Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 83

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 83
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516 $24,078,377 $24,245,893 $189,605 $23,592,058 $23,781,663 At June 30, 2025, nonaccrual loans and leases included $95.6 million of loans and leases 90 or more days past due, $13.0 million of loans and leases 30 to 89 days past due, and $58.9 million of loans and leases current with respect to contractual payments that were placed on nonaccrual status based on management’s judgment regarding their collectability. At December 31, 2024, nonaccrual loans and leases included $88.8 million of loans and leases 90 or more days past due, $40.6 million of loans and leases 30 to 89 days past due, and $60.2 million of current loans and leases that were placed on nonaccrual status based on management’s judgment regarding their collectability.As of June 30, 2025, our three largest loan relationships on nonaccrual status had an aggregate carrying value of $65.7 million and represented 39% of total nonaccrual loans and leases. 

25

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

The following tables present the credit risk rating categories for loans and leases held for investment by loan portfolio segment and class as of the dates indicated. Classified loans and leases are those with a credit risk rating of either substandard or doubtful.June 30, 2025ClassifiedSpecial MentionPassTotal(In thousands)Real estate mortgage:Commercial$217,527 $203,295 $3,948,579 $4,369,401 Multi-family189,963 188,564 5,902,264 6,280,791 Other residential39,411 1,258 3,116,947 3,157,616 Total real estate mortgage446,901 393,117 12,967,790 13,807,808 Real estate construction and land:Commercial69,324 29,501 282,624 381,449 Residential3,124 — 1,917,518 1,920,642 Total real estate construction and land72,448 29,501 2,200,142 2,302,091