Company: ISBA
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000842517-25-000210
Chunk: 110

Company: ISABELLA BANK CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 2
Chunk 110
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 to mortgage brokers5,056 3,005 3,015 63,080 76,187 N/M(122.65)%Agricultural97,794 96,842 94,359 99,694 96,794 3.93 %(2.54)%Total commercial loans947,624 921,949 898,828 955,115 960,608 11.14 %(1.05)%Residential real estate412,056 398,668 387,348 380,872 369,846 13.43 %10.92 %Consumer72,225 76,896 81,548 87,584 93,829 (24.30)%(23.38)%Total$1,431,905 $1,397,513 $1,367,724 $1,423,571 $1,424,283 9.84 %0.78 %

The following table presents the composition of our commercial real estate portfolio by industry as of:September 30, 2025December 31, 2024BalancePercent of TotalBalancePercent of TotalResidential1-4 family investor$91,307 14.57 %$86,736 14.66 %Multifamily71,148 11.35 %61,033 10.31 %Real estate171,139 27.31 %158,739 26.83 %Hotels85,935 13.71 %83,756 14.15 %Health care55,397 8.84 %50,083 8.46 %Retail trade33,139 5.29 %35,063 5.93 %Manufacturing19,129 3.05 %17,030 2.88 %Accommodation services15,781 2.52 %16,804 2.84 %Construction14,259 2.28 %12,825 2.17 %Educational services10,727 1.71 %11,160 1.89 %Wholesale trade11,262 1.80 %11,073 1.87 %Other47,419 7.57 %47,416 8.01 %Total commercial real estate$626,642 100.00 %$591,718