Company: FGDL
Filing Date: 2025-08-26
Form Type: POS AM
Source: 0001137439-25-001038
Chunk: 82

Company: Franklin Templeton Holdings Trust
Filing Date: 2025-08-26
Form: POS AM
Chunk 82
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 with the Plan’s funding objectives, (4) the tax effects of the investment on the Plan, and (5) whether the investment is prudent considering the factors discussed in this Prospectus. The fiduciary of a Plan subject to Other Law should determine that an investment in Shares complies with the terms of such Plan and with applicable Other Law. Section 406 of ERISA and Section 4975 of the Code prohibit specific transactions involving the assets of a Plan and persons who have certain specified relationships to the Plan, including fiduciaries and other service providers to the Plan, and certain affiliates of those persons. These persons are known as “parties in interest” under ERISA and “disqualified persons” under Section 4975 of the Code. If the Trust, the Trustee, the Sponsor, the Custodian, the underwriter or any of their respective affiliates is a party in interest or a disqualified person to a Plan, the acquisition and/or holding of interests in the Trust by that Plan may be or may result in a direct or indirect prohibited transaction under Section 406 of ERISA or Section 4975 of the Code, unless an exemption applies. Plan fiduciaries should talk to their advisors about the prohibited transaction rules and exemptions. There can be no assurance that any of the exemptions will be available with respect to an investment in the Shares. Plan fiduciaries should not invest in the Shares unless they have concluded that no non-exempt prohibited transactions will result from such investment. Plan fiduciaries should consult their own legal advisors as to whether an investment in the Shares could result in liability under ERISA, the Code or Other Law. It is anticipated that the Shares will constitute “publicly offered securities” as defined in the Department of Labor “Plan Asset Regulations,” §2510.3-101 (b)(2) as modified by section 3(42) of ERISA. Accordingly, for purposes of applying the fiduciary responsibility and prohibited transaction rules of ERISA and the Code, Shares purchased by a Plan should be treated as assets of the Plan, and notan interest in the underlying assets held in the Trust represented by the Shares. Plans that purchase the Shares will be deemed to have represented, warranted and agreed that (i) none of the Trust, the Trustee, the Sponsor, the Custodian or any of their respective affiliates has provided any investment recommendation or investment advice to the Plan (including plans subject to Other Law), or any fiduciary or other person investing on behalf of the Plan (including