Company: UMBFO
Filing Date: 2025-06-12
Form Type: 8-A12B
Source: 0001193125-25-140018
Chunk: 1

Company: UMB FINANCIAL CORP
Filing Date: 2025-06-12
Form: 8-A12B
Chunk 1
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 $0.01 per share (the “Preferred Stock”), with a liquidation preference of $25 per depositary share (equivalent to $10,000 per share of Preferred Stock). The descriptions set forth under the sections “Description of the Series B Preferred Stock” and “Description of Depositary Shares” in the prospectus supplement dated May 29, 2025, as filed with the Securities and Exchange Commission (the “Commission”) on May 30, 2025 pursuant to Rule 424(b) under the Securities Act of 1933, as amended, to the prospectus (the “Base Prospectus”) included in the Company’s automatic shelf registration statement on Form S-3 (No. 333-286487),as filed with the Commission on April 11, 2025, and the descriptions set forth under the sections “Description of Capital Stock—Preferred Stock” and “Description of Depositary Shares” of the Base Prospectus are incorporated herein by reference.

| Item 2. | Exhibits. |

The following exhibits are filed herewith:

| Exhibit 
 No.     
 3.1     
 3.2     |     | Description                                                                                                                                                                                                                             
 Restated Articles of Incorporation (incorporated by reference to Exhibit 3.1 to the Company’s Quarterly Report on Form 10-Q for the quarter ended March 31, 2006 and filed with the Securities and Exchange Commission on May 9, 2006). 
 Amendment of Articles of Incorporation, dated as of January                                                                                                                                                                             
 31, 2025 (incorporated by reference to Exhibit 3.1 of the Company’s Current Report on Form 8-K dated January 31, 2025 and filed with the Commission on February 3, 2025).                                                               |
|:--------|:----|:----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 3.3     |     | Bylaws, amended as of April 13, 2023 (incorporated by reference to Exhibit 3.01 of the Company’s Current Report on Form 8-K dated April 13, 2023 and filed with the Securities and Exchange Commission on April 13, 2023).              |
| 3.4     |     | Certificate of Designation of 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B,                                                                                                                               
 par value $0.01 per share, of UMB Financial Corporation (incorporated by reference to