Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 81

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 81
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305 Total commercial897 744 1,641 7,751,616 7,753,257 Consumer2,221 606 2,827 379,910 382,737 Total$53,900 $95,566 $149,466 $24,096,427 $24,245,893 December 31, 202430 - 8990 or MoreDaysDaysTotalPast DuePast DuePast DueCurrentTotal (In thousands)Real estate mortgage:Commercial$27,700 $22,561 $50,261 $4,528,511 $4,578,772 Multi-family10,346 21,860 32,206 6,009,507 6,041,713 Other residential39,873 36,976 76,849 2,730,325 2,807,174 Total real estate mortgage77,919 81,397 159,316 13,268,343 13,427,659 Real estate construction and land:Commercial— — — 799,131 799,131 Residential— — — 2,373,162 2,373,162 Total real estate construction and land— — — 3,172,293 3,172,293 Commercial:Asset-based1,795 — 1,795 2,086,174 2,087,969 Venture capital5,534 — 5,534 1,532,242 1,537,776 Other commercial3,295 6,956 10,251 3,142,833 3,153,084 Total commercial10,624 6,956 17,580 6,761,249 6,778,829 Consumer2,804 493 3,297 399,585 402,882 Total$91,347 $88,846 $180,193 $23,601,470 $23,781,663 

24

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

It is our policy to discontinue accruing interest when principal or interest payments are past due 90 days or more (unless the loan is both well secured and in the process of collection) or when, in the opinion of management,