Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 240

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 240
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 among other things, economic, competitive, regulatory and financial market conditions and future business decisions that may not be realized and that are inherently subject to significant business, economic, competitive and regulatory uncertainties and contingencies, including, among other things, the inherent uncertainty of the business and economic conditions affecting the industries in which HomeStreet and Mechanics operate and the risks and uncertainties described under the sections entitled “ Risk Factors ” and “ Cautionary Statement Regarding Forward-Looking Statements ” and in the reports that HomeStreet files with the SEC from time to time, all of which are difficult to predict and many of which are outside the control of HomeStreet and Mechanics and will be beyond the control of the combined company following the completion of the merger. There can be no assurance that the underlying assumptions or projected results will be realized, and actual results likely will differ, and could differ materially, from those reflected in the prospective financial information, whether or not the merger is completed. Further, these assumptions do not include all potential actions that the management of HomeStreet or Mechanics could or might have taken during these time periods. The inclusion in this proxy statement/prospectus/consent solicitation statement of the prospective financial information below should not be regarded as an indication that HomeStreet, Mechanics or their respective boards of directors or advisors considered, or now consider, this prospective financial information to be material information to shareholders, particularly in light of the inherent risks and uncertainties associated with such prospective financial information.

This information was prepared solely for internal use and should not be construed as financial guidance and it should not be relied on as such. Except as otherwise set forth below, it does not take into account any circumstances or events occurring after the date it was prepared, including the transactions contemplated by the merger agreement or the possible financial and other effects on HomeStreet or Mechanics of the merger, and does not attempt to predict or suggest actual future results of the combined company following the completion of the merger or give effect to the merger, including the effect of negotiating or executing the merger agreement, the costs that may be incurred in connection with consummating the merger, the potential synergies that may be achieved by the combined company as a result of the merger, the effect on HomeStreet or Mechanics of any business or strategic decision or action that has been or will be taken as a result of the merger agreement having been executed, or the effect of any business or strategic decisions or actions which would likely have been taken if the merger agreement had not been executed, but which were instead altered, accelerated, postponed or not taken