Company: NTWK
Filing Date: 2025-09-29
Form Type: 10-K
Source: 0001493152-25-015950
Chunk: 104

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-09-29
Form: 10-K
Item: Item 1
Chunk 104
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lessly.

Transcend™
Marketplace

Transcend™
Marketplace offers a suite of flexible, component-based solutions that integrate seamlessly with the customer’s existing infrastructure.
Transcend™ Marketplace contains modular, API-first solutions that address every aspect of finance and leasing using tools for calculations,
document generation, loan origination and lending configurations.

Flex™

Flex
is an application program interface (API)-first, ready-to-use calculation and quotation engine. It is a one-stop solution that guarantees
precise calculations at all stages of the contract lifecycle through various calculation types. All the calculations are parameter-driven,
which helps perform simple, multi-dimensional or complex calculations based on the needs of a business. Flex™ has a lightning-fast
onboarding process, which can take place in mere minutes.

Hubex™

Hubex™
is an API library that enables companies to standardize all their API integration procedures across multiple API services through a single
integration. In addition to traditional lending companies, Hubex™ can also streamline the operations of dealerships, vendors and
consultants. With a ready-to-use service, Hubex™ makes it easy for businesses to seamlessly connect with multiple APIs and achieve
their desired outcomes. Pre-integrated services in the Hubex™ library include, but are not limited to, payment processing, bank
account authentication, finance and insurance products, fraud check, know your customer (KYC) service, driver license verification, address
validation, vehicle valuation and notification service.

3

Index™

Index™
is a cloud-based parameter storage that smoothly runs all of a company’s core lending operations. It is an accumulation of all
the master setups, including asset catalog and inventory, programs, rates and profiles for lenders, dealers and multiple partners, in
one centralized location for all business types. IndexTM can enhance delivery efficiency and program management for easy integration
into all systems.

Dock™

Dock™
is an advanced document generation tool that lets a company create accurate and professional-looking documents in just seconds. With
DockTM’s template-based configuration, a company can set up placeholders for data, essentially simplifying the document
creation process and reducing the chance of human error. Its API-first architecture ensures scalability, making it capable of handling
any document generation task, from single documents to millions, with ease.

Lane™

Lane™
offers a feature-rich, end-to-end order management system for asset leasing and loans as well as credit companies. Our platform covers
all aspects, from conducting end