Case ID: ga_36/html/0499-01.html
Source: Caselaw Access Project
Author: {"author": "Warner, C. J.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

Valentine W. Boisclair, plaintiff in error, vs. John Jones, defendant in error.
    In a proceeding to foreclose a mortgage on real estate under the provisions of the Oode, the mortgagor cannot set up as a defence for himself against the mortgagee, that the property so mortgaged -was trust property, and that he had no right to mortgage it. The mortgagee has the right to foreclose his mortgage as against him, there being no other parties interested before the Court.
    Foreclosure of mortgage. Demurrer. Decided by Judge Clark, Eandolpli Superior Court. November Term, 1867.
    John Jones was proceeding to foreclose a mortgage made by Boisclair, individually. Boisclair showed for cause why the rule should not be made absolute, that the mortgaged premises belonged to him as trustee and not individually.
    Plaintiff moved to strike the plea. The defendant’s attorney said they represented Boisclair as trustee, and his cestui que trusts, and appeared to protect the trust estate.
    The Court held that as neither Boisclair as trustee nor his cestui que trusts, were parties to the record, they could not be heard to object to the foreclosure, and ordered the rule made absolute.
    This was accordingly done, and defendant excepted and assigns the same as error.
    Fielder and Jones, for plaintiff in error.
    C. B. Wootten, for defendant in error,
   Warner, C. J.

The mortgagor executed the mortgage upon the property as his own estate, to secure the payment of hisf individual debt. In a proceeding to foreclose the mortgage as against ■ him,, he cannot be permitted to allege that the property so mortgaged by him as his own individual property, was not his property, but was trust property which he had no right to mortgage. The maker of a deed cannot claim adversely to his deed, but is estopped from denying his right to sell and convey. Revised Code, Section 2657. "When the mortgage shall be foreclosed against the mortgagor, and the property sold, or offered for sale under the judgment of foreclosure, and other parties have either a legal or equitable interest in it, they can assert their rights to it at the proper time, and in the proper manner, if they shall think proper to do so. McDougald vs. Hall, 3d Kelly’s Rep., 174. Whatever right or title the mortgagor conveyed to the mortgagee, by his mortgage deed, may be foreclosed as against him in this proceeding, there being no other parties before the Court but the mortgagor and the mortgagee.

Let the judgment of the Court below be affirmed.