Company: HBAN
Filing Date: 2025-07-21
Form Type: S-4
Source: 0001140361-25-026508
Chunk: 288

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-21
Form: S-4
Chunk 288
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 has not provided investment banking or financial advisory services to Veritex during the past two years. In the past two years, KBW has provided investment banking and financial advisory services to Huntington and has received compensation for such services. KBW acted as a co-manager in connection with debt offerings by Huntington in August 2023, January 2024, November 2024 and February 2025. We may in the future provide investment banking and financial advisory services to Veritex or Huntington and receive compensation for such services.

Keefe, Bruyette & Woods, A Stifel Company B-1

#### TABLE OF CONTENTS
The Board of Directors — Veritex Holdings, Inc.

July 13, 2025

Page 2 of 5

In connection with this opinion, we have reviewed, analyzed and relied upon material bearing upon the financial and operating condition of Veritex and Huntington and bearing upon the Merger, including among other things, the following: (i) an execution version of the Agreement dated July 13, 2025; (ii) the audited financial statements and the Annual Reports on Form 10-K for the three fiscal years ended December 31, 2024 of Veritex; (iii) the unaudited quarterly financial statements and the Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2025 of Veritex; (iv) certain draft and unaudited financial results for the fiscal quarter ended June 30, 2025 of Veritex (provided by Veritex); (v) the audited financial statements and the Annual Reports on Form 10-K for the three fiscal years ended December 31, 2024 of Huntington; (vi) the unaudited quarterly financial statements and the Quarterly Report on Form 10-Q for the fiscal quarter ended March 31, 2025 of Huntington; (vii) certain draft and unaudited financial results for the fiscal quarter ended June 30, 2025 of Huntington (provided by Huntington); (viii) certain regulatory filings of Veritex and Huntington and their respective subsidiaries, including, as applicable, the quarterly reports on Form FR Y-9C and the quarterly call reports required to be filed (as the case may be) with respect to each quarter during the three-year period ended December 31, 2024 as well as the quarter ended March 31, 2025; (ix) certain other interim reports and other communications of