Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 330

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 330
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5General BankCommercial BankSVB CommercialRailCorporate (1)BancShares (2)Net interest income (expense)$846 $303 $493 $(55)$147 $1,734 Rental income on operating lease equipment— 54 — 219 — 273 All other noninterest income166 101 135 2 22 426 Total noninterest income166 155 135 221 22 699 Total revenue1,012 458 628 166 169 2,433 Depreciation on operating lease equipment— 43 — 55 — 98 Maintenance and other operating lease expenses— — — 67 — 67 Personnel cost213 74 106 6 418 817 Acquisition-related expenses— — — — 28 28 All other noninterest expense (3)369 149 267 16 (320)481 Total noninterest expense582 266 373 144 126 1,491 Provision for credit losses1 168 22 — — 191 Income before income taxes429 24 233 22 43 751 Income tax expense109 6 58 5 5 183 Net income$320 $18 $175 $17 $38 $568 Select Period End BalancesLoans and leases$65,225 $38,841 $40,629 $63 $— $144,758 Operating lease equipment, net— 737 — 8,709 — 9,446 Deposits74,596 2,978 39,891 2 45,723 163,190 Three Months Ended September 30, 2024General BankCommercial BankSVB CommercialRailCorporate (1)BancShares (2)Net interest income (expense)$760 $305 $560 $(48)$219 $1,796 Rental income on operating lease equipment— 57 — 205 — 262 All other noninterest income149 79 137 2 21 388 Total noninterest income149 136 137 207 21 650 Total revenue909 441 697 159 240 2,446 Depreciation on operating lease equipment— 47 — 52 — 99 Maintenance and other operating