Company: OXLCZ
Filing Date: 2025-02-19
Form Type: 424B2
Source: 0001213900-25-015045
Chunk: 80

Company: Oxford Lane Capital Corp.
Filing Date: 2025-02-19
Form: 424B2
Chunk 80
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 this prospectus or an offering of securities to which this prospectus relates. |

11

FEES AND EXPENSES The following table is intended to assist you in understanding the costs and expenses that you will bear directly or indirectly. We caution you that some of the percentages indicated in the table below are estimates and may vary. Except where the context suggests otherwise, whenever this prospectus contains a reference to fees or expenses paid by “us” or “Oxford Lane Capital,” or that “we” will pay fees or expenses, you will indirectly bear such fees or expenses as an investor in Oxford Lane Capital Corp.

| Stockholder transaction expenses:                                          |     |   |      |
| Sales load (as a percentage of offering price)                             |     | — | ​(1) |
| Offering expenses borne by us (as a percentage of offering price)          |     | — | ​(2) |
| Distribution reinvestment plan expenses                                    |     | — | ​(3) |
| Total stockholder transaction expenses (as a percentage of offering price) |     | — |      |

| Annual expenses (estimated as a percentage of net assets attributable to common stock):                         |     |      |         |
| Base management fee                                                                                             |     | 2.69 | %(4)(5) |
| Incentive fees payable under our investment advisory agreement (20% of pre incentive fee net investment income) |     | 3.68 | %(4)(6) |
| Interest payments on borrowed funds                                                                             |     | 1.99 | %(7)(8) |
| Other expenses                                                                                                  |     | 0.53 | %(9)    |
| Total annual expenses                                                                                           |     | 8.89 | %(10)   |

Example The following example demonstrates the projected dollar amount of total cumulative expenses that would be incurred over various periods with respect to a hypothetical investment in our common stock. In calculating the following expense amounts, we have assumed that our annual operating expenses would remain at the levels set forth in the table above.

|                                                                                          |     | 1 Year |    |     | 3 Years |     |     | 5 Years |     |     | 10 Years |     |
|:-----------------------------------------------------------------------------------------|:----|:-------|---:|:----|:--------|----:|:----|:--------|----:|:----|:---------|----:|
| You would pay the following expenses on a $1,000 investment, assuming a