Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 32

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 32
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419 +2.5% 360 419 +16.5% Gains (losses) on financial transactions and other 84 138 150 212 225 +6.4% 84 225 +169.3% Total revenue 891 916 943 1,031 1,019 -1.1% 891 1,019 +14.5% Operating expenses (339) (337) (354) (418) (372) -11.0% (339) (372) +9.9% Net operating income 552 580 589 612 647 +5.7% 552 647 +17.3% Net loan-loss provisions (4) (13) (9) (18) (8) -58.4% (4) (8) +97.3% Other gains (losses) and provisions (27) (2) (8) 15 (1) — (27) (1) -97.3% Profit before tax 521 564 572 609 639 +5.0% 521 639 +22.7% Consolidated profit 388 428 452 466 497 +6.5% 388 497 +28.1% Attributable profit 368 409 432 446 471 +5.7% 368 471 +28.0%

51 Payments (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 662 639 586 680 685 +0.7% 662 685 +3.4% Net fee income 662 682 691 725 693 -4.4% 662 693 +4.7% Gains (losses) on financial transactions and other (6) 19 13 107 5 -95.3% (6) 5 — Total revenue 1,318 1,341 1,289 1,512 1,383 -8.5% 1,318 1,383 +5.0% Operating expenses (639) (606) (574) (611) (608) -0.6% (639) (608) -4.8% Net