Company: ONBPP
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0000707179-25-000005
Chunk: 108

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-02-19
Form: 10-K
Item: Item 7
Chunk 108
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 of loans at December 31, 2024 and an analysis of these loans that have fixed and floating interest rates. The table does not take into account repricing or other forecast assumptions.

(dollars in thousands)Within1 YearAfter 1 - 5YearsAfter 5 - 15YearsAfter15 YearsTotal% ofTotalCommercialInterest rates:Fixed$707,228 $1,723,046 $491,330 $166,772 $3,088,376 30 %Floating1,887,785 4,281,241 967,909 63,249 7,200,184 70 Total$2,595,013 $6,004,287 $1,459,239 $230,021 $10,288,560 100 %Commercial Real EstateInterest rates:Fixed$926,388 $4,112,008 $901,982 $173,643 $6,114,021 37 %Floating2,799,704 6,042,691 1,331,299 19,771 10,193,465 63 Total$3,726,092 $10,154,699 $2,233,281 $193,414 $16,307,486 100 %Residential Real EstateInterest rates:Fixed$167,532 $2,007,874 $1,353,280 $1,759,147 $5,287,833 78 %Floating33,177 146,638 428,537 901,401 1,509,753 22 Total$200,709 $2,154,512 $1,781,817 $2,660,548 $6,797,586 100 %ConsumerInterest rates:Fixed$348,294 $1,040,675 $149,201 $37,162 $1,575,332 54 %Floating40,794 181,299 168,857 925,973 1,316,923 46 Total$389,088 $1,221,974 $318,058 $963,135 $2,892,255 100 %

51

The following table presents the composition of the loan portfolio by state:

(dollars in thousands)CommercialCommercialReal EstateResidentialReal EstateConsumerTotalLoans