Company: WBS-PG
Filing Date: 2025-09-05
Form Type: 424B5
Source: 0001193125-25-197211
Chunk: 60

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-09-05
Form: 424B5
Chunk 60
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 in the United States for 183 or more days in the taxable year of disposition of a Note, or if you are a former citizen or former resident of the United States, in which case you should consult your tax adviser regarding the U.S. federal income tax consequences of owning and disposing of a Note. Payments of interest. Subject to the discussions under “—Information reporting and backup withholding” and “FATCA” below, payments of principal and interest on the Notes to a non-U.S.holder generally will be exempt from U.S. federal income or withholding tax if, in the case of the payments of interest:

| • |     | the non-U.S. holder does not own, actually or constructively, 10% or more  
 of the combined voting power of all classes of our stock entitled to vote; |

| • |     | the non-U.S. holder is not a “controlled foreign corporation”                                                
 for U.S. federal income tax purposes that is related, directly or indirectly, to us through stock ownership; |

| • |     | the non-U.S. holder certifies under penalties of perjury on IRS Form W-8BEN or, if applicable, W-8BEN-E that the non-U.S. holder is not a United States person or 
 you otherwise satisfy certification requirements applicable to Notes held through certain intermediaries; and                                                     |

| • |     | the non-U.S. holder is not receiving such interest as income effectively                           
 connected with the conduct by the non-U.S. holder of a trade or business within the United States. |

If a non-U.S.holder cannot satisfy one of the first three requirements described above and interest on the Notes is not exempt from withholding because it is effectively connected with the non-U.S.holder’s conduct of a trade or business in the United States (and, if required by an applicable income tax treaty, is attributable to the non-U.S.holder’s U.S. permanent establishment or fixed base), as described below, payments of interest on the Notes will be subject to withholding tax at a rate of 30%, or the rate specified by an applicable treaty. Sale, exchange, retirement or other taxable disposition. Subject to the discussions under “—Information reporting and backup withholding” and “FATCA” below, a non-U.S.holder generally will not be subject to U.S. federal income or withholding tax on gain realized on a sale, exchange, retirement or other taxable disposition of the Notes, unless the gain is effectively connected with the non