Company: FOACW
Filing Date: 2025-05-20
Form Type: 10-K/A
Source: 0001828937-25-000032
Chunk: 4

Company: Finance of America Companies Inc.
Filing Date: 2025-05-20
Form: 10-K/A
Chunk 4
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2025 Annual Meeting of Stockholders on March 27, 2025, subsequent to the filing of the Original 2024 Annual Report, and relevant portions of the definitive Proxy Statement are incorporated herein by reference as contemplated by the Original 2024 Annual Report.

Except as described above and in Note 1 - Organization and Description of Business in the Notes to Consolidated Financial Statements in this Form 10-K/A, this Amended 2024 Annual Report does not amend, update, or change any other items or disclosures in the Original 2024 Annual Report and does not purport to reflect any information or events subsequent to the filing thereof. As such, this Amended 2024 Annual Report speaks only as of the date the

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Original 2024 Annual Report was filed, and we have not undertaken herein to amend, supplement, or update any information contained in the Original 2024 Annual Report to give effect to any subsequent events. Among other things, forward-looking statements made in the Original 2024 Annual Report have not been revised to reflect events, results, or developments that occurred or facts that became known to us after the date of the Original 2024 Annual Report. Accordingly, this Amended 2024 Annual Report should be read in conjunction with our filings made with the SEC subsequent to the filing of the Original 2024 Annual Report.

Subsequent to the filing of this Form 10-K/A, the Company will file amendments to its Quarterly Reports on Form 10-Q for the quarters ended September 30, 2024 and June 30, 2024, which will include unaudited condensed consolidated financial statements for the periods covered by such reports, to revise for the restatement described in this Form 10-K/A.

#### Internal Control Considerations
As a result of the information described above, the Company’s management has identified a material weakness in the Company’s internal control over financial reporting and concluded that its internal control over financial reporting and disclosure controls and procedures were ineffective for the year ended December 31, 2024. Refer to Part II, Item 9A. Controls and Procedures for further information.

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| Finance of America Companies Inc. 
 Annual Report on Form 10-K        
 Table of Contents                 |

|            |     |                                                                                                              |     | Page |
|            |     | PART I                                                                                                       |     |      |
| Item 1.    |     | Business                                                                                                     |     |    7 |
| Item 1A.