Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 201

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 8
Chunk 201
---
Geographic Region:Buffalo, NY19.00 %Columbus, OH13.95 Pittsburgh, PA17.02 Cleveland, OH9.49 All other geographical regions40.54 Total Commercial Hospitality100.00 %Commercial MultifamilyGeographic Region:Cleveland, OH41.12 %Buffalo, NY23.47 Columbus, OH15.08 State College–DuBois, PA 6.05 All other geographical regions14.28 Total Commercial Multifamily100.00 %

As of June 30, 2025, the Corporation had no commercial office, hospitality or multifamily loan relationships considered by the banking regulators to be high volatility commercial real estate ("HVCRE") credits.

55

Maturities and Sensitivities of Loans Receivable to Changes in Interest Rate

The following table presents the maturity distribution of the Corporation's loans receivable at June 30, 2025. The table also presents the portion of loans receivable that have fixed interest rates or variable interest rates that fluctuate over the life of the loans in accordance with changes in an interest rate index.

 June 30, 2025 Due inOne Yearor LessAfter One,but WithinFive YearsAfter Five but Within Fifteen YearsAfterFifteen YearsTotalLoans Receivable with Fixed Interest RateFarmland$896 $983 $5,524 $— $7,403 Owner-occupied, nonfarm nonresidential properties22,258 25,786 13,481 2,071 63,596 Agricultural production and other loans to farmers37 34 — 8 79 Commercial and Industrial12,763 189,841 69,460 23,448 295,512 Obligations (other than securities and leases) of states and political subdivisions3,129 14,024 75,445 5,994 98,592 Other loans270 931 981 32,856 35,038 Other construction loans and all land development and other land loans (1)56,480 9,949 7,762 1,649 75,840 Multifamily (5 or more) residential properties49,139 57,457 6,686 — 113,282 Non-owner occupied, nonfarm nonresidential properties37,657 141,072 58,954 913