•[•-• •it •Ct' IN THE HON»BLEHIGH CQURT OF CHHATTISG. BILASPUR MISC. APPEAL FC1 N0.r^L//2010 (D.B.l x- •irA \^^ (MISC. APPEAL UNDBR SECTION 173 OF THE MOTOR VEHICLES ACT, 1988 VALUED (% 4,09,000/^1^ APPELLANTS ^RIVER ^ <^. ==^/^^s ^••••:::y-^ ^•"'^^^ ^..--•-"^ ^ ^ QWNER RESPONDENTS CLAIMANTS ^ <^n- ,»**'• 1., Rammilan S/o Murali Yadav, aged ^ . . ^ __ - •t-"' ^ about 30 years, R/o Tifra, through Vishal Motors, Green Park Raipur Road, Bilaspur (C.G.). ,2. Vishal Motors, Green Park, Raipur Road, Bilaspur (C.G.). VERSUS l^ Amrauti Bai wd/o Devcharan Sahu, aged about 38 years, 2. Basant Sahu s/o Late Devcharan ^ Sahu, aged about 10 years. 3. Kumari Aagan Sahu D/o Late ^ Devcharan Sahu, aged about 08 yrs 4. Santram s/o Late Devcharan Sahu, aged about 06 years Appellant No. 2 to 4 are minor through mother appellant no.l. All R/o near Ayyappa Mandir, Bhartiya Nagar, Police station Civil Line, Tahsil & Distt. Bilaspur (C.G.) 5. Branch Manager, National ^ Insurance Company Limited, Branch Office Taha complex, Vyapar Vihar Road, Bilaspur, Tahsil & District Bilaspur (C.G.). (MISC. APPEAL UNDER SECTION 173 OF THE MOTOR VEHICLES ACT, 1988 VALUED (% 4,09,000/- .? HI&HCOURTOFGHHATTISeARHAtBI^SPUR. bIVISIONBENCH: ! MON'BLE^R.^^QUbbUSia HON'BLEMRNAWALia5MO ^AR^L.,TJ M.A.M N6.652/2010 Aooe €!^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^ ^ IVs;'.l^^:^': 1;..;':,:,':^^ ftesbondents Amrau+i Bai <& others "PF@s®nt^'.:^'-.':;';:;'l.v1.'^ ^ ..- .': 1."'1:.":.;. l':l:::: :"" 1 Mr^.AmiYakarrt Tiwar^Ad ^ri. oQiTieer Singh, Ad Mn, 6.K. R^ ^ ORDER<OraR (8th Noveniber, 2010) I.M. Quddusi. J; •!1.! ! •'; ./1 ?:.:' . . :1 ..'1:. , li; 1. jHeard. . •: •. ••' : : ' ':<. 111.: V:'-:.: 1:.1.' .. 'i ''l 'i :'-\;.'1^.'.:1,..-,,. 2. ATh^^^^^^^^^^o^^ irespectiveiY/ haye filedthi^ mi^ jdorf-ed 06.03.201(?passed^ (FT^, Bilasptr (for short ^he tribunal1) m^^^^G aui/arcljng a sumofRs.4^9,000^ tat^ No.l to 4 as cqmpensori-ipn and holding th®dppefiahts her-ein lioble 1|6 sc^ ^ The trjbunal has dlsa dire^ •^" •1,1 ' v' : ..•'.• •^ '• '. •.'/•'.':;,;^/...'.1':;...'.'^^ '\".^..:;:''' 1-'1^'-'.;..':••.•''.•. ..: ;'./;.." •''.'.•'11-.;. .'•..:',11' 'entitled'/for.srrterest.^^^ 3. Brieffacts ofthecaseare thcvton 04.08.2008 at^^^^^^ deceased DevclidrQn Sahy^^^^w C^ ;^rther of the resppndents No.2 to^^^^4 capsule vehicle beGring regigtrcrt^i^ insured by the [ the decedsed as a resuit of Which person. He was taken t cJQjmants being dependents of the ^^ seeking compenscrf-iQntothetuneofRs.8,94,QQOAuncle 4. On the pleadin9S of the parties, thetribunal has^ fr Issues and affer consjdering the m^^a^ .5.! 6. •o sum ofRs4J39,PQO/- as compensat :.@ 6%\p.a. .::1.1;:. •-.-.':.'.'.': ..'1-':. •.•~;y:i': /'''.'.•''^;:::::;^^ '. .; -, 1, ''1.1. :; /'';': ;' •: We have heard ieQrned co^^^ aw/ard os also recordsofth^t^^^ .1'1.^';1''':.:^;'.;-.'-::..;^ '•.•'-•;'-.-.:.'.. On careful scrutiny ofthe r@ j vehicle iiad produ^ j &orQkhpur, butthetribun l that the driver wa^^^^ of acciclent arid as j pay the compens^ion. Fur^^ lawlaiddownbytheMonbieApexCourtihthemQtterofNGrfionalln fcmpdny^^^^^^^^^ in which fotlowing^^^^d^ (1) ChQj^er XI af^^^^^ t compuisory insurance bf vghicles^^^^^^Q^^ soc[<^ welfwe ie^i^o^^^^^^^^ victims of acciderrt-s cGused^b^ provisibns of compuisory insuronce cove^^ lyith this paramount obj^ to beso interppeted Qrtoeffec^ (u) Insurei" is entitied to pdj^^^^^^^^^ underSectJon 163 A 6r Sectiori 166 ofthe^^^ 1988 inter aiio in -i-erms of Section 149(2)(a)(ii) of -the sdid Act. (iii) The breach of policy co inyaiid driving Sicencig oft (2)(c^ ^ii) bf gectjon M committted by th©insured ^re absence.fake or inva^^ of the dnver for clriying ^^^^^^^^ ^ themseives defehces availA inSMr^d or ths third^^^^^p^ insured.theingurerhastoproveth^^^^ negiig^nce wd failedto ^^ of fulfilling tHe coriditiQh of tMe po vehictes by duiy iicensed driyer or on^ ;to drive.at.:'th€:Televanfrtime.:.^ (iv) The insurqnce compames are^ their liabiiity must not oniy^^^ rdised inthe sdid proceedjngs bu+^^^^m^ on th^ part of the^im^r of the v©hi wherefor iwuld be onthem^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^^ (v) The courf cannot lay do^ wy^^^ would be discharged, inc^rTuc^^^^^^^ the Ncts dndcircumstoin^ til,.;^ c;' lli^:l "^.^&ua^^ i.L'-.K1 i^ ,c? -( !.) (vi) Even w^©rethe insure^ the insured coneerningthe poiicyconditiQn rieg^w a valid Ijcence by+he; driver or hl^ the rsievarri penpd, the^^^^^m its liabilitytQtfl^rds insurjed onthgconditionofdriyingljc^ncgis found fo have contributed to the cause of th^ Tribunals in interpresting th©policy conditio^ ruic of main pyrpose'^a to allow defences available to the insured u ;of;th€'':Mct.:.-:':':.^ y"''' (vii}The qyestion as to wh^^^^ cwe to find out Q3 to !yyhri'her' the dri ving 11ceftce prociuced by the driver, (a fake one or othep^^ requirements of !aw or not s^iii have^^ Gas^. (viii^^^^^^^^^^^^^^ havjn9 a iearnsr 3 licgncc^^ liable^^ (ix) The ciaims tribunai constitif^sd y^ Section 165 read i^ith Sectionl68isempoweredto^^^^€^^ the acdderrts invoivihg death^^^^^o property of third part-y Qrjsing^^^i^ said power of the trsbunai is not restrictec! to decide the cldms irrter se between claimarrt^ o Insured/ insurer dnd driver on^^ adjudicating the clasm QvaildbiiitYofdefenceordefehc^ h G3 necessari !y the po^er and jurisdicti pn toj decid^ dlsputes intgr s© b^ween insurer and the^^^^^^i rendered on the claim^ and disputes in Insurer and insured in thc cours^ of acljudlcation of ciaim for compiensation bythe cldimants and^^^^t^^^ gnforceable und executGbie in th^ sams w^ Section 1M of the Ad" for ©nforcement€3ind^^^^^ Qmxrdinfavouroftheclajmants. (x) Where on adjudicotion of thc arrives ^ proved its defenc^ in accordc^ce with^^^^^^^ 149(2) reddwithsubnsgc-S-ion(7)/gsint^ abow, the Tribunal can direct that th^ i nsurfer is iiabte to be reimbursed by tKe in^ured for the^^^^^^^c^ Qmountswhich it ha^^^b^ und©rthe a^rd 6f the tnbunai. Such determination^^^^o^ bytheTribunalwiiibeenfprceGb^ the insurcr from^ ^ certjflcctte issued bythetnbunal to the €o^^ manner under Secti^n 174 of thc Act as larreor revenue. The certificat-e will be J^ arrcGrs of land revenue oniy if, a^ of Section 168 of th^ Act the insured^^^^^^^^N^^^ arnount cwvcrded sn favour of the fromthedciteofannouncementQfthed^^ (^i) Ths provisions corr^dnsd in sub-ssctio (-^ with proylso ^l .^^ ^^Ss^ ^. 8, thereuhder an^^^^^^ specifisycorriingencfes^^^m^ to recover amount paid under the^^^^^^^^^w^ behaif ofthe insur'edcon^^^^^b and be extencled to cidims an^^ insuFed S^ rgiegal-ing t jn cases where on gjven^^^^^^^f^ of thsir eiaims inter ss^^^m ddmsofthe victims." i Further, in view ofthejudgment ofthe Non'ble Apex|Court mthe matte •I National Insurance Company Ltd. W. ((eshav iBahadir and others reported jn ^pO^ 2 SCC.3TO thcrt' fhe djrection in for default in payment of t^h thereon virtually' amount^ envisaged and prescrib^ Accordingiy.wehavenoot tribunal for fresh decision in accordance^^^w 9. In the resuit, the appeal is ailowed and the matter is remitted back to tir®trifc>unaJ for fresh ciecisjon in accordance jth iaw the parties shail dlsp be entitled ^ verify the documenfs alrea^ whjch has alretidY been^ the cJaimants, shall not be ejther refunded to the appeJiants or djsbursecl to the claimantstiilthedisposQlo^f ^. The parties are dire^^^^ 22nd M©y@mb@r, 2010 11. The Registry is directed to transmit the record of^^^ t concennedwithout further deiay. 12. Certified copy as per rules. !l Roshan/- Sd/- LM.Quddusi Judge Sd/- N.K. Agarwal Judge