Company: CIB
Filing Date: 2025-11-06
Form Type: 6-K
Source: 0002058897-25-000048
Chunk: 18

Company: Grupo Cibest S.A.
Filing Date: 2025-11-06
Form: 6-K
Chunk 18
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 | %    |     |   13.00 |     | %    |     | 12.10 |     | %    |     | 12.13 |     | % |
| Total Solvency       |     |      |     | 14.76 |     | %    |     | 13.90 |     | %    |     |   14.76 |     | %    |     | 13.88 |     | %    |     | 13.90 |     | % |
| 30 Day PDL           |     |      |     |  8.72 |     | %    |     |  9.09 |     | %    |     |    8.72 |     | %    |     |  8.92 |     | %    |     |  9.09 |     | % |
| 30 Day PDL Coverage  |     |      |     | 57.16 |     | %    |     | 51.32 |     | %    |     |   57.16 |     | %    |     | 55.06 |     | %    |     | 51.32 |     | % |
| 90 Day PDL           |     |      |     |  5.42 |     | %    |     |  6.34 |     | %    |     |    5.42 |     | %    |     |  6.32 |     | %    |     |  6.34 |     | % |
| 90 Day PDL Coverage  |     |      |     | 91.99 |     | %    |     | 73.63 |     | %    |     |   91.99 |     | %    |     | 77.78 |     | %    |     | 73.63 |     | % |

| 15 |

| 3Q25 |

### BANAGRICOLA- EL SALVADOR
The recent outlook for the country indicate a gradual improvement in the pace of economic activity, despite disruptions in international trade and a weakening of the textile sector. Indeed, international demand for this sector has been affected by increasing competition from Asian countries in outsourced manufacturing activities. On the other hand, inflation has shown a downward bias due to the evolution of fuel prices. Inflation has declined as a result of lower fuel