Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 407

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 407
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 other states42,685 36.7 40,519 35.8 42,217 37.6 Total U.S.$113,543 97.5 %$110,043 97.4 %$109,458 97.7 %Total International2,885 2.5 2,964 2.6 2,535 2.3 Total$116,428 100.0 %$113,007 100.0 %$111,993 100.0 %

Industry Concentrations

The following table represents loans by industry of obligor:

Table 42Commercial Loans and Leases - Industry

dollars in millionsSeptember 30, 2025June 30, 2025December 31, 2024Finance and Insurance$34,662 29.8 %$31,902 28.3 %$31,162 27.8 %Real Estate18,173 15.6 18,348 16.2 17,898 16.0 Healthcare11,041 9.5 11,083 9.8 11,053 9.9 Information9,641 8.3 9,490 8.4 9,569 8.5 Business Services9,383 8.1 9,217 8.2 9,089 8.1 Transportation, Communication, Gas, Utilities7,682 6.6 7,909 7.0 8,175 7.3 Manufacturing7,138 6.1 6,998 6.2 7,160 6.4 Retail4,461 3.8 4,120 3.6 4,141 3.7 Service Industries4,231 3.6 4,192 3.7 4,124 3.7 Wholesale3,592 3.1 3,481 3.1 3,437 3.1 Other6,424 5.5 6,267 5.5 6,185 5.5 Total$116,428 100.0 %$113,007 100.0 %$111,993 100.0 %

96

The following table provides a summary of commercial loans by size and class. The