Company: BHM
Filing Date: 2025-07-08
Form Type: DRS
Source: 0001104659-25-066400
Chunk: 44

Company: Bluerock Homes Trust, Inc.
Filing Date: 2025-07-08
Form: DRS
Chunk 44
---
 taken by governmental authorities
and private actors to limit the spread or mitigate the impact thereof, may interfere with the ability of some of our residents to meet
their lease obligations and make their rent payments on time or at all. In such event, jurisdictions and other local and national authorities
may impose restrictions on our ability to enforce residents’ contractual rental obligations and/or to increase rents. While such
measures would likely enable residents to stay in their homes despite an inability to pay because of financial or other hardship stemming
from such events, they are likely to result in loss of rental income and other property income. See “—Our business, results
of operations, financial condition, and cash flows may be adversely affected by pandemics and outbreaks of infectious disease, which
may include COVID-19.”

We may become a target of legal demands, litigation (including class actions), and negative publicity by tenant and consumer rights organizations, which could directly limit and constrain our operations and may result in significant litigation expenses and reputational harm.

Numerous tenant rights and
consumer rights organizations exist throughout the country and operate in our markets, and we may attract attention from some of these
organizations and become a target of legal demands, litigation, and negative publicity. Many such consumer organizations have become
more active and better funded in connection with mortgage foreclosure-related issues, and with the increased market for residential properties
arising from displaced homeownership, some of these organizations may shift their litigation, lobbying, fundraising, and grassroots organizing
activities to focus on landlord-resident issues. While we intend to conduct our business lawfully and in compliance with applicable landlord-tenant
and consumer laws, such organizations might work in conjunction with trial and pro bono lawyers in one or multiple states to attempt
to bring claims against us on a class action basis for damages or injunctive relief and to seek to publicize our activities in a negative
light. We cannot anticipate what form such legal actions might take or what remedies they may seek.

Additionally, such organizations
may lobby local county and municipal attorneys or state attorneys general to pursue enforcement or litigation against us, may lobby state
and local legislatures to pass new laws and regulations to constrain or limit our business operations, adversely impact our business,
or may generate negative publicity for our business and harm our reputation. If they are successful in any such endeavors, they could
directly limit and constrain our operations and may impose on us significant litigation expenses, including settlements to avoid continued
litigation or judgments for damages or injunctions.

We may