Company: NWBI
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001471265-25-000161
Chunk: 69

Company: Northwest Bancshares, Inc.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 2
Chunk 69
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 in the regulations) to risk-weighted assets (as defined), and of Tier 1 capital to average assets (as defined). Capital requirements are presented in the tables below (dollars in thousands). 

 At September 30, 2025 Actual Minimum capital requirements (1)Well capitalized requirements (2) AmountRatioAmountRatioAmountRatioTotal capital (to risk weighted assets)      Northwest Bancshares, Inc.$1,876,174 15.45 %$1,274,938 10.50 %$1,214,227 10.00 %Northwest Bank1,677,965 13.83 %1,273,516 10.50 %1,212,872 10.00 %Tier 1 capital (to risk weighted assets)    Northwest Bancshares, Inc.1,483,249 12.22 %1,032,093 8.50 %728,536 6.00 %Northwest Bank1,526,047 12.58 %1,030,941 8.50 %970,298 8.00 %CET1 capital (to risk weighted assets)    Northwest Bancshares, Inc.1,483,249 12.22 %849,959 7.00 %N/AN/ANorthwest Bank1,526,047 12.58 %849,010 7.00 %788,367 6.50 %Tier 1 capital (leverage) (to average assets)    Northwest Bancshares, Inc.1,483,249 9.47 %626,201 4.00 %N/AN/ANorthwest Bank1,526,047 9.76 %625,427 4.00 %781,784 5.00 %

(1)  Amounts and ratios include the capital conservation buffer of 2.5%, which does not apply to Tier 1 capital to average assets (leverage ratio).

(2)  Reflects the well-capitalized standard applicable to Northwest Bank and the well-capitalized standard applicable to the Company under the Federal Reserve Board’s Regulation Y.

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Table of Contents

 At December 31, 2024 (1) ActualMinimum capital requirements (2)Well capitalized requirements (3) AmountRatioAmountRatioAmountRatioTotal