Company: NWBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001471265-25-000137
Chunk: 110

Company: Northwest Bancshares, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 8
Chunk 110
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 in monthsPersonal Banking:  Residential mortgage loans— %1170— %220Home equity loans— %00— %73Total Personal Banking— %1170— %112Commercial Banking:Commercial real estate loans1 %110.5— %0Commercial real estate loans - owner occupied— %60.02 %0Total Commercial Banking1 %90.52 %0Total loans1 %130.52 %112For the six months ended June 30,20252024 Weighted-average interest rate reductionWeighted-average term extension in monthsWeighted-average payment deferral in yearsWeighted-average interest rate reductionWeighted-average term extension in monthsWeighted-average payment deferral in yearsPersonal Banking:  Residential mortgage loans— 1180— 1450Home equity loans— %13102 %970Consumer loans— %0012 %3560Total Personal Banking— %12102 %1190Commercial Banking:Commercial real estate loans1 %80.5— %1171Commercial real estate loans - owner occupied— %602 %00Commercial loans1 %850.754 %1180Total Commercial Banking1 %70.752 %1171Total loans1 %120.752 %1181The Company closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of loans that such loans have been modified within the previous twelve months of June 30, 2025 (in thousands):  Current30-59 daysdelinquent60-89 daysdelinquent90 days orgreaterdelinquentPersonal Banking:Residential mortgage loans$755 — 32 183 Home equity loans168 — — 10 Consumer loans9 — — — Total Personal Banking932 — 32 193 Commercial Banking:Commercial real estate loans5,993 — — — Commercial real estate loans - owner occupied3,503 39 — — Commercial loans35 67 — 1,718 Total Commercial Banking9,531 106 — 1,718 Total loans$10,463 106 32 1,911 

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The following table presents the performance of loans modified within the previous twelve months of June 30, 2024 (