Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 26

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 26
---
 were issued pursuant to a supplemental indenture to the Indenture and will rank equally to the Exchange Notes offered hereby.

Fairfax intends to use the net proceeds of the offering of the 2025 Canadian Senior Notes to refinance, repay or redeem outstanding debt, equity or our other corporate obligations, to pursue potential acquisition or investment opportunities (which may include acquisitions of minority interests in our subsidiaries), and for

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general corporate purposes. The proceeds may be used for the redemption or repurchase of certain of our previously issued debt or equity securities.

**Redemption of Series G and Series H Preferred Shares**

On September 30, 2025, the Company completed the redemption of its 7,719,843 outstanding cumulative 5-Year Rate Reset Preferred Shares, Series G (the “

#### Series G Preferred Shares
”) and all of its 2,280,157 outstanding cumulative Floating Rate Preferred Shares, Series H (the “

#### Series H Preferred Shares
”) at a redemption price of Cdn$25.00 per share, for an aggregate total amount of Cdn$250.0 million, together with all accrued and unpaid dividends up to but excluding the redemption date, less any tax required to be deducted and withheld by the Company.

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### RISK FACTORS
An investment in the Exchange Notes involves risk. You should carefully consider the following risk factors, as well as the information contained in and incorporated by reference into this short form prospectus, including the risks described in our annual information form for the year ended December 31, 2024, which is incorporated by reference in this short form prospectus, before deciding whether to participate in the Exchange Offers. Any of these risks could materially adversely affect our business, financial condition or results of operations and could materially adversely affect your investment in the Exchange Notes. Additional risks and uncertainties not currently known to us or that we currently deem to be immaterial may also materially and adversely affect our business, financial condition or results of operations.

### Risk Factors Relating to Our Business
If our actual claims exceed our claim reserves, our financial condition and results of operations could be adversely affected.

We maintain reserves to cover our estimated ultimate unpaid liability for losses and loss adjustment expenses with respect to insurance and reinsurance policies underwritten by the Company at the end of each reporting period. Our success is dependent upon our ability to accurately assess the risks associated with the businesses that we