Company: BBVXF
Filing Date: 2025-01-30
Form Type: 6-K
Source: 0001193125-25-016633
Chunk: 1

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-30
Form: 6-K
Chunk 1
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 (EPS) figures considering end of period number of shares. 3 Of this amount, €0.29 per share were paid in October as interim dividend of 2024. The additional payout of €0.41 per share is subject to the approval from the bank’s governing bodies. 4 Subject to approval from the bank’s governing bodies and the corresponding regulators.

BBVA ended 2024 with significant progress in its strategy, based in innovation, digitization and sustainability. The Group welcomed a record 11.4 million new customers, of which 66 percent joined the bank through digital channels. Seventy-five percent of active customers use the mobile phone as its main channel. Likewise, the bank channeled €99 billion in sustainable business in 2024, also a record. The bank has thus achieved its goal of mobilizing €300 billion during the 2018-2025 period —one year ahead of schedule. Banking activity stood out, backed by lending growth of 14.3 percent in constant euros vs 2023, together with improvements in market share in most countries in BBVA’s footprint. This resulted in a positive impact on society: 160,000 families were able to purchase a home; SMEs and the self-employed received 715,000 new loans to boost their businesses; and 70,000 larger companies had access to financing from BBVA. Furthermore, in 2024 BBVA allocated €22 billion to finance projects with social impact, such as the construction of hospitals and schools. Except where otherwise stated, the evolution of each of the main headings and changes in the income statement described below refer to constant exchange rates. In other words, they do not take currency fluctuations into account. At the top of the P&L account, net interest income (NII) saw a yoy increase of 13 percent, to a record €25.27 billion, on the back of dynamism

01.30.2025 BBA Creating Opportunities of lending activity in 2024. Net fees and commissions reached €7.99 billion, up 31 percent, thanks mostly to payment systems and asset management. The contribution of Türkiye to this heading was also noteworthy. Core revenues in the banking business -NII and net fees and commissions- rose 16.7 percent to €33.26 billion, with increasing growth quarter after quarter over the past two years. NTI also had a positive performance, with an increase of 91 percent, to €3.91 billion, driven by positive