Company: ACIW
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000935036-25-000019
Chunk: 109

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 8
Chunk 109
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 Amortization

Depreciation and amortization decreased $7.1 million, or 13%, during the six months ended June 30, 2025, as compared to the same period in 2024.

•The decrease was primarily due to a decrease in amortization for fully amortized intangibles acquired through acquisitions.

Other Income and Expense

Interest expense for the six months ended June 30, 2025, decreased $8.3 million, or 22%, as compared to the same period in 2024, primarily due to lower comparative debt balances during 2025 as well as a decrease in interest rates. 

Interest income for the six months ended June 30, 2025, remained flat as compared to the same period in 2024.

37

Other, net is primarily comprised of foreign currency transaction gains and losses. During the six months ended June 30, 2025, other, net also included the $25.9 million gain on the sale of the Company's equity method investment and the $1.1 million loss on extinguishment of debt. Other, net was $17.3 million income and $0.9 million of expense for the six months ended June 30, 2025 and 2024, respectively. 

Income Taxes

See Note 10, Income Taxes, to our unaudited condensed consolidated financial statements in Part I of this Form 10-Q for additional information.

Segment Results

See Note 9, Segment Information, to our unaudited condensed consolidated financial statements in Part I of this Form 10-Q for additional information regarding segments. 

The following is selected financial data for our reportable segments for the periods indicated (in thousands):Three Months EndedJune 30,Six Months EndedJune 30,2025202420252024RevenuePayment Software$179,343 $181,666 $380,068 $322,823 Biller221,915 191,813 415,755 366,675 Total revenue$401,258 $373,479 $795,823 $689,498 Segment Adjusted EBITDAPayment Software$83,278 $94,587 $189,839 $146,876 Biller39,785 37,435 70,680 68,172 Depreciation and amortization(24,101)(27,586)(48,086)(55,195)Stock-based compensation expense(16,411)(