Company: HBCYF
Filing Date: 2025-09-04
Form Type: 424B5
Source: 0001193125-25-195127
Chunk: 52

Company: HSBC HOLDINGS PLC
Filing Date: 2025-09-04
Form: 424B5
Chunk 52
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a UK CRR common equity tier 1 ratio of 14.6% as of June 30, 2025. Effective January 1, 2025, the IFRS 9 transitional arrangements came to an end. Accordingly, HSBC’s UK CRR common equity tier 1 ratio figures as of June 30, 2025
are the same on both a transitional and on a non-transitional basis.

Headquartered in London,
HSBC operates through an international network in 57 countries and territories. Within these regions, a comprehensive range of banking and related financial services is offered to personal, commercial, corporate, institutional, investment and
private banking clients.

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RECENT DEVELOPMENTS

On September 2, 2025, we announced the Tender Offers for the outstanding principal amount of (a) $263,654,000 7.625% Subordinated Notes
due 2032, (b) $124,748,000 7.350% Subordinated Notes due 2032, (c) $1,430,811,000 6.500% Subordinated Notes due 2036 and (d) $961,295,000 6.800% Subordinated Notes due 2038 (collectively, the “Tender Notes”).

The Tender Offers are being made on the terms and subject to the conditions set forth in an offer to purchase, dated September 2, 2025 (the
“Offer to Purchase”). The Tender Offers are subject to customary conditions, as set forth in the Offer to Purchase, but not on the completion of this offering. This offering is not conditioned on the results of the Tender Offers.

We will, in connection with the allocation of the Notes, consider, among other factors, whether or not the relevant investor seeking an
allocation of the Notes has, prior to such allocation, validly tendered or given a firm intention to us or the dealer manager for the Tender Offers that they intend to tender their Tender Notes pursuant to the Tender Offers and, if so, the aggregate
principal amount of Tender Notes tendered or intended to be tendered by such investor. However, we are not obliged to allocate the Notes to a holder who has validly tendered or indicated a firm intention to tender the Tender Notes pursuant to the
Tender Offers and, if Notes are allocated, the principal amount thereof may be less or more than the principal amount of Tender Notes tendered by such holder and accepted by us pursuant to