Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 21

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 21
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135 16,026 15,537 15,473 15,267 -1.3% 46,185 46,277 +0.2% Operating expenses (6,547) (6,366) (6,349) (6,772) (6,489) (6,376) (6,268) -1.7% (19,262) (19,133) -0.7% Net operating income 8,833 9,304 8,786 9,254 9,048 9,097 8,999 -1.1% 26,923 27,144 +0.8% Net loan-loss provisions (3,125) (3,118) (2,976) (3,114) (3,161) (3,017) (2,931) -2.9% (9,219) (9,109) -1.2% Other gains (losses) and provisions (1,125) (1,261) (891) (1,540) (700) (964) (871) -9.6% (3,277) (2,535) -22.6% Profit before tax 4,583 4,925 4,919 4,600 5,187 5,116 5,197 +1.6% 14,427 15,500 +7.4% Consolidated profit 3,115 3,477 3,589 3,563 3,741 3,748 3,890 +3.8% 10,181 11,379 +11.8% Underlying attributable profit 2,852 3,207 3,250 3,265 3,402 3,431 3,504 +2.1% 9,309 10,337 +11.0%

29 Grupo Santander (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 11,360 10,922 11,035 11,822 11,146 11,424 11,245 -1.6%