Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 140

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 140
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 States. As a result, we may do business in the United States directly or through a subsidiary and, among other activities, may sell insurance products and certificates of deposit, provide underwriting services, act as advisors on private placements, provide portfolio management and merchant banking services and manage mutual fund portfolios.
  
80 – Form 20-F 2024 | Bradesco
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We believe Bradesco Bank is positioned to meet the demands of Brazilian and other Latin American clients who wish to diversify their assets in the global market, by offering investment, banking and financing solutions.
 
Ø  Import and Export Financing
 See information in “Financing and Onlending Operations – Import and Export Financing”, item “4.B.30.01-02.02 Loans and advances to customers”.
 
Ø  Foreign exchange products
 In addition to import and export financing, our clients have access to a range of services and foreign exchange products such as:
 
·   foreign loans to clients;
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·   working capital abroad;
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·   web and mobile exchange operations;
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·   collecting import and export receivables;
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·   cross border money transfers;
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·   advance payment for exports;
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·   accounts abroad in foreign currency;
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·   non-resident checking account in Brazil in domestic currency;
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·   cash holding in other countries;
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·   structured foreign currency transactions; through our overseas units;
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·   service agreements – receiving funds from individuals abroad via money orders;
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·   global accounts in American dollars (individuals);
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·   purchasing and selling of currency paper;
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·   cashing checks denominated in foreign currency; and
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·   clearance certificate (international financial capacity certificate).
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4.B.30.01-02.11 Consortia
 In Brazil, persons or companies that wish to purchase certain goods may set up a group known as a consortium. Consortia in Brazil are made up of pooled funds for the purpose of financing an acquisition. Consortia groups that are formed for the purchase of real estate, vehicles, motorcycles, trucks and other assets have a fixed term and quota, both previously determined by its members, and are run by an administrator.
 Bradesco Consórcios manages groups of consortia and, as of December 31, 2024, registered a total of 1,545,627 outstanding quotas; book net income of R$2.0 billion;