Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257753
Chunk: 22

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 22
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 as % LRE: MREL 11.76% (vs 8.59% Requirement); Subordination 9.99% (vs 5.66% Requirement). (2) Own funds and eligible liabilities to meet both MREL in RWAs or subordination requirement in RWAs, as applicable, and the combined capital buffer requirement, which would be 3.66%, without prejudice to any other buffer that may apply at any time. Last MREL Requirement was received on June 12th, 2025. M-MDAbuffer stands at 317bps (€17.3bn) in LRE. (3) Includes the update of the CCyB and the systemic risk buffer calculated on the basis of exposures as of Jun’25. >80% of MREL eligible with subordination > or = to SNP p. 48

9 Digital Metrics

3Q25 EARNINGS ANNEX—DIGITAL METRICS Digital Metrics: Mobile Customers & Digital Sales MOBILE CUSTOMERS (MILLION CUSTOMERS, %) CUSTOMER PENETRATION RATE1 68.2%71.4%76.9% DIGITAL SALES (% OF TOTAL SALES YTD) Units (

# of transactions) PRV2 (1) Mobile over total active clients. p. 50 (2) Product Relative Value as a proxy of lifetime economic representation of units sold.
BBVA

SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

| Date: October 30, 2025 |     | Banco Bilbao Vizcaya Argentaria, S.A.             
 By:  /s/ MªÁngeles Peláez Morón                   |
|:-----------------------|:----|:--------------------------------------------------|
|                        |     | Name: MªÁngeles Peláez Morón                      |
|                        |     | Title:  Head of Accounting & Regulatory Reporting |