Company: HBCYF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-195127
Chunk: 73

Company: HSBC HOLDINGS PLC
Filing Date: 2025-09-04
Form: 424B5
Chunk 73
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 Securities—Subordination, Defaults and Events of Default” in the accompanying prospectus.

“FATCA” means
(i) sections 1471 to 1474 of the Code or any associated regulations or other official guidance; (ii) any treaty, law, regulation or other official guidance enacted in any other jurisdiction, or relating to an intergovernmental agreement
between the United States and any other jurisdiction, which (in either case) facilitates the implementation of clause (i); or (iii) any agreement pursuant to the implementation of clauses (i) or (ii) with the U.S. Internal Revenue Service,
the U.S. government or any governmental or taxation authority in any other jurisdiction.

“Fixed Rate Period” has the meaning
given to that term under “—Interest.”

S-51

“Fixed Rate Period Interest Payment Date” has the meaning given to that term
under “—Interest Payment Dates.”

“Floating Rate Interest Period” has the meaning given to that term
under “—Floating Rate Interest Period.”

“Floating Rate Period” has the meaning given to that
term under “—Interest.”

“Floating Rate Period Interest Payment Date” has the meaning given to that
term under “—Interest Payment Dates.”

“HSBC Group” means HSBC Holdings plc together with its
subsidiary undertakings.

“Indenture” has the meaning given to that term in the second paragraph of this “Description of the Notes.”

“Initial Interest Rate” has the meaning given to that term under
“—Interest.”

“Interest Determination Date” means the third business day preceding the applicable
Interest Payment Date.

“Interest Payment Date” means any Fixed Rate Period Interest Payment Date or Floating Rate Period
Interest Payment Date.

“ISDA Definitions” means the 2006 ISDA Definitions published by the International Swaps and
Derivatives Association, Inc. (“ISDA”) or any successor thereto, as amended or supplemented from time to time, or any successor definitional booklet for interest rate derivatives published from time to time.

“ISDA Fallback Adjustment” means the spread adjustment (which may be a positive or negative value or zero) that would apply for
derivatives transactions referencing the ISDA Definitions to be determined upon the occurrence of an index cessation event with respect to the Benchmark for the applicable tenor.

“ISDA Fallback Rate” means the rate that would apply for derivatives transactions referencing the ISDA Definitions to be effective
upon the occurrence of an index cessation date with respect to the Benchmark for