Company: FLDDW
Filing Date: 2025-08-11
Form Type: 424B3
Source: 0001213900-25-074298
Chunk: 198

Company: Fold Holdings, Inc.
Filing Date: 2025-08-11
Form: 424B3
Chunk 198
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 | 6,249,104 |
| Wolfe Repass                          
 Chief Financial Officer               |     | 195,250 |     |   803,555 |     |                |     |              |     |   998,805 |
| Nicolleta Goncalves                   
 Vice President of Risk and Compliance |     | 198,000 |     |   150,960 |     |                |     |        5,942 |     |   355,902 |

____________ (1)Amounts reflect the full grant -datefair value of Fold RSUs granted during 2024 computed in accordance with Financial Accounting Standards Board Accounting Standards Codification Topic 718, rather than the amounts paid to or realized by the named individual. (2)Amount reflects a cash bonus paid to Mr. Reeves in respect of certain revenue generated for Fold in 2024. For additional information, see “ — 2024 Bonuses” below. (3)Amounts represent matching contributions made by Fold made under Fold’s 401(k) plan. NARRATIVE TO SUMMARY COMPENSATION TABLE 2024 Salaries The named executive officers receive a base salary to compensate them for services rendered to Fold. The base salary payable to each named executive officer is intended to provide a fixed component of compensation reflecting the executive’s skill set, experience, role and responsibilities. During 2024, Fold’s named executive officers’ annual base salaries were as follows: Mr. Reeves: $200,000; Mr. Repass: $195,250; and Ms. Goncalves: $198,000. The Summary Compensation Table above shows the actual base salaries paid to each named executive officer in fiscal year 2024. 2024 Bonuses In 2024, Mr. Reeves received a $37,500 performance bonus, which he was eligible to earn based on quarterly revenue generated by Fold from certain of its customers. None of our other named executive officers earned or were eligible to earn cash bonuses in 2024.

125 Equity Compensation Certain of Fold’s named executive officers currently hold Fold RSUs covering shares of common stock. In January 2024, Mr. Repass and Ms. Goncalves were granted awards of 1,000 Fold RSUs and 51,000 Fold RSUs, respectively, and in August 2024, Mr. Reeves and Mr. Repass were granted awards of 671,642 Fold RSUs and 89,552 Fold RSUs, respectively, in each case, under the 2019