Company: CMA
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000028412-25-000235
Chunk: 73

Company: COMERICA INC
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 73
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 0.47 Retail loans:Residential mortgage— — — 8 8 0.41 Consumer:Home equity3 — 2 1 6 0.31 Total consumer3 — 2 1 6 0.25 Total retail loans3 — 2 9 14 0.33 Total loans$207 $— $2 $26 $235 0.46 %Nine Months Ended September 30, 2024Business loans:Commercial$204 $— $— $19 $223 0.86 %Commercial mortgage:Other business lines (c)22 — — — 22 0.26 Total commercial mortgage22 — — — 22 0.15 International4 — — — 4 0.37 Total business loans230 — — 19 249 0.54 Retail loans:Residential mortgage5 — — — 5 0.27 Consumer:Home equity1 3 4 2 10 0.55 Total consumer1 3 4 2 10 0.43 Total retail loans6 3 4 2 15 0.36 Total loans$236 $3 $4 $21 $264 0.52 %(a)Represents loan balances where terms were extended or payments were delayed by a more than an insignificant time period, typically more than 180 days, at or above contractual interest rates. (b)Relates to FDMs where more than one type of modification was made. For the three- and nine-month periods ended September 30, 2025 and 2024, this primarily related to modifications where the interest rate was reduced and the term was extended.(c)Primarily loans secured by owner-occupied real estate.(d)Primarily loans to real estate developers.There were no commitments to lend additional funds to borrowers experiencing financial difficulty whose terms had been restructured at September 30, 2025 and December 31, 2024.18

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesThe following table summarizes the financial impacts of loan modifications made during the three- and nine-month periods ended September 30, 2025 and 2024.Weighted-Average Term Extension (