Company: HBCP
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001436425-25-000012
Chunk: 162

Company: HOME BANCORP, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 7
Chunk 162
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 as of December 31, 2024.(dollars in thousands)LessThan OneYearOne toThreeYearsThree toFiveYearsOver FiveYearsTotalUnused commercial lines of credit$126,712 $80,014 $31,961 $78,060 $316,747 Unused personal lines of credit51,774 35,512 13,419 71,478 172,183 Undisbursed portion of loans in process43,512 15,634 16,295 983 76,424 Standby letters of credit5,723 779 — — 6,502 Commitments to originate loans148,868 8,053 4,561 — 161,482 Total$376,589 $139,992 $66,236 $150,521 $733,338 

The Company has utilized leasing arrangements to support the ongoing activities of the Company. The required payments under such commitments and other contractual cash commitments as of December 31, 2024 are shown in the following table.

(dollars in thousands)20252026202720282029ThereafterTotalOperating leases$1,357 $1,371 $1,386 $1,228 $1,150 $10,160 $16,652 Certificates of deposit693,281 30,038 3,930 2,646 2,838 1,184 733,917 Subordinated debt— — — — — 55,000 55,000 Long-term FHLB advances35,194 3,132 — — — — 38,326 Total$729,832 $34,541 $5,316 $3,874 $3,988 $66,344 $843,895