Company: BCDRF
Filing Date: 2025-07-30
Form Type: 6-K
Source: 0000891478-25-000107
Chunk: 48

Company: Banco Santander, S.A.
Filing Date: 2025-07-30
Form: 6-K
Chunk 48
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 80 64 80 60 82 85 +3.8% 144 166 +15.1% Gains (losses) on financial transactions and other (7) 0 8 (17) (40) (27) -31.9% (7) (67) +822.6% Total revenue 1,277 1,276 1,348 1,341 1,330 1,312 -1.3% 2,553 2,642 +3.5% Operating expenses (746) (726) (712) (747) (714) (713) -0.2% (1,473) (1,427) -3.1% Net operating income 531 549 636 593 616 599 -2.7% 1,081 1,215 +12.4% Net loan-loss provisions (18) (45) (37) 35 (52) (61) +16.3% (62) (113) +81.0% Other gains (losses) and provisions (92) (65) (109) (178) (185) (155) -16.1% (157) (340) +116.7% Profit before tax 421 440 491 450 379 383 +1.3% 861 762 -11.5% Consolidated profit 310 329 347 327 282 278 -1.6% 639 560 -12.3% Underlying attributable profit 310 329 347 327 282 278 -1.6% 639 560 -12.3%

63 United Kingdom (GBP mn) Change Change Underlying income statement Q1'24 Q2'24 Q3'24 Q4'24 Q1'25 Q2'25 Q2'25 / Q1'25 H1'24 H1'25 H1'25 / H1'24 Net interest income 1,015 1,020 1,061 1,093 1,085 1,057 -2.6% 2,035 2,142 +5.2% Net fee income 67 54 68 51 69 71 +3.8% 122 140 +15.1% Gains (losses) on financial transactions and other (6) 0 7 (15) (