Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 165

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 8
Chunk 165
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 17 46,339 Retail loans:Residential mortgage    Pass (a)181 236 274 349 415 434 — — 1,889     Criticized (b)5 1 4 2 4 24 — — 40 Total residential mortgage186 237 278 351 419 458 — — 1,929 Consumer:Home equity    Pass (a)— — — — — 5 1,681 82 1,768     Criticized (b)— — — — — — 28 6 34 Total home equity— — — — — 5 1,709 88 1,802 Other consumer    Pass (a)30 10 28 7 6 41 345 — 467     Criticized (b)— — 2 — — — — — 2 Total other consumer30 10 30 7 6 41 345 — 469 Other consumer gross charge-offs1 — — — — 1 — — 2 Total consumer30 10 30 7 6 46 2,054 88 2,271 Total retail loans216 247 308 358 425 504 2,054 88 4,200 Total loans$5,793 $5,339 $8,236 $5,038 $2,296 $4,510 $19,222 $105 $50,539 (a)Includes all loans not included in the categories of special mention, substandard or nonaccrual. (b)Includes loans with an internal rating of special mention, substandard loans for which the accrual of interest has not been discontinued and nonaccrual loans. Special mention loans have potential credit weaknesses that deserve management’s close attention, such as loans to borrowers who may be experiencing financial difficulties that may result in deterioration of repayment prospects from the borrower at some future date. Accruing substandard loans have a well-defined weakness, or weaknesses, such as loans to borrowers who may be experiencing losses from operations or inadequate liquidity of a degree and duration that jeopardizes the orderly repayment of the loan. Substandard loans are also distinguished by the distinct possibility of loss in the future