IN THE HIGH COURT OF JUDICATURE AT PATNA CWJC No 18516 of 2008 Ravi Shankar son of Umashankar Sharma, resident of village - Hulashchak, P S - Janipur, District - Patna - Petitioner Versus 1 The State of Bihar 2 The Sub-Divisional Officer -cum- Certificate Officer, Patna, District - Patna 3 The Branch Manager, Punjab National Bank, Bochachak Gonpura, Police Station - Phulwarisharif, District - Patna - Respondents ----------- 3 19.02.2009 The petitioner, being an unemployed youth, was given a loan under Prime Minister’s Rozgar Yojna by the respondent-Punjab National Bank for setting up a small Ata Chakki. He was also given advances for purchase of wheat. Thus, the total amount of loan disbursed was about Rs 52,000/-. As is usual to take a loan and to set up a unit may not be difficult but when it comes to running the same, petitioner, neither having any experience nor any background in the matter, failed to profitably exploit the same and could not do the business. Consequently, he defaulted for which the present certificate proceedings being Certificate Case No 241 of 2001-2002 was initiated by the Bank before the Subdivisional Officer -cum- Certificate Officer, Patna for recovery of the principal amount and interest due thereon. Petitioner sought for installments from the Certificate Court to liquidate the dues which was refused and warrants issued. That brought the petitioner to this Court. By order dated 06.01.2009, this Court directed the petitioner to deposit a sum total of Rs 50,000/- in two installments which petitioner has deposited. Petitioner prays that the principal amount almost having been deposited, as petitioner is unemployed and does not run the Ata Chakki, a fact which is not disputed by the Bank, 2 he should not be charged with interest upto date as the certificate has not been put in execution. The Bank, in its counter affidavit, has given a Bank Statement of the Account which is Annexure-A. As per the same, the total amount due, as on 08.01.2002, is Rs 53,859.18 P. Considering the willingness and the promptness of the petitioner before this Court to liquidate the dues and petitioner having paid Rs 50,000/- immediately, equities will be well served if the petitioner is directed to deposit a further sum of Rs 15,000/- by 31st of March, 2009 with the respondent-Bank. On the same sum being deposited, intimation of all payments would be given to the Certificate Court and Certificate Court would close the certificate proceedings, as satisfied, and the Bank would close all account and the petitioner would be relieved of his liability. This disposes of the writ petition itself. M.E.H./ (Navaniti Prasad Singh)