Company: TCBI
Filing Date: 2025-02-11
Form Type: 10-K
Source: 0001077428-25-000036
Chunk: 59

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-02-11
Form: 10-K
Item: Item 8
Chunk 59
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15,831 13,915 — 48,234 0.21 %—%3 to 4960 Total$55,341 $25,414 $23,188 $— $103,943 0.46 %Year Ended December 31, 2023Commercial$30,873 $733 $5,458 $6,064 $43,128 0.21 %0.70%4 to 36$5,139 Commercial real estate— 21,364 — — 21,364 0.10 %—%4 to 6— Total$30,873 $22,097 $5,458 $6,064 $64,492 0.32 %The table below details gross loans held for investment as of December 31, 2024 and December 31, 2023 that experienced a default during the periods presented subsequent to being granted a modification in the prior twelve months. Default is defined as movement to nonperforming status, foreclosure or charge-off, whichever occurs first.(in thousands)PaymentDeferralTermExtensionInterest RateReduction andTerm ExtensionTotalYear Ended December 31, 2024Commercial$2,729 $— $— $2,729 Total$2,729 $— $— $2,729 Year Ended December 31, 2023Commercial$— $240 $6,064 $6,304 Commercial$— $240 $6,064 $6,304 The table below provides an age analysis of gross loans held for investment as of December 31, 2024 made to borrowers experiencing financial difficulty that were modified in the prior twelve months, and as of December 31, 2023 for loans that were modified since January 1, 2023, the date of adoption of Accounting Standards Update 2022-02:(in thousands)30-89 DaysPast Due90+ DaysPast DueNon-AccrualCurrentTotalDecember 31, 2024Commercial$7,350 $— $18,761 $29,598 $55,709 Commercial real estate— — 32,404 15,830 48,234 Total$7,350 $— $51,165 $45,428 $103,943 December 31, 202