Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 177

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 177
---
 no change in the information set forth or incorporated into this document by reference or in our affairs since the date of this document. The information contained in this document with respect to Huntington was provided by Huntington and the information contained in this document with respect to Veritex was provided by Veritex.

112

#### TABLE OF CONTENTS

#### Annex A

### AGREEMENT AND PLAN OF MERGER

#### by and between

### HUNTINGTON BANCSHARES INCORPORATED

#### and

#### VERITEX HOLDINGS, INC.

#### Dated as of July 13, 2025
TABLE OF CONTENTS

TABLE OF CONTENTS

|                                           |     |                                            |     | Page |
| ARTICLE I                                 
 THE MERGER                                |     |                                            |     |      |
| 1.1                                       |     | The Merger                                 |     | A-1  |
| 1.2                                       |     | Closing                                    |     | A-1  |
| 1.3                                       |     | Effective Time                             |     | A-1  |
| 1.4                                       |     | Effects of the Merger                      |     | A-1  |
| 1.5                                       |     | Conversion of Veritex Common Stock         |     | A-1  |
| 1.6                                       |     | Huntington Common Stock                    |     | A-2  |
| 1.7                                       |     | Treatment of Veritex Equity Awards         |     | A-2  |
| 1.8                                       |     | Bylaws of Surviving Corporation            |     | A-4  |
| 1.9                                       |     | Tax Consequences                           |     | A-4  |
| 1.10                                      |     | Bank Merger                                |     | A-4  |
| ARTICLE II                                
 EXCHANGE OF SHARES                        |     |                                            |     |      |
| 2.1                                       |     | Huntington to Make Consideration Available |     | A-4  |
| 2.2                                       |     | Exchange of Shares                         |     | A-4  |
| ARTICLE III                               
 REPRESENTATIONS AND WARRANTIES OF VERITEX |     |                                            |     |      |
| 3.1                                       |     | Corporate Organization                     |     | A-7  |
| 3.2                                       |     | Capitalization                             |     | A-8  |
| 3.