Company: ONBPP
Filing Date: 2025-01-29
Form Type: S-4/A
Source: 0001104659-25-007256
Chunk: 31

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-01-29
Form: S-4/A
Chunk 31
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ated articles of incorporation (the “Old National articles of incorporation”) and amended and restated bylaws (the “Old National bylaws”).

See “Comparison of Shareholders’ Rights” for a description of the material differences in shareholders’ rights under each of the Old National and Bremer governing documents.

#### Accounting Treatment (page 78)
The mergers will be accounted for as an acquisition of Bremer by Old National under the acquisition method of accounting in accordance with generally accepted accounting principles in the United States (“U.S. GAAP”) for financial reporting and accounting purposes.

#### Public Trading Markets (page 58)
Old National common stock is listed for trading on the NASDAQ Stock Exchange under the symbol “ONB”. Following the mergers, shares of Old National common stock will continue to be listed for trading on the NASDAQ Stock Exchange.

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TABLE OF CONTENTS

#### Information About the Companies (page 36)
Old National

Old National is a financial holding company and the parent company of Old National Bank, which is the sixth largest commercial bank headquartered in the Midwest. As of December 31, 2024, Old National had total assets of approximately $54 billion, total deposits of approximately $41 billion, total net loans of approximately $36 billion and total assets under management of approximately $30 billion. Old National ranks among the top 30 banking companies headquartered in the U.S. Tracing its roots to 1834, Old National Bank focuses on building long-term, highly valued partnerships with clients while also strengthening and supporting the communities it serves.

Old National Bank operates approximately 270 banking centers located primarily throughout the Midwestern United States, including Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota, Tennessee and Wisconsin. Old National Bank provides a range of deposit products and services and earns interest income on loans as well as fee income from the origination of loans, wealth management and investment services, treasury management and other fee-based services. Lending activities include loans to individuals, which primarily consist of home equity lines of credit, residential real estate loans and consumer loans, and loans to commercial clients, which include commercial loans, commercial real estate loans, agricultural loans, letters of credit and lease financing. Residential real estate loans are either kept in its loan portfolio or sold to secondary investors. In addition to providing deposit and lending services, Old National offers comprehensive wealth management, investment and foreign currency services. For businesses, it also provides treasury management, merchant and capital markets services as well as community development lending