Company: NEWTP
Filing Date: 2025-08-13
Form Type: 424B2
Source: 0001587987-25-000144
Chunk: 60

Company: NewtekOne, Inc.
Filing Date: 2025-08-13
Form: 424B2
Chunk 60
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, or enter into any agreement to offer, sell, short sell or otherwise dispose of, any Preferred Stock (or other securities that are substantially similar to the Preferred Stock) or other securities convertible into or exchangeable or exercisable for Preferred Stock (or other securities that are substantially similar to the Preferred Stock) or derivative of the Preferred Stock (or other securities that are substantially similar to the Preferred Stock) for a period of 30 days after the date of this prospectus supplement without first obtaining the written consent of the representatives. This consent may be given at any time without public notice.

#### Listing
The depositary shares are a new issue of securities with no established trading market. The Company intends to list the depositary on Nasdaq and will use its reasonable best efforts to maintain such listing. The Company expect trading in the depositary shares on Nasdaq to begin within 30 days after the original issue date under the trading symbol “NEWTP.” Currently, there is no public market for the depositary shares.

The Company have been advised by certain of the underwriters that they presently intend to make a market in the depositary shares after completion of the offering as permitted by applicable laws and regulations. The underwriters are not obligated, however, to make a market in the depositary shares, and any such market-making may be discontinued at any time in the sole discretion of the underwriters without any notice. Accordingly, no assurance can be given as to the liquidity of, or development of a public trading market for, the depositary shares. If an active public trading market for the depositary shares does not develop, the market price and liquidity of the depositary shares may be adversely affected.

#### Price Stabilization and Short Positions
In connection with the offering, the underwriters may purchase and sell depositary shares in the open market. These transactions may include overallotment, covering transactions and stabilizing transactions. Overallotment involves sales of depositary shares in excess of the number of depositary shares to be purchased by the underwriters in the offering, which creates a short position for the underwriters. Covering transactions involve purchases of depositary shares in the open market after the distribution has been completed in order to cover short positions. Stabilizing transactions consist of certain bids or purchases of depositary shares made for the purpose of preventing or retarding a decline in the market price of the depositary shares while the offering is in progress.

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The underwriters also may impose a penalty bid. This