Company: BBVXF
Filing Date: 2025-08-12
Form Type: DRS
Source: 0000950123-25-007520
Chunk: 124

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-08-12
Form: DRS
Chunk 124
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 activity it controls directly and indirectly and
which comprise, together with the Bank, the Banco Sabadell Group. Banco Sabadell is formed of different financial institutions, brands, subsidiaries and investees that cover all aspects of financial business. It operates mainly in Spain, the United
Kingdom and Mexico.

Business Segments

The information in this subsection has been extracted from page 140 of Banco Sabadell’s Euro Medium Term Note Program base prospectus dated May 12, 2025.

The Group employs a multi-brand strategy, targeting through each brand a specific customer base and/or
geographic segment and building on the goodwill associated with those of its brands that have a long history in the Spanish banking sector. In 2015, the Bank unified the Sabadell Atlántico and SabadellCAM brands to strengthen its image, with
“Sabadell” being the flagship brand that operates throughout most of the Spanish market. The Group’s main banking brands are Sabadell, SabadellHerrero, SabadellGuipuzcoano, SabadellUrquijo Private Banking, Solbank and SabadellGallego.

The Group is organized in the following business segments: Banking Business in Spain, Banking Business in the United Kingdom and Banking
Business in Mexico. Banking Business in Spain, in turn, includes Retail Banking, Business Banking and the Corporate and Investment Banking business units.

The information in this subsection has been extracted from pages 234 and 235 of Banco Sabadell’s consolidated directors’ report as of and for the year ended December 31, 2024.

Banking Business in Spain

Retail Banking

This business unit
offers financial products and services to individuals for personal use. These include investment products and medium- and long-term finance, such as consumer loans, mortgages, leasing and rental

81

As confidentially submitted to the Securities and Exchange Commission on August 11, 2025.

This Amendment No. 4 has not been publicly filed with the Securities and Exchange Commission and all

information herein remains strictly confidential.

services, as well as other short-term finance. Funds come mainly from customers’ term and demand deposits, savings insurance, mutual funds and pension plans. The main services also include
payment methods such as cards and various kinds of insurance products.

Business Banking

This business unit offers financial products and services to companies and self-employed persons. These include investment and financing
products, such as working capital products, revolving loans and medium- and long-term finance.