Company: FMCCN
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001026214-25-000116
Chunk: 184

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Item 1
Chunk 184
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44 $17,670 0.6 %15-year or less, amortizing fixed-rate526 — — 526 0.2 Adjustable-rate and other137 9 1 147 0.5 Total Single-Family loan restructurings$14,033 $4,265 $45 $18,343 0.6 (1)     Type of loan restructurings reflects the cumulative effects of the loan restructurings received during the period. Includes loan modifications in the period in which the borrower completes the trial period and the loan is permanently modified. The amortized cost basis of loans in the trial period modification plans was $3.5 billion and $2.0 billion as of September 30, 2025 and September 30, 2024, respectively. Most of these loans are 20- and 30-year or more, amortizing fixed-rate loans.(2)    Includes $2.0 billion and $6.8 billion related to payment deferral plans for 3Q 2025 and YTD 2025, respectively, compared to $1.7 billion and $6.1 billion for 3Q 2024 and YTD 2024, respectively. Also includes forbearance plans, repayment plans, and loan modifications that only involve payment delays.(3)    Based on the amortized cost basis as of period end, divided by the total period-end amortized cost basis of the corresponding financing receivable class of single-family held-for-investment loans.

The table below shows the financial effect of single-family held-for-investment loan restructurings involving borrowers experiencing financial difficulty that we entered into during the periods presented.Table 3.10 – Financial Effects of Single-Family Loan Restructurings Involving Borrowers Experiencing Financial Difficulty(1)3Q 2025(Dollars in thousands)Weighted-Average Interest Rate ReductionWeighted-Average Months of Term ExtensionWeighted-Average Payment Deferral or Principal Forbearance(2)Single-Family:20- and 30-year or more, amortizing fixed-rate0.5 %146$27 15-year or less, amortizing fixed-rateNM3911 Adjustable-rate and other0.9 16518 3Q 2024(Dollars in thousands)Weighted-Average Interest Rate ReductionWeighted-Average Months of Term ExtensionWeight