Company: HBAN
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000049196-25-000079
Chunk: 194

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 8
Chunk 194
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10,139 — 10,314 20 RV and marine21 6 3 30 5,775 — 5,805 3 Other consumer16 7 5 28 2,086 — 2,114 5 Total loans and leases$562 $230 $654 $1,446 $136,339 $171 $137,956 $234 At December 31, 2024Commercial and industrial$96 $46 $232 $374 $56,435 $— $56,809 $3 (2)Commercial real estate35 — 39 74 11,004 — 11,078 — Lease financing56 23 14 93 5,361 — 5,454 11 Residential mortgage196 98 242 536 23,533 173 24,242 185 (3)Automobile117 27 16 160 14,404 — 14,564 12 Home equity64 32 92 188 9,954 — 10,142 20 RV and marine26 7 5 38 5,944 — 5,982 4 Other consumer13 5 4 22 1,749 — 1,771 4 Total loans and leases$603 $238 $644 $1,485 $128,384 $173 $130,042 $239 (1)NALs are included in this aging analysis based on the loan’s past due status.(2)Amounts include SBA loans and leases.(3)Amounts include mortgage loans insured by U.S. government agencies.Credit Quality IndicatorsHuntington assesses the risk in the loan portfolio by utilizing numerous risk characteristics. See Note 4 - “Loans and Leases” to the Consolidated Financial Statements appearing in Huntington’s 2024 Annual Report on Form 10-K for a description of the credit quality indicators Huntington utilizes for monitoring credit quality and for determining an appropriate ACL level.

2025 3Q Form 10-Q     53

The following tables present the amortized cost basis of loans and leases by vintage and internally defined credit quality indicator.At September 30, 2025Term Loans Amortized Cost Basis by Origination YearRevolver Total at Amortized Cost BasisRev