Company: XHG
Filing Date: 2025-05-12
Form Type: 6-K
Source: 0001213900-25-042057
Chunk: 0

Company: XChange TEC.INC
Filing Date: 2025-05-12
Form: 6-K
Chunk 0
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<div align='center'>UNITED STATES
SECURITIES AND EXCHANGE COMMISSION

WASHINGTON, D.C. 20549

FORM 6-K

REPORT OF FOREIGN PRIVATE ISSUER
PURSUANT TO RULE 13a-16 OR 15d-16 UNDER
THE SECURITIES EXCHANGE ACT OF 1934

For the month of May 2025

Commission File Number: 001-39111

XChange TEC.INC

(Registrant’s Name)

No.801, Building 1, 1136 Xinzha Road

JingAn District, Shanghai, 200041

People’s Republic of China

(Address of principal executive offices)</div>

Indicate by check mark whether the registrant files or will file annual
reports under cover of Form 20-F or Form 40-F.

<div align='center'>Form 20-F ☒
Form 40-F ☐

EXPLANATORY NOTE</div>

This report on Form 6-K, including the exhibits
hereof, is hereby incorporated by reference into the Registrant’s Registration Statement on initially filed
with the U.S. Securities and Exchange Commission on July 27, 2021 (Registration No. 333-258187) and shall be a part thereof from the date
on which this current report is furnished, to the extent not superseded by documents or reports subsequently filed or furnished.

<div align='center'>1

INFORMATION CONTAINED IN THIS FORM 6-K REPORT</div>

As previously disclosed, on April 23, 2025, XChange
TEC.INC (the “Company”), MMTEC, Inc. (“MMTEC”), a holder of certain Secured Promissory Note dated December 28,
2023 issued by the Company in the original principal amount of US$153,000,000 (the “Original Note”), and Infinity Asset Solutions
Ltd. (“Infinity Asset”), entered into a Note Purchase Agreement (the “Agreement”), pursuant to which Infinity
Asset purchased from MMTEC, a portion of the Original Note representing US$51,988,242 of the total US$153,738,529 of the unpaid principal
and accrued and unpaid interest under the Original Note. The portion of the Original Note purchased by Infinity Asset is hereinafter referred
to as the “Note.”

On May 9, 2025, the Company and Infinity Asset
entered into a share subscription agreement and a payoff letter (collectively, the