Company: CPSS
Filing Date: 2025-11-24
Form Type: 424B2
Source: 0001683168-25-008655
Chunk: 56

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-11-24
Form: 424B2
Chunk 56
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us if and when we decide to offer to the public any additional class of security under this prospectus.
If we sell the entire principal amount of notes offered in this prospectus, we may register and sell additional notes by amending this
prospectus, but we are under no obligation to do so.

Variations in Terms and Conditions.We may from time to time to vary the terms and conditions of the notes offered by this prospectus, including, but not
limited to: minimum initial principal investment amount requirements; maximum aggregate principal amount limits; interest rates; minimum
denominations; service and other fees and charges; and redemption provisions. Terms and conditions may be varied by state, locality, principal
amount, type of investor — for example, new or current investor — or as otherwise permitted under the indenture governing
the securities offered by this prospectus. No change in terms, however, will apply to any notes issued and outstanding.

Interest Withholding.We will withhold 24% of any interest paid to any investor who has not provided us with a social security number, employer identification
number, or other satisfactory equivalent in the subscription agreement (or another document) or where the Internal Revenue Service has
notified us that backup withholding is otherwise required. Please read “Material Federal Income Tax Consequences – Reporting
and Backup Withholding.”

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Liquidity.There is
not currently a trading market for the notes, and we do not expect that a trading market for the notes will develop.

Satisfaction and Discharge of Indenture.The indenture shall cease to be of further effect upon the payment in full of all of the outstanding notes and the delivery
of an officer’s certificate to the trustee stating that we do not intend to issue additional notes under the indenture or, with
certain limitations, upon deposit with the trustee of funds sufficient for the payment in full of all of the outstanding notes.

Reports.We currently
publish annual reports containing financial statements and quarterly reports containing financial information for the first three quarters
of each fiscal year. We will send copies of these reports, at no charge, to any holder of notes who sends a written request to:

<div align='center'>Consumer Portfolio Services, Inc.
19500 Jamboree Road, Suite 600
Irvine, California 92612
Attention: Corporate Secretary
(949) 753-6800</div>

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<div align='center'>MATERIAL FEDERAL INCOME TAX CONSEQUENCES</div>

The following