Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000078
Chunk: 61

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 61
---
 |           |     |  38,152 |             |     |        |  1.95 |   |     |   653 |           |     |  33,440 |             |
| DCB Europe                      |     |        |      |  0.92 |     | 1,269 |           |     | 138,260 |             |     |        |  0.67 |   |     |   875 |           |     | 130,791 |             |
| US                              |     |        |      |  1.73 |     | 2,427 |           |     | 140,561 |             |     |        |  1.98 |   |     | 2,640 |           |     | 133,566 |             |
| Mexico                          |     |        |      |  2.55 |     | 1,212 |           |     |  47,499 |             |     |        |  2.63 |   |     | 1,266 |           |     |  48,160 |             |
| Brazil                          |     |        |      |  4.61 |     | 4,490 |           |     |  97,418 |             |     |        |  4.79 |   |     | 4,830 |           |     | 100,792 |             |
| Chile                           |     |        |      |  1.26 |     |   527 |           |     |  41,783 |             |     |        |  0.85 |   |     |   372 |           |     |  43,616 |             |
| Argentina                       |     |        |      |  4.58 |     |   325 |           |     |   7,096 |             |     |        |  5.43 |   |     |   142 |           |     |   2,620 |             |

Numerator: underlying allowances for loan-loss provisions over the last 12 months.

Denominator: average loans and advances to customers over the last 12 months.
PagoNxt's cost of risk is not provided as we do not consider it a relevant metric for this type of business.

Other indicators

The Group has a series of additional financial metrics which facilitate analysis of the underlying business trends and performance. It