Company: FOACW
Filing Date: 2025-12-15
Form Type: 8-K
Source: 0001193125-25-317959
Chunk: 1

Company: Finance of America Companies Inc.
Filing Date: 2025-12-15
Form: 8-K
Item: Item 1.01
Chunk 1
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 “ Certificate of Designations”). In addition, in the event of (x) the completion of certain change of control transactions approved by the Board of Directors of the Company and (y) subject to certain limitations as set forth in the Certificate of Designations, Restricted Junior Stock Payments (as defined in the Certificate of Designations), the Company will redeem all of the Series A Preferred Stock for a per-shareamount in cash equal to the Liquidation Preference.

The holders of the Series A Preferred Stock will be entitled to a dividend, payable in cash quarterly in arrears, as set forth in the Certificate of Designations, at an initial annual rate of 9.0%, which rate increases to 12.0% on the seventh anniversary of the date of the Closing Date, and by 1.0% on each anniversary of the Closing Date thereafter until reaching a maximum annual rate of 16.0%.

Shares of the Series A Preferred Stock will be convertible at the option of the holders thereof at any time, subject to certain limitations as set forth in the Certificate of Designations, into shares of Class A Common Stock at a rate equal to (i) $1,000 divided by (ii) the conversion price, and a cash payment for accrued and unpaid dividends, cash in lieu of fractional shares and, in certain circumstances, dividend catch-uppayments relating to dividends on other equity. The initial conversion price will be $35.00 per share of Series A Preferred Stock, subject to certain anti-dilution adjustments and adjustments for Delayed Redemption Elections (as defined below). On each of the seventh, eighth and tenth anniversaries of the Closing Date, the conversion price then in effect will be reduced by 15%.

Under the Certificate of Designations, the holders of shares of the Series A Preferred Stock will be entitled to vote on an as-convertedbasis with the holders of shares of Common Stock as a single class, provided that no holder will be entitled to voting power greater than 4.9% of the aggregate total voting power of the outstanding shares of Common Stock. The holders of shares of the Series A Preferred Stock will be entitled to vote as a separate class with respect to, among other things, certain amendments to the Company’s organizational documents that have a materially adverse and disproportionate effect on the Series A Preferred Stock, any entry by the Company or its subsidiaries into a transaction or agreement with any “ Related Person” as defined under Item 404(a) of Regulation S-Kexcept in compliance with the Company’s Policy Regarding Transactions with Related