Company: BBVXF
Filing Date: 2025-03-21
Form Type: 6-K
Source: 0000842180-25-000016
Chunk: 7

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-03-21
Form: 6-K
Chunk 7
---
 all times. The BBVA Group's NSFR ratio, stood at 127% as of December 31, 2024.

As of December 31, 2024, the breakdown of the point-in-time ratios in the main geographical areas where the Group operates is shown below:

As for the leverage ratio, as of December 31, 2024, the fully loaded ratio stood at 6.81% (the same as phased-in), above the minimum required ratio of 3.00 %.

The fully loaded and phased-in ratios as of December 31, 2023 and December 31, 2024 are shown below:

2 Considering the last official update of the countercyclical capital buffer, calculated on the basis of exposure as of December 31, 2024.

| PILLAR 3 2024 |     | 1. INTRODUCTION |     | P.18 |

With respect to MREL, as of December 31, 2024, both the RWA and Leverage ratios (LR) were at 27.92% and 12.10%, respectively. Both comfortably above their respective requirements (26.44% 3 and 8.48%).

These data are shown below, separating the excess:

The following table shows the main regulatory metrics in accordance with Article 447 of the CRR:

3 Including combined buffer requirement (CBR). 3.65% as of December 31, 2024.

| PILLAR 3 2024 |     | 1. INTRODUCTION |     | P.19 |

| Table 1.EU KM1 - Key metrics(Million Euros) |

|                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |     |        | 12-31-2024 |     |        | 9-30-2024 |     |        | 6-30-2024 |     |        | 3-31-2024 |     |        | 12-31-2023 |
| Available own funds (amounts)                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                             |     |        |            |     |        |           |     |        |           |     |        |           |     |        |            |
| Common Equity Tier 1 (CET1) capital                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |     |        |     50,799 |     |        |    48,715 |     |        |    48,860 |     |        |    48,740 |     |