Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 289

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 289
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 understand the effectiveness of its modification efforts. The following tables present the amortized cost basis as of September 30, 2025 and 2024 for the Bancorp’s portfolio loans that were modified during the twelve months ended September 30, 2025 and 2024, respectively, for borrowers experiencing financial difficulty, by age and portfolio class:September 30, 2025 ($ in millions)Past DueCurrent30-89 Days90 Days or MoreTotalCommercial loans:Commercial and industrial loans$226 2 18 246 Commercial mortgage owner-occupied loans112 — — 112 Commercial mortgage nonowner-occupied loans117 — — 117 Commercial construction loans69 44 — 113 Residential mortgage loans62 13 13 88 Consumer loans:Home equity14 1 1 16 Credit card(a)13 3 2 18 Solar energy installation loans2 — — 2 Other consumer loans4 — — 4 Total portfolio loans$619 63 34 716 (a)Credit card loans continue to be reported as delinquent after modification as they are not returned to current status until the borrower demonstrates a willingness and ability to repay the loan according to its modified terms.               September 30, 2024 ($ in millions)Past DueCurrent30-89 Days90 Days or MoreTotalCommercial loans:Commercial and industrial loans$196 13 10 219 Commercial mortgage owner-occupied loans26 — — 26 Commercial mortgage nonowner-occupied loans67 — — 67 Commercial construction loans6 — — 6 Residential mortgage loans66 15 13 94 Consumer loans:Home equity13 1 1 15 Credit card(a)16 3 3 22 Solar energy installation loans1 — — 1 Other consumer loans3 — — 3 Total portfolio loans$394 32 27 453 (a)Credit card loans continue to be reported as delinquent after modification as they are not returned to current status until the borrower demonstrates a willingness and ability to repay the loan according to its modified terms.The Bancorp considers modifications to borrowers experiencing financial difficulty that subsequently become 90 days or more past due under the modified terms as subsequently defaulted. The following tables present the amortized cost basis as of September 30, 2025 and 2024 of the modifications for borrowers experiencing financial