Company: CFBK
Filing Date: 2025-04-29
Form Type: DEF 14A
Source: 0000950170-25-060182
Chunk: 2

Company: CF BANKSHARES INC.
Filing Date: 2025-04-29
Form: DEF 14A
Chunk 2
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., 4960 E. Dublin Granville Rd., Suite 400, Columbus, Ohio 43081. The Meeting will be held virtually via live webcast, and you will not be able to attend the Meeting in person. Stockholders can listen to and participate in the Meeting live via the Internet at www.virtualshareholdermeeting.com/CFBK202 5 . To participate in and vote at the Meeting, you will need the unique 16-digit control number (printed in the box marked with the arrow) on your proxy card. Instructions on how to connect to and participate in the Meeting are posted at www.virtualshareholdermeeting.com/CFBK2025 . Included with this Notice are the Company’s Proxy Statement for the Meeting, a form of proxy card and the Company’s 2024 Annual Report to Stockholders. Important Notice Regarding the Availability of Proxy Materials for the Annual Meeting to be Held on June 4, 2025 : The Company’s Proxy Statement for the Meeting, including the form of proxy card, and the Company’s 2024 Annual Report to Stockholders, together with the Company’s Annual Report on Form 10-K for the fiscal year ended December 31, 2024, are available on our website at https://investor.cfbankonline.com/sec--filings/sec-filings-page/ .

| BY ORDER OF THE BOARD OF DIRECTORS    |
| Timothy T. O’Dell                     |
| President and Chief Executive Officer |
| Columbus, Ohio                        |
| April 29, 2025                        |

IMPORTANT: THE PROMPT RETURN OF PROXIES WILL SAVE THE COMPANY THE EXPENSE OF FURTHER REQUESTS FOR PROXIES IN ORDER TO ENSURE A QUORUM. PLEASE READ THE ENCLOSED PROXY MATERIALS AND FOLLOW THE PROCEDURES ON THE PROXY CARD TO VOTE YOUR SHARES ELECTRONICALLY, OR SIGN AND RETURN THE PROXY CARD IN THE SELF-ADDRESSED ENVELOPE ENCLOSED FOR YOUR CONVENIENCE. NO POSTAGE IS REQUIRED IF MAILED IN THE UNITED STATES.

<div align='center'>CF BANKSHARES INC.

4960 E. Dublin Granville Road, Suite 400

Columbus, Ohio 43081

(614) 334-7979

cf.bank

PROXY STATEMENT

FOR THE ANNUAL MEETING OF STOCKHOLDERS TO BE HELD ON JUNE 4, 2025</div>

INFORMATION CONCERNING SOLICITATION AND V