Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000111
Chunk: 134

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 134
---
 |       | 10,392 |
| Other collection rights          |     |              |   |     |               |  — |     |                 |    625 |     |               |   5 |     |       |    630 |
|                                  |     |              | — |     |               | 14 |     |                 | 10,782 |     |               | 226 |     |       | 11,022 |
| Credit balances:                 |     |              |   |     |               |    |     |                 |        |     |               |     |     |       |        |
| Suppliers and creditors granted  |     |              |   |     |               |  — |     |                 |      — |     |               |   — |     |       |      — |
| Loans and credits received       |     |              |   |     |               | 16 |     |                 |  3,038 |     |               | 292 |     |       |  3,346 |
| Other payment obligations        |     |              |   |     |               |  — |     |                 |    205 |     |               |   — |     |       |    205 |
|                                  |     |              | — |     |               | 16 |     |                 |  3,243 |     |               | 292 |     |       |  3,551 |

| 136 |     | January - June 2025 |

#### 14. Off
-

#### balance-sheet exposures
The off-balance-sheet exposures related to balances representing loans commitments, financial guarantees and other commitments granted (recoverables and non recoverables).

Financial guarantees granted include financial guarantees contracts such as financial bank guarantees, credit derivatives, and risks arising from derivatives granted to third parties; non-financial guarantees include other guarantees and irrevocable documentary credits.

Loan and other commitments granted include all off-balance-sheet exposures, which are not classified as guarantees provided, including loans commitment granted.

|                              |     | EUR million |         |     |            |         |
|                              |     | 30-06-2025  |         |     | 31-12-2024 |         |
| Loan commitments granted     |     |             | 302,446 |     |            | 302,861 |
| Of which impaired            |     |             |     420 |     |            |     511 |
| Financial