Company: AHL
Filing Date: 2025-04-29
Form Type: F-1/A
Source: 0001628280-25-020463
Chunk: 244

Company: ASPEN INSURANCE HOLDINGS LTD
Filing Date: 2025-04-29
Form: F-1/A
Chunk 244
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verified carbon offset programs, while seeking opportunities to improve our data integrity and reduce our carbon footprint. Our 2024 offsetting program supports nature-based climate solutions to largely cover Aspen’s Scope 1 and 2 emissions, as well as a portion of Scope 3 emissions measured. Projects are selected to align with our values, focusing on positive impact, social value beyond carbon, and investing in new technologies for long-term carbon sequestration. Our sustainability initiatives enable us to be more data-led when determining projects to fund, where we invest, and how we partner with clients and suppliers throughout our value chain.

2. Social: Our CSR strategy is rooted in a commitment to global consciousness and local action, aligning our contributions with partners and organizations that advance our values and strategic objectives. Our Group initiatives ‘Give as You Earn’ and’ Volunteer Day’ allow for our people to dedicate both time and financial support to charities of their choice worldwide. Additionally, as part of our commitment to developing the leaders of the future, we engage with programs that foster an inclusive environment across all of our businesses, championed through the work of our Diversity, Equity and Inclusion Delivery Board which drives initiatives aligned to enhancing inclusion and belonging.

3. Governance: In an age of increased and changing risks, we prioritize the strengthening of our corporate governance by enhancing operational structures to integrate and guide our approach to sustainability, creating the right governing bodies and oversight to embed sustainability at the core of our business. We

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continue to progress our approach to administering strong governance over the strategic delivery, effective risk management, and assessment of key metrics.

#### Underwriting and Reinsurance Purchasing
Our objective is to create a diversified portfolio of insurance and reinsurance risks, spread across lines of business, products, geographic areas of coverage, cedants and sources. The acceptance of appropriately priced risk is the core of our business. Underwriting requires judgment, based on important assumptions about matters that are inherently unpredictable and beyond our control, and for which historical experience and probability analysis may not provide sufficient guidance. We view underwriting quality and risk management as critical to our success.

#### Underwriting
We underwrite according to the following principles:

• strive to build a diverse portfolio of risk that generates attractive returns by deploying capital in a targeted and efficient manner to deliver enhanced underwriting profitability;

• operate within agreed boundaries as defined by the business plan for the relevant class of business;

• operate within prescribed maximum underwriting authority limits, which we delegate to individual underwriters in accordance