Company: FITBI
Filing Date: 2025-10-06
Form Type: 425
Source: 0001193125-25-230874
Chunk: 24

Company: FIFTH THIRD BANCORP
Filing Date: 2025-10-06
Form: 425
Chunk 24
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interest expense base Key assumptions • One-time costs of 1.5x synergies recognized at close • No revenue synergies modeled 9% EPS Accretion • Curt Farmer to be Vice Chair Leadership and • Peter Sefzik to be head of Wealth and Asset Management 2027E community • Continuing long-standing support of Michigan and Texas communities • Contingent on shareholder approvals for both Fifth Third and Comerica Approvals and • Contingent on customary regulatory approvals $6.5B closing • Anticipated closing end of first quarter 2026 in capitalized value from expense synergies⁴ 1 Source: S&P Capital IQ, FactSet, FITB filings and management and CMA filings. Financial data as of June 30, 2025. Pro forma impact is presented for illustrative purposes only. See appendix for Transaction assumptions and EPS impact. Based on Fifth Third closing share price on October 3, 2025 of 2 3 4 $44.41; Includes both credit and interest rate related purchase accounting adjustments; Synergized EPS includes impact from ~$850MM pre-tax fully phased-in cost savings in 2026; Capitalized value of synergies assumes P-T synergies of $850MM; calculated as A-T synergies multiplied by 11.8x P/E net 6 of total A-T restructuring costs of $949MM. Assumes 25% tax rate.

ibdroot\projects\IBD-NY\burger2025\973442_1\Presentations\05. Investor Presentation\PPT\Express_2.0_v2 - From FITB_v01.pptx Stability: Deliberately engineered for through-the-cycle outperformance 1 1 1 Loans Deposits Fees Consumer Savings & Time Transactional Time Home Mortgage banking Commercial deposits revenue Other equity Transactional Deposits Recurring Other noninterest consumer income 8% 4% 5% Auto 7% DDA Commercial 7% Commercial payments 24% 29% 8% banking 11% revenue Residential Savings & 48% 11% 34% mortgage Commercial MMDA $224B $4B $174B and industrial 14% Wealth and 2% Capital Commercial asset 23% markets leases management Interest 20% checking 29% 15% Commercial Consumer real estate banking revenue • Diversified origination platforms support • Granular retail deposit opportunity plus • Diversified fee sources – 5 categories more paths to growth within risk