Company: RWT-PA
Filing Date: 2025-08-22
Form Type: 424B5
Source: 0001104659-25-081925
Chunk: 86

Company: REDWOOD TRUST INC
Filing Date: 2025-08-22
Form: 424B5
Chunk 86
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 registration
The notes will be issued:

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in fully registered form;

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without interest coupons; and

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in denominations of $1,000 principal amount and multiples of $1,000.

#### Reports
The indenture provides that any documents or reports that we are required to file with the SEC pursuant to Section 13 or 15(d) of the Exchange Act must be filed by us (with a copy to the trustee) within 15 days after the same are required to be filed with the SEC (giving effect to any grace period provided by Rule 12b-25 under the Exchange Act or any similar or successor provision). Documents filed by us with the SEC via the EDGAR system (or any successor thereto or replacement system thereof) will be deemed to be filed with the trustee as of the time such documents are filed via EDGAR (or such successor or replacement).

#### Rule 144A Information
At any time when we are not subject to the reporting requirements of Section 13 or 15(d) of the Exchange Act, we will, so long as any of the notes or shares of our common stock issuable upon conversion of the notes, at such time, constitute “restricted securities” within the meaning of Rule 144(a)(3) under the Securities Act, furnish to holders, beneficial owners and prospective purchasers of the notes or shares of common stock issuable upon conversion of the notes, upon their request, the information required to be delivered pursuant to Rule 144A(d)(4) under the Securities Act to facilitate the resale of such notes or shares pursuant to Rule 144A under the Securities Act. We will take such further action as any holder or beneficial owner of such notes or shares may reasonably request to the extent from time to time required to enable such holders or beneficial owners to sell such notes or shares in accordance with Rule 144A under the Securities Act, as such rule may be amended from time to time.

#### No registration rights; additional interest
If, at any time during the six-month period beginning on, and including, the date that is six months after the “last original issuance date” (as defined below) of any note, we fail to timely file any document or report that we are required to file with the SEC pursuant to Section 13 or 15(d) of the Exchange Act (after giving effect to all applicable grace periods thereunder and other than reports on Form 8-K), then we will pay additional interest on such note at a rate equal to