Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 137

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 1
Chunk 137
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 were $2.1 million and $2.6 million, respectively.

F-26

FIRST CAPITAL, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED

(4 - continued)

The following table provides the components of the Company’s amortized cost basis in loans at December 31, 2024:

			Other

			1-4 Family 

			Home Equity

			1-4 Family

			Construction,

			Residential

			and Second 

			Multifamily

			Residential

			Development

			Commercial

			Commercial

			Consumer

			Mortgage

			Mortgage

			Residential

			Construction

			and Land

			Real Estate

			Business

			and Other

			Total

			(In thousands)

			Amortized Cost Basis in Loans:

			Principal loan balance

			$
			138,936

			$
			66,549

			$
			36,822

			$
			15,245

			$
			75,840

			$
			184,851

			$
			62,727

			$
			58,406

			$
			639,376

			Net deferred loan origination fees and costs

			98

			1,206

			(17
			)

			-

			(29
			)

			(145
			)

			(9
			)

			-

			1,104

			Amortized cost basis in loans

			$
			139,034

			$
			67,755

			$
			36,805

			$
			15,245

			$
			75,811

			$
			184,706

			$
			62,718

			$
			58,406

			$
			640,480

The following table provides the components of the Company’s amortized cost basis in loans at December 31, 2023:

			Other

			1-4 Family 

			Home Equity

			1-4 Family

			Construction,

			Residential

			and Second 

			Multifamily

			Residential

			Development

			Commercial