Company: USB-PA
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000036104-25-000064
Chunk: 244

Company: US BANCORP \DE\
Filing Date: 2025-11-05
Form: 10-Q
Chunk 244
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 1. Legal Proceedings

## — See the information set forth in “Litigation and Regulatory Matters” in Note 15 in the Notes to Consolidated Financial Statements on page 72of this Report, which is incorporated herein by reference.

## Item 1A. Risk Factors

## — There are a number of factors that may adversely affect the Company’s business, financial results or stock price. Refer to “Risk Factors” in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024, for discussion of these risks.

## Item 2. Unregistered Sales of Equity Securities and Use of Proceeds

## — See the information set forth in the “Capital Management” section on page 25of this Report for information regarding shares repurchased by the Company during the third quarter of 2025, which is incorporated herein by reference.

## Item 5. Other Information

## — During the three months ended September 30, 2025, no director or officer (as defined in SEC Rule 16a-1(f)) of the Company adoptedor terminateda “Rule 10b5-1 trading arrangement” or “non-Rule 10b5-1 trading arrangement,” as each term is defined in Item 408 of Regulation S-K.

## Item 6. Exhibits
| 3.1  
 3.2  
 10.1 
 10.2 |     | Restated Certificate of Incorporation (incorporated by reference to Exhibit 3.4 to the Company’s Form 8-K filed on April 20,2022).                                                                                                                                                                                                                                                                                                                                                            
 Amended and Restated Bylaws (incorporated by reference to Exhibit 3.1 to the Company’s Form 8-K filed on October 19,2023).                                                                                                                                                                                                                                                                                                                                                                    
 Form of Aircraft Time Sharing Agreement (incorporated by reference to Exhibit 10.1 to the Company’s Form 8-K filed on August 14, 2025).                                                                                                                                                                                                                                                                                                                                                       
 Form of Charter Flight Reimbursement Agreement (incorporated by reference to Exhibit 10.2 to the Company’s Form 8-K filed on August 14, 2025).                                                                                                                                                                                                                                                                                                                                                |
|:-----|:----|:----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 31.1 |     | Certification of Chief Executive Officer pursuant to Rule 13a-14(a) under the Securities Exchange Act of 1934.                                                                                                                                                                                                                                                                                                                                                                                |
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