Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 78

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 1
Chunk 78
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 Corporation had the following key metrics related to its office, hospitality and multifamily portfolios:

•Commercial office loans:

◦There were 113 outstanding loans, totaling $111.1 million, or 2.35% of total Corporation loans outstanding;

◦There were no nonaccrual commercial office loans;

◦There were two past due commercial office loans that totaled $209 thousand, or 0.19% of total commercial office loans outstanding; and

◦The average outstanding balance per commercial office loan was $983 thousand.

•Commercial hospitality loans:

◦There were 156 outstanding loans, totaling $321.2 million, or 6.79% of total Corporation loans outstanding;

◦There were no nonaccrual commercial hospitality loans;

◦There were no past due commercial hospitality loans; and

◦The average outstanding balance per commercial hospitality loan was $2.1 million.

•Commercial multifamily loans:

◦There were 223 outstanding loans, totaling $405.4 million, or 8.57% of total Corporation loans outstanding;

◦There was one nonaccrual and past due commercial multifamily loan that totaled $199 thousand, or 0.05% of total multifamily loans outstanding; and

◦The average outstanding balance per commercial multifamily loan was $1.8 million.

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The following table summarizes the geographic region (based upon metropolitan statistical areas) in which the commercial office, hospitality and multifamily loans were originated as of June 30, 2025:

 June 30, 2025Commercial OfficeGeographic Region:Buffalo, NY32.77 %Cleveland, OH30.06 Cincinnati, OH9.89 Erie-Meadville, PA5.78 All other geographical regions21.50 Total Commercial Office100.00 %Commercial HospitalityGeographic Region:Buffalo, NY19.00 %Columbus, OH13.95 Pittsburgh, PA17.02 Cleveland, OH9.49 All other geographical regions40.54 Total Commercial Hospitality100.00 %Commercial MultifamilyGeographic Region:Cleveland, OH41.12 %Buffalo, NY23.47 Columbus, OH15.08 State College–DuBois, PA 6.05 All other geographical regions14.28 Total Commercial Multifamily100.00 %

As of June 30, 2025, the Corporation had no