Company: ABR-PF
Filing Date: 2025-05-02
Form Type: 10-Q
Source: 0001628280-25-021683
Chunk: 137

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-05-02
Form: 10-Q
Item: Part I, Item 8
Chunk 137
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,410 Total Office$— $— $— $— $35,410 $— $35,410 0 %94 %Retail:Percentage of portfolio< 1%Substandard$— $— $— $— $— $19,520 $19,520 Total Retail$— $— $— $— $— $19,520 $19,520 0 %88 %Commercial:Percentage of portfolio< 1%Doubtful$— $— $— $— $— $1,700 $1,700 Total Commercial$— $— $— $— $— $1,700 $1,700 0 %100 %Percentage of portfolio< 1%Grand Total$1,439,313 $867,191 $4,281,700 $3,998,292 $305,395 $413,065 $11,304,956 2 %80 %Charge-offs$464 $— $4,077 $7,668 $— $— $12,209 Geographic Concentration RiskAt March 31, 2025, underlying properties in Texas and Florida represented 23% and 16%, respectively, of the outstanding balance of our loan and investment portfolio. At December 31, 2024, underlying properties in Texas and Florida represented 23% and 17%, respectively, of the outstanding balance of our loan and investment portfolio. No other states represented 10% or more of the total loan and investment portfolio.

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Allowance for Credit LossesA summary of the changes in the allowance for credit losses is as follows (in thousands): Three Months Ended March 31, 2025MultifamilyLandSingle-Family RentalRetailCommercialOfficeTotalAllowance for credit losses:Beginning balance$148,139 $78,130 $7,524 $3,293 $1,700 $181 $238,967 Provision for credit losses (net of recoveries)6,772 (130)(1,000)— — 328 5,970 Charge-offs