Company: RSKD
Filing Date: 2025-03-06
Form Type: 20-F
Source: 0001851112-25-000006
Chunk: 220

Company: RISKIFIED LTD.
Filing Date: 2025-03-06
Form: 20-F
Item: Item 19
Chunk 220
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,075      $           6,915  

As of December 31, 2024, the weighted average remaining lease term and the weighted average discount rate for our operating leases were 5.5 4.6 6.5 4.6

The future minimum lease payments included in the measurement of our operating lease liabilities as of December 31, 2024, were as follows:

F-26

RISKIFIED LTD.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

                                                    Amount                
  Year Ending December 31,                                                
  2025                                              $              5,696  
  2026                                                             5,741  
  2027                                                             5,787  
  2028                                                             5,833  
  2029                                                             4,497  
  Thereafter                                                       3,438  
  Total undiscounted lease payments                               30,992  
  Less: imputed interest                            ( 3,462)              
  Present value of operating lease liabilities      $             27,530  

The following table presents our operating lease ROU assets by geographic region:

                                                 As of December 31,                                    
                                                 2024                                2023              
                                                 (in thousands)                                        
 ───────────────────────────────────────────────────────────────────────────────────────────────────────
  Israel                                         $                       16,074      $         18,782  
  United States                                                           9,236                10,960  
  Total operating lease right-of-use assets      $                       25,310      $         29,742  

Excluded from the tables above is an unsecured and undated promissory note issued in December 2020 in connection with the execution of a lease agreement for an amount of $ 2.9 2.9 three months

9. Guarantees, Commitments, and Contingencies

Indemnification Guarantees

We provide contractual guarantees around the accuracy of our approvals so that our merchants can confidently automate a transaction’s execution. Our contracts obligate us to indemnify our merchants for any costs incurred from a chargeback due to fraud. Accordingly, we account for the guarantee obligation as an indemnification under the general provisions of ASC 460 and recognize a liability at fair value upon approving a transaction. The fair value is an amount that represents what we would need to pay a third party to relieve ourselves from this obligation. This liability is presented as Guarantee obligations on the consolidated balance sheets and was $ 13