Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 15

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 15
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 not sufficient votes at the time of the Huntington special meeting to approve the Huntington share issuance proposal or to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to holders of Huntington common stock. |

Pursuant to the Maryland General Corporation Law (the “MGCL”) and Huntington’s bylaws, only the matters set forth in the Notice of Special Meeting of Shareholders may be brought before the Huntington special meeting. At the Cadence special meeting, holders of Cadence common stock will be asked to consider and vote on the following proposals:

| • | Cadence Proposal 1: The Cadence merger proposal.Approval of the merger agreement; |

| • | Cadence Proposal 2: The Cadence compensation proposal. Approval of, on an advisory (non-binding) basis, the merger-related named executive officer compensation that will or may be paid to Cadence’s named executive officers in connection with the transactions contemplated by the merger agreement; and |

| • | Cadence Proposal 3: The Cadence adjournment proposal. Approval of the adjournment of the Cadence special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to such adjournment, there are not sufficient votes at the time of the Cadence special meeting to approve the Cadence merger proposal or to ensure that any supplement or amendment to this joint proxy statement/prospectus is timely provided to holders of Cadence common stock. |

In order to complete the merger, among other things, holders of Huntington common stock must approve the Huntington share issuance proposal, and holders of Cadence common stock must approve the Cadence merger proposal. None of the approvals of the Huntington adjournment proposal, the Cadence compensation proposal or the Cadence adjournment proposal is a condition to the obligations of Huntington or Cadence to complete the merger.

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TABLE OF CONTENTS

| Q: | What will holders of Cadence common stock receive in the merger? |

| A: | In the merger, holders of Cadence common stock will receive 2.475 shares of Huntington common stock for each share of Cadence common stock held immediately prior to the completion of the merger (other than certain shares held by Huntington or Cadence). Huntington will not issue any fractional shares of Huntington common stock in the merger. Holders of Cadence common stock who would otherwise be entitled to a fractional share of Huntington common stock in the merger will instead receive an amount in cash (rounded to the nearest cent) determined by multiplying the average