Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 208

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 8
Chunk 208
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,236 31 8 39 Retail1,825 42 10 52 1,677 69 16 85 Health services1,320 119 60 179 1,330 156 66 222 Wholesale975 98 5 103 857 62 3 65 Manufacturing783 79 14 93 809 73 24 97 Real estate investors634 25 8 33 702 43 6 49 Other1,054 46 17 63 1,051 54 12 66 Total owner-occupied real estate11,061 702 170 872 11,007 641 161 802 Total$61,887 $3,133 $760 $3,893 $61,481 $3,185 $696 $3,881 Criticized loans as a percent of total commercial and industrial loans6.3 %6.3 %

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(a)Loans to the financial and insurance industry include credit facilities to investment funds, mortgage lenders, real estate investment trusts and corporate and institutional borrowers. Approximately 93% and 87% of outstanding financial and insurance loans were designated as loans to nondepository financial institutions as prescribed in regulatory guidance for the Company's consolidated financial report for bank holding companies at September 30, 2025 and December 31, 2024, respectively.

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CRITICIZED COMMERCIAL REAL ESTATE LOANS

September 30, 2025December 31, 2024(Dollars in millions)OutstandingCriticized AccrualCriticized NonaccrualTotal CriticizedOutstandingCriticized AccrualCriticized NonaccrualTotal CriticizedPermanent finance by property type:Apartments/Multifamily$6,548 $479 $65 $544 $5,628 $935 $114 $1,049 Retail/Service4,320 659 76 735 4,747 673 80 753 Office3,487 642 110 752 4,170 1,125 117 1,242 Industrial/Warehouse2,175 79 10 89 1,926 143 13 156 Hotel1,776 196 67 263 1,984 317 118