Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 17

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 17
---
0.8% Payments, 7.6% Spain, 20% United Kingdom, 9% Portugal, 3% Poland, 5% DCB Europe, 11% US, 19% Mexico, 4% Brazil, 20% Chile, 7% Argentina, 1% Rest of the Group, 1% Spain, 16% United Kingdom, 4% Portugal, 4% Poland, 4% DCB Europe, 14% US, 18% Mexico, 6% Brazil, 26% Chile, 5% Argentina, 2% Rest of the Group, 1% Note: Percentages of total operating areas, excluding Corporate Centre.

24 Cost of risk (%) Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Retail & Commercial Banking 1.03 1.03 0.98 0.92 0.91 0.89 Digital Consumer Bank 2.12 2.17 2.12 2.16 2.14 2.09 Corporate & Investment Banking 0.14 0.15 0.21 0.09 0.08 0.09 Wealth Management & Insurance (0.06) 0.07 0.09 0.19 0.20 0.20 Payments 6.88 7.02 6.99 7.36 7.52 7.54 PagoNxt * N/A N/A N/A N/A N/A N/A Cards 7.10 7.23 7.22 7.60 7.79 7.84 TOTAL GROUP 1.20 1.21 1.18 1.15 1.14 1.14 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Spain 0.59 0.56 0.52 0.50 0.49 0.47 United Kingdom 0.08 0.08 0.05 0.03 0.04 0.05 Portugal 0.19 0.12 0.07 0.03 (0.03) (0.00) Poland 1.95 1.81 1.67 1.38 1.20 0.86 DCB Europe 0.67 0.72 0.75 0