Company: RNST
Filing Date: 2025-02-11
Form Type: S-3ASR
Source: 0000715072-25-000041
Chunk: 3

Company: RENASANT CORP
Filing Date: 2025-02-11
Form: S-3ASR
Chunk 3
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 other obligations of any bank, and will not be insured by the Federal Deposit Insurance Corporation or any other governmental agency or instrumentality.

Our principal executive office is located at 209 Troy Street, Tupelo, Mississippi 38804-4827, and the telephone number at that location is (662) 680-1001.

<div align='center'>This prospectus is dated February 11, 2025.</div>

### TABLE OF CONTENTS
| ABOUT THIS PROSPECTUS                                |     |  1 |
| RISK FACTORS                                         |     |  2 |
| WHERE YOU CAN FIND MORE INFORMATION                  |     |  2 |
| CAUTIONARY NOTE REGARDING FORWARD-LOOKING STATEMENTS |     |  4 |
| RENASANT CORPORATION                                 |     |  5 |
| USE OF PROCEEDS                                      |     |  6 |
| DESCRIPTION OF SECURITIES WE MAY OFFER               |     |  7 |
| DESCRIPTION OF COMMON STOCK                          |     |  7 |
| DESCRIPTION OF PREFERRED STOCK                       |     | 11 |
| DESCRIPTION OF DEPOSITARY SHARES                     |     | 13 |
| DESCRIPTION OF DEBT SECURITIES                       |     | 16 |
| DESCRIPTION OF RIGHTS                                |     | 25 |
| DESCRIPTION OF WARRANTS                              |     | 26 |
| DESCRIPTION OF UNITS                                 |     | 28 |
| LEGAL MATTERS                                        |     | 28 |
| EXPERTS                                              |     | 28 |

### ABOUT THIS PROSPECTUS
This prospectus is a part of an automatic shelf registration statement that we filed with the Securities and Exchange Commission (“SEC”) as a “well-known seasoned issuer,” as defined under Rule 405 under the Securities Act of 1933, as amended (the “Securities Act”) using the “shelf” registration process. Under this shelf registration statement, we may offer and sell from time to time, either separately or together, common stock, preferred stock, depositary shares, debt securities, rights, warrants, units, and hybrid securities combining elements of the foregoing, in one or more offerings. Unless indicated otherwise, references to “we,” “our,” “us,” “the Company” and “Renasant” are to Renasant Corporation and its subsidiaries on a consolidated basis, and references to “the Bank” or “our Bank” are to Renasant Bank.

This prospectus only provides you with a general description of the securities we may offer