Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 221

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 8
Chunk 221
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262 — 7,402 2,810,220 Home equity651,248 4,181 445 — 8,378 664,252 Other consumer312,687 1,892 1,236 2,547 122 318,483 Total consumer10,714,512 33,391 4,105 2,547 85,941 10,840,496 Total loans$29,565,335 $40,961 $35,841 $3,189 $123,260 $29,768,586 (a) Of the total nonaccrual loans, $52.4 million, or 42%, were current with respect to payment at December 31, 2024.(b) No interest income was recognized on nonaccrual loans for the year ended December 31, 2024. In addition, there were $23.8 million of nonaccrual loans for which there was no related ACLL at December 31, 2024.

Loan Modifications

The following tables show the composition of loan modifications made to borrowers experiencing financial difficulty by the loan portfolio and type of concessions granted. Each of the types of concessions granted comprised less than 1% of their respective classes of loan portfolios at June 30, 2025 and June 30, 2024.Interest Rate ConcessionAmortized CostThree Months Ended Jun 30,Six Months Ended Jun 30,(in thousands)2025202420252024Commercial and industrial$154 $161 $294 $298 Auto finance— 139 — 144 Other consumer737 631 1,529 1,110 Total loans modified$891 $930 $1,823 $1,552 

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Term ExtensionAmortized CostThree Months Ended Jun 30,Six Months Ended Jun 30,(in thousands)2025202420252024Residential mortgage$305 $— $305 $— Total loans modified$305 $— $305 $— Combination - Interest Rate Concession and Term ExtensionAmortized CostThree Months Ended Jun 30,Six Months Ended Jun 30,(in thousands)2025202420252024Residential mortgage$591 $— $2,094 $641 Home equity67 — 125 30 Total loans modified$658 $— $2,