Company: INGVF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001628280-25-036812
Chunk: 3

Company: ING GROEP NV
Filing Date: 2025-07-31
Form: 6-K
Chunk 3
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 Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited 3

Cautionary Statement with respect to Forward-looking Statements

Certain of the statements contained herein are not historical facts, including, without limitation, certain statements made of future expectations and other forward-looking statements that are based on management’s current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to differ materially from those expressed or implied in such statements. Actual results, performance or events may differ materially from those in such statements due to a number of factors, including, without limitation:

• changes in general economic conditions and customer behaviour, in particular economic conditions in ING’s core markets, including changes affecting currency exchange rates and the regional and global economic impact of the invasion of Russia into Ukraine and related international response measures

• changes affecting interest rate levels

• any default of a major market participant and related market disruption

• changes in performance of financial markets, including in Europe and developing markets

• fiscal uncertainty in Europe and the United States

• discontinuation of or changes in ‘benchmark’ indices

• inflation and deflation in our principal markets

• changes in conditions in the credit and capital markets generally, including changes in borrower and counterparty creditworthiness

• failures of banks falling under the scope of state compensation schemes

• non-compliance with or changes in laws and regulations, including those concerning financial services, financial economic crimes and tax laws, and the interpretation and application thereof

• geopolitical risks, political instabilities and policies and actions of governmental and regulatory authorities, including in connection with the invasion of Russia into Ukraine and the related international response measures

• legal and regulatory risks in certain countries with less developed legal and regulatory frameworks

• prudential supervision and regulations, including in relation to stress tests and regulatory restrictions on dividends and distributions, (also among members of the group)

• ING’s ability to meet minimum capital and other prudential regulatory requirements

• changes in regulation of US commodities and derivatives businesses of ING and its customers

• application of bank recovery and resolution regimes, including write-down and conversion powers in relation to our securities

• outcome of current and future litigation, enforcement proceedings, investigations or other regulatory actions, including claims by customers or stakeholders who feel misled or treated unfairly, and other conduct issues

• changes in tax laws and regulations and risks of non-compliance or investigation in connection with tax laws, including FATCA

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