Company: SYBT
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001437749-25-024786
Chunk: 108

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 8
Chunk 108
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	%

82

The table below details net charge-offs to average loans outstanding by category of loan for the three and six month periods ended June 30, 2025 and 2024, respectively.

			2025

			2024

			Three months ended June 30,
			(dollars in thousands)

			Net (charge 

			offs)/ 

			recoveries

			Average 

			Loans

			Net (charge 

			offs)/ 

			recoveries 

			to average 

			loans

			Net (charge 

			offs)/ 

			recoveries

			Average 

			Loans

			Net (charge 

			offs)/ recoveries 

			to average 

			loans

			Commercial real estate - non-owner occupied

			$
			8

			$
			1,929,783

			0.00
			%
			 
			$
			17

			$
			1,634,732

			0.00
			%

			Commercial real estate - owner occupied

			(38
			)

			1,007,532

			0.00
			%

			45

			939,610

			0.00
			%

			Total commercial real estate

			(30
			)

			2,937,315

			0.00
			%

			62

			2,574,342

			0.00
			%

			Commercial and industrial - term

			(57
			)

			878,150

			-0.01
			%

			235

			864,421

			0.03
			%

			Commercial and industrial - lines of credit

			-

			599,000

			0.00
			%

			-

			463,905

			0.00
			%

			Total commercial and industrial

			(57
			)

			1,477,150

			0.00
			%

			235

			1,328,326

			0.02
			%

			Residential real estate - owner occupied

			54

			832,387

			0.01