Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 24

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 24
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 of at least two-thirds ofall outstanding shares of the Series B Preferred Stock, voting together as a single class with any parity stock having similar voting rights, including the Series A Preferred Stock, is required to authorize or issue any shares of capital stock senior in rights and preferences to the Series B Preferred Stock, if we issue preferred stock or depositary shares in the future with voting rights that dilute the voting power of the Series B Preferred Stock or depositary shares, the rights of holders of the depositary shares or the market price of the depositary shares could be adversely affected. The market price of the depositary shares could decline as a result of these other offerings, as well as other sales of a large block of depositary shares, Series B Preferred Stock, or similar securities in the market thereafter, or the perception that such sales could occur. Holders of the Series B Preferred Stock are not entitled to preemptive rights or other protections against dilution. Because our decision to issue securities in any future offering will depend on market conditions and other factors beyond our control, we cannot predict or estimate the amount, timing or nature of our future offerings. Thus, holders of the depositary shares bear the risk of our future offerings reducing the market price of the depositary shares and diluting their holdings in the depositary shares. An increase in market interest rates could result in a decrease in the value of the depositary shares. In general, as market interest rates rise, instruments bearing interest at a fixed rate generally decline in value. Consequently, if you purchase the depositary shares and market interest rates increase, the market value of your depositary shares may decline. While interest rates are historically low, we cannot predict the future level of market interest rates. Ownership of the Series B Preferred Stock and the depositary shares representing the Series B Preferred Stock may require regulatory approval or result in adverse regulatory consequences. We are a bank holding company regulated by the Federal Reserve. Any “company” as defined in the Bank Holding Company Act, as amended (the “BHC Act”) owning 25% or more of a class of our outstanding shares of voting stock, or a lesser percentage if such holder otherwise exercises a “controlling influence” over us, may be S-17

subject to regulation as a “bank holding company” in accordance with the BHC Act. A company may also be deemed to control us if they own
one-third or more of our total equity, both voting and non-voting, aggregating all shares held by the investor across all classes