Company: DTK
Filing Date: 2025-04-04
Form Type: S-3ASR
Source: 0001193125-25-073369
Chunk: 39

Company: DTE ENERGY CO
Filing Date: 2025-04-04
Form: S-3ASR
Chunk 39
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, Michigan 48226-1221, and its telephone number is (313) 235-4000. Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus. Any representation to the contrary is a criminal offense. This prospectus is dated April 4, 2025

TABLE OF CONTENTS

|                                                 |     | Page |    |
| About This Prospectus                           |     |      |  2 |
| Risk Factors                                    |     |      |  3 |
| Cautionary Statements Regarding Forward-Looking 
 Statements                                      |     |      |  4 |
| DTE Electric Company                            |     |      |  6 |
| Use of Proceeds                                 |     |      |  7 |
| The Securities That We May Offer                |     |      |  8 |
| Description of Debt Securities                  |     |      |  9 |
| Book-Entry Securities                           |     |      | 25 |
| Plan of Distribution                            |     |      | 27 |
| Legal Matters                                   |     |      | 28 |
| Experts                                         |     |      | 28 |
| Where You Can Find More Information             |     |      | 28 |

You should rely only on the information contained or incorporated by reference in this prospectus and the applicable prospectus supplement or supplements. We have not authorized any person to provide you with different information. If anyone provides you with different or inconsistent information, you should not rely on it. You should not assume that the information contained or incorporated in this prospectus is accurate as of any time after the date of this prospectus, or if later, the date of an incorporated document, because our business, financial condition, results of operations and prospects may have changed since such dates. 1

ABOUT THIS PROSPECTUS

This prospectus is part of a registration statement that DTE Electric filed with the Securities and Exchange Commission (“SEC”)
utilizing a “shelf” registration process. Under this shelf registration process, DTE Electric may sell any combination of the securities described in this prospectus in one or more offerings.

This prospectus provides you with a general description of the securities DTE Electric may offer. Each time DTE Electric sells securities, DTE
Electric will provide a prospectus supplement that will contain specific information about the terms of that offering. The prospectus supplement may also add, update or change