Company: AX
Filing Date: 2025-09-25
Form Type: DEF 14A
Source: 0001299709-25-000174
Chunk: 0

Company: Axos Financial, Inc.
Filing Date: 2025-09-25
Form: DEF 14A
Chunk 0
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### UNITED STATES

### SECURITIES AND EXCHANGE COMMISSION

#### WASHINGTON, D.C. 20549

#### SCHEDULE 14A

#### Proxy Statement Pursuant to Section 14(a) of the

#### Securities Exchange Act of 1934 (Amendment No. )
Filed by the Registrant ý Filed by a party other than the Registrant ¨

Check the appropriate box:

| ¨ |     | Preliminary Proxy Statement                                                     |
| ¨ |     | Confidential, for Use of the Commission Only (as permitted by Rule 14a-6(e)(2)) |
| ý |     | Definitive Proxy Statement                                                      |
| ¨ |     | Definitive Additional Materials                                                 |
| ¨ |     | Soliciting Material under §240.14a-12                                           |

#### Axos Financial, Inc.
<div align='center'>(Name of Registrant as Specified in Its Charter)</div>

#### N/A
<div align='center'>(Name of Person(s) Filing Proxy Statement, if other than the Registrant)</div>

Payment of Filing Fee (Check the appropriate box):

| ý |     | No fee required.                                                                                      |
| ¨ |     | Fee paid previously with preliminary materials.                                                       |
| ¨ |     | Fee computed on table in exhibit required by Item 25(b) per Exchange Act Rules 14a-–6(i)(1) and 0-11. |

September 25, 2025

Dear Stockholders:

On behalf of the Board of Directors and management of Axos Financial, Inc. (the “Company”), you are cordially invited to attend the 2025 Annual Meeting of Stockholders of the Company (“Annual Meeting”). The Annual Meeting will be held on Thursday, November 13, 2025 at 2:00 PM, Pacific Time, at our corporate headquarters located at 9205 West Russell Road, Suite 400, Las Vegas, NV 89148.

Although we intend to hold our Annual Meeting in person, in the event it is not possible nor advisable to hold our Annual Meeting in person, we will announce alternative arrangements for the meeting as promptly as practicable, which may include holding the meeting solely by means of remote communication. Please monitor our Company website at www.axosfinancial.com and our Annual Meeting website at www.proxyvote.com for updated information. If you are planning to attend our meeting, please check either website one week prior to the meeting date.