Company: PGYWW
Filing Date: 2025-12-05
Form Type: S-3ASR
Source: 0000950103-25-015781
Chunk: 12

Company: Pagaya Technologies Ltd.
Filing Date: 2025-12-05
Form: S-3ASR
Chunk 12
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 were incorporated on March 20, 2016 and are
organized under the laws of the State of Israel. We are registered with the Israeli Registrar of Companies, registration number 51-542127-9.
On January 16, 2024, we announced our plans to relocate our corporate headquarters to our current New York City office, which became effective
in February 2024. The U.S. is where we conduct our business, generate the majority of our revenue, and where all of our Partners and SFR
Partners are domiciled. The mailing address of our principal executive office is 335 Madison Ave, New York, NY 10017, telephone number
+1 646-710-7714. Our office in Tel-Aviv, Israel is Azrieli Sarona Bldg, 54th Floor, 121 Derech Menachem Begin, Tel-Aviv, 6701203, Israel,
telephone number +972 (3) 715 0920. Our website is www.pagaya.com. The information contained on, or that can be accessed through, our
website does not constitute a part of this prospectus and is not incorporated by reference herein.

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THE OFFERING We are not offering or selling any securities under this prospectus. We are registering the issuance by us of up to 2,076,013 of Class A Ordinary Shares that may be issued upon exercise of the Warrants to purchase Class A Ordinary Shares. We are also registering the resale by the Selling Securityholders or their permitted transferees of up to 50,979,975 Class A Ordinary Shares. This prospectus is being filed solely to satisfy our obligations under the Warrants previously issued in connection with the EJFA Merger and the Registration Rights Agreement upon the expiration of our registration statement on Form F-3 (File No. 333-266228). Any investment in the securities offered hereby is speculative and involves a high degree of risk. You should carefully consider the information set forth under “Risk Factors” in our most recent annual report on Form 10-K and subsequent Quarterly Reports on Form 10-Q, as filed with the SEC, which are incorporated by reference into this prospectus, as well as in any applicable prospectus supplement, and under similar headings in the other documents that are incorporated by reference into this prospectus and any applicable prospectus supplement. Issuance of Class A Ordinary Shares The following information is as of December 3,