Company: FLDDW
Filing Date: 2025-04-11
Form Type: 424B3
Source: 0001213900-25-031004
Chunk: 96

Company: Fold Holdings, Inc.
Filing Date: 2025-04-11
Form: 424B3
Chunk 96
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effect on our business, operating results, and financial condition. Our business operations are subject to interruption by natural disasters,
fire, power shortages, and other events beyond our control. In addition, our global operations expose us to risks associated with public
health crises, such as pandemics and epidemics, which could harm our business and cause our operating results to suffer. For example,
the COVID-19 pandemic and the related precautionary measures that we adopted have in the past resulted, and could in the future result,
in difficulties or changes to our customer support, or create operational or other challenges, any of which could adversely impact our
business and operating results. Further, acts of terrorism, labor activism or unrest, and other geopolitical unrest, including ongoing
regional conflicts around the world, could cause disruptions in our business or the businesses of our partners or the economy as a whole.
In the event of a natural disaster, including a major earthquake, blizzard, or hurricane, or a catastrophic event such as a fire, power
loss, or telecommunications failure, we may be unable to continue our operations and may endure system interruptions, reputational harm,
delays in development of our platform, lengthy interruptions in service, breaches of data security, and loss of critical data, all of
which could have an adverse effect on our future operating results. We do not maintain insurance sufficient to compensate us for the potentially
significant losses that could result from disruptions to our services. Additionally, all the aforementioned risks may be further increased
if we do not implement a disaster recovery plan or our partners’ disaster recovery plans prove to be inadequate. To the extent natural
disasters or other catastrophic events concurrently impact data centers we rely on in connection with private key restoration, customers
will experience significant delays in withdrawing funds, or in the extreme we may suffer loss of customer funds.

We might require additional
capital to support business growth, and this capital might not be available.

We have funded our operations
since inception primarily through debt, equity financings and revenue generated by our products and services. We cannot be certain when
or if our operations will generate sufficient cash to fully fund our ongoing operations or the growth of our business. We intend to continue
to make investments in our business, including developing new products and services, enhancing our operating infrastructure, expanding
our international operations, and acquiring complementary businesses and technologies, all of which may require us to secure additional
funds. Additional financing may not be available on terms favorable to us, if at all, including due