Company: GDOT
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001386278-25-000076
Chunk: 146

Company: GREEN DOT CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 8
Chunk 146
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 6—Loans to Bank Customers

The following table presents total outstanding loans, gross of the related allowance for credit losses, and a summary of the related payment status:30-59 Days Past Due60-89 Days Past Due90 Days or More Past DueTotal Past DueTotal Current or Less Than 30 Days Past DueTotal Outstanding(In thousands)September 30, 2025Residential$— $— $— $— $7,630 $7,630 Commercial— — — — 2,645 2,645 Installment— — — — 5,956 5,956 Consumer1,918 — — 1,918 29,925 31,843 Secured credit card585 700 2,025 3,310 7,743 11,053 Total loans$2,503 $700 $2,025 $5,228 $53,899 $59,127 Percentage of outstanding4.2 %1.2 %3.4 %8.8 %91.2 %100.0 %December 31, 2024Residential$1 $— $— $1 $6,874 $6,875 Commercial— — — — 2,585 2,585 Installment— 933 — 933 4,506 5,439 Consumer1,668 — — 1,668 23,868 25,536 Secured credit card700 700 2,536 3,936 5,132 9,068 Total loans$2,369 $1,633 $2,536 $6,538 $42,965 $49,503 Percentage of outstanding4.8 %3.3 %5.1 %13.2 %86.8 %100.0 %We offer an optional overdraft protection program service on certain demand deposit account programs that allows customers who opt-in and meet certain criteria to spend up to a pre-authorized amount in excess of their available account balance. When overdrawn, the purchase related balances due on these deposit accounts are reclassified as consumer loans. Fees due from our accountholders for our overdraft service are included as a component of accounts receivable. Overdrawn balances are