Company: OSBC
Filing Date: 2025-04-23
Form Type: S-4
Source: 0001104659-25-037832
Chunk: 181

Company: OLD SECOND BANCORP INC
Filing Date: 2025-04-23
Form: S-4
Chunk 181
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TABLE OF CONTENTS

Bancorp Financial, Inc. and Subsidiary Consolidated Balance Sheets
December 31, 2024 and 2023

| ​                                                                                       
 Assets                                                                                  | ​ 
 ​ | ​ 
 ​ | 2024 
 ​    | ​ |             ​ | ​ | ​ 
 ​ | ​ 
 ​ | 2023 
 ​    | ​ |             ​ | ​ | ​ 
 ​ |
|:----------------------------------------------------------------------------------------|:--|:--|:-----|:--|--------------:|:--|:--|:--|:-----|:--|--------------:|:--|:--|
| Cash and due from banks                                                                 | ​ | ​ | ​    | $ |     3,715,884 | ​ | ​ | ​ | ​    | $ |     3,769,871 | ​ | ​ |
| Interest-bearing deposits in other banks                                                | ​ | ​ | ​    | ​ |    96,098,874 | ​ | ​ | ​ | ​    | ​ |   114,159,601 | ​ | ​ |
| Federal funds sold                                                                      | ​ | ​ | ​    | ​ |     1,909,788 | ​ | ​ | ​ | ​    | ​ |     1,361,627 | ​ | ​ |
| Cash and cash equivalents                                                               | ​ | ​ | ​    | ​ |   101,724,546 | ​ | ​ | ​ | ​    | ​ |   119,291,099 | ​ | ​ |
| Securities available for sale                                                           | ​ | ​ | ​    | ​ |   123,529,246 | ​ | ​ | ​ | ​    | ​ |   126,193,342 | ​ | ​ |
| Federal Home Loan Bank stock                                                            | ​ | ​ | ​    | ​ |     1,957,500 | ​ | ​ | ​ | ​    | ​ |     1,957,500 | ​ | ​ |
| Loans, net of allowance for credit losses of $20,649,494 and $21,064,809(2024 and 2023) | ​ | ​ | ​    | ​ | 1,182,974,472 | ​ | ​ | ​ | ​    | ​ | 1,215,451,955 | ​ | ​ |
| Repossessed assets                                                                      | ​ | ​ | ​    | ​ |