Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 290

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 290
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 difficulty that subsequently defaulted during the three months ended September 30, 2025 and 2024, respectively, and were within twelve months of the modification date:

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Table of ContentsFifth Third Bancorp and SubsidiariesNotes to Condensed Consolidated Financial Statements (unaudited)

September 30, 2025 ($ in millions)Term ExtensionInterest Rate ReductionPayment DelayTerm Extension and Interest Rate ReductionTerm Extension and Payment DelayTerm Extension, Interest Rate Reduction and Payment DelayTotalCommercial loans:Commercial and industrial loans$1 — 18 — — — 19 Commercial mortgage owner-occupied loans— — — — 11 — 11 Residential mortgage loans— — — — 9 4 13 Consumer loans:Home equity— — — — — 1 1 Credit card— 1 — — — — 1 Total portfolio loans$1 1 18 — 20 5 45 September 30, 2024 ($ in millions)Term ExtensionInterest Rate ReductionPayment DelayTerm Extension and Interest Rate ReductionTerm Extension and Payment DelayTerm Extension, Interest Rate Reduction and Payment DelayTotalCommercial loans:Commercial and industrial loans$2 — 3 — 2 — 7 Commercial mortgage owner-occupied loans— — — — — — — Residential mortgage loans— — 1 — 10 2 13 Consumer loans:Home equity— — — — — 1 1 Credit card— 4 — — — — 4 Total portfolio loans$2 4 4 — 12 3 25 The following tables present the amortized cost basis as of September 30, 2025 and 2024 of the modifications for borrowers experiencing financial difficulty that subsequently defaulted during the nine months ended September 30, 2025 and 2024, respectively, and were within twelve months of the modification date:September 30, 2025 ($ in millions)Term ExtensionInterest Rate ReductionPayment DelayTerm Extension and Interest Rate ReductionTerm Extension and Payment DelayTerm Extension, Interest Rate Reduction and Payment DelayTotalCommercial loans:Commercial and industrial loans$1 — 45 — 2 — 48 Commercial mortgage owner-occupied loans— — — — 11 — 11 Residential mortgage loans