Company: UMBFO
Filing Date: 2025-03-14
Form Type: DEF 14A
Source: 0001193125-25-054504
Chunk: 38

Company: UMB FINANCIAL CORP
Filing Date: 2025-03-14
Form: DEF 14A
Chunk 38
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**Leroy J. Williams, Jr.**

Mr. Williams is the founder and Chief Executive Officer of CyberTekIQ, LLC, a consulting firm which partners with clients to maximize business performance through smart technology investments and the deployment of information security best practices, a position he has held since October 2016. He previously served as the Global Chief Information Officer of Ball Corporation (NYSE: BLL) from May 2005 until July 2016. Mr. Williams brings to the Board over 25 years of experience in managing technology innovation that is designed to maximize business returns across multiple industries, including in the manufacturing, public-sector, telecommunications, and financial-services industries. Mr. Williams also brings to the Board valuable expertise in the areas of cybersecurity and enterprise risk management and experience in managing large, complex transformational efforts on a global scale. Mr. Williams has served on the Board of Directors of Molson Coors Beverage Company since April 2022.

The Board recommends that shareholders voteFORthe election of each of the 16 nominees to our Board.

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COMPENSATION DISCUSSION AND ANALYSIS Overview UMB’s executive compensation program is designed to attract, retain, motivate and reward leaders that promote the long-term success of the Company. Our Compensation Committee is responsible for oversight of the compensation program for all Executive Officers. This Compensation Discussion and Analysis (“ CD&A”) describes the material elements of the compensation program for our “ Named Executive Officers” or “ NEOs” which includes the Chief Executive Officer (“ CEO”), the Chief Financial Officer (“ CFO”), and our three other most highly compensated Executive Officers as of December 31, 2024.

| Our Named Executive Officers for 2024 were: |     |                                                                   |
| J. Mariner Kemper                           |     | Chairman and CEO                                                  |
| Ram Shankar                                 |     | CFO and Executive Vice President                                  |
| James D. Rine                               |     | Vice Chairman and President; President and CEO of UMB Bank, n.a.  |
| Shannon A. Johnson                          |     | Chief Administrative Officer and Executive Vice President         |
| Thomas S. Terry                             |     | Chief Credit Officer and Executive Vice President, UMB Bank, n.a. |

This CD&A also describes relevant actions involving the compensation of the NEOs since the end of 2024 until the date of this Proxy Statement. Executive Summary 2024 Business Highlights On the heels of a challenging 2023 for the banking industry, 2024 was a transformational