Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 59

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 59
---
205 +26.2% Gains (losses) on financial transactions and other 78 109 92 55 70 +27.9% 78 70 -10.3% Total revenue 424 485 501 479 525 +9.5% 424 525 +23.8% Operating expenses (395) (385) (393) (375) (409) +9.1% (395) (409) +3.6% Net operating income 29 100 107 104 116 +10.8% 29 116 +298.8% Net loan-loss provisions (54) (55) (50) (71) (70) -1.3% (54) (70) +30.6% Other gains (losses) and provisions (29) (256) (66) (8) 3 — (29) 3 — Profit before tax (54) (210) (9) 25 49 +96.1% (54) 49 — Consolidated profit (56) (229) (37) 38 23 -40.2% (56) 23 — Attributable profit (56) (227) (37) 40 23 -43.6% (56) 23 —

84 Rest of the Group (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 178 189 231 227 250 +10.1% 178 250 +40.2% Net fee income 162 178 183 200 205 +2.3% 162 205 +26.7% Gains (losses) on financial transactions and other 79 107 93 58 70 +21.5% 79 70 -11.0% Total revenue 419 474 507 485 525 +8.2% 419 525 +25.3% Operating expenses (393) (381) (397) (377) (409) +8.5% (393) (409) +4.0% Net operating income 25 93 110 108 116 +7.5% 25 116 +354.9% Net loan