Company: BBVXF
Filing Date: 2025-08-12
Form Type: DRS
Source: 0000950123-25-007520
Chunk: 726

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-08-12
Form: DRS
Chunk 726
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        — |     |                   |      — |     |               |   192,611 |     |           |    586,427 |     |             |     13,508 |     |                | — |     |             |     — |     |            |      — |     |       |  1,085,866 |     |            | — |     |   | 2.9%  |
| Total                   |     |                           | 320,038 |     |             | -214,786 |     |                   | 11,851 |     |               | 5,226,080 |     |           | 20,295,772 |     |             | 11,198,135 |     |                | — |     |             | 1,903 |     |            | -9,021 |     |       | 36,829,972 |     |            | — |     |   | 100%  |

(*) Sovereign risk positions shown in accordance with EBA criteria. (**) Includes those available under credit transactions and other contingent risks (1,041 million euros as at 31 December 2022). (***) Relates to commitments for cash purchases and sales of financial assets. A-543

As confidentially submitted to the Securities and Exchange Commission on August 11, 2025. This Amendment No. 4 has not been publicly filed with the Securities and Exchange Commission and all information herein remains strictly confidential. Exposure to construction and real estate development sector Details of lending for construction and real estate development and the relevant allowances are set out below. The lending items shown have been classified according to their intended purpose, rather than by the debtor’s NACE code. This means, for example, that if a debtor is (a) a real estate company, but uses the financing for a purpose other than construction or real estate development, it is not included in this table; alternatively, if the debtor is (b) a company whose primary activity is not construction or real estate, but where the loan is used for the financing of properties intended for real estate development, it is included in the table:

| Million euro                                                                              |     |                       |     |                        |     |                |
|                                                                                           |     |                  2023 |     |                        |     |                |
|                                                                                           |     | Gross carrying amount |     | Surplus above value of 
             collateral |     |     Impairment 
 allowances (*) |
| Lending