Company: AX
Filing Date: 2025-08-21
Form Type: 10-K
Source: 0001299709-25-000125
Chunk: 72

Company: Axos Financial, Inc.
Filing Date: 2025-08-21
Form: 10-K
Item: Item 8
Chunk 72
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61

POWER OF ATTORNEY

KNOW ALL PERSONS BY THESE PRESENTS, that each person whose signature appears below constitutes and appoints Gregory Garrabrants and Derrick K. Walsh, jointly and severally, his or her attorneys-in-fact, each with the power of substitution, for him in any and all capacities, to sign any amendments to this Annual Report on Form 10-K, and file the same, with exhibits thereto and other documents in connection therewith, with the Securities and Exchange Commission, hereby ratifying and confirming all that each of said attorneys-in-fact, or his substitute or substitutes, may do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant as of August 21, 2025 in the capacities indicated:

SignatureTitle/s/ Gregory GarrabrantsChief Executive Officer (Principal Executive Officer), DirectorGregory Garrabrants/s/ Derrick K. WalshChief Financial Officer (Principal Financial Officer)Derrick K. Walsh/s/ Ann GillSenior Vice President and Chief Accounting Officer (Principal Accounting Officer)Ann Gill/s/ Paul J. GrinbergChairmanPaul J. Grinberg/s/ Nicholas A. MosichVice ChairmanNicholas A. Mosich/s/ James S. ArgalasDirectorJames S. Argalas/s/ Tamara N. BohligDirectorTamara N. Bohlig/s/ Stefani D. CarterDirectorStefani D. Carter/s/ James J. CourtDirectorJames J. Court/s/ Uzair DadaDirectorUzair Dada/s/ Edward J. RatinoffDirectorEdward J. Ratinoff/s/ Roque A. SantiDirectorRoque A. Santi/s/ Sara Wardell-SmithDirectorSara Wardell-Smith

62

AXOS FINANCIAL, INC. AND SUBSIDIARIES

INDEX TO CONSOLIDATED FINANCIAL STATEMENTS

DESCRIPTIONPAGEReport of Independent Registered Public Accounting Firm (BDO USA, P.C., San Diego, CA; PCAOB ID# 243)F-1Consolidated Balance SheetsF-3Consolidated Statements of IncomeF-4Consolidated Statements of Comprehensive IncomeF-5Consolidated Statements of Stockholders’ EquityF-6Consolidated Statements of Cash FlowsF-7Notes to Consolidated Financial StatementsF-91. Organizations and Summary