Company: IIIV
Filing Date: 2025-05-09
Form Type: 10-Q
Source: 0001728688-25-000089
Chunk: 204

Company: i3 Verticals, Inc.
Filing Date: 2025-05-09
Form: 10-Q
Item: Part I, Item 8
Chunk 204
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 between India and Pakistan), and tariff and trade-related developments;

•our ability to successfully manage our intellectual property; 

•the triggering of impairment testing of our fair-valued assets, including goodwill and intangible assets, in the event of a decline in the price of our Class A common stock or otherwise;

•our ability to generate revenues sufficient to maintain profitability and positive cash flow; 

•competition in our industry and our ability to compete effectively; 

•consolidation in the banking and financial services industry;

•risk of shortages, price increases, changes, delays or discontinuations of hardware due to supply chain disruptions with respect to our limited number of suppliers;

•impact of inflation and fluctuations in interest rates (including current elevated interest rate levels) and the potential effect of such fluctuations on revenues, expenses and resulting margins;

•our ability to keep pace with rapid developments and changes in our industry and provide new products and services; 

•reliance on third parties for significant services; 

51

•exposure to economic conditions and political risks affecting consumer, commercial and government spending, including as a result of budgetary and political pressures to reduce government spending, as well as any decline in the use of credit cards; 

•changes in the budgets or regulatory environments of our Public Sector customers, primarily local and state governments, that could negatively impact spending;

•our ability to increase our existing vertical markets, grow within the current vertical markets in which we operate and execute our growth strategy; 

•our ability to successfully identify acquisition targets, complete those acquisitions and effectively integrate those acquisitions into our services; 

•potential degradation of the quality of our products, services and support;

•our ability to retain customers; 

•our ability to attract, recruit, retain and develop key personnel and qualified employees; 

•risks related to laws, regulations, and industry standards;

•risk of chargeback liabilities if our customers refuse or cannot reimburse chargebacks resolved in favor of their customers;

•risks related to laws, regulations and industry standards, including our ability to comply with complex laws and regulations applicable to the healthcare industry or to adjust our operations in response to changing laws and regulations;

•the impact of recent decisions of the U.S. Supreme Court regarding the actions of federal agencies;

•the impact of government investigations, claims, and litigation;

•the effects of health reform initiatives;

•risks related to our international operations;

•our indebtedness and our ability to maintain compliance with the financial covenants in our 2023 Senior Secured Credit Facility (as