Company: HBCYF
Filing Date: 2025-02-27
Form Type: 424B5
Source: 0001193125-25-039401
Chunk: 67

Company: HSBC HOLDINGS PLC
Filing Date: 2025-02-27
Form: 424B5
Chunk 67
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 Interest on the 2029 Floating Rate Notes will be payable quarterly in arrear on each 2029 Floating Rate Notes Interest Payment Date. The interest rate on the 2029 Floating Rate Notes will be calculated quarterly on each applicable Interest Determination Date. 2031 Floating Rate Notes From (and including) the Issue Date to (but excluding) the 2031 Floating Rate Notes Maturity Date, the interest rate on the 2031 Floating Rate Notes will be equal to the Benchmark (as defined below) plus 1.290% per annum (the “2031 Floating Rate Notes Margin”). Interest on the 2031 Floating Rate Notes will be payable quarterly in arrear on each 2031 Floating Rate Notes Interest Payment Date. The interest rate on the 2031 Floating Rate Notes will be calculated quarterly on each applicable Interest Determination Date. Each Series of Notes The regular record dates for the Notes will be the 15th calendar day preceding each Interest Payment Date, whether or not a business day. During the applicable Floating Rate Period with respect to the Fixed/Floating Rate Notes, and generally with respect to the Floating Rate Notes:

| • |     | Interest will be calculated on the basis of the actual number of days in each Floating Rate Interest Period, 
 assuming a 360-day year.                                                                                     |

| • |     | If any scheduled Floating Rate Period Interest Payment Date or Floating Rate Notes Interest Payment Date, as                                                                                                                                      
 applicable (other than the Maturity Date), is not a business day, such Floating Rate Period Interest Payment Date or Floating Rate Notes Interest Payment Date, as applicable, will be postponed to the next day that is a business day; provided 
 that if that business day falls in the next succeeding                                                                                                                                                                                            |

S-46

| calendar month, such Floating Rate Period Interest Payment Date or Floating Rate Notes Interest Payment Date, as applicable will be the immediately preceding business day. If any such Floating                                                     
 Rate Period Interest Payment Date or Floating Rate Notes Interest Payment Date, as applicable (other than the Maturity Date), is postponed or brought forward as described above, the payment of interest due on such postponed or brought forward   
 Floating Rate Period Interest Payment Date or Floating Rate Notes Interest Payment Date, as applicable, will include interest accrued to but excluding such postponed or brought forward Floating Rate Period Interest Payment Date or Floating Rate 
 Notes Interest Payment Date, as applicable.                                                                                                                                                                                                          |

| • |     | If the Maturity Date or date of redemption or repayment of the Notes is not a business day, we may