Company: PNBK
Filing Date: 2025-08-14
Form Type: 10-Q
Source: 0001628280-25-040370
Chunk: 28

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-08-14
Form: 10-Q
Item: Part I, Item 1
Chunk 28
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 $117,072 $148,464 $72,363 $587,548  Total Current period gross charge-offs$— $91 $1,397 $182 $— $765 $— $2,435 

21

Table of ContentsPATRIOT NATIONAL BANCORP, INC. AND SUBSIDIARIES Notes to Consolidated Financial Statements (Unaudited)

The following tables summarize loan amortized cost by vintage, credit quality indicator, class of loans and charge-offs based on year of origination as of December 31, 2024:Term of Loans by OriginationAs of December 31, 2024:20232022202120202019PriorRevolvingTotal Loans Receivable Gross Loan portfolio segment:Commercial Real Estate:Pass$— $102,906 $130,143 $88,275 $2,085 $69,858 $— $393,267 Special mention— 3,697 — — — 430 — 4,127 Substandard— 1,099 6,691 8,615 233 5,457 — 22,095 Total— 107,702 136,834 96,890 2,318 75,745 — 419,489 Current period gross charge-offs— — — — — 13,889 — 13,889 Residential Real Estate:Pass372 — 1,218 2,811 9,546 74,937 792 89,676 Special mention— — — — 1,053 1,377 — 2,430 Substandard— — — — — 109 — 109 Total372 — 1,218 2,811 10,599 76,423 792 92,215 Current period gross charge-offs— — — — — 21 — 21 Commercial and Industrial:Pass843 2,449 13,607 19,892 839 6,410 69,462 113,502 Special mention— 289 18 39 — 573 7,389 8,308 Substandard— 258 486 844 5,669 488 53 7,798 Total843 2,