Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 143

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 8
Chunk 143
---
 — — (43)1,328 Other loans326 — — 88 414 Other construction loans and all land development and other land loans2,569 — — 166 2,735 Multifamily (5 or more) residential properties3,092 (1,072)— 585 2,605 Non-owner occupied, nonfarm nonresidential properties10,172 — — 217 10,389 1-4 Family Construction122 — — (22)100 Home equity lines of credit1,564 — 10 163 1,737 Residential Mortgages secured by first liens9,099 (8)1 770 9,862 Residential Mortgages secured by junior liens1,451 — — 121 1,572 Other revolving credit plans855 (22)2 197 1,032 Automobile262 (5)— (10)247 Other consumer2,921 (604)18 609 2,944 Credit cards125 (15)25 10 145 Overdrafts191 (105)24 45 155 Total loans$47,357 $(3,398)$95 $4,275 $48,329 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," to the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.

15

Transactions in the allowance for credit losses for the six months ended June 30, 2025 were as follows:BeginningAllowance(Charge-offs)RecoveriesProvision (Benefit) for Credit Losses on Loans Receivable(1)Ending AllowanceFarmland$167 $— $— $(10)$157 Owner-occupied, nonfarm nonresidential properties5,696 (1,516)29 318 4,527 Agricultural production and other loans to farmers37 — — — 37 Commercial and Industrial7,759 (724)— 1,308 8,343 Obligations (other than securities and leases) of states and political subdivisions1,369 — — (41)1,328 Other loans329 — — 85 414