Company: SLDE
Filing Date: 2025-05-23
Form Type: S-1
Source: 0001193125-25-125836
Chunk: 161

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-05-23
Form: S-1
Chunk 161
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 |     |                         |  47,751 |     |     |  24,035,870,230 |     |         | 503,358 |     |       |  22 | % |     |                                         |  85,670 |     |     |  41,083,200,364 |     |         | 479,552 |     |       |  24 | % |
| Total         |     |                                           | 139,499 |     | $   | 63,638,361,388 |     | $       | 456,192 |     |       | 100 | % |     |                         | 211,504 |     | $   | 110,246,963,653 |     | $       | 521,252 |     |       | 100 | % |     |                                         | 351,003 |     | $   | 173,885,325,041 |     | $       | 495,396 |     |       | 100 | % |

Primary and Secondary Risk Characteristics The Company evaluates various construction characteristics when evaluating Citizens’ policies, which are important factors in mitigating loss from a hurricane event. Each of the characteristics below are important data inputs into the catastrophe modeling platform used by the Company to evaluate risk and determine reinsurance coverage and pricing. These factors are important because better construction standards perform better in catastrophe events and have lower reinsurance costs. The Company utilizes this information to compare the overall risk profile of the Company’s policies to Citizens’ policies, and the change in risk profile when combined together. Specifically, the Company generally evaluates the following risk characteristics when determining the Citizens policies it proposes to assume in a given period: Primary Risk Characteristics:

| • |     | Construction. Construction is important as it’s the elemental feature of the structure being insured.                                                                                                                                         
 In Florida, based on management’s experience, masonry (i.e., bricks), wood frames, and reinforced concrete structures are the primary types of structures that are used in residences. Masonry is the most common building matter and is more 
 structurally sound than wood frames. However, reinforced concrete structures are built to handle hurricanes better than both wood frame and masonry.                                                                                          |

| • |     | Occupancy. Understanding if the building is a single family, multi-family, condominium, or other occupancy                                                                     
 is important to understand its vulnerability to hurricanes. In the Company’s catastrophe models, in general a single family performs better than multi-family and condominium.