Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 88

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 88
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KBW”), which has been Cadence’s financial advisor in connection with other transactions, to suggest a meeting between Mr. Steinour and Mr. Rollins at or around the US Regional Banking Growth Conference hosted by KBW in Europe. KBW facilitated such a meeting on May 31, 2025. At that meeting, Mr. Steinour expressed his interest in pursuing

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discussions regarding a potential business combination transaction involving Huntington and Cadence. Following this meeting, Mr. Rollins had multiple discussions with Mr. Joseph W. Evans, the lead independent director of the Cadence board of directors, and members of the Executive Management Committee of Cadence (the “Executive Management Committee”) regarding strategic options, including a potential business combination transaction involving Huntington and Cadence.

On July 1, 2025, at Mr. Steinour’s invitation, Mr. Rollins met with Mr. Gary Torgow, a member of the Huntington Board, and members of Huntington’s management in Columbus, Ohio and through virtual meetings to discuss the respective operations of Huntington and Cadence.

On July 14, 2025, Huntington announced its acquisition of Veritex Holdings, Inc., a bank holding company that would expand Huntington’s presence in Dallas/Fort Worth and Houston, Texas.

On July 21, 2025, at the weekly meeting of the Executive Management Committee, Mr. Rollins led a discussion around strategic options for Cadence, including the possibility of a business combination between Cadence and another financial institution, including Huntington. Mr. Rollins led the Executive Management Committee through a discussion of the evolving regulatory environment and potential strategic options, including (1) an acquisition by a larger bank, (2) combining with a bank of similar size, (3) acquisitions of smaller banks or (4) relying on organic growth. Among other things, Mr. Rollins reviewed potential acquisition targets, merger partners and large bank acquirers, including potential merger partners’ geographic and business model fit with Cadence and certain preliminary financial information about a business combination. Mr. Rollins continued to confer with, and provide updates to, the Executive Management Committee regarding the ongoing review of strategic options and a potential transaction with Huntington. A potential transaction with Huntington was further discussed at meetings of the Executive Management Committee in August, September and October.

On July 22, 2025, Mr. Rollins led a discussion with the Cadence Board around the possibility of a business combination between Cad