Company: EMYB
Filing Date: 2025-11-13
Form Type: 10-Q
Source: 0001449794-25-000035
Chunk: 33

Company: Embassy Bancorp, Inc.
Filing Date: 2025-11-13
Form: 10-Q
Item: Part I, Item 8
Chunk 33
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  Yield                    (Dollars In Thousands) ASSETS                Loans - taxable (2)$ 1,249,619 $ 42,487 4.55% $ 1,236,151 $ 39,585 4.28% Loans - non-taxable (1)  26,459   753 4.82%   27,356   692 4.28% Investment securities - taxable  286,875   6,485 3.02%   231,342   4,512 2.61% Investment securities - non-taxable (1)  39,396   892 3.83%   40,620   890 3.70% Federal funds sold  1,000   33 4.41%   991   41 5.53% Interest bearing deposits with banks  68,566   2,269 4.42%   58,910   2,418 5.48% TOTAL INTEREST EARNING ASSETS  1,671,915   52,919 4.27%   1,595,370   48,138 4.07% Less allowance for credit losses  (12,087)        (12,416)      Other assets  83,212        81,936      TOTAL ASSETS$1,743,040      $1,664,890                       LIABILITIES AND STOCKHOLDERS' EQUITY                Interest bearing demand deposits,                 NOW and money market$ 276,262 $ 2,906 1.41% $ 271,604 $ 3,232 1.59% Savings  455,715   2,936 0.86%   466,114   2,988 0.86% Certificates of deposit  518,854   15,861 4.09%   442,595   14,707 4.44% Securities sold under agreements to repurchase‎and other borrowings  8,219   118 1.92%   18,010   434 3.22% TOTAL INTEREST BEARING LIABILITIES  1,259,050   21,821 2.32%   1,198,323   21,361 2.38%                  Non-interest bearing demand deposits