Company: BCDRF
Filing Date: 2025-01-02
Form Type: 6-K
Source: 0000891478-25-000002
Chunk: 17

Company: Banco Santander, S.A.
Filing Date: 2025-01-02
Form: 6-K
Chunk 17
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     |              |   925,029 |     |         | 82,506 |     |         | 33,610 |     |       | 1,041,145 |     |              |   921,833 |     |         | 76,349 |     |         | 33,635 |     |       | 1,031,817 |
| Total                                                             |     |              | 1,180,606 |     |         | 83,458 |     |         | 34,552 |     |       | 1,298,616 |     |              | 1,184,151 |     |         | 76,857 |     |         | 34,282 |     |       | 1,295,290 |

On 30 September 2024, Grupo Santander has EUR 641 million (EUR 743 million on 31 December 2023) of exposure in impaired assets purchased with impairment, of which EUR 231 million still show signs of impairment, which mainly correspond to the business combinations carried out by Grupo Santander.

#### b)
Impairment allowances of financial assets at amortised cost portfolio

The following is the movement that has taken place, during the nine-month periods ended 30 September 2024 and 2023, in the balance of provisions that cover losses due to impairment of assets which comprise the heading balance of the financial assets at amortised cost:

|                                                                      |     | EUR million |         |     |            |         |
|                                                                      |     | 30-09-2024  |         |     | 30-09-2023 |         |
| Balance as at beginning of period                                    |     |             |  22,950 |     |            |  22,888 |
| Impairment losses charged to income for the period                   |     |             |  10,411 |     |            |  10,312 |
| Of which:                                                            |     |             |         |     |            |         |
| Impairment losses charged to income                                  |     |             |  17,482 |     |            |  15,781 |
| Impairment losses reversed with a credit to income                   |     |             |  -7,071 |     |            |  -5,469 |
| Perimeter change                                                     |     |             |       — |     |            |     -48 |
| Write-off of impaired balances against recorded