Company: UVSP
Filing Date: 2025-10-24
Form Type: 10-Q
Source: 0000102212-25-000028
Chunk: 82

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-10-24
Form: 10-Q
Item: Item 1
Chunk 82
---
 loans3,108 1,945 Allowance for credit losses, loans and leases / loans and leases held for investment1.28%1.28 %Nonaccrual loans and leases / loans and leases held for investment0.40 %0.19 %Allowance for credit losses, loans and leases / nonaccrual loans and leases316.60 %687.54 %

59

Table 4—Loan Portfolio Overview 

The following table provides summarized detail related to outstanding commercial loan balances segmented by industry description as of September 30, 2025:

(Dollars in thousands)At September 30, 2025Industry DescriptionTotal Outstanding Balance % of Commercial Loan PortfolioCRE - Retail$448,366 8.4 %Animal Production413,288 7.7 CRE - Multi-family356,421 6.6 CRE - 1-4 Family Residential Investment279,521 5.2 CRE - Office256,336 4.8 Hotels & Motels (Accommodation)238,680 4.4 CRE - Industrial / Warehouse217,278 4.0 Specialty Trade Contractors200,691 3.7 Nursing and Residential Care Facilities167,358 3.1 Homebuilding (tract developers, remodelers)164,095 3.1 Merchant Wholesalers, Durable Goods134,234 2.5 Crop Production132,372 2.5 Motor Vehicle and Parts Dealers132,116 2.5 Repair and Maintenance111,548 2.1 CRE - Mixed-Use - Residential107,602 2.0 CRE - Mixed-Use - Commercial99,810 1.9 Wood Product Manufacturing95,624 1.8 Real Estate Lenders, Secondary Market Financing92,254 1.7 Administrative and Support Services89,330 1.7 Food Services and Drinking Places88,826 1.7 Merchant Wholesalers, Nondurable Goods84,534 1.6 Professional, Scientific, and Technical Services81,206 1.5 Fabricated Metal Product Manufacturing74,269 1.4 Amusement, Gambling, and Recreation Industries72,892 1.4 Religious Organizations, Advocacy Groups66,259 1.2 Personal and Laundry Services63,955 1.2 Miniwarehouse / Self-Storage63,