Company: DTG
Filing Date: 2025-12-19
Form Type: 424B5
Source: 0001193125-25-326903
Chunk: 31

Company: DTE ENERGY CO
Filing Date: 2025-12-19
Form: 424B5
Chunk 31
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     | unplanned outages at our generation plants; |

| • |     | employee relations and the impact of collective bargaining agreements; |

| • |     | the availability, cost, coverage, and terms of insurance and stability of insurance providers; |

| • |     | cost reduction efforts and the maximization of generation and distribution system performance; |

| • |     | the effects of competition; |

| • |     | changes in and application of accounting standards and financial reporting regulations; |

| • |     | changes in federal or state laws and their interpretation with respect to regulation, energy policy, and other 
 business issues;                                                                                               |

| • |     | successful execution of new business development and future growth plans; |

| • |     | contract disputes, binding arbitration, litigation, and related appeals; |

| • |     | the ability of the electric and gas utilities to achieve goals for carbon emission reductions; and |

| • |     | the risks discussed in our public filings with the Securities and Exchange Commission. |

New factors emerge from time to time. We cannot predict what factors may arise or how such factors may cause results to differ materially from those contained in any forward-looking statement. Any forward-looking statements speak only as of the date on which such statements are made. We undertake no obligation to update any forward-looking statement to reflect events or circumstances after the date on which such statement is made or to reflect the occurrence of unanticipated events. The factors discussed above and other factors are discussed more completely in our public filings with the SEC including our most recent Annual Report on Form 10-K. 5

DTE ENERGY COMPANY DTE Energy Company is a Michigan corporation with utility operations consisting primarily of DTE Electric Company (“DTE Electric”) and DTE Gas Company (“DTE Gas”). DTE Energy also has two other segments that are engaged in a variety of energy-related businesses. DTE Electric is a Michigan corporation organized in 1903 and is an indirect wholly-owned subsidiary of DTE Energy. DTE Electric is a public utility engaged in the generation, purchase, distribution, and sale of electricity to approximately 2.3 million customers in southeastern Michigan. DTE Gas is a Michigan corporation organized in 1898 and is an indirect, wholly-owned subsidiary of DTE Energy. DTE Gas is a public utility engaged in the purchase, storage, transportation, distribution, and sale of natural gas to approximately 1.3 million customers throughout Michigan and the sale of storage and transportation capacity. DTE Energy’s non-