Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001160106-25-000034
Chunk: 36

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 36
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 |     |                     -923 |     |                   -1,088 |
| Repayment of subordinated liabilities                              |                     -904 |     |                        – |     |                     -819 |
| Repurchases and redemptions of other equity instruments            |                     -641 |     |                   -1,324 |     |                     -500 |
| Change in stake of non-controlling interests                       |                        – |     |                       -2 |     |                        – |
| Net cash used in financing activities                              |                   -1,650 |     |                   -3,443 |     |                   -2,488 |
| Effects of exchange rate changes on cash and cash equivalents      |                     -696 |     |                      -17 |     |                       10 |
| Change in cash and cash equivalents                                |                      348 |     |                   -9,185 |     |                   -8,837 |
| Cash and cash equivalents at beginning of period                   |                   70,816 |     |                   88,838 |     |                   79,653 |
| Cash and cash equivalents at end of period                         |                   71,164 |     |                   79,653 |     |                   70,816 |

1 Previously presented in aggregate. Interest received was £ 14,966million (half year to 30 June 2024 : £ 14,652million ; half year to 31 December 2024 : £ 15,069million ) and interest paid was £ 8,784million (half year to 30 June 2024 : £ 8,472million ; half year to 31 December 2024 : £ 9,368million ). Cash and cash equivalents comprise cash and non-mandatory balances with central banks and amounts due from banks with an original maturity of less than three months. Included within cash and cash equivalents at 30 June 2025 is £ 19 million (30 June 2024 : £ 35million ; 31 December 2024 : £ 23million ) held within the Group’s long-term insurance and investments operations, which is not immediately available for use in the business. The accompanying notes are an integral part of the condensed consolidated half-year financial statements.

| Page 42 of74 |

| LLOYDS BANKING GROUP PLC | 2025HALF-YEAR RESULTS |

NOTES TO THE CONDENSED CONSOLIDATED HALF-YEAR FINANCIAL STATEMENTS (UNAUDITED) Note 1: Basis of preparation and