Company: FSBC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050090
Chunk: 241

Company: FIVE STAR BANCORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 2
Chunk 241
---
 thousands)AmountRatio AmountRatioAmountRatioSeptember 30, 2025Total capital (to risk-weighted assets)$556,475 13.59 %$356,144 8.00 %N/AN/ATier 1 capital (to risk-weighted assets)$440,915 10.77 %$245,614 6.00 %N/AN/ACommon equity tier 1 capital (to risk-weighted assets)$440,915 10.77 %$184,210 4.50 %N/AN/ATier 1 leverage$440,915 9.78 %$180,241 4.00 %N/AN/ADecember 31, 2024Total capital (to risk-weighted assets)$519,722 13.99 %$332,622 8.00 %N/AN/ATier 1 capital (to risk-weighted assets)$409,514 11.02 %$222,940 6.00 %N/AN/ACommon equity tier 1 capital (to risk-weighted assets)$409,514 11.02 %$167,205 4.50 %N/AN/ATier 1 leverage$409,514 10.05 %$162,960 4.00 %N/AN/A

62

Table 29: Capital Ratios for the BankActual Ratio Required for Capital Adequacy Purposes1Ratio to be Well-Capitalized under Prompt Corrective Action Provisions(dollars in thousands)AmountRatio AmountRatioAmountRatioSeptember 30, 2025Total capital (to risk-weighted assets)$537,278 13.15 %$326,966 8.00 %$408,708 10.00 %Tier 1 capital (to risk-weighted assets)$495,722 12.13 %$245,225 6.00 %$326,966 8.00 %Common equity tier 1 capital (to risk-weighted assets)$495,722 12.13 %$183,918 4.50 %$265,660 6.50 %Tier 1 leverage$495,722 11.01 %$180,168 4.00 %$225,211 5.00 %December 31, 2024  Total capital (