Company: BBVXF
Filing Date: 2025-07-31
Form Type: F-3ASR
Source: 0001193125-25-170429
Chunk: 4

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: F-3ASR
Chunk 4
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D V” means any or any combination of the CRD Directive, the CRR and any CRD Implementing Measures 
 (each as defined below).                                                                             |

| • |     | “CRD Directive” means Directive 2013/36/EU of the European Parliament and of the Council of                                                                                                                                                          
 June 26, on access to the activity of credit institutions and the prudential supervision of credit institutions, amending Directive 2002/87/EC and repealing Directives 2006/48/EC and 2006/49/EC, as amended, replaced or supplemented from time to 
 time.                                                                                                                                                                                                                                                |

| • |     | “CRD Implementing Measures” means any regulatory capital rules implementing or developing the CRD                                                                                                                                                        
 Directive or the CRR which may from time to time be introduced, including, but not limited to, delegated or implementing acts (regulatory technical standards) adopted by the European Commission, national laws and regulations, and regulations and    
 guidelines issued by the Regulator (as defined herein), the European Banking Authority or any other relevant authority, which are applicable to BBVA (on a standalone basis) or the BBVA Group (on a consolidated basis), including, without limitation, 
 Law 10/2014 (as defined below) and any other regulation, circular or guidelines                                                                                                                                                                          |

1

| implementing or developing Law 10/2014, each as amended, replaced or supplemented from time to time. |

| • |     | “CRR” means Regulation (EU) No. 575/2013 of the European Parliament and of the Council of                                                                      
 June 26, on prudential requirements for credit institutions and amending Regulation (EU) No. 648/2012, as amended, replaced or supplemented from time to time. |

| • |     | “contingent convertible preferred securities” refers to our contingent convertible preferred securities 
 issued hereunder.                                                                                       |

| • |     | “Early Intervention” means, with respect to any person, that any Relevant Spanish Resolution Authority                                                                                                                            
 or the European Central Bank shall have announced or determined that such person has or shall become the subject of an “early intervention” (actuación temprana) as such term is defined in Law 11/2015 (as defined below) and in 
 the SRM Regulation (as defined below).                                                                                                                                                                                            |

| • |     | “Insolvency Law” means the restated text of the Insolvency Law,