Company: RWT-PA
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000930236-25-000037
Chunk: 237

Company: REDWOOD TRUST INC
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 8
Chunk 237
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2025 and 2024. Table 7.3 – Activity of Residential Consumer Loans Held-for-SaleThree Months Ended September 30,Nine Months Ended September 30,(In Thousands)2025202420252024Principal balance of loans acquired$3,845,429 $1,999,621 $9,158,820 $4,873,608 Principal balance of loans sold861,850 39,497 2,123,601 246,641 Principal balance of loans transferred from HFS to HFI1,878,024 1,528,163 5,551,389 4,140,150 Residential Consumer Loans Held-for-Investment at Fair ValueWe invest in residential subordinate securities issued by Securitized Jumbo and Securitized Re-Performing Loans securitization trusts and consolidate the underlying residential consumer loans owned by these entities for financial reporting purposes in accordance with GAAP. During the nine months ended September 30, 2025 we transferred our Securitized Re-Performing Loans to Held-for-Sale. The following tables summarize the characteristics of the securitized residential consumer loans held-for-investment at September 30, 2025 and December 31, 2024.Table 7.4 – Characteristics of Residential Consumer Loans Held-for-InvestmentSeptember 30, 2025Securitized Jumbo Loans(Dollars in Thousands)UPB$13,351,590 Average loan balance (UPB)$899 Fair value of loans (1)$13,079,486 Weighted average coupon5.67 %Delinquency informationUPB of loans with 90+ day delinquencies (2)$41,396 Average 90+ days delinquent balance (UPB)753 UPB of loans in foreclosure12,132 Average foreclosure balance (UPB)607 December 31, 2024Securitized Jumbo LoansSecuritized Re-Performing Loans(Dollars in Thousands)UPB$9,350,286 $1,514,432 Average loan balance (UPB)$842 $155 Fair value of loans (1)$8,819,554 $1,244,722 Weighted average coupon5.35 %4.49 %Delinquency informationUPB of loans with 90+ day delinquencies (2)$19,480 $106,910 Average 90+ days del