Company: HIG-PG
Filing Date: 2025-04-24
Form Type: 10-Q
Source: 0000874766-25-000052
Chunk: 172

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-04-24
Form: 10-Q
Item: Item 1
Chunk 172
---
 2021 renewal do not cover pandemic losses, as most industry reinsurance programs exclude communicable disease. The Company has reinsurance in place to cover individual group life losses in excess of $1 per person.

83

Table of ContentsIndex to MD&A Part I - Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations

Primary Catastrophe Treaty Reinsurance Coverages as of March 31, 2025 [1]

Portion of losses reinsuredPortion of losses retained by The HartfordPer Occurrence Property Catastrophe Treaty from 1/1/2025 to 12/31/2025 [1] [2]Losses of $0 to $200None100% retainedLosses of $200 to $350 for earthquakes and named hurricanes and tropical storms [3]None100% retainedLosses of $200 to $350 from one event other than earthquakes and named hurricanes and tropical storms [3]40% of $150 in excess of $20060% co-participationLosses of $350 to $500 from one event (all perils)75% of $150 in excess of $35025% co-participationLosses of $500 to $1.20 billion from one event [4] (all perils)90% of $700 in excess of $50010% co-participationPer Occurrence Property Catastrophe Bond from 1/1/2025 to 12/31/2026 [5]Losses of $1.19 billion to $1.49 billion for tropical cyclone and earthquake events [6]66.67% of $300 in excess of $1.19 billion33.33% of $300 in excess of $1.19 billionAggregate Property Catastrophe Treaty for 1/1/2025 to 12/31/2025 [7]$0 to $750 of aggregate lossesNone100% Retained$750 to $950 of aggregate losses100%NoneWorkers' Compensation Catastrophe Treaty for 1/1/2025 to 12/31/2025Losses of $0 to $100 from one eventNone100% RetainedLosses of $100 to $450 from one event [8]80% of $350 in excess of $10020% co-participation

[1]These agreements do not cover the assumed reinsurance business which purchases its own retrocessional coverage.

[2]In addition to the Per Occurrence Property Catastrophe Treaty