Company: BANFP
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-030159
Chunk: 203

Company: BANCFIRST CORP /OK/
Filing Date: 2025-02-28
Form: 10-K
Item: Item 1B
Chunk 203
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(Dollars in thousands) 

    December 31,

    2024

    2023

    2022

    CASH FLOWS FROM OPERATING ACTIVITIES

    Net income
     
    $
    216,354

    $
    212,465

    $
    193,100

    Adjustments to reconcile to net cash provided by operating activities:

    Provision for credit losses

    9,004

    7,458

    10,076

    Depreciation and amortization

    21,681

    22,189

    22,048

    Net amortization of securities premiums and discounts

    (1,052
    )

    (1,269
    )

    2,619

    Realized securities (gains)/losses

    (97
    )

    1,828

    1,833

    Gain on sales of loans

    (2,676
    )

    (2,607
    )

    (4,548
    )

    Cash receipts from the sale of loans originated for sale

    154,993

    149,825

    246,499

    Cash disbursements for loans originated for sale

    (156,901
    )

    (144,476
    )

    (223,407
    )

    Deferred income tax (benefit) provision

    (2,203
    )

    (2,787
    )

    322

    Gain on sale of other real estate owned and other assets

    (1,448
    )

    (2,330
    )

    (4,682
    )

    Increase in interest receivable

    (636
    )

    (9,876
    )

    (16,914
    )

    Increase in interest payable

    6,453

    7,719

    3,192

    Stock-based compensation arrangements

    3,452

    2,999

    1,941

    Excess tax benefit from stock-based compensation arrangements

    (4,071
    )

    (899
    )

    (3,325
    )

    Other, net

    18,347

    (7,194
    )

    (2,482
    )

    Net cash provided by operating activities

    261,200

    233,