Company: HBCP
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001436425-25-000012
Chunk: 5

Company: HOME BANCORP, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 8
Chunk 5
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 27,504 5,215 Other borrowings expense6,094 214 213 Subordinated debt expense3,381 3,390 1,710 Short-term Federal Home Loan Bank advances963 10,727 361 Long-term Federal Home Loan Bank advances1,287 1,136 416 Total interest expense64,505 42,971 7,915 Net interest income120,262 120,692 118,015 Provision for loan losses2,415 2,341 7,489 Net interest income after provision for loan losses117,847 118,351 110,526 Noninterest IncomeService fees and charges5,118 4,992 4,920 Bank card fees6,525 7,051 6,279 Gain on sale of loans, net470 816 663 Income from bank-owned life insurance1,100 1,045 915 Loss on sale of securities, net— (249)— Gain (loss) on sale of assets, net33 (27)26 Other income1,379 1,008 1,082 Total noninterest income14,625 14,636 13,885 Noninterest ExpenseCompensation and benefits51,330 48,933 47,750 Occupancy10,131 9,674 8,715 Marketing and advertising2,000 2,146 2,263 Data processing and communication10,241 9,372 9,307 Professional services1,922 1,690 1,740 Forms, printing and supplies794 781 766 Franchise and shares tax1,863 1,755 2,108 Regulatory fees1,954 2,040 2,122 Foreclosed assets, net341 (547)523 Amortization of acquisition intangible1,328 1,601 1,602 Provision for credit losses on unfunded commitments106 501 278 Other expenses5,279 4,895 4,735 Total noninterest expense87,289 82,841 81,909 Income before income tax expense45,183 50,146 42,502 Income tax expense8,756 9,906 8,430 Net Income$36,427 $40,240 $34,072 Earnings per share:Basic$