Company: FOACW
Filing Date: 2025-10-21
Form Type: 8-K
Source: 0001193125-25-245228
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Company: Finance of America Companies Inc.
Filing Date: 2025-10-21
Form: 8-K
Item: Item 1.01
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Item 1.01.      Entry Into a Material Definitive Agreement.  

On October 21, 2025 (the “ Effective Date”), Finance of America Funding LLC (“ FOA Funding”), a subsidiary of Finance of America Companies Inc. (the “ Company”), completed the previously disclosed consent transactions contemplated by the Consent Support Agreement, by entering into the Supplemental Indentures, in each case, as defined herein.

FOA Funding, together with Finance of America Equity Capital LLC (“ FOA Equity Capital”), Finance of America Holdings LLC (“ FAH”), Incenter LLC (“ Incenter”), Finance of America Mortgage LLC (“ FOA Mortgage”), Finance of America Reverse LLC (“ FOA Reverse”) and MM Risk Retention LLC (“ MM Risk”) (FOA Equity Capital, FAH, Incenter, FOA Mortgage, FOA Reverse and MM Risk, each, a “ Guarantor” and collectively, the “ Guarantors”), as contemplated by the Consent Support Agreement (the “ Consent Support Agreement”), dated as of August 4, 2025, by and among FOA Funding, the Guarantors and certain holders representing the requisite majority of holders (or their investment advisors, sub-advisorsor managers) of FOA Funding’s 7.875% Senior Secured Notes due 2026 (the “2026 Notes”) and 10.000% Exchangeable Senior Secured Notes due 2029 (the “2029 Exchangeable Notes”), entered into: (i) the First Supplemental Indenture (the “ Secured Notes Supplemental Indenture”) with U. S. Bank Trust Company, National Association, as trustee (in such capacity, the “ Secured Notes Trustee”) and collateral trustee (in such capacity, the “ Secured Notes Collateral Trustee”), to the Indenture, dated October 31, 2024, by and among FOA Funding, the Guarantors, the Company (solely for Section 6.03 thereto), the Secured Notes Trustee and the Secured Notes Collateral Trustee, relating to the 2026 Notes; and (ii) the First Supplemental Indenture (the “ Exchangeable Notes Supplemental Indenture” and together with the Secured Notes Supplemental Indenture, the “ Supplemental Indentures”) with U. S. Bank Trust Company, National Association, as trustee (in such capacity, the “ Exchangeable Notes Trustee”) and collateral trustee (in such capacity, the