Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000113
Chunk: 75

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 75
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| Chile                          |     |       | 20.2 |   |     |   738 |           |     |  3,651 |             |     |       | 13.7 |   |     |   505 |           |     |  3,685 |             |
| Argentina                      |     |       | 22.4 |   |     |   524 |           |     |  2,337 |             |     |       | 39.1 |   |     |   532 |           |     |  1,359 |             |

Numerator: profit attributable to the parent excluding goodwill impairment annualized (Excluding the adjustment to the valuation of goodwill).

Denominator: average stockholders' equity (excluding minority interests) - intangible assets.
PagoNxt's RoTE is not provided as we do not consider it a relevant metric to measure performance in this type of business.

| RoTE (post-AT1)(EUR million and %) |     |       |      |   |     |       |           |     |        |             |     |       |      |   |     |       |           |     |        |             |
|                                    |     | H1'25 |      |   |     |       |           |     |        |             |     | H1'24 |      |   |     |       |           |     |        |             |
|                                    |     |       |      | % |     |       | Numerator |     |        | Denominator |     |       |      | % |     |       | Numerator |     |        | Denominator |
| Retail & Commercial Banking        |     |       | 17.2 |   |     | 7,079 |           |     | 41,184 |             |     |       | 17.0 |   |     | 6,460 |           |     | 38,012 |             |
| Digital Consumer Bank              |     |       | 10.4 |   |     | 1,930 |           |     | 18,577 |             |     |       | 11.9 |   |     | 1,986 |           |     | 16,645 |             |
| Corporate & Investment Banking     |     |       | 20.8 |   |     | 2,962 |           |     | 14,229 |             |     |