Company: BLNE
Filing Date: 2025-04-15
Form Type: 10-K
Source: 0001641172-25-004793
Chunk: 239

Company: Beeline Holdings, Inc.
Filing Date: 2025-04-15
Form: 10-K
Item: Item 1A
Chunk 239
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 Salaries and benefits 
    $1,350  
    $457  
    $893 
  
    Marketing and advertising 
     11  
     -  
     11 
  
    Professional fees 
     1,041  
     488  
     553 
  
    General and administrative expenses 
     768  
     820  
     (52)
  
    Depreciation and amortization 
     22  
     -  
     22 
  
    Other operating expenses 
     59  
     (3) 
     62 
  
    Total operating expenses 
     3,251  
     1,762  
     1,489 
  
    Interest income 
     4  
     -  
     4 
  
    Interest expense 
     (2,225) 
     (1,096) 
     (1,129)
  
    Gain on extinguishment of debt 
     591  
     -  
     591 
  
    Gain on troubled debt restructuring 
     4,483  
     -  
     4,483 
  
    Loss on debt to equity conversion 
     -  
     (1,321) 
     1,321 
  
    Loss on equity method investment 
     (58) 
     -  
     (58)
  
    Other income 
     39  
     -  
     39 
  
    Other expense 
     (27) 
     (6) 
     (21)
  
    Net loss 
    $(444) 
    $(4,185) 
    $3,741 

52

Capital Resources and Liquidity

Financial
Policy. We intend to maintain a disciplined financial policy and improve our credit metrics which are critical to our lending
partners.

Liquidity
Policy. We maintain a strong focus on liquidity and define our liquidity risk tolerance based on sources and uses to maintain
a sufficient liquidity position to meet our business needs and financial obligations under both normal and stressed conditions. We believe
that our consolidated liquidity and availability under our revolving credit facilities will be sufficient to meet our liquidity needs.

Liquidity.
Our primary sources of liquidity consist of cash and cash equivalents, cash flow from our operating businesses, proceeds from asset sales
and dispositions, and short-term borrowing facilities, including revolving credit lines