Company: FCFS
Filing Date: 2025-06-27
Form Type: 11-K
Source: 0000840489-25-000084
Chunk: 3

Company: FirstCash Holdings, Inc.
Filing Date: 2025-06-27
Form: 11-K
Chunk 3
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     | Beginning of year                                          |     |                                               |     |                         |     |                         | 190,528,301 |     |   | 157,187,013 |
|                                               |     | End of year                                                |     |                                               |     |                         |     | $                       | 212,462,674 |     | $ | 190,528,301 |
|                                               |     | See accompanying notes to these financial statements.      |     |                                               |     |                         |     |                         |             |     |   |             |

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#### FIRSTCASH 401(k) PROFIT SHARING PLAN

### NOTES TO FINANCIAL STATEMENTS

#### DECEMBER 31, 2024 AND 2023

#### 1.

#### DESCRIPTION OF PLAN
The following brief description of the FirstCash 401(k) Profit Sharing Plan (the “Plan”) provides only general information. Participants should refer to the Plan document for complete information regarding the Plan’s definitions, benefits, eligibility and other matters.

General

The Plan is a salary deferral plan covering substantially all U.S.-based employees of FirstCash Holdings, Inc. and its wholly-owned subsidiaries (the “Company” or the “Employer”) who have completed six months of service with the Company and have reached age 21. The Plan is subject to the provisions of the Employee Retirement Income Security Act of 1974 (“ERISA”). The trustee and custodian of the Plan is Fidelity Management Trust Company (the “Trustee”).

In a resolution dated September 29, 2023, the Company terminated Matrix Trust Company as the trustee and Rogers Wealth Group Inc. as recordkeeper of the Plan and appointed Fidelity Workplace Services LLC as the new recordkeeper and Fidelity Management Trust Company as the new trustee of the Plan, which became effective October 31, 2023.

Contributions

Each year, participants may contribute to the Plan an amount up to 100% of their annual compensation as pre-tax or Roth after-tax contributions. However, each participant’s annual contribution shall not exceed the maximum amount allowed for deferral as set forth by the Internal Revenue Code (the “Code”), which was $23,000 for 2024 and $22,500 for 2023. In addition, participants over age 50 were allowed to contribute an additional $7,500 for 2024 and 2023. The amount of a participant’s annual compensation that may be taken into account for