Company: MTB-PJ
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000036270-25-000011
Chunk: 23

Company: M&T BANK CORP
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 1
Chunk 23
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ized and the status of repossession activities with respect to such collateral.Changes in the amount of the allowance for loan losses reflect the outcome of the procedures described herein, including the impact of changes in macroeconomic forecasts as compared with previous forecasts, as well as the impact of portfolio concentrations, imprecision in economic forecasts, geopolitical conditions and other risk factors that might influence the loss estimation process.

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4. Loans and allowance for loan losses, continued

Information with respect to loans that were considered nonaccrual at the beginning and end of the reporting period and the interest income recognized on such loans for the three-month and six-month periods ended June 30, 2025 and 2024 follows: Amortized Cost with AllowanceAmortized Cost without AllowanceTotalAmortized CostInterest Income Recognized(Dollars in millions)June 30, 2025March 31, 2025January 1, 2025Three MonthsEndedJune 30,2025Six MonthsEndedJune 30,2025Commercial and industrial$663 $124 $787 $662 $696 $6 $12 Real estate:       Commercial289 87 376 394 468 10 17 Residential builder and developer1 — 1 1 2 — — Other commercial construction23 — 23 28 66 — — Residential115 150 265 284 279 4 7 Consumer:       Home equity lines and loans34 41 75 78 81 2 4 Recreational finance15 10 25 26 31 — — Automobile7 2 9 11 12 — — Other5 7 12 56 55 — — Total$1,152 $421 $1,573 $1,540 $1,690 $22 $40 June 30, 2024March 31, 2024January 1, 2024Three MonthsEndedJune 30,2024Six MonthsEndedJune 30,2024Commercial and industrial$494 $311 $805 $864 $670 $7 $9 Real estate:Commercial315 392 707 855 869 20 26 Residential builder and developer2 — 2 3 3 — —