Company: FRME
Filing Date: 2025-10-10
Form Type: S-4
Source: 0001193125-25-237211
Chunk: 15

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-10
Form: S-4
Chunk 15
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| A: | No. After the Merger is completed, an exchange agent designated by First Merchants will send you written                                                                                                                                               
 instructions for exchanging First Savings stock certificates for the consideration to be received in the Merger. Any shares of First Savings common stock held in book-entry form will be automatically exchanged for shares of First Merchants common 
 stock. If you are a First Merchants shareholder, you should retain your certificates, as you will continue to hold the First Merchants shares you currently own.                                                                                       |

| Q: | Whom should I contact if I have other questions about the Merger Agreement or the Merger? |

| A: | You may contact: |

First Savings Financial Group, Inc. Attention: Tony A. Schoen, Corporate Secretary 702 North Shore Drive, Suite 300 Jeffersonville, Indiana 47130 Telephone: (812) 283-0724 5

SUMMARY

This summary highlights selected information from this proxy statement and prospectus . Because this is a summary, it does not contain all of the information that may be important to you. You should carefully read this entire document, including the documents incorporated herein by reference, and the other documents to which we have referred you before you decide how to vote. See “WHERE YOU CAN FIND ADDITIONAL INFORMATION” on page [●] for a description of documents that we incorporate by reference into this document. Each item in this summary includes a page reference that directs you to a more complete description in this document of the topic discussed.

Description of First Merchants Corporation (page [●])

First Merchants Corporation

200 East Jackson Street

Muncie, Indiana 47305

(765) 747-1500

First Merchants is a financial holding company headquartered in Muncie, Indiana and was organized in September 1982. First Merchants common
stock is listed on the Nasdaq Global Select Market under the symbol “FRME.” First Merchants has one full-service Indiana commercial bank charter, First Merchants Bank, which opened for business in Muncie, Indiana, in March 1893. First
Merchants Bank also operates First Merchants Private Wealth Advisors as a division of First Merchants Bank. First Merchants Bank has 111 full-service branches throughout Indiana, Michigan, and Ohio. First Merchants Bank’s business activities
are currently limited to one significant business segment, which is community banking.

As of June 30, 2025, on a consolidated basis,
First Merchants had assets of