Company: PNBK
Filing Date: 2025-09-02
Form Type: 424B5
Source: 0001437749-25-028162
Chunk: 32

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-09-02
Form: 424B5
Chunk 32
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| ● | if applicable, whether the debt securities shall be subject to the defeasance provisions described below under “— Satisfaction and Discharge” or such other defeasance provisions specified in the applicable prospectus supplement for the debt securities; |

| ● | any conversion or exchange provisions; |

| ● | the date of the debt securities if other than the date of original issuance; |

| ● | the person who shall be entitled to receive interest, if other than the record holder on the record date and the manner in which such interest will be payable; |

| ● | the date or dates on which the principal of the debt securities of such series is payable; |

| ● | the rate or rates, and if applicable the method used to determine the rate, at which the debt securities of such series will bear interest, if any, the date or dates from which such interest will accrue, the date or dates on which such interest will be payable and the record date or dates for the interest payable on any debt securities on any interest payment date; |

| ● | the place or places where payments of principal and interest may be made and securities may be surrendered for registration of transfer or for exchange; |

| ● | the obligation, if any, of the Company to redeem or purchase the debt securities of such series, at the option of the Company or at the option of a holder thereof, pursuant to any sinking fund or other redemption provisions and the period or periods within which, the price or prices at which and the terms and conditions upon which the debt securities of the series may be so redeemed or purchased, in whole or in part; |

| ● | if issued other than in minimum denominations of $1,000 or any multiple of $1,000, or $5,000 in the case of Bearer Securities, the denominations in which the debt securities will be issuable; |

| ● | the portion of the principal amount that will be payable upon acceleration of maturity, if other than the entire principal amount; |

| ● | if other than U.S. currency, the currency, currencies or currency units in which principal, premium, if any, or interest will be payable and the manner of determining the equivalent thereof in U.S. currency; |

| ● | if the principal of (and premium, if any, on) or any interest on the debt securities is to be payable, at our election or the election of a holder thereof, in one or more currencies other than that the currency or currencies in which the debt