Company: WTFCN
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0001015328-25-000093
Chunk: 301

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-02-28
Form: 10-K
Item: Item 7
Chunk 301
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459 6,387 21,746 46,107 Home equity1,117 1,341 1,487 2,574 6,529 Residential real estate23,762 15,391 10,171 16,440 26,071 Premium finance receivables – property & casualty44,828 47,725 29,311 12,643 26,056 Premium finance receivables – life insurance6,431 — 17,245 7 — Consumer and other49 76 55 614 700 Total non-performing loans$170,823 $139,030 $100,697 $74,438 $127,513 Other real estate owned23,116 13,309 8,589 1,959 9,711 Other real estate owned – from acquisitions— — 1,311 2,312 6,847 Total non-performing assets$193,939 $152,339 $110,597 $78,709 $144,071 Accruing TDRs not included within non-performing assetsN/AN/A$36,620 $37,486 $47,023 Total non-performing loans by category as a percent of its own respective category’s period-end balance:Commercial0.47 %0.30 %0.29 %0.17 %0.18 %Commercial real estate0.16 0.31 0.06 0.24 0.54 Home equity0.25 0.39 0.45 0.77 1.54 Residential real estate0.66 0.56 0.43 1.00 2.07 Premium finance receivables – property & casualty0.62 0.69 0.50 0.26 0.64 Premium finance receivables – life insurance0.08 — 0.21 0.00 — Consumer and other0.05 0.13 0.11 2.54 2.17 Total non-performing loans0.36 %0.33 %0.26 %0.21 %0.40 %Total non-performing assets as a percentage of total assets0.30 %0.27 %0.21 %0.