Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000113
Chunk: 89

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 89
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 |         |                               | 403,343 |         |                            | 243,419 |        |                           | 125,549 |         |                                                | 154,244 |         |                                                | 126,213 |         |                                                 | 179,069 |        |                   | 61,687 |        |
| Memorandum item                                                                                                    |     |                   |         |         |                 |         |         |                               |         |         |                            |         |        |                           |         |         |                                                |         |         |                                                |         |         |                                                 |         |        |                   |        |        |
| Refinanced and restructured transactions                                                                           |     |                   |         |  18,153 |                 |         |   6,024 |                               |         |   6,945 |                            |         |  5,184 |                           |         |   2,618 |                                                |         |   2,374 |                                                |         |   1,706 |                                                 |         |  2,970 |                   |        |  2,461 |

(*) In addition, the Group has granted advances to customers amounting to EUR 20,570 million; therefore, the total amount of loans and advances to customers amounts to EUR 1,010,727 million.

(**) Includes balances net of impairment or accumulated losses in fair value due to credit risk.

#### January - June202597
<div align='center'>Banco Santander, S.A. and companies composing Santander Group</div>

| INDEX TO THE INTERIM UNAUDITED CONSOLIDATED FINANCIAL STATEMENTS 
 100                                                              
 102                                                              
 103                                                              |     | Condensed consolidated balance sheets as of 30 June 2025 and 31 December 2024 (unaudited)                                                    
 Condensed consolidated income statements for the six-month periods ended 30 June 2025 and 30 June 2024 (unaudited)                           
 Condensed consolidated statements of recognised income and expense for the six-month periods ended 30 June 2025 and 30 June 2024 (unaudited) |
|:-----------------------------------------------------------------|:----|:---------------------------------------------------------------------------------------------------------------------------------------------|
| 104                                                              |     | Condensed consolidated statements of changes in total equity for the six-month periods ended 30 June 2025 and 30 June 2024 (unaudited)       |
| 106                                                              |     | Condensed consolidated statements of cash