Company: OSBC
Filing Date: 2025-02-26
Form Type: 425
Source: 0000357173-25-000023
Chunk: 0

Company: OLD SECOND BANCORP INC
Filing Date: 2025-02-26
Form: 425
Chunk 0
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Filed by Old Second Bancorp, Inc.

pursuant to Rule 425 under the Securities Act of 1933

and deemed filed pursuant to Rule 14a-12

under the Securities Exchange Act of 1934

Subject Company: Bancorp Financial, Inc.

Filer’s Commission File No.: 000-10537

Date: February 26, 2025

<div align='center'>Transcript of

Old Second Bancorp, Inc.’s Investor Call on February 25, 2025

Related to the Proposed Business Combination with Bancorp Financial, Inc.</div>

Participants

James Eccher - Chairman and CEO of Old Second Bancorp, Inc. & Old Second National Bank

Bradley Adams – EVP, Chief Operating & Chief Financial Officer, Old Second Bancorp, Inc.

Gary Collins - Vice Chairman, Old Second Bancorp, Inc. & Old Second National Bank

Analysts

Terry McEvoy - Stephens, Inc.

Andrew Leischner - KBW

Nathan Race - Piper Sandler

David Long - Raymond James

Brian Martin – Janney

Presentation

Operator

Ladies and gentlemen, thank you for standing by. I'd like to introduce your host, Mr. James Eccher, Chairman, President and CEO for Old Second Bancorp. Sir, please begin.

James Eccher - Chairman and CEO of Old Second Bancorp, Inc. & Old Second National Bank

Thank you, and good morning. I would like to welcome everyone to our call, and I appreciate you taking the time to listen in. Joining me this morning is Brad Adams, our company's Chief Operating and Chief Financial Officer; and Gary Collins, our Vice Chairman.

This morning, Old Second and Evergreen issued a joint press release announcing the acquisition of Bancorp Financial, Inc., and its subsidiary Evergreen Bank Group.

Before we begin, I would like to remind everyone on the call that a copy of the release and the accompanying presentation can be found on our website and were filed on SEC Form 8-K this morning. The subject matter discussed in our call this morning and the related investor presentation will be addressed in filings with the SEC.

We urge you to read the materials as they become available, because they will contain important information. Information regarding the person who may, under the rules of the SEC to be considered participants in the solicitation of Bancorp financials shareholders in connection with the proposed transaction, will be set forth in proxy statement prospectus when it is filed with the SEC. For