Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 304

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 304
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 4%7,095,533 6,966,222 2%Community, Consumer, and BusinessTotal revenue$257,839 $260,090 (1)%$759,086 $771,418 (2)%Provision for credit losses6,437 5,639 14%18,871 18,939 —%Noninterest expense140,132 139,027 1%411,502 403,013 2%Income tax expense23,367 24,239 (4)%69,030 73,389 (6)%Net income87,903 91,185 (4)%259,683 276,077 (6)%Average earning assets12,580,401 13,003,398 (3)%12,587,872 12,897,084 (2)%Average loans12,576,991 12,999,988 (3)%12,584,461 12,895,852 (2)%Average deposits21,470,102 20,436,898 5%21,317,239 20,236,995 5%Risk Management and Shared ServicesTotal revenue$(31,368)$(81,768)(62)%$(118,300)$(239,284)(51)%Provision for credit losses(10,861)(1,213)N/M(31,678)1,459 N/MNoninterest expense29,373 19,526 50%87,018 63,245 38%Income tax benefit(11,648)(21,370)(45)%(41,168)(95,085)(57)%Net loss(38,231)(78,711)(51)%(132,472)(208,902)(37)%Average earning assets10,265,029 9,071,183 13%9,980,565 8,939,209 12%Average loans478,037 530,589 (10)%474,442 548,082 (13)%Average deposits6,114,066 6,049,659 1%6,167,611 5,870,118 5%

N//M = Not meaningful

75

Notable Changes in Segment Financial Data

Corporate and Commercial Specialty

•Average earning assets and average loans both increased $1.3 billion from the nine months ended September 30, 2024, primarily