Company: BOH
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0001628280-25-036240
Chunk: 123

Company: BANK OF HAWAII CORP
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 8
Chunk 123
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 in the classes within the commercial portfolio segment that have potential weaknesses that warrant management’s close attention. If not addressed, these potential weaknesses may result in deterioration of the repayment prospects for the loan or lease. The Special Mention credit quality indicator is not used for the consumer portfolio segment.Classified:Loans and leases in the classes within the commercial portfolio segment that have a well-defined weakness or weaknesses and are inadequately protected by the sound worth and paying capacity of the borrower or applicable collateral, if any. Classified loans and leases are also those in the classes within the consumer portfolio segment that are past due 90 days or more as to principal or interest (excluding residential mortgage and home equity loans which meet the criteria for being considered Pass).

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For Pass rated credits in the commercial portfolio, most risk ratings are certified at a minimum annually. For Special Mention or Classified credits in the commercial portfolio, risk ratings are reviewed for appropriateness on an ongoing basis, monthly, or at a minimum, quarterly. The following presents by credit quality indicator, loan class, and year of origination, the amortized cost basis of the Company’s loans and leases as of June 30, 2025.Term Loans by Origination Year(dollars in thousands)202512024202320222021PriorRevolving LoansRevolving Loans Converted to Term LoansTotal Loans and LeasesJune 30, 2025CommercialCommercial MortgagePass$311,692 $308,025 $690,377 $944,637 $575,409 $974,842 $37,965 $— $3,842,947 Special Mention83,617 — — 1,890 — 1,845 — — 87,352 Classified— 35,634 13,645 26,973 3,073 29,332 — — 108,657 Total Commercial Mortgage$395,309 $343,659 $704,022 $973,500 $578,482 $1,006,019 $37,965 $— $4,038,956 Gross Charge-Offs— — — — — — — — — Commercial and IndustrialPass$93,593 $327,519 $267,249 $214,822 $139,078 $144,580 $334,342 $290 $1,521,