Company: FLYE
Filing Date: 2025-06-02
Form Type: 424B4
Source: 0001213900-25-050035
Chunk: 70

Company: Fly-E Group, Inc.
Filing Date: 2025-06-02
Form: 424B4
Chunk 70
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 | Thereafter |
|:---------------------------------------|:----|:------|-----------:|:----|----------:|:----|------------:|:----|------------:|:----|-----------:|
| Operating Lease Obligations and others |     | $     | 15,304,367 |     | 3,151,170 |     |   6,394,599 |     |   4,082,061 |     |  1,676,537 |
| Loan Payable                           |     |       |  7,099,795 |     | 5,009,061 |     |     183,471 |     |      19,893 |     |  1,887,370 |
| Total Contractual Obligations          |     | $     | 22,404,162 |     | 8,160,231 |     |   6,578,070 |     |   4,101,954 |     |  3,563,907 |

Off-Balance Sheet Arrangements We have not entered into any transactions, agreements or other contractual arrangements that would result in off -balancesheet liabilities.

44 Quantitative and Qualitative Disclosures about Market Risk Foreign Exchange Risk A substantial majority of all of our revenues and expenses are denominated in U.S. dollars. We do not believe that we currently have any significant direct foreign exchange risk and have not used any derivative financial instruments to hedge exposure to such risk. In addition, as our business and operation expand in European and other overseas markets in the future, we may be exposed to increased foreign exchange risks for other currencies. Interest Rate Risk Our exposure to interest rate risk primarily relates to the interest expenses on our short -termand long -termbank borrowings. Our short -termand long -termbank borrowings bear interests at fixed rates. We have not been exposed to, nor do we anticipate being exposed to, material risks due to changes in market interest rates. However, our future interest expenses may exceed expectations due to changes in market interest rates. If we were to renew these short -termand long -termbank borrowings, we might be subject to interest rate risk. Critical Accounting Estimates An accounting estimate is considered critical if it requires to be made based on assumptions about matters that are highly uncertain at the time such estimate is made, and if different accounting estimates that reasonably could have been used, or changes in the accounting estimate that are reasonably likely to occur periodically