Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 152

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 152
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 financing operations, acting in several sectors, which may significantly affect an entire ecosystem, involving communities and
the local flora and fauna. If a client, in the development of their projects, causes environmental impacts, such as the contamination
of soil and water pollution above the legally acceptable limit and/or environmental disasters, it has a direct obligation to repair the
damage caused. Consequently, depending on the magnitude of the socioenvironmental impact, the client can have their economic-financial
structure compromised, which could adversely affect our financial status, the result of the operations and the market value of our shares.

| l) | climate issues, including physical and transition risks |

Climate change can have adverse effects on our business.

Climate
risks can be assessed on two fronts: physical risks and transition risks. Both can impact our business strategies and product frameworks,
leading them to incorporate financial costs arising from physical climate risks and risks arising from the transition to a low-carbon
economy. We may face significant adverse impacts on our business growth rates, competitiveness, profitability, capital requirements, cost
of funding, and compliance levels.

Physical
risks are related to changes in the pattern of climate behavior generated by global warming, bringing risks related to greater exposure
to extreme weather events such as major droughts, flash floods, or strong winds. This type of risk can directly impact the asset part
of the lease, directly damaging the object of the contract, or may impact other assets of the client and cause increased default and reduced
credit quality. In addition, our facilities may also suffer physical damage due to weather events that may represent an increase in our
costs.

The
transition risks are anchored on regulatory and market-related aspects. The country is regulating its carbon market, which can bring financial
impacts to users of the product or even change of products due to its characteristics related to greenhouse gas emissions. In parallel,
there may be a change in the pattern of behavior of the market, repercussion in rating and share evaluations of the bank and of the clients
and market rates.

| m) | other issues not covered in the previous items: |

As the regulatory framework for artificial intelligence and machine learning technology evolves, our business, financial condition, and operating income may be adversely affected.

The
regulatory framework for artificial intelligence and machine learning technology is evolving and remains uncertain. It is possible that
new laws and regulations may be adopted, or existing standards, notably those related to data protection and copyright, may be interpreted
in new ways that affect the operation