Company: MCHB
Filing Date: 2025-11-10
Form Type: NT 10-Q
Source: 0001140361-25-041409
Chunk: 2

Company: Mechanics Bancorp
Filing Date: 2025-11-10
Form: NT 10-Q
Chunk 2
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☒ Yes ☐ No

| (3) | Is it anticipated that any significant change in results of operations from the corresponding period for the last fiscal year will be reflected by the earnings statements to be included in the subject report or portion thereof? |

☒ Yes ☐ No If so, attach an explanation of the anticipated change, both narratively and quantitatively, and, if appropriate, state the reasons why a reasonable estimate of the results cannot be made. On October 30, 2025, the Company issued a press release announcing, and furnished and made available on its website a slide presentation that included, financial results of the Company for the quarter ended September 30, 2025 and included copies of such press release and slide presentation as exhibits to the Company’s Current Reports on Form 8-K furnished by the Company with the SEC on October 30, 2025. Information about the Company’s financial results for the quarter ended September 30, 2025 compared to the three months ended September 30, 2024, which reflect Mechanics Bank’s historical financial results on a standalone basis before the Merger, was included in such press release and slide presentation. The Form 10-Q is the first quarterly report filed by the Company that will reflect the effects of the Merger on the Company’s financial statements and related disclosures, and, as a result, the Company anticipates a significant change in results of operations from the corresponding period for the last fiscal year. Also, as previously reported, Mechanics Bank is the accounting acquirer (legal acquiree), HomeStreet Bank is the accounting acquiree and the Company is the legal acquirer in the Merger. The financial results for all periods ended prior to September 2, 2025 will reflect Mechanics Bank’s historical financial results on a standalone basis. In addition, the Company’s reported financial results for the quarter and nine months ended September 30, 2025 will reflect Mechanics Bank’s financial results on a standalone basis until the closing of the Merger on September 2, 2025 and the results of the combined company for September 2, 2025 through September 30, 2025. Cautionary Note Regarding Forward Looking Statements: This Form 12b-25 contains “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These forward-looking statements are based upon current management expectations, and may, therefore, involve risks, uncertainties and assumptions that cannot be predicted or quantified and are beyond the