Company: CIMO
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001409493-25-000028
Chunk: 172

Company: CHIMERA INVESTMENT CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 8
Chunk 172
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 regulations relating to credit risk retention for securitizations; 

•rates of default, delinquencies, forbearance, deferred payments or decreased recovery rates on our investments;

•the concentration of properties securing our securities and residential loans in a small number of geographic areas;

•our ability to execute on our business and investment strategy;

•our ability to determine accurately the fair market value of our assets;

•changes in our industry, the general economy or geopolitical conditions (such as the recent tensions in international trade and impact of prolonged federal government shutdown);

•our ability to successfully integrate and realize the anticipated benefits of any acquisitions, including the acquisition of The Palisades Group in 2024 and the acquisition of HomeXpress;

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•our ability to originate or acquire quality and profitable loans at an appropriate and consistent cost;  

•our ability to sell the loans that we originate or acquire;

•our ability to refinance or obtain additional liquidity for borrowing 

•our ability to operate our investment management and advisory services and manage any regulatory rules and conflicts of interest;

•the degree to which our hedging strategies may or may not be effective;

•our ability to effect our strategy to securitize residential mortgage loans;

•our ability to compete with competitors and ability to source target assets at attractive prices;

•our ability to find and retain qualified executive officers and key personnel;

•the ability of servicers and other third parties to perform their services at a high level and comply with applicable law and expanding regulations;

•our dependence on information technology and its susceptibility to cyber-attacks;

•our ability to comply with extensive government regulation, including, but not limited to, federal and state consumer lending regulations;

•the impact of and changes in governmental regulations, tax law and rates, accounting guidance, refinancing or borrowing guidelines and similar matters;

•our ability to maintain our exemption from registration under the Investment Company Act of 1940, as amended (the “1940 Act”);

•our ability to maintain our classification as a real estate investment trust (“REIT”) for U.S. federal income tax purposes;

•the volatility of the market price and trading volume of our shares; and

•our ability to make distributions to our stockholders in the future.

Forward-looking statements are based on our beliefs, assumptions and expectations of our future performance, taking into account all information currently available to us. You should not place undue reliance on these forward-looking statements. These beliefs, assumptions and expectations can change as a result of many possible events or factors, not all