Company: FRME
Filing Date: 2025-10-10
Form Type: S-4
Source: 0001193125-25-237211
Chunk: 88

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-10
Form: S-4
Chunk 88
---
 in the future to make any representation
to any First Merchants or First Savings shareholder or other person regarding First Merchants’ or First Savings’ ultimate performance compared to the information contained in the prospective financial information or that the results
reflected in the prospective financial information will be achieved. The prospective financial information included above is provided because it was made available to and considered or used by First Merchants and First Savings and their respective
boards of directors and financial advisors in connection with the merger.

In light of the foregoing, and considering that the First
Savings special meeting will be held several months after the prospective financial information was prepared, as well as the uncertainties inherent in any forecasted information, shareholders of First Savings are cautioned not to place
unwarranted reliance on such information, and are urged to review (i) First Merchants’ financial statements incorporated by reference in this proxy statement and prospectus and any subsequent SEC filings that include more recent financial
results, and (ii) First Savings’ financial statements included in this proxy statement and prospectus and any subsequent SEC filings that include more recent financial results. See the section entitled “WHERE YOU CAN FIND ADDITIONAL
INFORMATION” beginning on page [●]. The prospective financial information summarized in this section is not included in this proxy statement and prospectus in order to induce any holder of First Savings common stock to vote in favor of
the merger proposal or any of the other proposals to be voted on at the First Savings special meeting.

Registration of First Merchants Securities

First Merchants has filed a Registration Statement on Form S-4 with the
SEC in order to register the shares of First Merchants common stock to be issued pursuant to the Merger under the Securities Act. Because First Merchants common stock is listed on the Nasdaq Global Select Market, those securities are exempt from the
statutory registration requirements of each state in the United States. Therefore, First Merchants has not taken any steps to register its common stock under state laws.

The shares of First Merchants common stock may be traded freely without restriction by those First Savings shareholders not considered to be
“affiliates” of First Merchants under the Securities Act after the Merger is complete. At the present time, there are no persons involved in the management of First Savings who are anticipated to be an “affiliate” of First
Merchants after the Merger, except for the director to be appointed to the First Merchants Board of Directors as described under the heading “THE MERGER – Interests of Certain Persons