Company: BBVXF
Filing Date: 2025-08-12
Form Type: DRS
Source: 0000950123-25-007520
Chunk: 925

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-08-12
Form: DRS
Chunk 925
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 on the risk management
side. All loan approvals must be the result of a joint decision. As with retail customers, a set of exceptional circumstances has been specified for borrowers and sectors, and these are provided for in the Group’s internal procedures.

As in the case of retail customers, transactions are monitored using early warning tools. There are also procedures to ensure that the securities and
guarantees provided are constantly being reviewed and validated.

A-766

As confidentially submitted to the Securities and Exchange Commission on August 11, 2025. This Amendment No. 4 has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidential. Schedule IV – Details of outstanding issues and subordinate liabilities of the Group Debt securities in issue The breakdown of the Group’s issues as at 31 December 2022 and 2021 is as follows:

| Thousand euro                  |            |            |            |           |     |           |     |                              |     |                    |     |                 |     |               |
| Issuer                         |            | Issue date |            |    Amount |     |           |     | Interest rate ruling as at   
 31/12/2022                   |     | Maturity/call date |     | Issue           
 currency        |     | Target of     
 offering      |
|                                | 31/12/2022 |            | 31/12/2021 |           |     |           |     |                              |     |                    |     |                 |     |               |
| Banco de Sabadell, S.A.        |            | 03/07/2017 |            |         — |     |    10,000 |     | MAX(EURIBOR 3M + 0.30; 0.3%) |     | 04/07/2022         |     | Euros           |     | Retail        |
| Banco de Sabadell, S.A.        |            | 28/07/2017 |            |         — |     |    26,800 |     | MAX(EURIBOR 3M; 0.60%)       |     | 28/07/2022         |     | Euros           |     | Retail        |
| Banco de Sabadell, S.A.        |            | 28/09/2017 |            |         — |     |    10,000 |     | MAX(EURIBOR 3M + 0.