Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 182

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 8
Chunk 182
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 the weighted average term by 10.5 months. (3)This loan was modified to reduce the weighted average interest rate by 0.72%.(4)These loan modifications included amending certain terms, such as reallocating and/or replenishment of reserves.(5)The total UPB of these loan modifications was $3.53 billion at September 30, 2024 and represented 30.5% of our total Structured Business loan and investment portfolio at September 30, 2024.(6)At September 30, 2024, modified loans with a total UPB of $326.2 million have specific reserves totaling $43.8 million.(7)Includes loans with a total UPB of $327.2 million which were previously modified. Using the SOFR rate at September 30, 2024, these loans were modified from a weighted average pay rate and deferred rate of 7.99% and 0.40%, respectively, to a weighted average pay rate and deferred rate of 6.38% and 2.02%, respectively.During the three and nine months ended September 30, 2025, we recorded $1.4 million and $7.1 million, respectively, of deferred interest on the loans that we modified during 2025 and $7.7 million and $30.9 million, respectively, for loans previously modified or resolved. During the three and nine months ended September 30, 2024, we recorded $10.3 million and $17.6 million, respectively, of deferred interest on the loans that we modified during 2024 and $4.1 million and $13.3 million, respectively, for loans previously modified or resolved. All of these amounts include deferred interest recorded on loans previously disclosed under "Loan Resolutions". During the three and nine months ended September 30, 2025, we reversed through interest income $17.6 million and $25.2 million, respectively, of interest receivable that was previously accrued on modified loans that we deemed the collection of interest was doubtful. During both the 

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

three and nine months ended September 30, 2024, we reversed through interest income $1.1 million of interest receivable that was previously accrued on modified loans that we deemed the collection of interest was doubtful.