Company: OSBC
Filing Date: 2025-04-23
Form Type: S-4
Source: 0001104659-25-037832
Chunk: 212

Company: OLD SECOND BANCORP INC
Filing Date: 2025-04-23
Form: S-4
Chunk 212
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 ​             | $ | 136,400 | ​ | ​ | ​ | ​                                | ​ | 0.02% | ​ | ​ | ​ | ​                                        | $ | 129,117 | ​ | ​ | ​ | ​                                | ​ | 0.02% | ​ | ​ |
| Installment and other                     | ​ | ​ | ​                     | ​ |      — | ​ | ​ | ​ | ​                                | ​ | 0.00% | ​ | ​ | ​ | ​             | ​ | 217,566 | ​ | ​ | ​ | ​                                | ​ | 0.14% | ​ | ​ | ​ | ​                                        | ​ |   2,022 | ​ | ​ | ​ | ​                                | ​ | 0.00% | ​ | ​ |
| Total of loans modified during the period | ​ | ​ | ​                     | $ | 17,620 | ​ | ​ | ​ | ​                                | ​ | 0.00% | ​ | ​ | ​ | ​             | $ | 353,966 | ​ | ​ | ​ | ​                                | ​ | 0.03% | ​ | ​ | ​ | ​                                        | $ | 131,139 | ​ | ​ | ​ | ​                                | ​ | 0.01% | ​ | ​ |

F-23

TABLE OF CONTENTS

Bancorp Financial, Inc. and Subsidiary Notes to Consolidated Financial Statements Note 3. Loans (continued) There were no modifications made on other loan segments not listed above during the year ended December 31, 2024 and 2023. The following table summarizes the effects of loan modifications made during the periods indicated, for borrowers experiencing financial difficulty:

| ​                                         | ​ | ​ |                           December 31, |   |       |   |   |   |               |   |   |                                        |   |       |   |   |   |               | ​ |
| ​                                         | ​ | ​ |                                   2024 |   |       |   |   |   |               | ​ | ​ |                                   2023 |   |       |   |   |   |               | ​ |
| ​                                         | ​ | ​ | Weighted AverageInterest RateReduction |   |       |   | ​ | ​ | TermExtension | ​ | ​ | Weighted AverageInterest RateReduction |   |       |   | ​ | ​ | TermExtension