Company: WTFCN
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001015328-25-000207
Chunk: 104

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Item 1
Chunk 104
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 accounts19,825 16,430 3,395 21 Gains on investment securities, net2,972 3,189 (217)(7)Fees from covered call options5,619 988 4,631 NMTrading gains (losses), net172 (130)302 NMOperating lease income, net15,466 15,335 131 1 Other:Interest rate swap fees3,909 2,914 995 34 BOLI1,591 1,517 74 5 Administrative services1,240 1,450 (210)(14)Foreign currency remeasurement (losses) gains(416)696 (1,112)NMChanges in fair value on EBOs and loans held-for-investment1,452 518 934 NMEarly pay-offs of capital leases519 532 (13)(2)Miscellaneous16,839 16,510 329 2 Total Other25,134 24,137 997 4 Total Non-interest Income$130,827 $113,147 $17,680 16 %

(1)Wealth management revenue is comprised of the trust and asset management revenue of Wintrust Private Trust Company, N.A. (“WPTC”) and Great Lakes Advisors, the brokerage commissions, managed money fees and insurance product commissions at Wintrust Investments and fees from tax-deferred like-kind exchange services provided by CDEC.

NM - Not Meaningful.

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Table of Contents

Nine Months Ended$Change%Change(Dollars in thousands)September 30,2025September 30,2024Brokerage$13,395 $17,283 $(3,888)(22)%Trust and asset management94,656 90,169 4,487 5 Total wealth management (1)108,051 107,452 599 1 Mortgage banking68,150 72,761 (4,611)(6)Service charges on deposit accounts58,689 46,787 11,902 25 Gains on investment securities, net6,818 233 6,585 NMFees from covered call options14,689 7,891 6,798 86 Trading gains, net259 617 (358)(58)Operating lease income, net45,919 43,383 2,536 6 Other