Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 239

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 239
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itation statement certain unaudited prospective financial information of Mechanics, which was prepared by Mechanics management and provided to HomeStreet management, and certain unaudited prospective financial information of HomeStreet, which was prepared by HomeStreet management, in each case on a standalone basis and without giving effect to the merger (collectively, the “prospective financial information”). The prospective financial information was provided to KBW (HomeStreet’s financial advisor) at the direction of HomeStreet management and with the consent of the HomeStreet board for use by KBW for the purpose of performing financial analyses that were presented by KBW to the HomeStreet board and in connection with its opinion, as described in the section entitled “ The Merger—Opinion of HomeStreet’s Financial Advisor .” The estimates regarding certain pro forma financial effects of the merger on the combined company were prepared by Mechanics management, provided to and discussed with KBW by such management and used and relied upon by KBW, at the direction of HomeStreet management and with the consent of the HomeStreet board. The summary set forth below is included in this proxy statement/prospectus/consent solicitation statement solely for the purpose of providing HomeStreet shareholders access to certain nonpublic information made available to the HomeStreet board and KBW in connection with its opinion.

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The prospective financial information was prepared in good faith and on a reasonable basis based on the information available to the preparers at the time of its preparation. However, there can be no assurance that the forecasts or projections will be realized, and actual results may vary materially from those shown in the prospective financial information. Neither HomeStreet nor Mechanics endorses the prospective financial information as necessarily predictive of actual future results.

Furthermore, although presented with numerical specificity, the prospective financial information reflects numerous estimates and assumptions made by HomeStreet and Mechanics’ management, as applicable, at the time such prospective financial information was prepared. The prospective financial information represents, as applicable, HomeStreet management’s evaluation of HomeStreet’s expected future financial performance on a standalone basis and Mechanics’ management’s evaluation of Mechanics’ expected future financial performance on a standalone basis, without reference to the merger (except as expressly set forth in the section entitled “— Estimates Regarding Certain Pro Forma Financial Effects ”). In addition, since the prospective financial information covers multiple years, such information by its nature becomes subject to greater uncertainty with each successive year. These and the other estimates and assumptions underlying the prospective financial information involve judgments with respect to,