Company: DLO
Filing Date: 2025-04-24
Form Type: 20-F
Source: 0000950170-25-058197
Chunk: 7

Company: dLocal Ltd
Filing Date: 2025-04-24
Form: 20-F
Item: Item 3
Chunk 7
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 failure of our information technology and communications systems could impair our operations, which could also damage our reputation and harm our results of operations.  

  We are subject to cyberattacks and may be subject to breaches of our information technology infrastructure and applications, and any failure to adequately protect our information technology inf...  
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  We may not currently hold, or be able to obtain or maintain the relevant regulatory licenses, permissions or registrations to carry out our business in the various jurisdictions in which we ope...  
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  We are subject to complex and evolving tax regimes and foreign exchange regulations in the countries in which we operate and failure to accurately interpret applicable tax laws or foreign excha...  

  Our business depends on our reputation and our ability to attract and retain merchant clients which could be adversely affected due to events or conditions that damage our reputation or the con...  

  The ongoing wars between Russia and Ukraine and Israel and Hamas may have a material adverse effect on the global economy as well as on us. As a company that operates globally, the adverse effe...  
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Certain Risks Relating to the Countries in which we Operate

  In order to provide payment processing services to merchants, we operate in multiple emerging markets where end users of our merchants execute their payments. A substantial portion of those end...  

  The governments of the countries in which we operate have exercised, and continue to exercise, significant influence over the countries’ economy. This involvement as well as the political and e...  

  Developments and the perceptions of risks in emerging markets, the United States and Europe, may harm the economies of the countries in which we operate and the price of our Class A common shares.  
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  Infrastructure and internet connectivity in the countries in which we operate may impact economic growth and have a material adverse effect on us.  
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  Our business and results of operations may