Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 120

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 120
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 that the Company has become or would become obligated to pay, on the next date on which any amount would be payable under or with respect to the Notes of a series, any Additional Amounts as a result of a change in the laws (including any regulations promulgated thereunder) or treaties of Canada (or any political subdivision or taxing authority thereof or therein), or any change in any official position regarding the application or interpretation of such laws, regulations or treaties, which change is announced and becomes effective on or after the date of issuance of the Notes of a series, then the Company may at any time at the Company’s option redeem the Notes of such series, in whole, but not in part, at a redemption price equal to 100% of their principal amount, plus any interest accrued but not paid to, but excluding, the redemption date and any Additional Amounts due and payable on the Notes of such series up to, but excluding, the redemption date.

If the Company exercises its option to redeem the Notes of either or both series pursuant to the preceding paragraph, the Company will deliver to the trustee an officers’ certificate certifying that the Company is entitled to redeem the Notes of such series to the effect that the circumstances described above exist.

#### Selection and Notice of Redemption
In the case of a partial redemption, selection of Notes of a series held in the form of definitive certificates for redemption will be made pro rata, by lot or by such other method as the trustee deems appropriate. For so

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long as the Notes are held by DTC (or another depositary) the selection of partially redeemed Notes and the redemption of the Notes shall be conducted in accordance with the policies and procedures of the depositary. No Notes of a principal amount of $2,000 or less will be redeemed in part. If any Note is to be redeemed in part only, the notice of redemption that relates to such Note will state the portion of the principal amount of the Note to be redeemed. In respect of Notes held in the form of definitive certificates, a new definitive certificate representing Notes in a principal amount equal to the unredeemed portion of such Note will be issued in the name of the holder of such Note upon surrender of the original Note in the form of a definitive certificate for cancellation.

Notice of redemption of Notes of a series held in the form of definitive certificates will be mailed by first class mail at least 10 days but not more than 60 days before the redemption date