Company: MCHB
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001518715-25-000110
Chunk: 34

Company: Mechanics Bancorp
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 8
Chunk 34
---
moreNonaccrualTotal pastdue and nonaccrual (1)CurrentTotalloansCRENon-owner occupied CRE$— $— $— $16,014 $16,014 $492,767 $508,781 Multifamily— — — 1,915 1,915 2,893,427 2,895,342 Construction/land developmentMultifamily construction— — — — — 45,169 45,169 CRE construction— — — 3,771 3,771 8,202 11,973 Single family construction— — — — — 334,658 334,658 Single family construction to permanent— — — — — 33,918 33,918 Total — — — 21,700 21,700 3,808,141 3,829,841 Commercial and industrial loansOwner occupied CRE254 — — 905 1,159 323,140 324,299 Commercial business26 — — 25,214 25,240 260,372 285,612 Total 280 — — 26,119 26,399 583,512 609,911 Consumer loansSingle family4,060 2,085 3,737 (2)3,850 13,732 1,046,834 1,060,566 Home equity and other260 29 — 3,563 3,852 428,969 432,821 Total 4,320 2,114 3,737 7,413 17,584 1,475,803 1,493,387 (3)Total loans$4,600 $2,114 $3,737 $55,232 $65,683 $5,867,456 $5,933,139 %0.08 %0.04 %0.06 %0.93 %1.11 %98.89 %100.00 %

23

At December 31, 2024Past Due and Still Accruing(in thousands)30-59 days60-89 days90 days ormoreNonaccrualTotal pastdue and nonaccrual (1)CurrentTotalloansCRE