Company: MFAN
Filing Date: 2025-08-14
Form Type: S-3ASR
Source: 0001104659-25-078748
Chunk: 2

Company: MFA FINANCIAL, INC.
Filing Date: 2025-08-14
Form: S-3ASR
Chunk 2
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 issuable to our stockholders (i) to purchase shares of our common stock or preferred stock, (ii) to purchase warrants exercisable for shares of our common stock, shares of our preferred stock, depositary shares, debt securities or units, (iii) to purchase our debt securities, (iv) to purchase depositary shares or (v) to purchase units consisting of two or more of the foregoing; or

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units consisting of two or more of the foregoing.

We will determine when we sell securities, the amounts of securities we will sell and the prices and other terms pursuant to which we will sell them. We may sell securities to or through underwriters, through agents or directly to purchasers.

We will describe in a prospectus supplement, which we will deliver with this prospectus, the terms of particular securities that we offer in the future. We may describe the terms of those securities in a term sheet that will precede the prospectus supplement.

In each prospectus supplement, we will include the following information:

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the names of the underwriters or agents, if any, through which we will sell the securities;

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the proposed amount of securities, if any, that the underwriters will purchase;

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the compensation, if any, of those underwriters or agents;

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the public offering price of the securities;

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information about securities exchanges, electronic communications networks or automated quotation systems on which the securities will be listed or traded; and

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any other material information about the offering and sale of the securities.

**The New York Stock Exchange (or NYSE) lists our common stock under the symbol “MFA,” our 7.50% Series B Cumulative Redeemable Preferred Stock under the symbol “MFA/PB,” our 6.50% Series C Fixed-to-Floating Rate Cumulative Redeemable Preferred Stock under the symbol “MFA/PC,” our 8.875% Senior Notes due 2029 under the symbol “MFAN” and our 9.00% Senior Notes due 2029 under the symbol “MFAO.”

Investing in our securities involves certain risks. Before buying any of our securities, you should read the risks referenced under the caption “Risk Factors” on page 6of this prospectus

NEITHER THE SECURITIES AND EXCHANGE COMMISSION NOR ANY STATE SECURITIES COMMISSION HAS APPROVED OR DISAPPROVED OF THESE SECURITIES OR DETERMINED THAT THIS PROSPECTUS IS TRUTHFUL OR COMPLETE. ANY REPRESENTATION