Company: ISBA
Filing Date: 2025-08-11
Form Type: 10-Q
Source: 0000842517-25-000135
Chunk: 55

Company: ISABELLA BANK CORP
Filing Date: 2025-08-11
Form: 10-Q
Item: Part I, Item 1
Chunk 55
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$5,171 $287 $4,521 $1,600 $12,895 Charge-offs(72)— — (1)(489)(562)Recoveries84 52 — 30 1,880 2,046 Reversal of credit losses(10)54 29 123 (1,598)(1,402)June 30, 2025$1,318 $5,277 $316 $4,673 $1,393 $12,977 

30

Three Months Ended June 30, 2024Commercial and IndustrialCommercial Real EstateAgriculturalResidential Real EstateConsumerTotalApril 1, 2024$1,267 $5,903 $265 $4,308 $1,647 $13,390 Charge-offs(336)— — (9)(182)(527)Recoveries2 29 — 28 75 134 Reversal of credit losses331 (363)(7)24 113 98 June 30, 2024$1,264 $5,569 $258 $4,351 $1,653 $13,095 Six Months Ended June 30, 2024Commercial and IndustrialCommercial Real EstateAgriculturalResidential Real EstateConsumerTotalDecember 31, 2023$968 $5,878 $270 $4,336 $1,656 $13,108 Charge-offs(336)— — (10)(372)(718)Recoveries4 35 2 92 146 279 Provision for credit losses628 (344)(14)(67)223 426 June 30, 2024$1,264 $5,569 $258 $4,351 $1,653 $13,095 The following table illustrates the two main components of the ACL as of:June 302025March 312025December 312024September 302024June 302024ACLIndividually evaluated$— $— $— $— $137 Collectively evaluated12,977 12,735 12,895 12,635 12,958 Total$12,977 $12,735 $12,895 $12,635 $13,095 ACL