Case ID: sw2d_86/html/1119-02.html
Source: Caselaw Access Project
Author: {"author": "WALKER, Chief Justice.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

Ada MORRIS v. WATCHTOWER MUTUAL LIFE INSURANCE COMPANY.
    No. 2826.
    Court of Civil Appeals of Texas. Beaumont.
    Oct. 10, 1935.
    Lawler & Wood and W. E. Dyche, Jr., all of Houston, for defendant in error.
   WALKER, Chief Justice.

This appeal was prosecuted from a judgment of .the county court at law of Harris County to the Galveston Court of Civil Appeals, and transferred to this court by orders of the Supreme Court.

On the 30th day of May, 1932, appel-lee issued its policy of life insurance in the sum of $500 to Wm. R. Morris, who died on July 25, 1932. In this policy appellant, the wife of Wm. R. Morris, deceased, was named beneficiary. This suit was instituted by her as beneficiary against appellee for the amount of the policy. In answer to her petition ap-pellee pleaded specially the following conditions of the policy: “Preliminary Provision — This policy shall not take effect if the insured dies before the date hereof or if on such date the insured be not in sound health, but in either event the premiums paid hereon, if any, shall be returned.”

On trial to the court without a jury, it was found that the insured was not “in sound health” on the date of the policy, and, on that finding, judgment was entered against appellant that she take nothing by her suit except the sum of $3.85 tendered by appellee in connection with its answer as the amount of premiums paid by the insured on the policy. Conclusions of law and fact were filed in support of the judgment.

The fact conclusions have abundant support in the evidence, and all propositions attacking them as being without support are overruled.

We have given careful consideration to all of appellant’s assignments and propositions, and, as they are without merit, the judgment of the lower court is in all things affirmed.

Affirmed.