Company: BBVXF
Filing Date: 2025-05-01
Form Type: 425
Source: 0001193125-25-108507
Chunk: 10

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 425
Chunk 10
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 | Commitment regarding the commercial conditions offered in postal codes with high concentration of branches operated 
 by the Parties                                                                                                      |

| 5.1. | With respect to natural persons, self-employed, and SMEs who, as of the date of notification of the Resolution (for                                                                                                                        
 BBVA clients) and as of the date of the Acquisition of Control (for Banco Sabadell clients), are clients of the branches of the Parties located in the postal codes listed in Annex 5 where, as a result of the Proposed Transaction, only 
 the Parties or at most two competitors in addition to the Parties are present, BBVA undertakes not to modify the terms and conditions of the products and services2 already contracted by these                                            
 clients (whether from BBVA or Banco Sabadell) under the following terms:                                                                                                                                                                   |

| a. | For fixed-term products and services, the terms and conditions shall not be modified during the term of the 
 corresponding contract.                                                                                     |

| b. | For indefinite-term products and services, during the term of this commitment, the terms and conditions in force as of                                                                                                                                  
 the date of notification of the Resolution (including those contracted thereafter, during the term of the commitment) shall not be modified. If, during the term of this commitment, either of the Parties offers more favorable conditions to clients, 
 such more favorable conditions shall be offered to the clients covered by this commitment either by email or by postal mail, depending on the information available to the Parties regarding such clients.                                              |

| 5.2. | With respect to clients (natural persons, self-employed, and SMEs) of the branches of the Parties located in the                                                                                                                                      
 postal codes listed in Annex 5, BBVA undertakes not to charge fees for carrying out a transaction at the branch counter when such transaction would have been free of charge under the conditions offered by BBVA or Banco Sabadell as of the date of 
 notification of the Resolution.                                                                                                                                                                                                                       |

| 5.3. | BBVA undertakes to continue maintaining a single national commercial policy for products and pricing for the SME 
 segment.                                                                                                         |

| 2 | Commitment 5 does not apply to acquiring services, as these are subject to the specific commitment set out in section 
 9.                                                                                                                    |

This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail.

| 5.4. | With respect to the new credit flow granted to