Company: LAAI
Filing Date: 2025-07-14
Form Type: DEF 14C
Source: 0001683168-25-005079
Chunk: 8

Company: Loan Artificial Intelligence Corp.
Filing Date: 2025-07-14
Form: DEF 14C
Chunk 8
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 if increased, that such price will be maintained. In addition, no assurances can be given that the Reverse Stock Split will
increase the price of our Common Stock to a level that is attractive to brokerage houses and institutional investors.

Potential Effects of the Reverse Stock Split

If the Reverse Stock Split is
effected, each stockholder will own a reduced number of shares of Common Stock. This would affect all of the Company’s stockholders
uniformly and would not affect any stockholder’s percentage ownership in the Company, except to the extent that the Reverse Stock
Split results in a stockholder owning a fractional share as described below. The number of stockholders of record will be affected by
the Reverse Stock Split to the extent that any stockholder holds only a fractional share and receives cash in lieu of such fractional
share after the Reverse Stock Split. Once the Reverse Stock Split is implemented, the principal effect will be to proportionately decrease
the number of outstanding shares of our Common Stock based on the Reverse Stock Split 1-to-800 ratio. The Reverse Stock Split will not
affect the listing of our Common Stock on the OTC Market.

Proportionate voting rights and
other rights and preferences of the holders of our Common Stock will not be affected by the Reverse Stock Split (other than as a result
of the payment of cash in lieu of fractional shares as described below)). For example, a holder of 1% of the voting power of the outstanding
shares of our Common Stock immediately prior to the effectiveness of the Reverse Stock Split will generally continue to hold 1% of the
voting power of the outstanding shares of our Common Stock immediately after the Reverse Stock Split.

Upon the completion of the Reverse Stock Split, the Company will have additional shares of Common Stock available for issuance. The Reverse Stock Split would not change the number of authorized shares. Therefore, because the number of issued and outstanding shares of Common Stock would decrease, the number of shares remaining available for issuance by us in the future would increase. These additional shares would be available for issuance from time to time for corporate purposes such as issuances of shares of Common Stock in connection with capital-raising transactions and acquisitions of companies or other assets, as well as for issuance upon conversion or exercise of securities, such as convertible debt, warrants, or options convertible into or exercisable for shares of Common Stock. We believe that the
availability of the additional shares will provide us with flexibility to meet business needs as they arise, to take advantage of favorable
opportunities,