Company: FLDDW
Filing Date: 2025-10-02
Form Type: 424B3
Source: 0001193125-25-227152
Chunk: 16

Company: Fold Holdings, Inc.
Filing Date: 2025-10-02
Form: 424B3
Chunk 16
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ing on an Unpaid Sum will be compounded with the Unpaid Sum on a daily basis and shall be payable in USD to the Lender’s designated bank account.

(c) Early Termination Fees

The Borrower shall, in addition to the Loan Assets, pay to the Lender an early termination fee equal to a percentage (%) specified in the Loan Term Sheet of the amount of fee(s) that the Lender would have received between the period commencing on the day after the Loan Assets were repaid to and excluding the Maturity Date (the “Early Termination Fee”) in the event:

(i) a Fixed Term Loan in respect of which the Borrower does not have a Prepayment Option is repaid prior to the Maturity Date on the Borrower’s request and the Lender provides written consent to such request.

The Early Termination Fee shall not apply:

(ii) if the Borrower returns the Loan Assets to the Lender in the event of a Hard Fork in accordance with clause 6,

(iii) if the Lender exercises the Call Option in accordance with clause 3(c)(ii), or

(iv) if a prepayment is made in accordance with clause 3(c)(iii) for Loans where the Borrower has a Prepayment Option.

Any Early Termination Fees shall be paid to the Lender, at the same time as and together with, the repayment of Loan Assets.

(d) Liquidation Fee

The Borrower shall, in addition to the Loan Assets, pay to the Lender a liquidation fee equal to the amount of fee(s) that the Lender would have received between the period commencing on the day after the Loan Assets were repaid to and excluding the relevant Maturity Date (the “Liquidation Fee”) in the event a Loan is terminated or repaid (i) as a result of an Event of Default, or (ii) following a Close Out. Any Liquidation Fees shall be paid to the Lender, at the same time as and together with, the repayment of Loan Assets in USD.

(e) Payment of Fees

An invoice for the Loan Fees and any Late Fees (the “Invoice Amount”) shall be sent to the Borrower before the last seven Business Days of a calendar month and shall include any outstanding Loan Fees and Late Fees. The Invoice Amount shall be paid by the Borrower on the earlier of the date falling (i) fourteen (14) Business Days following receipt of an invoice from Lender and (ii) the termination of a Loan. Any Early