Company: AX
Filing Date: 2025-04-30
Form Type: 10-Q
Source: 0001299709-25-000087
Chunk: 137

Company: Axos Financial, Inc.
Filing Date: 2025-04-30
Form: 10-Q
Item: Part I, Item 2
Chunk 137
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 $101,462 $102,963 Excess capital$73,172 $96,654 $97,646 Net capital as a percentage of aggregate debit items26.02 %42.21 %38.73 %Net capital in excess of 5% aggregate debit items$64,035 $89,442 $89,671 

34

For the Three Months Ended March 31, For the Nine Months Ended March 31, (Dollars in thousands, except per share data)2025202420252024Selected Income Statement Data:Interest and dividend income$432,722$443,564$1,373,052$1,202,179Interest expense157,258181,958525,441500,812Net interest income275,464261,606847,611701,367Provision for credit losses14,5006,00040,74826,500Net interest income, after provision for credit losses260,964255,606806,863674,867Non-interest income33,37333,16389,781191,799Non-interest expense146,261133,228439,046375,573Income before income taxes148,076155,541457,598491,093Income taxes42,87044,821135,365145,957Net income$105,206$110,720$322,233$345,136Weighted average number of common shares outstanding:     Basic57,029,07856,932,05057,019,30157,699,236     Diluted58,174,69658,037,69858,027,88058,707,815Per Common Share Data:Net income:Basic$1.84$1.94$5.65$5.98Diluted$1.81$1.91$5.55$5.88Adjusted earnings per common share (Non-GAAP)1$1.81$1.94$5.60$4.93Performance Ratios and Other Data:Growth in loans held for investment, net$706,903$469,101$962,245$2,276,727Loan originations for sale$20,962$47,281$157,358$144,731Return on average assets1.77 %1.98 %1.81 %2.18 %Return on average common stockholders’ equity16.44 %