Company: STBA
Filing Date: 2025-03-31
Form Type: DEF 14A
Source: 0001193125-25-068253
Chunk: 2

Company: S&T BANCORP INC
Filing Date: 2025-03-31
Form: DEF 14A
Chunk 2
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non-GAAP) of 13.84%. |

| • |     | Total deposits increased $261.3 million. Customer deposit growth of $411.7 million, or 5.76%, was offset by lower brokered deposits of $150.4 million. |

| • |     | Total portfolio loans increased $89.6 million, or 1.17%. |

| • |     | Improvement in asset quality drove a provision for credit losses of only $0.1 million. |

| • |     | Net charge-offs were $8.3 million, or 0.11% of average loans. |

As a result of our financial performance, S&T was named as one of Forbes* 2024 America’s Best Banks:This annual ranking is based on metrics that measure growth, credit quality, profitability, and stock performance. Moreover, S&T was named on Bank Director’s 2024 RankingBankinglist. This annual study ranks institutions on profitability, capital, and asset quality metrics to gauge the performance of public commercial and savings banks. S&T was also pleased to be included in the Piper Sandler Sm-AllStars Class of 2024,alist that identifies the top performing small-capbanks and thrifts across the country related to growth, profitability, credit quality, and capital strength. The Past Shapes the Future A lot has changed since our Bank got its start more than 122 years ago. But one thing hasn’t: our dedication to earning and keeping the trust of the many customers and communities we serve across our footprint. Looking ahead, we are dedicated to continued growth and forward progress on our strategic objectives, seeking opportunities to have an even greater impact on Our Shared Future . On behalf of everyone at S&T Bank, I’d like to thank you for placing your trust in us. We work to earn it every day. Kindly, Chris McComish CEO

| * | ©2025 Forbes. All rights reserved. Used under license. |

| ** | These highlights present certain non-GAAP financial measures. For a reconciliation to the most directly comparable GAAP measures, see Reconciliation of GAAP to Non-GAAP Financial Measures in Appendix A. |

| DATE AND TIME   May 13, 2025, 10:00 a.m. Eastern Time via virtual online meeting only (www.virtualshareholdermeeting.com/STBA2025) |     |                                           |
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| HOW TO VOTE                                                                                                                        |     |