Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 129

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 129
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 — 1,944 Provision for loss sharing (net of recoveries)— 3,180 — 3,180 Provision for credit losses (net of recoveries)14,788 1,432 — 16,220 Total other expenses41,013 40,039 — 81,052 Income before income from equity affiliates and income taxes43,015 32,586 — 75,601 Income from equity affiliates3,177 — — 3,177 Benefit from (provision for) income taxes2,080 (7,313)— (5,233)Net income48,272 25,273 — 73,545 Preferred stock dividends 10,342 — — 10,342 Net income attributable to noncontrolling interest— — 5,028 5,028 Net income attributable to common stockholders$37,930 $25,273 $(5,028)$58,175 ________________________(1) Includes income allocated to the noncontrolling interest holders not allocated to the two reportable segments.

49

Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Nine Months Ended September 30, 2025StructuredBusinessAgencyBusinessOther (1)ConsolidatedInterest income$668,320 $35,677 $— $703,997 Interest expense503,595 17,969 — 521,564 Net interest income164,725 17,708 — 182,433 Other revenue:Gain on sales, including fee-based services, net— 49,779 — 49,779 Mortgage servicing rights— 34,598 — 34,598 Servicing revenue— 136,036 — 136,036 Amortization of MSRs— (53,344)— (53,344)Property operating income14,028 — — 14,028 Gain on derivative instruments, net— 1,413 — 1,413 Other income, net7,780 4,279 — 12,059 Total other revenue21,808 172,761 — 194,569 Other expenses:Employee compensation and benefits50,299 65,378 — 115,677