Company: BBVXF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0001193125-25-101898
Chunk: 10

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-04-29
Form: 6-K
Chunk 10
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2,561 7.7 0.9 -7.7Impairment on Financial Assets -6967.8 -6.5 -7.5Provisions and Other Gains and Losses -1435.8 -52.716.5 Income Before Tax 1,852 7.4 4.9 -7.8Income Tax -5206.7 3.3 -8.5Net Attributable Profit (reported) 1,332 7.8 5.6 -7.6 Stronglending growth (+1.8% QoQ). Solid demand for credit both in retail and commercial. Sound core revenues (+7.3% YoY). NII growth, driven by activity and a disciplined pricing strategy. Superior Efficiency at 30.9%. Better than expected asset quality metrics, supported by good dynamics in retail portfolios. CoR at 305 bps. Exceptional NAP of €1,332 Mn , growing c.8% YoY. 14.56 14.02 13.67 11.70 11.39 11.000 2.85 2.63 2.68 119 121 129 2.68 2.67 2.41 3.27 3.39 3.05 88.5 16.6 13.7 8.9 6.5 36.2 6.6 72.5 12.1 58.7

1Q25 Earnings 19 Turkey Demand Demand Time Coverage NPL Ratio CoR (YtD) FC TL YoY1 €Bn €Bn YoY1 +19.6% +38.7% +15.7% +54.0% (1) FC (foreign currency) evolution excluding FX impact. (2) Performing loans and deposits under management, excluding repos, according to local GAAP. +59.5% +60.3% +55.9% +8.3% +118.2% -4.6%Retail Commercial TL FC TL FC Time CUSTOMER SPREAD (%) ASSET QUALITY RATIOS (%) KEY RATIOS Lending2 Cust.Funds2 PROFIT & LOSS (CURRENT €M) ACTIVITY (MAR-25)(CONSTANT €; BANK ONLY) 1Q24 4Q24 1Q25 1Q24 4Q24 1Q25 Note: