Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 75

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 75
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 SECURITIES                          |     |  49 |
| DESCRIPTION OF ORDINARY SHARES                             |     |  66 |
| DESCRIPTION OF AMERICAN DEPOSITARY SHARES                  |     |  77 |
| LEGAL OWNERSHIP AND BOOK-ENTRY ISSUANCE                    |     |  86 |
| CLEARANCE AND SETTLEMENT                                   |     |  91 |
| TAXATION                                                   |     |  97 |
| BENEFIT PLAN INVESTOR CONSIDERATIONS                       |     | 122 |
| PLAN OF DISTRIBUTION                                       |     | 124 |
| VALIDITY OF THE SECURITIES                                 |     | 127 |
| EXPERTS                                                    |     | 127 |
| ENFORCEMENT OF CIVIL LIABILITIES                           |     | 128 |
| EXPENSES OF ISSUANCE AND DISTRIBUTION                      |     | 129 |

PROSPECTUS SUMMARY This summary highlights information contained elsewhere in this prospectus or incorporated by reference into this prospectus as further described below under “Available Information.” This summary does not contain all the information that you should consider before investing in the securities being offered by this prospectus. You should carefully read the entire prospectus, the documents incorporated by reference into this prospectus and the prospectus supplement relating to the securities that you propose to buy, especially any description of investment risks that we may include in the prospectus supplement. ING Groep N.V. ING Groep N.V. is a holding company, which was incorporated in 1991 under the laws of The Netherlands, with its corporate seat and headquarters in Amsterdam, The Netherlands. ING Group currently serves around 38 million customers in over 40 countries, offering banking services to meet a broad customer base. ING Groep N.V. is a listed company and holds all shares of ING Bank N.V., which is not separately listed. ING Groep N.V.’s headquarters are located at Bijlmerdreef 106, 1102 CT Amsterdam, P.O. Box 1800, 1000 BV Amsterdam, The Netherlands. For further information about ING Groep N.V. and its subsidiaries, please refer to the section entitled “Available Information.” The Securities We Are Offering We may offer any of the following securities from time to time:

| · |     | debt securities; |

| · |     | capital securities; |

| · |     | ordinary shares; and |

| · |     | American depositary shares, or