Company: CFG-PE
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000759944-25-000153
Chunk: 28

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 28
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5(dollars in millions)Interest Rate ReductionTerm ExtensionPayment DelayInterest Rate Reduction and Term ExtensionTerm Extension and Payment DelayInterest Rate Reduction, Term Extension, and Payment DelayTotalTotal as a % of Loan Class(1)Commercial and industrial$16 $322 $2 $5 $1 $4 $350 0.75 %Commercial real estate28 707 66 29 103 — 933 3.65 Total commercial44 1,029 68 34 104 4 1,283 1.77 Residential mortgages3 42 13 9 1 2 70 0.20 Home equity5 1 11 5 — — 22 0.12 Education8 — — — — — 8 0.09 Other retail13 — — — — — 13 0.32 Total retail29 43 24 14 1 2 113 0.17 Total$73 $1,072 $92 $48 $105 $6 $1,396 0.99 %Nine Months Ended September 30, 2024(dollars in millions)Interest Rate ReductionTerm ExtensionPayment DelayInterest Rate Reduction and Term ExtensionTerm Extension and Payment DelayInterest Rate Reduction, Term Extension, and Payment DelayTotalTotal as a % of Loan Class(1)Commercial and industrial$— $179 $86 $1 $23 $— $289 0.66 %Commercial real estate— 505 100 130 144 — 879 3.14 Total commercial— 684 186 131 167 — 1,168 1.63 Residential mortgages4 63 9 8 1 1 86 0.27 Home equity3 2 — 9 — — 14 0.09 Education9 2 39 — — — 50 0.45 Other retail13 — — — — — 13 0.27 Total retail29 67 48 17 1 1 163 0.23 Total$29 $751 $234 $148 $168 $1 $1,331 0.94 %(1) Represents the total