Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 313

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 313
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 transfer. Other than in connection with such transfers, the Class B common stock is not convertible. The combined company will reserve and keep available out of its authorized but unissued shares of Class A common stock the number of shares sufficient to effect the conversion of all outstanding shares of Class B common stock into shares of Class A common stock.

Other Rights. Combined company shareholders have no preemptive or other subscription rights, and the shares of combined company common stock are not subject to any further calls or assessments by the combined company. There is no redemption provision or sinking fund provision applicable to the shares of combined company common stock.

Listing. HomeStreet common stock is currently listed on the Nasdaq under the symbol “HMST.” The transfer agent for HomeStreet common stock currently is Broadridge. Upon the completion of this offering, the transfer agent for Class A common stock and Class B common stock will be Broadridge. There can be no assurance that HomeStreet will obtain such approval from NASDAQ.

Equal Status . Except as otherwise expressly provided in the amended and restated articles or required by applicable law, shares of Class A common stock and Class B common stock have the same rights, preferences, limitations and voting powers.

#### Preferred Stock
Under the amended and restated articles, the combined company board of directors has the authority, without any further vote or action by combined company shareholders, to issue up to 120,000 shares of preferred stock, in one or more series. The combined company board of directors will have the authority to fix the voting rights, limitations, and relative rights of any series of preferred stock, including dividend rights, liquidation rights, redemption rights, conversion rights, and voting rights, which could adversely affect the voting power and other rights of the holders of other shares of capital stock of the combined company.

**Washington Law and Certain Provisions of the Amended and Restated Articles and Amended and Restated Bylaws; Anti-Takeover Measures

Amendment and Restated Articles and Approval of Certain Business Combinations**

The amended and restated articles provide that (i) certain business combinations may, under certain circumstances and (ii) amendments to the amended and restated articles will, require the approval of a majority of the outstanding Class A common stock and Class B common stock entitled to vote on such combination or amendment, voting as a single class or group, unless a separate class or group vote is required by applicable law, in which case the approval

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of a majority of