Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000080
Chunk: 37

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 37
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547) Net operating income 9,048 — 9,048 8,498 335 8,833 Net loan-loss provisions (3,161) — (3,161) (3,125) — (3,125) Other gains (losses) and provisions (700) — (700) (790) (335) (1,125) Profit before tax 5,187 — 5,187 4,583 — 4,583 Tax on profit (1,446) — (1,446) (1,468) — (1,468) Profit from continuing operations 3,741 — 3,741 3,115 — 3,115 Net profit from discontinued operations — — — — — — Consolidated profit 3,741 — 3,741 3,115 — 3,115 Non-controlling interests (339) — (339) (263) — (263) Profit attributable to the parent 3,402 — 3,402 2,852 — 2,852 January-March 2024January-March 2025

55 Appendix Aligning financial reporting to recent changes in our management structure 2025 Investor Day targets summary Group P&L and excluding Argentina Detail by global business and country Reconciliation of underlying results to statutory results Glossary

56 Glossary - Acronyms • A2A: account to account • AM: Asset management • AuMs: Assets under Management • bn: Billion • bps: Basis points • c.: Circa • CET1: Common equity tier 1 • CHF: Swiss franc • CF: Corporate Finance • CIB: Corporate & Investment Banking • CoE: Cost of equity • Consumer: Digital Consumer Bank • CoR: Cost of risk • DCB Europe: Digital Consumer Bank Europe • DCM: Debt Capital Markets • DPS: Dividend per share • EPS: Earnings per share • ESG: Environmental, social and governance • FX: Foreign exchange • FY: Full year • ID: Investor Day • IFRS 9: International Financial Reporting Standard 9, regarding financial instruments • k: Thousands • LLPs: Loan-loss provisions • mn: Million • NII: Net interest income • NIM: Net interest margin • n.m.: Not meaningful • NPL: Non-performing loans • OEM: Original equipment manufacturer • Payments: PagoNxt and Cards • PB: Private Banking • PBT: Profit before tax • P&L: Profit and