Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 121

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 1
Chunk 121
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 these loans was 58%. LTV ratios compare the loan amount to the value of the underlying property collateralizing the loan with property values based on appraisals updated no less than annually. Factors considered in estimating property values include, among other things, actual and expected property cash flows, geographic market data and the ratio of the property's net operating income to its value. DSCR compares a property’s net operating income to the borrower’s principal and interest payments and are updated no less than annually through reviews of underlying properties.Mortgage Loans LTV & DSCR by Origination Year as of September 30, 2025202520242023202220212020 & PriorTotalLoan-to-valueAmortized CostAvg. DSCRAmortized CostAvg. DSCRAmortized CostAvg. DSCRAmortized CostAvg. DSCRAmortized CostAvg. DSCRAmortized CostAvg. DSCRAmortized Cost [1]Avg. DSCRGreater than 80%$30 1.83x$— —x$— —x$15 0.80x$37 0.98x$165 1.49x$247 1.42x65% - 80%56 1.53x76 0.86x23 0.83x90 1.72x484 2.50x335 1.90x1,064 2.04xLess than 65%576 1.75x505 1.58x487 1.38x742 2.82x1,043 2.99x2,004 2.80x5,357 2.48xTotal mortgage loans$662 1.74x$581 1.49x$510 1.36x$847 2.67x$1,564 2.79x$2,504 2.60x$6,668 2.37x[1]Amortized cost of mortgage loans excludes ACL of $49.

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Table of ContentsNote 5 - InvestmentsThe Hartford Insurance Group, Inc.Notes To Condensed Consolidated Financial Statements (continued)

Mortgage Loans LTV & DSCR by Origination Year as of December 31, 2024202420232022202120202019 & PriorTotalLoan-to-valueAmortized CostAvg. DSCRAmortized CostAvg. DSCRAmortized CostAvg.