Company: ABR-PF
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001253986-25-000014
Chunk: 185

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 8
Chunk 185
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 Total$348,326 Based on scheduled maturities, actual amortization may vary from these estimates.

21

Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Note 6 — Mortgage Servicing

Product and geographic concentrations that impact our servicing revenue are as follows ($ in thousands):June 30, 2025Product ConcentrationsGeographic ConcentrationsProduct UPB (1)% of Total StateUPB % of TotalFannie Mae$22,999,772 68 %New York11 %Freddie Mac6,100,091 18 %Texas11 %Private Label2,599,971 8 %North Carolina8 %FHA1,497,551 4 %California7 %SFR - Fixed Rate287,065 1 %Georgia6 %Bridge (2)278,116 1 %Florida6 %Total$33,762,566 100 %New Jersey6 %Other (3)45 %Total100 %December 31, 2024Fannie Mae$22,730,056 67 %Texas11 %Freddie Mac6,077,020 18 %New York11 %Private Label2,605,980 8 %California8 %FHA1,506,948 5 %North Carolina7 %Bridge (2)278,494 1 %Georgia6 %SFR - Fixed Rate271,859 1 %Florida6 %Total$33,470,357 100 %New Jersey5 %Other (3)46 %Total100 %________________________(1)Excludes loans which we are not collecting a servicing fee.(2)Represents four bridge loans sold by our Structured Business that we are servicing.(3)No other individual state represented 4% or more of the total.At June 30, 2025 and December 31, 2024, our weighted average servicing fee was 37.4 basis points and 37.8 basis points, respectively. At June 30, 2025 and December 31, 2024, we held total escrow balances (including unfunded collateralized loan obligation holdbacks) of approximately $1.41 billion and $1.45 billion, respectively, of which approximately $1.40 billion and