Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 19

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 19
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0.4% Net operating income 8,833 9,304 8,786 9,254 9,048 9,097 +0.5% 18,137 18,145 +0.0% Net loan-loss provisions (3,125) (3,118) (2,976) (3,114) (3,161) (3,017) -4.6% (6,243) (6,178) -1.0% Other gains (losses) and provisions (1,125) (1,261) (891) (1,540) (700) (964) +37.7% (2,386) (1,664) -30.3% Profit before tax 4,583 4,925 4,919 4,600 5,187 5,116 -1.4% 9,508 10,303 +8.4% Consolidated profit 3,115 3,477 3,589 3,563 3,741 3,748 +0.2% 6,592 7,489 +13.6% Underlying attributable profit 2,852 3,207 3,250 3,265 3,402 3,431 +0.9% 6,059 6,833 +12.8%

27 GRUPO SANTANDER (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 11,425 10,991 11,106 11,894 11,219 11,497 +2.5% 22,416 22,716 +1.3% Net fee income 3,060 3,074 3,147 3,317 3,324 3,360 +1.1% 6,135 6,684 +9.0% Gains (losses) on financial transactions and other 143 945 723 681 779 831 +6.6% 1,088 1,610 +48.0% Total revenue 14,629 15,010 14,976 15,891 15,