Company: SFBC
Filing Date: 2025-11-12
Form Type: 10-Q
Source: 0001541119-25-000041
Chunk: 92

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-11-12
Form: 10-Q
Item: Item 8
Chunk 92
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— $88,247 Other consumer:Pass$1,748 $1,783 $2,497 $354 $3,404 $6,630 $636 $— $17,052 Substandard— — — — 6 — — — 6 Total other consumer$1,748 $1,783 $2,497 $354 $3,410 $6,630 $636 $— $17,058 Commercial business:Pass$2,700 $278 $344 $304 $1,394 $3,002 $6,224 $— $14,246 Substandard— — — — — — — — — Total commercial business$2,700 $278 $344 $304 $1,394 $3,002 $6,224 $— $14,246 Total loansPass$145,597 $100,659 $80,809 $176,330 $216,908 $148,557 $26,369 $903 $896,132 Substandard— — 1,301 653 6,194 5,232 72 131 13,583 Total loans$145,597 $100,659 $82,110 $176,983 $223,102 $153,789 $26,441 $1,034 $909,715 

16

At December 31, 2024Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost BasisRevolving Loans Amortized Cost BasisConverted to Term20242023202220212020PriorTotalOne-to-four family:Pass$26,327 $22,470 $78,427 $98,379 $14,095 $29,534 $— $— $269,232 Substandard— — 259 104 — 214 — — 577 Total one-to-four family$26,327 $22,470 $78,686 $98,483 $14,095 $29,748 $— $— $269,809 Home equity:Pass$3,084 $2,951