Case ID: f-appx_693/html/0567-01.html
Source: Caselaw Access Project
Author: {"author": "", "license": "Public Domain", "url": "https://static.case.law/"}
Date Created: 2024-08-24T03:29:51.129683

John Carlos TORRES, Plaintiff-Appellant, v. NATIONSTAR MORTGAGE, LLC, Its Successors and/or Assigns; Does, 1-25 Inclusive, Defendants-Appellees.
    No. 16-56023
    United States Court of Appeals, Ninth Circuit.
    Submitted June 26, 2017
    
    Filed July 3, 2017
    John Carlos Torres, Pro Se
    Howard D. Hall, Attorney, Green & Hall, LLP, Santa Ana, CA, for Defendant-Appellee
    Before: PAEZ, BEA, and MURGUIA, Circuit Judges.
    
      
       The panel unanimously concludes this case is suitable for decision without oral argument. See Fed. R. App. P. 34(a)(2).
    
   MEMORANDUM

John Carlos Torres appeals pro se from the district court’s judgment dismissing his action seeking rescission of his home loan due to alleged violations of the Truth in Lending Act (“TILA”). We have jurisdiction under 28 U.S.C. § 1291. We review de novo the district court’s dismissal under Fed. R. Civ. P. 12(b)(6). Dumas v. Kipp, 90 F.3d 386, 389 (9th Cir. 1996). We affirm.

The district court properly dismissed Torres’ action because Torres’ TILA rescission claim is time-barred. See 15 U.S.C. § 1635(f) (borrower has three years to rescind under TILA); Miguel v. Country Funding Corp., 309 F.3d 1161, 1164 (9th Cir. 2002) (three-year limitation period under TILA is a statute of repose that once expired completely extinguishes the underlying right).

We do not consider matters not specifically and distinctly raised and argued in the opening brief, or arguments and allegations raised for the first time on appeal. See Padgett v. Wright, 587 F.3d 983, 985 n.2 (9th Cir. 2009).

AFFIRMED. 
      
       This disposition is not appropriate for publication and is not precedent except as provided by Ninth Circuit Rule 36-3.