Company: HBAN
Filing Date: 2025-10-28
Form Type: 425
Source: 0001140361-25-039508
Chunk: 16

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-10-28
Form: 425
Chunk 16
---
11 |
| spglobal.com/marketintelligence                                                                     |    |

CADENCE BANK M&A CALL OCT 27, 2025

Of course, pleased to be in the other markets with scale, Mississippi is #1 bank as an example and some of these exciting cities. In aggregate, now we are -- we've got 2 very large regions, if you will, Texas and the South and the Midwest, both of which we're going to be operating at scale. And I think we've got just a fabulous outlook. We've, again, never been better positioned. The returns that Zach has shared of 18% to 19% and the EPS accretion in '27, it all looks really, really good as we think about the back half of this decade. So thank you for your interest. Have a great day, everybody. Operator Thank you. That does conclude today's teleconference and webcast. You may disconnect your line at this time and have a wonderful day. We thank you for your participation today.

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| spglobal.com/marketintelligence                                                                     |    |

CADENCE BANK M&A CALL OCT 27, 2025

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