Company: COOT
Filing Date: 2025-12-04
Form Type: F-1
Source: 0001493152-25-026209
Chunk: 113

Company: Australian Oilseeds Holdings Ltd
Filing Date: 2025-12-04
Form: F-1
Chunk 113
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 and other payables are unsecured, non-interest bearing and are normally settled within 30 days. The carrying value of trade and other payables is considered a reasonable approximation of fair value due to the short-term nature of the balances.

11 Borrowings

(a) Secured bank loan

The Company obtained an AUD$ 14million bank facility to fund the expansion of the Cootamundra facility. The Company has deployed the AUD$ 14million bank facility as follows: (i) AUD$ 4million was allocated for equipment finance, (ii) AUD$ 8million for working capital to purchase canola seed with maximum trade advance tenor of 120 days with BBSY plus 1.5% margin rate per annum, and (iii) AUD$ 2million for interest only loan over three years with interest rate of variable base rate minus a margin of 3.48% per annum for business growth and working capital related to the crushing plant’s expansion.

On February 14, 2024, the Company drawdown on an equipment loan with the Commonwealth Bank of Australia for an aggregate principal amount of AUD$ 4,000,000(the “Secured Bank Loan”). The loan has a term of 60 months and a variable interest rate of 7.73%. The Secured Bank loan is payable in twenty (20) quarterly payments of AUD$ 244,643, which commenced on May 19, 2024. Commonwealth Bank of Australia, as senior lender, has a total of $ 2million secured by first mortgages over the Company’s freehold land and buildings. The financial assets pledged as collateral represent a floating charge and cannot be disposed of without the consent of the financier.

The following table summarizes outstanding borrowings as of 30 June 2025,
2024, and 2023:

Schedule of Borrowings

|                                     |     | Current |           |     | Non-Current |   |     | Total |           |     | Current |         |     | Non-Current |           |     | Total |           |     | Current |         |     | Non-Current |           |     | Total |           |
|                                     |     |    2025 |           |     |             |   |     |       |           |     |    2024 |         |     |             |           |     |       |           |     |    2023 |         |     |             |           |     |       |           |
|                                     |     |