Company: WBS-PG
Filing Date: 2025-09-05
Form Type: 424B5
Source: 0001193125-25-197211
Chunk: 28

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-09-05
Form: 424B5
Chunk 28
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 Determination                                                                                                                                                          
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In each case, the U.S. Treasury Rate will be rounded, if necessary, to the nearest one thousandth of a percentage point, with 0.0005% rounded up to 0.001%. “H.15 Daily Update” means the daily statistical release published by the Federal Reserve Board available through its website at https://www.federalreserve.gov/releases/h15/ (or any successor designation or publication as determined by the calculation agent in its sole discretion). The foregoing Internet website is an inactive textual reference only, meaning that the information contained on the website is not part of this prospectus supplement or the accompanying prospectus or incorporated by reference herein or therein. “H.15 TCM” means the H.15 Daily Update under the caption “U.S. government securities—Treasury constant maturities—Nominal” (or any successor caption or heading). Notwithstanding the foregoing, if we, the calculation agent or our designee, after consulting with us, determines that the U.S. Treasury Rate for a five year maturity cannot be determined pursuant to the methods described in clauses (1) or (2) above on the Reset Determination Date (such determination, a “Rate Substitution Event”), we, the calculation agent or our designee, after consulting with us, may determine whether there is an industry-accepted successor rate to the then-current reset reference rate (such industry-accepted successor rate, the “Replacement Rate”). If we, the calculation agent or our designee, after consulting with us, determines that there is such a Replacement Rate, then such Replacement Rate will replace the U.S. Treasury Rate for all purposes relating to the Notes in respect of such determination on the Reset Determination Date. In addition, if a Replacement Rate is utilized as described in the preceding sentence, we, the calculation agent or our designee, after consulting with us, may adopt or make changes to (1) any interest payment date, Reset Determination Date, Reset Date, other relevant date, business day convention, interest period or reset period, (2) the manner, timing and frequency of determining rates and amount of interest that is payable on the Notes and the conventions relating to such determination, (3) the timing and frequency of making payments of interest, (4) rounding conventions, (5) specified maturities, and (6) any other terms or provisions of the Notes (including any spread or adjustment factor needed to make such replacement rate comparable to the U