Company: CVBF
Filing Date: 2025-02-28
Form Type: 10-K
Source: 0000950170-25-029985
Chunk: 309

Company: CVB FINANCIAL CORP
Filing Date: 2025-02-28
Form: 10-K
Item: Item 7
Chunk 309
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 Total loans, at amortized cost
     
    $
    1,073,125

    $
    2,527,068

    $
    4,936,239

    $
    8,536,432

As a normal practice in extending credit for commercial and industrial purposes, we may accept trust deeds on real property as collateral. In some cases, when the primary source of repayment for the loan is anticipated to come from the cash flow from normal operations of the borrower, and real property has been taken as collateral, the real property is considered a secondary source of repayment for the loan. Since we lend primarily in Southern and Central California, our real estate loan collateral is concentrated in this region.

Nonperforming Assets 

The following table provides information on nonperforming assets as of the dates presented. 

    December 31,

    2024

    2023

    2022

    2021

    2020

    (Dollars in thousands)

    Nonaccrual loans
     
    $
    27,795

    $
    21,302

    $
    4,930

    $
    6,893

    $
    14,347

    Loans past due 90 days or more and still accruing     interest

    —

    —

    —

    —

    —

    Nonperforming modified loans / troubled debt     restructured loans (TDRs)

    —

    —

    —

    —

    —

    Total nonperforming loans

    27,795

    21,302

    4,930

    6,893

    14,347

    OREO, net

    19,303

    —

    —

    —

    3,392

    Total nonperforming assets
     
    $
    47,098

    $
    21,302

    $
    4,930

    $
    6,893

    $
    17,739

    Modified loans / Performing TDRs
     
    $
    6,467

    $
    9,460

    $
    7,817

    $
    5,293

    $
    2,159

    Total nonperforming loans and performing modified    loans/TDRs
     
    $
    34,262

    $
    30,762

    $