Company: LAAI
Filing Date: 2025-07-14
Form Type: DEF 14C
Source: 0001683168-25-005079
Chunk: 9

Company: Loan Artificial Intelligence Corp.
Filing Date: 2025-07-14
Form: DEF 14C
Chunk 9
---
 and to respond effectively in a changing corporate environment. If we issue additional shares for any of these purposes,
the aggregate ownership interest of our current stockholders, and the interest of each such existing stockholder, would be diluted, possibly
substantially. The Company regularly considers its capital requirements and may conduct securities offerings, including equity and/or
equity linked offerings, in the future. There are currently no specific plans, arrangements, agreements, or understandings for the issuance
of the additional authorized but unissued and unreserved shares of Common Stock that would result from the Reverse Stock Split

| 4 |

The increase in the number
of shares of authorized but unissued and unreserved Common Stock will have an “antitakeover effect” by permitting the
issuance of shares to purchasers who might oppose a hostile takeover bid or oppose any efforts to amend or repeal certain provisions
of the Articles of Incorporation or the Company’s Bylaws. The increased number of available authorized but unissued shares as
a result of the Reverse Stock Split would give the Company’s management more flexibility to resist or impede a third-party
takeover bid that provides an above-market premium that is favored by a majority of the independent stockholders. Although not
designed or intended for such purposes, the effect of the increased available shares might be to make more difficult or to
discourage an attempt to take over or otherwise acquire control of the Company (for example, by permitting issuances that would
dilute the stock ownership of a person or entity seeking to effect a change in the composition of the Board or contemplating a
tender offer or other change in control transaction).

Our Board is not presently aware
of any attempt, or contemplated attempt, to acquire control of the Company, and the Reverse Stock Split is not part of any plan by our
Board to recommend or implement a series of anti-takeover measures.

On the effective date of the Reverse
Stock Split, shares of Common Stock issued and outstanding immediately prior thereto will be combined and converted, automatically and
without any action on the part of the shareholders, into new shares of Common Stock in accordance with the Reverse Stock Split ratio.

Fractional Shares

No fractional
shares of Common Stock will be issued as a result of the Reverse Stock Split. Instead, in lieu of any fractional shares to which a holder
of shares of Common Stock would otherwise be entitled as a result of the Reverse Stock Split (after aggregating all fractional shares
such holder would otherwise be entitled to