Company: MFAN
Filing Date: 2025-11-18
Form Type: S-8
Source: 0001104659-25-113670
Chunk: 5

Company: MFA FINANCIAL, INC.
Filing Date: 2025-11-18
Form: S-8
Chunk 5
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 common stock certificate of the Company (incorporated herein by reference to Exhibit 4.1 of the registration statement on 
 Form S-4, dated February 12, 1998, filed by the Company pursuant to the Securities Act (Commission File No. 333-46179)).     |
| 4.2     |     | Equity Compensation Plan of the Company (incorporated herein by reference to Exhibit 10.1                                    
 of the Form 8-K, dated June 3, 2025, filed by the Company pursuant to the Exchange Act (Commission File No. 1-13991)).       |
| 5.1†    |     | Opinion of Venable LLP as to the legality of the securities being registered.                                                |
| 23.1†   |     | Consent of Venable LLP                                                                                                       
 (included in Exhibit 5.1)                                                                                                    |
| 23.2†   |     | Consent of KPMG LLP                                                                                                          |
| 24.1    |     | Power of Attorney (included on signature                                                                                     
 page of this registration statement).                                                                                        |
| 107†    |     | Filing Fee Table                                                                                                             |

† Filed herewith.

| Item 9. | Undertakings |

(a)The
undersigned registrant hereby undertakes:

(1)To
file, during any period in which offers or sales are being made, a post-effective amendment to this registration statement:

(i)To
include any prospectus required by Section 10(a)(3) of the Securities Act of 1933;

(ii)To
reflect in the prospectus any facts or events arising after the effective date of the registration statement (or the most recent post-effective
amendment thereof) which, individually or in the aggregate, represent a fundamental change in the information set forth in the registration
statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities
offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range
may be reflected in the form of prospectus filed with the SEC pursuant to Rule 424(b) if, in the aggregate, the changes in volume
and price represent no more than 20% change in the maximum aggregate offering price set forth in the “Calculation of Registration
Fee” table in the effective registration statement;

(iii)To
include any material information with respect to the plan