Company: MTB-PJ
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001628280-25-022036
Chunk: 131

Company: M&T BANK CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Part I, Item 8
Chunk 131
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:Pass$4 $165 $1,407 $982 $213 $500 $39 $— $3,310 Criticized accrual— 2 126 729 309 435 6 — 1,607 Criticized nonaccrual— — 1 16 1 10 — — 28 Total other commercial construction$4 $167 $1,534 $1,727 $523 $945 $45 $— $4,945 Gross charge-offs three months ended March 31, 2025$— $— $— $— $— $— $— $— $— 

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3. Loans and leases and allowance for credit losses, continued

The Company considers repayment performance a significant indicator of credit quality for its residential real estate loan and consumer loan portfolios. A summary of loans in accrual and nonaccrual status at March 31, 2025 for the various classes of the Company’s residential real estate loans and consumer loans and gross charge-offs for those types of loans for the three-month period ended March 31, 2025 by origination year follows:  Term Loans by Origination YearRevolvingLoansRevolving Loans Converted to TermLoans Total(Dollars in millions)20252024202320222021PriorResidential real estate:Current$776 $2,031 $1,317 $4,347 $3,432 $10,044 $106 $— $22,053 30-89 days past due— 11 15 94 62 397 — — 579 Accruing loans past due 90 days or more— 3 12 44 75 234 — — 368 Nonaccrual— 1 4 38 17 222 2 — 284 Total residential real estate$776 $2,046 $1,348 $4,523 $3,586 $10,897 $108 $— $23,284 Gross charge-offs three months ended March 31, 2025$— $— $— $— $— $2 $— $— $2 Consumer:  Home