Company: HBAN
Filing Date: 2025-07-21
Form Type: S-4
Source: 0001140361-25-026508
Chunk: 16

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-21
Form: S-4
Chunk 16
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 the Veritex special meeting. Additional information on voting procedures can be found under the section entitled “The Veritex Special Meeting” on page 23.

| Q: | What do I need to do now? |

| A: | After carefully reading and considering the information contained in this proxy statement/prospectus, please vote as soon as possible. If you hold shares of Veritex common stock, please respond by completing, signing and dating the accompanying proxy card and returning it in the enclosed postage-paid envelope, or by submitting your proxy by telephone or through the Internet, as soon as possible so that your shares may be represented at the Veritex meeting. Please note that if you hold shares beneficially in “street name,” you should follow the voting instructions provided by your bank, broker, trustee or other nominee. |

| Q: | Why is my vote important? |

| A: | If you do not vote, it will be more difficult for Veritex to obtain the necessary quorum to hold its special meeting. In addition, your failure to submit a proxy or vote at the Veritex special meeting, or failure to instruct your bank, broker, trustee or other nominee how to vote, will have the same effect as a vote “AGAINST” the Veritex merger proposal, and an abstention will have the same effect as a vote “AGAINST” the Veritex merger proposal. |

The merger agreement must be approved by the affirmative vote of the holders of a majority of the outstanding shares of Veritex common stock entitled to vote on the merger agreement. The Veritex board of directors unanimously recommend that you vote “FOR” the Veritex merger proposal and “FOR” the other proposals to be considered at the Veritex special meeting.

5

TABLE OF CONTENTS

| Q: | Can I revoke my proxy or change my vote? |

| A: | Yes. You can change your vote at any time before your proxy is voted at the Veritex special meeting. You can do this by: |

| • | completing, signing, dating and returning a proxy card with a later date; |

| • | delivering a duly executed written revocation letter to Veritex’s corporate secretary; |

| • | attending the Veritex special meeting via the Veritex special meeting website, notifying the corporate secretary and voting by ballot at the Veritex special meeting; or |

| • | voting by telephone or the Internet at a later time (but prior to [