Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 44

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 44
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 761 795 +4.5% Gains (losses) on financial transactions and other (122) 75 110 96 (212) — (122) (212) +73.6% Total revenue 3,611 3,775 3,952 3,968 3,709 -6.5% 3,611 3,709 +2.7% Operating expenses (992) (1,021) (1,081) (1,060) (1,074) +1.4% (992) (1,074) +8.3% Net operating income 2,619 2,754 2,871 2,908 2,635 -9.4% 2,619 2,635 +0.6% Net loan-loss provisions (565) (716) (439) (482) (326) -32.4% (565) (326) -42.3% Other gains (losses) and provisions (268) (464) (268) (848) (207) -75.6% (268) (207) -23.0% Profit before tax 1,786 1,575 2,165 1,578 2,102 +33.2% 1,786 2,102 +17.7% Consolidated profit 1,359 1,108 1,683 1,099 1,589 +44.6% 1,359 1,589 +16.9% Attributable profit 924 744 1,099 679 998 +46.9% 924 998 +8.0%

67 Digital Consumer Bank Europe (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 1,095 1,092 1,069 1,105 1,112 +0.6% 1,095 1,112 +1.6% Net fee income 220 231 229 222 188 -15.6% 220 188 -14.6% Gains (losses) on financial transactions and other 95 120 100 100 103 +2.9% 95