Company: MGNO
Filing Date: 2025-08-14
Form Type: DEF 14A
Source: 0000927089-25-000145
Chunk: 1

Company: Magnolia Bancorp, Inc.
Filing Date: 2025-08-14
Form: DEF 14A
Chunk 1
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16(a) Reports                                                                                                                   |   23 |
| Shareholder Proposals, Nominations and Communications with the Board of Directors                                                       |   23 |
| Annual Reports                                                                                                                          |   24 |
| Other Matters                                                                                                                           |   24 |
| Appendix A – 2025 Stock Option Plan                                                                                                     |  A-1 |
| Appendix B – 2025 Recognition and Retention Plan and Trust Agreement                                                                    |  B-1 |

<div align='center'>PROXY STATEMENT

OF

MAGNOLIA BANCORP, INC.</div>

| ABOUT THE ANNUAL MEETING OF SHAREHOLDERS |

We are furnishing this proxy statement to holders of common stock of Magnolia Bancorp, Inc., the parent holding company of Mutual Savings and Loan Association. Proxies are being solicited on behalf of our Board of Directors for use at the Annual Meeting of Shareholders to be held at our corporate headquarters located at 2900 Clearview Parkway, Metairie, Louisiana 70006 on Thursday, September 18, 2025 at 1:00 p.m., Central Time, and at any adjournment thereof for the purposes set forth in the attached Notice of Annual Meeting of Shareholders. This proxy statement is first being mailed to shareholders on or about August 14, 2025.

Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting to Be Held on September 18, 2025.This proxy statement and our 2024 Annual Report are available on our website at https://mutualsavings.com/investorrelations.

What is the purpose of the annual meeting?

At our annual meeting, shareholders will act upon the matters outlined in the attached Notice of Annual Meeting of Shareholders, including the election of directors, the adoption of the 2025 Stock Option Plan, the adoption of the 2025 Recognition and Retention Plan and Trust Agreement, the ratification of our independent registered public accounting firm, the adoption of a non-binding resolution to approve the compensation of our named executive officers and an advisory vote on the frequency of the non-binding resolution to approve the compensation of our named executive officers. In addition, management may report on the performance of Magnolia Bancorp and respond to questions from shareholders.

Who is entitled to vote?

Only our shareholders of record as of the close of business on the voting record date for the annual meeting, July 28, 2025, are entitled to vote at the meeting. On the record date, we had 833