Company: ASB
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000007789-25-000049
Chunk: 192

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-04-29
Form: 10-Q
Item: Part I, Item 8
Chunk 192
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 $19,084 $10,573,741 Commercial real estate - owner occupied1,140,607 1,533 101 — 1,501 1,143,741 Commercial and business lending11,693,363 2,432 462 642 20,585 11,717,483 Commercial real estate - investor5,174,879 5,117 31,274 — 16,705 5,227,975 Real estate construction1,982,581 21 — — 30 1,982,632 Commercial real estate lending7,157,460 5,138 31,274 — 16,735 7,210,607 Total commercial18,850,823 7,570 31,736 642 37,320 18,928,090 Residential mortgage6,962,610 14,731 162 — 70,038 7,047,541 Auto finance2,787,967 12,588 2,262 — 7,402 2,810,220 Home equity651,248 4,181 445 — 8,378 664,252 Other consumer312,687 1,892 1,236 2,547 122 318,483 Total consumer10,714,512 33,391 4,105 2,547 85,941 10,840,496 Total loans$29,565,335 $40,961 $35,841 $3,189 $123,260 $29,768,586 (a) Of the total nonaccrual loans, $52 million, or 42%, were current with respect to payment at December 31, 2024.(b) No interest income was recognized on nonaccrual loans for the year ended December 31, 2024. In addition, there were $24 million of nonaccrual loans for which there was no related ACLL at December 31, 2024.Loan ModificationsThe following tables show the composition of loan modifications made to borrowers experiencing financial difficulty by the loan portfolio and type of concessions granted. Each of the types of concessions granted comprised less than 1% of their respective classes of loan portfolios at March 31, 2025.Interest Rate ConcessionAmortized CostThree Months Ended Mar 31,($