Company: BBVXF
Filing Date: 2025-03-21
Form Type: 6-K
Source: 0000842180-25-000016
Chunk: 39

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-03-21
Form: 6-K
Chunk 39
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 to be in effect on January 1, 2023, and therefore, from that date until December 31, 2024, the ratio was only affected by the dynamic treatment.

In addition, the Group decided not to apply the transitional treatment of unrealised gains and losses measured at fair value through other comprehensive income (hereinafter, unrealised gains and losses measured at FVTOCI) outlined in Article 1, Paragraph 6 of the aforementioned regulation amending Article 468 of the CRR. This transitional provision ended on 1 January 2023.

As of December 31, 2024, the transitional provisions have no impact on the ratio, so fully loaded and phased-in are the same.

| PILLAR 3 2024 |     | 3. SOLVENCY |     | P.52 |

| Table 12.IFRS 9-FL -  Comparison of institutions’ own funds and capital and leverage ratios with and without the application of transitional arrangements for IFRS 9 or analogous ECLs and with and without the application of the temporary treatment of gains and losses measured at Fair Value through OCI(Million Euros) |

| Available capital (Million Euros)                                                                                                                                                                                           |     |       | 12-31-2024 |     |       | 9-30-2024 |     |       | 6-30-2024 |     |       | 3-31-2024 |     |       | 12-31-2023 |
| Common Equity Tier 1 Capital (CET1)                                                                                                                                                                                         |     |       |     50,799 |     |       |    48,715 |     |       |    48,860 |     |       |    48,740 |     |       |     46,116 |
| Common Equity Tier 1 (CET1) if the transitional provisions of IFRS 9 or similar ECL had not been applied                                                                                                                    |     |       |     50,799 |     |       |    48,715 |     |       |    48,860 |     |       |    48,740 |     |       |     46,116 |
| Common Equity Tier 1 (CET1) if the transitional treatment of unrealized gains and losses measured at fair value through OCI (other comprehensive income) had not been applied                                               |     |       |            |     |       |           |     |       |