Company: KW
Filing Date: 2025-03-03
Form Type: 424B3
Source: 0001408100-25-000092
Chunk: 190

Company: Kennedy-Wilson Holdings, Inc.
Filing Date: 2025-03-03
Form: 424B3
Chunk 190
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 |     | Retail/Mountain West                 |     | 6.00%             |     |             2027 |     | I/O              |     | $                |   8.0 |      | $                  |   8.0 |      |
| Other Loans less than 3% of the carrying amount of total loans        |     |                                      |     |                   |     |                  |     |                  |     |                  |       |      |                    |       |      |
| Other Loans                                                           |     | Diversified/Southern California      |     | S + 2.50%         |     |             2027 |     | P,I              |     |                  |   0.4 |      |                    |   0.4 |      |
| Total Other Loans                                                     |     |                                      |     |                   |     |                  |     |                  |     | $                |   8.4 |      | $                  |   8.4 |      |
| Total Loans                                                           |     |                                      |     |                   |     |                  |     |                  |     | $                | 253.2 |      | $                  | 248.3 |      |
| CECL Reserve                                                          |     |                                      |     |                   |     |                  |     |                  |     |                  |     — |      |                    | -17.2 |      |
| Total Loans, net                                                      |     |                                      |     |                   |     |                  |     |                  |     | $                | 253.2 |      | $                  | 231.1 |      |

(1) The Company's variable rate loans are based off Term SOFR and expressed as spread over the Term SOFR rate.

(2) Maturity date assumes all extension options are exercised, if applicable

(3) I/O = interest only until final maturity unless otherwise noted. P,I = amortizing loan with principal and interest payments

(4) Represents the Company's share of loans in its debt business.

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For the years ended December 31, 2024, 2023 and 2022, the loan portfolio activity was as follows:

| ($ in millions)                                        |     | Amortized Cost |       |     | Allowance for Credit Losses |       |     | Carrying Value |       |
|:-------------------------------------------------------|:----|:---------------|------:|:----|: