Company: PGYWW
Filing Date: 2025-04-30
Form Type: DEF 14A
Source: 0001883085-25-000066
Chunk: 3

Company: Pagaya Technologies Ltd.
Filing Date: 2025-04-30
Form: DEF 14A
Chunk 3
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 Meeting. Accordingly, after reading the Notice and Proxy Statement, please sign,

<div align='center'>iii</div>

date and mail the enclosed proxy card in the envelope provided, vote by telephone or, if you hold your shares in street name and the proxy card allows this, over the Internet in accordance with the instructions on your proxy card.

|                  |     | By Order of the Board of Directors, |
|                  |     | Avi Zeevi                           
 Chairman of the Board of Directors  |
| Tel Aviv, Israel |     |                                     |
| April 30, 2025   |     |                                     |

iv

#### PAGAYA TECHNOLOGIES LTD.

### TABLE OF CONTENTS

#### PROPOSAL 1: ELECTION OF DIRECTORS 2

#### CORPORATE GOVERNANCE 5
External Directors 5

Continuing Directors (Terms Continue Until the 2026 Annual General Meeting of Shareholders) 5

Executive Officers 6

Family Relationships 6

Director Independence 6

Director Selection Process 7

Board Meetings 7

Board Leadership Structure 7

The Board’s Role in Risk Oversight 7

Committees of the Company’s Board 7

Compensation Committee Interlocks and Insider Participation: None 9

Hedging and Pledging Practices 9

Insider Trading Policy 9

SECURITY OWNERSHIP OF CERTAIN BENEFICIAL OWNERS AND MANAGEMENT 10

COMPENSATION OF DIRECTORS AND EXECUTIVE OFFICERS 13

Summary Compensation Table 13

Narrative Disclosure to Summary Compensation Table 13

Compensation Committee Consultant 16

Executive Employment Arrangements 16

Clawback Disclosures 18

Policies on the Timing of Equity Awards 18

Outstanding Equity Awards at Fiscal Year End 2024 19

Non-Employee Director Compensation 20

Director Compensation Table 20

Compensation Policy under the Companies Law 20

Related Party Transactions 23

Delinquent Section 16(a) Reports 25

#### AUDIT & FINANCE COMMITTEE REPORT 27
PROPOSAL 2: RE-APPOINTMENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM 29

PROPOSAL 3: APPROVAL OF THE FRAMEWORK FOR THE 2025 BONUSES FOR OUR EXECUTIVE OFFICERS WHO ARE ALSO DIRECTORS 30

PROPOSAL 4: APPROVAL, ON AN ADVISORY (NON-BINDING) BASIS,