Company: RITM-PC
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001556593-25-000024
Chunk: 101

Company: Rithm Capital Corp.
Filing Date: 2025-08-01
Form: 10-Q
Item: Item 1
Chunk 101
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 on settlement of residential mortgage loan origination derivative instruments(B)24,980 10,077 37,769 (5,447)MSRs retained on transfer of residential mortgage loans(C)377,074 364,305 696,222 580,244 Other(D)14,394 5,114 36,376 11,608 Realized gain on sale of originated residential mortgage loans, net159,246 161,981 353,515 244,776 Change in fair value of residential mortgage loans25,072 (8,907)37,671 5,361 Change in fair value of interest rate lock commitments (Note 17)16,135 (14,817)39,228 (7,332)Change in fair value of derivative instruments (Note 17)(30,755)15,484 (100,927)53,394 Gain on Originated Residential Mortgage Loans, HFS, Net$169,698 $153,741 $329,487 $296,199 (A)Includes residential mortgage loan origination fees of $248.3 million and $233.8 million in the three months ended June 30, 2025 and 2024, respectively, and $445.9 million and $411.5 million in the six months ended June 30, 2025 and 2024, respectively. Includes gain on residential mortgage loan securitizations accounted for as sales of $9.6 million and no gain or loss for the three months ended June 30, 2025 and 2024, respectively, and $25.0 million and no gain or loss for the six months ended June 30, 2025 and 2024, respectively. (B)Represents settlement of forward securities delivery commitments utilized as an economic hedge for mortgage loans not included within forward loan sale commitments.(C)Represents the initial fair value of the capitalized MSRs upon loan sales with servicing retained.(D)Includes fees for services associated with the residential mortgage loan origination process.

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RITHM CAPITAL CORP. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (UNAUDITED)(dollars in tables in thousands, except share and per share data)

8. CONSUMER LOANS

Rithm Capital’s consumer loan portfolio consists of (i) consumer loans acquired from Goldman Sachs Bank USA (the “Marcus loans” or “Marcus