Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 67

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 67
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 each year. We did not report a change in pension value for any of the years reflected in this table. |

| ii. | Reflects thevalueof equity calculated in accordance with SEC methodology for determining CAP for each year shown. The equity component of CAP for fiscal year 2024 is further detailed in the table below. |

PEO Equity Component of CAP for FY 2024

| Equity Type |     | Fair Value of        
 Current YearUnvested 
 Equity Awards at     
 12/31/2024           |            |     | Change in Value 
 Of Prior Years’ 
 Awards Unvested 
 at 12/31/2024   |             |     | Change in Value   
 Of Prior Years’   
 Awards That       
 Vested in FY 2024 |   |         |     | Equity Value    
 Included in CAP |            |
|:------------|:----|:---------------------|-----------:|:----|:----------------|------------:|:----|:------------------|:--|--------:|:----|:----------------|-----------:|
| PSUs        |     |                      | $4,438,691 |     |                 | $ 1,192,228 |     |                   | $ |  -2,445 |     |                 | $5,628,474 |
| RSUs        |     |                      | $1,519,998 |     |                 |    $462,678 |     |                   | $ | -24,246 |     |                 | $1,958,431 |
| Total       |     |                      | $5,958,690 |     |                 |  $1,654,906 |     |                   | $ | -26,691 |     |                 | $7,586,905 |

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Non-PEONEOs Equity Component CAP for FY 2024

| Equity Type |     | Fair Value of        
 Current YearUnvested 
 Equity Awards at     
 12/31/2024           |            |     | Change in Value 
 Of Prior Years’ 
 Awards Unvested 
 at 12/31/2024   |           |     | Change in Value   
 Of Prior Years’   
 Awards That       
 Vested in FY 2024 |        |   |     | Equity Value    
 Included in CAP |            |
| PSUs        |     |                      | $1,033,985 |     |                 | $ 259,691