Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 155

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 155
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 2024 and the first nine months of 2025. Furthermore, certain sub-asset classes within the respective portfolios are further defined and dollar limitations are placed on these sub-portfolios. These guidelines and limits are reviewed quarterly and approved annually by the Enterprise Risk Committee of the Corporation’s Board of Directors. These guidelines and limits are designed to create balance and diversification within the loan portfolios.

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The Corporation’s loan distribution and interest rate sensitivity as of September 30, 2025 are summarized in the following table:

Table 6 Loan Distribution and Interest Rate Sensitivity (Dollars in thousands)Within 1 Year(a)1-5 Years5-15 YearsOver 15 YearsTotal% of TotalFixed rateCommercial and industrial$4,563,797 $991,828 $361,950 $476 $5,918,051 19 %Commercial real estate — owner occupied95,192 277,223 92,490 — 464,905 2 %Commercial and business lending4,658,988 1,269,052 454,440 476 6,382,956 21 %Commercial real estate — investor435,231 287,719 17,151 — 740,102 2 %Real estate construction271,192 31,732 4,585 244 307,753 1 %Commercial real estate lending706,423 319,451 21,737 244 1,047,855 3 %Total commercial5,365,411 1,588,503 476,177 720 7,430,811 24 %Residential mortgage7,860 57,017 317,606 4,175,001 4,557,484 15 %Auto finance4,008 1,733,582 1,304,054 — 3,041,644 10 %Home equity400 5,845 23,038 7,660 36,944 — %Other consumer7,364 28,899 16,933 5,340 58,536 — %Total consumer19,633 1,825,342 1,661,631 4,188,001 7,694,608 25 %Total fixed rate loans$5,385,044 $3,413,845 $2,137,