Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 25

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 25
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$715 $43,118 $63,776 $— $116,019 Special mention— 36 11 4 — 5 114 — 170 Substandard accrual— 3 2 83 — 17 7 — 112 Substandard nonaccrual/doubtful— 14 1 — — 3 — — 18 Total consumer and other$1,501 $3,670 $2,753 $640 $715 $43,143 $63,897 $— $116,319 Total loansEarly buy-out loans guaranteed by U.S. government agencies$— $— $3,910 $2,468 $3,699 $113,665 $— $— $123,742 Pass5,238,011 10,089,539 5,070,574 5,490,643 4,297,050 10,940,681 5,985,515 6,938 47,118,951 Special mention19,690 80,657 127,454 258,710 82,928 73,747 180,031 1,162 824,379 Substandard accrual2,452 21,577 22,579 104,477 103,662 151,656 82,328 1,384 490,115 Substandard nonaccrual/doubtful184 28,624 16,411 27,571 15,079 36,170 27,080 84 151,203 Total loans$5,260,337 $10,220,397 $5,240,928 $5,883,869 $4,502,418 $11,315,919 $6,274,954 $9,568 $48,708,390 Gross write offsThree months ended March 31, 2025123 7,686 1,810 2,090 1,829 3,911 — — 17,449 (1)For premium finance receivables - life, the year of origination represents when the borrower’s master loan agreement was initially established.Held-to-maturity debt securitiesThe Company conducts an assessment of its investment securities, including those classified