Company: SLDE
Filing Date: 2025-05-23
Form Type: S-1
Source: 0001193125-25-125836
Chunk: 150

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-05-23
Form: S-1
Chunk 150
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 enables us to build superior artificial intelligence and machine learning tools to
streamline underwriting, claims and predictive analytics, which drive lower loss ratios by focusing risk selection on higher margin generating policies.

At the heart of our technology platform is our comprehensive, enterprise-wide data repository, which we have used to pioneer our prospective
underwriting model to assess individual policy profitability at the point-of-sale. Using this data repository, we have developed a proprietary predictive loss ratio
model to estimate loss costs for each risk. This allows us to estimate profitability on an individual policy level at the time of sale, enabling us to make decisions efficiently regarding risk selection. Our model also estimates forward-looking
reinsurance costs on a policy level basis at the point-of-sale. Our model dynamically adjusts the reinsurance cost as the amount at risk, concentration and other factors
change across the portfolio, enabling us to accurately predict reinsurance costs at the policy level.

We partner with an aerial imagery
provider which is incorporated into our technology platform. We use post-catastrophe aerial imagery and roof damage scores for all affected risks within 48 hours of an event along with our traditional overlaid storm track information, to triage our
catastrophe response and deploy our construction resources to mitigate the damage.

Automation is another key area of focus. We have
automated as many business processes as possible. For example, our claims team uses robotic process automation (“RPA”) to automate the Electronic First Notice of Loss (“eFNOL”) logging process. This was particularly helpful
during Hurricane Ian to track and effectively

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resolve outstanding claims. We also use proprietary RPA to feed data into our underwriting AI for faster and more accurate results.

For data reporting, we have built standard reporting dashboards in PowerBI for all departments to streamline the flow of information
throughout the business. A few examples of these include dashboards that display catastrophe exposure, renewal retention analytics, claim statistics and profitability studies.

Risk Management

Our risk management
function is at the center of our decision-making and our day-to-day activities and is a core component of our strategy to generate superior risk-adjusted returns.

The risk management function is led by Shannon Lucas, our CRO and COO, who has over 20 years of insurance experience. Our risk management team
carefully manages our exposures and adheres to strict corporate risk appetite and tolerances for exposure accumulation. The team is supported by six individuals with extensive experience focusing on the coastal exposed property business. We focus on
reinsurance,