Company: BOH
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0001628280-25-036240
Chunk: 90

Company: BANK OF HAWAII CORP
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 1
Chunk 90
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253)(1,095)(3,004)(2,143)Other(2,397)(2,610)(4,881)(4,922)Total Loans and Leases Charged-Off(4,011)(4,830)(9,720)(8,585)Recoveries on Loans and Leases Previously Charged-OffCommercialCommercial and Industrial78 263 155 379 ConsumerResidential Mortgage11 63 22 105 Home Equity180 113 308 297 Automobile557 481 1,190 1,007 Other567 517 1,024 1,123 Total Recoveries on Loans and Leases Previously Charged-Off1,393 1,437 2,699 2,911 Net Charged-Off - Loans and Leases(2,618)(3,393)(7,021)(5,674)Provision for Credit Losses:Loans and Leases3,454 3,206 7,036 6,748 Unfunded Commitments(204)(806)(536)(2,348)Total Provision for Credit Losses3,250 2,400 6,500 4,400 Balance at End of Period$150,128 $151,155 $150,128 $151,155 ComponentsAllowance for Credit Losses - Loans and Leases$148,543 $147,477 $148,543 $147,477 Reserve for Unfunded Commitments1,585 3,678 1,585 3,678 Total Reserve for Credit Losses$150,128 $151,155 $150,128 $151,155 Average Loans and Leases Outstanding$14,049,025 $13,831,797 $14,055,563 $13,850,299 Ratio of Net Loans and Leases Charged-Off to Average Loans and Leases Outstanding (annualized)0.07 %0.10 %0.10 %0.08 %Ratio of Allowance for Credit Losses to Loans and Leases Outstanding 11.06 %1.07 %1.06 %1.07 %

1The numerator comprises the Allowance for Credit Losses - Loans and Leases.

Allowance for Credit Losses (the “Allowance”)

As of June 30, 2025 and