Company: HBCYF
Filing Date: 2025-10-28
Form Type: 6-K
Source: 0001654954-25-012267
Chunk: 66

Company: HSBC HOLDINGS PLC
Filing Date: 2025-10-28
Form: 6-K
Chunk 66
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2.1bn due to foreign currency translation differences. The remaining $6.0bn decrease in RWAs was predominantly attributable to a decline in market risk RWAs, and methodology and policy changes.

Asset size

Market risk RWAs decreased by $3.6bn, mainly as a result of lower stressed value at risk, due to an improved risk profile in the rates portfolio, coupled with higher data points falling out of the historical period on which stressed value at risk is calculated.

Other asset size increases were largely driven by increased lending in our UK business, across both corporates and mortgages. Corporate Centre RWAs increased, largely as a result of a rise in SAB corporate exposures.

Asset quality

The $1.2bn fall in RWAs was primarily due to changes in the portfolio mix in our Hong Kong business.

Model updates

The decrease of $1.5bn was primarily driven by recalibration of post-model adjustments to address wholesale internal-ratings credit risk model limitations, notably in CIB, and retail credit model adjustments in our UK business.

Methodology and policy

The decrease of $3.4bn was primarily due to credit risk parameter refinements in CIB and Corporate Centre.

Additional information

Dividends

Second interim dividend for 2025

On 30 July 2025, the Directors approved a second interim dividend for 2025 of $0.10 per ordinary share, which was paid on 26 September 2025 in cash. The pound sterling and Hong Kong dollar amounts of approximately £0.073562 and HK$0.777678 were calculated using the forward exchange rates quoted by HSBC Bank plc in London at or about 11.00am on 15 September 2025.

Third interim dividend for 2025

On 28 October 2025, the Directors approved a third interim dividend in respect of the financial year ending 31 December 2025 of $0.10 per ordinary share (the 'dividend'), a distribution of approximately $1.72bn. The dividend will be payable on 18 December 2025 to holders of record on the Principal Register in the UK, the Hong Kong Overseas Branch Register or the Bermuda Overseas Branch Register on 7 November 2025.

The dividend will be payable in US dollars, or in pounds sterling or Hong Kong dollars at the forward exchange rates quoted by HSBC Bank plc in London at or about 11.00am on 8 December 2025. The ordinary shares in London, Hong Kong and