Company: ARAI
Filing Date: 2025-06-17
Form Type: S-1
Source: 0001641172-25-015428
Chunk: 18

Company: Arrive AI Inc.
Filing Date: 2025-06-17
Form: S-1
Chunk 18
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 to obtain insurance policies at competitive rates. Insurance that is otherwise readily
available, such as workers’ compensation, general liability, title insurance and directors’ and officers’ insurance,
is more difficult for us to find and more expensive because of our involvement in emerging areas. There are no guarantees that we will
be able to find insurance coverage at otherwise competitive, or even economically viable terms.

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Changes in accounting standards and subjective assumptions, estimates and judgments by management related to complex accounting matters could significantly affect our financial results.

Accounting principles generally accepted in the
United States (“U.S. GAAP”) and related pronouncements, implementation guidelines and interpretations with regard to a wide
variety of matters that are relevant to our business, such as, but not limited to, revenue recognition, stock-based compensation, trade
promotions, and income taxes, are highly complex and involve many subjective assumptions, estimates and judgments by our management.
Changes to these rules or their interpretation or changes in underlying assumptions, estimates or judgments by our management could significantly
change our reported results.

A new outbreak of the COVID-19 or other pandemic(s) could materially adversely affect our business, financial condition, results of operations, cash flows and day-to-day operations.

Any future outbreak of COVID-19, or any other
pandemic across the globe including the U.S., may have an adverse impact on many businesses and their operations and financial condition.
The response to this coronavirus by federal, state and local governments in the U.S. in the past, has resulted in the significant market
and business disruptions across many industries and affecting businesses of all sizes. This pandemic has also caused significant stock
market volatility and further tightened capital access for most businesses.

The ultimate magnitude of COVID-19 or another
pandemic, including the extent of its impact on our financial and operational results, which could be material, will depend on the length
of time and magnitude of a new outbreak of the pandemic, its effect on the demand for our services and our supply chain, the effect of
governmental regulations imposed in response to any new pandemic, as well as uncertainty regarding all of the foregoing. We cannot at
this time predict the full impact of a new outbreak such as the COVID-19 pandemic, but it could have a larger material adverse effect
on our future business, financial condition, results of operations and cash flows beyond what is discussed within this prospectus.

Our growth and financial health are subject to a number of economic risks including extreme volatility in securities prices.