Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 51

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 51
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— $216,254 Total assets at period end$56,437,776 $12,187,079 $1,004,783 $69,629,638 $— $69,629,638 Three Months Ended September 30, 2024:Interest income$790,247 $100,952 $7,096 $898,295 $10,309 $908,604 Interest expense393,353 12,504 164 406,021 — 406,021 Net interest income396,894 88,448 6,932 492,274 10,309 502,583 Provision for credit losses20,475 1,859 — 22,334 — 22,334 Non-interest income66,323 29,587 37,431 133,341 (20,194)113,147 Non-interest expense:Salaries93,169 15,155 10,202 118,526 445 118,971 Commissions and incentive compensation35,427 9,206 12,942 57,575 — 57,575 Benefits27,448 4,888 2,379 34,715 — 34,715 Other segment expenses (1)129,134 22,366 8,256 159,756 (10,330)149,426 Total non-interest expense285,178 51,615 33,779 370,572 (9,885)360,687 Income before taxes157,564 64,561 10,584 232,709 — 232,709 Income tax expense 42,351 17,758 2,599 62,708 — 62,708 Net income$115,213 $46,803 $7,985 $170,001 $— $170,001 Total assets at period end$51,598,626 $11,047,585 $1,142,213 $63,788,424 $— $63,788,424 (1)Other segment items include non-interest expense categories such as ‘Software & Equipment’, ‘Data processing’, ‘Advertising and Marketing’, ‘FDIC Insurance’, and ‘Occupancy’. See “Non-Interest Expense” under Management’s Discussion and Analysis of Financial Condition and Results