Company: NEWTP
Filing Date: 2025-08-13
Form Type: 424B2
Source: 0001587987-25-000144
Chunk: 33

Company: NewtekOne, Inc.
Filing Date: 2025-08-13
Form: 424B2
Chunk 33
---
'>S-29</div>

The holders of the Preferred Stock and the holders of the depositary shares do not have the right to require the redemption or repurchase of the Preferred Stock. See “Description of Depositary Shares - Redemption of Depositary Shares” for information about redemption of the depositary shares representing the Preferred Stock.

#### Liquidation Rights
In the event of the Company’s liquidation, dissolution or winding-up, holders of the Preferred Stock at the time outstanding will be entitled to receive a liquidating distribution of $1,000 per share of Preferred Stock (equivalent to $25.00 per depositary share), plus any declared and unpaid dividends (without accumulation of any undeclared dividends) to and including the date of such liquidation, out of assets legally available for distribution to the Company’s shareholders, before the Company makes any distribution of assets to the holders of the Company’s common stock or any other class or series of junior stock. Holders of the Preferred Stock will not be entitled to any further participation in any distribution of assets by the Company and will have no right or claim to any of the Company’s remaining assets.

In any such distribution, if the Company’s assets are not sufficient to pay the liquidation preferences plus declared and unpaid dividends in full to all holders of the Preferred Stock and all holders of parity stock, if any, as to such distribution with the Preferred Stock, the amounts paid to the holders of Preferred Stock and parity stock, if any, will be paid pro rata in accordance with the respective aggregate liquidating distribution owed to those holders. If the liquidation preference plus declared and unpaid dividends has been paid in full to all holders of Preferred Stock and parity stock, if any, the holders of the Company’s junior stock will be entitled to receive all of the Company’s remaining assets according to their respective rights and preferences.

For such purposes, the Company’s merger or consolidation with or into any other entity, including a merger or consolidation in which the holders of Preferred Stock receive cash, securities or property for their shares, or the sale, lease or exchange of all or substantially all of the assets of the Company for cash, securities or other property, will not be deemed to constitute a liquidation, dissolution or winding up of the Company.

#### Voting Rights
Except as provided below or as specifically required by Maryland law, holders of the Preferred Stock will have no voting rights. Holders of the Preferred Stock will have one vote per share (except as set forth below in “- Right to Elect Two Directors upon Non