Company: FLDDW
Filing Date: 2025-01-24
Form Type: 424B3
Source: 0001213900-25-006075
Chunk: 878

Company: Fold Holdings, Inc.
Filing Date: 2025-01-24
Form: 424B3
Chunk 878
---
 or any of its Subsidiaries, the Company so shall indicate to the Holder explicitly in writing in such notice (or immediately upon receipt of notice from the Holder, as applicable), and in the absence of any such written indication in such notice (or notification from the Company immediately upon receipt of notice from the Holder), the Holder shall be entitled to presume that information contained in the notice does not constitute material, non-public information relating to the Company or any of its Subsidiaries. Nothing contained in this Section 33 shall limit any obligations of the Company, or any rights of the Holder, under Section 4(i) of the Securities Purchase Agreement. 34. ABSENCE OF TRADING AND DISCLOSURE RESTRICTIONS . The Company acknowledges and agrees that the Holder is not a fiduciary or agent of the Company and that the Holder shall have no obligation to (a) maintain the confidentiality of any information provided by the Company or (b) refrain from trading any securities while in possession of such information in the absence of a written non-disclosure agreement signed by an officer of the Holder that explicitly provides for such confidentiality and trading restrictions. In the absence of such an executed, written non-disclosure agreement, the Company acknowledges that the Holder may freely trade in any securities issued by the Company, may possess and use any information provided by the Company in connection with such trading activity, and may disclose any such information to any third party. [ signature page follows ] Annex I-42

IN WITNESS WHEREOF, the Company has caused this Note to be duly executed as of the Issuance Date set out above.

| FOLD, INC. |     |        |
| By:        |     |        |
|            |     | Name:  |
|            |     | Title: |

Annex I-43

EXHIBIT I FOLD, INC. CONVERSION NOTICE Reference is made to the Senior Secured Convertible Note (the “ Note ”) issued to the undersigned by Fold, Inc., a Delaware corporation (the “ Company ”). In accordance with and pursuant to the Note, the undersigned hereby elects to convert the Conversion Amount (as defined in the Note) of the Note indicated below into shares of Common Stock, $0.0001 par value per share (the “ Common Stock ”), of the Company, as of the date specified below. Capitalized terms not defined herein shall have the meaning as set forth in the Note.

|                                           |     | Date of Conversion