Company: RNST
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0000715072-25-000211
Chunk: 4

Company: RENASANT CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 4
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 issued, respectively; 95,019,311 and 63,565,690 shares outstanding, respectively488,612 332,421 Treasury stock, at cost – 2,703,086 and 2,918,535 shares, respectively(90,248)(97,196)Additional paid-in capital2,393,566 1,491,847 Retained earnings1,100,965 1,093,854 Accumulated other comprehensive loss, net of taxes(114,041)(142,608)Total shareholders’ equity3,778,854 2,678,318 Total liabilities and shareholders’ equity$26,624,975 $18,034,868 

See Notes to Consolidated Financial Statements.    

1

Table of Contents

Renasant Corporation and Subsidiaries

Consolidated Statements of Income (Unaudited)

(In Thousands, Except Share Data)

Three Months EndedSix Months Ended June 30,June 30, 2025202420252024Interest incomeLoans$306,433 $201,927 $506,007 $396,625 SecuritiesTaxable24,918 9,258 35,887 18,763 Tax-exempt3,490 1,152 4,638 2,347 Other9,057 7,874 17,696 15,655 Total interest income343,898 220,211 564,228 433,390 Interest expenseDeposits111,921 87,621 191,307 170,234 Borrowings13,118 7,564 19,865 14,840 Total interest expense125,039 95,185 211,172 185,074 Net interest income218,859 125,026 353,056 248,316 Provision for credit losses on loans75,400 4,300 77,450 6,938 Provision for (recovery of) credit losses on unfunded commitments5,922 (1,000)8,622 (1,200)Provision for credit losses81,322 3,300 86,072 5,738 Net interest income after provision for credit losses137,537 121,726 266,984 242,578 Noninterest incomeService charges on deposit accounts13,618 10,286 23,982