Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 10

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 10
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 the Cadence special meeting or any adjournment or postponement thereof. The Cadence board of directors unanimously recommends that holders of Cadence common stock vote “FOR” the Cadence merger proposal, “FOR” the Cadence compensation proposal and “FOR” the Cadence adjournment proposal. If you have any questions or need assistance with voting, please contact our proxy solicitor, Okapi Partners LLC, by calling toll-free at (888) 785-6707, or for banks and brokers, collect at (212) 297-0720, or via email to info@okapipartners.com. Cadence has determined that holders of Cadence common stock are not entitled to appraisal or dissenters’ rights with respect to the proposed merger under Section 79-4-13.02(b)(2)(i) of the Mississippi Business Corporation Act (the “MBCA”). Your vote is important. We cannot complete the transactions contemplated by the merger agreement unless holders of Cadence common stock approve the Cadence merger proposal. The affirmative vote of a majority of

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the issued and outstanding shares of Cadence common stock entitled to vote thereon is required to approve the Cadence merger proposal. Assuming a quorum is present, approval of each of the Cadence compensation proposal and the Cadence adjournment proposal requires the affirmative vote of a majority of the votes cast on each such proposal at the Cadence special meeting. Each copy of the joint proxy statement/prospectus mailed to holders of Cadence common stock is accompanied by a form of proxy card with instructions for voting. The joint proxy statement/prospectus accompanying this notice explains the merger agreement and the transactions contemplated thereby, as well as the proposals to be considered at the Cadence special meeting. Please carefully review the joint proxy statement/prospectus, including the annexes thereto and the documents incorporated by reference therein. Whether or not you plan to attend the Cadence special meeting virtually, we urge you to please promptly complete, sign, date and return the accompanying proxy card in the enclosed postage-paid envelope or authorize the individuals named on the accompanying proxy card to vote your shares by calling the toll-free telephone number or by using the Internet as described in the instructions included with the accompanying proxy card. If your shares are held in the name of a bank, broker, trustee or other nominee, please follow the instructions on the voting instruction card furnished by such bank, broker, trustee or other nominee.

| By Order of the Board of Directors                |