Company: TFC
Filing Date: 2025-06-24
Form Type: 11-K
Source: 0000092230-25-000071
Chunk: 2

Company: TRUIST FINANCIAL CORP
Filing Date: 2025-06-24
Form: 11-K
Chunk 2
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 believe that our audits provide a reasonable basis for our opinion.

#### Supplemental Information
The supplemental Schedule H, line 4i‐Schedule of Assets (Held at End of Year) as of December 31, 2024 has been subjected to audit procedures performed in conjunction with the audit of the Plan’s financial statements. The supplemental schedule is the responsibility of the Plan’s management. Our audit procedures included determining whether the supplemental schedule reconciles to the financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental schedule. In forming our opinion on the supplemental schedule, we evaluated whether the supplemental schedule, including its form and content, is presented in conformity with the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental schedule is fairly stated, in all material respects, in relation to the financial statements as a whole.

/s/ Carr, Riggs, & Ingram, LLC

Carr, Riggs, & Ingram, LLC

We have served as the Plan’s auditor since 2021.

Atlanta, Georgia

June 24, 2025

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#### Truist Financial Corporation 401(k) Savings Plan

#### Statements of Net Assets Available for Benefits

#### December 31, 2024 and 2023
| Assets                             |     | 2024 |               |     | 2023 |                |
|:-----------------------------------|:----|:-----|--------------:|:----|:-----|---------------:|
| Investments, at fair value         |     | $    | 9,095,655,298 |     | $    | 10,009,383,648 |
| Due from broker                    |     |      |             — |     |      |        154,777 |
| Employer contribution receivable   |     |      |    36,317,643 |     |      |              — |
| Notes receivable from participants |     |      |    99,028,798 |     |      |    111,163,301 |
| Net assets available for benefits  |     | $    | 9,231,001,739 |     | $    | 10,120,701,726 |

<div align='center'>The accompanying notes are an integral part of these financial statements.

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#### Truist Financial