Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 14

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 14
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 merger, Cadence will merge with and into Huntington National Bank. Each share of Cadence common stock issued and outstanding immediately prior to the effective time of the merger (the “effective time”) (other than certain shares held by Huntington or Cadence) will be converted into the right to receive 2.475 shares (the “exchange ratio” and such shares, the “merger consideration”) of Huntington common stock. After completion of the merger, Cadence will cease to exist, will no longer be a public company, and Cadence common stock and Cadence series A preferred stock will be delisted from the New York Stock Exchange (the “NYSE”), will be deregistered under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and will cease to be publicly traded. Holders of Huntington common stock and holders of Huntington preferred stock will continue to own their existing shares of Huntington common stock and Huntington preferred stock. See the information provided in the section entitled “The Merger Agreement—Structure of the Merger” beginning on page101and the merger agreement for more information about the merger. |

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TABLE OF CONTENTS

| Q: | When and where will each of the special meetings take place? |

Even if you plan to attend your respective company’s virtual special meeting, Huntington and Cadence recommend that you authorize a proxy to vote your shares in advance as described below so that your vote will be counted if you later decide not to or become unable to attend the applicable special meeting. If you hold shares of Huntington common stock in “street name” and your voting instruction form indicates that you may vote those shares through the www.proxyvote.com website, then you may access, participate in, and vote at the Huntington special meeting with the 16-digit control number indicated on the voting instruction form. Otherwise, Huntington shareholders who hold their shares in “street name” should contact their bank, broker, or other nominee (preferably at least five (5) days before the Huntington special meeting) and obtain a “legal proxy” to attend, participate in or vote at the Huntington special meeting. Shares of Cadence common stock held in “street name” may be voted by you at the Cadence special meeting website only if you obtain a signed legal proxy from your bank, broker, trustee or other nominee giving you the right to vote the shares and submit such legal proxy pursuant to the instructions provided by your bank, broker or trustee in order to vote at the Cadence special meeting. Obtaining a legal proxy may