Company: HBAN
Filing Date: 2025-07-21
Form Type: S-4
Source: 0001140361-25-026508
Chunk: 24

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-21
Form: S-4
Chunk 24
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 to you of the merger.

Veritex’s Reasons for the Merger; Recommendation of Veritex’s Board of Directors (page 36)

The members of the Veritex board of directors present at the meeting where the merger agreement and the transactions contemplated thereby was approved unanimously determined that the merger agreement and the transactions contemplated by the merger agreement are advisable and fair to and in the best interest of Veritex and its shareholders and unanimously adopted the merger agreement and approved the merger and the other transactions contemplated by the merger agreement. The Veritex board of directors unanimously recommends that holders of Veritex common stock vote “FOR” the approval of the merger agreement and “FOR” the other proposals presented at the Veritex special meeting. For a more detailed discussion of the Veritex board of directors’ recommendation, see the section entitled “The Merger—Veritex’s Reasons for the Merger; Recommendation of Veritex’s Board of Directors” beginning on page 36 .

### Opinion of Veritex’s Financial Advisor(page40)
In connection with the proposed merger, Veritex’s financial advisor, Keefe, Bruyette & Woods, Inc. (“KBW”), delivered a written opinion, dated July 13, 2025, to the Veritex board of directors as to the fairness, from a financial point of view and as of the date of the opinion, to the holders of Veritex common stock of the exchange ratio in the proposed merger.

The full text of the opinion, which describes the procedures followed, assumptions made, matters considered and qualifications and limitations on the review undertaken by KBW in preparing the opinion, is attached as

#### Annex B
**to this proxy statement/prospectus.

The opinion was for the information of, and was directed to, the Veritex board of directors (in its capacity as such) in connection with its consideration of the financial terms of the merger. The opinion did not address the underlying business decision of Veritex to engage in the merger or enter into the merger agreement or constitute a recommendation to the Veritex board of directors in connection with the merger, and it does not constitute a recommendation to any holder of Veritex common stock or any shareholder of any other entity as to how to vote in connection with the merger or any other matter.

For more information, see “The Merger—Opinion of Veritex’s Financial Advisor,” beginning on page 40 and**

#### Annex B
.

Appraisal or Dissenters