Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 75

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 75
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        |
|                                                                   |     | -In Millions of Euros |     |   |               |     |       |               |     |       |                |     |        |              |     |        |              |     |        |       |     |        |
| Debt certificates (including bonds)                               |     |                       |     | 3 |               |     | 1,921 |               |     | 4,567 |                |     | 11,744 |              |     | 24,778 |              |     |  9,661 |       |     | 52,675 |
| Subordinated debt, subordinated deposits and preferred securities |     |                       |     |   |               |     |     1 |               |     |     — |                |     |    173 |              |     |  2,114 |              |     | 16,943 |       |     | 19,231 |
| Total                                                             |     |                       |     | 3 |               |     | 1,922 |               |     | 4,567 |                |     | 11,917 |              |     | 26,892 |              |     | 26,605 |       |     | 71,906 |

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#### Capital
June 30, 2025 information presented below is based on preliminary data.

As of June 30, 2025 and December 31, 2024, own funds are calculated in accordance with the applicable regulations on minimum capital requirements for Spanish credit institutions both at an individual entity level and as a consolidated group. Such regulations establish how to calculate own funds, as well as the various required internal capital adequacy assessment processes and the information required to be disclosed to the market.

The minimum capital requirements established by the current regulations are calculated according to the Group’s exposure to credit and dilution risk, counterparty and liquidity risk relating to the trading portfolio, exchange-rate risk and operational risk. In addition, the Group must fulfill the risk concentration limits established in these regulations and internal corporate governance obligations.

As a result of the most recent Supervisory Review and Evaluation Process (SREP) carried out by the ECB, BBVA must maintain, at a consolidated level, as from January 1, 2025, a CET1 capital ratio of 9.12% 2 and a total capital ratio of 13.28% 2 . The consolidated total capital requirement includes: