Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 62

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 62
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155 3,154 -0.0% 6,100 6,309 +3.4% Operating expenses (988) (990) (995) (1,049) (1,036) (1,025) -1.1% (1,978) (2,061) +4.2% Net operating income 2,010 2,112 2,185 2,181 2,119 2,129 +0.5% 4,122 4,248 +3.1% Net loan-loss provisions (995) (1,033) (1,054) (1,065) (1,141) (1,149) +0.6% (2,028) (2,290) +12.9% Other gains (losses) and provisions (180) (223) (196) (202) (190) (217) +14.2% (404) (407) +0.8% Profit before tax 835 855 935 915 787 764 -3.0% 1,690 1,551 -8.2% Consolidated profit 528 570 667 698 547 549 +0.5% 1,099 1,096 -0.3% Underlying attributable profit 480 517 604 638 498 498 -0.1% 997 996 -0.0%

78 Brazil (BRL mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 14,135 14,604 15,058 14,998 14,776 15,019 +1.6% 28,739 29,795 +3.7% Net fee income 4,549 4,973 5,065 5,243 4,877 4,862 -0.3% 9,521 9,739 +2.3% Gains (losses) on financial transactions and other 164 (82) (136) 61 177 (55) — 82 122 +48.9% Total revenue 18,847 19,495 19,987 20,303