Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 68

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 1
Chunk 68
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classified $17.1 million from AOCI as a decrease to interest income on loans. Based on current market conditions, the Company estimates that during the next 12 months, an additional $4.7 million will be reclassified from AOCI as a decrease to interest income. As of June 30, 2025, the maximum length of time over which forecasted transactions are hedged is 2.25 years.

21

(11) Accumulated Other Comprehensive Income

The following table provides the change in AOCI by component:(in thousands)Cash Flow HedgesAvailable-for-Sale SecuritiesHeld-to-Maturity SecuritiesTotalThree Months Ended June 30, 2025Beginning balance$(8,020)$(93,114)$(35,028)$(136,162)Change in unrealized gain/(loss)207 19,831 — 20,038 Amounts reclassified into net income8,379 — 1,588 9,967 Total other comprehensive income8,586 19,831 1,588 30,005 Income tax expense1,938 4,478 358 6,774 Total other comprehensive income, net of tax6,648 15,353 1,230 23,231 Ending balance$(1,372)$(77,761)$(33,798)$(112,931)Three Months Ended June 30, 2024Beginning balance$(53,544)$(285,238)$(41,104)$(379,886)Change in unrealized gain/(loss)(8,738)(5,201)— (13,939)Amounts reclassified into net income18,114 — 1,711 19,825 Total other comprehensive income/(loss)9,376 (5,201)1,711 5,886 Income tax expense/(benefit)1,047 (6,880)(435)(6,268)Total other comprehensive income/(loss), net of tax8,329 1,679 2,146 12,154 Ending balance$(45,215)$(283,559)$(38,958)$(367,732)Six Months Ended June 30, 2025Beginning balance$(15,275)$(131,531)$(36,301)$(183,107)Change in unrealized gain/(loss)865 69,452 — 70,317 Amounts reclassified into net