Company: ONBPP
Filing Date: 2025-10-29
Form Type: 10-Q
Source: 0000707179-25-000064
Chunk: 41

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-10-29
Form: 10-Q
Item: Item 1
Chunk 41
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 loan classes, a loan is generally placed on nonaccrual status when principal or interest becomes 90 days past due unless it is well secured and in the process of collection, or earlier when concern exists as to the ultimate collectability of principal or interest. Interest accrued but not received is reversed against earnings. Cash interest received on these loans is applied to the principal balance until the principal is recovered or until the loan returns to accrual status. Loans may 

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be returned to accrual status when all the principal and interest amounts contractually due are brought current, remain current for a prescribed period, and future payments are reasonably assured.The following table presents the aging of the amortized cost basis in past due loans by class of loans:(dollars in thousands)30-59 DaysPast Due60-89 DaysPast DuePast Due90 Days orMoreTotalPast DueCurrentTotalLoansSeptember 30, 2025Commercial$13,443 $30,769 $66,327 $110,539 $14,176,248 $14,286,787 Commercial real estate6,057 18,547 152,683 177,287 21,733,515 21,910,802 BBCC909 1,610 1,394 3,913 388,607 392,520 Residential34,312 15,472 35,813 85,597 8,104,530 8,190,127 Indirect8,178 2,231 1,217 11,626 1,047,108 1,058,734 Direct1,644 856 1,909 4,409 584,724 589,133 Home equity6,514 2,403 9,163 18,080 1,521,732 1,539,812 Total$71,057 $71,888 $268,506 $411,451 $47,556,464 $47,967,915 December 31, 2024Commercial$5,970 $12,021 $47,257 $65,248 $9,991,011 $10,056,259 Commercial real estate19,240 12,728 60,145 92,113 16,040,935 16,133,048 BBCC1,227 861 1,430 3,518