Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 154

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 154
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,741 $40,128 Per Common Share Data:Diluted earnings per share (1)$0.38 $0.12 $0.75 $0.24 Adjusted diluted earnings per share (1)(2)$0.38 $0.31 $0.93 $0.47 Book value per share(1)$19.09 $18.58 Tangible book value per share (1)(2)$16.99 $16.46 Performance Ratios:Return on average assets (3)0.82 %0.34 %0.60 %0.26 %Return on average tangible common equity (2)(3)9.87 %3.70 %6.99 %3.13 %Net interest margin (3)3.22 %3.10 %3.13 %2.79 %Yield on average loans and leases (3)6.05 %5.93 %5.96 %6.14 %Cost of average total deposits (3)2.08 %2.13 %2.11 %2.60 %Noninterest expense to average total assets (3)2.18 %2.21 %2.21 %2.27 %Noninterest expense to total revenue (4)64.53 %68.12 %67.17 %82.60 %Efficiency ratio (2)(5)62.05 %65.50 %64.57 %74.88 %Capital Ratios (consolidated):Common equity tier 1 capital ratio10.14 %9.95 %Tier 1 capital ratio12.56 %12.34 %Total capital ratio16.69 %16.37 %Tier 1 leverage capital ratio9.77 %9.74 %Risk-weighted assets$26,025,644 $26,352,199 

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(1)    Shares include non-voting common stock equivalents that are participating securities.

(2)    See "- Non-GAAP Financial Measures."

(3)    Annualized.

(4)    Total revenue equals the sum of net interest income and noninterest income.

(5)    Ratio calculated by dividing noninterest expense (less intangible asset amortization and acquisition, integration and re