Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 2118

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 7
Chunk 2118
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 system downtime; and general economic conditions.

Our
annual results may also be significantly impacted by the accounting treatment of acquisitions, financing transactions, or other matters.
Particularly at our early stage of development, such accounting treatment can have a material impact on the results for any quarter.
Due to the foregoing factors, among others, it is likely that our operating results may fall below our expectations or those of investors
in some future quarter.

Management
of Growth

Although we have recently experienced a decrease in our revenues and net
income, we believe that as we start to commercialize our Opencash business, and as we start to experience some of the growth we expect
from our health and wellness business unit, we may start to experience growth, which will place a strain on our managerial, operational, and financial systems resources. To accommodate our
current size and manage growth if it occurs, we must devote management attention and resources to improve our financial strength and
our operational systems. Further, we will need to expand, train, and manage our sales and distribution base. There is no guarantee that
we will be able to effectively manage our existing operations or the growth of our operations, or that our facilities, systems, procedures,
or controls will be adequate to support any future growth. Our ability to manage our operations and any future growth will have a material
effect on our stockholders.

Companies
quoted on the OTCQB tier of OTC Markets, such as us, must be reporting issuers under Section 12 of the Securities Exchange Act of 1934,
as amended (the “Exchange Act”), and must be current in their reports under Section 13, to maintain price quotation privileges
on the OTCQB tier. If we fail to remain current on our reporting requirements, we could be removed from the OTCQB tier. As a result,
the market liquidity for our securities could be severely adversely affected by limiting the ability of broker-dealers to sell our securities
and the ability of stockholders to sell their securities in the secondary market.

Item
7A. Quantitative and Qualitative Disclosures about Market Risk

We
are not required to provide the information required by this item.

Item
8. Financial Statements and Supplementary Data

The
financial statements begin on Page F-1.

33

Item
9. Changes In and Disagreements with Accountants on Accounting and Financial Disclosure

None.

Item
9A. Controls and Procedures

Evaluation
of Disclosure Controls and Procedures

We
maintain disclosure controls and procedures