Company: TCBI
Filing Date: 2025-10-23
Form Type: 10-Q
Source: 0001077428-25-000145
Chunk: 91

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-10-23
Form: 10-Q
Item: Part I, Item 1
Chunk 91
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, the extent to which rates on deposits and other funding sources lag increasing market rates for loans and changes in composition of funding.

(in thousands)0-3 months4-12 months1-3 years3+ yearsTotalAssetsInterest bearing cash and cash equivalents$2,852,387 $— $— $— $2,852,387 Investment securities(1)68,838 197 103,916 4,428,703 4,601,654 Variable loans22,690,735 176,134 132,504 225,652 23,225,025 Fixed loans15,588 136,623 224,090 692,349 1,068,650 Total loans(2)22,706,323 312,757 356,594 918,001 24,293,675 Total interest sensitive assets$25,627,548 $312,954 $460,510 $5,346,704 $31,747,716 LiabilitiesInterest bearing customer deposits$17,541,388 $— $— $— $17,541,388 CDs750,714 1,471,246 48,937 3,515 2,274,412 Total interest bearing deposits18,292,102 1,471,246 48,937 3,515 19,815,800 Short-term borrowings275,000 — — — 275,000 Long-term debt113,406 507,010 — — 620,416 Total borrowings388,406 507,010 — — 895,416 Total interest sensitive liabilities$18,680,508 $1,978,256 $48,937 $3,515 $20,711,216 GAP$6,947,040 $(1,665,302)$411,573 $5,343,189 $— Cumulative GAP$6,947,040 $5,281,738 $5,693,311 $11,036,500 $11,036,500 Non-interest bearing deposits7,689,598 Stockholders’ equity3,637,098 Total$11,326,696 

(1)Available-for-sale debt securities, equity securities and trading securities based on fair market value.

(2)