Company: WBS-PG
Filing Date: 2025-08-11
Form Type: 10-Q
Source: 0000801337-25-000083
Chunk: 24

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-08-11
Form: 10-Q
Item: Part I, Item 1
Chunk 24
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273 2,381 — 21,425 30,079 1,397,613 1,427,692 Other consumer349 162 — 124 635 155,171 155,806 Consumer portfolio16,217 7,147 — 34,299 57,663 10,379,504 10,437,167 Total$50,885 $62,697 $— $460,725 $574,307 $51,930,861 $52,505,168 (1)At December 31, 2024, there were $32.7 million of commercial loans that had reached their contractual maturity but were actively in the process of being refinanced with the Company. Due to the status of the refinancing, these commercial loans have been reported as current in the table above.

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The following table provides additional information on non-accrual loans and leases:June 30, 2025December 31, 2024(In thousands)Non-accrualNon-accrual with No AllowanceNon-accrualNon-accrual with No AllowanceCommercial non-mortgage$216,003 $42,997 $248,078 $50,943 Asset-based44,353 18,262 20,787 1,080 Commercial real estate200,947 37,160 120,151 26,666 Multi-family23,009 22,877 18,043 17,953 Equipment financing14,989 1,039 19,367 1,809 Commercial portfolio499,301 122,335 426,426 98,451 Residential16,024 7,223 12,750 6,923 Home equity18,421 9,914 21,425 12,225 Other consumer409 2 124 3 Consumer portfolio34,854 17,139 34,299 19,151 Total $534,155 $139,474 $460,725 $117,602 Allowance for Credit Losses on Loans and Leases The following table summarizes the change in the ACL on loans and leases by portfolio segment:Three months ended June 30,20252024(In thousands)Commercial PortfolioConsumer PortfolioTotalCommercial PortfolioConsumer PortfolioTotalACL on loans and leases:Balance, beginning of period$649,450