Company: TCBI
Filing Date: 2025-10-23
Form Type: 10-Q
Source: 0001077428-25-000145
Chunk: 39

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-10-23
Form: 10-Q
Item: Part I, Item 1
Chunk 39
---
 and 51,520,315 at September 30, 2025 and December 31, 2024, respectively518 515 Additional paid-in capital1,069,582 1,056,719 Retained earnings2,712,298 2,495,651 Treasury stock - 6,087,556 and 5,286,503 shares at cost at September 30, 2025 and December 31, 2024, respectively(361,076)(301,842)Accumulated other comprehensive loss, net of taxes(84,224)(183,107)Total stockholders’ equity3,637,098 3,367,936 Total liabilities and stockholders’ equity$32,536,980 $30,731,883 

See accompanying notes to consolidated financial statements.

3

Table of Contents

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENTS OF INCOME AND OTHER

COMPREHENSIVE INCOME - UNAUDITEDThree Months Ended September 30,Nine Months Ended September 30,(in thousands except per share data)2025202420252024Interest incomeInterest and fees on loans$379,017 $361,407 $1,077,525 $1,037,537 Investment securities49,396 38,389 141,952 104,117 Interest bearing cash and cash equivalents32,202 52,737 107,994 150,325 Total interest income460,615 452,533 1,327,471 1,291,979 Interest expenseDeposits180,779 190,255 530,513 547,135 Short-term borrowings534 13,784 12,224 39,316 Long-term debt7,531 8,392 23,534 33,835 Total interest expense188,844 212,431 566,271 620,286 Net interest income271,771 240,102 761,200 671,693 Provision for credit losses12,000 10,000 44,000 49,000 Net interest income after provision for credit losses259,771 230,102 717,200 622,693 Non-interest incomeService charges on deposit accounts8,111 6,307 24,133 18,557 Wealth management and trust fee income3,989 4