Datasets:
id stringlengths 5 5 | text stringlengths 38 181 | label stringclasses 2
values | scam_type stringclasses 8
values | language stringclasses 6
values | channel stringclasses 6
values | has_link stringclasses 2
values | source stringclasses 2
values |
|---|---|---|---|---|---|---|---|
X-120 | Good news!!! Invest N50,000 and receive N150,000 in 7 days. Guaranteed returns, no risk. Only 20 slots remain this week. Send payment to [ACCOUNT] and forward receipt to admin. | scam | ponzi | english | whatsapp | no | constructed |
X-121 | Abeg no dull yourself o! Put N20k today, collect N60k next week. Plenty people don cash out. Slot don almost finish, DM admin sharp sharp. | scam | ponzi | pidgin | whatsapp | no | constructed |
X-122 | CRYPTO SIGNAL GROUP: Our members earned 35% daily profit this week. Minimum deposit $100. Withdraw anytime. Join now before registration closes: https://profitvault-ng.site/join | scam | ponzi | english | telegram | yes | constructed |
X-123 | Hello dear, I am an account manager with a licensed forex company. Invest N100,000 and I will trade for you and pay you N30,000 every week for life. Your capital is 100% safe. | scam | ponzi | english | whatsapp | no | constructed |
X-124 | Monthly contribution plan: Pay N10,000 and recruit 2 people, you get N40,000 at the end of the month. When your 2 people recruit, you earn bonus again. Reply YES to join. | scam | ponzi | english | whatsapp | no | constructed |
X-125 | Agro investment opportunity! Sponsor a poultry farm with N200,000 and earn 40% ROI in 3 months. Government-backed, insured. Limited units left. Pay to [ACCOUNT] to secure your unit. | scam | ponzi | english | facebook | no | constructed |
X-126 | Make your money work for you! Our app pays 5% DAILY on all deposits. Refer friends and earn 10% of their deposits too. Download now: https://dailyrise-earn.top | scam | ponzi | english | instagram | yes | constructed |
X-127 | My people, this one no be scam o. I put 50k last month, I don collect 180k. Na real thing. Make una join before dem close am. Link dey my status. | scam | ponzi | pidgin | whatsapp | no | constructed |
X-128 | URGENT: The platform will close registration in 24 hours. Upgrade your account to VIP level with N75,000 to unlock withdrawals and double your earnings. | scam | ponzi | english | telegram | no | constructed |
X-129 | Ẹ kú ọjọ́ o! Fi ₦20,000 sowó lónìí, ẹ ó gba ₦60,000 lẹ́yìn ọjọ́ méje. Àyè díẹ̀ ló kù, ẹ sanwó báyìí sí [ACCOUNT]. | scam | ponzi | yoruba | whatsapp | no | constructed |
X-130 | Barka da yamma! Saka ₦10,000 yau, za ka samu ₦50,000 cikin kwana bakwai. Wurare kadan suka rage, ka biya yanzu. | scam | ponzi | hausa | whatsapp | no | constructed |
X-131 | Nnọọ! Tinye ₦20,000 taa, ị ga-enweta ₦80,000 n'ime izu otu. Oghere ole na ole fọdụrụ, kwụọ ụgwọ ugbu a. | scam | ponzi | igbo | whatsapp | no | constructed |
X-132 | Bro this investment na cruise, but e dey pay. 30% weekly, I no lie. Just drop 100k, by next Friday you go see your profit. Trust me. | scam | ponzi | mixed | whatsapp | no | constructed |
X-133 | Real estate land banking: Buy 1 plot at N500,000, we guarantee to buy it back at N1,500,000 in 6 months. Pay this week and get 10% discount. | scam | ponzi | english | facebook | no | constructed |
X-134 | Dear customer, your account has been restricted. Click https://gtb-secure-verify.com to update your BVN and avoid permanent suspension within 24 hours. | scam | phishing_link | english | sms | yes | constructed |
X-135 | Your parcel could not be delivered due to unpaid customs fee of N2,500. Pay now to reschedule delivery: https://ng-post-delivery.online/pay | scam | phishing_link | english | sms | yes | constructed |
X-136 | WhatsApp is giving free 50GB data to all Nigerians to celebrate Independence Day. Claim yours here before it expires: http://free-data-ng.xyz | scam | phishing_link | english | whatsapp | yes | constructed |
X-137 | NIN UPDATE: Your SIM will be barred in 48 hours. Link your NIN now at https://nimc-verify-portal.site to avoid disconnection. | scam | phishing_link | english | sms | yes | constructed |
X-138 | Congrats! Your account qualifies for N50,000 CBN palliative grant. Login with your internet banking details to receive payment: https://cbn-grant-portal.online | scam | phishing_link | english | whatsapp | yes | constructed |
X-139 | Your Opay account has been flagged for suspicious activity. Verify your identity here to avoid suspension: https://opay-account-review.site | scam | phishing_link | english | sms | yes | constructed |
X-140 | Hello, I just added you to our job group. Please send me the 6-digit code that was sent to your phone so I can confirm it is you. | scam | phishing_link | english | whatsapp | no | constructed |
X-141 | Dear customer your account will be blocked today. Click here to reactivate https://bit.ly/acct-reactivate-ng and enter your card details. | scam | phishing_link | english | sms | yes | constructed |
X-142 | Get instant loan of N500,000 without collateral! No BVN needed. Just pay N5,000 processing fee to [ACCOUNT] and receive your loan in 10 minutes. | scam | fake_loan | english | sms | no | constructed |
X-143 | Your loan of N300,000 has been APPROVED. To release the funds, pay insurance fee of N15,000 within 2 hours or the offer will be cancelled. | scam | fake_loan | english | whatsapp | no | constructed |
X-144 | Need quick money? We give loan of N50k to N2m. Only pay registration of N3,500. Chat our agent on WhatsApp now. | scam | fake_loan | english | facebook | no | constructed |
X-145 | Oga, you need loan? We dey give up to 1 million, no stress, no collateral. Just pay small form fee 5k and you go get am today. | scam | fake_loan | pidgin | whatsapp | no | constructed |
X-146 | FINAL NOTICE: You have an unpaid loan. If you do not pay today, we will send your photos to all your contacts and tell them you are a thief. | scam | fake_loan | english | sms | no | constructed |
X-147 | Congratulations, you have been selected for a federal government empowerment loan of N250,000. Pay N7,500 for form and verification to [ACCOUNT]. | scam | fake_loan | english | whatsapp | no | constructed |
X-148 | Good day. I am a lawyer to a late client who has no next of kin. I want to transfer $4.5 million to your account. Reply with your full name and phone number. | scam | advance_fee | english | email | no | constructed |
X-149 | You have an unclaimed package of $50,000 at the airport. Pay N85,000 clearance fee to the agent to release it to you today. | scam | advance_fee | english | whatsapp | no | constructed |
X-150 | Your visa and job offer to Canada has been approved. Pay N350,000 for processing and flight booking to [ACCOUNT] within 3 days. | scam | advance_fee | english | whatsapp | no | constructed |
X-151 | Your name is on the list of beneficiaries for the N20 billion youth fund. Pay N10,000 to the coordinator to activate your payment. | scam | advance_fee | english | sms | no | constructed |
X-152 | Scholarship approved! You have been awarded a full scholarship to study in the UK. Pay N45,000 admission processing fee to confirm. | scam | advance_fee | english | email | no | constructed |
X-153 | Na me be the agent wey dey handle the gov't grant. Your name don show. Send 15k for processing make I fit release your 200k today. | scam | advance_fee | pidgin | whatsapp | no | constructed |
X-154 | Hi dear, I'm a US army doctor on peace mission. I really like your profile and I want us to know each other. I want to send you a gift but you need to pay the delivery. | scam | romance | english | facebook | no | constructed |
X-155 | Baby I miss you so much. My account is frozen here in UK, please send me N150,000 for my flight so I can come and see you. I will pay you back double. | scam | romance | english | whatsapp | no | constructed |
X-156 | Hello beautiful, I found your number on Facebook. I am an engineer working offshore. Can we be friends? I am looking for a serious relationship. | scam | romance | english | whatsapp | no | constructed |
X-157 | My love, the customs people seized the gift box I sent you with $20,000 inside. They need N95,000 to release it. Please pay them so you can get it. | scam | romance | english | whatsapp | no | constructed |
X-158 | CONGRATULATIONS! You have won N1,000,000 in the MTN 30th anniversary promo. Call [PHONE] to claim your prize. Pay N5,000 for activation. | scam | fake_giveaway | english | sms | no | constructed |
X-159 | Dangote is giving out N250,000 to 5,000 Nigerians to support small businesses. Register here before it ends: https://dangote-foundation-grant.site | scam | fake_giveaway | english | whatsapp | yes | constructed |
X-160 | You don win iPhone 16 for our Independence giveaway! Send your address and N3,500 delivery fee make we send am to you today. | scam | fake_giveaway | pidgin | instagram | no | constructed |
X-161 | Shoprite is giving free N50,000 vouchers to celebrate 25 years. Answer 3 questions and share with 10 groups to claim: http://shoprite-vouchers.online | scam | fake_giveaway | english | whatsapp | yes | constructed |
X-162 | Your phone number has won the Airtel weekly draw of N500,000. Send your account details and BVN to claim. | scam | fake_giveaway | english | sms | no | constructed |
X-163 | Mummy, it's me. I'm using my friend's phone, my phone fell in water. Please send N20,000 to this account [ACCOUNT], I'll explain later. Don't call, I'm in class. | scam | impersonation | english | whatsapp | no | constructed |
X-164 | This is EFCC. Your account has been linked to a fraud case. Pay N150,000 bail fee now or officers will come and arrest you today. | scam | impersonation | english | sms | no | constructed |
X-165 | Hello sir, I mistakenly sent N25,000 to your account. Please kindly send it back to [ACCOUNT]. God bless you. | scam | impersonation | english | sms | no | constructed |
X-166 | Ẹ jọ̀ọ́, èmi ni ọmọ yín, mo ti yí nọ́mbà padà. Mo nílò ₦15,000 ní kíákíá, ẹ fi ránṣẹ́ sí [ACCOUNT]. Ẹ má sọ fún ẹnikẹ́ni. | scam | impersonation | yoruba | whatsapp | no | constructed |
X-167 | Asusun bankinka an rufe shi saboda matsalar BVN. Kira [PHONE] yanzu don a bude shi. | scam | impersonation | hausa | sms | no | constructed |
X-168 | Ọ bụ m nwa gị, agbanwere m nọmba ekwentị. Ziga m ₦10,000 ugbu a, biko. Agwala onye ọ bụla. | scam | impersonation | igbo | whatsapp | no | constructed |
X-169 | Acct:[ACCOUNT] Amt:NGN5,000.00 CR Desc:TRF FROM [NAME] Avail Bal:NGN[AMOUNT] Date:02-10-2026 09:14 | legit | none | english | sms | no | constructed |
X-170 | Debit Alert! Acct:[ACCOUNT] Amt:NGN2,500.00 DR Desc:POS PURCHASE SHOPRITE ILORIN Bal:NGN[AMOUNT] 01/10/2026 | legit | none | english | sms | no | constructed |
X-171 | Credit: NGN45,000.00 to [ACCOUNT] from SALARY. Balance: NGN[AMOUNT]. Thank you for banking with us. | legit | none | english | sms | no | constructed |
X-172 | You sent N3,000 to [NAME]. Your balance is N[AMOUNT]. Ref: [REF] | legit | none | english | sms | no | constructed |
X-173 | Debit: NGN1,200.00 Acct [ACCOUNT] AIRTIME PURCHASE MTN. Bal NGN[AMOUNT]. Dial *737# for more. | legit | none | english | sms | no | constructed |
X-174 | Txn: DR NGN15,000.00 Acc: [ACCOUNT] Desc: ATM WDL FIRST BANK TANKE Avl Bal: NGN[AMOUNT] | legit | none | english | sms | no | constructed |
X-175 | You received N10,000.00 from [NAME]. Wallet balance: N[AMOUNT]. Transaction ID: [REF] | legit | none | english | sms | no | constructed |
X-176 | Acct: [ACCOUNT] DR Amt: NGN52.50 Desc: SMS ALERT CHARGES SEPT 2026 Bal: NGN[AMOUNT] | legit | none | english | sms | no | constructed |
X-177 | Your transfer of NGN20,000.00 to [NAME] was successful. Session ID: [REF] | legit | none | english | sms | no | constructed |
X-178 | CR Alert: NGN7,500.00 Desc: REVERSAL FAILED TRANSACTION Acct: [ACCOUNT] Bal: NGN[AMOUNT] | legit | none | english | sms | no | constructed |
X-179 | Your OTP for transaction of NGN25,000.00 is [CODE]. It expires in 5 minutes. Do not share this code with anyone, including bank staff. | legit | none | english | sms | no | constructed |
X-180 | [CODE] is your verification code. For your security, do not share this code. | legit | none | english | sms | no | constructed |
X-181 | Your one-time password to log in is [CODE]. If you did not request this, please contact us immediately on our official line. | legit | none | english | sms | no | constructed |
X-182 | Use [CODE] to verify your phone number on Jumia. This code expires in 10 minutes. | legit | none | english | sms | no | constructed |
X-183 | Your WhatsApp code: [CODE]. Don't share this code with others. | legit | none | english | sms | no | constructed |
X-184 | [CODE] is your Bolt verification code. | legit | none | english | sms | no | constructed |
X-185 | Dear customer, we will NEVER ask for your PIN, OTP or password by phone, SMS or email. Report suspicious messages to our official line. | legit | none | english | sms | no | constructed |
X-186 | Fraud alert: Fraudsters are calling customers claiming to be bank staff. Do not share your card details, PIN or OTP with anyone. | legit | none | english | sms | no | constructed |
X-187 | Our mobile app will be unavailable on Sunday 4 Oct 2026 from 1am to 4am for scheduled maintenance. We apologise for any inconvenience. | legit | none | english | sms | no | constructed |
X-188 | Your debit card ending in [LAST4] expires this month. Please visit any of our branches with a valid ID to collect your new card. | legit | none | english | sms | no | constructed |
X-189 | Reminder: Link your BVN to all your accounts. Visit any branch with valid ID. We will never ask for your BVN via SMS links. | legit | none | english | sms | no | constructed |
X-190 | You have successfully purchased 2GB data valid for 30 days. Your data balance is 2.1GB. Dial *323# to check balance. | legit | none | english | sms | no | constructed |
X-191 | Y'ello! You have been credited with N500 airtime. Your new balance is N[AMOUNT]. | legit | none | english | sms | no | constructed |
X-192 | Your data plan will expire in 2 days. Dial *312# to renew and stay connected. | legit | none | english | sms | no | constructed |
X-193 | Dear customer, your data bundle is exhausted. You are now browsing at standard rates. Dial *141# to buy a new bundle. | legit | none | english | sms | no | constructed |
X-194 | Get 10% bonus airtime on recharges above N1,000 this weekend. Terms apply. To opt out, text STOP to 2442. | legit | none | english | sms | no | constructed |
X-195 | Your NIN has been successfully linked to this line. Thank you. | legit | none | english | sms | no | constructed |
X-196 | Night plan activated: 1GB valid from 12am to 5am. Thank you for choosing us. | legit | none | english | sms | no | constructed |
X-197 | Your SIM swap request has been completed. If you did not make this request, visit our nearest service centre immediately. | legit | none | english | sms | no | constructed |
X-198 | You have borrowed N200 airtime. N200 + service fee will be deducted on your next recharge. | legit | none | english | sms | no | constructed |
X-199 | Your monthly bundle has been renewed successfully. Thank you for staying with us. | legit | none | english | sms | no | constructed |
X-200 | Your order #[REF] has been shipped and will be delivered between 3 and 5 October. Track your order in the app. | legit | none | english | sms | no | constructed |
X-201 | Your rider is 5 minutes away. Please have your payment ready if you chose pay on delivery. | legit | none | english | sms | no | constructed |
X-202 | Your package from Lagos has arrived at our Ilorin office. Please come with your waybill number [REF] to pick it up. | legit | none | english | sms | no | constructed |
X-203 | Order confirmed! Your food will arrive in about 35 minutes. Thanks for ordering. | legit | none | english | sms | no | constructed |
X-204 | Your trip with Bolt ended. Total fare: N2,350. Rate your driver in the app. | legit | none | english | sms | no | constructed |
X-205 | Hello, this is the dispatch rider with your order. I am at the gate. Please come out. | legit | none | english | sms | no | constructed |
X-206 | Your Konga order has been delivered. Thank you for shopping with us. | legit | none | english | sms | no | constructed |
X-207 | Your electricity token is [TOKEN]. Units: 45.2kWh. Amount: N5,000. Thank you for your payment. | legit | none | english | sms | no | constructed |
X-208 | Your DStv Compact subscription has been renewed and is valid until 02/11/2026. Thank you. | legit | none | english | sms | no | constructed |
X-209 | Dear customer, power supply to your area will be interrupted on Saturday from 9am to 3pm for maintenance works. We apologise for any inconvenience. | legit | none | english | sms | no | constructed |
X-210 | Your GOtv subscription expires in 3 days. Pay now to avoid disconnection. | legit | none | english | sms | no | constructed |
X-211 | Payment received: N3,500 for water bill, account [ACCOUNT]. Thank you. | legit | none | english | sms | no | constructed |
X-212 | Thank you for applying for the Graduate Trainee role. Your application is being reviewed. Shortlisted candidates will be contacted via email. We do not charge any fees at any stage. | legit | none | english | email | no | constructed |
X-213 | Dear [NAME], we are pleased to invite you to a virtual interview for the Junior Data Analyst position on Thursday at 11am. The meeting link will be sent to your email. | legit | none | english | email | no | constructed |
X-214 | Your NYSC call-up letter is now available. Log in to the official NYSC portal to print it. | legit | none | english | sms | no | constructed |
X-215 | Reminder: Your interview is tomorrow at 10am at our office. Please bring a copy of your CV. Reply to confirm your attendance. | legit | none | english | sms | no | constructed |
X-216 | Dear student, second semester examination timetable has been published on the university portal. Check your department notice board for details. | legit | none | english | sms | no | constructed |
X-217 | Your JAMB result is now available. Log in to the official JAMB portal to check. | legit | none | english | sms | no | constructed |
X-218 | Reminder: Course registration closes on Friday. Ensure you complete your registration on the student portal. | legit | none | english | sms | no | constructed |
X-219 | Dear parent, school resumes on Monday 12 October. Pupils should resume by 7:30am in full uniform. | legit | none | english | sms | no | constructed |
NaijaScamBench (v0)
A small, labelled benchmark of Nigerian scam and legitimate messages (SMS and WhatsApp style) in English, Nigerian Pidgin, Yoruba, Hausa and Igbo. It was built to evaluate Xvimo, an open-source scam checker for Nigeria that runs on NVIDIA Nemotron models.
Most public spam datasets are Western SMS. Nigerian fraud looks different: fake job interviews at a physical venue, BVN and ATM "block" alerts, Ponzi "investment" schemes, fake loans, giveaway and romance lures, often written in Pidgin or a local language.
Contents
| Field | Description |
|---|---|
id |
Message ID (matches the Xvimo benchmark logs) |
text |
The message. Private details are replaced by placeholders such as [NAME], [PHONE], [ACCOUNT], [AMOUNT], [CODE] |
label |
scam or legit |
scam_type |
ponzi, phishing_link, fake_loan, advance_fee, impersonation, fake_giveaway, romance, fake_job, or none |
language |
english, pidgin, yoruba, hausa, igbo, mixed |
channel |
Where such a message usually arrives (SMS, WhatsApp, …) |
has_link |
Whether the message contains a link |
source |
constructed or UCI SMS Spam Collection (CC BY 4.0) |
180 messages: 49 scam, 131 legit.
| Language | Scam | Legit |
|---|---|---|
| English | 37 | 118 |
| Pidgin | 5 | 7 |
| Yoruba | 2 | 2 |
| Hausa | 2 | 2 |
| Igbo | 2 | 2 |
| Mixed | 1 | 0 |
Sources
- Constructed (135): written by the Xvimo team to reflect common Nigerian scam and everyday message patterns. These contain no real people's data.
- UCI SMS Spam Collection (45 legit "ham" messages): Almeida, T. & Hidalgo, J. (2011), UCI Machine Learning Repository, CC BY 4.0. They are included as casual everyday chat.
The full Xvimo benchmark uses 330 messages. The other 150 come from sources whose licence does not allow redistribution, so they are not published here:
- 120 real Nigerian scam SMS (job and financial scams) from a public repository built on Data Science Nigeria data;
- 30 everyday Nigerian messages.
Leaderboard numbers in the Xvimo README refer to the full 330.
Limitations (please read)
- Small. Treat this as a starting point, not a definitive test.
- Local languages are very thin: 4 messages each for Yoruba, Hausa and Igbo. A score of 100% on 4 messages proves very little. These messages have not yet been reviewed by native speakers.
- Placeholders like
[ACCOUNT]make some legitimate bank alerts look unusual to models, which can inflate false alarms. - Constructed messages were written by the same team that built Xvimo. Scores on them may be optimistic.
Contributing
Native-speaker corrections and new real-world examples (with personal details removed) are very welcome. Open a discussion on this dataset page or an issue on the Xvimo GitHub repository.
Citation
@misc{naijascambench2026,
title = {NaijaScamBench: Nigerian scam and legitimate messages for evaluating scam checkers},
author = {Xvimo team},
year = {2026},
url = {https://huggingface.co/datasets/<your-username>/NaijaScamBench}
}
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