Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 620

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 620
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 duties:

| – | Monitoring and overseeing the adaptation to new regulations through proactive management to ensure regular and                                                                                                                            
 systematic monitoring of legal updates, and ensuring the distribution of those which are deemed to have an impact on any area of the Institution’s business, according to the scope established in the corresponding internal procedures. |

A-429

| – | Identifying and periodically assessing compliance risks in the different areas of activity and contributing to their                                                        
 management in an efficient manner. To this end, establishing, applying and maintaining appropriate procedures to prevent, detect, correct and minimise any compliance risk. |

| – | Establishing, in accordance with the above, an                                                        
 up-to-date oversight and control programme, with the appropriate tools and methodologies for control. |

| – | Supervising the risk management activities carried out by the first line of defence to ensure that they are aligned 
 with the established policies and procedures.                                                                       |

| – | Conducting an appropriate follow-up on any findings (incidents, weakness or                                                                                
 areas for improvement detected in the Institution, which may have an impact on compliance risk), in accordance with the corresponding internal procedures. |

| – | Keeping, for at least the period of time established by the legislation in force at any given time, the documentary                                                                        
 justification of the controls carried out by the Compliance Division, as well as any other policies and procedures implemented for the best possible fulfilment of regulatory obligations. |

| – | Monitoring and coordinating inspections, as well as responses to the requirements of supervisors and regulators, and 
 checking that their recommendations have been acted on accordingly.                                                  |

| – | With regard to Anti-Money Laundering, Countering the Financing of Terrorism (AML/CFT) and International Sanctions,                                                                                                                                      
 implementing, managing and updating policies and procedures on the topic of AML/CFT and international sanctions; carrying out the preliminary classification of the AML/CFT risk of customers during the onboarding process; applying enhanced due      
 diligence measures when onboarding high-risk customers so that they may be accepted and duly updated beforehand; managing tracking alerts; detecting matches in lists of designated persons and transactions of countries subject to international      
 sanctions; performing special analyses of suspicious activities and reporting them as necessary; preparing training plans; approving new products, services, channels and business areas; and conducting a periodic risk assessment of internal control 
 procedures in relation to AML/CFT and international sanctions.                                                                                                                                                                                          |

| – | Advising on data protection through the Data Protection Office, acting as the point of contact with the