Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 30

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 30
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540 5-7 internal grade— — — — — — — 8-10 internal grade— — — — — — — Total U.S. government agencies$— $— $— $135,000 $147,825 $30,715 $313,540 Municipal1-4 internal grade$— $— $4,091 $1,030 $6,767 $142,741 $154,629 5-7 internal grade— — — — — 2,124 2,124 8-10 internal grade— — — — — — — Total municipal$— $— $4,091 $1,030 $6,767 $144,865 $156,753 Mortgage-backed securities1-4 internal grade$— $— $310,359 $508,750 $2,159,651 $— $2,978,760 5-7 internal grade— — — — — — — 8-10 internal grade— — — — — — — Total mortgage-backed securities$— $— $310,359 $508,750 $2,159,651 $— $2,978,760 Corporate notes1-4 internal grade$— $— $14,971 $— $38,560 $53,531 5-7 internal grade— — — — — — — 8-10 internal grade— — — — — — — Total corporate notes$— $— $— $14,971 $— $38,560 $53,531 Total held-to-maturity securities$3,502,584 Less: Allowance for credit losses(398)Held-to-maturity securities, net of allowance for credit losses$3,502,186 

Measurement of Allowance for Credit LossesThe Company's allowance for credit losses consists of the allowance for loan losses, the allowance for unfunded commitment losses and the allowance for held-to-maturity debt security losses. In accordance with ASC 326, the Company measures the allowance for credit losses at the time of orig