Company: CCNE
Filing Date: 2025-03-05
Form Type: 424B3
Source: 0001193125-25-047258
Chunk: 18

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-03-05
Form: 424B3
Chunk 18
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 a shareholder attends the shareholder meeting but abstains from voting.                                                                                                    
 Abstentions will be counted for purposes of determining whether a quorum is present. Abstentions will have no effect on the outcome of any of the proposals presented at either shareholder meeting. |

| Q: | What is a “broker non-vote”? |

| A: | Banks, brokers, trustees and other nominees who hold shares in “street name” for a beneficial owner                                                                                                                                      
 of those shares typically have the authority to vote in their discretion on “routine” proposals when they have not received instructions from beneficial owners. However, banks, brokers, trustees and other nominees are not allowed to 
 exercise their voting discretion with respect to the approval of matters determined to be “non-routine” without specific instructions from the beneficial owner.                                                                         |

A “broker non-vote”occurs when a bank, broker, trustee or other nominee is not permitted to vote on a “non-routine”matter without instructions from the beneficial owner of the shares and the beneficial owner fails to provide the bank, broker, trustee or other nominee with such instructions. Broker non-votesonly count toward a quorum if at least one proposal is presented with respect to which the bank, broker, trustee or other nominee has discretionary authority. It is expected that all proposals to be voted on at the CNB annual meeting, except for the CNB auditor ratification proposal, and all proposals to be voted on at the ESSA special meeting will be “non-routine”matters, and, as such, broker non-votes,if any, will be counted as present and entitled to vote for purposes of determining a quorum at the CNB annual meeting but not at the ESSA special meeting. You should instruct your broker, bank or other nominee to vote your shares by following the instructions provided by the broker, bank or nominee with this joint proxy statement/prospectus. If you fail to instruct your broker, bank, trustee or other nominee on how to vote, your shares will not be voted on any of the proposals presented at the ESSA special meeting or the CNB annual meeting, except for the CNB auditor ratification proposal, and will not affect the outcome of such proposals. However, for CNB shareholders, your broker, bank, trustee or other nominee is entitled to vote on the CNB auditor ratification proposal without your instructions.

| Q: | Can I change my vote after I have submitted my proxy? |

| A: | Yes. There are