Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 42

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 42
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 (7) 14 — Other gains (losses) and provisions (3) (36) (5) (18) (1) -95.0% (3) (1) -67.6% Profit before tax 440 394 351 296 380 +28.4% 440 380 -13.6% Consolidated profit 303 260 230 210 279 +32.9% 303 279 -8.2% Attributable profit 303 260 229 209 278 +33.0% 303 278 -8.2%

64 Poland (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 686 697 727 733 744 +1.5% 686 744 +8.5% Net fee income 176 163 170 166 189 +14.2% 176 189 +7.8% Gains (losses) on financial transactions and other (28) 17 25 22 (50) — (28) (50) +79.1% Total revenue 834 878 923 921 883 -4.2% 834 883 +5.9% Operating expenses (229) (237) (252) (246) (256) +3.9% (229) (256) +11.7% Net operating income 605 640 670 675 627 -7.1% 605 627 +3.8% Net loan-loss provisions (130) (166) (103) (112) (78) -30.7% (130) (78) -40.5% Other gains (losses) and provisions (62) (108) (63) (197) (49) -75.0% (62) (49) -20.6% Profit before tax 412 366 505 366 500 +36.6% 412 500 +21.4% Consolidated profit 314 258 392 255 378 +48.2% 314 378 +20.6% Attributable profit 213 173 256 158 237 +50.6% 213 237 +