Company: BLNE
Filing Date: 2025-10-06
Form Type: 8-K
Source: 0001493152-25-017039
Chunk: 0

Company: Beeline Holdings, Inc.
Filing Date: 2025-10-06
Form: 8-K
Item: Item 1.01
Chunk 0
---
Item
1.01 Entry into a Material Definitive Agreement.

On
October 6, 2025, Beeline Loans, Inc. (“ Beeline Loans”), a subsidiary of Beeline Holdings, Inc. (the “ Company”)
entered into a warehouse facility agreement with Customers Bank providing for a $5 million warehouse line of credit (the “ Customers
Bank Facility”). The Customers Bank Facility will be used by Beeline Loans to fund mortgage loan originations in the ordinary course
of business.

Beeline
Loans currently maintains a $5 million warehouse facility with First Funding. Loans funded under these facilities typically remain on
the line for three to fourteen business days before being sold, at which point amounts drawn are repaid and the facilities are available
for additional loan fundings. Beeline Loans has been turning its warehouse line approximately 2.5 times per month.

Beeline
Loans’ loan originations increased approximately 30% from the first quarter to the second quarter of 2025, and approximately 34%
from the second quarter to the third quarter of 2025. With interest rate cuts anticipated and housing market conditions improving, the
Company expects continued growth in originations. The Company intends to add an additional warehouse banking partner in the near term
and increase its existing warehouse capacity in October 2025 to support future growth.

Item
2.03 Creation of a Direct Financial Obligation or an Obligation under an Off-Balance Sheet Arrangement of a Registrant.