Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 146

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 146
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.8 |     | $51.7 |     | $54.8 |

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TABLE OF CONTENTS

The above forecasts were calculated as follows:

| • | Net Income Available to Common: Reflects the product of consensus Wall Street research estimates for earnings per share and Huntington management’s view of average diluted shares outstanding for 2025 through 2027 and extrapolated thereafter assuming 10% annual growth in 2028 through 2030. |

| • | Earnings Per Share: Reflects consensus Wall Street research estimates for 2025 through 2027 and extrapolated thereafter assuming 10% annual growth in 2028 through 2030. |

| • | Total Assets: Reflects Huntington management’s view of total assets for 2025 through 2026 and extrapolated thereafter assuming 6% annual growth in 2027 through 2030. |

| • | Risk Weighted Assets: Reflects Huntington management’s view of risk weighted assets for 2025 through 2026 and extrapolated thereafter assuming 6% annual growth in 2027 through 2030. |

Huntington Prospective Financial Information Used by KBW The following table presents the forecasts of Huntington’s 2025 through 2030 earnings per share, and 2026 total assets and risk-weighted assets, that were used by KBW at the direction of Cadence management in the financial analyses performed in connection with KBW’s opinion:

|                                   |     |  2025E |     |  2026E |     |  2027E |     |  2028E |     |  2029E |     |  2030E |
| Income Statement                  |     |        |     |        |     |        |     |        |     |        |     |        |
| Net Income to Common ($ millions) |     | $2,124 |     | $2,603 |     | $2,807 |     | $3,028 |     | $3,267 |     | $3,525 |
| Earnings Per Share ($)            |     |  $1.45 |     |  $1.65 |     |  $1.82 |     |  $2.00 |     |  $2.20 |     |  $2.42 |
| Balance Sheet                     |     |        |     |        |     |        |     |        |     |        |     |        |
| Total