Company: HBAN
Filing Date: 2025-03-06
Form Type: DEF 14A
Source: 0001308179-25-000044
Chunk: 53

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-03-06
Form: DEF 14A
Chunk 53
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, Columbus, Ohio 43287. In addition, Huntington’s Form 10-K for 2024 and certain other reports filed with the SEC can be found on the Investor Relations pages of Huntington’s website at ir.huntington.com. Householding The SEC has adopted “householding” rules that permit companies and intermediaries, such as Brokers, to satisfy delivery requirements for proxy statements, notices of internet availability of proxy materials, and annual reports (collectively, “annual meeting materials”) with respect to two or more shareholders sharing the same address by delivering one copy of annual meeting materials to these shareholders. Unless we have received contrary instructions, we will deliver only one copy of the annual meeting materials to multiple security holders sharing an address. If we sent only one set of these documents to your household and one or more of you would prefer to receive your own set, we will promptly deliver additional copies of the annual meeting materials upon request. You may contact our transfer agent, Computershare, to receive additional copies of the annual meeting materials. You may also contact Computershare if you would like to request separate copies of future annual meeting materials or if you are receiving multiple copies of annual meeting materials and you would like to request delivery of just one copy. You may contact Computershare by telephone at 1-800-725-0674 or by mail at Computershare, P.O. Box 43078, Providence, RI 029040-3078. If you hold your shares in street name, please contact your Broker to request information about householding. Service Mark, Trademark, and Copyright Information ®, Huntington ®, Huntington ®, andHuntington. Welcome. ®are federally registered service marks of Huntington Bancshares Incorporated. Third-party product, service, and business names are trademarks and/or service marks of their respective owners. © 2025 Huntington Bancshares Incorporated.

| 118 | Huntington Bancshares Incorporated      2025 Proxy Statement |

Appendix A: Non-GAAP Reconciliation’

| Appendix A:    
 Non-GAAP       
 Reconciliation |     | This                                                                              
 section     includes reconciliation for the non-GAAP numbers provided within this 
 Proxy Statement.                                                                  |

We believe certain non-GAAP financial measures, including adjusted return on average tangible common shareholders’ equity and pre-provision net revenue, to be helpful in understanding our results of operations. In addition, certain adjustments are made to GAAP financial measures, including adjusted earnings per share, adjusted operating leverage, and adjusted pretax pre-provision earnings, which are