Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1221

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1A
Chunk 1221
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Our
business, financial condition, and results of operations, may be adversely affected by a number of factors, including the risk, factors,
and uncertainties described under this Item 1A, and elsewhere in this Form 10-K. This is not an exhaustive list, and there are other
factors that may be applicable to our business that are not currently known to us or that we currently do not believe are material. Any
of these risks could have an adverse effect on our business, financial condition, operating results, or prospects, which could cause
the trading price of our common stock to decline, and you could lose part or all of your investment. You should carefully consider the
risks, factors, and uncertainties described below, together with the other information contained in this Form 10-K, as well as the risk,
factors, uncertainties, and other information we disclose in other filings we make with the SEC before making an investment decision
regarding our securities.

Risks
Related to our Business Generally

Our
growth plan contemplates our ability to create a Brokerage and Financial Markets business; however, this has been delayed for several
years, and may be difficult to achieve as our platform for expansion is a start-up business in the early stages of its development.

Since
2021, we pursued the development of a brokerage and financial markets business. Our growth plan, however, contemplated the acquisition
of a registered broker-dealer, which was originally to have been acquired from an affiliate of Joseph Cammarata, a former executive officer
who was terminated in late 2021. However, due to delays and complications in that process, relating primarily to Mr. Cammarata’s
then ongoing legal proceedings, even though unrelated to the business of the Company, we were caused in 2022 to abandon those efforts
and continue our search for alternative acquisitions within the brokerage industry. With our 2024 acquisition of Opencash, a broker-dealer
in the pre-revenue and early stages of its operations, we believe we will now be able to launch our expansion into the retail brokerage
and financial markets industry. However, to do so, we will need to, among others, develop the infrastructure necessary to achieve retail
operations, on-board customer support personnel and software developers, develop and implement a marketing strategy, secure the necessary
securities clearing arrangements, continue the development of the online Opencash trading platform and complete our integration with
the proprietary algorithmic trading platform we acquired in September 2021.