Company: FFWM
Filing Date: 2025-10-27
Form Type: 425
Source: 0001552781-25-000372
Chunk: 1

Company: First Foundation Inc.
Filing Date: 2025-10-27
Form: 425
Chunk 1
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b-2 of the Exchange Act of 1934 (17 CFR § 240.12b-2).

Emerging growth company ☒

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act.☐

| Item 
 7.01 | Regulation     
 FD Disclosure. |

Item 8.01 of this Current Report on Form 8-K is incorporated herein by reference.

A copy of the joint investor presentation related to the transaction described in Item 8.01 is furnished as Exhibit 99.1 to this Current Report on Form 8-K.

| Item 
 8.01 | Other   
 Events. |

On October 27, 2025, FirstSun Capital Bancorp (“FirstSun”) and First Foundation Inc. (“First Foundation”) issued a press release announcing the execution of an Agreement and Plan of Merger, dated as of October 27, 2025, that provides for the combination of FirstSun and First Foundation. Under the merger agreement, First Foundation will merge with and into FirstSun, with FirstSun continuing as the surviving corporation (the “Merger”). Immediately following the completion of the Merger, First Foundation’s wholly-owned subsidiary, First Foundation Bank, a California state-chartered bank, will merge with and into FirstSun’s wholly-owned subsidiary, Sunflower Bank, National Association, a national banking association, with Sunflower Bank as the surviving bank.

Subject to the receipt of requisite regulatory and stockholder approvals from each of FirstSun and First Foundation and satisfaction or waiver of other closing conditions, the parties anticipate that the Merger will close in the second quarter 2026.

If the Merger is completed, (i) each outstanding share of First Foundation common stock will be converted into the right to receive 0.16083 shares of FirstSun common stock, plus cash in lieu of fractional shares, subject to certain exceptions; (ii) each outstanding share of First Foundation Series A Noncumulative Convertible Preferred Stock and each outstanding share of First Foundation Series C Non-Voting Common Equity Equivalent Stock (collectively, the “First Foundation Preferred Stock”) will be converted into the right to receive 0.16083 shares of FirstSun common stock, plus cash in lieu of fractional shares, for the number of shares of First Foundation common stock into which such shares of First Foundation Preferred Stock were convertible immediately prior to the effective