Company: CPSS
Filing Date: 2025-08-11
Form Type: 10-Q
Source: 0001683168-25-005901
Chunk: 28

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-08-11
Form: 10-Q
Item: Part I, Item 8
Chunk 28
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 and CPS’s experience as a servicer. The weighted average yield
on the notes is approximately 5.43%.

 27 

Cautionary
Note Regarding Forward-Looking Statements

Discussions of certain matters
contained in this report may constitute forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as
amended (the “Securities Act”) and Section 21E of the Exchange Act, and as such, may involve risks and uncertainties. You
can generally identify forward-looking statements as statements containing the words “will,” “would,” “believe,”
“may,” “could,” “expect,” “anticipate,” “intend,” “estimate,”
“judgment,” “assume,” “plans,” “goals, “strategy,” “future,” “likely,”
“should” or other similar expressions.

Examples of forward-looking
statements include, among others, statements we make regarding:

  •
  charge-offs and recovery rates;

  •
  the willingness or ability of obligors to pay pursuant to contractual terms;

  •
  our ability to enforce rights under contracts;

  •
  our ability to and rates at which we plan to acquire automobile contracts;

  •
  the anticipated levels of recoveries upon sale of repossessed vehicles;

  •
  revenues or expenses;

  •
  provisions for credit losses;

  •
  expected industry and general economic trends;

  •
  accrued losses for legal contingencies;

  •
  anticipated deferred tax assets;

  •
  estimates of taxable income;

  •
  our ability to service and repay our debt;

  •
  the structuring of securitization transactions as secured financings and the effects of such structures on financial items and future
profitability; or

  •
  the effect of the change in structure on our profitability and the duration of the period in which our profitability would be affected
by the change in securitization structure.

Our actual results, performance
and achievements may differ materially from the results, performance and achievements expressed or implied in such forward-looking statements.
Some of the factors that might cause such a difference include, but are not limited to, the following:

  •
  unexpected exogenous events, such as a widespread public health emergency;

  •
  mandates imposed in reaction to such events, such as prohibitions of otherwise permissible activity;

  •
  changes in general economic conditions;

  •