Company: PGYWW
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001883085-25-000050
Chunk: 12

Company: Pagaya Technologies Ltd.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 16
Chunk 12
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/s/ Dan PetrozzoDan PetrozzoDirectorMarch 12, 2025/s/ Alison DavisAlison DavisDirectorMarch 12, 2025/s/ Asheet MethaAsheet MehtaDirectorMarch 12, 2025/s/ Yahav YulzariYahav YulzariChief Revenue Officer and DirectorMarch 12, 2025

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PAGAYA TECHNOLOGIES LTD.

CONSOLIDATED FINANCIAL STATEMENTS

AS OF DECEMBER 31, 2024

INDEX

INDEX TO FINANCIAL STATEMENTS

PageREPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM (PCAOB ID: 1281)F-2CONSOLIDATED BALANCE SHEETSF-2CONSOLIDATED STATEMENTS OF OPERATIONSF-3CONSOLIDATED STATEMENTS OF COMPREHENSIVE LOSSF-4CONSOLIDATED STATEMENTS OF CHANGES IN REDEEMABLE CONVERTIBLE PREFERRED SHARES AND SHAREHOLDERS’ EQUITYF-5CONSOLIDATED STATEMENTS OF CASH FLOWSF-7NOTES TO CONSOLIDATED FINANCIAL STATEMENTS F-9

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  Kost Forer Gabbay & Kasierer 144 Menachem Begin Road, Building A, Tel-Aviv 6492102, IsraelTel: +972-3-6232525 Fax: +972-3-5622555 ey.com

REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM

To the Shareholders and the Board of Directors of PAGAYA TECHNOLOGIES LTD.

Opinion on the Financial Statements

      We have audited the accompanying consolidated balance sheets of Pagaya technologies Ltd (the Company) as of December 31, 2024 and 2023, the related consolidated statements of operations, consolidated statements of comprehensive loss, changes in redeemable convertible preferred shares and shareholders' equity and cash flows for each of the three years in the period ended December 31, 2024, and the related notes (collectively referred to as the “consolidated financial statements”). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Company at December 31, 2024 and 2023, and the results of its operations and its cash flows for each of the three years in the period ended December 31