Company: BBVXF
Filing Date: 2025-02-27
Form Type: F-4/A
Source: 0001193125-25-037317
Chunk: 25

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-02-27
Form: F-4/A
Chunk 25
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 this document as set forth in “Incorporation of Certain
Information by Reference”, material contained on or accessible through websites is not incorporated into this document.

13

INCORPORATION OF CERTAIN INFORMATION BY REFERENCE The rules of the SEC allow BBVA to “incorporate by reference” the information BBVA files with, or furnishes to, the SEC, which means:

| • |     | incorporated documents are considered part of this offer to exchange/prospectus; |

| • |     | BBVA can disclose important information to you by referring you to those documents; and |

| • |     | information that BBVA files with, or furnishes to, the SEC in the future and incorporates by reference in this                                                                                                   
 offer to exchange/prospectus will automatically update and supersede information in this offer to exchange/prospectus and information previously incorporated by reference in this offer to exchange/prospectus. |

This means that you must look at all of the SEC filings that BBVA incorporates by reference to determine if any of the statements in this offer to exchange/prospectus or in any document previously incorporated by reference have been modified or superseded. BBVA incorporates by reference the following documents:

| • |     | any filings made by BBVA with the SEC under Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act, as well as                                                          
 any report on Form 6-K furnished to the SEC to the extent the Form 6-K expressly states that it is being incorporated by reference herein, on or after the date of this 
 offer to exchange/prospectus and prior to the termination of the exchange offer under this offer to exchange/prospectus.                                                |

As you read the above documents, you may find inconsistencies in information from one document to another. If you find inconsistencies, you should rely on the statements made in the most recent document. You may obtain a copy of these documents at no cost to you (other than exhibits not specifically incorporated by reference) from the SEC at the SEC’s website ( http://www.sec.gov) or by writing or telephoning Sodali & Co. at the following address, telephone number or email: Sodali & Co. 430 Park Avenue, 14 thFloor New York, New York, 10022 United States of America Telephone: (800) 662-5200(in North America) or +1 (203) 658-9400(outside of North America) Email: BBVA