicative of results to be expected for 2025 or that may be achieved in the future. A final determination of the acquisition consideration and fair values of HomeStreet’s assets and liabilities, which cannot be made prior to the completion of the merger, will be based on the actual net tangible and intangible assets of HomeStreet that exist as of the date of completion of the merger. Consequently, amounts preliminarily allocated to the bargain purchase gain and identifiable intangibles could change significantly from those allocations used in the unaudited pro forma combined condensed consolidated financial information presented below and could result in a material change in amortization of acquired intangible assets. The unaudited pro forma combined condensed consolidated financial information includes nonrecurring estimated after-tax merger costs, including system conversion costs, advisement fees and employee related costs such as severance and change in control payments. These estimates are based on expected costs, including agreements with employees or other employee benefit plans. The pro forma costs do not include the benefits of expected cost savings or opportunities to earn additional revenue, as these are nonrecurring in nature and not factually supportable. Estimated merger costs are subject to change, and actual merger costs could differ from such estimates. In addition, future results may differ materially from those reflected in the unaudited pro forma combined condensed consolidated financial information included in this proxy statement/prospectus/consent solicitation statement. These differences may result from various factors, including but not limited to those discussed under the section entitled “ Risk Factors” and in HomeStreet, Inc.’s Annual Report on Form 10-K most recently filed with the SEC, as well as in its subsequent Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, and the factors discussed in the section entitled “ Cautionary Statement Regarding Forward-Looking Statements.” Among other factors, the actual amounts recorded as of the completion of the merger may differ materially from the information presented in these unaudited pro forma combined condensed consolidated financial statements as a result of:

| • | changes in the trading price for HomeStreet’s common stock; |

| • | net cash used or generated in HomeStreet’s or Mechanics’ operations between the signing of the merger agreement and the completion of the merger; |

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| • | the timing of the completion of the merger, changes in total merger-related expenses, and integration costs, including costs associated