Company: FRME
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0000712534-25-000197
Chunk: 249

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Part I, Item 2
Chunk 249
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 8.14 Tax-Exempt (2)1,142,210 14,070 4.93 933,125 10,914 4.68 Total Loans13,402,379 214,476 6.40 12,680,166 217,594 6.86 Total Earning Assets17,282,901 241,304 5.58 %16,990,358 246,966 5.82 %Total Non-Earning Assets1,354,680 1,370,222 Total Assets$18,637,581 $18,360,580 Liabilities:Interest-Bearing Deposits:Interest-bearing deposits$5,600,373 $37,463 2.68 %$5,455,298 $40,450 2.97 %Money market deposits3,843,537 31,709 3.30 2,974,188 25,950 3.49 Savings deposits1,269,539 2,605 0.82 1,425,047 4,208 1.18 Certificates and other time deposits2,036,704 19,044 3.74 2,499,655 28,248 4.52 Total Interest-Bearing Deposits12,750,153 90,821 2.85 12,354,188 98,856 3.20 Borrowings1,072,145 10,609 3.96 1,071,440 11,117 4.15 Total Interest-Bearing Liabilities13,822,298 101,430 2.94 13,425,628 109,973 3.28 Noninterest-bearing deposits2,157,708 2,348,266 Other liabilities289,604 335,139 Total Liabilities16,269,610 16,109,033 Stockholders' Equity2,367,971 2,251,547 Total Liabilities and Stockholders' Equity$18,637,581 $18,360,580 Net Interest Income (FTE)$139,874 $136,993 Net Interest Spread (FTE) (4)2.64 %2.54 %Net Interest Margin (FTE):Interest Income (FTE) / Average Earning Assets5