Company: CFG-PE
Filing Date: 2025-02-25
Form Type: 424B2
Source: 0001193125-25-035197
Chunk: 79

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-02-25
Form: 424B2
Chunk 79
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erring or preventing a change in control of our company without further action by the stockholders and may adversely affect the voting and other
rights of the holders of common stock.

8

The following series of Citizens preferred stock are issued and outstanding:

| • |     | 300,000 shares of 6.000%                                                                                                         
 Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series B, $1,000 liquidation preference per share, which we refer to 
 as the “Series B preferred stock”;                                                                                               |

| • |     | 300,000 shares of 6.375%                                                                                                         
 Fixed-to-Floating Non-Cumulative Perpetual Preferred Stock, Series C, $1,000 liquidation preference per share, which we refer to 
 as the “Series C preferred stock”;                                                                                               |

| • |     | 450,000 shares of 5.000% Fixed Rate Non-Cumulative Perpetual Preferred                                         
 Stock, Series E, $1,000 liquidation preference per share, which we refer to as the “Series E preferred stock”; |

| • |     | 400,000 shares of 5.650% Fixed Rate Reset Non-Cumulative Perpetual                                                       
 Preferred Stock, Series F, $1,000 liquidation preference per share, which we refer to as the “Series F preferred stock”; |

| • |     | 300,000 shares of 4.000% Fixed-Rate Reset Non-Cumulative Perpetual                                                           
 Preferred Stock, Series G, $1,000 liquidation preference per share, which we refer to as the “Series G preferred stock;” and |

| • |     | 400,000 shares of 7.375% Fixed-Rate Non-Cumulative Perpetual Preferred                                         
 Stock, Series H, $1,000 liquidation preference per share, which we refer to as the “Series H preferred stock.” |

Unless otherwise indicated, the terms and provisions described below relate to each of Citizens’ Series B preferred stock, the Series C preferred stock, the Series E preferred stock, the Series F preferred stock, the Series G preferred stock and the Series H preferred stock, which we collectively refer as the “Citizens preferred stock.” Other than as described below, the terms of the Series B preferred stock, the Series C preferred stock, the Series E preferred stock, the Series F preferred stock, the Series G preferred stock and the Series H preferred stock are substantially similar