Company: FMCCN
Filing Date: 2025-10-30
Form Type: 10-Q
Source: 0001026214-25-000116
Chunk: 226

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-10-30
Form: 10-Q
Item: Item 3
Chunk 226
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The table below presents a yield analysis of interest-earning assets and interest-bearing liabilities. 

Table 3 - Analysis of Net Interest Yield 3Q 20253Q 2024(Dollars in millions)AverageBalanceInterestIncome(Expense)AverageRateAverageBalanceInterestIncome(Expense)AverageRateInterest-earning assets:Cash and cash equivalents$8,639 $70 3.16 %$9,848 $103 4.10 %Securities purchased under agreements to resell101,119 1,136 4.49 109,863 1,511 5.50 Investment securities83,769 932 4.45 45,616 510 4.48 Mortgage loans(1)3,234,083 30,802 3.81 3,133,839 27,640 3.53 Other assets3,134 35 4.36 2,624 45 6.72 Total interest-earning assets3,430,744 32,975 3.85 3,301,790 29,809 3.62 Interest-bearing liabilities:Debt of consolidated trusts3,147,760 (25,072)(3.19)3,064,773 (22,330)(2.91)Debt of Freddie Mac210,180 (2,448)(4.65)178,148 (2,480)(5.56)Total interest-bearing liabilities3,357,940 (27,520)(3.28)3,242,921 (24,810)(3.06)Impact of net non-interest-bearing funding72,804 — 0.07 58,869 — 0.05 Total funding of interest-earning assets3,430,744 (27,520)(3.21)3,301,790 (24,810)(3.01)Net interest income/yield$5,455 0.64 %$4,999 0.61 %

(1)Loan fees included in net interest income were $0.3 billion during both 3Q 2025 and 3Q 2024.

 YTD 2025YTD 2024(Dollars in millions)AverageBalanceInterestIncome(Expense)AverageRateAverageBalanceInterestIncome(Expense)AverageRateInterest-earning assets:Cash and cash equivalents$9