Company: BPOPM
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0001193125-25-043848
Chunk: 16

Company: POPULAR, INC.
Filing Date: 2025-03-03
Form: 10-K
Item: Item 1
Chunk 16
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ion
planning and culture,
among other human
capital topics. 
We
encourage
you
to
review
our Corporate
Sustainability
Report
published
on www.popular.com
for more
detailed
information 
regarding
the Corporation’s
human capital
management
programs
and initiatives.
The information
on the
Corporation’s
website, 
including
the
Corporation’s
Corporate
Sustainability
Report,
is
not,
and
will
not
be
deemed
to
be,
a
part
of
this
Form
10-K
or 
incorporated
into any of the
Corporation’s
filings with
the SEC. 
Regulation and Supervision 
Described below are the material elements of selected laws and regulations applicable to Popular, Popular North America 
(“PNA”)
and
their
respective
subsidiaries.
Such
laws
and
regulations
are
continually
under
review
by
Congress
and
state 
legislatures
and
federal
and
state
regulatory
agencies.
Any
change
in
the
laws
and
regulations
applicable
to
Popular
and
its 
subsidiaries could have a material effect on the
business of Popular and its subsidiaries. We will continue to
assess our businesses 
and risk management and compliance practices
to conform to developments in the regulatory
environment. 
General
Popular and PNA are bank holding companies subject to consolidated supervision and
regulation by the Federal Reserve 
Board under
the Bank
Holding Company Act
of 1956
(as amended, the
“BHC Act”). BPPR
and PB
are subject to
supervision and 
examination by applicable
federal and state
banking agencies including,
in the
case of BPPR,
the Federal Reserve
Board and the 
Office of
the Commissioner
of Financial
Institutions of
Puerto Rico
(the “Office
of the
Commissioner”), and, in
the case
of PB,
the 
Federal
Reserve
Board
and
the
New
York
State
Department
of
Financial
Services
(the
“NYSDFS”).
Popular’s
broker-dealer
/ 
investment adviser
subsidiary,
Popular Securities,
LLC (“PS”)
and investment
advisor subsidiary