Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 79

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 1
Chunk 79
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 commercial office, hospitality or multifamily loan relationships considered by the banking regulators to be high volatility commercial real estate ("HVCRE") credits.

55

Maturities and Sensitivities of Loans Receivable to Changes in Interest Rate

The following table presents the maturity distribution of the Corporation's loans receivable at June 30, 2025. The table also presents the portion of loans receivable that have fixed interest rates or variable interest rates that fluctuate over the life of the loans in accordance with changes in an interest rate index.

 June 30, 2025 Due inOne Yearor LessAfter One,but WithinFive YearsAfter Five but Within Fifteen YearsAfterFifteen YearsTotalLoans Receivable with Fixed Interest RateFarmland$896 $983 $5,524 $— $7,403 Owner-occupied, nonfarm nonresidential properties22,258 25,786 13,481 2,071 63,596 Agricultural production and other loans to farmers37 34 — 8 79 Commercial and Industrial12,763 189,841 69,460 23,448 295,512 Obligations (other than securities and leases) of states and political subdivisions3,129 14,024 75,445 5,994 98,592 Other loans270 931 981 32,856 35,038 Other construction loans and all land development and other land loans (1)56,480 9,949 7,762 1,649 75,840 Multifamily (5 or more) residential properties49,139 57,457 6,686 — 113,282 Non-owner occupied, nonfarm nonresidential properties37,657 141,072 58,954 913 238,596 1-4 Family Construction (1)224 632 — — 856 Home equity lines of credit893 71 322 3,265 4,551 Residential Mortgages secured by first liens3,460 27,750 205,368 131,172 367,750 Residential Mortgages secured by junior liens408 6,700 68,315 16,576 91,999 Other revolving credit plans4 25 20 — 49 Automobile738 13,687 4,457 — 18,882 Other consumer4