Company: TCBI
Filing Date: 2025-02-11
Form Type: 10-K
Source: 0001077428-25-000036
Chunk: 62

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-02-11
Form: 10-K
Item: Item 8
Chunk 62
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 deposits greater than $250,000 were approximately $495.5 million and $376.4 million, respectively.

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(8) Short-Term Borrowings and Long-Term Debt

The table below presents a summary of the Company’s short-term borrowings, all of which mature within one year:(dollars in thousands)Federal Funds PurchasedCustomer Repurchase AgreementsFHLB BorrowingsDecember 31, 2024Amount outstanding at year-end$— $— $885,000 Interest rate at year-end— %— %4.38 %Average balance outstanding during the year$16 $— $933,880 Weighted-average interest rate during the year17.82 %— %5.35 %Maximum month-end outstanding during the year$— $— $1,675,000 December 31, 2023Amount outstanding at year-end$— $— $1,500,000 Interest rate at year-end— %— %5.64 %Average balance outstanding during the year$— $25 $1,323,014 Weighted-average interest rate during the year— %0.39 %5.34 %Maximum month-end outstanding during the year$— $— $2,100,000 The following table summarizes the Company’s short-term borrowing capacities net of balances outstanding:(in thousands)December 31, 2024December 31, 2023FHLB borrowing capacity relating to loans and pledged securities$4,664,703 $2,602,092 FHLB borrowing capacity relating to unencumbered securities4,189,993 3,737,615 Total FHLB borrowing capacity(1)$8,854,696 $6,339,707 Unused federal funds lines available from commercial banks$1,370,000 $1,188,000 Unused Federal Reserve borrowings capacity$5,436,652 $4,094,801 Unused revolving line of credit(2)$75,000 $100,000 (1)FHLB borrowings are collateralized by a blanket floating lien on certain real estate secured loans, mortgage finance loans and certain pledged securities.(2)Unsecured revolving, non-amortizing line of credit with maturity date of February 8, 2026. Proceeds may be used for general corporate purposes, including funding