Company: UMBFO
Filing Date: 2025-04-11
Form Type: S-3ASR
Source: 0001193125-25-079117
Chunk: 56

Company: UMB FINANCIAL CORP
Filing Date: 2025-04-11
Form: S-3ASR
Chunk 56
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 statement or made in any such document immediately prior to such effective date.                                                                                                  |

| (5) | That, for the purpose of determining liability of the registrant under the Securities Act of 1933 to any 
 purchaser in the initial distribution of the securities:                                                 |

The undersigned registrant undertakes that in a primary offering of securities of the undersigned registrant pursuant to this registration statement, regardless of the underwriting method used to sell the securities to the purchaser, if the securities are offered or sold to such purchaser by means of any of the following communications, the undersigned registrant will be a seller to the purchaser and will be considered to offer or sell such securities to such purchaser:

| (i) | Any preliminary prospectus or prospectus of the undersigned registrant relating to the offering required to be 
 filed pursuant to Rule 424:                                                                                    |

| (ii) | Any free writing prospectus relating to the offering prepared by or on behalf of the undersigned registrant or 
 used or referred to by the undersigned registrant;                                                             |

| (iii) | The portion of any other free writing prospectus relating to the offering containing material information about 
 the undersigned registrant or its securities provided by or on behalf of the undersigned registrant; and        |

| (iv) | Any other communication that is an offer in the offering made by the undersigned registrant to the purchaser. |

| b) | The undersigned registrant hereby undertakes that, for purposes of determining any liability under the                                                                                                                                                    
 Securities Act of 1933, each filing of the registrant’s annual report pursuant to section 13(a) or section 15(d) of the Securities Exchange Act of 1934 (and, where applicable, each filing of an employee benefit plan’s annual report                   
 pursuant to section 15(d) of the Securities Exchange Act of 1934) that is incorporated by reference in the registration statement shall be deemed to be a new registration statement relating to the securities offered therein, and the offering of such 
 securities at that time shall be deemed to be the initial bona fide offering thereof.                                                                                                                                                                     |

| c) | Insofar as indemnification for liabilities arising under the Securities Act of 1933 may be permitted to                                                                                                                                                 
 directors, officers and controlling persons of the registrant pursuant to the foregoing provisions, or otherwise, the registrant has been advised that in the opinion of the Securities and Exchange Commission such indemnification is against public  
 policy as expressed in the Act and