Company: NWFL
Filing Date: 2025-10-28
Form Type: 424B3
Source: 0001193125-25-252482
Chunk: 214

Company: NORWOOD FINANCIAL CORP
Filing Date: 2025-10-28
Form: 424B3
Chunk 214
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ivable |         |     | Loans      
 Receivable 
 90 or More 
 Days and   
 Accruing   |   |
|:--------------------------------|:----|:-----------|----:|:----|:-----------|---:|:----|:--------------|----:|:----|:-----------|------:|:----|:--------|--------:|:----|:-----------|--------:|:----|:-----------|:--|
| One- to four-family residential |     | $          | 190 |     | $          |  — |     | $             |  24 |     | $          |   214 |     | $       | 103,359 |     | $          | 103,573 |     | $          | — |
| Commercial                      |     |            | 376 |     |            |  — |     |               | 488 |     |            |   864 |     |         | 204,300 |     |            | 205,164 |     |            | — |
| Construction                    |     |            |   — |     |            |  — |     |               |   — |     |            |     — |     |         |  10,492 |     |            |  10,492 |     |            | — |
| Commercial and industrial       |     |            |   — |     |            | 50 |     |               | 109 |     |            |   159 |     |         |  21,119 |     |            |  21,278 |     |            | — |
| Consumer and other              |     |            |   — |     |            |  — |     |               |   — |     |            |     — |     |         |   9,257 |     |            |   9,257 |     |            | — |
| Total loans, gross              |     | $          | 566 |     | $          | 50 |     | $             | 621 |     | $          | 1,237 |     | $       | 348,527 |     | $          | 349,764 |     | $          | — |

The performance and credit quality of the loan portfolio is also monitored by analyzing the past due status of loans receivable. The following table presents the classes of the loan portfolio summarized by the past due status as of December 31,