Company: INGVF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-196042
Chunk: 169

Company: ING GROEP NV
Filing Date: 2025-09-04
Form: 424B5
Chunk 169
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 the Exchange Act with respect to our ordinary shares and the rules regarding the furnishing of quarterly reports to the SEC, which are required to be furnished only if required or otherwise provided in our home country domicile. Our filings with the SEC are available through the SEC’s Internet site at http://www.sec.gov, through the New York Stock Exchange, Inc., 11 Wall Street, New York, New York 10005, on which our ADSs are listed, and on our website at http://www.ing.com. The SEC allows us to “incorporate by reference” the information we file with them, which means:

| • |     | incorporated documents are considered part of this prospectus; |

| • |     | we can disclose important information to you by referring you to those documents; and |

| • |     | information that we file with the SEC in the future and incorporate by reference herein will automatically update 
 and supersede information in this prospectus and information previously incorporated by reference herein.         |

We incorporate by reference the following documents or information filed with or furnished to the SEC (other than, in each case, documents or information deemed to have been furnished and not filed in accordance with SEC rules):

| • |     | any filings made by us with the SEC under Section 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act                                             
 of 1934, as amended (the “Securities Exchange Act”), as well as any Form 6-K furnished to the SEC to the extent such Form 6-K expressly states that we 
 incorporate such form by reference, on or after the date of this prospectus and before the termination of any offering of securities hereunder.        |

We have filed a registration statement on Form F-3under the Securities Act of 1933, as amended (the “ Securities Act”), with the SEC covering the securities. For further information on the securities of ING Groep N.V., you should review our registration statement and its exhibits. This prospectus is a part of the registration statement and summarizes material provisions of the contracts and other documents to which we refer you. Since this prospectus may not contain all the information that you may find important, you should review the full text of these documents. We have included copies of these documents as exhibits to our registration statement. We will provide to you, upon your oral or written request, at no cost, a copy of any filings referred to above, excluding exhibits, other than those specifically incorporated by