Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 6

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 6
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9 Spain UK SCF Brazil US Other 3 €23.3bn1 ISSUED IN PUBLIC MARKETS IN H1'25 VERY MANAGEABLE MATURITY PROFILE € bn, Jun-25 • Other includes issuances in Chile, Portugal, Argentina, Poland and Mexico 0.5 4.8 4.13.2 2.3 1.1 0.9 1.8 0.1 2.2 0.9 1.2 4.6 11.3 7.1 0.0 0.3 Covered bonds Senior Senior non- preferred AT1 Tier 2 2 (1) Data includes public issuances from all units with period-average exchange rates. Excludes securitizations. (2) Includes issuances of Banco Santander, S.A., Santander International Products PLC and Santander Global Issuances B.V. (3) Includes AT1 / Preferred shares and Tier 2 / Subordinated.

9 EXECUTION OF 2025 FUNDING PLAN • Continue fulfilling the 1.5% AT1 and 2.4% T2 buffers subject to RWA growth • MREL & TLAC ratios above regulatory requirements • Maintain a solid liquidity position, with LCR and NFSR above minimum requirements and ample liquidity buffers Banco Santander, S.A.’s 2025 funding plan contemplates the following: Note: Issuance plan subject to, amongst other considerations, market conditions and regulatory requirements. Other secured issuances (for example ABS, RMBS, etc.) are not considered in the table above. (1) Adjusted funding plan. For more information, see slide 10 ”Update of the 2025 issuances funding plan - Banco Santander, S.A.”. (2) Includes €5.3bn Senior Non-Preferred and €2.5bn Senior Preferred issued in 2024, as pre-funding for the 2025 funding plan. (3) Santander UK’s SNP + Senior plan has been reduced due to the issuance of RMBS/ABS transactions and balance sheet evolution. (4) Includes €1bn Covered Bond issued in 2024, as pre-funding for the 2025 funding plan. Plan Issued Plan Issued Plan Issued Plan Issued Banco Santander, S.A. 0 - 0.5 0.3 13 - 14 13.6 3 - 5 0.5 16 -