Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 27

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 27
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366) (374) (397) (453) (391) (395) +1.0% (740) (787) +6.3% Net loan-loss provisions (173) (179) (140) (100) (133) (152) +14.7% (353) (285) -19.2% Other gains (losses) and provisions (7) (10) (8) (10) (21) (17) -22.5% (17) (38) +120.1% Profit before tax 274 295 311 313 338 340 +0.6% 568 677 +19.3%

37 Retail & Commercial Banking Mexico (MXN mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 15,100 14,901 15,512 16,307 16,244 16,262 +0.1% 30,000 32,506 +8.4% Net fee income 3,233 3,654 3,557 3,350 3,683 3,903 +6.0% 6,887 7,587 +10.2% Gains (losses) on financial transactions and other (458) 143 (390) (572) (675) (466) -31.0% (314) (1,140) +262.7% Total revenue 17,874 18,698 18,679 19,085 19,252 19,700 +2.3% 36,573 38,952 +6.5% Operating expenses (7,970) (8,162) (8,661) (9,870) (8,533) (8,615) +1.0% (16,132) (17,147) +6.3% Net loan-loss provisions (3,781) (3,903) (3,044) (2,179) (2,892) (3,318) +14.7% (7,683) (6,210) -19.2% Other gains (losses) and provisions (162) (215) (185)