Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 88

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 88
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 governance structure, consisting of committees, policies, standards and procedures, which is intended to identify, measure, mitigate, monitor and report social, environmental and climate risks. This structure complies with the Central Bank of Brazil’s Resolutions and observes the principles of relevance and proportionality, which are necessary given the complexity of financial products and the profile of our activities.
 Following the guidelines in our Corporate Policies for Sustainability, the area of Social, Environmental and Climate Risks (RSAC) conducts assessments of operations and clients, rating formulations of RSAC, and monitoring activities, in accordance with the scope and criteria set out in the Social, Environmental and Climate Risk Standard, in addition to the requirements and obligations established by Brazilian legislation and regulations.
 The process of social, environmental and climate risk management, as well as the control and monitoring of loan operations are discussed in detail in the section “4.B.20.01-06 Social, Environmental and Climate Risks ”.
 

·   Investments
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 Bradesco Asset, in accordance with the guidelines of its Responsible Investment Policy, applies an analysis methodology that considers Environmental, Social and Governance Factors for all types of assets under its management. This methodology, applied to both private and public securities, allows a more comprehensive assessment of risks and opportunities, allowing the alignment of asset management with the principles of sustainability and social responsibility.
 For private securities, the methodology considers the relevant topics of each sector, identifying the risks and opportunities that companies face. In the case of public securities, indicators are used to assess regulatory quality and public policies regarding the provision of basic services to the population, environmental conservation and reduction of social inequality. Thus, Bradesco Asset incorporates socio-environmental aspects in its business, with the aim of providing superior and sustainable returns when managing clients’ investments.
 In addition, Bradesco Asset strives to engage companies and business partners to adopt best practices in their respective segments. Annually, it publishes the results of this work in the Transparency Report of Principles for Responsible Investment (PRI), to which it is a signatory. The PRI is considered in all investment and relationship activities with Bradesco Asset stakeholders, including:
 
·   integration of ESG issues into the analysis and management of assets;
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·   involvement of investees;
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·   creation of a database with ESG information from investees;
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·   training of Bradesco Asset professionals about ESG issues and its importance to investment activities;
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·   participation of Bradesco Asset in forums and working groups related