Company: HBAN
Filing Date: 2025-12-29
Form Type: 425
Source: 0001140361-25-046771
Chunk: 1

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-29
Form: 425
Chunk 1
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-Cumulative, perpetual preferred stock)  |     | HBANL     |     | NASDAQ                |
| Common Stock-Par Value $0.01 per Share                                                                                           |     | HBAN      |     | NASDAQ                |

Indicate by check mark whether the registrant is an emerging growth company as defined in Rule 405 of the Securities Act of 1933 (17 CFR §230.405) or Rule 12b-2 of the Securities Exchange Act of 1934 (17 CFR §240.12b-2). Emerging growth company ☐ If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

| Item 8.01. | Other Events. |

As previously disclosed, on October 26, 2025, Huntington Bancshares Incorporated, a Maryland corporation (“Huntington”), entered into an Agreement and Plan of Merger (the “Merger Agreement”) with The Huntington National Bank, a national bank and a wholly owned subsidiary of Huntington (“Huntington National Bank”) and Cadence Bank, a Mississippi-chartered bank (“Cadence”). The Merger Agreement provides that, upon the terms and subject to the conditions set forth therein, Cadence will merge with and into Huntington National Bank (the “Merger”), with Huntington National Bank continuing as the surviving bank in the Merger. The Merger Agreement was unanimously approved by the boards of directors of each of Cadence, Huntington and Huntington National Bank. In connection with the proposed Merger, Huntington filed with the Securities and Exchange Commission (the “SEC”) a registration statement on Form S-4 on November 13, 2025, as amended on December 1, 2025 and declared effective by the SEC on December 3, 2025, which contained a joint proxy statement of Cadence and Huntington and also constituted a prospectus of Huntington. Huntington and Cadence filed a definitive joint proxy statement/prospectus with the SEC and the Federal Reserve, respectively, on December 3, 2025 (the “joint proxy statement/prospectus”), which Huntington and Cadence first mailed to their respective stockholders on or about December 3, 2025. Huntington and Cadence will each hold a special meeting of stockholders on January 6, 2026 to consider certain proposals related to the Merger Agreement as further described