Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 87

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 87
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188,564 6-8 Classified— — — 64,974 56,052 68,937 — — 189,963 Total$271,503 $219,213 $60,016 $2,415,037 $1,414,240 $1,876,782 $9,600 $14,400 $6,280,791 Current YTD period: Gross charge-offs$— $— $— $— $— $3,275 $— $— $3,275 Real Estate Mortgage:Other residentialInternal risk rating:1-2 High pass$— $— $— $— $— $— $2,497 $60 $2,557 3-4.5 Pass451,406 31,398 23,336 308,461 2,107,603 93,353 98,774 59 3,114,390 5 Special mention— — — 988 — 270 — — 1,258 6-8 Classified— — 1,073 14,545 22,924 805 64 — 39,411 Total$451,406 $31,398 $24,409 $323,994 $2,130,527 $94,428 $101,335 $119 $3,157,616 Current YTD period: Gross charge-offs$— $— $7 $1,022 $165 $— $— $— $1,194 ____________________(1)    Amounts with negative balances are loans with zero principal balances and deferred loan origination fees.

28

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

RevolvingConvertedAmortized Cost Basis (1)Term Loans by Origination YearRevolvingto TermJune 30, 202520252024202320222021PriorLoansLoansTotal(In thousands)Real Estate Constructionand Land: CommercialInternal risk rating:1-2 High pass$— $— $— $— $— $— $— $— $— 3-4.5 Pass3,426 41