Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 152

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 2
Chunk 152
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16,394 6,322 Less: Tax effect of acquisition-related intangible asset amortization(1,403)(1,495)(1,087)(4,328)(1,682)After-tax acquisition-related intangible asset amortization $3,793 $4,085 $2,955 $12,066 $4,640 (O) Tangible net income applicable to common shares (non-GAAP)$192,706 $192,621 $165,965 $571,563 $493,350 Total average shareholders’ equity$6,955,543 $6,862,040 $5,990,429 $6,761,319 $5,628,346 Less: Average preferred stock(483,288)(599,313)(412,500)(498,626)(412,500)(P) Total average common shareholders’ equity$6,472,255 $6,262,727 $5,577,929 $6,262,693 $5,215,846 Less: Average acquisition-related intangible assets(906,032)(910,924)(833,574)(910,972)(730,216)(Q) Total average tangible common shareholders’ equity (non-GAAP)$5,566,223 $5,351,803 $4,744,355 $5,351,721 $4,485,630 Return on average common equity, annualized (N/P)11.58 %12.07 %11.63 %11.94 %12.52 %Return on average tangible common equity, annualized (non-GAAP) (O/Q)13.74 14.44 13.92 14.28 14.69 

Reconciliation of Non-GAAP Pre-Tax, Pre-Provision Income:Income before taxes$296,041 $267,088 $232,709 $816,184 $694,008 Add:  Provision for credit losses21,768 22,234 22,334 67,965 84,068 Pre-tax income, excluding provision for credit losses (non-GAAP)$317,809 $289,322 $255,043 $884,149 $778,076 

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Three Months EndedNine Months EndedSeptember 30,June 30,September 30,September 30