Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000113
Chunk: 76

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 76
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3,984 |             |
| DCB Europe                         |     |       |  6.9 |   |     |   706 |           |     | 10,230 |             |     |       |  8.1 |   |     |   820 |           |     | 10,170 |             |
| US                                 |     |       | 11.0 |   |     | 1,591 |           |     | 14,490 |             |     |       |  8.7 |   |     | 1,244 |           |     | 14,370 |             |
| Mexico                             |     |       | 21.0 |   |     | 1,558 |           |     |  7,423 |             |     |       | 18.7 |   |     | 1,645 |           |     |  8,778 |             |
| Brazil                             |     |       | 14.2 |   |     | 1,899 |           |     | 13,343 |             |     |       | 15.1 |   |     | 2,181 |           |     | 14,404 |             |
| Chile                              |     |       | 19.5 |   |     |   711 |           |     |  3,651 |             |     |       | 13.0 |   |     |   479 |           |     |  3,685 |             |
| Argentina                          |     |       | 21.8 |   |     |   510 |           |     |  2,337 |             |     |       | 38.7 |   |     |   526 |           |     |  1,359 |             |

Numerator: profit attributable to the parent excluding goodwill impairment minus AT1 costs (annualized; excluding goodwill impairment).

Denominator: average stockholders' equity (excluding minority interests) - intangible assets.
PagoNxt's RoTE is not provided as we do not consider it a relevant metric to measure performance in this type of business.

#### January - June202581
| Significant events    
 Key consolidated data 
 Business model        |     | Group financial information |     | Financial information by segment |     | Sustainability       
 Corporate governance |     | Appendix |     | Index |
|                       |     |                             |     |                                  |     |