Company: WBS-PG
Filing Date: 2025-09-05
Form Type: 424B5
Source: 0001193125-25-197211
Chunk: 100

Company: WEBSTER FINANCIAL CORP
Filing Date: 2025-09-05
Form: 424B5
Chunk 100
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DESCRIPTION OF COMMON STOCK

The following description is a general summary of the terms of our common stock. The description below does not purport to be complete and is subject to and
qualified in its entirety by reference to our Fourth Amended & Restated Certificate of Incorporation, as further amended by the Certificate of Amendment to the Fourth Amended and Restated Certificate of Incorporation effective as of
January 31, 2022 (the “Certificate of Incorporation”), our Bylaws (as amended, effective March 15, 2020, and as further amended by the Bylaw Amendment effective as of January 31, 2022) (the
“Bylaws”), and applicable Delaware law.

The description herein does not contain all of the information that you may find useful or
that may be important to you. You should refer to the provisions of our Certificate of Incorporation, Bylaws, and the applicable provisions of the Delaware General Corporation Law (“DGCL”) and federal law governing bank holding
companies because they, and not the summaries, define the rights of holders of shares of our common stock. You can obtain copies of our Certificate of Incorporation and Bylaws by following the directions under the heading “Where You Can Find
More Information.”

General

Our
Certificate of Incorporation provides the authority to issue 400,000,000 shares of common stock, par value $0.01 per share. At December 8, 2023, there were 182,778,045 shares of common stock issued and we had outstanding stock options granted to
directors, officers and other employees for 10,972 shares of our common stock. Also at December 8, 2023, we had no issued and outstanding warrants to purchase shares of our common stock.

Each share of our common stock has the same relative rights and is identical in all respects to each other share of our common stock. Our common stock is non-withdrawable capital, is not of an insurable type and is not insured by the Federal Deposit Insurance Corporation or any other governmental entity.

Voting Rights

Holders of our common stock are
entitled to one vote per share on each matter properly submitted to stockholders for their vote, including the election of directors. Holders of our common stock do not have the right to cumulate their votes for the election of directors, which
means that the holders of more than 50% of the shares of common stock voting for the election of directors can elect 100% of the directors standing