Company: STBA
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0000719220-25-000028
Chunk: 41

Company: S&T BANCORP INC
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 8
Chunk 41
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984 $116 Commercial and industrial878 11,173 311 85 Commercial construction4,960 — — 700 Business banking4,147 2,988 — 93 Consumer real estate6,312 10,318 — 392 Other consumer330 230 — 3 Total$22,947 $27,937 $1,295 $1,389 (1) Represents only cash payments received and applied to interest on nonaccrual loans.

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Table of ContentsS&T BANCORP, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS

The following tables present collateral-dependent loans as of the dates presented:March 31, 2025Type of Collateral(dollars in thousands)Real EstateBusiness AssetsCommercial real estate$2,004$—Commercial and industrial—4,447Commercial construction1,006—Total$3,010$4,447December 31, 2024Type of Collateral(dollars in thousands)Real EstateBusiness AssetsCommercial real estate$2,028$—Commercial and industrial—9,937Total$2,028$9,937

The following tables present activity in the ACL for the periods presented:Three Months Ended March 31, 2025(dollars in thousands)CommercialReal EstateCommercial andIndustrialCommercialConstructionBusiness BankingConsumerReal EstateOtherConsumerTotal LoansAllowance for credit losses on loans:Balance at beginning of period$30,254 $37,084 $4,893 $10,681 $15,776 $2,806 $101,494 Provision for credit losses on loans(1)(493)(3,643)1,017 650 160 (202)(2,511)Charge-offs— (172)(30)(143)(162)(377)(884)Recoveries134 145 — 25 133 474 911 Net Recoveries (Charge-offs)134 (27)(30)(118)(29)97 27 Balance at End of Period$29,895 $33,414 $5,880 $11,213 $15,907 $2,701 $99,010 (1) Excludes the provision for credits losses for unfunded commitments.Three Months Ended March 31, 2024(dollars in thousands)CommercialReal EstateCommercial