Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 89

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 1
Chunk 89
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2,553,517 Total liabilities and shareholders’ equity$26,456,596 $17,681,596 Net interest income/net interest margin$228,131 3.85 %$133,576 3.36 %

(1)U.S. Government and some U.S. Government Agency securities are tax-exempt in the states in which the Company operates.

(2)Interest-bearing demand deposits include interest-bearing transactional accounts and money market deposits.

62

 Nine Months Ended September 30, 20252024 AverageBalanceInterestIncome/ExpenseYield/RateAverageBalanceInterestIncome/ExpenseYield/RateAssetsInterest-earning assets:Loans held for investment$16,743,048 $816,241 6.52 %$12,522,802 $600,245 6.39 %Loans held for sale260,17212,3226.32 215,97810,0506.20 Securities:Taxable2,749,58062,9953.05 1,839,24927,9752.03 Tax-exempt(1)384,2129,6803.36 265,6014,3462.18 Interest-bearing balances with banks846,84425,7924.07 687,31827,5275.35 Total interest-earning assets20,983,856927,0305.90 15,530,948670,1435.75 Cash and due from banks282,476188,485Intangible assets1,392,3931,007,710Other assets915,322694,427Total assets$23,574,047 $17,421,570 Liabilities and shareholders’ equityInterest-bearing liabilities:Deposits:Interest-bearing demand(2)$10,196,332 $213,332 2.80 %$7,128,721 $168,958 3.16 %Savings deposits1,146,7322,6860.31 838,4432,1880.35 Brokered deposits——— 296,55011,9295.36 Time deposits3,095,75390,8623.92 2,451,73377,9464.25 Total interest-bearing deposits14,438,817306,8802.84 10,715,447261,0213.25 Borrowed funds853