Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 126

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 2
Chunk 126
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 Income, fully taxable-equivalent (non-GAAP) (B minus C)529,373 528,218 466,995 Net interest margin (GAAP)3.54 %3.49 %3.57 %Net interest margin, fully taxable-equivalent (non-GAAP)3.56 3.51 3.59 (F) Non-interest income$116,634 $113,451 $140,580 (G) Gains (losses) on investment securities, net3,196 (2,835)1,326 (H) Non-interest expense366,090 368,539 333,145 Efficiency ratio (H/(D+F-G))57.21 %57.46 %55.21 %Efficiency ratio (non-GAAP) (H/(E+F-G))56.95 57.18 54.95 Reconciliation of Non-GAAP Tangible Common Equity Ratio:Total shareholders’ equity (GAAP)$6,600,537 $6,344,297 $5,436,400 Less:  Non-convertible preferred stock (GAAP)(412,500)(412,500)(412,500)Less: Acquisition-related intangible assets (GAAP)(913,004)(918,632)(677,911)(I) Total tangible common shareholders’ equity (non-GAAP)$5,275,033 $5,013,165 $4,345,989 (J) Total assets (GAAP)$65,870,066 $64,879,668 $57,576,933 Less: Acquisition-related intangible assets (GAAP)(913,004)(918,632)(677,911)(K) Total tangible assets (non-GAAP)$64,957,062 $63,961,036 $56,899,022 Common equity to assets ratio (GAAP) (L/J)9.4 %9.1 %8.7 %Tangible common equity ratio (non-GAAP) (I/K)8.1 7.8 7.6 Reconciliation of Non-GAAP Tangible Book Value per Common Share:Total shareholders’ equity$6,600,537 $6,344,297 $5,436,400 Less: Preferred stock(412,500)(412,500)(412,500)(L) Total common equity$6,188,