Company: SFBC
Filing Date: 2025-11-12
Form Type: 10-Q
Source: 0001541119-25-000041
Chunk: 8

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-11-12
Form: 10-Q
Item: Item 2
Chunk 8
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,652 $275,054 Home equity:— %— %— %— %Net (charge-offs)/recoveries$— $— $— $— Average loans outstanding$29,166 $25,762 $28,420 $24,838 Commercial and multifamily real estate:— %— %— %— %Net (charge-offs)/recoveries$— $— $— $— Average loans outstanding$404,999 $343,282 $392,968 $328,361 Construction and land:— %— %— %— %Net (charge-offs)/recoveries$— $— — — Average loans outstanding$52,710 $97,296 $54,364 $109,884 Manufactured homes:(0.44)%— %(0.21)%(0.08)%Net (charge-offs)/recoveries$(47)$— $(66)$(23)Average loans outstanding$42,748 $39,582 $42,366 $38,277 Floating homes:— %— %— %— %Net (charge-offs)/recoveries$— $— $— $— Average loans outstanding$89,699 $84,766 $88,347 $82,177 Other consumer:0.23 %(0.30)%(0.10)%(0.46)%Net (charge-offs)$10 $(14)$(13)$(64)Average loans outstanding$17,075 $18,331 $17,407 $18,614 Commercial business:— %— %— %— %Net (charge-offs)/recoveries$— $— $— $— Average loans outstanding$15,406 $18,024 $15,041 $19,210 Total loans:(0.02)%(0.01)%(0.01)%(0.01)%Net (charge-offs)$(37)$(14)$(79)$(87)Average loans outstanding$911,177 $900,156 $901,565 $896,415 

Nonperforming Assets.  

Nonperforming assets (“NPAs”), which were comprised of nonperforming loans (nonaccrual loans and non