Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 34

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 34
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264 409 248 -39.3% 206 248 +20.5% Consolidated profit 116 (87) 151 271 150 -44.6% 116 150 +29.3% Attributable profit 97 (106) 124 248 126 -49.3% 97 126 +30.3%

53 PagoNxt (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 31 31 35 35 38 +9.7% 31 38 +23.9% Net fee income 224 233 241 261 245 -6.3% 224 245 +9.3% Gains (losses) on financial transactions and other 29 36 35 50 34 -31.6% 29 34 +17.8% Total revenue 283 300 311 346 317 -8.4% 283 317 +11.8% Operating expenses (304) (297) (288) (271) (286) +5.6% (304) (286) -6.1% Net operating income (21) 4 23 75 31 -59.0% (21) 31 — Net loan-loss provisions (4) (5) (3) (4) (6) +58.7% (4) (6) +50.1% Other gains (losses) and provisions (2) (256) (15) (23) (12) -47.4% (2) (12) +403.5% Profit before tax (27) (258) 4 48 13 -73.5% (27) 13 — Consolidated profit (37) (265) (17) 28 9 -68.8% (37) 9 — Attributable profit (39) (265) (21) 26 4 -83.1% (39) 4 —

54 PagoNxt (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1