Company: SFB
Filing Date: 2025-04-25
Form Type: DEF 14A
Source: 0001193125-25-094691
Chunk: 31

Company: STIFEL FINANCIAL CORP
Filing Date: 2025-04-25
Form: DEF 14A
Chunk 31
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 vests automatically upon a change in control, nor does any executive officer have an agreement providing for guaranteed payments, severance, or “golden parachute” payments. Perquisites and Personal Benefits Our named executive officers have the perquisites and other personal benefits described in more detail in the Summary Compensation Tables beginning on page 48. The Company does not reimburse non-accountableexpenses. Retirement Plans and Health and Welfare Plans We sponsor a profit sharing plan, the 401(k) Plan, in which all eligible employees, including the named executive officers, may participate. We currently match up to $1,000 of each employee’s contribution to the 401(k) Plan (or up to $3,000 matched for employees earning less than $175,000 per year). Employee stock ownership contributions for a particular year are based upon each individual’s calendar year earnings up to a maximum prescribed by the Internal Revenue Code. Full-time employees, including the named executive officers, participate in the same broad-based, market-competitive health and welfare plans (including medical, prescription drug, dental, vision, life, and disability insurance). These benefits are available to the named executive officers on the same basis as they are made available to all other full-time employees. Deductibility of Executive Compensation Section 162(m) of the Internal Revenue Code currently provides that compensation in excess of $1 million paid in a taxable year to any individual who is a “covered employee”, including the named executive officers, will generally be non-deductiblefor federal income tax purposes. The Committee recognizes the impact of this non-deductibilityon the compensation that it intends to award, but structures compensation in a manner appropriate and consistent with the Company’s executive compensation program. The Committee also recognizes that proposed regulations may, in future years, increase the population of employees to which Section 162(m) applies.

| Proxy Statement for the 2025 Annual Meeting of Shareholders |     | 46 |

SUMMARY COMPENSATION TABLE TREATMENT OF TIMING OF COMPENSATION Pursuant to SEC rules, the Summary Compensation Table (SCT) must account for equity-based awards duringthe year of grant, even if awarded for services in the prioryear. However, SEC rules require the SCT to include other incentive compensation to be included in the year earned, even if granted during the nextyear. By contrast, the Committee, as reflected in the CD&A, considers all performance-based executive compensation to be compensation for the year of performance. Generally, we grant equity-based awards and debentures, and pay any