Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 175

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 175
---
44 $263 $308 $49,968 $50,539 (a)Primarily loans to real estate developers.(b)Primarily loans secured by owner-occupied real estate.12

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesThe following table presents loans by credit quality indicator and vintage year. Credit quality indicator is based on internal risk ratings assigned to each business loan at the time of approval and subjected to subsequent reviews, generally at least annually, and to pools of retail loans with similar risk characteristics. Vintage year is the year of origination or major modification. September 30, 2025Vintage Year(in millions)20252024202320222021PriorRevolversRevolvers Converted to TermTotalBusiness loans:Commercial    Pass (a)$2,712 $2,608 $1,571 $1,316 $788 $1,320 $14,995 $17 $25,327     Criticized24 171 181 125 106 36 781 4 1,428 Total commercial2,736 2,779 1,752 1,441 894 1,356 15,776 21 26,755 Commercial gross charge-offs— 19 3 16 7 28 13 1 87 Real estate construction    Pass (a)190 392 626 1,240 158 7 147 — 2,760     Criticized12 — — 77 — — — — 89 Total real estate construction202 392 626 1,317 158 7 147 — 2,849 Real estate construction gross charge-offs— — — 7 — — — — 7 Commercial mortgage    Pass (a)1,482 1,428 1,633 3,440 2,336 2,961 914 — 14,194     Criticized11 63 187 404 116 213 2 — 996 Total commercial mortgage1,493 1,491 1,820 3,844 2,452 3,174 916 — 15,190 Commercial mortgage gross charge-offs— — — 9 — 1 — —