Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 153

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 8
Chunk 153
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 no unfunded available credit to customers whose loan receivables are included in the previous tables.

22

The Corporation closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts.The following table presents the performance of such loans that have been modified during the twelve months ended June 30, 2025:Current30 - 59 Days Past Due60 - 89Days Past DueGreater Than 89Days Past DueTotal Past DueOwner-occupied, nonfarm nonresidential properties$696 $— $— $— $— Commercial and Industrial7,109 — 65 — 65 Other construction loans and all land development and other land loans10,112 — — — — Non-owner occupied, nonfarm nonresidential properties5,558 — — — — Total$23,475 $— $65 $— $65 The following table presents the performance of such loans that have been modified during the twelve months ended June 30, 2024:Current30 - 59 Days Past Due60 - 89Days Past DueGreater Than 89Days Past DueTotal Past DueFarmland$1,040 $— $— $— $— Owner-occupied, nonfarm nonresidential properties5,264 — — 288 288 Commercial and Industrial503 — — — — Non-owner occupied, nonfarm nonresidential properties5,715 — — — — Residential Mortgages secured by first liens387 — — — — Residential Mortgages secured by junior liens28 — — — — Total$12,937 $— $— $288 $288 There was no principal forgiveness, term extension or interest rate reductions for the loan modifications presented above to borrowers experiencing financial difficulty for the three months ended June 30, 2025.The following table presents the financial effect of the loan modifications presented above to borrowers experiencing financial difficulty for the six months ended June 30, 2025:Principal ForgivenessWeighted Average Term Extension(in years)Weighted Average Interest Rate ReductionCommercial and Industrial$— 0.96— %Other construction loans and all land development and other land loans— 0.75— Non-owner occupied, nonfarm nonresidential properties— 0.50—