Company: FRME
Filing Date: 2025-10-22
Form Type: 425
Source: 0000712534-25-000193
Chunk: 1

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-22
Form: 425
Chunk 1
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 registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter).

Emerging growth company ☐

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

ITEM 2.02 RESULTS OF OPERATIONS AND FINANCIAL CONDITION.

On October 22, 2025, First Merchants Corporation issued a press release to report its financial results for the third quarter ended September 30, 2025. A copy of the press release is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

On October 23, 2025, First Merchants Corporation will conduct a third quarter 2025 earnings conference call and webcast at 9:00 a.m. (ET). A copy of the slide presentation utilized on the conference call is furnished as Exhibit 99.2 to this Current Report on Form 8-K.

The information in this Current Report on Form 8-K, including Exhibit 99.1 and Exhibit 99.2 hereto, shall not be deemed "filed" for purposes of Section 18 of the Securities Exchange Act of 1934, as amended, or otherwise subject to liability of that section. The information in this Current Report shall not be incorporated by reference into any filing or other document pursuant to the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing or document.

#### ITEM 9.01 FINANCIAL STATEMENTS AND EXHIBITS.
(a) Not applicable.

(b) Not applicable.

(c) Not applicable.

(d) Exhibits.

| Exhibit 99.1 
 Exhibit 99.2 |     | Press Release, datedOctober 22, 2025, issued by First Merchants Corporation                                       
 Slide Presentation, utilized onOctober 23, 2025 during conference call and webcast by First Merchants Corporation |
|:-------------|:----|:------------------------------------------------------------------------------------------------------------------|
| Exhibit 104  |     | Cover Page Interactive Data File (embedded within the Inline XBRL document)                                       |

### SIGNATURES
Pursuant to the requirements of the Securities Exchange