Company: ACIW
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0000935036-25-000013
Chunk: 82

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 8
Chunk 82
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985 6 %(3,624)(13)%27,609 9 %Total operating expenses336,049 85 %29,590 10 %306,459 96 %Operating income58,516 15 %48,956 512 %9,560 4 %Other income (expense):Interest expense(14,683)(4)%4,327 (23)%(19,010)(6)%Interest income4,064 1 %55 1 %4,009 1 %Other, net23,740 6 %25,765 1,272 %(2,025)(1)%Total other income (expense)13,121 3 %30,147 177 %(17,026)(6)%Income (loss) before income taxes71,637 18 %79,103 1,060 %(7,466)(2)%Income tax expense12,767 3 %12,482 4,380 %285 — %Net income (loss)$58,870 15 %$66,621 860 %$(7,751)(2)%

Revenues

Total revenue for the three months ended March 31, 2025, increased $78.5 million, or 25%, as compared to the same period in 2024.  

•The impact of foreign currencies weakening against the U.S. dollar resulted in a $1.4 million decrease in total revenue during the three months ended March 31, 2025, as compared to the same period in 2024.

•Adjusted for the impact of foreign currency, total revenue for the three months ended March 31, 2025, increased $79.9 million, or 25%, as compared to the same period in 2024.

24

Software as a Service (“SaaS”) and Platform as a Service (“PaaS”) Revenue

The Company’s SaaS arrangements allow customers to use certain software solutions (without taking possession of the software) in a single-tenant cloud environment on a subscription basis. The Company’s PaaS arrangements allow customers to use certain software solutions (without taking possession of the software) in a multi-tenant cloud environment on a subscription or consumption basis. Included in SaaS and PaaS revenue are fees paid by our customers for use of our Biller solutions. Biller-related fees may be paid by our clients or directly by their customers and may be a