Company: ACIW
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0000935036-25-000006
Chunk: 125

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-02-27
Form: 10-K
Item: Item 7
Chunk 125
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 amortization110,962 7 %(11,411)(9)%122,373 8 %Total operating expenses1,286,153 80 %53,982 4 %1,232,171 85 %Operating income308,135 20 %87,727 40 %220,408 15 %Other income (expense):Interest expense(72,471)(5)%6,015 (8)%(78,486)(5)%Interest income15,926 1 %1,711 12 %14,215 1 %Other, net(1,181)— %7,329 (86)%(8,510)(1)%Total other income (expense)(57,726)(4)%15,055 (21)%(72,781)(5)%Income before income taxes250,409 16 %102,782 70 %147,627 10 %Income tax expense 47,291 3 %21,173 81 %26,118 2 %Net income$203,118 13 %$81,609 67 %$121,509 8 %

Revenues

Total revenue for the year ended December 31, 2024, increased $141.7 million, or 10%, as compared to the same period in 2023.

•The impact of certain foreign currencies weakening against the U.S. dollar resulted in a $3.2 million decrease in total revenue during the year ended December 31, 2024, as compared to the same period in 2023. 

•Adjusted for the impact of foreign currency, total revenue for the year ended December 31, 2024, increased $144.9 million, or 10%, as compared to the same period in 2023.

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Software as a Service (“SaaS”) and Platform as a Service (“PaaS”) Revenue

The Company’s SaaS arrangements allow customers to use certain software solutions (without taking possession of the software) in a single-tenant cloud environment on a subscription basis. The Company’s PaaS arrangements allow customers to use certain software solutions (without taking possession of the software) in a multi-tenant cloud environment on a subscription or consumption basis. Included in SaaS and PaaS revenue are fees paid by our customers for use of our Biller solutions. Biller-related fees may be paid by our clients or directly by their customers and may