Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 26

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 26
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663 2,819 2,756 -2.2% 2,707 2,756 +1.8% Net fee income 349 381 376 396 339 -14.3% 349 339 -2.7% Gains (losses) on financial transactions and other 123 226 150 139 138 -0.2% 123 138 +12.4% Total revenue 3,179 3,263 3,189 3,354 3,234 -3.6% 3,179 3,234 +1.7% Operating expenses (1,319) (1,312) (1,303) (1,296) (1,357) +4.6% (1,319) (1,357) +2.8% Net operating income 1,860 1,951 1,886 2,058 1,878 -8.8% 1,860 1,878 +1.0% Net loan-loss provisions (1,129) (1,053) (1,148) (1,261) (1,119) -11.3% (1,129) (1,119) -0.9% Other gains (losses) and provisions (117) (180) (113) (536) (84) -84.3% (117) (84) -27.9% Profit before tax 613 717 625 260 674 +158.9% 613 674 +9.9% Consolidated profit 535 669 512 218 558 +156.4% 535 558 +4.3% Attributable profit 463 608 441 149 492 +229.7% 463 492 +6.3%

42 Digital Consumer Bank Europe (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 1,095 1,092 1,069 1,105 1,112 +0.6% 1,095 1,112 +1.6% Net fee income 220 231 229 222 188 -15.6% 220 188 -