Company: UMBFO
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001193125-25-257610
Chunk: 0

Company: UMB FINANCIAL CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Part I, Item 1
Chunk 0
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UMB FINANCIAL CORPORATION

CONSOLIDATED BALANCE SHEETS

(unaudited, dollars in thousands, except share and per share data)

     September 30,

     December 31,

     2025

     2024

     ASSETS

     Loans
      
     $
     37,706,507

     $
     25,642,301

     Allowance for credit losses on loans

     (404,971
     )

     (259,089
     )

     Net loans

     37,301,536

     25,383,212

     Loans held for sale

     3,170

     2,756

     Securities:

     Available for sale (amortized cost of $13,747,149 and $8,407,676, respectively)

     13,378,280

     7,774,334

     Held to maturity, net of allowance for credit losses of $1,845 and $2,645, respectively (fair value of $5,119,701 and $4,748,938, respectively)

     5,652,387

     5,376,267

     Trading securities

     35,811

     28,533

     Other securities

     719,575

     471,018

     Total securities

     19,786,053

     13,650,152

     Federal funds sold and securities purchased under agreements to resell

     765,113

     545,000

     Interest-bearing due from banks

     7,892,392

     7,986,270

     Cash and due from banks

     1,073,005

     573,175

     Premises and equipment, net

     398,607

     221,773

     Accrued income

     331,645

     246,095

     Goodwill

     1,835,298

     207,385

     Other intangibles, net

     511,450

     63,647

     Other assets

     1,982,912

     1,530,199

     Total assets
      
     $
     71,881,181

     $
     50,409,664

     LIABILITIES

     Deposits:

     Noninterest-bearing demand
      
     $