Company: WLTH
Filing Date: 2025-12-11
Form Type: S-1/A
Source: 0001628280-25-056439
Chunk: 179

Company: WEALTHFRONT CORP
Filing Date: 2025-12-11
Form: S-1/A
Chunk 179
---
 from 5.32% to 5.41% and 5.20% to 5.82%, respectively. For the three and six months ended July 31, 2024, the average margin lending rates ranged from 6.41% to 8.13% and 6.41% to 8.20%, respectively, while the funding costs incurred under our lending arrangement with RBC Clearing & Custody ranged from 6.33% to 6.41% and 6.33% to 6.42%, respectively. New loan originations totaled $77.8 million and $170.3 million for the three and six months ended July 31, 2025, respectively, compared to $44.3 million and $80.4 million for the same periods in the prior year. Repayments totaled $66.0 million and $134.3 million for the three and six months ended July 31, 2025, respectively, compared to $35.3 million and $74.1 million for the same periods in the prior year. There were no loan write-offs for either period.

#### Total Costs and Operating Expenses
| (in thousands, except percentages) |     | 2024 | Three Months Ended July 31, |     | 2025 |        |     | $ Change |        |     | % Change |     |   |     | 2024 | Six Months Ended July 31, |     | 2025 |         |     | $ Change |        |     | % Change |     |   |
|:-----------------------------------|:----|:-----|----------------------------:|:----|:-----|-------:|:----|:---------|-------:|:----|:---------|----:|:--|:----|:-----|--------------------------:|:----|:-----|--------:|:----|:---------|-------:|:----|:---------|----:|:--|
| Cost of revenue                    |     | $    |                       7,703 |     | $    |  9,587 |     | $        |  1,884 |     |          |  24 | % |     | $    |                    14,433 |     | $    |  18,255 |     | $        |  3,822 |     |          |  26 | % |
| Product development                |     |