Company: EMYB
Filing Date: 2025-08-13
Form Type: 10-Q
Source: 0001449794-25-000020
Chunk: 30

Company: Embassy Bancorp, Inc.
Filing Date: 2025-08-13
Form: 10-Q
Item: Part I, Item 8
Chunk 30
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 4.80%   27,211   228 4.26% Investment securities - taxable   295,172   2,248 3.05%   218,913   1,402 2.58% Investment securities - non-taxable (1)   38,785   297 3.89%   39,734   296 3.79% Federal funds sold  1,000   11 4.41%   1,000   13 5.23% Interest bearing deposits with banks  68,877   766 4.46%   77,334   1,020 5.30% TOTAL INTEREST EARNING ASSETS  1,679,044   17,726 4.27%   1,602,819   16,119 4.08% Less allowance for credit losses  (12,136)        (12,422)      Other assets  83,629        84,522      TOTAL ASSETS$1,750,537      $1,674,919                       LIABILITIES AND STOCKHOLDERS' EQUITY                Interest bearing demand deposits, ‎   NOW and money market$ 281,400 $ 1,000 1.43% $277,007 $1,131 1.64% Savings  457,996   981 0.86%   467,261   1,034 0.89% Certificates of deposit  520,899   5,289 4.07%   443,214   4,907 4.45% Securities sold under agreements to repurchase‎and other borrowings  6,219   37 2.39%   19,361   159 3.30% TOTAL INTEREST BEARING LIABILITIES  1,266,514   7,307 2.31%   1,206,843   7,231 2.41%                  Non-interest bearing demand deposits  347,105        344,311      Other liabilities  23,332        23,377      Stockholders' equity  113,586        100,388      TOTAL LIABILITIES AND‎STOCKHOLDERS' EQUITY$1,750,537      $1,674,919                       Net interest income