Company: G
Filing Date: 2025-11-14
Form Type: 424B5
Source: 0001140361-25-042317
Chunk: 27

Company: Genpact LTD
Filing Date: 2025-11-14
Form: 424B5
Chunk 27
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 may be used for general corporate purposes of the Company and its subsidiaries, including working capital requirements. The Company’s obligations under the Credit Agreement are unsecured. Upon the closing of this offering of the notes, the UK Co-Issuer will become a guarantor under the Credit Agreement. Interest Rate. Borrowings under the Credit Agreement bear interest at a rate equal to, at the election of the Company, either Adjusted Term SOFR (which is the rate per annum equal to (a) Term SOFR (the forward-looking secured overnight financing rate) plus (b) a Term SOFR Adjustment of 0.10% per annum, but in no case lower than 0.00%) plus an applicable margin equal to 1.375 % per annum or a base rate plus an applicable margin equal to 0.375 % per annum, in each case subject to adjustment based on the Borrower’s debt ratings provided by S&P Global Ratings and Moody’s Investors Service, Inc. (the “Debt Ratings”). The revolving credit commitments under the Credit Agreement are subject to a commitment fee equal to 0.20% per annum, subject to adjustment based on the Debt Ratings. The commitment fee accrues on the actual daily amount by which the aggregate revolving commitments exceed the sum of outstanding revolving loans and letter of credit obligations. Certain Covenants. The Credit Agreement contains covenants customary for unsecured financings (which are in some cases subject to certain exceptions), including, but not limited to, restrictions on the ability to incur additional indebtedness, create liens, make certain investments, make certain dividends and related distributions, enter into, or undertake, certain liquidations, mergers, consolidations or acquisitions and dispose of certain assets or subsidiaries. In addition, the Credit Agreement requires the Company to maintain certain consolidated leverage ratios and consolidated interest coverage ratios. Maturity. The term loan and revolving credit facilities under the Credit Agreement mature on December 13, 2027. Guarantee. The obligations under the Credit Agreement are guaranteed by the Company and certain of its subsidiaries. As of September 30, 2025, the amount outstanding under the Company’s term loan, net of debt amortization expense of $0.7 million was $456.5 million. The amount outstanding on the term loan will be repaid through quarterly payments of $6.6 million, and the balance will be repaid upon the maturity of the term loan on December 13, 2027. The maturity profile of the term loan outstanding as of September