IN THE HIGH COURT OF BOMBAY AT GOA SECOND APPEAL NO. 99 OF 2006 SHRI ROHIDAS KUSTA NAIK (SINCE ....Appellant DEC. THROUGH L.RS.) SMT. VITHABAI ROHIDAS NAIK Versus INDIAN OVERSEAS BANK, THROUGH ....Respondent BRANCH MANAGER, MADKAI BRANCH Mr. Anirudha A. S. Borkar, Advocate for the appellant. Mrs A. A. Agni, Advocate for the respondent. Coram:- S.K. SHAH, J. Date:- 19th January, 2007 P.C. Heard learned Counsel on both sides. There is concurrent finding of both the Courts below, on facts as also the position of law that the Bank can retain the ornaments of the appllant who had stood guarantor to the other debtor till the entire debt is cleared. As such, there is no substantial question of law involved in this second appeal. Therefore, I do not find any merit in the second appeal. The second appeal stands dismissed. S.K. SHAH, J. ssm.