Company: BANC-PF
Filing Date: 2025-03-03
Form Type: 10-K
Source: 0001628280-25-009438
Chunk: 428

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-03-03
Form: 10-K
Item: Item 1B
Chunk 428
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,775 — 13,986 10 Consumer624 — 811 — Total$189,605 $13 $62,527 $41 

147

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Consolidated Financial Statements

The following tables present our loans held for investment by loan portfolio segment and class, by credit quality indicator (internal risk ratings), and by year of origination (vintage year) as of the date indicated:RevolvingConvertedAmortized Cost Basis (1)Term Loans by Origination YearRevolvingto TermDecember 31, 202420242023202220212020PriorLoansLoansTotal(In thousands)Real Estate Mortgage: CommercialInternal risk rating:1-2 High pass$1,694 $— $26,166 $22,821 $8,089 $78,588 $1 $— $137,359 3-4.5 Pass232,808 132,389 800,877 682,806 450,822 1,407,314 56,481 28,624 3,792,121 5 Special mention— 23,844 123,589 24,364 — 176,217 — — 348,014 6-8 Classified13,587 1,765 27,579 68,488 20,853 169,006 — — 301,278 Total$248,089 $157,998 $978,211 $798,479 $479,764 $1,831,125 $56,482 $28,624 $4,578,772 Current YTD period: Gross charge-offs$— $— $175 $12,217 $9,714 $1,481 $— $— $23,587 Real Estate Mortgage: Multi-FamilyInternal risk rating:1-2 High pass$— $— $55,847 $214,583 $62,942 $129,163 $— $— $462,535 3-4.5 Pass223,333 60,137 2,037,864 1,154,452 451,602 1,324,816 11,120 — 5,263,324 5 Special