IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE P.N.RAVINDRAN THURSDAY, THE 21ST JANUARY 2010 / 1ST MAGHA 1931 WP(C).No. 2051 of 2010(F) ------------------------------------- PETITIONER(S): ----------------------- SAJITH K.S., AGED 30, S/O.SATHEESAN, KANAKKATHUSSERRY HOUSE, PALLIPPURAM, CHERAI PO, ERNAKULAM. BY ADV. MR.V.A.PRADEEP KUMAR, MR. K.S.RAJESH, MR. SHAJU PURUSHOTHAMAN. RESPONDENT(S): ------------------------ 1. THE BRANCH MANAGER, ERNAKULAM DISTRICT CO.OP.BANK, BRANCH KUZHIPPILLY. 2. THE JOINT REGISTRAR OF CO-OPERATIVE SOCIETIES, OFFICE OF THE CO-OPERATIVE SOCIETIES, ERNAKULAM. R1 BY ADV. MR.P.V. SURENDRANATH, SC. R2 BY SR.GOVERNMENT PLEADER MR.K.C. SANTHOSH KUMAR. THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 21/01/2010,THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: rs. P.N.RAVINDRAN, J. --------------------------- W.P.(C) No. 2051 OF 2010 -------------------------- Dated this the 21st day of January, 2010 J U D G M E N T Ext.P1 demand notice sent by the first respondent calling upon the petitioner to clear the arrears as on date in respect of a loan availed by him in December 2006 is under challenge in this writ petition. Ext.P1 discloses that the petitioner had availed a loan from the Kuzhippili branch of Ernakulam District Co-operative Bank on 4.12.2006, that the sum of Rs.4,20,000/- is outstanding as on 21.12.2009 in the said loan account and that the sum of Rs.1,73,253/- is in arrears. All that the first respondent has done in Ext.P1 is to call upon the petitioner to pay the arrear due before 26.12.2009 failing which he was cautioned that the bank will take appropriate steps to recover the loan amount. 2. I am of the opinion that the petitioner who is bound to pay the installments regularly and in time cannot be heard to contend that the demand made in Ext.P1 is illegal. I therefore find no grounds to interfere with Ext.P1. The writ petition fails and is accordingly dismissed. I make it clear that this will not however stand in the way of the petitioner from moving the bank for time to pay the amount demanded in Ext.P1. P.N.RAVINDRAN, JUDGE vps