Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 424

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 424
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 any provision of or the loss of any benefit under, constitute a default (or an event which, with notice or lapse of time, or both, would constitute a default) under, result in the termination of or a right of termination or cancellation under, accelerate the performance required by or rights or obligations under, require consent under, or result in the creation of any Lien upon any of the respective properties or assets of Company or any of its Subsidiaries under, any of the terms, conditions or provisions of any note, bond, mortgage, indenture, deed of trust, license, lease, agreement or other instrument or obligation to which Company or any of its Subsidiaries is a party, or by which they or any of their respective properties or assets may be bound or affected, except (in the case of clauses (x) and (y) above) for such violations, conflicts, breaches or defaults that would not reasonably be expected to have a Material Adverse Effect on Company.

3.4

#### Consents and Approvals
. Except for (a) the filing of any required applications, filings and notices, as applicable, with the Board of Governors of the Federal Reserve System (the “ Federal Reserve Board ”) under the BHC Act, the FDIC, the CDFI, the WDFI and approval or waiver of such applications, filings and notices, (b) the filing of any required applications, filings or notices with NASDAQ and the New York Stock Exchange (“ NYSE ”) and approval of such applications, filings and notices, (c) the filing with the SEC of a proxy statement in definitive form (including any amendments or supplements thereto, the “ Proxy Statement ”), a consent solicitation statement in definitive form (including any amendments or supplements thereto, the “ Consent Solicitation Statement ”) and the

<div align='center'>A-17</div>

#### TABLE OF CONTENTS
registration statement on Form S-4 in which the Proxy Statement and Consent Solicitation Statement will be included as a prospectus (the “ S-4 ”), and the declaration of effectiveness of the S-4, (d) the filing by Parent of the Parent Articles Amendment with the Washington Secretary, (e) the filing with the California Secretary of this Agreement together with appropriate officer’s certificates in accordance with the CGCL and the CFC, (f) the filing with and acceptance by the CDFI of this Agreement together with appropriate officer’s certificates, and (g) if required