Company: BCS
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0001654954-25-004815
Chunk: 12

Company: BARCLAYS PLC
Filing Date: 2025-04-30
Form: 6-K
Chunk 12
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 72 |             11 |
| Transaction banking                               |                404 |            362 |             12 |
| Total income                                      |                484 |            434 |             12 |

UKCB delivered a RoTE of 17.1% (Q124: 15.2%) , as increased income from higher average deposits and lending balances was partially offset by continuing investment to support future growth ambitions.

#### Income statement - Q125 compared to Q124
#### ●

#### Profit before tax increased 23% to £207m
●

Total income increased 12% to £484m. Net interest incomeincreased 23%to £342mdriven by hi gher average deposits and lending balances. Net fee, commission, trading and other income decreased 10%to £142mdue to the non-repeat of prior year one-off gains

●

Total operating expenses increased 3% to £258m , reflecting higher investment spend to support business growth ambitions with ongoing efficiency savings offsetting inflationary headwinds

●

**Credit impairment charges were £19m (Q124: £15m) , driven by stable underlying credit performance and limited single name charges

Balance sheet - 31 March 2025 compared to 31 December 2024**

#### ●

Loans and advances to customers at amortised cost increased to £26.7bn (December 2024: £25.4bn), reflecting the strategic focus to grow customer lending

●

Customer deposits at amortised cost increased to £85.3bn (December 2024: £83.1bn), driven by an inflow of balances from new and existing customers

●

**RWAs were broadly stable at £24.2bn (December 2024: £23.9bn)**

| Barclays Private Bank and Wealth Management       | Three months ended |                |                |
|                                                   |           31.03.25 |       31.03.24 |                |
| Income statement information                      |                 £m |             £m |       % Change |
| Net interest income                               |                204 |            175 |             17 |
| Net fee, commission and other income              |                145 |            137 |              6 |
| Total income                                      |                349 |            312 |             12 |
| Operating costs                                   |               -234 |           -214 |             -9 |
| UK regulatory levies                              |                 -2 |