Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 119

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 8
Chunk 119
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,215 6 2 8 6,223 — Commercial construction loans5,587 1 — 1 5,588 — Commercial leases3,167 18 3 21 3,188 1 Total portfolio commercial loans and leases$73,047 155 91 246 73,293 6 (a)Includes accrual and nonaccrual loans and leases.Residential Mortgage and Consumer Portfolio SegmentsFor purposes of monitoring the credit quality and risk characteristics of its consumer portfolio segment, the Bancorp disaggregates the segment into the following classes: home equity, indirect secured consumer loans, credit card, solar energy installation loans and other consumer loans. The Bancorp’s residential mortgage portfolio segment is also a separate class.The Bancorp considers repayment performance as the best indicator of credit quality for residential mortgage and consumer loans, which includes both the delinquency status and performing versus nonperforming status of the loans.The following tables present the amortized cost basis of the Bancorp’s residential mortgage and consumer portfolio segments, by class and vintage, disaggregated by both delinquency and performing versus nonperforming status:

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Table of ContentsFifth Third Bancorp and SubsidiariesNotes to Condensed Consolidated Financial Statements (unaudited)

As of September 30, 2025 ($ in millions)Term Loans by Origination YearRevolving LoansRevolving Loans Converted to Term Loans20252024202320222021PriorTotalResidential mortgage loans:Performing:Current(a)$1,336 2,084 928 2,731 4,230 6,049 — — 17,358 30-89 days past due— 3 1 3 8 15 — — 30 90 days or more past due— 1 2 1 3 3 — — 10 Nonperforming— 1 5 14 15 104 — — 139 Total residential mortgage loans(b)$1,336 2,089 936 2,749 4,256 6,171 — — 17,537 Home equity:Performing:Current$148 146 54 28 2 79 4,047 81 4,585 30-89 days past due— — — — — 1 19 1 21 90 days or more past due—