Company: MCHB
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0001518715-25-000083
Chunk: 123

Company: Mechanics Bancorp
Filing Date: 2025-05-08
Form: 10-Q
Item: Item 2
Chunk 123
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 Tier 1 capital (to risk-weighted assets)473,304 8.76 %243,161 4.5 %NANATier 1 risk-based capital (to risk-weighted assets)533,304 9.87 %324,214 6.0 %NANATotal risk-based capital (to risk-weighted assets)674,401 12.48 %432,286 8.0 %NANAHomeStreet BankTier 1 leverage capital (to average assets)$681,006 8.46 %$321,913 4.0 %$402,391 5.0 %Common equity Tier 1 capital (to risk-weighted assets)681,006 12.61 %243,035 4.5 %351,050 6.5 %Tier 1 risk-based capital (to risk-weighted assets)681,006 12.61 %324,047 6.0 %432,062 8.0 %Total risk-based capital (to risk-weighted assets)723,518 13.40 %432,062 8.0 %540,078 10.0 %

54

At December 31, 2024ActualFor Minimum CapitalAdequacy PurposesTo Be Categorized As"Well Capitalized" (dollars in thousands)AmountRatioAmountRatioAmountRatioHomeStreet, Inc.Tier 1 leverage capital (to average assets)$537,057 5.77 %$372,319 4.0 %NANACommon equity Tier 1 capital (to risk-weighted assets)477,057 8.62 %249,109 4.5 %NANATier 1 risk-based capital (to risk-weighted assets)537,057 9.70 %332,145 6.0 %NANATotal risk-based capital (to risk-weighted assets)677,225 12.23 %442,860 8.0 %NANAHomeStreet BankTier 1 leverage capital (to average assets) $678,869 7.30 %$372,132 4.0 %$465,165 5.0 %Common equity Tier 1 capital (to risk-weighted assets)678,869 12.27 %249,000 4.5 %