Company: ABR-PF
Filing Date: 2025-05-02
Form Type: 10-Q
Source: 0001628280-25-021683
Chunk: 46

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-05-02
Form: 10-Q
Item: Part I, Item 1
Chunk 46
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,500 Substandard— — — — — 127,928 127,928 Total Land$7,282 $— $— $— $3,500 $127,928 $138,710 0 %96 %Office:Percentage of portfolio1 %Special Mention$— $— $— $— $35,410 $— $35,410 Total Office$— $— $— $— $35,410 $— $35,410 0 %94 %Retail:Percentage of portfolio< 1%Substandard$— $— $— $— $— $19,520 $19,520 Total Retail$— $— $— $— $— $19,520 $19,520 0 %88 %Commercial:Percentage of portfolio< 1%Doubtful$— $— $— $— $— $1,700 $1,700 Total Commercial$— $— $— $— $— $1,700 $1,700 0 %100 %Percentage of portfolio< 1%Grand Total$1,439,313 $867,191 $4,281,700 $3,998,292 $305,395 $413,065 $11,304,956 2 %80 %Charge-offs$464 $— $4,077 $7,668 $— $— $12,209 Geographic Concentration RiskAt March 31, 2025, underlying properties in Texas and Florida represented 23% and 16%, respectively, of the outstanding balance of our loan and investment portfolio. At December 31, 2024, underlying properties in Texas and Florida represented 23% and 17%, respectively, of the outstanding balance of our loan and investment portfolio. No other states represented 10% or more of the total loan and investment portfolio.

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Allowance for Credit LossesA summary of the changes in the allowance for credit losses is as follows (in thousands): Three Months Ended March