Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 170

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 8
Chunk 170
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%Pass/Watch$— $— $— $— $— $33,410 $33,410 Total Office$— $— $— $— $— $33,410 $33,410 0 %88 %Retail:Percentage of portfolio< 1%Substandard$— $— $— $— $— $18,600 $18,600 Doubtful— — — — — 920 920 Total Retail$— $— $— $— $— $19,520 $19,520 0 %88 %Commercial:Percentage of portfolio< 1%Doubtful$— $— $— $— $— $1,700 $1,700 Total Commercial$— $— $— $— $— $1,700 $1,700 0 %100 %Percentage of portfolio < 1%Grand Total$1,883,281 $1,677,661 $916,630 $3,361,926 $3,306,069 $563,195 $11,708,762 2 %78 %Charge-offs$— $3,000 $— $20,669 $12,074 $— $35,743 

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

A summary of the loan portfolio’s internal risk ratings and LTV ratios by asset class at December 31, 2024, and charge-offs recorded during 2024 is as follows ($ in thousands):UPB by Origination YearTotalWtd. Avg.First DollarLTV Ratio Wtd. Avg.Last DollarLTV Ratio Asset Class / Risk Rating20242023202220212020PriorMultifamily:Pass$308,228 $41,713 $69,000 $10,205 $2,010 $24,823 $455,979 Pass/Watch357,724 308,353 1,012,593 462,709 119,860 113,100 2,374,339 Special Mention79,618 31,344