Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047351
Chunk: 41

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 41
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 BUSINESS ACTIVITY ⁽¹⁾ (VARIATION AT CONSTANTEXCHANGE RATES COMPARED TO 31-12-24) |

⁽¹⁾ Excluding repos.

| NET INTEREST INCOME / AVERAGE TOTALASSETS (PERCENTAGE AT CONSTANT EXCHANGERATES) |

| OPERATING INCOME (MILLIONS OF EUROS ATCURRENT EXCHANGE RATES) |

| +9.2% | -1 |

| 2,056 |     | 2,245 |

⁽¹⁾ At constant exchange rates: +38.0%.

| NET ATTRIBUTABLE PROFIT (LOSS) (MILLIONS OFEUROS AT CURRENT EXCHANGE RATES) |

| +24.1% | -1 |

| 471 |     | 585 |

⁽¹⁾ At constant exchange rates: +84.2%.

Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| January - September 2025Report - p.47 |

| FINANCIAL STATEMENTS AND RELEVANT BUSINESS INDICATORS (MILLIONS OF EUROS AND PERCENTAGE) |             |       |         |             |
| Income statement                                                                         | Jan.-Sep.25 |   ∆ % | ∆ % ⁽¹⁾ | Jan.-Sep.24 |
| Net interest income                                                                      |       3,537 | -15.3 |    -1.9 |       4,178 |
| Net fees and commissions                                                                 |         655 |   7.5 |    18.9 |         610 |
| Net trading income                                                                       |         433 | -20.9 |   -11.6 |         548 |
| Other operating income and expenses                                                      |        -625 | -57.5 |   -55.6 |      -1,471 |
| Gross income                                                                             |       4,001 |   3.5 |    23.5 |       3,865 |
| Operating expenses                                                                       |      -1,756 |  -2.9 |     9.0 |      -1,809 |
| Personnel expenses                                                                       |        -787 |  -4.7 |     8.1 |        -826 |
| Other administrative expenses                                                            |        -815 |  -1.1 |    11.6 |        -824 |
| Depreciation                                                                             |        -154 |