Company: MTB-PJ
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000036270-25-000011
Chunk: 20

Company: M&T BANK CORP
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 1
Chunk 20
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 55 Total other$265 $155 $104 $72 $16 $18 $1,588 $2 $2,220 Total loans at December 31, 2024$19,234 $15,083 $17,786 $11,704 $8,328 $28,783 $33,120 $1,543 $135,581 

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4. Loans and allowance for loan losses, continued

Allowance for loan losses For purposes of determining the level of the allowance for loan losses, the Company evaluates its portfolio by loan type. Changes in the allowance for loan losses and the reserve for unfunded credit commitments for the three-month and six-month periods ended June 30, 2025 and 2024 were as follows:Allowance for Loan LossesCommercial and IndustrialReal Estate   Reserve for Unfunded Credit Commitments (a)(Dollars in millions)Commercial Residential Consumer Total Three Months Ended June 30, 2025Beginning balance$762 $610 $105 $723 $2,200 $60 Provision for credit losses69 (43)5 74 105 20 Net charge-offs:Charge-offs(57)(25)(1)(73)(156)— Recoveries19 2 1 26 48 — Net charge-offs(38)(23)— (47)(108)— Ending balance$793 $544 $110 $750 $2,197 $80 Three Months Ended June 30, 2024Beginning balance$684 $754 $118 $635 $2,191 $60 Provision for credit losses176 (70)(8)52 150 — Net charge-offs:Charge-offs(78)(43)(2)(57)(180)— Recoveries8 17 2 16 43 — Net charge-offs(70)(26)— (41)(137)— Ending balance$790 $658 $110 $646 $2,204 $60 Six Months Ended June 30, 2025Beginning balance$769 $599 $108 $708 $2,184 $60 Provision for credit losses91 (13)2 155 235 20 Net charge-offs:Charge-offs(107)(47)(3)(159