Company: HBAN
Filing Date: 2025-08-08
Form Type: S-4/A
Source: 0001140361-25-029894
Chunk: 37

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-08
Form: S-4/A
Chunk 37
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. See the section entitled “The Merger Agreement—Covenants and Agreements” beginning on page 65 for a description of the restrictive covenants applicable to Huntington and Veritex.

The shares of Huntington common stock to be received by holders of Veritex common stock as a result of the merger will have different rights from the shares of Veritex common stock.

In the merger, holders of Veritex common stock will become holders of Huntington common stock and their rights as shareholders will be governed by Maryland law and the governing documents of the combined company. The rights associated with Huntington common stock are different from the rights associated with Veritex common stock. See the section entitled “Comparison of Shareholders’ Rights” beginning on page 93 for a discussion of the different rights associated with Huntington common stock.**

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**Holders of Veritex common stock will have a reduced ownership and voting interest in the combined company after the merger and will exercise less influence over management.

Holders of Veritex common stock currently have the right to vote in the election of the board of directors and on other matters affecting Veritex. When the merger is completed, holders of Veritex common stock will become holders of Huntington common stock, with a percentage ownership of the combined company that is smaller than the holder’s percentage ownership of Veritex. Based on the number of shares of Huntington and Veritex common stock outstanding as of the close of business on the respective record dates, and based on the number of shares of Huntington common stock expected to be issued in the merger, the former holders of Veritex common stock, as a group, are estimated to own approximately [    ] percent ([    ]%) of the fully diluted shares of the combined company immediately after the merger and current holders of Huntington common stock as a group are estimated to own approximately [    ] ([    ])% of the fully diluted shares of the combined company immediately after the merger. Because of this, holders of Veritex common stock will have less influence on the management and policies of the combined company than they now have on the management and policies of Veritex.

Holders of Veritex common stock will not have appraisal rights or dissenters’ rights in the merger.

Appraisal rights (also known as dissenters’ rights) are statutory rights