Company: INGVF
Filing Date: 2025-04-24
Form Type: F-3ASR
Source: 0001193125-25-093692
Chunk: 123

Company: ING GROEP NV
Filing Date: 2025-04-24
Form: F-3ASR
Chunk 123
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 name.” Securities held by an investor in street name would be registered in the name of a bank, broker or other financial institution that the investor chooses, and the investor would hold only a beneficial interest in those securities through an account he or she maintains at that institution. For securities held in street name, we will recognize only the intermediary banks, brokers and other financial institutions in whose names the securities are registered as the holders of those securities and we will make all payments on those securities, including deliveries of any property other than cash, to them. These institutions pass along the payments they receive to their customers who are the beneficial owners, but only because they agree to do so in their customer agreements or because they are legally required to do so. Investors who hold securities in street name will be indirect owners, not holders, of those securities. Special Considerations for Indirect Owners If you hold securities through a bank, broker or other financial institution, either in book-entry form or in street name, you should check with your own institution to find out:

| • |     | how it handles securities payments and notices; |

| • |     | whether it imposes fees or charges; |

| • |     | whether and how you can instruct it to exchange or convert a security for or into other property; |

| • |     | how it would handle a request for the holders’ consent, if ever required; |

| • |     | whether and how you can instruct it to send you securities registered in your own name so you can be a holder, if 
 that is permitted in the future;                                                                                  |

| • |     | how it would exercise rights under the securities if there were a default or other event triggering the need for 
 holders to act to protect their interests; and                                                                   |

| • |     | if the securities are in book-entry form, how the depositary’s rules and procedures will affect these 
 matters.                                                                                              |

What Is a Global Security? A global security may represent one or any other number of individual securities. Generally, all securities represented by the same global security will have the same terms. We may, however, issue a global security that represents multiple securities of the same kind, such as debt securities, that have different terms and are issued at different times. We call this kind of global security a master global security. Your prospectus supplement will not indicate whether your securities are represented by a master global security. A global security may not be transferred to or registered in the name of anyone other than the depositary or its nominee