Company: BCML
Filing Date: 2025-05-09
Form Type: 10-Q
Source: 0001558370-25-007192
Chunk: 4

Company: BayCom Corp
Filing Date: 2025-05-09
Form: 10-Q
Item: Part I, Item 2M
Chunk 4
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 to sell investment securities at a loss; 

●our net interest margin and funding sources;

●fluctuations in the demand for loans, unsold homes, land and other properties;

●fluctuations in real estate values in our market areas;

●secondary market conditions for loans and our ability to sell loans in the secondary market;

●results of examinations of us by regulatory authorities and the possibility that any such regulatory authority may, among other things, limit our business activities, require us to change our business mix, increase our allowance for credit losses, write-down asset values or increase our capital levels, affect our ability to borrow funds or maintain or increase deposits;