Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 132

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 132
---
 and leveraging business with the respective franchisees.
 Another important feature in this area is the support we provide to Local Productive Arrangements (APLs), by providing services to businesses and assisting these clients. Participating in an APL strengthens companies, because together they can form a collaborative and important group for local development, allowing for greater competitive and sustainable advantages for micro and small businesses. Currently, there are 397 APLs throughout the country, located in 1,460 municipalities.
 
4.B.30.01-02.04 Public authority solutions
 We have a specific area dedicated to serving the public administration, which offers specialized services to identify business opportunities and structure customized solutions to entities and bodies of the Executive, Legislative and Judiciary branches at federal, state and municipal levels, in addition to independent governmental agencies, public foundations, state-owned and mixed companies, the armed forces (army, navy and air force) and the auxiliary forces (federal and state police forces).
 Our exclusive website, developed for our clients, offers corporate solutions for federal, state and municipal governments for payments, receipts, human resources and treasury services.
 Our commercial relationships with such public authorities are conducted by specialized business managers located in distribution platforms throughout the country, which can be identified on our website. We have nine Specialized Platforms to assist governments, capitals, courts, class councils, chambers, prosecutors, public defenders and the largest municipalities based on GDP, and 30 Platforms providing services to the City Halls and other Authorities.
 In 2024, we took part and were successful in payroll bidding processes sponsored by the Brazilian government. Furthermore, according to INSS, we continue to be leaders in payments of INSS benefits, with more than 11.1 million retirees and pensioners.
 

74 – Form 20-F 2024 | Bradesco
------------------------------
4.B.30.01-02.05 Management and administration of third-party funds
 We provide fiduciary administration services to investments funds and managed portfolios, with regulatory responsibility for operation of investments funds.
 Bradesco Asset also conducts management of third-party resources, being responsible for investment decisions:
 
·   mutual funds;
-----------------

·   managed portfolios;
-----------------------

·   exclusive funds;
--------------------

·   FIDCs (Receivable Funds);
-----------------------------

·   FIIs (Real Estate Investment Funds);
----------------------------------------

·   ETFs (Exchange Traded Funds); and
-------------------------------------

·   FIPs (Private Equity Investment Funds).
-------------------------------------------

Ø                            Management of funds