Company: KEY-PI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000091576-25-000110
Chunk: 94

Company: KEYCORP /NEW/
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 2
Chunk 94
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Commercial and Industrial$— $73 $40 $33 $146 0.27 %Commercial real estate:Commercial mortgage28 10 4 — 42 0.30 Construction— 30 — — 30 0.97 Total commercial real estate loans28 40 4 — 72 0.42 Total commercial loans$28 $113 $44 $33 $218 0.30 %Real estate — residential mortgage1 — — 9 10 0.05 Home equity loans3 1 1 6 11 0.16 Other consumer loans— 1 — 3 4 0.07 Credit cards— — — 4 4 0.43 Total consumer loans4 2 1 22 29 0.09 Total loans$32 $115 $45 $55 $247 0.23 %(a)Combination modifications consist primarily of loans modified with both an interest rate reduction and a term extension.Financial Effects of Modifications to Borrowers Experiencing Financial DifficultyThe following table summarizes the financial impacts of loan modifications made to specific loans for the noted periods. For the three and six months ended June 30, 2025, the weighted-average interest rate change for commercial and industrial loans was comprised solely of modifications of commercial credit card balances.Three months ended June 30, 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(30.00)%0.65Commercial mortgage— %1.74Real estate — residential mortgage(2.06)%6.10Home equity loans(2.06)%5.96Other consumer loans(3.25)%0.80Credit cards(2.08)%0.25Six months ended June 30, 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(20.24)%0.64Commercial mortgage— %1.44Construction— %0.50Real estate — residential mortgage(1.69)%5.59Home equity loans(2.57)%6.38Other consumer loans(3.38)%0.73Credit cards(5.24)%0.50

65

Three months ended June 30, 2024Weighted-average Interest Rate ChangeWeighted-average Term