Company: BCDRF
Filing Date: 2025-04-30
Form Type: 6-K
Source: 0000891478-25-000082
Chunk: 41

Company: Banco Santander, S.A.
Filing Date: 2025-04-30
Form: 6-K
Chunk 41
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6) (33) +441.0% Total revenue 1,076 1,075 1,135 1,129 1,120 -0.8% 1,076 1,120 +4.1% Operating expenses (629) (612) (599) (630) (602) -4.4% (629) (602) -4.3% Net operating income 447 463 536 500 519 +3.8% 447 519 +15.9% Net loan-loss provisions (15) (38) (31) 29 (44) — (15) (44) +195.2% Other gains (losses) and provisions (78) (54) (91) (150) (156) +4.0% (78) (156) +100.4% Profit before tax 355 371 414 379 319 -15.9% 355 319 -10.1% Consolidated profit 261 277 292 275 238 -13.6% 261 238 -9.0% Attributable profit 261 277 292 275 238 -13.6% 261 238 -9.0%

63 Portugal (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q1'25 / Q4'24 Q1'24 Q1'25 Q1'25 / Q1'24 Net interest income 431 413 373 332 348 +4.8% 431 348 -19.2% Net fee income 127 115 115 110 126 +13.9% 127 126 -1.2% Gains (losses) on financial transactions and other 26 30 13 16 29 +85.4% 26 29 +12.4% Total revenue 584 558 500 458 503 +9.7% 584 503 -13.9% Operating expenses (134) (134) (137) (143) (136) -5.2% (134) (136) +1.4% Net operating income 450 425 363 315 367 +16.5% 450 367 -18.4% Net loan-loss provisions (7) 5 (7) (1) 14 —