Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000111
Chunk: 23

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 23
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 a EUR 964 million loss in Q2 2025, compared to a EUR 700 million loss in Q1 2025. This comparison was partly impacted by higher provisions related to the CHF mortgage portfolio in Poland in Q2 2025.

| 16 |     | January- June2025 |

| Significant events    
 Key consolidated data 
 Business model        |     | Group financial information |     | Financial information by segment |     | Sustainability       
 Corporate governance |     | Appendix |     | Index |
|                       |     | Balance sheet               |     |                                  |     |                      |     |          |     |       |

#### Grupo Santander's balance sheet
As a result of the announcement of the Poland disposal and in accordance with IFRS 5 requirements, in the Group’s consolidated balance sheet the assets associated with the Poland disposal are classified under the 'non-current assets held for sale' line item and the related liabilities under 'liabilities associated with non-current assets held for sale'. This classification applies solely to the balance sheet as at 30 June 2025 and does not affect prior periods, which therefore limits the comparability of the balance sheets presented below.

| Grupo Santander. Condensed balance sheet                              |     |           |        |     |           |        |        |         |          |     |        |     |     |           |        |
| EUR million                                                           |     |           |        |     |           |        |        |         |          |     |        |     |     |           |        |
|                                                                       |     |           |        |     |           |        | Change |         |          |     |        |     |     |           |        |
| Assets                                                                |     |           | Jun-25 |     |           | Jun-24 |        |         | Absolute |     |        |   % |     |           | Dec-24 |
| Cash, cash balances at central banks and other demand deposits        |     |   175,555 |        |     |   156,234 |        |        |  19,321 |          |     |   12.4 |     |     |   192,208 |        |
| Financial assets held for trading                                     |     |   234,834 |        |     |   206,874 |        |        |  27,960 |          |     |   13.5 |     |     |   230,253 |        |
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