FAO No.1870 of 1998 -1- IN THE HIGH COURT FOR THE STATES OF PUNJAB AND HARYANA AT CHANDIGARH FAO No.1870 of 1998 Date of Decision. 06.08.2010 United India Insurance Company Limited through its duly constituted attorney Regional Office, 136, Feroze Gandhi Market, Ludhiana ......Appellant Versus Harjinder Singh son of Baldev Singh son of Delip Singh and others ......Respondents Present: Mr. Inderjit Sharma, Advocate for Mr. Pradeep Bedi, Advocate for the appellant. Mr. I.S. Brar, Advocate for respondent Nos.1 to 3. CORAM:HON'BLE MR. JUSTICE K. KANNAN 1. Whether Reporters of local papers may be allowed to see the judgment ? 2. To be referred to the Reporters or not ? 3. Whether the judgment should be reported in the Digest? -.- K. KANNAN J.(ORAL) 1. The claim by the insurance company is that the licence was fake and in its attempt to prove the same by examination of a clerk from the Registering Authority, the owner gave evidence to the effect that he had satisfied himself about the licence at the time of entrustment of the vehicle and he was under the belief that the licence was genuine. To exclude the liability, it requires the insurer to prove the willful violation of terms of the policy and the bona fides of the insured itself is sufficient to offer full protection to him to indemnify the insured. This aspect has been considered by the Hon'ble Supreme Court in National Insurance Co v Swaran Singh FAO No.1870 of 1998 -2- (2004) 3 SCC 297. The plea by the insurer denying the liability is, therefore, not correct and the appeal is dismissed (K. KANNAN) JUDGE August 06, 2010 Pankaj*