Company: HCTI
Filing Date: 2025-11-19
Form Type: 424B5
Source: 0001213900-25-112544
Chunk: 59

Company: Healthcare Triangle, Inc.
Filing Date: 2025-11-19
Form: 424B5
Chunk 59
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 of interest; |

| ● | reduce                                                                 
 the principal of or change the stated maturity of the debt securities; |

| ● | make                                                                            
 any debt security payable in money other than that stated in the debt security; |

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| ● | change                                                                                                                                 
 the amount or time of any payment required, or reduce the premium payable upon any redemption, or change the time before which no such 
 redemption may be made;                                                                                                                |

| ● | waive                                                                                                                         
 a default in the payment of the principal of, premium, if any, or interest on the debt securities or a redemption payment; or |

| ● | take                                                                                                                          
 any other action otherwise prohibited by the indenture to be taken without the consent of each holder affected by the action. |

Defeasance of Debt Securities and Certain Covenants in Certain Circumstances

The indenture will permit us, at any time, to
elect to discharge our obligations with respect to one or more series of debt securities by following certain procedures described in
the indenture. These procedures will allow us either:

| ● | to                                                                                                                                     
 defease and be discharged from any and all of our obligations with respect to any debt securities except for the following obligations 
 (which discharge is referred to as “legal defeasance”):                                                                                |

| (1) | to register the transfer or exchange of such debt securities; |

| (2) | to replace temporary or mutilated, destroyed, lost, or stolen 
 debt securities;                                              |

| (3) | to compensate and indemnify the trustee; or |

| (4) | to maintain an office or agency in respect of the debt securities 
 and to hold monies for payment in trust; or                       |

| ● | to                                                                                                                                      
 be released from our obligations with respect to the debt securities under certain covenants contained in the indenture, as well as any 
 additional covenants which may be contained in the applicable supplemental indenture (which release is referred to as “covenant         
 defeasance”).                                                                                                                           |

In order to exercise either defeasance option,
we must deposit with the trustee or other qualifying trustee, in trust for that purpose:

| ● | money; |

| ● | U.S.                                                                                                                                    
 Government Obligations (as described below) or Foreign Government Obligations (as described below), which through the scheduled payment 
 of principal and interest in accordance with their terms will provide money; or                                                         |

| ● | a