Company: AHL
Filing Date: 2025-04-29
Form Type: F-1/A
Source: 0001628280-25-020463
Chunk: 136

Company: ASPEN INSURANCE HOLDINGS LTD
Filing Date: 2025-04-29
Form: F-1/A
Chunk 136
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 intended to enhance the reader’s ability to assess our future financial and business performance. These statements are based on the beliefs and assumptions of our management, and are subject to known and unknown risks and uncertainties. Generally, statements that are not about historical facts, including statements concerning our possible or assumed future actions or results of operations, are forward-looking statements. In particular, statements that use the words such as “believe,” “anticipate,” “expect,” “assume,” “objective,” “target,” “plan,” “estimate,” “project,” “seek,” “will,” “may,” “aim,” “likely,” “continue,” “intend,” “guidance,” “outlook,” “trends,” “future,” “could,” “would,” “should,” “target,” “predict,” “potential,” “on track” or their negatives or variations and similar terminology and words of similar import generally involve forward-looking statements. These statements reflect our current views with respect to future events and because our business is subject to numerous risks, uncertainties and other factors, our actual results could differ materially from those anticipated in the forward-looking statements. We believe that these factors include, but are not limited to, the following:

• the occurrence of natural disasters, severe weather events and other catastrophic events;

• global climate change and government responses thereto;

• war, terrorism and political unrest, government action that is hostile to commercial interests and from sovereign, sub-sovereign and corporate defaults;

• emerging claim and coverage issues in our business and social inflation;

• cyclical changes in the insurance and reinsurance industries;

• our reinsurers may not reimburse us for claims on a timely basis, or at all;

• the reliance on third parties for the assessment and pricing of individual risks;

• the failure of any risk management and loss limitation methods we employ;

• the reinsurance that we purchase may not always be available on favorable terms or we may choose to retain a higher proportion of particular risks compared to previous years;

• actual claims exceeding our loss reserves;

• economic inflation;

• increases in the frequency and severity of cyber-attacks on our policyholders;

• interest rate risk, credit risk, real estate related risks, market risk, servicing risk, loss from catastrophic events and other risks;

• adverse developments affecting the financial services industry and the potential contagion impact to, and resulting stress on, the financial services sector generally;

• failing to realize profits from or losing some or all of the principal amount of our invested assets if we are required to sell our invested assets