Company: BOKF
Filing Date: 2025-02-19
Form Type: 10-K
Source: 0000875357-25-000013
Chunk: 49

Company: BOK FINANCIAL CORP
Filing Date: 2025-02-19
Form: 10-K
Item: Item 8
Chunk 49
---
,522 — 45,716 — Trading1149,613 — (139,235)— 48,616 — Internal risk management programs— (22,461)— (9,921)— (73,011)Total derivative contracts$177,351 $(22,461)$(102,713)$(9,921)$94,332 $(73,011)1    Includes changes in fair value of to-be-announced U.S. agency residential mortgage-backed securities and other derivative instruments offered to mortgage banking customers to manage their market risk or held to mitigate market risk of trading securities portfolio, which is offset by changes in fair value of trading securities also included in Brokerage and trading revenue in the Consolidated Statements of Earnings. As discussed in Note 7, certain derivative contracts not designated as hedging instruments related to mortgage loan commitments and forward sales contracts are included in Residential mortgage loans held for sale on the Consolidated Balance Sheets. See Note 7 for additional discussion of notional, fair value and impact on earnings of these contracts.No derivative contracts have been designated as hedging instruments for financial reporting purposes.

(4) Loans and Allowances for Credit Losses 

The portfolio segments of the loan portfolio are as follows (in thousands): December 31, 2024December 31, 2023FixedRateVariableRateNon-accrualTotalFixedRateVariableRateNon-accrualTotalCommercial$3,450,238 $11,565,251 $14,647 $15,030,136 $3,558,563 $11,135,075 $110,131 $14,803,769 Commercial real estate668,532 4,380,015 9,905 5,058,452 791,757 4,538,570 7,320 5,337,647 Loans to individuals2,620,936 1,383,027 22,173 4,026,136 2,282,914 1,452,620 28,018 3,763,552 Total$6,739,706 $17,328,293 $46,725 $24,114,724 $6,633,234 $17,126,265 $145,469 $23,904,968 Foregone interest on nonaccrual loans$10,061 $7