Company: MCHB
Filing Date: 2025-07-16
Form Type: 424B3
Source: 0001140361-25-026051
Chunk: 390

Company: Mechanics Bancorp
Filing Date: 2025-07-16
Form: 424B3
Chunk 390
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 |
| Other                           |     |                3,458 |     |        — |     |        — |     |    3,458 |     |  4,808,820 |     |   4,812,278 |
| Residential Real Estate         |     |               13,662 |     |      406 |     |      502 |     |   14,570 |     |  2,266,393 |     |   2,280,963 |
| Auto                            |     |               53,197 |     |   12,637 |     |    5,161 |     |   70,995 |     |  1,525,940 |     |   1,596,935 |
| Installment                     |     |                      |     |          |     |          |     |          |     |            |     |             |
| Revolving Plans                 |     |                    2 |     |        1 |     |        1 |     |        4 |     |      2,916 |     |       2,920 |
| Other                           |     |                  359 |     |      213 |     |        — |     |      572 |     |    435,359 |     |     435,931 |
| Total                           |     |              $77,998 |     |  $13,339 |     |   $6,082 |     |  $97,419 |     | $9,546,078 |     |  $9,643,497 |

The following tables present the amortized cost of loans at March 31, 2025 and 2024 that were both experiencing financial difficulty and modified during the quarter ended March 31, 2025 and 2024, by class and by type of modification. The percentage of the amortized cost of loans that were modified to borrowers in financial distress as compared to the amortized cost of each class of financing receivable is also presented below.

|                         |     | Quarter Ended March 31, 2025 |     |         |     |           |     |           |     |             |     |               |     |                |
|:------------------------|:----|:-----------------------------|:----|:--------|:----|----------:|:----|:----------|:----|:------------|:----|:--------------|:----|:---------------|
|