Company: CIMO
Filing Date: 2025-10-01
Form Type: S-3ASR
Source: 0001193125-25-226772
Chunk: 8

Company: CHIMERA INVESTMENT CORP
Filing Date: 2025-10-01
Form: S-3ASR
Chunk 8
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 other information contained or incorporated by reference into this prospectus or in any prospectus supplement hereto before making a decision to invest in our securities. See “Where You Can Find More Information” below. If the selling stockholders immediately sell their shares of our common stock received in the HomeXpress Acquisition, they could cause our common stock price to decline. The sale and issuance of our common stock in connection with the HomeXpress Acquisition could have the effect of depressing the market price for our common stock, through dilution of earnings per share or otherwise if the selling stockholders sell significant amounts of our common stock immediately following the effectiveness of the registration statement of which this prospectus is a part or otherwise in large volumes. In addition, future events and conditions could increase the dilution that is currently projected, including adverse changes in market conditions, additional transaction and integration related costs and other factors such as the failure to realize some or all of the benefits anticipated in the HomeXpress Acquisition. Any dilution of, or delay of any accretion to, our earnings per share could cause the price of shares of our common stock to decline or grow at a reduced rate. These sales may also make it more difficult for us to sell equity securities in the future at a time and at a price that we deem appropriate to raise funds through future offerings of our common stock. We may fail to realize the expected benefits of the HomeXpress Acquisition. We will be required to devote significant management attention and resources to the integration of HomeXpress’ business in order to realize the anticipated benefits and synergies of the HomeXpress Acquisition. The potential difficulties we may encounter in combining the companies include, but are not limited to, the following:

| • |     | the inability to successfully integrate HomeXpress’ business in a manner that permits us to achieve the                                 
 anticipated benefits and synergies expected to result from the HomeXpress Acquisition in the timeframe currently anticipated or at all; |

| • |     | potential unknown liabilities and unforeseen increased expenses, delays or conditions associated with the 
 HomeXpress Acquisition and HomeXpress’ operations;                                                        |

| • |     | possible inconsistencies in standards, control procedures and policies; and |

| • |     | performance shortfalls as a result of the diversion of management’s attention caused by completing the 
 Acquisition and integrating HomeXpress’ operations.                                                    |

It is possible that the integration process could take longer than anticipated or that the management of the combined organizations and achievement of anticipated benefits and synergies could be more