Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003700
Chunk: 73

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 73
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 1,771,673 16,717,911 13,527,747 1,854,214 15,381,961
- Best Estimate of Liabilities (BEL) 14,458,075 1,704,584 16,162,659 13,109,372 1,788,775 14,898,147 Non-financial risk adjustment (RA)
488,163 67,089 555,252 418,375 65,439 483,814 Total Insurance contract liabilities 17,926,848 391,615,866 409,542,714 16,940,864 361,851,956
378,792,820 b) Remaining coverage for general model (BBA)/variable fee approach (VFA) R$ thousands On September 30, 2025 On December 31,
2024 Non-Onerous Contracts Onerous Contracts Total Non-Onerous Contracts Onerous Contracts Total Present value of estimated future cash
outflows 442,810,897 31,385,713 474,196,610 415,934,920 32,862,946 448,797,866 - Acquisition costs 4,066,431 111,759 4,178,190 3,789,618
119,449 3,909,067 - Claims and other directly attributable expenses 438,744,466 31,273,954 470,018,420 412,145,302 32,743,497 444,888,799
Present value of estimated future cash inflows (107,010,343) (5,813,456) (112,823,799) (109,275,236) (5,933,662) (115,208,898) Non-financial
risk adjustment 984,284 683,390 1,667,674 926,022 787,639 1,713,661 Contract Service Margin 26,674,443 129,265 26,803,708 24,594,993 100,120
24,695,113 Total remaining coverage of the general model/variable rate model 363,459,281 26,384,912 389,844,193 332,180,699 27,817,043
359,997,742 c) Realization of contract service margin R$ thousands Due within one year 1 to