Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 131

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 131
---
65% 8 .

With respect to the MREL ratios 9 achieved as of June 30, 2025, these were 31.55% and 12.03%, respectively for MREL in RWA and MREL in LR, reaching the subordinated ratios of 26.64% and 10.16%, respectively. Given the structure of the resolution group's own funds and eligible liabilities, as of June 30, 2025, the Group meets the aforementioned requirements.

#### 30.

#### Commitments and guarantees given
The breakdown of the balance under these headings in the condensed consolidated balance sheets is as follows:

5 Minimum Requirement for Own Funds and Eligible Liabilities.

6 The subordinated requirement in RWA is 13.50%.

7 The subordinated requirement in LR is 5.66%.

8 Considering the last official updates of the countercyclical capital buffer and systemic risk buffer, calculated on the basis of exposure as of March 31, 2025.

9 Calculated at subconsolidated level according to the resolution strategy MPE of the BBVA Group, established by the SRB. The resolution group is made up of Banco Bilbao Vizcaya Argentaria, S.A. and subsidiaries that belong to the same European resolution group. That implies the ratios are calculated under the subconsolidated perimeter of the resolution group.

<div align='center'>F-51</div>

| COMMITMENTS AND GUARANTEES GIVEN (MILLIONS OF EUROS) |     |       |     |         |     |          |
|                                                      |     | Notes |     |    June 
    2025 |     | December 
     2024 |
| Loan commitments given                               |     | 6.2.1 |     | 211,381 |     |  188,515 |
| Of which: impaired                                   |     |       |     |     159 |     |      160 |
| Central banks                                        |     |       |     |      69 |     |      254 |
| General governments                                  |     |       |     |   3,019 |     |    3,247 |
| Credit institutions                                  |     |       |     |  27,926 |     |   13,441 |
| Other financial corporations                         |     |       |     |  11,848 |     |    8,656 |
| Non-financial corporations                           |     |       |     |