Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 30

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 1
Chunk 30
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174 0.01 Home equity— 39 124 — — — 163 0.02 Total real estate – 1-4 family mortgage— 39 281 17 — — 337 0.01 Real estate – commercial mortgage:Owner-occupied1,142 — — — 142 — 1,284 0.04 Non-owner occupied— 2,077 — — 357 — 2,434 0.04 Land development— 33 — — — — 33 0.01 Total real estate – commercial mortgage1,142 2,110 — — 499 — 3,751 0.04 Installment loans to individuals— 81 6 13 — 2 102 0.09 Loans, net of unearned income$1,142 $29,255 $287 $366 $499 $2 $31,551 0.17 %

22

Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

Three Months Ended September 30, 2024Term ExtensionPayment DelayInterest Rate Reduction, Term Extension and Payment DelayInterest Rate Reduction and Payment DelayTotal% Total Loans by ClassCommercial, financial, agricultural$— $53 $— $— $53 — %Real estate – 1-4 family mortgage:Primary23 1,620 — 206 1,849 0.08 Home equity106 — — — 106 0.02 Rental/investment36 548 — — 584 0.15 Total real estate – 1-4 family mortgage165 2,168 — 206 2,539 — Real estate – commercial mortgage:Owner-occupied1,086 206 — — 1,292 0.07 Installment loans to individuals— — 3 — 3 — Loans, net of unearned income$1,251 $2,427 $3 $206 $3,887 0.03 %Nine Months Ended September 30, 2024Interest Rate ReductionTerm ExtensionPayment DelayTerm Extension and Payment DelayInterest Rate Reduction and Term ExtensionInterest Rate Reduction, Term Extension and Payment DelayInterest Rate Reduction