Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 60

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 60
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) +8.5% (863) (926) +7.4% Other gains (losses) and provisions (69) (125) (61) (480) (43) (111) (60) -46.0% (255) (213) -16.3% Profit before tax 400 354 403 (26) 356 370 486 +31.3% 1,157 1,212 +4.8% Consolidated profit 297 277 302 (1) 255 262 382 +45.6% 876 899 +2.6% Underlying attributable profit 228 222 244 (53) 192 202 290 +43.1% 694 685 -1.3%

72 United States (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 1,396 1,428 1,411 1,458 1,499 1,450 1,463 +0.9% 4,235 4,412 +4.2% Net fee income 267 272 296 317 355 323 335 +3.7% 835 1,014 +21.4% Gains (losses) on financial transactions and other 205 201 163 167 160 140 131 -6.1% 569 431 -24.2% Total revenue 1,869 1,900 1,870 1,941 2,014 1,913 1,930 +0.9% 5,639 5,856 +3.9% Operating expenses (940) (963) (940) (987) (1,007) (937) (908) -3.1% (2,843) (2,852) +0.3% Net operating income 929 938 929 954 1,006 976 1,022 +4.7% 2,796 3,004 +7.5% Net loan-loss provisions (615) (556) (650) (686) (535) (493) (569)