Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 296

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 296
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 $— $— $— $15 $— $23 0.38 %Owner occupied commercial mortgage11 5 — 29 22 — 67 0.39 Non-owner occupied commercial mortgage120 9 — 109 23 — 261 1.67 Commercial and industrial267 124 — 16 13 6 426 1.03 Investor dependent15 59 — — 10 — 84 3.04 Total commercial421 197 — 154 83 6 861 0.74 ConsumerResidential mortgage15 — 1 2 25 — 43 0.18 Revolving mortgage1 — — 1 — — 2 0.07 Total consumer16 — 1 3 25 — 45 0.16 Total loans and leases$437 $197 $1 $157 $108 $6 $906 0.63 %(1) Term extensions include modifications in which the balloon principal payment was deferred to a later date or the loan amortization period was extended.(2) Consists of $6 million of commercial and industrial loans modified with a term extension, payment delay, and interest rate reduction.Amortized Cost of Loans Modified during the nine months ended September 30, 2024dollars in millionsTerm Extension (1)Payment DelayInterest Rate ReductionTerm Extension (1) and Interest Rate ReductionTerm Extension (1) and Payment DelayOther Combinations (2)TotalPercent of Total Loan ClassCommercialCommercial construction$3 $— $— $— $— $— $3 0.06 %Owner occupied commercial mortgage36 1 4 9 9 — 59 0.36 Non-owner occupied commercial mortgage108 6 — — 26 — 140 0.88 Commercial and industrial191 91 31 12 1 — 326 0.81 Investor dependent7 78 — — 33 1 119 3.32 Total commercial345 176 35 21 69 1 647 0.59 ConsumerResidential mortgage7 — — 1 — — 8 0.04 Revolving mortgage4 — — 1 —