Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 135

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 1
Chunk 135
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 million, and $9.9 million for the Corporate and Commercial Specialty, Community Consumer and Business, and Risk Management and Shared Services segments, respectively, is included in this expense caption.

47

As of and for the six months ended June 30, 2025(in thousands)Corporate and Commercial SpecialtyCommunity, Consumer and BusinessRisk Management and Shared Services(a)Consolidated CorporationNet segment interest income (expense)$470,263 $131,367 $(15,690)$585,940 Net intersegment interest (expense) income(197,772)269,320 (71,548)— Net interest income (expense)272,491 400,687 (87,238)585,940 Noninterest income (expense)24,887 100,561 306 125,754 Total income (expense) before provision297,378 501,248 (86,932)711,694 Provision for credit losses39,382 12,434 (20,817)30,999 Total income (expense) after provision257,996 488,814 (66,115)680,695 Noninterest expensePersonnel41,475 116,512 92,903 250,890 Technology(b)1,432 25,947 26,267 53,646 Occupancy(b)33 59 27,933 28,025 Business development and advertising2,186 1,805 10,143 14,134 Equipment(b)— 2,530 6,491 9,021 Legal and professional 422 1,335 11,000 12,757 Loan and foreclosure costs1,071 2,516 1,712 5,299 FDIC assessment— — 20,144 20,144 Other intangible amortization— — 4,405 4,405 Other noninterest expense1,715 15,491 4,442 21,648 Allocated indirect expense (income)42,620 105,174 (147,794)— Total noninterest expense90,954 271,369 57,646 419,971 Net income (loss) before income taxes167,042 217,445 (123,761)260,724 Income tax expense (benefit)31,665 45,663 (29,520)47,808 Net income