Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 49

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 49
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33) (23) -31.9% (6) (56) +822.6% Total revenue 1,076 1,075 1,135 1,129 1,120 1,105 -1.3% 2,151 2,226 +3.5% Operating expenses (629) (612) (599) (630) (602) (601) -0.2% (1,240) (1,202) -3.1% Net operating income 447 463 536 500 519 505 -2.7% 910 1,023 +12.4% Net loan-loss provisions (15) (38) (31) 29 (44) (51) +16.3% (52) (95) +81.0% Other gains (losses) and provisions (78) (54) (91) (150) (156) (131) -16.1% (132) (286) +116.7% Profit before tax 355 371 414 379 319 323 +1.3% 726 642 -11.5% Consolidated profit 261 277 292 275 238 234 -1.6% 538 472 -12.3% Underlying attributable profit 261 277 292 275 238 234 -1.6% 538 472 -12.3%

64 Portugal (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 431 413 373 332 348 336 -3.3% 844 684 -18.9% Net fee income 127 115 115 110 126 129 +2.7% 242 255 +5.0% Gains (losses) on financial transactions and other 26 30 13 16 29 24 -18.0% 56 53 -4.9% Total revenue 584 558 500 458 503 489 -2.7% 1,142 992 -13.1% Operating expenses (134) (134) (137) (143) (136) (134) -1