IN THE HIGH COURT OF JUDICATURE AT PATNA Civil Writ Jurisdiction Case No.831 of 2006 Sri Krishna Bahadur Singh son of Late Bigga Singh, resident of village Kamhari, P.S.-Bhagwanpur, Distt.-Kaimur ……..Petitioner. Versus 1. The State of Bihar 2. The Assistant General Manager, State Bank of India, Zonal Office, Gandhi Maidan, Patna. 3. The Branch Manager, State Bank of India, Bhagwanpur Branch, District Kaimur……………………….…Respondents. ---------------------------------- 03/ 18.10.2011 Heard learned counsel for the petitioner, learned counsel for the State of Bihar and learned counsel for the State Bank of India as well as its authority. 2. This writ petition has been filed by the petitioner for directing the respondents to make settlement of loan amount of the petitioner as per the norms and guidelines issued by the Reserve Bank of India, namely One Time Settlement Scheme of 2005. 3. It is not in dispute that the petitioner had availed loan for purchasing a tractor and trailer total amounting to Rs.1,84,000.00 on execution of necessary loan agreement containing the terms of repayment with stipulated interest. It is also not in dispute that the payment made by the petitioner in that regard was inadequate as he did not deposit the instalment with interest on due dates which resulted in increasing the outstanding balance. 4. It is specifically claimed by the respondents that the account of the petitioner was not covered with One Time Settlement Scheme of the Reserve Bank of India as the - 2 - account of the petitioner was not declared Non-Performing Asset (N.P.A.) on 31st of March, 2000 as required under the scheme and hence the petitioner was liable to pay as per the terms of the agreement. 5. In the aforesaid facts and circumstances, the reliefs claimed by the petitioner apart from being vague, cannot be granted to him on the basis of the facts mentioned in the writ petition. However, if the loan account of the petitioner has been declared N.P.A. and any subsequent One Time Settlement Scheme is available, the petitioner may move the authority concerned for the same. 6. With the aforesaid observations, this writ petition is disposed of. Harish (S.N. Hussain, J.)