Company: WEBNF
Filing Date: 2025-11-04
Form Type: 20-F
Source: 0001104659-25-105894
Chunk: 19

Company: WESTPAC BANKING CORP
Filing Date: 2025-11-04
Form: 20-F
Item: Item 14
Chunk 19
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21,951)   ​    (29,714)   ​      (29,188)
Other                                                                               ​               ​               ​               ​                 ​
Deposits and other borrowings                                                 (2,125)         (2,389)         (1,925)         (2,046)           (2,248)
Trading liabilitiesa                                                          (2,610)         (2,643)           (653)         (2,633)           (2,785)
Debt issues                                                                     (227)           (194)           (494)            (88)              (82)
Bank levy                                                                       (393)           (357)           (332)           (390)             (357)
Due to subsidiaries                                                                 -               -               -   2               242            
Other interest expense                                                          (104)            (90)            (80)            (80)              (74)
Total other                                                                   (5,459)         (5,673)         (3,484)         (5,235)           (5,304)
Total interest expense                                                       (35,662)        (35,594)        (25,435)        (34,949)          (34,492)
Net interest income                                                            19,380          18,753          18,317          16,098            15,437
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a.   Includes net impact of Treasury balance sheet management activities.
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FINANCIAL   EXHIBITS INDEX   STRATEGIC   PERFORMANCE   EXHIBIT 15.4   ADDITIONAL 
REPORT                       REVIEW      REVIEW                       INFORMATION
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Note 3.Net interest income and average balance sheet and interest rates (Continued)
Average balance sheet and interest rates
The daily average balances of Westpac’s interest earning assets and interest bearing liabilities are shown below along with their interest income or expense.

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​                                                           ​                                     2025   ​                                     2024   ​                                     2023
​                                                           ​     Average   ​   Interest   ​   Average   ​     Average   ​   Interest   ​   Average   ​     Average   ​   Interest   ​   Average
​                                                           ​     balance   ​     income   ​      rate   ​     balance   ​     income