Company: BBVXF
Filing Date: 2025-05-01
Form Type: 425
Source: 0001193125-25-108507
Chunk: 7

Company: BANCO BILBAO VIZCAYA ARGENTARIA, S.A.
Filing Date: 2025-05-01
Form: 425
Chunk 7
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 | Waiver of fees for currency transfer. |

| 1 | Further information about the service is available through the following link. |

This English version is a translation of the original in Spanish for information purposes only. In case of discrepancy, the Spanish original will prevail.

| 3. | Commitment regarding communications to clients |

| 3.1. | When BBVA decides to unify Banco Sabadell’s commercial offering with its own following the Merger, BBVA shall                                                                                                                                            
 inform the clients originating from Banco Sabadell, prior to its implementation and in a transparent manner, of any changes in the terms and conditions that may apply to the products and services affecting them. In particular, BBVA shall inform the 
 clients originating from Banco Sabadell, prior to the implementation of the changes, of the following:                                                                                                                                                   |

| a. | The new fees applicable as a result of any modification to a product or service derived from the unification of the 
 commercial offerings, together with the relevant information regarding the fees applied prior to such change.       |

| b. | The effective date of such modification, which shall not be less than 90 days — in the case of individual clients    
 (consumers and self-employed) — and 60 days — in the case of all other clients — from the date of the communication. |

| c. | The BBVA products for which they meet the established eligibility criteria and which are comparable to, or better 
 than, the products they had contracted with Banco Sabadell.                                                       |

| d. | The client’s rights in the event of a change in conditions. |

| e. | The client’s freedom to switch to another financial entity. |

| 3.2. | In relation to the communications referred to in section 3.1 above, BBVA shall submit a draft of the communication to                        
 the CNMC in advance for its approval, and the CNMC shall confirm its decision to BBVA within 10 business days from the receipt of the draft. |

| 3.3. | This commitment shall apply to all client communications referred to in section 3.1 above, regardless of the means by 
 which they are made, including those communications carried out by electronic means.                                  |

| 3.4. | The commitment shall not apply in the following circumstances: |

| a. | Institutional or advertising campaigns that BBVA carries out broadly to the public or to a segment thereof. |

| b. | Bilateral and individualized communications