Company: WEBNF
Filing Date: 2025-02-18
Form Type: 6-K
Source: 0001104659-25-014446
Chunk: 4

Company: WESTPAC BANKING CORP
Filing Date: 2025-02-18
Form: 6-K
Chunk 4
---
 ‘could’, ‘continue’,
‘plan’, ‘estimate’, ‘anticipate’, ‘believe’, ‘probability’, ‘indicative’,
‘risk’, ‘aim’, ‘outlook’, ‘forecast’, ‘f’cast’, ‘f’, ‘assumption’,
‘projection’, ‘target’, ‘goal’, ‘guidance’, ‘objective’, ‘ambition’
or other similar words are used to identify forward-looking statements. These statements reflect our current views on future events and
are subject to change, certain known and unknown risks, uncertainties and assumptions and other factors which are, in many instances,
beyond our control (and the control of our officers, employees, agents and advisors), and have been made based upon management’s
current expectations or beliefs concerning future developments and their potential effect upon us.

Forward-looking statements may also be made, verbally
or in writing, by members of Westpac’s management or Board in connection with this Report. Such statements are subject to the same
limitations, uncertainties, assumptions and disclaimers set out in this Report.

There can be no assurance that future developments or performance will
align with our expectations or that the effect of future developments on us will be those anticipated. Actual results could differ materially
from those we expect or which are expressed or implied in forward-looking statements, depending on various factors including, but not
limited to, those described in the section titled ‘Risk factors’ in Westpac’s 2024 Annual Report on Form 20-F filed
with the U.S. Securities and Exchange Commission. When relying on forward-looking statements to make decisions with respect to us, investors
and others relying on information in this Report should carefully consider such factors and other uncertainties and events.

Except as required by law, we assume no obligation to revise or update
any forward-looking statements contained in this Report, whether from new information, future events, conditions, or otherwise, after
the date of this Report.

<div align='center'>SIGNATURES</div>

Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

| Date: February 18, 2025 | WESTPAC BANKING CORPORATION 
 (Registrant)                
 By:                         | /s/ Esther Choi   |
|:------------------------|:----------------------------|:------------------|
|                         |                             | Esther Choi       |
|                         |                             | Tier One Attorney |