Company: FLDDW
Filing Date: 2025-04-11
Form Type: 424B3
Source: 0001213900-25-031004
Chunk: 106

Company: Fold Holdings, Inc.
Filing Date: 2025-04-11
Form: 424B3
Chunk 106
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 disasters, terrorist attacks, acts of war and responses to such events. |

These broad market and industry
factors may materially reduce the market price of our Common Stock and Warrants, regardless of our operating performance. In addition,
price volatility may be greater if the public float and trading volume of our Common Stock and Warrants is low. As a result, you may suffer
a loss on your investment.

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In the past, following periods
of market volatility, stockholders have instituted securities class action litigation. If we were involved in securities litigation, it
could have a substantial cost and divert resources and the attention of management from our business regardless of the outcome of such
litigation.

As a public reporting
company, we are subject to rules and regulations established from time to time by the SEC regarding our internal control over financial
reporting. If we fail to establish and maintain effective internal control over financial reporting and disclosure controls and procedures,
we may not be able to accurately report our financial results or report them in a timely manner.

We are subject to the rules and
regulations established from time to time by the SEC and Nasdaq. These rules and regulations require, among other things that we establish
and periodically evaluate procedures with respect to our internal control over financial reporting. Reporting obligations as a public
company are likely to place a considerable strain on our financial and management systems, processes and controls, as well as on our personnel.

In addition, as a public company,
we are required to document and test our internal control over financial reporting pursuant to Section 404 of the Sarbanes-Oxley Act so
that our management can certify as to the effectiveness of our internal control over financial reporting.

We do not intend to
pay dividends on our Common Stock for the foreseeable future.

We currently intend to retain
all available funds and any future earnings to fund the development and growth of our business. As a result, we do not anticipate declaring
or paying any cash dividends on our Common Stock in the foreseeable future. Any decision to declare and pay dividends in the future will
be made at the discretion of our board of directors and will depend on, among other things, our business prospects, results of operations,
financial condition, cash requirements and availability, certain restrictions related to our indebtedness, industry trends and other factors
that our board of directors may deem relevant. Any such decision will also be subject to compliance with contractual restrictions and
covenants in the agreements governing our current and future indebted