Case ID: haw_68/html/0269-01.html
Source: Caselaw Access Project
Author: {"author": "WAKATSUKI, J.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

YASH RANA, Petitioner-Appellant, v. BISHOP INSURANCE OF HAWAII, INC., a Hawaii corporation, Respondent-Appellee
    NO. 10097
    (CIVIL NO. 78040)
    DECEMBER 5, 1985
    LUM, C.J., NAKAMURA, PADGETT, HAYASHI AND WAKATSUKI, JJ.
    
      A. Peter Howell on the briefs for Petitioner-Appellant.
    
      David L. Stretch and Roy F. Hughes on the brief for Respondent-Appellee.
   OPINION OF THE COURT BY

WAKATSUKI, J.

The question before the court, upon a petition for writ of certiorari, is whether the Hawaii No-Fault Law, Hawaii Revised Statutes (HRS) Chapter 294, as amended, precludes the stacking of basic no-fault insurance coverages where the injured named insured has a single insurance policy covering several vehicles.

The Intermediate Court of Appeals, upon reviewing legislative history, held that HRS §§ 294-2(10) and -3(c) preclude the stacking of basic no-fault insurance policies and coverages.

We adopt and affirm the reasoning and decision of the Intermediate Court of Appeals. 
      
      § 294-2 Definitions. As used in this chapter:
      (10) “No-fault benefits” with respect to any accidental harm shall be subject to an aggregate limit of $15,000 per person or his survivor and means[.]
     
      
      § 294-3 Right to no-fault benefits. . . .
      (c) “Maximum limit”. The total no-fault benefits payable per person or on his death to his survivor on account of accidental harm sustained by him in any one motor vehicle accident shall be $15,000, regardless of the number of motor vehicles involved or policies applicable.