Company: NEWTP
Filing Date: 2025-05-12
Form Type: 10-Q
Source: 0001587987-25-000084
Chunk: 178

Company: NewtekOne, Inc.
Filing Date: 2025-05-12
Form: 10-Q
Item: Part I, Item 1
Chunk 178
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 amounts and ratios for Newtek Bank as of March 31, 2025, and 2024 are presented in the table below. As of March 31, 2025 and 2024, Newtek Bank was categorized as “well-capitalized” under the prompt corrective action measures and met the capital conservation buffer requirements.

ActualFor Capital Adequacy Purposes1For Consideration as Well-CapitalizedNewtek Bank - March 31, 2025AmountRatioAmountRatioAmountRatioTier 1 Capital (to Average Assets)$126,404 10.5 %$48,317 4.0 %$60,396 5.0 %Common Equity Tier 1 (to Risk-Weighted Assets)126,404 13.4 %42,607 4.5 %61,544 6.5 %Tier 1 Capital (to Risk-Weighted Assets)126,404 13.4 %56,810 6.0 %75,747 8.0 %Total Capital (to Risk-Weighted Assets)138,576 14.6 %75,746 8.0 %94,683 10.0 %Newtek Bank - March 31, 2024Tier 1 Capital (to Average Assets)$100,383 15.5 %25,905 4.0 %$32,382 5.0 %Common Equity Tier 1 (to Risk-Weighted Assets)100,383 17.7 %25,521 4.5 %36,864 6.5 %Tier 1 Capital (to Risk-Weighted Assets)100,383 17.7 %34,028 6.0 %45,371 8.0 %Total Capital (to Risk-Weighted Assets)107,603 18.9 %45,546 8.0 %56,933 10.0 %

1 Exclusive of the capital conservation buffer of 2.5% of risk-weighted assets.

Cash Flows and Liquidity

The following table summarizes the Company’s available sources of liquidity as of March 31, 2025 and December 31, 2024:

Availability as of March 31, 2025December 31, 2024Unrestricted cash$10,201$6,941Lines of credit at other commercial banks118460