Company: BANFP
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-030159
Chunk: 179

Company: BANCFIRST CORP /OK/
Filing Date: 2025-02-28
Form: 10-K
Item: Item 1B
Chunk 179
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 for automobiles. 

LOANS HELD FOR INVESTMENT BY CATEGORY

    December 31,

    2024

    2023

    Amount

    % ofTotal

    Amount

    % ofTotal

    (Dollars in thousands)

    Real estate:

    Commercial real estate owner occupied
     
    $
    931,709

    11.61
    %
     
    $
    960,944

    12.55
    %

    Commercial real estate non-owner occupied

    1,578,483

    19.67

    1,486,420

    19.42

    Construction and development < 60 months

    756,662

    9.43

    642,643

    8.39

    Construction residential real estate < 60 months

    250,373

    3.12

    283,486

    3.70

    Residential real estate first lien

    1,431,265

    17.84

    1,258,744

    16.44

    Residential real estate all other

    275,461

    3.43

    244,696

    3.20

    Agriculture

    449,190

    5.60

    427,139

    5.58

    Commercial non-real estate

    1,363,462

    16.99

    1,289,452

    16.84

    Consumer non-real estate

    478,647

    5.96

    476,467

    6.22

    Oil and gas

    509,858

    6.35

    586,654

    7.66

    Total loans
     
    $
    8,025,110

    100.00
    %
     
    $
    7,656,645

    100.00
    %

See Note (1) and Note (5) of the Notes to Consolidated Financial Statements for additional disclosures regarding the Company’s loans. 

 40 

LOANS BY MATURITY AND INTEREST RATE SENSITIVITY 

The information relating to the maturity and interest rate sensitivity of loans is based upon contractual maturities and original loan terms. In the ordinary course of business, loans