Company: BBVXF
Filing Date: 2025-08-12
Form Type: DRS
Source: 0000950123-25-007520
Chunk: 708

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-08-12
Form: DRS
Chunk 708
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,535 |     |      | 7,436 |

(*) Including fees corresponding to the year’s audit, irrespective of the date on which that audit was completed. The main items included under “Audit-related services” correspond to fees related to reports that auditors are required to produce under applicable regulations, the issuance of comfort letters and other assurance reports required. “Other services” includes fees related to review reports of the Pillar III Disclosures report and the Non-FinancialDisclosures report, mainly provided by other companies of the KPMG network. Lastly, the Group engaged auditors other than KPMG to carry out the audits of foreign branches and other Group subsidiaries. Audit and other services provided to those branches and subsidiaries amounted to 62 thousand euros and 0 thousand euros in the year ended 31 December 2023, respectively (51 and 9 thousand euros in the year ended 31 December 2022). All services provided by the auditors and companies forming part of their network comply with the requirements for statutory auditor independence set forth in the Spanish Audit Law and do not, in any case, include work that is incompatible with the audit function. Other information The cost-to-incomeratio as at 2023 year-end(staff and general expenses/gross income) stood at 42.59% (44.86% in 2022). Information about the Group’s branches and offices is given below:

| Number of branches and offices |     |      |       |     |      |       |
|                                |     | 2023 |       |     | 2022 |       |
| Branches and offices           |     |      | 1,420 |     |      | 1,461 |
| Spain                          |     |      | 1,178 |     |      | 1,210 |
| Outside Spain                  |     |      |   242 |     |      |   251 |

Note 34 – Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss and net modification losses or (-) gains The composition of this heading of the consolidated income statement for the years ended 31 December 2023 and 2022 is as follows:

| Thousand euro                                                     |     |      |    |     |      |          |     |      |          |
|                                                                   |     | Note |    |     | 2023 |          |     | 2022 |          |
| Financial assets at fair value through other comprehensive