Company: FCNCB
Filing Date: 2025-11-14
Form Type: 424B5
Source: 0001193125-25-283229
Chunk: 43

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-14
Form: 424B5
Chunk 43
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 terms or                                                                                           
 limitations, qualifications or restrictions with respect to, the shares within that series as shall not be inconsistent with the provisions of our certificate of incorporation or applicable law. |

The number, designations, powers, preferences, and the relative, participating, optional, or other rights of, and any qualifications, limitations, or restrictions on, shares within any one series may differ from those of shares within any other series. Except as may otherwise be provided in our certificate of incorporation, in a certificate of designation relating to a series of the preferred stock or by applicable law, holders of the preferred stock shall not be entitled to vote, separately or as a class, at or receive notice of any meeting of stockholders. Series A Preferred Stock. Shares of our Series A Preferred Stock rank, with respect to the payment of dividends and distributions upon our liquidation, dissolution, or winding-up,(i) senior to our common stock and to any class or series of our capital stock we may issue in the future that is not expressly stated to be on parity with or senior to our Series A Preferred Stock: (ii) on parity with, or equally to, any class or series of our capital stock we have issued and may issue in the future that is expressly stated to be on parity with our Series A Preferred Stock, including our currently outstanding Series B Preferred Stock and Series C Preferred Stock; and (iii) junior to any class or series of our capital stock that we may issue in the future that is expressly stated to be senior to our Series A Preferred Stock (if the issuance is approved by the holders of at least two-thirdsof the outstanding shares of Series A Preferred Stock). Holders of our Series A Preferred Stock do not have preemptive or subscription rights to acquire more of our capital stock. Our Series A Preferred Stock is not convertible into or exchangeable for our common stock or any other class or series of our capital stock or other securities. We pay dividends on our Series A Preferred Stock only when, as, and if declared by our board of directors or a duly authorized committee of our board of directors. If declared, dividends accrue and are payable at a rate of 5.375% per annum. When, as, and if declared by our board of directors or a duly authorized committee of our board of directors, we pay cash dividends on Series A Preferred Stock quarterly, in arrears, on March 15, June 15, September 15, and December 15 of each year (each such date, a “Series A