Company: BANC-PF
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0001628280-25-009438
Chunk: 436

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-03-03
Form: 10-K
Item: Item 1B
Chunk 436
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$— $— $— $— Commercial: Asset-BasedInternal risk rating:1-3 High pass$32,485 $237,936 $223,088 $39,380 $119,364 $254,638 $89,667 $— $996,558 4-6 Pass122,064 238,206 132,449 17,823 7,447 25,945 630,073 1,453 1,175,460 7 Special mention— 101 — — — 1 12,394 10 12,506 8-9 Classified— — — 701 — 340 3,520 — 4,561 Total$154,549 $476,243 $355,537 $57,904 $126,811 $280,924 $735,654 $1,463 $2,189,085 Current YTD period: Gross charge-offs$— $— $— $60 $— $— $— $150 $210 ____________________(1)    Amounts with negative balances are loans with zero principal balances and deferred loan origination fees.

152

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Consolidated Financial Statements

RevolvingConvertedAmortized Cost Basis (1)Term Loans by Origination YearRevolvingto TermDecember 31, 202320232022202120202019PriorLoansLoansTotal(In thousands)Commercial: VentureCapitalInternal risk rating:1-3 High pass$(84)$(7)$— $1,998 $— $(3)$136,339 $(140)$138,103 4-6 Pass101,038 128,485 113,183 6,473 6,216 622 770,941 74,863 1,201,821 7 Special mention17,481 10,984 31,928 — 19,986 — 13,260 4,994 98,633 8-9 Classified— — 7,808 — — — (3)— 7,805 Total$118,435 $139,462 $152,919 $8,471 $26,202 $619