Company: BHM
Filing Date: 2025-11-06
Form Type: 424B3
Source: 0001104659-25-107769
Chunk: 86

Company: Bluerock Homes Trust, Inc.
Filing Date: 2025-11-06
Form: 424B3
Chunk 86
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 statements. Refer to Note 18 of our interim Consolidated Financial Statements for discussion. Item 3. Quantitative and Qualitative Disclosures about Market Risk We are exposed to interest rate risk primarily through borrowing activities. There is inherent roll-over risk for borrowings as they mature and are renewed at current market rates. The extent of this risk is not quantifiable or predictable because of the variability of future interest rates and our future financing requirements. We are not subject to foreign exchange rates or commodity price risk, and all our financial instruments were entered into for other than trading purposes. Our interest rate risk is monitored using a variety of techniques. The table below ($ in thousands) presents the principal payments and the weighted average interest rates on outstanding debt, by year of expected maturity, to evaluate the expected cash flows and sensitivity to interest rate changes. Fair value adjustments and unamortized deferred financing costs, net, of approximately $(10.1) million are excluded.

| ​                              | ​ 
 ​ | ​ |    ​ 
 2025 | ​ | ​ |      ​ 
   2026 | ​ | ​ |      ​ 
   2027 | ​ | ​ |     ​ 
  2028 | ​ | ​ |      ​ 
   2029 | ​ | ​ |          ​ 
 Thereafter | ​ | ​ |       ​ 
   Total | ​ |
|:-------------------------------|:--|:--|-----:|:--|:--|-------:|:--|:--|-------:|:--|:--|------:|:--|:--|-------:|:--|:--|-----------:|:--|:--|--------:|:--|
| Mortgage Notes Payable         | ​ | $ |  459 | ​ | $ | 33,316 | ​ | $ | 83,992 | ​ | $ | 5,703 | ​ | $ | 80,450 | ​ | $ |    200,080 | ​ | $ | 404,000 | ​ |
| Weighted Average Interest Rate | ​ |   | 3.98 | % |   |   4.18 | % |   |   7.17 | % |   |  5.76 | % |   |   5.12 | % |   |       5.12 | % |   |    5.48 | % |
| ​                              | ​ | ​ |    ​ | ​