Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 187

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 1
Chunk 187
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 paid losses and loss adjustment expenses to earned premiums and fee income.

[2]“Prior accident year development (pts)” represents the ratio of prior accident year development to earned premiums.

Current Accident Year Catastrophe Losses, Net of ReinsuranceThree Months Ended September 30, 2024Nine Months Ended September 30, 2024Business InsurancePersonal InsuranceTotalBusiness InsurancePersonal InsuranceTotalWind and hail $40 $32 $72 $212 $185 $397 Winter storms(3)(1)(4)52 13 65 Hurricanes and tropical storms [1]100 61 161 100 61 161 Wildfires— — — 1 10 11 Other international(3)— (3)1 — 1 Catastrophes before assumed reinsurance134 92 226 366 269 635 Global assumed reinsurance business [1] [2]21 — 21 53 — 53 Total catastrophe losses$155 $92 $247 $419 $269 $688 

[1]For the three and nine months ended September 30, 2024, included losses from Hurricane Helene of $104, net of reinsurance, with $8 of the losses in the global assumed reinsurance business.

[2]Catastrophe losses incurred on global assumed reinsurance business are not covered under the Company's aggregate property catastrophe treaty. For further information on the treaty, refer to Enterprise Risk Management — Insurance Risk section of this MD&A.

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Table of ContentsIndex to MD&A Part I - Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations

Unfavorable (Favorable) Prior Accident Year Development for theThree Months Ended September 30, 2024 Business InsurancePersonal InsuranceProperty & Casualty Other OperationsTotal Property & Casualty InsuranceWorkers’ compensation$(69)$— $— $(69)Workers’ compensation discount accretion11 — — 11 General liability32 — — 32 Marine— — — — Package business(5)— — (5)Commercial property(2)— — (2)Professional liability— — — — Bond— — — — Assumed reinsurance— — — — Automobile liability16 — — 16 Homeowners