Company: ONBPP
Filing Date: 2025-02-03
Form Type: 424B3
Source: 0001104659-25-008430
Chunk: 103

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-02-03
Form: 424B3
Chunk 103
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 mergers. This section is not intended to provide you with any factual information about Old National or Bremer. Such information can be found elsewhere in this proxy statement/prospectus and in the public filings Old National makes with the SEC, as described in the section entitled “Where You Can Find More Information” beginning on page 103 of this proxy statement/prospectus.

#### Explanatory Note Regarding the Merger Agreement
The merger agreement and this summary of terms are included to provide you with certain information regarding the terms of the merger agreement. Factual disclosures about Old National and Bremer contained in this proxy statement/prospectus or in documents of Old National filed with the SEC may supplement, update or modify the factual disclosures about Old National and Bremer contained in the merger agreement. The merger agreement contains representations and warranties by Bremer, on the one hand, and by Old National, on the other hand, made solely for the benefit of the other and not for any other party. The representations, warranties and covenants made in the merger agreement by Old National and Bremer were qualified and subject to important limitations agreed to by Old National and Bremer in connection with the negotiation of the terms of the merger agreement. In particular, in your review of the representations and warranties contained in the merger agreement and described in this summary, it is important to bear in mind that the representations and warranties were negotiated with the principal purpose of establishing circumstances in which a party to the merger agreement may have the right not to consummate the mergers if the representations and warranties of the other party prove to be untrue or inaccurate due to a change in circumstance or otherwise, and allocating risk between the parties to the merger agreement, rather than establishing matters as facts. The representations and warranties also may be subject to a contractual standard of materiality different from that generally applicable to shareholders and reports and documents filed with the SEC, and some were qualified by the matters contained in the confidential disclosure schedules that Old National and Bremer each delivered in connection with the merger agreement and certain documents filed by Old National with the SEC. Moreover, information concerning the subject matter of the representations and warranties, which do not purport to be accurate as of the date of this proxy statement/ prospectus, may have changed since the date of the merger agreement. Accordingly, the representations and warranties in the merger agreement should not be relied on by any persons as characterizations of the actual state of facts about Old National and Bremer at the time they were made or otherwise. For more information, see “Where You