Company: HBCYF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0001089113-25-000052
Chunk: 85

Company: HSBC HOLDINGS PLC
Filing Date: 2025-07-30
Form: 6-K
Chunk 85
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 currency balance sheet data                                                             |                       $m |      $m |        $m |      $m |      $m |        $m |
| Loans and advances to customers (net)                                                            |                  236,309 | 286,915 |   300,392 | 140,795 |   8,368 |   972,779 |
| Interests in associates and joint ventures                                                       |                        — |       — |       132 |     561 |  28,047 |    28,740 |
| Total external assets                                                                            |                  413,491 | 428,708 | 1,702,163 | 399,795 | 140,213 | 3,084,370 |
| Customer accounts                                                                                |                  474,140 | 352,573 |   558,629 | 266,148 |     421 | 1,651,911 |

1 Net operating income before change in expected credit losses and other credit impairment charges, also referred to as revenue.

2 Amount in ‘Net operating income before change in expected credit losses and other credit impairment charges’ includes a loss of $ 1.1 bn inclusive of reserves

recycling as a result of the dilution of our shareholding in BoCom. We have also recognised a $ 1.0 bn impairment loss following an impairment test on the

carrying value of the Group’s investment in BoCom in ‘Share of profit in associates and joint ventures less impairment’. See Note 10 on page 93 .

3 Net interest expense recognised in the Corporate Centre includes 1H25: $ 4.7 bn (1H24: $ 5.5 bn) of interest expense in relation to the internal cost to fund trading

and fair value net assets; and the funding cost of foreign exchange swaps in our Markets Treasury function.

4 Comparative information for the prior year has been re-presented to reflect the Group’s revised segment structure, which became effective on 1 January 2025.

| HSBC Holdings plc Interim Report 2025 on Form 6-K |
| 86                                                |

| Overview |     | Interim management report |     | Interim condensed consolidatedfinancial statements |     | Additional information |

Reported external net operating income is attributed to countries and territories on the basis of the location of the branch responsible for

reporting the results or advancing the funds:

|                                                             | Half-year to |             |
|                                                             |  30 Jun 2025 |