Company: AX
Filing Date: 2025-09-17
Form Type: 424B5
Source: 0001299709-25-000159
Chunk: 73

Company: Axos Financial, Inc.
Filing Date: 2025-09-17
Form: 424B5
Chunk 73
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 the securities by means of this prospectus will automatically update and, where applicable, supersede information contained in this prospectus or incorporated by reference into this prospectus. We incorporate by reference the following documents:

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Our Annual Report on Form 10‑K for the fiscal year ended June 30, 2023, filed with the SEC on August 29, 2023;

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Our Quarterly Reports on Form 10-Q for the fiscal quarters ended September 30, 2023 and December 31, 2023, filed with the SEC on October 26, 2023 and January 30, 2024, respectively;

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Our Definitive Proxy Statement on Schedule 14A for the 2023 Annual Meeting of Stockholders, filed with the SEC on September 25, 2023, and our Definitive Additional Materials on Schedule 14A, filed with the SEC on October 31, 2023;

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Our Current Reports on Form 8-K filed with the SEC on November 13, 2023 (with respect to Item 5.07), November 29, 2023 (with respect to Item 5.02), December 5, 2023 (with respect to Item 8.01), December 7, 2023 (with respect to Item 8.01), February 12, 2024 (with respect to Item 8.01);

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The description of our common stock contained in our Registration Statement filed with the SEC pursuant to Section 12 of the Exchange Act, including any amendment or report filed for the purpose of updating such description; and

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Any documents we file with the SEC pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act after the date of this prospectus and before the termination of the offering of the securities offered hereby.

Notwithstanding the foregoing, unless specifically stated to the contrary, information that we furnish (and that is not deemed “filed” with the SEC) under Items 2.02 and 7.01 of any Current Report on Form 8-K, including the related exhibits under Item 9.01, is not incorporated by reference into this prospectus or the registration statement of which this prospectus forms a part.

Upon request, we will provide, without charge, to each person, including any beneficial owner, to whom a copy of this prospectus is delivered, a copy