Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 191

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 191
---
 companies. Brokers’ websites must contain details of their systems, fees, security and procedures for executing orders. They must also contain information about how the market functions generally and the risks involved with each type of investment offered.
 Brokers that carry out transactions over the Internet must guarantee the security and operability of their systems, which must be audited at least twice a year.
 

114 – Form 20-F 2024 | Bradesco
-------------------------------
4.B.70.02-27 Leasing
 The basic legal framework governing leasing transactions is established by Law No. 6,099/74, as amended (the Leasing Law) and related regulations issued periodically by the CMN. The Leasing Law provides general guidelines for the incorporation of leasing companies and the business activities they may undertake. The CMN, as the regulator of the Financial System, is responsible for issuing regulations related to the Leasing Law and overseeing transactions made by leasing companies. Laws and regulations issued by the Central Bank of Brazil for financial institutions in general, such as reporting requirements, capital adequacy and leverage regulations, asset composition limits and treatment of doubtful loans, are also applicable to leasing companies.
 The accounting criteria applicable to leasing operations contracted by consortium managers and by payment institutions authorized to operate by the Central Bank of Brazil are set out in BCB Resolution No. 178/22.
  
115 – Form 20-F 2024 | Bradesco
-------------------------------
4.B.70.03 Insurance, health and pension plans regulation
 
4.B.70.03-01 Principal regulatory agencies
 
4.B.70.03-01.01 CNSP
 The CNSP is the agency responsible for establishing the guidelines and standards of the private insurance policy. The agency is composed of representatives of the Ministry of Finance, the Ministry of Justice, the Ministry of Social Security and Social Assistance of the Superintendence of Private Insurance, the Central Bank of Brazil and the CVM.
 In addition to laying down the guidelines and standards of private insurance policy, it is the responsibility of the CNSP:
 
·   to regulate those exercising activities subordinated to the National Private Insurance System, as well
                                       as the application of penalties;                                   
----------------------------------------------------------------------------------------------------------

·   to establish the general characteristics of insurance, open private pension, capitalization and reinsurance
                                                     contracts;                                                
---------------------------------------------------------------------------------------------------------------

·   to establish the general guidelines relating to reinsurance operations; and
-------------------------------------------------------------------------------

·   to prescribe the criteria for the establishment of Insurance Companies, of Capitalization, Open Private