Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 158

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 1
Chunk 158
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 annually by the Enterprise Risk Committee of the Corporation’s Board of Directors. These guidelines and limits are designed to create balance and diversification within the loan portfolios.

The Corporation’s loan distribution and interest rate sensitivity as of June 30, 2025 are summarized in the following table:

Table 6 Loan Distribution and Interest Rate Sensitivity (Dollars in thousands)Within 1 Year(a)1-5 Years5-15 YearsOver 15 YearsTotal% of TotalCommercial and industrial$9,957,478 $970,915 $353,088 $484 $11,281,964 37 %Commercial real estate — owner occupied717,159 290,100 94,242 — 1,101,501 4 %Commercial real estate — investor5,053,979 298,292 18,151 — 5,370,422 18 %Real estate construction1,913,577 32,305 4,133 251 1,950,267 6 %Total commercial loans$17,642,193 $1,591,612 $469,614 $735 $19,704,154 65 %Commercial - adjustable$12,371,078 $49,113 $559 $— $12,420,750 41 %Commercial - fixed5,271,115 1,542,498 469,056 735 7,283,404 24 %Residential mortgage - adjustable180,700 897,491 1,209,834 282 2,288,308 7 %Residential mortgage - fixed7,622 55,899 338,720 4,258,840 4,661,079 15 %Auto finance3,511 1,673,462 1,292,521 — 2,969,495 10 %Home equity635,868 7,175 25,201 7,964 676,208 2 %Other consumer255,087 28,802 16,695 7,777 308,361 1 %Total loans$18,724,980 $4,254,441 $3,352,586 $4,275,598 $30,607,605 100 %Fixed-rate$5,287,800 $3,306