Company: CIB
Filing Date: 2025-08-06
Form Type: 6-K
Source: 0002058897-25-000029
Chunk: 7

Company: Grupo Cibest S.A.
Filing Date: 2025-08-06
Form: 6-K
Chunk 7
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 to the positive performance of the online time deposits product. On an annual basis, deposits grew by 9.6%, with savings accounts showing the highest level of dynamism.

In the funding mix, sight deposits remain as the main source of funding, accounting for 53.5% of the total. Within this category, savings accounts maintained their relevance and increased their share, reaching 41.8% of Grupo Cibest’s total funding during the quarter. Checking accounts also posted a slight increase in participation, while time deposits reduced their contribution given the modest quarterly growth versus total deposits. Finally, other sources of funding increased their quarterly share, mainly driven by the growth in repo operations as a result of liquidity management during the period.

| FUNDING MIX                COP Million |     | 2Q24 |             |     | % Liabilities with cost |     |     |   |     | 2Q25/                            2Q24 |        |     |   |     | 1Q25 |             |     | % Liabilities with cost |     |     |   |     | 2Q25/                              1Q25 |       |     |   | 2Q25 |             |     | % Liabilities with cost |     |     |   |
| Checking accounts                      |     |      |  35,245,828 |     |                         |  12 |     | % |     |                                       |   2.22 |     | % |     |      |  35,588,232 |     |                         |  12 |     | % |     |                                         |  1.23 |     | % |      |  36,027,027 |     |                         |  12 |     | % |
| Saving accounts                        |     |      | 111,241,322 |     |                         |  39 |     | % |     |                                       |  16.26 |     | % |     |      | 124,114,011 |     |                         |  41 |     | % |     |                                         |  4.20 |     | % |      | 129,326,941 |     |                         |  42 |     | % |
| Time deposits                          |     |      | 106,871,203 |     |                         |  37 |     | % |     |                                       |   4.24 |     | % |     |      | 111