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181
label
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2 values
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8 values
language
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6 values
channel
stringclasses
6 values
has_link
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2 values
source
stringclasses
2 values
X-120
Good news!!! Invest N50,000 and receive N150,000 in 7 days. Guaranteed returns, no risk. Only 20 slots remain this week. Send payment to [ACCOUNT] and forward receipt to admin.
scam
ponzi
english
whatsapp
no
constructed
X-121
Abeg no dull yourself o! Put N20k today, collect N60k next week. Plenty people don cash out. Slot don almost finish, DM admin sharp sharp.
scam
ponzi
pidgin
whatsapp
no
constructed
X-122
CRYPTO SIGNAL GROUP: Our members earned 35% daily profit this week. Minimum deposit $100. Withdraw anytime. Join now before registration closes: https://profitvault-ng.site/join
scam
ponzi
english
telegram
yes
constructed
X-123
Hello dear, I am an account manager with a licensed forex company. Invest N100,000 and I will trade for you and pay you N30,000 every week for life. Your capital is 100% safe.
scam
ponzi
english
whatsapp
no
constructed
X-124
Monthly contribution plan: Pay N10,000 and recruit 2 people, you get N40,000 at the end of the month. When your 2 people recruit, you earn bonus again. Reply YES to join.
scam
ponzi
english
whatsapp
no
constructed
X-125
Agro investment opportunity! Sponsor a poultry farm with N200,000 and earn 40% ROI in 3 months. Government-backed, insured. Limited units left. Pay to [ACCOUNT] to secure your unit.
scam
ponzi
english
facebook
no
constructed
X-126
Make your money work for you! Our app pays 5% DAILY on all deposits. Refer friends and earn 10% of their deposits too. Download now: https://dailyrise-earn.top
scam
ponzi
english
instagram
yes
constructed
X-127
My people, this one no be scam o. I put 50k last month, I don collect 180k. Na real thing. Make una join before dem close am. Link dey my status.
scam
ponzi
pidgin
whatsapp
no
constructed
X-128
URGENT: The platform will close registration in 24 hours. Upgrade your account to VIP level with N75,000 to unlock withdrawals and double your earnings.
scam
ponzi
english
telegram
no
constructed
X-129
Ẹ kú ọjọ́ o! Fi ₦20,000 sowó lónìí, ẹ ó gba ₦60,000 lẹ́yìn ọjọ́ méje. Àyè díẹ̀ ló kù, ẹ sanwó báyìí sí [ACCOUNT].
scam
ponzi
yoruba
whatsapp
no
constructed
X-130
Barka da yamma! Saka ₦10,000 yau, za ka samu ₦50,000 cikin kwana bakwai. Wurare kadan suka rage, ka biya yanzu.
scam
ponzi
hausa
whatsapp
no
constructed
X-131
Nnọọ! Tinye ₦20,000 taa, ị ga-enweta ₦80,000 n'ime izu otu. Oghere ole na ole fọdụrụ, kwụọ ụgwọ ugbu a.
scam
ponzi
igbo
whatsapp
no
constructed
X-132
Bro this investment na cruise, but e dey pay. 30% weekly, I no lie. Just drop 100k, by next Friday you go see your profit. Trust me.
scam
ponzi
mixed
whatsapp
no
constructed
X-133
Real estate land banking: Buy 1 plot at N500,000, we guarantee to buy it back at N1,500,000 in 6 months. Pay this week and get 10% discount.
scam
ponzi
english
facebook
no
constructed
X-134
Dear customer, your account has been restricted. Click https://gtb-secure-verify.com to update your BVN and avoid permanent suspension within 24 hours.
scam
phishing_link
english
sms
yes
constructed
X-135
Your parcel could not be delivered due to unpaid customs fee of N2,500. Pay now to reschedule delivery: https://ng-post-delivery.online/pay
scam
phishing_link
english
sms
yes
constructed
X-136
WhatsApp is giving free 50GB data to all Nigerians to celebrate Independence Day. Claim yours here before it expires: http://free-data-ng.xyz
scam
phishing_link
english
whatsapp
yes
constructed
X-137
NIN UPDATE: Your SIM will be barred in 48 hours. Link your NIN now at https://nimc-verify-portal.site to avoid disconnection.
scam
phishing_link
english
sms
yes
constructed
X-138
Congrats! Your account qualifies for N50,000 CBN palliative grant. Login with your internet banking details to receive payment: https://cbn-grant-portal.online
scam
phishing_link
english
whatsapp
yes
constructed
X-139
Your Opay account has been flagged for suspicious activity. Verify your identity here to avoid suspension: https://opay-account-review.site
scam
phishing_link
english
sms
yes
constructed
X-140
Hello, I just added you to our job group. Please send me the 6-digit code that was sent to your phone so I can confirm it is you.
scam
phishing_link
english
whatsapp
no
constructed
X-141
Dear customer your account will be blocked today. Click here to reactivate https://bit.ly/acct-reactivate-ng and enter your card details.
scam
phishing_link
english
sms
yes
constructed
X-142
Get instant loan of N500,000 without collateral! No BVN needed. Just pay N5,000 processing fee to [ACCOUNT] and receive your loan in 10 minutes.
scam
fake_loan
english
sms
no
constructed
X-143
Your loan of N300,000 has been APPROVED. To release the funds, pay insurance fee of N15,000 within 2 hours or the offer will be cancelled.
scam
fake_loan
english
whatsapp
no
constructed
X-144
Need quick money? We give loan of N50k to N2m. Only pay registration of N3,500. Chat our agent on WhatsApp now.
scam
fake_loan
english
facebook
no
constructed
X-145
Oga, you need loan? We dey give up to 1 million, no stress, no collateral. Just pay small form fee 5k and you go get am today.
scam
fake_loan
pidgin
whatsapp
no
constructed
X-146
FINAL NOTICE: You have an unpaid loan. If you do not pay today, we will send your photos to all your contacts and tell them you are a thief.
scam
fake_loan
english
sms
no
constructed
X-147
Congratulations, you have been selected for a federal government empowerment loan of N250,000. Pay N7,500 for form and verification to [ACCOUNT].
scam
fake_loan
english
whatsapp
no
constructed
X-148
Good day. I am a lawyer to a late client who has no next of kin. I want to transfer $4.5 million to your account. Reply with your full name and phone number.
scam
advance_fee
english
email
no
constructed
X-149
You have an unclaimed package of $50,000 at the airport. Pay N85,000 clearance fee to the agent to release it to you today.
scam
advance_fee
english
whatsapp
no
constructed
X-150
Your visa and job offer to Canada has been approved. Pay N350,000 for processing and flight booking to [ACCOUNT] within 3 days.
scam
advance_fee
english
whatsapp
no
constructed
X-151
Your name is on the list of beneficiaries for the N20 billion youth fund. Pay N10,000 to the coordinator to activate your payment.
scam
advance_fee
english
sms
no
constructed
X-152
Scholarship approved! You have been awarded a full scholarship to study in the UK. Pay N45,000 admission processing fee to confirm.
scam
advance_fee
english
email
no
constructed
X-153
Na me be the agent wey dey handle the gov't grant. Your name don show. Send 15k for processing make I fit release your 200k today.
scam
advance_fee
pidgin
whatsapp
no
constructed
X-154
Hi dear, I'm a US army doctor on peace mission. I really like your profile and I want us to know each other. I want to send you a gift but you need to pay the delivery.
scam
romance
english
facebook
no
constructed
X-155
Baby I miss you so much. My account is frozen here in UK, please send me N150,000 for my flight so I can come and see you. I will pay you back double.
scam
romance
english
whatsapp
no
constructed
X-156
Hello beautiful, I found your number on Facebook. I am an engineer working offshore. Can we be friends? I am looking for a serious relationship.
scam
romance
english
whatsapp
no
constructed
X-157
My love, the customs people seized the gift box I sent you with $20,000 inside. They need N95,000 to release it. Please pay them so you can get it.
scam
romance
english
whatsapp
no
constructed
X-158
CONGRATULATIONS! You have won N1,000,000 in the MTN 30th anniversary promo. Call [PHONE] to claim your prize. Pay N5,000 for activation.
scam
fake_giveaway
english
sms
no
constructed
X-159
Dangote is giving out N250,000 to 5,000 Nigerians to support small businesses. Register here before it ends: https://dangote-foundation-grant.site
scam
fake_giveaway
english
whatsapp
yes
constructed
X-160
You don win iPhone 16 for our Independence giveaway! Send your address and N3,500 delivery fee make we send am to you today.
scam
fake_giveaway
pidgin
instagram
no
constructed
X-161
Shoprite is giving free N50,000 vouchers to celebrate 25 years. Answer 3 questions and share with 10 groups to claim: http://shoprite-vouchers.online
scam
fake_giveaway
english
whatsapp
yes
constructed
X-162
Your phone number has won the Airtel weekly draw of N500,000. Send your account details and BVN to claim.
scam
fake_giveaway
english
sms
no
constructed
X-163
Mummy, it's me. I'm using my friend's phone, my phone fell in water. Please send N20,000 to this account [ACCOUNT], I'll explain later. Don't call, I'm in class.
scam
impersonation
english
whatsapp
no
constructed
X-164
This is EFCC. Your account has been linked to a fraud case. Pay N150,000 bail fee now or officers will come and arrest you today.
scam
impersonation
english
sms
no
constructed
X-165
Hello sir, I mistakenly sent N25,000 to your account. Please kindly send it back to [ACCOUNT]. God bless you.
scam
impersonation
english
sms
no
constructed
X-166
Ẹ jọ̀ọ́, èmi ni ọmọ yín, mo ti yí nọ́mbà padà. Mo nílò ₦15,000 ní kíákíá, ẹ fi ránṣẹ́ sí [ACCOUNT]. Ẹ má sọ fún ẹnikẹ́ni.
scam
impersonation
yoruba
whatsapp
no
constructed
X-167
Asusun bankinka an rufe shi saboda matsalar BVN. Kira [PHONE] yanzu don a bude shi.
scam
impersonation
hausa
sms
no
constructed
X-168
Ọ bụ m nwa gị, agbanwere m nọmba ekwentị. Ziga m ₦10,000 ugbu a, biko. Agwala onye ọ bụla.
scam
impersonation
igbo
whatsapp
no
constructed
X-169
Acct:[ACCOUNT] Amt:NGN5,000.00 CR Desc:TRF FROM [NAME] Avail Bal:NGN[AMOUNT] Date:02-10-2026 09:14
legit
none
english
sms
no
constructed
X-170
Debit Alert! Acct:[ACCOUNT] Amt:NGN2,500.00 DR Desc:POS PURCHASE SHOPRITE ILORIN Bal:NGN[AMOUNT] 01/10/2026
legit
none
english
sms
no
constructed
X-171
Credit: NGN45,000.00 to [ACCOUNT] from SALARY. Balance: NGN[AMOUNT]. Thank you for banking with us.
legit
none
english
sms
no
constructed
X-172
You sent N3,000 to [NAME]. Your balance is N[AMOUNT]. Ref: [REF]
legit
none
english
sms
no
constructed
X-173
Debit: NGN1,200.00 Acct [ACCOUNT] AIRTIME PURCHASE MTN. Bal NGN[AMOUNT]. Dial *737# for more.
legit
none
english
sms
no
constructed
X-174
Txn: DR NGN15,000.00 Acc: [ACCOUNT] Desc: ATM WDL FIRST BANK TANKE Avl Bal: NGN[AMOUNT]
legit
none
english
sms
no
constructed
X-175
You received N10,000.00 from [NAME]. Wallet balance: N[AMOUNT]. Transaction ID: [REF]
legit
none
english
sms
no
constructed
X-176
Acct: [ACCOUNT] DR Amt: NGN52.50 Desc: SMS ALERT CHARGES SEPT 2026 Bal: NGN[AMOUNT]
legit
none
english
sms
no
constructed
X-177
Your transfer of NGN20,000.00 to [NAME] was successful. Session ID: [REF]
legit
none
english
sms
no
constructed
X-178
CR Alert: NGN7,500.00 Desc: REVERSAL FAILED TRANSACTION Acct: [ACCOUNT] Bal: NGN[AMOUNT]
legit
none
english
sms
no
constructed
X-179
Your OTP for transaction of NGN25,000.00 is [CODE]. It expires in 5 minutes. Do not share this code with anyone, including bank staff.
legit
none
english
sms
no
constructed
X-180
[CODE] is your verification code. For your security, do not share this code.
legit
none
english
sms
no
constructed
X-181
Your one-time password to log in is [CODE]. If you did not request this, please contact us immediately on our official line.
legit
none
english
sms
no
constructed
X-182
Use [CODE] to verify your phone number on Jumia. This code expires in 10 minutes.
legit
none
english
sms
no
constructed
X-183
Your WhatsApp code: [CODE]. Don't share this code with others.
legit
none
english
sms
no
constructed
X-184
[CODE] is your Bolt verification code.
legit
none
english
sms
no
constructed
X-185
Dear customer, we will NEVER ask for your PIN, OTP or password by phone, SMS or email. Report suspicious messages to our official line.
legit
none
english
sms
no
constructed
X-186
Fraud alert: Fraudsters are calling customers claiming to be bank staff. Do not share your card details, PIN or OTP with anyone.
legit
none
english
sms
no
constructed
X-187
Our mobile app will be unavailable on Sunday 4 Oct 2026 from 1am to 4am for scheduled maintenance. We apologise for any inconvenience.
legit
none
english
sms
no
constructed
X-188
Your debit card ending in [LAST4] expires this month. Please visit any of our branches with a valid ID to collect your new card.
legit
none
english
sms
no
constructed
X-189
Reminder: Link your BVN to all your accounts. Visit any branch with valid ID. We will never ask for your BVN via SMS links.
legit
none
english
sms
no
constructed
X-190
You have successfully purchased 2GB data valid for 30 days. Your data balance is 2.1GB. Dial *323# to check balance.
legit
none
english
sms
no
constructed
X-191
Y'ello! You have been credited with N500 airtime. Your new balance is N[AMOUNT].
legit
none
english
sms
no
constructed
X-192
Your data plan will expire in 2 days. Dial *312# to renew and stay connected.
legit
none
english
sms
no
constructed
X-193
Dear customer, your data bundle is exhausted. You are now browsing at standard rates. Dial *141# to buy a new bundle.
legit
none
english
sms
no
constructed
X-194
Get 10% bonus airtime on recharges above N1,000 this weekend. Terms apply. To opt out, text STOP to 2442.
legit
none
english
sms
no
constructed
X-195
Your NIN has been successfully linked to this line. Thank you.
legit
none
english
sms
no
constructed
X-196
Night plan activated: 1GB valid from 12am to 5am. Thank you for choosing us.
legit
none
english
sms
no
constructed
X-197
Your SIM swap request has been completed. If you did not make this request, visit our nearest service centre immediately.
legit
none
english
sms
no
constructed
X-198
You have borrowed N200 airtime. N200 + service fee will be deducted on your next recharge.
legit
none
english
sms
no
constructed
X-199
Your monthly bundle has been renewed successfully. Thank you for staying with us.
legit
none
english
sms
no
constructed
X-200
Your order #[REF] has been shipped and will be delivered between 3 and 5 October. Track your order in the app.
legit
none
english
sms
no
constructed
X-201
Your rider is 5 minutes away. Please have your payment ready if you chose pay on delivery.
legit
none
english
sms
no
constructed
X-202
Your package from Lagos has arrived at our Ilorin office. Please come with your waybill number [REF] to pick it up.
legit
none
english
sms
no
constructed
X-203
Order confirmed! Your food will arrive in about 35 minutes. Thanks for ordering.
legit
none
english
sms
no
constructed
X-204
Your trip with Bolt ended. Total fare: N2,350. Rate your driver in the app.
legit
none
english
sms
no
constructed
X-205
Hello, this is the dispatch rider with your order. I am at the gate. Please come out.
legit
none
english
sms
no
constructed
X-206
Your Konga order has been delivered. Thank you for shopping with us.
legit
none
english
sms
no
constructed
X-207
Your electricity token is [TOKEN]. Units: 45.2kWh. Amount: N5,000. Thank you for your payment.
legit
none
english
sms
no
constructed
X-208
Your DStv Compact subscription has been renewed and is valid until 02/11/2026. Thank you.
legit
none
english
sms
no
constructed
X-209
Dear customer, power supply to your area will be interrupted on Saturday from 9am to 3pm for maintenance works. We apologise for any inconvenience.
legit
none
english
sms
no
constructed
X-210
Your GOtv subscription expires in 3 days. Pay now to avoid disconnection.
legit
none
english
sms
no
constructed
X-211
Payment received: N3,500 for water bill, account [ACCOUNT]. Thank you.
legit
none
english
sms
no
constructed
X-212
Thank you for applying for the Graduate Trainee role. Your application is being reviewed. Shortlisted candidates will be contacted via email. We do not charge any fees at any stage.
legit
none
english
email
no
constructed
X-213
Dear [NAME], we are pleased to invite you to a virtual interview for the Junior Data Analyst position on Thursday at 11am. The meeting link will be sent to your email.
legit
none
english
email
no
constructed
X-214
Your NYSC call-up letter is now available. Log in to the official NYSC portal to print it.
legit
none
english
sms
no
constructed
X-215
Reminder: Your interview is tomorrow at 10am at our office. Please bring a copy of your CV. Reply to confirm your attendance.
legit
none
english
sms
no
constructed
X-216
Dear student, second semester examination timetable has been published on the university portal. Check your department notice board for details.
legit
none
english
sms
no
constructed
X-217
Your JAMB result is now available. Log in to the official JAMB portal to check.
legit
none
english
sms
no
constructed
X-218
Reminder: Course registration closes on Friday. Ensure you complete your registration on the student portal.
legit
none
english
sms
no
constructed
X-219
Dear parent, school resumes on Monday 12 October. Pupils should resume by 7:30am in full uniform.
legit
none
english
sms
no
constructed
End of preview. Expand in Data Studio

NaijaScamBench (v0)

A small, labelled benchmark of Nigerian scam and legitimate messages (SMS and WhatsApp style) in English, Nigerian Pidgin, Yoruba, Hausa and Igbo. It was built to evaluate Xvimo, an open-source scam checker for Nigeria that runs on NVIDIA Nemotron models.

Most public spam datasets are Western SMS. Nigerian fraud looks different: fake job interviews at a physical venue, BVN and ATM "block" alerts, Ponzi "investment" schemes, fake loans, giveaway and romance lures, often written in Pidgin or a local language.

Contents

Field Description
id Message ID (matches the Xvimo benchmark logs)
text The message. Private details are replaced by placeholders such as [NAME], [PHONE], [ACCOUNT], [AMOUNT], [CODE]
label scam or legit
scam_type ponzi, phishing_link, fake_loan, advance_fee, impersonation, fake_giveaway, romance, fake_job, or none
language english, pidgin, yoruba, hausa, igbo, mixed
channel Where such a message usually arrives (SMS, WhatsApp, …)
has_link Whether the message contains a link
source constructed or UCI SMS Spam Collection (CC BY 4.0)

180 messages: 49 scam, 131 legit.

Language Scam Legit
English 37 118
Pidgin 5 7
Yoruba 2 2
Hausa 2 2
Igbo 2 2
Mixed 1 0

Sources

  • Constructed (135): written by the Xvimo team to reflect common Nigerian scam and everyday message patterns. These contain no real people's data.
  • UCI SMS Spam Collection (45 legit "ham" messages): Almeida, T. & Hidalgo, J. (2011), UCI Machine Learning Repository, CC BY 4.0. They are included as casual everyday chat.

The full Xvimo benchmark uses 330 messages. The other 150 come from sources whose licence does not allow redistribution, so they are not published here:

  • 120 real Nigerian scam SMS (job and financial scams) from a public repository built on Data Science Nigeria data;
  • 30 everyday Nigerian messages.

Leaderboard numbers in the Xvimo README refer to the full 330.

Limitations (please read)

  • Small. Treat this as a starting point, not a definitive test.
  • Local languages are very thin: 4 messages each for Yoruba, Hausa and Igbo. A score of 100% on 4 messages proves very little. These messages have not yet been reviewed by native speakers.
  • Placeholders like [ACCOUNT] make some legitimate bank alerts look unusual to models, which can inflate false alarms.
  • Constructed messages were written by the same team that built Xvimo. Scores on them may be optimistic.

Contributing

Native-speaker corrections and new real-world examples (with personal details removed) are very welcome. Open a discussion on this dataset page or an issue on the Xvimo GitHub repository.

Citation

@misc{naijascambench2026,
  title  = {NaijaScamBench: Nigerian scam and legitimate messages for evaluating scam checkers},
  author = {Xvimo team},
  year   = {2026},
  url    = {https://huggingface.co/datasets/<your-username>/NaijaScamBench}
}
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