Company: HBAN
Filing Date: 2025-07-21
Form Type: S-4
Source: 0001140361-25-026508
Chunk: 21

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-21
Form: S-4
Chunk 21
---
, and its telephone number at that location is (614) 480-2265.

#### Veritex Holdings, Inc.

#### 8214 Westchester Drive

#### Suite 800

#### Dallas, Texas 75225
(972) 349-6200

Veritex is a financial holding company incorporated under Texas law in 2010 and headquartered in Dallas, Texas. Veritex completed an initial public offering of common stock in October 2013.

As of June 30, 2025, Veritex had total assets of $12.53 billion and is one of the ten largest banks headquartered in Texas. Through its wholly-owned bank subsidiary, Veritex Community Bank, a Texas state-chartered member bank with its main office in Dallas Texas, Veritex delivers a wide variety of relationship-driven commercial banking products and services including commercial and retail lending and checking and savings deposit products which are tailored to meet the needs of small to medium-sized businesses and professionals. Veritex Community Bank operates banking centers located in the Dallas-Fort Worth metroplex and the Houston metropolitan area.

Veritex’s common stock is traded on the NASDAQ under the symbol “VBTX.”

Veritex’s principal office is located at 8214 Westchester Drive, Suite 800, Dallas, Texas 75225, and its telephone number at that location is (972) 349-6200.

#### The Merger and the Merger Agreement(pages32and59)
The terms and conditions of the merger are contained in the merger agreement, a copy of which is attached as

#### Annex A
to this proxy statement/prospectus. You are encouraged to read the merger agreement carefully and in its entirety, as it is the primary legal document that governs the merger.

Subject to the terms and conditions of the merger agreement, at the completion of the merger, Veritex will merge with and into Huntington, with Huntington as the surviving corporation. Following the completion of the merger, Veritex Community Bank, a Texas state-chartered bank and a wholly owned bank subsidiary of Veritex, will merge with and into The Huntington National Bank, a national bank and a wholly owned bank subsidiary of Huntington, with The Huntington National Bank as the surviving bank.

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TABLE OF CONTENTS

Merger Consideration (page 60) In the merger, holders of Veritex common stock will receive 1.95 shares of Huntington common stock for each share of Veritex common