Company: SLDE
Filing Date: 2025-05-23
Form Type: S-1
Source: 0001193125-25-125836
Chunk: 30

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-05-23
Form: S-1
Chunk 30
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”) of A, Exceptional from Demotech, Inc. (“Demotech”), a financial analysis firm that provides FSRs and consulting services for property and casualty insurance companies and title underwriters. Demotech provides financial stability ratings to insurance companies of all sizes. When providing a rating, Demotech evaluates total assets, liabilities, revenues and expenses, working capital, administrative expenses, net income, surplus, receivables, amount of business written, industry focus and business model, among others. Below is Demotech’s rating scale:

| • |     | A” (A Double Prime), Unsurpassed: 100% of insurers with this rating are expected to have a positive 
 surplus at least 18 months from the initial date of rating assignment;                              |

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| • |     | A’ (A Prime), Unsurpassed: 99% of insurers with this rating are expected to have a positive surplus 
 at least 18 months from the initial date of rating assignment;                                      |

| • |     | A, Exceptional: 97% of insurers with this rating are expected to have a positive surplus at least 18 
 months from the initial date of rating assignment;                                                   |

| • |     | S, Substantial: 95% of insurers with this rating are expected to have a positive surplus at least 18 
 months from the initial date of rating assignment;                                                   |

| • |     | M, Moderate: 90% of insurers with this rating are expected to have a positive surplus at least 18 months 
 from the initial date of rating assignment; and                                                          |

| • |     | L, Licensed: These companies have been assessed but have not been given one of the financial strength 
 ratings listed above.                                                                                 |

While our Demotech rating has proved satisfactory to date, we cannot assure that this rating will remain at its current level. Furthermore, we do not currently have a rating from AM Best Company, a U.S.-based credit rating agency (“AM Best”). We do not currently intend to seek a rating from AM Best because, in order to receive a satisfactory rating from AM Best, we would be required to forgo certain revenues and efficiency of size. It is possible that some prospective customers may be reluctant to do business with a company that is not rated by AM Best and not having an AM Best rating may prevent us from expanding our business or limit our access to credit from certain financial institutions, which may in turn limit our ability to compete with large, national insurance companies and certain regional insurance companies