Company: NWBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001471265-25-000137
Chunk: 16

Company: Northwest Bancshares, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 16
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)2,522 43,464 Commercial Banking:Commercial real estate loans53,624 7,281 (409)2,424 44,328 Commercial real estate loans - owner occupied4,130 168 — 80 3,882 Commercial loans31,600 9,761 (4,168)862 25,145 Total Commercial Banking89,354 17,210 (4,577)3,366 73,355 Total$129,159 19,712 (13,260)5,888 116,819 Allowance for Credit Losses - off-balance sheet exposurePersonal Banking:Home equity loans65 3 — — 62 Total Personal Banking653 — — 62 Commercial Banking:Commercial real estate loans1,897 (2,257)— — 4,154 Commercial real estate loans - owner occupied260 100 — — 160 Commercial loans8,670 (903)— — 9,573 Total Commercial Banking10,827 (3,060)— — 13,887 Total off-balance sheet exposure$10,892 (3,057)— — 13,949     

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Table of Contents

The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the six months ended June 30, 2024 (in thousands): Balance as of June 30, 2024Current period provisionCharge-offsRecoveriesBalance as of December 31, 2023Allowance for Credit LossesPersonal Banking:Residential mortgage loans$14,999 (3,774)(414)994 18,193 Home equity loans5,210 (134)(649)590 5,403 Vehicle loans21,364 (1,927)(4,514)894 26,911 Consumer loans1,668 2,283 (2,620)806 1,199 Total Personal Banking43,241 (3,552)(8,197)3,284 51,706 Commercial Banking:Commercial real estate loans50,559 (712)(849)853 51,267 Commercial real estate loans - owner occupied3,615 (181)— 21 3,775 Commercial loans27,655 10,848 (2,482)794 18