Company: AX
Filing Date: 2025-09-25
Form Type: DEF 14A
Source: 0001299709-25-000174
Chunk: 1

Company: Axos Financial, Inc.
Filing Date: 2025-09-25
Form: DEF 14A
Chunk 1
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The attached Notice of Annual Meeting of Stockholders and Proxy Statement describe in detail the matters to be acted on at the meeting.

Your participation in Company activities is important, and we encourage you to attend the meeting. Whether or not you plan to attend the meeting, please be sure to complete, sign, date and return the proxy card in the accompanying postage-paid reply envelope provided to you, so that your shares may be voted in accordance with your wishes. Returning the enclosed proxy will not prevent you from voting in person if you choose to attend the Annual Meeting.

On behalf of the Board of Directors and all of the employees of the Company, we thank you for your continued support.

Sincerely,

| Gregory GarrabrantsPresident and Chief Executive Officer |     | Axos Financial, Inc.              
 9205 West Russell Road, Suite 400 
 Las Vegas, Nevada 89148           |

| Notice of Annual Meeting of Stockholders |

#### To Be Held November 13, 2025
Notice to the Stockholders of Axos Financial, Inc.

| Items                                                                                                                                                              |     |                                                                                                                                                 |     | Board Vote     
 Recommendation |     | For Further 
 Details     |     | Internet                                                                                                                                                                    
 www.proxyvote.com                                                                                                                                                           
 Telephone                                                                                                                                                                   
 1-800-690-6903                                                                                                                                                              
 Mail                                                                                                                                                                        
 If you received printed copies, by Completing, signing, dating and returning the the enclosed proxy card in the postage paid envelope provided or return to Vote Processing 
 c/o Broadridge                                                                                                                                                              
 51 Mercedes Way,                                                                                                                                                            
 Edgewood, NY 11717                                                                                                                                                          |
| 1                                                                                                                                                                  |     | To elect four Class III directors, each to hold office for a three-year term and until a successor is elected and qualified;                    |     | “FOR”          |     | Page5       |     |                                                                                                                                                                             |
| 2                                                                                                                                                                  |     | To approve in a non-binding and advisory vote, the compensation of the Company’s Named Executive Officers as disclosed in this Proxy Statement; |     | “FOR”          |     | Page27      |     |                                                                                                                                                                             |
| 3                                                                                                                                                                  |     | To approve an Amendment to the Amended and Restated 2014 Stock Incentive Plan;                                                                  |     | “FOR”          |     | Page64      |     |                                                                                                                                                                             |
| 4                                                                                                                                                                  |     | To ratify the selection of BDO USA, P.C. as the Company’s independent registered public accounting firm for fiscal year 2026.