Company: WAL-PA
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0001628280-25-047883
Chunk: 163

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 163
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43 8.2 0.08 Equity fund resources1 0.2 0.00 Other commercial and industrial134 25.6 0.24 CRE - owner occupied3 0.6 0.00 Other CRE - non-owner occupied187 35.8 0.33 Residential11 2.1 0.02 Construction and land development136 26.1 0.24 Other2 0.4 0.00 Total non-accrual loans$522 100.0 %0.92 %

December 31, 2024Nonaccrual   BalancePercent of Nonaccrual BalancePercent ofTotal Loans HFI(dollars in millions)Municipal & nonprofit$5 1.0 %0.01 %Tech & innovation60 12.6 0.11 Equity fund resources1 0.2 0.00 Other commercial and industrial17 3.6 0.03 CRE - owner occupied5 1.0 0.01 Other CRE - non-owner occupied243 51.1 0.45 Residential88 18.5 0.17 Construction and land development56 11.8 0.11 Other1 0.2 0.00 Total non-accrual loans$476 100.0 %0.89 %

77

Restructurings for Borrowers Experiencing Financial Difficulty

The following tables present the amortized cost basis of loans HFI that were modified during the period by loan portfolio segment:

Amortized Cost Basis at September 30, 2025Term ExtensionInterest Rate ReductionPayment DelayTotal% of Total Class of Financing ReceivableThree Months Ended (dollars in millions)Other commercial and industrial$— $— $57 $57 0.4 %Other CRE - non-owner occupied— — 50 50 0.7 Total$— $— $107 $107 0.2 %

Amortized Cost Basis at September 30, 2025Term ExtensionInterest Rate ReductionPayment DelayTotal% of Total Class of Financing ReceivableNine Months Ended (dollars in millions)Tech & innovation$— $— $18 $18 0.5 %Other commercial and industrial— — 58 58 0.4 Other