Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 26

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 26
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433,051 $48,055,037 (1)Early buy-out loans are insured or guaranteed by the Federal Housing Administration (FHA) or the U.S. Department of Veterans Affairs, subject to indemnifications and insurance limits for certain loans.  

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Table of Contents

As of September 30, 202490+ days and still accruing60-89 days past due30-59 days past due(In thousands)NonaccrualCurrentTotal LoansLoan Balances (includes PCD):Commercial$63,826 $20 $32,560 $46,057 $15,105,230 $15,247,693 Commercial real estateConstruction and development2,284 — 757 1,798 2,398,851 2,403,690 Non-construction39,787 225 12,682 46,548 10,290,485 10,389,727 Home equity1,122 — 1,035 2,580 422,306 427,043 Residential real estate, excluding early buy-out loans17,959 — 6,364 2,160 3,226,166 3,252,649 Premium finance receivables—property & casualty36,079 18,235 18,740 30,204 7,028,423 7,131,681 Premium finance receivables—life insurance— — 10,902 74,432 7,911,565 7,996,899 Consumer and other2 148 22 264 82,240 82,676 Total loans, net of unearned income, excluding early buy-out loans$161,059 $18,628 $83,062 $204,043 $46,465,266 $46,932,058 Early buy-out loans guaranteed by U.S. government agencies (1)— 43,358 150 — 91,881 135,389 Total loans, net of unearned income$161,059 $61,986 $83,212 $204,043 $46,557,147 $47,067,447 (1)Early buy-out loans are insured or guaranteed by the Federal Housing Administration (FHA) or the U.S. Department of Veterans Affairs, subject to indemnifications and insurance limits for certain loans. 

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