Company: WFC-PC
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0000072971-25-000253
Chunk: 142

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-10-31
Form: 10-Q
Item: Item 5
Chunk 142
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 17 41 94 6,933 — — 7,097 Total$10,801 11,644 43,611 59,325 33,090 79,209 5,956 6,633 250,269 Gross charge-offs$— — — 1 2 27 2 32 64 (1)Represents residential mortgage loans whose repayments are insured or guaranteed by U.S. government agencies, such as the Federal Housing Administration (FHA) or the Department of Veterans Affairs (VA). Loans insured/guaranteed by U.S. government agencies and 90+ DPD totaled $2.3 billion and $2.8 billion at September 30, 2025, and December 31, 2024, respectively.(2)Reflects total loan balances with LTV amounts in excess of 100%. In the event of default, the loss content would generally be limited to only the amount in excess of 100% LTV.

Wells Fargo & Company77

Note 5:  Loans and Related Allowance for Credit Losses (continued)

Table 5.10 provides the outstanding balances of our credit card loan portfolio by primary credit quality indicators.The revolving loans converted to term loans in the credit card loan category represent credit card loans with modified terms that require payment over a specific term.Table 5.10:  Credit Quality Indicators for Credit Card LoansSeptember 30, 2025December 31, 2024Revolving loansRevolving loans converted to term loansRevolving loansRevolving loans converted to term loans(in millions)TotalTotalBy delinquency status:Current-29 DPD$54,879 610 55,489 54,389 535 54,924 30-89 DPD679 64 743 699 67 766 90+ DPD732 32 764 815 37 852 Total$56,290 706 56,996 55,903 639 56,542 By updated FICO:740+$22,437 36 22,473 21,784 28 21,812 700-73912,262 90 12,352 12,359 74 12,433 660-69910,855 152 11,007 11,093 132 11,225 620-6595,191 134 5