Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 54

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 54
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 the HomeStreet articles amendment proposal. Abstentions, broker non-votes and failures to vote will have the same effect as a vote “AGAINST” the HomeStreet articles amendment proposal. Assuming a quorum is present, approval of each of the HomeStreet share issuance proposal, the HomeStreet new equity incentive plan proposal and the HomeStreet merger-related compensation proposal requires that the votes cast in favor of such proposal exceed the votes cast opposing such proposal. Approval of the HomeStreet adjournment proposal requires that the votes cast in favor of such proposal exceed the votes cast opposing such proposal. HomeStreet will transact no other business at the special meeting, except for business properly brought before the HomeStreet special meeting or any adjournment or postponement thereof. HomeStreet shareholders must approve the HomeStreet articles amendment proposal and the HomeStreet share issuance proposal order for the merger to occur. For more information, see the section entitled “ The HomeStreet Special Meeting.” Mechanics’ Solicitation of Written Consent (page 77) The merger agreement provides that Mechanics will seek approval of the Mechanics merger proposal, and the principal terms thereof, pursuant to this proxy statement/prospectus/consent solicitation statement. Mechanics will not call or convene any meeting of its shareholders in connection with obtaining approval of the Mechanics merger proposal by Mechanics shareholders. Mechanics shareholders are being asked to approve the merger agreement proposal by executing and delivering the written consent furnished with this proxy statement/prospectus/consent solicitation statement. The affirmative vote or consent of the holders of a majority of the outstanding shares of Mechanics voting common stock entitled to vote thereon is required to approve the merger proposal. Only holders of Mechanics voting common stock who hold such shares as of sixty (60) days before the action by written consent (the “consent record date”) will be entitled to execute and deliver a written consent. Each holder of Mechanics non-voting common stock is not entitled to consent to the Mechanics merger proposal. As of the date of this proxy statement/prospectus/consent solicitation statement, there were approximately 60,859 shares of Mechanics voting common stock issued and outstanding, of which approximately 89.5% were owned by Mechanics directors

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and executive officers and their affiliates. Mechanics currently expects that Mechanics’ directors and executive officers will provide execute and deliver written consents approving the Mechanics merger proposal, although none of them has entered into any agreements obligating them to do so (other than the Ford Entities pursuant to the Ford Entities voting agreement).

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