Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 34

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 2
Chunk 34
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Available Federal Reserve Bank discount window capacity5,725,892 5,441,186 3,308,303 2,778,294 2,981,211      Funding available within one business day(a)12,469,630 11,203,216 10,376,598 10,327,012 9,551,527 Available federal funds lines1,419,000 1,729,000 1,284,000 1,164,000 1,401,000 Available brokered deposits capacity(b)697,898 734,649 414,199 418,198 520,809 Unsecured debt capacity(c)1,000,000 1,000,000 1,000,000 1,000,000 1,000,000      Total available liquidity$15,586,528 $14,666,865 $13,074,797 $12,909,210 $12,473,336 Uninsured and uncollateralized deposits$8,697,563 $8,469,167 $9,170,483 $7,954,259 $7,492,684 Coverage ratio of uninsured and uncollateralized deposits with secured funding available within one business day143 %132 %113 %130 %127 %Coverage ratio of uninsured and uncollateralized deposits with total funding179 %173 %143 %162 %166 %

(a) Estimated based on normal course of operations with indicated institution.

(b) Availability based on internal policy limitations. The Corporation includes outstanding deposits that have received a primary purpose exemption in the brokered deposit classification as they have similar funding characteristics and risk as brokered deposits. 

(c) Estimated availability based on the Corporation's current internal funding considerations.

Based on contractual obligations and ongoing operations, the Corporation's sources of liquidity are sufficient to meet present and future liquidity needs. See Table 17 for information about the Corporation's contractual obligations and other commitments. See section Deposits and Customer Funding for information about uninsured deposits and concentrations.

Credit ratings impact the Corporation's ability to issue debt securities and the cost to borrow money. Adverse changes in credit ratings impact not only the ability to raise funds in the capital markets but also the cost of these funds. For additional information regarding risks related to adverse changes in our credit ratings, see Part I, Item 1A, Risk Factors