Company: CMTV
Filing Date: 2025-05-15
Form Type: 10-Q
Source: 0001654954-25-005620
Chunk: 25

Company: COMMUNITY BANCORP /VT
Filing Date: 2025-05-15
Form: 10-Q
Item: Part I, Item 1
Chunk 25
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$3  $8  $45  $1,381  $1,482  For the year ended, December 31, 2024, there were no current period gross charge-offs within the Purchased, Municipal, Residential real estate 1st lien and Residential real estate Jr lien loan segments. The following table presents the amortized cost basis of loans on nonaccrual status and loans past due 90 days or more and still accruing as of the dates presented.  There were no nonaccrual loans with an ACL as of March 31, 2025, or December 31, 2024.      90 Days or   Total  More and March 31, 2025 Nonaccrual  Accruing        Commercial & industrial $6,448,129  $0 Commercial real estate  1,730,385   0 Residential real estate - 1st lien  707,954   493,593 Residential real estate - Jr lien  21,314   0 Totals $8,907,782  $493,593          December 31, 2024                 Commercial & industrial $6,365,276  $0 Commercial real estate  1,196,838   0 Residential real estate - 1st lien  752,850   806,325 Residential real estate - Jr lien  23,202   0 Totals $8,338,166  $806,325 

 18Table of Contents

The following is an age analysis of past due loans (including non-accrual) as of the balance sheet dates, by portfolio segment:      90 Days  Total       March 31, 2025 30-89 Days  or More  Past Due  Current  Total Loans                 Commercial & industrial $50,000  $1,349,303  $1,399,303  $120,040,937  $121,440,240 Purchased  0   0   0   7,242,149   7,242,149 Commercial real estate  761,326   25,050   786,376   475,930,898