Company: BCDRF
Filing Date: 2025-01-02
Form Type: 6-K
Source: 0000891478-25-000002
Chunk: 49

Company: Banco Santander, S.A.
Filing Date: 2025-01-02
Form: 6-K
Chunk 49
---
 |                    |        |     |                                |      |     |            |        |
| Spain                               |     |                   |  97 |     |                    |    -44 |     |                                |   53 |     |            |  6,358 |     |                   |  98 |     |                    |     -9 |     |                                |   89 |     |            |  5,129 |
| Rest of Europe                      |     |                   |  29 |     |                    |    -18 |     |                                |   11 |     |            |  5,811 |     |                   |  19 |     |                    |    -30 |     |                                |  -11 |     |            |  5,018 |
| Latin America and rest of the world |     |                   |  19 |     |                    |   -232 |     |                                | -213 |     |            |  6,224 |     |                   |   6 |     |                    |   -267 |     |                                | -261 |     |            |  5,106 |
|                                     |     |                   | 607 |     |                    | -1,054 |     |                                | -447 |     |            | 78,229 |     |                   | 667 |     |                    | -1,222 |     |                                | -555 |     |            | 81,547 |

| 36 |     | January - September 2024 |

#### 12. Segment information (Primary segment)
Grupo Santander has aligned the information in this note with the underlying information used internally for management reporting and with that presented in Grupo Santander's other public documents.

Grupo Santander's executive committee has been selected to be its chief operating decision maker. Grupo Santander's operating segments reflect its organizational and managerial structures. The executive committee reviews internal reporting based on these segments to assess performance and allocate resources.

On September 18, 2023, Grupo Santander announced that it is consolidating its retail & commercial and consumer activities across all markets under two new global businesses: Retail & Commercial and Digital Consumer Bank. The changes align these businesses with Santander’s at 30 June 2024, global model in Corporate & Investment Banking, Wealth Management & Insurance and Payments, helping the bank achieve the strategic goals.

The segments are split by business units in which profits are made and by geographic area. The information is prepared by aggreg