Company: TFC
Filing Date: 2025-02-25
Form Type: 10-K
Source: 0000092230-25-000020
Chunk: 238

Company: TRUIST FINANCIAL CORP
Filing Date: 2025-02-25
Form: 10-K
Item: Item 2
Chunk 238
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9,642 Indirect auto22,208 622 — 259 23,089 Other consumer29,070 236 23 66 29,395 Credit card4,792 81 54 — 4,927 Total$302,418 $1,949 $587 $1,429 $306,383 (1)Includes government guaranteed loans of $430 million in the residential mortgage portfolio.AccruingDecember 31, 2023(Dollars in millions)Current30-89 Days Past Due90 Days Or More Past Due(1)NonperformingTotalCommercial:     Commercial and industrial$160,081 $230 $7 $470 $160,788 CRE22,281 5 — 284 22,570 Commercial construction6,658 — 1 24 6,683 Consumer:    Residential mortgage54,261 639 439 153 55,492 Home equity9,850 70 11 122 10,053 Indirect auto21,788 669 2 268 22,727 Other consumer28,296 271 21 59 28,647 Credit card4,961 87 53 — 5,101 Total$308,176 $1,971 $534 $1,380 $312,061 (1)Includes government guaranteed loans of $418 million in the residential mortgage portfolio.

116   Truist Financial Corporation

The following tables present the amortized cost basis of loans by origination year and credit quality indicator:December 31, 2024(Dollars in millions)Amortized Cost Basis by Origination YearRevolving Credit Loans Converted to TermOther(1)20242023202220212020Prior TotalCommercial:    Commercial and industrial:Pass$22,675 $14,595 $20,976 $11,449 $6,607 $13,087 $58,790 $— $(199)$147,980 Special mention460 302 377 407 80 254 830 — — 2,710 Substandard481 608 618 234 180 484 1,032 — — 3,637 Nonperforming28 98 64 31 11 60 229 — — 521