Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 34

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 34
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399,779 Loans at period endIndividually measured$51,087 $48,289 $1,100 $17,807 $— $3 $118,286 Collectively measured14,103,375 11,898,908 355,213 2,913,694 15,062,868 87,353 44,421,411 Loans held at fair value— — — 135,834 — — 135,834 Six months ended June 30, 2025Commercial Real EstateHome  EquityResidential Real EstatePremium Finance ReceivablesConsumer and OtherTotal Loans(In thousands)CommercialAllowance for credit losses at beginning of period$175,837 $222,856 $8,943 $10,335 $17,820 $812 $436,603 Other adjustments— — — — 184 — 184 Charge-offs(15,870)(6,165)(111)— (13,472)(326)(35,944)Recoveries2,675 22 246 138 6,822 61 9,964 Provision for credit losses - Other31,926 7,645 143 982 5,258 302 46,256 Allowance for credit losses at period end$194,568 $224,358 $9,221 $11,455 $16,612 $849 $457,063 Six months ended June 30, 2024Commercial Real EstateHome  EquityResidential Real EstatePremium Finance ReceivablesConsumer and OtherTotal Loans(In thousands)CommercialAllowance for credit losses at beginning of period$169,604 $223,853 $7,116 $13,133 $13,069 $490 $427,265 Other adjustments— — — — (50)— (50)Charge-offs(20,799)(20,995)(74)(61)(16,424)(244)(58,597)Recoveries1,429 121 64 10 5,190 47 6,861 Provision for credit losses31,757 20,749 136 (4,309)12,961 296 61,590 Allowance for credit losses at period end$181,991 $223,728 $7,242