WP(C) 947/2011 BEFORE THE HON’BLE MR. JUSTICE I. A. ANSARI Heard Mr. P. C. Dey, learned counsel for the petitioner, and Mr. P. N. G oswami, learned counsel for the respondent. By judgment and order, dated 20.1.2011, the Bakijai and Certificate Offi cer of the Assam Cooperative Apex Bank Limited (in short, the Bank), Guwahati, directed, in Bakijai Case No.B-21/2005, to execute the Certificate for recovery of loan amounting to Rs.4,19,645.40 from the petitioner, who had, initially, obt ained loan from the Bank for a sum of Rs.99,700.00. Notwithstanding the objectio n raised by the petitioner to the demand for payment raised, the Bakijai and Cer tificate Officer of the Bank passed the order, dated 20.1.2011, aforementioned. Pursuant to the directions so issued and on the failure of the petitioner to rep ay the amount as had been directed to be paid by him, the petitioner was taken i nto custody on 20.01.2011 and has been in civil prison since then. The petitioner, now, submits that he is willing to pay, immediately, a s um of Rs.30,000/- and the balance amount of his dues, in equal instalments, to b e continued for, and completed within, a period of three years. The petitioner f urther submits that he would pay another sum of Rs.20,000/- before the end of th e next month. Appearing on behalf of the respondent Bank, Mr. Goswami, learned counsel , submits that as far as the respondent Bank is concerned, it has not received a ny specific offer for one-time settlement from the petitioner, Sri Nirod Kr. Dek a, and if an appropriate offer is made by the petitioner, the respondent Bank wi ll look into the same and take a decision in accordance with law. Considering the matter in its entirety and in the interest of justice, t his writ petition is disposed of with direction that the petitioner shall be set at liberty on his making payment of a sum of Rs.30,000/-, which the petitioner is willing to pay, and the petitioner shall, within fifteen days from the date o f his release from the civil imprisonment, make, in writing, his representation setting out the conditions of one-time settlement and if such a representation i s made within 15 days, the respondent Bank shall take a decision in the matter i n accordance with law. Depending upon the decision, which the respondent Bank ma y take, further consequential action, in accordance with law, may follow.