Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 206

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 8
Chunk 206
---
B, loans and investment securities. Net income per diluted common share increased $0.19 to $2.66 for the six months ended June 30, 2025, compared to $2.47 for the six months ended June 30, 2024.

43

Analysis of Net Interest Income

Six Months EndedJune 30, 2025June 30, 2024(dollar amounts in millions)AverageBalanceInterestAverageRateAverageBalanceInterestAverageRateCommercial loans (a)$26,278 $740 5.68 %$26,372 $694 5.30 %Real estate construction loans3,489 130 7.49 4,863 203 8.40 Commercial mortgage loans14,726 483 6.62 13,906 516 7.46 Lease financing732 21 5.76 804 25 6.16 International loans1,035 34 6.63 1,126 44 7.91 Residential mortgage loans1,934 40 4.10 1,890 36 3.79 Consumer loans2,247 82 7.39 2,260 93 8.28 Total loans (b)50,441 1,530 6.12 51,221 1,611 6.33 Mortgage-backed securities (c)13,613 189 2.32 14,536 200 2.29 U.S. Treasury securities (d)1,285 27 4.19 1,503 3 0.33 Total investment securities14,898 216 2.46 16,039 203 2.13 Interest-bearing deposits with banks (e)4,672 103 4.37 6,184 169 5.48 Other short-term investments349 6 3.35 374 7 4.00 Total earning assets70,360 1,855 5.11 73,818 1,990 5.20 Cash and due from banks749 771 Allowance for loan losses(686)(690)Accrued income and other assets7,127 7,513 Total assets$77,550 $81,412 Money market and interest-bearing checking deposits (f)$31,880 433 2.73 $28,