Company: ONBPP
Filing Date: 2025-10-29
Form Type: 10-Q
Source: 0000707179-25-000064
Chunk: 205

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-10-29
Form: 10-Q
Item: Item 8
Chunk 205
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.00 %239,524 612 1.02 %FHLB advances5,552,780 57,143 4.08 %4,572,046 47,719 4.15 %Other borrowings871,996 10,292 4.68 %754,544 9,851 5.19 %Total borrowed funds6,871,291 69,982 4.04 %5,580,663 58,474 4.17 %Total interest-bearing liabilities$49,032,720 $342,583 2.77 %$36,813,980 $288,201 3.11 %Noninterest-Bearing Liabilities and   Shareholders’ EquityDemand deposits$12,731,654 $9,371,698 Other liabilities1,203,838 970,662 Shareholders’ equity8,168,575 6,190,071 Total liabilities and shareholders’ equity$71,136,787 $53,346,411 Net interest income - taxable equivalent basis$582,584 3.64 %$397,868 3.32 %Taxable equivalent adjustment(7,975)(6,144)Net interest income (GAAP)$574,609 3.59 %$391,724 3.27 %

(1)Interest income is reflected on a fully taxable equivalent basis.

(2)Includes loans held-for-sale.

63

(Tax equivalent basis,dollars in thousands)Nine Months EndedSeptember 30, 2025Nine Months EndedSeptember 30, 2024Earning AssetsAverage BalanceIncome (1)/ExpenseYield/RateAverage BalanceIncome (1)/ExpenseYield/RateMoney market and other interest-earning   investments$1,126,460 $35,813 4.25 %$825,743 $32,992 5.34 %Investment securities:Treasury and government sponsored agencies2,369,307 61,560 3.46 %2,275,607 66,648 3.91 %Mortgage-backed securities8,249,480 247,853 4.01 %5,721,725 135,217 3.15 %States and political subdivisions1,594,912 39,753 3.32 %1,678,