Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 13

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 13
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2029 notes, (ii) % per annum, with respect to the 2031 notes, (iii) % per annum, with respect to the 2035 notes and (iv) % per annum, with respect to the floating rate notes (the                                                                
 “Floating Interest Rate”), provided that the Floating Interest Rate with respect to any Floating Rate Interest Period shall be subject to a minimum rate per annum of 0.00% (the “Minimum Rate”).                                                                                          |
| Interest Periods       |     | For each series of the fixed-to-floating rate notes, the                                                                                                                                                                                                                                   
 “Fixed Rate Period” shall be the period from (and including) the Issue Date to (but excluding) the applicable Call Date.                                                                                                                                                                   
 For each series of notes, the “Floating Rate Period” shall be (i) for each series of the fixed-to-floating rate notes, the period from (and including) the applicable Call Date to (but excluding) the applicable Maturity Date and (ii) for the floating rate notes, the period from (and 
 including) the Issue Date to (but excluding) the applicable Maturity Date.                                                                                                                                                                                                                 |

S-7

| Fixed Rate Period Interest Payment Dates |     | With respect to the applicable Fixed Rate Period, interest will be payable on each series of the fixed-to-floating rate notes on and of each year,                                                                                                       
 commencing on   , 2025 and ending on (and including) the applicable Call Date (each a “Fixed Rate Interest Payment Date”); provided that if any Fixed Rate Interest Payment Date would fall on a day that is not a Business                              
 Day (as defined below), the related payment of interest will be made on the next succeeding Business Day as if made on the date that such payment was due, and no interest will accrue on such amount payable during the period from and after the Fixed 
 Rate Interest Payment Date.                                                                                                                                                                                                                              |
| Floating Rate Interest Payment Dates     |     | With respect to the applicable Floating Rate Period, interest will be payable (i) on the 2029 notes on   , 2028,   , 2028,   , 2028 and on the applicable Maturity Date, (ii) on the                                                                     
 2031 notes on   , 2030,   , 2030,   , 2030 and on the applicable Maturity Date, (iii) on the