Company: BBVXF
Filing Date: 2025-01-08
Form Type: 424B5
Source: 0001193125-25-003393
Chunk: 29

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-08
Form: 424B5
Chunk 29
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, to a lesser extent, inside the United States, solely in the ordinary course of business
and not in contemplation of the offering contemplated in this prospectus supplement.

S-16

SUMMARY

The following is a summary of this prospectus supplement and should be read as an introduction to, and in conjunction with, the remainder of this prospectus supplement, the accompanying prospectus and any documents incorporated by reference herein and therein. You should base your investment decision on a consideration of this prospectus supplement, the accompanying prospectus and the documents incorporated by reference herein and therein, as a whole. Words and expressions defined elsewhere in this prospectus supplement or, where applicable, in the accompanying prospectus shall have the same meanings in this summary.

The BBVA Group

The BBVA
Group is a customer-centric global financial services group founded in 1857. Internationally diversified and with strengths in the traditional banking businesses of retail banking, asset management and wholesale banking, the Group is committed to
offering a compelling digital proposition focused on customer experience. BBVA has a leadership position in the Spanish market, it is the largest financial institution in Mexico in terms of assets, it has leading franchises in South America and it
is the majority shareholder in Garanti BBVA, Turkey’s largest bank in terms of market capitalization. The BBVA Group had consolidated assets of €769,341 million as of September 30, 2024 (€775,558 million as of
December 31, 2023) and profit attributable to parent company of €7,622 million for the nine months ended September 30, 2024 (€5,961 million for the nine months ended September 30, 2023).

For information on our capital requirements, our consolidated capital ratios, our risk weighted assets and our minimum requirement for own
funds and eligible liabilities (or MREL requirements) as of September 30, 2024 and as of December 31, 2023, 2022 and 2021, see “Operating and Financial Review and Prospects—Capital” in the 9M24 Form 6-K, Note 32 to our Consolidated Financial Statements and “Item 4. Information on the Company—Business Overview—Supervision and Regulation” and “Item 5. Operating and Financial Review and Prospects—Liquidity and Capital Resources—Capital” in our 2023 Form 20-F.

Additional information about the BBVA Group is included in our 2023 Form 20