Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 20

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 20
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 stock will not be counted towards a quorum. Abstentions will be included in determining the number of shares present at the Cadence special meeting for the purpose of determining the presence of a quorum. |

| Q: | If my shares of common stock are held in “street name” by my bank, broker, trustee or other nominee, will my bank, broker, trustee or other nominee vote my shares for me? |

| A: | If you hold your shares in a stock brokerage account or if your shares are held by a bank, broker, trustee or other nominee (that is, in “street name”), please follow the voting instructions provided by your broker, bank, trustee or other nominee. If you hold shares of Huntington common stock in “street name” and your voting instruction form indicates that you may vote those shares through the www.proxyvote.com website, then you may access, participate in, and vote at the Huntington special meeting with the 16-digit control number indicated on the voting instruction form. Otherwise, Huntington shareholders who hold their shares in “street name” should contact their bank, broker, or other nominee (preferably at least five (5) days before the Huntington special meeting) and obtain a “legal proxy” to attend, participate in or vote at the Huntington special meeting. With respect to the Cadence special meeting, please note that you may not vote shares of Cadence common stock held in “street name” by returning a proxy card directly to Cadence for |

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holders of Cadence common stock, or by voting at the Cadence virtual special meeting via the Cadence special meeting website unless you provide a “legal proxy,” which you must obtain from your bank, broker, trustee or other nominee. Obtaining a legal proxy may take several days. Each such beneficial owner of Cadence common stock must submit such legal proxy pursuant to the instructions provided by their bank, broker or trustee to vote at the Cadence special meeting via the Cadence special meeting website. Further, brokers who hold shares of Huntington common stock or Cadence common stock may not give a proxy to Huntington or Cadence to vote those shares on any of the Huntington proposals or any of the Cadence proposals without specific instructions from their customers.

| Q: | What vote is required for the approval of each proposal at the Huntington special meeting? |

| A: | Huntington Proposal 1: Huntington share issuance proposal. Approval of the Huntington share issuance proposal requires the approval of a majority of the votes cast by holders