Company: FRME
Filing Date: 2025-10-17
Form Type: S-4/A
Source: 0001193125-25-242318
Chunk: 13

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-17
Form: S-4/A
Chunk 13
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 Articles of Incorporation and Bylaws.                  |

| Q: | What do holders of First Savings common stock need to do now? |

| A: | Holders of First Savings common stock should carefully read and consider the information contained in this                                                                                                                                             
 document and any information incorporated herein by reference. Then, please submit your proxy by completing, signing, and dating the enclosed proxy card and returning it as soon as possible using the enclosed postage-prepaid envelope so that your 
 shares can be voted at the special shareholder meeting. If a returned proxy card is signed and dated but does not specify how you wish to vote your shares, your proxy will be voted “FOR” the: (i) approval of the Merger                             
 Proposal; (ii) approval of the Merger-Related Compensation Proposal; and (iii) approval of the Adjournment Proposal.                                                                                                                                   |

| Q: | What if I don’t vote or I abstain from voting? |

| A: | As a holder of First Savings common stock, if you do not vote or you abstain from voting, your abstention will                                                                                                            
 count as a vote “AGAINST” the Merger Proposal. The advisory vote on the Merger-Related Compensation Proposal regarding merger-related compensation payable to First Savings’ named executive officers and the vote on the 
 Adjournment Proposal require that there be more votes in favor than against. As a result, abstentions and broker non-votes will have no effect on the Merger-Related Compensation Proposal or the Adjournment             
 Proposal.                                                                                                                                                                                                                 |

| Q: | If my shares are held by my broker in “street name,” will my broker vote my shares for me? |

| A: | Your broker will vote any shares you hold in “street name” only if you provide instructions to your                 
 broker on how to vote your shares. You should follow the directions provided by your broker to vote your shares. If |

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| you do not provide your broker with instructions on how to vote your shares held in “street name,” your broker will not be permitted to vote your shares, which will have the effect of 
 a vote “AGAINST” the Merger Proposal and will not be counted for purposes of the Merger-Related Compensation Proposal or the Adjournment Proposal.                                      |

| Q: | May I change my vote after I have submitted my proxy? |

| A: | Yes. You can change your vote at any time before your proxy is voted at the special meeting. You can do this in