Company: HUM
Filing Date: 2025-03-28
Form Type: 424B5
Source: 0001628280-25-015313
Chunk: 14

Company: HUMANA INC
Filing Date: 2025-03-28
Form: 424B5
Chunk 14
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 as of March 13, 2024 (the “Twenty-Eighth Supplemental Indenture”), between Humana and the trustee, under which we previously issued $1,250 million in aggregate principal amount of 5.375% Senior Notes due 2031 (the “existing 2031 notes” and, together with the additional 2031 notes offered hereby, the “notes”). The additional 2031 notes offered hereby will be fungible with the existing 2031 notes and will be consolidated with and form a single series with the existing 2031 notes. The additional 2031 notes offered hereby will have terms that are identical to the terms of the existing 2031 notes (except for the issuance date and the issuance price) and will have the same ISIN and CUSIP numbers as the existing 2031 notes.

As used in this section, all references to the indenture mean the base indenture as supplemented by the Twenty-Eighth Supplemental Indenture. The terms of the additional 2031 notes include those expressly set forth in the indenture and those made part of the indenture by reference to the Trust Indenture Act of 1939, as amended, or the TIA.

This description of the additional 2031 notes is intended to be an overview of the material provisions of the additional 2031 notes and the indenture. Because this description of the additional 2031 notes and the indenture is only a summary, you should refer to the indenture for a complete description of our obligations and your rights.

In this description of the notes, references to “Humana,” the “issuer,” “we,” “our,” and “us” refer to Humana Inc. and do not include its subsidiaries.

#### General
The additional 2031 notes:

• will be our senior unsecured obligations;

• will constitute a single series with the existing 2031 notes issued under the indenture; provided that, upon the issuance of the additional 2031 notes offered hereby and together with the previously issued $1,250 million in aggregate principal amount of the existing 2031 notes, the outstanding principal amount of the 2031 notes will be $1,500 million;

• will mature on April 15, 2031;

• will be subject to earlier redemption at our option as described under “—Optional Redemption”;

• will be subject to repurchase by us, in whole or in part, at the option of the holders upon certain specified changes of control as