Company: FMCCN
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001026214-25-000116
Chunk: 70

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Item 15
Chunk 70
---
, Term Extension, and Interest Rate ReductionTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$2,516 $1,144 $11 $3,671 15-year or less, amortizing fixed-rate86 — — 86 Adjustable-rate and other26 1 — 27 Total Single-Family$2,628 $1,145 $11 $3,784 (1)    Excludes forbearance plans and repayment plans as borrowers are typically past due based on the loan's original contractual terms at the time the borrowers enter into these plans.

The table below provides the single-family held-for-investment loan performance in the 12 months after a restructuring involving borrowers experiencing financial difficulty. While a single-family loan is in a forbearance plan or repayment plan, payments continue to be due based on the loan’s original contractual terms because the loan has not been permanently modified. As a result, we report single-family loans in forbearance plans and repayment plans as delinquent to the extent that payments are past due based on the loan’s original contractual terms. Loans that have been restructured by entering into a payment deferral plan or loan modification are reported as delinquent to the extent that payments are past due based on the loan's restructured terms.Table 3.12 - Amortized Cost Basis of Single-Family Restructured Loans Involving Borrowers Experiencing Financial Difficulty by Payment StatusSeptember 30, 2025(In millions)CurrentOne Month Past DueTwo Months Past DueThree Months or More Past DueTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$14,293 $3,551 $2,008 $6,602 $26,454 15-year or less, amortizing fixed-rate339 88 49 173 649 Adjustable-rate and other81 22 15 68 186 Total Single-Family$14,713 $3,661 $2,072 $6,843 $27,289 September 30, 2024(In millions)CurrentOne Month Past DueTwo Months Past DueThree Months or More Past DueTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$10,808 $3,161 $1,932 $5,602 $21,503 15-year or less,