Company: TIPT
Filing Date: 2025-10-31
Form Type: DEFM14A
Source: 0001140361-25-039949
Chunk: 135

Company: TIPTREE INC.
Filing Date: 2025-10-31
Form: DEFM14A
Chunk 135
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ger Agreement.

#### Insurance
In addition, the parties are required to make filings with, and obtain approvals from, certain U.S. state insurance regulatory authorities and non-U.S. insurance regulators. The insurance companies and other regulated entities within Fortegra are domiciled or licensed in multiple jurisdictions, and as such, the Merger requires filings and approvals in each relevant jurisdiction as described below.

Generally, in each U.S. state where a Fortegra insurance company is domiciled, a person seeking to acquire voting securities or other interests that would result in such person controlling, directly or indirectly, the domestic insurer must file a statement requesting approval of the acquisition of control of the domestic insurer (referred to as a “Form A” or equivalent change of control application). The insurance laws of each such state require prior approval of the Form A application before the acquisition of control may be consummated. A hearing may be required with respect to certain of such approvals whether by law or by the determination of the applicable state insurance regulatory authority. If the regulatory authority intends to disapprove the Form A application, it may do so only after a hearing and the disapproval must be based on one or more prescribed statutory grounds. There is no statutorily prescribed time period in which the insurance regulatory authority must render a decision approving or disapproving the applicable Form A application, and the authority may request additional information before deeming the Form A filing complete.

The Merger is conditioned on Form A filings and other insurance regulatory submissions required in Arizona, California, Delaware, Georgia, Kentucky and Louisiana.

Additional filings, notifications, and approvals and/or non-disapprovals as required in connection with the acquisition of control of licensed insurance companies, premium finance companies, service contract providers, and third-party administrators in Alaska, Florida, Iowa, Massachusetts, Michigan, Minnesota, Nebraska, New York, North Dakota, Ohio, South Dakota, Tennessee, Texas and Wyoming. Insurance regulatory submissions are also required in Turks and Caicos, Malta, Belgium and the United Kingdom.

#### Additional Regulatory Approvals
The Merger is also subject to clearance by the Polish Office of Competition and Consumer Protection and the Romanian Commission for the Examination of Foreign Direct Investments. In addition, the Merger is subject to

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#### TABLE OF CONTENTS
foregoing consents, approvals, authorizations, waivers, filings or notifications, and all approvals from governmental authorities that are required under applicable law (including pursuant to any insurance laws) to permit the consummation of the transactions contemplated