Company: MOBBW
Filing Date: 2025-03-27
Form Type: 20-F
Source: 0001013762-25-003365
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Company: Mobilicom Ltd
Filing Date: 2025-03-27
Form: 20-F
Item: Item 3
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ITEM 3. KEY INFORMATION

A. [Reserved]

B. Capitalization and Indebtedness

Not applicable.

C. Reasons for the Offer and Use of Proceeds

Not applicable.

D. Risk Factors

You should carefully consider
the risks described below, together with all of the other information in this Annual Report on Form 20-F. The risks and uncertainties
described below are those significant risk factors, currently known and specific to us, that we believe are relevant to an investment
in our securities. Additional risks and uncertainties not currently known to us or that we now deem immaterial may also harm us. If any
of these risks materialize our business, results of operations or financial condition could suffer, and the price of our ordinary shares
could decline substantially.

Summary Risk Factors

Investing
in our securities entails a high degree of risk as more fully described herein. You should carefully consider the risks described under
the “ Risk Factors” section beginning on page 1. Some of these risks include but are not limited to:

Risks Related to Our Financial Condition

  We have a history of losses.  

  We expect that we will need to invest significant time and raise substantial additional capital before we can expect to become profitable from sales of our products. This additional capital may...  
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  Shortfalls in available external research and development funding could adversely affect us.                                                                                                          
  We may not accurately forecast revenues, profitability and appropriately plan our expenses.                                                                                                           
  Exchange rate fluctuations between multiple foreign currencies may negatively affect our earnings, operating cash flow.                                                                               
  We have commenced marketing and initial sales of our cloud-based software and cybersecurity solutions, which may be marketed and sold to customers using different sales models, including annual...  

Risks Related to Our Business and Industry

  We expect to incur substantial research and development costs and devote significant resources to identifying and commercializing new products and services, which could significantly reduce our...  
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  We will be affected by operational risks and may not be adequately insured for certain risks.  
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  We operate in evolving markets, which makes it difficult to evaluate our business and future prospects.  

  We operate