Company: HBAN
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000049196-25-000079
Chunk: 72

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 2
Chunk 72
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 the net interest margin.

Table 2 - Consolidated Quarterly Average Balance Sheet and Net Interest Margin AnalysisThree Months Ended September 30, 2025Three Months Ended September 30, 2024AverageInterest Income/ExpenseYield/AverageInterest Income/ExpenseYield/Change in Average Balances(dollar amounts in millions)Balances(FTE) (1)Rate (2)Balances(FTE) (1)Rate (2)AmountPercentAssets:Interest-earning deposits with banks$11,823 $134 4.53 %$12,532 $174 5.55 %$(709)(6)%Securities:Trading account securities629 7 4.03 136 1 3.28 493 NMAvailable-for-sale securities:Taxable23,485 246 4.19 25,434 331 5.21 (1,949)(8)Tax-exempt3,318 41 5.02 2,699 35 5.23 619 23 Total available-for-sale securities26,803 287 4.29 28,133 366 5.21 (1,330)(5)Held-to-maturity securities—taxable15,752 105 2.66 15,078 93 2.47 674 4 Other securities888 12 5.15 829 11 4.86 59 7 Total securities44,072 411 3.72 44,176 471 4.26 (104)— Loans held for sale893 15 6.52 676 12 6.92 217 32 Loans and leases: (3)Commercial:Commercial and industrial61,440 959 6.11 52,194 840 6.31 9,246 18 Commercial real estate10,692 187 6.86 11,744 227 7.55 (1,052)(9)Lease financing5,483 93 6.69 5,180 86 6.51 303 6 Total commercial77,615 1,239 6.25 69,118 1,153 6.53 8,497 12 Consumer:Residential mortgage24,511 259 4.23 24,074 241 4.00 437