Company: FMCCN
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0001026214-25-000086
Chunk: 172

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Item 1
Chunk 172
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rual status as of period end.

The table below provides the amount of accrued interest receivable presented on our condensed consolidated balance sheets and the amount of accrued interest receivable related to loans on non-accrual status at the end of the periods that was charged off.Table 3.5 - Accrued Interest Receivable and Related Charge-OffsAccrued Interest ReceivableAccrued Interest Receivable Related Charge-Offs(In millions)June 30, 2025December 31, 20242Q 20252Q 2024YTD 2025YTD 2024Single-Family loans$10,154 $9,776 ($60)($46)($124)($92)Multifamily loans431 431 — — (3)(1)

Credit QualitySingle-FamilyThe current LTV ratio is one key factor we consider when estimating our allowance for credit losses for single-family loans. As current LTV ratios increase, the borrower's equity in the home decreases, which may negatively affect the borrower's ability to refinance or to sell the property for an amount at or above the balance of the outstanding loan.The table below presents the amortized cost basis of single-family held-for-investment loans by current LTV ratio. Our current LTV ratios are estimates based on available data through the end of each period presented.

Freddie Mac 2Q 2025 Form 10-Q55

Financial Statements                         Notes to the Condensed Consolidated Financial Statements | Note 3

Table 3.6 - Amortized Cost Basis of Single-Family Held-for-Investment Loans by Current LTV Ratio and VintageJune 30, 2025Year of Origination Total(In millions)20252024202320222021PriorCurrent LTV ratio:  20- and 30-year or more, amortizing fixed-rate≤ 60$17,792 $50,330 $41,115 $110,228 $559,603 $973,171 $1,752,239 > 60 to 8043,581 120,285 101,625 173,411 204,081 50,076 693,059 > 80 to 9026,615 68,035 60,013 51,254 11,043 1,211 218,171 > 90 to 100 36,114 69,364 20,