Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003700
Chunk: 81

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 81
---
265,194 Income related to contracts measured under premium allocation
approach 39,766,845 36,474,518 Insurance Revenue 45,271,669 41,604,921 i) Insurance financial expense R$ thousands Nine-month period ended
September 30 2025 2024 Changes in obligation to pay arising from return on investment (11,027,148) (5,972,713) Interest Accreditation
(24,246,626) (16,864,419) Amounts recognized in income (35,273,774) (22,837,132) Effect of changes in interest rates 918,947 1,957,886
Amounts recognized in other comprehensive income 918,947 1,957,886 Financial expenses of insurance contracts (34,354,827) (20,879,246)
BRADESCO | Consolidated Financial Statements in IFRS 59 Consolidated Financial Statements in IFRS | Notes to the Consolidated Financial
Statements j) Claims development The claims development table is intended to illustrate the inherent insurance risk, comparing claims
paid with their respective provisions, starting from the year in which the claim was reported. The upper part of the table shows the variation
in the provision over the years. The provision varies as more accurate information regarding the frequency and severity of claims is obtained.
The lower part of the table demonstrates the reconciliation of the amounts with the account balances. Occurrence/Payment R$ thousands
Payment year 1 Payment year 2 Payment year 3 Payment year 4 Payment year 5 Payment year 6 Payment year 7 Payment year 8 Payment year 9
Payment year 10 Year of occurrence 1 3,437,705 3,528,626 3,236,311 3,240,373 3,259,707 3,272,380 3,281,158 3,278,493 3,289,942 3,292,759
Year of occurrence 2 3,507,028 3,786,241 3,445,707 3,462,348 3,475,959 3,494,316 3,499,862 3,499,909 3,507,746 - Year of occurrence 3
3,336,378 3,593,291 3,291,687 3,297,452 3,316,395 3,325,018