Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 18

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 18
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.3 128.3 137.5 126.0 131.2 135.8 PagoNxt * N/A N/A N/A N/A N/A N/A N/A Cards 142.2 146.2 129.6 139.2 126.7 133.6 138.3 TOTAL GROUP 66.1 66.5 63.6 64.8 65.7 67.2 67.1 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Sep-25 Spain 49.8 50.1 50.0 52.6 52.8 53.2 53.9 United Kingdom 28.3 28.5 28.4 29.3 30.8 31.0 34.2 Portugal 80.9 79.9 78.1 79.4 81.7 82.4 86.1 Poland 74.9 75.1 66.3 61.9 63.7 63.8 64.0 DCB Europe 86.1 85.4 83.3 82.5 82.3 82.3 82.3 US 67.8 67.9 64.5 63.8 63.8 63.1 57.8 Mexico 100.7 102.5 104.0 100.4 101.8 99.4 100.7 Brazil 86.8 90.4 82.1 82.7 82.0 85.1 85.7 Chile 54.2 53.1 51.8 49.9 49.6 49.8 49.3 Argentina 147.3 145.2 161.0 177.1 155.4 121.0 109.1 * PagoNxt’s NPL coverage ratio is not provided as we do not consider it a relevant metric for this type of business.

25 Loan-loss allowancesCredit impaired loans Credit impaired loans and loan-loss allowances Retail, 57%Consumer, 33% CIB, 5% Wealth, 1% Payments, 4% Retail, 51% Consumer, 36% CIB, 4% Wealth, 1% Payments, 8% Spain, 19