Company: SFNC
Filing Date: 2025-11-06
Form Type: 10-Q
Source: 0001628280-25-050112
Chunk: 52

Company: SIMMONS FIRST NATIONAL CORP
Filing Date: 2025-11-06
Form: 10-Q
Item: Part I, Item 1
Chunk 52
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 EXPENSE126,762 176,577 414,376 522,560 NET INTEREST INCOME186,661 157,712 521,907 463,523 Provision for credit losses11,966 12,148 50,708 33,453 NET INTEREST INCOME AFTER PROVISION FOR CREDIT LOSSES174,695 145,564 471,199 430,070 NONINTEREST INCOME (LOSS)Service charges on deposit accounts13,045 12,713 38,268 36,920 Debit and credit card fees8,478 8,144 25,491 24,552 Wealth management fees9,965 9,098 29,058 26,683 Mortgage lending income2,259 1,956 5,959 6,249 Bank owned life insurance income3,943 3,757 11,925 11,447 Other service charges and fees1,474 1,509 4,128 4,227 Loss on sale of securities, net(801,492)(28,393)(801,492)(28,393)Other income6,141 8,346 18,985 21,928 TOTAL NONINTEREST INCOME (LOSS)(756,187)17,130 (667,678)103,613 NONINTEREST EXPENSESalaries and employee benefits76,249 69,167 224,935 212,536 Occupancy expense, net12,106 12,216 36,601 36,338 Furniture and equipment expense5,275 5,612 16,214 16,376 Other real estate and foreclosure expense200 87 614 383 Deposit insurance5,175 5,571 15,483 18,388 Other operating expenses43,027 44,540 131,354 132,405 TOTAL NONINTEREST EXPENSE142,032 137,193 425,201 416,426 INCOME (LOSS) BEFORE INCOME TAXES(723,524)25,501 (621,680)117,257 Provision (benefit) for income taxes(160,732)761 (146,049)12,883 NET INCOME (LOSS)$(562,792)$24,740 $(475,631)$104,374 BASIC E