Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047437
Chunk: 95

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 95
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 | 1,125 |

#### 37. Provisions or reversal of provisions
| PROVISIONS OR REVERSAL OF PROVISIONS (MILLIONS OF EUROS)       |     |       |     |                |     |                |
|                                                                |     | Notes |     | September 2025 |     | September 2024 |
| Pensions and other post-employment defined benefit obligations |     |    23 |     |              3 |     |              4 |
| Commitments and guarantees given                               |     |       |     |             63 |     |            -93 |
| Pending legal issues and tax litigation                        |     |       |     |            138 |     |            132 |
| Other provisions                                               |     |       |     |             29 |     |             55 |
| Total                                                          |     |       |     |            233 |     |             99 |

38. Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss or net gains by modification

| IMPAIRMENT OR REVERSAL OF IMPAIRMENT ON FINANCIAL ASSETS NOT MEASURED AT FAIR VALUE THROUGH PROFIT OR LOSS OR NET GAINS BY MODIFICATION (MILLIONS OF EUROS) |     |                |     |                |
|                                                                                                                                                             |     | September 2025 |     | September 2024 |
| Financial assets at fair value through other comprehensive income - debt securities                                                                         |     |            -28 |     |             84 |
| Financial assets at amortized cost                                                                                                                          |     |          4,356 |     |          4,195 |
| Of which: recovery of written-off assets by cash collection                                                                                                 |     |           -297 |     |           -286 |
| Total                                                                                                                                                       |     |          4,328 |     |          4,279 |

#### 39.
Impairment or reversal of impairment of investments in joint ventures and associates

The heading “Impairment or reversal of the impairment of investments in joint ventures or associates" included a reversal of impairment of €32 million for the nine months ended September 30, 2025, corresponding to investments in associates, and it included a reversal of impairment of €52 million for the nine months ended September 30, 2024.

<div align='center'>F-39</div>

#### 40.
Impairment or reversal of impairment on non-financial assets

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