Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 198

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 198
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 income taxes on an FTE basis by segment:

TABLE 24:  Income (Loss) Before Income Taxes (FTE) by SegmentFor the three months endedSeptember 30,For the nine months endedSeptember 30,($ in millions)2025202420252024Commercial Banking$251 466 896 1,264 Consumer and Small Business Banking665 647 1,836 1,980 Wealth and Asset Management71 54 187 172 General Corporate and Other(a)(145)(433)(606)(1,247)Income before income taxes (FTE)(b)$842 734 2,313 2,169 

(a)General Corporate and Other is not a reportable segment and is presented for reconciliation purposes.

(b)Includes FTE adjustments of $5 and $6 for the three months ended September 30, 2025 and 2024, respectively, and $15 and $18 for the nine months ended September 30, 2025 and 2024, respectively.

26

Table of ContentsManagement’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

Commercial Banking

Commercial Banking offers credit intermediation, cash management and financial services to large and middle-market businesses and government and professional customers. In addition to the traditional lending and depository offerings, Commercial Banking products and services include global cash management, foreign exchange and international trade finance, derivatives and capital markets services, asset-based lending, real estate finance, public finance, commercial leasing and syndicated finance.

The following table contains selected financial data for the Commercial Banking segment:

TABLE 25:  Commercial BankingFor the three months endedSeptember 30,For the nine months endedSeptember 30,($ in millions)2025202420252024Income Statement DataNet interest income (FTE)(a)$594 648 1,742 1,946 Provision for credit losses246 76 405 284 Noninterest income:Commercial payments revenue140 131 404 386 Capital markets fees114 110 292 298 Commercial banking revenue86 92 243 265 Other noninterest income17 21 38 47 Noninterest expense:Compensation and benefits151 148 480 487 Net occupancy and equipment expense17 16 51 47 Other noninterest expense286 296 887 860 Income before income taxes (FTE)(a)$251 466 896 1,264 Average Balance Sheet DataCommercial