Company: MTB-PJ
Filing Date: 2025-10-27
Form Type: 10-Q
Source: 0000036270-25-000024
Chunk: 116

Company: M&T BANK CORP
Filing Date: 2025-10-27
Form: 10-Q
Item: Part I, Item 1
Chunk 116
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%1.14 %1.28 %1.37 %1.24 %1.01 %Average common shareholders’ equity11.45 10.39 8.36 9.75 10.26 9.95 8.14 Net interest margin on average earning assets    (taxable-equivalent basis)3.68 3.62 3.66 3.58 3.62 3.59 3.52 Nonaccrual loans to total loans1.10 1.16 1.14 1.25 1.42 1.50 1.71 Net operating (tangible) results (a)Net operating income$798 $724 $594 $691 $731 $665 $543 Diluted net operating income per common share4.87 4.28 3.38 3.92 4.08 3.79 3.09 Annualized return on:Average tangible assets1.56 %1.44 %1.21 %1.35 %1.45 %1.31 %1.08 %Average tangible common shareholders’ equity17.13 15.54 12.53 14.66 15.47 15.27 12.67 Efficiency ratio (b)53.6 55.2 60.5 56.8 55.0 55.3 60.8 Balance sheet dataAverage balances:Total assets (c)$211,053 $210,261 $208,321 $211,853 $209,581 $211,981 $211,478 Total tangible assets (c)202,533 201,733 199,791 203,317 201,031 203,420 202,906 Earning assets190,920 190,535 189,116 193,106 191,366 193,676 193,135 Investment securities36,559 35,335 34,480 33,679 31,023 29,695 28,587 Loans136,527 135,407 134,844 135,723 134,751 134,588 133,796 Deposits162,706 163,406 161,220 164,639