Company: HBCP
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0001628280-25-048166
Chunk: 36

Company: HOME BANCORP, INC.
Filing Date: 2025-11-03
Form: 10-Q
Item: Item 8
Chunk 36
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229,634 $19,597 $233,863 $19,629 Collateralized mortgage obligations— — 62,437 1,142 62,437 1,142 Municipal bonds— — 45,863 5,325 45,863 5,325 U.S. government agency— — 10,951 497 10,951 497 Corporate bonds— — 3,251 249 3,251 249 Total available for sale$4,229 $32 $352,136 $26,810 $356,365 $26,842 (dollars in thousands)Less Than 1 YearOver 1 YearTotalDecember 31, 2024Fair ValueUnrealized LossesFair ValueUnrealized LossesFair ValueUnrealized LossesAvailable for sale:U.S. agency mortgage-backed$16,024 $336 $240,693 $29,187 $256,717 $29,523 Collateralized mortgage obligations— — 71,342 2,543 71,342 2,543 Municipal bonds1,435 14 43,893 7,616 45,328 7,630 U.S. government agency— — 17,128 951 17,128 951 Corporate bonds— — 6,573 412 6,573 412 Total available for sale$17,459 $350 $379,629 $40,709 $397,088 $41,059 At September 30, 2025, 217 of the Company’s debt securities had unrealized losses totaling 7.0% of the individual securities’ amortized cost basis and 6.5% of the Company’s total amortized cost basis of the investment securities portfolio. At such date, 216 of the 217 securities had been in a continuous loss position for over 12 months. Management has determined that the declines in the fair value of these securities were not attributable to credit losses. As a result, no ACL was recorded for available for sale investment securities at September 30, 2025.At September 30, 2025, it was determined that no ACL was required for the Company's held-to-maturity investment securities. The Company monitors credit quality of debt securities held-to-m