Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 13

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 13
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 later than September 17, 2025 at 5:00 p.m., Central Time, to vote at the Veritex special meeting via the Veritex special meeting website. Even if you plan to attend the Veritex special meeting virtually, Veritex recommends that you vote your shares in advance as described below so that your vote will be counted if you later decide not to or become unable to attend the special meeting. Additional information on attending the special meeting can be found under the section entitled “The Veritex Special Meeting” on page 24.

| Q: | How can I vote my shares without attending the Veritex special meeting? |

| A: | Whether you hold your shares directly as the holder of record of Veritex common stock or beneficially in “street name,” you may direct your vote by proxy without virtually attending the Veritex special meeting. |

If you are a record holder of Veritex common stock, you can vote by proxy over the Internet, by telephone or by mail by following the instructions provided in the enclosed proxy card. Please note that if you hold shares beneficially in “street name,” you should follow the voting instructions provided by your bank, broker, trustee or other nominee. If you intend to submit your proxy by telephone or via the Internet, you must do so by 11:59 p.m., Central Time on the day before your respective company’s special meeting. If you intend to submit your proxy by mail, your completed proxy card must be received prior to the Veritex special meeting. Additional information on voting procedures can be found under the section entitled “The Veritex Special Meeting” on page 24.

| Q: | What do I need to do now? |

| A: | After carefully reading and considering the information contained in this proxy statement/prospectus, please vote as soon as possible. If you hold shares of Veritex common stock, please respond by completing, signing and dating the accompanying proxy card and returning it in the enclosed postage-paid envelope, or by submitting your proxy by telephone or through the Internet, as soon as possible so that your shares may be represented at the Veritex meeting. Please note that if you hold shares beneficially in “street name,” you should follow the voting instructions provided by your bank, broker, trustee or other nominee. |

| Q: | Why is my vote important? |

| A: | If you do not vote, it will be more difficult for Veritex to obtain the necessary