Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 0

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 0
---
Filed Pursuant to Rule 424(b)(5)
Registration No. 333-266516 Prospectus Supplement to Prospectus dated August 19, 2022 ING Groep N.V. $750,000,000 4.858% Callable Fixed-to-FloatingRate Senior Notes due 2029 $1,000,000,000 5.066% Callable Fixed-to-FloatingRate Senior Notes due 2031 $1,000,000,000 5.525% Callable Fixed-to-FloatingRate Senior Notes due 2036 $750,000,000 Callable Floating Rate Senior Notes due 2029 ING Groep N.V. (the “ Issuer”) is offering hereby $750,000,000 aggregate principal amount of 4.858% Callable Fixed-to-FloatingRate Senior Notes due 2029 (the “ 2029 notes”), $1,000,000,000 aggregate principal amount of 5.066% Callable Fixed-to-FloatingRate Senior Notes due 2031 (the “ 2031 notes”) and $1,000,000,000 aggregate principal amount of 5.525% Callable Fixed-to-FloatingRate Senior Notes due 2036 (the “ 2036 notes” and, together with the 2029 notes, the 2031 notes and the 2036 notes, the “ fixed-to-floatingrate notes”) and $750,000,000 aggregate principal amount of Callable Floating Rate Senior Notes due 2029 (the “ floating rate notes” and, together with the fixed-to-floatingrate notes, the “ notes”) to be issued pursuant to the Senior Debt Securities Indenture dated as of March 29, 2017, as amended or supplemented from time to time (the “ Indenture”), between the Issuer and The Bank of New York Mellon, London Branch, as trustee (the “ trustee”). Interest will accrue on the 2029 notes (i) from (and including) the date of issuance to (but excluding) March 25, 2028 (the “ 2029 notes Call Date”) at a rate of 4.858% per annum and (ii) from (and including) the 2029 notes Call Date at a floating rate equal to the SOFR Index Average (as defined herein), reset quarterly, plus 1.010% per annum, subject to a minimum rate of 0.00% per annum (the “ Minimum Rate”). Interest will accrue on the 203