Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 241

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 1
Chunk 241
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 companies to report on their climate-related risks and greenhouse gas emissions in much greater detail than previously required. This development relieves companies of certain additional climate-related disclosure obligations which would have come into effect under the new rules. Additional future impacts could include shifts in regulatory approaches and increased uncertainty for businesses regarding climate-related disclosures. State-level efforts to require additional climate-related disclosure, notably in California, remain ongoing but face legal challenges similar to those faced by the SEC climate rules. H.R.1, known as the “One Big Beautiful Bill Act” was signed into law on July 4, 2025. This comprehensive budget reconciliation package consolidates a wide array of public policy priorities, reshaping federal policy across numerous sectors of the American economy, including taxation, healthcare, social safety nets, immigration and education. The changes in H.R.1 do not currently have a material impact on the Company's results of operations nor are they expected to in future periods.Impact of New Accounting Standards For a discussion of accounting standards, see Note 1 - Basis of Presentation and Significant Accounting Policies of Notes to Consolidated Financial Statements included in The Hartford’s 2024 Form 10-K Annual Report. 

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Table of ContentsIndex to MD&A Part I - Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations

Acronyms

 A&EAsbestos and EnvironmentalHIGThe Hartford Insurance Group, Inc.ABSAsset-Backed SecuritiesHIMCOHartford Investment Management CompanyACLAllowance for Credit LossesHLAHartford Life and Accident Insurance CompanyADCAdverse Development CoverIBNRIncurred But Not ReportedAFSAvailable-For-SaleITInformation TechnologyALAEAllocated Loss Adjustment ExpensesLAELoss Adjustment ExpenseAOCIAccumulated Other Comprehensive IncomeLCLLiability for Credit LossesAUMAssets Under ManagementLTDLong-Term DisabilityCAYCurrent Accident YearLTVLoan-to-ValueCLOsCollateralized Loan ObligationsMD&AManagement's Discussion and Analysis of Financial Conditions and Results of OperationsCMBSCommercial Mortgage-Backed SecuritiesNAICNational Association of Insurance CommissionersCODMChief Operating Decision MakerNICONational Indemnity Company, a subsidiary of Berkshire Hathaway Inc. (“Berkshire”)CPRICredit and Political Risk InsuranceNMNot MeaningfulDACDeferred Policy Acquisition CostsOCIOther Comprehensive IncomeDLRDisabled Life ReserveOTCOver-the-CounterD&ODirectors and OfficersP&CProperty and CasualtyDSCRDebt Service Coverage Ratio