Company: AEGOF
Filing Date: 2025-04-09
Form Type: 6-K
Source: 0001193125-25-076187
Chunk: 1

Company: AEGON LTD.
Filing Date: 2025-04-09
Form: 6-K
Chunk 1
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 addition, any statements that refer to sustainability, environmental and social targets, commitments, goals, efforts and expectations and other events or circumstances that are partially dependent on future events are forward-looking statements. These statements are not guarantees of future performance and involve risks, uncertainties and assumptions that are difficult to predict. Aegon undertakes no obligation, and expressly disclaims any duty, to publicly update or revise any forward-looking statements. Readers are cautioned not to place undue reliance on these forward-looking statements, which merely reflect company expectations at the time of writing. Actual results may differ materially and adversely from expectations conveyed in forward-looking statements due to changes caused by various risks and uncertainties. Such risks and uncertainties include but are not limited to the following:

| • |     | Financial risks - Rapidly rising interest rates; Sustained low or negative interest rate levels; Disruptions in                                                                                                                                           
 the global financial markets and general economic conditions; Elevated levels of inflation; Illiquidity of certain investment assets; Credit risk, declines in value and defaults in Aegon’s debt securities, private placements, mortgage loan           
 portfolios and other instruments or the failure of certain counterparties; Decline in equity markets; Downturn in the real estate market; Default of a major financial market participant; Failure by reinsurers to which Aegon has ceded risk; Downgrade 
 in Aegon’s credit ratings; Fluctuations in currency exchange rates; Unsuccessful management of derivatives; Subjective valuation of Aegon’s investments, allowances and impairments;                                                                      |

| • |     | Underwriting risks - Differences between actual claims experience/underwriting and reserve assumptions; Losses on                                                                                                                                   
 products with guarantees due to volatile markets; Restrictions on underwriting criteria and the use of data; Unexpected return on offered financial and insurance products; Reinsurance may not be available, affordable, or adequate; Catastrophic 
 events;                                                                                                                                                                                                                                             |

| • |     | Operational risks - Competitive factors; Difficulty in acquiring and integrating new businesses or divesting                                                                                                                                         
 existing operations; Difficulties in distributing and marketing products through its current and future distribution channels; Slow to adapt to and leverage new technologies; Failure of data management and governance; Epidemics or pandemics;    
 Unsuccessful in managing exposure to climate risk; Unidentified or unanticipated risk events; Aegon’s information technology systems may not be resilient against constantly evolving threats; Computer system failure or security breach; Breach of 
 data privacy or security obligations; Inaccuracies in econometric, financial,