Company: SYBT
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0001437749-25-033206
Chunk: 81

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-11-05
Form: 10-Q
Item: Part I, Item 8
Chunk 81
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) – Three-Month Comparison

			Three months ended September 30,

			2025

			2024

			Average

			Average

			Average

			Average

			(dollars in thousands)

			Balance

			Interest

			Rate

			Balance

			Interest

			Rate

			Interest earning assets:

			Federal funds sold and interest bearing due from banks

			$
			448,969

			$
			5,003

			4.42
			%
			 
			$
			148,818

			$
			1,946

			5.20
			%

			Mortgage loans held for sale

			6,051

			74

			4.85

			4,862

			47

			3.85

			Investment securities:

			Taxable

			1,165,522

			7,033

			2.39

			1,347,533

			6,918

			2.04

			Tax-exempt

			71,193

			506

			2.82

			77,282

			485

			2.50

			Total securities

			1,236,715

			7,539

			2.42

			1,424,815

			7,403

			2.07

			Federal Home Loan Bank stock

			21,125

			488

			9.16

			31,193

			663

			8.46

			Loans

			6,873,559

			107,250

			6.19

			6,174,309

			95,748

			6.17

			Total interest earning assets

			8,586,419

			120,354

			5.56

			7,783,997

			105,807

			5.41

			Less allowance for credit losses on loans

			92,859

			84,260

			Non-interest earning assets:

			Cash and due from banks

			75,952

			72,692

			Premises and equipment, net