Company: WAL-PA
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001212545-25-000214
Chunk: 159

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 1
Chunk 159
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 the original terms of nonaccrual loans was $8.0 million and $6.9 million for the three months ended June 30, 2025 and 2024, respectively, and $16.0 million and $11.8 million for the six months ended June 30, 2025 and 2024, respectively.

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The composition of nonaccrual loans HFI by loan portfolio segment were as follows: 

June 30, 2025Nonaccrual   BalancePercent of Nonaccrual BalancePercent ofTotal Loans HFI(dollars in millions)Municipal & nonprofit$5 1.2 %0.01 %Tech & innovation34 8.0 0.06 Equity fund resources1 0.1 0.00 Other commercial and industrial42 9.8 0.08 CRE - owner occupied3 0.7 0.01 Other CRE - non-owner occupied181 42.4 0.32 Residential17 4.0 0.03 Construction and land development142 33.3 0.25 Other2 0.5 0.00 Total non-accrual loans$427 100.0 %0.76 %

December 31, 2024Nonaccrual   BalancePercent of Nonaccrual BalancePercent ofTotal Loans HFI(dollars in millions)Municipal & nonprofit$5 1.0 %0.01 %Tech & innovation60 12.6 0.11 Equity fund resources1 0.2 0.00 Other commercial and industrial17 3.6 0.03 CRE - owner occupied5 1.0 0.01 Other CRE - non-owner occupied243 51.1 0.45 Residential88 18.5 0.17 Construction and land development56 11.8 0.11 Other1 0.2 0.00 Total non-accrual loans$476 100.0 %0.89 %

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Restructurings for Borrowers Experiencing Financial Difficulty

The following tables present the amortized cost basis of loans HFI that were modified during the period by loan portfolio segment:

Amortized Cost Basis at June 30, 2025Term ExtensionInterest Rate ReductionPayment DelayTotal% of Total