Company: INGVF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-196042
Chunk: 78

Company: ING GROEP NV
Filing Date: 2025-09-04
Form: 424B5
Chunk 78
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ision Act, transposing or implementing such directive, as in force and applicable in the Netherlands from time to time). “ CRD IV” means the legislative package consisting of the CRD IV Directive and the CRR. “ CRD IV Directive” means the Directive (2013/36/EU) of the European Parliament and of the Council dated 26 June 2013, as amended or replaced from time to time, including by Directive (EU) 2019/878 of the European Parliament and of the Council of 20 May 2019 (or any provision of applicable law, including the Dutch Financial Supervision Act, transposing or implementing such directive, as in force and applicable in the Netherlands from time to time). “ CRR” means Regulation (EU) No. 575/2013 of the European Parliament and of the Council on prudential requirements for credit institutions and investment firms dated June 26, 2013, as amended or replaced from time to time (including by Regulation (EU) 2019/876 of the European Parliament and of the Council dated May 20, 2019 and Regulation (EU) 2024/1623 of the European Parliament and of the Council of May 31, 2024). “ Capital Regulations” means, at any time, any requirements of Dutch law or contained in the regulations, requirements, guidelines and policies of the Competent Authority, or of the European Parliament and the European Council and of the European Banking Authority, then in effect or applied in The Netherlands relating to capital adequacy and resolution and applicable to the Issuer, ING Bank or the Group, including but not limited to the CRD IV Directive and the CRR (including articles 77 and 78, as amended, and articles 52(1)(i), 63(j), 72b(2)(j) and 78a thereof), Commission Delegated Regulation (EU) No 241/2014, the BRRD and the SRMR and taking into account any transitional arrangements thereunder. “ Distributable Items” has (subject to the terms as provided in the parentheses below) the meaning assigned to such term in the CRR, as interpreted and applied in accordance with the Capital Regulations then applicable to the Issuer. As of the date of this prospectus supplement, “ Distributable Items” means, in respect of any interest payment, the amount of the profits at the end of the last financial year plus any profits brought forward and reserves available for that