Company: CF
Filing Date: 2025-11-21
Form Type: 424B2
Source: 0001104659-25-115010
Chunk: 25

Company: CF Industries Holdings, Inc.
Filing Date: 2025-11-21
Form: 424B2
Chunk 25
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 to accrue and the initial interest payment date). Any additional notes will not be issued with the same CUSIP number as the notes offered hereby unless such additional notes are fungible for U.S. federal income tax purposes with the notes offered hereby. The notes offered by this prospectus supplement and any additional notes would be part of the same issue as the notes offered hereby under the indenture for all purposes, including waivers, amendments, redemptions and offers to purchase.

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TABLE OF CONTENTS

#### Optional Redemption
Prior to August 26, 2035 (three months prior to the maturity date of the notes) (the “Par Call Date”), we may redeem the notes at our option, in whole or in part, at any time and from time to time, at a redemption price (expressed as a percentage of principal amount and rounded to three decimal places) equal to the greater of:

(1)

(a) the sum of the present values of the remaining scheduled payments of principal and interest thereon discounted to the redemption date (assuming the notes matured on the Par Call Date) on a semi-annual basis (assuming a 360-day year consisting of twelve 30-day months) at the Treasury Rate (as defined below) plus 20 basis points less (b) interest accrued to the redemption date, and

(2)

100% of the principal amount of the notes to be redeemed on such redemption date,

plus , in either case, accrued and unpaid interest, if any, thereon to, but excluding, the redemption date.

In addition, on or after the Par Call Date, we may redeem the notes at our option, in whole or in part, at any time and from time to time, at a redemption price equal to 100% of the principal amount of the notes being redeemed plus accrued and unpaid interest, if any, thereon to, but excluding, the redemption date.

As used herein “Treasury Rate” means, with respect to any redemption date prior to the Par Call Date, the yield determined by us in accordance with the following two paragraphs.

The Treasury Rate applicable to the notes shall be determined by us after 4:15 p.m., New York City time (or after such time as yields on U.S. government securities are posted daily by the Board of Governors of the Federal Reserve System), on the third business day preceding the redemption date based upon the yield or yields for the most recent day that appear after such time on such