Company: FMFG
Filing Date: 2025-08-12
Form Type: 10-Q/A
Source: 0001437749-25-026247
Chunk: 1

Company: Farmers & Merchants Bancshares, Inc.
Filing Date: 2025-08-12
Form: 10-Q/A
Chunk 1
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aller reporting company ☑ |

If an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐ Indicate by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Exchange Act). Yes ☐No ☑ Indicate the number of shares outstanding of each of the issuer’s classes of common stock, as of the latest practicable date: 3,175,347as of May 14, 2025. EXPLANATORY NOTE This Amendment No. 1 on Form 10-Q/A to the Quarter Report of Farmers and Merchants Bancshares, Inc. (the “Company”) on Form 10-Q for the quarter ended March 31, 2025, which was initially filed with the Securities and Exchange Commission (the “SEC”) on May 15, 2025 (the “Original Report”), is being filed to include in Part I thereof the information required by Item 3 and Item 4, which was inadvertently omitted. Pursuant to Rule 12b-15 under the Securities Exchange Act of 1934, as amended, new certifications by the Company’s principal executive officer and principal financial officer are filed or furnished with this Amendment No. 1 as Exhibits 31.1, 31.2, and 32.1, so Item 6 of Part II of the Original Report is also amended hereby. Except as expressly provided above, this Amendment No. 1 on Form 10-Q/A speaks as of the date of the Original Report and the Company has not updated the disclosures contained in any item thereof to speak as of a later date. All information contained in this Amendment No. 1 on Form 10-Q/A is subject to updating and supplementing as provided in the Company’s reports filed with the SEC subsequent to the date on which the Original Report was filed. - 2 -

<div align='center'>PART I–FINANCIAL INFORMATION</div>

Item 3. Quantitative and Qualitative Disclosures about Market Risk

Farmers and Merchants Bancshares, Inc. is a “smaller reporting company” as defined in Rule 12b-2 promulgated under the Securities Exchange Act of 1934, as amended (the “Exchange Act”), and, accordingly, is not required to include the information required by this item.

Item