Company: EGG
Filing Date: 2025-03-28
Form Type: F-1
Source: 0001641172-25-001072
Chunk: 100

Company: ENIGMATIG LTD
Filing Date: 2025-03-28
Form: F-1
Chunk 100
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 the way fintech companies approach risk management, fraud detection, and customer service.

Block chain

Blockchain is a decentralized and secure ledger that records transactions across a network of computers, making it ideal for financial transactions. Blockchain technology has become an increasingly important part of the fintech industry, particularly in the area of digital currencies. In the fintech industry, blockchain technology is used to improve the efficiency and security of payment systems and reduce the risk of fraud. Additionally, blockchain-based platforms have the potential to significantly reduce the cost of cross-border transactions, making it easier for fintech companies to offer their services to customers around the world. By leveraging blockchain technology, fintech companies can provide customers with a faster, more secure, and more cost-effective financial services experience.

Market Size of the Global Fintech Investment Activity

Global fintech activity was adversely affected in 2020 by the COVID-19 outbreak as COVID-19 caused significant economic uncertainty with sharp declines and fluctuations in the financial market, resulting in the lack of fund for fintech startups. Fintech investment activity soon recovered along with economic and financial rebounds. In 2021, the fintech investment activity increased 68.2% to USD210.1 billion. However, global fintech investment decreased significantly from USD210.1 billion in 2021 to USD118.5 billion in 2024 due to a variety of factors, including slower-than-expected global economic recovery, geopolitical tensions, normalization of funding patterns for fintech firms and market consolidation in the crypto and blockchain sectors. Europe encountered the largest decline during this period due to continued geopolitical uncertainty, the decreasing size of investment deals, stubbornly high interest rates and lagging behind in AI technology. In the future, driven by the need for and widespread deployment of technology like big data analysis, AI, and block chain, it is expected that the market size of the global fintech investment activity by investment amount will then continue to increase from USD129.2 billion in 2025 to USD201.4 billion in 2029, representing a CAGR of 11.7%.

<div align='center'>Market Size of Global Fintech Investment Activity for Each Year by Investment Amount, 2020-2029E</div>

Source: Frost & Sullivan Report

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Analysis of the Regtech Market

Definition of Regtech

Regulatory technology, or regtech, is a sub-component of fintech which involves the management of regulatory processes within the financial industry through technology. The main functions of regtech include