Company: ZCARW
Filing Date: 2025-08-14
Form Type: 10-Q
Source: 0001213900-25-076590
Chunk: 278

Company: Zoomcar Holdings, Inc.
Filing Date: 2025-08-14
Form: 10-Q
Item: Part I, Item 2
Chunk 278
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 will adequately cover liabilities actually incurred or that insurance will continue to be available to us on economically
reasonable terms, or at all. The successful assertion against us of one or more large claims that exceeds available insurance coverage,
or that results in changes to insurance policies (including premium increases or the imposition of large deductible or co-insurance requirements),
could have an adverse effect on our business. Our risks are likely to increase as we continue to expand, grow our Host and Guest base,
and process, store, and transmit increasingly substantial amounts of confidential, proprietary, and sensitive data.

We face competition and could lose market
share to competitors, which could adversely affect our business, financial condition, and operating results. 

We face and expect to continue
to face competition from ride sharing companies, car rental and taxi companies. The car sharing market in particular is intensely competitive
and is characterized by rapid changes in technology, shifting guest needs and preferences, and frequent introductions of new services
and offerings. We expect competition to increase, both from existing competitors and new entrants in the markets in which we operate or
plan to operate, and such competitors may be well-established and enjoy greater resources or other strategic advantages. If Zoomcar is
unable to anticipate or successfully react to these competitive challenges in a timely manner, Zoomcar’s competitive position could
weaken, or fail to improve, and Zoomcar could experience a decline in revenue or growth stagnation that could adversely affect Zoomcar’s
business, financial condition, and operating results.

Certain of our current and
potential competitors may have greater financial, technical, marketing, research and development skills and other resources, greater name
recognition, longer operating histories, or a larger global user base than we do. Such competitors may be able to devote greater resources
to the development, promotion, and sale of offerings, and they may be able to offer lower prices in certain markets than we do, which
could adversely affect our business, financial condition, and operating results. These and other factors may allow our competitors to
derive greater revenue and profits from their existing user bases, attract and retain Hosts and Guests at lower costs or respond more
quickly to new and emerging technologies and trends. Current and potential competitors may also establish cooperative or strategic relationships,
or consolidate, amongst themselves or with third parties, which may further enhance their resources and offerings relative to ours.

We believe that our ability
to compete effectively depends upon many factors both within and beyond our control, including but not limited to:

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