Company: KEY-PI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000091576-25-000110
Chunk: 2

Company: KEYCORP /NEW/
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 2
Chunk 2
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I: Insured depository institution.IRS: Internal Revenue Service.ISDA: International Swaps and Derivatives Association.KBCM: KeyBanc Capital Markets, Inc.KCC: Key Capital Corporation.KCDC: Key Community Development Corporation.KCIC: Key Community Investment Capital LLC.LCR: Liquidity coverage ratio.LGD: Loss given default.LIHTC: Low-income housing tax credit.LTV: Loan-to-value.Moody’s: Moody’s Investor Services, Inc.MTRM: Market & Treasury Risk Management.MRC: Market Risk Committee.N/A: Not applicable.NAV: Net asset value.NFA: National Futures Association.N/M: Not meaningful.NMTC: New market tax credit.NPR: Notice of proposed rulemaking.NSF: Non-sufficient funds.NYSE: New York Stock Exchange.OBBBA: One Big Beautiful Bill Act.OCC: Office of the Comptroller of the Currency.OCI: Other comprehensive income (loss).OREO: Other real estate owned.PBO: Projected benefit obligation.PCCR: Purchased credit card relationship.PCD: Purchased credit deteriorated.PD: Probability of default.RMBS: Residential mortgage-backed securities.S&P: Standard and Poor’s Ratings Services, a Division of The McGraw-Hill Companies, Inc.SEC: U.S. Securities & Exchange Commission.Scotiabank: The Bank of Nova ScotiaSIFIs: Systemically important financial institutions, including large, interconnected BHCs and nonbank financial companies designated by FSOC for supervision by the Federal Reserve.SOFR: Secured Overnight Financing Rate.TE: Taxable-equivalent.TROC: Treasury Risk Oversight Committee.U.S. Treasury: United States Department of the Treasury.VaR: Value at risk.VEBA: Voluntary Employee Beneficiary Association.VIE: Variable interest entity.

Forward-looking Statements

From time to time, we have made or will make forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements do not relate strictly to historical or current facts. Forward-looking statements usually can be identified by the use of words such as “goal,” “objective,” “plan,” “expect,” “assume,” “anticipate,” “intend,” “project,” “believe,” “estimate,” “will,” “would,” “should,” “could,” or other words of similar meaning. Forward-looking statements provide our current expectations or forecasts of future events, circumstances, results or aspirations. Our disclosures in this report contain forward-looking statements. We