Company: INGVF
Filing Date: 2025-04-24
Form Type: F-3ASR
Source: 0001193125-25-093692
Chunk: 131

Company: ING GROEP NV
Filing Date: 2025-04-24
Form: F-3ASR
Chunk 131
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 ownership rights in the securities are transferred by DTC direct participants on DTC’s records and followed by a book-entry credit of tendered securities to the agent’s DTC account. DTC may discontinue providing its services as depositary with respect to the securities at any time by giving reasonable notice to issuer or agent. Under those circumstances, in the event that a successor depositary is not obtained, securities certificates are required to be printed and delivered. We may decide to discontinue use of the system of book-entry-only transfers through DTC (or a successor securities depositary). In that event, securities certificates will be printed and delivered to DTC (or its successor). Clearstream, Luxembourg Clearstream, Luxembourg has advised us as follows:

| • |     | Clearstream, Luxembourg is a duly licensed bank organized as a société anonyme incorporated                                                                                           
 under the laws of Luxembourg and is subject to regulation by the Luxembourg Commission for the Supervision of the Financial Sector (Commission de Surveillance du Secteur Financier). |

| • |     | Clearstream, Luxembourg holds securities for its customers and facilitates the clearance and settlement of                                                                                    
 securities transactions among them. It does so through electronic book-entry transfers between the accounts of its customers. This eliminates the need for physical movement of certificates. |

| • |     | Clearstream, Luxembourg provides other services to its customers, including safekeeping, administration,                                                                                                                        
 clearance and settlement of internationally traded securities and lending and borrowing of securities. It interfaces with the domestic markets in over 30 countries through established depositary and custodial relationships. |

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| • |     | Clearstream, Luxembourg’s customers include worldwide securities brokers and dealers, banks, trust companies                                                               
 and clearing corporations and may include certain other professional financial intermediaries. Its U.S. customers are limited to securities brokers and dealers and banks. |

| • |     | Indirect access to the Clearstream, Luxembourg system is also available to others that clear through Clearstream,                  
 Luxembourg customers or that have custodial relationships with its customers, such as banks, brokers, dealers and trust companies. |

Euroclear Euroclear has advised us as follows:

| • |     | Euroclear is incorporated under the laws of Belgium as a bank and is subject to regulation by the Belgian                                                 
 Financial Services and Markets Authority (L’Autorité des Services et Marchés Financiers) and the National Bank of Belgium (Banque Nationale de Belgique). |

| • |     | Euroclear holds securities for its customers and