IN THE HIGH COURT OF JUDICATURE AT PATNA CWJC No.711 of 2009 KRITYANAND SAH SON OF KULANAND SAH, RESIDENT OF VILLAGE CHANDPUR (MINAPUR) POST OFFICE CHANDPUR, P.S. DAGRUA, DISTRICT KATIHAR. . Versus 1. THE CENTRAL BANK OF INDIA THROUGH CHIEF MANAGING DIRECTOR, NEW DELHI. 2. SPECIAL MANAGER, CENTRAL BANK OF INDIA, PURNEA. 3. BRANCH MANAGER, CENTRAL BANK OF INDIA AND REGIONAL OFFICE, BHATTA BAZAR/ P.B. NO. 34, PURNEA. ----------- 2/ 10-11-2009 Heard learned counsel for the parties. The petitioner claims himself to be a farmer who had taken certain loans from the Central Bank of India for agriculture purpose. Union of India, while presenting its budget for the year 2008-09, announced certain schemes granting benefits to marginal and other farmers like waiver of loans and appropriate remissions, depending upon the scheme of things provided in the said declaration. The petitioner was given a notice by the Bank to pay up his dues. The petitioner has demanded relief from the Bank in terms of the said declaration in the budget as also the details of the account. Learned counsel, representing the Central Bank of India, submits that the petitioner is not entitled to claim waiver because in terms of the scheme, as contained in Annexure-3, he does not belong to the category of farmer having land less than 5 acres in area. Admittedly, the petitioner’s land holding is 05.35 acres which has been mortgaged with the Bank for the said loan. The petitioner is, therefore, not entitled to claim waiver. Petitioner being a farmer may not be fully exposed to - 2 - the scheme laid down by the Central Govt. but when the schemes have been brought into existence, it is the responsibility of the public sector banks to apply to and interpret in it in such manner that benefits accrue to the target sector. In case the petitioner feels that he is entitled to waiver then the respondent Bank has responsibility to explain to him his entitlement. The writ application is disposed of with a direction upon the Branch Manager of Central Bank of India, Khuskibag, Purnia that he shall communicate to the petitioner the extract of the scheme, the details of the calculation of the loan which has been taken by the petitioner and the remission to which he is entitled to in terms of the said scheme. Let the exercise in question be carried out by the Branch Manager within a period of six weeks from the date of receipt/ production of a copy of the order . The petitioner thereafter will be obliged to do the needful in terms of the said communication. The writ application is disposed of with the said direction. ( Ajay Kumar Tripathi, J ) BTiwary/