Company: SLDE
Filing Date: 2025-06-18
Form Type: 424B4
Source: 0001193125-25-142810
Chunk: 22

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-18
Form: 424B4
Chunk 22
---
      | 10.5% |     |              | 8.3%  |     |      | 12.9 | % |
| Return on equity(7)                                                              |     |                    | 19.2% |     |      | 20.7% |     |              | 60.0% |     |      | 46.9 | % |
| Return on tangible equity(8)                                                     |     |                    | 19.5% |     |      | 22.1% |     |              | 62.6% |     |      | 53.2 | % |

| (1) | The loss ratio is the ratio, expressed as a percentage, of losses and loss adjustment expenses to net premiums 
 earned.                                                                                                        |

| (2) | The expense ratio is the ratio, expressed as a percentage, of general and administrative expenses, policy 
 acquisition expenses and other underwriting expenses to net premiums earned.                              |

| (3) | The combined ratio is the sum of the loss ratio and the expense ratio. A combined ratio under 100% generally 
 indicates an underwriting profit. A combined ratio over 100% generally indicates an underwriting loss.       |

| (4) | The combined ratio, excluding catastrophic losses & prior year claims development is a non-GAAP financial                                                                                                                                             
 measure. We define the combined ratio, excluding catastrophic losses & prior year claims development as the sum of the loss ratio, excluding losses associated with catastrophic losses and prior year claims development, and the expense ratio. We  
 use the combined ratio, excluding catastrophic losses & prior year claims development as an internal performance measure in the management of our operations because trends in our business may be obscured by current year catastrophe losses and    
 prior year claims development. Current year catastrophe losses cause our loss trends to vary significantly between periods as a result of their frequency of occurrence and magnitude, and can have a significant impact on the combined ratio. Prior 
 year claims development is caused by unexpected loss development on historical reserves. The combined ratio, excluding catastrophic losses & prior year claims development should not be viewed as a substitute for the combined ratio calculated in  
 accordance with GAAP and other companies may define the combined ratio, excluding catastrophic losses & prior year claims development differently. A reconciliation                                                                                   |

15

| of the combined ratio, excluding catastrophic losses & prior year claims development to the combined ratio, which is the most comparable financial metric prepared in accordance with GAAP, for 
 the periods presented follows: