Company: CFG-PE
Filing Date: 2025-02-13
Form Type: 10-K
Source: 0000759944-25-000013
Chunk: 382

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-02-13
Form: 10-K
Item: Item 7
Chunk 382
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M/P9.81 %10.92 %Return on average tangible common equity, Underlying (non-GAAP)N/P10.51 13.53 Return on average total assets and return on average total assets, Underlying:Average total assets (GAAP)Q$219,024 $222,221 Return on average total assetsK/Q0.69 %0.72 %Return on average total assets, Underlying (non-GAAP)L/Q0.73 0.88 Return on average total tangible assets and return on average total tangible assets, Underlying: Average total assets (GAAP)Q$219,024 $222,221 Less: Average goodwill (GAAP)8,187 8,184 Less: Average other intangibles (GAAP)143 177 Add: Average deferred tax liabilities related to goodwill and other intangible assets (GAAP)433 422 Average tangible assetsR$211,127 $214,282 Return on average total tangible assetsK/R0.71 %0.75 %Return on average total tangible assets, Underlying (non-GAAP)L/R0.76 0.92 Efficiency ratio and efficiency ratio, Underlying: Efficiency ratioE/C67.03 %66.97 %Efficiency ratio, Underlying (non-GAAP)F/D65.15 60.81 Noninterest income as a % of total revenue, Underlying:Noninterest income as a % of total revenueA/C27.86 %24.12 %Noninterest income as a % of total revenue, Underlying (non-GAAP)B/D27.73 24.12 Operating leverage and operating leverage, Underlying:(Decrease) increase in total revenue(5.04)%2.53 %(Decrease) increase in noninterest expense(4.95)12.58 Operating Leverage(0.09)%(10.05)%(Decrease) increase in total revenue, Underlying (non-GAAP)(5.22)%2.13 %Increase in noninterest expense, Underlying (non-GAAP)1.54 8.00 Operating Leverage, Underlying (non-GAAP)(6.76)%(5.87)%Tangible book value per common share:Common shares - at period end (GAAP)S440,543,381 466,418,055