Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 101

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 101
---
 - Term Extension and Rate Reduction - Financial EffectCommercial:Other commercialExtended maturity by a weighted average 4.6 years and reduced interest rates by a weighted average 1.91%.Six Months Ended June 30, 2025Term Extension, Rate Reduction and Payment Delay - Financial EffectCommercial:Other commercialExtended maturity by a weighted average 5.1 years, reduced interest rates by a weighted average 5.75%, and granted payment deferrals for a weighted average of 3 months.

38

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Three Months Ended June 30, 2024Term Extension - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 14 months.Other residentialExtended maturity by a weighted average 8 months.Commercial:Other commercialExtended maturity by a weighted average 11 months.ConsumerExtended maturity by a weighted average 12 months.Three Months Ended June 30, 2024Payment Delay - Financial EffectReal estate mortgage:CommercialDeferred partial payments by a weighted average 8 months.Three Months Ended June 30, 2024Combination - Term Extension and Principal Forgiveness -  Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 3 years and granted principal forgiveness totaling $4.0 million.Three Months Ended June 30, 2024Combination - Term Extension and Payment Delay - Financial EffectCommercial:Other commercialExtended maturity by a weighted average 10 years and granted 4 months of payment deferrals.Six Months Ended June 30, 2024Term Extension - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 14 months.Other residentialExtended maturity by a weighted average 10 months.Commercial:Other commercialExtended maturity by a weighted average 11 months.ConsumerExtended maturity by a weighted average 12 months.Six Months Ended June 30, 2024Payment Delay - Financial EffectReal estate mortgage:CommercialDeferred partial payments by a weighted average 8 months.Six Months Ended June 30, 2024Combination - Term Extension and Principal Forgiveness - Financial EffectReal estate mortgage:CommercialExtended maturity by a weighted average 3 years and granted principal forgiveness totaling $4.0 million.

39

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Six Months Ended June 30, 2024Combination - Term Extension and Payment Delay -