Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 373

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 373
---
 the FATCA rules to an investment in our common shares or ADSs.

| ITEM 10.F. | Dividends and Paying Agents |

Not applicable.

| ITEM 10.G. | Statements by Experts |

Not applicable.

| ITEM 10.H. | Documents on Display |

We are subject to the information requirements of the U.S. Securities Exchange Act of 1934, as amended, and, in accordance therewith, are required to file reports, including annual reports on Form 20-F,and other information with the U.S. Securities and Exchange Commission. You may inspect and copy these materials, including this annual report and the exhibits thereto, at SEC’s Public Reference Room 100 Fifth Street, N.E., Washington, D.C. 20549. Please call the Commission at 1-800-SEC-0330for further information on the public reference rooms. As a foreign private issuer, we are also required to make filings with the Commission by electronic means. Any filings we make electronically will be available to the public over the Internet at the Commission’s web site at http://www.sec.gov.

| ITEM 10.I. | Subsidiary Information |

Not applicable.

| ITEM 10.J. | Annual Report to Security Holders |

Not applicable.

| ITEM 11. | QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT MARKET RISK |

See “Item 4.B. Business Overview — Risk Management” for quantitative and qualitative disclosures about market risk.

| ITEM 12. | DESCRIPTION OF SECURITIES OTHER THAN EQUITY SECURITIES |

| ITEM 12.A. | Debt Securities |

Not applicable.

| ITEM 12.B. | Warrants and Rights |

Not applicable.

| ITEM 12.C. | Other Securities |

Not applicable. 269

#### ITEM 12.D.American Depositary SharesDepositary Fees and ChargesUnder the terms of the Deposit Agreement in respect of our ADSs, the holder of ADSs may be required to pay the following fees and charges to Citibank, N.A., acting as depositary for our ADSs:ItemServicesFeesPaid by1Issuance of ADSs upon deposit of common shares (excluding issuances contemplated by items 3(b) and 5 belowUp to US$5.00 per 100 ADSs (or fraction thereof) issuedPerson depositing common shares or person receiving ADSs2Delivery of deposited securities against surrender of ADSs