Company: RWT-PA
Filing Date: 2025-08-22
Form Type: 424B5
Source: 0001104659-25-081925
Chunk: 125

Company: REDWOOD TRUST INC
Filing Date: 2025-08-22
Form: 424B5
Chunk 125
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 INFORMATION BY REFERENCE
The SEC allows us to “incorporate by reference” information into this prospectus supplement, which means that we can disclose important information to you by referring you to those documents instead of having to repeat the information in this prospectus supplement. The information incorporated by reference is considered to be part of this prospectus supplement, and later information that we file with the SEC will automatically update and supersede this information. We incorporate by reference the documents listed below (SEC File No. 001-13759):

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our Annual Report on Form 10-K for the fiscal year ended December 31, 2024, which was filed with the SEC on March 3, 2025;

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our Quarterly Reports on Form 10-Q for the fiscal quarters ended March 31, 2025 and June 30, 2025, which were filed with the SEC on May 9, 2025and August 8, 2025, respectively;

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our Current Reports on Form 8-K, filed with the SEC on January 17, 2025, January 29, 2025, March 4, 2025, May 23, 2025and August 2 2, 2025;

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our Definitive Proxy Statement with respect to the 2025 Annual Meeting of Stockholders, which was filed with the SEC on April 1, 2025;

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the description of our common stock contained in our Registration Statement on Form 8-A, which was filed with the SEC on January 7, 1998, as updated by Exhibit 4.1to our Annual Report on Form 10-K for the fiscal year ended December 31, 2020, which was filed with the SEC on February 26, 2021, including any amendment or report filed with the SEC for the purpose of updating such description; and

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all documents filed by Redwood Trust, Inc. with the SEC pursuant to Sections 13(a), 13(c), 14, or 15(d) of the Exchange Act, on or after the date of this prospectus supplement and before the completion or termination of the offering covered by this prospectus supplement (but excluding any items, documents, or portions of items or documents that are deemed “furnished” and not filed with the SEC).

You may request a copy of these filings, at no cost, by contacting us at Redwood Trust, Inc., Attention: Investor Relations, at One Belvedere Place