Company: INGVF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-196042
Chunk: 251

Company: ING GROEP NV
Filing Date: 2025-09-04
Form: 424B5
Chunk 251
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 securities brought in any federal or state court in the Borough of Manhattan, the City of New
York, and have irrevocably submitted to the non-exclusive jurisdiction of those courts.

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DESCRIPTION OF ORDINARY SHARES

The general meeting of shareholders of ING Groep N.V. is referred to as the “general meeting,” which term refers to both the body
consisting of shareholders and other persons entitled to vote as well as the meeting of shareholders and other persons entitled to attend meetings. This section and your prospectus supplement will summarize all the material terms of our ordinary
shares, including summaries of certain provisions of our articles of association and applicable Dutch law in effect on the date hereof. They do not, however, describe every aspect of the ordinary shares, the articles of association or Dutch law.
References to provisions of our articles of association are qualified in their entirety by reference to the full articles of association, an English translation of which has been filed as an exhibit to the registration statement of which this
prospectus is a part.

Share Capital

As at December 31, 2024, our authorized share capital was divided into 9,142,000,000 ordinary shares, with a nominal value of EUR 0.01 per
ordinary share, and 4,571,000,000 cumulative preference shares with a nominal value of EUR 0.01 per cumulative preference share. As at December 31, 2023, our authorized share capital was divided into 9,142,000,000 ordinary shares, with a
nominal value of EUR 0.01 per ordinary share, and 4,571,000,000 cumulative preference shares with a nominal value of EUR 0.01 per cumulative preference share. The ordinary shares and the cumulative preference shares are each in registered form. The
outstanding ordinary shares are fully paid and non-assessable. As at December 31, 2024, 3,147,391,173 ordinary shares were issued and outstanding (as compared to 3,498,194,469 as at December 31,
2023). In addition, as at December 31, 2024 , no cumulative preference shares were issued and outstanding.

Ordinary Shares Held by ING Group (Treasury Shares)

As at December 31, 2024, approximately 51.1 million ordinary shares (as compared to
approximately 154.6 million as at December 31, 2023 and approximately 107.4 million as at