Company: TWO-PC
Filing Date: 2025-04-02
Form Type: DEF 14A
Source: 0001465740-25-000090
Chunk: 0

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-04-02
Form: DEF 14A
Chunk 0
---
### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION
<div align='center'>Washington, D.C. 20549</div>

#### Schedule 14A

#### Proxy Statement Pursuant to Section 14(a) of the

#### Securities Exchange Act of 1934
| Filed by the Registrant | ☒ |     | Filed by a Party other than the Registrant | ☐ |

Check the appropriate box:

☐ Preliminary Proxy Statement

☐ Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2))

☒ Definitive Proxy Statement

☐ Definitive Additional Materials

☐ Soliciting Material under §240.14a-12p

#### Two Harbors Investment Corp.
<div align='center'>(Name of Registrant as Specified in its Charter)

(Name of Person(s) Filing Proxy Statement, if other than the Registrant)</div>

Payment of Filing Fee (Check the appropriate box):

☒ No fee required.

☐ Fee paid previously with preliminary materials.

☐ Fee computed on table in exhibit required by Item 25(b) per Exchange Act rules 14a6(i)(1) and 0-11.

Dear Fellow Stockholders:

On behalf of the Board of Directors of Two Harbors Investment Corp. I am pleased to invite you to our 2025 Annual Meeting of Stockholders. As in years past, we will host our annual meeting virtually via live webcast on Wednesday, May 14, 2025, at 10:00 a.m. Eastern Time, enabling all stockholders to participate fully and equally from any location at no cost.

We value the views of our stockholders and look forward to continuing our dialogue on the priorities for the company. We have highlighted the company’s achievements and shared our outlook in the Letter to Stockholders included in our 2024 Annual Report. During 2024, we accomplished several important objectives that we believe will position our company for long-term success and deliver value to our stockholders. We grew our MSR portfolio through the settlement of $9.2 billion in unpaid principal balance ("UPB") of MSR, or 28,093 loans, through bulk and flow-sale acquisitions and recapture. Substantially all of these loans are serviced at our operating company, RoundPoint Mortgage Servicing LLC. At RoundPoint, we launched a direct-to-consumer recapture originations platform, funding $64.3 million UPB in first