Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001654954-25-008460
Chunk: 42

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 42
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0 |
| Commercial Banking                                                 |     0.3 |     |     6.4 |     |    23.1 |     |     - |     |     1.1 |     |     25.6 |     |             1.1 |
| Equity Investments and Central Items                               |       - |     |       - |     |       - |     |     - |     |       - |     |          |     |                 |
| Total                                                              |     0.2 |     |     2.8 |     |    16.4 |     |   2.8 |     |     0.7 |     |     16.9 |     |             0.7 |
| UK mortgages (underlying                                           
 basis)A,2                                                          |       - |     |     0.7 |     |     9.1 |     |       |     |     0.3 |     |          |     |                 |
| UK Motor Finance (underlying                                       
 basis)A,3                                                          |     1.5 |     |     5.3 |     |    56.4 |     |       |     |     2.5 |     |          |     |                 |
| Retail (underlying                                                 
 basis)A                                                            |     0.2 |     |     2.3 |     |    13.4 |     |       |     |     0.7 |     |          |     |                 |
| Total (underlying                                                  
 basis)A                                                            |     0.2 |     |     2.7 |     |    15.6 |     |       |     |     0.7 |     |     16.0 |     |             0.7 |

1 Contains central fair value hedge accounting adjustments.

2 UK mortgages balances on an underlying basis A exclude the impact of the HBOS acquisition-related adjustments.

3 UK Motor Finance balances on an underlying basis A exclude a finance lease gross up.

4 UK Motor Finance includes £211 million relating to provisions against residual values of vehicles subject to finance leases.

5 Stage 3 and Total exclude loans in recoveries in Business and Commercial Banking of £198 million and Corporate and Institutional Banking of £1 million.

**CREDIT RISK (continued)

Loans and advances to customers and expected credit loss allowance - statutory and underlying A basis**

| At 31 December