Company: HBAN
Filing Date: 2025-11-13
Form Type: S-4
Source: 0001140361-25-041757
Chunk: 20

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-11-13
Form: S-4
Chunk 20
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 not be counted towards a quorum. Abstentions will be included in determining the number of shares present at the Cadence special meeting for the purpose of determining the presence of a quorum. |

| Q: | If my shares of common stock are held in “street name” by my bank, broker, trustee or other nominee, will my bank, broker, trustee or other nominee vote my shares for me? |

| A: | If you hold your shares in a stock brokerage account or if your shares are held by a bank, broker, trustee or other nominee (that is, in “street name”), please follow the voting instructions provided by your broker, bank, trustee or other nominee. Please note that you may not vote shares held in street name by returning a proxy card directly to Huntington for holders of Huntington common stock or to Cadence for holders of Cadence common stock, or by voting at the applicable virtual special meeting via the applicable special meeting website unless you provide a “legal proxy,” which you must obtain from your bank, broker, trustee or other nominee. Obtaining a legal proxy may take several days. Each such beneficial owner of Huntington common stock must fax or email a scan or image of the legal proxy to [   ] at [   ] or [   ], no later than [   ], 2025 at [   ], Eastern Time, to vote at the Huntington special meeting via the Huntington special meeting website, and each such beneficial owner of Cadence common stock must mail the legal proxy, or email a scan or image of the legal proxy, to [   ] at [   ] or [   ], no later |

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than [ ], 2025 at [ ], Central Time, to vote at the Cadence special meeting via the Cadence special meeting website. Further, brokers who hold shares of Huntington common stock or Cadence common stock may not give a proxy to Huntington or Cadence to vote those shares on any of the Huntington proposals or any of the Cadence proposals without specific instructions from their customers.

| Q: | What vote is required for the approval of each proposal at the Huntington special meeting? |

| A: | Huntington Proposal 1: Huntington share issuance proposal. Approval of the Huntington share issuance proposal requires the approval of a majority of the votes cast by holders of Huntington common