Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 9

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 9
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 Internet as described in the instructions included with the accompanying proxy card. If your shares are held in the name of a bank, broker, trustee or other nominee, please follow the instructions on the voting instruction card furnished by such bank, broker, trustee or other nominee.

| By Order of the Board of Directors      |
| Marcy C. Hingst                         |
| General Counsel and Corporate Secretary |
| Huntington Bancshares Incorporated      |

December [ ], 2025

TABLE OF CONTENTS

Cadence Bank One Mississippi Plaza 201 South Spring Street Tupelo, Mississippi 38804 NOTICE OF VIRTUAL SPECIAL MEETING OF SHAREHOLDERS To the Shareholders of Cadence Bank: On October 26, 2025, Huntington Bancshares Incorporated (“Huntington”), The Huntington National Bank (“Huntington National Bank”) and Cadence Bank (“Cadence”) entered into an Agreement and Plan of Merger (as amended from time to time, the “merger agreement”), a copy of which is attached as Annex Ato the accompanying joint proxy statement/prospectus. NOTICE IS HEREBY GIVEN that a special meeting of holders of Cadence common stock (the “Cadence special meeting”) will be held virtually on January 6, 2026 at 9:00 a.m., Central Time. The Cadence special meeting will be held in a virtual-only format conducted via live audio webcast. You will be able to attend the special meeting by visiting www.meetnow.global/MDSTX6J (which we refer to as the “Cadence special meeting website”) and inserting the control number included in your proxy card or voting instruction form provided by your bank, broker, trustee, nominee or other holder of record if you hold your shares of Cadence common stock in “street name.” You will be able to vote your shares electronically over the Internet and submit questions online during the meeting by logging in to the website listed above and using the control number. We are pleased to notify you of and invite you to the Cadence special meeting. At the Cadence special meeting, you will be asked to vote on the following matters:

| • | Proposal to approve the merger agreement (the “Cadence merger proposal”). |

| • | Proposal to approve, on a non-binding, advisory basis, the compensation that may be paid or become payable to Cadence’s named executive officers that is based on or otherwise relates to the transactions contemplated by the merger agreement (the “Cadence compensation proposal”). |

| • | Proposal to adj