Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 136

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part II, Item 8
Chunk 136
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 2024Term Loans and Leases by Origination YearRevolving Loans(dollars in millions)20242023202220212020Prior to 2020Within the Revolving PeriodConverted to TermTotalCommercial and industrial$— $— $1 $11 $— $3 $13 $— $28 Commercial real estate— — 1 19 86 68 — — 174 Total commercial— — 2 30 86 71 13 — 202 Residential mortgages— — — — — 3 — — 3 Home equity— — — — — 2 5 1 8 Automobile— 3 16 17 5 6 — — 47 Education— — 3 13 14 33 — — 63 Other retail15 10 7 10 2 6 81 — 131 Total retail15 13 26 40 21 50 86 1 252 Total loans and leases$15 $13 $28 $70 $107 $121 $99 $1 $454 

Citizens Financial Group, Inc. | 52

Nonaccrual and Past Due AssetsThe following tables present an aging analysis of accruing and nonaccrual loans and leases as of June 30, 2025 and December 31, 2024:June 30, 2025Days Past Due and Accruing(dollars in millions)Current30-5960-89 90+Nonaccrual TotalNonaccrual with no related ACLCommercial and industrial$45,104 $60 $12 $3 $233 $45,412 $28 Commercial real estate25,384 75 5 60 706 26,230 64 Total commercial70,488 135 17 63 939 71,642 92 Residential mortgages33,387 76 34 128 198 33,823 149 Home equity17,323 79 27 — 282 17,711 189 Automobile3,278 70 25 — 34 3,407 5 Education8,480 33 16 2 19 8,550