Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 210

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 210
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 |
|:----------------------|:--|:--|:--------|:--|--------:|:--|:--|:--|:------------|:--|:--|:--|:--|:--|:--------|:--|--------:|:--|:--|:--|:------------|:--|:--|:--|:--|
| Powersport            | ​ | ​ | ​       | $ | 409,030 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ | ​ | ​       | $ | 283,137 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ |
| Installment and other | ​ | ​ | ​       | ​ | 270,310 | ​ | ​ | ​ | ​           | ​ | — | ​ | ​ | ​ | ​       | ​ | 219,588 | ​ | ​ | ​ | ​           | ​ | — | ​ | ​ |
| ​                     | ​ | ​ | ​       | $ | 679,340 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ | ​ | ​       | $ | 502,725 | ​ | ​ | ​ | ​           | $ | — | ​ | ​ |

F-24

TABLE OF CONTENTS Bancorp Financial, Inc. and Subsidiary Notes to Consolidated Financial Statements Note 3. Loans (continued) The following tables provide additional detail of the activity in the allowance for credit losses, by portfolio segment, for the years ended December 31, 2024 and 2023:

| ​                                     
 ​                                     
 Allowance for credit losses:          | ​ 
 ​ 
 ​ | ​ 
 ​ 
 ​ | 2024                     
 Commercialand industrial 
 ​                        | ​ |          ​ | ​ | ​ 
 ​ | ​ 
 ​ | Commercialreal estate 
 ​                     | ​ |           ​ | ​ | ​ 
 ​ | ​ 
 ​ | Constructionanddevelopment 
 ​                          | ​ |         ​ | ​ | ​ 
 ​ | ​ 
 ​ | Residentialreal estate 
 ​                      | ​ |         ​ | ​ | ​ 
 ​ | ​ 
 ​ | Home equityloans andlines of credit 
 ​                                   | ​ |           ​ | ​ | ​ 
 ​ | ​ 
 ​ | Powersport 
 ​          | ​ |           ​ | ​ | ​ 
 ​ | ​ 
 ​ |