Company: FCNCB
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000798941-25-000050
Chunk: 70

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-11-07
Form: 10-Q
Item: Item 2
Chunk 70
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 concentrations of 5.0% or greater of our loans. Data is based on obligor location.

Table 41Commercial Loans and Leases - Geography

dollars in millionsSeptember 30, 2025June 30, 2025December 31, 2024StateCalifornia$25,718 22.1 %$25,874 22.9 %$24,491 21.9 %New York11,796 10.1 10,470 9.3 10,202 9.1 North Carolina10,986 9.4 11,051 9.8 10,985 9.8 Texas8,659 7.4 8,620 7.6 8,459 7.6 Massachusetts7,788 6.7 7,880 7.0 7,259 6.5 Florida5,911 5.1 5,629 5.0 5,845 5.2 All other states42,685 36.7 40,519 35.8 42,217 37.6 Total U.S.$113,543 97.5 %$110,043 97.4 %$109,458 97.7 %Total International2,885 2.5 2,964 2.6 2,535 2.3 Total$116,428 100.0 %$113,007 100.0 %$111,993 100.0 %

Industry Concentrations

The following table represents loans by industry of obligor:

Table 42Commercial Loans and Leases - Industry

dollars in millionsSeptember 30, 2025June 30, 2025December 31, 2024Finance and Insurance$34,662 29.8 %$31,902 28.3 %$31,162 27.8 %Real Estate18,173 15.6 18,348 16.2 17,898 16.0 Healthcare11,041 9.5 11,083 9.8 11,053 9.9 Information9,641 8.3 9,490 8.4 9,569 8.5 Business Services9,383 8.1 9,217 8.