Company: INGVF
Filing Date: 2025-07-31
Form Type: 6-K
Source: 0001628280-25-036812
Chunk: 24

Company: ING GROEP NV
Filing Date: 2025-07-31
Form: 6-K
Chunk 24
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.6billion as at 30 June 2025, largely driven by a decrease of € 10.5billion exposure due to derecognised financial assets (including sales) and repayments, and € 0.6billion exposure moving to stage 3. This was offset by € 7.7billion net transfers moving from Stage 1 into Stage 2, including the impact of changes in risk drivers (driven by updated macro-economic forecasts and the impact of new early warning signals) and model redevelopments mainly for Wholesale Banking. Other includes an increase of € 1.1billion related to other commitments. Stage 2 provisions increased by € 0.1billion to € 1.2billion as of 30 June 2025.

ING Group Condensed consolidated interim financial information on form 6-K for the six month period ended 30 June 2025 - Unaudited 17

| Contents |     | Interim Report |     | Risk management |     | Condensed consolidated interim financial statements |     | Notes to the Condensed consolidated interim financial statements |     | Additional notes to the Condensed consolidated interim financial statements |     | Other information |

| Changes in gross carrying amounts and loan loss provisions (*)1, 2 |     |                         |     |           |            |     |     |                                            |     |         |            |     |       |                                        |     |        |            |     |       |                       |     |           |            |     |       |     |                         |     |          |            |     |      |                                            |     |         |            |     |       |                                        |     |        |            |     |        |                       |     |           |            |     |        |
| in EUR million                                                     |     | 12-month ECL  (Stage 1) |     |           |            |     |     | Lifetime ECL not credit impaired (Stage 2) |     |         |            |     |       | Lifetime ECL credit impaired (Stage 3) |     |        |            |     |       | Total                 |     |           |            |     |       |     | 12-month ECL  (Stage 1) |     |          |            |     |      | Lifetime ECL not credit impaired (Stage 2) |     |         |            |     |       | Lifetime ECL credit impaired (Stage 3) |     |        |