Company: ACIW
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000935036-25-000031
Chunk: 85

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 85
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,896 19,458 50,354 Segment Adjusted EBITDA$180,655 $30,920 $211,575 Reconciliation of income before income taxesDepreciation and amortization(31,515)Stock-based compensation expense(11,346)Corporate and unallocated expenses(46,128)Interest, net(14,485)Other, net(823)Income before income taxes$107,278 

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Nine months ended September 30, 2025Payment SoftwareBillerTotalRevenue$664,090 $614,092 $1,278,182 Less:Interchange (a)— 417,144 417,144 Global technology and innovation (b)199,183 37,763 236,946 Other segment items (c)93,402 56,419 149,821 Segment Adjusted EBITDA$371,505 $102,766 $474,271 Reconciliation of income before income taxesDepreciation and amortization(72,226)Stock-based compensation expense(45,419)Corporate and unallocated expenses(135,546)Interest, net(32,347)Other, net18,898 Income before income taxes$207,631 Nine months ended September 30, 2024Payment SoftwareBillerTotalRevenue$594,974 $546,276 $1,141,250 Less:Interchange (a)— 353,648 353,648 Global technology and innovation (b)179,153 35,955 215,108 Other segment items (c)88,290 57,581 145,871 Segment Adjusted EBITDA$327,531 $99,092 $426,623 Reconciliation of income before income taxesDepreciation and amortization(86,710)Stock-based compensation expense(30,165)Corporate and unallocated expenses(123,901)Interest, net(44,004)Other, net(1,692)Income before income taxes$140,151 (a) Interchange – Interchange costs include all payment card interchange fees, amounts payable to banks, and payment card processing fees associated with providing services to Biller customers.(b) Global Technology & Innovation – (“GTI”) costs include the costs of maintaining software products, as well as the costs required to deliver, install, and support software at customer sites. It also includes maintenance costs, which are