Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 233

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 233
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, qualifications, and terms and conditions of redemption as described below.

#### New Huntington Preferred Stock

#### Rank
New Huntington preferred stock will rank, with respect to the payment of dividends and the distribution of assets in the event of any voluntary or involuntary liquidation, dissolution or winding up of the affairs of Huntington, (i) on a parity with the Huntington series B preferred stock, the Huntington series F preferred stock, the Huntington series G preferred stock, the Huntington series H preferred stock, the Huntington series I preferred stock, the Huntington series J preferred stock, the Huntington series K preferred stock and each class or series of preferred stock Huntington may issue in the future that does not by its terms rank junior or senior to the new Huntington preferred stock, (ii) senior to Huntington common stock and each other class or series of Huntington preferred stock Huntington may issue in the future that, by its terms, ranks junior to the new Huntington preferred stock, and (iii) junior to all existing and future indebtedness and other liabilities of Huntington and any class or series of preferred stock that expressly provides in the articles supplementary creating such class or series of preferred stock that it ranks senior to the new Huntington preferred stock. The Huntington board of directors or any duly authorized committee of the Huntington board of directors may authorize and issue additional shares of junior stock or parity stock without the vote of the holders of the new Huntington preferred stock or, subject to the voting rights of the new Huntington preferred stock, may authorize and issue any class of securities ranking senior to the new Huntington preferred stock as to dividends and the distribution of assets upon any voluntary or involuntary liquidation, dissolution or winding up of the affairs of Huntington.

#### Dividends
Holders of new Huntington preferred stock will be entitled to receive, if, as and when declared by the Huntington board of directors or any duly authorized committee of the Huntington board of directors, but only out of assets legally available therefor, non-cumulative cash dividends on the liquidation preference of

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#### TABLE OF CONTENTS
$25,000 per share of new Huntington preferred stock, and no more, payable quarterly in arrears on each February 20, May 20, August 20 and November 20; provided, however, if any such day is not a business day, then payment of any dividend otherwise payable on that date will be made on the next succeeding day that is a business day (without any interest or other payment in respect of such delay) (each such day on which dividends are