Company: CFG-PE
Filing Date: 2025-08-04
Form Type: 10-Q
Source: 0000759944-25-000108
Chunk: 268

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-08-04
Form: 10-Q
Item: Part I, Item 2
Chunk 268
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Rs5 (18)27 (56)Mortgage banking feesDerivative contracts used to hedge equity price risk11 — 11 — Capital markets feesTotal($49)$12 ($52)$22 

NOTE 9 - ACCUMULATED OTHER COMPREHENSIVE INCOME (LOSS) The following tables present the changes in the balances, net of income taxes, of each component of AOCI:As of and for the Three Months Ended June 30,(dollars in millions)Net Unrealized Gains (Losses) on Cash Flow HedgesNet Unrealized Gains (Losses) on Investment SecuritiesDefined Benefit PlansTotal AOCIBalance at April 1, 2024($1,343)($2,497)($324)($4,164)Other comprehensive income (loss) before reclassifications(129)(29)— (158)Amounts reclassified to the Consolidated Statements of Operations170 15 2 187 Net other comprehensive income (loss)41 (14)2 29 Balance at June 30, 2024($1,302)($2,511)($322)($4,135)Balance at April 1, 2025($569)($2,074)($298)($2,941)Other comprehensive income (loss) before reclassifications83 56 — 139 Amounts reclassified to the Consolidated Statements of Operations145 17 1 163 Net other comprehensive income (loss)228 73 1 302 Balance at June 30, 2025($341)($2,001)($297)($2,639)Primary location in the Consolidated Statements of Operations of amounts reclassified from AOCINet interest incomeSecurities gains, net and Net interest incomeOther operating expense

Citizens Financial Group, Inc. | 66

As of and for the Six Months Ended June 30,(dollars in millions)Net Unrealized Gains (Losses) on Cash Flow HedgesNet Unrealized Gains (Losses) on Investment SecuritiesDefined Benefit PlansTotal AOCIBalance at January 1, 2024($1,087)($2,338)($333)($3,758)Other comprehensive income (loss) before reclassifications(534)(202)4 (732)Amounts reclassified to the Consolidated Statements of Operations319 29 7 355 Net other comprehensive