Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 155

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 8
Chunk 155
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$231 $85 $40 $356 .26 %Nine Months Ended September 30, 2025Commercial and industrial$104 $90 $81 $275 .44 %Real estate:Commercial324 — 26 350 1.74 Residential builder and developer— — — — — Other commercial construction272 — — 272 6.98 Residential100 4 22 126 .51 Consumer:Home equity lines and loans— — 1 1 .02 Recreational finance1 — — 1 — Automobile— — — — — Other10 — — 10 .43 Total$811 $94 $130 $1,035 .76 %__________________________________________________________________________________(a)Primarily payment deferrals.(b)Primarily term extensions combined with payment deferrals or interest rate reductions.(c)Includes approximately $40 million and $109 million of loans guaranteed by government-related entities (predominantly first lien residential mortgage loans) for the three-month and nine-month periods ended September 30, 2025, respectively.(d)Excludes unfunded commitments to extend credit totaling $53 million and $89 million for the three-month and nine-month periods ended September 30, 2025, respectively.

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4. Loans and allowance for loan losses, continued

Amortized Cost(Dollars in millions)Term ExtensionOther (a)Combination of Modification Types (b)Total (c) (d)Percent of Total Loan ClassThree Months Ended September 30, 2024Commercial and industrial$92 $23 $2 $117 .19 %Real estate:Commercial163 1 — 164 .73 Residential builder and developer2 — — 2 .17 Other commercial construction2 — — 2 .03 Residential36 5 4 45 .20 Consumer:Home equity lines and loans— — — — — Recreational finance— — — — — Automobile— — — — — Other— — — — — Total$295 $29 $6 $330 .24 %Nine Months Ended September 30, 2024Commercial and industrial