Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 103

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 1
Chunk 103
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 additional information on the change in the allowance for unfunded commitments. 

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The following table presents a summary of the changes in the ACLL by portfolio segment for the six months ended June 30, 2025:(in thousands)Dec 31, 2024Charge offsRecoveriesNet (Charge offs) RecoveriesProvision for Credit LossesJun 30, 2025ACLL / LoansAllowance for loan lossesCommercial and industrial$136,596 $(10,525)$3,974 $(6,552)$26,322 $156,366 Commercial real estate — owner occupied9,417 — — — 3,680 13,097 Commercial and business lending146,013 (10,525)3,974 (6,552)30,001 169,463 Commercial real estate — investor71,547 (12,092)2,707 (9,385)472 62,633 Real estate construction51,499 — 150 150 322 51,972 Commercial real estate lending123,046 (12,092)2,858 (9,235)794 114,605 Total commercial269,060 (22,618)6,831 (15,787)30,795 284,068 Residential mortgage32,576 (582)478 (105)1,625 34,096 Auto finance28,467 (3,948)1,740 (2,208)1,493 27,751 Home equity16,620 (88)614 526 (1,081)16,064 Other consumer16,824 (4,826)869 (3,957)1,668 14,534 Total consumer94,486 (9,444)3,700 (5,744)3,705 92,446 Total loans$363,545 $(32,062)$10,531 $(21,531)$34,500 $376,515 Allowance for unfunded commitmentsCommercial and industrial$14,456 $— $— $— $2,092 $16,547 Commercial real estate — owner occupied151 — — — (26)125 Commercial and business lending14,607 — — — 2,066 16,672 Commercial real estate