Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 112

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 112
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cosystem category for supporting startups and corporations
                                                         on their open innovation journeys;                                                     
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·   Banking Tech Awards | Fintech Futures: we won in two categories “Best contribution to consumer
         economic mobility” and “Best user/customer experience Initiative for consumers”; and     
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·   Corporate Startup Star Awards | ICC: we are among the top 100 Corporate Startup Stars for global
                                   best practices in open innovation.                               
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Ø   inovabra results for 2024:
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·   we work in seven emerging technologies: Generative AI, Digital Assets, Quantum Computing, Quantum Safe,
                          Metaverse, Adversarial Machine Learning, Synthetic Data; and                     
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·   55 experiments finalized.
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59 – Form 20-F 2024 | Bradesco
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Ø   Co-innovation environment:
 
·   engaged over 27 thousand people through more than 500 open and private events for the ecosystem;
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·   more than 50 incoming companies;
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·   56 Demodays held; and
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·   more than 580 community-generated connections.
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4.B.30 Business segment
 The data for these segments was compiled from reports prepared for management to assess performance and make decisions about the allocation of funds for investments and other purposes. Our Management uses various data, including financial data in conformity with the accounting standards applicable to institutions authorized to operate by the Central Bank of Brazil (BR GAAP) and non-financial metrics. For further information on differences between the results on a consolidated basis and by segment, see “Item 5.A. Operating Results – 5.A.20.01 Results of operations for the year ended December 31, 2024, compared with the year ended December 31, 2023”.
 The following table summarizes our main gross revenues by segment for the periods indicated:
 
      As of and for the year ended December 31,                      R$ in thousands            
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2024                                                            2023          2022              
Banking                                                                                         
Interest and similar income from loans and advances      101,599,850   101,912,948   100,297,936
Fee and commission income and income from banking fees    36,213,830    34,269,254    33,802,362
Insurance, Pension Plans and Capitalization Bonds                                               
Insurance Income                                         121,003,371   106,546,