Company: STBA
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0000719220-25-000091
Chunk: 26

Company: S&T BANCORP INC
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 8
Chunk 26
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 real estate2,028,954 1,933,509 Other consumer102,600 104,757 Total Loans(1)$7,981,007 $7,742,958 (1) Excludes interest receivable of $32.9 million at September 30, 2025 and $32.7 million at December 31, 2024. Interest receivable is included in other assets in the Consolidated Balance Sheets. 

14

Table of ContentsS&T BANCORP, INC. AND SUBSIDIARIESNOTES TO CONDENSED CONSOLIDATED FINANCIAL STATEMENTS

 Modifications to Borrowers Experiencing Financial DifficultyThe following tables present the amortized cost of loans to borrowers experiencing financial difficulty by portfolio segment and type of modification during the periods presented:

Three Months Ended September 30, 2025(dollars in thousands)Term ExtensionTotal% of Portfolio SegmentCommercial real estate$14,574 $14,574 0.49 %Commercial and industrial14,320 14,320 1.12 %Total$28,894 $28,894 0.36 %Three Months Ended September 30, 2024(dollars in thousands)Term ExtensionTotal% of Portfolio SegmentCommercial real estate$12,482 $12,482 0.47 %Consumer real estate223 223 0.01 %Total$12,705 $12,705 0.17 %

 Nine Months Ended September 30, 2025(dollars in thousands)Term ExtensionPayment Delays (Other Than Insignificant)Term Extension and Payment DelaysTotal% of Portfolio SegmentCommercial real estate$14,574 — $— $14,574 0.49 %Commercial and industrial22,097 — 1,992 24,089 1.89 %Consumer real estate273 — — 273 0.01 %Total$36,944 $— $1,992 $38,936 0.49 %Nine Months Ended September 30, 2024(dollars in thousands)Term ExtensionPayment Delays (Other Than Insignificant)Term Extension and Interest Rate ReductionTotal% of Portfolio SegmentCommercial real estate$12,482 $— $— $12,482 0.47 %Commercial and industrial9,499 12,340 — 21,839