Company: AX
Filing Date: 2025-09-25
Form Type: DEF 14A
Source: 0001299709-25-000174
Chunk: 45

Company: Axos Financial, Inc.
Filing Date: 2025-09-25
Form: DEF 14A
Chunk 45
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 SEC rules, only the Company’s CEO, CFO and three highest-paid NEOs from the Summary Compensation Table are included.

| Fiscal Year |     | PEO                 |     | Non-PEO NEOs                                                                                 |
| 2025        |     | Gregory Garrabrants |     | David Park, Brian Swanson, John Tolla, Derrick K. Walsh                                      |
| 2024        |     | Gregory Garrabrants |     | Thomas Constantine, Raymond Matsumoto, David Park, Derrick K. Walsh                          |
| 2023        |     | Gregory Garrabrants |     | Thomas Constantine, Raymond Matsumoto, David Park, Derrick K. Walsh                          |
| 2022        |     | Gregory Garrabrants |     | Thomas Constantine, Raymond Matsumoto, Andrew J. Micheletti, Brian Swanson, Derrick K. Walsh |
| 2021        |     | Gregory Garrabrants |     | Eshel Bar-Adon, Raymond Matsumoto, Andrew J. Micheletti, Brian Swanson                       |

| 52 |

#### Compensation Discussion & Analysis
(2) The following summarizes the amounts deducted and added to the Summary Compensation Table Total for PEO to calculate CAP to PEO:

|                                                                                                                                                                    |     | Fiscal Year |       2025 |     |    |     |   |       2024 |     |    |     |   |       2023 |     |    |     |   |       2022 |     |    |     |   |      2021 |
|:-------------------------------------------------------------------------------------------------------------------------------------------------------------------|:----|:------------|-----------:|:----|:---|:----|:--|-----------:|:----|:---|:----|:--|-----------:|:----|:---|:----|:--|-----------:|:----|:---|:----|:--|----------:|
| Amounts reported in the Summary Compensation Table as Stock Awards granted during the fiscal year which are based on grant date fair values                        |     | $           | -8,892,443 |     |    |     | $ | -9,433,632 |     |    |     | $ | -5,225,526 |     |    |     | $ | -8,792,836 |     |    |     | $ |         — |
| Fair value as of the end of the fiscal year of equity awards granted during the