Company: CCNE
Filing Date: 2025-05-07
Form Type: 10-Q
Source: 0000736772-25-000087
Chunk: 19

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-05-07
Form: 10-Q
Item: Item 1
Chunk 19
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(1)Ending AllowanceFarmland$126 $— $— $9 $135 Owner-occupied, nonfarm nonresidential properties3,949 (596)9 1,111 4,473 Agricultural production and other loans to farmers7 — — 1 8 Commercial and Industrial9,433 (71)29 (418)8,973 Obligations (other than securities and leases) of states and political subdivisions2,613 — — (76)2,537 Other loans387 — — (9)378 Other construction loans and all land development and other land loans4,033 — — 222 4,255 Multifamily (5 or more) residential properties1,030 — — 37 1,067 Non-owner occupied, nonfarm nonresidential properties9,170 — — (385)8,785 1-4 Family Construction356 — — (53)303 Home equity lines of credit831 — 1 65 897 Residential Mortgages secured by first liens8,050 (64)— 382 8,368 Residential Mortgages secured by junior liens1,476 — — (45)1,431 Other revolving credit plans973 (15)3 (107)854 Automobile358 (10)3 (47)304 Other consumer2,653 (517)27 548 2,711 Credit cards95 (29)5 27 98 Overdrafts292 (144)25 82 255 Total loans$45,832 $(1,446)$102 $1,344 $45,832 (1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," to the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.The Corporation's allowance for credit losses is influenced by loan volumes, risk rating migration, delinquency status and other conditions influencing loss expectations, such as reasonable and supportable forecasts of economic conditions.

14

For the three months ended March 31, 2025, the allowance for credit losses remained unchanged, reflecting stable credit quality in the loan portfolio. Significant uncertainty persists regarding the