Company: BCDRF
Filing Date: 2025-03-03
Form Type: 6-K
Source: 0000891478-25-000057
Chunk: 28

Company: Banco Santander, S.A.
Filing Date: 2025-03-03
Form: 6-K
Chunk 28
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               | 12.78 |       % |        | 12.48 |       % |     | 12.48 |       % |     | 12.28 |       % |     | 12.30 |       % |
| Tier 1 Ratio                                                                       |     |                  | 14.44 |       % |        | 14.09 |       % |        | 13.89 |       % |        | 13.70 |       % |     | 13.75 |       % |     |               | 14.44 |       % |        | 14.09 |       % |     | 13.89 |       % |     | 13.70 |       % |     | 13.75 |       % |
| Total capital ratio                                                                |     |                  | 17.17 |       % |        | 16.80 |       % |        | 16.41 |       % |        | 16.56 |       % |     | 16.36 |       % |     |               | 17.39 |       % |        | 17.06 |       % |     | 16.71 |       % |     | 16.59 |       % |     | 16.39 |       % |
| Leverage Ratio                                                                     |     |                  |  4.78 |       % |        |  4.76 |       % |        |  4.75 |       % |        |  4.74 |       % |     |  4.69 |       % |     |               |  4.78 |       % |        |  4.76 |       % |     |  4.75 |       % |     |  4.74 |       % |     |  4.69 |       % |

2024 Pillar 3 Disclosures Report 31

| Index |     | Introduction |     | Capital |     | Risks |     | Risk taker's remunerations |     | Appendices |

#### 2.2. Capital function
Core principles establish the underlying guidelines governing the actions of Santander entities in capital management, monitoring and control processes.

#### 2.2.1. Organisation
The organizational structure was established with the purpose of ensuring compliance with the basic principles relating to capital and ensuring that the relationships between the subsidiaries and the Group headquarters are maintained. Two objectives can be