Company: HBAN
Filing Date: 2025-12-23
Form Type: 8-K
Source: 0001140361-25-046428
Chunk: 1

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-23
Form: 8-K
Item: Item 9.01
Chunk 1
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Item 9.01.      Financial Statements and Exhibits.  

(d) Exhibits.

  Exhibit      Description  
  No.                       
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  99.1      Joint Press Release of Huntington Bancshares Incorporated and Cadence Bank, dated December 22, 2025  
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  104      Cover Page Interactive Data File - the cover page XBRL tags are embedded within the Inline XBRL document  

CAUTION REGARDING FORWARD-LOOKING STATEMENTS

This Current Report on Form 8-K may contain certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and
statements about the benefits of the proposed transaction, the plans, objectives, expectations and intentions of Huntington Bancshares Incorporated (“ Huntington”) and Cadence Bank (“ Cadence”), the expected timing of completion of the transaction, and
other statements that are not historical facts. Such statements are subject to numerous assumptions, risks, estimates, uncertainties and other important factors that change over time and could cause actual results to differ materially from any
results, performance, or events expressed or implied by such forward-looking statements, including as a result of the factors referenced below. Statements that do not describe historical or current facts, including statements about beliefs and
expectations, are forward-looking statements. Forward-looking statements may be identified by words such as expect, anticipate, continue, believe, intend, estimate, plan, trend, objective, target, goal, or similar expressions, or future or
conditional verbs such as will, may, might, should, would, could, or similar variations. The forward-looking statements are intended to be subject to the safe harbor provided by Section 27A of the Securities Act of 1933, Section 21E of the
Securities Exchange Act of 1934, and the Private Securities Litigation Reform Act of 1995.

Huntington and Cadence caution that the forward-looking statements in this communication are not guarantees of future performance and involve a number of known and unknown
risks, uncertainties and assumptions that are difficult to assess and are subject to change based on factors which are, in many instances, beyond Huntington’s and Cadence’s control. While there is no assurance that any list of risks and
uncertainties or risk factors is complete, below are certain factors which could cause actual results to differ materially from those contained or implied in the forward-looking statements or historical performance: