Company: FMCCN
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0001026214-25-000086
Chunk: 68

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Item 15
Chunk 68
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 and other16 2 — 18 Total Single-Family$1,892 $1,150 $32 $3,074 YTD 2024(In millions)Payment DelayPayment Delay and Term ExtensionPayment Delay, Term Extension, and Interest Rate ReductionTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$1,620 $725 $8 $2,353 15-year or less, amortizing fixed-rate55 — — 55 Adjustable-rate and other16 1 — 17 Total Single-Family$1,691 $726 $8 $2,425 (1)    Excludes forbearance plans and repayment plans as borrowers are typically past due based on the loan's original contractual terms at the time the borrowers enter into these plans.

The table below provides the single-family held-for-investment loan performance in the 12 months after a restructuring involving borrowers experiencing financial difficulty. While a single-family loan is in a forbearance plan or repayment plan, payments continue to be due based on the loan’s original contractual terms because the loan has not been permanently modified. As a result, we report single-family loans in forbearance plans and repayment plans as delinquent to the extent that payments are past due based on the loan’s original contractual terms. Loans that have been restructured by entering into a payment deferral plan or loan modification are reported as delinquent to the extent that payments are past due based on the loan's restructured terms.Table 3.12 - Amortized Cost Basis of Single-Family Restructured Loans Involving Borrowers Experiencing Financial Difficulty by Payment StatusJune 30, 2025(In millions)CurrentOne Month Past DueTwo Months Past DueThree Months or More Past DueTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$13,871 $3,371 $1,828 $6,840 $25,910 15-year or less, amortizing fixed-rate353 86 54 191 684 Adjustable-rate and other79 20 16 71 186 Total Single-Family$14,303 $3,477 $1,898 $7,102 $26,780 June 30, 2024(In millions)CurrentOne Month Past DueTwo Months Past DueThree Months or More Past DueTotalSingle-F