Company: FGBI
Filing Date: 2025-08-18
Form Type: 10-Q
Source: 0001408534-25-000070
Chunk: 97

Company: First Guaranty Bancshares, Inc.
Filing Date: 2025-08-18
Form: 10-Q
Item: Part I, Item 8
Chunk 97
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 1,992 2,669 38,053 40,722 — Commercial and industrial1,293 6,762 8,055 249,463 257,518 — Commercial leases— 1,533 1,533 218,667 220,200 — Consumer and other860 233 1,093 41,174 42,267 — Total Non-Real Estate2,830 10,520 13,350 547,357 560,707 — Total Loans Before Unearned Income$56,115 $120,031 $176,146 $2,525,934 $2,702,080 $11,502 Unearned income    (8,300) Total Loans Net of Unearned Income    $2,693,780   The tables above include $119.2 million and $108.5 million of nonaccrual loans at June 30, 2025 and December 31, 2024, respectively. See the tables below for more detail on nonaccrual loans.

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The following is a summary of nonaccrual loans by class at the dates indicated: As of June 30, 2025(in thousands)With Related AllowanceWithout Related AllowanceTotalReal Estate:  Construction & land development$1,315 $451 $1,766 Farmland273 1,512 1,785 1- 4 family11,156 710 11,866 Multifamily25,879 8,789 34,668 Non-farm non-residential40,828 18,840 59,668 Total Real Estate79,451 30,302 109,753 Non-Real Estate:  Agricultural867 915 1,782 Commercial and industrial1,882 3,685 5,567 Commercial leases799 1,162 1,961 Consumer and other116 — 116 Total Non-Real Estate3,664 5,762 9,426 Total Nonaccrual Loans$83,115 $36,064 $119,179 As of December 31, 2024(in thousands)With Related AllowanceWithout Related AllowanceTotalReal Estate:  Construction & land development$697 $2,927 $3,624 Far