Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 201

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 201
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 |
| Less allowance for credit losses          | ​ | ​ | ​            | ​ |   -20,649,494 | ​ | ​ | ​ | ​    | ​ |   -21,064,809 | ​ | ​ |
| Loans, net                                | ​ | ​ | ​            | $ | 1,182,974,472 | ​ | ​ | ​ | ​    | $ | 1,215,451,955 | ​ | ​ |

F-20

TABLE OF CONTENTS

Bancorp Financial, Inc. and Subsidiary Notes to Consolidated Financial Statements Note 3. Loans (continued) The following table presents the contractual aging of the recorded investment by segment of loans as of December 31, 2024 and 2023:

| ​                                     
 ​                                     | ​ 
 ​ | ​ 
 ​ | 2024    
 Current |   |               |   | ​ | ​ | 30-59 DaysPast Due |   |            |   | ​ | ​ | 60-89 DaysPast Due |   |           |   | ​ | ​ | Loans pastdue 90 daysor more |   |           |   | ​ | ​ | NonaccrualLoans |   |           |   | ​ | ​ | Total |   |               |   | ​ 
 ​ |
|:--------------------------------------|:--|:--|:--------|:--|--------------:|:--|:--|:--|:-------------------|:--|-----------:|:--|:--|:--|:-------------------|:--|----------:|:--|:--|:--|:-----------------------------|:--|----------:|:--|:--|:--|:----------------|:--|----------:|:--|:--|:--|:------|:--|--------------:|:--|:--|
| Commercial and industrial             | ​ | ​ | ​       | $ |    38,742,343 | ​ | ​ | ​ | ​                  | $ |          — | ​ | ​ | ​ | ​                  | $ |         — | ​ | ​ | ​ | ​                            | $ |         — | ​ | ​ | ​ | ​               | $ |         — | ​ | ​ | ​ | ​     | $ |    38,742,343 | ​ | ​ |
| Commercial real estate                | ​ | ​ | ​       | ​ |