Company: BBVXF
Filing Date: 2025-05-01
Form Type: 6-K
Source: 0001193125-25-108558
Chunk: 14

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 6-K
Chunk 14
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BE share held by SME clients as of April 30, 2025, shall be taken into consideration.

| 8.3. | The commitments set out in sections 8.1 and 8.2 are subject to the Acquisition of Control and shall apply unless:                                                                                                                           
 (i) compliance would result in a breach of the applicable regulations for Spanish banking institutions on the prevention of money laundering or international sanctions; or (ii) any falsification is detected in the data or documentation 
 used as the basis for the granting or maintenance of the credit, the necessary documentation to ascertain the client’s legal or financial situation is not provided when required, or fraud by the client is detected; or (iii) there is a  
 significant increase in credit risk, adjusted for any variation that may result from different calculation methodologies between the two entities, under the terms established by Bank of Spain Circular 4/2017, of 27 November, to credit  
 institutions, on rules for public and reserved financial information and financial statement reporting model.                                                                                                                               |

| 9. | Commitment in relation to acquiring services contracted by clients of the Parties |

| 9.1. | BBVA undertakes not to worsen the conditions of the acquiring services that SME and self-employed had contracted with             
 BBVA, as of the date of notification of the Resolution, and/or with Banco Sabadell, as of the date of the Acquisition of Control. |

| 9.2. | During the term of this commitment, BBVA may update the conditions in a justified manner in the following two cases: |

| a. | If there is a change in the applicable regulations relating to interchange fees, resulting in an increase thereof. |

| b. | If there is an increase in the fees or commissions applied by the international payment schemes (Visa and/or                                                                                                                                          
 Mastercard) to the acquiring activity carried out by the Parties, resulting in a cumulative increase of more than 50% from the date of the Resolution in the costs derived from the fees applied by Visa and/or Mastercard to the acquiring activity. |

| 9.3. | In the two cases contemplated in section 9.2 above, BBVA shall submit the proposed update of conditions to the                                                                        
 Competition Directorate for approval prior to its application, and the Competition Directorate shall confirm its decision to BBVA within 30 days from receipt of the proposed update. |

| 9.4. | Temporary promotional conditions are excluded from the scope of this commitment. Therefore,