Company: FLDDW
Filing Date: 2025-01-24
Form Type: 424B3
Source: 0001213900-25-006075
Chunk: 73

Company: Fold Holdings, Inc.
Filing Date: 2025-01-24
Form: 424B3
Chunk 73
---
 intellectual property rights are valuable, and any inability to protect them could adversely impact our business, operating results, and financial condition. •We may be sued by third parties for alleged infringement of their intellectual property rights. •Our platform contains third -partyopen source software components, and failure to comply with the terms of the underlying open source software licenses could harm our business. Risks Related to Our Employees and Other Service Providers •The loss of one or more of our key personnel, or our failure to attract and retain other highly qualified personnel in the future, could adversely impact our business, operating results, and financial condition. •Our culture emphasizes innovation, and if we cannot maintain this culture, our business and operating results could be adversely impacted. •In the event of employee or service provider misconduct or error, our business may be adversely impacted. General Risk Factors •Adverse economic conditions may adversely affect our business. •We are a remote -firstcompany which subjects us to heightened operational risks. •Environmental, social and governance factors may impose additional costs and expose us to new risks. •Changes in U.S. and foreign tax laws, as well as the application of such laws, could adversely impact our financial position and operating results. •Our ability to use our deferred tax assets may be subject to certain limitations under U.S. or foreign law. •If our estimates or judgment relating to our critical accounting estimates prove to be incorrect, our operating results could be adversely affected. •We may be adversely affected by natural disasters, pandemics, and other catastrophic events, and by man -madeproblems such as terrorism, that could disrupt our business operations, and our business continuity and disaster recovery plans may not adequately protect us from a serious disaster. •We might require additional capital to support business growth, and this capital might not be available. 36 Risks Related to Being a Public Company •The market price of shares of our common stock may be volatile or may decline regardless of our operating performance. You may lose some or all of your investment. •There may be increased volatility in the trading of Emerald Common Stock due to a lower public float as a result of the prior redemption of shares of Emerald Class A Common Stock by Emerald stockholders. •We do not intend to pay dividends on our common stock for the foreseeable future. •If securities or industry analysts do not publish research or reports about our business or publish negative reports, the market price of our common stock could decline. •Our issuance of additional shares of common stock or convertible securities could make it difficult for