Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001193125-25-169879
Chunk: 12

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 12
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Q25 (vs 38.1% 1Q25)

2Q25 EARNINGS BUSINESS AREAS South America ACTIVITY (JUN-25; CONSTANT €BN) NET ATTRIBUTABLE PROFIT (CURRENT €M) 1 1 LENDING CUST.FUNDS Δ Current (%) Δ Current (%) YoY % 2Q25 vs. 2Q24 vs. 1Q25 6M25 vs. 6M24 +17.9 YoY % +16.4 Colombia 40 9.0 21.7 73 29.4 % Colombia +2.9 % Peru 72 6.4 -14.2 156 41.7 +2.5 Colombia Argentina 41 -41.0 -19.3 91 -11.9 Peru % +7.9 % Peru +3.2 Other ¹ 50 108.2 -2.0 101 115.5 South America 203 2.8 -7.1 421 33.0 % +109 % Argentina +184 Argentina % % +6.5 Other +11.3 Other (1) Other includes BBVA Forum (Chile), Venezuela and Uruguay. (1) Performing loans and Cust.Funds under management, excluding repos. KEY RATIOS CUSTOMER SPREAD (%) COST OF RISK (YTD, %) COL ー Net Proﬁt increased, supported by strong NII growth, driven by activity and higher customer spread. Risk metrics continue to improve. COL ー Solid Net Proﬁt in 2Q25 driv PER en by higher NII and lower costs. Impairments increase after provision releases in 1Q25. Underlying asset PER quality trends remain sound. ー Net Proﬁt reached 41 Mn€ in 2Q25, affected b ARG y the FX depreciation. ARG 2Q24 1Q25 2Q25 2Q24 1Q25 2Q25 p. 20 Note: Inﬂation rate ARG: 6.0% in 2Q25 vs 8.5% in 1Q25 and 15.0% in 6M25 (vs 80.0% 6M24).

2Q25 EARNINGS 2Q25 EARNINGS 2025 Outlook Improved Guidance 1 SPAIN MEXICO TURKEY Group Loans: above mid single digit Loans: growth