Company: BCS
Filing Date: 2025-02-20
Form Type: 424B2
Source: 0001193125-25-030302
Chunk: 66

Company: BARCLAYS PLC
Filing Date: 2025-02-20
Form: 424B2
Chunk 66
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 would continue to monitor developments. The PRA noted that, as a result of this delay, the transitional periods in the rules will be reduced to ensure the date of full implementation remains on January 1,
2030. These proposals and resulting changes, either individually and/or in aggregate, may lead to further enhanced requirements in relation to the Group’s capital, leverage, liquidity and funding ratios or alter the way such ratios are
calculated.

Therefore, any changes that may occur in the application of the Capital Regulations subsequent to the date of this prospectus
supplement and/or any subsequent changes to such rules and other variables may individually and/or in the aggregate negatively affect the Group’s fully loaded CET1 Ratio and thus increase the risk of a Capital Adequacy Trigger Event, the
occurrence of which would lead to an Automatic Conversion, as a result of which you could lose all or part of the value of your investment in the Securities.

Failure to meet the requirements of regulatory stress tests could result in the Group taking steps to improve its capital position and may otherwise adversely affect the Group.

The Group and certain of its members are subject to supervisory stress testing exercises in a number
of jurisdictions. These exercises currently include the programs of the Bank of England, the EBA, the Federal Deposit Insurance Corporation and the Federal Reserve Bank of New York. These exercises are designed to assess the resilience of banks to
adverse economic or financial developments and ensure that they have robust, forward-looking capital planning processes that account for the risks associated with their business profile. Assessment by regulators is on both a quantitative and
qualitative basis, the latter focusing on the Group’s, or

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certain of its members’ business model, data provision, stress testing capability and internal management processes and controls.

Failure to meet requirements of regulatory stress tests, or the failure by regulators to approve the stress test results and capital plans of
the Group, could result in the Group or certain of its members being required to enhance their capital position, including, for example, an additional PRA buffer which may be set by the PRA in certain circumstances, as set out in the PRA’s
Policy Statement PS17/15 (Assessing capital adequacy under Pillar 2) and the related Statement of Policy (The PRA’s methodologies for setting Pillar 2 capital). This may result in a need for management actions, such as reducing
capital and/or leverage exposures and/or taking steps to conserve capital, which could include reducing discretionary payments (for