Company: BCS
Filing Date: 2025-02-13
Form Type: 20-F
Source: 0000312069-25-000114
Chunk: 450

Company: BARCLAYS PLC
Filing Date: 2025-02-13
Form: 20-F
Chunk 450
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 coverage ratio The external LCR requirement is designed to promote short-term resilience of a bank’s liquidity risk profile by holding sufficient High Quality Liquid Assets (HQLA) to survive an acute stress scenario lasting for 30 days.

| Liquidity Coverage Ratio (LCR)1                | 2024 | 2023 |
| As at 31 December                              |  £bn |  £bn |
| LCR Eligible High Quality Liquid Assets (HQLA) |  304 |  310 |
| Net stress outflows                            | -177 | -192 |
| Surplus                                        |  127 |  118 |
| Liquidity coverage ratio                       | 172% | 161% |

Note: 1 Liquidity Coverage Ratio is now shown on an average basis, based on the average of the last 12 spot month end ratios. The HQLA, Net Stress outflow, and Surplus balances in the table above are average month end balances for the past 12 months. Prior period HQLA, Net Stress Outflows, Surplus & LCR comparatives have been updated for consistency. Net Stable Funding Ratio (NSFR) The external NSFR metric requires banks to maintain a stable funding profile taking into account both on and certain off balance sheet exposures over a medium to long term period. The ratio is defined as the Available Stable Funding (capital and certain liabilities which are defined as stable sources of funding) relative to the Required Stable Funding (a measure of assets on the balance sheet and certain off balance sheet exposures which may require longer term funding) . The NSFR was 135% at December 2024 ( December 2023: 138%) (average of last four quarter ends) equivalent to a surplus of £ 163bn (2023: £167bn) above the regulatory r equirement and demonstrates Barclays’ stable balance sheet funding profile.

|                                  | 2024 | 2023 |
| Net Stable Funding Ratio (NSFR)1 |  £bn |  £bn |
| Total Available Stable Funding   |  630 |  607 |
| Total Required Stable Funding    |  467 |  440 |
| Surplus                          |  163 |  167 |
| Net Stable Funding Ratio         | 135% | 138% |

Note: 1 Average represents the last four spot quarter end ratios. As part of the liquidity risk appetite, Barclays establishes minimum LCR, NSFR and internal liquidity stress test limits. The Group plans