Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 300

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 300
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As of the date of the key shareholder voting agreements, the key shareholders collectively owned, of record or beneficially, a majority of the voting power of the outstanding shares of Mechanics voting common stock. As of the consent record date, the key shareholders collectively owned approximately [ ]% of the outstanding shares of Mechanics voting common stock. Accordingly, the execution and delivery of written consents by all of the key shareholders will constitute receipt by Mechanics of the shareholder approval required for the Mechanics merger proposal and therefore satisfy the closing condition in the merger agreement relating to receipt of the requisite Mechanics shareholder approval.

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#### TABLE OF CONTENTS

### REGISTRATION RIGHTS AGREEMENT
The following section summarizes material provisions of the registration rights agreement, which is included in this proxy statement/prospectus/consent solicitation statement as

#### Annex H
, is incorporated by reference herein in its entirety, and qualifies the following summary in its entirety. The rights and obligations of HomeStreet and the key shareholders party thereto are governed by the registration rights agreement and not by this summary or any other information contained in or incorporated by reference into this proxy statement/prospectus/consent solicitation statement. HomeStreet shareholders and Mechanics shareholders are urged to read the registration rights agreement carefully and in its entirety, as well as this proxy statement/prospectus/consent solicitation statement and the information incorporated by reference into this proxy statement/prospectus/consent solicitation statement.

In connection with the merger agreement, HomeStreet, Mechanics, the Ford Entities and Rabobank entered into a registration rights agreement, dated as of March 28, 2025 (the “registration rights agreement”), which will become effective as of the effective time.

Pursuant to the registration rights agreement, (i) each of the Ford Entities and Rabobank is entitled to certain demand registration rights, shelf takedown rights and piggyback registration rights with respect to shares of combined company common stock it acquires in the merger, in each case, subject to certain minimum and maximum thresholds and other customary limitations, including the right of underwriters in an underwritten offering to limit the number of shares to be included in an offering and the combined company’s right to suspend the use of (or discontinue the disposition of combined company common stock pursuant to) a registration statement under specified circumstances, and (ii) the combined company is required to use reasonable best efforts to file, within 180 days of the closing date, a resale shelf registration statement on Form S-