Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 3

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 3
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 advances26,007 26,254 77,172 73,099 Interest on other borrowings6,887 9,013 20,636 26,961 Interest on subordinated notes3,717 3,712 11,166 14,384 Interest on junior subordinated debentures4,367 5,023 13,006 15,011 Total interest expense396,824 406,021 1,131,529 1,126,709 Net interest income567,010 502,583 1,640,178 1,437,387 Provision for credit losses21,768 22,334 67,965 84,068 Net interest income after provision for credit losses545,242 480,249 1,572,213 1,353,319 Non-interest incomeWealth management37,188 37,224 108,051 107,452 Mortgage banking24,451 15,974 68,150 72,761 Service charges on deposit accounts19,825 16,430 58,689 46,787 Gains on investment securities, net2,972 3,189 6,818 233 Fees from covered call options5,619 988 14,689 7,891 Trading gains (losses), net172 (130)259 617 Operating lease income, net15,466 15,335 45,919 43,383 Other25,134 24,137 68,975 95,750 Total non-interest income130,827 113,147 371,550 374,874 Non-interest expenseSalaries and employee benefits219,668 211,261 650,735 604,975 Software and equipment35,027 31,574 106,266 88,536 Operating lease equipment 10,409 10,518 31,637 32,035 Occupancy, net20,809 19,945 61,815 58,616 Data processing11,329 9,984 34,713 28,779 Advertising and marketing19,027 18,239 50,060 48,715 Professional fees7,465 9,783 25,752 29,303 Amortization of other acquisition-related intangible assets5,196 4,042