Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 342

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 8
Chunk 342
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743 2,220 688 29,651 Provision for unpaid losses and loss adjustment expensesCurrent accident year before catastrophes5,894 1,758 — 7,652 Current accident year catastrophes433 316 — 749 Prior accident year development (289)(123)— (412)Total provision for unpaid losses and loss adjustment expenses6,038 1,951 — 7,989 Change in deferred gain on retroactive reinsurance included in other liabilities 64 — — 64 Payments(4,588)(1,859)(177)(6,624)Foreign currency adjustment32 — — 32 Ending liabilities for unpaid losses and loss adjustment expenses, net28,289 2,312 511 31,112 Reinsurance and other recoverables4,526 44 2,057 6,627 Ending liabilities for unpaid losses and loss adjustment expenses, gross$32,815 $2,356 $2,568 $37,739 Earned premiums and fee income$10,321 $2,804 Loss and loss adjustment expense paid ratio [1]44.5 66.3 Loss and loss adjustment expense ratio58.7 70.2 Prior accident year development (pts) [2](2.8)(4.4)

[1]The “loss and loss adjustment expense paid ratio” represents the ratio of paid losses and loss adjustment expenses to earned premiums and fee income.

[2]“Prior accident year development (pts)” represents the ratio of prior accident year development to earned premiums.

Current Accident Year Catastrophe Losses, Net of ReinsuranceThree Months Ended September 30, 2025Nine Months Ended September 30, 2025Business InsurancePersonal InsuranceTotalBusiness InsurancePersonal InsuranceTotal [1]Wind and hail$32 $36 $68 $177 $198 $375 Wildfires [1](3)(5)(8)142 109 251 Winter storms(2)— (2)13 9 22 Catastrophes before assumed reinsurance27 31 58 332 316 648 Global assumed reinsurance business [1] [2]12 — 12 101 — 101 Total catastrophe losses$39 $31 $70 $433 $316 $749 

[1]The three months ended September 30,