Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001160106-25-000034
Chunk: 0

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 0
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ited)              | 34 |
| Condensed consolidated income statement (unaudited)                            | 35 |
| Condensed consolidated statement of comprehensive income (unaudited)           | 36 |
| Condensed consolidated balance sheet (unaudited)                               | 37 |
| Condensed consolidated statement of changes in equity (unaudited)              | 38 |
| Condensed consolidated cash flow statement (unaudited)                         | 41 |
| Notes to the condensed consolidated half-year financial statements (unaudited) | 42 |
| Signature                                                                      | 74 |

BASIS OF PRESENTATION This release covers the results of Lloyds Banking Group plc (the Company) together with its subsidiaries (the Group) for the six months ended 30 June 2025 . Unless otherwise stated, income statement commentaries throughout this document compare the six months ended 30 June 2025 to the six months ended 30 June 2024 and the balance sheet analysis compares the Group balance sheet as at 30 June 2025 to the Group balance sheet as at 31 December 2024 .

| Page 2 of74 |

| LLOYDS BANKING GROUP PLC | 2025HALF-YEAR RESULTS |

FORWARD-LOOKING STATEMENTS This document contains certain forward-looking statements within the meaning of Section 21E of the US Securities Exchange Act of 1934, as amended, and section 27A of the US Securities Act of 1933, as amended, with respect to the business, strategy, plans and/or results of Lloyds Banking Group plc together with its subsidiaries (the Group) and its current goals and expectations. Statements that are not historical or current facts, including statements about the Group’s or its directors’ and/or management’s beliefs and expectations, are forward-looking statements. Words such as, without limitation, ‘believes’, ‘achieves’, ‘anticipates’, ‘estimates’, ‘expects’, ‘targets’, ‘should’, ‘intends’, ‘aims’, ‘projects’, ‘plans’, ‘potential’, ‘will’, ‘would’, ‘could’, ‘considered’, ‘likely’, ‘may’, ‘seek’, ‘estimate’, ‘probability’, ‘goal’, ‘objective’, ‘deliver’, ‘endeavour’, ‘prospects’, ‘optimistic’ and similar expressions or variations on these expressions are intended to identify forward-looking statements. These statements concern or may affect future matters, including but not limited to: projections or expectations of the Group’s future financial position