Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 20

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 20
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 agencies (1)— 30,460 1,457 2,125 89,700 123,742 Total loans, net of unearned income$151,203 $51,647 $56,496 $295,446 $48,153,598 $48,708,390 As of December 31, 202490+ days and still accruing60-89 days past due30-59 days past due(In thousands)NonaccrualCurrentTotal LoansLoan Balances (includes PCD):CommercialCommercial, industrial and other$73,490 $104 $54,844 $92,551 $15,353,562 $15,574,551 Commercial real estateConstruction and development2,282 — 1,339 4,634 2,425,826 2,434,081 Non-construction18,760 — 9,182 26,132 10,415,789 10,469,863 Home equity1,117 — 1,233 2,148 440,530 445,028 Residential real estate, excluding early buy-out loans23,762 — 5,708 18,917 3,407,622 3,456,009 Premium finance receivablesProperty and casualty insurance loans28,797 16,031 19,042 68,219 7,139,953 7,272,042 Life insurance loans6,431 — 72,963 36,405 8,031,346 8,147,145 Consumer and other2 47 59 882 98,572 99,562 Total loans, net of unearned income, excluding early buy-out loans$154,641 $16,182 $164,370 $249,888 $47,313,200 $47,898,281 Early buy-out loans guaranteed by U.S. government agencies (1)— 33,952 618 2,335 119,851 156,756 Total loans, net of unearned income$154,641 $50,134 $164,988 $252,223 $47,433,051 $48,055,037 (1)Early buy-out loans are insured or guaranteed by the Federal Housing Administration (FHA) or the U.S. Department of Veterans Affairs, subject to