Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 64

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 64
---
58 53 -9.7% 97 111 +14.1% Total revenue 527 659 691 714 722 688 -4.7% 1,187 1,410 +18.8% Operating expenses (224) (241) (236) (232) (249) (235) -5.6% (465) (484) +4.0% Net operating income 303 418 455 482 473 453 -4.2% 721 926 +28.4% Net loan-loss provisions (125) (126) (127) (118) (156) (138) -11.4% (251) (294) +16.8% Other gains (losses) and provisions (18) (2) (11) (21) (3) (7) +177.9% (20) (10) -50.9% Profit before tax 160 290 317 343 315 308 -2.2% 450 623 +38.4% Consolidated profit 126 232 257 285 268 263 -2.1% 358 531 +48.5% Underlying attributable profit 90 162 180 196 185 184 -0.2% 253 369 +46.0%

80 Chile (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 347 456 472 508 498 504 +1.3% 803 1,002 +24.8% Net fee income 127 132 143 138 147 150 +1.7% 259 297 +14.7% Gains (losses) on financial transactions and other 46 49 63 58 57 54 -4.2% 95 111 +17.0% Total revenue 520 637 677 704 702 708 +0.9% 1,156 1,410 +21.9% Operating expenses (221) (232) (231) (229) (242) (242) +0.0% (453) (484) +6.7% Net operating