Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 119

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 119
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esTotalLosses(Dollars in thousands)BalanceBalanceAllocationBalanceBalanceAllocationCommercial$16,387,431 55.2 %$194,568 $14,154,462 54.2 %$181,991 Commercial Real Estate:Construction and development$2,529,117 8.5 %$75,936 $2,260,551 8.7 %$93,154 Non-construction10,762,893 36.3 %148,422 9,686,646 37.1 130,574 Total commercial real estate$13,292,010 44.8 %$224,358 $11,947,197 45.8 %$223,728 Total commercial and commercial real estate$29,679,441 100.0 %$418,926 $26,101,659 100.0 %$405,719 Commercial real estate - primary collateral location by state:Illinois$7,001,526 52.7 %$7,016,665 58.7 %Wisconsin919,166 6.9 869,574 7.3 Michigan900,850 6.8 269,745 2.3 Total primary markets$8,821,542 66.4 %$8,155,984 68.3 %Florida448,561 3.4 395,168 3.3 Indiana443,852 3.3 391,477 3.3 Texas344,293 2.6 263,036 2.2 Georgia304,166 2.3 214,662 1.8 Colorado280,191 2.1 258,438 2.2 California268,561 2.0 255,720 2.1 Tennessee267,688 2.0 282,113 2.4 Arizona243,554 1.8 196,955 1.6 Other1,869,602 14.1 1,533,644 12.8 Total commercial real estate$13,292,010 100.0 %$11,947,197 100.0 %

We make commercial loans for many purposes, including working capital lines, which are generally renewable annually and supported by business assets, personal guarantees