Company: AEGOF
Filing Date: 2025-11-03
Form Type: 6-K
Source: 0001193125-25-261793
Chunk: 3

Company: AEGON LTD.
Filing Date: 2025-11-03
Form: 6-K
Chunk 3
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’s shareholding in ASR Nederland N.V. and asset management business, the Netherlands; |

| • |     | Civil unrest, (geo-) political tensions, military action or other                                        
 instability in countries or geographic regions that affect our operations or that affect global markets; |

| • |     | Changes in the performance of financial markets, including emerging markets, such as with regard to: |

| • |     | The frequency and severity of defaults by issuers in Aegon’s fixed income investment portfolios; |

| • |     | The effects of corporate bankruptcies and/or accounting restatements on the financial markets and the resulting 
 decline in the value of equity and debt securities Aegon holds;                                                 |

| • |     | The effects of declining creditworthiness of certain public sector securities and the resulting decline in the 
 value of government exposure that Aegon holds;                                                                 |

| • |     | The impact from volatility in credit, equity, and interest rates; |

| • |     | Changes in the performance of Aegon’s investment portfolio and decline in ratings of Aegon’s 
 counterparties;                                                                              |

| • |     | The effect of tariffs and potential trade wars on trading markets and on economic growth, globally and in the 
 markets where Aegon operates.                                                                                 |

| • |     | Lowering of one or more of Aegon’s debt ratings issued by recognized rating organizations and the adverse     
 impact such action may have on Aegon’s ability to raise capital and on its liquidity and financial condition; |

| • |     | Lowering of one or more of insurer financial strength ratings of Aegon’s insurance subsidiaries and the                                  
 adverse impact such action may have on the written premium, policy retention, profitability and liquidity of its insurance subsidiaries; |

| • |     | The effect of applicable Bermuda solvency requirements, the European Union’s Solvency II requirements, and                                                                     
 applicable equivalent solvency requirements and other regulations in other jurisdictions affecting the capital Aegon is required to maintain and our ability to pay dividends; |

| • |     | Changes in the European Commission’s or European regulator’s position on the equivalence of the 
 supervisory regime for insurance and reinsurance undertakings in force in Bermuda;              |

| • |     | Changes affecting interest rate levels and low or rapidly changing interest rate levels; |

| • |     | Changes affecting currency exchange rates, in particular the EUR/USD and EUR/GBP exchange rates; |

| • |