Company: BHM
Filing Date: 2025-11-06
Form Type: 424B3
Source: 0001104659-25-107769
Chunk: 1

Company: Bluerock Homes Trust, Inc.
Filing Date: 2025-11-06
Form: 424B3
Chunk 1
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 has approved or disapproved of these securities or passed upon the adequacy or accuracy of the Prospectus or this Prospectus Supplement No. 3. Any representation to the contrary is a criminal offense.

<div align='center'>The date of this Prospectus Supplement is November
6, 2025

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d ) of the Securities Exchange Act of 1934

Date of Report (Date of earliest event reported):September 29, 2025

Bluerock Homes Trust, Inc.

(Exact Name of Registrant as Specified in Its Charter)</div>

| Maryland                                      | 001-41322               | 87-4211187       |
| (State or other jurisdiction of incorporation 
 or organization)                              | -Commission File Number | -I.R.S. Employer 
 Identification   
 No.              |

<div align='center'>919 Third Avenue, 40th Floor

New York, NY 10022

(Address of principal executive offices)

(212) 843-1601

(Registrant’s telephone number, including
area code)

None.

(Former name or former address,
if changed since last report)

Securities registered pursuant to Section 12(b) of the Exchange Act:</div>

| Title of each class                   | Trading Symbol | Name of each exchange 
 on which registered   |
| Class A Common Stock, $0.01 par value 
 per share                             | BHM            | NYSE American         |

Check the appropriate box below if the Form 8-K/A
filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

¨
Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

¨
Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

¨
Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR
240.14d-2(b))

¨
Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR
240.13e-4(c))

Emerging growth companyx

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for