Company: NEWTP
Filing Date: 2025-05-12
Form Type: 10-Q
Source: 0001587987-25-000084
Chunk: 290

Company: NewtekOne, Inc.
Filing Date: 2025-05-12
Form: 10-Q
Item: Part I, Item 8
Chunk 290
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-a-vis capital.

Capital amounts and ratios for the Company as of March 31, 2025 and 2024 are presented in the table below:

ActualFor Capital Adequacy Purposes1For Consideration as Well-CapitalizedNewtekOne, Inc. - March 31, 2025AmountRatioAmountRatioAmountRatioTier 1 Capital (to Average Assets)$251,880 12.2 %$82,707 4.0 %N/AN/ACommon Equity Tier 1 (to Risk-Weighted Assets)251,880 17.3 %65,527 4.5 %N/AN/ATier 1 Capital (to Risk-Weighted Assets)251,880 17.3 %87,369 6.0 %N/AN/ATotal Capital (to Risk-Weighted Assets)290,072 19.9 %116,492 8.0 %N/AN/ANewtekOne, Inc. - March 31, 2024Tier 1 Capital (to Average Assets)$185,313 13.7 %$54,106 4.0 %N/AN/ACommon Equity Tier 1 (to Risk-Weighted Assets)185,313 17.2 %48,483 4.5 %N/AN/ATier 1 Capital (to Risk-Weighted Assets)185,313 17.2 %64,644 6.0 %N/AN/ATotal Capital (to Risk-Weighted Assets)218,574 20.3 %86,138 8.0 %N/AN/A

1 Exclusive of the capital conservation buffer of 2.5% of risk-weighted assets.

Capital amounts and ratios for Newtek Bank as of March 31, 2025, and 2024 are presented in the table below. As of March 31, 2025 and 2024, Newtek Bank was categorized as “well-capitalized” under the prompt corrective action measures and met the capital conservation buffer requirements.

ActualFor Capital Adequacy Purposes1For Consideration as Well-CapitalizedNewtek Bank - March 31, 2025AmountRatioAmountRatioAmountRatioTier 1 Capital (to Average Assets)$126,404 10.5 %$48,317 4.0 %$60,396 5.