Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 50

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 1
Chunk 50
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)(5,054)Recoveries51 6 84 429 90 55 715 Net charge-offs(2,506)(2)(528)(867)48 (484)(4,339)Provision for (recovery of) credit losses on loans1,466 2,171 1,146 5,522 (503)(152)9,650 Ending balance$60,526 $23,953 $66,826 $139,342 $1,480 $5,464 $297,591 Nine Months Ended September 30, 2025Allowance for credit losses:Beginning balance$38,527 $15,126 $47,761 $90,204 $3,368 $6,770 $201,756 Initial impact of PCD loans acquired during the period9,030 1,997 769 13,205 — 2 25,003 Charge-offs(8,474)(113)(1,240)(5,701)(2,436)(1,198)(19,162)Recoveries1,636 6 154 551 103 444 2,894 Net charge-offs(6,838)(107)(1,086)(5,150)(2,333)(754)(16,268)Provision for (recovery of) credit losses on loans19,807 6,937 19,382 41,083 445 (554)87,100 Ending balance$60,526 $23,953 $66,826 $139,342 $1,480 $5,464 $297,591 Nonaccruing loans with no allowance for credit losses$25,041 $4,412 $4,275 $17,480 $— $— $51,208 

33

Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

CommercialReal Estate -ConstructionReal Estate -1-4 FamilyMortgageReal Estate  -CommercialMortgageLease FinancingInstallment Loans to IndividualsTotalThree Months Ended September 30, 2024Allowance for credit losses:Beginning balance$44,951 $18,896 $47,421 $77,125 $2,515 $8,963 $199,871