Company: KEY-PI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0000091576-25-000058
Chunk: 14

Company: KEYCORP /NEW/
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 2
Chunk 14
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 is an indicator of the profitability of the earning assets portfolio less the cost of funding, is calculated by dividing annualized TE net interest income by average earning assets.

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Figure 3. Consolidated Average Balance Sheets, Net Interest Income, and Yields/Rates and Components of Net Interest Income Changes from Continuing Operations(g) 

 Three months ended March 31, 2025Three months ended March 31, 2024Change in Net interest income due toDollars in millionsAverageBalanceInterest (a)Yield/Rate (a)AverageBalanceInterest (a)Yield/Rate (a)VolumeYield/RateTotalASSETSLoans (b), (c)Commercial and industrial (d)$53,746 $800 6.04 %$55,220 $853 6.22 %$(22)$(31)$(53)Real estate — commercial mortgage13,061 192 5.96 14,837 229 6.21 (26)(11)(37)Real estate — construction2,905 49 6.87 3,039 57 7.50 (2)(6)(8)Commercial lease financing2,653 23 3.52 3,346 27 3.23 (6)2 (4)Total commercial loans72,365 1,064 5.96 76,442 1,166 6.14 (56)(46)(102)Real estate — residential mortgage19,737 165 3.33 20,814 171 3.29 (9)3 (6)Home equity loans6,248 86 5.60 7,024 104 5.97 (11)(7)(18)Other consumer loans5,087 63 5.01 5,800 72 4.99 (9)— (9)Credit cards917 32 14.04 954 36 14.93 (1)(3)(4)Total consumer loans31,989 346 4.35 34,592 383 4.44 (30)(7)(37)Total loans104,354 1,410 5.47 111,034 1,549 5.61 (86)(53)(139)Loans held for sale815 14 6.70 888 14 6.15 (