Company: FCNCB
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0000798941-25-000040
Chunk: 51

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 2
Chunk 51
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 $9,323 $95 1 %$143 2 %

(1)    Includes off-lease rail equipment of $242 million at June 30, 2025, $256 million at March 31, 2025, and $219 million at December 31, 2024.

Interest-bearing Liabilities

Interest-bearing liabilities include interest-bearing deposits, securities sold under agreements to repurchase, and borrowings. Interest-bearing liabilities at June 30, 2025 totaled $157.17 billion, an increase of $3.52 billion or 2% from $153.65 billion at December 31, 2024. The increase from December 31, 2024 was mainly due to deposit growth as well as the Linked Quarter Debt Issuances, partially offset by the Current Quarter Debt Redemption as further discussed below. 

83

Deposits

Total deposits at June 30, 2025 were $159.94 billion, an increase of $4.71 billion or 3% from $155.23 billion at December 31, 2024. 

Deposit changes within our business segments compared to December 31, 2024 are discussed in the “Executive Overview—Funding, Liquidity and Capital Overview” section of this MD&A and changes from the Linked Quarter are discussed in the “Results by Segment” section of this MD&A. 

The following table summarizes the types of deposits:

Table 27

Deposits 

dollars in millionsIncrease (Decrease) from:June 30, 2025March 31, 2025December 31, 2024March 31, 2025December 31, 2024Noninterest-bearing demand$40,879 $40,767 $38,633 $112 — %$2,246 6 %Checking with interest23,283 23,041 25,343 242 1 (2,060)(8)Money market37,654 37,705 35,722 (51)— 1,932 5 Savings46,877 45,817 42,278 1,060 2 4,599 11 Time11,242 11,995 13,253 (753)(6)(2,011)(15)Interest-bearing deposits119,056 118,558 116,596 498