Company: BCS
Filing Date: 2025-02-20
Form Type: 424B2
Source: 0001193125-25-030302
Chunk: 15

Company: BARCLAYS PLC
Filing Date: 2025-02-20
Form: 424B2
Chunk 15
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-K we may furnish to the SEC after the date of this prospectus supplement (or portions
thereof) are incorporated by reference in this prospectus supplement only to the extent that the report expressly states that it is (or such portions are) incorporated by reference in this prospectus supplement.

We will provide to you, upon your written or oral request, without charge, a copy of any or all of the documents referred to above or in the
accompanying prospectus which we have incorporated in this prospectus supplement by reference. You should direct your requests to Barclays Treasury, Barclays PLC, 1 Churchill Place, London E14 5HP, U.K. (telephone: +44-20-7116-1000).

S-6

CERTAIN DEFINITIONS For purposes of this prospectus supplement:

| • |     | “A$” shall refer to the lawful currency for the time being of Australia; |

| • |     | “BBPLC” refers to Barclays Bank PLC (or any successor entity); |

| • |     | “BBUKPLC” refers to Barclays Bank UK PLC (or any successor entity); |

| • |     | “Capital Regulations” means, at any time, the laws, regulations, requirements, standards, guidelines                                                                                                                                           
 and policies relating to capital adequacy and/or minimum requirement for own funds and eligible liabilities and/or loss absorbing capacity for credit institutions of either (i) the PRA and/or (ii) any other national or European authority, 
 in each case then in effect in the U.K. (or in such other jurisdiction in which the Issuer may be organized or domiciled) and applicable to the Group, including U.K. CRD;                                                                     |

| • |     | “CET1 Capital” means, at any time, the sum, expressed in pounds sterling, of all amounts that                                                                                                                                                      
 constitute Common Equity Tier 1 Capital of the Group at such time, less any deductions from Common Equity Tier 1 Capital required to be made at such time, in each case as determined by the Issuer on a consolidated basis in accordance with the 
 Capital Regulations applicable at such time (which determination shall be binding on the Trustee and the holders). For the purposes of this definition, the term “Common Equity Tier 1 Capital” shall have the meaning assigned to such term in    
 the Capital Regulations then applicable;                                                                                                                                                                                                           |

| • |     | “Distributable Items” shall have the meaning assigned to such term in the Capital Regulations,