Company: KNSL
Filing Date: 2025-02-21
Form Type: 10-K
Source: 0001669162-25-000010
Chunk: 156

Company: Kinsale Capital Group, Inc.
Filing Date: 2025-02-21
Form: 10-K
Item: Item 8
Chunk 156
---
786 60,374 Entertainment58,506 39,218 22,268 Energy42,710 38,637 32,217 Life Sciences36,252 41,379 41,346 Commercial Auto35,047 19,050 5,950 Professional Liability34,841 35,743 30,313 Excess Professional 32,633 24,033 22,826 Environmental30,372 25,938 19,455 Inland Marine27,184 18,669 14,396 Health Care23,179 20,378 16,916 Management Liability21,705 26,617 28,856 Public Entity20,047 20,028 15,512 Aviation8,591 6,453 4,424 Ocean Marine3,655 2,339 765 Agribusiness2,775 — — Product Recall2,397 1,637 1,419 Railroad225 15 — Total commercial1,821,407 1,530,338 1,067,542 Personal:High Value Homeowners26,844 14,295 3,261 Personal Insurance22,090 24,182 31,289 Total personal48,934 38,477 34,550 Total$1,870,341 $1,568,815 $1,102,092 Certain prior year amounts are reclassified to conform to current year's divisions and the business underwritten within them.Commercial Property underwrites first-party coverage on manufacturing facilities, government and municipal buildings, professional buildings, offices and general commercial properties, vacant properties, as well as entertainment and retail facilities. Excess Casualty underwrites excess liability over risks that would fit within the general casualty, construction, products liability and small business casualty divisions. Coverage is written over the Company's primary liability policies as well as those of other insurers. This division also writes excess liability over primary commercial auto liability policies written by other carriers. 

103

Small Business Casualty underwrites commercial general liability on smaller risks, generally businesses with revenues not exceeding $2.5 million, with an emphasis on artisan contractors and premises related exposures. General Casualty underwrites general liability and liquor liability on hospitality, habitational and retail risks, among others, with similar premises liability loss exposures. Construction underwrites commercial general liability coverage on contractors focusing on new residential construction,