Company: COFS
Filing Date: 2025-04-08
Form Type: DEF 14A
Source: 0001140361-25-012677
Chunk: 1

Company: CHOICEONE FINANCIAL SERVICES INC
Filing Date: 2025-04-08
Form: DEF 14A
Chunk 1
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 mailed to ChoiceOne shareholders on approximately April 8, 2025. We hope you will join us at the 2025 Annual Meeting.

| Sincerely,              |
| Kelly J. Potes          
 Chief Executive Officer |

109 East Division Sparta, Michigan 49345 NOTICE OF ANNUAL MEETING OF SHAREHOLDERS The Annual Meeting of shareholders of ChoiceOne Financial Services, Inc. will be a virtual meeting conducted exclusively via live webcast at www.virtualshareholdermeeting.com/COFS2025. The meeting will be held on May 21, 2025, at 9:00 a.m. (Eastern Time, local time in Sparta, Michigan). The purposes of the meeting are as follows:

| 1. | Election of directors. |

| 2. | Advisory approval of the Company's executive compensation. |

| 3. | An advisory vote to determine whether future advisory votes to approve the Company’s executive compensation should occur every 1, 2, or 3 years. |

We will also transact any other business that may properly come before the meeting. Shareholders of record at the close of business on March 31, 2025 are entitled to notice of and to vote at the meeting and any adjournment of the meeting. The proxy statement and proxy are first being mailed to ChoiceOne shareholders on approximately April 8, 2025. We have determined that the Annual Meeting will be held in a virtual meeting format only, via live webcast, with no physical in-person meeting. Shareholders will be afforded the same rights and opportunities to participate as they would at an in-person meeting. You will be able to attend the meeting online, vote your shares electronically and submit questions during the meeting by visiting www.virtualshareholdermeeting.com/COFS2025. You will use the 16-digit control number shown on your proxy to access the virtual meeting. Additional information regarding attending the virtual meeting is included in the proxy statement. We encourage you to vote your shares prior to the Annual Meeting. IMPORTANT NOTICE REGARDING THE AVAILABILITY OF PROXY MATERIALS FOR THE MEETING OF SHAREHOLDERS TO BE HELD ON MAY 21, 2025: A complete set of proxy materials relating to our Annual Meeting and our Annual Report for the year ended December 31, 2024 are available on the Internet at: www.choiceone.bank/About/Investor-Relations/Proxy-Materials.

| By Order of the Board of Directors,   |
|