Company: FCNCB
Filing Date: 2025-05-09
Form Type: 10-Q
Source: 0000798941-25-000024
Chunk: 139

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-05-09
Form: 10-Q
Item: Item 1
Chunk 139
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BBancSharesFCBRisk-weighted assets (GAAP)a$164,574 $164,455 $163,615 $163,493 Plus: impact of FDIC Shared-Loss Agreement8,459 8,459 8,813 8,813 Adjusted risk-weighted assets (non-GAAP)b$173,033 $172,914 $172,428 $172,306 Total Risk Based Capital RatioTotal risk based capitalc$25,071 $23,758 $24,610 $23,975 Total risk based capital ratio (GAAP)c/a15.23 %14.45 %15.04 %14.66 %Less: impact of FDIC Shared-Loss Agreement0.74 0.71 0.77 0.75 Adjusted total risk based capital ratio (non-GAAP)c/b14.49 %13.74 %14.27 %13.91 %CET1 Capital RatioCET1 capitald$21,089 $21,682 $21,256 $21,852 CET1 capital ratio (GAAP)d/a12.81 %13.18 %12.99 %13.37 %Less: impact of FDIC Shared-Loss Agreement0.62 0.64 0.66 0.69 Adjusted CET1 capital ratio (non-GAAP)d/b12.19 %12.54 %12.33 %12.68 %Tier 1 Capital RatioTier 1 capitale$21,970 $21,682 $22,137 $21,852 Tier 1 capital ratio (GAAP)e/a13.35 %13.18 %13.53 %13.37 %Less: impact of FDIC Shared-Loss Agreement0.65 0.64 0.69 0.69 Adjusted tier 1 capital ratio (non-GAAP)e/b12.70 %12.54 %12.84 %12.68 %   

101

Forward-Looking Statements 

Statements in this Quarterly Report on Form 10-Q contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans, asset quality, future performance, and other strategic goals of BancShares. Words such as “antic