Company: INGVF
Filing Date: 2025-03-18
Form Type: 424B5
Source: 0001193125-25-056511
Chunk: 1

Company: ING GROEP NV
Filing Date: 2025-03-18
Form: 424B5
Chunk 1
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) the date of issuance to (but excluding) , 2030 (the “ 2031 notes Call Date”), at a rate of % per annum and (ii) from (and including) the 2031 notes Call Date at a floating rate equal to the SOFR Index Average, reset quarterly, plus % per annum, subject to the Minimum Rate. Interest will accrue on the 2036 notes (i) from (and including) the date of issuance to (but excluding) , 2035 (the “ 2036 notes Call Date” and, together with the 2029 notes Call Date and the 2036 notes Call Date, the “ fixed-to-floatingrate notes Call Dates”), at a rate of % per annum and (ii) from (and including) the 2036 notes Call Date at a floating rate equal to the SOFR Index Average, reset quarterly, plus % per annum, subject to the Minimum Rate. Interest will accrue on the floating rate notes from (and including) the date of issuance at a floating rate equal to the SOFR Index Average, reset quarterly, plus % per annum, subject to the Minimum Rate. The Issuer will pay interest on the 2029 notes semi-annually in arrear on and in each year, commencing on , 2025, until (and including) the 2029 notes Call Date, and thereafter, quarterly in arrear on , 2028, , 2028, , 2028 and , 2039. The Issuer will pay interest on the 2031 notes semi-annually in arrear on and in each year, commencing on , 2025, until (and including) the 2031 notes Call Date, and thereafter, quarterly in arrear on , 2030, , 2030, , 2030 and , 2031. The Issuer will pay interest on the 2036 notes semi-annually in arrear on and in each year, commencing on , 2025, until (and including) the 2036 notes Call Date, and thereafter, quarterly in arrear on , 2035, , 2035, , 2035 and , 2036. The Issuer will pay interest on the floating rate notes quarterly in arrear on , , , and in each year, commencing on , 2025. You will receive interest payments on your notes only in cash. In the event that SOFR Index Average ce