Company: FRME
Filing Date: 2025-10-17
Form Type: S-4/A
Source: 0001193125-25-242318
Chunk: 111

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-17
Form: S-4/A
Chunk 111
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 the SEC will automatically update this proxy statement and prospectus. First Merchants incorporates by reference the documents and information listed below (in each case excluding any information furnished pursuant to Item 2.02 or Item 7.01 on any Current Report on Form 8-K):

| • |     | The description of First Merchants common stock set forth in the registration statement filed by First Merchants                               
 pursuant to Section 12 of the Exchange Act, including any amendment or report filed with the SEC for the purpose of updating such description. |

First Merchants also incorporates by reference any of its filings (other than current reports furnished under Item 2.02 or Item 7.01 of Form 8-Kand exhibits filed on such form that are related to such items) made with the SEC under Sections 13(a), 13(c), 14, and 15(d) of the Exchange Act after the initial filing of the registration statement that contains this proxy statement and prospectus. 89

You may request, either orally or in writing, a copy of the documents incorporated by reference by First Merchants in this proxy statement and prospectus without charge by requesting them in writing or by telephone from First Merchants at the following addresses and telephone number: First Merchants Corporation 200 East Jackson Street Muncie, Indiana 47305 Attention: Brian T. Hunt, Secretary Telephone: (765) 747-1500 First Savings “incorporates by reference” into this proxy statement and prospectus the information in documents it files with the SEC, which means that it can disclose important information to you through those documents. The information incorporated by reference is an important part of this proxy statement and prospectus. Some information contained in this proxy statement and prospectus updates the information incorporated by reference and some information filed by First Savings subsequently with the SEC will automatically update this proxy statement and prospectus. First Savings incorporates by reference the documents and information listed below (in each case excluding any information furnished pursuant to Item 2.02 or Item 7.01 on any Current Report on Form 8-K):

| • |     | The description of First Savings common stock set forth in the registration statement filed by First Savings                                   
 pursuant to Section 12 of the Exchange Act, including any amendment or report filed with the SEC for the purpose of updating such description. |

First Savings also incorporates by reference any future filings (other than current reports furnished under Item 2.02 or Item 7.01 of Form 8-Kand exhibits filed on such