Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 65

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 1
Chunk 65
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 ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesLoan interest receivable totaled $259 million and $266 million at June 30, 2025 and December 31, 2024, respectively, and was included in accrued income and other assets on the Consolidated Balance Sheets.Allowance for Credit LossesThe following table details the changes in the allowance for credit losses. 20252024(in millions)Business LoansRetail LoansTotalBusiness LoansRetail LoansTotalThree Months Ended June 30Balance at beginning of period:Allowance for loan losses$634 $49 $683 $626 $65 $691 Allowance for credit losses on lending-related commitments25 11 36 28 9 37 Allowance for credit losses659 60 719 654 74 728 Loan charge-offs(30)(1)(31)(28)— (28)Recoveries on loans previously charged-off1 2 3 16 1 17 Net loan charge-offs(29)1 (28)(12)1 (11)Provision for credit losses:Provision for loan losses49 (6)43 6 — 6 Provision for credit losses on lending-related commitments1 — 1 (5)(1)(6)Provision for credit losses50 (6)44 1 (1)— Balance at end of period:Allowance for loan losses654 44 698 620 66 686 Allowance for credit losses on lending-related commitments26 11 37 23 8 31 Allowance for credit losses$680 $55 $735 $643 $74 $717 Six Months Ended June 30Balance at beginning of periodAllowance for loan losses$625 $65 $690 $620 $68 $688 Allowance for credit losses on lending-related commitments28 7 35 31 9 40 Allowance for credit losses653 72 725 651 77 728 Loan charge-offs(61)(2)(63)(48)(1)(49)Recoveries on loans previously charged-off7 2 9 22 2 24 Net loan (charge-offs) recoveries(54)— (54)(26)1 (25)Provision for credit losses:Provision for loan losses83 (21)62 26