Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 318

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 11
Chunk 318
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 INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED

(4 - continued)

There have been no significant changes to the types of collateral securing the Company’s collateral dependent loans. The following table presents the amortized cost basis of, and ACL allocation to, individually evaluated collateral-dependent loans by class of loans as of December 31, 2024:

			Real

			ACL

			Estate

			Equipment

			Other

			Total

			Allocation

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			1,613

			$
			-

			$
			-

			$
			1,613

			$
			-

			Home Equity and Second Mortgage

			714

			-

			-

			714

			-

			Multifamily Residential

			-

			-

			-

			-

			-

			1-4 Family Residential Construction

			90

			-

			-

			90

			54

			Other Construction, Development and Land

			106

			-

			-

			106

			-

			Commercial Real Estate

			3,912

			-

			-

			3,912

			-

			Commercial Business

			-

			1,926

			155

			2,081

			1,233

			Consumer and Other

			-

			-

			-

			-

			-

			$
			6,435

			$
			1,926

			$
			155

			$
			8,516

			$
			1,287

The following table presents the amortized cost basis of, and ACL allocation to, individually evaluated collateral-dependent loans by class of loans as of December 31, 2023:

			Real

			ACL

			Estate

			Equipment

			Other

			Total

			Allocation

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			1,651

			$
			-

			$
			-

			$
			1,651

			$
			9

			Home Equity and Second Mortgage

			548

			-

			-