Company: FSBC
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0001275168-25-000106
Chunk: 24

Company: FIVE STAR BANCORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 1
Chunk 24
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745 Residential— — — — 34,075 34,075 Farmland— — — — 43,626 43,626 Commercial:Secured1,232 — — 1,232 170,082 171,314 Unsecured— — — — 34,988 34,988 Consumer and other30 — — 30 277,242 277,272 Total$1,648 $— $— $1,648 $3,620,171 $3,621,819 December 31, 2024Real estate:Commercial$— $— $— $— $2,854,531 $2,854,531 Commercial land and development— — — — 3,854 3,854 Commercial construction— — — — 111,033 111,033 Residential construction— — — — 4,560 4,560 Residential— — — — 32,796 32,796 Farmland— — — — 47,220 47,220 Commercial:Secured1,107 — — 1,107 170,229 171,336 Unsecured— — — — 27,575 27,575 Consumer and other67 — — 67 279,714 279,781 Total $1,174 $— $— $1,174 $3,531,512 $3,532,686 There were no loans greater than 90 days past due and still accruing interest income as of March 31, 2025 or December 31, 2024.No collateral dependent loans were in process of foreclosure at March 31, 2025 or December 31, 2024. The Company had one collateral dependent commercial real estate loan outstanding as of March 31, 2025 and December 31, 2024 in the amounts of $1.7 million and $1.8 million, respectively, for which the borrower was experiencing financial difficulty.

20

Non-accrual loans, segregated by class, as of March 31, 2025 and December 31, 2024 are shown in Table 4.4.Table 4.4: Non