Company: CFG-PE
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000759944-25-000153
Chunk: 29

Company: CITIZENS FINANCIAL GROUP INC/RI
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 1
Chunk 29
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 amortized cost as of period-end divided by the period-end amortized cost of the corresponding loan class. Accrued interest receivable is excluded from amortized cost and is immaterial.The following tables present the financial effect of loans to borrowers experiencing financial difficulty that were modified during the three and nine months ended September 30, 2025 and 2024, disaggregated by class of financing receivable:Three Months Ended September 30, 2025(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial2.18 %20$— $— Commercial real estate— 125 — Residential mortgages1.40 107— — Home equity3.01 143— — Education5.22 — — — Other retail19.89 — — 6 

Citizens Financial Group, Inc. | 56

Three Months Ended September 30, 2024(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial3.62 %14$11 $— Commercial real estate4.31 91 — Residential mortgages1.52 94— — Home equity4.32 51— — Education4.44 24— — Other retail20.79 — — 1 Nine Months Ended September 30, 2025(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1)Weighted-Average Payment Deferral(1)Amount of Principal Forgiven(2)Commercial and industrial1.52 %18$— $— Commercial real estate0.83 125 — Residential mortgages1.27 110— — Home equity3.41 121— — Education4.71 — — — Other retail19.86 — — 12 Nine Months Ended September 30, 2024(dollars in millions)Weighted-Average Interest Rate Reduction(1)Weighted-Average Term Extension (in Months)(1