Company: BPOPM
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0001193125-25-043848
Chunk: 51

Company: POPULAR, INC.
Filing Date: 2025-03-03
Form: 10-K
Item: Item 1A
Chunk 51
---
 the protection
of consumers, borrowers and depositors. Compliance
with these laws and 
regulations has resulted, and will continue to
result, in significant costs. Additionally, the new federal administration is pursuing
a 
regulatory agenda significantly different from that of the
previous administration, including the possible
reversal of rules promulgated 
under the past administration and shifts in rulemaking,
supervision, examination and enforcement priorities.
The implementation of 
that agenda is happening rapidly and is constantly
evolving. The potential impact of any such changes
cannot be predicted at this 
time.
Additional
laws
and
regulations
may
be
enacted
or
adopted
in
the
future,
and
the
application,
interpretation
or 
enforcement
of
laws
and
regulations
may
in
the
future
be
changed
(including
through
executive
orders),
in
ways
that
could 
significantly affect
our powers,
authority and
operations and
which could
have a
material adverse
effect on
our financial
condition 
and
results
of
operations. In
particular,
we
could
be
adversely impacted
by
changes
in
laws
and
regulations,
or changes
in
the 
application, interpretation
or enforcement
of laws
and regulations,
that proscribe
or institute
more stringent
restrictions on
certain 
financial
services
activities, impose
monetary fines
or
other
penalties on
institutions that
fail
to
comply
with
applicable laws
and 
regulations, or
impose new
requirements relating
to the
impact of
business activities
on ESG
concerns, the
management of
risks 
associated
with
those
concerns
and
the
extent
to
which
ESG-related
objectives
are
taken
into
account
in
financing
and
other 
business activities and decision-making, such as
the offering of products intended
to achieve ESG-related objectives. For example, 
certain
states
have
enacted,
or
have
proposed
to
enact,
statutes
that
prohibit
financial
institutions
from
denying
or
canceling 
products or services to a person, or otherwise discriminating against a person in