Company: BLNE
Filing Date: 2025-01-14
Form Type: 424B3
Source: 0001493152-25-002137
Chunk: 73

Company: Beeline Holdings, Inc.
Filing Date: 2025-01-14
Form: 424B3
Chunk 73
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 note and reduces the balance on its warehouse line. Beeline is working towards increases to this amount but no assurance can be given that an increase will occur.

Cybersecurity

Beeline maintains highly confidential personal information including social security numbers of its borrowers and applicants. Beeline prioritizes the security, confidentiality, integrity, and availability of its systems, data, and other assets. Operating in a highly regulated sector, Beeline understands the critical importance of protecting its infrastructure and sensitive data, including highly confidential information submitted by and relating to consumers and proprietary company data. Its management actively oversees its risk management program, including the management of cybersecurity risks. Its comprehensive cybersecurity and disaster recovery strategy is designed to mitigate a broad spectrum of risks, including unauthorized access, data breaches, system outages, and other potential threats. Its cybersecurity and disaster recovery program includes the following key components:

| ● | Governance                                                                                       
 and Risk Management: Beeline maintains a dedicated consulting team responsible for cybersecurity 
 governance, risk management, and compliance. This team manages its cybersecurity policies,       
 which are regularly reviewed and updated to reflect technological advancements, regulatory       
 changes, and evolving threats.                                                                   |

| 66 |

| ● | Security                                                                                        
 Framework and Controls: Its security controls are aligned with recognized frameworks, such      
 as the NIST Cybersecurity Framework, ISO/IEC 27001, and the CIS Controls. These controls        
 encompass access management, encryption, network security, and system monitoring.               |
| ● | Data                                                                                            
 Protection and Privacy: Beeline employs advanced encryption methods to protect sensitive        
 data. Beeline’s systems are designed to ensure compliance with federal and state regulations.   |
| ● | Identity                                                                                        
 and Access Management (“IAM”): Robust IAM solutions help ensure that only authorized            
 users can access Beeline’s systems and data. This includes multi-factor authentication,         
 role-based access control, and regular access reviews to enhance security.                      |
| ● | Disaster                                                                                        
 Recovery and Business Continuity: Beeline uses a comprehensive disaster recovery and business   
 continuity plan to ensure operational resilience. This plan includes strategies for rapid       
 data restoration, backup integrity, and failover capabilities, allowing it to minimize downtime 
 and maintain business operations during disruptions.                                            |
| ● | Incident                                                                                        
 Response and Recovery: In addition to disaster recovery, Beeline’s incident response            
 program is designed to detect, respond to, and mitigate cybersecurity events. This program      
 is closely integrated with our disaster recovery efforts to ensure seamless coordination        
 during major incidents.                                                                         |
| ● | Continuous