Company: HIG-PG
Filing Date: 2025-02-21
Form Type: 10-K
Source: 0000874766-25-000023
Chunk: 897

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-02-21
Form: 10-K
Item: Item 12
Chunk 897
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%0.1 %0.1 %— %[1]Negative percentages are generally due to salvage, subrogation or other recoveries.

|GROUP LIFE, DISABILITY AND ACCIDENT PRODUCTS

Rollforward of Liabilities for Unpaid Losses and Loss Adjustment ExpensesFor the years ended December 31,202420232022Beginning liabilities for unpaid losses and loss adjustment expenses, gross$8,274 $8,160 $8,210 Reinsurance recoverables254 245 245 Beginning liabilities for unpaid losses and loss adjustment expenses, net8,020 7,915 7,965 Provision for unpaid losses and loss adjustment expensesCurrent incurral year5,195 5,145 4,853 Prior year's discount accretion194 193 202 Prior incurral year development [1](561)(502)(381)Total provision for unpaid losses and loss adjustment expenses [2]4,828 4,836 4,674 PaymentsCurrent incurral year(2,735)(2,575)(2,456)Prior incurral years(2,189)(2,156)(2,268)Total payments(4,924)(4,731)(4,724)Ending liabilities for unpaid losses and loss adjustment expenses, net7,924 8,020 7,915 Reinsurance recoverables282 254 245 Ending liabilities for unpaid losses and loss adjustment expenses, gross$8,206 $8,274 $8,160 [1]Prior incurral year development represents the change in estimated ultimate incurred losses and loss adjustment expenses for prior incurral years on a discounted basis.[2]Includes unallocated loss adjustment expenses of $175, $182 and $185 for the years ended December 31, 2024, 2023 and 2022, respectively, that are recorded in insurance operating costs and other expenses in the Consolidated Statements of Operations.

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|Index to Consolidated Financial Statements and SchedulesTable of ContentsNote 10 - Reserve for Unpaid Losses and Loss Adjustment ExpensesTHE HARTFORD INSURANCE GROUP, INC.NOTES TO CONSOLIDATED FINANCIAL STATEMENTS (continued)

Group Life, Disability and Accident Products Reserves, Net of Reinsurance, that are DiscountedFor the years ended December 31,202420232022Liability for unpaid losses and loss adjustment expenses, at undiscounted amounts$8,111 $8,150 $