Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 25

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 2
Chunk 25
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31,2025Dec 31,2024Sep 30,2024Accruing loans 30-89 days past dueCommercial and industrial$1,071 $2,593 $7,740 $1,260 $1,212 Commercial real estate — owner occupied— 5,628 1,156 1,634 2,209 Commercial and business lending1,071 8,221 8,896 2,893 3,421 Commercial real estate — investor14,190 1,042 2,463 36,391 10,746 Real estate construction21 90 — 21 88 Commercial real estate lending14,211 1,132 2,463 36,412 10,834 Total commercial15,282 9,353 11,360 39,305 14,255 Residential mortgage 12,684 8,744 13,568 14,892 13,630 Auto finance14,013 13,149 12,522 14,850 15,458 Home equity 4,265 4,338 3,606 4,625 3,146 Other consumer(b)2,728 2,578 2,381 3,128 2,163 Total consumer33,689 28,810 32,076 37,496 34,397 Total accruing loans 30-89 days past due$48,971 $38,163 $43,435 $76,801 $48,651 

(a) Primarily closed branches and other bank operated real estate facilities, pending disposition.

(b) Excluding guaranteed student loans.

64

Nonaccrual loans: Nonaccrual loans are considered to be one indicator of potential future loan losses. See Note 6 Loans of the notes to consolidated financial statements for additional nonaccrual loan disclosures. See also sections Credit Risk and Allowance for Credit Losses on Loans.

OREO: Management actively seeks to ensure OREO properties held are monitored to minimize the Corporation’s risk of loss.

Accruing loans past due 90 days or more: Loans past due 90 days or more but still accruing interest are classified as such where the underlying loans are both well secured (the collateral value is sufficient to cover principal and accrued interest) and are in the process of collection. 

Restruct