Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001193125-25-169879
Chunk: 8

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 8
---
URKEY SOUTH AMERICA

2Q25 EARNINGS BUSINESS AREAS Spain ACTIVITY (€BN, JUN-25) Δ (%) Δ (%) PROFIT & LOSS (€M) 2Q25 vs. 2Q24 vs. 1Q25 6M25 vs. 6M24 1 1 LENDING CUST.FUNDS Net Interest Income 1,623 1.7 1.0 3,230 1.5 YoY YoY Net Fees and Commissions 587 3.6 -0.5 1,176 5.2 % % +6.3 +5.1 Net Trading Income -7.9 -38.2 5.9 153 401 Other Income & Expenses 120 -0.6 34.1 209 n.s. Gross Income 1.4 -2.0 9.2 2,483 5,016 Mortgages Operating Expenses -754 -7.7 -7.6 -1,570 -3.9 % +1.1 Demand % +3.6 Operating Income 1,729 5.9 0.7 3,446 16.5 Deposits Consumer + Credit Cards % Impairment on Financial Assets -3.9 17.6 -9.7 -163 -301 +6.8 Very small businesses % -0.3 Provisions and Other Gains and Losses -14 -31.8 -44.0 -40 -22.9 Time % -1.8 Mid-size companies % Deposits Income Before Tax 7.6 -0.1 20.7 +9.5 1,552 3,105 Corporate + CIB Income Tax 12.0 -18.3 19.5 -431 -959 % +11.6 % Off-BS Funds +9.6 Public sector % +16.0 Net Attributable Proﬁt 1,120 6.0 9.3 2,144 21.2 % +14.6 Others (1) Performing loans and Cust.Funds under management, excluding repos. KEY RATIOS CUSTOMER SPREAD (%) ASSET QUALITY RATIOS (%) ー Strong loan growth (+2.2% QoQ), specially in Mid-size companies (+3.2% QoQ) and consumer (+2.2% QoQ), adding over a sound 1Q. Yield on