FAO No.978 of 2001 -1- IN THE HIGH COURT FOR THE STATES OF PUNJAB AND HARYANA AT CHANDIGARH FAO No.978 of 2001 Date of Decision. 05.10.2010 National Insurance Co. Ltd., Regional Office-II, SCO Nos.337-340, Sector 35-B, Chandigarh through its authorized signatory, Sh. L.P. Arora, Asstt. Administrative Officer ......Appellant Versus Smt. Panno wife of Sh. Abdul son of Chandu and others ......Respondents Present: Mr. Navin Kapur, Advocate for the appellant. None for respondents No.1 to 6. Mr. Suvir Dewan, Advocate for respondent No.7. CORAM:HON'BLE MR. JUSTICE K. KANNAN 1. Whether Reporters of local papers may be allowed to see the judgment ? 2. To be referred to the Reporters or not ? 3. Whether the judgment should be reported in the Digest? -.- K. KANNAN J.(ORAL) 1. In a case of collision between two vehicles insured with two different insurance companies, the Tribunal found that both the vehicles were jointly and severally responsible. The appellant insurer's contention is that the Tribunal did not apportion the liability specifically. In the absence of any such specific apportionment, it must be only taken as joint and several. A joint and several liability shall again mean a liability in equal shares, unless a specific percentage of apportionment is made. The appeal is indeed a needless exercise in this case. 2. The appeal is dismissed confirming the award but clarifying FAO No.978 of 2001 -2- that the liability is equal and each insurance company will bear 50% of the liability and award. (K. KANNAN) JUDGE October 05, 2010 Pankaj*