Company: FLDDW
Filing Date: 2025-01-24
Form Type: 424B3
Source: 0001213900-25-006075
Chunk: 72

Company: Fold Holdings, Inc.
Filing Date: 2025-01-24
Form: 424B3
Chunk 72
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 and innovative products and services, the use of our products and services, and consequently our net revenue, could decline, which could adversely impact our business, operating results, and financial condition. •Any significant disruption in our products and services, in our information technology systems, or in blockchain networks related to our business, could result in a loss of customers or funds and adversely impact our brand and reputation and our business, operating results, and financial condition. •Our or our third -partypartners’ failure to safeguard and manage our and our customers’ fiat currencies and Bitcoin could adversely impact our business, operating results, and financial condition. •If we fail to retain existing customers or add new customers, or if our customers decrease their level of engagement with our products, services and platform, our business, operating results, and financial condition may be significantly harmed. •Our operating expenses may increase in the future and we may not be able to achieve profitability or positive cash flow from operations on a consistent basis, which may cause our business, operating results, and financial condition to be adversely impacted. •Our strategy and focus on delivering high -quality, compliant, easy -to -use, and secure Bitcoin -relatedfinancial services may not maximize short -termor medium -termfinancial results. •Due to our limited operating history, it may be difficult to evaluate our business and future prospects, and we may not be able to achieve or maintain profitability in any given period. 35 •Our business could be harmed if we are unable to accurately forecast demand for Bitcoin and to adequately manage our Bitcoin balances, including the Bitcoin balances we maintain for our own account or Bitcoin balances that may be maintained for us, and any investments in Bitcoin, are subject to volatile market prices and risks of loss. •Unfavorable media coverage could negatively affect our business. •Our compliance and risk management methods might not be effective and may result in outcomes that could adversely affect our reputation, operating results, and financial condition. •We may suffer losses due to abrupt and erratic market movements. •Due to unfamiliarity and some negative publicity associated with Bitcoin products and services, confidence or interest in our platforms may decline. •We rely on search engines, social networking sites, and other web -basedplatforms to attract a meaningful portion of our users, and if those search engines, social networking sites and other web -basedplatforms change their listings or policies regarding advertising, or increase their pricing or suffer problems, it may limit our ability to attract new users. Risks Related to Intellectual Property •Our