Company: CVCO
Filing Date: 2025-01-31
Form Type: 10-Q
Source: 0000278166-25-000007
Chunk: 54

Company: CAVCO INDUSTRIES, INC.
Filing Date: 2025-01-31
Form: 10-Q
Item: Part I, Item 8
Chunk 54
---
,242)(20,713)$20,394 $23,354 The consumer loans held for investment had the following characteristics:December 28,2024March 30,2024Weighted average contractual interest rate8.1 %8.1 %Weighted average effective interest rate8.1 %10.4 %Weighted average months to maturity210196The following table is a consolidated summary of the delinquency status of the outstanding principal balance of consumer loans receivable (in thousands):December 28,2024March 30,2024Current$53,709 $43,810 31 to 60 days996 1,063 61 to 90 days373 131 91+ days571 652 $55,649 $45,656 

7

The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):December 28, 202420252024202320222021PriorTotalPrime- FICO score 680 and greater$15,726 $9,225 $324 $93 $766 $13,859 $39,993 Near Prime- FICO score 620-6792,426 1,325 — — 1,033 8,874 13,658 Sub-Prime- FICO score less than 620310 — — — 17 695 1,022 No FICO score252 443 — — — 281 976 $18,714 $10,993 $324 $93 $1,816 $23,709 $55,649 March 30, 202420242023202220212020PriorTotalPrime- FICO score 680 and greater$14,107 $328 $96 $885 $1,808 $14,425 $31,649 Near Prime- FICO score 620-6791,633 — — 1,202 942 8,684 12,461 Sub-Prime- FICO score less than 620— — — 18 49 723 790 No FICO score447 — — — — 309 756 $16,187 $328 $96 $2,105 $2,799 $24