Company: WFC-PC
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0000072971-25-000253
Chunk: 14

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-10-31
Form: 10-Q
Item: Item 1
Chunk 14
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80 96 Total net gains (losses) recognized during the period$40 $(61)$(104)13 Table 4.4 presents cumulative carrying value adjustments to nonmarketable equity securities accounted for under the measurement alternative that were still held at the end of each reporting period presented.Table 4.4:  Measurement Alternative Cumulative Gains (Losses)(in millions) Sep 30,2025Dec 31,2024Cumulative gains (losses):Gross unrealized gains from observable price changes$7,568 7,457 Gross unrealized losses from observable price changes(100)(53)Impairment write-downs(3,895)(3,747)

70Wells Fargo & Company

Note 5:  Loans and Related Allowance for Credit LossesTable 5.1 presents total loans outstanding by portfolio segment and class of financing receivable. Loans are reported at their outstanding principal balances net of any unearned income, cumulative charge-offs, unamortized deferred fees and costs on originated loans, and unamortized premiums or discounts on purchased loans. These amounts were less than 1% of our total loans outstanding at both September 30, 2025, and December 31, 2024.Outstanding balances exclude accrued interest receivable on loans, except for certain revolving loans, such as credit card loans. See Note 7 (Intangible Assets and Other Assets) for additional information on accrued interest receivable. Amounts considered to be uncollectible are reversed through interest income. During the first nine months of 2025, we reversed accrued interest receivable of $42 million for our commercial portfolio segment and $284 million for our consumer portfolio segment, compared with $33 million and $300 million, respectively, for the same period a year ago.Table 5.1:  Loans Outstanding(in millions)Sep 30,2025Dec 31,2024Commercial and industrial$417,904 381,241 Commercial real estate130,250 136,505 Lease financing (1)15,311 16,413 Total commercial563,465 534,159 Residential mortgage243,910 250,269 Credit card56,996 56,542 Auto46,041 42,367 Other consumer (2)32,690 29,408 Total consumer379,637 378,586 Total loans$943,102 912,745 (1)