Company: DTK
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0000936340-25-000223
Chunk: 157

Company: DTE ENERGY CO
Filing Date: 2025-10-30
Form: 10-Q
Item: Part I, Item 8
Chunk 157
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collectible in accordance with the contractual terms of the note receivable.  In determining the allowance for credit losses for notes receivable, the Registrants consider the historical payment experience and other factors that are expected to have a specific impact on the counterparty's ability to pay including existing and future economic conditions.  Notes receivable are typically considered delinquent when payment is not received for periods ranging from 60 to 120 days.  If amounts are no longer probable of collection, the Registrants may consider the note receivable impaired, adjust the allowance, and cease accruing interest (nonaccrual status).Cash payments received on nonaccrual status notes receivable, that do not bring the account contractually current, are first applied to the contractually owed past due interest, with any remainder applied to principal.  Accrual of interest is generally resumed when the note receivable becomes contractually current.The following tables present a roll-forward of the activity for the Registrants' financing receivables credit loss reserves:DTE EnergyDTE ElectricTrade accounts receivableOther receivables(a)TotalTrade and other accounts receivable(In millions)Beginning reserve balance, January 1, 2025$69 $3 $72 $46 Current period provision59 — 59 36 Write-offs charged against allowance(85)— (85)(55)Recoveries of amounts previously written off28 — 28 19 Ending reserve balance, September 30, 2025$71 $3 $74 $46 _______________________________________(a)Other receivables includes reserves on notes receivable and Accounts receivable — Other.DTE EnergyDTE ElectricTrade accounts receivableOther receivables(a)TotalTrade and other accounts receivable(In millions)Beginning reserve balance, January 1, 2024$62 $1 $63 $41 Current period provision74 2 76 49 Write-offs charged against allowance(108)— (108)(70)Recoveries of amounts previously written off41 — 41 26 Ending reserve balance, December 31, 2024$69 $3 $72 $46 _______________________________________(a)Other receivables includes reserves on notes receivable and Accounts receivable — Other.

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Table of ContentsDTE Energy Company — DTE Electric CompanyCombined Notes to Consolidated Financial Statements (Unaudited) — (Continued)

Uncollectible