Company: WAL-PA
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001212545-25-000214
Chunk: 210

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 8
Chunk 210
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 million at June 30, 2025 and December 31, 2024, respectively.

21

December 31, 2024Nonaccrual with No Allowance for Credit LossNonaccrual with an Allowance for Credit LossTotal NonaccrualLoans Past Due 90 Days or More and Still Accruing(in millions)Municipal & nonprofit$— $5 $5 $— Tech & innovation3 57 60 — Equity fund resources— 1 1 — Other commercial and industrial11 6 17 — CRE - owner occupied5 — 5 — Other CRE - non-owner occupied172 71 243 — Residential— 88 88 — Residential - EBO— — — 326 Construction and land development55 1 56 — Other1 — 1 — Total$247 $229 $476 $326 Loans contractually delinquent by 90 days or more and still accruing totaled $326 million at December 31, 2024 and consisted of government guaranteed EBO residential loans.The reduction in interest income associated with loans on nonaccrual status was approximately $8.0 million and $6.9 million for the three months ended June 30, 2025 and 2024, respectively, and $16.0 million and $11.8 million for the six months ended June 30, 2025 and 2024, respectively. The following table presents an aging analysis of past due loans by loan portfolio segment:June 30, 2025Current30-59 DaysPast Due60-89 DaysPast DueOver 90 daysPast DueTotalPast DueTotal NonaccrualTotal(in millions)Warehouse lending$8,574 $— $— $— $— $— $8,574 Municipal & nonprofit1,629 — — — — 5 1,634 Tech & innovation3,571 4 — — 4 34 3,609 Equity fund resources856 — — — — 1 857 Other commercial and industrial10,430 2 — — 2 42 10,474 CRE - owner occupied1,593 2 — — 2 3 1,598