Company: BCDRF
Filing Date: 2025-02-28
Form Type: 20-F
Source: 0000891478-25-000054
Chunk: 988

Company: Banco Santander, S.A.
Filing Date: 2025-02-28
Form: 20-F
Chunk 988
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          | 12,257 |     |              |  2.38 | % |     |                 |   506,904 |     |          |  4,266 |     |              |  0.84 | % |

| 919 |

| Contents |     | Cross-reference to Form 20-F |     | Consolidated director's report |     | Consolidated financial statements |     | Supplemental information |

|                                                    |     | Year ended 31 December,          |      2024 |     |          |        |     |              |      |   |     |                 |      2023 |     |          |        |     |              |      |   |     |                 |      2022 |     |          |        |     |              |      |   |
|:---------------------------------------------------|:----|:---------------------------------|----------:|:----|:---------|-------:|:----|:-------------|-----:|:--|:----|:----------------|----------:|:----|:---------|-------:|:----|:-------------|-----:|:--|:----|:----------------|----------:|:----|:---------|-------:|:----|:-------------|-----:|:--|
| LIABILITIES AND STOCKHOLDERS' EQUITY               |     | Average Balance                  |           |     | Interest |        |     | Average Rate |      |   |     | Average Balance |           |     | Interest |        |     | Average Rate |      |   |     | Average Balance |           |     | Interest |        |     | Average Rate |      |   |
|                                                    |     | -EUR million, except percentages |           |     |          |        |     |              |      |   |     |                 |           |     |          |        |     |              |      |   |     |                 |           |     |          |        |     |              |      |   |
| International - Mature markets                     |     |                                  |   638,381 |     |          | 25,677 |     |              | 4.02 | % |     |                 |   645,800 |     |          | 21,655 |     |              | 3.35 | % |     |                 |   651,406 |     |          |  6,907 |     |              | 1.06 | % |
|