Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 227

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 227
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 Equity, and Tier 1 leverage ratios as set forth in the table below. There are no conditions or events since that notification that management believes have changed the Bank’s categories. The Bank’s actual capital amounts (in thousands) and ratios are presented in the table.

| ​                                                      
 As of December 31, 2024                                | ​ 
 ​ | ​ 
 ​ | Actual 
 Amount |   |         |   | ​ | ​ | Ratio |   |        |   | ​ 
 ​ | ​ 
 ​ | Minimum CapitalRequirement withCapital Buffer 
 Amount                                        |   |         |   | ​ | ​ | Ratio |   |        |   | ​ 
 ​ | ​ 
 ​ | MinimumTo be Well CapitalizedUnder PromptCorrective ActionProvisions 
 Amount                                                               |   |         |   | ​ | ​ | Ratio |   |        |   | ​ 
 ​ |
|:-------------------------------------------------------|:--|:--|:-------|:--|--------:|:--|:--|:--|:------|:--|:-------|:--|:--|:--|:----------------------------------------------|:--|--------:|:--|:--|:--|:------|:--|:-------|:--|:--|:--|:---------------------------------------------------------------------|:--|--------:|:--|:--|:--|:------|:--|:-------|:--|:--|
| Total Capital (to Risk-Weighted Assets)                | ​ | ​ | ​      | $ | 184,080 | ​ | ​ | ​ | ​     | ​ | 14.42% | ​ | ​ | ​ | ​                                             | $ | 134,070 | ​ | ​ | ​ | ​     | ​ | 10.50% | ​ | ​ | ​ | ​                                                                    | $ | 127,686 | ​ | ​ | ​ | ​     | ​ | 10.00% | ​ | ​ |
| Tier 1 Capital (to Risk-Weighted Assets)               | ​ | ​ | ​      | ​ | 168,061 | ​ | ​ | ​ | ​     | ​ | 13.16% | ​ | ​ | ​ | ​                                             | ​ | 108,533 | ​ | ​ | ​ | ​     | ​ | 8.50%  | ​ | ​ | ​ | ​                                                                    | ​ | 102,149 | ​ | ​