Company: DTG
Filing Date: 2025-12-19
Form Type: 424B5
Source: 0001193125-25-326903
Chunk: 42

Company: DTE ENERGY CO
Filing Date: 2025-12-19
Form: 424B5
Chunk 42
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 retention agreement with respect to 
 acquired property;                                                                                           |

| • |     | obligations as lessee under leases that have been or should be, in accordance with accounting principles 
 generally accepted in the United States, recorded as capital leases;                                     |

| • |     | obligations, contingent or otherwise, in respect of acceptances, letters of credit or similar extensions of 
 credit;                                                                                                     |

| • |     | obligations in respect of interest rate swap, cap or collar agreements, interest rate future or option contracts, 
 currency swap agreements, currency future or option contracts and other similar agreements;                       |

| • |     | guarantees of Indebtedness of others, directly or indirectly, or Indebtedness in effect guaranteed directly or                                                                                                                                  
 indirectly through an agreement (1) to pay or purchase such Indebtedness or to advance or supply funds for the payment or purchase of such Indebtedness, (2) to purchase, sell or lease property, or to purchase or sell services, primarily    
 for the purpose of enabling the debtor to make payment of such Indebtedness or to assure the holder of such Indebtedness against loss, (3) to supply funds to or in any other manner invest in the debtor or (4) otherwise to assure a creditor 
 against loss; and                                                                                                                                                                                                                               |

| • |     | Indebtedness described above secured by any Lien (as defined below) on property. |

“Senior Indebtedness,”for purposes of subordinated debt securities of each series, means all Indebtedness, whether outstanding on the date of issuance of subordinated debt securities of the applicable series or thereafter created, assumed or incurred, except Indebtedness ranking equally with the subordinated debt securities or Indebtedness ranking junior to the subordinated debt securities. Senior Indebtedness does not include obligations to trade creditors or indebtedness of DTE Energy to its subsidiaries. Senior Indebtedness with respect to the subordinated debt securities of any particular series will continue to be Senior Indebtedness with respect to the subordinated debt securities of such series and be entitled to the benefits of the subordination provisions irrespective of any amendment, modification or waiver of any term of such Senior Indebtedness. “Indebtedness ranking equally with the subordinated debt securities,”for purposes of subordinated debt securities of the applicable series, means Indebtedness, whether outstanding on the date of issuance of the subordinated debt securities or thereafter created, assumed or