Company: CPSS
Filing Date: 2025-11-24
Form Type: 424B2
Source: 0001683168-25-008655
Chunk: 45

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-11-24
Form: 424B2
Chunk 45
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 the stated
maturity date. Similarly, if, within 15 days after a note’s stated maturity date (or during any applicable extension of the 15 day
period, as described below), the holder requests repayment with respect to a note, we will pay the holder the principal amount of the
note plus accrued but unpaid interest up to, but not including, the note’s stated maturity date. In the event that a holder’s
regularly scheduled interest payment date falls after the maturity date of the note but before the date on which the holder requests repayment,
the holder may receive interest payments that include interest for periods after the maturity date of the note. If this occurs, the excess
interest will be deducted from our final payment of the principal amount of the note to the holder. We will initiate payment to any holder
timely requesting repayment by the later of the maturity date or five business days after the date on which we receive such notice from
the holder. Because payment is made by ACH transfer, funds may not be received in the holder’s account for 2 to 3 business days.
Requests for repayment should be made in writing.

We will be required from
time to time to file post-effective amendments to the registration statement of which this prospectus is a part to update the information
it contains. If you would otherwise be required to elect to have your notes renewed or repaid following their stated maturity at a time
when we have determined that a post-effective amendment must be filed with the Securities and Exchange Commission, but such post-effective
amendment has not yet been declared effective, the period during which you can elect renewal or repayment will be automatically extended
until ten days following the postmark date of a notice that will be sent to you at your registered address that the post-effective amendment
has been declared effective. In the event that a holder’s regularly scheduled interest payment date falls after the maturity date
of the note but before the date on which the holder requests repayment, the holder may receive an interest payment that includes interest
for periods after the maturity date of the note. If this occurs, the excess interest will be deducted from our final payment of the principal
amount of the note to the holder. All other provisions relating to the renewal or redemption of notes upon their stated maturity described
above shall remain unchanged.

Redemption or Repurchase Prior To Stated Maturity.The notes may be redeemed prior to stated maturity only as set forth in the indenture and described below.
The holder has no right to require us