Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000134
Chunk: 39

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 39
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2,257 — 33,816 32,543 2,139 — 34,682 Net fee income 9,501 510 — 10,011 9,191 475 — 9,666 Gains (losses) on financial transactions 1 1,653 55 — 1,708 1,444 49 — 1,493 Other operating income 794 (52) — 742 81 (72) 335 344 Total income 43,507 2,770 — 46,277 43,259 2,591 335 46,185 Administrative expenses and amortizations (18,379) (754) — (19,133) (18,600) (662) — (19,262) Net operating income 25,128 2,016 — 27,144 24,659 1,929 335 26,923 Net loan-loss provisions (9,372) (204) 467 (9,109) (9,178) (393) 352 (9,219) Other gains (losses) and provisions (1,995) (309) (231) (2,535) (2,360) (230) (687) (3,277) Profit before tax 13,761 1,503 236 15,500 13,121 1,306 — 14,427 Tax on profit (3,560) (351) (210) (4,121) (3,919) (327) — (4,246) Profit from continuing operations 10,201 1,152 26 11,379 9,202 979 — 10,181 Net profit from discontinued operations 1,152 (1,152) — — 979 (979) — — Consolidated profit 11,353 — 26 11,379 10,181 — — 10,181 Non-controlling interests 2 (1,016) — (26) (1,042) (872) — — (872) Profit attributable to the parent 10,337 — — 10,337 9,309 — — 9,309 January-September 2024January-September 2025

53 Appendix 2025 Investor Day targets summary Group P&L QoQ and excluding Argentina CET1 performance YTD Detail by global business and country Reconciliation of underlying results to statutory results Glossary and additional