Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 68

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 7
Chunk 68
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 $15 and $18 of nonaccrual government-insured commercial loans whose repayments are insured by the SBA as of September 30, 2025 and December 31, 2024, respectively.

(b)Information for all periods presented excludes advances made pursuant to servicing agreements for GNMA mortgage pools whose repayments are insured by the FHA or guaranteed by the VA. These advances were $159 as of September 30, 2025 and $163 as of December 31, 2024. The Bancorp recognized losses of an immaterial amount for both the three and nine months ended September 30, 2025 and losses of an immaterial amount and $1 for the three and nine months ended September 30, 2024 due to claim denials and curtailments associated with these insured or guaranteed loans.

(c)Includes $15 and $12 of branch-related real estate no longer intended to be used for banking purposes as of September 30, 2025 and December 31, 2024, respectively.

43

Table of ContentsManagement’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

The following tables provide a rollforward of portfolio nonaccrual loans and leases, by portfolio segment:

TABLE 47:  Rollforward of Portfolio Nonaccrual Loans and LeasesFor the nine months ended September 30, 2025 ($ in millions)CommercialResidential MortgageConsumerTotalBalance, beginning of period$456 137 230 823 Transfers to nonaccrual status602 46 246 894 Transfers to accrual status(4)(13)(80)(97)Transfers to held for sale(42)— — (42)Loan paydowns/payoffs(152)(26)(69)(247)Transfers to OREO— (5)(12)(17)Charge-offs(439)— (126)(565)Draws/other extensions of credit14 3 2 19 Balance, end of period$435 142 191 768 

TABLE 48:  Rollforward of Portfolio Nonaccrual Loans and LeasesFor the nine months ended September 30, 2024 ($ in millions)CommercialResidential MortgageConsumerTotalBalance, beginning of period$326 124 199 649 Transfers to nonaccrual status350 49 260 659 Transfers to accrual status(1)(20)(42)(63)Transfers to held for