Company: ABR-PF
Filing Date: 2025-10-31
Form Type: 10-Q
Source: 0001253986-25-000022
Chunk: 134

Company: ARBOR REALTY TRUST INC
Filing Date: 2025-10-31
Form: 10-Q
Item: Part I, Item 1
Chunk 134
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508,575 $1,018,900 Fannie Mae915,941 655,851 1,928,962 2,112,986 SFR - Fixed Rate13,909 — 39,905 27,314 FHA1,339 32,664 87,247 56,152 Private Label— 74,162 — 124,286 Total Loan Sales$2,026,815 $1,118,977 $3,564,689 $3,339,638 Sales Margin (fee-based services as a % of loan sales)1.15 %1.67 %1.40 %1.58 %MSR Rate (MSR income as a % of loan commitments) 0.78 %1.25 %0.99 %1.23 %________________________

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Table of ContentsARBOR REALTY TRUST, INC. AND SUBSIDIARIESNOTES TO CONSOLIDATED FINANCIAL STATEMENTS (Unaudited)

September 30, 2025Key Servicing Metrics for Agency Business:Servicing Portfolio UPBWtd. Avg. Servicing Fee Rate (basis points)Wtd. Avg. Life of Portfolio (years)Fannie Mae$23,468,256 45.35.7Freddie Mac7,090,516 19.16.2Private Label2,561,736 18.74.8FHA1,492,536 14.019.1SFR - Fixed Rate279,650 20.04.1Bridge277,935 10.42.3Total$35,170,629 36.26.3December 31, 2024Fannie Mae$22,730,056 46.46.4Freddie Mac6,077,020 21.56.8Private Label2,605,980 18.75.5FHA1,506,948 14.119.2Bridge278,494 10.43.0SFR - Fixed Rate271,859 20.14.4Total$33,470,357 37.86.9

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Item 2.    Management’s Discussion and Analysis of Financial Condition and Results of Operations

You should read the following discussion in conjunction with the unaudited consolidated interim financial statements, and related notes and the section entitled “Forward-Looking Statements” included