Company: HIG-PG
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000874766-25-000084
Chunk: 189

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-07-28
Form: 10-Q
Item: Item 1
Chunk 189
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7 %$1,893 $1,757 8 %Change in unearned premium reserve49 64 (23 %)63 95 (34)%Earned premiums931 849 10 %1,830 1,662 10 %Fee income8 8 — %16 16 — %Losses and loss adjustment expensesCurrent accident year before catastrophes585 597 (2 %)1,148 1,172 (2)%Current accident year catastrophes [1]98 125 (22 %)285 177 61 %Prior accident year development [1](41)(34)(21 %)(80)(41)(95)%Total losses and loss adjustment expenses642 688 (7 %)1,353 1,308 3 %Amortization of DAC70 63 11 %138 123 12 %Insurance operating costs172 169 2 %354 322 10 %Amortization of other intangible assets— — — %1 1 — %Underwriting gain (loss)55 (63)187 %— (76)100 %Net investment income [2]58 50 16 %115 100 15 %Net realized losses [2](4)(8)50 %(6)(7)14 %Net servicing and other income (expense) [3]5 6 (17 %)10 10 — %Income (loss) before income taxes114 (15)NM119 27 NMIncome tax expense (benefit) [4]23 (4)NM23 4 NMNet income (loss)$91 $(11)NM$96 $23 NM

[1]For additional information on current accident year catastrophes and prior accident year development, see MD&A - Critical Accounting Estimates, Property & Casualty Insurance Product Reserves, Net of Reinsurance and Note 9 - Reserve for Unpaid Losses and Loss Adjustment Expenses of Notes to Condensed Consolidated Financial Statements.

[2]For discussion of consolidated investment results, see MD&A - Investment Results.

[3]Includes servicing revenues of $24 and $25 for the three months ended June 30, 2025 and 2024, respectively, and $44 and $44 for the six months ended June 30, 2025 and