Company: AIRTP
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0000353184-25-000099
Chunk: 7

Company: AIR T INC
Filing Date: 2025-08-15
Form: 424B5
Chunk 7
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 10-Q, as such factors may be updated from time to time in our periodic filings with the SEC (which documents are incorporated by reference herein), as well as the other information contained or incorporated by reference in this prospectus supplement. These factors should not be construed as exhaustive and should be read in conjunction with the other cautionary statements that are included or incorporated by reference in this prospectus supplement. We undertake no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.

You should rely only on the information contained or incorporated by reference in this prospectus supplement and the accompanying prospectus. Air T Funding and Air T, Inc. have not authorized anyone to provide you with information other than that contained or incorporated by reference in this prospectus supplement and the accompanying prospectus. The information in this prospectus supplement and the accompanying prospectus may only be accurate as of their respective dates. In this prospectus supplement, references to the “Trust” mean Air T Funding and references to “Air T” or “we” mean Air T, Inc. together with its subsidiaries, unless the context indicates otherwise.

The Trust and Air T are offering to sell the Capital Securities, and are seeking offers to buy the Capital Securities, only in jurisdictions where offers and sales are permitted. The distribution of this prospectus supplement and the accompanying prospectus and the offering of the Capital Securities in certain jurisdictions may be restricted by law. Persons outside the United States who come into possession of this prospectus supplement and accompanying prospectus must inform themselves about and observe any restrictions relating to the offering of the Capital Securities and the distribution of this prospectus supplement and the accompanying prospectus outside the United States. This prospectus supplement and the accompanying prospectus do not constitute, and may not be used in connection with, an offer or solicitation by anyone in any jurisdiction in which such offer or solicitation is not authorized or in which the person making such offer or solicitation is not qualified to do so or to any person to whom it is unlawful to make such offer or solicitation.

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### PROSPECTUS SUPPLEMENT SUMMARY
The following information concerning Air T, the Trust, the Capital Securities to be issued by the Trust, the Guarantee to be issued by Air T with respect to the Capital Securities and the 8.0% Junior Subordinated Debentures to be issued by Air T supplements, and should be read in conjunction with, the information contained in the accompanying prospectus