Company: HBCYF
Filing Date: 2025-10-28
Form Type: 6-K
Source: 0001089113-25-000056
Chunk: 25

Company: HSBC HOLDINGS PLC
Filing Date: 2025-10-28
Form: 6-K
Chunk 25
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 of foreign currency translation differences of $6.9bn . Excluding foreign currency translation differences, customer accounts increased by $25.5bn . The following movements are on a constant currency basis. In CIB, customer accounts increased by $25.4bn . This was driven by growth in term deposits in our legal entities in Hong Kong and mainland China, including an increase in balances relating to a small number of clients, and from other savings accounts in Singapore. There was also deposit growth in the UK, the Middle East and the US. Growth in our UK business of $3.4bn was offset by reductions in our Hong Kong business of $2.7bn , and in IWPB of $0.6bn . Financial investments As part of our interest rate hedging strategy, we hold a portfolio of debt instruments, reported within financial investments, which are classified as hold-to-collect-and-sell. As a result, the change in value of these instruments is recognised through ‘debt instruments at fair value through other comprehensive income’ in equity . At 30 September 2025, we had recognised a pre-tax cumulative unrealised loss reserve through other comprehensive income of $1.9bn related to these hold-to-collect-and-sell positions, excluding investments held in our insurance business. This compared with an unrealised loss of $2.1bn at 30 June 2025, and reflected a $0.2bn pre-tax gain in 3Q25, inclusive of movements on related fair value hedges. We also hold a portfolio of financial investments measured at amortised cost, which are classified as hold-to-collect and are held to manage our interest rate exposure. At 30 September 2025, the debt instruments within this portfolio had a cumulative unrecognised loss of $0.9bn, representing a $0.5bn deterioration during 3Q25. Risk-weighted assets – 30 September 2025 compared with 30 June 2025 RWAs of $ 878.8 bn have decreased by $ 8.1 bn since 30 June 2025, including a fall of $ 2.1 bn from foreign currency translation differences. The remaining $ 6.0 bn decrease was mainly attributable to reductions in stressed value at risk within market risk RWAs and credit risk parameter refinements, predominantly in CIB and Corporate Centre. Ñ For further details on RWAs, see page 54 .

Business disposals We reported balances of $46.0bn in