Company: USB-PA
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000036104-25-000064
Chunk: 204

Company: US BANCORP \DE\
Filing Date: 2025-11-05
Form: 10-Q
Chunk 204
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   — |     |               |   332 |     |             | 1.1 |   |
| Other retail                                                    |     |               |   6 |                          |         |     2 |     |           |    98 |     |                  |   3 |     |               |   109 |     |             |  .3 |   |
| Total loans, excluding loans purchased from GNMA mortgage pools |     |               | 448 |                          |         |    50 |     |           | 1,477 |     |                  |  46 |     |               | 2,021 |     |             |  .5 |   |
| Loans purchased from GNMA mortgage pools(b)                     |     |               |   1 |                          |         | 1,101 |     |           |   257 |     |                  | 281 |     |               | 1,640 |     |             | 1.4 |   |
| Total loans                                                     |     | $             | 449 |                          | $       | 1,151 |     | $         | 1,734 |     | $                | 327 |     | $             | 3,661 |     |             | 1.0 | % |

(a) Includes $ 83million of total loans receiving a payment delay and term extension, $ 77million of total loans receiving an interest rate reduction and term extension and $ 21million of total loans receiving an interest rate reduction, payment delay and term extension for the three months ended September 30, 2025, compared with $ 85million, $ 44million and $ 8million for the three months ended September 30, 2024, respectively. Includes $ 230million of total loans receiving a payment delay and term extension, $ 208million of total loans receiving an interest rate reduction and term extension and $ 57million of total loans receiving an interest rate reduction, payment delay and term extension for the nine months ended September 30, 2025, compared with $ 251million, $ 56million and $ 20million for the nine months ended September 30, 2024, respectively.

(b) Percent of class total amounts expressed as a percent of total residential mortgage loan balances.

| U.S. Bancorp |     | 47 |

Loan modifications included in the table above exclude trial period arrangements offered to customers and secured loans to consumer borrowers that have had debt discharged