Company: BCDRF
Filing Date: 2025-02-28
Form Type: 20-F
Source: 0000891478-25-000054
Chunk: 196

Company: Banco Santander, S.A.
Filing Date: 2025-02-28
Form: 20-F
Chunk 196
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 |     |      |  91.3 | %                        |     |  7.8 | %                     |     | 7.8 | %                 |     | 0.0 | % |                                                                |  0.0 | % |                                                         |     | 0.0 | %                        |     | 0.0 | %                 |     | 0.0 | % |                                            | 0.0 | % |                                      |     |  91.3 | %                        |     |  7.8 | %                     |     | 7.8 | %                 |     | 0.0 | %                                  |     |  0.0 | % |     | 19.4 | % |
|                                                         |     | 26 | of which building renovation loans                                                              |     |      | 100.0 | %                        |     |  0.0 | %                     |     | 0.0 | %                 |     | 0.0 | % |                                                                |  0.0 | % |                                                         |     | 0.0 | %                        |     | 0.0 | %                 |     | 0.0 | % |                                            | 0.0 | % |                                      |     | 100.0 | %                        |     |  0.0 | %                     |     | 0.0 | %                 |     | 0.0 | %                                  |     |  0.0 | % |     |  0.1 | % |
|                                                         |     | 27 | of which motor vehicle loans                                                                    |     |      | 100.0 | %                        |     |  9.2 | %                     |     | 9.2 | %                 |     | 9.2 | % |                                                                |  0.0 | % |                                                         |     |     |                          |     |     |                   |     |     |   |                                            |     |   |                                      |     |       |                          |     |      |                       |     |     |                   |     |     |                                    |     |      |   |     |      |   |

Annual report 2024 160

| Contents |     | Business model and strategy |     | Sustainability statement |     | Corporate governance |     | Economic and financial review |     | Riskmanagement and compliance |

| % (compared to total covered assets in the denominator