Company: CPSS
Filing Date: 2025-10-28
Form Type: DEF 14A
Source: 0001683168-25-007815
Chunk: 61

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-10-28
Form: DEF 14A
Chunk 61
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 the non-PEO NEOs, and (ii) the Diluted EPS.

Financial Performance Measures

In accordance with Item 402(v) of Regulation S-K below is an unranked list
of financial performance measures which in our assessment represents the most important financial measures used by the Company to link
CAP to the PEO and non-PEO NEOs for the most recently completed fiscal year.

| Diluted EPS         |
| Revenue             |
| Net Interest Margin |

| 42 |

<div align='center'>CERTAIN TRANSACTIONS</div>

Subordinated Notes.The Company has offered and sold its subordinated
notes in a continuous public offering. Executive officer Teri L. Robinson has purchased such notes directly from the Company in the offering,
in each case on the same terms then offered to the public generally. The largest aggregate amount of principal outstanding on Ms. Robinson’s
notes in 2024 was $459,351. The amount of principal outstanding on Ms. Robinson’s notes as of October 23, 2025 was $122,397. In
2024, the Company paid $496,663of principal on Ms. Robinson’s notes, which includes principal paid more than once due to the renewal
of matured notes during the year. In 2024, the Company paid $23,125 of interest at rates fixed at the time of purchase of each note. The
interest rate on Ms. Robinson’s notes ranges from 5.40% to 8.90%.

Executive officer Steve Schween purchased such subordinated notes from
the Company before he became an executive officer. The largest aggregate amount of principal outstanding on Mr. Schween’s note in
2024 was $665,460. The amount of principal outstanding as of October 23, 2025 was $665,460. In 2024, no principal was paid on the note
and the Company paid $148,013 in interest at a rate fixed at the time of purchase of the note. The interest rate on the note is 12.25%.

Employment. Ms. Noel Jackson, an executive
officer and the Company’s Senior Vice President of Servicing, is the sister of Mr. Bradley, the Company’s Chief Executive
Officer and chairman of the board. For fiscal year 2024, Ms. Jackson received annual compensation of a base salary of $181,000 and was
also eligible for an award under the Executive Management Bonus Plan which was approved by the Compensation Committee. Ms.