Company: NEWTP
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0001628280-25-050582
Chunk: 136

Company: NewtekOne, Inc.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 1
Chunk 136
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.8 %101,416 6.0 %N/AN/ATotal Capital (to Risk-Weighted Assets)373,429 22.1 %135,222 8.0 %N/AN/ANewtekOne, Inc. - September 30, 2024Tier 1 Capital (to Average Assets)$218,604 13.9 %$62,703 4.0 %N/AN/ACommon Equity Tier 1 (to Risk-Weighted Assets)218,604 17.7 %55,678 4.5 %N/AN/ATier 1 Capital (to Risk-Weighted Assets)218,604 17.7 %74,237 6.0 %N/AN/ATotal Capital (to Risk-Weighted Assets)253,942 20.5 %98,983 8.0 %N/AN/A

1 Exclusive of the capital conservation buffer of 2.5% of risk-weighted assets.

Capital amounts and ratios for Newtek Bank as of September 30, 2025, and 2024 are presented in the table below. As of September 30, 2025 and 2024, Newtek Bank was categorized as “well-capitalized” under the prompt corrective action measures and met the capital conservation buffer requirements.

ActualFor Capital Adequacy Purposes1For Consideration as Well-CapitalizedNewtek Bank - September 30, 2025AmountRatioAmountRatioAmountRatioTier 1 Capital (to Average Assets)$150,178 11.2 %$53,683 4.0 %$67,103 5.0 %Common Equity Tier 1 (to Risk-Weighted Assets)150,178 13.0 %52,066 4.5 %75,206 6.5 %Tier 1 Capital (to Risk-Weighted Assets)150,178 13.0 %69,421 6.0 %92,562 8.0 %Total Capital (to Risk-Weighted Assets)165,026 14.3 %92,562 8.0 %115,702 10.0 %Newtek Bank - September 30, 2024Tier 1 Capital (to Average Assets)$112,836 13.3 %33,941 4.