Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 21

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 21
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% Total revenue 1,139 1,135 1,207 1,196 1,190 -0.5% 1,139 1,190 +4.4% Operating expenses (667) (656) (639) (672) (638) -5.0% (667) (638) -4.3% Net loan-loss provisions (9) (11) (17) 23 (36) — (9) (36) +300.4% Profit before tax 377 408 456 380 348 -8.4% 377 348 -7.7%

33 Retail & Commercial Banking UK (GBP mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 958 963 1,004 1,029 1,023 -0.6% 958 1,023 +6.8% Net fee income 1 (13) (2) (13) 4 — 1 4 +680.2% Total revenue 952 948 1,008 999 994 -0.5% 952 994 +4.4% Operating expenses (557) (549) (534) (562) (533) -5.0% (557) (533) -4.3% Net loan-loss provisions (8) (9) (14) 20 (30) — (8) (30) +300.4% Profit before tax 315 341 381 317 291 -8.4% 315 291 -7.7%

34 Retail & Commercial Banking Mexico (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 819 804 747 765 756 -1.1% 819 756 -7.6% Net fee income 175 197 171 156 171 +10.2% 175 171 -2.2% Total revenue 969 1,009 899 893 896 +0.4% 969 896 -