Company: KEY-PI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0001628280-25-048757
Chunk: 170

Company: KEYCORP /NEW/
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 170
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— 220 1.61 Construction— 27 — — 27 0.87 Total commercial real estate loans28 216 3 — 247 1.48 Total commercial loans$28 $342 $14 $16 $400 0.55 %Real estate — residential mortgage$1 $— $— $11 $12 0.06 %Home equity loans3 1 1 6 11 0.17 Other consumer loans— 1 — 2 3 0.06 Credit cards— — — 4 4 0.44 Total consumer loans$4 $2 $1 $23 $30 0.09 %Total loans$32 $344 $15 $39 $430 0.41 %(a)Combination modifications consist primarily of loans modified with both an interest rate reduction and a term extension.Financial Effects of Modifications to Borrowers Experiencing Financial DifficultyThe following table summarizes the financial impacts of loan modifications made to specific loans for the noted periods. For the three and nine months ended September 30, 2025, the weighted-average interest rate change for commercial and industrial loans was comprised solely of modifications of commercial credit card balances.Three months ended September 30, 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(0.43)%0.41Commercial mortgage— %0.45Construction— %0.35Real estate — residential mortgage(1.63)%7.00Home equity loans(2.85)%7.69Other consumer loans(3.59)%1.52Credit cards(1.16)%0.25

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Nine months ended September 30, 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(0.43)%0.83Commercial mortgage— %1.09Construction— %0.02Real estate — residential mortgage(1.80)%5.87Home equity loans(2.82)%5.95Other consumer loans(3.77)%1.04Credit cards(8.46)%0.75Three months ended September 30, 2024Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(17.00)%