Company: DDC
Filing Date: 2025-05-15
Form Type: 20-F
Source: 0001213900-25-043916
Chunk: 247

Company: DDC Enterprise Ltd
Filing Date: 2025-05-15
Form: 20-F
Item: Item 19
Chunk 247
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 would mature in February 2025, which bore an interest
rate of3.41% per annum. This facility was guaranteed by Shanghai Administration Center of Policy Financing Guarantee Funds for SMEs.
The borrowing was fully repaid in May 2024.

In March 2024, Yunmao entered into a one-year
loan agreements with Hangzhou United Bank, with total principal amount of RMB5,000,000and would mature in March 2025, bearing an interest
rate of4.0% per annum. This facility was guaranteed by the Company. The borrowing was fully repaid in March 2025.

In April 2024, the Company entered into a one-year
loan agreement with Bank of Beijing for general working capital purposes, with total principal amount of RMB10,000,000and would mature
in January 2025, bearing an interest rate of3.5% per annum. This facility was guaranteed by Ms. Norma Ka Yin Chu and a subsidiary of
the Company. The borrowing was fully repaid in January 2025.

In May 2024, the Company entered into a one-year
loan agreement with Bank of Shanghai for general working capital purposes, with total principal amount of RMB10,000,000and would mature
in May 2025, bearing an interest rate of3.7% per annum. This facility was guaranteed by Ms. Norma Ka Yin Chu and Shanghai Administration
Center of Policy Financing Guarantee Funds for SMEs. As of December 31, 2024, the outstanding amount was RMB10,000,000.

In June 2024, the Company entered into a one-year
loan agreement with CIB for general working capital purposes, with total principal amount of RMB10,000,000and would mature in June 2025,
bearing an interest rate of3.15% per annum. This facility was guaranteed by Ms. Norma Ka Yin Chu. As of December 31, 2024, the outstanding
amount was RMB10,000,000.

In September 2024, Yuli entered into a one-year
loan agreements with Zhejiang Tailong Commercial Bank (“ Tailong Bank”), with total principal amount of RMB3,000,000and would
mature in October 2025, bearing an interest rate of4.8% per annum. This facility was guaranteed by Ms. Chen di, Mr. Zhang Yi, Mr. Lin
Jianfeng, Ms.