Company: NEWTP
Filing Date: 2025-06-06
Form Type: 424B5
Source: 0001587987-25-000104
Chunk: 8

Company: NewtekOne, Inc.
Filing Date: 2025-06-06
Form: 424B5
Chunk 8
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302 million.

Our principal executive offices are located at 4800 T Rex Avenue, Suite 120, Boca Raton, Florida 33431, our telephone number is (212) 356-9500 and our website may be found at http://www.NewtekOne.com. The information contained on our website is not part of nor is incorporated by reference into the prospectus supplement.

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THE OFFERING

| Common Stock Offered by Us                     |     | Up to 5,000,000 shares of our common stock, which includes 1,100,000 shares of our common stock previously sold pursuant to the 2023 Equity Distribution Agreement and the prospectus supplement, with an additional 3,900,000 shares of our common stock remaining available to be sold from and including the date hereof under the Amended and Restated Equity Distribution Agreement and the prospectus supplement, as amended by this amendment and the accompanying prospectus.                                                                                                                                          |
| Common Stock Outstanding Priorto this Offering |     | 26,342,027 shares outstanding as of May 9, 2025.                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                               |
| Manner of Offering                             |     | Sales of shares of our common stock under the prospectus supplement, as amended by this amendment, may be made by any method deemed to be an “at the market offering” as defined in Rule 415(a)(4) under the Securities Act.  Subject to the terms of the Amended and Restated Equity Distribution Agreement, the Placement Agents will make all sales using commercially reasonable efforts consistent with its normal trading and sales practices and applicable state and federal laws, rules, and regulations and the rules of Nasdaq, on mutually agreeable terms between the agents and us.  See “Plan of Distribution.” |
| Use of Proceeds                                |     | We intend to use the net proceeds from the sale of shares of our common stock for general corporate purposes.  See “Use of Proceeds.”                                                                                                                                                                                                                                                                                                                                                                                                                                                                                          |
| Risk Factors                                   |     | See the section titled “Risk Factors” in the prospectus supplement and the accompanying prospectus and in the documents incorporated herein by reference for a discussion of certain factors you should carefully consider before deciding to invest in shares of our common stock.                                                                                                                                                                                                                                                                                                                                            |
| Market for Common Stock                        |     | Our common stock is currently traded on Nasdaq under the symbol “NEWT.”                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                        |

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