Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003703
Chunk: 20

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 20
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$2.7 bi or (-11%) of operations classified as problematic assets,
in addition to the increase of cured operations in R$0.9 bi or 20% in the quarter, evidencing the quality of the portfolio and the assertiveness
of the strategies adopted in loan recovery. (1) The balances prior to 1Q25/March25 are being presented according to the accounting practice
in force for the periods. As of 2025, balances are shown in the expected loss model in accordance with CMN Resolution No. 4,966/21. 32.3
30.7 26.7 25.3 22.6 4.2 4.0 5.0 4.8 5.7 36.5 34.8 31.6 30.1 28.3 Sept24 Dec Mar25 June Sept Cured Operations Problematic Asset (Stage
3) evolution of the restructuredportfolio R$ billion 5.3 4.8 4.3 4.0 3.7 Sept24 Dec Mar25 June Sept restructuredportfolio/ loan portfolio
% 64.3 64.7 55.9 56.1 54.4 Sept24 Dec Mar25 June Sept provision (1)/ restructured portfolio % 30.1 31.9 30.9 31.0 31.7 Sept24 Dec Mar25
June Sept over 90 days / restructured portfolio % -6% q/q -22% y/y 1.7x -11% q/q -30% y/y Bradesco | Economic and Financial Analysis Report
19 fee and commission income Part of the performance of fee and commission income is influenced by the increase in our stake in Cielo
and the consolidation of the John Deere Bank, disregarding this effect, the total variation of revenues would be 5.1% vs. 3Q24 and 4.6%
vs. 9M24. card income Card income reached R$4.6 billion in the quarter, representing 44% of total fee and commission income: - Credit
cards registered a traded volume of R$95 billion, with 10% growth in the year (3Q25 vs. 3Q24); and - High-income clients account for about
55% of the total revenue, with a growth of 24% compared to 3Q24. traded volume | credit