Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 3

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 3
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25,724 24,797 51,165 46,845 Interest on other borrowings6,957 8,700 13,749 17,948 Interest on subordinated notes3,735 5,185 7,449 10,672 Interest on junior subordinated debentures4,328 4,984 8,639 9,988 Total interest expense374,214 379,369 734,705 720,688 Net interest income546,694 470,610 1,073,168 934,804 Provision for credit losses22,234 40,061 46,197 61,734 Net interest income after provision for credit losses524,460 430,549 1,026,971 873,070 Non-interest incomeWealth management36,821 35,413 70,863 70,228 Mortgage banking23,170 29,124 43,699 56,787 Service charges on deposit accounts19,502 15,546 38,864 30,357 Gains (losses) on investment securities, net650 (4,282)3,846 (2,956)Fees from covered call options5,624 2,056 9,070 6,903 Trading gains, net151 70 87 747 Operating lease income, net15,166 13,938 30,453 28,048 Other23,005 29,282 43,841 71,613 Total non-interest income124,089 121,147 240,723 261,727 Non-interest expenseSalaries and employee benefits219,541 198,541 431,067 393,714 Software and equipment36,522 29,231 71,239 56,962 Operating lease equipment 10,757 10,834 21,228 21,517 Occupancy, net20,228 19,585 41,006 38,671 Data processing12,110 9,503 23,384 18,795 Advertising and marketing18,761 17,436 31,033 30,476 Professional fees9,243 9,967 18,287 19,520 Amortization of other acquisition-related intangible assets5,580 1,122 11,198 2