Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 79

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 79
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| Online                                                                                                      |
| Go to www.envisionreports.com/UMBF or scan the QR code – login details are located in the shaded bar below. |

| Shareholder Meeting Notice |

Important Notice Regarding the Availability of Proxy Materials for the UMB Financial Corporation Shareholder Meeting to be Held on April 29, 2025 Under Securities and Exchange Commission rules, you are receiving this notice that the proxy materials for the annual shareholder meeting are available on the Internet. Follow the instructions below to view the materials and vote online or request a copy. The items to be voted on and location of the annual meeting are on the reverse side. Your vote is important! This communication is not a form for voting and presents only an overview of the more complete proxy materials, which contain important information and are available to you on the Internet or by mail. We encourage you to access and review the proxy materials before voting. The Proxy Statement and 10K are available at:

|                                                                                           | Easy Online Access – View your proxy materials and vote. |
| Step 1:  Go to www.envisionreports.com/UMBF.                                              |                                                          |
| Step 2:  Click on Cast Your Vote or Request Materials.                                    |                                                          |
| Step 3:  Follow the instructions on the screen to log in.                                 |                                                          |
| Step 4:  Make your selections as instructed on each screen for your delivery preferences. |                                                          |
|                                                                                           | Step 5:  Vote your shares.                               |

When you go online, you can also help the environment by consenting to receive electronic delivery of future materials.

| ∎ |     | 2 N O T |     | C O Y |     | + |

04494A

| Shareholder Meeting Notice |

UMB Financial Corporation’s Annual Meeting of Shareholders will be held on April 29, 2025 at 9:00 a.m. Central Time, virtually via the internet at www.meetnow.global/M9HAD9F. Proposals to be voted on at the meeting are listed below along with the Board of Directors’ recommendations. The Board of Directors recommends a vote FORall nominees and FORon Proposal 2 and 3.

| 1. | Election of Directors. |

| 2. | An advisory vote (non-binding) on the compensation paid to UMB’s named executive officers. |

| 3. | The ratification of