Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 57

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 57
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ARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Allowance for Credit LossesA summary of the changes in the allowance for credit losses is as follows (in thousands): Three Months Ended September 30, 2025MultifamilyLandSingle-Family RentalRetailCommercialOfficeTotalAllowance for credit losses:Beginning balance$152,320 $78,190 $7,312 $3,293 $1,700 $463 $243,278 Provision for credit losses (net of recoveries)18,674 (321)1,374 — — (96)19,631 Charge-offs (1)(16,600)— — — — — (16,600)Ending balance$154,394 $77,869 $8,686 $3,293 $1,700 $367 $246,309 Three Months Ended September 30, 2024Allowance for credit losses:Beginning balance$151,360 $78,450 $3,913 $3,293 $1,700 $207 $238,923 Provision for credit losses (net of recoveries)12,121 311 307 — — (102)12,637 Charge-offs (2)(7,972)— — — — — (7,972)Ending balance$155,509 $78,761 $4,220 $3,293 $1,700 $105 $243,588 Nine Months Ended September 30, 2025Allowance for credit losses:Beginning balance$148,139 $78,130 $7,524 $3,293 $1,700 $181 $238,967 Provision for credit losses (net of recoveries)41,998 (261)1,162 — — 186 43,085 Charge-offs (3)(35,743)— — — — — (35,743)Ending balance$154,394 $77,869 $8,686 $3,293 $1,700 $367 $246,309 Nine Months Ended September 30, 2024Allowance for credit losses:Beginning balance$110,847