Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 12

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 12
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 on your proxy, fail to submit a proxy or vote at the Veritex special meeting via the Veritex special meeting website or fail to instruct your bank, broker, trustee or other nominee how to vote with respect to the Veritex compensation proposal, your shares will not be deemed to be a vote cast at the Veritex special meeting in respect of the Veritex compensation proposal and it will have no effect on the Veritex compensation proposal. Veritex Proposal 3 :Veritex adjournment proposal . Approval of the Veritex adjournment proposal requires the affirmative vote of the holders of a majority of the votes cast by the holders of Veritex common stock entitled to vote via the Veritex special meeting website or represented by proxy at the Veritex special meeting. If you mark “ABSTAIN” on your proxy, fail to submit a proxy or vote at the Veritex special meeting via the Veritex special meeting website or fail to instruct your bank, broker, trustee or other nominee how to vote with respect to the Veritex adjournment proposal, your shares will not be deemed to be a vote cast at the Veritex special meeting in respect of the Veritex adjournment proposal and it will have no effect on the Veritex adjournment proposal.

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TABLE OF CONTENTS

| Q: | How can I vote my shares while in attendance at the Veritex special meeting? |

| A: | Record Holders. Shares held directly in your name as the holder of record of Veritex common stock may be voted at the Veritex special meeting. If you choose to vote your shares virtually at the Veritex special meeting via the Veritex special meeting website, you will need the control number found on your proxy card. |

Shares in “street name.” Shares held in a brokerage or other account in “street name” may be voted at the Veritex special meeting by you only if you obtain a signed legal proxy from your bank, broker, trustee or other nominee giving you the right to vote the shares. If you choose to vote your shares in “street name” virtually at the Veritex special meeting via the Veritex special meeting website, you will need to have obtained a legal proxy from your bank, broker, trustee or other nominee. Each such beneficial owner of Veritex common stock must fax or email a scan or image of the legal proxy to investorrelations@veritexbank.com no