Company: BBVXF
Filing Date: 2025-07-31
Form Type: F-3ASR
Source: 0001193125-25-170429
Chunk: 54

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: F-3ASR
Chunk 54
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 or conditions; |

| • |     | the identity of the trustee(s) and, if other than the relevant trustee, the identity of each security registrar, 
 paying agent and authenticating agent;                                                                           |

| • |     | the “Stated Intervals” and the “Record Date” for purposes of Sections 312(a) (in the case of non-interest bearing notes) and 316(c), respectively, of the Trust Indenture Act; |

| • |     | any deletions from (which may be in its entirety), modifications of or additions to the additional amounts 
 payable with respect to the notes, or any other terms set forth in the relevant indenture;                 |

| • |     | the deed of issuance (escritura de emisión), if required, which shall be in the Spanish language, 
 related to the notes;                                                                             |

| • |     | any material U.S. federal or Spanish income tax considerations applicable to the notes to the extent not 
 described in this prospectus; and                                                                        |

39

| • |     | any other terms of the notes, which shall not be inconsistent with the provisions of the relevant indenture (as 
 amended and supplemented if applicable, by the relevant supplemental indenture).                                |

BBVA may issue notes as original issue discount notes. An original issue discount note is a note, including a zero coupon note, offered at a discount from the principal amount of the note due at its maturity. The applicable prospectus supplement will describe the amount payable in the event of an acceleration and other special factors applicable to any original issue discount notes. Payments of Additional Amounts Except as otherwise provided herein or in the applicable prospectus supplement, any amounts to be paid by BBVA with respect to the notes shall be paid without withholding or deduction for or on account of any and all present or future taxes or duties of whatever nature unless such withholding or deduction is required by law. Except as otherwise provided herein or in the applicable prospectus supplement, in the event any such withholding or deduction is imposed or levied in respect of payment of interest (but not principal or premium (if any)) by or on behalf of Spain or any political subdivision or authority thereof or therein having the power to tax, BBVA will pay to the relevant holder such additional amounts as may be necessary in order that the net amount received by the holder, after such withholding or deduction equals the amount of interest, if any, which would have been receivable by such holder in the absence of such withholding or deduction;