Company: SFBC
Filing Date: 2025-05-13
Form Type: 10-Q
Source: 0001541119-25-000023
Chunk: 39

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-05-13
Form: 10-Q
Item: Item 1
Chunk 39
---
901 $3,849 $4,887 $— $14,750 Total loansPass$31,931 $110,738 $91,522 $191,801 $242,047 $165,025 $21,682 $967 $855,713 Substandard— 37 379 3,051 6,563 19,925 496 62 30,513 Total loans$31,931 $110,775 $91,901 $194,852 $248,610 $184,950 $22,178 $1,029 $886,226 

14

At December 31, 2024Term Loans Amortized Cost Basis by Origination YearRevolving Loans Amortized Cost BasisRevolving Loans Amortized Cost BasisConverted to Term20242023202220212020PriorTotalOne-to-four family:Pass$26,327 $22,470 $78,427 $98,379 $14,095 $29,534 $— $— $269,232 Substandard— — 259 104 — 214 — — 577 Total one-to-four family$26,327 $22,470 $78,686 $98,483 $14,095 $29,748 $— $— $269,809 Home equity:Pass$3,084 $2,951 $2,420 $908 $210 $1,320 $14,578 $1,069 $26,540 Substandard— — — — — 56 234 66 356 Total home equity$3,084 $2,951 $2,420 $908 $210 $1,376 $14,812 $1,135 $26,896 Commercial and multifamily:Pass$34,844 $20,736 $90,067 $111,601 $21,240 $67,336 $— $— $345,824 Special mention— — — — — 1,375 — — 1,375 Substandard— — — 5,775 2,165 15,143 — — 23,