Company: CI
Filing Date: 2025-09-02
Form Type: 424B5
Source: 0001140361-25-033574
Chunk: 15

Company: Cigna Group
Filing Date: 2025-09-02
Form: 424B5
Chunk 15
---
 law or executive order to be closed. Ranking The Notes will be our senior unsecured and unsubordinated obligations and will rank equally with all of our existing and future senior unsecured and unsubordinated indebtedness and senior to all of our future subordinated indebtedness. The Notes will effectively rank junior to any of our existing and future secured indebtedness to the extent of the value of the assets securing such indebtedness. A significant part of our operations are conducted through subsidiaries; therefore, a significant portion of our cash flow, and consequently, our ability to service debt, including the Notes, is dependent upon the earnings of our subsidiaries and the transfer of funds by those subsidiaries to us in the form of dividends or other transfers. In addition, holders of the Notes will have a junior position to claims of creditors against our subsidiaries, including policyholders, trade creditors, debtholders, secured creditors, taxing authorities, guarantee holders and any preferred shareholders, except to the extent that we are recognized as a creditor of our subsidiary. Any claims of the Company as the creditor of its subsidiary would be subordinate to any security interest in the assets of such subsidiary and any indebtedness of such subsidiary senior to that held by us. In addition to general state law restrictions on payments of dividends and other distributions to shareholders applicable to all corporations, health maintenance organizations and insurance companies, including certain of the Company’s indirect subsidiaries, are subject to further state regulations that, among other things, may require those companies to maintain certain levels of equity and restrict the amount of dividends and other distributions that may be paid to the Company. Optional Redemption At any time prior to the applicable Par Call Date (as defined below) in respect of the -Year Notes, the -Year Notes, the -Year Notes or the -Year Notes, we may redeem the Notes of such series, in whole or in part, at a redemption price equal to the greater of:

| • | 100% of the principal amount of the   -Year Notes, the   -Year Notes, the   -Year Notes or the   -Year Notes to be redeemed; and |

| • | the sum of the present values of the remaining scheduled payments of principal and interest (excluding interest accrued to the redemption date) on the   -Year Notes, the   -Year Notes, the   -Year Notes or the   -Year Notes to be redeemed from the redemption date to the applicable Par Call Date of such series of Notes, discounted to the redemption date