Company: HBCP
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001436425-25-000012
Chunk: 148

Company: HOME BANCORP, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 7
Chunk 148
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645,246 641,818 3,428 0.5 Certificates of deposit733,917 644,734 89,183 13.8 Total deposits$2,780,696 $2,670,624 $110,072 4.1 %

The following table shows the daily average balances of deposits by type and weighted-average rate paid for the periods indicated.

For the Years Ended December 31,(dollars in thousands)202420232022AverageBalanceInterestExpenseAverageRate PaidAverageBalanceInterestExpenseAverageRate PaidAverageBalanceInterestExpenseAverageRate PaidNoninterest-bearing demand deposits$747,640 $821,592 $894,103 Interest-bearing depositsInterest-bearing demand deposits625,005 8,008 1.28 %638,846 5,464 0.86 %745,463 1,941 0.26 %Savings219,880 1,209 0.55 265,850 1,079 0.41 313,151 413 0.13 Money market accounts432,198 11,983 2.77 389,959 6,881 1.76 441,367 1,187 0.27 Certificates of deposit704,981 31,580 4.48 465,710 14,080 3.02 358,729 1,674 0.47 Total interest-bearing deposits1,982,064 52,780 2.66 %1,760,365 27,504 1.56 %1,858,710 5,215 0.28 %Total deposits$2,729,704 $2,581,957 $2,752,813 

The total amount of our uninsured deposits (deposits in excess of $250,000, as calculated in accordance with FDIC regulations) were $813.6 million at December 31, 2024 and $748.6 million at December 31, 2023. Certificates of deposit in the amount of $250,000 and over increased $37.7 million, or 19.7%, from $190.7 million at December 31, 2023 to $228.4 million at December 31, 2024. The following table details the remaining maturity of large-denomination certificates of deposit of $250,000 and over as of