Company: WEBNF
Filing Date: 2025-11-04
Form Type: 20-F
Source: 0001104659-25-105894
Chunk: 35

Company: WESTPAC BANKING CORP
Filing Date: 2025-11-04
Form: 20-F
Item: Item 14
Chunk 35
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 ​      811,335   ​    759,080   ​      713,981
Provision for ECL on loans (refer to Note 10)   ​    (4,509)   ​      (4,568)   ​    (3,968)   ​      (3,938)
Total loansa,b                                  ​    851,853   ​      806,767   ​    755,112   ​      710,043
​

a.   Total loans included Australian securitised residential loans of $5,195 million (2024: $5,185 million) for the Group and $5,988 million (2024: $6,054 million) for the Parent Entity. The level of securitised loans excludes loans where Westpac is the holder of related debt securities.
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b.   Total loans included assets pledged for the covered bond programs of $35,106 million (2024: $42,228 million) for the Group and $29,762 million (2024: $36,825 million) for the Parent Entity.
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WESTPAC GROUP 2025 ANNUAL REPORT
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NOTES TO THE FINANCIAL STATEMENTS

Note 9.Loans (Continued)
The following table shows Westpac’s contractual maturity distribution of all loans as at 30 September 2025.

         ​             ​        ​         ​         ​          ​          ​          ​         ​         ​      ​   
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Consolidated           ​              ​   ​   Over 1 year to   ​   Over 5 years to   ​   ​               ​         ​
$m                         Up to 1 year              5 years              15 years       Over 15 years         Total
Australia              ​              ​   ​                ​   ​                 ​   ​   ​               ​         ​
Housing                ​          4,669   ​              952   ​            21,853   ​   491,180         ​   518,654
Personal               ​          6,145   ​            2,254   ​               644   ​   -               ​     9,043
Business               ​         65,300   ​          136,863   ​            10,833   ​   8,844           ​   221,840
Total Australia        ​