IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE K.BALAKRISHNAN NAIR TUESDAY, THE 20TH FEBRUARY 2007 / 1ST PHALGUNA 1928 WP(C).No. 1027 of 2006(V) ------------------------- PETITIONER: ------------ M.A. NAZAR, AGED 48 YEARS, S/O. ALIYAR KUNJU, KIZHAKKEARACKAL, PAKKIL P.O., KOTTAYAM-NOW RESIDING AT MALIEKAL PARAMBIL, MARKET LAND, KOTTAYAM. BY ADV. SRI.MOHAN JACOB GEORGE SMT.P.V.PARVATHI SMT.REENA THOMAS SRI.VIJAI MATHEWS RESPONDENTS: ---------------------- 1. KERALA STATE FINANCIAL ENTERPRISES LTD., MUSEUM ROA, P.B.NO.510, THRISSUR-681 020, REPRESENTED BY ITS MANAGER. 2. BRANCH MANAGER, KERALA STATE FINANCIAL ENTERPRISES LTD., CHANGANACHERRY BRANCH, CHANGANACHERRY. 3. SPECIAL DEPUTY TAHSILAR (R.R.) KERALA STATE FINANCIAL ENTERPRISES LTD., M.D. COMMERCIAL CENTRE, KOTTAYAM. BY ADV. SRI.RAJU JOSEPH, ADDL.SC.,KSFE LTD. THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 20/02/2007, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: WP(C).No. 1027 of 2006 :2: APPENDIX PETITIONERS EXHIBITS: EXT.P1: COPY OF THE RELEVANT PORTION OF THE PASS BOOK OF THE PETITIONER. EXT.P2: COPY OF THE JUDGMENT DATED 26.11.2002 IN O.P.NO.35384/2002 EXT.P3: COPY OF THE RECEIPTS. EXT.P4: COPY OF THE REPRESENTATION DATED 3.1.2006 TRUE COPY P.A.TO JUDGE K.BALAKRISHNAN NAIR, J. ---------------------------- WP(C).No.1027 of 2006-V ------------------------------- Dated this the 20th day of February, 2007. JUDGMENT The petitioner availed a housing loan from the first respondent K.S.F.E. There is some default from his side, it is admitted. But, his grievance is that many payments made by him are not properly accounted. If they are given credit, the amount due from him considerably come down, it is submitted. 2. The first respondent has filed a statement giving the details of the amounts paid and also the balance amount due. The outstanding amount as on 30-5-2006 is Rs.83,000/-, it is submitted. 3. The petitioner submits, he has made a payment of Rs.10,000/- subsequently. According to the petitioner, the balance amount due from him will be Rs.14,000/- and he will pay it soon. 4. The second respondent is directed to furnish a statement of account to the petitioner, within one month from today. The petitioner may pay the amount due as per the statement or the admitted amount and work out his remedy before the competent Civil Court. If Ext.P4 is received, the same shall be considered by the second respondent. While issuing the statement of balance amount due, it shall be stated the amount the petitioner shall pay to close the WPC 1027 of 2006 2 loan account, under the one-time-settlement scheme. The writ petition is disposed of as above. K.BALAKRISHNAN NAIR, MS JUDGE.