Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 134

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 134
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 providers. Our contracts
of relevant services regarding data processing and storage and cloud computing contain specific cyber security clauses for the protection
of information, even after termination of the contract.

Brazilian
regulatory agencies have also intensified regulation, including through LGPD, CVM Instruction No. 35/21, CMN Resolution No. 4,893/21 and
BCB Resolution No. 85/21, enhancing controls, policies, and requirements regarding cloud services.

The
LGPD imposes sanctions and fines in case of non-compliance with the terms and conditions of the law, however, any failure in the protection
of personal information may impact, our operating and financial income, and reputation. While we have procedures and controls to protect
our clients’ personal information, unauthorized disclosures or security breaches may lead us to legal actions and administrative
sanctions, as well as damages that may materially and adversely affect our operating income, financial status, prospects and reputation.
In addition, we may be required to communicate to regulatory authorities events related to cybersecurity issues, events where client information
may be compromised, unauthorized access incidents, and other security breaches.

In 2024,
we had no significant incident. In 2022 and 2023, we experienced two signifcant security incidents involving exclusively our subsidiary
Banco Bradesco Financiamentos (BBF) and the Bradesco Securities, Inc. branch – New York. In both cases, measures were taken to resolve
the incident and adequate communication was made to the affected people and competent authorities.

Although,
any failures to adequately protect us against cyber security risks can affect us materially and adversely.

The Brazilian Supreme Court (STF) and the Superior Court of Justice (STJ) is currently deciding cases related to inflationary adjustments during periods of hyperinflation in Brazil, which may increase our costs and cause losses.

The
STF, which is the highest court in Brazil and is responsible for judging constitutional matters, is currently deciding whether savings
account holders have the right to obtain adjustments for inflation related to their deposits due to the economic plans Bresser, Verão,
Collor I and Collor II, implemented in the 1980s and 1990s, before the Plano Real, in 1994. In September 2010, the STF determined the
suspension of all lawsuits on appeal dealing with the Bresser and Verão plans and unblocked values of the Collor
I Plan, excluding lawsuits in executive headquarters (ar