Company: CPSS
Filing Date: 2025-05-23
Form Type: 424B2
Source: 0001683168-25-003971
Chunk: 46

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-05-23
Form: 424B2
Chunk 46
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the holder may receive interest payments that include interest for periods after the maturity date of the note. If this occurs, the excess
interest will be deducted from our final payment of the principal amount of the note to the holder. We will initiate payment to any holder
timely requesting repayment by the later of the maturity date or five business days after the date on which we receive such notice from
the holder. Because payment is made by ACH transfer, funds may not be received in the holder’s account for 2 to 3 business days.
Requests for repayment should be made in writing.

We will be required from
time to time to file post-effective amendments to the registration statement of which this prospectus is a part to update the information
it contains. If you would otherwise be required to elect to have your notes renewed or repaid following their stated maturity at a time
when we have determined that a post-effective amendment must be filed with the Securities and Exchange Commission, but such post-effective
amendment has not yet been declared effective, the period during which you can elect renewal or repayment will be automatically extended
until ten days following the postmark date of a notice that will be sent to you at your registered address that the post-effective amendment
has been declared effective. In the event that a holder’s regularly scheduled interest payment date falls after the maturity date
of the note but before the date on which the holder requests repayment, the holder may receive an interest payment that includes interest
for periods after the maturity date of the note. If this occurs, the excess interest will be deducted from our final payment of the principal
amount of the note to the holder. All other provisions relating to the renewal or redemption of notes upon their stated maturity described
above shall remain unchanged.

Redemption or Repurchase Prior To Stated Maturity.The notes may be redeemed prior to stated maturity only as set forth in the indenture and described below.
The holder has no right to require us to prepay or repurchase any note prior to its maturity date as originally stated or as it may be
extended, except as indicated in the indenture and described below.

Redemption By Us. We have the right to redeem any note at any time prior to its stated maturity upon 30 days written notice to the holder of
the note. The holder of the note being redeemed will be paid a redemption price equal to the outstanding principal amount thereof plus
but accrued and unpaid interest up to but not including the date of redemption without any penalty or premium. We may