Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 80

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 1
Chunk 80
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ment banking and advisory fees24,109 25,048 40,587 43,472 Trading income7,896 5,650 13,835 10,362 Available-for-sale debt securities losses(1,886)— (1,886)— Other9,640 7,985 17,914 14,351 Total non-interest income$54,069 $50,424 $98,513 $91,743 

Non-interest income increased $3.6 million during the three months ended June 30, 2025, compared to the same period in 2024, primarily due to increases in service charges on deposit accounts, trading income and other non-interest income, partially offset by a $1.9 million loss on sale of available-for-sale debt securities recognized during the second quarter of 2025.

Non-interest income was $98.5 million for the six months June 30, 2025, a $6.8 million increase as compared to the same period in 2024, primarily due to increases in service charges on deposit accounts, trading income and other non-interest income, partially offset by a decrease in investment banking and advisory fees and the $1.9 million loss on sale of available-for-sale debt securities mentioned above.

Non-interest Expense 

Three Months Ended June 30,Six Months Ended June 30,(in thousands)2025202420252024Salaries and benefits$120,154 $118,840 $251,795 $247,567 Occupancy expense12,144 10,666 22,988 20,403 Marketing3,624 5,996 8,633 12,032 Legal and professional11,069 11,273 26,058 27,468 Communications and technology24,314 22,013 47,956 43,127 Federal Deposit Insurance Corporation (“FDIC”) insurance assessment5,096 5,570 10,437 13,991 Other13,875 14,051 25,429 26,214 Total non-interest expense$190,276 $188,409 $393,296 $390,802 

Non-interest expense increased $1.9 million during the three months ended June 30, 2025, compared to the same period in 2024. The increase was primarily due to increases in salaries and benefits, occupancy expense and communications and technology expense