Company: MCHB
Filing Date: 2025-05-09
Form Type: 425
Source: 0001518715-25-000085
Chunk: 14

Company: Mechanics Bancorp
Filing Date: 2025-05-09
Form: 425
Chunk 14
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 60% and 80% depending upon the year, which, when we look at pre wellness program increases from around 30% doing regular annual checkups, just physicals, to at least 60%. We take that as a win.

Ok, so I think we should turn to the audience at this point. Again, if you remember, we have a couple of people with microphones. If you would like to raise your hand, we'll do some questions from the audience and then we'll check the chat board here online and, see if we can finish with questions that we couldn't anticipate. C.J. Johnson I did forget to mention Greg Jones, who's our Director of Communications, who's hiding in the back. There's Greg. Sorry about that Greg, my bad. Any questions? Question from audience This is more on the retail side of things. We have a lot of customers who are raising concerns about routing numbers and account numbers changing as well as products that we're going to be not offer anymore. Do we have an idea on any of that or a timeline to help with our customers’ questions? C.J. Johnson We should not have any impact on routing and account numbers, right? Chris? Chris Pierce We will grandfather in the HomeStreet numbers so that will continue to work. I'll stand up. And we're continuing to right now I think probably in the next month or so we will have an idea if there's duplication. Can you all hear me? Sorry. I think we're about a month away from running the duplicate account number check to see if we have to replace checks and ACH would be impacted by that, too. But again, we'll grandfather in the HomeStreet routing and transit number so that won't be impactful, and we'll know soon whether we have duplicates. Mark Mason How about products? And this was an issue in our exercise last year that had some amount of frustration… Anticipated product changes? So let's just think deposit products first. We will be doing a very careful review of here's HomeStreet's deposit products, here's what Mechanics Bank offers, and we'll compare it or we'll probably do a market benchmarking exercise with KPMG to see here's what's the market. We'll try to be, in general, we want to be as minimally disruptive as possible. I think it's always a carefully thought out exercise around it. I guess I'd be surprised if there's too much that's different. I think we got pretty