Company: NWFL
Filing Date: 2025-09-19
Form Type: S-4
Source: 0001193125-25-208580
Chunk: 377

Company: NORWOOD FINANCIAL CORP
Filing Date: 2025-09-19
Form: S-4
Chunk 377
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2 . Each party to this Agreement, by executing the same,
acknowledges and affirms that its Board of Directors and sole shareholder has, by the required votes, approved this Agreement and the transactions contemplated hereby, authorized the execution of this Agreement, empowered its undersigned officers to
execute this Agreement, and authorized the filing of this Agreement.

9.3 . Except where not permitted by law,
each party to this Bank Merger Agreement, by a written instrument signed by a duly authorized officer, may extend the time for the performance of any of the obligations or other acts of the other party hereto, and may waive compliance with any of
the covenants, or performance of any of the obligations, of the other party contained in this Bank Merger Agreement.

9.4 .
Any notice or other communication required or permitted under this Bank Merger Agreement shall be given to the parent company of the party to which such notice or communication is given, and shall be effective, in accordance with the provisions of
Section [11.4] of the Holding Company Merger Agreement.

A-70

9.5 . The headings of the several Articles and Sections herein are inserted
for convenience of reference only and are not intended to be part of, or to affect the meaning or interpretation of, this Bank Merger Agreement.

9.6 . This Bank Merger Agreement may be executed in one or more counterparts all of which shall be considered one and the
same agreement and each of which shall be deemed an original. A facsimile copy of a signature page or e-mail delivery of a “.pdf” format data file of a signature page shall each be deemed to be an
original signature page

9.7 . This Bank Merger Agreement shall be governed by and construed in accordance with the
laws of the Commonwealth of Pennsylvania, without giving effect to principles of conflicts of law, except to the extent that certain maters may be governed by federal law.

[Signature page immediately follows]

A-71

IN WITNESS WHEREOF, the parties have caused this Agreement and Plan of Bank Merger to be executed by their duly authorized officers and their corporate seals to be hereunto affixed as of the date first written above.

| Presence Bank |     |                                      |
| By:           |     | /s/ Janak M. Amin                    |
|               |     | Janak M. Amin, President and CEO     |
| Wayne Bank    |     |                                      |
| By:           |     | /s