Company: FRME
Filing Date: 2025-10-10
Form Type: S-4
Source: 0001193125-25-237211
Chunk: 175

Company: FIRST MERCHANTS CORP
Filing Date: 2025-10-10
Form: S-4
Chunk 175
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 Effect on First Merchants, to the knowledge of First Merchants, since January 1, 2023, no third party has gained unauthorized access to any information technology networks controlled by and material to the operation of the business of
First Merchants and the First Merchants Subsidiaries.

6.24 . The approval of the stockholders of First
Merchants is not a condition precedent to the consummation of the Merger and the other transactions contemplated by this Agreement.

6.25
. First Merchants and FMB are, and immediately after the Effective Time will be, “well-capitalized,” as such term is defined in the federal banking agency rules and regulations applicable to First
Merchants and FMB.

6.26 . The representations and warranties contained in this
Section 6 shall expire at the Effective Time or the earlier termination of this Agreement, and thereafter First Merchants and the First Merchants Subsidiaries and all directors and officers of First Merchants and the First Merchants
Subsidiaries shall have no further liability with respect thereto.

6.27 .

(a) Except for the representations and warranties made by First Merchants in this Section 6, neither First Merchants nor
any other person makes any express or implied representation or warranty with respect to First Merchants, its subsidiaries, or their respective businesses, operations, assets, liabilities, conditions (financial or otherwise) or prospects, and First
Merchants hereby disclaims any such other representations or warranties. In particular, without limiting the foregoing disclaimer, neither First Merchants nor any other person makes or has made any representation or warranty to First Savings or any
of its affiliates or representatives with respect to (i) any financial projection, forecast, estimate, budget or prospective information relating to First Merchants, any of its subsidiaries or their respective businesses, or (ii) except
for the representations and warranties made by First Merchants in this Section 6, any oral or written information presented to First Savings or any of its affiliates or representatives in the course of their due diligence investigation of First
Merchants, the negotiation of this Agreement or in the course of the transactions contemplated hereby.

(b) First Merchants
acknowledges and agrees that neither First Savings nor any other person has made or is making any express or implied representation or warranty other than those contained in Section 6.

A-30

SECTION 7

COVENANTS OF FIRST SAVINGS

First Savings covenants and agrees with First Merchants and coven