Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001628280-25-047437
Chunk: 63

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 63
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1 + Tier 2)      |     |                        |     |  70,156 |     |            66,680 |
| Risk-weighted assets                 |     |                        |     | 395,275 |     |           394,468 |
| CET1 (%)                             |     |                        |     |   13.42 |     |             12.88 |
| Tier 1 (%)                           |     |                        |     |   14.81 |     |             14.40 |
| Tier 2 (%)                           |     |                        |     |    2.94 |     |              2.50 |
| Total capital ratio (%)              |     |                        |     |   17.75 |     |             16.90 |

(1) December 31, 2024 data and ratios are presented according to the requirements under CRR II. September 30, 2025 data and ratios have been calculated applying the regulatory changes of CRR III.

(2) Preliminary data.

As of September 30, 2025, the leverage ratio (calculated by dividing BBVA’s Tier 1 capital by its total leverage ratio exposure measure, which includes BBVA’s assets and off-balance-sheet items) stood at 6.72% compared to 6.81% as of December 31, 2024. The denominator (total leverage ratio exposure measure) increased mainly due to higher deposits with the European Central Bank and the increase in lending activity, while the numerator (Tier 1 capital) also increased, supported by the generation of results during the nine months ended September 30, 2025, which together resulted in a decrease of 9 basis points in the leverage ratio compared to December 31, 2024.

With regard to MREL (Minimum Requirement for own funds and Eligible Liabilities) requirements, BBVA must maintain, as from June 12, 2025, an amount of own funds and eligible liabilities equal to 23.13% of the total RWA of its resolution group, on sub-consolidated level (the “

#### MREL in RWA
”). Within this MREL in RWA, an amount equal to 13.50% of the RWA of the resolution group must be met with subordinated instruments (the “

#### subordination requirement in RWA
”). The MREL in RWA and the subordination requirement in RWA do not include the combined capital buffer requirement (