Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1223

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1A
Chunk 1223
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00% and 38.50% per annum and are subject to conversion by DBR Capital at a price of $0.007 per share. Under the
first three loans, DBR Capital had the right to lend to the Company up to an additional $7.7 million for which the Company had no call
rights, on substantially the same terms as the prior loans, through December 31, 2024. In February 2025, the terms of the note financing
arrangement were amended so that DBR Capital has been given until August 31, 2025 to lend to the Company a minimum of $2,000,000, and
until December 31, 2026 to lend to the Company the balance of up to $5,700,000. The amendment also substantially reduces the interest
rate for the first $2 million that may be advanced by DBR Capital from 38.5% to 18.75% per annum, and further substantially reduces the
interest rate to 10% per annum (also from 38.5%) for any amounts loaned in excess of $2 million. The terms and conditions of the credit
arrangements with DBR Capital could make it difficult for the Company to attract third-party capital in the future.

We
might fail to realize the expected benefits and strategic objectives of our 2021 acquisition of a proprietary trading platform from a
business affiliated with two members of the Company’s Board of Directors.

During
September 2021, we acquired, among other assets, a proprietary algorithmic trading platform from MPower, a business controlled by two
members of our Board of Directors. The assets of MPower were acquired in consideration of the issuance of Class B Redeemable Units consisting
of non-voting membership interests in our wholly owned subsidiary IFGH that are in the future redeemable for 565,000,000 Company common
shares on a one-for-one basis. While we believe that the trading platform that we acquired in the acquisition will become a fundamental
part of our overall strategy to create a Brokerage and Financial Markets business, our expected deployment of those assets was unexpectedly
delayed due to complications and delays in the process of finding a broker-dealer relating to a former officer’s then ongoing legal
proceedings. Although we have since acquired a broker-dealer through our acquisition of Opencash in 2024, we might not achieve our expected,
or any, return on this investment. To date, we have