Company: NWBI
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001471265-25-000161
Chunk: 17

Company: Northwest Bancshares, Inc.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 1
Chunk 17
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 loans - owner occupied401,428 354,136 Commercial loans2,312,718 2,007,402 Total Commercial Banking5,808,382 4,857,264 Total loans receivable, gross12,940,933 11,180,014 Allowance for credit losses(157,396)(116,819)Total loans receivable, net (1)12,783,537 11,063,195 (1) Includes $(151) thousand and $60 million of net unearned income, unamortized premiums and discounts and deferred fees and costs at September 30, 2025 and December 31, 2024, respectively. 

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Table of Contents

The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended September 30, 2025 (in thousands):Balance as of             September 30, 2025Current period provision (1)Charge-offs (2)Recoveries Initial ACL on loans purchased with credit deteriorationBalance as of             June 30, 2025Allowance for Credit LossesPersonal Banking:     Residential mortgage loans$11,592 (909)(137)278 271 12,089 Home equity loans7,375 2,189 (336)315 991 4,216 Vehicle loans26,498 6,021 (2,115)473 885 21,234 Consumer loans2,703 1,921 (1,879)394 1 2,266 Total Personal Banking48,168 9,222 (4,467)1,460 2,148 39,805 Commercial Banking:     Commercial real estate loans69,515 16,036 (3,976)343 3,488 53,624 Commercial real estate loans - owner occupied5,022 1,226 (336)2 — 4,130 Commercial loans34,691 4,910 (2,395)183 393 31,600 Total Commercial Banking109,228 22,172 (6,707)528 3,881 89,354 Total$157,396 31,394 (11,174)1,988 6,029 129,159 Allowance for Credit Losses - off-balance sheet exposurePersonal Banking:Home equity