Company: MCHB
Filing Date: 2025-04-15
Form Type: ARS
Source: 0001518715-25-000069
Chunk: 21

Company: Mechanics Bancorp
Filing Date: 2025-04-15
Form: ARS
Chunk 21
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59 days 60-89 days 90 days or more Nonaccrual Total past due and nonaccrual (1) Current Total loans CRE Non- owner occupied CRE $ — $ — $ — $ 16,803 $ 16,803 $ 625,082 $ 641,885 Multifamily — 1,915 — — 1,915 3,938,274 3,940,189 Construction and land development Multifamily construction — — — — — 168,049 168,049 CRE construction — — — 3,821 3,821 14,692 18,513 Single family construction — — — — — 274,050 274,050 Single family construction to permanent — — — — — 105,304 105,304 Total — 1,915 — 20,624 22,539 5,125,451 5,147,990 Commercial and industrial loans Owner occupied CRE — — — 706 706 390,579 391,285 Commercial business — — — 13,686 13,686 345,363 359,049 Total — — — 14,392 14,392 735,942 750,334 Consumer loans Single family 5,174 1,993 4,261 (2) 2,650 14,078 1,126,201 1,140,279 Home equity and other 974 225 — 1,310 2,509 381,792 384,301 Total 6,148 2,218 4,261 3,960 16,587 1,507,993 1,524,580 (3) Total loans $ 6,148 $ 4,133 $ 4,261 $ 38,976 $ 53,518 $ 7,369,386 $ 7,422,904 % 0.08 % 0.05 % 0.06 % 0.53 % 0.72 % 99.28 % 100.00 % (1) Includes loans whose repayments are insured by the FHA or guaranteed by the VA or SBA of $12.4 million. (2) FHA-insured and VA-guaranteed single family loans that are 90 days or more past due are maintained on accrual status if they are determined to have little to no risk of loss. (3) Includes $1.3 million of loans