Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 6

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 6
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 other person to provide you with different information. If anyone provides you with different or inconsistent information, you should not rely on it. You should not assume that the information provided by this short form prospectus is accurate as of any date other than the date on the front of this short form prospectus. Our business, financial condition, results of operations and prospects may have changed since the date on the front of this short form prospectus. The Exchange Notes are being offered only in jurisdictions in which offers and sales are permitted.

### PRESENTATION OF FINANCIAL INFORMATION
As the majority of our operations are in the United States or conducted in U.S. dollars, we report our consolidated financial statements in U.S. dollars in order to provide more meaningful information to users of our financial statements. Except where otherwise indicated, all dollar amounts in this short form prospectus are expressed in U.S. dollars, references to “$,” “US$” and “dollars” are to U.S. dollars and references to “Cdn$” are to Canadian dollars. Our unaudited interim consolidated financial statements as at June 30, 2025 and for the three and six months ended June 30, 2025 and 2024 have been prepared in accordance with IFRS Accounting Standards applicable to the preparation of interim financial statements, including IAS 34 — Interim Financial Reporting .

We have prepared our audited consolidated financial statements as at and for the years ended December 31, 2024 and 2023 in accordance with IFRS Accounting Standards.

### DOCUMENTS INCORPORATED BY REFERENCE AND WHERE YOU CAN FIND MORE INFORMATION
The following documents filed by us with the securities commission or similar authority in each of the provinces and territories of Canada are specifically incorporated by reference in this short form prospectus:

(a)

our annual information form for the year ended December 31, 2024, dated March 7, 2025;

(b)

our audited consolidated financial statements and the notes thereto as of and for the years ended December 31, 2024 and 2023, and management’s report on internal control over financial reporting set out on page 38 of our 2024 Annual Report dated March 7, 2025, together with the report of the independent registered public accounting firm dated March 7, 2025 on these consolidated financial statements and the effectiveness of internal control over financial reporting as of December 31, 2024 ;

(c)

management’s discussion and analysis of financial condition