Company: ONBPP
Filing Date: 2025-01-29
Form Type: S-4/A
Source: 0001104659-25-007256
Chunk: 197

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-01-29
Form: S-4/A
Chunk 197
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 ​ | ​ | ​ | ​               | ​ |     205 | ​ | ​ | ​ | ​     | ​ |     17,781 | ​ | ​ |
| Total retail                | ​ | ​ | ​                    | ​ |    234,825 | ​ | ​ | ​ | ​              | ​ |    112 | ​ | ​ | ​ | ​          | ​ |   2,123 | ​ | ​ | ​ | ​               | ​ |   2,235 | ​ | ​ | ​ | ​     | ​ |    237,060 | ​ | ​ |
| Total loans                 | ​ | ​ | ​                    | $ | 10,048,133 | ​ | ​ | ​ | ​              | $ | 92,067 | ​ | ​ | ​ | ​          | $ | 481,694 | ​ | ​ | ​ | ​               | $ | 573,761 | ​ | ​ | ​ | ​     | $ | 10,621,894 | ​ | ​ |
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Note, year of origination is based on the original origination date of the loan. Loan Modifications In certain circumstances, the Company may modify the terms of a loan to maximize the collection of amounts due when a borrower is experiencing financial difficulties or is expected to experience financial difficulties in the near-term. Loans modified are immaterial during the years ended December 31, 2023 and 2022. Note 7. Mortgage Banking Residential Mortgage Loan Sales The Company completes residential mortgage loan sales in the normal course of business, primarily to GSEs, resulting in the derecognition of sold loan amounts from the consolidated balance sheet. In accordance with the accounting guidance for the transfer of financial assets, the Company considers any continuing involvement with residential mortgage loans sold in determining whether such assets can be derecognized from the consolidated balance sheet. The Company’s continuing involvement with residential mortgage loans sold is generally limited to customary market servicing arrangements and representation and warranty clauses. MSR assets are recorded at the fair value of the servicing arrangements. Liabilities related to representation and warranty clauses are initially recorded at fair value and were not material at December 31, 202