Company: OXBRW
Filing Date: 2025-04-25
Form Type: S-3
Source: 0001641172-25-006292
Chunk: 7

Company: OXBRIDGE RE HOLDINGS Ltd
Filing Date: 2025-04-25
Form: S-3
Chunk 7
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 we lose or are unable to retain our senior management and other key personnel and are unable to attract qualified personnel, our ability to implement our business strategy could be delayed or hindered, which, in turn, could significantly and negatively affect our business.

● There are differences under Cayman Islands corporate law and Delaware corporate law with respect to interested party transactions which may benefit certain of our shareholders at the expense of other shareholders.

● Any suspension or revocation of our reinsurance license would materially impact our ability to do business and implement our business strategy.

● Our reinsurance subsidiaries are subject to minimum capital and surplus requirements, and our failure to meet these requirements could subject us to regulatory action.

● As a holding company, we will depend on the ability of our subsidiaries to pay dividends.

● We may be subject to the risk of possibly becoming an investment company under U.S. federal securities law.

● Insurance regulations to which we are, or may become, subject, and potential changes thereto, could have a significant and negative effect on our business.

● We will likely be exposed to credit risk due to the possibility that counterparties may default on their obligations to us.

● Provisions of our Third Amended and Restated Memorandum and Articles of Association (“Articles”) could adversely affect the value of our securities.

● Provisions of the Companies Law of the Cayman Islands could prevent a merger or takeover of our company.

● Holders of our securities may have difficulty obtaining or enforcing a judgment against us, and they may face difficulties in protecting their interests because we are incorporated under Cayman Islands law.

● Provisions of our Articles may reallocate the voting power of our ordinary shares.

● We do not currently have an effective registration statement registering the issuance of the shares underlying our publicly traded warrants, and therefore you may not be able to exercise the warrants in a cash exercise.

● We may become subject to taxation in the Cayman Islands which would negatively affect our results.

● We may be subject to United States federal income taxation.

● We may be treated as a PFIC, in which case a U.S. holder of our ordinary shares should be subject to disadvantageous rules under U.S. federal income tax laws. We may be treated as a CFC and may be subject to the rules for related person insurance income, and in either case this may subject a U.S. holder of our ordinary shares to disadvantageous rules under U.S. federal income tax laws.

● United States tax-exempt organizations who own ordinary shares may recognize unrelated business taxable income.

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