Company: UVSP
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0001628280-25-036392
Chunk: 31

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-07-29
Form: 10-Q
Item: Item 1
Chunk 31
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978 Real estate-construction6,543 110 (500)— 6,153 Real estate-residential secured for business purpose8,692 (1,188)— 235 7,739 Real estate-residential secured for personal purpose6,349 123 — 134 6,606 Real estate-home equity secured for personal purpose1,289 399 — — 1,688 Loans to individuals392 305 (406)57 348 Lease financings2,574 439 (352)27 2,688 Total$85,387 $2,573 $(2,771)$556 $85,745 

23

The following presents, by portfolio segment, the balance in the allowance for credit losses on loans and leases disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at June 30, 2025 and 2024:Allowance for credit losses, loans and leasesLoans and leases held for investment(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledTotal ending balanceAt June 30, 2025Commercial, financial and agricultural$2,541 $14,438 $16,979 $6,904 $1,045,342 $1,052,246 Real estate-commercial151 46,187 46,338 15,661 3,469,954 3,485,615 Real estate-construction— 5,253 5,253 — 302,424 302,424 Real estate-residential secured for business purpose— 7,468 7,468 2,349 532,861 535,210 Real estate-residential secured for personal purpose— 6,451 6,451 1,184 982,982 984,166 Real estate-home equity secured for personal purpose— 1,609 1,609 1,254 193,760 195,014 Loans to individuals— 344 344 — 14,069 14,069 Lease financings116 2,431 2,547 116 232,325 232,441 Total$2,808 $84,181 $86,989 $27,468