Company: EJH
Filing Date: 2025-10-30
Form Type: 20-F
Source: 0001213900-25-104179
Chunk: 27

Company: E-Home Household Service Holdings Ltd
Filing Date: 2025-10-30
Form: 20-F
Item: Item 3
Chunk 27
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we accept subjects us to third-party payment processing-related risks.

We accept payments using a variety of methods,
including online payments with credit cards and debit cards issued by major banks in China, and payment through third-party online payment
platforms such as WeChat Pay. For certain payment methods, including credit and debit cards, we pay interchange and other fees, which
may increase over time and raise our operating costs and lower our profit margins. We may also be susceptible to fraud and other illegal
activities in connection with the various payment methods we offer. We are also subject to various rules, regulations, and requirements,
regulatory or otherwise, governing electronic funds transfers, which could change or be reinterpreted to make it difficult or impossible
for us to comply. If we fail to comply with these rules or requirements, we may be subject to fines and higher transaction fees and become
unable to accept credit and debit card payments from our customers, or facilitate other types of online payments, and our business, financial
condition, and results of operations could be materially and adversely affected.

We may need additional capital, and the
sale of other equity securities could result in additional dilution to our shareholders, and the incurrence of additional indebtedness
could increase our debt service obligations.

We believe that our current cash and cash equivalents
and anticipated cash flow from operations should be sufficient to meet our anticipated cash needs for the foreseeable future. We may,
however, require additional cash resources due to changed business conditions or other future developments, including any investments
or acquisitions that we may decide to pursue. If these resources are insufficient to satisfy our cash requirements, we may seek to issue
additional shares or debt securities or to obtain a credit facility. The sale of additional equity and equity-linked securities could
result in additional dilution to our shareholders. The incurrence of indebtedness would result in increased debt service obligations and
could result in operating and financing covenants that would restrict our operations. Our ability to obtain additional financing will
be subject to a number of factors, including general market conditions, government approvals, investor acceptance of our plan of operations,
and results from our business operations. We cannot assure you that financing will be available in amounts or on terms acceptable to us,
if at all.

The forecasts of market growth included
in this annual report may prove to be inaccurate, and even if the markets in which we compete achieve the forecasted growth, we cannot
assure you our business will grow at similar rates, if at all.

Growth forecasts are