THE HONOURABLE SRI JUSTICE GODA RAGHURAM AND THE HONOURABLE SRI JUSTICE NOUSHAD ALI Writ Petition No. 3612 of 2010 Dated: 9-3-2010 Between: Bitragunta Srinivasa Rao …Petitioner and The Bank of Baroda, rep. by its Branch Manager, Khammam Branch an others …Respondents. Order: (Per Hon’ble Sri Justice Goda Raghuram) A notice dated 22-12-2009 issued by the respondent-Bank purportedly under Section 13 (2) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (for short ‘the Act’) is assailed in this writ petition. The substantive plea of the petitioner is that by a final order dated 16-8- 2006 the petitioner was compulsorily retired from the service of the Bank with entitlement to pension, provident fund, gratuity and other terminal benefits but without adjusting the amounts due by the petitioner to the respondent-Bank, the respondent is proceeding under the provisions of the Act to recover the outstanding dues, of which the petitioner has defaulted in respect of certain loans availed by the petitioner from the respondent. The petitioner states to have put-forth his objections to the proposals contained in Section 13 (2) notice, by his letter dated 18-2-2010, addressed to the respondent-Bank. There is no response from the Bank nor have reasons been communicated to the petitioner, as obligated under Section 13 (3A) of the Act. No proceedings under Section 13 (4) of the Act have yet been initiated. In the circumstances, the petitioner has no cause of action. On the aforesaid analysis, the writ petition is premature, without merits and is therefore dismissed. No costs. ___________________________ GODA RAGHURAM, J ____________________ NOUSHAD ALI, J 9th March, 2010. GRR