Company: PRI
Filing Date: 2025-03-03
Form Type: S-3ASR
Source: 0000950170-25-030637
Chunk: 2

Company: Primerica, Inc.
Filing Date: 2025-03-03
Form: S-3ASR
Chunk 2
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 stock purchase contract and debt securities, preferred securities or debt obligations of third parties, including U.S. treasury securities or any combination of the foregoing, securing the holder’s obligation to purchase our common stock or other securities under the stock purchase contracts.

We will provide the specific terms of any offering and the offered securities in one or more supplements to this prospectus at the time of offering. Any prospectus supplement may also add, update or change information contained in this prospectus. You should read this prospectus and any applicable prospectus supplement, as well as the documents incorporated by reference in such documents, carefully before you make your investment decision.

We may offer securities through underwriting syndicates managed or co-managed by one or more underwriters, through agents or directly to purchasers. The prospectus supplement for each offering of securities will describe the plan of distribution for that offering. For general information about the distribution of securities offered, see the section entitled “Plan of Distribution” in this prospectus.

Our common stock is listed on the New York Stock Exchange under the trading symbol “PRI.” Each prospectus supplement will indicate if the securities offered thereby will be listed on any securities exchange.

This prospectus may not be used to sell securities unless accompanied by a prospectus supplement.

Investing in our securities involves a number of risks. See the section entitled “Risk Factors” on page 2 of this prospectus and in the applicable prospectus supplement and in the “Risk Factors” section of our filings with the Securities and Exchange Commission before you make your investment decision.

Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of any of these securities or determined if this prospectus or any accompanying prospectus supplement is truthful or complete. Any representation to the contrary is a criminal offense.

<div align='center'>The date of this prospectus is March 3, 2025.

TABLE OF CONTENTS1</div>

| About this Prospectus                                            |  i |
| Forward-Looking Statements                                       | ii |
| Primerica, Inc.                                                  |  1 |
| Risk Factors                                                     |  2 |
| Use of Proceeds                                                  |  2 |
| Description of Securities                                        |  2 |
| Description of Debt Securities                                   |  2 |
| Description of Capital Stock                                     |  4 |
| Description of Depositary Shares                                 |  8 |
| Description of Warrants                                          | 10 |
| Description of Stock Purchase Contracts and Stock Purchase Units | 12 |
| Plan of Distribution