IN THE HIGH COURT OF JUDICATURE AT PATNA CWJC No.372 of 2009 UMESH PRASAD SINGH, Son of Chhote Lal Prasad Singh, resident of Village-Amba Echarua, P.s & Distt-Khagaria. Versus 1. THE STATE OF BIHAR 2. District Certificate Officer, Khagaria 3. Branch Manager, Bank of Baroda, Amba,Echarua Branch, Khagaria. ----------- 02. 18.05.2010 Let the petitioner either file objections before the Certificate Officer under section 9 of Public Demand Recovery Act or approach the respondent-Bank for settlement of the claim on the basis of the commitment which the petitioner would like to make for repayment since prima facie the borrowing is not denied but reasons for non-payment have been stated to be natural calamity of flood . These are matters which may be considered either by the Bank or the Certificate Officer , as the case may be. The writ application is disposed of with the above direction. rkp ( Ajay Kumar Tripathi, J )