Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 79

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 79
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 Section 275(1) of the SFA, and in accordance with the conditions specified in Section 275 of the SFA and, where applicable, the conditions specified in Regulation 3 of the Securities and
Futures (Classes of Investors) Regulations 2018, or (iii) otherwise pursuant to, and in accordance with the conditions of, any other applicable provision of the SFA.

S-48

Where the depositary shares are subscribed or purchased under Section 275 of the SFA by a relevant person that is:

| (a) | a corporation (which is not an accredited investor (as defined in Section 4A of the SFA)) the sole                                                             
 business of which is to hold investments and the entire share capital of which is owned by one or more individuals, each of whom is an accredited investor; or |

| (b) | a trust (where the trustee is not an accredited investor) whose sole purpose is to hold investments and each 
 beneficiary of the trust is an individual who is an accredited investor,                                     |

securities or securities-based derivatives contracts (each term as defined in Section 2(1) of the SFA) of that corporation or the beneficiaries’ rights and interest (howsoever described) in that trust shall not be transferred within six months after that corporation or that trust has acquired the depositary shares pursuant to an offer made under Section 275 of the SFA except:

| (a) | to an institutional investor or to a relevant person, or to any person arising from an offer referred to in 
 Section 275(1A) or Section 276(4)(i)(B) of the SFA;                                                         |

| (b) | where no consideration is or will be given for the transfer; |

| (c) | where the transfer is by operation of law; |

| (d) | as specified in Section 276(7) of the SFA; or |

| (e) | as specified in Regulation 37A of the Securities and Futures (Offers of Investments) Securities and 
 Securities-based Derivatives Contracts) Regulations 2018 of Singapore.                              |

In connection with Section 309B of the SFA and the Capital Markets Products (the “CMP”) Regulations 2018, the depositary shares are prescribed capital markets products (as defined in the CMP Regulations 2018) and Excluded Investment Products (as defined in Monetary Authority of Singapore Notice SFA 04-N12:Notice on the Sale of Investment Products and Monetary