Company: SDAWW
Filing Date: 2025-04-28
Form Type: 20-F
Source: 0001213900-25-036086
Chunk: 91

Company: SunCar Technology Group Inc.
Filing Date: 2025-04-28
Form: 20-F
Item: Item 4
Chunk 91
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 enhance our information security, including firewalls, data encryption and intrusion detection. We utilize multiple data centers ...  

SunCar’s Hybrid Cloud Platform

As core infrastructure of
SunCar digital platform supporting various internal and external systems and to realize intelligent auto services and efficient online
auto insurance, the Company has established a hybrid cloud platform to host massive data from online and offline business activities.
SunCar developed the hybrid cloud platform with the assistance of a third-party cloud service provider in 2022. In 2022, the hybrid cloud
platform has substantially completed development and entered regular operation and use.

The SunCar hybrid cloud perform
as a digital base to bring various auto services from nationwide service providers and insurance products from mainstream insurers to
end customers by instant online transactions. Since SunCar cooperates with financial institutions including banks and insurers who usually
have high level IT security demands, SunCar has built a private cloud to meet with financial institutions-level data security requirements.
In addition to this private cloud, the Company has also established public cloud capabilities to realize extensive connectivity to service
providers, end customers and other business applications. The hybrid cloud platform, consisting of public and private clouds, enables
SunCar to provide reliable and efficient services to both its institutional partners as well as the end customers and service providers.

The SunCar hybrid cloud has
the following features:

  High level compatibility: Open architecture to support heterogeneous resource pool such as VMWare and OpenStake; cloud federation which can realize unified management of private cloud and heter...  

  Open API: The SunCar hybrid cloud provides open API to enable business partners to connect their daily operation, maintenance, process management and IT approval management.  

  Mature PaaS (Platform as a Service) architecture: The SunCar hybrid cloud uses distributed cache service which is optimized through software collaboration, with over 99.99% uptime, supporting c...  

  Multi-cloud fusion: SunCar hybrid cloud provides a MCP cloud container which can conduct unified monitoring, scheduling, and disaster tolerance switching for business applications encapsulated ...  

  High security: The hybrid hardware, operating system, operating environment, and services have been deployed with professional security reinforcement, resulting in security levels suitable for ...  

SunCar’s AI Technology

In 2024, we established the
Anji AI Technology Service Center (“ ATSC”), leveraging DeepSeek AI capabilities to help our partners sell new policies, renewals,
and extended warranties. The ATSC currently serves Tesla, Xiaomi, AVATR, and Zeekr, with plans to expand