Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 10

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 10
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 the per share value of the merger consideration over the Veritex stock option’s per-share exercise price,multiplied by(ii) the number of shares of Veritex common stock subject to such Veritex stock option immediately prior to the effective time. At the effective time, any Veritex stock option that has a per-share exercise price that is equal to or greater than the value of the merger consideration will be canceled for no consideration; |

| Q: | How does the Veritex board of directors recommend that I vote at the Veritex special meeting? |

| A: | The Veritex board of directors unanimously recommends that you vote “FOR” the Veritex merger proposal, “FOR” the Veritex compensation proposal and “FOR” the Veritex adjournment proposal. |

In considering the recommendations of the Veritex board of directors, holders of Veritex common stock should be aware that Veritex directors and executive officers may have interests in the merger that are or may be different from, or in addition to, the interests of holders of Veritex common stock generally. For a more complete description of these interests, see the information provided in the section entitled “The Merger—Interests of Veritex’s Directors and Executive Officers in the Merger” beginning on page 51.

| Q: | Who is entitled to vote at the Veritex special meeting? |

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Each holder of Veritex common stock is entitled to cast one (1) vote on each matter properly brought before the Veritex special meeting for each share of Veritex common stock that such holder owned of record as of the Veritex record date. As of the Veritex record date, there were 54,779,619 shares of Veritex common stock outstanding and entitled to be voted at the Veritex special meeting. Attendance at the Veritex special meeting via the Veritex special meeting website is not required to vote. See below and the section entitled “The Veritex Special Meeting—Proxies” beginning on page 26for instructions on how to vote your shares without attending the Veritex special meeting.

| Q: | What constitutes a quorum for the Veritex special meeting? |

| A: | The presence at the Veritex special meeting, either via the Veritex special meeting website or proxy, of at least a majority of the shares of Veritex common stock outstanding and entitled to vote on