Company: FRHC
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000924805-25-000041
Chunk: 96

Company: Freedom Holding Corp.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 1
Chunk 96
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$1,776,916 $1,832,580 March 31, 2025Loans 30-59  Days past due Loans 60-89 days past due Loans 90 days or more past due and still accruingCurrent loansTotalMortgage loans$2,835 $678 $2,562 $918,455 $924,530 Loans to SME3,325 2,135 17,311 221,446 244,217 Right of claim for purchased retail loans— — — 183,635 183,635 Car loans1,548 892 11,041 142,859 156,340 Corporate loans730 1,083 1 147,329 149,143 Retail loans36 16 221 4,574 4,847 Other— — 8 7,830 7,838 Total$8,474 $4,804 $31,144 $1,626,128 $1,670,550  

34

Table of ContentsFREEDOM HOLDING CORP.NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)(All amounts in thousands of United States dollars, except share data, unless otherwise stated)

The activity in the allowance for credit losses for the six months ended September 30, 2025 and 2024 is summarized in the following tables.Allowance for credit lossesMortgage loanLoans to SMECorporate loansRetail loansCar loansRight of claim for purchased retail loansOtherTotalMarch 31, 2025(10,698)(35,194)(2,640)(760)(8,466)(17,332)(25)$(75,115)Charges(2,457)(17,376)(2,077)(1,049)(2,643)(19,555)(5)(45,162)Recoveries10,033 5,427 2,705 225 1,976 11,214 — 31,580 Write off3 — — — — — — 3 Forex542 3,377 187 97 717 1,769 — 6,689 September 30, 2025$(2,577)$(43,766)$(1,825)$(1,487)$(8,416)$(23,