Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 56

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 56
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972 0 %61 %Land:Percentage of portfolio18 %Pass$7,282 $— $— $— $— $— $7,282 Special Mention— — — — 3,500 — 3,500 Substandard— — — — — 127,928 127,928 Total Land$7,282 $— $— $— $3,500 $127,928 $138,710 0 %96 %Office:Percentage of portfolio1 %Special Mention$— $— $— $— $35,410 $— $35,410 Total Office$— $— $— $— $35,410 $— $35,410 0 %94 %Retail:Percentage of portfolio< 1%Substandard$— $— $— $— $— $19,520 $19,520 Total Retail$— $— $— $— $— $19,520 $19,520 0 %88 %Commercial:Percentage of portfolio< 1%Doubtful$— $— $— $— $— $1,700 $1,700 Total Commercial$— $— $— $— $— $1,700 $1,700 0 %100 %Percentage of portfolio< 1%Grand Total$1,439,313 $867,191 $4,281,700 $3,998,292 $305,395 $413,065 $11,304,956 2 %80 %Charge-offs$464 $— $4,077 $7,668 $— $— $12,209 Geographic Concentration RiskAt September 30, 2025, underlying properties in Texas and Florida represented 24% and 18%, respectively, of the outstanding balance of our loan and investment portfolio. At December 31, 2024, underlying properties in Texas and Florida represented 23% and 17%, respectively, of the outstanding balance of our loan and investment portfolio. No other states represented 10% or more of the total loan and investment portfolio.

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