Company: INGVF
Filing Date: 2025-03-20
Form Type: 424B5
Source: 0001193125-25-058308
Chunk: 163

Company: ING GROEP NV
Filing Date: 2025-03-20
Form: 424B5
Chunk 163
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 the dividends on ordinary shares are payable in cash, in
shares, or at the option of the holders of ordinary shares, in cash or in ordinary shares. Existing reserves that are distributable in accordance with law may be made available to the general meeting for distribution upon proposal by the Executive
Board, subject to prior approval by the Supervisory Board.

A proposal of the Executive Board with respect thereto is submitted to the
general meeting. See “Item 8 — Financial information — Consolidated Statements and Other Financial Information — Policy on dividend distribution” in the 2021 Form 20-F for a more
detailed discussion of the dividend rights of holders of ordinary shares. Our Executive Board may also decide, with the approval of the Supervisory Board, to declare dividends in the currency of a country other than The Netherlands, in which our
ordinary shares are traded.

Amendment of Articles of Association, Legal Merger, Split-Upand Winding-Upof ING Groep N.V.

Resolutions to amend our articles of association or to
dissolve ING Groep N.V. may only be adopted upon a proposal by the Executive Board that is approved by the Supervisory Board. Such resolution must be approved by a simple majority of the votes cast at a general meeting. By operation of law,
resolutions with respect to legal merger (juridische fusie) or split-up (splitsing), both as defined in the Dutch Civil Code, must generally be approved by a majority of at least two-thirds of the votes cast at a general meeting, if less than half of the issued share capital is represented at the meeting.

Adoption of Annual Accounts

As provided by Dutch law and by our articles of association, the Executive Board submits ING Groep N.V.’s annual Dutch statutory
accounts, together with a certificate of the audit in respect thereof, to the general meeting for adoption.

Liquidation Rights

In the event of the dissolution and liquidation of ING Groep N.V., the assets remaining after payment of all debts and
liquidation expenses are first to be distributed to the holders of cumulative preference shares to the extent of the nominal amount paid up on the cumulative preference shares plus accrued dividends. Any remainder will be distributed to holders of
the ordinary shares in proportion to their number of ordinary shares.

Preemptive Rights

Except as provided by Dutch law, each holder of ordinary shares shall have a preemptive right to issues of ordinary shares. Preemptive rights
may be restricted or excluded by resolution of