Company: PFIS
Filing Date: 2025-03-18
Form Type: NT 10-K
Source: 0001104659-25-024783
Chunk: 1

Company: PEOPLES FINANCIAL SERVICES CORP.
Filing Date: 2025-03-18
Form: NT 10-K
Chunk 1
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 not be eliminated without unreasonable effort or expense;                                                                                                                                                                                                                                                                                                                                      |
| x | -b | The subject annual report, semi-annual report, transition report on Form 10-K, Form 20-F, Form 11-K, Form N-CEN or Form N-CSR, or portion thereof, will be filed on or before the fifteenth calendar day following the prescribed due date; or the subject quarterly report or transition report on Form 10-Q or subject distribution report on Form 10-D, or portion thereof, will be filed on or before the fifth calendar day following the prescribed due date; and |
|   | -c | The accountant’s statement or other exhibit required by Rule 12b-25(c) has been attached if applicable.                                                                                                                                                                                                                                                                                                                                                                 |

PART III — NARRATIVE

State below in reasonable detail why Forms 10-K, 20-F, 11-K, 10-Q, 10-D, N-CEN, N-CSR, or the transition report or portion thereof, could not be filed within the prescribed time period.

Peoples Financial Services Corp. (the “Registrant”) is filing this Notification of Late Filing on Form 12b-25 with respect to its Annual Report on Form 10-K for the year ended December 31, 2024 (the “Form 10-K”).

As previously reported, on July 1, 2024, the Registrant completed its merger with FNCB Bancorp, Inc., a Pennsylvania corporation (the “FNCB merger”). The system integration associated with the FNCB merger was completed in the fourth quarter of 2024. The Form 10-K could not be filed within the prescribed time period without unreasonable effort or expense because the Registrant requires additional time to complete its consolidated financial statements and work processes due to additional audit procedures required as a result of the FNCB merger.

The Registrant is diligently working to file the Form 10-K as soon as reasonably practicable on or before the fifteenth calendar day following the prescribed due date for the Form 10-K.

PART IV — OTHER INFORMATION

| (1) | Name and telephone number of person to contact in regard to this notification                                                                                                                                                                                                                                                    |     |            |     |                   |
|     | John R. Anderson, III                                                                                                                                                                                                                                                                                                            |     |        570 |     | 346-7741          |
|     | -Name                                                                                                                                                                                                                                                                                                                            |     | -Area Code |     | -Telephone Number |
| (