Company: TWO-PC
Filing Date: 2025-04-02
Form Type: DEF 14A
Source: 0001465740-25-000090
Chunk: 11

Company: TWO HARBORS INVESTMENT CORP.
Filing Date: 2025-04-02
Form: DEF 14A
Chunk 11
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 and Risk Oversight Committees – are comprised entirely of independent directors. A number of board committee processes and procedures, including regular executive sessions of independent directors, provide substantial independent oversight of our management’s performance. Under our Bylaws and Corporate Governance Guidelines, our Board of Directors has the ability to change its structure if it determines that such a change is appropriate and in the best interest of our company. Our Board of Directors believes that these factors provide the appropriate balance between the authority of those who oversee our company and those who manage it on a day-to-day basis.

#### Board Committees
Our Board of Directors has formed four committees, including our Audit, Compensation, Nominating and Corporate Governance, and Risk Oversight Committees, and has adopted charters for each of these committees. Each committee is composed exclusively of directors who meet the independence and other requirements established by the rules and regulations of the SEC and the NYSE listing standards. Additionally, the Compensation Committee is composed exclusively of individuals intended to be, to the extent required by Rule 16b-3 under the Securities Exchange Act of 1934, as amended, or the Exchange Act, non-employee directors.

The following table summarizes the current membership of each of our committees.

| Director           |     | Audit |     | Compensation |     | Nominating &   Corporate Governance |     | Risk Oversight |
| E. Spencer Abraham |     |       |     | Chair        |     | •                                   |     |                |
| James J. Bender    |     |       |     | •            |     | Chair                               |     |                |
| Sanjiv Das         |     | •     |     |              |     | •                                   |     |                |
| Karen Hammond      |     | •     |     |              |     |                                     |     | Chair          |
| Stephen G. Kasnet  |     | •     |     |              |     |                                     |     | •              |
| James A. Stern     |     |       |     | •            |     |                                     |     | •              |
| Hope B. Woodhouse  |     | Chair |     |              |     |                                     |     | •              |

#### Audit Committee
Our Audit Committee is responsible for engaging our independent registered public accounting firm, preparing Audit Committee reports, reviewing with the independent registered public accounting firm the plans and results of the audit engagement, approving professional services provided by the independent registered public accounting firm, reviewing the independence of the independent registered public accounting firm, considering the range of audit and