Company: FRHC
Filing Date: 2025-11-07
Form Type: 10-Q
Source: 0000924805-25-000041
Chunk: 256

Company: Freedom Holding Corp.
Filing Date: 2025-11-07
Form: 10-Q
Item: Part I, Item 8
Chunk 256
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Three months ended September 30, 2024Interest income:Interest income on margin loans to customers$72,814 $40,917 Interest income on loans to customers66,678 49,393 Interest income on trading securities37,669 104,992 Interest income on held-to-maturity securities15,356 — Interest income on securities available-for-sale13,874 9,003 Interest income on reverse repurchase agreements and amounts due from banks5,271 6,019 Total interest income$211,662 $210,324 Interest expense:Interest expense on customer accounts and deposits$43,024 $23,696 Interest expense on securities repurchase agreement obligations34,051 86,116 Interest expense on debt securities issued17,500 6,969 Interest expense on margin lending payable5,598 7,416 Interest expense on loans received575 468 Other interest expense1,511 — Total interest expense$102,259 $124,665 Net interest income$109,403 $85,659 Net interest income/expense for the six months ended September 30, 2025 and September 30, 2024 includes:Six months ended September 30, 2025Six months ended September 30, 2024Interest income:Interest income on margin loans to customers$133,103 $91,984 Interest income on loans to customers128,372 101,760 Interest income on trading securities90,245 212,120 Interest income on securities available-for-sale27,257 17,403 Interest income on held-to-maturity securities20,529 — Interest income on reverse repurchase agreements and amounts due from banks10,727 13,061 Total interest income$410,233 $436,328 Interest expense:Interest expense on customer accounts and deposits$82,356 $46,823 Interest expense on securities repurchase agreement obligations79,512 178,523 Interest expense on debt securities issued31,251 13,938 Interest expense on margin lending payable18,972 30,539 Interest expense on loans received1,085 512 Other interest expense2,493 48 Total interest expense$215,669 $270,383 Net interest income$194,564 $165,945 

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Table of ContentsFREEDOM HOLDING CORP.NOTES TO COND