Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 241

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 241
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 the holders of record of a majority of the outstanding shares of new Huntington preferred stock (together with holders of any shares of Voting Parity Stock) when they have the voting rights described in this paragraph and the foregoing three paragraphs.

#### Changes after Provision for Redemption
The foregoing voting rights of the holders of new Huntington preferred stock shall not apply if, at or prior to the time when the act with respect to which the vote would otherwise be required shall be effected, all outstanding shares of new Huntington preferred stock shall have been redeemed or called for redemption upon proper notice and sufficient funds shall have been set aside by Huntington for the benefit of holders of shares of new Huntington preferred stock to effect the redemption.

#### Preemptive and Conversion Rights
The holders of new Huntington preferred stock do not have any preemptive rights. The holders of new Huntington preferred stock do not have any rights to convert such new Huntington preferred stock into shares of any other class of capital stock of Huntington.

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#### TABLE OF CONTENTS

#### Listing
The Cadence series A preferred stock is currently listed on the NYSE under the symbol “CADE-PrA.” Depositary shares representing the new Huntington preferred stock are expected to be listed on the NASDAQ upon completion of the merger.

#### Transfer Agent, Paying Agent and Registrar
Computershare Trust Company, N.A. will act as initial transfer agent and registrar and Computershare Inc. will act as initial paying agent for the payment of dividends for the new Huntington preferred stock.

#### New Huntington Depositary Shares
The shares of new Huntington preferred stock will be deposited with Computershare Trust Company, N.A. and Computershare Inc., as depositary, under a deposit agreement governing the new Huntington series A preferred stock. Huntington will instruct the depositary to treat the new Huntington preferred stock received by it in exchange for shares of Cadence series A preferred stock as newly deposited securities as provided in the applicable deposit agreement. The shares of Cadence series A preferred stock will then become new Huntington depositary shares in respect of new Huntington preferred stock and thereafter represent shares of new Huntington preferred stock. The form of deposit agreement is attached to this joint proxy statement/prospectus as

#### Exhibit 4.5.
Each new Huntington depositary share will represent a one-thousandth (1/1000th) ownership interest in a share of new Huntington preferred stock, and the new Huntington depositary shares will be evidenced by a depositary receipt. Subject to the terms of the deposit agreement,