Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 448

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 448
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 lack thereof) of any net operating loss, net operating loss carryforward, capital loss, capital loss carryforward, basis amount or other Tax attribute (whether federal, state, local or foreign) of Parent or any of its Subsidiaries.

4.11

#### Employees
.

(a) Except as would not reasonably be expected to have a Material Adverse Effect on the Parent Parties, (i) each Parent Benefit Plan (as defined below) has been established, operated and administered in accordance with its terms and the requirements of all applicable laws, including ERISA and the Code; and (ii) all contributions required to be made to any Parent Benefit Plan by applicable law or by any plan document or other contractual undertaking, and all premiums due or payable with respect to insurance policies funding any Parent Benefit Plan have been timely made or paid in full or, to the extent not required to be made or paid, have been fully reflected on the books and records of Parent. For purposes of this Agreement, “ Parent Benefit Plans ” means all employee benefit plans (as defined in Section 3(3) of the Employee Retirement Income Security Act of 1974, as amended (“ ERISA ”)), and all equity, bonus or incentive, deferred compensation, retiree medical or life insurance, supplemental retirement, severance, termination, change in control, retention, employment, welfare, insurance, medical, fringe or other compensatory or benefit plans, programs, agreements, contracts, policies, arrangements or remuneration of any kind with respect to which Parent or any Subsidiary is a party or has any obligation or that are maintained, contributed to or sponsored by Parent or any of its Subsidiaries, excluding any “multiemployer plan” within the meaning of Section 4001(a)(3) of ERISA (a “ Multiemployer Plan ”).

(b) Section 4.11(b) of the Parent Disclosure Schedule sets forth a complete and accurate list of the material Parent Benefit Plans. Parent has made available to Company true and complete copies of each material Parent Benefit Plan and the following related documents, to the extent applicable: (i) all summary plan descriptions or amendments, (ii) the most recent annual report (Form 5500) filed with the Internal Revenue Service (the “ IRS ”), and (iii) the most recently received IRS determination letter.

(c) Each Parent Benefit Plan that is intended to be qualified under Section 401(a) of the Code has been determined by the IRS to be qualified under Section