Company: HBCP
Filing Date: 2025-11-21
Form Type: S-3
Source: 0001628280-25-053512
Chunk: 12

Company: HOME BANCORP, INC.
Filing Date: 2025-11-21
Form: S-3
Chunk 12
---
• the date or dates on which the principal of the debt securities is payable;

• any fixed or variable interest rate or rates per annum or the method or formula for determining an interest rate;

• the date from which any interest will accrue;

• any interest payment dates;

• whether the debt securities are senior or subordinated, and if subordinated, the terms of the subordination;

• the price or prices at which the debt securities will be issued, which may be expressed as a percentage of the aggregate principal amount of those debt securities;

• the stated maturity date;

• whether the debt securities are to be issued in global form;

• any sinking fund requirements;

• any provisions for redemption, the redemption price and any remarketing arrangements;

• the denominations of the securities or series of securities;

• whether the debt securities are denominated or payable in United States dollars or a foreign currency or units of two or more foreign currencies;

• any restrictions on the offer, sale and delivery of the debt securities;

• the place or places where payments or deliveries on the debt securities will be made and may be presented for registration of transfer or exchange;

<div align='center'>8</div>

• whether any of the debt securities will be subject to defeasance in advance of the date for redemption or the stated maturity date;

• the terms, if any, upon which the debt securities are convertible into other securities of ours and the terms and conditions upon which any conversion will be effected, including the initial conversion price or rate, the conversion period and any other provisions in addition to or instead of those described in this prospectus;

• a description of any documents or certificates that must be received prior to the issuance of any definitive securities;

• whether and under what circumstances additional amounts will be paid to non-U.S. citizens in connection with any tax, assessment or governmental charge and whether securities may be redeemed in lieu of paying such additional fees;

• the identity of each security registrar or paying agent (if other than the trustee);

• any provisions granting special rights to securities holders upon the occurrence of specified events;

• any deletions from, modifications of, or additions to any default events or covenants set forth in the form of indenture;

• the portion of the principal amount payable upon the declaration of acceleration of the maturity of any securities;

• the date any bearer securities of or within the series and any temporary global security representing outstanding securities shall be dated, if other than the date of original issuance; and

• any other terms of the debt securities which