Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257749
Chunk: 1

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 1
---
 share), for a total of €1.84 billion; and, as soon as it receives the authorization from the European Central Bank (ECB), it will launch a significant additional share buyback program 1. 1Pending approval from the governing bodies and subject to mandatory regulatory approvals.

| 10.30.2025 |

The solid business activity drove BBVA’s earnings in the first nine months of 2025. As of Sept. 30, lending increased by 16 percent yoy in constant euros, with noteworthy performances in Spain (+7.8 percent) and Mexico (+9.8 percent). Furthermore, from January through September, the BBVA Group added a record 8.7 million new customers, of which 66 percent joined via digital channels. Thanks to this acquisition effort, the active customer base surpassed 80 million at the end of 3Q25.

| 10.30.2025 |

Additionally, the sustainable business maintained momentum as a key growth driver. Through September, BBVA channeled €97 billion in transactions related to environmental or social impact, up 48 percent from a year earlier. Except where otherwise stated, the evolution of each of the main headings and changes in the income statement described below refer to constant exchange rates. In other words, they do not take currency fluctuations into account. At the top of the P&L account, net interest incomesaw an increase of 12.6 percent through September, to €19.25 billion, driven by the contribution of Spain, Mexico and Türkiye, in an environment of reduced interest rates in the main markets. Moreover, NII on average total assets -which show the ability of a financial institution to make assets profitable- had a very favorable performance over the past few quarters. The contribution of net fees and commissionsto the P&L account was outstanding in the first nine months of 2025, with an increase of 16.6 percent yoy, to €6.07 billion. It is noteworthy the performance of payments methods and asset management; and among business areas, Türkiye.

| 10.30.2025 |

In short, the bank’s core revenues (NII and fees and commissions) showed a strong performance, growing 13.5 percent yoy, to €25.32 billion. NTIstood at €1.96 billion, down 25.6 percent from the same period of last year, mainly due to lower results in Türkiye and a lower contribution from FX hedging at the Corporate