Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001160106-25-000034
Chunk: 58

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 58
---
 |     |                         -26 |     |                       674 |
| Other Retail       |                       942 |     |                   -175 |     |                             183 |     |                           8 |     |                       950 |
| Retail             |                     2,613 |     |                   -400 |     |                             263 |     |                        -137 |     |                     2,476 |
| Commercial Banking |                       999 |     |                    -79 |     |                              69 |     |                         -10 |     |                       989 |
| Other              |                        18 |     |                     -1 |     |                              -1 |     |                          -2 |     |                        16 |
| Total              |                     3,630 |     |                   -480 |     |                             331 |     |                        -149 |     |                     3,481 |

1 Contains adjustments in respect of purchased or originated credit-impaired financial assets.

2 Includes £ 20million within write-offs and other relating to the securitisation of primarily legacy Retail mortgages, totalling £ 1.0

billion of gross loans and advances to customers.

3 Includes £ 33million within write-offs and other relating to the securitisation of primarily legacy Retail mortgages, totalling £ 1.0

billion of gross loans and advances to customers.

The total allowance for expected credit losses includes £ 211 million (30 June 2024: £ 185million ; 31 December 2024: £ 178million ) in respect of residual value impairment and voluntary terminations within the Group’s UK Motor Finance business.

| Page 68 of74 |

| LLOYDS BANKING GROUP PLC | 2025HALF-YEAR RESULTS |

NOTES TO THE CONDENSED CONSOLIDATED HALF-YEAR FINANCIAL STATEMENTS (UNAUDITED) (continued) Note 13: Debt securities in issue

|                                |                     At 30 June2025 |     |                   |     |         |     |                 At 31 December2024 |     |                   |     |         |
|                                | Atfair valuethroughprofitor loss£m |     | Atamortisedcost£m |     | Total£m |     | Atfair valuethroughprofitor loss£m |     | Atamortisedcost£m |     | Total£m |
| Senior unsecured notes issued  |                              4,344 |     |            35