Company: BBVXF
Filing Date: 2025-01-30
Form Type: 6-K
Source: 0001193125-25-016657
Chunk: 9

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-30
Form: 6-K
Chunk 9
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ATION 19.6% 12M AVERAGE +25.0% +18.3% 40.0 Gross Operating 2023 2024 Income Expenses (1) Weighted by operating expenses and excluding Venezuela.

2024 Earnings 18 Asset quality metrics within expectations while improving NPL and coverage ratios FINANCIAL ASSETS IMPAIRMENTS NPL (CONSTANT €M) (CURRENT €BN) 4Q23 1Q24 2Q24 3Q24 4Q24 Dec-23 Mar-24 Jun-24 Sep-24 Dec-24 COST OF RISK NPL & COVERAGE RATIOS (%, YTD) (%) COVERAGE NPL 12M23 3M24 6M24 9M24 12M24 Dec-23 Mar-24 Jun-24 Sep-24 Dec-24

2024 Earnings 19 Sound capital position above our target CET1 RATIO (%, BPS) No impact expected from BIS IV +4 bps in CET1 ratio +64 bps -35 bps in 2025 -18 bps -7 bps 12.88% 12.84% Target Range 11.5%-12.0% SREP Requirement 9.13% Dividend RWAs 1 Sep -24 Results Others Dec -24 accrual & AT1 (constant €) coupons (1) Includes, among others, FX and mark to market of HTC&S portfolios, minority interests, and a positive impact in OCI equivalent to the Net Monetary Position value loss in hyperinﬂationary economies registered in results.

2024 Earnings 20 Signiﬁcant increase of Shareholder Distributions 1 CASH DIVIDEND (€CTS/SHARE) +27% TOTAL PAY-OUT cts./share €70 2024 55 43 3 41 Apr-25 2 31 50% 26 of Net Attributable Proﬁt 6 29 Oct-24 2019 2020 2021 2022 2023 2024 €5.0 BN equivalent to 5 €87 cts /share 4 NEW SHARE BUY BACK PROGRAM 6 1.6% of market capitalization €993 M (1) Gross ﬁgures. (2) Pay-out percentage calculated taking into account the following: 2024 Reported results (€10,054 M). (3) Pending approval from the