Company: FSBC
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0001628280-25-038796
Chunk: 86

Company: FIVE STAR BANCORP
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 1
Chunk 86
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/ADecember 31, 2024Total capital (to risk-weighted assets)$519,722 13.99 %$332,622 8.00 %N/AN/ATier 1 capital (to risk-weighted assets)$409,514 11.02 %$222,940 6.00 %N/AN/ACommon equity tier 1 capital (to risk-weighted assets)$409,514 11.02 %$167,205 4.50 %N/AN/ATier 1 leverage$409,514 10.05 %$162,960 4.00 %N/AN/A

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Table 29: Capital Ratios for the BankActual Ratio Required for Capital Adequacy Purposes1Ratio to be Well-Capitalized under Prompt Corrective Action Provisions(dollars in thousands)AmountRatio AmountRatioAmountRatioJune 30, 2025Total capital (to risk-weighted assets)$524,262 13.30 %$315,418 8.00 %$394,273 10.00 %Tier 1 capital (to risk-weighted assets)$484,600 12.29 %$236,564 6.00 %$315,418 8.00 %Common equity tier 1 capital (to risk-weighted assets)$484,600 12.29 %$177,423 4.50 %$256,277 6.50 %Tier 1 leverage$484,600 11.35 %$170,734 4.00 %$213,418 5.00 %December 31, 2024  Total capital (to risk-weighted assets)$504,896 13.59 %$297,216 8.00 %$371,520 10.00 %Tier 1 capital (to risk-weighted assets)$468,584 12.61 %$222,912 6.00 %$297,216 8.00 %Common equity tier 1 capital (to risk-weighted assets)$468,584 12.61 %$167,184 4.50 %$241,488 6.50 %Tier 1 leverage$468,584 11.50 %$162,942 4.00 %$203,677