Company: AX
Filing Date: 2025-09-17
Form Type: 424B5
Source: 0001299709-25-000159
Chunk: 105

Company: Axos Financial, Inc.
Filing Date: 2025-09-17
Form: 424B5
Chunk 105
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 an independent registered public accounting firm, given on the authority of said firm as experts in auditing and accounting.

<div align='center'>25</div>

<div align='center'>$200,000,000

7.00% Fixed-to Floating Rate Subordinated Notes due 2035</div>

| PROSPECTUS SUPPLEMENT |

| Joint Book-Running Managers |     |                         |
| Co-Managers                 |     |                         |
| B. Riley Securities         |     | Janney Montgomery Scott |

#### September 16 , 2025
<div align='center'>26</div>