Company: BCDRF
Filing Date: 2025-09-30
Form Type: 6-K
Source: 0000950103-25-012515
Chunk: 3

Company: Banco Santander, S.A.
Filing Date: 2025-09-30
Form: 6-K
Chunk 3
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 affecting sustainability information may materially differ from those applicable to financial information. Sustainability
information is based on various materiality thresholds, estimates, assumptions, judgments and underlying data derived internally and from
third parties. Sustainability information is thus subject to significant measurement uncertainties, may not be comparable to sustainability
information of other companies or over time or across periods and its inclusion is not meant to imply that the information is fit for
any particular purpose or that it is material to us under mandatory reporting standards. The sustainability information is for informational
purposes only, without any liability being accepted in connection with it except where such liability cannot be limited under overriding
provisions of applicable law; (10) our own decisions and actions, including those affecting or changing our practices, operations, priorities,
strategies, policies or procedures; (11) changes affecting our access to liquidity and funding on acceptable terms, especially due to
credit spread shifts or credit rating downgrade for the entire group or core subsidiaries; (12) our exposure to operational losses; and
•(13) potential losses associated with cyberattacks, data breaches, data losses and other security incidents.

Forward looking statements are based on current
expectations and future estimates about Santander’s and third-parties’ operations and businesses and address matters that
are uncertain to varying degrees, including, but not limited to developing standards that may change in the future; plans, projections,
expectations, targets, objectives, strategies and goals relating to environmental, social, safety and governance performance, including
expectations regarding future execution of Santander’s and third parties’ energy and climate strategies, and the underlying
assumptions and estimated impacts on Santander’s and third-parties’ businesses related thereto; Santander’s and third-parties’
approach, plans and expectations in relation to carbon use and targeted reductions of emissions; changes in operations or investments
under existing or future environmental laws and regulations; and changes in government regulations and regulatory requirements, including
those related to climate-related initiatives. Forward-looking statements are aspirational, should be regarded as indicative, preliminary
and for illustrative purposes only, speak only as of the date of this document and are informed by the knowledge, information and views
available on such date and are subject to change without notice. Banco Santander is not required to update or revise any forward-looking
statements, regardless of new information, future events or otherwise, except as required by applicable law.

Not a securities offer

This document and the information it contains
does not constitute an offer to