Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 49

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 49
---
.” In January 2025, the Compensation Committee reviewed UMB’s financial results from 2022 through 2024 and certified the following results:

| 2022 LTIP—CORPORATE FINANCIAL PERFORMANCE |     |           |     |        |     |        |     |        |     |         |     |        |     |        |     |        |     |       |     |        |     |                   |     |         |     |        |     |                |     |                     |     |         |
| Financial Metric                          |     | Threshold |     |        |     | Target |     |        |     | Maximum |     |        |     | Actual |     |        |     | Score |     |        |     | Payout Percentage |     |         |     | Weight |     |                |     | Weighted Percentage |     |         |
| 3-YEAR EPS                                |     |           |     | $18.61 |     |        |     | $23.26 |     |         |     | $30.24 |     |        |     | $25.48 |     |       |     | 109.6% |     |                   |     | 132.00% |     |        |     | 50%            |     |                     |     | 66.00%  |
| ADJUSTED ROTCE                            |     |           |     |  8.64% |     |        |     | 10.80% |     |         |     | 14.04% |     |        |     | 15.27% |     |       |     | 141.4% |     |                   |     | 200.00% |     |        |     | 50%            |     |                     |     | 100.00% |
|                                           |     |           |     |        |     |        |     |        |     |         |     |        |     |        |     |        |     |       |     |        |     |                   |     |         |     |        |     | Final Payout % |     |                     |     | 166.00% |

44

Based on these conclusions, the NEOs received the following shares of Company stock free of restrictions and risk of forfeiture: (a) 24,191 shares to Mr. Kemper, (b) 2,647 shares to Mr. Shankar