Company: BCS
Filing Date: 2025-07-29
Form Type: 6-K
Source: 0001654954-25-008608
Chunk: 21

Company: BARCLAYS PLC
Filing Date: 2025-07-29
Form: 6-K
Chunk 21
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          |          |
| US cards 90 days arrears rate                     |            1.6% |           1.6% |                |     |                    |          |          |
| US cards customer FICO score distribution         |                 |                |                |     |                    |          |          |
| <660                                              |             12% |            12% |                |     |                    |          |          |
| >660                                              |             88% |            88% |                |     |                    |          |          |
| End net receivables (reported) ($bn)              |            32.9 |           31.2 |                |     |                    |          |          |
|                                                   |  As at 30.06.25 | As at 31.12.24 | As at 30.06.24 |     |                    |          |          |
| Balance sheet information                         |             £bn |            £bn |            £bn |     |                    |          |          |
| Loans and advances to customers at amortised cost |            18.2 |           20.0 |           24.3 |     |                    |          |          |
| Deposits at amortised cost                        |            22.5 |           23.3 |           20.0 |     |                    |          |          |
| Risk weighted assets                              |            24.7 |           26.8 |           24.4 |     |                    |          |          |
| Period end allocated tangible equity              |             3.4 |            3.7 |            3.3 |     |                    |          |          |

USCB delivered a RoTE of 7.3% (H124: 7.2%) , as increased income from business growth and broadly stable delinquencies was partially offset by higher costs, including partner related expenses.

#### Income statement - H125 compared to H124
#### ●

#### Profit before tax was £170m (H124: £159m)
●

The 3% appreciation of average GBP against USD adversely impacted income and profits, and positively impacted credit impairment charges and total operating expenses

●

Total income increased 1% to £1,687m, driven by business growth and increased purchase activity, partially offset by FX. NII is broadly stable at £1,318m including business growth. Net fee, commission and other income increased 7