Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 29

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 2
Chunk 29
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131 3 %Residential1,920,642 8 %2,373,162 10 %Total real estate construction and land (1)2,302,091 9 %3,172,293 13 %Total real estate 16,109,899 66 %16,599,952 70 %Commercial:Lender finance 1,190,285 5 %727,913 3 %Equipment finance644,733 2 %621,888 3 %Premium finance473,321 2 %546,393 2 %Other asset-based154,012 1 %191,775 1 %Total asset-based2,462,351 10 %2,087,969 9 %Equity fund loans1,194,219 5 %746,655 3 %Venture lending808,382 3 %791,121 3 %Total venture capital2,002,601 8 %1,537,776 6 %Secured business loans756,964 3 %756,612 3 %Warehouse lending1,610,354 7 %1,473,074 6 %Other lending920,987 4 %923,398 4 %Total other commercial3,288,305 14 %3,153,084 13 %Total commercial7,753,257 32 %6,778,829 28 %Consumer382,737 2 %402,882 2 %Total loans and leases held for investment$24,245,893 100 %$23,781,663 100 %Total unfunded loan commitments$4,673,596 $4,887,690 

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(1)    Includes land and acquisition and development loans of $200.6 million at June 30, 2025 and $223.9 million at December 31, 2024.

92

Total loans and leases held for investment increased by $464.2 million and totaled $24.2 billion at June 30, 2025 compared to $23.8 billion at December 31, 2024. The increase in loans and leases held for investment was due primarily to increased balances in the venture capital, asset-based, other residential real estate mortgage mainly from purchased single-family residential loans, multi-family, and other