Company: CMTV
Filing Date: 2025-08-14
Form Type: 10-Q
Source: 0001654954-25-009542
Chunk: 29

Company: COMMUNITY BANCORP /VT
Filing Date: 2025-08-14
Form: 10-Q
Item: Part I, Item 1
Chunk 29
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 months ended June 30, 2025, there were no current period gross charge-offs within the Purchased, CRE, Municipal and Residential real estate Jr lien loan segments.  There was $266 in gross charge-offs in the Residential real estate 1st lien loan segment, but due to rounding in the table above it is not disclosed in this table. For the year ended December 31, 2024                       Term Loans Amortized Cost Basis by Origination Year      2024  2023  2022  2021  2020  Prior  Total   (Dollars in Thousands) Current period gross charge-offs                     Commercial & Industrial $0  $14  $0  $5  $0  $1,244  $1,263 Commercial real estate  0   0   0   0   45   81   126 Consumer  1   30   3   3   0   56   93 Total current period gross charge-offs $1  $44  $3  $8  $45  $1,381  $1,482  For the year ended, December 31, 2024, there were no current period gross charge-offs within the Purchased, Municipal, Residential real estate 1st lien and Residential real estate Jr lien loan segments. The following table presents the amortized cost basis of loans on nonaccrual status and loans past due 90 days or more and still accruing as of the dates presented.  There were no nonaccrual loans with an ACL as of June 30, 2025, or December 31, 2024.      90 Days or   Total  More and June 30, 2025 Nonaccrual  Accruing        Commercial & industrial $6,330,037  $0 Commercial real estate  1,666,669   0 Residential real estate - 1st lien  658,184   488,601 Residential real estate - Jr lien  19,452   68,042 Totals $8,674,342  $556,643          December 31, 2024                 Commercial & industrial $