Company: NWBI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0001471265-25-000077
Chunk: 58

Company: Northwest Bancshares, Inc.
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 2
Chunk 58
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/AN/ANorthwest Bank1,372,608 9.65 %568,942 4.00 %711,177 5.00 %

(1)  Amounts and ratios include the capital conservation buffer of 2.5%, which does not apply to Tier 1 capital to average assets (leverage ratio).

(2)  Reflects the well-capitalized standard applicable to Northwest Bank and the well-capitalized standard applicable to the Company under the Federal Reserve Board’s Regulation Y.

 At December 31, 2024 (1) ActualMinimum capital requirements (2)Well capitalized requirements (3) AmountRatioAmountRatioAmountRatioTotal capital (to risk weighted assets)      Northwest Bancshares, Inc.$1,708,786 16.08 %$1,115,932 10.50 %$1,062,793 10.00 %Northwest Bank1,466,832 13.81 %1,114,929 10.50 %1,061,837 10.00 %Tier 1 capital (to risk weighted assets)    Northwest Bancshares, Inc.1,468,646 13.82 %903,374 8.50 %637,676 6.00 %Northwest Bank1,341,230 12.63 %902,561 8.50 %849,469 8.00 %CET1 capital (to risk weighted assets)Northwest Bancshares, Inc.1,342,801 12.63 %743,955 7.00 %N/AN/ANorthwest Bank1,341,230 12.63 %743,286 7.00 %690,194 6.50 %Tier 1 capital (leverage) (to average assets) Northwest Bancshares, Inc.1,468,646 10.39 %565,426 4.00 %N/AN/ANorthwest Bank1,341,230 9.50 %564,937 4.00 %706,171 5.00 %

(1) We elected to temporarily delay the estimated impact of current expected credit losses ("CECL") on regulatory capital in accordance with a rule of the Federal Reserve Board and other U.S. banking agencies for a two-year deferral period, followed