Company: PRI
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-029882
Chunk: 14

Company: Primerica, Inc.
Filing Date: 2025-02-28
Form: 10-K
Item: Item 1
Chunk 14
---
 support multiple client goals: Products are designed to address and support a broad range of financial goals rather than compete with or cannibalize each other. For example, term life insurance does not compete with mutual funds because term life insurance has no cash value or investment element.

•Ongoing needs based: Products are generally designed to meet the ongoing financial needs of many middle-income consumers. This long-term approach bolsters our relationship with our clients by allowing us to continue to serve them as their financial needs evolve.

We use three operating segments to organize, evaluate and manage our business: Term Life Insurance; Investment and Savings Products; and Corporate and Other Distributed Products. 

8

The following table provides information on our principal product offerings and the principal sources thereof by operating segment as of December 31, 2024.

    Operating Segment
     
    Principal Product Offerings
     
    Principal Sources of Products(Applicable Geographic Territory)

    Term Life Insurance
     
    Term Life Insurance
     
    Primerica Life (U.S. (except New York) and certain territories)

    NBLIC (New York)

    Primerica Life Canada (Canada)

    Investment and Savings Products
     
    Mutual Funds and Certain Retirement Plans,   including Employer Sponsored Retirement   Plans
     
    American Century Investments (U.S.)

    American Funds (U.S.)

    Equitable Distributors, LLC (U.S.)

    Nuveen, LLC (U.S.)

    VOYA Financial, Inc. (U.S.)

    Fidelity Investments (U.S.)

    Franklin Templeton Investments (U.S.)

    Invesco (U.S.)

    AGF Investments (Canada)

    Mackenzie Investments (Canada)

    Other fund companies and plan administrator    providers

    Managed Investments
     
    PFS Investments (dba Primerica Advisors) (as a program sponsor) (U.S.)

    Variable Annuities
     
    Corebridge Financial, Inc. (U.S.)

    Brighthouse Financial, Inc. (U.S.)

    Equitable Distributors, LLC (U.S.)

    Lincoln National Corporation (U.S.)

    Fixed Indexed Annuities
     
    Corebridge Financial, Inc. (U.S.)

    Lincoln National Corporation (U.S.)

    Trans-Oceanic Life Insurance Company (Puerto    Rico)

    Universal Life Insurance Company (Puerto Rico)

    Fixed Annuities
     
    Corebridge Financial, Inc. (U.S.)

    Trans-Oceanic