Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 3

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 2
Chunk 3
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2.46 Interest-bearing deposits with banks (e)4,540 50 4.37 4,806 53 4.36 Other short-term investments324 3 3.34 375 3 3.37 Total earning assets70,343 931 5.11 70,378 924 5.11 Cash and due from banks766 733 Allowance for loan losses(683)(690)Accrued income and other assets7,117 7,137 Total assets$77,543 $77,558 Money market and interest-bearing checking deposits (f)$31,849 220 2.77 $31,912 213 2.70 Savings deposits2,112 1 0.16 2,140 1 0.16 Customer certificates of deposit3,074 21 2.75 3,282 24 2.93 Other time deposits1,080 14 5.13 1,052 14 5.35 Foreign office time deposits24 — 3.68 33 — 3.78 Total interest-bearing deposits38,139 256 2.69 38,419 252 2.65 Federal funds purchased377 4 4.41 184 2 4.41 Other short-term borrowings964 11 4.45 4 — 4.61 Medium- and long-term debt5,740 85 5.92 6,488 95 5.83 Total interest-bearing sources45,220 356 3.15 45,095 349 3.12 Noninterest-bearing deposits23,107 23,480 Accrued expenses and other liabilities2,280 2,222 Shareholders’ equity6,936 6,761 Total liabilities and shareholders’ equity$77,543 $77,558 Net interest income/rate spread$575 1.96 $575 1.99 Impact of net noninterest-bearing sources of funds 1.20 1.19 Net interest margin (as a percentage of average earning assets)  3.16  %  3.18  %

(a)Interest income on commercial loans included net expense from cash flow swaps of $83 million and $78 million for the three months ended June 30, 2025 and