Company: HBAN
Filing Date: 2025-12-01
Form Type: S-4/A
Source: 0001140361-25-043815
Chunk: 143

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-12-01
Form: S-4/A
Chunk 143
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 not reflect the manner in which Huntington would operate after the merger.

The prospective financial information was not prepared for the purpose of public disclosure or with a view toward complying with the guidelines established by the American Institute of Certified Public Accountants for preparation and presentation of prospective financial information, published guidelines of the SEC regarding

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forward-looking statements or generally accepted accounting principles. As described and subject to the above, the prospective financial information included in this document has been prepared by, and is the responsibility of, Huntington’s and Cadence’s management. PricewaterhouseCoopers LLP (Huntington’s independent registered public accounting firm), Forvis Mazars, LLP (Cadence’s independent registered public accounting firm), or any other independent accounting firm have not audited, reviewed, examined, compiled nor applied agreed-upon procedures with respect to the prospective financial information and, accordingly, PricewaterhouseCoopers LLP and Forvis Mazars, LLP do not express an opinion or any other form of assurance with respect thereto. The PricewaterhouseCoopers LLP and Forvis Mazars, LLP reports incorporated by reference to this document relate to Huntington’s and Cadence’s previously issued financial statements. It does not extend to the prospective financial information and should not be read to do so. Huntington Prospective Financial Information Used by Evercore The following table presents forecasts of Huntington’s 2025 through 2030 net income after taxes available to common shareholders, earnings per share, total assets and risk-weighted assets that were used by Evercore at the direction of Huntington management in the financial analyses performed in connection with Evercore’s opinion:

|                                   |     |  2025E |     |  2026E |     |  2027E |     |  2028E |     |  2029E |     |  2030E |
| Income Statement                  |     |        |     |        |     |        |     |        |     |        |     |        |
| Net Income to Common ($ millions) |     | $2,124 |     | $2,603 |     | $2,807 |     | $3,028 |     | $3,267 |     | $3,525 |
| Earnings Per Share ($)            |     |  $1.46 |     |  $1.65 |     |  $1.82 |     |  $2.00 |     |