Company: WFC-PC
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0000072971-25-000253
Chunk: 112

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-10-31
Form: 10-Q
Item: Item 1
Chunk 112
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.50 8.50 8.50 Total capital13.20 13.30 12.00 12.00 10.50 10.50 10.50 10.50 Wells Fargo & CompanyWells Fargo Bank, N.A.September 30, 2025December 31, 2024September 30, 2025December 31, 2024Regulatory leverage:Total leverage exposure (2)$2,379,262 2,267,641 2,112,499 2,033,458 Supplementary leverage ratio (2)6.42%6.74 7.13 7.16 Tier 1 leverage ratio (1)7.71 8.08 8.70 8.72 Required minimum leverage (3):Supplementary leverage ratio5.00 5.00 6.00 6.00 Tier 1 leverage ratio4.00 4.00 5.00 5.00 *Denotes the binding framework, which is the lower of the Standardized and Advanced Approaches, at September 30, 2025.(1)Adjusted average assets consists of total quarterly average assets less goodwill and other permitted Tier 1 capital deductions. The Tier 1 leverage ratio consists of Tier 1 capital divided by total quarterly average assets, excluding goodwill and certain other items as determined under capital rule requirements.(2)The supplementary leverage ratio consists of Tier 1 capital divided by total leverage exposure. Total leverage exposure consists of total consolidated assets adjusted for certain off-balance sheet exposures, goodwill, and other permitted Tier 1 capital deductions.(3)Represents the required minimum for the Bank to be considered well-capitalized under applicable regulatory capital adequacy rules.At September 30, 2025, the Common Equity Tier 1 (CET1), Tier 1 and Total capital ratio requirements for the Company included a global systemically important bank (G-SIB) surcharge of 1.50% and a countercyclical buffer of 0.00%. In addition, these ratios included a stress capital buffer of 3.70% under the Standardized Approach and a capital conservation buffer of 2.50% under the Advanced Approach. The Company is required to maintain these risk-based capital ratios and to maintain a supplementary leverage ratio (SLR) that included a supplementary leverage buffer of 2.00% to avoid restrictions on capital distributions and discretionary bonus payments