Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 42

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 42
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5) (3) (4) (6) (5) -16.7% (9) (11) +16.4% Other gains (losses) and provisions (2) (256) (15) (23) (12) (21) +75.2% (259) (33) -87.2% Profit before tax (27) (258) 4 48 13 9 -30.8% (286) 22 — Consolidated profit (37) (265) (17) 28 9 11 +28.0% (302) 20 — Underlying attributable profit (39) (265) (21) 26 4 11 +149.9% (304) 16 —

55 PagoNxt (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 27 29 34 34 38 43 +14.5% 55 80 +45.1% Net fee income 203 216 236 257 242 268 +11.0% 419 510 +21.7% Gains (losses) on financial transactions and other 28 35 35 50 34 17 -49.2% 64 51 -19.9% Total revenue 258 280 305 341 313 328 +4.9% 538 641 +19.2% Operating expenses (290) (285) (285) (270) (284) (292) +2.8% (575) (576) +0.1% Net operating income (32) (5) 20 71 29 36 +25.2% (37) 65 — Net loan-loss provisions (3) (5) (3) (4) (6) (5) -15.3% (9) (11) +25.8% Other gains (losses) and provisions (2) (256) (14) (22) (12) (21) +80.1% (258) (33) -87.2% Profit before tax (37) (266) 2 45 11 10 -10.