Company: KMRK
Filing Date: 2025-08-15
Form Type: 20-F
Source: 0001213900-25-077494
Chunk: 125

Company: K-TECH SOLUTIONS CO LTD
Filing Date: 2025-08-15
Form: 20-F
Item: Item 10
Chunk 125
---
 effective interest rates between 7.56% and 9.22%.
Our exposure to interest rate risk primarily relates to the interest rate on our outstanding short-term loans which are payable within
one year. Our deposited cash raised by the IPO can earn income, on the other hand. We have not been exposed to material risks due to changes
in interest rates. An increase, however, may raise the cost of any debt we incur presently and, in the future, and result in an adverse
impact on our income.

Foreign Exchange Risk

Foreign exchange risk is the risk that the value of financial assets
or liabilities will fluctuate due to changes in foreign exchange rates. We are exposed to foreign exchange risk from our business which
is denominated in currencies other than US$ (i. e., HKD). Consequently, the exchange rate to our currency relative to other foreign currencies
may change in a manner that has an adverse effect on the value of that portion of our assets or liabilities denominated in currencies
other than US$. Our currency exposure is measured and monitored on a regular basis by the manager.

ITEM 12. DESCRIPTION OF SECURITIES OTHER THAN
EQUITY SECURITIES

A. Debt Securities

Not applicable.

B. Warrants and Rights

Not applicable.

C. Other Securities

Not applicable.

D. American Depositary Shares

Not applicable.

PART
II