Company: MCHB
Filing Date: 2025-03-07
Form Type: 10-K
Source: 0001518715-25-000026
Chunk: 54

Company: Mechanics Bancorp
Filing Date: 2025-03-07
Form: 10-K
Item: Item 7
Chunk 54
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431 $570,750 $62,337 $407,950 Multifamily7,771 197,069 2,787,835 2,992,675 137,305 2,847,600 Construction/land development332,929 108,393 31,418 472,740 98,974 40,836 Total441,163 429,318 3,165,684 4,036,165 298,616 3,296,386 Commercial and industrial loansOwner occupied CRE16,076 129,278 216,643 361,997 110,006 235,915 Commercial business110,405 135,130 66,469 312,004 48,270 153,329 Total126,481 264,408 283,112 674,001 158,276 389,244 Consumer loansSingle family578 886 1,107,631 1,109,095 387,935 720,582 Home equity and other57 38 412,440 412,535 7,445 405,033 Total 635 924 1,520,071 1,521,630 395,380 1,125,615 Total LHFI$568,279 $694,650 $4,968,867 $6,231,796 $852,272 $4,811,245 

27

 December 31, 2023Loans due after one yearby rate characteristic(in thousands)Within one yearAfter one year throughfive yearsAfterfiveyearsTotalFixed-rateAdjustable-rateCRENon-owner occupied CRE$29,737 $213,997 $398,151 $641,885 $101,854 $510,294 Multifamily2,495 75,380 3,862,314 3,940,189 38,777 3,898,917 Construction/land development502,033 63,883 — 565,916 28,958 34,925 Total534,265 353,260 4,260,465 5,147,990 169,589 4,444,136 Commercial and industrial loansOwner occupied CRE2,683 91,986 296,616 391,285 130,306 258,296 Commercial business154,785