Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 141

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 141
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 and holders of Cadence common stock access to certain nonpublic information made available to Huntington and Cadence and their respective boards of directors and financial advisors.

Neither Huntington nor Cadence endorses the prospective financial information as necessarily predictive of actual future results. Furthermore, although presented with numerical specificity, the prospective financial information reflects numerous estimates and assumptions made by Huntington senior management or Cadence

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senior management, as applicable, at the time such prospective financial information, as applicable, was prepared or approved for use by the financial advisors in connection with the financial advisors’ respective financial analyses and opinions as described in this joint proxy statement in the section entitled “The Merger—Opinion of Cadence’s Financial Advisor” beginning on page 75 and “The Merger—Opinion of Huntington’s Financial Advisor” beginning on page 65 . The prospective financial information represents, as applicable, Huntington senior management’s or Cadence senior management’s respective evaluation of Huntington’s and Cadence’s expected future financial performance on a standalone basis, without reference to the merger (except as expressly set forth below in the section entitled “The Merger—Certain Unaudited Prospective Financial Information—Certain Estimated Synergies Attributable to the Merger”) and were calculated as described under each of the tables set forth below. In addition, since the prospective financial information covers multiple years, such information by its nature becomes subject to greater uncertainty with each successive year. These and the other estimates and assumptions underlying the prospective financial information involve judgments with respect to, among other things, economic, competitive, regulatory and financial market conditions and future business decisions that may not be realized and that are inherently subject to significant business, economic, competitive and regulatory uncertainties and contingencies, including, among other things, the inherent uncertainty of the business, economic and regulatory conditions affecting the industries in which Huntington and Cadence operate and the risks and uncertainties described under “Risk Factors” beginning on page 34 and “Cautionary Statement Regarding Forward-Looking Statements” beginning on page 31 and in the reports that Huntington and Cadence file with the SEC from time to time, all of which are difficult to predict and many of which are outside the control of Huntington and Cadence and will be beyond the control of Huntington following the merger. There can be no assurance that the underlying assumptions or projected results will be realized, and actual results could differ materially from those reflected in the prospective financial information, whether or not the merger is completed. Further,