Company: AEGOF
Filing Date: 2025-06-13
Form Type: 6-K
Source: 0001193125-25-140342
Chunk: 4

Company: AEGON LTD.
Filing Date: 2025-06-13
Form: 6-K
Chunk 4
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 to be inaccurate and change over time as methodologies and data 
 availability and quality continue to evolve impacting our results and disclosures;                           |

| • |     | As Aegon’s operations support complex transactions and are highly dependent on the proper functioning of                                                                                                                                                 
 information technology, operational risks such as system disruptions or failures, security or data privacy breaches, cyberattacks, human error, failure to safeguard personally identifiable information, changes in operational practices or inadequate 
 controls including with respect to third parties with which                                                                                                                                                                                              |

| • |     | Aegon does business, may disrupt Aegon’s business, damage its reputation and adversely affect its results of 
 operations, financial condition and cash flows;                                                              |

| • |     | Aegon’s failure to swiftly, effectively, and securely adapt and integrate emerging technologies; |

| • |     | The impact of acquisitions and divestitures, restructurings, product withdrawals and other unusual items,                                                                                                                                  
 including Aegon’s ability to complete, or obtain regulatory approval for, acquisitions and divestitures, integrate acquisitions, and realize anticipated results from such transactions, and its ability to separate businesses as part of 
 divestitures;                                                                                                                                                                                                                              |

| • |     | Aegon’s failure to achieve anticipated levels of earnings or operational efficiencies, as well as other               
 management initiatives related to cost savings, Cash Capital at Holding, gross financial leverage and free cash flow; |

| • |     | Changes in the policies of central banks and/or governments; |

| • |     | Litigation or regulatory action that could require Aegon to pay significant damages or change the way Aegon does 
 business;                                                                                                        |

| • |     | Competitive, legal, regulatory, or tax changes that affect profitability, the distribution cost of or demand for 
 Aegon’s products;                                                                                                |

| • |     | Consequences of an actual or potential break-up of the European Monetary                                                                                                                            
 Union in whole or in part, or further consequences of the exit of the United Kingdom from the European Union and potential consequences if other European Union countries leave the European Union; |

| • |     | Changes in laws and regulations, or the interpretation thereof by regulators and courts, including as a result of                                                                                                                              
 comprehensive reform or shifts away from multilateral approaches to regulation of global or national operations, particularly regarding those laws and regulations related to ESG matters, those affecting Aegon’s operations’ ability to hire 
 and retain key personnel, taxation of Aegon companies, the products