Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 31

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 31
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 questions? |

| A: | If you are a HomeStreet shareholder and have any questions about the merger or how to submit your proxy or voting instruction card, or if you need additional copies of this document or the enclosed proxy card or voting instruction card, you should contact HomeStreet’s proxy solicitor, Okapi Partners LLC, by calling toll-free at (877) 566-1922. |

| Q: | What is householding and how does it affect me? |

| A: | SEC rules permit HomeStreet and intermediaries, such as brokers, to satisfy the delivery requirements for proxy materials by delivering a single set of proxy materials to an address shared by two or more of HomeStreet shareholders, unless contrary instructions have been received in advance according to certain procedures. In cases of such contrary instructions, each shareholder continues to receive a separate notice of the meeting and proxy card. |

Certain brokerage firms may have instituted householding for beneficial owners of HomeStreet common stock held through brokerage firms. If your family has multiple accounts holding HomeStreet common stock, you may have already received a householding notification from your broker. Please contact your broker directly if you have any questions or require additional copies of this proxy statement/prospectus/consent solicitation statement. The broker will arrange for delivery of a separate copy of this proxy statement/prospectus/consent solicitation statement promptly upon your written or oral request. You may decide at any time to revoke your decision to household, and thereby receive multiple copies. Questions and Answers for Mechanics Shareholders

| Q: | Did the Mechanics board of directors approve the merger agreement? |

| Q: | Do any of the Mechanics directors or officers have interests in the merger that may differ from or be in addition to my interests as a Mechanics shareholder? |

| A: | Yes. Mechanics shareholders should be aware that certain directors and executive officers of Mechanics may have interests in the merger that are different from, or in addition to, interests of Mechanics shareholders generally and may create potential conflicts of interest. The Mechanics board of directors was aware of these interests and considered them when evaluating and negotiating the merger agreement, the merger and the other |

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transactions contemplated by the merger agreement, and in recommending to Mechanics shareholders that they vote in favor of the Mechanics merger proposal. See the section entitled “ The Merger—Interests of Mechanics Directors and Executive Officers in the Merger” for more information.

| Q: | What is the recommendation of the Mechanics board? |

| A: | The