Company: WTFCN
Filing Date: 2025-05-05
Form Type: 10-Q
Source: 0001015328-25-000130
Chunk: 61

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-05
Form: 10-Q
Item: Item 1
Chunk 61
---
 Mortgage loans held-for-sale339,884 — 306,158 33,726 Loans held-for-investment144,371 — 95,054 49,317 MSRs201,044 — — 201,044 Nonqualified deferred compensation assets15,953 — 15,953 — Derivative assets259,264 — 253,052 6,212 Total$5,470,075 $172,886 $4,918,671 $378,518 Derivative liabilities$324,364 $— $324,364 $— 

36

The aggregate remaining contractual principal balance outstanding as of March 31, 2025, December 31, 2024 and March 31, 2024 for mortgage loans held-for-sale measured at fair value under ASC 825 was $319.6 million, $335.9 million and $342.7 million, respectively, while the aggregate fair value of mortgage loans held-for-sale was $316.8 million, $331.3 million and $339.9 million, for the same respective periods, as shown in the above tables. At March 31, 2025, $2.8 million of mortgage loans held-for-sale were classified as nonaccrual compared to $4.0 million as of December 31, 2024 and $1.3 million as of March 31, 2024. Additionally, there were $56.2 million of loans past due greater than 90 days and still accruing in the mortgage loans held-for-sale portfolio as of March 31, 2025 compared to $59.3 million as of December 31, 2024 and $33.2 million as of March 31, 2024. All of the nonaccrual loans and loans past due greater than 90 days and still accruing within the mortgage loans held-for-sale portfolio at March 31, 2025, December 31, 2024, and March 31, 2024 were individual delinquent mortgage loans bought back from GNMA at the unconditional option of the Company as servicer for those loans. The aggregate remaining contractual principal balance outstanding as of March 31, 2025, December 31, 2024 and March 31, 2024 for loans held-for-investment measured at fair value under ASC 825 was $126.5 million,