Company: OXBRW
Filing Date: 2025-03-26
Form Type: 10-K
Source: 0001641172-25-000736
Chunk: 305

Company: OXBRIDGE RE HOLDINGS Ltd
Filing Date: 2025-03-26
Form: 10-K
Item: Item 1
Chunk 305
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 a
    PFIC, in which case a U.S. holder of our ordinary shares should be subject to disadvantageous rules under U.S. federal income tax
    laws. We may be treated as a CFC and may be subject to the rules for related person insurance income, and in either case this may
    subject a U.S. holder of our ordinary shares to disadvantageous rules under U.S. federal income tax laws.
  
    ●
    United States tax-exempt
    organizations who own ordinary shares may recognize unrelated business taxable income.
  
    ●
    Changes in United States
    tax laws may be retroactive and could subject us, and/or United States persons who own ordinary shares to United States income taxation
    on our undistributed earnings.
  
    ●
    We do not intend to resume
    paying cash dividends in the foreseeable future.
  
    ●
    Outages, computer viruses
    and similar events could disrupt our operations.
  
    ●
    Increased Information Technology
    (“IT”) security threats and more sophisticated computer crime could pose a risk to our systems, networks, and services.
  
    ●
    Increased scrutiny by and
    changing expectations from investors, employees, and other stakeholders regarding our environmental, social, and governance (“ESG”)
    practices and reporting could cause us to incur additional costs and adversely impact our reputation, tenant and employee acquisition
    and retention, and access to capital.

12

ITEM
1A RISK FACTORS

Risks
Relating to Our Business

We
will need additional capital in the future in order to grow and operate our business. Such capital may not be available to us or may
not be available to us on favorable terms. Furthermore, our raising additional capital could dilute your ownership interest in our company.

We
expect that we will need to raise additional capital in the future through public or private equity or debt offerings or otherwise in
order to:

    ●
    further capitalize our
    reinsurance subsidiaries and implement our growth strategy;

    ●
    fund liquidity needs caused
    by underwriting or investment losses;

    ●
    replace capital lost in
    the event of significant reinsurance losses or adverse reserve developments;

    ●
    meet applicable statutory
    jurisdiction requirements;

    ●
    fund our business activities
    relating to our new tokenization business operations; and/or

    ●
    respond to competitive
    pressures.

Additional
capital may not be available on terms favorable to us