Company: CMA
Filing Date: 2025-07-30
Form Type: 10-Q
Source: 0000028412-25-000197
Chunk: 60

Company: COMERICA INC
Filing Date: 2025-07-30
Form: 10-Q
Item: Part I, Item 1
Chunk 60
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)75 8 — 83 49 5,912 6,044 Other business lines (b)11 7 31 49 69 8,331 8,449 Total commercial mortgage86 15 31 132 118 14,243 14,493 Lease financing12 — — 12 1 709 722 International— — — — — 952 952 Total business loans148 31 44 223 244 45,872 46,339 Retail loans:Residential mortgage5 5 — 10 37 1,882 1,929 Consumer:Home equity11 3 — 14 27 1,761 1,802 Other consumer16 — — 16 — 453 469 Total consumer27 3 — 30 27 2,214 2,271 Total retail loans32 8 — 40 64 4,096 4,200 Total loans$180 $39 $44 $263 $308 $49,968 $50,539 (a)Primarily loans to real estate developers.(b)Primarily loans secured by owner-occupied real estate.12

Table of ContentsNotes to Consolidated Financial Statements (unaudited)Comerica Incorporated and SubsidiariesThe following table presents loans by credit quality indicator and vintage year. Credit quality indicator is based on internal risk ratings assigned to each business loan at the time of approval and subjected to subsequent reviews, generally at least annually, and to pools of retail loans with similar risk characteristics. Vintage year is the year of origination or major modification. June 30, 2025Vintage Year(in millions)20252024202320222021PriorRevolversRevolvers Converted to TermTotalBusiness loans:Commercial    Pass (a)$1,657 $2,785 $1,775 $1,492 $899 $1,356 $15,449 $13 $25,426     Criticized (b)24 101 163 199 107 57 767 4 1,422 Total commercial1,681 2,886 1,938 1,691 1,006 1,413 16,216 17 26,848 Commercial gross charge-offs— 11