Company: CPSS
Filing Date: 2025-05-12
Form Type: 10-Q
Source: 0001683168-25-003436
Chunk: 77

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-05-12
Form: 10-Q
Item: Part I, Item 2
Chunk 77
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 subsequently charged off, such charge offs occurred, on average, 20 months
after the extension, indicating that even in the cases of an ultimate loss, the obligor serviced the account with additional payments
of principal and interest.

Additional information
about our extensions is provided in the tables below:

    Three Months Ended March 31,  
    Three Months Ended March 31,  
    Year Ended
                                                                               December
                                            31, 

    2025  
    2024  
    2024 

    Average number of extensions granted per month 
     7,390  
     6,760  
     7,540 

    Average number of outstanding accounts 
     205,203  
     180,332  
     189,460 

    Average monthly extensions as % of average outstandings 
     3.6%  
     3.7%  
     4.0% 

____________________

Note: Table excludes portfolios originated
and owned by third parties

    March 31, 2025  
    March 31, 2024  
    December 31, 2024 

    Number of Contracts  
    Amount  
    Number of Contracts  
    Amount  
    Number of Contracts  
    Amount 

    (Dollars in thousands)  

    Contracts with one extension 
     37,442  
    $665,427  
     36,109  
    $636,014  
     37,106  
    $654,067 
  
    Contracts with two extensions 
     22,345  
     377,895  
     20,228  
     345,488  
     22,452  
     382,301 
  
    Contracts with three extensions 
     13,685  
     221,613  
     10,758  
     153,331  
     13,300  
     214,194 
  
    Contracts with four extensions 
     7,785  
     108,780  
     6,648  
     69,027  
     7,462  
     99,071 
  
    Contracts with five extensions 
     4,586  
     46,605  
     5,017  
     40