Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 32

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 32
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732 |
| Total           |     |                                           |     | 503,209 |                                         |     | 486,884 |

Large denomination deposits may be a less stable source of funds than demand and savings deposits because they are more sensitive to variations in interest rates and changes in perceptions of the credit or liquidity profile of the Bank. For additional information on our deposits recorded under “Financial liabilities at amortized cost”, see Note 21 to the Unaudited Condensed Interim Consolidated Financial Statements.

#### Certain Ratios
The following table sets out certain ratios as of and for the six months ended June 30, 2025 and as of and for the year ended December 31, 2024:

|                            |     | 2025            | As of and for the six months ended June 30, |   | 2024 | As of and for the year ended December 31, |   |
|:---------------------------|:----|:----------------|--------------------------------------------:|:--|:-----|------------------------------------------:|:--|
|                            |     | -In Percentages |                                             |   |      |                                           |   |
| Net interest margin (1)    |     |                 |                                        3.21 | % |      |                                      3.30 | % |
| Equity to assets ratio (2) |     |                 |                                         7.6 | % |      |                                       7.4 | % |

(1) Represents net interest income (annualized with respect to the six months ended June 30, 2025) as a percentage of average total assets.

(2) Represents average total equity (net assets) over average total assets.

### EQUITY
The majority of the balance not explained in the subsections below is related to the conversion to euros of the financial statements balances from consolidated entities whose functional currency is not the euro.

Total equity

As of June 30, 2025, total equity amounted to €60,887 million, a 1.5% increase compared to the €60,014 million recorded as of December 31, 2024.

Shareholders’ funds

As of June 30, 2025, shareholders’ funds amounted to €75,724 million, a 3.9% increase compared to the €72,875 million recorded as of December 31, 2024, mainly due to the profit attributable to owners of the parent in the period.

Accumulated other comprehensive income (loss)

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