Company: TCBI
Filing Date: 2025-04-17
Form Type: 10-Q
Source: 0001077428-25-000078
Chunk: 66

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-04-17
Form: 10-Q
Item: Part I, Item 8
Chunk 66
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41,230 $49,656 $90,886 March 31, 2024Commercial$259 $— $12,463 $34,253 $46,975 Commercial real estate— — — 18,581 18,581 Total$259 $— $12,463 $52,834 $65,556 

(5) Short-Term Borrowings and Long-Term Debt

The table below presents a summary of short-term borrowings:(in thousands)March 31, 2025December 31, 2024Federal Home Loan Bank borrowings$750,000 $885,000 Total short-term borrowings$750,000 $885,000 

13

The table below presents a summary of long-term debt:(in thousands)March 31, 2025December 31, 2024Bank-issued 5.25% fixed rate subordinated notes due 2026174,783 174,717 Company-issued 4.00% fixed rate subordinated notes due 2031372,332 372,223 Trust preferred floating rate subordinated debentures due 2032 to 2036113,406 113,406 Total long-term debt$660,521 $660,346 

(6) Financial Instruments with Off-Balance Sheet Risk

The table below presents the Company’s financial instruments with off-balance sheet risk, as well as the activity in the allowance for off-balance sheet credit losses related to those financial instruments.(in thousands)CommercialMortgageFinanceCommercialReal EstateConsumerTotalThree Months Ended March 31, 2025Beginning balance$47,907 $23 $5,351 $51 $53,332 Provision for off-balance sheet credit losses604 (2)(61)(8)533 Ending balance$48,511 $21 $5,290 $43 $53,865 Three Months Ended March 31, 2024Beginning balance$36,040 $6 $10,147 $169 $46,362 Provision for off-balance sheet credit losses(3,728)28 (2,048)(5)(5,753)Ending balance$32,312 $34 $8,099 $164 $40,609 (in thousands)March 31, 2025December 31