Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 50

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 50
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 Banks. The initial submission of these regulatory applications occurred on April 25, 2025. Additional notifications and/or applications requesting approval may be submitted to various other federal, state and non-U.S. regulatory authorities and self-regulatory organizations, including, but not limited to, notifications and/or applications to certain state financial services and banking regulators with respect to Mechanics maintaining existing HomeStreet Bank offices in those states. The initial submission of the notice to the Hawaii Department of Commerce and Consumer Affairs with respect to Mechanics’ operation of the branches of HomeStreet Bank located in Hawaii occurred on April 25, 2025. The initial submission of the notice to the Oregon Department of Consumer and Business Services with respect to the filing of the application to the Federal Reserve under Section 3 of the Bank Holding Company Act and the filing of a bank merger application to the FDIC occurred on April 25, 2025. In addition, on June 9, 2025, a notification and report form was filed with the Antitrust Division of the Department of Justice and the Federal Trade Commission pursuant to the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended (the “HSR Act”), with respect to the merger. On June 24, 2025, the parties received early termination of the applicable waiting period under the HSR Act.

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Although neither HomeStreet nor Mechanics knows of any reason why it cannot obtain the remaining regulatory approvals in a timely manner, HomeStreet and Mechanics cannot be certain when or if they will be obtained, or that the granting of these regulatory approvals will not involve the imposition of conditions on the completion of the merger. Expected Timing of the Merger Neither HomeStreet nor Mechanics can predict the actual date on which the merger will be completed, or if the merger will be completed at all, because completion is subject to conditions and factors outside the control of HomeStreet and Mechanics. Mechanics must obtain the requisite Mechanics shareholder approval, and HomeStreet must obtain the requisite HomeStreet shareholder approval. HomeStreet and Mechanics must also obtain necessary regulatory approvals and satisfy certain other closing conditions. HomeStreet and Mechanics expect the merger to be completed promptly once HomeStreet and Mechanics have obtained their respective shareholders’ approvals noted above, have obtained necessary regulatory approvals and have satisfied certain other closing conditions. Subject to the satisfaction of the conditions to the merger, the merger is expected to close in the third quarter of 2025. The Merger Agreement (page 167) Conditions