Company: BANC-PF
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001169770-25-000029
Chunk: 96

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Item 8
Chunk 96
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 $7,163 $242 $402,882 Current YTD period: Gross charge-offs$— $198 $790 $2,733 $352 $1,427 $4 $— $5,504 Total Loans and LeasesInternal risk rating:1-2 High pass$41,829 $37,222 $266,824 $464,135 $88,873 $458,835 $346,778 $23,426 $1,727,922 3-4.5 Pass880,824 776,027 5,131,679 5,144,365 1,296,944 3,078,641 3,866,980 217,464 20,392,924 5 Special mention18,359 90,233 397,584 271,386 142 218,642 86,426 14,543 1,097,315 6-8 Classified28,482 6,733 107,309 142,384 25,638 211,158 40,914 884 563,502 Total$969,494 $910,215 $5,903,396 $6,022,270 $1,411,597 $3,967,276 $4,341,098 $256,317 $23,781,663 Current YTD period: Gross charge-offs$— $5,915 $31,208 $35,844 $12,204 $6,136 $3,031 $605 $94,943 ____________________(1)    Amounts with negative balances are loans with zero principal balances and deferred loan origination fees.

33

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Loan ModificationsThe following tables present our loan modifications made to borrowers experiencing financial difficulty by type of modification for the periods indicated with related amortized cost balances as of the dates indicated:Three Months Ended June 30, 2025Loan ModificationsBalances (Amortized Cost Basis) atJune 30, 2025Combination - TermInterest RateExtension andTotal LoanTerm ExtensionPayment DelayReductionRate ReductionModifications% of% of% of% of% ofLoanLoanLoanLoanLoanPortfolioPortfolioPortfolio