Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 17

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 17
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. After the merger is completed, an exchange agent designated by Huntington and reasonably acceptable to Veritex (the “exchange agent”) will send you instructions for exchanging Veritex stock certificates for the consideration to be received in the merger. See the section entitled “The Merger Agreement—Conversion of Shares; Exchange of Veritex Stock Certificates” beginning on page62. |

| Q: | What should I do if I receive more than one set of voting materials for the same special meeting? |

| A: | If you hold shares of Veritex common stock in “street name” and also directly in your name as a holder of record or otherwise or if you hold shares of Veritex common stock in more than one (1) brokerage account, you may receive more than one (1) set of voting materials relating to the same special meeting. Please be sure to vote all of your shares. |

Record Holders . For shares held directly, please complete, sign, date and return each proxy card (or cast your vote by telephone or Internet as provided on each proxy card) or otherwise follow the voting instructions provided in this proxy statement/prospectus in order to ensure that all of your shares of Veritex common stock are voted. Shares in “street name.” For shares held in “street name” through a bank, broker, trustee or other nominee, you should follow the procedures provided by your bank, broker, trustee or other nominee to vote your shares.

| Q: | What should I do if I have technical difficulties or trouble accessing the Veritex special meeting website? |

| A: | If you encounter any difficulties accessing the Veritex special meeting, please call the technical support number that will be posted on the Veritex special meeting website. |

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TABLE OF CONTENTS

| Q: | Who can help answer my questions? |

| A: | If you need assistance in completing your proxy card, have questions regarding Veritex’s special meeting or would like additional copies of this proxy statement/prospectus, please contact Veritex’s Investor Relations at (972) 349-6200 or Veritex’s proxy solicitor, Okapi Partners LLC, by calling toll-free at (844) 202-7428. |

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#### TABLE OF CONTENTS

### SUMMARY
This summary highlights selected information in this proxy statement/prospectus and may not contain all of the information that is important to you. You should carefully read this entire proxy statement/prospectus and