Company: RITM-PC
Filing Date: 2025-02-18
Form Type: 10-K
Source: 0001556593-25-000007
Chunk: 167

Company: Rithm Capital Corp.
Filing Date: 2025-02-18
Form: 10-K
Item: Item 7
Chunk 167
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(A)$383.0 28 $6.4 Non-Agency(A)70.0 45 0.8 Ginnie Mae137.2 46 3.1 Total / Weighted Average$590.2 35 $10.3 

(A)Includes GSE and Non-Agency MSRs of $23.8 billion and $41.7 billion underlying UPB, respectively, serviced by third-party subservicers.

79

The following tables summarize the collateral characteristics of the residential mortgage loans underlying our MSRs and MSR financing receivables as of December 31, 2024 (dollars in thousands):

Collateral CharacteristicsCurrent Carrying AmountCurrent Principal BalanceNumber of LoansWA FICO Score(B)WA CouponWA Maturity (months)Average Loan Age (months)Adjustable Rate Mortgage %(C)Three Month Average CPR(D)Three Month Average CRR(E)Three Month Average CDR(F)Three Month Average Recapture RateGSE(A)$6,413,199 $383,014,320 1,978,754 772 4.2 %273 62 1.0 %6.3 %6.3 %— %7.6 %Non-Agency(A)836,408 70,022,636 567,430 664 4.6 %282 200 8.9 %6.7 %5.1 %1.7 %— %Ginnie Mae3,072,064 137,177,395 564,085 702 4.2 %316 41 0.4 %7.0 %6.8 %0.1 %31.2 %Total$10,321,671 $590,214,351 3,110,269 743 4.2 %284 73 1.8 %6.5 %6.3 %0.2 %12.2 %

Collateral CharacteristicsDelinquencyLoans in ForeclosureREOLoans in Bankruptcy90+ Days(G)GSE(A)0.3 %0.1 %— %0.1 %Non-Agency(A)2.6 %5.5 %0.6 %2.4 %Ginnie Mae2.6 %0.6 %—