Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 102

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 102
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 the combined company’s future financial performance, other key transaction assumptions (including potential synergies or cost savings), the timing of the closing of the merger and consequences of the integration of the businesses and operations of HomeStreet and Mechanics constitute forward-looking statements. Words such as “believe,” “expect,” “anticipate,” “intend,” “target,” “estimate,” “continue,” “positions,” “plan,” “predict,” “project,” “forecast,” “guidance,” “goal,” “objective,” “prospects,” “possible” or “potential,” by future conditional verbs such as “assume,” “will,” “would,” “should,” “could” or “may,” or by variations of such words or by similar expressions generally identify such forward-looking statements. Such forward-looking statements include, but are not limited to, statements about the benefits of the merger and the other transactions involving Mechanics, HomeStreet, and HomeStreet Bank contemplated by the merger agreement (collectively, the “Transaction”), including future financial and operating results, and the combined company’s plans, objectives, expectations and intentions and other statements that are not historical facts. These forward-looking statements are subject to numerous assumptions, risks and uncertainties, which change over time, are difficult to predict and are generally beyond the control of either HomeStreet, Mechanics or the combined company. Forward-looking statements speak only as of the date they are made and HomeStreet, HomeStreet Bank and Mechanics assume no duty to update forward-looking statements whether as a result of new information, future events or otherwise, except as required by law. If Mechanics, HomeStreet or HomeStreet Bank update one or more forward-looking statements, no inference should be drawn that Mechanics, HomeStreet or HomeStreet Bank will make additional updates with respect to those or other forward-looking statements. Further information regarding HomeStreet and HomeStreet Bank, and factors which could affect the forward-looking statements contained herein can be found in HomeStreet’s filings with the SEC that are incorporated by reference into this proxy statement/prospectus/consent solicitation statement, as described in the section entitled “ Where You Can Find More Information.” Annualized, pro forma, projected and estimated numbers are used for illustrative purposes only, are not forecasts and may not reflect actual results. Actual results may differ materially from current projections. In addition to factors identified elsewhere in this proxy statement/prospectus/consent solicitation statement (including in the section entitled “ Risk Factors”) and the factors previously disclosed in HomeStreet’s reports filed with the SEC, the following factors