Company: FITBI
Filing Date: 2025-10-06
Form Type: 425
Source: 0001193125-25-230874
Chunk: 29

Company: FIFTH THIRD BANCORP
Filing Date: 2025-10-06
Form: 425
Chunk 29
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 60.4% • Lowest expense growth • Track record for retaining key leaders from prior bank and over last 5 years fintech acquisitions amongst peers³ • The true test of cultural alignment: Ex-Comerica colleagues 56.7% • Three consecutive are doing well at Fifth Third and vice versa quarters of positive operating leverage Fifth Third Peer Median Source: S&P Capital IQ, FactSet, FDIC, FITB filings and management and CMA filings. Financial data as of June 30, 2025. Branch and deposit data per June 2025 FDIC Summary of Deposits. ¹Market share is on a capped basis (deposits per branch capped at $250mm). 2018 represents FITB and MBFI pro forma market share; ²Non-GAAP measure: see reconciliation and use of non-GAAP measures on pages 26-28 of the 2Q25 earnings release; ³Excludes TFC due to the impact of insurance disposition in 2024. 13

ibdroot\projects\IBD-NY\burger2025\973442_1\Presentations\05. Investor Presentation\PPT\Express_2.0_v2 - From FITB_v01.pptx Consistent with our core principles Stability #2 Profitability Growth #1 #3 ✓ Resilient balance sheet✓ NII growth and NIM ✓ Southeast demographics expansion ✓ Strong credit profile✓ Modular, repeatable ✓ Diverse fee mix with high investments ✓ Branch-originated total revenue contribution insured deposits and ✓ Tech-enabled product operational deposits tied ✓ Expense discipline innovation to payments services Delivering on our commitment to be transparent and disciplined for our shareholders 14

ibdroot\projects\IBD-NY\burger2025\973442_1\Presentations\05. Investor Presentation\PPT\Express_2.0_v2 - From FITB_v01.pptx Appendix Future Presenters Meeting Name Month Day, Year 15

ibdroot\projects\IBD-NY\burger2025\973442_1\Presentations\05. Investor Presentation\PPT\Express_2.0_v2 - From FITB_v01.pptx Transaction assumptions • Transaction close on March 31, 2026 General • Fixed exchange ratio of 1.8663x; 100% stock transaction • Fifth Third forecast aligned with consensus estimates • Comerica forecast adjusted for two items not reflected in consensus Forecast assumptions – Recent issuance of preferred stock