Company: CIMO
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0001628280-25-006426
Chunk: 219

Company: CHIMERA INVESTMENT CORP
Filing Date: 2025-02-19
Form: 10-K
Item: Item 1A
Chunk 219
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 31, 2023 (1)2002 and prior5.0 %5.5 %20034.4 %4.8 %20048.2 %9.0 %200514.1 %15.3 %200618.0 %19.2 %200720.9 %20.9 %20086.8 %6.5 %20091.7 %1.5 %2010 and later20.9 %17.3 %Total100.0 %100.0 %        (1) The above table excludes approximately $152 million of Loans held for investment for December 31, 2023 which was purchased prior to the reporting date, but not settled as of the reporting date.The following table presents a summary of key characteristics of the residential loan portfolio at December 31, 2024 and December 31, 2023: December 31, 2024December 31, 2023 (1)Number of loans 103,571 112,572Weighted average maturity (years) 20.4 21.0Weighted average loan to value (2) 78.4 % 79.0 %Weighted average FICO 667 665Weighted average loan balance (in thousands) $108  $106 Weighted average percentage owner occupied 85.0 % 86.0 %Weighted average percentage single family residence 77.4 % 78.4 %Weighted average geographic concentration of top five statesCA15.5 %CA14.7 %FL8.8 %FL8.8 %NY8.7 %NY8.6 %PA4.3 %PA4.5 % NJ 4.3 %VA4.3 % (1) The above table excludes approximately $152 million of Loans held for investment for December 31, 2023 which was purchased prior to the reporting date, but not settled as of the reporting date. (2) Value represents appraised value of the collateral at the time of loan origination.The following table summarizes the outstanding principal balance of the residential loan portfolio which are 30 days delinquent and greater as reported by the servicers at December 31, 2024 and December 31, 2023, respectively.

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December 31