Company: WAL-PA
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0001628280-25-047883
Chunk: 73

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 73
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ans Past Due 90 Days or More and Still Accruing(in millions)Municipal & nonprofit$— 5 $5 $— Tech & innovation5 38 43 — Equity fund resources— 1 1 — Other commercial and industrial12 122 134 — CRE - owner occupied3 — 3 — Other CRE - non-owner occupied91 96 187 — Residential— 11 11 49 Residential - EBO— — — 282 Construction and land development136 — 136 — Other2 — 2 — Total$249 $273 $522 $331 Loans contractually delinquent by 90 days or more and still accruing totaled $331 million at September 30, 2025 and consisted of government guaranteed EBO and certain other residential loans.Additionally, the recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process totaled $116 million and $99 million at September 30, 2025 and December 31, 2024, respectively.

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December 31, 2024Nonaccrual with No Allowance for Credit LossNonaccrual with an Allowance for Credit LossTotal NonaccrualLoans Past Due 90 Days or More and Still Accruing(in millions)Municipal & nonprofit$— $5 $5 $— Tech & innovation3 57 60 — Equity fund resources— 1 1 — Other commercial and industrial11 6 17 — CRE - owner occupied5 — 5 — Other CRE - non-owner occupied172 71 243 — Residential— 88 88 — Residential - EBO— — — 326 Construction and land development55 1 56 — Other1 — 1 — Total$247 $229 $476 $326 Loans contractually delinquent by 90 days or more and still accruing totaled $326 million at December 31, 2024 and consisted of government guaranteed EBO residential loans.The reduction in interest income associated with loans on nonaccrual status was approximately $10.4 million and $6.6 million for the three months ended September 30, 2025 and 2024,