Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 81

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 81
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2, paragraph 2). Although it was revoked by CNSP Resolution No. 451/22, the provisions in this regard were maintained.

Taxes on our main transactions

Taxes on financial transactions (“IOF”)

On loan transactions

IOF
on loans levied on loan operations have as their taxable event the delivery of the obligation amount or value or its placement available
to borrowers.

Rate
applicable to loans and advances of any type, including credit opening is 0.0041% per day to legal entity borrowers and 0.0082% to individual
borrowers.

The
IOF on loans daily rate will be charged on principal available to borrowers regarding the loans and advances, whereby:

| • | for cases in which the amount of principal is determined, the IOF on loans daily rate shall not exceed                                  
 the amount resulting from the daily rate applied to each principal amount, which is expected to be used for the transaction, multiplied 
 by three hundred and sixty-five days (365);                                                                                             |

| • | for cases in which the amount of principal is not determined before the transaction (revolving credit),                                  
 the values of interest and charges that will use the limits of revolving credits, will be part of the principal amount, subject to IOF   
 on loans rates, so that the calculation base will comprise the sum of daily outstanding debt balances calculated on the last day of each 
 month.                                                                                                                                   |

Since
January 2008, besides IOF on loans daily rate on the transactions mentioned above, loans and advances have been subject to IOF on loans
additional rate of 0.38% irrespective of the repayment period or whether the borrower is an individual or a legal entity. This way, in
loan operations with defined principal, for legal entities, IOF on
loans rate shall not exceed 1.8765% and for individuals, it will not exceed a 3.373% rate, which corresponds to the result of applying
the daily rate to each amount of principal stipulated for the transaction, multiplied by 365 days, plus an additional rate of 0.38% even
if the loan is to be repaid by installment.

| 64 – Reference Form – 2024 |

| 1. Issuer’s activities |

IOF
on loans is levied on loan operations between individuals and legal entities domiciled in Brazil, as well as on operations whose creditor
resides in Brazil, even if the debtor is located abroad. However