Case ID: so3d_232/html/1162-01.html
Source: Caselaw Access Project
Author: {"author": "PER CURIAM.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

DEUTSCHE BANK NATIONAL TRUST COMPANY as Trustee FOR ARGENT SECURITIES, INC., ASSET-BACKED PASS-THROUGH CERTIFICATES, SERIES 2005-W4, Appellant, v. Myles P. CORRIGAN, Deborah A. Smith and Rock Springs Ridge Homeowners Association, Appellees.
    Case No. 5D16-2983
    District Court of Appeal of Florida, Fifth District.
    Opinion filed December 8, 2017
    Rehearing Denied January 10, 2018
    W. Bard Brockman, of Bryan Cave LLP, Atlanta, Georgia, and Zina Gabsi, of Bryan Cave LLP, Miami, for Appellant.
    Tanner Andrews, of Tanner Andrews, P.A., Deland, for Appellees, Myles P. Cqr-rigan and Deborah A. Smith.
    No Appearance for other Appellee.
   PER CURIAM.

Deutsche Bank National Trust Company (“Bank”) appeals the final judgment dismissing its foreclosure complaint against Myles P. Corrigan and Deborah A. Smith as barred by the statute of limitations under Hicks v. Wells Fargo Bank, N.A., 178 So.3d 957, 959 (Fla. 5th DCA 2015). Because Hicks is limited to cases where the bank relies on a single default outside the limitations period, see Klebanoff v. Bank of N.Y. Mellon, 228 So.3d 167, 168-69 (Fla. 5th DCA 2017), it is inapplicable here. In this case, Bank’s foreclosure action alleges not just the initial default, which is outside the five-year limitations period, but subsequent defaults as well. Thus, the statute of limitations does not bar Bank’s foreclosure action, and it was error to conclude otherwise. Id. Accordingly, we reverse the final judgment under review and remand for further proceedings.

REVERSED and REMANDED.

SAWAYA, BERGER and LAMBERT, concur.