Company: BOH
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0001628280-25-036240
Chunk: 236

Company: BANK OF HAWAII CORP
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 2
Chunk 236
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 Accruing Interest

Loans and leases past due 90 days or more and still accruing interest were $12.2 million as of June 30, 2025, a $4.0 million or 48% increase from December 31, 2024. The increase was primarily in our residential mortgage portfolio. This category includes loans and leases that are well-secured and in the process of collection, as well as loans and leases that have not reached the specified past due status to be placed on non-accrual. 

59

Reserve for Credit Losses

Table 16 presents the activity in our reserve for credit losses.

Reserve for Credit LossesTable 16Three Months Ended June 30,Six Months Ended June 30,(dollars in thousands)2025202420252024Balance at Beginning of Period$149,496 $152,148 $150,649 $152,429 Loans and Leases Charged-OffCommercialCommercial and Industrial(206)(875)(1,605)(1,235)ConsumerResidential Mortgage— (48)— (48)Home Equity(155)(202)(230)(237)Automobile(1,253)(1,095)(3,004)(2,143)Other(2,397)(2,610)(4,881)(4,922)Total Loans and Leases Charged-Off(4,011)(4,830)(9,720)(8,585)Recoveries on Loans and Leases Previously Charged-OffCommercialCommercial and Industrial78 263 155 379 ConsumerResidential Mortgage11 63 22 105 Home Equity180 113 308 297 Automobile557 481 1,190 1,007 Other567 517 1,024 1,123 Total Recoveries on Loans and Leases Previously Charged-Off1,393 1,437 2,699 2,911 Net Charged-Off - Loans and Leases(2,618)(3,393)(7,021)(5,674)Provision for Credit Losses:Loans and Leases3,454 3,206 7,036 6,748 Unfunded Commitments(204)(806)(536)(2,348)Total Provision for Credit Losses3,250 2,400 6,500 4,400 Balance at End of Period$150,128 $