Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 166

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 8
Chunk 166
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 have any transactions that fall under the scope of this ASU.Significant Accounting PoliciesSee Item 8 – Financial Statements and Supplementary Data in our 2024 Annual Report for a description of our significant accounting policies. There have been no significant changes to our significant accounting policies since December 31, 2024.

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Note 3 — Loans and Investments

Our Structured Business loan and investment portfolio consists of ($ in thousands):September 30, 2025Percent ofTotalLoanCountWtd. Avg.Pay Rate (1)Wtd. Avg.RemainingMonths toMaturity (2)Wtd. Avg.First DollarLTV Ratio (3)Wtd. Avg.Last DollarLTV Ratio (4)Bridge loans (5)$11,039,847 94 %5546.57 %11.80 %78 %Mezzanine loans291,405 2 %627.47 %53.658 %78 %Preferred equity investments189,697 2 %326.79 %48.162 %80 %Construction - multifamily187,813 2 %89.43 %26.80 %79 %Total UPB11,708,762 100 %6566.64 %13.72 %78 %Allowance for credit losses(246,309)Unearned revenue(32,035)Loans and investments, net (6)$11,430,418 December 31, 2024Bridge loans (5)$10,893,106 96 %6886.89 %11.60 %80 %Mezzanine loans255,556 2 %587.52 %51.851 %82 %Preferred equity investments148,845 1 %276.42 %53.962 %79 %Construction - multifamily4,367 <1 %29.97 %20.80 %42 %SFR permanent loans3,082 <1 % 19.36 %10.30 %40 %Total UPB11,304,956 100 %7766.90 %13.12 %80 %Allowance for credit losses(238,967)Unearned revenue(31,992)Loans