Company: HBAN
Filing Date: 2025-07-14
Form Type: 425
Source: 0001140361-25-025734
Chunk: 22

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-14
Form: 425
Chunk 22
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 and Brazil for #9 / #10 / #11) #8 by 

# of Jobs Created (Added ~220k jobs in past year, ~1.5x next state) #1 by # of Fortune 500 Companies (52 companies headquartered) #2 # of Affluent Households 1.8M 2030E2 # of SMBs1 3.5M # of Corporates1 ~7K U.S. State by Population (#4 state by 2030E projected population growth) #2 5
29% 32% 11% 6% 1% 22% 49% 5% 25% Veritex Is the Right Partner to Accelerate Huntington’s Texas Growth Source: Company Documents, S&P Global Market Intelligence; Note: Data as of March 31, 2025 1 Includes farmland loans; 2 Includes savings deposits Branch Map Residential C&D1 13% 8% Multifamily CRE C&I $9B Lending & Deposit Profile Loans Deposits Mortgage Warehouse Other Noninterest Bearing Interest Bearing2 Money Market Time $11B $12.6B Assets 3.31% 1Q25 NIM 0.94% 1Q25 ROAA 11.0% CET1 CRE / C&I SBA / USDA Strong Cultural Alignment Best in Show ‘Gold Eagle’ Award for Community Service Company Overview Founded in 2010 by CEO Malcolm Holland III Headquartered in Dallas, TX 31 branches located in DFW & Houston 10th largest commercial bank HQ’d in Texas Major Product Offerings Financial Highlights Specialty Banking Treasury Solutions Awards    Presence in High-Growth Dynamic Markets Cornerstone and LIFE Award for Community Engagement 19 Branches 2 Truth in Texas Banking To be the Leading People-First, Customer-Centered bank Always Tell The Truth Caring & Inclusive Culture Always Act With Integrity Most Trusted Financial Institution Indispensable Partner Always Be Transparent Shared Cultural Values 12 Branches 10

Bringing the Full Huntington Franchise to Texas Source: Company Documents and Websites 1 SBA 7(a) volume 3 Strong Local Commercial Franchise Existing Presence in Texas Delivering Large Bank Capabilities Locally Delivering Capital Markets & Payments National Specialty Businesses #1 SBA Lender in Texas1 Local Middle- Market Buildout $6B Loans $2B Deposits 100 Bankers Veritex’s Areas of Differentiation Today Initial Targeted Synergy