Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 1265

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 5
Chunk 1265
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000

			7,000

			2,000

			-

			Interest-bearing time deposits

			2,695

			3,920

			3,677

			4,839

			6,396

			Net loans

			631,199

			614,409

			557,958

			483,287

			500,331

			Deposits

			1,066,439

			1,025,211

			1,060,396

			1,035,562

			900,461

			Borrowings

			-

			21,500

			-

			-

			-

			Stockholders' equity, net of noncontrolling

			interest in subsidiary

			114,599

			105,233

			85,158

			113,828

			110,639

			For the Year Ended

			OPERATING DATA:

			December 31,

			2024

			2023

			2022

			2021

			2020

			(In thousands)

			Interest income

			$
			50,471

			$
			43,605

			$
			33,940

			$
			29,460

			$
			29,647

			Interest expense

			14,681

			9,017

			1,594

			1,128

			1,561

			Net interest income

			35,790

			34,588

			32,346

			28,332

			28,086

			Provision for (recapture of) credit losses

			1,449

			1,141

			950

			(325
			)

			1,801

			Net interest income after provision for

			(recapture of) credit losses

			34,341

			33,447

			31,396

			28,657

			26,285

			Noninterest income

			7,656

			7,632

			7,927

			9,551

			8,599

			Noninterest expense

			27,