Company: INGVF
Filing Date: 2025-04-24
Form Type: F-3ASR
Source: 0001193125-25-093692
Chunk: 61

Company: ING GROEP NV
Filing Date: 2025-04-24
Form: F-3ASR
Chunk 61
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 any debt security, a day that meets all the following applicable requirements:

| • |     | for all debt securities, it is a Monday, Tuesday, Wednesday, Thursday or Friday that is not a day on which                                                                                                                   
 banking institutions in The Netherlands or New York City generally are authorized or obligated by law, regulation or executive order to close and that satisfies any other criteria specified in your prospectus supplement; |

| • |     | if the debt security is a floating rate debt security whose interest rate is based on LIBOR, it is also a day on                     
 which dealings in the relevant index currency specified in your prospectus supplement are transacted in the London interbank market; |

| • |     | if the debt security has a specified currency other than U.S. dollars or euro, it is also a day on which banking                                                             
 institutions are not authorized or obligated by law, regulation or executive order to close in the principal financial center of the country issuing the specified currency; |

| • |     | if the debt security either is a floating rate debt security whose interest rate is based on EURIBOR or has a                                                                                  
 specified currency of euro, it is also a day on which the Trans-European Automated Real-Time Gross Settlement Express Transfer (TARGET) System, or any successor system, is open for business; |

| • |     | if the debt security is held through Euroclear, it is also not a day on which banking institutions in Brussels, 
 Belgium are generally authorized or obligated by law, regulation or executive order to close; and               |

| • |     | if the debt security is held through Clearstream, Luxembourg, it is also not a day on which banking institutions 
 in Luxembourg are generally authorized or obligated by law, regulation or executive order to close.              |

How We Will Make Payments Due in U.S. Dollars We will follow the practice described in this subsection when paying amounts due in U.S. dollars. Payments of amounts due in other currencies will be made as described in the next subsection. Payments on Global Debt Securities. We will make payments on a global debt security in accordance with the applicable policies of the depositary as in effect from time to time. Under those policies, we will pay directly to the depositary, or its nominee, and not to any indirect owners who own beneficial interests in the global debt security. An indirect owner’s right to those payments will be governed by the rules and practices of the depositary and its participants, as described under “Legal Ownership and Book-Entry Issuance