Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 24

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 24
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,953 7,272,042 Premium finance receivables—life insurance6,431 — 72,963 36,405 8,031,346 8,147,145 Consumer and other2 47 59 882 98,572 99,562 Total loans, net of unearned income, excluding early buy-out loans$154,641 $16,182 $164,370 $249,888 $47,313,200 $47,898,281 Early buy-out loans guaranteed by U.S. government agencies (1)— 33,952 618 2,335 119,851 156,756 Total loans, net of unearned income$154,641 $50,134 $164,988 $252,223 $47,433,051 $48,055,037 (1)Early buy-out loans are insured or guaranteed by the Federal Housing Administration (FHA) or the U.S. Department of Veterans Affairs, subject to indemnifications and insurance limits for certain loans.  

14

As of June 30, 202490+ days and still accruing60-89 days past due30-59 days past due(In thousands)NonaccrualCurrentTotal LoansLoan Balances (includes PCD):Commercial$51,087 $304 $16,485 $36,358 $14,050,228 $14,154,462 Commercial real estateConstruction and development2,528 — 1,699 6,539 2,249,785 2,260,551 Non-construction45,761 — 4,856 31,526 9,604,503 9,686,646 Home equity1,100 — 275 1,229 353,709 356,313 Residential real estate, excluding early buy-out loans18,198 — 1,977 130 2,912,852 2,933,157 Premium finance receivables—property & casualty32,722 22,427 29,925 45,927 6,969,752 7,100,753 Premium finance receivables—life insurance— — 4,118 17,693 7,940,304 7,962,115 Consumer and other3 121 81 366 86,785 87,356