Company: SLDE
Filing Date: 2025-06-18
Form Type: 424B4
Source: 0001193125-25-142810
Chunk: 154

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-18
Form: 424B4
Chunk 154
---
 have a consolidated third event retention of $35 million, which is retained within the captive.                                                                                                                              |

| • |     | Layer Below FHCF. Immediately above and alongside our retention, we purchase $340.2 million of                                                                                                                                                      
 reinsurance from highly rated third-party reinsurers. Through the placement of prepaid layers and payment of a reinstatement premium, we have two full limits below the FHCF. To the extent that the limit below the FHCF, or a portion thereof, is 
 exhausted in a first catastrophic event, we have purchased prepaid layers or reinstatement premium protection insurance to pay the required premium necessary for the reinstatement of this coverage.                                               |

| • |     | FHCF Layer. Our FHCF coverage includes an estimated maximum provisional limit of 90% of $792 million,                                                                                                                                           
 or $713 million, in excess of our retention and private reinsurance of $379 million. The limit and retention of our FHCF coverage is subject to upward or downward adjustment based on, among other things, submitted exposures to FHCF by all  
 participants. The FHCF estimate is currently based on the most up-to-date 2024 rates and multiples, as of December 12, 2024. We purchase coverage alongside, above, and below the FHCF layer from third party reinsurers. The layer alongside   
 is in the amount of $85 million and the layer immediately above is in the amount of $35 million. The private reinsurance is generally adjusted to fill in gaps in our FHCF coverage. The FHCF coverage cannot be reinstated once exhausted, but 
 it does provide coverage for multiple events.                                                                                                                                                                                                   |

105

| • |     | Purple Re Layers. As described above, we entered into a catastrophe reinsurance agreement with Purple Re,                                                                                                                                      
 which provides coverage for $410 million of losses and loss adjustment expenses in excess of $1.2 billion, collateralized by the proceeds of the issuance. To the extent our FHCF and private coverage is partially or entirely exhausted by a 
 first catastrophic event, Purple Re would provide coverage of $410 million of losses and loss adjustment expenses in excess of $505 million.                                                                                                   |

| • |     | Layer Above. We have additional $232.6 million of coverage alongside and above the Purple Re 2023-1, 2023-2 and 2024-1 catastrophe bonds of loss and loss adjustment expense. This coverage cannot be reinstated once exhausted, but 
 it does provide coverage for multiple events. $90 million of