Company: DTG
Filing Date: 2025-12-19
Form Type: 424B5
Source: 0001193125-25-326903
Chunk: 45

Company: DTE ENERGY CO
Filing Date: 2025-12-19
Form: 424B5
Chunk 45
---
 default under the indenture has occurred and is continuing after giving effect to the transaction; |

| • |     | no event which, after notice or lapse of time or both, would become an event of default under the indenture has 
 occurred and is continuing after giving effect to the transaction; and                                          |

| • |     | certain other conditions are met. |

Upon any merger or consolidation described above or conveyance or transfer of the properties and assets of DTE Energy as or substantially as an entirety as described above, the successor person will succeed to DTE Energy’s obligations under the indenture and, except in the case of a lease, the predecessor person will be relieved of such obligations. The indenture does not prevent or restrict any conveyance or other transfer, or lease, of any part of the properties of DTE Energy which does not constitute the entirety, or substantially the entirety, thereof. Events of Default Unless otherwise specified in the applicable prospectus supplement, an event of default with respect to any series of debt securities will be any of the following events: (1) failure to pay interest on the debt securities of that series, or any additional amounts payable with respect thereto, for 30 days after payment is due; (2) failure to pay principal or any premium on the debt securities of that series, or any additional amounts payable with respect thereto, when due; (3) failure to pay any sinking fund installment or analogous payment when due; (4) failure to perform, or breach of, any other covenant or warranty or obligation of DTE Energy in the indenture for 60 days after we are given written notice by the trustee or we and the trustee are given written notice by the registered owners of at least 25% in principal amount of the debt securities of that series; (5) default occurs under any bond, note, debenture or other instrument evidencing any indebtedness for money borrowed by DTE Energy (including a default with respect to any other series of debt securities issued under the indenture), or under any mortgage, indenture or other instrument under which there may be issued or by which there may be secured or evidenced any indebtedness for money borrowed by DTE Energy (or the payment of which is guaranteed by DTE Energy), whether such indebtedness or guarantee exists on the date of the indenture or is issued or entered into following the date of the indenture, if:

| • |     | either: |

| • |     | such default results from failure to pay any