Company: FLDDW
Filing Date: 2025-10-02
Form Type: 424B3
Source: 0001193125-25-227152
Chunk: 25

Company: Fold Holdings, Inc.
Filing Date: 2025-10-02
Form: 424B3
Chunk 25
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 way whatsoever in each case arising from Lender’s actions, inactions or omissions under or relating to any Loan Documents.

14. Lender’s limitation of liability

(a) Nothing in this Agreement shall constitute the Lender acting as a trustee, fiduciary or an advisor to the Borrower.

(b) The Lender shall not be responsible or liable for any losses, actions or claims of any kind or nature whatsoever arising out of the Borrower’s actions, inactions or omissions hereunder, including errors (including errors of transmission), inaccuracies, changes in market conditions or other circumstances.

(c) The Lender (i) will not be liable for any loss that arises from a default by, and (ii) shall not be responsible for monitoring the performance or conduct of any counterparty, custodian, any sub-custodian or any other person or entity, which holds Digital Assets or other assets on the Borrower’s behalf or for the benefit of the Borrower, provided that (if applicable) the Lender had taken reasonable care in its choice or recommendation of such third party.

(d) The Lender will not be responsible or liable for any losses, actions or claims of any kind or nature whatsoever which arise as a result of a Force Majeure Event; provided, however, that the Lender shall remain responsible for ensuring that all instructions with respect to Collateral are transmitted to and processed by the Custodian in accordance with the Custody Agreement.

(e) The Lender will not be responsible or liable for any losses which results from unauthorized use of, or access to, the MP Prime system, by the Borrower or using the Borrower’s account, credentials or access of which the Borrower will promptly notify the Lender.

(f) The benefit of the limitation of liability provisions in this section shall apply severally to the Lender, each its Affiliates, and each of the Lender’s or it’s Affiliates’ partners, directors, officers, employees and any person controlled by or controlling the Lender.

15. Instructions to the Lender

(a) The Lender shall be entitled to assume that any instructions or requests received by it from an Authorized Agent of the Borrower are duly given in accordance with the terms of the Loan Documents and unless it has received notice of revocation, that those instructions or requests have not been revoked.

(b) The Lender is entitled to act upon instructions (“Valid Instructions”) from an Authorized Agent via the electronic means advised by the Lender. The Lender