Company: CPSS
Filing Date: 2025-10-28
Form Type: DEF 14A
Source: 0001683168-25-007815
Chunk: 66

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-10-28
Form: DEF 14A
Chunk 66
---
’s proxies to vote on any proposal presented by a shareholder at that
meeting for which we have not been provided with such notice.

We strongly encourage shareholders who wish to submit a proposal or nomination
to seek independent counsel. The above-mentioned nominations and proposals must also comply with the Bylaws and the proxy solicitation
rules of the SEC and Nasdaq, including but not limited to the information requirements set forth in the Bylaws. In addition, shareholders
who intend to solicit proxies in support of director nominees other than the Company’s nominees must also comply with the additional
requirements of Rule 14a-19(b) of the Exchange Act, to the extent applicable. The Company reserves the right to reject, rule out of order
or take other appropriate action with respect to any director nomination or proposal that does not comply with the foregoing and other
applicable requirements.

Availability of Annual Report on Form 10-K

The Company has filed its Annual Report on Form 10-K for the fiscal year
ended December 31, 2024 with the SEC. It is available free of charge at the SEC’s web site at www.sec.gov. Shareholders can also
access this proxy statement at www.consumerportfolio.com/AnnualMeeting2025.html and the Company’s Annual Report on Form 10-K at
www.consumerportfolio.com/2025Form10K.html. Shareholders may also obtain, without charge, a copy of the Company’s annual report
on Form 10-K, upon written request. Any such request should be directed to “Corporate Secretary, Consumer Portfolio Services, Inc.,
3800 Howard Hughes Parkway, Suite 1400, Las Vegas, Nevada 89169.” We will provide copies of exhibits to the Annual Report on Form
10-K, if requested, but will charge a reasonable fee per page to any requesting shareholder. The request must include a representation
by the shareholder that as of October 23, 2025, the shareholder was entitled to vote at the Annual Meeting.

“Householding” of Proxy Materials

The SEC has adopted rules that permit companies and intermediaries
(such as brokers, banks, trustees and other nominees) to satisfy the delivery requirements for proxy statements and annual reports with
respect to two or more shareholders sharing the same address by delivering a single proxy statement addressed to those shareholders. This
process, which is commonly referred to as “householding,” potentially means extra convenience for shareholders and cost savings
for companies.

| 45 |

A number of banks, brokers, trustees and other nominees