Company: ONBPP
Filing Date: 2025-10-29
Form Type: 10-Q
Source: 0000707179-25-000064
Chunk: 207

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-10-29
Form: 10-Q
Item: Item 8
Chunk 207
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231 55,149 5.36 %Total interest-bearing deposits37,315,619 703,184 2.52 %29,877,803 630,972 2.82 %Federal funds purchased and interbank   borrowings131,341 4,394 4.47 %77,262 3,239 5.60 %Securities sold under agreements to repurchase286,137 1,918 0.90 %261,818 2,168 1.11 %FHLB advances5,355,597 158,081 3.95 %4,477,851 133,529 3.98 %Other borrowings792,708 27,933 4.71 %823,746 33,058 5.36 %Total borrowed funds6,565,783 192,326 3.92 %5,640,677 171,994 4.07 %Total interest-bearing liabilities$43,881,402 $895,510 2.73 %$35,518,480 $802,966 3.02 %Noninterest-Bearing Liabilities and   Shareholders’ EquityDemand deposits$11,145,709 $9,396,081 Other liabilities1,041,715 971,687 Shareholders’ equity7,352,143 5,912,546 Total liabilities and shareholders’ equity$63,420,969 $51,798,794 Net interest income - taxable equivalent basis$1,497,440 3.50 %$1,155,340 3.31 %Taxable equivalent adjustment(20,398)(18,737)Net interest income (GAAP)$1,477,042 3.45 %$1,136,603 3.26 %

(1)Interest income is reflected on a fully taxable equivalent basis.

(2)Includes loans held-for-sale.

64

The following table presents the dollar amount of changes in taxable equivalent net interest income attributable to changes in the average balances of assets and liabilities and the yields earned or rates paid.

From Three Months EndedSeptember 30, 2024 to ThreeMonths Ended September 30, 2025From Nine Months EndedSeptember 30, 2024 to NineMonths Ended September 30, 2025 TotalChange (1)Attributed to