Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 19

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 19
---
 other (277) 170 (12) (141) (36) -74.5% (277) (36) -87.0% Total revenue 7,706 7,918 7,930 8,199 7,895 -3.7% 7,706 7,895 +2.4% Operating expenses (3,141) (2,983) (3,077) (3,337) (3,113) -6.7% (3,141) (3,113) -0.9% Net operating income 4,565 4,935 4,853 4,862 4,782 -1.6% 4,565 4,782 +4.7% Net loan-loss provisions (1,405) (1,471) (1,363) (1,402) (1,431) +2.0% (1,405) (1,431) +1.9% Other gains (losses) and provisions (818) (708) (480) (840) (528) -37.1% (818) (528) -35.4% Profit before tax 2,342 2,756 3,010 2,620 2,823 +7.8% 2,342 2,823 +20.5% Consolidated profit 1,586 1,903 2,185 2,000 2,065 +3.2% 1,586 2,065 +30.2% Attributable profit 1,491 1,783 2,009 1,866 1,902 +1.9% 1,491 1,902 +27.5%

30 Retail & Commercial Banking Spain (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 1,472 1,471 1,495 1,430 1,467 +2.6% 1,472 1,467 -0.4% Net fee income 283 276 270 245 291 +19.0% 283 291 +2.9% Total revenue 1,780 1,818