Company: HBCYF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0001089113-25-000052
Chunk: 33

Company: HSBC HOLDINGS PLC
Filing Date: 2025-07-30
Form: 6-K
Chunk 33
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 To help meet the Group’s needs and regulatory expectations for AI, whether developed internally or facilitated through third parties, we have refreshed our Group-wide AI oversight committee and refined our AI lifecycle management, aligning with our company values and taking into account best practice. HSBC’s Principles for the Ethical Use of Data and AI are available at www.hsbc.com/ai. We continue to focus on improving the quality and timeliness of the data used to inform management decisions, and we are progressing with the implementation of our strategic and regulatory change initiatives to help deliver the right outcomes for our customers, people, investors and communities. Ñ For further details of our Central and other economic scenarios, see page 47 . Ñ For further details on our CET1 ratio, see page 67 . Ñ For further details of our risk management framework, see page 128 of our Annual Report and Accounts 2024.

| HSBC Holdings plc Interim Report 2025 on Form 6-K |
| 17                                                |

| Overview |     | Interim management report |     | Interim condensed consolidatedfinancial statements |     | Additional information |

Top and emerging risks Our top and emerging risks report identifies forward-looking risks so that they can be considered in determining whether any incremental action is needed to either prevent them from materialising, or to limit their effect. Top risks are those that have the potential to have a material adverse impact on the financial results, reputation or business model of the Group. We actively manage and take actions to mitigate our top risks. Emerging risks are those that, while they could have a material impact on our risk profile were they to occur, are not considered immediate and are not under active management. Our suite of top and emerging risks is subject to regular review by senior governance forums. We continue to monitor closely the identified risks and agree management actions to remediate and/or reduce them to acceptable levels, as required. Ñ For further details on our top and emerging risks see pages 131 to 136 of our Annual Report and Accounts 2024.

| Risk                                                                                                      | Trend | Description                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       |
| Externally driven                                                                                         |       |                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |
| Geopolitical andmacroeconomic risks                                                                       | ~     | Our operations and portfolios are subject to risks arising from political instability, civil unrest and military conflict, which maylead to disruption of our operations, physical risk to our staff, and/or physical damage to our assets. We are also subject tomacroeconomic risks, which may