Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 15

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 15
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 Board’s Role in Risk Oversight section, helps ensures that the Board is able to effectively perform its risk oversight responsibilities under various leadership structures. UMB maintains strong independent and effective oversight of the Board through our lead independent director (the “ Lead Director”). The Lead Director is elected annually by the independent directors upon recommendation from the Governance Committee. Greg M. Graves, our current lead director, has served in that capacity for almost eight (8) years. He also serves as the Chair of the Governance Committee. The Lead Director’s duties include:

| • |     | presiding at meetings of the Board when the Chair is not present; |

| • |     | convening and presiding over periodic meetings of the independent directors (at which only independent directors are present); |

| • |     | consulting on agendas for meetings of the Board and information to be sent to the Board; |

| • |     | approving schedules of meetings of the Board so as to ensure that sufficient time is afforded to discuss all agenda items; |

| • |     | serving as a liaison between the independent directors and the Chair; |

| • |     | holding periodic meetings with the Chair and Chief Executive Officer to discuss matters of importance to the independent directors, acting as the informal spokesperson for the independent directors, and helping to facilitate the Board’s oversight of management; |

| • |     | serving as an advocate for the interests of UMB’s shareholders; and |

| • |     | coordinating the activities of the other independent directors and performing such other duties and responsibilities as a majority of the independent directors may specify from time to time. |

Independent Directors The Board has determined that the following directors are independent directors:

| Robin C. Beery       |     | Jennifer K. Hopkins    |     | Tamara M. Peterman     |
| Janine A. Davidson   |     | Gordon E. Lansford III |     | Kris A. Robbins        |
| Kevin C. Gallaher    |     | Margaret Lazo          |     | John K. Schmidt        |
| Greg M. Graves       |     | Susan G. Murphy        |     | L. Joshua Sosland      |
| Bradley J. Henderson |     | Timothy R. Murphy      |     | Leroy J. Williams, Jr. |

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These independent directors comprise more than three-quarters of the Board. J. Mariner Kemper has been found not to be independent due to his employment by UMB and his familial relationship to a former UMB Director, Alexander C.