Company: FCFS
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000840489-25-000098
Chunk: 99

Company: FirstCash Holdings, Inc.
Filing Date: 2025-07-28
Form: 10-Q
Item: Part I, Item 8
Chunk 99
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 losses— — 31,116 — 31,116 Cost of wholesale scrap jewelry sold21,269 7,273 — — 28,542 Total cost of revenue153,718 93,549 189,507 (1,159)435,615 Net revenue223,018 110,433 61,862 84 395,397 Expenses and other income:    Operating expenses125,192 67,902 35,275 — 228,369 Administrative expenses— — — 46,602 46,602 Depreciation and amortization7,231 5,418 678 13,220 26,547 Interest expense— — — 25,187 25,187 Interest income— — — (261)(261)Loss on foreign exchange— — — 1,437 1,437 Merger and acquisition expenses— — — 1,364 1,364 Other income, net— — — (26)(26)Total expenses and other income132,423 73,320 35,953 87,523 329,219 Income (loss) before income taxes$90,595 $37,113 $25,909 $(87,439)$66,178 (1)Represents the elimination of intersegment transactions related to the Company offering AFF’s LTO payment solution in its U.S. pawn stores.

23

Six Months Ended June 30, 2024U.S.PawnLatin AmericaPawnRetail POSPaymentSolutionsCorporate/EliminationsConsolidatedRevenue:   Retail merchandise sales$467,083 $265,294 $— $(2,093)(1)$730,284 Pawn loan fees243,306 117,275 — — 360,581 Leased merchandise income— — 400,241 — 400,241 Interest and fees on finance receivables— — 114,186 — 114,186 Wholesale scrap jewelry sales44,037 18,053 — — 62,090 Total revenue754,426 400,622 514,427 (2,093)1,667,382 Cost of revenue:    Cost of retail merchandise sold272,363 170,459 — (1,146)(1