Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 30

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 30
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, Cadence had total assets of $53.3 billion; total loans, net of unearned income, of $36.8 billion; total deposits of $43.9 billion; and shareholders’ equity of $6.1 billion.

Cadence’s common stock and preferred stock are traded on the New York Stock Exchange (the “NYSE”) under the symbols “CADE” and “CADE-PrA,” respectively.

Cadence’s principal office is located at One Mississippi Plaza, 201 South Spring Street, Tupelo, Mississippi 38804, and its telephone number at that location is (662) 680-2000.

The Merger and the Merger Agreement (pages 54and 101)

The terms and conditions of the merger are contained in the merger agreement, a copy of which is attached as

#### Annex A
to this joint proxy statement/prospectus. You are encouraged to read the merger agreement carefully and in its entirety, as it is the primary legal document that governs the merger.

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TABLE OF CONTENTS

Subject to the terms and conditions of the merger agreement, at the completion of the merger, Cadence will merge with and into The Huntington National Bank (“Huntington National Bank”), a wholly owned bank subsidiary of Huntington, with Huntington National Bank as the surviving bank. Following the merger, Cadence common stock and Cadence series A preferred stock will be delisted from the NYSE and deregistered under the Exchange Act and will cease to be publicly traded. Merger Consideration (page 102) In the merger, holders of Cadence common stock will receive 2.475 shares of Huntington common stock for each share of Cadence common stock they hold immediately prior to the effective time. Huntington will not issue any fractional shares of Huntington common stock in the merger. Holders of Huntington common stock who would otherwise be entitled to a fraction of a share of Huntington common stock in the merger will instead receive, for the fraction of a share, an amount in cash (rounded to the nearest cent) based on the Huntington share closing price. Huntington common stock is listed on the NASDAQ under the symbol “HBAN,” and Cadence common stock is listed on the NYSE under the symbol “CADE.” The following table shows the closing sale prices of Huntington common stock and Cadence common stock as reported on the NASDAQ and the NYSE, respectively, on October 24, 2025, the last full trading day before the public announcement of the merger