Company: SFBC
Filing Date: 2025-11-12
Form Type: 10-Q
Source: 0001541119-25-000041
Chunk: 95

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-11-12
Form: 10-Q
Item: Item 8
Chunk 95
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 2025December 31, 2024Total NonaccrualLoansTotal NonaccrualLoanswith no ACLTotal NonaccrualLoansTotal NonaccrualLoanswith no ACLOne-to-four family$609 $649 $537 $537 Home equity201 201 298 298 Commercial and multifamily1,065 1,065 3,734 3,734 Construction and land103 103 24 24 Manufactured homes476 476 521 521 Floating homes— — 2,363 2,363 Other consumer263 262 3 1 Commercial business— — 11 11 Total$2,717 $2,756 $7,491 $7,489 The following tables present the aging of past due loans, based on amortized cost, as of the dates indicated, by type of loan (in thousands):September 30, 2025 30-59 DaysPast Due60-89 DaysPast Due90 Days and Greater Past Due90 Days and Greater Past Due and AccruingTotal PastDueCurrentTotal LoansOne-to-four family$— $2,334 $267 $— $2,601 $255,249 $257,850 Home equity1 42 147 — 190 29,936 30,126 Commercial and multifamily— 2,015 1,061 — 3,076 404,056 407,132 Construction and land— 472 83 — 555 51,900 52,455 Manufactured homes— 238 394 — 632 41,969 42,601 Floating homes— — — — — 88,247 88,247 Other consumer5 — 262 — 267 16,791 17,058 Commercial business— — — — — 14,246 14,246 Total$6 $5,100 $2,214 $— $7,320 $902,395 $909,715 

18

December 31, 2024 30-59 DaysPast Due60-89 DaysPast Due90 Days and Greater Past Due90 Days and Greater Past Due and AccruingTotal PastDueCurrentTotal LoansOne-to-four family$34 $339 $