Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 203

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 203
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 depositary with respect to the securities at any time by giving reasonable notice to issuer or agent. Under those circumstances, in the event that a successor depositary is not obtained, securities certificates are required to be printed and delivered. We may decide to discontinue use of the system of book-entry-only transfers through DTC (or a successor securities depositary). In that event, securities certificates will be printed and delivered to DTC (or its successor). Clearstream, Luxembourg Clearstream, Luxembourg has advised us as follows:

| · |     | Clearstream, Luxembourg is a duly licensed bank organized as a société anonyme incorporated under the laws of Luxembourg and is subject to 
 regulation by the Luxembourg Commission for the Supervision of the Financial Sector (Commission de Surveillance du Secteur Financier).     |

| · |     | Clearstream, Luxembourg holds securities for its customers and facilitates the clearance and settlement of securities transactions among them. It does so 
 through electronic book-entry transfers between the accounts of its customers. This eliminates the need for physical movement of certificates.            |

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| · |     | Clearstream, Luxembourg provides other services to its customers, including safekeeping, administration, clearance and settlement of internationally traded                  
 securities and lending and borrowing of securities. It interfaces with the domestic markets in over 30 countries through established depositary and custodial relationships. |

| · |     | Clearstream, Luxembourg’s customers include worldwide securities brokers and dealers, banks, trust companies and clearing corporations and may include 
 certain other professional financial intermediaries. Its U.S. customers are limited to securities brokers and dealers and banks.                       |

| · |     | Indirect access to the Clearstream, Luxembourg system is also available to others that clear through Clearstream, Luxembourg customers or that have custodial 
 relationships with its customers, such as banks, brokers, dealers and trust companies.                                                                        |

Euroclear Euroclear has advised us as follows:

| · |     | Euroclear is incorporated under the laws of Belgium as a bank and is subject to regulation by the Belgian Financial Services and Markets Authority 
 (L’Autorité des Services et Marchés Financiers) and the National Bank of Belgium (Banque Nationale de Belgique).                                   |

| · |     | Euroclear holds securities for its customers and facilitates the clearance and settlement of securities transactions among them. It does so through 
 simultaneous electronic book-entry delivery against payment, thereby eliminating the need for physical movement of certificates.                    |

| · |     | Euroclear provides other services