Company: ACIW
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000935036-25-000031
Chunk: 106

Company: ACI WORLDWIDE, INC.
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 106
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1.0 million of other significant transaction-related expenses for the same period in 2024.

•The impact of fluctuations in foreign currencies was not significant to total operating expenses for the nine months ended September 30, 2025, as compared to the same period in 2024.

•Adjusted for the impact of cost reduction strategies and significant transaction-related expenses, total operating expenses for the nine months ended September 30, 2025, increased $104.6 million, or 11%, as compared to the same period in 2024. 

Cost of Revenue

Cost of revenue increased $79.6 million, or 13%, during the nine months ended September 30, 2025, as compared to the same period in 2024. 

•The increase was primarily due to higher payment card interchange and personnel and related expenses of $63.5 million and $16.1 million, respectively. 

37

Research and Development

R&D expense increased $14.5 million, or 13%, during the nine months ended September 30, 2025, as compared to the same period in 2024, primarily due to higher personnel and related expenses.

Selling and Marketing

Selling and marketing expense increased $7.6 million, or 9%, during the nine months ended September 30, 2025, as compared to the same period in 2024, primarily due to higher personnel and related expenses.

General and Administrative

General and administrative expense increased $14.4 million, or 17%, during the nine months ended September 30, 2025, as compared to the same period in 2024. 

•General and administrative expenses for the nine months ended September 30, 2025, included $6.3 million for cost reduction strategies and $0.5 million of other significant transaction-related expenses, compared to $4.3 million for cost reduction strategies and $1.0 million of other significant transaction-related expenses during the same period in 2024. 

•Adjusted for the impact of cost reduction strategies and significant transaction-related expenses, general and administrative expense for the nine months ended September 30, 2025, increased $12.9 million, or 16%,  as compared to the same period in 2024. 

•The increase was primarily due to higher personnel and related expenses of $11.3 million, including a $8.4 million increase in stock-based compensation expense, as well as an increase in professional fees of $1