Company: USCB
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001562762-25-000206
Chunk: 2

Company: USCB FINANCIAL HOLDINGS, INC.
Filing Date: 2025-08-08
Form: 10-Q
Item: Part I, Item 2
Chunk 2
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, unemployment rate, market and monetary fluctuations; 

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 the effects of potential new or increased tariffs and trade restrictions; 

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 the impacts of international hostilities and geopolitical events; 

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 increased competition and its effect on the pricing of our products and services as well as our interest rate spread 

and net interest margin; 

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 the loss of key employees; 

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 the effectiveness of our risk management strategies, including operational risks, including, but not limited to, client, 

employee, or third-party fraud and security breaches; and 

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 other risks described in this Form 10-Q, the 2024 Form 10-K and other filings we make with the SEC.