Company: FOACW
Filing Date: 2025-03-14
Form Type: 10-K
Source: 0001828937-25-000009
Chunk: 92

Company: Finance of America Companies Inc.
Filing Date: 2025-03-14
Form: 10-K
Item: Item 8
Chunk 92
---
7 %3.4% - 12.8%6.9 %Discount rateNM8.0 %NM8.2 %HECM buyouts - securitized (nonperforming)WAL (in years)NM1.5NM1.6CPRNM40.0 %NM39.8 %Loss frequency23.1% - 100.0%45.6 %23.1% - 100.0%51.0 %Loss severity3.4% - 15.9%5.2 %3.4% - 12.8%6.4 %Discount rateNM8.0 %NM8.6 %

131

Finance of America Companies Inc.Notes to Consolidated Financial Statements

December 31, 2024December 31, 2023Instrument / Unobservable InputsRangeWeighted AverageRangeWeighted AverageCommercial mortgage loans - securitizedSMMNM8.2 %NM10.7 %Discount rateNM20.7 %NM16.5 %Loss rateNM7.5 %NM1.0 %Loans held for investment:Non-agency reverse mortgage loansWAL (in years)NM10.5NM12.1LTV5.9% - 70.6%35.1 %3.9% - 53.8%33.8 %CPRNM16.2 %NM14.4 %Loss severityNM10.0 %NM10.0 %HPA(5.6)% - 8.3%3.5 %(9.8)% - 7.6%3.1 %Discount rateNM7.1 %NM6.9 %HECM buyouts (nonperforming)WAL (in years)NM1.5NM1.5CPRNM43.8 %NM41.5 %Loss frequencyNM47.9 %NM48.2 %Loss severity3.4% - 15.9%10.5 %3.4% - 12.8%5.1 %Discount rateNM8.0 %NM8.6 %Commercial mortgage loansSMMNMNMNM73.6 %CDRNMNMNM25.6 %Discount rateNMNM9.6% - 20.0%13.2