Company: NEWTP
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0001628280-25-050582
Chunk: 55

Company: NewtekOne, Inc.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 1
Chunk 55
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,746 369,746 Loans HFI, at amortized cost, net of deferred fees and costs621,651 — — 668,687 668,687 Federal Home Loan Bank and Federal Reserve Bank stock3,585 — 3,585 — 3,585 Joint ventures and other non-control investments, at FV57,678 — — 57,678 57,678 Financial Liabilities:Time deposits409,251 — 410,442 — 410,442 Borrowings708,041 — 306,549 413,818 720,367 

F-46

NOTE 10—DEPOSITS:The following table summarizes deposits by type:September 30, 2025December 31, 2024Non-interest-bearing:Demand$21,771 $11,142 Interest-bearing:Checking154,754 103,978 Money market64,284 62,001 Savings455,624 386,680 Time deposits481,531 409,251 Total interest-bearing1,156,193 961,910 Total deposits$1,177,964 $973,052 Time deposits, money market, and interest-bearing checking obtained through brokers$38,100 $27,100 Aggregate amount of deposit accounts that exceeded the FDIC limit$177,929 $140,679 Deposit overdrafts reclassified as loan balances$16 $17 Certificates of deposit in excess of $0.25 million $177,485 $99,231 

The following table summarizes the scheduled maturities of time deposits:2025$158,023 2026275,302 202737,559 202810,509 2029117 Thereafter21 Total time deposits$481,531 

F-47

NOTE 11—BORROWINGS:At September 30, 2025 and December 31, 2024, the Company had borrowings composed of the following:September 30, 2025December 31, 2024CommitmentsBorrowings OutstandingWeighted Avg Interest RateCommitmentsBorrowings OutstandingWeighted Avg Interest RateBank Borrowings1:NMS Webster Note2$— $— 6.68 %$54,871 $32,688 7.30 %NMS Goldman Facility395,000 88,617 9.