Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 40

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 40
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1,258 1,246 1,240 1,228 1,240 1,270 1,250 1,271 +1.6% 4,972 5,031 +1.2% Net fee income 66 61 60 68 70 72 82 103 +25.7% 256 328 +28.1% Total revenue 1,456 1,436 1,469 1,441 1,416 1,456 1,406 1,452 +3.3% 5,802 5,730 -1.2% Operating expenses (650) (628) (615) (582) (591) (589) (577) (578) +0.1% (2,475) (2,335) -5.6% Net loan-loss provisions (603) (457) (787) (844) (662) (578) (704) (723) +2.7% (2,692) (2,667) -0.9% Profit before tax 201 303 45 19 131 253 94 117 +24.6% 568 596 +5.0%

47 Corporate & Investment Banking (EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 844 826 888 1,037 1,062 969 901 1,088 +20.7% 3,594 4,020 +11.9% Net fee income 606 536 517 471 654 626 612 657 +7.2% 2,131 2,548 +19.6% Gains (losses) on financial transactions and other 554 590 463 196 397 481 559 338 -39.4% 1,802 1,775 -1.5% Total revenue 2,004 1,952 1,867 1,703 2,112 2,076 2,072 2,083 +0.5% 7,527 8,343 +10.8% Operating expenses (741)