Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 142

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 142
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 capital securities and the initial value with respect to such global 
 security or capital security;                                                                                                                               |

| · |     | what conditions must be satisfied before we will issue the capital securities in definitive form (“definitive capital securities”); |

| · |     | any reference to an index we will use to determine the amount of any payments on the capital securities; |

| · |     | any other or different events of default, other categories of default or covenants applicable to any of the capital securities, and the relevant terms if they 
 are different from the terms in the capital securities indenture;                                                                                              |

| · |     | any restrictions applicable to the offer, sale and delivery of the capital securities; |

| · |     | whether we will not pay additional amounts, as defined below, on the capital securities; |

| · |     | the record date for any payment of principal, interest or premium; |

| · |     | any listing of the capital securities on a securities exchange; |

| · |     | whether holders of the capital securities may exercise, claim or plead any right of set-off, netting, compensation or 
 retention in respect of any amount owed to it by us arising under, or in connection with, the securities;             |

| · |     | the names and duties of any co-trustees, depositaries, authenticating agents, paying agents, transfer agents or 
 registrars of any series;                                                                                       |

| · |     | any other or different terms of the capital securities; |

| · |     | the respective rights and obligations, if any, of ourselves and holders of the capital securities following a change of control, including, if applicable, the 
 terms and conditions under which we could be required to redeem or make an offer to purchase capital securities;                                               |

| · |     | any applicable additional provision or provisions related to the Dutch Bail-in Power (as defined below) in connection 
 with applicable regulatory capital, loss absorbing capacity or other requirements; and                                |

| · |     | what we believe are any additional material U.S. federal and Dutch tax considerations. |

The prospectus supplement relating to any series of capital securities may also include, if applicable, a discussion of certain considerations under ERISA. Capital securities may bear interest at a fixed rate or a floating rate or we may issue capital securities that bear no interest or that bear interest at a rate below the prevailing market interest rate or at a discount to their stated principal amount. The relevant prospectus supplement