Company: CPSS
Filing Date: 2025-10-28
Form Type: DEF 14A
Source: 0001683168-25-007815
Chunk: 67

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-10-28
Form: DEF 14A
Chunk 67
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 with account holders
who are our shareholders may be householding our proxy materials. A single notice of annual meeting, proxy statement and annual report
may be delivered to multiple shareholders sharing an address unless contrary instructions have been received from one or more of the
affected shareholders. Once you have received notice from your bank, broker, trust or other nominee that it will be householding communications
to your address, householding will continue until you are notified otherwise or until you revoke your consent. If, at any time, you no
longer wish to participate in householding and would prefer to receive a separate notice of annual meeting, proxy statement, and annual
report, please notify your bank, broker, trust or other nominee and direct your request to c/o the Secretary of the Company at the Company’s
principal executive office. Shareholders who currently receive multiple copies of this proxy statement at their address and would like to request householding of their communications should contact their bank, broker, trust or other nominee.

Other Matters

The Board knows of no other matters that will be presented for consideration at the Annual Meeting. If any other matters are properly brought before the meeting, it is
the intention of the persons named in the associated proxy to vote on such matters in accordance with their best judgment.

| 46 |

Appendix A

<div align='center'>CONSUMER PORTFOLIO SERVICES, INC.

2025 EQUITY INCENTIVE PLAN</div>

Section 1.Purposes of Plan. The purposes
of this Plan are to (a) attract and retain the most talented Participants available, and (b) promote the growth and success
of the Company’s business, (i) by aligning the long-term interests of Participants with those of the shareholders by providing
an opportunity to acquire an interest in the Company and (ii) by providing both rewards for exceptional performance and long-term
incentives for future contributions to the success of the Company and its Subsidiaries.

Section 2.Definitions. Capitalized terms
used in this Plan have the meanings given below. Additional defined terms are set forth in other sections of this Plan.

(a)
“409A Award” means any Award that is treated as a deferral of compensation subject to the requirements of Section 409A
of the Code.

(b)
“Accelerated” means, with respect to such Participant and one or more specified Awards: (i) any and all Stock Options
and Stock Appreciation Rights become fully vested and immediately exercisable, and