Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 55

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 55
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 Bank of Brazil, together with their financial
statements. This information must include:

| · | a breakdown of the business activities and nature of borrowers; |

| · | maturities of their loans; and |

| · | amounts of rescheduled, written-off and recovered loans. |

The
Central Bank of Brazil requires authorized financial institutions to compile and submit information on the portfolio of loans and advances.

As of
January 1, 2025, CMN Resolution No. 4,966/21 came into force with the main objective of improving the credit risk assessment and harmonizing
local practices with the international standard (IFRS). The implementation of CMN Resolution No. 4,966/21 has as its main impact the calculation
of provision for credit losses and other financial instruments based on the expected loss. This resolution establishes a broader scope
than CMN Resolution No. 2,682/99 and a broader prospective approach. The initial adjustments in the adoption of the resolution had an
effect, net of the tax effects, of approximately R$3 billion in the Shareholders’ Equity.

Exclusivity in loans and advances to clients

As stipulated
in Circular No. 3,522/11 of the Central Bank of Brazil, it is prohibited for financial institutions provide services and loans from entering
into agreements, contracts or other arrangements that prevent or restrict the ability of their clients to access loans and advances offered
by other institutions, including payroll-deductible loans, aiming to increase competition among credit providers and prevent exclusivity
agreements between state-owned banks and government bodies with respect to payroll-deductible loans.

Debit balance of the credit card bill

Through
CMN Resolution No. 4,549/17, as amended, the Central Bank of Brazil started regulating the financing of the debit balance of the credit
card bill and other postpaid instruments, not settled in full at maturity, as a result, credit card administrators were no longer allowed
to finance clients’ outstanding balances through revolving credit for more than a month.

CMN
Resolution nº 4,882/20 stipulates that in case of a delay in the payment or settlement of obligations related to these shares, certain
charges may be charged exclusively such as remunerative interest, fine; and late payment interest. It is prohibited to charge any other
remuneration or arrears charges for late payment or settlement of overdue obligations related to loan operations.

In addition,
CMN Resolution No. 5,112