Company: TIPT
Filing Date: 2025-10-31
Form Type: DEFM14A
Source: 0001140361-25-039949
Chunk: 321

Company: TIPTREE INC.
Filing Date: 2025-10-31
Form: DEFM14A
Chunk 321
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.14                       |     | Release of Claims                                               |     | A-82 |
| Section 11.15                       |     | Waiver of Conflicts                                             |     | A-83 |
| Section 11.16                       |     | Disclaimer                                                      |     | A-84 |
| Section 11.17                       |     | Due Diligence Review                                            |     | A-84 |
| Section 11.18                       |     | Joint and Several Liability.                                    |     | A-85 |
| Section 11.19                       |     | Equityholders’ Representatives.                                 |     | A-85 |

Exhibits

| EXHIBIT A |     | Letter of Transmittal                       |
| EXHIBIT B |     | Form of Merger Sub Joinder                  |
| EXHIBIT C |     | Certificate of Incorporation of the Company |
| EXHIBIT D |     | By-laws of the Company                      |

A-iii

#### TABLE OF CONTENTS

### AGREEMENT AND PLAN OF MERGER
AGREEMENT AND PLAN OF MERGER, dated as of September 26, 2025, by and among DB Insurance Co., Ltd., incorporated and existing under the laws of the Republic of Korea with its registered office at DB Financial Center, 432, Teheran-ro, Gangnam-gu, Seoul, Korea, 06194 (“ Purchaser ”), a subsidiary of Purchaser to be incorporated in Delaware following the date hereof and prior to the Closing in accordance with the terms hereof (“ Merger Sub ”), The Fortegra Group, Inc., a Delaware corporation (the “ Company ”) and Tiptree Inc., a Maryland corporation (“ Company Parent ”).

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WHEREAS, at the Effective Time (as hereinafter defined), the parties hereto intend to effect a merger of Merger Sub with and into the Company, with the Company being the Surviving Corporation (as hereinafter defined) of such merger, and as a result of which Purchaser shall be the sole stockholder of the Surviving Corporation;

WHEREAS, the governing body of Purchaser has approved this Agreement and the transactions contemplated hereby, including the Merger (as hereinafter defined);

WHEREAS, the board of directors of the Company (the “ Company