Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 48

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 1
Chunk 48
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,349 745,372 Subordinated notes and debentures366,369 366,293 Accrued interest and other liabilities287,396 312,653 Total liabilities23,144,410 23,347,177 Stockholders’ equity:Common stock, Class A, $0.01 par value; 350,000,000 shares authorized at June 30, 2025 and December 31, 2024; 125,996,248 and 125,651,540 shares issued and outstanding at June 30, 2025 and December 31, 2024, respectively1,260 1,257 Surplus2,518,286 2,511,590 Undivided profits1,410,564 1,376,935 Accumulated other comprehensive loss(380,900)(360,910)Total stockholders’ equity3,549,210 3,528,872 Total liabilities and stockholders’ equity$26,693,620 $26,876,049 

See Condensed Notes to Consolidated Financial Statements.3

Simmons First National Corporation

Consolidated Statements of Income

Three and Six Months Ended June 30, 2025 and 2024 

 Three Months EndedJune 30,Six Months EndedJune 30,(In thousands, except per share data)2025202420252024 (Unaudited)(Unaudited)INTEREST INCOMELoans, including fees$265,373 $270,937 $523,128 $532,427 Interest bearing balances due from banks and federal funds sold2,531 2,964 5,234 5,974 Investment securities46,898 55,050 94,155 113,051 Mortgage loans held for sale221 194 343 342 TOTAL INTEREST INCOME315,023 329,145 622,860 651,794 INTEREST EXPENSEDeposits126,339 153,033 256,793 304,966 Federal funds purchased and securities sold under agreements to repurchase59 156 172 345 Other borrowings10,613 15,025 18,327 26,674 Subordinated notes and debentures6,188 7,026 12,322 13,998 TOTAL INTEREST EXPENSE143,199 175,240 287,614