Company: WSBC
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0000950170-25-030795
Chunk: 32

Company: WESBANCO INC
Filing Date: 2025-03-03
Form: 10-K
Item: Item 8
Chunk 32
---

    $
    422,401

    Interest and dividends on securities:

    Taxable

    70,559

    73,449

    66,123

    Tax-exempt

    18,089

    18,830

    18,818

    Total interest and dividends on securities

    88,648

    92,279

    84,941

    Other interest income

    27,191

    22,385

    6,314

    Total interest and dividend income

    825,641

    711,516

    513,656

    INTEREST EXPENSE

    Interest bearing demand deposits

    107,700

    72,866

    12,181

    Money market deposits

    72,899

    36,616

    3,562

    Savings deposits

    31,066

    23,869

    4,115

    Certificates of deposit

    53,236

    18,472

    4,089

    Total interest expense on deposits

    264,901

    151,823

    23,947

    Federal Home Loan Bank borrowings

    62,489

    59,318

    3,968

    Other short-term borrowings

    3,953

    2,545

    568

    Subordinated debt and junior subordinated debt

    16,090

    16,492

    10,860

    Total interest expense

    347,433

    230,178

    39,343

    NET INTEREST INCOME

    478,208

    481,338

    474,313

    Provision for credit losses

    19,206

    17,734

    (1,663
    )

    Net interest income after provision for credit losses

    459,002

    463,604

    475,976

    NON-INTEREST INCOME

    Trust fees

    30,676

    28,135

    27,551

    Service charges on deposits

    29,979

    26,116

    26,281

    Digital banking income

    19,953

    19,454

    20