Company: DTK
Filing Date: 2025-09-09
Form Type: 424B5
Source: 0001193125-25-198859
Chunk: 42

Company: DTE ENERGY CO
Filing Date: 2025-09-09
Form: 424B5
Chunk 42
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| • |     | volatility in commodity markets, deviations in weather, and related risks impacting the results of our energy 
 trading operations;                                                                                           |

| • |     | changes in the cost and availability of coal and other raw materials, purchased power, and natural gas; |

| • |     | advances in technology that produce power, store power, or reduce or increase power consumption; |

| • |     | changes in the financial condition of significant customers and strategic partners; |

| • |     | the potential for losses on investments, including nuclear decommissioning and benefit plan assets and the 
 related increases in future expense and contributions;                                                     |

| • |     | access to capital markets and the results of other financing efforts which can be affected by credit agency 
 ratings;                                                                                                    |

| • |     | instability in capital markets which could impact availability of short and long-term financing; |

| • |     | impacts of inflation and the timing and extent of changes in interest rates; |

| • |     | the level of borrowings; |

4

| • |     | the potential for increased costs or delays in completion of significant capital projects; |

| • |     | changes in, and application of, federal, state, and local tax laws and their interpretations, including the 
 Internal Revenue Code, regulations, rulings, court proceedings, and audits;                                 |

| • |     | the effects of weather and other natural phenomena, including climate change, on operations and sales to 
 customers, and purchases from suppliers;                                                                 |

| • |     | unplanned outages at our generation plants; |

| • |     | employee relations and the impact of collective bargaining agreements; |

| • |     | the availability, cost, coverage, and terms of insurance and stability of insurance providers; |

| • |     | cost reduction efforts and the maximization of generation and distribution system performance; |

| • |     | the effects of competition; |

| • |     | changes in and application of accounting standards and financial reporting regulations; |

| • |     | changes in federal or state laws and their interpretation with respect to regulation, energy policy, and other 
 business issues;                                                                                               |

| • |     | successful execution of new business development and future growth plans; |

| • |     | contract disputes, binding arbitration, litigation, and related appeals; |

| • |     | the ability of the electric and gas utilities to achieve goals for carbon emission reductions; and |

| • |     | the risks discussed in