Company: WSBC
Filing Date: 2025-09-11
Form Type: 424B5
Source: 0001193125-25-201360
Chunk: 21

Company: WESBANCO INC
Filing Date: 2025-09-11
Form: 424B5
Chunk 21
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 Date and each subsequent reset date and any dividends declared may be less than the initial fixed annual rate of 7.375%. in effect until the First Reset Date.

The annual dividend rate on the Series B
Preferred Stock for each reset period will equal the five-year treasury rate as of the most recent reset dividend determination date plus 3.795%. Therefore, the dividend rate and any dividends declared after the First Reset Date could be more or
less than the fixed rate for the initial five-year period. We have no control over the factors that may affect five-year treasury rates, including geopolitical conditions and economic, financial, political, regulatory, judicial or other events that
may impact five-year treasury rates.

Holders of Series B Preferred Stock, and therefore holders of the depositary shares representing the Series B Preferred Stock, will have limited voting rights.

Holders of Series B Preferred Stock, and therefore the holders of the depositary
shares, have no voting rights with respect to matters that generally require the approval of voting shareholders. Holders of the Series B Preferred Stock will have voting rights only as specifically required by West Virginia law and as described
under “Description of the Series B Preferred Stock — Voting Rights.” In addition, if dividends on the Series B Preferred Stock have not been declared or paid for the equivalent of six dividend payments, whether or not for
consecutive dividend periods, holders of the outstanding shares of Series B Preferred Stock, together with holders of the Series A Preferred Stock and any other series of our preferred stock ranking equal as to the payment of dividends with the
Series B Preferred Stock with similar voting right, will be entitled to vote for the election of two additional directors. Holders of depositary shares must act through the depositary to exercise any voting rights of the Series B Preferred Stock.

Holders of the Series B Preferred Stock have no voting rights with respect to matters that generally require the approval of voting
common shareholders. Holders of the Series B Preferred Stock will have voting rights only (i) as specifically required by West Virginia law, (ii) in the case of certain dividend non-payments,
(iii) with respect to the issuance of senior capital stock of Wesbanco, and (iv) with respect to changes to our organizational

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documents that would materially adversely affect the voting powers, preferences, economic rights or special rights of the Series B Preferred Stock. Moreover, holders of depositary shares must act through the depositary to exercise any voting rights of the Series B Preferred Stock. Although each deposit