Company: KEY-PI
Filing Date: 2025-02-21
Form Type: 10-K
Source: 0000091576-25-000038
Chunk: 74

Company: KEYCORP /NEW/
Filing Date: 2025-02-21
Form: 10-K
Item: Item 8
Chunk 74
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 — — — — — — — Commercial lease financingRisk Rating:Pass301 430 626 368 217 679 — — 2,621 Criticized (Accruing)2 34 33 9 16 21 — — 115 Criticized (Nonaccruing)— — — — — — — — — Total commercial lease financing303 464 659 377 233 700 — — 2,736 Current period gross write-offs— — — — — 7 — — 7 Total commercial loans$8,125 $5,489 $13,088 $7,693 $2,905 $8,896 $25,485 $210 $71,891 Total commercial loan current period gross write-offs$1 $12 $66 $112 $4 $70 $145 $— $410 (a)Accrued interest of $322 million, presented in “Accrued income and other assets” on the Consolidated Balance Sheets, was excluded from the amortized cost basis disclosed in this table.

127

Consumer Credit Exposure Credit Risk Profile by FICO Score and Vintage (a)As of December 31, 2024Term LoansRevolving Loans Amortized Cost BasisRevolving Loans Converted to Term Loans Amortized Cost BasisAmortized Cost Basis by Origination Year and FICO ScoreDollars in millions20242023202220212020PriorTotalReal estate — residential mortgageFICO Score:750 and above$281 $669 $5,720 $7,203 $2,247 $1,510 $— $— $17,630 660 to 74967 116 597 655 199 280 — — 1,914 Less than 6604 13 81 63 24 134 — — 319 No Score3 2 1 — 1 15 1 — 23 Total real estate — residential mortgage355 800 6,399 7,921 2,471 1,939 1 — 19,886 Current period gross write-offs1 — 1 — — 1 — — 3