Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 1660

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 7A
Chunk 1660
---
2023:

			Real

			ACL

			Estate

			Equipment

			Other

			Total

			Allocation

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			1,651

			$
			-

			$
			-

			$
			1,651

			$
			9

			Home Equity and Second Mortgage

			548

			-

			-

			548

			-

			Multifamily Residential

			-

			-

			-

			-

			-

			1-4 Family Residential Construction

			87

			-

			-

			87

			60

			Other Construction, Development and Land

			54

			-

			-

			54

			-

			Commercial Real Estate

			1,055

			-

			-

			1,055

			-

			Commercial Business

			-

			-

			38

			38

			-

			Consumer and Other

			-

			-

			-

			-

			-

			$
			3,395

			$
			-

			$
			38

			$
			3,433

			$
			69

F-29

FIRST CAPITAL, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED

(4 - continued)

Nonperforming loans consists of nonaccrual loans and loans past due and still accruing interest.  The following table presents the amortized cost basis of loans on nonaccrual status and loans 90 days or more past due still accruing as of December 31, 2024:

			Loans 90+ Days

			Total

			Nonaccrual Loans

			Nonaccrual Loans

			Total

			Past Due

			Nonperforming

			with No ACL

			with An ACL

			Nonaccrual

			Still Accruing

			Loans

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			1,186

			$
			-

			$
			1,186

			$
			-

			$
			1,186

			Home