Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 25

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 25
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 “abstain” instruction. Abstentions will be included in determining the number of shares present at the meeting for the purpose of determining the presence of a quorum. |

| • | Proposal 1: HomeStreet articles amendment proposal: An abstention will have the same effect as a vote “AGAINST” the HomeStreet articles amendment proposal. If a HomeStreet shareholder is not present at the HomeStreet special meeting and does not respond by proxy, it will have the same effect as a vote “AGAINST” such proposal; |

| • | Proposal 2: HomeStreet share issuance proposal: An abstention will have no effect on the HomeStreet share issuance proposal. If a HomeStreet shareholder is not present at the HomeStreet special meeting and does not respond by proxy, it will have no effect on the outcome of such proposal, assuming a quorum is present; |

| • | Proposal 3: HomeStreet new equity incentive plan proposal: An abstention will have no effect on the HomeStreet new equity incentive plan proposal. If a HomeStreet shareholder is not present at the HomeStreet special meeting and does not respond by proxy, it will have no effect on the outcome of such proposal, assuming a quorum is present; |

| • | Proposal 4: HomeStreet merger-related compensation proposal: An abstention will have no effect on the HomeStreet merger-related compensation proposal. If a HomeStreet shareholder is not present at the HomeStreet special meeting and does not respond by proxy, it will have no effect on the outcome of such proposal, assuming a quorum is present; and |

| • | Proposal 5: HomeStreet adjournment proposal: An abstention will have no effect on the HomeStreet adjournment proposal. If a HomeStreet shareholder is not present at the HomeStreet special meeting and does not respond by proxy, it will have no effect on the outcome of such proposal. |

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TABLE OF CONTENTS

| Q: | Why is my vote important? |

| A: | If you do not vote, it will be more difficult for HomeStreet to obtain the necessary quorum to hold its special meeting and to obtain the shareholder approval that the HomeStreet board of directors is recommending and seeking. In addition, your failure to submit a proxy or vote at the HomeStreet special meeting, failure to instruct your bank, broker, trustee or other nominee how to vote or your abstention from voting, will have the same effect as a vote “AGAINST” the HomeStreet articles amendment proposal. |