Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 224

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 224
---
orp does not expect to recover the full amount of interest as nonaccrual loans and leases are generally carried below their principal balance. 

TABLE 46:  Summary of Nonperforming Assets and Delinquent Loans and LeasesAs of ($ in millions)September 30,2025December 31,2024Nonaccrual portfolio loans and leases:Commercial and industrial loans$393 374 Commercial mortgage loans42 79 Commercial construction loans— 1 Commercial leases— 2 Residential mortgage loans142 137 Home equity72 70 Indirect secured consumer loans61 55 Credit card29 32 Solar energy installation loans22 64 Other consumer loans7 9 Total nonaccrual portfolio loans and leases(a)$768 823 OREO and other repossessed property(c)33 30 Total nonperforming portfolio assets$801 853 Nonaccrual loans held for sale4 7 Total nonperforming assets$805 860 Total portfolio loans and leases 90 days past due and still accruing:Commercial and industrial loans$2 5 Commercial leases— 1 Residential mortgage loans(b)11 6 Credit card16 20 Total portfolio loans and leases 90 days past due and still accruing$29 32 Nonperforming portfolio assets as a percent of portfolio loans and leases and OREO0.65 %0.71 Nonperforming portfolio loans and leases as a percent of portfolio loans and leases0.62 0.69 ACL as a percent of nonperforming portfolio loans and leases314 302 ACL as a percent of nonperforming portfolio assets302 291 

(a)Includes $15 and $18 of nonaccrual government-insured commercial loans whose repayments are insured by the SBA as of September 30, 2025 and December 31, 2024, respectively.

(b)Information for all periods presented excludes advances made pursuant to servicing agreements for GNMA mortgage pools whose repayments are insured by the FHA or guaranteed by the VA. These advances were $159 as of September 30, 2025 and $163 as of December 31, 2024. The Bancorp recognized losses of an immaterial amount for both the three and nine months ended September 30, 2025 and losses of an immaterial amount and $1 for the three and nine months ended September 30, 2024 due to