Company: BBVXF
Filing Date: 2025-01-30
Form Type: 6-K
Source: 0000842180-25-000002
Chunk: 66

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-30
Form: 6-K
Chunk 66
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 the banking sector to measure the return obtained on RWA.

| RORWA                           |     |   |     |                              |     |      |               |     |      |               |     |      |               |
|                                 |     |   |     |                              |     |      | Jan.-Dec.2024 |     |      | Jan.-Dec.2023 |     |      | Jan.-Dec.2022 |
| Numerator (Millions of euros)   |     |   |     | Profit (loss) for the period |     |      |        10,575 |     |      |         8,416 |     |      |         6,763 |
| Denominator (Millions of euros) |     |   |     | Average RWA                  |     |      |       382,487 |     |      |       353,139 |     |      |       327,998 |
|                                 |     | = |     | RORWA                        |     | 2.76 |             % |     | 2.38 |             % |     | 2.06 |             % |

#### Adjusted RORWA
The adjusted RORWA (return on risk-weighted assets) ratio measures the return obtained on an entity's assets. It is calculated as follows:

| Adjusted profit (loss) for the period |
| Average risk-weighted assets          |

Explanation of the formula: the numerator "Adjusted profit (loss) for the period" is the same and is calculated in the same way as explained for adjusted ROA.

Average risk-weighted assets (RWA) are the moving weighted average of the risk-weighted assets at the end of each month of the period under analysis.

Relevance of its use: this ratio is generally used not only in the banking sector but also in other sectors to measure the return obtained on assets.

| Adjusted RORWA                  |     |   |     |                                       |     |      |               |     |      |               |     |      |               |
|                                 |     |   |     |                                       |     |      | Jan.-Dec.2024 |     |      | Jan.-Dec.2023 |     |      | Jan.-Dec.2022 |
| Numerator (Millions of euros)   |     |   |     | Adjusted profit (loss) for the period |     |      |        10,575 |     |      |         8