Company: WBS-PG
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000801337-25-000104
Chunk: 186

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 2
Chunk 186
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356—64,0530.4 Multi-family—6,109——6,1090.1 Equipment financing—744——7440.1 Residential62248—8151,485— Home equity—367—120487— Total (1)$632$207,872$35,025$2,144$245,6730.5  %(1)The total amortized cost excludes accrued interest receivable of $1.4 million and $0.2 million for the three months ended September 30, 2025, and 2024, respectively, and $2.0 million and $0.6 million for the nine months ended September 30, 2025, and 2024, respectively.(2)Represents the total amortized cost of the loans modified as a percentage of the total period end loan balance by class.The following tables describe the financial effect of the modifications made to borrowers experiencing financial difficulty:Three months ended September 30, 2025Financial Effect (1)Term Extension:Commercial non-mortgageExtended term by a weighted average of 0.4 yearsAsset-basedExtended term by a weighted average of 0.8 yearsCommercial real estateExtended term by a weighted average of 0.8 yearsMulti-familyExtended term by a weighted average of 2.6 yearsPayment Delay:Commercial non-mortgageProvided payment deferrals for a weighted average of 0.5 yearsAsset-basedProvided payment deferrals for a weighted average of 0.3 yearsCombination - Term Extension & Interest Rate Reduction:Commercial real estateExtended term by a weighted average of 0.4 years and reduced weighted average interest rate by 3.6%ResidentialExtended term by a weighted average of 1.6 years and reduced weighted average interest rate by 4.0%Combination - Term Extension & Payment Delay:Commercial non-mortgageExtended term by a weighted average of 0.2 years and provided payment deferrals for a weighted average of 0.1 years

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Nine months ended September 30, 2025Financial Effect (1)Interest Rate Reduction:Multi-familyReduced weighted average interest rate by 2.0%Term Extension:Commercial non-mortgageExtended term by a weighted average of 1.4 yearsAsset-basedExtended term by a weighted average of 0.9 yearsCommercial real estateExtended term by a weighted average of 0.8 yearsMulti-familyExtended term by a weighted average of 2