Company: ABR-PF
Filing Date: 2025-08-01
Form Type: 10-Q
Source: 0001253986-25-000014
Chunk: 243

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-08-01
Form: 10-Q
Item: Part I, Item 8
Chunk 243
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 %________________________(1) Excluding $160.2 million of loan commitments not serviced for a fee from the first quarter of 2024 the MSR rate was 1.32% for the six months ended June 30, 2024. 

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

June 30, 2025Key Servicing Metrics for Agency Business:Servicing Portfolio UPBWtd. Avg. Servicing Fee Rate (basis points)Wtd. Avg. Life of Portfolio (years)Fannie Mae$22,999,772 45.85.9Freddie Mac6,100,091 21.36.5Private Label2,599,971 18.75.0FHA1,497,551 14.019.9SFR - Fixed Rate287,065 20.04.2Bridge278,116 10.42.6Total$33,762,566 37.46.5December 31, 2024Fannie Mae$22,730,056 46.46.4Freddie Mac6,077,020 21.56.8Private Label2,605,980 18.75.5FHA1,506,948 14.119.2Bridge278,494 10.43.0SFR - Fixed Rate271,859 20.14.4Total$33,470,357 37.86.9

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Table of Contents

Item 2.    Management’s Discussion and Analysis of Financial Condition and Results of Operations

You should read the following discussion in conjunction with the unaudited consolidated interim financial statements, and related notes and the section entitled “Forward-Looking Statements” included herein.

Overview

Through our Structured Business, we invest in a diversified portfolio of structured finance assets in the multifamily, SFR and commercial real estate markets, primarily consisting of bridge loans, in addition to mezzanine loans, junior participating interests in first mortgages and preferred equity. We also invest in real estate-related joint ventures and may directly acquire real property and invest in real estate-related notes and certain mortgage-related securities.

Through our Agency Business, we originate, sell and service a range of multifamily finance products through Fannie Mae and Freddie Mac, Ginnie Mae, FHA and HUD. We retain the servicing rights and asset management responsibilities on