Company: ACIW
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000935036-25-000031
Chunk: 104

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 104
---
 11 %955,403 83 %Operating income221,080 16 %35,233 19 %185,847 17 %Other income (expense):Interest expense(44,021)(3)%11,816 (21)%(55,837)(5)%Interest income11,674 1 %(159)(1)%11,833 1 %Other, net18,898 1 %20,590 1,217 %(1,692)— %Total other income (expense)(13,449)(1)%32,247 71 %(45,696)(4)%Income before income taxes207,631 15 %67,480 48 %140,151 13 %Income tax expense45,309 4 %9,721 27 %35,588 3 %Net income$162,322 11 %$57,759 55 %$104,563 10 %

Revenues

Total revenue for the nine months ended September 30, 2025, increased $136.9 million, or 12%, as compared to the same period in 2024.

•The impact of certain foreign currencies strengthening against the U.S. dollar resulted in a $3.6 million increase in total revenue during the nine months ended September 30, 2025, as compared to the same period in 2024. 

•Adjusted for the impact of foreign currency, total revenue for the nine months ended September 30, 2025, increased $133.3 million, or 12%, as compared to the same period in 2024. 

36

Software as a Service (“SaaS”) and Platform as a Service (“PaaS”) Revenue

SaaS and PaaS revenue increased $80.8 million, or 12%, during the nine months ended September 30, 2025, as compared to the same period in 2024. 

•The impact of certain foreign currencies strengthening against the U.S. dollar resulted in $1.4 million increase in SaaS and PaaS revenue during the nine months ended September 30, 2025, as compared to the same period in 2024. 

•Adjusted for the impact of foreign currency, SaaS and PaaS revenue for the nine months ended September 30, 2025, increased $79.4 million, or 12%, as compared to the same period in 2024.