Company: UVSP
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0001628280-25-036392
Chunk: 113

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-07-29
Form: 10-Q
Item: Item 8
Chunk 113
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ful—Collection or liquidation in-full, on the basis of current existing facts, conditions and values, highly questionable and improbable

17

Based on the most recent analysis performed, the following table presents the recorded investment in loans and leases held for investment for commercial, financial and agricultural loans, real estate-commercial loans, real estate-construction loans and real estate-residential secured for a business purpose loans by credit quality indicator at June 30, 2025 and December 31, 2024.Term Loans Amortized Cost Basis by Origination Year(Dollars in thousands)20252024202320222021PriorRevolving Loans Amortized Cost BasisRevolving Loans Converted to TermTotalAt June 30, 2025Commercial, Financial and AgriculturalRisk Rating1. Pass$129,091 $148,042 $59,416 $43,197 $73,033 $50,049 $440,540 $990 $944,358 2. Special Mention461 — 8,637 23,359 — — 21,689 — 54,146 3. Substandard495 7,994 454 1,727 5,739 5,627 31,706 — 53,742 Total$130,047 $156,036 $68,507 $68,283 $78,772 $55,676 $493,935 $990 $1,052,246 Current period gross charge-offs$9 $— $2,070 $7 $— $585 $6,723 $— $9,394 Real Estate-CommercialRisk Rating1. Pass$302,594 $432,781 $411,318 $866,924 $543,162 $802,582 $81,928 $— $3,441,289 2. Special Mention7,505 9,195 412 — — 1,221 — — 18,333 3. Substandard— — 187 3,004 11,530 9,513 1,759 — 25,993 Total$310,099 $441,976 $411,917 $869,928 $554,692 $813,316 $83,687 $— $3,485,615