Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 70

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 1
Chunk 70
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 due are brought current and future payments are reasonably assured.

18

The amortized cost basis of nonaccrual loans segregated by class of loans are as follows:June 30,December 31,(In thousands)20252024Consumer:  Credit cards$564 $565 Other consumer357 678 Total consumer921 1,243 Real estate:Construction and development10,048 10,681 Single family residential34,194 33,972 Other commercial77,398 28,524 Total real estate121,640 73,177 Commercial:Commercial32,792 35,161 Agricultural1,097 570 Total commercial33,889 35,731 Other3 3 Total$156,453 $110,154 As of June 30, 2025 and December 31, 2024, nonaccrual loans for which there was no related allowance for credit losses had an amortized cost of $15.3 million and $1.7 million, respectively. These loans are individually assessed and do not hold an allowance due to being adequately collateralized under the collateral-dependent valuation method.An age analysis of the amortized cost basis of past due loans, including nonaccrual loans, segregated by class of loans is as follows: (In thousands)Gross30-89 DaysPast Due90 Daysor MorePast DueTotalPast DueCurrentTotalLoans90 DaysPast Due &AccruingJune 30, 2025      Consumer:      Credit cards$1,916 $667 $2,583 $173,583 $176,166 $603 Other consumer895 182 1,077 122,754 123,831 — Total consumer2,811 849 3,660 296,337 299,997 603 Real estate:Construction and development5,258 10,000 15,258 2,769,320 2,784,578 — Single family residential18,154 18,391 36,545 2,589,172 2,625,717 17 Other commercial5,678 72,719 78,397 7,883,015 7,961,412 — Total real estate29,090 101,110 130,200 13,241,507 13,371,707 17 Commercial:Commercial4,