Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 281

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 281
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— — 67 — 67 Solar energy installation loans1 16 13 — 5 9 — — 44 Other consumer loans— 10 21 9 12 11 25 2 90 Total residential mortgage and consumer loans$4 51 72 28 24 31 96 2 308 Collateral-Dependent Loans and LeasesThe Bancorp considers a loan or lease to be collateral-dependent when the borrower is experiencing financial difficulty and repayment is expected to be provided substantially through the operation or sale of the collateral. When a loan or lease is collateral-dependent, its fair value is generally based on the fair value less cost to sell of the underlying collateral.The following table presents the amortized cost basis of the Bancorp’s collateral-dependent loans and leases, by portfolio class, as of:($ in millions)September 30,2025December 31,2024Commercial loans and leases:Commercial and industrial loans$328 325 Commercial mortgage owner-occupied loans26 63 Commercial mortgage nonowner-occupied loans5 4 Commercial construction loans— 1 Commercial leases— 2 Total commercial loans and leases$359 395 Residential mortgage loans137 131 Consumer loans:Home equity69 66 Indirect secured consumer loans36 30 Total consumer loans$105 96 Total portfolio loans and leases$601 622 

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Table of ContentsFifth Third Bancorp and SubsidiariesNotes to Condensed Consolidated Financial Statements (unaudited)

Nonperforming AssetsNonperforming assets include nonaccrual loans and leases for which ultimate collectability of the full amount of the principal and/or interest is uncertain and certain other assets, including OREO and other repossessed property.The following table presents the amortized cost basis of the Bancorp’s nonaccrual loans and leases, by class, and OREO and other repossessed property as of:September 30, 2025December 31, 2024 ($ in millions)With an ALLLNo RelatedALLLTotalWith an ALLLNo RelatedALLLTotalCommercial loans and leases:Commercial and industrial loans$351 42 393 265 109 374 Commercial mortgage owner-occupied loans14 22 36 52 23 75 Commercial mortgage nonowner-occupied loans4 2 6 — 4 4 Commercial construction loans— —