Company: FLDDW
Filing Date: 2025-10-02
Form Type: 424B3
Source: 0001193125-25-227152
Chunk: 6

Company: Fold Holdings, Inc.
Filing Date: 2025-10-02
Form: 424B3
Chunk 6
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 company number 2132193 (“Lender”). RECITALS Subject to the terms and conditions of this Agreement, the Borrower may, from time to time, seek to initiate funding from the Lender and the Lender may (but shall not be obliged to) extend a Loan to the Borrower subject to, amongst others, the provision of Collateral as further set out in this Agreement. The Borrower will pay certain fees, including a Loan Fee, and repay the Loans to the Lender in accordance with the terms of this Agreement. In consideration of the foregoing and other good and valuable consideration, the receipt and sufficiency of which hereby acknowledged, it is agreed as follows: 1. Definitions “ Affiliate ” means, in relation to any person, a Subsidiary of that person or a Holding Company of that person or any other Subsidiary of that Holding Company. " Applicable Law " means each of the following including any updates thereto throughout the term of this Agreement, to the extent applicable: any and all supranational, national, state, provincial, or local laws, treaties, rules, regulations, regulatory guidance, directives, policies, orders or determinations of (or agreements with) and mandatory written direction from, any governmental authority or other regulatory authority, including export laws, sanctions, regulations and all federal and state statutes or regulations relating to digital tokens, cryptocurrency, banking, stored value, money transmission, unclaimed property, payment processing, telecommunications, unfair or deceptive trade practices, anti-corruption, trade compliance, anti-money laundering, terrorist financing, know your customer, securities, commodities, derivatives, other financial products or services, privacy or data security. “ Authorisation ” means an authorisation, consent, approval, permit, resolution, license, exemption, filing, notarisation, lodgement or registration. “ Authorized Agent ” has the meaning set forth in Schedule 1.

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“Blended Spot Price”means a weighted average price as determined by the Lender (acting reasonably) with reference to the price of the Digital Asset(s) as published on exchanges, trading platforms or market data providers that have been agreed between Borrower and Lender.

“Blockchain”means a type of distributed ledger technology (which may be public or private) which records and shares data as a chain of transactions across multiple data stores (from which data is unable to be removed) which are collectively maintained by a distributed group of computer nodes, which may utilize cryptographic algorithms to create