Company: NWFL
Filing Date: 2025-10-28
Form Type: 424B3
Source: 0001193125-25-252482
Chunk: 388

Company: NORWOOD FINANCIAL CORP
Filing Date: 2025-10-28
Form: 424B3
Chunk 388
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(ii) limit my ability to continue to provide legal services or other services to such Financial Services Companies that I am currently providing as of the date of the Agreement, (iii) limit my ability to lease or sell real property to such
entities or (iv) limit my ability to use the banking services of such Financial Services Companies.

[Signature Page Follows]

C-3

Very truly yours,

| By: |

| Printed Name: |

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Schedule 1

| Name |     | Class of Shares |     | Number of 
 Shares    |

Encumbrances: C-5

ACCEPTED BY NORWOOD FINANCIAL CORP

| By: |     |                                       |
|     |     | James O. Donnelly                     |
|     |     | President and Chief Executive Officer |

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