Company: ADZCF
Filing Date: 2025-03-13
Form Type: 20-F
Source: 0001159508-25-000020
Chunk: 686

Company: DEUTSCHE BANK AKTIENGESELLSCHAFT
Filing Date: 2025-03-13
Form: 20-F
Chunk 686
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- and services- producing activities of households for own use |     |                                         216,630 |     |                       2,387 |     |             208 |     | 1.10%                                                                               |     | 0.09%                                                                                                  |
| Activities of extraterritorial organizations and bodies                                                                     |     |                                               0 |     |                           0 |     |               0 |     | 0.80%                                                                               |     | 9.38%                                                                                                  |
| Total                                                                                                                       |     |                                         484,527 |     |                       5,170 |     |           1,104 |     | 1.07%                                                                               |     | 0.23%                                                                                                  |

1 Credit ratio defined as allowance for credit losses to total loans at amortized cost at the end of period in this table excludes collateral. Considering collateral, credit ratio is materially higher. Loan at Amortized Cost exposure declined by € 4 billion or 1 % in 2023 compared to 2022 across business divisions. Loan loss allowance increased by € 379 million or 8 % in 2023, which was mainly driven by higher bookings and the release of the existing overlay in stage 3 in Private Bank (which at first application led to a decrease of Allowance for Credit Losses), as explained earlier. Net charge-offs increased by € 132 million or 14 % in 2023, which was mainly due to Corporate Bank.

| S-8 |

| Deutsche Bank                   |
| Annual Report 2024 on Form 20-F |

|                                                                                                                            |     |                                    Dec 31, 2022 |     |                             |     |                 |     |                                                                                     |     |                                                                                                        |
|:---------------------------------------------------------------------------------------------------------------------------|:----|------------------------------------------------:|:----|----------------------------:|:----|----------------:|:----|:------------------------------------------------------------------------------------|:----|:-------------------------------------------------------------------------------------------------------|
| in € m.                                                                                                                    |     | Loans at amortized cost (Gross carrying Amount) |     | Allowance for credit losses |     | Net Charge Offs |     | Allowance for credit losses to total loans at amortized cost at end of period (%) ¹ |     | Net charge-offs during the period to average loans at amortized cost outstanding during the period (%) |
| Agriculture, forestry and fishing                                                                                          |     |                                             524 |     |                          10 |     |               1 |     | 1.84%                                                                               |