Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 37

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 37
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 the depositary and that we are required to furnish to the holders of the Preferred Stock.

Preemptive and Conversion Rights

The holders of the depositary shares and the Preferred Stock do not have any preemptive or conversion rights.

Listing

None.

Depositary, Dividend Disbursing Agent, Registrar and Redemption Agent

Computershare Inc. and Computershare Trust Company, N.A., collectively, will be the depositary, registrar and redemption agent, and
Computershare Inc. will be the dividend disbursing agent for the depositary shares.

S-22

DESCRIPTION OF HUNTINGTON CAPITAL STOCK We are authorized to issue a total of 2,256,617,808 shares of all classes of stock. Of the total number of authorized shares of stock, 2,250,000,000 shares are common stock, par value $0.01 per share, and 6,617,808 shares are serial preferred stock, par value $0.01 per share. A statement of the designations of the authorized classes of preferred stock or of any series thereof, and the powers, preferences and relative, participating, optional or other special rights, and qualifications, limitations or restrictions of that stock, or of the authority of our board of directors to authorize those designations and other terms, is as follows. The following description of the terms of our stock is only a summary. For a complete description, we refer you to the MGCL, our charter and our bylaws. Preferred Stock Our board of directors has the authority to classify and reclassify any unissued shares of our preferred stock by authorizing the issuance of our preferred stock from time to time in one or more series with such distinctive serial designations as may be established by our board of directors. Any such series:

| • |     | may have such voting powers, full or limited, or may be without voting powers; |

| • |     | may be subject to redemption at such time or times and at such prices; |

| • |     | may be entitled to receive dividends (which may be cumulative or non-cumulative) at such rate or rates, on such                                             
 conditions, and at such times and payable in preference to, or in such relation to, the dividends payable on any other class or classes or series of stock; |

| • |     | may have such rights upon our dissolution, or upon any distribution of our assets; |

| • |     | may be made convertible into, or exchangeable for,