Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003700
Chunk: 118

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 118
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 of types of collateral formally stipulated through legal instruments,
such as conditional sales, liens and mortgages, by guarantees such as third-party sureties or guarantees, and also by financial instruments
such as credit derivatives, or netting arrangements. The efficiency of these instruments is evaluated considering the time to recover
and realize an asset given as collateral, its fair value, the guarantors’ counterparty risk and the legal safety of the agreements.
The main types of collateral include: term deposits; financial investments and securities; residential and commercial properties; movable
properties such as vehicles, aircraft. Additionally, collateral may include commercial bonds such as invoices, checks and credit card
bills. Sureties and guarantees may also include bank guarantees. Credit derivatives are bilateral contracts in which one counterparty
hedges credit risk on a financial instrument – its risk is transferred to the counterparty selling the hedge. Normally, the latter
is remunerated throughout the period of the transaction. In the case default by the borrower, the buying party will receive a payment
intended to compensate for the loss in the financial instrument. In this case, the seller receives the underlying asset in exchange for
said payment. BRADESCO | Consolidated Financial Statements in IFRS 84 Consolidated Financial Statements in IFRS | Notes to the Consolidated
Financial Statements The table below shows the fair value of guarantees of loans and advances to customers. R$ thousands On September
30, 2025 On December 31, 2024 Book value (1) Fair Value of Guarantees Book value (1) Fair Value of Guarantees Companies 326,357,758 169,776,713
316,936,343 177,693,556 Stage 1 293,013,619 153,606,328 284,237,991 167,357,458 Stage 2 10,250,338 5,939,649 6,946,383 5,014,721 Stage
3 23,093,801 10,230,736 25,751,969 5,321,377 Individuals 428,710,650 293,933,246 403,303,243 278,052,177 Stage 1 370,492,444 262,437,980
347,118,719 248,932,254 Stage 2 24,711,861 18,846,138 21,911,700 18,284,