Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000030
Chunk: 20

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 20
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 of publication. 11 The subordination requirement in RWA is 13.50%. 12 The subordination requirement in Leverage ratio is 5.66%. 13 Considering the last official updates of the countercyclical capital buffer and systemic risk buffer, calculated on the basis of exposure as of March 31, 2025. Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| January - June 2025Report - p.22 |

With respect to the MREL (Minimum Requirement for own funds and Eligible Liabilities) ratios 10 achieved as of June 30, 2025, these were 31.55% and 12.03%, respectively for MREL in RWA and MREL in LR, reaching the subordinated ratios of both 26.64% and 10.16%, respectively. A summarizing table is shown below:

| MREL                                                                                                                                                                                  |              |          |          |
|                                                                                                                                                                                       | 30-06-25 ⁽¹⁾ | 31-12-24 | 30-06-24 |
| Total own funds and eligible liabilities (million euros)                                                                                                                              |       63,288 |   63,887 |   62,070 |
| Total RWA of the resolution group (million euros)                                                                                                                                     |      200,574 |  228,796 |  218,340 |
| RWA ratio (%)                                                                                                                                                                         |        31.55 |    27.92 |    28.43 |
| Total exposure for the Leverage calculation (million euros)                                                                                                                           |      525,985 |  527,804 |  519,267 |
| Leverage ratio (%)                                                                                                                                                                    |        12.03 |    12.10 |    11.95 |
| General note: The 2024 data and ratios are presented according to the requirements under CRR2, while those for June 2025 have been calculated applying theregulatory changes of CRR3. |              |          |          |
| ⁽¹⁾ Preliminary data.                                                                                                                                                                 |              |          |          |

On June 12, 2025 the Group made public that it had received a communication from the Bank of Spain regarding its MREL requirement, established by the Single Resolution Board (“SRB”). According to this communication, BBVA must maintain, as from June 12, 2025,