Company: CPSS
Filing Date: 2025-08-11
Form Type: 10-Q
Source: 0001683168-25-005901
Chunk: 25

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-08-11
Form: 10-Q
Item: Part I, Item 8
Chunk 25
---
    Unobservable 
    2025  
    2024 

    (In thousands)  

    Assets: 

    Discount rate 
     11.33%  
     11.37% 
  
    Finance receivables measured at fair value 
    $3,559,029  
    $3,313,767  
    Cumulative net losses 
     15.84%  
     15.47% 

     25 

CONSUMER PORTFOLIO SERVICES, INC. AND SUBSIDIARIES

NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL
STATEMENTS

The following
table summarizes the delinquency status of these finance receivables measured at fair value as of June 30, 2025, and December 31, 2024: 

    Schedule of delinquency status of finance receivables measured at fair value 

    June 30,  
    December 31, 

    2025  
    2024 

    (In thousands) 
  
    Delinquency Status 

    Current  
    $3,220,543  
    $2,969,864 
  
    31 - 60 days 
     228,139  
     241,883 
  
    61 - 90 days 
     103,588  
     113,662 
  
    91 + days 
     56,671  
     64,810 
  
    Repo 
     97,624  
     95,321 

    $3,706,565  
    $3,485,540 

There were no transfers in
or out of level 1, level 2 or level 3 assets and liabilities for the three months ended June 30, 2025, and 2024.

The estimated
fair values of financial assets and liabilities at June 30, 2025, and December 31, 2024, were as follows: 

    Schedule of fair values of financial assets and liabilities 

    As of June 30, 2025 
  
    Financial Instrument 
    (In thousands) 

    Carrying  
    Fair Value Measurements Using:  

    Value  
    Level 1  
    Level 2  
    Level 3  
    Total 
  
    Assets: