Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 51

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 51
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108) (63) (197) (49) (195) +297.4% (170) (245) +44.2% Profit before tax 412 366 505 366 500 465 -7.1% 779 965 +23.9% Consolidated profit 314 258 392 255 378 350 -7.5% 572 728 +27.4% Underlying attributable profit 213 173 256 158 237 219 -7.8% 386 457 +18.2%

66 Poland (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 703 709 736 747 739 741 +0.2% 1,412 1,480 +4.8% Net fee income 180 166 172 169 188 185 -1.6% 345 373 +7.9% Gains (losses) on financial transactions and other (29) 18 26 23 (50) 39 — (11) (11) -0.9% Total revenue 854 892 934 938 877 965 +10.0% 1,746 1,842 +5.5% Operating expenses (235) (241) (255) (251) (254) (258) +1.5% (476) (512) +7.6% Net operating income 619 651 679 687 623 707 +13.5% 1,270 1,330 +4.7% Net loan-loss provisions (133) (169) (104) (114) (77) (43) -44.1% (303) (120) -60.3% Other gains (losses) and provisions (63) (110) (63) (200) (49) (196) +301.0% (173) (245) +41.3% Profit before tax 422 372 512 373 497 468 -5.8% 795 965 +21.5% Consolidated profit 321 262 398 260 376 353 -6.1% 583