Company: NTWK
Filing Date: 2025-09-29
Form Type: 10-K
Source: 0001493152-25-015950
Chunk: 1739

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-09-29
Form: 10-K
Item: Item 9A
Chunk 1739
---
 
    (1) 
    $124,314  
    $124,314  
    $- 
  
    Line
    of Credit 
    (2) 
     -  
     -  
     - 
  
    Bank
    Overdraft Facility 
    (3) 
     -  
     -  
     - 
  
    Loan
    Payable Bank - Export Refinance 
    (4) 
     1,796,558  
     1,796,558  
     - 
  
    Loan
    Payable Bank - Running Finance 
    (5) 
     -  
     -  
     - 
  
    Loan
    Payable Bank - Export Refinance II 
    (6) 
     1,365,384  
     1,365,384  
     - 
  
    Loan
    Payable Bank - Export Refinance III 
    (7) 
     2,515,181  
     2,515,181  
     - 
  
    Sale
    and Leaseback Financing 
    (8) 
     56,842  
     47,158  
     9,684 
  
    Short
    Term Financing 
    (9) 
     412,655  
     412,655  
     - 

     6,270,934  
     6,261,250  
     9,684 
  
    Subsidiary
    Finance Leases 
    (10) 
     100,962  
     14,875  
     86,087 

    $6,371,896  
    $6,276,125  
    $95,771 

(1)The Company finances
Directors’ and Officers’ (“D&O”) liability insurance and Errors and Omissions (“E&O”) liability
insurance, for which the D&O and E&O balances are renewed on an annual basis and, as such, are recorded in current maturities.
The interest rates on these financings range from 8.4% to 11.6% and 8.6% to 10.9% as of June 30, 2025 and 2024, respectively.

    F-28

NETSOL
TECHNOLOGIES