Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 388

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 388
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 2,777 2 3,193 3 (5)— (421)(13)Total commercial$116,428 80 %$113,007 80 %$111,993 80 %$3,421 3 %$4,435 4 %Consumer:Residential mortgage$23,036 16 %$23,059 16 %$23,152 16 %$(23)— %$(116)(1)%Revolving mortgage2,794 2 2,736 2 2,567 2 58 2 227 9 Consumer auto1,463 1 1,490 1 1,523 1 (27)(2)(60)(4)Consumer other1,037 1 977 1 986 1 60 6 51 5 Total consumer$28,330 20 %$28,262 20 %$28,228 20 %$68 — %$102 — %Total loans and leases$144,758 100 %$141,269 100 %$140,221 100 %$3,489 2 %$4,537 3 %Allowance for loan and lease losses(1,652)(1,672)(1,676)Net loans and leases$143,106 $139,597 $138,545 

Operating Lease Equipment, Net

Our operating lease portfolio mostly relates to the Rail segment, with the remainder included in the Commercial Bank segment as summarized in the following table. Refer to the “Results by Segment” section of this MD&A for further details on the operating lease equipment portfolio in Rail.

Table 26Operating Lease Equipment, Net

dollars in millionsIncrease (Decrease) from:September 30, 2025June 30, 2025December 31, 2024June 30, 2025December 31, 2024Railcars and locomotives$8,709 $8,716 $8,573 $(7)— %$136 2 %Other equipment737 750 750 (13)(2)(13)(2)Total (1)$9,446 $9,466 $9,323 $(20)— %$123 1 %

(1)    Includes off-lease rail equipment of $