Company: FMFG
Filing Date: 2025-03-13
Form Type: 10-K
Source: 0001437749-25-007333
Chunk: 44

Company: Farmers & Merchants Bancshares, Inc.
Filing Date: 2025-03-13
Form: 10-K
Item: Item 1
Chunk 44
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 Lutheran Village Branch       1,024      $                25,303      5/15/28, with option to renew for one five-year term                     
  300 St, Luke Circle                                                                                                                                    
  Westminster. MD 21158                                                                                                                                  
  Towson Office                         3,291      $                75,693      2/1/29, with option to renew for two five-year terms                     
  22 West Pennsylvania Avenue                                                                                                                            
  1st Floor                                                                                                                                              
  Towson, MD 21204                                                                                                                                       

Note 6 and Note 8 to the consolidated financial statements included elsewhere in this annual report contain additional information about the Bank’s premises and equipment.

  ITEM 3.      LEGAL PROCEEDINGS  
 ──────────────────────────────────

We are at times, in the ordinary course of business, subject to legal actions. Management, upon the advice of counsel, believes that losses, if any, resulting from current legal actions will not have a material adverse effect on our financial condition or results of operations

  ITEM 4.      MINE SAFETY DISCLOSURES  
 ────────────────────────────────────────

Not applicable.

26

PART II