Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 90

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 90
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907,601 Current YTD period: Gross charge-offs$— $— $— $— $5,257 $— $— $— $5,257 ____________________(1)    Amounts with negative balances are loans with zero principal balances and deferred loan origination fees.

31

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

RevolvingConvertedAmortized Cost Basis (1)Term Loans by Origination YearRevolvingto TermSeptember 30, 202520252024202320222021PriorLoansLoansTotal(In thousands)Commercial: OtherCommercialInternal risk rating:1-2 High pass$246 $942 $191 $20,315 $1,276 $(14)$56,188 $(1)$79,143 3-4.5 Pass191,980 52,235 63,375 54,606 173,239 149,507 2,506,584 32,537 3,224,063 5 Special mention— — 9,498 5,587 10,197 180 10,212 792 36,466 6-8 Classified— 3,051 — 3,046 79 1,642 7,706 1,341 16,865 Total$192,226 $56,228 $73,064 $83,554 $184,791 $151,315 $2,580,690 $34,669 $3,356,537 Current YTD period: Gross charge-offs$— $— $1,394 $727 $228 $2,021 $11,177 $423 $15,970 ConsumerInternal risk rating:1-2 High pass$— $— $— $15 $9 $— $719 $— $743 3-4.5 Pass20,800 26,679 14,478 52,400 155,605 84,812 6,569 143 361,486 5 Special mention— — — 1,437 3,474 777 — — 5,688 6-8 Classified— — — 484 175