Company: BOH
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0001628280-25-036240
Chunk: 226

Company: BANK OF HAWAII CORP
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 2
Chunk 226
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,898 65,870 21.3 Lease Financing92,842 90,756 2,086 2.3 Total Commercial6,104,126 6,125,409 (21,283)(0.3)ConsumerResidential Mortgage4,637,014 4,628,283 8,731 0.2 Home Equity2,139,025 2,165,514 (26,489)(1.2)Automobile715,688 764,146 (48,458)(6.3)Other406,325 392,628 13,697 3.5 Total Consumer7,898,052 7,950,571 (52,519)(0.7)Total Loans and Leases$14,002,178 $14,075,980 $(73,802)(0.5)%

Total loans and leases as of June 30, 2025 decreased by $73.8 million or 0.5% from December 31, 2024 due to reductions in both our commercial and consumer loans.

Commercial loans and leases as of June 30, 2025 decreased by $21.3 million or 0.3% from December 31, 2024, primarily due to a decline in commercial and industrial loans, which decreased by $107.6 million or 6.3% largely as a result of paydowns. This was partially offset by construction loans, which increased by $65.9 million or 21.3%, primarily due to increased construction activity during the quarter. Consumer loans and leases as of June 30, 2025 decreased by $52.5 million or 0.7% from December 31, 2024, primarily due to paydowns in our home equity portfolio and a slowdown in production for our automobile loans.

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Table 6a presents an additional breakdown of the Company’s commercial mortgage portfolio.

Commercial Mortgage BreakdownTable 6aJune 30, 2025December 31, 2024(dollars in thousands)AmountPercent of Total% Owner OccupiedAmountPercent of Total% Owner OccupiedMulti-family$989,140 25 %— %$1,025,247 25 %— %Industrial740,20318 40 724,64518 42 Lodging722,91518 — 676,35017 — Retail700