Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 83

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 83
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373,162 2,373,162 Total real estate construction and land— 2,154,826 2,154,826 — 3,172,293 3,172,293 Commercial:Asset-based103 2,742,416 2,742,519 1,940 2,086,029 2,087,969 Venture capital— 1,907,601 1,907,601 6,291 1,531,485 1,537,776 Other commercial6,676 3,349,861 3,356,537 13,544 3,139,540 3,153,084 Total commercial6,779 7,999,878 8,006,657 21,775 6,757,054 6,778,829 Consumer952 368,345 369,297 624 402,258 402,882 Total$174,541 $23,936,101 $24,110,642 $189,605 $23,592,058 $23,781,663 At September 30, 2025, nonaccrual loans and leases included $105.0 million of loans and leases 90 or more days past due, $11.0 million of loans and leases 30 to 89 days past due, and $58.6 million of loans and leases current with respect to contractual payments that were placed on nonaccrual status based on management’s judgment regarding their collectability. At December 31, 2024, nonaccrual loans and leases included $88.8 million of loans and leases 90 or more days past due, $40.6 million of loans and leases 30 to 89 days past due, and $60.2 million of current loans and leases that were placed on nonaccrual status based on management’s judgment regarding their collectability.As of September 30, 2025, our three largest loan relationships on nonaccrual status had an aggregate carrying value of $47.0 million and represented 27% of total nonaccrual loans and leases. 

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BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

The following tables present the credit risk rating categories for loans and leases held for investment by loan portfolio segment and class as of