Company: BCDRF
Filing Date: 2025-03-03
Form Type: 6-K
Source: 0000891478-25-000057
Chunk: 37

Company: Banco Santander, S.A.
Filing Date: 2025-03-03
Form: 6-K
Chunk 37
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1,885,572 |        |       | 1,853,699 |        |       | 1,827,284 |        |       | 1,849,428 |
| 16 |     | Leverage ratio                                                                                                                                                                                   |     |       |  4.78 |         % |        |  4.76 |         % |        |  4.75 |         % |        |  4.74 |         % |
| 17 |     | Leverage ratio as if IFRS 9 or analogous ECLs transitional arrangements had not been applied                                                                                                     |     |       |  4.78 |         % |        |  4.76 |         % |        |  4.74 |         % |        |  4.74 |         % |

2.4.2. Capital requirements The capital requirements maintaining a similar distribution by risks under Pillar 1 as last year: credit 85%, market 3% and operational 12%. Risk-weighted assets increased 0.1% to EUR 624,503 million, due to an increase of EUR 5,329 million in operational risk and 1,492 million in market risk. Credit risk decreased by EUR -6,049 milli on.

| RWA Evolution (Phased-in) |

42 2024 Pillar 3 Disclosures Report

| Index |     | Introduction |     | Capital |     | Risks |     | Risk taker's remunerations |     | Appendices |

Below is a general evolution of RWA by risk, and then also by geography:

| Table 10.OV1 - Overview of risk weighted exposure amounts |     |                                                                                                                                                                                                                                                                                                                                                                                                                          |     |                                  |     |         |        |     |         |        |     |         |                           |     |        |                                          |
|                                                           |     | EUR million                                                                                                                                                                                                                                                                                                                                                                                                              |     | RWA                              |     |         |        |     |         |        |     |         | Min. Capital Requirements |     |        |                                          |
|                                                           |     |                                                                                                                                                                                                                                                                                                                                                                                                                          |     | a                                |     |         | b      |     |         |        |     |         | c                         |     |        |                                          |
|                                                           |     |                                                                                                                                                                                                                                                                                                                                                                                                                          |     | Dec'24                           |     |         | Sep'24 |     |         | Jun'24 |     |         | Dec'