Company: BBVXF
Filing Date: 2025-09-09
Form Type: 424B3
Source: 0001193125-25-198517
Chunk: 825

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-09-09
Form: 424B3
Chunk 825
---
 |      |    |     |      |    -279 |     |      |  15,126 |
| Total                         |     |      |    |     |      | -27,801 |     |      |  -7,388 |

(*) See Schedule I - Companies no longer consolidated. The impairment of non-currentassets held for sale excludes income from the increase in fair value less selling costs. The total allowance for the impairment of non-currentassets held for sale in 2022 and 2021 was calculated based on Level 2 valuations (see Note 6). The fair value of impaired assets amounted to 585,758 thousand euros and 452,743 thousand euros at 2022 and 2021 year-end,respectively. Note 38 – Segment reporting Segmentation criteria This section gives information regarding earnings and other indicators of the Group’s business units. For 2022, the criteria that Banco Sabadell Group uses to report on results for each segment are:

| – | Three regions: Banking Business Spain, United Kingdom and Mexico. Banking Business Spain includes the foreign 
 branches and the representative offices.                                                                      |

| – | Each business unit is allocated capital equivalent to 12% of its risk-weighted assets and the surplus of own funds is 
 allocated to Banking Business Spain.                                                                                  |

In terms of the other criteria applied, segment information is first structured with a breakdown by geographical area and then broken down based on the customers to which each segment is aimed. The information presented is based on the individual accounting records of each Group company, after all consolidation disposals and adjustments have been made. Each business unit bears its own direct costs, calculated on the basis of general accounting. A-731

Details of profit attributable to the Group and other key figures for each business unit for the years 2022 and 2021 are shown in the table below, along with a reconciliation of the totals shown in the table with those shown in the consolidated Group accounts:

| Million euro                                                    |     |                  |        |     |                  |       |     |                  |         |     |             |        |
|                                                                 |     | 2022 (*)         |        |     |                  |       |     |                  |         |     |             |        |
|                                                                 |     | Banking Business 
 Spain            |        |     | Banking Business 
 UK               |       |     | Banking Business 
 Mexico           |         |     | Total Group |        |
| Net interest income                                             |     |                  |