Company: RMSGW
Filing Date: 2025-07-31
Form Type: 20-F
Source: 0001641172-25-021609
Chunk: 11

Company: Real Messenger Corp
Filing Date: 2025-07-31
Form: 20-F
Item: Item 3
Chunk 11
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 restricting certain targeted advertising practices. In addition, the European Union is in
the process of proposing reforms to its existing data protection legal framework, which may result in a greater compliance burden for
companies with users in Europe. Various government and consumer agencies have also called for new regulation and changes in industry
practices.

Artificial
intelligence (AI) is a rapidly growing technology with the potential to transform many industries, but it also poses significant risks
for our business.

Our
solutions incorporate AI and the potential for unintended consequences is a major concern, as it could lead to unexpected disruptions
in business operations, financial losses, and reputational damage. AI has the potential to rapidly disrupt established industries, business
models and practices. Notwithstanding the powerful potential of this new technology, it entails substantial risks. These include the
potential for bias in the data used to train AI systems. If the data used to train an AI system is biased, the resulting model may make
inaccurate or unfair decisions, leading to negative consequences for our users and our business. Use of biased models could lead to
regulatory fines and legal action for our users and potentially for our business. Another risk associated with AI is the potential
for unintended consequences from the use of AI systems. This could include users feeling misled by, or mistrustful of, our solutions.
Although we regularly take steps to mitigate the risks posed by AI, such as by implementing robust governance and risk management processes
for our AI systems, and regularly testing and monitoring their performance, we cannot provide assurance that we will successfully leverage
their potential.

Our
business, including our ability to operate and expand internationally, could be adversely affected if legislation or regulations are
adopted, interpreted, or implemented in a manner that is inconsistent with our current business practices and that require changes to
these practices, the design of our website, products, features or our privacy policy.

In
particular, the success of our business has been, and we expect will continue to be, driven by our ability to responsibly use the data
that our users share with us. Therefore, our business could be harmed by any significant change to applicable laws, regulations or
industry practices regarding the use or disclosure of data our users choose to share with us, or regarding the manner in which the
express or implied consent of consumers for such use and disclosure is obtained. Such changes may require us to modify our products and
features, possibly in a material manner, and may limit our ability to develop new products and features