Company: SYBT
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001437749-25-024786
Chunk: 51

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 8
Chunk 51
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	%

			NA

			NA

			Bank

			918,210

			12.39

			593,002

			8.00

			$
			741,252

			10.00

			Common equity tier 1 risk-based capital (1)

			Consolidated

			828,386

			11.17

			333,676

			4.50

			NA

			NA

			Bank

			828,873

			11.18

			333,564

			4.50

			481,814

			6.50

			Tier 1 risk-based capital (1)

			Consolidated

			854,386

			11.52

			444,901

			6.00

			NA

			NA

			Bank

			828,873

			11.18

			444,751

			6.00

			593,002

			8.00

			Leverage

			Consolidated

			854,386

			9.94

			343,886

			4.00

			NA

			NA

			Bank

			828,873

			9.65

			343,624

			4.00

			429,530

			5.00

(1)    Ratio is computed in relation to risk-weighted assets.

NA – Regulatory framework does not define “well-capitalized” for holding companies.

52

			(22) 

			Segments

Bancorp’s principal activities are divided into two reportable segments, Commercial Banking and WM&T, which are delineated based on the products and services that each segment offers:

Commercial Banking provides a full range of loan and deposit products to individual consumers and businesses through retail lending, mortgage banking, deposit services, online banking, mobile banking, private banking, commercial lending, commercial real estate lending, leasing, treasury management services, merchant services, international banking, correspondent banking, credit card services, and other banking services. Bancorp also offers securities brokerage services via its banking center network through an arrangement with a third party broker-dealer in the Commercial Banking segment. 

WM&T provides investment management, financial & retirement planning and trust & estate services, as well as retirement