Company: WSBC
Filing Date: 2025-02-10
Form Type: 425
Source: 0000950170-25-017126
Chunk: 20

Company: WESBANCO INC
Filing Date: 2025-02-10
Form: 425
Chunk 20
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 2021 YTD 2022 YTD 2023 YTD 2024 YTD WSBC $10-25B Banks 1.72% 1.25% 1.10% 1.12% 1.10% 1.51% 1.20% 1.11% 1.19% 1.20% 2020 2021 2022 2023 2024 WSBC $10-25B Banks 4.59% 3.75% 2.34% 2.22% 2.80% 4.76% 3.30% 1.90% 2.88% 3.03% 2020 2021 2022 2023 2024 $10-25B Banks 26 Favorable asset quality measures compared to peer bank group Note: financial data as of quarter ending for dates specified; peer bank group includes all U.S. banks with total assets of $10B to $25B from S&P Capital IQ (as of 2/3/2025) and represent simple averages except criticized & classified loans as % of total loans which is a weighted average; 2020 and 2021 comparability impacted by timing of the adoption of Current Expected Credit Losses (“CECL”) accounting standard and economic assumptions used by each bank (WSBC adopted January 1, 2020) Non-Performing Assets as % of Total Assets Net Charge-Offs as % of Average Loans (YTD Annualized) Allowance for Credit Losses as % of Total Loans Criticized & Classified Loans as % of Total Loans Strong Legacy of Credit Quality ©2025 WesBanco, Inc. | All rights reserved

$0.14 $0.37 4Q2010 4Q2024 $12.09 $22.83 4Q2010 4Q2024 27 Returning value to shareholders Note: dividend through November 2024 declaration announcement; WSBC dividend yield based upon 1/31/2025 closing stock price of $35.04; peer bank group includes all U.S. banks with total assets of $10B to $25B (as of most recent period) from S&P Capital IQ (as of 2/3/2025 and represent simple average) (1) Under the existing share repurchase authorization that was approved on February 24, 2022 by WesBanco