Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 294

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 294
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 the basis of facts, representations and assumptions set forth or referred to in such opinion, the merger will qualify as a “reorganization” within the meaning of Section 368(a) of the Code; and |

| • | with respect only to Mechanics’ obligation to complete the merger, the authorization of the listing of the shares of HomeStreet that are issuable pursuant to the merger agreement on the Nasdaq or NYSE, subject to official notice of issuance. |

Neither HomeStreet nor Mechanics can provide assurance as to when or if all of the conditions to the merger can or will be satisfied or waived by the appropriate party.

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TABLE OF CONTENTS

Termination of the Merger Agreement The merger agreement can be terminated at any time prior to the effective time (or such earlier time as specified below) in the following circumstances:

| 1. | by mutual written consent of HomeStreet and Mechanics; |

| 2. | by either the HomeStreet Parties or Mechanics if any requisite regulatory approval has been denied by the relevant governmental entity that must grant such requisite regulatory approval and such denial has become final and nonappealable or any governmental entity of competent jurisdiction has issued a final and nonappealable order or other legal restraint or prohibition permanently enjoining or otherwise prohibiting or making illegal the consummation of the merger, unless the failure to obtain a requisite regulatory approval is due to the failure of the party seeking to terminate the merger agreement to perform or observe the obligations, covenants and agreements of such party set forth in the merger agreement; |

| 4. | by either the HomeStreet Parties or Mechanics (provided that the terminating party is not then in material breach of any representation, warranty, obligation, covenant or other agreement contained in the merger agreement) if there is a breach of any of the obligations, covenants or agreements or any of the representations or warranties (or any such representation or warranty ceases to be true or correct) set forth in the merger agreement on the part of the HomeStreet Parties, in the case of a termination by Mechanics, or on the part of Mechanics, in the case of a termination by the HomeStreet Parties, which breach or failure to be true, either individually or in the aggregate with all other breaches by such party (or failures of such representations or warranties to be true), would constitute, if occurring or continuing on the closing date, the failure of a closing condition of the terminating party and which is not cured within 45 days following written notice to the party committing such breach, or