Company: CPSS
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001683168-25-001548
Chunk: 5

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 1
Chunk 5
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 63.4%  
     42,022  
     64.5% 
  
    Total 
     77,009  
     100.0%  
     65,137  
     100.0% 

(1)Percentages may not total to 100.0% due to rounding.

 3 

The following table sets forth the geographic concentrations
of our outstanding managed portfolio as of December 31, 2024 and 2023.

    Outstanding Managed Portfolio as of 

    December 31, 2024  
    December 31, 2023 

    Amount  
    Percent (1)  
    Amount  
    Percent (1) 

    ($ in millions) 
  
    California 
    $275.2  
     7.5%  
    $274.7  
     8.6% 
  
    Texas 
     287.3  
     7.8%  
     237.6  
     7.4% 
  
    Ohio 
     265.5  
     7.2%  
     232.7  
     7.3% 
  
    Illinois 
     204.3  
     5.6%  
     173.3  
     5.4% 
  
    Florida 
     185.0  
     5.0%  
     160.2  
     5.0% 
  
    Pennsylvania 
     168.3  
     4.6%  
     152.8  
     4.8% 
  
    All others 
     2,280.1  
     62.2%  
     1,963.3  
     61.5% 
  
    Total 
    $3,665.7  
     100.0%  
    $3,194.6  
     100.0% 

    (1)Percentages may not total to 100.0% due to rounding.

We purchase automobile contracts
from dealers at a price generally computed as the total amount financed under the automobile contracts, adjusted for an acquisition fee,
which may be comprised of multiple components and which may either increase or decrease the automobile contract purchase price we pay.
The amount of the acquisition fee, and