Company: UMBFO
Filing Date: 2025-05-30
Form Type: 424B4
Source: 0001193125-25-132102
Chunk: 90

Company: UMB FINANCIAL CORP
Filing Date: 2025-05-30
Form: 424B4
Chunk 90
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 assume any obligation or relationship of agency or trust for or with any holders or beneficial owners of warrants. We will file a copy of the forms of warrants and the warrant agreement with the SEC at or before the time of the offering of the applicable series of warrants. In the case of each series of warrants, the applicable prospectus supplement will describe the terms of the warrants being offered thereby. These may include the following, if applicable:

| • |     | the title of the warrants; |

| • |     | the offering price for the warrants; |

| • |     | the aggregate number of the warrants; |

| • |     | the designation and terms of the securities purchasable upon exercise of the warrants; |

| • |     | if applicable, the designation and terms of the securities that the warrants are issued with and the number of 
 warrants issued with each security;                                                                            |

| • |     | if applicable, the date after which the warrants and any securities issued with them will be separately 
 transferable;                                                                                           |

| • |     | the number or amount of securities that may be purchased upon exercise of a warrant and the price at which the 
 securities may be purchased upon exercise;                                                                     |

| • |     | the dates on which the right to exercise the warrants will commence and expire; |

| • |     | if applicable, the minimum or maximum amount of the warrants that may be exercised at any one time; |

| • |     | whether the warrants represented by the warrant certificates or securities that may be issued upon exercise of 
 the warrants will be issued in registered or bearer form;                                                      |

| • |     | information relating to book-entry procedures; |

| • |     | the proposed listing, if any, of the warrants or any securities that may be issued upon exercise of the warrants; |

| • |     | anti-dilution provisions of the warrants, if any; |

| • |     | a discussion of material U.S. federal income tax considerations; |

| • |     | whether the warrants will be sold separately or with other securities as parts of units; |

| • |     | redemption, repurchase or analogous provisions, if any, applicable to the warrants; and |

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| • |     | any additional terms of the warrants, including terms, procedures and limitations relating to the exchange and 
 exercise of the warrants.                                                                                      |

Warrants may be exercised at the appropriate office of the warrant agent or any other office indicated in the applicable prospectus supplement. Before