Company: HUM
Filing Date: 2025-03-03
Form Type: 424B5
Source: 0001628280-25-009237
Chunk: 12

Company: HUMANA INC
Filing Date: 2025-03-03
Form: 424B5
Chunk 12
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 on and of each year, commencing on , 2025;

• be payable to the holders of record on the and immediately preceding the related interest payment date; and

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• be computed on the basis of a 360-day year comprised of twelve 30-day months.

The 20 notes:

• will be our senior unsecured obligations;

• will constitute a series of debt securities issued under the indenture and will initially be limited to an aggregate principal amount of $ ;

• will mature on , 20 ;

• will be subject to earlier redemption at our option as described under “—Optional Redemption”;

• will be subject to repurchase by us, in whole or in part, at the option of the holders upon certain specified changes of control as described under “—Offer to Repurchase Upon Change of Control Triggering Event”;

• will not have the benefit of any sinking fund;

• will be issued in denominations of $2,000 and integral multiples of $1,000 in excess thereof; and

• will be represented by one or more registered notes in global form, but in certain limited circumstances may be represented by notes in certificated form. See “—Book-Entry Issuance.”

Interest on the 20 notes will:

• accrue at the rate of % per annum;

• accrue from , 2025 or the most recent interest payment date on which interest was paid;

• be payable in cash semi-annually in arrears on and of each year, commencing on , 2025;

• be payable to the holders of record on the and immediately preceding the related interest payment date; and

• be computed on the basis of a 360-day year comprised of twelve 30-day months.

If any interest payment date or maturity date for any series of notes falls on a day that is not a business day, the required payment of principal or interest will be made on the next business day as if made on the date that payment was due, and no interest will accrue on that payment for the period from and after the interest payment date or maturity date, as the case may be, to the date of the payment on the next business day.

#### Additional Issuances
We may from time to time, without the consent of existing holders, create and issue additional notes having the same terms and conditions as any of the series of notes in all respects, except for issuance date, issuance price and, if applicable, the first payment