Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 149

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 149
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 in the prospective financial information will be achieved. The prospective financial information included above is provided because it was made available to and considered by Huntington and Cadence and their respective boards of directors and financial advisors in connection with the merger but is subject to the conditions and uncertainties described above in this paragraph.

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In light of the foregoing, and taking into account that the Huntington and Cadence special meetings will be held several months after the prospective financial information was prepared, as well as the uncertainties inherent in any forecasted information, Huntington shareholders and Cadence shareholders are cautioned not to place unwarranted reliance on such information, and are urged to review Huntington’s and Cadence’s most recent SEC filings and Federal Reserve filings, respectively, for a description of their reported financial results and the financial statements of Huntington and Cadence incorporated by reference in this joint proxy statement/prospectus. See the section entitled “Where You Can Find More Information.” The prospective financial information summarized in this section is not included in this joint proxy statement/prospectus in order to induce any holder of Huntington common stock to vote in favor of the Huntington share issuance proposal or any of the other proposals to be voted on at the Huntington special meeting or to induce any holder of Cadence common stock to vote in favor of the Cadence merger proposal or any of the other proposals to be voted on at the Cadence special meeting. Interests of Cadence’s Directors and Executive Officers in the Merger In considering the recommendation of the Cadence board of directors with respect to the merger, Cadence shareholders should be aware that certain of Cadence’s directors and executive officers have interests in the merger, including financial interests, that are different from, or in addition to, the interests of the other shareholders of Cadence generally. The Cadence board of directors was aware of and considered these interests, among other matters, during its deliberations on the merits of the merger and in determining to recommend to Cadence shareholders that they vote for the Cadence merger proposal, the Cadence compensation proposal and the Cadence adjournment proposal. These interests include, among others, the following:

| • | each of Cadence’s directors and executive officers holds unvested equity incentive awards and, at the effective time of the merger, each outstanding equity incentive award will be treated in accordance with the terms set forth in the merger agreement, as discussed in the section entitled “The Merger—Interests of Cadence's Directors and Executive Officers in the Merger—Treatment of Outstanding Cadence Equity Awards