Company: CIMO
Filing Date: 2025-10-01
Form Type: S-3ASR
Source: 0001193125-25-226772
Chunk: 29

Company: CHIMERA INVESTMENT CORP
Filing Date: 2025-10-01
Form: S-3ASR
Chunk 29
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| (3) | that would be taxable as a domestic corporation, but for sections 856 through 859 of the Code; |

| (4) | that is neither a financial institution nor an insurance company subject to certain provisions of the Code; |

| (5) | the beneficial ownership of which is held by 100 or more persons; |

| (6) | of which not more than 50% in value of the outstanding shares are owned, directly or indirectly, by five or      
 fewer individuals (as defined in the Code to include certain entities) after applying certain attribution rules; |

| (7) | that makes an election to be a REIT for the current taxable year or has made such an election for a previous 
 taxable year, which has not been terminated or revoked;                                                      |

| (8) | that meets other tests, described below, regarding the nature of its income and assets and the distribution of 
 its income;                                                                                                    |

| (9) | that uses the calendar year as its taxable year; and |

| (10) | that has no earnings and profits from any non-REIT taxable year at the 
 close of any taxable year                                              |

Conditions (1) (2) (3) (4) and (9) must be met during the entire taxable year. Condition (5) must be met during at least 335 days of a taxable year of 12 months, or during a proportionate part of a taxable year of less than 12 months. Condition (6) must be met during the last half of each taxable year. Neither conditions (5) nor (6) apply to the first taxable year for which an election to become a REIT is made. For purposes of determining the stock ownership requirement described in condition (6) above, an “individual” generally includes a 18

supplemental unemployment compensation benefits plan, a private foundation, or a portion of a trust permanently set aside or used exclusively for charitable purposes. An “individual,”
however, generally does not include a trust that is a qualified employee pension or profit sharing trust under the U.S. federal income tax laws, and beneficiaries of such a trust will be treated as holding our shares in proportion to their actuarial
interests in the trust for purposes of the requirement described in condition (6) above. We believe that we have maintained and will maintain sufficient diversity of ownership to allow us to continue to satisfy conditions (5) and
(6) above. In addition, our charter contains