Company: BOH
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000046195-25-000037
Chunk: 108

Company: BANK OF HAWAII CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 108
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18 below.

64

Table 18 presents our regulatory capital and ratios as of September 30, 2025 and December 31, 2024.

Regulatory Capital and RatiosTable 18(dollars in thousands)September 30, 2025December 31, 2024Regulatory Capital 1Total Common Shareholders’ Equity$1,446,183 $1,322,774 Adjustments:CECL Transitional Amount— 2,375 Goodwill, Net of Deferred Tax Liabilities(28,746)(28,746)Postretirement Benefit Liability22,699 23,396 Net Unrealized Losses on Investment Securities253,552 319,993 Other9,097 9,097 Common Equity Tier 1 Capital1,702,785 1,648,889 Preferred Stock, Net of Issuance Cost336,101 336,101 Tier 1 Capital2,038,886 1,984,990 Allowable Reserve for Credit Losses150,051 148,634 Total Regulatory Capital$2,188,937 $2,133,624 Risk-Weighted Assets$14,215,866 $14,225,908 Key Regulatory Capital RatiosCommon Equity Tier 1 Capital Ratio11.98%11.59%Tier 1 Capital Ratio14.34 13.95 Total Capital Ratio15.40 15.00 Tier 1 Leverage Ratio8.44 8.31 

1Regulatory capital ratios as of September 30, 2025 are preliminary.

2Includes unrealized gains and losses related to the Company’s reclassification of AFS investment securities to the HTM category.

Shareholders' Equity

As of September 30, 2025, shareholders’ equity was $1.8 billion, an increase of $123.4 million or 7.4% from December 31, 2024. For the first nine months of 2025, the increase was attributed to net income of $145.0 million, other comprehensive income of $67.1 million, share-based compensation of $11.7 million, and common stock issued under purchase and equity compensation plans of $3.9 million were offset by cash dividends declared of $84.7 million on common shares, cash dividends declared of $15.8 million on preferred shares, and common stock repurchased of $3.7 million related to taxes withheld for share