Company: WFC-PC
Filing Date: 2025-08-26
Form Type: S-3/A
Source: 0001193125-25-188722
Chunk: 33

Company: WELLS FARGO & COMPANY/MN
Filing Date: 2025-08-26
Form: S-3/A
Chunk 33
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 after the scheduled maturity date or date of redemption or repayment. Amortizing Debt Securities.A fixed rate debt security may pay a level amount in respect of both interest and principal amortized over the life of the debt security. Payments of principal and interest on amortizing debt securities will be made on the interest payment dates specified in the applicable prospectus supplement, and at maturity or upon any earlier redemption or repayment. Payments on amortizing debt securities will be applied first to interest due and payable and then to the reduction of the unpaid principal amount. We will provide to the original purchaser, and will furnish to subsequent holders upon request to us, a table setting forth repayment information for each amortizing debt security. Floating Rate Debt Securities We may issue debt securities that bear interest at a floating rate determined by reference to a base rate as discussed below (“ floating rate debt securities”). Unless otherwise specified in the applicable prospectus supplement, the following provisions will apply to floating rate debt securities offered pursuant to this prospectus. Each floating rate debt security will mature on the date specified in the applicable prospectus supplement. Each floating rate debt security will bear interest at a floating rate determined by reference to an interest rate or interest rate formula, which we refer to as the “ base rate.” The base rate may be one or more of the following:

| ● |     | Compounded SOFR (floating rate debt securities with a base rate of Compounded SOFR are referred to herein as 
 “Compounded SOFR notes”);                                                                                    |

| ● |     | EURIBOR; |

| ● |     | the federal funds (effective) rate; |

| ● |     | the prime rate; |

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| ● |     | the Treasury rate; |

| ● |     | the CMT rate; or |

| ● |     | any other rate or interest rate formula specified in the applicable prospectus supplement. |

Formula For Interest Rates. The interest rate on each floating rate debt security will be calculated by reference to:

| ● |     | the specified base rate based on the index maturity, if applicable; |

| ● |     | plus or minus the spread, if any; and/or |

| ● |     | multiplied by the spread multiplier, if any. |

For any floating rate debt security, if applicable, “ index maturity” means the period of maturity of the instrument or obligation from which the base rate is calculated and will be specified in the applicable prospectus supplement. The “ spread” is the number of basis points (one one-hundredthof a