Company: FOACW
Filing Date: 2025-03-14
Form Type: S-3
Source: 0001628280-25-012874
Chunk: 0

Company: Finance of America Companies Inc.
Filing Date: 2025-03-14
Form: S-3
Chunk 0
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<div align='center'>As filed with the Securities and Exchange Commission on March 14, 2025</div>

#### Registration No. 333-

### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### Washington, D.C. 20549

#### FORM S-3

### REGISTRATION STATEMENT

#### UNDER

#### THE SECURITIES ACT OF 1933

#### Finance of America Companies Inc.
<div align='center'>(Exact Name of Registrant as Specified in Its Charter)</div>

| Delaware                        |     | 85-3474065            |
| (State or Other Jurisdiction of 
 Incorporation or Organization)  |     | -I.R.S. Employer      
 Identification Number |

#### 5830 Granite Parkway, Suite 400

#### Plano, Texas 75024

#### Telephone: (877) 202-2666
<div align='center'>(Address, Including Zip Code, and Telephone Number, Including Area Code, of Registrant’s Principal Executive Offices)</div>

#### Lauren Richmond

#### Chief Legal Officer, General Counsel & Secretary

#### Finance of America Companies Inc.

#### 5830 Granite Parkway, Suite 400

#### Plano, Texas 75024

#### Telephone: (877) 202-2666
<div align='center'>(Name, Address, Including Zip Code, and Telephone Number, Including Area Code, of Agent For Service)</div>

<div align='center'>Copies to:</div>

#### William R. Golden III

#### Simpson Thacher & Bartlett LLP

#### 900 G Street, N.W.

#### Washington, D.C. 20001

#### Telephone: (202) 636-5500
Approximate date of commencement of proposed sale to the public: From time to time after this Registration Statement becomes effective.

If the only securities being registered on this Form are being offered pursuant to dividend or interest reinvestment plans, please check the following box. ☐

If any of the securities being registered on this Form are to be offered on a delayed or continuous basis pursuant to Rule 415 under the Securities Act of 1933, other than securities offered only in connection with dividend or interest reinvestment plans, check the following box. ☒

If this Form is filed to register additional securities for an offering pursuant to Rule 462(b) under the Securities Act, please check the following box and list the Securities Act registration statement number of the earlier effective registration statement for the same offering. ☐