Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003700
Chunk: 8

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 8
---
. According
to the list of risks, the relevant risks for the Organization are: Solvency and Profitability, Liquidity, Credit, Market, Operational,
Compliance, Cybersecurity, Strategy, Social, Environmental, Climate, Model, Contagion, Reputation and Subscription. In an attempt to precipitate
or reduce effects, in case they occur, we seek to identify and monitor any emerging risks, among them, issues related to global growth,
international geopolitical issues and the economic and fiscal situation of Brazil. We also consider the risks posed by technological innovation
in financial services. Independent Evaluation of Models Models are quantitative tools that provide a synthesis of complex issues, the
standardization and automation of decision making, and the possibility of reusing internal and external information. This improves efficiency
both by reducing the costs associated with manual analysis and decision making and by increasing accuracy. Its use is an increasingly
widespread practice, especially due to technological advances and new artificial intelligence techniques. We use models to support the
decision-making process and to provide predictive information in various areas of the business, such as risk management, capital calculation,
stress testing, pricing, as well as other estimates from models to assess financial or reputation impacts. When it comes to simplifications
of reality, models are subject to risks, which can lead to adverse consequences due to decisions based on incorrect or obsolete estimates
or even inappropriate use. In order to identify and mitigate these risks, the Independent Model Validation Area (AVIM), with subordination
to the Chief Financial Officer (CFO), it monitors the limitations and weaknesses of the models and respective action plans. Creates reports
for the respective managers, the Internal Audit, and the Commission Models and Risk Committees. Concurrently, plays an active role in
strengthening model usage by fostering a modeling culture and promoting the dissemination of best practices across the organization. BRADESCO
| Management Report | Consolidated Financial Statements in IFRS 8 Compliance, Integrity, Ethics and Competition Seen as foundations of
our values and drivers of daily interactions and decisions, the Compliance, Integrity and Competition Programs cover the entire Bradesco
Organization, also extending to suppliers, services providers, business partners and correspondents in Brazil, and subsidiaries, elucidating
the high standards of compliance, integrity, conduct and ethical principles that we have. These principles are supported by policies,
internal standards and training programs for professionals by aggregating excellence in procedures and controls and seeking prevention,
identification, and reporting of Compliance Risks and any actions considered as