Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 206

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 206
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 are each subject to regulatory capital requirements administered by the federal banking agencies and the Division of Financial Institutions, an agency of the State of Hawai‘i Department of Commerce and Consumer Affairs. Failure to meet minimum capital requirements could cause certain mandatory and discretionary actions by regulators that, if undertaken, would likely have a material effect on our financial statements. Under capital adequacy guidelines and the regulatory framework for prompt corrective action, the Company and the Bank must meet specific capital guidelines that involve quantitative and qualitative measures. These measures were established by regulation intended to ensure capital adequacy. As of September 30, 2025, the Company’s capital levels remained characterized as “well-capitalized.” There have been no conditions or events since September 30, 2025, that management believes have changed either the Company’s or the Bank’s capital classifications. The Company’s regulatory capital ratios are presented in Table 18 below.

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Table 18 presents our regulatory capital and ratios as of September 30, 2025 and December 31, 2024.

Regulatory Capital and RatiosTable 18(dollars in thousands)September 30, 2025December 31, 2024Regulatory Capital 1Total Common Shareholders’ Equity$1,446,183 $1,322,774 Adjustments:CECL Transitional Amount— 2,375 Goodwill, Net of Deferred Tax Liabilities(28,746)(28,746)Postretirement Benefit Liability22,699 23,396 Net Unrealized Losses on Investment Securities253,552 319,993 Other9,097 9,097 Common Equity Tier 1 Capital1,702,785 1,648,889 Preferred Stock, Net of Issuance Cost336,101 336,101 Tier 1 Capital2,038,886 1,984,990 Allowable Reserve for Credit Losses150,051 148,634 Total Regulatory Capital$2,188,937 $2,133,624 Risk-Weighted Assets$14,215,866 $14,225,908 Key Regulatory Capital RatiosCommon Equity Tier 1 Capital Ratio11.98%11.59%Tier 1 Capital Ratio14.34 13.95 Total Capital Ratio15.40 15.00 Tier 1 Leverage Ratio8.44 8.31 

1Regulatory capital ratios as of September 30, 2025 are preliminary.

2Includes