Company: ABR-PF
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001253986-25-000014
Chunk: 73

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 1
Chunk 73
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 $6,560 $380,719 $374,159 $6,560 $380,719 We collected prepayment fees totaling $0.9 million and $1.9 million during the three and six months ended June 30, 2025, respectively, and $0.4 million and $0.8 million during the three and six months ended June 30, 2024, respectively, which are included as a component of servicing revenue, net on the consolidated statements of income. At June 30, 2025 and December 31, 2024, no MSRs were considered impaired.The expected amortization of capitalized MSRs recorded at June 30, 2025 is as follows (in thousands):YearAmortization2025 (six months ending 12/31/2025)$35,164 202666,172 202761,719 202854,745 202945,764 Thereafter84,762 Total$348,326 Based on scheduled maturities, actual amortization may vary from these estimates.

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

Note 6 — Mortgage Servicing

Product and geographic concentrations that impact our servicing revenue are as follows ($ in thousands):June 30, 2025Product ConcentrationsGeographic ConcentrationsProduct UPB (1)% of Total StateUPB % of TotalFannie Mae$22,999,772 68 %New York11 %Freddie Mac6,100,091 18 %Texas11 %Private Label2,599,971 8 %North Carolina8 %FHA1,497,551 4 %California7 %SFR - Fixed Rate287,065 1 %Georgia6 %Bridge (2)278,116 1 %Florida6 %Total$33,762,566 100 %New Jersey6 %Other (3)45 %Total100 %December 31, 2024Fannie Mae$22,730,056 67 %Texas11 %Freddie Mac6,077,020 18 %New York11 %Private Label2,605,980 8 %California8 %FHA1,506,948 5 %North Carolina7 %Bridge (2)