Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 105

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 105
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,063 $14,006 $229,077 Ending Loans and Leases by Evaluation Methodology:Individually evaluated $160,087 $— $4,440 $— $164,527 Collectively evaluated 13,647,721 2,302,091 7,748,817 382,737 24,081,366 Ending balance$13,807,808 $2,302,091 $7,753,257 $382,737 $24,245,893 

43

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Three Months Ended June 30, 2024Real EstateReal EstateConstructionMortgageand LandCommercialConsumerTotal(In thousands)Allowance for Loan and Lease Losses:Balance, beginning of period $198,274 $30,011 $47,054 $16,164 $291,503 Charge-offs(53,881)— (3,148)(1,041)(58,070)Recoveries1,429 — 834 66 2,329 Net charge-offs(52,452)— (2,314)(975)(55,741)Provision9,438 (4,730)6,454 838 12,000 Balance, end of period$155,260 $25,281 $51,194 $16,027 $247,762 Six Months Ended June 30, 2024Real EstateReal EstateConstructionMortgageand LandCommercialConsumerTotal(In thousands)Allowance for Loan and Lease Losses:Balance, beginning of period $186,827 $33,830 $45,156 $15,874 $281,687 Charge-offs(56,358)— (3,852)(2,874)(63,084)Recoveries2,320 — 3,703 136 6,159 Net charge-offs(54,038)— (149)(2,738)(56,925)Provision 22,471 (8,549)6,187 2,891 23,000 Balance, end of period$155,260 $25,281 $51,194 $16,027 $247,762 Ending Allowance by Evaluation Methodology:Individually evaluated