Company: WBS-PG
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000801337-25-000104
Chunk: 173

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 2
Chunk 173
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155,171 155,806 Consumer portfolio16,217 7,147 — 34,299 57,663 10,379,504 10,437,167 Total$50,885 $62,697 $— $460,725 $574,307 $51,930,861 $52,505,168 (1)At September 30, 2025 and December 31, 2024, there were $21.3 million and $32.7 million, respectively, of commercial loans that had reached their contractual maturity but were actively in the process of being refinanced with the Company. Due to the status of these refinancings, these commercial loans have been reported as current in the tables above.

47

The following table provides additional information on non-accrual loans and leases:September 30, 2025December 31, 2024(In thousands)Non-accrualNon-accrual with No AllowanceNon-accrualNon-accrual with No AllowanceCommercial non-mortgage$209,891 $73,196 $248,078 $50,943 Asset-based58,730 42,567 20,787 1,080 Commercial real estate194,866 40,012 120,151 26,666 Multi-family31,646 31,520 18,043 17,953 Equipment financing13,100 227 19,367 1,809 Commercial portfolio508,233 187,522 426,426 98,451 Residential17,132 10,118 12,750 6,923 Home equity17,836 10,431 21,425 12,225 Other consumer438 2 124 3 Consumer portfolio35,406 20,551 34,299 19,151 Total $543,639 $208,073 $460,725 $117,602 Allowance for Credit Losses on Loans and Leases The following table summarizes the change in the ACL on loans and leases by portfolio segment:Three months ended September 30,20252024(In thousands)Commercial PortfolioConsumer PortfolioTotalCommercial PortfolioConsumer PortfolioTotalACL on loans and leases:Balance, beginning of period$658,543 $63,503 $722,046 $621,720 $47,635 $669