Company: ABR-PF
Filing Date: 2025-02-21
Form Type: 10-K
Source: 0001628280-25-007183
Chunk: 80

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-02-21
Form: 10-K
Item: Item 7
Chunk 80
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— — Bridge278,494 32.03.085 %15 %6.41 %— — SFR - Fixed Rate271,859 522.84.4100 %— 5.47 %9.02 %1.66 %Total$33,470,357 4,1253.76.995 %5 %4.60 %2.61 %1.57 %December 31, 2023Fannie Mae$21,264,578 2,5593.47.496 %4 %4.50 %5.09 %0.86 %Freddie Mac5,181,933 1,1483.28.583 %17 %4.72 %7.92 %4.39 %Private Label2,510,449 1602.56.7100 %— 4.02 %— — FHA1,359,624 1053.019.2100 %— 3.52 %— — Bridge379,42541.23.263 %37 %7.14 %— — SFR - Fixed Rate287,446 592.35.1100 %— 5.20 %1.18 %— Total$30,983,455 4,0353.28.094 %6 %4.49 %4.83 %1.33 %

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(1)Prepayments reflect loans repaid prior to six months from loan maturity. The majority of our loan servicing portfolio has a prepayment protection term and therefore, we may collect a prepayment fee which is included as a component of servicing revenue, net. See Note 5 for details.

(2)Delinquent loans reflect loans that are contractually 60 days or more past due. At December 31, 2024 and 2023, delinquent loans totaled $524.5 million and $411.1 million, respectively. At December 31, 2024, there were two loans totaling $4.8 million in bankruptcy and six loans totaling $28.2 million have been foreclosed. At December 31, 2023, there were two loans totaling $4.8 million in bankruptcy and no loans in foreclosure.

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Our Agency Business servicing portfolio represents commercial