Company: ONBPP
Filing Date: 2025-10-29
Form Type: 10-Q
Source: 0000707179-25-000064
Chunk: 190

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-10-29
Form: 10-Q
Item: Item 8
Chunk 190
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 statements are based on assumptions and estimates, which although believed to be reasonable, may turn out to be incorrect. Therefore, undue reliance should not be placed upon these estimates and statements. We cannot assure that any of these statements, estimates, or beliefs will be realized and actual results or outcomes may differ from those contemplated in these forward-looking statements. Old National does not undertake an obligation to update these forward-looking statements to reflect events or conditions after the date of this report. You are advised to consult further disclosures we may make on related subjects in our filings with the SEC.

Investors should consider these risks, uncertainties, and other factors in addition to the factors under the heading “Risk Factors” included in Item 1A of Part I of Old National’s 2024 Form 10-K and our other filings with the SEC.

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FINANCIAL HIGHLIGHTS

The following table sets forth certain financial highlights of Old National for the previous five quarters:

Three Months Ended(dollars and shares in thousands,except per share data)September 30,June 30,March 31,December 31,September 30,20252025202520242024Income Statement:Net interest income$574,609 $514,790 $387,643 $394,180 $391,724 Taxable equivalent adjustment (1) (3)7,975 7,063 5,360 5,777 6,144 Net interest income - taxable equivalent basis (3)582,584 521,853 393,003 399,957 397,868 Provision for credit losses26,738 106,835 31,403 27,017 28,497 Noninterest income130,461 132,517 93,794 95,766 94,138 Noninterest expense445,734 384,766 268,471 276,824 272,283 Net income available to common shareholders178,533 121,375 140,625 149,839 139,768 Per Common Share Data:Weighted average diluted common shares390,496 361,436 321,016 318,803 317,331 Net income (diluted)$0.46 $0.34 $0.44 $0.47 $0.44 Cash dividends0.14 0.14 0.14 0.14 0.14 Common dividend payout ratio (2