Company: MFAN
Filing Date: 2025-04-18
Form Type: DEF 14A
Source: 0001140361-25-014577
Chunk: 119

Company: MFA FINANCIAL, INC.
Filing Date: 2025-04-18
Form: DEF 14A
Chunk 119
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 in our current Bylaws for nominations or business proposals to be eligible to be presented at an annual meeting. These requirements currently include, in part, the requirement that any such nomination or proposal must, with certain exceptions if the date of the 2026 annual meeting of stockholders is advanced or delayed more than 30 days from the first anniversary of the date of this year’s annual meeting, notify us in writing not earlier than the 150 thday nor later than 5:00 p.m. Eastern Time on the 120 thday prior to the first anniversary of the date of the proxy statement for the preceding year’s annual meeting. Accordingly, any stockholder who intends to submit such a nomination or such a proposal at our 2026 Annual Meeting of Stockholders must notify us in writing of such proposal by 5:00 p.m. Eastern Time December 19, 2025, but in no event earlier than November 19, 2025. All notices must contain all the information and certifications required under the Company’s current Bylaws (including the information required under Rule 14a-19 under the Exchange Act if a stockholder wishes to nominate someone for election as director of the Company). In addition to satisfying the foregoing requirements, if a stockholder intends to solicit proxies in support of director nominees submitted under the advance notice provisions of our Bylaws for our 2026 Annual Meeting of Stockholders, then such stockholder must provide notice that sets forth the information required by Rule 14a-19 under the Exchange Act, subject to the requirements and deadlines above. Any such nomination or proposal should be sent to the attention of our Secretary at MFA Financial, Inc., One Vanderbilt Avenue, 48th Floor, New York, New York 10017 and must include the applicable information required by our current Bylaws.

| MFA Financial, Inc. | 94 | 2025 Proxy Statement |

TABLE OF CONTENTS Householding of Proxy Materials The SEC permits companies and intermediaries (such as banks and brokers) to satisfy the delivery requirements for proxy statements and annual reports with respect to two or more stockholders sharing the same address by delivering a single set of proxy materials (i.e., the proxy statement and annual report) addressed to those stockholders. This process, which is commonly referred to as “householding,” potentially means extra convenience for stockholders and cost savings for companies. A number of brokers with account holders who are our stockholders will be “householding” our proxy materials. A single set of proxy materials may