Company: FMCCN
Filing Date: 2025-02-13
Form Type: 10-K
Source: 0001026214-25-000040
Chunk: 355

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-02-13
Form: 10-K
Item: Item 15
Chunk 355
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 creative, effective, and timely, and that consider effects on homeowners, multifamily property owners, renters, the Enterprises, the industry, and other stakeholders.

n    We ensured that diversity, equity, and inclusion remain top priorities in strategic planning, operations, and business development.

The table below presents the 2024 Conservatorship Scorecard objectives and FHFA's assessment of our achievement against those objectives. Performance GoalsFHFA's Summary of PerformanceI.Promote Equitable Access to Affordable and Sustainable Housing (50%)Take significant actions to ensure that all borrowers and renters have equitable access to sustainable long-term affordable housing opportunities, including efforts that further energy efficiency, resiliency, and cost savings in the mortgage process, considering the impact on all geographies, including rural areas as defined under Duty to Serve. Develop and implement strategies to support and advance the following:•Sustainable and affordable homeownershipGoal was achieved.-Explore the evolving single-family property insurance market, identifying opportunities to mitigate risk while furthering sustainable homeownership.Goal was achieved.-Continue efforts to expand energy efficiency and resiliency that improve long-term sustainable homeownership.Goal was achieved.-Explore opportunities to further sustainable homeownership through measures that support first-time and mission-oriented homebuyers, and positively influence affordability, including transaction costs, in a manner that maintains safety and soundness.Goal was achieved.•Multifamily rental housingGoal was achieved.-Enhance resident-centered practices, such as tenant protections, at Freddie Mac-backed multifamily properties.Goal was achieved.-Strengthen multifamily asset management capabilities, including identifying and managing legal risk appropriately.Goal was achieved.-Explore and identify innovative ways to address multifamily market needs.Goal was achieved.-Manage new multifamily purchases to remain within the multifamily cap requirements, including an expanded focus on workforce/moderate-income housing.Goal was achieved.•Equitable access to housingGoal was achieved. We successfully launched our social bond program and released our 2025-2027 Equitable Housing Finance Plan.-Take meaningful actions to achieve the goals and objectives of the Equitable Housing Finance Plans.Goal was achieved.

FREDDIE MAC  |  2024 Form 10-K241

Executive CompensationCompensation Discussion and Analysis

Performance GoalsFHFA's Summary of Performance-Continue efforts to minimize single-family appraisal bias and improve valuation equity, including by supporting FHFA’s implementation of the Property and Valuation Equity (PAVE) action plan.Goal was achieved. We made impactful policy and technology changes, which including appraisal waiver expansion, mandate