Company: SFNC
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0001628280-25-023690
Chunk: 193

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 8
Chunk 193
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,249 Current-period real estate - C&D gross charge-offs162 — — — — — 521 — 683 Real estate - SF residentialDelinquency:Current225,040 324,605 559,278 314,700 187,752 543,590 484,317 — 2,639,282 30-89 days past due1,205 4,201 9,578 3,316 1,525 12,389 2,437 — 34,651 90+ days past due1,016 606 4,578 630 1,299 3,951 3,933 — 16,013 Total real estate - SF residential227,261 329,412 573,434 318,646 190,576 559,930 490,687 — 2,689,946 Current-period real estate - SF residential gross charge-offs3 190 231 — 37 134 247 — 842 Real estate - other commercialRisk rating:Pass603,206 490,128 1,519,950 1,021,169 419,769 646,399 2,800,863 — 7,501,484 Special mention9,479 16,272 12,401 9,494 1,472 12,754 111,466 — 173,338 Substandard12,093 17,099 11,399 3,063 12,073 31,126 150,661 — 237,514 Doubtful and loss— — — — — — — — — Total real estate - other commercial624,778 523,499 1,543,750 1,033,726 433,314 690,279 3,062,990 — 7,912,336 Current-period real estate - other commercial gross charge-offs— 5,202 38 15 — 1 168 — 5,424 

23

Term Loans Amortized Cost Basis by Origination Year(In thousands)202420232022202120202019 and PriorLines of Credit (“LOC”) Amortized Cost BasisLOC Converted to Term Loans Amortized Cost BasisTotalCommercialRisk rating:Pass$245,945 $253,518