Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 111

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 111
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5, compared to $3.80 for the nine months ended September 30, 2024.

45

Analysis of Net Interest Income

Nine Months EndedSeptember 30, 2025September 30, 2024(dollar amounts in millions)AverageBalanceInterestAverageRateAverageBalanceInterestAverageRateCommercial loans (a)$26,352 $1,117 5.67 %$26,305 $1,035 5.26 %Real estate construction loans3,291 185 7.53 4,642 292 8.41 Commercial mortgage loans14,914 739 6.62 14,104 788 7.46 Lease financing747 32 5.79 804 37 6.14 International loans1,062 52 6.60 1,096 64 7.85 Residential mortgage loans1,941 60 4.13 1,895 55 3.84 Consumer loans2,240 124 7.37 2,254 138 8.20 Total loans (b)50,547 2,309 6.11 51,100 2,409 6.30 Mortgage-backed securities (c)13,552 281 2.32 14,560 298 2.29 U.S. Treasury securities (d)1,283 40 4.19 1,425 4 0.38 Total investment securities14,835 321 2.46 15,985 302 2.14 Interest-bearing deposits with banks (e)4,926 163 4.35 6,112 250 5.45 Other short-term investments342 8 3.30 381 11 3.94 Total earning assets70,650 2,801 5.11 73,578 2,972 5.19 Cash and due from banks761 711 Allowance for loan losses(690)(688)Accrued income and other assets7,074 7,415 Total assets$77,795 $81,016 Money market and interest-bearing checking deposits (f)$32,584 682 2.79 $29,585 724 3.26 Savings deposits2,100 3 0.17 2,277 4 0.21