Company: NODK
Filing Date: 2025-08-08
Form Type: 10-Q
Source: 0001174947-25-001142
Chunk: 208

Company: NI Holdings, Inc.
Filing Date: 2025-08-08
Form: 10-Q
Item: Part I, Item 2
Chunk 208
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4,370, or 4.0%, compared to the six months ended June 30, 2024.

    Three Months Ended June 30,  
    Six Months Ended June 30, 

    2025  
    2024  
    2025  
    2024 
  
    Net losses and loss adjustment expenses: 

    Private Passenger Auto 
    $13,700  
    $19,929  
    $27,195  
    $31,222 
  
    Non-Standard Auto 
     16,860  
     19,313  
     31,397  
     36,182 
  
    Home and Farm 
     27,011  
     22,026  
     36,799  
     34,207 
  
    Crop 
     8,468  
     7,311  
     7,967  
     5,754 
  
    All Other 
     568  
     779  
     1,774  
     2,137 
  
    Total net losses and loss adjustment expenses 
    $66,607  
    $69,358  
    $105,132  
    $109,502 

39 

    Three Months Ended June 30,  
    Six Months Ended June 30, 

    2025  
    2024  
    2025  
    2024 
  
    Loss and loss adjustment expense ratio: 

    Private Passenger Auto 
     59.8%  
     88.7%  
     59.7%  
     70.0% 
  
    Non-Standard Auto 
     116.2%  
     72.2%  
     95.8%  
     69.9% 
  
    Home and Farm 
     126.7%  
     100.5%  
     81.7%  
     78.9% 
  
    Crop 
     79.1%  
     66.6%  
     77.1%  
     61.0% 
  
    All Other 
     16.0%  
     25.5%  
     26.1%  
     35.7%