IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE KURIAN JOSEPH WEDNESDAY, THE 5TH NOVEMBER 2008 / 14TH KARTHIKA 1930 WP(C).No. 9503 of 2005(F) ------------------------------------ PETITIONER(S): ------------------------- 1. MARY JOHN, VADAKEDATH HOUSE, UDUMBANOOR P.O., THODUPUZHA, IDUKKI DISRICT. 2. JOSEPH JOHN, S/O. JOHN, VADAKEDATH HOUSE, UDUMBANOOR P.O., THODUPUZHA, IDUKKI DISTRICT. BY ADV. SRI.GEORGEKUTTY MATHEW RESPONDENT(S): -------------------------- 1. STATE BANK OF INDIA, REPRESENTED BY ITS BRANCH MANAGER, THODUPUZHA BRANCH, THODUPUZHA P.O., IDUKKI DISTRICT. 2. THE DEPUTY TAHASILDAR (R.R.) THODUPUZHA P.O., IDUKKI DISTRICT. ADV. SRI.P.V.SURENDRANATH FOR R1 GOVERNMENT PLEADER SRI.NOBLE MATHEW THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 05/11/2008, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: W./P.(C) NO.9503/2005 APPENDIX PETITIONERS EXHIBITS P1:- COPY OF THE RELEVANT EXTRACT FROM THE PASS BOOK ISSUED BY THE IST RESPONDENT BANK TO THE IST PETITIONER. P1(a):- COPY OF THE RELEVANT EXTRACT FROM THE PASS BOOK ISSUED BY THE IST RESPONDENT BANK TO THE 2ND PETITIONER. P2:- COPY OF THE NOTICE DT. 15.2.05 ISSUED BY THE 2ND RESPONDENT TO THE IST PETITIONER. P2(a):- COPY OF THE NOTICE DT. 15.2.05 ISSUED BY THE 2ND RESPONDENT TO THE 2ND PETITIONER. RESPONDENT'S EXHIBITS R1(a):- COPY OF THE SANCTION LETTER DT. 9.11.99 WITH RESPECT TO THE LOAN GRANTED TO THE IST PETITIONER. R1(b):- COPY OF THE SANCTION LETTER WITH RESPECT LOAN OF RS. 25,000/- GRANTED TO THE 2ND PETITIONER. R1(c):- COPY OF THE APPLICATION DT. 16.2.01 SUBMITTED BY THE IST PETITIONER FOR RENEWING THE LOAN. R1(d):- COPY OF THE REVIVAL LETTER ISSUED/EXECUTED BY THE PETITIONER DT. 16.2.01. R1(e):- COPY OF THE REVIVAL LETTER DT. 17.1.03. R1(f):- COPY OF THE APPLICATION DT. 13.2.01 FOR RENEWAL OF THE LOAN. R1(g):- COPY OF THE REVIVAL LETTER DT. 11.3.01 EXECUTED BY THE 2ND PETITIONER. R1(h):- COPY OF THE REVIVAL LETTER DT. 13.2.04. /TRUE COPY/ P.A. TO JUDGE tss KURIAN JOSEPH, J. --------------------------------------- W.P.(C) No.9503 OF 2005 --------------------------------------- Dated this the 5th day of November, 2008. J U D G M E N T Petitioners approached this Court aggrieved by the recovery steps initiated by the first respondent-Bank. The main contention is with regard to limitation. That ground is not available to them in view of Exhibits R1(e) and R1(h) letters of revival. 2. Be that as it may, learned counsel for the petitioners submits that being an agricultural loan below Rs.25,000/-, petitioners are entitled to the debt relief scheme. It is for the petitioners, if still aggrieved, to approach the first respondent. This writ petition is disposed of as above. KURIAN JOSEPH, JUDGE. smp KURIAN JOSEPH, J. W.P.(C) No. 9503 OF 2005 J U D G M E N T 05.11.2008