Company: RHNO
Filing Date: 2025-11-13
Form Type: 10-K
Source: 0001493152-25-022052
Chunk: 3

Company: RHINO BITCOIN INC.
Filing Date: 2025-11-13
Form: 10-K
Item: Item 1
Chunk 3
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    deposit (Q1 2026)

We
provide our services through the Rhino App, which is available for iOS and Android devices.

Competition

We
operate in a competitive landscape with many larger and entrenched competitors. We believe these competitors generally offer more limited
services at higher costs. We believe our broader set of service offerings, lower costs, and education-based client onboarding positions
us well to potentially disrupt existing competitors and appeal to new users entering the market. There is no assurance we will be able
to successfully compete.

4

A
summary of key competitors and a comparison to our offerings is below:

Coinbase:
Coinbase operates as the leading U.S. based cryptocurrency exchange, delivering a broad suite of retail and institutional services encompassing
trading, digital asset custody, payment facilitation, and merchant solutions. The platform’s product ecosystem includes Coinbase
Wallet, Coinbase Prime for institutional clients, Coinbase One for premium retail users, and Coinbase Payments supporting global stablecoin
transactions. Rhino Digital competes with Coinbase principally by maintaining lower fee structures and concentrating service offerings
on bitcoin accumulation, which targets clients with long term savings objectives rather than those trading a broad mix of digital assets.

Cash
App: Cash App, developed by Block, Inc., provides mobile based peer to peer payments, fractional equity investing, and Bitcoin trading
functionalities on a unified platform. Users can buy, sell, transfer, and withdraw bitcoin with features oriented toward ease of use
and mass adoption rather than professional grade trading capabilities. Rhino Digital differentiates itself from Cash App by offering
reduced fee and spread structures and expanded service offerings, including multiple digital custody solutions, global remittance features,
and coverage for both institutional entities and individual users.

Swan
Bitcoin: Swan Bitcoin is a Bitcoin focused platform specializing in recurring purchase programs, low cost transaction execution, and
individual retirement account (IRA) solutions that enable tax advantaged long-term holdings. Rhino Digital distinguishes itself from
Swan Bitcoin by maintaining competitive fees and spreads, thereby enhancing client accumulation of bitcoin over time. In addition, Rhino
Digital offers a diversified product suite, including international remittance capability, low cost instant payments via the Lightning
Network, and consumer loyalty benefits such as rewards on gift card purchases.

Intellectual
Property 

We
have registered a trademark in the United States for our logo.

Government
Regulation

We
are subject to various anti-money laundering and counter-terrorist financing laws, including the Bank Secrecy Act (the “BSA”).