Company: WEBNF
Filing Date: 2025-11-04
Form Type: 20-F
Source: 0001104659-25-105894
Chunk: 54

Company: WESTPAC BANKING CORP
Filing Date: 2025-11-04
Form: 20-F
Item: Item 14
Chunk 54
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                                   1,409               4         2,309           3,722           895               4         1,498           2,397
Mining                                             15               -           959             974             2               -           928             930
Property                                          378               1           117             496           241               1            16             258
Property services and business services           894              30           932           1,856           480              35           794           1,309
Services                                           41               -           554             595            17               -           626             643
Trade                                           1,121               3         2,543           3,667           768               3         1,787           2,558
Transport and storage                             705              17           419           1,141           499              15           103             617
Utilities                                         639               2         1,495           2,136           228               1           139             368
Retail lending                                    308               -            22             330           282               -            10             292
Other                                              55              90            29             174            30              94            20             144
Total other overseas                           11,760          19,124        15,116          46,000         7,189          12,488        10,956          30,633
Total gross credit risk                       759,080         287,558       195,704       1,242,342       713,981         287,444       187,862       1,189,287
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WESTPAC GROUP 2025 ANNUAL REPORT
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NOTES TO THE FINANCIAL STATEMENTS

Note 11.Credit risk management (Continued)
11.4.  Credit quality of financial assets
Credit quality disclosures
The following tables show the credit quality of gross credit risk exposures measured at amortised cost or at FVOCI to which the impairment requirements apply. The credit quality is determined by reference to the credit risk ratings system (refer to Note 11.2) and expectations of future economic conditions under multiple scenarios.

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