Company: NTWK
Filing Date: 2025-09-29
Form Type: 10-K
Source: 0001493152-25-015950
Chunk: 103

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-09-29
Form: 10-K
Item: Item 1
Chunk 103
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, cross selling to multinational
asset finance companies, automotive and equipment OEMs, auto captives, commercial lenders, dealers, brokers, banks and other financial
institutions, leveraging the centralized marketing and pre-sales organization, and a network of employees connected across the globe
to support local and global customers and partners.

OUR
PRODUCTS AND SERVICES

Built
on cutting-edge, modern technology, NETSOL’s unified Transcend™ Platform is an AI-powered asset finance and digital retail
solution for automotive and equipment OEMs, auto captives, commercial lenders, dealers, brokers and financial institutions.

Our
solutions are designed and developed for highly flexible settings and are capable of dealing with multinational, multi-company, multi-asset,
multi-lingual, multi-distributor and multi-manufacturer environments. They empower our customers to effectively manage their complex
operations, enabling them to thrive in hyper-competitive global markets.

2

PRODUCTS
AND SERVICES: TRANSCEND™ PLATFORM 

The
Transcend™ Platform, powered by NETSOL, is an AI-driven unified ecosystem that revolutionizes how assets are sold, financed and
leased. Designed to automate and optimize every step - from sales, to originations, to servicing, Transcend™ leverages AI and ML
to drive predictive insights and smarter decision-making.

Transcend™
Retail 

We
revolutionize auto and equipment retail with a fully digital, integrated platform that simplifies the entire customer journey. From online
purchasing to finance approval, Transcend™ Retail offers advanced retail and mobility solutions that keep dealerships and OEMs
at the cutting edge of consumer expectations.

Transcend™
Finance 

We
streamline finance and leasing operations with a comprehensive solution for originations, servicing and wholesale finance. Transcend™
Finance empowers automotive and equipment OEMs, auto captives, commercial lenders, dealers, brokers and financial institutions with end-to-end
visibility and control, ensuring seamless workflows and accelerated business outcomes.

Originations

We
streamline the entire origination process, from submission to approval, with advanced features such as real-time, AI-powered credit decisioning,
automated deal flows and more.

Servicing

We
enable financial institutions to attain real-time insights into portfolio performance, delinquencies and losses, enabling proactive portfolio
management and strategic decision-making.

Wholesale
finance 

Our
wholesale finance solution empowers customers to gain a competitive edge by automating their wholesale finance and floor planning operations
effort