Company: SLDE
Filing Date: 2025-04-25
Form Type: DRS/A
Source: 0000950123-25-003716
Chunk: 136

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-04-25
Form: DRS/A
Chunk 136
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 proprietary
technology, disciplined underwriting standards and highly technical underwriting talent allow us to make better underwriting decisions that generate higher margins for our business. Our underwriting strategy is focused on leveraging our $6 trillion
TIV policy level data repository, cutting edge process automation, predictive analytics and aerial imagery to make dynamic underwriting decisions and generate consistently strong risk-adjusted returns across market cycles. We believe that
traditional markets inefficiently and inaccurately underwrite coastal specialty risks without properly considering potential future losses and reinsurance costs. We believe our underwriting technology allows us to assess the future cost of each
policy more accurately, which enables us to focus on profitable growth opportunities often overlooked or mispriced by our competitors.

As
of December 31, 2024, our underwriting team consisted of thirteen personal lines and nine commercial lines underwriters and is led by a committee of senior leaders, including the Chief Executive Officer, Chief Risk Officer, Chief Financial
Officer and Senior Vice President of Risk Management. Our underwriting team is highly knowledgeable, experienced and has deep relationships with key constituents within our core markets. This team is supervised by our Underwriting Advisory Counsel,
which consists eleven senior leaders, including our Chief Executive Officer, Chief Operating Officer, Chief Risk Officer, Chief Financial Officer, Chief Accounting Officer, Chief Marketing Officer and the Senior Vice Presidents and Vice Presidents
of our Underwriting, Risk Management, Data Analytics, Operations and Sales departments. The Underwriting Advisory Counsel has over 200 years of industry experience in the aggregate. Each member of our Underwriting Advisory Counsel have employment
agreements and compensation packages in place intended to keep them employed at Slide for the long-term. However, if an individual in the Underwriting Advisory Counsel were to leave the Company, we believe the
rest of our team has sufficient experience and knowledge to cover any potential gaps left by that individual’s departure. We amplify this expertise with advanced technology and data analytics, driving superior risk selection and best-in-class underwriting profitability. Additionally, we continue to assess the use of new technology-enabled tools to assist us with inspections as well as other components
of the underwriting process.

We utilize the Duck Creek policy management system, which enables us, through partner integrations and our
own proprietary technology, to calculate replacement costs and obtain real-time loss history on each application prior to binding, generate policyholder forms and manage and calculate the estimated reinsurance costs at the point of sale. The
underwriting eligibility requirements that we utilize are programmed into this platform, which can easily be