Case ID: ala_95/html/0031-01.html
Source: Caselaw Access Project
Author: {"author": "THOBINGTON, J.", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

Reeves v. The State.
    
      Indictment for Embezzlement against Ba,nh President. ■
    1. Svfficie.ncv of indictment. — An indictment against the president or other officer of a bank incorporated under the laws of this State, in the form prescribed by the Code (Form No. 39; Code, p. 270), charging that he, being such officer, “embezzled, or fraudulently converted to his own use, money to about the amount of $558, which was in the possession of said bank, or deposited therein,” is sufficient to authorize a conviction for the embezzlement or fraudulent conversion of money belonging to the bank itself, or deposited therein on general or special account; and though the money was a special deposit, it is not necessary to aver the name of the owner.
    2. Embezzlement by bank officer. — Tinder statutory provisions (Code, § 3796), a bank officer may be convicted of embezzling, or fraudulently converting to his own use, money belonging to the bank, or deposited therein, although his possession and control was not exclusive of the other officers ; it is immaterial whether his acts were perpetrated secretly or openly, with or without the assent and concurrence of the other officers; if consummated under the guise of a fraudulent loan, made with the assent of the other officers, and regularly credited on the books as an ordinary business transaction, this would i.ot eliminate the criminality of the act; and the fraudulent intent may be inferred by the jury from the misappropriation of the funds.
    3. flame.; evidence. — In a criminal prosecution against a bank officer for embezzlement, as in other cases involving the question of fraud, or fraudulent intent, great latitude is allowed in the range of the evidence, and it is permissible to prove other acts and transactions of similar character, at or about the same time, on the part of the defendant and the other officers, amounting to a misappropriation of the funds of the bank, though entered on its books as loans to each of them, culminating in its failure and assignment at the end of the year; also, that the defendant and his brother, president and vice-president, owned nearly all the stock of the bank, drew out of it during the year, as loans, amounts equal to their stock, and were insolvent when the bank failed; also, that their respective wives each owned a valuable estate, including a plantation which the brothers cultivated jointly during the year,' and for which advances were drawn from the bank as loans about equal to its full value. All of this evidence, though relating to acts which might constitute several criminal offenses, is within the legitimate range of the inquiry, tending to show “a long course of unlawful dealing in the affairs and management of the bank, of which defendant could not have been ignorant, and which could not have occurred without his participation, and may shed light on the motives and intent influencing him in the admitted appropriation to his own use of the money drawn out by him on his several checks, including the one on which the indictment is based.”
    4. Same. — The fact that the defendant’s brother, who was the vice-president of the bank, kept a private box of papers in the bank, and secretly removed it without the defendant’s knowledge, the night before the bank made an assignment, is not relevant or admissible as evidence for any purpose, and its admission is error.
    5. Charge giver/., but not handed to jury. — If an erroneous charge, requested by the defendant, is marken Given by the presiding judge, but by mistake is placed among the charges refused, and does not go into the hands of the jury, there is nothing in this of which the defendant can complain.
    6. Refusal of new trial. — The overruling of a motion for a new trial in a criminal case is not revisable, though an appeal is given by statute in a civil case.
    Ebom tbe Circuit Court of Bullock, on change of venue from Barbour.
    Tried before Hon. Jesse M. Cabmiohael.
    Tbe defendant in tbis case was indicted for embezzlement as a bank officer, was convicted, and sentenced to tbe penitentiary for tbe term of three years. Tbe indictment was found at tbe June term, 1891, and contained four counts. Tbe judgment-entry recites that tbe defendant “interposed a demurrer to tbe indictment, as shown by tbe record, which demurrer was overruled by tbe court;” but tbe grounds of demurrer are nowhere stated. On tbe trial, tbe State elected to proceed on tbe second count of tbe indictment, which charged that William N. Reeves, “an officer and president of tbe John McNab Bank, a bank incorporated under tbe laws of tbis State, embezzled, or fraudulently converted to bis own use, money to about the amount of $558.34, which was in tbe possession of said bank, or deposited therein; against tbe peace,” etc. Issue was joined on tbe plea of not guilty. Tbe opinion of Judge Thobington contains a very full statement of tbe evidence, and renders any further statement unnecessary. In addition to tbe exceptions to evidence, stated in tbe opinion, tbe defendant reserved exceptions to tbe refusal of each of tbe following charges, asked by him in writing:
    
      (1.) “If tlie jury believe from tbe evidence tbat tbe defendant, at tbe time be received tbe $558.34 from tbe bank, bad no intent to injure or defraud tbe bank, tben tbey will find bim not guilty; and if, fr> un all tbe evidence, tbey bave a reasonable doubt of tbe fact tbat, at tbe time be received tbe mouey, he bad tbe intent to embezzle tbe same, or fraudulently convert tbe same to bis own use, tbey must acquit bim.” (2.) “If tbe jury believe from tbe evidence tbat when tbe defendant received tbe $558.34 from tbe bank, be received it as a loan, to be repaid out of tbe proceeds of tbe crop to be grown on tbe plantation in Bussell county, and bad good reason to believe, and did believe, tbat said sum, and all other sums advanced to bim by tbe bank during tbe year for tbe use of tbe plantation, would be. repaid to tbe bank from said crops; and tbat be bad, at tbe time tbe several sums were received by bim from the bank, no intent to embezzle tbe same, or fraudulently convert tbe same to bis own use, — -then tlieir verdict must be for tbe defendant.” (3.) “If tlie jury, on consideration of all tbe evidence.in tbe case, can reasonably conclude tbat tbe defendant, at tbe time be received tbe $558.34 from tbe bank, bad no intent of embezzling tbe same, or fraudulently converting it to bis oivn use, tben it is their duty to acquit him.” (4.) “When a good or bad motive for doing an act can be imputed to tbe person doing tbe act, tbe law says tbe good motive must be imputed, if tbe same can be done from tbe evidence reasonably to tbe satisfaction of tbe jury; and before tbe jury can say tbat tbe defendant in this case is guilty, tbey must be satisfied from tbe evidence, beyond all reasonable doubt, tbat when be received tbe money from tbe bank be intended to embezzle it, or fraudulently convert it to bis own use; and if tbey bave a reasonable doubt, growing out of tbe evidence, tbat tbe defendant at tbe time intended to embezzle tbe same, or fraudulently convert it to bis own use, tbey must find bim not guilty.”
    Tbe action of tbe court in reference to these charges, and tbe defendant’s exception to tbat action, are thus stated in tbe bill of exceptions: “Tbe above charges, numbered from one to four inclusive, with tbe addition of tbe words, ‘and used it,’ referring to tbe money after it was obtained, were given by tbe court. Tbe court refused to give said written charges, and tbe defendant excepted to such (?) refusal.”
    Tbe defendant requested also tbe following charges in writing, and excepted to their refusal as stated:
    (5.) “Tbe law makes all money, put into tbe bank on general deposit,, tbe absolute property of said bank, and authorizes and empowers said bank to use said money as its own in any lawful way; and if the jury believe from the evidence that the proper authorities or officers of the bank consented and agreed to lend said sum of $558.34 to defendant, in the nsnal way and manner of doing business by said bank, they must find the defendant not guilty.”
    (6.) “If the jury believe from the evidence that when the defendant discounted the draft for $7,480, the same was so discounted by the bank with the full knowledge and consent of the officers and managers of its affairs, and by authority and consent of a majority of the board of directors of said bank, and he paid to the bank the interest or discount on said draft in the usual and customary way; and that the money arising from the discount of said draft was used by the defendant bona fide in defraying the expenses of running the Russell county plantation during the year 1890; and that the cotton crops to be grown on said plantation during that year were to be used by said defendant in repaying said amount to the bank; and that the defendant believed, and had good reason to believe, that said cott< m crops to be raised that year on said plantation would be sufficient to repay said amount; and that defendant, by reason of the failure of the cotton crop on said plantation during that year, could not repay said amount to the bank in full; and that said defendant, at the time said draft was discounted, had no intent to embezzle the same, or fraudulently convert it to his own use, — then they must acquit the defendant.”
    (7.) “If the jury believe from the evidence that the $558.34 was loaned by the bank to W. N. and J. H. Reeves in good faith, and in the regular course of business, then they must acquit the defendant.”
    (8.) “Although the jury may believe from the evidence that the affairs of the bank were not managed with the highest degree of care and skill, yet, if they believe that the $558.34 was loaned by the bank in good faith to said W. N. and J. H. Reeves, and in the usual and customary way, they must acquit the defendant.”
    (9.) “Before the jury can convict the defendant in this case, they must believe from the evidence, beyond a reasonable doubt, that the money paid by the bank on the check for $558.34 was paid out of money which was placed in and held by the bank as a special or specific deposit.”
    (10.) “If the jury believe from the evidence that the check for $558.34 was paid by the bank out of money held by it on general deposit, they must find the defendant not guilty.” 8
    
      (11.) “If tbe check for $558.34 was drawn on the bank by the defendant, and the money on the same was paid to him by the bank with the knowledge and consent of the officers and managers of the affairs of the bank, and there was no fraud practiced by the defendant in obtaining said money, then the jury will find him not guilty.”
    (12.) “If the jury believe from the evidence that the defendant, when he drew the check for $558.34 in favor of Ex. Tucker, honestly believed that he had the right to draw the check and use the money as 'the evidence shows it was used, then they must find him not guilty.”
    (13.) “If the. jury believe from the evidence that the check for $558.34, drawn by the defendant on the 23d June, 1890, was known to and authorized by the other ministerial officers of the bank, they must find defendant not guilty.”
    (14.) “If the jury believe the evidence in the case, they must find the defendant not guilty.”
    Each of these charges was refused by the court except the 12th, which was marked Given, and intended to be given, but by mistake was placed among the charges refused, “and was not read to the jury, nor considered by them in making-up their verdict; and defendant excepted to the action of the court in respect to said charge.” The bill of exceptions adds: “But the court gave substantially the same charge, generally and specially, at the request of the defendant.”
    G. L. Comer, HeNby E. Shobteb, and Watts k SON, for appellant.
    (1.) The statute is aimed at the embezzlement or fraudulent conversion, by a bank officer, (1) of money belonging to the bank, (2) of money in the possession of the bank, or (3) deposited therein. The latter words can only refer to money on special or specific deposit, for money deposited on general account becomes at once the property of the bank, and creates the relation of debtor and creditor between the bank and the depositor. — -Morse on Banking, vol. 1, § 289; Wray v. Tuskegre Insurance Go., 34 Ala. 58; Wright v. Paine, 62 Ala. 340; Henry v. Northern Bank, 63 Ala. 540; Thompson v. Biggs, 5 Wall. 678; Bank v. Miller, 10 Wall. 152: 16 Wall. 483; People v.' Hone, 2 N. T. 387; Com. v. Sterns, 2 Mete. Mass. 343; Gom. v. Libby, 11 lb. 64; Nobles v. State, 59 Ala. 73. The indictment does not follow the words of the statute, omitting entirely “money belonging to the bank,” and thus narrowing the charge to the embezzlement of money on special or specific deposit; and as such, the names of the owners, or depositors, should have been stated. (2.) If the indictment was sufficient to' authorize a conviction for tbe embezzlement of money on special deposit, there was no evidence to sustain it; and if tbe evidence was sufficient to support a conviction for tbe embezzlement of money belonging to tbe bank, or deposited witb it on general account, there was a fatal variance between it and tbe charge in tbe indictment. (3.) It is submitted that tbe evidence fails to establish any embezzlement at all, or fraudulent conversion, which involves secrecy or concealment. Every transaction shown by tbe evidence was made openly, witb tbe knowledge and assent of tbe proper officers of the bank, and was correctly entered on tbe books of tbe bank like other regular business transactions, negativing any fraudulent intent. — 2 Buss. Crimes, 181-84; 2 Bish. Crim. Law, § 209; State v. Mayo, 30 Ala. 32; Nobles v. State, 59 Ala. 73. (4.) Tbe prosecution having elected to proceed on tbe second count, which charged tbe embezzlement of $558.34, as shown by tbe check of June 23d, 1890, tbe evidence ought to have been confined to that single transaction; yet tbe court allowed evidence of numerous other transactions, each of which might have been tbe foundation of a separate criminal prosecution. — Mayo v. State, 30 Ala. 32; Qassenlieimer v. State, 52 Ala. 312; Smith v. State, 52 Ala. 384; Bass v. Slate, 63 Ala. 108. (5.) Much evidence was admitted by tbe court, outside of these other alleged criminal transactions, which was entirely irrelevant to any issue in tbe case; as, tbe amount of stock in tbe bank held by tbe defendant, bis brother, and tbe other officers, and tbe amounts drawn out by each of them; tbe amount of property owned by tbe defendant’s wife and bis brother’s wife respectively, and their own insolvency; tbe location of tbe doors of tbe bank, in connection witb other parts of tbe building; tbe removal by tbe defendant’s brother, without bis knowledge or assent, of a box of private papers from tbe bank budding, <fcc. Each part of this evidence was irrelevant, and its admission was error. — Gar son v. State, 50 Ala. 134; Mitchell v. State, 60 Ala. 26.
    ¥m, L. MaRtin, Attorney-General, for tbe State.
    (1.) Tbe indictment is in tbe form prescribed by tbe Code, and is therefore sufficient.- — Huffman v. State, 89 Ala. 33; Lowenthal v. State, 32 Ala. 589. Its legal effect is to charge each and every act denounced by tbe statute, and authorize a conviction on proof of any one of those acts. Moreover, tbe record does not show what grounds of demurrer, if any, were specified; and this court will presume that none were specified. (2.) Tbe evident purpose of tbe statute is to protect Yol. 95. tbe money, property and effects belonging to tbe bank, or in its possession, or deposited therein, against tbe ravages of its officers and agents, to whom tbe care and management of its affairs are necessarily intrusted; to preserve such funds inviolate for tbe legitimate uses and purposes of tbe bank, its creditors, depositors and stockholders. Tbe officers of tbe bank are the mere custodians and managers of its funds, for tbe purposes of tbe corporation as prescribed by law, and are without authority to use or lend its moneys except as authorized by law. — Code, § 1525. Tbe statute has never received a judicial construction in any reported case, but a similar statute of tbe United States has been construed in tbe cases of United States v. Taintor, 11 Blatch. C. C. 374, and United States v. Harper, 33 Fed. Hep. 471-81. See, also, 6 Amer. & Eng. Encyc. Law, 483-86. These authorities show that tbe “intent to injure or defraud,” as tbe words are used in tbe statute, means nothing more than that general intent to injure or defraud, which, in contemplation of law, always arises when one willfully and intentionally does an act which is illegal or fraudulent, and which, in its necessary or natural consequence, must injure another; that the intent to injure or defraud is conclusively presumed, when the unlawful act was knowingly committed, and injury to another resulted, because no one can be heard to say that he did not intend the natural or necessary consequence of his own willful act. (3.) In such a case as this, necessarily involving a charge of fraud, the prosecution is not limited to the particular act charged, but may adduce evidence of other similar acts as relevant to the question of intent. A single act of conversion, isolated and unexplained, may amount to nothing; while a series of such acts, scrutinized in the light of all the attending facts and circumstances, may establish a systematic plan of plunder with fraudulent intent. — Stanley v. State, 88 Ala. 154; Whart. Crim. Ev., §§ 38, 46; 6 Amer. & Eng. Encyc. Law, 501. That the defendant’s financial condition may be shown, see 6 Amer. & Eng. Encyc. Law, 503.
   THOBINGTON, J.

The statute under which the defendant was indicted declares, that “Any officer, agent, clerk, or servant of any bank incorporated under any la^v of this State, who embezzles, or fraudulently converts to his own use, or fraudulently secretes with intent to convert to his own us©, any money, property or effects, belonging to, or in the possession of such bank, or deposited therein, must be punished, on conviction, as if he had stolen it.” — Code, § 3796. This statute first appeared in tbe laws of tbis State in tbe Code of 1852, but there it embraced in its terms private bankers, commission-merchants, factors, brokers, attorneys and other agents. It was brought forward into the Revised Cqde of 1867, in the language we now find it in the Code of 1886, having been successively carried forward from the Revised Code into the Code of 1816, and from that into the present Code.

Counsel have cited no decision of this court construing the provisions of this statute, nor have we been able to discover any after careful investigation. An analysis of the statute shows that, in order to constitute an offense against its provisions, there must exist the following concurring facts : (1.) The party accused must be an officer, agent, clerk, or servant of a bank incorporated under the laws of this State. (2.) The money, property or effects must have belonged to, or been in the possession of, or been deposited in such bank. (3.) The money, property, or effects must have been embezzled by the accused, or fraudulently converted ' to his own ’ use, or secreted by him with intent to convert to his own use.

Eor indictments under this, and other statutes, the Code prescribes forms, and declares that they shall, in all cases in which they are applicable, be deemed sufficient. — Code of 1886, vol. 2, § 1899, Form No. 39. The form laid down for cases of this character omits the words • in the statute “belonging to such bank,” and also the words “or fraudulently secretes with intent to convert to his own use,” and provides only for the embezzlement, or fraudulent conversion of money, property, or effects, which were in the possession of such bank, or deposited therein. Why this is so does not appear, except as indicated by the language of said section 4899, from which language it may be inferred that a form analogous to that given in No. 39 was intended to be used for charging offenses coming within the omitted- language, instead of within the language found in said form.

The indictment in this case, following the form in the Code, charges that the money, property or effects “were in the possession of, or deposited in the bank.” Eor objection to the sufficiency of the indictment counsel for appellant insist, that the statute, in the use of the words “money, property and effects belonging to the bank,” contemplates money,' property and effects of which the bank is the owner, and by the words, “in possession of such bank, or deposited therein,” it refers necessarily to money, property or effects belonging to others than the bank; that all money deposited generally, co instanti, becomes tbe property of tbe bank, tbe relation of debtor and creditor immediately arising upon tbe general deposit being made; that, therefore, tbe words “in possession of sucli bank, or deposited therein,” can only refer to special deposits of money, property or effects, where tbe title and ownership remain in the depositor, tbe bank becoming tbe bailee of tbe depositor; and from this it is argued that tbe indictment is defective in not averring tbe ownership of tbe money it alleges defendant embezzled.

Any sound interpretation of this statute must take into account tbe nature and fundamental objects of banks, and tbe fact that tbe statute refers to incorporated banks, and must dissociate from tbe legal entity, the bank itself, tbe individuals who happen to be its officers, agents or servants.

In Morse on Banks and Banking, vol. 1, § 41 (b), in speaking of these objects, it is said: “The chief of these being to provide a place of safety in which tbe public may keep money and other valuables, and to lend its own money, and that of others deposited with it (unless specially deposited), for a profit, and to act as agent in tbe remission and collection of money. If it is by its organic law a bank of issue, it has one more fundamental purpose, namely, to provide tbe public with a convenient currency in tbe shape of promissory notes intended to circulate as money.”

Tbe business of this and other countries is so largely conducted and influenced by tbe banks, and those dealing with them, as well as tbe stockholders themselves, are compelled, in tbe nature of such business, to repose in tlieir officers such implicit confidence, it becomes of tbe highest consideration that every reasonable safeguard should be provided by tbe law to secure fidelity on tbe part of bank officials and tbe proper exercise of tbe extraordinary privileges accorded to such corporations. Tbe statute under consideration is one aimed in that direction, and should not be eviscerated by a narrow construction that would fall short of, or defeat, the object of its enactment.

In using tbe words “or deposited therein,” tbe legislature must be deemed to have known what kind of deposits usually and ordinarily appertain to tbe banking business; and there is nothing in the language of tbe statute that manifests any intention to restrict tbe meaning of tbe words last quoted to any particular class or character of such deposits.

There are three classes of deposits recognized by law, and in tbe banking business — viz., special, specific, and general. Special, where tbe whole contract, express or implied, is that tbe thing deposited shall be safely kept, and that identical thing returned to the depositor. Specific, where money is deposited to pay a check drawn, or to be drawn, or for any purpose other than mere safe-keeping, or entry on general account; the title remaining in the depositor until the bank pays the person for whom it is intended, or promises to pay it to him. General, all deposits not expressly made special or specific, or unless the circumstances are such as to imply that the deposit is not meant to be general, as where the money is deposited inclosed in a box, or bag, or sealed up. 1 Morse on Banks and Banking, §§ 185,186. See, also, Code of 1886, § 1525, subd. 7.

Obviously, the purpose of the statute is to extend protection to the bank itself, as well as to its depositors or customers, against the unfaithfulness of its officers, agents and servants; and, to this end, it makes it felony for such officer, agent or servant to embezzle, or fraudulently convert to his own use, any money in the possession of the bank, whether its own or that of a depositor. Money, property or effects belonging to the bank may be the subject of embezzlement, or fraudulent conversion, under this statute, without being in the possession of, or having been deposited in the bank, provided the same came lawfully into the hands of the accused by virtue of his office or employment; but not so as to the money, property or effects of others than the bank; these last, in order to be the subject of embezzlement, or fraudulent conversion, under the terms of the statute, must be in the possession of the bank, or have been deposited therein. And the statute evidently assumes that, as to these last, an indictment is sufficiently certain which charges that they were deposited in, or in the possession of the bank. In the eye of the statute, it can make no difference whether the money, property or effects come into the possession of the bank by special or general deposit, nor who is the actual owner thereof. Although, in the one case, the title may be in the individual making the special deposit, and in the other in the bank, by reason of the legal relation between bank and customer arising from the general deposit, it is no more the property <of the officer, or agent or servant of the bank in the one case than the other; his identity is as separate and distinct from that of the bank as it is from that of any depositor or customer of the bank. It is but a reasonable construction of the statute to hold that an indictment containing the other necessary averments, and which charges that the money, property or effects embezzled were in possession of, or deposited in such bank, sufficiently charges tbe ownership of the property; and this, whether the money, property or effects, were in possession of the bank by general or special deposit. — 6 Am. & Eng, Encyc. of Law, 505.

It has been held under general statutes of embezzlement, that it is unnecessary for the indictment to aver ownership of the property as a fact separate and distinct from the necessary inference of such ownership based on the relation of principal and agent, and the fact that the property embezzled came to the servant’s possession by virtue of his employment; but, if alleged, it must be proven strictly. Washington v. The State, 72 Ala. 272. So, under this statute, if the relation of officer, agent, clerk or servant, towards the bank, be averred, it satisfies the statute; the bank is to be regarded as the owner of the money, property or effects embezzled, whether the same came into its possession by general, or special, or specific deposit. Moreover, the indictment follows the form prescribed by law, and was properly sustained. — Code of 1886, §' 489.', and Eorm No. 39;' Huffman v. The State, 89 Ala. 33; Lowenthal v. The State, 32 Ala. 689.

The word “embezzles”, used in the statute, is one having a technical meaning, and that meaning suggests the character and scope of the proof required to sustain the charge. It involves two general ingredients, or elements : first, a breach of duty or trust in respect of money, property or effects in the party’s possession, belonging to another; secondly, the wrongful or fraudulent appropriation thereof to his own use. There must be the actual and lawful possession or custody of the property of another by virtue of some trust, duty, agency or employment on the part of the accused; and while so lawfully in the possession of such property, it must be unlawfully and fraudulently converted to the use of the person so in the possession and custody thereof; and, in prosecutions under the statute herein referred to, the person charged must be an officer, agent, clerk or servant of a bank incorporated under the laws of this State, and the property must be money, property or effects belonging to, or in the possession of such bank, or deposited therein. Money, property or effects, however, belonging to, or in the possession of such bank, or deposited therein, may at the same time be in the possession of the bank and of such officer, agent, clerk or servant, by virtue of his office, agency or employment; and if they were, previously to their wrongful appropriation, lawfully in the possession and custody of the bank and the defendant as an officer, agent, clerk or servant of the bank, and are,-while so lield by him, fraudulently converted to his own use, this would be embezzlement, or fraudulent conversion, within the terms of the statute. Exclusive possession, therefore, of the money, property or effects by the accused, at the time of their wrongful conversion to his own use, is not necessary in order to constitute the offense created by this statute.

If the money, property or effects of the bank, or, in other words, the business of the bank, of which such money, property or effects constitute a part, are actually or practically intrusted to the care and management of such officer, agent, clerk or servant, to such an extent that by virtue of his office, agency or employment, he has the actual custody or possession of such money, property or effects, or such access thereto as enables him to exercise control over the same, and that would place him in the lawful possession of such money, property or effects, and if while so in the lawful possession of such money, property or effects, as above stated, he fraudulently converts any portion thereof to his own use, he would thereby commit the offense denounced by the statute.

Stating the proposition in another form, it may be said that, if the office, agency, or employment of the accused gives him a joint or concurrent possession and custody of the money, property or effects of the bank with the cashier, teller, or other officer or agent of the bank, and if he, while so in possession, either alone or jointly with such other officers or agents of the bank, fraudulently converts such money, property, or effects, or any part thereof, to his own use, he would be guilty of embezzlement within the meaning of the statute.

In embezzlement, as in most crimes, the essence of the offense, or that which makes it criminal, is the intent with which the act is done. But that intent may be shown, or may be conclusively presumed, from the doing of the wrongful, fraudulent and illegal acts, which, in their necessary results, naturally produce loss or injury to the person, natural or artificial, against whom the offense is committed. “The law presumes that every man intends the legitimate consequence of his acts. "Wrongful acts, knowingly or intentionally committed, can neither be justified nor excused on the ground of innocent intent. The color of the act determines the complexion of the intent. The intention to injure or defraud is presumed, when the unlawful act which results in loss or injury is proved to have been knowingly committed. This is the well settled rule which the law applies in both civil and crimnal cases involving- the question of intent.” — United States v. Harper, 33 Fed. Rep., 471; United States v. Taiulor, 11 Blatch. C. C. Rep. 394.

"Under an indictment based on the statute we are considering, the gravamen of the charge is the fraudulent conversion; and in the nature of the case much latitude must be given to the evidence in order to establish the crime. “As a general rule, great latitude is allowed in the range of evidence, when the question of fraud is involved. It is indispensable to truth and .justice that it should be so.” — Snodgrass v. Br. Bank of Decatur, 25 Ala. 175. Fraud is rarely susceptible, in any case, of direct, positive • proof, for the reason that its ways are dark and sinuous, and its tracks carefully concealed. In embezzlement generally, and especially in cases such as this now before us, the very confidence and trust reposed furnish the most potent means for its accomplishment and effectual concealment, so that guilt can generally be established only by reasonable in•ferences drawn from the general course of conduct of such officer, agent, clerk or servant, with respect to the subject-matter of liis trust, and from all the facts and circumstances surrounding his acts, which tend to throw light upon or illustrate their nature. — Ker v. People, 110 Ill. 627. And upon this principle evidence of other offenses, similar to those charged in the indictment, is admissible. A single act charged in an indictment, standing alone, might be susceptible of inferences of honesty of purpose, or of mere mistake; which, when viewed in the light of a long course of conduct, and of repeated acts of a similar nature intimately and directly connected with the particular accusation, would be utterly inconsistent with such inferences, and the fraudulent intent, with which the particular act was done, demonstrated beyond all reasonable doubt.— United States v. Lee, 12 Fed. Rep. 816; Stanley v. State, 88 Ala 154; Hawes v. State, 88 Ala. 37; Ker v. People, 110 Ill. 627; Jackson v. State, 76 Ga. 551; 1 RRoscoe’s Crim. Ev., top pages 138, 139, 151, 152. “It is hardly ever possible to prove fraud, except by a comprehensive and comparative view of the action of the party to whom the fraud is imputed, and his relative position a reasonable time before, at, and a reasonable time after the time at which the act of fraud is alleged to have been committed.” — Snodgrass v. Br. Bank at Decatur, supra.

The offense denounced in this statute may not only be committed by one of the officers, agents, clerks or servants of the bank, secretly and alone, and without the knowledge or co-operation of others engaged, in the management of tbe bank, but it may also be accomplished by collusion of such other officers, agents, clerks or servants, or any of them, with the one accused, whereby he is enabled fraudulently to convert to his own use money, property or effects belonging to, deposited in, or in possession of the bank. Officers of an incorporated bank, and the bank itself, are different and distinct entities. The former are in no sense the owners of the corporate property, entitled to deal with it as their own, or as they may deem proper. They are the mere custodians and managers of the money, property and effects of the corporation, for the purposes prescribed by, or necessarily implied in the law of its being, and are without authority to use, lend, or otherwise deal with the money of the bank, except as authorized by law. — Code 1886, § 1525. Loans may be made contrary to'law, and in disregard of the usual and ordinary precautions taken by banks generally, without subjecting the officers by or to whom such loans may be made to the charge of embezzlement, although they may be palpable violations of duty. But we do not question that the statute may be violated by fraudulent transactions under the guise of loans, made with full knowledge of the managing officers or agents of the bank. The distinction is between the making of mere irregular, unsafe, -or reckless loans of the bank’s money, which would amount to maladministration only, and pretended loans, made in bad faith for personal advantage and with fraudulent intent, the pretended borrower being an officer, agent, clerk or servant, having control and custody of money of the bank by virtue of his office or employment, which control and custody is shared by those making the pretended fraudulent loan, and who participate in the fraudulent purpose of the pretended borrower. And in cases which assume this phase, it may become essential that the evidence should be permitted to take such range as to show the relationship existing between such managing officers, their management of the funds of the bank with respect to each other, the transactions they have had or permitted with each other, involving the use of the bank’s money, outside of and beyond the usual course of dealing of the bank, similar to, or connected with, the loan which is brought in question by the indictment, and illustrative of the real purpose and intent with which the latter was made.

A transaction such as is herein above referred to would not be a , oan in any sense of the law; it would be a fraud, and such fraud may be accompanied by facts and circumstances which would constitute it embezzlement, ox a fraudulent conversion to the use of the accused, within thé meaning of this statute. “The fraudulent conversion may be consummated in any manner capable of effecting it.” 6 Amer. & Eng. Enoyc. of Law, pp. 452, 453.

Some of the principles hereinabove declared are suggested, and others fully supported, by the case of U. S. v. Harper, 33 Fed. Rep. 471.

We will now take up the facts of the case with the view of considering whether or not, in the light of the principles above dcelared, the trial court ruled correctly on the numerous exceptions to the testimony. The John McNab Bank was incorporated on the 14th day of April, 1883, under the laws of this State, with an authorized capital of $1.00,000.00, its place of business being the city of Eufaula, Alabama. During the year 1890, and up to the failure of the bank in March, 1891, the stockholders and directors of the bank consisted of the defendant, Wm. N. Beeves, his brother, J. H. Beeves, defendant’s son, J. M. Beeves, and one Bhodes; of whom the defendant was president of the bank, his brother was vice-president, and Bhodes was cashier. Defendant owned $49,000 of the capital stock, his brother $40,000, Bhodes $6,000, and defendant’s son $5,000.

In the latter part of the year 1889, defendant and his brother, the said J. H. Beeves, engaged in the cultivation of a plantation in Bussell county which belonged to their wives, who had acquired the same from their father, John McNab; and defendant’s testimony tends to show that he and his brother, with that purpose in view, conferred with Bhodes, a stockholder, director and cashier, and that it was agreed by and between the three, as officers of the bank, that the bank should advance to defendant and his brother money to run the plantation during the year 1890, with the understanding, as defendant testified, that the cotton crops grown on said plantation that year should be applied to the payment of whatever sums might be so advanced by the bank for the use of the said plantation. The plantation was accordingly cultivated and managed that year, as defendant testified, by defendant and his brother, without consulting their wives, and without any rent contracts being-made with them.

On the 23d of June, 1890, defendant drew a check on said bank for $558.34 payable to Exton Tucker, or bearer, the check being signed “Bussell Place, B.” Other checks for various amounts, and signed in the same manner, were drawn by defendant on said bank, during the months of July, September, October and November, 1890. All tbe cliecks were paid by the cashier from the general funds of the bank, and were entered on the books of the bank as charges against the “Eussell County Place,” a regular account with said place being kept on the books of the bank, just as other accounts were kept on its books. The account with said Eussell county plantation commenced with the bank in 1886, and was continued regularly on the books of the bank until it made a general assignment, in March, 1891. None of the amounts drawn on said checks were paid to defendant, in person, but to Exton Tucker and others, by whom they were presented; and they purport on their face to have been given by defendant to such persons, for supplies and labor for said Eussell county plantation. And defendant testified that these checks were all drawn in the regular course of business, with the knowledge and consent of all the officers of the bank, and that the bank’s books were kept in respect thereto by the book-keeper of the bank, in the regular way that other accounts were kept on said books; and that there never was any agreement between defendant and such officers that any of the bank’s money should be taken out, except in the regular course of business, and on checks drawn on and payable by said bank.

On January 3d, 1891, defendant and his brother gave the bank a paper drawn by W. N. and J. H. Eeeves, on and accepted by W. N. and j. H. Eeeves, for $6,692.08, payable on demand, to the order of 0. Ehodes, cashier, at the John McNab Bank, Eufaula, Ala., which paper was so given to balance the account of the Eussell county plantation on the books of the bank. This paper was never paid, and it passed to the bank’s assignee under the deed of assignment of March, 1891. At the time it was given, W. N. and J. H. Eeeves, as a firm and as individuals, were insolvent. When the bank failed and assigned in 1891 it had among its assets claims against various persons aggregating a large sum, a large proportion of which the testimony shows to be worthless, and among which last are the following :

Account on J. H. Eeeves.$ 4,485 67

Account on W. N. and J. H. Eeeves. 6,849 30

“ “ “ “ “ “ agents. 4,958 27

“ “ C. Ehodes. 2,000 00

“ “ W. N. and J. H. Eeeves. 55 00

“ “ C. Ehodes. 4,000 00

“ “ C. Ehodes. 47 69

“ “ W. N. and J. H. Eeeves. 5,553 50

“ “ W. N. and J. H. Eeeves. 5,954 55

Account on "W. N. Beeves. 24,624 92

“ “ ~W. N. Beeves. 20,123 90

“ “ J. H. Beeves. -.. 7,943 66

J. H. Beeves. 1,490 50

“ “ 0. Bbod.es. 2,000 00

“ W. N. and J. JEL Beeves. 6,692 08

And in addition to tlie above, which are shown by the testimony to be worthless, there is another claim against W. N. Beeves, the defendant, for $7,291.04, which the testimony shows to be worth its face value.

The amounts above shown against the cashier, Bhodes, were drawn by him on his own checks in June and July, 1890, aud, according to the State’s testimony, the checks were regularly entered on the books of the bank, to which defendant had access; but, according to defendant’s own statement, the checks were not entered on the bank’s books until the bank had assigned, and defendant disclaimed all knowledge of said checks until after the assignment. Defendant’s own statement further showed that the amounts charged against him individually are against him and his brother jointly, were the accumulation of all his indebtedness to the bank since its organization, and that said sums were closed up on the books of the bank just before the suspension of the bank, and in order “to get the accounts of defendant and said firm closed up on the books.”

The bank owed, at the time of its failure and assignment, $100,000, or more, to its depositors, and an additional $100,000, or more, to other creditors; and its assets were of comparatively little value. The bills receivable of the bank, including the claims just mentioned, amounted to $233,010.94. The “bills receivable book” of the bank had not been in possession of the bank since January 16, 1888; but a “bills receivable book” was made up by the bookkeeper to March 30th, 1891, the date of the assignment, the entries on that book being brought forward from the old book by the book-keeper, who knew nothing about the items so brought forward.

The trial balance book of the bank, made up by the bookkeeper, showed a surplus of $20,000.00 on March 31, 1891, and also showed, among other things, that drafts of W. N. and J. H. Beeves to the amount of $75,000, discounted by the John MeNab Bank, had been re-discounted by that bank with banks in New York, on collaterals furnished by defendant and his said brother; and it was shown that said collaterals were insufficient to pay the drafts they were given to secure.

There was also testimony to show that tbe Avives of defendant and bis brother J. H. Reeves were each solvent, and OAvned considerable property in their own right; and defendant’s proof tended to show that the property owned by his wife was acquired by her otherwise than from . him. The remainder of the testimony it is unnecessary to notice.

The exceptions reserved by defendant to the rulings of the court on the testimony arise, in the first place, on the introduction in evidence of the several checks drawn by defendant on the bank on account of the Russell county plantation, other than the check for $558.34, which is the basis of the charge in the second count of the indictment, and as to which no objection Avas made. These objections were made ■both before and after the election of the State to proceed only on the second count of the indictment. The rulings of the court on these objections, both before and after the State’s election, were in accord with the principles herein above laid down, and defendant’s exceptions thereto were not well taken.

The objections of defendant to the testimony showing that the checks given by him for supplies and labor for the Russell county plantation were regularly entered on the books of the bank, which objections were made both before and after the State elected to proceed on the second count alone, were not well taken. It does not appear, either from the record, or from the briefs of counsel, why this testimony was offered by the State, or objected to by defendant. Naturally, its tendency would be to rebut the inference of fraud, by showing an absence of that concealment aaTlícIi usually attends fraud. False entries made in the books, if any, touching the transactions connected with the checks, made either by the defendant himself, or under his direction, would go far to give color to such transactions, and to fix their character as fraudulent; but the correctness or regularity of the entries as to said checks, in the books offered in evidence, does not appear to be challenged. Of course, there may be cases where all the officers or managers of a bank are so related, or mutually and collusively engaged in a scheme to unlaAvfully appropriate the funds of the bank to their own individual or joint use, as that it may be a matter of indifference whether the usual and regular entries are made or not, there being no risk or peril to accrue from a knowledge of such entries by any of such officers or managers; or such entries may be regularly kept up with the purpose of covering up the real nature of the transactions, by an appearance of fairness and regularity; or there may even be over particularity in this respect, amounting to a badge of fraud in itself. But, whether that is the case here or not, the book entries as to said checks were so related to and connected with the main transaction as to constitute part thereof, and were proper evidence under the principles and authorities herein set forth.

The several, objections to each of the checks, on the ground that they were paid to Tucker for plantation supplies, can not be sustained. There was no difference, in law, between the payment of the checks to defendant in person, and the payment of them to another by his direction, or at his instance; and although it appeared from the face of such checks that they were given for supplies for a plantation confessedly controlled and cultivated by defendant in part, it was, nevertheless, open to the consideration of the jury whether they were in fact given for such purpose, or whether in the light of all the testimony they were given for another and wrongful purpose sought to be hidden by the form in which such checks were drawn and paid. United States v. Fish, 24 Fed. Rep. 585; U. S. v. Harper, 33 Fed Rep. 484, 485.

After it was shown in evidence that all the checks drawn by defendant for said plantation, including the check mentioned in the second count of the indictment, were paid from the general funds of the bank, defendant objected thereto on that ground, and moved to' exclude the same from the jury. Under the construction of the statute adopted by us in this case, the general funds of the bank constituted money “in the possession of such bank, or deposited therein,” within the terms of the statute and the indictment. The objection, therefore, was not well taken, and there was no error in the action of the court in overruling it.

The several objections to the testimony showing that defendant, on the 3d day of January, 1891, gave the joint paper of his brother and himself for $6,692.08 to close up or balance the Bussell county plantation account on the books of the bank for 1890, and to the evidence showing that this paper was never paid, and to the evidence that defendant and his brother were insolvent, have no merit. These were facts cognate to the main fact, and bearing on the question of intent; the proof, therefore, was properly admitted.

The objection to the evidence showing that the Bussell count}r plantation belonged to the wife of defendant and his brother’s wife jointly, was properly admitted; but whatever force there may have been in the objection to this testimony when it was offered,, the objection was cured by the subsequent testimony of the defendant bimself, that he was personally interested in the control and management of the plantation.

There was objection by defendant to the testimony offered by the State showing the deed of assignment made by the bank in March, 1891, and showing by the trial balance of March, 1891, the condition of the assets and liabilities of the bank at the time of the assignment; that- the bills receivable book had not been in possession of the bank since the year 1887, and that a fruitless search was made for it after the assignment; that a large part of the entries of the old book were brought forward into the new book by the book-keeper, who knew nothing of the several items so brought forward; that said book on March 15, 1891, showed bills receivable to the amount of $233,010.94; that certain claims against defendant individually, and jointly with his brother, and also against Rhodes, the cashier, were included in said amount; that the bank re-discounted with New York banks $75,000.00 of paper made by defendant and his brother on collaterals furnished by the McNab Bank and the defendant, and which were insufficient to pay the paper; that the trial balance book showed a surplus of $20,000 on March 30th, 1891; that the bank at the time of its assignment owed its depositors more than $100,000, and to other creditors an additional $100,000, or more, and showing its assets at the time of its suspension; that Rhodes, the cashier, drew out of the bank six or eight thousand dollars, in different amounts, and that defendant’s said brother was likewise largely indebted to the bank, and that he was insolvent; that defendant, his brother, his son and Rhodes were the stockholders of the bank, and the amount of stock owned by each'; that the checks offered in evidence were all the checks found after the assignment in the case kept by the bank for cancelled checks; that the Russell county plantation had a credit in 1887 of $2,345.00; and the testimony that defendant’s wife was solvent when the draft for $7,480.00 was discounted for the Russell county place. All this testimony was within the legitimate range of proof in this case, and from which, in connection with the other proof, it was for the jury to consider whether there was a scheme to get the money of the bank, which defendant is charged in the indictment with having embezzled, into defendant’s possession, by fraud and for his own use. It is true the defendant is not indicted for wrecking the bank, nor for making false entries in the books, nor for conspiring witb the other officers of the bank to misapply its funds, nor is he punishable, under this indictment, for the several acts of his brother and Rhodes in appropriating the money of the bank to their own use; but the above mentioned facts, in connection with the other proof, all show a long course of unlawful dealing in the affairs and management of the bank, of which defendant, as its president, could not have been ignorant, and which could not have occurred without his participation, and which may shed light on the motives and intent influencing him in the admitted appropriation to his own use of the money shown to have been drawn out by him on said checks, including the one on which the indictment is based. — Whar. Crim. Ev. § § 38, 46; 6 Amer. & Eng. Ency. of Law, 501, 503.

The tendency of the evidence is to show that defendant, when the failure of the bank occurred, and the assignment was executed, had withdrawn the funds of the bank on his individual account to about, or more than, the amount of his subscription to the capital stock of the bank; that Rhodes, the cashier, had done the same; and that W. N. Reeves, while drawing out proportionally less than the others, had obtained about $10,000 on his individual account, and over $18,000 jointly with his brother, and, so far as the testimony shows to the contrary, these large sums were obtained by these managing officers of the bank without any security. Furthermore, there is nothing in the testimony, or of which the court can take judicial notice, showing any unusual disaster or convulsion in the banking or general business of the country. Yet there is no explanation in the testimony of the cause or causes which produced the failure and consequent assignment of this bank.

These facts can not be disregarded in determining the question of defendant’s guilt or innocence, but must be considered in their relation to all the other testimony in the case; and the question for the jury is, whether upon all the facts the defendant, while he was an officer, agent, clerk or servant of the bank, fraudulently converted to his own use, under the form or guise of loans, or by any means, or in any manner shown by the testimony, the money, property or effects belonging to the bank, or in possession of the bank, or deposited therein, charged in the indictment to have been embezzled by him, or converted to his own use. Embezzlement is an offense that may be consummated in any manner capable of effecting it, but it must distinctly appear that the defendant acted witb an unlawful intent indicating a design to defraud tbe bank. — 6 Am. & Eng. Eneje, of Law', pp. 452, 453, 455.

Testimony was oflered by tbe State, and objected to by defendant, to show tbat tbe wives of defendant and bis brother, J. H. Reeves, were worth from twenty-five thousand to thirty thousand dollars each, during the year 1890. It was competent testimony, not as raising any inference that their property had been acquired wrongfully through the connection of their husbands with the bank, but as bearing upon the bona fide,? of defendant in drawing money from the bank for the ostensible purpose of running the plantation, when his wife had in her own right the necessary means therefor.

The testimony offered by the State, and objected' to by defendant, showing that the Russell county plantation was worth from $6,000 to $9,0 JO, and the stock and farming implements thereon were worth $1,000, was competent to be considered bjr the jury in connection with the further testimony that the amount drawn by defendant from the bank, ostensibly for supplies and labor for said place during the year 189Ó, amounted to $6,692.08, according to the paper of his brother and himself given to balance the account for that year, and amounting to over nine thousand dollars, if there is included the $2,345 to the credit of that account in 1887. From these facts, it was permissible for the jury to draw inferences as to the bona fide,? of defendant in drawing from the bank, for the ostensible purpose of paying for labor and supplies for making one year’s crop on said place, a sum of money almost, if not quite, equal to the value of the plantation itself, and accordingly to determine from these facts, and all the other proof, whether the manner of obtaining the money, and the professed purpose for which it was obtained, were not a cloak or cover to some ulterior and wrongful purpose.

The testimony offered by the State, and objected to by the defendant, showing how the door of the bank building was arranged with reference to defendant’s office, and the door from defendant’s office into the office of the bank’s attorney, and the condition of such doors ten 'or eleven days after the bank assigned and the assignee had taken charge, is stated with such vagueness and obscurity in the record that it does not appear what the testimony on that subject was. We can not see that the defendant was not injured by its introduction; on the contrary, its natural effect, probably, was to prejudice his case before the jury. It was irrelevant and incompetent testimony, and sbonld have been excluded.

The testimony offered by the State, and objected to by defendant, that the defendant’s brother had a private box in 'the bank building but not in the vault, and that said box contained no assets of the bank, and that defendant’s brother removed said box from the building on the night of March 30th, 1891, without defendant’s knowledge or consent, was not relevant to any issue in this case. There is nothing in the testimony to show what the box in fact contained, or that defendant had access to it while it was kept in the bank, or that it had any connection with, ox relation to defendant’s transactions with the bank; and the statement that it was removed by defendant’s brother on the night before the assignment, without defendant’s knowledge, relieves the latter from any unfavorable inference to be drawn from his brother’s act. This testimony should have been excluded.

We have now considered all the objections arising on the testimony, and it remains to take up the several charges requested by defendant and refused by the court.

The charges numbered first, second, third, fourth, and eleventh, in the form which they were requested by defendant, confine and limit the question of fraudulent intent to the time of the receipt by the defendant of the money of the bank which he is charged with having embezzled. The fraudulent intent, which is a necessary ingredient of every offense of embezzlement, is the fraudulent intent with which the money or property is appropriated to the use of the party charged. In this case, if there was any embezzlement, or fraudulent conversion of the bank’s money by the defendant, it must necessarily have been in and upon the receipt of the money drawn on defendant’s check, so that here the receipt of the money and the appropriation of the money were one and the same act. As applied to the testimony in this case, therefore, these charges are not open to the objection that they limit the inquiry as to defendant’s intent to the time of the receipt by him of the money he is charged with having embezzled. Nor are the first, second and third charges vicious in any other respect. They should have been given as requested, and their refusal was error.

The effect of the fourth charge, had it been given, would have been to unduly emphasize the testimony in the case exculpating in its nature, to the practical exclusion from the consideration of the jury of the testimony which is incriminating in its tendency. This charge, furthermore, invades the province of the jury. There is no absolute duty imposed by law on tbe jury to believe that phase of the evidence most favorable to the defendant rather than that the tendency of which is to show his guilt. It is for the jury to determine from all the evidence whether they are satisfied beyond á reasonable doubt of the defendant’s guilt, “and what conviction such evidence shall produce on their minds, or which theory will they accept.” — Fonville v. State, 91 Ala. 39; Mitchell v. State, 94 Ala. 68; Skipper v. Reeves, 93 Ala. 332. This charge was properly refused.

The fifth and thirteenth charges asked by defendant are faulty in that they altogether ignore the bona, fieles with which the money may have been loaned by the officers of the bank to the defendant, notwithstanding the loan may have been made by them “in the usual way and manner of doing business by said bank,” and was known to the ministerial officers of the bank. They withdraw from the consideration of the jury the question whether the defendant and the other officers of the bank resorted to the ordinary and usual form of a loan in order 'to cloak or cover up a fraudulent purpose to enable defendant to appropriate the money of the Bank to his own use. They also ignore entirely the question of defendant’s intent in obtaining the money. There was no error in the refusal of the court to give these two charges.

The sixth charge asked by the defendant was properly refused by the court. It postulates the right of defendant to an acquittal upon the fact that, at the time of discounting said draft, he had “no intent to embezzle the same, or fraudulently convert it to his own use,” while the fact is, the defendant is not charged in the indictment with the embezzlement or fraudulent conversion of said draft. If the funds of the bank were procured by the discount of said draft, the embezzlement would have been of the funds, and not of the draft which defendant himself drew. — Jackson v. The State, 76 Ga. 551. The charge is, also, open to the objection, that it limits the inquiry as to defendant’s intent to the time when the draft for $7,480 was discounted, to-wit, June 26th, 1890, whereas the evidence shows that the money defendant is charged with having embezzled was obtained by him before said draft was discounted, to-wit, on the 23d day of June, 1890. Other objections to this charge might be shown, but it is unnecessary to consider it further.

The seventh and eighth charges assert incorrect propositions of law, and their refusal was not error. They ignore entirely defendant’s intent in obtaining the .loan, ana rest his right to an acquittal on the good faith of the officers of the bank in asking the loan. They also withdraw from the consideration of the jury much, of the material testimony in the case.

There was no error in the refusal of the court to give the ninth and tenth charges asked by defendant. The principles they assert are not in harmony with the construction we have placed on the statute.

The bill of exceptions states that the court consented to give the twelfth charge asked by defendant, and wrote on it the words, “Given, Carmichael, Judge;” and then by mistake the judge handed it to the clerk, with a bundle of refused charges, and, consequently, .it was not read to, or considered by the jury. The bill of exceptions recites: “But the court gave substantially the same charge generally, and specifically at the request of the defendant.” The charge, as requested, was erroneous, and defendant can not complain that an erroneous charge, although in fact marked given and intended to be given by the court, was not submitted to the consideration of the jury. The charge involves the assertion that, if the defendant obtained the money of the bank with the knowledge ^nd consent of its managers, he would not be guilty, although at the. time of so obtaining the money he may have had no intention of repaying it to the bank. It does not assert a correct proposition of law, and, moreover, its tendency was to mislead the jury.

The general charge for defendant was properly refused.

The ruling of the Circuit Court on defendant’s motion for a new trial is not revisable in this court. The act of February 10,1891 (Acts 1890-91), is limited by its terms to civil cases.— Walker v. The State, 91 Ala. 76; Jolly v. State, 94 Ala. 19.

For the errors pointed out above, the judgment of the court below is reversed, and the cause remanded for further proceedings in conformity with this opinion.'

Reversed and remanded.