Company: FCNCB
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0000798941-25-000040
Chunk: 179

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 1
Chunk 179
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3)$(4)Money market37,980 36,760 1,220 3 2.84 2.83 1269 257 12 11 1 Savings46,163 43,918 2,245 5 3.72 3.85 (13)428 417 11 24 (13)Time deposits11,510 12,615 (1,105)(9)3.48 3.71 (23)100 115 (15)(9)(6)Total interest-bearing deposits118,582 117,224 1,358 1 3.02 3.09 (7)894 893 1 23 (22)Borrowings:Securities sold under customer repurchase agreements471 428 43 10 0.57 0.52 5— 1 (1)(1)— Senior unsecured borrowings555 169 386 229 5.27 4.88 398 2 6 5 1 Subordinated debt1,473 959 514 54 5.23 3.36 18719 8 11 5 6 Other borrowings35,880 35,842 38 — 3.66 3.66 —329 328 1 1 — Long-term borrowings37,908 36,970 938 3 3.74 3.66 8356 338 18 11 7 Total borrowings38,379 37,398 981 3 3.71 3.62 9356 339 17 10 7 Total interest-bearing liabilities$156,961 $154,622 $2,339 2 3.19 3.22 (3)$1,250 $1,232 $18 $33 $(15)Noninterest-bearing liabilities$48,103 $48,370 $(267)(1)Stockholders' equity22,488 22,457 31 — Total liabilities and stockholders’ equity$227,552 $225,449 $2,103 1 Net interest spread(2)2.48 %2.46 %2Net interest margin and net interest income (2)3.26 %3.26 %—$1,