Company: FOACW
Filing Date: 2025-08-11
Form Type: 10-Q
Source: 0001828937-25-000061
Chunk: 61

Company: Finance of America Companies Inc.
Filing Date: 2025-08-11
Form: 10-Q
Item: Item 1
Chunk 61
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 (in years)NM10.6NM10.5LTV5.3% - 70.4%35.8 %5.9% - 70.6%35.1 %CPRNM15.6 %NM16.2 %Loss severityNM10.0 %NM10.0 %

23

Finance of America Companies Inc.Notes to Condensed Consolidated Financial Statements (Unaudited)

June 30, 2025December 31, 2024Instrument / Unobservable InputsRangeWeighted AverageRangeWeighted AverageHPA(2.0)% - 5.6%3.3 %(5.6)% - 8.3%3.5 %Discount rateNM6.6 %NM7.1 %HECM buyouts (nonperforming)WAL (in years)NM1.5NM1.5CPRNM42.2 %NM43.8 %Loss frequencyNM41.3 %NM47.9 %Loss severity5.0% - 17.2%7.4 %3.4% - 15.9%10.5 %Discount rateNM7.4 %NM8.0 %Other assets:Retained bondsWAL (in years)NM3.3NM3.5Discount rate(1.6)% - 15.7%7.4 %(1.3)% - 15.3%7.3 %LiabilitiesHMBS related obligationsWAL (in years)NM3.9NM3.8CPRNM24.4 %NM24.8 %Discount rateNM4.8 %NM5.2 %Nonrecourse debt:Non-agency reverse mortgage loan securitizationsWAL (in years)0.2 - 10.74.10.1 - 10.93.7CPR10.2% - 39.4%17.8 %NM17.3 %Discount rateNM6.4 %NM6.7 %Performing/nonperforming HECM securitizationsWAL (in years)NM0.5NM1.0CPRNM20.7 %NM18.6 %Discount rateNM7.8 %NM7.5 %Deferred purchase price liabilities:TRA obligationDiscount rateNM32.7 %NM28