Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 25

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 25
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 of stock. Although we do not
believe the Series B Preferred Stock and the depositary shares representing the Series B Preferred Stock currently are considered “voting stock” for purposes of the BHC Act, if the Series B Preferred Stock or the depositary shares
representing the Series B Preferred Stock were to become voting stock for the purposes of the BHC Act, whether because we have missed certain dividend payments, and as a result the holders of the Series B Preferred Stock and the holders of the
depositary shares representing the Series B Preferred Stock, together with holders of all other classes of authorized preferred stock having equivalent voting rights, including the Series A Preferred Stock, have the right to elect directors or for
other reasons, a holder of 25% or more of the outstanding shares of Series B Preferred Stock, or a lesser percentage of the outstanding shares of Series B Preferred Stock that is deemed to exercise a “controlling influence” over us, or a
holder of a sufficient number of depositary shares, may become subject to regulation under the BHC Act. A company determined to control us under the BHC Act will be subject to ongoing regulation and supervision.

In addition, no person, including individuals or groups of individuals acting in concert may acquire “control” of us under the
Change in Bank Control Act, without providing prior notice to the Federal Reserve and receiving a nonobjection from the Federal Reserve.

Holders of depositary shares may not be entitled to the dividends-received deduction or preferential tax rates applicable to qualified dividend income.

Distributions constituting dividends paid to corporate U.S. Holders (as defined herein) of the depositary shares may be eligible for the
dividends-received deduction and distributions constituting dividends paid to non-corporate U.S. Holders of the depositary shares may be subject to tax at the preferential tax rates applicable to
“qualified dividend income” if we have current or accumulated earnings and profits, as determined for U.S. federal income tax purposes. Although we presently have accumulated earnings and profits, we may not have sufficient current or
accumulated earnings and profits during future fiscal years for the distributions on the Series B Preferred Stock (and related depositary shares) to qualify as dividends for U.S. federal income tax purposes. If any distributions on the Series B
Preferred Stock (and related depositary shares) with respect to any fiscal year are not eligible for the dividends-received deduction or for the preferential tax rates applicable to “qualified dividend income” because of