Company: MCHB
Filing Date: 2025-09-25
Form Type: 8-K/A
Source: 0001140361-25-036136
Chunk: 1

Company: Mechanics Bancorp
Filing Date: 2025-09-25
Form: 8-K/A
Chunk 1
---
 of 1934 (§240.12b-2 of this chapter). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Explanatory Note. On September 2, 2025, Mechanics Bancorp, a Washington corporation (the “Company”), filed a Current Report on Form 8-K (the “Closing 8-K”) in connection with the consummation of the previously announced merger (the “Merger”) contemplated by that certain Agreement and Plan of Merger, dated as of March 28, 2025 (as amended, the “Merger Agreement”), by and among the Company, HomeStreet Bank, a Washington state-charted commercial bank and a wholly owned subsidiary of the Company (“HomeStreet Bank”), and Mechanics Bank, a California banking corporation (“Mechanics Bank”), pursuant to which HomeStreet Bank merged with and into Mechanics Bank, with Mechanics Bank surviving the Merger and becoming a wholly owned subsidiary of the Company, and the Company changed its name to “Mechanics Bancorp” from “HomeStreet, Inc.” This Amendment No. 1 to the Current Report on Form 8-K/A is being filed to amend the Closing 8-K to provide the financial statements and pro forma financial information required by Items 9.01(a) and 9.01(b) of Form 8-K. Except as provided herein, all other information in the Closing 8-K remains unchanged.

| Item 9.01. | Financial Statements and Exhibits. |

(a) Financial Statements of Businesses Acquired. The audited consolidated financial statements of Mechanics Bank, which comprise the consolidated balance sheets as of December 31, 2024 and 2023, and the related consolidated statements of income, comprehensive income, changes in shareholders’ equity, and cash flows for each of the three years in the period ended December 31, 2024, and the related notes thereto, are filed as Exhibit 99.1 hereto and incorporated herein by reference. The unaudited financial statements of Mechanics Bank as of and for the six months ended June 30, 2025 and 2024, and the related notes thereto, are filed as Exhibit 99.2 hereto and incorporated herein by reference. (b) Pro Forma Financial Information. The unaudited pro