Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 71

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 71
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M'24 9M'25 9M'25 / 9M'24 Net interest income 339 445 460 496 486 492 460 -6.5% 1,244 1,438 +15.6% Net fee income 124 129 139 134 144 146 142 -2.8% 392 431 +10.1% Gains (losses) on financial transactions and other 45 48 61 56 55 53 63 +18.3% 153 171 +11.3% Total revenue 507 621 660 687 685 691 664 -3.9% 1,789 2,040 +14.1% Operating expenses (216) (227) (226) (223) (236) (236) (224) -5.2% (668) (696) +4.2% Net operating income 292 394 435 464 449 455 441 -3.2% 1,121 1,344 +20.0% Net loan-loss provisions (120) (119) (122) (114) (148) (139) (129) -6.8% (361) (416) +15.3% Other gains (losses) and provisions (18) (1) (10) (20) (2) (7) (12) +64.8% (29) (21) -26.9% Profit before tax 154 274 303 330 299 309 300 -3.1% 731 907 +24.1% Consolidated profit 121 219 246 273 255 264 247 -6.3% 586 766 +30.7% Underlying attributable profit 87 153 172 188 175 185 174 -6.0% 412 534 +29.4%

83 Chile (CLP mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 361,759 475,476 491,886 529,884 519,215 525,944 491