Company: XHG
Filing Date: 2025-10-29
Form Type: F-3/A
Source: 0001213900-25-103499
Chunk: 13

Company: XChange TEC.INC
Filing Date: 2025-10-29
Form: F-3/A
Chunk 13
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 to which any factor, or
combination of factors, may cause actual results to differ materially from those contained in any forward-looking statements. We qualify
all of our forward-looking statements by these cautionary statements.

This prospectus contains certain data and information
that we obtained from various government and private publications. Statistical data in these publications also include projections based
on a number of assumptions.

Our industry may not grow at the rate projected
by market data, or at all. Failure of this market to grow at the projected rate may have material and adverse effect on our business and
the market price of our ADSs. In addition, the rapidly changing nature of China’s branded long-term apartment rental industry results
in significant uncertainties for any projections or estimates relating to the growth prospects or future condition of our market. Furthermore,
if any one or more of the assumptions underlying the market data are later found to be incorrect, actual results may differ from the projections
based on these assumptions. You should not place undue reliance on these forward-looking statements.

The forward-looking statements made in this prospectus,
any accompanying prospectus supplement and the documents that we reference in this prospectus relate only to events or information as
of the date on which the statements are made in the respective documents. You should not rely upon forward-looking statements as predictions
of future events. Except as required by law, we undertake no obligation to update or revise publicly any forward-looking statements, whether
as a result of new information, future events or otherwise, after the date on which the statements are made or to reflect the occurrence
of unanticipated events.

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PROSPECTUS SUMMARY</div>

The following summary highlights information contained elsewhere in this prospectus and does not contain all of the information you should consider before investing in our securities. You should read the entire prospectus carefully and the documents incorporated by reference herein, including sections titled “Risk Factors” in this prospectus, “Item 3. Key Information,” Item 5. “Operating and Financial Review and Prospects”, Item 7. Major Shareholders and Related Party Transactions, and Item 8. “Financial Information” in our Annual Report on Form 20-F, as filed on January 22, 2025 (the “Annual Report”), incorporated by reference in this prospectus. Unless the context otherwise requires, all references to “XChange TEC,” “we,” “us,” “our,” the “Company,” and similar designations refer to XChange TEC.INC,