Company: HBCYF
Filing Date: 2025-04-29
Form Type: 6-K
Source: 0001654954-25-004763
Chunk: 44

Company: HSBC HOLDINGS PLC
Filing Date: 2025-04-29
Form: 6-K
Chunk 44
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4 |

1 Represents the maximum amount at risk should the contracts be fully drawn upon and clients default.

2 Purchased or originated credit-impaired ('POCI').

| Summary of credit risk (excluding debt instruments measured at 
 FVOCI) by stage distribution and ECL coverage at 31 December   
 2024                                                           |                                |         |         |       |           |                   |         |         |       |         |                |         |         |       |       |
|                                                                | Gross carrying/nominal amount1 |         |         |       |           | Allowance for ECL |         |         |       |         | ECL coverage % |         |         |       |       |
|                                                                |                        Stage 1 | Stage 2 | Stage 3 | POCI2 |     Total |           Stage 1 | Stage 2 | Stage 3 | POCI2 |   Total |        Stage 1 | Stage 2 | Stage 3 | POCI2 | Total |
|                                                                |                             $m |      $m |      $m |    $m |        $m |                $m |      $m |      $m |    $m |      $m |              % |       % |       % |     % |     % |
| Loans and advances to customers at amortised cost              |                        824,420 |  93,248 |  22,615 |    90 |   940,373 |            -1,078 |  -2,546 |  -6,040 |   -51 |  -9,715 |            0.1 |     2.7 |    26.7 |  56.7 |   1.0 |
| Loans and advances to banks at amortised cost                  |                        101,852 |     198 |       2 |     - |   102,052 |                -9 |      -2 |      -2 |     - |     -13 |              - |     1.0 |   100.0 |     - |     - |
| Other financial assets measured at amortised cost              |                        826,621 |   1,806 |     153 |     - |   828,580 |               -64 |      -5 |     -23 |     - |     -92 |              - |     0.3 |    15.0 |     - |     - |
|