Company: INGVF
Filing Date: 2025-03-06
Form Type: 20-F
Source: 0001628280-25-010764
Chunk: 204

Company: ING GROEP NV
Filing Date: 2025-03-06
Form: 20-F
Item: Item 12
Chunk 204
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Item 12. Description of Securities other than Equity Securities
A.    Debt securities
This item does not apply to annual reports on Form 20-F.
B.    Warrants and rights
This item does not apply to annual reports on Form 20-F.
C.    Other securities
This item does not apply to annual reports on Form 20-F.
D.    American depositary shares
Fees and Charges Payable by a Holder of ADSs
JPMorgan Chase Bank, N.A., as ADR depositary, may collect fees for, among other things, the delivery and surrender of ADSs directly from investors, or from intermediaries acting for them, depositing Ordinary Shares or surrendering ADSs for the purpose of withdrawal.

The charges of the ADR depositary payable which may be payable by investors are as follows:

Type of Service                                                   ADR Depositary Actions                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                Fee Payable
Depositing or substituting the underlying Ordinary Shares         Issuance of ADSs against the deposit of Ordinary Shares, including deposits and issuances in respect of: •share distributions, rights and other distributions.                                  $5.00 for each 100 ADSs (or portion thereof) issued, delivered or upon which a share distributive or elective distribution is made or offered. The ADR depositary may sell sufficient securities or property received in respect of share distributions, rights and other distributions prior to such deposit to pay such charge.
                                                                  •a stock dividend or stock split.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                
                                                                  •a merger, exchange of securities or other transactions or events affecting the ADSs or the underlying Ordinary Shares.                                                                                                                                                                                                                                                                                                                                                                                                          
Receiving or distributing cash dividends                          Distribution of cash dividends or other cash distributions, or offering of elective cash/stock dividends.                                                                                                                                                                                                                                                                                                                                                                                             $0.05 or less per ADS held.
Selling or exercising rights                                      •additional ADRs resulting from a dividend or free distribution consisting of Ordinary Shares, or U.S dollars resulting from sales of Ordinary Shares received in a distribution.                                                                                                                                                                                                  An amount equal to the fee for the execution and delivery of ADSs which would have been charged as a result of the deposit of such securities.
                                                                  •Instruments representing rights to acquire additional ADRs as a result of distribution on Ordinary Shares, or U.S dollars resulting from sales of such rights.                                                                                                                                                                                                                                                                                                                                                                  
                                                                  •other securities available to the ADR depositary resulting from any distribution on the deposited Ordinary Shares, or U.S dollars resulting from sales of such