Company: FCNCB
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0000798941-25-000040
Chunk: 197

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 1
Chunk 197
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 to DateEarnings SummaryJune 30, 2025March 31, 2025June 30, 2024June 30, 2025June 30, 2024Net interest income$299 $293 $311 $6 2 %$592 $611 $(19)(3)%Noninterest IncomeRental income on operating lease equipment54 56 58 (2)(2)110 115 (5)(3)Less: depreciation on operating lease equipment44 44 48 — — 88 94 (6)(6)Net rental income on operating lease equipment (1)10 12 10 (2)(17)22 21 1 5 All other noninterest income98 69 77 29 42 167 160 7 3 Total noninterest income (2)152 125 135 27 22 277 275 2 1 Noninterest income, net of depreciation (1)108 81 87 27 33 189 181 8 4 Total revenue451 418 446 33 8 869 886 (17)(2)Revenue, net of depreciation (1)407 374 398 33 9 781 792 (11)(1)Noninterest ExpensePersonnel cost69 72 63 (3)(6)141 137 4 3 All other noninterest expense154 159 135 (5)(2)313 275 38 14 Total noninterest expense (3)267 275 246 (8)(3)542 506 36 7 Noninterest expense, net of depreciation (1)223231198(8)(3)4544124210 Provision for credit losses47 85 39 (38)(44)132 59 73 123 Income before income taxes137 58 161 79 138 195 321 (126)(39)Income tax expense35 15 44 20 136 50 86 (36)(42)Net income$102 $43 $117 $59 139 %$145 $235 $(90)(38)%PPNR (1)$184 $143 $200 $41 30 %$327 $380 $(53)(14)%Select Period End BalancesLoans and leases