Company: ISBA
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0000842517-25-000053
Chunk: 46

Company: ISABELLA BANK CORP
Filing Date: 2025-03-12
Form: 10-K
Item: Item 7
Chunk 46
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26 %584,317 12,227 2.09 %FHLB stock12,762 640 5.01 %12,762 355 2.78 %13,100 174 1.33 %Fed funds sold7 — 4.91 %12 1 5.04 %10 — 2.42 %Other (3)17,430 950 5.45 %29,203 1,449 4.96 %86,201 1,170 1.36 %Total interest earning assets1,955,919 90,908 4.65 %1,933,431 80,654 4.17 %1,933,262 66,854 3.46 %NONEARNING ASSETSAllowance for credit losses(13,061)(12,784)(9,477)Cash and demand deposits due from banks24,165 24,592 24,708 Premises and equipment27,915 26,589 24,648 Other assets86,073 74,319 81,823 Total assets$2,081,011 $2,046,147 $2,054,964 INTEREST BEARING LIABILITIESInterest bearing demand deposits$348,192 1,398 0.40 %$346,875 1,086 0.31 %$374,623 274 0.07 %Savings611,689 13,363 2.18 %626,027 8,290 1.32 %630,574 1,135 0.18 %Certificates of deposit371,750 14,929 4.02 %308,699 8,976 2.91 %270,296 2,612 0.97 %Short-term borrowings45,124 1,439 3.19 %43,061 961 2.23 %49,974 79 0.16 %FHLB advances35,464 1,949 5.50 %23,699 1,309 5.52 %7,863 152 1.93 %Subordinated debt, net of unamortized issuance costs29,376 1,065 3.63 %29,287 1,065