Company: BLNE
Filing Date: 2025-09-26
Form Type: 424B5
Source: 0001493152-25-015799
Chunk: 15

Company: Beeline Holdings, Inc.
Filing Date: 2025-09-26
Form: 424B5
Chunk 15
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aaS and BeelineEQUITY businesses;                                                                              |
| ● | our                                                                                                                                       
 ability to increase our business and reduce expenses;                                                                                     |
| ● | actual                                                                                                                                    
 or anticipated variations in operating results;                                                                                           |
| ● | additions                                                                                                                                 
 or departures of key personnel including our executive officers;                                                                          |
| ● | the                                                                                                                                       
 impact of geopolitical conflicts like the wars in Ukraine and Israel and the actions taken by the Trump administration on the economy;    |
| ● | the                                                                                                                                       
 possibility of a recession or market down-turn;                                                                                           |
| ● | cybersecurity                                                                                                                             
 attacks or data privacy issues involving our products or operations;                                                                      |
| ● | announcements                                                                                                                             
 by us or our competitors of significant acquisitions, strategic partnerships, joint ventures, capital commitments, significant contracts, 
 or other material developments that may affect our prospects;                                                                             |
| ● | adverse                                                                                                                                   
 regulatory developments; or                                                                                                               |
| ● | general                                                                                                                                   
 market conditions including factors unrelated to our operating performance.                                                               |

Recently, the stock market, in general, has experienced extreme price and volume fluctuations due to, among other factors, concerns involving the actions of the Trump administration, rate of inflation, the Federal Reserve decisions on interest rates particularly in the short term, the impact of tariffs and trade wars and the outcome of the tariff litigation, supply chain shortages, recession fears, and geopolitical turmoil including the wars in Ukraine and the Middle East. The ongoing discourse on the conflicts in Ukraine and Israel are evidence of the political uncertainties. These and other factors have contributed to extreme volatility in the stock market thus far in 2025. Continued market fluctuations could result in extreme market volatility in the price of our common stock which could cause a decline in the value of our common stock below its recent prices.

Although the stock market
is at record highs, there are a number of underlying economic and geopolitical risks that could result in an adverse economic outlook
that could affect our prospects. For example, while it appears that the Federal Reserve may further reduce interest rates, there is the
potential that combined with ongoing tariffs and uncertainties arising from certain litigation, the economy may face another inflationary
spike. Further, there have been signs of declining consumer sentiment, reduced demand (including for real property) and other factors
that could result in a decline in the capital markets and the U.S. economy. Ultimately the economy may deteriorate into a recession with
uncertain and potentially severe impacts upon the public capital markets and us. Among the potential consequences