Company: FLDDW
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001013762-25-004107
Chunk: 19

Company: Fold Holdings, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1
Chunk 19
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 skilled in technical
areas specific to payment technology, software solutions, risk & compliance, and public company financial reporting requirements.
From time to time, we supplement our workforce with consultants or independent contractors, primarily in the information technology area,
through contracted service arrangements.

Our employees are key to our success as a company,
and we are committed to attracting, developing and retaining the best talent. We attract, develop, and retain the best talent through
various means including performance evaluation and goal setting as well as a robust training and development curriculum.

We provide employees with competitive compensation
and benefits consistent with positions, skill levels, experience, knowledge, and geographic location. All employees are eligible for company
equity (in the form of RSUs), health insurance, paid and unpaid leave, a retirement plan, and life/disability/accident coverage. We also
offer a variety of voluntary benefits that allow employees to select the options that meet their needs, including flexible spending accounts,
health saving accounts, paid parental leave, flexible work arrangements, annual training and tuition allowances, and other benefits.

Our executive management team and Human Resources
department regularly review and update our talent strategy, monitoring a variety of data, including turnover, diversity, and tenure, to
design and implement effective reward/recognition, training, development, succession, and benefit programs to meet the needs of our businesses
and our employees.

Available Information

Our website address is https://foldapp.com/.
We make available, free of charge through the Investor Relations portion of our website, annual reports on Form 10-K, quarterly reports
on Form 10-Q, current reports on Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the
Exchange Act as soon as reasonably practicable after we electronically file such material with, or furnish it to, the SEC. Information
contained on our website or connected thereto does not constitute part of, and is not incorporated by reference into, this Annual Report
on Form 10-K.

14

Periodic Reporting and Financial Information

We have registered our common
stock and warrants under the Exchange Act and have reporting obligations, including the requirement that we file annual, quarterly and
current reports with the SEC. In accordance with the requirements of the Exchange Act, our annual reports contain financial statements
audited and reported on by our independent registered public accountants. The SEC maintains an Internet site that contains reports, proxy
and information statements, and other information regarding issuers