Company: WSBC
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0000950170-25-039418
Chunk: 85

Company: WESBANCO INC
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 85
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 its online delivery channels. The Corporation also participates in the Zelle, Samsung Pay, Apple Pay and G Pay networks.

The Corporation has also worked extensively on workplace safety, use of video conferencing to reduce travel and time away from home for employees, enhance its cybersecurity controls, and information security infrastructure, among other steps to maintain customer privacy. More details on these efforts can be found in its full sustainability report posted on its website atwww.wesbanco.com/sustainability.

Social Responsibility

The Corporation has numerous initiatives in this area including, but not limited to, the following items. The Corporation would note that its banking subsidiary has received eight consecutive, Outstanding ratings on its federal CRA examination since 2003. In that

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context, it supports its communities through community development loans, investments, philanthropic donations, and volunteer services.

The Bank has been a leader in community development lending within its CRA assessment areas. In the past five years, the Bank has originated nearly $2.4 billion in community development loans, including over $520 million in 2024. These loans returned credit and capital to communities throughout its footprint in support of vital community initiatives such as complex affordable housing projects, support to businesses that created and retained hundreds of jobs, funds for hospitals and clinics in medically underserved areas, and funds for municipal, state, and regional governments for infrastructure improvement. Additionally, the Bank utilizes strategic partnerships to provide innovative financing options for its customers and to engage in initiatives that transform and revitalize communities. For example, through its membership in the Federal Home Loan Bank Pittsburgh, the Corporation secured $3.6MM in Affordable Housing Program grants for community partners in Maryland, Pennsylvania and West Virginia.

The Bank also operates the Wesbanco Bank Community Development Corporation (“WBCDC”), an affiliate that provides business loans utilizing the New Markets Tax Credit Program (“NMTC”) in low-income distressed communities. The NMTC funds are awarded from the United States Department of Treasury’s Community Development Financial Institutions Fund. The New Markets Loan Program is used to finance businesses and revitalize neglected, underserved and distressed communities. Funds have supported a wide range of businesses including manufacturing, food, retail, housing, health, technology, energy, education, and childcare. In the past five years, the New Markets Loan Program assisted in total projects in excess of $71 million, creating and impacting over 2,600 jobs. As evidence of the success and innovativeness of this program, the Corporation was a recipient of the American Bankers Association