Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 62

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 62
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 657 692 690 690 697 724 734 +1.4% 2,681 2,844 +6.1% Net fee income 158 152 155 157 177 163 169 166 -1.8% 621 674 +8.5% Gains (losses) on financial transactions and other (2) 15 26 13 (28) 17 26 22 -12.7% 52 37 -29.1% Total revenue 797 823 873 860 839 877 918 922 +0.4% 3,354 3,555 +6.0% Operating expenses (216) (219) (227) (247) (230) (237) (251) (246) -1.9% (909) (965) +6.1% Net operating income 581 605 646 613 608 640 667 675 +1.3% 2,445 2,591 +5.9% Net loan-loss provisions (166) (202) (137) (205) (131) (166) (102) (112) +9.9% (710) (511) -28.0% Other gains (losses) and provisions (48) (65) (63) (91) (62) (108) (62) (197) +216.9% (267) (429) +60.6% Profit before tax 367 338 446 316 415 366 503 367 -27.1% 1,468 1,650 +12.4% Consolidated profit 271 248 334 217 316 257 391 255 -34.7% 1,070 1,219 +13.9% Attributable profit 182 163 218 147 215 173 255 158 -38.2% 710 800 +12.7%

68 Poland (PLN mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 2,759 2,830 2,980 2,972 2,