Company: HIG-PG
Filing Date: 2025-02-21
Form Type: 10-K
Source: 0000874766-25-000023
Chunk: 1350

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-02-21
Form: 10-K
Item: Item 2
Chunk 1350
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22 NMNMNet income (loss)$208 $(39)$91 NMNM

[1]For discussion of current accident year catastrophes and prior accident year development, see MD&A - Critical Accounting Estimates, Property and Casualty Insurance Product Reserves, Net of Reinsurance and Note 10 - Reserve for Unpaid Losses and Loss Adjustment Expenses of Notes to Consolidated Financial Statements.

[2]For discussion of consolidated investment results, see MD&A - Investment Results.

[3]Includes servicing revenues of $85, $81, and $73 for 2024, 2023, and 2022, respectively and includes servicing expenses of $66, $60, and $55 for 2024, 2023, and 2022, respectively.

[4]For discussion of income taxes, see Note 16 - Income Taxes of Notes to Consolidated Financial Statements.

Written and Earned Premiums

Written Premiums202420232022Increase (Decrease) From 2023 to 2024Increase (Decrease) From 2022 to 2023Product LineAutomobile$2,456 $2,213 $2,020 11 %10 %Homeowners1,142 985 941 16 %5 %Total$3,598 $3,198 $2,961 13 %8 %Earned Premiums  Product Line  Automobile$2,401 $2,134 $2,025 13 %5 %Homeowners1,052 953 924 10 %3 %Total$3,453 $3,087 $2,949 12 %5 %

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|Table of ContentsIndex to MD&APart II - Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations

Premium Measures

202420232022Policies in-force end of period (in thousands)Automobile1,171 1,257 1,323 Homeowners712 704 740 New business written premiumAutomobile$314 $224 $227 Homeowners$200 $93 $74 Policy count retention  Automobile83 %85 %84 %Homeowners84 %84 %84 %Effective policy count retentionAutomobile80 %83 %86 %Homeowners83 %84 %85 %Renewal written price