IN THE HIGH COURT OF JUDICATURE AT PATNA CWJC No.4938 of 2008 MD.SIRAJJUDDIN @ SARFARAJUDDIN son of Md. Halim, resident of Maulana Azad Nagar, Panch Mandir Road, Jamui, Police Station-Jamui,District- Jamui…. Petitioner Versus 1. THE STATE OF BIHAR through Co-operative Secretary, Patna. 2. The Managing Director, Munger-Jamui Central Co-operative Bank, head Office, Munger. 3. The Branch Manager, Munger-Jamui Central Co-operative Bank Branch,Jamui……… Respodents. with CWJC No.5175 of 2008 MD.GULAM SARWAR,proprietor of Gulam Engineering Work Shop, son of Md. Taiyab Ansari, resident of village Hansdih, Police Station Jamui, District- Jamui. Versus 1. THE STATE OF BIHAR through Co-operative Secretary, Patna. 2. The Managing Director, Jamui Central Co-operative Bank Head office, Munger. 3. The Branch Manager, Munger Jamui Central Co-operative Bank Branch, Jamui……. Respondents. with CWJC No.5467 of 2008 MD.SAMIM ANSARI, proprietor Heena Shoe Stores, son of Md. Halim, resident of Mahsodhi, P.S. and District-Jamui…Petitioner Versus 1. THE STATE OF BIHAR through co-operative Secretary, Patna. 2. The Managing Director, Munger-Jamui Central Co-operative Bank Ltd. Head Office-Munger. 3. The Branch Manager, Munger-Jamui Central Co-operative Bank Ltd.Jamui. ….. …… Respondents. with CWJC No.10976 of 2010 MD.SHAMSHAD AKHTAR, son of Zamiruddin, resident of Thana Chouck,P.S.Jamui, District-Jamui…. Petitioner Versus 1. THE STATE OF BIHAR through Co-operative Secretary, Patna. 2. The Managing Director, Munger-Jamui Central Co-operative Bank, Munger Head Office, Munger 3. The Branch Manager, Munger-Jamui Central Co-operative Bank, Branch Jamui……… ………. Respondents ----------- For the petitioner: Mr. Shivendra Kumar Sinha, Advocate (In all cases) For the State: Standing Counsel No.23 (In all cases) For respondent Bank: Mr. Sanjay Kumar, Advocate (In all cases) -------------- - 2 - 4. 23.11.2010 The petitioners in all the four writ petitions had taken loan under the Cash Credit Account from the Jamui Branch of the respondent Munger-Jamui Central Co-operative Bank. They claim that their limits of loan under the Cash Credit Account have also been enhanced from time to time and they were also depositing the cash in the said account from time to time in the year 2006 on different dates. The operation of their account was stopped by respondent No.3, Branch manager, Munger-Jamui Central Co-operative Bank without any cogent reasons, due to which they have faced irreparable loss. It is also their claim that they have never defaulted in complying with the terms and conditions imposed by the Bank. It is further urged that had the petitioners not operated their accounts in a proper manner there was no reason for the Bank to increase their limits in the Cash Credit Account several times. Learned counsel for the petitioners also refers to another case involving the same Branch of the Bank in which after noting the illegalities/irregularities committed with respect to the petitioner of that case, namely, - 3 - C.W.J.C.No.11800 of 2009, this Court by its order dated 11.9.2009, while disposing of the matter, directed the Managing Director, Munger-Jamui Central Co-operative Bank to make thorough enquiry in the matter, in case the representation is filed by the petitioner before him. In the facts and circumstances of the case, this Court is of the view that the petitioners should also approach the Managing Director of the respondent Bank so that he may look into the matter and see as to whether the concerned Branch is dealing with its customers in an arbitrary manner in relation to such accounts. The writ applications are, accordingly, disposed of with the aforesaid observations. VPS ( Ramesh Kumar Datta, J. )