Company: FSBC
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0001628280-25-038796
Chunk: 226

Company: FIVE STAR BANCORP
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 2
Chunk 226
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,496 39,344 — 51,579 Commercial:Secured41,705 58,374 73,679 406 174,164 Unsecured3,244 13,208 21,116 — 37,568 Consumer and other201 13,361 264,653 — 278,215 Total $136,453 $591,494 $2,949,947 $82,691 $3,760,585 December 31, 2024Real estate:Commercial$35,682 $362,077 $2,383,655 $75,759 $2,857,173 Commercial land and development2,433 438 978 — 3,849 Commercial construction9,378 64,407 37,533 — 111,318 Residential construction3,310 1,251 — — 4,561 Residential324 9,486 22,045 919 32,774 Farmland— 6,632 40,609 — 47,241 Commercial:Secured56,630 46,722 70,035 408 173,795 Unsecured2,500 10,552 14,506 — 27,558 Consumer and other161 13,964 265,459 — 279,584 Total$110,418 $515,529 $2,834,820 $77,086 $3,537,853 

49

Table 17 sets forth the sensitivity to interest rate changes of our loan portfolio as of the dates shown. 

Table 17: Sensitivity to Interest Rates - Gross Loans(dollars in thousands)Fixed Interest RatesFloating or Adjustable RatesTotalJune 30, 2025Real estate:Commercial$653,184 $2,413,443 $3,066,627 Commercial land and development178 1,244 1,422 Commercial construction— 112,399 112,399 Residential construction— 5,479 5,479 Residential4,438 28,694 33,132 Farmland4,766 46,813 51,579 Commercial:Secured45,638 128,526 174,164 Unsecured26,610 10,958 37,568 Consumer and other278,034