Company: TFC
Filing Date: 2025-02-25
Form Type: 10-K
Source: 0000092230-25-000020
Chunk: 405

Company: TRUIST FINANCIAL CORP
Filing Date: 2025-02-25
Form: 10-K
Item: Item 7A
Chunk 405
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,731 $365 $161 $3,257 Total nonaccrual loans included above$232 $78 $91 $401 Payment Status (Amortized Cost Basis)December 31, 2023(Dollars in millions)Current30-89 Days Past Due90 Days or More Past DueTotalCommercial:Commercial and industrial$887 $48 $92 $1,027 CRE233 11 1 245 Commercial construction22 — — 22 Consumer:Residential mortgage427 116 90 633 Home equity11 — — 11 Indirect auto730 148 20 898 Other consumer24 1 — 25 Credit card11 3 2 16 Total$2,345 $327 $205 $2,877 Total nonaccrual loans included above$155 $85 $137 $377 The following table provides the amortized cost basis of financing receivables that were modified in the last twelve months and were in payment default at period end:December 31, 2024(Dollars in millions)RenewalsTerm ExtensionsInterest Rate AdjustmentsCapitalizationsPayment DelaysCombination -Capitalization and Term ExtensionOtherTotalCommercial:Commercial and industrial$18 $— $— $— $— $— $— $18 CRE3 — — — — — — 3 Consumer:Residential mortgage— 13 — 6 44 33 6 102 Indirect auto— 1 — — 32 — 2 35 Other consumer— 1 — — — — — 1 Credit card— — 2 — — — — 2 Total$21 $15 $2 $6 $76 $33 $8 $161 

124   Truist Financial Corporation

December 31, 2023(Dollars in millions)RenewalsTerm ExtensionsCapitalizationsPayment DelaysCombination -Capitalization and Term ExtensionOtherTotalCommercial:Commercial and industrial$72 $— $— $20 $— $— $92 CRE1 — — — — — 1 Consumer:Residential mortgage— 13 6 34 31