Company: NWBI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0001471265-25-000077
Chunk: 99

Company: Northwest Bancshares, Inc.
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 8
Chunk 99
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 are homogeneous loans that are greater than 180 days past due from the required payment date at month-end and not written down to the value of underlying collateral. These loans are generally charged-off in the month in which the 180 day period elapses. 

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The following table presents the amortized cost basis of our loan portfolio by year of origination and credit quality indicator and the current period charge-offs by year of origination for each portfolio segment as of March 31, 2025 (in thousands):YTD                   March 31, 20252024202320222021PriorRevolving loansRevolving loans converted to term loansTotal loansreceivablePersonal Banking:    Residential mortgage loansPass$4,428 31,032 189,914 619,537 737,209 1,528,650 — — 3,110,770 Substandard— — 51 716 1,398 8,712 — — 10,877 Total residential mortgage loans4,428 31,032 189,965 620,253 738,607 1,537,362 — — 3,121,647 Residential mortgage current period charge-offs— — — (447)— (141)— — (588)Home equity loansPass18,088 32,055 55,884 81,986 83,995 341,625 479,425 45,309 1,138,367 Substandard— 58 — 205 91 1,182 779 895 3,210 Total home equity loans18,088 32,113 55,884 82,191 84,086 342,807 480,204 46,204 1,141,577 Home equity current period charge-offs— (8)— (27)— (215)(23)— (273)Vehicle loansPass297,328 568,161 404,617 390,389 193,745 101,234 — — 1,955,474 Substandard— 593 1,345 1,320 1,125 540 — — 4,923 Total vehicle loans297,328 568,754 405,962 391,709 194,870 101,774 — — 1,960,397