Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 143

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 143
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 12 interest-free payments on the Bradesco card, and an option to pay insurance with Livelo points, the largest reward platform in the country.
 Retail property and casualty insurance includes protection for residential, condominiums, business and equipment risks, with personalized coverage according to the needs of each business or residence. We highlight “Lar Mais Seguro” and “Residencial Sob Medida” for individuals, and “Bradesco Seguro Equipamento” for individuals and companies, with complete coverage for several segments, such as agricultural, construction, medical, musical, electric-portable equipment and forestry. Our insurance business also offers comprehensive coverage for various segments, such as Office, Clinics and Surgeries, Construction, Teaching, Culture and Leisure, etc.
 As of December 31, 2024, Bradesco Auto/RE had 1.5 million insured automobiles and 1.7 million property and casualty policies, making it one of Brazil’s main insurance companies.
 
4.B.30.02-01.04 Capitalization bonds
 Bradesco Capitalização is a market leader among companies in the sector, with a market share of 21.9% in the year ended December 31, 2024 according from SUSEP. Our clients can purchase capitalization bonds with single or monthly payments starting at R$10 and compete for cash prizes of up to R$4.5 million (net premium).
 In December 2024, we ended the year with 3.2 million active clients and 8.6 million traditional capitalization securities.
 The traditional modality is the most representative of our operation, in which the client saves money and competes for prizes as a tool of financial discipline. At the end of the term of the plan, the client will receive 100% of the amounts paid in, plus interest based on the TR rate.
 In order to diversify our portfolio, in 2024 we launched nine new products:
 
·   Max Garantia: the first guarantee instrument product, in which the business client uses it to guarantee
                     loan operations, and also competes for draws of up to R$200 thousand;                 
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·        Max Prêmios Páscoa (Easter Awards): seasonal product that was marketed from February     
    1, 2024 to March 28, 2024 and awarded 252 clients totaling more than R$900 thousand in prizes;
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·                             Super Pontos Max Férias (Holiday Points): the