Company: ENBSF
Filing Date: 2025-06-27
Form Type: 11-K
Source: 0001193125-25-149184
Chunk: 5

Company: ENBRIDGE INC
Filing Date: 2025-06-27
Form: 11-K
Chunk 5
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 Company, as trustee, invests the contributions on behalf of the Plan. Participants may contribute not less than 2%
and not more than 50% of their eligible earnings to the Plan. Employee contributions per contribution type are limited to a maximum of 50% on a pre-tax or Roth basis, or a maximum of 20% on an after-tax basis. The maximum combined total under pre-tax, Roth, and after-tax cannot exceed 50% of eligible earnings. Employee
contributions are subject to certain IRC limitations. In addition, participants age 50 or older who contributed the maximum annual amount allowable under the pre-tax or Roth options in the Plan have the option
of making additional pre-tax or Roth catch-up contributions in accordance with IRC limitations.

Depending on a participant’s hire date, years of service, and the percentage of pre-tax, Roth and after-tax contributions, the Company contributes a matching amount from 1% to 7% of the participant’s eligible earnings. Except for G555 unionized employees, the Company also provides non elective Company
contributions of 4% or 5% of eligible compensation depending on years of service for (i) employees hired or rehired on or after July 1, 2021 and (ii) for certain existing participants of the Pension Plan that voluntarily elected this
enhanced feature of the Plan, effective May 1, 2022. Employees who elect to participate will also receive matching contributions in accordance with the Plan’s provisions.

Newly hired US Utilities employees are enrolled automatically into the Plan at a 4% pre-tax contribution rate
approximately 45 days after the date of hire or rehire unless an alternative election is made. Certain rehires are generally auto-enrolled depending on criteria such as, but not limited to, their hire date, enrollment status, and whether they have
incurred a break-in-service.

7

Rollover Contributions

Rollover contributions represent amounts recorded when participants elect to contribute amounts to their Plan accounts from other eligible, tax-qualified retirement plans or qualified individual retirement accounts. T. Rowe Price and Voya Institutional Trust Company (collectively, the Trustees) will accept rollover contributions from a participant who
is entitled to receive a distribution from a designated pre-tax or Roth deferral account under another qualified savings plan contributions program.

Participant Accounts

As established by the Company, T.
Rowe Price Retirement Services Inc. is the record keeper of the Plan for all employees except for US Utilities employees and Voya Institutional Plan