Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 177

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 177
---
20 %10.11 %10.01 %9.72 %Tier 1 capital ratio10.89 %10.77 %10.68 %10.58 %10.30 %Total capital ratio12.94 %12.83 %12.75 %12.61 %12.36 %Tier 1 leverage ratio8.81 %8.72 %8.69 %8.73 %8.49 %Selected equity and performance ratiosTotal stockholders’ equity / total assets10.95 %10.87 %10.82 %10.70 %10.46 %Average stockholders' equity / average assets10.91 %10.29 %10.95 %10.90 %10.86 %10.76 %10.46 %Tangible common equity / tangible assets (TCE Ratio)(c)8.18 %8.06 %7.96 %7.82 %7.50 %N/M = Not Meaningful 

(a) The Federal Reserve establishes regulatory capital requirements, including well-capitalized standards for the Corporation. The Corporation follows Basel III, subject to certain transition provisions. These regulatory capital measurements are used by management, regulators, investors, and analysts to assess, monitor, and compare the quality and composition of the Corporation's capital with the capital of other financial services companies. 

(b) The Corporation is not classified as an advanced approaches holding company as defined by the Federal Reserve. As such, the Corporation has elected to be subject to the AOCI-related adjustments when calculating common equity tier 1 capital which allows the Corporation to opt-out of the requirement to include most components of AOCI in common equity tier 1 capital. This reflects that election.

(c) This is a non-GAAP financial measure. See Table 19 Non-GAAP Measures for a reconciliation to GAAP financial measures.

See Part II, Item 2, Unregistered Sales of Equity Securities and Use of Proceeds, for information on the shares repurchased during the third quarter of 2025.

72

Non-GAAP Measures

Table 19 Non-GAAP MeasuresYTDQuarter Ended(Dollars in thousands)Sep 30,2025Sep 30,2024Sep 30,2025Jun 30,2025Mar 31,2025Dec 31,2024Sep 30,2024Tangible common