Company: OXBRW
Filing Date: 2025-03-26
Form Type: 10-K
Source: 0001641172-25-000736
Chunk: 812

Company: OXBRIDGE RE HOLDINGS Ltd
Filing Date: 2025-03-26
Form: 10-K
Item: Item 4
Chunk 812
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 may not prevent or detect misstatements. Also, projections of
any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions,
or that the degree of compliance with the policies or procedures may deteriorate.

This
Annual Report does not include an attestation report of our independent registered public accounting firm regarding internal control
over financial reporting. Management’s report was not subject to attestation by our independent registered public accounting firm
pursuant to scaled disclosure requirements applicable to non-accelerated filers that permit us to provide only management’s report
in this Annual Report.

Changes
in Internal Control Over Financial Reporting

There
have been no changes in our internal control over financial reporting that occurred during the three months and the year ended December
31, 2024 that have materially affected, or are reasonably likely to materially affect, our internal control over financial reporting.

ITEM
9B OTHER INFORMATION

None
of our directors or executive officers adopted, modified or terminated a “Rule 10b5-1 trading arrangement” or “non-Rule-10b5-1
trading arrangement,” as each term is defined in Item 408(a) of Regulation S-K, during the fiscal quarter ended December 31, 2024.

ITEM
9C DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

Not
applicable.

PART
III

ITEM
10 DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

Other
than the information regarding our code of ethics and information about our executive officers and directors set forth below, the information
required by this Item is incorporated herein by reference to the definitive proxy statement for our 2025 Annual Meeting of Shareholders
to be filed with the SEC not later than 120 days after December 31, 2024.

Code
of Ethics

We
have adopted a code of ethics applicable to all employees and directors, including our principal executive officer, principal financial
officer and principal accounting officer. We have posted the text of our code of ethics to our internet website: www.oxbridgere.com.
To access our code of ethics, select “Investor Information” on our website and then select “Corporate Information,”
then “Code of Conduct.” We intend to disclose any change to or waiver from our code of ethics by posting such change or waiver
to our internet website within the same section as described above.

Insider
Trading Policy

We