Company: TIPT
Filing Date: 2025-10-17
Form Type: PREM14A
Source: 0001140361-25-038514
Chunk: 8

Company: TIPTREE INC.
Filing Date: 2025-10-17
Form: PREM14A
Chunk 8
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 DB Insurance Co., Ltd., and may not contain all of the information that is important to you. We have included page references in parentheses to direct you to more complete descriptions of the topics presented in this summary. To understand the Merger more fully and for a more complete description of the legal terms of the Merger, you should read carefully this entire proxy statement, the annexes to this proxy statement, including the Merger Agreement attached as Annex A, and the documents we incorporate by reference in this proxy statement. You may obtain the documents and information incorporated by reference in this proxy statement without charge by following the instructions under “Where You Can Find More Information” beginning on page 223 .

Except as otherwise specifically noted in this proxy statement or as context otherwise requires, “Tiptree,” “we,” “our,” “us” and similar words in this proxy statement refer to Tiptree Inc. including, in certain cases, our subsidiaries. Throughout this proxy statement, we refer to The Fortegra Group, Inc. as “Fortegra,” any entity in which a majority of the outstanding capital stock, voting power or other equity interests is owned by Fortegra or another Subsidiary of Fortegra as a “Subsidiary,” Fortegra and its Subsidiaries, collectively, as the “Group Companies,” DB Insurance Co., Ltd. as “Purchaser” and a subsidiary of Purchaser to be incorporated in Delaware following the date of the Merger Agreement (as defined in this proxy statement) and prior to the closing of the Merger in accordance with the terms of the Merger Agreement as “Merger Sub.” In addition, throughout this proxy statement we refer to the Agreement and Plan of Merger, dated as of September 26, 2025, as it may be amended from time to time, among Tiptree, Fortegra, Purchaser and Merger Sub, as the “Merger Agreement,” and the closing of the transactions contemplated by the Merger Agreement as the “closing.”

#### The Merger

#### General Description of the Merger
On September 26, 2025, Tiptree entered into the Merger Agreement with Fortegra and Purchaser. Merger Sub will, upon its formation, execute a joinder to the Merger Agreement and thereby become a party thereto. Pursuant to the Merger Agreement, on the terms and subject to the satisfaction or waiver of the conditions precedent to closing set forth in the Merger Agreement (the “Condition Satisfaction”), at the