Company: MTB-PJ
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000036270-25-000011
Chunk: 14

Company: M&T BANK CORP
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 1
Chunk 14
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 — 23 Total other commercial construction$43 $189 $1,487 $1,493 $295 $698 $56 $— $4,261 Gross charge-offs three months ended June 30, 2025$— $— $— $3 $— $— $— $— $3 Gross charge-offs six months ended June 30, 2025$— $— $— $3 $— $— $— $— $3 

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4. Loans and allowance for loan losses, continued

The Company considers repayment performance a significant indicator of credit quality for its residential real estate loan and consumer loan portfolios. A summary of loans in accrual and nonaccrual status at June 30, 2025 for the various classes of the Company’s residential real estate loans and consumer loans and gross charge-offs for those types of loans for the three-month and six-month periods ended June 30, 2025 by origination year follows:  Term Loans by Origination YearRevolvingLoansRevolving Loans Converted to TermLoans Total(Dollars in millions)20252024202320222021PriorResidential real estate:Current$1,802 $1,976 $1,273 $4,333 $3,610 $9,681 $121 $— $22,796 30-89 days past due4 9 13 100 70 410 — — 606 Accruing loans past due 90 days or more— 3 10 63 107 267 — — 450 Nonaccrual— 4 6 38 17 199 1 — 265 Total residential real estate$1,806 $1,992 $1,302 $4,534 $3,804 $10,557 $122 $— $24,117 Gross charge-offs three months ended June 30, 2025$— $— $— $1 $— $— $— $— $1 Gross charge-offs six months ended June 30, 2025$— $— $— $1 $— $2 $— $—