Company: BCS
Filing Date: 2025-08-06
Form Type: 424B2
Source: 0001193125-25-174548
Chunk: 20

Company: BARCLAYS PLC
Filing Date: 2025-08-06
Form: 424B2
Chunk 20
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 Fixed-to-Floating Rate Notes Floating Rate Interest Period, as applicable, will be reset quarterly on each Interest Determination Date such that from (and including) each
applicable Fixed-to-Floating Rate Notes Par Redemption Date, the applicable per annum interest rate accruing on the fixed-to-floating rate notes for each Fixed-to-Floating Rate Notes Floating Rate Interest Period, as applicable, will be equal
to the sum, as determined by the Calculation Agent, of a benchmark rate based on the Compounded Daily SOFR calculated in arrear as described herein and compounding daily plus the 2029 Notes Margin or the 2046 Notes Margin, as applicable. The 2029
Notes Floating Interest Rate or the 2046 Notes Floating Interest Rate, as applicable, for any applicable Fixed-to-Floating Rate Notes Floating Rate Interest Period may
be less than the 2029 Notes Fixed Interest Rate or the 2046 Notes Fixed Interest Rate, as applicable, which would result in the amount of any interest payments under the respective
fixed-to-floating rate notes during any such Fixed-to-Floating Rate Notes Floating Rate
Interest Period being lower than the interest payments during the applicable Fixed Rate Period and so could affect the market value of an investment in the
fixed-to-floating rate notes.

Under the terms of the notes, you will have limited enforcement events and remedies.

Holders of notes will not have the right to request that the Trustee declare
such notes to be due and repayable immediately at their outstanding principal amount together with accrued interest, if any, in the case of

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our failure to pay principal or interest on such notes within fourteen (14) days from the due date for payment or our breach of any covenant or warranty of the Indenture which has not been
remedied, in each case as described in the section entitled “Description of Senior Notes—Senior Enforcement Events and Remedies” in this prospectus supplement.

Payment of principal and accrued but unpaid interest on the notes shall be accelerated only in the event of a
winding-up or administration involving us that constitutes a Senior Winding-up Event (as defined herein). There is no right of acceleration in the case of non-payment of principal or interest on any notes or of our failure to perform any of our obligations under or in respect of any notes.

The sole remedy against us available for recovery of amounts owing in respect of any non-payment of
any amount that has become due and payable under any notes is, subject to certain conditions and to the provisions set