Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000111
Chunk: 104

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 104
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11 |     |         |     20 |     |       |    55,350 |     |              |    55,542 |     |         |      — |     |         |      — |     |       |    55,542 |
| Customers                                                         |     |              |   871,207 |     |         | 76,132 |     |         | 30,155 |     |       |   977,494 |     |              |   915,162 |     |         | 84,027 |     |         | 33,321 |     |       | 1,032,510 |
| Total                                                             |     |              | 1,134,518 |     |         | 77,658 |     |         | 31,113 |     |       | 1,243,289 |     |              | 1,194,011 |     |         | 85,052 |     |         | 34,269 |     |       | 1,313,332 |

On 30 June 2025, Grupo Santander has EUR 382 million (EUR 559 million on 31 December 2024) of exposure in impaired assets purchased with impairment, of which EUR 64 million still show signs of impairment, which mainly correspond to the business combinations carried out by Grupo Santander.

#### b)
Impairment allowances of financial assets at amortised cost portfolio

The following is the movement that has taken place, during the six-month periods ended 30 June 2025 and 2024, in the balance of provisions that cover losses due to impairment of assets which comprise the heading balance of the financial assets at amortised cost:

|                                                                      |     | EUR million |        |     |            |        |
|                                                                      |     | 30-06-2025  |        |     | 30-06-2024 |        |
| Balance as at beginning of period                                    |     |             | 22,326 |     |            | 22,950 |
| Impairment losses charged to income for the period                   |     |             |  7,314 |     |            |  7,005 |
| Of which:                                                            |     |             |        |     |            |        |
| Impairment losses charged to income                                  |     |             | 14,514 |     |            | 12,720 |
| Impairment losses reversed with a credit