Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 688

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 688
---
 of said Plan.”

The following legend shall be inserted on a certificate evidencing Common Stock issued under the Plan if the shares were not issued in a transaction registered under the applicable federal and state securities laws:

“Shares of stock represented by this certificate have been acquired by the holder for investment and not for resale, transfer or distribution, have been issued pursuant to exemptions from the registration requirements of applicable state and federal securities laws, and may not be offered for sale, sold or transferred other than pursuant to effective registration under such laws, or in transactions otherwise in compliance with such laws, and upon evidence satisfactory to the Company of compliance with such laws, as to which the Company may rely upon an opinion of counsel satisfactory to the Company.”

15.11

#### Governing Law.
The Plan shall be governed by, construed, and enforced in accordance with the laws of the State of Washington (excluding any conflict of laws, rule or principle of Washington law that might refer the governance, construction, or interpretation of this Plan to the laws of another state). A Participant’s sole remedy for any Claim shall be against the Company, and no Participant shall have any claim or right of any nature against any Subsidiary of the Company or any stockholder or existing or former director, officer or Employee of the Company or any Subsidiary of the Company. The individuals and entities described above in this Section 15.11 (other than the Company) shall be third-party beneficiaries of this Plan for purposes of enforcing the terms of this Section 15.11 .

A copy of this Plan shall be kept on file in the principal office of the Company in Walnut Creek, California.

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D-19</div>

#### TABLE OF CONTENTS

#### Annex E
March 28, 2025

The Board of Directors

HomeStreet, Inc.

601 Union Street, Suite 2000

Seattle, WA 98101

Members of the Board:

You have requested the opinion of Keefe, Bruyette & Woods, Inc. (“KBW”, “we”, “us” or “our”) as investment bankers as to the fairness, from a financial point of view, to HomeStreet, Inc. (“HomeStreet”) of the Merger Consideration (as defined below) in the proposed merger of HomeStreet Bank (“HomeStreet Bank”), a direct and wholly-owned subsidiary of HomeStreet, with and into Mechanics Bank (“Mechanics Bank”), with Mechanics Bank as the surviving entity (the “Transaction”), pursuant to the Agreement