Company: LLOBF
Filing Date: 2025-06-06
Form Type: F-3ASR
Source: 0000950103-25-007096
Chunk: 94

Company: Lloyds Banking Group plc
Filing Date: 2025-06-06
Form: F-3ASR
Chunk 94
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optimistic’
and similar expressions or variations on these expressions are intended to identify forward-looking statements.

These statements concern or may affect future
matters, including but not limited to: projections or expectations of the Lloyds Bank Group’s future financial position, including
profit attributable to shareholders, provisions, economic profit, dividends, capital structure, portfolios, net interest margin, capital
ratios, liquidity, risk-weighted assets, expenditures or any other financial items or ratios; litigation, regulatory and governmental
investigations; the Lloyds Bank Group’s future financial performance; the level and extent of future impairments and write-downs;
the Lloyds Bank Group’s ESG targets and/or commitments; statements of plans, objectives or goals of the Lloyds Bank Group or its
management and other statements that are not historical fact and statements of assumptions underlying such statements. By their nature,
forward-looking statements involve risk and uncertainty because they relate to events and depend upon circumstances that will or may occur
in the future. Factors that could cause actual business, strategy, targets, plans and/or results (including but not limited to the payment
of dividends) to differ materially from forward-looking statements include, but are not limited to: general economic and business conditions
in the United Kingdom and internationally (including in relation to tariffs); imposed and threatened tariffs and changes to global trade
policies; acts of hostility or terrorism and responses to those acts, or other such events; geopolitical unpredictability; the war between
Russia and Ukraine; the conflicts in the Middle East; the tensions between China and Taiwan; political instability including as a result
of any United Kingdom general election; market related risks, trends and developments; changes in client and consumer behavior and demand;
exposure to counterparty risk; the ability to access sufficient sources of capital, liquidity and funding when required; changes to the
Lloyds Bank Group’s or Lloyds Banking Group plc’s credit ratings; fluctuations in interest rates, inflation, exchange rates,
stock markets and currencies; volatility in credit markets; volatility in the price of the Lloyds Bank Group’s securities; natural
pandemic and other disasters; risks concerning borrower and counterparty credit quality; risks affecting defined benefit pension schemes;
changes in laws, regulations, practices and accounting standards or taxation; changes to regulatory capital or liquidity requirements
and similar contingencies; the policies and actions of governmental or regulatory authorities or courts together with any resulting impact
on the future structure of the Lloyds Bank Group;