Company: GDOT
Filing Date: 2025-03-04
Form Type: 10-K
Source: 0001386278-25-000009
Chunk: 93

Company: GREEN DOT CORP
Filing Date: 2025-03-04
Form: 10-K
Item: Item 7
Chunk 93
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 except ratios)Green Dot Corporation:Tier 1 leverage$760,571 15.0 %4.0 %n/aCommon equity Tier 1 capital$760,571 42.6 %4.5 %n/aTier 1 capital $760,571 42.6 %6.0 %6.0 %Total risk-based capital$782,207 43.8 %8.0 %10.0 %Green Dot Bank:Tier 1 leverage$362,697 7.3 %4.0 %5.0 %Common equity Tier 1 capital$362,697 28.2 %4.5 %6.5 %Tier 1 capital$362,697 28.2 %6.0 %8.0 %Total risk-based capital$370,207 28.8 %8.0 %10.0 %December 31, 2023AmountRatioRegulatory Minimum"Well-capitalized" Minimum(In thousands, except ratios)Green Dot Corporation:Tier 1 leverage$730,459 17.9 %4.0 %n/aCommon equity Tier 1 capital$730,459 38.0 %4.5 %n/aTier 1 capital $730,459 38.0 %6.0 %6.0 %Total risk-based capital$749,623 39.0 %8.0 %10.0 %Green Dot Bank:Tier 1 leverage$404,559 9.8 %4.0 %5.0 %Common equity Tier 1 capital$404,559 27.8 %4.5 %6.5 %Tier 1 capital$404,559 27.8 %6.0 %8.0 %Total risk-based capital$412,966 28.4 %8.0 %10.0 %

Liquidity and Capital Resources

The following table summarizes our major sources and uses of cash for the periods presented:

 Year Ended December 31, 20242023 (In thousands)Total cash provided by (used in)Operating activities$81,383 $97,519 Investing activities81,402 33,157 Financing activities743,148 (264,019)Increase (decrease) in unrestricted cash, cash equivalents and restricted