Company: NWFL
Filing Date: 2025-10-28
Form Type: 424B3
Source: 0001193125-25-252482
Chunk: 246

Company: NORWOOD FINANCIAL CORP
Filing Date: 2025-10-28
Form: 424B3
Chunk 246
---
 |     | $           | — |     | $            | 396 |

The following tables present additional quantitative information about assets measured at fair value on a nonrecurring basis and for which the Company has utilized Level 3 inputs to measure fair value at June 30, 2025 and December 31, 2024 (dollars in thousands):

| June 30, 2025                                     |     |            |     |     |                         |     |                      |     |                          |                   |
|:--------------------------------------------------|:----|:-----------|----:|:----|:------------------------|:----|:---------------------|:----|:-------------------------|:------------------|
| Asset Description                                 |     | Fair Value |     |     | Valuation Technique     |     | Unobservable Input   |     | Range (Weighted Average) |                   |
| Individually evaluated collateral dependent loans |     | $          | 396 |     | Appraisal of collateral |     | Selling expenses and 
 discounts (1)        |     |                          | 15.1% (15.1%) (1) |
| December 31, 2024                                 |     |            |     |     |                         |     |                      |     |                          |                   |
| Asset Description                                 |     | Fair Value |     |     | Valuation Technique     |     | Unobservable Input   |     | Range (Weighted Average) |                   |
| Individually evaluated collateral dependent loans |     | $          | 396 |     | Appraisal of collateral |     | Selling expenses and 
 discounts (1)        |     |                          | 18.9% (18.9%) (1) |

| (1) | Appraisals may be adjusted by management for qualitative factors such as economic conditions and estimated 
 liquidation expenses.                                                                                      |

F-66

The carrying amounts and fair values of the Company’s financial instruments as of the indicated dates are presented in the following table:

|                                            |     | Fair Value 
 Hierarchy  |       |     | June 30, 2025 |         |     |             |         |     | December 31, 2024 |         |     |             |         |
|:-------------------------------------------|:----|:-----------|------:|:----|:--------------|--------:|:----|:------------|--------:|:----|:------------------|--------:|:----|:------------|--------:|