Company: WBS-PG
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000801337-25-000104
Chunk: 37

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 1
Chunk 37
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 other-than-insignificant.•Consumer: The Company generally evaluates all modifications of loans to consumer borrowers subject to its loss mitigation program and includes them in its disclosures to the extent that the modification is considered other-than-insignificant.The following tables summarize the amortized cost basis at September 30, 2025, and 2024, of loans modified to borrowers experiencing financial difficulty, disaggregated by class and type of concession granted:Three months ended September 30, 2025Combination(Dollars in thousands)Interest Rate ReductionTerm ExtensionPayment DelayTerm Extension & Interest Rate ReductionTerm Extension & Payment DelayTotal% of Total Class (2)Commercial non-mortgage$—$5,703$38,131$144$33,230$77,2080.4  %Asset-based—7,76216,500——24,2621.9 Commercial real estate—15,75777352,594—69,1240.5 Multi-family—8,767———8,7670.1 Equipment financing45709———7540.1 Residential—98—1,512—1,610— Home equity—189———189— Total (1)$45$38,985$55,404$54,250$33,230$181,9140.3  %Nine months ended September 30, 2025Combination(Dollars in thousands)Interest Rate ReductionTerm ExtensionPayment DelayTerm Extension & Interest Rate ReductionTerm Extension & Payment Delay Interest Rate Reduction & Payment DelayTerm Extension, Interest Rate Reduction, & Payment DelayTotal% of Total Class (2)Commercial non-mortgage$—$83,086$48,203$627$47,289$—$72$179,2770.9  %Asset-based—19,81116,500————36,3112.9 Commercial real estate—46,3171,28052,594———100,1910.7 Multi-family1,94815,106———13,242—30,2960.4 Equipment financing454,511—————4,5560.4 Residential—98—2,398———2,496— Home equity—189—40———229— Total (1)$1,993$169,118$65,983$55,659$47,289$13,242$72$353,3560.6  %

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