Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 143

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 143
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 effects on Huntington or Cadence of the merger, and does not attempt to predict or suggest actual future results of Huntington following the merger or give effect to the merger, including the effect of negotiating or executing the merger agreement, the costs that may be incurred in connection with consummating the merger, the potential synergies that may be achieved as a result of the merger (except as expressly set forth below in the section entitled “The Merger—Certain Unaudited Prospective Financial Information—Certain Estimated Synergies Attributable to the Merger”), the effect on Huntington or Cadence of any business or strategic decision or action that has been or will be taken as a result of the merger agreement having been executed, or the effect of any business or strategic decisions or actions which would likely have been taken if the merger agreement had not been executed, but which were instead altered, accelerated, postponed or not taken in anticipation of the merger. Further, the prospective financial information relating to anticipated cost synergies does not take into account the effect of any possible failure of the merger to occur. No assurances can be given that if the prospective financial information and the underlying assumptions had been prepared as of the date of this joint proxy statement/prospectus, similar assumptions would be used. In addition, the prospective financial information may not reflect the manner in which Huntington would operate after the merger.

The prospective financial information was not prepared for the purpose of public disclosure or with a view toward complying with the guidelines established by the American Institute of Certified Public Accountants for preparation and presentation of prospective financial information, published guidelines of the SEC regarding

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forward-looking statements or generally accepted accounting principles. As described and subject to the above, the prospective financial information included in this document has been prepared by, and is the responsibility of, Huntington’s and Cadence’s management. PricewaterhouseCoopers LLP (Huntington’s independent registered public accounting firm), Forvis Mazars, LLP (Cadence’s independent registered public accounting firm), or any other independent accounting firm have not audited, reviewed, examined, compiled nor applied agreed-upon procedures with respect to the prospective financial information and, accordingly, PricewaterhouseCoopers LLP and Forvis Mazars, LLP do not express an opinion or any other form of assurance with respect thereto. The PricewaterhouseCoopers LLP and Forvis Mazars, LLP reports incorporated by reference to this document relate to Huntington’s and Cadence’s previously issued financial statements