Company: PRI
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-029882
Chunk: 263

Company: Primerica, Inc.
Filing Date: 2025-02-28
Form: 10-K
Item: Item 1B
Chunk 263
---
31/2019
     
    12/30/2020
     
    12/31/2021
     
    12/31/2022
     
    12/31/2023
     
    12/30/2024

    Primerica, Inc.
     
    $
    100.00
     
    $
    103.91
     
    $
    120.40
     
    $
    113.26
     
    $
    166.58
     
    $
    222.58

    S&P 500 Insurance

    100.00

    99.56

    131.54

    144.86

    158.28

    200.73

    S&P MidCap 400

    100.00

    113.66

    141.80

    123.28

    143.55

    163.55

(1)The stock performance table is not deemed “soliciting material” or subject to Section 18 of the Exchange Act.

ITEM 6. [RESERVED]

Not applicable.

44

ITEM 7. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS.

Management’s Discussion and Analysis of Financial Condition and Results of Operations (“MD&A”) is intended to inform the reader about matters affecting the financial condition and results of operations of Primerica, Inc. (the “Parent Company”) and its subsidiaries (collectively, “we”, “us” or the “Company”) for the three-year period ended December 31, 2024. As a result, the following discussion should be read in conjunction with the consolidated financial statements and accompanying notes that are included herein. This discussion contains forward-looking statements that constitute our plans, estimates and beliefs. These forward-looking statements involve numerous risks and uncertainties, including, but not limited to, those discussed in “Item 1A. Risk Factors”. Actual results may differ materially from those contained in any forward-looking statements.

This MD&A is divided into the following sections:

•Business Trends and Conditions

•Factors Affecting Our Results

•Critical Accounting Estimates

•Results of Operations

•Financial Condition

•Liquidity and Capital Resources

The Company previously reported a Senior Health segment, which consisted of e-TeleQuote Insurance, Inc. and subsidiaries, a marketer of Medicare-related insurance products under