Company: WEBNF
Filing Date: 2025-11-04
Form Type: 20-F
Source: 0001104659-25-105894
Chunk: 59

Company: WESTPAC BANKING CORP
Filing Date: 2025-11-04
Form: 20-F
Item: Item 14
Chunk 59
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.2             4.6            27.9         17.2            8.5            23.2            23.4   ​    13.4
Unsecured                         -            95.4            17.5          7.9              -            76.8            19.9   ​     7.6
Total                         100.0           100.0           100.0        100.0          100.0           100.0           100.0   ​   100.0
Parent Entity                     ​               ​               ​            ​              ​               ​               ​   ​       ​
Fully secured                  89.4               -            57.9         76.1           91.8               -            59.7   ​    80.0
Partially secured              10.6             4.9            26.1         16.3            8.2            24.4            21.7   ​    12.7
Unsecured                         -            95.1            16.0          7.6              -            75.6            18.6   ​     7.3
Total                         100.0           100.0           100.0        100.0          100.0           100.0           100.0   ​   100.0
​

a.   For the purpose of collateral classification, housing loans are classified as fully secured, unless they are non-performing in which case they may be classified as partially secured.
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Details of the carrying value and associated provision for ECL are disclosed in Note 9 and Note 10, respectively. The credit quality of loans is disclosed in Note 11.4.
Collateral held against financial assets other than loans
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                       ​                          ​     ​       ​       ​      ​     ​       ​       ​   
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​                                                               Consolidated                Parent Entity
$m                                                ​     2025   2024            ​     2025   2024         
Cash, primarily for derivatives                        3,188           3,079        2,365           2,936
Securities under reverse repurchase agreementsa       28,269          17,950       28,269          17,950
Securities under derivativesa