Company: CCNE
Filing Date: 2025-04-15
Form Type: 425
Source: 0001193125-25-080836
Chunk: 9

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-04-15
Form: 425
Chunk 9
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 Appendix for reconciliation.

REGULATORY CAPITAL RATIOS 16.2% 16.1% 16.0% 11.8% 11.5% 11.4% 10.7% 10.5% 10.4% Common Equity Tier 1 Ratio Tier 1 Leverage Ratio Total Risk Based Ratio 12/31/2022 12/31/2023 12/31/2024 11

DIVIDEND HISTORY HISTORICAL DIVIDEND PER COMMON SHARE $0.800 $0.700 $0.600 $0.500 $0.400 $0.300 $0.200 $0.100 $0.000 Common Dividend Special Dividend • The Corporation’s long, uninterrupted history of dividends to its common shareholders reflects a key component of its Total Shareholder Return • Dividend yield of 2.86% as of December 31, 2024 • Dividend payout ratio of 30% as of the twelve months ended December 31, 2024 12

FINANCIAL PERFORMANCE SUMMARY Q1 2025 Three Months Ended QoQ % YoY % Dollars in thousands, except per share data 3/31/25 12/31/24 3/31/24 Change Change Total Assets $ 6, 295,508 $ 6, 192,010 $ 5, 801,412 1.7 % 8.5 % Loans 4,610,009 4, 608,956 4, 431,398 0.0 % 4.0 % Deposits 5,460,078 5,371,364 5, 037,553 1.7 % 8.4 % Net Income Available to Common Stockholders 10,406 13, 988 11, 525 -25.6 % -9.7 % (1) Adjusted Net Income Available to Common Stockholders 11,893 13,988 11,525 -15.0 % 3.2 % Diluted Earnings per Common Share 0. 50 0. 66 0. 55 -24.2 % -9.1 % (1) Adjusted Diluted Earnings per Common Share 0. 57 0. 66 0. 55 -13.6 % 3.6 % Net Interest Margin 3.38 % 3. 44