Company: LLOBF
Filing Date: 2025-07-24
Form Type: 6-K
Source: 0001654954-25-008460
Chunk: 28

Company: Lloyds Banking Group plc
Filing Date: 2025-07-24
Form: 6-K
Chunk 28
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1 In the half-year to 30 June 2025, for segment reporting, the Group revised its allocation methodology. Certain divisional variable payment related costs are now included within underlying other income; comparative figures have been represented on a consistent basis. Total Group figures are unaffected by this change.

2 In the half-year to 30 June 2025, the Group revised its capital transfer pricing methodology; comparative segmental banking net interest margin has been represented on a consistent basis. The Group banking net interest margin is unaffected by this change.

|                                            | At 30 Jun 
      2025 
       £bn |     | At 31 Mar 
      2025 
       £bn |     | Change 
      % |     | At 31 Dec 
      2024 
       £bn |     | Change 
      % |
| Business and Commercial Banking            |      29.1 |     |      29.4 |     |     -1 |     |      29.7 |     |     -2 |
| Corporate and Institutional Banking        |      59.7 |     |      58.5 |     |      2 |     |      57.9 |     |      3 |
| Underlying loans and advances to customers |      88.8 |     |      87.9 |     |      1 |     |      87.6 |     |      1 |
| Customer deposits                          |     170.2 |     |     164.9 |     |      3 |     |     162.6 |     |      5 |
| Risk-weighted assets                       |      76.6 |     |      75.5 |     |      2 |     |      73.8 |     |      4 |

DIVISIONAL RESULTS (continued)

#### Insurance, Pensions and Investments
Insurance, Pensions and Investments (IP&I) serves over 10 million customers and holds a top three market share position across our chosen strategy areas of Home, Workplace and Individual Annuities businesses. With £238 billion in assets under administration (excluding Wealth), the Group is investing heavily in the business. This includes enhancing investment propositions, supporting the Group's Wealth and Mass Affluent strategy, driving digitisation in customer facing and operational platforms, innovating intermediary propositions and accelerating the transition to a low carbon economy.

Strategic progress

● More than 1.3 million digitally registered Scottish Widows customers,