Company: BCS
Filing Date: 2025-08-04
Form Type: 424B2
Source: 0001193125-25-172249
Chunk: 116

Company: BARCLAYS PLC
Filing Date: 2025-08-04
Form: 424B2
Chunk 116
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 assumption of our obligations. The U.S. Internal Revenue Service (the “IRS”) might deem an assumption of our obligations as described above to be an exchange of the existing debt securities for new debt securities, resulting in a recognition of taxable gain or loss and possibly other adverse tax consequences. Investors should consult their tax advisors regarding the tax consequences of such an assumption. Governing Law Unless the applicable prospectus supplement provides otherwise, the debt securities, the Senior Debt Securities Indenture and the Dated Subordinated Debt Securities Indenture will be governed by and construed in accordance with the laws of the State of New York, except that, as specified in the relevant indenture, any applicable subordination provisions of each series of Dated Subordinated Debt Securities and any applicable provisions relating to waiver of set-offof each series of debt securities and the related provisions in the relevant indenture will be governed by and construed in accordance with English law. Notices Notices regarding the debt securities will be valid:

| • |     | with respect to global debt securities if given in accordance with the applicable procedures of the depositary 
 for such global debt securities; or                                                                            |

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| • |     | if registered debt securities are affected, if given in writing and mailed to each registered holder as provided   
 in the applicable Senior Debt Securities Indenture or Dated Subordinated Debt Securities Indenture, as applicable. |

With respect to a global debt security representing any series of debt securities, a copy of all notices with respect to such series will be delivered to the depositary for such global debt security. The Trustee The Bank of New York Mellon acting through its London Branch, will be the trustee under the indentures. The trustee has two principal functions:

| • |     | first, it can enforce a holder’s rights against us if we default on debt securities issued under the                                                                                                                                     
 relevant indenture. There are some limitations on the extent to which the trustee acts on a holder’s behalf, described under “—Senior Enforcement Events and Remedies; Dated Subordinated Enforcement Events and Remedies; Limitation on 
 Suits”; and                                                                                                                                                                                                                              |

| • |     | second, the trustee performs administrative duties for us, such as sending the holder’s interest payments, 
 transferring debt securities to a new buyer and sending notices to holders.                                |

We and some of our subsidiaries maintain deposit accounts and conduct other banking transactions with the trustee in the ordinary course of our respective businesses. Consent to Service The indentures provide that we irrevocably designate