Company: MCHB
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001518715-25-000110
Chunk: 31

Company: Mechanics Bancorp
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 8
Chunk 31
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IO Single familyCurrent$566 $30,940 $378,613 $303,920 $139,159 $251,322 $— $— $1,104,520 Past due:30-59 days — — 452 — — 1,673 — — 2,125 60-89 days — — — — — 440 — — 440 90+ days— — — — — 2,010 — — 2,010 Total 566 30,940 379,065 303,920 139,159 255,445 — — 1,109,095 Home equity and otherCurrent1,606 936 1,528 126 85 1,932 399,531 4,449 410,193 Past due:30-59 days 25 4 1 — — — 474 62 566 60-89 days — 3 4 — — — 626 — 633 90+ days— — — — — 10 1,127 6 1,143 Total1,631 943 1,533 126 85 1,942 401,758 4,517 412,535 Total consumer portfolio (1)$2,197 $31,883 $380,598 $304,046 $139,244 $257,387 $401,758 $4,517 $1,521,630 Total LHFI$163,704 $238,834 $2,275,837 $1,102,301 $591,778 $1,161,583 $692,476 $5,283 $6,231,796 (1)    Includes $1.3 million of loans where a fair value option election was made at the time of origination and, therefore, are carried at fair value with changes in fair value recognized in the consolidated income statements.The following tables present a vintage analysis of the commercial and consumer portfolio segment by loan sub-class and gross charge-offs:At June 30, 2025(in thousands)202520242023202220212020 and priorRevolvingRevolving-termTotalCOMMERCIAL PORTFOLIOCommercial businessGross