IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE P.R.RAMACHANDRA MENON TUESDAY, THE 23RD JUNE 2009 / 2ND ASHADHA 1931 WP(C).No. 31462 of 2008(U) -------------------------- PETITIONER: --------------- SABUNISSA BEEVI, RAINBOW, VARIKKAMUKKU, MURUKKUMPUZHA (P.O), THIRUVANANTHAPURAM DISTRICT. BY ADV. MR. NAGARAJ NARAYANAN MR. SAIJO HASSAN MR. A.S.SABU MR. BENOJ C AUGUSTIN RESPONDENTS: --------------- 1. THE AUTHORISED OFFICER, UNION BANK OF INDIA, REGIONAL OFFICE, UNION BANK BHAVAN, M.G.ROAD, STATUE, THIRUVANANTHAPURAM-695001. 2. THE BRANCH MANAGER, UNION BANK OF INDIA, KAZHAKUTTAM BRANCH, KAZHAKUTTAM, THIRUVANANTHAPURAM. ADV. MR. A.S.P.KURUP, SC, UBI FOR R1 & 2 THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 23/06/2009, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: P.R. RAMACHANDRA MENON J. ~~~~~~~~~~~~~~~~~~~~~~~ W.P. (C) No. 31462 of 2008 ~~~~~~~~~~~~~~~~~~~~~~~ Dated, this the 23rd day of June, 2009 JUDGMENT The husband of the petitioner had availed a loan from the respondent Bank, but the same could not be repaid on time, particularly because of the fact that petitioner was struck hard by the fate, when her husband met with an accident and succumbed to the injuries. The learned counsel for the petitioner submits that, notwithstanding the calamities, earnest efforts are being taken to discharge the liability towards the Bank. It is also pointed out that, a sum of Rs.6,00,000/- has already been paid and the balance can never be more than Rs.8,00,000/-. It is submitted that, the petitioner is ready and willing to clear the entire liability, if some breathing is provided. 2. Heard the learned counsel appearing for the respondent Bank as well. Considering the facts and circumstances, the matter is disposed of, directing the petitioner to clear the entire outstanding liability, including interest and cost, by way of 10 equal monthly installments commencing from the 30th of this month, and followed by the 30th of the succeeding months. Till such time, the coercive steps stated as being taken against the petitioner shall be kept in abeyance. It is also made clear that, if any default is committed in remitting the installments as WP (C) No. 31462 of 2008 : 2 : aforesaid, the respondents will be at liberty to proceed with the coercive steps for realization of the entire amount in lump sum. The Writ Petition is disposed of accordingly. P. R. RAMACHANDRA MENON, JUDGE kmd