Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000105
Chunk: 39

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 39
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es) and provisions (1,190) (243) (231) (1,664) (1,535) (164) (687) (2,386) Profit before tax 9,104 963 236 10,303 8,724 784 — 9,508 Tax on profit (2,367) (237) (210) (2,814) (2,707) (209) — (2,916) Profit from continuing operations 6,737 726 26 7,489 6,017 575 — 6,592 Net profit from discontinued operations 726 (726) — — 575 (575) — — Consolidated profit 7,463 — 26 7,489 6,592 — — 6,592 Non-controlling interests 2 (630) — (26) (656) (533) — — (533) Profit attributable to the parent 6,833 — — 6,833 6,059 — — 6,059 January-June 2024January-June 2025

54 Appendix 2025 Investor Day targets summary Group P&L QoQ and excluding Argentina CET1 performance YTD Detail by global business and country Reconciliation of underlying results to statutory results Glossary and additional notes

55 Glossary - Acronyms • A2A: account-to- account • AM: Asset management • AuMs: Assets under Management • bn: Billion • bps: Basis points • c.: Circa • CET1: Common equity tier 1 • CHF: Swiss franc • CF: Corporate Finance • CIB: Corporate & Investment Banking • CoE: Cost of equity • Consumer: Digital Consumer Bank • CoR: Cost of risk • DCB Europe: Digital Consumer Bank Europe • DCM: Debt Capital Markets • DPS: Dividend per share • EPS: Earnings per share • FX: Foreign Exchange • FY: Full year • GFT: Gains on financial transactions • ID: Investor Day • IFRS 5: International Financial Reporting Standard 5, on non-current assets held for sale and discontinued operations • IFRS 9: International Financial Reporting Standard 9, regarding financial instruments • k: Thousands • LLPs: Loan-loss provisions • mn: Million • NII: Net interest income • NIM: Net interest margin • n.m.: Not meaningful • NPL: Non-performing loans • OEM: Original equipment manufacturer • Payments: PagoN