CWP No.21961 of 2010.doc - 1 - HIGH COURT OF PUNJAB AND HARYANA AT CHANDIGARH **** CWP No.21961 of 2010 Date of Decision: 09.12.2010 **** Shiv Kumar . . . . Petitioner VS. Allahabad Bank . . . . . Respondent **** CORAM : HON’BLE MR.JUSTICE SURYA KANT **** 1. Whether Reporters of local papers may be allowed to see the judgment? 2. To be referred to the Reporters or not? 3. Whether the judgment should be reported in the Digest? **** Present: Mr. NK Verma, Advocate for the petitioner ***** SURYA KANT J. (ORAL) (1). The petitioner seeks a mandamus to direct the respondents to accept the interest component on the CC limit loan account availed by his firm. It is alleged that the interest is not being charged as per the “agreed terms and conditions”. (2). The petitioner in this regard is said to have made a representation dated 30.09.2010 (Annexure P1) to the respondent-Bank. (3). Having heard learned counsel for the petitioner, at some length, I am of the considered view that the writ petition, at this stage, is premature as no punitive or coercive action has been taken by the respondent-Bank. CWP No.21961 of 2010.doc - 2 - (4). The writ petition is accordingly disposed of with a direction that let the respondent-Bank firstly consider and dispose of the afore-stated representation (Annexure P1) made by the petitioner within a period of one month from the date of receipt of a certified copy of this order and if still aggrieved, the petitioner shall be at liberty to approach the appropriate forum. (5). Ordered accordingly. Dasti. 09.12.2010 vishal shonkar (SURYA KANT) JUDGE