Company: NSTS
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001437749-25-009831
Chunk: 222

Company: NSTS Bancorp, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 14
Chunk 222
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.'s Current Report on Form 8-K (File No. 001-41232) filed on March 31, 2023, and incorporated herein by reference. 

(4) Filed as Appendix A to the Proxy Statement for the NSTS Bancorp, Inc. annual meeting of stockholders (File No. 001-41232) filed on April 14, 2023 and incorporated herein by reference. 

(5) Filed as an exhibit to NSTS Bancorp, Inc.'s Current Report on Form 8-K (File No. 001-41232) filed on June 16, 2023, and incorporated herein by reference. 

(6) Filed as an exhibit to NSTS Bancorp, Inc's Annual Report on Form 10-K for the fiscal year ended December 31, 2023 (File No. 001-41232) and incorporated herein by reference. 

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      Table of Contents

Item 16. Form 10-K Summary

None.

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INDEX TO CONSOLIDATED FINANCIAL STATEMENT OF NSTS BANCORP, INC.

     2024 and 2023 Consolidated Annual Financial Statements

     Report of Independent Registered Public Accounting Firm
     47

     Consolidated Balance Sheets at December 31, 2024 and 2023
     48

     Consolidated Statements of Operations for the years ended December 31, 2024 and 2023
     49

     Consolidated Statements of Comprehensive Income for the years ended December 31, 2024 and 2023
     50

     Consolidated Statements of Stockholders' Equity for the years ended December 31, 2024 and 2023
     51

     Consolidated Statements of Cash Flows for the years ended December 31, 2024 and 2023
     52

     Notes to Consolidated Financial Statements
     53

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Report of Independent Registered Public Accounting Firm

To the Stockholders and Board of Directors of

NSTS Bancorp, Inc.

Opinion on the Financial Statements

We have audited the accompanying balance sheets of NSTS Bancorp, Inc. and its Subsidiary (the “Company”) as of December 31, 2024 and 2023, the related statements of operations, comprehensive income, stockholders’ equity, and cash flows for each of the years in the two-year