Company: PFIS
Filing Date: 2025-07-18
Form Type: S-4
Source: 0001104659-25-069074
Chunk: 5

Company: PEOPLES FINANCIAL SERVICES CORP.
Filing Date: 2025-07-18
Form: S-4
Chunk 5
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| ​ | Indenture Covenants                                                            | ​ | ​ | ​ | ​ | 43 | ​ | ​ |
| ​ | Events of Default; Right of Acceleration; Failure to Pay Principal or Interest | ​ | ​ | ​ | ​ | 44 | ​ | ​ |
| ​ | Amendment, Supplement and Waiver                                               | ​ | ​ | ​ | ​ | 45 | ​ | ​ |
| ​ | Satisfaction and Discharge of the Indenture; Defeasance                        | ​ | ​ | ​ | ​ | 46 | ​ | ​ |
| ​ | Regarding the Trustee                                                          | ​ | ​ | ​ | ​ | 47 | ​ | ​ |

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| ​ | No Personal Liability of Shareholders, Employees, Officers, Directors or Exchange Agent | ​ | ​ | ​ | ​ |   48 | ​ | ​ |
| ​ | Governing Law                                                                           | ​ | ​ | ​ | ​ |   48 | ​ | ​ |
| ​ | Material U.S. Federal Income Tax Consequences                                           | ​ | ​ | ​ | ​ |   49 | ​ | ​ |
| ​ | Plan of Distribution                                                                    | ​ | ​ | ​ | ​ |   50 | ​ | ​ |
| ​ | Legal Matters                                                                           | ​ | ​ | ​ | ​ |   51 | ​ | ​ |
| ​ | Experts                                                                                 | ​ | ​ | ​ | ​ |   52 | ​ | ​ |
| ​ | PART II INFORMATION NOT REQUIRED IN PROSPECTUS                                          | ​ | ​ | ​ | ​ | II-1 | ​ | ​ |
| ​ | Item 20. Indemnification of Directors and Officers                                      | ​ | ​ | ​ | ​ | II-1 | ​ | ​ |
| ​ | Item 21. Exhibits and Financial Statement Schedules                                     | ​ | ​ | ​ | ​ | II-2 | ​ | ​ |
| ​ | Item 22. Undertakings                                                                   | ​ | ​ | ​ | ​ | II-3 | ​ | ​ |

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### ABOUT THIS PROSPECTUS
This prospectus is part of a Registration Statement on Form S-4, which we refer to as the “registration statement,” that we have filed with the Securities and Exchange Commission (the “SEC”) under the Securities Act of 1933, as amended (the “Securities Act”). This