Company: OXBRW
Filing Date: 2025-03-26
Form Type: 10-K
Source: 0001641172-25-000736
Chunk: 304

Company: OXBRIDGE RE HOLDINGS Ltd
Filing Date: 2025-03-26
Form: 10-K
Item: Item 1
Chunk 304
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 If we lose or are unable
    to retain our senior management and other key personnel and are unable to attract qualified personnel, our ability to implement our
    business strategy could be delayed or hindered, which, in turn, could significantly and negatively affect our business.
  
    ●
    There are differences under
    Cayman Islands corporate law and Delaware corporate law with respect to interested party transactions which may benefit certain of
    our shareholders at the expense of other shareholders.
  
    ●
    Any suspension or revocation
    of our reinsurance license would materially impact our ability to do business and implement our business strategy.
  
    ●
    Our reinsurance subsidiaries
    are subject to minimum capital and surplus requirements, and our failure to meet these requirements could subject us to regulatory
    action.
  
    ●
    As a holding company, we
    will depend on the ability of our subsidiaries to pay dividends.
  
    ●
    We may be subject to the
    risk of possibly becoming an investment company under U.S. federal securities law.
  
    ●
    Insurance regulations to
    which we are, or may become, subject, and potential changes thereto, could have a significant and negative effect on our business.
  
    ●
    We will likely be exposed
    to credit risk due to the possibility that counterparties may default on their obligations to us.
  
    ●
    Provisions of our Third
    Amended and Restated Memorandum and Articles of Association (“Articles”) could adversely affect the value of our securities.
  
    ●
    Provisions of the Companies
    Law of the Cayman Islands could prevent a merger or takeover of our company.
  
    ●
    Holders of our securities
    may have difficulty obtaining or enforcing a judgment against us, and they may face difficulties in protecting their interests because
    we are incorporated under Cayman Islands law.
  
    ●
    Provisions of our Articles
    may reallocate the voting power of our ordinary shares.
  
    ●
    We do not currently have
    an effective registration statement registering the issuance of the shares underlying our publicly traded warrants, and therefore
    you may not be able to exercise the warrants in a cash exercise.
  
    ●
    We may become subject to
    taxation in the Cayman Islands which would negatively affect our results.
  
    ●
    We may be subject to United
    States federal income taxation.
  
    ●
    We may be treated as