Company: LLOBF
Filing Date: 2025-10-29
Form Type: 424B2
Source: 0000950103-25-013799
Chunk: 83

Company: Lloyds Banking Group plc
Filing Date: 2025-10-29
Form: 424B2
Chunk 83
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 plc as issuer of the relevant securities.

LBG publishes its consolidated financial statements
in pounds sterling (“£” or “sterling”), the lawful currency of the United Kingdom. In this prospectus and
any prospectus supplement, references to “dollars” and “$” are to United States dollars.

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USE OF PROCEEDS</div>

Unless a specific plan in the accompanying prospectus
supplement is disclosed, the net proceeds from the sale of the securities offered by this prospectus will be used for the general corporate
purposes of the Group. The Group has raised capital, Minimum Required Eligible Liabilities (“MREL”) and funding in various
markets from time to time and we expect to continue to raise capital, MREL and funding in appropriate markets as and when required.

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LLOYDS BANKING GROUP PLC</div>

Lloyds Banking Group plc was incorporated as a
public limited company and registered in Scotland under the U.K. Companies Act 1985 on October 21, 1985 with the registered number SC095000.
Lloyds Banking Group plc’s registered office is The Mound, Edinburgh EH1 1YZ, Scotland, and its principal executive offices are
located at 25 Gresham Street, London EC2V 7HN, United Kingdom, telephone number + 44 (0) 20 7626 1500.

For further information on the Group, please refer
to Item 4.A in LBG’s Annual Report on Form 20-F for the fiscal year ended December 31, 2024 filed with the SEC on February 20, 2025
and incorporated by reference into this document.

The Group maintains a website at www.lloydsbankinggroup.com.

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DESCRIPTION OF DEBT SECURITIES</div>

The following is a summary of the general terms of the debt securities issued by LBG. Each time that debt securities are issued, a prospectus supplement will be filed with the SEC, which you should read carefully. The prospectus supplement will summarize specific financial terms of your security and may contain additional terms of those debt securities. The terms presented here, together with the terms contained in the prospectus supplement, will be a description of the material terms of the debt securities, but if there is any inconsistency between the terms presented here and those in the prospectus supplement, those in the prospectus supplement will apply and will replace those presented