Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 122

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 1
Chunk 122
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everage)Common Equity Tier 1 toRisk - Weighted AssetsTier 1 Capital toRisk - WeightedAssets Total Capital toRisk - WeightedAssetsWell capitalized5% or above6.5% or above 8% or above 10% or aboveAdequately capitalized4% or above4.5% or above 6% or above 8% or aboveUndercapitalizedLess than 4%Less than 4.5% Less than 6% Less than 8%Significantly undercapitalizedLess than 3%Less than 3% Less than 4% Less than 6%Critically undercapitalized Tangible Equity / Total Assets less than 2%

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The following table provides the capital, risk-based capital and leverage ratios for the Company and for Renasant Bank as of the dates presented:

 ActualMinimum CapitalRequirement to beWell CapitalizedMinimum CapitalRequirement to beAdequatelyCapitalized (including the Capital Conservation Buffer) AmountRatioAmountRatioAmountRatioSeptember 30, 2025Renasant Corporation:Risk-based capital ratios:Common equity tier 1 capital ratio$2,364,465 11.04 %$1,392,167 6.50 %$1,499,257 7.00 %Tier 1 risk-based capital ratio2,364,465 11.04 1,713,436 8.00 1,820,526 8.50 Total risk-based capital ratio3,187,027 14.88 2,141,795 10.00 2,248,885 10.50 Leverage capital ratios:Tier 1 leverage ratio2,364,465 9.46 1,249,829 5.00 999,863 4.00 Renasant Bank:Risk-based capital ratios:Common equity tier 1 capital ratio$2,526,336 11.80 %$1,392,069 6.50 %$1,499,152 7.00 %Tier 1 risk-based capital ratio2,526,336 11.80 1,713,316 8.00 1,820,398 8.50 Total risk