Company: ONBPP
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000707179-25-000018
Chunk: 152

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-07-30
Form: 10-Q
Item: Item 8
Chunk 152
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 $8,546 $6,678 $14,490 $13,733 $10,795 $26 $54,494 Origination Year20242023202220212020PriorRevolvingTotalSix Months Ended June 30, 2024Commercial$— $2,358 $9,630 $422 $51 $570 $555 $13,586 Commercial real estate— — 23 2,644 — 7,075 — 9,742 BBCC— 605 229 35 112 30 — 1,011 Residential real estate— — — — — — — — Indirect54 901 849 321 39 58 — 2,222 Direct75 195 970 876 286 395 1,515 4,312 Home equity— — — 34 — 154 — 188 Total gross charge-offs$129 $4,059 $11,701 $4,332 $488 $8,282 $2,070 $31,061 Nonaccrual and Past Due LoansOld National does not record interest on nonaccrual loans until principal is recovered. For all loan classes, a loan is generally placed on nonaccrual status when principal or interest becomes 90 days past due unless it is well secured and in the process of collection, or earlier when concern exists as to the ultimate collectability of principal or interest. Interest accrued but not received is reversed against earnings. Cash interest received on these loans is applied to the principal balance until the principal is recovered or until the loan returns to accrual status. Loans may 

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be returned to accrual status when all the principal and interest amounts contractually due are brought current, remain current for a prescribed period, and future payments are reasonably assured.The following table presents the aging of the amortized cost basis in past due loans by class of loans:(dollars in thousands)30-59 DaysPast Due60-89 DaysPast DuePast Due90 Days orMoreTotalPast DueCurrentTotalLoansJune 30, 2025Commercial$26,962 $18,401 $62,918 $108,281 $14,336,540 $14,444,821 Commercial real estate47,550 16,438