Company: UVSP
Filing Date: 2025-10-24
Form Type: 10-Q
Source: 0000102212-25-000028
Chunk: 31

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-10-24
Form: 10-Q
Item: Item 1
Chunk 31
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(611)— — 5,542 Real estate-residential secured for business purpose7,739 (89)— — 7,650 Real estate-residential secured for personal purpose6,606 287 — — 6,893 Real estate-home equity secured for personal purpose1,688 7 — — 1,695 Loans to individuals348 304 (324)12 340 Lease financings2,688 (14)(83)7 2,598 Total$85,745 $1,116 $(950)$130 $86,041 

24

(Dollars in thousands)Beginning balanceProvision (reversal of provision) for credit lossesCharge-offsRecoveriesEnding balanceNine Months Ended September 30, 2025Allowance for credit losses, loans and leases:Commercial, financial and agricultural$16,079 $9,321 $(10,019)$1,167 $16,548 Real estate-commercial46,867 (1,022)(20)31 45,856 Real estate-construction4,924 462 — — 5,386 Real estate-residential secured for business purpose7,491 81 — — 7,572 Real estate-residential secured for personal purpose7,222 (757)(42)7 6,430 Real estate-home equity secured for personal purpose1,706 (91)— 1 1,616 Loans to individuals342 550 (584)40 348 Lease financings2,460 865 (574)20 2,771 Total$87,091 $9,409 $(11,239)$1,266 $86,527 Nine Months Ended September 30, 2024Allowance for credit losses, loans and leases:Commercial, financial and agricultural$13,699 $2,807 $(2,021)$204 $14,689 Real estate-commercial45,849 810 (35)10 46,634 Real estate-construction6,543 (501)(500)— 5,542 Real estate-residential secured for business purpose8,692 (1,277)— 235 7,650 Real estate-residential secured for personal purpose6,349 410 — 134 6,893 Real estate-home equity secured for personal purpose1