Company: UMBFO
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0000950170-25-100572
Chunk: 0

Company: UMB FINANCIAL CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Part I, Item 1
Chunk 0
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UMB FINANCIAL CORPORATION

CONSOLIDATED BALANCE SHEETS

(unaudited, dollars in thousands, except share and per share data)

     June 30,

     December 31,

     2025

     2024

     ASSETS

     Loans
      
     $
     36,807,933

     $
     25,642,301

     Allowance for credit losses on loans

     (389,918
     )

     (259,089
     )

     Net loans

     36,418,015

     25,383,212

     Loans held for sale

     5,738

     2,756

     Securities:

     Available for sale (amortized cost of $12,676,882 and $8,407,676, respectively)

     12,162,688

     7,774,334

     Held to maturity, net of allowance for credit losses of $4,275 and $2,645, respectively (fair value of $4,960,950 and $4,748,938, respectively)

     5,495,182

     5,376,267

     Trading securities

     24,698

     28,533

     Other securities

     718,815

     471,018

     Total securities

     18,401,383

     13,650,152

     Federal funds sold and securities purchased under agreements to resell

     737,191

     545,000

     Interest-bearing due from banks

     10,026,186

     7,986,270

     Cash and due from banks

     1,087,696

     573,175

     Premises and equipment, net

     395,195

     221,773

     Accrued income

     327,390

     246,095

     Goodwill

     1,812,694

     207,385

     Other intangibles, net

     531,918

     63,647

     Other assets

     2,016,747

     1,530,199

     Total assets
      
     $
     71,760,153

     $
     50,409,664

     LIABILITIES

     Deposits:

     Noninterest-bearing demand
      
     $