Company: NWFL
Filing Date: 2025-10-22
Form Type: 425
Source: 0001193125-25-245892
Chunk: 4

Company: NORWOOD FINANCIAL CORP
Filing Date: 2025-10-22
Form: 425
Chunk 4
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 in the proxy statement/prospectus relating to the Transaction. Information concerning Norwood
Financial’s directors and executive officers, including their ownership of Norwood Financial common stock, is set forth in its proxy statement previously filed with the SEC on March 18, 2025. Additional information regarding the interests
of such potential participants will be included in the proxy statement/prospectus and other relevant documents filed with the SEC when they become available. You may obtain free copies of these documents from Norwood Financial or PB Bankshares using
the sources indicated above.

No Offer or Solicitation This communication is not intended to and shall not constitute an offer to sell or the solicitation of an offer to sell or the solicitation of an offer to buy any securities or a solicitation of any vote of approval, nor shall there be any sale of securities in any jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such jurisdiction. No offer of securities shall be made except by means of a prospectus meeting the requirements of Section 10 of the Securities Act of 1933, as amended.

| Item 9.01 | Financial Statements and Exhibits. |

| (d) | Exhibits: |

The following exhibits are being furnished with this report.

| No.  
 99.1 |     | Description                                                                  
 Press Release dated October 22, 2025.                                        |
|:-----|:----|:-----------------------------------------------------------------------------|
| 99.2 |     | Norwood Financial Corp Investor Presentation                                 |
| 104  |     | Cover Page Interactive Data File (embedded within the Inline XBRL document). |

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

| Date: October 22, 2025 |     | NORWOOD FINANCIAL CORP 
 By:                    |     | /s/ John M. McCaffery                                |
|:-----------------------|:----|:-----------------------|:----|:-----------------------------------------------------|
|                        |     |                        |     | John M. McCaffery                                    |
|                        |     |                        |     | Executive Vice President and Chief Financial Officer |
|                        |     |                        |     | -Duly Authorized Representative                      |

Exhibit 99.1 FOR IMMEDIATE RELEASE Norwood Financial Corp announces Third Quarter and Year-to-Date2025