Company: PRI
Filing Date: 2025-03-03
Form Type: S-3ASR
Source: 0000950170-25-030637
Chunk: 6

Company: Primerica, Inc.
Filing Date: 2025-03-03
Form: S-3ASR
Chunk 6
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 personal acquaintances of the independent sales representatives. Meetings are generally held in informal, face-to-face settings either in person or through remote communication tools, usually while clients are in their homes.

Provide a business opportunity . We provide an entrepreneurial business opportunity for individuals to distribute financial products. Low entry fees as well as the ability to select their own schedules and time commitments allow independent sales representatives to supplement their income by starting their own businesses without leaving their current jobs. Our unique compensation structure, technology, sales support and back-office processing are designed to enable independent sales representatives to successfully grow their businesses.

We believe there is significant opportunity to meet the increasing array of financial services needs of our clients. We intend to leverage the independent sales force to meet such client needs, which will drive long-term value for all of our stakeholders. Our strategy has been organized across four primary areas:

Maximizing independent sales force growth, leadership and productivity;

Broadening and strengthening our protection product portfolio, including term life insurance and third-party products;

Becoming the middle-income market’s provider of choice for retirement and investment products; and

Developing digital capabilities to deepen our client relationships and extend our reach in the market.

Looking forward to 2025 and beyond, we updated our corporate strategic plan to include the following growth pillars:

Understand and solve the financial challenges faced by current and prospective clients;

Enable leaders in the independent sales force to grow their teams and build new leaders, expanding our distribution capabilities across business lines;

Expand representative and client digital experiences to create connected conversations;

Deepen our talent pool to ensure our success, now and in the future; and

Proactively ensure the Company's image accurately reflects who we are.

Our principal executive offices are located at 1 Primerica Parkway, Duluth, Georgia 30099, and our telephone number is (770) 381-1000. Our website address iswww.primerica.com. This reference to our website is an inactive textual reference only and is not a hyperlink. The contents of our website are not part of this prospectus, and you should not consider the contents of our website in making an investment decision with respect to our securities.

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RISK FACTORS</div>

Investing in our securities involves risk. Before you decide whether to purchase any of our securities, in addition to the other information, documents or reports included or incorporated by reference into this prospectus and any applicable prospectus supplement or other applicable offering materials, you should carefully consider the risk factors described in the section entitled “