Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 7

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 7
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(1,053)(2,900)Purchases of Federal Home Loan Bank and Federal Reserve Bank stock, net(486)(19,654)Distributions from investments in partnerships, net869 242 Decrease (increase) in interest-bearing deposits with banks, net171,531 (49,062)Increase in loans, net(682,839)(1,135,248)Sales (purchases) of premises and equipment, net7,299 (10,599)Net Cash Used for Investing Activities(973,374)(1,419,170)Financing Activities:Increase in deposit accounts, net1,057,689 1,051,686 Decrease in other borrowings, net(4,796)(62,239)Increase in Federal Home Loan Bank advances, net— 350,680 Issuance of common shares resulting from the exercise of stock options, employee stock purchase plan and director compensation plan1,822 2,098 Common stock repurchases for tax withholdings related to stock-based compensation(3,003)(3,540)Dividends paid(40,349)(34,218)Net Cash Provided by Financing Activities1,011,363 1,304,467 Net Increase (Decrease) in Cash and Cash Equivalents157,743 (43,578)Cash and Cash Equivalents at Beginning of Period458,536 423,464 Cash and Cash Equivalents at End of Period$616,279 $379,886 

See accompanying notes to unaudited consolidated financial statements. 

5

WINTRUST FINANCIAL CORPORATION AND SUBSIDIARIES

NOTES TO UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS

(1) Basis of Presentation

The interim consolidated financial statements of Wintrust Financial Corporation and its subsidiaries (collectively, “Wintrust” or the “Company”) presented herein are unaudited, but in the opinion of management, reflect all necessary adjustments of a normal or recurring nature for a fair presentation of results as of the dates and for the periods covered by the interim consolidated financial statements.The accompanying interim consolidated financial statements are unaudited and do not include information or footnotes necessary for a complete presentation of financial condition, results of operations or cash flows in accordance with U.S. generally accepted accounting principles (“GAAP”). The interim unaudited consolidated financial statements should be read in conjunction with the consolidated financial statements and notes included in the Company’s Annual Report on Form