Company: KMRK
Filing Date: 2025-09-24
Form Type: 424B3
Source: 0001213900-25-091102
Chunk: 62

Company: K-TECH SOLUTIONS CO LTD
Filing Date: 2025-09-24
Form: 424B3
Chunk 62
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 accordance with industry practices,
and we will increase our insurance coverage when necessary, there is no guarantee that our existing insurance coverage is sufficient to
indemnify us from possible losses or that we can be insured on terms which are acceptable to us. Our insurance policies also may not continue
to be available at economically acceptable premiums, or certain types of insurance may not be obtained at a reasonable cost, or at all.
For example, insurance covering losses from acts of war, terrorism, or natural catastrophes is either unavailable or cost prohibitive.
Any losses that we may incur which we are not insured against may adversely affect our business, financial condition and results of operations.

We are affected by the macroeconomic, political, regulatory, social and other factors beyond our control mainly in Hong Kong.

Currently, we have
our entire operations in Hong Kong. We are affected by macroeconomic factors, such as general economic conditions, population growth,
infrastructure development, and market sentiment which are in part, influenced by government spending, infrastructure spending, unemployment
rates, real disposable income, inflation, recession, stock market performance, interest rate environment, regulatory policies, foreign
investment, gross domestic product growth, business sentiment and economic outlook, all of which are beyond our control. Moreover, political
and social stability, taxation, price and exchange control regulations, industry laws and regulations in Hong Kong. There is no
assurance that such conditions will not develop in a manner that will have an adverse effect for our operations and financial performance.

We are exposed to credit risks of our customers.

As at March 31, 2025 and 2024, our Group had accounts receivable
of US$1,387,915 and US$1,224,980, respectively. We do not have access to all the information necessary to form a comprehensive view
on the creditworthiness. The complete financial and operational conditions of customers are not always available to us, and we may not
be in any position to obtain such information. As a result, if any of our major customers experiences any financial difficulty and fail
to settle the outstanding amounts due to us in accordance with the agreed credit terms, our working capital position may be adversely
affected.

Our management team lacks experience in managing a U.S. public company and complying with laws applicable to such company, the failure of which may adversely affect our business, financial condition and results of operations.

Our current management team
lacks experience in managing a U.S. publicly traded company, interacting with public company investors