Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1248

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1A
Chunk 1248
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 involves the risk of injury to consumers as a result
of tampering by unauthorized third parties or product contamination. We carry insurance coverage in the types and amounts that we consider
reasonably adequate to cover the risks we face. If insurance coverage is inadequate or unavailable or premium costs continue to rise,
we may face additional claims not covered by insurance, and claims that exceed coverage limits or that are not covered could have a material
adverse effect on us.

Disruption
in our supply chain and changes to tax or trade policy could negatively impact our business.

Some
of the ingredients, packaging materials, and other products we purchase may only be available from a single supplier or a limited group
of suppliers, including suppliers located outside the U.S. in China and Canada. While alternate sources of supply are generally available,
the supply and price are subject to market conditions and are influenced by other factors beyond our control. We do not have long-term
contracts with many of our suppliers, and therefore they could increase prices or cease doing business with us. As a result, we may be
subject to price fluctuations or demand disruptions.

The
prices of raw materials, packaging materials and freight are subject to fluctuations in price attributable to, among other things, global
competition for resources, weather conditions, changes in supply and demand of raw materials, or other commodities, fuel prices and government-sponsored
agricultural programs. Volatility in the prices of raw materials and other supplies we purchase could increase our cost of sales and
reduce our profitability, and we have no guarantees that prices will not rise. Our ability to pass along higher costs through price increases
to our customers is dependent upon competitive conditions and pricing methodologies employed in the various sales channels in which we
compete, and we may not be successful in implementing price increases. In addition, any price increases we do implement may result in
lower sales volumes. Customers and consumers may choose to shift purchases to lower-priced private label or other value offerings which
may adversely affect our results of operations.

Additionally,
any major changes in tax or trade policy, such as the imposition of additional tariffs or duties on imported products, or trade sanctions,
between the U.S. and countries from which we source merchandise, directly or indirectly, could require us to take certain actions, such
as raising prices on our products or seeking alternative sources of supply from vendors with whom we have less familiarity, which could
adversely affect our reputation, revenue, and our results of operations.

20

Risks
Related to Our Common Stock