Company: SUND
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001641172-25-017143
Chunk: 7

Company: Sundance Strategies, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1
Chunk 7
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 reduce or eliminate our product development programs and commercialization
    efforts or cause us to become insolvent.

    ●
    There
    may be substantial doubt about our ability to continue as a going concern, and we will need additional financing to execute our business
    plan, to fund our operations and to continue as a going concern.

    ●
    We
    may default on our obligations under various debt arrangements, which may accelerate our repayment obligations or otherwise limit
    our access to future financing.

    ●
    Our
    management team relies on outside consultants and others in our industry to make informed business decisions; potential conflicts
    of interest involving those parties who are relied upon could adversely affect the execution of our business model.

    ●
    Current
    and future federal regulation under the Dodd-Frank Act’s consumer protection provisions may have an adverse effect on our business
    and our planned business operations.

    ●
    General
    economic conditions could have an adverse effect on our business.

    ●
    The
    costs in time and expense of being a publicly-held company are substantial and will only increase if our business model is successful.

    ●
    Inadequate
    funding will impede execution of our business model.

    ●
    We
    are new to the bond, life settlement, and financial advisory industry and may not be able to successfully compete in this industry.

    ●
    Historically,
    99% of our total assets are interests in life settlement policies, resulting in a lack of diversification of assets and concentration
    in assets that are subject to significant fluctuations in value.

    ●
    Limitations
    to the financial model we use may result in inaccurate or incomplete projections of future cash flow from the insurance policies.

    ●
    The
    individuals insured by the life insurance policies may live longer than their actuarial life expectancies and thereby, cash flows
    from life insurance policies may be delayed.

7

    ●
    Having
    relatively few insureds could cause the overall performance to be unduly influenced by a relatively small number of underlying policies
    that perform better or worse than expected.

    ●
    Increased
    general market interest rates could increase the carrying costs of the life insurance policies and reduce the related cash flows.

    ●
    Changes
    to foreign banking laws and regulations or decreased lending capacity for life settlements could have a negative impact on ability
    of Holders to obtain loans with respect to purchases of life