Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 172

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 172
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 share of Huntington common stock and (ii) an amount in cash equal to the dividend equivalent payments with respect to such Cadence restricted stock unit award that are accrued but unpaid as of the effective time; and |

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#### TABLE OF CONTENTS
At or prior to the effective time, the Cadence board of directors (or its compensation committee) will adopt any resolutions and take any actions that are necessary for the treatment of the Cadence equity awards under the merger agreement.

#### Closing and Effective Time of the Merger
**Subject to the terms and conditions of the merger agreement, the closing of the merger will take place at 10:00 a.m., New York City time, remotely via the electronic exchange of closing deliveries, on a date no later than three (3) business days after the satisfaction or waiver (subject to applicable law) of the latest to occur of the conditions precedent set forth in the merger agreement (other than those conditions that by their nature can only be satisfied at the closing of the merger, but subject to the satisfaction or waiver of such conditions), unless another date, time or place is agreed to in writing by Huntington and Cadence (the date on which the closing occurs is referred to as the “closing date”).

On or before the closing date, Huntington National Bank and Cadence will provide the requisite materials to the Office of the Comptroller of the Currency (the “OCC”) and will cause articles of merger (the “Mississippi Articles of Merger”) to be filed as provided under the MBCA with the Mississippi Secretary of State in accordance with the MBCA and with the Mississippi Department of Banking and Consumer Finance in accordance with the Mississippi Code of 1972 (the “MS Code”). The merger will become effective as of the date and time specified in the articles of merger and notice from the OCC in accordance with the relevant provisions of the MBCA, the MS Code and federal law, or at such other date and time as provided by applicable law (such date and time being the “effective time”).

Conversion of Shares; Exchange of Cadence Stock Certificates**

#### Letter of Transmittal
As promptly as practicable after the effective time, but in no event later than ten (10) days thereafter, Huntington will cause the exchange agent to mail to each holder of record of one or more old certificates representing shares of Cadence common stock or Cadence series A preferred stock immediately prior to the effective time that have been converted at the effective time into the right to receive the