Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 152

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 152
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$2,427 $3 $206 $3,887 0.03 %Nine Months Ended September 30, 2024Interest Rate ReductionTerm ExtensionPayment DelayTerm Extension and Payment DelayInterest Rate Reduction and Term ExtensionInterest Rate Reduction, Term Extension and Payment DelayInterest Rate Reduction and Payment DelayTotal% Total Loans by ClassCommercial, financial, agricultural$1,097 $69 $53 $— $— $125 — $1,344 0.07 %Real estate – 1-4 family mortgage:Primary— 56 1,806 442 — — 206 2,510 0.10 Home equity— 106 — — — — — 106 0.02 Rental/investment— 36 548 — — — — 584 0.15 Total real estate – 1-4 family mortgage— 198 2,354 442 — — 206 3,200 0.09 Real estate – commercial mortgage:Owner-occupied6,946 1,266 206 — 255 — — 8,673 0.47 Non-owner occupied— 2,431 83 — — — — 2,514 0.06 Total real estate – commercial mortgage6,946 3,697 289 — 255 — — 11,187 0.19 Installment loans to individuals— — 13 — — 3 — 16 0.02 Loans, net of unearned income$8,043 $3,964 $2,709 $442 $255 $128 206 $15,747 0.12 %The following tables present the weighted average financial effect of loan modifications by class of financing receivable for the periods presented.

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Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

Three months ended September 30, 2025Loan TypeFinancial EffectInterest Rate ReductionReal Estate - Commercial Mortgage - Owner OccupiedReduced the interest rate 485 basis pointsTerm ExtensionCommercial, financial, agriculturalExtended the term 12 monthsReal estate – 1-4 family mortgage - Home EquityExtended the term 56 monthsReal Estate - Commercial Mortgage - Land DevelopmentExtended the term 60 months