Company: HUM
Filing Date: 2025-03-26
Form Type: 424B5
Source: 0001628280-25-014916
Chunk: 1

Company: HUMANA INC
Filing Date: 2025-03-26
Form: 424B5
Chunk 1
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.” If a change of control triggering event as described in this prospectus supplement occurs, unless we have exercised our option to redeem the notes, we will be required to offer to repurchase the notes at the price described in this prospectus supplement under the caption “Description of the Notes—Offer to Repurchase Upon Change of Control Triggering Event.”

The notes will be our unsecured senior obligations and will rank equally with all of our other existing and future unsecured senior indebtedness.

Investing in the notes involves risks that are described in the “

#### Risk Factors

#### ” sections beginning on page

#### S- 4
of this prospectus supplement and in other documents incorporated by reference in this prospectus supplement and the accompanying prospectus.

Neither the Securities and Exchange Commission nor any state securities commission has approved or disapproved of these securities or determined if this prospectus supplement or the accompanying prospectus is truthful or complete. Any representation to the contrary is a criminal offense.

|                                           |     | Per Additional 20   Note |     |    |     | Total |     |    |
|:------------------------------------------|:----|:-------------------------|:----|---:|:----|:------|:----|---:|
| Public Offering Price                     |     | %                        |     | -1 |     | $     |     | -1 |
| Underwriting Discount                     |     | %                        |     |    |     | $     |     |    |
| Proceeds to Humana Inc. (before expenses) |     | %                        |     | -1 |     | $     |     | -1 |

__________________

(1) Plus accrued interest from , 20 to but excluding the settlement date, totaling $ (assuming the settlement date is , 2025). Such accrued interest must be paid by the purchasers of the additional 20 notes offered hereby.

The notes will not be listed on any securities exchange.

It is expected that delivery of the additional 20 notes will be made to purchasers on or about , 2025, which is the business day following the date of this prospectus supplement (such settlement cycle referred to as T+ ), through The Depository Trust Company, including its participants Clearstream Banking S.A. and Euroclear Bank SA/NV. Under Rule 15c6-1 under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), trades in the secondary market generally are required to settle in one business day, unless the parties to such trade