Company: HBCYF
Filing Date: 2025-02-27
Form Type: 424B5
Source: 0001193125-25-039401
Chunk: 16

Company: HSBC HOLDINGS PLC
Filing Date: 2025-02-27
Form: 424B5
Chunk 16
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loating Rate Notes Make-Whole Redemption Period, as applicable; (xii) the “Margin” means any of the
2029 Fixed/Floating Rate Notes Margin, the 2031 Fixed/Floating Rate Notes Margin, the 2036 Fixed/Floating Rate Notes Margin, the 2029 Floating Rate Notes Margin or the 2031 Floating Rate Notes Margin, as applicable; (xiii) the “Maturity
Date” means any of the 2029 Fixed/Floating Rate Notes Maturity Date, the 2031 Fixed/Floating Rate Notes Maturity Date, the 2036 Fixed/Floating Rate Notes Maturity Date, the 2029 Floating Rate Notes Maturity Date or the 2031 Floating Rate Notes
Maturity Date, as applicable; (xiv) the “Notes” means any of the Fixed/Floating Rate Notes or the Floating Rate Notes, as applicable; (xv) the “Par Redemption Date” means any of the 2029 Fixed/Floating Rate Notes Par
Redemption Date, the 2031 Fixed/Floating Rate Notes Par Redemption Date, the 2036 Fixed/Floating Rate Notes Par Redemption Date, the 2029 Floating Rate Notes Par Redemption Date or the 2031 Floating Rate Notes Par Redemption Date, as applicable; and
(xvi) “Par Redemption” means any of the 2029 Fixed/Floating Rate Notes Par Redemption, the 2031 Fixed/Floating Rate Notes Par Redemption, the 2036 Fixed/Floating Rate Notes Par Redemption, the 2029 Floating Rate Notes Par Redemption or the
2031 Floating Rate Notes Par Redemption, as applicable.

Presentation of Financial Information

The annual consolidated financial statements of the HSBC Group comply with UK-adopted international
accounting standards and with the requirements of the UK Companies Act 2006, and have also applied international financial reporting standards adopted pursuant to Regulation (EC) No 1606/2002 as it applies in the European Union (“EU”).
These financial statements are also prepared in accordance with International Financial

S-5

Reporting Standards as issued by the International Accounting Standards Board (“IFRS Accounting Standards”), including interpretations issued by the IFRS Interpretations Committee, as
there are no applicable differences from IFRS Accounting Standards for the periods presented. As of December 31, 2024, there were no unendorsed standards effective for the year ended December 31, 2024 affecting the consolidated financial
statements included in our Annual Report on Form 20-Ffor the