Company: OWLS
Filing Date: 2025-09-03
Form Type: F-1
Source: 0001193125-25-195057
Chunk: 178

Company: OBOOK HOLDINGS INC.
Filing Date: 2025-09-03
Form: F-1
Chunk 178
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and OwlPay Wallet Prowould enhance the breadth of our OwlPayservices and strengthen our market position in digital asset payment solutions.
The following is a list of our products and services.

OwlPay Platform Solutions

For businesses or individuals looking to flexibly use fiat currencies and stablecoins for payments without having the technical resources for
integration, our platform solutions provide seamless access to the desired services directly through our platform.

OwlPay Payment

We currently offer OwlPay’s payment interface through our products, OwlPay Payment. OwlPay Paymentsimplifies business cash flow processes, enabling merchants to efficiently complete acquiring consumers’ payments,reconciliation, auditing, and payment through an integrated service using fiat currency and USDC. This helpsbusiness without in-house technical teams to support system integration but requiring cross-border paymentsimprove operational efficiency. Additionally, through collaboration with VISA Direct, OwlPay Paymentplans toprovide business and individual with a convenient way to send funds from a bank or card account to another party’scard or bank account within the same card network.

A. Payment Gateway Services

In May 2023, we enhanced our payments-related offerings by acquiring PayNow, a prominent Taiwanese payment gateway service
provider. By integrating PayNow’s payment gateway service capabilities, OwlPayoffers an embedded payment collection function to businesses and proprietors to receive consumer payments, supporting a wide range of payment collection
methods, including via credit cards, mobile payments, web ATM and payment at convenience stores. For payment gateway services, we charge the merchants a transaction fee for each successful payment based on a predetermined rate, which varies
depending on the markets, and a fixed-amount handling fee when disbursing the collected funds. Our processing transaction volume of payment gateway services is US$217 million for the year of 2024. Currently, we have launched USDC-based payment
gateway services to broaden the payment options available to end users.

B. Payout Services

– Domestic and International Payouts

We are in collaboration with payment market participants such as banks and licensed financial institutions, to facilitate fiat
currency payouts to businesses and individuals domestically and internationally. Our customers have access to multi-currency payment options and foreign exchange services that allow fiat currency payouts to different markets worldwide. One of our
service providers is NIUM, a company based in Singapore. NIUM helps OwlPay Payment with implementing domestic and international payout services, supporting customers in funding with 6 different fiat currencies, and assisting in
converting these into over 40 currencies, allowing payments to be made to more