IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE C.N.RAMACHANDRAN NAIR THURSDAY, THE 5TH JULY 2007 / 14TH ASHADHA 1929 WP(C).No. 20343 of 2007(V) -------------------------- PETITIONER: ------------ IBRAHIM HAJI, S/O.MUHAMMED, AGED 51, KUNNOTH HOUSE, VALAD P.O., MANANTHAVADI TALUK, WAYANAD DISTRICT. BY ADV. SRI.P.JACOB VARGHESE SRI.VIVEK VARGHESE P.J. RESPONDENTS: ------------- 1. KERALA STATE HOUSING BOARD, MANANTHAVADY BRANCH, WAYANAD - 670 645. 2. DEPUTY TAHSILDAR (RR), MANANTHAVADI, WAYANAD DISTRICT. 3. DISTRICT COLLECTOR, WAYANAD DISTRICT. BY ADV. SHRI.A.JAYASANKAR, SC THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 05/07/2007, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: C.N.RAMACHANDRAN NAIR, J. ----------------------------------- WP(C) No. 20343 of 2007 ------------------------- Dated, this the 5th day of July, 2007 J U D G M E N T Petitioner availed housing loan from the first respondent and committed default. Consequently recovery was initiated. Learned Counsel for the petitioner submitted that petitioner will clear the arrears in instalments. If petitioner is in a position to settle entire liability within reasonable time, then there will be direction to first respondent to grant OTS benefit to the petitioner. If petitioner is unable to settle the liability under OTS scheme, petitioner is granted 20 equal monthly instalments to clear the liability, first of which will be paid on or before 31/07/2007 and balance on or before last date of 19 succeeding months. If default is committed in payment of any of the instalments, instalment facility granted will stand automatically vacated on first default and respondents will proceed for recovery of entire arrears. This WP(C) is disposed of as above. (C.N.RAMACHANDRAN NAIR, JUDGE.) jg