Company: TCBI
Filing Date: 2025-10-23
Form Type: 10-Q
Source: 0001077428-25-000145
Chunk: 68

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-10-23
Form: 10-Q
Item: Part I, Item 1
Chunk 68
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 gains to adjust its cash flow hedges to fair value, which was recorded net of tax to AOCI, and reclassified $21.6 million from AOCI as a decrease to interest income on loans. Based on current market conditions, the Company estimates that during the next 12 months, an additional $25,000 will be reclassified from AOCI as an increase to interest income. As of September 30, 2025, the maximum length of time over which forecasted transactions are hedged is 2.09 years.

20

(11) Accumulated Other Comprehensive Income

The following table provides the change in AOCI by component:(in thousands)Cash Flow HedgesAvailable-for-Sale SecuritiesHeld-to-Maturity SecuritiesTotalThree Months Ended September 30, 2025Beginning balance$(1,372)$(77,761)$(33,798)$(112,931)Change in unrealized gain/(loss)78 30,831 — 30,909 Amounts reclassified into net income4,525 — 1,647 6,172 Total other comprehensive income4,603 30,831 1,647 37,081 Income tax expense1,040 6,962 372 8,374 Total other comprehensive income, net of tax3,563 23,869 1,275 28,707 Ending balance$2,191 $(53,892)$(32,523)$(84,224)Three Months Ended September 30, 2024Beginning balance$(45,215)$(283,559)$(38,958)$(367,732)Change in unrealized gain/(loss)18,849 91,000 — 109,849 Amounts reclassified into net income18,251 179,581 1,767 199,599 Total other comprehensive income37,100 270,581 1,767 309,448 Income tax expense8,377 61,097 399 69,873 Total other comprehensive income, net of tax28,723 209,484 1,368 239,575 Ending balance$(16,492)$(74,075)$(37,590)$(128,157)Nine Months Ended September 30, 2025Beginning balance$(15,275)$(131,531)$(36,301)$(183,107)Change in unrealized gain/(loss)943 100,283