Company: UVSP
Filing Date: 2025-10-24
Form Type: 10-Q
Source: 0000102212-25-000028
Chunk: 22

Company: UNIVEST FINANCIAL Corp
Filing Date: 2025-10-24
Form: 10-Q
Item: Item 1
Chunk 22
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idential secured for business purpose586 — 586 — Real estate-residential secured for personal purpose3,805 — 3,805 — Real estate-home equity secured for personal purpose1,191 — 1,191 — Loans to individuals— — — 24 Lease financings— 611 611 297 Total$7,603 $5,064 $12,667 $321 For the nine months ended September 30, 2025, $34 thousand of interest income was recognized on nonaccrual loans and leases.The following table presents, by class of loans and leases, the amortized cost basis of collateral-dependent nonaccrual loans and leases and type of collateral as of September 30, 2025 and December 31, 2024.(Dollars in thousands)Real EstateOther (1)None (2)TotalAt September 30, 2025Commercial, financial and agricultural$3,397 $1,807 $431 $5,635 Real estate-commercial15,911 — — 15,911 Real estate-residential secured for business purpose2,736 — — 2,736 Real estate-residential secured for personal purpose656 — — 656 Real estate-home equity secured for personal purpose1,705 — — 1,705 Lease financings— 687 — 687 Total$24,405 $2,494 $431 $27,330 (Dollars in thousands)Real EstateOther (1)None (2)TotalAt December 31, 2024Commercial, financial and agricultural$1,521 $1,843 $431 $3,795 Real estate-commercial2,661 — 18 2,679 Real estate-residential secured for business purpose586 — — 586 Real estate-residential secured for personal purpose3,805 — — 3,805 Real estate-home equity secured for personal purpose1,191 — — 1,191 Lease financings— 611 — 611 Total$9,764 $2,454 $449 $12,667 (1) Collateral consists of business assets, including accounts receivable, personal property and equipment.(2) Loans fully guaranteed or fully reserved given lack of collateral.

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