Company: ONBPP
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000707179-25-000018
Chunk: 91

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-07-30
Form: 10-Q
Item: Item 1
Chunk 91
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 equivalent adjustment(7,063)(6,340)Net interest income (GAAP)$514,790 3.49 %$388,421 3.28 %

(1)Interest income is reflected on a fully taxable equivalent basis.

(2)Includes loans held-for-sale.

62

(Tax equivalent basis,dollars in thousands)Six Months EndedJune 30, 2025Six Months EndedJune 30, 2024Earning AssetsAverage BalanceIncome (1)/ExpenseYield/RateAverage BalanceIncome (1)/ExpenseYield/RateMoney market and other interest-earning   investments$1,109,634 $23,606 4.29 %$786,094 $21,296 5.45 %Investment securities:Treasury and government sponsored agencies2,357,995 40,839 3.46 %2,285,706 44,797 3.92 %Mortgage-backed securities7,433,868 142,257 3.83 %5,592,655 86,792 3.10 %States and political subdivisions1,603,821 26,644 3.32 %1,683,585 28,266 3.36 %Other securities871,262 26,282 6.03 %779,504 24,756 6.35 %Total investment securities12,266,946 236,022 3.85 %10,341,450 184,611 3.57 %Loans: (2)Commercial11,827,287 385,041 6.51 %9,942,741 350,688 7.05 %Commercial real estate18,128,526 562,357 6.20 %15,119,590 490,493 6.49 %Residential real estate loans7,306,465 156,500 4.28 %6,823,378 130,686 3.83 %Consumer2,960,769 104,257 7.10 %2,777,711 94,463 6.84 %Total loans40,223,047 1,208,155 6.01 %34,663,420 1,066,330 6.16 %Total earning assets53,599,627 $1