Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 222

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 222
---
 1 103 3 All other states1,291 8 1,160 23 Total$4,432 22 4,202 64 

The following table provides an analysis of solar energy installation portfolio loans outstanding disaggregated based upon FICO score at origination as of:

TABLE 44:  Solar Energy Installation Portfolio Loans Outstanding by FICO Score at OriginationSeptember 30, 2025December 31, 2024($ in millions)Outstanding% of TotalOutstanding% of TotalFICO ≤ 659$5 —  %$5 —  %FICO 660-719640 15 621 15 FICO ≥ 7203,787 85 3,576 85 Total$4,432 100  %$4,202 100  %

Other consumer loans portfolio

Other consumer portfolio loans are comprised of secured and unsecured loans originated through the Bancorp’s branch network, point-of-sale home improvement loans originated through a network of contractors and installers, and other point-of-sale loans originated or purchased in connection with third-party companies. Loans originated in connection with one third-party point-of-sale company are impacted by certain credit loss protection coverage provided by that company. The Bancorp discontinued origination of new loans with this third-party company in September 2022. 

The following table provides an analysis of other consumer portfolio loans outstanding by product type as of:

TABLE 45:  Other Consumer Portfolio Loans Outstanding by Product TypeSeptember 30, 2025December 31, 2024($ in millions)Outstanding% of TotalOutstanding% of TotalOther secured$988 41  %$912 36 %Point-of-sale home improvement552 23 623 25 Unsecured441 19 437 17 Third-party point-of-sale395 17 546 22 Total$2,376 100  %$2,518 100 %

Analysis of Nonperforming Assets

Nonperforming assets include nonaccrual loans and leases for which ultimate collectability of the full amount of the principal and/or interest is uncertain and certain other assets, including OREO and other repossessed property. A summary of nonperforming assets is included in Table 46. For further information on the Bancorp’s policies related to accounting for delinquent and nonperforming loans and leases, refer to the Nonaccrual Loans and Leases section