Company: BHM
Filing Date: 2025-03-28
Form Type: POS AM
Source: 0001104659-25-029225
Chunk: 15

Company: Bluerock Homes Trust, Inc.
Filing Date: 2025-03-28
Form: POS AM
Chunk 15
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 gender, and remain committed
to ensuring the preservation of human rights in our relationships with our employees, partners and tenants.

In the creation of our portfolio,
we are especially proud that we are able to address a critical and growing need for quality, well-managed and affordable homes in desirable
communities, striving to demonstrate the possibility of embracing both people and profits. As we discuss below, according to a study by
the Joint Center for Housing Studies of Harvard University (March 2024), rent-burdened households hit a record high in 2022, as half
of all households spent more than the recommended 30% of income on rent and utilities. Through our focus on the middle-income and rent-burdened
renter with our build-to-rent investment strategy, we are seeking to deliver a supply of affordable, well-maintained, residential
housing options, both for renters by choice as well as by necessity.

Governance: Corporate Governance. We have established a governance framework that fosters effective stewardship of investor and stockholder
capital, promotes an ethical and transparent approach to doing business, and encourages board diversity. We are committed to operating
our business under strong and accountable corporate governance practices and have structured our corporate governance in a manner that
we believe aligns our interests with those of our stockholders.

For more information, see “Our Business and
Properties—Our Environmental, Social and Governance Policies.”

Summary Risk Factors

An investment in our Series A Redeemable Preferred Stock involves a number of risks. See “Risk Factors,” beginning on page 22 of this prospectus. Some of the more significant risks include those set forth below.

Risks Related to Our Business, Properties and Industry

| · | Our current portfolio primarily consists of interests in residential properties, located primarily in markets in the Sunbelt and Western United States. Any adverse developments in local economic conditions or the demand for residential properties in these markets may negatively impact our results of operations. |

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| · | We have a limited operating history as an independent publicly-traded company, and our historical and pro forma financial information is not necessarily representative of the results that we would have achieved as a separate, publicly traded company and may not be a reliable indicator of our future results. |

| · | We may not be successful in identifying and consummating suitable investment opportunities. |

| · | Adverse economic conditions may negatively affect our results of operations and, as a result, our ability to make distributions