Company: TCBI
Filing Date: 2025-10-23
Form Type: 10-Q
Source: 0001077428-25-000145
Chunk: 100

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-10-23
Form: 10-Q
Item: Part I, Item 8
Chunk 100
---
 summary of unrealized and realized gains/(losses) recognized on equity securities included in other non-interest income on the consolidated statements of income and other comprehensive income:Three Months Ended September 30,Nine Months Ended September 30,(in thousands)2025202420252024Net gains/(losses) recognized during the period$2,369 $2,752 $2,265 $6,727 Less: Realized net gains/(losses) recognized on securities sold831 482 1,862 853 Unrealized net gains/(losses) recognized on securities still held$1,538 $2,270 $403 $5,874 

(4) Loans and Allowance for Credit Losses on Loans

Loans are summarized by portfolio segment as follows:(in thousands)September 30, 2025December 31, 2024Loans held for investment(1):Commercial$11,999,025 $11,145,591 Mortgage finance6,057,804 5,215,574 Commercial real estate5,696,720 5,616,282 Consumer540,126 565,376 Gross loans held for investment24,293,675 22,542,823 Unearned income (net of direct origination costs)(101,812)(92,757)Total loans held for investment24,191,863 22,450,066 Allowance for credit losses on loans(274,026)(271,709)Total loans held for investment, net$23,917,837 $22,178,357 (1)    Excludes accrued interest receivable of $107.6 million and $107.3 million at September 30, 2025 and December 31, 2024, respectively, that is recorded in accrued interest receivable and other assets on the consolidated balance sheets.

11

The following tables summarize gross loans held for investment by year of origination and internally assigned credit grades:(in thousands)202520242023202220212020and priorRevolving lines of creditRevolving lines of credit converted to term loansTotalSeptember 30, 2025Commercial(1-7) Pass$1,515,522 $1,304,446 $786,716 $905,138 $205,979 $158,114 $6,708,635 $30,271 $11,614