Company: DREM
Filing Date: 2025-08-27
Form Type: 10-Q
Source: 0001641172-25-025675
Chunk: 13

Company: Dream Homes & Development Corp.
Filing Date: 2025-08-27
Form: 10-Q
Item: Item 8
Chunk 13
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that could cause actual results to differ from expected or historic results. One should understand that it is not possible to predict
or identify all such factors. Consequently, the reader should not consider any such list to be a complete list of all potential risks
or uncertainties.

Use
of Terms

The
following discussion analyzes our financial condition and results of operations for the six months ended June 30, 2025 and 2024. Unless
the context indicates or suggests otherwise, reference to “we”, “our”, “us” and the “Company”
in this section refers to the operations of Dream Homes & Development Corporation (DHDC),

PLAN
OF OPERATION

Overview

Building
on a history of over 2,000 new homes built and over 400 elevation/renovation/addition projects since 1993, the management of Dream Homes
& Development Corporation has positioned the company to emerge as a rapidly growing regional developer of new single and multi-family
subdivisions as well as a leader in coastal new home and modular construction, elevation, Build to Lease and Improved Lots for Sale.

Dream
Homes continues to pursue opportunities in new single and multi-family home construction, with 5 developments totaling 357 units in title,
or under contract and in development. Dream Homes’ operations include the development and sale of residential communities, construction
of single-family and multi-family homes, Build to Lease and the development and improvement of Finished Lots for Sale to national builders.

New
trends in the real estate market that the Company is actively exploring include Build To Lease properties, as well as developing and
improving building lots and developments to sell finished lots to national home builders. This focus and concentration on building both
single and multi-family developments with the intention to lease or sell them immediately upon completion is being made in response to
several factors. One factor is the extreme shortage of rental properties on the market, not only for first time homemakers, but for retirees,
and young professionals who are unclear as to the intentions of settling in one location. The second factor is the overall lender and
funding source preference to lend to Build To Lease and Improved Lots for sale developments, due to the perception that these two avenues
are a safer investment over the long term. Finally, the extraordinary amount of interest from non-traditional sources such as pension
and hedge funds, insurance companies and venture capital firms to purchase completed new For Lease developments at attractive metrics,
as well as the virtually unlimited demand for improved lots from national builders has