Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 61

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 1
Chunk 61
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4,390,656 15.37 %Tier 1 capital (to average assets)(1)4.00 %N/A3,731,203 11.84 %3,661,979 11.33 %The BankCET1 capital (to risk-weighted assets)7.00 %6.50 %$3,397,976 11.81 %$3,611,714 12.75 %Tier 1 capital (to risk-weighted assets)8.50 %8.00 %3,397,976 11.81 %3,611,714 12.75 %Total capital (to risk-weighted assets)10.50 %10.00 %3,732,255 12.97 %3,968,168 14.00 %Tier 1 capital (to average assets)(1)4.00 %5.00 %3,397,976 10.87 %3,611,714 11.27 %(1)    The Tier 1 capital ratio (to average assets) is not impacted by the Basel III Capital Rules; however, the Federal Reserve Board and the FDIC may require the Company and the Bank, respectively, to maintain a Tier 1 capital ratio (to average assets) above the required minimum.(2)    Percentages represent the minimum capital ratios plus, as applicable, the fully phased-in 2.5% CET1 capital buffer under the Basel III Capital Rules.

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(8) Stock-Based Compensation

The Company has long-term incentive plans under which stock-based compensation awards are granted to employees and directors by the Company’s board of directors or its designated committee. Grants are subject to vesting requirements and may include, among other things, nonqualified stock options, stock appreciation rights, restricted stock units (“RSUs”), restricted stock and performance units, or any combination thereof. On April 15, 2025, the Company’s stockholders approved the Texas Capital Bancshares, Inc. 2022 Long-Term Incentive Plan, as amended and restated, which increases shares authorized and available for grant by 1.1 million shares and extends the plan’s maturity date by two years.The table below summarizes the Company’s stock-based compensation expense: Three Months Ended June 30,Six Months Ended June 30,(in thousands)2025202420252024Stock-settled