Company: FLDDW
Filing Date: 2025-08-11
Form Type: 424B3
Source: 0001213900-25-074298
Chunk: 216

Company: Fold Holdings, Inc.
Filing Date: 2025-08-11
Form: 424B3
Chunk 216
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 prospectus up to 9,282,287shares of our Common Stock. The Selling Stockholders may sell some, all or none of the shares of Common Stock. We do not know how long the Selling Stockholders will hold the shares of our Common Stock before reselling them, and we currently have no agreement, arrangement or understanding with the Selling Stockholders regarding the sale of any of the shares of our Common Stock. See “ Plan of Distribution.” The table below sets forth, to our knowledge, information concerning the beneficial ownership of shares of our Common Stock by the Selling Stockholders as of July10, 2025. The percentages of shares owned before and after the offering are based on shares of Common Stock outstanding as of July10, 2025, which includes the Placement Shares. The information in the table below with respect to the Selling Stockholders has been obtained from the Selling Stockholders. Cohen had a relationship with both Legacy Fold and Emerald, and SZOP’s affiliates had a relationship with Legacy Fold. Beneficial ownership is determined in accordance with Section 13(d) of the Exchange Act and Rule 13d -3thereunder. When we refer to the shares of Common Stock being offered for resale by the Selling Stockholders through this prospectus, we are referring to the shares of Common Stock that have been issued by us to Cohen and that may be issued and sold by us to SZOP pursuant to the Facility, unless otherwise noted.

|                                    |     |      Number of 
      Shares of 
   Common Stock 
   Beneficially 
 Owned Prior to 
  this Offering |     |      |     |            Maximum 
          Number of 
          Shares of 
       Common Stock 
      to be Offered 
        Pursuant to 
 this Prospectus(2) |      |   | Number of     
 Shares of     
 Common Stock  
 Owned After   
 this Offering |     |   |
| Name of Selling Stockholder        |     |         Shares |     | %(1) |     |             Shares |      | % |               |     |   |
| SZOP Opportunities I, LLC(3)       |     |              — |     | —    |     |          9,207,287 | ​(5) |   | —             |     | — |
| Cohen & Company Securities, LLC(4) |     |         75,000 |     | *    |     |             75,000 |      |   | —             |     | — |

____________ *Less than one