Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000030
Chunk: 47

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 47
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%) during the first half of 2025, with lower balances in demand and time deposits (-4.3%) which were partially offset by growth in off-balance sheet funds (+19.3%). – BBVA Peru's cumulative attributable profit stood at €156m at the end of June 2025, which represents an increase of 40.6% compared to the first half of 2024 due to lower provisions for impairment of financial assets, which were significantly lower than in the second quarter of 2024 (-54.6%) due, among other factors, to a lower retail products requirement as a result of the improved credit quality of the portfolio in the last quarters. For its part, the cost of risk increased up to 1.53%, 12 basis points above the end of March. The profit of the quarter stood at €75m, which is a variation of -8.1% compared to the previous quarter, at constant exchange rates, mainly as a result of the provisions made in the quarter, which contrasted with the releases recorded in the previous quarter, originating from a particular customer.

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| January - June 2025Report - p.52 |

Rest of Business Highlights – Dynamism of lending activity in all geographical areas in the first half of the year – Favorable evolution of recurring revenues – Positive behavior of risk indicators – Year-on-year improvement in cumulative attributable profit in the first half of the year

| BUSINESS ACTIVITY ⁽¹⁾ (VARIATION AT CONSTANTEXCHANGE RATES COMPARED TO 31-12-24) |

⁽¹⁾ Excluding repos.

| NET INTEREST INCOME / AVERAGE TOTALASSETS (PERCENTAGE AT CONSTANT EXCHANGERATES) |

| OPERATING INCOME (MILLIONS OF EUROS ATCONSTANT EXCHANGE RATES) |

| +23.2% | -1 |

| 351 |     | 433 |

⁽¹⁾ At current exchange rates: +19.4%.

| NET ATTRIBUTABLE PROFIT (LOSS) (MILLIONS OFEUROS AT CONSTANT EXCHANGE RATES) |

| +30.7% | -1 |

| 232 |     | 304 |

⁽¹⁾ At current exchange rates: +26.3%.

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version