Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 77

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 1
Chunk 77
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— — Total real estate - C&D50,044 35,171 103,079 50,014 26,139 31,654 2,488,477 — 2,784,578 Current-period real estate - C&D gross charge-offs— — — — 2 — 14 — 16 Real estate - SF residentialDelinquency:Current125,768 207,969 295,423 520,882 276,904 656,725 505,501 — 2,589,172 30-89 days past due— 1,926 2,227 2,389 676 8,730 2,206 — 18,154 90+ days past due115 734 750 5,168 983 7,238 3,403 — 18,391 Total real estate - SF residential125,883 210,629 298,400 528,439 278,563 672,693 511,110 — 2,625,717 Current-period real estate - SF residential gross charge-offs— 248 133 73 47 17 186 — 704 

23

Term Loans Amortized Cost Basis by Origination Year(In thousands)2025 (YTD)20242023202220212020 and PriorLines of Credit (“LOC”) Amortized Cost BasisLOC Converted to Term Loans Amortized Cost BasisTotalReal estate - other commercialRisk rating:Pass$545,373 $565,202 $415,348 $1,296,447 $954,520 $917,826 $2,744,028 $— $7,438,744 Special mention— 11,990 2,604 31,513 5,566 19,306 130,294 — 201,273 Substandard3,801 6,278 17,974 18,861 16,517 43,980 213,984 — 321,395 Doubtful and loss— — — — — — — — — Total real estate - other commercial549,174 583,470 435,926 1,346,821 976,603 981,112 3,088,306 — 7,961,412 Current