Company: LLOBF
Filing Date: 2025-12-02
Form Type: 6-K
Source: 0001654954-25-013610
Chunk: 0

Company: Lloyds Banking Group plc
Filing Date: 2025-12-02
Form: 6-K
Chunk 0
---
### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C.20549

#### FORM 6-K

#### Report of Foreign Private Issuer

#### Pursuant to Rule 13a-16 or 15d-16a

#### of the Securities Exchange Act of 1934
<div align='center'>02 December 2025</div>

#### LLOYDS BANKING GROUP plc
<div align='center'>(Translation of registrant's name into English)</div>

#### 5th Floor

#### 25 Gresham Street

#### London

#### EC2V 7HN

#### United Kingdom
<div align='center'>(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports

under cover Form 20-F or Form 40-F.

Form 20-F..X.. Form 40-F

Index to Exhibits</div>

Item

No. 1 Regulatory News Service Announcement, 02 December 2025

re: BoE Stress Test Passed

#### 2 December 2025

### LLOYDS BANKING GROUP COMFORTABLY PASSES

### BANK OF ENGLAND STRESS TEST
Lloyds Banking Group (the Group), together with six other financial institutions in the UK, has been subject to the 2025 Bank Capital Stress Test (BCST), conducted by the Bank of England (BoE). The full set of results have been published this morning, on the BoE's website, as part of its Financial Stability Report.

The Group is pleased to note that it has comfortably passed the stress test and given this strong performance, the Group is not required to take any capital actions. The BoE calculated the Group's stressed CET1 ratio after the application of management actions as 10.9% and its stressed leverage ratio as 4.6%. Despite the severity of the stress test scenario, and without the conversion of the Group's AT1 securities into equity, the Group significantly exceeded the capital and leverage minimum requirements of 5.9% and 3.3% respectively.

The 2025 BCST scenario was designed to test the resilience of the UK banking system under a severe global aggregate supply shock, which leads to deep recessions across the world and escalation of geopolitical tensions. The BoE stated at the outset of the exercise that the focus of this hypothetical scenario was to ensure that banks were able to absorb rather than amplify shocks and continue to lend to UK households and businesses.