Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 75

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 75
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| · | Promoting the stability of the markets under its jurisdiction, ensuring their expansion and the operation 
 of the entities that operate in them;                                                                     |

| · | Ensuring the liquidity and solvency of companies that make up the insurance market; and |

| · | Ensuring the protection of consumer interests of the markets supervised. |

National Supplemental Health Agency (ANS)

The ANS
is a municipality linked to the Ministry of Health, with operations throughout Brazil, as an agency of regulation, standardization, control
and supervision of activities that ensure the qualification of health care in the supplemental health sector.

The main
initiatives of ANS are to stimulate the quality of the supplemental health sector and encourage programs to promote and prevent diseases
in the sector in which it operates.

To fulfill
its objectives, the following are incumbent upon the ANS:

| · | Regulation of the Supplemental Health Care, creating general policies and guidelines, actions to standardize              
 and foment actions that aim to protect the public interest and the sustainability of the supplemental health care market; |

| · | Qualification of the supplemental health care, creating policies, guidelines and actions that seek, among 
 others the qualification of the sector, in relation to the regulated market; and                          |

| · | Institutional Articulation, creating policies, general guidelines and actions to optimize the internal 
 and external institutional relations enabling the effectiveness of the regulatory process.             |

Insurance Regulation

The Brazilian insurance business is regulated by Decree-Law No. 73/66, as amended, which created two regulatory agencies, the CNSP and SUSEP. SUSEP is responsible for implementing and overseeing CNSP’s policies and ensuring compliance with such policiesby insurance
companies, capitalization companies, open private pension entities, insurance brokers, reinsurers and the insured persons. Insurance companies require government approval, as well as specific approval from SUSEP to offer each of their products. Insurance companies may underwrite policies both directly to consumers and through authorized brokers (Article 13 of Law No. 4,594/64).

Insurance
companies must set aside reserves in accordance with CNSP criteria. Investments covering these reserves must be diversified and meet certain
liquidity, solvency and security criteria, rules for which were consolidated by CNSP Resolution No. 321/15, revoked by CNSP Resolution
No. 432/21, later amended by CNSP Resolution No. 448/22 and No. 453/22. The insurance companies