Company: TWO-PC
Filing Date: 2025-04-02
Form Type: DEF 14A
Source: 0001465740-25-000090
Chunk: 4

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-04-02
Form: DEF 14A
Chunk 4
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 IT and cybersecurity risks and is briefed regularly by our   Chief Information Security Officer. |     | üInternally Managed.We are an internally managed company, which provides for better alignment with the interests of our stockholders.                                                                             
 üStock Ownership.We have robust stock ownership requirements for directors and executive officers.                                                                                                                
 üClawback Policy.We have a policy that provides for the recoupment of incentive compensation paid to our senior management in the event of financial restatements or other misconduct detrimental to our company. 
 üAnti-Hedging/Pledging.Our directors and executives are prohibited from hedging or pledging company stock.                                                                                                        
 üNo Poison Pill.We are not subject to any stockholder rights plan or poison pill.                                                                                                                                 |

OUR PEOPLE AND OUR CULTURE

We prioritize our people, who are the foundation of our success. We hold each other accountable, and applaud teamwork and collaboration to deliver excellence in everything we do. This drives innovation and evolution, creates efficiencies, promotes idea exchange, and empowers us to learn from the broad range of experiences of our colleagues. We are focused on providing our people a sense of community, where everyone has the opportunity to thrive professionally. We emphasize culture, and competitive compensation and benefits, in order to attract and retain the industry’s top talent.

| üInclusion.We are committed to supporting a well-rounded workforce and providing opportunities for collaboration, development and career growth that are supportive and free from any form of unlawful discrimination or harassment. We require inclusion and workplace harassment training for all employees in an effort to provide a workplace where all of our people can succeed. We strive to foster a workplace culture where each employee brings their unique perspectives, abilities and experiences, which contribute to driving organizational value. 
 üCompensation and Benefits.We have a market competitive compensation program designed to align the interests of our employees with those of our stockholders. We offer competitive wages, a 401(k) plan with an employer match contribution, health and welfare benefits, generous paid time off, and a variety of personal and family leave options.                                                                                                                                                                                                             |     | üProfessional Development.We encourage the professional development of our people through leadership development training, talent management and tuition reimbursement programs. We offer a wide variety of educational opportunities through our learning management platform. 
 üEngagement.We conduct periodic pulse surveys to obtain valuable insights from employees on topics such as culture, education, benefits and engagement, and have a consistent participation rate of more than 70%.                                                              
 üWork-Life Integration.Our work-life integration and flexibility policy provides employees the opportunity to