Company: CFG-PE
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0000759944-25-000070
Chunk: 164

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-05-01
Form: 10-Q
Item: Part I, Item 2
Chunk 164
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Commercial real estate0.75 101 — Residential mortgages0.98 111— — Home equity4.55 74— — Automobile— — — — Education4.96 — — — Other retail20.30 — — 2 Three Months Ended March 31, 2024(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial4.49 %9$1 $— Commercial real estate0.53 161 — Residential mortgages2.01 88— — Home equity3.16 88— — Automobile— — — — Education4.31 — — — Other retail19.80 — — 2 (1) Weighted based on period-end amortized cost. (2) Amounts are recorded as charge-offs.The following tables present an aging analysis of the period-end amortized cost of loans to borrowers experiencing financial difficulty that were modified during the twelve month period ending March 31, 2025 and 2024, disaggregated by class of financing receivable. A loan in a forbearance or repayment plan is reported as past due according to its contractual terms until contractually modified. Subsequent to modification, it is reported as past due based on its restructured terms.March 31, 2025Days Past Due and Accruing(dollars in millions)Current30-5960-89 90+Nonaccrual TotalCommercial and industrial$311 $17 $— $3 $51 $382 Commercial real estate380 33 — — 385 798 Total commercial691 50 — 3 436 1,180 Residential mortgages51 4 3 17 19 94 Home equity9 — 1 — 12 22 Automobile— — — — — — Education8 — — — 1 9 Other retail13 2 1 — 1 17 Total retail81 6 5 17 33 142 Total$772 $56 $5 $20 $469 $1