Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 65

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 65
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ence common stock .

In the merger, holders of Cadence common stock will become holders of Huntington common stock and their rights as shareholders will be governed by Maryland law and the governing documents of Huntington. The rights associated with Huntington common stock are different from the rights associated with Cadence common stock. See the section entitled “Comparison of Shareholders’ Rights” beginning on page 145 for a discussion of the different rights associated with Huntington common stock.

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Holders of Huntington common stock and Cadence common stock will have a reduced ownership and voting interest in Huntington after the merger and will exercise less influence over management .

Holders of Huntington common stock and Cadence common stock currently have the right to vote in the election of the board of directors and on other matters affecting Huntington and Cadence, respectively. When the merger is completed, each holder of Cadence common stock who receives shares of Huntington common stock will become a holder of Huntington common stock, with a percentage ownership of Huntington that is smaller than the holder’s percentage ownership of Cadence. Based on the number of shares of Huntington and Cadence common stock outstanding as of the close of business on the respective record dates, and based on the number of shares of Huntington common stock expected to be issued in the merger, the former holders of Cadence common stock, as a group, are estimated to own approximately [   ] percent ([   ]%) of the fully diluted shares of Huntington immediately after the merger and current holders of Huntington common stock as a group are estimated to own approximately [   ] percent ([   ]%) of the fully diluted shares of Huntington immediately after the merger. Because of this, holders of Cadence common stock may have less influence on the management and policies of Huntington than they now have on the management and policies of Cadence, and holders of Huntington common stock may have less influence on the management and policies of Huntington than they now have on the management and policies of Huntington.

Issuance of shares of Huntington common stock in connection with the merger may adversely affect the market price of Huntington common stock .

In connection with the payment of the merger consideration, Huntington expects to issue approximately [   ] shares of Huntington common stock to Cadence shareholders. The issuance of these new shares of Huntington common stock may result in fluctuations in the market price of Huntington common stock, including a stock price decrease.

Holders of Huntington common