Company: BCDRF
Filing Date: 2025-02-05
Form Type: 6-K
Source: 0000891478-25-000037
Chunk: 26

Company: Banco Santander, S.A.
Filing Date: 2025-02-05
Form: 6-K
Chunk 26
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 (losses) and provisions (566) (702) (513) (619) (844) (733) (484) (804) +66.0% (2,401) (2,865) +19.4% Profit before tax 1,731 1,908 2,402 1,949 2,376 2,810 2,990 2,697 -9.8% 7,989 10,874 +36.1% Consolidated profit 1,290 1,325 1,820 1,627 1,597 1,945 2,179 2,062 -5.4% 6,062 7,783 +28.4% Attributable profit 1,196 1,226 1,706 1,532 1,503 1,824 2,005 1,932 -3.7% 5,659 7,263 +28.3% Note: From Q2 2024 onwards for the Argentine peso, we apply an alternative exchange rate that better reflects the evolution of inflation (we continue to apply the official ARS exchange rate to all prior periods). For further information, see the 'Alternative performance measures' section in the appendix to the quarterly report.

29 Retail & Commercial Banking (Constant EUR mn) Change Change Underlying income statement Q1'23 Q2'23 Q3'23 Q4'23 Q1'24 Q2'24 Q3'24 Q4'24 Q4'24 / Q3'24 2023 2024 2024 / 2023 Net interest income 5,945 6,370 6,558 6,301 6,977 6,763 6,918 7,284 +5.3% 25,174 27,942 +11.0% Net fee income 1,061 1,173 1,150 976 1,153 1,145 1,176 1,206 +2.6% 4,361 4,681 +7.3% Gains (losses) on financial transactions and other (87) (207) 77 (74) (285) 179 (4) (52) — (291) (162) -44.3% Total revenue 6,920 7,336 7,785 7,203 7