Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000031
Chunk: 8

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 8
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%) and Insurance (+12%). The business reached assets under management of €498 billion (+13%) driven by excellent commercial activity and positive market performance. Payments generated an attributable profit of €413 million, down 26%. Excluding charges recorded in the second quarter (discontinuing the merchant platform in Germany and Superdigital in Latin America), attributable profit grew 18%. The cost per transaction has improved 1% to €2.8 cents after growing the number of transactions by 12% to 3.4 billion per month. In PagoNxt, the EBITDA margin increased 2.7 percentage points to 27.5% and the total payments volume in merchants (Getnet) increased 13% to €222 billion. The number of transactions managed by PagoNxt Payments has grown to 1.2 billion versus 303 million the year earlier. Turnover in the Cards business was 9% higher, reaching €330 billion, while the number of cards managed by the group has reached 105 million worldwide. Revenue from the cards business grew 7%, with an RoTE of 32.6%. Banco Santander is one of the largest banks in the world. Its market capitalization at the end of the year was €67.6 billion. It has firm roots in ten core markets in Europe and the Americas, with 3.5 million shareholders and 207,000 employees who serve 173 million customers. Note: YoY change in constant euros. Contribution to Group revenue as a percentage of total operating areas, excluding the Corporate Centre. Global businesses’ RoTEs are adjusted based on Group’s deployed capital. (1) Payments profit and YoY profit growth exclude the write-downs of our investments related to our merchant platform in Germany and Superdigital in Latin America.

Corporate Communications Ciudad Grupo Santander, edificio Arrecife, planta 2 28660 Boadilla del Monte (Madrid) comunicacion@gruposantander.com www.santander.com - Twitter: @bancosantander 6 Key consolidated data (from financial report)

Corporate Communications Ciudad Grupo Santander, edificio Arrecife, planta 2 28660 Boadilla del Monte (Madrid) comunicacion@gruposantander.com www.santander.com - Twitter: @bancosantander 7

Corporate Communications Ciudad Grupo Santander, edificio Arrecife, planta 2 28660 Boadilla del Monte (Madrid) comunicacion@gr