Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 61

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 61
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223 3,085 -4.3% 6,984 6,309 -9.7% Operating expenses (1,156) (1,109) (1,024) (1,063) (1,059) (1,002) -5.4% (2,265) (2,061) -9.0% Net operating income 2,351 2,368 2,258 2,207 2,165 2,083 -3.8% 4,719 4,248 -10.0% Net loan-loss provisions (1,163) (1,158) (1,088) (1,077) (1,166) (1,124) -3.6% (2,322) (2,290) -1.4% Other gains (losses) and provisions (211) (251) (201) (204) (194) (213) +9.6% (462) (407) -12.0% Profit before tax 977 958 969 926 805 747 -7.2% 1,935 1,551 -19.8% Consolidated profit 618 640 696 712 559 537 -3.8% 1,258 1,096 -12.9% Underlying attributable profit 561 580 630 652 509 487 -4.3% 1,141 996 -12.7%

77 Brazil (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 2,249 2,323 2,396 2,386 2,351 2,389 +1.6% 4,572 4,740 +3.7% Net fee income 724 791 806 834 776 773 -0.3% 1,515 1,549 +2.3% Gains (losses) on financial transactions and other 26 (13) (22) 10 28 (9) — 13 19 +48.9% Total revenue 2,998 3,101 3,180 3,230 3,