Company: CMTV
Filing Date: 2025-11-14
Form Type: 10-Q
Source: 0001654954-25-013041
Chunk: 32

Company: COMMUNITY BANCORP /VT
Filing Date: 2025-11-14
Form: 10-Q
Item: Part I, Item 1
Chunk 32
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,062,031  $961,882,509       90 Days  Total       December 31, 2024 30-89 Days  or More  Past Due  Current  Total Loans                 Commercial & industrial $249,577  $1,286,921  $1,536,498  $122,519,154  $124,055,652 Purchased  0   0   0   7,808,877   7,808,877 Commercial real estate  711,925   25,050   736,975   471,415,882   472,152,857 Municipal  0   0   0   67,087,399   67,087,399 Residential real estate - 1st lien  2,471,244   1,306,019   3,777,263   214,313,630   218,090,893 Residential real estate - Jr lien  88,514   0   88,514   35,602,667   35,691,181 Consumer  13,151   0   13,151   3,040,795   3,053,946 Totals $3,534,411  $2,617,990  $6,152,401  $921,788,404  $927,940,805   For all loan segments, loans over 30 days past due are considered delinquent. The following table presents the amortized cost basis of collateral-dependent loans (e.g. repayment expected through underlying collateral, no other expected sources of repayment) as of the balance sheet dates, by collateral type:   Real Estate  Total September 30, 2025      Residential real estate - 1st lien $169,604  $169,604          December 31, 2024        Residential real estate - 1st lien $593,678  $593,678  Residential real estate loans in process of foreclosure comprised one loan in the amount of $88,780 as of December 31, 2024.  There were no residential real estate loans in process of foreclosure as of September 30,