Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 54

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 54
---
 due to lower credit impairment requirements in the retail loan portfolio, in particular, in the mortgage portfolio.

### Provisions or reversal of provisions and other results
Provisions or reversal of provisions and other results of this operating segment for the six months ended June 30, 2025 was a €40 million expense, a 22.9% decrease compared with the €52 million expense recorded for the six months ended June 30, 2024, mainly due to certain gains on the sale of non-current assets and disposal groups classified as held for sale.

#### Operating profit / (loss) before tax
As a result of the foregoing, operating profit before tax of this operating segment for the six months ended June 30, 2025 was €3,105 million, a 20.7% increase compared with the €2,572 million profit recorded for the six months ended June 30, 2024.

Tax expense or income related to profit or loss from continuing operations

Tax expense related to profit from continuing operations of this operating segment for the six months ended June 30, 2025 was an expense of €959 million, a 19.5% increase compared with the €802 million expense recorded for the six months ended June 30, 2024, as a result of the €150 million expense recorded in connection with the half year accrual of the estimated amount of the Interest Margin and Commission Tax, for the six months ended June 30, 2025 (see Note 18 to the Unaudited Condensed Interim Consolidated Financial Statements and “Item 4. Information on the Company—Business Overview—Supervision and Regulation—Principal Markets—Spain—Temporary Tax on Credit Institutions in Spain” in our 2024 Form 20-F), and the higher operating profit before tax recorded for the six months ended June 30, 2025.

#### Profit attributable to parent company
As a result of the foregoing, profit attributable to parent company of this operating segment for the six months ended June 30, 2025 amounted to € 2,144 million, a 21.2% increase compared with the €1,769 million profit recorded for the six months ended June 30, 2024.

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### MEXICO
|                                                                                                                                         |     | For the six months ended June 30, |     |        |      |     |        |          |
|                                                                                                                                         |     |                              2025 |     |