Company: BOH
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0001628280-25-036240
Chunk: 31

Company: BANK OF HAWAII CORP
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 1
Chunk 31
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$16,643 $65,097 $14,010,883 $14,075,980 $1,862 

17

Non-Accrual Loans and LeasesThe following presents the non-accrual loans and leases as of June 30, 2025 and December 31, 2024.June 30, 2025December 31, 2024(dollars in thousands)Non-Accrual Loans with a Related ACLNon-Accrual Loans without a Related ACLTotal Non-Accrual LoansNon-Accrual Loans with a Related ACLNon-Accrual Loans without a Related ACLTotal Non-Accrual LoansCommercialCommercial Mortgage$— $2,566 $2,566 $— $2,450 $2,450 Commercial and Industrial2,480 1,264 3,744 3,695 932 4,627 Total Commercial2,480 3,830 6,310 3,695 3,382 7,077 ConsumerResidential Mortgage5,842 — 5,842 5,052 — 5,052 Home Equity5,387 — 5,387 4,514 — 4,514 Total Consumer11,229 — 11,229 9,566 — 9,566 Total$13,709 $3,830 $17,539 $13,261 $3,382 $16,643 Payments received while on non-accrual status are normally applied against the principal balance of the loan or lease. Payments may be recognized as income if the full collection of principal and interest is reasonably assured.Loan Modifications to Borrowers Experiencing Financial DifficultyModifications to borrowers experiencing financial difficulty may include interest rate reductions, principal or interest forgiveness, forbearances, term extensions, and other actions intended to minimize economic loss and to avoid foreclosure or repossession of collateral. The following illustrates the most common loan modifications by loan classes offered by the Company:Loan ClassesModification TypesCommercial:Term extension, interest rate reductions, other-than-insignificant payment delay, or combination thereof. These modifications extend the term of the loan, lower the payment amount, or result in an other-than-insignificant payment delay during a defined period for the purpose of providing borrowers additional time to return to compliance with the original loan term.Residential Mortgage/Home Equity:For