Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 179

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 179
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 to such shares except to the extent of any pecuniary interest he may have therein. |

| (10) | Includes 1,000 shares owned jointly with spouse. |

| (11) | Includes 5,500 shares held indirectly in Tompkins Family Trust. |

| (12) | Includes 33,936 shares held by J Michel and R Michel TTEE, The Michel family Tr U/A DTD 6/14/18; Mr. Michel and his spouse, Rosetta Michel, are the co-trustees and beneficiaries of the J Michel and R. Michel Tr U/A DTD 6/14/18. |

| (13) | Includes 538 shares held through the HomeStreet, Inc. 401(k) Plan as of the last statement date of March 31, 2025. Participants in the HomeStreet, Inc. 401(k) Plan have the authority to direct voting of shares they hold through the HomeStreet, Inc. 401(k) Plan. |

| (14) | Includes shares held by our directors and named executive officers as well as our seven other executive officers. For our seven other executive officers, includes 5,575 shares were held through the HomeStreet, Inc. 401(k) Plan as of the last statement date of March 31, 2025. Participants in the HomeStreet, Inc. 401(k) Plan have the authority to direct voting of shares they hold through the HomeStreet, Inc. 401(k) Plan. |

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TABLE OF CONTENTS

PRINCIPAL SHAREHOLDERS OF MECHANICS BANK The following table and accompanying footnotes set forth certain information with respect to the beneficial ownership of Mechanics common stock as of July 1, 2025, for:

| • | each person, or group of affiliated persons, who is known by Mechanics to beneficially own more than 5% of Mechanics common stock; |

| • | each of Mechanics’ active named executive officers; |

| • | all of Mechanics’ executive officers and directors as a group. |

Beneficial ownership prior to the completion of the merger is based on 60,859 shares of Mechanics voting common stock and 3,376 shares of Mechanics non-voting common stock. Beneficial ownership is determined in accordance with the rules and regulations of the SEC and includes voting or investment power with respect to Mechanics common stock. Shares of Mechanics common stock that an individual has a right to acquire within 60 days after July 1,