Company: MITN
Filing Date: 2025-08-15
Form Type: S-3
Source: 0001514281-25-000099
Chunk: 5

Company: AG Mortgage Investment Trust, Inc.
Filing Date: 2025-08-15
Form: S-3
Chunk 5
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 known and unknown risks, uncertainties and assumptions. These forward-looking statements include information about possible or assumed future results of our business, financial condition, liquidity, returns, results of operations, plans, yields, objectives, the composition of our portfolio, actions by governmental entities, including the Federal Reserve, and the potential effects of actual and proposed legislation on us, and our views on certain macroeconomic trends.

These forward-looking statements are based upon information presently available to our management and are inherently subjective, uncertain and subject to change. There can be no assurance that actual results will not differ materially from our expectations. Some, but not all, of the factors that might cause such a difference include, without limitation:

• the persistence of labor shortages, supply chain imbalances, the Middle Eastern conflict, the Russia-Ukraine conflict, inflation, and the potential for an economic recession;

• changes in our business and investment strategy;

• our ability to predict and control costs;

• changes in interest rates and the fair value of our assets, including negative changes resulting in margin calls relating to the financing of our assets;

• changes in the yield curve;

• changes in prepayment rates on the loans we own or that underlie our investment securities;

• regulatory and structural changes in the residential loan market and its impact on non-agency mortgage markets;

• increased rates of default or delinquencies and/or decreased recovery rates on our assets;

• our ability to obtain and maintain financing arrangements on terms favorable to us or at all;

• our ability to enter into, or refinance, securitization transactions on the terms and pace anticipated or at all;

• the degree to which our hedging strategies may or may not protect us from interest rate and credit risk volatility;

• changes in general economic conditions, in our industry and in the finance and real estate markets, including the impact on the value of our assets;

• changes in trade policies and tariffs, together with any future downturns in the global economy or market disruptions resulting therefrom;

• conditions in the market for residential mortgage investments and Agency RMBS;

• conditions in the market for commercial investments, including the Company's ability to successfully realize the commercial investments acquired from Western Asset Mortgage Capital Corporation ("WMC") within the timeframe anticipated or at all;

• legislative and regulatory actions by the U.S. Congress, U.S. Department of the Treasury, the Federal Reserve and other agencies and instrumentalities;

• our ability to make distributions to our stockholders in the future;

• our ability to maintain our qualification as a REIT for