Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 28

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 2
Chunk 28
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 $7,498 $16,882 Collectively evaluated for impairment411,791 400,532 396,632 390,043 372,738      Total ACLL$411,791 $406,624 $402,322 $397,541 $389,620 Loan balanceIndividually evaluated for impairment$21,431 $46,065 $37,172 $41,938 $70,763 Collectively evaluated for impairment30,586,174 30,248,062 29,731,414 29,948,958 29,547,508      Total loan balance$30,607,605 $30,294,127 $29,768,586 $29,990,897 $29,618,271 

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Table 12 Annualized Net (Charge Offs) Recoveries(a)YTDQuarter Ended(In basis points)Jun 30,2025Jun 30,2024Jun 30,2025Mar 31,2025Dec 31,2024Sep 30,2024Jun 30,2024Net loan (charge offs) recoveriesCommercial and industrial(12)(66)(7)(18)(9)(43)(55)Commercial real estate — owner occupied— — — — — — — Commercial and business lending(11)(60)(6)(16)(8)(39)(50)Commercial real estate — investor(34)(18)(61)(7)(51)— (37)Real estate construction2 1 3 1 — — — Commercial real estate lending(25)(12)(45)(5)(37)— (25)Total commercial(16)(41)(21)(12)(19)(23)(40)Residential mortgage— (1)(2)1 (1)(1)(1)Auto finance(15)(29)(9)(22)(26)(19)(24)Home equity16 16 14 18 17 26 15 Other consumer(256)(226)(244)(268)(208)(216)(221)Total consumer(11)(12)(10)(11)(11)(8)(10)Total net charge offs(14)(30)(17)(12)(16)(18)(29)(a) Annualized ratio of net charge offs to average loans by loan type.

Notable Contributions to the Change in the