Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 39

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 39
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Commercial real estate - Non-construction1,469 29— 16Home equity89 12— — Residential real estate282 19201— Premium finance receivables—property & casualty$6 286$— Total loans$5,065 11$156 18The Company had commitments of $21.0 million and $5.1 million as of June 30, 2025 and June 30, 2024, respectively, to lend additional funds to borrowers experiencing financial difficulty and for whom the Company has modified the terms of loans in the form of principal forgiveness, an interest rate reduction, an other-than insignificant payment delay or a term extension during the periods presented.The following table presents a summary of all modified loans for borrowers experiencing financial difficulties and such loans that were in payment default under the restructured terms during the respective periods below: (Dollars in thousands)For the Twelve Months Ended June 30, 2025Three Months EndedJune 30, 2025Six Months EndedJune 30, 2025For the Twelve Months Ended June 30, 2024Three Months Ended June 30, 2024Six Months EndedJune 30, 2024TotalPayments in Default  (1)Payments in Default  (1)TotalPayments in Default  (1)Payments in Default  (1)Commercial$20,731 $11 $123 $4,685 $1,784 $1,784 Commercial real estateConstruction and development— — — 2,486 — — Non-construction752 — — 2,644 639 2,443 Home equity— — — 586 — — Residential real estate1,144 — 700 417 384 384 Premium finance receivables—property & casualty1,230 885 885 18 14 14 Total loans$23,857 $896 $1,708 $10,836 $2,821 $4,625 (1)Modified loans considered to be in payment default are over 30 days past due subsequent to the restructuring.

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(8) Goodwill and Other Acquisition-Related Intangible Assets

A summary of the Company’s goodwill assets by reporting unit is presented in the following table:(In thousands)December 31, 2024GoodwillAcquiredImpairmentLoss