Company: CMA
Filing Date: 2025-11-25
Form Type: DEFM14A
Source: 0001193125-25-297173
Chunk: 183

Company: COMERICA INC
Filing Date: 2025-11-25
Form: DEFM14A
Chunk 183
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 old certificate have been converted into the right to receive under the merger agreement. Representations and Warranties The merger agreement contains representations and warranties made by each of Fifth Third and Comerica relating to a number of matters, including the following:

| • |     | corporate matters, including due organization and qualification and subsidiaries; |

| • |     | capitalization; |

| • |     | authority relative to execution and delivery of the merger agreement and the absence of conflicts with, or 
 violations of, organizational documents or other obligations as a result of the mergers;                   |

| • |     | required governmental and other regulatory and self-regulatory filings and consents and approvals in connection 
 with the mergers;                                                                                               |

| • |     | reports to regulatory authorities; |

| • |     | financial statements, internal controls, books and records, and absence of undisclosed liabilities; |

| • |     | broker’s fees payable in connection with the mergers; |

| • |     | the absence of certain changes or events; |

| • |     | legal and regulatory proceedings; |

| • |     | tax matters; |

| • |     | employee benefit matters; |

| • |     | SEC reports; |

| • |     | compliance with applicable laws; |

| • |     | certain material contracts; |

| • |     | absence of agreements with regulatory agencies or other governmental entities; |

| • |     | investment securities and commodities; |

| • |     | related party transactions; |

| • |     | inapplicability of state takeover statutes; |

| • |     | absence of action or awareness of any circumstance that would prevent the (i) first merger or the bank                                                                                                
 mergers from qualifying as a “reorganization” within the meaning of Section 368(a) of the Code and (ii) the second merger from qualifying as a “liquidation” as described in Section 332 of the Code; |

| • |     | opinions from each party’s respective financial advisor(s); |

| • |     | the accuracy of information supplied for inclusion in this joint proxy statement/prospectus and other similar 
 documents;                                                                                                    |

| • |     | insurance matters; and |

| • |     | no other representations and warranties. |

123

The merger agreement contains additional representations and warranties made by Comerica with respect to:

| • |     | environmental matters; |

| • |     | real property; |

| • |     | intellectual property;