Company: NEWTP
Filing Date: 2025-05-12
Form Type: 10-Q
Source: 0001587987-25-000084
Chunk: 51

Company: NewtekOne, Inc.
Filing Date: 2025-05-12
Form: 10-Q
Item: Part I, Item 2
Chunk 51
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%64,644 6.0 %N/AN/ATotal Capital (to Risk-Weighted Assets)218,574 20.3 %86,138 8.0 %N/AN/A

1 Exclusive of the capital conservation buffer of 2.5% of risk-weighted assets.

Capital amounts and ratios for Newtek Bank as of March 31, 2025, and 2024 are presented in the table below. As of March 31, 2025 and 2024, Newtek Bank was categorized as “well-capitalized” under the prompt corrective action measures and met the capital conservation buffer requirements.

ActualFor Capital Adequacy Purposes1For Consideration as Well-CapitalizedNewtek Bank - March 31, 2025AmountRatioAmountRatioAmountRatioTier 1 Capital (to Average Assets)$126,404 10.5 %$48,317 4.0 %$60,396 5.0 %Common Equity Tier 1 (to Risk-Weighted Assets)126,404 13.4 %42,607 4.5 %61,544 6.5 %Tier 1 Capital (to Risk-Weighted Assets)126,404 13.4 %56,810 6.0 %75,747 8.0 %Total Capital (to Risk-Weighted Assets)138,576 14.6 %75,746 8.0 %94,683 10.0 %Newtek Bank - March 31, 2024Tier 1 Capital (to Average Assets)$100,383 15.5 %25,905 4.0 %$32,382 5.0 %Common Equity Tier 1 (to Risk-Weighted Assets)100,383 17.7 %25,521 4.5 %36,864 6.5 %Tier 1 Capital (to Risk-Weighted Assets)100,383 17.7 %34,028 6.0 %45,371 8.0 %Total Capital (to Risk-Weighted Assets)107,603 18.9 %45,546 8.0 %56,933 10.0 %

1 Exclusive of the capital conservation buffer of 2.5% of risk-weighted assets.

Cash Flows and Liqu