Company: GDOT
Filing Date: 2025-11-24
Form Type: 425
Source: 0001140361-25-043029
Chunk: 24

Company: GREEN DOT CORP
Filing Date: 2025-11-24
Form: 425
Chunk 24
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 Bottom Quartile of Selected Peers 1.00x Median of Selected Peers ~1.25x ~1.80x Illustrative Total Value Per Share Delivered to GDOT Shareholders at Closing(1) $14.23 $15.63 $19.18 Includes $8.11 Cash Consideration Per Share Attributable to Sale of Embedded Finance Business 1 Combined BankCo Tangible Book Value @ Close Combined BankCo TBV Attributable to GDOT Shareholders @ Close ~72% GDOT Shareholders Pro Forma Ownership In addition to receiving $8.11 per share in cash consideration resulting from the sale of OpCo, GDOT shareholders also share in the significant value creation opportunity via their ~72% ownership in combined BankCo. Green Dot Corporation : The Premier Partner for Highly Efficient Branch-Lite Operating Platform Leading Commercial-Focused Credit Culture LTM Efficiency Ratio NCL Event in Company History Strong Capital Position and Regulator Relationships MRQ CET1 Ratio Robust Operating Leverage With Attractive Growth Profile 40% 1 12% 47% 2020 - 2024 Earnings CAGR Assets $840 Deposits $745 TBV Net Inc. $85 $12 Key Stats Q3 2025 / LTM ($mm) 8 1 Combining CommerceOne’s Best-in-Class Relationship-Driven Origination Platform With GDB’s Highly Efficient Deposit Strategy Green Dot Corporation Note: GDB denotes Green Dot Bank. $ Green Dot Corporation A Balanced, Multi-Faceted Banking Platform Pro Forma Institution Deposit-Focused Institution Credit-Focused Institution Combined Benefits Fortified Balance Sheet Efficient, Diversified Deposit Gathering Robust Asset Generation Risk & Compliance Investment Commercial Credit Expertise Leading Return Profile Strong Capitalization Highly Efficient Deposit Gathering Recurring Fee Income Scalable Operating Leverage 1 9 Green Dot Corporation Creating a Leading Sponsor Banking Platform Diversified Revenue Mix with Significant Fee Income Drives Enhanced Platform Stability Best-in-Class Growth Engine With Highly Efficient CAC Enabled via Long-Term Partnership Attractive Financial Profile Enhanced via Complementary Asset / Deposit Mix Improved Capital Position Unlocks Growth & Product Development Opportunities Robust Yield Optimization Opportunity via Potential Asset Redeployment Investment Highlights Highly Efficient Deposit Gathering Robust Asset Generation Capabilities Attractive Fee Generation via Embedded Finance Co Partnership Providing Banking Infrastructure to Support Financial Services Offerings of Leading Brands BaaS Platform Deposits Commercial Treasury Private Banking Commercial Lending HELOC Select CRE 10 1 Green Dot Corporation Strong Pro Forma Positioning vs Key Peers Current Selected B