Company: FITBI
Filing Date: 2025-11-05
Form Type: S-4
Source: 0001193125-25-267273
Chunk: 124

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-05
Form: S-4
Chunk 124
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 costs that Comerica expects to incur, including a number of non-recurring costs in connection with the merger even if the mergers are not ultimately consummated, including a potential $500,000,000 termination fee if the merger agreement is terminated under certain 
 circumstances;                                                                                                                                                                                                                                                                                              |

| • |     | the other numerous risks and uncertainties that could adversely affect Comerica’s and Fifth Third’s 
 respective operating performance and financial results;                                             |

| • |     | the potential for legal claims challenging the mergers; |

| • |     | the fact that Comerica stockholders are not entitled to dissenters’ or appraisal rights under the merger 
 agreement or Delaware law; and                                                                           |

| • |     | the other risks described under the sections entitled “Risk Factors” and “Cautionary 
 Statement Regarding Forward-Looking Statements”.                                     |

The foregoing discussion of the information and factors considered by the Comerica board of directors is not intended to be exhaustive. In reaching its decision to approve the merger agreement and the transactions contemplated thereby (including the mergers), the Comerica board of directors did not quantify or assign any relative weights to the factors considered, and individual directors may have given different weights to different factors. The Comerica board of directors considered all these factors as a whole, including through its discussions with Comerica’s management and financial and legal advisors, in evaluating the merger agreement and the transactions contemplated thereby (including the mergers). For the reasons set forth above, the Comerica board of directors unanimously (a) determined that the merger agreement and the transactions contemplated thereby are advisable and in the best interests of Comerica and its stockholders, (b) approved the merger agreement and the transactions contemplated thereby, (c) authorized the execution and delivery of the merger agreement and the transactions contemplated thereby, (d) directed that the merger agreement be submitted to the holders of Comerica common stock for adoption and (e) recommended adoption of the merger agreement by the holders of Comerica common stock. In considering the recommendation of the Comerica board of directors, you should be aware that certain directors and executive officers of Comerica may have interests in the merger that are different from, or in addition to, interests of stockholders of Comerica generally and may create potential conflicts of interest. The Comerica board of directors was aware of these interests and considered them when evaluating and negotiating 86

the merger agreement and the transactions contemplated thereby (including the mergers),