Company: FGBI
Filing Date: 2025-03-17
Form Type: 10-K
Source: 0001408534-25-000015
Chunk: 169

Company: First Guaranty Bancshares, Inc.
Filing Date: 2025-03-17
Form: 10-K
Item: Item 8
Chunk 169
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33,018 35,991 1- 4 family430 8,813 9,243 3,174 447,197 450,371 Multifamily2,942 1,007 3,949 27,516 137,605 165,121 Non-farm non-residential1,229 10,302 11,531 54,201 1,105,641 1,159,842 Total Real Estate5,004 23,699 28,703 98,588 2,042,785 2,141,373 Non-Real Estate:      Agricultural129 75 204 2,151 38,571 40,722 Commercial and industrial3 1,991 1,994 5,194 252,324 257,518 Commercial leases— 1,719 1,719 3,015 217,185 220,200 Consumer and other— 1,337 1,337 — 42,267 42,267 Unallocated— 854 854 — — — Total Non-Real Estate132 5,976 6,108 10,360 550,347 560,707 Total$5,136 $29,675 $34,811 $108,948 $2,593,132 $2,702,080 Unearned Income     (8,300)Total Loans Net of Unearned Income     $2,693,780 All loans individually evaluated for impairment as of December 31, 2024 were considered collateral dependent loans. As of December 31, 2023(in thousands)AllowanceIndividuallyEvaluatedAllowanceCollectivelyEvaluatedTotal Allowancefor Credit LossesLoansIndividuallyEvaluatedLoansCollectivelyEvaluatedTotal LoansbeforeUnearned IncomeReal Estate:      Construction & land development$— $5,845 $5,845 $1,389 $398,046 $399,435 Farmland— 36 36 5,670 26,860 32,530 1- 4 family316 6,337 6,653 5,066 439,784 444,850 Multifamily— 1,614 1,614 537 118,384 118,921 Non