Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001654954-25-008460
Chunk: 0

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 0
---
### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C.20549

#### FORM 6-K

#### Report of Foreign Private Issuer

#### Pursuant to Rule 13a-16 or 15d-16a

#### of the Securities Exchange Act of 1934
<div align='center'>24 July 2025</div>

#### LLOYDS BANKING GROUP plc
<div align='center'>(Translation of registrant's name into English)</div>

#### 5th Floor

#### 25 Gresham Street

#### London

#### EC2V 7HN

#### United Kingdom
<div align='center'>(Address of principal executive offices)

Indicate by check mark whether the registrant files or will file annual reports

under cover Form 20-F or Form 40-F.

Form 20-F..X.. Form 40-F

Index to Exhibits</div>

Item

No. 1 Regulatory News Service Announcement, 24 July 2025

re: 2025 Half-Year Results

Lloyds Banking Group plc

### 2025 Half-Year Results
24 July 2025

### CONTENTS
| Results for the half-year                                          |  1 |
| Income statement (underlying basis) and key balance sheet          
 metrics                                                            |  3 |
| Quarterly information                                              |  4 |
| Balance sheet analysis                                             |  5 |
| Group results-statutory                                            
 basis                                                              |  6 |
| Group Chief Executive's statement                                  |  7 |
| Summary of Group results                                           |  9 |
| Divisional results                                                 |    |
| Segmental analysis - underlying basis                              | 18 |
| Retail                                                             | 20 |
| Commercial Banking                                                 | 22 |
| Insurance, Pensions and Investments                                | 24 |
| Equity Investments and Central Items                               | 28 |
| Alternative performance measures                                   | 29 |
| Risk management                                                    |    |
| Principal risks and uncertainties                                  | 35 |
| Capital risk                                                       | 36 |
| Credit risk                                                        | 41 |
| Liquidity risk                                                     | 52 |
| Interest rate sensitivity                                          | 54 |
| Statutory information                                              |    |
| Condensed consolidated half-year financial statements              
 (unaudited)                                                        | 55 |
| Condensed consolidated income statement (unaudited)                | 56 |
| Condensed consolidated statement of comprehensive income           
 (unaudited)                                                        | 57 |
| Condensed consolidated