Company: FCFS
Filing Date: 2025-06-27
Form Type: 11-K
Source: 0000840489-25-000084
Chunk: 8

Company: FirstCash Holdings, Inc.
Filing Date: 2025-06-27
Form: 11-K
Chunk 8
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186 and $8,717,583 at December 31, 2024 and 2023, respectively, and interest income on notes receivable from participants was $712,853 and $467,388 during 2024 and 2023, respectively. The investment in FirstCash Holdings, Inc. common stock and notes receivable from participants are exempt from the prohibited transaction rules.

The Trustee of the Plan is a party-in-interest as defined by ERISA. The Trustee invests certain Plan assets in mutual funds and money market funds managed by the Trustee or its affiliates, and such transactions qualify as party-in-interest transactions, which are exempt from the prohibited transaction rules. The Plan paid certain expenses related to Plan operations and investment activity to various service providers. These transactions are party-in-interest transactions under ERISA.

#### 5.

#### CONCENTRATION OF MARKET RISK
At December 31, 2024 and 2023, approximately 9% and 11%, respectively, of the Plan’s assets were invested in the common stock of the Company. The underlying value of the Company’s common stock is dependent upon the performance of the Company, the market’s evaluation of such performance and overall market conditions. Investment securities, in general, are exposed to various risks, such as interest rate, market, and credit risks. Due to the level of risk associated with investment securities, it is at least reasonably possible that changes in the values of the investment securities will occur in the near term and that such changes could materially affect the participant’s account balances and the amounts reported in the statements of assets available for benefits and the statements of changes in net assets available for benefits. Participant contributions directed to purchase the Company’s common stock are limited to 20% of the participant’s total contributions.

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#### FIRSTCASH 401(k) PROFIT SHARING PLAN

### NOTES TO FINANCIAL STATEMENTS

#### DECEMBER 31, 2024 AND 2023

#### 6.

#### RECONCILIATION TO FORM 5500
The reconciling items noted below are due to the difference in the method of accounting used in preparing the Plan's financial statements as compared to the Form 5500. Government reporting rules were used in preparing the Form 5500, whereas the Plan's financial statements have been prepared on the accrual basis of accounting as required by GAAP.

The reconciliation of net assets available for benefits per the Form 5500 to the financial statements is