Company: CL
Filing Date: 2025-11-03
Form Type: 424B2
Source: 0001104659-25-105106
Chunk: 33

Company: COLGATE PALMOLIVE CO
Filing Date: 2025-11-03
Form: 424B2
Chunk 33
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 may elect to determine the amount of income accrued
on the basis of the spot rate in effect on the last day of the accrual period (or the last day of the taxable year in the case of an accrual
period that straddles the U.S. Holder’s taxable year) or may use the spot rate on the date the interest payment is received if that
date is within five days of the end of the accrual period. U.S. Holders that make this election must apply it consistently to all debt
instruments from year to year and cannot change the election without the consent of the IRS. Accrual method U.S. Holders will recognize
foreign currency gain or loss on the receipt of an interest payment (including a payment attributable to accrued but unpaid interest upon
the sale, exchange or other disposition of a Note) if the spot rate of exchange on the date the payment is received differs from the rate
applicable to a previous accrual of that interest income. Such foreign currency gain or loss generally will be treated as ordinary income
or loss, but generally will not be treated as an adjustment to interest income received on the Notes. A U.S. Holder will have a tax basis
in euro received as interest on the Note equal to the U.S. dollar value of such euro.

<div align='center'>S-15</div>

Sale, Exchange, Redemption, Retirement or other Taxable Disposition of the Notes. Upon the disposition of a Note by sale, exchange, redemption, retirement or other taxable
disposition, a U.S. Holder generally will recognize gain or loss equal to the difference between (i) the sum of all cash plus the
fair market value of all other property received on such disposition (other than amounts attributable to accrued interest, which amounts
would be treated as ordinary interest income to the extent not previously so treated) and (ii) the U.S. Holder’s adjusted tax
basis in such Note. A U.S. Holder’s adjusted tax basis in a Note generally will equal the cost of the Note to the U.S. Holder based
on the spot exchange rate on the settlement date of the initial purchase, decreased by the amount of any payments (other than payments
of stated interest) on the Note (converted using the same exchange rate).

A U.S. Holder that uses the cash receipts and disbursements
method of accounting determines the amount realized in U.S. dollars by using the relevant spot exchange rate on the settlement date of
the disposition of a