Company: FCAP
Filing Date: 2025-05-14
Form Type: 10-Q
Source: 0001171843-25-003186
Chunk: 52

Company: FIRST CAPITAL INC
Filing Date: 2025-05-14
Form: 10-Q
Item: Part I, Item 8
Chunk 52
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ANCIAL STATEMENTS

(Unaudited)

(4 – continued)

Nonperforming loans consists of nonaccrual loans and loans past due and still accruing interest.  The following table presents the amortized cost basis of loans on nonaccrual status and loans 90 days or more past due still accruing as of March 31, 2025:

			Loans 90+ Days

			Total

			Nonaccrual Loans

			Nonaccrual Loans

			Total

			Past Due

			Nonperforming

			with No ACL

			with An ACL

			Nonaccrual

			Still Accruing

			Loans

			(In thousands) 

			1-4 Family Residential Mortgage

			$
			1,073

			$
			-

			$
			1,073

			$
			-

			$
			1,073

			Home Equity and Second Mortgage

			432

			-

			432

			-

			432

			Multifamily Residential

			-

			-

			-

			-

			-

			1-4 Family Residential Construction

			-

			91

			91

			-

			91

			Other Construction, Development and Land

			60

			-

			60

			-

			60

			Commercial Real Estate

			413

			-

			413

			-

			413

			Commercial Business

			99

			1,907

			2,006

			-

			2,006

			Consumer and Other

			-

			-

			-

			18

			18

			Total

			$
			2,077

			$
			1,998

			$
			4,075

			$
			18

			$
			4,093

The following table presents the amortized cost basis of loans on nonaccrual status and loans 90 days or more past due still accruing as of December 31, 2024:

			Loans 90+ Days

			Total

			Nonaccrual Loans

			Nonaccrual Loans

			Total

			Past Due

			Nonperforming