Company: BBVXF
Filing Date: 2025-03-21
Form Type: 6-K
Source: 0000842180-25-000016
Chunk: 297

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-03-21
Form: 6-K
Chunk 297
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       |                                 |     |  8,926 |     | 100 | %                                                                                |
| (*)Accounting portfolios: "At amortised cost", "Fair Value through Other Comprehensive Income (FVOCI)", "Fair Value through P&L" and "Non-marketable at Fair Value through Profit or Loss". Loans secured by real estate are in the "At amortised cost" portfolio. Instruments: loans secured by residential real estate, commercial real estate and foreclosed real estate collateral. Sectors: non-financial corporations and households. Data on the Group's prudential perimeter, where energy efficiency information is available mainly in the Spanish and Turkish business. |     |                                    |     |        |                                                               |     |        |               |     |        |               |     |        |               |     |       |               |     |       |       |     |     |                                                         |     |       |   |     |       |   |     |       |   |     |       |   |     |        |   |     |       |   |     |       |                                 |     |        |     |     |                                                                                  |
| (1)The EPC labels included are the certified labels obtained from the client, from the registry, provided by the appraiser and estimated by methodology based on certified homes belonging to the same building.                                                                                                                                                                                                                                                                                                                                                                   |     |                                    |     |        |                                                               |     |        |               |     |        |               |     |        |               |     |       |               |     |       |       |     |     |                                                         |     |       |   |     |       |   |     |       |   |     |       |   |     |        |   |     |       |   |     |       |                                 |     |        |     |     |                                                                                  |

| PILLAR 3 2024 |     | 7. PRUDENTIAL DISCLOSURES ON ENVIRONMENTAL, SOCIAL AND GOVERNANCE RISKS |     | P.301 |

Climate physical risk

Physical risks stem from climate change and can manifest both in the heightened frequency and severity of extreme weather events and in long-term alterations to climate patterns. These types of events can lead to physical damage to company assets, disruptions in the supply chain or increased costs necessary to address them.

During 2024, BBVA has developed an internal physical risk taxonomy whose main objective is to identify the economic activities most exposed to physical climate risks and the most relevant