Company: UVSP
Filing Date: 2025-07-29
Form Type: 10-Q
Source: 0001628280-25-036392
Chunk: 201

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-07-29
Form: 10-Q
Item: Item 2
Chunk 201
---
 and leases$28,034 $12,988 Other real estate owned22,471 20,141 Repossessed assets 80 76 Total nonperforming assets$50,585 $33,205 Loans and leases held for investment$6,801,185 $6,826,583 Allowance for credit losses, loans and leases86,989 87,091 Nonaccrual loans and leases with partial charge-offs2,724 273 Reserves on individually analyzed loans2,808 1,945 Allowance for credit losses, loans and leases / loans and leases held for investment1.28 %1.28 %Nonaccrual loans and leases / loans and leases held for investment0.41 %0.19 %Allowance for credit losses, loans and leases / nonaccrual loans and leases311.69 %687.54 %

55

Table 4—Loan Portfolio Overview 

The following table provides summarized detail related to outstanding commercial loan balances segmented by industry description as of June 30, 2025:

(Dollars in thousands)At June 30, 2025Industry DescriptionTotal Outstanding Balance % of Commercial Loan PortfolioCRE - Retail$453,445 8.4 %Animal Production401,946 7.5 CRE - Multi-family360,345 6.7 CRE - 1-4 Family Residential Investment279,322 5.2 CRE - Office262,374 4.9 Hotels & Motels (Accommodation)222,878 4.1 CRE - Industrial / Warehouse222,234 4.1 Specialty Trade Contractors197,138 3.7 Nursing and Residential Care Facilities167,978 3.1 Homebuilding (tract developers, remodelers)154,166 2.9 Merchant Wholesalers, Durable Goods140,876 2.6 Repair and Maintenance135,318 2.5 Motor Vehicle and Parts Dealers132,852 2.5 Crop Production113,684 2.1 CRE - Mixed-Use - Residential113,422 2.1 Wood Product Manufacturing99,041 1.8 Food Services and Drinking Places88,822 1.7 Real Estate Lenders, Secondary Market Financing87,750 1.6 Administrative and Support Services86,092 1.6 Professional,