Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 39

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 1
Chunk 39
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,305 and 51,520,315 at June 30, 2025 and December 31, 2024, respectively517 515 Additional paid-in capital1,065,083 1,056,719 Retained earnings2,611,401 2,495,651 Treasury stock - 6,000,469 and 5,286,503 shares at cost at June 30, 2025 and December 31, 2024, respectively(354,000)(301,842)Accumulated other comprehensive loss, net of taxes(112,931)(183,107)Total stockholders’ equity3,510,070 3,367,936 Total liabilities and stockholders’ equity$31,943,535 $30,731,883 

See accompanying notes to consolidated financial statements.

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Table of Contents

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENTS OF INCOME AND OTHER

COMPREHENSIVE INCOME - UNAUDITEDThree Months Ended June 30,Six Months Ended June 30,(in thousands except per share data)2025202420252024Interest incomeInterest and fees on loans$364,358 $345,251 $698,508 $676,130 Investment securities45,991 33,584 92,556 65,728 Interest bearing cash and cash equivalents29,218 43,233 75,792 97,588 Total interest income439,567 422,068 866,856 839,446 Interest expenseDeposits174,798 181,280 349,734 356,880 Short-term borrowings3,444 12,749 11,690 25,532 Long-term debt7,930 11,457 16,003 25,443 Total interest expense186,172 205,486 377,427 407,855 Net interest income253,395 216,582 489,429 431,591 Provision for credit losses15,000 20,000 32,000 39,000 Net interest income after provision for credit losses238,395 196,582 457,429 392,591 Non-interest incomeService charges on deposit accounts8,182 5,911 16,022 12,250 Wealth management and trust fee income3,730 3,699 7