Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047437
Chunk: 58

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 58
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 |     | -160 |     -0.4 |
| Net margin before provisions (3)                                                                                                        |     |                                         |     | -1,055 |      |     | -867 |     21.6 |
| Impairment or reversal of impairment on financial assets not measured at fair value through profit or loss or net gains by modification |     |                                         |     |     -1 |      |     |    1 | n.m. (3) |
| Provisions or reversal of provisions and other results                                                                                  |     |                                         |     |     25 |      |     |   50 |    -49.9 |
| Operating profit / (loss) before tax                                                                                                    |     |                                         |     | -1,031 |      |     | -816 |     26.3 |
| Tax expense or income related to profit or loss from continuing operations                                                              |     |                                         |     |    285 |      |     |   89 |    220.6 |
| Profit / (loss)                                                                                                                         |     |                                         |     |   -746 |      |     | -727 |      2.5 |
| Profit / (loss) attributable to non-controlling interests                                                                               |     |                                         |     |     -5 |      |     |    1 | n.m. (3) |
| Profit / (loss) attributable to parent company                                                                                          |     |                                         |     |   -750 |      |     | -726 |      3.4 |

(1) Includes “Gains (losses) on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net”, “Gains (losses) on financial assets and liabilities held for trading, net”, “Gains (losses) on non-trading financial assets mandatorily at fair value through profit or loss, net”, “Gains (losses) on financial assets and liabilities designated at fair value through profit or loss, net”, “Gains (losses) from hedge accounting, net” and “Exchange differences, net”.

(2) Not meaningful.

(3) “Net margin before provisions” is calculated as “Gross income” less “Administration costs” and “Depreciation and amortization”.

#### Net interest income / (expense)
Net interest expense of the Corporate Center for the nine months ended September 30, 2025 was €323 million, a 0.5% increase compared