Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 244

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 244
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 Huntington depositary shares in accordance with the instructions it receives. Huntington will agree to take all reasonable actions that the depositary determines are necessary to enable the depositary to vote as instructed. If the depositary does not receive specific instructions from the holders of any new Huntington depositary shares, it will vote all new Huntington depositary shares held by it proportionately with instructions received.

#### Listing
The Cadence series A preferred stock is currently listed on the NYSE under the symbol “CADE-PrA.” The new Huntington depositary shares representing the new Huntington preferred stock are expected to be listed on NASDAQ upon completion of the merger. There is not expected to be any separate public trading market for the shares of the new Huntington preferred stock except as represented by the new Huntington depositary shares.

#### Form
The new Huntington depositary shares will be issued in book-entry form through DTC. The new Huntington preferred stock will be issued in registered form to the depositary as described in the section entitled “Description of New Huntington Preferred Stock—New Huntington Preferred Stock” above.

#### Depositary
Computershare Trust Company, N.A. and Computershare Inc. will jointly be the depositary for the depositary shares.

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TABLE OF CONTENTS

COMPARISON OF SHAREHOLDERS’ RIGHTS If the merger is completed, holders of Cadence common stock will receive shares of Huntington common stock in the merger and holders of Cadence series A preferred stock will receive shares of new Huntington preferred stock, and in both cases, they will cease to be shareholders of Cadence. Huntington is organized under the laws of the State of Maryland and Cadence is organized under the laws of the State of Mississippi. The following is a summary of the material differences between (1) the current rights of holders of Cadence common stock under Mississippi law and the Cadence articles of incorporation and Cadence bylaws and (2) the current rights of holders of Huntington common stock under Maryland law and the Huntington charter and Huntington bylaws. Huntington and Cadence believe that this summary describes the material differences between the rights of holders of Huntington common stock as of the date of this joint proxy statement/prospectus and the rights of holders of Cadence common stock as of the date of this joint proxy statement/prospectus; however, it does not purport to be a complete description of those differences. The summary is qualified in its entirety by reference to Huntington’s and Cadence’s governing documents, which we urge you to read carefully and