Company: NODK
Filing Date: 2025-03-07
Form Type: 10-K
Source: 0001174947-25-000304
Chunk: 787

Company: NI Holdings, Inc.
Filing Date: 2025-03-07
Form: 10-K
Item: Item 1C
Chunk 787
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 in the tables
is prior to the effects of the intercompany reinsurance pooling arrangement.

The tables include unaudited information about
incurred and paid claims development for the year ended December 31, 2015 for the Private Passenger Auto, Home and Farm, and Crop segments
and from the year ended December 31, 2015 through 2017 for the Non-Standard Auto information, which we present as supplementary information.

    Private 
Passenger 
Auto 
    Incurred Claims and Allocated Claim Adjustment Expenses, Net of Reinsurance For the Year Ended December 31,  
    At December 31, 2024 
  
    Accident Year 
    2015 (1)  
    2016  
    2017  
    2018  
    2019  
    2020  
    2021  
    2022  
    2023  
    2024  
    Total IBNR
 Plus Expected
 Development 
on Reported 
Claims  
    Cumulative
 Number of 
Reported 
Claims 
  
    (in thousands, except claim counts) 

    2015 
    $32,438  
    $31,532  
    $30,461  
    $30,503  
    $30,679  
    $30,455  
    $30,379  
    $30,370  
    $30,351  
    $30,362  
    $(1) 
     11,688 
  
    2016 
     —  
     40,227  
     39,260  
     39,057  
     39,314  
     38,535  
     38,416  
     38,601  
     38,566  
     38,536  
     (3) 
     14,325 
  
    2017 
     —  
     —  
     40,779  
     40,199  
     40,120  
     40,427  
     40,488  
     40,520  
     40,471  
     40,449  
     —  
     13,753 
  
    2018 
     —  
     —