Company: OWLS
Filing Date: 2025-09-24
Form Type: F-1/A
Source: 0001193125-25-213968
Chunk: 178

Company: OBOOK HOLDINGS INC.
Filing Date: 2025-09-24
Form: F-1/A
Chunk 178
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 more transparent, and more accessible. We have enhanced the flexibility of our payment
solutions, providing customers with a diverse range of payment and settlement options.

Development Strategies

We expect to grow our customer base by collaborating with global financial institutions and leveraging our collaborators’ networks. We
have launched OwlPay Harbor—our proprietary API packages—which enables payment gateway collection of customers fund via stablecoins, on/off-ramp between fiat currencies and stablecoins,
cross-chain transactions between USDC across different blockchains, and payout capabilities, empowering third-party wallet providers, financial institutions, and platform operators requiring cross-border
payment solutions to access our capabilities. We believe this offering will help drive broader adoption and increase demand for our services. We provide these services across multiple blockchains, including EVM-compatible networks, the Solana
network, and the Stellar network, where we serve as a “Stellar Anchor”.

We have also integrated our proprietary on/off-ramp
capabilities into our platform solutions OwlPay Wallet Pro, and incorporated our USDC-based payment gateway features into OwlPay Payment, which collectivelyempower our own end customers to conduct transactions more
cost-effectively.Under our combined approach tomarket, we aim to deliver our stablecoin-based payment solution to a wide range of customers in e-commerceplatforms, traditional financial institutions, and other businesses
interested in using digital assets for payments.

By offering a set of different solutions under OwlPay, we can maximize the
flexibility to meet the payment needs of different types of customers, including SMEs, large enterprises, individuals and banks. By collaborating with multiple fiat currency and stablecoin settlement networks, OwlPay can provide our customers
with the liberty to pick and choose their desired way to conduct payments. We also expect to leverage our existing payment gateway customers, and further extend our offerings to our existing customers to include business payout to their vendors
globally. We have also launched OwlPay on large online e-commerce platforms, such as Shopify, to reach an even broader set of customers internationally.

To continue expanding our reach in global markets in compliance with local regulatory regimes, we have obtained and are continuing our efforts
to obtain licenses in various jurisdictions. We have obtained MSB registration with the U.S. federal government, MTLs from a total of 35 states in the United States, the VASP registration in Poland, and the EPISP registration in Japan, and are in
the process of applying for and obtaining additional relevant licenses in jurisdictions including the United States, Japan, Singapore and Hong Kong.

Our Current