Company: ATMCW
Filing Date: 2025-11-17
Form Type: DEFM14A
Source: 0001493152-25-023842
Chunk: 298

Company: ALPHATIME ACQUISITION CORP
Filing Date: 2025-11-17
Form: DEFM14A
Chunk 298
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-light organization and customer-led strategy position us uniquely to forge our own path as an innovator in the regional insurance brokerage industry. Combining our vision with our current position in Asia’s international hub, Hong Kong, we believe that we are well-positioned to capture the substantial growth prospects across our markets based on the following advantages that we hold in the marketplace:

| ● | Market                                                                                               
 Opportunities and Growth Drivers. We have built our reputation in the Hong Kong insurance            
 brokerage industry by adopting an efficient and client-oriented service approach that can            
 be adapted to evolving market trends and customer needs. We believe that structural demographic      
 and macroeconomic factors, including middle-class expansion following various immigration            
 policies recently introduced by the Hong Kong government, ongoing wealth accumulation, a             
 significant protection gap, which is the estimated additional life insurance premiums needed         
 annually to fully meet mortality and health protection needs, as well as digital acceleration,       
 are key drivers for the growth of the Hong Kong insurance sector.                                    |
| ● | Legacy-light                                                                                         
 Organization. We believe that being a relatively young insurance brokerage, founded                  
 in 2010 and acquired in 2020, our legacy-light organization differentiates us from our competitors.  
 This is demonstrated by our ability to quickly identify market opportunities, balance strong         
 organic growth and efficient execution of value-accretive acquisitions and activate new partnerships 
 in a speedy manner. Our growth is underpinned by our culture to continuously innovate, our           
 capacity for decision-making without layers of bureaucracy, as well as modern, streamlined           
 infrastructure and systems that were built with minimal legacy. We believe that all of these         
 advantages allow us to adapt quickly to evolving market dynamics, capture growth opportunities,      
 and forge new paths ahead of traditional, legacy-heavy life insurance brokers.                       |

| 164 |

| ● | Recognizing                                                                                        
 Insurance Service Pain Points. When we acquired the Company in 2020, we found that underserved     
 customers were offered complex, standard and jargon-laced products through aggressive marketing.   
 Initially, we conducted customer behavior studies and identified multiple pain points in           
 the insurance journey that created barriers to purchase. At the same time, we believed that        
 other insurance brokers lacked timely access, natural touchpoints and insights into these          
 prospective customers to serve them effectively. Customers were also faced with convoluted         
 paper-based and time-consuming purchase and claims processes, coupled with limited insurance       
 plan options that addressed their individual needs and unsatisfactory customer service. We         
 believe that these customers are deterred from purchasing the