Company: AHL
Filing Date: 2025-06-09
Form Type: 424B5
Source: 0001628280-25-030114
Chunk: 5

Company: ASPEN INSURANCE HOLDINGS LTD
Filing Date: 2025-06-09
Form: 424B5
Chunk 5
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,” “predict,” “potential,” “on track” or their negatives or variations and similar terminology and words of similar import generally involve forward-looking statements. These statements reflect our current views with respect to future events and because our business is subject to numerous risks, uncertainties and other factors, our actual results could differ materially from those anticipated in the forward-looking statements. The risks, uncertainties and other factors set forth in our Annual Report on Form 20-F for the fiscal year ended December 31, 2024 filed with the SEC and other cautionary statements made in this prospectus supplement, as well as the following factors, should be read and understood as being applicable to all related forward-looking statements wherever they appear in this prospectus supplement, the accompanying prospectus and the documents incorporated by reference into this prospectus supplement and prospectus.

All forward-looking statements address matters that involve risks and uncertainties. Accordingly, there are or will be important factors that could cause our actual results to differ materially from those indicated in these statements. We believe that these factors include, but are not limited to, the following:

• the occurrence of natural disasters, severe weather events and other catastrophic events;

• global climate change and governmental responses thereto;

• war, terrorism and political unrest, government action that is hostile to commercial interests and from sovereign, sub-sovereign and corporate defaults;

• emerging claim and coverage issues in our business and social inflation;

• cyclical changes in the insurance and reinsurance industries;

• our reinsurers may not reimburse us for claims or on a timely basis, or at all;

• the reliance on third parties for the assessment and pricing of individual risks;

• the failure of any risk management and loss limitation methods we employ;

• the reinsurance that we purchase may not always be available on favorable terms or we may choose to retain a higher proportion of particular risks compared to previous years;

• actual claims exceeding our loss reserves;

• economic inflation;

• increases in the frequency and severity of cyber-attacks on our policyholders;

• interest rate risk, credit risk, real estate related risks, market risk, servicing risk, loss from catastrophic events and other risks;

• adverse developments affecting the financial services industry and the potential contagion impact to, and resulting stress on, the financial services sector generally;

• failing to realize profits from or losing some or all of the principal amount of our invested assets if we are required to sell our invested assets at a loss to meet our insurance, reinsurance or other obligations;

• volatility and uncertainty in general economic conditions and in