Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 170

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 8
Chunk 170
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 — 12 184 0.39 Retail loans:Residential mortgage— — 8 8 0.39 Consumer:Home equity— 2 — 2 0.13 Total consumer— 2 — 2 0.10 Total retail loans— 2 8 10 0.24 Total loans$172 $2 $20 $194 0.38 %Six Months Ended June 30, 2024Business loans:Commercial$149 $7 $10 $166 0.61 %Commercial mortgage:Other business lines (d)15 — — 15 0.16 Total commercial mortgage15 — — 15 0.10 International9 — — 9 0.84 Total business loans173 7 10 190 0.40 Retail loans:Consumer:Home equity— 2 1 3 0.19 Total consumer— 2 1 3 0.15 Total retail loans— 2 1 3 0.08 Total loans$173 $9 $11 $193 0.37 %(a)Represents loan balances where terms were extended or payments were delayed by a more than an insignificant time period, typically more than 180 days, at or above contractual interest rates. (b)Relates to FDMs where more than one type of modification was made. For the three- and six-month periods ended June 30, 2025 and 2024, this primarily related to modifications where the interest rate was reduced and the term was extended.(c)Primarily loans to real estate developers.(d)Primarily loans secured by owner-occupied real estate.There were no commitments to lend additional funds to borrowers experiencing financial difficulty whose terms had been restructured at June 30, 2025 and December 31, 2024.18

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesThe following table summarizes the financial impacts of loan modifications made during the three- and six-month periods ended June 30, 2025 and 2024.Weighted-Average Term Extension (in months)Weighted-Average Interest Rate ReductionThree Months Ended June 30, 2025Business loans:Commercial16— %Real estate construction:Commercial Real Estate business line (a)18(