Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 108

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 108
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2025, the maturities of our debt obligations and the minimum annual operating lease payments under leases with a term in excess of one year are as follows (in thousands):YearDebt ObligationsMinimum Annual Operating Lease PaymentsTotal2025 (three months ending December 31, 2025)$1,559,126 $2,810 $1,561,936 20263,806,939 11,424 3,818,363 20272,510,521 9,912 2,520,433 20281,765,684 9,226 1,774,910 202960,500 8,714 69,214 2030555,223 8,756 563,979 Thereafter154,336 10,924 165,260 Total$10,412,329 $61,766 $10,474,095 During the three and nine months ended September 30, 2025, we recorded lease expense of $2.7 million and $8.1 million, respectively. During the three and nine months ended September 30, 2024, we recorded lease expense of $2.7 million and $8.3 million, respectively. Unfunded Commitments. In accordance with certain structured loans and investments, we have outstanding unfunded commitments of $2.00 billion at September 30, 2025 that we are obligated to fund as borrowers meet certain requirements. Specific requirements include, 

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

but are not limited to, property renovations, building construction and conversions based on criteria met by the borrower in accordance with the loan agreements. Litigation. From time to time, we may become involved in legal proceedings arising in the ordinary course of our business. Except as set forth below under “Securities Class Action” and "Derivative Actions," we are not currently a party to any material legal proceedings, and we are not aware of any pending or threatened legal proceeding against us that we believe could have an adverse effect on our business, operating results or financial condition. Because the results of legal proceedings are inherently unpredictable and uncertain, we are currently unable to predict whether it will have a material adverse effect on our business, financial condition or results of operations.Securities Class ActionOn July 31, 2024, a purported