Company: SFNC
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0001628280-25-023690
Chunk: 190

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 8
Chunk 190
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1,695 8,582 2,076 12,484 1,907 — 28,076 90+ days past due— 880 1,526 2,857 964 5,782 3,522 — 15,531 Total real estate - SF residential58,690 227,846 313,416 556,728 297,693 713,825 479,253 — 2,647,451 Current-period real estate - SF residential gross charge-offs— 13 — — 42 — 103 — 158 

21

Term Loans Amortized Cost Basis by Origination Year(In thousands)2025 (YTD)20242023202220212020 and PriorLines of Credit (“LOC”) Amortized Cost BasisLOC Converted to Term Loans Amortized Cost BasisTotalReal estate - other commercialRisk rating:Pass$270,315 $591,253 $442,670 $1,444,686 $1,001,908 $989,293 $2,829,154 $— $7,569,279 Special mention— 9,693 16,260 35,702 5,857 18,346 122,853 — 208,711 Substandard— 13,062 19,860 10,246 2,644 45,275 182,227 — 273,314 Doubtful and loss— — — — — — — — — Total real estate - other commercial270,315 614,008 478,790 1,490,634 1,010,409 1,052,914 3,134,234 — 8,051,304 Current-period real estate - other commercial gross charge-offs— — — — — 56 4,211 — 4,267 CommercialRisk rating:Pass94,983 223,010 214,831 236,156 108,831 55,817 1,344,729 187 2,278,544 Special mention— 736 2,556 593 322 1,058 28,691 — 33,956 Substandard32 13,909 3,389 7,457 2,866 7,759