Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047437
Chunk: 64

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 64
---
3.66%, considering the last official update of the countercyclical capital buffer and the systemic risk buffer, calculated on the basis of exposure as of December 31, 2024, according to applicable regulations and supervisory criteria).

Additionally, BBVA is required to meet, also as from June 12, 2025, a volume of own funds and eligible liabilities in terms of total exposure considered for the purpose of the calculation of the leverage ratio (the “

#### MREL in LR
”) of 8.59% of which 5.66% in terms of the total exposure considered for calculating the leverage ratio shall be satisfied with subordinated instruments (the “subordination requirement in LR”). The MREL in RWA and MREL in LR ratios stood at 31.31% and 11.76%, respectively, at September 30, 2025, while the subordinated ratios (subordination requirement in RWA and subordination requirement in LR, respectively, to be fulfilled only by capital and/or subordinated instruments) were 26.61% and 9.99%, respectively, at such date.

Given the structure of the resolution group’s own funds and eligible liabilities, as of September 30, 2025, the Group meets the aforementioned requirements.

The September 30, 2025 ratios referred to above include the impact of the various debt issuances made by BBVA during the nine months ended September 30, 2025 with the aim of reinforcing compliance with the aforementioned requirements.

In addition, as from January 1, 2025, BBVA must maintain, at an individual entity level, a CET1 ratio of 8.01% and a total capital ratio of 12.17%. These ratios include a “Pillar 2” capital requirement at the individual entity level of 1.50%, of which at least 0.84% shall be met with CET1.

The individual ratios as of September 30, 2025 were as follows: the CET1 ratio stood at 15.70%, the Tier 1 ratio stood at 18.20%, the Tier 2 ratio stood at 3.04% and the total capital ratio stood at 21.24%. Risk-weighted assets (RWA) on an individual entity level amounted to €212,620 million as of September 30, 2025.

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