Company: ATLCL
Filing Date: 2025-11-28
Form Type: 8-K/A
Source: 0001437749-25-036495
Chunk: 2

Company: Atlanticus Holdings Corp
Filing Date: 2025-11-28
Form: 8-K/A
Chunk 2
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 future results or financial condition that the combined company may achieve following the Acquisition.

Item 9.01

#### Financial Statements and Exhibits
| (a) | Financial statements of businesses or funds acquired. |

| (b) | Pro forma financial information. |

Attached to this Amendment No. 1 as Exhibit 99.3 is the unaudited pro forma condensed statement of operations of the Company for the nine months ended September 30, 2025, and the fiscal year ended December 31, 2024. The unaudited pro forma condensed statement of operations of the Company should be read together with the Company’s historical condensed consolidated financial statements included in its quarterly report on Form 10-Q for the quarter ended September 30, 2025.

| (d) | Exhibits. |

| Exhibit No. 
 23.1        
 99.1        
 99.2        |     | Description                                                                                                                                                                                                                                                                                          
 Consent of Grant Thornton LLP, Independent Certified Public Accountants.                                                                                                                                                                                                                             
 Audited consolidated balance sheets and the related consolidated statements of operations, changes in member’s equity, and cash flows of Mercury Financial LLC as of and for the fiscal years ended December 31, 2023 and December 31, 2024, and the notes to the consolidated financial statements. 
 Unaudited consolidated interim balance sheets and the related unaudited consolidated interim statements of operations, change in member’s equity and cash flows of Mercury Financial LLC as of and for the six months ended June 30, 2025.                                                           |
|:------------|:----|:-----------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------|
| 99.3        |     | Unaudited condensed consolidated pro forma statements of operations of Atlanticus Holdings Corporation for the nine months ended September 30, 2025, and the fiscal year ended December 31, 2024.                                                                                                    |
| 104         |     | Cover Page Interactive Data File (embedded within the Inline XBRL document)                                                                                                                                                                                                                          |

### SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

| Date: | November 28, 2025 |     | ATLANTICUS HOLDINGS CORPORATION 
 By:                             | /s/ William R. McCamey         |
|:------|:------------------|:----|:--------------------------------|:-------------------------------|
|       |                   |     |