Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 59

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 59
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 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 1,133 1,130 1,156 1,061 1,015 1,020 1,061 1,093 +3.0% 4,480 4,189 -6.5% Net fee income 73 73 83 64 67 54 68 51 -25.1% 294 240 -18.4% Gains (losses) on financial transactions and other 2 5 39 (17) (6) 0 7 (15) — 30 (14) — Total revenue 1,208 1,209 1,278 1,109 1,076 1,075 1,135 1,129 -0.5% 4,804 4,415 -8.1% Operating expenses (595) (599) (587) (605) (629) (612) (599) (630) +5.0% (2,387) (2,469) +3.4% Net operating income 613 610 691 504 447 463 536 500 -6.7% 2,417 1,946 -19.5% Net loan-loss provisions (52) (38) (109) (16) (15) (38) (31) 29 — (215) (54) -74.9% Other gains (losses) and provisions (82) (63) (79) (145) (78) (54) (91) (150) +63.9% (369) (373) +1.1% Profit before tax 479 509 503 343 355 371 414 379 -8.3% 1,833 1,518 -17.1% Consolidated profit 349 368 365 261 261 277 292 275 -5.8% 1,343 1,105 -17.7% Attributable profit 349 368 365 261 261 277 292 275 -5.8% 1,343 1,105 -17.7%

65 Portugal (EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q