Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 298

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 8
Chunk 298
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)— (1)P&C ending ACL22 45 22 45 Ending allowance for disputed amounts51 54 51 54 P&C ending allowance for uncollectible reinsurance73 99 73 99 Employee Benefits allowance for uncollectible reinsurance1 1 1 1 Corporate allowance for uncollectible reinsurance2 2 2 2 Total allowance for uncollectible reinsurance$76 $102 $76 $102 

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Table of ContentsNote 9 - Reserve for Unpaid Losses and Loss Adjustment ExpensesThe Hartford Insurance Group, Inc.Notes To Condensed Consolidated Financial Statements (continued)

9. Reserve for Unpaid Losses and Loss Adjustment Expenses

Property & Casualty Insurance Product Reserves, Net of ReinsuranceRollforward of Liabilities for Unpaid Losses and Loss Adjustment Expenses For the nine months ended September 30, 20252024Beginning liabilities for unpaid losses and loss adjustment expenses, gross$36,404 $34,044 Reinsurance and other recoverables6,753 6,696 Beginning liabilities for unpaid losses and loss adjustment expenses, net29,651 27,348 Provision for unpaid losses and loss adjustment expenses  Current accident year8,401 7,799 Prior accident year development [1](412)(221)Total provision for unpaid losses and loss adjustment expenses7,989 7,578 Change in deferred gain on retroactive reinsurance included in other liabilities [1]64 87 Payments  Current accident year(2,038)(1,852)Prior accident years(4,586)(4,078)Total payments(6,624)(5,930)Foreign currency adjustment32 (9)Ending liabilities for unpaid losses and loss adjustment expenses, net31,112 29,092 Reinsurance and other recoverables6,627 6,603 Ending liabilities for unpaid losses and loss adjustment expenses, gross$37,739 $35,695 [1] Prior accident year development for the nine months ended September 30, 2025 and 2024 included a $64 and $87 benefit for amortization of a deferred gain under retroactive reinsurance accounting, respectively, related to the Navigators Adverse Development Cover (the "Navigator's ADC"). For additional information regarding the ADC reinsurance agreement, refer to "Change in Deferred Gain on Retroactive Reinsurance" discussion below.

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Table of Contents