Company: ONBPP
Filing Date: 2025-04-30
Form Type: 10-Q
Source: 0000707179-25-000009
Chunk: 76

Company: OLD NATIONAL BANCORP /IN/
Filing Date: 2025-04-30
Form: 10-Q
Item: Item 1
Chunk 76
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917,572 94,213 3.82 %Time deposits, excluding brokered deposits5,996,108 56,485 3.82 %4,689,136 47,432 4.07 %Brokered deposits1,546,756 18,171 4.76 %1,047,140 13,525 5.19 %Total interest-bearing deposits31,426,047 190,495 2.46 %27,820,449 185,439 2.68 %Federal funds purchased and interbank   borrowings148,130 1,625 4.45 %69,090 961 5.59 %Securities sold under agreements to repurchase272,961 551 0.82 %296,236 917 1.25 %FHLB advances4,464,590 41,896 3.81 %4,386,492 41,167 3.77 %Other borrowings675,759 8,189 4.91 %825,846 11,039 5.38 %Total borrowed funds5,561,440 52,261 3.81 %5,577,664 54,084 3.90 %Total interest-bearing liabilities$36,987,487 $242,756 2.66 %$33,398,113 $239,523 2.88 %Noninterest-Bearing Liabilities and   Shareholders’ EquityDemand deposits$9,096,676 $9,258,136 Other liabilities944,935 964,089 Shareholders’ equity6,416,485 5,565,542 Total liabilities and shareholders’ equity$53,445,583 $49,185,880 Net interest income - taxable equivalent basis$393,003 3.27 %$362,711 3.28 %Taxable equivalent adjustment(5,360)(6,253)Net interest income (GAAP)$387,643 3.23 %$356,458 3.23 %

(1)Interest income is reflected on a fully taxable equivalent basis.

(2)Includes loans held-for-sale.

54

The following table presents the dollar amount of changes in taxable equivalent net interest income attributable to changes in the average balances of assets and liabilities and the yields earned or