Company: ONBPP
Filing Date: 2025-10-29
Form Type: 10-Q
Source: 0000707179-25-000064
Chunk: 152

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-10-29
Form: 10-Q
Item: Item 8
Chunk 152
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 15 845 — 888 3,336 Total$81,807 $80,974 $57,703 $35,437 $30,912 $24,293 $72,005 $23,608 $406,739 

25

For residential real estate and consumer loan classes, Old National evaluates credit quality based on the aging status of the loan and by payment activity. The performing or nonperforming status is updated on an on-going basis dependent upon improvement and deterioration in credit quality. The following table presents the amortized cost of term residential real estate and consumer loans based on payment activity and origination year:Origination YearRevolving to Term(dollars in thousands)20252024202320222021PriorRevolvingTotalSeptember 30, 2025Residential real estate:Risk Rating:Performing$496,387 $579,883 $607,232 $1,624,263 $2,035,084 $2,783,580 $— $252 $8,126,681 Nonperforming622 2,760 8,003 16,982 5,040 30,039 — — 63,446 Total$497,009 $582,643 $615,235 $1,641,245 $2,040,124 $2,813,619 $— $252 $8,190,127 Indirect:Risk Rating:Performing$306,534 $332,395 $194,890 $146,486 $52,820 $20,525 $161 $— $1,053,811 Nonperforming116 1,220 1,405 1,199 717 266 — — 4,923 Total$306,650 $333,615 $196,295 $147,685 $53,537 $20,791 $161 $— $1,058,734 Direct:Risk Rating:Performing$68,671 $73,076 $60,987 $62,339 $49,941 $90,699 $171,685 $7,262 $584,660 Nonperforming17 250 290 264 362 3,277 1 12 4,