Company: HBCYF
Filing Date: 2025-05-12
Form Type: 424B5
Source: 0001193125-25-117014
Chunk: 12

Company: HSBC HOLDINGS PLC
Filing Date: 2025-05-12
Form: 424B5
Chunk 12
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 Interest Payment Date or a Floating Rate Notes Interest Payment Date, as applicable; (vii) “Make-Whole Redemption”
means either the 2031 Fixed/Floating Rate Notes Make-Whole Redemption or the 2036 Fixed/Floating Rate Notes Make-Whole Redemption, as applicable; (viii) the “Make-Whole Redemption Period” means either the 2031 Fixed/Floating Rate
Notes Make-Whole Redemption Period or the 2036 Fixed/Floating Rate Notes Make-Whole Redemption Period, as applicable; (ix) the “Margin” means any of the 2031 Fixed/Floating Rate Notes Margin, the 2036 Fixed/Floating Rate Notes Margin
or the Floating Rate Notes Margin, as applicable; (x) the “Maturity Date” means any of the 2031 Fixed/Floating Rate Notes Maturity Date, the 2036 Fixed/Floating Rate Notes Maturity Date or the Floating Rate Notes Maturity Date, as
applicable; (xi) the “Notes” means any of the Fixed/Floating Rate Notes or the Floating Rate Notes, as applicable; (xii) the “Par Redemption Date” means any of the 2031 Fixed/Floating Rate Notes Par Redemption Date, the
2036 Fixed/Floating Rate Notes Par Redemption Date or the Floating Rate Notes Par Redemption Date, as applicable; and (xiii) “Par Redemption” means any of the 2031 Fixed/Floating Rate Notes Par Redemption, the 2036 Fixed/Floating Rate
Notes Par Redemption or the Floating Rate Notes Par Redemption, as applicable.

Presentation of Financial Information

The annual consolidated financial statements of the HSBC Group comply with UK-adopted international
accounting standards and with the requirements of the UK Companies Act 2006, and have also applied international financial reporting standards adopted pursuant to Regulation (EC) No 1606/2002 as it applies in the European Union (“EU”).
These financial statements are also prepared in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board (“IFRS Accounting Standards”), including interpretations issued by the
IFRS Interpretations Committee, as there are no applicable differences from IFRS Accounting Standards for the periods presented. As of December 31, 2024, there were no unendorsed standards effective for the year ended December 31, 2024
affecting the consolidated financial statements included in our Annual Report on Form 20-Ffor the year ended December 31, 2024, filed with the SEC