Company: FCAP
Filing Date: 2025-11-14
Form Type: 10-Q
Source: 0001104659-25-112606
Chunk: 2

Company: FIRST CAPITAL INC
Filing Date: 2025-11-14
Form: 10-Q
Item: Part II, Item 1L
Chunk 2
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Item 1.Legal Proceedings

None.

Item 1A.Risk Factors

There have been no material changes to the risk factors previously disclosed in the “Risk Factors” section of the Company’s Annual Report on Form 10-K for the year ended December 31, 2024.

Recent changes in international trade regulation or foreign trade policy, including tariffs, could lead to higher than anticipated inflation and supply chain disruption, which may impact consumer and commercial borrower performance.

Item 2.Unregistered Sales of Equity Securities and Use of Proceeds

​​​​​​​​​​​    ​    ​    (c) Total Number of    (d) Maximum​​​​​​Shares Purchased as​Number of Shares​​​​​​Part of Publicly​that May Yet Be​​(a) Total Number of​(b) Average Price​Announced Plans or​Purchased Under thePeriod​Shares Purchased​Paid Per Share​Programs​Plans or Programs​​​​​​​​​​July 1 through July 31, 2025  235 $ 43.76  235  113,236​​​​​​​​​​August 1 through August 31, 2025  —​​N/A  —  113,236​​​​​​​​​​September 1 through September 30, 2025  1,208​​ 43.50  1,208  112,028​​​​​​​​​​Total  1,443​$ 43.55  1,443   

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On August 29, 2025, the Company entered into a Joint Rule 10b5-1/Rule 10b-18 Plan Agreement (the “Plan”) under which the Company’s designated broker has the authority to repurchase up to 113,236 shares of common stock of the Company.  The Plan commenced on September 4, 2025, and expires on August 28, 2026.  The Plan was established in connection with the Company’s previously disclosed stock repurchase authorization, which was approved by the Company’s Board of Directors on August 19, 2008.  The purchases disclosed in the table above were made pursuant to the terms of the Plan.

Item 3.Defaults upon Senior Securities

Not applicable.

Item 4.Mine Safety Disclosures