Company: MSEX
Filing Date: 2025-07-29
Form Type: 424B5
Source: 0001104659-25-071727
Chunk: 12

Company: MIDDLESEX WATER CO
Filing Date: 2025-07-29
Form: 424B5
Chunk 12
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 the context provides otherwise, references to “shares” are references to shares of
Common Stock.

The Plan also provides us
with a means of raising additional capital if we elect to directly sell newly issued shares of Common Stock.

PLAN ADVANTAGES

| 2. | What are some advantages of enrolling 
 in the Plan?                          |

| · | New                                                                                                                  
 investors can join the Plan by investing as little as $500.00, or up to a maximum of $10,000.00,                     
 and completing and returning an enrollment form. New investors also have the option of initiating                    
 an initial debit online through the “Buy Stock Direct Plan Wizard” located on                                        
 the shareholder services website by clicking on the “Purchases and Dividend Reinvestment”                            
 tab on the left-hand side and following the step-by-step process (http://shareholder.broadridge.com/middlesexwater). |

| · | You                                                                                         
 can automatically build your investment over time by electing to have cash dividends on all 
 or part of your shares automatically reinvested in shares of Common Stock at market prices. |

| · | You                                                                                      
 may purchase additional shares of Common Stock through additional optional cash payments 
 of $25 or more (maximum $25,000 per calendar quarter).                                   |

| · | You                                                                                               
 may purchase in dollar amounts, rather than a certain number of shares, so you can own fractional 
 shares.                                                                                           |

| · | Save                                                                                         
 money. Through the Plan, you can purchase and sell shares of Common Stock directly, rather   
 than dealing with a stockbroker. You pay no commission or service charge on purchases made   
 under the Plan. Fees charged by the Plan Agent (as defined below) for sales or certain other 
 transactions are generally lower than commissions and fees charged by a stockbroker.         |

<div align='center'>S-9</div>

| · | Purchase                                                                                      
 Common Stock by authorizing a one-time online bank debit via the online process or by sending 
 in a physical check and a completed Direct Share Purchase and Enrollment Form. For example,   
 you may choose to purchase every month through automatic monthly deductions or periodically   
 make occasional purchases by check. The Plan is designed for long-term investors who wish     
 to invest and build their share ownership over time.                                          |

| · | Peace                                                                                                   
 of Mind. You may deposit your existing Common Stock certificates with the Plan Agent for                
 safekeeping if you so desire. Shares purchased via book entry (where no certificate is issued