Company: HBCYF
Filing Date: 2025-02-20
Form Type: 20-F
Source: 0001089113-25-000040
Chunk: 316

Company: HSBC HOLDINGS PLC
Filing Date: 2025-02-20
Form: 20-F
Chunk 316
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 |
| Egypt                                          |     899 |      45 |     86 |     985 |   -128 |    -10 |   -1 |   -129 |
| UAE                                            |  13,740 |   1,979 |    823 |  14,563 |   -543 |   -296 |    — |   -543 |
| US                                             |  26,993 |   5,143 |  9,155 |  36,148 |   -239 |   -101 |  -58 |   -297 |
| Mexico                                         |  11,326 |     865 |  1,349 |  12,675 |   -320 |    -19 |   -5 |   -325 |
| Other                                          |  28,687 |   3,919 |  2,672 |  31,359 |   -378 |    -81 |  -18 |   -396 |
| At 31 Dec2023                                  | 427,655 | 101,455 | 74,432 | 502,087 | -7,803 | -3,286 | -404 | -8,207 |

1 Real estate lending within this disclosure corresponds solely to the industry of the borrower. Commercial real estate on page 207 includes borrowers in multiple industries investing in income-producing assets and, to a lesser extent, their construction and development.

| 226 | HSBC Holdings plcAnnual Report on Form 20-F |

Risk review

| Personal lending – loans and advances to customers at amortised cost by country/territory |                                |               |                      |         |                                |               |                      |        |
|                                                                                           |          Gross carrying amount |               |                      |         |              Allowance for ECL |               |                      |        |
|                                                                                           | First lienresidentialmortgages | Otherpersonal | of which:creditcards |   Total | First lienresidentialmortgages | Otherpersonal | of which:creditcards |  Total |
|                                                                                           |                             $m |            $m |                   $m |      $m |                             $m |            $m |                   $m |     $m |
| UK                                                                                        |                        170,809 |        21,426 |                8,016 | 192,235 |                           -139 |          -540 |                 -284 |   -679 |
| –of which: HSBC UK Bank