Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 274

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 274
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 Mechanics equity awards, the amounts as it is required to deduct and withhold with respect to the making of such payment under the Code or any provision of federal, state, local, or foreign tax law. If any such amounts are so withheld by HomeStreet or the exchange agent and paid over to the appropriate governmental entity, such amounts will be treated for all purposes of the merger agreement as having been paid to the holder of Mechanics common stock or Mechanics equity awards in respect of which the deduction and withholding was made by HomeStreet or the exchange agent.

#### Dividends and Distributions
No dividends or other distributions declared with respect to HomeStreet common stock will be paid to the holder of any unsurrendered old certificate of Mechanics common stock until the holder surrenders such old certificate in accordance with the merger agreement. After the surrender of an old certificate in accordance with the merger agreement, the record holder thereof will be entitled to receive any such dividends or other distributions, without any interest, which had previously become payable with respect to the whole shares of HomeStreet common stock that the shares of Mechanics common stock represented by such old certificate have the right to receive under the merger agreement.

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TABLE OF CONTENTS

Representations and Warranties The merger agreement contains representations and warranties made by each of the HomeStreet Parties and Mechanics relating to a number of matters, including the following:

| • | corporate matters, including due organization and qualification and subsidiaries; |

| • | capitalization; |

| • | authority relative to execution and delivery of the merger agreement and the absence of conflicts with, or violations of, organizational documents or other obligations as a result of the merger; |

| • | required governmental and other regulatory filings and consents and approvals in connection with the merger; |

| • | reports to regulatory authorities; |

| • | financial statements, internal controls, books and records and the absence of undisclosed liabilities; |

| • | broker’s fees payable in connection with the merger; |

| • | the absence of certain effects, changes, events, circumstances, conditions, occurrences or developments; |

| • | the conduct of business in the ordinary course; |

| • | legal and regulatory proceedings; |

| • | tax matters, including the absence of action or circumstance that would prevent or impede the merger from qualifying as a “reorganization” within the meaning of Section 368(a) of the Code; |

| • | compliance with applicable laws and cybersecurity matters; |

| • | inapplicability