Company: CPSS
Filing Date: 2025-05-23
Form Type: 424B2
Source: 0001683168-25-003971
Chunk: 36

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-05-23
Form: 424B2
Chunk 36
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 cash flows. See “Quantitative and Qualitative Disclosures About Market Risk – Interest Rate Risk” in our Annual
Report.

| 25 |

<div align='center'>FORWARD-LOOKING STATEMENTS</div>

This prospectus contains certain
statements of a forward-looking nature relating to future events or our future performance. These forward-looking statements are based
on our current expectations, assumptions, estimates and projections about us and our industry. When used in this prospectus, the words
“will,” “would,” “expects,” “believes,” “may,” “could,” “anticipates,”
“estimates,” “assumes,” “plan,” “strategy,” “future,” “likely,”
“should,” “intends” and similar expressions are intended to identify forward-looking statements. These statements
include, but are not limited to, statements of our plans, strategies and prospects under the captions “Prospectus Summary,”
“Risk Factors,” “Use of Proceeds,” and other statements contained elsewhere in this prospectus.

These forward-looking statements are only predictions
and are subject to risks and uncertainties that could cause actual events or results to differ materially from those projected. The cautionary
statements made in this prospectus should be read as being applicable to all related forward-looking statements wherever they appear in
this prospectus. We assume no obligation to update these forward-looking statements publicly for any reason. Actual results could differ
materially from those anticipated in these forward-looking statements. Some of the factors that might cause such differences include the
following:

| · | unexpected exogenous events, such as a widespread public health emergency;                           |
| · | mandates imposed in reaction to such events, such as prohibitions of otherwise permissible activity; |
| · | changes in general economic conditions;                                                              |
| · | changes in performance of our automobile contracts;                                                  |
| · | increases in interest rates;                                                                         |
| · | our ability to generate sufficient operating and financing cash flows;                               |
| · | competition;                                                                                         |
| · | level of losses incurred on contracts in our managed portfolio;                                      |
| · | adverse decisions by courts or regulators;                                                           |
| · | regulatory changes with respect to consumer finance;                                                 |
| · | changes in the market for used vehicles;                                                             |
| · | levels of cash releases from existing pools of contracts;                                            |
| · | the terms on which we are able to finance contract purchases;                                        |
| · | the willingness or ability of dealers to assign contracts