Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257749
Chunk: 5

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 5
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 to the Group’s results in the first nine months of 2025 (up 20.0 percent yoy), mainly driven by increased activity. The loan portfolio grew by 34.4 percent yoy, particularly in project finance and corporate lending both in Europe and the United States. Fees associated with these transactions, along with those of debt issuances in the primary market, largely explain the outstanding performance of the net fee income line, which rose by 53.9 percent yoy. Customer funds also grew by 46.2 percent, supported by customer deposits in Europe, with notable contributions from the U.K. (CIB), digital banking in Germany and Italy, and Asia. Risk indicators also showed a good performance: NPL ratio stood at 0.18 percent, the coverage ratio was 136 percent and the cumulative cost of risk stood at 0.10 percent.

| 10.30.2025 |

| 10.30.2025 |

BBVA is a global financial services group founded in 1857. The bank is present in more than 25 countries, has a strong leadership position in the Spanish market, is the largest financial institution in Mexico and it has leading franchises in South America and Turkey. In the United States, BBVA also has a significant investment, transactional, and capital markets banking business. BBVA contributes with its activity to the progress and welfare of all its stakeholders: shareholders, clients, employees, providers and society in general. In this regard, BBVA supports families, entrepreneurs and companies in their plans, and helps them to take advantage of the opportunities provided by innovation and technology. Likewise, BBVA offers its customers a unique value proposition, leveraged on technology and data, helping them improve their financial health with personalized information on financial decision-making.

SIGNATURE Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

| Date: October 30, 2025 |     | Banco Bilbao Vizcaya Argentaria, S.A.            |
|:-----------------------|:----|:-------------------------------------------------|
|                        |     | By: /s/ MªÁngeles Peláez Morón                   |
|                        |     | Name: MªÁngeles Peláez Morón                     |
|                        |     | Title: Head of Accounting & Regulatory Reporting |