Company: SFBC
Filing Date: 2025-08-12
Form Type: 10-Q
Source: 0001541119-25-000034
Chunk: 38

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-08-12
Form: 10-Q
Item: Item 1
Chunk 38
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Change in cash surrender value of BOLI(423)(312)Net change in advances from borrowers for taxes and insurance(346)(298)Net gain on disposal of premises and equipment, net— (30)Net gain on sale of loans(93)(164)Proceeds from sale of loans held-for-sale5,621 8,280 Originations of loans held-for-sale(8,314)(8,718)Net gain on OREO and repossessed assets— (17)Change in operating assets and liabilities:Accrued interest receivable(187)39 Other assets436 (925)Accrued interest payable(131)(57)Other liabilities979 (458)Net cash provided by (used in) operating activities1,358 (496)CASH FLOWS FROM INVESTING ACTIVITIES:Proceeds from principal payments, maturities and sales of available-for-sale securities142 193 Proceeds from principal payments of held-to-maturity securities17 19 Net (increase) decrease in loans(3,257)5,875 Purchases of premises and equipment, net(62)(9)Proceeds from disposal of premises and equipment, net— 30 Proceeds from sale of OREO and other repossessed assets— 592 Net cash (used in) provided by investing activities(3,160)6,700 CASH FLOWS FROM FINANCING ACTIVITIES:Net increase in deposits61,660 80,230 FHLB stock purchased(4)(10)Common stock repurchases— (64)Dividends paid on common stock(974)(972)Proceeds from common stock option exercises21 33 Net cash provided by financing activities60,703 79,217 Net change in cash and cash equivalents58,901 85,421 Cash and cash equivalents, beginning of period43,641 49,690 Cash and cash equivalents, end of period$102,542 $135,111 SUPPLEMENTAL CASH FLOW INFORMATION:Cash paid for income taxes$762 $237 Interest paid on deposits and borrowings11,426 12,948 Loans transferred from loans held-for-sale to loans held-for-portfolio1,200 859 Loans transferred from loans held-for-portfolio to OREO and repossessed assets300 115 Cash paid for principal portion from finance leases12 — ROU