Company: WTFCN
Filing Date: 2025-05-22
Form Type: 8-K
Source: 0001104659-25-051990
Chunk: 0

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-05-22
Form: 8-K
Item: Item 8.01
Chunk 0
---
Item 8.01. Other Events.

On May 22, 2025, Wintrust Financial Corporation
(the “ Company”) completed its previously disclosed public offering of 17,000,000 depositary shares (the “ Depositary
Shares”), each representing a 1/1,000th interest in a share of the Company’s 7.875% Fixed-Rate Reset Non-Cumulative Perpetual
Preferred Stock, Series F, no par value per share (the “ Series F Preferred Stock”), with a liquidation preference
of $25,000 per share (equivalent to $25.00 per Depositary Share). The Depositary Shares were issued pursuant to an Underwriting Agreement,
dated as of May 8, 2025 (the “ Underwriting Agreement”), between the Company and RBC Capital Markets, LLC, as representative
of the several underwriters named in Schedule A thereto (the “ Underwriters”).

Holders of the Depositary Shares will be entitled
to all proportional rights and preferences of the Series F Preferred Stock (including, dividend, voting, redemption and liquidation
rights). Reference is hereby made to Item 3.03 of the Company’s Current Report onForm 8-K filed on May 14, 2025for a
description of certain terms of the Series F Preferred Stock. Such description is qualified in its entirety by reference to the Company’s
Certificate of Designations relating to the Series F Preferred Stock, as filed with the Secretary of State of the State of Illinois
on May 9, 2025, which is incorporated by reference herein as Exhibit 4.1 hereto.

In connection with the issuance of the Depositary
Shares, on May 22, 2025, the Company entered into a Deposit Agreement (the “ Deposit Agreement”) with U. S. Bank Trust
Company, National Association, as depositary of the Depositary Shares (“ Depositary”), and the holders from time to time of
the depositary receipts (the “ Depositary Receipts”) evidencing the Depositary Shares. On the same date, the 17,000 shares
of Series F Preferred Stock underlying the Depositary Shares were deposited with the Depositary against the delivery of the Depositary
Receipts pursuant to the Deposit Agreement. The Deposit Agreement is attached hereto as Exhibit 4.2 and the form of Depositary Receipt
is attached hereto as Exhibit 4.3. The foregoing description of the Deposit Agreement and the Depositary Receipt