Company: MNTR
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001641172-25-001620
Chunk: 225

Company: Mentor Capital, Inc.
Filing Date: 2025-03-31
Form: 10-K
Item: Item 1A
Chunk 225
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.

The
worldwide economy could impact the company in numerous ways.

The
effects of negative worldwide economic events, such as the impact of inflation, interest rate increases, tariff increases,
recession, climate regulation, economic sanctions, potential banking crises, cybersecurity risks, evolving and sophisticated
cyber-attacks and other attempts to gain access to our information technology systems, the war in Ukraine, the Israel-Hamas war, the
post-election change in the U.S. federal government’s administration, product and labor shortages, increased risk to oil and energy
markets, and a global economic slowdown may cause disruptions and extreme volatility in global financial markets, increased rates of
default and bankruptcy, political change, impact levels of consumer spending, and may impact our business, operating results, or
financial condition. The ongoing worldwide economic political, and military situations future weakness in the credit markets, and
significant liquidity problems for the financial services industries may also impact our financial condition in a number of ways.
For example, current or potential partners and affiliates may not pay us, or our partners or affiliates may delay paying us or our
partners or affiliates for previously purchased products and services. Our involvement in the classic energy sector may draw
political or regulatory scrutiny even if our actions are entirely legal and beneficial to society. Also, we
may have difficulties in securing additional financing in the energy sector.

Shareholders, directors, partners, professionals, and employees
may disagree with management’s plan and direction for the company.

In
any organization, some individuals will have differing views on the best approach that the Company should follow to optimize results.
These differences can sometimes even evolve into personal conflicts that are a distraction to management. With over four decades of senior
management experience current leadership has rarely but occasionally encountered these sorts of diverging opinions as to how the Company
should proceed. Disagreements of this nature have recently been addressed but may again continue or reappear in the future and randomly
over time.

Item
1B. Unresolved Staff Comments.

None.

Item
1C. Cybersecurity.

We
have not experienced a material cybersecurity incident that has jeopardized the confidentiality, integrity, or availability of information
systems or information residing in such information systems as defined under 17 C.F.R. § 229.106(a). If such an incident were to
occur, we would work expeditiously to mitigate our damages as soon as such an incident is detected by implementing our risk management
and cybersecurity plan in concert with our established cybersecurity response team. A cybersecurity