Company: HBCP
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0001628280-25-048166
Chunk: 18

Company: HOME BANCORP, INC.
Filing Date: 2025-11-03
Form: 10-Q
Item: Item 2
Chunk 18
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)16,049 72 2.26 16,239 73 2.26 Total investment securities411,889 2,504 2.45 454,024 2,677 2.38 Other interest-earning assets99,707 1,111 4.42 79,668 991 4.95 Total interest-earning assets (TE)3,255,291 $49,222 5.95 3,202,364 $47,379 5.82 Noninterest-earning assets211,779 202,719 Total assets$3,467,070 $3,405,083 Interest-bearing liabilities:Deposits:Savings, checking and money market$1,301,888 $5,783 1.76 %$1,266,465 $5,571 1.75 %Certificates of deposit826,652 8,022 3.85 722,717 8,337 4.59 Total interest-bearing deposits2,128,540 13,805 2.57 1,989,182 13,908 2.78 Other borrowings5,539 54 3.80 140,539 1,673 4.74 Subordinated debt54,593 845 6.19 54,374 844 6.21 Short-term FHLB advances27,120 303 4.38 18,301 252 5.39 Long term FHLB advances12,325 109 3.54 38,442 320 3.33 Total interest-bearing liabilities2,228,117 $15,116 2.69 2,240,838 $16,997 3.02 Noninterest-bearing liabilities822,714 779,727 Total liabilities3,050,831 3,020,565 Shareholders’ equity416,239 384,518 Total liabilities and shareholders' equity$3,467,070 $3,405,083 Net interest-earning assets$1,027,174 $961,526 Net interest spread (TE)$34,106 3.26 %$30,382 2.80 %Net interest margin (TE)4.10 %3.71 %

(1)Nonperforming loans are included in the respective average