Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 198

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 198
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 31, 2024. The increase was primarily in our residential mortgage portfolio. This category includes loans and leases that are well-secured and in the process of collection, as well as loans and leases that have not reached the specified past due status to be placed on non-accrual. 

59

Reserve for Credit Losses

Table 16 presents the activity in our reserve for credit losses.

Reserve for Credit LossesTable 16Three Months Ended September 30,Nine Months Ended September 30,(dollars in thousands)2025202420252024Balance at Beginning of Period$150,128 $151,155 $150,649 $152,429 Loans and Leases Charged-OffCommercialCommercial and Industrial(171)(1,021)(1,776)(2,256)ConsumerResidential Mortgage— — — (48)Home Equity(28)(125)(258)(362)Automobile(1,368)(1,651)(4,372)(3,794)Other(2,392)(2,539)(7,273)(7,461)Total Loans and Leases Charged-Off(3,959)(5,336)(13,679)(13,921)Recoveries on Loans and Leases Previously Charged-OffCommercialCommercial and Industrial98 66 253 445 ConsumerResidential Mortgage58 48 80 153 Home Equity177 318 485 615 Automobile559 552 1,749 1,559 Other490 522 1,514 1,645 Total Recoveries on Loans and Leases Previously Charged-Off1,382 1,506 4,081 4,417 Net Charged-Off - Loans and Leases(2,577)(3,830)(9,598)(9,504)Provision for Credit Losses:Loans and Leases2,812 3,684 9,848 10,432 Unfunded Commitments(312)(684)(848)(3,032)Total Provision for Credit Losses2,500 3,000 9,000 7,400 Balance at End of Period$150,051 $150,325 $150,051 $150,325 ComponentsAllowance for Credit Losses - Loans and Leases$148,778 $147,331 $148,778 $147,331 Reserve