Company: WBS-PG
Filing Date: 2025-08-11
Form Type: 10-Q
Source: 0000801337-25-000083
Chunk: 49

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-08-11
Form: 10-Q
Item: Part I, Item 1
Chunk 49
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 consists of common stockholders’ equity, less deductions for goodwill and other intangible assets, and certain deferred tax adjustments. At the time of initial adoption of the Basel III Capital Rules, the Company had elected to opt-out of the requirement to include certain components of AOCI in CET1 capital. Tier 1 capital consists of CET1 capital plus preferred stock. Total capital consists of Tier 1 capital and Tier 2 capital, as defined in the regulations. Tier 2 capital includes qualifying subordinated debt and the permissible portion of the ACL.At June 30, 2025, and December 31, 2024, both the Company and the Bank were classified as “well-capitalized.” The following tables provides information on the capital ratios for the Company and the Bank:June 30, 2025 ActualMinimum RequirementWell Capitalized(Dollars in thousands)AmountRatioAmountRatioAmountRatioWebster Financial CorporationCET1 Risk-Based Capital$6,406,260 11.35 %$2,539,270 4.5 %$3,667,835 6.5 %Tier 1 Risk-Based Capital6,690,239 11.86 3,385,694 6.0 4,514,258 8.0 Total Risk-Based Capital7,927,728 14.05 4,514,258 8.0 5,642,823 10.0 Tier 1 Leverage Capital 6,690,239 8.57 3,121,275 4.0 3,901,593 5.0 Webster BankCET1 Risk-Based Capital$7,076,737 12.55 %$2,538,304 4.5 %$3,666,439 6.5 %Tier 1 Risk-Based Capital7,076,737 12.55 3,384,405 6.0 4,512,540 8.0 Total Risk-Based Capital7,782,131 13.80 4,512,540 8.0 5,640,675 10.0 Tier 1 Leverage Capital 7,076,737 9.08 3,118,568 4.0 3,898,210 5.0 December 31, 2024 Actual (1)Minimum RequirementWell Capitalized(Dollars in thousands)AmountRatio