Company: ONBPP
Filing Date: 2025-10-29
Form Type: 10-Q
Source: 0000707179-25-000064
Chunk: 42

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-10-29
Form: 10-Q
Item: Item 1
Chunk 42
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403,221 406,739 Residential49,331 12,085 26,698 88,114 6,709,472 6,797,586 Indirect9,700 2,675 1,463 13,838 1,082,940 1,096,778 Direct2,004 970 1,470 4,444 509,700 514,144 Home equity4,765 3,399 7,567 15,731 1,265,602 1,281,333 Total$92,237 $44,739 $146,030 $283,006 $36,002,881 $36,285,887 The following table presents the amortized cost basis of loans on nonaccrual status and loans past due 90 days or more and still accruing by class of loan:September 30, 2025December 31, 2024(dollars in thousands)NonaccrualAmortizedCostNonaccrualWith NoRelatedAllowancePast Due90 Days orMore andAccruingNonaccrualAmortizedCostNonaccrualWith NoRelatedAllowancePast Due90 Days orMore andAccruingCommercial$177,240 $14,043 $394 $119,507 $30,551 $861 Commercial real estate319,069 81,537 1,046 233,856 64,453 3,126 BBCC3,508 — — 4,672 — — Residential63,446 — 34 60,454 — — Indirect4,923 — 18 5,372 — — Direct4,473 — 33 3,407 — — Home equity18,161 — — 20,711 — 73 Total$590,820 $95,580 $1,525 $447,979 $95,004 $4,060 Interest income recognized on nonaccrual loans was insignificant during the three and nine months ended September 30, 2025 and 2024.

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When management determines that foreclosure is probable, expected credit losses for collateral dependent loans are based on the fair value of the collateral at the reporting date, adjusted for selling costs as appropriate. A loan is considered collateral