Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 103

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 103
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 and currency mismatches. We also consider other potential
risks, as well as market liquidity, our institutional needs and perceived opportunities for gains. Our Executive Committee for the Asset
and Liability and Treasury Management holds extraordinary meetings as required in response to unexpected macroeconomic changes.

In addition,
we receive daily reports on our mismatched and open positions, while our Executive Committee for the Asset and Liability and Treasury
Management assesses our risk position every two weeks.

| 82 – Reference Form – 2024 |

| 2. Officers’ notes |

The
following table shows, as of the dates indicated, our sources of funding, as well as other non-interest-bearing liabilities:

Deposits

Our
principal source of funding is deposits from individuals and legal entities in Brazil. As of December 31, 2024, our deposits totaled R$648.8
billion, representing 34.1% of our total liabilities.

We provide
the following types of deposit and registration accounts:

| · | checking accounts; |

| · | savings accounts; |

| · | time deposits; |

| · | interbank deposits from financial institutions; |

| · | accounts for salary purposes; and |

| · | accounts for payment of the INSS benefit. |

Funding in the open market

Funding
in the open market consists mainly of funds we obtained from banks in the market by selling securities with agreements to repurchase.

The majority of these financial assets subject to repurchase agreements are guaranteed by Brazilian government securities.This type
of transactions is generally short-term (normally intraday or overnight) and are volatile in terms of volume once directly impacted by
market liquidity. We believe that the risks associated with these transactions are low, given the quality of the collateral assets. In
addition, repurchase transactions are subject to operating limits of capital based on the equity of the financial institution, adjusted
in accordance with Central Bank of Brazil regulations. A financial institution may only make repurchase transactions at a value of up
to 30 times its RE, a limit we comply with. The limits on repurchase transactions involve securities issued by Brazilian government authorities
and vary according to the type of security involved in the transaction, and the perceived risk of the issuer as established by the Central
Bank of Brazil.

| 83 – Reference Form – 2024 |

| 2. Officers’ notes |

Loans and onlending

The
obligations for loans are constituted, mainly, with the funding of lines obtained from banking correspond