Company: FLDDW
Filing Date: 2025-07-11
Form Type: S-1
Source: 0001213900-25-062935
Chunk: 179

Company: Fold Holdings, Inc.
Filing Date: 2025-07-11
Form: S-1
Chunk 179
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 has accumulated proprietary data on customer spending, saving, investing, and product needs that can be leveraged for further penetration within our existing user base as well as to expand into new customer demographics. We have invested significant resources to form deep relationships with partners, customers, and industry participants while building a reputable brand name in the bitcoin market. 108 Bitcoin Treasury & Accumulation Strategy In addition to our core operating business, Fold has adopted a bitcoin treasury strategy that aligns our corporate goals with the products we offer to our customers. We consider bitcoin to be an important strategic reserve asset that, due to its finite fixed supply, has the ability to mitigate inflationary trends. Bitcoin is a unique store of value with a finite fixed supply, which we believe provides price appreciation potential for bitcoin in both the near- and long -term. We believe that the adoption tailwinds powering bitcoin’s growth over the last 15 years will continue with potential to accelerate, providing attractive value growth opportunities. As of December 31, 2024, Fold has accumulated more than 1,000bitcoin in our Investment Treasury, and we plan to continue to accumulate bitcoin over time. We view our bitcoin holdings as a long -termstrategic investment and not as a trading asset. We believe holding bitcoin on our corporate balance sheet has the potential to provide stockholder value for several reasons: Price appreciation:Bitcoin has experienced meaningful price appreciation over the past decade, significantly outperforming the S&P 500, US treasury yields, and other traditional investments over the same time frame. We believe bitcoin adoption will continue to grow rapidly over the coming years, which has potential to provide an opportunity for continued price appreciation. Inflation hedge:Bitcoin, with its capped supply, has the potential to serve as a long -termhedge against inflation. We expect central banks to continue to devalue fiat currencies over the near term through inflationary monetary policies. Diversification:Bitcoin often shows low correlation with traditional financial assets like stocks, bonds, and commodities, offering diversification benefits to the overall portfolio. Liquidity:Unlike traditional financial markets, the market for bitcoin operates 24/7, offering constant access to liquidity. Enhanced brand perception:Companies investing in bitcoin may be viewed by certain consumers as more forward -thinking, appealing to progressive, tech -savvyconsumers and investors. Balance sheet management:We believe building a solid balance sheet with potential for growth will provide a solid foundation for us to better operate and grow our business over time. These factors suggest strategic benefits for Fold incorporating bitcoin into