Company: BCS
Filing Date: 2025-02-13
Form Type: 20-F
Source: 0000312069-25-000114
Chunk: 24

Company: BARCLAYS PLC
Filing Date: 2025-02-13
Form: 20-F
Chunk 24
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 can come with complex perceptions on varying topics and voices of opposition on actions we take. Our priority has been to support our colleagues and continue to deliver for our customers and clients. We actively navigate risk and uncertainty, and are vigilant to deliver for our stakeholders as the environment evolves. Broader considerations in our operating environment Geopolitical &#8226; Conflicts in the Middle East and Ukraine &#8226; Relations between the US and China &#8226; New US administration Macroeconomic &#8226; Economic uncertainty: Higher interests rates for longer &#8226; Disintermediation of existing markets &#8226; Higher systematic risk and volatility &#8226; Global population trends Climate &#8226; Energy transition and security &#8226; More extreme climate cycles Technology &#8226; Generative AI and related impact from regulators and cybersecurity &#8226; Customer expectations regarding digital experience &#8226; Pressure on cybersecurity and identity authentication Regulatory &#8226; Basel 3 endgame and AIRB regulations in the US &#8226; Customer protections including Consumer Duty Strategy Shareholder information Climate and sustainability report Governance Risk review Financial review Financial statements Barclays PLC 2024 Annual Report on Form 20-F 01 Our business environment

Working together for a better financial future Our universal banking model enables us to create synergies across the organisation and deliver long-term value for our stakeholders. We deploy our resources... We draw on tangible and intangible assets to drive long-term, sustainable value creation. We invest and maintain our resources to ensure we can continue to provide maximum value to our customers and clients. Our people, Purpose, Values and Mindset Our people are our organisation. We deliver success through a Purpose- driven and inclusive culture. Our brand Our brand equity instils trust, lowers the cost of acquiring customers and clients, and helps retain them for longer. Technology and infrastructure Our deep technology and infrastructure capabilities drive customer experiences and support strong resilience. Operations and governance Our risk management, governance and controls help ensure customer and client outcomes are delivered in the right way. ...to serve a broad range of customer and client needs... We provide a comprehensive offering through UK consumer, corporate and wealth and private banking franchises, a leading investment bank and a strong, specialist US consumer bank. Lending We lend to customers and clients to support their needs. Protecting We ensure the assets of our clients and customers are safe. Investing and advising We help our customers and clients invest. Moving We facilitate transactions and move money around the world. Connecting We connect companies seeking funding. ...generate a well