Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 167

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 8
Chunk 167
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 Allowance for credit losses on lending-related commitments28 7 35 31 9 40 Allowance for credit losses653 72 725 651 77 728 Loan charge-offs(61)(2)(63)(48)(1)(49)Recoveries on loans previously charged-off7 2 9 22 2 24 Net loan (charge-offs) recoveries(54)— (54)(26)1 (25)Provision for credit losses:Provision for loan losses83 (21)62 26 (3)23 Provision for credit losses on lending-related commitments(2)4 2 (8)(1)(9)Provision for credit losses81 (17)64 18 (4)14 Balance at end of period:Allowance for loan losses654 44 698 620 66 686 Allowance for credit losses on lending-related commitments26 11 37 23 8 31 Allowance for credit losses$680 $55 $735 $643 $74 $717 Allowance for loan losses as a percentage of total loans1.39%1.06%1.36%1.30%1.59%1.32%Allowance for credit losses as a percentage of total loans1.451.311.441.351.791.3815

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesNonaccrual LoansThe following table presents additional information regarding nonaccrual loans. Interest income of $1 million and $6 million was recognized on nonaccrual loans for the three-month periods ended June 30, 2025 and 2024, respectively. For the six-month periods ended June 30, 2025 and 2024, the Corporation recognized interest income of $2 million and $8 million, respectively, on nonaccrual loans.(in millions)Nonaccrual Loans with No Related AllowanceNonaccrual Loans with Related AllowanceTotal Nonaccrual LoansJune 30, 2025Business loans:Commercial$12 $87 $99 Real estate construction:Commercial Real Estate business line (a)— 11 11 Total real estate construction— 11 11 Commercial mortgage:Other business lines (b)11 57 68 Total commercial mortgage11 57 68