Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 32

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 1
Chunk 32
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 estate – 1-4 family mortgage - PrimaryExtended the term and delayed the payment 19 monthsInstallment loans to individualsExtended the term and delayed the payment 43 monthsCombination - Interest Rate Reduction and Term ExtensionReal Estate - Commercial Mortgage - Owner OccupiedReduced the interest rate 45 basis points and extended the term 80 monthsReal Estate - Commercial Mortgage - Non-owner OccupiedReduced the interest rate 45 basis points and extended the term 81 monthsNine months ended September 30, 2025Loan TypeFinancial EffectInterest Rate ReductionReal Estate - Commercial Mortgage - Owner OccupiedReduced the interest rate 485 basis pointsTerm ExtensionCommercial, financial, agriculturalExtended the term 12 monthsReal estate – 1-4 family mortgage - Home EquityExtended the term 56 monthsReal Estate - Commercial Mortgage - Non-owner OccupiedExtended the term 12 monthsReal Estate - Commercial Mortgage - Land DevelopmentExtended the term 60 monthsInstallment loans to individualsExtended the term 124 monthsPayment DelayReal estate – 1-4 family mortgage - PrimaryDelayed the payment 16 monthsReal estate – 1-4 family mortgage - Home EquityDelayed the payment 50 monthsInstallment loans to individualsDelayed the payment 23 monthsCombination - Term Extension and Payment DelayCommercial, financial, agriculturalExtended the term and delayed the payment 22 monthsReal estate – Construction - ResidentialExtended the term and delayed the payment 35 monthsReal estate – 1-4 family mortgage - PrimaryExtended the term and delayed the payment 19 monthsInstallment loans to individualsExtended the term and delayed the payment 45 monthsCombination - Interest Rate Reduction and Term ExtensionReal Estate - Commercial Mortgage - Owner OccupiedReduced the interest rate 45 basis points and extended the term 80 monthsReal Estate - Commercial Mortgage - Non-owner OccupiedReduced the interest rate 45 basis points and extended the term 81 monthsCombination - Interest Rate Reduction, Term Extension and Payment DelayInstallment loans to individualsReduced the interest rate 425 basis points and extended the term and delayed the payment 49 months

24

Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

Three months ended September 30, 2024Loan TypeFinancial EffectTerm ExtensionReal estate – 1-4 family mortgage - PrimaryExtended the term 90 monthsReal estate – 1-4 family mortgage - Home EquityExtended the term 16 monthsReal estate – 1-4 family mortgage - Rental/investmentExtended