Company: LLOBF
Filing Date: 2025-06-06
Form Type: F-3ASR
Source: 0000950103-25-007096
Chunk: 64

Company: Lloyds Banking Group plc
Filing Date: 2025-06-06
Form: F-3ASR
Chunk 64
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 liquidity requirements
and similar contingencies; the policies and actions of governmental or regulatory authorities or courts together with any resulting
impact on the future structure of the Group; risks associated with the Group’s compliance with a wide range of laws and regulations;
assessment related to resolution planning requirements; risks related to regulatory actions which may be taken in the event of a
bank or Group failure; exposure to legal, regulatory or competition proceedings, investigations or complaints; failure to comply
with anti-money laundering, counter terrorist financing, anti-bribery and sanctions regulations; failure to prevent or detect any
illegal or improper activities; operational risks including risks as a result of the failure of third party suppliers; conduct
risk; technological changes and risks to the security of IT and operational infrastructure, systems, data and information resulting
from increased threat of cyber and other attacks; technological failure; inadequate or failed internal or external processes
or systems; risks relating to ESG matters, such as climate change (and achieving climate change ambitions) and decarbonization, including
the Group’s ability along with the government and other stakeholders to measure, manage and mitigate the impacts of climate change
effectively, and human rights issues; the impact of competitive conditions; failure to attract, retain and develop high caliber
talent; the ability to achieve strategic objectives; the ability to derive cost savings and other benefits including, but without
limitation, as a result of any acquisitions, disposals and other strategic transactions; inability to capture accurately the expected
value from acquisitions; assumptions and estimates that form the basis of the Group’s financial statements; and potential
changes in dividend policy. A number of these influences and factors are beyond the Group’s control.

Other factors could also adversely affect our
results or the accuracy of forward-looking statements in this prospectus, and you should not consider the factors discussed here or in
LBG’s Form 20-F filed on February 20, 2025 or other documents incorporated by reference herein to be a complete set of all potential
risks or uncertainties. We have economic, financial market, credit, legal and other specialists who monitor economic and market conditions
and government policies and actions. However, because it is difficult to predict with accuracy any changes in economic or market conditions
or in governmental policies and actions, it is difficult for us to anticipate the effects that such changes could have on our financial
performance and business operations.

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