Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 147

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 147
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     |         | 394,042 |     |         | 1,495 |     |       |  0.38 |   |
| Foreign:                 |     |                                         |  39,803 |     |         |  90 |     |       | 0.23 |   |     |         |  40,880 |     |         |    52 |     |       | 0.13 |   |     |         |  43,751 |     |         |   140 |     |       |  0.32 |   |
| Total                    |     |                                         | 404,007 |     |         | 770 |     |       | 0.19 | % |     |         | 412,419 |     |         | 1,419 |     |       | 0.34 | % |     |         | 437,793 |     |         | 1,635 |     |       |  0.37 | % |

N/M = not meaningful 97

Investment Portfolio Investment Policy We invest in and trade Won-denominatedand, to a lesser extent, foreign currency-denominated securities for our own account in order to:

| • |     | maintain the stability and diversification of our assets; |

| • |     | maintain adequate sources of back-up liquidity to match our funding requirements; and |

| • |     | supplement income from our core lending activities. |

When making an investment decision with respect to particular securities, we consider macroeconomic trends, industry analysis and credit evaluation, among others. Our securities investment activities are subject to a number of regulatory guidelines, including limitations prescribed under the Financial Holding Companies Act and the Banking Act. Generally, a financial holding company is prohibited from acquiring more than 5% of the total issued and outstanding shares of another finance-related company (other than its direct and indirect subsidiaries). Furthermore, under these regulations, Shinhan Bank must limit its investments in shares and securities with a maturity in excess of three years (other than monetary stabilization bonds issued by the Bank of Korea and national government bonds) to 100.0% of the sum of Tier I and Tier II capital (less any deductions) of Shinhan Bank. Generally, Shinhan Bank is also prohibited from acquiring more than 15.0% of the shares with voting rights issued by any other corporation (other than for the purpose of establishing or acquiring a subsidiary). Further information on the regulatory environment governing our investment activities