Company: TCBI
Filing Date: 2025-03-06
Form Type: DEF 14A
Source: 0001077428-25-000066
Chunk: 123

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-03-06
Form: DEF 14A
Chunk 123
---
 the Company’s website.

Upon written request, the Company will furnish to any stockholder without charge a copy of its 2024 Annual Report on Form 10-K pursuant to the instructions set forth in the Notice of Internet Availability of Proxy Materials or pursuant to a request in writing to the Company’s offices above.

TCBI 2025 | Notice of Annual Meeting and Proxy Statement 110

| Annex A – Definitions and Non-GAAP Measures |

### ANNEX A

### Definitions and Non-GAAP Financial Measures
A. Definitions. The following terms are used in this Proxy Statement:

1. Net Income: Net income available to common stockholders.

2. Return on Average Assets (ROAA): net earnings divided by average assets.

3. TSR: Total stockholder return over a specified period.

4. Efficiency Ratio: non-interest expense divided by the sum of net interest income and non-interest income.

5. CET 1 Ratio: Common Equity Tier 1 capital divided by risk-weighted assets.

6. Return on Average Common Equity (ROACE): net income available to common stockholders as a percentage of average common equity.

7. Return on Tangible Common Equity (ROTCE): net income available to common stockholders as a percentage of Average Tangible Common Equity.

8. Average Tangible Common Equity: average common equity less average goodwill and intangibles.

9. Book value per share: stockholders’ equity excluding preferred stock, divided by shares outstanding at period end.

10. Tangible book value per share: stockholders’ equity excluding preferred stock, less goodwill and intangibles, divided by shares outstanding at period end.

#### B.

#### Non-GAAP Financial Measures
This Proxy Statement includes certain adjusted financial measures that are calculated on a non-GAAP basis. The Company believes that these measures are useful to compare the Company’s results across several periods and facilitate an understanding of the Company’s operating results. The Company uses these measures to evaluate the Company’s operating performance and use of equity and the Compensation and Human Capital Committee uses these measures as part of its assessment of the performance of the NEOs. These measures should not be considered a substitute for, or superior to, measures of financial performance prepared in accordance with U.S. GAAP, which are included in the reconciliations below.

(1) Return on Tangible Common Equity (ROTCE), also referred to by the Company as Return on Average Tangible Common Equity (ROATCE), is a non-GAAP financial measure used by the Company that represents the measure of net