Company: FRME
Filing Date: 2025-11-06
Form Type: 424B3
Source: 0001193125-25-268801
Chunk: 154

Company: FIRST MERCHANTS CORP
Filing Date: 2025-11-06
Form: 424B3
Chunk 154
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(j) To the knowledge of First Savings’s Management, there are no mechanic’s or materialman’s liens against
the First Savings Leased Real Property, and no unpaid claims for labor performed, materials furnished or services rendered in connection with constructing, improving or repairing the First Savings Leased Real Property in respect of which liens may
or could be filed against the First Savings Leased Real Property, which would reasonably be expected to have a Material Adverse Effect.

5.22 . The First Savings Common Stock is traded on the Nasdaq Capital Market under the symbol of
“FSFG”. First Savings has complied in all material respects with all applicable state, federal or foreign securities laws, statutes, rules, regulations or orders, injunctions or decrees of any applicable government agency relating
thereto. Since January 1, 2023, First Savings has filed all reports and other documents required to be filed by it under the Securities and Exchange Act of 1934, as amended (the “1934 Act”), and the Securities Act of 1933, as
amended (the “1933 Act”), including First Savings’s Annual Report on Form 10-K for the year ended September 30, 2024 and First Savings’s Quarterly Report on Form 10-Q for the nine-month period ended June 30, 2025, copies of which have previously been delivered to First Merchants. Since January 1, 2023, all such SEC filings were true, accurate and complete in all
material respects as of the dates of the filings (except for information included therein as of a certain date, which shall have been true and correct as of such date), and no such filings, at the time they were filed, contained any untrue statement
of a material fact or omitted to state a material fact necessary in order to make the statements made, at the time and in the light of the circumstances under which they were made, not false or misleading.

5.23 . Except for Piper Sandler & Co., no agent, broker or other person acting on behalf
of First Savings or any Subsidiary or under any authority of First Savings or any Subsidiary is or shall be entitled to any commission, broker’s or finder’s fee or any other form of compensation or payment from any of the parties hereto,
other than attorneys’ or accountants’ fees, in connection with any of the transactions contemplated by this Agreement.

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5.24 . First Savings does not have a shareholder