Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 50

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 50
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Share of profit or loss of entities accounted for using the equity method”, “Income from insurance and reinsurance contracts”, “Expense from insurance and reinsurance contracts”, “Other operating income” and “Other operating expense”.

(3) “Net margin before provisions” is calculated as “Gross income” less “Administration costs” and “Depreciation and amortization”.

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|                                                                                                                                         |     | For the six months ended June 30, 2024 |     |        |        |     |        |        |     |       |               |     |        |                  |     |      |                  |     |      |       |     |        |
|:----------------------------------------------------------------------------------------------------------------------------------------|:----|:---------------------------------------|:----|-------:|:-------|:----|-------:|:-------|:----|------:|:--------------|:----|-------:|:-----------------|:----|-----:|:-----------------|:----|-----:|:------|:----|-------:|
|                                                                                                                                         |     | Spain                                  |     |        | Mexico |     |        | Turkey |     |       | South America |     |        | Rest of Business |     |      | Corporate Center |     |      | Group |     |        |
|                                                                                                                                         |     | -In Millions of Euros                  |     |        |        |     |        |        |     |       |               |     |        |                  |     |      |                  |     |      |       |     |        |
| Net interest income / (expense)                                                                                                         |     |                                        |     |  3,184 |        |     |  5,968 |        |     |   605 |               |     |  3,075 |                  |     |  335 |                  |     | -174 |       |     | 12,993 |
| Net fees and commissions                                                                                                                |     |                                        |     |  1,119 |        |     |  1,269 |        |     |   905 |               |     |    410 |                  |     |  179 |                  |     |  -40 |       |     |  3,842 |
| Net gains (losses) on financial assets and liabilities and Exchange differences, net (1)                                                |     |                                        |     |    378 |        |     |    397 |        |