Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 105

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 105
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 cost up to $10.0 million annually (pro rata for any partial years). Either party may terminate this agreement upon thirty days’ prior notice to the other. There may be disruption to Mechanics’ business and operations if such services were to be terminated or if Mechanics’ relationship with GJF Management or the Ford Entities were to change.

Further, Mr. Webb, Chairman of the Mechanics board, is employed by GJF Management, and Mr. Russell, a director and former interim Chief Executive Officer of Mechanics, is employed by an affiliate of Mr. Ford. Additionally, Mr. Johnson, Mechanics’ current President and Chief Executive Officer, is employed by GJF Management. There may be disruption to Mechanics’ business and operations if such personnel were no longer involved with Mechanics.

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TABLE OF CONTENTS

CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING STATEMENTS This proxy statement/prospectus/consent solicitation statement contains “forward-looking statements” within the meaning of applicable securities laws, which statements involve inherent risks and uncertainties. Any statements regarding HomeStreet’s and Mechanics’ outlook or expectations with respect to the merger, including the expected costs to be incurred and cost savings to be realized in connection with the merger, the expected impact of the merger on the combined company’s future financial performance, other key transaction assumptions (including potential synergies or cost savings), the timing of the closing of the merger and consequences of the integration of the businesses and operations of HomeStreet and Mechanics constitute forward-looking statements. Words such as “believe,” “expect,” “anticipate,” “intend,” “target,” “estimate,” “continue,” “positions,” “plan,” “predict,” “project,” “forecast,” “guidance,” “goal,” “objective,” “prospects,” “possible” or “potential,” by future conditional verbs such as “assume,” “will,” “would,” “should,” “could” or “may,” or by variations of such words or by similar expressions generally identify such forward-looking statements. Such forward-looking statements include, but are not limited to, statements about the benefits of the merger and the other transactions involving Mechanics, HomeStreet, and HomeStreet Bank contemplated by the merger agreement (collectively, the “Transaction”), including future financial and operating results, and the combined company’s plans, objectives, expectations and intentions and other statements that are not historical facts. These forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time,