Company: CPSS
Filing Date: 2025-03-26
Form Type: 424B2
Source: 0001683168-25-001896
Chunk: 6

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-03-26
Form: 424B2
Chunk 6
---
5 |

<div align='center'>INCORPORATION OF CERTAIN INFORMATION BY REFERENCE</div>

The SEC allows us to “incorporate by reference” the information we file with it, which means that we can disclose important information to you by referring you to those documents. The information incorporated by reference into this prospectus is an important part of this prospectus. Specifically, we are incorporating by reference the documents listed below:

| · 
 · | Our annual report on Form 10-K for the year ended December 31, 2024, as filed with the SEC on March 12, 2025;                                                                                                                                                                                                                                                                                                                        
 Our current reports on                                                                                                                                                                                                                                                                                                                                                                                                               
 Form 8-K filed January 28, 2025 and March 21, 2025;                                                                                                                                                                                                                                                                                                                                                                                  |
|:--|:-------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| · | All documents that we file in the future pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Securities Exchange Act of 1934, as amended (the “Exchange Act”) (in each case, other than those documents or the portions of those documents deemed to be furnished and not filed in accordance with SEC rules) prior to the termination of this offering also shall be deemed to be incorporated by reference into this prospectus. |

You should rely only on the information we include or incorporate by reference in this prospectus and any applicable prospectus supplement. We have not authorized anyone to provide you with information different from that contained or incorporated by reference in this prospectus. The information contained in this prospectus and any applicable prospectus supplement is accurate only as of the date on the front of those documents, regardless of the time of delivery of this prospectus or the applicable prospectus supplement or of any sale of our securities.

Any statement contained in this prospectus or in a document incorporated by reference in this prospectus is deemed to be modified or superseded for purposes of this prospectus to the extent that any of the following modifies or supersedes a statement in this prospectus or incorporated by reference in this prospectus:

| · | in the case of a statement in a previously filed document incorporated by reference in this prospectus, a statement contained in this prospectus; |
| · | a statement contained in any accompanying prospectus supplement relating to our offering of the notes; or                                         |
| · | a statement contained in any other subsequently filed document that is also incorporated by reference in this prospectus.                         |