Company: BK-PK
Filing Date: 2025-06-26
Form Type: 11-K
Source: 0001390777-25-000094
Chunk: 12

Company: Bank of New York Mellon Corp
Filing Date: 2025-06-26
Form: 11-K
Chunk 12
---
, and subsequent transfers from any other fund into the SDA must be at least $1,000. The maximum amount that a participant may elect to invest in the SDA is 50% of their account balance, excluding any outstanding loans.

There is no assurance that the stated objective of any of the funds can be achieved.

The Company pays, or reimburses participants’ accounts for, the investment management fees for all passively managed index funds. For those actively managed funds which are wholly or partially managed by an affiliate, the Company directly pays, or reimburses participants’ accounts for, the portion of the investment management fees attributable to the related affiliate. Fees charged by the LifePath Index Funds, non-affiliated fund managers of actively managed funds and mutual funds and exchange traded funds in the SDA are paid by the participant. In addition, the Company reimburses participants’ accounts for the administrative fees (or a portion thereof) charged by managers for those investment options that are managed (or partially managed) by an affiliate; however, the Company does not reimburse participants for any portion of the administrative fees charged by managers for those investment options that are managed by entities not affiliated with the Company.

Revenue sharing and securities lending revenue generated by an investment fund is allocated to the fund for the benefit of Plan participants investing in the fund.

#### 4. Master Trust Financial Information
The Plan’s assets are held in the Master Trust. The assets of the Master Trust also include the assets of The Bank of New York Mellon Corporation Pension Plan and the Employee Stock Ownership Plan of The Bank of New York Company, Inc. The Master Trust assets are allocated among the participating plans by assigning to each plan those transactions (primarily contributions and benefit payments) that can be specifically identified. The Plan’s ownership in these investments and transactions does not represent an undivided interest.

<div align='center'>11</div>

The following table presents the investments and other assets and liabilities of the Master Trust and the Plan’s interest in the Master Trust.

|                                                                  |     | December 31, 2024 |                |              |   |               |                                     |    |     |              | December 31, 2023 |                |     |   |               |                     |    |
|:-----------------------------------------------------------------|:----|:------------------|---------------:|:-------------|:--|--------------:|:------------------------------------|:---|:----|:-------------|:------------------|---------------:|:----|:--|--------------:|:--------------------|:---|