Company: MFAN
Filing Date: 2025-11-18
Form Type: S-8
Source: 0001104659-25-113670
Chunk: 3

Company: MFA FINANCIAL, INC.
Filing Date: 2025-11-18
Form: S-8
Chunk 3
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 other documents that we file in
accordance with Sections 13(a), 13(c), 14 and 15(d) of the Exchange Act after the date of this registration statement and prior
to the filing of a post-effective amendment to this registration statement that indicates that all securities offered by this registration
statement have been sold or that deregisters all securities covered hereby then remaining unsold, shall be deemed to be incorporated by
reference into this registration statement and to be a part hereof from the date of filing of such documents. If any document
that we file changes anything stated in this registration statement or in an earlier document that is incorporated into this registration
statement, the later document will modify or supersede what is stated in this registration statement or the earlier document. Unless
expressly incorporated by reference into this registration statement, nothing in this Item 3 shall be deemed to incorporate information
furnished by us on Form 8-K (pursuant to the requirements of Regulation FD or otherwise) that, pursuant to and in accordance with
the rules and regulations of the SEC, is not deemed “filed” for purposes of the Exchange Act.

| Item 4. | Description of Securities |

Not applicable.

| Item 5. | Interests of Named Experts and Counsel |

Not applicable.

| Item 6. | Indemnification of Officers and Directors |

Maryland law permits a Maryland corporation to
include in its charter a provision limiting the liability of its directors and officers to the corporation and its stockholders for money
damages except for liability resulting from (i) actual receipt of an improper benefit or profit in money, property or services or
(ii) active and deliberate dishonesty established by a final judgment and which is material to the cause of action. Our charter contains
such a provision which eliminates directors’ and officers’ liability to the maximum extent permitted by Maryland law.

Our charter obligates us, to the maximum extent
permitted by Maryland law, to indemnify any director or officer or any individual who, while a director or officer of our company, serves
our company or, at the request of our company, serves or has served another entity, from and against any claim or liability to which that
individual may become subject or which that individual may incur by reason of his or her status as a director or officer of our company
and to pay or reimburse his or her reasonable expenses in advance of final disposition of a proceeding. The charter also permits our company
to indemnify and advance expenses