Company: FLYW
Filing Date: 2025-02-26
Form Type: 10-K
Source: 0000950170-25-027078
Chunk: 185

Company: Flywire Corp
Filing Date: 2025-02-26
Form: 10-K
Item: Item 1A
Chunk 185
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. presidential administration and related changes in laws, regulations or policies; 

•the level of expenses related to our solutions; 

•announcements of acquisitions, strategic alliances or significant agreements by us or by our competitors; 

•developments or disputes concerning patent applications, issued patents or other intellectual property or proprietary rights; 

•recruitment or departure of key personnel; 

•the economy as a whole and market conditions in our industry; 

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•political or social unrest, war or other military conflict, including an escalation of the conflict between Russia and Ukraine, or between Israel and Hamas (or other combatants in the region), respectively, economic instability, repression, or human rights issues; 

•variations in our financial results or the financial results of companies that are perceived to be similar to us; 

•financing or other corporate transactions, or inability to obtain additional funding; 

•restrictions that negatively impact international travel, study or commerce;

•changes in the structure of payment systems; 

•effects of ongoing United States-China and Canada-India diplomatic and trade friction; 

•trading activity by a limited number of stockholders who together beneficially own a majority of our outstanding common stock; 

•the size of our market float; and 

•any other factors discussed in this Annual Report on Form 10-K and our other SEC filings. 

In addition, the stock markets have experienced extreme price and volume fluctuations that have affected and continue to affect the market prices of equity securities of many companies. 

Concerns over economic recession, heightened interest rates and inflation, supply chain delays and disruptions, priorities of the U.S. presidential administration and Congress and related changes in laws, regulations or policies, trade wars, unemployment, or prolonged government shutdown may contribute to increased volatility and diminished expectations for the economy and markets. Additionally, concern over geopolitical issues may also contribute to prolonged market volatility and instability. For example, the conflict between Russia and Ukraine could lead to disruption, instability and volatility in global markets and industries. The U.S. government and other governments in jurisdictions have imposed severe economic sanctions and export controls against Russia and Russian interests, have removed Russia from the SWIFT system, and have threatened additional sanctions and controls. The full impact of these measures, as well as potential responses to them by Russia, is unknown.

Our business and operations could be negatively affected by securities litigation or stockholder activism.

From time to time, we may be subject to securities class actions, derivative suits or other securities-related legal actions. 

In the past, securities