Company: SUND
Filing Date: 2025-06-30
Form Type: 10-K
Source: 0001641172-25-017143
Chunk: 8

Company: Sundance Strategies, Inc.
Filing Date: 2025-06-30
Form: 10-K
Item: Item 1
Chunk 8
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 settlements.

    ●
    Holders
    may be required to obtain MRI coverage as a condition of our business model, which, if unavailable, could potentially increase our
    risk of failure.

    ●
    The
    lapse of life insurance policies will result in the entire loss of our interest in the death benefits from those particular policies.

    ●
    Actual
    results from life settlement products may not match expected results, which could reduce returns and also adversely affect the ability
    to service and grow a portfolio for actuarial stability.

    ●
    The
    limited number of sellers of life settlement products in the secondary market may limit the ability to negotiate favorable prices
    in the acquisition of such life settlement interests.

    ●
    We
    do not track concentrations of pre-existing medical conditions of insureds in our guidelines for purchasing life settlement products.

    ●
    If
    life settlement products are determined to be “securities,” Holders may be required to register as an investment company
    under the Investment Company Act, which would substantially increase SEC reporting costs and oversight of a Holder’s business
    operations.

    ●
    There
    is poor liquidity in the secondary market for life insurance and life settlements.

Risks
Related to the Life Insurance Policies

    ●
    Life
    settlements, and therefore our common stock, are highly speculative and may lose all of their value.

    ●
    Policies
    may be determined to have been issued without an “insurable interest” and could be void or voidable.

    ●
    Additional
    insurable interest concerns regarding life insurance policies originated pursuant to premium finance transactions may also result
    in adverse decisions that could effect policies.

    ●
    Fraud
    in the application for life insurance can also affect assets and interest in policies.

    ●
    The
    risk of litigation with issuing insurance companies could substantially raise our costs of operation and increase our risk of loss.

    ●
    The
    contestation of the life insurance policies by the applicable issuing insurance companies could result in the loss of the benefits
    from such life insurance policies.

    ●
    Increases
    in cost of insurance could reduce estimated returns and lower revenues.

    ●
    Carrier
    and service partner credit risk can adversely affect life settlements.

    ●
    The
    inability to keep track of the insureds could keep us from updating the medical records of the insured.

    ●
    Lost
    insureds