Company: INGVF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001628280-25-036812
Chunk: 49

Company: ING GROEP NV
Filing Date: 2025-07-31
Form: 6-K
Chunk 49
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 |             |        |
| Adjustment of the EU 'IAS 39 carve out'2                                    |     |                           | -1,065 |        |     |       |          |     |  -279 |          |     |     |                           |             |  -786 |     |                           | -1,512 |        |     |       |          |     |  -414 |          |     |     |                           |             | -1,099 |
| Net result ING Group IFRS-EU3                                               |     |                           | 11,339 |        |     | 6,846 |          |     | 1,237 |          |     | 127 |                           |             | 3,130 |     |                           | 11,300 |        |     | 6,439 |          |     | 1,385 |          |     | 118 |                           |             |  3,358 |

1 Net result reflects the net result attributable to shareholders of the parent.

2 ING prepares the Form 6-K in accordance with IFRS-IASB. This information is prepared by reversing the hedge accounting impacts that applied under the EU 'carve-out' version of IAS 39. For the underlying result, the impact of the carve-out is re-instated as this is the measure at which management monitors the business.

3 IFRS-EU figures include the impact of applying the EU 'IAS 39 carve-out'.

ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited 48

| Contents |     | Interim Report |     | Risk management |     | Condensed consolidated interim financial statements |     | Notes to the Condensed consolidated interim financial statements |     | Additional notes to the Condensed consolidated interim financial statements |     | Other information |

| ING Group Total                                               |     |                           |        |     |     |       |     |        |           |     |                           |        |     |     |       |     |        |           |
|                                                               |     | 1 January to 30 June 2025 |        |     |     |       |     |        |           |     | 1 January to 30 June 2024 |        |     |     |       |     |        |           |
| in EUR million                                                |     | ING Bank                  |        |     |     | Other |     |