Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 53

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 53
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 (739) (719) (705) (740) (707) (706) (681) -3.6% (2,163) (2,095) -3.2% Net operating income 526 544 630 588 610 593 641 +8.1% 1,700 1,844 +8.5% Net loan-loss provisions (17) (44) (36) 35 (52) (60) (7) -87.7% (98) (119) +21.2% Other gains (losses) and provisions (91) (64) (107) (176) (183) (154) (82) -46.6% (263) (419) +59.3% Profit before tax 417 436 486 446 375 380 552 +45.3% 1,339 1,306 -2.4% Consolidated profit 307 326 343 323 280 275 403 +46.6% 976 958 -1.9% Underlying attributable profit 307 326 343 323 280 275 403 +46.6% 976 958 -1.9%

65 United Kingdom (GBP mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 1,015 1,020 1,061 1,093 1,085 1,057 1,059 +0.2% 3,096 3,201 +3.4% Net fee income 67 54 68 51 69 71 80 +12.1% 189 220 +16.2% Gains (losses) on financial transactions and other (6) 0 7 (15) (33) (23) (14) -38.3% 1 (70) — Total revenue 1,076 1,075 1,135 1,129 1,120 1,105 1,125 +1.7% 3,286 3,350 +2.0% Operating expenses (629) (612) (599) (630