Company: SLDE
Filing Date: 2025-05-23
Form Type: S-1
Source: 0001193125-25-125836
Chunk: 163

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-05-23
Form: S-1
Chunk 163
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| • |     | Roof Shape. The Company views roof shape as an important secondary characteristic as hip roofs perform            
 better in hurricanes than gable roofs because they are engineered to have lower damageability during wind events. |

| • |     | Roof Deck Attachments. Roof deck attachments are an important metric for the Company because it indicates                                                                                                                                                
 how the roof deck is attached to the roof rafters. The are numerous different roof deck attachment types based on the building code in place when a home is constructed. In addition, the size and strength of the nail that is holding the roof deck to 
 the rafters and how far the nails are spaced apart are relevant metrics. The better the strength and closer nails are spaced, the better the roof performs in a hurricane (i.e., it is less likely to be damaged, resulting in a claim). On the other    
 hand, weaker nails and further spacing between nails generally indicates that the roof is more likely to be damaged in a hurricane.                                                                                                                      |

| • |     | Window Protection. Window protection is an important risk characteristic because it will help to protect a                                                                                   
 home from getting wind and water intrusion into the structure’s envelope. Homes with hurricane impact glass, for example, will prevent damage better than homes with ordinary glass windows. |

| • |     | Secondary Water Resistance. Secondary water resistance is an underlayment below the roof covering designed                                                                                                                                              
 to stop water penetration if the outer layer of the roof is damaged. This is an important risk characteristic in determining which policies to assume because roofs with secondary water resistance are engineered to reduce water penetration that can 
 damage the structure.                                                                                                                                                                                                                                   |

| • |     | Roof Deck. Roof deck is a key feature in the construction of flat roofs. If a roof shape is flat and not        
 constructed with reinforced concrete slabs, it will not perform as well as ones with reinforced concrete slabs. |

The following tables illustrate the primary and secondary risk characteristics with respect to the total insured value, average total insured value, and percentage of total insured value (as calculated by dividing (x) the total insured value for a given characteristic by (y) the total insured value) with respect to (i) the Citizens policies assumed by Slide during the course of 2024 as of December 31, 2023, (ii) such information with respect to Slide as of December 31, 2023 and (iii) such information on a combined basis as of December 31, 2023 for illustrative purposes. As can