Company: BCDRF
Filing Date: 2025-03-03
Form Type: 6-K
Source: 0000891478-25-000057
Chunk: 7

Company: Banco Santander, S.A.
Filing Date: 2025-03-03
Form: 6-K
Chunk 7
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 and Frequency of the Information by the European Banking Authority in accordance with Article 432, sections 1 and 2 and Article 433 of Regulation (EU) 575/2013. The Pillar 3 disclosures report relies on a range of defined processes relating to the internal control framework, with duties and responsibilities for review and certification of the information contained in the report at several levels of the organisation. Additional information regarding Grupo Santander's system of internal control over financial reporting (SCI) can be found in the 'Corporate governance' chapter of the 2024 Annual report.

| Access 2024 Pillar 3 Disclosures Report available on the Santander Group website |

2024 Pillar 3 Disclosures Report 13

| Index |     | Introduction |     | Capital |     | Risks |     | Risk taker's remunerations |     | Appendices |

The information contained in this report has been subject to an ex-ante review by the External Auditor, who in their report have not declared any findings regarding the reasonableness of the information detailed and the compliance with the information requirements established in the European Capital Directive and Regulation. The conclusions are presented to the audit committee prior to its approval. In addition, this report is included in the recurring annual plan review of internal audit. Approval by governing bodies The report has been reviewed by the capital committee and the audit committee at their meeting on 13 February 2024, as well as by the board of directors' meeting on 15 February, prior to its final approval at the board of directors' meeting on 19 February 2024.

The board of directors of Santander certifies that the publication of the Pillar 3 disclosures report is compliant with the guidelines in Part Eight of Regulation (EU) 575/2013 and consistent with the “Pillar 3 Disclosures Policy” adopted by the board of directors. No exceptions have been applied for the publication of information considered proprietary or confidential. Furthermore, a quarterly report is published which includes a set of information complying with the internal policy and criteria established in the European Banking Authority guidelines about disclosure frequency. The Pillar 3 disclosures report is available in the Shareholders and Investors section of the Santander website (www.santander.com), under "Financial and economic information".

| Access 2024 Pillar 3 Disclosures Report available on the Santander Group website |

|   |     | José García Cantera                                                                                                                                                                                                                                                                                       |     | José Doncel                    |     | Mahesh Adity