Company: HBCP
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0001628280-25-048166
Chunk: 64

Company: HOME BANCORP, INC.
Filing Date: 2025-11-03
Form: 10-Q
Item: Item 8
Chunk 64
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 the estimates.Methods and assumptions used to estimate fair value of each class of financial instruments for which it is practicable to estimate fair value are described in the Company's Annual Report on Form 10-K for the year ended December 31, 2024. The fair value of subordinated debt is estimated based on current market rates on similar debt in the market. The Company classifies this debt in Level 2 of the fair value table. There have been no other material changes from the fair value estimate methods and assumptions previously disclosed in the Company's Annual Report on Form 10-K for the year ended December 31, 2024.

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The following table presents estimated fair values of the Company’s financial instruments as of the dates indicated.  Fair Value Measurements at September 30, 2025(dollars in thousands)Carrying AmountTotalLevel 1Level 2Level 3Financial AssetsCash and cash equivalents$189,324 $189,324 $189,324 $— $— Investment securities available for sale383,340 383,340 — 383,340 — Investment securities held to maturity1,065 1,066 — 1,066 — Mortgage loans held for sale1,932 1,932 — 1,932 — Loans, net2,673,068 2,662,132 — 2,657,128 5,004 Cash surrender value of BOLI49,269 49,269 49,269 — — Derivative assets(1)1,786 1,786 — 1,786 — Financial LiabilitiesDeposits$2,975,503 $2,974,131 $2,142,721 $831,410 $— Other borrowings5,539 5,539 — 5,539 — Subordinated debt, net of issuance cost54,621 54,172 — 54,172 — Short-term FHLB advances— — — — — Long-term FHLB advances3,059 3,024 — 3,024 — Derivative liabilities(1)331 331 — 331 —   Fair Value Measurements at December 31, 2024(dollars in thousands)Carrying AmountTotalLevel 1Level