Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 54

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 54
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 to classify the level of risk of their loans according to the Central Bank of
Brazil’s criteria, taking into consideration both the borrower and guarantors’ characteristics and the nature and value of
the transaction, among others, in order to identify potential loan losses.

Past
due loans and advances must be reviewed monthly. For this type of loan, regulatory provisions set the following minimum risk classifications:

| Number of Days Past Due (1) | Minimum Classification |
| 15 to 30 days               | B                      |
| 31 to 60 days               | C                      |
| 61 to 90 days               | D                      |
| 91 to 120 days              | E                      |
| 121 to 150 days             | F                      |
| 151 to 180 days             | G                      |
| More than 180 days          | H                      |

| (1) | These time periods are doubled in the case of loans with maturities in excess 
 of 36 months.                                                                 |

Financial
institutions are required to determine whether any loans must be reclassified as a result of these minimum classifications. If so, they
must adjust their regulated accounting provisions accordingly.

The
regulations specify a minimum provision for each category of loan (BR GAAP), which is measured as a percentage of the total amount of
the loan and advance operation, as follows:

| Classification of Loan | Minimum Provision % |
| AA                     |                   - |
| A                      |                 0.5 |
| B                      |                 1.0 |
| C                      |                 3.0 |
| D                      |                10.0 |
| E                      |                30.0 |
| F                      |                50.0 |
| G                      |                70.0 |
| H (1)                  |               100.0 |

(1)Financial institutions must write of any loan six months after its initial classification as an H loan.

| 48 – Reference Form – 2024 |

| 1. Issuer’s activities |

Loans
and advances of up to R$10,000 may be classified by the method used by the financial institution itself or the arrears criteria, described
above. Classifications should be at least level A, according to the Central Bank of Brazil.

Financial
institutions must make their lending and loan classification policies available to the Central Bank of Brazil and their independent accountants.
They are also required to submit information relating to their loan portfolio to the Central