Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 22

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 22
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 (5) “Allowance for Credit Losses” of the 2024 Form 10-K.

The table below shows the Company’s loan portfolio by credit quality indicator and year of origination at March 31, 2025:Year of OriginationRevolvingTotal(In thousands)20252024202320222021PriorRevolvingto TermLoansLoan Balances:Commercial, industrial and otherPass$962,463 $3,196,212 $2,028,320 $1,467,054 $1,049,258 $1,321,270 $5,220,680 $4,004 $15,249,261 Special mention327 14,077 90,207 62,439 44,650 17,495 173,427 1,162 403,784 Substandard accrual197 6,030 17,208 56,774 35,016 14,142 76,970 1,384 207,721 Substandard nonaccrual/doubtful— 1,644 7,027 20,102 8,837 6,512 26,354 84 70,560 Total commercial, industrial and other$962,987 $3,217,963 $2,142,762 $1,606,369 $1,137,761 $1,359,419 $5,497,431 $6,634 $15,931,326 Construction and developmentPass$32,130 $453,983 $610,151 $787,344 $152,775 $156,009 $23,362 $— $2,215,754 Special mention— — 2,511 143,224 19,000 — — — 164,735 Substandard accrual— — 752 — 1,211 59,176 3,640 — 64,779 Substandard nonaccrual/doubtful— — 251 1,331 — 2,031 — — 3,613 Total construction and development$32,130 $453,983 $613,665 $931,899 $172,986 $217,216 $27,002 $— $2,448,