Company: KEY-PI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000091576-25-000110
Chunk: 243

Company: KEYCORP /NEW/
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 8
Chunk 243
---
 %0.29Real estate — residential mortgage(1.26)%4.49Home equity loans(3.22)%4.36Other consumer loans(5.01)%0.54Credit cards(11.96)%0.25Six months ended June 30, 2024Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(11.75)%2.96Commercial mortgage(1.91)%0.37Construction— %2.88Real estate — residential mortgage(1.65)%7.63Home equity loans(3.56)%5.36Other consumer loans(3.29)%0.66Credit cards(14.38)%0.50Amortized Cost Basis of Modified Loans That Subsequently DefaultedKey considers modifications to borrowers experiencing financial difficulty that subsequently become 90 days or more past due under modified terms as subsequently defaulted. The following table presents the amortized cost of modified loans to borrowers experiencing financial difficulty that were within 12 months of their modification and subsequently defaulted within the noted periods.Three months ended June 30, 2025Dollars in millionsInterest Rate ReductionTerm ExtensionOtherCombinationTotalLOAN TYPECommercial and Industrial$— $1 $2 $— $3 Total commercial loans— 1 2 — 3 Credit cards— — — 1 1 Total consumer loans$— $— $— $1 $1 Total loans$— $1 $2 $1 $4 Six months ended June 30, 2025Dollars in millionsInterest Rate ReductionTerm ExtensionOtherCombinationTotalLOAN TYPECommercial and Industrial$— $1 $2 $— $3 Commercial real estateCommercial mortgage— 19 — — 19 Total commercial real estate loans— 19 — — 19 Total commercial loans$— $20 $2 $— $22 Total loans$— $20 $2 $— $22 Three months ended June 30, 2024Dollars in millionsInterest Rate ReductionTerm ExtensionOtherCombinationTotalLOAN TYPEHome equity loans$— $— $— $1 $1 Total consumer loans$— $— $— $1 $1 Total loans$— $— $— $