Company: BBVXF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0000842180-25-000033
Chunk: 132

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-07-31
Form: 6-K
Chunk 132
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 2024, the provisions for loan commitments given, financial guarantees given and other commitments given, recorded in the consolidated balance sheet amounted €375 million, €109 million and €129 million; and €372 million, €140 million and €155 million, respectively (see Note 23).

Since a significant portion of the amounts above will expire without any payment being made by the consolidated entities, the aggregate balance of these commitments cannot be considered the actual future requirement for financing or liquidity to be provided by the BBVA Group to third parties.

#### 31.

#### Other contingent assets and liabilities
As of June 30, 2025 and December 31, 2024, there were no material contingent assets or liabilities other than those disclosed in these Notes.

#### 32.

#### Net interest income

#### 32.1

#### Interest and other income
The breakdown of the interest and other income recognized in the condensed consolidated income statement is as follows:

<div align='center'>F-52</div>

| INTEREST AND OTHER INCOME. BREAKDOWN BY ORIGIN (MILLIONS OF EUROS) |     |        |     |        |
|                                                                    |     |   June 
   2025 |     |   June 
   2024 |
| Financial assets designated at fair value through profit or loss   |     |  2,614 |     |  3,250 |
| Financial assets at fair value through other comprehensive income  |     |  1,659 |     |  2,138 |
| Financial assets at amortized cost ⁽¹⁾                             |     | 23,679 |     | 24,832 |
| Adjustments of income as a result of hedging transactions          |     |    389 |     |    339 |
| Other income                                                       |     |    128 |     |    120 |
| Total                                                              |     | 28,468 |     | 30,680 |
| Of which: insurance activity                                       |     |    689 |     |    696 |

(1) Includes interest on demand deposits at central banks and credit institutions.

#### 32.2

#### Interest expense
The breakdown of the balance under this heading in the condensed consolidated income statements is as follows:

| INTEREST EXPENSE. BREAKDOWN BY ORIGIN (MILLIONS OF EUROS)             |     |        |     |        |
|                                                                       |     |   June 
   2025 |     |   June