Company: STBA
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000719220-25-000053
Chunk: 109

Company: S&T BANCORP INC
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 2
Chunk 109
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 of the well-capitalized regulatory guidelines. The following table summarizes capital amounts and ratios for S&T and S&T Bank as of the dates presented:

(dollars in thousands)AdequatelyCapitalizedWell-CapitalizedJune 30, 2025December 31, 2024AmountRatioAmountRatioS&T Bancorp, Inc.Tier 1 leverage4.00 %5.00 %$1,146,792 12.18 %$1,112,126 11.98 %Common equity tier 1 to risk-weighted assets4.50 %6.50 %1,122,792 14.59 %1,088,126 14.58 %Tier 1 capital to risk-weighted assets6.00 %8.00 %1,146,792 14.91 %1,112,126 14.90 %Total capital to risk-weighted assets8.00 %10.00 %1,268,060 16.48 %1,230,497 16.49 %S&T BankTier 1 leverage4.00 %5.00 %$1,090,174 11.59 %$1,060,010 11.43 %Common equity tier 1 to risk-weighted assets4.50 %6.50 %1,090,174 14.18 %1,060,010 14.21 %Tier 1 capital to risk-weighted assets6.00 %8.00 %1,090,174 14.18 %1,060,010 14.21 %Total capital to risk-weighted assets8.00 %10.00 %1,211,387 15.76 %1,178,335 15.79 %

We have filed a shelf registration statement on Form S-3 under the Securities Act of 1933, as amended, with the SEC, which allows for the issuance of a variety of securities including debt and capital securities, preferred and common stock and warrants. We may use the proceeds from the sale of securities for general corporate purposes, which could include investments at the holding company level, investing in, or extending credit to subsidiaries, possible acquisitions and stock repurchases. We have not issued any securities pursuant to this shelf registration statement at June 30, 2025.

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