Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 131

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 131
---
 BIA (Bradesco Artificial Intelligence) via WhatsApp to carry out their transactions. In the year ended December 31, 2024, we recorded more than 7.3 billion transactions via Pix.
 
Ø                          Solutions for receipts and payments – In the year ended December 31, 2024, we settled                        
       1.0 billion invoices through the services of Cobrança Bradesco and 448.9 million receipts pertaining to tax collection systems   
    and utility bills (such as water, electricity, telephone and gas), check custody service, identified deposits and credit orders. The
                 corporate systems processed 831.8 million documents related to payments to suppliers, salaries and taxes.              
----------------------------------------------------------------------------------------------------------------------------------------

73 – Form 20-F 2024 | Bradesco
------------------------------

Ø                              Global Cash Management – Global Cash Management aims at structuring solutions for foreign                            
        companies that want to operate in the Brazilian markets and for Brazilian companies conducting business in the international market. By     
    way of customized solutions, partnerships with international banks and access to the Society for Worldwide Interbank Financial Telecommunication
      (SWIFT) network, our exclusive client service team offers customized products and services to identify solutions for companies. In addition,  
         the Global Cash Management area centralizes the receipt of all Formal Requests for Proposals (RFPs) of corporate clients, coordinating     
         together with the other departments of the bank the drafting of technical and commercial proposals to send to the clients, as well as      
                                       the centralization of public authority bids for cash management services.                                    
----------------------------------------------------------------------------------------------------------------------------------------------------

Ø                      Niche Markets – We operate in various niche markets, such as franchises, condominiums, education                  
    and notary offices, among others, where our clients have the support of a specialized team with the mission of structuring customized
                                                 solutions that add value to their business.                                             
-----------------------------------------------------------------------------------------------------------------------------------------
 As an example, the franchising niche has a team of franchising specialists who, through their relationship with franchising brands, identify opportunities to finance and provide services to all franchisees and their employees. The partnership with the franchise networks occurs through structured commercial activities in synergy with the managing departments, commercial segments, and affiliated companies. The focus on the peculiarities of this sector creates a competitive and sustainable position by structuring appropriate solutions and, in particular, through the strategy of providing differentiated and specialized services. We have more than 600 agreements in place with franchising brands, generating numerous opportunities to open new checking accounts