Company: DLO
Filing Date: 2025-09-03
Form Type: 424B3
Source: 0000950103-25-011193
Chunk: 97

Company: dLocal Ltd
Filing Date: 2025-09-03
Form: 424B3
Chunk 97
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 or our representatives have made or may make forward-looking statements orally or in writing. Furthermore, such forward-looking statements
may be included in various filings that we make with the SEC or press releases or oral statements made by or with the approval of one
of our authorized executive officers. These forward-looking statements are subject to certain known and unknown risks and uncertainties,
as well as assumptions that could cause actual results to differ materially from those reflected in these forward-looking statements.

These estimates and forward-looking statements
are based mainly on our current expectations and estimates of future events and trends that affect or may affect our business, financial
condition, results of operations, cash flow, liquidity, prospects and the trading price of our Class A common shares. Although we believe
that these estimates and forward-looking statements are based upon reasonable assumptions, they are subject to many significant risks,
uncertainties and assumptions and are made in light of information currently available to us.

These statements appear throughout this prospectus
and include statements regarding our intent, belief or current expectations in connection with:

| · | our ability to adapt to the rapid pace of technological changes in the payments processing industry; |

| · | competition in the payments processing industry; |

| · | our ability to implement our business strategy; |

| · | the reliability, performance, functionality and quality of our payments processing platform; |

| · | fluctuations in interest, inflation and exchange rates in any of the countries we serve or may serve in the future; |

| · | the availability of government authorizations or exemptions on terms and conditions and within periods acceptable to us; |

| · | our compliance with, and changes to, government laws and regulations, including those related to taxes, that currently impact or apply 
 to us;                                                                                                                                 |

| · | general economic, financial, political, demographic and business conditions in the countries we serve and their impact on our business; |

| · | our ability to manage operations at our current size or manage growth effectively; |

| · | our ability to successfully expand into new products and new markets; |

| · | our ability to pursue and successfully carry out strategic acquisitions or investments; |

| · | our ability to continue attracting and retaining new appropriately skilled employees; |

| · | public health threats or outbreaks of communicable diseases, such as the COVID-19 virus and others; |

| · | the interests of our principal shareholders; |

| · | changes in merchant or consumer demands regarding payment processing services and our ability to innovate to respond to such changes; |

| · |