Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 71

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 71
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190) +154.9% Profit before tax 346 417 119 (18) 274 339 217 223 +2.8% 863 1,053 +22.0% Consolidated profit 300 367 198 67 279 385 216 229 +6.2% 932 1,109 +19.0% Attributable profit 300 367 198 67 279 385 216 229 +6.2% 932 1,109 +19.0%

76 United States (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 1,453 1,444 1,422 1,420 1,401 1,421 1,433 1,438 +0.3% 5,739 5,693 -0.8% Net fee income 188 201 191 186 268 271 300 313 +4.2% 766 1,152 +50.4% Gains (losses) on financial transactions and other 171 162 216 151 206 200 166 164 -1.1% 700 735 +5.1% Total revenue 1,812 1,807 1,829 1,756 1,875 1,892 1,899 1,914 +0.8% 7,205 7,580 +5.2% Operating expenses (905) (892) (920) (959) (943) (958) (955) (974) +1.9% (3,676) (3,830) +4.2% Net operating income 907 915 908 797 932 933 944 941 -0.3% 3,528 3,750 +6.3% Net loan-loss provisions (563) (441) (767) (821) (617) (553) (660) (678) +2.7% (2,591) (2,507) -3.3% Other gains (losses) and provisions (2) (55) (21)