Company: NEWTP
Filing Date: 2025-11-25
Form Type: S-4/A
Source: 0001628280-25-054014
Chunk: 67

Company: NewtekOne, Inc.
Filing Date: 2025-11-25
Form: S-4/A
Chunk 67
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 in Exhibit 5.1). **                                                                                                                                                                                                                                    |
|             |     | 24.1 |     | Power of Attorney (included on signature page).                                                                                                                                                                                                                                                 |
|             |     | 25.1 |     | Form T-1 Statement of Eligibility under Trust Indenture Act of 1939, as amended, of U.S. Bank Trust Company, National Association, as Trustee.*                                                                                                                                                 |
|             |     | 99.1 |     | Form of Letter of Transmittal.*                                                                                                                                                                                                                                                                 |
| 99.2        |     |      |     | Form of Exchange Agent Agreement.**                                                                                                                                                                                                                                                             |
| 107         |     |      |     | Filing Fee Table**                                                                                                                                                                                                                                                                              |

*Previously filed

** Filed herewith

## Item 22. Undertakings
The Registrant hereby undertakes:

(1) To file, during any period in which offers or sales are being made, a post-effective amendment to the registration statement:

(i) to include any prospectus required by Section 10(a)(3)of the Securities Act;

(ii) to reflect in the prospectus any facts or events after the effective date of the registration statement (or the most recent post-effective amendment thereof) which, individually or in the aggregate, represent a

<div align='center'>II-2</div>

fundamental change in the information set forth in the registration statement. Notwithstanding the foregoing, any increase or decrease in volume of securities offered (if the total dollar value of securities offered would not exceed that which was registered) and any deviation from the low or high end of the estimated maximum offering range may be reflected in the form of prospectus filed with the Commission pursuant to Rule 424(b) if, in the aggregate, the changes in volume and price represent no more than 20% change in the maximum aggregate offering price set forth in the “Calculation of Registration Fee” table in the effective registration statement; and

(iii) to include any material information with respect to the plan of distribution not previously disclosed in the registration statement or any material change to such information in the registration statement.

provided,, however , that paragraphs 4(a)(i), (ii), and (iii) of this section do not apply if the information required to be included in a post-effective amendment by those paragraphs is contained in reports filed with or furnished to the Commission by the Registrant pursuant to Section 13 or Section 15(d) of the Exchange Act that are