Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 8

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 8
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 of record of Huntington common stock as of the close of business on the record date for the Huntington special meeting are entitled to notice of, and to vote at, the Huntington special meeting or any adjournment or postponement thereof. The Huntington board of directors unanimously recommends that holders of Huntington common stock vote “FOR” the Huntington share issuance proposal and “FOR” the Huntington adjournment proposal. If you have any questions or need assistance with voting, please contact our proxy solicitor, Sodali & Co., by calling (203) 658-9400, or toll-free at (800) 662-5200, or via email to HBAN.info@investor.sodali.com. Huntington has determined that holders of Huntington common stock are not entitled to appraisal or dissenters’ rights with respect to the proposed merger under the MGCL.

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Your vote is important. We cannot complete the transactions contemplated by the merger agreement unless holders of Huntington common stock approve the Huntington share issuance proposal. The Huntington share issuance proposal must be approved by a majority of the votes cast by holders of Huntington common stock at the Huntington special meeting. Each copy of the joint proxy statement/prospectus mailed to holders of Huntington common stock is accompanied by a form of proxy card with instructions for voting. The joint proxy statement/prospectus accompanying this notice explains the merger agreement and the transactions contemplated thereby, as well as the proposals to be considered at the Huntington special meeting. Please carefully review the joint proxy statement/prospectus, including the annexes thereto and the documents incorporated by reference therein. Whether or not you plan to attend the Huntington special meeting virtually, we urge you to please promptly complete, sign, date and return the accompanying proxy card in the enclosed postage-paid envelope or authorize the individuals named on the accompanying proxy card to vote your shares by calling the toll-free telephone number or by using the Internet as described in the instructions included with the accompanying proxy card. If your shares are held in the name of a bank, broker, trustee or other nominee, please follow the instructions on the voting instruction card furnished by such bank, broker, trustee or other nominee.

| By Order of the Board of Directors      |
| Marcy C. Hingst                         |
| General Counsel and Corporate Secretary |
| Huntington Bancshares Incorporated      |

[ ], 2025

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Cadence Bank One Mississippi Plaza 201 South Spring Street Tupelo, Mississippi 38804 NOTICE OF VIRTUAL SPECIAL MEETING OF SHAREHOLDERS To the