Company: BHM
Filing Date: 2025-04-09
Form Type: 424B3
Source: 0001104659-25-033384
Chunk: 110

Company: Bluerock Homes Trust, Inc.
Filing Date: 2025-04-09
Form: 424B3
Chunk 110
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One of the factors that investors
may consider in deciding whether to buy or sell our Class A common stock is our distribution yield, which is our distribution rate
as a percentage of our share price, relative to market interest rates. If market interest rates increase, prospective investors may desire
a higher distribution yield on our Class A common stock or may seek securities paying higher dividends or interest. As a result,
interest rate fluctuations and capital market conditions are likely to affect the market price of our Class A common stock, and such
effects could be significant. For example, if interest rates rise without an increase in our distribution rate, the market price of our
Class A common stock could decrease because potential investors may require a higher distribution yield on our Class A common
stock as market rates on interest-bearing securities, such as bonds, rise.

Our ability to pay dividends is limited by the requirements of Maryland law.

Our ability to pay dividends
on our common stock is limited by the laws of Maryland. Under applicable Maryland law, a Maryland corporation generally may not make a
distribution (including a dividend or redemption) if, after giving effect to the dividend, the corporation would not be able to pay its
debts as the debts become due in the usual course of business, or the corporation’s total assets would be less than the sum of its
total liabilities plus, unless the corporation’s charter provides otherwise, the amount that would be needed, if the corporation
were dissolved at the time of the dividend, to satisfy the preferential rights upon dissolution of stockholders whose preferential rights
are superior to those receiving the dividend. Accordingly, we generally may not make a distribution if, after giving effect to the distribution,
we would not be able to pay our debts as they become due in the usual course of business or our total assets would be less than the sum
of our total liabilities plus, unless our charter provides otherwise, the amount that would be needed to satisfy the preferential rights
upon dissolution of stockholders whose preferential rights are superior to those receiving the dividend. Any dividends or redemption payments
may be delayed or prohibited. As a result, the price of our common stock may decrease, which may have a material adverse effect on our
business, financial condition and results of operations.

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We may change our dividend policy, and the cash distributions you receive may be less frequent or lower in amount than you expect.

Future dividends will be declared
and paid at the discretion of our board of directors, and the