Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 4

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 1
Chunk 4
---
000 shares authorized, respectively; 97,722,397 and 66,484,225 shares issued, respectively; 95,020,881 and 63,565,690 shares outstanding, respectively488,612 332,421 Treasury stock, at cost – 2,701,516 and 2,918,535 shares, respectively(90,297)(97,196)Additional paid-in capital2,389,033 1,491,847 Retained earnings1,139,600 1,093,854 Accumulated other comprehensive loss, net of taxes(101,170)(142,608)Total shareholders’ equity3,825,778 2,678,318 Total liabilities and shareholders’ equity$26,726,165 $18,034,868 

See Notes to Consolidated Financial Statements.    

1

Table of Contents

Renasant Corporation and Subsidiaries

Consolidated Statements of Income (Unaudited)

(In Thousands, Except Share Data)

Three Months EndedNine Months Ended September 30,September 30, 2025202420252024Interest incomeLoans$312,785 $206,867 $818,792 $603,492 SecuritiesTaxable27,108 9,212 62,996 27,975 Tax-exempt3,109 1,092 7,746 3,439 Other8,096 11,872 25,792 27,527 Total interest income351,098 229,043 915,326 662,433 Interest expenseDeposits115,573 90,787 306,880 261,021 Borrowings12,005 7,258 31,870 22,098 Total interest expense127,578 98,045 338,750 283,119 Net interest income223,520 130,998 576,576 379,314 Provision for credit losses on loans9,650 1,210 87,100 8,148 Provision for (recovery of) credit losses on unfunded commitments800 (275)9,422 (1,475)Provision for credit losses10,450 935 96,522 6,673 Net interest income after provision for credit losses213,070 130,063 480,054 372,641 Noninterest incomeService charges on