Company: FEBO
Filing Date: 2025-12-29
Form Type: 6-K
Source: 0001493152-25-029212
Chunk: 6

Company: Fenbo Holdings Ltd
Filing Date: 2025-12-29
Form: 6-K
Chunk 6
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 for its operation.

Bank borrowings

As of June 30, 2025 and 2024, the Company had a revolving bank loan of HK$11 million from Bank of China (Hong Kong) Limited. This loan carried an interest of 2.25% below Hong Kong prime rate and was collateralized by the Company’s office premises located in Hong Kong; a Hong Kong property jointly owned by Mr. Li and his spouse and a personal guarantee from Mr. Li. If such personal guarantee were to be withdrawn and no alternative credit support were obtained, the lender may require the Company to provide substitute collateral, amend the loan terms or repay the loan, which could affect the Company's liquidity.

Capital Expenditures

The Company had capital expenditures of HK$214,000 and HK$37,000 for the six months ended June 30, 2025 and 2024, respectively. Our capital expenditures were mainly for office equipment. Management intends to fund future capital expenditures from working capital, bank borrowings, lease financing and other financings. The Company will continue to make capital expenditures as appropriate to support its business growth.

<div align='center'>Exhibits Index</div>

| Exhibit 
 No.     
 99.1    |     | Description                                                                                                                      
 Unaudited                                                                                                                        
 Condensed Consolidated Financial Statements as of June 30, 2024 and June 30, 2025 and for the Six Months Ended June 30, 2024 and 
 June 30, 2025                                                                                                                    |
|:--------|:----|:---------------------------------------------------------------------------------------------------------------------------------|
| 101.INS |     | Inline XBRL Instance                                                                                                             
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| 101.SCH |     | Inline XBRL Taxonomy                                                                                                             
 Extension Schema Document                                                                                                        |
| 101.CAL |     | Inline XBRL Taxonomy                                                                                                             
 Extension Calculation Linkbase Document.                                                                                         |
| 101.DEF |     | Inline XBRL Taxonomy                                                                                                             
 Definition Linkbase Document                                                                                                     |
| 101.LAM |     | Inline XBRL Taxonomy                                                                                                             
 Extension Label Linkbase                                                                                                         |
| 101.PRE |     | XBRL Taxonomy Extension                                                                                                          
 Label Linkbase                                                                                                                   |
| 104     |     | Cover Page Interactive                                                                                                           
 Data File (the cover page iXBRL tags are embedded within the Inline XBRL                                                         |

<div align='center'>SIGNATURES</div>

Pursuant to the requirements of the Securities Exchange