Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 160

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 2
Chunk 160
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The following table presents non-interest income by category for the periods presented:

Three Months Ended$Change%Change(Dollars in thousands)June 30,2025June 30,2024Brokerage$4,212 $5,588 $(1,376)(25)%Trust and asset management32,609 29,825 2,784 9 Total wealth management (1)36,821 35,413 1,408 4 Mortgage banking23,170 29,124 (5,954)(20)Service charges on deposit accounts19,502 15,546 3,956 25 Gains (losses) on investment securities, net650 (4,282)4,932 NMFees from covered call options5,624 2,056 3,568 NMTrading gains, net151 70 81 NMOperating lease income, net15,166 13,938 1,228 9 Other:Interest rate swap fees3,010 3,392 (382)(11)BOLI2,257 1,351 906 67 Administrative services1,315 1,322 (7)(1)Foreign currency remeasurement gains (losses)658 (145)803 NMChanges in fair value on EBOs and loans held-for-investment172 604 (432)(72)Early pay-offs of capital leases400 393 7 2 Miscellaneous15,193 22,365 (7,172)(32)Total Other23,005 29,282 (6,277)(21)Total Non-interest Income$124,089 $121,147 $2,942 2 %

(1)Wealth management revenue is comprised of the trust and asset management revenue of Wintrust Private Trust Company, N.A. (“WPTC”) and Great Lakes Advisors, the brokerage commissions, managed money fees and insurance product commissions at Wintrust Investments and fees from tax-deferred like-kind exchange services provided by CDEC.

NM—Not Meaningful.

57

Six Months Ended$Change%Change(Dollars in thousands)June 30,2025June 30,2024Brokerage$8,969 $11,144 $(2,175)(20)%Trust and asset management61,894 59,084 2,810 5 Total wealth management (1)70