Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 49

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 49
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 (359) (382) (394) (434) (475) (481) (510) +6.1% (1,135) (1,466) +29.2% Other gains (losses) and provisions (20) (9) (18) (16) (23) (19) (11) -46.0% (47) (53) +13.0% Profit before tax 236 269 254 354 229 340 359 +5.8% 759 928 +22.4% Consolidated profit 155 179 163 238 138 220 230 +4.5% 497 588 +18.3% Underlying attributable profit 138 161 142 218 118 199 206 +3.4% 441 523 +18.7%

60 Corporate Centre (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income (31) (69) (95) (113) (112) (120) (132) +9.6% (195) (364) +86.7% Net fee income (1) 2 (8) (3) (9) (7) (6) -17.3% (7) (22) +195.4% Gains (losses) on financial transactions and other (178) (74) (150) 44 (95) (8) (28) +255.9% (402) (131) -67.4% Total revenue (210) (140) (254) (72) (215) (135) (166) +22.6% (604) (517) -14.4% Operating expenses (87) (86) (101) (104) (87) (97) (101) +4.0% (275) (285) +3.9% Net operating income (297) (227) (355) (176) (303) (232) (267) +14.9% (879) (802) -8.7% Net loan-loss provisions (2) (0) 1 3 (99)