Company: KARO
Filing Date: 2025-06-09
Form Type: 20-F
Source: 0001213900-25-052372
Chunk: 225

Company: Karooooo Ltd.
Filing Date: 2025-06-09
Form: 20-F
Item: Item 19
Chunk 225
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 236,878             -      ( 20,869  
  Cash and cash equivalents           70,015         2,590         1,868  
  Trade and other payables         ( 230,793       ( 5,318      ( 15,639  
                                      56,206        89,309      ( 33,334  

F-47

Sensitivity analysis

A strengthening/weakening of the ZAR
against the USD, EUR and SGD, at year-end would have impacted the measurement of financial instruments denominated in a foreign currency,
equity and profit or loss by the amounts shown below. The analysis assumes that all other variables remain constant. A factor change of10% has been applied to the exchange rates.

  Figures in Rand thousands                             
  February 28, 2025                                     
 ────────────────────────────────────────────────────────
  USD                            ( 87,680       87,680  
  EUR                             ( 1,478        1,478  
  SGD                             ( 3,230        3,230  
                                 ( 92,388       92,388  
  February 29, 2024                                     
  USD                             ( 5,621        5,621  
  EUR                             ( 8,931        8,931  
  SGD                               3,333      ( 3,333  
                                 ( 11,219       11,219  

29.2 (d) Interest rate risk

Interest rate risk is the risk that
the fair value of future cash flows of a financial instrument will fluctuate because of changes in market interest rates. The Group’s
exposure to interest rate risk relates primarily to the Group’s loan obligations with variable interest rates as follow:

  The term loan granted by Standard Bank of South Africa Limited in June 2024 bears interest at a rate equivalent  

  The mortgaged bond with First National Bank attracts interest at a rate of prime rate less 1.15% p.a.  

  The term loan with Banco Comercial Português, S. A attracts interest at a rate of 0.75% p.a plus  

  The bank overdraft facility with Capitec Bank Limited, previously Mercantile Bank (“ Capitec Bank”) attracts interest at Capitec Bank’s prime lending rate, which as at the date of this annual r...  

  The term loan with Caixa Geral Depositos de S. A attracts interest