Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 263

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 263
---
 to be filed) |
| Definitive Proxy Statement on Schedule 14A |     | Filed March 14, 2025                                                                                                                                                                                                                |

Notwithstanding the foregoing, information furnished by Huntington or Cadence on any Current Report on Form 8-K, including the related exhibits, that, pursuant to and in accordance with the rules and regulations of the SEC or the Federal Reserve, is not deemed “filed” for purposes of the Exchange Act will not be deemed to be incorporated by reference into this joint proxy statement/prospectus.

163

TABLE OF CONTENTS

You may request a copy of the documents incorporated by reference into this document. Requests for documents should be directed to:

| • |     | if you are a Huntington shareholder: 
 Huntington Bancshares Incorporated   
 41 South High Street                 
 Columbus, Ohio 43287                 
 (800) 576-5007                       
 Attn: Huntington Investor Relations  |     | • |     | if you are a Cadence shareholder: 
 Cadence Bank                      
 One Mississippi Plaza             
 201 South Spring Street           
 Tupelo, Mississippi 38804         
 (800) 698-7878                    
 IR@Cadencebank.com                
 Attn: Corporate Secretary         |

This document does not constitute an offer to sell, or a solicitation of an offer to purchase, the securities offered by this document, or the solicitation of a proxy, in any jurisdiction to or from any person to whom or from whom it is unlawful to make such offer, solicitation of an offer or proxy solicitation in such jurisdiction. Neither the delivery of this document nor any distribution of securities pursuant to this document shall, under any circumstances, create any implication that there has been no change in the information set forth or incorporated into this document by reference or in our affairs since the date of this document. The information contained in this document with respect to Huntington was provided by Huntington and the information contained in this document with respect to Cadence was provided by Cadence.

164

#### TABLE OF CONTENTS

#### Annex A

### AGREEMENT AND PLAN OF MERGER
<div align='center'>by and among

HUNTINGTON BANCSHARES INCORPORATED,

THE HUNTINGTON NATIONAL BANK

and

CADENCE BANK

Dated as of October 26, 2025

A-1</div>

TABLE OF CONTENTS

TABLE OF CONTENTS

| ARTICLE I                                 
 THE MERGER                                |     |                                               |     |      |
| 1.1                                       |