Company: KEY-PI
Filing Date: 2025-08-05
Form Type: 10-Q
Source: 0000091576-25-000110
Chunk: 86

Company: KEYCORP /NEW/
Filing Date: 2025-08-05
Form: 10-Q
Item: Item 2
Chunk 86
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905 $8,896 $25,485 $210 $71,891 Total commercial loan current year gross write-offs$1 $12 $66 $112 $4 $70 $145 $— $410 (a)Accrued interest of $335 million and $322 million as of June 30, 2025, and December 31, 2024, respectively, presented in “Accrued income and other assets” on the Consolidated Balance Sheets, was excluded from the amortized cost basis disclosed in these tables.(b)Gross write-off information is presented on a year-to-date basis for the six months ended June 30, 2025 and the twelve months ended December 31, 2024.

60

Consumer Credit Exposure Credit Risk Profile by FICO Score and Vintage (a)(b)As of June 30, 2025Term LoansRevolving Loans Amortized Cost BasisRevolving Loans Converted to Term Loans Amortized Cost BasisAmortized Cost Basis by Origination Year and FICO ScoreDollars in millions20252024202320222021PriorTotalReal estate — residential mortgageFICO Score:750 and above$144 $277 $643 $5,527 $6,951 $3,600 $— $— $17,142 660 to 74939 43 97 564 640 454 — — 1,837 Less than 660— 9 17 81 66 156 — — 329 No Score2 3 2 1 — 12 2 — 22 Total real estate — residential mortgage185 332 759 6,173 7,657 4,222 2 — 19,330 Current period gross write-offs— — — — — 1 — — 1 Home equity loansFICO Score:750 and above21 29 26 126 726 1,261 1,808 212 4,209 660 to 7497 16 16 47 164 283 743 66 1,342 Less than 6601 3 5 16 45 111 260 25 466 No Score— — — — — 1 5 — 6 Total home equity loans