Company: FMCCN
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0001026214-25-000060
Chunk: 162

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-05-01
Form: 10-Q
Item: Item 1
Chunk 162
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Excludes forbearance plans and repayment plans as borrowers are typically past due based on the loan's original contractual terms at the time the borrowers enter into these plans.

Freddie Mac 1Q 2025 Form 10-Q57

Financial Statements                         Notes to the Condensed Consolidated Financial Statements | Note 3

The table below provides the single-family held-for-investment loan performance in the 12 months after a restructuring involving borrowers experiencing financial difficulty. While a single-family loan is in a forbearance plan or repayment plan, payments continue to be due based on the loan’s original contractual terms because the loan has not been permanently modified. As a result, we report single-family loans in forbearance plans and repayment plans as delinquent to the extent that payments are past due based on the loan’s original contractual terms. Loans that have been restructured by entering into a payment deferral plan or loan modification are reported as delinquent to the extent that payments are past due based on the loan's restructured terms.Table 3.12 - Amortized Cost Basis of Single-Family Restructured Loans Involving Borrowers Experiencing Financial Difficulty by Payment StatusMarch 31, 2025(In millions)CurrentOne Month Past DueTwo Months Past DueThree Months or More Past DueTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$12,733 $3,159 $2,000 $7,249 $25,141 15-year or less, amortizing fixed-rate347 97 66 208 718 Adjustable-rate and other80 17 18 77 192 Total Single-Family$13,160 $3,273 $2,084 $7,534 $26,051 March 31, 2024(In millions)CurrentOne Month Past DueTwo Months Past DueThree Months or More Past DueTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$11,438 $2,559 $1,363 $5,201 $20,561 15-year or less, amortizing fixed-rate394 84 49 191 718 Adjustable-rate and other102 19 14 53 188 Total Single-Family$11,934 $2,662 $1,426 $5,445 $21,467 

Non-Cash Investing and Financing Activities