Company: BCTF
Filing Date: 2025-03-06
Form Type: 10-K
Source: 0001552781-25-000058
Chunk: 943

Company: Bancorp 34, Inc.
Filing Date: 2025-03-06
Form: 10-K
Item: Item 3
Chunk 943
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, short-term and long-term, are changed by the same amount (e.g. plus or minus 100 basis points) resulting in the shape
of the yield curve remaining unchanged.

    % Change in Net Interest Income  
    % Change in Economic Value of Equity 
  
    Changes in Interest Rates (Basis Points) 
    As of  December 31, 2024  
    As of  December 31, 2023  
    As of December 31, 2024  
    As of December 31, 2023 
  
    400 
     -0.27% 
     -13.90% 
     -5.02% 
     -9.67%
  
    300 
     1.58% 
     -8.20% 
     -1.81% 
     -5.36%
  
    200 
     1.93% 
     -3.70% 
     0.82% 
     -1.06%
  
    100 
     2.16% 
     0.61% 
     1.79% 
     1.25%
  
    Base 

    -100 
     -2.73% 
     -0.59% 
     -3.63% 
     -2.78%
  
    -200 
     -3.61% 
     2.52% 
     -8.18% 
     -6.54%
  
    -300 
     -4.42% 
     5.77% 
     -13.23% 
     -10.50%
  
    -400 
     -3.01% 
     8.92% 
     -19.16% 
     -15.26%

76

Item
8. Financial Statements and Supplementary Data 

BANCORP
34, INC.

INDEX
TO FINANCIAL STATEMENTS

Contents

    Page
  
    Report of Independent Registered Public Accounting Firm (PCAOB ID #166)
    78
  
    Financial
    Statements

    Consolidated Balance Sheets
    81
  
    Consolidated
    Statements of Income (Loss)
    83

    Consolidated Statements of Comprehensive Income (Loss)
    84
  
    Consolidated Statements of Changes in Stockholders’ Equity