Company: CVCO
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000278166-25-000128
Chunk: 49

Company: CAVCO INDUSTRIES, INC.
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 8
Chunk 49
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 fees and other, net(709)(686)Allowance for loan losses(908)(939)57,947 56,537 Less current portion(37,795)(35,852)$20,152 $20,685 The consumer loans held for investment had the following characteristics:June 28,2025March 29,2025Weighted average contractual interest rate7.8 %7.9 %Weighted average effective interest rate7.9 %10.3 %Weighted average months to maturity225221The following table is a consolidated summary of the delinquency status of the outstanding principal balance of consumer loans receivable (in thousands):June 28,2025March 29,2025Current$58,034 $56,401 31 to 60 days284 1,082 61 to 90 days141 4 91+ days1,105 675 $59,564 $58,162 

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The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):June 28, 202520262025202420232022PriorTotalPrime- FICO score 680 and greater$5,204 $13,661 $9,045 $322 $91 $13,386 $41,709 Near Prime- FICO score 620-6791,659 3,401 1,205 — — 9,836 16,101 Sub-Prime- FICO score less than 62014 322 — — — 651 987 No FICO score— 65 440 — — 262 767 $6,877 $17,449 $10,690 $322 $91 $24,135 $59,564 March 29, 202520252024202320222021PriorTotalPrime- FICO score 680 and greater$18,133 $9,209 $323 $92 $761 $13,197 $41,715 Near Prime- FICO score 620-6792,948 1,210 — — 1,026 9,000 14,184 Sub-Prime- FICO score less than 620537 — — — 17 680 1,234 No F