Company: OSBC
Filing Date: 2025-05-06
Form Type: S-4/A
Source: 0001104659-25-045103
Chunk: 169

Company: OLD SECOND BANCORP INC
Filing Date: 2025-05-06
Form: S-4/A
Chunk 169
---
 national online deposit platform to strategically reduce our reliance on fixed rate time deposits.

115

TABLE OF CONTENTS

The following table sets forth the average balance and rates paid on deposits for the years ended December 31, 2024 and 2023: Average Balances and Interest Rates

| ​                          
 (Dollars in thousands)     | ​ 
 ​ | ​ 
 ​ | 2024           
 AverageBalance |   |           |   | ​ | ​ | Rate% |   |     |   | ​ 
 ​ | ​ 
 ​ | 2023           
 AverageBalance |   |           |   | ​ | ​ | Rate% |   |     |   | ​ 
 ​ |
|:---------------------------|:--|:--|:---------------|:--|----------:|:--|:--|:--|:------|:--|----:|:--|:--|:--|:---------------|:--|----------:|:--|:--|:--|:------|:--|----:|:--|:--|
| Noninterest bearing demand | ​ | ​ | ​              | $ |    73,063 | ​ | ​ | ​ | ​     | ​ |   — | ​ | ​ | ​ | ​              | $ |    84,901 | ​ | ​ | ​ | ​     | ​ |   — | ​ | ​ |
| Interest bearing:          | ​ | ​ | ​              | ​ |         ​ | ​ | ​ | ​ | ​     | ​ |   ​ | ​ | ​ | ​ | ​              | ​ |         ​ | ​ | ​ | ​ | ​     | ​ |   ​ | ​ | ​ |
| NOW and money market       | ​ | ​ | ​              | ​ |   131,823 | ​ | ​ | ​ | ​     | ​ | 2.5 | ​ | ​ | ​ | ​              | ​ |   193,219 | ​ | ​ | ​ | ​     | ​ | 2.3 | ​ | ​ |
| Savings deposits           | ​ | ​ | ​              | ​ |   221,149 | ​ | ​ | ​ | ​     | ​ | 4.1 | ​ | ​ | ​ | ​              | ​ |    91,629 | ​ | ​ | ​ | ​     | ​ | 2.6 | ​ | ​ |
| Time                       | ​ | ​ |