Company: FRFXF
Filing Date: 2025-03-07
Form Type: 40-F
Source: 0001104659-25-021813
Chunk: 2

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-03-07
Form: 40-F
Chunk 2
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 Annual Report on Form 40-F:

CERTIFICATIONS The certifications required by (i) Rule 13a-14(a) or Rule 15d-14(a) and (ii) Rule 13a-14(b) or Rule 15d-14(b) and Section 1350 of Chapter 63 of Title 18 of the United States Code are included in Exhibits 99.6 and 99.7 hereto, respectively. DISCLOSURE CONTROLS AND PROCEDURES The Registrant’s chief executive officer and its chief financial officer, after evaluating the effectiveness of the Registrant’s disclosure controls and procedures, as of the end of the period covered by this annual report on Form 40-F, have concluded, based upon such evaluation, that the Registrant’s disclosure controls and procedures were effective as of the end of such period. MANAGEMENT’S ANNUAL REPORT ON INTERNAL CONTROL OVER FINANCIAL REPORTING Management’s Report on Internal Control over Financial Reporting is included in Exhibit 99.2 hereto and is incorporated by reference herein. ATTESTATION REPORT OF THE REGISTERED PUBLIC ACCOUNTING FIRM The effectiveness of the Registrant’s internal control over financial reporting as at December 31, 2024 has been audited by PricewaterhouseCoopers LLP, an independent registered public accounting firm, as stated in their report which is included in Exhibit 99.2 hereto and is incorporated by reference herein. CHANGES IN INTERNAL CONTROL OVER FINANCIAL REPORTING There was no change in the Registrant’s internal control over financial reporting that occurred during the period covered by this report that has materially affected, or is reasonably likely to materially affect, the Registrant’s internal control over financial reporting. See “ General Development of the Business” contained in the Annual Information Form, filed as Exhibit 99.1 to this Annual Report and is incorporated by reference herein. The design of any system of controls and procedures is based in part upon certain assumptions about the likelihood of future events. There can be no assurance that any design will succeed in achieving its stated goals under all potential future conditions, regardless of how remote. NOTICES PURSUANT TO REGULATION BTR The Registrant was not required by Rule 104 of Regulation BTR to send any notice to any of its directors or executive officers during the year ended December 31, 2024.

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<div align='center'>AUDIT COMMITTEE FINANCIAL EXPERT</div>

The Registrant’s board of directors determined that it has at least one