Company: WSBC
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0000950170-25-030795
Chunk: 174

Company: WESBANCO INC
Filing Date: 2025-03-03
Form: 10-K
Item: Item 7
Chunk 174
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    1.09

    Return on average tangible assets (1)

    0.87

    0.97

    1.21

    Return on average tangible assets, excluding certain items (1)(2)

    0.90

    0.99

    1.22

    Return on average equity

    5.33

    6.02

    7.23

    Return on average equity, excluding certain items (1)(2)

    5.52

    6.14

    7.29

    Return on average tangible equity (1)

    9.66

    11.59

    13.78

    Return on average tangible equity, excluding certain items (1)(2)

    9.99

    11.82

    13.88

    Return on average tangible common equity (1)

    10.66

    12.99

    15.39

    Return on average tangible common equity, excluding certain items (1)(2)

    11.03

    13.24

    15.50

    Net interest margin (3)

    2.96

    3.14

    3.20

    Efficiency ratio (1)

    64.73

    63.64

    59.53

    Average loans to average deposits

    89.48

    85.71

    74.21

    Allowance for credit losses - loans to total loans

    1.10

    1.12

    1.10

    Allowance for credit losses - loans to total non-performing loans

    349.08

    487.45

    284.41

    Non-performing assets to total assets

    0.22

    0.16

    0.25

    Net loan charge-offs to average loans

    0.11

    0.04

    0.02

    Average shareholders’ equity to average assets

    14.64

    14.34

    14.90

    Tangible equity to tangible assets (1)

    9.52

    8.49

    8.19

    Tangible common equity to tangible assets (1)

    8.70

    7.62