Company: FITBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000035527-25-000171
Chunk: 122

Company: FIFTH THIRD BANCORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 8
Chunk 122
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 lease to be collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. When a loan or lease is collateral-dependent, its fair value is generally based on the fair value less cost to sell of the underlying collateral.The following table presents the amortized cost basis of the Bancorp’s collateral-dependent loans and leases, by portfolio class, as of:($ in millions)June 30,2025December 31,2024Commercial loans and leases:Commercial and industrial loans$416 325 Commercial mortgage owner-occupied loans28 63 Commercial mortgage nonowner-occupied loans7 4 Commercial construction loans— 1 Commercial leases— 2 Total commercial loans and leases$451 395 Residential mortgage loans141 131 Consumer loans:Home equity74 66 Indirect secured consumer loans34 30 Total consumer loans$108 96 Total portfolio loans and leases$700 622 

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Table of ContentsFifth Third Bancorp and SubsidiariesNotes to Condensed Consolidated Financial Statements (unaudited)

Nonperforming AssetsNonperforming assets include nonaccrual loans and leases for which ultimate collectability of the full amount of the principal and/or interest is uncertain and certain other assets, including OREO and other repossessed property.The following table presents the amortized cost basis of the Bancorp’s nonaccrual loans and leases, by class, and OREO and other repossessed property as of:June 30, 2025December 31, 2024 ($ in millions)With an ALLLNo RelatedALLLTotalWith an ALLLNo RelatedALLLTotalCommercial loans and leases:Commercial and industrial loans$425 35 460 265 109 374 Commercial mortgage owner-occupied loans28 12 40 52 23 75 Commercial mortgage nonowner-occupied loans4 4 8 — 4 4 Commercial construction loans— — — — 1 1 Commercial leases— — — 2 — 2 Total nonaccrual portfolio commercial loans and leases$457 51 508 319 137 456 Residential mortgage loans63 80 143 57 80 137 Consumer loans:Home equity24 51 75 21 49 70 Indirect secured consumer loans57 8 65 48 7