Company: WAL-PA
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0001212545-25-000141
Chunk: 184

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-05-01
Form: 10-Q
Item: Part I, Item 8
Chunk 184
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 Other172 1 — — 1 1 174 Total loans$52,599 $157 $118 $326 $601 $476 $53,676 

22

Credit Quality IndicatorsThe Company categorizes loans into risk categories based on relevant information about the ability of borrowers to service their debt such as current financial information, historical payment experience, credit documentation, public information, and current economic trends, among other factors. The Company analyzes loans individually to classify the loans as to credit risk. The following tables present risk ratings by loan portfolio segment and origination year. The origination year is the year of origination or renewal.Term Loan Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost BasisTotalAs of and for the three months ended March 31, 202520252024202320222021Prior(in millions)Warehouse lendingPass$81 $170 $562 $267 $— $249 $6,857 $8,186 Special mention— — — — — — — — Classified— — — — — — — — Total$81 $170 $562 $267 $— $249 $6,857 $8,186 Current period gross charge-offs$— $— $— $— $— $— $— $— Municipal & nonprofitPass$11 $179 $93 $199 $140 $976 $— $1,598 Special mention— — — 7 — 11 — 18 Classified— — — — — 5 — 5 Total$11 $179 $93 $206 $140 $992 $— $1,621 Current period gross charge-offs$— $— $— $— $— $— $— $— Tech & innovationPass$266 $1,278 $446 $256 $87 $52 $905 $3,290 Special mention— 12 17 — 11 — 5 45 Classified2 23 10 40 — — 17 92 Total$268 $1,313 $473