Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000035
Chunk: 37

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 37
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 on financial transactions 1 2,273 — 2,273 2,633 — 2,633 Other operating income (75) 335 260 (528) 224 (304) Total income 61,876 335 62,211 57,423 224 57,647 Administrative expenses and amortizations (26,034) — (26,034) (25,425) — (25,425) Net operating income 35,842 335 36,177 31,998 224 32,222 Net loan-loss provisions (12,685) 352 (12,333) (12,932) 474 (12,458) Other gains (losses) and provisions (4,130) (687) (4,817) (2,607) (459) (3,066) Profit before tax 19,027 — 19,027 16,459 239 16,698 Tax on profit (5,283) — (5,283) (4,276) (213) (4,489) Profit from continuing operations 13,744 — 13,744 12,183 26 12,209 Net profit from discontinued operations — — — — — — Consolidated profit 13,744 — 13,744 12,183 26 12,209 Non-controlling interests (1,170) — (1,170) (1,107) (26) (1,133) Profit attributable to the parent 12,574 — 12,574 11,076 — 11,076 January-December 2023January-December 2024

58 Appendix Investor Day Targets summary Group P&L and excluding Argentina Foreign currency risk Detail by global business, region and country Reconciliation of underlying results to statutory results Glossary

59 Glossary - Acronyms • A2A: account to account • AM: Asset management • AuMs: Assets under Management • bn: Billion • bps: Basis points • c.: Circa • CET1: Common equity tier 1 • CHF: Swiss franc • CF: Corporate Finance • CIB: Corporate & Investment Banking • CoE: Cost of equity • Consumer: Digital Consumer Bank • CoR: Cost of risk • DCB Europe: Digital Consumer Bank Europe • DCM: Debt Capital Markets • DPS: Dividend per share • EPS: Earning per share • ESG: Environmental, social and governance • FL: Fully