Company: ABR-PF
Filing Date: 2025-02-21
Form Type: 10-K
Source: 0001628280-25-007183
Chunk: 5

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-02-21
Form: 10-K
Item: Item 1
Chunk 5
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able, over the expected remaining life of the related security as a yield adjustment.

4

Structured Business Portfolio Overview

Loan and investment portfolio product type and asset class information at December 31, 2024 is as follows ($ in thousands):

TypeAsset ClassNumberUnpaid PrincipalWtd. Avg.Pay Rate (1)Wtd. Avg.Remaining Monthsto Maturity (2)Bridge LoansMultifamily255 $8,725,429 6.57 %11.8Single‑Family Rental423 1,993,890 8.65 %12.0Land8 125,877 0.88 %0.3Office1 35,410 7.94 %1.6Retail1 12,500 7.94 %11.1688 10,893,106 6.89 %11.6Mezzanine LoansMultifamily55 239,203 7.83 %55.0Other3 16,353 2.96 %4.158 255,556 7.52 %51.8Preferred EquityMultifamily25 143,645 6.65 %55.7Other2 5,200 — 2.727 148,845 6.42 %53.9ConstructionMultifamily24,367 9.97 %20.8OtherSingle‑Family Rental13,082 9.36 %10.3Total776 $11,304,956 6.90 %13.1

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(1)“Weighted Average Pay Rate” is a weighted average, based on the unpaid principal balance (“UPB”) of each loan in our portfolio, of the interest rate required to be paid as stated in the individual loan agreements. Certain loans and investments that require an additional rate of interest “accrual rate” to be paid at maturity are not included in the weighted average pay rate as shown in the table. Including certain fees earned and costs associated with the structured portfolio, the weighted average current interest rate was 7.80%.

(2)Including extension options, the weighted average remaining months to maturity was 22.7. 

Loan and investment portfolio asset class and geographic concentration information at December 31, 2024 is as follows ($ in thousands):

Asset ClassUPBPercentageGeographicConcentrationsUPBPercentageMultifamily$9,112,644 81 %Texas$