Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 50

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 50
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.4% 1,998 1,835 -8.2% Gains (losses) on financial transactions and other (52) (44) (63) (11) (27) (28) (22) 30 — (171) (48) -72.1% Total revenue 1,072 1,020 1,078 988 1,070 1,047 996 1,152 +15.7% 4,158 4,265 +2.6% Operating expenses (312) (328) (331) (282) (346) (319) (300) (350) +16.8% (1,253) (1,315) +5.0% Net operating income 760 692 747 706 724 728 696 802 +15.2% 2,905 2,950 +1.5% Net loan-loss provisions (465) (391) (425) (361) (414) (428) (411) (444) +8.2% (1,642) (1,698) +3.4% Other gains (losses) and provisions (11) (11) (11) (8) (17) (0) (18) (15) -16.6% (42) (50) +19.2% Profit before tax 284 290 311 337 292 300 268 343 +27.9% 1,222 1,202 -1.6% Consolidated profit 181 185 196 210 196 196 173 230 +33.4% 772 795 +3.0% Attributable profit 162 164 177 181 177 176 150 209 +38.9% 684 712 +4.1% Note: From Q2 2024 onwards for the Argentine peso, we apply an alternative exchange rate that better reflects the evolution of inflation (we continue to apply the official ARS exchange rate to all prior periods). For further information, see the 'Alternative performance measures' section in the appendix to the quarterly report.

56 Cards (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 202