Company: EMYB
Filing Date: 2025-08-13
Form Type: 10-Q
Source: 0001449794-25-000020
Chunk: 20

Company: Embassy Bancorp, Inc.
Filing Date: 2025-08-13
Form: 10-Q
Item: Part I, Item 8
Chunk 20
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 receivable   4,108   4,108   -   4,108   - Financial liabilities:                Deposits   1,610,207   1,607,834   -   1,607,834   - Securities sold under agreements to                    repurchase and federal funds purchased   7,927   7,927   -   7,927   - Accrued interest payable   7,429   7,429   -   7,429   - Off-balance sheet financial instruments:                Commitments to grant loans   -   -   -   -   - Unfunded commitments under lines of credit   -   -   -   -   - Standby letters of credit   -   -   -   -   -                   December 31, 2024:                Financial assets:                Cash and cash equivalents $ 96,522 $ 96,522 $ 96,522 $ - $ - Securities available-for-sale   280,828   280,828   -   280,828   - Loans receivable, net of allowance   1,256,256   1,155,247   -   -   1,155,247 Restricted investments in bank stock   1,663   1,663   -   1,663   - Accrued interest receivable   3,604   3,604   -   3,604   - Financial liabilities:                Deposits   1,552,959   1,550,360   -   1,550,360   - Securities sold under agreements to                    repurchase and federal funds purchased   4,895   4,895   -   4,895   - Short-term borrowings   15,625   15,625   -   15,625   - Accrued interest payable   7,812   7,812   -   7,812   - Off-balance sheet financial instruments:                Commitments to grant loans   -   -   -   -   - Unfunded commitments under lines of credit   -   -   -   -   - Standby letters of credit   -   -   -   -   -             

27  

  Item 2 – Management’s Discussion and Analysis of Financial Condition and Results of Operations This discussion and analysis provides an overview of the financial condition and results of operations of Embassy Bancorp,