Company: CPSS
Filing Date: 2025-11-24
Form Type: 424B2
Source: 0001683168-25-008655
Chunk: 39

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-11-24
Form: 424B2
Chunk 39
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 like to purchase
when you subscribe; however, depending upon our capital requirements, we may not always offer notes with the requested terms. See “
– Denomination” and “ – Term” below.

We will determine the rate
at which we will pay you interest on the notes at the time of subscription and the rate will be fixed for the term of your note. Currently
available rates will be set forth in interest rate supplements to this prospectus. The interest rate will vary based on the term to maturity
of the note you purchase and the total principal amount of all notes owned by you and your immediate family. We may change the interest
rates at which we are offering new or renewed notes based on market conditions, the demand for notes and other factors. See “ –
Interest Rate” below.

Upon acceptance of your subscription
to purchase notes, we will create an account in a book-entry registration and transfer system for you, and credit the principal amount
of your subscription to your account. We will send you a purchase confirmation that will indicate our acceptance of your subscription.
You will have five business days from the postmark date of your purchase confirmation to rescind your subscription. If your subscription
is rejected, or if you rescind your subscription during the rescission period, all funds deposited will be promptly returned to you without
any interest. See “ – Book-Entry Registration and Transfer” and “ – Rescission Right” below. Investors
whose subscriptions for notes have been accepted and anyone who subsequently acquires notes in a qualified transfer are referred to as
“holders” or “registered holders” in this prospectus and in the indenture.

We may modify or supplement
the terms of the notes described in this prospectus from time to time in a supplement to the indenture and a supplement to this prospectus.
Except as set forth under “ – Amendment, Supplement And Waiver” below, any modification or amendment will not affect
notes outstanding at the time of such modification or amendment.

Denomination.You
may purchase notes in the minimum principal amount of $1,000 or any amount in excess of $1,000. You will determine the original principal
amount of each note you purchase when you subscribe. You may not cumulate purchases of multiple notes with principal amounts less than
$1,000 to satisfy the minimum denomination requirement.

| 28 |

Term.We may offer
notes with the following terms to maturity:

| · | three months |     | · | three years |
| · | six months