Company: BCS
Filing Date: 2025-02-13
Form Type: 20-F
Source: 0000312069-25-000114
Chunk: 726

Company: BARCLAYS PLC
Filing Date: 2025-02-13
Form: 20-F
Chunk 726
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 factors or due to external events (e.g. fraud) where the root cause is not due to credit or market risks. ‘Operational Riskdata eXchange Association (ORX)’ The Operational Riskdata eXchange Association (ORX) is a not-for-profit industry association dedicated to advancing the measurement and management of operational risk in the global financial services industry. Barclays is a member of ORX. ‘Origination led’ Focus on high-margin, low-capital fee-based activities and related hedging opportunities. ‘O-SII Buffer’ CET1 capital required to be held under the UK and EU regimes to ensure that Other Systemically Important Institutions (O-SIIs) build up surplus capital to compensate for the systemic risk that such institutions represent to the financial system. ‘Other systemically important institutions (O-SII)’ Other systemically important institutions are institutions that are deemed to create risk to financial stability due to their systemic importance. ‘Over-issuance of Securities’ Over-issuance of securities under Barclays Bank PLC’s US shelf registration statements on Form F-3 filed with the US Securities and Exchange Commission in 2018 and 2019. ‘Over-the-counter (OTC) derivatives’ Derivative contracts that are traded (and privately negotiated) directly between two parties. They offer flexibility because, unlike standardised exchange-traded products, they can be tailored to fit specific needs. ‘Overall capital requirement’ The overall capital requirement is the sum of capital required to meet the total of a Pillar 1 requirement, a Pillar 2A requirement, a Global Systemically Important Institution (G-SII) buffer, a Capital Conservation Buffer (CCB) and a Countercyclical Capital Buffer (CCyB). ‘Own credit’ The effect of changes in the Barclays Group’s own credit standing on the fair value of financial liabilities. ‘Owner occupied mortgage’ A mortgage where the intention of the customer was to occupy the property at origination. ‘Own funds’ The sum of Tier 1 and Tier 2 capital. ‘Own funds and eligible liabilities ratio’ A risk-based ratio representing the own funds and eligible liabilities of the institution expressed as a percentage of total RWAs. 'Partner profit share' Payments made to partners based on the financial performance of the credit card portfolios. ‘Past due items’ Refers to loans where the borrower has failed to make a payment when due under the terms of the loan contract. ‘Payment Protection Insurance (PPI) redress’ Provision for the settlement of P