Company: CCNE
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000736772-25-000202
Chunk: 158

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 8
Chunk 158
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 3,051 13,734 1-4 Family Construction100 27 — — 285 412 Home equity lines of credit1,737 8 (70)— 396 2,071 Residential Mortgages secured by first liens9,862 340 (11)— 7,569 17,760 Residential Mortgages secured by junior liens1,572 4 — — 201 1,777 Other revolving credit plans1,032 — (49)2 85 1,070 Automobile247 — (22)2 (4)223 Other consumer2,944 — (468)42 528 3,046 Credit cards145 — (175)9 165 144 Overdrafts155 — (82)20 648 741 Total loans$48,329 $1,857 $(1,041)$84 $18,455 $67,684 (1) Excludes provision for credit losses related to unfunded commitments. Note 10, "Off-Balance Sheet Commitments and Contingencies," to the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.(2) The provision expense (benefit) includes the day 1 provision on non-PCD loans acquired from ESSA.Transactions in the allowance for credit losses for the nine months ended September 30, 2025 were as follows:BeginningAllowanceInitial Allowance on ESSA PCD Acquired Loans(Charge-offs)RecoveriesProvision (Benefit) for Credit Losses on Loans Receivable(1)(2)Ending AllowanceFarmland$167 $— $— $— $(10)$157 Owner-occupied, nonfarm nonresidential properties5,696 352 (1,516)29 2,143 6,704 Agricultural production and other loans to farmers37 — — — — 37 Loans to depository institutions— — — — 60 60 Commercial and Industrial7,759 244 (888)9 1,894 9,018 Obligations (other than securities and leases) of states and political subdivisions1,369 94 — — 532 1,995 Other loans329 —