IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HONOURABLE MR. JUSTICE C.K.ABDUL REHIM THURSDAY, THE 31ST MARCH 2011 / 10TH CHAITHRA 1933 WP(C).No. 7724 of 2011(M) --------------------------------------- PETITIONER(S): ------------------------ RANJITH KUMAR. C.K, C.K. NIVAS, POOKKODE P.O., KUTHUPARAMBA, KANNUR. BY ADV. SRI.V.V.ASOKAN, SRI.P.P.RAMACHANDRAN. RESPONDENT(S): -------------------------- 1. STATE BANK OF TRAVANCORE, KANNUR MAIN BRANCH, KANNUR, REPRESENTED BY ITS MANAGER, PIN-673 001. 2. TAHSILDAR (REVENUE RECOVERY), THALASSERY-670 101. R1 BY ADV. SRI.T.SETHUMADHAVAN, SRI.PUSHPARAJAN KODOTH, SRI.K.JAYESH MOHANKUMAR. R2 BY GOVT. PLEADER MR.BIJOY CHANDRAN. THIS WRIT PETITION (CIVIL) HAVING COME UP FOR ADMISSION ON 31/03/2011,THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: rs WP(C).No. 7724 of 2011(M) APPENDIX PETITIONER'S EXHIBITS: EXT.P1: COPY OF THE REVENUE RECOVERY NOTICE SERVED ON THE PETITIONER. EXT.P1(a): COPY OF THE REVENUE RECOVERY NOTICE SERVED ON THE PETITIONER. RESPONDENT'S EXHIBITS:- NIL. //TRUE COPY// P.A. TO JUDGE rs C.K.ABDUL REHIM, J. ------------------------------- W.P.(C).No.7724 of 2011 ------------------------------- Dated this the 31st day of March, 2011. J U D G M E N T Challenge in this writ petition is against revenue recovery steps initiated pursuant to Exts.P1 and P1(a) notices. The recovery steps are initiated for realising arrears in the loan account, which was availed by the petitioner from the 1st respondent Bank. Eventhough various contentions are raised, I do not find any merit to interfere with the recovery steps, since there is no reason to absolve the petitioner from the liability. In the statement filed on behalf of the 1st respondent Bank it is mentioned that, the loan in question was availed in the year 2003-04 and there was chronic default in repayment. It is further mentioned that a total sum of Rs.22,49,737/- is due from the petitioner as on 29.7.2010. 2. Confronted with the above situation, learned counsel for the petitioner made a limited request to permit payment 2 W.P.(C).No.7724 of 2011 of the amounts due in a phased manner, in instalments within a reasonable time. The above request is made on the basis of an undertaking that the petitioner is relinquishing all challenges against the recovery steps. 3. Considering the limited relief sought for, I am of the view that the petitioner can be permitted to wipe off the entire liability within a reasonable time in instalments. 4. Accordingly, the writ petition is disposed of directing the respondents to keep in abeyance all further coercive steps of recovery initiated on the basis of Exts.P1 and P1(a) notices, subject to condition of the petitioner remitting the entire balance outstanding along with interest and expenses if any due, in 6 (six) equal monthly instalments, falling due on or before 30.4.2011 and on or before the 30th day of the succeeding months. 5. It is made clear that on the event of default in payment of any one of the instalments as stipulated above, the respondents will be free to proceed with further steps 3 W.P.(C).No.7724 of 2011 on the basis of the notices already issued and on such event the petitioner will be precluded from raising any subsequent challenge. C.K.ABDUL REHIM, Judge ami/