Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 288

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 288
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 announced the beginning of the public information process. The minimum prudential requirements applicable to Banco Sabadell on a consolidated basis since 1 January 2024 resulting from the Supervisory Review and Evaluation Process (SREP), require Banco Sabadell to maintain a minimum phase-inCommon Equity Tier 1 (phase-inCET1) ratio of 8.95% and a minimum phase-intotal capital ratio of 13.43%. These ratios include the minimum required by Pillar 1 (8%, of which 4.50% corresponds to CET1), the Pillar 2 Requirement, or Pillar 2R (2.25%, of which 1.27% must be met with CET1), the capital conservation buffer (2.50%), the requirement applicable due to the5 Bank’s status as an ‘other systemically important institution’ (0.25%), and the countercyclical buffer (0.43% 5). As at 30 June 2025, the Group’s phase-inCET1 ratio stood at 13.62%, comfortably exceeding the aforementioned requirements.

| 5 | The countercyclical buffer requirement corresponds to the requirement calculated as at 31 March 2025, applicable 
 as at 30 June 2025.                                                                                              |

A-34

The following table shows the phase-incapital ratios and eligible own funds of the Group as at 30 June 2025 and 31 December 2024:

| Thousand euro                                                          |     |            |            |     |            |            |     |            |       |   |
|                                                                        |     | 30/06/2025 |            |     | 31/12/2024 |            |     | Change (%) |       |   |
| Capital                                                                |     |            |    661,029 |     |            |    680,028 |     |            | (2.79 | ) |
| Reserves (includes profit attributable to the Group, net of dividends) 
 (*)                                                                    |     |            | 13,804,799 |     |            | 13,158,607 |     |            |  4.91 |   |
| Valuation adjustments                                                  |     |            |   -468,752 |     |            |   -361,206 |     |            | 29.77 |   |
| Deductions                                                             |     |            | -3,208,911 |     |            | -2,991