Company: TCBI
Filing Date: 2025-02-11
Form Type: 10-K
Source: 0001077428-25-000036
Chunk: 56

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-02-11
Form: 10-K
Item: Item 8
Chunk 56
---
— — 28,573 4,141 — 34,946 (9+) Non-accrual— — 12,350 — — — — — 12,350 Total commercial real estate$561,801 $1,828,358 $1,088,240 $444,143 $351,661 $610,432 $587,964 $28,175 $5,500,774 Consumer(1-7) Pass$31,876 $56,425 $78,096 $47,423 $14,141 $102,691 $199,171 $— $529,823 (8) Special mention— — — — — — 100 41 141 (9) Substandard - accruing— — — — — 984 — — 984 (9+) Non-accrual— — — — — — — — — Total Consumer$31,876 $56,425 $78,096 $47,423 $14,141 $103,675 $199,271 $41 $530,948 Total$2,183,954 $3,497,551 $1,490,895 $657,182 $524,006 $893,218 $11,129,125 $44,885 $20,420,816 Gross charge-offs$8,364 $5,090 $25,578 $— $15,243 $883 $698 $871 $56,727 

68

The following table details activity in the allowance for credit losses on loans. Allocation of a portion of the allowance to one category does not preclude its availability to absorb losses in other categories.(in thousands)CommercialMortgageFinanceCommercial Real EstateConsumerTotalYear Ended December 31, 2024Beginning balance$171,437 $4,173 $71,829 $2,534 $249,973 Allowance established for acquired PCD loans2,579 — — — 2,579 Provision for credit losses on loans57,019 (1,418)5,242 (813)60,030 Charge-offs37,