Company: WAL-PA
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001212545-25-000214
Chunk: 71

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 1
Chunk 71
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1 — Other commercial and industrial13 29 42 — CRE - owner occupied3 — 3 — Other CRE - non-owner occupied1 180 181 — Residential— 17 17 51 Residential - EBO— — — 326 Construction and land development73 69 142 — Other2 — 2 — Total$92 $335 $427 $377 Loans contractually delinquent by 90 days or more and still accruing totaled $377 million at June 30, 2025 and consisted of government guaranteed EBO and certain other residential loans.Additionally, the recorded investment of consumer mortgage loans secured by residential real estate properties for which formal foreclosure proceedings are in process totaled $104 million and $99 million at June 30, 2025 and December 31, 2024, respectively.

21

December 31, 2024Nonaccrual with No Allowance for Credit LossNonaccrual with an Allowance for Credit LossTotal NonaccrualLoans Past Due 90 Days or More and Still Accruing(in millions)Municipal & nonprofit$— $5 $5 $— Tech & innovation3 57 60 — Equity fund resources— 1 1 — Other commercial and industrial11 6 17 — CRE - owner occupied5 — 5 — Other CRE - non-owner occupied172 71 243 — Residential— 88 88 — Residential - EBO— — — 326 Construction and land development55 1 56 — Other1 — 1 — Total$247 $229 $476 $326 Loans contractually delinquent by 90 days or more and still accruing totaled $326 million at December 31, 2024 and consisted of government guaranteed EBO residential loans.The reduction in interest income associated with loans on nonaccrual status was approximately $8.0 million and $6.9 million for the three months ended June 30, 2025 and 2024, respectively, and $16.0 million and $11.8 million for the six months ended June 30, 2025 and 2024, respectively. The following table presents an aging analysis of past due loans by loan portfolio segment:June