Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 297

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 297
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(7,695,227 thousand euros as at 31 December 2024).

In the first half of 2025, the share premium was reduced by 320,860 thousand
euros, which corresponds to the difference between the purchase price of the shares redeemed as part of the Bank’s capital reduction explained in this note (339,859 thousand euros) and the par value of those shares (18,999 thousand
euros).

Thereafter, pursuant to applicable legislation, a restricted capital redemption reserve was created, with a charge to the share premium in
an amount equal to the par value of the redeemed shares, 18,999 thousand euros, which may only be accessed under the same conditions as those required for the share capital reduction.

A-52

Note 20 – Off-balancesheet exposures The composition of off-balancesheet exposures as at 30 June 2025 and 31 December 2024 is as follows:

| Thousand euro                                                |     |      |    |     |            |            |     |            |            |
| Commitments and guarantees given                             |     | Note |    |     | 30/06/2025 |            |     | 31/12/2024 |            |
| Loan commitments given                                       |     |      |    |     |            | 27,108,575 |     |            | 28,775,335 |
| Of which, amount classified as stage 2                       |     |      |    |     |            |    820,483 |     |            |    716,238 |
| Of which, amount classified as stage 3                       |     |      |    |     |            |     78,913 |     |            |     96,536 |
| Drawable by third parties                                    |     |      |    |     |            | 27,108,575 |     |            | 28,775,335 |
| By credit institutions                                       |     |      |    |     |            |         61 |     |            |     18,200 |
| By general governments                                       |     |      |    |     |            |    864,306 |     |            |    961,635 |
| By other resident sectors                                    |     |      |    |     |            | 16,245,909 |     |            | 16,955,467 |
| By non-residents                                             |     |      |    |     |            |