Company: XHG
Filing Date: 2025-04-23
Form Type: 6-K
Source: 0001213900-25-034650
Chunk: 0

Company: XChange TEC.INC
Filing Date: 2025-04-23
Form: 6-K
Chunk 0
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<div align='center'>UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16 UNDER
THE SECURITIES EXCHANGE ACT OF 1934

For the month of April 2025

Commission File Number: 001-39111

XChange TEC.INC

(Registrant’s Name)

No. 801, Building 1, 1136 Xinzha Road

JingAn District, Shanghai, 200041

People’s Republic of China

(Address of principal executive offices)</div>

Indicate by check mark whether the registrant files or will file annual
reports under cover of Form 20-F or Form 40-F.

<div align='center'>Form 20-F ☒
Form 40-F ☐

EXPLANATORY NOTE</div>

This report on Form 6-K,
including the exhibits hereof, is hereby incorporated by reference into the Registrant’s Registration Statement on Form F-3
initially filed with the U.S. Securities and Exchange Commission on July 27, 2021 (Registration No. 333-258187) and shall be a part
thereof from the date on which this current report is furnished, to the extent not superseded by documents or reports subsequently
filed or furnished.

<div align='center'>1

INFORMATION CONTAINED IN THIS FORM 6-K REPORT</div>

On April 23, 2025, XChange TEC.INC (the “Company”),
MMTEC, Inc. (the “Seller”), a holder of certain Secured Promissory Note dated December 28, 2023 issued by the Company in the
original principal amount of US$153,000,000 (the “Note”), and Infinity Asset Solutions Ltd., (the “Buyer”), entered
into a Note Purchase Agreement (the “Agreement”), pursuant to which the Seller agrees to sell, transfer and assign to the
Buyer, and the Buyer agrees to purchase from the Seller, a portion of the Note representing US$51,988,242.00 of the Outstanding Amount
(as defined below), of which the unpaid principal is US$50,000,000.00 and the unpaid interest is US$1,988,242.00 as of the date of the
Agreement. As of the date of