Company: HBAN
Filing Date: 2025-12-23
Form Type: 425
Source: 0001140361-25-046430
Chunk: 1

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-23
Form: 425
Chunk 1
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 in a share of 6.875% Series J Non-Cumulative, perpetual preferred  
 stock)                                                                                                                    |     | HBANL     |     | NASDAQ                |
| Common Stock-Par Value $0.01 per Share                                                                                    |     | HBAN      |     | NASDAQ                |

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

| Item 8.01. | Other Events. |

On December 22, 2025, Huntington Bancshares Incorporated (“Huntington”) and Cadence Bank (“Cadence”) issued a joint press release announcing that the Office of the Comptroller of the Currency approved the application of The Huntington National Bank (“Huntington National Bank”), Huntington’s wholly owned banking subsidiary, with respect to the previously announced merger (the “Merger”) of Cadence with and into Huntington National Bank, with Huntington National Bank continuing as the surviving bank, pursuant to the Agreement and Plan of Merger (the “Merger Agreement”), dated as of October 26, 2025, by and among Huntington, Huntington National Bank and Cadence. All required regulatory approvals to complete the Merger have now been received. The closing of the Merger is expected to occur on or about February 1, 2026, subject to the satisfaction or waiver of the remaining closing conditions set forth in the Merger Agreement. A copy of the press release is attached as Exhibit 99.1 to this Current Report on Form 8-K and is incorporated herein by reference.

| Item 9.01. | Financial Statements and Exhibits. |

(d) Exhibits.

| Exhibit 
 No.     | Description |

| 104 | Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document |

CAUTION REGARDING FORWARD-LOOKING STATEMENTS This Current Report on Form 8-K may contain certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements about the