Company: INGVF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-196042
Chunk: 98

Company: ING GROEP NV
Filing Date: 2025-09-04
Form: 424B5
Chunk 98
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 a certificate signed by two members of its Executive Board, it shall deliver a Conversion Notice to the trustee and to the holders of the Securities as soon as practicable and, in any event, within such period as the Competent Authority may require. A “ Conversion Notice” means a written notice requesting that holders complete a Conversion Shares Settlement Notice (in the form attached thereto) and specifying the following information:

| • |     | that a Trigger Event has occurred; |

| • |     | the Conversion Price; |

| • |     | the Conversion Date; |

| • |     | the date on which the Issuer expects DTC to suspend all clearance and settlement of transactions in the 
 Securities in accordance with its rules and procedures (the “Suspension Date”);                         |

| • |     | the details of the Conversion Shares Depository (if one has been appointed) and the procedures holders of the 
 Securities must follow to obtain delivery of the Conversion Shares from the Conversion Shares Depository;     |

| • |     | if the Issuer has been unable to appoint a Conversion Shares Depository, such other arrangements for the issuance               
 and/or delivery of the Conversion Shares to the holders of the Securities as it shall consider reasonable in the circumstances; |

S-75

| • |     | a date, at least 20 business days following the Suspension Date (the “Notice Cut-Off Date”), by which holders must deliver a completed Conversion Shares Settlement Notice to the Conversion Shares Depository; |

| • |     | the date on which the Securities for which no Conversion Shares Settlement Notice has been received by the                                                            
 Conversion Shares Depository on or before the Notice Cut-Off Date shall be cancelled, which date is expected to be no more than 15 business days following the Notice 
 Cut-Off Date (the “Final Cancellation Date”); and                                                                                                                     |

| • |     | that the Securities shall remain in existence for the sole purpose of evidencing the holder’s right to 
 receive Conversion Shares from the Conversion Shares Depository.                                       |

The date on which the Conversion Notice shall be deemed to have been given shall be the date on which it is delivered by the Issuer to DTC (or if the Securities are held in definitive form, to the trustee). Promptly following its receipt of the Conversion Notice, pursuant to DTC’s procedures currently in effect, DTC will post the Conversion Notice to its “Reorganization Inquiry for Participants System,” and within two business days of its receipt of the Conversion Notice,