Company: CIB
Filing Date: 2025-08-06
Form Type: 6-K
Source: 0002058897-25-000029
Chunk: 6

Company: Grupo Cibest S.A.
Filing Date: 2025-08-06
Form: 6-K
Chunk 6
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 |     |      15.19 |     | % |
| Microcredit                   |     |      |   1,096,958 |     |      |   1,398,191 |     |      |   1,542,768 |     |       10.34 |     | % |     |       40.64 |     | % |     |       0.55 |     | % |
| Interests received in advance |     |      |     -21,257 |     |      |     -27,358 |     |      |     -27,198 |     |       -0.58 |     | % |     |       27.95 |     | % |     |      -0.01 |     | % |
| Total loan portfolio          |     |      | 268,108,682 |     |      | 278,523,006 |     |      | 279,771,686 |     |        0.45 |     | % |     |        4.35 |     | % |     |     100.00 |     | % |
| Allowance for loan losses     |     |      | -16,680,835 |     |      | -15,532,803 |     |      | -14,771,088 |     |       -4.90 |     | % |     |      -11.45 |     | % |     |            |     |   |
| Total loans, net              |     |      | 251,427,847 |     |      | 262,990,203 |     |      | 265,000,598 |     |        0.76 |     | % |     |        5.40 |     | % |     |            |     |   |

Loan portfolio breakdown by currency and region

| 5 |

| 2Q25 |

#### 1.2. Funding
As of the second quarter of 2025, customer deposits totaled COP 282,647 billion, representing 84.9% of total liabilities. This balance reflects a 2.4% increase compared to the previous quarter, mainly driven by higher savings accounts balances, largely explained by a higher remuneration rate at Bancolombia. To a lesser extent, checking accounts also grew, primarily associated with the corporate segment's activity at Bam. Time deposits registered a slight increase of 0.1%, due