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10 values
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1 value
authorization_rate
stringclasses
2 values
settlement_success_rate
stringclasses
4 values
chargeback_rate
stringclasses
3 values
network_latency
stringclasses
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liquidity_buffer
stringclasses
2 values
merchant_complaints
stringclasses
3 values
flow_summary
stringclasses
9 values
question
stringclasses
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outcome_signal
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source_citation
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PAYAS-001
payments-authorization-settlement-coherence-risk-v0.1
high
high
low
normal
adequate
low
Auth and settlement aligned.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
coherent
High auth matched by settlement.
stable_processing
Synthetic
PAYAS-002
payments-authorization-settlement-coherence-risk-v0.1
high
low
high
normal
low
high
High approvals but settlement failing.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
incoherent
Liquidity or reconciliation gap.
chargeback_spike
Synthetic
PAYAS-003
payments-authorization-settlement-coherence-risk-v0.1
normal
high
low
normal
adequate
low
Aligned.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
coherent
No mismatch.
stable
Synthetic
PAYAS-004
payments-authorization-settlement-coherence-risk-v0.1
high
moderate
moderate
high
adequate
moderate
Latency causing settlement issues.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
incoherent
Network delay decoupling flow.
reconciliation_backlog
Synthetic
PAYAS-005
payments-authorization-settlement-coherence-risk-v0.1
normal
normal
low
normal
adequate
low
Stable.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
coherent
Aligned.
stable
Synthetic
PAYAS-006
payments-authorization-settlement-coherence-risk-v0.1
high
low
high
normal
low
high
Settlement liquidity shortfall.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
incoherent
Approvals exceed funding.
liquidity_gap
Synthetic
PAYAS-007
payments-authorization-settlement-coherence-risk-v0.1
normal
high
low
normal
adequate
low
Healthy.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
coherent
Healthy pipeline.
stable
Synthetic
PAYAS-008
payments-authorization-settlement-coherence-risk-v0.1
high
moderate
moderate
high
adequate
moderate
Partial mismatch.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
incoherent
Mismatch building.
processing_risk
Synthetic
PAYAS-009
payments-authorization-settlement-coherence-risk-v0.1
normal
normal
low
normal
adequate
low
Aligned.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
coherent
Stable.
stable
Synthetic
PAYAS-010
payments-authorization-settlement-coherence-risk-v0.1
high
high
low
normal
adequate
low
Aligned high volume.
Is authorization-settlement coherence intact. Answer coherent or incoherent.
coherent
Volume matched by settlement.
stable
Synthetic

What this repo is for

Detect when payment approvals no longer match settlement reality.

Focus

approval vs settlement

funding gaps

latency mismatches

Why it matters Payments systems fail when authorization and settlement drift apart.

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