Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 51

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 51
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, on June 9, 2025, a notification and report form was filed with the Antitrust Division of the Department of Justice and the Federal Trade Commission pursuant to the Hart-Scott-Rodino Antitrust Improvements Act of 1976, as amended (the “HSR Act”), with respect to the merger. On June 24, 2025, the parties received early termination of the applicable waiting period under the HSR Act.

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Although neither HomeStreet nor Mechanics knows of any reason why it cannot obtain the remaining regulatory approvals in a timely manner, HomeStreet and Mechanics cannot be certain when or if they will be obtained, or that the granting of these regulatory approvals will not involve the imposition of conditions on the completion of the merger. Expected Timing of the Merger Neither HomeStreet nor Mechanics can predict the actual date on which the merger will be completed, or if the merger will be completed at all, because completion is subject to conditions and factors outside the control of HomeStreet and Mechanics. Mechanics must obtain the requisite Mechanics shareholder approval, and HomeStreet must obtain the requisite HomeStreet shareholder approval. HomeStreet and Mechanics must also obtain necessary regulatory approvals and satisfy certain other closing conditions. HomeStreet and Mechanics expect the merger to be completed promptly once HomeStreet and Mechanics have obtained their respective shareholders’ approvals noted above, have obtained necessary regulatory approvals and have satisfied certain other closing conditions. Subject to the satisfaction of the conditions to the merger, the merger is expected to close in the third quarter of 2025. The Merger Agreement (page 166) Conditions to Complete the Merger (page 181) As more fully described elsewhere in this proxy statement/prospectus/consent solicitation statement and in the merger agreement, the completion of the merger is subject to the satisfaction or waiver by the party entitled to the benefit of such condition (as permitted by applicable law) of a number of conditions. These conditions include:

| • | (i) the requisite Mechanics shareholder approval having been obtained, and (ii) the requisite HomeStreet shareholder approval having been obtained; |

| • | (i) all requisite regulatory approvals having been obtained and remaining in full force and effect, and all statutory waiting periods in respect thereof having expired or been terminated and (ii) in the case of obligations of Mechanics to effect the merger, such requisite regulatory approvals having not resulted in any material burdensome condition; |

| • | the registration statement of which this proxy statement/prospectus/