Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047437
Chunk: 52

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 52
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 gains by modification of this operating segment for the nine months ended September 30, 2025 was a €857 million expense, an 18.3% decrease compared with the €1,049 million expense recorded for the nine months ended September 30, 2024, mainly as a result of lower credit impairment requirements in the retail loan portfolios in Colombia and Peru and the depreciation of the Argentine peso against the euro, partially offset by higher credit impairments in the retail loan portfolio in Argentina, in particular, related to consumer and credit card loans , as a result in part of the greater credit activity (as we increased private lending as a result of lower government borrowings). At constant exchange rates, there was a 12.0% decrease in impairment on financial assets not measured at fair value through profit or loss or net gains by modification.

### Provisions or reversal of provisions and other results
Provisions or reversal of provisions and other results of this operating segment for the nine months ended September 30, 2025 were a €34 million expense, a 46.9% decrease compared with the €63 million expense recorded for the nine months ended September 30, 2024, attributable mainly to the lower provisions for tax contingencies in Peru and Argentina. At constant exchange rates, there was a 41.3% decrease in provisions and other results.

#### Operating profit / (loss) before tax
As a result of the foregoing, operating profit before tax of this operating segment for the nine months ended September 30, 2025 was €1,354 million, a 43.6% increase compared with the €943 million profit recorded for the nine months ended September 30, 2024.

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Tax expense or income related to profit or loss from continuing operations

Tax expense related to profit from continuing operations of this operating segment for the nine months ended September 30, 2025 was €417 million compared with the €189 million expense recorded for the nine months ended September 30, 2024, mainly as a result of the higher operating profit before tax.

#### Profit attributable to non-controlling interests
Profit attributable to non-controlling interests of this operating segment for the nine months ended September 30, 2025 amounted to €353 million, a 24.7% increase compared with the €283 million recorded for the nine months ended September 30, 2024. At constant exchange rates, there was a 68.0% increase in profit