Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257753
Chunk: 3

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 3
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2 18.9 18.8 9M24 2024 9M25 p. 3 (1) Total number of shares considered: 5,752m as of September 24, 5,755m as of June 25 and 5,755m as of September 25. (2) Gross dividend per share paid in April 2025 of 0.41 € and 0.32 € to be paid in November 25. P. 3

3Q25 EARNINGS Solid Profit and Capital Generation in the Context of Lower Rate Environment NET ATTRIBUTABLE PROFIT (CURRENT €M) -3.7% -8.0% 2,6272,7492,531 3Q24 2Q253Q25 EPS (€)1 0.440.460.42 CET1 RATIO (%) +8bps 13.42% 13.34% Target Range 11.5%-12.0%SREP Requirement 9.13% Jun-25 Sep-25 Note:2Q25 and 3Q25 include Spanish banking tax quarterly accrual of -65€M and -75€M respectively. (1) EPS calculated according to IAS33. p. 4

3Q25 EARNINGS Outstanding Profitable Growth NET ATTRIBUTABLE PROFIT (CURRENT €M) +4.7% 7,978 7,622 5,961 4,842 9M22 9M23 9M24 9M25 PROFITABILITY (ROTE, %) % 19.7% 19.7 17.0% 14.7% 14.3% European 12.9% Peers 1 12.7% 9.9% 6M25 9M25 2022 2023 2024 2025 Note: 9M24 includes annual Spanish banking tax of -285€M. 9M25 includes Spanish banking tax accrual of -224€M. (1) European Peer Group: BARC, BNPP, CABK, CASA, DB, HSBC, ING, ISP, LBG, NDA, SAN, SG, UCG, UBS. UBS excluded in 2023 & 2024. p. 5

3Q25 EARNINGS 3Q25 Key Messages 1 Strong activity drives Net Interest Income growth