Company: SFB
Filing Date: 2025-02-26
Form Type: 10-K
Source: 0000950170-25-027702
Chunk: 518

Company: STIFEL FINANCIAL CORP
Filing Date: 2025-02-26
Form: 10-K
Item: Item 3
Chunk 518
---
251

    2.53
    %

    Time deposits

    114,681

    5,995

    5.23

    2,535

    75

    2.95

    Demand deposits

    1,913,841

    67,920

    3.55

    2,297,253

    92,527

    4.03

    Savings

    1,236

    11

    0.88

    556

    4

    0.72

    Federal Home Loan Bank advances

    1

    0

    2.15

    1,371

    68

    4.99

    Other borrowings

    82,315

    5,891

    7.16

    19,076

    1,725

    9.04

    Total interest-bearing liabilities (3)
     
    $
    27,694,041

    $
    894,344

    3.23
    %
     
    $
    27,287,876

    $
    726,650

    2.66
    %

    Non-interest-bearing deposits

    372,601

    382,686

    Other non-interest-bearing liabilities

    141,080

    153,543

    Total liabilities
     
    $
    28,207,722

    $
    27,824,105

    Stockholders’ equity

    2,130,743

    2,221,483

    Total liabilities and stockholders’ equity
     
    $
    30,338,465

    $
    30,045,588

    Net interest income/spread

    $
    956,127

    2.91
    %

    $
    1,070,645

    3.35
    %

    Net interest margin

    3.17
    %

    3.58
    %

(1)Due to immaterial amount of income recognized on tax-exempt securities, yields were not calculated on a tax-equivalent basis.

(2)Loans on nonaccrual status are included in average balances.

(3)Please refer to the Net Interest Income table included in “Results of Operations” for additional information on