Company: FLDDW
Filing Date: 2025-10-02
Form Type: 424B3
Source: 0001193125-25-227152
Chunk: 8

Company: Fold Holdings, Inc.
Filing Date: 2025-10-02
Form: 424B3
Chunk 8
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 custodian mutually approved in writing by the Parties.

“Custody Agreement” means the tri-party agreement among Borrower, Lender, and the Custodian, in form and substance mutually acceptable to the Parties, governing the custody of Collateral pursuant to this Agreement.

“Digital Asset(s)”means bitcoin, solely for purposes of identifying and valuing Collateral. For clarity, Loan Assets are denominated in USD and are not Digital Assets.

“Digital Asset Address”means an identifier of alphanumeric characters that represents a digital identity or destination for a transfer of Digital Asset on the applicable Digital Asset’s Blockchain.

“Early Termination Fee”has the meaning given in clause 4.

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“First Utilisation Date” means the first utilization date of a Loan.

“Fixed Term Loan”means a Loan with a pre-determined Maturity Date, where the Borrower does not have a Prepayment Option and Lender does not have a Call Option.

“Fixed Term Loan with Call Option”means a Loan with a pre-determined Maturity Date, where the Borrower does not have a Prepayment Option and Lender has a Call Option.

“Fixed Term Loan with Prepayment Option” means a Fixed Term Loan with a Maturity Date and where the Borrower has a Prepayment Option and Lender has a Call Option.

"Force Majeure Event”means any failure, interruption or delay in the performance of obligations under this this Agreement or related documents resulting from any acts, events or circumstances not within the Lender’s reasonable control including, without limitation, changes in the functioning or features of the Digital Assets or the software protocols that govern their operation; sabotage or fraudulent manipulation of the protocols or network that govern Digital Assets; changes in Applicable Law; cybersecurity attacks, hacks or other intrusions, loss or theft of Digital Assets at any time; unavailability or malfunction of wire, communications or other technological systems; suspension or disruption of trading markets or exchanges; requisitions; failure of utility services; global or local pandemics; fire; flooding; adverse weather conditions or events of nature; explosions; acts of God, civil commotion, strikes or industrial action of any kind; riots, insurrection, terrorist acts; war (whether declared or undeclared); or acts of government or government agencies or the default.

“Hard Fork”means a permanent divergence in the Blockchain (e.g.,when non-upgraded nodes cannot validate blocks created by upgraded nodes that follow newer consensus rules, or an airdrop or