Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 206

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 206
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 | ​ | ​                  | ​ |    110,111 | ​ | ​ | ​ | ​                      | ​ | 235,574 | ​ | ​ | ​ | ​        | ​ | — | ​ | ​ | ​ | ​    | ​ | — | ​ | ​ | ​ | ​     | ​ | 120,427,903 | ​ | ​ |
| Installment and other                 | ​ | ​ | ​    | ​ | 150,943,141 | ​ | ​ | ​ | ​              | ​ |    131,349 | ​ | ​ | ​ | ​                  | ​ |    470,570 | ​ | ​ | ​ | ​                      | ​ |  35,891 | ​ | ​ | ​ | ​        | ​ | — | ​ | ​ | ​ | ​    | ​ | — | ​ | ​ | ​ | ​     | ​ | 151,580,951 | ​ | ​ |
| Total                                 | ​ | ​ | ​    | $ | 486,026,419 | ​ | ​ | ​ | ​              | $ | 14,917,779 | ​ | ​ | ​ | ​                  | $ | 18,112,952 | ​ | ​ | ​ | ​                      | $ | 271,465 | ​ | ​ | ​ | ​        | $ | — | ​ | ​ | ​ | ​    | $ | — | ​ | ​ | ​ | ​     | $ | 519,328,615 | ​ | ​ |

For the powersport loan segment, the Company’s credit quality indicator is determined by the borrower’s FICO score at origination. The delinquency status of each FICO score band is updated on a daily basis by the Company’s loan system. The following tables show the breakdown of the powersport segment by FICO score.

| ​          
 ​          
 ​          | ​ 
 ​ 
 ​ | ​ 
 ​ 
 ​ | 2024        
 FICO Scores 
 730+        |   |             |   | ​ | ​ | 729-700 |   |             |   | ​ | ​ | 699-675 |   |            |   | ​ | ​ | 674-660 |   |            |   | ​ | ​ | < 659 |   |            |   | ​ | ​ | Total |   |             |   | ​ 
 ​ 
 ​ |
|:-----------|:--|:--|