Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 16

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 16
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36.0 35.5 39.0 39.3 45.1 Wealth Management & Insurance 56.2 59.1 63.5 71.2 66.4 70.3 Payments 139.8 144.3 128.3 137.5 126.0 131.2 PagoNxt * N/A N/A N/A N/A N/A N/A Cards 142.2 146.2 129.6 139.2 126.7 133.6 TOTAL GROUP 66.1 66.5 63.6 64.8 65.7 67.2 Mar-24 Jun-24 Sep-24 Dec-24 Mar-25 Jun-25 Spain 49.8 50.1 50.0 52.6 52.8 53.2 United Kingdom 28.3 28.5 28.4 29.3 30.8 31.0 Portugal 80.9 79.9 78.1 79.4 81.7 82.4 Poland 74.9 75.1 66.3 61.9 63.7 63.8 DCB Europe 86.1 85.4 83.3 82.5 82.3 82.3 US 67.8 67.9 64.5 63.8 63.8 63.1 Mexico 100.7 102.5 104.0 100.4 101.8 99.4 Brazil 86.8 90.4 82.1 82.7 82.0 85.1 Chile 54.2 53.1 51.8 49.9 49.6 49.8 Argentina 147.3 145.2 161.0 177.1 155.4 121.0 * PagoNxt’s coverage ratio is not provided as we do not consider it a relevant metric for this type of business.

23 Loan-loss allowancesCredit impaired loans Credit impaired loans and loan-loss allowances Retail, 58.4% Consumer, 31.7% CIB, 5.3% Wealth, 0.7% Payments, 3.9% Retail, 52.0%Consumer, 36.1% CIB, 3.5% Wealth,