Company: WBS-PG
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000801337-25-000104
Chunk: 89

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 2
Chunk 89
---
: Three months ended September 30,Nine months ended September 30,(In thousands, except per share and ratio data)2025202420252024Income and performance ratios:Net income$261,217 $192,985 $746,982 $590,941 Net income applicable to common stockholders254,051 186,799 726,156 572,318 Earnings per common share - diluted1.54 1.10 4.36 3.36 Return on average assets (annualized)1.27 %1.01 %1.24 %1.04 %Return on average tangible common stockholders’ equity (annualized) (non-GAAP)17.64 14.29 17.18 14.92 Return on average common stockholders’ equity (annualized)11.23 8.67 10.83 9.02 Non-interest income as a percentage of total revenue13.77 8.92 13.38 10.33 Asset quality:ACL on loans and leases$727,897 $687,798 $727,897 $687,798 Non-performing assets (1)545,327 427,274 545,327 427,274 ACL on loans and leases / total loans and leases1.32 %1.32 %1.32 %1.32 %Net charge-offs / average loans and leases (annualized)0.28 0.27 0.32 0.28 Non-performing loans and leases / total loans and leases (1)0.99 0.82 0.99 0.82 Non-performing assets / total loans and leases plus OREO and repossessed assets (1)0.99 0.82 0.99 0.82 ACL on loans and leases / non-performing loans and leases (1)133.82 161.60 133.82 161.60 Other ratios:Tangible common equity (non-GAAP)7.50 %7.48 %7.50 %7.48 %Tier 1 Risk-Based Capital11.89 11.77 11.89 11.77 Total Risk-Based Capital14.68 14.06 14.68 14.06 CET1 Risk-Based Capital11.39 11.