Company: HIG-PG
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000874766-25-000107
Chunk: 343

Company: HARTFORD INSURANCE GROUP, INC.
Filing Date: 2025-10-27
Form: 10-Q
Item: Item 8
Chunk 343
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 2025, included a favorable change in losses of $(8), net of reinsurance, from the January 2025 California Wildfire Event. For the nine months ended September 30, 2025, catastrophe losses from the January 2025 California Wildfire Event were $305, net of reinsurance, and included losses of $54 in the global assumed reinsurance business.

[2]Catastrophe losses incurred on global assumed reinsurance business are not covered under the Company's per occurrence and aggregate property catastrophe treaties. For further information on the treaty, refer to Enterprise Risk Management — Insurance Risk section of this MD&A.

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Table of ContentsIndex to MD&A Part I - Item 2. Management's Discussion and Analysis of Financial Condition and Results of Operations

Unfavorable (Favorable) Prior Accident Year Development for theThree Months Ended September 30, 2025 Business InsurancePersonal InsuranceProperty & Casualty Other OperationsTotal Property & Casualty InsuranceWorkers’ compensation$(62)$— $— $(62)Workers’ compensation discount accretion11 — — 11 General liability— — — — Marine— — — — Package business— — — — Commercial property(5)— — (5)Professional liability— — — — Bond— — — — Assumed reinsurance— — — — Automobile liability— (33)— (33)Homeowners— (5)— (5)Net asbestos and environmental ("A&E") reserves— — — — Catastrophes— — — — Uncollectible reinsurance— — 6 6 Other reserve re-estimates, net [1]4 (5)(6)(7)Prior accident year development before change in deferred gain(52)(43)— (95)Change in deferred gain on retroactive reinsurance included in other liabilities [2](8)— — (8)Total prior accident year development$(60)$(43)$— $(103)

[1]Other reserve re-estimates, net for the three months ended September 30, 2025 includes a favorable change of $(6) in personal automobile physical damage reserves. 

[2]The $8 change in deferred gain on retroactive reinsurance for the three months ended September 30, 2025