Company: MFAN
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0001104659-25-079260
Chunk: 13

Company: MFA FINANCIAL, INC.
Filing Date: 2025-08-15
Form: 424B5
Chunk 13
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, holders of shares of the Series B Preferred Stock (voting together as a class with the holders of all other classes or series of preferred stock upon which like voting rights have been conferred and are exercisable) will be entitled to vote at a special meeting called upon the request of holders of at least 10% of the outstanding shares of Series B Preferred Stock and Parity Stock or at our next annual meeting and each subsequent annual meeting of stockholders for the election of two additional directors to serve on our Board until all unpaid dividends with respect to the Series B Preferred Stock and any other class or series of Parity Stock have been paid or declared and a sum sufficient for the payment thereof set apart for payment.

In addition, the affirmative vote of the holders of at least two-thirds of the outstanding shares of Series B Preferred Stock and Parity Stock upon which like voting rights have been conferred

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and are exercisable (voting together as a single class), is required for us to:

•

authorize, create or increase the authorized or issued amount of any class or series of Senior Stock; or

•

amend, alter or repeal any provision of our charter (including the articles supplementary designating the Series B Preferred Stock), whether by merger, conversion, consolidation or otherwise, so as to materially and adversely affect any right, preference, privilege or voting power of the Series B Preferred Stock. However, if any such change would materially and adversely affect the rights, preferences, privileges or voting powers of the Series B Preferred Stock disproportionately relative to other classes or series of Parity Stock, then the affirmative vote or consent of the holders of at least two-thirds of the outstanding shares of Series B Preferred Stock (voting as a separate class) will also be required.

Among other things, we may, without a vote of the holders of Series B Preferred Stock, issue additional shares of Series B Preferred Stock and we may authorize and issue additional classes or series of Parity Stock, including additional shares of Series B Preferred Stock.

#### Information Rights
During any period in which we are not subject to Section 13 or 15(d) of the Exchange Act and any shares of Series B Preferred Stock are outstanding, we will use our best efforts to (i) transmit by mail (or other permissible means under the Exchange Act) to all holders of Series B Preferred Stock, as their names and addresses appear in our record books and without cost to such holders, copies of the Annual Reports on Form