Company: CMTV
Filing Date: 2025-11-14
Form Type: 10-Q
Source: 0001654954-25-013041
Chunk: 66

Company: COMMUNITY BANCORP /VT
Filing Date: 2025-11-14
Form: 10-Q
Item: Part I, Item 1
Chunk 66
---
,282  $3,240,751  $4,884,033                          Average Interest-Bearing Liabilities                                                 Interest-bearing transaction accounts $(165,686) $(66,113) $(231,799) $(204,075) $17,421  $(186,654)Money market funds  (36,865)  186,198   149,333   196,728   608,290   805,018 Savings deposits  (37)  (340)  (377)  (1,774)  (3,180)  (4,954)Time deposits  (272,118)  443,987   171,869   (188,778)  1,382,303   1,193,525 Repurchase agreements  12,799   27,806   40,605   38,610   209,249   247,859 Borrowed funds  (97,510)  (397,223)  (494,733)  (360,658)  (1,536,123)  (1,896,781)Finance lease obligations  18   (1,344)  (1,326)  10   (3,955)  (3,945)Junior subordinated debentures  (33,252)  0   (33,252)  (109,293)  0   (109,293)Total $(592,651) $192,971  $(399,680) $(629,230) $674,005  $44,775                          Changes in net interest income $1,151,933  $693,035  $1,844,968  $2,272,512  $2,566,746  $4,839,258 

(1) Items which have shown a year-to-year increase in volume have variances allocated as follows:Variance due to rate = Change in rate x new volumeVariance due to volume = Change in volume x old rateItems which have shown a year-to-year decrease in volume have variances allocated as follows:Variance due