Company: BANFP
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-030159
Chunk: 168

Company: BANCFIRST CORP /OK/
Filing Date: 2025-02-28
Form: 10-K
Item: Item 1B
Chunk 168
---

    672,179

    4,318

    0.64

    Short-term borrowings

    4,999

    235

    4.69

    6,432

    312

    4.84

    4,333

    60

    1.39

    Subordinated debt

    86,127

    4,123

    4.77

    86,070

    4,122

    4.79

    86,013

    4,122

    4.79

    Total interest-bearing liabilities

    7,379,253

    277,265

    3.75

    6,338,324

    199,480

    3.15

    6,000,296

    46,147

    0.77

    Interest-free funds:

    Noninterest-bearing deposits

    3,842,049

    4,343,646

    5,097,813

    Interest payable and other liabilities

    138,007

    108,438

    102,691

    Stockholders’ equity

    1,516,475

    1,337,340

    1,198,754

    Total interest free funds

    5,496,531

    5,789,424

    6,399,258

    Total liabilities and stockholders’ equity
     
    $
    12,875,784

    $
    12,127,748

    $
    12,399,554

    Net interest income

    $
    447,495

    $
    424,886

    $
    374,097

    Net interest spread

    2.29
    %

    2.42
    %

    2.93
    %

    Effect of interest free funds

    1.44
    %

    1.37
    %

    0.36
    %

    Net interest margin

    3.73
    %

    3.79
    %

    3.29
    %

 33 

The following table depicts, for the periods indicated, selected income statement data and other selected data:

    BANCFIRST CORPORATION

    SELECTED CONSOLID