Company: FRME
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0000712534-25-000197
Chunk: 30

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Part I, Item 1
Chunk 30
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 increases in the commercial and industrial, residential, and commercial real estate, non-owner occupied loan classes of $5.0 million, $4.7 million, and $3.2 million, respectively.  At September 30, 2025, 90 days or more past due increased $0.6 million from December 31, 2024 as construction and commercial real estate, owner occupied loan classes increased $8.9 million and $5.4 million, respectively. The increase was partially offset by decreases in the commercial real estate, non-owner occupied and commercial and industrial loan classes of $8.4 million and $3.9 million, respectively.  The tables below show a past due aging of the Corporation’s loan portfolio, by loan class, as of the dates indicated.September 30, 2025Current30-59 DaysPast Due60-89 DaysPast Due90 Days or More Past DueTotalLoans > 90 Days or More Past DueAnd AccruingCommercial and industrial loans$4,591,709 $1,848 $5,488 $5,850 $4,604,895 $154 Agricultural land, production and other loans to farmers275,364 — 217 236 275,817 — Real estate loans:Construction728,758 47,341 — 12,922 789,021 — Commercial real estate, non-owner occupied2,292,354 5,727 4,907 1,901 2,304,889 1,329 Commercial real estate, owner occupied1,216,776 9,037 564 5,740 1,232,117 — Residential2,368,841 13,926 11,279 18,737 2,412,783 423 Home equity677,667 4,662 1,631 3,061 687,021 19 Individuals' loans for household and other personal expenditures137,393 927 382 1 138,703 — Public finance and other commercial loans1,145,928 — — — 1,145,928 — Loans$13,434,790 $83,468 $24,468 $48,448 $13,591,174 $1,925 December 31, 2024Current