Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 165

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 1
Chunk 165
---
2024Jun 30,2024Accruing loans 30-89 days past dueCommercial and industrial$2,593 $7,740 $1,260 $1,212 $2,052 Commercial real estate — owner occupied5,628 1,156 1,634 2,209 — Commercial and business lending8,221 8,896 2,893 3,421 2,052 Commercial real estate — investor1,042 2,463 36,391 10,746 1,023 Real estate construction90 — 21 88 — Commercial real estate lending1,132 2,463 36,412 10,834 1,023 Total commercial9,353 11,360 39,305 14,255 3,075 Residential mortgage 8,744 13,568 14,892 13,630 10,374 Auto finance13,149 12,522 14,850 15,458 15,814 Home equity 4,338 3,606 4,625 3,146 3,694 Other consumer2,578 2,381 3,128 2,163 1,995 Total consumer28,810 32,076 37,496 34,397 31,877 Total accruing loans 30-89 days past due$38,163 $43,435 $76,801 $48,651 $34,952 

(a) Primarily closed branches and other bank operated real estate facilities, pending disposition. 

Nonaccrual loans: Nonaccrual loans are considered to be one indicator of potential future loan losses. See Note 6 Loans of the notes to consolidated financial statements for additional nonaccrual loan disclosures. See also sections Credit Risk and Allowance for Credit Losses on Loans.

Accruing loans past due 90 days or more: Loans past due 90 days or more but still accruing interest are classified as such where the underlying loans are both well secured (the collateral value is sufficient to cover principal and accrued interest) and are in the process of collection. 

Restructured loans: Loans are considered restructured loans if concessions have been granted to borrowers that are experiencing financial difficulty. See also Note 6 Loans of the notes to consolidated financial statements for additional restructured loans disclosures.

ORE