Company: HBCYF
Filing Date: 2025-05-12
Form Type: 424B5
Source: 0001193125-25-117014
Chunk: 62

Company: HSBC HOLDINGS PLC
Filing Date: 2025-05-12
Form: 424B5
Chunk 62
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 business day. If any such Floating Rate     
 Period Interest Payment Date or Floating Rate Notes Interest Payment Date, as applicable (other than the Maturity Date), is postponed or brought forward as described above, the payment of interest due on such postponed or brought forward Floating    
 Rate Period Interest Payment Date or Floating Rate Notes Interest Payment Date, as applicable, will include interest accrued to but excluding such postponed or brought forward Floating Rate Period Interest Payment Date or Floating Rate Notes         
 Interest Payment Date, as applicable.                                                                                                                                                                                                                     |

| • |     | If the Maturity Date or date of redemption or repayment of the Notes is not a business day, we may pay interest                                                                                                                                    
 and principal on the next succeeding business day, but interest on that payment will not accrue during the period from and after the Maturity Date or date of redemption or repayment of the Notes. If a date of redemption or repayment of the    
 Fixed/Floating Rate Notes falls within a Floating Rate Period but does not occur on a Floating Rate Period Interest Payment Date, or a date of redemption or repayment of the Floating Rate Notes does not occur on a Floating Rate Notes Interest 
 Payment Date, as applicable, (i) the related Interest Determination Date shall be deemed to be the date that is three business days prior to such date of redemption or repayment, (ii) the related Observation Period shall be deemed to end      
 on (but exclude) the date which is five USGS Business Days prior to such date of redemption or repayment, (iii) the applicable Floating Rate Interest Period will be deemed to be shortened accordingly and (iv) corresponding adjustments will    
 be deemed to be made to the Compounded Daily SOFR formula.                                                                                                                                                                                         |

All percentages resulting from any calculation in connection with any interest rate on the Notes shall be rounded, if necessary, to the nearest one hundred thousandth of a percentage point, with five one-millionthsof a percentage point rounded upward (for example, 9.876545% (or 0.09876545) would be rounded to 9.87655% (or 0.0987655)), and all U.S. dollar amounts would be rounded to the nearest cent, with one-halfcent being rounded upward. The interest rate on the Notes during the applicable Floating Rate Interest Period will in no event be higher than the maximum rate permitted by law or lower than 0% per annum. Calculation of the Benchmark The “Benchmark” means, initially, Compounded Daily SOFR; providedthat if a Benchmark Transition Event and related Benchmark Replacement