Company: OSBC
Filing Date: 2025-04-23
Form Type: S-4
Source: 0001104659-25-037832
Chunk: 183

Company: OLD SECOND BANCORP INC
Filing Date: 2025-04-23
Form: S-4
Chunk 183
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 | $ |       1.97 | ​ | ​ |

See Notes to Consolidated Financial Statements. F-6

TABLE OF CONTENTS

Bancorp Financial, Inc. and Subsidiary Consolidated Statements of Comprehensive Income
Years Ended December 31, 2024 and 2023

| ​                                                              | ​ | ​ | 2024 |   |            |   | ​ | ​ | 2023 |   |           |   | ​ |
|:---------------------------------------------------------------|:--|:--|:-----|:--|-----------:|:--|:--|:--|:-----|:--|----------:|:--|:--|
| Net income                                                     | ​ | ​ | ​    | $ |  5,083,769 | ​ | ​ | ​ | ​    | $ | 5,790,183 | ​ | ​ |
| Other comprehensive income, before tax                         | ​ | ​ | ​    | ​ |          ​ | ​ | ​ | ​ | ​    | ​ |         ​ | ​ | ​ |
| Securities available for sale:                                 | ​ | ​ | ​    | ​ |          ​ | ​ | ​ | ​ | ​    | ​ |         ​ | ​ | ​ |
| Unrealized net holding (loss) gain on securities               | ​ | ​ | ​    | ​ | -1,047,606 | ​ | ​ | ​ | ​    | ​ | 1,384,973 | ​ | ​ |
| Reclassification adjustment for gains included in net income   | ​ | ​ | ​    | ​ |   -269,550 | ​ | ​ | ​ | ​    | ​ |    -4,060 | ​ | ​ |
| Other comprehensive (loss) income, before tax                  | ​ | ​ | ​    | ​ | -1,317,156 | ​ | ​ | ​ | ​    | ​ | 1,380,913 | ​ | ​ |
| Income tax benefit (expense) applicable to other comprehensive | ​ | ​ | ​    | ​ |          ​ | ​ | ​ | ​ | ​    | ​ |         ​ | ​ | ​ |
| income                                                         | ​ | ​ | ​    | ​ |    325,995 | ​ | ​ | ​ | ​    | ​ |  -341,775 | ​ | ​ |
| Other comprehensive (loss) income, net of tax                  | ​ | ​ | ​