Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 50

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 2
Chunk 50
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 for Sale

Increase (Decrease) from:dollars in millionsSeptember 30, 2025June 30, 2025December 31, 2024June 30, 2025December 31, 2024Loans and leases:Commercial (1)$30$40$27$(10)(25)%$311 %Consumer808355(3)(4)%2546 %Loans and leases11012382(13)(11)%2834 %Operating lease equipment223—— %(1)(20)%Total assets held for sale$112$125$85$(13)(11)%$2732 %

(1) There were no nonaccrual loans held for sale at September 30, 2025 and December 31, 2024, and $22 million as of June 30, 2025. 

Loans and Leases

The loan and lease disclosures for 2024 periods presented in this Form 10-Q were recast to reflect the 2025 Loan Class Changes summarized in the “Recent Events” section of this MD&A and further discussed in Note 1—Significant Accounting Policies and Basis of Presentation. 

Loans and leases at September 30, 2025 were $144.76 billion, an increase of $4.54 billion or 3% from $140.22 billion at December 31, 2024. Loan growth of $3.26 billion in the SVB Commercial segment was concentrated in Global Fund Banking, partially offset by a decline in Tech and Healthcare. Loan growth in the Commercial Bank segment of $943 million was mainly in our industry verticals, primarily TMT and Healthcare. Loan growth of $338 million in the General Bank segment was primarily in the Wealth portfolio.

84

The unamortized discount related to acquired loans was $1.38 billion at September 30, 2025, a decrease of $215 million from $1.60 billion at December 31, 2024. 

Refer to Note 4—Loans and Leases for further information.

The following table presents loans and leases by loan segment and loan class, and the respective proportion to total loans:

Table 25Loans and Leases

dollars in millionsSeptember 30, 2025June 30, 2025December 31, 2024Balance Increase (Decrease) from:Balance% to Total LoansBalance% to Total LoansBalance