Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 30

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 30
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 dissenters’ rights under the Washington Business Corporation Act (the “WBCA”). For more information, see the section entitled “The Merger—Appraisal or Dissenters’ Rights in Connection with the Merger.” |

| Q: | Are there any risks that I should consider in deciding whether to vote for the approval of the HomeStreet articles amendment proposal, the HomeStreet share issuance proposal or the other proposals to be considered at the HomeStreet special meeting? |

| A: | Yes. You should read and carefully consider the risk factors set forth in the section entitled “Risk Factors.” You also should read and carefully consider the risk factors of HomeStreet contained in the documents that are incorporated by reference into this proxy statement/prospectus/consent solicitation statement. |

| Q: | What happens if I sell my shares after the applicable record date but before HomeStreet’s special meeting? |

| A: | The record date for the HomeStreet special meeting is earlier than the date of the HomeStreet special meeting and earlier than the date that the merger is expected to be completed. If you sell or otherwise transfer your shares of HomeStreet common stock after the applicable record date but before the date of the HomeStreet special meeting, you will retain your right to vote at such special meeting (provided that such shares remain outstanding on the date of such special meeting). |

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| Q: | What should I do if I receive more than one set of voting materials for the HomeStreet special meeting? |

| A: | If you are a beneficial owner and hold shares of HomeStreet common stock in “street name” and are also a record holder and hold shares directly in your name or otherwise, or if you hold shares of HomeStreet common stock in more than one brokerage account, you may receive more than one set of voting materials relating to the HomeStreet special meeting. |

Record Holders. For shares held directly, please complete, sign, date and return each proxy card (or cast your vote by telephone or internet as provided on each proxy card) or otherwise follow the voting instructions provided in this proxy statement/prospectus/consent solicitation statement in order to ensure that all of your shares of HomeStreet common stock are voted. Beneficial Owners. For shares held in “street name” through a bank, broker, trustee or other nominee, you should follow the procedures provided by your bank, broker, trustee or other nominee in order to vote your shares.

| Q: | Who can help answer my