Company: NTWK
Filing Date: 2025-09-29
Form Type: 10-K
Source: 0001493152-25-015950
Chunk: 868

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-09-29
Form: 10-K
Item: Item 4
Chunk 868
---
None 
  
    Total 
     50,000  
    $2.94  
     998,109 

(1)Represents
                                            998,109 available for issuance under the 2025 Equity Incentive Plan.

(b)
RECENT SALES OF UNREGISTERED SECURITIES

None.

(c)
ISSUER PURCHASES OF EQUITY SECURITIES

None

ITEM
6 – [Reserved]

12

ITEM
7- MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS 

The
following discussion is intended to assist in understanding our financial position and results of operations for the year ended June
30, 2025. It should be read together with our consolidated financial statements and related notes included under Item 8 of this Annual
Report on Form 10-K.

Listed
below are a few of NetSol’s highlights for the Year ended June 30, 2025:

● We
signed a multi-year agreement with the captive finance arm of a leading Japanese automotive manufacturer to implement its flagship Transcend™
Finance platform across both retail and wholesale operations in Australia and New Zealand. The agreement, structured with a five-year
total cost of ownership of approximately $21 million, reflects the client’s strategic commitment to deploying a unified, next-generation
solution. The platform implementation is aimed at driving enterprise-wide operational efficiencies, supporting digital transformation
objectives, and enhancing long-term scalability and regulatory readiness across the Australia/New Zealand finance ecosystem.

● We
successfully executed a binding, multi-year maintenance and technical upgrade agreement with the captive finance arm of a leading Japanese
automotive manufacturer. The agreement, with a total cost of ownership exceeding $4 million, governs the upgrade and extended support
of the client’s retail finance platform through 2027. The scope includes comprehensive system upgrades, implementation of enhanced
security protocols, performance optimization, and full-cycle testing.

● We
broadened our revenue base and expanded our managed service portfolio by securing three new client engagements covering audit, business
process outsourcing (BPO), and standby services. One of these clients is already live on our redesigned standby platform. Collectively,
these contracts are expected to contribute nearly $400,000 in incremental revenues over their respective terms, pursuant to the terms
and service levels defined in each executed agreement.

● We
formalized an agreement with the captive finance division of a prominent North American automotive retailer to conduct a structured discovery
and assessment phase.