Company: CF
Filing Date: 2025-11-19
Form Type: 424B2
Source: 0001104659-25-113972
Chunk: 13

Company: CF Industries Holdings, Inc.
Filing Date: 2025-11-19
Form: 424B2
Chunk 13
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 ​ | ​ | ​    | $ | 2,760 | ​ | ​ | ​ | ​    | $ | 5,880 | ​ | ​ |

(1) Loan fee amortization is included in both interest expense (income) — net and depreciation and amortization. (2) Represents 40% of Blue Point joint venture costs related to the construction of the low-carbon ammonia production facility at our Blue Point complex, which excludes the portion attributable to the noncontrolling interests. On April 8, 2025, we announced that we formed a joint venture, Blue Point Number One, LLC (the “Blue Point joint venture”), with JERA Co., Inc., Japan’s largest energy company, and Mitsui & Co., Ltd., a leading global investment and trading company, for the construction, production and offtake of low-carbon ammonia at our Blue Point complex in Ascension Parish, Louisiana (the “Blue Point complex”). (3) For the nine months ended September 30, 2025, consists of the loss on sale of Ince facility.

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TABLE OF CONTENTS

### RISK FACTORS
An investment in the notes involves risks. Prior to making a decision about investing in the notes, and in consultation with your own financial and legal advisors, you should carefully consider the following risk factors regarding the notes and this offering as well as the information set forth in the section entitled “Risk Factors” in the Annual Report (as such risk factors may be updated from time to time in our public filings, which are incorporated by reference herein), which is incorporated by reference herein. You should also carefully consider the information set forth in the section entitled “Cautionary Statement Regarding Forward-Looking Statements” in this prospectus supplement and the other information included in this prospectus supplement and the accompanying prospectus and the other information incorporated by reference herein and therein. Additional risks and uncertainties that are not yet identified may also materially harm our business, operating results and financial condition and could result in a complete loss of your investment.

We may incur substantial additional indebtedness, which could increase the risks associated with the notes.

Subject to restrictions in the indenture governing the notes on incurring liens and restrictions in other instruments governing our other outstanding indebtedness, including the Credit Agreement (as defined herein) and the indentures governing our outstanding debt securities, we may incur substantial additional indebtedness (including secured indebtedness) in the future.

If we incur any additional indebtedness that ranks equally with the notes