Company: SLDE
Filing Date: 2025-05-23
Form Type: S-1
Source: 0001193125-25-125836
Chunk: 146

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-05-23
Form: S-1
Chunk 146
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 2024, we had a return on equity of 60.0% and a return on tangible equity of 62.6%.

Underwriting

We believe our proprietary
technology, disciplined underwriting standards and highly technical underwriting talent allow us to make better underwriting decisions that generate higher margins for our business. Our underwriting strategy is focused on leveraging our $6 trillion
TIV policy level data repository, cutting edge process automation, predictive analytics and aerial imagery to make dynamic underwriting decisions and generate consistently strong risk-adjusted returns across market cycles. We believe that
traditional markets inefficiently and inaccurately underwrite coastal specialty risks without properly considering potential future losses and reinsurance costs. We believe our underwriting technology allows us to assess the future cost of each
policy more accurately, which enables us to focus on profitable growth opportunities often overlooked or mispriced by our competitors.

As
of March 31, 2025, our underwriting team consisted of eleven personal lines and eleven commercial lines underwriters and is led by a committee of senior leaders, including the Chief Executive Officer, Chief Risk Officer, Chief Financial Officer
and Senior Vice President of Risk Management. Our underwriting team is highly knowledgeable, experienced and has deep relationships with key constituents within our core markets. This team is supervised by our Underwriting Advisory Council, which
consists eleven senior leaders, including our Chief Executive Officer, Chief Operating Officer, Chief Risk Officer, Chief Financial Officer, Chief Accounting Officer, Chief Marketing Officer and the Senior Vice Presidents and Vice Presidents of our
Underwriting, Risk Management, Data Analytics, Operations and Sales departments. The Underwriting Advisory Council has over 200 years of industry experience in the aggregate. Each member of our Underwriting Advisory Council has employment agreements
and compensation packages in place intended to keep them employed at Slide for the long-term. However, if an individual in the Underwriting Advisory Council were to leave the Company, we believe the rest of
our team has sufficient experience and knowledge to cover any potential gaps left by that individual’s departure. We amplify this expertise with advanced technology and data analytics, driving superior risk selection and best-in-class underwriting profitability. Additionally, we continue to assess the use of new technology-enabled tools to assist us with inspections as well as other components
of the underwriting process.

We utilize the Duck Creek policy management system, which enables us, through partner integrations and our
own proprietary technology, to calculate replacement costs and obtain real-time loss history on each application prior to binding, generate policyholder forms