Company: FRHC
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0000924805-25-000031
Chunk: 196

Company: Freedom Holding Corp.
Filing Date: 2025-08-08
Form: 10-Q
Item: Part I, Item 8
Chunk 196
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2,099 17,262 226,955 249,448 Right of claim for purchased retail loans— — — 183,635 183,635 Car loans1,548 892 11,041 142,859 156,340 Collateralized bank customer loans957 1,135 271 146,396 148,759 Other— — 8 7,830 7,838 Total$8,472 $4,804 $31,144 $1,626,130 $1,670,550  

31

Table of ContentsFREEDOM HOLDING CORP.NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)(All amounts in thousands of United States dollars, except share data, unless otherwise stated)

The activity in the allowance for credit losses for the three months ended June 30, 2025 and 2024 is summarized in the following tables.Allowance for credit lossesMortgage loanUncollateralized bank customer loansCollateralized bank customer loansCar loansRight of claim for purchased retail loansOtherTotalMarch 31, 2025$(10,699)$(35,479)$(3,114)$(8,465)$(17,333)$(25)$(75,115)Charges(2,027)(10,143)(907)(1,055)(8,239)(2,925)(25,296)Recoveries3,571 3,871 1,473 1,145 6,895 — 16,955 Write off3 — — — — 24 27 Forex296 1,106 85 247 522 — 2,256 June 30, 2025$(8,856)$(40,645)$(2,463)$(8,128)$(18,155)$(2,926)$(81,173)Allowance for credit lossesMortgage loanUncollateralized bank customer loansCollateralized bank customer loansCar loansRight of claim for purchased retail loansOtherTotalMarch 31, 2024$(3,033)$(19,636)$(80)$(14,262)$(6,577)$(31)$(43,619)Charges(728)(6,389)(116)(1,526)(1,490)(6)(10,255)Recover