Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 183

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 183
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 estate mortgage special mention loans, and $21.6 million in venture capital special mention loans.

105

Deposits

The following table presents the composition of our deposit portfolio by account type as of the dates indicated:

September 30, 2025December 31, 2024% of% ofIncreaseDeposit TypeBalanceTotalBalanceTotal(Decrease)(Dollars in thousands)Noninterest-bearing checking$7,603,748 28 %$7,719,913 28 %$(116,165)Interest-bearing:Checking7,930,951 29 %7,610,705 28 %320,246 Money market4,974,177 19 %5,361,635 20 %(387,458)Savings1,949,369 7 %1,933,232 7 %16,137 Time:Non-brokered2,468,017 9 %2,488,217 9 %(20,200)Brokered2,258,503 8 %2,078,207 8 %180,296 Total time deposits4,726,520 17 %4,566,424 17 %160,096 Total interest-bearing19,581,017 72 %19,471,996 72 %109,021 Total deposits$27,184,765 100 %$27,191,909 100 %$(7,144)

The following table presents time deposits based on the $250,000 FDIC insured limit as of the dates indicated:

September 30, 2025December 31, 2024% of% ofTotalTotalTime DepositsBalanceDepositsBalanceDeposits(Dollars in thousands)Time deposits $250,000 and under$3,570,672 13 %$3,468,376 13 %Time deposits over $250,0001,155,848 4 %1,098,048 4 %Total time deposits$4,726,520 17 %$4,566,424 17 %

Total deposits remained relatively flat and decreased by $7.1 million to $27.18 billion at September 30, 2025 compared to $27.19 billion at December 31, 2024. At September 30, 2025, noninterest-bearing deposits totaled $7.6 billion, or