Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 60

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 60
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2024 NONQUALIFIED DEFERRED COMPENSATION UMB maintains a deferred compensation plan that permits the Named Executive Officers and other specified participants, at their option, to defer a portion of their compensation payable for a calendar year until retirement, termination, or the occurrence of another specified event. UMB has an unsecured obligation to pay each deferred amount at the applicable time together with a rate of return equal to the yield produced by a mutual fund selected by the participant from among those available under the Profit-Sharing Plan. UMB does not match any amount that a participant may choose to defer. If a participant has an account that terminates upon retirement under the plan, the participant may choose to have the benefit paid out in a lump sum or in installments over two to ten years. Specified date accounts are paid in a lump sum or in installments, as elected by the participant, over two to five years. If employment is terminated other than through retirement, the amounts in all accounts are paid in a lump sum.

| Name               |     | Executive Contributions in Last FY ($) (1) |     | Aggregate Earnings in Last FY ($) |     | Aggregate Withdrawals/ Distributions ($) |     | Aggregate Balance at Last FYE ($) (2) |
| J. Mariner Kemper  |     |                                          - |     |                                 - |     |                                        - |     |                                     - |
| Ram Shankar        |     |                                     81,585 |     |                           168,900 |     |                                        - |     |                             1,227,258 |
| James D. Rine      |     |                                          - |     |                            41,626 |     |                                 -115,403 |     |                               287,512 |
| Shannon A. Johnson |     |                                          - |     |                                 - |     |                                        - |     |                                     - |
| Thomas S. Terry    |     |                                    115,027 |     |                           202,232 |     |                                  -35,692 |     |                             1,412,735 |

| (1) | Amounts reported in the contributions column above were reported as compensation in the 2024 Summary Compensation Table. |

| (2) | Amounts reported in the aggregate balance column for 2024 were previously reported as compensation to the relevant NEO in the applicable summary compensation table for the applicable prior fiscal year, but only to the extent the NEO was a Named Executive Officer for such reporting