Company: MCHB
Filing Date: 2025-08-07
Form Type: 8-K
Source: 0001518715-25-000114
Chunk: 4

Company: Mechanics Bancorp
Filing Date: 2025-08-07
Form: 8-K
Item: Item 8.01
Chunk 4
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 Financial Advisor” on page 150 of the Proxy Statement/Prospectus/Consent Solicitation Statement is hereby supplemented adding the following to the end of the third full paragraph:

In the two years preceding the date of its opinion, KBW did not provide investment banking or financial advisory services to the Ford Entities. KBW may in the future provide investment banking and/or financial advisory services to the Ford Entities.

5. The disclosure under “ Certain Unaudited Prospective Financial Information” on page 152 of the Proxy Statement/Prospectus/Consent Solicitation Statement is hereby supplemented adding the following after the third full paragraph:

Certain closing balance sheet estimates for Mechanics and HomeStreet

The following table presents certain closing balance sheet estimates assumed as of September 30, 2025, for Mechanics and HomeStreet taken from Mechanics and HomeStreet management estimates, respectively, that were used by KBW at the direction of HomeStreet management in the financial analyses performed by KBW in connection with KBW’s opinion, as described in the section entitled “ The Merger - Opinion of HomeStreet’s Financial Advisor.”

  Balance Sheet as of 9/30/2025      Mechanics      HomeStreet  
  ($ in millions)                                               
 ────────────────────────────────────────────────────────────────
  Assets                             $16,800.0        $7,679.0  
  Gross Loans                         $9,826.9        $5,909.9  
  Deposits                           $14,105.9        $6,062.0  
  Tangible Common Equity              $1,573.0          $397.0  

6. The disclosure under “ Governance of the Combined Company After the Merger” on page 163 of the Proxy Statement/Prospectus/Consent Solicitation Statement is hereby supplemented adding the following to the end of the first full paragraph:

On June 24, 2025, on behalf of Mechanics, Carl B. Webb requested that Nancy D. Pellegrino serve as continuing director of the combined company and as the legacy HomeStreet director in accordance

with the terms of the Merger Agreement. Ms. Pellegrino has agreed to serve as the legacy HomeStreet director.

CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

This report contains forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 (the “Reform Act”). Generally, forward-looking statements include the words “anticipate,” “believe,” “estimate,”