Company: RSKD
Filing Date: 2025-03-06
Form Type: 20-F
Source: 0001851112-25-000006
Chunk: 215

Company: RISKIFIED LTD.
Filing Date: 2025-03-06
Form: 20-F
Item: Item 19
Chunk 215
---

                                                           (in thousands, except where indicated)                                                                                                                          
  United States (1)                                        $                                           198,803                         61      180,240                         61      163,920                         63  
  Europe, the Middle East and Africa (“ EMEA”) (1)(2)                                                   86,786                         26       83,113                         27       71,443                         27  
  Asia-Pacific (“ APAC”)                                                                                22,371                          7       16,699                          6       12,005                          5  
  Americas                                                                                              19,556                          6       17,558                          6       13,879                          5  
  Total revenue                                            $                                           327,516                        100      297,610                        100      261,247                        100  

_________________

(1) For comparability, prior period amounts have been reclassified to conform to the merchants’ current headquarters location.

(2) Revenue recognized from merchants whose headquarters are in Israel, which is our country of domicile, was $ 3.3$ 1.3 3.3

F-20

RISKIFIED LTD.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

The following table summarizes revenue based on the nature and type of service provided to our merchants:

                                                                       Year Ended December 31,                                                                                                                                         
                                                                       2024                                                                                                                                                            
                                                                       Amount                                                   Percentage of Revenue                   Percentage of Revenue                   Percentage of Revenue  
 ───────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────────
                                                                       (in thousands, except where indicated)                                                                                                                          
  Revenue for review services recognized under ASC 606                 $                                           188,265                         57      167,278                         56      156,040                         60  
  Revenue for indemnification guarantees recognized under ASC 460                                                  139,251                         43      130,332                         44      105,207                         40  
  Total revenue                                                        $                                           327,516                        100      297,610                        100      261,247                        100  

We primarily generate revenue from our Chargeback Guarantee offering.

The allocation of consideration between revenue for review services recognized under ASC 606 and revenue for indemnification guarantees recognized under ASC 460 is a function of the fair value of our chargeback guarantee which represents what we would need to pay