Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 66

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 66
---
 no assurance that regulators will not impose any such conditions, limitations, obligations or restrictions and that such conditions, limitations, obligations or restrictions will not have the effect of delaying the completion of any of the transactions contemplated by the merger agreement, imposing additional material costs on or materially limiting the revenues of the combined company following the merger or otherwise reducing the anticipated benefits of the merger if the merger were consummated successfully within the expected time frame. In addition, there can be no assurance that any such conditions, terms, obligations or restrictions will not result in the delay or abandonment of the merger, as Mechanics and its affiliates are not required (and without the consent of Mechanics, HomeStreet and its subsidiaries are not permitted) to take, or agree to take, any action or agree to any condition or restriction in connection with obtaining the requisite regulatory approvals that would reasonably be expected to have, either individually or in the aggregate, a material adverse effect (as defined in the merger agreement) on HomeStreet and its subsidiaries, taken as a whole, measured on a pro forma basis after giving effect to the transactions contemplated by the merger agreement (a “material burdensome

<div align='center'>32</div>

#### TABLE OF CONTENTS
condition”). Additionally, the completion of the merger is conditioned on the absence of certain orders, injunctions or decrees by any court or governmental entity of competent jurisdiction that would prohibit or make illegal the completion of any of the transactions contemplated by the merger agreement.

**The unaudited pro forma combined condensed consolidated financial information included in this proxy statement/prospectus/consent solicitation statement is preliminary and the actual financial condition and results of operations of the combined company after the merger may differ materially.**

The unaudited pro forma combined condensed consolidated financial information in this proxy statement/prospectus/consent solicitation statement is presented for illustrative purposes only and is not necessarily indicative of what the combined company’s actual financial condition or results of operations would have been had the merger been completed on the dates indicated. The unaudited pro forma combined condensed consolidated financial information reflects adjustments, which are based upon preliminary estimates, to record the HomeStreet identifiable assets acquired and liabilities assumed at fair value. The merger consideration value allocation reflected in this document is preliminary, and the final allocation thereof will be based upon the value of the actual merger consideration and the fair value of the assets and liabilities of HomeStreet as of the closing date. Accordingly, the actual value of the merger consideration may vary significantly from the value used in preparing unaudited pro forma combined