Company: SHG
Filing Date: 2025-04-23
Form Type: 20-F
Source: 0001193125-25-089950
Chunk: 614

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-04-23
Form: 20-F
Chunk 614
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 6,849 |     |           |  1,687 |     |            |  2,355 |     |            |   5,578 |     |          |  15,939 |     |                  |    220 |     |       |  32,628 |
| Others      |     |                |    721 |     |           |    713 |     |            |  1,325 |     |            |   2,202 |     |          |   8,142 |     |                  |      — |     |       |  13,103 |
|             |     |              W | 39,193 |     |           | 47,913 |     |            | 67,440 |     |            | 136,603 |     |          | 503,513 |     |                  | 96,027 |     |       | 890,689 |

| (*) | The above amounts are based on undiscounted cash flows, and have been classified at the earliest maturity that the Group has the obligation to pay. |

|                      |     | 2022 |       |     | 2023 |       |     | 2024 |       |
| Low-value assets     |     |    W | 6,888 |     |      | 7,016 |     |      | 6,287 |
| Short-term lease (*) |     |      |   268 |     |      | 1,841 |     |      |   975 |
| Total                |     |    W | 7,156 |     |      | 8,857 |     |      | 7,262 |

| (*) | The payments for leases with terms less than 1 month are included. |

F-2 31

SHINHAN FINANCIAL GROUP CO., LTD. AND SUBSIDIARIES Notes to the Consolidated Financial Statements (In millions of won) December 31, 2023 and 2024

| 20. | Pledged assets |

|                                            |     | 2023 |            |     | 2024 |            |     | Reasons for collateral                                                        |
| Loans at fair value through profit or loss |     |    W |     49,902 |     |      |          — |     | Pledge for borrowing transaction                                              |
| Loans at amortized cost                    |     |      |    124,420 |