Company: AX
Filing Date: 2025-09-17
Form Type: 424B5
Source: 0001299709-25-000159
Chunk: 94

Company: Axos Financial, Inc.
Filing Date: 2025-09-17
Form: 424B5
Chunk 94
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 document incorporated by reference into this prospectus.

This section describes the general terms and provisions of the warrants offered hereby. The applicable prospectus supplement will describe the specific terms of any issuance of warrants. You should read the particular terms of any warrants we offer in any prospectus supplement, together with the more detailed form of warrant agreement and the form of warrant certificate. The prospectus supplement also will state whether any of the terms summarized below do not apply to the warrants being offered.

#### General
The applicable prospectus supplement will describe the terms of the warrants, including the following where applicable:

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the title of the warrants;

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the offering price of the warrants, if any;

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the aggregate number of warrants;

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the designation and terms of the common stock that is purchasable upon exercise of the warrants;

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the designation and terms of the securities with which the warrants are issued and the number of warrants issued with each such security;

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the date after which the warrants and any securities issued with the warrants will be separately transferable;

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the number of shares of common stock purchasable upon exercise of a warrant and the purchase price;

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the dates on which the right to exercise the warrants begins and expires;

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the minimum or maximum number of warrants that may be exercised at any one time;

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the currency, currencies or currency units in which the offering price, if any, and the exercise price are payable;

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a discussion of certain United States federal income tax considerations;

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any antidilution provisions of the warrants;

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any redemption or call provisions applicable to the warrants; and

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any additional terms of the warrants, including terms, procedures and limitations relating to the exchange and exercise of the warrants.

Warrant certificates may be exchanged for new warrant certificates of different denominations, may be presented for registration of transfer, and may be exercised at the corporate trust office of the warrant agent or any other office indicated in the applicable prospectus supplement. Prior to the exercise of any warrants to purchase common stock, holders of such warrants will not have any rights of holders of the common stock purchasable upon such exercise, including the right to receive payments of dividends, if any, on the common stock purchasable upon such exercise or to exercise any applicable right to vote.

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#### Exercise of Warrants
Each warrant will entitle the holder thereof to purchase such number of