Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 27

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 2
Chunk 27
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ies) for the three months ended June 30, 2025, based on North American Industry Classification System categories.

(dollar amounts in millions)June 30, 2025Three Months Ended June 30, 2025Nonaccrual LoansLoans Transferred toNonaccrual (a)Net Loan Charge-Offs (Recoveries)Industry CategoryHealth Care & Social Assistance$44 18 %$— — %$2 Residential Mortgage42 17 5 26 — Real Estate & Home Builders30 12 2 11 1 Information & Communication24 10 2 11 2 Manufacturing23 94 21 8 Retail Trade15 6 4 21 6 Utilities13 5 — — — Services12 5 1 5 — Management of Companies and Enterprises6 2 1 5 — Arts, Entertainment & Recreation4 2 — — — Wholesale Trade3 1 — — 7 Other (b)32 13 — — 2 Total$248 100%$19 100%$28

(a)Based on an analysis of nonaccrual loans with book balances greater than $2 million.

(b)Other category includes other industry categories with smaller impacts, as well as consumer, excluding residential mortgage and certain personal purpose nonaccrual loans and net charge-offs.

Loans past due 90 days or more and still accruing interest generally represent loans that are well-collateralized and in the process of collection. Loans past due 90 days or more were $42 million at June 30, 2025, compared to $44 million at December 31, 2024. Loans past due 30-89 days decreased $85 million to $134 million at June 30, 2025, compared to $219 million at December 31, 2024. Loans past due 30 days or more and still accruing interest as a percentage of total loans were 0.34% and 0.52% at June 30, 2025 and December 31, 2024, respectively. An aging analysis of loans included in Note 4 to the consolidated financial statements provides further information about the balances comprising past due loans.

The following table presents a summary of total criticized loans. 

(dollar amounts in millions)