Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 92

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 8
Chunk 92
---
338 3,972 127 14,437 Total past due finance receivables46,416 14,467 414 61,297 Current finance receivables163,697 43,056 805 207,558 Finance receivables, amortized cost$210,113 $57,523 $1,219 $268,855 Origination Year202420232022TotalAs of September 30, 2024Delinquency:1 to 30 days past due$16,957 $4,739 $173 $21,869 31 to 60 days past due9,835 3,471 131 13,437 61 to 89 days past due (1)7,060 3,162 155 10,377 Total past due finance receivables33,852 11,372 459 45,683 Current finance receivables152,138 34,253 874 187,265 Finance receivables, amortized cost$185,990 $45,625 $1,333 $232,948 (1)The Company charges off finance receivables when a receivable is 90 days or more contractually past due.The following table details the gross charge-offs of finance receivables for the nine months ended September 30, 2025 and 2024, by origination year (in thousands):Origination Year2025202420232022TotalFinance receivables gross charge-offs:Gross charge-offs during the nine months ended September 30, 2025$37,469 $80,525 $6,208 $— $124,202 Gross charge-offs during the nine months ended September 30, 2024— 25,359 63,525 6,177 95,061 

Note 7 - Leased Merchandise, Net 

Leased merchandise, net consists of the following (in thousands):As of September 30,As ofDecember 31,202520242024Leased merchandise$242,961 $348,675 $319,444 Processing fees(2,040)(3,809)(2,960)Merchant partner (discounts) and premiums, net302 1,034 493 Accumulated depreciation(77,457)(114,762)(108,283)Leased merchandise, before allowance for lease losses163