Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000132
Chunk: 51

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 51
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 fostering and expanding our advisory and value-added businesses on the back of our transformation initiatives, with a particular focus on the US, and capital-light and fee businesses.

In the US, we are executing our growth plan, selectively broadening coverage and our product platform. We are increasing core client penetration and, as a result, gaining market share and more important roles in Investment Banking in a challenging and very competitive market.

• Maximizing the impact of our US BBO initiative on the global CIB franchise by leveraging the newly developed capabilities and coverage, which are providing new opportunities in other Group businesses and countries.

As a key driver of Santander’s growth, we continue to foster collaboration with other global businesses to generate additional value for the Group. From CIB, for example, we are providing FX solutions to Retail, a full suite of products to Commercial, product development and structuring to Wealth, and capital markets solutions and advisory to Consumer, among others.

•

#### Further evolving CIB's global operating model
, in line with the Group’s initiatives to expand our global platforms and strengthen the support functions to foster business growth and increase team specialization and synergies, while investing in transformational growth initiatives.

We continued to improve our Originate-to-Share (OtS) model, with a focus on capital efficiency, active management and profitability.

| Recent awards                  |     |                                                       |     | Ranking in League Tables 9M 2025 |     |                      |     |       |
| Euromoney                      |     | Global Capital                                        |     | Structured Finance               |     | Debt Capital Markets |     |       |
| Latin America’s Best FX Bank   |     | Americas Derivatives Risk Solutions House of the Year |     |                                  |     |                      |     |       |
| Global Trade Review            |     | Latin Finance                                         |     | Equity Capital Markets           |     | M&A                  |     | ECAs* |
| Best Export Finance Bank       
 Best Supply Chain Finance Bank |     | Infrastructure Bank of the Year: Latin America        |     |                                  |     |                      |     |       |
|                                |     |                                                       |     | * ECAs as of H1 2025.            |     |                      |     |       |

| January - September2025 |     | 39 |

| Significant events    
 Key consolidated data 
 Business model        |     | Group financial information |     | Financial information by segment |     | Sustainability       
 Corporate governance |     | Appendix |     | Index |

Business performance We