Company: RITM-PC
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001556593-25-000033
Chunk: 107

Company: Rithm Capital Corp.
Filing Date: 2025-10-31
Form: 10-Q
Item: Item 1
Chunk 107
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13.3 %4.5December 31, 2024SpringCastle$208,306 $219,308 18.1 %3.8Marcus559,317 446,257 11.0 %1.0Total Consumer Loans$767,623 $665,565 12.9 %1.8See Note 18 regarding the financing of consumer loans.The following table summarizes the past due status and difference between the aggregate UPB and the aggregate carrying value of consumer loans:September 30, 2025December 31, 2024Days Past DueUPBCarrying Value(A)Carrying Value Over (Under) UPBUPBCarrying Value(A)Carrying Value Over (Under) UPBSpringCastle:Current$168,873 $175,000 $6,127 $203,923 $214,746 $10,823 90+3,285 3,365 80 4,383 4,562 179 Total SpringCastle172,158 178,365 6,207 208,306 219,308 11,002 Marcus:Current$198,115 $198,709 $594 $438,712 $438,712 $— 90+140,933 14,298 (126,635)120,605 7,545 (113,060)Total Marcus339,048 213,007 (126,041)559,317 446,257 (113,060)Upgrade:Current$218,897 $206,699 $(12,198)$— $— $— 90+81 76 (5)— — — Total Upgrade218,978 206,775 (12,203)— — — $730,184 $598,147 $(132,037)$767,623 $665,565 $(102,058)(A)Consumer loans are carried at fair value. See Note 19 regarding fair value measurements.The following table summarizes the activity for consumer loans for the period:Balance at December 31, 2024$665,565 Additional fundings(A)16,820 Purchases220,962 Proceeds from repayments(315,250)Accretion of loan discount and premium amortization, net3,157 Fair Value Adjustments due to:Changes in instrument-specific credit risk