Company: BCDRF
Filing Date: 2025-03-03
Form Type: 6-K
Source: 0000891478-25-000057
Chunk: 4

Company: Banco Santander, S.A.
Filing Date: 2025-03-03
Form: 6-K
Chunk 4
---
 base (phased-in) |
| EUR million €                             |

| CET1 |     | Tier 1 |     | Total Capital |

| n2022 |     | n2023 |     | n2024 |

Evolution of another key indicators:

| Leverage ratio(CRR and IFRS9 Phased-in) |     | TLAC ratio    |
| 4.78%                                   |     | 30.99%        |
| 2023: 4.69 %                            |     | 2023: 26.69 % |
| Liquidity coverage ratio (LCR)1         |     | NSFR ratio    |
| 158%                                    |     | 126%          |
| 2023: 159 %                             |     | 2023: 123 %   |

1 Liquidity coverage ratios are calculated following the regulatory guidelines required by the ECB.

10 2024 Pillar 3 Disclosures Report

| Index |     | Introduction |     | Capital |     | Risks |     | Risk taker's remunerations |     | Appendices |

#### RWA distribution by type of risk
(A)

bn€

#### Credit risk RWAs by type of approach
(A)(B)

bn€

A CRR Phased-in, IFRS9 Phased-in

B Securitisation and others are excluded. For more information, see Table 10. OV1

#### RWA distribution by risk type and geographic area
(A)(B)

| Credit |     | Market |     | Operational |

A Others is excluded. For more information, see Table 11. RWA by geographical region

B CRR Phased-in, Phased-in IFRS 9

2024 Pillar 3 Disclosures Report 11

| Index |     | Introduction |     | Capital |     | Risks |     | Risk taker's remunerations |     | Appendices |

| Table 1.KM1 - Key metrics template |     |                                                                                                                                                 |     |        |        |           |        |        |           |        |        |           |        |        |           |        |        |           |
|                                    |     | EUR million                                                                                                                                     |     |        |        |           |        |        |           |        |        |           |        |        |           |        |        |           |
|                                    |     |                                                                                                                                                 |     | a      |        |           | b      |