Company: SFBC
Filing Date: 2025-08-12
Form Type: 10-Q
Source: 0001541119-25-000034
Chunk: 50

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-08-12
Form: 10-Q
Item: Item 1
Chunk 50
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Substandard— — 72 — 8 — — — 80 Total other consumer$1,378 $1,962 $2,743 $366 $3,456 $6,772 $603 $— $17,280 Commercial business:Pass$340 $269 $1,059 $1,597 $1,530 $3,529 $6,262 $— $14,586 Substandard— 35 — — — — 185 — 220 Total commercial business$340 $304 $1,059 $1,597 $1,530 $3,529 $6,447 $— $14,806 Total loansPass$91,216 $103,698 $86,163 $180,952 $235,369 $156,875 $24,042 $956 $879,271 Substandard— 35 1,383 575 7,362 15,113 413 134 25,015 Total loans$91,216 $103,733 $87,546 $181,527 $242,731 $171,988 $24,455 $1,090 $904,286 

16

At December 31, 2024Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost BasisRevolving Loans Amortized Cost BasisConverted to Term20242023202220212020PriorTotalOne-to-four family:Pass$26,327 $22,470 $78,427 $98,379 $14,095 $29,534 $— $— $269,232 Substandard— — 259 104 — 214 — — 577 Total one-to-four family$26,327 $22,470 $78,686 $98,483 $14,095 $29,748 $— $— $269,809 Home equity:Pass$3,084 $2,951 $2,420 $908 $210 $1,320 $14,578 $1,069 $26,540 Substandard— — — — — 56