Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 19

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 19
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 the following:

| • |     | making recommendations about the size, organization, and composition of the Board as well as its committee structure and make-up; |

| • |     | identifying and evaluating candidates to become or remain members of the Board; |

| • |     | recommending director nominees for each Committee (including the Chair of each Committee); |

| • |     | leading the Board in its periodic reviews of its and each Committee’s performance; |

| • |     | assisting the Board in attracting and electing qualified and experienced independent directors; |

| • |     | reviewing and recommending changes to the Governance Guidelines for approval by the Board; |

| • |     | monitoring the effectiveness of the Board; |

| • |     | evaluating and making recommendations to the Board about corporate governance policies and practices; |

| • |     | reviewing the Company’s environmental, social and governance practices and overseeing the activities of the Environmental Social and Governance Committee; |

| • |     | overseeing the Company’s shareholder engagement activities; and |

| • |     | providing consultation or assistance to the Board on other corporate governance matters that may be referred by the Board from time to time. |

The Governance Committee has incorporated its policies on the nomination process for directors into the Governance Guidelines. See“ Proposal #1—Election of Directors” later in this Proxy Statement. Risk Committee The Risk Committee is comprised of Kris A. Robbins (Chair), Robin C. Beery, Kevin C. Gallagher, Bradley J. Henderson, Jennifer K. Hopkins, Margaret Lazo, Susan Murphy, Tamara M. Peterman, L. Joshua Sosland, and Leroy J. Williams, Jr. With the exception of Mses. Hopkins, Lazo, and Murphy and Mr. Henderson, who joined the Risk Committee in January 2025, each of these directors served on the Risk Committee throughout all of 2024. Among the Risk Committee’s primary functions are the following:

| • |     | approving and periodically reviewing the Enterprise Risk Management Policy, including statements of risk appetite, and adapting the Enterprise Risk Management Policy when and as appropriate to changes in UMB’s structure, risk profile, complexity, activities, or size; |

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#### •overseeing the operation of UMB’s global risk management framework commensurate with UMB’s structure, risk profile, complexity, activities, and size;•overseeing UMB’s global risk management framework including:¡appropriate policies and procedures establishing risk management governance, risk-management procedures, and risk-control infrastructure