Company: INVUP
Filing Date: 2025-03-28
Form Type: 10-K
Source: 0001641172-25-001193
Chunk: 1247

Company: Investview, Inc.
Filing Date: 2025-03-28
Form: 10-K
Item: Item 1A
Chunk 1247
---
 result in various types of penalties or fines. These include
injunctions, product withdrawals, recalls, product seizures, fines, and criminal prosecutions. Approvals or licensing may be conditioned
on reformulation of products or may be unavailable with respect to certain products or product ingredients. Any of these government agencies,
as well as legislative bodies, can change existing regulations, or impose new ones, or could take aggressive measures, causing or contributing
to a variety of negative consequences, including:

    ●
    requirements
    for the reformulation of certain or all products to meet new standards;

19

    ●
    the
    recall or discontinuance of certain or all products;

    ●
    additional
    record keeping;

    ●
    expanded
    documentation of the properties of certain or all products;

    ●
    expanded
    or different labeling;

    ●
    adverse
    event tracking and reporting; and

    ●
    additional
    scientific substantiation.

Any
or all of these requirements could have a material adverse effect on us. There can be no assurance that the regulatory environment in
which we operate will not change or that such regulatory environment, or any specific action taken against us, will not result in a material
adverse effect on us.

If
we experience product recalls, we may incur significant and unexpected costs, and our business reputation could be adversely affected.

We
may be exposed to product recalls and adverse public relations if our products are alleged to cause injury or illness, or if we are alleged
to have violated governmental regulations. A product recall could result in substantial and unexpected expenditures, which would reduce
operating profit and cash flow. In addition, a product recall may require significant management attention. Product recalls may hurt
the value of our brands and lead to decreased demand for our products. Product recalls also may lead to increased scrutiny by federal,
state or international regulatory agencies of our operations and increased litigation and could have a material adverse effect on our
business, results of operations, financial condition and cash flows.

We
may experience product liability claims and litigation to prosecute such claims, and although we maintain product liability insurance,
which we believe to be adequate for our needs, there can be no assurance that our insurance coverage will be adequate or that we will
be able to maintain adequate insurance coverage.

As
a manufacturer and a distributor of products for human use and consumption, we may experience product liability claims and litigation
to defend such claims. Additionally, the manufacture and sale of these products