Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 15

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 15
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 44.5 43.9 42.2 40.8 PagoNxt 107.5 103.0 99.4 93.6 90.3 89.8 86.1 Cards 32.3 31.0 30.4 30.1 30.2 28.4 27.5 TOTAL GROUP 42.6 41.6 41.7 41.8 41.8 41.5 41.3 Q1'24 H1'24 9M'24 2024 Q1'25 H1'25 9M'25 Spain 34.2 34.1 34.7 35.7 33.5 34.0 35.0 United Kingdom 58.4 57.7 56.0 55.9 53.7 54.0 53.2 Portugal 22.9 23.4 24.6 26.1 27.0 27.1 27.4 Poland 27.5 27.2 27.3 27.1 29.0 27.8 27.8 DCB Europe 47.1 46.2 46.5 45.9 47.5 46.9 45.7 US 50.3 50.5 50.4 50.5 50.0 49.5 48.7 Mexico 41.4 41.4 41.9 42.5 41.7 41.4 41.3 Brazil 33.0 32.4 32.0 32.1 32.8 32.7 32.6 Chile 42.5 39.2 37.4 36.0 34.5 34.3 34.1 Argentina 51.4 40.6 42.1 41.1 44.3 43.5 42.7

21 Supplementary information Balance sheet and capital management NIM, yield on loans and cost of deposits Efficiency ratio Asset quality Quarterly income statements Primary segments Secondary segments Glossary

22 Stage coverage Exposure subject to impairment (EUR billion)* Coverage Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Sep-25 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-