Company: FLDDW
Filing Date: 2025-04-11
Form Type: 424B3
Source: 0001213900-25-031004
Chunk: 95

Company: Fold Holdings, Inc.
Filing Date: 2025-04-11
Form: 424B3
Chunk 95
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 be required to pay additional U.S. federal income taxes in future years despite
any available future tax deductions, U.S. federal net operating loss (“NOL”) carryforwards, credits or other tax benefits
that we accumulate.

Our financial projections
may differ materially from actual results.

This prospectus contains certain
financial projections. Such financial projections are based on our estimates and assumptions as of the dates on which they were prepared
concerning various factors that are subject to significant risks and uncertainties, many of which are beyond our control, and therefore
actual results may differ materially from such projections. Notably, our financial projections reflect estimates and assumptions beyond
our control. Accordingly, our future financial condition and results of operations may differ materially from our projections. Our failure
to achieve our projected results could harm the trading price of our securities and its financial position. We do not have any duty to
update the financial projections included in this prospectus.

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If our estimates or
judgment relating to our critical accounting estimates prove to be incorrect, our operating results could be adversely affected.

The preparation of financial
statements in conformity with generally accepted accounting principles (“GAAP”) requires management to make estimates and
assumptions that affect the amounts reported in the financial statements and accompanying notes. We base our estimates on historical experience
and on various other assumptions that we believe to be reasonable under the circumstances. The results of these estimates form the basis
for making judgments about the carrying values of assets, liabilities, and equity, and the amount of revenue and expenses that are not
readily apparent from other sources. Significant estimates and judgments that comprise our critical accounting estimates involve the valuation
of assets acquired and liabilities assumed in business combinations, valuation of strategic investments, evaluation of tax positions,
and evaluation of legal and other contingencies. Our operating results may be adversely affected if our assumptions change or if actual
circumstances differ from those in our assumptions, which could cause our operating results to fall below the expectations of analysts
and investors, resulting in a decline in the trading price of our stock.

We may be adversely
affected by natural disasters, pandemics, and other catastrophic events, and by man-made problems such as terrorism, that could disrupt
our business operations, and our business continuity and disaster recovery plans may not adequately protect us from a serious disaster.

Natural disasters or other catastrophic
events may also cause damage or disruption to our operations, international commerce, and the global economy, and could have an adverse