Company: PNBK
Filing Date: 2025-08-14
Form Type: 10-Q
Source: 0001628280-25-040370
Chunk: 172

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-08-14
Form: 10-Q
Item: Part I, Item 8
Chunk 172
---
2,357 2,476 — 23,779 45,092 — 22,549 38,951 — With a related allowance recorded:Commercial Real Estate— — — 974 969 403 Commercial and Industrial— — — 1,492 1,810 60 — — — 2,466 2,779 463 Individually evaluated loans, Total:Commercial Real Estate20,892 37,581 — 19,335 35,193 403 Commercial and Industrial2,856 7,362 — 3,323 4,061 60 Construction to permanent - CRE31 149 — 2,357 2,476 — Total$23,779 $45,092 $— $25,015 $41,730 $463 

26

Table of ContentsPATRIOT NATIONAL BANCORP, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements (Unaudited)

The following table summarizes additional information regarding individually evaluated loans by segment for the three and six months ended June 30, 2025 and 2024:Three Month Ended June 30,Six Months Ended June 30,(In thousands)2025202420252024Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized Average Recorded Investment Interest Income Recognized With no related allowance recorded:Commercial Real Estate$22,847 $64 $5,107 $— $23,626 $82 $5,108 $— Residential Real Estate— — 172 8 — — 172 8 Commercial and Industrial2,873 — 5,026 23 2,979 — 4,513 27 Construction to permanent - CRE1,775 — 2,411 — 2,025 — 2,433 — 27,495 64 12,716 31 28,630 82 12,226 35 With a related allowance recorded:Commercial Real Estate— — 22,763 159 — — 22,942 159 Commercial and Industrial— — 217 — — — 577 — — — 22,980 159 — — 23,519 159