Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 37

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 37
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$24 Weighted Average Magnitude of Modifications: Three Months Ended June 30, 2025 (Dollars in thousands)TotalDuration of Extension of Term (months)Reduction of InterestRate (bps)Duration of Delay in Contractual Payments (months)Commercial$35 5172 — Commercial real estateConstruction and development— — — — Non-construction— — — — Home equity— — — — Residential real estate282 —123 — Premium finance receivables—property & casualty885 12— — Total loans$1,202 13117 — 

20

Three Months EndedJune 30, 2024(Dollars in thousands)TotalPercentage of Total Class of LoanExtension of TermReduction of InterestRateInterest Only PaymentsDelay in Contractual PaymentsExtension of Term and Reduction of Interest RateCommercial$2,1610.0 %$2,010 $— $— $97 $54 Commercial real estate - Non-construction3400.0 21 — 319 — — Residential real estate810.0 81 — — — — Premium finance receivables—property & casualty60.0 3 3 — — — Total loans$2,5880.0 %$2,115 $3 $319 $97 $54 Weighted Average Magnitude of Modifications:Three Months Ended June 30, 2024(Dollars in thousands)TotalDuration of Extension of Term (months)Reduction of InterestRate (bps)Duration of Delay in Contractual Payments (months)Commercial$2,161 5143 34Commercial real estate - Non-construction340 13— 0Residential real estate81 12— —Premium finance receivables—property & casualty6 286 —Total loans$2,588 7140 34Six Months EndedJune 30, 2025(Dollars in thousands)TotalPercentage of Total Class of LoanExtension of TermReduction of InterestRateInterest OnlyPaymentsDelay in Contractual PaymentsExtension of Term and Reduction of Interest RateCommercial$12,732 0.2 %$12,465 $11 $31 $— $225 Commercial real estateConstruction and development— — — —