Company: MTB-PJ
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000036270-25-000011
Chunk: 24

Company: M&T BANK CORP
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 1
Chunk 24
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Other commercial construction13 64 77 141 171 3 3 Residential115 145 260 255 270 3 7 Consumer:Home equity lines and loans37 42 79 87 81 1 2 Recreational finance15 10 25 30 36 — — Automobile7 4 11 13 14 — — Other58 — 58 54 52 — — Total$1,056 $968 $2,024 $2,302 $2,166 $34 $47 

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4. Loans and allowance for loan losses, continued

Loan modificationsDuring the normal course of business, the Company modifies loans to maximize recovery efforts from borrowers experiencing financial difficulty. Such loan modifications typically include extensions of maturity dates but may also include other modified terms. Those modified loans may be considered nonaccrual if the Company does not expect to collect the contractual cash flows owed under the loan agreement. The table that follows summarizes the Company’s loan modification activities to borrowers experiencing financial difficulty for the three-month and six-month periods ended June 30, 2025 and 2024:  Amortized Cost(Dollars in millions)Term ExtensionOther (a)Combination of Modification Types (b)Total (c) (d)Percent of Total Loan ClassThree Months Ended June 30, 2025Commercial and industrial$68 $16 $3 $87 .14 %Real estate:Commercial266 53 — 319 1.58 Residential builder and developer— — — — — Other commercial construction12 — — 12 .27 Residential37 1 6 44 .18 Consumer:Home equity lines and loans— — — — — Recreational finance— — — — — Automobile— — — — — Other10 — — 10 .44 Total$393 $70 $9 $472 .35 %Six Months Ended June 30, 2025Commercial and industrial$130 $17 $76 $223 .36 %Real estate:Commercial399 53 — 452 2.24 Residential builder and developer— — — — — Other commercial