Company: OWLS
Filing Date: 2025-09-24
Form Type: F-1/A
Source: 0001193125-25-213968
Chunk: 183

Company: OBOOK HOLDINGS INC.
Filing Date: 2025-09-24
Form: F-1/A
Chunk 183
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. For example, payers can send USDC from Ethereum, and recipients can receive it on other blockchains, such as Polygon, without attending to the specific blockchain details. When
executing cross-chain transactions, we will charge a percentage-based transaction fee.

D. Gift Card Service

Our digital gift card service in the United States aims to enable users to purchase and redeem gift cards from over 100 leading
brands directly with USDC. Accepted merchants include Amazon, Apple, Starbucks, Uber, and Target, among others, and the digital gift cards would be usable both online and in physical stores. This feature allows users to seamlessly convert digital
dollars (USDC) into everyday spending, further expanding the practical use cases of stablecoins in daily life.

OwlPay Infrastructure Solutions

For third-party wallet providers, financial institutions, and platform operators with existing technical
capabilities seeking cross-border payment solutions, we offer infrastructure solutions that grant direct access to our core capabilities and enable a smooth transition into Web3.

OwlPay Harbor

OwlPay Harbor is our proprietary API package that enables third-party users to access our conversion
services—between fiat currencies and stablecoins, as well as between USDC across different blockchains—along with stablecoin based payment gateway solutions and payout capabilities. Through relationships with Circle, the digital assets
exchange Coinbase Prime, and our collaborating banks, we are able to offer customers to convert from fiat currency via wire or ACH to USDC, and vice versa, given more favorable conversion rates, to collect USDC from their end users, and to
facilitate payouts to their suppliers or recipients in either USDC or 10 local currencies, supporting diverse global use cases. We currently

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operate as a “Stellar Anchor”, with conversion services between USD and USDC tailored to the Stellar Network, and support various EVM-compatible blockchains and Solana. We have also
launched conversion services between USDC on Ethereum and USDC on the Stellar network. As our services expand, we expect to connect with additional stablecoins issuers, digital assets exchanges to enhance our conversion capabilities. This includes
on/off-ramping for stablecoins such as EURC, ZUSD, and GYEN, and supporting conversions between various stablecoins, including USDC to ZUSD and vice versa. We also leverage Circle’s Cross-Chain Transfer Protocol (CCTP) to enable seamless
transfers of USDC across supported blockchains, enhancing the user experience by reducing friction in blockchain switching. See “