Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000033
Chunk: 7

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 7
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 |     |  33,123 |       |     |   2.0 |   |     |       |            |     |  33,123 |      |     |   8.7 |   |     |       |            |

1. Includes exchange differences.

2. Excluding reverse repos.

3. Excluding repos.

| January - December2024 |     | 41 |

| Key consolidated data 
 Business model        |     | Group financial information |     | Financial information by segment |     | Appendix |     | Index |
|                       |     |                             |     | Secondary segments               |     |          |     |       |

| Chile                                       |     |        |       |     |       |   |     |       |            |     |        |      |     |       |   |     |       |            |
| EUR million                                 |     |        |       |     |       |   |     |       |            |     |        |      |     |       |   |     |       |            |
|                                             |     |        |       |     |       | / |     |       | Q3'24      |     |        |      |     |       | / |     |       |       2023 |
| Underlying income statement                 |     |        | Q4'24 |     |       | % |     |       | % excl. FX |     |        | 2024 |     |       | % |     |       | % excl. FX |
| Net interest income                         |     |    516 |       |     |   7.1 |   |     |   7.7 |            |     |  1,822 |      |     |  31.8 |   |     |  48.3 |            |
| Net fee income                              |     |    140 |       |     |  -4.1 |   |     |  -3.5 |            |     |    551 |      |     |  -3.7 |   |     |   8.4 |            |
| Gains (losses) on financial transactions1   |     |     65 |       |     |  -2.3 |   |     |  -1.7 |            |     |    238 |      |     | -25.7 |   |     | -16.3 |            |
| Other operating