Company: USCB
Filing Date: 2025-04-22
Form Type: DEF 14A
Source: 0000927089-25-000082
Chunk: 19

Company: USCB FINANCIAL HOLDINGS, INC.
Filing Date: 2025-04-22
Form: DEF 14A
Chunk 19
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| • | approve meeting schedules to ensure that there is sufficient time for discussion of all agenda items; and |

| • | have the authority to call meetings of the independent directors. |

Mr. Wycoff has served as the lead independent director since January 2023.

Code of Ethics and Business Conduct.Our Board has adopted a Code of Ethics and Business Conduct which applies to all of our directors, officers and employees. This code provides fundamental ethical principles to which these individuals are expected to adhere and will operate as a tool to help our directors, officers and employees understand the high ethical standards required for employment by, or association with, USCB Financial Holdings and U.S. Century Bank. Our Code of Ethics and Business Conduct, is available on our website at www.uscentury.com under the Investor Relations tab. We expect that any amendments to our Code of Ethics and Business Conduct, or any waivers of its requirements, will be disclosed on our website, as well as by any other means required by The Nasdaq Stock Market rules.

Risk Management and Oversight.Our Board oversees our risk management process, which is a company‐wide approach to risk management that is carried out by our management. Our full Board determines the appropriate risk appetite for us generally, assesses the specific risks faced by us, and reviews the steps taken by management to manage those risks. While our full Board maintains the ultimate oversight responsibility for the risk management process (including oversight of capital adequacy in relation to risk), its committees oversee risk within their respective areas of oversight. Additionally, our Board has several committees, including our audit and risk committee and asset liability committee (which primarily focuses on U.S. Century Bank’s enterprise risk management) to assist with risk management related to matters within the purview of each committee. Management regularly reports on applicable risks to the relevant committee or the full Board, as appropriate, with additional review or reporting on risks conducted as needed or as requested by our Board and its committees.

Compensation Committee Interlocks and Insider Participation.Determinations regarding compensation of our president and chief executive officer, our senior management and our employees are reviewed and approved by the compensation committee as described below.No person who served as a member of the compensation committee during 2024 was a current or former officer or employee of USCB Financial Holdings or U.S. Century Bank. Certain members of the compensation committee were involved in transactions required to be disclosed under applicable SEC regulations. See “Certain Relationships and Related Party Transactions.” Additionally, there were no compensation committee “interlocks” during 2024, which