Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 51

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 51
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,138) (3,170) +1.0% Net operating income 1,984 2,015 1,911 1,793 2,081 1,986 1,819 -8.4% 5,910 5,886 -0.4% Net loan-loss provisions (331) (327) (279) (322) (304) (295) (242) -18.2% (937) (841) -10.3% Other gains (losses) and provisions (417) (244) (119) (224) (133) (103) (171) +66.3% (779) (407) -47.8% Profit before tax 1,236 1,445 1,512 1,247 1,645 1,588 1,406 -11.4% 4,193 4,639 +10.6% Consolidated profit 772 984 1,081 925 1,147 1,111 976 -12.2% 2,837 3,234 +14.0% Underlying attributable profit 772 984 1,081 925 1,147 1,111 975 -12.2% 2,837 3,233 +14.0%

63 United Kingdom (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 1,185 1,196 1,256 1,313 1,298 1,244 1,220 -1.9% 3,637 3,763 +3.5% Net fee income 79 64 80 61 82 84 92 +10.0% 222 259 +16.3% Gains (losses) on financial transactions and other (7) 0 8 (17) (40) (27) (16) -40.6% 1 (82) — Total revenue 1,257 1,260 1,344 1,356 1,341 1,302 1,297 -0.4% 3,860