IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE T.R.RAMACHANDRAN NAIR TUESDAY, THE 30TH MARCH 2010 / 9TH CHAITHRA 1932 WP(C).No. 10176 of 2010(V) -------------------------- PETITIONER: --------------- P.C.JOLLY, AGED 46 YEARS, S/O.CHACKO, MUNDAKKAL HOUSE, THIRUMARADY P.O., KOOTHATTUKULAM, ERNAKULAM DISTRICT. BY ADV. SRI.T.N.SURESH RESPONDENT(S): --------------- 1. THE ZONAL MANAGER, STATE BANK OF TRAVANCORE, PANAMPILLY NAGAR, REGION II, ERNAKULAM. 2. THE MANAGER, STATE BANK OF TRAVANCORE, KAKKOOR BRANCH, KAKKOOR P.O., KOOTHATTUKULAM, ERNAKULAM DIST. ADV. SRI.SATHISH NINAN FOR R1 & 2 THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 30/03/2010, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: T.R.RAMACHANDRAN NAIR, J. ---------------------------------------------- W.P.(C)No.10176 OF 2010 ----------------------------------------------------- DATED THIS THE 30th DAY OF MARCH, 2010 J U D G M E N T The petitioner seeks for a direction to allow and operate the S.B.Account with the 2nd respondent-bank. 2. It is submitted by the learned Standing Counsel for the bank that the petitioner was issued a housing loan and the property which was offered as security has been sold by the petitioner to one Mangattu Mani and various other parties. The same is against the conditions in the loan sanctioning order. As on today, there is no security property available with the bank. In these circumstances, the respondents were forced to exercise the Banker's General Lien to appropriate the loan amount from S.B.Account No.57056098420. The same was done for enabling the clearance of the loan account with the bank. The Writ Petition is therefore opposed. 3. In these circumstances, this Court will not be justified in issuing a direction as sought for. The Writ Petition is dismissed. The remedy, if any, of the petitioner is left open. T.R.RAMACHANDRAN NAIR, JUDGE dsn