Company: WLTH
Filing Date: 2025-12-12
Form Type: 424B4
Source: 0001628280-25-056780
Chunk: 427

Company: WEALTHFRONT CORP
Filing Date: 2025-12-12
Form: 424B4
Chunk 427
---
 |     60,000 |         |     |      |     60,000 |         |
| Series G Warrant                          |     |                             |    251,750 |         |     |      |    251,750 |         |     |                           |          — |         |     |      |    251,750 |         |
| Dual-trigger RSUs                         |     |                             | 25,058,032 |         |     |      | 34,242,383 |         |     |                           | 25,058,032 |         |     |      | 34,242,383 |         |
| SAFEs                                     |     |                             |            | Various |     |      |            | Various |     |                           |            | Various |     |      |            | Various |

### 16. Financial Instruments with Off-Balance Sheet Credit Risk
As a securities broker, the Company executes transactions with and on behalf of clients. The Company clears these transactions with its clearing firm on an omnibus basis.

In the normal course of business, the Company’s client activities involve the execution of securities transactions and settlement by its clearing broker. The agreement between the Company and its clearing broker provides that the Company is obligated to assume any exposure related to nonperformance by its clients. These activities may expose the Company to off-balance sheet risk in the event the client is unable to fulfill its contracted obligations. In the event the client fails to satisfy its obligations, the Company may be required to purchase or sell financial instruments at the prevailing market price in order to fulfill the client’s obligation. The Company seeks to control off-balance sheet credit risk by monitoring its client transactions and reviewing information it receives from its clearing broker on a daily basis and reserving for doubtful accounts when necessary.

#### 17. Related Party Transactions
Related party transactions may include any transaction between the Company and entities under common control or with a related party. The Company has defined related parties as members of the board of directors, executive officers, existing investors holding 10% or more of the Company’s outstanding stock, principal owners of the Company’s outstanding stock and any immediate family members of each related party, as well as any other person or entity with significant influence over the management or operations of the Company.

In July 2024, in connection with the acquisition of Unified National Mortgage LLC (renamed Wealthfront Home Lending, LLC), the Company entered into a series of agreements with the Company’s Chief Executive Officer, Wealthfront Home Lending