Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000078
Chunk: 52

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 52
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     |  +4 |          |     | +20 |
| Attributable profit                         |     |       |   126 |     | -50 |          |     | -49 |     |  +9 |          |     | +30 |
| Detailed financial information in appendix. |     |       |       |     |     |          |     |     |     |     |          |     |     |

| January - March2025 |     | 41 |

| Key consolidated data 
 Business model        |     | Group financial information |     | Financial information by segment |     | Sustainability       
 Corporate governance |     | Appendix |     | Index |

PagoNxt Business performance In Q1 2025, the total number of transactions in Getnet reached 2.5 billion, 4% higher year-on-year, and the total payments volume (TPV) was EUR 55.8 billion, 14% more than in Q1 2024 in constant euros. In PagoNxt Payments, A2A payments activity on our Payments Hub platform continued ramping up. In Q1 2025, the number of transactions processed was 454 million, triple the volume in Q1 2024 (159 million).

| PagoNxt. Activity                         |
| TPV (Getnet)                              |
| EUR billion and changes in constant euros |

| +14% |

Results In Q1 2025 , attributable profit of EUR 4 million, compared to a EUR 39 million loss in the same period of 2024. There was no material impact from exchange rates in the period. In constant euros: • Total income up 21% year-on-year, with double-digit growth in net interest income and net fee income, driven by higher activity. There were good revenue performances across business lines, especially in Ebury and in Getnet in Mexico, Chile and Europe. • Costs decreased 2% year-on-year, reflecting our cost discipline, with a good performance in Getnet, while continuing to invest in global payments platforms. EBITDA margin increased to 28.6%, 11.6 pp higher than in Q1 2024. Compared to Q4 2024 , attributable profit was EUR 4 million, down from EUR 26 million profit in Q4 2024 due to the usual revenue seasonality in the last quarter of the year.

| PagoNxt. Underlying income statement        |     |       |     |      |     |