Company: CMA
Filing Date: 2025-04-30
Form Type: 10-Q
Source: 0000028412-25-000154
Chunk: 161

Company: COMERICA INC
Filing Date: 2025-04-30
Form: 10-Q
Item: Part I, Item 8
Chunk 161
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 basis at March 31, 2025 and 2024 of FDMs that were restructured during the three-month periods ended March 31, 2025 and 2024 by type of modification.(in millions)Term Extension (a)Interest Rate ReductionCombinations (b)TotalPercent of Total Class Three Months Ended March 31, 2025Business loans:Commercial$44 $— $— $44 0.17 %Commercial mortgage:Commercial Real Estate business line (c)34 — — 34 0.54 Other business lines (d)10 — — 10 0.12 Total commercial mortgage44 — — 44 0.30 Total business loans88 — — 88 0.19 Retail loans:Consumer:Home equity— 1 — 1 0.07 Total consumer— 1 — 1 0.06 Total retail loans— 1 — 1 0.03 Total loans$88 $1 $— $89 0.18 %Three Months Ended March 31, 2024Business loans:Commercial$108 $— $10 $118 0.45 %Commercial mortgage:Other business lines (d)5 — — 5 0.06 Total commercial mortgage5 — — 5 0.04 International1 — — 1 0.13 Total business loans114 — 10 124 0.27 Retail loans:Consumer:Home equity1 1 1 3 0.12 Total consumer1 1 1 3 0.10 Total retail loans1 1 1 3 0.05 Total loans$115 $1 $11 $127 0.25 %(a)Represents loan balances where terms were extended or payments were delayed by a more than an insignificant time period, typically more than 180 days, at or above contractual interest rates. (b)Relates to FDMs where more than one type of modification was made. For three months ended March 31, 2024, this primarily related to modifications where the interest rate was reduced and the term was extended.(c)Primarily loans to real estate developers.(d)Primarily loans secured by owner-occupied real estate.There were no commitments to lend additional funds to borrowers