Company: NTWK
Filing Date: 2025-09-29
Form Type: 10-K
Source: 0001493152-25-015950
Chunk: 101

Company: NETSOL TECHNOLOGIES INC
Filing Date: 2025-09-29
Form: 10-K
Item: Item 1
Chunk 101
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GENERAL
OVERVIEW

NETSOL
Technologies’ solutions and services enable original equipment manufacturers (OEMs), dealerships and financial institutions to
sell, finance and lease assets. The company serves customers across over 30 countries. NETSOL has been at the cutting edge of technology,
pioneering innovations with its asset finance solutions and leveraging advanced AI and cloud services to meet the complex needs of the
global market. Renowned for its deep industry expertise, customer-centric approach and commitment to excellence, NETSOL fosters strong
partnerships with its clients, ensuring their success in an ever-evolving landscape. With a rich history of innovation, ethical business
practices and a focus on sustainability, NETSOL is dedicated to empowering businesses worldwide, securing its position as the trusted
partner for leading firms around the globe.

NETSOL’s
primary sources of revenues have been licensing, subscriptions, modification, enhancement and support of its suite of financial applications
to leading businesses in the global finance and leasing space as well as automotive digital retail.

The
Company’s clients include blue-chip organizations, Dow Jones 30 Industrials, Fortune 500 companies, global vehicle manufacturers
through their captive finance companies (“auto captives”), unrelated automotive finance companies (“non-captives”),
equipment finance and leasing companies, automotive and equipment OEMs, commercial lenders, dealers, brokers, banks and other financial
institutions – all of which are serviced by NETSOL’s strategically located support and delivery centers across the globe.

Founded
in 1996, NETSOL is headquartered in Encino, California. The company follows a global strategy for sales and delivery of its portfolio
of solutions and services through its offices in the following locations:

  ■
  North America
    Encino, California and Austin, Texas

  ■
  Europe
    London and Horsham

  ■
  Asia Pacific
    Sydney, Bangkok, Beijing, Tianjin, Jakarta, Lahore and Karachi

  ■
  Middle East
    Dubai

1

OUR
BUSINESS 

Company
Business Model

NETSOL
specializes in providing AI-powered, scalable and customizable technology solutions primarily to the global asset finance and
leasing industry. The Company also empowers OEMS, dealer groups and dealerships with a digital retail platform that transforms how
they sell, finance and deliver cars. Our value proposition lies in delivering innovative technologies that enhance operational
efficiency and productivity. Further, NETSOL also provides a range of