Company: HBAN
Filing Date: 2025-09-11
Form Type: 424B2
Source: 0001193125-25-200581
Chunk: 38

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-09-11
Form: 424B2
Chunk 38
---
 shares of any other class or classes or of any other series of                             
 the same or any other class or classes of stock of ours, at such price or prices or at such rates of exchange, and with such adjustments; and |

| • |     | will have such other preferences, conversion or other rights, voting powers, restrictions, limitations as to the                                                                                                                                       
 dividends, qualifications, terms or conditions of redemption or other rights, all as hereafter authorized by our board of directors and stated and expressed in the articles supplementary or other charter document providing for the issuance of our 
 preferred stock.                                                                                                                                                                                                                                       |

As of the date of this prospectus, we have 6,617,808 authorized shares of preferred stock, of which 877,500 shares are issued and outstanding, with 35,500 shares designated as Series B Preferred Stock, 5,000 shares designated as Series F Preferred Stock, 5,000 shares designated as Series G Preferred Stock, 500,000 shares designated as Series H Preferred Stock, 7,000 shares designated as Series I Preferred Stock and 325,000 shares designated as Series J Preferred Stock. Series B Preferred Stock. The Series B Preferred Stock ranks, with respect to the payment of dividends and distributions upon liquidation, dissolution or winding-up,(i) on a parity with our Series F Preferred Stock, our Series G Preferred Stock, our Series H Preferred Stock, our Series I Preferred Stock, our Series J Preferred Stock and each class or series of preferred stock we may issue in the future the terms of which expressly provide that such class or series will rank on a parity with our Series B Preferred Stock as to dividend rights and rights on our liquidation, winding up and dissolution and (ii) senior to our common stock and each other class or series of preferred stock we may issue in the future the terms of which do not expressly provide that it ranks on a parity with or senior to our Series B Preferred Stock as to dividend rights and rights on our liquidation, winding-upand dissolution. The Series B Preferred Stock does not entitle the holder to any preemptive or conversion rights. Dividends on the Series B Preferred Stock are payable quarterly in arrears, when, as and if authorized by our board of directors and declared by us out of legally available funds, on a non-cumulativebasis on the $1,000 per S-23

share liquidation preference, at a floating rate equal to the CME Term SOFR and a 26 basis point spread adjustment plus a