Company: SYBT
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0001437749-25-033206
Chunk: 125

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-11-05
Form: 10-Q
Item: Part I, Item 8
Chunk 125
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 income

			24,476

			24,797

			71,820

			71,723

			Total revenue - Non-GAAP (b)

			$
			101,595

			$
			89,861

			$
			293,135

			$
			259,067

			Less: Gain/loss on sale of premises and equipment

			-

			59

			(74
			)

			39

			Total adjusted revenue - Non-GAAP (c)

			$
			101,595

			$
			89,920

			$
			293,061

			$
			259,106

			Efficiency ratio - Non-GAAP (a/b)

			52.99
			%

			53.92
			%

			53.75
			%

			56.56
			%

			Adjusted efficiency ratio - Non-GAAP (a/c)

			52.99
			%

			53.88
			%

			53.76
			%

			56.55
			%

88

Item 3.   Quantitative and Qualitative Disclosures about Market Risk.

Information required by this item is included in Part I Item 2, “Management’s Discussion and Analysis of Financial Condition and Results of Operations.”

Item 4.   Controls and Procedures.

Stock Yards Bancorp, Inc.’s management, under the supervision and with the participation of the Chief Executive Officer (who is the principal executive officer) and Chief Financial Officer (who is the principal financial officer), evaluated the effectiveness of Bancorp’s disclosure controls and procedures, as defined in Rule 13a-15(e) and 15d-15(e) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”), as of September 30, 2025. The term “disclosure controls and procedures” means controls and other procedures of a company that are designed to ensure that information required to be disclosed by a company in the reports that it files or submits under the Exchange Act is recorded, processed, summarized, and reported within the time periods specified in the SEC’s rules and forms. Disclosure controls and procedures include, without limitation, controls and procedures designed to ensure that information required to be disclosed by a company in the reports that it files or submits under the