Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 62

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 62
---
18.1% (1,772) (1,597) -9.9% Other gains (losses) and provisions (39) (42) (61) (43) (23) (27) (29) +10.6% (141) (79) -44.0% Profit before tax 266 327 215 212 421 462 445 -3.7% 807 1,328 +64.5% Consolidated profit 272 371 213 218 393 427 374 -12.5% 856 1,194 +39.4% Underlying attributable profit 272 371 213 218 393 427 374 -12.5% 856 1,194 +39.4%

74 United States (USD mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 1,516 1,537 1,550 1,555 1,577 1,642 1,709 +4.1% 4,603 4,928 +7.1% Net fee income 290 293 325 338 373 367 392 +6.7% 908 1,132 +24.7% Gains (losses) on financial transactions and other 223 216 179 177 168 159 154 -3.0% 618 481 -22.1% Total revenue 2,028 2,046 2,054 2,071 2,119 2,168 2,255 +4.0% 6,129 6,542 +6.7% Operating expenses (1,020) (1,037) (1,033) (1,053) (1,060) (1,063) (1,063) +0.1% (3,090) (3,186) +3.1% Net operating income 1,008 1,009 1,021 1,018 1,059 1,105 1,191 +7.8% 3,039 3,356 +10.4% Net loan