Company: NTWK
Filing Date: 2025-11-12
Form Type: 10-Q
Source: 0001493152-25-021835
Chunk: 43

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-11-12
Form: 10-Q
Item: Part I, Item 1
Chunk 43
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 underpin our proven and effective business model, which is a combination
of careful cost arbitrage, subject matter expertise, domain experience, scalability and proximity with our global and regional customers.

Expertise

Our
expertise in enterprise technology and financial application development has helped us emerge as a global player in the finance and leasing
industry and enabled us to secure a broad footprint across the major markets of North America, Asia Pacific and Europe. The Asia Pacific
region has particularly benefitted from the organic growth in the fast-developing leasing automation industry, which is still nascent
as per Western standards.

Page 29

Domain
Experience

NetSol
is a dynamic leader and has been able to accumulate a wealth of experience in the global asset finance and leasing industry. We have
built a large knowledge base which is regularly refined and updated to ensure the most up-to-date best practices and business solutions
for the benefit of our clients and partners. We have a strong presence in the captive asset-finance domain. We have had continual operations
for nearly three decades in Asia Pacific and Europe and over four decades in North America.

Proximity
with Global and Regional Customers

We
have offices across the world, located strategically to maintain close contact and proximity with our customers in various key markets.
This has not only helped us strengthen our customer relationships, but also build a deeper understanding of local market dynamics. Simultaneously,
we can extend services and support development through a combination of onsite and offsite resources. This approach has allowed us to
offer blended rates to our customers by employing a unique and cost-effective global development model.

While
our business model is built around the development, implementation and maintenance of our suite of financial applications, we employ
the same facilities and competencies to extend our services to related segments, including but not limited to:

●Information
                                            security

●Digital
                                            solutions

●AI,
                                            ML and data analytics

●Generative
                                            AI

●Policy
                                            and strategy

●Emerging
                                            technologies|

●Cloud
                                            services

●Data
                                            engineering

Our
global operations are broken down into three primary regions: North America, Europe and Asia Pacific. All of the subsidiaries are seamlessly
integrated to function effectively with global delivery capabilities, cross selling to multinational asset finance companies, leveraging
the centralized marketing and pre-sales organization, and a network of employees connected across the globe to support local and global
customers and partners.

OUR
PRODUCTS AND SERVICES

Covering
the complete finance and