Company: EGG
Filing Date: 2025-03-28
Form Type: F-1
Source: 0001641172-25-001072
Chunk: 99

Company: ENIGMATIG LTD
Filing Date: 2025-03-28
Form: F-1
Chunk 99
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 of business services, providing tailored solutions to clients. Specialized corporate secretarial service providers and independent professionals concentrate on specific service types. The key success factors in the corporate secretarial services market include experienced professionals, accuracy and reliability, strength of compliance capabilities, mature global relationships and efficient technological skill.

GLOBAL AND APAC FINTECH MARKET OVERVIEW

Definitions of Fintech

Financial technology, or fintech, refers to new technology that seeks to improve and automate the delivery and use of financial services. Fintech can create new business models, processes and products, including front-end industries and back-end technologies. Fintech companies leverage technology to deliver innovative financial products and services. Through disruptive technologies, business models, and pricing structures, fintech companies are able to reshape the industry and create new market opportunities. Fintech companies are typically light-asset, due to their digital infrastructure, automated operational model and data-driven approach, and thus are able to rapidly expand their operations without a significant increase in asset requirements. As an emerging industry, fintech’s business types and profit-making methods are diverse, reflecting highly subdivided and intersecting features. Common fintech applications include payment, bank funding, digital lending, insurance technology funding, financial management, capital markets technology, and small and medium-sized business, or SMB fintech, among others.

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Technology in Fintech Industry

Core technologies widely deployed in the fintech industry include big data analytics, artificial intelligence, block chain, and cloud computing, among others.

Big data analytics

Big-data analytics is the process of aggregating and analyzing large data sets to uncover patterns and identify correlations. Traditional financial institutions consider big data analytics an important cyber security tool to enhance management of internal and external threats and vulnerabilities to protect information and supporting infrastructure from technology-based attacks. They also need to use such techniques to support the development of more innovative products and dynamic pricing. In addition, big data analytics can enable the automation of decision-making processes and reduce labor costs.

Artificial intelligence

Artificial intelligence, or AI, has been a major disruptor in the fintech industry. With the adoption of AI, traditional financial institutions can provide tailored digital wealth management by assessing the transaction features of different accounts, recommend investment products based on the evaluation of customers’ risk acceptance, and balance risks and benefits through intelligent calculation based on portfolio analytics. AI-powered systems can perform complex tasks more quickly and accurately than humans, enabling fintech companies to process vast amounts of data in real-time. This technology has had a substantial effect on