Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 19

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 19
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% United Kingdom, 8% Portugal, 3% Poland, 5% DCB Europe, 11%US, 20% Mexico, 4% Brazil, 21% Chile, 7% Argentina, 1% Rest of the Group, 1% Spain, 15% United Kingdom, 4% Portugal, 3% Poland, 5% DCB Europe, 14% US, 17% Mexico, 7% Brazil, 26% Chile, 5% Argentina, 2% Rest of the Group, 2% Note: Percentages of total operating areas, excluding Corporate Centre.

26 Cost of risk (%) Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Sep-25 Retail & Commercial Banking 1.03 1.03 0.98 0.92 0.91 0.89 0.89 Digital Consumer Bank 2.12 2.17 2.12 2.16 2.14 2.09 2.06 Corporate & Investment Banking 0.14 0.15 0.21 0.09 0.08 0.09 0.10 Wealth Management & Insurance (0.06) 0.07 0.09 0.19 0.20 0.20 0.12 Payments 6.88 7.02 6.99 7.36 7.52 7.54 7.73 PagoNxt * N/A N/A N/A N/A N/A N/A N/A Cards 7.10 7.23 7.22 7.60 7.79 7.84 8.04 TOTAL GROUP 1.20 1.21 1.18 1.15 1.14 1.14 1.13 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Sep-25 Spain 0.59 0.56 0.52 0.50 0.49 0.47 0.45 United Kingdom 0.08 0.08 0.05 0.03 0.04 0.05 0.03 Portugal 0.19 0.12 0.07 0.03 (0.03) (0.00) 0.00 Poland 1.95 1.81