Company: FITBI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000035527-25-000171
Chunk: 214

Company: FIFTH THIRD BANCORP
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 1
Chunk 214
---
ing assets$913 860 Total portfolio loans and leases 90 days past due and still accruing:Commercial and industrial loans$5 5 Commercial mortgage loans3 — Commercial leases— 1 Residential mortgage loans(b)8 6 Credit card18 20 Total portfolio loans and leases 90 days past due and still accruing$34 32 Nonperforming portfolio assets as a percent of portfolio loans and leases and OREO0.72 %0.71 Nonperforming portfolio loans and leases as a percent of portfolio loans and leases0.70 0.69 ACL as a percent of nonperforming portfolio loans and leases300 302 ACL as a percent of nonperforming portfolio assets289 291 

(a)Includes $16 and $18 of nonaccrual government-insured commercial loans whose repayments are insured by the SBA as of June 30, 2025 and December 31, 2024, respectively.

(b)Information for all periods presented excludes advances made pursuant to servicing agreements for GNMA mortgage pools whose repayments are insured by the FHA or guaranteed by the VA. These advances were $161 as of June 30, 2025 and $163 as of December 31, 2024. The Bancorp recognized losses of an immaterial amount for both the three months ended June 30, 2025 and 2024 and $1 for both the six months ended June 30, 2025 and 2024 due to claim denials and curtailments associated with these insured or guaranteed loans.

(c)Includes $19 and $12 of branch-related real estate no longer intended to be used for banking purposes as of June 30, 2025 and December 31, 2024, respectively.

43

Table of ContentsManagement’s Discussion and Analysis of Financial Condition and Results of Operations (continued)

The following tables provide a rollforward of portfolio nonaccrual loans and leases, by portfolio segment:

TABLE 47:  Rollforward of Portfolio Nonaccrual Loans and LeasesFor the six months ended June 30, 2025 ($ in millions)CommercialResidential MortgageConsumerTotalBalance, beginning of period$456 137 230 823 Transfers to nonaccrual status335 32 172 539 Transfers to accrual status(4)(9)(65)(78)Transfers to held for sale(41)— — (41)