Company: FCAP
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001171843-25-001868
Chunk: 1342

Company: FIRST CAPITAL INC
Filing Date: 2025-03-31
Form: 10-K
Item: Item 5
Chunk 1342
---
 ended December 31, 2022 is as follows:

			Home Equity

			Residential

			Commercial

			Commercial

			and Second

			Other

			Real Estate

			Land

			Construction

			Real Estate

			Business

			Mortgage

			Consumer

			Total

			(In thousands)

			Allowance for Loan Losses:

			Beginning balance

			$
			1,174

			$
			234

			$
			403

			$
			1,884

			$
			873

			$
			527

			$
			988

			$
			6,083

			Provisions

			247

			31

			123

			147

			173

			1

			228

			950

			Charge-offs

			(48
			)

			-

			-

			-

			(9
			)

			-

			(448
			)

			(505
			)

			Recoveries

			10

			-

			-

			-

			9

			2

			223

			244

			Ending balance

			$
			1,383

			$
			265

			$
			526

			$
			2,031

			$
			1,046

			$
			530

			$
			991

			$
			6,772

F-38

FIRST CAPITAL, INC.

NOTES TO CONSOLIDATED FINANCIAL STATEMENTS - CONTINUED

(4 - continued)

The following table summarizes the Company’s impaired loans for the year ended December 31, 2022. The Company did not recognize any interest income on impaired loans using the cash receipts method of accounting for the year ended December 31, 2022.

			Average

			Interest

			Recorded

			Income

			Investment

			Recognized

			(In thousands) 

			Loans with no related allowance recorded:

			Residential

			$
			893

			$
			12

			Land

			71

			-

			Construction

			-