Company: FLDDW
Filing Date: 2025-10-02
Form Type: 424B3
Source: 0001193125-25-227152
Chunk: 26

Company: Fold Holdings, Inc.
Filing Date: 2025-10-02
Form: 424B3
Chunk 26
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 will act in accordance with the Valid Instructions in a reasonable and proper manner, upon such timeframes as advised by the Lender to the Borrower from time to time. If any

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Valid Instructions are incomplete, unclear, ambiguous, and/or in conflict with other Valid Instructions, the Lender may refrain from acting until any incompleteness, lack of clarity, ambiguity or conflict has been resolved to its satisfaction.

(c) The Lender may reject or decide, in its absolute discretion, without any liability on its part, not to act on any Valid Instruction (i) based on the Lender’s applicable policies and procedures, including the results of its transaction monitoring and screening procedures, (ii) where the Lender reasonably doubts the contents, authorisation or origination of the Valid Instruction or compliance with the Lender’s policies and procedures and (iii) if in the Lender’s opinion it is outside the scope of its duties under this Agreement or are contrary to any Applicable Law.

16. Governing Law; Dispute Resolution

(a) The execution, performance, termination and interpretation of this Agreement shall be governed by the laws of Delaware, United States of America.

(b) The state and federal courts in Delawarehave exclusive jurisdiction to settle any dispute arising or in connection with this Agreement (including a dispute regarding the existence, validity or termination of this Agreement) (or any non-contractual obligation arising out of or in connection with this Agreement) (a “Dispute”). The Parties agree that the courts of the United States of America are the most appropriate and convenient courts to settle a Dispute and accordingly no Party will argue to the contrary. The Lender shall not be prevented from taking an affirmative judgment relating to a Dispute to any other courts with jurisdiction. To the extent allowed by law, the Lender may take concurrent proceedings to enforce a final judgment in any number of jurisdictions.

17. Confidentiality

(a) Each Party to this Agreement shall hold in confidence all information obtained from the other Party in connection with this Agreement and the transactions contemplated hereby, including without limitation any discussions preceding the execution of this Agreement (collectively, “Confidential Information”). Confidential Information shall not include information that the receiving Party demonstrates with competent evidence was, or becomes, (i) available to the public through no violation of this clause 17, (ii) in the possession of the receiving Party on a non-confidential basis prior to disclosure, (iii) available to the receiving Party on a non-confidential