Company: HOUS
Filing Date: 2025-02-25
Form Type: 10-K
Source: 0001398987-25-000020
Chunk: 305

Company: Anywhere Real Estate Inc.
Filing Date: 2025-02-25
Form: 10-K
Item: Item 1
Chunk 305
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 occurrence. This policy also provides excess coverage to Owned Brokerage Group creating an aggregate limit of $60 million, subject to Owned Brokerage Group's deductible of $1.5 million per occurrence.The Company, through its appropriately licensed subsidiaries within Title Group, acts as a title agent in real estate transactions and helps to provide coverage for real property to mortgage lenders and buyers of real property. When a 

F-44

subsidiary within Title Group is acting as a title agent issuing a policy on behalf of an underwriter, assuming no negligence on the part of the title agent, such subsidiary is not liable for losses under those policies but rather the title insurer is typically liable for such losses.Fraud, defalcation and misconduct by employees are also risks inherent in the business. The Company is the custodian of cash deposited by customers with specific instructions as to its disbursement from escrow, trust and account servicing files. The Company maintains fidelity insurance covering the loss or theft of funds of up to $30 million per occurrence, subject to a deductible of $1 million per occurrence.The Company also maintains self-insurance arrangements relating to health and welfare, workers’ compensation, auto and general liability in addition to other benefits provided to the Company’s employees. The accruals for these self-insurance arrangements totaled approximately $13 million and $12 million for December 31, 2024 and 2023, respectively.

16.EQUITY

Changes in Accumulated Other Comprehensive LossThe components of accumulated other comprehensive losses are as follows:Currency Translation Adjustments (a)Minimum Pension Liability AdjustmentAccumulated Other Comprehensive Loss (b)Balance at January 1, 2022$(9)$(41)$(50)Other comprehensive income before reclassifications— 1 1 Amounts reclassified from accumulated other comprehensive loss— 2 (c)2 Income tax expense— (1)(1)Current period change— 2 2 Balance at December 31, 2022(9)(39)(48)Other comprehensive income before reclassifications— 2 2 Amounts reclassified from accumulated other comprehensive loss— 3 (c)3 Income tax expense— (1)(1)Current period change— 4 4 Balance at December 31, 2023(9)(35)(44)Other comprehensive (loss) income before reclassifications(1)3 2 Amounts reclassified from accumulated other comprehensive loss— 2 (c)2 Income tax expense—