IN THE HIGH COURT OF JUDICATURE AT PATNA CWJC No.13303 of 2009 1. RAM NARESH RAI S/O SHRI DARBHANGI RAI MOHALLA - LAL IMALI, POST- BEGAMPUR, P.S.- CHOWK, PATNA CITY, PATNA- 800009 Versus 1. THE PUNJAB AND SIND BANK HAJIGANJ, PATNA CITY, PATNA THROUGH ITS BRANCH MANAGER ----------- 3 18/03/2010 Notice has been issued to the Punjab and Sind Bank, Hajiganj, Patna City which has been validly served. However, there is no representation on behalf of the said respondent. Petitioner wants a direction upon the said respondent to issue ‘No Dues Certificate’ in favour of the petitioner since the total outstanding dues against the purchase of Bolero Vehicle has already been paid and the account adjusted which is reflected from the Pass Book brought on record. The stand of the petitioner is that on 12.9.2009 the petitioner paid a sum of Rs.1,19,350/- and this was enough to square up the amount against the said loan amount but for strange reason ‘No Dues Certificate’ is not being released which is causing problem for the petitioner since he has already sold the said vehicle in favour of another person and - 2 - the registration is not being carried out in absence of No Dues Certificate. The Court fails to understand the conduct of the respondent Bank in this regard. If the amount already stands paid as would be evident from the extract of the pass book which has been annexed with the writ application, there is no reason why ‘No Dues Certificate’ or the cancellation of hypothecation would not be effected. This writ application is disposed of with a direction upon the Branch Manager of Punjab and Sind Bank, Hajiganj, Patna City to take steps for issuance of a ‘No Dues Certificate’ as well as cancellation of Hypothecation within a period of eight weeks from the date of receipt or communication of a copy of this order. Non compliance of the order will be strictly dealt with by this Court. AMIN (Ajay Kumar Tripathi, J.)