Company: JL
Filing Date: 2025-05-20
Form Type: 20-F/A
Source: 0001213900-25-045507
Chunk: 210

Company: J-Long Group Ltd
Filing Date: 2025-05-20
Form: 20-F/A
Chunk 210
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2,037,242 |
| Current portion of long-term borrowings     |     |          |     |            |     |               |     |           |   626,657 |     |      |   655,492 |
| Non-current portion of long-term borrowings |     |          |     |            |     |               |     |           | 2,014,375 |     |      | 1,381,750 |

Annual maturities of the Company’s
long-term debt which comprise the term loans during the next five years following March 31, 2023 and thereafter are as follows:

| Year ending March 31, 
 2024                  |     | Annual     
 maturities 
 USD        |   626,657 |
|:----------------------|:----|:-----------|----------:|
| 2025                  |     |            |   655,953 |
| 2026                  |     |            |   686,618 |
| 2027                  |     |            |   660,209 |
| 2028 and Thereafter   |     |            |    11,595 |
|                       |     |            | 2,641,032 |

Annual maturities of the Company’s
long-term debt which comprise the term loans during the next five years following March 31, 2024 and thereafter are as follows:

| Year ending March 31, 
 2025                  |     | Annual     
 maturities 
 USD        |   655,492 |
|:----------------------|:----|:-----------|----------:|
| 2026                  |     |            |   694,862 |
| 2027                  |     |            |   674,982 |
| 2028                  |     |            |    11,906 |
| 2029 and Thereafter   |     |            |         - |
|                       |     |            | 2,037,242 |

F - 26 J-LONG GROUP LIMITED
NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
FOR THE YEARS ENDED MARCH 31, 2024, 2023 AND 2022 9. BANK LOANS(cont.)

JLHK entered into (as renewed
or supplemented yearly where required) several banking facilities with banks in Hong Kong. The banking facilities were secured, details
of which are set out as follows:

| (a) | Unlimited joint or personal guarantee