Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 123

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 123
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 Change in the world scenario; |

| · | Alteration of the Selic interest rate by COPOM to control inflation; |

| · | Evolution of the loan market; |

| · | Liquidity conditions that change the demand for credit; and |

| · | Regulatory changes which affect banking administration. |

| d) | Values of the indicators object of the forecast |

| Indicators                                                              |          Estimated |  Observed |           |        |
| 2025                                                                    |               2024 |      2023 |      2022 |        |
| Expanded Loan Portfolio                                                 |           4% to 8% |     11.9% |     -1.6% | 9.8%   |
| Net Interest                                                            
 Income (1)                                                              
 Client                                                                  
 NII                                                                     |                  - |     -2.3% |     -1.8% | 3.8%   
 22.0%  |
| NII Net                                                                 
 of Provisions (2)                                                       
 (Net Interest                                                           
 Income - Expanded Loan Loss Provisions)                                 | R$37 bi to R$41 bi |         - |         - | -      |
| Fee and Commission Income                                               |           4% to 8% |      7.6% |     -0.1% | 4.7%   |
| Operating                                                               
 Expenses                                                                
 (Personnel +                                                            
 Administrative Expenses + Other Operating Expenses)                     |           5% to 9% |  9.3% (3) |     10.4% | 4.7%   |
| Income from Insurance, Pension Plans and Capitalization Bond Operations |          6% to 10% |      7.5% |     21.1% | 28.9%  |
| Expanded Loan Loss Provisions                                           |                  - | R$29.7 bi | R$39.5 bi | R$32.3 
 bi     
 R$27.4 
 bi (4) |

| (1) | In 2023 and 2024, it considers the indicator for the Net Interest Income, 
 which includes the Client NII and the Market NII;                         |

| (2) | As of 2025, it considers the NII Net of Provisions, i.e. Net Interest Income 
 – Expanded Loan Loss Provisions;                                             |

| (3) | Administrative and personnel expenses grow in