Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 0

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 0
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ITEM 1. FINANCIAL STATEMENTS

WINTRUST FINANCIAL CORPORATION AND SUBSIDIARIESCONSOLIDATED STATEMENTS OF CONDITION(Unaudited)(Unaudited)(Dollars in thousands, except per share data)September 30,2025December 31,2024September 30,2024AssetsCash and due from banks$565,406 $452,017 $725,465 Federal funds sold and securities purchased under resale agreements63 6,519 5,663 Interest-bearing deposits with banks3,422,452 4,409,753 3,648,117 Available-for-sale securities, at fair value5,274,124 4,141,482 3,912,232 Held-to-maturity securities, at amortized cost, net of allowance for credit losses of $395, $457 and $479 at September 30, 2025, December 31, 2024 and September 30, 2024, respectively ($2.9 billion, $2.9 billion and $3.1 billion fair value at September 30, 2025, December 31, 2024 and September 30, 2024, respectively)3,438,406 3,613,263 3,677,420 Trading account securities— 4,072 3,472 Equity securities with readily determinable fair value63,445 215,412 125,310 Federal Home Loan Bank and Federal Reserve Bank stock282,755 281,407 266,908 Brokerage customer receivables— 18,102 16,662 Mortgage loans held-for-sale, at fair value333,883 331,261 461,067 Loans, net of unearned income52,063,482 48,055,037 47,067,447 Allowance for loan losses(386,622)(364,017)(360,279)Net loans51,676,860 47,691,020 46,707,168 Premises, software and equipment, net775,425 779,130 772,002 Lease investments, net301,000 278,264 270,171 Accrued interest receivable and other assets1,614,674 1,739,334 1,721,090 Receivable on unsettled securities sales978,209 — 551,031