Company: FCNCB
Filing Date: 2025-11-14
Form Type: 424B5
Source: 0001193125-25-283229
Chunk: 26

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-14
Form: 424B5
Chunk 26
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 capital stock we have issued and may issue in the future that is expressly stated to be on parity with the Series D Preferred Stock with respect to such dividends and
distributions (collectively, the “parity securities”). The Series D Preferred Stock will rank junior to any class or series of our capital stock we may issue in the future that is expressly stated to be senior to the Series D Preferred
Stock with respect to such dividends and distributions, if the issuance is approved by the holders of at least two-thirds of the outstanding shares of Series D Preferred Stock. At the time of the issuance of
the Series D Preferred Stock, 345,000 shares of our Series A Preferred Stock, 325,000 shares of our Series B Preferred Stock, and 8,000,000 shares of our Series C Preferred Stock are outstanding. See “Description of BancShares’
Stock—Preferred Stock” for a description of our authorized preferred shares.

We will not be entitled to authorize, classify,
or issue any class or series of our capital stock, the terms of which provide that such class or series will rank senior to the Series D Preferred Stock as to payment of dividends or distribution of assets upon our liquidation, dissolution, or winding-up, without the approval of the

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holders of at least two-thirdsof the shares of our Series D Preferred Stock then outstanding and any class or series of parity securities upon which like voting rights have been conferred and are exercisable and are then outstanding, voting together as a single class, with each series or class having a number of votes proportionate to the aggregate liquidation preference of the outstanding shares of such class or series. See “—Voting Rights.” We may re-openthis series and issue additional shares of Series D Preferred Stock and related depositary shares either through public or private sales at any time and from time to time. The additional shares of Series D Preferred Stock and related depositary shares would be deemed to form a single series with the Series D Preferred Stock and the depositary shares, respectively, offered by this prospectus supplement. In the event that we issue additional shares of the Series D Preferred Stock and the related depositary shares after the original issue date, any dividends on such additional shares will accrue from the first date of the dividend period in which the additional shares are issued. Dividends Dividends on the Series D Preferred Stock will accrue and be payable when, as, and if authorized by our board of directors or a duly authorized committee of our board of directors