Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 88

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 88
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,162,564 Current YTD period: Gross charge-offs$— $— $97 $2,176 $731 $— $— $— $3,004 ____________________(1)    Amounts with negative balances are loans with zero principal balances and deferred loan origination fees.

30

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

RevolvingConvertedAmortized Cost Basis (1)Term Loans by Origination YearRevolvingto TermSeptember 30, 202520252024202320222021PriorLoansLoansTotal(In thousands)Real Estate Constructionand Land: CommercialInternal risk rating:1-2 High pass$— $— $— $— $— $— $— $— $— 3-4.5 Pass99,130 46,768 59,802 44,290 37,163 26,597 — — 313,750 5 Special mention— — — 50,345 31,055 — — — 81,400 6-8 Classified— — — — — — — — — Total$99,130 $46,768 $59,802 $94,635 $68,218 $26,597 $— $— $395,150 Current YTD period:Gross charge-offs$— $— $— $20,196 $1,340 $— $— $— $21,536 Real Estate Construction and Land: Residential Internal risk rating:1-2 High pass$— $— $— $— $— $— $— $— $— 3-4.5 Pass65,735 155,852 189,285 903,353 271,324 78,873 83,993 — 1,748,415 5 Special mention— — — 4,251 4,025 — — — 8,276 6-8 Classified— — — — 2,985 — — — 2,985 Total$65,735 $155,852 $189,285