Company: WLTH
Filing Date: 2025-09-29
Form Type: S-1
Source: 0001628280-25-043113
Chunk: 380

Company: WEALTHFRONT CORP
Filing Date: 2025-09-29
Form: S-1
Chunk 380
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:|:----|:-----|---------:|
| Purchase Amount (in thousands) |     | $    |       2,187 |     | $    |    2,187 |
| Discounted Price               |     |      |        5.00 |     |      |     5.00 |
| Fair value of common stock     |     |      |       14.04 |     |      |    16.20 |

#### 8.

#### Commitments and Contingencies

#### Commitments
As of July 31, 2025, the Company had three noncancelable contracts, one of which is related to a third-party partner bank in connection with services that the Company offers its clients as part of the cash sweep program . Payments made to this third-party partner bank during the three and six months ended July 31, 2024 and 2025 towards this contract were immaterial.

During the fiscal year ended January 31, 2025, the Company entered into a noncancelable contract for cloud computing services with a third-party provider. The Company is committed to a minimum spend during the term of the contract. Payments made to this third-party provider during the three and six months ended July 31, 2025 were $1.5 million and $3.0 million, respectively.

In July 2025, the Company entered into another noncancelable contract for an application programming interface service with a third-party provider. The Company is committed to a minimum monthly spend during the term of the contract.

The following table provides the future minimum payments over the term of the noncancelable contracts (in thousands):

| Fiscal Year Ended January 31, 
 2026 (remaining)              |     | Amount |  2,550 |
|:------------------------------|:----|:-------|-------:|
| 2027                          |     |        |  6,750 |
| 2028                          |     |        |  7,400 |
| Total                         |     | $      | 16,700 |

#### Contingencies
The Company reviews its lawsuits, regulatory inquiries, and other legal proceedings on an ongoing basis and provides disclosure and records loss contingencies in accordance with the loss contingencies accounting guidance. The Company establishes an accrual for losses at management’s best estimate when it assesses that it is probable that a loss has been incurred and the amount of the loss can be reasonably estimated. If an estimated loss is only reasonably possible rather