Company: HIG-PG
Filing Date: 2025-07-28
Form Type: 10-Q
Source: 0000874766-25-000084
Chunk: 333

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-07-28
Form: 10-Q
Item: Item 8
Chunk 333
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Six Months Ended June 30, 2025Business InsurancePersonal InsuranceTotalBusiness InsurancePersonal InsuranceTotal [1]Wind and hail$101 $101 $202 $145 $162 $307 Wildfires [1](8)(4)(12)145 114 259 Winter storms(2)1 (1)15 9 24 Catastrophes before assumed reinsurance91 98 189 305 285 590 Global assumed reinsurance business [1] [2]23 — 23 89 — 89 Total catastrophe losses$114 $98 $212 $394 $285 $679 

[1] The three months ended June 30, 2025, included a favorable change in losses of ($12), net of reinsurance, from the January 2025 California Wildfire Event. For the six months ended June 30, 2025, catastrophe losses from the January 2025 California Wildfire Event were $313, net of reinsurance, and included losses of $54 in the global assumed reinsurance business.

[2]Catastrophe losses incurred on global assumed reinsurance business are not covered under the Company's per occurrence and aggregate property catastrophe treaties. For further information on the treaty, refer to Enterprise Risk Management — Insurance Risk section of this MD&A.

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Table of ContentsIndex to MD&A Part I - Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations

Unfavorable (Favorable) Prior Accident Year Development for theThree Months Ended June 30, 2025 Business InsurancePersonal InsuranceProperty & Casualty Other OperationsTotal Property & Casualty InsuranceWorkers’ compensation$(61)$— $— $(61)Workers’ compensation discount accretion11 — — 11 General liability— — — — Marine— — — — Package business— — — — Commercial property(20)— — (20)Professional liability(11)— — (11)Bond(22)— — (22)Assumed reinsurance— — — — Automobile liability— (10)— (10)Homeowners— (13)— (13)Net asbestos and environmental ("A&E") reserves— — — — Catastrophes(28)(11)— (39)