Company: FRME
Filing Date: 2025-09-25
Form Type: 425
Source: 0001193125-25-216443
Chunk: 32

Company: FIRST MERCHANTS CORP
Filing Date: 2025-09-25
Form: 425
Chunk 32
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 terms of the mortgage note, security instrument and any other related loan documents relating to each Mortgage Loan, (C) all
requirements set forth in the Servicing Agreements, (D) any law, statute, regulation, order, award, decision, injunction, judgment, ruling, decree, charge, writ, subpoena, or verdict entered, issued, made, or rendered by any Governmental Entity
or arbitrator applicable to any Mortgage Loans and (E) all requirements set forth in the credit, underwriting, servicing and collection policies and procedures of First Savings and the Subsidiaries (including the Bank).

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(ii) “First Savings Acquired Mortgage Loan” means any
Mortgage Loan originated or purchased by First Savings or any Subsidiary (including the Bank).

(iii) “First Savings Owned Mortgage Loan” means any Mortgage Loan for which First Savings (either on its own or through a Subservicer) performs servicing as a result of its ownership of that Mortgage Loan and not pursuant to a Servicing Agreement.

(iv) “First Savings Serviced Mortgage Loan” means any Mortgage Loan serviced or master serviced by First
Savings or a Subsidiary (either on its own or through a Subservicer) pursuant to a Servicing Agreement at any time since January 1, 2022.

(v) “Mortgage Loans” means any mortgage loan originated, purchased, serviced, or subserviced by First
Savings or any Subsidiary (including the Bank), including forward and reverse mortgage loans.

(vi) “Mortgage Servicing Rights” means the rights, title and interest to mortgage servicing rights acquired pursuant to the Servicing Agreements or any side or ancillary agreement entered into in connection with any Servicing Agreement, including
(A) the right to receive any servicing fees, general servicing fees, excess servicing fees, late fees, or other income or compensation payable to the mortgage servicing rights owner, solely in its capacity as such, under such Servicing
Agreement, and (B) all other rights of a mortgage servicing rights owner as provided for in any Servicing Agreement.

(vii) “Permitted Encumbrances” means (A) statutory liens securing payments not yet delinquent or being
contested in good faith by appropriate proceedings, (B) liens for real property taxes not yet delinquent or being contested in good faith by appropriate proceedings, (C) easements, rights of way, and other nonmonetary enc