Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 12

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 12
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 26,674 |     |                  |    * |   |
| Tamara M. Peterman        |     |                                           |     8,321 |     |                  |    * |   |
| James D. Rine             |     |                                           |    35,979 |     |                  |    * |   |
| Kris A. Robbins           |     |                                           |     6,799 |     |                  |    * |   |
| John K. Schmidt           |     |                                           |    56,915 |     |                  |    * |   |

10

#### Name ofBeneficial OwnerAmount andNature ofBeneficialOwnershipof CommonStock(1)Percentof ClassRam Shankar19,250*L. Joshua Sosland14,268*Thomas S. Terry31,348*Leroy J. Williams, Jr.6,794*All Directors and Executive Officers as a Group (28 persons)3,962,0395.45%*Less than 1% of the outstanding shares of common stock.(1)These numbers include (a) shares owned directly by the individuals or members of their immediate families who share the same household, (b) shares owned in trust, (c) shares otherwise held through indirect forms of ownership and over which the individuals exercise sole or shared voting or investment power, and (d) shares that are subject to outstanding options exercisable within 60 days. The following Named Executive Officers have options that are exercisable within 60 days for the number of shares of UMB common stock shown: Shannon A. Johnson—1,712 shares. Other Executive Officers (excluding the Named Executive Officers) collectively hold options, exercisable within 60 days, to acquire 2,731 shares of UMB common stock.Section 16(a) ComplianceSection 16(a) of the Exchange Act requires each officer (as defined in Section 16(a) and Rule16a-1of the Exchange Act, an “Executive Officer”), each director on our Board, and any person who beneficially owns more than 10% of UMB common stock (collectively, the “reporting persons”) to file with the SEC reports of ownership and changes in ownership of UMB common stock. Based solely on a review of the Section 16(a) reports filed with the SEC and written representations from reporting persons that no Forms 5 were required to be filed, UMB believes that each person who was a reporting person during 2024 timely filed the reports required by