Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 74

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 74
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 Fixed Rate279,650 1 %Florida7 %Bridge (2)277,935 1 %Georgia6 %Total$35,170,629 100 %New Jersey5 %Other (3)45 %Total100 %December 31, 2024Fannie Mae$22,730,056 67 %Texas11 %Freddie Mac6,077,020 18 %New York11 %Private Label2,605,980 8 %California8 %FHA1,506,948 5 %North Carolina7 %Bridge (2)278,494 1 %Georgia6 %SFR - Fixed Rate271,859 1 %Florida6 %Total$33,470,357 100 %New Jersey5 %Other (3)46 %Total100 %________________________(1)Excludes loans which we are not collecting a servicing fee.(2)Represents four bridge loans sold by our Structured Business that we are servicing.(3)No other individual state represented 4% or more of the total.At September 30, 2025 and December 31, 2024, our weighted average servicing fee was 36.2 basis points and 37.8 basis points, respectively. At September 30, 2025 and December 31, 2024, we held total escrow balances (including unfunded collateralized loan obligation holdbacks) of approximately $1.41 billion and $1.45 billion, respectively, of which approximately $1.40 billion and $1.41 billion, respectively, is not included in our consolidated balance sheets. These escrows are maintained in separate accounts at several federally insured depository institutions, which may exceed FDIC insured limits. We earn interest income on the total escrow deposits, which is generally based on a market rate of interest negotiated with the financial institutions that hold the escrow deposits. Interest earned on total escrows, net of interest paid to the borrower, is included as a component of servicing revenue, net in the consolidated statements of income as noted in the following table.The components of servicing revenue, net are as follows (in thousands):Three Months Ended September 30,Nine Months Ended September 30,2025202420252024Servicing fees$33,188 $31,159 $98,618 $94,089 Interest earned on escrows14,865 18,362