Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 10

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 2
Chunk 10
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360,786 Total assets$26,645,131 $26,678,628 LIABILITIES AND STOCKHOLDERS’ EQUITYLiabilities:      Interest bearing liabilities:      Interest bearing transaction and savings deposits$11,220,060 $69,108 2.47 $11,177,550 $67,895 2.46 Time deposits5,820,499 57,231 3.94 6,160,429 62,559 4.12 Total interest bearing deposits17,040,559 126,339 2.97 17,337,979 130,454 3.05 Federal funds purchased and securities sold under agreements to repurchase32,565 59 0.73 39,797 113 1.15 Other borrowings960,817 10,613 4.43 706,402 7,714 4.43 Subordinated debt and debentures366,350 6,188 6.77 366,312 6,134 6.79 Total interest bearing liabilities18,400,291 143,199 3.12 18,450,490 144,415 3.17 Noninterest bearing liabilities:Noninterest bearing deposits4,390,454 4,342,948 Other liabilities308,223 320,721 Total liabilities23,098,968 23,114,159 Stockholders’ equity3,546,163 3,564,469 Total liabilities and stockholders’ equity$26,645,131 $26,678,628 Net interest spread – FTE2.41 2.30 Net interest margin – FTE$178,246 3.06 $169,836 2.95 

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Six Months EndedJune 30, 2025June 30, 2024AverageIncome/Yield/AverageIncome/Yield/(In thousands)BalanceExpenseRate (%)BalanceExpenseRate (%)ASSETSEarning assets:Interest bearing balances due from banks and federal funds sold$230,416 $5,234 4.58 $212,949 $5,974 5.64 Investment securities - taxable3,512,029 62,817 3.61 4,098,980 81,481 4.00 Investment securities - non-taxable2