Company: AFRM
Filing Date: 2025-10-24
Form Type: DEF 14A
Source: 0001628280-25-046264
Chunk: 50

Company: Affirm Holdings, Inc.
Filing Date: 2025-10-24
Form: DEF 14A
Chunk 50
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0.

(4) Represents the monthly premiums for continued health benefits as of June 30, 2025 for 12 months for each of our named executive officers.

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TABLE OF CONTENTS

#### CEO Pay Ratio
As required by SEC rules, we are providing the following information about the relationship between the annual total compensation of our CEO and the median of the annual total compensation of all our employees, except our CEO (our “CEO Pay Ratio”).

For fiscal 2025, the annual total compensation of our CEO was $538,307 and the median of the annual total compensation of all our employees was $308,800. Accordingly, the CEO Pay Ratio for fiscal 2025 is approximately 1.74:1. We believe this ratio is a reasonable estimate calculated in a manner consistent with SEC rules and based upon our reasonable judgment and assumptions. We used the same median employee that was identified in fiscal 2024 given there were no changes in our employee population or employee compensation practices that we reasonably believe would result in a significant change in the pay ratio disclosure.

In order to identify our median employee in fiscal 2024, we examined the fiscal 2024 compensation of substantially all of our full-time, part-time and temporary employees as of June 30, 2024, excluding our CEO. As permitted by SEC rules, we excluded all of our employees in Spain (64 employees) and the United Kingdom (22 employees), which represented 4.3% of our total employee population. Before applying this exclusion, our U.S. employee population was 1,582 and our non-U.S. employee population was 424 as of June 30, 2024. After applying this exclusion, our U.S. employee population was 1,582 and our non-U.S. employee population was 338 as of June 30, 2024. We annualized the compensation for employees who were not employed by us for the entire fiscal 2024 year. To identify our median employee for fiscal 2024, we used a consistently applied compensation measure consisting of annual base salary and the grant date fair value of equity awards granted during fiscal 2024, with such information based on our payroll records. Compensation paid in foreign currency was converted to U.S. dollars using a spot exchange rate on June 30, 2024. In determining the median compensated employee, we did not make any cost of living adjustments to the compensation paid to any employee outside of the U.S. We believe