Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 82

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 82
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109) (1,024) (1,063) +3.8% (4,529) (4,352) -3.9% Net operating income 1,977 2,096 2,197 2,303 2,351 2,368 2,258 2,207 -2.3% 8,574 9,184 +7.1% Net loan-loss provisions (1,034) (1,129) (1,121) (1,417) (1,163) (1,158) (1,088) (1,077) -1.0% (4,701) (4,487) -4.5% Other gains (losses) and provisions (178) (323) (223) (239) (211) (251) (201) (204) +1.2% (963) (867) -9.9% Profit before tax 765 645 854 648 977 958 969 926 -4.4% 2,911 3,830 +31.6% Consolidated profit 517 413 663 543 618 640 696 712 +2.4% 2,135 2,665 +24.8% Attributable profit 469 354 603 494 561 580 630 652 +3.5% 1,921 2,422 +26.1%

86 Brazil (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 2,019 2,022 2,128 2,300 2,433 2,514 2,592 2,582 -0.4% 8,470 10,121 +19.5% Net fee income 783 796 825 812 783 856 872 903 +3.5% 3,217 3,414 +6.1% Gains (losses) on financial transactions and other 130 173 96 90 28 (14) (23) 11 — 488 1 -99.8% Total revenue 2,932