Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 182

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 2
Chunk 182
---
 — — Premium finance receivables—property and casualty14,350 18,081 22,427 Premium finance receivables—life insurance327 2,962 — Consumer and other184 98 121 Total loans past due greater than 90 days and still accruing14,861 21,187 22,852 Nonaccrual loans:Commercial80,877 70,560 51,087 Commercial real estate32,828 26,187 48,289 Home equity1,780 2,070 1,100 Residential real estate28,047 22,522 18,198 Premium finance receivables—property and casualty30,404 29,846 32,722 Premium finance receivables—life insurance— — — Consumer and other41 18 3 Total nonaccrual loans173,977 151,203 151,399 Total non-performing loans:Commercial80,877 70,606 51,391 Commercial real estate32,828 26,187 48,289 Home equity1,780 2,070 1,100 Residential real estate28,047 22,522 18,198 Premium finance receivables—property and casualty44,754 47,927 55,149 Premium finance receivables—life insurance327 2,962 — Consumer and other225 116 124 Total non-performing loans$188,838 $172,390 $174,251 Other real estate owned23,615 22,625 19,731 Total non-performing assets$212,453 $195,015 $193,982 Total non-performing loans by category as a percent of its own respective category’s period-end balance:Commercial0.49 %0.44 %0.36 %Commercial real estate0.25 0.20 0.40 Home equity0.38 0.45 0.31 Residential real estate0.71 0.61 0.59 Premium finance receivables—property and casualty0.54 0.66 0.78 Premium finance receivables—life insurance0.00 0.04 — Consumer and other0.19 0.10 0.14 Total non-performing loans0.37