Company: NWBI
Filing Date: 2025-02-24
Form Type: 424B3
Source: 0001193125-25-033488
Chunk: 118

Company: Northwest Bancshares, Inc.
Filing Date: 2025-02-24
Form: 424B3
Chunk 118
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 alignment or combination, blocking, erasure or destruction.

“” has the meaning set forth in .

“” has the meaning set forth in .

“” has the meaning set forth in the Preamble to this Agreement.

“” has the meaning set forth in .

“” means PWOD’s consolidated return on equity as would otherwise be reported in PWOD’s SEC
Reports, as adjusted for expenses incurred by PWOD in connection with consummation of the Merger, which may include, but are not limited to, balance sheet adjustments, subsidiary restructurings or dispositions, legal fees, financial advisory fees,
contract terminations, accruals and/or payments in connection with any severance or retention payments.

“”
means the Articles of Incorporation of PWOD, as amended.

“” means the Board of Directors of PWOD.

“” means the bylaws of PWOD, as amended.

“” means the shares of common stock, $5.55 par value of PWOD.

“” has the meaning set forth in .

“” means the Penns Woods Bancorp, Inc. 2020
Non-Employee Director Compensation Plan.

“” has the
meaning set forth in .

“”means Penns Woods
Bancorp, Inc. 2020 Equity Incentive Plan.

“” has the meaning set forth in
.

“” has the meaning set forth in
.

“” has the meaning set forth in
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“” has the meaning set forth in
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“” has the meaning set forth in
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“” has the meaning set forth in in
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“” has the meaning set forth in
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“” has the meaning set forth in
.

“” means, for purposes of this Agreement, the
geographic area comprising the Commonwealth of Pennsylvania.

“” has the meaning set forth in
.

A-7

“” or “” has the
meaning set forth in Section 5.01(h)(i).

“” has the meaning set forth in
.

“” has the meaning set forth in
.

“” has the meaning set forth in
.

“” means, with respect to any Person, such Person’s
directors, officers, employees, legal or financial advisors or any representatives of such legal or financial advisors.

“” has the meaning set forth in .

“” means, with respect to any Person, securities or obligations convertible into or exercisable or exchangeable for, or
giving any Person any right to subscribe for