Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000132
Chunk: 64

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 64
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 disposal are reported under a single line in the consolidated income statement — 'profit/(loss) after tax from discontinued operations' — for results corresponding to both 2025 and 2024. Consequently, the results from the Poland disposal perimeter are excluded line by line from the breakdown of continuing operations in both periods.

• However, in the underlying income statement, both at the Group and the primary and secondary segment levels (which are presented on an underlying basis only), the results from Poland continue to be reported line by line and disaggregated, as they were in previous quarterly disclosures given the fact that the management of Santander Polska remains unchanged until the Poland disposal is completed. This reporting approach is consistent with the information used internally in management reporting, as well as with other public Group disclosures. For the same reason, all management metrics included in this report have been calculated including Poland, i.e. maintaining the same perimeter that existed at the time of the announcement of the Poland disposal.

• In this appendix, results are presented on an underlying basis and the balance sheet figures, ratios and other metrics include Poland , as they were in previous quarterly disclosures, i.e. maintaining the same perimeter as prior to the announcement of the Poland disposal. However, if we were to exclude Poland, the Group's main management ratios would not be materially affected.

• For more information, see the ‘ Alternative performance measures ’ section in this appendix.

For Argentina and any grouping which includes it, the variations in constant euros have been calculated considering the Argentine peso exchange rate on the last working day for each of the periods presented. For more information, see the calculation method detailed in the ‘ Alternative performance measures ’ section in this appendix.

| Underlying net fee income.Consolidated            |     |       |       |     |       |       |     |            |     |        |       |     |       |       |     |            |
| EUR million                                       |     |       |       |     |       |       |     |            |     |        |       |     |       |       |     |            |
|                                                   |     |       | Q3'25 |     |       | Q2'25 |     | Change (%) |     |        | 9M'25 |     |       | 9M'24 |     | Change (%) |
| Fees from services                                |     | 1,914 |       |     | 1,908 |       |     |        0.3 |     |  5,694 |       |