Company: FRME
Filing Date: 2025-06-20
Form Type: 11-K
Source: 0000712534-25-000132
Chunk: 14

Company: FIRST MERCHANTS CORP
Filing Date: 2025-06-20
Form: 11-K
Chunk 14
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 $18 related to the late contribution of $781 for the year ended December 31, 2024 were corrected in June 2024 and funded in July 2024. In 2024, the Plan also corrected late participant contributions of $95 for the year ended December 31, 2023. Lost earnings of $11 related to late participant contributions of $95 were corrected in March 2024 and funded in April 2024.

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#### First Merchants Corporation

#### Retirement Income and Savings Plan

#### Supplemental Schedules
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#### First Merchants Corporation

#### Retirement Income and Savings Plan
<div align='center'>Employer Identification Number: 35-1544218 Plan Number: 002

Schedule H, Line 4a - Schedule of Delinquent Participant Contributions December 31, 2024</div>

| Description                                                                                                   |     | Participant Contributions Transferred Late to Plan           
 Check here if Late Participant Loan Repayments are included: |     | Total that Constitutes Nonexempt Prohibited Transactions 
 Contributions Not Corrected                              |   |     | Contributions Corrected Outside of VFCP |     |     | Contributions Pending Correction in VFCP |   |     | Total Fully Corrected Under VFCP and PTE 2024 |   |
|:--------------------------------------------------------------------------------------------------------------|:----|:-------------------------------------------------------------|:----|:---------------------------------------------------------|:--|:----|:----------------------------------------|----:|----:|:-----------------------------------------|:--|:----|:----------------------------------------------|:--|
| Employee deferrals from 2023 pay date were not remitted to the Plan within the required timeframe by the DOL. |     |                                                              |     | $                                                        | — |     | $                                       |  95 |     | $                                        | — |     | $                                             | — |
| Employee deferrals from 2024 pay date were not remitted to the Plan within the required timeframe by the DOL. |     |                                                              |     |                                                          | — |     |                                         |     | 781 |                                          | — |     |                                               | — |
|                                                                                                               |     |                                                              |     | $                                                        | — |     | $                                       | 876 |     | $                                        | — |     | $                                             | — |

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#### First Merchants Corporation

#### Retirement Income and Savings Plan
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