Company: ONBPP
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0000707179-25-000005
Chunk: 193

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-02-19
Form: 10-K
Item: Item 8
Chunk 193
---
 collectability of principal or interest. Interest accrued but not received is reversed against earnings. Cash interest received on these loans is applied to the principal balance until the principal is recovered or until the loan returns to accrual status. Loans may be returned to accrual status when all the principal and interest amounts contractually due are brought current, remain current for a prescribed period, and future payments are reasonably assured.

104

The following table presents the aging of the amortized cost basis in past due loans by class of loans:(dollars in thousands)30-59 DaysPast Due60-89 DaysPast DuePast Due90 Days orMoreTotalPast DueCurrentTotalLoansDecember 31, 2024Commercial$5,970 $12,021 $47,257 $65,248 $9,991,011 $10,056,259 Commercial real estate19,240 12,728 60,145 92,113 16,040,935 16,133,048 BBCC1,227 861 1,430 3,518 403,221 406,739 Residential49,331 12,085 26,698 88,114 6,709,472 6,797,586 Indirect9,700 2,675 1,463 13,838 1,082,940 1,096,778 Direct2,004 970 1,470 4,444 509,700 514,144 Home equity4,765 3,399 7,567 15,731 1,265,602 1,281,333 Total$92,237 $44,739 $146,030 $283,006 $36,002,881 $36,285,887 December 31, 2023Commercial$16,128 $1,332 $4,861 $22,321 $9,257,145 $9,279,466 Commercial real estate9,081 5,254 30,660 44,995 13,926,576 13,971,571 BBCC1,368 134 977 2,479 399,343 401,822 Residential12,358 367 15,249 27,974 6,671,469 6,699,443 Indirect7,025 1,854 1