Company: BBD
Filing Date: 2025-03-31
Form Type: 20-F
Source: 0001292814-25-001244
Chunk: 103

Company: BANK BRADESCO
Filing Date: 2025-03-31
Form: 20-F
Item: Item 4
Chunk 103
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 stemming from events linked to the transition to a low-carbon economy. This transition involves reducing or offsetting greenhouse gases emissions and preserving the natural mechanisms for capturing these gases (transition risks).
 
4.B.20.01-07 Compliance risk
 Compliance risk is the risk arising from legal or administrative sanctions, financial losses, reputational or other damages due to a breach of, or a failure to comply with, the legal framework, regulations, recommendations of regulators and self-regulated entities and/or codes of conduct and ethics applicable to our activities.
 To ensure compliance, risk management is carried out in an integrated and coordinated manner, and the following activities are performed :
 
·   Advise on compliance issues;
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·   Promotion of a range of activities for executives, employees, interns, apprentices and associates, as
             well as including of training programs and activities focused on compliance issues;         
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·   Establishment of rules and procedures aimed at ensuring our adherence to the Code of Ethical Conduct and
                       external standards on client conduct, market and anti-corruption;                    
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·   Evaluation and certification of legal and regulatory aspects concerning our products, services and partnerships;
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·   Coordination to meet the demands of regulatory bodies, supervisors, self-regulated entities counterparties
                                             and correspondent banks;                                         
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·   Identification, evaluation, treatment and monitoring of compliance risks inherent in our activities;
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·   Management of the Program of Expected Behaviors;
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·   Monitoring and disclosure of new regulations and legislation applicable to our, as well as certifying
      the actions taken by managers to ensure compliance with these updated regulatory requirements; and 
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·   Monitoring the implementation of policies and procedures.
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53 – Form 20-F 2024 | Bradesco
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These procedures are in line with the compliance activities management cycle, distributed in actions aimed at strategy, prevention, detection, response, remediation, and reporting.
 
4.B.20.01-08 Cybersecurity risk
 Cybersecurity risk is represented by the possibility of cyber incidents, including attacks, intrusions and leakages, that could compromise the confidentiality, integrity and/or availability of our critical business processes, assets and/or infrastructure.
 For more information on cybersecurity risk, see “Item 16.K. Cybersecurity”.
 
4.B.20.01-09 Business Continuity Management (BCM)
 We base our BCM program on the standard of the Brazilian Association of Technical Standards/Brazilian Standards - ABNT