Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 538

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 538
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 826,979 |   |           |     | 24,447 |   |       |     | 416,070,032 |   |

| (*1) | The amount is due to execution, collection, debt restructuring, investment conversion, exchange rate fluctuation, etc. |

| (*2) | The amount of uncollected loans currently in recovery (principal and interest) isW9,964,573million, which is written off as of December 31, 2023. |

<div align='center'>F-14 9</div>

SHINHAN FINANCIAL GROUP CO., LTD. AND SUBSIDIARIES

Notes to the Consolidated Financial Statements

(In millions of won)

December 31, 2023 and 2024

| 13. | Loans at amortized cost, etc. (continued) |

|                                                      |                 |   2024 |             |   |             |     |            |   |           |     |          |   |             |           |             |   |             |     |            |   |           |     |           |   |             |             |            |   |             |     |           |   |           |     |           |   |             |        |           |   |             |     |           |   |           |     |         |   |       |     |             |   |
|                                                      |                 | Retail |             |   |             |     |            |   |           |     |          |   |             | Corporate |             |   |             |     |            |   |           |     |           |   |             | Credit card |            |   |             |     |           |   |           |     |           |   |             | Others |           |   |             |     |           |   |           |     |         |   |       |     |             |   |
|                                                      | 12 months       
 expected credit 
 loss            |        |             |   | Life time   
 expected    
 credit loss |     |            |   | Impaired  
 financial 
 asset     |     |          |   | 12 months   
 expected    
 credit loss |           |             |   | Life time   
 expected    
 credit loss |     |            |   | Impaired  
 financial 
 asset     |     |           |   | 12 months   
 expected    
 credit loss |             |            |   | Life time   
 expected    
 credit loss |     |