Company: INGVF
Filing Date: 2025-03-06
Form Type: 20-F
Source: 0001628280-25-010764
Chunk: 146

Company: ING GROEP NV
Filing Date: 2025-03-06
Form: 20-F
Item: Item 5
Chunk 146
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0     
Customer deposits IFRS-EU                               199.7          201.1           -1.4         91.2        91.5          -0.3        143.6       135.9           7.7        151.0       137.7          13.3         64.8        74.5          -9.8          0.0         0.0           0.0        650.3       640.8           9.5     
Exclude: FX impact                                                                      0.0                                    0.0                                    0.0                                   -0.4                                    0.3                                                                          -0.1     
Exclude: Treasury, run-off portfolios and other                                        -0.2                                   -1.0                                    0.8                                    0.0                                    1.6                                    0.0                                    1.2     
Net core deposits growth                                                               -1.6                                   -1.3                                    8.5                                   12.9                                   -7.9                                    0.0                                   10.6     
ING Group Annual Report 2024 on Form 20-F 

Contents       Part I         Part II        Part III       Additional information        Financial statements    
B.    Liquidity and capital resources
ING believes that its working capital is sufficient for its present requirements.
For information regarding our material short and long- term cash requirements from known contractual and other obligations, see “Additional information – ING Group Risk Management section Funding and liquidity risk”, "Additional information - ING Capital management" and Note 46 'Capital management' in the consolidated financial statements.
For information on legal or economic restrictions on the ability of subsidiaries to transfer funds to the company in the form of cash dividends, loans or advances, see Note 19 'Equity' in the consolidated financial statements.
For information on the maturity profile of borrowings and a further description of the borrowings, please see Note 17 'Debt securities in issue', Note 18 'Subordinated loans' and Note 37 'Liabilities and off-balance sheet commitments by maturity' in the consolidated financial statements.
For information on currency and interest rate structure, see “Additional information – ING Group Risk Management section Market risk” and “Additional information – ING Group Risk Management section Funding and liquidity risk”.
For information on the use of financial instruments for hedging purposes, please see Note 35 'Derivatives and hedge