Company: BBVXF
Filing Date: 2025-09-05
Form Type: F-4/A
Source: 0001193125-25-196513
Chunk: 810

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-05
Form: F-4/A
Chunk 810
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 as follows:

| – | The minimum requirement for own funds and eligible liabilities (MREL) is 22.22% of the total risk exposure amount 
 (TREA) and 6.36% of the leverage ratio exposure (LRE).                                                            |

| – | The subordination requirement is 17.23% of the TREA and 6.36% of the LRE. |

A-660

The decision does not introduce changes on the following intermediate requirements that must be met as from 1 January 2022:

| – | The MREL requirement is 21.05% of the TREA and 6.22% of the LRE. |

| – | The subordination requirement is 14.45% of the TREA and 6.06% of the LRE. |

The capital used by the Institution to meet the combined buffer requirement (CBR), comprising the capital conservation buffer, the systemic risk buffer and the counter-cyclical buffer, will not be eligible to meet its MREL and subordination requirements expressed in terms of the TREA. Banco Sabadell already meets the requirements that apply from 1 January 2024 onwards, which are in line with Banco Sabadell’s expectations and with its funding plans. In 2022, the Bank issued 1,463 million euros of MREL-eligible senior non-preferreddebt and 750 million euros of senior preferred debt.

|                            |     | MREL Requirement |        |     |       |       |     | Subordination Requirement |        |     |       |       |
|                            |     | % TREA           |        |     | % LRE |       |     | % TREA                    |        |     | % LRE |       |
| Requirement 1 January 2022 |     |                  | 21.05% |     |       | 6.22% |     |                           | 14.45% |     |       | 6.06% |
| Requirement 1 January 2024 |     |                  | 22.22% |     |       | 6.36% |     |                           | 17.23% |     |       | 6.36% |
| MREL 31 December 2022 (*)  |     |                  | 23.41% |     |       | 8.26% |     |                           | 18.81% |     |       | 6.82% |