Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 106

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 106
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 for the Merger; Recommendation of the HomeStreet Board of Directors” for a more detailed discussion of the HomeStreet board of directors’ recommendation. Record Date and Quorum The HomeStreet board of directors has fixed the close of business on July 11, 2025 as the record date for the determination of holders of HomeStreet common stock entitled to notice of, and to vote at, the HomeStreet special meeting. As of the HomeStreet record date, there were 18,920,807.6 shares of HomeStreet common stock outstanding. Holders of a majority of the outstanding shares of HomeStreet common stock entitled to vote at the HomeStreet special meeting must be present, either in attendance virtually via the HomeStreet special meeting website or by proxy, to constitute a quorum at the HomeStreet special meeting. If you fail to submit a proxy prior to the special meeting, to vote at the HomeStreet special meeting via the HomeStreet special meeting website or do not instruct your bank, broker, trustee or other nominee how to vote your shares at the HomeStreet special meeting if you hold your shares in “street name,” your shares of HomeStreet common stock will not be counted towards a quorum. Abstentions are considered present for purposes of establishing a quorum. Under the HomeStreet bylaws, even if less than a quorum, a majority of the shares represented at a meeting may adjourn the meeting from time to time without further notice. At the HomeStreet special meeting, each share of HomeStreet common stock is entitled to one vote on all matters properly submitted to HomeStreet shareholders. As of the close of business on the record date, HomeStreet directors and executive officers and their affiliates owned and were entitled to vote approximately 18,920,807.6 shares of HomeStreet common stock, representing

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#### TABLE OF CONTENTS
approximately 3.8% of the outstanding shares of HomeStreet common stock. HomeStreet currently expects that HomeStreet’s directors and executive officers will vote their shares in favor of the HomeStreet share issuance proposal, the HomeStreet articles amendment proposal, the HomeStreet new equity incentive plan proposal, the HomeStreet merger-related compensation proposal and the HomeStreet adjournment proposal, although none of them has entered into any agreements obligating them to do so.

#### Broker Non-Votes
A broker non-vote occurs when a bank, broker, trustee or other nominee is not permitted to vote on a “non-routine” matter without instructions from the beneficial owner of the shares and the beneficial owner