Company: HBAN
Filing Date: 2025-10-30
Form Type: 425
Source: 0001140361-25-039874
Chunk: 5

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-10-30
Form: 425
Chunk 5
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 and other filings that Huntington makes with the Securities and Exchange Commission (the “SEC”) and that Cadence makes with the Board of Governors of the Federal Reserve System. The foregoing description of the Merger Agreement does not purport to be complete and is qualified in its entirety by reference to the full text of the Merger Agreement, which is attached hereto as Exhibit 2.1 and is incorporated herein by reference.

| Item 9.01. | Financial Statements and Exhibits. |

(d) Exhibits

| Exhibit No. 
 2.1         |     | Description of Exhibit                                                                                                                                       
 Agreement and Plan of Merger, dated as of October 26, 2025, by and among Huntington Bancshares Incorporated, The Huntington National Bank and Cadence Bank.* |
|:------------|:----|:-------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 104         |     | Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document.                                                    |

*Pursuant to Item 601(b)(2) of Regulation S-K, certain schedules and similar attachments have been omitted. The registrant hereby agrees to furnish a copy of any omitted schedule or similar attachment to the SEC upon request. CAUTION REGARDING FORWARD-LOOKING STATEMENTS This communication may contain certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the benefits of the proposed transaction, the plans, objectives, expectations and intentions of Huntington Bancshares Incorporated (“ Huntington”) and Cadence Bank (“ Cadence”), the expected timing of completion of the transaction, and other statements that are not historical facts. Such statements are subject to numerous assumptions, risks, estimates, uncertainties and other important factors that change over time and could cause actual results to differ materially from any results, performance, or events expressed or implied by such forward-looking statements, including as a result of the factors referenced below. Statements that do not describe historical or current facts, including statements about beliefs and expectations, are forward-looking statements. Forward-looking statements may be identified by words such as expect, anticipate, continue, believe, intend, estimate, plan, trend, objective, target, goal, or similar expressions, or future or conditional verbs such as will, may, might, should, would, could, or similar variations. The forward-looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of