Company: INGVF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001628280-25-036812
Chunk: 72

Company: ING GROEP NV
Filing Date: 2025-07-31
Form: 6-K
Chunk 72
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        |     |   948 |        |                | 1,115 |        |     | 1,242 |        |              | 1,847 |        |     | 1,790 |        |                   | 1,971 |        |     | 1,960 |        |                |   — |        |     |   — |        |       | 7,566 |        |     | 7,744 |        |

1 Other NII mainly includes NII for Financial Markets and Treasury. In Financial Markets this primarily reflects the funding costs of positions for which associated revenue is reported in 'other income'. For Treasury, it includes the funding costs of specific money market and FX transactions where an offsetting revenue is recorded in 'other income', as well as interest income from other Treasury activities (such as foreign currency ratio hedging) that are not allocated to Retail or Wholesale. Furthermore, other NII includes the funding costs for our equity stakes, the NII related to investment portfolios, as well as the effect of indexation of NII required by IAS 29 due to hyperinflation in Türkiye.

2 Significant volatile items in lending and liability NII are lending- and liability-related interest items that management would consider as outside the normal course of business and large enough to distort a proper period-on-period comparison. For the years 2024 and 2025, it includes EUR -39 million for the Polish mortgage moratorium (2Q2024), and a EUR +70 million one-off in Wholesale Banking (2Q2024).

ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited 66

| Contents |     | Interim Report |     | Risk management |     | Condensed consolidated interim financial statements |     | Notes to the Condensed consolidated interim financial statements |     | Additional notes to the Condensed consolidated interim financial statements |     | Other information |

### SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

#### ING Groep NV
<div align='center'>(Registrant)

Date: July 30, 2025

By: /s/T. Phutrakul

T. Phutrakul

Chief Financial Officer</div>

ING Group Condensed consolidated interim financial information on form