Company: FITBI
Filing Date: 2025-11-04
Form Type: 10-Q
Source: 0000035527-25-000212
Chunk: 211

Company: FIFTH THIRD BANCORP
Filing Date: 2025-11-04
Form: 10-Q
Item: Item 1
Chunk 211
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 loans to a variety of customers ranging from large multinational firms to middle market businesses, small businesses, sole proprietors and high net worth individuals. The origination policies for commercial loans and leases outline the risks and underwriting requirements for individuals and businesses in various industries. Included in the policies are maturity and amortization terms, collateral and leverage requirements, cash flow coverage measures and hold limits. The Bancorp aligns credit and sales teams with specific industry and regional expertise to better monitor and manage different industry and geographic segments of the portfolio.

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Table of ContentsManagement’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

The following table provides detail on commercial loans and leases by industry classification (as defined by the North American Industry Classification System), by loan size and by state, illustrating the diversity and granularity of the Bancorp’s commercial loans and leases as of:

TABLE 28:  Commercial Loan and Lease Portfolio (excluding loans and leases held for sale)September 30, 2025December 31, 2024($ in millions)OutstandingExposureNonaccrualOutstandingExposureNonaccrualBy Industry:Real estate$14,436 23,003 6 14,375 22,429 6 Financial services and insurance9,799 21,195 20 9,507 19,939 1 Manufacturing8,963 19,068 35 8,850 19,230 68 Business services5,990 10,660 86 5,596 9,755 113 Healthcare5,736 8,373 50 5,648 8,192 76 Wholesale trade5,361 10,292 77 5,315 10,305 14 Accommodation and food4,495 6,885 14 4,371 6,731 18 Retail trade3,456 7,895 95 3,495 8,429 45 Construction3,228 7,357 18 2,674 6,815 19 Communication and information2,987 5,804 21 3,304 6,140 74 Transportation and warehousing2,359 3,941 3 2,311 4,124 7 Mining2,096 5,446 — 2,676 5,897 — Utilities1,873 3,447 —