Company: BANFP
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-030159
Chunk: 56

Company: BANCFIRST CORP /OK/
Filing Date: 2025-02-28
Form: 10-K
Item: Item 7
Chunk 56
---
    19.42

    Construction and development < 60 months

    756,662

    9.43

    642,643

    8.39

    Construction residential real estate < 60 months

    250,373

    3.12

    283,486

    3.70

    Residential real estate first lien

    1,431,265

    17.84

    1,258,744

    16.44

    Residential real estate all other

    275,461

    3.43

    244,696

    3.20

    Agriculture

    449,190

    5.60

    427,139

    5.58

    Commercial non-real estate

    1,363,462

    16.99

    1,289,452

    16.84

    Consumer non-real estate

    478,647

    5.96

    476,467

    6.22

    Oil and gas

    509,858

    6.35

    586,654

    7.66

    Total loans
     
    $
    8,025,110

    100.00
    %
     
    $
    7,656,645

    100.00
    %

See Note (1) and Note (5) of the Notes to Consolidated Financial Statements for additional disclosures regarding the Company’s loans. 

 40 

LOANS BY MATURITY AND INTEREST RATE SENSITIVITY 

The information relating to the maturity and interest rate sensitivity of loans is based upon contractual maturities and original loan terms. In the ordinary course of business, loans maturing within one year may be renewed, in whole or in part, at interest rates prevailing at the date of renewal.

The following table presents the maturity distribution of loans held for investment at December 31, 2024. Many of the loans with maturities of one year or less are renewed at existing or similar terms after scheduled principal reductions. Also, approximately 61% of loans had adjustable interest rates at December 31, 2024. 

    Loans Maturing

    Within OneYear

    After OneBut WithinFive Years

    After FiveYears But Within Fifteen Years

    After FifteenYears

    Total