Company: KEY-PI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000091576-25-000110
Chunk: 172

Company: KEYCORP /NEW/
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 172
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 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(30.00)%0.65Commercial mortgage— %1.74Real estate — residential mortgage(2.06)%6.10Home equity loans(2.06)%5.96Other consumer loans(3.25)%0.80Credit cards(2.08)%0.25Six months ended June 30, 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(20.24)%0.64Commercial mortgage— %1.44Construction— %0.50Real estate — residential mortgage(1.69)%5.59Home equity loans(2.57)%6.38Other consumer loans(3.38)%0.73Credit cards(5.24)%0.50

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Three months ended June 30, 2024Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(10.83)%4.16Commercial mortgage— %0.04Construction— %0.29Real estate — residential mortgage(1.26)%4.49Home equity loans(3.22)%4.36Other consumer loans(5.01)%0.54Credit cards(11.96)%0.25Six months ended June 30, 2024Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(11.75)%2.96Commercial mortgage(1.91)%0.37Construction— %2.88Real estate — residential mortgage(1.65)%7.63Home equity loans(3.56)%5.36Other consumer loans(3.29)%0.66Credit cards(14.38)%0.50Amortized Cost Basis of Modified Loans That Subsequently DefaultedKey considers modifications to borrowers experiencing financial difficulty that subsequently become 90 days or more past due under modified terms as subsequently defaulted. The following table presents the amortized cost of modified loans to borrowers experiencing financial difficulty that were within 12 months of their modification and subsequently defaulted within the noted periods.Three months ended June 30, 2025Dollars in millionsInterest Rate ReductionTerm ExtensionOtherCombinationTotalLOAN TYPECommercial and Industrial$— $1 $2 $— $3 Total commercial loans— 1 2