Company: BBVXF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0000842180-25-000023
Chunk: 80

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-04-29
Form: 6-K
Chunk 80
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| Net interest income                                               |     |                    |     |      6,512 |       |     | 1,587 |        |     | 2,999 |        |     |   277 |               |     | 1,555 |                  |     | 157 |                                  |     |  -64 |
| Gross income                                                      |     |                    |     |      8,218 |       |     | 2,143 |        |     | 3,967 |        |     |   897 |               |     | 1,201 |                  |     | 339 |                                  |     | -329 |
| Operating profit /(loss) before tax                               |     |                    |     |      3,458 |       |     | 1,130 |        |     | 2,009 |        |     |   413 |               |     |   201 |                  |     | 163 |                                  |     | -459 |
| Attributable profit (loss)                                        |     |                    |     |      2,200 |       |     |   712 |        |     | 1,441 |        |     |   144 |               |     |   119 |                  |     | 122 |                                  |     | -339 |

(1) In the first quarter of 2025 the Group changed its allocation criteria for certain immaterial balance sheet amounts related to specific activities among the business units were reallocated between the operating segments and the Corporate Center. As a result, certain expenses were reallocated, in particular, between Spain, Rest of Business and the Corporate Center. In order to make those period-on-period comparisons homogeneous, the figures for year 2024 have been revised, which has not affected the consolidated financial information of the Group.

#### 6.

### Risk management
The principles and risk management policies, as well as tools and procedures established and implemented in the Group as of March 31, 2025 do not differ significantly from those included in Note 7 of the consolidated financial statements of the Group for the year ended December 31, 2024.

#### 6.1

#### Risk factors
The BBVA Group has processes in place for identifying risks and analyzing scenarios in order to enable the Group to manage risks in a dynamic and proactive way.

The risk identification processes are forward looking to seek the identification of emerging risks and take into account the concerns of both the business areas, which are close