Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000035
Chunk: 15

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 15
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 value creation

31 2022 2023 2024 2025 ID targets 13.4 15.1 16.3 15-17 40 50 50 50 23 21.5 17.9 Double-digit 160 165 173 c.200 99 100 103 c.125 45.8 44.1 41.8 c.42 - 10 9 c.+8 12.0 12.3 12.8 >12 80 84 87 c.85 94.5 114.6 139.4 120 53 67.7 88.8 100 - 1.8 4.3 5 c.29 31.4 31.3 35 c.1 c.0 c.0 c.0 (1) Target payout defined as c.50% of Group reported profit (excluding non-cash, non-capital ratios impact items), distributed approximately 50% in cash dividend and 50% in share buybacks. Execution of the shareholder remuneration policy is subject to future corporate and regulatory decisions and approvals. (2) Those customers who meet transactionality threshold in the past 90 days. (3) Total transactions annual growth includes merchant payments, cards and electronic A2A payments. Target c.+8% CAGR 2022-25. (4) Information is audited on a limited assurance basis. Green finance raised & facilitated (€bn): since 2019 (not EU taxonomy aligned). Financial inclusion (

# people, mn): since 2023. Definitions in the Glossary section in this document. Equal pay gap is calculated annually. ONE Transformation driving double-digit growth in value creation TNAVps+DPS (Growth YoY) Double-digit growth average through-the-cycle+6% RoTE (%) Payout (Cash + SBB)1 (%) EPS Growth (%) Total customers (mn) Active customers (mn)2 Simplification & automation Efficiency ratio (%) Customer activity Transactions volume per active customer (# per month, % growth)3 FL CET1 (%) RWA with RoRWA > CoE (%) Green financed raised & facilitated (€bn) Socially responsible investments (AuM) (€bn) Financial inclusion (# People, mn) Women in leadership positions (%) Equal pay gap (%) Profitability Customer centric Capital ESG4 +14%+15% CET1: 13% Operating range: 12-