Company: FMCCN
Filing Date: 2025-02-13
Form Type: 10-K
Source: 0001026214-25-000040
Chunk: 68

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-02-13
Form: 10-K
Item: Item 15
Chunk 68
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 7.95 1 10.62 — NM— NM— NM4 8.80 Total68 %0.51 23 %0.82 6 %1.00 3 %0.75 — %NM100 %0.59 

December 31, 2023CLTV ≤ 60CLTV > 60 to 80CLTV > 80 to 90CLTV > 90 to 100CLTV > 100All LoansCurrent credit score% of PortfolioSDQ Rate% of PortfolioSDQ Rate(2)% of PortfolioSDQ Rate(2)% of PortfolioSDQ Rate(2)% of PortfolioSDQ Rate(2)% of PortfolioSDQ Rate740 and above50 %0.05 %16 %0.07 %4 %0.09 %1 %0.09 %— %NM71 %0.06 %700 to 7397 0.25 4 0.23 2 0.23 1 0.16 — NM14 0.25 680 to 6993 0.49 1 0.44 — NM— NM— NM4 0.48 660 to 6792 0.80 1 0.75 — NM— NM— NM3 0.79 620 to 6593 1.69 1 1.63 — NM— NM— NM4 1.66 Less than 6203 8.06 1 9.88 — NM— NM— NM4 8.56 Total68 %0.49 24 %0.70 6 %0.72 2 %0.52 — %NM100 %0.55 

(1)Excludes loans underlying certain securitization products for which current credit score is not available.

(2)Current credit score is based on the credit bureau Experian only.

Certain of the loan attributes shown above may indicate a higher risk of default. For example, loans with LTV ratios over 90% or credit scores below 620 may be higher risk. A single loan may fall within more than one risk category. Certain combinations of loan attributes can indicate an even higher degree of credit risk