Company: FRHC
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000924805-25-000041
Chunk: 242

Company: Freedom Holding Corp.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 8
Chunk 242
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8,474 $4,804 $31,144 $1,626,128 $1,670,550  

34

Table of ContentsFREEDOM HOLDING CORP.NOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)(All amounts in thousands of United States dollars, except share data, unless otherwise stated)

The activity in the allowance for credit losses for the six months ended September 30, 2025 and 2024 is summarized in the following tables.Allowance for credit lossesMortgage loanLoans to SMECorporate loansRetail loansCar loansRight of claim for purchased retail loansOtherTotalMarch 31, 2025(10,698)(35,194)(2,640)(760)(8,466)(17,332)(25)$(75,115)Charges(2,457)(17,376)(2,077)(1,049)(2,643)(19,555)(5)(45,162)Recoveries10,033 5,427 2,705 225 1,976 11,214 — 31,580 Write off3 — — — — — — 3 Forex542 3,377 187 97 717 1,769 — 6,689 September 30, 2025$(2,577)$(43,766)$(1,825)$(1,487)$(8,416)$(23,904)$(30)$(82,005)Allowance for credit lossesMortgage loanLoans to SMECorporate loansRetail loansCar loansRight of claim for purchased retail loansOtherTotalMarch 31, 2024(3,034)(19,558)(10)(150)(14,260)(6,575)(31)$(43,618)Charges(1,942)(14,386)(225)(244)(2,687)(4,432)(27)(23,943)Recoveries780 4,525 17 47 5,193 4,534 — 15,096 Write off— 43 — 4 260 — 30 337 Forex261 1,768 9 18 916 466 — 3,438 September 30, 2024$(3,935)$(27,608)$(209)$(325)$(10,578)