THE HON’BLE SRI JUSTICE NOUSHAD ALI Writ Petition No.14866 of 2009 ORDER : This Writ Petition has been filed to declare the action of the respondent-bank in seeking to collect the loan amount from the petitioner through private agents, as illegal The petitioner availed a loan of Rs.10,40,300/- from the respondent-bank for construction of a house. The loan is repayable in monthly instalments. Sale deed document No.11026 of 2005, dated 08- 08-2005 in respect of plot situated in Sy.No.55/1A was offered as security for the loan. The petitioner defaulted in payment of instalments and the respondent initiated proceedings by serving a notice, dated 30- 08-2007 under Section 13 (2) of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 for recovery of a sum of Rs.11,91,893/-. It is at that stage the petitioner has filed this Writ Petition for the aforesaid relief. The petitioner in her affidavit, while admitting that she defaulted in payment of monthly instalments, states that she was unable to repay the loan and that the respondent might auction the house and realize the loan amount. Her grievance, however, is that the respondent-bank, instead of realizing the amount in accordance with law, is harassing by engaging the services of recovery agents. A counter-affidavit has been filed. While denying that the respondent has deputed any private agents, it is stated that the respondent is proceeding according to law by invoking the provisions of Section 13 (4) of the Act and 14 of the Act. Having regard to the categorical statement of the respondent that no private agents have been employed, it is made clear that while it is open to the respondent to recover the amount strictly in accordance with law, the respondent shall not engage any private parties in this regard. Accordingly, the Writ Petition is disposed of. No costs. ________________ NOUSHAD ALI, J. 16th March, 2011. skmr​ THE HON’BLE SRI JUSTICE NOUSHAD ALI Writ Petition No.14866 of 2009 Date : 16-03-2011 Between : T.Hari Priya .. Petitioner And The State Bank of India, Market Yard Branch, Kurnool, rep. by its Branch Manager. .. Respondent