Company: LLOBF
Filing Date: 2025-10-29
Form Type: 424B2
Source: 0000950103-25-013799
Chunk: 8

Company: Lloyds Banking Group plc
Filing Date: 2025-10-29
Form: 424B2
Chunk 8
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 · | “euro” and “€” refer to the currency of the member states of the European Union (“EU”) that                     
 have adopted the single currency in accordance with the treaty establishing the European Community, as amended. |

<div align='center'>Incorporation of
Information by Reference</div>

We file annual, semi-annual and special reports
and other information with the Securities and Exchange Commission. The SEC’s website, at , contains, free
of charge, reports and other information in electronic form that we have filed. You may also request a copy of any filings referred to
below (excluding exhibits) at no cost, by contacting us at Investor Relations, 33 Old Broad Street, London, EC2N 1HZ, United Kingdom or
by telephone at +44 (0) 207 626 1500.

The SEC allows us to incorporate by reference
much of the information that we file with them. This means:

| · | incorporated documents are considered part of this prospectus supplement; |

| · | we can disclose important information to you by referring you to these documents; and |

| · | information that we file with the SEC will automatically update and supersede this prospectus supplement. |

We incorporate by reference (i) LBG’s Annual
Report on Form 20-F for the year ended December 31, 2024, filed with the SEC on February 20, 2025; (ii) LBG’s report on Form 6-K
filed with the SEC on June 5, 2025, disclosing the appointment of a new non-executive director; (iii) LBG’s report on Form 6-K filed
with the SEC on July 24, 2025, which includes the unaudited condensed consolidated results for the six months ended June 30, 2025; (iv)
LBG’s report on Form 6-K filed with the SEC on October 9, 2025, on the acquisition of Schroders Personal Wealth; (v) LBG’s
report on Form 6-K filed with the SEC on October 13, 2025, on motor finance update; (vi) LBG’s report on Form 6-K filed with the
SEC on October 13, 2025, disclosing a board change; (vii) LBG’s report on Form 6-K filed with the SEC on October 23, 2025, which
includes the unaudited condensed consolidated results