Company: PNBK
Filing Date: 2025-05-14
Form Type: 10-Q
Source: 0001628280-25-025485
Chunk: 165

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-05-14
Form: 10-Q
Item: Part I, Item 8
Chunk 165
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 Company and Bank’s regulatory capital amounts and ratios at March 31, 2025 and December 31, 2024 are summarized as follows:March 31, 2025December 31, 2024Patriot National Bancorp, Inc.Patriot Bank, N.A.Patriot National Bancorp, Inc.Patriot Bank, N.A.(Dollar amounts in thousands)AmountRatioAmountRatioAmountRatioAmountRatioTotal Capital (to risk weighted assets):Actual$93,939 13.41 %$98,985 14.13 %$44,534 6.07 %$56,536 7.71 %To be Well Capitalized(1)— — 70,029 10.00 %— — 73,309 10.00 %For capital adequacy56,028 8.00 %56,023 8.00 %58,667 8.00 %58,648 8.00 %Individual minimum capital ratio(2)— — %80,533 11.50 %— — %84,306 11.50 %Tier 1 Capital (to risk weighted assets):Actual82,111 11.72 %95,345 13.62 %33,545 4.57 %55,546 7.58 %To be Well Capitalized(1)— — 56,023 8.00 %— — 58,648 8.00 %For capital adequacy42,021 6.00 %42,017 6.00 %44,001 6.00 %43,986 6.00 %Individual minimum capital ratio(2)— — %70,029 10.00 %— — %73,309 10.00 %Common Equity Tier 1 Capital (to risk weighted assets):Actual74,111 10.58 %95,345 13.62 %25,545 3.48 %55,546 7.58 %To be Well Capitalized(1)— — 45,519 6.50 %— — 47,651 6.50 %For capital adequacy31,516 4.50 %31,513 4.50 %33,000 4.50 %