Company: ACIW
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000935036-25-000031
Chunk: 57

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 1
Chunk 57
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, significant transaction-related expenses, and foreign currency, general and administrative expense for the three months ended September 30, 2025, was flat compared to the same period in 2024.

Depreciation and Amortization

Depreciation and amortization decreased $7.4 million, or 23%, during the three months ended September 30, 2025, as compared to the same period in 2024.

•Depreciation and amortization for the three months ended September 30, 2024, included $4.4 million of accelerated depreciation related to the closure of a facility.

•Adjusted for the impact of the facility closure, depreciation and amortization expenses for the three months ended September 30, 2025, decreased $3.0 million, or 11%, as compared to the same period in 2024.

•The decrease was primarily due to a decrease in amortization for fully amortized intangibles acquired through acquisitions.

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Other Income and Expense

Interest expense for the three months ended September 30, 2025, decreased $3.5 million, or 19%, as compared to the same period in 2024, primarily due to lower comparative debt balances during 2025 as well as a decrease in interest rates.

Interest income includes the portion of software license fees paid by customers under extended payment terms that is attributed to the significant financing component. Interest income for the three months ended September 30, 2025, was flat compared to the same period in 2024.

Other, net is primarily comprised of foreign currency transaction gains and losses. Other, net was $1.6 million of income and $0.8 million of expense for the three months ended September 30, 2025 and 2024, respectively. 

Income Taxes

See Note 10, Income Taxes, to our unaudited condensed consolidated financial statements in Part I of this Form 10-Q for additional information.

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RESULTS OF OPERATIONS

The following table presents the condensed consolidated statements of operations, as well as the percentage relationship to total revenues for items included in our condensed consolidated statements of operations (in thousands):

Nine Month Period Ended September 30, 2025 Compared to the Nine Month Period Ended September 30, 2024 Nine Months Ended September 30,20252024Amount% of TotalRevenue$ Change vs 2024% Change vs 2024Amount% of TotalRevenueRevenues:Software as a service and platform as