Company: CPSS
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001683168-25-001548
Chunk: 263

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 1A
Chunk 263
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869)
  
    Finance receivables, net 
     4,987  
     24,684 

    Furniture and equipment, net 
     943  
     1,372 
  
    Deferred tax assets, net 
     1,010  
     3,736 
  
    Other assets 
     35,764  
     25,861 
  
    Total assets 
    $3,493,868  
    $2,903,746 

    LIABILITIES AND SHAREHOLDERS’ EQUITY 

    Liabilities 

    Accounts payable and accrued expenses 
    $70,151  
    $62,544 
  
    Warehouse lines of credit 
     410,898  
     234,025 
  
    Residual interest financing 
     99,176  
     49,875 
  
    Securitization trust debt 
     2,594,384  
     2,265,446 
  
    Subordinated renewable notes 
     26,489  
     17,188 
  
    Total liabilities 
     3,201,098  
     2,629,078 
  
    COMMITMENTS AND CONTINGENCIES 
     –  
     – 
  
    Shareholders’ Equity 

    Preferred stock, $1 par value; authorized 4,998,130 shares; none issued 
     –  
     – 
  
    Series A preferred stock, $1 par value; authorized 5,000,000 shares; none issued 
     –  
     – 
  
    Series B preferred stock, $1 par value; authorized 1,870 shares; none issued 
     –  
     – 
  
    Common stock, no par value; authorized 75,000,000 shares; 21,432,698 and 21,174,856 shares issued and outstanding at December 31, 2024 and December 31, 2023, respectively 
     25,720  
     28,678 
  
    Retained earnings 
     267,060  
     247,857 
  
    Accumulated other comprehensive loss 
     (10) 
     (1,867)
  
    Total shareholders’ equity 
     292,770  
     274,668 

    Total liabilities and shareholders’ equity 
    $3