Company: SYBT
Filing Date: 2025-11-05
Form Type: 10-Q
Source: 0001437749-25-033206
Chunk: 85

Company: Stock Yards Bancorp, Inc.
Filing Date: 2025-11-05
Form: 10-Q
Item: Part I, Item 8
Chunk 85
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			28,521

			3.11

			Time

			1,538,245

			46,468

			4.04

			1,053,065

			32,705

			4.15

			Total interest bearing deposits

			5,806,932

			111,386

			2.56

			5,026,185

			97,486

			2.59

			Securities sold under agreements to repurchase

			130,507

			2,027

			2.08

			156,392

			2,639

			2.25

			Federal funds purchased

			6,605

			214

			4.33

			9,585

			395

			5.50

			Federal Home Loan Bank advances

			356,044

			10,519

			3.95

			392,609

			13,469

			4.58

			Subordinated debentures

			26,806

			1,230

			6.13

			26,802

			1,511

			7.53

			Total interest bearing liabilities

			6,326,894

			125,376

			2.65

			5,611,573

			115,500

			2.75

			Non-interest bearing liabilities:

			Non-interest bearing demand deposits

			1,485,519

			1,508,947

			Accrued interest payable and other

			237,702

			258,230

			Total liabilities

			8,050,115

			7,378,750

			Stockholders’ equity

			983,665

			883,267

			Total liabilities and stockholders' equity

			$
			9,033,780

			$
			8,262,017

			Net interest income

			$
			221,315

			$
			187,344

			Net interest spread

			2.86
			%

			2.52
			%

			Net interest margin

			3.52
			%