Company: RNST
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0000715072-25-000211
Chunk: 27

Company: RENASANT CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 27
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:Primary— 33 246 — — — 279 0.01 Real estate – commercial mortgage:Owner-occupied7,431 187 — — 270 — 7,888 0.46 Non-owner occupied— 2,506 89 — — — 2,595 0.07 Total real estate – commercial mortgage7,431 2,693 89 — 270 — 10,483 0.18 Installment loans to individuals— — 14 1 — — 15 0.02 Loans, net of unearned income$9,172 $2,891 $349 $518 $270 $138 $13,338 0.11 %The following tables present the weighted average financial effect of loan modifications requiring disclosure under ASU 2022-02 by class of financing receivable for the periods presented.Three months ended June 30, 2025Loan TypeFinancial EffectTerm ExtensionInstallment loans to individualsExtended the term 124 monthsPayment DelayCommercial, financial, agriculturalDelayed the payment 7 monthsReal estate – 1-4 family mortgage - Home EquityDelayed the payment 39 monthsInstallment loans to individualsDelayed the payment 23 monthsCombination - Term Extension and Payment DelayReal estate – Construction - ResidentialExtended the term and delayed the payment 35 monthsInstallment loans to individualsExtended the term and delayed the payment 60 monthsSix months ended June 30, 2025Loan TypeFinancial EffectTerm ExtensionReal Estate - Commercial Mortgage - Non-owner OccupiedExtended the term 12 monthsInstallment loans to individualsExtended the term 124 monthsPayment DelayCommercial, financial, agriculturalDelayed the payment 7 monthsReal estate – 1-4 family mortgage - Home EquityDelayed the payment 39 monthsInstallment loans to individualsDelayed the payment 23 monthsCombination - Term Extension and Payment DelayReal estate – Construction - ResidentialExtended the term and delayed the payment 35 monthsInstallment loans to individualsExtended the term and delayed the payment 60 monthsCombination - Interest Rate Reduction, Term Extension and Payment DelayInstallment loans to individualsReduced the interest rate 425 basis points and extended the term and delayed the payment 49 months

20

Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

Three months ended June 30, 2024Loan TypeFinancial EffectTerm Extension