Company: CPSS
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001683168-25-001548
Chunk: 471

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 1C
Chunk 471
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Item 9C. Disclosure Regarding Foreign Jurisdictions That Prevent
Inspections

Not Applicable.

 51 

PART III

Item 10. Directors, Executive Officers and Corporate Governance.

Directors

The names of the Company’s directors, their principal occupations,
and certain other information regarding them are set forth below.

Charles E. Bradley, Jr., 65, has been the
Company’s Chief Executive Officer since January 1992, a director since the Company’s formation in March 1991, and was elected
Chairman of the Board in July 2001. Prior to that he was President of the Company from March 1991 to December 2022. From April 1989 to
November 1990, he served as Chief Operating Officer of Barnard and Company, a private investment firm. From September 1987 to March 1989,
Mr. Bradley was an associate of The Harding Group, a private investment banking firm. Having been with the Company since its inception,
Mr. Bradley brings comprehensive knowledge of the Company’s business, structure, history and culture to the Board and the Chairman
position.

Stephen H. Deckoff, 59, has been a director
of the Company since August 2022. Mr. Deckoff has been the Managing Principal of Black Diamond, Capital Management, L.L.C., (“Black
Diamond”), a privately held alternative asset management firm, since its founding in 1995. In that capacity, he is responsible
for all portfolio management and business operations. Prior to 1995, Mr. Deckoff was a Senior Vice President of Kidder, Peabody &
Co. Inc. (“Kidder”) and head of its Structured Finance Group. Prior to joining Kidder, Mr. Deckoff was a Managing Director
in the Structured Finance Group at Bear Stearns & Co., Inc. (“Bear Stearns”). Before joining Bear Stearns, Mr. Deckoff
worked in the Structured Finance Department of Chemical Securities, Inc. and the Fixed Income Research Department at Drexel Burnham Lambert.
In June 2023, Mr. Deckoff joined the Board of KVH Industries, Inc., a publicly traded company providing connectivity solutions to primarily
maritime customers globally. Mr. Deckoff brings to the Board his extensive financial experience and expertise.

Louis M. Grasso, 78, has been a director
of the Company since October 2019. Mr. Grasso was the founder and majority owner of