Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1073

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1
Chunk 1073
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 owned companies as
well as laws and regulations applicable to businesses generally. We are also increasingly subject to government regulation and legislation
specifically targeting Internet companies, such as privacy regulations and taxes adopted at the local, state, national and international
levels. Due to the increasing use of the internet, enforcement of existing laws, (such as consumer protection regulations in connection
with web-based activities), has become more aggressive, and it is expected that new laws and regulations will continue to be enacted
at the local, state, national, and international levels. Such existing and new legislation, alone or combined with increasingly aggressive
enforcement of existing laws, could have a material adverse effect on our future operating performance and business.

Distribution
Network Model

Our
direct selling activities are regulated by the Federal Trade Commission (“FTC”), as well as various federal, state and local
governmental agencies in the United States and foreign countries. These laws and regulations are generally intended to prevent fraudulent
or deceptive schemes, which compensate participants primarily for recruiting additional participants without sufficient emphasis on providing
tangible products and/or services. The laws and regulations governing direct selling are modified from time to time, and, like other
direct selling companies, we may be subject from time to time to government investigations related to our direct selling activities.
This may require us to make changes to our business model and our sales compensation plan.

Cryptocurrency
Mining

Cryptocurrency
mining is largely an unregulated activity at both the state and federal level, but government regulation is being actively considered
by the United States federal government via a number of agencies and regulatory bodies. Regulations may substantially change in the future,
and it is presently not possible to know how regulations will apply to or impact our businesses, or when they will be effective. United
States and foreign country regulation of cryptocurrency mining is also important and determinative with respect to where we conduct our
mining operations.

As
the regulatory and legal environment evolves, we may become subject to new laws, such as further regulation by the SEC and other agencies,
which may affect our mining and other activities. For additional discussion regarding our belief about the potential risks existing and
future regulation pose to our business, see Part I, Item 1A. “Risk Factors” beginning on page 9 of this Annual Report.

6

Brokerage
and Financial Technologies Services

Although
it is currently in the pre-commercialization stage, our brokerage and financial technologies services will be subject to extensive regulation
under both federal and state laws. The Securities and