Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 274

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 274
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 shares of Mechanics common stock represented by such old certificates will have been converted into the right to receive pursuant to the merger agreement, as well as any dividends or distributions to be paid as described in the section entitled “ —Dividends and Distributions ” below.

If an old certificate for Mechanics common stock has been lost, stolen or destroyed, the exchange agent will issue the merger consideration upon (i) the making of an affidavit of that fact by the claimant and (ii) if required by HomeStreet or the exchange agent, the posting by such person of a bond in such amount as HomeStreet or the exchange agent may determine is reasonably necessary as indemnity against any claim that may be made against it with respect to such old certificate.

After the effective time, there will be no further transfers on the stock transfer books of Mechanics of the shares of Mechanics common stock that were issued and outstanding immediately prior to the effective time.

#### Withholding
HomeStreet will be entitled to deduct and withhold, or cause the exchange agent to deduct and withhold, from any cash in lieu of fractional shares of HomeStreet common stock, any cash dividends or distributions payable pursuant to the merger agreement or any other consideration otherwise payable pursuant to the merger agreement to any holder of Mechanics common stock or Mechanics equity awards, the amounts as it is required to deduct and withhold with respect to the making of such payment under the Code or any provision of federal, state, local, or foreign tax law. If any such amounts are so withheld by HomeStreet or the exchange agent and paid over to the appropriate governmental entity, such amounts will be treated for all purposes of the merger agreement as having been paid to the holder of Mechanics common stock or Mechanics equity awards in respect of which the deduction and withholding was made by HomeStreet or the exchange agent.

#### Dividends and Distributions
No dividends or other distributions declared with respect to HomeStreet common stock will be paid to the holder of any unsurrendered old certificate of Mechanics common stock until the holder surrenders such old certificate in accordance with the merger agreement. After the surrender of an old certificate in accordance with the merger agreement, the record holder thereof will be entitled to receive any such dividends or other distributions, without any interest, which had previously become payable with respect to the whole shares of HomeStreet common stock that the shares of Mechanics common stock represented by such old certificate have the right to receive under the merger agreement.

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TABLE OF CONTENTS

Representations and Warranties The merger agreement contains