Company: TIPT
Filing Date: 2025-10-31
Form Type: DEFM14A
Source: 0001140361-25-039949
Chunk: 137

Company: TIPTREE INC.
Filing Date: 2025-10-31
Form: DEFM14A
Chunk 137
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 such factual disclosures. The representations, warranties and covenants made in the Merger Agreement by Tiptree, Fortegra, Purchaser and Merger Sub were made solely to the parties to, and solely for the purposes of, the Merger Agreement and as of specific dates and were qualified and subject to important limitations agreed to by Tiptree, Fortegra, Purchaser and Merger Sub in connection with negotiating the terms of the Merger Agreement. In particular, in your review of the representations and warranties contained in the Merger Agreement and described in this summary, it is important to bear in mind that the representations and warranties were negotiated with the principal purposes of establishing the circumstances in which a party to the Merger Agreement may have the right not to consummate the Merger if the representations and warranties of the other party prove to be untrue due to a change in circumstance or otherwise, and allocating risk between the parties to the Merger Agreement, rather than establishing matters as facts. The representations and warranties may also be subject to a contractual standard of materiality different from those generally applicable to stockholders and reports and documents filed with the SEC and in some cases were qualified by the matters contained in the disclosure schedule, which disclosures were not reflected in the Merger Agreement. Moreover, information concerning the subject matter of the representations and warranties may have changed since the date of the Merger Agreement. Investors should not rely on the representations, warranties and covenants or any description thereof as characterizations of the actual state of facts of Tiptree, Fortegra, Purchaser and Merger Sub or any of their respective subsidiaries or affiliates. Capitalized terms used in this section titled “The Merger Agreement” will have the meanings ascribed to them in the Merger Agreement, to the extent not otherwise defined herein.

#### Effects of the Merger; Closing; Effective Time

#### Effects of the Merger
At the Effective Time, in accordance with the Merger Agreement and the DGCL, Merger Sub will be merged with and into Fortegra, the separate existence of Merger Sub will cease and Fortegra will continue as the surviving corporation. As a result of the Merger, the surviving corporation will become a wholly-owned subsidiary of Purchaser.

#### Closing
The closing will take place on (a) the last business day of the month in which the Condition Satisfaction occurs; provided, that if the Condition Satisfaction occurs less than five business days prior to the last business day of such month, the closing will occur on the last business day of the