Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 143

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 1
Chunk 143
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 all reserve development of Navigators Insurance Company and certain of its affiliates for 2018 and prior accident years (the “Navigators ADC”) up to an aggregate limit of $300, for which the Company had previously ceded the available limit. The Company has collected recoveries from National Indemnity Company ("NICO"), a subsidiary of Berkshire Hathaway Inc., and as a result amortized $8 and $64 of the deferred gain within benefits, losses and loss adjustment expenses during the three and nine months ended September 30, 2025, respectively, and amortized $26 and $87 during the three and nine months ended September 30, 2024, respectively. As of September 30, 2025, the deferred gain on the Navigators ADC has been fully amortized. As of December 31, 2024, the deferred gain on the Navigators ADC was $64, and is included in other liabilities on the Condensed Consolidated Balance Sheets. 

Group Life, Disability and Accident Products

Rollforward of Liabilities for Unpaid Losses and Loss Adjustment ExpensesFor the nine months ended September 30,20252024Beginning liabilities for unpaid losses and loss adjustment expenses, gross$8,206 $8,274 Reinsurance recoverables282 254 Beginning liabilities for unpaid losses and loss adjustment expenses, net7,924 8,020 Provision for unpaid losses and loss adjustment expensesCurrent incurral year3,949 3,929 Prior year's discount accretion153 149 Prior incurral year development [1](486)(460)Total provision for unpaid losses and loss adjustment expenses [2]3,616 3,618 PaymentsCurrent incurral year(1,899)(1,885)Prior incurral years(1,841)(1,846)Total payments(3,740)(3,731)Ending liabilities for unpaid losses and loss adjustment expenses, net7,800 7,907 Reinsurance recoverables281 279 Ending liabilities for unpaid losses and loss adjustment expenses, gross$8,081 $8,186 [1]Prior incurral year development represents the change in estimated ultimate incurred losses and loss adjustment expenses for prior incurral years on a discounted basis.[2]Includes unallocated loss adjustment expenses ("ULAE") of $129 and $130 for the nine months ended September 30, 2025 and 2024, respectively, that are recorded in insurance operating costs and other