Company: NWBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001471265-25-000137
Chunk: 75

Company: Northwest Bancshares, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 2
Chunk 75
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 $2 million from the quarter ended June 30, 2024 and $6 million from the six months ended June 30, 2024.

52

Table of Contents

 Average Balance Sheet

(in thousands)

The following table sets forth certain information relating to the Company’s average balance sheet and reflects the average yield on interest-earning assets and average cost of interest-bearing liabilities for the periods indicated. Such yields and costs are derived by dividing income or expense by the average balance of assets or liabilities, respectively, for the periods presented. Average balances are calculated using daily averages. 

 Quarter ended June 30, 20252024AveragebalanceInterestAvg.yield/cost (h)AveragebalanceInterestAvg.yield/cost (h)Assets      Interest-earning assets:     Residential mortgage loans$3,091,324 29,978 3.88 %$3,342,749 32,182 3.85 %Home equity loans1,145,655 16,265 5.69 %1,183,497 17,303 5.88 %Consumer loans2,073,103 28,648 5.54 %2,048,396 26,334 5.17 %Commercial real estate loans2,836,757 43,457 6.06 %3,023,762 45,658 5.97 %Commercial loans2,102,115 37,287 7.02 %1,770,345 33,229 7.43 %Loans receivable (a) (b) (d) (includes FTE adjustments of $721 and $752, respectively)11,248,954 155,635 5.55 %11,368,749 154,706 5.47 %Mortgage-backed securities (c)1,790,423 12,154 2.72 %1,734,085 9,426 2.17 %Investment securities (c) (d) (includes FTE adjustments of $157 and $131, respectively)266,053 1,668 2.51 %287,262 1,316 1.83 %FHLB stock, at cost 17,838 318 7.15 %25,544 498 7.84 %Other interest-earning deposits220,