Company: HBCYF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-195127
Chunk: 11

Company: HSBC HOLDINGS PLC
Filing Date: 2025-09-04
Form: 424B5
Chunk 11
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annual consolidated financial statements, which comply, and are prepared in accordance, with the accounting standards set out above.

The
financial information presented in this document relating to the six-month period ended June 30, 2025 is derived from the HSBC Group’s interim condensed consolidated financial statements, which
comply, and are prepared in accordance, with the accounting standards set out above.

S-5

See “Where You Can Find More Information About Us.”

Currency

In this prospectus supplement,
all references to (i) “U.S. dollars”, “US$”, “dollars” or “$” are to the lawful currency of the United States of America, (ii) “sterling”, “pounds sterling” or
“£” are to the lawful currency of the UK, (iii) “AUD” are to the lawful currency of Australia, (iv) “EUR” or “€” are to the lawful currency of the member states of the European Union that
have adopted or adopt the single currency in accordance with the Treaty establishing the European Community, as amended, and (v) “JPY” are to the lawful currency of Japan.

LIMITATIONS ON ENFORCEMENT OF U.S. LAWS AGAINST US, OUR MANAGEMENT AND OTHERS

We are an English public limited company. Most of our directors and executive officers (and certain experts named in this prospectus
supplement and the accompanying prospectus or in documents incorporated herein by reference) are resident outside the United States, and a substantial portion of our assets and the assets of such persons are located outside the United States. As a
result, it may not be possible for you to effect service of process within the United States upon these persons or to enforce against them or us in U.S. courts judgments obtained in U.S. courts predicated upon the civil liability provisions of the
federal securities laws of the United States. We have been advised by our English solicitors, Cleary Gottlieb Steen & Hamilton LLP, that there is doubt as to enforceability in the English courts, in original actions or in actions for
enforcement of judgments of U.S. courts, of liabilities predicated solely upon the federal securities laws of the United States. In addition, awards of punitive damages in actions brought in the United States or elsewhere may not be enforceable in
the UK. The enforceability of any judgment in the UK will depend on the particular facts of the case in effect at the time.

CAUTIONARY STATEMENT REGARDING