Company: CFG-PE
Filing Date: 2025-02-24
Form Type: 424B2
Source: 0001193125-25-032848
Chunk: 68

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-02-24
Form: 424B2
Chunk 68
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 EEA will be made pursuant to an exemption under the Prospectus Regulation from the requirement to publish a prospectus or supplement a prospectus for offers of the notes. This prospectus supplement and the accompanying prospectus are not a prospectus for the purposes of the Prospectus Regulation. S-47

Notice to Prospective Investors in the UK In relation to the United Kingdom (“UK”), no notes have been offered, sold or otherwise made available or will be offered, sold or otherwise made available to any retail investor in the UK. For the purposes of this provision:

| (a) | the expression “retail investor” means a person who is one (or more) of the following: |

| (i) | a retail client as defined in point (8) of Article 2 of Regulation (EU) No 2017/565 as it forms part of 
 domestic law by virtue of the European Union (Withdrawal) Act 2018 (as amended, the “EUWA”); or         |

| (ii) | a customer within the meaning of the Financial Services and Markets Act 2000 (as amended, the “FSMA”)                                                                                                                                            
 and any rules or regulations made under the FSMA to implement Directive (EU) 2016/97, where that customer would not qualify as a professional client, as defined in point (8) of Article 2(1) of Regulation (EU) No 600/2014 as it forms part of 
 domestic law by virtue of the EUWA; or                                                                                                                                                                                                           |

| (iii) | not a qualified investor as defined in Regulation (EU) 2017/1129 as it forms part of domestic law by virtue of 
 the EUWA (the “UK Prospectus Regulation”); and                                                                 |

| (b) | the expression “offer” includes the communication in any form and by any means of sufficient                                                    
 information on the terms of the offer and the notes to be offered so as to enable an investor to decide to purchase or subscribe for the notes. |

Consequently, no key information document required by Regulation (EU) No 1286/2014 as it forms part of domestic law by virtue of the EUWA (the “UK PRIIPs Regulation”) for offering or selling the notes or otherwise making them available to retail investors in the UK has been prepared and therefore offering or selling the notes or otherwise making them available to any retail investor in the UK may be unlawful under the UK PRIIPs Regulation. This prospectus supplement and