Company: FRHC
Filing Date: 2025-07-29
Form Type: ARS
Source: 0000924805-25-000027
Chunk: 156

Company: Freedom Holding Corp.
Filing Date: 2025-07-29
Form: ARS
Chunk 156
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 (13,699) (10,433) (5,284) Liabilities from insurance activity 4,911 6,927 (10,769) Other liabilities 43,988 32,830 (3,001) Net cash flows from/(used in) operating activities from continuing operations 1,681,058 (1,064,362) (927,588) Net cash flows used in operating activities from discontinued operations — — (24,095) Net cash flows from/(used in) operating activities 1,681,058 (1,064,362) (951,683) Cash Flows From Investing Activities Purchase of fixed assets and intangible assets (95,328) (43,751) (38,542) Net change in loans issued to customers (435,759) (569,151) (715,038) Purchase of available-for-sale securities, at fair value (457,698) (229,912) (330,095) Proceeds from sale of available-for-sale securities, at fair value 174,428 260,336 260,634 Table of Contents FREEDOM HOLDING CORP. CONSOLIDATED STATEMENTS OF CASH FLOWS (All amounts in thousands of United States dollars, unless otherwise stated) 98

Purchase of held-to-maturity securities (67,550) — — Cash Received from sale of ITS Tech 2,000 — — Capital contribution to investment in associate (2,530) — — Cash, cash equivalent disposed from sale of ITS Tech (542) — — Consideration paid for SilknetCom (15,899) — — Consideration paid for other acquisitions (2,885) — — Cash received from divestiture of Russian subsidiaries — — 51,506 Prepayment on acquisitions (19,122) (21,708) (22,462) Refund of prepayment on acquisition 15,320 — — Consideration paid for Ticketon — (3,003) — Consideration paid for Arbuz — (13,281) — Consideration paid for Internet Tourism — (1,028) — Consideration paid for Aviata — (16,098) — Consideration paid for Freedom Cloud — (1,103) — Consideration paid for LD Micro — (4,000) Consideration paid for acquisition of London Almaty — (13,652) Consideration paid for acquisition of Freedom Life and Freedom Insurance — (26,588) Consideration paid for Paybox — (