Company: ONBPP
Filing Date: 2025-10-29
Form Type: 10-Q
Source: 0000707179-25-000064
Chunk: 217

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-10-29
Form: 10-Q
Item: Item 8
Chunk 217
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 1,136,573 110,467 35,155 1,787,802 4 %Kentucky367,149 622,660 265,547 374,264 1,629,620 3 %Texas373,188 505,311 255,626 12,357 1,146,482 2 %Florida337,546 341,264 327,778 35,798 1,042,386 2 %Ohio366,014 460,142 6,790 15,716 848,662 2 %California227,893 72,980 408,648 33,497 743,018 2 %Other2,510,626 2,621,925 1,107,281 129,893 6,369,725 13 %Total$14,506,375 $22,083,734 $8,190,127 $3,187,679 $47,967,915 100 %

Geographic location in the preceding table is determined by collateral location for real estate loans and borrower location for non-real estate loans.

Commercial and Commercial Real Estate Loans

Commercial and commercial real estate loans are the largest classifications within earning assets, representing 57% of earning assets at September 30, 2025, compared to 55% at December 31, 2024. At September 30, 2025, commercial and commercial real estate loans were $36.6 billion, an increase of $10.0 billion from December 31, 2024 driven primarily by the acquisition of Bremer, as well as disciplined commercial loan production that was well balanced across our market footprint and product lines, partly offset by the sale of $71 million of commercial real estate loans in the nine months ended September 30, 2025. 

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The following table provides detail on commercial loans by industry classification (as defined by the North American Industry Classification System) and by loan size.

September 30, 2025December 31, 2024(dollars in thousands)OutstandingExposure(1)NonaccrualOutstandingExposure(1)NonaccrualBy Industry:Health care and social assistance$2,545,262 $3,076,036 $32,713 $1,657,229 $1,982,352 $1,636 Manufacturing