Company: ONBPP
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000707179-25-000018
Chunk: 145

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-07-30
Form: 10-Q
Item: Item 8
Chunk 145
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 are characterized by the distinct possibility that Old National will sustain some loss if the deficiencies are not corrected.Classified – Nonaccrual. Loans classified as nonaccrual have all the weaknesses inherent in those classified as substandard, with the added characteristic that the weaknesses make collection in full, on the basis of currently existing facts, conditions, and values, in doubt.

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Classified – Doubtful. Loans classified as doubtful have all the weaknesses inherent in those classified as nonaccrual, with the added characteristic that the weaknesses make collection or liquidation in full, on the basis of currently existing facts, conditions, and values, highly questionable and improbable.Pass rated loans are those loans that are other than special mention, classified – substandard, classified – nonaccrual, or classified – doubtful.The following table summarizes the amortized cost of term loans by risk category of commercial, commercial real estate, and BBCC loans by loan portfolio segment, class of loan, and origination year:(dollars in thousands)Origination YearRevolving to Term20252024202320222021PriorRevolvingTotalJune 30, 2025Commercial:Pass$1,305,740 $2,173,224 $1,400,313 $1,254,431 $833,070 $1,746,219 $3,796,721 $641,312 $13,151,030 Special Mention4,117 54,285 101,152 39,978 9,368 40,046 145,198 26,793 420,937 Classified:Substandard7,268 33,353 111,274 86,661 71,764 111,648 188,832 53,383 664,183 Nonaccrual7 1,829 9,674 21,521 3,220 9,571 4,400 4,368 54,590 Doubtful408 6,378 19,972 36,567 2,197 10,569 20,370 57,620 154,081 Total$1,317,540 $2,269,069 $1,642,385 $1,439,158 $919,619 $1,918,053 $4,155,521 $783,476 $14,444,