Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 51

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 51
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 |               |     |    317 |                  |     |  240 |                  |     | -541 |       |     |  4,994 |

(1) Includes “Gains (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net”, “Gains (losses) on financial assets and liabilities held for trading, net”, “Gains (losses) on non-trading financial assets mandatorily at fair value through profit or loss, net”, “Gains (losses) on financial assets and liabilities designated at fair value through profit or loss, net”, “Gains (losses) from hedge accounting, net” and “Exchange differences, net”.

(2) Includes “Dividend income”, “Share of profit or loss of entities accounted for using the equity method”, “Income from insurance and reinsurance contracts”, “Expense from insurance and reinsurance contracts”, “Other operating income” and “Other operating expense”.

(3) “Net margin before provisions” is calculated as “Gross income” less “Administration costs” and “Depreciation and amortization”.

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#### SPAIN
|                                                                                                                                         |     | For the six months ended June 30, 2025 
 2025                                   |     |        | 2024 |     |        |   Change |
|:----------------------------------------------------------------------------------------------------------------------------------------|:----|:---------------------------------------|:----|-------:|:-----|:----|-------:|---------:|
|                                                                                                                                         |     | -In Millions of Euros                  |     |        |      |     |        |    -In % |
| Net interest income                                                                                                                     |     |                                        |     |  3,230 |      |     |  3,184 |      1.5 |
| Net fees and commissions                                                                                                                |     |                                        |     |  1,176 |      |     |  1,119 |      5.2 |
| Net gains (losses) on financial assets and liabilities and Exchange differences, net (1)                                                |     |                                        |     |    401 |      |     |    378 |      5.9 |
| Other operating income and expense, net                                                                                                 |     |                                        |     |      8 |      |     |   -285 | n.m. (2) |
| Income and expense on insurance and reinsurance contracts