IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE C.N.RAMACHANDRAN NAIR & THE HONOURABLE MR. JUSTICE P.S.GOPINATHAN MONDAY, THE 21ST NOVEMBER 2011 / 30TH KARTHIKA 1933 WA.No. 1766 of 2011() --------------------- AGAINST THE JUDGEMENT/ORDER IN WPC.9441/2011 Dated 28/09/2011 .................... APPELLANT(S): / PETITIONER -------------- K.P.MOHAMMED HARRIS, "NAGMAS" (HARSHIMAS) EDAKKAD, KOZHIKODE-673 005. BY ADV. SRI.B.RAGUNATHAN SRI.G.GOPALAKRISHNA PILLAI SRI.R.SRINATH RESPONDENT(S): / RESPONDENTS --------------- 1. STATE BANK OF TRAVANCORE, REPRESENTED BY CHIEF MANAGER, STATE BANK OF TRAVANCORE, PALAYAM BRANCH, KOZHIKODE-673 002. 2. ASSISTANT GENERAL MANAGER, REGION II ZONAL OFFICE, STATE BANK OF TRAVANCORE, MAVOOR ROAD, KOZHIKODE-673 004. 3. GENERAL MANAGER, STATE BANK OF TRAVANCORE, HEAD OFFICE, THIRUVANANTHAPURAM-695 001. MR.T.SETHUMADHAVAN, SC THIS WRIT APPEAL HAVING COME UP FOR ADMISSION ON 21/11/2011, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: C.N.RAMACHANDRAN NAIR & P.S.GOPINATHAN, JJ. .................................................................... W.A.No.1766 of 2011 .................................................................... Dated this the 21st day of November, 2011. J U D G M E N T Ramachandran Nair, J. This Writ Appeal is filed against the judgment of the learned Single Judge declining to entertain appellant's challenge against recoveries made by the respondent Bank towards the loan amount and interest due from him. 2. We have heard learned counsel for the appellant and learned Standing Counsel for the respondent Bank, who took notice at admission stage and appeared before us. 3. After hearing both sides and after going through the judgment and orders, we do not find any scope for this Court entertaining the dispute, the appellant has raised against the respondent Bank, which is only settlement of loan availed by him. The appellant's claim that excess interest is charged by the Bank has to be settled only in Civil Court or before Banking Ombudsman. Since this Court is not able to settle the matter, we close W.A.No.1766/2011 -2- the Writ Appeal leaving it open to the appellant to approach Civil Court or Banking Ombudsman, if he has genuine grievance. This Writ Appeal is disposed of as above. (C.N.RAMACHANDRAN NAIR, JUDGE) (P.S.GOPINATHAN, JUDGE) jg