Company: BBVXF
Filing Date: 2025-02-27
Form Type: F-4/A
Source: 0001193125-25-037317
Chunk: 551

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-02-27
Form: F-4/A
Chunk 551
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105 |     |                |       — |     |                |        — |     |            |        — |     |       |   -9,477 |
| Other                                                       |     |                 |       — |     |                   |    — |     |                | -24,740 |     |                |        — |     |            | -114,583 |     |       | -139,323 |
| Other movements                                             |     |                 |  -2,771 |     |                   |    — |     |                |       — |     |                |   -1,339 |     |            |    2,010 |     |       |   -2,100 |
| Balance as at 31 December 2023                              |     |                 |  58,308 |     |                   |   69 |     |                |  60,550 |     |                |  165,376 |     |            |  251,789 |     |       |  536,092 |

(*) See Note 33. The headings “Pensions and other post employment defined benefit obligations” and “Other long term employee benefits” include the amount of provisions allocated for the coverage of post-employment remuneration and commitments undertaken with early retirees and similar obligations. The heading “Commitments and guarantees given” includes the amount of provisions allocated for the coverage of commitments given and contingent risks arising from financial guarantees or other types of contracts. A-393

During the usual course of business, the Group is exposed to fiscal, legal and regulatory contingencies, among others. All significant contingencies are analysed on a regular basis, with the collaboration of third-partyexperts where necessary and, where appropriate, provisions are recognised under the headings “Pending legal issues and tax litigation” and “Other provisions”. As at 31 December 2023 and 2022, these headings mainly included:

| – | Provisions for legal contingencies amounting to 17 million euros as at 31 December 2023 (23 million 
 euros as at 31 December 2022).                                                                      |

| – | Other provisions for legal contingencies in Spain arising from customer claims in connection with certain general                                                                                                                                   
 contractual terms and conditions amounting to 150 million euros (179 million euros as at 31 December 2022). The most significant provision relates to the possible reimbursement of amounts received as a result of the application of mortgage     
 floor clauses, whether as a result of the hypothetical voiding by