Company: ADAMM
Filing Date: 2025-08-22
Form Type: 424B5
Source: 0001104659-25-081920
Chunk: 8

Company: ADAMAS TRUST, INC.
Filing Date: 2025-08-22
Form: 424B5
Chunk 8
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 respectively. Our 9.125% Senior Notes due 2029, 9.125% Senior Notes due 2030 and 9.875% Senior Notes due 2030 are listed on Nasdaq under the symbols “NYMTI,” “NYMTG” and “NYMTH,” respectively. Our website address is www.nymtrust.com . Our website and the information contained at or connected to our website does not, and should not be interpreted to, constitute a part of this prospectus supplement, the accompanying prospectus or any amendment or supplement thereto.

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TABLE OF CONTENTS

### THE OFFERING
The following is a brief summary of certain terms of this offering. For a more complete description of the terms of the notes, see “Description of the Notes” in this prospectus supplement and “Description of Debt Securities” in the accompanying prospectus.

Issuer

New York Mortgage Trust, Inc., a Maryland corporation.

Notes Offered Hereby

$25.0 million aggregate principal amount of 9.875% Senior Notes due 2030 issued in minimum denominations of $25 and integral multiples of $25 in excess thereof.

The notes offered hereby will be part of the same series as the $90.0 million principal amount of initial notes that we issued on July 8, 2025. The notes offered hereby will have the same CUSIP number as, and will trade interchangeably with, the initial notes.

Maturity Date

October 1, 2030, unless redeemed prior to maturity.

Interest Rate

9.875% per year. Interest on the notes will accrue from July 8, 2025 and will be payable quarterly in arrears on January 1, April 1, July 1 and October 1 of each year, beginning on October 1, 2025.

Optional Redemption; no Sinking Fund

We may redeem the notes at our option, in whole or in part, at any time and from time to time, on or after October 1, 2027 at a redemption price equal to 100% of the principal amount of the notes to be redeemed, plus accrued and unpaid interest to, but excluding, the redemption date. No “sinking fund” is provided for the notes, which means that we are not required to redeem or retire the notes periodically.

Change of Control Offer to Repurchase

If a Change of Control Repurchase Event as defined under “Description of