Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 1047

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 3
Chunk 1047
---
	Dollar

			Dollar

			Percent

			Percent of Present Value of Assets

			of Interest Rates

			Amount

			Change

			Change

			EVE Ratio

			Change

			(Dollars in thousands)

			300bp

			$
			206,434

			$
			(4,405
			)

			(2.09
			)%

			19.65
			%
			
			111bp

			200bp

			209,839

			(1,000
			)

			(0.47
			)

			19.45

			91bp

			100bp

			211,505

			666

			0.32

			19.09

			55bp

			Static

			210,839

			-

			-

			18.54

			0bp

			(100)bp

			209,270

			(1,569
			)

			(0.74
			)

			17.94

			(60)bp

			(200)bp

			204,705

			(6,134
			)

			(2.91
			)

			17.10

			(144)bp

			(300)bp

			191,171

			(19,668
			)

			(9.33
			)

			15.61

			(293)bp

54

The previous tables indicate that at December 31, 2024 the Company would expect an increase in its EVE in the event of a sudden and sustained 100, 200 and 300 basis point increase in prevailing interest rates and a decrease in its EVE in the event of a sudden and sustained 100, 200 and 300 basis point decrease in prevailing interest rates. At December 31, 2023, the Company would expect decreases in its EVE in the event of sudden and sustained 200 and 300 basis points increases in prevailing interest rates as well as a sudden and sustained decrease of 100, 200 and 300 basis points in prevailing interest rates, while it would expect an increase in its EVE in the event of a sudden and sustained 100 basis point increase in prevailing interest rates.  As