Company: NWBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001471265-25-000137
Chunk: 15

Company: Northwest Bancshares, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 15
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392 5,334 Vehicle loans21,364 1,767 (1,926)462 21,061 Consumer loans1,668 434 (635)417 1,452 Total Personal Banking43,241 (453)(3,050)2,076 44,668 Commercial Banking:Commercial real estate loans50,559 (3,785)(500)370 54,474 Commercial real estate loans - owner occupied3,615 (453)— 13 4,055 Commercial loans27,655 6,860 (1,319)414 21,700 Total Commercial Banking81,829 2,622 (1,819)797 80,229 Total$125,070 2,169 (4,869)2,873 124,897 Allowance for Credit Losses - off-balance sheet exposurePersonal Banking:Residential mortgage loans$1 — — — 1 Home equity loans63 (1)— — 64 Total Personal Banking64 (1)— — 65 Commercial Banking:Commercial real estate loans4,450 (1,768)— — 6,218 Commercial real estate loans - owner occupied151 (3)— — 154 Commercial loans9,120 (767)— — 9,887 Total Commercial Banking13,721 (2,538)— — 16,259 Total off-balance sheet exposure$13,785 (2,539)— — 16,324 

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Table of Contents

The following table provides information related to the allowance for credit losses by portfolio segment and by class of financing receivable for the six months ended June 30, 2025 (in thousands):Balance as ofJune 30, 2025Current period provisionCharge-offsRecoveriesBalance as of December 31, 2024Allowance for Credit LossesPersonal Banking:Residential mortgage loans$12,089 (1,672)(861)275 14,347 Home equity loans4,216 (378)(686)435 4,845 Vehicle loans21,234 2,263 (4,451)1,033 22,389 Consumer loans2,266 2,289 (2,685)779 1,883 Total Personal Banking39,805 2,502 (8,683