Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 3

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 3
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 obtain timely delivery of these documents, you must request them no later than five (5) business days before the date of the applicable special meeting. This means that holders of Veritex common stock requesting documents must do so by September 15, 2025 , in order to receive them before the Veritex special meeting.

No one has been authorized to provide you with information that is different from that contained in, or incorporated by reference into, this proxy statement/prospectus. This proxy statement/prospectus is dated August 15, 2025, and you should assume that the information in this document is accurate only as of such date. You should assume that the information incorporated by reference into this document is accurate as of the date of such incorporated document. Neither the mailing of this proxy statement/prospectus to holders of Veritex common stock nor the issuance by Huntington of shares of Huntington common stock in connection with the merger will create any implication to the contrary.

This proxy statement/prospectus does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, or the solicitation of a proxy, in any jurisdiction to or from any person to whom it is unlawful to make any such offer or solicitation in such jurisdiction. Except where the context otherwise indicates, information contained in, or incorporated by reference into, this document regarding Veritex has been provided by Veritex and information contained in, or incorporated by reference into, this document regarding Huntington has been provided by Huntington.

See the section entitled “Where You Can Find More Information” beginning on page 110 of this proxy statement/prospectus for further information.

TABLE OF CONTENTS

Veritex Holdings, Inc. 8214 Westchester Drive, Suite 800 Dallas, Texas 75225 (972) 349-6200 NOTICE OF SPECIAL MEETING OF SHAREHOLDERS To the Shareholders of Veritex Holdings, Inc.: On July 13, 2025, Veritex Holdings, Inc. (“Veritex”) and Huntington Bancshares Incorporated (“Huntington”) entered into an Agreement and Plan of Merger (as amended from time to time, the “merger agreement”), a copy of which is attached as Annex Ato the accompanying proxy statement/prospectus of which this notice is a part, pursuant to which Veritex will merge with and into Huntington (the “merger”). NOTICE IS HEREBY GIVEN that a special meeting of holders of Veritex common stock (the “Ver