Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 141

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 141
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 · |     | provisions, if any, for the cancellation of any interest payment at our discretion or under other circumstances; |

| · |     | limitations, if any, on our ability to pay principal or interest in respect of the capital securities, including situations whereby we may be prohibited from 
 making such payments;                                                                                                                                         |

| · |     | whether we will issue the capital securities as discount securities, as explained in this section below, and the amount of the discount; |

| · |     | provisions, if any, for the discharge and defeasance of the capital securities; |

| · |     | any condition applicable to payment of any principal, premium or interest on the capital securities; |

| · |     | the dates and places at which any payments are payable; |

| · |     | the places where notices, demands to or upon us in respect of the capital securities may be served and notice to holders may be published; |

| · |     | the terms of any mandatory or optional redemption and related notices; |

| · |     | any terms on which the capital securities may or will be converted at our option or otherwise into ordinary shares or other securities of ING Groep N.V.                                                                                 
 (“conversion securities”), and, if so, the nature and terms of the conversion securities into which such capital securities are convertible and any additional or other provisions relating to such conversion, including any triggering 
 event that may give rise to such conversion (which may include, but shall not be limited to, certain regulatory capital events) and the terms upon which such conversion should occur;                                                   |

| · |     | any terms relating to the adjustment of the conversion securities into which the capital securities may be converted; |

| · |     | the terms of any repurchase of the capital securities; |

| · |     | the denominations in which the capital securities will be issued, if other than $1,000 and integral multiples thereof; |

| · |     | the amount, or how to calculate the amount, that we will pay to the capital security holder, if the capital security is redeemed before its stated maturity, if 
 any, or accelerated, or for which the trustee shall be entitled to file and prove a claim to the extent so permitted;                                           |

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| · |     | the currency or currencies in which the capital securities are denominated, and in which we make any payments; |

| · |     | whether we will issue the capital securities wholly or partially as one or more global