Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 55

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 55
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 (2,311) (2,380) (2,315) (2,302) (2,354) (2,436) +3.5% (9,152) (9,407) +2.8% Net operating income 3,083 3,128 3,517 2,883 3,514 3,616 3,586 3,387 -5.6% 12,611 14,102 +11.8% Net loan-loss provisions (659) (659) (670) (589) (485) (533) (426) (418) -2.0% (2,576) (1,862) -27.7% Other gains (losses) and provisions (524) (395) (365) (422) (583) (535) (359) (633) +76.2% (1,706) (2,111) +23.7% Profit before tax 1,900 2,075 2,481 1,871 2,445 2,548 2,800 2,335 -16.6% 8,328 10,129 +21.6% Consolidated profit 1,309 1,452 1,776 1,384 1,647 1,733 1,977 1,707 -13.7% 5,921 7,064 +19.3% Attributable profit 1,221 1,367 1,657 1,316 1,546 1,649 1,841 1,609 -12.6% 5,561 6,644 +19.5%

61 Spain (EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 1,460 1,701 1,741 1,738 1,816 1,840 1,799 1,802 +0.2% 6,641 7,256 +9.3% Net fee income 752 661 635 652 746 738 707 676 -4.4% 2,699 2