Company: FITBI
Filing Date: 2025-11-05
Form Type: S-4
Source: 0001193125-25-267273
Chunk: 33

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-05
Form: S-4
Chunk 33
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 merger to be completed promptly once Fifth Third and Comerica have obtained their requisite votes noted above, have obtained necessary regulatory approvals and have satisfied certain other closing conditions.

| Q: | What are the conditions to complete the first merger? |

| A: | The obligations of Fifth Third and Comerica to complete the first merger are subject to the satisfaction                                                                                                                                             
 or waiver of certain closing conditions contained in the merger agreement, including the receipt of required regulatory approvals and the expiration of all statutory waiting periods without the imposition of any materially burdensome regulatory 
 condition, tax opinions, approval by Fifth Third voting shareholders of the Fifth Third stock issuance proposal and adoption by Comerica stockholders of the Comerica merger proposal. For more information, see “The Merger Agreement —             
 Conditions to Complete the First Merger” beginning on page 119.                                                                                                                                                                                      |

| Q: | What happens if the first merger is not completed? |

| A: | If the first merger is not completed, Comerica stockholders will not receive any consideration for their                                                                                                                                                 
 shares of Comerica common stock in connection with the first merger. Instead, Fifth Third and Comerica will remain independent public companies, Fifth Third common stock will continue to be listed and traded on NASDAQ, and Comerica common stock and 
 Comerica preferred stock will continue to be listed and traded on the NYSE. In addition, if the merger agreement is terminated in certain circumstances, a termination fee of $500 million will be payable by either Fifth Third or Comerica, as         
 applicable. See “The Merger Agreement — Termination Fee” beginning on page 134 for a more detailed discussion of the circumstances under which a termination fee will be required to be paid.                                                            |

15

| Q: | What happens if I sell my shares after the applicable record date but before my company’s special 
 meeting?                                                                                          |

| A: | The Fifth Third and Comerica record dates are each before the date of the Fifth Third special meeting                                                                                                                                                    
 and the Comerica special meeting, as applicable, and before the date that the first merger is expected to be completed. If you sell or otherwise transfer your shares of Fifth Third common stock or Comerica common stock, as applicable, after the     
 applicable record date but before the date of the applicable special meeting, you will retain your right to vote at such special meeting (provided that such shares remain outstanding on the date of such special meeting), but, with respect to        
 the Comerica