Company: ABR-PF
Filing Date: 2025-08-12
Form Type: 8-K
Source: 0001253986-25-000017
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Company: ARBOR REALTY TRUST INC
Filing Date: 2025-08-12
Form: 8-K
Item: Item 1.01
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Item 1.01 Entry into a Material Definitive Agreement.

On August 12, 2025, Arbor Realty Trust, Inc. (“ Arbor”) announced that its consolidated subsidiary, Arbor Realty Commercial Real Estate Notes 2025-FL1, LLC (the “ Issuer”), issued $933,187,000 principal amount of investment grade-rated notes (the “ Offered Notes”) and $116,813,000 principal amount of below investment grade-rated notes (collectively with the Offered Notes, the “ Notes”), evidencing a commercial real estate mortgage loan securitization (the “ Securitization”), and sold such Notes in a private placement. The $116,813,000 of below investment grade-rated notes were purchased by a consolidated subsidiary of Arbor.

The Notes were issued pursuant to an indenture, dated as of August 12, 2025 (the “ Indenture”), by and among the Issuer, Arbor Realty SR, Inc., as advancing agent, Wilmington Trust, National Association, as trustee (the “ Trustee”) and Computershare Trust Company, National Association, as note administrator, paying agent, calculation agent, transfer agent, securities intermediary, backup advancing agent and notes registrar and Computershare Trust Company, National Association, as custodian. The information contained in Item 2.03 of this Form 8-K regarding the terms of the Indenture and the Notes is incorporated by reference into this Item 1.01.

The Notes have not been registered under the Securities Act of 1933, as amended (the “ Securities Act”), or any state securities laws, and unless so registered, may not be offered or sold in the United States except pursuant to an exemption from, or in a transaction not subject to, the registration requirements of the Securities Act and applicable state securities laws.

The proceeds of this Securitization will be used to repay borrowings under Arbor’s current credit facilities, pay transaction expenses and fund future loans and investments.

Item 2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.