Company: FCFS
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000840489-25-000098
Chunk: 97

Company: FirstCash Holdings, Inc.
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 8
Chunk 97
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 LTO payment solution in its U.S. pawn stores.

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Six Months Ended June 30, 2025U.S.PawnLatin AmericaPawnRetail POSPaymentSolutionsCorporate/EliminationsConsolidatedRevenue:   Retail merchandise sales$501,143 $256,488 $— $(1,450)(1)$756,181 Pawn loan fees268,896 113,797 — — 382,693 Leased merchandise income— — 296,702 — 296,702 Interest and fees on finance receivables— — 149,488 — 149,488 Wholesale scrap jewelry sales62,232 19,749 — — 81,981 Total revenue832,271 390,034 446,190 (1,450)1,667,045 Cost of revenue:    Cost of retail merchandise sold288,907 166,318 — (775)(1)454,450 Depreciation of leased merchandise— — 167,672 (581)(1)167,091 Provision for lease losses— — 60,271 (166)(1)60,105 Provision for loan losses— — 78,121 — 78,121 Cost of wholesale scrap jewelry sold53,489 16,770 — — 70,259 Total cost of revenue342,396 183,088 306,064 (1,522)830,026 Net revenue489,875 206,946 140,126 72 837,019 Expenses and other income:    Operating expenses262,766 125,831 48,482 — 437,079 Administrative expenses— — — 107,786 107,786 Depreciation and amortization15,691 8,730 1,404 25,541 51,366 Interest expense— — — 53,808 53,808 Interest income— — — (1,756)(1,756)Gain on foreign exchange— — — (1,285)(1,285)Merger and acquisition expenses— — — 3,239 3,239 Other income, net— — — (5,514)(5,514)Total expenses and other income278,457 134,