Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 41

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 41
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018 $46,973 $17,894 $45,979 $(110,385)$112,479 (1)Represents the elimination of intersegment transactions related to the Company offering AFF’s LTO payment solution in its U.S. pawn stores.

20

Nine Months Ended September 30, 2025U.S.PawnLatinAmericaPawnU.K.PawnRetail POSPaymentSolutionsCorporate/Intersegment EliminationsConsolidatedRevenue:   Retail merchandise sales$754,106 $401,132 $14,066 $— $(2,155)(1)$1,167,149 Pawn loan fees407,763 180,996 15,022 — — 603,781 Leased merchandise income— — — 429,242 — 429,242 Interest and fees on finance receivables— — — 231,171 — 231,171 Wholesale scrap jewelry sales107,839 37,580 23,272 — — 168,691 Other revenue— — 2,590 — — 2,590 Total revenue1,269,708 619,708 54,950 660,413 (2,155)2,602,624 Cost of revenue:   Cost of retail merchandise sold434,318 259,249 10,755 — (1,149)(1)703,173 Depreciation of leased merchandise— — — 243,925 (806)(1)243,119 Provision for lease losses— — — 88,276 (251)(1)88,025 Provision for loan losses— — — 118,468 — 118,468 Cost of wholesale scrap jewelry sold92,009 31,770 14,700 — — 138,479 Other cost of revenue— — 634 — — 634 Total cost of revenue526,327 291,019 26,089 450,669 (2,206)1,291,898 Net revenue743,381 328,689 28,861 209,744 51 1,310,726 Expenses and other income:    Operating expenses395,790 196,158 10,225 71,434 — 673,607 Administrative expenses