Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 4

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 4
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 the New York Stock Exchange (“ NYSE”) under the symbols “ING29A” for the 2029 notes, “ING31” for the 2031 notes, “ING36” for the 2036 notes and “ING29B” for the floating rate notes. Trading of the notes on the NYSE is expected to begin within 30 days after the initial delivery thereof. Investing in the notes involves risks. See “ Risk Factors” beginning on page S-15of this prospectus supplement, “Risks Relating to Our Debt Securities and Capital Securities” beginning on page 10 of the accompanying prospectus and “Risk Factors” beginning on page 9 of the Issuer’s Annual Report on Form 20-Ffor the year ended December 31, 2024 (the “2024 Form 20-F”)and the other information included and incorporated by reference in this prospectus supplement and the accompanying prospectus for a discussion of the factors you should carefully consider before deciding to invest in the notes. IMPORTANT – PRIIPs REGULATION / PROHIBITION OF SALES TO EEA RETAIL INVESTORS. The notes are not intended to be offered, sold or otherwise made available to and should not be offered, sold or otherwise made available to any retail investor in the European Economic Area (“EEA”). For these purposes, the expression “retail investor” means a person who is one (or more) of the following: (i) a retail client as defined in point (11) of Article 4(1) of Directive 2014/65/EU (as amended, “MiFID II”); or (ii) a customer within the meaning of Directive (EU) 2016/97 (as amended, the “Insurance Distribution Directive”), where that customer would not qualify as a professional client as defined in point (10) of Article 4(1) of MiFID II. Consequently, no key information document required by Regulation (EU) No 1286/2014 (as amended, the “PRIIPs Regulation”) for offering or selling the notes or otherwise making them available to retail investors in the EEA has been prepared and therefore offering or selling the notes or otherwise making them available to any retail investor in the EEA may be unlawful under the PRIIPs Regulation. This prospectus supplement has been prepared on the basis that any offer of notes in any Member State of the EEA will be made pursuant to an exemption under Regulation (EU) 2017