Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 12

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 12
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.875% series J non-cumulative perpetual preferred stock, par value $0.01 per share (“Huntington series J preferred stock”), and (vii) 6.250% series K non-cumulative perpetual preferred stock, par value $0.01 per share (“Huntington series K preferred stock”); |

| • | “Huntington depositary shares” refers to the depositary shares each representing a 1/40th interest (or a 1/1000th interest, in the case of Huntington series H preferred stock, Huntington series I preferred stock, Huntington series J preferred stock and Huntington series K preferred stock) in a share of Huntington preferred stock; |

| • | “New Huntington preferred stock” refers to the 5.50% Series [L] non-cumulative perpetual preferred stock, par value $0.01 per share, of Huntington; |

| • | “New Huntington depositary shares” refers to the depositary shares representing a 1/1000th interest in a share of new Huntington preferred stock; |

| • | “Cadence” refers to Cadence Bank, a Mississippi state-chartered bank; |

| • | “Cadence common stock” refers to the common stock, par value $2.50 per share, of Cadence; and |

| • | “Cadence series A preferred stock” or “Cadence preferred stock” refers to the 5.50% Series A non-cumulative perpetual preferred stock, par value $0.01 per share, of Cadence; |

| Q: | Why am I receiving this joint proxy statement/prospectus? |

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TABLE OF CONTENTS

To complete the merger, among other things:

| • | holders of Huntington common stock must approve the issuance of Huntington common stock pursuant to the merger agreement (the “Huntington share issuance proposal”); and |

| • | holders of Cadence common stock must approve the merger agreement (the “Cadence merger proposal”). |

Huntington is holding a virtual special meeting of holders of Huntington common stock (the “Huntington special meeting”) to obtain approval of the Huntington share issuance proposal. Holders of Huntington common stock will also be asked to approve the proposal to adjourn the Huntington special meeting, if necessary or appropriate, to solicit additional proxies if, immediately prior to such adjournment, there are not sufficient votes at the time of the Huntington special meeting to approve the Huntington share issuance proposal or to