Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 7

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 7
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 including the documents we have incorporated by reference under “Where You Can Find More Information.”

THE COMPANY

Wesbanco is
a bank holding company headquartered in Wheeling, West Virginia. Wesbanco provides a full range of financial services including retail banking, corporate banking, personal and corporate trust services, brokerage services, mortgage banking and
insurance. Wesbanco offers these services through two reportable segments, community banking and trust and investment services. Wesbanco operates one commercial bank, Wesbanco Bank, Inc. (the “Bank”). As of June 30, 2025, Wesbanco
had approximately $27.6 billion of consolidated total assets, $21.2 billion of deposits, $19.0 billion of loans and $3.8 billion of shareholders’ equity.

Wesbanco’s community banking segment offers a wide range of banking products and services through various delivery channels and business
units, including commercial demand, individual demand and time deposit accounts; commercial, mortgage and individual installment loans, and certain non-traditional offerings, such as insurance and securities
brokerage services. The trust and investment services segment offers trust services as well as various alternative investment products, including mutual funds.

Wesbanco offers additional services through its non-banking subsidiaries, Wesbanco Insurance
Services, Inc., a multi-line insurance agency specializing in property, casualty, life and title insurance, with benefit plan sales and administration for personal and commercial clients, and Wesbanco Securities, Inc., a full service broker-dealer,
which also offers discount brokerage services. Wesbanco Asset Management, Inc. holds certain investment securities in a Delaware-based subsidiary. Wesbanco Properties, Inc. holds certain commercial real estate properties. The commercial property is
leased to Wesbanco Bank and to certain non-related third parties. Wesbanco Bank’s Investment Department also serves as investment adviser to a family of mutual funds, namely the “WesMark
Funds.” The fund family is comprised of the WesMark Large Company Fund, the WesMark Balanced Fund, the WesMark Small Company Fund, the WesMark Government Bond Fund, the WesMark West Virginia Municipal Bond Fund and the WesMark Tactical
Opportunity Fund.

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Wesbanco’s main office is located at 1 Bank Plaza, Wheeling, West Virginia, 26003, and its telephone number is (304) 234-9000. Our internet address is www.wesbanco.com. The information on our internet website is not a part of