Company: SFNC
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001628280-25-037719
Chunk: 71

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Part I, Item 1
Chunk 71
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845 29,244 34,089 2,406,418 2,440,507 89 Agricultural794 786 1,580 331,498 333,078 — Total commercial5,639 30,030 35,669 2,737,916 2,773,585 89 Other— 3 3 665,804 665,807 — Total$37,540 $131,992 $169,532 $16,941,564 $17,111,096 $709 

19

(In thousands)Gross30-89 DaysPast Due90 Daysor MorePast DueTotalPast DueCurrentTotalLoans90 DaysPast Due &AccruingDecember 31, 2024Consumer:Credit cards$1,824 $635 $2,459 $179,216 $181,675 $529 Other consumer1,752 381 2,133 125,186 127,319 — Total consumer3,576 1,016 4,592 304,402 308,994 529 Real estate:Construction and development332 10,530 10,862 2,778,387 2,789,249 — Single family residential34,651 16,013 50,664 2,639,282 2,689,946 — Other commercial5,433 26,973 32,406 7,879,930 7,912,336 — Total real estate40,416 53,516 93,932 13,297,599 13,391,531 — Commercial:Commercial3,535 27,059 30,594 2,403,581 2,434,175 74 Agricultural393 104 497 260,657 261,154 — Total commercial3,928 27,163 31,091 2,664,238 2,695,329 74 Other276 3 279 609,804 610,083 — Total$48,196 $81,698 $129,894 $16,876,043 $17,005,937 $603  Loan Modifications to Borrowers Experiencing Financial DifficultyThe Company has internal loan modification programs for borrowers experiencing financial difficulties. Modifications to borrowers experiencing financial