Company: BLNE
Filing Date: 2025-09-26
Form Type: 424B5
Source: 0001493152-25-015799
Chunk: 13

Company: Beeline Holdings, Inc.
Filing Date: 2025-09-26
Form: 424B5
Chunk 13
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, or inspections could disrupt our operations or time-sensitive transactions.    |

| S-10 |

| ● | Critical government functions could be affected, causing delays that impact the broader market. For instance,                                 
 the Bureau of Labor Statistics and other agencies might pause the release of key economic indicators, which could increase market volatility. |

| ● | Historically, government shutdowns have reduced consumer confidence and spending, which could have a negative  
 impact on our revenue, particularly if our services are impacted by a fall or delay in discretionary spending. |

The length and severity of any potential shutdown are uncertain, making
it difficult to predict the full impact on our business.

Our management might apply the net proceeds from sales the Offering Agreement in ways with which you do not agree and in ways that may impair the value of your investment.

We currently intend to use the net proceeds from our sales of shares under the Offering Agreement for working capital and general corporate purposes and may use such proceeds for other uses such as strategic transactions and/or initiatives. Our management has broad discretion as to the use of these proceeds and you will be relying on the judgment of our management regarding the application of these proceeds. We might apply these proceeds in ways with which you do not agree, or in ways that do not yield a favorable return. If our management applies these proceeds in a manner that does not yield a significant return, if any, on our investment of these net proceeds, it could compromise our ability to pursue our growth strategy and adversely affect the market price of our common stock.

If you purchase shares in this offering, you will suffer immediate and substantial dilution of your investment, and you will experience further dilution if we issue additional equity securities in future financing transactions.

Because the offering price per share of our common stock is higher than the net tangible book value per share of our common stock, you will suffer immediate and substantial dilution in the net tangible book value of the common stock you purchase in this offering.

Investors purchasing shares of common stock in this offering will incur an immediate decrease of approximately $3.37 per share based on an assumed offering price of $4.31 per share. In addition, we have stock options and warrants outstanding that are exercisable into shares of our common stock. To the extent that such outstanding securities are exercised into shares of our common stock, investors purchasing our securities in this offering may experience further dilution. See “Dilution” at page S-14.

We may not be able to access sufficient funds under the Offering Agreement as and when needed