Company: BBVXF
Filing Date: 2025-03-21
Form Type: 6-K
Source: 0000842180-25-000016
Chunk: 1

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-03-21
Form: 6-K
Chunk 1
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 Chart 31.Distribution of financed emissions by geography                                   |     | 292 |
| Chart 32.Evolution of the calculation of financed emissions between 2023 and 2024 (MtCO2e) |     | 293 |
| Chart 33.Exposure to physical risk                                                         |     | 302 |
| Chart 34.Natural Capital - Heat map of impacts and dependencies                            |     | 305 |

| PILLAR 3 2024 |     | 1. INTRODUCTION |     | P.9 |

1. Introduction

| 1.1.BBVA Group        |     | 10 |
| 1.2.Executive summary |     | 16 |

| PILLAR 3 2024 |     | 1. INTRODUCTION |     | P.10 |

1.1. BBVA Group

BBVA is a global financial group with a customer-centric vision, characterized by its pioneering commitment to digitalization, innovation, and sustainability.

BBVA has a leading position in the Spanish market and, is the largest financial institution in Mexico and has leading franchises in South America and Turkey. BBVA

also has a remarkable investment banking, transaction banking, and capital markets business, leveraged on the cross-border business among its geographies and sector-specific expertise, with specialized focus on supporting companies in their decarbonization

#### Highlights 2024
In 2024, BBVA made significant progress in executing its strategy, leading the transformation of the banking sector and achieving record financial results. This success was driven by a clear focus on growth and value creation, enabling BBVA to continue generating opportunities for customers, employees, shareholders, and society as a whole.

The year’s main milestones were:

• BBVA reported

#### its highest earnings ever
, with an attributable profit of 10,054 million euros, 25.4% increase from 2023.

•

#### BBVA continued to increase its activity
, with a loan growth of 14.3% and increased market share.

• BBVA continues to lead the European banking sector in terms of profitability and efficiency . Its ROTE reached 19.7% in 2024 compared to 13.7% for the European 1 peer group, while its efficiency ratio stood at 40.0% versus 50.8% for its peers.

• BBVA continues to make firm progress in its

#### commitment to value creation
.

• It should be noted that the

#### strength of its financial indicators