Company: ZCARW
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001213900-25-059675
Chunk: 75

Company: Zoomcar Holdings, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1
Chunk 75
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 to access our platform. Failure to effectively upgrade our technology or internet infrastructure to support
the expected increased utilization of our platform by larger numbers of Hosts and Guests could result in unanticipated system disruptions,
slow response times, or poor experiences for Hosts and Guests. In addition, the internet infrastructure that we and users of our platform
rely on in any particular geographic area may be unable to support the demands placed upon it. Any such failure in internet or mobile
device or computer accessibility, even for a short period of time, could interfere with the speed and availability of our platform. In
addition, we have no control over the costs of the services provided by national telecommunications operators. If mobile internet access
fees or other charges to internet users increase, consumer traffic may decrease, which in turn may cause our revenue to significantly
decrease. If our platform is unavailable when users attempt to access it, or if our platform does not load as quickly as users expect,
Hosts and Guests may not return to our platform as often in the future, or at all, and may use our competitors’ products, services,
or offerings more often. Although we have attempted to prepare for contingencies through redundancy measures and disaster recovery plans,
such preparation may not be sufficient, and we do not carry business interruption insurance. Despite any precautions we may take, the
occurrence of a natural disaster, such as an earthquake, flood or fire, or other unanticipated problems in the jurisdictions where we
operate, including power outages, telecommunications delays or failures, break-ins to our systems or computer viruses, could result in
delays or interruptions to our platform, our app and website, and loss of data and business interruption for us and our Hosts and Guests.
Any of these events could damage our reputation, significantly disrupt our operations and subject us to liability, which could materially
and adversely affect our business, financial condition and results of operations.

42

Our business operations may result in losses
for which we are not insured. 

Our current business model
consists of a peer-to-peer car-sharing platform which facilitates sharing of vehicles between Hosts and Guests. In this context, we are
a facilitator of vehicle bookings but disclaim legal responsibility for cars owned by Hosts and for actions by Hosts and Guests on our
platform and during bookings. Our platform terms and conditions, inform Hosts and Guests that booking, sharing and using cars through
the platform is undertaken at their own risk; the lease agreement entered into between Host