Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 7

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 7
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 reference and where the context otherwise indicates, information contained in, or incorporated by reference into, this document regarding Cadence has been provided by Cadence and information contained in, or incorporated by reference into, this document regarding Huntington has been provided by Huntington.

See the section entitled “Where You Can Find More Information” beginning on page 162 of this joint proxy statement/prospectus for further information.

TABLE OF CONTENTS

Huntington Bancshares Incorporated 41 South High Street Columbus, Ohio 43287 NOTICE OF VIRTUAL SPECIAL MEETING OF SHAREHOLDERS To the Shareholders of Huntington Bancshares Incorporated: On October 26, 2025, Huntington Bancshares Incorporated, a Maryland corporation (“Huntington”), The Huntington National Bank (“Huntington National Bank”) and Cadence Bank, a Mississippi state-chartered bank (“Cadence”) entered into an Agreement and Plan of Merger (as amended from time to time, the “merger agreement”), a copy of which is attached as Annex Ato the accompanying joint proxy statement/prospectus. NOTICE IS HEREBY GIVEN that a special meeting of holders of Huntington common stock, par value $0.01 per share (the “Huntington special meeting”), will be held virtually, solely by means of remote communication, on January 6, 2026 at 11:00 a.m., Eastern Time. The Huntington special meeting will be held in a virtual-only format conducted via live audio webcast. You will be able to attend the special meeting by visiting www.virtualshareholdermeeting.com/HBAN2026SM (which we refer to as the “Huntington special meeting website”) and inserting the control number included in your proxy card or voting instruction form provided by your bank, broker, trustee, nominee or other holder of record if you hold your shares of Huntington common stock in “street name,” as of the record date of the Huntington special meeting. You will be able to vote your shares electronically over the Internet and submit questions online during the meeting by logging in to the website listed above and using the control number. We are pleased to notify you of and invite you to the Huntington special meeting. At the Huntington special meeting, you will be asked to consider and vote on the following matters:**

| • | Proposal to approve the issuance of Huntington common stock pursuant to the merger agreement (the “Huntington share issuance proposal”). |

| • | Proposal to adjourn the Huntington special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to