Company: USB-PA
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0000036104-25-000064
Chunk: 78

Company: US BANCORP \DE\
Filing Date: 2025-11-05
Form: 10-Q
Item: Item 8
Chunk 78
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 management’s close attention. Classified loans are those loans where a well-defined weakness has been identified that may put full collection of contractual cash flows at risk. It is possible that others, given the same information, may reach different reasonable conclusions regarding the credit quality rating classification of specific loans.

U.S. Bancorp45

The following table provides a summary of loans by portfolio class and the Company’s internal credit quality rating:September 30, 2025December 31, 2024CriticizedCriticized(Dollars in Millions)PassSpecial MentionClassified(a)Total CriticizedTotalPassSpecial MentionClassified(a)Total CriticizedTotalCommercialOriginated in 2025$52,825 $208 $465 $673 $53,498 $— $— $— $— $— Originated in 202432,628 384 758 1,142 33,770 57,578 503 1,034 1,537 59,115 Originated in 20239,151 65 383 448 9,599 19,128 173 564 737 19,865 Originated in 202212,045 24 402 426 12,471 19,718 231 370 601 20,319 Originated in 20213,028 4 32 36 3,064 4,677 60 92 152 4,829 Originated prior to 20214,642 61 84 145 4,787 6,812 76 143 219 7,031 Revolving(b)30,209 576 440 1,016 31,225 27,344 169 812 981 28,325 Total commercial144,528 1,322 2,564 3,886 148,414 135,257 1,212 3,015 4,227 139,484 Commercial real estateOriginated in 202510,556 142 777 919 11,475 — — — — — Originated in 20247,222 58 574 632 7,854 9,652 261 1,772 2,033 11,685 Originated in 20234,052 55 612 667 4,719 5