Company: AIRTP
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0000353184-25-000099
Chunk: 12

Company: AIR T INC
Filing Date: 2025-08-15
Form: 424B5
Chunk 12
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 offering proceeds permitted by this prospectus supplement.                                                                                                                                                                                                                                    |
| Risk Factors                 |     | Before deciding to invest in the Capital Securities, you should read carefully the risks set forth under the heading “Supplemental Risk Factors” beginning on page S-5 of this prospectus supplement, and the risk factors set forth under the heading “Risk Factors” in the Prospectus and under the heading “Item 1A. Risk Factors” of the Annual Report as well as any subsequent Quarterly Reports on Form 10-Q or Current Reports on Form 8-K for certain considerations relevant to an investment in our securities. |
| NASDAQ Symbol                |     | AIRTP                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                      |
| Transfer Agent and Registrar |     | Equiniti Trust Company, LLC                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                |
| Form of Capital Securities   |     | The Capital Securities will be represented by one or more global securities that will be deposited with, or on behalf of, and registered in the name of The Depository Trust Company (“DTC”) or its nominee. This means that you will not receive a certificate for your Capital Securities and the Capital Securities will not be registered in your name. Rather, your broker or other direct or indirect participant of DTC will maintain your position in the Capital Securities.                                      |

### SUPPLEMENTAL RISK FACTORS
Investing in the Capital Securities involves risks. In deciding whether to invest in the Capital Securities, you should carefully consider the following risk factors and the risk factors included in our Annual Report as well as any subsequent Quarterly Reports on Form 10-Q or Current Reports on Form 8-K in addition to the other information contained in this prospectus supplement and the accompanying prospectus and the information incorporated by reference herein and therein. The risks and uncertainties described below and in our other filings with the SEC are not the only ones we face. Additional risks and uncertainties that we are unaware of, or that we currently deem immaterial, also may become important factors that affect us. If any of these risks occur, our business, financial condition or results of operations could be materially and adversely affected. In that case, the value of the Capital Securities and your investment could decline. See “Forward-Looking Statements.”

Because the Trust will rely on the payments it receives on the Junior Subordinated Debentures to fund all payments on the Capital Securities, and because the Trust may distribute the Junior Subordinated Debentures in exchange for the Capital Securities, you are making an investment decision with regard to the Junior Subordinated Debentures