Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 39

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 39
---
 772 984 1,081 925 1,147 +23.9% 772 1,147 +48.6%

60 United Kingdom (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 1,185 1,196 1,256 1,313 1,298 -1.1% 1,185 1,298 +9.5% Net fee income 79 64 80 61 82 +34.4% 79 82 +4.5% Gains (losses) on financial transactions and other (7) 0 8 (17) (40) +131.1% (7) (40) +454.2% Total revenue 1,257 1,260 1,344 1,356 1,341 -1.2% 1,257 1,341 +6.7% Operating expenses (734) (717) (710) (756) (720) -4.8% (734) (720) -1.9% Net operating income 523 542 634 600 621 +3.4% 523 621 +18.7% Net loan-loss provisions (17) (44) (37) 34 (52) — (17) (52) +202.4% Other gains (losses) and provisions (91) (64) (108) (179) (186) +4.5% (91) (186) +105.3% Profit before tax 415 434 489 456 382 -16.3% 415 382 -7.9% Consolidated profit 305 325 346 331 285 -13.9% 305 285 -6.7% Attributable profit 305 325 346 331 285 -13.9% 305 285 -6.7%

61 United Kingdom (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income