Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 90

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 90
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 its scope for new openings and renewals, while maintaining YUVAM accounts as a distinct, regulated mechanism to attract foreign currency from non-resident individuals and legal entities.

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#### Other regulations
New regulations in Turkey, effective June 2025, have significantly tightened anti-money laundering (AML) protocols for crypto asset service providers (“ CSP ”). The Financial Crimes Investigation Board (“ FCIB” ) now requires CSP to conduct remote Know Your Customer (“ KYC ”) checks, verifying customer identity and address through government databases for ongoing business relationships. This move integrates crypto services into the broader AML framework, aiming to increase transparency and accountability within the digital asset space. Further updates from the FCIB introduce specific restrictions on crypto asset transfers.

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Unaudited Condensed Interim Consolidated Financial Statements as of and for the six months ended June 30, 2025

#### Contents

### UNAUDITED CONDENSED INTERIM CONSOLIDATED FINANCIAL STATEMENTS
| Condensed consolidated balance sheets                              |     | F-3  |
| Condensed consolidated income statements                           |     | F-5  |
| Condensed consolidated statements of recognized income and expense |     | F-7  |
| Condensed consolidated statements of changes in equity             |     | F-8  |
| Condensed consolidated statements of cash flows                    |     | F-10 |

### NOTES TO THE UNAUDITED CONDENSED INTERIM CONSOLIDATED FINANCIAL STATEMENTS
| 1. Introduction, basis for the presentation of the condensed interim consolidated financial statements and other information                   |     | F-11 |
| 2. Principles of consolidation, accounting policies, measurement bases applied and recent IFRS pronouncements and interpretations              |     | F-13 |
| 3. BBVA Group                                                                                                                                  |     | F-17 |
| 4. Shareholder remuneration system                                                                                                             |     | F-19 |
| 5. Operating segment reporting                                                                                                                 |     | F-19 |
| 6. Risk management                                                                                                                             |     | F-20 |
| 7. Fair value of financial instruments                                                                                                         |     | F-33 |
| 8. Cash, cash balances at central banks and other demand deposits                                                                              |     | F-36 |
| 9. Financial assets and liabilities held for trading                                                                                           |     | F-37 |
| 10. Non-trading financial assets mand