Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 43

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 43
---
lying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 334 392 409 377 423 404 406 394 -3.1% 1,513 1,627 +7.6% Net fee income 308 317 318 319 364 355 366 405 +10.8% 1,262 1,489 +18.0% Gains (losses) on financial transactions and other 116 121 110 88 105 138 157 144 -8.1% 436 545 +25.1% Total revenue 758 830 838 784 892 897 929 944 +1.5% 3,210 3,661 +14.0% Operating expenses (291) (293) (297) (335) (306) (309) (315) (383) +21.4% (1,216) (1,313) +8.0% Net operating income 467 538 540 449 585 588 614 561 -8.6% 1,994 2,348 +17.7% Net loan-loss provisions 1 14 (3) 5 (4) (10) (11) (17) +55.5% 17 (41) — Other gains (losses) and provisions (24) (11) 0 17 (24) (5) (3) (15) +459.1% (18) (48) +170.8% Profit before tax 444 541 537 471 557 573 600 529 -11.9% 1,994 2,259 +13.3% Consolidated profit 335 415 412 378 420 436 468 404 -13.6% 1,540 1,728 +12.2% Attributable profit 316 395 397 358 400 417 448 384 -14.2% 1,467 1,650 +12.5% Note: From Q2 2024 onwards for the Argentine peso, we apply an alternative exchange rate that better reflects the evolution of inflation