Company: FMCCN
Filing Date: 2025-07-31
Form Type: 10-Q
Source: 0001026214-25-000086
Chunk: 131

Company: FEDERAL HOME LOAN MORTGAGE CORP
Filing Date: 2025-07-31
Form: 10-Q
Item: Item 1
Chunk 131
---
 24 — 24 50 1 51 50 — 50 Net charge-offs(73)(4)(77)(145)— (145)(237)(4)(241)(242)— (242)Other(1)116 — 116 82 — 82 212 — 212 165 — 165 Ending balance$7,516 $757 $8,273 $6,760 $587 $7,347 $7,516 $757 $8,273 $6,760 $587 $7,347 Average loans outstanding during the period(2)$3,108,882 $91,834 $3,200,716 $3,042,676 $61,674 $3,104,350 $3,105,240$89,140$3,194,380$3,036,603$60,089$3,096,692 Net charge-offs to average loans outstanding— %— %— %— %— %— %0.01 %— %0.01 %0.01 %— %0.01 %Components of ending balance of allowance for credit losses:Mortgage loans held-for-investment$7,236 $493 $7,729 $6,457 $382 $6,839 Other(3)280 264 544 303 205 508 Total ending balance$7,516 $757 $8,273 $6,760 $587 $7,347 

(1)Primarily includes capitalization of past due interest related to non-accrual loans that received payment deferral plans and loan modifications.

(2)Based on amortized cost basis of mortgage loans held-for-investment for which we have not elected the fair value option.

(3)Includes allowance for credit losses related to advances of pre-foreclosure costs and off-balance sheet credit exposures.

Table 14 - Allowance for Credit Losses Ratios

June 30, 2025December 31, 2024(Dollars in millions) Single-FamilyMultifamilyTotalSingle-FamilyMultifamilyTotalAllowance for credit losses ratios:Allowance for credit losses(1) to total loans outstanding 0.23 %0.52 %0.24 %