Company: NEWTP
Filing Date: 2025-08-13
Form Type: 424B2
Source: 0001587987-25-000144
Chunk: 22

Company: NewtekOne, Inc.
Filing Date: 2025-08-13
Form: 424B2
Chunk 22
---
 1,263,235 |
| Total liabilities                                                                                                                          |     |           $    1,814,037 |     | $    1,814,037 |
| Stockholders’ equity:                                                                                                                      |     |                          |     |                |
| Series A Preferred Stock (par value $0.02 per share; authorized 20 shares; 20 and 20 shares issued and outstanding, respectively)          |     |              $    19,738 |     |    $    19,738 |
| Series B Preferred Stock (par value $0.02 per share; authorized [   ] shares; [   ] and [   ] shares issued and outstanding, respectively) |     |                        0 |     |        [     ] |
| Common stock (par value $0.02 per share; authorized 199,980 shares; (2) 26,317 and 24,680 shares issued and outstanding, respectively)     |     |                      525 |     |            525 |
| Additional paid-in capital                                                                                                                 |     |                  221,914 |     |        221,914 |
| Retained earnings                                                                                                                          |     |                   69,995 |     |         69,995 |
| Accumulated other comprehensive income (loss), net                                                                                         |     |                        8 |     |              8 |
| Total shareholders’ equity                                                                                                                 |     |             $    312,180 |     |     $    [   ] |
| Total liabilities and shareholders’ equity                                                                                                 |     |           $    2,126,217 |     |     $    [   ] |

(1) Long term debt consists of debt with a maturity of one year or more from June 30, 2025.

(2) [ ] authorized and unissued shares to be reclassified as Series B Preferred Stock in connection with the issuance of the depositary shares offered hereby.

<div align='center'>S-23</div>

### DESCRIPTION OF PREFERRED STOCK
You should read the following description of the Preferred Stock along with the “Description of Our Preferred Stock” beginning on page 32 of the accompanying prospectus. This description of the Preferred Stock is qualified by the Articles Supplementary relating to the Preferred Stock (the “Articles Supplementary”), and where this description is inconsistent with the description of the Preferred Stock contained in the accompanying prospectus or the description of the Preferred Stock in the Articles Supplementary, the Articles Supplementary will control. The following summary of the terms