Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 308

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 308
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 price for HomeStreet’s common stock; |

| • | net cash used or generated in HomeStreet’s or Mechanics’ operations between the signing of the merger agreement and the completion of the merger; |

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| • | the timing of the completion of the merger, changes in total merger-related expenses, and integration costs, including costs associated with systems implementation, severance, and other costs related to exit or disposal activities; |

| • | other changes in HomeStreet’s or Mechanics’ net assets that occur prior to the completion of the merger, which could cause material differences in the information presented below; and |

| • | changes in the financial results of the combined company. |

The unaudited pro forma combined condensed consolidated financial information is provided for illustrative information purposes only. The unaudited pro forma combined condensed consolidated financial information is not necessarily, and should not be assumed to be, an indication of the actual results that would have been achieved had the merger been completed as of the dates indicated or that may be achieved in the future. The preparation of the unaudited pro forma combined condensed consolidated financial information and related adjustments required management to make certain assumptions and estimates. The unaudited pro forma combined condensed consolidated financial information should be read together with:

| • | the accompanying notes to the unaudited pro forma combined condensed consolidated financial statements; |

| • | other information pertaining to HomeStreet and Mechanics contained in or incorporated by reference into this proxy statement/prospectus/consent solicitation statement. |

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UNAUDITED PRO FORMA CONDENSED COMBINED CONSOLIDATED BALANCE SHEET AS OF MARCH 31, 2025 (in thousands)

|                                                |     |  Mechanics 
 Historical |     | HomeStreet 
 Historical |     | Transaction 
 Adjustments |     |    |     |   Combined 
  Pro Forma |
| ASSETS                                         |     |            |     |            |     |             |     |    |     |            |
| Cash and cash equivalents                      |     |    798,309 |     |    252,162 |     |           — |     |    |     |  1,050,471 |
| Total investment securities                    |     |  5,003,236 |     |  1,055,318 |     |         -17 |     | -a |     |  6,058,537 |
| Loans held for sale                            |     |