Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 287

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 287
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 Rate Reduction and Payment DelayTotal% of Total ClassHome equity$1 — — 3 4 0.10 Credit card7 — — — 7 0.41 Solar energy installation loans— — — — — — Other consumer loans— 1 — — 1 0.04 Total consumer portfolio loans$8 1 — 3 12 0.04 For the nine months ended September 30, 2025 ($ in millions)Interest Rate ReductionPayment DelayTerm Extension and Payment DelayTerm Extension, Interest Rate Reduction and Payment DelayTotal% of Total ClassHome equity$1 — 1 9 11 0.24 Credit card14 — — — 14 0.83 Solar energy installation loans— 2 — — 2 0.05 Other consumer loans— 3 — — 3 0.13 Total consumer portfolio loans$15 5 1 9 30 0.10 For the nine months ended September 30, 2024 ($ in millions)Interest Rate ReductionPayment DelayTerm Extension and Payment DelayTerm Extension, Interest Rate Reduction and Payment DelayTotal% of Total ClassHome equity$3 — 1 7 11 0.27 Credit card17 — — — 17 1.00 Solar energy installation loans— — — — — — Other consumer loans— 3 — — 3 0.12 Total consumer portfolio loans$20 3 1 7 31 0.11 

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Table of ContentsFifth Third Bancorp and SubsidiariesNotes to Condensed Consolidated Financial Statements (unaudited)

Financial effects of loan modificationsThe following tables present the financial effects of the Bancorp’s significant types of portfolio loan modifications to borrowers experiencing financial difficulty, by portfolio class:For the three months endedSeptember 30,Financial Effects20252024Commercial loans:Commercial and industrial loansWeighted-average length of term extensions8 months5 monthsWeighted-average length of payment delayN/A21 monthsCommercial mortgage owner-occupied loansWeighted-average length of term extensions5 months6 monthsWeighted-average length of payment delay4 monthsN/ACommercial mortgage nonowner-occupied loansWeighted-average length of term extensions5 months5 monthsCommercial construction loansWeighted-average length of term extensionsN/A5 months