Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 667

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 667
---
:                                              |     |      |            |   |     |      |            |   |     |      |            |   |
| Loss on hedged items                                 |     |      | (1,091,195 | ) |     |      |   (448,664 | ) |     |      |   (626,116 | ) |
| Fund contribution                                    |     |      |   (440,715 | ) |     |      |   (470,227 | ) |     |      |   (526,196 | ) |
| Provision for other debt allowances                  |     |      |    (22,415 | ) |     |      |    (15,516 | ) |     |      |    (98,344 | ) |
| Depreciation of operating lease assets               |     |      |   (351,208 | ) |     |      |   (445,006 | ) |     |      |   (465,716 | ) |
| Others (*)                                           |     |      | (1,407,824 | ) |     |      | (1,942,047 | ) |     |      | (1,979,135 | ) |
|                                                      |     |      | (3,313,357 | ) |     |      | (3,321,460 | ) |     |      | (3,695,507 | ) |
|                                                      |     |      | (3,318,890 | ) |     |      | (3,341,183 | ) |     |      | (3,793,328 | ) |
| Other operating expenses, net                        |     |    W | (1,700,320 | ) |     |      | (2,186,730 | ) |     |      | (2,066,224 | ) |

| (*) | IncludesW293,824 million for vulnerable groups such as self-employed people, small business owners and institutions supporting vulnerable groups, etc. in accordance with the “Banking financial support plan for people’s livelihood” for the year ended December 31, 2023. |

F-2 9 6

SHINHAN FINANCIAL GROUP CO., LTD. AND SUBSIDIARIES Notes to the Consolidated Financial Statements (In millions of won) December 31, 2023 and 2024

| 44. | Net othernon-operatingincome |

Other non-operating income and other non-operating expense for the