Company: FITBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000035527-25-000171
Chunk: 278

Company: FIFTH THIRD BANCORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 278
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 15 11 100 Consumer loans:Home equity13 1 1 15 Credit card(a)17 3 3 23 Solar energy installation loans1 — — 1 Other consumer loans4 — — 4 Total portfolio loans$415 22 23 460 (a)Credit card loans continue to be reported as delinquent after modification as they are not returned to current status until the borrower demonstrates a willingness and ability to repay the loan according to its modified terms.The Bancorp considers modifications to borrowers experiencing financial difficulty that subsequently become 90 days or more past due under the modified terms as subsequently defaulted. The following tables present the amortized cost basis as of June 30, 2025 and 2024 of the modifications for borrowers experiencing financial difficulty that subsequently defaulted during the three months ended June 30, 2025 and 2024, respectively, and were within twelve months of the modification date:

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Table of ContentsFifth Third Bancorp and SubsidiariesNotes to Condensed Consolidated Financial Statements (unaudited)

June 30, 2025 ($ in millions)Term ExtensionInterest Rate ReductionPayment DelayTerm Extension and Interest Rate ReductionTerm Extension and Payment DelayTerm Extension, Interest Rate Reduction and Payment DelayTotalCommercial loans:Commercial and industrial loans$1 — 43 — — — 44 Commercial mortgage owner-occupied loans— — — — — — — Residential mortgage loans— — — — 6 1 7 Consumer loans:Home equity— — — — — 1 1 Credit card— 1 — — — — 1 Total portfolio loans$1 1 43 — 6 2 53 June 30, 2024 ($ in millions)Term ExtensionInterest Rate ReductionPayment DelayTerm Extension and Interest Rate ReductionTerm Extension and Payment DelayTerm Extension, Interest Rate Reduction and Payment DelayTotalCommercial loans:Commercial and industrial loans$— — 13 — 6 — 19 Commercial mortgage owner-occupied loans— — — — — — — Residential mortgage loans— — — — 7 — 7 Consumer loans:Home equity— 1 — — — — 1 Credit card— 4 — — — — 4 Total