Company: FCNCB
Filing Date: 2025-11-14
Form Type: 424B5
Source: 0001193125-25-283229
Chunk: 80

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-14
Form: 424B5
Chunk 80
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 the FinSA; |

| (b) | to fewer than 500 persons (other than professional clients as defined under the FinSA); or |

| (c) | in any other circumstances falling within Article 36 FinSA in combination with Article 44 of the Swiss 
 Financial Services Ordinance,                                                                          |

provided always that any such offer is conducted in a manner that it does not require us to publish a prospectus pursuant to Article 35 FinSA . The depositary shares have not been and will not be listed or admitted to trading on a trading venue in Switzerland . S-50

Neither this prospectus supplement and the accompanying prospectus nor any other offering or
marketing material relating to the depositary shares constitutes a prospectus within the meaning of FinSA and neither this prospectus supplement and the accompanying prospectus nor any other offering or marketing material relating to the depositary
shares may be publicly distributed or otherwise made publicly available in Switzerland.

This prospectus supplement and the accompanying
prospectus and any other offering or marketing materials in relation to the depositary shares are personal to each recipient and may not be publicly distributed or otherwise made publicly available in or into Switzerland

Dubai International Financial Centre

This prospectus relates to an Exempt Offer in accordance with the Offered Securities Rules of the Dubai Financial Services Authority
(“DFSA”). This prospectus supplement is intended for distribution only to persons of a type specified in the Offered Securities Rules of the DFSA. It must not be delivered to, or relied on by, any other person. The DFSA has no
responsibility for reviewing or verifying any documents in connection with Exempt Offers. The DFSA has not approved this prospectus nor taken steps to verify the information set forth herein and has no responsibility for the prospectus. The
depositary shares to which this prospectus relates may be illiquid and/or subject to restrictions on their resale. Prospective purchasers of the depositary shares offered should conduct their own due diligence on the depositary shares. If you do not
understand the contents of this prospectus you should consult an authorized financial advisor.

Abu Dhabi Global Market

The depositary shares have not been, and are not being, publicly offered, sold, promoted or advertised in the United Arab Emirates (including
the Dubai International Financial Centre or the Abu Dhabi Global Market) other than in compliance with the regulations of the Securities and Commodities Authority and the laws of the United Arab Emirates (and the Dubai International Financial Centre
and the Abu Dhabi Global Market