Company: FCFS
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000840489-25-000098
Chunk: 35

Company: FirstCash Holdings, Inc.
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 1
Chunk 35
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 solutions (American First Finance “AFF”)Corporate expenses and income, which include administrative expenses, corporate depreciation and amortization, interest expense, interest income, (gain) loss on foreign exchange, merger and acquisition expenses, and other income, net, are presented on a consolidated basis and are not allocated between the U.S. pawn segment, Latin America pawn segment or retail POS payment solutions segment. Intersegment transactions relate to the Company offering AFF’s LTO payment solution in its U.S. pawn stores and are eliminated to arrive at consolidated totals.The following tables present reportable segment information for the three and six month periods ended June 30, 2025 and 2024 as well as certain segment assets (in thousands):Three Months Ended June 30, 2025 U.S.PawnLatin AmericaPawnRetail POSPaymentSolutionsCorporate/EliminationsConsolidatedRevenue:   Retail merchandise sales$249,918 $135,956 $— $(749)(1)$385,125 Pawn loan fees130,948 59,874 — — 190,822 Leased merchandise income— — 139,784 — 139,784 Interest and fees on finance receivables— — 76,075 — 76,075 Wholesale scrap jewelry sales28,740 10,076 — — 38,816 Total revenue409,606 205,906 215,859 (749)830,622 Cost of revenue:    Cost of retail merchandise sold143,149 87,579 — (402)(1)230,326 Depreciation of leased merchandise— — 78,529 (257)(1)78,272 Provision for lease losses— — 32,667 (124)(1)32,543 Provision for loan losses— — 41,761 — 41,761 Cost of wholesale scrap jewelry sold26,265 8,639 — — 34,904 Total cost of revenue169,414 96,218 152,957 (783)417,806 Net revenue240,192 109,688 62,902 34 412,816 Expenses and other income:    Operating expenses133,815 64,414 24,264 — 222,493 Administrative expenses— — — 59,263 59,263 Depreciation and