Company: CHMI-PB
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0001140361-25-017536
Chunk: 36

Company: Cherry Hill Mortgage Investment Corp
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 1A
Chunk 36
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Item 1A.

                  Risk Factors

There have been no material changes to the risk factors set forth under the heading “Item 1A. Risk Factors” of the Company’s Annual Report on Form 10-K for the year ended
            December 31, 2024.

Except as set forth below, there have been no material changes to the risk factors set forth under the heading “Item 1A. Risk Factors” of the Company’s Annual Report on
            Form 10-K for the year ended December 31, 2024.

Changes in U.S. trade policies, including the imposition of tariffs and retaliatory tariffs, may adversely impact our business,
            financial condition and results of operations.

Recently, there have been significant changes to trade policies, export control laws, sanctions, legislation, treaties, and tariffs in the United States and other
            countries. The future of global trade relationships remains uncertain, including with respect to potential changes in trade laws, regulations, policies, and tariffs. While we are not directly engaged in international trade, such developments
            can indirectly affect macroeconomic conditions in the United States, including inflation and interest rates—both of which have a significant impact on the residential real estate and mortgage markets. For example, heightened tariffs or ongoing
            trade disputes may lead to increased input costs, contributing to inflationary pressures and potentially influencing monetary policy decisions by the Federal Reserve. Rising interest rates could, in turn, reduce housing affordability, slow home
            price appreciation, increase mortgage delinquency rates, and adversely impact the performance of the residential mortgage assets in which we invest. We cannot predict what additional actions may be taken by the United States or other
            governments, what sectors may be affected, or how financial markets may respond. To the extent that trade policy changes or broader geopolitical developments adversely affect inflation, interest rates, or the housing and mortgage markets more
            generally, our business, financial condition, and results of operations could be materially and adversely affected.

    Item 2.

                  Unregistered Sales of Equity Securities and Use of Proceeds

We did not have any unregistered sales of equity securities during the three months ended March 31, 2025.

                    Item 3.

                    Defaults Upon Senior Securities

None.

                    Item 4.

                    Mine Safety Disclosures

Not Applicable.

                    Item 5.

                    Other Information

Insider Trading Arrangements

None of our officers or directors, as defined in Rule 16a-1(f) of the Securities Exchange