Company: HIG-PG
Filing Date: 2025-04-10
Form Type: DEF 14A
Source: 0000874766-25-000040
Chunk: 1

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-04-10
Form: DEF 14A
Chunk 1
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 as, an incorporation by reference of the information contained on, or available through, the website. Therefore, such information should not be considered part of this proxy statement. |     |                |     |                                            |     |                                                                                                                                                                                                                                                                              |     |                                                     |

| 2025 Proxy Statement |     | 1 |

| LETTER FROM OUR CHAIRMAN & CEO AND LEAD DIRECTOR |

Dear fellow shareholders:

For The Hartford, 2024 was another outstanding year of financial performance and achievement of our strategic objectives. As the 2025 Annual Meeting of Shareholders approaches, it is our privilege as Chairman and Lead Director to share details on the Board’s 2024 activities, including its oversight of strategy, innovation, and board composition and management succession planning.

#### Strategy
Throughout the year, the Board remained highly engaged in overseeing the Company's execution of its strategy to drive superior peer-relative performance and maximize long-term value creation for you, our shareholders. In 2024 these strategies resulted in an outstanding year with a net income ROE of 19.9% and a core earnings ROE of 16.7%*, driven by sustained momentum in Business Insurance, which once again generated strong top-line growth at highly profitable margins, significant progress in Personal Insurance toward restoring target profitability in auto, continued strong margins in Employee Benefits, and a higher investment portfolio yield.

#### Innovation
Overseeing innovation is a core responsibility of the Board, and in 2024, the Board continued to focus on advancing the use of technology, including leveraging artificial intelligence ("AI") to improve the business and gain a competitive advantage while addressing the risks enabled by AI. Throughout the year, senior management provided “deep dive” presentations on growth and innovation, technology, data and AI, with specific strategy sessions focusing on leveraging these tools for business outcomes. Notable engagements also included visits and discussions with technology industry leaders to discuss these topics.

Board Composition and Management Succession Planning

Board composition and talent management remain critical areas of Board focus, as they have for the past several years, because the Board firmly believes that people are key to The Hartford achieving outstanding results. Following the identification of candidates who would best complement the skills and attributes of the existing directors and position the Board to oversee the company's long-term strategy, the Board appointed two seasoned and highly successful leaders: Kathleen Winters, the former CFO of ADP, and Annette Rippert, the former CEO of the Strategy and Consulting group at Accenture.

Additionally, the Board focused on management succession planning with increased emphasis