Company: UVSP
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0001628280-25-036392
Chunk: 162

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-07-29
Form: 10-Q
Item: Item 8
Chunk 162
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 (5)526 Commercial, financial and agricultural loans421 (182)239 1,295 (559)736 Real estate—commercial and construction loans2,178 1,410 3,588 3,623 2,000 5,623 Real estate—residential loans849 510 1,359 2,137 1,209 3,346 Loans to individuals(240)35 (205)(400)40 (360)Tax-exempt loans and leases(18)508 490 (42)929 887 Lease financings(214)301 87 (344)502 158 Interest and fees on loans and leases2,976 2,582 5,558 6,269 4,121 10,390 Total interest income3,526 2,480 6,006 6,800 4,116 10,916 Interest expense:Interest-bearing checking deposits817 (328)489 1,065 (1,719)(654)Money market savings695 (2,881)(2,186)2,080 (5,451)(3,371)Regular savings(70)(110)(180)(143)(179)(322)Time deposits1,321 (1,194)127 3,784 (1,181)2,603      Total time and interest-bearing deposits2,763 (4,513)(1,750)6,786 (8,530)(1,744)Short-term borrowings(111)(130)(241)(108)(124)(232)Long-term debt(524)(125)(649)(1,340)169 (1,171)Interest on borrowings(635)(255)(890)(1,448)45 (1,403)Total interest expense2,128 (4,768)(2,640)5,338 (8,485)(3,147)Net interest income$1,398 $7,248 $8,646 $1,462 $12,601 $14,063 

51

Provision for Credit Losses

The provision for credit losses for the three months ended June 30, 2025 and 2024 was $5.7 million and $707 thousand, respectively. The provision for credit losses for the six months ended June 30, 2025 and