Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 132

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 132
---
 million |        |     |      |        |
| Cash(*) + Net Interbank position                              |     |            | 12,668 |     |      | 25,036 |
| Funds available in Bank of Spain facility                     |     |            | 20,466 |     |      | 15,363 |
| ECB eligible assets not pledged in facility                   |     |            | 20,812 |     |      | 11,419 |
| Other non-ECB eligible marketable assets (**)                 |     |            |  6,643 |     |      |  6,740 |
| Memorandum item:                                              |     |            |        |     |      |        |
| Balance drawn from Bank of Spain facility (***)               |     |            |      — |     |      |  5,000 |
| Balance drawn from Bank of England Term Funding Scheme (****) |     |            |  1,670 |     |      |  4,608 |
| Total Liquid Assets Available                                 |     |            | 60,589 |     |      | 58,558 |

| (*) | Surplus of reserves and Marginal Deposit Facility in central banks. |

| (**) | At market value and after applying the Liquidity Coverage Ratio (LCR) haircut. Includes fixed income considered          
 as a high quality liquid asset in accordance with LCR (HQLA) and other marketable assets from different Group companies. |

| (***) | Correspond to TLTRO-III facility. |

| (****) | As at year-end 2024, includes £1,385 million to support Small and                                                           
 Medium-sized Enterprises (TFSME). As at year-end 2023, included £4,000 million from the TFSME and £5 million from the ILTR. |

104

Six months ended June 30, 2025

The information in this subsection has been extracted from page 31 of Banco Sabadell’s condensed consolidated interim financial statements as of and for the six months ended June 30, 2025, reproduced herein on page A-31.

Compared to 2024 year-end, the
Group’s first line of liquidity decreased in the first half of 2025 by €2,960 million. The balance of reserves and of the marginal deposit facility in central banks and the net interbank position showed an increase of €7,203 million
in the first half of 2025,