Company: SFBC
Filing Date: 2025-11-12
Form Type: 10-Q
Source: 0001541119-25-000041
Chunk: 53

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-11-12
Form: 10-Q
Item: Item 1
Chunk 53
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17

Nonaccrual and Past Due Loans.  Loans are considered past due if the required principal and interest payments were not received as of the dates such payments were due.  The following table presents the amortized cost of nonaccrual loans as of the dates indicated, by type of loan (in thousands): September 30, 2025December 31, 2024Total NonaccrualLoansTotal NonaccrualLoanswith no ACLTotal NonaccrualLoansTotal NonaccrualLoanswith no ACLOne-to-four family$609 $649 $537 $537 Home equity201 201 298 298 Commercial and multifamily1,065 1,065 3,734 3,734 Construction and land103 103 24 24 Manufactured homes476 476 521 521 Floating homes— — 2,363 2,363 Other consumer263 262 3 1 Commercial business— — 11 11 Total$2,717 $2,756 $7,491 $7,489 The following tables present the aging of past due loans, based on amortized cost, as of the dates indicated, by type of loan (in thousands):September 30, 2025 30-59 DaysPast Due60-89 DaysPast Due90 Days and Greater Past Due90 Days and Greater Past Due and AccruingTotal PastDueCurrentTotal LoansOne-to-four family$— $2,334 $267 $— $2,601 $255,249 $257,850 Home equity1 42 147 — 190 29,936 30,126 Commercial and multifamily— 2,015 1,061 — 3,076 404,056 407,132 Construction and land— 472 83 — 555 51,900 52,455 Manufactured homes— 238 394 — 632 41,969 42,601 Floating homes— — — — — 88,247 88,247 Other consumer5 — 262 — 267 16,791 17,058 Commercial business— — — — — 14,246 14,246 Total$6 $5,100 $2,214 $—