Company: WTFCN
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0001015328-25-000093
Chunk: 53

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-02-28
Form: 10-K
Item: Item 8
Chunk 53
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406)(53,449)Net Cash Used for Investing Activities(5,946,363)(3,237,816)(3,490,769)Financing Activities:Increase in deposit accounts, net4,805,004 2,494,619 806,947 (Decrease) increase in other borrowings, net(83,674)40,670 125,135 Increase in Federal Home Loan Bank advances, net825,238 10,000 1,075,000 Cash payments to settle contingent consideration liabilities recognized in business combinations(6,168)(57)— Proceeds from common stock offering, net— — 285,729 Repayment of subordinated notes(140,000)— — Issuance of common shares resulting from exercise of stock options, employee stock purchase plan and director compensation plan6,694 8,309 11,233 Common stock repurchases for tax withholdings related to stock-based compensation(3,936)(1,913)(304)Dividends paid(143,280)(125,690)(108,210)Net Cash Provided by Financing Activities5,259,878 2,425,938 2,195,530 Net Increase (Decrease) in Cash and Cash Equivalents35,072 (67,502)79,761 Cash and Cash Equivalents at Beginning of Period423,464 490,966 411,205 Cash and Cash Equivalents at End of Period$458,536 $423,464 $490,966 Supplemental Disclosure of Cash Flow Information:Cash paid during the year for:Interest$1,517,813 $1,026,311 $239,209 Income taxes, net252,851 231,653 153,499 Business combinations:Fair value of assets acquired, including cash and cash equivalents2,611,601 23,669 — Value ascribed to goodwill and other intangible assets252,983 8,822 — Fair value of liabilities assumed2,365,345 12,468 — Non-cash activitiesTransfer to other real estate owned from loans30,040 8,564 10,018 Common stock issued for acquisitions499,239 — — 

See accompanying Notes to Consolidated Financial Statements.

102

(1) Summary of Significant Accounting Policies

The accounting and reporting policies of Wintrust Financial Corporation (“Wintrust” or