Company: TCBI
Filing Date: 2025-07-17
Form Type: 10-Q
Source: 0001077428-25-000136
Chunk: 74

Company: TEXAS CAPITAL BANCSHARES INC/TX
Filing Date: 2025-07-17
Form: 10-Q
Item: Part I, Item 1
Chunk 74
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, 2024(dollars in thousands)AverageBalanceIncome/ExpenseYield/RateAverageBalanceIncome/ExpenseYield/RateAssetsInvestment securities(2)$4,573,164 $45,999 3.93 %$4,427,023 $33,584 2.80 %Interest bearing cash and cash equivalents2,661,037 29,218 4.40 %3,273,069 43,233 5.31 %Loans held for sale— — — %28,768 683 9.55 %Loans held for investment, mortgage finance5,327,559 58,707 4.42 %4,357,288 42,722 3.94 %Loans held for investment(3)18,018,626 306,142 6.81 %16,750,788 301,910 7.25 %Less: Allowance for credit losses on loans278,035 — — 263,145 — — Loans held for investment, net23,068,150 364,849 6.34 %20,844,931 344,632 6.65 %Total earning assets30,302,351 440,066 5.80 %28,573,791 422,132 5.86 %Cash and other assets1,117,118 1,177,061 Total assets$31,419,469 $29,750,852 Liabilities and Stockholders’ EquityTransaction deposits$2,213,037 $13,731 2.49 %$2,061,622 $16,982 3.31 %Savings deposits13,727,095 134,272 3.92 %11,981,668 143,173 4.81 %Time deposits2,361,525 26,795 4.55 %1,658,899 21,125 5.12 %Total interest bearing deposits18,301,657 174,798 3.83 %15,702,189 181,280 4.64 %Short-term borrowings306,176 3,444 4.51 %927,253 12,749 5.53 %Long-term debt649,469 7,930