Company: WFC-PC
Filing Date: 2025-08-28
Form Type: 424B2
Source: 0001193125-25-191319
Chunk: 7

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-08-28
Form: 424B2
Chunk 7
---
 | any changes to the definition of business day set forth in the accompanying prospectus; |

| • |     | any changes to the method of calculation of the accrued interest factor; and |

| • |     | any other terms of the notes not inconsistent with the provisions of the applicable indenture. |

Interest and Principal Payments We generally describe how interest and principal payments on the notes will be made and how fixed and floating rates of interest on the notes will be calculated under “Description of Debt Securities” in the accompanying prospectus. The specific terms of any notes that we offer will be set forth in the applicable pricing supplement. Interest rates offered on notes may differ depending upon, among other things, the aggregate principal amount of notes purchased in any single transaction. Notes with similar variable terms but different interest rates, as well as notes with different variable terms, may be offered concurrently to different investors. Interest rates or formulas and other terms of notes are subject to change from time to time, but no change will affect any note already issued or as to which an offer to purchase has been accepted. Redemption at Our Option The applicable pricing supplement will specify if the notes are redeemable at our option (in addition to our right to redeem the notes in the circumstances set forth under “Description of Debt Securities—Tax Redemption” in the accompanying prospectus) and if so, the redemption terms. Any redemption by us of notes may be subject to the prior approval of the Board of Governors of the Federal Reserve System or other appropriate federal banking agency. Repayment at the Option of the Holder The applicable pricing supplement will specify if the notes are repayable at the option of the holder thereof and, if so, the repayment terms. Discount Notes We may issue the notes as discount notes. See “Description of Debt Securities—Interest and Principal Payments—Discount Debt Securities” in the accompanying prospectus. Any additional special considerations applicable to discount notes will be set forth in the applicable pricing supplement. Indexed Notes We may issue notes as indexed notes. Indexed notes are notes issued with the principal amount payable at maturity, or the amount of interest payable on an interest payment date, to be determined by reference to one or more indices, securities or baskets of securities, commodities or baskets of commodities, exchange traded funds or baskets of exchange traded funds, currency exchange rates, or any other market measure as set forth in the applicable pricing supplement. Holders of indexed notes may receive a principal amount at maturity that is greater than or less than the face amount of the notes depending upon the fluctuation of the relative value