Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 46

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 46
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736 -1.3% Net loan-loss provisions (275) (311) (280) (346) (336) -2.9% (275) (336) +21.8% Other gains (losses) and provisions (69) (126) (61) (487) (43) -91.1% (69) (43) -37.4% Profit before tax 401 355 404 (31) 357 — 401 357 -11.0% Consolidated profit 298 278 303 (5) 256 — 298 256 -13.9% Attributable profit 229 223 244 (57) 193 — 229 193 -15.5%

69 United States (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 1,396 1,428 1,411 1,458 1,499 +2.8% 1,396 1,499 +7.3% Net fee income 267 272 296 317 355 +12.0% 267 355 +33.0% Gains (losses) on financial transactions and other 205 201 163 167 160 -4.0% 205 160 -22.2% Total revenue 1,869 1,900 1,870 1,941 2,014 +3.7% 1,869 2,014 +7.8% Operating expenses (940) (963) (940) (987) (1,007) +2.0% (940) (1,007) +7.2% Net operating income 929 938 929 954 1,006 +5.5% 929 1,006 +8.4% Net loan-loss provisions (615) (556) (650) (686) (535) -22.0% (615) (535) -13.0% Other gains (losses) and provisions (40) (43) (62) (45) (25) -44.8% (40) (25) -38.6% Profit before tax 274 339 217 223 447 +100