Company: AHL
Filing Date: 2025-06-09
Form Type: 424B5
Source: 0001628280-25-030114
Chunk: 84

Company: ASPEN INSURANCE HOLDINGS LTD
Filing Date: 2025-06-09
Form: 424B5
Chunk 84
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 may limit our financial and operational flexibility;

• political, regulatory, governmental and industry initiatives;

• changes in regulations that adversely affect the U.S. mortgage insurance and reinsurance market;

• the United Kingdom’s withdrawal from the E.U.;

• changes in current accounting practices and future pronouncements;

• our internal controls over financial reporting have gaps or other deficiencies;

• the loss of one or more of our senior underwriters or other key employees or an inability to attract and retain senior staff;

• general employee and third-party litigation risks;

• management turnover;

• the execution of internal processes to maintain our operations and the operational risks that are inherent to our business, including those resulting from fraud or employee errors or omissions;

• the failure in our data security and/or technology systems or infrastructure or those of third parties, including those caused by security breaches or cyber-attacks;

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• evolving privacy and data security regulations;

• actual results differing materially from model outputs and related analyses;

• our controlling shareholder owns all of our ordinary shares and has the power to determine our affairs including in ways not favorable to the interests of holders of our outstanding preference shares;

• our ability to pay dividends or to meet ongoing cash requirements may be constrained by our holding company structure;

• certain regulatory and other constraints may limit our ability to pay dividends on our securities;

• U.S. persons who own our securities may have more difficulty in protecting their interests than U.S. persons who are shareholders of a U.S. corporation;

• changes in government regulations or tax laws in jurisdictions where we conduct business; and

• other risk factors discussed herein under “ Risk Factors ” or incorporated herein by reference.

All subsequent written and oral forward-looking statements attributable to us or individuals acting on our behalf are expressly qualified in their entirety by these cautionary statements. The foregoing list should not be construed as exhaustive and should be read in conjunction with other information included or incorporated by reference herein. We undertake no obligation to publicly update or revise any forward-looking statement, whether as a result of new information, future events or otherwise. You should specifically consider the factors identified in this Prospectus which could cause actual results to differ before making an investment decision.

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### CAPITALIZATION
We intend to include information about our capitalization and indebtedness in the applicable prospectus supplement.

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### USE OF PROCEEDS
Unless the applicable prospectus supplement states otherwise, the net proceeds from the sale of securities offered