Company: FITBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000035527-25-000171
Chunk: 259

Company: FIFTH THIRD BANCORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 259
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 updated periodically thereafter. The Bancorp defines term loans and leases as those having a fixed duration, repayment schedule and defined interest rate. For purposes of disclosing term loans by origination year, the Bancorp generally determines the origination date for loans and leases within the commercial portfolio as the date of the most recent credit decision or extension. Revolving and other loans include loans with revolving privileges and certain complex lending arrangements involving commitments made by the Bancorp under predefined terms, including loans with both revolving and non-revolving components, loans with delayed draw features or loans with interchangeable interest rate and repayment options that extend beyond the time of origination. 

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Table of ContentsFifth Third Bancorp and SubsidiariesNotes to Condensed Consolidated Financial Statements (unaudited)

The following tables present the amortized cost basis of the Bancorp’s commercial portfolio segment, by class and vintage, disaggregated by credit risk rating:As of June 30, 2025 ($ in millions)    Term Loans and Leases by Origination YearRevolving and Other Loans20252024202320222021PriorTotalCommercial and industrial loans:Pass$1,840 2,545 1,002 2,183 997 688 40,659 49,914 Special mention— 70 15 18 15 3 1,021 1,142 Substandard33 114 96 163 53 33 1,574 2,066 Doubtful— — — — — — 190 190 Total commercial and industrial loans$1,873 2,729 1,113 2,364 1,065 724 43,444 53,312 Commercial mortgage owner-occupied loans:Pass$527 738 698 744 584 510 1,582 5,383 Special mention— 13 19 18 9 3 44 106 Substandard40 18 42 33 26 16 236 411 Doubtful— — — — — — — — Total commercial mortgage owner-occupied loans$567 769 759 795 619 529 1,862 5,900 Commercial mortgage nonowner-occupied loans:Pass$260 565 658 773 169 564 2,796 5,785 Special mention— 5