Company: BANC-PF
Filing Date: 2025-11-10
Form Type: 10-Q
Source: 0001628280-25-050892
Chunk: 103

Company: BANC OF CALIFORNIA, INC.
Filing Date: 2025-11-10
Form: 10-Q
Item: Item 8
Chunk 103
---
986 7,189 Commercial:Asset-based2,195 — — 2,195 Venture capital13,156 — — 13,156 Other commercial672 3,161 — 3,833 Consumer11 — — 11 Total$173,352 $17,412 $3,986 $194,750 The following tables present information on loans that defaulted during the periods indicated, which had been modified during the preceding 12-month period, with related amortized cost balances as of the dates indicated:Three Months EndedSeptember 30, 2025Modified Loans That Subsequently DefaultedAmortized Cost Basis at September 30, 2025Combination - TermExtension andTerm ExtensionRate ReductionTotal(In thousands)Real estate mortgage:Other residential$971 $— $971 Commercial:Other commercial3,525 73 3,598 Total$4,496 $73 $4,569 

42

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes to Condensed Consolidated Financial Statements (Unaudited)

Nine Months EndedSeptember 30, 2025Modified Loans That Subsequently DefaultedAmortized Cost Basis at September 30, 2025(In thousands)Combination - TermExtension andTerm ExtensionPayment DelayRate ReductionTotalReal estate mortgage:Other residential$971 $2,197 $— $3,168 Commercial:Other commercial3,525 — 73 3,598 Total$4,496 $2,197 $73 $6,766 Three Months Ended September 30, 2024Nine Months Ended September 30, 2024Modified Loans That Subsequently DefaultedModified Loans That Subsequently DefaultedAmortized Cost Basis at Amortized Cost Basis atSeptember 30, 2024September 30, 2024Term ExtensionPayment DelayTotalTerm ExtensionPayment DelayTotal(In thousands)Real estate mortgage:Commercial$— $14,160 $14,160 $— $14,160 $14,160 Other residential556 — 556 4,077 — 4,077 Total$556 $14,160 $14,716 $4,077 $14,160 $18,237 

43

BANC OF CALIFORNIA, INC. AND SUBSIDIARIESNotes