Company: NWBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0001471265-25-000137
Chunk: 21

Company: Northwest Bancshares, Inc.
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 21
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14 %— 697 0.01 %Total$43 $7,001 91 0.06 %57 697 0.01 %   For the six months ended June 30,20252024Payment delayTerm extensionCombination term extension and interest rate reductionTotal class of financing receivablePayment delayTerm extensionInterest rate reductionCombination term extension and interest rate reductionTotal class of financing receivablePersonal Banking:Residential mortgage loans$— 305 — 0.01 %— 497 — — 0.01 %Home equity loans— 78 — 0.01 %— 551 — 84 0.05 %Consumer loans— — — — %— — — 2 — %Total Personal Banking— 383 — 0.01 %— 1,048 — 86 0.02 %Commercial Banking:Commercial real estate loans70 5,831 91 0.25 %29,764 210 — — 1.12 %Commercial real estate loans - owner occupied— 3,542 — 0.97 %— — 697 — 0.19 %Commercial loans1,785 8 9 0.08 %— 31 — 9 — %Total Commercial Banking1,855 9,381 100 0.23 %29,764 241 697 9 0.64 %Total$1,855 9,764 100 0.10 %29,764 1,289 697 95 0.28 %

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Table of Contents

The following table presents the effect of the loan modifications presented above to borrowers experiencing financial difficulty for the periods indicated:For the quarter ended June 30,20252024 Weighted-average interest rate reductionWeighted-average term extension in monthsWeighted-average payment deferral in yearsWeighted-average interest rate reductionWeighted-average term extension in monthsPersonal Banking:  Residential mortgage loans— %1170— %220Home equity loans— %00— %73Total Personal Banking— %1170— %112Commercial Banking:Commercial real estate loans1 %110.5— %0Commercial real estate loans - owner occupied— %60.02 %0Total Commercial Banking1