Company: WBS-PG
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0000801337-25-000104
Chunk: 40

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-11-10
Form: 10-Q
Item: Part I, Item 1
Chunk 40
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 yearsAsset-basedExtended term by a weighted average of 2.9 yearsCommercial real estateExtended term by a weighted average of 1.1 yearsMulti-familyExtended term by a weighted average of 1.4 yearsPayment Delay:Commercial non-mortgageProvided partial payment deferrals for a weighted average of 0.5 years(1)Certain disclosures related to financial effects of modifications do not include those deemed to be immaterial.

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The Company closely monitors the performance of the loans that are modified to borrowers experiencing financial difficulty to understand the effectiveness of its modification efforts. The following tables summarize the aging of loans that had been modified in the 12 months preceding September 30, 2025 and September 30, 2024:September 30, 2025(In thousands)Current30-59 DaysPast Due60-89 DaysPast Due90 or More Days Past DueNon-AccrualTotalCommercial non-mortgage$98,856$—$—$—$127,279$226,135Asset-based36,312————36,312Commercial real estate95,3981,5244,877—8,119109,918Multi-family28,348———1,94830,296Equipment financing3,802———7544,556Residential2,253———4142,667Home equity405———276681Total$265,374$1,524$4,877$—$138,790$410,565September 30, 2024(In thousands)Current30-59 DaysPast Due60-89 DaysPast Due90 or More Days Past DueNon-AccrualTotalCommercial non-mortgage$35,166$799$—$—$113,269$149,234Asset-based24,809————24,809Commercial real estate41,210———22,84364,053Multi-family————6,1096,109Equipment financing130333——5391,002Residential1,571———481,619Home equity182———305487Total$103,068$1,132$—$—$143,113$247,313There were $15.4 million of commercial non-mortgage loans that had been modified in the form of term extensions with borrowers experiencing financial difficulty in the 12 months preceding September 30, 2025, that had a payment default during the three and nine months ended September 30, 2025.Loans that had been modified with borrowers experiencing financial difficulty in the 12