Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000103
Chunk: 71

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 71
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 |  37,991 |             |
| Poland                          |     |        |      | 0.86 |     |   335 |           |     |  38,934 |             |     |        | 1.81 |   |     |   628 |           |     |  34,702 |             |
| DCB Europe                      |     |        |      | 0.89 |     | 1,244 |           |     | 139,184 |             |     |        | 0.72 |   |     |   961 |           |     | 133,804 |             |
| US                              |     |        |      | 1.69 |     | 2,365 |           |     | 140,020 |             |     |        | 2.06 |   |     | 2,758 |           |     | 133,863 |             |
| Mexico                          |     |        |      | 2.53 |     | 1,163 |           |     |  45,876 |             |     |        | 2.71 |   |     | 1,334 |           |     |  49,273 |             |
| Brazil                          |     |        |      | 4.71 |     | 4,455 |           |     |  94,496 |             |     |        | 4.77 |   |     | 4,859 |           |     | 101,828 |             |
| Chile                           |     |        |      | 1.31 |     |   539 |           |     |  41,171 |             |     |        | 0.97 |   |     |   413 |           |     |  42,551 |             |
| Argentina                       |     |        |      | 5.09 |     |   428 |           |     |   8,405 |             |     |        | 4.80 |   |     |   119 |           |     |   2,485 |             |

Numerator: underlying allowances for loan-loss provisions over the last 12 months.

Denominator: average loans and advances to customers over the last 12 months.
PagoNxt's cost of risk is not provided as we do not consider it a relevant metric for this type of business.

Other indicators

The Group has a series