Company: HBCYF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0001089113-25-000052
Chunk: 12

Company: HSBC HOLDINGS PLC
Filing Date: 2025-07-30
Form: 6-K
Chunk 12
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 where reviews are ongoing and no decisions have been made, and Bangladesh, where we will start to wind down the retail business in the second half of this year. Our CIB business in these markets is unaffected by these reviews. Our business in Malta remains under a strategic review and no decisions have been made. – Our disciplined approach to capital allocation allows us to drive investment into priority growth areas. This includes further enhancing our Wholesale Transaction Banking capabilities, expanding our international businesses and building our Wealth business, particularly in Asia. We also aim to – continue to grow in our home markets in Hong Kong and the UK, focusing on small and medium-size enterprises, digital capabilities and improving our product proposition. – Transaction banking continues to perform well as we leverage our network and capabilities to capture opportunities from changing trade and capital flows. In 1H25, fee and other income in wholesale transaction banking demonstrated a strong performance with growth of 9% compared with 1H24, particularly from growth in Global Foreign Exchange. – In Wealth, we are investing in wealth centres and adding relationship managers. Wealth balances as at 30 June 2025, across all of our business segments, were $2.0tn , an increase of 12% compared with the same period last year. Within this we have attracted net new invested assets of $44bn in the first six months of 2025, with $27bn booked in Asia. This compared with net new invested assets in 1H24 of $32bn, with $38bn booked in Asia. – In Hong Kong, we attracted another 600,000 new to bank customers . While in the UK, we are focused on improving the customer experience in Business Banking as we seek to grow our market share. Ñ For more details on our businesses held for sale and disposal groups, see Note 15 on the Financial Statements on page 100.

| HSBC Holdings plc Interim Report 2025 on Form 6-K |
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| Overview |     | Interim management report |     | Interim condensed consolidatedfinancial statements |     | Additional information |

Group CEO’s shareholder letter

| Georges ElhederyGroup CEO |

RoTE ø 14.7 % (1H24: 21.4 %) RoTE excluding notable items ø 18.2 % (1H24: 17.0 %) Profit before tax $15.8bn (1H24: $21.6bn ) Dear fellow shareholders, In my first letter to you I set