Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 435

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 19
Chunk 435
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1.0%                               1.9%                             2.3%        3.8%      -                              -       
  Total                                    100.0%                           100.0%                           100.0%      100.0%      100.0%                         100.0%  

Below is the sensitivity analysis of the
benefits plan obligations, showing the impact on the actuarial exposure (7.23% - 10.94% p. a.) assuming a change in the discount
rate and medical inflation by 1 b. p.:

  Schedule of sensitivity analysis of the benefit plan obligations                                                                                                                                                               
  Rate                                                                  Discount rate/Medical inflation rate      Sensitivity Analysis      Effect on actuarial liabilities      Effect on the present value of the obligations  
  Discount rate                                                         11.57% - 11.94%                           Increase of 1 p.p.        reduction                                                                ( 244,821)  
  Discount rate                                                         9.57% - 9.94%                             Decrease of 1 p.p.        increase                                                                    281,522  
  Medical Inflation                                                     8.23% - 8.64%                             Increase of 1 p.p.        increase                                                                     69,786  
  Medical Inflation                                                     6.23% - 6.64%                             Decrease of 1 p.p.        reduction                                                                 ( 60,384)  

Bradesco, in its offices abroad, provides
pension plans for its employees and managers, in accordance with the standards established by the local authorities, which allows the
accrual of financial resources during the professional career of the participant.

Total contributions made, in the year
ended December 31, 2024, were R$1,007,631thousand (R$1,219,739thousand in 2023).

  42)      OTHER INFORMATION  
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  On November 16, 2022, Law No.                                                                                                              
  14,467 was enacted, establishing new rules for the deductibility of credit losses arising from the activities of financial institutions    
  and other institutions authorized to operate by the Central Bank of Brazil, in the calculation of profits subject to income tax and CSLL,  
  which will take effect from January 1, 2025, with the main rule being the application of factors for deducting defaulted transactions      
  (transactions overdue for more than ninety days