Company: FSBC
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0001628280-25-038796
Chunk: 21

Company: FIVE STAR BANCORP
Filing Date: 2025-08-07
Form: 10-Q
Item: Part I, Item 1
Chunk 21
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. The losses on these loans are deferred until all pending factors have been addressed.

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Table 4.2 presents the amortized cost basis of the Company’s loans by origination year, where origination is defined as the later of origination or renewal date, and credit quality indicator as of the periods indicated.Table 4.2: Loans by Risk Category and VintageAmortized Cost Basis by Origination Year as of June 30, 2025(in thousands)20252024202320222021PriorRevolving LoansRevolving Converted to TermTotalReal estate:CommercialPass$305,408 $417,308 $300,350 $865,475 $598,910 $472,297 $6,758 $— $2,966,506 Watch— 639 10,858 31,993 24,931 23,206 1,391 — 93,018 Substandard— — — 1,101 561 2,508 — — 4,170 Total305,408 417,947 311,208 898,569 624,402 498,011 8,149 — 3,063,694 Commercial land and developmentPass397 393 — — — 631 — — 1,421 Total397 393 — — — 631 — — 1,421 Commercial constructionPass996 21,502 89,128 525 — — — — 112,151 Total996 21,502 89,128 525 — — — — 112,151 Residential constructionPass— 5,410 — — — — — — 5,410 Total— 5,410 — — — — — — 5,410 ResidentialPass408 6,101 4,755 2,833 9,379 8,271 1,407 — 33,154 Total408 6,101 4,755 2,833 9,379 8,271 1,407 — 33,154 FarmlandPass9,457 1,473 2,027 6,248 8,433 23,313 — — 50,951 Watch—