Company: SCLXW
Filing Date: 2025-12-05
Form Type: 424B3
Source: 0001193125-25-309798
Chunk: 31

Company: Scilex Holding Co
Filing Date: 2025-12-05
Form: 424B3
Chunk 31
---
; and (iii) if it has not obtained independent legal and tax advice, despite having been encouraged and given the opportunity to do so, the Borrower explicitly waives the right to obtain such advice, and, in any event, the Borrower acknowledges that it has read and understood this Agreement, that it is signing this Agreement freely and voluntarily and without duress or undue influence of any nature whatsoever and it understands the risks of the transactions contemplated hereby and is willing to assume (financially and otherwise) such risks. The Borrower understands that the Agents are not lawyers or tax advisors, are not competent to provide independent legal and/or tax advice to the Borrower and the Borrower has not relied on any statement, representation or warranty made or given by such Persons in entering into this Agreement.

#### 7.26.
Counterparts and Transmission

This Agreement may be: (i) executed in two or more counterparts, each of which counterparts when so executed and delivered shall be deemed to be an original, but all of which counterparts together shall constitute one and the same document; and/or (ii) transmitted by facsimile and/or internet device and that the reproduction of signatures by way of facsimile and/or PDF device will be treated as though such reproductions were executed originals and communication by such means will be legal and binding.

#### 7.27.
Copy Received

Each of the Borrower and the Lender acknowledges receipt of a copy of this Agreement.

<div align='center'>[BALANCE OF PAGE INTENTIONALLY LEFT BLANK]

-19-</div>

IN WITNESS WHEREOF , the parties have duly executed this Agreement as of the date first above written.

| THE ST. JAMES BANK & TRUST COMPANY LTD. |                   |                |
| Per:                                    | /s/ Bernard Kemp  |                |
|                                         | Name:             | Bernard Kemp   |
|                                         | Title:            | President      |
| Per:                                    | /s/ Dion Thompson |                |
|                                         | Name:             | Dion Thompson  |
|                                         | Title:            | Vice President |
| SCILEX HOLDING COMPANY                  |                   |                |
| Per:                                    | /s/ Henry Ji      |                |
|                                         | Name:             | Henry Ji       |
|                                         | Title:            | CEO            |
|                                         | /s/ Stephen Ma    |                |
|                                         | Stephen Ma        |                |
|                                         | CFO               |                |