Company: BBVXF
Filing Date: 2025-03-21
Form Type: 6-K
Source: 0000842180-25-000016
Chunk: 8

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-03-21
Form: 6-K
Chunk 8
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 2. GENERAL ASPECTS AND INFORMATION REQUIREMENTS |     | P.21 |

2. General aspects and information requirements

| 2.1.Corporate name and scope of application                                                                                                |     | 22 |
| 2.2.Regulatory framework and main developments                                                                                             |     | 23 |
| 2.2.1.Applicable regulatory framework                                                                                                      |     | 23 |
| 2.2.2.Regulatory developments in 2024                                                                                                      |     | 24 |
| 2.3.Contents of the 2024 Prudential Relevance Report                                                                                       |     | 27 |
| 2.4.Consolidation perimeters                                                                                                               |     | 29 |
| 2.4.1Differences between the consolidated for the purposes of solvency regulations and accounting criteria                                 |     | 29 |
| 2.4.2.Identification of dependent entities with bank capital below the minimum requirement. Possible impediments to transferring own funds |     | 35 |
| 2.4.3.Exemptions from capital requirements at the individual or sub-consolidated level                                                     |     | 35 |

| PILLAR 3 2024 |     | 2. GENERAL ASPECTS AND INFORMATION REQUIREMENTS |     | P.22 |

2.1. Corporate name and scope of application

Article 436 a) CRR

Banco Bilbao Vizcaya Argentaria, S.A. (hereinafter “the Bank”, “BBVA" or “BBVA, S.A.”), registered with the Company Register of Vizcaya, is a private-law entity subject to the laws and regulations governing banking entities operating in Spain. It carries out its activity through branches and agencies across the country and abroad.

The Bylaws and other public information are available for inspection at the Bank’s registered address (Plaza San Nicolás, 4 Bilbao) as noted on its web site (www.bbva.com).

Solvency regulations are applicable at a consolidated level for the whole Group.

| PILLAR 3 2024 |     | 2. GENERAL ASPECTS AND INFORMATION REQUIREMENTS |     | P.23 |

2.2. Regulatory framework and developments

#### 2.2.1.

#### Applicable regulatory framework
As a Spanish credit institution, BBVA is subject to Directive 2013/36/EU of the European Parliament and of the Council dated June 26,