Company: HBCYF
Filing Date: 2025-02-27
Form Type: 424B5
Source: 0001193125-25-039401
Chunk: 95

Company: HSBC HOLDINGS PLC
Filing Date: 2025-02-27
Form: 424B5
Chunk 95
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 the then-current Benchmark.

“Defaults” has the
meaning given to that term under “Description of Debt Securities—Senior Debt Securities—Defaults and Events of Default” in the accompanying prospectus.

“designee” means an affiliate or any other agent of HSBC Holdings.

“Determination Agent” has the meaning given to that term under “—Redemption.”

“DTC” has the meaning given to that term under “—DTC—UK Bail-inPower.”

“EUWA” means the European Union (Withdrawal) Act 2018, as amended.

“Events of Default” has the meaning given to that term under “Description of Debt Securities—Senior Debt Securities—Defaults and Events of Default” in the accompanying prospectus.

“FATCA” means (i) sections 1471
to 1474 of the Code or any associated regulations or other official guidance; (ii) any treaty, law, regulation or other official guidance enacted in any other jurisdiction, or relating to

S-64

an intergovernmental agreement between the United States and any other jurisdiction, which (in either case) facilitates the implementation of clause (i); or (iii) any agreement pursuant to
the implementation of clauses (i) or (ii) with the U.S. Internal Revenue Service, the U.S. government or any governmental or taxation authority in any other jurisdiction.

“Fixed/Floating Rate Notes” means any of the 2029 Fixed/Floating Rate Notes, the 2031 Fixed/Floating Rate Notes or the 2036
Fixed/Floating Rate Notes, as applicable.

“Fixed/Floating Rate Notes Par Redemption Date” has the meaning given to that term
under “—Redemption.”

“Floating Rate Interest Period” means any of a 2029 Fixed/Floating Rate Notes
Floating Rate Interest Period, a 2031 Fixed/Floating Rate Notes Floating Rate Interest Period, a 2036 Fixed/Floating Rate Notes Floating Rate Interest Period, a 2029 Floating Rate Notes Interest Period or a 2031 Floating Rate Notes Interest Period,
as applicable.

“Floating Rate Notes” means either the 2029 Floating Rate Notes or the 2031 Floating Rate Notes, as applicable.

“Floating Rate Notes Interest Payment Date” means either a 2029 Floating Rate Notes Interest Payment Date or a 2031 Floating
Rate Notes Interest Payment Date, as applicable.

“Floating Rate Notes Interest Period” means either a 2029 Floating Rate Notes
Interest Period or a 2031 Floating Rate Notes