Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 654

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 654
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 an event that otherwise changes the timing of settlement or distribution of such Award,

<div align='center'>D-2</div>

#### TABLE OF CONTENTS
unless the Change in Control also constitutes an event described in Section 409A(a)(2)(A)(v) of the Code and the regulations thereto. For the avoidance of doubt, this paragraph shall have no bearing on whether an Award vests pursuant to the terms of this Plan or the applicable Award Agreement or individual agreement.

2.7 “

#### Claim
” means any claim, liability or obligation of any nature, arising out of or relating to this Plan or an alleged breach of this Plan or an Award Agreement.

2.8 “

#### Code
” means the United States Internal Revenue Code of 1986, as amended from time to time, the Treasury Regulations thereunder and other relevant interpretive guidance issued by the Internal Revenue Service or the Treasury Department. Reference to any specific section of the Code shall be deemed to include such regulations and guidance, as well as any successor provision of the Code.

2.9 “

#### Committee
” means the committee appointed or designated by the Board to administer the Plan in accordance with Article 3 of this Plan.

2.10 “

#### Common Stock
” means the common stock designated as Class A Common Stock, no par value, which the Company is currently authorized to issue or may in the future be authorized to issue, or any securities into which or for which such common stock of the Company may be converted or exchanged, as the case may be, pursuant to the terms of this Plan.

2.11 “

#### Company
” means HomeStreet, Inc., a Washington corporation, and any successor entity, including Mechanics Bancorp.

2.12 “

#### Contractor
” means any natural person, who is not an Employee, rendering bona fide services to the Company or a Subsidiary, with compensation, pursuant to a written independent contractor agreement between such person and the Company or a Subsidiary, provided that such services are not rendered in connection with the offer or sale of securities in a capital raising transaction and do not directly or indirectly promote or maintain a market for the Company’s securities.

2.13 “

#### Corporation
” means any entity that (a) is defined as a corporation under Section 7701 of the Code and (b) is the Company or is in an unbroken chain of corporations (other than the Company) beginning with the Company,