Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 70

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 70
---
EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 352 472 482 516 512 490 436 -11.1% 1,306 1,438 +10.2% Net fee income 129 137 146 140 151 145 135 -7.4% 411 431 +4.9% Gains (losses) on financial transactions and other 47 51 64 59 58 53 60 +14.0% 161 171 +6.1% Total revenue 527 659 691 714 722 688 630 -8.4% 1,878 2,040 +8.7% Operating expenses (224) (241) (236) (232) (249) (235) (212) -9.7% (701) (696) -0.8% Net operating income 303 418 455 482 473 453 418 -7.7% 1,176 1,344 +14.3% Net loan-loss provisions (125) (126) (127) (118) (156) (138) (122) -11.3% (379) (416) +9.9% Other gains (losses) and provisions (18) (2) (11) (21) (3) (7) (11) +59.2% (30) (21) -30.4% Profit before tax 160 290 317 343 315 308 285 -7.6% 767 907 +18.2% Consolidated profit 126 232 257 285 268 263 234 -10.8% 615 766 +24.6% Underlying attributable profit 90 162 180 196 185 184 165 -10.6% 433 534 +23.3%

82 Chile (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9