Company: KEY-PI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0000091576-25-000058
Chunk: 151

Company: KEYCORP /NEW/
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 1
Chunk 151
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 — 13 14 0.07 Home equity loans4 1 1 6 12 0.19 Other consumer loans— 3 — 2 5 0.10 Credit cards— — — 4 4 0.44 Total consumer loans5 4 1 25 35 0.11 Total loans$5 $509 $82 $42 $638 0.61 %As of March 31, 2024Interest Rate ReductionTerm ExtensionOtherCombination (a)TotalDollars in millionsAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost BasisAmortized Cost Basis% of Total Loan TypeLOAN TYPECommercial and Industrial$— $173 $48 $33 $254 0.46 %Commercial real estate:Commercial mortgage28 22 1 — 51 0.35 Construction— 19 — — 19 0.63 Total commercial real estate loans28 41 1 — 70 0.40 Commercial lease financing— — — — — — Total commercial loans$28 $214 $49 $33 $324 0.43 %Real estate — residential mortgage1 — — 12 13 0.06 Home equity loans2 1 1 7 11 0.16 Other consumer loans— 1 — 2 3 0.05 Credit cards— — — 4 4 0.43 Total consumer loans3 2 1 25 31 0.09 Total loans$31 $216 $50 $58 $355 0.32 %(a)Combination modifications consist primarily of loans modified with both an interest rate reduction and a term extension.Financial Effects of Modifications to Borrowers Experiencing Financial DifficultyThe following table summarizes the financial impacts of loan modifications made to specific loans for the noted periods.Three months ended March 31, 2025Weighted-average Interest Rate ChangeWeighted-average Term Extension (in years)LOAN TYPECommercial and Industrial(22.20)%0.47Commercial mortgage— %0.52Real estate — residential mortgage(1.45)%5.24Home equity loans(1.83)%6.05Other consumer loans(3.