Company: EUDAW
Filing Date: 2025-04-29
Form Type: 20-F
Source: 0001641172-25-006627
Chunk: 15

Company: EUDA Health Holdings Ltd
Filing Date: 2025-04-29
Form: 20-F
Item: Item 3
Chunk 15
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 reliability, quality, innovation, security,
team, technology, platform robustness, price, industry expertise, and experience. If the Company is unable to maintain or improve its
technology, management, healthcare, or regulatory expertise or attract and retain a sufficient number of qualified sales and marketing
leadership and support personnel, the Company will be at a competitive disadvantage. Some competitors, in particular larger technology
or technology-enabled consultative service providers, have greater name recognition, longer operating histories, and significantly greater
resources than the Company does.

EUDA’s
current or potential competitors may have greater resources financially and logistically than EUDA does, which may allow them to be less
sensitive to changes in client preferences and more aggressive in pricing strategies, any of which could put the Company at a competitive
disadvantage. As a result, competitors may be more adapt in responding to new or changing opportunities, technologies, standards, or
trends and may have the ability to initiate or withstand substantial price competition. In addition, potential corporate clients frequently
have requested competitive bids from the Company and competitors in terms of price and services offered and, if the Company does not
accurately assess potential corporate clients’ needs and budgets when submitting proposals, EUDA may appear less attractive than
those competitors, and the Company may not be successful in attracting new business. If EUDA’s prospective or current corporate
clients fail to perceive the value of EUDA’s products and services, corporate clients could view competitors’ products to
be more attractive. Increases in competition in the Company’s industry could reduce EUDA’s market share and result in price
declines for certain services, which could negatively impact EUDA’s business, profitability, and growth prospects.

There
is foreign exchange (FX) risk in EUDA’s business as we operate in multiple countries and exchange rates fluctuate, and that may
cause FX-related losses or translation losses for the Company.

As
EUDA operates in multiple countries, EUDA’s business could also face foreign exchange risks. To date, the Company’s revenue
has been denominated in currencies such as Singapore dollars, and Malaysian ringgit, while EUDA also has intention to expand its operations
in other parts of the Asian region. As its international contracts are denominated in the respective local currencies, EUDA’s operating
results might be impacted from fluctuations in the value of reporting currency when translated. As the Company further expands internationally,
its exposure to foreign currency exchange risk may increase as well. However, EUDA plans to move