Company: ASB
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000007789-25-000049
Chunk: 11

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-04-29
Form: 10-Q
Item: Part I, Item 2
Chunk 11
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496 24 %7,210,607 24 %7,184,934 24 %7,257,029 25 %7,322,237 25 %Total commercial19,450,628 64 %18,928,090 64 %18,564,683 62 %18,329,587 62 %18,276,460 62 %Residential mortgage6,999,654 23 %7,047,541 24 %7,803,083 26 %7,840,073 26 %7,868,180 27 %Auto finance2,878,765 10 %2,810,220 9 %2,708,946 9 %2,556,009 9 %2,471,257 8 %Home equity654,140 2 %664,252 2 %651,379 2 %634,142 2 %619,764 2 %Other consumer310,940 1 %318,483 1 %262,806 1 %258,460 1 %258,603 1 %Total consumer10,843,499 36 %10,840,496 36 %11,426,214 38 %11,288,684 38 %11,217,802 38 %Total loans$30,294,127 100 %$29,768,586 100 %$29,990,897 100 %$29,618,271 100 %$29,494,263 100 %

The Corporation has long-term guidelines relative to the proportion of Commercial and Business, CRE, and Consumer loan commitments within the overall loan portfolio, with each targeted to represent 30% to 40% of the overall loan portfolio. The targeted long-term guidelines were unchanged during 2024 and the first three months of 2025. Furthermore, certain sub-asset classes within the respective portfolios are further defined and dollar limitations are placed on these sub-portfolios. These guidelines and limits are reviewed quarterly and approved annually by the Enterprise Risk Committee of the Corporation’s Board of Directors. These guidelines and limits are designed to create balance and diversification within the loan portfolios.

54

The Corporation’s loan distribution and interest rate sensitivity as of March 31, 2025 are summarized in the following