Company: ASB
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000007789-25-000049
Chunk: 32

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-04-29
Form: 10-Q
Item: Part I, Item 2
Chunk 32
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 in the Corporation’s Annual Report on Form 10-K for the year ended December 31, 2024.

65

Table 18 Capital Ratios Quarter Ended ($ in thousands)Mar 31,2025Dec 31,2024Sep 30,2024Jun 30,2024Mar 31,2024Risk-based capital(a)CET1$3,417,432 $3,396,836 $3,238,155 $3,172,298 $3,088,613 Tier 1 capital3,611,544 3,590,948 3,432,267 3,366,410 3,282,725 Total capital4,311,239 4,282,597 4,117,632 4,042,812 3,957,879 Total risk-weighted assets33,800,823 33,950,173 33,326,479 32,767,830 32,753,344 Modified CECL transitional amount— 22,425 22,425 22,425 22,425 CET1 capital ratio10.11 %10.01 %9.72 %9.68 %9.43 %Tier 1 capital ratio10.68 %10.58 %10.30 %10.27 %10.02 %Total capital ratio12.75 %12.61 %12.36 %12.34 %12.08 %Tier 1 leverage ratio8.69 %8.73 %8.49 %8.37 %8.24 %Selected equity and performance ratiosTotal stockholders’ equity / total assets10.82 %10.70 %10.46 %10.19 %10.13 %Dividend payout ratio(b)38.33 %N/M39.29 %29.33 %42.31 %Return on average assets0.97 %(1.53)%0.85 %1.13 %0.80 %Annualized noninterest expense / average assets2.00 %2.12 %1.93 %1.92 %1.95 %N/M = Not Meaningful 

(a) The Federal Reserve establishes regulatory capital requirements, including well-capitalized standards for the Corporation. The Corporation follows Basel III,