Company: KEY-PI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0001628280-25-048757
Chunk: 56

Company: KEYCORP /NEW/
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 2
Chunk 56
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 $52 $72 $124 Commercial real estate:Commercial mortgage27 5 36 18 6 Construction— — — — — Total commercial real estate loans27 5 36 18 6 Commercial lease financing— 2 — 1 — Total commercial loans93 82 88 91 130 Real estate — residential mortgage(1)(1)— — (1)Home equity loans— (1)— — — Other consumer loans13 11 12 13 15 Credit cards9 11 10 10 10 Total consumer loans21 20 22 23 24 Total net loan charge-offs$114 $102 $110 $114 $154 Net loan charge-offs to average loans.42 %.39 %.43 %.43 %.58 %Net loan charge-offs from discontinued operations — education lending business$— $1 $1 $1 $1 

Figure 28. Net Loan Charge-offs (Recoveries) to Average Loans from Continuing Operations

20252024Dollars in millionsThirdSecondFirstFourthThirdCommercial and industrial0.46 %0.54 %0.40 %0.54 %0.93 %Commercial real estate:Commercial mortgage0.78 0.18 1.09 0.52 0.17 Construction0.04 — — — — Total commercial real estate loans0.66 0.15 0.89 0.43 0.14 Commercial lease financing0.03 0.27 (0.01)0.03 — Total commercial loans0.49 0.44 0.49 0.50 0.71 Real estate — residential mortgage(0.01)(0.02)— 0.01 (0.02)Home equity loans(0.04)(0.02)(0.02)— — Other consumer loans0.98 0.92 0.98 1.00 1.10 Credit cards4.00 4.24 4.69 4.50 4.33 Total consumer loans0.26 0.25 0.29 0.29 0.29 Total net loan charge-offs0.42 %0.39 %0