Company: WBS-PG
Filing Date: 2025-09-05
Form Type: 424B5
Source: 0001193125-25-197211
Chunk: 38

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-09-05
Form: 424B5
Chunk 38
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 Indenture, or for the appointment of a receiver or trustee, or for any other remedy under the Indenture, unless:

| • |     | such holder has previously given written notice to the Trustee of a continuing event of default with respect to 
 the Notes;                                                                                                      |

| • |     | the holders of not less than 25% in aggregate principal amount of the outstanding Notes have made written request           
 to the Trustee to institute proceedings in respect of such event of default in its own name as Trustee under the Indenture; |

| • |     | such holder or holders have offered to the Trustee reasonable security and indemnity satisfactory to the Trustee 
 against the costs, expenses and liabilities to be incurred in compliance with such request;                      |

| • |     | the Trustee for 60 days after its receipt of such notice, request and offer of reasonable security and indemnity 
 has failed to institute any such proceeding; and                                                                 |

| • |     | no direction inconsistent with such written request has been given to the Trustee during such 60-day period by the holders of a majority in principal amount of the outstanding Notes. |

In any event, the Indenture provides that no one or more of such holders shall have any right in any manner whatever by virtue of, or by availing of, any provision of the Indenture to affect, disturb or prejudice the rights of any other of such holders, or to obtain or to seek to obtain priority or preference over any other of such holders or to enforce any right under the Indenture, except in the manner provided in the Indenture and for the equal and ratable benefit of all holders of Notes. The Indenture requires the Trustee to notify the holders of the Notes regarding the existence of any default actually known to the Trustee, unless the default has been cured or waived. In addition, in the case of a default in payment of principal of or interest on any Note, the Trustee may withhold notice of a default if and so long as the Trustee and/or responsible officers, the board of directors or certain committees of the board of directors in good faith determines that withholding the notice is in the interests of the holders of the Notes. For purposes of these requirements, a “default” means any event which is, or after notice or lapse of time or both would become, an event of default under the Indenture with respect to the Notes. We are required to deliver to the Trustee, within