Company: AX
Filing Date: 2025-08-21
Form Type: 10-K
Source: 0001299709-25-000125
Chunk: 130

Company: Axos Financial, Inc.
Filing Date: 2025-08-21
Form: 10-K
Item: Item 7
Chunk 130
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7.50 $6.74 $5.39 Book value per common share$47.46 $40.26 $32.53 Tangible book value per common share (Non-GAAP1)$44.60 $37.26 $29.51 Weighted-average number of common shares outstanding:Basic56,862,630 57,509,029 59,691,541 Diluted58,241,421 58,725,636 60,566,854 Common shares outstanding at end of period56,483,617 56,894,565 58,943,035 Common shares issued at end of period71,101,642 70,221,632 69,465,446 

37

At or for the Fiscal Years Ended June 30,(Dollars in thousands, except per share amounts)202520242023Performance Ratios and Other Data:Growth in loans held for investment, net$1,818,225 $2,774,657 $2,365,667 Loan originations for sale$199,845 $197,305 $160,607 Return on average assets1.82 %2.08 %1.64 %Return on average common stockholders’ equity17.30 %21.64 %17.22 %Interest rate spread23.97 %3.62 %3.44 %Net interest margin34.90 %4.62 %4.35 %Net interest margin - Banking Business Segment only34.95 %4.68 %4.48 %Efficiency ratio446.84 %43.59 %49.54 %Efficiency ratio - Banking Business Segment only440.80 %38.42 %47.82 %Capital Ratios:Equity to assets at end of period10.82 %10.02 %9.42 %Axos Financial, Inc.:Tier 1 leverage (to adjusted average assets)10.73 %9.43 %8.96 %Common equity tier 1 capital (to risk-weighted assets)12.52 %12.01 %10.94 %Tier 1 capital (to risk-weighted assets)12.52 %12.01 %10.94 %Total capital (to risk-weighted assets)15.28