Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 223

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 2
Chunk 223
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 Interest Margin2.46 2.18 2.39 2.15 Noninterest-Bearing Demand Deposits5,398.7 5,297.2 5,359.9 5,412.6 Other Liabilities569.8 571.6 597.2 615.1 Shareholders' Equity1,748.6 1,621.9 1,709.8 1,492.6 Total Liabilities and Shareholders' Equity$23,995.0 $23,338.5 $23,744.7 $23,255.4 

1Due to rounding, the amounts presented in this table may not tie to other amounts presented elsewhere in this report.

2Interest income includes taxable-equivalent basis adjustments, based upon a federal statutory tax rate of 21%, of $1.7 million and $4.8 million for the three and nine months ended September 30, 2025, respectively, and $1.0 million and $2.5 million for the three and nine months ended September 30, 2024, respectively.

3Non-performing loans and leases are included in the respective average loan and lease balances.

47

Analysis of Change in Net Interest Income - Taxable-Equivalent BasisTable 2Three Months Ended September 30, 2025Nine Months Ended September 30, 2025Compared to September 30, 2024Compared to September 30, 2024(dollars in millions)Volume 1Rate 1TotalVolume 1Rate 1TotalChange in Interest Income:Cash and Cash Equivalents$1.0 $(1.8)$(0.8)$0.1 $(3.9)$(3.8)Investment SecuritiesAvailable-for-SaleTaxable6.8 (0.5)6.3 16.3 (2.5)13.8 Non-Taxable0.3 0.0 0.3 1.0 0.0 1.0 Held-to-MaturityTaxable(1.6)(0.2)(1.8)(5.0)(0.4)(5.4)Non-Taxable0.0 — 0.0 0.0 — 0.0 Total Investment Securities5.5 (0.7)4.8 12