Company: FGBI
Filing Date: 2025-03-17
Form Type: 10-K
Source: 0001408534-25-000015
Chunk: 177

Company: First Guaranty Bancshares, Inc.
Filing Date: 2025-03-17
Form: 10-K
Item: Item 8
Chunk 177
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 requirements and were well capitalized within the meaning of federal regulatory requirements.  ActualMinimum Capital RequirementsMinimum to be Well CapitalizedUnder Action Provisions(in thousands except for %)AmountRatioAmountRatioAmountRatioDecember 31, 2024Total Risk-based Capital:Bank$342,634 12.11 %$226,395 8.00 %$282,994 10.00 %Consolidated$332,125 11.73 %$226,583 8.00 %$283,229 10.00 %Tier 1 Capital:Bank$311,413 11.00 %$169,796 6.00 %$226,395 8.00 %Consolidated$255,904 9.04 %$169,937 6.00 %$226,583 8.00 %Tier 1 Leverage Capital:Bank$311,413 7.82 %$159,319 4.00 %$199,149 5.00 %Consolidated$255,904 6.42 %$159,330 4.00 %$199,162 5.00 %Common Equity Tier One Capital:Bank$311,413 11.00 %$127,347 4.50 %$183,946 6.50 %Consolidated$255,904 7.87 %$127,453 4.50 %$184,099 6.50 %December 31, 2023Total Risk-based Capital:Bank$330,944 11.20 %$236,321 8.00 %$295,402 10.00 %ConsolidatedN/AN/AN/AN/AN/AN/ATier 1 Capital:Bank$304,553 10.31 %$177,241 6.00 %$236,321 8.00 %ConsolidatedN/AN/AN/AN/AN/AN/ATier 1 Leverage Capital:Bank$304,553 8.94 %$121,821 4.00 %$152,277 5.00 %ConsolidatedN/AN/AN/AN/AN/AN/ACommon Equity Tier One Capital:Bank$304,553 10.31 %$132,931