Company: HBCP
Filing Date: 2025-11-21
Form Type: S-3
Source: 0001628280-25-053512
Chunk: 7

Company: HOME BANCORP, INC.
Filing Date: 2025-11-21
Form: S-3
Chunk 7
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 summary provides a general description of Home Bancorp, Inc. and the securities that may be offered by this prospectus. This summary is not complete and does not contain all of the information that may be important to you. For a more complete understanding of us and the terms of the securities to be offered, you should read carefully this entire prospectus, including the “Risk Factors” section, the applicable prospectus supplement for the securities and the other documents we refer to and incorporate by reference. In particular, we incorporate important business and financial information into this prospectus by reference.

#### About Home Bancorp, Inc.

#### Company Overview
Home Bancorp, Inc. (“Home Bancorp” or the “Company”) is a Louisiana corporation and a registered bank holding company under the Bank Holding Company Act of 1956. The Company’s principal business is to serve as a holding company for its bank subsidiary, Home Bank, National Association. As of September 30, 2025, the Company had total assets of $3.5 billion, deposits of $3.0 billion and total shareholders’ equity of $423.0 million.

Our common stock is listed on the Nasdaq Global Select Market under the symbol “HBCP.” Our principal office is located at 503 Kaliste Saloom Road, Lafayette, Louisiana 70508, and our telephone number at that location is (337) 237-1960. Our website is www.home24bank.com. References to our website are not intended to be active links and the information on such websites is not, and you may not consider that information to be, a part of this prospectus.

As a bank holding company, we are supervised and regulated by the Board of Governors of the Federal Reserve System. Our bank subsidiary, as a national banking association, is subject to supervision, regulation and examination by the Office of the Comptroller of the Currency. For a discussion of the material elements of the extensive regulatory framework applicable to bank holding companies and banks, as well as specific information regarding our business, please refer to “Item 1. Business” in our Annual Report on Form 10-K for the fiscal year ended December 31, 2024, and the subsequent quarterly and current reports that we have filed with the SEC, which are incorporated by reference into this prospectus. See “Where You Can Find More Information” for information on how to obtain a copy of our annual report and any subsequent reports. This regulatory framework is intended primarily for the protection of depositors and the Deposit Insurance