Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 28

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 28
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 common stock are voted. Shares in “street name.” For shares held in “street name” through a bank, broker, trustee or other nominee, you should follow the procedures provided by your bank, broker, trustee or other nominee to vote your shares.

| Q: | What should I do if I have technical difficulties or trouble accessing the Huntington special meeting website or the Cadence special meeting website? |

| A: | If you encounter any difficulties accessing the Huntington special meeting, please call the technical support number that will be posted on the Huntington special meeting website. If you encounter any difficulties accessing the Cadence special meeting, please call the technical support number that will be posted on the Cadence special meeting website. |

| Q: | Who can help answer my questions? |

| A: | Huntington shareholders: If you have any questions about the merger or how to submit your proxy or voting instruction card, or if you need additional copies of this document or the enclosed proxy card or voting instruction card, you should contact Huntington Investor Relations at (800) 576-5007 or Huntington’s proxy solicitor, Sodali & Co., by calling (203) 658-9400 or toll-free at (800) 662-5200, or via email to HBAN.info@investor.sodali.com. |

Cadence shareholders : If you have any questions about the merger or how to submit your proxy or voting instruction card, or if you need additional copies of this document or the enclosed proxy card or voting instruction card, you should contact Cadence Investor Relations at (800) 698-7878 or Cadence’s proxy solicitor, Okapi Partners LLC, toll-free at (888) 785-6707, or for banks and brokers, collect at (212) 297-0720, or via email to info@okapipartners.com.

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#### TABLE OF CONTENTS

### SUMMARY
This summary highlights selected information in this joint proxy statement/prospectus and may not contain all of the information that is important to you. You should carefully read this entire joint proxy statement/prospectus and the other documents we refer you to for a more complete understanding of the matters being considered at the special meetings. In addition, we incorporate by reference important business and financial information about Huntington and Cadence into this joint proxy statement/prospectus. You may obtain the information incorporated by reference into this joint proxy statement/prospectus without charge by following the instructions in the section entitled “Where You Can Find More