Company: SFNC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050112
Chunk: 214

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 214
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,617,849 Current-period real estate - SF residential gross charge-offs— 271 282 122 47 35 232 — 989 

23

Term Loans Amortized Cost Basis by Origination Year(In thousands)2025 (YTD)20242023202220212020 and PriorLines of Credit (“LOC”) Amortized Cost BasisLOC Converted to Term Loans Amortized Cost BasisTotalReal estate - other commercialRisk rating:Pass$804,441 $692,222 $502,547 $1,168,191 $840,703 $672,954 $2,671,842 $— $7,352,900 Special mention— 5,803 4,023 24,970 2,023 13,225 136,234 — 186,278 Substandard3,841 34,855 6,645 16,948 16,323 34,970 222,843 — 336,425 Doubtful and loss— — — 46 — — — — 46 Total real estate - other commercial808,282 732,880 513,215 1,210,155 859,049 721,149 3,030,919 — 7,875,649 Current-period real estate - other commercial gross charge-offs192 353 26 274 24 157 5,160 — 6,186 CommercialRisk rating:Pass267,528 205,563 184,867 169,479 72,287 32,288 1,377,766 — 2,309,778 Special mention— 331 962 757 77 717 32,919 — 35,763 Substandard3,440 14,625 4,541 5,148 1,668 4,402 18,007 — 51,831 Doubtful and loss— — 13 3 — — — — 16 Total commercial270,968 220,519 190,383 175,387 74,032 37,407 1,428,692 — 2,397,388 Current-period commercial - gross charge-offs60 52 1,530 3,489 929 2,899 11,586