Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 105

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 1
Chunk 105
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.21 %Total consumer98,486 (9,444)3,700 (5,744)3,686 96,427 0.88 %Total loans$402,322 $(32,062)$10,531 $(21,531)$31,000 $411,791 1.35 %

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The following table presents a summary of the changes in the ACLL by portfolio segment for the year ended December 31, 2024:(in thousands)Dec 31, 2023Charge offsRecoveriesNet (Charge offs) RecoveriesProvision for Credit LossesDec 31, 2024ACLL / LoansAllowance for loan lossesCommercial and industrial$128,263 $(47,517)$2,148 $(45,369)$53,703 $136,596 Commercial real estate — owner occupied10,610 (3)7 4 (1,198)9,417 Commercial and business lending138,873 (47,520)2,155 (45,365)52,505 146,013 Commercial real estate — investor67,858 (11,187)— (11,187)14,876 71,547 Real estate construction53,554 — 65 65 (2,119)51,499 Commercial real estate lending121,412 (11,187)65 (11,122)12,756 123,046 Total commercial260,285 (58,707)2,220 (56,487)65,262 269,060 Residential mortgage37,808 (1,029)280 (750)(4,483)32,576 Auto finance24,961 (9,541)2,905 (6,637)10,142 28,467 Home equity15,403 (216)1,366 1,150 67 16,620 Other consumer12,638 (6,922)1,096 (5,826)10,012 16,824 Total consumer90,809 (17,709)5,647 (12,062)15,738 94,486 Total loans$351,094 $(76,415)$7,867 $(68,549)$81,000 $363,545 Allowance for unfunded commitmentsCommercial and industrial$13