Company: BBVXF
Filing Date: 2025-01-30
Form Type: 6-K
Source: 0001193125-25-016657
Chunk: 23

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-30
Form: 6-K
Chunk 23
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% -0.93% Cost of Deposits -43.34% -21.20% Colombia 4.39% 5.37% Yield on Loans 13.54% 13.16% Cost of Deposits -9.15% -7.79% Peru 6.57% 7.08% Yield on Loans 9.02% 9.29% Cost of Deposits -2.45% -2.21% (1) FC: Foreign Currency.

2024 Earnings 47 Stages breakdown by business areas

2024 Earnings 48 Stages breakdown by business areas CREDIT RISK BUSINESS BREAKDOWN BY AREA (DEC-24, € M) Gross Accumulated Gross Accumulated Gross Accumulated BBVA GROUP Exposure impairments SPAIN Exposure impairments MEXICO Exposure impairments Stage 1 439,209 2,434 Stage 1 183,371 507 Stage 1 85,563 1,211 Stage 2 34,254 1,902 Stage 2 15,477 597 Stage 2 6,218 543 Stage 3 14,839 7,569 Stage 3 7,700 3,470 Stage 3 2,517 1,303 Gross Accumulated SOUTH Gross Accumulated TURKEY Exposure impairments AMERICA Exposure impairments Stage 1 56,378 270 Stage 1 45,393 398 Stage 2 6,479 420 Stage 2 4,798 286 Stage 3 2,016 1,243 Stage 3 2,387 1,426 Gross Accumulated Gross Accumulated Gross Accumulated COLOMBIA Exposure impairments PERU Exposure impairments ARGENTINA Exposure impairments Stage 1 14,763 104 Stage 1 19,161 206 Stage 1 6,758 52 Stage 2 1,316 99 Stage 2 2,800 144 Stage 2 378 21 Stage 3 966 585 Stage 3 1,132 665 Stage 3 103 76

2024 Earnings 49 ALCO Portfolio, NII Sensitivity and LCRs & NSFRs

2024 Earnings 50 ALCO Portfolio ALCO PORTFOLIO BREAKDOWN BY REGION (€ BN) Amort Cost Fair Value (HTC) (HTC&S) (duration Dec-24 (€BN