Company: FCFS
Filing Date: 2025-06-27
Form Type: 11-K
Source: 0000840489-25-000084
Chunk: 7

Company: FirstCash Holdings, Inc.
Filing Date: 2025-06-27
Form: 11-K
Chunk 7
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 at fair value. Shares of mutual funds are valued at quoted market prices which represent the net asset value of shares (“NAV”) held by the Plan at year-end. Equity securities are valued at fair value using quoted market prices. Investments in money market funds are valued using $1 for the NAV as a practical expedient. Reinvested income, accrued interest and dividends are reflected as additions to the cost basis of the investments. Investment transactions are recorded on a trade-date basis. Interest income is recorded when earned and dividend income is recorded on the ex-dividend date. The Plan presents in the statement of changes in net assets available for benefits the net appreciation (depreciation) in the fair value of its investments, which consists of realized gains or losses on investments sold during the year and the unrealized appreciation (depreciation) on those investments held at the end of the year.

Notes Receivable from Participants

Loans to participants are reported at their principal balances plus any accrued but unpaid interest. Delinquent participant loans are recorded as distributions based on the terms of the Plan document.

Payment of Benefits

Benefits are recorded when paid.

Use of Estimates

The preparation of financial statements in conformity with GAAP, as applied to defined contribution employee benefit plans, requires the Plan’s management to make estimates and assumptions that affect the amounts reported in these financial statements and accompanying notes. Actual results could differ from those estimates.

#### 3.

#### PLAN TERMINATION
Although it has not expressed any intent to do so, the Company has the right under the Plan agreement to terminate the Plan subject to the provisions of ERISA. In the event of Plan termination, participants become 100% vested in their accounts.

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#### FIRSTCASH 401(k) PROFIT SHARING PLAN

### NOTES TO FINANCIAL STATEMENTS

#### DECEMBER 31, 2024 AND 2023

#### 4.

#### RELATED PARTIES AND PARTIES – IN – INTEREST
FirstCash Holdings, Inc. common stock and notes receivable from participants are considered parties-in-interest to the Plan. The investment in FirstCash Holdings, Inc. common stock was $20,187,108 and $20,790,526 at December 31, 2024 and 2023, respectively, and depreciated in value by $915,924 and appreciated by $4,209,950 during 2024 and 2023, respectively. The balance of notes receivable from participants was $10,292,