Company: KEY-PI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0000091576-25-000058
Chunk: 86

Company: KEYCORP /NEW/
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 2
Chunk 86
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 — 51 Total loans$— $50 $1 $— $51 Key closely monitors the performance of loans that are modified for borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following table presents the amortized cost as of March 31, 2025, of loans modified during the 12 months then ended, by aging.As of March 31, 2025Current30-89 Days Past Due90 and GreaterDays Past DueTotalDollars in millionsLOAN TYPECommercial and Industrial$207 $8 $12 $227 Commercial real estateCommercial mortgage256 50 21 327 Construction49 — — 49 Total commercial real estate loans305 50 21 376 Commercial lease financing— — — — Total commercial loans512 58 33 603 Real estate — residential mortgage14 — — 14 Home equity loans10 1 1 12 Other consumer loans5 — — 5 Credit cards4 — — 4 Total consumer loans$33 $1 $1 $35 Total loans$545 $59 $34 $638 

64

The following table presents the amortized cost as of March 31, 2024, of loans modified during the 12 months then ended, by aging.As of March 31, 2024Current30-89 Days Past Due90 and GreaterDays Past DueTotalDollars in millionsLOAN TYPECommercial and Industrial$184 $16 $54 $254 Commercial real estateCommercial mortgage29 22 — 51 Construction19 — — 19 Total commercial real estate loans232 38 54 324 Commercial lease financing— — — — Total commercial loans232 38 54 324 Real estate — residential mortgage11 2 — 13 Home equity loans9 1 1 11 Other consumer loans3 — — 3 Credit cards4 — — 4 Total consumer loans$27 $3 $1 $31 Total loans$259 $41 $55 $355 Liability for Credit Losses on Lending-related CommitmentsThe liability for credit losses on lending-related commitments is included in “accrued expense and other liabilities” on the balance sheet. This includes credit risk for