Company: OXBRW
Filing Date: 2025-07-10
Form Type: 424B5
Source: 0001641172-25-018473
Chunk: 29

Company: OXBRIDGE RE HOLDINGS Ltd
Filing Date: 2025-07-10
Form: 424B5
Chunk 29
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 future. Such opportunities could take the form of investing into related party special  
 purpose acquisition companies, further diversifying our business into other geographic or      
 market areas, which could include quota share reinsurance contracts, joint ventures, renewal   
 rights transactions, corporate acquisitions of other insurers or reinsurers, spinoffs, mergers 
 or the formation of insurance or reinsurance platforms in new markets.                         |

| ● | Develop                                                                                          
 and Pursue Additional Tokenization Business Opportunities. Through SurancePlus Holdings          
 and our Web3-focused subsidiaries, we intend to leverage our experience and knowledge with       
 the tokenization of RWAs (including the initial DeltaCat Re Token) to develop other Web3-focused 
 business offerings and products relating to the tokenization of RWAs, including RWAs held        
 or being acquired by third parties.                                                              |

We believe the environment in the reinsurance and insurance markets will continue to produce opportunities for us, either through organic expansion, through acquisitions, or a combination of both.

The Reinsurance Industry

General

Reinsurance is an arrangement in which an insurance company, referred to as the reinsurer, agrees to assume from another insurance company, referred to as the ceding company or cedant, all or a portion of the insurance risks that the ceding company has underwritten under one or more insurance contracts. In return, the reinsurer receives a premium for the insured risks that it assumes from the ceding company, although reinsurance does not discharge the ceding company from its liabilities to policyholders. It is standard industry practice for primary insurers to reinsure portions of their insurance risks with other insurance companies under reinsurance agreements or contracts. This permits primary insurers to underwrite policies in amounts larger than the risks they are willing to retain. Reinsurance is generally designed to:

| ● | reduce                                                                                                                       
 the ceding company’s net liability on individual risks, thereby assisting it in managing its risk profile and increasing its 
 capacity to underwrite business as well as increasing the limit to which it can underwrite on a single risk;                 |
| ● | assist                                                                                                                       
 the ceding company in meeting applicable regulatory and rating agency capital requirements;                                  |
| ● | assist                                                                                                                       
 the ceding company in reducing the short-term financial impact of sales and other acquisition costs; and                     |
| ● | enhance                                                                                                                      
 the ceding company’s financial strength and statutory capital.                                                               |

| 7 |

When reinsurance companies purchase reinsurance to cover their own risks assumed from ceding companies, this is known as retro