Company: USCB
Filing Date: 2025-03-14
Form Type: 10-K
Source: 0001562762-25-000043
Chunk: 20

Company: USCB FINANCIAL HOLDINGS, INC.
Filing Date: 2025-03-14
Form: 10-K
Item: Item 1
Chunk 20
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 to its incorporation and the Reorganization. 

Our strategy in becoming a publicly traded company and forming a BHC was to continue pursuing organic growth as 

well as strategic acquisitions if the opportunity arises, which efforts will be further facilitated by access to public capital and 

the added flexibility provided by a holding company structure. 

In this Annual Report on Form 10-K, unless the context indicated otherwise, references to “we,” “us,”, and “our” refer to 

the Company and the Bank, as the context dictates. However, if the discussion relates to a period before the Effective Date, 

the terms refer only to the Bank. 

Products and Services 

Lending Services 

Our mission is to provide high value, relationship -based banking products, services and solutions to a diverse set of 

clients in the markets we serve. We focus on serving small-to-medium sized businesses (“SMBs”) and catering to the needs 

of local business owners, entrepreneurs and professionals in South Florida. We have further leveraged our success in