Company: FRME
Filing Date: 2025-10-17
Form Type: S-4/A
Source: 0001193125-25-242318
Chunk: 164

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-17
Form: S-4/A
Chunk 164
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 or release at each parcel of real property owned by First Merchants or any Subsidiary (other than real property acquired in foreclosure or in
lieu of foreclosure in the course of the collection of loans and being held by First Merchants or FMB for disposition as required by law) (such real property being herein referred to as the “First Merchants Owned Real Property”)
of any Toxic Substance, except in compliance with all applicable federal, state and local laws and regulations and except where such noncompliance would not reasonably be expected to have a Material Adverse Effect.

(b) Except as disclosed in the First Merchants Disclosure Letter and to the knowledge of First Merchants’ Management,
there are no underground storage tanks located on, in or under any First Merchants Owned Real Property and no such First Merchants Owned Real Property has previously contained an underground storage tank. Except as set forth in the First Merchants
Disclosure Letter and to the knowledge of First Merchants’ Management, First Merchants or any Subsidiary do not own or operate any underground storage tank at any First Merchants Owned Real Property and no such First Merchants Savings Owned
Real Property has previously contained an underground storage tank. To the knowledge of First Merchants’ Management, no First Merchants Owned Real Property is or has been listed on the CERCLIS.

(c) Except as set forth in the First Merchants Disclosure Letter and to the knowledge of First Merchants’ Management, no
Toxic Substance has been released, spilled, discharged or disposed at, in, on or under any First Merchants Owned Real Property nor, to the knowledge of First Merchants’ Management, are there any other conditions or circumstances affecting any
First Merchants Owned Real Property, in each case, which would reasonably be expected to have a Material Adverse Effect.

6.19
. First Merchants’ common stock is traded on the Nasdaq Global Select Market under the symbol of “FRME.” First Merchants has complied in all material respects with all applicable state, federal or
foreign securities laws, statutes, rules, regulations or orders, injunctions or decrees of any applicable government agency relating thereto. Since January 1, 2023, First Merchants has filed all reports and other documents required to be filed
by it under the 1934 Act and the 1933 Act, including First Merchants’ Annual Report on Form 10-K for the year ended December 31, 2024 and First Merchants’ Quarterly Report on