Company: BOH
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0001628280-25-036240
Chunk: 87

Company: BANK OF HAWAII CORP
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 1
Chunk 87
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 in other income and bank-owned life insurance income. The provision for credit losses and income taxes in this business segment represent the residual amounts to arrive at the total amount for the Company.

Corporate Risk Profile

Credit Risk

We actively manage exposures with deteriorating asset quality to reduce levels of potential loss exposure and closely monitor our reserves and capital to address both anticipated and unforeseen issues. Risk management activities include analysis of portfolio segments and stress tests of certain segments to ensure that reserve and capital levels are appropriate. We perform frequent loan and lease-level risk monitoring and risk rating reviews, which provide opportunities for early interventions to allow for credit exits or restructuring, loan and lease sales, and voluntary workouts and liquidations.

57

Non-Performing Assets and Accruing Loans and Leases Past Due 90 Days or More

Table 15 presents information on NPAs and accruing loans and leases past due 90 days or more.

Non-Performing Assets and Accruing Loans and Leases Past Due 90 Days or MoreTable 15(dollars in thousands)June 30, 2025December 31, 2024ChangeNon-Performing AssetsNon-Accrual Loans and LeasesCommercialCommercial Mortgage$2,566 $2,450 $116 Commercial and Industrial3,744 4,627 (883)Total Commercial6,310 7,077 (767)ConsumerResidential Mortgage5,842 5,052 790 Home Equity5,387 4,514 873 Total Consumer11,229 9,566 1,663 Total Non-Accrual Loans and Leases17,539 16,643 896 Foreclosed Real Estate342 2,657 (2,315)Total Non-Performing Assets$17,881 $19,300 $(1,419)Accruing Loans and Leases Past Due 90 Days or MoreConsumerResidential Mortgage$9,070 $3,984 $5,086 Home Equity1,867 2,845 (978)Automobile680 776 (96)Other630 677 (47)Total Consumer12,247 8,282 3,965 Total Accruing Loans and Leases Past Due 90 Days or More$12,247 $8,282 $3,965 Total Loans and Leases$14,002,178 $14,075,980 $(73,802)