Company: SUND
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001641172-25-017143
Chunk: 93

Company: Sundance Strategies, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1A
Chunk 93
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    ●
    Life
    settlements, and therefore our common stock, are highly speculative and may lose all of their value.

    ●
    Policies
    may be determined to have been issued without an “insurable interest” and could be void or voidable.

    ●
    Additional
    insurable interest concerns regarding life insurance policies originated pursuant to premium finance transactions may also result
    in adverse decisions that could effect policies.

    ●
    Fraud
    in the application for life insurance can also affect assets and interest in policies.

    ●
    The
    risk of litigation with issuing insurance companies could substantially raise our costs of operation and increase our risk of loss.

    ●
    The
    contestation of the life insurance policies by the applicable issuing insurance companies could result in the loss of the benefits
    from such life insurance policies.

    ●
    Increases
    in cost of insurance could reduce estimated returns and lower revenues.

    ●
    Carrier
    and service partner credit risk can adversely affect life settlements.

    ●
    The
    inability to keep track of the insureds could keep us from updating the medical records of the insured.

    ●
    Lost
    insureds can result in a delay or a loss of an insurance benefit that would have a negative effect on revenues and prospects.

    ●
    U.S.
    life settlement and viatical regulations may result in determination(s) of applicable law violations.

    ●
    State
    protections for the insolvency of an insurance company are limited.

    ●
    Liability
    for failing to comply with U.S. privacy safeguards.

    ●
    Cyber-attacks
    or other security breaches could have a material adverse effect on our business.

    ●
    U.S.
    privacy concerns may affect the access to accurate and current medical information regarding the insured under life insurance policies.

Risk
Factors Related to Our Common Stock

    ●
    There
    is a limited public market for our common stock, and any market that may develop could be volatile.

    ●
    We
    are an emerging growth company and we cannot be certain if the reduced disclosure requirements applicable to emerging growth companies
    will make our common stock less attractive to investors.

    ●
    Our
    management and two stockholders beneficially own approximately 65% of our outstanding common stock and therefore can exert control
    over our business.

    ●
    Future
    sales of our common stock could adversely affect our stock