Company: SUND
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001641172-25-017143
Chunk: 6

Company: Sundance Strategies, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1
Chunk 6
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 return. If certain better-financed companies make a significant effort to compete against our business or the secondary market in
general, prices paid for existing portfolios of life insurance policies may rise and our ability to purchase satisfactory assets may
decline. In addition, recent shrinking of the market for life settlements has resulted in fewer available pools of insurance policies.
As a result, price competition for the remaining pools has increased. Our limited resources prohibit us from competing for larger pools.
These factors could adversely affect our profitability by reducing our return on investment or increasing our risk.

6

Employees

On
March 31, 2025, we had one full-time employee: Randall F. Pearson, our President.

Available
Information

Our
website address is www.sundancestrategies.com. We make available free of charge on the Investor Relations portion of our website, our
annual reports on Form 10-K, quarterly reports on Form 10-Q, current reports on Form 8-K, and amendments to those reports filed or furnished
pursuant to Section 13(a) or 15(d) of the Securities Exchange Act of 1934 as soon as reasonably practicable after we electronically file
such material with, or furnish it to, the Securities and Exchange Commission.

Item
1A. Risk Factors

We
have identified the following risks and uncertainties that may have a material adverse effect on our business, financial condition, results
of operations and future growth prospects. Any of these risks could harm our business. The risks and uncertainties described below are
not the only ones we face. The trading price of our common stock could decline due to any of these risks, and you may lose all or part
of your investment. In assessing these risks, you should also refer to other information contained in this Form 10-K, including our consolidated
financial statements and related notes.

Summary
of Risk Factors

Our
business is subject to several risks and uncertainties, including those described at length in the Risk Factors section below. We consider
the following to be our most material risks:

Risks
Relating to Our Business

    ●
    We
    have historically used significant amounts of cash in operating activities since our inception and may continue to use significant
    amounts of cash for operating activities in the foreseeable future.

    ●
    We
    may not be able to secure additional financing on favorable terms, or at all, to meet our future capital needs and our failure to
    obtain additional financing when needed could force us to delay,