Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 38

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 2
Chunk 38
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173 33,326,479 32,767,830 Modified CECL transitional amount— — 22,425 22,425 22,425 CET1 capital ratio10.20 %10.11 %10.01 %9.72 %9.68 %Tier 1 capital ratio10.77 %10.68 %10.58 %10.30 %10.27 %Total capital ratio12.83 %12.75 %12.61 %12.36 %12.34 %Tier 1 leverage ratio8.72 %8.69 %8.73 %8.49 %8.37 %Selected equity and performance ratiosTotal stockholders’ equity / total assets10.87 %10.82 %10.70 %10.46 %10.19 %Dividend payout ratio(b)36.80 %34.65 %35.38 %38.33 %N/M39.29 %29.33 %Return on average assets1.00 %0.97 %1.03 %0.97 %(1.53)%0.85 %1.13 %Annualized noninterest expense / average assets1.97 %1.93 %1.93 %2.00 %2.12 %1.93 %1.92 %N/M = Not Meaningful 

(a) The Federal Reserve establishes regulatory capital requirements, including well-capitalized standards for the Corporation. The Corporation follows Basel III, subject to certain transition provisions. These regulatory capital measurements are used by management, regulators, investors, and analysts to assess, monitor, and compare the quality and composition of the Corporation's capital with the capital of other financial services companies. 

(b) Ratio is based upon basic earnings per common share. 

See Part II, Item 2, Unregistered Sales of Equity Securities and Use of Proceeds, for information on the shares repurchased during the second quarter of 2025.

Non-GAAP Measures

Table 19 Non-GAAP Measures YTDQuarter Ended(Dollars in thousands)Jun 30,2025Jun 30,2024Jun 30,2025Mar 31,2025Dec 31,2024Sep 30,2024Jun 30,2024Selected equity and performance ratios(a)Average stockholders