Company: ASB
Filing Date: 2025-02-12
Form Type: 10-K
Source: 0000007789-25-000013
Chunk: 241

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-02-12
Form: 10-K
Item: Item 7
Chunk 241
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423 Total accruing loans past due 90 days or more$3,189 $21,689 $1,728 $1,263 $1,598 Restructured loans (accruing)(a)Commercial$475 $306 $13,093 $22,763 $41,119 Consumer3,057 2,414 19,775 19,768 10,973 Total restructured loans (accruing)$3,531 $2,719 $32,868 $42,530 $52,092 Nonaccrual restructured loans (included in nonaccrual loans)(a)$2,581 $805 $20,127 $17,426 $20,190 RatiosNonaccrual loans to total loans0.41 %0.51 %0.39 %0.54 %0.86 %NPAs to total loans plus OREO and repossessed assets0.48 %0.55 %0.44 %0.66 %0.92 %NPAs to total assets0.34 %0.39 %0.32 %0.46 %0.67 %Allowance for credit losses on loans to nonaccrual loans326.40 %258.98 %315.34 %245.16 %204.63 %

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Table 10 Nonperforming Assets (continued)  As of December 31,($ in thousands)20242023202220212020Accruing loans 30-89 days past dueCommercial and industrial$1,260 $5,565 $6,283 $715 $6,119 Commercial real estate — owner occupied1,634 358 230 163 373 Commercial and business lending2,893 5,923 6,512 878 6,492 Commercial real estate — investor36,391 18,697 1,067 616 12,793 Real estate construction21 — 39 1,620 991 Commercial real estate lending36,412 18,697 1,105 2,236 13,784 Total commercial39,305 24,619 7,618 3,114 20,276 Residential mortgage 14,892 13,