Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 207

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 207
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6 5 277 Salaries and benefits expense75 49 3314 164 335 Outside processing fee expense49 2 102 6 69 Occupancy expense6 26 31 10 46 Allocated corporate expense102 78 30(17)(193)— All other noninterest expenses (a)20 20 141 57 112 Total noninterest expenses252 175 901 44 562 Provision (benefit) for income taxes83 12 7(48)(3)51 Net income (loss)$272 $38 $19$(147)$2 $184 Net charge-offs$10 $1 $— $— $— $11Selected average balances:Assets$45,669 $3,045 $5,296$18,277 $7,944 $80,231Loans43,462 2,347 5,042— 10 50,861Deposits32,261 24,224 3,8443,300 267 63,896(a)All other noninterest expenses for each reportable business segment includes:i.Commercial Bank - Primarily FDIC insurance expense and software expense.ii.Retail Bank - Primarily equipment expense and FDIC insurance expense.iii.Wealth Management - Primarily operational losses and professional fees.35

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and Subsidiaries(dollar amounts in millions)CommercialBankRetailBankWealth ManagementFinanceOtherTotalNine Months Ended September 30, 2025Earnings Summary:Net interest income (expense)$1,378 $739 $145 $(660)$122 $1,724 Provision (benefit) for credit losses93 (5)(1)— (1)86 Noninterest income427 80 216 60 9 792 Salaries and benefits expense235 148 103 48 545 1,079 Outside processing fee expense144 6 31 4 15 200 Occupancy expense17 77 9 2 35 140 Allocated corporate expense354 232 97 (57)(626)— All other noninterest expenses (a)44 56 40 5 170 315 Total noninterest expenses794 519 280 2 139 1,734