Company: FCFS
Filing Date: 2025-11-03
Form Type: 10-Q
Source: 0000840489-25-000120
Chunk: 149

Company: FirstCash Holdings, Inc.
Filing Date: 2025-11-03
Form: 10-Q
Item: Part I, Item 2
Chunk 149
---
37,861 Total revenue390,115 198,425 — 249,758 (977)837,321 Cost of revenue:   Cost of retail merchandise sold134,966 83,729 — — (517)(1)218,178 Depreciation of leased merchandise— — — 105,308 (380)(1)104,928 Provision for lease losses— — — 39,268 (97)(1)39,171 Provision for loan losses— — — 40,557 — 40,557 Cost of wholesale scrap jewelry sold21,393 8,487 — — — 29,880 Total cost of revenue156,359 92,216 — 185,133 (994)432,714 Net revenue233,756 106,209 — 64,625 17 404,607 Expenses and other income:    Operating expenses128,104 63,062 — 33,760 — 224,926 Administrative expenses— — — — 42,237 42,237 Depreciation and amortization7,365 4,676 — 679 13,213 25,933 Interest expense— — — — 27,424 27,424 Interest income— — — — (403)(403)Loss on foreign exchange— — — — 882 882 Merger and acquisition expenses— — — — 225 225 Other income, net— — — — (1,797)(1,797)Total expenses and other income135,469 67,738 — 34,439 81,781 319,427 Income (loss) before income taxes$98,287 $38,471 $— $30,186 $(81,764)$85,180 

(1)Represents the elimination of intersegment transactions related to the Company offering AFF’s LTO payment solution in its U.S. pawn stores.

27

The following tables detail earning assets, which consist of pawn loans and inventories as well as other earning asset metrics of the Company’s pawn segments, as of September 30, 2025 compared to September 30, 2024 (dollars in thousands, except as otherwise