Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 49

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 49
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 indicated below, the holders of the Series J Preferred Stock do not have any voting rights:

| • |     | If and when the dividends on the Series J Preferred Stock or on any other class or series of our preferred stock                                                                                                                                         
 ranking on a parity with the Series J Preferred Stock that has voting rights equivalent to those of the Series J Preferred Stock, have not been authorized, declared and paid in full for at least six (6) quarterly dividend periods or their           
 equivalent (whether or not consecutive), the holders of the Series J Preferred Stock, together with the holders of all other affected classes and series of preferred stock ranking on a parity with the Series J Preferred Stock upon which like voting 
 rights have been conferred and are exercisable and which are entitled to vote for the election of the two (2) directors, voting as a single class, with each series or class having a number of votes proportionate to the aggregate liquidation         
 preference of the outstanding shares of such class or series, will be entitled to elect two (2) additional members of our board of directors, but only if the election of any such directors would                                                       |

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| not cause us to violate the corporate governance requirement of the NASDAQ (or any other exchange on which our securities may be listed) that listed companies must have a majority of independent 
 directors.                                                                                                                                                                                         |

| • |     | So long as any shares of the Series J Preferred Stock are outstanding, in addition to any other vote or consent                                                                                                                                         
 of shareholders required by our charter or bylaws, the vote or consent of the holders of at least two-thirds of the outstanding shares of the Series J Preferred Stock and any class or series of preferred stock                                       
 then outstanding that ranks on a parity with the Series J Preferred Stock and has like voting rights that are exercisable and are then outstanding, voting together as a single class, with each series or class having a number of votes proportionate 
 to the aggregate liquidation preference of the outstanding shares of such class or series, given in person or by proxy, either in writing without a meeting or by vote at any meeting called for the purpose, will be necessary for effecting or        
 validating certain charter amendments and certain mergers and consolidations.                                                                                                                                                                           |

Common Stock As of the date of this prospectus supplement, we are authorized to issue up to 2,250,000,000 shares of common stock, par value $0.01 per share. As of June 30, 2025, 1,458,800