Company: SDAWW
Filing Date: 2025-04-28
Form Type: 20-F
Source: 0001213900-25-036086
Chunk: 26

Company: SunCar Technology Group Inc.
Filing Date: 2025-04-28
Form: 20-F
Item: Item 3
Chunk 26
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 other parties may use or register trademarks
that look similar to our registered trademarks under certain circumstances, and may cause confusion among consumers. Policing unauthorized
use of our corporate name and trademarks can be difficult and expensive. If any of the foregoing happens, the value of our trademarks
and customer recognition of our brand may be adversely affected.

In addition, litigation may
be necessary to enforce our intellectual property rights, protect our trademarks or determine the validity and scope of the proprietary
rights of others. Such litigation may be costly and may divert management’s attention away from our business. An adverse determination
in any such litigation would impair our intellectual property rights and may harm our business, prospects and reputation. Enforcement
of judgments in China is uncertain, and even if we are successful in litigation, it may not provide us with an effective remedy. In addition,
we have no insurance coverage against litigation costs and would have to bear all costs arising from such litigation to the extent we
are unable to recover them from other parties. The occurrence of any of the foregoing could have a material adverse effect on our business,
financial condition and results of operations.

We may be subject to intellectual property
infringement claims or other allegations by third parties, which may materially and adversely affect our business, results of operations
and prospects.

Our current businesses in
auto eInsurance and auto service are largely depending on our online platforms. Our online Platforms are established based on large amounts
of softcopies. In particular, leading companies in the software own large number of softcopies, which they may use to assert claims against
us. From time to time, third parties holding such intellectual property rights, including companies, competitors, patent holding companies,
customers and/or non-practicing entities, may assert softcopies or other intellectual property claims against us, our customers and partners,
and those from whom we license technology and intellectual property.

Although we believe that our
platforms do not infringe upon the intellectual property rights of third parties, we cannot be certain that our operations do not or will
not infringe upon or otherwise violate intellectual property rights or other rights held by third parties. Even if there is no infringement,
due to the uncertainty and inferiority of Chinese Intellectual Property Laws, we may be from time to time in the future subject to legal
proceedings and claims relating to the intellectual property rights or other rights of third parties, some even without merit. If we are
forced to defend against any infringement or misappropriation claims, whether they are with or without merit