Company: BBVXF
Filing Date: 2025-09-05
Form Type: F-4/A
Source: 0001193125-25-196513
Chunk: 138

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-05
Form: F-4/A
Chunk 138
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 11,328,791 |     |         | 28,452,907 |     |        | 14,570,051 |     |        | 10,892,738 |     |        |  7,921,211 |     |        |  9,074,442 |     |           |  33,210,726 |     |       | 166,274,013 |
| Payable                                                           |     |             |           — |     |         | 30,233,517 |     |        | 10,838,943 |     |         | 29,856,672 |     |        | 20,222,682 |     |        | 11,930,292 |     |        |  8,979,495 |     |        |  7,146,036 |     |           |  40,908,171 |     |       | 160,115,808 |
| Contingent risks                                                  |     |             |             |     |         |            |     |        |            |     |         |            |     |        |            |     |        |            |     |        |            |     |        |            |     |           |             |     |       |             |
| Financial guarantees                                              |     |             |      17,922 |     |         |     66,449 |     |        |     66,038 |     |         |    414,294 |     |        |    259,415 |     |        |     92,562 |     |        |     68,818 |     |        |     34,938 |     |           |   1,043,960 |     |       |   2,064,396 |

In this analysis, very short-term maturities traditionally represent funding requirements, as they include continuous maturities of short-term liabilities, which in typical banking activities see higher turnover rates than 107

assets, but as they are continuously rolled over, they actually end up satisfying these requirements and at times even result in the growth of outstanding balances. Furthermore, the Group’s funding programs in capital markets are systematically checked to ensure they can meet its short-, medium- and long-term needs. With regard to the information included in these tables, it is worth highlighting that they show the residual term to maturity of the asset and liability positions on the balance sheet, broken down into different time