Company: CMA
Filing Date: 2025-11-25
Form Type: DEFM14A
Source: 0001193125-25-297173
Chunk: 12

Company: COMERICA INC
Filing Date: 2025-11-25
Form: DEFM14A
Chunk 12
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 Fifth Third, without par value; |

| • |     | “Fifth Third common shareholders” refers to holders of Fifth Third common stock; |

| • |     | “Fifth Third Intermediary” refers to Fifth Third Financial Corporation, an Ohio corporation and a 
 wholly owned subsidiary of Fifth Third;                                                           |

| • |     | “Fifth Third voting preferred stock” refers to 6.00%                                                                                                                 
 Non-Cumulative Perpetual Class B Preferred Stock, Series A of Fifth Third, no par value (and depositary shares representing the Fifth Third voting preferred stock); |

| • |     | “Fifth Third voting preferred shareholders” refers to holders of Fifth Third voting preferred 
 shares;                                                                                       |

| • |     | “Fifth Third voting shareholders” refers, collectively, to the Fifth Third common shareholders and 
 the Fifth Third voting preferred shareholders;                                                     |

| • |     | “new Fifth Third depositary shares” refers to the depositary shares, each representing a 1/40th 
 interest in a share of new Fifth Third preferred stock; and                                     |

| • |     | “new Fifth Third preferred stock” refers to the newly issued series of Fifth Third preferred stock                                                        
 that will be issued in connection with the first merger with terms that are not materially less favorable than the terms of the Comerica preferred stock. |

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| Q: | Why am I receiving this joint proxy statement/prospectus? |

A copy of the merger agreement is attached as Annex Ato this joint proxy statement/prospectus. In this joint proxy statement/prospectus, we refer to the closing of the first merger as the “closing” and the date on which the closing occurs as the “closing date.” In order to complete the first merger, among other things,

| • |     | Fifth Third voting shareholders must vote to approve, voting together as a single class (such approval, the                                                                                                                                           
 “requisite Fifth Third vote”) the issuance of Fifth Third common stock in connection with the first merger of Comerica with and into Fifth Third Intermediary as merger consideration to holders of Comerica common stock pursuant to the             
 merger agreement (including for purposes of complying with NASDAQ Rule 5635(d), which requires approval of the issuance of shares of Fifth Third common stock in an amount that exceeds 20% of the currently outstanding shares of Fifth Third common 
 stock) (the “Fifth Third stock issuance,” and such proposal, the “Fifth Third