Company: OSBC
Filing Date: 2025-05-08
Form Type: 424B3
Source: 0001104659-25-046065
Chunk: 208

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-08
Form: 424B3
Chunk 208
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 ​ |
| Installment and other                     | ​ | ​ | ​            | ​ |   151,611,889 | ​ | ​ | ​ | ​    | ​ |   151,580,951 | ​ | ​ |
| ​                                         | ​ | ​ | ​            | ​ | 1,208,566,024 | ​ | ​ | ​ | ​    | ​ | 1,241,746,284 | ​ | ​ |
| Less discount, deferred (fees) costs, net | ​ | ​ | ​            | ​ |    -4,942,058 | ​ | ​ | ​ | ​    | ​ |    -5,229,520 | ​ | ​ |
| Less allowance for credit losses          | ​ | ​ | ​            | ​ |   -20,649,494 | ​ | ​ | ​ | ​    | ​ |   -21,064,809 | ​ | ​ |
| Loans, net                                | ​ | ​ | ​            | $ | 1,182,974,472 | ​ | ​ | ​ | ​    | $ | 1,215,451,955 | ​ | ​ |

F-20

TABLE OF CONTENTS

Bancorp Financial, Inc. and Subsidiary Notes to Consolidated Financial Statements Note 3. Loans (continued) The following table presents the contractual aging of the recorded investment by segment of loans as of December 31, 2024 and 2023:

| ​                                     
 ​                                     | ​ 
 ​ | ​ 
 ​ | 2024    
 Current |   |               |   | ​ | ​ | 30-59 DaysPast Due |   |            |   | ​ | ​ | 60-89 DaysPast Due |   |           |   | ​ | ​ | Loans pastdue 90 daysor more |   |           |   | ​ | ​ | NonaccrualLoans |   |           |   | ​ | ​ | Total |   |               |   | ​ 
 ​ |
|:--------------------------------------|:--|:--|:--------|:--|--------------:|:--|:--|:--|:-------------------|:--|-----------:|:--|:--|:--|:-------------------|:--|----------:|:--|:--|:--|:-----------------------------|:--|----------:|:--|:--|:--|:----------------|