IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE C.N.RAMACHANDRAN NAIR WEDNESDAY, THE 22ND AUGUST 2007 / 31ST SRAVANA 1929 WP(C).No. 20946 of 2007(R) -------------------------- PETITIONER: ------------ E.V.KUNJUKUTTAN, ERAKULAM HOUSE, KAVASSERY P.O., ALATHUR TALUK, PALAKKAD. BY ADV. SRI.A.R.GANGADAS RESPONDENTS: ------------- 1. THE DEPUTY TAHSILDAR (RR), ALATHUR, PALAKKAD. 2. THE BRANCH MANAGER, PUNJAB NATIONAL BANK, KAVASSERY, ALATHUR TALUK. BY ADV. SRI.P.R.VENKETESH – for R2 ADV. SHRI.P.N.SANTHOSH, GOVERNMENT PLEADER THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 22/08/2007, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: WP(C) No. 20946/2007 APPENDIX PETITIONER'S EXHIBITS P1 : COPY OF THE REPRESENTATION OF THE PETITIONER BEFORE SECOND RESPONDENT DATED 13/09/04. P2 : COPY OF THE LOAN PASS BOOK NO. 94/99-2000 OF THE PETITIONER IN THE SECOND RESPONDENT BANK DATED NIL. P3 : COPY OF THE NOTICE ISSUED BY THE FIRST RESPONDENT DATED 30/05/2007. // TRUE COPY // PA TO JUDGE. jg C.N.RAMACHANDRAN NAIR, J. ----------------------------------- WP(C) No. 20946 of 2007 ------------------------- Dated, this the 22nd day of August, 2007 J U D G M E N T Since the prayer is only for a direction to grant OTS benefit to settle the arrears of loan, this writ petition is disposed of directing 2nd respondent to consider and grant incentives to the petitioner. If there is no standard scheme, then guidelines, if any, issued by the Government should be followed and reductions available under the same also should be granted. The 2nd respondent will communicate the benefits available to the petitioner to settle the loan immediately. If petitioner does not make payment in terms of the OTS benefit granted by the Bank, 1st respondent will proceed with sale. Recovery will remain stayed for one month from now and thereafter recovery will be continued only if default is committed in payment in terms of the facility and within the reasonable time granted by the Bank. (C.N.RAMACHANDRAN NAIR, JUDGE.) jg