Company: FRHC
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000924805-25-000041
Chunk: 92

Company: Freedom Holding Corp.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 1
Chunk 92
---
 the borrower, the presence of other information indicating the presence of a high credit risk.

30

Table of ContentsFREEDOM HOLDING CORP.NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)(All amounts in thousands of United States dollars, except share data, unless otherwise stated)

The table below presents the Group's loan portfolio by credit quality classification and origination year as of September 30, 2025. Current vintage disclosure is the requirement due to first adoption of ASC 326.Term Loans by Origination Fiscal Year20262025202420232022PriorRevolving loansTotalMortgage loans$161,750 $288,978 $160,218 $324,647 $25,881 $— $— $961,474 that are not credit impaired161,413 286,687 157,380 322,008 25,579 — — 953,067 with significant increase in credit risk301 1,165 1,547 1,174 232 — — 4,419 that are credit impaired36 1,126 1,291 1,465 70 — — 3,988 Loans to SME44,384 71,826 96,093 14,411 — — — 226,714 that are not credit impaired43,347 65,538 74,036 10,558 — — — 193,479 with significant increase in credit risk670 1,502 3,026 441 — — — 5,639 that are credit impaired367 4,786 19,031 3,412 — — — 27,596 Right of claim for purchased retail loans133,129 86,820 14,174 628 3 — — 234,754 that are not credit impaired133,129 86,820 14,174 628 3 — — 234,754 Corporate loans178,193 64,748 95 — — — — 243,036 that are not credit impaired177,836 — 64,345 — 95 — — — — — 242,276 with significant increase in credit risk292 113 — — — — —