Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 30

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 30
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 de Sociedades de Capital aprobado por el Real Decreto Legislativo 1/2010), as                                                                                                                                                       |

16

| amended (the “Spanish Corporation Law”). For a summary of the material differences between the rights of holders of BBVA shares compared to the rights of holders of Banco Sabadell 
 shares, see “Comparison of Rights of Holders of BBVA Shares and Banco Sabadell Shares” in this offer to exchange/prospectus beginning on page 186.                                  |

| Q. | When will I receive my BBVA shares? |

| A. | Under Spanish law, a number of procedural steps must be taken after the exchange offer is completed and before                                                                                    
 BBVA shares can be delivered. If the exchange offer is completed, BBVA expects that you will receive the BBVA shares you are entitled to receive pursuant to the exchange offer no later than the 
 15th Spanish stock exchange business day following the expiration date, in accordance with customary Spanish market practice. It is expected that the payment of cash in lieu of fractional       
 BBVA shares and the exchange offer cash consideration will be made on the same date as the delivery of the BBVA shares.                                                                           |

| Q. | What if the exchange offer is not completed? |

| A. | If the exchange offer is not completed you will continue to be the holder of your Banco Sabadell shares. |

| Q. | Can I tender less than all the Banco Sabadell shares that I own into the exchange offer? |

| A. | Yes. You may elect to tender all or a portion of the Banco Sabadell shares that you own into the exchange 
 offer.                                                                                                    |

| Q. | Where can I find out more information about BBVA? |

| A. | You can find out information about BBVA from the sources described under “Where You Can Find More 
 Information” in this offer to exchange/prospectus.                                                |

| Q. | Who can I call with questions? |

| A. | If you have more questions about the exchange offer, you should contact Sodali & Co. at the following                                                                                          
 address, telephone number or email: 430 Park Avenue, 14th Floor, New York, New York, 10022, United States of America; (800) 206-5881 (in North America) or +1 (289) 695-3075 (outside of North 
 America); BBVA@info.sodali.com.