Company: USCB
Filing Date: 2025-08-14
Form Type: 8-K
Source: 0001193125-25-180879
Chunk: 2

Company: USCB FINANCIAL HOLDINGS, INC.
Filing Date: 2025-08-14
Form: 8-K
Item: Item 2.03
Chunk 2
---
Item 2.03 Creation of a Direct Financial Obligation under an Off-BalanceSheet Arrangement of a Registrant.

The information set forth under Item 1.01 above is incorporated by reference into this Item 2.03.

Cautionary Note Regarding Forward-Looking Statements

This Report includes “forward-looking statements” within the meanings of the Private Securities Litigation Reform Act of 1995, Section 27A of the Securities Act, and Section 21E of the Exchange Act, including but not limited to statements about the anticipated use of net proceeds from the offering, the Exchange Offer and other matters. Forward-looking statements are subject to known and unknown risks and uncertainties, many of which may be beyond the Company’s control. The Company cautions you that the forward-looking statements presented in this Report are not a guarantee of future events, and that actual events may differ materially from those made in or suggested by the forward-looking information contained in this Report. Forward-looking statements generally can be identified by the use of forward-looking words such as “may,” “might,” “should,” “could,” “predict,” “potential,” “believe,” “expect,” “continue,” “will,” “anticipate,” “seek,” “estimate,” “intend,” “plan,” “projection,” “would,” “annualized,” “target” and “outlook,” or the negative version of those words or other comparable words of a future or forward-looking nature. Factors that may cause actual results to differ materially from those made or suggested by the forward-looking statements contained in this Report include those identified in the Company’s most recent annual report on Form10-Kand subsequent filings with the Securities and Exchange Commission. Any forward-looking statements presented herein are made only as of the date of this Report, and the Company does not undertake any obligation to update or revise any forward-lookingstatements to reflect changes in assumptions, the occurrence of unanticipated events, or otherwise.

  Item 9.01      Financial Statements and Exhibits.  

  Exhibit No.      Description                                                                                                                                               
          4.1      Indenture, dated August 14, 2025, by and between USCB Financial Holdings, Inc. and Wilmington Trust, National Association, as trustee                     
         10.1      Form of Subordinated Note Purchase Agreement, dated August 14, 2025, by and among USCB Financial Holdings, Inc. and the Purchasers                        
         10.2      Form of Registration Rights Agreement, dated August 14,