Company: AX
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001299709-25-000184
Chunk: 131

Company: Axos Financial, Inc.
Filing Date: 2025-10-30
Form: 10-Q
Item: Part I, Item 2
Chunk 131
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271 8.01 %Stock of the regulatory agencies29,600 519 7.01 %19,012 377 7.93 %Total interest-earning assets24,499,203 465,736 7.60 %22,602,409 484,262 8.57 %Non-interest-earning assets932,414 797,127 Total assets$25,431,617 $23,399,536 Liabilities and Stockholders’ Equity:Interest-bearing demand and savings$17,177,394 $157,844 3.68 %$15,915,785 $177,815 4.47 %Time deposits1,126,347 11,520 4.09 %871,876 9,454 4.34 %Securities loaned150,456 285 0.76 %97,215 540 2.22 %Advances from the FHLB60,004 313 2.09 %90,000 529 2.35 %Secured financings8,505 — — %— — — %Borrowings, subordinated notes and debentures332,004 4,724 5.69 %323,697 3,876 4.79 %Total interest-bearing liabilities18,854,710 174,686 3.71 %17,298,573 192,214 4.44 %Non-interest-bearing demand deposits3,024,076 2,971,090 Other non-interest-bearing liabilities733,586 779,561 Stockholders’ equity2,819,245 2,350,312 Total liabilities and stockholders’ equity$25,431,617 $23,399,536 Net interest income$291,050 $292,048 Interest rate spread73.89 %4.13 %Net interest margin84.75 %5.17 %1.Average balances are obtained from daily data.2.Annualized.3.Loans include loans held for sale, loan premiums and unearned fees.4.Interest income includes reductions for amortization of loan and investment securities premiums and earnings from accretion of discounts and loan fees.5.Purchased loans include loans, loan discounts and unearned fees related to the FDIC Loan Purchase.6.Margin lending is the significant