Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 70

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 7
Chunk 70
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, 2025, respectively.

44

Table of ContentsManagement’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

TABLE 49:  Summary of Credit Loss ExperienceFor the three months endedSeptember 30,For the nine months endedSeptember 30,($ in millions)2025202420252024Losses charged-off:Commercial and industrial loans$(280)(80)(419)(203)Commercial mortgage loans(2)— (16)— Commercial leases— — (4)— Residential mortgage loans— — (1)(2)Home equity(1)(1)(5)(5)Indirect secured consumer loans(34)(35)(103)(100)Credit card(20)(21)(62)(67)Solar energy installation loans(20)(16)(65)(44)Other consumer loans(a)(25)(30)(73)(90)Total losses charged-off$(382)(183)(748)(511)Recoveries of losses previously charged-off:Commercial and industrial loans$6 8 24 16 Commercial mortgage loans1 — 1 — Commercial leases— — 3 — Residential mortgage loans1 1 3 3 Home equity2 1 5 5 Indirect secured consumer loans16 13 47 37 Credit card4 5 14 15 Solar energy installation loans4 2 11 5 Other consumer loans(a)9 11 26 34 Total recoveries of losses previously charged-off$43 41 134 115 Net losses charged-off:Commercial and industrial loans$(274)(72)(395)(187)Commercial mortgage loans(1)— (15)— Commercial leases— — (1)— Residential mortgage loans1 1 2 1 Home equity1 — — — Indirect secured consumer loans(18)(22)(56)(63)Credit card(16)(16)(48)(52)Solar energy installation loans(16)(14)(54)(39)Other consumer loans(16)(19)(47)(56)Total net losses charged-off$(339)(142)(614)(396)Net losses charged-off as a percent of average portfolio loans and leases:Commercial and industrial loans2.01 %0.55 0.98 0.48 Commercial mortgage loans0.04 — 0.17 — Commercial leases(0.04)(0.01)0.05