Company: CL
Filing Date: 2025-11-03
Form Type: 424B2
Source: 0001104659-25-105106
Chunk: 11

Company: COLGATE PALMOLIVE CO
Filing Date: 2025-11-03
Form: 424B2
Chunk 11
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 would enable the lenders and other debtholders
to accelerate the maturity of their indebtedness, or be insufficient to fund other important business uses after meeting such obligations.
We may be unable to borrow additional funds as needed or on favorable terms. We may be unable to refinance our indebtedness at maturity
or earlier acceleration, if applicable, or the refinancing terms may be less favorable than the terms of our original indebtedness or
otherwise be generally unfavorable. We may violate restrictive covenants in our debt agreements, which would entitle the lenders and other
debtholders to accelerate the maturity of their indebtedness.

If any one of these events were to occur, our business,
financial condition, liquidity, results of operations and prospects, as well as our ability to satisfy our obligations with respect to
the Notes, could be materially and adversely affected.

We may not be able to generate sufficient cash flow to meet our debt service obligations.

Our ability to meet our debt service obligations
on, and to refinance, our indebtedness, including the Notes, and to fund our operations, working capital, acquisitions, capital expenditures
and other important business uses, depends on our ability to generate sufficient cash flow in the future. To a certain extent, our cash
flow is subject to general economic, industry, financial, competitive, operating, regulatory and other factors, many of which are beyond
our control.

We cannot assure you that our business will generate
sufficient cash flow from operations or that future sources of cash will be available to us in an amount sufficient to enable us to meet
our debt service obligations on our indebtedness, including the Notes, or to fund our other important business uses. As a result, we could
be forced to take other actions to meet those obligations, such as raising equity or debt capital or delaying capital expenditures, any
of which could have a material adverse effect on us. Furthermore, we cannot assure you that we will be able to effect any of these actions
on favorable terms, or at all. Additionally, if we incur additional indebtedness in connection with future acquisitions or for any other
purpose, our debt service obligations could increase significantly and our ability to meet those obligations could depend, in large part,
on the returns from such acquisitions, as to which no assurance can be given.

We may need to refinance all or a portion of our
indebtedness, including the Notes, at or prior to maturity. Our ability to refinance our indebtedness or obtain additional financing will
depend on