Company: BWFG
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001505732-25-000126
Chunk: 121

Company: Bankwell Financial Group, Inc.
Filing Date: 2025-08-06
Form: 10-Q
Item: Part I, Item 8
Chunk 121
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 4.50 %$179,481 6.50 %Tier I Capital to Risk-Weighted Assets281,024 10.18 %165,675 6.00 %220,899 8.00 %Total Capital to Risk-Weighted Assets380,454 13.78 %220,899 8.00 %276,124 10.00 %Tier I Capital to Average Assets281,024 8.81 %127,559 4.00 %159,449 5.00 %

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Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation BufferMinimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action ProvisionsActual Capital(Dollars in thousands)AmountRatioAmountRatioAmountRatioBankwell BankDecember 31, 2024Common Equity Tier 1 Capital to Risk-Weighted Assets$325,296 11.64 %$195,690 7.00 %$181,712 6.50 %Tier I Capital to Risk-Weighted Assets325,296 11.64 %237,623 8.50 %223,645 8.00 %Total Capital to Risk-Weighted Assets355,058 12.70 %296,535 10.50 %279,557 10.00 %Tier I Capital to Average Assets325,296 10.09 %128,998 4.00 %161,248 5.00 %Minimum Regulatory Capital Required for Capital AdequacyMinimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action ProvisionsActual CapitalAmountRatioAmountRatioAmountRatioBankwell Financial Group, Inc.December 31, 2024Common Equity Tier 1 Capital to Risk-Weighted Assets$268,733 9.60 %$126,030 4.50 %$182,043 6.50 %Tier I Capital to Risk-Weighted Assets268,733 9.60 %168,040 6.00 %224,053 8.00 %Total Capital to Risk-Weighted Assets367,946 13.14 %224,053 8.00 %280,066 10.00 %Tier I Capital to Average Assets268,733 8.34 %128,943 4.00 %161,179 5.00 %