Company: CCNE
Filing Date: 2025-05-07
Form Type: 10-Q
Source: 0000736772-25-000087
Chunk: 222

Company: CNB FINANCIAL CORP/PA
Filing Date: 2025-05-07
Form: 10-Q
Item: Item 2
Chunk 222
---
 — Non-owner occupied, nonfarm nonresidential properties62 — 1,006,641 — 1-4 Family Construction(76)— 20,584 — Home equity lines of credit224 — 172,126 — Residential Mortgages secured by first liens175 (34)1,014,716 (0.01)Residential Mortgages secured by junior liens108 — 106,878 — Other revolving credit plans(103)(2)36,608 (0.02)Automobile(13)— 20,314 — Other consumer584 (555)52,237 (4.31)Credit cards116 (118)14,352 (3.33)Overdrafts5 (71)243 (118.50)Total$1,439 $(1,439)$4,591,395 (0.13)%

(1) Excludes provision for credit losses related to unfunded commitments. Note 9, "Off-Balance Sheet Commitments and Contingencies," to the condensed consolidated financial statements provides more detail concerning the provision for credit losses related to unfunded commitments of the Corporation.

53

Three Months Ended March 31, 2024Provision (Benefit) for Credit Losses on Loans Receivable (1)Net(Charge-Offs)RecoveriesAverage Loans ReceivableRatio of Annualized Net (Charge-Offs) Recoveries to Average Loans ReceivableFarmland$9 $— $32,243 — %Owner-occupied, nonfarm nonresidential properties1,111 (587)511,312 (0.46)Agricultural production and other loans to farmers1 — 1,685 — Commercial and Industrial(418)(42)704,491 (0.02)Obligations (other than securities and leases) of states and political subdivisions(76)— 154,633 — Other loans(9)— 25,354 — Other construction loans and all land development and other land loans222 — 496,852 — Multifamily (5 or more) residential properties37 — 246,482 — Non-owner occupied, nonfarm nonresidential properties(385)— 865,378 — 1-4 Family Construction(53)— 48,023 — Home equity lines of credit