Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 432

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 19
Chunk 432
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 main aspects are periodically reported to Senior Management and the regulator.

These procedures are supported
by a system of internal controls, being independently certified as to their effectiveness and execution, in order to meet the risk appetite
limits established by the Group.

  41)      SUPPLEMENTARY PENSION PLANS  

Bradesco and its subsidiaries sponsor a
private defined contribution pension for its employees, including management, that allows financial resources to be accumulated by participants
throughout their careers by means of employee and employer contributions and invested in an Exclusive Investment Fund (FIE). The plan
is managed by Bradesco Vida e Previdência S. A. and Banco Bradesco S. A. is responsible for the financial management of the FIEs funds.

The supplementary pension plan counts on
contributions from employees and managers of Bradesco and its subsidiaries equivalent to at least 4% of the salary by employees and, 5%
of the salary, plus the percentage allocated to covers of risk benefits (invalidity and death) by the company. Actuarial obligations of
the defined contribution plan are fully covered by the plan assets of the corresponding FIE. In addition to the plan, in 2001, participants
who chose to migrate from the defined benefit plan are guaranteed a proportional deferred benefit, corresponding to their accumulated
rights in that plan. For the active participants, retirees and pensioners of the defined benefit plan, now closed to new members, the
present value of the actuarial obligations of the plan is fully covered by guarantee assets.

Kirton Bank S. A. Banco Múltiplo
and Ágora Corretora de Seguros S. A. sponsor supplementary pension plans in the variable contribution and defined benefit modalities,
through the Baneb Social Security Foundation - Bases, for Baneb employees.

Banco Bradesco S. A. sponsors a supplementary
pension plan in the variable contribution format, through Caixa de Assistência e Aposentadoria dos Funcionários do Banco
do Estado do Maranhão (Capof), to employees originating from Banco BEM S. A.

Banco Bradesco S. A. sponsors a supplementary
pension plan in the defined benefit format through Caixa de Previdência Privada Bec - Cabec for employees of Banco do Estado
do Ceará S. A.

Banco Bradesco S. A., Kirton Bank S. A. Banco
Múltiplo,