Company: ONBPP
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000707179-25-000018
Chunk: 213

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-07-30
Form: 10-Q
Item: Item 8
Chunk 213
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662,916 $21,879,785 $8,212,242 $3,147,876 $47,902,819 100 %

Geographic location in the preceding table is determined by collateral location for real estate loans and borrower location for non-real estate loans.

Commercial and Commercial Real Estate Loans

Commercial and commercial real estate loans are the largest classifications within earning assets, representing 57% of earning assets at June 30, 2025, compared to 55% at December 31, 2024. At June 30, 2025, commercial and commercial real estate loans were $36.5 billion, an increase of $9.9 billion from December 31, 2024 driven primarily by the acquisition of Bremer, as well as disciplined commercial loan production that was well balanced across our market footprint and product lines, partly offset by the sale of $71 million of commercial real estate loans in the six months ended June 30, 2025. 

68

The following table provides detail on commercial loans by industry classification (as defined by the North American Industry Classification System) and by loan size.

June 30, 2025December 31, 2024(dollars in thousands)OutstandingExposure(1)NonaccrualOutstandingExposure(1)NonaccrualBy Industry:Health care and social assistance$2,510,072 $2,978,171 $39,055 $1,657,229 $1,982,352 $1,636 Manufacturing2,258,150 3,699,314 22,933 1,724,108 2,884,035 29,886 Real estate rental and leasing1,202,701 1,824,286 13,858 1,024,315 1,500,570 7,915 Accommodation and food services1,189,824 1,347,983 11,704 579,424 679,087 7,146 Wholesale trade1,145,862 2,150,614 1,241 780,643 1,480,859 2,192 Construction1,120,873 2,199,146 12,236 740,093 1,680,577 11,690 Finance and insurance791,091 1,409,750 330 617,151 1