Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 29

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 29
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1 leverage                        |     |                             |  9.41 | % |     |             |  9.41 | % |
| Common equity Tier 1                   |     |                             | 11.55 | % |     |             | 11.55 | % |
| Tier 1 capital to risk-weighted assets |     |                             | 11.55 | % |     |             | 11.55 | % |
| Total capital to risk-weighted assets  |     |                             | 12.65 | % |     |             | 12.65 | % |

S-22

DESCRIPTION OF THE SERIES B PREFERRED STOCK

The depositary will be the sole holder of the Series B Preferred Stock, as described under “Description of Depositary Shares” below, and all references in this prospectus supplement to the holders of the Series B Preferred Stock shall mean the depositary. However, the holders of the depositary shares representing the Series B Preferred Stock will be entitled, through the depositary, to exercise the rights and preferences of the holders of the Series B Preferred Stock, as described under “Description of Depositary Shares.”

The following description summarizes the material terms of the Series B Preferred Stock and supplements the description of the general terms and provisions of our preferred stock set forth under “Description of Capital Stock — Preferred Stock” beginning on page 17 of the accompanying prospectus. This summary does not purport to be complete in all respects. This summary is subject to and qualified in its entirety by reference to our Amended and Restated Articles of Incorporation (“Charter”), as amended, the articles of amendment establishing the Series B Preferred Stock (the “Articles of Amendment”), which will be included as an exhibit to documents that we file with the SEC, and the applicable provisions of the West Virginia Business Corporations Act and federal law governing bank holding companies.

If any information regarding the Series B Preferred Stock contained in our Charter or the Articles of Amendment is inconsistent with the information in this prospectus supplement or the accompanying prospectus, the information in our Charter or Articles of Amendment, as applicable, will apply and supersede information in this prospectus supplement and the accompanying prospectus.

All references to “Wesbanco,” “we,” “us,” or “our,” or similar references in this summary refer solely to Wesbanco, Inc. and not to any of its subsidiaries or affiliates.

General

Under our Charter, our board of directors is authorized, without shareholder approval, to adopt resolutions providing for