Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001160106-25-000034
Chunk: 32

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 32
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 SMEs (TFSME) is £21.9 billion as at 30 June 2025 (31 December 2024: £21.9 billion), with maturities in 2025, 2027 and beyond. The repayment of TFSME has been factored into the Group’s funding plans. The Group’s credit ratings are well positioned and continue to reflect the strength of the Group’s management and franchise, along with its robust financial performance, capital and funding position. 1 Based on a monthly simple average over the previous 12 months.

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| LLOYDS BANKING GROUP PLC | 2025HALF-YEAR RESULTS |

LIQUIDITY RISK (continued) Group funding requirements and sources

|                                                                 | At 30 Jun2025£bn |     | At 31 Dec2024£bn |     | Change% |
| Group funding position                                          |                  |     |                  |     |         |
| Total Group assets                                              |            919.3 |     |            906.7 |     |       1 |
| Less other liabilities1                                         |           -248.1 |     |           -247.8 |     |         |
| Funding requirements                                            |            671.2 |     |            658.9 |     |       2 |
| Customer deposits                                               |            493.9 |     |            482.7 |     |       2 |
| Wholesale funding2                                              |             92.2 |     |             92.5 |     |         |
| Repurchase agreements – non-trading                             |             16.3 |     |             15.9 |     |       3 |
| Term Funding Scheme with additional incentives for SMEs (TFSME) |             21.9 |     |             21.9 |     |         |
| Total equity                                                    |             46.9 |     |             45.9 |     |       2 |
| Funding sources                                                 |            671.2 |     |            658.9 |     |       2 |

1 Other assets and other liabilities primarily include balances in the Group’s Insurance business and the fair value of derivative assets and liabilities. 2 The Group’s definition of wholesale funding aligns with that used by other international market participants; including bank deposits, debt securities in issue and subordinated liabilities. Excludes balances relating to margins of £1.1 billion (31 December