Company: WFC-PC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000072971-25-000201
Chunk: 199

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 13
Chunk 199
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 the remaining principal balance of assets held by unconsolidated VIEs using the most current information available. “Carrying value” is the amount in our consolidated balance sheet related to our involvement with the unconsolidated VIEs. “Maximum exposure to loss” is determined as the carrying value of our investment in the VIEs excluding the unconditional repurchase options that have not been exercised, plus the remaining undrawn liquidity and lending commitments, the notional amount of net written derivative contracts, and generally the notional amount of, or stressed loss estimate for, other commitments and guarantees.Debt, guarantees and other commitments include amounts related to lending arrangements, liquidity agreements, and certain loss sharing obligations associated with loans originated, sold, and serviced under certain GSE programs.“Maximum exposure to loss” represents estimated loss that would be incurred under severe, hypothetical circumstances, for which we believe the possibility is extremely remote, such as where the value of our interests and any associated collateral declines to zero, without any consideration of recovery or offset from any economic hedges. Accordingly, this disclosure is not an indication of expected loss.Table 13.4:  Unconsolidated VIEsCarrying value – asset (liability)(in millions)TotalVIE assets LoansDebtsecurities (1)All otherassets (2)Debt and other liabilitiesNet assets June 30, 2025Nonconforming mortgage loan securitizations (3)$2,262 — 245 12 — 257 Commercial real estate loans5,021 5,007 — 14 — 5,021 Other1,059 — — 13 — 13 Total$8,342 5,007 245 39 — 5,291 Maximum exposure to lossLoansDebtsecurities (1)All otherassets (2)Debt, guarantees,and other commitmentsTotal exposure Nonconforming mortgage loan securitizations (3)$— 245 12 — 257 Commercial real estate loans5,007 — 14 691 5,712 Other— — 13 157 170 Total$5,007 245 39 848 6,139 Carrying value – asset (liability)(in millions)Total VIE assetsLoansDebtsecurities (1)All otherassets (2)Debt and other liabilitiesNet assets December 31, 2024Non