Company: BCS
Filing Date: 2025-07-29
Form Type: 6-K
Source: 0001654954-25-008608
Chunk: 31

Company: BARCLAYS PLC
Filing Date: 2025-07-29
Form: 6-K
Chunk 31
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    78.0 |  27.8 |
| As at 31.12.24  |                          |         |         |       |                                      |         |         |       |                |         |         |       |
| <=75%           |                     74.5 |    10.7 |     0.9 |  86.1 |                                  8.3 |    15.8 |    18.7 |  42.8 |              — |     0.1 |     1.8 |     — |
| >75% and <=90%  |                     11.8 |     1.2 |     0.1 |  13.1 |                                 10.2 |    24.2 |     9.7 |  44.1 |            0.1 |     1.7 |    13.0 |   0.3 |
| >90% and <=100% |                      0.8 |       — |       — |   0.8 |                                  1.3 |     2.3 |     4.0 |   7.6 |            0.1 |     4.9 |    35.8 |   0.8 |
| >100%           |                        — |       — |       — |     — |                                  0.2 |     1.4 |     3.9 |   5.5 |            1.6 |    45.9 |    68.7 |  24.8 |

| 1 | Portfolio marked to market based on the most updated valuation   
 including recovery book balances. Updated valuations reflect the 
 application of the latest HPI available as at 30 June            
 2025.                                                            |

New home loans bookings increased 67% to £15.4bn (H124: £9.2bn), primarily driven by increased demand as interest rates reduced and increased operational capacity. The stamp duty relief period and its ending also created increased activity in the purchase market in Q1 25, partially offset by reduced volumes in Q2 25.

The proportion of completions in LTV >90% increased from 0.8% in H1 2024 to 1.6% in H1 2025, primarily driven by an increase in HMT Mortgage Guarantee Scheme applications.

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