Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 22

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 22
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 the Preferred Stock, which are incorporated by reference in the registration statement that we have filed with the SEC or which will be
included in filings with the SEC. You should read our charter, including the articles supplementary, for the provisions that are important to you.

General

Our charter authorizes
the issuance of 6,617,808 shares of serial preferred stock, par value $0.01 per share. When issued, the Preferred Stock will constitute a single series of our serial preferred stock, consisting of up to 7,500 authorized shares, par value $0.01
per share, with a liquidation preference of $100,000 per share. The holders of the Preferred Stock will have no preemptive rights. All of the shares of the Preferred Stock, when issued and paid for, will be validly issued, fully paid and non-assessable.

The Preferred Stock will rank, with respect to the payment of dividends and
distributions upon liquidation, dissolution or winding-up, (1) on a parity with (A) our Series B Preferred Stock, (B) our Series F Preferred Stock, (C) our Series G Preferred Stock,
(D) our Series H Preferred Stock, (E) our Series I Preferred Stock, (F) our Series J Preferred Stock, and (G) each class or series of serial preferred stock we may issue in the future, the terms of which expressly provide that
such class or series will rank on a parity with the Preferred Stock as to dividend rights and rights on liquidation, winding-up and dissolution of Huntington (collectively, the “parity securities”)
and (2) senior to our common stock and each other class or series of serial preferred stock we may issue in the future, the terms of which do not expressly provide that it ranks on a parity with or senior to the Preferred Stock as to dividend
rights and rights on liquidation, winding-up and dissolution of Huntington (collectively, the “junior securities”). At the time of the issuance of the Preferred Stock, 35,500 shares of our
Series B Preferred Stock, 5,000 shares of our Series F Preferred Stock, 5,000 shares of our Series G Preferred Stock, 500,000 shares of our Series H Preferred Stock, 7,000 shares of our Series I Preferred Stock and 325,000 shares of our Series
J Preferred Stock are outstanding. See “Description of Huntington Capital Stock—Preferred Stock” for a description of our authorized preferred shares.

We will not