Company: ATLCL
Filing Date: 2025-03-31
Form Type: 10-K/A
Source: 0001437749-25-009919
Chunk: 2

Company: Atlanticus Holdings Corp
Filing Date: 2025-03-31
Form: 10-K/A
Chunk 2
---
) held by non-affiliates as of June 30, 2024, was $ 133.8 million. (For this purpose, directors, officers and 10% shareholders have been assumed to be affiliates.)

As of February 21, 2025, 15,115,344 shares of common stock, no par value, of Atlanticus were outstanding.

### DOCUMENTS INCORPORATED BY REFERENCE
Portions of Atlanticus' Proxy Statement for its 2025 Annual Meeting of Shareholders are incorporated by reference into Part III.

### EXPLANATORY NOTE
This Amendment No. 1 on Form 10-K/A (this “Amendment”) amends the original Annual Report on Form 10-K for the year ended December 31, 2024 filed on March 13, 2025 (the “Original Form 10-K”) by Atlanticus Holdings Corporation (the “Company”, “Atlanticus Holdings Corporation”, “Atlanticus”, “we”, “our”, “ours” and “us”) with the U.S. Securities and Exchange Commission (the “SEC”). This Amendment does not change our consolidated financial statements as set forth in the Original Form 10-K.

The purpose of this Amendment is to amend and restate Part II, Item 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations (the “MD&A”) in order to include a paragraph that was inadvertently omitted from the Original Form 10-K by our financial printing and EDGAR filing service provider.  Specifically, the MD&A herein includes a new first paragraph under “Consolidated Results of Operations—Year Ended December 31, 2024 Compared to Year Ended December 31, 2023—Changes in fair value of loans.”  This Amendment does not include any other changes to the Original Form 10-K.

Other than the change described above, this Amendment speaks only as of the date of the Original Form 10-K and does not modify or update any other disclosures contained in our Original Form 10-K for other events or information subsequent to the date of the filing of the Original Form 10-K. Specifically, there are no changes to our consolidated financial statements set forth in the Original Form 10-K. This Amendment should be read in conjunction with the Original Form 10-K and reports filed with the SEC subsequent to the Original Form 10-K.

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# PART II
| ITEM 7. | MANAGEMENT’S DISCUSSION AND ANALYSIS OF FIN