Company: BCTF
Filing Date: 2025-03-06
Form Type: 10-K
Source: 0001552781-25-000058
Chunk: 312

Company: Bancorp 34, Inc.
Filing Date: 2025-03-06
Form: 10-K
Item: Item 1A
Chunk 312
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3 

    Total risk-based capital to risk-weighted assets 
    $96,761  
     19.20% 
    $40,311  
     8.00% 
    $N/A  
     N/A%
  
    Tier 1 risk-based capital to risk-weighted assets 
     65,651  
     13.03  
     30,234  
     6.00  
     N/A  
     N/A 
  
    Common Equity Tier 1 (CET 1) to risk-weighted assets 
     N/A  
     N/A  
     N/A  
     N/A  
     N/A  
     N/A 
  
    Tier 1 leverage capital to average assets 
     65,651  
     11.20  
     23,446  
     4.00  
     N/A  
     N/A 

The following table shows the regulatory
capital ratios for Southwest Heritage Bank at the dates indicated:

    Actual  
    Minimum Required For Capital Adequacy Purposes  
    Minimum Required To Be Well Capitalized Under Prompt Corrective Action Regulations 
  
    (Dollars in thousands) 
    Amount  
    Ratio  
    Amount  
    Ratio  
    Amount  
    Ratio 
  
    December 31, 2024 

    Total Capital to risk-weighted assets: 
    $111,674  
     15.00% 
    $59,559  
     8% 
    $74,449  
     10%
  
    Tier 1 (Core) Capital to risk weighted assets: 
    $102,347  
     13.74% 
    $44,693  
     6% 
    $59,559  
     8%
  
    Common Tier 1 Capital to risk  weighted assets (CET1): 
    $102,347  
     13.74% 
    $33,520  
     4.50% 
    $48,417  
     6.50%
  
    Tier 1 (Core) Capital to average assets: 
    $102,347  
     11.06% 
    $37,015  
     4% 
    $46,269  
     5