Company: OWLS
Filing Date: 2025-09-19
Form Type: F-1/A
Source: 0001193125-25-208098
Chunk: 187

Company: OBOOK HOLDINGS INC.
Filing Date: 2025-09-19
Form: F-1/A
Chunk 187
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ation with Stellar, we hope to enable additional payment routes supported by the infrastructure of Stellar for our OwlPay customers. After becoming a “Stellar Anchor,” we expect to reach out to new customers on the Stellar
Network with our service offering of seamless onboarding for customers onto OwlPay Wallet Pro or integratingOwlPay Harborinto their platform or products via an API package, providing users with easy on/off-ramping to transfer fiat
currency or stablecoin within the OwlPay payment service. Currently, OwlPay Harboralso support the EVM-compatible blockchains and Solana. Additionally, we expect to provide certain of our solutions under OwlPayto financial
institutions intending to leverage stablecoin payments, such as white label wallet and AML/KYC service package.

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By building relationships with Circle, Coinbase Prime, MoneyGram, MoonPay, VISA, and NIUM and large financial institutions such as SBI Holdings and international banks, we also plan to attract their customers to experience our capability to on/off-ramp between fiat currency and stablecoins and send and receive payments internationally with our technology and services. See “—Our Third-Party Collaborations.” In addition, we expect to expand our payment business by leveraging the following business drivers:

| • |     | OTAs. In connection with our hospitality offering via OwlNest, we work closely with global                                                                                                                                          
 OTAs, including but not limited to Airbnb, Booking Group, Expedia, Trip.com and Hotelbed, and we intend to cross-sell our payment solutions to further assist them in processing international payouts to their platform merchants. |

| • |     | E-commerce Platforms. Through OwlPay, we enable platforms to offer consumers more payment                                                                                     
 options, including both fiat currency and stablecoins. Additionally, merchants on the platform can also choose to settle transactions in either fiat currency or stablecoins. |

| • |     | Payment Gateway. Currently, payment gateways primarily support fiat currency for receiving                                                                                                                                                        
 payments. With OwlPay, we are expanding payment options by enabling payment acceptance with stablecoin, which would provide consumers with more choices for payment methods. Merchants can also choose to settle transactions in either fiat      
 currency or stablecoins. Additionally, the majority of global payment gateways are focused on helping their clients receive payments from consumers, but are not integrated with the ability to further pay out to their clients’ suppliers. With 
 our integrated payment, full-stack payment services model, we plan to continue to invest in growing in our payment gateway business, which could also help generate