Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 27

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 7
Chunk 27
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 of ($ in millions)September 30, 2025December 31, 2024Commercial loans and leases:Commercial and industrial loans$53,955 52,286 Commercial mortgage loans11,932 12,268 Commercial construction loans5,326 5,617 Commercial leases3,218 3,188 Total commercial loans and leases$74,431 73,359 Consumer loans:Residential mortgage loans18,209 18,117 Home equity4,678 4,188 Indirect secured consumer loans17,885 16,313 Credit card1,695 1,734 Solar energy installation loans4,432 4,202 Other consumer loans2,376 2,518 Total consumer loans$49,275 47,072 Total loans and leases$123,706 120,431 Total portfolio loans and leases (excluding loans and leases held for sale)$123,130 119,791 

Total loans and leases, including loans and leases held for sale, increased $3.3 billion, or 3%, from December 31, 2024 driven by increases in both consumer loans and commercial loans and leases.

Commercial loans and leases increased $1.1 billion, or 1%, from December 31, 2024 primarily due to an increase in commercial and industrial loans, partially offset by decreases in commercial mortgage loans and commercial construction loans. Commercial and industrial loans increased $1.7 billion, or 3%, from December 31, 2024 primarily as a result of loan originations exceeding payoffs. Commercial mortgage loans decreased $336 million, or 3%, from December 31, 2024 as payoffs exceeded loan originations. Commercial construction loans decreased $291 million, or 5%, from December 31, 2024 as payoffs exceeded draws on existing commitments and loan originations.

Consumer loans increased $2.2 billion, or 5%, from December 31, 2024 primarily due to increases in indirect secured consumer loans and home equity. Indirect secured consumer loans increased $1.6 billion, or 10%, from December 31, 2024 primarily driven by higher indirect automobile loan production due to strong industry sales volume. Home equity increased $490 million, or 12%, from December 31, 2024 as loan originations and new advances exceeded payoffs, driven by increased marketing efforts.

17

Table of ContentsManagement’s Discussion and Analysis of Financial Condition