Company: CPSS
Filing Date: 2025-12-10
Form Type: S-8
Source: 0001683168-25-009043
Chunk: 1

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-12-10
Form: S-8
Chunk 1
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, 2025, at the 2025 Annual Meeting
of Shareholders of Consumer Portfolio Services, Inc., a California corporation (the “Registrant”), the Registrant’s
shareholders approved the Consumer Portfolio Services, Inc. 2025 Equity Incentive Plan (the “2025 Plan”), which the Registrant’s
Board of Directors (the “Board”) had previously approved, subject to such shareholder approval. The 2025 Plan permits the
issuance of a maximum of: (i) 4,501,330 shares of the Registrant’s common stock, no par value per share (the “Common Stock”),
which are reserved for issuance under the 2025 Plan and (ii) shares of Common Stock subject to outstanding equity awards under the CPS
2006 Long-Term Equity Incentive Plan (the “2006 Plan”) that, after the effective date of the 2025 Plan, are forfeited, surrendered,
terminated (other than by exercise), cancelled, lapsed or reacquired by the Company prior to vesting, without the delivery of any shares
of Common Stock in accordance with the 2006 Plan, and otherwise comply with the recycling provisions of the 2006 Equity Plan and 2025
Equity Plan. As of the date of shareholder approval of the 2025 Plan, all awards will be made under the 2025 Plan and no additional awards
will be made under the 2006 Plan; provided, however, the terms and conditions of any outstanding awards granted under the 2006 Plan will
not be affected.

The Registrant is filing this Registration Statement
on Form S-8 (this “Registration Statement”) to register under the Securities Act of 1933, as amended (the “Securities
Act”), the offer and sale of 4,501,330 shares of Common Stock pursuant to the 2025 Plan.

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<div align='center'>PART I

INFORMATION REQUIRED IN THE SECTION 10(a) PROSPECTUS</div>

The information specified in Part I of Form S-8 is omitted from this
Registration Statement in accordance with the provisions of Rule 428 under the Securities Act and the introductory note to Part I of Form
S-8. The documents containing the information specified in Part I of Form S-8 have been or will be delivered to the participants in the
plan covered by this Registration Statement as specified by Rule 428(b)(1) under the Securities Act.

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