Company: FCNCB
Filing Date: 2025-03-06
Form Type: 305B2/A
Source: 0001193125-25-048360
Chunk: 0

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-03-06
Form: 305B2/A
Chunk 0
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SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM T-1 STATEMENT OF ELIGIBILITY UNDER THE TRUST INDENTURE ACT OF 1939 OF A CORPORATION DESIGNATED TO ACT AS TRUSTEE ☒ Check if an Application to Determine Eligibility of a Trustee Pursuant to Section 305(b)(2) U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION (Exact name of Trustee as specified in its charter) 91-1821036 I.R.S. Employer Identification No.

| 800 Nicollet Mall                        
 Minneapolis, Minnesota                   |     |     55402 |
| (Address of principal executive offices) |     | -Zip Code |

Shawna L. Hale U.S. Bank Trust Company, National Association 214 North Tryon Street 27 th Floor/CN-NC-H27A Charlotte, North Carolina 28202 (651) 443-5893 (Name, address and telephone number of agent for service) First Citizens BancShares, Inc. (Issuer with respect to the Securities)

| Delaware                                                       |     | 56-1528994                          |
| (State or other jurisdiction of incorporation or organization) |     | -I.R.S. Employer Identification No. |

| 4300 Six Forks Road                      
 Raleigh, North Carolina                  |     |     27609 |
| (Address of Principal Executive Offices) |     | -Zip Code |

Senior Debt Securities (Title of the Indenture Securities)

FORM T-1

| Item 1. | GENERAL INFORMATION. Furnish the following information as to the Trustee. |

| a) | Name and address of each examining or supervising authority to which it is subject. |

Comptroller of the Currency Washington, D.C.

| b) | Whether it is authorized to exercise corporate trust powers. |

Yes

| Item 2. | AFFILIATIONS WITH THE OBLIGOR. If the obligor is an affiliate of the Trustee, 
 describe each such affiliation.                                               |

None

| Items 3-15 | Items 3-15 are not applicable because to the best of the                                                      
 Trustee’s knowledge, the obligor is not in default under any Indenture for which the Trustee acts as Trustee. |

| Item 16. | LIST OF EXHIBITS: List below all exhibits filed as a part of this statement of eligibility and 
 qualification.                                                                                 |

| 1. | A