Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 85

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 1
Chunk 85
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.13 Total Commercial Multifamily100.00 %

As of September 30, 2025, the Corporation had no commercial office, hospitality or multifamily loan relationships considered by the banking regulators to be high volatility commercial real estate ("HVCRE") credits.

57

Maturities and Sensitivities of Loans Receivable to Changes in Interest Rate

The following table presents the maturity distribution of the Corporation's loans receivable at September 30, 2025. The table also presents the portion of loans receivable that have fixed interest rates or variable interest rates that fluctuate over the life of the loans in accordance with changes in an interest rate index.

 September 30, 2025 Due inOne Yearor LessAfter One,but WithinFive YearsAfter Five but Within Fifteen YearsAfterFifteen YearsTotalLoans Receivable with Fixed Interest RateFarmland$869 $2,327 $5,357 $— $8,553 Owner-occupied, nonfarm nonresidential properties28,375 43,095 38,298 2,057 111,825 Agricultural production and other loans to farmers36 33 — 8 77 Loans to depository institutions— — — — — Commercial and Industrial62,614 155,158 85,990 23,838 327,600 Obligations (other than securities and leases) of states and political subdivisions9,355 14,306 90,058 11,073 124,792 Other loans2 826 3,032 32,846 36,706 Other construction loans and all land development and other land loans (1)48,718 36,540 7,840 13,654 106,752 Multifamily (5 or more) residential properties75,426 169,041 16,708 — 261,175 Non-owner occupied, nonfarm nonresidential properties92,633 241,145 118,673 902 453,353 1-4 Family Construction (1)7,973 5,892 — 10,175 24,040 Home equity lines of credit1 147 405 20,223 20,776 Residential Mortgages secured by first liens5,530 66,095 330,895 579,662 982,182 Residential Mortgages secured by junior