Company: ATLCL
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001437749-25-033947
Chunk: 138

Company: Atlanticus Holdings Corp
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 138
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 Notes contains restrictive covenants that, among other things, limit our ability and the ability of our restricted subsidiaries to:

     •
     incur more debt;

     •
     issue preferred stock;

     •
     pay dividends or make distributions in respect of capital stock, or purchase or redeem capital stock;

     •
     make certain investments;

     •
     create liens;

     •
     transfer or sell assets;

     •
     merge or consolidate; and

     •
     enter into transactions with our affiliates.

The restrictions in this indenture may prevent us from taking actions that we believe would be in the best interest of our business and may make it difficult for us to successfully execute our business strategy or effectively compete with companies that are not similarly restricted. In addition, the restrictions in the indenture are subject to certain important exceptions and may not protect the lenders or the holders of the 2030 Senior Notes from certain significant transactions. We may also incur future debt obligations that might subject us to additional restrictive covenants that could affect our financial and operational flexibility.

Note Regarding Risk Factors

The risk factors presented above are all of the ones that we currently consider material. However, they are not the only ones facing our company. Additional risks not presently known to us, or which we currently consider immaterial, also may adversely affect us. There may be risks that a particular investor views differently from us, and our analysis might be wrong. If any of the risks that we face actually occurs, our business, financial condition and operating results could be materially adversely affected and could differ materially from any possible results suggested by any forward-looking statements that we have made or might make. In such case, the trading price of our common stock or other securities could decline, and you could lose part or all of your investment. We expressly disclaim any obligation to update or revise any forward-looking statements, whether as a result of new information, future events or otherwise, except as required by law.

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      ITEM 2. 
      UNREGISTERED SALES OF EQUITY SECURITIES AND USE OF PROCEEDS 

ISSUER PURCHASES OF EQUITY SECURITIES

The following table sets forth information with respect to our repurchases of common stock during the three months ended September 30, 2025.

      Total Number of Shares Purchased 

      Average Price Paid per Share 

      Total Number of Shares Purchased as Part of Publicly Announced Plans or Programs (1) 

      Maximum Number