Company: NWBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001471265-25-000137
Chunk: 107

Company: Northwest Bancshares, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 8
Chunk 107
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,139 5,188 61,327 Commercial real estate loans - owner occupied784 764 — 764 Commercial loans9,123 21,080 2,816 23,896 Total Commercial Banking46,090 77,983 8,004 85,987 Total$61,401 89,748 12,646 102,394  During the three and six months ended June 30, 2025, we did not recognize any interest income on nonaccrual loans.

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Table of Contents

The following table presents the amortized cost of our loans on nonaccrual status as of the beginning and end of the year ended December 31, 2024 (in thousands): December 31, 2024 Nonaccrual loans at December 31, 2023Nonaccrual loans with an allowanceNonaccrual loans with no allowanceTotal nonaccrual loans at the end               of the periodPersonal Banking:Residential mortgage loans$8,727 6,590 361 6,951 Home equity loans4,492 3,200 132 3,332 Vehicle loans4,816 3,958 871 4,829 Consumer loans229 198 1 199 Total Personal Banking18,264 13,946 1,365 15,311 Commercial Banking:Commercial real estate loans71,297 22,813 13,370 36,183 Commercial real estate loans - owner occupied       676 784 — 784 Commercial loans4,147 7,471 1,652 9,123 Total Commercial Banking76,120 31,068 15,022 46,090 Total$94,384 45,014 16,387 61,401  During the year ended December 31, 2024, we did not recognize any interest income on nonaccrual loans.A loan is considered to be collateral dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the sale or operation of the collateral. The following table presents the amortized cost basis of collateral-dependent loans by class of loans and collateral type as of as of June 30, 2025 (in thousands): Real estateEquipmentOtherTotalCommercial Banking:   Commercial real estate loans$48,875 — — 48,875Commercial loans4,0152,