Company: WFC-PC
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0000072971-25-000253
Chunk: 201

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-10-31
Form: 10-Q
Item: Item 13
Chunk 201
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 in securities, loans, guarantees, liquidity agreements, commitments and certain derivatives. We exclude certain transactions with unconsolidated VIEs when our continuing involvement is temporary or administrative in nature or insignificant in size.In Table 13.4, “Total VIE assets” represents the remaining principal balance of assets held by unconsolidated VIEs using the most current information available. “Carrying value” is the amount in our consolidated balance sheet related to our involvement with the unconsolidated VIEs. “Maximum exposure to loss” represents estimated loss that would be incurred under severe, hypothetical circumstances, for which we believe the possibility is extremely remote, such as where the value of our interests and any associated collateral declines to zero, without any consideration of recovery or offset from any economic hedges. Accordingly, this disclosure is not an indication of expected loss. “Maximum exposure to loss” is determined as the carrying value of our investment in the VIEs excluding the unconditional repurchase options that have not been exercised, plus the remaining undrawn liquidity and lending commitments, the notional amount of net written derivative contracts, and generally the notional amount of, or stressed loss estimate for, other commitments and guarantees.Debt, guarantees and other commitments include amounts related to lending arrangements, liquidity agreements, and certain loss sharing obligations associated with loans originated, sold, and serviced under certain GSE programs.Table 13.4:  Unconsolidated VIEsCarrying value – asset (liability)(in millions)TotalVIE assets LoansDebtsecurities (1)All otherassets (2)Debt and other liabilitiesNet assets September 30, 2025Nonconforming mortgage loan securitizations (3)$2,235 — 245 10 — 255 Commercial real estate loans5,008 4,994 — 14 — 5,008 Other1,058 — — 12 — 12 Total$8,301 4,994 245 36 — 5,275 Maximum exposure to lossLoansDebtsecurities (1)All otherassets (2)Debt, guarantees,and other commitmentsTotal exposure Nonconforming mortgage loan securitizations (3)$— 245 10 — 255 Commercial real estate loans4,994 — 14 843 5,851 Other— — 12 157 169 Total$4,994 245