Company: IPSI
Filing Date: 2025-03-31
Form Type: 10-K
Source: 0001213900-25-026455
Chunk: 29

Company: Innovative Payment Solutions, Inc.
Filing Date: 2025-03-31
Form: 10-K
Item: Item 1
Chunk 29
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 and may be volatile in the future. We may incur rapid and substantial decreases
in our stock price in the foreseeable future that are unrelated to our operating performance. For example, the COVID-19 pandemic and
its variants, the Russia-Ukraine conflict, the war between Israel and Hamas, rising inflation and bank failures have caused broad stock
market and industry fluctuations. Furthermore, the market prices for companies operating in our industry have experienced extreme volatility.
As a result of this volatility, investors may experience losses on their investment in our common stock. The market price for our common
stock may be influenced by many factors, including the following:

    ●
    conversion of our outstanding convertible notes or exercise
    of outstanding warrants into shares of common stock at low prices, and the sale of such shares in the public market;

    ●
    investor reaction to our business strategy;

    ●
    the success of competitive products or technologies;

    ●
    regulatory or legal developments in the United States and
    other countries, especially changes in laws or regulations applicable to our products;

    ●
    variations in our financial results or those of companies
    that are perceived to be similar to us;

    ●
    our ability or inability to raise additional capital to
    fund our working capital and business plans, and the terms on which we raise it;

    ●
    declines in the market prices of stocks generally;

    ●
    our public disclosure of the terms of any financing which
    we consummate in the future;

    ●
    our failure to generate revenue and positive cash flow
    or to become profitable;

    ●
    announcements by us or our competitors of significant contracts,
    new services, acquisitions, commercial relationships, joint ventures or capital commitments;

    ●
    cancellation of key contracts;

    ●
    our failure to meet financial or operational forecasts
    we publicly disclose;

    ●
    the trading volume of our common stock;

    ●
    sales of our common stock by us or our stockholders;

    ●
    general economic, industry and market conditions; and

    ●
    other events or factors, including those resulting from
    such events, or the prospect of such events, including war, terrorism and other international conflicts, public health issues
    including health epidemics or pandemics, and natural disasters such as fire, hurricanes, earthquakes, tornados or other adverse weather
    and climate conditions, whether occurring in the United States or elsewhere, could disrupt our operations, disrupt