Company: OWLS
Filing Date: 2025-09-03
Form Type: F-1
Source: 0001193125-25-195057
Chunk: 176

Company: OBOOK HOLDINGS INC.
Filing Date: 2025-09-03
Form: F-1
Chunk 176
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 to seamlessly transition to the possibility of stablecoin payments that are faster, cheaper, more transparent, and more accessible. We have enhanced the flexibility of our payment
solutions, providing customers with a diverse range of payment and settlement options.

Development Strategies

We expect to grow our customer base by collaborating with global financial institutions and leveraging our collaborators’ networks. We
have launched OwlPay Harbor—our proprietary API packages—which enables payment gateway collection of customers fund via stablecoins, on/off-ramp between fiat currencies and

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stablecoins, cross-chain transactions between USDC across different blockchains, and payout capabilities, empowering third-party wallet providers,
financial institutions, and platform operators requiring cross-border payment solutions to access our capabilities. We believe this offering will help drive broader adoption and increase demand for our services. We provide these services across
multiple blockchains, including EVM-compatible networks, the Solana network, and the Stellar network, where we serve as a “Stellar Anchor”.

We have also integrated our proprietary on/off-ramp capabilities into our platform solutions OwlPay Wallet Pro, and incorporated our
USDC-based payment gateway features into OwlPay Payment, which collectivelyempower our own end customers to conduct transactions more cost-effectively.Under our combined approach tomarket, we aim to deliver our
stablecoin-based payment solution to a wide range of customers in e-commerceplatforms, traditional financial institutions, and other businesses interested in using digital assets for payments.

By offering a set of different solutions under OwlPay, we can maximize the flexibility to meet the payment needs of different types of
customers, including SMEs, large enterprises, individuals and banks. By collaborating with multiple fiat currency and stablecoin settlement networks, OwlPay can provide our customers with the liberty to pick and choose their desired way to
conduct payments. We also expect to leverage our existing payment gateway customers, and further extend our offerings to our existing customers to include business payout to their vendors globally. We have also launched OwlPay on large online
e-commerce platforms, such as Shopify, to reach an even broader set of customers internationally.

To continue expanding our reach in global markets in compliance with local regulatory regimes, we have obtained and are continuing our efforts
to obtain licenses in various jurisdictions. We have obtained MSB registration with the U.S. federal government, MTLs from a total of 35 states in the United States, the VASP registration in Poland, and the EPISP registration in Japan, and are in
the process of applying for and obtaining additional relevant licenses in