IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE ANTONY DOMINIC MONDAY, THE 29TH JUNE 2009 / 8TH ASHADHA 1931 WP(C).No. 18036 of 2009(Y) -------------------------- PETITIONER(S): --------------- SANHTHI KRISHNAKUMAR, W/O.KRISHNAKUMAR, AGED 47 YEARS, PANAMKAVUKALAM, PATTANCHERY, CHITTUR TALUK, PALAKKAD DIST. 678532. BY ADV. SRI.G.HARIHARAN SRI.PRAVEEN.H. RESPONDENT(S): --------------- 1. SPECIAL SALE OFFICER, PATTANCHERY SERVICE CO-OPERATIVE BANK LTD. NO.58, PATTANCHERY.P.O. CHITTUR TALUK -678532. 2. PATTANCHERY SERVICE CO-OPERATIVE BANK. LTD.NO.58, PATTANHCHERY.PO, CHITTUR TALUK, PALAKKAD DIST-678532. 3. RESERVE BANK OF INDIA, TRIVANDRUM, REP. BY ITS GENERAL MANAGER. BY GOVT. PLEADER SRI. K.C. SANTHOSHKUMAR THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 29/06/2009, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: ANTONY DOMINIC,J. --------------------- W.P.(C).No.18036 OF 2009 ------------------------ Dated this the 29th day of June, 2009. JUDGMENT Grievance in this writ petition is regarding Ext.P5, a demand notice issued by the first respondent calling upon the petitioner to remit Rs.1,53,468/- together with interest. 2. Facts of the case are that, on 3.8.1999, the petitioner availed of a loan of Rs.50,000/- from the 2nd respondent Society. Default was committed and the Bank initiated arbitration case as ARC.No.2951/07. Ext.P2 is the award that was passed and the award has become final. It was while so, the Government of India announced Ext.P4, the Debt Waiver and Debt Relief Scheme, 2008. Petitioner submits that she is eligible for the benefit of the scheme and requested the Bank that she be included in the list of beneficiaries to be prepared by the Bank. It is stated that the benefit was not extended. While so the first respondent WP(c).No.18036/09 2 has issued Ext.P5 demand notice. It is in these circumstances the writ petition is filed. 3. If as stated by the petitioner, she is eligible for the benefit of Ext.P4 scheme and she has been denied the benefit, the remedy available to the petitioner is to approach the Grievance Redressal Officer, who has been conferred with powers to redress grievances of this nature. Therefore, I dispose of this writ petition leaving open the petitioner to approach the Grievance Redressal Officer claiming the benefit of Debt waiver Scheme and Debt Relief Scheme 2008-09. (ANTONY DOMINIC) JUDGE vi/