THE HON'BLE SRI JUSTICE GHULAM MOHAMMED and THE HON'BLE SRI JUSTICE K.G.SHANKAR WRIT PETITION No.18489 of 2011 ORDER: (per Hon’ble Sri Justice Ghulam Mohammed) Respondent No.3 availed term loan and CC (Hyp) of Rs.28.00 lakhs from the first respondent-bank. The petitioner herein stood as a guarantor and offered her property admeasuring 200.29 sq. yards in R.S.No.12/1, Yanamalakuduru Village, Penamaluru Mandal, Krishna District as collateral security. The second respondent-bank issued notice dated 27.10.2010, under Section 13(2) of the Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 (for short ‘the Act’), calling upon the petitioner to repay the outstanding amount within sixty days. Upon receipt of the aforesaid notice, respondent No.3 agreed to discharge the amount and has been regularly paying the loan instalments. Subsequent thereto, the proposed action under the notice dated 27.10.2010 was dropped by respondent Nos.1 and 2. The petitioner states that since the officials of respondent Nos.1 and 2 are visiting her house regularly, she apprehends threat of dispossession. Hence Writ Petition. It is represented by the learned Counsel for the petitioner that, despite the third respondent has been paying the loan instalments, respondent Nos.1 and 2 are threatening to dispossess the petitioner from the property in question. If the petitioner has to be dispossessed, measures have to be taken under Section 13(4) of the Act by respondent Nos.1 and 2. As on today, no cause of action has arisen since neither notice under Section 13(4) of the Act has been issued nor the petitioner has been dispossessed. Since the Writ Petition is filed on the mere apprehension, we do not see any reason to entertain the Writ Petition. However, no coercive steps shall be taken by respondent Nos.1 and 2 till notice under Section 13(4) of the Act is issued. The Writ Petition fails and is, accordingly, dismissed. No order as to costs. GHULAM MOHAMMED,J K.G.SHANKAR,J Dt:04.07.2011 usd