Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 540

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 540
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     |  217,158 |   |       |     | 61,941,355 |   |

| (*) | The amount is due to execution, collection, debt restructuring, investment conversion, exchange rate fluctuation, etc. |

<div align='center'>F-1 51</div>

SHINHAN FINANCIAL GROUP CO., LTD. AND SUBSIDIARIES

Notes to the Consolidated Financial Statements

(In millions of won)

December 31, 2023 and 2024

| 13. | Loans at amortized cost, etc. (continued) |

i) Loans at amortized cost

|                                                      |             |   2023 |         |   |             |     |         |   |           |     |          |   |             |           |         |   |             |     |         |   |           |     |          |   |             |             |         |   |             |     |         |   |           |     |          |   |             |        |        |   |             |     |        |   |                        |     |        |   |       |     |            |   |
|                                                      |             | Retail |         |   |             |     |         |   |           |     |          |   |             | Corporate |         |   |             |     |         |   |           |     |          |   |             | Credit card |         |   |             |     |         |   |           |     |          |   |             | Others |        |   |             |     |        |   |                        |     |        |   |       |     |            |   |
|                                                      | 12 months   
 expected    
 credit loss |        |         |   | Life time   
 expected    
 credit loss |     |         |   | Impaired  
 financial 
 asset     |     |          |   | 12 months   
 expected    
 credit loss |           |         |   | Life time   
 expected    
 credit loss |     |         |   | Impaired  
 financial 
 asset     |     |          |   | 12 months   
 expected    
 credit loss |             |         |   | Life time   
 expected    
 credit loss |     |         |   | Impaired  
 financial 
 asset     |     |          |   | 12 months   
 expected    
 credit loss |        |        |   | Life time   
 expected    
 credit loss |     |        |   |