Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 72

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 72
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30, 2025 and 2024 are summarized as follows:Mortgage loans held-for-saleLoans held-for- investmentMortgageservicing rightsDerivative assets(In thousands)MunicipalBalance at July 1, 2025$116,075 $27,168 $53,037 $193,061 $5,548 Total net (losses) gains included in:Net income (1)— 82 (663)(2,123)1,601 Other comprehensive income or loss(937)— — — — Purchases14,696 — — — — Settlements(40)(7,182)(11,810)— — Net transfers into Level 3 — 34,658 8,656 — — Balance at September 30, 2025$129,794 $54,726 $49,220 $190,938 $7,149 Mortgage loans held-for-saleLoans held-for- investmentMortgageservicing rightsDerivative assets(In thousands)MunicipalBalance at July 1, 2024$95,792 $40,545 $45,721 $204,610 $4,795 Total net gains (losses) included in:Net income (1)— 126 381 (18,302)347 Other comprehensive income or loss968 — — — — Purchases38,490 — — — — Settlements— (8,078)(7,924)— — Net transfers into Level 3— 26,470 6,597 — — Balance at September 30, 2024$135,250 $59,063 $44,775 $186,308 $5,142 

(1)Changes in the balance of mortgage loans held-for-sale, MSRs, and derivative assets related to fair value adjustments are recorded as components of mortgage banking revenue. Changes in the balance of loans held-for-investment related to fair value adjustments are recorded as other non-interest income. 

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Mortgage loans held-for-saleLoans held-for- investmentMortgageservicing rightsDerivative Assets(In thousands)MunicipalBalance at January 1, 2025$121,607 $60,399 $34,896 $203