Company: BBVXF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0001193125-25-101898
Chunk: 7

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-04-29
Form: 6-K
Chunk 7
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9%

1Q25 Earnings 13 CET1 RATIO (%, BPS) Robust capital position above our target, with strong quarterly improvement (1) Includes, among others, FX, mark to market of HTC&S portfolios, minority interests, and a positive impact in OCI equivalent to the Net Monetary Position value loss in hyperinflationary economies registered in results. Target Range 11.5%-12.0%Results Dividend accrual & AT1 coupons RWAs (constant €) Others1 Mar -2513.09% -37bps -30bps 12.88% +68 bps Dec -24SREP Requirement 9.13% +20 bps +21 bps

1Q25 Earnings 14 Record customer acquisition driven by digital NEW CUSTOMERS1 (BBVA GROUP, MILLION; % ACQUISITION THROUGH DIGITAL CHANNELS) (1) Gross customer acquisition through own channels for retail segment. Excludes the US business sold to PNC for comparison purposes. (2)Total active clients as of end of Mar’20 and Mar’25. TOTAL DIGITAL DIGITAL 66% 24% 3M20 3M21 3M22 3M23 3M24 3M25 ACTIVE CLIENTS2 56.1 M 78.1 M 1.9 2.0 2.6 2.8 2.9

1Q25 Earnings 15 SUSTAINABLE BUSINESS (CHANNELING, € BILLION) Sustainability as a business opportunity and a growth driver 3M24 3M25 10.2 6.8 1.5 15.2 10.8 2.8 Retail Enterprises CIB +85% +58% +49% 29 BY CUSTOMER SEGMENT (€ BN) YoY 19 +55% Note: Sustainable business channeling is considered to be any mobilization of financial flows, cumulatively, in relation with activities, clients or products considered to be sustainable or promoting sustainability in accordance with internal standards and market standards, existing regulations and best practices. The foregoing is understood without prejudice to the fact that said mobilization, both at an initial stage or at a later time, may not be registered on the balance sheet. To determine the financial flows channeled to sustainable business, internal criteria is used based on both internal and external information. Figures exclude BBVA Asset Management and Fundacion Microfinanzas BBVA activity