Company: AHL
Filing Date: 2025-04-29
Form Type: F-1/A
Source: 0001628280-25-020463
Chunk: 227

Company: ASPEN INSURANCE HOLDINGS LTD
Filing Date: 2025-04-29
Form: F-1/A
Chunk 227
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 Executive Chair, Mark Cloutier, being awarded Inside P&C’s CEO of the Year for 2023.

Insurance : Our Insurance segment underwrites primarily specialty risks across a diversified set of property and casualty lines of business. We focus on market segments with high barriers to entry that require bespoke underwriting and industry expertise and customized solutions to address client needs. We have long-standing relationships with key distribution partners, primarily comprised of a diversified group of leading retail brokers and wholesale brokers, along with a select number of managing general agents (“MGAs”). We believe our experience in these niche markets has cemented our role as a partner of choice for many of our distributors, as we are able to leverage our capabilities to develop one-stop custom solutions across multiple lines of business, platforms and geographies.

We have niche underwriting capabilities across multiple platforms, including: U.S. admitted lines; U.S. excess and surplus (“E&S”) lines; Lloyd’s; the U.K. Company Market and Bermuda. The breadth of our capabilities across these platforms allows for solutions that can be tailored to our clients’ needs while also allowing us to optimize returns based upon prevailing market conditions.

Specialty is at the heart of our capabilities and product offerings. We define our specialty orientation to include the following:

• Product spaces which are non-commoditized where bespoke underwriting expertise and innate sector knowledge is required and serves as a true differentiator;

• Clients that have complex business challenges requiring customized insurance solutions to fit their specific risk transfer needs; and

• Risks that are underwritten on an individual basis, frequently requiring advanced analysis and modeling as well as specialized active claims management.

Our Insurance segment is organized into four primary portfolios of business: (1) financial and professional lines; (2) casualty and liability lines; (3) first party lines; and (4) specialty lines. Each portfolio has multiple product offerings which are overseen by experienced teams of underwriters who are experts in their given niche. The

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composition of our Insurance product offering is included below with percentages based on gross written premiums for the twelve months ended December 31, 2024.

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(1) Percentages represent gross written premium as a percent of total Insurance gross written premium for the twelve months ended December 31, 2024.

(2) Consists of Carbon Syndicate and our partnership with Ki to provide digital capacity through Ki’s Lloyd’s platform.

Specific examples of our expertise and differentiated approach across product lines include:

• Specialized Expert Underwriters