Company: CI
Filing Date: 2025-09-02
Form Type: S-3ASR
Source: 0001140361-25-033568
Chunk: 10

Company: Cigna Group
Filing Date: 2025-09-02
Form: S-3ASR
Chunk 10
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Because a significant part of our operations are conducted through subsidiaries, a significant portion of our cash flow, and consequently, our ability to service debt, including the debt securities, is dependent upon the earnings of our subsidiaries and the transfer of funds by those subsidiaries to us in the form of dividends or other transfers.

In addition, because the debt securities will not be guaranteed by any of our subsidiaries, claims in respect of the debt securities will be structurally subordinated to claims of creditors against our subsidiaries, including policy holders, trade creditors, debtholders, secured creditors, taxing authorities, guarantee holders and any preferred shareholders, except to the extent that we are recognized as a creditor of our subsidiary. Any claims of The Cigna Group as the creditor of its subsidiary would be subordinate to any security interest in the assets of such subsidiary and any indebtedness of such subsidiary senior to that held by us.

In addition to general state law restrictions on payments of dividends and other distributions to shareholders applicable to all corporations, health maintenance organizations and insurance companies, including some of The Cigna Group’s direct and indirect subsidiaries, are subject to further state insurance regulations that, among other things, may require those companies to maintain certain levels of equity and restrict the amount of dividends and other distributions that may be paid to The Cigna Group.

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TABLE OF CONTENTS

Terms of the Debt Securities to be Described in the Prospectus Supplement The existing indenture does not limit the amount of debt securities that we may issue under them. We may issue debt securities under the existing indenture up to an aggregate principal amount as we may authorize from time to time. The prospectus supplement will describe the terms of any debt securities being offered, including:

| • | the title of the debt securities of the series; |

| • | any limit on the aggregate principal amount of the debt securities; |

| • | the person to whom the interest will be payable, if other than the person in whose name that debt security is registered at; |

| • | the date or dates on which the principal will be payable; |

| • | the interest rate, if any, and the method for calculating the interest rate; |

| • | the interest payment dates and the record dates for interest payments; |

| • | our right, if any, to defer payment of interest and the maximum length of this deferral period; |

| • | any mandatory or optional redemption terms or prepayment or sinking fund provisions