Company: SLDE
Filing Date: 2025-06-18
Form Type: 424B4
Source: 0001193125-25-142810
Chunk: 38

Company: Slide Insurance Holdings, Inc.
Filing Date: 2025-06-18
Form: 424B4
Chunk 38
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2,000,000 “per risk” retention. The fourth excess layer provides $2,000,000 limit of                      
 loss coverage in excess of $3,000,000 “per risk” retention. This agreement provides for unlimited reinstatements for the first excess layer, four reinstatements for the second excess layer, two reinstatements for the third excess layer,             
 and one reinstatement for the fourth excess layer during the treaty period. Reinsurance coverage provides three layers of excess coverage for commercial residential. The first excess layer provides $1,000,000 limit of loss coverage in excess of the 
 Carrier’s “per risk” retention limit of $1,000,000 for any loss occurrence excluding a Named Wind occurrence. The second excess layer provides $3,000,000 limit of loss coverage in excess of $2,000,000 “per risk” retention.                           
 The third excess layer provides $5,000,000 limit of loss coverage in excess of $5,000,000 “per risk” retention; and                                                                                                                                      |

| • |     | “facultative” reinsurance coverage provides coverage above the “excess per risk” agreement of                       
 $7 million limit of loss coverage in excess of $5 million “per risk” for any loss occurrence excluding a Named Wind |

25

| occurrence for homeowners. Reinsurance coverage provides coverage above the “excess per risk” agreement of $50 million limit of loss coverage in excess of $10 million “per 
 risk” for any loss occurrence excluding a Named Wind occurrence for commercial residential.                                                                                 |

The reinstatement premiums are fully covered under our prepaid reinsurance coverage or reinstatement premium protection coverage. Our current catastrophe reinsurance agreements (excluding catastrophe bonds) expire on May 31, 2025, and our catastrophe bonds mature between April 24, 2026 and June 7, 2027. Our homeowners and commercial residential “excess per risk” and homeowners “facultative” reinsurance agreements are on a continuous basis, while our commercial residential “facultative” agreement expires November 1, 2025. All of our rated reinsurers have an AM Best rating of A-or better. If any of our rated reinsurers’ AM Best rating falls below A-, we have the contractual right to replace such reinsurer. However, if we were to replace a reinsurer whose AM Best rating declined below A-, we would incur additional costs to replace such reinsurer, which could have a material adverse effect on our business,