Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1249

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1A
Chunk 1249
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We
may need to raise additional capital to execute on our growth plan. If we are unable to raise additional capital, our business may fail.

Although
our current financial resources are sufficient for us to sustain our existing operations, we may be required to raise additional capital
to help finance our planned growth within the financial services sector; particularly, as we will be caused to fund the start-up operations
and planned expansion of our newly acquired entities, Renu Labs and Opencash. If we find that we need, but are unable, to obtain adequate
additional financing, we may not be able to successfully market and sell our products and our business operations will most likely be
discontinued. To secure additional financing, we may need to borrow money or sell more securities. Under these circumstances, we may
be unable to secure additional financing on favorable terms or at all. Selling additional stock, either privately or publicly, would
dilute the equity interests of our stockholders. If we borrow money, we will have to pay interest and may also have to agree to restrictions
that limit our operating flexibility. If we are unable to obtain adequate financing on terms acceptable to us, we may have to curtail
business operations, which would have a material negative effect on operating results and most likely result in a lower stock price.

Our
recent settlement with the SEC may limit our ability to access private financings.

Our
recent January 17, 2025 settlement with the SEC, in as much as it causes us to cease and desist from committing any further violations
of Sections 5(a) and 5(c) of the Securities Act, could, absent an SEC waiver, impair our efforts to raise private capital under a commonly
used exemption from the SEC’s registration requirements, which could make our financing efforts more difficult and less efficient.

Our
common stock price has been and may continue to be extremely volatile.

Our
common stock has closed as low as $0.004 per share and as high as approximately $0.030 per share during the year ended December 31, 2024.
We believe this volatility may be caused, in part, by variations in our quarterly operating results, delays in development of our technologies,
changes in market valuations of similar companies, and the volume of our stock in the market.

Additionally,
in recent years the stock market in general, and the OTC Markets and technology stocks in particular, have experienced extreme price
and volume fluctuations. In some cases, these fluctuations are unrelated or disproportionate