Company: USCB
Filing Date: 2025-04-22
Form Type: DEF 14A
Source: 0000927089-25-000082
Chunk: 52

Company: USCB FINANCIAL HOLDINGS, INC.
Filing Date: 2025-04-22
Form: DEF 14A
Chunk 52
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 balance of these loan participations over the life of the loans. In the fourth quarter of 2024, U.S. Century Bank purchased a fourth loan package consisting of 26 loan participations originated by the same insured financial institution. U.S. Century Bank’s aggregate interest in the loan participations totaled $7.0 million. In connection with the purchase of these loan participations, U.S. Century Bank paid fees to the other financial institution totaling approximately $280,000 which represented 4.0% of the aggregate principal amount of the 26 loan participations purchased by U.S. Century Bank. U.S. Century Bank will also be paying a servicing fee of 50 basis points of the outstanding principal balance of these loan participations over the life of the loans. In the first quarter of 2025, U.S. Century Bank purchased a loan package consisting of 78 loan participations originated by the same financial institution. U.S. Century Bank’s aggregate interest in the loan participations totaled $20.0 million. In connection with the purchase of these loan participations, U.S. Century Bank paid fees to the other financial institution totaling approximately $800,000 which represented 4.0% of the aggregate principal amount of the 78 loan participations purchased by U.S. Century Bank. U.S. Century Bank will also be paying a servicing fee of 50 basis points of the outstanding principal balance of these loan participations over the life of the loans.

In the first quarter of 2025, U.S. Century Bank purchased a pool of loans totaling approximately $28.2 million originated by another insured financial institution. Patriot, of which Mr. Wycoff, one of our directors, is a managing partner, is a shareholder of the parent holding company of the other financial institution. The loans were purchased at a discount to the aggregate principal balance of the loans. In connection with the purchase of the loan package, U.S. Century Bank did not pay any fees to the other financial institution in connection with the purchase. In addition, U.S. Century Bank will be servicing the loans and will not pay any servicing fees during the lives of the loans.

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| BENEFICIAL OWNERSHIP OF COMMON STOCK        
 BY CERTAIN BENEFICIAL OWNERS AND MANAGEMENT |

The following table sets forth certain information about the beneficial ownership of Class A Common Stock as of April 7, 2025 (unless otherwise indicated), for:

| ● | each person or group known by