Company: CPSS
Filing Date: 2025-08-11
Form Type: 10-Q
Source: 0001683168-25-005901
Chunk: 19

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-08-11
Form: 10-Q
Item: Part I, Item 8
Chunk 19
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    $172,655 

The following table presents the components of
interest expense: 

    Schedule of interest expense 

    Three Months Ended  
    Six Months Ended 

    June 30,  
    June 30, 

    2025  
    2024  
    2025  
    2024 

    (In thousands)  
    (In thousands) 
  
    Securitization trust debt 
    $45,557  
    $37,928  
    $90,602  
    $73,860 
  
    Warehouse lines of credit 
     8,216  
     5,702  
     14,729  
     10,022 
  
    Residual interest financing 
     4,247  
     2,538  
     6,962  
     3,748 
  
    Subordinated renewable notes 
     684  
     542  
     1,329  
     1,048 

    Interest expense 
    $58,704  
    $46,710  
    $113,622  
    $88,678 

     21 

CONSUMER PORTFOLIO SERVICES, INC. AND SUBSIDIARIES

NOTES TO UNAUDITED CONDENSED CONSOLIDATED FINANCIAL
STATEMENTS

(6) Earnings Per Share

Earnings
per share for the three-month and six-month periods ended June 30, 2025, and 2024 were calculated using the weighted average number of
shares outstanding for the related period. The following table reconciles the number of shares used in the computations of basic and
diluted earnings per share for the three-month and six-month periods ended June 30, 2025, and 2024: 

    Schedule of earnings per share 

    Three Months Ended  
    Six Months Ended 

    June 30,  
    June 30, 

    2025  
    2024  
    2025  
    2024 

    (In thousands)  
    (In thousands) 
  
    Weighted average number of common shares outstanding during the period used to compute basic earnings per share 
     21,893  
     21,263  
     21,670  
     21