Company: ISBA
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000842517-25-000210
Chunk: 81

Company: ISABELLA BANK CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 1
Chunk 81
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,595 87,002 Total assets$2,206,722 $2,092,687 $2,095,200 INTEREST BEARING LIABILITIESInterest bearing demand deposits$234,105 144 0.24 %$236,076 220 0.37 %$232,018 161 0.28 %Money market deposits534,127 3,533 2.63 %449,110 2,857 2.55 %451,216 3,148 2.77 %Savings289,442 560 0.77 %286,434 544 0.76 %274,828 423 0.61 %Certificates of deposit399,781 3,775 3.75 %395,450 3,770 3.82 %375,936 3,899 4.13 %Short-term borrowings52,700 441 3.32 %41,661 324 3.11 %48,304 384 3.17 %FHLB advances— — — %11,539 132 4.53 %40,435 571 5.52 %Subordinated debt, net of unamortized issuance costs29,477 267 3.61 %29,455 266 3.61 %29,388 267 3.62 %Total interest bearing liabilities1,539,632 8,720 2.25 %1,449,725 8,113 2.24 %1,452,125 8,853 2.42 %NONINTEREST BEARING LIABILITIES AND SHAREHOLDERS' EQUITYDemand deposits428,144 409,262 418,973 Other liabilities14,976 14,158 15,658 Shareholders’ equity223,970 219,542 208,444 Total liabilities and shareholders’ equity$2,206,722 $2,092,687 $2,095,200 Net interest income (FTE)$16,340 $15,307 $14,720 Net yield on interest earning assets (FTE)3.15 %3.14 %2.96 %

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Nine Months EndedSeptember 30, 2025September 30, 2024