Company: FCNCB
Filing Date: 2025-11-14
Form Type: 424B5
Source: 0001193125-25-283229
Chunk: 47

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-14
Form: 424B5
Chunk 47
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, in addition to any other vote or consent of stockholders required by law or our certificate of incorporation, the affirmative vote or consent of the holders of at least two-thirdsof all of the then-outstanding shares of our Series A Preferred Stock entitled to vote thereon, voting separately as a single class, is required to:

| • |     | authorize, create, issue, or increase the authorized amount of any class or series of our capital stock ranking                                                                                              
 senior to our Series A Preferred Stock with respect to payment of dividends or as to distributions upon our liquidation, dissolution, or winding-up, or issue any obligation or security convertible into or 
 exchangeable for, or evidencing the right to purchase, any such class or series of our capital stock;                                                                                                        |

| • |     | amend, alter, or repeal the provisions of our certificate of incorporation, including the Series A certificate of                                                                                                  
 designation, whether by merger, consolidation, or otherwise, so as to materially and adversely affect the special powers, preferences, privileges, or rights of our Series A Preferred Stock, taken as a whole; or |

| • |     | consolidate with or merge into any other corporation, complete a binding share exchange or reclassification                                                                                                                                            
 involving our Series A Preferred Stock, or complete the sale, conveyance, exchange, or transfer of all or substantially all of our assets or business or consolidate with or merge into any other corporation, unless, in each case, the shares of our 
 Series A Preferred Stock (i) remain outstanding or (ii) are converted into or exchanged for preference securities of the surviving entity or any entity controlling such surviving entity and such new preference securities have powers,              
 preferences, privileges, and rights that are not materially less favorable to the holders thereof than the powers, preferences, privileges, and rights of our Series A Preferred Stock, taken as a whole.                                              |

When determining the application of the voting rights described above, the authorization, creation, and issuance, or an increase in the authorized or issued amount, of junior stock or any class or series of capital stock that by its terms expressly provides that it ranks on parity with our Series A Preferred Stock with respect to the payment of dividends (whether such dividends are cumulative or non-cumulative)and as to distributions upon our liquidation, dissolution, or winding-up,or any securities convertible into or exchangeable or exercisable for junior stock or any class or series of capital stock, will not be deemed to materially and adversely affect the special powers, preferences, privileges