Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 27

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 27
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or such fewer number of days as remains prior to the Veritex special meeting) after a Veritex acquisition proposal is made public or any request by Huntington to do so, or (v) materially breaches its obligations related to Veritex shareholder approval or Veritex acquisition proposals. |

Termination Fee (page 75) If the merger agreement is terminated by either Huntington or Veritex under certain circumstances, including circumstances involving alternative acquisition proposals and changes in the Veritex board recommendation, Veritex may be required to pay a termination fee to Huntington equal to $56 million. Accounting Treatment (page 56) The merger will be accounted for as an acquisition of Veritex by Huntington under the acquisition method of accounting in accordance with generally accepted accounting principles (“GAAP”). The Rights of Holders of Veritex Common Stock Will Change as a Result of the Merger (page 93) The rights of holders of Veritex common stock are governed by Texas law and by the certificate of formation and bylaws of Veritex. In the merger, holders of Veritex common stock will become holders of common stock of Huntington, and their rights will be governed by Maryland law and the charter of Huntington and the bylaws of Huntington. Holders of Veritex common stock will have different rights once they become holders of common stock of the combined company due to differences between the Veritex governing documents and Texas law, on the one hand, and the Huntington governing documents and Maryland law, on the other hand. These differences are described in more detail under the section entitled “Comparison of Shareholders’ Rights” beginning on page 93. Listing of Huntington Common Stock; Delisting and Deregistration of Veritex Common Stock (page 58) The shares of Huntington common stock are listed for trading on the NASDAQ. Following the merger, shares of Huntington common stock will continue to be listed on the NASDAQ. In addition, following the merger, Veritex common stock will be delisted from the NASDAQ and deregistered under the Exchange Act. The Veritex Special Meeting (page 24) Veritex special meeting will be held virtually via the Internet on September 22, 2025 at https://edge.media-server.com/mmc/p/efwxy7os, at 10:00 a.m. Central Time. At the Veritex special meeting, holders of Veritex common stock will be asked to consider and vote on the following proposals:

| • | approve the