Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 105

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 105
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 EstateConstructionMortgageand LandCommercialConsumerTotal(In thousands)Allowance for Loan and Lease Losses:Balance, beginning of period $134,945 $7,063 $73,330 $14,006 $229,344 Charge-offs(2,455)— (3,052)(958)(6,465)Recoveries1,602 1,370 5,833 117 8,922 Net (charge-offs) recoveries(853)1,370 2,781 (841)2,457 Provision3,456 205 4,746 293 8,700 Balance, end of period$137,548 $8,638 $80,857 $13,458 $240,501 Nine Months Ended September 30, 2025Real EstateReal EstateConstructionMortgageand LandCommercialConsumerTotal(In thousands)Allowance for Loan and Lease Losses:Balance, beginning of period$145,754 $10,940 $67,833 $14,833 $239,360 Charge-offs(24,324)(21,536)(21,227)(2,877)(69,964)Recoveries2,212 1,370 10,224 319 14,125 Net charge-offs(22,112)(20,166)(11,003)(2,558)(55,839)Provision 13,906 17,864 24,027 1,183 56,980 Balance, end of period$137,548 $8,638 $80,857 $13,458 $240,501 Ending Allowance by Evaluation Methodology:Individually evaluated $— $— $— $— $— Collectively evaluated $137,548 $8,638 $80,857 $13,458 $240,501 Ending Loans and Leases by Evaluation Methodology:Individually evaluated $166,678 $— $4,981 $331 $171,990 Collectively evaluated 13,413,184 2,154,826 8,001,676 368,966 23,938,652 Ending balance$13,579,862 $2,154,826 $8,006,657 $369,297 $24,110,642 

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