Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 27

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 2
Chunk 27
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 credit losses on loans31,000 47,000 18,000 13,000 17,000 21,000 23,000 Net loan (charge offs) recoveriesCommercial and industrial$(6,552)$(32,314)$(1,826)$(4,726)$(2,406)$(10,649)$(13,676)Commercial real estate — owner occupied— 4 — — — — 1 Commercial and business lending(6,552)(32,310)(1,826)(4,726)(2,406)(10,649)(13,674)Commercial real estate — investor(9,385)(4,569)(8,493)(892)(6,617)(1)(4,569)Real estate construction150 58 121 30 4 2 28 Commercial real estate lending(9,235)(4,511)(8,372)(863)(6,612)2 (4,541)Total commercial(15,787)(36,821)(10,198)(5,589)(9,018)(10,647)(18,216)Residential mortgage(105)(351)(302)197 (239)(160)(289)Auto finance(2,208)(3,574)(689)(1,519)(1,782)(1,281)(1,480)Home equity526 449 237 289 277 424 238 Other consumer(3,957)(2,954)(1,881)(2,076)(1,457)(1,414)(1,417)Total consumer(5,744)(6,429)(2,636)(3,109)(3,202)(2,431)(2,947)Total net charge offs$(21,531)$(43,251)$(12,833)$(8,698)$(12,220)$(13,078)$(21,163)RatiosAllowance for credit losses on loans to total loans1.35 %1.34 %1.35 %1.33 %1.32 %Allowance for credit losses on loans to net charge offs (annualized)9.5x4.5x8.0x11.5x8.3x7.6x4.6xLoan evaluation method for ACLLIndividually evaluated for impairment$— $6,092 $5,689