Company: ADZCF
Filing Date: 2025-03-13
Form Type: 20-F
Source: 0001159508-25-000020
Chunk: 372

Company: DEUTSCHE BANK AKTIENGESELLSCHAFT
Filing Date: 2025-03-13
Form: 20-F
Chunk 372
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 macroeconomic environment throughout 2024, the Group reviewed emerging risks to assess its potential downside and to manage the bank’s credit strategy and risk appetite on an ongoing basis. Overall, Deutsche Bank believes the actions taken as a result of these reviews were designated to ensure the bank was adequately provisioned for its expected credit losses as of December 31, 2024.

| 140 |

| Deutsche Bank      |
| Annual Report 2024 |

Asset Quality This section describes the quality of debt instruments subject to impairment, which under IFRS 9 consist of debt instruments measured at amortized cost, financial instruments at fair value through other comprehensive income (FVOCI) as well as off balance sheet lending commitments such as loan commitments and financial guarantees (hereafter collectively referred to as “Financial Assets”).

Overview of financial assets subject to impairment

The following tables provide an overview of the exposure amount and allowance for credit losses by financial asset class broken down into stages as per IFRS 9 requirements.

Overview of financial assets subject to impairment

|                              |     | Dec 31, 2024 |     |         |     |         |     |             |     |         |     | Dec 31, 2023 |     |         |     |         |     |             |     |         |
|:-----------------------------|:----|-------------:|:----|--------:|:----|--------:|:----|------------:|:----|--------:|:----|-------------:|:----|--------:|:----|--------:|:----|------------:|:----|--------:|
| in € m.                      |     |      Stage 1 |     | Stage 2 |     | Stage 3 |     | Stage 3POCI |     |   Total |     |      Stage 1 |     | Stage 2 |     | Stage 3 |     | Stage 3POCI |     |   Total |
| Amortized cost¹              |     |              |     |         |     |         |     |             |     |         |     |              |     |         |     |         |     |             |     |         |
| Gross carrying amount        |     |      681,147 |     |  63,836 |     |  15,214 |     |         609 |     | 760,807 |     |      692,091 |     |  55,704 |     |  12