Company: CFG-PE
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000759944-25-000153
Chunk: 25

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 25
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540 25 Total commercial71,292 142 80 46 933 72,493 49 Residential mortgages34,052 80 43 114 188 34,477 150 Home equity18,007 83 28 — 297 18,415 206 Automobile2,702 62 21 — 31 2,816 4 Education8,482 34 18 2 20 8,556 2 Other retail4,010 32 22 — 49 4,113 1 Total retail67,253 291 132 116 585 68,377 363 Total$138,545 $433 $212 $162 $1,518 $140,870 $412 Guaranteed residential mortgages(1)$795 $44 $23 $114 $— $976 $— December 31, 2024Days Past Due and Accruing(dollars in millions)Current30-5960-8990+Nonaccrual TotalNonaccrual with no related ACLCommercial and industrial$42,247 $35 $20 $8 $241 $42,551 $31 Commercial real estate26,212 204 27 6 776 27,225 32 Total commercial68,459 239 47 14 1,017 69,776 63 Residential mortgages32,011 251 93 179 192 32,726 142 Home equity16,097 88 27 — 283 16,495 182 Automobile4,563 100 33 — 48 4,744 6 Education10,686 45 23 2 56 10,812 4 Other retail4,504 46 31 1 68 4,650 1 Total retail67,861 530 207 182 647 69,427 335 Total$136,320 $769 $254 $196 $1,664 $139,203 $398 Guaranteed residential mortgages(1)$696 $119 $55 $172 $— $1,042 $— (1) Guaranteed residential mortgages represent loans fully or partially guaranteed by the FHA, VA, and USDA