Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 98

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 98
---
 harvest in the first quarter is still expected to boost the GDP as a whole. However, starting
in the second half of the year, the increase in the Selic rate and the reduction in the fiscal impulse should result in a slowdown in
the Brazilian economy. Our projections indicate that the GDP will grow by 2.2% in 2025, after an estimated 3.6% expansion in 2024.

The
worsening of inflation expectations and the strong exchange devaluation in recent months have led the Central Bank of Brazil to accelerate
the rate of interest increase and signal that it will raise the Selic rate at least up to 14.25%. We predict that the basic interest of
the economy will reach the maximum level of 15.25% by mid-year and will close 2025 at 14.75%.

Inflation
data in the USA was once again the focus of attention. At the same time, the activity continues to show resilience. We understand that
there is room for continued interest cuts, with the US basic rate reaching 3.50% at the end of the year. In any case, the international
scenario suggests caution from emerging nations. Uncertainties related to U.S. trade tariffs and geopolitical conflicts around the world
can impair the economic performance of these countries.

In 2024,
the net income attributable to controlling shareholders was R$17.253 billion in the fiscal year, corresponding to a profitability of 10.3%
on the average shareholders’ equity. The return on the average total assets was 0.9%. The consolidated shareholders’ equity
attributed to the controlling shareholders reached R$168.410 billion and the total balance of the assets was R$2.069 trillion.

Loan and Fundraising Operations and Resource Management

We expanded
and diversified offers in the distribution channels, we advanced in the change of serving the client, closing traditional service points
and further activating our digital channels and banking correspondents of Bradesco Expresso. We opened another platform dedicated to agribusiness
for the middle market, and 28 more corporate branches, in addition to the launch of the new Principal segment. Our capillarity allows
us to offer loans and financing directly or through strategic partnerships with various business chains, keeping the focus on improving
the customer experience and assessing their real needs.

| 75 – Reference Form – 2024 |

| 2. Officers’ notes |

Loans and advances to clients by product type

Summary Balance Sheet