Company: CFG-PE
Filing Date: 2025-07-23
Form Type: 424B2
Source: 0001193125-25-163534
Chunk: 13

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-07-23
Form: 424B2
Chunk 13
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 (equivalent to $25 per Depositary Share), plus any dividends that have been declared but not paid prior to the date of payment of distributions to stockholders, without regard to any undeclared |

S-4

| dividends. Distributions will be made only to the extent of our assets that are available for distribution to stockholders (i.e., after satisfaction of all our liabilities to creditors, if                                                                                                                                                                          
 any) pro rata as to our Series B Non-Cumulative Perpetual Preferred Stock, $1,000 liquidation preference per share (the “Series B Preferred Stock”), Series C                                                                                                                                                                                                         
 Non-Cumulative Perpetual Preferred Stock, $1,000 liquidation preference per share (the “Series C Preferred Stock”), Series E Non-Cumulative Perpetual                                                                                                                                                                                                                 
 Preferred Stock, $1,000 liquidation preference per share (the “Series E Preferred Stock”), Series F Non-Cumulative Perpetual Preferred Stock, $1,000 liquidation preference per share (the                                                                                                                                                                            
 “Series F Preferred Stock”), Series G Non-Cumulative Perpetual Preferred Stock, $1,000 liquidation preference per share (the “Series G Preferred Stock”), Series H Non-Cumulative Perpetual Preferred Stock, $1,000 liquidation preference per share (the “Series H Preferred Stock”) and any other class or series of our stock that ranks equally with the Series I 
 Preferred Stock as to the distribution of assets on our liquidation, dissolution or winding up and before any distribution of assets is made to holders of our common stock or any other class or series of our stock that ranks junior to the Series I                                                                                                               
 Preferred Stock as to the distribution of assets on our liquidation, dissolution or winding up.                                                                                                                                                                                                                                                                       |

| Voting Rights: | None, except with respect to certain changes in the terms of the Series I Preferred Stock, with respect to the authorization, creation, or increase in the authorized amount of stock ranking prior to the Series I Preferred Stock in the payment of     
 dividends or in the distribution of assets on any liquidation, dissolution or winding up of the Company, in the case of certain share exchanges, reclassifications, mergers and consolidations and other transactions and in the case of certain dividend 
 non-payments. See “Description of the Series I Preferred Stock—Voting Rights” below.                                                                                                                                                                      |

| Ranking: | Shares of the Series I Preferred Stock will rank senior to our common stock and all other classes or series of our