Company: KEY-PI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0001628280-25-048757
Chunk: 165

Company: KEYCORP /NEW/
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 165
---
 — 47 — 47 Total consumer loans$628 $1,140 $8,104 $10,471 $3,934 $3,328 $4,408 $356 $32,369 Total consumer current period gross write-offs$1 $7 $18 $12 $7 $8 $63 $— $116 (a)Accrued interest of $121 million and $134 million as of September 30, 2025, and December 31, 2024, respectively, presented in “Accrued income and other assets” on the Consolidated Balance Sheets, was excluded from the amortized cost basis disclosed in this table.(b)Gross write-off information is presented on a year-to-date basis for the nine months ended September 30, 2025 and the twelve months ended December 31, 2024.Nonperforming and Past Due LoansOur policies for determining past due loans, placing loans on nonaccrual, applying payments on nonaccrual loans, and resuming accrual of interest for our commercial and consumer loan portfolios are disclosed in Note 1 (“Summary of Significant Accounting Policies”) under the heading “Nonperforming Loans” beginning on page 111 of our 2024 Form 10-K.

61

The following aging analysis of past due and current loans as of September 30, 2025, and December 31, 2024, provides further information regarding Key’s credit exposure.Aging Analysis of Loan Portfolio(a)As of September 30, 2025Current (b)(c)30-59Days PastDue (b)60-89Days PastDue (b)90 andGreaterDays PastDue (b)Non-performingLoans Total PastDue andNon-performingLoans (b)TotalLoans (d)Dollars in millionsLOAN TYPECommercial and industrial$56,431 $45 $24 $38 $253 $360 $56,791 Commercial real estate:Commercial mortgage13,030 79 8 47 214 348 13,378 Construction2,794 — 22 1 — 23 2,817 Total commercial real estate loans15,824 79 30 48 214 371 16,195 Commercial lease financing2,332 1 — — — 1 2,333