Company: FCNCB
Filing Date: 2025-05-09
Form Type: 10-Q
Source: 0000798941-25-000024
Chunk: 360

Company: FIRST CITIZENS BANCSHARES INC /DE/
Filing Date: 2025-05-09
Form: 10-Q
Item: Item 2
Chunk 360
---
)c/a15.23 %14.45 %15.04 %14.66 %Less: impact of FDIC Shared-Loss Agreement0.74 0.71 0.77 0.75 Adjusted total risk based capital ratio (non-GAAP)c/b14.49 %13.74 %14.27 %13.91 %CET1 Capital RatioCET1 capitald$21,089 $21,682 $21,256 $21,852 CET1 capital ratio (GAAP)d/a12.81 %13.18 %12.99 %13.37 %Less: impact of FDIC Shared-Loss Agreement0.62 0.64 0.66 0.69 Adjusted CET1 capital ratio (non-GAAP)d/b12.19 %12.54 %12.33 %12.68 %Tier 1 Capital RatioTier 1 capitale$21,970 $21,682 $22,137 $21,852 Tier 1 capital ratio (GAAP)e/a13.35 %13.18 %13.53 %13.37 %Less: impact of FDIC Shared-Loss Agreement0.65 0.64 0.69 0.69 Adjusted tier 1 capital ratio (non-GAAP)e/b12.70 %12.54 %12.84 %12.68 %   

101

Forward-Looking Statements 

Statements in this Quarterly Report on Form 10-Q contain “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995 regarding the financial condition, results of operations, business plans, asset quality, future performance, and other strategic goals of BancShares. Words such as “anticipates,” “believes,” “estimates,” “expects,” “predicts,” “forecasts,” “intends,” “plans,” “projects,” “targets,” “designed,” “could,” “may,” “should,” “will,” “potential,” “continue,” “aims,” “strives” or other similar words and expressions are intended to identify these forward-looking statements. These forward-looking statements are based on BancShares’ current expectations and assumptions regarding BancShares’ business, the economy, and other future conditions.

Because forward-looking statements relate to future results and occurrences, they are subject to inherent risks, uncertainties,