Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 146

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 146
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 qualifying for return to accrual status. Loans are returned to accrual status when all the principal and interest amounts contractually due are brought current and future payments are reasonably assured. No interest income was recognized on nonaccrual loans for the three and nine months ended September 30, 2025 and 2024.The following tables provide an aging of past due accruing and nonaccruing loans, segregated by class, as of the dates presented:

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Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

 Accruing LoansNonaccruing Loans  30-89 DaysPast Due90 Daysor MorePast DueCurrentLoansTotalLoans30-89 DaysPast Due90 Daysor MorePast DueCurrentLoansTotalLoansTotalLoansSeptember 30, 2025Commercial, financial, agricultural$4,430 $138 $2,723,231 $2,727,799 $(260)$6,946 $26,005 $32,691 $2,760,490 Lease financing215 — 78,111 78,326 — 638 — 638 78,964 Real estate – construction:Residential441 — 401,685 402,126 — 241 2,284 2,525 404,651 Commercial2,708 — 1,118,008 1,120,716 — — 2,123 2,123 1,122,839 Total real estate – construction3,149 — 1,519,693 1,522,842 — 241 4,407 4,648 1,527,490 Real estate – 1-4 family mortgage:Primary26,510 46 2,982,691 3,009,247 2,351 42,865 6,893 52,109 3,061,356 Home equity4,852 — 732,374 737,226 414 1,875 271 2,560 739,786 Rental/investment2,235 103 836,590 838,928 238 1,442 907 2,587 841,515 Land development177 — 239,729 239,906 — 44 5 49 239,955