Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001193125-25-169879
Chunk: 25

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 25
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 buffer requirement, which would be 3.65%, without prejudice to any other buffer that may apply at any time. Last MREL Requirement was received on June 12th, 2025. M-MDA buffer stands at 344bps (€18.1bn) in LRE. (3) Includes the update of the CCyB and the systemic risk buffer calculated on the basis of exposures as of Mar'25. >80% of MREL eligible with subordination > or = to SNP p. 54

9 Digital metrics

2Q25 EARNINGS ANNEX - DIGITAL METRICS Digital metrics: mobile customers & digital sales MOBILE CUSTOMERS DIGITAL SALES (MILLION CUSTOMERS, %) (% OF TOTAL SALES YTD) Units (

# of transactions) 2 PRV 1 CUSTOMER PENETRATION RATE % % % 69.2 72.5 76.4 p. 56 (1) Mobile over total active clients. (2) Product Relative Value as a proxy of lifetime economic representation of units sold.
10 Medium-Term Plan Macro Assumptions

2Q25 EARNINGS ANNEX - MEDIUM-TERM PLAN ASSUMPTIONS Spain Macroeconomic Scenario GDP (Average YoY %) CPI (Average YoY %) FX USD/EUR (Average) FX -7% -1% -1% -1% Depr Euribor 12M (Average %) Policy Rate (EoP %) p. 58

2Q25 EARNINGS ANNEX - MEDIUM-TERM PLAN ASSUMPTIONS Mexico Macroeconomic Scenario FX MXN/EUR (Average) GDP (Average YoY %) CPI (Average YoY %) FX Depr -10% -6% -5% -4% Policy Rate (EoP %) Overnight Interest Rate (Average %) p. 59

2Q25 EARNINGS ANNEX - MEDIUM-TERM PLAN ASSUMPTIONS Turkey Macroeconomic Scenario GDP (Average YoY %) CPI (YoY %) FX TRY/EUR* (EoP) Policy Rate (%) Scenario 1 Scenario 2 Scenario 2 -33% -21% -20% -20% Scenario 1 -33% -16% -15% -15% p. 60 (*) Forecasts were developed at FX levels within the depicted range

2Q25 EARNINGS ANNEX - MEDIUM-TERM PLAN ASSUMPTION