Company: BOKF
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0000875357-25-000013
Chunk: 90

Company: BOK FINANCIAL CORP
Filing Date: 2025-02-19
Form: 10-K
Item: Item 8
Chunk 90
---
)— Net interest income815,096 260,047 129,228 1,204,371 6,387 1,210,758 Net loans charged off and provision for credit losses8,850 5,827 (184)14,493 3,507 18,000 Net interest income after provision for credit losses806,246 254,220 129,412 1,189,878 2,880 1,192,758 Other operating revenue222,584 140,005 462,679 825,268 14,373 839,641 Personnel expense189,027 98,667 263,686 551,380 259,859 811,239 Non-personnel expense1116,403 127,597 114,551 358,551 195,965 554,516 Total other operating expense305,430 226,264 378,237 909,931 455,824 1,365,755 Corporate allocations269,997 55,737 57,073 182,807 (182,807)— Net income before taxes$653,403 $112,224 $156,781 $922,408 $(255,764)$666,644 Average assets$21,751,103 $8,112,293 $10,772,189 40,635,585 $10,113,913 $50,749,498 1     Non-personnel expense includes other segment items comprised of Business promotion, Charitable contributions to BOKF Foundation, Professional fees and services, Net occupancy and equipment, FDIC and other insurance, Data processing and communications, Printing, postage, and supplies, Amortization of intangible assets, Mortgage banking costs, and other miscellaneous expenses.2    Corporate allocations include centrally managed operational and administrative expenses that are allocated to segments.

135

Reportable segments reconciliation to the Consolidated Financial Statements for the year ended December 31, 2023 is as follows (in thousands): CommercialConsumerWealthManagementSegment TotalFunds Management and OtherBOKFinancialCorporationNet interest income from external sources$1,178,506 $59,962 $30,020 $1,268,488 $3,692 $1,272,180 Net interest income (expense) from internal sources(305,107)207,058