Company: INVUP
Filing Date: 2025-11-13
Form Type: 10-Q
Source: 0001493152-25-022223
Chunk: 89

Company: Investview, Inc.
Filing Date: 2025-11-13
Form: 10-Q
Item: Part I, Item 1
Chunk 89
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4, we repaid a portion of the debt with cash payments
of $274,217 and issuances of digital assets then valued at $116,310. As of December 31, 2024, the debt was paid in full.

NOTE
8 – DERIVATIVE LIABILITY

During
the nine months ended September 30, 2025, we had the following activity in our derivative liability account relating to our warrants:

SCHEDULE OF DERIVATIVE LIABILITY 

    Derivative liability at December 31, 2024 
    $758 
  
    Derivative liability recorded on new instruments 
     - 
  
    Derivative liability reduced by warrant exercise 
     - 
  
    (Gain) loss on fair value 
     (133)
  
    Derivative liability at September 30, 2025 
    $625 

    20

INVESTVIEW,
INC.

NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

AS OF SEPTEMBER 30, 2025

(Unaudited)

We
use the binomial option pricing model to estimate fair value for those instruments at inception, at warrant exercise, and at each reporting
date. During the nine months ended September 30, 2025, the assumptions used in our binomial option pricing model were in the following
range:

SCHEDULE OF ASSUMPTIONS USED IN BINOMINAL OPTION PRICING MODEL 

    Risk free interest rate 
     3.68% - 4.20% 
  
    Expected life in years 
      0.00 - 0.75 
  
    Expected volatility 
     20% - 118% 

NOTE
9 – OPERATING LEASE

In
July 2021, we entered an operating lease for office space in Wyckoff, New Jersey (the “Wyckoff Lease”), and in September
2021 we assumed an operating lease for office space in Haverford, Pennsylvania (the “Haverford Lease”) in connection with
the acquisition of all of the operating assets of MPower Trading Systems, LLC (“MPower”). This facility now serves as the
headquarters of the company. In November 2024, we entered an operating lease for office, warehouse, and manufacturing space in Warminster,
Pennsylvania (“the “Warminster Lease”) and in December 2024, we entered an operating lease for warehouse space in Ivyland,
Pennsylvania (the “Ivyland