Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 45

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 45
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 income— — — — (1,407)(1,407)Loss on foreign exchange— — — — 2,133 2,133 Merger and acquisition expenses— — — — 2,186 2,186 Other income, net— — — — (4,135)(4,135)Total expenses and other income393,800 213,588 — 105,929 249,284 962,601 Income (loss) before income taxes$285,484 $107,488 $— $89,244 $(248,973)$233,243 (1)Represents the elimination of intersegment transactions related to the Company offering AFF’s LTO payment solution in its U.S. pawn stores.As of September 30, 2024U.S.PawnLatinAmericaPawnU.K.PawnRetail POSPaymentSolutionsCorporate/Intersegment EliminationsConsolidatedPawn loans$380,962$136,915$— $—$—$517,877Finance receivables, net——— 123,751—123,751Inventories238,66895,726— ——334,394Leased merchandise, net——— 137,973(204)(1)137,769Goodwill1,125,226 177,364 — 486,205 — 1,788,795 Total assets2,633,854 668,185 — 955,071 135,737 4,392,847 (1)Represents the elimination of intersegment transactions related to the Company offering AFF’s LTO payment solution in its U.S. pawn stores.

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ITEM 2. MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following discussion of financial condition, results of operations, liquidity and capital resources of FirstCash Holdings, Inc. and its wholly-owned subsidiaries (together, the “Company”) should be read in conjunction with the Company’s consolidated financial statements and accompanying notes included under Part I, Item 1 of this quarterly report on Form 10-Q, as well as with the audited consolidated financial statements and accompanying notes and Management’s Discussion and Analysis of Financial Condition and Results of Operations included in the Company’s Annual Report on Form 10-K for the year ended December 31, 2024. 

GENERAL

The Company’s primary line of business