Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 19

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 19
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 recognized interest income. In addition, the Company elected to not include accrued interest within presentation and disclosures of the carrying amount of financial assets held at amortized cost. This election is applicable to the various disclosures included within the Company's financial statements. Accrued interest related to financial assets held at amortized cost is included within accrued interest receivable and other assets within the Company's Consolidated Statements of Condition and totaled $335.4 million at March 31, 2025, $332.8 million at December 31, 2024, and $307.8 million at March 31, 2024.

The tables below show the aging of the Company’s loan portfolio by the segmentation noted above at March 31, 2025, December 31, 2024 and March 31, 2024: As of March 31, 202590+ days and still accruing60-89 days past due30-59 days past due(In thousands)NonaccrualCurrentTotal LoansLoan Balances (includes PCD):CommercialCommercial, industrial and other$70,560 $46 $15,243 $97,397 $15,748,080 $15,931,326 Commercial real estateConstruction and development3,613 — 820 3,994 2,440,454 2,448,881 Non-construction22,574 — 6,175 79,659 10,357,612 10,466,020 Home equity2,070 — 984 3,403 449,226 455,683 Residential real estate, excluding early buy-out loans22,522 — 1,351 38,943 3,498,601 3,561,417 Premium finance receivablesProperty and casualty insurance loans29,846 18,081 19,717 39,459 7,132,759 7,239,862 Life insurance loans— 2,962 10,587 29,924 8,321,667 8,365,140 Consumer and other18 98 162 542 115,499 116,319 Total loans, net of unearned income, excluding early buy-out loans$151,203 $21,187 $55,039 $293,321 $48,063,898 $48,584,648 Early buy-out loans guaranteed by U.S. government