IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE T.R.RAMACHANDRAN NAIR WEDNESDAY, THE 24TH MARCH 2010 / 3RD CHAITHRA 1932 WP(C).No. 3086 of 2010(I) ------------------------------------- PETITIONER(S): ------------------------ SOUMYA SEBASTIAN,D/O.SEBASTIAN, AGED 19 YEARS,A.M.EZEKIEL,PRAISE HOME, ENATHU VIA,PATHANAMTHITTA DISTRICT. BY ADVS. MR.RAFFEEKH.K., MR.LAIJU CHANDRAN. RESPONDENT(S): --------------------------- 1. THE UNION OF INDIA,REPRESENTED BY ITS SECRETARY TO MINISTRY OF FINANCE,DEPARTMENT OF ECONOMIC AFFAIRS (BANKING DIVISION)NORTH BLOCK, JANPATH BHAVAN,NEW DELHI-110 001. 2. THE SOUTH INDIAN BANK,REPRESENTED BY ITS MANAGER,EZHAMKULAM,KOTTAYAM DISTRICT. 3. RESERVE BANK OF INDIA,REPRESENTED BY THE GOVERNOR, CENTRAL OFFICE BUILDING,SHAHID BHAGAT SINGH ROAD,MUMBAI-400 001. R1 BY ADV. MR.T.P.M.IBRAHIM KHAN,ASST.S.G OF INDIA R2 BY ADVS.MR.GEORGE VARGHESE (MANACHIRACKEL), MR.P.R.MILTON, MR.K.J.CHACKOCHAN. THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 24/03/2010, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: Kss WPC.NO.3086/2010 I APPENDIX PETITIONER'S EXHIBITS: P1: COPY OF THE ADMISSION CERTIFICATE ISSUED BY THE NURSING COLLEGE. P2: COPY OF THE GUIDELLINES ISSUED TO THE SCHEDULED BANKS BY THE RBI. P3: COPY OF THE ORDER PASSED BY THE BANKING OMBUDSMAN. RESPONDENT'S EXHIBITS: N I L /TRUE COPY/ P.A.TO JUDGE Kss T.R.RAMACHANDRAN NAIR, J. ---------------------------------------------- W.P.(C)No.3086 OF 2010 ----------------------------------------------------- DATED THIS THE 24th DAY OF MARCH, 2010 J U D G M E N T Aggrieved by the denial of education loan, this Writ Petition is filed by the petitioner, seeking various reliefs. Petitioner is a student of B.Sc.Nursing in Green City College, Karnataka. The learned Standing Counsel for the Bank submitted that even though an application was submitted by the petitioner, the parents of the petitioner could not join as guarantors and substitute arrangements will have to be made. Since the application is still pending, it is upto the petitioner to approach the Bank for making substitute arrangements and if such arrangements are made, the Bank will consider the application for grant of loan, as per the Scheme. A decision as above will be taken and communicated to the petitioner within three weeks. The Writ Petition is disposed of accordingly. T.R.RAMACHANDRAN NAIR, JUDGE dsn