Company: FCFS
Filing Date: 2025-04-25
Form Type: DEF 14A
Source: 0000840489-25-000055
Chunk: 84

Company: FirstCash Holdings, Inc.
Filing Date: 2025-04-25
Form: DEF 14A
Chunk 84
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 | -0.33 |
| Other expenses (income), net                                     |     |                         |   1,243 |     |           | 0.02 |     |              |  -1,079 |     |           | -0.02 |     |              |  -2,103 |     |           | -0.04 |     |              |     730 |     |           |  0.02 |
| Adjusted net income and diluted earnings per share               |     | $                       | 302,680 |     | $         | 6.70 |     | $            | 276,874 |     | $         |  6.06 |     | $            | 245,737 |     | $         |  5.19 |     | $            | 161,479 |     | $         |  3.94 |

<div align='center'>A-2</div>

EBITDA and Adjusted EBITDA

The Company defines EBITDA as net income before income taxes, depreciation and amortization, interest expense and interest income and adjusted EBITDA as EBITDA adjusted for certain items, as listed below, that management considers to be non-operating in nature and not representative of its actual operating performance. The Company believes EBITDA and adjusted EBITDA are commonly used by investors to assess a company’s financial performance, and adjusted EBITDA is used as a starting point in the calculation of the consolidated total debt ratio as defined in the Company’s senior unsecured notes. The following table provides a reconciliation of net income to EBITDA and adjusted EBITDA (unaudited, in thousands):

|                                                                  |     | Year Ended December 31, |    2024 |     |   |    2023 |     |   |     2022 |     |   |    2021 |
|:-----------------------------------------------------------------|:----|:------------------------|--------:|:----|:--|--------:|:----|:--|---------:|:----|:--|--------:|
| Net income                                                       |     | $                       | 258,815 |     | $ | 219,301 |     | $ |  253,495 |     | $ | 124,909 |
| Income taxes                                                     |     |                         |  83,961 |     |   |  73,548 |     |   |   70,138 |