Company: BANFP
Filing Date: 2025-08-05
Form Type: S-3ASR
Source: 0000950170-25-102928
Chunk: 7

Company: BANCFIRST CORP /OK/
Filing Date: 2025-08-05
Form: S-3ASR
Chunk 7
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Oklahoma City, Oklahoma 73102

Tel.: (405) 270-1044.

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BANCFIRSTCORPORATION</div>

BancFirst Corporation is an Oklahoma business corporation that is registered as a bank holding company and a financial holding company under the Bank Holding Company Act of 1956. We offer a broad range of commercial and consumer banking, trust and investment services, and other financial products and services primarily through BancFirst, an Oklahoma state-chartered bank headquartered in Oklahoma City, Oklahoma. We also conduct operating activities through our wholly-owned subsidiary, Pegasus Bank, a Texas state-chartered bank headquartered in Dallas, Texas and our wholly-owned subsidiary, Worthington Bank, a Texas state-chartered bank headquartered in Arlington, Texas. Through our other subsidiaries, including subsidiaries of BancFirst, we also are engaged in insurance and investment activities.

BancFirst’s strategy focuses on providing a full range of commercial banking services to retail customers and small to medium-sized businesses in both the non-metropolitan trade centers and cities in the metropolitan statistical areas of Oklahoma. BancFirst operates 104 banking locations serving 59 communities across Oklahoma. Pegasus Bank operates three banking locations in Dallas Metroplex area and Worthington Bank operates three locations in the Fort Worth Metroplex area, one location in Arlington, Texas and one location in Denton, Texas.

BancFirst operates as a super community bank, managing its community banking offices on a decentralized basis, which permits it to be responsive to local customer needs. Underwriting, funding, customer service and pricing decisions are made by presidents in each market within its operating parameters. BancFirst generally has a larger lending capacity, broader product line and greater operational scale than its principal competitors do in the non-metropolitan market areas (which typically are independently-owned community banks). In the metropolitan markets BancFirst serves, its strategy is to focus on the needs of local businesses and seek to provide more responsive services than are available at larger institutions.

Trust services offered through BancFirst’s Trust and Investment Management Division (the “Trust Division”) consist primarily of investment management and administration of trusts for individuals, corporations and employee benefit plans. In addition, the Trust Division serves as bond trustee and paying agent for various Oklahoma municipalities and governmental entities.

BancFirst Corporation was incorporated in Oklahoma in 1984 as United Community Corporation and changed its name to BancFirst Corporation in 1988. Our corporate headquarters is located at 100 N. Broadway, Oklahoma City, Oklahoma 73102, and our telephone number is