Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 157

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 8
Chunk 157
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 Status (Amortized Cost) (a)(Dollars in millions)Current30-89 Days Past DuePast Due 90 Days or More (b)TotalTwelve Months Ended September 30, 2025Commercial and industrial$137 $60 $98 $295 Real estate:Commercial328 118 1 447 Residential builder and developer— — — — Other commercial construction337 — — 337 Residential (c)76 43 44 163 Consumer:Home equity lines and loans1 — — 1 Recreational finance1 — — 1 Automobile1 — — 1 Other10 — — 10 Total$891 $221 $143 $1,255 Twelve Months Ended September 30, 2024Commercial and industrial$308 $5 $4 $317 Real estate:Commercial422 84 9 515 Residential builder and developer13 1 — 14 Other commercial construction141 74 — 215 Residential (c)99 47 37 183 Consumer:Home equity lines and loans2 — — 2 Recreational finance1 — — 1 Automobile— — — — Other— — — — Total$986 $211 $50 $1,247 __________________________________________________________________________________(a) At the respective period end.(b)        Loan modifications predominantly comprised of payment deferrals, term extensions or term extensions combined with payment deferrals.(c)        Includes loans guaranteed by government-related entities classified as 30 to 89 days past due of $37 million and $39 million and as past due 90 days or more of $41 million and $34 million at September 30, 2025 and 2024, respectively.

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5. Borrowings

The following table summarizes the Company's short-term and long-term borrowings at September 30, 2025 and December 31, 2024.(Dollars in millions)September 30, 2025December 31, 2024Short-term borrowingsRepurchase agreements$59 $60 Advances from FHLB2,000 1,000 Total short-term borrowings$2,059 $1,060 Long-term borrowingsSenior notes — M&T$