Company: BBVXF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0001193125-25-101898
Chunk: 5

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-04-29
Form: 6-K
Chunk 5
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25 Spanish banking tax quarterly accrual of -85€M is included in Income Tax heading. 5,897 5,967 5,961 6,293 6,398 676 1,056 1,084 925 948 7,276 8,453 8,909 8,972 9,324 1,727 1,803 1,948 2,116 2,060

1Q25 Earnings 8 Activity growth in Spain and Mexico accelerates providing resilience for the future Mar’24 Jun’24 Sep’24 Dec’24 Mar’25 TOTAL LOAN GROWTH (YOY, CONSTANT €) BBVA GROUP +7.5% Consumer + Credit Cards Enterprises +8.5% Consumer + Enterprises Credit Cards +25.2% +15.3% Mar’24 Jun’24 Sep’24 Dec’24 Mar’25 TOTAL LOAN GROWTH (YOY, CURRENT €) KEY SEGMENTS (YOY MAR’25, CURRENT €) TOTAL LOAN GROWTH (YOY, CONSTANT €) KEY SEGMENTS (YOY MAR’25, CONSTANT €) SPAIN MEXICO Mar’24 Jun’24 Sep’24 Dec’24 Mar’25 Note: Enterprises in Spain includes ‘Very Small Businesses’, ‘Mid-sizeCompanies’ and ‘Corporates + CIB’ segments. In Mexico it includes ‘SMEs’ and ‘Other Commercial segments’. 8.8% 10.1% 10.7% 13.9% 15.1% 0.8% 2.4% 1.5% 4.1% 6.6% 8.8% 12.6% 12.3% 15.8% 17.2%

1Q25 Earnings 9 Room for healthy growth in our diversified footprint COUNTRIES LEVERAGE (DOMESTIC CREDIT TO PRIVATE SECTOR OVER GDP, %) DEVELOPED COUNTRIES EMERGING COUNTRIES Source: World Bank. Figures as of 2023, except Peru as of 2022 and India as of 2021. JAP CHN CHI BRA IND PER USA UK TUR ARG AUS FRA EURO AREA SPA GER ITA COL MEX 196 192 127 119 113 80 78 63 195 109 72 50 50 46 42 33