Company: MCHB
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001518715-25-000110
Chunk: 35

Company: Mechanics Bancorp
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 8
Chunk 35
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Non-owner occupied CRE$— $— $— $16,230 $16,230 $554,520 $570,750 Multifamily— — — 1,915 1,915 2,990,760 2,992,675 Construction/land developmentMultifamily construction— — — — — 98,906 98,906 CRE construction— — — 3,821 3,821 7,217 11,038 Single family construction— — — — — 320,826 320,826 Single family construction to permanent— — — — — 41,970 41,970 Total — — — 21,966 21,966 4,014,199 4,036,165 Commercial and industrial loansOwner occupied CRE— — — 1,161 1,161 360,836 361,997 Commercial business— — — 25,740 25,740 286,264 312,004 Total — — — 26,901 26,901 647,100 674,001 Consumer loansSingle family4,601 1,096 4,354 (2)2,990 13,041 1,096,054 1,109,095 Home equity and other344 631 — 3,137 4,112 408,423 412,535 Total 4,945 1,727 4,354 6,127 17,153 1,504,477 1,521,630 (3)Total loans$4,945 $1,727 $4,354 $54,994 $66,020 $6,165,776 $6,231,796 %0.08 %0.03 %0.07 %0.88 %1.06 %98.94 %100.00 %(1)     Includes loans whose repayments are insured by the FHA or guaranteed by the VA or Small Business Administration ("SBA") of $11.4 million and $11.3 million at June 30, 2025 and December 31, 2024, respectively. (2)    FHA-insured and VA-guaranteed single