Company: DDC
Filing Date: 2025-05-15
Form Type: 20-F
Source: 0001213900-25-043916
Chunk: 300

Company: DDC Enterprise Ltd
Filing Date: 2025-05-15
Form: 20-F
Item: Item 19
Chunk 300
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 RMB57,000, HK$900,000(equivalent
to RMB759,060), HK$910,000(equivalent to RMB791,849), RMB80,000and RMB80,000with interest-free. Loan from Mr. Samuel Derk Shuen
Lim included HK$1,960,000(equivalent to RMB1,592,108) with an interest rate of3% per annum, HK$8,000,000(equivalent
to RMB6,916,800) with an interest rate of12.7% per annum, and HK$1,500,000(equivalent to RMB1,200,850) with interest-free.

In 2023, loans from Ms. Norma Ka Yin Chu included
HK$1,200,000(equivalent to RMB1,065,600) with an interest rate of2% per annum, and other three loans including HK$903,980(equivalent
to RMB832,249), HK$678,857(equivalent to RMB625,702) and US$114,000(equivalent to RMB822,590) with interest-free. Loans from Ms. Katherine
Shuk Kwan Lui of HKD$225,000(equivalent to RMB206,512) was interest-free.

In 2024, Loans from Ms. Norma Ka Yin Chu and Mr.
Siu Wo Chu were interest-free.

In 2024, Ms. Norma Ka Yin Chu converted RMB14,225,010into the Company’s class A ordinary shares of11,640,863, Mr. Samuel Derk Shuen Lim converted RMB19,472,050into the Company’s
class A ordinary shares of13,588,292, and Mr. Siu Wo Chu converted RMB724,638into the Company’s class A ordinary shares of126,417.

F-99

27. RELATED PARTY TRANSACTIONS(cont.)

Guarantees provided by related parties

In March 2023, Ms. Norma Ka Yin Chu provided a
guarantee for free for a one-year loan of RMB6.0million borrowed by the Company.

In September 2023, Ms. Norma Ka Yin Chu and Mr.
Samuel Derk Shuen Lim and other three individuals each provided a guarantee amount of HK$4,550,000for a ten-year loan of HK$4,550