Company: CCNE
Filing Date: 2025-05-07
Form Type: 10-Q
Source: 0000736772-25-000087
Chunk: 175

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-05-07
Form: 10-Q
Item: Item 8
Chunk 175
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 PA16.92 Cleveland, OH9.49 All other geographical regions41.09 Total Commercial Hospitality100.00 %Commercial MultifamilyGeographic Region:Cleveland, OH44.44 %Buffalo, NY22.53 Columbus, OH16.21 All other geographical regions16.82 Total Commercial Multifamily100.00 %

The Corporation had no commercial office, hospitality or multifamily loan relationships considered by the banking regulators to be high volatility commercial real estate ("HVCRE") credits.

49

Maturities and Sensitivities of Loans Receivable to Changes in Interest Rate

The following table presents the maturity distribution of the Corporation's loans receivable at March 31, 2025. The table also presents the portion of loans receivable that have fixed interest rates or variable interest rates that fluctuate over the life of the loans in accordance with changes in an interest rate index.

 March 31, 2025 Due inOne Yearor LessAfter One,but WithinFive YearsAfter Five but Within Fifteen YearsAfterFifteen YearsTotalLoans Receivable with Fixed Interest RateFarmland$750 $1,194 $5,700 $— $7,644 Owner-occupied, nonfarm nonresidential properties22,634 25,642 11,466 2,088 61,830 Agricultural production and other loans to farmers26 44 — 9 79 Commercial and Industrial17,439 197,002 56,651 23,564 294,656 Obligations (other than securities and leases) of states and political subdivisions3,456 15,083 76,858 6,048 101,445 Other loans271 1,168 990 12,323 14,752 Other construction loans and all land development and other land loans (1)54,573 14,344 7,827 884 77,628 Multifamily (5 or more) residential properties48,484 10,737 6,748 136 66,105 Non-owner occupied, nonfarm nonresidential properties44,084 133,372 59,338 923 237,717 1-4 Family Construction (1)187 — — — 187 Home equity lines of credit5 78 331 282 696 Residential Mortgages secured by first liens