Company: SFNC
Filing Date: 2025-05-08
Form Type: 10-Q
Source: 0001628280-25-023690
Chunk: 184

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-05-08
Form: 10-Q
Item: Part I, Item 8
Chunk 184
---
117,712 13,359,288 13,477,000 8 Commercial:Commercial4,496 26,367 30,863 2,341,818 2,372,681 27 Agricultural185 725 910 263,559 264,469 — Total commercial4,681 27,092 31,773 2,605,377 2,637,150 27 Other— 3 3 703,047 703,050 — Total$45,889 $106,791 $152,680 $16,941,398 $17,094,078 $494 December 31, 2024Consumer:Credit cards$1,824 $635 $2,459 $179,216 $181,675 $529 Other consumer1,752 381 2,133 125,186 127,319 — Total consumer3,576 1,016 4,592 304,402 308,994 529 Real estate:Construction and development332 10,530 10,862 2,778,387 2,789,249 — Single family residential34,651 16,013 50,664 2,639,282 2,689,946 — Other commercial5,433 26,973 32,406 7,879,930 7,912,336 — Total real estate40,416 53,516 93,932 13,297,599 13,391,531 — Commercial:Commercial3,535 27,059 30,594 2,403,581 2,434,175 74 Agricultural393 104 497 260,657 261,154 — Total commercial3,928 27,163 31,091 2,664,238 2,695,329 74 Other276 3 279 609,804 610,083 — Total$48,196 $81,698 $129,894 $16,876,043 $17,005,937 $603  

18

Loan Modifications to Borrowers Experiencing Financial DifficultyThe Company has internal loan modification programs for borrowers experiencing financial difficulties. Modifications to borrowers experiencing financial difficulties may include interest rate reductions, principal or interest forgiveness and