Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 74

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 74
---
 institutions authorized to operate
by the Central Bank of Brazil are set out in BCB Resolution No. 178/22.

Insurance, health and pension plans regulation

Principal regulatory agencies

National Private Insurance Council (CNSP)

The
National Private Insurance Council (CNSP) is the agency responsible for establishing the guidelines and standards of private insurance
policy. The agency is composed of representatives of the Ministry of Finance, the Ministry of Justice, the Ministry of Social Security
and Social Assistance of the Superintendence of Private Insurance, the Central Bank of Brazil and the CVM.

In addition
to laying down the guidelines and standards of private insurance policy, it is the responsibility of the CNSP:

| · | to regulate those exercising activities, subordinate to the National Private Insurance System, as well 
 as the application of penalties;                                                                       |

| · | to establish the general characteristics of insurance, open private pension, capitalization and reinsurance 
 contracts;                                                                                                  |

| · | to establish the general guidelines of reinsurance operations; and |

| · | to prescribe the criteria for the establishment of Insurance Companies, of Capitalization, Open Private 
 Pension Entities and Reinsurers.                                                                        |

Private Insurance Superintendence (SUSEP)

SUSEP
is responsible for implementing and overseeing CNSP’s policies and ensuring compliance with such policies by insurance companies,
insurance brokers and insured individuals. SUSEP is linked to the Ministry of Finance and was created by Decree-Law No. 73 of November
1966.

Thus,
for insurers to operate, they need government approval, as well as specific approval from the SUSEP to commercialize each of their products,
where they may underwrite policies either directly to consumers or through authorized brokers (Article 13 and paragraph 2 of Law No. 4,594/64).

| 60 – Reference Form – 2024 |

| 1. Issuer’s activities |

SUSEP
is responsible for:

| · | Supervising the constitution, organization, functioning and operation of insurance companies, of capitalization, 
 open private pension entities and reinsurers;                                                                    |

| · | Complying with and enforcing the deliberations of the CNSP and performing the activities delegated by 
 it;                                                                                                   |

| · | Acting in order to protect the acquisition of popular savings that are made through the operations of 
 insurance, open private pension, and of capitalization and reinsurance;                               |

| · | Promoting the improvement of institutions and operational instruments;