Company: DTK
Filing Date: 2025-09-10
Form Type: 424B2
Source: 0001193125-25-199964
Chunk: 53

Company: DTE ENERGY CO
Filing Date: 2025-09-10
Form: 424B2
Chunk 53
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 reorganization or in any such bankruptcy, insolvency, receivership or other proceeding.

By reason of such subordination, in the event of liquidation or insolvency of DTE Energy, holders of Senior Indebtedness with respect to the
subordinated debt securities of any series and holders of other obligations of DTE Energy that are not subordinated to such Senior Indebtedness may recover more, ratably, than the holders of the subordinated debt securities of such series.

Subject to the payment in full of all Senior Indebtedness with respect to the subordinated debt securities of any series, the rights of the
holders of the subordinated debt securities of such series will be subrogated to the

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rights of the holders of Senior Indebtedness to receive payments or distributions of cash, property or securities of DTE Energy applicable to such Senior Indebtedness until the principal of, any premium and interest on, and any additional amounts with respect to, the subordinated debt securities of such series have been paid in full. No payments on account of principal or any premium or interest in respect of the subordinated debt securities may be made if there has occurred and is continuing a default in any payment with respect to Senior Indebtedness or an event of default with respect to any Senior Indebtedness resulting in the acceleration of its maturity, or if any judicial proceeding is pending with respect to any default. “ Indebtedness” means:

| • |     | indebtedness for borrowed money; |

| • |     | obligations for the deferred purchase price of property or services (other than trade payables not overdue by 
 more than 60 days incurred in the ordinary course of business);                                               |

| • |     | obligations evidenced by notes, bonds, debentures or other similar instruments; |

| • |     | obligations created or arising under any conditional sale or other title retention agreement with respect to 
 acquired property;                                                                                           |

| • |     | obligations as lessee under leases that have been or should be, in accordance with accounting principles 
 generally accepted in the United States, recorded as capital leases;                                     |

| • |     | obligations, contingent or otherwise, in respect of acceptances, letters of credit or similar extensions of 
 credit;                                                                                                     |

| • |     | obligations in respect of interest rate swap, cap or collar agreements, interest rate future or option contracts, 
 currency swap agreements, currency future or option contracts and other similar agreements;                       |

|