Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 294

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 294
---
 of Total Loan ClassCommercialCommercial construction$8 $— $— $— $7 $— $15 0.24 %Owner occupied commercial mortgage8 3 — — — — 11 0.07 Non-owner occupied commercial mortgage61 9 — 45 — — 115 0.74 Commercial and industrial233 48 — 14 4 1 300 0.73 Investor dependent9 40 — — 4 — 53 1.92 Total commercial319 100 — 59 15 1 494 0.42 ConsumerResidential mortgage7 — 1 — 2 — 10 0.04 Total consumer7 — 1 — 2 — 10 0.04 Total loans and leases$326 $100 $1 $59 $17 $1 $504 0.35 %(1) Term extensions include modifications in which the balloon principal payment was deferred to a later date or the loan amortization period was extended.(2) Consists of $1 million of commercial and industrial loans modified with a term extension, payment delay, and interest rate reduction.Amortized Cost of Loans Modified during the three months ended September 30, 2024dollars in millionsTerm Extension (1)Payment DelayInterest Rate ReductionTerm Extension (1) and Interest Rate ReductionTerm Extension (1) and Payment DelayTotalPercent of Total Loan ClassCommercialOwner occupied commercial mortgage$15 $1 $— $8 $— $24 0.15 %Non-owner occupied commercial mortgage30 6 — — — 36 0.22 Commercial and industrial140 — — 3 1 144 0.36 Investor dependent6 34 — — 8 48 1.37 Total commercial191 41 — 11 9 252 0.23 ConsumerResidential mortgage1 — — 1 — 2 0.01 Revolving mortgage1 — — — — 1 0.05 Total consumer2 — — 1 — 3 0.01 Total loans and leases$193 $41 $— $12 $9 $255 0.18 %(1