Company: CIMO
Filing Date: 2025-10-01
Form Type: S-8
Source: 0001193125-25-226835
Chunk: 1

Company: CHIMERA INVESTMENT CORP
Filing Date: 2025-10-01
Form: S-8
Chunk 1
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 provided pursuant to Section 7(a)(2)(B) of Securities Act. ☐

Explanatory Note

Chimera Investment Corporation (the “Registrant,” “Company,” “we” and “our”) files this registration statement
on Form S-8 (the “Registration Statement”) to register under the Securities Act of 1933, as amended (the “Securities Act”), the offer and sale of 540,000 shares of the
Registrant’s common stock, $0.01 par value per share (the “Common Stock”), that may be offered and issued under the Chimera Investment Corporation Inducement Award Plan (the “Plan”) in connection with the grant of
employment inducement awards pursuant to the New York Stock Exchange Listed Company Manual Rule 303A.08(“NYSE Rule 303A.08”). The Plan provides for, among other things, the grant of
non-qualified stock options, restricted stock units, restricted stock awards, dividend equivalents, and stock appreciation rights.

On September 22, 2025, the Plan was approved by the compensation committee of the Company’s board of directors (the “Board”) in
reliance on the employment inducement exception to shareholder approval provided under NYSE Rule 303A.08. In connection with the Company’s previously announced acquisition of HomeXpress Mortgage Corp. (“HomeXpress”), through its
wholly-owned subsidiary Chimera Funding TRS, LLC, a Delaware limited liability company (“Funding TRS”), the Company will issue restricted stock units to certain employees of HomeXpress as a material inducement for such employees to
continue their employment with HomeXpress following the acquisition of HomeXpress by Funding TRS.

2

PART I INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS The documents constituting Part I of this Registration Statement will be sent or given to participants in the Plan as specified by Rule 428(b)(1) under the Securities Act. Such documents are not being filed by the Company with the Securities and Exchange Commission (the “Commission”) but constitute (along with the documents incorporated by reference into this Registration Statement pursuant to Item 3 of Part II hereof) a prospectus that meets the requirements of Section 10(a) of the Securities Act. PART II INFORMATION REQUIRED IN THE REGISTRATION STATEMENT Item 3. Incorporation of Documents by Reference. The following documents filed by the Registrant with the Commission pursuant to the Securities Act, and the Securities Exchange