Company: AIRTP
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0000353184-25-000099
Chunk: 1

Company: AIR T INC
Filing Date: 2025-08-15
Form: 424B5
Chunk 1
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 to the date of redemption. In addition, the Capital Securities may be redeemed in whole if a tax event (as defined herein) or investment company event (as defined herein) occur and are continuing.

The Capital Securities are listed on NASDAQ under the symbol “AIRTP.” The last reported sales price of our Capital Securities on NASDAQ on August 8, 2025 was $18.45 per share.

The sales agent will receive a commission of 3.0% of the gross sales price per share for any shares sold through it as our sales agent under the at the market offering agreement. We have also agreed to reimburse certain expenses of the sales agent in connection with the at the market offering agreement as further described in the Plan of Distribution section. Subject to the terms and conditions of the at the market offering agreement, the sales agent will use its commercially reasonable efforts to sell on our behalf any Capital Securities to be offered by us under the at the market offering agreement. The offering of Capital Securities pursuant to the at the market offering agreement will terminate upon the earlier of (1) the sale of $8,000,000 of Capital Securities subject to the at the market offering agreement, (2) March 27, 2027, and (3) the termination of the at the market offering agreement, pursuant to its terms, by either the sales agent or us.

Investing in the Capital Securities involves a high degree of risk. Before buying any Capital Securities, you should carefully consider the risks that we have described in “Supplemental Risk Factors” beginning on page S-4 of this prospectus supplement, as well as those described in our filings under the Securities Exchange Act of 1934, as amended (the “Exchange Act”).

The Capital Securities are not deposits or other obligations of a depository institution and are not insured by the Federal Deposit Insurance Corporation, the Bank Insurance Fund or any other governmental agency.

The Securities and Exchange Commission and state securities regulators have not approved or disapproved these securities or determined if this prospectus supplement or the accompanying prospectus is truthful or complete. Any representation to the contrary is a criminal offense.

#### ASCENDIANT CAPITAL MARKETS, LLC
<div align='center'>The date of this prospectus supplement is August 15, 2025.</div>

### TABLE OF CONTENTS
<div align='center'>Prospectus Supplement</div>

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WHERE YOU CAN FIND MORE INFORMATION S-ii

INCORPORATION BY REFERENCE S-iii

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