Company: NTWK
Filing Date: 2025-09-29
Form Type: 10-K
Source: 0001493152-25-015950
Chunk: 102

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-09-29
Form: 10-K
Item: Item 1
Chunk 102
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 services that are not limited to the financial services
industry. We reach our customers through a combination of direct sales efforts, strategic partnerships with associations, a robust
online presence, participation in industry events and a variety of targeted marketing channels.

The
Company generates its core revenue from the following primary sources: (1) software licenses, (2) services, which include implementation
and consulting services, and (3) subscription and support, which includes post contract support, of its enterprise technology solutions
for the industry. The Company offers its solutions using the same underlying technology via two models: a traditional on-premises licensing
model and a subscription model.

The
on-premises model involves the sale or license of software on a perpetual basis to customers who take possession of the software and
install and maintain the software on their own hardware. Under the subscription delivery model, the Company provides access to its software
on a hosted basis as a service and customers generally do not have the contractual right to take possession of the software or solution(s).

Expertise

Our
expertise in enterprise technology and financial application development has positioned us as a global player in AI-powered asset finance
and digital retail solutions, enabling us to establish a strong footprint across key markets in North America, Europe and Asia-Pacific.

Domain
Experience

NETSOL
is a dynamic leader and has been able to accumulate a wealth of experience in the global asset finance and leasing industry alongside
the automotive digital retail space. We have built a large knowledge base which is regularly refined and updated to ensure the most up-to-date,
best practices and business solutions for the benefit of our clients and partners. We have a strong presence in the captive asset-finance
market. We have had continual operations for over two and a half decades in Asia Pacific and Europe and over four decades in North America.

Proximity
with Global and Regional Customers

We
have offices across the world located strategically to maintain close contact and proximity with our customers in various key markets.
This has not only helped us strengthen our customer relationships but also build a deeper understanding of local market dynamics. Simultaneously,
we are able to extend services and support development through a combination of onsite and offsite resources. This approach has allowed
us to offer blended rates to our customers by employing a unique and cost-effective global development model.

Our
global operations are broken down into the following primary regions: North America, Europe, Asia Pacific and the Middle East. All of
the subsidiaries are seamlessly integrated to function effectively with global delivery capabilities