Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 270

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 2
Chunk 270
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4 Family Construction (1)15,998 2,338 854 4,401 23,591 Home equity lines of credit14,030 8,820 40,794 146,020 209,664 Residential Mortgages secured by first liens17,300 32,589 147,300 554,142 751,331 Residential Mortgages secured by junior liens1,471 1,001 16,713 1,381 20,566 Other revolving credit plans6,732 2,689 32,772 1,453 43,646 Automobile— — — — — Other consumer213 119 25 81 438 Credit cards13,701 — — — 13,701 Overdrafts741 — — — 741 Total$730,364 $705,872 $1,493,301 $891,114 $3,820,651 (1) 1-4 family construction loans and other construction loans and all land development and other land loans segments include loans that are construction to permanent loans in which the loan segment will change when the construction period has concluded.

58

Loans Receivable Concentration

At September 30, 2025, no industry concentration existed which exceeded 10% of the total loan portfolio.

Loans Receivable Credit Quality

The following table presents information concerning the loan portfolio delinquency and other nonperforming assets at September 30, 2025 and December 31, 2024:

September 30, 2025December 31, 2024Nonaccrual loans$36,013 $56,323 Accrual loans greater than 90 days past due86 653 Total nonperforming loans36,099 56,976 Other real estate owned4,254 2,509 Total nonperforming assets$40,353 $59,485 Total loans receivable$6,468,196 $4,608,956 Nonaccrual loans as a percentage of total loans receivable0.56 %1.22 %Total assets$8,254,319 $6,192,010 Nonperforming assets as a percentage of total assets0.49 %0.96 %Allowance for credit losses on loans receivable$67,684 $47,