Company: FRFXF
Filing Date: 2025-10-09
Form Type: F-10/A
Source: 0001104659-25-098335
Chunk: 17

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-09
Form: F-10/A
Chunk 17
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 to time, at a redemption price (expressed as a percentage of principal amount and rounded to three decimal places) equal to the greater of: (1)(a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the date fixed for redemption of the 2035 Notes (assuming the 2035 Notes matured on the 2035 Par Call Date) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate (as defined herein) plus 25 basis points less (b) interest accrued to the date of redemption; and (2) 100% of the principal amount of the 2035 Notes to be redeemed, as described under the heading “Description of the Notes — Optional Redemption — 2035 Notes,” together with accrued and unpaid interest, if any, to, but excluding, the date of redemption. On or after the 2035 Par Call Date, the Company may redeem the 2035 Notes, in whole or in part, at any time and from time to time, at a redemption price equal to 100% of the principal amount of the 2035 Notes being redeemed, plus accrued and unpaid interest thereon to, but excluding, the date of redemption.

Prior to November 20, 2054 (the “

#### 2055 Par Call Date
”), the Company may redeem the 2055 Notes at its option, in whole or in part, at any time and from time to time, at a redemption price (expressed as a percentage of principal amount and rounded to three decimal places) equal to the greater of: (1)(a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the date fixed for redemption of the 2055 Notes (assuming the 2055 Notes matured on the 2055 Par Call Date) on a semi‑annual basis (assuming a 360‑day year consisting of twelve 30‑day months) at the Treasury Rate (as defined herein) plus 25 basis points less (b) interest accrued to the date of redemption; and (2) 100% of the principal

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amount of the 2055 Notes to be redeemed, as described under the heading “Description of the Notes — Optional Redemption — 2055 Notes,” together with accrued and unpaid interest, if any, to, but excluding,