Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 68

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 68
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 transactions and other 26 (13) (22) 10 28 (9) (13) +52.0% (9) 6 — Total revenue 2,985 3,088 3,166 3,216 3,141 3,140 3,124 -0.5% 9,239 9,405 +1.8% Operating expenses (984) (985) (990) (1,044) (1,032) (1,020) (1,011) -0.9% (2,960) (3,062) +3.5% Net operating income 2,001 2,102 2,175 2,172 2,109 2,120 2,113 -0.3% 6,279 6,343 +1.0% Net loan-loss provisions (990) (1,029) (1,050) (1,060) (1,136) (1,144) (1,045) -8.6% (3,068) (3,325) +8.4% Other gains (losses) and provisions (180) (222) (195) (201) (189) (216) (210) -2.7% (597) (615) +3.0% Profit before tax 831 851 931 911 784 761 858 +12.8% 2,614 2,403 -8.1% Consolidated profit 526 568 664 695 544 547 658 +20.4% 1,758 1,749 -0.5% Underlying attributable profit 478 514 601 635 496 496 597 +20.5% 1,594 1,589 -0.3%

80 Brazil (BRL mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 14,135 14,604 15,058 14,998 14,776 15,019 14,708 -2.1% 43,797 44,503 +1.6% Net fee income