Company: FRFXF
Filing Date: 2025-10-01
Form Type: F-10
Source: 0001104659-25-095645
Chunk: 112

Company: FAIRFAX FINANCIAL HOLDINGS LTD/ CAN
Filing Date: 2025-10-01
Form: F-10
Chunk 112
---
 of the holder prior to maturity and are not subject to any sinking fund.

The following summary of certain provisions of the Indenture does not purport to be complete and is subject to, and qualified in its entirety by reference to, all of the provisions of the Indenture. Whenever reference is made to particular sections of the Indenture or terms that are defined therein, such sections or defined terms are incorporated herein by reference as a part of such summaries, which are qualified in their entirety by such reference. The Indenture is subject to the provisions of the Canada Business Corporations Act and accordingly, is not qualified under the U.S. Trust Indenture Act of 1939, as amended, pursuant to Rule 4d-9 thereunder. References to accounting terms in the Indenture and in this summary, unless otherwise defined, have the meanings assigned to them in accordance with IFRS Accounting Standards.

The Indenture provides that, in addition to the Notes, securities of other series may be issued under the Indenture without limitation as to aggregate principal amount. The securities of other series may have such terms and provisions not inconsistent with the Indenture as the Company may determine from time to time. The securities of any series issued under the Indenture, including the Notes, are referred to as “

#### securities
.”

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TABLE OF CONTENTS

#### General
The Notes are the Company’s direct, unsecured obligations and rank equally and ratably with all of the Company’s other unsecured and unsubordinated indebtedness from time to time outstanding. The Notes rank among themselves equally and ratably without preference or priority. The Notes would be structurally subordinated to all obligations of the Company’s subsidiaries. The Notes would be effectively subordinated to any future secured indebtedness of the Company, to the extent of the assets securing such indebtedness.

As of June 30, 2025, (i) the Company, excluding indebtedness of (a) $0.6 billion for which Allied World and the Company are co-obligors and jointly and severally liable, with Allied World as primary co-obligor and (b) $0.5 billion for which Brit and the Company are co-obligors and jointly and severally liable, with Brit as primary co-obligor (collectively referred to as the “

#### Co-Obligor Indebtedness
”), had approximately $8.6 billion aggregate principal amount of total