Company: AOMN
Filing Date: 2025-05-16
Form Type: 424B5
Source: 0001104659-25-050029
Chunk: 65

Company: Angel Oak Mortgage REIT, Inc.
Filing Date: 2025-05-16
Form: 424B5
Chunk 65
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 forward-looking statements, as well as on our business, financial condition, liquidity, results of operations and prospects, include, but are not limited to:

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factors described in our most recent Annual Report on Form 10-K, any subsequent Quarterly Reports on Form 10-Q and any accompanying prospectus supplement, including those set forth under the captions “Risk Factors”, “Business”, and “Management’s Discussion and Analysis of Financial Condition and Results of Operations”;

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the effects of adverse conditions or developments in the financial markets and the economy upon our ability to acquire target assets such as non-QM loans, particularly those sourced from Angel Oak’s proprietary mortgage lending platform, Angel Oak Mortgage Lending;

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the level and volatility of prevailing interest rates and credit spreads;

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changes in our industry, inflation, interest rates, business strategies, target assets, the debt or equity markets, the general economy (or in specific regions) or the residential real estate finance and real estate markets specifically;

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general volatility of the markets in which we invest;

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changes in the availability of attractive loans and other investment opportunities, including non-QM loans sourced from Angel Oak Mortgage Lending;

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the ability of our Manager to locate suitable investments for us, manage our portfolio, and implement our strategy;

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our ability to profitably execute securitization transactions;

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our ability to obtain and maintain financing arrangements on favorable terms, or at all;

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the adequacy of collateral securing our investments and a decline in the fair value of our investments;

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the timing of cash flows, if any, from our investments;

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the operating performance, liquidity, and financial condition of borrowers;

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increased rates of default and/or decreased recovery rates on our investments;

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changes in prepayment rates on our investments;

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the departure of any of the members of senior management of our company, our Manager or Angel Oak;

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the availability of qualified personnel;

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conflicts with Angel Oak, including our Manager and its personnel, including our officers, and entities managed by Angel Oak;

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events, contemplated or otherwise, such as acts of God, including hurricanes, earthquakes and other natural disasters, including those resulting from global climate change, pandemics, acts of war or terrorism, the initiation or escalation of military conflicts (such as the Russian invasion of Ukraine) and others that may cause unanticipated and uninsured performance declines, disruptions in markets, and/or losses to us or the owners and operators of the real estate securing our investments;

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