Company: CIMO
Filing Date: 2025-10-01
Form Type: S-3ASR
Source: 0001193125-25-226772
Chunk: 3

Company: CHIMERA INVESTMENT CORP
Filing Date: 2025-10-01
Form: S-3ASR
Chunk 3
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     |   7 |
| CERTAIN PROVISIONS OF MARYLAND LAW AND OF OUR CHARTER AND 
 BYLAWS                                                    |     |   9 |
| MATERIAL U.S. FEDERAL INCOME TAX CONSIDERATIONS           |     |  15 |
| SELLING STOCKHOLDERS                                      |     |  43 |
| PLAN OF DISTRIBUTION                                      |     |  44 |
| EXPERTS                                                   |     |  45 |
| LEGAL MATTERS                                             |     |  46 |
| WHERE YOU CAN FIND MORE INFORMATION                       |     |  47 |
| INCORPORATION OF CERTAIN DOCUMENTS BY REFERENCE           |     |  48 |

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ABOUT THIS PROSPECTUS

This prospectus is part of a registration statement that we filed with the United States Securities and Exchange Commission (or the SEC or Commission) using a
“shelf” registration process. Under this shelf registration process, the selling stockholders may offer and sell shares of our common stock from time to time. Each time any selling stockholder sells shares of our common stock under the
registration statement of which this prospectus is a part, such selling stockholder will provide a copy of this prospectus and any applicable prospectus supplement, as required by law. Any applicable prospectus supplement may add, update, or change
information contained in this prospectus. It is important for you to consider the information contained in this prospectus and any prospectus supplement together with additional information described under the heading “Where You Can Find More
Information.”

You should rely only on the information contained in or incorporated by reference into or set forth in this prospectus or the
applicable prospectus supplement. Neither we nor any selling stockholder have authorized any other person to provide you with additional or different information. If anyone provides you with different or inconsistent information, you should not rely
on it. No offer of shares of our common stock is being made in any jurisdiction where the offer or sale is not permitted. You should not assume that the information in this prospectus, the applicable prospectus supplement or any other offering
material is accurate as of any date other than the dates on the front of those documents. Our business, financial condition, results of operations and prospects may have changed since such dates.

Unless otherwise mentioned or unless the context requires otherwise, all references in this prospectus to “Chimera,” “we,”
“us,” “our,” “the Company” or similar