Company: HBCYF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0001089113-25-000052
Chunk: 0

Company: HSBC HOLDINGS PLC
Filing Date: 2025-07-30
Form: 6-K
Chunk 0
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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER

PURSUANT TO RULE 13a-16 OR 15d-16 UNDER

THE SECURITIES EXCHANGE ACT OF 1934

For the month of July 2025

Commission File Number: 001-14930

HSBC Holdings plc

8 Canada Square, London E14 5HQ, England

(Indicate by check mark whether the registrant files or will file annual reports under cover of Form 20-F or Form 40-F).

Form 20-F X Form 40-F ......

This Report on Form 6-K with respect to our interim results for the six-month period ended June 30, 2025 is hereby

incorporated by reference in HSBC Holdings plc’s registration statement on Form F-3 (File No. 333-277306).

Neither our website referred to herein, nor any of the information contained on our website, is incorporated by reference in the

Form 6-K.

| HSBC Holdings plc Interim Report 2025 on Form 6-K |

Opening up a world of opportunity Our ambition is to become the world’s most trusted bank globally, putting customers at the heart of everything we do. This refreshed ambition will help us focus on generating strategic growth and delivering attractive shareholder returns. Ñ For more details, see the Group CEO’s shareholder letter on page 3 .

Contents

Overview 1a Forward-looking statements 1 Highlights 3 Group CEO’s shareholder letter 5 Financial overview 10 ESG overview 11 Business segments 16 Risk overview Interim management report 18 Financial summary 26 Business segments 32 Legal entities 38 Alternative performance measures 42 Risk 42 – Key developments in the first half of 2025 42 – Credit risk 67 – Treasury risk 72 – Market risk 74 – Insurance manufacturing operations risk Interim condensed consolidated financial statements 75 Interim condensed consolidated financial statements 82 Notes on the interim condensed consolidated financial statements Additional information 101 Shareholder information 108 Abbreviations A reminder The currency we report in is US dollars. Use of alternative performance measures We supplement our IFRS Accounting Standards figures with non-IFRS Accounting Standards measures used by management internally that constitute alternative performance measures under European Securities and Markets Authority guidance and non- GAAP financial measures defined in and presented in accordance with US Securities and Exchange Commission rules and regulations.