Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 159

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 8
Chunk 159
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 — — 137 466 Other construction loans and all land development and other land loans2,571 444 — — 800 3,815 Multifamily (5 or more) residential properties2,969 50 (1,072)— 2,507 4,454 Non-owner occupied, nonfarm nonresidential properties10,110 294 — — 3,330 13,734 1-4 Family Construction198 27 — — 187 412 Home equity lines of credit1,340 8 (70)10 783 2,071 Residential Mortgages secured by first liens8,958 340 (53)1 8,514 17,760 Residential Mortgages secured by junior liens1,343 4 — — 430 1,777 Other revolving credit plans960 — (74)5 179 1,070 Automobile275 — (27)2 (27)223 Other consumer2,892 — (1,639)72 1,721 3,046 Credit cards127 — (312)38 291 144 Overdrafts257 — (285)71 698 741 Total loans$47,357 $1,857 $(5,936)$237 $24,169 $67,684 (1) Excludes provision for credit losses related to unfunded commitments. Note 10, "Off-Balance Sheet Commitments and Contingencies," to the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.(2) The provision expense (benefit) includes the day 1 provision on non-PCD loans acquired from ESSA.

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Transactions in the allowance for credit losses for the three months ended September 30, 2024 were as follows:BeginningAllowance(Charge-offs)RecoveriesProvision (Benefit) for Credit Losses on Loans Receivable(1)Ending AllowanceFarmland$154 $— $— $8 $162 Owner-occupied, nonfarm nonresidential properties5,000 — 28 194 5,222 Agricultural production and other loans to farmers8 — — (1)7 Commercial and Industrial7,113 (596)