Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000030
Chunk: 34

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 34
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 0.32%, 2 basis points higher than at the end of March as a result of the growth in impairment of financial assets.

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| January - June 2025Report - p.38 |

Mexico Highlights – Growth in lending activity, again driven by the retail segment – Favorable evolution of the net interest income – Good NTI behavior during the first half – Quarterly attributable profit remains at high levels

| BUSINESS ACTIVITY ⁽¹⁾ (VARIATION AT CONSTANTEXCHANGE RATE COMPARED TO 31-12-24) |

⁽¹⁾ Excluding repos.

| NET INTEREST INCOME / AVERAGE TOTALASSETS (PERCENTAGE AT CONSTANT EXCHANGERATE) |

| OPERATING INCOME (MILLIONS OF EUROS ATCONSTANT EXCHANGE RATE) |

| +9.2% | -1 |

| 4,671 |     | 5,102 |

⁽¹⁾ At current exchange rate: -7.4%.

| NET ATTRIBUTABLE PROFIT (LOSS) (MILLIONS OFEUROS AT CONSTANT EXCHANGE RATE) |

| +6.3% | -1 |

| 2,424 |     | 2,578 |

⁽¹⁾ At current exchange rate: -9.8%.

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| January - June 2025Report - p.39 |

| FINANCIAL STATEMENTS AND RELEVANT BUSINESS INDICATORS (MILLIONS OF EUROS AND PERCENTAGE) |        |       |         |        |
| Income statement                                                                         |   1H25 |   ∆ % | ∆ % ⁽¹⁾ |   1H24 |
| Net interest income                                                                      |  5,511 |  -7.7 |     8.9 |  5,968 |
| Net fees and commissions                                                                 |  1,144 |  -9.9 |     6.3 |  1,269 |
| Net trading income                                                                       |    400 |   0.7 |    18.8 |    397 |
| Other operating income and expenses                                                      |    293 |   6.3 |    25.3 |    276 |
| Gross income                                                                             |