Company: UVSP
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000102212-25-000019
Chunk: 106

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-04-29
Form: 10-Q
Item: Item 8
Chunk 106
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8,800 Real estate-residential secured for personal purpose6,349 154 — 134 6,637 Real estate-home equity secured for personal purpose1,289 (105)— — 1,184 Loans to individuals392 235 (279)40 388 Lease financings2,574 234 (230)6 2,584 Total$85,387 $1,651 $(1,602)$196 $85,632 

20

The following presents, by portfolio segment, the balance in the allowance for credit losses on loans and leases disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at March 31, 2025 and 2024:Allowance for credit losses, loans and leasesLoans and leases held for investment(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledTotal ending balanceAt March 31, 2025Commercial, financial and agricultural$2,343 $15,184 $17,527 $4,244 $1,030,117 $1,034,361 Real estate-commercial166 47,000 47,166 3,526 3,542,876 3,546,402 Real estate-construction— 4,750 4,750 — 281,785 281,785 Real estate-residential secured for business purpose— 7,507 7,507 449 535,633 536,082 Real estate-residential secured for personal purpose— 6,394 6,394 1,232 991,535 992,767 Real estate-home equity secured for personal purpose— 1,566 1,566 1,088 188,031 189,119 Loans to individuals— 328 328 — 16,930 16,930 Lease financings67 2,485 2,552 67 235,524 235,591 Total$2,576 $85,214 $87,790 $10,606 $6,822,431 $6,833,037 At March 31, 2024Commercial, financial and agricultural$1,429 $12,503 $13,932