Company: WAL-PA
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001212545-25-000214
Chunk: 29

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 2
Chunk 29
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03 Construction and land development142 33.3 0.25 Other2 0.5 0.00 Total non-accrual loans$427 100.0 %0.76 %

December 31, 2024Nonaccrual   BalancePercent of Nonaccrual BalancePercent ofTotal Loans HFI(dollars in millions)Municipal & nonprofit$5 1.0 %0.01 %Tech & innovation60 12.6 0.11 Equity fund resources1 0.2 0.00 Other commercial and industrial17 3.6 0.03 CRE - owner occupied5 1.0 0.01 Other CRE - non-owner occupied243 51.1 0.45 Residential88 18.5 0.17 Construction and land development56 11.8 0.11 Other1 0.2 0.00 Total non-accrual loans$476 100.0 %0.89 %

77

Restructurings for Borrowers Experiencing Financial Difficulty

The following tables present the amortized cost basis of loans HFI that were modified during the period by loan portfolio segment:

Amortized Cost Basis at June 30, 2025Term ExtensionInterest Rate ReductionPayment DelayTotal% of Total Class of Financing ReceivableThree Months Ended (dollars in millions)Other commercial and industrial$— $— $1 $1 0.0 %Total$— $— $1 $1 0.0 %

Amortized Cost Basis at June 30, 2025Term ExtensionInterest Rate ReductionPayment DelayTotal% of Total Class of Financing ReceivableSix Months Ended (dollars in millions)Tech & innovation$5 $1 $18 $24 0.7 %Other commercial and industrial— — 84 84 0.8 Other CRE - non-owner occupied35 — 56 91 1.4 Construction and land development— — 39 39 0.9 Total$40 $1 $197 $238 0.4 %

Amortized Cost Basis at June 30, 2024Term ExtensionInterest Rate ReductionPayment DelayTotal% of Total Class of Financing ReceivableThree Months Ended (dollars in millions)Other CRE - non-owner occupied$