Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 208

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 8
Chunk 208
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Owner-occupied, nonfarm nonresidential properties178 (1,478)537,906 (1.10)Agricultural production and other loans to farmers(2)— 6,619 — Commercial and Industrial1,207 (74)727,250 (0.04)Obligations (other than securities and leases) of states and political subdivisions(43)— 141,742 — Other loans88 — 29,661 — Other construction loans and all land development and other land loans166 — 284,981 — Multifamily (5 or more) residential properties585 (1,072)423,805 (1.01)Non-owner occupied, nonfarm nonresidential properties217 — 1,036,139 — 1-4 Family Construction(22)— 16,469 — Home equity lines of credit163 10 179,065 0.02 Residential Mortgages secured by first liens770 (7)1,021,072 — Residential Mortgages secured by junior liens121 — 106,988 — Other revolving credit plans197 (20)35,361 (0.23)Automobile(10)(5)19,739 (0.10)Other consumer609 (586)55,317 (4.25)Credit cards10 10 15,377 0.26 Overdrafts45 (81)178 (182.52)Total$4,275 $(3,303)$4,668,051 (0.28)%

(1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," to the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.

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Six Months Ended June 30, 2025Provision (Benefit) for Credit Losses on Loans Receivable (1)Net(Charge-Offs)RecoveriesAverage Loans ReceivableRatio of Annualized Net (Charge-Offs) Recoveries to Average Loans ReceivableFarmland$(10)$— $30,977 — %Owner-occupied, nonfarm nonresidential properties318 (1,487)531,163 (0.56)Agricultural production and other loans to farmers