Company: BOKF
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0000875357-25-000013
Chunk: 57

Company: BOK FINANCIAL CORP
Filing Date: 2025-02-19
Form: 10-K
Item: Item 8
Chunk 57
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 "doubtful" by regulatory guidelines. Non-graded loans 90 or more days past due are categorized as Nonaccrual.Probability of default is lowest for pass graded loans and increases for each credit quality indicator, Special Mention, and Accruing Substandard. Vintage represents the year of origination, except for revolving loans which are considered in aggregate. Loans that were once revolving but have converted to term loans without additional underwriting appear in a separate vintage column. 

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The following table summarizes the Company's loan portfolio at December 31, 2024 by the risk grade categories and vintage (in thousands):Origination Year20242023202220212020PriorRevolving LoansRevolving Loans Converted to Term LoansTotalCommercial:HealthcarePass$539,305 $544,103 $896,042 $481,816 $344,609 $644,441 $249,793 $10 $3,700,119 Special Mention— 15,000 64,895 110 — 32,555 255 — 112,815 Accruing Substandard— 38,180 5,253 15,529 51,134 29,151 1,635 — 140,882 Nonaccrual— — 96 463 — 13,158 — — 13,717 Total healthcare539,305 597,283 966,286 497,918 395,743 719,305 251,683 10 3,967,533 Loans charged off, year-to-date— — — — — 7,240 — — 7,240 EnergyPass148,972 46,094 39,050 2,621 6,488 16,989 2,985,161 — 3,245,375 Accruing Substandard— — — — — — 9,300 — 9,300 Nonaccrual— — — — — 49 — — 49 Total energy148,972 46,094 39,050 2,621 6,488 17,038 2,994,461 — 3,254,724 Loans charged off, year-to-date— — — — — — 226