Company: KEY-PI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0000091576-25-000058
Chunk: 53

Company: KEYCORP /NEW/
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 2
Chunk 53
---
 mortgage— — (1)— (1)Home equity loans— — — — — Total residential — prime loans— — (1)— (1)Other consumer loans12 13 15 14 14 Credit cards10 10 10 10 11 Total consumer loans22 23 24 24 24 Total net loan charge-offs$110 $114 $154 $91 $81 Net loan charge-offs to average loans.43 %.43 %.58 %.34 %.29 %Net loan charge-offs from discontinued operations — education lending business$1 $1 $1 $— $1 

41

Figure 28. Net Loan Charge-offs (Recoveries) to Average Loans from Continuing Operations

20252024Dollars in millionsFirstFourthThirdSecondFirstCommercial and industrial0.40 %0.54 %0.93 %0.41 %0.39 %Commercial real estate:Commercial mortgage1.09 0.52 0.17 0.25 0.14 Construction— — — — — Total commercial real estate loans0.89 0.43 0.14 0.21 0.11 Commercial lease financing(0.01)0.03 — 0.38 (0.24)Total commercial loans0.49 0.50 0.71 0.36 0.30 Residential — prime loans:Real estate — residential mortgage— 0.01 (0.02)— (0.02)Home equity loans(0.02)— — — — Total residential — prime loans(0.01)— (0.02)— (0.02)Other consumer loans0.98 1.00 1.10 1.01 0.97 Credit cards4.69 4.50 4.33 4.31 4.64 Total consumer loans0.29 0.29 0.29 0.29 0.28 Total net loan charge-offs0.43 %0.43 %0.58 %0.34 %0.29 %

42

Figure 29. Summary of Loan and Lease Loss Experience from Continuing Operations

 Three months ended March 31,Dollars in millions