Company: CPSS
Filing Date: 2025-10-28
Form Type: DEF 14A
Source: 0001683168-25-007815
Chunk: 4

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-10-28
Form: DEF 14A
Chunk 4
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” and will have no effect on the result of the vote, although they will count
toward the presence of a quorum.

Q: HOW DOES THE BOARD RECOMMEND THAT I VOTE?

A: Our Board recommends that you vote

· “FOR” each of the nine nominees for election as directors (Proposal One)

· “FOR” the ratification of the appointment of Crowe LLP as the Company’s independent auditors for the fiscal year ending December 31, 2025 (Proposal Two)

· “FOR” the approval, on an advisory basis, of named executive officer compensation (Proposal Three)

· “FOR” the approval of the Company’s 2025 Equity Incentive Plan (Proposal Four)

· “1 YEAR”, on an advisory basis, as to the frequency of future advisory votes on named executive officer compensation (Proposal Five)

Q: HOW MAY I VOTE ON THE PROPOSALS IF I OWN SHARES IN MY OWN
NAME?

A: If you own your shares in your own name, you may vote on the
proposals presented in this proxy statement, whether or not you plan to attend the Annual Meeting, by completing, signing and dating the
accompanying proxy card and returning it in the enclosed postage-prepaid envelope. It is important that you vote your shares whether or
not you attend the Annual Meeting in person. Any proxy that is returned using the form of proxy enclosed and which is not marked as to
a particular item will be voted “FOR” the election of the nominees for director named herein; “FOR” the ratification
of the appointment of Crowe LLP as the Company’s independent auditors for the fiscal year ending December 31, 2025; “FOR”
the approval, on an advisory basis, of named executive officer compensation; “FOR” the approval of the Company’s 2025
Equity Incentive Plan; “1 YEAR”, on an advisory basis, as to the frequency of future advisory votes on named executive officer
compensation, and such proxy will also be deemed to grant discretionary authority to vote upon any other matters properly coming before
the Annual Meeting.

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Q: HOW MAY I VOTE ON THE PROPOSALS IF MY SHARES ARE HELD IN “STREET
NAME” BY MY BROKER, BANK OR OTHER NOMINEE?

A: If your shares are held in “street name” through
a broker, bank or other nominee, under certain circumstances the nominee may vote your shares. Brokers