IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE ANTONY DOMINIC FRIDAY, THE 15TH JANUARY 2010 / 25TH POUSHA 1931 WP(C).No. 1377 of 2010(V) ------------------------- PETITIONER(S): ------------------- P.J.PETER, S/O. JOSEPH, AGED 59 YEARS, PULIYEZHATH HOUSE, ELAMKUNNAPUZHA, OCHANTHURUTH.P.O., ERNAKULAM. BY ADV. SRI.B.S.SWATHY KUMAR SMT.P.A.ANITHA RESPONDENT(S): -------------------- 1. STATE BANK OF INDIA, REPRESENTED BY ITS CHAIRMAN. 2. M/S. SBI CARDS & PAYMENT SERVICES PVT. LTD., P.O.BAG NO.28, G.P.O., NEW DELHI-110001, REPRESENTED BY ITS MANAGER. 3. THE MANAGER, CUSTOMER CARE, SBI CARDS, TOWER C, 12TH FLOOR, BLOCK 2, BUILDING 3, INFINITY TOWER, DLF CYBER CITY, GURGAON, 122002, HARYANA. SRI.P.GOPAL, SC FOR R1 SRI.K.K.CHANDRAN PILLAI, SC FOR SBI THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 15/01/2010, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ANTONY DOMINIC, J. ================ W.P.(C) NO. 1377 OF 2010 (V) ===================== Dated this the 15th day of January, 2010 J U D G M E N T Petitioner submits that he possesses a credit card issued by the respondents. According to the petitioner, during 2001 and 2002, he had made certain purchases and cash withdrawals using the credit card. According to him, although he has made payments in satisfaction of the bills, his compliant is that respondents are continuing to make repeated demands, the latest of which is by Ext.P15. This according to the petitioner is despite his repeated intimation about the payments made in satisfaction of the bills. 2. In my view, even if there is any merit in the contentions raised in the writ petition, in order to resolve the issue, facts will have to be adjudicated. This can be done only by a Civil Court or such other competent forum where evidence can be adduced and facts can be decided. Therefore, writ petition is not the remedy and for that reason, I am not inclined to entertain the writ petition. Writ petition is dismissed. ANTONY DOMINIC, JUDGE Rp