Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 234

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 234
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 the date of its opinion, KBW did not provide investment banking and financial advisory services to HomeStreet. In the two years preceding the date of its opinion, KBW did not provide investment banking and financial advisory services to Mechanics. KBW may in the future provide investment banking and financial advisory services to HomeStreet or Mechanics and receive compensation for such services.

### Certain Unaudited Prospective Financial Information
While HomeStreet and Mechanics have from time to time provided limited financial guidance to investors, HomeStreet and Mechanics do not, as a matter of course, publicly disclose forecasts or internal projections as to their respective future performance, revenues, earnings, financial condition or other results given, among other reasons, the inherent uncertainty of the underlying assumptions and estimates.

However, in connection with the merger, HomeStreet and Mechanics are including in this proxy statement/prospectus/consent solicitation statement certain unaudited prospective financial information of Mechanics, which was prepared by Mechanics management and provided to HomeStreet management, and certain unaudited prospective financial information of HomeStreet, which was prepared by HomeStreet management, in each case on a standalone basis and without giving effect to the merger (collectively, the “prospective financial information”). The prospective financial information was provided to KBW (HomeStreet’s financial advisor) at the direction of HomeStreet management and with the consent of the HomeStreet board for use by KBW for the purpose of performing financial analyses that were presented by KBW to the HomeStreet board and in connection with its opinion, as described in the section entitled “ The Merger—Opinion of HomeStreet’s Financial Advisor .” The estimates regarding certain pro forma financial effects of the merger on the combined company were prepared by Mechanics management, provided to and discussed with KBW by such management and used and relied upon by KBW, at the direction of HomeStreet management and with the consent of the HomeStreet board. The summary set forth below is included in this proxy statement/prospectus/consent solicitation statement solely for the purpose of providing HomeStreet shareholders access to certain nonpublic information made available to the HomeStreet board and KBW in connection with its opinion.

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#### TABLE OF CONTENTS
The prospective financial information was prepared in good faith and on a reasonable basis based on the information available to the preparers at the time of its preparation. However, there can be no assurance that the forecasts or projections will be realized, and actual results may vary materially from those shown in the prospective financial information.