Company: ABR-PF
Filing Date: 2025-05-02
Form Type: 10-Q
Source: 0001628280-25-021683
Chunk: 131

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-05-02
Form: 10-Q
Item: Part I, Item 8
Chunk 131
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 high interest rate environment, tightening of capital markets and reduced property values, both globally and to our business, makes any estimate or assumption at March 31, 2025 inherently less certain.

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Significant Accounting PoliciesSee Item 8 – Financial Statements and Supplementary Data in our 2024 Annual Report for a description of our significant accounting policies. There have been no significant changes to our significant accounting policies since December 31, 2024.

Note 3 — Loans and Investments

Our Structured Business loan and investment portfolio consists of ($ in thousands):March 31, 2025Percent ofTotalLoanCountWtd. Avg.Pay Rate (1)Wtd. Avg.RemainingMonths toMaturity (2)Wtd. Avg.First DollarLTV Ratio (3)Wtd. Avg.Last DollarLTV Ratio (4)Bridge loans (5)$11,057,542 96 %6276.92 %11.60 %79 %Mezzanine loans256,925 2 %607.70 %51.052 %81 %Preferred equity investments148,845 1 %276.62 %50.962 %80 %Construction - multifamily23,005 <1 %49.76 %22.40 %36 %SFR permanent loans3,076 <1 % 19.35 %7.30 %40 %Total UPB11,489,393 100 %7196.94 %13.02 %79 %Allowance for credit losses(240,937)Unearned revenue(32,831)Loans and investments, net (6)$11,215,625 December 31, 2024Bridge loans (5)$10,893,106 96 %6886.89 %11.60 %80 %Mezzanine loans255,556 2 %587.52 %51.851 %82 %Preferred equity investments148,845 1 %276.42 %53.962 %79 %Construction - multifamily4,367 <1 %29.97 %20.80 %42 %SFR permanent loans3,082 <1 % 19.36 %10.30