Company: FLDDW
Filing Date: 2025-08-11
Form Type: 424B3
Source: 0001213900-25-074298
Chunk: 215

Company: Fold Holdings, Inc.
Filing Date: 2025-08-11
Form: 424B3
Chunk 215
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. (7)Based on the information provided by the Reporting Person. Represents shares of Fold Common Stock and Fold RSUs. Consists of (i) 123,035shares of Common Stock, (ii) 30,199shares of Common Stock held by William Hohns Remainder Trust #1, and (iii) 12,500 Fold RSUs. (8)Represents shares of Fold Common Stock and Fold RSUs. Consists of (i) 1,682,670shares of Common Stock held by Ten31 Join the Fold LLC, (ii) 3,365,299shares of Common Stock held by LOW TIME PREFERENCE FUND II, LLC, (iii) 750,000shares of Common Stock held by SATS Credit Fund LP, and (iv) 112,500 Fold RSUs. Jonathan Kirkwood is the co -founderand managing partner of Ten31 Join the Fold LLC and LOW TIME PREFERENCE FUND II, LLC and disclaims beneficial ownership of all shares held by Ten31 Join the Fold LLC and LOW TIME PREFERENCE FUND II, LLC, except to the extent of his pecuniary interest therein. SATS Credit Fund LP is a private investment fund raised and managed by Ten31, LLC, which is an affiliate of Jonathan Kirkwood. Jonathan Kirkwood disclaims beneficial ownership of all shares held by SATS Credit Fund LP, except to the extent of his pecuniary interest therein. 138

SELLING STOCKHOLDERS This prospectus relates to (i) the possible resale by SZOP of shares of our Common Stock that may be issued to SZOP pursuant to the Facility, as well as (ii) the possible resale by Cohen of Placement Shares issued to it as compensation in connection with Cohen’s services as the placement agent in connection with the Facility. We are filing the registration statement of which this prospectus is a part pursuant to (i) the provisions of that certain Registration Rights Agreement, which we entered into with SZOP on June 16, 2025 concurrently with our execution of the Facility, in which we agreed to provide certain registration rights with respect to sales by SZOP of the shares of Common Stock that may be issued to SZOP under the Facility, and (ii) the provisions of the placement agent agreement we entered into with Cohen in connection with Cohen’s services as the placement agent in connection with the Facility. The Selling Stockholders listed in the table below may, from time to time, offer and resell pursuant to this