Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 180

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 180
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vision for credit losses20 2 22 12 2 14 Balance at end of period:Allowance for loan losses641 45 686 618 68 686 Allowance for credit losses on lending-related commitments28 11 39 26 8 34 Allowance for credit losses$669 $56 $725 $644 $76 $720 Nine Months Ended September 30Balance at beginning of periodAllowance for loan losses$625 $65 $690 $620 $68 $688 Allowance for credit losses on lending-related commitments28 7 35 31 9 40 Allowance for credit losses653 72 725 651 77 728 Loan charge-offs(105)(3)(108)(71)(1)(72)Recoveries on loans previously charged-off20 2 22 34 2 36 Net loan (charge-offs) recoveries(85)(1)(86)(37)1 (36)Provision for credit losses:Provision for loan losses101 (19)82 35 (1)34 Provision for credit losses on lending-related commitments— 4 4 (5)(1)(6)Provision for credit losses101 (15)86 30 (2)28 Balance at end of period:Allowance for loan losses641 45 686 618 68 686 Allowance for credit losses on lending-related commitments28 11 39 26 8 34 Allowance for credit losses$669 $56 $725 $644 $76 $720 Allowance for loan losses as a percentage of total loans1.37%1.08%1.35%1.33%1.63%1.36%Allowance for credit losses as a percentage of total loans1.431.351.431.391.831.4315

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesNonaccrual LoansThe following table presents additional information regarding nonaccrual loans. Interest income of $2 million was recognized on nonaccrual loans for both the three-month periods ended September 30, 2025 and 2024. For the nine-month periods ended September 30, 2025 and 2024, the Corporation recognized interest income of $4 million and $8