Company: PRI
Filing Date: 2025-04-01
Form Type: DEF 14A
Source: 0000950170-25-048061
Chunk: 22

Company: Primerica, Inc.
Filing Date: 2025-04-01
Form: DEF 14A
Chunk 22
---
 values statement will be a benchmark for preserving and strengthening Primerica’s culture. Environmental Responsibility and Impact on Our Business Our business as a term life insurance and financial services company, by its nature, does not have a significant impact on the environment. Nevertheless, we recognize the significant challenges presented by climate change and the growing importance of this issue to investors and the communities we serve. We

| 20 |

| GOVERNANCE |

continue our efforts, such as electronic document delivery to our clients, energy efficiency at our corporate headquarters, robust recycling initiatives and promotion of transportation alternatives and flexible working options, to reduce our impact on the Earth’s resources. Environmental issues, particularly those related to climate change, have the potential to present risks and opportunities to our business. We address those risks and opportunities in the following ways: • Analyzing the potential impact of climate change on the products we sell, including consideration of environmental factors that might impact health and therefore our pricing assumptions and underwriting practices; • Ensuring that our product mix offers clients the opportunity to invest in products and services that specifically address environmental risk and responsibility; and • Incorporating relevant environmental information and analysis into our governance and risk management practices. In early 2022, we completed a climate risk materiality assessment facilitated by a third-party consultant. The assessment found that Primerica’s unique business model is largely resilient to significant climate risk impacts and, therefore, that climate issues do not currently present material risks to the Company. Further, the assessment identified climate areas that could create opportunities for Primerica, which we monitor as part of our overall ERM program. We expect to conduct another third-party climate risk materiality assessment in 2025. See “— Board's and Management’s Roles in Risk Oversight” for additional information on the Board's and management’s respective roles in risk oversight. In 2024, we were named by USA Today for the first time as one of America's Climate Leaders for our low emission intensity (the amount of greenhouse gas a company produces relative to its revenues). Upholding Strong Governance The Company complies with the Corporate Governance Principles published by the Investor Stewardship Group (“ISG”), as described below. ISG is an investor-led effort of more than 70 organizations that includes some of the largest U.S.-based institutional investors and global asset managers, along with several of their international counterparts.

| ISG Principle                          |     | Primerica Practice                                                      |
| Principle 1:                           
 Boards are accountable to shareholders |     | - All directors stand for election annually                             
 - Mandatory retirement