Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1086

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1
Chunk 1086
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 have implemented various security mechanisms, our business is vulnerable to computer viruses, physical or electronic break-ins, and
similar disruptions, which could lead to interruptions, delays, or loss of data. For instance, because a portion of our revenue is based
on individuals using credit cards to purchase memberships over the Internet, our business could be adversely affected by credit card
fraud and other electronic break-ins or disruptions. Additionally, our operations depend on our ability to protect systems against damage
from fire, earthquakes, power loss, telecommunications failure, and other events beyond our control. Moreover, our website may experience
slower response times or other problems for a variety of reasons, including hardware and communication line capacity restraints, software
failures, or significant increases in traffic when there have been important business or financial news stories. These strains on our
systems could cause customer dissatisfaction and could discourage visitors from becoming paying subscribers. Our websites could experience
disruptions or interruptions in service due to the failure or delay in the transmission or receipt of information from us. These types
of occurrences could cause users to perceive our website and technology solutions as not functioning properly and cause them to use other
methods or services of our competitors. Any disruption resulting from these actions may harm our business and may be expensive to remedy,
may not be fully covered by our insurance, could damage our reputation, and discourage new and existing users from using our products
and services. Any disruptions could increase costs and make profitability even more difficult to achieve.

We
will need to introduce new products and services and enhance existing products and services to remain competitive.

Our
future success depends in part on our ability to develop and enhance our products. In addition, the adoption of new internet, networking
or telecommunications technologies or other technological changes could require us to incur substantial expenditures to enhance or adapt
our services or infrastructure. There are significant technical and financial costs and risks in the development of new or enhanced products,
including the risk that we might be unable to effectively use new technologies, adapt our services to emerging industry standards, or
develop, introduce and market enhanced or new products. An inability to develop new products, or enhance existing offerings, could have
a material adverse effect on our profitability.

We
rely on external service providers to perform certain key functions.

We
rely on a number of external service providers for certain key technology, processing, service, and support functions. External content
providers provide us with crypto mining services, financial information, market news, charts, option and stock quotes, research