Company: FGBI
Filing Date: 2025-11-17
Form Type: 10-Q
Source: 0001408534-25-000092
Chunk: 130

Company: First Guaranty Bancshares, Inc.
Filing Date: 2025-11-17
Form: 10-Q
Item: Part I, Item 8
Chunk 130
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  Agricultural677 1,992 2,669 38,053 40,722 — Commercial and industrial1,293 6,762 8,055 249,463 257,518 — Commercial leases— 1,533 1,533 218,667 220,200 — Consumer and other860 233 1,093 41,174 42,267 — Total Non-Real Estate2,830 10,520 13,350 547,357 560,707 — Total Loans Before Unearned Income$56,115 $120,031 $176,146 $2,525,934 $2,702,080 $11,502 Unearned income    (8,300) Total Loans Net of Unearned Income    $2,693,780   The tables above include $114.3 million and $108.5 million of nonaccrual loans at September 30, 2025 and December 31, 2024, respectively. See the tables below for more detail on nonaccrual loans.

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The following is a summary of nonaccrual loans by class at the dates indicated: As of September 30, 2025(in thousands)With Related AllowanceWithout Related AllowanceTotalReal Estate:  Construction & land development$455 $8,252 $8,707 Farmland2,777 — 2,777 1- 4 family9,859 677 10,536 Multifamily6,527 17,471 23,998 Non-farm non-residential20,579 21,953 42,532 Total Real Estate40,197 48,353 88,550 Non-Real Estate:  Agricultural970 916 1,886 Commercial and industrial1,654 3,685 5,339 Commercial leases17,391 967 18,358 Consumer and other132 — 132 Total Non-Real Estate20,147 5,568 25,715 Total Nonaccrual Loans$60,344 $53,921 $114,265 As of December 31, 2024(in thousands)With Related AllowanceWithout Related AllowanceTotalReal Estate:  Construction & land development$697 $2,927