Company: BBVXF
Filing Date: 2025-10-30
Form Type: 6-K
Source: 0001193125-25-257753
Chunk: 19

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-10-30
Form: 6-K
Chunk 19
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%5.59% Yield on Loans13.38%12.24% Cost of Deposits-8.07%-6.66% Peru7.12%7.23% Yield on Loans9.36%9.02% Cost of Deposits-2.24%-1.79% p. 34

3 Stages Breakdown by Business Area

3Q25 EARNINGS ANNEX—STAGES BREAKDOWN BY BUSINESS AREA Stages Breakdown by Business Areas CREDIT RISK BREAKDOWN BY AREA (SEP-25,€ M) Gross AccumulatedGrossAccumulatedGrossAccumulated BBVA GROUPExposureimpairmentsSPAINExposureimpairmentsMEXICOExposureimpairments Stage 1470,0972,450Stage 1194,990476Stage 188,7901,321 Stage 232,0011,877Stage 214,688570Stage 26,253606 Stage 314,3357,643Stage 36,7653,367Stage 32,7221,426 TURKEYSOUTH AMERICA Stage 160,155205Stage 147,251385 Stage 25,415356Stage 24,108296 Stage 32,5121,402Stage 32,1831,348 COLOMBIAPERUARGENTINA Stage 115,80196Stage 119,728220Stage 17,11437 Stage 21,272114Stage 21,850131Stage 264932 Stage 3798496Stage 3906549Stage 3308202 p. 36

4 Sensitivity ALCO Portfolio, and LCRs NII & NSFRs

3Q25 EARNINGS ANNEX—ALCO PORTFOLIO, NII SENSITIVITY AND LCRS & NSFRS ALCO Portfolio ALCO PORTFOLIO BREAKDOWN BY REGION (€ BN) Amort Cost Fair Value (HTC)(HTC&S) (duration SEP-25(€ BN)(€ BN)incl.hedges) South0.75.71.5 years America Turkey5.52.94.0 years Mexico5.510.23.1 years Euro144.59.12.9 years Spain30.83.3 Italy2.94.1 Rest10.81.7 EURO ALCO PORTFOLIO MATURITY PROFILE (€ BN) EURO ALCO YIELD (SEP-25,%) +3.0% (1) Figures