Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 14

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 14
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 quorum to hold its special meeting. In addition, your failure to submit a proxy or vote at the Veritex special meeting, or failure to instruct your bank, broker, trustee or other nominee how to vote, will have the same effect as a vote “AGAINST” the Veritex merger proposal, and an abstention will have the same effect as a vote “AGAINST” the Veritex merger proposal. |

The merger agreement must be approved by the affirmative vote of the holders of a majority of the outstanding shares of Veritex common stock entitled to vote on the merger agreement. The Veritex board of directors unanimously recommend that you vote “FOR” the Veritex merger proposal and “FOR” the other proposals to be considered at the Veritex special meeting.

5

TABLE OF CONTENTS

| Q: | Can I revoke my proxy or change my vote? |

| A: | Yes. You can change your vote at any time before your proxy is voted at the Veritex special meeting. You can do this by: |

| • | completing, signing, dating and returning a proxy card with a later date; |

| • | delivering a duly executed written revocation letter to Veritex’s corporate secretary; |

| • | attending the Veritex special meeting via the Veritex special meeting website, notifying the corporate secretary and voting by ballot at the Veritex special meeting; or |

| • | voting by telephone or the Internet at a later time (but prior to 11:59 p.m., Central Time on the day before the Veritex special meeting). |

If you hold your shares of Veritex common stock through a bank, broker, trustee or other nominee, you should contact your bank, broker, trustee or other nominee to change your vote. Attendance virtually at the Veritex special meeting will not in and of itself constitute revocation of a proxy. A revocation or later-dated proxy received by Veritex after the vote will not affect the vote. Written notices of revocation and other communications about revoking your proxy card should be addressed to: Veritex Holdings, Inc.; 8214 Westchester Drive, Suite 800, Dallas, Texas, 75225, Attention: Corporate Secretary.

| Q: | Will Veritex be required to submit the Veritex merger proposal to its shareholders even if the Veritex board of directors has withdrawn, modified or qualified its recommendation? |

| A: | Yes. Unless the merger