Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 237

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 237
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 upon which shares of new Huntington preferred stock will be redeemed from time to time.

Procedures

Notice of every redemption of shares of new Huntington preferred stock will be given at least thirty (30) days and not more than sixty (60) days before the date fixed for redemption. Each notice will state (i) the redemption date; (ii) the redemption price; (iii) if fewer than all shares of new Huntington preferred stock are to be redeemed, the number of shares of new Huntington preferred stock to be redeemed, and (iv) the manner in which holders of shares of new Huntington preferred stock called for redemption may obtain payment of the redemption price in respect of those shares. Notwithstanding the foregoing, if the new Huntington preferred stock is held in book-entry form through DTC, Huntington may give such notice in any manner permitted by DTC.

If notice of redemption has been duly given and if on or before the redemption date specified in the notice all funds necessary for the redemption have been set aside by Huntington in trust for the benefit of the holders of the shares called for redemption, then from and after the redemption date all shares so called for redemption will cease to be outstanding, all dividends with respect to such shares will cease to accrue after such redemption date, and all rights with respect to such shares will forthwith on such redemption date cease and terminate, except only the right of the holders thereof to receive the redemption price, without interest.

#### Liquidation Rights
In the event of any voluntary or involuntary liquidation, dissolution or winding up of the affairs of Huntington, holders of new Huntington preferred stock will be entitled, out of assets legally available therefor, before any distribution or payment out of the assets of Huntington may be made to or set aside for the holders of

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#### TABLE OF CONTENTS
common stock or any junior stock and subject to the rights of any holders of any class or series of securities ranking senior to or on parity with new Huntington preferred stock upon liquidation and the rights of Huntington’s depositors and other creditors, to receive in full a liquidating distribution in the amount of the liquidation preference of $25,000 per share, plus any authorized, declared and unpaid dividends, without accumulation of any undeclared dividends, to the date of liquidation.

If the assets of Huntington are not sufficient to pay in full the liquidation preference plus any authorized, declared and unpaid dividends to all holders of new Huntington preferred stock and all holders of any parity stock, the amounts paid to the