Company: BCS
Filing Date: 2025-07-29
Form Type: 6-K
Source: 0001654954-25-008608
Chunk: 70

Company: BARCLAYS PLC
Filing Date: 2025-07-29
Form: 6-K
Chunk 70
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 its transfer in H1 2026. This portfolio held within USCB is expected to be sold at a premium.

The perimeter of the disposal group has been accounted for in line with the requirements of IFRS5 as at 30 June 2025. A detailed analysis of the disposal group is presented below. The 2025 disposal group includes the US Cards portfolio within USCB. The 2024 disposal group includes the US Cards portfolio within USCB and the German Consumer Finance Business within Head Office that Barclays announced has been sold during the period.**

|                                                                | As at 30.06.25 | As at 31.12.24 |
| Assets included in disposal groups classified as held for      
 sale                                                           |             £m |             £m |
| Loans and advances to customers                                |          5,464 |          9,544 |
| Intangible assets                                              |             10 |             25 |
| Property, plant and equipment                                  |              — |             24 |
| Other assets                                                   |            111 |            261 |
| Total assets classified as held for sale                       |          5,585 |          9,854 |
| Liabilities included in disposal groups classified as held for 
 sale                                                           |                |                |
| Deposits from customers                                        |              — |          3,647 |
| Other liabilities                                              |              — |             77 |
| Provisions                                                     |              — |              2 |
| Total liabilities classified as held for sale                  |              — |          3,726 |
| Net assets classified as held for sale                         |          5,585 |          6,128 |

#### Appendix: Non-IFRS Performance Measures
The Group’s management believes that the non-IFRS performance measures included in this document provide valuable information to the readers of the financial statements, as they enable the reader to identify a more consistent basis for comparing the businesses’ performance between financial periods, and provide more detail concerning the elements of performance which the managers of these businesses are most directly able to influence or are relevant for an assessment of the Group. They also reflect an important aspect of the way in which operating targets are defined and performance is monitored by management.

However, any non-IFRS performance measures in this document are not a substitute for IFRS measures and readers should consider the IFRS measures as well

#### Non-IFRS performance measures glossary
| Measure                                                          | Definition                                                          |
| Loan: deposit ratio                                              | Total loans and