Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 98

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 98
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$14,075,980 $(54,401)Ratio of Non-Accrual Loans and Leases to Total Loans and Leases0.12 %0.12 %— %Ratio of Non-Performing Assets to Total Loans and Leases and Foreclosed Real Estate0.12 %0.14 %(0.02)%Ratio of Non-Performing Assets to Total Assets0.07 %0.08 %(0.01)%Ratio of Commercial Non-Performing Assets to Total Commercial Loans and Leases and Commercial Foreclosed Real Estate0.10 %0.12 %(0.02)%Ratio of Consumer Non-Performing Assets to Total Consumer Loans and Leases and Consumer Foreclosed Real Estate0.14 %0.15 %(0.01)%Ratio of Non-Performing Assets and Accruing Loans and Leases Past Due 90 Days or More to Total Loans and Leases and Foreclosed Real Estate0.20 %0.20 %— %Changes in Non-Performing AssetsBalance as of December 31, 2024$19,300 Additions16,690 ReductionsPayments(3,440)Return to Accrual Status(1,139)Sales of Foreclosed Real Estate(2,748)Charge-offs/Write-downs1(1,799)Total Reductions(9,126)Balance as of September 30, 2025$16,864 

1Excludes loans that are fully charged-off and placed on non-accrual status during the same period. 

NPAs consist of non-accrual loans and leases and foreclosed real estate. Changes in the level of non-accrual loans and leases typically are caused by loans and leases that reach a specified past due status, offset by reductions for loans and leases that are charged-off, written down, paid down, sold, transferred to foreclosed real estate, or are no longer classified as non-accrual because they have returned to accrual status.

58

Non-accrual loans and leases as of September 30, 2025 were $16.7 million, an increase of $0.1 million or 1% from December 31, 2024 primarily due to increases in home equity and residential mortgage partially offset by a decline in commercial and industrial. Residential mortgage non-accrual loans increased by $0.6 million or 11% from December