Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 434

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 19
Chunk 434
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469           5,642  
  Net cost/(benefit) of the pension plans                                                                     119,613         106,560  

As of December 31, 2024, the maturity
profile of the present value of the obligations of the defined benefit plans for the next years:

  Schedule of maturity present value of defined benefit plans                                                               
                                                                          R$ thousands                                      
                                                                   Retirement Benefits      Other post-employment benefits  
                            Weighted average duration (years)                     8.04                                9.89  
                                                         2025                  269,765                              60,069  
                                                         2026                  274,300                              62,716  
                                                         2027                  278,241                              66,421  
                                                         2028                  281,622                              70,101  
                                                         2029                  284,459                              74,179  
                                                   After 2030                1,438,390                             432,287  

In 2025, contributions to defined-benefit
plans are expected to total R$32,997thousand.

The long-term rate of return on plan assets
is based on the following:

- Medium to long-term expectations of
the asset managers; and

- Public and private securities, with
short to long-term maturities which represent a significant portion of the investment portfolios of our subsidiaries, the return on which
is higher than inflation plus interest.

The assets of pension plans are invested
in compliance with the applicable legislation (government securities and private securities, listed company shares and real estate properties)
and the weighted-average allocation of the pension plan’s assets by category is as follows:

  Schedule of assets of pension plans                                                                                                                                       
                                           On December 31                                                                                                                   
                                           Assets of the Alvorada Plan                  Assets of the Bradesco Plan                  Assets of the Kirton Plan              
                                           2024                               2023                             2024        2023      2024                           2023    
  Asset categories                                                                                                                                                          
  Equities                                 -                                     -                             4.9%        6.6%      -                              -       
  Fixed income                             95.2%                             93.2%                            90.5%       87.5%      100.0%                         100.0%  
  Real estate                              3.8%                               4.9%                             2.3%        2.1%      -                              -       
  Other