Company: PNBK
Filing Date: 2025-05-14
Form Type: 10-Q
Source: 0001628280-25-025485
Chunk: 24

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-05-14
Form: 10-Q
Item: Part I, Item 1
Chunk 24
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$— $1,670 Loans receivable, gross:Pass$106 $2,571 $106,984 $144,936 $108,517 $170,245 $87,398 $620,757 Special mention— — 3,962 2,017 38 4,176 4,506 14,699 Substandard— — 1,357 8,754 14,326 11,653 2,663 38,753 Total Loans receivable, gross$106 $2,571 $112,303 $155,707 $122,881 $186,074 $94,567 $674,209  Total Current period gross charge-offs$— $9 $802 $105 $— $754 $— $1,670 

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Table of ContentsPATRIOT NATIONAL BANCORP, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements (Unaudited)

The following tables summarize loan amortized cost by vintage, credit quality indicator, class of loans and charge-offs based on year of origination as of December 31, 2024:Term of Loans by OriginationAs of December 31, 2024:20232022202120202019PriorRevolvingTotal Loans Receivable Gross Loan portfolio segment:Commercial Real Estate:Pass$— $102,906 $130,143 $88,275 $2,085 $69,858 $— $393,267 Special mention— 3,697 — — — 430 — 4,127 Substandard— 1,099 6,691 8,615 233 5,457 — 22,095 Total— 107,702 136,834 96,890 2,318 75,745 — 419,489 Current period gross charge-offs— — — — — 13,889 — 13,889 Residential Real Estate:Pass372 — 1,218 2,811 9,546 74,937 792 89,676 Special mention— — — — 1,053 1,377 — 2,430 Substandard— — — — — 109 —