Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 56

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 56
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1,504 +4.1% 2,796 2,949 +5.5% Net fee income 265 269 298 310 342 336 -1.7% 534 678 +27.1% Gains (losses) on financial transactions and other 204 198 164 162 154 146 -5.6% 402 300 -25.4% Total revenue 1,858 1,874 1,882 1,897 1,941 1,986 +2.3% 3,732 3,927 +5.2% Operating expenses (934) (950) (946) (965) (971) (973) +0.3% (1,884) (1,944) +3.2% Net operating income 923 925 935 932 970 1,012 +4.4% 1,848 1,983 +7.3% Net loan-loss provisions (611) (548) (653) (671) (516) (513) -0.6% (1,159) (1,028) -11.3% Other gains (losses) and provisions (40) (43) (62) (43) (24) (27) +14.7% (82) (51) -38.2% Profit before tax 272 334 220 217 431 473 +9.7% 606 904 +49.0% Consolidated profit 278 380 218 223 402 437 +8.8% 658 839 +27.5% Underlying attributable profit 278 380 218 223 402 437 +8.8% 658 839 +27.5%

72 United States (USD mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 1,516 1,537 1,550 1,555 1,577 1,642 +4.1% 3,053 3,219 +5.5% Net fee income 290 293 325 338 373 367 -1.7% 583 741 +27