Company: HBAN
Filing Date: 2025-08-08
Form Type: S-4/A
Source: 0001140361-25-029894
Chunk: 179

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-08
Form: S-4/A
Chunk 179
---
ified Parties         |     | A-40 |
| Veritex Insiders                    |     | A-43 |
| Veritex Meeting                     |     | A-37 |
| Veritex Owned Properties            |     | A-19 |
| Veritex Qualified Plans             |     | A-13 |
| Veritex Real Property               |     | A-19 |
| Veritex Regulatory Agreement        |     | A-18 |
| Veritex Reports                     |     | A-10 |
| Veritex Restricted Stock Unit Award |     | A-4  |
| Veritex Stock Option                |     | A-2  |
| Veritex Stock Plans                 |     | A-4  |
| Veritex Subsidiary                  |     | A-7  |
| Veritex Vested RSU Award            |     | A-3  |
| Vermon Unvested RSU Award           |     | A-3  |
| Willful Breach                      |     | A-47 |

A-vi

#### TABLE OF CONTENTS

### AGREEMENT AND PLAN OF MERGER
AGREEMENT AND PLAN OF MERGER, dated as of July 13, 2025 (this “ Agreement ”), by and between Huntington Bancshares Incorporated, a Maryland corporation (“ Huntington ”) and Veritex Holdings, Inc., a Texas corporation (“ Veritex ”).

<div align='center'>**W I T N E S S E T H:**</div>

WHEREAS, the Boards of Directors of Huntington and Veritex have determined that it is in the best interests of their respective companies and their shareholders to consummate the strategic business combination transaction provided for herein, pursuant to which Veritex will, subject to the terms and conditions set forth herein, merge with and into Huntington (the “ Merger ”), so that Huntington is the surviving corporation (hereinafter sometimes referred to in such capacity as the “ Surviving Corporation ”);

WHEREAS, for federal income tax purposes, it is intended that the Merger shall qualify as a “reorganization” within the meaning of Section 368(a) of the Internal Revenue Code of 1986, as amended (the “ Code ”) and this Agreement is intended to be and is adopted as a plan of reorganization for purposes of Sections 354 and 361 of the Code; and

WHEREAS, the parties desire to make certain representations, warranties and agreements in connection with the Merger