Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 283

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 2
Chunk 283
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 166,969 167,567 167,659 167,084 Performance ratiosAnnualized return on:Average assets1.49 %1.37 %1.14 %1.28 %1.37 %1.24 %1.01 %Average common shareholders’ equity11.45 10.39 8.36 9.75 10.26 9.95 8.14 Net interest margin on average earning assets    (taxable-equivalent basis)3.68 3.62 3.66 3.58 3.62 3.59 3.52 Nonaccrual loans to total loans1.10 1.16 1.14 1.25 1.42 1.50 1.71 Net operating (tangible) results (a)Net operating income$798 $724 $594 $691 $731 $665 $543 Diluted net operating income per common share4.87 4.28 3.38 3.92 4.08 3.79 3.09 Annualized return on:Average tangible assets1.56 %1.44 %1.21 %1.35 %1.45 %1.31 %1.08 %Average tangible common shareholders’ equity17.13 15.54 12.53 14.66 15.47 15.27 12.67 Efficiency ratio (b)53.6 55.2 60.5 56.8 55.0 55.3 60.8 Balance sheet dataAverage balances:Total assets (c)$211,053 $210,261 $208,321 $211,853 $209,581 $211,981 $211,478 Total tangible assets (c)202,533 201,733 199,791 203,317 201,031 203,420 202,906 Earning assets190,920 190,535 189,116 193,106 191,366 193,676 193,135 Investment securities36,559 35,335 34,480 33,679 31,023 29,695 28,587 Loans136,527 135,407 134,844