Company: MCHB
Filing Date: 2025-04-03
Form Type: 425
Source: 0001518715-25-000059
Chunk: 9

Company: Mechanics Bancorp
Filing Date: 2025-04-03
Form: 425
Chunk 9
---
 establishing these matters as facts, and may be subject to standards of materiality applicable to the contracting parties that differ from those applicable to investors. Investors and security-holders are not third-party beneficiaries under the Transaction Agreements and should not rely on the representations, warranties, covenants and agreements or any descriptions thereof as characterizations of the actual state of facts or condition of the parties thereto or any of their respective subsidiaries or affiliates. Moreover, information concerning the subject matter of representations and warranties may change after the date of the applicable Transaction Agreement, which subsequent information may or may not be fully reflected in HomeStreet’s public disclosures. The Transaction Agreements should not be read alone, but should instead be read in conjunction with the other information regarding HomeStreet, HomeStreet Bank, Mechanics Bank and each of their respective affiliates or their respective businesses, the summaries of the Transaction Agreements and the transactions contemplated thereby that will be contained in, or incorporated by reference into, the Registration Statement on Form S-4 that will include a prospectus of HomeStreet, a proxy statement of HomeStreet and a consent solicitation statement of Mechanics Bank, as well as the Forms 10-K, Forms 10-Q, Forms 8-K and other filings that HomeStreet makes with the SEC.

| Item 9.01    
 (d)          
 Exhibit 2.1  
 Exhibit 4.1  |     | Financial Statements and Exhibits                                                                                                                                                                                  
 Exhibits.                                                                                                                                                                                                          
 Agreement and Plan of Merger, dated as of March 28, 2025, by and among Mechanics Bank, HomeStreet, Inc. and HomeStreet Bank.*                                                                                      
 Registration Rights Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., Mechanics Bank and the other parties thereto.                                                                            |
|:-------------|:----|:-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| Exhibit 10.1 |     | Voting and Support Agreement, dated as of March 28, 2025, by and among HomeStreet, Inc., EB Acquisition Company LLC, EB Acquisition Company II LLC, Ford Financial Fund II, L.P. and Ford Financial Fund III, L.P. |
| Exhibit 10.2 |     | Voting and Support Agreement, dated as of March 28, 2025, by and between HomeStreet, Inc. and Rabobank International Holding B.V.                                                                                  |
| Exhibit 10.3 |     | Consulting Agreement, dated as of March 28, 2025, by and among HomeStreet