Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001160106-25-000034
Chunk: 40

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 40
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 |                     |     |     925 |                                    |     |     -79 |     |     546 |     |       – |
| Net income                             |    5,279 |                     |     |   2,688 |                                    |     |     611 |     |     336 |     |   8,914 |
| Loans and advances to customers2       |  382,211 |                     |     |  88,716 |                                    |     |       – |     |     671 |     | 471,598 |
| External assets                        |  396,606 |                     |     | 151,336 |                                    |     | 197,520 |     | 173,820 |     | 919,282 |
| Customer deposits                      |  323,365 |                     |     | 170,217 |                                    |     |       – |     |     350 |     | 493,932 |
| External liabilities                   |  329,493 |                     |     | 215,329 |                                    |     | 192,760 |     | 134,829 |     | 872,411 |

1 Net of losses on disposal of operating lease assets of £ 3 million.

2 Other includes centralised fair value hedge accounting adjustments.

| Page 45 of74 |

| LLOYDS BANKING GROUP PLC | 2025HALF-YEAR RESULTS |

NOTES TO THE CONDENSED CONSOLIDATED HALF-YEAR FINANCIAL STATEMENTS (UNAUDITED) (continued) Note 3: Segmental analysis (continued)

| Half-year to 30 June 2024              | Retail£m | CommercialBanking£m |     |         | Insurance,PensionsandInvestments£m |     |         |     | Other£m |     | Total£m |
| Underlying net interest income         |    4,430 |                     |     |   1,696 |                                    |     |     -74 |     |     286 |     |   6,338 |
| Underlying other income1               |    1,133 |                     |     |     942 |                                    |     |     649 |     |      10 |     |   2,734 |
| Total underlying income                |    5,563 |                     |     |   2,638 |                                    |     |     575 |     |     296 |     |