Company: MCHB
Filing Date: 2025-10-30
Form Type: 8-K
Source: 0001518715-25-000177
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Company: Mechanics Bancorp
Filing Date: 2025-10-30
Form: 8-K
Item: Item 2.02
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Item 2.02 Results of Operations and Financial Condition

The information provided pursuant to this Item 2.02 (including Exhibit 99.1) is being furnished pursuant to Item 2.02 and shall not be deemed “filed” for purposes of Section 18 of the Exchange Act of 1934, as amended (the “ Exchange Act”), or otherwise subject to the liabilities of that section, and shall not be incorporated by reference into any filing or other document filed by the Company pursuant to the Exchange Act or the Securities Act of 1933, as amended, except as shall be expressly set forth by specific reference in such filing or document.

Mechanics Bancorp is hereby furnishing a third quarter 2025 slide presentation that executive management intends to use in meetings with institutional investors and industry analysts, including in a webcast on October 31, 2025, at 11:00 a. m. (eastern time). The slide presentation is included as Exhibit 99.1 to this report and will be available on Mechanics Bancorp's investor relations web site at http://ir. mechanicsbank. com. The presentation includes forward looking statements within the meaning of the Exchange Act, the Securities Act, and the rules under each of those statutes. Please refer to the second page of the presentation, which includes a list of factors that could cause the results to materially differ from forward looking statements set forth therein. A more complete discussion of the factors, risks and uncertainties that could affect our financial results, business goals and operational and financial objectives is also contained in the Risk Factors included on Exhibit 99.2 to the Company’s Current Report on Form 8-K, filed with the U. S. Securities and Exchange Commission (the “ SEC”) on September 2, 2025. We strongly recommend readers review those disclosures in conjunction with the discussions herein. Because forward-looking statements are inherently subject to risks and uncertainties, some of which cannot be predicted or quantified, you should not rely on these forward-looking statements as predictions of future events.

Section 7 - Regulation FD

Item 7.01 Regulation FD Disclosure