Company: MFAN
Filing Date: 2025-11-18
Form Type: S-8
Source: 0001104659-25-113670
Chunk: 7

Company: MFA FINANCIAL, INC.
Filing Date: 2025-11-18
Form: S-8
Chunk 7
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 the securities being registered, the registrant will, unless in the opinion of its counsel the matter has been
settled by controlling precedent, submit to a court of appropriate jurisdiction the question whether such indemnification by it is against
public policy as expressed in the Act and will be governed by the final adjudication of such issue.

<div align='center'>4

SIGNATURES</div>

Pursuant to the requirements of the Securities
Act of 1933, as amended, the registrant certifies that it has reasonable grounds to believe that it meets all of the requirements for
filing on Form S-8 and has duly caused this registration statement to be signed on its behalf by the undersigned, thereunto duly
authorized, in the City of New York, State of New York, on November 18, 2025.

| MFA FINANCIAL, INC. |                      |                                      |
| By:                 | /s/ Craig L. Knutson |                                      |
|                     | Name:                | Craig L. Knutson                     |
|                     | Title:               | Chief Executive Officer and Director |

<div align='center'>POWER OF ATTORNEY</div>

KNOW ALL MEN BY THESE PRESENTS, that each person
whose signature appears below constitutes and appoints Craig L. Knutson, Michael C. Roper and Harold E. Schwartz, and each of them, with
full power to act without the other, such person’s true and lawful attorneys-in-fact and agents, with full power of substitution
and resubstitution, for him and in his name, place and stead, in any and all capacities, to sign this Registration Statement, and any
and all amendments thereto (including post-effective amendments), and to file the same, with exhibits and schedules thereto, and other
documents in connection therewith, with the SEC, granting unto said attorneys-in-fact and agents, and each of them, full power and authority
to do and perform each and every act and thing necessary or desirable to be done in and about the premises, as fully to all intents and
purposes as he or she might or could do in person, hereby ratifying and confirming all that said attorneys-in-fact and agents, or any
of them, or their or his substitute or substitutes, may lawfully do or cause to be done by virtue hereof.

Pursuant to the requirements of the Securities
Act of 1933, as amended, this Registration Statement