Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 267

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 267
---
 merger.

The initial submission of the combined application and notice to the WDFI occurred on April 25, 2025.

#### Public Notice and Comments
The BHC Act, the Bank Merger Act, Federal Reserve Board and FDIC regulations require published notice of, and the opportunity for public comment on, the applications to the Federal Reserve Board and the FDIC. These agencies take into account the views of third-party commenters, particularly on the subject of the merging parties’ CRA

<div align='center'>164</div>

#### TABLE OF CONTENTS
performance and record of service to their communities. These agencies are also authorized to hold one or more public hearings or meetings if these agencies determine that such hearings or meetings would be appropriate. The receipt of written comments or any public meeting or hearing could prolong the period during which the application is under review by these agencies.

#### Additional Regulatory Approvals and Notices
Additional notifications and/or applications requesting approval may be submitted to various other federal, state and non-U.S. regulatory authorities and self-regulatory organizations, including, but not limited to, notifications and/or applications to certain state financial services and banking regulators with respect to Mechanics maintaining the existing HomeStreet Bank offices in those states. The initial submission of the notice to the HDCCA with respect to Mechanics’ operation of the branches of HomeStreet Bank located in Hawaii occurred on April 25, 2025. A notice to the ODCBS with respect to the filing of the application to the Federal Reserve under Section 3 of the BHCA and the filing of a bank merger application to the FDIC occurred on April 25, 2025. The initial submission of a notification and report form was filed pursuant to the HSR Act with respect to the merger on June 9, 2025. On June 24, 2025, the parties received early termination of the applicable waiting period under the HSR Act.

#### Expected Timing of the Merger
Neither HomeStreet nor Mechanics can predict the actual date on which the merger will be completed, or if the merger will be completed at all, because completion is subject to conditions and factors outside the control of HomeStreet and Mechanics. Mechanics must obtain the requisite Mechanics shareholder approval, and HomeStreet must obtain the requisite HomeStreet shareholder approval. HomeStreet and Mechanics must also obtain necessary regulatory approvals and satisfy certain other closing conditions. HomeStreet and Mechanics expect the merger to be completed promptly once HomeStreet and Mechanics have obtained their respective shareholders’ approvals noted above, have obtained necessary regulatory approvals and have