Company: FOACW
Filing Date: 2025-03-14
Form Type: S-3
Source: 0001628280-25-012874
Chunk: 3

Company: Finance of America Companies Inc.
Filing Date: 2025-03-14
Form: S-3
Chunk 3
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| Use of Proceeds                                      |     |    5 |
| Selling Stockholders                                 |     |    5 |
| Description of Securities                            |     |   11 |
| Certain U.S. Federal Income Tax Considerations       |     |   18 |
| Plan of Distribution                                 |     |   21 |
| Legal Matters                                        |     |   25 |
| Experts                                              |     |   25 |
| Where You Can Find More Information                  |     |   25 |
| Incorporation by Reference                           |     |   25 |

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### ABOUT THIS PROSPECTUS
This prospectus is part of a registration statement that we filed with the Securities and Exchange Commission (the “SEC”) using the “shelf” registration process. Under this shelf registration process, the selling stockholders may, from time to time, sell the securities offered by them described in this prospectus.

Neither we nor the selling stockholders have authorized anyone to provide you with any information or to make any representations other than those contained in this prospectus or any applicable prospectus supplement or any free writing prospectuses prepared by or on behalf of us or to which we have referred you. Neither we nor the selling stockholders take responsibility for, and can provide no assurance as to the reliability of, any other information that others may give you. Neither we nor the selling stockholders will make an offer to sell these securities in any jurisdiction where the offer or sale is not permitted.

We may also provide a prospectus supplement or post-effective amendment to the registration statement to add information to, or update or change information contained in, this prospectus. Any statement contained in this prospectus will be deemed to be modified or superseded for purposes of this prospectus to the extent that a statement contained in such prospectus supplement modifies or supersedes such statement. Any statement so modified will be deemed to constitute a part of this prospectus only as so modified, and any statement so superseded will be deemed not to constitute a part of this prospectus. You should rely only on the information contained in this prospectus, any applicable prospectus supplement and any related free writing prospectus together with the additional information to which we refer you to in the sections of this prospectus entitled “Where You Can Find More Information” and “Incorporation by Reference.”

Unless the context otherwise requires, all references in this prospectus to “we,” “us,” “our,” “FOA,” or the “Company