Company: BCS
Filing Date: 2025-02-13
Form Type: 20-F
Source: 0000312069-25-000114
Chunk: 430

Company: BARCLAYS PLC
Filing Date: 2025-02-13
Form: 20-F
Chunk 430
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 |     | Riskreview | Financialreview | Financialstatements |     | Barclays PLC 2024Annual Reporton Form 20-F | 226 |
| Risk performance - Climate risk (continued) |                        |                                  |            |     |            |                 |                     |     |                                            |     |

Flood: Very High & High Flood Risk Exposure per region (as % of Total Regional Exposure) The map below represents the proportion of properties within the UK Mortgages portfolio at High and Very High risk of flood per region as a percentage of the total regional exposure (excluding Kensington Mortgage Company originated properties). The flood metrics are presented on current risk levels and are based on average annual loss, generated using flood hazard frequency and flood depth from tidal, surface, pluvial and fluvial flooding and accounting for the mitigating impact of flood defences where these are present. The mapping covers c.95% of the UK Mortgages portfolio on a total exposure basis - the remaining c.5% of properties are not currently mapped to flood risk ratings on a property level basis as a result of a lack of data coverage (i.e. the property is not covered by underlying maps), or a lack of certainty in address matching.

| % of Total Lending(as % of total UKMortgages balances)–High: 2.5%–Very High: 1.0% |
| N. Ireland% of Total Lending: 0.9%of which:–High: 1.1%–Very High: 0.5%            |
| North West% of Total Lending: 6.0%of which:–High: 2.7%–Very High: 1.7%            |
| Wales% of Total Lending: 2.3%of which:–High: 2.2%–Very High: 0.6%                 |
| West Midlands% of Total Lending: 5.2%of which:–High: 1.5%–Very High: 0.5%         |
| South West% of Total Lending: 6.3%of which:–High: 2.4%–Very High: 0.9%            |

| Scotland% of Total Lending: 3.7%of which:–High: 1.9%–Very High: 0.9%           |
| North East% of Total  Lending: 1.9%of which: