Company: CI
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0001739940-25-000028
Chunk: 331

Company: Cigna Group
Filing Date: 2025-07-31
Form: 10-Q
Item: Part II, Item 3
Chunk 331
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 (i) are covered under a medical insurance policy, managed care arrangement or administrative services agreement issued by Cigna Healthcare; (ii) have access to the Cigna Healthcare provider network for covered services under their medical plan; or (iii) have medical claims that are administered by Cigna Healthcare.

Cigna Healthcare Medical CustomersAs of June 30,(In thousands)20252024ChangeU.S. Healthcare2,574 3,845 (33)%International Health (1)1,250 1,206 4 Insured3,824 5,051 (24)%U.S. Healthcare13,781 13,559 2 International Health (1)441 433 2 Administrative services only14,222 13,992 2 Total18,046 19,043 (5)%

(1)International Health excludes medical customers served by less than 100%-owned subsidiaries, as well as certain customers served by our third-party administrator.

Total medical customers decreased 5%, primarily due to the HCSC transaction.

43

Unpaid Claims and Claim Expenses

As of June 30,As ofDecember 31,(In millions)20252024ChangeUnpaid claims and claim expenses$4,636 $5,018 (8)%

Our unpaid claims and claim expenses liability decreased 8%, driven by the HCSC transaction (-$983 million), partially offset by the change in stop loss reserves (+$641 million), primarily due to seasonality.

Other Operations

Other Operations includes corporate-owned life insurance ("COLI"), the Company's run-off operations and other non-strategic businesses. As described in the introduction of Segment Reporting, performance of Other Operations is measured using adjusted revenues and pre-tax adjusted income from operations. 

Results of Operations

Financial SummaryThree Months Ended June 30,ChangeSix Months EndedJune 30,Change(Dollars in millions)2025202420252024Adjusted revenues$184 $227 (19)%$359 $393 (9)%Pre-tax adjusted income from operations$25 $(16)N/M%$25 $2 N/M%Pre-tax margin13.6 %(7.0)%2,060 bps7.0 %0.5 %650 bps

Three and Six Months Ended June 30, 2025 versus Three and Six Months Ended June 30, 2024

Adjusted revenues primarily reflects premiums and net investment income associated with COL