Company: CFG-PE
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0000759944-25-000070
Chunk: 20

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-05-01
Form: 10-Q
Item: Part I, Item 8
Chunk 20
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89 90+Nonaccrual TotalCommercial and industrial$311 $17 $— $3 $51 $382 Commercial real estate380 33 — — 385 798 Total commercial691 50 — 3 436 1,180 Residential mortgages51 4 3 17 19 94 Home equity9 — 1 — 12 22 Automobile— — — — — — Education8 — — — 1 9 Other retail13 2 1 — 1 17 Total retail81 6 5 17 33 142 Total$772 $56 $5 $20 $469 $1,322 

Citizens Financial Group, Inc. | 50

March 31, 2024Days Past Due and Accruing(dollars in millions)Current30-5960-89 90+Nonaccrual TotalCommercial and industrial$223 $1 $5 $— $144 $373 Commercial real estate667 38 5 33 136 879 Total commercial890 39 10 33 280 1,252 Residential mortgages71 17 — 22 15 125 Home equity5 — — — 10 15 Automobile— — — — — — Education51 1 — — 6 58 Other retail10 1 1 — 1 13 Total retail137 19 1 22 32 211 Total$1,027 $58 $11 $55 $312 $1,463 The following tables present the period-end amortized cost of loans to borrowers experiencing financial difficulty that defaulted during the period presented and were modified within the previous 12 months preceding the default, disaggregated by class of financing receivable and modification type. The modification type reflects the cumulative effect of all FDMs at the time of default. A loan is considered to be in default if, subsequent to modification, it becomes 90 or more days past due or is placed on nonaccrual status.Three Months Ended March 31, 2025(dollars in millions)Interest Rate ReductionTerm ExtensionPayment DelayInterest Rate Reduction and Term ExtensionTotalCommercial and industrial$— $—