Company: FGBI
Filing Date: 2025-08-18
Form Type: 10-Q
Source: 0001408534-25-000070
Chunk: 74

Company: First Guaranty Bancshares, Inc.
Filing Date: 2025-08-18
Form: 10-Q
Item: Part I, Item 1
Chunk 74
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30, 2025 and 2024, respectively. 

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        Six Months Ended June 30, 2025Six Months Ended June 30, 2024(in thousands except for %)Average BalanceInterestYield/Rate (5)Average BalanceInterestYield/Rate (5)AssetsInterest-earning assets:Interest-earning deposits with banks$612,331 $13,510 4.45 %$266,547 $7,102 5.36 %Securities (including FHLB stock)664,386 11,292 3.43 %381,570 4,987 2.63 %Federal funds sold523 — — %478 — — %Loans held for sale1,705 — — %— — — %Loans, net of unearned income(6)2,541,990 83,982 6.66 %2,784,384 94,470 6.82 %Total interest-earning assets3,820,935 $108,784 5.74 %3,432,979 $106,559 6.24 %Noninterest-earning assets:Cash and due from banks20,517 19,650 Premises and equipment, net66,550 70,445 Other assets26,847 29,345 Total Assets$3,934,849 $3,552,419 Liabilities and Shareholders' EquityInterest-bearing liabilities:Demand deposits$1,370,630 $24,912 3.67 %$1,530,063 $34,035 4.47 %Savings deposits240,265 2,598 2.18 %227,562 2,554 2.26 %Time deposits1,423,912 31,086 4.40 %868,292 20,018 4.64 %Borrowings201,441 5,725 5.73 %233,635 6,789 5.84 %Total interest-bearing liabilities3,236,248 $64,321 4.01 %2,859,552 $63,396 4.46 %Noninterest-bearing liabilities:Demand deposits404,214 420,437 Other39,679 20,258 Total Liabilities3