Company: ACIW
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000935036-25-000031
Chunk: 103

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 103
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 a decrease in interest rates.

Interest income includes the portion of software license fees paid by customers under extended payment terms that is attributed to the significant financing component. Interest income for the three months ended September 30, 2025, was flat compared to the same period in 2024.

Other, net is primarily comprised of foreign currency transaction gains and losses. Other, net was $1.6 million of income and $0.8 million of expense for the three months ended September 30, 2025 and 2024, respectively. 

Income Taxes

See Note 10, Income Taxes, to our unaudited condensed consolidated financial statements in Part I of this Form 10-Q for additional information.

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RESULTS OF OPERATIONS

The following table presents the condensed consolidated statements of operations, as well as the percentage relationship to total revenues for items included in our condensed consolidated statements of operations (in thousands):

Nine Month Period Ended September 30, 2025 Compared to the Nine Month Period Ended September 30, 2024 Nine Months Ended September 30,20252024Amount% of TotalRevenue$ Change vs 2024% Change vs 2024Amount% of TotalRevenueRevenues:Software as a service and platform as a service$755,257 59 %$80,759 12 %$674,498 59 %License303,161 24 %50,177 20 %252,984 22 %Maintenance150,483 12 %6,437 4 %144,046 13 %Services69,281 5 %(441)(1)%69,722 6 %Total revenues1,278,182 100 %136,932 12 %1,141,250 100 %Operating expenses:Cost of revenue671,316 53 %79,620 13 %591,696 52 %Research and development122,582 10 %14,519 13 %108,063 9 %Selling and marketing91,637 7 %7,645 9 %83,992 7 %General and administrative99,341 8 %14,399 17 %84,942 7 %Depreciation and amortization72,226 6 %(14,484)(17)%86,710 8 %Total operating expenses1,057,102 84 %101,699