Company: HBCP
Filing Date: 2025-03-12
Form Type: 10-K
Source: 0001436425-25-000012
Chunk: 75

Company: HOME BANCORP, INC.
Filing Date: 2025-03-12
Form: 10-K
Item: Item 8
Chunk 75
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 income$36,427 $40,240 $34,072 Adjustments to reconcile net income to net cash provided by operating activities:Non-cash compensation1,643 1,468 1,629 Amortization of subordinated debt issuance cost218 228 120 Increase in accrued interest receivable and other assets(1,281)(558)(1,225)Undistributed earnings in subsidiary(26,389)(28,187)38,925 Increase (decrease) in accrued expenses and other liabilities40 — (9)Net cash provided by operating activities10,658 13,191 73,512 Cash flows from investing activitiesNet cash paid in acquisitions— — (64,593)Investment in subsidiaries— — (40,000)Net cash used in investing activities— — (104,593)Cash flows from financing activitiesProceeds from exercise of stock options130 102 375 Proceeds from issuance of subordinated debt, net of issuance cost— — 53,892 Payment of dividends on common stock(8,189)(8,222)(7,777)Issuance of stock under incentive plan886 329 324 Purchase of Company’s common stock(4,774)(5,259)(11,333)Net cash (used in) provided by financing activities(11,947)(13,050)35,481 Net change in cash and cash equivalents(1,289)141 4,400 Cash and cash equivalents at beginning of year6,584 6,443 2,043 Cash and cash equivalents at end of year$5,295 $6,584 $6,443 

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24. Consolidated Quarterly Results of Operations (unaudited)

(dollars in thousands, except per share data)First QuarterSecond QuarterThird QuarterFourth QuarterYear Ended December 31, 2024Total interest income$44,126 $45,458 $47,379 $47,804 Total interest expense15,225 16,065 16,997 16,218 Net interest income28,901 29,393 30,382 31,586 Provision for loan losses141 1,261 140 873 Net interest income after provision for loan losses28,760 28,132 30,242 30,713