Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003700
Chunk: 114

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 114
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% 2.50% Additional Contracyclic Common Equity - ACPContracyclic 0.00% 0.00% Additional Systemic Importance of Common
Equity - Systemic ACPS 1.00% 1.00% Total ACP (1) 3.50% 3.50% Excess Margin of Common Equity 3.39% 2.51% Leverage Ratio (AR) Total exposure
2,019,475,069 1,860,789,433 AR 7.1% 6.7% Short Term Liquidity Indicator (LCR) Total High Quality Liquid Assets (HQLA) 223,244,138 184,606,844
Total net cash outflow 146,257,369 130,795,356 LCR 152.6% 141.1% Long Term Liquidity Indicator (NSFR) Available stable funding (ASF) 1,074,577,174
991,711,546 Stable resources required (RSF) 885,448,501 818,326,687 NSFR 121.4% 121.2% (1) Failure to comply with ACP (public civil action)
rules would result in restrictions on the payment of dividends and interest on equity, net surplus, share buyback, reduction of capital
stock, and variable compensation to its managers. BRADESCO | Consolidated Financial Statements in IFRS 81 Consolidated Financial Statements
in IFRS | Notes to the Consolidated Financial Statements 40.2. Credit risk Measurement of Credit Risk Periodically, the Company evaluates
the expected credit losses from financial assets by means of quantitative models, considering the historical experience of credit losses
of the different types of portfolio (which can vary from 2 to 7 years), the current quality and characteristics of customers, operations,
and mitigating factors, according to processes and internal governance. The actual loss experience has been adjusted to reflect the differences
between the economic conditions during the period in which the historical data was collected, current conditions and the vision of the
Company about future economic conditions, which are incorporated into the measurement by means of econometric models that capture the
current and future effects of estimates of expected losses. The main macroeconomic variables used in this process are the Brazilian interest
rates, unemployment rates, inflation rates and economic activity indexes. The estimate of expected loss of financial assets is divided
into three categories (stages):