Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 97

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 97
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 which we will pay additional amounts on any debt securities and under which we can redeem the debt securities if we have 
 to pay additional amounts;                                                                                                                                      |

| · |     | whether your debt securities will be listed on the New York Stock Exchange or any other securities exchange or whether the debt securities will not be listed; |

| · |     | if applicable, any additional investment considerations relating to the debt securities; |

| · |     | if your debt security is subject to mandatory or optional remarketing or other mandatory or optional resale provisions, the date or period during which such 
 resale may occur, any conditions to such resale and any right of the holder to substitute securities for the securities subject to resale;                   |

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| · |     | any conditions or limitations to defeasance of the debt securities, to the extent different from those described under “— Defeasance” in this 
 prospectus;                                                                                                                                   |

| · |     | any changes or additions to the events of default or covenants contained in the relevant indenture; |

| · |     | if applicable, any subordination provisions that will apply, to the extent different from those described in this prospectus; |

| · |     | the names and duties of any co-trustees, authenticating agents, paying agents, transfer agents or registrars for your 
 debt security;                                                                                                        |

| · |     | any applicable provision related to the Dutch Bail-in Power (as defined below) in connection with applicable regulatory 
 capital, loss absorbing capacity or other requirements;                                                                 |

| · |     | any specific Dutch or U.S. federal income tax considerations relating to the debt securities not addressed in this prospectus; and |

| · |     | any other terms of your debt security, which could be different from those described in this prospectus. |

If your debt security is a fixed rate debt security, the prospectus supplement will also describe:

| · |     | the annual rate or rates at which your debt security will bear interest, if any; |

| · |     | the date or dates from which that interest, if any, will accrue; and |

| · |     | the interest payment dates to the extent different from those described herein. |

If your debt security is a floating rate debt security, the prospectus supplement will also describe:

| · |     | the interest rate basis; |

| · |     | any applicable index currency or maturity, spread or spread multiplier or initial maximum or minimum rate; |