Company: CPSS
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001683168-25-001548
Chunk: 56

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 1
Chunk 56
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 responsible positions. Prior to joining CPS, Ms. Ralston worked as a customer service representative for
the City of Virginia Beach Parks & Recreation Department.

Lisette Reynoso, 37,
has been Senior Vice President and General Counsel since June 2023. Prior to that she was the Vice President of Legal from January 2020
to June 2023, the Assistant Vice President of Legal/Corporate Counsel from December 2018 to January 2020, and Corporate Counsel from December
2015 to December 2018. Ms. Reynoso is a California barred attorney.

Susan Ryan, 53, has
been Senior Vice President of Servicing since June 2023. Prior to that she was the Vice President of Collections from March 2015 to June
2023. She started with the Company in 2003 as a Deficiency Supervisor where she took on more responsibility over time. Prior to joining
CPS, she was a Deficiency Supervisor with The Finance Company.

Steve Schween, 62,
has been Senior Vice President of Systems since December 2022. Previously, he was Vice President of Systems from February 2014. He joined
in the Company in 2000 as a Systems Analyst and took on more responsibility over time. Mr. Schween was previously a Systems Analyst with
Jeunique International.

 33 

PART II

 Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters, and Issuer Purchases of Equity Securities

The Company’s Common Stock is traded on the
Nasdaq Global Market, under the symbol "CPSS."
As of January 1, 2025, there were 28 holders of record of the Company’s Common Stock.

To date, we have not declared
or paid any dividends on our Common Stock. The payment of future dividends, if any, on our Common Stock is within the discretion of the
Board of Directors and will depend upon our income, capital requirements and financial condition, and other relevant factors. The instruments
governing our outstanding debt place certain restrictions on the payment of dividends. We do not intend to declare any dividends on our
Common Stock in the foreseeable future, but instead intend to retain any cash flow for use in our operations.

Issuer Purchases of Equity Securities in the
Fourth Quarter

    Total Number of  
    Average  
    Total Number of Shares Purchased as Part of Publicly  
    Approximate Dollar Value of Shares that May Yet be Purchased