Company: HBCP
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001436425-25-000036
Chunk: 74

Company: HOME BANCORP, INC.
Filing Date: 2025-08-01
Form: 10-Q
Item: Item 8
Chunk 74
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 to the adoption date. For all reporting periods, actual losses are uncertain and dependent upon future events and, as such, further additions to the level of ACL may become necessary.

The following table sets forth the composition of the Company’s nonperforming assets as of the dates indicated.

 June 30, 2025December 31, 2024(dollars in thousands)OriginatedAcquired(1) TotalOriginatedAcquired(1) Total Nonaccrual loans:Real estate loans:One- to four-family first mortgage$5,079 $1,193 $6,272 $5,348 $1,691 $7,039 Home equity loans and lines1,001 32 1,033 245 34 279 Commercial real estate524 7,145 7,669 1,058 2,246 3,304 Construction and land6,103 — 6,103 1,619 3 1,622 Multi-family residential916 — 916 — — — Other loans:Commercial and industrial607 705 1,312 705 606 1,311 Consumer15 20 35 16 11 27 Total nonaccrual loans14,245 9,095 23,340 8,991 4,591 13,582 Accruing loans 90 days or more past due12 — 12 16 — 16 Total nonperforming loans 14,257 9,095 23,352 9,007 4,591 13,598 Foreclosed assets and ORE2,066 11 2,077 1,963 47 2,010 Total nonperforming assets16,323 9,106 25,429 10,970 4,638 15,608 

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 June 30, 2025December 31, 2024(dollars in thousands)OriginatedAcquired(1) TotalOriginatedAcquired(1) Total Nonperforming loans to total loans0.84 %0.50 %Nonperforming loans to total assets0.67 %0.39 %Nonperforming assets to total assets0.73 %0.45 %

(1)Nonaccrual acquired loans include PCD loans of $1