Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 29

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 29
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 +3.6% Net fee income 70 72 82 103 89 -14.0% 70 89 +27.2% Total revenue 1,415 1,456 1,406 1,452 1,433 -1.3% 1,415 1,433 +1.2% Operating expenses (591) (589) (577) (578) (604) +4.5% (591) (604) +2.1% Net loan-loss provisions (662) (578) (704) (723) (551) -23.7% (662) (551) -16.8% Profit before tax 131 253 94 117 248 +111.4% 131 248 +89.4%

47 Corporate & Investment Banking (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 1,053 962 895 1,079 953 -11.7% 1,053 953 -9.5% Net fee income 654 626 612 656 716 +9.1% 654 716 +9.4% Gains (losses) on financial transactions and other 415 469 581 337 552 +63.8% 415 552 +33.0% Total revenue 2,123 2,056 2,088 2,072 2,220 +7.2% 2,123 2,220 +4.6% Operating expenses (883) (928) (962) (1,021) (952) -6.7% (883) (952) +7.8% Net operating income 1,240 1,128 1,126 1,051 1,268 +20.7% 1,240 1,268 +2.3% Net loan-loss provisions (40) (52) (62) (16) (13) -21.3% (40) (13) -68.0% Other gains (losses) and provisions (78) (46) (100) (130) (22) -83.3% (78) (22) -72.2