Company: FOACW
Filing Date: 2025-05-20
Form Type: 10-K/A
Source: 0001828937-25-000032
Chunk: 206

Company: Finance of America Companies Inc.
Filing Date: 2025-05-20
Form: 10-K/A
Chunk 206
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 Total serviced reverse mortgage loan portfolio                                  |     | $ |        27,476,567 |     | $ |        25,951,142 |

(1) Loans not securitized primarily represent newly originated loans and poolable tails.

(2) Unpoolable loans primarily represent loans that have reached 98% of their MCA.

The table below summarizes the reverse mortgage portfolio owned by the Company by product type (in thousands):

|                                        |     |   | December 31, 2024 |     |   | December 31, 2023 |
|:---------------------------------------|:----|:--|------------------:|:----|:--|------------------:|
| Adjustable rate loans                  |     | $ |        19,966,185 |     | $ |        18,874,588 |
| Fixed rate loans                       |     |   |         7,376,484 |     |   |         6,817,176 |
| Total owned reverse mortgage portfolio |     | $ |        27,342,669 |     | $ |        25,691,764 |

As of December 31, 2024 and December 31, 2023, there were $ 497.6million an d $ 478.8million , respectively, of foreclosure proceedings in process, which are included in Loans held for investment, subject to HMBS related obligations, at fair value, Loans held for investment, subject to nonrecourse debt, at fair value, or Loans held for investment, at fair value, in the Consolidated Statements of Financial Condition, and $ 7.1million and $ 46.2million, respectively, of foreclosure proceedings in process, which are included in loans serviced for others in the table above.

#### 141
| Finance of America Companies Inc.          
 Notes to Consolidated Financial Statements |

8. Loans, at Fair Value

Loans held for investment and held for sale consisted of the following (in thousands):

| December 31, 2024                                              |     | Unpaid Principal Balance |            |     | Fair Value Adjustments |           |     | Estimated Fair Value |            |
|:---------------------------------------------------------------|:----|:-------------------------|-----------:|:----|:-----------------------|----------:|:----|:---------------------|-----------:|
| Loans held for investment, subject to HMBS related obligations |     | $                        | 17,652,495 |     | $                      |