Company: HUM
Filing Date: 2025-03-04
Form Type: 424B5
Source: 0001628280-25-009923
Chunk: 13

Company: HUMANA INC
Filing Date: 2025-03-04
Form: 424B5
Chunk 13
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 the indenture. Because this description of the notes and the indenture is only a summary, you should refer to the indenture for a complete description of our obligations and your rights.

In this description of the notes, references to “Humana,” the “issuer,” “we,” “our,” and “us” refer to Humana Inc. and do not include its subsidiaries.

#### General
The 2035 notes:

• will be our senior unsecured obligations;

• will constitute a series of debt securities issued under the indenture and will initially be limited to an aggregate principal amount of $750 million;

• will mature on May 1, 2035;

• will be subject to earlier redemption at our option as described under “—Optional Redemption”;

• will be subject to repurchase by us, in whole or in part, at the option of the holders upon certain specified changes of control as described under “—Offer to Repurchase Upon Change of Control Triggering Event”;

• will not have the benefit of any sinking fund;

• will be issued in denominations of $2,000 and integral multiples of $1,000 in excess thereof; and

• will be represented by one or more registered notes in global form, but in certain limited circumstances may be represented by notes in certificated form. See “—Book-Entry Issuance.”

Interest on the 2035 notes will:

• accrue at the rate of 5.550% per annum;

• accrue from March 5, 2025 or the most recent interest payment date on which interest was paid;

• be payable in cash semi-annually in arrears on May 1 and November 1 of each year, commencing on November 1, 2025;

• be payable to the holders of record on the April 15 and October 15 immediately preceding the related interest payment date; and

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• be computed on the basis of a 360-day year comprised of twelve 30-day months.

The 2055 notes:

• will be our senior unsecured obligations;

• will constitute a series of debt securities issued under the indenture and will initially be limited to an aggregate principal amount of $500 million;

• will mature on May 1, 2055;

• will be subject to earlier redemption at our option as described under “—Optional Redemption”;

• will be subject to repurchase by us, in whole or in part