Company: SLDE
Filing Date: 2025-06-18
Form Type: 424B4
Source: 0001193125-25-142810
Chunk: 37

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-18
Form: 424B4
Chunk 37
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 all claims. We are subject to the risk that one or more of our reinsurers will be unable or unwilling to honor its obligations, that the reinsurers will not pay in a timely fashion, or that our losses are so large that they exceed the contractual limits of liability set forth in a reinsurance treaty. Reinsurers may become financially unsound by the time that they are obligated to pay claims due under the treaty, in which case we may have no practical ability to recover amounts due under the reinsurance treaty. Any coverage disputes with reinsurers under reinsurance treaties could be time-consuming, costly and of uncertain success. Our reinsurance treaties generally have a fixed term and caps on liability. Each reinsurer’s share in the interest and liabilities related to the reinsurance treaty varies and the reinsurers are severally, but not jointly, liable under the applicable reinsurance treaty. Further, these reinsurance agreements may not cover renewals of policies that the insurance carrier is required by law to renew or write, and we may not be able to lawfully cancel or non-renewinsurance policies in a manner that assures ongoing reinsurance protection under our reinsurance treaties. As of June 1, 2024, we had:

| • |     | approximately $1.14 billion in first-event private catastrophe excess of loss reinsurance, which provides            
 protection for a 1-in-194-year first-event loss as of September 30, 2024; of this approximately $1.14 billion limit, 
 $470 million reinstates one time and 70% of $35 million reinstates two times;                                        |

| • |     | FHCF reinsurance, which provides the Carrier coverage for a catastrophe occurrence where losses exceed                                                                                                       
 $379 million. The coverage provided is 90% of losses, up to a $713 million limit, in excess of the $379 million triggering threshold. This reinsurance coverage does not reinstate after a triggering event; |

| • |     | “excess per risk” reinsurance coverage provides four layers of excess coverage for homeowners. The                                                                                                                                                       
 first excess layer provides $300,000 limit of loss coverage in excess of the Carrier’s “per risk” retention limit of $700,000 for any loss occurrence excluding a Named Wind occurrence. The second excess layer provides $1,000,000 limit               
 of loss coverage in excess of $1,000,000 “per risk” retention. The third excess layer provides $1,000,000 limit of loss coverage in excess of $