Company: WAL-PA
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0001212545-25-000141
Chunk: 195

Company: WESTERN ALLIANCE BANCORPORATION
Filing Date: 2025-05-01
Form: 10-Q
Item: Part I, Item 8
Chunk 195
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 on the Consolidated Balance Sheet.The below table reflects the activity in the ACL on unfunded loan commitments:Three Months Ended March 31,20252024(in millions)Balance, beginning of period$39.5 $31.6  (Recovery of) provision for credit losses (4.4)1.5 Balance, end of period $35.1 $33.1 The following tables disaggregate the Company's ACL on funded loans HFI and loan balances by measurement methodology: March 31, 2025LoansAllowanceCollectively Evaluated for Credit LossIndividually Evaluated for Credit LossTotalCollectively Evaluated for Credit LossIndividually Evaluated for Credit LossTotal(in millions)Warehouse lending$8,186 $— $8,186 $6.3 $— $6.3 Municipal & nonprofit1,616 5 1,621 14.4 0.4 14.8 Tech & innovation3,337 90 3,427 35.0 9.9 44.9 Equity fund resources865 — 865 1.4 — 1.4 Other commercial and industrial9,874 285 10,159 80.4 11.3 91.7 CRE - owner occupied1,619 18 1,637 3.7 — 3.7 Hotel franchise finance3,894 — 3,894 33.2 — 33.2 Other CRE - non-owner occupied5,804 587 6,391 90.8 47.3 138.1 Residential13,007 — 13,007 19.7 — 19.7 Residential EBO918 — 918 — — — Construction and land development4,368 123 4,491 32.0 — 32.0 Other163 2 165 2.8 — 2.8 Total$53,651 $1,110 $54,761 $319.7 $68.9 $388.6 December 31, 2024LoansAllowanceCollectively Evaluated for Credit LossIndividually Evaluated for Credit LossTotalCollectively Evaluated for Credit LossIndividually Evaluated for Credit LossTotal(in millions)Warehouse lending$8,