Company: FRME
Filing Date: 2025-10-17
Form Type: S-4/A
Source: 0001193125-25-242318
Chunk: 79

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-17
Form: S-4/A
Chunk 79
---
67% in 2026 and 100% in 2027, with approximately 4% growth in the annual cost savings base starting in 2028. The total pre-taxrestructuring charge in connection with the mergers was estimated to be approximately $29.0 million. The cost synergies assumed a hypothetical March 31, 2026 closing date for the mergers. See above in this section for further information regarding the uncertainties underlying the synergy estimates as well as the sections entitled “FORWARD-LOOKING STATEMENTS” located in the forepart of this proxy statement and prospectus and “RISK FACTORS” beginning on page 23 for further information regarding the uncertainties and factors associated with realizing synergies in connection with the mergers. General The stand-alone prospective financial information for First Merchants and First Savings was prepared separately and the different estimates are not intended to be added together. Adding the prospective financial 58

information together for the two companies is not intended to represent the results the combined company will achieve if the mergers are completed and is not intended to represent forecasted
financial information for the combined company if the mergers are completed.

By including in this proxy statement and prospectus a
summary of the prospective financial information, neither First Merchants nor First Savings nor any of their respective representatives has made or makes any representation to any person regarding the ultimate performance of First Merchants or First
Savings compared to the information contained in the prospective financial information. Neither First Merchants, First Savings, nor, after completion of the mergers, the combined company, undertakes any obligation to update or otherwise revise the
prospective financial information to reflect circumstances existing since their preparation or to reflect the occurrence of subsequent or unanticipated events, even in the event that any or all of the underlying assumptions are shown to be
inappropriate, or to reflect changes in general economic or industry conditions. None of First Merchants, First Savings, or their respective advisors or other representatives has made, makes, or is authorized in the future to make any representation
to any First Merchants or First Savings shareholder or other person regarding First Merchants’ or First Savings’ ultimate performance compared to the information contained in the prospective financial information or that the results
reflected in the prospective financial information will be achieved. The prospective financial information included above is provided because it was made available to and considered or used by First Merchants and First Savings and their respective
boards of directors and financial advisors in connection with the merger.

In light of the foregoing