Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 254

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 254
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21st floor

Zuidplein 180

1077 XV Amsterdam

The Netherlands

As to Dutch tax law:

PricewaterhouseCoopers Belastingadviseurs N.V.

P.O. Box 90358

1006 BJ Amsterdam

The Netherlands

LEGAL ADVISOR TO THE UNDERWRITERS

As to U.S. federal and New York law:

Davis Polk & Wardwell London LLP

5 Aldermanbury Square

London EC2V 7HR

United Kingdom

AUDITORS

KPMG Accountants N.V.

Postbus 74500 Amsterdam

1070 DB Amsterdam The Netherlands

ING Groep N.V. $750,000,000 4.858% Callable Fixed-to-FloatingRate Senior Notes due 2029 $1,000,000,000 5.066% Callable Fixed-to-FloatingRate Senior Notes due 2031 $1,000,000,000 5.525% Callable Fixed-to-FloatingRate Senior Notes due 2036 $750,000,000 Callable Floating Rate Senior Notes due 2029 Prospectus Supplement March 18, 2025 (to Prospectus dated August 19, 2022) Joint Book-Running Managers

| BMO Capital Markets |     | Citigroup |     | HSBC |     | ING |

| Morgan Stanley |     | TD Securities |     | Wells Fargo Securities |

Co-LeadManagers

| Banco Sabadell |     | Bankinter |     | Desjardins Capital Markets |