Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 17

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 1
Chunk 17
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 732 16 1,506 Nonaccrual— — 12 63 31 86 36 5 233 Total commercial and industrial3,654 5,124 1,965 3,663 2,367 2,859 25,688 92 45,412 Commercial real estatePass1,632 2,217 959 4,736 4,604 5,435 1,660 4 21,247 Special Mention— — 100 1,096 457 389 80 6 2,128 Substandard Accrual— 3 79 585 286 1,057 23 116 2,149 Nonaccrual— — 3 108 60 529 2 4 706 Total commercial real estate1,632 2,220 1,141 6,525 5,407 7,410 1,765 130 26,230 Total commercialPass5,273 7,321 2,742 8,105 6,505 7,825 26,295 75 64,141 Special Mention— 7 155 1,167 683 524 365 6 2,907 Substandard Accrual13 16 194 745 495 1,305 755 132 3,655 Nonaccrual— — 15 171 91 615 38 9 939 Total commercial$5,286 $7,344 $3,106 $10,188 $7,774 $10,269 $27,453 $222 $71,642 

Citizens Financial Group, Inc. | 48

The following table presents the amortized cost basis of commercial loans and leases by vintage date and internal risk rating as of December 31, 2024:Term Loans and Leases by Origination YearRevolving Loans(dollars in millions)20242023202220212020Prior to 2020Within the Revolving PeriodConverted to TermTotalCommercial and industrialPass$5,945 $2,525 $4,194 $2,923 $895 $2,066 $21,323 $66 $39,937 Special Mention2 79 98 236 48 48