Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 295

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 8
Chunk 295
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186 3,308,303 2,778,294 2,981,211 2,336,073      Funding available within one business day(a)11,203,216 10,376,598 10,327,012 9,551,527 8,002,776 Available federal funds lines1,729,000 1,284,000 1,164,000 1,401,000 1,406,000 Available brokered deposits capacity(b)734,649 414,199 418,198 520,809 679,089 Unsecured debt capacity(c)1,000,000 1,000,000 1,000,000 1,000,000 1,000,000      Total available liquidity$14,666,865 $13,074,797 $12,909,210 $12,473,336 $11,087,865 Uninsured and uncollateralized deposits$8,469,167 $9,170,483 $7,954,259 $7,492,684 $7,174,369 Coverage ratio of uninsured and uncollateralized deposits with secured funding available within one business day132 %113 %130 %127 %112 %Coverage ratio of uninsured and uncollateralized deposits with total funding173 %143 %162 %166 %155 %

(a) Estimated based on normal course of operations with indicated institution.

(b) Availability based on internal policy limitations. The Corporation includes outstanding deposits that have received a primary purpose exemption in the brokered deposit classification as they have similar funding characteristics and risk as brokered deposits. 

(c) Estimated availability based on the Corporation's current internal funding considerations.

Based on contractual obligations and ongoing operations, the Corporation's sources of liquidity are sufficient to meet present and future liquidity needs. See Table 17 for information about the Corporation's contractual obligations and other commitments. See section Deposits and Customer Funding for information about uninsured deposits and concentrations.

Credit ratings impact the Corporation's ability to issue debt securities and the cost to borrow money. Adverse changes in credit ratings impact not only the ability to raise funds in the capital markets but also the cost of these funds. For additional information regarding risks related to adverse changes in our credit ratings, see Part II, Item 1A, Risk Factors.

For the six months ended June 30,