Company: HUM
Filing Date: 2025-06-17
Form Type: 11-K
Source: 0000049071-25-000031
Chunk: 4

Company: HUMANA INC
Filing Date: 2025-06-17
Form: 11-K
Chunk 4
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641,508 |     |      |   669,667,576 |
| Increase in net assets before plan transfers   |     |      |   313,924,233 |     |      |   930,615,224 |
| Plan transfers                                 |     |      |    17,630,999 |     |      |             — |
| Net assets available for benefits:             |     |      |               |     |      |               |
| Beginning of year                              |     |      | 7,374,468,546 |     |      | 6,443,853,322 |
| End of year                                    |     | $    | 7,706,023,778 |     | $    | 7,374,468,546 |

<div align='center'>The accompanying notes are an integral part of these financial statements.

4</div>

#### Humana Retirement Savings Plan

#### Notes to Financial Statements

#### December 31, 2024 and 2023

#### 1. DESCRIPTION OF THE PLAN
The following description of the Humana Retirement Savings Plan (the “Plan”) is provided for general information purposes only. Participants should refer to the Humana Retirement Savings Plan document or the Plan’s Summary Plan Description, not included herein, for a more complete description of the Plan and its provisions.

#### General
The Plan is a qualified defined contribution plan established for the benefit of the employees of Humana Inc. and its participating subsidiaries (the “Company” or “Humana”) who are not employed in Puerto Rico (“eligible employees”), or eligible for the Humana Partnership Savings Plan and the CenterWell Home Health 401(k) Savings Plan and is subject to the Employee Retirement Income Security Act of 1974, as amended (“ERISA”). The Plan is a Safe Harbor Plan. The Company is the sponsor (“Plan Sponsor”) and a committee appointed by the Company is the administrator (“Plan Administrator”) of the Plan. The Company appointed Schwab Retirement Plan Services as the recordkeeper, and Charles Schwab Trust Bank as the trustee and custodian. Effective April 1, 2024, the Company appointed NEPC, LLC to provide investment consulting services to the Plan Administrator.

Newport Trust Company is the named fiduciary and investment manager of the investment fund under the Plan that holds shares of common stock of the Company (the “Humana Unitized Stock Fund”). The Plan offers access to a discretionary managed account service provided by Morningstar Investment Management LLC, a registered investment