Company: ABR-PF
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001253986-25-000014
Chunk: 167

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 8
Chunk 167
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— $4,519 $— $— $— $— $4,519 Pass/Watch— — — — — 2,291 2,291 Substandard— — — — — 127,928 127,928 Total Land$— $4,519 $— $— $— $130,219 $134,738 0 %96 %Office:Percentage of portfolio1 %Pass/Watch$— $— $— $— $— $33,410 $33,410 Total Office$— $— $— $— $— $33,410 $33,410 0 %88 %Retail:Percentage of portfolio< 1%Substandard$— $— $— $— $— $18,600 $18,600 Doubtful— — — — — 920 920 Total Retail$— $— $— $— $— $19,520 $19,520 0 %88 %Commercial:Percentage of portfolio< 1%Doubtful$— $— $— $— $— $1,700 $1,700 Total Commercial$— $— $— $— $— $1,700 $1,700 0 %100 %Percentage of portfolio < 1%Grand Total$1,195,623 $1,593,468 $930,186 $3,687,920 $3,614,055 $587,983 $11,609,235 2 %78 %Charge-offs$— $3,000 $— $5,669 $10,474 $— $19,143 

12

Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

A summary of the loan portfolio’s internal risk ratings and LTV ratios by asset class at December 31, 2024, and charge-offs recorded during 2024 is as follows ($ in thousands):UPB by Origination YearTotalWtd. Avg.First DollarLTV Ratio