Company: FRME
Filing Date: 2025-11-06
Form Type: 424B3
Source: 0001193125-25-268801
Chunk: 4

Company: FIRST MERCHANTS CORP
Filing Date: 2025-11-06
Form: 424B3
Chunk 4
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 Merger, as discussed under the section titled “MERGER-RELATED 
 COMPENSATION PROPOSAL” beginning on page 36 (the “Merger-Related Compensation Proposal”).                                                                                                                                                                                                                    |

| 3. | Adjournment Proposal. To approve one or more adjournments of the First Savings special meeting, if                    
 necessary or appropriate, to solicit additional proxies in favor of the Merger Proposal (the “Adjournment Proposal”). |

The accompanying proxy statement and prospectus describes the Merger Agreement and the proposed merger of First Savings with and into First Merchants (the “Merger”) in detail and includes, as Annex A, the complete text of the Merger Agreement. We urge you to read these materials for a description of the Merger Agreement and the Merger. In particular, you should carefully read the section captioned “Risk Factors” beginning on page 23 of the proxy statement and prospectus for a discussion of certain risk factors relating to the Merger.The Board of Directors of First Savings has fixed the close of business on October 24, 2025, as the record date for determining those shareholders who are entitled to notice of, and to vote at, the special meeting and any adjournment or postponement of the special meeting. Approval of the Merger Proposal requires the affirmative vote of shareholders holding a majority of the outstanding shares of First Savings common stock. Approval of the Merger-Related Compensation Proposal and the Adjournment Proposal each requires the affirmative vote of a majority of the shares of First Savings common stock cast at the meeting, in person or by proxy, so long as a quorum is present. The First Savings Board of Directors unanimously recommends that you vote “ FOR” (i) approval of the Merger Proposal; (ii) approval of the Merger-Related Compensation Proposal, and (iii) approval of the Adjournment Proposal. Whether or not you plan to attend the special meeting in person, please submit your proxy by telephone, over the internet or by completing, signing, and dating the enclosed proxy card and returning it as soon as possible using the enclosed postage-prepaid envelope. If you attend the special meeting, you may vote in person if you wish, even if you have previously submitted your proxy. Not submitting your proxy will have the same effect as a vote against the Merger Proposal.

| By Order of the Board of Directors    |
| /s/ Larry W. Myers                    |
| President and Chief Executive Officer |

November 10, 2025 Jeffersonville,