Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 53

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 53
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.1% 2,467 3,080 +24.8% Underlying attributable profit 924 744 1,099 679 998 934 -6.4% 1,667 1,931 +15.8%

68 Digital Consumer Bank Europe (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 1,095 1,092 1,069 1,105 1,112 1,155 +3.8% 2,187 2,266 +3.6% Net fee income 220 231 229 222 188 185 -1.5% 451 372 -17.4% Gains (losses) on financial transactions and other 95 120 100 100 103 85 -17.5% 216 188 -12.9% Total revenue 1,410 1,444 1,398 1,427 1,402 1,424 +1.6% 2,854 2,827 -0.9% Operating expenses (665) (655) (656) (629) (667) (660) -1.0% (1,319) (1,326) +0.5% Net operating income 745 789 742 799 736 765 +3.9% 1,534 1,500 -2.2% Net loan-loss provisions (276) (308) (279) (345) (336) (284) -15.5% (584) (619) +6.0% Other gains (losses) and provisions (69) (124) (61) (481) (43) (111) +154.3% (193) (154) -20.2% Profit before tax 401 356 402 (28) 357 371 +3.9% 757 727 -3.9% Consolidated profit 297 279 302 (2) 256 262 +2.3% 576 518 -10.0% Underlying attributable profit 229 224 243 (54) 193 203 +4.9% 453 396 -