Company: FSBC
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0001628280-25-038796
Chunk: 209

Company: FIVE STAR BANCORP
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 2
Chunk 209
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 and the corresponding average yield earned or rate paid for each period reported. The average balances are daily averages and include both performing and nonperforming loans.

Table 5: Average Balances, Interest, and Yield/Rate(dollars in thousands)For the six months endedJune 30, 2025For the six months ended June 30, 2024Average BalanceInterest Income/ExpenseAverage Yield/Rate Average BalanceInterest Income/ExpenseAverage Yield/RateAssetsInterest-earning deposits in banks1$345,310 $7,562 4.42 %$190,969 $5,088 5.36 %Investment securities1,299,173 1,158 2.35 %107,498 1,303 2.44 %Loans held for investment and sale1,33,630,146 108,947 6.05 %3,140,106 90,148 5.77 %Total interest-earning assets14,074,629 117,667 5.82 %3,438,573 96,539 5.65 %Interest receivable and other assets, net497,610 89,268 Total assets$4,172,239 $3,527,841 Liabilities and shareholders’ equityInterest-bearing transaction accounts1$293,539 $2,155 1.48 %$295,897 $2,230 1.52 %Savings accounts1122,641 1,573 2.59 %122,320 1,718 2.82 %Money market accounts11,594,548 25,705 3.25 %1,479,039 25,543 3.47 %Time accounts1716,466 15,419 4.34 %351,237 8,737 5.00 %Subordinated notes and other borrowings173,938 2,323 6.34 %79,261 2,475 6.28 %Total interest-bearing liabilities2,801,132 47,175 3.40 %2,327,754 40,703 3.52 %Demand accounts934,121 829,887 Interest payable and other liabilities31,403 41,080 Shareholders’ equity405,583 329,120 Total liabilities and shareholders’ equity$4,