Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 141

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 141
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. KBW acted as (i) co-manager for Huntington’s January 2024 offering of senior notes, Huntington’s November 2024 offering of senior and subordinated notes and Huntington’s September 2025 offering of preferred stock and (ii) co-manager for Huntington Bank’s February 2025 offering of senior notes and received aggregate fees (including underwriting discounts) of approximately $750,000 from Huntington in connection with those offerings. KBW may in the future provide investment banking and financial advisory services to Cadence or Huntington and receive compensation for such services.

### Certain Unaudited Prospective Financial Information
Huntington and Cadence do not, as a matter of course, publicly disclose forecasts or internal projections as to their respective future performance, revenues, earnings, financial condition or other results given, among other reasons, the inherent uncertainty of the underlying assumptions and estimates.

However, Huntington and Cadence are including in this joint proxy statement/prospectus certain unaudited prospective financial information for Huntington and Cadence that was made available as described below. We refer to this information collectively as the “prospective financial information.” A summary of certain significant elements of this information is set forth below and is included in this joint proxy statement/prospectus solely for the purpose of providing holders of Huntington common stock and holders of Cadence common stock access to certain nonpublic information made available to Huntington and Cadence and their respective boards of directors and financial advisors.

Neither Huntington nor Cadence endorses the prospective financial information as necessarily predictive of actual future results. Furthermore, although presented with numerical specificity, the prospective financial information reflects numerous estimates and assumptions made by Huntington senior management or Cadence

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#### TABLE OF CONTENTS
senior management, as applicable, at the time such prospective financial information, as applicable, was prepared or approved for use by the financial advisors in connection with the financial advisors’ respective financial analyses and opinions as described in this joint proxy statement in the section entitled “The Merger—Opinion of Cadence’s Financial Advisor” beginning on page 75 and “The Merger—Opinion of Huntington’s Financial Advisor” beginning on page 65 . The prospective financial information represents, as applicable, Huntington senior management’s or Cadence senior management’s respective evaluation of Huntington’s and Cadence’s expected future financial performance on a standalone basis, without reference to the merger (except as expressly set forth below in the section entitled “The Merger—Certain Unaudited Prospective Financial Information—Certain Estimated Sy