Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 38

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 38
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10.3% Attributable profit (357) (252) (403) (142) (394) +177.5% (357) (394) +10.2%

58 Supplementary information Balance sheet and capital management NIM, yield on loans and cost of deposits Efficiency ratio Asset quality Quarterly income statements Primary segments Secondary segments Glossary

59 Spain (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 1,816 1,840 1,799 1,802 1,779 -1.2% 1,816 1,779 -2.0% Net fee income 746 738 707 676 767 +13.4% 746 767 +2.9% Gains (losses) on financial transactions and other 455 471 477 448 584 +30.4% 455 584 +28.4% Total revenue 3,016 3,048 2,983 2,926 3,130 +7.0% 3,016 3,130 +3.8% Operating expenses (1,032) (1,033) (1,073) (1,133) (1,049) -7.5% (1,032) (1,049) +1.6% Net operating income 1,984 2,015 1,911 1,793 2,081 +16.1% 1,984 2,081 +4.9% Net loan-loss provisions (331) (327) (279) (322) (304) -5.6% (331) (304) -8.3% Other gains (losses) and provisions (417) (244) (119) (224) (133) -40.5% (417) (133) -68.1% Profit before tax 1,236 1,445 1,512 1,247 1,645 +31.9% 1,236 1,645 +33.1% Consolidated profit 772 984 1,081 925 1,147 +24.0% 772 1,147 +48.6% Attributable profit