Company: HBCYF
Filing Date: 2025-10-28
Form Type: 6-K
Source: 0001089113-25-000056
Chunk: 51

Company: HSBC HOLDINGS PLC
Filing Date: 2025-10-28
Form: 6-K
Chunk 51
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 |             |
| Common equity tier 1 ratio             |        14.5 |        14.6 |
| Tier 1 ratio                           |        16.9 |        17.0 |
| Total capital ratio                    |        20.2 |        20.1 |
| Liquidity coverage ratio (‘LCR’)       |             |             |
| Total high-quality liquid assets ($bn) |       690.2 |       678.1 |
| Total net cash outflow ($bn)           |       498.3 |       485.5 |
| LCR (%)                                |         139 |         140 |

References to EU regulations and directives (including technical standards) should, as applicable, be read as references to the UK’s version of such regulation or directive, as onshored into UK law under the European Union (Withdrawal) Act 2018, and as may be subsequently amended under UK law. Capital figures and ratios in the previous table are calculated in accordance with the regulatory requirements of the Capital Requirements Regulation and Directive, the CRR II regulation and the Prudential Regulation Authority (’PRA’) Rulebook (’CRR II’). Effective 1 January 2025, the IFRS 9 transitional arrangements came to an end, followed by the end of the CRR II grandfathering provisions on 28 June 2025. Accordingly, our numbers in the previous table are the same on both the transitional and end-point basis. The LCR is based on the average value of the preceding 12 months. Regulatory numbers and ratios are as presented at the date of reporting. Small changes may arise between these numbers and ratios and those subsequently submitted in regulatory filings. Where differences are significant, we may restate in subsequent periods. Capital At 30 September 2025, our CET1 capital ratio decreased to 14.5 % from 14.6 % at 30 June 2025: – CET1 capital generation through regulatory profits in the period was offset by the share buy-back announced with our 2Q25 results, dividends, changes in regulatory deductions and strategic transactions, reducing our CET1 capital ratio by 0.2 percentage points; and – reductions in RWAs, mainly due to a decline in market risk RWAs and methodology and policy changes in credit risk RWAs, which improved our CET1 capital ratio by 0.1 percentage points. Our Pillar 2A requirement at 30 September 2025, as