Company: BBD
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001292814-25-003701
Chunk: 137

Company: BANK BRADESCO
Filing Date: 2025-10-30
Form: 6-K
Chunk 137
---
 lawsuits, arising from the normal course of business. Management
recognized provisions where, based on their opinion and that of their legal counsel, the nature of the lawsuit, similarity to previous
lawsuits, complexity and the courts standing, the loss is deemed probable. BRADESCO | Consolidated Financial Statements 121 Conso lidated
Financial Statements | Notes to the Consolidated Financial Statements Management considers that the provision is sufficient to cover the
probable losses generated by the respective lawsuits. I - Labor claims These are claims brought by former employees and outsourced employees
seeking indemnifications. Considering that the base of processes is basically made up of processes with similar characteristics and not
judged, in the period ending September 30, 2025, the measurement parameters for recording the provision were improved, which is constituted
considering the following factors, among others: date of entry of the processes (before or after the labor reform of November/2017), based
on the average value of payments made in labor claims before and after the labor reform, propensity for loss and monetary correction of
the averages calculated, in addition to individual assessment in specific cases. II - Civil claims These are claims for compensation relating
to banking products and services and the replacement of purged inflation rates resulting from economic plans. These actions are individually
controlled through the system and provisioned, as, in the period ended September 30, 2025, the measurement parameters for recording the
provision were improved, with specific criteria applied to each specific type, which may involve the average value of the processes or
individual assessment, whenever the loss is determined to be probable, considering the opinion of legal advisors, nature of the actions,
similarity with previous processes, complexity and positioning of courts. In relation to the legal claims that are pleading alleged differences
in the adjustment of inflation on savings account balances and due to the implementation of economic plans that were part of the federal
government’s economic policy to reduce inflation in the 80s and 90s, Bradesco, despite complying with the law and regulation in
force at the time, has provisioned certain proceedings, taking into consideration the claims in which they were mentioned and the perspective
of loss of each demand, in view of the decisions and subjects still under analysis in the Superior Court of Justice (STJ). In December
2017, with the mediation of the Attorney’s General Office (AGU) and intervention of the Brazilian Central Bank (BCB), the entities
representing the bank and