Company: UMBFO
Filing Date: 2025-07-15
Form Type: 8-K
Source: 0001193125-25-159412
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Company: UMB FINANCIAL CORP
Filing Date: 2025-07-15
Form: 8-K
Item: Item 5.03
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Item 5.03 Amendments to Articles of Incorporation or Bylaws; Change in Fiscal Year.

On July 15, 2025, UMB Financial Corporation (the “ Company”) filed a Termination of Certificate of Designation of 7.00% Fixed-Rate Reset Non-CumulativePerpetual Preferred Stock, Series A (the “ Termination of Certificate of Designation”) to its Restated Articles of Incorporation with the Secretary of State of the State of Missouri, eliminating from the Restated Articles of Incorporation all matters set forth in the Certificate of Designation with respect to its 7.00% Fixed-Rate ResetNon-CumulativePerpetual Preferred Stock, Series A (the “ Series A Preferred Stock”). This amendment terminates the Certificate of Designation of 7.00% Fixed-Rate ResetNon-CumulativePerpetual Preferred Stock, Series A, which was made a part of the Restated Articles when filed with the Missouri Secretary of State on January 31, 2025. A copy of the Termination of Certificate of Designation is attached as Exhibit 3.1 to this Current Report on Form8-Kand is incorporated herein by reference.