IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE KURIAN JOSEPH FRIDAY, THE 19TH SEPTEMBER 2008 / 28TH BHADRA 1930 WP(C).No. 38230 of 2003(A) -------------------------------------- PETITIONER: ------------------ KARUVARAKKAL SARADA, D/O. GOVINDAN, KUMARA NIVAS, MAKRERI, PILANGI, P.O. MAKRERI, KANNUR DISTRICT. BY ADV. SRI.P.P.RAMACHANDRAN SRI.SHEJI P.ABRAHAM RESPONDENTS: ---------------------- 1. THE SECRETARY, THE MOWANCHERY CO-OPERATIVE RURAL BANK LTD., P.O. MOWANCHERY, KANNUR DISTRICT. 2. THE SPECIAL SALES OFFICER NO.II, OFFICE OFTHE ASST. REGISTRAR OF CO-OPERATIVES, KANNUR-2. GOVERNMENT PLEADER SRI.MOHAMMED ANZAR FOR R2 ADV. SRI.P.K.BALAKRISHNAN NAIR FOR R1 ADV. SRI.P.SURESH FOR R1 THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 19/09/2008, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: W.P.(C). NO. 38230/2003-A APPENDIX PETITIONER'S EXHIBITS: EXT.P1: COPY OF THE LOAN PASS BOOK OF THE FIRST RESPONDENT, DATED 18/10/95. EXT.P2: COPY OF THE LOAN PASS BOOK OF THE FIRST RESPONDENT, DATED 18/10/95. EXT.P3: COPY OF THE DEMAND NOTICE NO.CEP NO.497/03-04, DATED 07/11/03. EXT.P4: COPY OF THE DEMAND NOTICE NO.CEP NO.497 A/03-04, DATED 07/11/03. RESPONDENT'S EXHIBITS: NIL //TRUE COPY// P.A. TO JUDGE Rs/ KURIAN JOSEPH, J. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - W.P(C).No. 38230 OF 2003 - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - Dated this the 19th day of September, 2008 JUDGMENT The issue raised in this writ petition pertains to the recovery steps initiated by the respondent Bank. In view of the intervening developments in case the petitioner has still any grievance left, she may approach the Bank itself. It is made clear that in case the petitioner does not co-operate with the Bank in settling the matter, it will be open to the Bank to proceed with the recovery. (KURIAN JOSEPH, JUDGE) ttb