Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 33

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 33
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 operating income 679 735 715 901 776 -13.9% 679 776 +14.2% Net loan-loss provisions (418) (434) (414) (448) (492) +9.7% (418) (492) +17.6% Other gains (losses) and provisions (23) (265) (33) (39) (36) -7.3% (23) (36) +58.2% Profit before tax 238 36 267 414 248 -40.1% 238 248 +4.0% Consolidated profit 136 (70) 152 275 150 -45.4% 136 150 +10.3% Attributable profit 115 (90) 126 252 126 -50.1% 115 126 +9.0%

52 Payments (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 596 584 577 681 685 +0.7% 596 685 +15.0% Net fee income 614 644 685 725 693 -4.4% 614 693 +12.9% Gains (losses) on financial transactions and other (5) 21 13 101 5 -95.0% (5) 5 — Total revenue 1,205 1,249 1,276 1,507 1,383 -8.2% 1,205 1,383 +14.8% Operating expenses (607) (579) (572) (613) (608) -0.9% (607) (608) +0.1% Net operating income 598 670 704 894 776 -13.2% 598 776 +29.7% Net loan-loss provisions (370) (396) (406) (446) (492) +10.1% (370) (492) +32.9% Other gains (losses) and provisions (22) (265) (33) (38) (36) -6.4% (22) (36) +62.4% Profit before tax 206 10