Company: AEGOF
Filing Date: 2025-11-13
Form Type: 6-K
Source: 0001193125-25-279367
Chunk: 6

Company: AEGON LTD.
Filing Date: 2025-11-13
Form: 6-K
Chunk 6
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 decline in 
 the value of equity and debt securities Aegon holds;                                                                       |

| ○ |     | The effects of declining creditworthiness of certain public sector securities and the resulting decline in the value of 
 government exposure that Aegon holds;                                                                                   |

| ○ |     | The impact from volatility in credit, equity, and interest rates; |

| • |     | Changes in the performance of Aegon’s investment portfolio and decline in ratings of Aegon’s counterparties; |

| • |     | The effect of tariffs and potential trade wars on trading markets and on economic growth, globally and in the markets where 
 Aegon operates.                                                                                                             |

| • |     | Lowering of one or more of Aegon’s debt ratings issued by recognized rating organizations and the adverse impact such 
 action may have on Aegon’s ability to raise capital and on its liquidity and financial condition;                     |

| • |     | Lowering of one or more of insurer financial strength ratings of Aegon’s insurance subsidiaries and the adverse impact    
 such action may have on the written premium, policy retention, profitability and liquidity of its insurance subsidiaries; |

| • |     | The effect of applicable Bermuda solvency requirements, the European Union’s Solvency II requirements, and applicable                                               
 equivalent solvency requirements and other regulations in other jurisdictions affecting the capital Aegon is required to maintain and our ability to pay dividends; |

| • |     | Changes in the European Commission’s or European regulator’s position on the equivalence of the supervisory 
 regime for insurance and reinsurance undertakings in force in Bermuda;                                      |

| • |     | Changes affecting interest rate levels and low or rapidly changing interest rate levels; |

| • |     | Changes affecting currency exchange rates, in particular the EUR/USD and EUR/GBP exchange rates; |

| • |     | The effects of global inflation, or inflation in the markets where Aegon operates; |

| • |     | Changes in the availability of, and costs associated with, liquidity sources such as bank and capital markets funding, as 
 well as conditions in the credit markets in general such as changes in borrower and counterparty creditworthiness;        |

| • |     | Increasing levels of competition, particularly in the United States, the United Kingdom, emerging markets and in relation to 
 Aegon’s shareholding in ASR Nederland N.V. and asset management business, the Netherlands;                                   |

| • |     |