Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 612

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 612
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                  |   359,893 |     |                           |  19,220 |     |                                      |   340,673 |
| 3 ~ 4 years           |     |                  |   324,331 |     |                           |   6,155 |     |                                      |   318,176 |
| 4 ~ 5 years           |     |                  |   155,615 |     |                           |   6,399 |     |                                      |   149,216 |
| Later than 5 years    |     |                  |     1,411 |     |                           |       3 |     |                                      |     1,408 |
|                       |     |                W | 2,198,221 |     |                           | 155,444 |     |                                      | 2,042,777 |

| (*) | Interest income on finance lease receivables recognized for the year ended December 31, 2023 isW108,514million. |

<div align='center'>F-22 8</div>

SHINHAN FINANCIAL GROUP CO., LTD. AND SUBSIDIARIES

Notes to the Consolidated Financial Statements

(In millions of won)

December 31, 2023 and 2024

| 19. | Leases (continued) |

|                       |     |             2024 |           |     |                           |         |     |                                      |           |
|                       |     | Gross investment |           |     | Unrealized interestincome |         |     | Present value ofminimum leasepayment |           |
| Not later than 1 year |     |                W |   655,270 |     |                           | 116,496 |     |                                      |   538,774 |
| 1 ~ 2 years           |     |                  |   580,993 |     |                           |  75,359 |     |                                      |   505,634 |
| 2 ~ 3 years           |     |                  |   520,285 |     |                           |  36,203 |     |                                      |   484,082 |
| 3 ~ 4 years           |     |                  |   305,670 |     |                           |  13,301 |     |                                      |   292,369 |
| 4 ~ 5 years           |     |                  |   217,104 |     |                           |