Company: ATMCW
Filing Date: 2025-11-17
Form Type: DEFM14A
Source: 0001493152-25-023842
Chunk: 101

Company: ALPHATIME ACQUISITION CORP
Filing Date: 2025-11-17
Form: DEFM14A
Chunk 101
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 adversely affected. In addition, we could experience delays if our strategic partners do not fulfill their obligations under the underlying insurance policies with consumers introduced by us.

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Our operations rely heavily on long-term informal collaboration arrangements with large insurance providers who serve our strategic partners. We do not have formal written agreements in place with all or most of our strategic partners. Our inability to maintain collaboration arrangements or partnerships with its existing strategic partners or to enter into formal agreements or partnerships could have a material and adverse effect on our ability to operate as a standalone business, sell insurance policies to our clients, or reach our sales targets.

Our operations rely heavily on a variety of long-term informal collaboration arrangements with insurance companies, whereby we, as the insurance broker, serve as an intermediary to assist insurance providers to provide long term insurance products to consumers. Although we do not have formal written agreements in place with all of our strategic partners, since our inception, we have referred clients to our strategic partners and sourced clients in the marketplace and received commission fees in exchange for our service to our partners. Our reliance on informal collaboration arrangements subject us to a number of significant risks, including the risk of not timely referring our commission fees from the insurance companies in exchange for our referrals.

Our partnerships permit us to benefit from and leverage our consumer base without carrying overhead and administrative costs that is customarily associated with issuing insurance policies. We intend to continue to rely on these partnerships as part of our strategy. We intend to rely primarily on our current arrangements with specified strategic partners that offer insurance products that we can sell and service in the marketplace. If we are unable to maintain our arrangements or partnerships with our existing strategic partners or to enter into new arrangements or partnerships, our ability to operate as a standalone business, source insurance policies, and reach our revenue targets could be materially adversely affected.

Changes in international trade policies, tariffs and treaties affecting imports and exports may have a material adverse effect on our operations.

There have recently been
significant changes to international trade policies and tariffs affecting imports and exports. Any significant increases in tariffs on
goods or materials or other changes in trade policy could negatively affect our operations.

Recently, the U.S. has implemented
a range of new tariffs and increases to existing tariffs. In response to the tariffs announced by the U.S., other countries have
imposed, are considering imposing, and may in the future impose new or increased tariffs on certain exports from the United States. There
is currently significant uncertainty about the future relationship between the United States and other countries with respect to trade
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