Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 57

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 57
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236) (314) +33.2% Profit before tax 421 371 511 372 496 467 527 +12.9% 1,303 1,490 +14.3% Consolidated profit 320 261 397 259 375 352 418 +18.8% 979 1,144 +16.9% Underlying attributable profit 218 175 259 160 235 220 258 +17.1% 653 713 +9.3%

69 Poland (PLN mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 2,973 2,999 3,115 3,158 3,126 3,134 3,140 +0.2% 9,087 9,400 +3.5% Net fee income 761 700 727 714 795 783 749 -4.3% 2,188 2,327 +6.3% Gains (losses) on financial transactions and other (122) 75 110 96 (212) 166 90 -45.9% 63 43 -31.6% Total revenue 3,611 3,775 3,952 3,968 3,709 4,082 3,979 -2.5% 11,338 11,770 +3.8% Operating expenses (992) (1,021) (1,081) (1,060) (1,074) (1,090) (1,104) +1.2% (3,093) (3,268) +5.7% Net operating income 2,619 2,754 2,871 2,908 2,635 2,992 2,876 -3.9% 8,245 8,502 +3.1% Net loan-loss provisions (565) (716) (439) (482) (326) (182) (343) +88.5% (1,719) (851) -50.5% Other gains (losses) and provisions (268)