Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257753
Chunk: 8

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 8
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8.3 6.5 Digital TOTAL 5.3 66% Digital 33% Active Clients2 57.4 M 80.1 M (1) Gross customer acquisition through own channels for retail segment. Excludes the US business sold to PNC for comparison purposes. (2) Total active clients as of end of September 20 and September 25. p. 15

3Q25 EARNINGS Sustainability as a Business Opportunity and a Growth Driver SUSTAINABLE FINANCE BY CUSTOMER SEGMENT (€ BN) 97 11.1 YoY 66 +48% 36.2 Retail +102% 5.5 23.7 Enterprises +52% 49.7 CIB +36% 36.5 9M24 9M25 SUSTAINABLE BUSINESS (CHANNELING, € BILLION) Sustainable business target 2025-29€700Bn Note: Sustainable business channeling is considered to be any channeling of financial flows, cumulatively, in relation with activities, clients or products considered to be sustainable or promoting sustainability in accordance with internal standards inspired by existing regulations, market standards and best practices. The foregoing is understood without prejudice to the fact that said channeling, both at an initial stage or at a later time, may not be registered on the balance sheet. To determine the financial flows channeled to sustainable business, internal criteria is used based on both internal and external information. Figures exclude BBVA Asset Management and Fundación Microfinanzas BBVA activity. p. 16

3Q25 EARNINGS Group Financial KPIs Goals Evolution ROTE TBV + DIV PER SH C/I RATIONET ATTRIBUTABLE (%, CURRENT €)(%, CURRENT €)(%, CURRENT €)PROFIT (CURRENT €Bn) GOALGOAL40.0%GOAL c.22%Mid-teensc.€48Bn Avg. 2025-2028CAGR 2024-202838.2%Cumulative 2025-2028 9M25 9M259M25GOAL 19.7%15.4%c.35%9M25 CAGR 2024-9M252024 2025 2026 2027 2028€8 Bn p. 17

Business Areas SPAIN MEXICO TURKEY SOUTH AMERICA REST OF BUSINESS

3Q25 EARNINGS BUSINESS AREAS Spain PROFIT & LOSS