Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047351
Chunk: 13

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 13
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 January - September 2025Report - p.17 |

Balance sheet and business activity During the first nine months of 2025, loans and advances to customers increased by 5.7%, driven by the dynamism of the wholesale segment. Of particular note within this segment was the higher volume of loans to business, which grew by 5.9% at the Group level. Loans to individuals increased by 4.2 %, with consumer and mortgage loans showing greater dynamism ( 8.9% and 2.9%, respectively). Customer funds grew by 7.4% in the first nine months of the year, driven not only by mutual funds and managed portfolios, which grew by 13.2%, but also by deposits from customers, which increased by 5.3 % at Group level, driven largely by time deposits ( +12.6%).

| CONSOLIDATED BALANCE SHEET (MILLIONS OF EUROS)                                |          |      |          |          |
|                                                                               | 30-09-25 |  ∆ % | 31-12-24 | 30-09-24 |
| Cash, cash balances at central banks and other demand deposits                |   57,125 | 11.7 |   51,145 |   58,588 |
| Financial assets held for trading                                             |  111,037 |  1.9 |  108,948 |  127,551 |
| Non-trading financial assets mandatorily at fair value through profit or loss |   10,845 |  2.8 |   10,546 |    9,560 |
| Financial assets designated at fair value through profit or loss              |      942 | 12.7 |      836 |      869 |
| Financial assets at fair value through accumulated other comprehensiveincome  |   59,562 |  0.9 |   59,002 |   59,961 |
| Financial assets at amortized cost                                            |  536,003 |  6.7 |  502,400 |  475,861 |
| Loans and advances to central banks and credit institutions                   |   32,815 |  6.2 |   30,909 |   31,615 |
| Loans and advances to customers                                               |  436,165 |  5.7 |  412,477 |  386,731 |
| Debt