Company: ASB
Filing Date: 2025-04-29
Form Type: 10-Q
Source: 0000007789-25-000049
Chunk: 22

Company: ASSOCIATED BANC-CORP
Filing Date: 2025-04-29
Form: 10-Q
Item: Part I, Item 2
Chunk 22
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 recoveriesCommercial and industrial$(4,726)$(2,406)$(10,649)$(13,676)$(18,638)Commercial real estate — owner occupied— — — 1 2 Commercial and business lending(4,726)(2,406)(10,649)(13,674)(18,636)Commercial real estate — investor(892)(6,617)(1)(4,569)— Real estate construction30 4 2 28 30 Commercial real estate lending(863)(6,612)2 (4,541)30 Total commercial(5,589)(9,018)(10,647)(18,216)(18,606)Residential mortgage197 (239)(160)(289)(62)Auto finance(1,519)(1,782)(1,281)(1,480)(2,094)Home equity289 277 424 238 211 Other consumer(2,076)(1,457)(1,414)(1,417)(1,537)Total consumer(3,109)(3,202)(2,431)(2,947)(3,482)Total net charge offs$(8,698)$(12,220)$(13,078)$(21,163)$(22,088)RatiosAllowance for credit losses on loans to total loans1.34 %1.35 %1.33 %1.32 %1.31 %Allowance for credit losses on loans to net charge offs (annualized)11.5x8.3x7.6x4.6x4.4xLoan evaluation method for ACLLIndividually evaluated for impairment$6,092 $5,689 $7,498 $16,882 $25,335 Collectively evaluated for impairment400,532 396,632 390,043 372,738 362,447      Total ACLL$406,624 $402,322 $397,541 $389,620 $387,782 Loan balanceIndividually evaluated for impairment$46,065 $37,172 $41,938 $70,763 $92,960 Collectively evaluated for impairment30,248,062 29,731,414 29,948,958 29,547,508 29,401,303      Total loan balance$