Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257753
Chunk: 21

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 21
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25)6 bps CET1 sensitivity considering the FL capital ratio as of September 30th, 2025 This sensitivity does not include the cost of capital hedges, which are currently estimated at 2 bps per quarter for MXN and 2 bps per quarter for TRY. p. 42

6 RWAs by Business Area

3Q25 EARNINGS ANNEX—RWAS BY BUSINESS AREA Risk-Weighted Assets by Business Area Fully-Loaded RWAs BREAKDOWN BY BUSINESS AREA (€M) Jun-25Sep-25Spain120,209122,022 Mexico88,04391,560 Turkey66,64569,983 South America52,70753,465 Argentina11,35211,068 Chile2,0222,029 Colombia17,42818,054 Peru18,26618,676 Others3,6403,639 Rest of business38,68741,516 Corporate Center20,76116,729 BBVA Group387,051395,275 p. 44

7 Book Value oftheMain Subsidiaries

3Q25 EARNINGS ANNEX—BOOK VALUE OF THE MAIN SUBSIDIARIES Book Value of the Main Subsidiaries1,2 (€ BN; SEP-25)(%) QoQ Mexico +10.2% Turkey+3.7% Colombia+6.9% Peru+6.3% Argentina-9.8% Uruguay+5.1% Chile+3.1% Venezuela-2.3% Includes the initial investment + BBVA’s undistributed results + FX impact + other valuation adjustments. The Goodwill associated to each subsidiary has been deducted from its Book Value. Turkey includes Garanti BBVA subsidiaries. p. 46

8 MREL

3Q25 EARNINGS ANNEX—MREL Sound MREL Position POSITION AS OF SEP-25(% RWA1) MREL REQUIREMENT + CBR 31.31% 26.79% 3.66% CBR3 23.13% MREL Total Requirement Eligible instruments 2 M-MDABuer 452bps (9.3€bn) SUBORDINATION REQUIREMENT + CBR 26.61% 17.16% 3 3.66% CBR 13.50% Subordination Total Requirement Eligible instruments 2 Subordination Buer 945bps (19.4€bn) Note: Preliminary Data. (1) Position as of September 2025