Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 1982

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 9C
Chunk 1982
---
ortized cost $418,935 and $468,549, respectively)

			389,243

			437,271

			Securities held to maturity, at amortized cost (fair value $4,591 and $4,446, respectively)

			7,000

			7,000

			Loans held for sale

			472

			800

			Loans, net of allowance for credit losses of $9,281 ($8,005 in 2023)

			631,199

			614,409

			Federal Home Loan Bank and other stock, at cost

			1,836

			1,836

			Premises and equipment

			14,179

			14,413

			Accrued interest receivable

			4,575

			4,788

			Cash value of life insurance

			9,329

			9,105

			Goodwill

			6,472

			6,472

			Core deposit intangible

			86

			232

			Other assets

			14,520

			18,964

			Total Assets

			$
			1,187,523

			$
			1,157,880

			LIABILITIES

			Deposits:

			Noninterest-bearing

			$
			197,993

			$
			205,535

			Interest-bearing

			868,446

			819,676

			Total deposits

			1,066,439

			1,025,211

			Borrowed funds - Bank Term Funding Program ("BTFP")

			-

			21,500

			Accrued interest payable

			1,922

			1,209

			Accrued expenses and other liabilities

			4,451

			4,615

			Total liabilities

			1,072,812

			1,052,535

			EQUITY

			Preferred stock of $.01 par value per share

			Authorized 1,000,000 shares; none issued

			-

			-

			Common stock of $.01 par value per share

			Authorized 7,500,000 shares; issued 3,806,983 shares (3,803