Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000113
Chunk: 77

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 77
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     |    991 |           |     |  1,554 |             |     |        |  75.1 |   |     |  1,080 |           |     |  1,438 |             |
| DCB Europe                            |     |        |  82.3 |   |     |  3,078 |           |     |  3,739 |             |     |        |  85.4 |   |     |  2,741 |           |     |  3,210 |             |
| US                                    |     |        |  63.1 |   |     |  3,942 |           |     |  6,245 |             |     |        |  67.9 |   |     |  4,369 |           |     |  6,435 |             |
| Mexico                                |     |        |  99.4 |   |     |  1,409 |           |     |  1,418 |             |     |        | 102.5 |   |     |  1,488 |           |     |  1,452 |             |
| Brazil                                |     |        |  85.1 |   |     |  5,673 |           |     |  6,664 |             |     |        |  90.4 |   |     |  5,875 |           |     |  6,502 |             |
| Chile                                 |     |        |  49.8 |   |     |  1,141 |           |     |  2,288 |             |     |        |  53.1 |   |     |  1,208 |           |     |  2,275 |             |
| Argentina                             |     |        | 121.0 |   |     |    422 |           |     |    349 |             |     |        | 145.2 |   |     |    129 |           |     |     89 |             |

Numerator: total allowances to cover impairment losses on customer loans and advances, guarantees and undrawn balances.

Denominator: credit impaired customer loans and advances, guarantees and undrawn balances.
PagoNxt's coverage ratio is not provided as we do not consider it a relevant metric for this type of business.

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