Company: CPSS
Filing Date: 2025-03-26
Form Type: 424B2
Source: 0001683168-25-001896
Chunk: 61

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-26
Form: 424B2
Chunk 61
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 on notes sold or renewed.

We may distribute the notes
in one or more transactions: (1) at a fixed price or prices, which may be changed; or (2) at negotiated prices. We may also sell notes
in exchange for outstanding notes held by our existing noteholders.

We have engaged a third party,
Redwater, LLC (“Servicing Agent”), to act as our servicing agent and manage certain administrative and customer service functions
relating to the notes, including handling administrative inquiries from potential investors, mailing investment kits, processing subscription
agreements and responding to certain written and telephonic questions relating to the notes.

The Servicing Agent will
forward to us written or telephonic questions by investors and note holders regarding topics that are not addressed in the prospectus
or its supplements, including without limitation questions relating to our finances and business, our performance and practices with regard
to the notes, and substantive matters regarding an investment in the notes, unless such questions can be answered solely by reference
to our SEC filings. The Servicing Agent may respond to questions that are purely administrative or ministerial in nature.

The Servicing Agent will
also be responsible for recording changes in note holders’ addresses or accounts, preparing and issuing maturity and renewal notices,
quarterly statements, newsletters, reports and analyses to note holders and to us, directing the paying agent to make scheduled payments,
repurchase payments and redemption payments in a timely manner, and directing the paying agent to issue Form 1099INT’s to note holders
as required by law. In addition, the Servicing Agent will provide us and the trustee with management reports regarding the notes as required
under the indenture. We may elect to perform these duties ourselves.

We will pay the Servicing
Agent a monthly service fee of $7.50 per note based on the maximum number of notes outstanding during the month. We will also pay the
Servicing Agent fulfillment fees of $2.00 per investment kit mailed and $1.00 per other mailing.

From time to time, the Servicing
Agent may also serve as an “advertising agency” and earn the difference between published gross and net advertising rates.
The Servicing Agent may also earn a mark-up for facilitating the printing of marketing materials.

All subscriptions, investor
materials, and advertisements must be approved by us and we will bear all expenses incurred in connection with the offer and sale of the
notes, including document fulfillment expenses, legal and accounting fees, regulatory fees, due diligence expenses, and