Company: OSBC
Filing Date: 2025-02-25
Form Type: 425
Source: 0000357173-25-000021
Chunk: 4

Company: OLD SECOND BANCORP INC
Filing Date: 2025-02-25
Form: 425
Chunk 4
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 as statements of fact. In addition, such representations and warranties (a) will not survive consummation of the Merger, unless otherwise specified therein, and (b) were made only as of the date of the Merger Agreement or such other date as is specified in the Merger Agreement. Moreover, information concerning the subject matter of the representations and warranties may change after the date of the Merger Agreement, which subsequent information may or may not be fully reflected in the parties’ public disclosures. Accordingly, the Merger Agreement is included with this filing only to provide investors with information regarding the terms of the Merger Agreement, and not to provide investors with any other factual information regarding Old Second or Bancorp Financial, their respective affiliates or their respective businesses. The Merger Agreement should not be read alone, but should instead be read in conjunction with the other information regarding Old Second, Bancorp Financial, their respective affiliates or their respective businesses, that will be contained in, or incorporated by reference into, the Registration Statement on Form S-4 to be filed by Old Second under the Securities Act of 1933, as amended, that will include a Proxy Statement of Bancorp Financial and a Prospectus of Old Second, as well as in the Form 10-K, Forms 10-Q and other filings that Old Second makes with the U.S. Securities and Exchange Commission (“ SEC ”).

| Item 8.01 | Other Events. |

On February 25, 2025, Old Second and Bancorp Financial issued a joint press release announcing the execution of the Merger Agreement. A copy of the press release is filed as Exhibit 99.1 hereto and is incorporated herein by reference. Old Second will conduct a live conference call to discuss the Merger today, February 25, 2025, at 11:00 a.m. Eastern Time (10:00 a.m. Central Time). To listen to the live call, please dial 888-506-0062, using Entry Code: 146201. Investors should call into the dial-in number set forth above at least 10 minutes prior to the scheduled start of the call. A copy of the investor presentation to be used on the call is attached as Exhibit 99.2 to this Current Report on Form 8-K and is incorporated herein by reference. The investor presentation will also be available on the Old Second website (www.oldsecond.com). An audio replay of the call will be available until 11:00 a.m. Eastern Time (10:00