Company: ATLCL
Filing Date: 2025-04-14
Form Type: DEF 14A
Source: 0001437749-25-011863
Chunk: 42

Company: Atlanticus Holdings Corp
Filing Date: 2025-04-14
Form: DEF 14A
Chunk 42
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,” there are no arrangements, known to Atlanticus, including any pledge by any person of securities of Atlanticus or any of its parents, the operation of which may at a subsequent date result in a change in control of Atlanticus.

<div align='center'>Delinquent Section 16(a) Reports</div>

Section 16(a) of the Exchange Act requires our directors and executive officers, and persons who beneficially own more than 10% of any class of our equity securities, who collectively we generally refer to as insiders, to file with the SEC initial reports of beneficial ownership and reports of changes in beneficial ownership of Common Stock and other equity securities of Atlanticus. Based upon a review of reports filed with the SEC, we believe that during the 2024 fiscal year our insiders complied with all applicable filing requirements, except that Mr. Howard made a single late filing reporting the grant of one equity award, Mr. McCamey made a single late filing reporting the grant of one equity award and Mitchell C. Saunders, our Chief Accounting Officer, made a single late filing reporting the grant of two equity awards.

<div align='center'>Shareholder Proposals</div>

The 2026 Annual Meeting of Shareholders is anticipated to be held in May 2026. Under Rule 14a-8 promulgated by the SEC under the Exchange Act, any proposal that a shareholder intends to be presented at the 2026 Annual Meeting via the proxy statement and form of proxy to be distributed by us in connection with the 2026 Annual Meeting, must be received by the Secretary of Atlanticus at our principal executive offices prior to December 16, 2025. However, if the 2026 Annual Meeting is held on a date more than 30 days before or after May 8, 2026 (the anniversary date of the 2025 Annual Meeting), shareholder proposals for the 2026 Annual Meeting must be submitted a reasonable time before we begin to print and send our proxy materials. Shareholder proposals received after this date will be considered untimely under Rule 14a-8.

If a shareholder desires to bring a matter before the meeting that is not the subject of a proposal meeting the SEC proxy rule requirements for inclusion in the proxy statement, the shareholder must follow procedures outlined in Atlanticus’ Amended and Restated Bylaws in order to personally present the proposal at the meeting. One of the procedural requirements is timely notice in writing of the business the shareholder proposes to bring before the meeting. Written notice must be