Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 142

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 142
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 (1) | Includes loans past due by more than 90 days. |

| (2) | Includes debtors such as local and regional authorities, state-owned enterprises and non-profit organizations. |

92

Non-PerformingLoans by Industry The following table sets forth a breakdown of our non-performingcorporate loans by industry as of December 31, 2024.

| Industry                                  |     | Aggregate Non-       
 Performing Corporate 
 Loan Balance         |       |     | Percentage of Total      
 Non-Performing Corporate 
 Loan Balance             |        |   |
|                                           |     | -In billions of Won  |       |     | -Percentages             |        |   |
| Construction                              |     | W                    |   399 |     |                          |  31.52 | % |
| Manufacturing                             |     |                      |    87 |     |                          |   6.87 |   |
| Real estate, leasing and service          |     |                      |   305 |     |                          |  24.09 |   |
| Retail and wholesale                      |     |                      |    84 |     |                          |   6.64 |   |
| Finance and insurance                     |     |                      |     6 |     |                          |   0.47 |   |
| Hotel and leisure                         |     |                      |    40 |     |                          |   3.16 |   |
| Transportation, storage and communication |     |                      |     8 |     |                          |   0.63 |   |
| Other service(1)                          |     |                      |   102 |     |                          |   8.06 |   |
| Other(2)                                  |     |                      |   235 |     |                          |  18.56 |   |
| Total                                     |     | W                    | 1,266 |     |                          | 100.00 | % |

Notes:

| (1) | Includes other service industries such as publication, media and education. |

| (2) | Includes other industries such as agriculture, forestry, mining, electricity and gas. |

Top 20 Non-PerformingLoans As of December 31, 2024, our 20 largest non-performingloans accounted for 20.8% of our total non-performingloan portfolio. The following table shows, at the date indicated, certain information regarding our 20 largest non-performingloans.