Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 1716

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 8
Chunk 1716
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			Depreciation and amortization expense

			1,097

			1,028

			1,070

			Deferred income taxes

			(551
			)

			(698
			)

			(118
			)

			Stock compensation expense

			202

			252

			436

			Increase in cash value of life insurance

			(224
			)

			(206
			)

			(201
			)

			Gain on sale of securities

			(32
			)

			(40
			)

			-

			Provision for credit losses

			1,449

			1,141

			950

			Proceeds from sales of loans

			33,716

			32,004

			51,689

			Loans originated for sale

			(32,834
			)

			(31,590
			)

			(49,236
			)

			Gain on sale of loans

			(554
			)

			(421
			)

			(833
			)

			Amortization of tax credit investment

			2,196

			1,990

			355

			Unrealized loss on equity securities

			374

			207

			414

			Net realized and unrealized gain on foreclosed real estate

			-

			-

			(15
			)

			Gain on sale of premises and equipment

			(7
			)

			-

			-

			Decrease (increase) in accrued interest receivable

			213

			(503
			)

			(855
			)

			Increase in accrued interest payable

			713

			1,086

			26

			Net change in other assets/liabilities

			3,556

			(4,473
			)

			(1,079
			)

			Net Cash Provided By Operating Activities

			22,345

			14,163

			16,531

			CASH FLOWS FROM INVESTING ACTIVITIES

			Net decrease (increase) in interest-bearing time deposits

			1,225

			(