Company: HBCYF
Filing Date: 2025-11-03
Form Type: 424B5
Source: 0001193125-25-261738
Chunk: 88

Company: HSBC HOLDINGS PLC
Filing Date: 2025-11-03
Form: 424B5
Chunk 88
---
 (iii) any agreement pursuant to the implementation of clauses (i) or (ii) with the U.S. Internal Revenue Service, the U.S.
government or any governmental or taxation authority in any other jurisdiction.

“Fixed/Floating Rate Notes” means either the
2031 Fixed/Floating Rate Notes or the 2036 Fixed/Floating Rate Notes, as applicable.

“Fixed/Floating Rate Notes Par Redemption
Date” has the meaning given to that term under “—Redemption.”

“Floating Rate Interest Period”
means any of a 2031 Fixed/Floating Rate Notes Floating Rate Interest Period, a 2036 Fixed/Floating Rate Notes Floating Rate Interest Period or a Floating Rate Notes Interest Period, as applicable.

“Floating Rate Notes” means the Floating Rate Senior Unsecured Notes due 2031 in an aggregate principal amount of $500,000,000.

“Floating Rate Notes Interest Payment Date” means February 6, May 6, August 6 and November 6 of each
year, beginning on February 6, 2026.

S-59

“Floating Rate Notes Interest Period” means the period beginning on (and
including) a Floating Rate Notes Interest Payment Date and ending on (but excluding) the next succeeding Floating Rate Notes Interest Payment Date (each, a “Floating Rate Notes Interest Period”); provided that the first Floating Rate
Notes Interest Period will begin on (and include) the Issue Date and will end on (but exclude) the first Floating Rate Notes Interest Payment Date.

“Floating Rate Notes Margin” has the meaning given to that term under “—Interest—Floating Rate Notes.”

“Floating Rate Notes Maturity Date” has the meaning given to that term in the sixth paragraph of this
“Description of the Notes.”

“Floating Rate Notes Par Redemption” has the meaning given to that term under
“—Redemption.”

“Floating Rate Notes Par Redemption Date” has the meaning given to that term under
“—Redemption.”

“Floating Rate Period” means either the 2031 Fixed/Floating Rate Notes Floating Rate
Period or the 2036 Fixed/Floating Rate Notes Floating Rate Period, as applicable.

“Floating Rate Period Interest Payment
Date” means either a 2031 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date or a 2036 Fixed/Floating Rate Notes Floating Rate Period Interest Payment Date, as applicable.

“H.15” has the meaning given to that term under “—Redemption.”

“HSBC Group” means HSBC Holdings plc