Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 203

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 8
Chunk 203
---
852 179,864 Residential Mortgages secured by first liens9,996 34,756 125,114 479,802 649,668 Residential Mortgages secured by junior liens1,760 912 15,324 995 18,991 Other revolving credit plans8,112 2,464 29,890 1,269 41,735 Automobile— — — — — Other consumer3 97 21 58 179 Credit cards13,867 — — — 13,867 Overdrafts155 — — — 155 Total$624,346 $618,035 $1,256,357 $771,862 $3,270,600 (1) 1-4 family construction loans and other construction loans and all land development and other land loans segments include loans that are construction to permanent loans in which the loan segment will change when the construction period has concluded.

56

Loans Receivable Concentration

At June 30, 2025, no industry concentration existed which exceeded 10% of the total loan portfolio.

Loans Receivable Credit Quality

The following table presents information concerning the loan portfolio delinquency and other nonperforming assets at June 30, 2025 and December 31, 2024:

June 30, 2025December 31, 2024Nonaccrual loans$28,509 $56,323 Accrual loans greater than 90 days past due256 653 Total nonperforming loans28,765 56,976 Other real estate owned1,624 2,509 Total nonperforming assets$30,389 $59,485 Total loans receivable$4,733,420 $4,608,956 Nonaccrual loans as a percentage of total loans receivable0.60 %1.22 %Total assets$6,318,477 $6,192,010 Nonperforming assets as a percentage of total assets0.48 %0.96 %Allowance for credit losses on loans receivable$48,329 $47,357 Allowance for credit losses / Total loans1.02 %1.03 %Ratio of allowance for credit losses to nonaccrual loans    169.52 %84.08 %

Total nonperform