Company: PNBK
Filing Date: 2025-11-14
Form Type: 10-Q
Source: 0001628280-25-052358
Chunk: 179

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-11-14
Form: 10-Q
Item: Part I, Item 8
Chunk 179
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 Estate$19,891 $36,424 $— $18,361 $34,224 $— Residential Real Estate57 58 — — — — Commercial and Industrial1,934 2,370 — 1,831 2,251 — Construction to permanent - CRE31 149 — 2,357 2,476 — 21,913 39,001 — 22,549 38,951 — With a related allowance recorded:Commercial Real Estate218 2,026 116 974 969 403 Commercial and Industrial2,595 5,031 1,564 1,492 1,810 60 2,813 7,057 1,680 2,466 2,779 463 Individually evaluated loans, Total:Commercial Real Estate20,109 38,450 116 19,335 35,193 403 Residential Real Estate57 58 — — — — Commercial and Industrial4,529 7,401 1,564 3,323 4,061 60 Construction to permanent - CRE31 149 — 2,357 2,476 — Total$24,726 $46,058 $1,680 $25,015 $41,730 $463 

29

Table of ContentsPATRIOT NATIONAL BANCORP, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements (Unaudited)

The following table summarizes additional information regarding individually evaluated loans by segment for the three and nine months ended September 30, 2025 and 2024:Three Month Ended September 30,Nine Months Ended September 30,(In thousands)2025202420252024Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded:Commercial Real Estate$20,046 $— $3,923 $— $21,890 $18 $3,922 $— Residential Real Estate58 2 — — 59 2 — — Commercial and Industrial1,933 — 4,479 125 2,003 — 3,720 236 Construction to permanent - CRE31 —