Company: FITBI
Filing Date: 2025-10-09
Form Type: 425
Source: 0001193125-25-234729
Chunk: 26

Company: FIFTH THIRD BANCORP
Filing Date: 2025-10-09
Form: 425
Chunk 26
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 warranty shall not be deemed an admission by Comerica that such item represents a
material exception or fact, event or circumstance or that such item would reasonably be expected to have a Material Adverse Effect and (iii) any disclosures made with respect to a section of this shall be deemed to qualify
(1) any other section of this specifically referenced or cross-referenced and (2) other sections of this to the extent it is reasonably apparent on its face (notwithstanding the absence of a specific
cross reference) from a reading of the disclosure that such disclosure applies to such other sections, (b) as disclosed in any Comerica Reports filed with the SEC by Comerica since December 31, 2022 and prior to the date hereof (but
disregarding risk factor disclosures contained under the heading “Risk Factors,” or disclosures of risks set forth in any “forward-looking statements” disclaimer or any other statements that are similarly non-specific or cautionary, predictive or forward-looking in nature), or (c) as contemplated by Section 10.14, Comerica hereby represents and warrants to Fifth Third as follows:

4.1. .

(a) Each of Comerica and Comerica Holdings is a corporation duly organized, validly existing and in good standing under the laws of the State
of Delaware, is a bank holding company duly registered under the Bank Holding Company Act of 1956, as amended (the “”) and has elected to be treated as a financial holding company under the BHC Act. Each of Comerica and
Comerica Holdings has the corporate power and authority to own, lease or operate all of its properties and assets and to carry on its business as it is now being conducted in all material respects. Comerica is duly licensed or qualified to do
business and in good standing in each jurisdiction in which the nature of the business conducted by it or the character or location of the properties and assets owned, leased or operated by it makes such licensing, qualification or standing
necessary, except where the failure to be so licensed or qualified or to be in good standing would not, either individually or in the aggregate, reasonably be expected to have a Material Adverse Effect on Comerica. As used in this Agreement, the
term “” means, with respect to Fifth Third, Comerica or the Surviving Entity, as the case may be,

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any effect, change, event, circumstance, condition, occurrence or development that, either individually or in