Company: FMCCN
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0001026214-25-000086
Chunk: 67

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Item 15
Chunk 67
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 of a payment delay of between one and twelve months. In addition, the financial effect of a forbearance plan is included at the time the forbearance plan is completed if the borrower exits forbearance by entering into a payment deferral plan or loan modification.(2)     Primarily related to payment deferral plans. Amounts are based on non-interest-bearing principal balances on the restructured loans.

The table below provides the amortized cost basis of single-family held-for-investment loans that had a payment default (i.e., loans that became two months delinquent) during the periods presented and had been restructured within the previous 12 months preceding the payment default, when the borrower was experiencing financial difficulty at the time of the restructuring. Table 3.11 - Subsequent Defaults of Single-Family Restructured Loans Involving Borrowers Experiencing Financial Difficulty(1)2Q 2025(In millions)Payment DelayPayment Delay and Term ExtensionPayment Delay, Term Extension, and Interest Rate ReductionTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$993 $635 $24 $1,652 15-year or less, amortizing fixed-rate30 — — 30 Adjustable-rate and other8 1 — 9 Total Single-Family$1,031 $636 $24 $1,691 2Q 2024(In millions)Payment DelayPayment Delay and Term ExtensionPayment Delay, Term Extension, and Interest Rate ReductionTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$952 $398 $3 $1,353 15-year or less, amortizing fixed-rate34 — — 34 Adjustable-rate and other8 1 — 9 Total Single-Family$994 $399 $3 $1,396 

Freddie Mac 2Q 2025 Form 10-Q61

Financial Statements                         Notes to the Condensed Consolidated Financial Statements | Note 3

YTD 2025(In millions)Payment DelayPayment Delay and Term ExtensionPayment Delay, Term Extension, and Interest Rate ReductionTotalSingle-Family:20- and 30-year or more, amortizing fixed-rate$1,816 $1,148 $32 $2,996 15-year or less, amortizing fixed-rate60 — — 60 Adjustable-rate