Company: BBVXF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0001193125-25-101898
Chunk: 3

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-04-29
Form: 6-K
Chunk 3
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24 2024 3M25 ROTE 19.3 20.2 17.7 19.7 16.9 18.9

1Q25 Earnings 4 Excellent quarter in profit and capital generation (1) EPS calculated according to IAS33. NET ATTRIBUTABLE PROFIT (CURRENT €M) 1Q24 4Q24 1Q25 EPS (€)1 0.36 0.40 0.45 +22.7% +10.9% CET1 RATIO (%) Mar-25SREP Requirement 9.13% Target Range 11.5%-12.0%13.09% Dec-2412.88% +21 bps Note: 1Q24 includes annual Spanish banking tax of -285€M. 1Q25 includes Spanish banking tax quarterly accrual of -85€M. 2,200 2,433 2,698

1Q25 Earnings 5 (1) Performing loans under management excluding repos. STRONG NET INTEREST INCOME GROWTH DRIVEN BY ACTIVITY LEADING AND IMPROVING EFFICIENCY WITH POSITIVE JAWS POSITIVE ASSET QUALITY, AHEAD OF EXPECTATIONS ROBUST CAPITAL POSITION ABOVE OUR TARGET NET INTEREST INCOME CONTINUED OUTSTANDING GROWTH OF THE FRANCHISE TOTAL LOAN GROWTH1 EFFICIENCY RATIO COST OF RISK NEW CUSTOMERS SUSTAINABLE BUSINESS +8.5% +15.1% 38.2% 3M25 1.30% 3M25 2.9 MILLION IN 3M25 €29 BILLION IN 3M25 1Q25 key messages CET1 RATIO 13.09% vs. 11.5%-12%TARGET RANGE 1 3 4 5 6 vs. 1Q24 vs. MAR 2024 CONSTANT CONSTANT EXCELLENT FEE INCOME EVOLUTION NET FEES AND COMMISSIONS +19% vs. 1Q24 CONSTANT 2

1Q25 Earnings 6 Change Change 1Q25/1Q24 1Q25/4Q24 BBVA Group 1Q25 % const. % % const. % Net Interest Income 6,398 8 -22 0 Net Fees and Commissions 2,060 19 9 -3 -8Net Trading Income 948