Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 36

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 36
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es) and provisions (31) (36) (31) (34) (30) (21) -28.6% (66) (51) -22.9% Profit before tax 131 253 94 117 248 299 +20.4% 384 547 +42.3%

48 Corporate & Investment Banking (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 1,053 962 895 1,079 953 1,013 +6.4% 2,015 1,966 -2.4% Net fee income 654 626 612 656 716 637 -11.1% 1,280 1,353 +5.7% Gains (losses) on financial transactions and other 415 469 581 337 552 484 -12.4% 884 1,035 +17.2% Total revenue 2,123 2,056 2,088 2,072 2,220 2,134 -3.9% 4,178 4,354 +4.2% Operating expenses (883) (928) (962) (1,021) (952) (950) -0.2% (1,811) (1,903) +5.1% Net operating income 1,240 1,128 1,126 1,051 1,268 1,183 -6.7% 2,367 2,452 +3.6% Net loan-loss provisions (40) (52) (62) (16) (13) (72) +461.7% (93) (85) -8.1% Other gains (losses) and provisions (78) (46) (100) (130) (22) (27) +22.8% (124) (48) -61.1% Profit before tax 1,121 1,029 964 904 1,234 1,084 -12.1% 2,151 2,318 +7.8% Consolidated profit 770 736 695 750 865 776 -10