Company: ATLCL
Filing Date: 2025-03-31
Form Type: 10-K/A
Source: 0001437749-25-009919
Chunk: 23

Company: Atlanticus Holdings Corp
Filing Date: 2025-03-31
Form: 10-K/A
Chunk 23
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 rates. Our strategy for managing delinquency and receivables losses consists of account management throughout the life of the receivable. This strategy includes credit line management and pricing based on the risks. See also our discussion of collection strategy under "Collection Strategy" in Item 1, "Business".

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The following table presents the delinquency trends of the receivables we manage within our CaaS segment, as well as charge-off data and other non-GAAP managed receivables statistics (in thousands; percentages of total):

|                                                         |     | At or for the Three Months Ended 
 2024                             
 Dec. 31                          
 Managed Receivables              |           |   |     | % of Period-end managed receivables |     |   |     | Sep. 30             
 Managed Receivables |           |   |     | % of Period-end managed receivables |     |   |     | Jun. 30             
 Managed Receivables |           |   |     | % of Period-end managed receivables |     |   |     | Mar. 31             
 Managed Receivables |           |   |     | % of Period-end managed receivables |      |   |
|:--------------------------------------------------------|:----|:---------------------------------|----------:|:--|:----|:------------------------------------|----:|:--|:----|:--------------------|----------:|:--|:----|:------------------------------------|----:|:--|:----|:--------------------|----------:|:--|:----|:------------------------------------|----:|:--|:----|:--------------------|----------:|:--|:----|:------------------------------------|-----:|:--|
| Period-end managed receivables                          |     | $                                | 2,724,782 |   |     |                                     |     |   |     | $                   | 2,654,112 |   |     |                                     |     |   |     | $                   | 2,415,092 |   |     |                                     |     |   |     | $                   | 2,318,104 |   |     |                                     |      |   |
| 30-59 days past due                                     |     | $                                |   104,022 |   |     |                                     | 3.8 | % |     | $                   |   106,303 |   |     |                                     | 4.