IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE C.N.RAMACHANDRAN NAIR WEDNESDAY, THE 24TH JUNE 2009 / 3RD ASHADHA 1931 WP(C).No. 10958 of 2006(D) -------------------------- PETITIONER(S): --------------- N.KOUSALYA, W/O.T.DAMODARAN, NALAMPURATH HOUSE, CHIRAKKAL P.O. BY ADV. SMT.DAISY THAMPI SRI.HARIDAS THAIKKANDY RESPONDENT(S): --------------- 1. TAHSILDAR (RR), KANNUR. 2. VILLAGE OFFICER, CHIRAKKAL. 3. M/S.SYNDICATE BANK, CHIRAKKAL, KANNUR. R1&2 BY G.P. SRI.TEKCHAND THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 24/06/2009, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: APPENDIX PETITIONER'S EXHIBITS: P1: TRUE COPY OF DEMAND NOTICE DT.7.5.05. P2: TRUE COPY OF REPRESENTATION DT.29.8.2005. P3: TRUE COPY OF COMMUNICATION DT.22.10.2005. TRUE COPY PA TO JUDGE C.N.RAMACHANDRAN NAIR, J. .................................................................... W.P.(C) No.10958 of 2006 .................................................................... Dated this the 24th day of June, 2009. JUDGMENT The petitioner is challenging recovery proceedings initiated for recovery of arrears of loan taken from the Syndicate Bank, Chirakkal, Kannur. This court vide order dated 7.4.2006 granted instalment facility to the petitioner to clear the arrears. It is not known whether the arrears are cleared in terms of the instalment facility granted by this court. In any case if arrears are still pending, petitioner can approach the Bank for OTS benefit, if there is any such facility. In any case I am sure that the Bank will grant some concession, reduction or waiver of penal interest, if petitioner offers payment within a reasonable time. The W.P. is closed leaving freedom to the petitioner to approach the Bank for settlement. C.N.RAMACHANDRAN NAIR Judge pms