Company: HBAN
Filing Date: 2025-07-21
Form Type: S-4
Source: 0001140361-25-026508
Chunk: 19

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-21
Form: S-4
Chunk 19
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: | What happens if the merger is not completed? |

| A: | If the merger is not completed, holders of Veritex common stock will not receive any consideration for their shares of Veritex common stock in connection with the merger. Instead, Veritex will remain an independent public company, Veritex common stock will continue to be listed on the NASDAQ, and Huntington will not complete the issuance of shares of Huntington common stock pursuant to the merger agreement. In addition, if the merger agreement is terminated in certain circumstances, a termination fee of $56 million may be payable by Veritex to Huntington. See the section entitled “The Merger Agreement—Termination Fee” beginning on page74for a more detailed discussion of the circumstances under which a termination fee will be required to be paid. |

| Q: | Should I send in my Veritex stock certificates now? |

| A: | No. Please do not send in your stock certificates with your proxy. After the merger is completed, an exchange agent designated by Huntington and reasonably acceptable to Veritex (the “exchange agent”) will send you instructions for exchanging Veritex stock certificates for the consideration to be received in the merger. See the section entitled “The Merger Agreement—Conversion of Shares; Exchange of Veritex Stock Certificates” beginning on page61. |

| Q: | What should I do if I receive more than one set of voting materials for the same special meeting? |

| A: | If you hold shares of Veritex common stock in “street name” and also directly in your name as a holder of record or otherwise or if you hold shares of Veritex common stock in more than one (1) brokerage account, you may receive more than one (1) set of voting materials relating to the same special meeting. Please be sure to vote all of your shares. |

Record Holders . For shares held directly, please complete, sign, date and return each proxy card (or cast your vote by telephone or Internet as provided on each proxy card) or otherwise follow the voting instructions provided in this proxy statement/prospectus in order to ensure that all of your shares of Veritex common stock are voted. Shares in “street name.” For shares held in “street name” through a bank, broker, trustee or other nominee, you should follow the procedures provided by your bank, broker, trustee or other nominee to vote your shares.

| Q: | What should I do if I have technical difficulties