Company: KEY-PI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0001628280-25-048757
Chunk: 87

Company: KEYCORP /NEW/
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 2
Chunk 87
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-offs— 7 17 12 7 6 15 — 64 Credit cardsFICO Score:750 and above— — — — — — 476 — 476 660 to 749— — — — — — 372 — 372 Less than 660— — — — — — 109 — 109 No Score— — — — — — 1 — 1 Total credit cards— — — — — — 958 — 958 Current period gross write-offs— — — — — — 47 — 47 Total consumer loans$628 $1,140 $8,104 $10,471 $3,934 $3,328 $4,408 $356 $32,369 Total consumer current period gross write-offs$1 $7 $18 $12 $7 $8 $63 $— $116 (a)Accrued interest of $121 million and $134 million as of September 30, 2025, and December 31, 2024, respectively, presented in “Accrued income and other assets” on the Consolidated Balance Sheets, was excluded from the amortized cost basis disclosed in this table.(b)Gross write-off information is presented on a year-to-date basis for the nine months ended September 30, 2025 and the twelve months ended December 31, 2024.Nonperforming and Past Due LoansOur policies for determining past due loans, placing loans on nonaccrual, applying payments on nonaccrual loans, and resuming accrual of interest for our commercial and consumer loan portfolios are disclosed in Note 1 (“Summary of Significant Accounting Policies”) under the heading “Nonperforming Loans” beginning on page 111 of our 2024 Form 10-K.

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The following aging analysis of past due and current loans as of September 30, 2025, and December 31, 2024, provides further information regarding Key’s credit exposure.Aging Analysis of Loan Portfolio(a)As of September 30, 2025Current (b)(c)30-59Days PastDue (b)60-89Days PastDue (b)90 andGreaterDays PastDue (b)