Company: CPSS
Filing Date: 2025-05-23
Form Type: 424B2
Source: 0001683168-25-003971
Chunk: 1

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-05-23
Form: 424B2
Chunk 1
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aid. If notes of the same term are not then being offered, the interest rate upon renewal will
be the rate specified by us on or before maturity or, if no such rate is specified, the rate of the existing note. The interest rate on
your renewed note may differ from the interest rate applicable to your note during the prior term. After giving you thirty days’
advance notice, we may redeem all or a portion of your notes for their original principal amount plus accrued and unpaid interest. You
also may request us to repurchase your notes prior to maturity; however, unless the request is due to your death or total permanent disability,
we are currently prohibited by contract from making any such repurchases. See “Description Of The Notes - Redemption or Repurchase Prior To Stated Maturity - Repurchase At Request of Holder.”

We will market and sell the
notes directly to the public. The notes will not be listed on any securities exchange or quoted on Nasdaq or any over-the-counter market.
We do not intend to make a market in the notes and we do not anticipate that a market in the notes will develop. There will be significant
restrictions on your ability to transfer or resell the notes. We have not requested a rating for the notes; however, third parties may
independently rate them.

The notes are not certificates of deposit or similar obligations of, and are not guaranteed or insured by, any depository institution, the Federal Deposit Insurance Corporation, the Securities Investor Protection Corporation or any other governmental or private fund or entity. Investing in the notes involves risks, which are described in “ Risk Factors” beginning on page 10 of this prospectus supplement.

Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or determined if this prospectus is truthful or complete. Any representation to the contrary is a criminal offense.

|                                  |     | Per Note |         |     | Total |         |
| Public offering price            |     |          | 100.00% |     |       | 100.00% |
| Selling agent commissions        |     |          | none    |     |       | none    |
| Proceeds to CPS, before expenses |     |          | 100.00% |     |       | 100.00% |

See “Plan of Distribution”
for a description of anticipated expenses to be incurred in connection with our offering and selling the notes. There will be no underwriting
discount. We are not required to sell