Company: CFG-PE
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0000759944-25-000070
Chunk: 218

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-05-01
Form: 10-Q
Item: Part I, Item 1
Chunk 218
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 294 776 16 1,593 Nonaccrual— — 4 83 45 62 83 6 283 Total commercial and industrial1,178 5,519 2,448 4,176 3,099 3,088 24,178 95 43,781 Commercial real estatePass774 2,558 1,099 5,193 5,066 5,923 1,361 4 21,978 Special Mention— — 100 1,005 355 433 80 6 1,979 Substandard Accrual— 3 79 519 217 1,127 9 116 2,070 Nonaccrual— — 3 81 65 545 2 4 700 Total commercial real estate774 2,561 1,281 6,798 5,703 8,028 1,452 130 26,727 Total commercialPass1,952 8,060 3,411 9,071 7,597 8,516 24,490 77 63,174 Special Mention— 5 177 1,076 582 572 270 6 2,688 Substandard Accrual— 15 134 663 513 1,421 785 132 3,663 Nonaccrual— — 7 164 110 607 85 10 983 Total commercial$1,952 $8,080 $3,729 $10,974 $8,802 $11,116 $25,630 $225 $70,508 The following table presents the amortized cost basis of commercial loans and leases by vintage date and internal risk rating as of December 31, 2024:Term Loans and Leases by Origination YearRevolving Loans(dollars in millions)20242023202220212020Prior to 2020Within the Revolving PeriodConverted to TermTotalCommercial and industrialPass$5,945 $2,525 $4,194 $2,923 $895 $2,066 $21,323 $66 $39,937 Special Mention2 79 98 236 48 48 211 — 722 Substandard Accrual