Company: MGNO
Filing Date: 2025-01-03
Form Type: 10-Q/A
Source: 0000927089-25-000009
Chunk: 41

Company: Magnolia Bancorp, Inc.
Filing Date: 2025-01-03
Form: 10-Q/A
Chunk 41
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 and off-balance sheet contract under the assumptions that the United States Treasury yield curve increases instantaneously by 50, 100, 200, 300 and 400 basis point increments or decreases instantaneously by 50, 100, 200 and 300 basis point increments, with changes in interest rates representing immediate and permanent parallel shifts in the yield curve.

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The following table sets forth, as of September 30, 2024, the calculation of the estimated changes in our EVE that would result from the designated immediate changes in the United States Treasury yield curve. All estimated changes presented in the table are within the policy limits established by the board of directors.

| At September 30, 2024  |     |                                  |        |     |     |        |   |     |         |    |     |                                |               |   |     |               |         |   |
|:-----------------------|:----|:---------------------------------|-------:|:----|:----|-------:|:--|:----|--------:|:---|:----|:-------------------------------|--------------:|:--|:----|:--------------|--------:|:--|
|                        |     | Estimated Increase (Decrease) in |        |     |     |        |   |     |         |    |     | EVE as a Percentage of Present |               |   |     |               |         |   |
|                        |     |                                  |        |     | EVE |        |   |     |         |    |     | Value of Assets (3)            |               |   |     |               |         |   |
| Change in Interest     |     |                                  |        |     |     |        |   |     |         |    |     |                                |               |   |     | Increase      |         |   |
| Rates                  |     | Estimated                        |        |     |     |        |   |     |         |    |     |                                |               |   |     | -Decrease     |         |   |
| (basis points) (1)     |     | EVE (2)                          |        |     |     | Amount |   |     | Percent |    |     |                                | EVE Ratio (4) |   |     | -basis points |         |   |
| (Dollars in thousands) |     |                                  |        |     |     |        |   |