Company: CPSS
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001683168-25-001548
Chunk: 321

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 1B
Chunk 321
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 do not intend to declare any dividends on our
Common Stock in the foreseeable future, but instead intend to retain any cash flow for use in our operations.

Issuer Purchases of Equity Securities in the
Fourth Quarter

    Total Number of  
    Average  
    Total Number of Shares Purchased as Part of Publicly  
    Approximate Dollar Value of Shares that May Yet be Purchased 

    Shares  
    Price Paid  
    Announced Plans or  
    Under the Plans or 
  
    Period(1) 
    Purchased  
    per Share  
    Programs(2)  
    Programs 

    October 2024 
     –  
    $–  
     –  
    $6,259,660 
  
    November 2024 
     –  
     –  
     –  
     6,259,660 
  
    December 2024 
     –  
     –  
     –  
     6,259,660 

    Total 
     –  
    $–  
     –  

(1)Each monthly period is the calendar month.

(2)Through December 31, 2024, our board of directors had authorized the purchase of up to $123.2 million
of our outstanding securities, which program was first announced in our annual report for the year 2002, filed on March 26, 2003.
All purchases described in the table above were under the plan announced in March 2003, which has no fixed expiration date. 

Item 6.   [Reserved]

Item 7.  Management’s Discussion and Analysis
of Financial Condition and Results of Operations

The following discussion
of our financial condition and results of operations for the years ended December 31, 2024 and 2023 should be read in conjunction with
our consolidated financial statements and the notes to those statements that are included elsewhere in this Annual Report on Form 10-K.
Our discussion includes forward-looking statements based upon current expectations that involve risks and uncertainties, such as our plans,
objectives, expectations and intentions. Actual results and the timing of events could differ materially from those anticipated in these
forward-looking statements as a result of a number of factors. We use words such as anticipate, estimate, plan, project, continuing, ongoing,
expect, believe, intend, may, will, should, could, and similar