Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 19

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 19
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. In this case, unless full dividends for any outstanding preferred stock
senior to the Series B Preferred Stock have been declared and paid or set aside for payment, no dividends will be declared or paid and no distribution will be made on any shares of the Series B Preferred Stock, and no shares of the Series B
Preferred Stock may be repurchased, redeemed, or otherwise acquired by us, directly or indirectly, for consideration. This could result in dividends on the Series B Preferred Stock not being paid or the Series B Preferred Stock not being redeemed.

We may be able to redeem the Series B Preferred Stock prior to October 1, 2030.

By its terms, the Series B Preferred Stock may be redeemed by us prior toOctober 1, 2030 upon the occurrence of certain
events involving the capital treatment of the Series B Preferred Stock. In particular, upon our determination in good faith that an event has occurred that would constitute a “regulatory capital treatment event” (as defined herein), we
may, at our option, redeem in whole, but not in part, the shares of Series B Preferred Stock, subject to the approval of the Federal Reserve Board or other appropriate federal banking agency. See “Description of the Series B Preferred
Stock — Redemption.”

It is possible that the Series B Preferred Stock may not satisfy the criteria for additional
Tier 1 capital instruments under the applicable capital adequacy rules of the Federal Reserve Board, as a result of official administrative or judicial decisions, actions or pronouncements interpreting those rules and announced after the issuance of
the Series B Preferred Stock, or as a result of future changes in law or regulation. As a result, a “regulatory capital treatment event” (as defined herein) could occur whereby we would have the right, subject to prior approval of the
Federal Reserve Board or other appropriate federal banking agency, to redeem the Series B Preferred Stock in accordance with its terms prior to October 1, 2030 at a redemption price equal to $1,000 per share (equivalent to $25 per depositary
share), plus accrued and unpaid dividends for the then-current dividend period to but excluding the redemption date, whether or not declared.

We describe our redemption right under “Description of the Series B Preferred Stock — Redemption” below. If the
Series B Preferred Stock is redeemed, the corresponding redemption of the depositary shares would generally be a taxable event to United States holders. In addition, United States holders might not be able to reinvest the money they receive upon
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