Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 66

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 66
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 Extensions (2)Rate Reduction Without Term Extension (3)Other (4)Total (5)(6)(7)Multifamily$2,105,792 $878,748 $18,400 $574,492 $3,577,432 Single-Family Rental74,078 — — — 74,078 Total UPB$2,179,870 $878,748 $18,400 $574,492 $3,651,510 ________________________(1)These loans were modified to a weighted average pay rate and deferred rate of 6.40% and 2.22%, respectively, at September 30, 2024. A significant portion of these loans (total UPB of $1.62 billion) were also modified to extend the weighted average term by 19.5 months. These modifications also include loans with a total UPB of $341.9 million in which the pay rate increases from time-to-time throughout the loans' maturities. (2)These loans were modified to extend the weighted average term by 10.5 months. (3)This loan was modified to reduce the weighted average interest rate by 0.72%.(4)These loan modifications included amending certain terms, such as reallocating and/or replenishment of reserves.(5)The total UPB of these loan modifications was $3.53 billion at September 30, 2024 and represented 30.5% of our total Structured Business loan and investment portfolio at September 30, 2024.(6)At September 30, 2024, modified loans with a total UPB of $326.2 million have specific reserves totaling $43.8 million.(7)Includes loans with a total UPB of $327.2 million which were previously modified. Using the SOFR rate at September 30, 2024, these loans were modified from a weighted average pay rate and deferred rate of 7.99% and 0.40%, respectively, to a weighted average pay rate and deferred rate of 6.38% and 2.02%, respectively.During the three and nine months ended September 30, 2025, we recorded $1.4 million and $7.1 million, respectively, of deferred interest on the loans that we modified during 2025 and $7.7 million and $30.9 million, respectively, for loans previously modified or resolved. During