Company: OSBC
Filing Date: 2025-05-08
Form Type: 424B3
Source: 0001104659-25-046065
Chunk: 207

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-08
Form: 424B3
Chunk 207
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:--|--------:|:--|:--|
| Gross realized gains  | ​ | ​ | ​                        | $ | 269,550 | ​ | ​ | ​ | ​    | $ |  43,510 | ​ | ​ |
| Gross realized losses | ​ | ​ | ​                        | ​ |       — | ​ | ​ | ​ | ​    | ​ | -39,450 | ​ | ​ |
| ​                     | ​ | ​ | ​                        | $ | 269,550 | ​ | ​ | ​ | ​    | $ |   4,060 | ​ | ​ |

Note 3. Loans The composition of loans is as follows:

| ​                                         
 ​                                         | ​ 
 ​ | ​ 
 ​ | December 31, 
 2024         |   |               |   | ​ | ​ | 2023 |   |               |   | ​ 
 ​ |
|:------------------------------------------|:--|:--|:-------------|:--|--------------:|:--|:--|:--|:-----|:--|--------------:|:--|:--|
| Commercial and industrial                 | ​ | ​ | ​            | $ |    38,742,343 | ​ | ​ | ​ | ​    | $ |    26,328,304 | ​ | ​ |
| Commercial real estate                    | ​ | ​ | ​            | ​ |   185,508,314 | ​ | ​ | ​ | ​    | ​ |   211,706,568 | ​ | ​ |
| Construction and development              | ​ | ​ | ​            | ​ |     9,758,149 | ​ | ​ | ​ | ​    | ​ |     1,480,969 | ​ | ​ |
| Residential real estate                   | ​ | ​ | ​            | ​ |     7,662,328 | ​ | ​ | ​ | ​    | ​ |     7,803,920 | ​ | ​ |
| Home equity loans and lines of credit     | ​ | ​ | ​            | ​ |   118,181,099 | ​ | ​ | ​ | ​    | ​ |   120,427,903 | ​ | ​ |
| Powersport                                | ​ | ​ | ​            | ​ |   697,101,902 | ​ | ​ | ​ | ​    | ​ |   722,417,669 | ​ |