Company: FOACW
Filing Date: 2025-03-14
Form Type: 10-K
Source: 0001828937-25-000009
Chunk: 241

Company: Finance of America Companies Inc.
Filing Date: 2025-03-14
Form: 10-K
Item: Item 3
Chunk 241
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NM3.0NM3.4CPRNM21.6 %NM20.1 %Loss frequencyNM4.4 %NM4.5 %Loss severity3.4% - 15.9%3.5 %3.4% - 12.9% 3.5 %Discount rateNM5.3 %NM5.0 %Average draw rateNM1.1 %NM1.1 %Loans held for investment, subject to nonrecourse debt:Non-agency reverse mortgage loans - securitizedWAL (in years)NM10.1NM9.7LTV0.0% - 98.0%47.2 %0.0% - 79.6%45.9 %CPRNM14.8 %NM14.7 %Loss severityNM10.0 %NM10.0 %HPA(5.6)% - 8.3%3.6 %(9.8)% - 7.6%3.3 %Discount rateNM7.0 %NM6.9 %HECM buyouts - securitized (performing)WAL (in years)NM7.1NM7.4CPRNM15.1 %NM15.1 %Loss severity3.4% - 15.9%4.7 %3.4% - 12.8%6.9 %Discount rateNM8.0 %NM8.2 %HECM buyouts - securitized (nonperforming)WAL (in years)NM1.5NM1.6CPRNM40.0 %NM39.8 %Loss frequency23.1% - 100.0%45.6 %23.1% - 100.0%51.0 %Loss severity3.4% - 15.9%5.2 %3.4% - 12.8%6.4 %Discount rateNM8.0 %NM8.6 %

131

Finance of America Companies Inc.Notes to Consolidated Financial Statements

December 31, 2024December 31, 2023Instrument / Unobservable InputsRangeWeighted AverageRangeWeighted AverageCommercial mortgage loans - securitizedSMMNM8.2 %NM10.7 %Discount rateNM