THE HON'BLE SRI JUSTICE GHULAM MOHAMMED and THE HON'BLE SRI JUSTICE G. CHANDRAIAH W.P.No.16977 of 2010 ORDER: (Per Sri Justice Ghulam Mohammed, J) This writ petition is filed seeking a writ of mandamus to declare the action of the first respondent-Bank in issuing demand notice, dated 25.05.2010 under Section 13(2) of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (for short ‘the Act’), as illegal and arbitrary. 2. The brief facts of the case are that the petitioner availed house loan facility for a sum of Rs.5,06,486/-by depositing the title deeds. As she failed to repay the same, the first respondent issued the notice impugned. The petitioner states that she made a representation, dated 02.07.2010, to the second respondent requesting to permit her to deposit the instalments from the month of May, 2010 onwards, and the same was forwarded to the first respondent, who in turn, refused the said request vide letter, dated 08.07.2010. Hence, she filed the present writ petition. 3. Heard the learned counsel for the petitioner and the learned Standing Counsel appearing for the respondents. 4. This writ petition is filed against the notice, dated 25.05.2010, issued by the first respondent Bank demanding the petitioner to pay the outstanding loan amount. The representation filed by her was rejected by the respondents directing her to repay the entire dues along with costs, charges etc., that are mentioned in the demand notice, on or before 60 days from the date of the said notice. The petitioner without submitting any reply to the said notice, has approached this Court. Therefore, this writ petition is premature. However, the petitioner can as well submit her reply to the demand notice issued by the first respondent Bank. 5. Accordingly, the Writ Petition is dismissed. No order as to costs. ______________________ GHULAM MOHAMMED, J _________________ G. CHANDRAIAH, J Date:28.07.2010 sj