IN THE HIGH COURT OF KERALA AT ERNAKULAM PRESENT : THE HON'BLE THE CHIEF JUSTICE MR.J.CHELAMESWAR & THE HONOURABLE MR. JUSTICE C.N.RAMACHANDRAN NAIR TUESDAY, THE 6TH APRIL 2010 / 16TH CHAITHRA 1932 WP(C).No. 11302 of 2010(S) -------------------------- PETITIONER: ------------- THE KERALA STUDENTS UNION,REPRESENTED BY ITS GENERAL SECRETARY R.B.NIGO, ROSE LAND POONTHOPPU WARD,ALAPPUZHA. BY ADV. SRI.R.RAJASEKHARAN PILLAI SRI.R.SREEDHARAN NAIR SMT.SABINA JAYAN RESPONDENTS: ----------------- 1. THE MANAGING DIRECTOR, SBT,POOJAPPURA, TRIVANDRUM. 2. THE CHAIRMAN,CATHOLIC SYRIAN BANK, TRISSUR. 3. THE CHAIRMAN FEDERAL BANK,FEDERAL TOWERS ALUVA. 4. THE MANAGING DIRECTOR,UNION BANK OF INDIA,VIDHYA BHAVAN,BOMBAY. 5. THE MANAGING DIRECTOR,CORPORATION BANK, TEMPLE TOAD, MANGALORE. 6. THE GENERAL MANAGER(CIRCLE OFFICE) CANAARA BANK,THIRUVANANTHAPURAM. 7. THE GENERAL MANAGER,SOUTH INDIAN BANK, TRISSUR. 8. THE GENERAL MANAGER, STATE BANK OF INDIA THIRUVANANTHAPURAM. WP(C).No. 11302 of 2010(S) 9. THE CHAIRMAN INDIAN OVERSEAS BANK, CHENNAI. 10. THE MANAGING DIRECTOR, BANK OF INDIA NARIMANPOINT, BOMBAY. 11. THE MANAGING DIRECTOR SYNDICATE BANK, BANGALORE. 12. THE GENEAL MANAGER(CIRCLE OFFICE), CENTRAL BANK,TRIVANDRUM. 13. THE MANAGING DIRECTOR, INDIAN BANK, CHENNAI. 14. THE CHIEF MANAGER, PANCHAB NATIONAL BANK, REHEJA TOWERS, M.G.ROAD, BANGALORE. R1, R2, R8 & R11 BY ADV.SRI.R.S. KALKURA, SC. R7 BY ADV. SRI.K.K.JOHN,SC,SOUTH INDIAN BANK THIS WRIT PETITION (CIVIL) HAVING BEEN FINALLY HEARD ON 06/04/2010, THE COURT ON THE SAME DAY DELIVERED THE FOLLOWING: WP(C).No. 11302 of 2010(S) APPENDIX PETITIONER'S EXHIBITS: EXT.P1 : TRUE COPY OF THE REPRESENTATION ALONG WITH THE LIST OF STUDENTS AND THE COLLEGES SUBMITTED BY THE PETITIONER. EXT.P2 : TRUE COPY of the LETTER OF THE GOVT. OF INDIA DATED 16.09.09. EXT.P3 : TRUE COPY OF THE FEES STRUCTURE FOR NURSING ISSUED BY THE GOVT. OF KARNATAKA DATD 24.07.09. EXT.P4 : TRUE COPY OF THE CIRCULAR NO.SB1021/1129 DATED 12.08.09 FROM IBA TO THE CHIEF EXECUTIVES OF ALL MEMBER BANKS. EXT.P5 : TRUE COPY OF THE RELEVANT EXCERPTS IF THE STATEMENT OF HON'BLE MINISTER. EXT.P6 : TRUE COPY OF THE LETTER DATED 12.08.09 FROM THE VICE PRESIDENT OF THE IBA TO ALL CHIEF EXECUTIVES OF THE MEMBER BANKS. /TRUE COPY/ PA TO JUDGE J.Chelameswar, CJ. & C.N. Ramachandran Nair, J. - - - - - - - - - - - - - - - - - - - - - - - - - - - - W.P.(C) No. 11302 OF 2010 - - - - - - - - - - - - - - - - - - - - - - - - - - - - Dated this the 6th day of April, 2010 JUDGMENT Ramachandran Nair,J. This writ petition is a Public Interest Litigation filed by a Students Union for general direction to the nationalised and scheduled banks to accept the applications filed for educational loans by students, process the same and grant loans in terms of the norms adopted by Indian Banks Association. 2. We have heard the counsel appearing for various banks who have submitted that they have processed applications and whoever was eligible was granted the loan. They further submitted that fresh applications coming also will be considered fairly, reasonably and in accordance with norms. 3. We do not think that general direction could be issued to the banks in any manner whatsoever because each application has to be considered by the bank in accordance with the norms and entitlement of the student. If any student W.P.(C) No. 11302 OF 2010 -:2:- has a grievance against the bank declining loan unreasonably or against the norms, it is for the aggrieved student to take up the matter to the higher authorities in the bank or before Court, if required. Since general directions cannot be issued in the matter, we deem it fit to close the writ petition by leaving it open to the aggrieved student, whose application has been rejected unreasonably or against the norms, to take up the matter before the higher authorities or before Court. Accordingly, the writ petition is closed. J.Chelameswar, Chief Justice. C.N. Ramachandran Nair, Judge. ttb W.P.(C) No. 11302 OF 2010 -:3:-