Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 107

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 8
Chunk 107
---
 the periods presented subsequent to being granted a modification in the prior twelve months. Default is defined as movement to nonperforming status, foreclosure or charge-off, whichever occurs first.(in thousands)PaymentDeferralTermExtensionPayment Deferraland Term ExtensionTotalThree Months Ended June 30, 2025Commercial$22,500 $6,537 $— $29,037 Commercial real estate— — — — Total$22,500 $6,537 $— $29,037 Three Months Ended June 30, 2024Commercial$— $— $— $— Total$— $— $— $— Six Months Ended June 30, 2025Commercial$25,496 $6,537 $— $32,033 Commercial real estate— — 13,500 13,500 Total$25,496 $6,537 $13,500 $45,533 Six Months Ended June 30, 2024Commercial$3,129 $— $1,756 $4,885 Total$3,129 $— $1,756 $4,885 

14

The table below provides an age analysis of gross loans held for investment as of June 30, 2025 and June 30, 2024 made to borrowers experiencing financial difficulty that were modified in the prior twelve months:(in thousands)30-89 DaysPast Due90+ DaysPast DueNon-AccrualCurrentTotalJune 30, 2025Commercial$758 $— $61,005 $15,100 $76,863 Commercial real estate— — 17,835 — 17,835 Total$758 $— $78,840 $15,100 $94,698 June 30, 2024Commercial$— $— $11,297 $30,757 $42,054 Commercial real estate— — — 15,831 15,831 Total$— $— $11,297 $46,588 $57,885 

(5) Short-Term Borrowings and Long-Term Debt

The table below presents a summary of short-term borrowings:(in thousands)June 30, 2025December 31, 2024Federal Home Loan Bank borrow