Company: RNST
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000715072-25-000234
Chunk: 150

Company: RENASANT CORP
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 8
Chunk 150
---
 for credit losses is adjusted accordingly. See Note 5, “Allowance for Credit Losses,” for more information on the allowance for credit losses.

21

Table of ContentsRenasant Corporation and SubsidiariesNotes to Consolidated Financial Statements (Unaudited)

The following tables present the amortized cost basis of loans that were experiencing financial difficulty, modified during the three and nine months ended September 30, 2025 and 2024, respectively, by class of financing receivable and by type of modification. The percentage of the amortized cost basis for each class of disclosed modifications as compared to the amortized cost basis of each class of loans is also presented below.Three Months Ended September 30, 2025Interest Rate ReductionTerm ExtensionPayment DelayTerm Extension and Payment DelayInterest Rate Reduction and Term ExtensionTotal% Total Loans by ClassCommercial, financial, agricultural$— $27,025 $— $101 $— $27,126 0.98 %Lease financing— — — — — — — Real estate – 1-4 family mortgage:Primary— — 157 17 — 174 0.01 Home equity— 39 124 — — 163 0.02 Total real estate – 1-4 family mortgage— 39 281 17 — 337 0.01 Real estate – commercial mortgage:Owner-occupied1,142 $— $— $— $142 $1,284 0.04 Non-owner occupied— — — — 357 357 0.01 Land development— 33 — — — 33 0.01 Total real estate – commercial mortgage1,142 33 — — 499 1,674 0.02 Installment loans to individuals— — — 11 — 11 0.01 Loans, net of unearned income$1,142 $27,097 $281 $129 $499 $29,148 0.15 %Nine Months Ended September 30, 2025Interest Rate ReductionTerm ExtensionPayment DelayTerm Extension and Payment DelayInterest Rate Reduction and Term ExtensionInterest Rate Reduction, Term Extension and Payment DelayTotal% Total Loans by ClassCommercial, financial, agricultural$— $27,025 $— $101 $— $