Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 299

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 299
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 capital stock during the pendency of the transaction, subject to limited exceptions.

The Ford Entities voting agreement generally obligates each Ford Entity and HomeStreet to use its reasonable best efforts to promptly prepare and file all necessary documentation in respect of the requisite regulatory approvals that are required to be obtained to consummate the transactions contemplated by the merger agreement and, among other obligations, to respond to requests for information and to resolve any objection that may be asserted by a governmental entity with respect to the merger agreement or the transactions contemplated thereby, subject to certain exceptions. The Rabobank voting agreement requires Rabobank to cooperate with HomeStreet, Mechanics and the Ford Entities in obtaining the requisite regulatory approvals required to be obtained by such parties to consummate the transactions contemplated by the merger agreement. Mechanics and the Ford Entities are third-party beneficiaries of the Rabobank Voting Agreement.

The key shareholder voting agreements will terminate upon the earliest to occur of (i) the effective time, (ii) the termination of the merger agreement in accordance with its terms and (iii) any amendment to the merger agreement without the prior written consent of such key shareholder if such amendment materially reduces the Class A exchange ratio (or the Class B exchange ratio, in the case of the Rabobank voting agreement) or alters the form of merger consideration.

As of the date of the key shareholder voting agreements, the key shareholders collectively owned, of record or beneficially, a majority of the voting power of the outstanding shares of Mechanics voting common stock. As of the date of this proxy statement/prospectus/consent solicitation statement, the key shareholders collectively owned approximately [90.4%] of the outstanding shares of Mechanics voting common stock. Accordingly, the execution and delivery of written consents by all of the key shareholders will constitute receipt by Mechanics of the shareholder approval required for the Mechanics merger proposal and therefore satisfy the closing condition in the merger agreement relating to receipt of the requisite Mechanics shareholder approval.

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#### TABLE OF CONTENTS

### REGISTRATION RIGHTS AGREEMENT
The following section summarizes material provisions of the registration rights agreement, which is included in this proxy statement/prospectus/consent solicitation statement as

#### Annex H
, is incorporated by reference herein in its entirety, and qualifies the following summary in its entirety. The rights and obligations of HomeStreet and the key shareholders party thereto are governed by the registration rights agreement and not by this summary or any other information contained in or incorporated by reference into this proxy statement/prospectus/consent solic