Company: FRME
Filing Date: 2025-10-10
Form Type: S-4
Source: 0001193125-25-237211
Chunk: 89

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-10
Form: S-4
Chunk 89
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 in the Merger – Board Appointment.”

Nasdaq Global Select Market Listing

First Merchants will, prior to the Effective Time, cause the shares of First Merchants common stock to be issued to the holders of shares of
First Savings common stock in connection with the Merger to be approved for listing on the Nasdaq Global Select Market, subject to official notice of issuance.

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Regulatory Approvals

The Merger cannot be completed until (i) First Merchants Bank receives the necessary approvals of the Indiana Department of Financial
Institutions (the “Indiana DFI”) and the Federal Deposit Insurance Corporation (the “FDIC”), and (ii) First Merchants receives the necessary approval of the Board of Governors of the Federal Reserve System (the
“Federal Reserve”) under the Bank Holding Company Act. The initial submission of the applications to the Indiana DFI and the FDIC occurred on or about October 3, 2025. There can be no assurances as to when or if such approvals will
be obtained. The Federal Reserve has the discretion to waive its application requirement under the Bank Holding Company Act. If not waived, an application or notification and opportunity for public comment will be required. First Merchants has not
yet determined whether or not it will request a waiver of the application requirement from the Federal Reserve.

After the FDIC’s
approval is received, the Bank Merger cannot be completed for 30 days. During this 30-day waiting period, the United States Department of Justice has the authority to challenge the Bank Merger on antitrust
grounds. With the approval of the FDIC and the Department of Justice, the waiting period can be reduced to 15 days.

The approvals of the
Indiana DFI, the FDIC, and the Federal Reserve are not the opinion of such regulatory authorities that the Merger is favorable to the First Savings and First Merchants shareholders from a financial point of view or that the Indiana DFI, the FDIC, or
the Federal Reserve has considered the adequacy of the terms of the Merger. The approvals in no way constitute an endorsement or a recommendation of the Merger by the FDIC or the Federal Reserve.

Effective Date of the Merger

The Merger will be consummated if the Merger Proposal is approved by the First Savings shareholders, all required consents and approvals are
obtained, and all other conditions to the Merger are either satisfied or waived. The Merger will become effective when the Articles of Merger are filed with the