Company: FLDDW
Filing Date: 2025-10-02
Form Type: 424B3
Source: 0001193125-25-227152
Chunk: 31

Company: Fold Holdings, Inc.
Filing Date: 2025-10-02
Form: 424B3
Chunk 31
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 insurance evidencing such coverage upon execution of this Agreement, upon each renewal, and at Borrower’s request.

20. Indemnification

(a) Currency indemnity

If any sum due from the Borrower under the Loan Documents (aSum), or any order, judgment or award given or made in relation to a Sum, has to be converted from the currency (theFirst Currency) in which that Sum is payable into another currency (theSecond Currency) for the purpose of:

(i) making or filing a claim or proof against the Borrower; or

(ii) obtaining or enforcing an order, judgment or award in relation to any litigation or arbitration proceedings,

the Borrower shall as an independent obligation, within three Business Days of demand, indemnify the Lender against any cost, loss or liability arising out of or as a result of the conversion including any discrepancy between (A) the rate of exchange used to convert that Sum from the First Currency into the Second Currency and (B) the rate or rates of exchange available to that person at the time of its receipt of that Sum.

The Borrower waives any right it may have in any jurisdiction to pay any amount under the Loan Documents in a currency or currency unit other than that in which it is expressed to be payable.

(b) Other indemnities

The Borrower shallindemnify the Lender and its Affiliate against any cost, loss or liability incurred by it as a result of:

(i) the occurrence of any Potential Event of Default;

(ii) any information provided or approved by the Borrower being or being alleged to be misleading and/or deceptive in any respect;

(iii) any enquiry, investigation, subpoena (or similar order) or litigation with respect to the Borrower with respect to the transactions contemplated or financed under the Loan Documents;

(iv) a failure by the Borrower to pay any amount due under a Loan Document on its due date;

(v) funding, or making arrangements to fund, its participation in a Loan requested by a the Borrower in a Utilisation Request but not made by reason of the operation of any one or more of the provisions of this Agreement (other than by reason of default or negligence by the Lender alone); or

(vi) a Loan (or part of a Loan) not being prepaid in accordance with a notice of prepayment given by the Borrower.

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The Borrower shall promptly indemnify the Lender, each Affiliate and each officer or employee of the Lender, against