Company: CIB
Filing Date: 2025-08-06
Form Type: 6-K
Source: 0002058897-25-000029
Chunk: 19

Company: Grupo Cibest S.A.
Filing Date: 2025-08-06
Form: 6-K
Chunk 19
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 |
| Net income before non-controlling interest                             |     |         |    118,208 |     |      |    156,119 |     |      |    141,868 |     |             |     |  -9.13 | % |     |             |     |  20.02 | % |
| Non-controlling interest                                               |     |         |     -2,283 |     |      |     -2,945 |     |      |     -2,665 |     |             |     |  -9.51 | % |     |             |     |  16.74 | % |
| Net income                                                             |     |         |    115,925 |     |      |    153,174 |     |      |    139,203 |     |             |     |  -9.12 | % |     |             |     |  20.08 | % |

(1)Corresponds to the results of Banagricola and its subsidiaries before eliminating intercompany transactions with other Grupo Cibest companies

| PRINCIPAL RATIOS |     |  2Q24 |     |   |     |  1Q25 |     |   |     |  2Q25 |     |   |
| NIM              |     |  6.89 |     | % |     |  6.96 |     | % |     |  7.47 |     | % |
| ROE              |     | 21.72 |     | % |     | 22.73 |     | % |     | 19.98 |     | % |
| ROA              |     |  1.99 |     | % |     |  2.34 |     | % |     |   2.1 |     | % |
| CoR              |     |  1.54 |     | % |     |  1.34 |     | % |     |  1.82 |     | % |
| Efficiency       |     | 47.71 |     | % |     |  45.8 |     | % |     | 45.81 |     | % |

| 17 |

| 2Q25 |

#### GRUPO AGROMERCANTIL HOLDING – GUATEMALA
Guatemala's economy has remained one of the strongest in Central America, driven