Company: BBVXF
Filing Date: 2025-01-08
Form Type: 424B5
Source: 0001193125-25-003393
Chunk: 197

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-01-08
Form: 424B5
Chunk 197
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 |   |
| Of which: Preferred securities(3)              |     |                    |   9,422 |   |
| Total indebtedness(4)                          |     |                    |  57,639 |   |
| Stockholders’ equity                           |     |                    |         |   |
| Ordinary shares                                |     |                    |   3,129 |   |
| Ordinary shares held by consolidated companies |     |                    |  (1,049 | ) |
| Reserves                                       |     |                    |  59,814 |   |
| Dividends                                      |     |                    |       — |   |
| Accumulated other comprehensive income         |     |                    | (16,452 | ) |
| Total shareholders’ equity                     |     |                    |  45,442 |   |
| Preferred shares                               |     |                    |         |   |
| Non-controlling interest                       |     |                    |   3,351 |   |
| Total capitalization and indebtedness          |     |                    | 106,432 |   |

| (1) | No third party has guaranteed any of the debt of the BBVA Group. |

| (2) | Includes all outstanding promissory notes and bonds, debentures and subordinated debt (including preferred 
 securities) with a remaining maturity of up to one year as of June 30, 2022.                               |

| (3) | In accordance with IAS 34, preferred securities are accounted for as subordinated debt. Nonetheless, for Bank 
 of Spain regulatory capital purposes, such preferred securities are treated as Tier 1 capital instruments.    |

| (4) | Approximately 49% of the BBVA Group’s indebtedness was secured as of June 30, 2022. |

The following is the principal transaction affecting the capitalization of the BBVA Group after June 30, 2022:

| · |     | On July 11, 2022, BBVA issued senior preferred notes due July 2024 in a principal amount of €400,000,000 under its €40,000,000,000 Global Medium 
 Term Note Program.                                                                                                                               |

9

DESCRIPTION OF BBVA ORDINARY SHARES

The following summary describes the material considerations concerning the capital stock of BBVA and briefly describes the material provisions
of BBVA’s bylaws (estatutos) and relevant Spanish law. This summary does not include all the provisions of our bylaws and is qualified in