Company: WEBNF
Filing Date: 2025-11-04
Form Type: 20-F
Source: 0001104659-25-105894
Chunk: 55

Company: WESTPAC BANKING CORP
Filing Date: 2025-11-04
Form: 20-F
Item: Item 14
Chunk 55
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 ​   ​   ​         ​           ​
Total strong                             780,749        45,572       -               826,321         716,625        58,807       -               775,432
Total good/satisfactory                  310,485        88,410       -               398,895         281,313       107,606       -               388,919
Total weak                                 2,749        22,293       10,127           35,169           3,350        25,823       10,755           39,928
Total on and off-balance sheet         1,093,983       156,275       10,127        1,260,385       1,001,288       192,236       10,755        1,204,279
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a.   This credit quality disclosure differs to that of credit risk concentration as it relates only to financial assets measured at amortised cost or at FVOCI and therefore excludes trading securities and financial assets measured at FVIS, and derivative financial instruments.
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b.   Excludes equity instruments. Includes $976 million (2024: $1,172 million) debt securities at amortised cost, of which $482 million (2024: $452 million) were classified as strong, Nil (2024: $71 million) as good/satisfactory and $494 million (2024: $649 million) as weak.
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Details of collateral held in support of these balances are provided in Note 11.5.
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FINANCIAL   EXHIBITS INDEX   STRATEGIC   PERFORMANCE   EXHIBIT 15.4   ADDITIONAL 
REPORT                       REVIEW      REVIEW                       INFORMATION
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Note 11.Credit risk management (Continued)
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Parent Entity                      ​           ​   ​                    2025                                                      2024                
$m                                       Stage 1       Stage 2       Stage 3          Totala       Stage 1       Stage 2       Stage 3          Totala
Loans - housing                                                                                                                                       
Strong                                   325,333        26,908       -               352,241       304