Company: RITM-PC
Filing Date: 2025-05-02
Form Type: 10-Q
Source: 0001556593-25-000016
Chunk: 123

Company: Rithm Capital Corp.
Filing Date: 2025-05-02
Form: 10-Q
Item: Item 8
Chunk 123
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 table summarizes the change in U.S. GDP estimates (annualized rate) according to the U.S. Bureau of Economic Analysis:

Three Months EndedMarch 31,2025December 31,2024September 30,2024June 30,2024March 31,2024Real GDP0.3 %2.4 %3.1 %3.0 %1.6 %

The following table summarizes the annualized U.S. unemployment rate according to the U.S. Department of Labor: 

March 31,2025December 31,2024September 30,2024June 30,2024March 31,2024Unemployment rate4.2 %4.1 %4.1 %4.1 %3.9 %

The following table summarizes the annualized 10-year U.S. Treasury rate according to the Federal Reserve and the 30-year fixed mortgage rate according to Freddie Mac:

March 31,2025December 31,2024September 30,2024June 30,2024March 31,202410-year U.S. Treasury rate4.3 %4.6 %3.8 %4.4 %4.2 %30-year fixed mortgage rate6.7 %6.9 %6.1 %6.9 %6.8 %

We believe the estimates and assumptions underlying our consolidated financial statements are reasonable and supportable based on the information available as of March 31, 2025; however, uncertainty related to market volatility, the path of the federal funds rate, various regional conflicts and trade and fiscal policies makes any estimates and assumptions as of March 31, 2025, inherently less certain than they would be absent the current environment. Actual results may materially differ from those estimates. Market volatility, inflationary pressures and government policies (monetary, fiscal, trade and immigration) and their impact on the current financial, economic and capital markets environment, and future developments in these and other areas present uncertainty and risk with respect to our financial condition, results of operations, liquidity and ability to pay distributions.

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OUR PORTFOLIO

Our portfolio, as of March 31, 2025 and December 31, 2024, is separated into the Origination and Servicing, our Investment Portfolio, Residential Transitional Lending and Asset Management segments, as described in more detail below (dollars in thousands).

Origination and