Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 36

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 2
Chunk 36
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10 33 31 2 6 All other noninterest income101 98 79 3 4 268 239 29 12 Total noninterest income (2)155 152 136 3 3 432 411 21 5 Noninterest income, net of depreciation (1)112 108 89 4 4 301 270 31 11 Total revenue458 451 441 7 2 1,327 1,327 — — Revenue, net of depreciation (1)415 407 394 8 2 1,196 1,186 10 1 Noninterest ExpensePersonnel cost74 69 68 5 7 215 205 10 4 All other noninterest expense149 154 150 (5)(4)462 425 37 9 Total noninterest expense (3)266 267 265 (1)(1)808 771 37 5 Noninterest expense, net of depreciation (1)223223218— — 677630477 Provision for credit losses168 47 11 121 257 300 70 230 330 Income before income taxes24 137 165 (113)(82)219 486 (267)(55)Income tax expense6 35 41 (29)(83)56 127 (71)(56)Net income$18 $102 $124 $(84)(82)$163 $359 $(196)(54)PPNR (1)$192 $184 $176 $8 5 %$519 $556 $(37)(7)%Select Period End BalancesLoans and leases$38,841 $38,691 $37,281 $150 — %$38,841 $37,281 $1,560 4 %Operating lease equipment, net737 750 767 (13)(2)737 767 (30)(4)Deposits2,978 2,899 3,126 79 3 2,978 3,126 (148)(5)

(1)    Net rental income on operating lease equipment; noninterest income, net of depreciation; revenue, net of depreciation; noninterest expense, net of depreciation; and PPNR are non-GAAP measures. Refer