Company: FOACW
Filing Date: 2025-10-21
Form Type: 8-K
Source: 0001193125-25-245228
Chunk: 1

Company: Finance of America Companies Inc.
Filing Date: 2025-10-21
Form: 8-K
Item: Item 1.01
Chunk 1
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 “ Exchangeable Notes Collateral Trustee”), to the Indenture, dated October 31, 2024, by and among FOA Funding, the Guarantors, the Company (solely for certain provisions specifically identified therein), the Exchangeable Notes Trustee and the Exchangeable Notes Collateral Trustee, relating to the 2029 Exchangeable Notes.

The Supplemental Indentures, executed in substantially the same forms as previously filed, provide (i) for the ability of FOA Funding and its restricted subsidiaries to make restricted payments, in an aggregate amount not to exceed $45.0 million, to fund the repurchase of equity interests in the Company and/or one or more of its subsidiaries pursuant to the previously disclosed Repurchase Agreement by and between the Company, FOA Equity Capital and the seller entities named therein, dated as of August 4, 2025, subject to certain terms and conditions, (ii) that FOA Funding and any subsidiary of FOA Funding that holds any HMSR Instrument (as defined in such Supplemental Indentures) treat the aggregate net proceeds allocable to the monetization of such instrument as if they were Collateral Net Cash Proceeds (as defined in such Supplemental Indentures) and (iii) in the case of the Secured Notes Supplemental Indenture, that the Issuer waives its existing right to extend the maturity date from November 30, 2026 to November 30, 2027 with respect to $60.0 million principal amount of the 2026 Notes.

The foregoing is a summary of the material terms of, and is qualified by, the Secured Notes Supplemental Indenture and the Exchangeable Notes Supplemental Indenture, copies of which are attached hereto as Exhibit 4.1 and Exhibit 4.2, respectively, and are incorporated herein by reference.