Company: AX
Filing Date: 2025-08-21
Form Type: 10-K
Source: 0001299709-25-000125
Chunk: 76

Company: Axos Financial, Inc.
Filing Date: 2025-08-21
Form: 10-K
Item: Item 8
Chunk 76
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:Non-interest-bearing$3,040,696 $2,975,631 Interest-bearing17,788,847 16,383,586 Total deposits20,829,543 19,359,217 Advances from the Federal Home Loan Bank60,000 90,000 Borrowings, subordinated notes and debentures312,671 325,679 Securities loaned139,426 74,177 Customer, broker-dealer and clearing payables350,606 301,127 Accounts payable and other liabilities410,155 414,538 Total liabilities22,102,401 20,564,738 COMMITMENTS AND CONTINGENCIES (Note 18)STOCKHOLDERS’ EQUITY:Common stock—$0.01 par value; 150,000,000 shares authorized, 71,101,642 shares issued and 56,483,617 shares outstanding as of June 30, 2025; 70,221,632 shares issued and 56,894,565 shares outstanding as of June 30, 2024711 702 Additional paid-in capital548,895 510,232 Accumulated other comprehensive income (loss)—net of income tax348 (2,466)Retained earnings2,618,525 2,185,617 Treasury stock, at cost; 14,618,025 shares as of June 30, 2025 and 13,327,067 shares as of June 30, 2024(487,802)(403,489)Total stockholders’ equity2,680,677 2,290,596 TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY$24,783,078 $22,855,334 

See accompanying notes to the consolidated financial statements.

F-3

AXOS FINANCIAL, INC.

CONSOLIDATED STATEMENTS OF INCOME

Fiscal Year Ended June 30,(Dollars in thousands, except earnings per common share)202520242023INTEREST AND DIVIDEND INCOME:Loans, including fees$1,654,784 $1,499,572 $1,048,874 Securities borrowed and customer receivables25,492 22,407 18,657 Investments and other135,189 133,628 89,607 Total interest and dividend income1,815,465