IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE ANTONY DOMINIC WEDNESDAY, THE 3RD AUGUST 2011 / 12TH SRAVANA 1933 WP(C).No. 20280 of 2011(H) -------------------------- PETITIONER(S): ----------------------- 1. V.K.MURALEEDHARAN,VAIKKATHUSSERIL HOUSE KIDANGOOR SOUTH P.O, KOTTAYAM. 2. ARCHANA MURALEEDHARAN, VAIKKATHUSSERIL HOUSE, KIDNAGOOR SOUTH P.O, KOTTAYAM, PIN - 686 583. BY ADV. SRI.ALEX.M.SCARIA SRI.SAJEEVAN KURUKKUTTIYULLATHIL SMT.M.M.GRACY RESPONDENT(S): ------------------------ 1. STATE OF KERALA REPRESENTED BY THE SECRETARY TO THE DEPARTMENT OF HIGHER EDUCATION GOVERNMENT SECRETARIAT, THIRUVANANTHAPURAM-695001. 2. THE DISTRICT COLLECTOR KOTTAYAM, COLLECTORATE P.O, KOTTAYAM-686002. 3. THE RESERVE BANK OF INDIA REPRESENTED BY ITS REGIONAL NODAL OFFICER,ERNAKULAM-682018. 4. THE STATE BANK OF TRAVANCORE, KIDANGOOR BRANCH,REPRESENTED BY ITS BRANCH MANAGER, KIDANGOOR SOUTH P.O, PIN 686 583. ADV. SRI.SATHISH NINAN FOR R2 GOVT.PLEADER SMT.RAJASHREE THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 03/08/2011, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: WPC NO.20280/11 APPENDIX PETITIONERS' EXHIBITS EXT.P1: A COPY OF THE EXPENDITURE CERTIFICATE ISSUED FROM THE SAID COLLEGE. EXT.P2: COPY OF LOAN APPLICATION DT 23.9.2009. EXT.P3: A COPY OF THE PASSBOOK RECEIVED FROM THE FOURTH RESPONDENT. EXT.P4: COPY OF THE NOTIFICATION DT 31.7.99 BEARING NO.RPCD NO.SP.BC.10/09.07.01/99-2000 ISSUED BY THE THIRD RESPONDENT. EXT.P5: COPY OF THE NOTIFICATION DT 28.4.2011 BEARING NO.RPCD.PLNFS.BC.NO.83/6/12.05/2000-01 ISSUED BY THIRD RESPONDENT. EXT.P6: A COPY OF THE LETTER ISUSED BY THE FOURTH RESPONDENT TO THE SECOND PETITIONER DATED 2.1.2010. EXT.P7: THE TRUE COPY OF THE REQUEST DT 30.1.2010 BY THE FIRST PETITIONER. EXT.P8: TRUE COPY OF THE REPLY LETTER DT 10.3.2010 BY THE FOURTH RESPONDENT DECLINING TO CONSIDER EXT.P7 REQUEST. EXT.P9: COPY OF THE PETITION TO THE SECOND RESPONDENT SUBMITTED ON 22.6.2010. EXT.P10: REPLY DT 23.7.2010 ISSUED BY ASSISTANT GENERAL MANAGER OF SBT, ZONAL OFFICE, KOTTAYAM. EXT.P11: COPY OF THE RECOMMENDATION OF the MEMBER OF PARLIAMENT DT 25.9.2010. EXT.P12: COPY OF THE APPLICATION TO THE 4TH RESPODNENT DT 2.11.2010. //TRUE COPY// P.A. TO JUDGE Rp ANTONY DOMINIC, J. ================ W.P.(C) NO. 20280 OF 2011 ===================== Dated this the 3rd day of August, 2011 J U D G M E N T Heard both sides. 2. Second petitioner is a B.Sc Nursing student. She applied for an educational loan of `3.8 lakhs. Bank considered the application and granted loan of `2.5 lakhs. It is aggrieved by the above, the writ petition is filed seeking a direction to the Bank to grant full loan amount applied by the petitioners. 3. It also appears that the 1st petitioner made a complaint in this behalf, to which Ext.P10 was the response of the Bank. In para 2 of Ext.P10, it has been stated thus:- “The complainant had applied for an education loan for pursuing B.Sc Nursing course. On enquiry with the branch we found that the branch is ready to sanction an amount of Rs.2.50 lacs on 2.1.2010. The complainant, insisted for the full amount of Rs.380000/- which is mentioned in the expenditure certificate of the college. As per P&SB cir.48/2009, the maximum eligible amount for B.Sc nursing is Rs.2.50 lakhs”. 4. A reading of the above therefore shows that as per the circular No.48/09, the maximum, eligible amount for B.Sc Nursing is `2.5 lakhs. Therefore, the maximum amount permissible has been granted to the petitioners. That apart, even inspite of WPC No. 20280/11 :2 : having gone through Ext.P4, I have not come across any provision preventing the Bank from fixing the upper limit of the loan amount. In that view, I do not find anything illegal warranting interference in the writ petition. 5. It is submitted that the 2nd petitioner has so far not availed of the loan granted. It is directed that if the petitioners comply with the formalities prescribed by the Bank, the Bank will permit the petitioners to avail of the loan already sanctioned. Writ petition is disposed of as above. ANTONY DOMINIC, JUDGE Rp