Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 15

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 15
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20 1.21 1.18 1.15 1.14 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Spain 0.59 0.56 0.52 0.50 0.49 United Kingdom 0.08 0.08 0.05 0.03 0.04 Portugal 0.19 0.12 0.07 0.03 (0.03) Poland 1.95 1.81 1.67 1.38 1.20 DCB Europe 0.67 0.72 0.75 0.88 0.92 US 1.98 2.06 1.94 1.82 1.73 Mexico 2.63 2.71 2.69 2.64 2.55 Brazil 4.79 4.77 4.78 4.51 4.61 Chile 0.85 0.97 1.09 1.19 1.26 Argentina 5.43 4.80 4.88 4.59 4.58

24 Supplementary information Balance sheet and capital management NIM, yield on loans and cost of deposits Efficiency ratio Asset quality Quarterly income statements Primary segments Secondary segments Glossary

25 GRUPO SANTANDER (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 11,983 11,474 11,225 11,986 11,378 -5.1% 11,983 11,378 -5.0% Net fee income 3,240 3,237 3,189 3,344 3,369 +0.7% 3,240 3,369 +4.0% Gains (losses) on financial transactions and other 157 959 721 696 790 +13.5% 157 790 +403.2% Total revenue 15,380 15,670 15,135 16,026 15,537 -3.1% 15,380 15,537 +1.0% Operating expenses (6,547) (6,366)