Company: FRME
Filing Date: 2025-11-06
Form Type: 424B3
Source: 0001193125-25-268801
Chunk: 30

Company: FIRST MERCHANTS CORP
Filing Date: 2025-11-06
Form: 424B3
Chunk 30
---
 a consolidated
basis). The financial data at and for the six months ended June 30, 2024 and June 30, 2025 is derived from the unaudited financial statements of First Merchants and, in the opinion of its management, its respective statements and data
reflect all adjustments, consisting only of normal recurring adjustments, necessary for a fair presentation of such information at and for those dates. Ratios for the six months ended June 30, 2024 and June 30, 2025 are annualized. Results
for the six months ended June 30, 2025 do not necessarily indicate results expected or anticipated for the entire year.

First
Savings’ balance sheet and income statement data as of and for the five years in the period ended September 30, 2024 are taken from First Savings’ audited financial statements (which data and financial statements are presented on a
consolidated basis). The financial data at and for the nine months ended June 30, 2024 and June 30, 2025 is derived from the unaudited financial statements of First Savings and, in the opinion of its management, its respective statements
and data reflect all adjustments, consisting only of normal recurring adjustments, necessary for a fair presentation of such information at and for those dates. Ratios for the nine months ended June 30, 2024 and June 30, 2025 are
annualized. Results for the nine months ended June 30, 2025 do not necessarily indicate results expected or anticipated for the entire year.

The following tables also set forth certain summary unaudited pro forma consolidated financial information for First Merchants and First
Savings reflecting the Merger. The pro forma disclosures are being presented to provide additional information in support of the pro forma data included under the “Comparative Per Share Data” section of this SUMMARY. As a result, this
condensed pro forma presentation is not intended to comply with the disclosure requirements under Article 11 of Regulation S-X. The income statement information presented gives effect to the Merger as if
it occurred on the first day of the period presented. The balance sheet information presented gives effect to the Merger as if it occurred on the last day of the period presented. The pro forma data gives effect to: (i) the proposed acquisition
of First Savings; and (ii) the proposed issuance of 5,950,474 shares of First Merchants common shares to First Savings shareholders, which assumes 7,