Company: USCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0001562762-25-000269
Chunk: 5

Company: USCB FINANCIAL HOLDINGS, INC.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 7
Chunk 5
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 future acquisitions; 

•

 inflation, interest rate, unemployment rate, market and monetary fluctuations; 

•

 the effects of potential new or increased tariffs , retaliatory tariffs, and trade restrictions; 

•

 the effects of the current federal government shutdown, including, but not limited to, the ability to sell Small Business 

Administration loans; 

•

 the impacts of international hostilities and geopolitical events; 

•

 increased competition and its effect on the pricing of our products and services as well as our interest rate spread 

and net interest margin; 

•

 the loss of key employees;