Company: INGVF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-196042
Chunk: 150

Company: ING GROEP NV
Filing Date: 2025-09-04
Form: 424B5
Chunk 150
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 the cover of this prospectus supplement. The offering of the Securities by the underwriters is subject to receipt and acceptance and subject to the underwriters’ right to reject any order in whole or in part. The Issuer estimates that total expenses for the offering, excluding any underwriting discount, will be approximately $0.6 million. The underwriters have agreed to reimburse the Issuer for certain expenses relating to the offering. The Issuer has agreed to indemnify the several underwriters against certain liabilities, including liabilities under the Securities Act. The Securities are a new issue of securities with no established trading market. The Securities are expected to be admitted to trading on the GEM from September 9, 2025. Application has been made to the GEM for listing of the Securities. The Securities will settle through the facilities of DTC and its participants (including Euroclear and Clearstream, Luxembourg). The CUSIP number for the Securities is 456837 BT9, the ISIN is US456837BT90 and the Common Code is . Certain of the underwriters may not be U.S. registered broker-dealers. To the extent any underwriter that is not a U.S. registered broker-dealer intends to effect sales of the Securities in the United States, it will do so through one or more U.S. registered broker-dealers in accordance with applicable U.S. securities laws and regulations. Certain of the underwriters or their affiliates have performed investment banking and advisory services for the Issuer from time to time for which they have received customary fees and expenses. The underwriters may from time to time engage in transactions with and perform services for the Issuer in the ordinary course of business. It is expected that delivery of the Securities will be made, against payment for value on the Settlement Date, on or about September 9, 2025, which will be the fifth business day in the United States following the date of pricing of the Securities. Under Rule 15c6-1under the Exchange Act, purchases or sales of Securities in the secondary market generally are required to settle within one business day (T+1), unless the parties to any S-109

such transaction expressly agree otherwise. Accordingly, purchasers of the Securities who wish to trade the Securities on any date prior to one business day before delivery will be required, by
virtue of the fact that the Securities initially will settle within five business days (T+5) in the United States, to specify an alternate settlement cycle at the time of any such trade to