IN THE HIGH COURT OF JUDICATURE AT PATNA CWJC No.9885 of 2009 NEETU KUMARI Versus NATIONAL INSURANCE COMPANY LTD ----------- 2 19.8.2009 The National Insurance Company Limited, a fully owned government company, took a long term insurance coverage in the name of Group Janata Personal Accident Insurance Policy through its corporate agent Golden Multi Services Club of G.T.F.S. (in short ‘G.T.F.S.’) for its members. In pursuance of the aforesaid policy, the husband of the petitioner took Janata Personal Accident Insurance Policy for a period of 15 years. On seeing the non-viability of the aforesaid scheme, the Union Government issued a direction for cancellation of the same and for refund of the unused premium to the insurer. Consequent to the aforesaid decision, the Insurance company refunded the unused premium to the insurer. The aforesaid decision of the Union of India and subsequent cancellation of long term policy was challenged in various courts including this court. This court dismissed the aforesaid challenge and upheld the cancellation of the long term insurance coverage to such group. The petitioner states that her husband Kamlesh Kumar was enrolled as member of the aforesaid G.T.F.S. after paying the requisite fee etc. She further states that her husband was murdered for which Vaishali P.S. Case No.133 of 2007 under sections 302 of the Penal Code as well as section 27 of the Arms Act was instituted 2 KHAN and as such she prays for payment of the insured sum of Rs.1,00,000/- to her. Mr. Ashok Priyadarshi, learned counsel appearing on behalf of the Insurance Company states that the petitioner cannot raise any claim against the Company as the Company had already cancelled the insurance coverage to the aforesaid G.T.F.S. and as such this writ petition is not maintainable against the Company. The petitioner at best can agitate her grievances against the G.T.F.S. After hearing counsel for the parties, this court finds substance in the submission of learned counsel for the Insurance Company. No relief can be granted to the petitioner against the Insurance Company. However, if the petitioner raises her grievances against the G.T.F.S., it would look into the matter and pass an appropriate order in accordance with law. With the aforesaid observations and directions, this writ petition stands disposed of. (S.P.Singh,J)