Company: FITBI
Filing Date: 2025-10-06
Form Type: 425
Source: 0001193125-25-230874
Chunk: 28

Company: FIFTH THIRD BANCORP
Filing Date: 2025-10-06
Form: 425
Chunk 28
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 Greenwich, FITB filings and management and CMA filings. Financial data as of June 30, 2025. 11

ibdroot\projects\IBD-NY\burger2025\973442_1\Presentations\05. Investor Presentation\PPT\Express_2.0_v2 - From FITB_v01.pptx Growth: Two $1B+ high-growth recurring revenue engines Commercial Payments Wealth and Asset Management Comerica Fifth Third $1B $1B Direct Express Comerica $0.4B $0.4B Fifth Third 2018 2025 2018 2025 Comprehensive Wealth Platform • Over 80% of commercial customers utilize treasury management services Core Treasury • Full service private bank 1 $100B in • Top 5 market share in several product categories • RIA platform AUM • Fifth Third – healthcare and retail • Institutional Managed Services • Comerica – title and escrow and entertainment • $750B in Assets Under Care • Full suite of balance sheet products • Newline – industry leading payments technology platform Embedded Payments • Comerica – real-time payments leader • $10B in loans • $14B in deposits • Simplifies and de-risks conversion for program participants Direct Express Source: S&P Capital IQ, Ernst & Young, FITB filings and management and CMA filings. Financial data as of June 30, 2025. ¹2023 Cash Management Services Survey administered by EY. 12

ibdroot\projects\IBD-NY\burger2025\973442_1\Presentations\05. Investor Presentation\PPT\Express_2.0_v2 - From FITB_v01.pptx Proven expertise to deliver this compelling strategic opportunity Proven integrator – MB Financial Proven organic growth platform 1 1 Chicago retail deposit market share Year 3 average de novo deposits per branch ($MM) $50 • 1 of only 2 large banks to • Built more branches in the $40 8.4% gain share in acquisition Southeast than all but JPM $30 markets post transaction • Getting better as we go – $20 • Achieved 45% MB cost 2024 and 2025 vintages are 8.0% savings target on time highest performers at 160% $10 of target $0 Peer Avg Fifth Third 2018 2025 Proven expense discipline Proven cultural alignment 2Q25 LTM adjusted efficiency ratio²