Company: HBCP
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0001628280-25-048166
Chunk: 37

Company: HOME BANCORP, INC.
Filing Date: 2025-11-03
Form: 10-Q
Item: Item 8
Chunk 37
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aturity through the use of credit ratings. The following tables present the amortized cost of the Company's held-to-maturity securities by credit quality rating at September 30, 2025 and December 31, 2024.Credit Ratings(dollars in thousands)AAA/AA/ABBB/BB/BTotalSeptember 30, 2025Held to maturity:Municipal bonds$1,065 $— $1,065 Credit Ratings(dollars in thousands)AAA/AA/ABBB/BB/BTotalDecember 31, 2024Held to maturity:Municipal bonds$1,065 $— $1,065 Accrued interest receivable on the Company's investment securities was $1,138,000 and $1,471,000 at September 30, 2025 and December 31, 2024, respectively. These amounts are recorded in accrued interest receivable and other assets on the Consolidated Statements of Financial Condition.

10

At September 30, 2025 and December 31, 2024, the Company had $140,204,000 and $134,887,000, respectively, of securities pledged to secure public deposits.

4. Earnings Per Share

Earnings per common share was computed based on the following:Three Months EndedSeptember 30,Nine Months EndedSeptember 30,(in thousands, except per share data)2025202420252024Numerator:Net income available to common shareholders$12,357 $9,437 $34,651 $26,754 Denominator:Weighted average common shares outstanding7,713 7,922 7,789 7,959 Effect of dilutive securities:Restricted stock41 23 44 27 Stock options29 22 30 22 Weighted average common shares outstanding – assuming dilution7,783 7,967 7,863 8,008 Basic earnings per common share$1.60 $1.19 $4.45 $3.36 Diluted earnings per common share$1.59 $1.18 $4.41 $3.34 Options for 16,346 and 78,584 shares of common stock were not included in the computation of diluted EPS for the three months ended September 30, 2025 and 2024, respectively, because the effect of those shares was anti