Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257753
Chunk: 13

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 13
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.6% Colombia+3.3% Colombia+5.7% Peru+8.5% Peru+4.6% Argentina+126.3%Argentina+79.0% Other+10.1%Other+3.0% (1) Performing loans and Cust.Funds under management, excluding repos. COL Strong Net Profit growth, supported by robust revenue growth: NII growing on higher activity and better customer spread, and increased fees. Risk metrics continued to improve. PER Solid Net Profit in 3Q, supported by NII increase, driven by retail-oriented activity growth, and strong fee performance. Impairments increased due to risk models parameters update. Solid underlying asset quality trends. ARG Net Profit affected by rates volatility and FX depreciation in the quarter. p. 22 Note: Inflation rate ARG: 6.0% in 3Q25 vs 6% in 2Q25 and 22% in 9M25 (vs 102% 9M24).

3Q25 EARNINGS BUSINESS AREAS Rest of business PROFIT & LOSSÄ (%)Ä (%) (CONSTANT €M)3Q25vs. 3Q24vs. 2Q259M25 vs. 9M24 Net Interest Income22117.416.759615.7 Net Fees and Commissions15248.06.242853.9 Net Trading Income9311.024.72698.8 Other Income & Expenses2n.s.277.94241.1 Gross Income46825.114.91,29624.5 Operating Expenses-22729.512.4-62426.9 Operating Income24121.217.367222.4 Impairment on Financial Assets-10-213.5-43.8-4727.7 Provisions and Other Gains and Losses-9n.s.75.0-11n.s. Income Before Tax2226.821.761520.5 Income Tax-4412.3-2.5-13422.0 Net Attributable Profit1785.629.648120.0 Rest of business includes mainly CIB business in US, Europe & Asia and digital banks (Italy, Germany). KEY RATIOS ASSET QUALITY RATIOS (%) Coverage COST TORoRWA (%) INCOME (%)(YtD, CONSTANT) NPL(YtD) Ratio48.11.70 CoR (YtD) 3Q242Q253Q25 ACTIVITY (SEP-25