Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000105
Chunk: 19

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 19
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 activity Transactions volume per active customer (% growth)³ - 10 9 7 c.+8 CET1 (%)4 12.0 12.3 12.8 13.0 >12 RWA with RoRWA>CoE (%) 80 84 87 88 c.85 Green financed raised & facilitated (€bn) 94.5 115.3 139.4 157.2 120 Socially Responsible Investments (AuM) (€bn) 53 67.7 88.8 111.1 100 Financial inclusion (# People, mn) - 1.8 4.3 5.3 5 +6% +15% +14% +16% Profitability Customer centric Sustainability5 Capital New 2025 targets CET1: 13% Operating range: 12-13%
31 Appendix 2025 Investor Day targets summary Group P&L QoQ and excluding Argentina CET1 performance YTD Detail by global business and country Reconciliation of underlying results to statutory results Glossary and additional notes

32 Group P&L QoQ variations and excluding Argentina Note: underlying P&L. Fees NII 2,929 3,030 3,152 3,143 Costs LLPs Revenue 2,859 2,928 3,029 2,940 Q1'24 Q2 Q3 Q4 Q1'25 Q2 14,073 14,844 14,818 15,047 10,400 10,787 10,803 10,974 +2% Constant €mn 5,993 6,290 6,176 6,191 Group quarterly performance excluding Argentina -3% Q2’25 vs. Q1’25 +2% -0% +0% P&L Current Constant Current Constant € million % % % % NII -0 2 -1 2 Net fee income -2 1 -3 -0 Other income 4 7 5 8 Total revenue -0 2 -1 2 Operating expenses -2 1 -3 0 Net operating income 1 3 -0 2 LLPs -5 -1 -7 -3 Other results 38 40 34 36 Attributable profit 1 4 1 4 Group Group excl. Argentina

33 Appendix 2025 Investor Day targets summary Group P&L QoQ and excluding Argentina CET1