(D fy c^-^ /"" IN THE HON'BLE HIGH COURT OF CHHATTISGARH AT BILASPUR^ M.A.FC) No. }^ b /2008 APPELLANT fNon-ApDlicant No.3) The New India Assurance Co. Ltd., In front of Project Automobiles, G.E. Road, Power House, Bhilai, Tahsil and District- Durg (C.G.) ......^iy ^^:^- •••" .<^^»^A>< VERSUS 1. Nabi Afcimad S/o. Mahkam .^. RESPONDENTS fApplicant) $ Ali, aged about- 26 years, R/o.- 57/1-A, Maitrinagar Risali, Police Station- Nevad, Tahsil and Distt. Durg 2. Mainuddin Khan S/o. Aminuddin, aged about- 35 years, R/o. Furidnagar, Pudkipara, in the house of Siddique, Bhil'ai, Tahsit and District- Durg 3. Pankaj Sethi S/o. Indarjeet Sethi, Sethi Automobiles, Hathkhoj Transport Nagar, Tahsil and District- Durg MISCELLANEOUS APPEAL U/S. 173 OF MOTOR VEHICLE ACT. 1988 HK2H COURT <W CaniA^I'^SGARH. BILAMIIR I»: JaWPSVBlM. QIID®(I81& HOirBLBGBaULAMI|HIRUteJin«MII,JJ M. A. (Ct»fllo.1698 <MP a00» APPBLI-ANT Tfae N-ew IxidUiaAas^ v». ARPBAL (BIDIMl SBCTICMI A73 OP 3»BIKMNMft VffiHIGUBBJbCT. 1988 API^ARANCB: Mr. A, K. Athal^ ccmaselJfiwfhe appdtoiit. Mr, Anuiag Jha, coiiasel for ffae Glaaiaamte/respoadeats. Pw I.M. €W»DI?8I.J ^HMBR^MUU-I (ll.OS^Oll^ 1. This appeal hsus beeii fited by ti^e laaiaraiiee CSompaoy agamst iapugaedawarddated 30.09.2008 passed by ^ie DC Additional Motor Accident Clainis Tribuasd (FTC), DiMg, Distt. Diu'g (C.G), ia ClaimCaseNo. 169/2005. 2. Bnef facts of fhe case as per tihe veraioa of the claixaaat iqjured, respondeat BO. 1 lieiieia, are ti^it on 27.12.2001 he and Mainuddia (iesi%>adeat 3ao.2) were goiiig to Bhuj (Gujrat| fi-om BIulai m Tcuck beariag Regn.NQ.M.P.23-D/5919 carryiiag the load of ixxm lods. to view of laag dfertaace^ nespondeat aao. 1 & 2 weie tFEweliag in &e said Truck €KS Driver No.l axid Driver No.2. It was fhe case of tbe iDJuned tfaat he was fhe firet driver. Wben re^pox&dexit iio.l was takiiig rest io^ fhe Tlrick axid it was bdtog drivea by rcspondeat 110.2, fhe T»uckturned turtle xiear viUage BaMa^ Tahisil Anldeshwar, Distxict Baruch (Gujxal) on accouait of burstoffponttire, as aresultofwhich, fhe tnack weiat tefto a VQESVQ91BS91TB | Nabi Afamad aaad o&tere ^ ditcli aaad rcspoxideat No,l siiffis^^ inac^iaras <m^ Ii rig^ thigh and below fhe Imc^ of his teft teg. He waa mitiaB^ adaaJtted ia Walia Gtenexal Hoapital, Gujiat emd fhfiiies^cr he was toeated by Dr. Rajeiidtea Jaiai axud Dr» Rajasliekhar. Respondexit no.l filed claim petitAMi u/s 16fi x?ead witli sectkm 140 of Itoe Mcrtor Velajcles Acst to the ti2a& of Rs, 10,85,OOQ/ - iiader vadbixs fafiads dtae to yermaaaeaat disabflity ^aused to J^laai as a eoaaseqiimice <^ .tite^^ i^ siistadiied by himJa fhe saM ac^^ 3* The 1(a»mf»ri F^^jyn^ TriliM^i^ hasi^ ^ fh^A fh^ nffear^liriff Taflia€&?wasteiw^^ siastsdG^^dteiroias^ peiiiiaiaeirilydisafaleda^t^x^is^ ofllie iQ.siiraEice pcrfi^ It has awaided a tot^compeBsatioa of Rs.8,36,855/- wliiefa fh^ claamOTit i»exriitted J&IOJBI mm- applicaaate joiati^ or seveiafflfy^ 4k. We have heaid Jeana^i ecm^sel fiw (fe^ peGridea ^ lea^th aiad faaw^alsag^ae^lu^^ S. Tfae opiiioii of fhe Mfedteal Boe^.wa^ \EIO* ebtedm^ a Cert^oate offfceOoeto^hasbee^pi^^c^ ^ sulsaaitt^ A^ieaisi^^^^^^^^^ y^rlwr twr^ drtntoT^ 1a^^^^ i^^ ^m ^cri»||^f»^ A |)ra'OBal of fbe recoxd sfa€»ys^faattfae'1^^ of earamig capacity whfle calculaAiii^ tiie eoxiip^asattei* It has ta be considered as to whskt is fhe pereeial^gp of lo^s of earoixig capactty witti i^fereiice to fhe ^^ceatage of permanent disabili^ by aia ax^bc^ribsed Afedical Aiidiortt^Boaa^. ^ p^?ma£fcei^disabiKty lias a ^pect liiik ^^SSS v^. .:'l *• y .y @ with the fiiactfoaal caiNacity bf the io|^^ Ifa parsoii t^s becxmie pej^maneixtfy disdbl^l, biit is haviiqi IhxijCtioxial capacity^ tfae loss of ii3<x»ae wmilA iiot be eakmlat^ ^^^^t^ xatio ofliie peFCCTKtageof tiae pecxxiaaacait disd^fl^ Rather it sfaouM be cateiilated ccmsideriiig tfae toss <^ fdiictteial Gapacity. TIaex^fore, the Tdbiiaal faaa ccMaa^orifted iHqggaMty ia calculatmg fhe Joss of iacQix»e ccm^leriaig tte^^l^^ of percentage ofpermaneiit disabflily. Tfae lass of earaixig capac^r acrt a siabatitMte fi)r peroaata^ of dhe jp&ysical diss&laxiexit. It te cme of the fectors tafeeii isito accouiit ia view of tibe decisioii. <xf the Suprcme Court in case ofixLtiiecaseof'JWGtftonatfiuwiraiMW C®.LUL Vs» Slubewlr Afcmed anit €ui«Ift<rreported 5a (2M7) 2 8CC 349 wherem it has berai held in para 8 as under:- 4fLass ofecirmng oa^ad^ fe> Ifwr^fB, rwt a substiiute for perGwvtoge of tfee pfe^aNxri disciblwnent. JK fe one of tfee fa^ors toJwn mto acoofwzt In ihe instastt caae the doctor u^o excmwwd the daSmant afeo noted cdbout the fwwtiancd dteablement Inother werds^ ihe db^w had iaken note qf (he relevas^ fcwtars relc^ng to toss qf earmng oiagpacfty. WiSun^ m^oating cmy recfson or basis the Hi^i Court hefd tha< (tere was 100% loss of earrungr oapaa<y. Sinoe rm bcxsis was indicated in svy^^ cf ^w cwuSus^^ same <xmno( fee mcrfnteinedl TTiei^fow, we se( asidte thai part of the I^ftz €3our(^ wrfer dnd restom that cf Ihe Cwfmus^ffHjerf M wew of <he fcust situatian. OE^II^Jo <ite gi4€SB*&^ (o pay interest, iStecftfon 4-A^ <ie®tewtf^i <fea( question. Thejprovfeibntes beencpwtedabmfe.K 'j" vw!. ^ ^^ .,. - -" 7. In fhe case of Grteatiul Jnsuronc®€»»S^LV<. MOIid. JWnstr & Anr. rcported ia S009 AIR SCW 3717> Hon*ble Suprcme Coiut has held fhusinparagraphs 8,10,11,12,13,14 B5 16 as under:- "8. Both, the 1923 Act and 1988 Aet are beneficent legislation insofar as they provide for payment of compensation to ihe workmen employed by the employers and/or by use of nwtor vehide by the owner thereof and/or the insurer ia the ctaimanis suffering permanent disabiUty. 10. Both the Acts cum at providing far expeditiousi relief to the victims of ctcddent. In these oases, ffw aoddenls toak jptoce by reaswz qf usse of moter vefudes. Both the statutes cwe bene^^ cmes^wfhe wm'kine^ css als0 ihe Ihsyd parties. The ben^^s thwwf €WB availdble ordy ta ihe pers<ms spec^wd ztnder ihe Act beaid^sunder theContract or Irvsuranoe. The statutes^ therefore^ deserves Ubewd cona^rw^Qn. TTie legislative inient oantained (herein ia wq^ire^i to be interpreted witha view to give effectffwwio. 11. With the aforcmjentioned bciele^'opf we may analyse the confenffons raiscd before zis by the leamed counselfDtihepartie^ Both the statues promd^ fw Vw tfwd^ cmd manner in whieh the peroenictge af l<ms cf eorfw^g capcusty is required to be OGilculc^ed. TTwy promd^ that (fee amouni ojf compen$<arfion m oases qf flys ncxture wouldbe ^recflymk^c^ble tothe pef'c^R.Ut^^^^ physioal disabHity suffered In^ tfieir^red yis-ci-yfe ^^ iryuries specfffed m the PimtSehedule qfffie 19^3 AeS. Indisputably where injuries aw specgffed m the F^st Schedute, ihe modte cind manner provided jfor (he purpose of calculaiing the amourrf of oomperwestian would be Qpplicable. 12. The slatus provide far delermim^wt of the extent of ph^ioaS disabiHty s^ered by a cpw^wd me^calpractitiQner so as to enable hfm to ass^ss (fee loss ofecsndng oapaeity. Explwwa&on 1 append^ ta ctouse (c^ ofsub-sec^fm (1) ofSecfion4 jw&tn<le®(hat where there aw riwmiii^rie&ihmiimc.the^^^a^ amount of oompensation Aas to betaken but'ffwacmi^ shoutdrwt exoeedffw cmww^ whwhwm^hcttw been payabte incase ofpermcmer^totcddiwWenwnt. It is ako beyond any doubt or cfi^pute (Aai wfeffe detenmmng the cmwurd of toss c^ eayvw^ capoo^ the Tribwwd or theHigh Cowt miis< roconi roasonsj^r arriwng atiheir €©mSuswn. TTie 1923 Ad whieh woiifd afea be Ihe cfcwyis applioations cirising aut of tisc ^f nwior vehides in terms qf fhe jpwi^ibns^^^^^^^ 1988 Act wmdd for the purpose of ^^CFnwwMon ^ ^B cim^u^ ^^^^^^^^ compensatianurfwre^ie vicsttm of ihe cwddeyvt st^fcrs fwm disciMityinffse cases cwm^wtffwt !thepurm^ thereof. T^ffe^e^pewJedt^'ffieSeoQmi^^S^ cf the 1988 Act rcdses a legcd fiesKan, ste^tmg thai <injuries dewned to resuft m ^enmment Tbta? Disabtement/Permaruavd Pcxrticd Dfeafefemenf cmd peroentage of toss cf ecirnmg eapeieitysh^lbe cis per Schechile I under the Wortwwnfs C^mpenscdion Act, 1923\ Penmmeitt ^Usa&iHtyf fhweforc^ fosr o^rfeun pufposes hcwe been oowelci^ed tOT(fe ^incffona? disability. 13. As to i^hc4 <ft^^b^ OT CNW espmic^^^^^^i^^ releuant is to fmd wtt the nabwe of wgurii^ emd as te wheffwr IhB samBfi^wilM^lh^p^Kmww^i^^ ar Parl C thereof. We hewe noffoed heinemlwfw®tfea< whereas parf J spe^lwi ihe wywie^ wNc^ u^nifei dteem to resiilt in pei^wyw^ toiciS dtseiideamsi^ Part S spedjtes irgurie^ whichwa^^be deemed to vwsiilt^^^ permanent jparticrf <iisafetemenfc 'Fte c^s^incdwi between ihe fperm€mei^t tote^ disa^emw^ cmdt 'pefrnanentpartialdisctblemw^ fe ffwtwhefea^inttw fomwr itis 100% d^eiUlemBi^ ii^th^ le^ter Hm anty^ Ihe disablemerU to Ihe ex^evU spec^ied in the Schedule. ^ K Sirmlar termshewe fe@en iised in cfeaises /a^ and 0>)(of pcwagvaph S ofthe Second Sdwdsde of tiw Motor Vehiele Act. It^ by refwwwe) imxyipw^eB the provisions of the Pimt Sehedule of (he I93S3 AcsL IndtQpulably, therefare, the SVcrte e^pw^od fhereto wouldnotonSybe appUocMe toffwGGisesfaMingtmder ihe 1923 Act but appty to ffw ca^es ^n^ft^ under the 1988 Act as well. 16. In deterrmmng (fee ewww^ of cmnfHBfwc^n, severcd factors are recpshred to be tafcen iirio oonsfdteratfon hcwmg regayd 1o the JWote. Punetiomxi disabWty, thwSy has a diTect nlatwnstdp wi^ liie loss oflimb. Mohd NcKsir was adriver. A driver ofa veftidte mi^f be able <o mafce KSC ^" feo(h Ns jfee^ ft wcxs ihe oose <^the daimant Iho^he wew^ v^ be ^ CL posWos^ to drive the vehic^ cu^fairttwrimymzwmldfwtlieable to do any o^ier work. He was iiwapai^ cf lakif^i load on hss body. It^ however^ csppeca^ thGtiinfus cyoss^ exammation^ Jte oategorioff^ sto^^ (fea( on^^^^^^^ Medioal Offioer had cheeked hifn in his offioe. S^ (SscibiKty certfftCG^e hadbeenyemted. He a^mtted that he had nat suffered ony pefmaneftt d^c^Wiy. He^ even acoording to the Cfuef Medieal Offieer who fwd not been exa.mined^ siijgfered onty J5% csKsafej^ity. TTie Tribwud hasarrivedatlhefollowingfin^ngs: ft0n page 16 ongffnaf of (Sscdbility certi^oate <he prescription of me(£dne X-Ray nport 0f Seiyw^o^ and of Mohan X-Rays hiwe been pfwiswed wfuch revecds the freu^ure of right leg. CMO asrtifieccte 0/M 9/2003 dated 21.3.200S ^uss cilso been. pmduoed which is allegedto be false by inswtmee Ca. Fhcwe peruaed <feem eayefttUy whiefi ^becff's mywetwe of Depuly GMO c^oer of IHsaisvKty BSM^ Mowdabcid had it shownfht^^w^pplieanthade^peaved befwe them for rnediocd iciw^ zy and whase ^QQS^^ was done by Benior arthopedics swyewi Dr. R.K. Singh on the basis of fwsBmsmenidGetion of Dr. Beawaal operaffon was done on 2.10.20(H the e^pKoEa'vt wcdk imth the help of the suppofrt €Q^w rwt oompetw^ te drwe the heewynwtw uehicle^Ow sciidow^ccite wos issuedimih rooommenctofton (fe^ cij^^ s&^^^m^ coneiftibna is to bemwewed. 77ia< (Socuvneni wcss ftied on 29.3.200S. Inswwwe company has stafed the doctor wh^ hos ^wcfd dxseibiKty ceii^cate has ri^ bwn pr'o^^^ m ffie courfc But to<^mgArio <^ €i^wa<^s<tei^^ qf msurwwe com|%2Gr^'<hat ffie safel oer^kxd^ fe forged and (he same feas nof beem fe^yed fey <fae MBBS doctor, ocxnwBm^fwce^ Further in JIqf aaumar -«>•J^n®tX»in<w anA euurtlfr decided on 18th Octofeer^ 2010 and reported ia JV (3@ii(y Acddhwt & CSoinjpwnwGrttoit Ga»w BSS ^C^ Hai^bte tfae Apex Coiirt laid down vide Paca-11 ays laaider: u 11. The Trfbtuaal sliould not be a sileiit spectator wliea m^lical ewklc^rce i^ tead^red ia rcgpajnd to fhe iiijuries aad daeir efect^ ia particiriiSBr tlae ^^texit of ^naiajaexit disability. J^ctkxas 168 ^md 169 of tihe Act xoake it evideirt liiaA fhe T^ibiaix^ does iicrt fui^ as a Betitral umpirc as m a civil miit, biat as aii active explorer asad seel^r of tnitii who is a?e<piK^ to iKrfd aa ixiquir^^^^^i^^ tlie elaim? for dete2<2^amiig^ t^ comp^asatioa^ ^e^&ua^^b^uM IteB^re take^^^e^ active ax>le to asceil^dto tlie tria^ aiid ccxri^A po^^ fhat it can aasess Itoe ^ust compea^atkm^ While dealing wltii persoxial ix^wy cases, the Trfl>«aal should ppefei?abty equip itsetf ^itfa a Mtadical Dictfonaxy ax^ B. MQJQ^^ cvolw^ion of perma3aei3A physical iix^paiiiB.eaat^^^^^^ ^^^ aiam^te fhe Manual fi>r Evahi^iosfc <rf Ptermas^iit Phy^al Impaixiaent ft»r Or&op^Mc Surgeoi^s, prcpared hiy AGO^rican Academy of Ortiiopedic Su^gecnia or its iaadian eqiiwaleot <w ^tfe^r aai^^ for Jiiiidersfaiidingtlaem^lfe^^vi^^ fhe physk^ aaad fimjcticmal jdisafaiMty. ^Iie INtouaaal msy ^y-C^t ^- ^ ^ ^.. ;^ss^.^" 8 also teep ia view the firat scfaediale to fhe Woilaaifiai^ Compeasatton Act, 1923 which gives «>me fadicatioii about the exteat of permaiiexit disabflity ia dil lypes of iojunes, in fhe case ofwortaaa^a^ If a Doctor gwiag evidenx^ uses techaical medical torms, fhe Trihiin^l »hmiW tnitttni^f hivn tn at^te ir» adrfirinvi, iin siaiple noB^medical teiias^ the xiature'and fhe eJ^ct of fhe icyuiy. If a dc)€tor ^ives evidaace dMmt^^^^^l^ peix^iitage xrfpeixoaiie^^fc^ibjli^^^^ to seek elarifieadtoai as to ^rfaether s^ich percentage of disability te tfae fimctioiial disabili^ i?dferCTtece to ffae wfaole too<ty or wtoether it to a liuab. If tbe peaxseaitage €)f pea^xiaaaj^it disab is staited wi^h. refercattce to a Imib, tfae T^ibuital wifl toaye to seek fhe doctor^ oiMnicm a& to w^ to deduce llie corrospcmdiBg fuiictkxQaA pexmac^sA disability with referexice to &e wtoole bc^ if so the perceatage.^ 9. In IIlC mstaot rla»(ak fhft r^mm^i^ itijn^^ iama »drh^ fhe acddexit took iplaee. T^ 'Rdfeuxial ha& laot C<M^^ to wfaat is tbe loss ctfhi& iacome io^ fhe c^pacity^^ o^^ wifh neferciice to fhe fuiix^tioaal disability, Heoce, it is xiecessaiy to calculate &€loss of dtotecrtk®^<s^p K5ifef of the iojured. Tfauswe are <>ffh^ coaa^dei^ view^^^ Ifce msrtter requircs re-coas&deratioit at tfaie ead offbe TxibiaBaL lOo For fhe reascms stated abcwe, vre allow the a;CT?^d ia part, set aside fhe iinpugoed awaid dteted 30.9.2(X% said remit Ihe matter back to fhe Tribiuirf for decision a&esh. Th.e Tribuiial xiiay ateo sumiaaoa and examiafi llie memtoer(^of fhe Medieal Board in oider to assess llie fUBactk>aM disablemeat of fhe iajured witfa refereace to fbe penBimexit disabiltty siiflfercd by the iiyu^ed, pi-:. ,y .„--»% ^ f-,1.*"- ^'v ^^.: y/ II. Nc^dless Ao mcaitaon tfaat i»arti^si^itt l^ aBowed to axaeiid fhe pleadiogSj, adduce ftirfher ewideoce agaiia; ia siipport of fheir pleadu^s mid may fite fua?tlier dociuneate emd get tibe documente verified ete, Tfaereafiter, tfae dectekm. sfaaffl be taken by tfae Tribuaal on jaaeiits at fhe eariiest ia^^ obseryations made hercia above. l2» Tbe parties shatt appear befe^e llie Ti^iaiialcmSKI^J^ 2011. The recoixla ofthe Tribim^ shallbe seat bac^iro^^ fiartherdelay, Sd/- LM.Quddusi Judge Sd/- G. Minhajuddin Judge Rao