Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 40

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 40
---
 2,948 +1.3% Net fee income 654 626 612 656 716 637 624 -2.0% 1,892 1,977 +4.5% Gains (losses) on financial transactions and other 415 469 581 337 552 484 413 -14.6% 1,465 1,449 -1.1% Total revenue 2,123 2,056 2,088 2,072 2,220 2,134 2,020 -5.3% 6,266 6,374 +1.7% Operating expenses (883) (928) (962) (1,021) (952) (950) (957) +0.7% (2,773) (2,860) +3.1% Net operating income 1,240 1,128 1,126 1,051 1,268 1,183 1,062 -10.2% 3,493 3,514 +0.6% Net loan-loss provisions (40) (52) (62) (16) (13) (72) (81) +12.1% (154) (167) +7.9% Other gains (losses) and provisions (78) (46) (100) (130) (22) (27) (62) +133.6% (224) (110) -50.8% Profit before tax 1,121 1,029 964 904 1,234 1,084 919 -15.2% 3,115 3,237 +3.9% Consolidated profit 770 736 695 750 865 776 678 -12.6% 2,201 2,319 +5.4% Underlying attributable profit 716 689 647 695 806 728 634 -12.9% 2,052 2,168 +5.7%

51 Corporate & Investment Banking (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 985 898 879