Company: CCNE
Filing Date: 2025-08-07
Form Type: 10-Q
Source: 0000736772-25-000169
Chunk: 270

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-08-07
Form: 10-Q
Item: Item 2
Chunk 270
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915 389,333 TOTAL ASSETS$6,235,036 $5,854,978 LIABILITIES AND SHAREHOLDERS' EQUITY:Demand—interest-bearing$707,932 0.97 %$1,719 $713,431 0.76 %$1,342 Savings3,107,520 3.01 23,286 3,097,598 3.57 27,464 Time743,280 3.92 7,271 510,649 3.93 4,988 Total interest-bearing deposits4,558,732 2.84 32,276 4,321,678 3.15 33,794 Short-term borrowings— 0.00 — — 0.00 — Finance lease liabilities16,861 5.28 222 259 4.66 3 Subordinated notes and debentures105,304 4.10 1,076 105,001 4.36 1,138 Total interest-bearing liabilities4,680,897 2.88 $33,574 4,426,938 3.17 $34,935 Demand—noninterest-bearing829,328 761,270 Other liabilities90,963 83,549 Total liabilities5,601,188 5,271,757 Shareholders' equity633,848 583,221 TOTAL LIABILITIES AND SHAREHOLDERS' EQUITY$6,235,036 $5,854,978 Interest income/Earning assets5.89 %$86,036 5.89 %$80,866 Interest expense/Interest-bearing liabilities2.88 33,574 3.17 34,935 Net interest spread3.01 %$52,462 2.72 %$45,931 Interest income/Earning assets5.89 %$86,036 5.89 %$80,866 Interest expense/Earning assets2.30 33,574 2.55 34,935 Net interest margin (fully tax-equivalent)3.59 %$52,462 3.34 %$45,931 

(1) Includes unamortized discounts and premiums.

(2) Average yields are stated on a fully taxable equivalent basis (cal