Company: MCHB
Filing Date: 2025-06-17
Form Type: 11-K
Source: 0001518715-25-000091
Chunk: 2

Company: Mechanics Bancorp
Filing Date: 2025-06-17
Form: 11-K
Chunk 2
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 whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements. Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the financial statements. We believe that our audits provide a reasonable basis for our opinion.

#### Supplemental Information
The supplemental Form 5500, Schedule H, Part IV, Line 4i – Schedule of Assets (Held at End of Year) as of December 31, 2024 has been subjected to audit procedures performed in conjunction with the audit of the Plan’s financial statements. The supplemental schedule is the responsibility of the Plan’s management. Our audit procedures included determining whether the information presented in the supplemental schedule reconciles to the financial statements or the underlying accounting and other records, as applicable, and performing procedures to test the completeness and accuracy of the information presented in the supplemental schedule. In forming our opinion on the supplemental schedule, we evaluated whether the supplemental schedule, including its form and content, is presented in conformity with the Department of Labor’s Rules and Regulations for Reporting and Disclosure under the Employee Retirement Income Security Act of 1974. In our opinion, the supplemental schedule is fairly stated in all material respects in relation to the financial statements as a whole.

/s/ Crowe LLP

We have served as the Plan's auditor since 2020.

Houston, Texas

June 16, 2025

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#### HOMESTREET, INC.

#### 401(k) SAVINGS PLAN

### STATEMENTS OF NET ASSETS AVAILABLE FOR BENEFITS

#### AS OF DECEMBER 31, 2024 AND 2023
| ASSETS:                                         |     | 2024 |             |     | 2023 |             |
|:------------------------------------------------|:----|:-----|------------:|:----|:-----|------------:|
| Participant directed investments, at fair value |     | $    | 176,945,807 |     | $    | 163,881,628 |
| Cash                                            |     |      |           — |     |      |         500 |
| Total investments                               |     |      | 176,945,807 |     |      | 163,882,128 |
| Receivables:                                    |     |      |             |     |      |             |
| Notes receivable from