Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 240

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 240
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Industry CategoryHealth Care & Social Assistance$51 20 %$8 14 %$— Residential Mortgage34 13 2 4 — Information & Communication32 12 18 33 11 Real Estate & Home Builders25 10 — — — Manufacturing23 98 14 6 Wholesale Trade16 6 19 35 6 Retail Trade13 5 — — 1 Utilities12 4 — — — Services12 5 — — 7 Management of Companies and Enterprises5 2 — — — Arts, Entertainment & Recreation4 2 — — — Other (b)31 12 — — 1 Total$258 100%$55 100%$32

(a)Based on an analysis of nonaccrual loans with book balances greater than $2 million.

(b)Other category includes other industry categories with smaller impacts, as well as consumer, excluding residential mortgage and certain personal purpose nonaccrual loans and net charge-offs.

Loans past due 90 days or more and still accruing interest generally represent loans that are well-collateralized and in the process of collection. Loans past due 90 days or more were $14 million at September 30, 2025, compared to $44 million at December 31, 2024. Loans past due 30-89 days decreased $93 million to $126 million at September 30, 2025, compared to $219 million at December 31, 2024. Loans past due 30 days or more and still accruing interest as a percentage of total loans were 0.28% and 0.52% at September 30, 2025 and December 31, 2024, respectively. An aging analysis of loans included in Note 4 to the consolidated financial statements provides further information about the balances comprising past due loans.

The following table presents a summary of total criticized loans. 

(dollar amounts in millions)September 30, 2025June 30, 2025December 31, 2024Total criticized loans$2,657 $2,745 $2,530 As a percentage of total loans5.2  %5.4  %5.0  %

The Corporation's criticized list is consistent with the Special Mention, Substandard and Doub