Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 31

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 31
---
 (131) (150) (171) (146) (205) (211) (141) (97) -31.3% (597) (653) +9.4% Profit before tax 314 321 303 248 299 330 312 335 +7.4% 1,185 1,277 +7.7%

35 Retail & Commercial Banking Mexico (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 716 762 782 754 761 751 780 824 +5.6% 3,014 3,116 +3.4% Net fee income 137 160 155 139 146 170 167 160 -4.1% 591 643 +8.9% Total revenue 819 877 894 886 885 933 927 984 +6.1% 3,476 3,728 +7.3% Operating expenses (354) (409) (440) (502) (405) (414) (439) (501) +14.3% (1,706) (1,758) +3.1% Net loan-loss provisions (133) (146) (161) (140) (192) (198) (152) (111) -26.9% (580) (653) +12.6% Profit before tax 319 313 283 236 280 310 327 360 +10.0% 1,151 1,277 +10.9%

36 Retail & Commercial Banking Mexico (MXN mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 14,129 15,023 15,431 14,866 15,005 14,817 15,386 16,252 +5.6% 59,449 61,460 +3.4% Net fee income 2,694