Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 140

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 140
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 of the series; |

| · |     | whether the capital securities are intended to qualify as capital for capital adequacy purposes; |

| · |     | the ranking of the capital securities relative to our issued debt and equity, including to what extent they may rank junior in right of payment to other of our 
 obligations or in any other manner;                                                                                                                             |

| · |     | the prices at which we will issue the capital securities; |

| · |     | if interest is payable, the interest rate or rates, or how to calculate the interest rate or rates, and under what circumstances interest is payable; |

| · |     | provisions, if any, for the cancellation of any interest payment at our discretion or under other circumstances; |

| · |     | limitations, if any, on our ability to pay principal or interest in respect of the capital securities, including situations whereby we may be prohibited from 
 making such payments;                                                                                                                                         |

| · |     | whether we will issue the capital securities as discount securities, as explained in this section below, and the amount of the discount; |

| · |     | provisions, if any, for the discharge and defeasance of the capital securities; |

| · |     | any condition applicable to payment of any principal, premium or interest on the capital securities; |

| · |     | the dates and places at which any payments are payable; |

| · |     | the places where notices, demands to or upon us in respect of the capital securities may be served and notice to holders may be published; |

| · |     | the terms of any mandatory or optional redemption and related notices; |

| · |     | any terms on which the capital securities may or will be converted at our option or otherwise into ordinary shares or other securities of ING Groep N.V.                                                                                 
 (“conversion securities”), and, if so, the nature and terms of the conversion securities into which such capital securities are convertible and any additional or other provisions relating to such conversion, including any triggering 
 event that may give rise to such conversion (which may include, but shall not be limited to, certain regulatory capital events) and the terms upon which such conversion should occur;                                                   |

| · |     | any terms relating to the adjustment of the conversion securities into which the capital securities may be converted; |

| · |     | the terms of any repurchase of the capital securities; |

| · |     | the denominations in which the capital securities will be issued, if other