Company: AIZ
Filing Date: 2025-04-08
Form Type: DEF 14A
Source: 0001267238-25-000018
Chunk: 4

Company: ASSURANT, INC.
Filing Date: 2025-04-08
Form: DEF 14A
Chunk 4
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 in North America, Latin America, Europe and Asia Pacific through two operating segments: Global Lifestyle and Global Housing. With our portfolio of market-leading businesses, we strive for outperformance through sustained profitable growth and strategic capital deployment.

We continued our momentum in 2024 with strong profitable growth led by sustained outperformance within Global Housing, as well as underlying growth within Connected Living within Global Lifestyle which was muted by investments in new client programs and capabilities. The combination of our strong capital position, investments to support growth and robust shareholder returns were a testament to our balanced capital management and strong cash flows of our businesses. We completed contract renewals with several key clients including our major U.S. mobile device protection clients, expanded offerings with existing clients and onboarded new client programs across Global Lifestyle and Global Housing. We continued to drive ongoing expense leverage from our scale and operating efficiencies supported by ongoing technology

| iv |     | Notice of 2025 Annual Meeting of Stockholders and Proxy Statement |

| Summary Information |

innovation. In October 2024, we opened our Innovation and Device Care Center, which supports our mobile device lifecycle solutions in Global Lifestyle and the development of new and innovative ways to leverage automation, robotics and artificial intelligence.

Throughout the year, we have maintained a strong balance sheet, generating $804.7 million in dividends or returns of capital from our subsidiaries (net of infusions of liquid assets and excluding amounts used for acquisitions or received from dispositions) and returning $455.8 million to shareholders through share repurchases and common stock dividends.

| Financial Highlights1 |     |                                                                                                                                                                                                                                    |
|                       |     | 2024 net earned premiums, fees and other income from the Global Housing and Global Lifestyle segments of $11.4 billion                                                                                                             |
|                       |     | 2024 net income of $760.2 million, and Adjusted EBITDA, excluding reportable catastrophes, of $1.57 billion                                                                                                                        |
|                       |     | 2024 net income per diluted share of $14.46, Adjusted earnings, excluding reportable catastrophes, per diluted share of$20.35 and net operating income per diluted share (“NOI EPS”), excluding reportable catastrophes, of $19.31 |
|                       |     | 2021-2023 cumulative net income from continuing operations per diluted share of $27.03 and NOI EPS, excluding reportable catastrophes, of $40.00                                                                                   |
|                       |     | Total stockholder return was 28