Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 97

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 97
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184 Net charge-offs$10 $1 $— $— $— $11Selected average balances:Assets$45,669 $3,045 $5,296$18,277 $7,944 $80,231Loans43,462 2,347 5,042— 10 50,861Deposits32,261 24,224 3,8443,300 267 63,896(a)All other noninterest expenses for each reportable business segment includes:i.Commercial Bank - Primarily FDIC insurance expense and software expense.ii.Retail Bank - Primarily equipment expense and FDIC insurance expense.iii.Wealth Management - Primarily operational losses and professional fees.35

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and Subsidiaries(dollar amounts in millions)CommercialBankRetailBankWealth ManagementFinanceOtherTotalNine Months Ended September 30, 2025Earnings Summary:Net interest income (expense)$1,378 $739 $145 $(660)$122 $1,724 Provision (benefit) for credit losses93 (5)(1)— (1)86 Noninterest income427 80 216 60 9 792 Salaries and benefits expense235 148 103 48 545 1,079 Outside processing fee expense144 6 31 4 15 200 Occupancy expense17 77 9 2 35 140 Allocated corporate expense354 232 97 (57)(626)— All other noninterest expenses (a)44 56 40 5 170 315 Total noninterest expenses794 519 280 2 139 1,734 Provision (benefit) for income taxes202 73 20 (146)— 149 Net income (loss)$716 $232 $62 $(456)$(7)$547 Net charge-offs$80 $4 $2 $— $— $86 Selected average balances:Assets $45,217 $3,058 $5,241 $17,165 $7,114 $77,795 Loans 43,047 2,404 5,091 — 5 50,547 Deposits33,066 23,465 3,686