Company: ABLV
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001213900-25-034677
Chunk: 40

Company: Able View Global Inc.
Filing Date: 2025-04-23
Form: 20-F
Item: Item 3
Chunk 40
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 post-issuance reporting will be put on a blacklist
and the PRC credit information sharing platform, which may potentially result in restrictions on the offshore debt issuance in the future.

We may not have sufficient insurance coverage
to fully cover our business risks, which could expose us to significant costs and business disruption.

We have not obtained any insurance, such as business
interruption insurance or product liability insurance, nor do we maintain key-man life insurance to cover potential risks in the daily
operation of the business. This could leave us exposed to potential claims and losses. As for the inventory in the warehouse we are using,
we depend on the insurance held by our third-party service partners to cover our loss, if any. Therefore, we do not have any control over
which insurance is selected by them and we cannot confirm whether our third-party service partners have obtained any insurance at all.
In addition, insurance companies in China offer limited business insurance products. As a result, even if we are successful in our claims
against third-party service providers when certain accidents occurred, the insurance bought by our third-party service providers may not
be able to fully, or at all, pay the damages resulting from such accidents. Our third-party service providers, if any, may also fail to
purchase insurance or maintain effective insurance. Under these circumstances, we have to claim compensation directly from our service
providers through friendly negotiation or other legal proceedings, such as arbitrations or litigations, which may be time-consuming and
costly, and we cannot be sure that we can any adequate compensation for losses. Any business disruption, litigation, regulatory action,
outbreak of epidemic disease, accidents, or natural disaster could also expose us to substantial costs and diversion of resources. We
cannot assure you that the insurance coverage if any, provided by our third-party service providers’ insurance coverage is sufficient
to prevent us from any loss or that we will be able to successfully claim our losses under our current insurance policy on a timely basis,
or at all. If we incur any loss that is not covered by our insurance policies, or the compensated amount is significantly less than our
actual loss, our business, financial condition and results of operations could be materially and adversely affected.

The financial soundness of financial institutions
with which we place our cash and cash equivalents could affect our financial conditions, business and result of operations.

We place our cash and cash equivalents with financial
institutions, which include (i) banks incorporated in China, which are all authorized to operate banking