Company: ONBPP
Filing Date: 2025-04-30
Form Type: 10-Q
Source: 0000707179-25-000009
Chunk: 196

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-04-30
Form: 10-Q
Item: Item 2
Chunk 196
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9,917,572 94,213 3.82 %Time deposits, excluding brokered deposits5,996,108 56,485 3.82 %4,689,136 47,432 4.07 %Brokered deposits1,546,756 18,171 4.76 %1,047,140 13,525 5.19 %Total interest-bearing deposits31,426,047 190,495 2.46 %27,820,449 185,439 2.68 %Federal funds purchased and interbank   borrowings148,130 1,625 4.45 %69,090 961 5.59 %Securities sold under agreements to repurchase272,961 551 0.82 %296,236 917 1.25 %FHLB advances4,464,590 41,896 3.81 %4,386,492 41,167 3.77 %Other borrowings675,759 8,189 4.91 %825,846 11,039 5.38 %Total borrowed funds5,561,440 52,261 3.81 %5,577,664 54,084 3.90 %Total interest-bearing liabilities$36,987,487 $242,756 2.66 %$33,398,113 $239,523 2.88 %Noninterest-Bearing Liabilities and   Shareholders’ EquityDemand deposits$9,096,676 $9,258,136 Other liabilities944,935 964,089 Shareholders’ equity6,416,485 5,565,542 Total liabilities and shareholders’ equity$53,445,583 $49,185,880 Net interest income - taxable equivalent basis$393,003 3.27 %$362,711 3.28 %Taxable equivalent adjustment(5,360)(6,253)Net interest income (GAAP)$387,643 3.23 %$356,458 3.23 %

(1)Interest income is reflected on a fully taxable equivalent basis.

(2)Includes loans held-for-sale.

54

The following table presents the dollar amount of changes in taxable equivalent net interest income attributable to changes in the average balances of assets and liabilities and the yields