Company: SFNC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050112
Chunk: 267

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 267
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,681 572 6.55 10,607 551 6.94 Assets held in trading accounts3,809 99 3.47 — — — Loans - including fees16,981,233 794,967 6.26 17,070,656 813,031 6.36 Total interest earning assets22,729,424 952,930 5.61 23,915,651 1,005,479 5.62 Non-earning assets3,343,676 3,344,561 Total assets$26,073,100 $27,260,212 LIABILITIES AND STOCKHOLDERS’ EQUITYLiabilities:      Interest bearing liabilities:      Interest bearing transaction and savings deposits$11,146,423 $204,549 2.45 $10,976,906 $236,086 2.87 Time deposits5,695,173 168,854 3.96 6,416,801 221,124 4.60 Total interest bearing deposits16,841,596 373,403 2.96 17,393,707 457,210 3.51 Federal funds purchased and securities sold under agreements to repurchase31,829 244 1.02 52,181 483 1.24 Other borrowings643,561 21,284 4.42 1,079,781 43,741 5.41 Subordinated debt and debentures380,347 19,445 6.84 366,199 21,126 7.71 Total interest bearing liabilities17,897,333 414,376 3.10 18,891,868 522,560 3.69 Noninterest bearing liabilities:Noninterest bearing deposits4,367,882 4,604,445 Other liabilities315,624 295,991 Total liabilities22,580,839 23,792,304 Stockholders’ equity3,492,261 3,467,908 Total liabilities and stockholders’ equity$26,073,100 $27,260,212 Net interest spread – FTE2.51 1.93 Net interest margin – FTE$538,554 3.17 $482,919 2.70 

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