Company: CF
Filing Date: 2025-11-21
Form Type: 424B2
Source: 0001104659-25-115010
Chunk: 80

Company: CF Industries Holdings, Inc.
Filing Date: 2025-11-21
Form: 424B2
Chunk 80
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 by reference herein and in the registration statement in reliance upon the reports of KPMG LLP, independent registered public accounting firm, incorporated by reference herein, and upon the authority of said firm as experts in accounting and auditing.

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TABLE OF CONTENTS

<div align='center'>**INCORPORATION OF CERTAIN INFORMATION BY REFERENCE;**</div>

### WHERE YOU CAN FIND MORE INFORMATION
We file annual, quarterly and periodic reports, proxy statements and other information with the SEC. The SEC allows us to “incorporate by reference” into this prospectus supplement information which we file with it. This means that we can disclose important information to you by referring you to the documents containing that information and that such information will be regarded as an important part of this prospectus supplement. We encourage you to read the SEC filings incorporated by reference into this prospectus supplement and the accompanying prospectus before investing in any of our securities. Our SEC filings are available to the public on the SEC’s website (www.sec.gov). We make available free of charge most of our SEC filings through our website (www.cfindustries.com) as soon as reasonably practical after they are filed with the SEC. We have included our website address in this prospectus supplement solely as an inactive textual reference and the information contained in, or that can be accessed through, our website is not a part of, or incorporated by reference in, this prospectus supplement or the accompanying prospectus.

We incorporate by reference the following documents that the Parent previously filed with the SEC (other than information in such documents that is deemed furnished and not filed):

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Annual Report on Form 10-Kfor the fiscal year ended December 31, 2024, filed with the SEC on February 20, 2025;

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Quarterly Report on Form 10-Q for the quarters ended (i) March 31, 2025, filed with the SEC on May 8, 2025, (ii) June 30, 2025, filed with the SEC on August 7, 2025 and (iii) September 30, 2025, filed with the SEC on November 6, 2025;

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Current Reports on Form 8-K filed with the SEC on January 6, 2025, May 8, 2025, July 24, 2025, September 8, 2025and September 9, 2025; and

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the information specifically