Company: FLDDW
Filing Date: 2025-04-11
Form Type: 424B3
Source: 0001213900-25-031004
Chunk: 12

Company: Fold Holdings, Inc.
Filing Date: 2025-04-11
Form: 424B3
Chunk 12
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 Holdings, Inc. Our principal executive offices are located at 11201 North Tatum Blvd., Suite 300, Unit 42035, Phoenix, AZ 85028, and our telephone number is (866) 365-3277. Our website address is www.foldapp.com. The information contained in, or accessible through, our website does not constitute a part of this prospectus. We have included our website address in this prospectus solely as an inactive textual reference. Implications of Being an Emerging Growth Company As a company with less than $1.235 billion in revenue during our last fiscal year, we qualify as an “emerging growth company” as defined in the Jumpstart Our Business Startups Act of 2012, as amended (the “JOBS Act”). An “emerging growth company” may take advantage of reduced reporting requirements that are otherwise applicable to public companies. These provisions include, but are not limited to:

| ● | the option to present only two years of audited financial statements and only two years of related “Management’s 
 Discussion and Analysis of Financial Condition and Results of Operations” in this prospectus;                    |

| ● | not being required to comply with the auditor attestation requirements of Section 404 of the Sarbanes-Oxley 
 Act of 2002, as amended (the “Sarbanes-Oxley Act”);                                                         |

| ● | not being required to comply with any requirement that may be adopted by the Public Company Accounting Oversight                 
 Board regarding mandatory audit firm rotation or a supplement to the auditor’s report providing additional information about the 
 audit and the financial statements (i.e., an auditor discussion and analysis);                                                   |

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| ● | reduced disclosure obligations regarding executive compensation in our periodic reports, proxy statements 
 and registration statements; and                                                                          |

| ● | exemptions from the requirements of holding a nonbinding advisory vote of stockholders on executive compensation,                     
 stockholder approval of any golden parachute payments not previously approved and having to disclose the ratio of the compensation of 
 our chief executive officer to the median compensation of our employees.                                                              |

We may take advantage of these provisions until the last day of our fiscal year following the fifth anniversary of the completion of the initial public offering of our securities. However, if (i) our annual gross revenue exceeds $1.235 billion, (ii) we issue more than $1.0 billion of non-convertible debt in any three-year period or (iii) we become a “