Company: OXBRW
Filing Date: 2025-03-26
Form Type: 10-K
Source: 0001641172-25-000736
Chunk: 291

Company: OXBRIDGE RE HOLDINGS Ltd
Filing Date: 2025-03-26
Form: 10-K
Item: Item 1
Chunk 291
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 catastrophe coverage for Gulf Coast insurers we intend
    to continuously evaluate various market opportunities in which our business may be strategically or financially expanded or enhanced
    in the future. Such opportunities could take the form of investing into related party special purpose acquisition companies, further
    diversifying our business into other geographic or market areas, which could include quota share reinsurance contracts, joint ventures,
    renewal rights transactions, corporate acquisitions of other insurers or reinsurers, spinoffs, mergers or the formation of insurance
    or reinsurance platforms in new markets. 

    ●
    Develop and Pursue
    Additional Tokenization Business Opportunities. Through SurancePlus Holdings and our Web3-focused subsidiaries, we intend
    to leverage our experience and knowledge with the tokenization of RWAs (including the initial DeltaCat Re Token) to develop other
    Web3-focused business offerings and products relating to the tokenization of RWAs, including RWAs held or being acquired by third
    parties.

    We believe the environment
    in the reinsurance and insurance markets will continue to produce opportunities for us, either through organic expansion, through
    acquisitions, or a combination of both.

The
Reinsurance Industry

General

Reinsurance
is an arrangement in which an insurance company, referred to as the reinsurer, agrees to assume from another insurance company, referred
to as the ceding company or cedant, all or a portion of the insurance risks that the ceding company has underwritten under one or more
insurance contracts. In return, the reinsurer receives a premium for the insured risks that it assumes from the ceding company, although
reinsurance does not discharge the ceding company from its liabilities to policyholders. It is standard industry practice for primary
insurers to reinsure portions of their insurance risks with other insurance companies under reinsurance agreements or contracts. This
permits primary insurers to underwrite policies in amounts larger than the risks they are willing to retain. Reinsurance is generally
designed to:

    ●
    reduce the ceding company’s
    net liability on individual risks, thereby assisting it in managing its risk profile and increasing its capacity to underwrite business
    as well as increasing the limit to which it can underwrite on a single risk;

    ●
    assist the ceding company
    in meeting applicable regulatory and rating agency capital requirements;

    ●
    assist the ceding company
    in reducing the short-term financial impact of sales and other acquisition costs; and

    ●