Company: CFG-PE
Filing Date: 2025-07-22
Form Type: 424B2
Source: 0001193125-25-162273
Chunk: 88

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-07-22
Form: 424B2
Chunk 88
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 is required to amend a corporation’s certificate of incorporation or bylaws, unless either a corporation’s certificate of incorporation or bylaws require a greater percentage. Our restated certificate of incorporation and amended and restated bylaws provide that we reserve the right to amend our restated certificate of incorporation in any manner permitted by the Delaware General Corporation Law and all rights and powers conferred upon stockholders, directors and officers are granted subject to such reservation. Other Limitations on Stockholder Actions. Our amended and restated bylaws also impose some procedural requirements on stockholders who wish to:

| • |     | make nominations in the election of directors; |

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| • |     | propose that a director be removed; |

| • |     | propose any repeal or change in our amended and restated bylaws; or |

| • |     | propose any other business to be brought before an annual or special meeting of stockholders. |

Under these procedural requirements, in order to bring a proposal before a meeting of stockholders, a stockholder must generally deliver timely notice of a proposal pertaining to a proper subject for presentation at the meeting to our corporate secretary along with the following:

| • |     | a description of the business or nomination to be brought before the meeting and the reasons for conducting such 
 business at the meeting;                                                                                         |

| • |     | the stockholder’s name and address; |

| • |     | any material interest of the stockholder in the proposal; |

| • |     | the number of shares beneficially owned by the stockholder and evidence of such ownership; and |

| • |     | a description of all agreements, arrangements and understandings between the stockholder and any other person 
 (including the names of such persons) in connection with the proposal.                                        |

To be timely, a stockholder must generally deliver notice to the corporate secretary:

| • |     | in connection with an annual meeting of stockholders, not less than 120 days nor more than 150 days prior to the                                                                                                                                          
 first anniversary of the date on which the annual meeting of stockholders was held in the immediately preceding year, but in the event that the date of the annual meeting is more than 30 days before or more than 70 days after the anniversary date of 
 the preceding annual meeting of stockholders, a stockholder notice will be timely if received by us not later than the close of business (A) no earlier than 120 days prior to the annual meeting and (B) no later than 70 days