Company: HBCYF
Filing Date: 2025-05-12
Form Type: 424B5
Source: 0001193125-25-117014
Chunk: 59

Company: HSBC HOLDINGS PLC
Filing Date: 2025-05-12
Form: 424B5
Chunk 59
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 purchase the Notes, your rights will be determined by the Notes, the Indenture and the
Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”). You can read the Indenture and the form of Notes at the location listed under “Where You Can Find More Information About Us.”

The 2031 Fixed/Floating Rate Notes will be issued in an aggregate principal amount of $2,250,000,000, and, unless previously redeemed or
otherwise cancelled as described under “—Redemption,” the 2031 Fixed/Floating Rate Notes will mature on May 13, 2031 (the “2031 Fixed/Floating Rate Notes Maturity Date”).

The 2036 Fixed/Floating Rate Notes will be issued in an aggregate principal amount of $2,000,000,000, and, unless previously redeemed or
otherwise cancelled as described under “—Redemption,” the 2036 Fixed/Floating Rate Notes will mature on May 13, 2036 (the “2036 Fixed/Floating Rate Notes Maturity Date”).

The Floating Rate Notes will be issued in an aggregate principal amount of $1,250,000,000, and, unless previously redeemed or otherwise
cancelled as described under “—Redemption,” the Floating Rate Notes will mature on May 13, 2031 (the “Floating Rate Notes Maturity Date”).

The Notes will be issued only in registered form in minimum denominations of $200,000 and in integral multiples of $1,000 in excess thereof.

Interest

2031 Fixed/Floating Rate Notes

From (and including) the Issue Date to (but excluding) May 13, 2030 (the “2031 Fixed/Floating Rate Notes Fixed Rate
Period”), interest on the 2031 Fixed/Floating Rate Notes will be payable at a rate of 5.240% per annum (the “2031 Fixed/Floating Rate Notes Initial Interest Rate”). During the 2031 Fixed/Floating Rate Notes Fixed Rate Period, interest
on the 2031 Fixed/Floating Rate Notes will be payable semi-annually in arrear on each 2031 Fixed/Floating Rate Notes Fixed Rate Period Interest Payment Date.

From (and including) May 13, 2030 to (but excluding) the 2031 Fixed/Floating Rate Notes Maturity Date (the “2031 Fixed/Floating Rate
Notes Floating Rate Period”), the interest rate on the 2031 Fixed/Floating Rate