Company: WSBC
Filing Date: 2025-01-22
Form Type: 425
Source: 0000950170-25-007807
Chunk: 27

Company: WESBANCO INC
Filing Date: 2025-01-22
Form: 425
Chunk 27
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/23 12/31/24 12/31/23 Non-Interest Expense $101,104 $101,183 $99,503 $401,871 $390,002 Restructuring & Merger-Related Expense (646) (1,977) 0 (6,400) (3,830) Non-Interest Expense (excluding restructuring and merger-related expense) $100,458 $99,206 $99,503 $395,471 $386,172 Net Interest Income (FTE-basis) $127,689 $122,338 $118,991 $483,016 $486,343 Non-Interest Income 36,388 29,612 30,074 127,983 120,447 Total Income $164,077 $151,950 $149,065 $610,999 $606,790 Efficiency Ratio 61.23% 65.29% 66.75% 64.73% 63.64% Quarter Ending Year-to-Date 19 Efficiency Ratio Reconciliation ©2025 WesBanco Inc. | All rights reserved

($000s) 12/31/24 09/30/24 12/31/23 12/31/24 12/31/23 Net Income Available to Common Shareholders $47,098 $34,741 $32,437 $141,385 $148,907 Restructuring and Merger-Related Expenses (net of tax) 510 1,562 0 5,056 3,026 Net Income Available to Common Shareholders (excluding restructuring and merger-related expense) $47,608 $36,303 $32,437 $146,441 $151,933 Average Total Assets $18,593,265 $18,295,583 $17,426,111 $18,122,625 $17,259,720 Return on Average Assets (1) 1.01% 0.76% 0.74% 0.78% 0.86% Return on Average Assets (excluding restructuring and merger-related expense) (1) 1.02% 0.79% 0.74% 0.81% 0.88% Quarter Ending Year-to-Date 20 Return on Average Assets (1) three-, six-, and nine-month (as applicable) figures are annualized Reconciliation ©2025 WesBanco Inc. | All rights reserved

($000s) 12/31/24