Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 100

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 100
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$36,969 The following tables present the financial effect of our loan modifications made to borrowers experiencing financial difficulty by type of modification for the periods indicated:Three Months Ended June 30, 2025Term Extension - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 10 months.Multi-familyExtended maturity by a weighted average 6 months.Real estate construction and land:CommercialExtended maturity by a weighted average 4 months.Commercial:Asset-basedExtended maturity by a weighted average 47 months.Other commercialExtended maturity by a weighted average 15 months.ConsumerExtended maturity by a weighted average 24 months.Three Months Ended June 30, 2025Payment Delay - Financial EffectReal estate mortgage:CommercialGranted payment deferrals for a weighted average of 3 months.Three Months Ended June 30, 2025Interest Rate Reduction - Financial EffectReal estate mortgage:CommercialReduced interest rates by a weighted average 3.29% for a weighted average period of 14 months.

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BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Three Months Ended June 30, 2025 Combination - Term Extension and Rate Reduction - Financial EffectCommercial:Other commercialExtended maturity by a weighted average 4.5 years and reduced interest rates by a weighted average 1.85%.Six Months Ended June 30, 2025Term Extension - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 13 months.Multi-familyExtended maturity by a weighted average 6 months.Other residentialExtended maturity by a weighted average 9 months.Real estate construction and land:CommercialExtended maturity by a weighted average 4 months.ResidentialExtended maturity by a weighted average 12 months.Commercial:Asset-basedExtended maturity by a weighted average 47 months.Venture capitalExtended maturity by a weighted average 12 months.Other commercialExtended maturity by a weighted average 17 months.ConsumerExtended maturity by a weighted average 24 months.Six Months Ended June 30, 2025Payment Delay - Financial EffectReal estate mortgage:CommercialGranted payment deferrals for a weighted average of 4 months.Other residentialGranted payment deferrals for a weighted average of 3 months.Six Months Ended June 30, 2025Interest Rate Reduction - Financial EffectReal estate mortgage:CommercialReduced interest rates by a weighted average 3.29% for a weighted average period of 14 months.Six Months Ended June 30, 2025 Combination