Company: ADZCF
Filing Date: 2025-03-13
Form Type: 20-F
Source: 0001159508-25-000020
Chunk: 557

Company: DEUTSCHE BANK AKTIENGESELLSCHAFT
Filing Date: 2025-03-13
Form: 20-F
Chunk 557
---
 a comparable peer group.

| 295 |

| Deutsche Bank      |
| Annual Report 2024 |

Post-employment Benefit Plans

Nature of Plans

The Group sponsors a number of post-employment benefit plans on behalf of its employees, both defined contribution plans and defined benefit plans. The Group’s plans are accounted for based on the nature and substance of the plan. Generally, for defined benefit plans the value of a participant’s accrued benefit is based on each employee’s remuneration and length of service; contributions to defined contribution plans are typically based on a percentage of each employee’s remuneration. The rest of this note focuses predominantly on the Group’s defined benefit plans.

The Group’s defined benefit plans are primarily described on a geographical basis, reflecting differences in the nature and risks of benefits, as well as in the respective regulatory environments. In particular, the requirements set by local regulators can vary significantly and determine the design and financing of the benefit plans to a certain extent. Key information is also shown based on participant status, which provides a broad indication of the maturity of the Group’s obligations.

|                                       |     | Dec 31, 2024 |     |       |     |       |     |       |     |        |
|:--------------------------------------|:----|-------------:|:----|------:|:----|------:|:----|------:|:----|-------:|
| in € m.                               |     |      Germany |     |    UK |     |  U.S. |     | Other |     |  Total |
| Defined benefit obligation related to |     |              |     |       |     |       |     |       |     |        |
| Active plan participants              |     |        3,084 |     |   272 |     |   229 |     |   715 |     |  4,300 |
| Participants in deferred status       |     |        1,805 |     | 1,321 |     |   526 |     |    84 |     |  3,736 |
| Participants in payment status        |     |        5,075 |     | 1,210 |     |   461 |     |   229 |     |  6,975 |
| Total defined benefit obligation      |     |        9,964 |     | 2,803 |     | 1,216 |     | 1,028 |     | 15,011 |
|