Company: NWBI
Filing Date: 2025-02-24
Form Type: 424B3
Source: 0001193125-25-033488
Chunk: 11

Company: Northwest Bancshares, Inc.
Filing Date: 2025-02-24
Form: 424B3
Chunk 11
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 will happen if I fail to vote or abstain from voting at the Penns Woods Special Meeting? |

| A: | A majority of the votes which all of the shareholders of Penns Woods are entitled to cast on a matter as of the                                                                                                                                           
 record date must be represented at the Penns Woods Special Meeting virtually or by proxy in order to constitute a quorum for purposes of acting on the Merger proposal. If you fail to attend the Penns Woods Special Meeting and fail to submit timely a 
 proxy for the Penns Woods Special Meeting (or fail to instruct                                                                                                                                                                                            |

4

| your bank, broker, or other nominee how to vote), the effect will be that your shares of Penns Woods common stock may not be counted for purposes of determining whether a quorum is present at the                           
 Penns Woods Special Meeting but will not affect the proposal to approve the Merger, the advisory proposal on specified compensation, and the adjournment of the special meeting, if necessary, to solicit additional proxies. |

If you fail to return your proxy card or submit your voting instructions by telephone or via the internet or vote virtually at the Penns Woods Special Meeting or if you mark “ ABSTAIN” on your proxy card or ballot at the special meeting with respect to the proposal to approve the Merger, the specified compensation or the adjournment of Penns Woods’ special meeting, if necessary, to solicit additional proxies, it will have no effect on the votes on those proposals.

| Q: | How will my shares be voted if I return a blank proxy card? |

| A: | If you sign, date and return your proxy card or your proxy instructions with respect to the Penns Woods                                                                                                                     
 proposals and do not indicate how you want your Penns Woods common stock to be voted, then your shares will be voted “FOR” the adoption and approval of the Merger Agreement, “FOR” the merger-related named executive      
 officer compensation that will or may be paid to Penns Woods’ named executive officers in connection with the merger, and, if necessary, “FOR” the approval of the adjournment of the special meeting to solicit additional 
 proxies.                                                                                                                                                                                                                    |

| Q: | If my shares of common stock are held in a stock brokerage account or by a bank or other nominee in 
 “street name”, will my broker, bank or other nominee vote my shares for me?                         |

| A: | No. You must provide your broker, bank or nominee (the record holder of your