Company: WSBC
Filing Date: 2025-02-10
Form Type: 425
Source: 0000950170-25-017126
Chunk: 21

Company: WESBANCO INC
Filing Date: 2025-02-10
Form: 425
Chunk 21
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’s Board of Directors (2) Non-GAAP measure – please see reconciliation in appendix • Focus on appropriate capital allocation to provide financial flexibility while continuing to enhance shareholder value through earnings growth and effective capital management • Capital management strategy: dividends, loan growth, acquisitions, share repurchases • Q4 2024 dividend yield 4.1%, compared to 3.1% for bank group • ~1.0 million shares continue to remain for repurchase (as of 12/31/2024)(1) • As previously disclosed, in conjunction with the announcement of the pending acquisition of Premier Financial Corp., WesBanco successfully raised $200 million of common equity, on August 1, 2024, to support the pro-forma bank’s balance sheet, regulatory ratios, and future growth Capital Management Strategy Tangible Book Value per Share ($)(2) Quarterly Dividend per Share ($) +164% +89% ©2025 WesBanco, Inc. | All rights reserved

Appendix ©2025 WesBanco, Inc. | All rights reserved

H / (L) H / (L) H / (L) 12/31/24 12/31/23 09/30/24 12/31/24 12/31/23 Return on Average Assets (1)(2) 1.02% 28bp 23bp 0.81% (7bp) PTPP Return on Average Assets (1)(2) 1.34% 24bp 22bp 1.16% (9bp) Return on Average Equity (1)(2) 6.75% 154bp 143bp 5.52% (62bp) PTPP Return on Average Equity (1)(2) 8.85% 108bp 130bp 7.94% (77bp) Return on Average Tangible Equity (1)(2) 11.61% 150bp 215bp 9.99% (183bp) PTPP Return on Average Tangible Equity (1)(2) 15.20% 26bp 183bp 14.30% (239bp) Tangible Book Value per Share ($) (1) $22.83 7.3% (0.7%) $22.83 7.3% Efficiency Ratio (1)(2) 61.23% (552bp) (406bp) 64.73% 109bp Net Interest Margin