Company: ACIW
Filing Date: 2025-04-21
Form Type: DEF 14A
Source: 0001193125-25-086263
Chunk: 78

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-04-21
Form: DEF 14A
Chunk 78
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 financial performance and our future results. The presentation of these non-GAAPfinancial measures should be considered in addition to our GAAP results and are not intended to be considered in isolation or as a substitute for the financial information prepared and presented in accordance with GAAP. Management generally compensates for limitations in the use of non-GAAPfinancial measures by relying on comparable GAAP financial measures and providing investors with a reconciliation of non-GAAPfinancial measures only in addition to and in conjunction with results presented in accordance with GAAP. We believe that these non-GAAPfinancial measures reflect an additional way to view aspects of our operations that, when viewed with our GAAP results, provide a more complete understanding of factors and trends affecting our business. Revenue Net of Interchange Revenue Net of Interchange is a non-GAAPfinancial measure defined as revenue net of pass-through interchange revenue. Revenue Net of Interchange should be considered in addition to, rather than as a substitute for, revenue. For purposes of calculations under our 2024 short-term incentive program awards and our 2024 PSU awards, we further adjusted Revenue Net of Interchange (including for purposes of calculating Net Adjusted EBITDA Margin) to be based on our 2024 budgeted foreign exchange rate rather than our actual foreign exchange rates. The following is a reconciliation of Revenue Net of Interchange to revenue for the years ended December 31, 2024 and 2023:

| Revenue Net of Interchange (millions)                                 |     | Years Ended December 31, |    2024 |     |   |    2023 |
|:----------------------------------------------------------------------|:----|:-------------------------|--------:|:----|:--|--------:|
| Revenue                                                               |     | $                        | 1,594.3 |     | $ | 1,452.6 |
| Minus:                                                                |     |                          |         |     |   |         |
| Pass-through Interchange Revenue                                      |     |                          |   469.4 |     |   |   421.1 |
| Revenue Net of Interchange                                            |     | $                        | 1,124.9 |     | $ | 1,031.5 |
| Approved Adjustments Related to Annual Cash Incentive Plan Metrics(1) |     |                          |     5.5 |     |   |         |
| Revenue Net of Interchange(2)                                         |     | $                        | 1,130.4 |     |   |         |

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