Company: BLNE
Filing Date: 2025-04-15
Form Type: 10-K
Source: 0001641172-25-004793
Chunk: 65

Company: Beeline Holdings, Inc.
Filing Date: 2025-04-15
Form: 10-K
Item: Item 1
Chunk 65
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 increase its business and reduce expenses;

    ●
    actual or anticipated variations in operating results;

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    additions or departures of key personnel including our executive officers;

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    the impact of geopolitical conflicts like the wars in Ukraine and Israel and the actions taken by the new U.S. presidential administration on the economy;

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    cybersecurity attacks or data privacy issues involving our products or operations;

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    announcements by us or our competitors of significant acquisitions, strategic partnerships, joint ventures, capital commitments, significant contracts, or other material developments that may affect our prospects;

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    adverse regulatory developments;

    ●
    the possibility of a recession or market down-turn; or

    ●
    general market conditions including factors unrelated to our operating performance

Recently, the stock market, in
general, has experienced extreme price and volume fluctuations due to, among other factors, concerns involving the new U.S. presidential
administration, rate of inflation, the Federal Reserve decisions on interest rates particularly in the short term, the impact of tariffs
and trade wars, supply chain shortages, recession fears, and geopolitical turmoil including the wars in Ukraine and the Middle East. The
ongoing discourse on the conflicts in Ukraine and Israel are evidence of the political uncertainties. These and other factors have contributed
to extreme volatility in the stock market in early 2025. Continued market fluctuations could result in extreme market volatility in the
price of our common stock which could cause a decline in the value of our common stock below its recent prices.

40

Further, in the wake of these events,
the U.S. and global capital markets have demonstrated substantial volatility in the first quarter of 2025, as many investors consider
economic outlooks to be uncertain and consider the risk of a recession and a decline in the marketplace to be increasingly probable or
imminent. Ultimately the economy may deteriorate into a recession with uncertain and potentially severe impacts upon the public capital
markets and us. Among the potential consequences could be a substantial decline in stock prices including ours, a reduction in demand
for securities of public companies (which may be more prevalent for smaller companies such as us) and more difficulty for us to raise
capital we need and accessing capital on favorable terms or at all as a result. These and related consequences could also impact our vendors
which could have negative impacts on us and our operations. We cannot predict how this will affect our business, but the impact may be
material and adverse.

A failure to maintain our Nasdaq