Company: SLDE
Filing Date: 2025-03-10
Form Type: DRS/A
Source: 0000950123-25-003025
Chunk: 37

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-03-10
Form: DRS/A
Chunk 37
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 and rating formulas; |

| • |     | review and evaluate competitive product offerings and pricing dynamics; |

| • |     | closely monitor and timely recognize changes in trends; and |

| • |     | project both frequency and severity of our customers’ losses with reasonable accuracy. |

There are no assurances that we will have success in implementing our pricing methodology accurately in accordance with our assumptions. Our ability to accurately price our policies is subject to a number of risks and uncertainties, including, but not limited to:

| • |     | insufficient, inaccurate or unreliable data; |

| • |     | incorrect or incomplete analysis of available data; |

| • |     | uncertainties generally inherent in estimates and assumptions; |

| • |     | our failure to implement appropriate actuarial projections and rating formulas or other pricing methodologies; |

| • |     | incorrect or incomplete analysis of the competitive environment; |

| • |     | regulatory constraints on rate increases or coverage limitations; |

| • |     | our failure to accurately estimate investment yields and the duration of our liability for loss and loss 
 adjustment expenses; and                                                                                 |

| • |     | unanticipated litigation, court decisions and legislative or regulatory actions or changes to the existing 
 regulatory landscape.                                                                                      |

To address the potential errors or desired or required changes in our current premium rates, we may be compelled to increase the amount allocated to cover policy claims or increased expenses, or to address other economic factors resulting in an increase in future premium rates or to additionally or alternatively adopt different underwriting standards. Any of these changes may result in a decline in new business and renewals and, as a result, have a material adverse effect on our business, results of operations and financial condition. Retention of business written by our subsidiary could expose us to potential losses. We retain risk for our own account on business underwritten by our insurance company subsidiary. The determination to reduce the amount of reinsurance we purchase, or not to purchase reinsurance for a particular 26

risk, customer segment or niche is based on a variety of factors, including market conditions, pricing, availability of reinsurance, our capital levels and loss experience. Retention increases
our financial exposure to losses and significant losses could have a material adverse effect on our business, results of operations and financial condition.

Our future success depends on our ability to continue to develop and implement our technology, and to maintain the confidentiality of this technology.

Our business is characterized by rapidly changing technologies and evolving industry standards. Our future
success depends in part on our