Company: LLOBF
Filing Date: 2025-02-25
Form Type: 424B2
Source: 0000950103-25-002401
Chunk: 21

Company: Lloyds Banking Group plc
Filing Date: 2025-02-25
Form: 424B2
Chunk 21
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 1 Securities.                                                                                                                                                                                                                                      |

<div align='center'>S-25</div>

| Registrar         |                                                                                                                                                                                                                The Bank of New York Mellon SA/NV, Dublin Branch will act as registrar for the Additional Tier 1 Securities. |
| ISIN              |                                                                                                                                                                                                                                                                                                                XS3013997666 |
| Common Code       |                                                                                                                                                                                                                                                                                                                   301399766 |
| CFI               |                                                                                                                                                                                                                                                                                                                      DBFXPR |
| FISN              |                                                                                                                                                                                                                                                                                                         LLOYDS BANKING GROU |
| Listing           |                                                                        Application will be made to Euronext Dublin to admit the Additional Tier 1 Securities to the Official List and to trading on the Global Exchange Market, the exchange regulated market of Euronext Dublin, prior to the first Interest Payment Date. |
| Use of Proceeds   |                                                                                           We intend to use the net proceeds of the offering for general corporate purposes of the Group, including, without limitation, to repurchase or refinance existing debt and/or existing capital securities. See “Use of Proceeds”. |
| Joint Bookrunners |                                                                                                                                                                      Banco Bilbao Vizcaya Argentaria, S.A., J.P. Morgan Securities plc, Lloyds Bank Corporate Markets plc, Standard Chartered Bank and UBS AG London Branch |
| Governing Law     | The Additional Tier 1 Securities and the Indenture will be governed by and construed in accordance with the laws of the State of New York, except for the subordination and waiver of set-off provisions relating to the Additional Tier 1 Securities which will be governed by and construed in accordance with Scots law. |

<div align='center'>S-26

Risk Factors</div>

Prospective investors should consider carefully the risk factors incorporated by reference into this prospectus supplement and as set out below as well as the other information set out elsewhere in this prospectus supplement (including any other documents incorporated by reference herein) and reach their own views prior to making any investment decision with respect to the Additional Tier 1 Securities.

Set out below and incorporated by reference herein are certain risk factors which could have a material adverse effect on our business, operations, financial condition or prospects and cause our future results to be materially different from expected results. Our results could also be affected by competition and other factors. These factors should not be regarded as a complete and comprehensive statement of all potential risks and uncertainties we face. We have described only those risks relating to our operations or an investment in the Additional Tier 1 Securities that we consider to be