Company: MCHB
Filing Date: 2025-07-15
Form Type: S-4/A
Source: 0001140361-25-025920
Chunk: 425

Company: Mechanics Bancorp
Filing Date: 2025-07-15
Form: S-4/A
Chunk 425
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 or procedures of Company or any of its Subsidiaries since January 1, 2023.

3.6

### Financial Statements
.

(a) Set forth on Section 3.6(a) of the Company Disclosure Schedule are (i) the audited consolidated financial statements of Company and its Subsidiaries as of and for the fiscal year ended December 31, 2023 and (ii) the audited consolidated financial statements of Company and its Subsidiaries as of and for the twelve (12) months ended December 31, 2024 (including, in each case, the related notes, where applicable) (collectively, the “ Company Financial Statements ”). The Company Financial Statements (x) have been prepared from, and are in accordance with, the books and records of Company and its Subsidiaries, (y) fairly present in all material respects the consolidated results of operations, cash flows, changes in shareholders equity and consolidated financial position of Company and its Subsidiaries for the respective fiscal periods or as of the respective dates therein set forth (subject in the case of unaudited statements to year-end audit adjustments normal in nature and amount), and (z) have been prepared in accordance with GAAP consistently applied during the periods involved, except, in each case, as indicated in such statements or in the notes thereto. The books and records of Company and its Subsidiaries have been, and are being, maintained in all material respects in accordance with GAAP and any other applicable legal and accounting requirements. Since January 1, 2023, no independent public accounting firm of Company has resigned (or informed Company that it intends to resign) or been dismissed as independent public accountants of Company as a result of or in connection with any disagreements with Company on a matter of accounting principles or practices, financial statement disclosure or auditing scope or procedure.

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#### TABLE OF CONTENTS
(b) Except as would not reasonably be expected to have a Material Adverse Effect on Company, neither Company nor any of its Subsidiaries has any liability of any nature whatsoever (whether absolute, accrued, contingent or otherwise and whether due or to become due), except for those liabilities that are reflected or reserved against on the most recent consolidated balance sheet of Company included in the Company Financial Statements (including any notes thereto) and for liabilities incurred in the ordinary course of business since the date of such most recent balance sheet, or in