Company: SHG
Filing Date: 2025-08-14
Form Type: 6-K
Source: 0000950170-25-108380
Chunk: 4

Company: SHINHAN FINANCIAL GROUP CO LTD
Filing Date: 2025-08-14
Form: 6-K
Chunk 4
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 is the arithmetric mean of the ending balance of each quarter.

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3. Other Financial Information 1) Capital Adequacy Consolidated BIS Ratio (Shinhan Financial Group)

|                                                  | Jun. 30, 2025 | Dec. 31, 2024 | (KRW billion) 
 Dec. 31, 2022 |
|:-------------------------------------------------|--------------:|--------------:|--------------:|
| Aggregate Amount of Equity Capital (A)           |      55,180.0 |      53,904.9 |      50,192.5 |
| Risk-Weighted Assets (B)                         |     340,595.0 |     341,378.8 |     314,180.7 |
| BIS Ratio (A/B)                                  |        16.20% |        15.79% |        15.98% |
| ▪Calculated in accordance with Basel III         
 ▪The figures as of June 30, 2025 are preliminary |               |               |               |

Capital Adequacy Ratios (Subsidiaries)

| Subsidiary                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                   |          Capital Adequacy Ratio | Jun. 30, 2025 | Dec. 31, 2024 |           (%) 
 Dec. 31, 2023 |
|:-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|--------------------------------:|--------------:|--------------:|--------------:|
| Shinhan Bank                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |      BIS Capital Adequacy Ratio |          18.6 |          17.6 |          18.1 |
| Shinhan Card                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                 |   Adjusted Equity Capital Ratio |          19.9 |          20.0 |          19.7 |
| Shinhan Securities                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                           |               Net Capital Ratio |       1,467.6 |       1,345.0 |         926.6 |
| Shinhan Life Insurance                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                       | Risk Based Capital Ratio(K-ICS) |         196.7 |         205.7 |         250.8 |
| Shinhan Capital                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                              |   Adjusted Equity Capital Ratio |          20.0 |          19.3 |          19.0 |
| Shinhan Asset Management                                                                                                                                                                                                                                                                                                                                                                                                                                                                                                     |    Equity Capital (