Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 264

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 2
Chunk 264
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 $927,030 for the three and nine months ended September 30, 2025, as compared to $231,621 and $670,143 for the same period in 2024. The increase in interest income, on a tax equivalent basis, for the three and nine months ended September 30, 2025, as compared to the same time periods in 2024 is due primarily to the addition of The First’s earning assets.

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The following tables present the percentage of total average earning assets, by type and yield, for the periods presented:

 Percentage of Total Average Earning AssetsYieldThree Months EndedThree Months Ended September 30,September 30, 2025202420252024Loans held for investment79.70 %79.61 %6.60 %6.47 %Loans held for sale1.24 1.72 6.43 6.19 Securities15.61 13.01 3.38 2.06 Interest-bearing balances with banks3.45 5.66 3.95 5.28 Total earning assets100.00 %100.00 %6.01 %5.82 %

 Percentage of Total Average Earning AssetsYieldNine Months EndedNine Months Ended September 30,September 30, 2025202420252024Loans held for investment79.79 %80.63 %6.52 %6.39 %Loans held for sale1.24 1.39 6.32 6.20 Securities14.93 13.55 3.09 2.05 Interest-bearing balances with banks4.04 4.43 4.07 5.35 Total earning assets100.00 %100.00 %5.90 %5.75 %

For the third quarter of 2025, interest income on loans held for investment, on a tax equivalent basis, increased $106,968 to $311,903 from $204,935 for the same period in 2024. For the nine months ended September 30, 2025, interest income on loans held for investment, on a tax equivalent basis, increased $215,996 to $816,241 from $600,245 in the same period of 2024. Driven largely by the addition of $5,171,236 in loans held for investment through