Company: HBAN
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000049196-25-000063
Chunk: 66

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 2
Chunk 66
---
 Huntington536 474 62 13 1,063 893 170 19 Dividends on preferred shares27 35 (8)(23)54 71 (17)(24)Net income applicable to common shares$509 $439 $70 16 %$1,009 $822 $187 23 %Average common shares—basic1,457 1,451 6 — %1,456 1,450 6 — %Average common shares—diluted1,481 1,474 7 — 1,482 1,474 8 1 Net income per common share—basic$0.35 $0.30 $0.05 17 $0.69 $0.57 $0.12 21 Net income per common share—diluted0.34 0.30 0.04 13 0.68 0.56 0.12 21 Cash dividends declared per common share0.155 0.155 — — 0.31 0.31 — — Return on average total assets1.04 %0.98 %1.04 %0.93 %Return on average common shareholders’ equity11.0 10.4 11.1 9.8 Return on average tangible common shareholders’ equity (1)16.1 16.1 16.4 15.1 Net interest margin (2)3.11 2.99 3.11 3.00 Efficiency ratio (3)59.0 60.8 58.9 62.2 Revenue and Net Interest Income—FTE (non-GAAP)Net interest income$1,467 $1,312 $155 12 %$2,893 $2,599 $294 11 %FTE adjustment (2)16 13 3 23 31 26 5 19 Net interest income, FTE (non-GAAP) (2)1,483 1,325 158 12 2,924 2,625 299 11 Noninterest income471 491 (20)(4)965 958 7 1 Total revenue, FTE (non-GAAP) (2)$1,954 $1