Company: UMBFO
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0000950170-25-028420
Chunk: 132

Company: UMB FINANCIAL CORP
Filing Date: 2025-02-27
Form: 10-K
Item: Item 1B
Chunk 132
---
,132

    2,292,899

    Time deposits of $250,000 or more

    1,158,535

    780,692

    Total deposits

    43,142,029

    35,792,859

    Federal funds purchased and repurchase agreements

    2,609,715

    2,119,644

    Short-term debt

    —

    1,800,000

    Long-term debt

    385,292

    383,247

    Accrued expenses and taxes

    368,457

    389,860

    Other liabilities

    437,630

    425,645

    Total liabilities

    46,943,123

    40,911,255

    SHAREHOLDERS’ EQUITY

    Common stock, $1.00 par value; 80,000,000 shares authorized; 55,056,730 shares issued, 48,814,177 and 48,554,127 shares outstanding, respectively

    55,057

    55,057

    Capital surplus

    1,145,638

    1,134,363

    Retained earnings

    3,174,948

    2,810,824

    Accumulated other comprehensive loss, net

    (573,050
    )

    (556,935
    )

    Treasury stock, 6,242,553 and 6,502,603 shares, at cost, respectively

    (336,052
    )

    (342,890
    )

    Total shareholders' equity

    3,466,541

    3,100,419

    Total liabilities and shareholders' equity
     
    $
    50,409,664

    $
    44,011,674

See Notes to Consolidated Financial Statements.

74

UMB FINANCIAL CORPORATION

CONSOLIDATED STATEMENTS OF INCOME

(dollars in thousands, except share and per share data)

    Year Ended December 31,

    2024

    2023

    2022

    INTEREST INCOME

    Loans
     
    $
    1,612,948

    $
    1,399,961

    $
    810,007

    Securities:

    Taxable interest