Company: HUM
Filing Date: 2025-03-03
Form Type: 424B5
Source: 0001628280-25-009237
Chunk: 25

Company: HUMANA INC
Filing Date: 2025-03-03
Form: 424B5
Chunk 25
---
;

• add further covenants for the benefit of the noteholders;

• add any additional event of default;

• pledge property to the trustee as security for the notes;

• add guarantees with respect to the notes;

• change the trustee or provide for an additional trustee;

• modify the indenture in order to continue its qualification under the TIA or as may be necessary or desirable in accordance with amendments of that act;

• issue and establish the form and terms and conditions of other series of debt securities as provided in the base indenture; or

• cure any ambiguity, mistake or inconsistency in the indenture or in the notes or make any other provisions with respect to matters or questions arising under the indenture as long as the interests of the noteholders are not adversely affected in any material respect.

#### Satisfaction and Discharge
The indenture will cease to be of further effect, and we will be deemed to have satisfied and discharged the indenture with respect to any series of notes, when certain specified conditions have been satisfied, including the following:

• all such notes not previously delivered to the trustee for cancellation have become due and payable or will become due and payable at their stated maturity or on a redemption date within one year;

• we deposit with the trustee, in trust, funds sufficient to pay the entire indebtedness on such notes that had not been previously delivered for cancellation, for the principal and interest to the date of the deposit, in the case of notes of such series that have become due and payable, or to the stated maturity or the redemption date, if earlier, in the case of notes that have become due and payable;

<div align='center'>S-16</div>

• we have paid or caused to be paid all other sums payable under the indenture in respect of such notes; and

• we have delivered to the trustee an officer’s certificate and opinion of counsel, each stating that all these conditions have been complied with.

We will remain obligated to provide for registration of transfer and exchange and to provide notices of redemption.

#### Defeasance
At our option, we can terminate all of our obligations with respect to certain covenants under the indenture with respect to any series of the notes, other than the obligation to pay principal, any premium and interest on the notes of such series and other specified obligations, at any time by:

• depositing money or United States government obligations, or a combination thereof, with the trustee in an amount sufficient, in the opinion of an internationally recognized firm of independent public