Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 33

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 1
Chunk 33
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 the term 6 monthsReal Estate - Commercial Mortgage - Owner OccupiedExtended the term 8 monthsPayment DelayCommercial, financial, agriculturalDelayed the payment 8 monthsReal estate – 1-4 family mortgage - PrimaryDelayed the payment 19 monthsReal estate – 1-4 family mortgage - Rental/investmentDelayed the payment 131 monthsReal Estate - Commercial Mortgage - Owner OccupiedDelayed the payment 40 monthsCombination - Interest Rate Reduction and Payment DelayReal estate – 1-4 family mortgage - PrimaryReduced the interest rate 25 basis points and extended the term 51 monthsCombination - Interest Rate Reduction, Term Extension and Payment DelayInstallment loans to individualsReduced the interest rate 460 basis points and extended the term and delayed the payment 54 months

25

Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

Nine months ended September 30, 2024Loan TypeFinancial EffectInterest Rate ReductionCommercial, financial, agriculturalReduced the interest rate 39 basis pointsReal Estate - Commercial Mortgage - Owner OccupiedReduced the interest rate 47 basis pointsTerm ExtensionCommercial, financial, agriculturalExtended the term 8 monthsReal estate – 1-4 family mortgage - PrimaryExtended the term 51 monthsReal estate – 1-4 family mortgage - Home EquityExtended the term 16 monthsReal estate – 1-4 family mortgage - Rental/investmentExtended the term 6 monthsReal Estate - Commercial Mortgage - Owner OccupiedExtended the term 8 monthsReal Estate - Commercial Mortgage - Non-owner OccupiedExtended the term 8 monthsPayment DelayCommercial, financial, agriculturalDelayed the payment 8 monthsReal estate – 1-4 family mortgage - PrimaryDelayed the payment 22 monthsReal estate – 1-4 family mortgage - Rental/investmentDelayed the payment 131 monthsReal Estate - Commercial Mortgage - Owner OccupiedDelayed the payment 40 monthsReal Estate - Commercial Mortgage - Non-owner OccupiedDelayed the payment 9 monthsInstallment loans to individualsDelayed the payment 17 monthsCombination - Term Extension and Payment DelayReal estate – 1-4 family mortgage - PrimaryExtended the term and delayed the payment 42 monthsCombination - Interest Rate Reduction and Term ExtensionReal Estate - Commercial Mortgage - Owner OccupiedReduced the interest rate 275 basis points and extended the term 21 monthsCombination - Interest Rate Reduction and Payment DelayReal estate – 1-4 family mortgage - PrimaryReduced the interest rate 25 basis points