Company: HBCYF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-195127
Chunk: 105

Company: HSBC HOLDINGS PLC
Filing Date: 2025-09-04
Form: 424B5
Chunk 105
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 |     | the currency in which such debt securities are to be denominated; |

11

| • |     | the currency in which payments on such debt securities will be made; |

| • |     | if payments on debt securities may be made in a currency other than U.S. dollars, or a foreign currency other                                                                                                                                            
 than the foreign currency in which such debt securities are denominated or stated to be payable, the periods within which and the terms and conditions upon which such election may be made and the time and manner of determining the relevant exchange 
 rate;                                                                                                                                                                                                                                                    |

| • |     | whether any debt securities of the series are to be issued as indexed securities and, if so, the manner in which                                                                                
 the principal of (and premium, if any, on) or interest thereon will be determined and the amount payable upon acceleration under the relevant indenture and any other terms in respect thereof; |

| • |     | any restrictive covenants provided for with respect to such debt securities; |

| • |     | any other or different events of default; |

| • |     | provisions, if any, for the exchange, modification or conversion of such debt securities; |

| • |     | provisions relating to the exercise of the UK bail-in power by the 
 relevant UK resolution authority; and                              |

| • |     | any other terms of the series. |

Debt securities of any series may be sold at a substantial discount below their stated principal amount, bearing no interest or interest at a rate that at the time of issuance is below market rates, may be redeemable at a premium, or may be otherwise designated by us as issued with original issue discount. We will discuss certain tax considerations that may be relevant to holders of such discount securities, undated or perpetual debt securities and debt securities providing for indexed, contingent or variable payments or payments in a currency other than the currency in which such debt securities are denominated in the prospectus supplement relating to such securities. Debt securities and any coupons relating to such debt securities will become void unless presented for payment within 10 years with respect to a payment of principal and premium, if any, and five years with respect to a payment of interest. All monies paid by us to a paying agent or the trustee for the payment of principal of (and premium, if any, on) or any interest on any debt security that remain unclaimed at the end of two years after such principal, premium, or interest will have become due and payable will be