Company: AOMN
Filing Date: 2025-03-24
Form Type: 10-K
Source: 0001766478-25-000019
Chunk: 23

Company: Angel Oak Mortgage REIT, Inc.
Filing Date: 2025-03-24
Form: 10-K
Item: Item 1A
Chunk 23
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. We are subject to the risk that our Manager will terminate the Management Agreement or that we may deem it necessary to terminate the Management Agreement or prevent certain individuals from performing services for us and that no suitable replacement will be found to manage us.

Other than our dedicated Chief Financial Officer and Treasurer and other partially dedicated personnel that our Manager provides to us, the Angel Oak personnel provided to us by our Manager pursuant to the Management Agreement are not required to dedicate a specific portion of their time to the management of our business.

Other than our dedicated Chief Financial Officer and Treasurer and other partially dedicated personnel that our Manager provides to us, neither our Manager nor Angel Oak is obligated to dedicate any specific personnel exclusively to us, nor is our Manager or its personnel obligated to dedicate any specific portion of their time to the management of our business. Key personnel provided to us by our Manager may 

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become unavailable to us as a result of their departure from our Manager or for any other reason. As a result, we cannot provide any assurances regarding the amount of time our Manager will dedicate to the management of our business, and Angel Oak, including our Manager, may have conflicts in allocating employees’ time, resources, and services among our business and any other entities they manage, and such conflicts may not be resolved in our favor. Consequently, we may not receive the level of support and assistance that we otherwise might receive if we were internally managed. Our Manager and its affiliates are not restricted from entering into other investment advisory relationships or from engaging in other business activities.

Our business may be adversely affected if our reputation, the reputation of our Manager or Angel Oak, or the reputation of counterparties with whom we associate is harmed.

We may be harmed by reputational issues and adverse publicity relating to us, our Manager, or Angel Oak. Reputational risk issues

could include, but are not limited to, real or perceived legal, administrative or regulatory violations, or could be the result of a failure in

performance, risk-management, governance, technology, or operations, or claims related to employee misconduct, allegations of employee

wrongful termination, conflict of interests, ethical issues, cybersecurity events, the failure to protect private information or environmental,

social and governance practices, among others. Similarly, market rumors and actual or perceived association with counterparties whose own

reputations may become under question could harm our business. Such reputational issues may depress the market price of our securities, have a negative effect on our ability to conduct business with our counterparties, hinder our abilities to attract and