Company: CPSS
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001683168-25-001548
Chunk: 1724

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 9C
Chunk 1724
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,998,130 shares; none issued 
     –  
     – 
  
    Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued 
     –  
     – 
  
    Series B preferred stock, $1 par value; authorized 1,870 shares; none issued 
     –  
     – 
  
    Common stock, no par value; authorized 75,000,000 shares; 21,432,698 and 21,174,856 shares issued and outstanding at December 31, 2024 and December 31, 2023, respectively 
     25,720  
     28,678 
  
    Retained earnings 
     267,060  
     247,857 
  
    Accumulated other comprehensive loss 
     (10) 
     (1,867)
  
    Total shareholders’ equity 
     292,770  
     274,668 

    Total liabilities and shareholders’ equity 
    $3,493,868  
    $2,903,746 

See accompanying Notes to Consolidated Financial
Statements.

 F-4 

CONSUMER PORTFOLIO SERVICES, INC. AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF INCOME

(In thousands, except per share data)

    Year Ended December 31, 

    2024  
    2023  
    2022 
  
    Revenues: 

    Interest income 
    $363,962  
    $329,219  
    $305,237 
  
    Mark to finance receivables measured at fair value 
     21,000  
     12,000  
     15,283 
  
    Other income 
     8,544  
     10,795  
     9,189 
  
    Total revenues 
     393,506  
     352,014  
     329,709 

    Expenses: 

    Employee costs 
     96,192  
     88,148  
     84,282 
  
    General and administrative 
     54,710  
     50,001  
     37,618 
  
    Interest 
     191,257  
     146,631  
     87,524 
  
    Provision for credit losses