Company: UMBFO
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0000950170-25-028420
Chunk: 347

Company: UMB FINANCIAL CORP
Filing Date: 2025-02-27
Form: 10-K
Item: Item 8
Chunk 347
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        18,093

        2,873

        15,220

        —

        18,093

        Other securities

        492,935

        11,228

        481,707

        —

        492,935

        Loans (exclusive of allowance for credit losses)

        23,176,904

        —

        22,969,788

        —

        22,969,788

        Derivatives

        161,496

        —

        161,496

        —

        161,496

        FINANCIAL LIABILITIES

        Demand and savings deposits

        32,719,268

        32,719,268

        —

        —

        32,719,268

        Time deposits

        3,073,591

        —

        3,073,591

        —

        3,073,591

        Other borrowings

        3,919,644

        13,813

        3,905,831

        —

        3,919,644

        Long-term debt

        383,247

        —

        413,896

        —

        413,896

        Derivatives

        105,083

        —

        105,083

        —

        105,083

        OFF-BALANCE SHEET ARRANGEMENTS

        Commitments to extend credit for loans

        11,523

        Commitments to extend resell agreements

        208

        Commercial letters of credit

        138

        Standby letters of credit

        4,047

       Cash and short-term investments The carrying amounts of cash and due from banks, federal funds sold and resell agreements are reasonable estimates of their fair values.Securities held to maturity For U.S. Agency and mortgage-backed securities, as well as general obligation bonds in the State and political subdivision portfolio, fair values are based on quoted market prices or dealer quotes, if available.  If a quoted market price is not available, fair value is estimated using quoted market prices for similar securities.  Prices are provided by third-party pricing services and are based on observable market inputs. On an annual basis, the Company compares a sample of these prices to other independent sources for the same securities. Variances are analyzed, and, if appropriate, additional research is conducted with the third-party pricing services. Based on this research