Company: FLDDW
Filing Date: 2025-04-11
Form Type: 424B3
Source: 0001213900-25-031004
Chunk: 161

Company: Fold Holdings, Inc.
Filing Date: 2025-04-11
Form: 424B3
Chunk 161
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, and business needs. We do not discriminate on the basis of race, color, religion, marital status, age, national origin, ancestry,
physical or mental disability, medical condition, pregnancy, genetic information, gender, sexual orientation, gender identity or expression,
veteran status, or any other status protected under federal, state, or local law.

Many of our employees are highly
skilled in technical areas specific to payment technology, software solutions, risk & compliance, and public company financial
reporting requirements. From time to time, we supplement our workforce with consultants or independent contractors, primarily in the information
technology area, through contracted service arrangements.

Our employees are key to our
success as a company, and we are committed to attracting, developing and retaining the best talent. We attract, develop, and retain the
best talent through various means including performance evaluation and goal setting as well as a robust training and development curriculum.

We provide employees with competitive
compensation and benefits consistent with positions, skill levels, experience, knowledge, and geographic location. All employees are eligible
for company equity (in the form of RSUs), health insurance, paid and unpaid leave, a retirement plan, and life/disability/accident coverage.
We also offer a variety of voluntary benefits that allow employees to select the options that meet their needs, including flexible spending
accounts, health saving accounts, paid parental leave, flexible work arrangements, annual training and tuition allowances, and other benefits.

Our executive management team
and Human Resources department regularly review and update our talent strategy, monitoring a variety of data, including turnover, diversity,
and tenure, to design and implement effective reward/recognition, training, development, succession, and benefit programs to meet the
needs of our businesses and our employees.

Available Information

Our website address is https://foldapp.com/.
We make available, free of charge through the Investor Relations portion of our website, annual reports on Form 10-K, quarterly reports
on Form 10-Q, current reports on Form 8-K, and amendments to those reports filed or furnished pursuant to Section 13(a) or 15(d) of the
Exchange Act as soon as reasonably practicable after we electronically file such material with, or furnish it to, the SEC. Information
contained on our website or connected thereto does not constitute part of, and is not incorporated by reference into, this prospectus.

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Periodic Reporting and Financial
Information

We have registered our common
stock