Company: HUM
Filing Date: 2025-03-03
Form Type: 424B5
Source: 0001628280-25-009237
Chunk: 48

Company: HUMANA INC
Filing Date: 2025-03-03
Form: 424B5
Chunk 48
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 this prospectus supplement by reference to the Annual Report on Form 10-K for the year ended December 31, 2024 have been so incorporated in reliance on the report of PricewaterhouseCoopers LLP, an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting.

<div align='center'>S-32</div>

#### Prospectus

#### Debt Securities

#### Preferred Stock

#### Common Stock

#### Depositary Shares

#### Securities Warrants
We may offer and sell, from time to time, in one or more offerings, any combination of the securities we describe in this prospectus.

We will provide the specific terms of these securities in supplements to this prospectus. This prospectus may not be used to sell securities unless accompanied by a prospectus supplement. We urge you to read carefully this prospectus, any accompanying prospectus supplement, and any documents we incorporate by reference before you make your investment decision.

Our common stock is quoted on the New York Stock Exchange under the symbol “HUM.” If we decide to list or seek a quotation for any other securities, the prospectus supplement relating to those securities will disclose the exchange or market on which those securities will be listed or quoted.

#### Investing in our securities involves risks. See “

#### Risk Factors

#### ” on page

#### 2
of this prospectus. You should also consider the risk factors described in any accompanying prospectus supplement or any documents we incorporate by reference.

Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or passed upon the adequacy or accuracy of this prospectus. Any representation to the contrary is a criminal offense.

#### The date of this prospectus is March 7, 2024.

### TABLE OF CONTENTS
| ABOUT THIS PROSPECTUS                                                                                                      |     |  1 |
| RISK FACTORS                                                                                                               |     |  2 |
| FORWARD-LOOKING STATEMENTS                                                                                                 |     |  3 |
| WHERE YOU CAN FIND ADDITIONAL INFORMATION                                                                                  |     |  5 |
| INCORPORATION OF CERTAIN DOCUMENTS BY REFERENCE                                                                            |     |  6 |
| OUR COMPANY                                                                                                                |     |  7 |
| USE OF PROCEEDS                                                                                                            |     |  8 |
| DESCRIPTION OF THE SECURITIES WE MAY ISSUE                                                                                 |     |  9 |
| DESCRIPTION OF THE DEBT SECURITIES                                                                                         |     | 13 |
|