Company: FLDDW
Filing Date: 2025-05-15
Form Type: 424B3
Source: 0000950170-25-072851
Chunk: 5

Company: Fold Holdings, Inc.
Filing Date: 2025-05-15
Form: 424B3
Chunk 5
---
      |  1,491,544 |   |
| Cash and cash equivalents, end of period                                    |     | $                            |  11,699,552 |   |     | $    |  1,024,712 |   |
| Non-cash investing and financing activities                                 |     |                              |             |   |     |      |            |   |
| Distributions of digital assets to fulfill customer reward redemptions      |     |                              |     714,802 |   |     |      |  1,317,262 |   |
| Distributions of digital assets to satisfy other current liabilities        |     |                              |       1,012 |   |     |      |      8,940 |   |
| Recapitalization                                                            |     |                              | 173,019,904 |   |     |      |          - |   |
| Proceeds from convertible debt received in digital assets - related party   |     |                              |  43,965,525 |   |     |      |          - |   |
| Distributions of digital assets for prepaid interest - related party        |     |                              |   2,313,975 |   |     |      |          - |   |

<div align='center'>The accompanying notes are an integral part of these condensed financial statements.

8

Fold Holdings, Inc.

Notes to Unaudited Condensed Financial Statements</div>

1. ORGANIZATION AND DESCRIPTION OF BUSINESS

Background and Business Combination

Fold Holdings, Inc. (“Fold,” the “Company,” “we,” “our,” or “us”) is a bitcoin financial services company dedicated to expanding access to bitcoin through a comprehensive suite of consumer financial services. The Company was formed with the purpose of creating a modern financial services platform that allows customers to earn, accumulate, and utilize bitcoin in their everyday life. The Company offers consumers an FDIC insured checking account through Sutton Bank, a prepaid Visa debit card, bill payments, and an extensive catalog of merchant reward offers. The Company also offers various forms of bitcoin buying and selling with low-to-zero fees, instant withdrawals, and insured custody. By integrating bitcoin across traditional financial services, the Company acts as a key point of entry for consumers to engage with and integrate bitcoin into their everyday lives. The Company's products and services are available in the United States through the Fold mobile app.

The Company was originally incorporated in the state of Delaware as Fold, Inc. on August 20, 2019