Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001654954-25-008460
Chunk: 19

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 19
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 the need for an adjustment.

SUMMARY OF GROUP RESULTS (continued)

#### Capital
|                         | At 30 Jun 
 2025      |     | At 31 Mar 
 2025      |     |  Change 
       % |     | At 31 Dec 
 2024      |     |  Change 
       % |
| CET1 ratio              | 13.8%     |     | 13.5%     |     |   0.3pp |     | 14.2%     |     | (0.4)pp |
| Pro forma CET1 ratioA,1 | 13.8%     |     | 13.5%     |     |   0.3pp |     | 13.5%     |     |   0.3pp |
| UK leverage ratio       | 5.4%      |     | 5.5%      |     | (0.1)pp |     | 5.5%      |     | (0.1)pp |
| Risk-weighted assets    | £231.4bn  |     | £230.1bn  |     |       1 |     | £224.6bn  |     |       3 |

Capital generation

| Pro forma CET1 ratio as at 31 December 2024A,1 | 13.5% |
| Banking build (bps)2                           |   113 |
| Insurance dividend (bps)                       |     7 |
| Risk-weighted assets (bps)                     |   -41 |
| Other movements (bps)3                         |     7 |
| Pro forma capital generation (bps)             |    86 |
| Ordinary dividend accrual (bps)                |   -50 |
| Pro forma CET1 ratio as at 30 June 2025A,1     | 13.8% |

1 30 June 2025 reflects the interim ordinary dividend received from the Insurance business in July 2025. 31 December 2024 reflects both the full impact of the share buyback announced in respect of 2024 and the ordinary dividend received from the Insurance business in February 2025.

2 Includes impairment charge and excess regulatory expected losses.

3 Includes share-based payments.

The Group's pro forma CET1 capital ratio at 30 June 2025 was 13.8% (31 December 2024: 13.5% pro forma). Pro