Company: NWBI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0001471265-25-000077
Chunk: 95

Company: Northwest Bancshares, Inc.
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 8
Chunk 95
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 within the previous twelve months of March 31, 2025 (in thousands):  Current30-59 daysdelinquent60-89 daysdelinquent90 days orgreaterdelinquentPersonal Banking:Residential mortgage loans$516 8 — 191 Home equity loans195 — — 25 Consumer loans9 — — — Total Personal Banking720 8 — 216 Commercial Banking:Commercial real estate loans30 — — 1,827 Commercial real estate loans - owner occupied645 — — — Commercial loans1,828 — — — Total Commercial Banking2,503 — — 1,827 Total loans$3,223 8 — 2,043 The following table presents the performance of loans modified within the previous twelve months of of March 31, 2024 (in thousands):  Current30-59 daysdelinquent60-89 daysdelinquent90 days orgreaterdelinquentPersonal Banking:Residential mortgage loans$406 84 — 364 Home equity loans616 3 — 17 Consumer loans2 — — — Total Personal Banking1,024 87 — 381 Commercial Banking:Commercial real estate loans29,121 — — — Commercial loans10 9 47 — Total Commercial Banking29,131 9 47 — Total loans$30,155 96 47 381 A modification is considered to be in default when the loan is 90 days or more past due. The following table provides the amortized cost basis of financing receivables that had a payment default during the periods indicated and were modified within the previous twelve months to borrowers experiencing financial difficulty (in thousands): For the quarter ended March 31,20252024Term extensionPayment delayTerm extensionPayment delayPersonal Banking:Residential mortgage loans$— $191 0$364 Home equity loans25 — 17— Total Personal Banking25 191 17364Commercial Banking:Commercial real estate loans1,827 — — Total Commercial Banking1,827 — — — Total$1,852 $191 17 364 

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The modifications to borrowers experiencing financial distress are included in their respective portfolio segment and the current loan balance and updated loan terms are run through their respective