Company: RITM-PC
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001556593-25-000024
Chunk: 362

Company: Rithm Capital Corp.
Filing Date: 2025-08-01
Form: 10-Q
Item: Item 8
Chunk 362
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50%5,53847%13,77349%10,95343%2,697 2,820 Non-QM6374%3893%1,0264%5192%248 507 Non-Agency4473%3723%8193%113—%75 706 Other38—%28—%66—%3341%10 (268)Total Production by Product$16,298100%$11,829100%$28,127100%$25,440100%$4,469 $2,687 % Purchase73 %73 %73 %85 %% Refinance27 %27 %27 %15 %

Three Months EndedSix Months Ended June 30,(dollars in thousands)June 30, 2025March 31, 202520252024QoQ ChangeYoY ChangeGain on originated residential mortgage loans, held-for-sale, net(A)(B)(C)(D)$172,740$152,945$325,685$294,000$19,795$31,685Pull through adjusted lock volume$16,656,627$12,451,587$29,108,214$26,978,189$4,205,040$2,130,025Gain on Originated Residential Mortgage Loans, as a Percentage of Pull Through Adjusted Lock Volume, by Channel:Direct to Consumer3.39 %3.20 %3.30 %3.81 %Retail / Joint Venture3.49 %3.48 %3.49 %3.66 %Wholesale1.22 %1.33 %1.27 %1.27 %Correspondent0.43 %0.55 %0.48 %0.46 %Total Gain on Originated Residential Mortgage Loans, as a Percentage of Pull Through Adjusted Lock Volume1.04 %1.23 %1.12 %1.09 %

(A)Includes realized gains on loan sales and related new MSR capitalization, changes in repurchase reserves, changes in fair value of interest rate lock commitments, changes in fair value of residential mortgage loans, held-for-sale (“HFS”) and economic hedging gains and losses.

(B)Includes loan origination fees of $248.3 million and $197.6 million for the three months ended June 30, 2025 and March