Company: GDOT
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001386278-25-000076
Chunk: 130

Company: GREEN DOT CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 1
Chunk 130
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 certain limitsAverage total assetsAverage total consolidated assets during the period less deductions and adjustments primarily related to goodwill, deferred tax assets and intangibles assetsRisk-weighted assetsRepresents the amount of assets or exposure multiplied by the standardized risk weight (%) associated with that type of asset or exposure. The standardized risk weights are prescribed in the bank capital rules and reflect regulatory judgment regarding the riskiness of a type of asset or exposure

49

The actual amounts and ratios, and required "well-capitalized" minimum capital amounts and ratios at September 30, 2025 and December 31, 2024 were as follows:

September 30, 2025AmountRatioRegulatory Minimum"Well-capitalized" Minimum(In thousands, except ratios)Green Dot Corporation:Tier 1 leverage$739,834 13.8 %4.0 %n/aCommon equity Tier 1 capital$739,834 41.9 %4.5 %n/aTier 1 capital $739,834 41.9 %6.0 %6.0 %Total risk-based capital$765,612 43.3 %8.0 %10.0 %Green Dot Bank:Tier 1 leverage$426,688 8.1 %4.0 %5.0 %Common equity Tier 1 capital$426,688 33.8 %4.5 %6.5 %Tier 1 capital$426,688 33.8 %6.0 %8.0 %Total risk-based capital$434,876 34.4 %8.0 %10.0 %December 31, 2024AmountRatioRegulatory Minimum"Well-capitalized" Minimum(In thousands, except ratios)Green Dot Corporation:Tier 1 leverage$760,571 15.0 %4.0 %n/aCommon equity Tier 1 capital$760,571 42.6 %4.5 %n/aTier 1 capital$760,571 42.6 %6.0 %6.0 %Total risk-based capital$782,207 43.8 %8.0 %10.0 %Green Dot Bank:Tier 1 leverage$362,697 7.3 %4.0 %5.0 %Common equity Tier 1 capital$362,697 28.2 %4.5 %6.5