Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 40

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 40
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14,917 $9 $— $— $444 Commercial real estateConstruction and development— — — — — — — Non-construction196 0.0 196 — — — — Home equity— — — — — — — Residential real estate1,524 0.0 447 276 — — 801 Premium finance receivables—property & casualty865 0.0 865 — — — — Total loans$17,955 0.0 $16,425 $285 $— $— $1,245 

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Table of Contents

Weighted Average Magnitude of Modifications:Nine Months Ended September 30, 2025(Dollars in thousands)TotalDuration of Extension of Term (months)Reduction of InterestRate (bps)Duration of Delay in Contractual Payments (months)Commercial$15,370 7155 — Commercial real estateConstruction and development— — — — Non-construction196 6— — Home equity— — — — Residential real estate1,524 11148 —Premium finance receivables—property & casualty865 12— — Total loans$17,955 8150 — Nine Months EndedSeptember 30, 2024(Dollars in thousands)TotalPercentage of Total Class of LoanExtension of TermReduction of InterestRateInterest Only PaymentsDelay in Contractual PaymentsExtension of Term and Reduction of Interest RateCommercial$4,687 0.0 %$4,195 $42 $17 $97 $336 Commercial real estate - Non-construction1,662 0.0 486 — 319 857 — Home equity89 0.0 89 — — — — Residential real estate282 0.0 114 168 — — — Premium finance receivables—property & casualty1,554 0.0 33 1,460 — — 61 Total loans$8,274 0.0 %$4,917 $1,670 $336 $954 $397 Weighted Average Magnitude of Modifications:Nine months ended September 30, 2024(D