Company: AX
Filing Date: 2025-09-25
Form Type: DEF 14A
Source: 0001299709-25-000174
Chunk: 22

Company: Axos Financial, Inc.
Filing Date: 2025-09-25
Form: DEF 14A
Chunk 22
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, process improvement, and risk management with special attention to clients operating in heavily regulated industries. |
| Executive Officer since: 2019                |     |                                                                                                                                                                                                                                                                                                  |
| Age: 48                                      |     |                                                                                                                                                                                                                                                                                                  |

Officer holds the position with the Company and the Bank.

| Derrick K. Walsh                                  
 Executive Vice President, Chief Financial Officer |     | •He previously served as Senior Vice President and Chief Accounting Officer of the Company since 2015 and joined the Company in 2013.                                                                                                                                                              
 •Prior to joining the Company, Mr. Walsh led the SEC & Regulatory Reporting functions at LPL Financial from 2011 to 2013 where he gained his Series 7, 27 and 66 licenses (7 & 66 currently inactive) and was also responsible for various aspects of management reporting and investor relations. 
 •Mr. Walsh began his career in public accounting auditing financial institutions and public companies, where he earned his CPA license.                                                                                                                                                            |
| Executive Officer since: 2021                     |     |                                                                                                                                                                                                                                                                                                    |
| Age: 43                                           |     |                                                                                                                                                                                                                                                                                                    |

Officer holds the position with the Company and the Bank.

| 30 |

#### Executive Officers
| Michael Watson                                    
 Executive Vice President, Head of Axos Securities |     | •Prior to joining the Company in 2021, Mr. Watson served as Managing Director, National Strategic Accounts for TD Ameritrade Institutional.               
 •Mr. Watson has more than 25 years of experience in the financial services industry, scaling custody, clearing and wealth management platform businesses. 
 •Mr. Watson holds the Series 7, 8, and 63 FINRA securities licenses.                                                                                      |
| Executive Officer since: 2025                     |     |                                                                                                                                                           |
| Age: 49                                           |     |                                                                                                                                                           |

| 31 |

| Compensation Discussion & Analysis |

The following Compensation Discussion and Analysis (“CD&A”) of compensation arrangements of our NEOs for fiscal year 2025, should be read together with the compensation tables and related disclosures set forth below. The discussion contains forward-looking statements that are based on our current plans, considerations, expectations and determinations regarding future compensation programs. Undue reliance should not be placed on these forward-looking statements. The Company undertakes no obligation to publicly update or revise any forward-looking statements, whether as a result of new information, future events or otherwise. This CD&A explains how the compensation of our NEOs aligns with the interests of our stockholders and