Company: TWO-PC
Filing Date: 2025-04-02
Form Type: DEF 14A
Source: 0001465740-25-000090
Chunk: 1

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-04-02
Form: DEF 14A
Chunk 1
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 lien loans and brokering $40.2 million UPB in second lien loans. We delivered value to stockholders through generating a 2024 total economic return on common book value of 7.0%, which includes total dividends declared of $1.80 per common share. Finally, we actively managed our capital structure through the repurchase of 485,609 shares of preferred stock and $10.0 million principal amount of convertible senior notes due 2026. In addition to our business achievements, we launched our new brand, referring to ourselves simply at "TWO," reflective of our evolution as a company into an MSR-focused REIT.

It is important that your shares of common stock be represented at our Annual Meeting, regardless of the number of shares you hold and whether or not you plan to attend the virtual meeting. Accordingly, we encourage you to authorize your vote as soon as possible by following the instructions contained in the Notice of Internet Availability of Proxy Materials that you receive for our Annual Meeting, which we will commence mailing on or about April 2, 2025.

The Notice of Annual Meeting of Stockholders and Proxy Statement describe the business to be conducted at the Annual Meeting and the details for accessing the meeting webcast. We use this “Notice and Access” method of furnishing proxy materials to you over the Internet, providing you with a convenient way to access our proxy materials and vote your shares, while allowing us to reduce the environmental impact and costs of printing and distributing our Annual Meeting materials.

We hope you are able to attend our virtual Annual Meeting of Stockholders. As always, thank you for your support of TWO.

Sincerely,

William Greenberg

President and Chief Executive Officer

### NOTICE OF ANNUAL MEETING OF STOCKHOLDERS

#### Date:

#### Wednesday, May 14, 2025
Time: 10:00 a.m. Eastern Time

Website: www.virtualshareholdermeeting.com/TWO2025

Agenda: (1) To elect as directors the eight nominees named in the accompanying Proxy Statement, each to serve until our next annual meeting of stockholders and until their successor is elected and qualified;

(2) To hold an advisory vote relating to the compensation of our executive officers;

(3) To ratify the appointment of Ernst & Young LLP as our independent registered public accounting firm for our fiscal year ending December 31, 2025; and

(4) To transact such other business as may properly come before the Annual Meeting or any adjournment or postpon