Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 10

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 10
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2.20 2.15 2.13 2.04 Spain 0.65 0.69 0.73 0.75 0.57 United Kingdom 2.16 2.15 2.07 2.00 1.93 Mexico 5.21 5.17 4.88 4.44 4.07 Brazil 7.22 7.12 7.26 7.33 8.24 Digital Consumer Bank 2.15 2.25 2.27 2.23 2.14 DCB Europe 2.25 2.32 2.34 2.28 2.14 DCB US 2.00 2.13 2.13 2.15 2.14 Corporate & Investment Banking 4.86 5.00 5.08 4.41 3.93 Wealth Management & Insurance 2.61 2.52 2.52 2.45 2.16 Payments* N/A N/A N/A N/A N/A Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Spain 0.99 0.96 0.90 0.96 0.75 United Kingdom 2.23 2.24 2.15 2.07 1.99 Portugal 0.86 0.98 1.16 0.98 0.85 Poland 1.51 1.52 1.48 1.48 1.52 DCB Europe 2.25 2.32 2.34 2.28 2.14 US 2.90 3.03 3.07 2.93 2.72 Mexico 5.55 5.51 5.23 4.80 4.36 Brazil 7.04 6.96 7.11 7.14 7.94 Chile 4.61 4.24 3.80 3.41 3.10 Argentina 21.49 10.84 6.17 4.54 4.11

16 Supplementary information Balance sheet and capital management NIM, yield on loans and cost of deposits Efficiency ratio Asset quality Quarterly income statements Primary segments Secondary segments Glossary

17 Efficiency ratio (%) Q1'24 H1'24 9M'24