Company: BCDRF
Filing Date: 2025-02-28
Form Type: 20-F
Source: 0000891478-25-000054
Chunk: 799

Company: Banco Santander, S.A.
Filing Date: 2025-02-28
Form: 20-F
Chunk 799
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   938,844 |     |        |      |         — |             |     |   937,917 |     |        |      |         — |             |     | 893,531 |
| Liabilities under insurance contracts                                         |     |        |      |         — |             |     |       261 |     |        |      |         — |             |     |       330 |     |        |      |         — |             |     |     349 |
| Other                                                                         |     |        |      |    25,891 |             |     |    22,385 |     |        |      |    26,236 |             |     |    25,740 |     |        |      |    23,886 |             |     |  24,372 |
|                                                                               |     |        |      | 1,141,184 |             |     | 1,051,550 |     |        |      | 1,120,947 |             |     | 1,037,267 |     |        |      | 1,089,023 |             |     | 998,286 |

c) Fair value of financial assets and liabilities not measured at fair value

The fair value at year-end of the financial instruments (certain portfolios of loans and advances and debt securities, on the asset side, and deposits and debt securities, on the liability side) registered in the consolidated balance sheet at amortized cost is presented below:

i) Financial assets measured at other than fair value

| EUR million        |     |      |           |                 |     |           |            |     |        |         |     |         |         |     |         |         |     |      |           |                 |     |           |            |     |        |         |     |         |         |     |         |         |     |      |           |                 |     |           |            |     |        |         |     |        |         |     |           |         |
|                    |     | 2024 |           |                 |     |           |            |     |        |         |     |         |         |     |         |         |     | 2023 |           |                 |     |           |            |     |        |         |     |         |         |     |         |         |     | 2022 |           |                 |     |           |            |