Company: CFG-PE
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000759944-25-000153
Chunk: 24

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 24
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12 Automobile— — 4 20 16 7 — — 47 Education— 3 6 14 22 62 — — 107 Other retail29 27 16 9 4 7 101 — 193 Total retail29 30 26 44 42 80 110 — 361 Total loans and leases$29 $31 $31 $116 $76 $211 $136 $— $630 Nine Months Ended September 30, 2024Term Loans and Leases by Origination YearRevolving Loans(dollars in millions)20242023202220212020Prior to 2020Within the Revolving PeriodConverted to TermTotalCommercial and industrial$— $— $15 $22 $1 $15 $32 $— $85 Commercial real estate— — 1 22 98 102 — — 223 Total commercial— — 16 44 99 117 32 — 308 Residential mortgages— — — — — 4 — — 4 Home equity— — — — — 3 8 1 12 Automobile— 5 23 23 7 4 9 1 72 Education— 2 6 18 21 46 — — 93 Other retail25 10 7 12 2 8 132 — 196 Total retail25 17 36 53 30 65 149 2 377 Total loans and leases$25 $17 $52 $97 $129 $182 $181 $2 $685 

Citizens Financial Group, Inc. | 53

Nonaccrual and Past Due AssetsThe following tables present an aging analysis of accruing and nonaccrual loans and leases:September 30, 2025Days Past Due and Accruing(dollars in millions)Current30-5960-89 90+Nonaccrual TotalNonaccrual with no related ACLCommercial and industrial$46,624 $52 $8 $39 $230 $46,953 $24 Commercial real estate24,668 90 72 7 703 25,