Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 241

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 241
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 in anticipation of the merger. Further, the prospective financial information does not take into account the effect of any possible failure of the merger to occur. No assurances can be given that if the prospective financial information and the underlying assumptions had been prepared as of the date of this proxy statement/prospectus/consent solicitation statement, similar assumptions would be used. In addition, the prospective financial information may not reflect the manner in which the combined company would operate after the merger.

The accompanying prospective financial information was prepared separately using, in some cases, different assumptions, and the different estimates are not intended to be added together. Adding the prospective financial information of HomeStreet and Mechanics together is not intended to represent the results the combined company will achieve if the merger is completed and is not intended to represent forecasted financial information for the combined company if the merger is completed.

By including in this proxy statement/prospectus/consent solicitation statement a summary of the prospective financial information, none of HomeStreet, Mechanics or any of their respective representatives has made or makes any

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representation to any person regarding the ultimate performance of HomeStreet or Mechanics compared to the information contained in the prospective financial information or that the results reflected in the prospective financial information will be achieved. None of HomeStreet, Mechanics or, after completion of the merger, the combined company undertakes any obligation to update or otherwise revise the prospective financial information to reflect circumstances existing since their preparation or to reflect the occurrence of subsequent or unanticipated events, even in the event that any or all of the underlying assumptions are shown to be in error, or to reflect changes in general economic or industry conditions. The prospective financial information summarized in this section is not being included in this proxy statement/prospectus/consent solicitation statement in order to induce any HomeStreet shareholder to vote in favor of any proposals to be voted on at the HomeStreet special meeting or any Mechanics shareholder to execute and return written consents in favor of the Mechanics merger proposal. The accompanying prospective financial information was not prepared for the purpose of, or with a view toward, public disclosure or with a view toward complying with the guidelines established by the American Institute of Certified Public Accountants for preparation and presentation of prospective financial information, published guidelines of the SEC regarding forward-looking statements or generally accepted accounting principles. Subject to the above, the prospective financial information included in this section has been provided by HomeStreet’s management and Mechanics’ management as described in this section. No independent registered public accounting firm