Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 76

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 76
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 provisions (29) (256) (66) (8) 3 (39) (32) -17.3% (351) (69) -80.5% Profit before tax (54) (210) (9) 25 49 80 94 +17.1% (273) 223 — Consolidated profit (56) (229) (37) 38 23 64 78 +21.8% (322) 165 — Underlying attributable profit (56) (227) (37) 40 23 68 75 +10.6% (320) 166 —

87 Rest of the Group (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 170 181 223 219 241 276 262 -5.1% 574 780 +35.8% Net fee income 157 174 179 195 199 226 233 +3.0% 510 658 +28.9% Gains (losses) on financial transactions and other 76 104 90 55 66 72 120 +66.3% 270 259 -3.9% Total revenue 403 459 493 469 507 575 615 +7.1% 1,354 1,697 +25.3% Operating expenses (386) (374) (389) (368) (400) (409) (420) +2.7% (1,148) (1,228) +7.0% Net operating income 17 85 103 100 107 166 196 +17.9% 206 468 +127.4% Net loan-loss provisions (50) (51) (48) (70) (68) (43) (66) +52.5% (150) (177) +18.1% Other gains (losses) and provisions (28) (255) (66) (8) 2 (39) (31) -19.9% (349) (69) -80.4% Profit before tax (61) (221) (11)