Company: CNCKW
Filing Date: 2025-07-30
Form Type: 20-F
Source: 0001628280-25-036727
Chunk: 63

Company: Coincheck Group N.V.
Filing Date: 2025-07-30
Form: 20-F
Item: Item 3
Chunk 63
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 financial institutions, could adversely affect our business, financial condition or

results of operations, or our prospects.

Investor concerns regarding the U. S. or international financial systems could result in less favorable

commercial financing terms, including higher interest rates or costs and tighter financial and operating covenants, or

systemic limitations on access to credit and liquidity sources, thereby making it more difficult for us to acquire

financing on terms favorable to us in connection with a potential business combination, or at all, and could have

adverse impacts on our liquidity, our business, financial condition or results of operations, as well as prospects. Our

business may be adversely impacted by these developments in ways that we cannot predict at this time, there may be

additional risks that we have not yet identified, and we cannot guarantee that we will be able to avoid negative

consequences directly or indirectly from any failure of one or more banks or other financial institutions.

Market conditions, economic uncertainty or downturns could adversely affect our business, financial condition,

and operating results.

In recent years, the United States and other markets have experienced cyclical or episodic downturns, and

worldwide economic conditions remain uncertain, including as a result of a pandemic, supply chain disruptions, and

ongoing wars and geopolitical conflicts, imposed and threatened tariffs, elevated interest rates, and higher prices

from recent elevated inflation levels.

We cannot predict the timing, strength, or duration of any future economic slowdown or any subsequent

recovery generally, or in any industry. If the conditions in the general economy and the markets in which we operate

worsen from present levels, our business, financial condition and operating results could be adversely affected.

48

We may be adversely affected by natural disasters, pandemics, wars, terrorism, and other catastrophic events that

could disrupt our business operations, and our business continuity and disaster recovery plans may not

adequately protect us from a serious disaster.

Our business operations are subject to interruption by natural disasters, fire, power shortages, pandemics,

terrorism, and other events beyond our control. Further, acts of terrorism (including cyber terrorism), social unrest,

and other geo-political events could cause disruptions in our business or the economy as a whole. In the event of a

natural disaster, including a major earthquake, blizzard, or hurricane, or a catastrophic event such as a fire, power

loss, or telecommunications failure, we may be unable to continue our operations and may endure system

interruptions, reputational