Company: CMTV
Filing Date: 2025-08-14
Form Type: 10-Q
Source: 0001654954-25-009542
Chunk: 123

Company: COMMUNITY BANCORP /VT
Filing Date: 2025-08-14
Form: 10-Q
Item: Part I, Item 2
Chunk 123
---
709,606 Consumer  492,588   2,028,902   25,694   0   2,547,184 Total Loans $41,726,851  $47,985,517  $85,169,444  $60,106,269  $234,988,081 

  Variable Rate Loans   Within  2 - 5  6 - 15  Over      1 Year  Years  Years  15 Years  Total                 Commercial & industrial $25,524,272  $28,989,084  $8,804,139  $6,269,111  $69,586,606 Commercial real estate  2,515,318   5,414,308   115,312,946   324,507,200   447,749,772 Municipal  0   0   9,347,535   3,129,595   12,477,130 Residential real estate - 1st lien  419,955   3,183,102   16,745,979   122,750,935   143,099,971 Residential real estate - Jr lien  846,101   515,635   12,780,917   19,304,874   33,447,527 Consumer  56,961   171,276   185,671   0   413,908 Total Loans $29,362,607  $38,273,405  $163,177,187  $475,961,715  $706,774,914 

(1)Consists of commercial loans totaling $6 thousand within 1 year; $2.9 million in 2 – 5 years and $526 thousand in 6 – 15 years and consumer loans of $0, $186 thousand and $7.9 million in those maturity categories, respectively.

The Company experienced solid growth in the CRE loan portfolios, which is consistent with its strategic focus on commercial lending.  Commercial & industrial, purchased, CRE and municipal loans collectively comprised 71.5% of the Company’s loan portfolio as of June 30, 2025, compared to 72.3% as of December