Company: UMBFO
Filing Date: 2025-02-03
Form Type: S-8
Source: 0000950103-25-001331
Chunk: 11

Company: UMB FINANCIAL CORP
Filing Date: 2025-02-03
Form: S-8
Chunk 11
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 to the benefit of their heirs, executors, and administrators.

The UMB bylaws further provide that the right
of any executive to be indemnified, reimbursed, or advanced amounts pursuant to the UMB bylaws (i) is a contract right, enforceable by
the executive as if the applicable provisions of the UMB bylaws were set forth in a separate written contract between UMB and the executive,
(ii) is intended to be retroactive and (iii) will continue to exist after the rescission or restrictive modification of the UMB bylaws
with respect to prior events.

| Item 7. | Exemption from Registration Claimed. |

Not applicable.

| Item 8. | Exhibits. |

| Exhibit 
 Number  
 4.1     
 4.2     |     | Description                                                                                                                                                                              
 Amended and Restated Articles of Incorporation (incorporated by reference to Annex B of UMB’s Joint Proxy Statement/Prospectus on Form S-4 filed with the Commission on July 2, 2024)    
 Bylaws, amended as of April 13, 2023 (incorporated by reference to Exhibit 3.1 of UMB’s Current Report on Form 8-K dated April 13, 2023 and filed with the Commission on April 13, 2023) |
|:--------|:----|:-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 5.1     |     | Opinion of Sandberg Phoenix & Von Gontard P.C. (filed herewith)                                                                                                                          |
| 23.1    |     | Consent of KPMG LLP (filed herewith)                                                                                                                                                     |
| 23.2    |     | Consent of Sandberg Phoenix & Von Gontard P.C. (included in Exhibit 5.1)                                                                                                                 |
| 24      |     | Powers of Attorney of Directors and Officers of UMB Financial Corporation (included on the Signature Page)                                                                               |
| 99.1    |     | Heartland Financial USA, Inc. 2020 Long-Term Incentive Plan (filed herewith)                                                                                                             |
| 99.2    |     | Heartland Financial USA, Inc. 2024 Long-Term Incentive Plan (filed herewith)                                                                                                             |
| 107     |     | Filing Fee Table (filed herewith)                                                                                                                                                        |

| Item 9. | Undertakings. |

The undersigned registr