Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 28

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 2
Chunk 28
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$258 $248 $301 

(a)Based on an analysis of nonaccrual loans with book balances greater than $2 million.

(b)Includes net changes related to nonaccrual loans with balances less than or equal to $2 million, payments on nonaccrual loans with book balances greater than $2 million and transfers of nonaccrual loans to foreclosed property.

There were six borrowers with a balance greater than $2 million, totaling $55 million, transferred to nonaccrual status in third quarter 2025, compared to eight borrowers totaling $19 million in second quarter 2025 and five borrowers totaling $43 million in first quarter 2025. For further information about the composition of loans transferred to nonaccrual during third quarter 2025, refer to the nonaccrual information by industry category table below.

The following table presents the composition of nonaccrual loans by balance and the related number of borrowers at September 30, 2025 and December 31, 2024.

September 30, 2025December 31, 2024(dollar amounts in millions)Number ofBorrowersBalanceNumber ofBorrowersBalanceUnder $2 million499 $75 490 $68 $2 million - $5 million17 50 18 64 $5 million - $10 million6 48 5 33 $10 million - $25 million5 85 6 112 Greater than $25 million— — 1 31 Total 527 $258 520 $308 

57

The following table presents a summary of nonaccrual loans at September 30, 2025 as well as loans transferred to nonaccrual and net loan charge-offs (recoveries) for the three months ended September 30, 2025, based on North American Industry Classification System categories.

(dollar amounts in millions)September 30, 2025Three Months Ended September 30, 2025Nonaccrual LoansLoans Transferred toNonaccrual (a)Net Loan Charge-Offs (Recoveries)Industry CategoryHealth Care & Social Assistance$51 20 %$8 14 %$— Residential Mortgage34 13 2 4 — Information & Communication32 12 18 33 11 Real Estate & Home Builders25 10 — — —