Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001654954-25-008460
Chunk: 26

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 26
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10.2 |     |     -5 |
| Customer deposits                           |     323.4 |     |     322.4 |     |        |     |     319.7 |     |      1 |
| Risk-weighted assets                        |     127.5 |     |     126.7 |     |      1 |     |     125.1 |     |      2 |

1 UK Motor Finance balances on an underlying basis A exclude a finance lease gross up. See page 29.

2 Within underlying loans and advances, Retail other includes the European and Wealth businesses.

3 Operating lease assets relate to Lex Autolease and Tusker.

DIVISIONAL RESULTS (continued)

#### Commercial Banking
Commercial Banking serves small and medium businesses and corporate and institutional clients, providing lending, transactional banking, working capital management, debt financing and risk management services, whilst connecting the whole Group to clients. Through investment in digitisation, product development and coverage capability, Commercial Banking is delivering an enhanced customer experience via a digital-first model in Business and Commercial Banking and an expanded client proposition. This is generating diversified capital efficient growth and supporting customers in their transition to net zero.

Strategic progress

● Launched new mobile loans journey for Business Banking clients, transforming the customer experience; 7 out of 10 digital lending applications now using the new mobile journey

● Increasing customer control and efficiency through enhanced self-service. New digital journey enabling single signatory customers to view and amend existing permissions

● Enabled eligible overdraft clients to view personalised lending limits through digital channel, helping customers to meet short-term working capital needs

● Received global awards for 'Best Bank for Digitalisation' for the second year in a row and 'Best Deal' for a digital trade transaction, by Global Trade Review

● Scaled transition loans for buildings to mid corporate customers, supporting businesses transition to net zero, lowering energy costs and improving long-term resilience

● Awarded 'Best Omni-Channel Payment Acceptance' 1 , highlighting the value, differentiation, and quality of the experience that the merchant service proposition offers to clients

● Launched Exchange Market, a new finance model incentivising farmers to prioritise environmental outcomes in their business through funding provided by the supply chain

● Delivered £16.1bn 2 of sustainable financing towards 2026 £30 billion target. Supported the UK's initial three major carbon capture projects

● Awarded Real Estate Capital Europe's Sustainable Finance Provider of the Year for the third year in a row