Company: UMBFO
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0000950170-25-028420
Chunk: 139

Company: UMB FINANCIAL CORP
Filing Date: 2025-02-27
Form: 10-K
Item: Item 1B
Chunk 139
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4,685

    2,461

    2,136

    Purchases of treasury stock

    (7,738
    )

    (8,367
    )

    (31,997
    )

    Net cash provided by (used in) financing activities

    5,957,648

    4,771,052

    (4,580,859
    )

    Increase (decrease) in cash and cash equivalents

    2,920,433

    3,970,384

    (7,656,690
    )

    Cash and cash equivalents at beginning of year

    5,528,258

    1,557,874

    9,214,564

    Cash and cash equivalents at end of year
     
    $
    8,448,691

    $
    5,528,258

    $
    1,557,874

    Supplemental disclosures:

    Income tax payments
     
    $
    76,930

    $
    79,334

    $
    101,952

    Total interest payments

    1,204,688

    844,397

    196,482

    Noncash disclosures:

    Acquisition of tax equity investments
     
    $
    62,958

    $
    85,555

    $
    58,337

    Commitment to fund tax equity investments

    62,958

    85,555

    58,337

    Transfer of loans to other real estate owned

    828

    1,738

    12,381

    Transfer of loans to other repossessed assets

    26,779

    —

    —

    Transfer of securities from available-for-sale to held-to-maturity

    —

    —

    3,823,670

See Notes to Consolidated Financial Statements.

79

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIESUMB Financial Corporation is a bank holding company, which offers a wide range of banking and other financial services to its customers through its branches and offices primarily in the Midwestern and Southwestern regions of the United States. The preparation of consolidated financial statements in conformity with GAAP requires management to make estimates and assumptions that affect the reported amount of assets and liabilities and disclosure of contingent assets and liabilities at the date of