Company: BBVXF
Filing Date: 2025-02-21
Form Type: 20-F
Source: 0000842180-25-000010
Chunk: 104

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-02-21
Form: 20-F
Item: Item 4
Chunk 104
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 6.60       %                  63,687             2,191            3.44       %
Provisions                                                            2,422               228            9.40       %                   2,494               174            6.97       %                   3,046               116            3.81       %
Domestic                                                              2,066                81            3.91       %                   2,217               100            4.51       %                   2,908                56            1.94       %
Foreign                                                                 356               147           41.32       %                     277                74           26.63       %                     139                60           43.18       %
Derivatives and other financial liabilities (2)                      52,949             3,631            6.86       %                  57,793             1,948            3.37       %                  57,580             1,830            3.18       %
Domestic                                                             31,359             1,041            3.32       %                  34,796               844            2.43       %                  37,423               124            0.33       %
Foreign                                                              21,590             2,591           12.00       %                  22,997             1,104            4.80       %                  20,156             1,706            8.46       %
Non-interest bearing liabilities and Equity (3)                      93,197                 —                       —                  85,242                 —                       —                  79,761                 —                       —
(1)Foreign activity represented 42.63% of the total average liabilities for the year ended December 31, 2024, 40.05% for the year ended December 31, 2023 and 37.39% for the year ended December 31, 2022.
(2)Includes “Insurance and reinsurance liabilities”, “Derivatives - Hedge accounting”, “Financial liabilities held for trading” and “Financial liabilities designated at fair value through profit or loss”.
(3)Includes “Tax liabilities”, “Liabilities included in disposal groups classified as held for sale” and “Other liabilities”.
Changes in Net Interest Income-Volume and Rate Analysis
The following tables allocate changes in our net interest income between changes in volume and changes