Company: HBAN
Filing Date: 2025-08-15
Form Type: 424B3
Source: 0001140361-25-031511
Chunk: 45

Company: HUNTINGTON BANCSHARES INC /MD/
Filing Date: 2025-08-15
Form: 424B3
Chunk 45
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 affirmative vote of the holders of a majority of the outstanding shares of Veritex common stock entitled to vote thereon. |

| • | Effect of abstentions and broker non-votes: If you mark “ABSTAIN” on your proxy, fail to submit a proxy or vote at the Veritex special meeting via the Veritex special meeting website or fail to instruct your bank, broker, trustee or other nominee how to vote with respect to the Veritex merger proposal, it will have the same effect as a vote “AGAINST” the Veritex merger proposal. |

Veritex compensation proposal:

| • | Vote required: Approval of the Veritex compensation proposal requires the affirmative vote of the holders of a majority of the votes cast by the holders of Veritex common stock entitled to vote via the Veritex special meeting website or represented by proxy at the Veritex special meeting. |

| • | Effect of abstentions and broker non-votes: If you mark “ABSTAIN” on your proxy, fail to submit a proxy or vote at the Veritex special meeting via the Veritex special meeting website or fail to instruct your bank, broker, trustee or other nominee how to vote with respect to the Veritex compensation proposal, your shares will not be deemed to be a vote cast at the Veritex special meeting and it will have no effect on the Veritex compensation proposal. |

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Veritex adjournment proposal:

| • | Vote required: Approval of the Veritex adjournment proposal requires the affirmative vote of the holders of a majority of the votes cast by the holders of Veritex common stock entitled to vote via the Veritex special meeting website or represented by proxy at the Veritex special meeting. |

| • | Effect of abstentions and broker non-votes: If you mark “ABSTAIN” on your proxy, fail to submit a proxy or vote at the Veritex special meeting via the Veritex special meeting website or fail to instruct your bank, broker, trustee or other nominee how to vote with respect to the Veritex adjournment proposal, your shares will not be deemed to be a vote cast at the Veritex special meeting and it will have no effect on the Veritex adjournment proposal. |

Attending the Veritex Special Meeting The Veritex special meeting may be accessed via the Veritex special meeting website, where Veritex shareholders will