Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 65

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 65
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transactions, which need to notify the COAF, including, among them, companies providing advisory or consulting services to operations
in the financial and capital markets, under the penalty of fines of up to R$20.0 million. We have an obligation to send to the regulatory
or inspection agency information regarding the existence or non-existence of suspicious financial transactions and other situations that
generate the need for communications.

The
Central Bank of Brazil changed the procedures related to AMLTF to be adhered to by the payment institutions, in order to meet international
requirements set forth under the scope of the Financial Action Task Force (FATF), which is the body responsible for establishing AMLTF
standards to be adhered to by the countries of the G20. Accordingly, in addition to the AMLTF procedures already required, payment institutions
must also adopt procedures and controls to confirm the client’s identification and implement AMLTF risk management systems. CVM
Resolution No. 50/21 which also replaced Normative Instruction No. 617/19, states the standards of AMLTF, with definition of the functions
of the responsible officer, definition of the stages linked to conducting the policy of getting to know your client and greater details
on the warning signs to be monitored, and the points that must integrate the analysis of the operation or atypical situation detected.

Also
in 2014, SUSEP established the Permanent Committee on Anti-money Laundering and Combating Terrorism Financing in the Insurance, Reinsurance,
Capitalization and Private Pension Plan Markets (CPLD). The CPLD is a permanent governing body acting to prevent money laundering and
curtail terrorism financing, both in connection with SUSEP and the insurance, reinsurance, capitalization and private pension plan markets.

In March
2019, Law No. 13,810/19 was enacted, which deals with the enforcement of sanctions imposed by the resolutions of the United Nations Security
Council (CSNU), regulated by BCB Resolution No. 44/20, having operational clarifications of its procedures made by Normative Instruction
No. 262/22.

In January
2020, the Central Bank of Brazil issued Circular No. 3,978/20, as amended, as specified below. This Circular revoked Circular No. 3,461/09,
enhancing the policy, procedures and internal controls to be adopted to give greater efficiency to the procedures practiced in the prevention
of money laundering and terrorist financing. Among the