Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 83

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 83
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2,991 3,050 3,202 3,244 3,356 3,441 3,495 +1.6% 12,175 13,536 +11.2% Operating expenses (1,036) (1,046) (1,040) (1,087) (1,070) (1,071) (1,076) (1,135) +5.4% (4,208) (4,352) +3.4% Net operating income 1,896 1,945 2,010 2,115 2,175 2,285 2,364 2,360 -0.2% 7,966 9,184 +15.3% Net loan-loss provisions (992) (1,048) (1,024) (1,304) (1,076) (1,118) (1,141) (1,152) +1.0% (4,367) (4,487) +2.7% Other gains (losses) and provisions (171) (301) (203) (219) (195) (242) (212) (218) +2.9% (894) (867) -3.0% Profit before tax 734 595 782 593 904 925 1,012 990 -2.2% 2,705 3,830 +41.6% Consolidated profit 495 381 609 498 572 617 722 755 +4.6% 1,984 2,665 +34.4% Attributable profit 450 326 555 454 519 559 654 690 +5.6% 1,784 2,422 +35.8%

87 Brazil (BRL mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 11,731 11,745 12,364 13,359 14,135 14,604 15,058 14,998 -0.4% 49,200 58,795 +19.5% Net fee income 4,550