Company: MCHB
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001518715-25-000110
Chunk: 111

Company: Mechanics Bancorp
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 2
Chunk 111
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6.78 %$312,736 4.0 %NANACommon equity Tier 1 capital (to risk-weighted assets)469,978 8.78 %240,987 4.5 %NANATier 1 risk-based capital (to risk-weighted assets)529,978 9.90 %321,316 6.0 %NANATotal risk-based capital (to risk-weighted assets)677,183 12.65 %428,421 8.0 %NANAHomeStreet BankTier 1 leverage capital (to average assets)$682,744 8.74 %$312,548 4.0 %$390,685 5.0 %Common equity Tier 1 capital (to risk-weighted assets)682,744 12.76 %240,866 4.5 %347,917 6.5 %Tier 1 risk-based capital (to risk-weighted assets)682,744 12.76 %321,154 6.0 %428,206 8.0 %Total risk-based capital (to risk-weighted assets)731,318 13.66 %428,206 8.0 %535,257 10.0 %

56

At December 31, 2024ActualFor Minimum CapitalAdequacy PurposesTo Be Categorized As"Well Capitalized" (dollars in thousands)AmountRatioAmountRatioAmountRatioHomeStreet, Inc.Tier 1 leverage capital (to average assets)$537,057 5.77 %$372,319 4.0 %NANACommon equity Tier 1 capital (to risk-weighted assets)477,057 8.62 %249,109 4.5 %NANATier 1 risk-based capital (to risk-weighted assets)537,057 9.70 %332,145 6.0 %NANATotal risk-based capital (to risk-weighted assets)677,225 12.23 %442,860 8.0 %NANAHomeStreet BankTier 1 leverage capital (to average assets) $678,869 7.30 %$372,132 4.0 %$465,165 5.0 %Common equity Tier 1 capital (to risk-weighted assets