Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 82

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 82
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969 Venture capital5,534 — 5,534 1,532,242 1,537,776 Other commercial3,295 6,956 10,251 3,142,833 3,153,084 Total commercial10,624 6,956 17,580 6,761,249 6,778,829 Consumer2,804 493 3,297 399,585 402,882 Total$91,347 $88,846 $180,193 $23,601,470 $23,781,663 

26

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

It is our policy to discontinue accruing interest when principal or interest payments are past due 90 days or more (unless the loan is both well secured and in the process of collection) or when, in the opinion of management, there is a reasonable doubt as to the collectability of a loan or lease in the normal course of business. Interest income on nonaccrual loans is recognized only to the extent cash is received and the principal balance of the loan is deemed collectable.The following table presents our nonaccrual and performing loans and leases held for investment by loan portfolio segment and class as of the dates indicated: September 30, 2025December 31, 2024NonaccrualPerformingTotalNonaccrualPerformingTotal (In thousands)Real estate mortgage:Commercial$99,103 $4,193,522 $4,292,625 $97,655 $4,481,117 $4,578,772 Multi-family841 6,123,832 6,124,673 22,763 6,018,950 6,041,713 Other residential66,866 3,095,698 3,162,564 46,788 2,760,386 2,807,174 Total real estate mortgage166,810 13,413,052 13,579,862 167,206 13,260,453 13,427,659 Real estate construction and land:Commercial— 395,150 395,150 — 799,131 799,131 Residential— 1,759,676 1,759,676 — 2,