Company: AIZ
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0001193125-25-181851
Chunk: 69

Company: ASSURANT, INC.
Filing Date: 2025-08-15
Form: 424B5
Chunk 69
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 or for the default having to exist for a specific period of time were disregarded.

The recitals contained in this prospectus and in the debt securities shall be taken as statements of the Company and the trustee shall
assume no responsibility for their correctness or the adequacy of any such statements. U.S. Bank Trust Company, National Association makes no representations or warranties regarding the debt securities or the adequacy or accuracy of this prospectus.

24

DESCRIPTION OF COMMON STOCK WE MAY OFFER

References to the “Company” “we”, “us” or “our” in this section mean Assurant, Inc., excluding, unless
otherwise expressly stated or the context requires, the subsidiaries of Assurant, Inc. Also, in this section, references to “holders” mean those who own shares of common stock registered in their own names, on the books that the registrar
or we maintain for this purpose, and not those who own beneficial interests in shares registered in street name or in shares issued in book-entry form through one or more depositaries. Owners of beneficial interests in shares of common stock should
read the section below entitled “Legal Ownership and Book-Entry Issuance”.

The following summary generally describes the
material terms and provisions of our common stock as of the date of this prospectus. This summary does not purport to be complete and is subject to, and is qualified in its entirety by express reference to, the provisions of our amended and restated
certificate of incorporation (the “certificate of incorporation”) and our amended and restated by-laws (the “by-laws”), each of which is filed as an
exhibit hereto. We encourage you to read our certificate of incorporation, by-laws and the applicable provisions of applicable law and rules, including the General Corporation Law of the State of Delaware
(“DGCL”), for additional information.

General

Authorized Shares. The certificate of incorporation authorizes 800,000,000 shares of common stock. All outstanding shares of
common stock are, and all shares of common stock to be outstanding upon completion of the offering will be, fully-paid and nonassessable. As of January 17, 2024, we had 51,939,738 shares of common stock outstanding.

Dividends. Subject to any preferential rights of any outstanding series of preferred stock that our board of directors may
create from time to time, the holders of our common stock will be entitled to dividends as may be declared from time to time by the board of