Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 146

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 146
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E |     | 2027E |     | 2028E |     | 2029E |     | 2030E |
| Income Statement                  |     |       |     |       |     |       |     |       |     |       |     |       |
| Net Income to Common ($ millions) |     |  $544 |     |  $650 |     |  $700 |     |  $749 |     |  $801 |     |  $857 |
| Earnings Per Share ($)            |     | $2.85 |     | $3.47 |     | $3.82 |     | $4.09 |     | $4.37 |     | $4.68 |
| Balance Sheet                     |     |       |     |       |     |       |     |       |     |       |     |       |
| Total Assets ($ billions)         |     | $53.9 |     | $56.1 |     | $58.5 |     | $61.4 |     | $64.5 |     | $67.7 |
| Capital                           |     |       |     |       |     |       |     |       |     |       |     |       |
| Risk-Weighted Assets ($ billions) |     | $41.9 |     | $43.7 |     | $45.6 |     | $47.9 |     | $50.3 |     | $52.8 |

The above forecasts were calculated as follows:

| • | Net Income Available to Common: Reflects consensus Wall Street research estimates for 2025 through 2027 and extrapolated thereafter assuming 7% annual growth in 2028 through 2030. |

| • | Earnings Per Share: Reflects consensus Wall Street research estimates for 2025 through 2027 and extrapolated thereafter assuming 7% annual growth in 2028 through 2030. |

| • | Total Assets: Reflects consensus Wall Street research estimates for 2025 through 2027 and extrapolated thereafter assuming 5% annual growth in 2028 through 2030. |

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TABLE OF CONTENTS

Certain Estimated Synergies Attributable to the Merger Huntington management developed and provided to its boards of directors certain prospective financial information relating to the anticipated cost synergies to be realized by Huntington beginning in 2026. Such prospective financial information also was provided to Evercore and approved