Company: WBS-PG
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0000801337-25-000004
Chunk: 57

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-03-03
Form: 10-K
Item: Item 8
Chunk 57
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,328,786 Current period gross write-offs— — — 2,633 3,304 42 — 5,979 Total commercial portfolio6,915,688 10,018,134 4,592,545 2,641,163 2,734,340 6,261,024 7,766,940 40,929,834 Current period gross write-offs$4,957 $7,637 $14,392 $6,958 $20,216 $50,349 $— $104,509 

96

The following tables summarize the amortized cost basis of consumer loans by FICO score and origination year:At December 31, 2024(In thousands)20242023202220212020PriorRevolving Loans Amortized Cost BasisTotalResidential:Risk rating:800+$312,771 $299,006 $909,109 $1,097,807 $433,950 $956,478 $— $4,009,121 740-799649,118 258,699 567,545 656,599 235,749 623,989 — 2,991,699 670-739172,886 123,354 317,373 271,247 80,318 550,252 — 1,515,430 580-66916,643 13,382 55,507 35,292 16,738 109,240 — 246,802 579 and below237 2,680 12,617 21,387 3,791 49,905 — 90,617 Total residential1,151,655 697,121 1,862,151 2,082,332 770,546 2,289,864 — 8,853,669 Current period gross write-offs— — — — — 147 — 147 Home equity:Risk rating:800+12,313 25,226 23,512 32,695 22,705 53,844 365,741 536,036 740-79912,238 21,831 20,718 23,517 10,861 33,703 330,691 453,559 670-73911,416 14,298 12