Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 308

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 308
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 are based on expected costs, including agreements with employees or other employee benefit plans. The pro forma costs do not include the benefits of expected cost savings or opportunities to earn additional revenue, as these are nonrecurring in nature and not factually supportable. Estimated merger costs are subject to change, and actual merger costs could differ from such estimates. In addition, future results may differ materially from those reflected in the unaudited pro forma combined condensed consolidated financial information included in this proxy statement/prospectus/consent solicitation statement. These differences may result from various factors, including but not limited to those discussed under the section entitled “ Risk Factors” and in HomeStreet, Inc.’s Annual Report on Form 10-K most recently filed with the SEC, as well as in its subsequent Quarterly Reports on Form 10-Q and Current Reports on Form 8-K, and the factors discussed in the section entitled “ Cautionary Statement Regarding Forward-Looking Statements.” Among other factors, the actual amounts recorded as of the completion of the merger may differ materially from the information presented in these unaudited pro forma combined condensed consolidated financial statements as a result of:

| • | changes in the trading price for HomeStreet’s common stock; |

| • | net cash used or generated in HomeStreet’s or Mechanics’ operations between the signing of the merger agreement and the completion of the merger; |

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| • | the timing of the completion of the merger, changes in total merger-related expenses, and integration costs, including costs associated with systems implementation, severance, and other costs related to exit or disposal activities; |

| • | other changes in HomeStreet’s or Mechanics’ net assets that occur prior to the completion of the merger, which could cause material differences in the information presented below; and |

| • | changes in the financial results of the combined company. |

The unaudited pro forma combined condensed consolidated financial information is provided for illustrative information purposes only. The unaudited pro forma combined condensed consolidated financial information is not necessarily, and should not be assumed to be, an indication of the actual results that would have been achieved had the merger been completed as of the dates indicated or that may be achieved in the future. The preparation of the unaudited pro forma combined condensed consolidated financial information and related adjustments required management to make certain assumptions and estimates. The unaudited pro forma combined condensed consolidated financial information should be read together with:

| • | the accompanying notes to the unaudited pro forma combined