Company: BCS
Filing Date: 2025-02-13
Form Type: 20-F
Source: 0000312069-25-000114
Chunk: 23

Company: BARCLAYS PLC
Filing Date: 2025-02-13
Form: 20-F
Chunk 23
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 reference into this document. References to Strategic Report and Pillar 3 Report This document contains references throughout to the Barclays PLC Strategic Report and Pillar 3 Report. References to the aforementioned reports are made for information purposes only, and information found in said reports is not incorporated by reference into this document.

Strategy 1 Climate and sustainability report 20 Governance &#9632; Governance 63 &#9632; Directors&#8217; report 64 &#9632; Remuneration report 112 Risk review &#9632; Risk management 192 &#9632; Material existing and emerging risks 194 &#9632; Principal risk management 209 &#9632; Risk performance 221 &#9632; Supervision and regulation 308 Financial review &#9632; Key performance indicators 322 &#9632; Consolidated summary income statement 324 &#9632; Income statement commentary 325 &#9632; Consolidated summary balance sheet 326 &#9632; Balance sheet commentary 327 &#9632; Analysis of results by business 328 &#9632; Non-IFRS performance measures 342 Financial statements &#9632; Consolidated financial statements 356 &#9632; Notes to the financial statements 365 Shareholder information &#9632; Key dates, Annual General Meeting, dividends, and other useful information 450

The world in which we operate Barclays is driven by a common Purpose: working together for a better financial future. To do so, we must be strong as an institution, prepared for the future, and able to navigate different market conditions and evolving trends. We regularly review our operating environment for emerging trends and adapt to address them. We are cognisant of those relevant to our industry and have identified three areas we need to be aware of in the execution of our strategy. We continue to make good progress in addressing them: &#8226; The impact of technology on banking products and services &#8226; The role of capital markets as the principal driver of global growth &#8226; The transition towards a low-carbon economy We reflect the environment in which we operate in the development of our strategy and evolution of our operating model. Our three-year plan is designed to withstand volatility and uncertainty, and help us to continue to meet the needs of our wider stakeholders - including customers, clients, regulators and shareholders. In 2024, we saw an increase in the external pressures placed upon us, including protest activity from activists. The scale of our business means we have a broad array of stakeholder groups to whom we respond. This