Company: ABR-PF
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001253986-25-000014
Chunk: 166

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 8
Chunk 166
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 terms may result in a rating that is higher or lower than might be indicated by any risk rating matrix.

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

A summary of the loan portfolio’s internal risk ratings and LTV ratios by asset class at June 30, 2025, and charge-offs recorded for the six months ended June 30, 2025 is as follows ($ in thousands):UPB by Origination YearTotalWtd. Avg.First DollarLTV Ratio Wtd. Avg.Last DollarLTV Ratio Asset Class / Risk Rating20252024202320222021PriorMultifamily:Pass$431,196 $56,945 $32,369 $78,944 $9,903 $26,795 $636,152 Pass/Watch313,012 497,269 295,934 779,822 674,877 159,810 2,720,724 Special Mention— 202,814 35,688 2,048,287 2,270,295 150,079 4,707,163 Substandard— 11,963 — 90,534 453,853 — 556,350 Doubtful— 9,460 — 148,162 82,382 24,565 264,569 Total Multifamily$744,208 $778,451 $363,991 $3,145,749 $3,491,310 $361,249 $8,884,958 3 %83 %Single-Family Rental:Percentage of portfolio77 %Pass$45,975 $9,869 $— $— $— $— $55,844 Pass/Watch404,415 744,505 502,436 422,438 114,016 41,885 2,229,695 Special Mention1,025 56,124 63,759 119,733 8,729 — 249,370 Total Single-Family Rental$451,415 $810,498 $566,195 $542,171 $122,745 $41,885 $2,534,909 0 %61 %Land:Percentage of portfolio22 %Pass$