Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000030
Chunk: 19

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 19
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 the Net Monetary Position value loss in hyperinflationaryeconomies registered in results. |
| ⁽²⁾ One-offs derived from a positive regulatory impact partially compensated by higher Taxassets (DTAs).                                                                                                                      |

The AT1 ratio showed a variation of -2 basis points compared to March 31, 2025. This variation was due to exchange rate fluctuations, which impacted both the computability of issuances and the growth in RWA. No issuances were made or redeemed during the quarter. For its part, the Tier 2 ratio has experienced a significant variation (-5 basis points in the quarter), mainly impacted by the exchange rates. As a consequence of the foregoing, the consolidated total capital ratio stood at 17.72% as of June 30, 2025, above the total capital requirements (13.28% 9 ).

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| January - June 2025Report - p.21 |

Following the latest decision of the SREP (Supervisory Review and Evaluation Process), which came into force on January 1, 2025, BBVA Group must maintain at consolidated level a total capital ratio of 13.28% and a CET1 capital ratio of 9.12% 9 , including a Pillar 2 requirement at consolidated level of 1.68% (a minimum of 1.02% must be satisfied with CET1), of which 0.18% is determined on the basis of the European Central Bank (hereinafter ECB) prudential provisioning expectations, and must be satisfied by CET1.

| CAPITAL RATIOS (PERCENTAGE) |

| CAPITAL BASE (MILLIONS OF EUROS)                                                                                                                                                      |              |          |          |
|                                                                                                                                                                                       | 30-06-25 ⁽¹⁾ | 31-12-24 | 30-06-24 |
| Common Equity Tier 1 (CET1)                                                                                                                                                           |       51,634 |   50,799 |   48,860 |
| Tier 1                                                                                                                                                                                |       57,123 |   56,822 |   54,776 |
| Tier 2                                                                                                                                                                                |       11,480 |    9,858 |    9,467 |
| Total capital (Tier 1 + Tier 2)                                                                                                                                                       |       68,603 |   66,680