Company: FITBI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0000035527-25-000137
Chunk: 50

Company: FIFTH THIRD BANCORP
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 7
Chunk 50
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 ongoing credit monitoring processes.

The following table provides an analysis of home equity portfolio loans outstanding disaggregated based upon refreshed FICO score as of:

TABLE 35:  Home Equity Portfolio Loans Outstanding by Refreshed FICO ScoreMarch 31, 2025December 31, 2024($ in millions)Outstanding% of TotalOutstanding% of TotalSenior Liens:FICO ≤ 659$103 2  %$111 3  %FICO 660-719163 4 160 4 FICO ≥ 7201,008 24 1,013 24 Total senior liens$1,274 30 %$1,284 31 %Junior Liens:FICO ≤ 659254 6 242 6 FICO 660-719527 12 521 12 FICO ≥ 7202,210 52 2,141 51 Total junior liens$2,991 70 %$2,904 69 %Total$4,265 100  %$4,188 100  %

The Bancorp believes that home equity portfolio loans with a greater than 80% LTV (including senior liens, if applicable) present a higher level of risk. The following table provides an analysis of the home equity portfolio loans outstanding in a senior and junior lien position by LTV at origination as of:

TABLE 36:  Home Equity Portfolio Loans Outstanding by LTV at OriginationMarch 31, 2025December 31, 2024($ in millions)OutstandingWeighted-Average LTVOutstandingWeighted-Average LTVSenior Liens:LTV ≤ 80%$1,142 49.5  %$1,147 49.8  %LTV > 80%132 89.2 137 89.1 Total senior liens$1,274 53.7 %$1,284 54.2 %Junior Liens:LTV ≤ 80%2,170 64.1 2,085 64.3 LTV > 80%821 88.0 819 88.2 Total junior liens$2,991 70.9 %$2,904 71.3 %Total$4,265 65.8  %$4,188 66.0  %

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