Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 43

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 43
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2028. The Series G Preferred Stock is redeemable, in whole or in part, from time to time, at our option on any dividend payment date on or after October 15, 2027, at a redemption price equal to the liquidation preference, plus any authorized, declared and unpaid dividends, without accumulation of undeclared dividends. The holders of the Series G Preferred Stock do not have the right to require the redemption or repurchase of the Series G Preferred Stock. The Series G Preferred Stock is also redeemable, in whole but not in part, within ninety (90) days following a regulatory capital treatment event (as defined in the articles supplementary creating the Series G Preferred Stock) at a redemption price equal to the liquidation preference, plus the sum of (i) any authorized, declared and unpaid dividends from the prior dividend period and (ii) the pro-ratedportion of unpaid dividends, whether or not declared, for the dividend period in which such redemption occurs. Redemption or repurchase of Series G Preferred Stock is subject to receipt of prior approval of the Federal Reserve or other appropriate federal banking agency. Except as indicated below, the holders of the Series G Preferred Stock do not have any voting rights:

| • |     | If and when the dividends on the Series G Preferred Stock or on any other class or series of our preferred stock                                                                                                                                         
 ranking on a parity with the Series G Preferred Stock that has voting rights equivalent to those of the Series G Preferred Stock, have not been authorized, declared and paid in full for at least six (6) quarterly dividend periods or their           
 equivalent (whether or not consecutive), the holders of the Series G Preferred Stock, together with the holders of all other affected classes and series of preferred stock ranking on a parity with the Series G Preferred Stock upon which like voting 
 rights have been conferred and are exercisable and which are entitled to vote for the election of the two (2) directors, voting as a single class, with each series or class having a number of votes proportionate to the aggregate liquidation         
 preference of the outstanding shares of such class or series, will be entitled to elect two (2) additional members of our board of directors, but only if the election of any such directors would not cause us to violate the corporate governance      
 requirement of the NASDAQ (or any other exchange on which our securities may be listed) that listed companies must have a majority of independent directors.                                                                                             |

| • |     | So long as any shares of the Series G Preferred Stock are outstanding, in