Company: HUM
Filing Date: 2025-03-26
Form Type: 424B5
Source: 0001628280-25-014916
Chunk: 12

Company: HUMANA INC
Filing Date: 2025-03-26
Form: 424B5
Chunk 12
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 to use the net proceeds from this offering for general corporate purposes, which may include the repayment of existing indebtedness.

If we do not use the net proceeds immediately, we will temporarily invest them in short-term, interest-bearing obligations.

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Table of Content s

### DESCRIPTION OF THE NOTES
The following description of the additional 20 notes offered hereby supplements the more general description of the debt securities that appears in the accompanying prospectus. You should read this section together with the section entitled “Description of the Debt Securities” in the accompanying prospectus. If there are any inconsistencies between the information in this section and the information in the accompanying prospectus, the information in this section controls and will apply to the additional 20 notes.

The additional 20 notes will be issued under the base indenture dated as of August 5, 2003 (the “base indenture”), between Humana and The Bank of New York Mellon Trust Company, N.A. (formerly known as The Bank of New York Trust Company, N.A.) (as successor to The Bank of New York), as trustee (the “trustee”), as supplemented by the supplemental indenture, dated as of , 20 (the “ Supplemental Indenture”), between Humana and the trustee, under which we previously issued $ in aggregate principal amount of % Senior Notes due 20 (the “existing 20 notes” and, together with the additional 20 notes offered hereby, the “notes”). The additional 20 notes offered hereby will be fungible with the existing 20 notes and will be consolidated with and form a single series with the existing 20 notes. The additional 20 notes offered hereby will have terms that are identical to the terms of the existing 20 notes (except for the issuance date and the issuance price) and will have the same ISIN and CUSIP numbers as the existing 20 notes.

As used in this section, all references to the indenture mean the base indenture as supplemented by the Supplemental Indenture. The terms of the additional 20 notes include those expressly set forth in the indenture and those made part of the indenture by reference to the Trust Indenture Act of 1939, as amended, or the TIA.

This description of the additional 20 notes is intended to be an overview of the material provisions of the additional 20 notes and the indenture. Because this description of the additional 20 notes and the indenture is only a summary,