Company: HBCYF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0001089113-25-000052
Chunk: 79

Company: HSBC HOLDINGS PLC
Filing Date: 2025-07-30
Form: 6-K
Chunk 79
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) Limited was included in the HSBC UK liquidity group until 28 February 2025 when the entity was sold. The HSBC UK liquidity group is managed as a single operating entity, in line with the application of UK liquidity regulation as agreed with the PRA. 2 HSBC Bank plc includes overseas branches and special purpose entities consolidated by HSBC for financial statements purposes. 3 The Hongkong and Shanghai Banking Corporation Limited – Hong Kong branch represents the material activities of The Hongkong and Shanghai Banking Corporation Limited. It is monitored and controlled for liquidity and funding risk purposes as a stand-alone operating entity. 4 HSBC Singapore includes HSBC Bank (Singapore) Limited and The Hongkong and Shanghai Banking Corporation Limited – Singapore branch. Liquidity and funding risk is monitored and controlled at country level in line with the local regulator’s approval. 5 The LCR and NSFR ratios presented in the above table are based on average values. The LCR is the average of the preceding 12 months. The NSFR is the average of the preceding four quarters. Consolidated liquidity metrics Liquidity coverage ratio At 30 June 2025 , the average high-quality liquid assets (‘HQLA’) held at entity level amounted to $ 833 bn (31 December 2024 : $ 790 bn), an increase of $43bn. The Group consolidation methodology includes a deduction to reflect the impact of limitations in the transferability of entity liquidity around the Group. This resulted in an adjustment of $155bn to liquidity coverage ratio (‘LCR’) HQLA and $6bn to LCR inflows on an average basis.

|                                         |         At1 |            |            |
|                                         | 30 Jun 2025 | 30 Jun2024 | 31 Dec2024 |
|                                         |         $bn |        $bn |        $bn |
| High-quality liquid assets (inentities) |         833 |        780 |        790 |
| Group LCR HQLA2                         |         678 |        646 |        649 |
| Net outflows2                           |         486 |        472 |        471 |
| Liquidity coverage ratio (%)            |         140 |        137 |        138 |
| Adjustment for transferrestrictions2    |        -161 |       -141 |       -147 |

1 Group LCR numbers above are based on average month-end values of the preceding 12 months. 2 These include a total adjustment