Company: HBAN
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000049196-25-000038
Chunk: 150

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-04-29
Form: 10-Q
Item: Part I, Item 2
Chunk 150
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 Net interest income (loss) after provision for credit losses910 462 (192)1,180 Noninterest income308 145 14 467 Noninterest expense:Direct personnel costs275 137 227 639 Other noninterest expense, including corporate allocations502 157 (161)498 Total noninterest expense777 294 66 1,137 Income (loss) before income taxes441 313 (244)510 Provision (benefit) for income taxes93 66 (73)86 Income attributable to non-controlling interest— 5 — 5 Net income (loss) attributable to Huntington $348 $242 $(171)$419 

78     Huntington Bancshares Incorporated

AssetsDeposits(dollar amounts in millions)At March 31, 2025At December 31, 2024At March 31, 2025At December 31, 2024Consumer & Regional Banking$78,713 $78,841 $112,972 $111,390 Commercial Banking69,118 66,919 44,090 43,366 Treasury / Other61,765 58,470 8,275 7,692 Total$209,596 $204,230 $165,337 $162,448 

2025 1Q Form 10-Q     79

Item 3: Quantitative and Qualitative Disclosures about Market Risk

Quantitative and qualitative disclosures for the current period can be found in the Market Risk section of this report, which includes changes in market risk exposures from disclosures presented in Huntington’s 2024 Annual Report on Form 10-K.

Item 4: Controls and Procedures

Disclosure Controls and Procedures

Huntington maintains disclosure controls and procedures designed to ensure that the information required to be disclosed in the reports that it files or submits under the Securities Exchange Act of 1934, as amended (the Exchange Act), are recorded, processed, summarized, and reported within the time periods specified in the SEC’s rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by an issuer in the reports that it files or submits under the Exchange Act is accumulated and communicated to the issuer’s management, including its principal executive and principal financial officers, or persons performing similar functions, as appropriate to allow timely decisions regarding required disclosure. Huntington’s management, with the participation of