Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 47

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 47
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| • |     | Unless the vote or consent of the holders of a greater number of shares shall then be required by law, the                                                                                                                                                
 affirmative vote or consent of the holders of at least 662⁄3% of all of the shares of the Series I Preferred Stock and all other parity stock (as defined in the                                                                                          
 articles supplementary creating the Series I Preferred Stock), at the time outstanding, voting as a single class without regard to series, shall be required to issue, authorize or increase the authorized amount of, or to issue or authorize any       
 obligation or security convertible into or evidencing the right to purchase, any additional class or series of stock ranking prior to the shares of the Series I Preferred Stock and all other parity stock as to dividends or the distribution of assets 
 upon our liquidation, dissolution or winding up.                                                                                                                                                                                                          |

| • |     | If and whenever dividends on the Series I Preferred Stock or any other class or series of preferred stock that                                                                                                                                      
 ranks on parity with the Series I Preferred Stock as to payment of dividends, and upon which voting rights equivalent to those granted have been conferred and are exercisable, have not been paid in an aggregate amount equal, as to any class or 
 series, to at least six quarterly dividend periods (whether consecutive or not), the number of directors constituting our board of directors shall be increased by                                                                                  |

S-28

| two (2), and the holders of the Series I Preferred Stock (together with holders of any other class of the authorized preferred stock having equivalent voting rights, whether or not the holders of                                                     
 such preferred stock would be entitled to vote for the election of directors if such default in dividends did not exist), shall have the right, voting separately as a single class without regard to series, to the exclusion of the holders of common 
 stock, to elect two (2) directors of the ours to fill such newly created directorships (and to fill any vacancies in the terms of such directorships), provided that the our board of directors shall at no time include more than two (2) such         
 directors.                                                                                                                                                                                                                                              |

Series J Preferred Stock. The Series J Preferred Stock ranks, with respect to the payment of dividends and distributions upon liquidation, dissolution or winding-up,(i) on a parity with our Series B Preferred Stock, our Series F Preferred Stock, our Series G Preferred Stock, our Series H Preferred Stock, our Series I Preferred Stock and each class or series of preferred stock we may issue in the future the terms of which expressly