Company: PSEWF
Filing Date: 2025-03-04
Form Type: 20-F
Source: 0000950170-25-032340
Chunk: 103

Company: Paysafe Ltd
Filing Date: 2025-03-04
Form: 20-F
Item: Item 5
Chunk 103
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 indicator of our business and financial performance, as we typically generate revenue across our solutions based on per transaction fees that are calculated as a percentage of transaction dollar volume. In addition, volume provides a measure of the level of payment traffic we are handling for our consumers and merchants. Many marketing initiatives are focused on driving more volume, either through encouraging greater adoption of our payment products or increasing activity through existing merchants or consumers.

Take rate is calculated as operating segment revenue divided by gross dollar volume. Take-rate is a meaningful indicator of our business and financial performance as it describes the percentage of revenue collected by Paysafe on the volume of transactions processed. This is used by management as an indication of pricing or product mix trends over time rather than absolute pricing within each segment, due to the mix of product types and pricing agreements that will be in place with specific merchants. It will also factor in revenue from fees that are not directly linked to volume-based transactions, such as inactivity fees charged on dormant accounts.

The following table sets forth our gross dollar volume and take rate for the years ended December 31, 2024 and 2023:

                                   For the year ended December 31, 2024                                                                                           
  (U. S. dollars in millions)      Merchant Solutions                                     Digital Wallets                  Intersegment                           
 ──────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────
  Gross dollar volume (1)          $                                         129,899      $                    23,327      $                 (1,481      151,745  
  Take Rate                                                                      0.7                              3.3                           1.2          1.1  

                                   For the year ended December 31, 2023                                                                                         
  (U. S. dollars in millions)      Merchant Solutions                                     Digital Wallets                  Intersegment                         
 ────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────
  Gross dollar volume (1)          $                                         118,675      $                    22,445      $                 (906      140,214  
  Take Rate                                                                      0.7                              3.3                         1.3          1.1  

                                   Increase / (Decrease) - 2024 vs 2023                                                                                    
  (U. S. dollars in millions)      Merchant Solutions                                    Digital Wallets               Intersegment                        
 ─────────────────────────────────────────────────────────────────────────────────────────────────────────────────