Company: BCDRF
Filing Date: 2025-10-29
Form Type: 6-K
Source: 0000891478-25-000136
Chunk: 67

Company: Banco Santander, S.A.
Filing Date: 2025-10-29
Form: 6-K
Chunk 67
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3,270 3,223 3,085 3,096 +0.4% 10,266 9,405 -8.4% Operating expenses (1,156) (1,109) (1,024) (1,063) (1,059) (1,002) (1,002) -0.0% (3,289) (3,062) -6.9% Net operating income 2,351 2,368 2,258 2,207 2,165 2,083 2,095 +0.5% 6,977 6,343 -9.1% Net loan-loss provisions (1,163) (1,158) (1,088) (1,077) (1,166) (1,124) (1,035) -7.9% (3,410) (3,325) -2.5% Other gains (losses) and provisions (211) (251) (201) (204) (194) (213) (208) -2.1% (663) (615) -7.3% Profit before tax 977 958 969 926 805 747 851 +14.0% 2,904 2,403 -17.3% Consolidated profit 618 640 696 712 559 537 654 +21.7% 1,953 1,749 -10.4% Underlying attributable profit 561 580 630 652 509 487 593 +21.7% 1,771 1,589 -10.3%

79 Brazil (Constant EUR mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q3'25 Q3'25 / Q2'25 9M'24 9M'25 9M'25 / 9M'24 Net interest income 2,239 2,313 2,385 2,376 2,340 2,379 2,330 -2.1% 6,937 7,049 +1.6% Net fee income 720 788 802 831 773 770 807 +4.9% 2,310 2,350 +1.7% Gains (losses) on financial