Company: AIZ
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0001193125-25-181851
Chunk: 62

Company: ASSURANT, INC.
Filing Date: 2025-08-15
Form: 424B5
Chunk 62
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ure allows the holders of senior indebtedness to obtain a court order requiring us and any holder of subordinated debt securities to comply with the subordination provisions. Defeasance The following discussion of full defeasance and covenant defeasance will be applicable to each series of debt securities that is denominated in U.S. dollars and has a fixed rate of interest and will apply to other series of debt securities if we so specify in the prospectus supplement. (Section 1301 of the 2013 senior debt indenture and the subordinated debt indenture, Section 4.1 of the 2004 senior debt indenture) Full Defeasance If there is a change in U.S. federal tax law, as described below, we can legally release ourselves from any payment or other obligations on the debt securities, called full defeasance, if we put in place the following other arrangements for holders to be repaid:

| • |     | We must deposit in trust for the benefit of all holders of the debt securities a combination of money and notes                                                                                                                                          
 or bonds of the U.S. government or a U.S. government agency or U.S. government-sponsored entity (the obligations of which are backed by the full faith and credit of the U.S. government) that will generate enough cash to make interest, principal and 
 any other payments on the debt securities on their various due dates as certified by a nationally recognized firm of independent public accountants.                                                                                                     |

| • |     | There must be a change in current U.S. federal tax law or a U.S. Internal Revenue Service ruling that lets us                                                                                                                                           
 make the above deposit without causing the holders to be taxed on the debt securities any differently than if we did not make the deposit and just repaid the debt securities ourselves. (Under current federal tax law, the deposit and our legal      
 release from the obligations pursuant to the debt securities would be treated as though we took back your debt securities and gave you your share of the cash and notes or bonds deposited in trust. In that event, you could recognize gain or loss on 
 the debt securities you give back to us.)                                                                                                                                                                                                               |

| • |     | We must deliver to the trustee a legal opinion of counsel confirming the tax law change described above.                                               
 (Sections 1302 and 1304 of the 2013 senior debt indenture and the subordinated debt indenture, Sections 4.2 and 4.4 of the 2004 senior debt indenture) |