Company: DTK
Filing Date: 2025-09-10
Form Type: 424B2
Source: 0001193125-25-199964
Chunk: 41

Company: DTE ENERGY CO
Filing Date: 2025-09-10
Form: 424B2
Chunk 41
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| Plan of Distribution                                       |     |      | 32 |
| Legal Matters                                              |     |      | 33 |
| Experts                                                    |     |      | 33 |
| Where You Can Find More Information                        |     |      | 33 |

You should rely only on the information contained or incorporated by reference in this prospectus and the applicable prospectus supplement or supplements. We have not authorized any person to provide you with different information. If anyone provides you with different or inconsistent information, you should not rely on it. You should not assume that the information contained or incorporated in this prospectus is accurate as of any time after the date of this prospectus, or, if later, the date of an incorporated document, because our business, financial condition, results of operations and prospects may have changed since such dates. 1

ABOUT THIS PROSPECTUS

This prospectus is part of a registration statement that DTE Energy filed with the Securities and Exchange Commission (“SEC”)
utilizing a “shelf” registration process. Under this shelf registration process, DTE Energy may sell any combination of the securities described in this prospectus in one or more offerings.

This prospectus provides you with a general description of the securities DTE Energy may offer. Each time DTE Energy sells securities, DTE
Energy will provide a prospectus supplement that will contain specific information about the terms of that offering. The prospectus supplement may also add, update or change information contained in this prospectus. You should read this prospectus
and any prospectus supplement together with the additional information described below under the heading “Where You Can Find More Information.”

For more detailed information about the securities, you can read the exhibits to the registration statement. Those exhibits have been either
filed with the registration statement or incorporated by reference to earlier SEC filings listed in the registration statement.

We are
not making an offer to sell these securities in any jurisdiction that prohibits the offer or sale of these securities.

In this prospectus
references to “DTE Energy,” the “Company,” “we,” “us” and “our” refer to DTE Energy Company, unless the context indicates that the references are to DTE Energy Company and its consolidated
subsidiaries.

2

RISK FACTORS

An investment in the securities involves risks. You should carefully consider the “Risk Factors” set forth in our most recent
Annual Report on Form 10-K and Quarterly Reports on Form 10-Q, together with the other information in this