Company: USCB
Filing Date: 2025-05-02
Form Type: S-3
Source: 0001193125-25-111625
Chunk: 29

Company: USCB FINANCIAL HOLDINGS, INC.
Filing Date: 2025-05-02
Form: S-3
Chunk 29
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 |     | modify any of the above provisions. |

In addition, we and the trustee may, by supplemental indenture, modify or amend the indentures as applicable to the debt securities, with the consent of our Board but without the consent of any holder of the debt securities, for any of the following purposes:

| • |     | to evidence the succession of another corporation to the Company, or successive successions, and provide for the                    
 successor’s assumption of our covenants, agreements and obligations under the indentures and the debt securities issued thereunder; |

| • |     | to add further covenants, restrictions, conditions or provisions as our Board considers to be for the protection                                                                                                                                        
 of the holders of the debt securities, and to make the occurrence, or the occurrence and continuance, of a default in any of such additional covenants, restrictions, conditions or provisions an event of default permitting the enforcement of all or 
 any of the remedies provided under the applicable indenture, with such period of grace and subject to such conditions as such supplemental indenture may provide;                                                                                       |

| • |     | to add or change any of the provisions of the indenture to provide that Bearer Securities may be registrable as                                                                                                                                         
 to principal, to change or eliminate any restrictions on the payment of principal of or any premium or interest on Bearer Securities, to permit Bearer Securities to be issued in exchange for Registered Securities, to permit Bearer Securities to be 
 issued in exchange for Bearer Securities of other authorized denominations or to permit or facilitate the issuance of debt securities in uncertificated form; provided, that any such action shall not adversely affect the interests of the holders of 
 the debt securities or any related coupons in any material respect;                                                                                                                                                                                     |

| • |     | to modify, eliminate or add provisions of the indenture to such extent as necessary in order to effect the                                                                                                                                    
 qualification of the applicable indenture under the Trust Indenture Act of 1939, as amended (the “Trust Indenture Act”), or any similar federal statute thereafter enacted, and to add such other provisions as may be expressly permitted by 
 the Trust Indenture Act, excluding Section 316(a)(2) thereof or any corresponding provision in any similar federal statute hereafter enacted;                                                                                                 |

| • |     | to modify, eliminate or add to any provisions of the indenture; provided that any such change or elimination                                                                                                                                  
 (i) becomes effective only when there are no outstanding debt securities and