Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 14

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 14
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-in capital1,766,282 1,764,351 1,767,569 Retained earnings1,584,851 1,344,542 1,411,083 Accumulated other comprehensive loss(76,766)(114,807)(129,596)Common stock held in treasury, at cost(1,075,296)(995,467)(995,467)Total stockholders’ equity2,199,646 1,999,194 2,054,164 Total liabilities and stockholders’ equity$5,182,316 $4,392,847 $4,476,986 The accompanying notes are an integral part of these consolidated financial statements.

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Table of Contents

FIRSTCASH HOLDINGS, INC.CONSOLIDATED STATEMENTS OF INCOME(unaudited, in thousands, except per share amounts) Three Months EndedNine Months Ended September 30,September 30, 2025202420252024Revenue:    Retail merchandise sales$410,968 $363,141 $1,167,149 $1,093,425 Pawn loan fees221,088 186,561 603,781 547,142 Leased merchandise income132,540 188,560 429,242 588,801 Interest and fees on finance receivables81,683 61,198 231,171 175,384 Wholesale scrap jewelry sales86,710 37,861 168,691 99,951 Other revenue2,590 — 2,590 — Total revenue935,579 837,321 2,602,624 2,504,703 Cost of revenue:    Cost of retail merchandise sold248,723 218,178 703,173 659,854 Depreciation of leased merchandise76,028 104,928 243,119 335,369 Provision for lease losses27,920 39,171 88,025 129,834 Provision for loan losses40,347 40,557 118,468 102,091 Cost of wholesale scrap jewelry sold68,220 29,880 138,479 81,711 Other cost of revenue634 — 634 — Total cost of revenue461,872 432,714 1,291,898 1,308,859 Net revenue473,707 404,