Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 1

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 1
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1 notes (i) from (and including) the date of issuance to (but excluding) March 25, 2030 (the “ 2031 notes Call Date”), at a rate of 5.066 % per annum and (ii) from (and including) the 2031 notes Call Date at a floating rate equal to the SOFR Index Average, reset quarterly, plus 1.230% per annum, subject to the Minimum Rate. Interest will accrue on the 2036 notes (i) from (and including) the date of issuance to (but excluding) March 25, 2035 (the “ 2036 notes Call Date” and, together with the 2029 notes Call Date and the 2036 notes Call Date, the “ fixed-to-floatingrate notes Call Dates”), at a rate of 5.525% per annum and (ii) from (and including) the 2036 notes Call Date at a floating rate equal to the SOFR Index Average, reset quarterly, plus 1.610% per annum, subject to the Minimum Rate. Interest will accrue on the floating rate notes from (and including) the date of issuance at a floating rate equal to the SOFR Index Average, reset quarterly, plus 1.010% per annum, subject to the Minimum Rate. The Issuer will pay interest on the 2029 notes semi-annually in arrear on March 25 and September 25 in each year, commencing on September 25, 2025, until (and including) the 2029 notes Call Date, and thereafter, quarterly in arrear on June 25, 2028, September 25, 2028, December 25, 2028 and March 25, 2029. The Issuer will pay interest on the 2031 notes semi-annually in arrear on March 25 and September 25 in each year, commencing on September 25, 2025, until (and including) the 2031 notes Call Date, and thereafter, quarterly in arrear on June 25, 2030, September 25, 2030, December 25, 2030 and March 25, 2031. The Issuer will pay interest on the 2036 notes semi-annually in arrear on March 25 and September 25 in each year, commencing on September 25, 2025, until (and including) the 203