Company: FMCCN
Filing Date: 2025-02-13
Form Type: 10-K
Source: 0001026214-25-000040
Chunk: 233

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-02-13
Form: 10-K
Item: Item 15
Chunk 233
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— — 1 1 Total for all loan product types by current LTV ratio: ≤ 6044,077 115,175 638,301 642,252 107,422 481,106 2,028,333  > 60 to 80110,510 194,216 324,561 95,469 12,446 7,528 744,730  > 80 to 9057,285 92,334 27,823 1,275 213 280 179,210  > 90 to 10052,509 23,769 1,545 71 16 85 77,995  > 10029 929 24 9 5 93 1,089 Total Single-Family loans$264,410 $426,423 $992,254 $739,076 $120,102 $489,092 $3,031,357 Total gross charge-offs for the period(1) $— $13 $39 $44 $45 $246 $387 (1)Excludes charge-offs related to accrued interest receivable and advances of pre-foreclosure costs.

MultifamilyThe table below presents the amortized cost basis of our multifamily held-for-investment loans, for which we have not elected the fair value option, by credit quality indicator, based on available data through the end of each period presented. These indicators involve significant management judgment and are defined as follows:n    "Pass" is current and adequately protected by the borrower's current financial strength and debt service capacity; n    "Special mention" has administrative issues that may affect future repayment prospects but does not have current credit     weaknesses. In addition, this category generally includes loans in forbearance; n    "Substandard" has a weakness that jeopardizes the timely full repayment; and n    "Doubtful" has a weakness that makes collection or liquidation in full highly questionable and improbable based on existing conditions.

FREDDIE MAC  |  2024 Form 10-K155

Financial StatementsNotes to Consolidated Financial Statements | Note 4

Table 4.7 - Amortized Cost Basis of Multifamily Held-for-Investment Loans by Credit Quality Indicator and VintageDecember 31, 2024Year of OriginationTotal(In millions) 202420