Company: CFBK
Filing Date: 2025-01-21
Form Type: S-3/A
Source: 0001193125-25-009427
Chunk: 28

Company: CF BANKSHARES INC.
Filing Date: 2025-01-21
Form: S-3/A
Chunk 28
---
 Form 8-Kafter the date of this prospectus unless, and except to the extent, specified in such current reports. This prospectus and any accompanying prospectus supplement incorporate by reference the documents set forth below that have previously been filed with the SEC under SEC File No. 25045:

17

All reports and other documents we subsequently file pursuant to Section 13(a), 13(c), 14 or 15(d) of the Exchange Act prior to the termination of this offering, including all such documents we may file with the SEC after the date of the initial registration statement and prior to the effectiveness of the registration statement, but excluding any information furnished to, rather than filed with, the SEC, will also be incorporated by reference into this prospectus and deemed to be part of this prospectus from the date of the filing of such reports and documents. We will provide to each person to whom this prospectus is delivered, upon written or oral request, without charge, a copy of any or all of the documents that are incorporated by reference into this prospectus (other than exhibits, unless they are specifically incorporated by reference in the documents) and a copy of any or all other contracts, agreements or documents which are referred to in this prospectus or any accompanying prospectus supplement. Requests should be directed to: CF Bankshares Inc. Attention: Timothy T. O’Dell 4960 E. Dublin Granville Road, Suite #400 Columbus, Ohio 43081 Telephone: (614) 334-7979 18

Up to 1,260,700 Shares of Non-VotingCommon Stock

Up to 1,260,700 Shares of Common Stock Issuable Upon Conversion of Non-VotingCommon Stock

PROSPECTUS

[●], 2025

PART II INFORMATION NOT REQUIRED IN PROSPECTUS Item 14. Other Expenses of Issuance and Distribution. The following are the expenses expected to be incurred in connection with the issuance and distribution of the securities registered hereby (other than underwriting discounts and commissions), all of which are to be paid by the Company. With the exception of the SEC registration fee, all of the amounts set forth below are estimates and actual expenses may vary.

| SEC Filing Fee                   |     | $ |  4,831 |
| Printing expenses                |     |   |  5,000 |
| Legal fees and expenses          |     |   | 25,000 |
| Accounting fees and expenses     |     |   | 10,000