Company: UMBFO
Filing Date: 2025-05-30
Form Type: 8-K
Source: 0001193125-25-130904
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Company: UMB FINANCIAL CORP
Filing Date: 2025-05-30
Form: 8-K
Item: Item 8.01
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Item 8.01      Other Events.  

On May 29, 2025, UMB Financial Corporation (the “ Company”) priced an underwritten public offering of 12,000,000 depositary shares (the “ Depositary Shares”), each representing a 1/400th ownership interest in a share of its 7.750% Fixed-Rate Reset Non-CumulativePerpetual Preferred Stock, Series B, par value $0.01 per share (the “ Series B Preferred Stock”), with a liquidation preference of $10,000 per share of the Series B Preferred Stock (equivalent to $25 per Depositary Share) andentered into an underwriting agreement (the “ Underwriting Agreement”) with RBC Capital Markets, LLC and J. P. Morgan Securities LLC, as representatives for the underwriters named therein (collectively, the “ Underwriters”).

Pursuant to the Underwriting Agreement, the Company will sell to the Underwriters at the closing, which is expected to be on June 12, 2025, an aggregate of 12,000,000 Depositary Shares, subject to the conditions set forth in the Underwriting Agreement.

The description of the Underwriting Agreement set forth above does not purport to be complete and is qualified in its entirety by reference to the terms and conditions of the Underwriting Agreement, which is filed as Exhibit 1.1 hereto, and incorporated herein by reference. A copy of a press release announcing the pricing of the offering is filed as Exhibit 99.1 hereto and incorporated herein by reference.

The offering of the Depositary Shares and the Series B Preferred Stock has been registered under the Securities Act pursuant to a registration statement on FormS-3(RegistrationNo. 333-286487)(the “ Registration Statement”), and a prospectus supplement, dated May 29, 2025, which will be filed with the SEC pursuant to Rule 424(b) of the Securities Act no later than the second business day following the date it was first used in connection with the public offering.