Company: TFC
Filing Date: 2025-10-22
Form Type: 424B2
Source: 0001193125-25-245546
Chunk: 0

Company: TRUIST FINANCIAL CORP
Filing Date: 2025-10-22
Form: 424B2
Chunk 0
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 be redeemed, plus accrued and unpaid interest thereon to, 
 but excluding, the redemption date. See “Supplemental Description of the Notes—Redemption.” Notice of any redemption will be provided at least 5 but not more than 60 calendar days before the redemption date to the registered               
 holder of the Notes to be redeemed.                                                                                                                                                                                                            |
| Calculation Agent                            |     | U.S. Bank Trust Company, National Association                                                                                                                                                                                                  |
| Original Issue Discount Notes                |     | Not applicable                                                                                                                                                                                                                                 |
| Prohibition of Sales to EEA and UK Investors |     | Applicable                                                                                                                                                                                                                                     |
| Additional Terms                             |     | Not applicable                                                                                                                                                                                                                                 |

The Notes are not savings accounts, deposits or other obligations of a bank and are not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency. The Notes are not secured. Investing in the Notes involves risk. Potential purchasers of the Notes should consider the information set forth in the “ Risk Factors ” section beginning on page S-4of the accompanying prospectus supplement and the discussion of risk factors contained in our annual and quarterly reports filed with the Securities and Exchange Commission (the “SEC”), which are incorporated by reference herein. Neither the SEC nor any state securities commission has approved or disapproved of these securities or determined that this pricing supplement, the attached prospectus supplement or the attached prospectus is truthful or complete. Any representation to the contrary is a criminal offense. You should read this pricing supplement together with the accompanying prospectus supplement and prospectus, which can be accessed on the SEC website via the links below:

|                                      |     | Per Note(1) |         |   |     | Total |               |
|:-------------------------------------|:----|:------------|--------:|:--|:----|:------|--------------:|
| Price to Public                      |     |             | 100.000 | % |     | $     | 1,250,000,000 |
| Underwriters’ Discount               |     |             |   0.300 | % |     | $     |     3,750,000 |
| Net Proceeds (Before Expenses) to Us |     |             |  99.700 | % |     | $     | 1,246,250,000 |

| (1) | Plus accrued interest, if any, from October 23, 2025, if settlement occurs after that date. |

We expect to deliver the Notes to investors through the book-entry delivery