Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 33

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 33
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Provision for credit losses - Other(2,213)20,049 163 801 3,404 78 22,282 Allowance for credit losses at period end$194,568 $224,358 $9,221 $11,455 $16,612 $849 $457,063 By measurement method:Individually measured$35,129 $8,127 $— $103 $— $4 $43,363 Collectively measured159,439 216,231 9,221 11,352 16,612 845 413,700 Loans at period endIndividually measured$80,877 $32,828 $1,780 $27,960 $— $41 $143,486 Collectively measured16,306,554 13,259,182 465,035 3,783,938 16,830,136 116,464 50,761,309 Loans held at fair value— — — 136,884 — 136,884 

18

Three months ended June 30, 2024CommercialCommercial Real EstateHome   EquityResidential Real EstatePremium Finance ReceivablesConsumer and OtherTotal Loans(In thousands)Allowance for credit losses at beginning of period$166,518 $226,052 $7,191 $13,701 $13,330 $383 $427,175 Other adjustments— — — — (19)— (19)Charge-offs(9,584)(15,526)— (23)(9,486)(137)(34,756)Recoveries950 90 35 8 3,663 24 4,770 Provision for credit losses24,107 13,112 16 (4,913)7,258 319 39,899 Allowance for credit losses at period end$181,991 $223,728 $7,242 $8,773 $14,746 $589 $437,069 By measurement method:Individually measured$30,927 $6,330 $— $32 $— $1 $37,290 Collectively measured151,064 217,398 7,242 8,741 14,746 588