Company: TCBI
Filing Date: 2025-10-23
Form Type: 10-Q
Source: 0001077428-25-000145
Chunk: 107

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-10-23
Form: 10-Q
Item: Part I, Item 8
Chunk 107
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— 15,831 0.07 %—%3— Total$28,082 $16,384 $7,439 $51,905 0.23 %The table below details gross loans held for investment that experienced a default during the periods presented subsequent to being granted a modification in the prior twelve months. Default is defined as movement to nonperforming status, foreclosure or charge-off, whichever occurs first.(in thousands)PaymentDeferralTermExtensionPayment Deferraland Term ExtensionTotalThree Months Ended September 30, 2025Commercial$179 $3,000 $14,613 $17,792 Total$179 $3,000 $14,613 $17,792 Three Months Ended September 30, 2024Commercial$2,902 $— $— $2,902 Total$2,902 $— $— $2,902 Nine Months Ended September 30, 2025Commercial$25,675 $9,537 $14,613 $49,825 Commercial real estate— — 13,500 13,500 Total$25,675 $9,537 $28,113 $63,325 Nine Months Ended September 30, 2024Commercial$6,031 $— $1,756 $7,787 Total$6,031 $— $1,756 $7,787 

14

The table below provides an age analysis of gross loans held for investment as of September 30, 2025 and September 30, 2024 made to borrowers experiencing financial difficulty that were modified in the prior twelve months:(in thousands)30-89 DaysPast Due90+ DaysPast DueNon-AccrualCurrentTotalSeptember 30, 2025Commercial$758 $— $47,849 $18,157 $66,764 Commercial real estate— — 17,506 — 17,506 Total$758 $— $65,355 $18,157 $84,270 September 30, 2024Commercial$— $— $10,191 $4,474 $14,665 Commercial real estate— — — 15,831 15,831 Total$— $— $10,191 $20,305