Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 16

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 16
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313,540 $— $(59,178)$254,362 Municipal155,770 458 (2,283)153,945 Mortgage-backed: (1)Residential mortgage-backed securities2,724,442 5,421 (505,165)2,224,698 Commercial (multi-family) mortgage-backed securities6,315 65 (102)6,278 Collateralized mortgage obligations188,223 980 (17,400)171,803 Corporate notes50,511 26 (653)49,884 Total held-to-maturity securities$3,438,801 $6,950 $(584,781)$2,860,970 Less: Allowance for credit losses(395)Held-to-maturity securities, net of allowance for credit losses$3,438,406 Equity securities with readily determinable fair value $60,843 $6,520 $(3,918)$63,445 (1)None of our mortgage-backed securities are subprime.

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Table of Contents

December 31, 2024AmortizedCostGrossUnrealizedGainsGrossUnrealizedLossesFairValue(In thousands)Available-for-sale securitiesU.S. Treasury$37,858 $49 $— $37,907 U.S. government agencies50,000 — (5,055)44,945 Municipal188,405 528 (4,340)184,593 Corporate notes:Financial issuers83,997 — (3,828)80,169 Other1,000 — (7)993 Mortgage-backed: (1)Residential mortgage-backed securities4,106,641 284 (553,287)3,553,638 Commercial (multi-family) mortgage-backed securities19,064 23 (755)18,332 Collateralized mortgage obligations238,574 1,187 (18,856)220,905 Total available-for-sale securities$4,725,539 $2,071 $(586,128)$4,141,482 Held-to-maturity securitiesU.S. government agencies$313,539 $— $(69,127)$244,412 Municipal161,016 243 (5,290)155,969 Mortgage-backed: (1)