Company: PNBK
Filing Date: 2025-11-14
Form Type: 10-Q
Source: 0001628280-25-052358
Chunk: 29

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-11-14
Form: 10-Q
Item: Part I, Item 1
Chunk 29
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 — — — Total — — — — — — — — Construction to Permanent - CRE:Substandard— — — — 31 — — 31 Total — — — — 31 — — 31 Total loans$26,406 $4,183 $95,446 $115,019 $131,467 $139,838 $76,307 $588,666  Total Current period gross charge-offs$— $91 $1,642 $229 $— $909 $— $2,871 Loans receivable, gross:Pass$26,406 $4,183 $91,321 $107,746 $119,775 $126,083 $69,589 $545,103 Special mention— — 3,646 17 35 2,568 4,206 10,472 Substandard— — 479 7,256 11,657 11,187 2,512 33,091 Total Loans receivable, gross$26,406 $4,183 $95,446 $115,019 $131,467 $139,838 $76,307 $588,666  Total Current period gross charge-offs$— $91 $1,642 $229 $— $909 $— $2,871 

24

Table of ContentsPATRIOT NATIONAL BANCORP, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements (Unaudited)

The following tables summarize loan amortized cost by vintage, credit quality indicator, class of loans and charge-offs based on year of origination as of December 31, 2024:Term of Loans by OriginationAs of December 31, 2024:20242023202220212020PriorRevolvingTotal Loans Receivable Gross Loan portfolio segment:Commercial Real Estate:Pass$— $102,906 $130,143 $88,275 $2,085 $69,858 $— $393,267 Special mention— 3,697 — — — 430 — 4,127 Substandard— 1,099 6,691 8,615 233