Company: PNBK
Filing Date: 2025-05-14
Form Type: 10-Q
Source: 0001628280-25-025485
Chunk: 46

Company: PATRIOT NATIONAL BANCORP INC
Filing Date: 2025-05-14
Form: 10-Q
Item: Part I, Item 1
Chunk 46
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 11.72 %95,345 13.62 %33,545 4.57 %55,546 7.58 %To be Well Capitalized(1)— — 56,023 8.00 %— — 58,648 8.00 %For capital adequacy42,021 6.00 %42,017 6.00 %44,001 6.00 %43,986 6.00 %Individual minimum capital ratio(2)— — %70,029 10.00 %— — %73,309 10.00 %Common Equity Tier 1 Capital (to risk weighted assets):Actual74,111 10.58 %95,345 13.62 %25,545 3.48 %55,546 7.58 %To be Well Capitalized(1)— — 45,519 6.50 %— — 47,651 6.50 %For capital adequacy31,516 4.50 %31,513 4.50 %33,000 4.50 %32,989 4.50 %Individual minimum capital ratio(2)— — %70,029 10.00 %— — %73,309 10.00 %Tier 1 Leverage Capital (to average assets):Actual82,111 7.95 %95,345 9.23 %33,545 3.50 %55,546 5.79 %To be Well Capitalized(1)— — 51,662 5.00 %— — 47,948 5.00 %For capital adequacy41,339 4.00 %41,329 4.00 %38,368 4.00 %38,358 4.00 %Individual minimum capital ratio(2)— — %92,991 9.00 %— — %86,306 9.00 %(1)  Designation as "Well Capitalized" does not apply to bank holding companies - the Company. Such categorization of capital adequacy only applies to insured depository institutions - the Bank.  Under the OCC Agreement the Bank will not be designated as Well Capitalized until the OCC has evaluated the