Company: FGBI
Filing Date: 2025-11-17
Form Type: 10-Q
Source: 0001408534-25-000092
Chunk: 54

Company: First Guaranty Bancshares, Inc.
Filing Date: 2025-11-17
Form: 10-Q
Item: Part I, Item 1
Chunk 54
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,739 1,090 40,829 52,921 82,037 134,958 Consumer and other— 960 960 — 34,763 34,763 Unallocated— 960 960 — — — Total Non-Real Estate43,273 5,278 48,551 62,239 379,296 441,535 Total$55,549 $30,164 $85,713 $182,354 $2,103,819 2,286,173 Unearned Income     (6,432)Total Loans Net of Unearned Income     $2,279,741 $146.3 million of loans individually evaluated for impairment as of September 30, 2025 were considered collateral dependent loans.  As of December 31, 2024(in thousands)AllowanceIndividuallyEvaluatedAllowanceCollectively EvaluatedTotal Allowancefor Credit LossesLoansIndividuallyEvaluatedLoansCollectivelyEvaluatedTotal LoansbeforeUnearned IncomeReal Estate:      Construction & land development$403 $3,527 $3,930 $10,724 $319,324 $330,048 Farmland— 50 50 2,973 33,018 35,991 1- 4 family430 8,813 9,243 3,174 447,197 450,371 Multifamily2,942 1,007 3,949 27,516 137,605 165,121 Non-farm non-residential1,229 10,302 11,531 54,201 1,105,641 1,159,842 Total Real Estate5,004 23,699 28,703 98,588 2,042,785 2,141,373 Non-Real Estate:      Agricultural129 75 204 2,151 38,571 40,722 Commercial and industrial3 1,991 1,994 5,194 252,324 257,518 Commercial leases— 1,719 1,719 3,015 217,185 220,200 Consumer and other— 1,337 1,337 — 42,267 42,267 Unallocated— 854 854 —