Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 46

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 46
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799 1,802 1,779 1,806 +1.5% 3,656 3,585 -1.9% Net fee income 746 738 707 676 767 735 -4.1% 1,484 1,503 +1.3% Gains (losses) on financial transactions and other 455 471 477 448 584 495 -15.2% 925 1,079 +16.6% Total revenue 3,016 3,048 2,983 2,926 3,130 3,036 -3.0% 6,065 6,167 +1.7% Operating expenses (1,032) (1,033) (1,073) (1,133) (1,049) (1,051) +0.2% (2,065) (2,099) +1.7% Net operating income 1,984 2,015 1,911 1,793 2,081 1,986 -4.6% 3,999 4,067 +1.7% Net loan-loss provisions (331) (327) (279) (322) (304) (295) -2.6% (658) (599) -9.0% Other gains (losses) and provisions (417) (244) (119) (224) (133) (103) -22.8% (660) (236) -64.3% Profit before tax 1,236 1,445 1,512 1,247 1,645 1,588 -3.5% 2,681 3,232 +20.6% Consolidated profit 772 984 1,081 925 1,147 1,111 -3.1% 1,756 2,258 +28.6% Underlying attributable profit 772 984 1,081 925 1,147 1,111 -3.1% 1,756 2,258 +28.6%

61 United Kingdom (EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net