Company: UVSP
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0001628280-25-036392
Chunk: 121

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-07-29
Form: 10-Q
Item: Item 8
Chunk 121
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 — 5,253 Real estate-residential secured for business purpose7,491 (23)— — 7,468 Real estate-residential secured for personal purpose7,222 (778)— 7 6,451 Real estate-home equity secured for personal purpose1,706 (97)— — 1,609 Loans to individuals342 333 (353)22 344 Lease financings2,460 491 (422)18 2,547 Total$87,091 $9,391 $(10,189)$696 $86,989 Six Months Ended June 30, 2024Allowance for credit losses, loans and leases:Commercial, financial and agricultural$13,699 $2,263 $(1,513)$96 $14,545 Real estate-commercial45,849 122 — 7 45,978 Real estate-construction6,543 110 (500)— 6,153 Real estate-residential secured for business purpose8,692 (1,188)— 235 7,739 Real estate-residential secured for personal purpose6,349 123 — 134 6,606 Real estate-home equity secured for personal purpose1,289 399 — — 1,688 Loans to individuals392 305 (406)57 348 Lease financings2,574 439 (352)27 2,688 Total$85,387 $2,573 $(2,771)$556 $85,745 

23

The following presents, by portfolio segment, the balance in the allowance for credit losses on loans and leases disaggregated on the basis of whether the loan or lease was measured for credit loss as a pooled loan or lease or if it was individually analyzed for a reserve at June 30, 2025 and 2024:Allowance for credit losses, loans and leasesLoans and leases held for investment(Dollars in thousands)Ending balance: individually analyzedEnding balance: pooledTotal ending balanceEnding balance: individually analyzedEnding balance: pooledTotal ending balanceAt June 30, 2025Commercial, financial and agricultural$2,541 $14,438 $16,979 $6,904 $1,045,342 $1,052,246 Real estate-commercial151 46,187 46,338 15,