Case ID: port_9/html/0459-01.html
Source: Caselaw Access Project
Author: {"author": "COLLIER, C. J.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

SMITH vs. RAYMOND.
    1. An averment in a declaration on a note payable in bank, that the same was presented at the bank, when due, is a sufficient allegation of a demand of payment.
    Error to Wilcox Circuit court.
    Assumpsit on note.
    
      J. A. Campbell, for plaintiff in error.
   COLLIER, C. J.

The plaintiff was sued as the endorser of a promissory note, “ negotiable and payable at the Rank of Mobileand a judgment by nil dicit, on plea withdrawn, having been rendered against him, he prosecutes a writ of error to this court, and here insists, that the declaration is defective, in not alleging a presentment and demand of the note for payment.

The declaration states, that the note “ was presented at the Bank of Mobile, on the day the same became due.” A presentment at the bank, implies that the paper was shown to the proper officer of the bank — and more, it supposes that the act was effectual, and such as is usual, and therefore, it will be held to include a demand.

The declaration, in the particular objected to, being sufficient, — the judgment is affirmed.