Company: TWO-PC
Filing Date: 2025-05-08
Form Type: 424B5
Source: 0001104659-25-045688
Chunk: 129

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-05-08
Form: 424B5
Chunk 129
---
 Form 10-K for the year ended December 31, 2023 from our Definitive Proxy Statement on Schedule 14A filed with the SEC on April 4, 2023;

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Our Current Report on Form 8-K filed on February 5, 2024;

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The description of our common stock included in our Registration Statement on Form 8-A filed on February 10, 2011, as amended by the Form 8-A/A filed on November 2, 2017, as further amended by the Form 8-A/A filed on November 2, 2022;

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The description of our Series A Preferred Stock included in our Registration Statement on Form 8-A filed on March 13, 2017;

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The description of our Series B Preferred Stock included in our Registration Statement on Form 8-A filed on July 17, 2017; and

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The description of our Series C Preferred Stock included in our Registration Statement on Form 8-A filed on November 22, 2017.

All documents we file (but not furnish) pursuant to Sections 13(a), 13(c), 14 or 15(d) of the Exchange Act on or after the date of this prospectus and prior to the termination of the offering of the securities to

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which this prospectus relates (other than information in such documents that is furnished and not deemed to be filed) shall be deemed to be incorporated by reference into this prospectus and to be a part hereof from the date of filing of those documents.

We will provide to each person, including any beneficial owner, to whom a copy of this prospectus is delivered, a copy of any or all of the information that has been incorporated by reference in this prospectus but not delivered with this prospectus (other than the exhibits to such documents which are not specifically incorporated by reference therein); we will provide this information at no cost to the requester upon written or oral request to: Secretary, Two Harbors Investment Corp., 1601 Utica Avenue South, Suite 900, St. Louis Park, MN 55416, or (612) 453-4100.

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<div align='center'>**$100,000,000**</div>

#### 9.375% SENIOR NOTES DUE 2030

### PROSPECTUS SUPPLEMENT

#### Morgan Stanley