Company: SFNC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050112
Chunk: 74

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 1
Chunk 74
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13,247,175 13,368,321 — Commercial:Commercial4,953 25,251 30,204 2,367,184 2,397,388 — Agricultural638 892 1,530 351,651 353,181 — Total commercial5,591 26,143 31,734 2,718,835 2,750,569 — Other— 3 3 784,569 784,572 — Total$39,762 $116,371 $156,133 $17,032,684 $17,188,817 $423 December 31, 2024Consumer:Credit cards$1,824 $635 $2,459 $179,216 $181,675 $529 Other consumer1,752 381 2,133 125,186 127,319 — Total consumer3,576 1,016 4,592 304,402 308,994 529 Real estate:Construction and development332 10,530 10,862 2,778,387 2,789,249 — Single family residential34,651 16,013 50,664 2,639,282 2,689,946 — Other commercial5,433 26,973 32,406 7,879,930 7,912,336 — Total real estate40,416 53,516 93,932 13,297,599 13,391,531 — Commercial:Commercial3,535 27,059 30,594 2,403,581 2,434,175 74 Agricultural393 104 497 260,657 261,154 — Total commercial3,928 27,163 31,091 2,664,238 2,695,329 74 Other276 3 279 609,804 610,083 — Total$48,196 $81,698 $129,894 $16,876,043 $17,005,937 $603  Loan Modifications to Borrowers Experiencing Financial DifficultyThe Company has internal loan modification programs for borrowers experiencing financial difficulties. Modifications to borrowers experiencing financial difficulties may include interest rate reductions, principal or interest forgiveness and/or term extensions.