Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 57

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 57
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 1,283 1,300 1,344 1,225 1,185 1,196 1,256 1,313 +4.5% 5,152 4,950 -3.9% Net fee income 83 84 97 74 79 64 80 61 -23.6% 338 283 -16.2% Gains (losses) on financial transactions and other 2 6 45 (19) (7) 0 8 (17) — 34 (17) — Total revenue 1,368 1,391 1,486 1,280 1,257 1,260 1,344 1,356 +0.9% 5,525 5,216 -5.6% Operating expenses (674) (689) (684) (698) (734) (717) (710) (756) +6.5% (2,745) (2,918) +6.3% Net operating income 694 702 803 581 523 542 634 600 -5.3% 2,779 2,299 -17.3% Net loan-loss provisions (59) (44) (126) (18) (17) (44) (37) 34 — (247) (64) -74.2% Other gains (losses) and provisions (92) (73) (92) (168) (91) (64) (108) (179) +65.3% (425) (441) +3.9% Profit before tax 542 585 585 396 415 434 489 456 -6.8% 2,107 1,794 -14.9% Consolidated profit 395 423 425 301 305 325 346 331 -4.3% 1,545 1,306 -15.4% Attributable profit 395 423 425 301 305 325 346 331 -4.3% 1,545 1,306 -15.4%

63 United Kingdom (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023