Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 106

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 8
Chunk 106
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,000 and $668,000 was reversed during the six months ended June 30, 2025 and June 30, 2024, respectively.

13

Modifications to Borrowers Experiencing Financial DifficultyThe table below details gross loans held for investment made to borrowers experiencing financial difficulty that were modified during the three and six months ended June 30, 2025 and June 30, 2024, by type of modification granted and the financial effect of those modifications:Financial Statement Impact($ in thousands)PaymentDeferralTermExtensionPaymentDeferraland TermExtensionTotalPercentage of Loans Held for InvestmentInterest Rate ReductionTerm Extension (in months)Payment DeferralsThree Months Ended June 30, 2025Commercial$9,492 $11,002 $21,580 $42,074 0.18 %—%10 to 26$5,762 Total$9,492 $11,002 $21,580 $42,074 0.18 %Three Months Ended June 30, 2024Commercial$16,147 $253 $7,439 $23,839 0.11 %—%3 to 13$1,176 Commercial real estate— 15,831 — 15,831 0.07 %—%3— Total$16,147 $16,084 $7,439 $39,670 0.18 %Six Months Ended June 30, 2025Commercial$9,492 $12,819 $22,338 $44,649 0.19 %—%6 to 26$5,897 Commercial real estate17,835 — — 17,835 0.07 %—%—369 Total$27,327 $12,819 $22,338 $62,484 0.26 %Six Months Ended June 30, 2024Commercial$24,207 $703 $7,439 $32,349 0.15 %—%3 to 13$1,853 Commercial real estate— 15,831 — 15,831 0.07 %—%3— Total$24,207 $16,534 $7,439 $48,180 0.22 %The table below details gross loans held for investment that experienced a default during