Company: NEWTP
Filing Date: 2025-05-12
Form Type: 10-Q
Source: 0001587987-25-000084
Chunk: 229

Company: NewtekOne, Inc.
Filing Date: 2025-05-12
Form: 10-Q
Item: Part I, Item 8
Chunk 229
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Assets:Loans HFI, at FV - accrual$302,442 Market yields6.55 %6.55 %6.55 %Cumulative prepayment rate22.50 %22.50 %22.50 %Average cumulative default rate21.00 %21.00 %21.00 %Loans HFI, at FV - non-accrual$67,304 Market yields7.30 %7.30 %7.30 %Cumulative prepayment rate— %— %— %Average cumulative default rate30.00 %30.00 %30.00 %Loans HFS, at FV$372,286 Market yields7.62 %7.08 %8.18 %Cumulative prepayment rate59.78 %50.00 %70.00 %Average cumulative default rate9.89 %5.00 %15.00 %Joint ventures and other non-control investments$57,678 Market yields8.40 %8.00 %12.00 %Cost of equity11.00 %8.00 %14.00 %Weighted average cost of capital7.72 %6.00 %23.98 %Servicing assets, at FV$22,062 Market yields12.00 %12.00 %12.00 %Cumulative prepayment rate22.50 %22.50 %22.50 %Average cumulative default rate21.00 %21.00 %21.00 %Assets held for sale$21,308 Present value factor90.70 %89.50 %93.20 %Discount rate10.23 %7.27 %11.71 %Other real estate owned$3,764 Appraised valueN/AN/AN/ALiabilities:Equity warrants$133 Expected volatility48.00 %48.00 %48.00 %Dividend yield6.00 %6.00 %6.00 %Risk free rate4.52 %4.52 %4.52 %

F-36

Estimated Fair Value of Other Financial InstrumentsGAAP also requires disclosure of the fair value of financial instruments carried at book value on the Consolidated Statements of Financial Condition. The carrying amounts