Company: FRFXF
Filing Date: 2025-10-09
Form Type: F-10/A
Source: 0001104659-25-098335
Chunk: 14

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-09
Form: F-10/A
Chunk 14
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 the terms of the registration rights agreement entered into with the initial purchasers of the Initial Notes on May 20, 2025 (the “

#### Registration Rights Agreement
”). See “The Exchange Offers.”

**Consequences of Failure to Exchange Initial Notes:**

You will continue to hold the Initial Notes that remain subject to their existing transfer restrictions if:

•

you do not tender your Initial Notes; or

•

you tender your Initial Notes, and they are not accepted for exchange.

Subject to certain limited exceptions, the Company will have no obligation to register resales of the Initial Notes after the Company consummates the Exchange Offer relating to the applicable series of Exchange Notes. See “The Exchange Offers — Terms of the Exchange Offers — Consequences of Failure to Exchange” and “The Exchange Offers — Terms of the Exchange Offers — Acceptance of Initial Notes for Exchange; Delivery of Exchange Notes.”

**Expiration Date:**

The Expiration Date for each of the Exchange Offers is 5:00 p.m., New York City time, on November 7, 2025, unless the Company extends it with respect to either or both Exchange Offers, in which case “Expiration Date” means 5:00 p.m., New York City time, on the date(s) to which the applicable Exchange Offer(s) are extended.

**Conditions to the Exchange Offers:**

Each of the Exchange Offers is subject to certain customary conditions, which the Company may waive with respect to either or both Exchange Offers. See “The Exchange Offers — Terms of the Exchange Offers — Conditions.”

### Procedures for Tendering Initial Notes:
If you wish to accept an Exchange Offer, you must submit the required documentation and effect a tender of applicable Initial Notes pursuant to the procedures for book-entry transfer (or other applicable procedures), all in accordance with the instructions described in this short form prospectus and in the relevant letter of transmittal. See “The Exchange Offers — Terms of the Exchange Offers — Procedures for Tendering,” “The Exchange Offers — Terms of the Exchange Offers — Book-Entry Transfer,” “The Exchange Offers — Terms of the Exchange Offers — Exchanging Book-Entry Notes” and “The Exchange Offers — Terms of the Exchange Offers — Guaranteed Delivery Procedures.”

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**TABLE OF CONTENTS

Guaranteed Delivery Procedures:**

If you wish to tender your Initial Notes but cannot properly do so prior to the applicable Expiration Date, you may tender your Initial Notes in accordance with the guaranteed delivery procedures described in “The Exchange Offers — Terms of