Company: INGVF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-196042
Chunk: 4

Company: ING GROEP NV
Filing Date: 2025-09-04
Form: 424B5
Chunk 4
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25of this prospectus supplement and the other information included and incorporated by reference in this prospectus supplement and the accompanying prospectus for a discussion of the factors you should carefully consider before deciding to invest in the Securities. This prospectus supplement includes an Index of Defined Terms on page S-130. The Securities are not deposit liabilities of ING Groep N.V. or any of its subsidiaries and are not covered by any compensation scheme or insured by the U.S. Federal Deposit Insurance Corporation or any other governmental agency of the United States, The Netherlands or any other jurisdiction. Neither the U.S. Securities and Exchange Commission nor any U.S. state securities commission has approved or disapproved of the Securities or determined that this prospectus supplement is truthful or complete. Any representation to the contrary is a criminal offense.

| Per Security |     | Price to Public(1) |       100.000 | % |     | Underwriting 
 Compensation |     0.600 | % |     | Proceeds, before 
 expenses, to ING 
 Groep N.V.       |        99.400 | % |
|:-------------|:----|:-------------------|--------------:|:--|:----|:-------------|----------:|:--|:----|:-----------------|--------------:|:--|
| Total        |     | $                  | 1,500,000,000 |   |     | $            | 9,000,000 |   |     | $                | 1,491,000,000 |   |

| (1) | Plus accrued interest, if any, from September 9, 2025. |

The underwriters expect to deliver the Securities to purchasers in book-entry form only through the facilities of The Depository Trust Company (“ DTC”) on or about September 9, 2025. Beneficial interests in the Securities will be shown on, and transfers thereof will be effected only through, records maintained by DTC and its participants, including Clearstream Banking, S.A. and Euroclear Bank SA/NV. The Securities will be issued only in registered form in minimum denominations of $200,000 and in integral multiples of $1,000 in excess thereof. Joint Lead Managers and Joint Bookrunners

| ING                        |     |                                               |     | BofA Securities           |
| (Joint Global Coordinator) |     |                                               |     | -Joint Global Coordinator |
| BNP Paribas                |     | Goldman Sachs & Co