Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 24

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 24
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 represented at your meeting. Please note that if you hold shares beneficially in “street name,” you should follow the voting instructions provided by your bank, broker, trustee or other nominee. |

| Q: | Why is my vote important? |

| A: | If you do not vote, it will be more difficult for Huntington or Cadence to obtain the necessary quorum to hold its special meeting. In addition, your failure to submit a proxy or vote at the Cadence virtual special |

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meeting, or failure to instruct your bank, broker, trustee or other nominee how to vote, will have the same effect as a vote “AGAINST” the Cadence merger proposal, and an abstention will have the same effect as a vote “AGAINST” the Cadence merger proposal. The issuance of Huntington common stock pursuant to the merger agreement must be approved by a majority of the votes cast by holders of Huntington common stock at the Huntington special meeting and the merger agreement must be approved by the affirmative vote of the holders of a majority of the outstanding shares of Cadence common stock entitled to vote on the merger agreement. The Huntington board of directors and the Cadence board of directors unanimously recommend that you vote “FOR” the Huntington share issuance proposal and the Cadence merger proposal, respectively, and “FOR” the other proposals to be considered at the Huntington special meeting and the Cadence special meeting, respectively.

| Q: | Can I revoke my proxy or change my vote? |

| A: | Yes. You can change your vote at any time before your proxy is exercised at your meeting. You can do this by: |

| • | submitting a written statement that you would like to revoke your proxy to the corporate secretary of Huntington or Cadence, as applicable; |

| • | signing and returning a proxy card with a later date; |

| • | attending virtually and voting at the Huntington special meeting via the Huntington special meeting website or attending virtually and voting at the Cadence special meeting via the Cadence special meeting website, as applicable (although attendance alone without voting will not revoke a previously authorized proxy); or |

| • | voting by telephone or the Internet at a later time. |

If your shares are held by a broker, bank, trustee or other nominee, you should contact your broker, bank, trustee or other nominee to change your vote.

| Q: | Will Huntington be required to submit the Huntington share issuance proposal to its shareholders even if the Huntington board of directors has withdrawn