Company: BBVXF
Filing Date: 2025-01-08
Form Type: 424B5
Source: 0001193125-25-003393
Chunk: 399

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-08
Form: 424B5
Chunk 399
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. Substantially all of our directors and
executive officers, and certain of the experts named in this document, are not residents of the United States. A substantial portion of our assets and those persons are located outside the United States. As a result, it may not be possible for
investors to effect service of process within the United States upon such persons with respect to matters arising under the Securities Act or to enforce against them judgments of courts of the United States predicated upon civil liability under the
Securities Act. We are advised by Spanish legal counsel that there is doubt as to the enforceability in Spain in original actions or in actions for enforcement of judgments of U.S. courts, of liabilities predicated solely upon the securities laws of
the United States. Except as otherwise provided herein, we have submitted to the non-exclusive jurisdiction of New York state and U.S. federal courts sitting in New York City for the purpose of any suit,
action or proceeding arising out of or in connection with the senior notes, senior non-preferred notes, subordinated notes and contingent convertible preferred securities and have appointed Banco Bilbao
Vizcaya Argentaria, S.A. New York Branch, as agent in New York City to accept service of process in any such action.

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Banco Bilbao Vizcaya Argentaria, S.A. $1,000,000,000 Series 14 Non-Step-Up Non-CumulativeContingent Convertible Perpetual Preferred Tier 1 Securities PROSPECTUS SUPPLEMENT (to prospectus dated July 29, 2022) Joint Bookrunners

| Barclays  |     | BBVA |     | BofA Securities |
| Citigroup |     | HSBC |     | J.P. Morgan     |

Co-Managers

| Bankinter       |     | Danske Markets |
| Rabo Securities |     | Scotiabank     |