Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 4

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 4
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 or not you plan to virtually attend the HomeStreet special meeting, you are requested to promptly vote your shares by proxy electronically via the Internet, by telephone or by sending in the appropriate paper proxy card as instructed in these materials. The special meeting of HomeStreet shareholders will be held virtually on August 21, 2025 at 10:00 AM, Pacific Time at www.virtualshareholdermeeting.com/HMST2025SM.

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The HomeStreet board of directors has unanimously determined that the merger agreement and the transactions contemplated thereby are consistent with, and will further, the business strategies of HomeStreet and are fair and in the best interests of HomeStreet and its shareholders and has declared it advisable for HomeStreet to enter into the merger agreement, and unanimously authorized, adopted and approved the articles amendment, the share issuance, the key shareholder voting agreements and the other transactions contemplated by the merger agreement, and unanimously recommends that HomeStreet shareholders vote: “FOR” the HomeStreet articles amendment proposal; “FOR” the HomeStreet share issuance proposal; “FOR” the HomeStreet new equity incentive plan proposal; “FOR” the HomeStreet merger-related compensation proposal; and “FOR” the HomeStreet adjournment proposal. The accompanying proxy statement/prospectus/consent solicitation statement provides you with detailed information about the HomeStreet special meeting, the merger agreement and the transactions contemplated thereby, including the merger. Please carefully read this entire proxy statement/prospectus/consent solicitation statement. In particular, you should carefully read the information under the section entitled “Risk Factors” beginning on page 29. You can also obtain information about HomeStreet from documents that have been filed with the U.S. Securities and Exchange Commission that are incorporated by reference to the accompanying proxy statement/prospectus/consent solicitation statement. On behalf of HomeStreet, thank you for your prompt attention to this important matter.

| Sincerely,                                      |
| Mark K. Mason                                   |
| Chairman, Chief Executive Officer and President |
| HomeStreet, Inc.                                |

Neither the U.S. Securities and Exchange Commission nor any state securities commission has approved or disapproved of the securities to be issued in connection with the merger or determined if this document is accurate or complete. Any representation to the contrary is a criminal offense. The securities to be issued in the merger are not savings or deposit accounts or other obligations of any bank or non-bank subsidiary of either HomeStreet or Mechanics, and they are not insured by the Federal Deposit Insurance Corporation or any other governmental