Company: STBA
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000719220-25-000053
Chunk: 27

Company: S&T BANCORP INC
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 8
Chunk 27
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, 2025Weighted-Average Term Extension (in months)Weighted-Average Term Extension and Payment Delays (in months)Weighted-Average Term Extension (in months)Weighted-Average Term Extension and Payment Delays (in months)Commercial and industrial7—713Consumer real estate961312113Three Months Ended June 30, 2024Six Months Ended June 30, 2024Weighted-Average Term Extension (in Months)Weighted-Average Payment Deferral(in Months)Weighted-Average Term Extension (in Months)Weighted-Average Payment Deferral(in Months)Commercial real estate8—8—Commercial and industrial106106Consumer real estate68—68—

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Table of ContentsS&T BANCORP, INC. AND SUBSIDIARIESNOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

We closely monitor the performance of the loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of the modification efforts. The following tables present the aging analysis of modifications in the last 12 months to borrowers experiencing financial difficulty as of the dates presented:June 30, 2025(dollars in thousands)Current30-59 Days Past Due60-89 Days Past Due90+ Days Past DueTotalCommercial real estate$541 $— $— $— $541 Commercial and industrial11,591 — — — 11,591 Commercial construction— — — — — Consumer real estate995 117 98 75 1,285 Total$13,127 $117 $98 $75 $13,417 June 30, 2024(dollars in thousands)Current30-59 Days Past Due60-89 Days Past Due90+ Days Past DueTotalCommercial real estate$4,188 $— $— $— $4,188 Commercial and industrial21,429 — — — 21,429 Business banking110 — — — 110 Consumer real estate107 — — — 107 Total$25,834 $— $— $— $25,834 A payment default is defined as a loan having a payment past due 90 days or more. There was one payment default in the amount of $0.1 million during the three months ended June 30, 2025 and two payment defaults in the