Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 259

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 8
Chunk 259
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4.68 %3.18 %2.37 %December 31, 2024Fannie Mae$22,730,056 2,6443.96.496 %4 %4.60 %2.19 %1.27 %Freddie Mac6,077,020 1,1593.36.886 %14 %4.91 %5.78 %3.63 %Private Label2,605,980 1613.45.5100 %— 4.15 %— 0.43 %FHA1,506,948 1063.619.2100 %— 3.79 %— — Bridge278,494 32.03.085 %15 %6.41 %— — SFR - Fixed Rate271,859 522.84.4100 %— 5.47 %9.02 %1.66 %Total$33,470,357 4,1253.76.995 %5 %4.60 %2.61 %1.57 %________________________

(1)Prepayments reflect loans repaid prior to six months from the loan maturity. The majority of our loan servicing portfolio has a prepayment protection term and therefore, we may collect a prepayment fee which is included as a component of servicing revenue, net. See Note 5 for details.

(2)Delinquent loans reflect loans that are contractually 60 days or more past due. At September 30, 2025 and December 31, 2024, delinquent loans totaled $832.8 million and $524.5 million, respectively. At September 30, 2025, there was one loan totaling $24.4 million in bankruptcy and 19 loans totaling $104.7 million have been foreclosed. At December 31, 2024, there were two loans totaling $4.8 million in bankruptcy and six loans totaling $28.2 million were foreclosed.

Our Agency Business servicing portfolio represents commercial real estate loans, which are generally transferred or sold within 60 days from the date the loan is funded. Primarily all loans in our servicing portfolio are collateralized by multifamily properties. In addition, we are generally required to share in the risk of any losses associated with loans sold under the Fannie Mae DUS program