Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 23

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 23
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7,986 49,452 10,675,827 10,762,893 Home equity1,780 — 138 2,971 461,926 466,815 Residential real estate, excluding early buy-out loans28,047 — 8,954 38 3,777,676 3,814,715 Premium finance receivables—property & casualty30,404 14,350 25,641 29,460 8,223,321 8,323,176 Premium finance receivables—life insurance— 327 11,202 34,403 8,461,028 8,506,960 Consumer and other41 184 61 175 116,044 116,505 Total loans, net of unearned income, excluding early buy-out loans$173,977 $14,861 $92,108 $163,323 $50,463,343 $50,907,612 Early buy-out loans guaranteed by U.S. government agencies (1)— 50,639 — — 83,428 134,067 Total loans, net of unearned income$173,977 $65,500 $92,108 $163,323 $50,546,771 $51,041,679 As of December 31, 202490+ days and still accruing60-89 days past due30-59 days past due(In thousands)NonaccrualCurrentTotal LoansLoan Balances (includes PCD):Commercial$73,490 $104 $54,844 $92,551 $15,353,562 $15,574,551 Commercial real estateConstruction and development2,282 — 1,339 4,634 2,425,826 2,434,081 Non-construction18,760 — 9,182 26,132 10,415,789 10,469,863 Home equity1,117 — 1,233 2,148 440,530 445,028 Residential real estate, excluding early buy-out loans23,762 — 5,708 18,917 3,407,622 3,456,009 Premium finance receivables—property & casualty28,797 16,031 19,042 68,219 7,139