Company: TFC
Filing Date: 2025-05-19
Form Type: 424B2
Source: 0000950123-25-005825
Chunk: 0

Company: TRUIST FINANCIAL CORP
Filing Date: 2025-05-19
Form: 424B2
Chunk 0
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     | $     |     1,875,000 |
| Net Proceeds (Before Expenses) to Us |     |             |  99.850 | % |     | $     | 1,248,125,000 |

| (1) | Plus accrued interest, if any, from May 20, 2025, if settlement occurs after that date. |

We expect to deliver the Notes to investors through the book-entry delivery system of The Depository Trust Company and its direct participants, including Clearstream Banking, S.A. and Euroclear Bank SA/NV, on or about May 20, 2025. Joint Book-Running Managers

| Truist Securities |     | BofA Securities |     | Morgan Stanley |     | RBC Capital Markets |

Co-Managers

| Academy Securities |     | Drexel Hamilton |

May 15, 2025

SUPPLEMENTAL PLAN OF DISTRIBUTION Truist Securities, Inc., BofA Securities, Inc., Morgan Stanley & Co. LLC and RBC Capital Markets, LLC are acting as joint book-running managers of the offering. Subject to the terms and conditions of a syndicated terms agreement, dated May 15, 2025 (the “terms agreement”), among us and the underwriters named below (the “underwriters”), incorporating the terms of a distribution agreement, dated as of January 19, 2024, among us and the agents named in the accompanying prospectus supplement, we have agreed to sell to the underwriters, and each of the underwriters has agreed, severally and not jointly, to purchase, as principal, the principal amount of Notes set forth opposite its name below:

| Underwriter              |     | Principal 
 Amount of 
 Notes     |               |
|:-------------------------|:----|:----------|--------------:|
| Truist Securities, Inc.  |     | $         |   331,250,000 |
| BofA Securities, Inc.    |     |           |   293,750,000 |
| Morgan Stanley & Co. LLC |     |           |   293,750,000 |
| RBC Capital Markets, LLC |     |           |   293,750,000 |
| Academy Securities, Inc. |     |           |    18,750,000 |
| Drexel Hamilton, LLC     |     |           |    18,750,000 |
| Total                    |     | $         |