Company: CPSS
Filing Date: 2025-11-24
Form Type: 424B2
Source: 0001683168-25-008657
Chunk: 1

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-11-24
Form: 424B2
Chunk 1
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 note holder. |

We are offering these notes to investors in the
following states of the United States of America: Arkansas, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Idaho, Illinois,
Indiana, Iowa, Kansas, Louisiana, Maine, Michigan, Minnesota, Mississippi, Missouri, New Mexico, New York, North Carolina, Ohio, Oklahoma,
Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Vermont, and Wisconsin.

The description in this interest rate supplement
of the terms of these notes adds to the description of the general terms and provisions of the notes in the base prospectus included in
the registration statement we filed with the SEC (dated November 20, 2023) file number 333-272653, and the prospectus supplement (dated
November 24, 2025). Investors should rely on the description of the notes in this interest rate supplement if it is inconsistent with
the description in the prospectus.

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