Company: FOACW
Filing Date: 2025-11-13
Form Type: 10-Q
Source: 0001628280-25-052025
Chunk: 63

Company: Finance of America Companies Inc.
Filing Date: 2025-11-13
Form: 10-Q
Item: Item 1
Chunk 63
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)WAL (in years)NM7.3NM7.1CPRNM15.0 %NM15.1 %Loss severity5.8% - 15.8%8.3 %3.4% - 15.9%4.7 %Discount rateNM7.3 %NM8.0 %HECM buyouts - securitized (nonperforming)WAL (in years)NM1.5NM1.5CPRNM40.6 %NM40.0 %Loss frequency23.1% - 100.0%45.9 %23.1% - 100.0%45.6 %Loss severity5.8% - 15.8%7.2 %3.4% - 15.9%5.2 %Discount rateNM7.1 %NM8.0 %Loans held for investment:Non-agency reverse mortgage loansWAL (in years)NM11.2NM10.5LTV10.6% - 74.2%39.9 %5.9% - 70.6%35.1 %CPRNM14.9 %NM16.2 %Loss severityNM10.0 %NM10.0 %

24

Finance of America Companies Inc.Notes to Condensed Consolidated Financial Statements (Unaudited)

September 30, 2025December 31, 2024Instrument / Unobservable InputsRangeWeighted AverageRangeWeighted AverageHPA(4.7)% - 5.7%3.6 %(5.6)% - 8.3%3.5 %Discount rateNM6.4 %NM7.1 %HECM buyouts (nonperforming)WAL (in years)NM1.5NM1.5CPRNM42.2 %NM43.8 %Loss frequencyNM42.1 %NM47.9 %Loss severity5.8% - 15.8%7.6 %3.4% - 15.9%10.5 %Discount rateNM7.1 %NM8.0 %Other assets:Retained bondsWAL (in years)NM3.2NM3.5Discount rate(1.7)% - 15.4%7.2 %(1.3