Company: FRHC
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000924805-25-000041
Chunk: 268

Company: Freedom Holding Corp.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 8
Chunk 268
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 — 15,139 15,139 TOTAL EXPENSE82,365 131,234 137,581 114,441 465,621 INCOME/(LOSS) BEFORE INCOME TAX$152,519 $(25,512)$13,308 $(79,829)$60,486 Income tax (expense)/benefit(25,885)(6,554)(4,797)15,471 (21,765)NET INCOME/(LOSS)$126,634 $(32,066)$8,511 $(64,358)$38,721 

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Table of ContentsFREEDOM HOLDING CORP.NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)(All amounts in thousands of United States dollars, except share data, unless otherwise stated)

Six months ended September 30, 2025STATEMENT OF OPERATIONSBrokerageBankingInsuranceOtherTotalFee and commission income$245,050 $(27,364)$— $22,194 $239,880 Net gain on trading securities19,676 44,566 8,522 9,942 82,706 Interest income143,104 230,332 34,393 2,404 410,233 Insurance premiums earned, net of reinsurance— — 278,485 — 278,485 Net gain/(loss) on foreign exchange operations1,978 (24,060)1,976 7,218 (12,888)Net gain/(loss) on derivative21 14,637 — (2,362)12,296 Sales of goods and services— — — 37,222 37,222 Other income/(expense)1,315 13,853 1,532 (5,104)11,596 TOTAL REVENUE, NET411,144 251,964 324,908 71,514 1,059,530 Fee and commission expense23,971 12,711 107,356 4,995 149,033 Interest expense24,741 151,740 3,984 35,204 215,669 Insurance claims incurred, net of reinsurance— — 160,208 — 160,208 Payroll and bonuses66,727 41,936 16,890 60,691 186,244 Professional