Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 0

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 0
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Filed Pursuant to Rule 424(b)(5)
Registration No. 333-266516 The information in this preliminary prospectus supplement is not complete and may be changed. This preliminary prospectus supplement and the accompanying prospectus are not an offer to sell these securities and are not soliciting an offer to buy these securities in any jurisdiction where the offer or sale is not permitted

Subject to Completion Preliminary Prospectus Supplement, dated March 18, 2025 Prospectus Supplement to Prospectus dated August 19, 2022 ING Groep N.V. $ % Callable Fixed-to-FloatingRate Senior Notes due 2029 $ % Callable Fixed-to-FloatingRate Senior Notes due 2031 $ % Callable Fixed-to-FloatingRate Senior Notes due 2036 $ Callable Floating Rate Senior Notes due 2029 ING Groep N.V. (the “ Issuer”) is offering hereby $ aggregate principal amount of % Callable Fixed-to-FloatingRate Senior Notes due 2029 (the “ 2029 notes”), $ aggregate principal amount of % Callable Fixed-to-FloatingRate Senior Notes due 2031 (the “ 2031 notes”) and $ aggregate principal amount of % Callable Fixed-to-FloatingRate Senior Notes due 2036 (the “ 2036 notes” and, together with the 2029 notes, the 2031 notes and the 2036 notes, the “ fixed-to-floatingrate notes”) and $ aggregate principal amount of Callable Floating Rate Senior Notes due 2029 (the “ floating rate notes” and, together with the fixed-to-floatingrate notes, the “ notes”) to be issued pursuant to the Senior Debt Securities Indenture dated as of March 29, 2017, as amended or supplemented from time to time (the “ Indenture”), between the Issuer and The Bank of New York Mellon, London Branch, as trustee (the “ trustee”). Interest will accrue on the 2029 notes (i) from (and including) the date of issuance to (but excluding) , 2028 (the “ 2029 notes Call Date”) at a rate of % per annum and (ii) from (and including) the 2029 notes Call Date at a floating rate equal to the SOFR Index Average (as defined herein), reset quarterly, plus % per annum, subject to a minimum rate of 0.00% per annum (the “ Minimum Rate”). Interest will accrue on the 2031 notes (i) from (and including