Company: BBVXF
Filing Date: 2025-02-27
Form Type: F-4/A
Source: 0001193125-25-037317
Chunk: 93

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-02-27
Form: F-4/A
Chunk 93
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 different financial institutions, brands, subsidiaries and investees that cover all aspects of financial business. It operates mainly in Spain, the United Kingdom and Mexico.

Business Segments

The information in this subsection has been extracted from pages 138 to 144 of Banco Sabadell’s Euro Medium Term Note Program base prospectus dated May 14, 2024.

The Group employs a multi-brand strategy, targeting through each brand a specific customer base and/or geographic segment and building on the
goodwill associated with those of its brands that have a long history in the Spanish banking sector. In 2015, the Bank unified the Sabadell Atlántico and SabadellCAM brands to strengthen its image, with “Sabadell” being the flagship
brand that operates throughout most of the Spanish market. The Group’s main banking brands are Sabadell, SabadellHerrero, SabadellGuipuzcoano, SabadellUrquijo Private Banking, Solbank and SabadellGallego.

The Group is organized in the following business segments: Banking Business in Spain, Banking Business in the United Kingdom and Banking
Business in Mexico. Banking Business in Spain, in turn, includes the Retail Banking, the Business Banking and the Corporate and Investment Banking business units.

The information in this subsection has been extracted from pages 234 and 235 of Banco Sabadell’s consolidated directors’ report as of and for the year ended December 31, 2024.

Banking Business in Spain

Retail Banking

This business
unit offers financial products and services to individuals for personal use. These include investment products and medium- and long-term finance, such as consumer loans, mortgages, leasing and rental services, as well as other short-term finance.
Funds come mainly from customers’ term and demand deposits, savings insurance, mutual funds and pension plans. The main services also include payment methods such as cards and various kinds of insurance products.

Business Banking

This
business unit offers financial products and services to companies and self-employed persons. These include investment and financing products, such as working capital products, revolving loans and medium- and

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long-term finance. It also offers custom structured finance and capital market solutions, as well as specialized advice for businesses. Funds mainly come from customers’ term and demand
deposits and mutual funds. The main services also include collection/payment solutions such as cards and points of sale terminals, as well as import and export services. This business unit further includes Private Banking, which offers personalized