Company: UMBFO
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0000950170-25-028420
Chunk: 262

Company: UMB FINANCIAL CORP
Filing Date: 2025-02-27
Form: 10-K
Item: Item 7
Chunk 262
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 only.  The Company has no capital leases or long-term purchase obligations.

    Payments due by Period

    Total

    Less than 1 year

    1-3 years

    3-5 years

    More than 5 years

    Material Cash Requirements

    Federal funds purchased and repurchase agreements
     
    $
    2,609,715

    $
    2,609,715

    $
    —

    $
    —

    $
    —

    Long-term debt obligations

    413,096

    —

    —

    —

    413,096

    Operating lease obligations

    65,796

    11,994

    21,622

    17,473

    14,707

    Time deposits

    2,127,667

    2,053,301

    62,917

    9,016

    2,433

    Total
     
    $
    5,216,274

    $
    4,675,010

    $
    84,539

    $
    26,489

    $
    430,236

60

    Maturities due by Period

    Total

    Less than 1 year

    1-3 years

    3-5 years

    More than 5 years

    Commitments, Contingencies and Guarantees

    Commitments to extend credit for loans (excluding credit card loans)
     
    $
    12,904,749

    $
    5,410,009

    $
    4,978,117

    $
    1,771,855

    $
    744,768

    Commitments to extend credit under credit card loans

    5,474,758

    5,474,758

    —

    —

    —

    Commercial letters of credit

    311

    311

    —

    —

    —

    Standby letters of credit

    404,697

    275,939

    124,341

    4,417

    —

    Forward contracts

    55,174

    55,174

    —

    —

    —

    Spot foreign exchange contracts

    50,006

    50,006

    —

    —

    —

    Commitments to extend credit for securities purchased under agreements to resell