Company: NSTS
Filing Date: 2025-04-11
Form Type: DEF 14A
Source: 0001437749-25-011792
Chunk: 1

Company: NSTS Bancorp, Inc.
Filing Date: 2025-04-11
Form: DEF 14A
Chunk 1
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 Annual Report on Form 10-K for the year ended December 31, 2024, which contains information concerning our business and 2024 financial performance is available to review at our website at , and is also available online with the Annual Meeting proxy statement materials at . Our directors and officers, as well as a representative of our independent registered public accounting firm, are expected to be present at the annual meeting to respond to any questions that stockholders may have.

The business to be conducted at the annual meeting consists of: (1) the election of directors, (2) the ratification of the appointment of Plante & Moran, PLLC as our independent registered public accounting firm for the year ending December 31, 2025, and (3) a non-binding stockholder proposal that the Company engage an investment banking firm to guide the Company regarding a merger or sale of the Company. The Board of Directors has determined that first two matters described above to be considered at the annual meeting are in the best interest of NSTS Bancorp, Inc. and its stockholders, and the Board of Directors unanimously recommends a vote “FOR” each matter to be considered. With respect to the non-binding stockholder proposal, the Board of Directors encourages stockholders to consider and express their views on the proposal, but takes no position and makes no recommendation on this proposal.

On behalf of the Board of Directors, we urge you to sign, date and return the proxy card, or vote your shares online, as soon as possible to ensure that your shares are represented and voted at the meeting. This will not prevent you from attending the meeting and voting in person, but will assure that your vote is counted if you are unable to attend the annual meeting.

| Sincerely,                                    |
| /s/ Stephen G. Lear                           |
| Stephen G. Lear                               |
| Chairman, President & Chief Executive Officer |

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NSTS Bancorp, Inc.
700 S. Lewis Ave.
Waukegan, Illinois 60085
(847) 336-4430

NOTICE OF
ANNUAL MEETING OF STOCKHOLDERS

To Be Held on May 21, 2025</div>

Notice is hereby given that the 2025 Annual Meeting of Stockholders of NSTS Bancorp, Inc. (the “Company”) will be held at the office of North Shore Trust and Savings located at 700 S. Lewis Ave., Waukegan, Illinois on Wednesday, May 21, 202