Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000035
Chunk: 30

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 30
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 1,548 5.7 Net fee income 110 -3.7 467 0.8 Total revenue 458 -8.4 2,100 6.0 Operating expenses -143 4.5 -548 1.0 Net operating income 315 -13.3 1,553 7.8 LLPs -1 -79.8 -11 -85.7 Attributable profit 209 -8.7 1,001 11.7 (*) € mn and % change. Underlying P&L* Q4'24 % Q3'24 2024 % 2023 % 2023¹ NII 733 1.4 2,844 6.1 11.8 Net fee income 166 -1.8 674 8.5 14.4 Total revenue 921 0.4 3,555 6.0 11.7 Operating expenses -246 -1.9 -965 6.1 11.9 Net operating income 675 1.3 2,591 5.9 11.7 LLPs -112 9.9 -511 -28.0 -24.2 Attributable profit 158 -38.2 800 12.7 18.8 (*) € mn and % change in constant euros. (1) % change in current euros.

51Note: Dec-24 data and YoY changes (loans, deposits and mutual funds in constant euros). North America Highlights Key data and P&L Underlying P&L* Q4'24 % Q3'24 2024 % 2023 % 2023¹ NII 2,556 0.8 10,330 3.0 1.7 Net fee income 654 2.1 2,594 20.5 18.3 Total revenue 3,509 3.7 13,915 7.0 5.6 Operating expenses -1,724 5.5 -6,701 4.9 3.6 Net operating income 1,785 2.1 7,214 9.1 7.5 LLPs -950 -0.4 -3,786 2.4 1.4 Attributable profit 648 10.9 2,579 11.7 9.6 (*) € mn and % change in constant euros.