Company: MTB-PJ
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0001628280-25-006267
Chunk: 138

Company: M&T BANK CORP
Filing Date: 2025-02-19
Form: 10-K
Item: Item 7
Chunk 138
---
53 Total owner-occupied real estate11,007 641 161 802 9,906 476 156 632 Total$61,481 $3,185 $696 $3,881 $57,010 $3,089 $670 $3,759 

Table 20

CRITICIZED COMMERCIAL REAL ESTATE LOANS

December 31, 2024December 31, 2023(Dollars in millions)OutstandingCriticized AccrualCriticized NonaccrualTotal CriticizedOutstandingCriticized AccrualCriticized NonaccrualTotal CriticizedPermanent finance by property type:Apartments/Multifamily$5,628 $935 $114 $1,049 $6,165 $1,184 $115 $1,299 Retail/Service4,747 673 80 753 5,912 1,075 227 1,302 Office4,170 1,125 117 1,242 4,727 879 185 1,064 Health services2,038 560 25 585 3,615 1,364 117 1,481 Hotel1,984 317 118 435 2,510 496 210 706 Industrial/Warehouse1,926 143 13 156 2,034 224 13 237 Other287 30 1 31 314 28 2 30 Total permanent20,780 3,783 468 4,251 25,277 5,250 869 6,119 Construction/Development5,984 1,715 68 1,783 7,726 2,527 174 2,701 Total$26,764 $5,498 $536 $6,034 $33,003 $7,777 $1,043 $8,820 

76

Total criticized commercial and industrial and commercial real estate loans were $9.9 billion at the end of 2024 as compared with $12.6 billion at December 31, 2023. Criticized loans represented 11.2% of total commercial and industrial and commercial real estate loans at December 31, 2024, compared with 14.0% at December 31,