Company: RNST
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0000715072-25-000180
Chunk: 198

Company: RENASANT CORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Item 8
Chunk 198
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than 3%Less than 3% Less than 4% Less than 6%Critically undercapitalized Tangible Equity / Total Assets less than 2%

63

The following table provides the capital, risk-based capital and leverage ratios for the Company and for Renasant Bank as of the dates presented:

 ActualMinimum CapitalRequirement to beWell CapitalizedMinimum CapitalRequirement to beAdequatelyCapitalized (including the Capital Conservation Buffer) AmountRatioAmountRatioAmountRatioMarch 31, 2025Renasant Corporation:Risk-based capital ratios:Common equity tier 1 capital ratio$1,837,789 12.59 %$948,907 6.50 %$1,021,900 7.00 %Tier 1 risk-based capital ratio1,948,348 13.35 1,167,885 8.00 1,240,878 8.50 Total risk-based capital ratio2,465,568 16.89 1,459,857 10.00 1,532,850 10.50 Leverage capital ratios:Tier 1 leverage ratio1,948,348 11.39 855,314 5.00 684,251 4.00 Renasant Bank:Risk-based capital ratios:Common equity tier 1 capital ratio$1,855,377 12.71 %$949,201 6.50 %$1,022,216 7.00 %Tier 1 risk-based capital ratio1,855,377 12.71 1,168,247 8.00 1,241,262 8.50 Total risk-based capital ratio2,038,363 13.96 1,460,309 10.00 1,533,324 10.50 Leverage capital ratios:Tier 1 leverage ratio1,855,377 10.85 854,627 5.00 683,702 4.00 December 31, 2024Renasant Corporation:Risk-based capital ratios:Common equity tier 1 capital ratio$1,825,197 12.73 %$932,162 6.50 %$1,003,867 7.00 %Tier 1 risk-based capital ratio1,935,522 13.50 1,147