Company: NEWTP
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0001628280-25-050582
Chunk: 263

Company: NewtekOne, Inc.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 8
Chunk 263
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 rate21.00 %21.00 %21.00 %Assets held for sale$21,308 Present value factor90.70 %89.50 %93.20 %Discount rate10.23 %7.27 %11.71 %Other real estate owned$3,764 Appraised valueN/AN/AN/ALiabilities:Equity warrants$133 Expected volatility48.00 %48.00 %48.00 %Dividend yield6.00 %6.00 %6.00 %Risk free rate4.52 %4.52 %4.52 %

F-45

Estimated Fair Value of Other Financial InstrumentsGAAP also requires disclosure of the fair value of financial instruments carried at book value on the Consolidated Statements of Financial Condition. The carrying amounts and estimated fair values of the Company’s financial instruments not measured at fair value on a recurring or non-recurring basis are as follows:September 30, 2025Carrying AmountFair Value Amount by Level:Total Fair ValueLevel 1Level 2Level 3Financial Assets:Cash and due from banks$3,980 $3,980 $— $— $3,980 Restricted cash24,737 24,737 — — 24,737 Interest bearing deposits in banks188,214 188,214 — — 188,214 Debt securities available-for-sale, at FV18,009 18,009 — — 18,009 Loans HFS, at FV757,001 — 203,586 553,415 757,001 Loans HFS, at LCM28,678 — — 28,678 28,678 Loans HFI, at FV305,720 — — 305,720 305,720 Loans HFI, at amortized cost, net of deferred fees and costs834,087 — — 944,601 944,601 Federal Home Loan Bank and Federal Reserve Bank stock4,064 — 4,064 — 4,064 Joint ventures and other non-control investments, at FV51,390 7,960 — 43,430 51,390 Residuals in securitizations, at FV76,701 — — 76,701