Company: HBCYF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0001089113-25-000052
Chunk: 97

Company: HSBC HOLDINGS PLC
Filing Date: 2025-07-30
Form: 6-K
Chunk 97
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                  85 |             457 | 1,036 |
| Additions                                                        |                647 |                                      79 |                   6 |              69 |   801 |
| Amounts utilised                                                 |               -167 |                                    -100 |                 -12 |             -46 |  -325 |
| Unused amounts reversed                                          |                -50 |                                     -29 |                 -26 |             -21 |  -126 |
| Exchange and other movements                                     |                 27 |                                      24 |                   5 |              11 |    67 |
| At 30 Jun 2025                                                   |                656 |                                     269 |                  58 |             470 | 1,453 |
| Contractual commitments1                                         |                    |                                         |                     |                 |       |
| At 1 Jan 2025                                                    |                    |                                         |                     |                 |   688 |
| Net change in expected credit loss provision and other movements |                    |                                         |                     |                 |   -16 |
| At 30 Jun 2025                                                   |                    |                                         |                     |                 |   672 |
| Total provisions                                                 |                    |                                         |                     |                 |       |
| At 31 Dec 2024                                                   |                    |                                         |                     |                 | 1,724 |
| At 30 Jun 2025                                                   |                    |                                         |                     |                 | 2,125 |

1 Contractual commitments include the expected credit loss provision in relation to off-balance sheet financial guarantee contracts and commitments where HSBC

has become party to an irrevocable commitment, as defined under IFRS 9 ‘Financial Instruments’; and provisions for performance and other guarantee contracts.

Further details of ‘Legal proceedings and regulatory matters’ are set out in Note 13. Legal proceedings include civil court, arbitration or tribunal

proceedings brought against HSBC companies (whether by way of claim or counterclaim); or civil disputes that may, if not settled, result in

court, arbitration or tribunal proceedings. ‘Regulatory matters’ refers to investigations, reviews and other actions carried out by, or in response

to, the actions of regulators or law enforcement agencies in connection with alleged wrongdoing by HSBC.

Customer remediation refers to HSBC’s activities to compensate customers for losses or damages associated with a failure to comply with

regulations or to treat customers fairly. Customer remediation is often initiated by HSBC in response to customer complaints and/or industry

developments