Company: ISBA
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000842517-25-000210
Chunk: 78

Company: ISABELLA BANK CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 1
Chunk 78
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 and disclosure.  We determined that no subsequent events require financial statement recognition or disclosure between September 30, 2025 and the date our interim condensed consolidated financial statements were issued.

45

Selected Financial Data (Unaudited)

The following table outlines our results of operations and provides certain performance measures as of, and for the:Three Months EndedNine Months EndedSeptember 302025June 302025March 312025December 312024September 302024September 302025September 302024PER SHAREBasic earnings$0.71 $0.68 $0.53 $0.54 $0.44 $1.93 $1.32 Diluted earnings0.71 0.68 0.53 0.54 0.44 1.92 1.32 Dividends0.28 0.28 0.28 0.28 0.28 0.84 0.84 Book value (1)30.94 29.95 29.10 28.32 28.63 30.94 28.63 Tangible book value (1) (2)24.37 23.39 22.58 21.82 22.14 24.37 22.14 Market price (1)35.25 30.15 23.59 25.99 21.21 35.25 21.21 PERFORMANCE RATIOSReturn on average total assets0.94 %0.96 %0.77 %0.76 %0.62 %0.89 %0.64 %Return on average shareholders' equity9.28 %9.19 %7.48 %7.47 %6.26 %8.67 %6.47 %Return on average tangible shareholders' equity (2)11.83 %11.78 %9.65 %9.66 %8.15 %11.12 %8.48 %Net interest margin yield (FTE)3.15 %3.14 %3.06 %2.98 %2.96 %3.12 %2.87 %Efficiency ratio67.51 %70.53 %71.73 %71.08 %72.30 %69.80 %