Company: TCBI
Filing Date: 2025-02-11
Form Type: 10-K
Source: 0001077428-25-000036
Chunk: 26

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-02-11
Form: 10-K
Item: Item 8
Chunk 26
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719 1,045,576 Retained earnings2,495,651 2,435,393 Treasury stock - 5,286,503 and 3,905,067 shares at cost at December 31, 2024 and 2023, respectively(301,842)(220,334)Accumulated other comprehensive loss, net of taxes(183,107)(362,004)Total stockholders’ equity3,367,936 3,199,142 Total liabilities and stockholders’ equity$30,731,883 $28,356,266 

See accompanying notes to consolidated financial statements.

52

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED STATEMENTS OF INCOME AND OTHER

COMPREHENSIVE INCOME - AUDITEDYear Ended December 31,(in thousands except per share data)202420232022Interest incomeInterest and fees on loans$1,377,925 $1,300,653 $983,794 Investment securities148,219 108,294 63,179 Interest bearing cash and cash equivalents203,406 220,976 97,271 Total interest income1,729,550 1,629,923 1,144,244 Interest expenseDeposits736,196 587,775 190,663 Short-term borrowings49,994 70,642 29,077 Long-term debt42,060 57,383 48,739 Total interest expense828,250 715,800 268,479 Net interest income901,300 914,123 875,765 Provision for credit losses67,000 72,000 66,000 Net interest income after provision for credit losses834,300 842,123 809,765 Non-interest incomeService charges on deposit accounts25,546 20,874 23,266 Wealth management and trust fee income15,315 13,955 15,036 Brokered loan fees8,961 8,918 14,159 Investment banking and advisory fees104,965 63,670 24,974 Trading income21,635 22,512 10,080 Gain on disposal of subsidiary— — 248,526 Available-for-sale debt securities gains/(losses), net(179,581)489 — Other34,205 31,001 13,481