Company: FMCCN
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001026214-25-000116
Chunk: 140

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Item 1
Chunk 140
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SDQ RateSingle-Family mortgage portfolio year of origination:2024$309,757 75474978 %76 %0.12 %2023250,712 75174979 72 0.68 2022399,741 74674376 65 0.95 2021912,364 75275671 50 0.42 2020665,137 76176871 43 0.25 2019 and prior566,463 73875275 33 0.91 Total$3,104,174 751 755 74 52 0.59 

(1)Excludes certain credit quality characteristics and serious delinquency rate information on loans underlying certain securitization products for which data was not available.

(2)Original credit score is generally based on three credit bureaus (Equifax, Experian, and TransUnion). Current credit score is based on Experian only.

(3)Credit scores for certain recently acquired loans may not have been updated by the credit bureau since the loan acquisition and therefore the original credit scores also represent the current credit scores.

The table below presents the combination of credit score and CLTV ratio attributes of loans in our Single-Family mortgage portfolio.

Table 20 - Single-Family Mortgage Portfolio Attribute Combinations(1)September 30, 2025CLTV ≤ 60CLTV > 60 to 80CLTV > 80 to 90CLTV > 90 to 100CLTV > 100All LoansCurrent credit score(2)(3)% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate740 and above48 %0.04 %16 %0.05 %5 %0.07 %3 %0.08 %— %NM72 %0.04 %700 to 7397 0.20 3 0.18 1 0.23 2 0.18 — NM13 0.20 680 to 6992 0.39 1 0.35 — NM1 0.41 — NM4 0.39 660 to 6792 0.63 1 0.56 — NM— NM— NM