Company: FOACW
Filing Date: 2025-05-20
Form Type: 10-K/A
Source: 0001828937-25-000032
Chunk: 244

Company: Finance of America Companies Inc.
Filing Date: 2025-05-20
Form: 10-K/A
Chunk 244
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 remaining UPB.

|            |     |     | December 31, 2024 |   |     |     | December 31, 2023 |   |
|:-----------|:----|:----|------------------:|:--|:----|:----|------------------:|:--|
| California |     |     |                74 | % |     |     |                75 | % |
| Other      |     |     |                26 | % |     |     |                25 | % |
| Total      |     |     |               100 | % |     |     |               100 | % |

The following table provides the percentage of reverse mortgage loans in the Consolidated Statements of Financial Condition that are insured by the FHA compared to non-agency reverse mortgages.

|            |     |     | December 31, 2024 |   |     |     | December 31, 2023 |   |
|:-----------|:----|:----|------------------:|:--|:----|:----|------------------:|:--|
| Agency     |     |     |                68 | % |     |     |                70 | % |
| Non-agency |     |     |                32 | % |     |     |                30 | % |
| Total      |     |     |               100 | % |     |     |               100 | % |

Loans previously repurchased out of a HMBS that were subsequently securitized contain limited concentrations of credit risk due to the dispersion across many geographic areas. The table below provides the percentage of securitized HECM buyouts in the Company’s Consolidated Statements of Financial Condition by the location in which the home securing the loan is located, and is based on remaining UPB. “Other” consists of loans in states in which concentration individually represents less than 5% of total remaining UPB.

#### 167
| Finance of America Companies Inc.          
 Notes to Consolidated Financial Statements |

|              |     |     | December 31, 2024 |   |     |     | December 31, 2023 |   |
|:-------------|:----|:----|------------------:|:--|:----|:----|------------------:|:--|
| New York     |     |     |                23 | % |     |     |                22 | % |
| Texas        |