Company: BOKF
Filing Date: 2025-06-16
Form Type: 11-K
Source: 0000875357-25-000036
Chunk: 2

Company: BOK FINANCIAL CORP
Filing Date: 2025-06-16
Form: 11-K
Chunk 2
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 a required part of the financial statements but includes supplemental information required by the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. The supplemental information is the responsibility of the Plan's management. Our audit procedures included determining whether the supplemental information reconciles to the financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental information. In forming our opinion on the supplemental information in the accompanying

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schedule, we evaluated whether the supplemental information, including its form and content, is presented in conformity with the Department of Labor's Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental information in the accompanying schedule is fairly stated in all material respects in relation to the financial statements as a whole.

We have served as the Plan's auditor since 2007.

Tulsa, Oklahoma

June 16, 2025

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### BOK FINANCIAL 401(k) PLAN

### STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS
| Assets                                  |     | December 31, 
 2024         |               |     | 2023 |               |
|:----------------------------------------|:----|:-------------|--------------:|:----|:-----|--------------:|
| Cash, non-interest bearing              |     | $            |     3,816,713 |     | $    |     2,695,066 |
| Investments, at fair value (See Note 3) |     |              | 1,170,324,448 |     |      | 1,029,751,220 |
| Receivables:                            |     |              |               |     |      |               |
| Employer contributions                  |     |              |       526,790 |     |      |       556,038 |
| Notes from participants                 |     |              |    14,951,903 |     |      |    14,050,738 |
| Unsettled securities sales              |     |              |       101,177 |     |      |       650,200 |
| Interest and dividends                  |     |              |       519,842 |     |      |       466,494 |
| Total receivables                       |     |              |    16,099,712 |     |      |    15,723,