Company: FITBI
Filing Date: 2025-11-05
Form Type: S-4
Source: 0001193125-25-267273
Chunk: 388

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-05
Form: S-4
Chunk 388
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 assets on any liquidation, dissolution or winding up of the Corporation.

D-2

“Liquidation Distribution”shall have the meaning set forth in
Section 4(a).

“Liquidation Preference” shall have the meaning set forth in Section 1.

“Series M Parity Stock” means any other class or series of stock of the Corporation that ranks on parity with the Series M
Preferred Stock in the payment of dividends and in the distribution of assets on any liquidation, dissolution or winding up of the Corporation.

“Redemption Price” shall have the meaning set forth in Section 6(b).

“Registrar” shall mean Equiniti Trust Company, LLC, acting in its capacity as registrar for the Series M Preferred Stock,
and its successors and assigns or any other registrar appointed by the Corporation.

“Regulatory Capital Treatment Event” means the good faith determination by the Corporation that, as a result of:

(i) any amendment to, or change in, the laws
or regulations of the United States (including, for the avoidance of doubt, any agency or instrumentality of the United States, including the Federal Reserve and other federal bank regulatory agencies) or any political subdivision of or in the
United States that is enacted or becomes effective after the initial issuance of any share of Series M Preferred Stock;

(ii) any proposed
change in those laws or regulations that is announced after the initial issuance of any share of Series M Preferred Stock; or

(iii) any
official administrative decision or judicial decision or administrative action or other official pronouncement interpreting or applying those laws or regulations that is announced after the initial issuance of any share of Series M Preferred Stock,

there is more than an insubstantial risk that the Corporation will not be entitled to treat the full Liquidation Preference of the shares of Series M
Preferred Stock then outstanding as “additional Tier 1 Capital” (or its equivalent) for purposes of the capital adequacy guidelines or regulations of the Federal Reserve (or any successor bank regulatory authority that may become the
Corporation’s applicable federal banking agency), as then in effect and applicable, for as long as any share of Series M Preferred Stock is outstanding.

“Reset Date” means October 1, 2030 and each date falling on the fifth anniversary of the preceding Reset Date, which
in each case, will not be adjusted for Business Days.

“Reset Determination Date” means, in respect of any Reset
Period, the day falling three Business Days prior to the beginning of such Reset Period, subject to any adjustments