Company: HBCP
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001436425-25-000012
Chunk: 135

Company: HOME BANCORP, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 7
Chunk 135
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 as of December 31, 2024, unadjusted for scheduled principal reductions, prepayments, or repricing opportunities. The table also reflects the portion of loans due after one year that have fixed or variable interest rates.

Amounts as of December 31, 2024 which mature in:(dollars in thousands)One year orlessAfter one but within five yearsAfter five but within fifteen yearsAfter fifteen yearsTotalOne- to four-family first mortgage$27,818 $144,637 $64,680 $264,090 $501,225 Home equity loans and lines5,010 10,928 6,356 56,803 79,097 Commercial real estate155,821 533,981 342,225 126,754 1,158,781 Construction and land124,404 149,607 43,820 34,432 352,263 Multi-family residential27,414 127,086 13,573 10,495 178,568 Commercial and industrial150,405 170,820 97,170 232 418,627 Consumer4,280 12,568 11,766 1,010 29,624 Total$495,152 $1,149,627 $579,590 $493,816 $2,718,185 Loans with fixed interest rates:One- to four-family first mortgage$115,593 $35,395 $106,851 $257,839 Home equity loans and lines2,807 4,977 193 7,977 Commercial real estate467,292 254,196 7,365 728,853 Construction and land65,339 10,476 — 75,815 Multi-family residential116,693 11,280 3,466 131,439 Commercial and industrial89,496 59,134 1 148,631 Consumer9,556 11,149 806 21,511 Total$866,776 $386,607 $118,682 $1,372,065 Loans with variable interest rates:One- to four-family first mortgage$29,044 $29,285 $157,239 $215,568 Home equity loans and lines8,121 1,379 56,610 66,110 Commercial real estate66,689