Company: FRFXF
Filing Date: 2025-10-09
Form Type: F-10/A
Source: 0001104659-25-098335
Chunk: 20

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-09
Form: F-10/A
Chunk 20
---
 Offer, the Exchange Notes will not have any Co-Obligors as of the issue date of such Exchange Notes.

**Form and Denomination:**

The Exchange Notes will be issued only in registered form in minimum denominations of $2,000 and integral multiples of $1,000 in excess thereof.

**Governing Law:**

The Exchange Notes will be, and the Indenture is, governed by the laws of the State of New York.

**Clearance and Settlement:**

The Exchange Notes will be cleared through DTC (as defined herein) for the accounts of its direct and indirect participants, including Euroclear and Clearstream.

**Absence of Public Market for the Exchange Notes:**

There is currently no established trading market for the Exchange Notes of either series. The Company does not intend to apply for a listing of the Exchange Notes on any securities exchange or an automated dealer quotation system. Accordingly, there can be no assurance as to the development or liquidity of any market for the Exchange Notes of either series and this may affect the pricing, transparency and availability of trading prices of the Exchange Notes.

For more information, see “Risk Factors — Risk Factors Related to the Exchange Notes.”

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TABLE OF CONTENTS

### DESCRIPTION OF THE BUSINESS
Unless the context otherwise requires, the terms “Fairfax,” “we,” “us” and “our” refer to Fairfax Financial Holdings Limited and its subsidiaries; the term “Allied World” refers to Allied World Assurance Company Holdings, Ltd, our majority-owned Bermuda-based holding company that, through its subsidiaries, provides global property, casualty and specialty insurance and reinsurance; the term “Brit” refers to our wholly-owned specialty insurance and reinsurance company operating in the Lloyd’s market, Brit Group Holdings Limited and its subsidiaries; the term “Bryte” refers to our wholly-owned South African property and casualty insurance business, Bryte Insurance Company Ltd.; the term “Colonnade” refers to our wholly-owned Luxembourg-based insurance company, Colonnade Insurance S.A.; the term “Crum & Forster” refers to our wholly-owned U.S. property and casualty insurance business, Crum & Forster Holdings Corp. and its subsidiaries; the term “Eurolife” refers to our majority-owned Greek life and non-life insurer, Eurolife FFH Insurance Group Holdings S.A and its subsidiaries; the term “Fairfax Asia” refers to our property and casualty insurance and reinsurance business conducted through our subsidiaries in Hong Kong, Sri Lanka