Company: BCDRF
Filing Date: 2025-10-31
Form Type: 424B5
Source: 0001193125-25-260533
Chunk: 25

Company: Banco Santander, S.A.
Filing Date: 2025-10-31
Form: 424B5
Chunk 25
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stream Luxembourg, and DTC and its direct and indirect participants will record the beneficial interest on their books. We will not issue definitive notes other than in the limited circumstances described in the accompanying prospectus.  
 Settlement of the Notes will occur through DTC in same-day funds. For information on DTC’s book-entry system, see “Description of Certain Provisions Relating to Debt Securities and Contingent                                                        
 Convertible Capital Securities—Form of Securities; Book-Entry System” in the accompanying prospectus.                                                                                                                                                  |

S-12

| CUSIP | 2030 Floating Rate Notes: 05971KAT6. |

| 2030 Fixed Rate Notes: 05971KAR0. |

| 2035 Fixed Rate Notes: 05971KAS8. |

| ISIN | 2030 Floating Rate Notes: US05971KAT60. |

| 2030 Fixed Rate Notes: US05971KAR05. |

| 2035 Fixed Rate Notes: US05971KAS87. |

| Listing | We intend to apply to list the Notes on the New York Stock Exchange in accordance with its rules. |

| Trustee, Principal Paying Agent and Calculation Agent | The Bank of New York Mellon, London Branch, a banking corporation duly organized and existing under the laws of the State of New York, as Trustee, having its Corporate Trust Office at 160 Queen Victoria Street, London EC4V 4LA, United Kingdom, 
 will act as (i) the Trustee, principal paying agent and calculation agent for the 2030 Floating Rate Notes and (ii) the Trustee and principal paying agent for the 2030 Fixed Rate Notes and the 2035 Fixed Rate Notes.                             |

| Use of Proceeds | We intend to use the net proceeds from the sale of the Notes for general corporate purposes. See “Use of Proceeds.” |

| Conflicts of Interest | Santander US Capital Markets LLC is a subsidiary of Banco Santander. Therefore, Santander US Capital Markets LLC is deemed to have a “conflict of interest” under FINRA Rule 5121 and, accordingly, the offering of the notes will comply 
 with the applicable requirements of FINRA Rule 5121.                                                                                                                                                                                      |

| For further information, see “Underwriting (Conflicts of Interest).” |

| Governing Law, Submission to Jurisdiction | The Base Indenture, the Third Supplemental Indenture and the Notes will be governed by and construed