Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000030
Chunk: 3

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 3
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 lending to companies and, to a lesser extent, to retail customers. In the first half of 2025, loans and advances to customers increased by 3.4 %, driven by the dynamism of the wholesale segment. Of particular note within this segment was the higher volume of loans to companies , which grew by 3.4 % at the Group level, and, to a lesser extent, loans to the public sector, up 18.6 % . Customer funds grew by 1.7 % in the first six months of the year, driven by mutual funds and managed portfolios .

| LOANS AND ADVANCES TO CUSTOMERS ANDTOTAL CUSTOMER FUNDS (VARIATIONCOMPARED TO 31-12-2024) |

1 The additional pro forma CIB information does not include the application of hyperinflation accounting or the Group's wholesale business in Venezuela. Translation of this report originally issued in Spanish. In the event of a discrepancy, the Spanish -language version prevails.

| January - June 2025Report - p.5 |

Business areas According to the accumulated results of the business areas by the end of June 2025, in each of them it is worth mentioning: – Spain generated a net attributable profit of € 2,144m, that is 21.2 % above the result achieved in the same period of 2024, driven by the evolution of all components of the gross income . – BBVA Mexico achieved a cumulative net attributable profit of € 2,578 m , which represents a year-on-year growth of 6.3 %, excluding the impact of the Mexican peso, mainly due to the evolution of the net interest income . – Turkey generated a net attributable profit of € 412m, with a year-on-year growth of 17.3%, as a result of the good performance of recurring revenues in banking business (net interest income and net fees and commissions) and a less negative hyperinflation impact. – South America generated a net attributable profit of € 421m in the first half of 2025 , which represents a year-on-year variation of 33.0 %, derived from a less negative hyperinflation adjustment in Argentina . – Rest of Business achieved an accumulated net attributable profit of € 304 m, this is, excluding the currency evolution , 30.7 % higher than in the same period of the previous year, favored by the evolution of the recurrent revenues and the net trading income (hereinafter, NTI ). The Corporate Center recorded