Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 11

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 2
Chunk 11
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,585,931 42,427 3.31 2,616,187 42,730 3.28 Mortgage loans held for sale10,616 343 6.52 9,688 342 7.10 Loans - including fees16,983,776 524,875 6.23 17,001,148 534,265 6.32 Total interest earning assets23,322,768 635,696 5.50 23,938,952 664,792 5.58 Non-earning assets3,339,019 3,343,386 Total assets$26,661,787 $27,282,338 LIABILITIES AND STOCKHOLDERS’ EQUITYLiabilities:      Interest bearing liabilities:      Interest bearing transaction and savings deposits$11,198,922 $137,003 2.47 $11,052,928 $157,779 2.87 Time deposits5,989,526 119,790 4.03 6,447,635 147,187 4.59 Total interest bearing deposits17,188,448 256,793 3.01 17,500,563 304,966 3.50 Federal funds purchased and securities sold under agreements to repurchase36,161 172 0.96 52,359 345 1.33 Other borrowings834,312 18,327 4.43 992,506 26,674 5.40 Subordinated debt and debentures366,331 12,322 6.78 366,179 13,998 7.69 Total interest bearing liabilities18,425,252 287,614 3.15 18,911,607 345,983 3.68 Noninterest bearing liabilities:Noninterest bearing deposits4,366,835 4,639,498 Other liabilities314,435 282,144 Total liabilities23,106,522 23,833,249 Stockholders’ equity3,555,265 3,449,089 Total liabilities and stockholders’ equity$26,661,787 $27,282,338 Net interest spread – FTE2.35 1.90 Net interest margin – FTE$348,082 3.01 $318,809