Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 84

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 84
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13,295 6,991 27,277 20,973 Less: Preferred stock redemption14,046 — 14,046 — Net income applicable to common shares(A)$188,913 $163,010 $559,497 $488,710 Weighted average common shares outstanding(B)66,952 64,888 66,871 62,743 Effect of dilutive potential common sharesCommon stock equivalents1,028 1,053 945 934 Weighted average common shares and effect of dilutive potential common shares(C)67,980 65,941 67,816 63,677 Net income per common share:Basic(A/B)$2.82 $2.51 $8.37 $7.79 Diluted(A/C)$2.78 $2.47 $8.25 $7.67 Potentially dilutive common shares can result from stock options, restricted stock unit awards and shares to be issued under the Employee Stock Purchase Plan and the Directors Deferred Fee and Stock Plan, being treated as if they had been either exercised or issued, computed by application of the treasury stock method. While potentially dilutive common shares are typically included in the computation of diluted earnings per share, potentially dilutive common shares are excluded from this computation in periods in which the effect of inclusion would either reduce the loss per share or increase the income per share.At the January 2025 meeting of the Board of Directors of the Company (the “Board of Directors”), a quarterly cash dividend of $0.50 per share ($2.00 on an annualized basis) was declared. It was paid on February 20, 2025 to shareholders of record as of February 6, 2025. At the April 2025 meeting of the Board of Directors, a quarterly cash dividend of $0.50 per share ($2.00 on an annualized basis) was declared. It was paid on May 22, 2025 to shareholders of record as of May 8, 2025. At the July 2025 meeting of Board of Directors, a quarterly cash dividend of $0.50 ($2.00 on annualized basis) per share was declared. It was paid on August 21, 2025, to shareholders of record as of August 7, 2025.

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Table of Contents

ITEM 2

MANAGEMENT’S DISCUSSION AND ANALYSIS OF FIN