Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 40

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 40
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 or class having a number of votes proportionate to the aggregate liquidation preference of the outstanding shares of such class or series, given in 
 person or by proxy, either in writing without a meeting or by vote at any meeting called for the purpose, will be necessary for effecting or validating certain charter amendments and certain mergers and consolidations.                                |

Series F Preferred Stock. The Series F Preferred Stock ranks, with respect to the payment of dividends and distributions upon liquidation, dissolution or winding-up,(i) on a parity with our Series B Preferred Stock, our Series G Preferred Stock, our Series H Preferred Stock, our Series I Preferred Stock, our Series J Preferred Stock and each class or series of preferred stock we may issue in the future the terms of which expressly provide that such class or series will rank on a parity with the Series F Preferred Stock as to dividend rights and rights on our liquidation, winding up and dissolution and (ii) senior to our common stock and each other class or series of preferred stock we may issue in the future the terms of which do not expressly provide that it ranks on a parity with or senior to the Series F Preferred Stock as to dividend rights and rights on our liquidation, winding-upand dissolution. The Series F Preferred Stock does not entitle the holder to any preemptive or conversion rights. Dividends on the Series F Preferred Stock are payable quarterly in arrears, when, as and if authorized by our board of directors and declared by us out of legally available funds on a non-cumulativebasis. Dividends accrue from the issue date to, but excluding, July 15, 2030 at a rate of 5.625% per annum on the liquidation preference of $100,000 per share, payable quarterly, in arrears. Dividends will accrue from and including July 15, 2030 at the ten-year treasury rate as of the most recent reset dividend determination date (as defined in the articles S-24

supplementary creating the Series F Preferred Stock) plus 4.945% per annum on the liquidation preference of $100,000 per share, payable quarterly, in arrears, commencing on October 15, 2030. The Series F Preferred Stock is redeemable, in whole or in part, from time to time, at our option on any dividend payment date on or after July 15, 2030, at a redemption price equal to the liquidation preference, plus any authorized, declared