Company: AFRM
Filing Date: 2025-10-24
Form Type: DEF 14A
Source: 0001628280-25-046264
Chunk: 22

Company: Affirm Holdings, Inc.
Filing Date: 2025-10-24
Form: DEF 14A
Chunk 22
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 the interests of our named executive officers with those of our stockholders and help to retain our executives over the four-year vesting period.

#### Say-on-Pay
In setting the fiscal 2025 compensation for our named executive officers, the Compensation Committee considered feedback from our stockholders and the result of our most recent Say-on-Pay vote. Our fiscal 2024 Say-on-Pay vote reflected 93.9% support from our stockholders, based on the percentage of the stockholder votes present in person or by proxy and entitled to vote that were cast in favor of the proposal. The Compensation Committee believes this indicates that a substantial majority of our stockholders support the philosophy, strategy, objectives, and administration of our executive compensation programs.

#### Executive Compensation Philosophy and Objectives
Our executive compensation program is guided by our overarching philosophy of paying for high and demonstrable performance. We strive to compensate our named executive officers in a manner that is competitive, rewards achievement of our business objectives, and aligns the interests of our named executive officers with those of our stockholders. Consistent with this philosophy, we have designed our executive compensation program to achieve the following primary objectives:

• provide market-competitive compensation and benefit levels that will attract, motivate, reward and retain our named executive officers within the context of responsible cost management;

• establish a direct link between our financial and operational objectives and the compensation of our named executive officers;

• align the interests and objectives of our named executive officers with those of our stockholders by linking their long-term incentive compensation opportunities to stockholder value creation and their cash incentives to our annual performance; and

• offer total compensation opportunities to our named executive officers that are competitive, internally consistent and fair.

Generally, we structure the annual compensation of our named executive officers using three principal elements: base salary, annual cash incentive opportunities, and long-term incentive compensation opportunities in the form of equity awards.

#### Pay-for-Performance
We believe our compensation program attracts, motivates, rewards and retains our executives by aligning their interests with those of stockholders. To ensure this alignment, to motivate individual initiative and effort, and reward results, a substantial portion of our named executive officers’ target annual total direct compensation opportunity is both variable in nature and “at-risk.”

We emphasize variable compensation that appropriately rewards our named executive officers through two separate

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compensation elements:

• First, our named executive officers (other than our CEO) participate in our annual cash incentive plan, which provides