Company: FLDDW
Filing Date: 2025-08-11
Form Type: 424B3
Source: 0001213900-25-074298
Chunk: 197

Company: Fold Holdings, Inc.
Filing Date: 2025-08-11
Form: 424B3
Chunk 197
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 applicable to all of our employees, executive officers and directors. The Code of Conduct is available on our website at https: // foldapp.com /. Information contained on or accessible through our website is not a part of this prospectus and the inclusion of our website address is an inactive textual reference only. The nominating and corporate governance committee of the Board is responsible for overseeing the Code of Conduct and must approve any waivers of the Code of Conduct for employees, executive officers and directors. Any amendments to the Code of Conduct, or any waivers of its requirements, will be disclosed on our website. Non-Employee Director Compensation The Board expects to review director compensation periodically to ensure that director compensation remains competitive such that the Company is able to recruit and retain qualified directors. In connection with the consummation of the Business Combination, we approved and implemented the Director Compensation Program for our non -employeedirectors. 124

FOLD’S EXECUTIVE COMPENSATION Throughout this section, unless otherwise noted, the “Company,” “we,” “us,” “our” and similar terms refer to Fold prior to the Business Combination. This section discusses the material components of the executive compensation program for Fold’s executive officers who are named in the “2024 Summary Compensation Table” below. In 2024, Fold’s “named executive officers” and their positions at year -endwere as follows: •Will Reeves, Chief Executive Officer; •Wolfe Repass, Chief Financial Officer; and •Nicoletta Goncalves, Vice President of Risk and Compliance. This discussion may contain forward -lookingstatements that are based on our current plans, considerations, expectations and determinations regarding future compensation programs. Actual compensation programs that the Company adopts following the completion of the Business Combination may differ materially from the currently planned programs summarized in this discussion. 2024 Summary Compensation Table The following table sets forth information concerning the compensation of Fold’s named executive officers for the year ended December 31, 2024.

| Name and Principal Position           |     |  Salary 
     ($) |     |     Stock 
    Awards 
    ($)(1) |     |     Non-Equity 
 Incentive Plan 
   Compensation 
         ($)(2) |     |    All Other 
 Compensation 
       ($)(3) |     |     Total |
| Will Reeves                           
 Chief Executive Officer               |     | 200,000 |     | 6,004,479 |     |         37,500 |     |        7,125 |