Company: ONBPP
Filing Date: 2025-02-03
Form Type: 424B3
Source: 0001104659-25-008430
Chunk: 189

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-02-03
Form: 424B3
Chunk 189
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 ​ | ​ | ​      | ​ |          ​ | ​ | ​ | ​ | ​                    | ​ |      ​ | ​ | ​ |
| Home equity, second lien             | ​ | ​ | ​      | ​ |    127,378 | ​ | ​ | ​ | ​                    | ​ |    1.1 | ​ | ​ | ​ | ​      | ​ |    126,514 | ​ | ​ | ​ | ​                    | ​ |    1.2 | ​ | ​ |
| Other consumer                       | ​ | ​ | ​      | ​ |     91,964 | ​ | ​ | ​ | ​                    | ​ |    0.8 | ​ | ​ | ​ | ​      | ​ |    110,546 | ​ | ​ | ​ | ​                    | ​ |    1.0 | ​ | ​ |
| Total retail                         | ​ | ​ | ​      | ​ |    219,342 | ​ | ​ | ​ | ​                    | ​ |    1.9 | ​ | ​ | ​ | ​      | ​ |    237,060 | ​ | ​ | ​ | ​                    | ​ |    2.2 | ​ | ​ |
| Total loans held for investment      | ​ | ​ | ​      | $ | 11,454,296 | ​ | ​ | ​ | ​                    | ​ | 100.0% | ​ | ​ | ​ | ​      | $ | 10,621,894 | ​ | ​ | ​ | ​                    | ​ | 100.0% | ​ | ​ |

Deferred fees net of deferred costs included in the carrying amounts of LHFI were $14.7 million and $13.6 million at December 31, 2023 and 2022, respectively. Loans totaling $6.7 billion and $4.9 billion at December 31, 2023 and 2022, respectively, were pledged at the Federal Home Loan Bank (FHLB) and Federal Reserve Bank (FRB). The Company currently pledges residential, agricultural, commercial, construction, and commercial real estate mortgage loans, as permitted by the FHLB and FRB. The Company may provide loans to certain executive officers, directors, and their related interests. Amounts outstanding were immaterial at December 31, 2023 and 2022.

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TABLE OF CONTENTS

Activity in the allowance for loan losses was as