Company: WFC-PC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000072971-25-000201
Chunk: 21

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 21
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,737 6,145 179 136,505 Gross charge-offs81 78 124 158 145 359 — — 945 Lease financingPass4,516 4,628 2,681 1,457 573 1,290 — — 15,145 Criticized391 382 250 103 66 76 — — 1,268 Total lease financing4,907 5,010 2,931 1,560 639 1,366 — — 16,413 Gross charge-offs3 17 14 10 5 3 — — 52 Total commercial loans$77,903 43,079 58,458 41,582 15,412 38,769 257,500 1,456 534,159 (1) Includes charge-offs on overdrafts, which are generally charged-off at 60 days past due. 

76Wells Fargo & Company

Table 5.8 provides days past due (DPD) information for commercial loans, which we monitor as part of our credit risk management practices; however, delinquency is not a primary credit quality indicator for commercial loans.Table 5.8:  Commercial Loan Categories by Delinquency StatusStill accruingNonaccrual loansTotalcommercial loans(in millions)Current-29 DPD30-89 DPD90+ DPDJune 30, 2025Commercial and industrial$400,485 546 194 925 402,150 Commercial real estate128,098 199 707 3,556 132,560 Lease financing14,798 180 — 82 15,060 Total commercial loans$543,381 925 901 4,563 549,770 December 31, 2024Commercial and industrial$379,147 794 537 763 381,241 Commercial real estate131,794 472 468 3,771 136,505 Lease financing16,156 173 — 84 16,413 Total commercial loans$527,097 1,439 1,005 4,618 534,159 CONSUMER CREDIT QUALITY INDICATORS.  We have various classes of consumer loans that present unique credit risks. Loan delinquency, Fair Isaac Corporation (FICO) credit scores and loan