Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 26

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 26
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 banking or broker-dealer subsidiaries in the ordinary course of each such subsidiary’s business. Each transaction was executed on substantially the same terms as those prevailing at the time for comparable transactions with unrelated persons and did not involve more than the normal risk of collectability or present other unfavorable features.There has been no transaction since January 1, 2024, that is required to be reported under Item 404(a) but that did not require review and approval or ratification under the Statement of Policy and Process or for which the Statement of Policy and Process was not followed.21
2024 DIRECTOR COMPENSATION For their service on the Board during 2024, non-employeedirectors received an annual retainer of (1) $60,000 in cash and (2) fully vested UMB stock having, on the grant date, a value equal to $80,000. No separate fee is paid for attendance at meetings of the Board. Directors who are also employees of UMB receive no separate compensation for serving on the Board. In addition, for 2024, the Lead Director received an annual retainer of $35,000 in cash and the Chairs of each of the Committees receive an annual cash retainer in the following amounts: Audit Committee—$30,000, Compensation Committee—$20,000, Governance Committee—$17,500, and Risk Committee—$20,000. The non-Chairmembers of the Audit Committee, the Compensation Committee, the Governance Committee, and the Risk Committee each received additional annual cash retainers of $15,000, $10,000, $8,750 and $10,000, respectively. All cash retainers are paid quarterly and in arrears. The total compensation received by UMB’s non-employeedirectors for 2024 is reflected in the following table:

| Name (1)               |     | Fees Earned or Paid in Cash ($) (2) |     | Stock Awards ($) (3) |     | Total   ($) |
| Robin C. Beery         |     |                              90,064 |     |               64,954 |     |     155,018 |
| Janine A. Davidson     |     |                              78,814 |     |               64,954 |     |     143,768 |
| Kevin C. Gallagher     |     |                              85,064 |     |               64,954 |     |     150,018 |
| Greg M.