IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE ANTONY DOMINIC FRIDAY, THE 12TH AUGUST 2011 / 21ST SRAVANA 1933 WP(C).No. 21981 of 2011(W) ---------------------------------- PETITIONER(S): -------------------- 1. MOHAMMED SHINE RAJ, S/O.LATE MUHAMMED RAJA, AGED 33 YEARS, VELIYIL HOUSE, KUTHIATHODE P.O., CHERTHALA, PIN - 688533. 2. MOHAMMED SPICE RAJ, S/O.LATE MUHAMMED RAJA, AGED 31 YEARS, VELIYIL HOUSE, KUTHIATHODE P.O., CHERTHALA, PIN - 688533. BY ADV. SRI.P.M.ZIRAJ RESPONDENT(S): -------------------- THE PUNJAB NATIONAL BANK, DURBAR HALL ROAD, ERNAKULAM REPRESENTED BY ITS BRANCH MANAGER - 682031. THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 12/08/2011, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: svs W.P.(C). NO. 21981/2011 APPENDIX PETITIONER'S EXHIBITS: P1: COPY OF NOTICE UNDER SECTION 13 OF THE SECURITIZATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT ISSUED BYD THE RESPONDENT TO THE FIRST PETITIONER DATED 01/07/2011 IN CONNECTION WITH THE ALLEGED DUES OF M/S.WESTERN CHEMICAL. P2: COPY OF THE NOTICE DATED 01/07/2011 ISSUED BY THE RESPONDENT TO THE FIRST AND SECOND PETITIONERS IN CONNECTION WITH THE ALLEGED DUES OF M/S.WESTERN AQUA PURE P3: COPY OF THE REPRESENTATION DATED 05/08/2011 SUBMITTED BY THE PETITIONER BEFORE THE RESPONDENT. RESPONDENT'S EXHIBITS: NIL /TRUE COPY/ P.A. TO JUDGE. svs ANTONY DOMINIC, J ===================== W.P.(C)No.21981 of 2011 ===================== Dated this the 12th day of August, 2011 JUDGMENT Petitioners have availed of financial assistance from the respondent bank. Default was committed and as a result thereof, proceedings have been initiated by the bank under the provisions of the Securitization and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002. Pursuant to Exts.P1 and P2 notices, petitioners have submitted Ext.P3 representation before the respondent bank requesting to grant time to regularize the account by allowing them to pay the alleged dues as on date. In this writ petition, the petitioners seek for a direction to the respondent to consider and dispose of Ext.P3 representation. 2. In my view, it is a matter for the bank to decide and this Court cannot request the bank to regularize the loan account of the petitioners. Therefore, I dispose of this writ petition leaving it open to the petitioners to pursue their remedies before the respondent to whom Ext.P3 request has been made by them. ANTONY DOMINIC, JUDGE Cdp/- CRPs 1918 & 1919/2003 -:2:-