Company: BWFG
Filing Date: 2025-05-07
Form Type: 10-Q
Source: 0001505732-25-000089
Chunk: 112

Company: Bankwell Financial Group, Inc.
Filing Date: 2025-05-07
Form: 10-Q
Item: Part I, Item 8
Chunk 112
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 Capital to Risk-Weighted Assets$328,924 12.10 %$190,241 7.00 %$176,653 6.50 %Tier I Capital to Risk-Weighted Assets328,924 12.10 %231,007 8.50 %217,419 8.00 %Total Capital to Risk-Weighted Assets359,089 13.21 %285,362 10.50 %271,773 10.00 %Tier I Capital to Average Assets328,924 10.14 %129,695 4.00 %162,119 5.00 %Minimum Regulatory Capital Required for Capital Adequacy Minimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action ProvisionsActual CapitalAmountRatioAmountRatioAmountRatioBankwell Financial Group, Inc.March 31, 2025Common Equity Tier 1 Capital to Risk-Weighted Assets$273,322 10.04 %$122,516 4.50 %$176,968 6.50 %Tier I Capital to Risk-Weighted Assets273,322 10.04 %163,355 6.00 %217,807 8.00 %Total Capital to Risk-Weighted Assets373,000 13.70 %217,807 8.00 %272,259 10.00 %Tier I Capital to Average Assets273,322 8.41 %129,988 4.00 %162,485 5.00 %

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Minimum Regulatory Capital Required for Capital Adequacy plus Capital Conservation BufferMinimum Regulatory Capital to be Well Capitalized Under Prompt Corrective Action ProvisionsActual Capital(Dollars in thousands)AmountRatioAmountRatioAmountRatioBankwell BankDecember 31, 2024Common Equity Tier 1 Capital to Risk-Weighted Assets$325,296 11.64 %$195,690 7.00 %$181,712 6.50 %Tier I Capital to Risk-Weighted Assets325,296 11.64 %237,623 8.50 %223,645 8.00 %Total Capital to Risk-Weighted Assets355,058 12.70 %296,535 10.50 %279,557 10.00 %Tier I Capital to Average Assets325,296 10.