Company: FLDDW
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0000950170-25-096078
Chunk: 2

Company: Fold Holdings, Inc.
Filing Date: 2025-07-16
Form: 424B3
Chunk 2
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 Nasdaq Capital Market          |

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (§230.405 of this chapter) or Rule 12b-2 of the Securities Exchange Act of 1934 (§240.12b-2 of this chapter). Emerging growth company ☒

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If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

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Item 5.02 Departure of Directors or Certain Officers; Election of Directors; Appointment of Certain Officers; Compensatory Arrangements of Certain Officers.

On July 11, 2025, the employment of Nicolleta Goncalves, who has been serving as the Vice President of Risk and Compliance of Fold Holdings, Inc. was terminated.

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SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

|                      | FOLD HOLDINGS, INC. |                 |                         |
|                      | By:                 | /s/ Will Reeves |                         |
|                      |                     | Name:           | Will Reeves             |
|                      |                     | Title:          | Chief Executive Officer |
| Dated: July 16, 2025 |                     |                 |                         |

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