Company: KEY-PI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0001628280-25-048757
Chunk: 169

Company: KEYCORP /NEW/
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 169
---
 an insignificant payment delay. The tables do not include consumer loans that are still within a trial modification period. Trial modifications may be done for consumer borrowers where a trial payment plan period is offered in advance of a permanent loan modification. As of September 30, 2025, there were 103 loans totaling $16 million in a trial modification period. As of September 30, 2024, there were 110 loans totaling $19 million in a trial modification period.Commitments outstanding to lend additional funds to borrowers experiencing financial difficulty whose loans were modified were $100 million and $29 million at September 30, 2025 and September 30, 2024, respectively.

63

As of September 30, 2025Interest Rate ReductionTerm ExtensionOtherCombination (a)TotalDollars in millionsAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost Basis% of Total Loan TypeLOAN TYPECommercial and Industrial$2 $76 $22 $16 $116 0.20 %Commercial real estate:Commercial mortgage— 194 2 52 248 1.85 Construction— 34 — — 34 1.21 Total commercial real estate loans— 228 2 52 282 1.74 Total commercial loans$2 $304 $24 $68 $398 0.53 %Real estate — residential mortgage$2 $1 $— $10 $13 0.07 %Home equity loans4 1 1 5 11 0.19 Other consumer loans— 3 — 3 6 0.13 Credit cards— — — 3 3 0.32 Total consumer loans$6 $5 $1 $21 $33 0.11 %Total loans$8 $309 $25 $89 $431 0.41 %As of September 30, 2024Interest Rate ReductionTerm ExtensionOtherCombination (a)TotalDollars in millionsAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost Basis% of Total Loan TypeLOAN TYPECommercial and Industrial$— $126 $11 $16 $153 0.29 %Commercial real estate:Commercial mortgage28 189 3