Company: UMBFO
Filing Date: 2025-02-27
Form Type: 10-K
Source: 0000950170-25-028420
Chunk: 214

Company: UMB FINANCIAL CORP
Filing Date: 2025-02-27
Form: 10-K
Item: Item 1B
Chunk 214
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 herewith.

    23.1
    Consent of Independent Registered Public Accounting Firm – KPMG LLP filed herewith.

    24.1
    Power of Attorney filed herewith.

    31.1
    CEO Certification pursuant to Section 302 of the Sarbanes-Oxley Act filed herewith.

    31.2
    CFO Certification pursuant to Section 302 of the Sarbanes-Oxley Act filed herewith.

    32.1
    CEO Certification pursuant to Section 906 of the Sarbanes-Oxley Act filed herewith.

    32.2
    CFO Certification pursuant to Section 906 of the Sarbanes-Oxley Act filed herewith.

    97.1
    Compensation Recovery Policy filed herewith.

    101.INS
    XBRL Instance Document – The instance document does not appear in the Interactive Data File because XBRL tags are embedded within the Inline XBRL document.

    101.SCH
    Inline XBRL Taxonomy Extension Schema With Embedded Linkbases Document filed herewith.

    104
    The cover page of our Form 10-K for the year ended December 31, 2024, formatted in iXBRL.

In accordance with Item 601(b)(4)(iii)(A) of Regulation S-K, copies of certain instruments defining the rights of holders of long-term debt of the Company or its subsidiaries are not filed herewith. We hereby agree to furnish a copy of any such instrument to the Commission upon request.

ITEM 16. FORM 10-K SUMMARY

None.

147

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized, as of February 27, 2025.

    UMB FINANCIAL CORPORATION

    /s/ J. Mariner Kemper

    J. Mariner Kemper

    Chairman of the Board,

    Chief Executive Officer

    /s/ Ram Shankar

    Ram Shankar

    Chief Financial Officer

    /s/ David C. Odgers

    David C. Odgers

    Chief Accounting Officer

Date: February 27, 2025

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the Registrant and