0 47 4 FAO NO 1003 of 2008 1 IN TIIE 111G11COlJRT OF PlJNJA13 AND IIARYANA A l CIeIANDlGARli 1110N010113 01 20118 19atcofdecisionI201 0 Thc Oriental lnsurance Companv m l Appellant vcrsus 0 0 I C SmMukcand others I Rcspondcn Z CORAM IlONBLE Mll JUS iCK KC PURI n Prcscnt Mr RCI3ashanlboo Advocatc Icr thc Mr Alnit SinglaAdvocatc for rcspondcnl Nos and 5 08 4m KCePURl Je r em Z Qm Thc Orlental Insurance Conlpanyhas drectcd 111s appcal aeainsl theawarddated l122007 passedbyShri SSlambaIearned Motor Accident Claims ribunal I Iisar fclr it llcill llle ils 21SIoCl aforesaidaward 13rieffacts 01 thc c2ise 01 thc claiinanl are lhal on 2632006 2il 800 AM the deccased aglvith JagdlshChallder WaS standlileOll lllC I3us Standof iOhandoor13rrIlrtllle 171altIt211cI8l blIs 1791coiilefc Ilisai hey werc stancllng 011 tlle extrcillc Icil sidc In lhe 1Ieildinii vchicle bearingregistration No I IR 39A12973 bcarlnO drivcn by rcspondcnl Nol in a rash and negligcntnlanner calnc Ironl lhe sidc of Sirsa and hit Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document 48 11 IAO NO 1003 of 2008 2 Joinder Sinll IOuc to lllis impactJogilldctSilgll icccilied and gricvousilljuries he colfcildiilg vcllllc lc 12tla417 tlltllccl lrlle aflcr thc acciclent on caslcrn sidc Jagdishaild R12t illct ai1ailgiilg threewheelcr took injured 10 C1CllCral IIisar but succumbedtothe injuricsin thc midlvay lo thc hospilal1IR IVOS rceislcrccl It has bcen asscrlcd lhtlc dcccascd was carn in Rs0001 PCrlllOlltll ftolll and Iabouriovcil 21i1ddcccascd liscd tcl ctIitiIotilc 0 his enlire salarv 1n thc houscholdcxpcnscs and thc clai manl wcrc Iiilly J I c5 on hiin I hc clallllalll thcrclorcsOLigllt lO lllC lLllle Of Z R20000001ronl lhe drivcr OW11Cr and illsurcr I lhc ollcildlno 71171 a 407 bearing No I lR 39A12973 logclhcrIvith cost 01 lhe and inlcrcst 184 per annum frotll thc datc ol Illine lhe I C45 till rcalizati0n ofthc awardedalllOlllll 00 No and 2 Illed wriltcn slatcillcnI dcilville tllc 7 Z allegations as a wholc and asscrtcd thal no accidcnt l00k placcIlll tllls vehicle and furthcr assertcdlhal a I7ilscand concoctcd store ha9bccn nladc onlyto grablalsc No Oricnlal Insuratlcc IlaS tils9 17Icd writlen statemcnt on thc saille Iiilcs atld Ilasalso takcll v21ri0tisjorcl imlnaiO objcctiollS 1SSUCSIlrC Irlllllccl 1Whctherthe accidcnttook placcduc to rash allc2gIigclll drivmgof 17lTA 407 bcaringrcsIJstraticlrlN I IR 391112973b Nc l Sa1pal2 011 Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document 49 C 156 0 1AC9N01003 0f 2008 11 2 Whclhcrthc arc cnlilled to anv compcnsation011 21CC0Ulll dcalh 01JogindcrSinghil so lo ivllEil IlllOlUlll andItOill OPP 3 Whcthcr lhc vchiclc bcarinerceistralionNo i IR 391112973 was bclnsdrillen by No l Il ilh0111 h01di11 i cllcclll drilllne Ilcctlcc 2 OPR 2 1 4 IVllclhcrthc vchiclc bcarino rCelSlratioilNo 1IR 39A12973 0 Co IIVIS bcingdrivcn by No l 1Il conlravcnllon o I C5 lhc lcrlllS tIIlClcolldlliolls oflhc loolicl7 01R 2 0 5 Rcllcl Z hc h2ivcIcd thcir rcslocclivc cvidcilcc 0 Oll llioil ol thc cvidctlcc and 21llcr hc2 Ic21ttlcd I COtlllscl179rthc joarlicslhc Icarnccl1tibillllll Ilzts acccjtcllllc clailll r petitionand Rs600001 lo thc 111illlccsts 2llld liIllllC m 4 lllterest 199Io pcr 21111111111 Ironl thc datc of Illinglhc pctitiontill rcalization Z of the alnoullt Olit Ol thlS Rs6610001 14crc orclcrcdto Ilc Iotiicl to Qw clailnanlMtikcsh alld lhc 2llllIlllll Cll IS l 611IIJIl tic1c c9tdcted 10 bc paidto clainlanls N02 and 3 iil cqualsharcs 1lc anlounl lvaS also held Iiable to bc joaid alld scvcralI b tllc IllailllI llo No 3 1nsurancc ConlpanyIvhow1ashcld liablc lo ldcnlnl li thc owners Iccline disesalslicd wilh the aforcsaid 2lwatcl lllc haveprelrrcd thc insttitlt bcfotc lhis llll I IlalI hcard Ieamcd cotltlscI I7Orlhc Ioarlicsand havc oonc throuehthe recordsof lhe casc Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document SO 1710NO 1003 of 2008 4 lloe nlain stress of lhc IcarncdcoutlscIlor thc is that driverofthc offcndingvchiclc Inlas 21diillillglicctlce 311gllt Motll Vchiclc but hc was drivng a vchiclc atld oll lll2ll aCCOLllll lnsuranceCompany lSllOl Iiablcto pay lllc ailloulll O Praycr has been made for acccptanccof thc appealand lor givinethc rccovcry 1 righls to ajopellaill o suppclrtll s cotllcillicoll Ic211tlcd cIilscl I7i lllc has rclicd up011 elv India Asstiriitlce Ctl 1td ils 0 6 Roshanben Rahemansha Fakir and another 2008ACJ 2161 and I C5 Oriental Insurance Co l VSe 4ngadKoland othcrs20119ACJ1411 I I carned cottnseI I7lrlhc oloiItlcr has sublllittccI tllal ilor110c slld Z objection was not spccl Ilcalll lakcn b lhc 1ilsurailce COlllpany Ioc 3re lhc m Tribunaland thc sallc catlllot be allowccl to Ioctakcil li tlle IllSt tiillc ill tllc I appealIt is coiltendcd that Iearncd 1ibtIllal iIl pali Nt 15 01tlle 08 relyingupon judgtlleill01 lshok Canoadhar Maratha vs Oricntal CO 4m lnsurancc CoeLtd 2000 ACJ 139 I ionblc SuprcmcCourt hcld 1h1 Z whenit has not bcen provedthat al lhe rclcvanl t1i11c therc wcrc eoodsIll 0 the vehicle 1he lnsurance Conlpanv IS not absolvcd frorn lhc Iiabillll Io indellltllfYthc oivncr Icarncd counsel lr lhc has Iiirlhci tclicd upon aulority Nationai insurance Co Itd vs Annlopa Irappa Nasaria and 1 othcrs 2008 Vollime 21AC71 72 1 On tllc sllzntlo of tllc sanlc lt hashccn argucdthat 1ight Motor Vchicle cannot bc 2i vchic lc as lhc transportvehiclc 11asbccil substilulcclby nlcdilitll g090cls Ilelliclc a101Ilcalr1 goodsvehicle hc unladcn Iteihl o thc ocndiil Ilcllicle InilasIcssthan 7500kes and as such ihc dri vcr IV21S 1 drivc thc IleIlt rnolor Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document 51 1 FAONO003 of2008 5 ilchicle as pcr his liccllCCe i llavcconsidcredtlle riilal sLibIllissionsllladc bybolh thc siclcs and havegonc through the rccordsofthc casc ln Section 2 Clausc21 0f lhc Ight Motclr Vehiclc has bcetl describedas undcr 46 Ight Atlcllor Vchiclclllcalls a tratlsIoortvchlcle or otnnibLis lhc eross vchiclc wciehl01 cithcr of which Or a Illolor car or 0 lractoror roacroller thc unladcn weiehlof anv oflnilhichdocs tD nol cxcccd 7500kiloeranlS 0 It has not beell duringlhc coursc of argunlcnlslhal I vchicle involvinglhe accldent is lghl Motor Vehiclc Z Thc Icarncd lrial Cotirl has relied Lijooil alithol llsllcI4 m C Marathas case supral and hcld that Insurance conlpany has I ilot that al thc relcvant 11illc lhcrc Ivcrc goodsin lhc ollcndine 08 CO vehicle so thc Insurancc ls ltable 1 V hc I1011bleapex CtlttrlIil Nationallnsuranec Co Lttle VS Z AnnappaI rappa Nasa ria and other case Isupral has calcgorical ly Clm givCll 8ndingthat a drivcr IevlloIlas valid liccnce dil 1iglltAllcIt1 Vehicle was authoricd to drivc Iieht eoods vclliclc as ulcII ancl thc COlllp2inyis Iiablc Itlaulhoritics Nelv Intlia Assuratlce Ctla lIlle 19 Rtlsllanben RahcmanshaFakirand anotherand Orientallnsurance CoItd vs An2ad Kol antl others casc Isupral relled upon by thc I ilSliratlCe Colllpanythc admtlicd posilioIlIl 215 lhal IIhIclc ioilas bclile lISCd21s eoods lransport vehiclc IiIhcretls111 tllC lOlCSClllcasc thc 1nbunal has hcld lhil lnsurance company has ai Icd lo provc thzn gooclsWcrc IviilO lll the Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document 52 1 1AO NO 003 01 2008 6 011endinevchiclc alld so itl thcsc circtimstailccs ll1c aloollcsald atttllttit1cs ac In 2iuth0rllv Nalitlnal Itlsurancc Ctlmllanl 1ttl vs Swaran Sinh 2004 ACJ 11SCel lhc thrcc l lonblc Juclgcs 01 tl IlloexOtIUIl Itl para82 held as undcr j 821 Scctloll 3 01 thc Act casls an obllgation oIl a drivcr 0 10 hIcl an clcctilc Iiccilcc 1731lllc lIIoclll10Iliclc CO whlch hc inlcilds lo drivc Scclion I O of lllc acl cnables I C thc Cetltral govcrlllllelll 10 prescribeonlls of IIccIlsCS1791 V21rl0lIS C2llCeOrles cl 1 Vchiclcs llleiltiollCd Ill Z subscction 12101 thc salcl seclion hc VtlrlOlIS tYPCS11 vchiclcs dcscribcd Ioi which a driVCr lllaV 0bl2i1na I IicenCC10r OllC Or tllOrC 0 lhetll arc Ial nlotor cvclc 08 Wltholit C211 lbl tllotor cvclc Ivlth ecar inltlIid m 3 carriac dl lih1 Ill I tlr vehiclcl Cl vchiclc 7 Z roadollcr and lgl motor vehlclc of olhcr SlocciIlcd Qe dcscrilolioll hc clcllnition clausc 111SCCllOIl 2 of the act dellllcS 21 rIOLI S CtllCtl0rlcsol llehlclcs lohich arc covercd ill broad tIocs Illentloncdiil sulscctlon 101 scclitItl l O hcy arc OOCISCrriage hcavygor0Is1clliclc IleciVV passcllgCrIllolor vclliclc lnvalid carri2iec Ilelll ill11011 Clllclc maxicab nlcdiuin ooods vchiclc Illcdlunl 111010r vehicle llloloorcab 111010r cycle Ollllllbus privalC SCrVlCC Iichiclc semi4railcr tOlirISt vchiclc lractor lra Icr and lratlSIOOIl vchicle In claillls Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document 53 b Y 11 FAO NO 1003 of 2008 7 1 Ior Ior accidenls VariOliskinds 0 breaclleS with rceard10lhc condilions odrivlne Iiccnccs arise or Considcralionbc171rclhc ribunal A pcrson pOSSCSSIIlg a drlviile IiccnccI7r 111010rCycicwitholll gCllr 1 Sl C 11121V bc drlv hclcl 10r 10vhichhc has no liceilcc Cascs m mav also 2iriscI0Iihcrc a holdcr 01clrlvltle Iiccncc I7lr Ilelll 111010rvchicle s I7und to bc clriviile a lllSIC2110 0 C3 lllotorcab or omnibus I7r whlch hc has 110 Iiccncc In I C cach casc Oll cvidencc Icd bclorc the Claims l nbunal a I decision has lo bc lakcll whcthcr lhc l2icl o thc di0c Z ltccncc I79ronc type o f vchiclc bul oliild m L drivitlg lVIOCol vehiclc Was thc nlaill tlr contributorvcause ofaccidcnt lf Oll facts il is 10und c6 that lhc acCldCIll IVEls CaLiSedSolclvbecausco solllC OlllCr m 1 unlorcsecn Or tntcrvcnine causes likc mcchanical ailurcs 7 Z and sllnilar othcr causes havineno ncxus with lhc drlvcr not posscssillg rcquisilctypcof Ilccnce lhC insurer iviIl not bc allowcd to alooidits Iiabililv nlcrclv for lcchnical brcach ofcondilltnlS COllCCrillllgClrllllilgIicencc In authorilv Natitlnlil ltlsurancc Ctl Ittl VS Annappa IrappaNasaria and others CaSe 511pra1in paraNo l 6 thc l loilblc Apel Courl has held as undcr 16l 1r011111Ilat bccll tlolicccl hcrcinbcl79rc ll IS cvidcnt thal thc transporl VChicle htlS now bcen substitutcdfcr IllcdiLilll oods vchiclc atld hcal0Iiec1cls Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document 54 r 1AO NO003 of2008 8 vehicle he Iight motor vehiclc continucd at thc rclevanl poillt 01 lllllC to covcr both Iighlpassengcr carrlage vehiclc and Iightgoodscarrlaee vehiclc A driver who hacla valid Iicencc to drive a 1ieht motor vehicle thercforcWas authorisedto drivc a lieht eoocls m vehiclc aslvell Sc lll VIOIoVof thc detailed dlscussion thc ajopealIS 0 without any merit and the sanlc slandsdisnlisscd 1 I C5 A copy bc SClll to thc lrial Cotlrl Ior I strict colnpliance Z 1 r I UDC E March 201Il I Sv 08 1 m 1 7 Z QU 1 Uma 2013.04.15 22:55 True Scanned Copy Of The Original PHHC,Chandigarh JOYTI RANI 2016.03.28 15:54 I attest to the accuracy and integrity of this document