Company: FITBI
Filing Date: 2025-11-05
Form Type: S-4
Source: 0001193125-25-267273
Chunk: 185

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-05
Form: S-4
Chunk 185
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 the outbreak of war or acts of terrorism) or in economic or market (including equity, credit and debt markets, as well as changes in interest rates) conditions affecting the financial services industry generally and not specifically relating to such 
 party or its subsidiaries;                                                                                                                                                                                                                                |

| • |     | changes, after the date of the merger agreement, resulting from hurricanes, earthquakes, tornados, floods or 
 other natural or manmade disasters or from any outbreak of any disease or other public health event;         |

| • |     | public disclosure of the transactions contemplated in the merger agreement or actions expressly required by the                                                    
 merger agreement or that are taken with the prior written consent of the other party in contemplation of the transactions contemplated by the merger agreement; or |

| • |     | a decline in the trading price of a party’s common stock or the failure, in and of itself, to meet earnings                                                                                           
 projections or internal financial forecasts (provided that the underlying causes of such decline or failure may be taken into account in determining whether a material adverse effect has occurred); |

except, with respect to the first, second, third and fourth bullets described above, to the extent that the effects of such change are materially disproportionately adverse to the business, properties, assets, liabilities, results of operations or financial condition of such party and its subsidiaries, taken as a whole, as compared to other companies in the industry in which such party and its subsidiaries operate. The representations and warranties in the merger agreement do not survive after the effective time. Covenants and Agreements Conduct of Businesses Prior to the Completion of the First Merger Each of Fifth Third and Comerica has agreed that, prior to the effective time (or earlier termination of the merger agreement), subject to specified exceptions, it will, and will cause each of its subsidiaries to (a) conduct its 124

business in the ordinary course in all material respects, (b) use reasonable best efforts to maintain and preserve intact its business organization, employees and advantageous business relationships and (c) take no action that would reasonably be expected to adversely affect or delay the ability of Fifth Third or Comerica to obtain any necessary approvals of any regulatory agency or other governmental entity required for the transactions contemplated by the merger agreement on a timely basis, perform any covenants and agreements under the merger agreement or consummate the transactions contemplated by the merger agreement on a timely basis. Additionally, Comerica has undertaken further covenants. Prior to the effective time (or earlier termination of the merger agreement), subject