Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 179

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 179
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,056,358 | ​ | ​ |
| ​                                                                                       | ​ | ​ | ​    | $ | 1,452,456,364 | ​ | ​ | ​ | ​    | $ | 1,509,832,687 | ​ | ​ |

See Notes to Consolidated Financial Statements. F-5

TABLE OF CONTENTS

Bancorp Financial, Inc. and Subsidiary Consolidated Statements of Income
Years Ended December 31, 2024 and 2023

| ​                                                            
 Interest and dividend income:                                | ​ 
 ​ | ​ 
 ​ | 2024 
 ​    | ​ |           ​ | ​ | ​ 
 ​ | ​ 
 ​ | 2023 
 ​    | ​ |          ​ | ​ | ​ 
 ​ |
|:-------------------------------------------------------------|:--|:--|:-----|:--|------------:|:--|:--|:--|:-----|:--|-----------:|:--|:--|
| Loans, including fees                                        | ​ | ​ | ​    | $ |  97,958,594 | ​ | ​ | ​ | ​    | $ | 88,063,680 | ​ | ​ |
| Investment securities                                        | ​ | ​ | ​    | ​ |   4,955,687 | ​ | ​ | ​ | ​    | ​ |  3,720,164 | ​ | ​ |
| Interest-bearing deposits in other banks                     | ​ | ​ | ​    | ​ |   5,075,684 | ​ | ​ | ​ | ​    | ​ |  5,374,850 | ​ | ​ |
| Federal funds sold                                           | ​ | ​ | ​    | ​ |     128,390 | ​ | ​ | ​ | ​    | ​ |    104,174 | ​ | ​ |
| Total interest income                                        | ​ | ​ | ​    | ​ | 108,118,355 | ​ | ​ | ​ | ​    | ​ | 97,262,868 | ​ | ​ |
| Interest expense:                                            | ​ | ​ | ​    | ​ |           ​ | ​ | ​ | ​ | ​    | ​ |          ​ | ​ | ​ |
| Deposits                                                     | ​ | ​ | ​    | ​ |  51,708,497 | ​ | ​ | ​ | ​    | ​ | 39,613,691 | ​ |