Company: HBCP
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001436425-25-000012
Chunk: 128

Company: HOME BANCORP, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 7
Chunk 128
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044 86,372 87,973 61,949 63,112 Deposits2,780,696 2,670,624 2,633,181 2,535,849 2,213,821 Other borrowings5,539 5,539 5,539 5,539 5,539 Subordinated debt, net of issuance cost54,459 54,241 54,013 — — Federal Home Loan Bank advances175,546 192,713 176,213 26,046 28,824 Shareholders’ equity396,088 367,444 329,954 351,903 321,842 

 For the Years Ended December 31,(dollars in thousands, except per share data)20242023202220212020Selected Operating Data:Interest income$184,767 $163,663 $125,930 $106,902 $104,129 Interest expense64,505 42,971 7,915 5,913 11,918 Net interest income120,262 120,692 118,015 100,989 92,211 Provision (reversal) for loan losses2,415 2,341 7,489 (10,161)12,728 Net interest income after provision for loan losses117,847 118,351 110,526 111,150 79,483 Noninterest income14,625 14,636 13,885 16,271 14,305 Noninterest expense87,289 82,841 81,909 66,982 62,981 Income before income taxes45,183 50,146 42,502 60,439 30,807 Income taxes8,756 9,906 8,430 11,818 6,042 Net income$36,427 $40,240 $34,072 $48,621 $24,765 Earnings per share - basic$4.58 $5.02 $4.19 $5.80 $2.86 Earnings per share - diluted$4.55 $4.99 $4.16 $5.77 $2.85 Cash dividends per share$1.01 $1.00 $0.93