Company: SFNC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050112
Chunk: 165

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 1
Chunk 165
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 Equity and the Ratio of Tangible Common Equity to Tangible Assets (non-GAAP) 

September 30,December 31,(Dollars in thousands)20252024Total common stockholders’ equity$3,353,963 $3,528,872 Intangible assets:Goodwill(1,320,799)(1,320,799)Other intangible assets(87,520)(97,242)Total intangibles(1,408,319)(1,418,041)Tangible common stockholders’ equity$1,945,644 $2,110,831 Total assets$24,208,162 $26,876,049 Intangible assets:Goodwill(1,320,799)(1,320,799)Other intangible assets(87,520)(97,242)Total intangibles(1,408,319)(1,418,041)Tangible assets$22,799,843 $25,458,008 Ratio of common equity to assets13.85 %13.13 %Ratio of tangible common equity to tangible assets (non-GAAP)8.53 %8.29 %

See Table 18 below for the reconciliation of uninsured, non-collateralized deposits and the calculation of uninsured, non-collateralized deposit coverage ratio.

Table 18: Reconciliation of Uninsured, Non-Collateralized Deposits and the Calculation of Uninsured, Non-Collateralized Deposit Coverage Ratio (non-GAAP) 

September 30,December 31,(In thousands)20252024Uninsured deposits at Simmons Bank$9,565,766 $8,467,291 Less: Collateralized deposits (excluding portion that is FDIC insured)2,169,362 2,790,339 Less: Intercompany eliminations2,937,147 1,045,734 Total uninsured, non-collateralized deposits$4,459,257 $4,631,218 FHLB borrowing availability$6,134,000 $4,716,000 Unpledged securities1,575,000 4,103,000 Fed funds lines, Fed discount window and Bank Term Funding Program (1)1,824,000 2,081,000 Additional liquidity sources$9,533,000 $10,900,000 Uninsured, non-collateralized