Company: CMA
Filing Date: 2025-08-05
Form Type: 424B5
Source: 0001193125-25-173600
Chunk: 19

Company: COMERICA INC
Filing Date: 2025-08-05
Form: 424B5
Chunk 19
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     |                      |                 10.99 | %  |     |      | 12.00 | %  |     |      |                       11.23 | % |     |      | 16.50 | % |     |      | 18.63 | % |
| Dividend payout ratio                                                       |     |                      |                 52.79 | %  |     |      | 57.03 | %  |     |      |                       56.13 | % |     |      | 43.89 | % |     |      | 31.78 | % |
| Average shareholders’ equity as a percentage of average assets              |     |                      |                  8.83 | %  |     |      |  7.32 | %  |     |      |                        7.95 | % |     |      |  6.42 | % |     |      |  7.39 | % |
| Tier 1 common capital as a percentage of risk-weighted assets               |     |                      |                 11.94 | %* |     |      | 11.55 | %* |     |      |                       11.89 | % |     |      | 11.09 | % |     |      | 10.00 | % |
| Tier 1 capital as a percentage of risk-weighted assets                      |     |                      |                 11.94 | %* |     |      | 12.08 | %* |     |      |                       12.43 | % |     |      | 11.60 | % |     |      | 10.50 | % |

S-11

RISK FACTORS

Investing in the depositary shares involves risks, including the risks described below that are specific to the depositary shares and those that could affect us and our business. You should not purchase depositary shares unless you understand these investment risks. Please be aware that other risks may prove to be important in the future. New risks may emerge at any time, and we cannot predict such risks or estimate the extent to which they may affect our financial performance. Before purchasing any depositary shares, you should carefully consider the following discussion of risks and the other information in this prospectus supplement and the accompanying prospectus, and carefully read the risks described in the documents we incorporate by reference in this prospectus supplement, including those set forth under the caption “Risk Factors” in our Annual Report