Company: RWT-PA
Filing Date: 2025-08-22
Form Type: 424B5
Source: 0001104659-25-081925
Chunk: 214

Company: REDWOOD TRUST INC
Filing Date: 2025-08-22
Form: 424B5
Chunk 214
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4 Annual Meeting of Stockholders, which was filed with the SEC on April 2, 2024(solely to the extent specifically incorporated by reference into our Annual Report on Form 10-K for the fiscal y ear ended December 31, 2023);

•

the description of our common stock contained in our Registration Statement on Form 8-A, dated January 7, 1998, filed with the SEC on January 7, 1998, as updated by Exhibit 4.1to our Annual Report on Form 10-K for the fiscal y ear ended December 31, 2020, which was filed with the SEC on February 26, 2021, including any amendment or report filed with the SEC for the purpose of updating such description; and

•

all documents filed by Redwood Trust, Inc. with the SEC pursuant to Sections 13(a), 13(c), 14, or 15(d) of the Exchange Act after the date of this prospectus and prior to the termination of the offering (but excluding any items, documents, or portions of items or documents which are deemed “furnished” and not filed with the SEC, including our Compensation Committee report and performance graph or any information furnished pursuant to Items 2.02 or 7.01 of Form 8-K or related exhibits furnished pursuant to Item 9.01 of Form 8-K).

You may request a free copy of any of the documents incorporated by reference in this prospectus by writing or telephoning us at the following address:

<div align='center'>Redwood Trust, Inc. 
 Attn: Investor Relations 
 One Belvedere Place, 
 Suite 300 
 Mill Valley, CA 94941 
 (866) 269-4976</div>

Exhibits to the filings will not be sent, however, unless those exhibits have specifically been incorporated by reference in this prospectus or any accompanying prospectus supplement.

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TABLE OF CONTENTS

### WHERE YOU CAN FIND MORE INFORMATION
We file reports, proxy statements and other information with the SEC. The SEC maintains a website that contains reports, proxy and information statements and other information about issuers, such as us, who file electronically with the SEC. The address of that website is http://www.sec.gov.

Our website address is http://www.redwoodtrust.com. The information contained on our website, however, is not, and should not be deemed to be, a part of this prospectus