Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000101
Chunk: 6

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 6
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 interests). Contribution to Group revenue as a percentage of total operating areas, excluding the Corporate Centre. Global businesses’ RoTEs are adjusted based on Group’s deployed capital; targets have been adjusted for AT1 costs.

Corporate Communications Ciudad Grupo Santander, edificio Arrecife, planta 2 28660 Boadilla del Monte (Madrid) comunicacion@gruposantander.com www.santander.com - Twitter: @bancosantander 5 Wealth Management & Insurance, which includes the group’s private banking, asset management and insurance businesses, increased its attributable profit 24% to €948 million, with revenue increasing across all business lines. Assets under management (AuMs) reached new record levels at €514 billion (+11%), backed by very solid commercial dynamics, both in Private Banking (+8% in customers) and Santander Asset Management (+13% AuMs), and positive market performance. Payments generated an attributable profit of €335 million in the first half, up 47% even after excluding the charges in the second quarter of 2024 from discontinuing some platforms in Germany and Latin America, driven by double- digit revenue growth boosted by higher activity. In PagoNxt, Getnet's total payments volume (TPV) rose 15% and the number of transactions increased 7%. In Cards, spending increased 9% and transactions rose 6%. In fact, increased activity in PagoNxt and Cards puts the business on track with Santander’s key strategic priorities to capture scale through global platforms, with cost per transaction in PagoNxt falling 21% year-on-year, from 3.7 to 2.9 euro cents. Banco Santander is one of the largest banks in the world with 204,000 employees serving 176 million customers, 3.5 million shareholders, and a market capitalization at the end of June of €105 billion. 1 Reconciliation of underlying results to statutory results, available in the ‘Alternative Performance Measures’ section of the financial report at CNMV and at santander.com. 2 Transactions pending closing and subject to conditions, including regulatory approvals. 3 As announced on 1 July 2025, Santander intends to allocate at least €10bn to shareholder remuneration in the form of share buybacks, corresponding to the 2025 and 2026 results, as well as to the expected excess capital. This share buyback target includes: (i) buybacks that are part of the existing shareholder rem