Company: ADZCF
Filing Date: 2025-03-13
Form Type: 20-F
Source: 0001159508-25-000020
Chunk: 687

Company: DEUTSCHE BANK AKTIENGESELLSCHAFT
Filing Date: 2025-03-13
Form: 20-F
Chunk 687
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 Credit ratio defined as allowance for credit losses to total loans at amortized cost at the end of period in this table excludes collateral. Considering collateral, credit ratio is materially higher. Loan at Amortized Cost exposure went up by € 12 billion or 3 % in 2022 compared to 2021, which was driven by Private Bank as well as Investment Bank. Loan loss allowance slightly increased by € 36 million or 1 % in 2022. Net charge-offs increased by € 484 million or 99 % in 2022 due to the non-performing portfolio sales in Private Bank.

| S-9 |

| Deutsche Bank                   |
| Annual Report 2024 on Form 20-F |

Foreign outstandings The following tables list only those countries for which the cross-border outstandings exceeded 0.75 % of the Group’s total assets as of December 31, 2024, 2023 and 2022. Offsetting of local country claims is done for third party liabilities of the respective foreign offices that represent legal obligations of the foreign offices and for which no payment is guaranteed at locations outside of the country of the office. As of December 31, 2024, there were no outstandings that exceeded 0.75 % of total assets in any country currently facing debt restructuring or liquidity problems that the Group expects would materially impact the country’s ability to service its obligations.

|                                  |     |                         Dec 31, 2024 |     |                                     |     |         |     |              |     |                        |     |         |     |       |
|:---------------------------------|:----|-------------------------------------:|:----|------------------------------------:|:----|--------:|:----|-------------:|:----|-----------------------:|:----|--------:|:----|------:|
| in € m.(unless stated otherwise) |     | Banks andother financialinstitutions |     | Governmentsand Officialinstitutions |     |  Other1 |     | Commit-ments |     | Net localcountry claim |     |   Total |     |  in % |
| USA                              |     |                                3,520 |     |                              49,908 |     | 102,191 |     |        9,330 |     |                134,481 |     | 299,430 |     | 21.59 |
| Great Britain                    |     |                                3,195 |     |                              35,061 |