Company: CF
Filing Date: 2025-11-19
Form Type: 424B2
Source: 0001104659-25-113972
Chunk: 20

Company: CF Industries Holdings, Inc.
Filing Date: 2025-11-19
Form: 424B2
Chunk 20
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(1) On September 4, 2025, we entered into the First Amended and Restated Revolving Credit Agreement (the “Credit Agreement”) with the other lenders and issuing banks party thereto and Citibank, N.A. as administrative agent, providing for an amended and restated senior revolving credit facility with aggregate commitments of $750 million (the “Amended and Restated Revolving Credit Facility”). As of the date of this prospectus supplement, there were no outstanding borrowings under the Amended and Restated Revolving Credit Facility. (2) We are party to a bilateral agreement providing for the issuance of up to $425 million of letters of credit. As of September 30, 2025, approximately $334 million of letters of credit were outstanding under this agreement. (3) Exclusive of unamortized debt discount and deferred debt issuance costs. (4) Represents the aggregate principal amount of the notes offered hereby, assumes the notes are issued at par, does not deduct the underwriters’ discounts or expenses payable by us and excludes any financing costs.

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TABLE OF CONTENTS

### DESCRIPTION OF NOTES
This “Description of Notes” and the section entitled “Description of Securities — Description of Debt Securities and Related Guarantees” in the accompanying prospectus summarize key terms of the indenture, the notes and the guarantees, but do not purport to be complete and are subject to, and qualified in their entirety by reference to, the provisions of the indenture, the notes and those made part of the indenture by reference to the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”). We urge you to read the indenture, the notes and the provisions made part of the indenture by reference to the Trust Indenture Act because they, and not this description, define your rights as a holder of the notes. This “Description of Notes” supplements the “Description of Securities — Description of Debt Securities and Related Guarantees” in the accompanying prospectus and, to the extent it is inconsistent, replaces such description in the accompanying prospectus. For purposes of this “Description of Notes,” references to (i) the “Issuer,” “we,” “our” and “us” refer only to CF Industries, Inc., excluding its subsidiaries, and (ii)