Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 105

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 8
Chunk 105
---
85,180 (1)Represents the elimination of intersegment transactions related to the Company offering AFF’s LTO payment solution in its U.S. pawn stores.

22

Nine Months Ended September 30, 2024U.S.PawnLatinAmericaPawnU.K.PawnRetail POSPaymentSolutionsCorporate/Intersegment EliminationsConsolidatedRevenue:   Retail merchandise sales$702,120 $394,375 $— $— $(3,070)(1)$1,093,425 Pawn loan fees371,699 175,443 — — — 547,142 Leased merchandise income— — — 588,801 — 588,801 Interest and fees on finance receivables— — — 175,384 — 175,384 Wholesale scrap jewelry sales70,722 29,229 — — — 99,951 Total revenue1,144,541 599,047 — 764,185 (3,070)2,504,703 Cost of revenue:   Cost of retail merchandise sold407,329 254,188 — — (1,663)(1)659,854 Depreciation of leased merchandise— — — 336,649 (1,280)(1)335,369 Provision for lease losses— — — 130,272 (438)(1)129,834 Provision for loan losses— — — 102,091 — 102,091 Cost of wholesale scrap jewelry sold57,928 23,783 — — — 81,711 Total cost of revenue465,257 277,971 — 569,012 (3,381)1,308,859 Net revenue679,284 321,076 — 195,173 311 1,195,844 Expenses and other income:    Operating expenses372,191 198,389 — 103,851 — 674,431 Administrative expenses— — — — 132,857 132,857 Depreciation and amortization21,609 15,199 — 2,078 39,621 78,507 Interest expense— — — — 78,029 78,029 Interest income— — — —