Company: CFBK
Filing Date: 2025-04-29
Form Type: DEF 14A
Source: 0000950170-25-060182
Chunk: 3

Company: CF BANKSHARES INC.
Filing Date: 2025-04-29
Form: DEF 14A
Chunk 3
---
OTING

This Proxy Statement is being furnished in connection with the solicitation by the Board of Directors (the “Board of Directors” or the “Board”) of CF Bankshares Inc. (the “Company,” “we,” “us” or “our”) of proxies to be voted at the 2025 Annual Meeting of Stockholders of the Company (the “Meeting”) to be held, via live webcast in a virtual meeting format, at 10:00 a.m., Eastern Daylight Saving Time, on June 4, 2025, and at any adjournment(s) thereof. This Proxy Statement, the accompanying proxy card and the Company’s 2024 Annual Report to Stockholders are being first sent or given on or about April 29, 2025 to stockholders of record of the Company as of the close of business on April 10, 2025 (the “Record Date”). The Board of Directors encourages you to read this Proxy Statement thoroughly and to take this opportunity to vote on the matters to be decided at the Meeting.

This Proxy Statement, including the form of proxy card, and the Company’s 2024 Annual Report to Stockholders, together with the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2024, are also available on our website athttps://investor.cfbankonline.com/sec--filings/sec-filings-page/.

<div align='center'>PARTICIPATING IN THE MEETING AND VOTING PROCEDURES</div>

HOW DO I PARTICIPATE IN THE MEETING?

We will be hosting the Meeting live via the Internet. You willnotbe able to attend the Meeting in person. Any stockholder can listen to and participate in the Meeting live via the Internet atwww.virtualshareholdermeeting.com/CFBK2025. The webcast will start at 10:00 a.m., Eastern Daylight Saving Time, on June 4, 2025. If you are a holder of Voting Common Stock of the Company as of the close of business on the Record Date (referred to as a “stockholder of record”), you may vote and submit questions while connected to the Meeting on the Internet.

Instructions on how to connect and participate in the Meeting are posted atwww.virtualshareholdermeeting.com/CFBK2025.You will need to have your 16-digit control number (printed on your proxy card) to listen to and participate in the Meeting.

It is recommended that you log into