Company: AOMN
Filing Date: 2025-05-16
Form Type: 424B5
Source: 0001104659-25-050029
Chunk: 66

Company: Angel Oak Mortgage REIT, Inc.
Filing Date: 2025-05-16
Form: 424B5
Chunk 66
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impact of and changes in governmental regulations, tax laws and rates, accounting principles and policies and similar matters;

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the level of governmental involvement in the U.S. mortgage market;

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future changes with respect to the Federal National Mortgage Association (“Fannie Mae”) or Federal Home Loan Mortgage Corporation in the mortgage market and related events, including the lack of certainty as to the future roles of these entities and the U.S. Government in the mortgage market and changes to legislation and regulations affecting these entities;

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effects of hedging instruments on our target assets and our returns, and the degree to which our hedging strategies may or may not protect us from interest rate volatility;

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our ability to make distributions to our stockholders in the future at the level contemplated by our stockholders or the market generally, or at all;

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our ability to continue to qualify as a REIT for U.S. federal income tax purposes; and

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our ability to maintain our exclusion from regulation as an investment company under the Investment Company Act.

In light of these risks and uncertainties, there can be no assurances that the results referred to in the forward-looking statements contained in this prospectus and the documents we incorporate by reference herein will in fact occur. Except to the extent required by applicable law or regulation, we undertake no obligation to, and expressly disclaim any such obligation to, update or revise any forward-looking statements to reflect changed assumptions, the occurrence of anticipated or unanticipated events, changes to future results over time or otherwise.

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TABLE OF CONTENTS

### GUARANTOR DISCLOSURES
Angel Oak Mortgage REIT, Inc. may guarantee debt securities of the Operating Partnership as described in “Description of Debt Securities” in this prospectus and as may be further described in an applicable prospectus supplement. Any such guarantees by Angel Oak Mortgage REIT, Inc. will be full, irrevocable, unconditional and absolute guarantees to the holders of each series of such outstanding guaranteed debt securities. Angel Oak Mortgage REIT, Inc. holds substantially all of its assets and conducts its operations through the Operating Partnership, and the Operating Partnership is a consolidated subsidiary of Angel Oak Mortgage REIT, Inc. in its consolidated financial statements.

Angel Oak Mortgage REIT, Inc. and the Operating Partnership have filed this prospectus with the SEC registering, among other securities, debt securities of the Operating Partnership, which may be fully and unconditionally guaranteed by Angel Oak Mortgage REIT, Inc. Pursuant to Rule 3-10 of Regulation