Company: FITBI
Filing Date: 2025-02-24
Form Type: 10-K
Source: 0000035527-25-000079
Chunk: 457

Company: FIFTH THIRD BANCORP
Filing Date: 2025-02-24
Form: 10-K
Item: Item 5
Chunk 457
---
 of 1934, except to the extent the Bancorp specifically incorporates the performance graphs by reference therein.

Total Return Analysis

The graphs below summarize the cumulative return experienced by the Bancorp’s shareholders over the five and ten year periods ended December 31, 2024, respectively, compared to the S&P 500 Stock, the S&P Banks and the KBW Banks indices.

FIFTH THIRD BANCORP VS. MARKET INDICES

44 Fifth Third Bancorp 

Table of Contents 

2024 ANNUAL REPORT 

FINANCIAL CONTENTS

Glossary of Abbreviations and Acronyms46Management’s Discussion and Analysis of Financial Condition and Results of OperationsOverview47Non-GAAP Financial Measures51Recent Accounting Standards53Critical Accounting Policies53Statements of Income Analysis57Business Segment Review64Balance Sheet Analysis69Risk Management - Overview76Credit Risk Management77Interest Rate and Price Risk Management94Liquidity Risk Management100Operational Risk Management102Legal and Regulatory Compliance Risk Management103Capital Management104Report of Independent Registered Public Accounting Firm106Financial StatementsConsolidated Balance Sheets108Consolidated Statements of Income109Consolidated Statements of Comprehensive Income110Consolidated Statements of Changes in Equity111Consolidated Statements of Cash Flows112Notes to Consolidated Financial StatementsSummary of Significant Accounting and Reporting Policies113Long-Term Debt163Supplemental Cash Flow Information126Commitments, Contingent Liabilities and Guarantees167Restrictions on Dividends and Capital Actions126Legal and Regulatory Proceedings171Investment Securities127Related Party Transactions173Loans and Leases130Income Taxes174Credit Quality and the Allowance for Loan and Lease Losses132Retirement and Benefit Plans176Bank Premises and Equipment145Accumulated Other Comprehensive Income179Operating Lease Equipment145Common, Preferred and Treasury Stock181Lease Obligations – Lessee146Stock-Based Compensation183Goodwill147Other Noninterest Income and Other Noninterest Expense186Intangible Assets148Earnings Per Share186Variable Interest Entities149Fair Value Measurements187Sales of Receivables and Servicing Rights153Regulatory Capital Requirements and Capital Ratios195Derivative Financial Instruments155Parent Company Financial Statements196Other Assets161Business Segments198Short-Term Borrowings162Subsequent Events201Management’s Assessment as to the Effectiveness of Internal Control over Financial Reporting202Report of Independent Registered Public Accounting Firm203Consolidated Ten Year Comparison211Directors and Officers212Corporate Information

45 Fifth Third Bancorp

Table of Contents GLOSSARY OF ABBRE