Company: CRCL
Filing Date: 2025-08-12
Form Type: S-1
Source: 0001193125-25-178989
Chunk: 115

Company: Circle Internet Group, Inc.
Filing Date: 2025-08-12
Form: S-1
Chunk 115
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, money laundering, terrorist financing, gambling, tax evasion, and scams; |

| • |     | our compliance and risk management methods might not be effective; |

| • |     | fluctuations in interest rates could impact our results of operations; |

| • |     | we are subject to an extensive and highly evolving regulatory landscape; |

| • |     | the regulatory environment to which we are subject gives rise to various licensing requirements, significant compliance costs and other restrictions, and noncompliance could result in a range of penalties, including fines, compliance costs, operational restrictions, reputational damage, and loss of licenses; |

| • |     | we are subject to laws, regulations, and executive orders regarding economic and trade sanctions, anti-bribery, AML, and counter-terrorism financing that could impair our ability to compete in international markets or subject us to criminal or civil liability if we violate them; |

| • |     | insiders will continue to have substantial control over us after this offering and could limit your ability to influence the outcome of key transactions; and |

| • |     | other factors disclosed in the “Risk factors” section of this prospectus. |

Because forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified and some of which are beyond our control, you should not rely on these forward-looking statements as predictions of future events. The events and circumstances reflected in our forward-looking statements may not be achieved or occur, and actual results could differ materially from those projected in the forward-looking statements. Moreover, we operate in an evolving environment. New risk factors and uncertainties may emerge from time to time, and it is not possible for management to predict all risk factors and uncertainties. Except as required by applicable law, we do not plan to publicly update or revise any forward-looking statements contained herein, whether as a result of any new information, future events, changed circumstances, or otherwise. You should read this prospectus and the documents that we have filed as exhibits to the registration statement, of which this prospectus is a part, completely and with the understanding that our actual future results may be materially different from what we expect. 69

USE OF PROCEEDS We estimate that the net proceeds to us from this offering will be approximately $309.4 million, or approximately $542.6 million if the underwriters exercise their option to purchase additional shares in full, at the assumed public offering price of $159.03, which was the last reported sale price of our Class A common