Company: CRD-A
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0000950170-25-063584
Chunk: 5

Company: CRAWFORD & CO
Filing Date: 2025-05-05
Form: 10-Q
Item: Part I, Item 2
Chunk 5
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 and our ability to recover increased operating costs,

•the loss of any material customer,

•our ability to successfully integrate the operations of acquired businesses,

•our ability to timely identify and effectively remediate material weaknesses in internal control over financial reporting,

•regulatory changes related to funding of defined benefit pension plans,

•our U.S., U.K. and other international defined benefit pension plans and our future funding obligations thereunder,

•our ability to complete any transaction involving the acquisition or disposition of assets on terms and at times acceptable to us,

•our ability to identify new revenue sources not tied to the insurance underwriting cycle,

•our ability to develop or acquire information technology resources to support and grow our business,

•our ability to attract and retain qualified personnel,

•our ability to renew existing contracts with clients on satisfactory terms,

•our ability to collect amounts due from our clients and others,

•continued availability of funding under our financing agreements,

•general risks associated with doing business outside the U.S., including changes in tax rates,

•our ability to comply with the covenants in our financing or other agreements,

•changes in the frequency or severity of man-made or natural disasters,

•the ability of our third-party service providers, used for certain aspects of our internal business functions, to meet expected service levels,

•our ability to prevent or detect cybersecurity breaches and cyber incidents,

•our ability to achieve targeted integration goals with the consolidation and migration of multiple software platforms,

•proliferation and escalation of international hostilities and geopolitical events, such as the ongoing conflicts in Russia/Ukraine and Israel,

•risks associated with our having a controlling shareholder, and

•impairments of goodwill or our other indefinite-lived intangible assets.