Company: ASB
Filing Date: 2025-10-28
Form Type: 10-Q
Source: 0000007789-25-000179
Chunk: 166

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-10-28
Form: 10-Q
Item: Part I, Item 1
Chunk 166
---
 (charge offs) recoveriesCommercial and industrial$(7,782)$(42,963)$(1,230)$(1,826)$(4,726)$(2,406)$(10,649)Commercial real estate — owner occupied— 4 — — — — — Commercial and business lending(7,782)(42,959)(1,230)(1,826)(4,726)(2,406)(10,649)Commercial real estate — investor(18,315)(4,570)(8,930)(8,493)(892)(6,617)(1)Real estate construction152 60 2 121 30 4 2 Commercial real estate lending(18,163)(4,509)(8,928)(8,372)(863)(6,612)2 Total commercial(25,945)(47,469)(10,158)(10,198)(5,589)(9,018)(10,647)Residential mortgage(335)(510)(231)(302)197 (239)(160)Auto finance(3,713)(4,855)(1,505)(689)(1,519)(1,782)(1,281)Home equity582 873 56 237 289 277 424 Other consumer(5,293)(4,368)(1,336)(1,881)(2,076)(1,457)(1,414)Total consumer(8,759)(8,860)(3,015)(2,636)(3,109)(3,202)(2,431)Total net charge offs$(34,704)$(56,329)$(13,173)$(12,833)$(8,698)$(12,220)$(13,078)RatiosAllowance for credit losses on loans to total loans1.34 %1.35 %1.34 %1.35 %1.33 %Allowance for credit losses on loans to net charge offs(a)8.9x5.3x7.9x8.0x11.5x8.3x7.6xLoan evaluation method for ACLLIndividually evaluated for impairment$4,518 $— $6,092 $5,689 $7,498 Collectively evaluated for impairment410,100 411,791 400,532 396,632 390,043