Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003701
Chunk: 1

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 1
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 Bradesco 46 consolidated balance sheet – Insurance 47 statement of income – managerial
vs. recurring | BRGAAP vs. IFRS comparative 48 Independent Auditor’s Report 49 Consolidated Financial Statements 53 Bradesco | Economic
and Financial Analysis Report 4 Some numbers included in this Report have been subjected to rounding adjustments. As a result, some amounts
indicated as total amounts in some charts may not be the arithmetic sum of the preceding numbers. Percentage variations not presented
in the framework of this report, are related, in their majority, to the low value balances compared with the other periods presented.
As of January 2025, we adopted in our Financial Statements the new accounting practices established by CMN Resolutions No. 4,966 and No.
4,975. For management purposes, we kept the information of the previous periods as already disclosed, which do not present relevant differences
in the historical analysis of the results. For some credit indicators, when mentioned, we carry out historical data for comparability
purposes on a pro-forma basis. In our financial statements the Organization opted for the exemption provided by the Standard not to resubmit
comparative information from previous periods resulting from the changes. Managerial Analysis of Results Bradesco | Economic and Financial
Analysis Report 6 press release Bradesco is undergoing a transformation, fueling a continued positive performance. In the third quarter
of the year, we took another step in boosting our profitability. We continue with the same commercial traction, while keeping delinquency
indicators under control, prioritizing risk-adjusted returns. The transformation is advancing, supporting our evolution and enhancing
our long-term competitiveness. Recurring net income was R$6.2 billion in 3Q25, an increase of 2.3% q/q and 18.8% y/y. As a result, ROAE
topped 14.7% in the quarter. Total revenue reached R$35.0 billion in the quarter, increasing by 3.0% q/q and 13.1% y/y, driven by an expressive
performance across all lines: net interest income, fee and commission income and income from insurance. The NII reached R$18.7 billion
in the quarter, up by 3.7% q/q and 16.9% y/y. Client NII totaled R$18.6 billion, up by 4.8% q/q and 19.0