Company: WTFCN
Filing Date: 2025-08-06
Form Type: 10-Q
Source: 0001015328-25-000188
Chunk: 2

Company: WINTRUST FINANCIAL CORP
Filing Date: 2025-08-06
Form: 10-Q
Item: Item 1
Chunk 2
---
66,560,182 shares issued at December 31, 2024 and 61,824,947 shares issued at June 30, 202467,025 66,560 61,825 Surplus2,495,637 2,482,561 1,964,645 Treasury stock, at cost, 87,269 shares at June 30, 2025, 64,955 shares at December 31, 2024, and 64,808 shares at June 30, 2024(9,156)(6,153)(5,760)Retained earnings4,200,923 3,897,164 3,615,616 Accumulated other comprehensive loss(366,233)(508,335)(512,198)Total shareholders’ equity7,225,696 6,344,297 5,536,628 Total liabilities and shareholders’ equity$68,983,318 $64,879,668 $59,781,516 

See accompanying notes to unaudited consolidated financial statements.

1

Table of Contents

WINTRUST FINANCIAL CORPORATION AND SUBSIDIARIES

CONSOLIDATED STATEMENTS OF INCOME (UNAUDITED)Three Months EndedSix Months Ended(Dollars in thousands, except per share data)June 30,2025June 30,2024June 30,2025June 30,2024Interest incomeInterest and fees on loans$797,997 $749,812 $1,566,359 $1,460,153 Mortgage loans held-for-sale4,872 5,434 9,118 9,580 Interest-bearing deposits with banks34,317 19,731 71,083 36,389 Federal funds sold and securities purchased under resale agreements276 17 455 36 Investment securities78,053 69,779 150,069 139,457 Trading account securities— 13 11 31 Federal Home Loan Bank and Federal Reserve Bank stock5,393 4,974 10,700 9,452 Brokerage customer receivables— 219 78 394 Total interest income920,908 849,979 1,807,873 1,655,492 Interest expenseInterest on deposits333,470 335,703 653,703 635,235 Interest on Federal Home Loan Bank advances