Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 117

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 117
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 not paid to but excluding the redemption date and any additional amounts due and payable on the Notes of such series up to but excluding the redemption date. See “— Redemption for Tax Reasons.”

#### Payment of Additional Amounts
All payments made by the Company under or with respect to the Notes of each series will be made free and clear of, and without withholding or deduction for or on account of, any present or future tax, duty, levy, impost, assessment or other governmental charge imposed or levied by or on behalf of the Government of Canada or of any province or territory thereof or by any authority or agency therein or thereof having power to tax (hereinafter “

#### Taxes
”), unless the Company is required to withhold or deduct Taxes by law or by the interpretation or administration thereof. If the Company is so required to withhold or deduct any amount for or on account of Taxes from any payment made under or with respect to the Notes of a series, the Company will pay as interest such additional amounts (“

#### Additional Amounts
”) as may be necessary so that the net amount received by each holder of such Notes of such series or the beneficial owner thereof (including Additional Amounts) after such withholding or deduction will not be less than the amount such holder or beneficial owner would have received if such Taxes had not been withheld or deducted; provided that no Additional Amounts will be payable with respect to: (a) any payment made to a holder of the Notes of such series or beneficial owner who is liable for such Taxes in respect of the Notes of such series (i) by reason of such holder or beneficial owner, or any other person entitled to payments on the Notes of such series, being a person with which the Company does not deal at arm’s length (within the meaning of the Income Tax Act (Canada) (the “

#### Canadian Tax Act
”)), (ii) by reason of such holder or beneficial owner being a “specified shareholder” of the Company or not dealing at arm’s length with a “specified shareholder” of the Company (as defined in subsection 18(5) of the Canadian Tax Act), (iii) by reason of such holder or beneficial owner being an entity in respect of which the Company is a “specified entity” for the purposes of the “hybrid mismatch rules” in subsection 18.4(1) of the Canadian Tax Act, (iv) by reason of the existence of any present or former connection between such holder or beneficial owner (or between a fiduciary, settlor,