Company: MRT
Filing Date: 2025-04-29
Form Type: 20-F
Source: 0001213900-25-036882
Chunk: 49

Company: Marti Technologies, Inc.
Filing Date: 2025-04-29
Form: 20-F
Item: Item 3
Chunk 49
---
 our platform.

Any of the foregoing risks could harm our business,
financial condition, and results of operations.

Government regulation of the Internet and
user privacy is evolving and negative changes could substantially harm our business and operating results.

We are subject to various business regulations
and laws, including those specifically governing the Internet and user privacy, including the processing and storage of personal information.
Existing and future regulations and laws could impede the growth of the Internet or other online services. These regulations and laws
may involve taxation, tariffs, data protection, content, copyrights, distribution, electronic contracts and other communications, consumer
protection and the characteristics and quality of services, any of which may substantially harm our business, financial condition, and
results of operations.

Any failure or perceived failure by us to comply
with our posted privacy policies, our privacy-related obligations to users or other third parties, or any other legal obligations or regulatory
requirements relating to privacy, data protection or information security may result in governmental investigations or enforcement actions,
litigation, claims or public statements against us by consumer advocacy groups or others and could result in significant liability, cause
our users to lose trust in us, and otherwise materially and adversely affect our reputation and business. Furthermore, the costs of compliance
with, and other burdens imposed by, the laws, regulations, and policies that are applicable to the businesses of our users may limit the
adoption and use of, and reduce the overall demand for, our platform. Additionally, if third parties we work with violate applicable laws,
regulations, or agreements, such violations may put our users’ data at risk, could result in governmental investigations or enforcement
actions, fines, litigation, claims, or public statements against us by consumer advocacy groups or others and could result in significant
liability, cause our users to lose trust in us and otherwise materially and adversely affect our reputation and business. Further, public
scrutiny of, or complaints about, technology companies or their data handling or data protection practices, even if unrelated to our business,
industry or operations, may lead to increased scrutiny of technology companies, including us, and may cause government agencies to enact
additional regulatory requirements, or to modify their enforcement or investigation activities, which may increase our costs and risks.

Additionally, certain actions of our users that
are deemed to be a misuse of or unauthorized disclosure of another user’s personal data could negatively affect our reputation and
brand and impose liability on us. The safeguards we have in place may not be sufficient to avoid liability on our part