Company: HBCP
Filing Date: 2025-05-02
Form Type: 10-Q
Source: 0001436425-25-000018
Chunk: 47

Company: HOME BANCORP, INC.
Filing Date: 2025-05-02
Form: 10-Q
Item: Item 8
Chunk 47
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 of Total Class of LoansOne-to four-family first mortgage$— $— $23 $— $— $— — %Home equity loans and lines— — — — — — — Commercial real estate— — 957 — — — 0.1 Construction and land— — 2 — — — — Multi-family residential— — — — — — — Commercial and industrial— — 2,190 — — — 0.5 Consumer— — — — — — — Total$— $— $3,172 $— $— $— 0.1 %Three Months Ended March 31, 2024(dollars in thousands)Payment DeferralPrincipal ForgivenessTerm ExtensionInterest Rate ReductionCombination Term Extension and Principal ForgivenessCombination Term Extension and Interest Rate ReductionPercent of Total Class of LoansOne-to four-family first mortgage$— $— $668 $— $— $— 0.2 %Home equity loans and lines— — — — — — — Commercial real estate— — 1,081 — — — 0.1 Construction and land— — 29 — — — — Multi-family residential— — — — — — — Commercial and industrial— — — — — — — Consumer— — — — — — — Total$— $— $1,778 $— $— $— 0.1 %During the three months ended March 31, 2025 and 2024, no loan experienced a default subsequent to being granted a payment deferral or term extension. Default is defined as movement to past due 90 days, foreclosure or charge-off, whichever occurs first. The following table details the financial impacts of loan modifications made to borrowers experiencing financial difficulty for the periods presented.Three Months Ended March 31, 2025Three Months Ended March 31, 2024Minimum Term Extensions (in months)Maximum Term Extensions (in months)Minimum Term Extensions (in months)Maximum Term Extensions (in months)One-to four-family first mortgage60601296Home equity loans