Company: FMCCN
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001026214-25-000116
Chunk: 21

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Item 15
Chunk 21
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 Single-Family mortgage portfolio.

Table 17 - Single-Family Mortgage Portfolio Credit Enhancement Coverage OutstandingSeptember 30, 2025(Dollars in millions)UPB(1)% of PortfolioMaximum Coverage(2)(3)Primary mortgage insurance(4)$675,345 21%$179,994 STACR 1,182,571 3826,255 ACIS690,453 2216,186 Other38,662 110,377 Less: UPB with multiple credit enhancements and other reconciling items(5)(646,482)(20)— Single-Family mortgage portfolio - credit-enhanced1,940,549 62 232,812 Single-Family mortgage portfolio - non-credit-enhanced1,200,772 38                              N/ATotal$3,141,321 100%$232,812 

Freddie Mac 3Q 2025 Form 10-Q23

Management's Discussion and AnalysisRisk Management

December 31, 2024(Dollars in millions)UPB(1)% of PortfolioMaximum Coverage(2)(3)Primary mortgage insurance(4)$658,104 21%$174,445 STACR 1,196,740 3928,471 ACIS754,489 2416,474 Other38,951 1 10,643 Less: UPB with multiple credit enhancements and other reconciling items(5)(733,818)(23)— Single-Family mortgage portfolio - credit-enhanced1,914,466 62 230,033 Single-Family mortgage portfolio - non-credit-enhanced1,189,708 38                              N/ATotal$3,104,174 100%$230,033 

(1)    Represents the current UPB of the mortgage assets, reference pool, or securitization trust, as applicable.

(2)    For STACR transactions, represents the outstanding balance held by third parties. For ACIS transactions, represents the remaining aggregate limit of insurance purchased from third parties. 

(3)    The credit risk positions to which the maximum coverage applies may vary on a transaction-by-transaction basis.

(4)    Amounts exclude certain loans for which we do not control servicing, as the coverage information for these loans is not readily available to us.

(5)    Other reconciling items primarily include timing