Company: KEY-PI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000091576-25-000110
Chunk: 171

Company: KEYCORP /NEW/
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 171
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 real estate loans— 246 17 52 315 1.89 Total commercial loans$— $355 $54 $71 $480 0.64 %Real estate — residential mortgage2 — — 13 15 0.08 Home equity loans4 1 2 5 12 0.18 Other consumer loans— 3 — 2 5 0.10 Credit cards— — — 4 4 0.43 Total consumer loans6 4 2 24 36 0.12 Total loans$6 $359 $56 $95 $516 0.49 %As of June 30, 2024Interest Rate ReductionTerm ExtensionOtherCombination (a)TotalDollars in millionsAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost Basis% of Total Loan TypeLOAN TYPECommercial and Industrial$— $73 $40 $33 $146 0.27 %Commercial real estate:Commercial mortgage28 10 4 — 42 0.30 Construction— 30 — — 30 0.97 Total commercial real estate loans28 40 4 — 72 0.42 Total commercial loans$28 $113 $44 $33 $218 0.30 %Real estate — residential mortgage1 — — 9 10 0.05 Home equity loans3 1 1 6 11 0.16 Other consumer loans— 1 — 3 4 0.07 Credit cards— — — 4 4 0.43 Total consumer loans4 2 1 22 29 0.09 Total loans$32 $115 $45 $55 $247 0.23 %(a)Combination modifications consist primarily of loans modified with both an interest rate reduction and a term extension.Financial Effects of Modifications to Borrowers Experiencing Financial DifficultyThe following table summarizes the financial impacts of loan modifications made to specific loans for the noted periods. For the three and six months ended June 30, 2025, the weighted-average interest rate change for commercial and industrial loans was comprised solely of modifications of commercial credit card balances.Three months ended June 30,