Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047437
Chunk: 74

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 74
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           -627 |
| EFFECT OF EXCHANGE RATE CHANGES (4)                                                |     |    -2,176 |     |         -2,736 |
| NET INCREASE/DECREASE IN CASH AND CASH EQUIVALENTS (1+2+3+4)                       |     |     5,980 |     |        -16,828 |
| CASH AND CASH EQUIVALENTS AT BEGINNING OF THE PERIOD                               |     |    51,145 |     |         75,416 |
| CASH AND CASH EQUIVALENTS AT END OF THE PERIOD                                     |     |    57,125 |     |         58,588 |

| COMPONENTS OF CASH AND EQUIVALENT AT END OF THE PERIOD (MILLIONS OF EUROS) |     |       |     |        |     |                |
|                                                                            |     | Notes |     |   2025 |     | September 2024 |
| Cash on hand                                                               |     |     8 |     |  6,960 |     |          7,496 |
| Cash balances at central banks                                             |     |     8 |     | 42,525 |     |         43,162 |
| Other demand deposits                                                      |     |     8 |     |  7,639 |     |          7,930 |
| Less: Bank overdraft refundable on demand                                  |     |       |     |      — |     |              — |
| TOTAL CASH AND CASH EQUIVALENTS AT END OF THE PERIOD                       |     |     8 |     | 57,125 |     |         58,588 |

The Notes are an integral part of the unaudited condensed interim consolidated financial statements.

<div align='center'>F-8</div>

Notes to the condensed interim consolidated financial statements as of and for the nine months ended September 30, 2025

#### 1.
Introduction, basis for the presentation of the condensed interim consolidated financial statements and other information

#### 1.1.

#### Introduction
Banco Bilbao Vizcaya Argentaria, S.A. (hereinafter “the Bank”, “BBVA" or "BBVA, S.A.") is a private-law entity subject to the laws and regulations governing banking entities operating in Spain. It carries out its activity through branches and agencies across the country and abroad.

The By