Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 247

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 8
Chunk 247
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566 $10,973 $28,081 $28,793 Net interest income67,129 47,486 167,757 138,425 Total revenue$77,695 $58,459 $195,838 $167,218 Efficiency ratio64.56 %66.34 %66.80 %67.10 %Calculation of efficiency ratio (fully tax equivalent basis) (non-GAAP):Non-interest expense$50,157 $38,784 $130,812 $112,197 Less: core deposit intangible amortization780 18 813 57 Adjusted non-interest expense (non-GAAP)$49,377 $38,766 $129,999 $112,140 Non-interest income$10,566 $10,973 $28,081 $28,793 Net interest income$67,129 $47,486 $167,757 $138,425 Less: tax exempt investment and loan income, net of TEFRA (non-GAAP)1,737 1,473 4,652 4,127 Add: tax exempt investment and loan income (fully tax equivalent basis) (non-GAAP)2,453 2,123 6,575 5,957 Adjusted net interest income (fully tax equivalent basis) (non-GAAP)67,845 48,136 169,680 140,255 Adjusted net revenue (fully tax equivalent basis) (non-GAAP)$78,411 $59,109 $197,761 $169,048 Efficiency ratio (fully tax equivalent basis) (non-GAAP)62.97 %65.58 %65.74 %66.34 %Adjusted calculation of efficiency ratio (fully tax equivalent basis) (non-GAAP):Adjusted non-interest expense (non-GAAP)$49,377 $38,766 $129,999 $112,140 Less: merger and integration costs (non-GAAP)4,155 — 6,041 — Adjusted non-interest expense (non-GAAP)$45,222 $38,766 $123,958 $112,140 Adjusted net revenue (fully tax equivalent basis) (non-GAAP)$78,411 $59,109 $197,761 $169,048 Adjusted efficiency ratio (fully tax