Company: KEY-PI
Filing Date: 2025-02-21
Form Type: 10-K
Source: 0000091576-25-000038
Chunk: 76

Company: KEYCORP /NEW/
Filing Date: 2025-02-21
Form: 10-K
Item: Item 8
Chunk 76
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$116 (a)Accrued interest of $134 million, presented in “Accrued income and other assets” on the Consolidated Balance Sheets, was excluded from the amortized cost basis disclosed in this table.Nonperforming and Past Due LoansOur policies for determining past due loans, placing loans on nonaccrual, applying payments on nonaccrual loans, and resuming accrual of interest for our commercial and consumer loan portfolios are disclosed in Note 1 (“Summary of Significant Accounting Policies”) under the heading “Nonperforming Loans”.The following aging analysis of past due and current loans as of December 31, 2024, and December 31, 2023, provides further information regarding Key’s credit exposure.

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Aging Analysis of Loan PortfolioDecember 31, 2024Current(b)(c)30-59Days PastDue (b)60-89Days PastDue (b)90 andGreaterDays PastDue (b)Non-performingLoansTotal PastDue andNon-performingLoansTotalLoans (d)Dollars in millionsLOAN TYPE(a)Commercial and industrial$52,473 $48 $21 $45 $322 $436 $52,909 Commercial real estate:Commercial mortgage13,018 4 29 16 243 292 13,310 Construction2,932 — — 4 — 4 2,936 Total commercial real estate loans15,950 4 29 20 243 296 16,246 Commercial lease financing2,728 1 6 1 — 8 2,736 Total commercial loans$71,151 $53 $56 $66 $565 $740 $71,891 Real estate — residential mortgage$19,766 $20 $8 $— $92 $120 $19,886 Home equity loans6,232 26 8 3 89 126 6,358 Other consumer loans5,129 15 9 9 5 38 5,167 Credit cards928 6 5 12 7 30 958 Total consumer loans$32,055 $67 $30 $24 $193 $314 $32,369 Total loans$103,206 $120 $86 $90 $758 $1,054