Company: BCS
Filing Date: 2025-02-13
Form Type: 20-F
Source: 0000312069-25-000114
Chunk: 431

Company: BARCLAYS PLC
Filing Date: 2025-02-13
Form: 20-F
Chunk 431
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–High: 1.2%–Very High: 0.7%        |
| Yorks & the Humber% of Total Lending: 4.0%of which:–High: 2.3%–Very High: 1.3% |
| East Midlands% of Total Lending: 4.5%of which:–High: 2.9%–Very High: 2.5%      |
| East of England% of Total Lending: 12.2%of which:–High: 2.4%–Very High: 0.9%   |
| London% of Total Lending: 32.5%Of which–High: 2.6%–Very High: 0.6%             |
| South East% of Total Lending: 20.6%of which:–High: 3.0%–Very High: 1.0 %       |

Darker shades indicate higher proportion of high or very high flood risk exposure High and Very High Flood Risk are shown as % of regional exposure Note: Data collected from third party source based on one quarter lag. 30 September 2024 closest available dataset.

| Strategy                                    | Shareholderinformation | Climate andsustainability report | Governance |     | Riskreview | Financialreview | Financialstatements |     | Barclays PLC 2024Annual Reporton Form 20-F | 227 |
| Risk performance - Climate risk (continued) |                        |                                  |            |     |            |                 |                     |     |                                            |     |

Coastal Erosion: Total Volume of stock (as % of total UK Mortgages portfolio) per risk band Coastal Erosion is defined as the loss or displacement of land, or the long-term removal of sediment and rocks along the coastline due to the action of waves, currents, tides, wind-driven water, waterborne ice, or other impacts of storms. The increased volatility of weather conditions, as a result of climate change contribute to the acceleration of coastal erosion impacts. Coastal erosion risk is calculated using the modelled hazard level and the likelihood of that particular hazard impacting the value of the property. For example, a score of 100 (Very High Risk) might be assigned to a property within an area of predicted coastline retreat. In this situation, the likelihood of the ground collapsing is high (the coastal erosion data has determined that the current surface will no longer exist in n years) and the potential severity