Company: INVUP
Filing Date: 2025-08-13
Form Type: 10-Q
Source: 0001493152-25-011912
Chunk: 102

Company: Investview, Inc.
Filing Date: 2025-08-13
Form: 10-Q
Item: Part I, Item 8
Chunk 102
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 of the face value of the note, to extinguish the debt. During the fourth quarter ended December 31, 2023, we offered
all note holders an early payoff option. During the six months ended June 31, 2024, we repaid a portion of the debt with cash payments
of $171,737 and issuances of digital assets then valued at $77,538. As of December 31, 2024, the debt was paid in full.

    20

INVESTVIEW,
INC.

NOTES
TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

AS
OF JUNE 30, 2025

(Unaudited)

NOTE
8 – DERIVATIVE LIABILITY

During
the six months ended June 30, 2025, we had the following activity in our derivative liability account relating to our warrants:

SCHEDULE OF DERIVATIVE LIABILITY 

    Derivative liability at December 31, 2024 
    $758 
  
    Derivative liability recorded on new instruments 
     - 
  
    Derivative liability reduced by warrant exercise 
     - 
  
    (Gain) loss on fair value 
     (153)
  
    Derivative liability at June 30, 2025 
    $605 

We
use the binomial option pricing model to estimate fair value for those instruments at inception, at warrant exercise, and at each reporting
date. During the six months ended June 30, 2025, the assumptions used in our binomial option pricing model were in the following range:

 SCHEDULE OF ASSUMPTIONS USED IN BINOMINAL OPTION PRICING MODEL

    Risk free interest rate 
     3.96% - 4.45% 
  
    Expected life in years 
     0.08
- 1.00 
  
    Expected volatility 
     102% - 148% 

NOTE
9 – OPERATING LEASE

In
July 2021, we entered an operating lease for office space in Wyckoff, New Jersey (the “Wyckoff Lease”), and in September
2021 we assumed an operating lease for office space in Haverford, Pennsylvania (the “Haverford Lease”) in connection with
the acquisition of all of the operating assets of MPower Trading Systems, LLC (“MPower”). This facility now serves as the
headquarters of the company. In November 2024, we entered an operating