Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047351
Chunk: 51

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 51
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 (the United States and Europe) and Spain driving this growth, with significant operations in project finance and corporate loans. – Customer funds increased by 22.7% with good performance in almost all geographical areas, with Spain and Rest of Business standing out. The most relevant aspects related to the area's activity in the third quarter of 2025 were: – Lending stood at the end of September 2025, 4.6% above the balance at June 30, 2025, continuing the upward trend shown in recent quarters. Notable growth was observed both in Investment Banking & Finance (IB&F), especially in the United States and Europe. – Customer funds increased by 20.7% during the third quarter of the year 2025 especially in Spain, thanks to notable transactions with customers and credit institutions. Results CIB generated a net attributable profit of € 2,341 m in the first nine months of 2025 17 . Excluding the impact of currency fluctuations, this result represents a 31.8 % increase over the same period of the previous year and reflects again the strength of the Group's wholesale businesses, with the aim of offering a value proposition focused on the needs of its customers . All business divisions posted double-digit revenue growth: Global Markets with good behavior in all its products, particularly in currency, credit and interest rates; Global Transaction Banking (GTB), thanks to the positive evolution of recurring revenues, mainly net interest income; excellent results in IB&F, with singular operations that have generated commission income and a positive evolution of net interest income. The most relevant aspects of the year-on-year income statement evolution of this aggregate as of end of September 2025 are summarized below: – Net interest income increased by 48.3%, thanks to the continued growth of the portfolio in both 2024 and in the first nine months of 2025, as well as effective price management. By geographical areas, Spain, the United States, Turkey and Mexico showed higher growth. – Net fees and commissions grew by 26.2%, with significant activity in almost all the geographical areas, where Rest of Business and Mexico stand out. Noteworthy was the issuance activity in the primary debt market, treasury management in Mexico and significant operations in project finance and corporate loans. – Year-on-year increase in the NTI (+3.2%), with a particularly strong performance in the United States thanks to the commercial activity in foreign exchange, credit, an d interest rates.

Translation of this report originally issued in Spanish