IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE V.GIRI WEDNESDAY, THE 26TH NOVEMBER 2008 / 5TH AGRAHAYANA 1930 WP(C).No. 32982 of 2008(B) --------------------------------------- PETITIONER(S): ----------------------- 1. MATHEW.J.KALLIVAYALIL, S/O.(LATE) JOSE A.KALLIVAYALIL, AGED 67 YEARS, KALLIVAYALIL HOUSE, MADHUMALA ESTATE, WEMBLY P.O., KOOTTIKKAL, MUNDAKKAYAM, NOW RESIDING AT JOEMIL BUNGLOW, PULIKKAMALI P.O.,MULANTHURUTHY ERNAKULAM DISTRICT. 2. JOSE MATHEW, S/O.MATHEW.J.KALLIVAYALIL, AGED 35 YEARS, KALLIVAYALIL HOUSE, MADHUMALA ESTATE, WEMBLY P.O., KOOTTIKKAL, MUNDAKKAYAM, NOW RESIDING AT JOEMIL BUNGLOW, PULIKKAMALI P.O.,MULANTHURUTHY ERNAKULAM DISTRICT. BY ADV. SMT.C.G.BINDU RESPONDENT(S): ------------------------- 1. THE SENIOR MANAGER, INDIAN OVERSEAS BANK, MULLAKKAL BRANCH, NEAR SEEMATTI TEXTILES, ALAPPUZHA. 2. THE CHIEF MANAGER, INDIAN OVERSEAS BANK, THE REGIONAL OFFICE, VETTUKATTIL BUILDING JOSE JUNCTION, ERNAKULAM. 3. RESERVE BANK OF INDIA, REPRESENTED BY ITS GOVERNOR, NEW DELHI. 4. UNION OF INDIA, REPRESENTED BY SECRETARY TO MINISTRY OF FINANCE, HOUSE OF PARLIAMENT, NEW DELHI. ADV. SRI.P.B.SURESH KUMAR FOR R1 SRI.P.PARAMESWARAN ASG. THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 26/11/2008, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: V.GIRI,J. ------------------------- W.P ( C) No.32982 of 2008 -------------------------- Dated this the 26th November, 2008 J U D G M E N T Petitioners availed a loan from the 1st respondent Bank. It seems that there was default in the repayment of the loan. This writ petition has been filed seeking a direction to the respondents to issue a copy of loan agreement and also for a direction to reduce the rate of interest from 11 % to 8.5%. 2. Learned counsel for the Bank submits that a copy of the loan agreement shall be supplied subject to the petitioners or their authorized representative approaching the Bank Manager. They shall be given a statement of accounts clearly indicating the manner in which the interest has been worked out. Submission is recorded. 3. Learned counsel for the Bank submits that this shall be done the date on which the authorized representative approaches the Bank Manager. No further issue survives in this writ petition. Accordingly, the writ petition is closed. (V.GIRI,JUDGE) ma W.P ( C) No.32982 of 2008 2 W.P ( C) No.32982 of 2008 3