Case ID: ind_13/html/0362-01.html
Source: Caselaw Access Project
Author: {"author": "Davison, J. \n      Per Curiam.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

Marble v. The State.
    Information for usury as follows: That A., on, &c., at, &c., did then and there unlawfully bargain for a greater rate of interest, &c. Held, that this is sufficient without the use of the words corruptly and usuriously.
    
    The information also alleged that said B. did then and there loan from the said A., &c., instead of saying that said A. did then and there loan to the said B. Held, that this was not a substantial defect.
    APPEAL from the Gibson Court of Common Pleas.
   Davison, J.

Prosecution against Painter Marble for usury. The information charges “that Marble, on, &c., at, &e., did then and there unlawfully bargain for a greater rate of interest than was then or now is allowed by law, with one John M. Boren; to-wit, the said Boren did then and there loan for the space of one year, from the said Marble, the sum of 1,000 dollars, for the use and forbearance of which, for the term of one year, the said Boren made an agreement with said Marble to pay to him, Marble, 10 per cent, interest, or 100 dollars—exceeding the legal rate of interest 4 per cent., or 40 dollars—being unlawful and usurious interest; contrary,” &c.

Motion to quash the information overruled. Plea, not guilty. Finding and judgment for the state.

An objection is raised to the information, “because it fails to allege that the illegal interest was corruptly and usuriously taken.” The lawful rate of interest is 6 percent, per annum. 1 R. S. p. 343. And the statute upon which the information is predicated is as follows:

“ Any person who shall directly or indirectly bargain for, receive, or reserve, on any contract or agreement whatever, a greater rate of interest than at the time is allowed by law, shall be fined in five times the interest so unlawfully bargained for, taken, or reserved,” &c. 2 R. S. p. 440, § 51.

Thus it will be seen that the statute defining the offense of usury, does not use the terms “corruptly and usuriously,” or either of them. And the general rule is, that “the description of the offense in an indictment in the language of the statute defining it, is sufficient.” The State v. Bougher, 3 Blackf. 307.

The rule thus, stated seems to be alike applicable to in-formations under the code of criminal procedure now in force; and though there are exceptions to it, none of them apply to the offense defined in the statute before us. Here the information avers “ that the defendant, on, &c., at, &c., did unlawfully bargain for a greater rate of interest than was then, or is now, allowed by law,” &c. This, in our judgment, brings the offense within the statute, and sufficiently alleges the defendant’s criminal intent in bargaining for the illegal interest. As we have seen, the information, in stating the illegal bargain, avers that “the said Boren did then and there loan from the said Marble the sum of 1,000 dollars, for the use and forbearance of which for the term of one year, the said Boren made an agreement with said Marble to pay him, Marble, 10 per cent.,” &c. This averment, it is insisted, does not sufficiently charge the defendant with having done the act of loaning the money. We think otherwise. In point of form, it would, perhaps, have been more appropriate to have alleged that Marble did then and there loan to Boren. Still the information as it stands, is sufficiently explicit, and is not substantially defective.

A. C. Donald, for the appellant.

Per Curiam.

The judgment is affirmed with costs.