Company: LLOBF
Filing Date: 2025-05-01
Form Type: 6-K
Source: 0001160106-25-000018
Chunk: 6

Company: Lloyds Banking Group plc
Filing Date: 2025-05-01
Form: 6-K
Chunk 6
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0 |     |    3.0 |     |     0.6 |     |                     |     |                     |
| Business and Commercial Banking                                                                       |       0.5 |     |       6.2 |     |      14.8 |     |      – |     |     1.6 |     |                     |     |                     |
| Corporate and Institutional Banking                                                                   |       0.2 |     |       5.8 |     |      32.0 |     |      – |     |     1.0 |     |                     |     |                     |
| Commercial Banking                                                                                    |       0.3 |     |       6.0 |     |      22.8 |     |      – |     |     1.2 |     |                     |     |                     |
| Other                                                                                                 |           |     |           |     |         – |     |      – |     |         |     |                     |     |                     |
| Total                                                                                                 |       0.2 |     |       3.0 |     |      16.7 |     |    3.0 |     |     0.8 |     |                     |     |                     |

1 Contains central fair value hedge accounting adjustments. 2 UK Motor Finance includes £ 178 million relating to provisions against residual values of vehicles subject to finance leases. 3 Other includes a £100 million central adjustment that has not been allocated to specific portfolios.

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ADDITIONAL FINANCIAL INFORMATION (continued) 4. UK economic assumptions Base case and MES economic assumptions The Group’s base case scenario is for a slow expansion in gross domestic product (GDP) and a modest rise in the unemployment rate alongside small gains in residential and commercial property prices. Inflationary pressures remain persistent, but gradual cuts in UK Bank Rate are expected to continue during 2025. Risks around this base case economic view lie in both directions and are largely captured by the generation of alternative economic scenarios. The Group has taken into account the latest available information at the reporting date in defining its base case scenario and generating alternative economic scenarios. The scenarios include forecasts for key variables as of the first quarter of 2025. Actuals for this period, or restatements of past data, may have since emerged prior to publication and have not been included. The Group’s approach to generating alternative economic scenarios is set out in detail in note 21 to the