Company: FFWM
Filing Date: 2025-10-27
Form Type: 425
Source: 0001104659-25-102636
Chunk: 2

Company: First Foundation Inc.
Filing Date: 2025-10-27
Form: 425
Chunk 2
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 Reform Act of 1995.

Statements included in this communication which are not historical in nature are intended to be, and hereby are identified as,“forward-looking
statements” within the meaning, and subject to the protections of Section 27A of the Securities Act of 1933, as amended, and Section
21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are forward-looking statements.
Examples of forward-looking statements include, but are not limited to, statements regarding the outlook, benefits and expectations of
FirstSun and First Foundation with respect to the proposed merger, including future financial and operating results (including the anticipated
impact of the proposed merger on First Foundation’s and FirstSun’s respective earnings and tangible book value), and the
expected timing of the closing of the merger. These statements reflect management’s current expectations and are not guarantees
of future performance. Words such as “may,” “will,” “believe,” “anticipate,” “expect,”
“intend,” “opportunity,” “continue,” “should,” and “could” and variations
of such words and similar expressions are intended to identify such forward-looking statements. Forward-looking statements are subject
to risks, uncertainties and assumptions that are difficult to predict with regard to timing, extent, likelihood and degree of occurrence,
which could cause actual results to differ materially from anticipated results. Such risks, uncertainties and assumptions, include, among
others, the following:

| · | the failure to obtain necessary                                                                                                                
 regulatory approvals when expected or at all (and the risk that such approvals may result in the imposition of conditions that could adversely 
 affect the combined company or the expected benefits of the proposed transaction);                                                             |

| · | the failure of First Foundation                                                                                                        
 or FirstSun to obtain the required stockholder approval, or the failure of either party to satisfy any of the other closing conditions 
 on a timely basis or at all;                                                                                                           |

| · | the occurrence of any event,                                                                                                     
 change or other circumstances that could give rise to the right of one or both of the parties to terminate the merger agreement; |

| · | the possibility that the                                                                                               
 proposed transaction will not be completed as planned, including the anticipated benefits of the proposed transaction; |

| · | diversion of ’management’s                                    
 attention from ongoing business operations and opportunities; |

| · | potential adverse reactions                                                                                                                  
 or changes to business or employee relationships, including those resulting from the announcement or completion of the proposed transaction;