Company: RNST
Filing Date: 2025-02-26
Form Type: 10-K
Source: 0000715072-25-000054
Chunk: 103

Company: RENASANT CORP
Filing Date: 2025-02-26
Form: 10-K
Item: Item 7
Chunk 103
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— 113,705 Total real estate – 1-4 family mortgage938,005 830,105 914,309 806,458 3,488,877 Real estate – commercial mortgage:Owner-occupied797,436 746,254 335,658 15,331 1,894,679 Non-owner occupied2,598,060 1,427,044 200,986 847 4,226,937 Land development64,153 47,750 2,549 — 114,452 Total real estate – commercial mortgage3,459,649 2,221,048 539,193 16,178 6,236,068 Installment loans to individuals36,495 41,526 11,973 20 90,014 Total loans, net of unearned income$6,715,882 $3,690,210 $1,629,354 $849,574 $12,885,020 

40

The following table sets forth the fixed and variable rate loans maturing or scheduled to reprice after one year as of December 31, 2024:

 Interest Sensitivity FixedRateVariableRateCommercial, financial, agricultural$439,653 $119,313 Lease financing, net of unearned income88,609 — Real estate – construction:Residential37,085 35,392 Commercial67,193 1,083 Total real estate – construction104,278 36,475 Real estate – 1-4 family mortgage:Primary1,098,447 1,130,001 Home equity3,847 159 Rental/investment291,955 15,064 Land development11,058 341 Total real estate – 1-4 family mortgage1,405,307 1,145,565 Real estate – commercial mortgage:Owner-occupied1,016,519 80,724 Non-owner occupied1,506,161 122,716 Land development48,183 2,116 Total real estate – commercial mortgage2,570,863 205,556 Installment loans to individuals52,295 1,224 Total loans, net of unearned income$4,661,005 $1,508,133 

Deposits

The Company relies on deposits as its major source of funds. Total deposits were $14,572