Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 8

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 8
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Structure of the Merger” beginning on page 60and the merger agreement for more information about the merger.

| Q: | When and where will the Veritex special meeting take place? |

Even if you plan to attend the Veritex special meeting, Veritex recommends that you vote your shares in advance so that your vote will be counted if you later decide not to or become unable to attend the Veritex special meeting. See “How can I vote my shares without attending the Veritex special meeting?” below. If you hold your shares of Veritex common stock in “street name” and want to attend the Veritex special meeting virtually via the Veritex special meeting website (with the ability to ask a question and/or vote, if you choose to do so), you must have your specific control number, which is included on your proxy card or the voting instruction form from your bank, broker, trustee or other nominee. Please contact your bank, broker, trustee or other nominee to obtain further instructions.

| Q: | What matters will be considered at the Veritex special meeting? |

| A: | At the Veritex special meeting, holders of Veritex common stock will be asked to consider and vote on the following proposals: |

| • | Veritex Proposal 1:The Veritex merger proposal. Approval of the merger agreement; |

| • | Veritex Proposal 2:The Veritex compensation proposal. Approval of, on an advisory (non-binding) basis, the merger-related named executive officer compensation that will or may be paid to Veritex’s named executive officers in connection with the merger; and |

| • | Veritex Proposal 3:The Veritex adjournment proposal. Approval of the adjournment of the Veritex special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to such adjournment, there are not sufficient votes at the time of the Veritex special meeting to approve the Veritex merger proposal or to ensure that any supplement or amendment to this proxy statement/prospectus is timely provided to holders of Veritex common stock. |

In order to complete the merger, among other things, holders of Veritex common stock must approve the Veritex merger proposal. None of the approvals of the Veritex compensation proposal or the Veritex adjournment proposal are conditions to the obligations of Huntington or Veritex to complete the merger.

| Q: | What will holders of