Company: CCNE
Filing Date: 2025-03-03
Form Type: S-4/A
Source: 0001193125-25-044149
Chunk: 81

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-03-03
Form: S-4/A
Chunk 81
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 services to communities with little or no access to such services today. The BankOnWheels rotates between four locations in the cities of Buffalo and Niagara Falls, which are located in communities underserved by banks. |

| • |     | In May 2023, CNB Bank launched the At Ease Program, tailored to meet the unique financial needs of veterans, active-duty service members, and their families. This program offers specialized benefits, including waived fees, free financial tools, and mobile banking services, reflecting CNB’s commitment to honoring and supporting the military community. |

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Environmental CNB continues to evaluate opportunities to become more environmentally conscious through new initiatives as well as altering existing business practices. Importantly, many of these same initiatives allow CNB to be more cost-efficient and effective in the delivery of its products and services. Examples of some CNB’s recent initiatives are outlined below.

| • |     | In 2024, CNB eliminated the ordering of paper business cards for most employees and introduced digital business cards with QR codes to allow for contact information to be easily shared while reducing paper waste and demands on the paper-generating environmental footprint. |

| • |     | In 2024, CNB completed the new regional headquarters for Ridge View Bank, a division of CNB Bank. As part of CNB’s efforts to achieve Green Globe certification for this new building, several new policies were implemented at this location, aligning with the standards established by the Green Building Initiative. These initiatives include enforcing a non-smoking policy within 25 feet of the building, adopting sustainable water management practices, ensuring transparency in energy usage, and promoting the responsible disposal of electronic hardware and confidential documents. |

Cybersecurity Given the critical nature of data privacy and cybersecurity, CNB maintains robust processes for assessing, identifying, and managing material risks from cybersecurity threats. The CNB Board of Directors is responsible for overseeing the assessment and management of enterprise-level risks that may impact CNB. The Audit Committee has primary responsibility for overseeing risk management, including oversight of risks from cybersecurity threats. The boards of directors of CNB and CNB Bank have also established an IT Committee, consisting of at least three independent directors, along with non-votingmembers from management, including the President and CEO, the Chief Financial Officer, the Chief Information Technology & Security Officer, the Senior Vice President of Operations, the Vice President of Information Technology, and the Vice President of Information Security. The IT Committee assists the boards of directors of CNB and CNB Bank in fulfilling their respective governance responsibilities