Company: TIPT
Filing Date: 2025-10-31
Form Type: DEFM14A
Source: 0001140361-25-039949
Chunk: 320

Company: TIPTREE INC.
Filing Date: 2025-10-31
Form: DEFM14A
Chunk 320
---
### MISCELLANEOUS
Tiptree has supplied, and Purchaser has not independently verified, all information relating to Tiptree and Fortegra, and Purchaser has supplied, and Tiptree has not independently verified, all of the information relating to Purchaser and Merger Sub contained in “Summary—Parties Involved in the Merger,” and “The Merger—Parties Involved in the Merger.”

You should rely only on the information contained in this proxy statement, the annexes to this proxy statement and the documents we refer to in this proxy statement to vote on the Merger. We have not authorized anyone to provide you with information that is different from what is contained in this proxy statement. This proxy statement is dated October 31, 2025. You should not assume that the information contained in this proxy statement is accurate as of any date other than that date (or as of an earlier date if so indicated in this proxy statement) and the mailing of this proxy statement to stockholders does not create any implication to the contrary. This proxy statement does not constitute a solicitation of a proxy in any jurisdiction where, or to or from any person to whom, it is unlawful to make a proxy solicitation.

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#### TABLE OF CONTENTS

#### Annex A

### EXECUTION VERSION

### AGREEMENT AND PLAN OF MERGER

### BY AND AMONG

#### DB INSURANCE CO., LTD.,

#### A TO-BE-FORMED SUBSIDIARY OF PURCHASER,

#### THE FORTEGRA GROUP, INC.,

#### AND

#### TIPTREE INC.

#### Dated as of September 26, 2025
TABLE OF CONTENTS

TABLE OF CONTENTS

|                                                           |     |                                                                                    |     | Page |
| ARTICLE I. DEFINITIONS, TERMS AND INTERPRETIVE MATTERS    |     |                                                                                    |     | A-2  |
| Section 1.01                                              |     | Certain Definitions                                                                |     | A-2  |
| Section 1.02                                              |     | Other Terms                                                                        |     | A-21 |
| Section 1.03                                              |     | Other Definitional Provisions                                                      |     | A-21 |
| Section 1.04                                              |     | Interpretive Matters                                                               |     | A-21 |
| ARTICLE II. THE MERGER                                    |     |                                                                                    |     | A-22 |
| Section 2.01