Company: HBAN
Filing Date: 2025-07-21
Form Type: S-4
Source: 0001140361-25-026508
Chunk: 173

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-07-21
Form: S-4
Chunk 173
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 Westchester Drive, Suite 800 
 Dallas, Texas 75225               
 (972) 349-6200                    
 Attention: Investor Relations     |

This document does not constitute an offer to sell, or a solicitation of an offer to purchase, any securities (including the securities offered by this document), or the solicitation of a proxy, in any jurisdiction to or from any person to whom or from whom it is unlawful to make such offer, solicitation of an offer or proxy solicitation in such jurisdiction. Neither the delivery of this document nor any distribution of securities pursuant to this document shall, under any circumstances, create any implication that there has been no change in the information set forth or incorporated into this document by reference or in our affairs since the date of this document. The information contained in this document with respect to Huntington was provided by Huntington and the information contained in this document with respect to Veritex was provided by Veritex.

111

#### TABLE OF CONTENTS

#### Annex A

### AGREEMENT AND PLAN OF MERGER

#### by and between

### HUNTINGTON BANCSHARES INCORPORATED

#### and

#### VERITEX HOLDINGS, INC.

#### Dated as of July 13, 2025
TABLE OF CONTENTS

TABLE OF CONTENTS

|                                           |     |                                            |     | Page |
| ARTICLE I                                 
 THE MERGER                                |     |                                            |     |      |
| 1.1                                       |     | The Merger                                 |     | A-1  |
| 1.2                                       |     | Closing                                    |     | A-1  |
| 1.3                                       |     | Effective Time                             |     | A-1  |
| 1.4                                       |     | Effects of the Merger                      |     | A-1  |
| 1.5                                       |     | Conversion of Veritex Common Stock         |     | A-1  |
| 1.6                                       |     | Huntington Common Stock                    |     | A-2  |
| 1.7                                       |     | Treatment of Veritex Equity Awards         |     | A-2  |
| 1.8                                       |     | Bylaws of Surviving Corporation            |     | A-4  |
| 1.9                                       |     | Tax Consequences                           |     | A-4  |
| 1.10                                      |     | Bank Merger                                |     | A