Company: BCS
Filing Date: 2025-07-29
Form Type: 6-K
Source: 0001654954-25-008608
Chunk: 23

Company: BARCLAYS PLC
Filing Date: 2025-07-29
Form: 6-K
Chunk 23
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7 |     |                    |          |          |

#### Income statement - H125 compared to H124
#### ●

#### Loss before tax was £247m (H124: £461m)
#### ●

Total income increased to £136m (H124: £30m), primarily from the non-recurrence of the prior year loss on sale of the performing Italian retail mortgage portfolio, partially offset by the impact of the disposal of the German consumer finance business in Q125

#### ●

Total operating expenses decreased to £387m (H124: £449m), primarily from lower litigation and conduct charges and the impact of the disposal of the German consumer finance business in Q125, partially offset by the c.£50m expense for the employee share grant announced at FY24 Results

●

Credit impairment charges decreased to £5m (H124: £58m), driven by the disposal of the German consumer finance business in Q125 and the disposal of the Italian mortgage portfolios in FY24

**Balance sheet - 30 June 2025 compared to 31 December 2024**

#### ●

RWAs decreased to £12.6bn (December 2024: £16.2bn), primarily driven by the disposal of the German consumer finance business

#### Quarterly Results Summary
| Barclays Group                                           |         |         |     |         |         |         |         |     |         |         |
|                                                          |    Q225 |    Q125 |     |    Q424 |    Q324 |    Q224 |    Q124 |     |    Q423 |    Q323 |
| Income statement information                             |      £m |      £m |     |      £m |      £m |      £m |      £m |     |      £m |      £m |
| Net interest income                                      |   3,505 |   3,517 |     |   3,500 |   3,308 |   3,056 |   3,072 |     |   3,139 |   3,247 |
| Net fee, commission and other income                     |   3,682 |   4,192 |     |   3,464 |   3,239 |   3,268 |   3,881 |     |   2,459 |   3,011 |
| Total income                                             |   7,187 |   7,709 |     |   6,