Company: CFG-PE
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0000759944-25-000070
Chunk: 104

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-05-01
Form: 10-Q
Item: Part I, Item 2
Chunk 104
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,829 5.26 144,822 2,051 5.64 (5,112)(38)Loans held for sale1,187 16 5.34 1,073 20 7.27 114 (193)Interest-earning assets195,058 2,352 4.84 200,068 2,610 5.20 (5,010)(36)Noninterest-earning assets21,251 20,702 549 Total assets$216,309 $220,770 ($4,461)Liabilities and Stockholders’ EquityChecking with interest$32,693 $110 1.36 %$32,302 $109 1.35 %$391 1 Money market54,432 357 2.66 52,926 445 3.38 1,506 (72)Savings25,760 89 1.39 27,745 121 1.76 (1,985)(37)Time23,277 239 4.17 26,447 312 4.74 (3,170)(57)Total interest-bearing deposits136,162 795 2.37 139,420 987 2.85 (3,258)(48)Short-term borrowed funds675 8 4.53 498 7 5.53 177 (100)Long-term borrowed funds12,657 158 5.01 13,664 174 5.08 (1,007)(7)Total borrowed funds13,332 166 4.99 14,162 181 5.09 (830)(10)Total interest-bearing liabilities149,494 961 2.60 153,582 1,168 3.05 (4,088)(45)Noninterest-bearing demand deposits36,543 36,684 (141)Other noninterest-bearing liabilities5,971 6,791 (820)Total liabilities192,008 197,057 (5,049)Stockholders’ equity24,301 23,713 588 Total liabilities and stockholders’ equity$216,309 $220,770 ($4,461)Interest rate spread2.24 %2.15 %9 Net interest income and net interest margin$1,391 2.89