Company: BBVXF
Filing Date: 2025-05-01
Form Type: 425
Source: 0001193125-25-108507
Chunk: 15

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 425
Chunk 15
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 to in section 10.1 arising from the implementation of the Commitments, specifically classifying those incidents related to sections 5 and 8 of the Commitments. BBVA undertakes to have available the incidents received through the 
 channels referred to in section 10.1 so that they can be sent to the Competition Directorate if requested.                                                                                                                                             |

11. Monitoring of compliance with the Commitments

| 11.1. | BBVA shall cooperate with the CNMC to demonstrate proper compliance with the Commitments. For these purposes, and      
 independently of any information requests that the CNMC may issue, BBVA undertakes to carry out the following actions: |

| a. | Vulnerable Clients: |

| - | Creation of the Vulnerable Clients Account within two months following the Acquisition of Control. |

| - | Send the communication provided for in section 2.1 to clients for whom sufficient information is available, and inform                                 
 the remaining clients through the means provided for in section 2.1, within 15 business days following the creation of the Vulnerable Clients Account. |

| - | Inform the Competition Directorate of the creation of the Vulnerable Clients Account and of the effective sending of                                                                                            
 the communication provided for in section 2.1, providing copies of the communications effectively sent and of the information published through the means provided for in section 2.1, within 10 business days. |

| b. | Communications to clients: |

| - | Send to the Competition Directorate, for prior approval, within 15 business days following the unification of the 
 commercial offer, the drafts of communications relating to changes in conditions, in accordance with section 3.2. |

| - | Send to the clients the communications referred to in section 3.2 within 15 business days from receipt of the approval 
 of the draft by the Competition Directorate.                                                                           |

| - | Inform the Competition Directorate of the effective sending of the communications referred to in section 3.2, 
 providing copies thereof, within 10 business days from their effective sending.                               |

| - | Send to the Competition Directorate, for prior approval, within 15 business |

This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail.

| days following the Acquisition of Control, the draft communication to be published on the respective corporate websites 
 as provided for in section 3.5.                                                                                         |

| - | Communicate through the corporate websites the