Company: HUM
Filing Date: 2025-03-03
Form Type: 424B5
Source: 0001628280-25-009237
Chunk: 10

Company: HUMANA INC
Filing Date: 2025-03-03
Form: 424B5
Chunk 10
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 mature in April 2025.

(3) As of February 28, 2025, we had approximately $1.1 billion of borrowings outstanding under our commercial paper program.

(4) The proceeds of the notes offered hereby are presented net of approximately $ million of original issue discount and $ million related to debt issuance costs.

(5) As of December 31, 2024, we had no borrowings outstanding under our Revolving Credit Facility or our 364-day Credit Facility and approximately $18 million of letters of credit outstanding under the Revolving Credit Facility. Accordingly, as of December 31, 2024, we had approximately $2.624 billion of remaining borrowing capacity under the Revolving Credit Facility and $2.1 billion of remaining borrowing capacity under the 364-day Credit Facility (which excludes an uncommitted $500 million of incremental loan facilities).

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### USE OF PROCEEDS
We estimate that our net proceeds from the issuance and sale of the notes will be approximately $ , after deducting underwriters’ discounts and our estimated offering expenses. We intend to use the net proceeds from this offering to repay our 2025 Notes at maturity in April 2025. We intend to use the remainder of the net proceeds from this offering for general corporate purposes, which may include the repayment of existing indebtedness, including borrowings under our commercial paper program.

If we do not use the net proceeds immediately, we will temporarily invest them in short-term, interest-bearing obligations.

As of February 28, 2025, the annual interest rate on the 2025 Notes was 4.500%. The maturity date for the 2025 Notes is April 1, 2025.

As of February 28, 2025, our outstanding commercial paper had a weighted average annual interest rate of approximately 4.57%. All outstanding issuances of commercial paper are due within one year from the date of this prospectus.

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### DESCRIPTION OF THE NOTES
The following description of the notes offered hereby supplements the more general description of the debt securities that appears in the accompanying prospectus. You should read this section together with the section entitled “Description of the Debt Securities” in the accompanying prospectus. If there are any inconsistencies between the information in this section and the information in the accompanying prospectus, the information in this section controls and will apply to the notes.

Each series of notes will be issued under a