Company: CVCO
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001628280-25-047849
Chunk: 26

Company: CAVCO INDUSTRIES, INC.
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 26
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 91+ days1,259 675 $54,428 $58,162 

7

The following table disaggregates the outstanding principal balance of consumer loans receivable by credit quality indicator and fiscal year of origination (in thousands):September 27, 202520262025202420232022PriorTotalPrime- FICO score 680 and greater$12,512 $7,954 $4,676 $320 $90 $13,125 $38,677 Near Prime- FICO score 620-6792,372 1,918 622 — — 9,230 14,142 Sub-Prime- FICO score less than 620— 320 — — — 598 918 No FICO score172 65 202 — — 252 691 $15,056 $10,257 $5,500 $320 $90 $23,205 $54,428 March 29, 202520252024202320222021PriorTotalPrime- FICO score 680 and greater$18,133 $9,209 $323 $92 $761 $13,197 $41,715 Near Prime- FICO score 620-6792,948 1,210 — — 1,026 9,000 14,184 Sub-Prime- FICO score less than 620537 — — — 17 680 1,234 No FICO score317 441 — — — 271 1,029 $21,935 $10,860 $323 $92 $1,804 $23,148 $58,162 As of September 27, 2025, 47% of the outstanding principal balance of the consumer loans receivable portfolio was concentrated in Texas and 15% was concentrated in Florida. As of March 29, 2025, 54% of the outstanding principal balance of the consumer loans receivable portfolio was concentrated in Texas and 11% was concentrated in Florida. Other than Texas and Florida, no state had concentrations in excess of 10% of the outstanding principal balance of the consumer loans receivable as of September 27, 2025 or March 29, 2025.

8. Commercial Loans Receivable

The commercial loans receivable balance