Company: PDCC
Filing Date: 2025-09-19
Form Type: 424B2
Source: 0001214659-25-013974
Chunk: 3

Company: Pearl Diver Credit Co Inc.
Filing Date: 2025-09-19
Form: 424B2
Chunk 3
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be subject to a number of factors, including our results of operations. See “Distribution Policy” in the accompanying
prospectus.

We may borrow funds to make
investments. As a result, we would be exposed to the risk of borrowing (also known as leverage) which may be considered a speculative
investment technique. Leverage increases the volatility of investments and magnifies the potential for loss on amounts invested thereby
increasing the risk associated with investing in our common stock. See “Financing and Hedging Strategy” in this
prospectus supplement and the accompanying prospectus.

Shares of common stock of closed-end management investment companies that are listed on an exchange frequently trade at a discount to their NAV. If our shares of common stock trade at a discount to our NAV, it will likely increase the risk of loss for purchasers of our securities.

Investors should consider their investment goals, time horizon and risk tolerance before investing in our common stock. An investment in our common stock is not appropriate for all investors and is not intended to be a complete investment program. In addition, investing in our common stock may be considered speculative and involves a high degree of risk, including the risk of a substantial loss of investment. Before purchasing any shares of common stock, you should read the discussion of the principal risks associated with this offering, as set forth in the “ Risk Factors” section of this prospectus supplement, the principal risks of investing in our common stock, which are summarized in the “ Risk Factors” section of the accompanying prospectus, as well as other risks related to investing in this Fund, as described in the documents incorporated by reference in this prospectus supplement and the accompanying prospectus.

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This prospectus supplement,
the accompanying prospectus, any free writing prospectus, and the documents incorporated by reference in this prospectus supplement and
the accompanying prospectus contain important information you should know before investing in our common stock. Please read these documents
before you invest and retain them for future reference. We file annual and semi-annual stockholder reports, proxy statements and other
information with the U.S. Securities and Exchange Commission, or the “SEC.”

To obtain this information
free of charge or make other inquiries pertaining to us, please visit our website at www.pearldivercreditcompany.com,
call (833) 736-6777 (toll-free), or write to the Company at 430 W 7 Street, Suite 219047, Kansas City, MO 64105. Information
on