Company: CPSS
Filing Date: 2025-10-28
Form Type: DEF 14A
Source: 0001683168-25-007815
Chunk: 2

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-10-28
Form: DEF 14A
Chunk 2
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 2025 at the Company’s office at 3800 Howard Hughes Parkway, Suite
1400, Las Vegas, Nevada 89169.

All shares represented by properly executed proxies received in time will
be voted at the Annual Meeting and, where the manner of voting is specified on the proxy, will be voted in accordance with such specifications.
Any shareholder who executes and returns a proxy may revoke it at any time prior to the voting of the proxy by giving written notice to
the Secretary of the Company, by executing a later-dated proxy, or by attending the meeting and giving oral notice of revocation to the
Secretary of the Company.

The Board has fixed the close of business on Thursday, October 23, 2025,
as the record date (“Record Date”) for determining the holders of outstanding shares of the Company’s Common Stock,
without par value (“CPS Common Stock”) entitled to notice of, and to vote at the Annual Meeting. On that date, there were
22,071,046 shares of CPS Common Stock issued and outstanding. Each such share of CPS Common Stock is entitled to one vote on all matters
to be voted upon at the meeting, except that holders of CPS Common Stock have the right to cumulative voting in the election of directors,
as described herein under the heading “Voting of Shares.”

The notice of the Annual Meeting, this proxy statement and the form of
proxy are first being mailed to shareholders of the Company on or about October 30, 2025. The Company will pay the expenses incurred in
connection with the solicitation of proxies. The proxies are being solicited principally by mail. In addition, directors, officers and
regular employees of the Company may solicit proxies personally or by telephone, for which they will receive no payment other than their
regular compensation. The Company will also request brokerage houses, nominees, custodians and fiduciaries to forward soliciting material
to the beneficial owners of CPS Common Stock and will reimburse such persons for their expenses so incurred.

QUESTIONS AND ANSWERS ABOUT THIS PROXY STATEMENT AND ANNUAL MEETING

Q: WHAT IS THIS PROXY STATEMENT AND WHY AM I RECEIVING IT?

A: You are receiving this proxy statement in connection with an
annual meeting of shareholders called by our Board in connection with soliciting shareholder votes for the purpose of (i) electing directors
named in this proxy to the Board, each for a one-year term; (ii) ratifying the appointment of Crowe LLP as the Company