Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 38

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 2
Chunk 38
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The following table presents our nonaccrual loans and leases held for investment and accruing loans and leases past due between 30 and 89 days by loan portfolio segment and class as of the dates indicated:

June 30, 2025December 31, 2024Increase (Decrease)Accruing AccruingAccruingand 30-89and 30-89and 30-89Days PastDays Past Days Past NonaccrualDueNonaccrualDueNonaccrualDue(In thousands)Real estate mortgage:Commercial$98,112 $537 $97,655 $— $457 $537 Multi-family22,594 — 22,763 9,442 (169)(9,442)Other residential39,396 37,342 46,788 34,417 (7,392)2,925 Total real estate mortgage160,102 37,879 167,206 43,859 (7,104)(5,980)Real estate construction and land:Commercial— — — — — — Residential— — — — — — Total real estate construction and land— — — — — — Commercial:Asset-based1,731 171 1,940 1,795 (209)(1,624)Venture capital— — 6,291 — (6,291)— Other commercial4,967 628 13,544 2,331 (8,577)(1,703)Total commercial6,698 799 21,775 4,126 (15,077)(3,327)Consumer716 2,220 624 2,804 92 (584)Total held for investment$167,516 $40,898 $189,605 $50,789 $(22,089)$(9,891)

Nonperforming loans and leases held for investment decreased by $22.1 million to $167.5 million at June 30, 2025 compared to $189.6 million at December 31, 2024, due mainly to charge-offs of $19.8 million, transfers to accrual status of $16.8 million, transfers to held for sale of $5.7 million, and principal and other reductions of $60.1 million, offset partially by additions of