Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 251

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 2
Chunk 251
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24 0.08 Home equity1 1 — — 2 — 4 0.03 Education3 2 19 — — — 24 0.21 Other retail4 — — — — — 4 0.08 Total retail10 18 24 — 4 — 56 0.08 Total$10 $509 $125 $— $28 $49 $721 0.51 %

Citizens Financial Group, Inc. | 54

Six Months Ended June 30, 2025(dollars in millions)Interest Rate ReductionTerm ExtensionPayment DelayInterest Rate Reduction and Term ExtensionTerm Extension and Payment DelayInterest Rate Reduction, Term Extension and Payment DelayTotalTotal as a % of Loan Class(1)Commercial and industrial$12 $218 $2 $3 $1 $4 $240 0.53 %Commercial real estate28 409 81 29 65 — 612 2.33 Total commercial40 627 83 32 66 4 852 1.19 Residential mortgages2 27 8 5 2 1 45 0.13 Home equity2 — 5 3 — — 10 0.06 Education5 — — — — — 5 0.06 Other retail9 — — — — — 9 0.22 Total retail18 27 13 8 2 1 69 0.10 Total$58 $654 $96 $40 $68 $5 $921 0.66 %Six Months Ended June 30, 2024(dollars in millions)Interest Rate ReductionTerm ExtensionPayment DelayPrincipal ForgivenessInterest Rate Reduction and Term ExtensionTerm Extension and Payment DelayTotalTotal as a % of Loan Class(1)Commercial and industrial$— $210 $78 $— $1 $32 $321 0.74 %Commercial real estate— 569 110 — 63 50 792 2.80 Total commercial— 779 188 — 64 82 1,113 1.55 Residential mortgages3 50 8 — 4 — 65 0