Company: NWBI
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001471265-25-000161
Chunk: 26

Company: Northwest Bancshares, Inc.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 1
Chunk 26
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-average term extension in monthsWeighted-average payment deferral in yearsWeighted-average interest rate reductionWeighted-average term extension in monthsWeighted-average payment deferral in yearsPersonal Banking:  Residential mortgage loans— %1610— %1560Home equity loans— %670— %1050Consumer loans— %005 %100Total Personal Banking— %14105 %1510Commercial Banking:Commercial real estate loans— %120.5— %00.3Commercial loans3 %740.3— %60Total Commercial Banking3 %120.5— %60.3Total loans3 %130.55 %1420.3

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Table of Contents

For the nine months ended September 30,20252024 Weighted-average interest rate reductionWeighted-average term extension in monthsWeighted-average payment deferral in yearsWeighted-average interest rate reductionWeighted-average term extension in monthsWeighted-average payment deferral in yearsPersonal Banking:  Residential mortgage loans— 1470— 1510Home equity loans— %8702 %990Consumer loans— %006 %660Total Personal Banking— %13403 %1300Commercial Banking:Commercial real estate loans— %120.5— %1170.5Commercial real estate loans - owner occupied— %602 %00Commercial loans3 %730.754 %320Total Commercial Banking2 %120.52 %1020.5Total loans2 %130.52 %1260.5The Company closely monitors the performance of loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the performance of loans that such loans have been modified within the previous twelve months of September 30, 2025 (in thousands):  Current30-59 daysdelinquent60-89 daysdelinquent90 days orgreaterdelinquentPersonal Banking:Residential mortgage loans$879 — — 210 Home equity loans313 — — — Total Personal Banking1,192 — — 210 Commercial Banking:Commercial real estate loans85,170 5,367 — — Commercial real estate loans - owner occupied3,492 — — — Commercial loans353 — — 1,785 Total Commercial Banking89,015 5,