Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 66

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 66
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 Net operating income 17,383 17,778 17,550 18,552 18,856 19,610 19,963 +1.8% 52,711 58,429 +10.8% Net loan-loss provisions (6,816) (6,515) (6,151) (5,708) (6,535) (6,685) (7,064) +5.7% (19,482) (20,284) +4.1% Other gains (losses) and provisions (269) (319) (277) (352) (667) (749) (408) -45.6% (866) (1,824) +110.7% Profit before tax 10,298 10,943 11,122 12,492 11,653 12,177 12,492 +2.6% 32,363 36,321 +12.2% Consolidated profit 7,606 7,966 8,191 9,297 8,487 8,868 9,083 +2.4% 23,762 26,439 +11.3% Underlying attributable profit 7,585 7,946 8,169 9,268 8,463 8,847 9,064 +2.5% 23,700 26,374 +11.3%

78 Brazil (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 2,630 2,605 2,474 2,413 2,402 2,338 2,309 -1.2% 7,709 7,049 -8.6% Net fee income 846 888 833 846 793 757 801 +5.8% 2,567 2,350 -8.5% Gains (losses) on financial transactions and other 30 (16) (24) 11 29 (9) (13) +42.3% (9) 6 — Total revenue 3,507 3,477 3,282