Company: FLDDW
Filing Date: 2025-04-11
Form Type: 424B3
Source: 0001213900-25-031004
Chunk: 180

Company: Fold Holdings, Inc.
Filing Date: 2025-04-11
Form: 424B3
Chunk 180
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 our employees, including our named executive officers, in accordance with our compensation policies.

Employee Benefits and
Perquisites

All of our full-time employees,
including our named executive officers, are eligible to participate in our health and welfare plans, including:

| ● | medical, dental and vision benefits; |

| ● | health savings and flexible spending accounts; |

| ● | short-term and long-term disability insurance; and |

| ● | basic and supplemental life and accidental death and dismemberment insurance. |

We believe these benefits are
appropriate and provide a competitive compensation package to our named executive officers.

We do not currently, and we did
not during 2024, provide perquisites to any of our named executive officers.

No Tax Gross-Ups

Fold does not make gross-up payments
to cover our named executive officers’ personal income taxes that may pertain to any of the compensation or perquisites paid or
provided by our company.

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Outstanding Equity Awards
at Fiscal Year-End

The following table summarizes
the number of shares of Fold Common Stock underlying outstanding equity incentive plan awards for each named executive officer as of December 31,
2024.

|                     |     |            |     |                           |     | Stock Awards                                            |         |    |     |                                                               |           |     |                                                                                                     |     |                                                                                                                     |
| Name                |     | Grant Date |     | Vesting Commencement Date |     | Number of Shares or Units of Stock That Have Not Vested 
 (#)                                                     |         |    |     | Market Value of Shares or Units of Stock That Have Not Vested 
 ($)(1)                                                        |           |     | Equity Incentive Plan Awards: Number of Unearned Shares, Units or Other Rights That Have Not Vested 
 (#)                                                                                                 |     | Equity Incentive Plan Awards: Market or Payout Value of Unearned Shares, Units or Other Rights That Have Not Vested 
 ($)                                                                                                                 |
| Will Reeves         |     | 6/11/2021  |     | 3/23/2021                 |     |                                                         |  20,925 | -2 |     |                                                               |   210,924 |     |                                                                                                     |     |                                                                                                                     |
|                     |     | 10/20/2022 |     | 10/1/2022                 |     |                                                         |  62,500 | -3 |     |                                                               |   630