Company: ACIW
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0000935036-25-000006
Chunk: 39

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-02-27
Form: 10-K
Item: Item 15
Chunk 39
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 (in thousands):Year Ended December 31, 2024BanksMerchantsBillersTotalRevenues$701,860 $165,910 $726,518 $1,594,288 Less:Interchange (a)— — 469,358 469,358 Global technology and innovation (b)187,440 58,157 49,502 295,099 Other segment items (c)88,901 38,205 76,471 203,577 Segment Adjusted EBITDA$425,519 $69,548 $131,187 $626,254 Reconciliation of income before income taxesDepreciation and amortization(110,962)Stock-based compensation expense(41,281)Corporate and unallocated expenses(165,876)Interest, net(56,545)Other, net(1,181)Income before income taxes$250,409 Year Ended December 31, 2023BanksMerchantsBillersTotalRevenues$616,051 $150,616 $685,912 $1,452,579 Less:Interchange (a)— — 421,133 421,133 Global technology and innovation (b)172,387 59,393 45,012 276,792 Other segment items (c)88,175 46,878 77,424 212,477 Segment Adjusted EBITDA$355,489 $44,345 $142,343 $542,177 Reconciliation of income before income taxesDepreciation and amortization(122,373)Stock-based compensation expense(24,547)Corporate and unallocated expenses(174,849)Interest, net(64,271)Other, net(8,510)Income before income taxes$147,627 

73

Year Ended December 31, 2022BanksMerchantsBillersTotalRevenues$638,585 $153,905 $629,411 $1,421,901 Less:Interchange (a)— — 406,610 406,610 Global technology and innovation (b)177,379 54,531 39,621 271,531 Other segment items (c)90,189 50,345 75,809 216,343 Segment Adjusted EBITDA$371,017 $49,029 $107,371