Company: ASB
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0000007789-25-000116
Chunk: 42

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-07-29
Form: 10-Q
Item: Part I, Item 2
Chunk 42
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$32,629,404 Less: Average network transaction deposits1,845,974 1,623,625 1,843,998 1,847,972 1,690,745 1,644,305 1,595,312 Less: Average brokered CDs4,201,955 4,098,304 4,089,844 4,315,311 4,514,841 4,247,941 3,927,727 Average core customer deposits$28,468,663 $27,226,302 $28,269,359 $28,670,181 $28,131,882 $27,428,578 $27,106,365 Total expense for efficiency ratios reconciliationNoninterest expense$419,971 $393,518 $209,352 $210,619 $224,282 $200,597 $195,861 Less: Other intangible amortization4,405 4,405 2,203 2,203 2,203 2,203 2,203 Total expense for fully tax-equivalent efficiency ratio415,566 389,112 207,149 208,416 222,080 198,394 193,658 Less: FDIC special assessment— 7,696 — — — — — Less: Announced initiatives(e)— — — — 14,243 — — Total expense for adjusted efficiency ratio$415,566 $381,416 $207,149 $208,416 $207,836 $198,394 $193,658 Total revenue for efficiency ratios reconciliationNet interest income$585,940 $514,451 $300,000 $285,941 $270,289 $262,509 $256,593 Noninterest income (loss)125,754 130,144 66,977 58,776 (206,772)67,221 65,159 Less: Investment securities gains (losses), net11 3,947 7 4 (148,194)100 67 Fully tax-equivalent adjustment8,483 7,516 4,228 4,254 3,680 3,723 3,747 Total revenue for fully tax-equivalent efficiency ratio720,166 648