Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 64

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 64
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7%

69 Other Europe (EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 7 30 36 36 5 19 50 48 -5.0% 109 121 +11.1% Net fee income 65 75 87 81 74 87 96 109 +13.5% 309 367 +19.0% Gains (losses) on financial transactions and other 50 32 68 51 39 60 49 28 -43.3% 201 176 -12.4% Total revenue 122 137 191 168 118 166 196 185 -5.5% 618 664 +7.4% Operating expenses (150) (161) (166) (177) (175) (176) (184) (171) -7.1% (653) (706) +8.1% Net operating income (28) (24) 26 (9) (57) (10) 11 14 +20.5% (35) (42) +20.8% Net loan-loss provisions (3) (2) (3) (4) 1 0 (1) (18) — (12) (17) +42.6% Other gains (losses) and provisions (1) (1) (1) 33 (9) (84) (65) (18) -71.9% 30 (176) — Profit before tax (32) (27) 22 20 (65) (94) (55) (22) -59.8% (17) (236) — Consolidated profit (20) (38) 4 50 (52) (96) (70) (8) -88.0% (5) (227) — Attributable profit (19) (38) 3 52 (53) (95) (70) (8) -89.2% (3) (225) —

70 Other Europe (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23