Company: WSBC
Filing Date: 2025-02-10
Form Type: 425
Source: 0000950170-25-017126
Chunk: 25

Company: WESBANCO INC
Filing Date: 2025-02-10
Form: 425
Chunk 25
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% 2.10% 2.05% 2.10% 2.18% 2.12% Net Interest Income (FTE-basis) $118,991 $122,338 $127,689 $486,343 $483,016 $165,916 $172,235 $175,885 $175,027 $192,556 $200,545 $246,014 $263,232 $300,790 $352,760 $405,222 $483,999 $462,229 $479,315 $486,343 $483,016 Non-Interest Income $30,074 $29,612 $36,388 $120,447 $127,983 $64,589 $59,599 $59,888 $64,775 $69,285 $68,504 $74,466 $81,499 $88,840 $100,276 $116,716 $128,185 $132,785 $117,391 $120,447 $127,983 Total Income $149,065 $151,950 $164,077 $606,790 $610,999 $230,505 $231,834 $235,773 $239,802 $261,841 $269,049 $320,480 $344,731 $389,630 $453,036 $521,938 $612,184 $595,014 $596,706 $606,790 $610,999 Efficiency Ratio 66.75% 65.29% 61.23% 63.64% 64.73% 64.13% 60.81% 59.50% 60.98% 60.99% 59.59% 57.05% 56.69% 56.44% 54.60% 56.68% 56.38% 58.22% 59.53% 63.64% 64.73% Three Months Ending Twelve Months Ending Twelve Months Ending 32 Non-Interest Expense to Total Assets and Efficiency Ratio Reconciliation Note: “non-interest expense to total assets” are annualized by utilizing the actual numbers of days in the quarter versus the year; “efficiency ratio” is non-interest expense excluding restructuring and merger-related expense divided by total income; FTE represents fully taxable equivalent; Old Line Bancshares merger closed November 2019; Farmers Capital Bank Corporation merger closed August 2018; First Sentry Bancshares merger closed April 2018; Your Community