Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 35

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 35
---
66,576 $28,203 $1,295 $28,854 $— $38 $124,966 Collectively measured16,477,766 13,591,004 482,907 3,985,423 17,124,845 146,978 51,808,923 Loans held at fair value— — — 129,593 — 129,593 

19

Table of Contents

Three months ended September 30, 2024CommercialCommercial Real EstateHome   EquityResidential Real EstatePremium Finance ReceivablesConsumer and OtherTotal Loans(In thousands)Allowance for credit losses at beginning of period$181,991 $223,728 $7,242 $8,773 $14,746 $589 $437,069 Other adjustments— — — — 30 — 30 Charge-offs(22,975)(95)— — (7,794)(154)(31,018)Recoveries649 30 101 5 3,477 21 4,283 Provision for credit losses - Other7,128 (4,162)134 268 3,284 147 6,799 Provision for credit losses - Day 1 on non-PCD assets acquiredduring the period2,967 10,540 1,344 638 — 58 15,547 Initial allowance for credit losses recognized on PCD assets acquired during the period1,838 1,103 2 61 — — 3,004 Allowance for credit losses at period end$171,598 $231,144 $8,823 $9,745 $13,743 $661 $435,714 By measurement method:Individually measured$21,573 $5,958 $50 $48 $— $1 $27,630 Collectively measured150,025 225,186 8,773 9,697 13,743 660 408,084 Loans at period endIndividually measured$63,826 $42,071 $1,122 $17,565 $— $2 $124,586 Collectively measured15,183,867 12,751,346 425,921 3,232,435