Company: SFBC
Filing Date: 2025-05-13
Form Type: 10-Q
Source: 0001541119-25-000023
Chunk: 81

Company: Sound Financial Bancorp, Inc.
Filing Date: 2025-05-13
Form: 10-Q
Item: Item 8
Chunk 81
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March 31, 2025December 31, 2024Total NonaccrualLoansTotal NonaccrualLoanswith no ACLTotal NonaccrualLoansTotal NonaccrualLoanswith no ACLOne-to-four family$762 $762 $537 $537 Home equity368 368 298 298 Commercial and multifamily5,627 5,627 3,734 3,734 Construction and land22 22 24 24 Manufactured homes501 501 521 521 Floating homes2,363 2,363 2,363 2,363 Other consumer10 9 3 1 Commercial business— — 11 11 Total$9,653 $9,652 $7,491 $7,489 The following tables present the aging of past due loans, based on amortized cost, as of the dates indicated, by type of loan (in thousands):March 31, 2025 30-59 DaysPast Due60-89 DaysPast Due90 Days and Greater Past Due90 Days and Greater Past Due and AccruingTotal PastDueCurrentTotal LoansOne-to-four family$668 $49 $351 $— $1,068 $261,510 $262,578 Home equity35 — 138 — 173 28,153 28,326 Commercial and multifamily967 — 5,621 — 6,588 384,949 391,537 Construction and land— — — — — 42,279 42,279 Manufactured homes770 — 200 — 970 41,331 42,301 Floating homes— — 2,350 — 2,350 83,861 86,211 Other consumer5 3 9 — 17 18,227 18,244 Commercial business— — — — — 14,750 14,750 Total$2,445 $52 $8,669 $— $11,166 $875,060 $886,226 

16

December 31, 2024 30-59 DaysPast Due60-89 DaysPast Due90 Days and Greater Past Due90 Days and Greater Past Due and AccruingTotal PastDueCurrentTotal LoansOne-to-four