Company: BBVXF
Filing Date: 2025-07-31
Form Type: F-3ASR
Source: 0001193125-25-170429
Chunk: 3

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: F-3ASR
Chunk 3
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 description of the securities we may offer. Each time we sell securities, we will provide a prospectus supplement containing specific information about the terms of that offering. The prospectus supplement may also add to, update, supplement or change information contained in this prospectus, including regarding the terms of the securities offered thereby. If a prospectus supplement is inconsistent with this prospectus, the terms of the prospectus supplement will control. Therefore, the statements made in this prospectus may not be the terms that apply to the securities you purchase.You should read both this prospectus and any applicable prospectus supplement together with additional information described under the heading “ Incorporation of Documents by Reference”. In this prospectus, the following terms will have the meanings set forth below, unless otherwise indicated or the context otherwise requires:

| • |     | “ADRs” refers to American Depositary Receipts representing ADSs. |

| • |     | “ADSs” refers to American Depositary Shares, each representing one ordinary share of BBVA. |

| • |     | “Amounts Due” means (i) with respect to a series of notes (as defined below), the aggregate                                                                                                                                                          
 outstanding principal amount, together with any accrued but unpaid interest, additional amounts and premium (if any) due on the notes of such series; and (ii) with respect to a series of contingent convertible preferred securities, the          
 outstanding aggregate liquidation preference, together with any accrued but unpaid distributions (where not cancelled or deemed cancelled pursuant to, or otherwise subject to the limitations on payment set out in, the provisions described under 
 “Description of the Contingent Convertible Preferred Securities of BBVA—Payments—Distributions”), and additional amounts, if any, due on the contingent convertible preferred securities of such series. In each case,                               
 references to such amounts will include amounts that have become due and payable, but which have not been paid, prior to the exercise of the Spanish Bail-in Power by the Relevant Spanish Resolution Authority.                                     
 References to such amounts will also include amounts held in trust by BBVA, any paying agent or the relevant trustee pursuant to the relevant indenture.                                                                                             |

| • |     | “BBVA Group” or the “Group” refers to Banco Bilbao Vizcaya Argentaria, S.A. and its 
 consolidated subsidiaries.                                                          |

| • |     | “CNMV” means the Spanish National Securities Market Commission (Comisión Nacional del Mercado 
 de Valores).                                                                                  |

| • |     | “CR