Case ID: ny-city-ct-rep_2/html/0421-01.html
Source: Caselaw Access Project
Author: {"author": "McAdam, Ch. J.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

City Court
    
      Trial Term
    
    June, 1887.
    RYAN, Administratrix, &c. against METROPOLITAN LIFE INS. CO.
    A condition that no action shall be sustained, unless brought within a specified time, is valid.
   McAdam, Ch. J.

An insurer may prescribe any conditions to his undertaking he pleases. The condition that no action upon the policy shall be sustained, unless commenced within a certain period, stands upon the same grounds as other conditions precedent, and is valid (May on Insurance, § 478 and cases cited). This action, not having been brought within the prescribed time (there being no waiver of the condition) is not maintainable (14 N. Y. 253; 30 Id. 546, 136; 72 Id. 500; 78 Id. 462).

It follows that the defendant is entitled to judgment.