Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 124

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 124
---
ovenants — Limitation on Liens on Capital Stock of Restricted Subsidiaries” and “— Certain Covenants — Available Information” if the holders of at least a majority in principal amount of all outstanding Notes of such series issued under the Indenture and then outstanding waive compliance in such instance with such term, provision or condition.

#### Third Supplemental Indenture.
On February 26, 2021, the Company entered into the Third Supplemental Indenture to eliminate or amend certain restrictive covenants of the Company. The Third Supplemental Indenture provides that the covenant described under “— Certain Covenants — Limitation on Liens on Capital Stock of Restricted Subsidiaries” will be automatically eliminated or amended effective as of the first date (the “

#### Amendment Date
”) on which there are no securities outstanding of any series created pursuant to the Indenture prior to February 26, 2021. The Third Supplemental Indenture also provides that if we grant any security interest to any collateral agent or trustee pursuant to such covenant in connection with any series created after the date of the Third Supplemental Indenture, such security interest shall be automatically released on the Amendment Date and any such collateral agent or trustee shall be authorized to take such further actions as we may reasonably request to give effect to such release.

<div align='center'>73</div>

TABLE OF CONTENTS

#### Events of Default
The following constitute events of default with respect to the Notes of a series under the Indenture: (a) a default for 30 days in the payment of any interest on any Note of such series; (b) a default in the payment of the principal of (or premium, if any, on) any Note of such series when due; (c) a default in the performance, or breach, of any other covenant or warranty in the Indenture (other than a covenant or warranty included in the Indenture solely for the benefit of one or more series of securities other than the Notes of such series) which default or breach continues for a period of 60 days after notice; (d) a default in the payment, at the stated maturity, of any outstanding indebtedness for money borrowed by the Company in excess of $100,000,000 and continuing after any applicable grace period, which default shall not have been cured or waived, or the acceleration of indebtedness for money borrowed by the Company outstanding under or evidenced by any single Indenture or instrument in