Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 75

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 75
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11,302) (52,111) (30,324) -41.8% (372,353) (93,736) -74.8% Profit before tax 96,499 401,221 270,578 250,996 281,455 268,557 266,786 -0.7% 768,298 816,798 +6.3% Consolidated profit 94,174 305,308 219,057 202,550 183,690 184,270 193,523 +5.0% 618,539 561,483 -9.2% Underlying attributable profit 93,937 304,665 218,682 202,229 183,358 183,927 193,251 +5.1% 617,284 560,535 -9.2%

86 Rest of the Group (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 183 196 228 225 250 272 258 -5.1% 607 780 +28.5% Net fee income 162 180 181 199 205 224 230 +2.7% 523 658 +25.7% Gains (losses) on financial transactions and other 78 109 92 55 70 71 118 +67.5% 279 259 -7.1% Total revenue 424 485 501 479 525 566 606 +7.0% 1,409 1,697 +20.4% Operating expenses (395) (385) (393) (375) (409) (405) (414) +2.2% (1,172) (1,228) +4.8% Net operating income 29 100 107 104 116 161 192 +19.1% 237 468 +97.7% Net loan-loss provisions (54) (55) (50) (71) (70) (41) (65) +57.7% (159) (177) +11.4% Other gains (losses) and