Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 72

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 72
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 the Company, in whole or in part, at any time and from time to time in the Company’s reasonable discretion. All such conditions must be satisfied or waived by the Company, as applicable, at or before the expiration of the applicable Exchange Offer(s).

If any of the foregoing conditions are not satisfied, the Company may, at any time on or prior to the applicable Expiration Date:

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terminate the applicable Exchange Offer(s) and promptly return all tendered Initial Notes of the applicable series to the respective tendering holders;

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modify, extend or otherwise amend the applicable Exchange Offer(s) and retain all tendered Initial Notes of the applicable series until the applicable Expiration Date, as extended, subject, however, to the withdrawal rights of holders; or

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waive the unsatisfied conditions with respect to the applicable Exchange Offer(s) and accept all Initial Notes of the applicable series that have been tendered and not previously validly withdrawn.

The Company will not accept for exchange any Initial Notes of a series tendered, and no Exchange Notes of such series will be issued in exchange for any such Initial Notes, in respect of either Exchange Offer, if at such time any SEC stop order shall be threatened or in effect with respect to the Registration Statement or the qualification of the Indenture under the U.S Trust Indenture Act of 1939 , as amended. The Company is required to use its commercially reasonable efforts to obtain the withdrawal of any SEC order suspending the effectiveness of the Registration Statement at the earliest practicable date.

#### Exchange Agent
The Bank of New York Mellon has been appointed as exchange agent for each of the Exchange Offers. Questions and requests for assistance and requests for additional copies of this short form prospectus, or of the letter of transmittal, should be directed to the exchange agent as provided in the letter of transmittal.

#### Fees and Expenses
The expenses of soliciting tenders pursuant to the Exchange Offers will be borne by the Company. The principal solicitation for tenders pursuant to the Exchange Offers is being made by mail; however, additional solicitations may be made by telephone, telecopy or in person by the Company’s officers and regular employees.

The Company will not make any payments to brokers, dealers or other persons soliciting acceptances of either Exchange Offer. The Company will, however, pay the exchange agent reasonable and customary fees for its services and will reimburse the exchange agent for its reasonable out-of-pocket expenses in connection therewith