Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 402

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 402
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 for the fiscal quarters ended March 31, 2025 and June 30, 2025 of Huntington; (vii) certain unaudited financial results for the fiscal quarter ended September 30, 2025 of Huntington (contained in the Current Report on Form 8-K filed by Huntington on October 17, 2025); (viii) certain regulatory filings of Cadence, Huntington and Huntington Bank, including, as applicable, the quarterly reports on Form FR Y-9C and the quarterly call reports required to be filed (as the case may be) with respect to each quarter during the three-year period ended December 31, 2024 as well as the quarters ended March 31, 2025 and June 30, 2025; (ix) certain other interim reports and other communications of Cadence and Huntington to their respective shareholders; and (x) other financial information concerning the businesses and operations of Cadence and Huntington furnished to us by Cadence and Huntington or which we were otherwise directed to use for purposes of our analyses. Our consideration of financial information and other factors that we deemed appropriate under the circumstances or relevant to our analyses included, among others, the following: (i) the historical and current financial position and results of operations of Cadence and Huntington; (ii) the assets and liabilities of Cadence and Huntington; (iii) the nature and terms of certain other merger transactions and business combinations in the banking industry; (iv) a comparison of certain financial and stock market information for Cadence and Huntington with similar information for certain other companies, the securities of which are publicly traded; (v) publicly available consensus “street estimates” of Cadence, as well as assumed Cadence long-term growth rates provided to us by Cadence management, all of which information was discussed with us by such management and used and relied upon by us at the direction of Cadence management and with the consent of the Board; (vi) financial and operating forecasts and projections of Huntington that were prepared by Huntington management, provided to and discussed with us by such management and used and relied upon by us based on such discussions, at the direction of Cadence management and with the consent of the Board; (vii) certain adjusted balance sheet and capital data of Huntington as of September 30, 2025, pro forma for the recently completed acquisition by Huntington of Veritex Holdings, Inc., incorporating adjustments that were publicly disclosed by Huntington or provided to and discussed with us by Huntington management and used and relied upon by