Company: ISBA
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0000842517-25-000099
Chunk: 56

Company: ISABELLA BANK CORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 1
Chunk 56
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/ATier 1 capital to risk weighted assetsIsabella Bank176,720 12.08 %124,331 8.50 %117,018 8.00 %Consolidated184,713 12.58 %124,765 8.50 %N/AN/ATotal capital to risk weighted assetsIsabella Bank190,072 12.99 %153,586 10.50 %146,272 10.00 %Consolidated227,512 15.50 %154,121 10.50 %N/AN/ATier 1 capital to average assetsIsabella Bank176,720 8.59 %82,267 4.00 %102,834 5.00 %Consolidated184,713 8.96 %82,465 4.00 %N/AN/ADecember 31, 2024ActualMinimum CapitalRequired Plus Capital Conservation BufferMinimum CapitalRequired To Be ConsideredWell Capitalized (1)AmountRatioAmountRatioAmountRatioCommon equity Tier 1 capital to risk weighted assetsIsabella Bank$172,589 11.53 %$104,783 7.00 %$97,299 6.50 %Consolidated183,348 12.21 %105,136 7.00 %N/AN/ATier 1 capital to risk weighted assetsIsabella Bank172,589 11.53 %127,237 8.50 %119,753 8.00 %Consolidated183,348 12.21 %127,665 8.50 %N/AN/ATotal capital to risk weighted assetsIsabella Bank185,997 12.43 %157,175 10.50 %149,691 10.00 %Consolidated226,179 15.06 %157,703 10.50 %N/AN/ATier 1 capital to average assetsIsabella Bank172,589 8.36 %82,602 4.00 %103,252 5.00 %Consolidated183,348 8.86 %82,803 4.00 %N/AN/A(1) "Well-capitalized" minimum Common Equity Tier 1 to Risk-Weighted and Leverage Ratio are not formally defined under applicable