Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 300

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 8
Chunk 300
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2024Risk-based capital(a)CET1$3,493,316 $3,417,432 $3,396,836 $3,238,155 $3,172,298 Tier 1 capital3,687,428 3,611,544 3,590,948 3,432,267 3,366,410 Total capital4,394,367 4,311,239 4,282,597 4,117,632 4,042,812 Total risk-weighted assets34,241,408 33,800,823 33,950,173 33,326,479 32,767,830 Modified CECL transitional amount— — 22,425 22,425 22,425 CET1 capital ratio10.20 %10.11 %10.01 %9.72 %9.68 %Tier 1 capital ratio10.77 %10.68 %10.58 %10.30 %10.27 %Total capital ratio12.83 %12.75 %12.61 %12.36 %12.34 %Tier 1 leverage ratio8.72 %8.69 %8.73 %8.49 %8.37 %Selected equity and performance ratiosTotal stockholders’ equity / total assets10.87 %10.82 %10.70 %10.46 %10.19 %Dividend payout ratio(b)36.80 %34.65 %35.38 %38.33 %N/M39.29 %29.33 %Return on average assets1.00 %0.97 %1.03 %0.97 %(1.53)%0.85 %1.13 %Annualized noninterest expense / average assets1.97 %1.93 %1.93 %2.00 %2.12 %1.93 %1.92 %N/M = Not Meaningful 

(a) The Federal Reserve establishes regulatory capital requirements, including well-capitalized standards for the Corporation. The Corporation follows Basel III, subject to certain transition provisions. These regulatory capital measurements are used by management, regulators, investors, and analysts to assess, monitor, and compare the quality and composition of the Corporation's capital with