Company: TCBI
Filing Date: 2025-10-23
Form Type: 10-Q
Source: 0001077428-25-000145
Chunk: 38

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-10-23
Form: 10-Q
Item: Part I, Item 1
Chunk 38
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Table of Contents

PART I - FINANCIAL INFORMATION

ITEM 1. FINANCIAL STATEMENTS

TEXAS CAPITAL BANCSHARES, INC.

CONSOLIDATED BALANCE SHEETS - UNAUDITED

(in thousands except share data)September 30, 2025December 31, 2024AssetsCash and due from banks$212,438 $176,501 Interest bearing cash and cash equivalents2,852,387 3,012,307 Available-for-sale debt securities3,801,261 3,524,686 Held-to-maturity debt securities743,120 796,168 Equity securities55,054 75,261 Trading securities2,219 — Investment securities4,601,654 4,396,115 Loans held for investment, mortgage finance6,057,804 5,215,574 Loans held for investment18,134,059 17,234,492 Less: Allowance for credit losses on loans274,026 271,709 Loans held for investment, net23,917,837 22,178,357 Premises and equipment, net88,348 85,443 Accrued interest receivable and other assets862,820 881,664 Goodwill and intangibles, net1,496 1,496 Total assets$32,536,980 $30,731,883 Liabilities and Stockholders’ EquityLiabilities:Non-interest bearing deposits$7,689,598 $7,485,428 Interest bearing deposits19,815,800 17,753,171 Total deposits27,505,398 25,238,599 Accrued interest payable9,360 23,680 Other liabilities489,708 556,322 Short-term borrowings275,000 885,000 Long-term debt620,416 660,346 Total liabilities28,899,882 27,363,947 Stockholders’ equity:Preferred stock, $0.01 par value, $1,000 liquidation value:Authorized shares - 10,000,000Issued shares - 300,000 at September 30, 2025 and December 31, 2024300,000 300,000 Common stock, $0.01 par value:Authorized shares - 100,000,000Issued shares - 51,767,419