Company: HBCYF
Filing Date: 2025-10-28
Form Type: 6-K
Source: 0001089113-25-000056
Chunk: 3

Company: HSBC HOLDINGS PLC
Filing Date: 2025-10-28
Form: 6-K
Chunk 3
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 the recognition of $1.4bn of legal provisions in 3Q25, partly offset by a decrease in risk-weighted assets (‘RWAs‘). The decrease in RWAs was mainly driven by a reduction in market risk RWAs, and methodology and policy changes in credit risk RWAs. – The Board has approved a third interim dividend for 2025 of $ 0.10 per share. On 24 October, we completed the $3bn share buy-back announced at our interim results on 30 July 2025.

| HSBC Holdings plc Earnings Release 3Q25 on Form 6-K |
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Financial performance in 9M25 – Reported profit before tax decreased by $6.9bn to $23.1bn compared with 9M24, mainly due to an $8.2bn year-on-year impact of notable items, including the non-recurrence of $3.6bn in net gains in 9M24 relating to our disposals in Canada and Argentina, the recognition of dilution and impairment losses in 9M25 of $2.1bn related to our associate Bank of Communications Co., Limited (‘BoCom‘), legal provisions of $1.4bn an d restructuring and other related costs associated with our organisational simplification of $0.8bn in 9M25. Profit after tax decreased by $6.5bn to $17.9bn compared with 9M24. – Constant currency profit before tax excluding notable items was $28.0bn , an increase of $1.2bn or 4% compared with 9M24, as higher revenue from growth in fee and other income in Wealth in our IWPB and Hong Kong businesses, and from Foreign Exchange and Debt and Equity Markets in our CIB business segment, mitigated a rise in ECL and a planned increase in operating expenses. – Annualised RoTE in 9M25 was 13.9% , compared with 19.3% in 9M24. Excluding notable items, annualised RoTE in 9M25 was 17.6% , a rise of 0.9 percentage points compared with 9M24. – Revenue decreased by $2.4bn or 4% to $51.9bn compared with 9M24, reflecting the year-on-year impact of notable items, mainly from disposals in Canada and Argentina in 9M24. Excluding notable items