Company: HBCYF
Filing Date: 2025-10-28
Form Type: 6-K
Source: 0001654954-25-012267
Chunk: 31

Company: HSBC HOLDINGS PLC
Filing Date: 2025-10-28
Form: 6-K
Chunk 31
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14 | -                  |
| -  Other2                                           |                16 |          59 |           -43 | -73 | -                  |
| -  Commercial Banking                               |               919 |         914 |             5 |   1 | -                  |
| -  Wholesale Transaction Banking                    |               667 |         684 |           -17 |  -2 | -                  |
| -  Credit and Lending                               |               176 |         159 |            17 |  11 | -                  |
| -  Other2                                           |                76 |          71 |             5 |   7 | -                  |
| Revenue excluding notable items                     |             9,569 |       9,159 |           410 |   4 | -                  |
| Notable items                                       |                 - |           - |             - | n/a | -                  |
| Revenue                                             |             9,569 |       9,159 |           410 |   4 | -                  |
| RoTE (annualised)3(%)                               |              23.1 |        26.1 |               |     |                    |
| RoTE excluding notable items (annualised)3(%)       |              23.3 |        26.7 |               |     |                    |

1 For a description of how we derive banking NII, see page 14 . In the UK business, there are no adjustments to NII to derive banking NII.

2 Includes revenue from Markets Treasury. It also includes other non-product-specific income, gains/(losses) on property disposals and notional tax credits.

3 For details of our RoTE calculation by business segment, see page 40 .

4 Impact of strategic transactions classified as material notable items. For further details, see 'Strategic transactions supplementary analysis' on page 31 .

Profit before tax of $4.9bn was $0.3bn or 6% lower than in 9M24 on a constant currency basis.

Revenue of $9.6bn was $0.4bn or 4% higher on a constant currency basis.

Banking NII of $8.2bn increased by $0.5bn or 6%, driven by the continued benefit of our structural hedge. It also reflected higher lending balances across mortgages and corporate lending and growth in deposits, in line with the increase in the overall market size, which mitigated reductions in interest rates and margin