Company: UMBFO
Filing Date: 2025-06-25
Form Type: 11-K
Source: 0000950170-25-089908
Chunk: 12

Company: UMB FINANCIAL CORP
Filing Date: 2025-06-25
Form: 11-K
Chunk 12
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The above information is required for disclosure for Form 5500, Schedule H, Part IV, line 4i.

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SIGNATURE The Plan. Pursuant to the requirements of the Securities Exchange Act of 1934, the trustees (or other persons who administer the employee benefit plan) have duly caused this annual report to be signed on its behalf by the undersigned hereunto duly authorized.

| Date: June 25, 2025 |     | UMB Profit Sharing and 401(k) Savings Plan             
 /s/ Brian Beaird                                       |
|:--------------------|:----|:-------------------------------------------------------|
|                     |     | Brian BeairdExecutive Vice President &Chief HR Officer |

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EXHIBIT INDEX

| Exhibit No. | Description                                              |
| 23          | Consent of Independent Registered Public Accounting Firm |

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