Company: OXBRW
Filing Date: 2025-03-26
Form Type: 10-K
Source: 0001641172-25-000736
Chunk: 461

Company: OXBRIDGE RE HOLDINGS Ltd
Filing Date: 2025-03-26
Form: 10-K
Item: Item 1A
Chunk 461
---
ant and in the capacities indicated:

    /s/
    WRENDON TIMOTHY
     
    /s/
    JAY MADHU
  
    Wrendon
    Timothy
     
    Jay
    Madhu
  
    Chief
    Financial Officer and Secretary
     
    Chief
    Executive Officer, President and Director
  
    (Principal
    Financial Officer and Principal Accounting Officer)
     
    (Principal
    Executive Officer)

    /s/
    LESLEY THOMPSON
     
    /s/
    DWIGHT MERREN
  
    Lesley
    Thompson
     
    Dwight
    Merren
  
    Director
     
    Director

    /s/
    ARUN GOWDA

    Arun
    Gowda

    Director

46

Index
to Consolidated Financial Statements and Financial Statement Schedules

    Form
    10-K 

    Page(s)

    Consolidated
    Financial Statements

    Report of Independent Registered Public Accounting Firm - (PCAOB ID 400)
     
    F-1

    Consolidated Balance Sheets at December 31, 2024 and 2023
     
    F-2

    Consolidated Statements of Operations for the years ended December 31, 2024 and 2023
     
    F-3

    Consolidated Statements of Cash Flows for the years ended December 31, 2024 and 2023
     
    F-4

    Consolidated Statements of Changes in Shareholders’ Equity for the years ended December 31, 2024 and 2023
     
    F-6

    Notes to Consolidated Financial Statements
     
    F-7

    Financial
    Statements Schedules

47

Report
of Independent Registered Public Accounting Firm

To
the Shareholders and the Board of Directors

Oxbridge
Re Holdings Limited

Grand
Cayman, Cayman Islands:

Opinion
on the Consolidated Financial Statements

We
have audited the accompanying consolidated balance sheets of Oxbridge Re Holdings Limited and Subsidiaries (the “Company”),
as of December 31, 2024 and 2023 and the related consolidated statements of operations, changes in shareholders’ equity and cash
flows for the years then ended and the related notes and the consolidated financial statement schedules (collectively referred to as
the “consolidated financial statements”). In our opinion, the consolidated financial statements referred to above present