Company: SACH
Filing Date: 2025-11-14
Form Type: 424B2
Source: 0001628280-25-052333
Chunk: 15

Company: Sachem Capital Corp.
Filing Date: 2025-11-14
Form: 424B2
Chunk 15
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 The Depository Trust Company.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                            |

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### RISK FACTORS
Investing in our Series A Preferred Stock involves a high degree of risk. You should carefully consider the risks discussed below, in the accompanying Base Prospectus, in our annual report on Form 10-K for the year ended December 31, 2024 filed with the SEC on March 31, 2025, our quarterly reports on Form 10-Q for the quarters ended March 31, June 30 and September 30, 2025 filed with the SEC and any other information included in reports and other documents that we file with the SEC that are incorporated by reference into this Prospectus Supplement before making an investment decision regarding our Series A Preferred Stock. The occurrence of any of these risks could have a material adverse impact on our business, financial condition and/or results of operations, including our ability to pay dividends, which, in turn, could adversely impact the trading price of the our Series A Preferred Stock , and could result in you losing all or part of your investment. This Prospectus Supplement and the documents incorporated herein by reference also contain forward-looking statements that involve risks and uncertainties. See “Cautionary Statement Regarding Forward Looking Statements.”

Risks Related to an Investment in our Series A Preferred Stock and this Offering

The Series A Preferred Stock effectively ranks junior to all our indebtedness and other liabilities and that of our subsidiaries.

In the event of a bankruptcy, liquidation, dissolution or winding up of our affairs, our assets will be available to pay obligations on the Series A Preferred Stock only after all our indebtedness and other liabilities and that of our subsidiaries have been paid in full. At September 30, 2025 and December 31, 2024, our total outstanding indebtedness (on a consolidated basis), was $299.1 million and $301.2 million, respectively, and total liabilities were $309.0 million and $310.3 million, respectively.

The rights of holders of the Series A Preferred Stock to participate in the distribution of our assets will rank junior to the prior claims of our current and future creditors and any future series or class of preferred stock we may issue that ranks senior to the Series A Preferred Stock. Similarly, the Series A Preferred Stock effectively ranks junior to all existing and future indebtedness and other liabilities of (as well as any preferred equity interests held by others in) our existing subsidiaries and any future subsidiaries. Our existing