Company: FCAP
Filing Date: 2025-05-14
Form Type: 10-Q
Source: 0001171843-25-003186
Chunk: 53

Company: FIRST CAPITAL INC
Filing Date: 2025-05-14
Form: 10-Q
Item: Part I, Item 8
Chunk 53
---
	with No ACL

			with An ACL

			Nonaccrual

			Still Accruing

			Loans

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			1,186

			$
			-

			$
			1,186

			$
			-

			$
			1,186

			Home Equity and Second Mortgage

			568

			-

			568

			-

			568

			Multifamily Residential

			-

			-

			-

			-

			-

			1-4 Family Residential Construction

			-

			90

			90

			-

			90

			Other Construction, Development and Land

			59

			-

			59

			-

			59

			Commercial Real Estate

			413

			-

			413

			-

			413

			Commercial Business

			99

			1,967

			2,066

			-

			2,066

			Consumer and Other

			-

			-

			-

			-

			-

			Total

			$
			2,325

			$
			2,057

			$
			4,382

			$
			-

			$
			4,382

-20-

FIRST CAPITAL, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS

(Unaudited)

(4 – continued)

No interest income was recognized on nonaccrual loans during the three months ended March 31, 2025 and 2024.

The following table presents the aging of the amortized cost basis in loans at March 31, 2025:

			30-59 Days

			60-89 Days

			90 Days or More

			Total

			Total

			Past Due

			Past Due

			Past Due

			Past Due

			Current

			Loans

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			2,136

			$
			66

			$
			714

			$
			2,916

			$
			138,026

			$
			140,942

			Home Equity