Company: HBCYF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0001089113-25-000052
Chunk: 99

Company: HSBC HOLDINGS PLC
Filing Date: 2025-07-30
Form: 6-K
Chunk 99
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998 |
| –  performance and other guarantees                               |      98,103 |      92,723 |
| –  other contingent liabilities                                   |         299 |         298 |
| At the end of the period                                          |     115,007 |     110,019 |
| Commitments:1                                                     |             |             |
| –  documentary credits and short-term trade-related transactions  |       6,489 |       7,096 |
| –  forward asset purchases and forward deposits placed            |     110,784 |      61,017 |
| –  standby facilities, credit lines and other commitments to lend |     822,726 |     793,465 |
| At the end of the period                                          |     939,999 |     861,578 |

1 Includes $ 691,705 m of commitments at 30 June 2025 (31 December 2024: $ 619,367 m), to which the impairment requirements in IFRS 9 are applied where

HSBC has become party to an irrevocable commitment.

| HSBC Holdings plc Interim Report 2025 on Form 6-K |
| 96                                                |

| Overview |     | Interim management report |     | Interim condensed consolidatedfinancial statements |     | Additional information |

The preceding table discloses the nominal principal amounts of off-balance sheet liabilities and commitments for the Group, which represent the maximum amounts at risk should the contracts be fully drawn upon and the clients default. As a significant portion of guarantees and commitments is expected to expire without being drawn upon, the total of the nominal principal amounts is not indicative of future liquidity requirements. The expected credit loss provision relating to guarantees and commitments under IFRS 9 is disclosed in Note 11. The majority of the guarantees have a term of less than one year, while guarantees with terms of more than one year are subject to HSBC’s annual credit review process. Contingent liabilities arising from legal proceedings and regulatory and other matters against Group companies are excluded from this note but are disclosed in Notes 11 and 13.

13 Legal proceedings and regulatory matters HSBC is party to legal proceedings and regulatory matters in a number of jurisdictions arising out of its normal business operations. Apart from the matters described below, HSBC considers that none of these matters are material. The recognition of provisions is determined in accordance with the accounting policies set out in Note 1 of the Annual Report and Accounts 2024. While the outcomes of