Company: AIZ
Filing Date: 2025-08-15
Form Type: 424B5
Source: 0001193125-25-181851
Chunk: 67

Company: ASSURANT, INC.
Filing Date: 2025-08-15
Form: 424B5
Chunk 67
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 the trustee has the special duties described above, the trustee is not required to take any action under the indenture at the request of any holders unless the holders offer the trustee reasonable protection from expenses and liability called an indemnity. (Section 603 of the 2013 senior debt indenture and the subordinated debt indenture, Section 6.3 of the 2004 senior debt indenture) If indemnity reasonably satisfactory to the trustee is provided, the holders of a majority in principal amount of the outstanding securities of the relevant series may direct the time, method and place of conducting any lawsuit or other formal legal action seeking any remedy available to the trustee. These majority holders may also direct the trustee in performing any other action under the applicable indenture with respect to the debt securities of that series, provided that:

| • |     | it is not in conflict with any law or the indenture; |

| • |     | the trustee may take any other action deemed proper by it that is not inconsistent with directions from the 
 holders of the debt securities of the affected series; and                                                  |

| • |     | under the 2004 senior debt indenture, unless otherwise provided under the Trust Indenture Act, the trustee need                                                                                                                                    
 not take any action that might involve it in personal liability or might be unduly prejudicial to the holders of the debt securities of the affected series not involved in the proceeding. (Section 512 of the 2013 senior debt indenture and the 
 subordinated debt indenture, Section 5.12 of the 2004 senior debt indenture)                                                                                                                                                                       |

Before you bypass the trustee and bring your own lawsuit or other formal legal action or take other steps to enforce your rights or protect your interests relating to the debt securities, the following must occur:

| • |     | The holder of the debt security must give the trustee written notice that an event of default has occurred and 
 remains uncured;                                                                                               |

| • |     | The holders of 25% in principal amount of all outstanding securities of the relevant series must make a written                                                                         
 request that the trustee take action because of the default, and they must offer reasonable indemnity to the trustee against the costs, expenses and liabilities of taking that action; |

| • |     | The trustee must have not taken action for 60 days after receipt of the above notice and offer of indemnity; and |

| • |     | No direction inconsistent with such written request has been given to the trustee during such 60