Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 184

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 184
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 to modifications where the interest rate was reduced and the term was extended.(c)Primarily loans secured by owner-occupied real estate.(d)Primarily loans to real estate developers.There were no commitments to lend additional funds to borrowers experiencing financial difficulty whose terms had been restructured at September 30, 2025 and December 31, 2024.18

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesThe following table summarizes the financial impacts of loan modifications made during the three- and nine-month periods ended September 30, 2025 and 2024.Weighted-Average Term Extension (in months)Weighted-Average Interest Rate ReductionThree Months Ended September 30, 2025Business loans:Commercial16— %Commercial mortgage:Other business lines (a)16(0.49)Total commercial mortgage16(0.49)Total business loans16(0.49)Retail loans:Consumer:Home equity21(3.10)Total consumer21(3.10)Total retail loans21(3.10)Total loans16(1.62)%Three Months Ended September 30, 2024Business loans:Commercial13(1.00)%Commercial mortgage:Other business lines (a)17— Total commercial mortgage17— International11— Total business loans13(1.00)Retail loans:Residential mortgage95— Consumer:Home equity120(4.34)Total consumer120(4.34)Total retail loans100(4.34)Total loans18(2.51)%Table continues on the following page.19

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesWeighted-Average Term Extension (in months)Weighted-Average Interest Rate ReductionNine Months Ended September 30, 2025Business loans:Commercial17— %Real estate construction:Commercial Real Estate business line (b)18(2.97)Total real estate construction18(2.97)Commercial mortgage:Commercial Real Estate business line (b)20— Other business lines (a)18(0.49)Total commercial mortgage19(0.49)Total business loans18(2.65)Retail loans:Residential mortgage120(0.38)Consumer:Home equity34(3.16)Total consumer34(3.16)Total retail loans95(1.16)Total loans21(2