Company: PNBK
Filing Date: 2025-06-04
Form Type: 424B5
Source: 0001437749-25-019364
Chunk: 28

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-06-04
Form: 424B5
Chunk 28
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 securities will set forth the material terms of the debt securities being offered, as established pursuant to a board resolution, in an officer’s certificate or in a supplemental indenture, including:

| ● | the title of the debt securities and whether they are senior debt securities or subordinated debt securities; |

| ● | the offering price (which may be expressed as a percentage of the aggregate principal amount) of the debt securities; |

| ● | the aggregate principal amount of such series that may be authenticated and delivered under the indentures (except for securities authenticated and delivered upon registration of transfer of, or in exchange for, or in lieu of, other securities of the series pursuant to the indenture and except for any securities deemed never to have been authenticated and delivered); |

| ● | whether securities of the series are to be issuable as Registered Securities, Bearer Securities (with or without coupons) or both, whether any debt securities of the series are to be issuable initially in temporary global form with or without coupons; |

Note to Draft: Indentures – to be discussed.

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| ● | the maturity date or dates; |

| ● | if applicable, whether the debt securities shall be subject to the defeasance provisions described below under “—Satisfaction and Discharge” or such other defeasance provisions specified in the applicable prospectus supplement for the debt securities; |

| ● | any conversion or exchange provisions; |

| ● | the date of the debt securities if other than the date of original issuance; |

| ● | the person who shall be entitled to receive interest, if other than the record holder on the record date and the manner in which such interest will be payable; |

| ● | the date or dates on which the principal of the debt securities of such series is payable; |

| ● | the rate or rates, and if applicable the method used to determine the rate, at which the debt securities of such series will bear interest, if any, the date or dates from which such interest will accrue, the date or dates on which such interest will be payable and the record date or dates for the interest payable on any debt securities on any interest payment date; |

| ● | the place or places where payments of principal and interest may be made and securities may be surrendered for registration of transfer or for exchange; |

| ● | the obligation, if any, of the Company to redeem or purchase the debt securities of such series, at the option of the Company or at the