Company: CMA
Filing Date: 2025-11-25
Form Type: DEFM14A
Source: 0001193125-25-297173
Chunk: 253

Company: COMERICA INC
Filing Date: 2025-11-25
Form: DEFM14A
Chunk 253
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erica was provided by Comerica. 180

ANNEX A

AGREEMENT AND PLAN OF MERGER

by and among

FIFTH THIRD BANCORP,

FIFTH THIRD FINANCIAL CORPORATION,

COMERICA INCORPORATED

and

COMERICA HOLDINGS INCORPORATED

Dated as of October 5, 2025

TABLE OF CONTENTS

| ARTICLE I THE MERGERS                                 |     |                                                    |     | A-1  |
| 1.1.                                                  |     | Merger                                             |     | A-1  |
| 1.2.                                                  |     | Time and Place of Closing                          |     | A-1  |
| 1.3.                                                  |     | Effective Time                                     |     | A-2  |
| 1.4.                                                  |     | Conversion of Common Stock                         |     | A-2  |
| 1.5.                                                  |     | Conversion of Preferred Stock                      |     | A-3  |
| 1.6.                                                  |     | Fifth Third Common Stock                           |     | A-3  |
| 1.7.                                                  |     | Fifth Third Intermediary Common Stock              |     | A-3  |
| 1.8.                                                  |     | Treatment of Comerica Equity Awards                |     | A-3  |
| 1.9.                                                  |     | Articles of Incorporation of Surviving Corporation |     | A-5  |
| 1.10.                                                 |     | Code of Regulations of Surviving Corporation       |     | A-5  |
| 1.11.                                                 |     | Second Step Merger                                 |     | A-5  |
| ARTICLE II BANK MERGER                                |     |                                                    |     | A-6  |
| 2.1.                                                  |     | Bank Merger                                        |     | A-6  |
| ARTICLE III EXCHANGE OF SHARES                        |     |                                                    |     | A-6  |
| 3.1.                                                  |     | Fifth Third to Make Consideration Available        |     | A-6  |
| 3.2.                                                  |     | Exchange of Shares                                 |     | A-7  |
| ARTICLE IV REPRESENTATIONS AND WARRANTIES OF COMERICA |     |                                                    |     | A-9  |
| 4.1.                                                  |     | Corporate Organization                             |     | A