Company: ISBA
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0000842517-25-000099
Chunk: 93

Company: ISABELLA BANK CORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 2
Chunk 93
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0.77 %0.76 %0.62 %0.68 %0.61 %Adjusted return on average total assets (1)0.83 %0.74 %0.87 %0.68 %0.60 %Return on average shareholders' equity7.48 %7.47 %6.26 %6.97 %6.19 %Adjusted return on average shareholders' equity (1)8.05 %7.29 %8.70 %6.96 %6.08 %Return on average tangible shareholders' equity9.65 %9.66 %8.15 %9.19 %8.12 %Adjusted return on average tangible shareholders' equity (1)10.40 %9.43 %11.32 %9.17 %7.97 %Net interest margin yield (FTE) (1)3.06 %2.98 %2.96 %2.82 %2.79 %Efficiency ratio (1)72.39 %71.20 %72.30 %73.93 %74.84 %Gross loan to deposit ratio (2)76.07 %81.48 %79.93 %80.22 %77.22 %Shareholders' equity to total assets (2)10.25 %10.08 %10.11 %9.82 %9.75 %Tangible shareholders' equity to tangible assets (2)8.14 %7.95 %8.00 %7.65 %7.58 %FINANCIAL DATA (in millions)Total assets (2)2,103 2,086 2,107 2,060 2,058 AFS securities (2)513 489 507 506 518 Gross loans (2)1,368 1,424 1,424 1,382 1,366 ACL (2)13 13 13 13 13 Deposits (2)1,798 1,747 1,782 1,722 1,768 Borrowed funds (2)77 113 97 119 72 Shareholders' equity (2)216 210 213 202