Company: WLTH
Filing Date: 2025-12-12
Form Type: 424B4
Source: 0001628280-25-056780
Chunk: 175

Company: WEALTHFRONT CORP
Filing Date: 2025-12-12
Form: 424B4
Chunk 175
---
 periods in the prior year. Repayments totaled $66.0 million and $134.3 million for the three and six months ended July 31, 2025, respectively, compared to $35.3 million and $74.1 million for the same periods in the prior year. There were no loan write-offs for either period.

#### Total Costs and Operating Expenses
| (in thousands, except percentages) |     | 2024 | Three Months Ended July 31, |     | 2025 |        |     | $ Change |        |     | % Change |     |   |     | 2024 | Six Months Ended July 31, |     | 2025 |         |     | $ Change |        |     | % Change |     |   |
|:-----------------------------------|:----|:-----|----------------------------:|:----|:-----|-------:|:----|:---------|-------:|:----|:---------|----:|:--|:----|:-----|--------------------------:|:----|:-----|--------:|:----|:---------|-------:|:----|:---------|----:|:--|
| Cost of revenue                    |     | $    |                       7,703 |     | $    |  9,587 |     | $        |  1,884 |     |          |  24 | % |     | $    |                    14,433 |     | $    |  18,255 |     | $        |  3,822 |     |          |  26 | % |
| Product development                |     |      |                      15,080 |     |      | 21,227 |     |          |  6,147 |     |          |  41 | % |     |      |                    29,367 |     |      |  41,459 |     |          | 12,092 |     |          |  41 | % |
| General and administrative         |     |      |                       7,182 |     |      |  8,873 |     |          |  1,691 |     |          |  24 | % |     |      |                    13,886 |     |      |  18,740 |     |          |  4,854 |     |          |  35 | % |
| Marketing                          |