Company: AOMN
Filing Date: 2025-05-16
Form Type: 424B5
Source: 0001104659-25-050029
Chunk: 50

Company: Angel Oak Mortgage REIT, Inc.
Filing Date: 2025-05-16
Form: 424B5
Chunk 50
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 as contingent payment debt instruments. Holders should consult their own tax advisors regarding the possible application of the contingent payment debt instrument rules to the notes.

#### Foreign Account Tax Compliance Act
The Foreign Account Tax Compliance Act (“FATCA”) and existing guidance issued thereunder generally imposes a 30% withholding tax on U.S. source payments, including interest and OID (if any) in respect of notes held by or through (1) a foreign financial institution (as that term is defined in Section 1471(d)(4) of the Code) unless that foreign financial institution enters into an agreement with the U.S. Treasury Department to collect and disclose information regarding U.S. account holders of that foreign financial institution (including certain account holders that are foreign entities that have U.S. owners) and satisfies other requirements, and (2) specified other non-U.S. entities unless such an entity provides the payor with a certification identifying the direct and indirect U.S. owners of the entity and complies with other requirements. Accordingly, the entity through which the notes are held will affect the determination of whether withholding is required. Proposed U.S. Treasury Regulations, which taxpayers may rely on, eliminate the FATCA withholding tax on gross proceeds, but such regulations are currently only in proposed form and are subject to change. An intergovernmental agreement between the United States and an applicable foreign country, or future Treasury Regulations or other guidance, may modify the FATCA withholding requirements described above. Holders of the notes are encouraged to consult with their own tax advisor regarding the possible implications of this legislation on their particular circumstances.

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UNDERWRITING RBC Capital Markets, LLC, UBS Securities LLC, Wells Fargo Securities, LLC and Piper Sandler & Co. are acting as representatives of the underwriters named below. Subject to the terms and conditions stated in the underwriting agreement, each underwriter named below has severally and not jointly agreed to purchase from us, and we have agreed to sell to that underwriter, the principal amount of notes set forth opposite that underwriter’s name at the public offering price less the underwriting discount set forth on the cover page of this prospectus supplement:

| Underwriter                 | ​ | ​ | Principal Amountof Notes |   |            |   | ​ |
|:----------------------------|:--|:--|:-------------------------|:--|-----------:|:--|:--|
| RBC Capital Markets, LLC    | ​ | ​