Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 11

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 1
Chunk 11
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 builder and developer (d)80 12 — — 92 Other commercial construction3,859 12 — 21 3,892 Residential (e)23,395 615 402 250 24,662 Consumer:   Home equity lines and loans4,622 31 — 77 4,730 Recreational finance14,032 91 — 29 14,152 Automobile5,157 56 — 10 5,223 Other2,240 22 8 4 2,274 Total$133,830 $1,200 $432 $1,512 $136,974 December 31, 2024Commercial and industrial$60,374 $399 $12 $696 $61,481 Real estate:   Commercial (c)20,054 255 3 468 20,780 Residential builder and developer830 3 — 2 835 Other commercial construction5,018 65 — 66 5,149 Residential (e)21,853 719 315 279 23,166 Consumer:   Home equity lines and loans4,482 29 — 81 4,592 Recreational finance12,429 104 — 31 12,564 Automobile4,724 58 — 12 4,794 Other2,134 23 8 55 2,220 Total$131,898 $1,655 $338 $1,690 $135,581 __________________________________________________________________________________(a)Balances include net discounts, comprised of unamortized premiums, discounts and net deferred loan fees and costs of $279 million and $277 million at September 30, 2025 and December 31, 2024, respectively.(b)Balances exclude accrued interest receivable of $619 million and $628 million at September 30, 2025 and December 31, 2024, respectively, which is included in Accrued interest and other assets in the Company's Consolidated Balance Sheet.(c)Commercial real estate loans held for sale were $278 million at September 30, 2025 and $310 million at December 31, 2024.(d)In June 2025, the Company sold $661 million of residential builder and developer loans and