Company: BBVXF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0000842180-25-000020
Chunk: 12

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-04-29
Form: 6-K
Chunk 12
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14.1% higher than at the same period of the previous year.

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish-language version prevails.

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Lastly, the Group’s profitability indicators show BBVA's ability to combine higher growth rates and better profitability ratios in a way that differentiates it from its peers. All the indicators improved in year-on-year terms supported by the favorable performance of the results.

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish-language version prevails.

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### Balance sheet and business activity
The most relevant aspects related to the evolution of the Group's balance sheet and business activity as of March 31, 2025 are summarized below:

– Loans and advances to customers increased 1.2% in the quarter, particularly favored by the evolution of loans in the wholesale segment, where loans to companies (+2.0% at Group level), and to a lesser extent, to the public sector (+3.7%), stood out. Loans to individuals remained stable in the quarter, with a decrease mainly in credit cards (seasonal due to year-end campaigns), offset by the rest of products.

– Customer funds increased by 1.9% compared to the end of the previous year, driven by the growth in customer deposits (+1.8%), mainly due to the favorable evolution of time deposits (+5.2%), and by the evolution of investment funds and managed portfolios (+2.9%), with an outstanding performance of these off-balance sheet products in Spain and Mexico.

| CONSOLIDATED BALANCE SHEET (MILLIONS OF EUROS)                                |     |          |     |       |     |          |
|                                                                               |     | 31-03-25 |     |   ∆ % |     | 31-12-24 |
| Cash, cash balances at central banks and other demand deposits                |     |   50,406 |     |  -1.4 |     |   51,145 |
| Financial assets held for trading                                             |     |  101,716 |     |  -6.6 |     |  108,948 |
| Non-trading financial assets mandatorily at fair value through profit or loss |     |   10,570 |     |   0.2 |     |   10,546 |
| Financial assets designated at fair value through profit or loss              |     |      929 |