Company: CFG-PE
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000759944-25-000153
Chunk: 3

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 3
---
 to common stockholders$457 $344 $1,199 $1,005 Weighted-average common shares outstanding:Basic431,365,552 446,561,996 434,416,696 453,993,833 Diluted435,472,350 449,913,467 437,915,596 456,461,330 Per common share information:Basic earnings $1.06 $0.77 $2.76 $2.21 Diluted earnings 1.05 0.77 2.74 2.20 

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

Citizens Financial Group, Inc. | 39

CONSOLIDATED STATEMENTS OF COMPREHENSIVE INCOME (UNAUDITED)

Three Months Ended September 30,Nine Months Ended September 30,(dollars in millions)2025202420252024Net income$494 $382 $1,303 $1,108 Other comprehensive income (loss), net of tax:Cash flow hedges:Net unrealized gains (losses) arising during the period(16)450 275 (84)Reclassification of net (gains) losses to earnings144 203 437 522 Investment securities:Net unrealized gains (losses) on AFS securities arising during the period223 541 561 339 Reclassification of net (gains) losses to earnings18 13 48 42 Defined benefit plans:Net actuarial gain (loss) arising during the period— — — 4 Amortization of actuarial (gain) loss to earnings3 2 7 9 Total other comprehensive income (loss), net of tax372 1,209 1,328 832 Total comprehensive income (loss)$866 $1,591 $2,631 $1,940 

The accompanying Notes to Consolidated Financial Statements are an integral part of these statements.

Citizens Financial Group, Inc. | 40

CONSOLIDATED STATEMENTS OF CHANGES IN STOCKHOLDERS’ EQUITY (UNAUDITED)Preferred StockCommon StockAdditional Paid-in CapitalRetained EarningsTreasury Stock, at CostAccumulated Other Comprehensive Income (Loss)Total(dollars and shares in millions)SharesAmountSharesAmountBalance at July 1, 20242 $