Company: BCDRF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000891478-25-000113
Chunk: 72

Company: Banco Santander, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 72
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,266 |       |     | -20.7 |   |     | -17.8 |            |
| Total liabilities                            |     | 36,900 |       |     | -18.4 |   |     | -14.8 |            |     | 36,900 |       |     | -22.6 |   |     | -18.1 |            |
| Total equity                                 |     |  4,204 |       |     |   5.1 |   |     |  10.1 |            |     |  4,204 |       |     |  -2.4 |   |     |   3.9 |            |
| Memorandum items:                            |     |        |       |     |       |   |     |       |            |     |        |       |     |       |   |     |       |            |
| Gross loans and advances to customers2       |     | 23,751 |       |     |  -5.6 |   |     |   0.3 |            |     | 23,751 |       |     |  -9.8 |   |     |  -2.8 |            |
| Customer funds                               |     | 37,351 |       |     |  -1.5 |   |     |   2.9 |            |     | 37,351 |       |     |  19.6 |   |     |  27.2 |            |
| Customer deposits3                           |     | 21,455 |       |     |  -4.9 |   |     |   0.6 |            |     | 21,455 |       |     |  17.4 |   |     |  27.0 |            |
| Mutual funds                                 |     | 15,895 |       |     |   3.5 |   |     |   6.2 |            |     | 15,895 |       |     |  22.8 |   |     |  27.4 |            |

1. Includes exchange differences.

2. Excluding reverse repos.

3. Excluding repos.

#### 76January- June2025
| Significant events    
 Key consolidated data 
 Business model        |     | Group financial information |     | Financial information by segment |     | Sustainability       
 Corporate governance |     | Appendix |