Company: CPSS
Filing Date: 2025-10-28
Form Type: DEF 14A
Source: 0001683168-25-007815
Chunk: 7

Company: CONSUMER PORTFOLIO SERVICES, INC.
Filing Date: 2025-10-28
Form: DEF 14A
Chunk 7
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 1991 to December 2022. From April 1989 to November 1990, he served
as Chief Operating Officer of Barnard and Company, a private investment firm. From September 1987 to March 1989, Mr. Bradley was an associate
of The Harding Group, a private investment banking firm. Having been with the Company since its inception, Mr. Bradley brings comprehensive
knowledge of the Company’s business, structure, history and culture to the Board and the Chairman position.

Stephen H. Deckoff,59, has been a director of the Company since
August 2022. Mr. Deckoff has been the Managing Principal of Black Diamond Capital Management, L.L.C. (“Black Diamond”), a
privately held alternative asset management firm, since its founding in 1995. In that capacity, he is responsible for all portfolio management
and business operations. Prior to 1995, Mr. Deckoff was a Senior Vice President of Kidder, Peabody & Co. Inc. (“Kidder”)
and head of its Structured Finance Group. Prior to joining Kidder, Mr. Deckoff was a Managing Director in the Structured Finance Group
at Bear Stearns & Co. (“Bear Stearns”), Inc. Before joining Bear Stearns, Mr. Deckoff worked in the Structured Finance
Department of Chemical Securities, Inc. and the Fixed Income Research Department at Drexel Burnham Lambert. In June 2023, Mr. Deckoff
joined the Board of KVH Industries, Inc., a publicly traded company providing connectivity solutions to primarily maritime customers globally.
Mr. Deckoff brings to the Board his extensive financial experience and expertise.

Louis M. Grasso, 79, has been a director of the Company since October
2019. Mr. Grasso was the founder and majority owner of PFC Corporation (“PFC”) until his retirement in November 2011, upon
sale of PFC’s portfolio of assets to Capstone Realty Advisors. Over a period of 35 years, PFC Corporation originated over $1.8 billion
of mortgage loans, and issued $1.8 billion of mortgage-backed securities. He brings to the Board knowledge and experience bearing in particular
on the Company’s strategies for meeting its capital requirements, and broad organizational and management skills.

William W. Grounds, 69, has been a director of the Company since
December 2021. From 2008 to 2021, he was the