Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 33

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 2
Chunk 33
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$1,883 $1,641 15 %

[1]For additional information on current accident year catastrophes and prior accident year development, see MD&A - Critical Accounting Estimates, Property and Casualty Insurance Product Reserves Development, Net of Reinsurance and Note 9 - Reserve for Unpaid Losses and Loss Adjustment Expenses of Notes to Condensed Consolidated Financial Statements. 

[2]For discussion of consolidated investment results, see MD&A - Investment Results.

[3]Includes integration costs in connection with the 2019 acquisition of Navigators Group.

[4]For discussion of income taxes, see Note 12 - Income Taxes of Notes to Condensed Consolidated Financial Statements.

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Table of ContentsIndex to MD&A Part I - Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations

Premium Measures

Three Months Ended September 30,Nine Months Ended September 30,2025202420252024Small Business:Net new business premium$308 $278 $911 $837 Policy count retention84 %84 %84 %84 %Renewal written price increases5.2 %6.5 %5.9 %6.2 %Renewal earned price increases7.4 %6.5 %7.4 %5.9 %Policies in-force as of end of period (in thousands)1,640 1,558 Middle Market [1]:Net new business premium$211 $176 $589 $537 Premium retention84 %85 %82 %84 %Renewal written price increases 5.6 %6.7 %6.4 %6.8 %Renewal earned price increases6.9 %7.4 %7.1 %7.5 %Global Specialty:Global specialty gross new business premium [2]$238 $233 $741 $720 Renewal written price increases [3]4.3 %5.5 %5.1 %6.0 %Renewal earned price increases [3]6.0 %6.3 %6.3 %5.9 %

[1]Except for net new business premium, metrics for middle market exclude loss sensitive and programs businesses.

[2]Excludes Global Re and is before ceded reinsurance. 

[3]Ex