Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 276

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 276
---
 regulatory accounting requirements; |

| • | changes, after the date of the merger agreement, in laws, rules or regulations (including any pandemic measures) of general applicability to companies in the industries in which such party and its subsidiaries operate, or interpretations thereof by courts or governmental entities; |

| • | changes, after the date of the merger agreement, in global, national or regional political conditions (including the outbreak, continuation or escalation of any acts of war (whether or not declared), acts of terrorism, sabotage or military actions) or any pandemic or in economic or market (including equity, credit and debt markets, as well as changes in interest rates) conditions affecting the financial services industry generally and not specifically relating to such party or its subsidiaries (including any such changes arising out of pandemics); |

| • | changes, after the date of the merger agreement, resulting from hurricanes, earthquakes, tornados, floods, forest or wildfires or other weather or natural disasters or from any outbreak of any disease or other public health event or emergencies (including any pandemic); |

| • | public disclosure of the transactions contemplated by the merger agreement (except for a breach of representations or warranties related to the announcement, pendency or consummation of the transactions contemplated by the merger agreement); |

| • | actions expressly required by the merger agreement or that are taken with the prior written consent of the other party in contemplation of the transactions contemplated by the merger agreement; or |

| • | a decline in the trading price of a party’s common stock or the failure to meet earnings projections or internal financial forecasts, but not, in either case, any underlying causes thereof; |

except, with respect to the first four bullet points described above, to the extent that the effects of such change are disproportionately adverse to the business, properties, assets, liabilities, results of operations or financial condition of such party and its subsidiaries, taken as a whole, as compared to other companies in the industry in which such party and its subsidiaries operate. The representations and warranties in the merger agreement do not survive the effective time. Covenants and Agreements Conduct of Business Prior to the Completion of the Merger Prior to the closing (or earlier termination of the merger agreement), except as expressly contemplated or permitted by the merger agreement (including as set forth in the confidential disclosure schedules to the merger agreement delivered by the HomeStreet Parties), as required by law or as consented to in writing by Mechanics (such consent not to be unreasonably withheld, conditioned or delayed), HomeStreet will,