Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1237

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1A
Chunk 1237
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 by TPP; despite the substantial payments made to TPP to secure the benefits of
the TPP Program. As the direct responsibility for compliance with the TPP Program resides with TPP;
particularly as the program was underwritten, managed and administered by TPP as an independent third-party vendor (and with respect
to ndau, the underlying ndau was developed and marketed by an additional third-party vendor), and in recognition of the
customers’ acceptance of their participation in the program, we do not believe that we have any legal responsibility to cover
any potential claims of customers who participated in the TPP Program. There is, however, a risk that any failure of TPP to perform
its obligations to our customers could expose us to commercial claims of dissatisfied customers, regardless of the legal foundation
associated therewith. The possible assertion of those claims could have an adverse effect on our business, financial condition, and
operating results.

Risks
Related to our Blockchain Technology and Crypto Mining Products and Services

Our
success depends on external factors affecting the Bitcoin industry.

The
Bitcoin industry has historically been subject to various risks relating to Bitcoin, as an asset, which have adversely affected the market
price of Bitcoin. Ownership of Bitcoin has, historically, been concentrated in a relatively small number of persons or entities that,
collectively, hold a significant number of Bitcoin (referred to as “whales” in the Bitcoin industry). While ownership of
Bitcoin has diversified significantly in recent years, whales continue to exist whose market activity (e.g., sales of large numbers of
Bitcoin) could have an adverse effect on the demand for, and market price of Bitcoin, which could have an adverse effect on our business
and results of operation. Further, while larger, increasingly regulated exchanges with greater transparency and oversight have begun
to proliferate, the Bitcoin economy remains nascent and largely opaque. The venues for Bitcoin transactions may experience greater operational
problems and be exposed to a greater risk of facilitating unethical, fraudulent or illicit transactions (such as “wash trading”),
than traditional financial markets and securities exchanges. Digital asset trading platforms may also be susceptible to “front-running”
activity, which is the process by which someone uses technology or market advantage to obtain prior knowledge of upcoming transactions
allowing bad actors to take advantage of forthcoming price movement and make economic gains at the cost of those who introduced the transactions.
Front-running is a frequent activity on centralized and decentralized digital asset trading platforms. Further, venues for Bitcoin transactions
do not typically make complete information regarding their ownership structure, management teams