Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 14

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 14
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 | We intend to apply for listing of the depositary shares on Nasdaq under the symbol “WSBCPB.” If approved for listing, we expect trading of the depositary shares on Nasdaq to commence within 30 days after we issue the depositary 
 shares. We do not expect that there will be any separate public trading market for the shares of the Series B Preferred Stock except as represented by the depositary shares.                                                       |

| Material U.S. Federal Income Tax Consequences | Dividends paid to non-corporate U.S. holders (as defined herein) generally will be taxable at the preferential rates applicable to long-term capital gains subject to                                          
 certain conditions and limitations. Dividends paid to corporate U.S. holders generally will be eligible for the dividends-received deduction, subject to certain conditions and limitations. Dividends paid to 
 non-U.S. holders generally will be subject to U.S. federal withholding tax at a 30% rate or such lower rate as may be specified by an applicable income tax treaty. For more information, see “Material        
 U.S. Federal Income Tax Consequences” beginning on page S-41.                                                                                                                                                  |

| Use of Proceeds | We estimate that the net proceeds from this offering, after deducting the underwriting discounts and certain offering expenses, will be approximately $224.0 million. |

| We expect to use (i) approximately $150.0 million of the net proceeds from this offering to redeem in full our outstanding Series A Preferred Stock and the related depositary shares, and (ii) approximately              
 $50.0 million of the net proceeds from this offering to redeem in full $50.0 million in aggregate principal amount of our 4.0% Fixed-To-Floating Rate                                                                      
 Subordinated Notes due September 30, 2030 (the “2030 Notes”), which were assumed in connection with our acquisition of PFC. The remaining net proceeds will be used for general corporate purposes, which may include      
 (i) repayment, redemption or refinancing of indebtedness, (ii) capital expenditures, (iii) making contributions to the capital of Wesbanco Bank to support its lending, investing and other financial services activities, 
 (iv) funding of possible acquisitions, (v) working capital, (vi) satisfaction of other obligations of ours and our subsidiaries and (vii) repurchase of our outstanding equity securities. See “Use Of Proceeds.”          |

| Depositary, Transfer Agent and Registrar | Computershare Inc.