Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 25

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 25
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'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 2,710 2,655 2,614 2,797 2,756 -1.5% 2,710 2,756 +1.7% Net fee income 354 387 373 394 339 -13.8% 354 339 -4.2% Gains (losses) on financial transactions and other 119 222 146 139 138 -0.4% 119 138 +16.1% Total revenue 3,184 3,265 3,133 3,330 3,234 -2.9% 3,184 3,234 +1.6% Operating expenses (1,311) (1,307) (1,278) (1,287) (1,357) +5.4% (1,311) (1,357) +3.5% Net operating income 1,873 1,958 1,855 2,043 1,878 -8.1% 1,873 1,878 +0.2% Net loan-loss provisions (1,137) (1,056) (1,121) (1,248) (1,119) -10.3% (1,137) (1,119) -1.6% Other gains (losses) and provisions (118) (180) (112) (530) (84) -84.1% (118) (84) -28.4% Profit before tax 618 723 622 265 674 +154.6% 618 674 +9.1% Consolidated profit 536 668 507 222 558 +151.1% 536 558 +4.1% Attributable profit 463 606 436 153 492 +220.8% 463 492 +6.1%

41 Digital Consumer Bank (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 2,707 2,656 2,