Company: WBS-PG
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000801337-25-000104
Chunk: 187

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 2
Chunk 187
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.8 yearsEquipment financingExtended term by a weighted average of 1.8 yearsPayment Delay:Commercial non-mortgageProvided payment deferrals for a weighted average of 0.9 yearsAsset-basedProvided payment deferrals for a weighted average of 0.3 yearsCombination - Term Extension & Interest Rate Reduction:Commercial real estateExtended term by a weighted average of 0.4 years and reduced weighted average interest rate by 3.6%ResidentialExtended term by a weighted average of 1.6 years and reduced weighted average interest rate by 4.0%Combination - Term Extension & Payment Delay:Commercial non-mortgageExtended term by a weighted average of 0.3 years and provided payment deferrals for a weighted average of 0.3 yearsCombination - Interest Rate Reduction & Payment Delay:Multi-familyReduced weighted average interest rate by 2.0% and provided payment deferrals for a weighted average of 0.8 yearsThree months ended September 30, 2024Financial Effect (1)Term Extension:Commercial non-mortgageExtended term by a weighted average of 0.9 yearsAsset-basedExtended term by a weighted average of 3.9 yearsCommercial real estateExtended term by a weighted average of 1.0 yearNine months ended September 30, 2024Financial Effect (1)Term Extension:Commercial non-mortgageExtended term by a weighted average of 0.7 yearsAsset-basedExtended term by a weighted average of 2.9 yearsCommercial real estateExtended term by a weighted average of 1.1 yearsMulti-familyExtended term by a weighted average of 1.4 yearsPayment Delay:Commercial non-mortgageProvided partial payment deferrals for a weighted average of 0.5 years(1)Certain disclosures related to financial effects of modifications do not include those deemed to be immaterial.

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The Company closely monitors the performance of the loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following tables summarize the aging of loans that had been modified in the 12 months preceding September 30, 2025 and September 30, 2024:September 30, 2025(In thousands)Current30-59 DaysPast Due60-89 DaysPast Due90 or More Days Past DueNon-AccrualTotalCommercial non-mortgage$98,856$—$—$—$127,279$226,135Asset-based36,312————36,312Commercial real