Company: NWFL
Filing Date: 2025-09-19
Form Type: S-4
Source: 0001193125-25-208580
Chunk: 61

Company: NORWOOD FINANCIAL CORP
Filing Date: 2025-09-19
Form: S-4
Chunk 61
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. If you return a proxy without giving voting instructions, your shares will be voted as recommended by PB Bankshares’s board of directors. The PB Bankshares board of directors recommends a vote “FOR” each of the proposals. If any matters not described in this proxy statement/prospectus are properly presented at the PB Bankshares special meeting, the persons named in the proxy card will use their own best judgment to determine how to vote your shares. If the PB Bankshares special meeting is postponed or adjourned, your PB Bankshares common stock may be voted by the persons named in the proxy card on the new special meeting date as well, unless you have revoked your proxy. We do not know of any other matters to be presented at the PB Bankshares special meeting. How to Revoke Your Proxy You may revoke your proxy at any time before the vote is taken at the meeting. To revoke your proxy, you must either advise the Corporate Secretary of PB Bankshares in writing before the vote is taken at the special meeting, deliver a later dated proxy card, or attend the special meeting and vote your shares in person. Attendance at the special meeting will not in itself constitute revocation of your proxy. 36

PB Bankshares Corporate Secretary can be reached at the following address:

Mackenzie Jackson

Corporate
Secretary

PB Bankshares, Inc.

185 East Lincoln Highway

Coatesville, Pennsylvania 19320

(610) 384-8282

Solicitation of Proxies

The costs and
expenses of printing this proxy statement/prospectus will be borne by Norwood, and PB Bankshares will bear all other costs incurred by it in the solicitation of proxies from its shareholders on behalf of its board of directors. In addition to
solicitation of proxies by mail, PB Bankshares will request that banks, brokers and other record holders send proxies and proxy materials to the beneficial owners of PB Bankshares common stock and secure their voting instructions. PB Bankshares will
reimburse the record holders for their reasonable expenses in taking those actions. PB Bankshares directors, officers and employees, who will not be specially compensated, may solicit proxies from PB Bankshares shareholders, either personally or by
telephone, facsimile, letter or other electronic means. In addition, PB Bankshares has retained to assist in the solicitation of proxies. will receive a base fee of
$, plus certain incremental costs for its solicitation services.

INFORMATION REGARDING PB BANKSHARES

Business

PB Bankshares, a Maryland