Company: NWBI
Filing Date: 2025-05-06
Form Type: 10-Q
Source: 0001471265-25-000077
Chunk: 66

Company: Northwest Bancshares, Inc.
Filing Date: 2025-05-06
Form: 10-Q
Item: Item 2
Chunk 66
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48

 Average Balance Sheet

(in thousands)

The following table sets forth certain information relating to the Company’s average balance sheet and reflects the average yield on interest-earning assets and average cost of interest-bearing liabilities for the periods indicated. Such yields and costs are derived by dividing income or expense by the average balance of assets or liabilities, respectively, for the periods presented. Average balances are calculated using daily averages. 

 Quarter ended March 31, 20252024AveragebalanceInterestAvg.yield/cost (h)AveragebalanceInterestAvg.yield/cost (h)Assets      Interest-earning assets:     Residential mortgage loans$3,155,738 30,394 3.85 %$3,392,524 32,674 3.85 %Home equity loans1,139,728 16,164 5.75 %1,205,273 17,294 5.77 %Consumer loans1,948,230 26,273 5.47 %2,033,620 25,033 4.95 %Commercial real estate loans2,879,607 56,508 7.85 %2,999,224 43,425 5.73 %Commercial loans2,053,213 36,012 7.02 %1,714,667 31,857 7.35 %Loans receivable (a) (b) (d) (includes FTE adjustments of $713 and $712, respectively)11,176,516 165,351 6.00 %11,345,308 150,283 5.33 %Mortgage-backed securities (c)1,773,402 11,730 2.65 %1,717,306 7,944 1.85 %Investment securities (c) (d) (includes FTE adjustments of $154 and $145, respectively)263,825 1,599 2.43 %333,752 1,430 1.71 %FHLB stock, at cost 20,862 366 7.11 %32,249 607 7.57 %Other interest-earning deposits243,412 2,416 3.97 %61,666 832 5.34 %Total interest-earning assets (includes FTE adjustments of $