Company: UVSP
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0001628280-25-036392
Chunk: 108

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-07-29
Form: 10-Q
Item: Item 8
Chunk 108
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,210 536,095 Real estate-residential secured for personal purpose984,166 994,972 Real estate-home equity secured for personal purpose195,014 186,836 Loans to individuals14,069 21,250 Lease financings232,441 244,661 Total loans and leases held for investment, net of deferred income$6,801,185 $6,826,583 Less: Allowance for credit losses, loans and leases(86,989)(87,091)Net loans and leases held for investment$6,714,196 $6,739,492 Imputed interest on lease financings, included in the above table$(29,947)$(31,927)Net deferred costs, included in the above table6,646 6,992 Overdraft deposits included in the above table170 104 

14

Age Analysis of Past Due Loans and LeasesThe following presents, by class of loans and leases held for investment, an aging of past due loans and leases, loans and leases which are current and nonaccrual loans and leases at June 30, 2025 and December 31, 2024: Accruing Loans and Leases(Dollars in thousands)30-59DaysPast Due60-89DaysPast Due90 Daysor morePast DueTotalPast DueCurrentTotal Accruing Loans and LeasesNonaccrual Loans and LeasesTotal Loansand LeasesHeld forInvestmentAt June 30, 2025Commercial, financial and agricultural$8,270 $2,188 $— $10,458 $1,034,884 $1,045,342 $6,904 $1,052,246 Real estate—commercial real estate and construction:Commercial real estate3,129 202 — 3,331 3,466,623 3,469,954 15,661 3,485,615 Construction635 — — 635 301,789 302,424 — 302,424 Real estate—residential and home equity:Residential secured for business purpose2,871 361 — 3,232 529,629 532,861 2,349 535,210 Residential secured for personal purpose3,900 157 — 4,057 978,925 982,982 1,184