IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE KURIAN JOSEPH MONDAY, THE 1ST SEPTEMBER 2008 / 10TH BHADRA 1930 WP(C).No. 21290 of 2005(H) -------------------------- PETITIONER: ------------------ SAFIYA, W/O.HANEEFA, ARLADUKKAM, KASARAGOD. BY ADV. SMT.SHEEBA JOSEPH RESPONDENTS: ---------------------- 1. THE STATE OF KERALA, REPRESENTED BY ITS SECRETARY TO CO-OPERATIVE DEPARTMENT, THIRUVANANTHAPURAM. 2. THE JOINT REGISTRAR, CO-OPERATIVE SOCIETIES (GENERAL), KANNUR. 3. THE SPECIAL SALE OFFICER, KASARAGOD PRIMARY CO-OPERATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK LTD., NO.FF.113. 4. KASARAGOD PRIMARY CO-OEPRATIVE AGRICULTURAL AND RURAL DEVELOPMENT BANK LTD., KASARAGOD BRANCH REPRESENTED BY ITS MANAGER, KASARAGOD. BY ADVS. SRI.T.SETHUMADHAVAN FOR R4 SRI.PUSHPARAJAN KODOTH FOR R4 SRI.K.JAYESH MOHANKUMAR FOR R4 GOVT. PLEADER SRI. MOHAMMED ANZAR THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 01/09/2008, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: W.P.(C)No. 21290 OF 2005 APPENDIX PETITIONER'S EXHIBITS: EXHIBIT P1 : TRUE COPY OF LETTER OF THE 3RD RESPONDENT DATED 10.3.2005. EXHIBIT P2 : TRUE COPY OF THE OBJECTION SENT BY THE PETITIONER TO VALUATION OFFICER. EXHIBIT P3 : TRUE COPY OF THE CIRCULAR DATED 30.03.05 DECLARING ENTIRE KASARAGODE DIST. AS DROUGHT AFFECTED AREA. EXHIBIT P4 : TRUE COPY OF THE COMMON GUIDELINES FOR PRIORITY SECTOR ADVANCES ISSUED BY THE RBI DATED 11.11.02. /TRUE COPY/ P.A. TO JUDGE. vkm KURIAN JOSEPH J. ---------------------------------------------- W.P.(C) No.21290 of 2005 ---------------------------------------------- Dated 1st September, 2008. J U D G M E N T The issue raised in the writ petition pertains to the recovery steps initiated by the respondent bank. In view of the intervening developments, in case the petitioner has still any grievance left, she may approach the Bank itself. It is made clear that in case the petitioner does not cooperate with the Bank in settling the matter, it will be open to the Bank to proceed with the recovery. It is further made clear that the benefit of settlement schemes, if any available presently or during the period when the writ petition was pending, will also be extended to the petitioner. The writ petition is disposed of as above. KURIAN JOSEPH, JUDGE. tgs KURIAN JOSEPH, J. ---------------------------------------------- W.P.(C) No.21290 of 2005 ---------------------------------------------- J U D G M E N T Dated 1st September, 2008.