Company: BBVXF
Filing Date: 2025-01-30
Form Type: 6-K
Source: 0001193125-25-016657
Chunk: 7

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-30
Form: 6-K
Chunk 7
---
 -37 BPS. vs. 2023 +338 BPS. vs. 2023 1.43% DELINQUENCY AND COVERAGE CET1 RATIO SOUND CAPITAL POSITION 5 12.88% vs. 11.5%-12% TARGET RANGE ABOVE OUR TARGET (1) Performing loans under management excluding repos.

2024 Earnings 13 2024 Proﬁt & Loss BBVA GROUP (€M) Change 12M24/12M23 12M24 % const. % Net Interest Income 25,267 13 9 Net Fees and Commissions 7,988 31 27 Net Trading Income 3,913 91 79 Other Income & Expenses -1,686 -22 -16 Gross Income 35,481 25 20 Operating Expenses -14,193 18 15 Operating Income 21,288 30 24 Impairment on Financial Assets -5,745 32 30 Provisions and Other Gains and Losses -137 -63 -65 Income Before Tax 15,405 32 24 Income Tax -4,830 27 21 Non-controlling Interest -521 60 31 Net Attributable Proﬁt 10,054 33 25

2024 Earnings 14 4Q24 Proﬁt & Loss BBVA GROUP (€M) Change Change 4Q24/4Q23 4Q24/3Q24 4Q24 % const. % % const. % Net Interest Income 6,406 10 22 6 9 Net Fees and Commissions 2,234 27 32 9 17 Net Trading Income 983 14 31 -15 -6 Other Income & Expenses -303 22 19 n.s. n.s. Gross Income 9,320 14 25 1 7 Operating Expenses -4,004 22 31 15 20 Operating Income 5,316 8 22 -8 -1 Impairment on Financial Assets -1,466 20 20 0 2 Provisions and Other Gains and Losses -91 -59 -57 19 14 Income Before Tax 3,759 8 28 -11 -3 Income Tax -1,171 19 47 -6 3 Non-controlling Interest -155 -28 106 -3 48 Net Attributable Proﬁt 2,433 6