Company: MCHB
Filing Date: 2025-07-03
Form Type: S-4
Source: 0001140361-25-024872
Chunk: 34

Company: Mechanics Bancorp
Filing Date: 2025-07-03
Form: S-4
Chunk 34
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 Mechanics by mailing it to Mechanics at 1111 Civic Drive, Walnut Creek, CA 94596, attention: Corporate Secretary or emailing a pdf copy to consents@mechanicsbank.com as described in the section entitled “Mechanics Solicitation of Written Consents—Submission of Consents.” However, please note that because the delivery of the written consents contemplated by the key shareholder voting agreements will constitute receipt of the requisite Mechanics shareholder approval, any such change or revocation is not expected to have an effect on the outcome. |

| Q: | What do I need to do now? |

| A: | Mechanics urges you to read carefully and consider the information contained in this proxy statement/prospectus/consent solicitation statement, including the Annexes hereto, and to consider how the merger and the other transactions contemplated by the merger agreement will affect you as a Mechanics shareholder. Once the registration statement of which this proxy statement/prospectus/consent solicitation statement forms a part has been declared effective by the SEC, Mechanics will solicit your written consent. The Mechanics board of directors unanimously recommends that all Mechanics shareholders approve the Mechanics merger proposal by executing and returning to Mechanics the written consent furnished with this proxy statement/prospectus/consent solicitation statement as soon as possible following the effectiveness of the registration statement and no later than the consent deadline. |

| Q: | Who can help answer my questions? |

| A: | If you have questions about the transaction or the process for returning your written consent, or if you need additional copies of this proxy statement/prospectus/consent solicitation statement or a replacement written consent, please contact: 1111 Civic Drive, Walnut Creek, CA 94596, attention: Corporate Secretary. |

| Q: | Do Mechanics shareholders have appraisal or dissenters’ rights? |

| A: | Under California law, which governs Mechanics shareholders’ dissenters’ rights, Mechanics shareholders will not be entitled to exercise any appraisal or dissenters’ rights in connection with the merger. For more information, see the section entitled “The Merger—Appraisal or Dissenters’ Rights in Connection with the Merger.” |

| Q: | What are the material U.S. federal income tax consequences of the merger to Mechanics shareholders? |

| A: | The merger is intended to qualify as a “reorganization” within the meaning of Section 368(a) of the Code, and it is a condition to Mechanics’ and the HomeStreet Parties’ respective obligations to complete the