Company: ATMCW
Filing Date: 2025-11-17
Form Type: DEFM14A
Source: 0001493152-25-023842
Chunk: 297

Company: ALPHATIME ACQUISITION CORP
Filing Date: 2025-11-17
Form: DEFM14A
Chunk 297
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 of forging our own path as a next-generation regional insurance broker in the Hong Kong markets. We have built our leadership team and culture to align with this vision.

Presently, we act as an insurance broker for insurance products of many large insurance companies in Hong Kong, providing various types of insurance products to individual customers and partnered insurance providers. Some of our partnered insurance providers include AIA Insurance, AXA Insurance, China Pacific Life, Prudential, FTLife, Generali, Manulife and China Taiping. Most of our customers, both individual and partnered insurance providers, choose non-participating life insurance products from us. As an insurance intermediary, we do not underwrite risk for premiums. The value that we add to the customer experience is that, as an intermediary, we provide a customer-centric experience by putting the customer first and providing customized financial protection plans for customers based on different needs and backgrounds, with diverse products through our large network of major insurers in the region and providing flexible choices, comprehensive protection. We do not have an online platform, and all of our services are provided in-person, creating an individualized and unique experience for every customer.

We are a customer-led business in that we put customers at the heart of everything we do. Since our Inception, we have thrived on disrupting the traditional insurance brokerage industry by transforming the traditional role of an insurance broker into our business model. To maximize customer touch points and offer a desirable experience, we adopted a comprehensive service model to enhance, extend and empower the services that we provide our customers, effectively providing personalized and tailored life insurance products based on individualized needs sourced through our network of insurance providers.

We have built long-term collaborative partnerships with some of the large insurance providers in Hong Kong, which we believe allows us to source the best available customized insurance plans to meet our customers’ needs, which enables us to serve sophisticated, affluent and mass affluent customers who value personalized interactions.

We developed our system with minimal legacy. We believe that advantage, combined with our speed of execution, has allowed us to quickly capture market opportunities and stay ahead of the industry. We feel legacy-heavy systems, of which many life insurance companies still employ, are often faced with convoluted, paper-based and time-consuming purchase processes. While most life insurance companies have made significant investments in developing applications and tools to improve the customer experience, we believe many large insurance companies are not able to utilize these tools effectively in and across different jurisdictions in Asia due to their legacy systems and outdated data structures.

We believe that our legacy