Company: NEWTP
Filing Date: 2025-08-21
Form Type: 8-A12B
Source: 0001587987-25-000159
Chunk: 2

Company: NewtekOne, Inc.
Filing Date: 2025-08-21
Form: 8-A12B
Chunk 2
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.’s Current Report on Form 8-K filed August 21, 2025).                                                                                                                                                                                                                                                                |
| 3.5     |     | Amended Bylaws of NewtekOne, Inc. (incorporated by reference to Exhibit 99.1 of NewtekOne, Inc.’s Current Report on Form 8-K, filed January 24, 2023).                                                                                                                                                                                                                                                                                                                           |
| 3.6     |     | Articles of Amendment to the Amended and Restated Articles of Incorporation of NewtekOne, Inc. (incorporated by reference to Exhibit 99.1 to NewtekOne, Inc.’s Current Report on Form 8-K filed June 18, 2024).                                                                                                                                                                                                                                                                  |
| 4.1     |     | Deposit Agreement with respect to the Depositary Shares each representing a 1/40thinterest in the Company’s 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B, dated August 20, 2025, by and among NEWT and Equiniti Trust Company, LLC, as depositary, and the holders from time to time of the depositary receipts described therein (incorporated by reference to Exhibit4.1 to NewtekOne, Inc.’s Current Report on Form 8-K filed August 21, 2025). |
| 4.2     |     | Form of Depositary Receipt with respect to Depositary Shares each representing a 1/40thinterest in the Company’s 8.500% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series B (included as Exhibit A to Exhibit 4.1 above).                                                                                                                                                                                                                                        |

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### SIGNATURE
Pursuant to the requirements of Section 12 of the Securities Exchange Act of 1934, the Registrant has duly caused this registration statement to be signed on its behalf by the undersigned, thereto duly authorized.

| NEWTEKONE, INC. |     |                                      |
| By:             |     | /s/ Barry Sloane                     |
| Name:           |     | Barry Sloane                         |
| Title:          |     | Chairman and Chief Executive Officer |

Date: August 21, 2025