Company: WEBNF
Filing Date: 2025-11-04
Form Type: 20-F
Source: 0001104659-25-105894
Chunk: 40

Company: WESTPAC BANKING CORP
Filing Date: 2025-11-04
Form: 20-F
Item: Item 14
Chunk 40
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             1,729            5,084
Gross loans                                                ​   711,230         135,475             9,657          856,362    ​   639,900         161,121            10,314          811,335
Credit commitments                                         ​   200,393          20,306               470          221,169    ​   181,275          30,395               441          212,111
Gross loans and credit commitments                             911,623         155,781            10,127        1,077,531        821,175         191,516            10,755        1,023,446
Coverage ratio on loans (%)                                ​      0.11     ​      1.51    ​        17.36    ​        0.53    ​      0.10     ​      1.40    ​        16.40    ​        0.56
Coverage ratio on loans and credit commitments (%)                0.10            1.50             16.85             0.46           0.09            1.35             16.08             0.50
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WESTPAC GROUP 2025 ANNUAL REPORT
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NOTES TO THE FINANCIAL STATEMENTS

Note 10.Provision for expected credit losses (Continued)

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​                                                                                                                  2025                                                            2024
​                                                          ​         ​               ​              Non-              ​              ​               ​              Non-              ​
​                                                          ​                Performing    ​   Performing    ​         ​    ​                Performing    ​   Performing    ​         ​
$m                                                         ​   Stage 1     ​   Stage 2    ​      Stage 3    ​     Total    ​   Stage 1     ​   Stage 2    ​      Stage 3    ​     Total
Parent Entity                                              ​                                                               ​         ​     ​         ​    ​            ​    ​         ​
Provision for ECL on loans                                                                                                                                                             
Housing                                                            155             712               540          1,407            136             743               575