Case ID: ohio-law-abs_6/html/0238-02.html
Source: Caselaw Access Project
Author: {"author": "VICKERY, J.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

METROPOLITAN LIFE INS. CO. v. FECZKO.
    Ohio Appeals, 8th Dist., Cuyahoga Co.
    723. LIFE INSURANCE — 509. False Representation.'
    1. Conditions in policy must be complied with before recovery can be had.
    2. False statements, innocently made, held to. void policy.
    3. Statement, in application, that insured had never been treated by physician or never had ailment of any kind, when, in fact, he had been in hospital and had bad case of cancer of which insurer did not know, held to bar recovery on part of beneficiary.
    Cook, McGowan, Foote, Bushnell & Burgess, Cleveland, for Life Ins. Co.
    Philip Sampliner, Cleveland, for Feczko.
   VICKERY, J.

1. Conditions expressed in policy of life insurance must be complied with before there can be recovery on policy.

2. Statements made in an insurance policy if not true are conditions which defeat going into effect of policy and make it void though party makes statements innocently.

S. In action by beneficiary to recover on life policy, statements by insured, in application which becomes part of policy, that he had mever been treated by physician or never had any ailment of any kind, held to avoid recovery on policy, when in fact ingured, prior to writing policy, had been in hospital and had explofa-tory operation performed on him and was found to have bad case of cancer from which he died, and of which insurer did not know until death of insured.

(Sullivan, PJ. and Levine, J., concur.)

For reference to full opinion, see Omnibus Index, last page, this issue.