Company: ASB
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000007789-25-000049
Chunk: 135

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-04-29
Form: 10-Q
Item: Part I, Item 1
Chunk 135
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285,208 35,314 — 5,597,442 18 %Real estate construction1,770,267 35,278 2,825 684 1,809,054 6 %Commercial - adjustable12,140,446 45,953 3,415 — 12,189,814 40 %Commercial - fixed5,268,299 1,491,047 500,295 1,174 7,260,814 24 %Residential mortgage - adjustable185,686 820,163 1,255,229 285 2,261,363 7 %Residential mortgage - fixed6,061 54,445 355,310 4,322,475 4,738,291 16 %Auto finance2,458 1,591,365 1,284,942 — 2,878,765 10 %Home equity610,898 8,071 26,761 8,410 654,140 2 %Other consumer256,290 29,257 17,466 7,927 310,940 1 %Total loans$18,470,136 $4,040,301 $3,443,418 $4,340,272 $30,294,127 100 %Fixed-rate$5,283,380 $3,172,954 $2,184,774 $4,339,987 $14,981,094 49 %Floating or adjustable rate13,186,757 867,347 1,258,644 285 15,313,033 51 %Total$18,470,136 $4,040,301 $3,443,418 $4,340,272 $30,294,127 100 %(a) Demand loans, past due loans, overdrafts, and credit cards are reported in the “Within 1 Year” category.

At March 31, 2025, $20.6 billion, or 68%, of the loans outstanding and $17.5 billion, or 90%, of the commercial loans outstanding were floating rate, adjustable rate, re-pricing within one year, or maturing within one year. 

Credit Risk

An active credit risk management process is used for commercial loans to ensure that sound and consistent credit decisions are made