Company: LRHC
Filing Date: 2025-04-15
Form Type: 10-K
Source: 0001213900-25-032211
Chunk: 47

Company: La Rosa Holdings Corp.
Filing Date: 2025-04-15
Form: 10-K
Item: Item 1
Chunk 47
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 other events or circumstances beyond our control could have a material adverse effect on us.

Another economic or financial
crisis or rapid decline of the consumer economy, significant concerns over energy costs, geopolitical issues, including the ongoing conflict
between Ukraine and Russia, recent events in the Middle East, the availability and cost of credit, the U.S. mortgage market, or a declining
real estate market in the U.S. can contribute to increased volatility, diminished expectations for the economy and the markets, and high
levels of structural unemployment by historical standards.

Market, political and economic
challenges, including dislocations and volatility in the credit markets, general global economic uncertainty, uncertainty or volatility
from matters such as the implementation of the governing agenda of President Donald J. Trump, and changes in governmental policy on a
variety of matters such as trade, tariffs and manufacturing policies may adversely affect the economy and financial markets, our financial
condition, results of operations, cash flows and our ability to pay distributions on, and the per share trading price of, our Common Stock.

Climate change and environmental
risks could increase our costs and subject us to liability.

Our operations are affected by federal, state and/or local environmental
laws in the countries in which we operate, and we may face liability with respect to environmental issues occurring at properties we manage
or occupy. We may face costs or liabilities under these laws as a brokerage company if our agents violate applicable disclosure laws and
regulations or as a result of our agents’ role as a property manager. The impact of climate change presents a significant risk.
Damage to assets caused by extreme weather events linked to climate change is becoming more evident, highlighting the fragility of global
infrastructure. We believe that the effects of climate change will increasingly impact our own operations and those of properties we manage,
especially when they are in coastal cities. The impact includes the relative desirability of locations and the cost of operating and insuring
acquired properties. Due to residential property damages resulting from hurricanes in the past several years, many insurers have either
raised premiums above the national average or ceased doing business in Florida, our main market area. We also may face several layers
of national and regional regulations. The risks may not be limited to fines and the costs of remediation. We continue to monitor the effects
of climate change and the changes in law, regulation and policies of other companies, especially insurance companies and intend to adjust
our business accordingly in the future.

If we re-commence activities
abroad,