Company: ATLCL
Filing Date: 2025-04-14
Form Type: DEF 14A
Source: 0001437749-25-011863
Chunk: 11

Company: Atlanticus Holdings Corp
Filing Date: 2025-04-14
Form: DEF 14A
Chunk 11
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 that future “say-on-pay” votes be held every year, every two years or every three years. The Board currently believes that future say-on-pay votes should occur every three years. There are advantages and disadvantages associated with each of the frequencies permitted under the Dodd-Frank Act and applicable SEC rules. The Board believes that holding a say-on-pay vote every three years offers the closest alignment with Atlanticus’ approach to executive compensation and its underlying philosophy that seeks to enhance the long-term growth of Atlanticus and to attract, retain and motivate our executive officers over the long term. The Board believes a three-year cycle for the advisory vote on executive compensation will provide investors the most meaningful timing alternative by which to evaluate the effectiveness of our executive compensation strategies and their alignment with Atlanticus’ business and results of operations. It also will minimize the administrative, compliance and other corporate expenses associated with holding say-on-pay votes more frequently (e.g., every year or every two years).

Effects of Advisory Vote

Because the vote on this proposal is advisory in nature, it will not be binding on the Board. Nonetheless, the Board will consider the outcome of the vote along with other factors when making its decision about the frequency of future say-on-pay votes.

<div align='center'>The Board recommends that shareholders vote in favor of
holding future“say-on-pay”advisory votes“EVERY THREE YEARS.”

8

Executive Officers of Atlanticus</div>

Our executive officers are elected annually and serve at the pleasure of the Board. The following sets forth the name, age as of the record date, position(s) with Atlanticus and selected biographical information for our executive officers. The biographies of Messrs. Hanna and Howard are provided above under “Proposal One: Election of Directors.”

| Name               | Age | Position                                        |
| David G. Hanna     |  60 | Executive Chairman of the Board                 |
| Jeffrey A. Howard  |  55 | President, Chief Executive Officer and Director |
| William R. McCamey |  55 | Chief Financial Officer                         |

William R. McCamey, Chief Financial Officer. Mr. McCamey became Chief Financial Officer in January 2014; he served as Treasurer from the time he joined Atlanticus in 2004 to 2015. Mr. McCamey has over 31 years’ experience in capital markets and finance.

<div align='center'>Corporate Governance</div>

We have established corporate governance practices designed to serve the best interests of Atlanticus and our shareholders.