Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 100

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 8
Chunk 100
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 the period$1,604 $(59)$(104)$3,975 Less: Realized net gains/(losses) recognized on securities sold703 59 1,031 371 Unrealized net gains/(losses) recognized on securities still held$901 $(118)$(1,135)$3,604 

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(4) Loans and Allowance for Credit Losses on Loans

Loans are summarized by portfolio segment as follows:(in thousands)June 30, 2025December 31, 2024Loans held for investment(1):Commercial$11,930,668 $11,145,591 Mortgage finance5,889,589 5,215,574 Commercial real estate5,665,100 5,616,282 Consumer540,837 565,376 Gross loans held for investment24,026,194 22,542,823 Unearned income (net of direct origination costs)(100,660)(92,757)Total loans held for investment23,925,534 22,450,066 Allowance for credit losses on loans(277,648)(271,709)Total loans held for investment, net$23,647,886 $22,178,357 (1)    Excludes accrued interest receivable of $101.9 million and $107.3 million at June 30, 2025 and December 31, 2024, respectively, that is recorded in accrued interest receivable and other assets on the consolidated balance sheets.

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The following tables summarize gross loans held for investment by year of origination and internally assigned credit grades:(in thousands)202520242023202220212020and priorRevolving lines of creditRevolving lines of credit converted to term loansTotalJune 30, 2025Commercial(1-7) Pass$750,086 $1,440,357 $1,018,302 $1,048,253 $263,885 $196,156 $6,689,345 $30,470 $11,436,854 (8) Special mention1,380 32,844 19,174 112,767 6,576 5,120 41,666 — 219,527 (9) Substandard - accruing188 9,531 59,314 14,722 37,158