Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 44

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 44
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 deposit accounts. According to          
 the Resolution, it was established, as of April 1, 2023, that the maximum limits for the exchange rate shall respect the following percentage:  
 (a) 0.5%, to be applied in any transaction, in the arrangements classified as deposit accounts; and (b) 0.7%, to be applied in any transaction, 
 in the arrangements classified as prepaid payment accounts.                                                                                     |

| · | On March 28, 2023, the Plenary of the National Council of Social Security issued Resolution CNPS/MPS No.                                   
 1,351/23, which established that the INSS should set the maximum interest ceiling per month for payroll loan operations granted for social 
 security benefit at 1.97% and, for transactions carried out by credit card and payroll-deductible loan benefit card, at 2.89%.             |

Punitive instruments applicable to Financial Institutions

Law No.
13,506/17 and the BCB Resolution No. 131/21, as amended, regulate the administrative sanctioning process in the sphere of activity of
the Central Bank of Brazil and CVM and, significantly amended the punitive instruments in the context of banking supervision, of the capital
market, of the Brazilian Payment System, Payment Institutions and Consortium.

Capital adequacy and leverage

Financial
institutions based in Brazil are subject to capital measurement and standards based on a weighted risk-asset ratio, according to CMN Resolutions
No. 4,958/21 and No. 4,955/21, as amended. The parameters of this methodology resemble the international framework for minimum capital
measurements adopted for the Basel Accord.

In accordance
with Basel III recommendations, Circular No. 3,748/15, and CMN Resolution No. 4,615/17, provide for the minimum requirement for the Leverage
Ratio (LR) as a supplementary capital measure. It is a ratio that acts to limit the level of exposure to risk assumed by financial institutions
and evaluates the leverage through its relation between Tier I Capital and the Total Exposure, calculated through the sum of assets registered
in accounting values, added to off-balance exposures (limits, endorsements, guarantees and derivatives), as detailed in the circular.
The relevant institutions classified in Segment 1 (S1) and Segment 2 (S2), must comply with the minimum requirement for LR of 3%.

In order
to establish minimum quantitative requirements for the liquidity of financial institutions