Company: WLTH
Filing Date: 2025-06-18
Form Type: DRS
Source: 0001628279-25-000372
Chunk: 16

Company: WEALTHFRONT CORP
Filing Date: 2025-06-18
Form: DRS
Chunk 16
---
 of homeownership, early retirement, prolonged time off from their careers, or saving for college. These personalized insights and advice are provided for free, without ever needing to talk to a financial planner.

The pace at which we launch new products has accelerated over time.

<div align='center'>11</div>

#### Client Experience: Trust and Transparency
Trust and transparency are at the core of our client experience. As of January 31, 2025, our average platform assets per client exceeded $70,000, which relative to other FinTech platforms demonstrates our clients’ trust. Trust and transparency also benefits our business model, as a delightful client experience drives word-of-mouth referrals.

The key features that drive trust and transparency are:

Superior Value and Lower Cost

We are uniquely able to offer these lower cost solutions at superior value because of the automation we’ve built into our platform and our willingness to share our savings with clients. We pass along the cost savings from automation to our clients in the form of industry-leading APY for our cash management products, lower advisory fees for our investment advisory products, and lower interest rates for our borrowing product. Additionally, we offer clients a wide range of premium features with our products without an additional fee or subscription, including:

• Industry-leading APY through our program banks on as little as $1 in a Wealthfront Cash Account with $0 account fees.

• FDIC insurance up to $8 million for individual accounts and $16 million for joint accounts through our program banks.

• Free instant withdrawals to eligible external accounts—even on weekends and holidays.

• Free domestic wires to title companies and accounts in the clients’ name.

• Over 19,000 free ATMs for funds held at our program banks and up to two free out-of-network ATM withdrawal reimbursements each month.

• Free automated tax-loss harvesting for many of our investment products that produces benefits that are often a multiple of our 0.25% investment advisory fee.

• Private excess SIPC insurance with an additional $500 million in aggregate and a maximum of $900,000 limit on cash in brokerage accounts per client.

• A low borrowing rate for margin loans with approval in seconds and money deposited in as little as one business day.

Intuitive and Easy to Use

All our products are designed to simplify otherwise complex financial experiences and decisions. While complex to navigate on one’s own when beginning one’s financial journey, we strive to make the process holistic and simple. Everything from account opening to notifications, transfers, and decision prompts are presented to our clients clearly