Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 55

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 55
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 $— $20,669 $12,074 $— $35,743 

12

Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

A summary of the loan portfolio’s internal risk ratings and LTV ratios by asset class at December 31, 2024, and charge-offs recorded during 2024 is as follows ($ in thousands):UPB by Origination YearTotalWtd. Avg.First DollarLTV Ratio Wtd. Avg.Last DollarLTV Ratio Asset Class / Risk Rating20242023202220212020PriorMultifamily:Pass$308,228 $41,713 $69,000 $10,205 $2,010 $24,823 $455,979 Pass/Watch357,724 308,353 1,012,593 462,709 119,860 113,100 2,374,339 Special Mention79,618 31,344 2,340,782 2,958,064 — 94,529 5,504,337 Substandard— 658 159,100 206,277 — 21,700 387,735 Doubtful12,460 — 193,850 159,379 14,800 9,765 390,254 Total Multifamily$758,030 $382,068 $3,775,325 $3,796,634 $136,670 $263,917 $9,112,644 2 %83 %Single-Family Rental:Percentage of portfolio81 %Pass$246,234 $32,875 $10,683 $— $— $— $289,792 Pass/Watch422,063 410,419 356,567 94,503 41,848 — 1,325,400 Special Mention— 31,043 139,125 107,155 87,967 — 365,290 Doubtful5,704 10,786 — — — — 16,490 Total Single-Family Rental$674,001 $485,123 $506,375 $201,658 $129,815 $— $1,996,