Company: BBVXF
Filing Date: 2025-05-01
Form Type: 425
Source: 0001193125-25-108507
Chunk: 20

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 425
Chunk 20
---
14.7. | Maintenance of credit to SMEs: |

| - | The commitments set out in sections 8.1 and 8.2 shall expire three years after the Acquisition of Control. |

| - | After this period, the CNMC shall assess whether these commitments have achieved the objective of ensuring access to                          
 credit for SMEs, for the purpose of determining whether it is necessary to extend these commitments for a maximum of an additional two years. |

| - | For these purposes, at least three months before the end of the initial term, BBVA undertakes to submit to the                                                                                                                                           
 Competition Directorate an economic report assessing the extent to which the objectives have been achieved, analysing various parameters such as, for example, the evolution of access to credit by the group affected by the commitment compared to the 
 market in general.                                                                                                                                                                                                                                       |

| 14.8. | Acquiring services. The commitments set out in section 9 shall expire three years after the Acquisition of 
 Control.                                                                                                   |

| 14.9. | Incident reporting channel. The commitment set out in section 10.2 shall expire three years after the 
 Acquisition of Control.                                                                               |

| 14.10. | The duration indicated in this section for each of the commitments shall be understood without prejudice to the 
 provisions of section 13.1.                                                                                     |

* * *

This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail. ANNEX 1 MUNICIPALITIES AFFECTED BY THE COMMITMENT RELATING TO THE MAINTENANCE OF PHYSICAL PRESENCE

| Municipalities where                                                         
 one of the Parties is present and there is no competing branch (section 4.1) |                       |                                           |     |   |               |   |                   |
| Province                                                                     |                       | Municipality                              |     |   | BBVA branches |   | Sabadell branches |
| Alicante                                                                     |                       | Benitachell/Poble Nou de Benitatxell (El) |     |   |             0 |   |                 1 |
| Asturias                                                                     |                       | Soto del Barco                            |     |   |             0 |   |                 1 |
| Barcelona                                                                    |                       | Badia del Vallès                          |     |   |             0 |   |                 1 |
|                                                                              | Castellví de la Marca |