Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 17

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 17
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 the capital conservation buffer, we will face graduated constraints on, among other
things, capital distributions (including dividends on the Series B Preferred Stock) based on the amount of the shortfall and the amount of our “eligible retained income” (that is, the greater of four quarters trailing net income, net of
distributions and tax effects not reflected in net income or the average of net income as reported to the Federal Reserve for the four calendar quarters preceding the current calendar quarter). If and to the extent payment of dividends on the
Series B Preferred Stock for any dividend period would cause us to fail to comply with any applicable law or regulation, we will not declare or pay a dividend for such dividend period. In such a case, holders of the Series B Preferred Stock,
and holders of the depositary shares representing interests in the Series B Preferred Stock will not be entitled to receive any dividend for that dividend period, and the unpaid dividend will cease to accrue or be payable.

Dividends on the Series B Preferred Stock are discretionary and non-cumulative.If we do not declare dividends on the Series B Preferred Stock, holders of the depositary shares will not be entitled to receive related distributions on their depositary shares.

Dividends on the Series B Preferred Stock are discretionary and non-cumulative. Consequently, if our
board of directors (or a duly authorized committee of the board) does not authorize and declare a dividend for any dividend period, holders of Series B Preferred Stock will not be entitled to receive any such dividend, and such unpaid dividend will
cease to accrue and be payable. We will have no obligation to pay dividends accrued for a dividend period after the dividend payment date for such period if our board of directors (or a duly authorized committee of the board) has not declared such
dividend before the related dividend payment date, whether or not dividends are declared for any subsequent dividend period with respect to the Series B Preferred Stock or any other preferred stock we may issue. Our board of directors may determine
that it would be in our best interests to pay less than the full amount of the stated dividends on the Series B Preferred Stock or no dividend for any dividend period even if funds are available.

Unlike indebtedness, where principal and interest would customarily be payable on specified due dates, in the case of preferred stock like the
Series B Preferred Stock dividends are payable only when, as and if authorized and declared by our board of directors or a duly authorized committee of the board and as a West Virginia corporation, we are subject to