Company: FMCCN
Filing Date: 2025-05-01
Form Type: 10-Q
Source: 0001026214-25-000060
Chunk: 121

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-05-01
Form: 10-Q
Item: Item 1
Chunk 121
---
 Mac 1Q 2025 Form 10-Q23

Management's Discussion and AnalysisRisk Management

The table below presents the combination of credit score and CLTV ratio attributes of loans in our Single-Family mortgage portfolio.

Table 20 - Single-Family Mortgage Portfolio Attribute Combinations(1)March 31, 2025CLTV ≤ 60CLTV > 60 to 80CLTV > 80 to 90CLTV > 90 to 100CLTV > 100All LoansCurrent credit score(2)(3)% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate740 and above50 %0.04 %16 %0.06 %4 %0.09 %2 %0.10 %— %NM72 %0.05 %700 to 7398 0.22 3 0.23 1 0.25 1 0.21 — NM13 0.22 680 to 6992 0.43 1 0.40 1 0.51 — NM— NM4 0.43 660 to 6792 0.68 1 0.65 — NM— NM— NM3 0.68 620 to 6592 1.49 1 1.59 — NM— NM— NM3 1.51 Less than 6203 7.63 1 10.33 1 12.19 — NM— NM5 8.54 Total67 %0.50 23 %0.83 7 %1.03 3 %0.84 — %NM100 %0.59 

December 31, 2024CLTV ≤ 60CLTV > 60 to 80CLTV > 80 to 90CLTV > 90 to 100CLTV > 100All LoansCurrent credit score(2)(3)% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate% of PortfolioSDQ Rate740 and above50 %0.04 %16 %0.05 %