Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003701
Chunk: 122

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 122
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 (2) Includes the
settlement of restructured contracts through the realization of new operations. At the time a loan is modified, Management considers the
new loan’s conditions and restructured maturity, and it is no longer considered past due. From the date of modification, restructured
interest begins to accrue, using the effective interest rate method, taking into consideration the client’s capacity to pay the
loan based on the analysis made by Management. If the customer fails to maintain the new negotiated terms, management considers ceasing
accrual from that point. Additionally, any balances related to restructured loans and advances to customers that have already been written
off and recorded in off balance acounts accounts, as well as any gains from restructurings, are recognized only when received. BRADESCO
| Consolidated Financial Statements 107 Consolidated Financial Statements | Notes to the Consolidated Financial Statements f) Expected
losses net of recoveries Provision expense for expected losses associated with credit risk, net of recovery of written-off credits. R$
thousands Nine-month period ended September 30, 2025 Amount constituted 26,036,232 Amount recovered (4,143,299) Expected Credit Loss Associated
with Credit Risk expense net of amounts recovered (1) 21,892,933 (1) In the nine-month period ended September 30, 2025, there were credit
assignments from operations already written off as losses in the amount of R$606,063 thousand, with a sale value of R$86,457 thousand,
and credit assignment from active operations in the amount of R$2,662 thousand, with a sale value of R$76 thousand, without retention
of risks and benefits. g) Items not recorded on the balance sheet The table below shows the amounts representing the total risk of items
not recorded on the balance sheet (off balance): R$ thousands On September 30, 2025 Commitments to extend credit (1) 356,524,267 Financial
guarantees (2) 118,237,870 Letters of credit for imports 553,099 Total 475,315,236 (1) Includes available lines of credit, limits for
credit cards, personal loans, housing loans and overdrafts; and (2) Refers to guarantees mostly provided for Corporate customers. Financial
guarantees are conditional commitments of loans issued to ensure a client's performance before a third party. Under these guarantees,
we generally have the right