Company: CI
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001739940-25-000037
Chunk: 188

Company: Cigna Group
Filing Date: 2025-10-30
Form: 10-Q
Item: Part II, Item 9
Chunk 188
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Note 9 – Insurance and Contractholder Liabilities

A.Account Balances – Insurance and Contractholder LiabilitiesThe Company's insurance and contractholder liabilities were comprised of the following:September 30, 2025December 31, 2024September 30, 2024(In millions)CurrentNon-currentTotalCurrentNon-currentTotalTotalUnpaid claims and claim expensesCigna Healthcare$4,616 $60 $4,676 $4,932 $86 $5,018 $5,088 Other155 180 335 147 144 291 312 Future policy benefitsCigna Healthcare38 154 192 91 507 598 599 Other Operations142 3,155 3,297 157 3,140 3,297 3,458 Contractholder deposit fundsCigna Healthcare— — — 9 115 124 130 Other Operations331 5,801 6,132 366 5,958 6,324 6,346 Market risk benefits22 687 709 25 760 785 944 Unearned premiums714 42 756 753 31 784 741 Total6,480 10,741 17,221 17,618Insurance and contractholder liabilities classified as liabilities of businesses held for sale (1)(1,092)(487)(1,579)(1,568)Total insurance and contractholder liabilities$6,018 $10,079 $16,097 $5,388 $10,254 $15,642 $16,050 (1) Amounts classified as liabilities of businesses held for sale include $983 million of Unpaid claims, $408 million of Future policy benefits, $85 million of Unearned premiums and $103 million of Contractholder deposit funds as of December 31, 2024 and $937 million of Unpaid claims, $422 million of Future policy benefits, $98 million of Unearned premiums and $111 million of Contractholder deposit funds as of September 30, 2024.Insurance and contractholder liabilities expected to be paid within one year are classified as current. 

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B.Unpaid Claims and Claim Expenses – Cigna Healthcare

This liability reflects estimates of the ultimate cost of claims that have been incurred but not reported, expected development on reported claims, claims that have been reported but not