Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 242

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 242
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 has audited, reviewed, examined, compiled or applied agreed-upon procedures with respect to the accompanying prospective financial information and, accordingly, no independent public account firm has expressed any opinion or given any other form of assurance with respect thereto or its achievability and assumes no responsibility for the prospective financial information and disclaims any association with the prospective financial information. The reports by Crowe LLP incorporated by reference in this proxy statement/prospectus/consent solicitation statement relate to HomeStreet’s and Mechanics’ previously issued financial statements. They do not extend to the prospective financial information and should not be read to do so. In light of the foregoing, and taking into account that the HomeStreet special meeting will be held several months after the prospective financial information was prepared, as well as the uncertainties inherent in any forecasted information, HomeStreet shareholders and Mechanics shareholders are strongly cautioned not to place unwarranted reliance on such information, and HomeStreet and Mechanics urge all HomeStreet shareholders and Mechanics shareholders to review HomeStreet’s most recent SEC filings for descriptions of HomeStreet’s reported financial results and the financial statements of HomeStreet incorporated by reference into this proxy statement/prospectus/consent solicitation statement, as well as the financial statements of Mechanics included in this proxy statement/prospectus/consent solicitation statement. See the section entitled “ Where You Can Find More Information” and “ Financial Statements and Supplementary Data Index to Financial Statements” of this proxy statement/prospectus/consent solicitation statement. Prospective Financial Information for HomeStreet The following table presents certain prospective financial information for HomeStreet (collectively, the “HomeStreet prospective financial information”) that was used by KBW at the direction of HomeStreet management in the financial analyses performed by KBW in connection with KBW’s opinion, as described in the section entitled “ The Merger—Opinion of HomeStreet’s Financial Advisor.”

| ($ in millions, except per share)    |     |      2025 
 Estimated |     |      2026 
 Estimated |
| Net Income to Common Shareholders(1) |     |      $7.0 |     |     $31.9 |
| Diluted Earnings per Share           |     |     $0.36 |     |     $1.65 |
| Total Assets                         |     |    $7,402 |     |    $7,013 |

| (1) | Reflects net income available to holders of HomeStreet common stock. |

For purposes of extrapolating HomeStreet’s financial results