Company: BCS
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0001654954-25-004815
Chunk: 7

Company: BARCLAYS PLC
Filing Date: 2025-04-30
Form: 6-K
Chunk 7
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 Group cost: income ratio of high 50s in percentage terms, implying Group total operating expenses of c.£17bn, based on targeted Group total income of c.£30bn. Cost target includes total gross efficiency savings of c.£2bn by 2026

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Impairment : expect an LLR of 50-60bps through the cycle

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Capital : CET1 ratio target range of 13-14%

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Targeting IB RWAs of c.50% of Group RWAs in 2026

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Impact of regulatory change on RWAs in line with our prior guidance of c.£19-26bn

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c.£3-10bn RWAs from Basel 3.1,with implementation expected on 1 January 2027

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c.£16bn RWAs from USCB moving to an Internal Ratings Based (IRB) model, subject to model build and portfolio changes, implementation could be beyond 2026

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0.1% increase in Pillar 2A from Q125 until model implementation

| 1 | Our targets and guidance are based on management's current        
 expectations as to the macroeconomic environment and the business 
 and may be subject to change.                                     |

| Barclays Group results                          |     | Three months ended |          |          |
|                                                 |     |           31.03.25 | 31.03.24 |          |
|                                                 |     |                 £m |       £m | % Change |
| Barclays                                        
 UK                                              |     |              2,074 |    1,826 |       14 |
| Barclays                                        
 UK Corporate Bank                               |     |                484 |      434 |       12 |
| Barclays                                        
 Private Bank and Wealth Management              |     |                349 |      312 |       12 |
| Barclays                                        
 Investment Bank                                 |     |              3,873 |    3,328 |       16 |
| Barclays                                        
 US Consumer Bank                                |     |                864 |      859 |        1 |
| Head                                            
 Office                                          |     |                 65 |      194 |      -66 |
| Total income                                    |     |              7,709 |    6,953 |       11 |
| Operating costs                                 |     |             -4,258 |   -3,998 |       -7 |
| UK regulatory levies                            |     |                -96 |     -120 |