Company: HBAN
Filing Date: 2025-08-08
Form Type: S-4/A
Source: 0001140361-25-029894
Chunk: 43

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-08
Form: S-4/A
Chunk 43
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 reviews, reforms, regulations, and interpretations, including those related to the Dodd-Frank Wall Street Reform and Consumer Protection Act and the Basel III regulatory capital reforms, as well as those involving the SEC, OCC, Federal Reserve, FDIC, CFPB and state-level regulators; |

| • | the occurrence of any event, change or other circumstances that could give rise to the right of one or both of the parties to terminate the merger agreement between Huntington and Veritex; |

| • | the outcome of any legal proceedings that may be instituted against Huntington or Veritex; |

| • | delays in completing the merger; the failure to obtain necessary regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger); |

| • | the failure to obtain the requisite Veritex vote or to satisfy any of the other conditions to the merger on a timely basis or at all; |

| • | the possibility that the anticipated benefits of the merger are not realized when expected or at all, including as a result of the impact of, or problems arising from, the integration of the two companies or as a result of the strength of the economy and competitive factors in the areas where Huntington and Veritex do business; |

| • | the possibility that the merger may be more expensive to complete than anticipated, including as a result of unexpected factors or events; diversion of management’s attention from ongoing business operations and opportunities; |

| • | potential adverse reactions or changes to business, customer or employee relationships, including those resulting from the announcement or completion of the merger; |

| • | the ability to complete the merger and integration of Huntington and Veritex successfully; |

| • | the dilution caused by Huntington’s issuance of additional shares of its capital stock in connection with the merger; and |

| • | other factors that may affect the future results of Huntington and Veritex. |

Additional factors that could cause results to differ materially from those described above can be found in Huntington’s and Veritex’s filings with the SEC that are incorporated by reference into this proxy statement/prospectus, as described in the section “Where You Can Find More Information.” All forward-looking statements are expressly qualified in their entirety by the cautionary statements set forth above. You are cautioned not to place undue reliance on the forward-looking statements, which speak only as of the date of this proxy statement/prospectus or the dates of the documents incorporated by reference in this proxy statement