Company: LLOBF
Filing Date: 2025-10-28
Form Type: 424B2
Source: 0000950103-25-013729
Chunk: 232

Company: Lloyds Banking Group plc
Filing Date: 2025-10-28
Form: 424B2
Chunk 232
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 of LBG, its subsidiaries and such persons, are located outside the United States. As a result, it may not be possible
for investors to effect service of process within the United States upon all such persons or to enforce against them in U.S. courts judgments
obtained in such courts, including those predicated upon the civil liability provisions of the federal securities laws of the United States.
Furthermore, LBG has been advised by its solicitors that there is doubt as to the enforceability in England & Wales and Scotland,
in original actions or in actions for enforcement of judgments of U.S. courts, of certain civil liabilities, including those predicated
solely upon the federal securities laws of the United States.

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<div align='center'>WHERE YOU CAN FIND MORE INFORMATION</div>

Ongoing Reporting

LBG is subject to the informational requirements
of the Exchange Act and, in accordance therewith, LBG files reports and other information with the SEC. The SEC maintains a website at
http://www.sec.gov which contains in electronic form each of the reports and other information that we have filed electronically with
the SEC. You can also read this material at the offices of The New York Stock Exchange, 20 Broad Street, New York, New York 10005, United
States on which certain of LBG’s securities are listed.

We will provide the trustee for any debt securities
and the capital securities and the ADS depositary for any ordinary shares with our annual reports, which will include a description of
operations and our annual audited consolidated financial statements. We will also provide any trustee or ADS depositary with interim reports
that will include unaudited interim summary consolidated financial information. Upon receipt, if we so request, the trustee or the ADS
depositary will mail the reports to all record holders of the debt securities, capital securities, ordinary shares or ADSs. In addition,
we will provide the trustee or the ADS depositary with all notices of meetings at which holders of debt securities, capital securities
or ordinary shares are entitled to vote, and all other reports and communications that are made generally available to holders of debt
securities, capital securities or ordinary shares.

Registration Statement

This prospectus is part of a registration statement
filed with the SEC. As exhibits to the registration statement, we have also filed or incorporated by reference the indentures, the ADS
deposit agreement and our Articles of Association. Statements contained in this prospectus as to the contents of any