Company: BBD
Filing Date: 2025-05-30
Form Type: 6-K
Source: 0001292814-25-002283
Chunk: 47

Company: BANK BRADESCO
Filing Date: 2025-05-30
Form: 6-K
Chunk 47
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cpad), that deal
with CMN Resolution No. 4,958/21, of October 2021, and BCB Resolution No. 200/22, of March 2022, as amended.

BCB
Resolution No. 229/22 aims to improve two main points, which are: (i) methods of measuring the value of exposures, also admitting the
use of a method of calculating the mark-to-market value for a specific asset class. This methodology can be used even if the Accounting
Standard of the institutions regulated by the Central Bank of Brazil (Cosif) does not provide on this; and (ii) Risk Weighting Factors
(FPR), especially on exposures to sovereign
entities and multilateral bodies (EMD), financial institutions, non-financial, retail, and real estate legal entities.

| 43 – Reference Form – 2024 |

| 1. Issuer’s activities |

In August
2022, the Central Bank of Brazil launched Public Inquiry Notice No. 92/22, which discloses the motion for a resolution that improves the
procedures for calculating the capital requirement for credit risk exposures through internal credit risk classification systems.

In February
2023, the Central Bank of Brazil issued BCB Resolution No. 291/23, which establishes the procedures for calculating the portion of the
RWA regarding exposures to the risk of variation in the value of derivative instruments due to the variation in the credit quality of
the counterpart (RWACVA), as well as amending Circular No. 3,646/13.

Compulsory Deposits

The
Central Bank of Brazil periodically sets compulsory deposit and related requirements for financial institutions based in Brazil. The Central
Bank of Brazil uses reserve requirements as a mechanism to control liquidity in the SFN.

According
to the Central Bank of Brazil’s rules, we must place a percentage of the demand deposits, savings deposits and time deposits we
receive from our clients with the Central Bank of Brazil:

| · | Time deposits: we are obliged to deposit 20.0% of the arithmetic mean of the Value Subject to Collection                                   
 (VSR) established on the working days of the calculation period, deducted from R$30 million, in accordance with BCB Resolution No. 145/21. |

Time
deposits are represented by bank deposit certificates (CDBs) and notes (exempted); and pay either a fixed or a floating rate, which is
typically a percentage of the inter