Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000113
Chunk: 105

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 105
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 made of the information available on the evolution of the different cash-generating units that could reveal the existence of indications of impairment, the directors of the Grupo Santander have concluded that during the first six months of 2025 , there were notriggers that required the recording of impairments.

| 120 |     | January - June 2025 |

### 9. Financial liabilities
a) Breakdown

The following is a breakdown of Grupo Santander's financial liabilities, other than the balances corresponding to the Derivatives - hedge accounting heading, as of 30 June 2025 and 31 December 2024, presented by nature and categories for valuation purposes:

|                             |     | EUR million |         |             |     |        |                    |     |           |                |            |         |             |     |        |                    |     |           |                |
|                             |     | 30-06-2025  |         |             |     |        |                    |     |           |                | 31-12-2024 |         |             |     |        |                    |     |           |                |
|                             |     |             |         | Financial   
 liabilities 
 held for    
 trading     |     |        | Financial          
 liabilities        
 designated at      
 fair value through 
 profit or loss     |     |           | Financial      
 liabilities at 
 amortised cost |            |         | Financial   
 liabilities 
 held for    
 trading     |     |        | Financial          
 liabilities        
 designated at      
 fair value through 
 profit or loss     |     |           | Financial      
 liabilities at 
 amortised cost |
| Derivatives                 |     |             |  50,396 |             |     |        |                    |     |           |                |            |  57,753 |             |     |        |                    |     |           |                |
| Short Positions             |     |             |  34,473 |             |     |        |                    |     |           |                |            |  35,830 |             |     |        |                    |     |           |                |
| Deposits                    |     |             |  70,813 |             |     | 25,842 |                    |     | 1,054,043 |                |            |  58,568 |             |     | 28,806 |                    |     | 1,126,439 |                |
| Central banks               |     |             |