Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 436

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 19
Chunk 436
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With the publication of Law No. 15,078
on December 27, 2024, losses on January 1, 2025, related to credits that are in default on December 31, 2024, and that have not been deducted
up to that date (inventory), may only be excluded in determining the real profit and the CSLL calculation basis at the rate of one eighty-fourth
or one hundred and twentieth, for each month of the assessment period, starting in January 2026. This Law vetoed the exclusion of losses
in 2025 in an amount greater than the real profit for the year. Losses not deducted in this period will be treated in the same way as
the inventory on January 1, 2025.

  On January 16, 2025, Complementary                                                                                                           
  Law No. 214 was published, resulting from the conversion of PLP No. 68/2024. This law is part of the regulation of Constitutional Amendment  
  No. 132, which establishes the Consumption Tax Reform. It institutes the Tax on Goods and Services (IBS), the Contribution on Goods and      
  Services (CBS) and the Selective Tax (IS), marking an important step in the Consumption Tax Reform. The Bank is monitoring this issue        
  and evaluating the effects that will be produced by this and future regulations still under consideration in the National Congress.          
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  On February 05, 2024, it was                                                                                                       
  communicated to the market that the Company and BB Elo Cartões Participações S. A. ("BB Elo" and, jointly                          
  with BB Elo, the "Controlling Shareholders"), sent a notice to Cielo S. A. - Instituição                                           
  de Pagamento ("Cielo") informing of their decision to proceed with the conversion of the Cielo publicly-held company registration  
  from category "A" to "B" issuer, with its consequent delisting from the special listing segment called Novo Mercado                
  of B3 S. A. - Brasil, Bolsa, Balcão ("B3"), through the launch of a unified tender offer for the acquisition of common             
  shares, in accordance with the applicable legislation and the C