Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 39

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 39
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947 $— $— $— $432 

21

Table of Contents

Weighted Average Magnitude of Modifications: Three Months Ended September 30, 2025 (Dollars in thousands)TotalDuration of Extension of Term (months)Reduction of InterestRate (bps)Duration of Delay in Contractual Payments (months)Commercial$4,791 6190 — Commercial real estateConstruction and development— — — — Non-construction196 6— — Home equity— — — — Residential real estate392 1190 — Premium finance receivables—property & casualty— — — — Total loans$5,379 7166 — Three Months EndedSeptember 30, 2024(Dollars in thousands)TotalPercentage of Total Class of LoanExtension of TermReduction of InterestRateInterest Only PaymentsDelay in Contractual PaymentsExtension of Term and Reduction of Interest RateCommercial$1,4690.0 %$1,240 $42 $17 $— $170 Commercial real estate - Non-construction1920.0 192 — — — — Residential real estate—— — — — — — Premium finance receivables—property & casualty1,5480.0 30 1,457 — — 61 Total loans$3,2090.0 %$1,462 $1,499 $17 $— $231 Weighted Average Magnitude of Modifications:Three Months Ended September 30, 2024(Dollars in thousands)TotalDuration of Extension of Term (months)Reduction of InterestRate (bps)Duration of Delay in Contractual Payments (months)Commercial$1,469 27— — Commercial real estate - Non-construction192 6— — Residential real estate— — — —Premium finance receivables—property & casualty1,548 4— —Total loans$3,209 9— — Nine Months EndedSeptember 30, 2025(Dollars in thousands)TotalPercentage of Total Class of LoanExtension of TermReduction of InterestRateInterest OnlyPaymentsDelay in Contractual PaymentsExtension of Term and Reduction of Interest RateCommercial$15,370 0.2 %$