Company: TIPT
Filing Date: 2025-10-31
Form Type: DEFM14A
Source: 0001140361-25-039949
Chunk: 23

Company: TIPTREE INC.
Filing Date: 2025-10-31
Form: DEFM14A
Chunk 23
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 fair, from a financial point of view, to holders of Fortegra common stock.

The full text of Barclays’ written opinion, dated as of September 26, 2025, is attached as Annex B to this proxy statement. Barclays’ written opinion sets forth, among other things, the assumptions made, procedures followed, factors considered and limitations upon the review undertaken by Barclays in rendering its opinion. You are urged to read the opinion carefully in its entirety. For a further discussion of Barclays’ opinion, see the section entitled “The Merger—Opinion of Barclays.”

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#### TABLE OF CONTENTS

#### Activities of Tiptree Following the Merger (Page

#### 65
#### )

Following the completion of the Merger, Tiptree will continue to be a public company operating under the name Tiptree Inc. listed on Nasdaq under the symbol “TIPT” and will continue to file periodic reports with the U.S. Securities and Exchange Commission (the “SEC”). Tiptree expects to continue to own the Retained Business. Tiptree expects to maintain the same corporate functions and the same senior executives as Tiptree had prior to the completion of the Merger and the same board of directors that is in place as of the date of this proxy statement. As of immediately following the closing of the Merger, all of Tiptree’s revenues will be generated by the Retained Business. Tiptree intends to use proceeds from the Merger for working capital and general corporate purposes, including to pay transaction expenses, to pay taxes on the transactions contemplated by the Merger Agreement, to repay existing debt of Tiptree, to engage in opportunistic stock repurchases and/or pay dividends, to purchase additional assets or businesses and/or for any other purpose that the Tiptree Board deems appropriate. For additional information, see the section of this proxy statement entitled “The Merger—Activities of Tiptree Following the Merger” beginning on page 65 and the section of this proxy statement entitled “Unaudited Pro Forma Condensed Consolidated Financial Statements” beginning on page 118 , which assumes completion of the Merger.

**Interests of Tiptree’s Directors and Executive Officers in the Merger (Page**

#### 66
#### )

Tiptree does not believe that any director, director nominee or executive officer of Tiptree since January 1, 2024, has any direct or indirect substantial interest in the Merger that is different