Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 51

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 51
---
3 2024 2024 / 2023 Net interest income 561 563 588 511 610 590 584 693 +18.6% 2,223 2,478 +11.4% Net fee income 540 456 492 436 435 451 469 481 +2.6% 1,925 1,835 -4.7% Gains (losses) on financial transactions and other (51) (44) (62) (11) (26) (27) (23) 28 — (169) (48) -71.8% Total revenue 1,050 974 1,018 936 1,018 1,014 1,030 1,202 +16.7% 3,979 4,265 +7.2% Operating expenses (312) (321) (319) (274) (336) (311) (307) (360) +17.2% (1,226) (1,315) +7.3% Net operating income 739 653 699 662 683 703 723 842 +16.5% 2,753 2,950 +7.1% Net loan-loss provisions (452) (370) (396) (341) (389) (412) (427) (470) +10.0% (1,560) (1,698) +8.8% Other gains (losses) and provisions (12) (11) (11) (8) (17) (0) (18) (15) -17.1% (42) (50) +18.2% Profit before tax 275 272 291 313 276 290 278 358 +28.7% 1,151 1,202 +4.5% Consolidated profit 176 174 185 195 186 190 179 240 +34.0% 729 795 +9.1% Attributable profit 158 154 167 168 168 171 156 217 +39.3% 647 712 +10.1% Note: Variations in constant euros include Argentina in current euros to mitigate distortions from a hyperinflationary economy. Additionally, from Q2 2024 onwards for the Argentine peso, we apply an alternative exchange rate that better reflects the evolution of