Company: NODK
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0001174947-25-001356
Chunk: 420

Company: NI Holdings, Inc.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 8
Chunk 420
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2024  
    2025  
    2024 
  
    Net losses and loss adjustment expenses: 

    Private Passenger Auto 
    $14,114  
    $14,070  
    $41,309  
    $45,292 
  
    Non-Standard Auto 
     15,380  
     20,504  
     46,777  
     56,687 
  
    Home and Farm 
     18,556  
     22,023  
     55,355  
     56,230 
  
    Crop 
     5,339  
     6,190  
     13,306  
     11,944 
  
    All Other 
     2,808  
     2,313  
     4,582  
     4,449 
  
    Total net losses and loss adjustment expenses 
    $56,197  
    $65,100  
    $161,329  
    $174,602 

39 

    Three Months Ended September 30,  
    Nine Months Ended September 30, 

    2025  
    2024  
    2025  
    2024 
  
    Loss and loss adjustment expense ratio: 

    Private Passenger Auto 
     60.8%  
     62.2%  
     60.1%  
     67.4% 
  
    Non-Standard Auto 
     141.6%  
     89.1%  
     107.2%  
     75.9% 
  
    Home and Farm 
     78.5%  
     93.8%  
     80.6%  
     84.2% 
  
    Crop 
     51.5%  
     56.9%  
     64.3%  
     58.8% 
  
    All Other 
     73.2%  
     70.2%  
     43.1%  
     48.0% 
  
    Total loss and loss adjustment expense ratio 
     78.2%  
     78.2%  
     76.0%  
     73.3% 

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