Company: CCNE
Filing Date: 2025-03-06
Form Type: 10-K
Source: 0000736772-25-000071
Chunk: 70

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-03-06
Form: 10-K
Item: Item 7
Chunk 70
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 regulators to be a high volatility commercial real estate credit ("HVCRE") as of December 31, 2024.

34

Maturities and Sensitivities of Loans Receivable to Changes in Interest Rate

The following table presents the maturity distribution of the Corporation's loans receivable at December 31, 2024. The table also presents the portion of loans receivable that have fixed interest rates or variable interest rates that fluctuate over the life of the loans in accordance with changes in an interest rate index.

 December 31, 2024 Due inOne Yearor LessAfter One,but WithinFive YearsAfter Five but Within Fifteen YearsAfterFifteen YearsTotalLoans Receivable with Fixed Interest RateFarmland$59 $1,872 $6,899 $— $8,830 Owner-occupied, nonfarm nonresidential properties23,460 26,489 11,466 2,105 63,520 Agricultural production and other loans to farmers3 69 — 9 81 Commercial and Industrial10,133 218,859 53,194 22,613 304,799 Obligations (other than securities and leases) of states and political subdivisions2,926 15,550 78,092 7,565 104,133 Other loans346 864 1,022 12,708 14,940 Other construction loans and all land development and other land loans (1)56,614 17,610 8,473 764 83,461 Multifamily (5 or more) residential properties27,916 26,892 2,598 4,212 61,618 Non-owner occupied, nonfarm nonresidential properties52,388 111,219 59,225 773 223,605 1-4 Family Construction (1)188 — — 1,059 1,247 Home equity lines of credit7 62 365 285 719 Residential Mortgages secured by first liens4,463 30,361 211,817 131,691 378,332 Residential Mortgages secured by junior liens268 7,354 67,519 15,193 90,334 Other revolving credit plans5 14 17 — 36 Automobile413 15,897 4,651 — 20,961 Other consumer