Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 149

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 2
Chunk 149
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370,584 $325,700 Add: Acquisition-related intangible asset amortization 5,580 5,618 1,122 11,198 2,280 Less: Tax effect of acquisition-related intangible asset amortization(1,495)(1,421)(311)(2,923)(602)After-tax acquisition-related intangible asset amortization $4,085 $4,197 $811 $8,275 $1,678 (O) Tangible net income applicable to common shares (non-GAAP)$192,621 $186,245 $146,208 $378,859 $327,378 Total average shareholders’ equity$6,862,040 $6,460,941 $5,450,173 $6,662,598 $5,445,315 Less: Average preferred stock(599,313)(412,500)(412,500)(506,423)(412,500)(P) Total average common shareholders’ equity$6,262,727 $6,048,441 $5,037,673 $6,156,175 $5,032,815 Less: Average acquisition-related intangible assets(910,924)(916,069)(677,207)(913,483)(677,969)(Q) Total average tangible common shareholders’ equity (non-GAAP)$5,351,803 $5,132,372 $4,360,466 $5,242,692 $4,354,846 Return on average common equity, annualized (N/P)12.07 %12.21 %11.61 %12.14 %13.01 %Return on average tangible common equity, annualized (non-GAAP) (O/Q)14.44 14.72 13.49 14.57 15.12 

Reconciliation of Non-GAAP Pre-Tax, Pre-Provision Income:Income before taxes$267,088 $253,055 $211,343 $520,143 $461,299 Add:  Provision for credit losses22,234 23,963 40,061 46,197 61,734 Pre-tax income, excluding provision for credit losses (non-GAAP)$289,322 $277,018 $251,404 $566,340 $523,033 

Critical Accounting