Company: NWBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001471265-25-000137
Chunk: 102

Company: Northwest Bancshares, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 8
Chunk 102
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earned income, unamortized premiums and discounts and deferred fees and costs at June 30, 2025 and December 31, 2024, respectively. 

The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended June 30, 2025 (in thousands):Balance as of             June 30, 2025Current period provisionCharge-offsRecoveriesBalance as of             March 31, 2025Allowance for Credit LossesPersonal Banking:     Residential mortgage loans$12,089 (1,079)(273)166 13,275 Home equity loans4,216 (228)(413)233 4,624 Vehicle loans21,234 448 (2,150)481 22,455 Consumer loans2,266 1,028 (1,181)422 1,997 Total Personal Banking39,805 169 (4,017)1,302 42,351 Commercial Banking:     Commercial real estate loans53,624 7,432 (293)902 45,583 Commercial real estate loans - owner occupied4,130 (130)— 73 4,187 Commercial loans31,600 3,985 (3,597)524 30,688 Total Commercial Banking89,354 11,287 (3,890)1,499 80,458 Total$129,159 11,456 (7,907)2,801 122,809 Allowance for Credit Losses - off-balance sheet exposurePersonal Banking:Home equity loans$65 4 — — 61 Total Personal Banking65 4 — — 61 Commercial Banking:     Commercial real estate loans1,897 (1,059)— — 2,956 Commercial real estate loans - owner occupied    260 124 — — 136 Commercial loans8,670 (1,781)— — 10,451 Total Commercial Banking10,827 (2,716)— — 13,543 Total off-balance sheet exposure$10,892 (2,712)— — 13,604 

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The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the quarter ended June 30