Company: FCFS
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000840489-25-000098
Chunk: 85

Company: FirstCash Holdings, Inc.
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 8
Chunk 85
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169 $113,693 $— $795,476 Financial liabilities:Revolving unsecured credit facilities$150,000 $150,000 $— $150,000 $— Senior unsecured notes (outstanding principal)1,550,000 1,484,000 — 1,484,000 — $1,700,000 $1,634,000 $— $1,634,000 $— (1)Finance receivables, gross as of June 30, 2024 was $227.7 million. See Note 6.Carrying ValueEstimated Fair ValueDecember 31,December 31,Fair Value Measurements Using20242024Level 1Level 2Level 3Financial assets:Cash and cash equivalents$175,095 $175,095 $175,095 $— $— Accounts receivable, net73,325 73,325 — — 73,325 Pawn loans517,867 517,867 — — 517,867 Finance receivables, net (1)147,501 296,526 — — 296,526 $913,788 $1,062,813 $175,095 $— $887,718 Financial liabilities:Revolving unsecured credit facilities$198,000 $198,000 $— $198,000 $— Senior unsecured notes (outstanding principal)1,550,000 1,503,000 — 1,503,000 — $1,748,000 $1,701,000 $— $1,701,000 $— (1)Finance receivables, gross as of December 31, 2024 were $294.2 million. See Note 6.As cash and cash equivalents have maturities of less than three months, the carrying value of cash and cash equivalents approximates fair value. Due to their short-term maturities, the carrying value of pawn loans and accounts receivable, net approximate fair value. Finance receivables are measured at amortized cost, net of an allowance for loan losses on the consolidated balance sheets. In estimating fair value for finance receivables, the Company utilized a discounted cash flow methodology. The Company used various unobservable inputs reflecting its own assumptions, such as contractual future principal