Company: CPSS
Filing Date: 2025-12-10
Form Type: S-8
Source: 0001683168-25-009043
Chunk: 0

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-12-10
Form: S-8
Chunk 0
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<div align='center'>As filed with the Securities and Exchange Commission on December 10, 2025</div>

Registration No. 333-

<div align='center'>UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM S-8

REGISTRATION STATEMENT

UNDER THE SECURITIES ACT OF 1933

CONSUMER PORTFOLIO SERVICES, INC.

(Exact name of registrant as specified in its charter)</div>

| California                                         |     |            33-0459135 |
| (State or other jurisdiction of                    
 incorporation or organization)                     |     |      -I.R.S. Employer 
 Identification Number |
| 3800 Howard Hughes Pkwy, Suite 1400, Las Vegas, NV |     |                 89169 |
| (Address of principal executive offices)           |     |             -Zip code |

<div align='center'>CONSUMER PORTFOLIO SERVICES, INC.

2025 EQUITY INCENTIVE PLAN

(Full title of the plan)

Denesh Bharwani

(949) 753-6811

Consumer Portfolio Services, Inc.

3800 Howard Hughes Parkway, Suite 1400

Las Vegas, Nevada 89169

(949) 753-6800

(Name and address and telephone number, including area code, of agent for service)</div>

Indicate by check mark whether the registrant is a large accelerated
filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See the definitions
of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and “emerging
growth company” in Rule 12b-2 of the Exchange Act.

| Large accelerated filer |     | ☐ |     | Accelerated filer         |     | ☒ |
| Non-accelerated filer   |     | ☐ |     | Smaller reporting company |     | ☒ |
|                         |     |   |     | Emerging growth company   |     | ☐ |

If an emerging growth company, indicate by check mark if the registrant
has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant
to Section 7(a)(2)(B) of the Securities Act. ☐

<div align='center'>EXPLANATORY NOTE</div>

On November 19