Company: HBCP
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0001628280-25-048166
Chunk: 57

Company: HOME BANCORP, INC.
Filing Date: 2025-11-03
Form: 10-Q
Item: Item 8
Chunk 57
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:Interest rate swaps - variable rate liabilities$(203)$(203)Interest income$1,534 $1,534 Three Months Ended September 30, 2024Amount of Loss Recognized in OCILocation of Gain Reclassified from AOCI into IncomeAmount of Gain Reclassified from AOCI into Income(dollars in thousands)TotalIncluded ComponentTotalIncluded ComponentDerivatives in cash flows hedging relationships:Interest rate swaps - variable rate liabilities$(987)$(987)Interest income$619 $619 Nine Months Ended September 30, 2024Amount of Gain Recognized in OCILocation of Gain Reclassified from AOCI into IncomeAmount of Gain Reclassified from AOCI into Income(dollars in thousands)TotalIncluded ComponentTotalIncluded ComponentDerivatives in cash flows hedging relationships:Interest rate swaps - variable rate liabilities$418 $418 Interest income$1,830 $1,830 Effect of Derivatives Not Designated as Hedging Instruments on the Consolidated Statements of IncomeThe table below presents the effect of the Company’s derivative financial instruments that are not designated as hedging instruments on the Consolidated Statements of Income as of September 30, 2025 and September 30, 2024.

26

(dollars in thousands)Location of Loss Recognized on Non-designated Hedges Three Months Ended September 30, 2025 Nine Months Ended September 30, 2025Effects of non-designated hedgesInterest rate contractsOther noninterest expense$3 $(12)Risk participation agreementsOther noninterest expense$— $— (dollars in thousands)Location of Income Recognized on Non-designated Hedges Three Months Ended September 30, 2024 Nine Months Ended September 30, 2024Effects of non-designated hedgesInterest rate contractsOther noninterest expense$(25)$(54)Risk participation agreementsOther noninterest  income$(1)$1 There was no derivative fee income from non-designated hedges for the three and nine months ended September 30, 2025 and  $175,000 for both the three and nine months ended September 30, 2024.  Credit-risk-related Contingent Features The Company has agreements with each of its derivative counterparties that contain a provision to the effect that, if the Company (either) defaults (or is capable of being declared in default) on any of its