Company: HBCP
Filing Date: 2025-11-21
Form Type: S-3
Source: 0001628280-25-053512
Chunk: 25

Company: HOME BANCORP, INC.
Filing Date: 2025-11-21
Form: S-3
Chunk 25
---
 and to applicable Louisiana law.

#### Common Stock
We may issue, either separately or together with other securities, shares of Home Bancorp common stock. A prospectus supplement relating to an offering of common stock, or other securities convertible or exchangeable for, or exercisable into, common stock, will describe the relevant offering terms, including the number of shares offered, the initial offering price, and market price and dividend information, as well as, if applicable, information on other related securities. Each share of our common stock is non-assessable and has the same rights, preference and

<div align='center'>17</div>

privileges as every other share of common stock. The Company’s common stock is registered pursuant to Section 12(b) of the Securities Exchange Act of 1934, as amended, and is listed on the Nasdaq Global Stock Market under the symbol “HBCP”.

#### Dividend
. Home Bancorp can pay dividends if, as and when declared by its board of directors, subject to compliance with limitations which are imposed by law. The holders of our common stock are entitled to receive and share equally in such dividends as may be declared by our board of directors out of funds legally available therefor. Payment of dividends on our common stock depends upon the Company’s net income, financial condition, applicable regulatory requirements and other factors, including the results of the Bank’s operations. If we issue preferred stock, the holders thereof may have a priority over the holders of the common stock with respect to dividends.

The payment of dividends by the Company on its capital stock is subject to the restrictions set forth in the Louisiana Business Corporation Act (the “LBCA”). The LBCA generally prohibits the Company from paying dividends if:

• the Company would not be able to pay its debts in the usual course of business after giving effect to the dividend; or

• the Company’s total assets would be less than the sum of its total liabilities plus the amount that would be needed to satisfy the preferential rights upon dissolution of shareholders of any preferred shares.

Further, it is the policy of the Federal Reserve Board that bank holding companies, such as Home Bancorp, should generally pay dividends on common stock only out of income available over the past year, and only if prospective earnings retention is consistent with the organization’s expected future capital needs and financial condition. It is also the Federal Reserve Board’s policy that bank holding companies should not maintain dividend levels that undermine their ability to be a source of strength to their banking subsidiaries.

#### Voting Rights