Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1078

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1
Chunk 1078
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 and uncertainties described below, together with the other information contained in this Form 10-K, as well as the risk,
factors, uncertainties, and other information we disclose in other filings we make with the SEC before making an investment decision
regarding our securities.

Risks
Related to our Business Generally

Our
growth plan contemplates our ability to create a Brokerage and Financial Markets business; however, this has been delayed for several
years, and may be difficult to achieve as our platform for expansion is a start-up business in the early stages of its development.

Since
2021, we pursued the development of a brokerage and financial markets business. Our growth plan, however, contemplated the acquisition
of a registered broker-dealer, which was originally to have been acquired from an affiliate of Joseph Cammarata, a former executive officer
who was terminated in late 2021. However, due to delays and complications in that process, relating primarily to Mr. Cammarata’s
then ongoing legal proceedings, even though unrelated to the business of the Company, we were caused in 2022 to abandon those efforts
and continue our search for alternative acquisitions within the brokerage industry. With our 2024 acquisition of Opencash, a broker-dealer
in the pre-revenue and early stages of its operations, we believe we will now be able to launch our expansion into the retail brokerage
and financial markets industry. However, to do so, we will need to, among others, develop the infrastructure necessary to achieve retail
operations, on-board customer support personnel and software developers, develop and implement a marketing strategy, secure the necessary
securities clearing arrangements, continue the development of the online Opencash trading platform and complete our integration with
the proprietary algorithmic trading platform we acquired in September 2021. Despite our best efforts, there can be no assurance that
we will be able to achieve these objectives on a timely basis, if at all, as the development of an early-stage securities brokerage business
involves inherent regulatory and operational risks and uncertainties.

8

Our
business remains heavily impacted by interested party transactions with certain of our officers and directors.

Prior
to 2022, the Company had engaged in a series of interested party transactions with its former directors and officers, Mario Romano and
Annette Raynor. Those transactions were terminated in conjunction with a January 6, 2022, Separation and Release Agreement by which Mr.
Romano and Ms. Raynor resigned their positions as officers and