Company: AEGOF
Filing Date: 2025-02-20
Form Type: 6-K
Source: 0001193125-25-030100
Chunk: 28

Company: AEGON LTD.
Filing Date: 2025-02-20
Form: 6-K
Chunk 28
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 Kingdom;                                                                         |

| • |     | Civil unrest, (geo-) political tensions, military action or other 
 instability in a country or geographic region;                    |

| • |     | Changes in the performance of financial markets, including emerging markets, such as with regard to: |

| • |     | The frequency and severity of defaults by issuers in Aegon’s fixed income investment portfolios; |

| • |     | The effects of corporate bankruptcies and/or accounting restatements on the financial markets and the resulting 
 decline in the value of equity and debt securities Aegon holds;                                                 |

| • |     | The effects of declining creditworthiness of certain public sector securities and the resulting decline in the 
 value of government exposure that Aegon holds;                                                                 |

| • |     | The impact from volatility in credit, equity, and interest rates; |

| • |     | Changes in the performance of Aegon’s investment portfolio and decline in ratings of Aegon’s 
 counterparties;                                                                              |

| • |     | Lowering of one or more of Aegon’s debt ratings issued by recognized rating organizations and the adverse     
 impact such action may have on Aegon’s ability to raise capital and on its liquidity and financial condition; |

| • |     | Lowering of one or more of insurer financial strength ratings of Aegon’s insurance subsidiaries and the                                  
 adverse impact such action may have on the written premium, policy retention, profitability and liquidity of its insurance subsidiaries; |

| • |     | The effect of applicable Bermuda solvency requirements, the European Union’s Solvency II requirements, and                                    
 applicable equivalent solvency requirements and other regulations in other jurisdictions affecting the capital Aegon is required to maintain; |

| • |     | Changes in the European Commissions’ or European regulator’s position on the equivalence of the 
 supervisory regime for insurance and reinsurance undertakings in force in Bermuda;              |

| • |     | Changes affecting interest rate levels and low or rapidly changing interest rate levels; |

| • |     | Changes affecting currency exchange rates, in particular the EUR/USD and EUR/GBP exchange rates; |

| • |     | Changes affecting inflation levels, particularly in the United States, the Netherlands and the United Kingdom; |

| • |     | Changes in the availability of, and costs associated with, liquidity sources such as bank and capital markets                  
 funding, as well as conditions in the credit markets in general such as changes in borrower