Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 280

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 2
Chunk 280
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, 20252024 AverageAmountAnnualRateAverageAmountAnnualRateDemand, noninterest-bearing$1,078,091 — %$795,771 — %Demand, interest-bearing913,337 1.00 682,690 0.86 Savings deposits3,501,326 2.86 3,076,351 3.55 Time deposits1,062,394 3.90 560,565 4.03 Total$6,555,148 $5,115,377 

 Nine  Months Ended September 30, 20252024 AverageAmountAnnualRateAverageAmountAnnualRateDemand, noninterest-bearing$909,597 — %$764,770 — %Demand, interest-bearing776,145 0.95 711,911 0.75 Savings deposits3,248,202 2.98 3,046,518 3.53 Time deposits849,122 3.93 531,818 3.87 Total$5,783,066 $5,055,017 

The following table presents additional information about our September 30, 2025 and December 31, 2024 deposits:

September 30, 2025December 31, 2024Time deposits not covered by deposit insurance$86,352 $58,330 Total deposits not covered by deposit insurance2,079,586 1,516,839 

At September 30, 2025, the total estimated uninsured deposits for the Bank were approximately $2.1 billion, or approximately 30.02% of total Bank deposits. However, when excluding $23.4 million of affiliate company deposits and $734.1 million of pledged-investment collateralized deposits, the adjusted amount and percentage of total estimated uninsured deposits was approximately $1.4 billion, or approximately 20.55% of total Bank deposits as of September 30, 2025.

At December 31, 2024, the total estimated uninsured deposits for the Bank were approximately $1.5 billion, or approximately 27.71% of total Bank deposits. However, when excluding affiliate company deposits of $101.9 million and pledged-investment collateralized deposits of $429.0 million, the adjusted amount and percentage of total estimated uninsured deposits was approximately $986.0 million, or approximately 18.01% of total Bank deposits as of December