Company: BBVXF
Filing Date: 2025-09-05
Form Type: F-4/A
Source: 0001193125-25-196513
Chunk: 836

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-05
Form: F-4/A
Chunk 836
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     |             | 251,947 |
| Gross performing loans to customers  |     |                  | 107,089 |     |                  | 44,050 |     |                  | 3,773 |     |             | 154,912 |
| Non-performing real estate           
 assets (net)                         |     |                  |     842 |     |                  |      — |     |                  |     — |     |             |     842 |
| Liabilities                          |     |                  | 181,389 |     |                  | 53,012 |     |                  | 4,550 |     |             | 238,950 |
| On-balance sheet customer funds      |     |                  | 116,788 |     |                  | 42,779 |     |                  | 2,453 |     |             | 162,020 |
| Wholesale funding in capital markets |     |                  |  18,090 |     |                  |  2,975 |     |                  |     — |     |             |  21,065 |
| Allocated equity                     |     |                  |   9,773 |     |                  |  2,645 |     |                  |   578 |     |             |  12,996 |
| Off-balance sheet                    
 customer funds                       |     |                  |  41,678 |     |                  |      — |     |                  |     — |     |             |  41,678 |

(*) Exchange rates used in the balance sheet: GBP 0.8403, MXN 23.1438, USD 1.1326 and MAD 10.518. The Group’s average total assets as at 31 December 2022 amounted to 257,691,764 thousand euros (245,313,451 thousand euros as at 31 December 2021). A-733

The types of products and services from which ordinary income is derived are described below for each business unit:

| – | Banking Business Spain: |

Groups together the Retail Banking, Business Banking and Corporate Banking business units, where individuals and businesses are managed under the same branch network:

| – | Retail Banking: offers financial products and services to individuals for personal use. These include investment                                                                                                                                
 products and medium- and long-term finance, such as consumer loans, mortgages and leasing or rental services, as well as short-term finance. Funds come mainly from customers’ deposits and sight accounts, savings