Company: MGNO
Filing Date: 2025-01-03
Form Type: 10-Q/A
Source: 0000927089-25-000009
Chunk: 30

Company: Magnolia Bancorp, Inc.
Filing Date: 2025-01-03
Form: 10-Q/A
Chunk 30
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2024, $854,634 at December 31, 2023 and $806,422 at December 31, 2022. |

| (4) | Equals net interest income divided by average interest-earning assets |

<div align='center'>30</div>

Rate/Volume Analysis. The following table shows the extent to which changes in interest rates and changes in volume of interest-earning assets and interest-bearing liabilities affected our interest income and expense during the periods indicated. For each category of interest-earning assets and interest-bearing liabilities, information is provided on changes attributable to (1) changes in rate, which is the change in rate multiplied by prior year volume, and (2) changes in volume, which is the change in volume multiplied by prior year rate. The combined effect of changes in both rate and volume has been allocated proportionately to the change due to rate and the change due to volume.

|                                            |     | Nine Months Ended          
 September 30, 2024         |      |   |     |        |     |   |     |                           |      |   |     | Three Months Ended         
 September 30, 2024         |     |   |     |        |     |   |     |                           |     |   |
|:-------------------------------------------|:----|:---------------------------|-----:|:--|:----|:-------|----:|:--|:----|:--------------------------|-----:|:--|:----|:---------------------------|----:|:--|:----|:-------|----:|:--|:----|:--------------------------|----:|:--|
|                                            |     | compared to                |      |   |     |        |     |   |     |                           |      |   |     | compared to                |     |   |     |        |     |   |     |                           |     |   |
|                                            |     | Nine Months Ended          |      |   |     |        |     |   |     |                           |      |   |     | Three Months Ended         |     |   |     |        |     |   |     |                           |     |   |
|                                            |     | September 30, 2023         |      |   |     |        |     |   |     |                           |      |   |     | September 30, 2023         |     |   |     |        |     |   |     |                           |