Company: ATLCL
Filing Date: 2025-03-31
Form Type: 10-K/A
Source: 0001437749-25-009919
Chunk: 33

Company: Atlanticus Holdings Corp
Filing Date: 2025-03-31
Form: 10-K/A
Chunk 33
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 $       |  0.3 |   |     | $       |  0.6 |   |

| (1) | Finance charge-offs are included as a component of our Provision for credit losses in the accompanying consolidated statements of income. |

<div align='center'>13</div>

Financial, operating and statistical metrics for our Auto Finance segment are detailed (in thousands; percentages of total) in the following tables:

|                                                         |     | At or for the Three Months Ended 
 2024                             | Dec. 31 |   |     |     | % of Period-end managed receivables |   |     |   | Sep. 30 |   |     |     | % of Period-end managed receivables |   |     |   | Jun. 30 |   |     |     | % of Period-end managed receivables |   |     |   | Mar. 31 |   |     |     | % of Period-end managed receivables |   |
|:--------------------------------------------------------|:----|:---------------------------------|--------:|:--|:----|:----|------------------------------------:|:--|:----|:--|--------:|:--|:----|:----|------------------------------------:|:--|:----|:--|--------:|:--|:----|:----|------------------------------------:|:--|:----|:--|--------:|:--|:----|:----|------------------------------------:|:--|
| Period-end managed receivables (1)                      |     | $                                | 108,982 |   |     |     |                                     |   |     | $ | 110,638 |   |     |     |                                     |   |     | $ | 117,951 |   |     |     |                                     |   |     | $ | 122,321 |   |     |     |                                     |   |
| 30-59 days past due                                     |     | $                                |   7,590 |   |     |     |                                 7.0 | % |     | $ |   8,873 |   |     |     |                                 8.0 | % |     | $ |   9,200 |   |     |     |                                 7.8 | % |     | $ |   7,796 |   |     |     |                                 6.4 | % |
| 60-89