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AI-Based Loan Approval Prediction System

Project Overview

This project is an AI-based Loan Approval Prediction System that predicts whether a loan application should be Approved or Rejected.

Dataset

The project uses a dataset containing 50,000 records.

Dataset distribution:

  • Full Dataset: 50,000 rows
  • Main Dataset: 5,000 rows
  • Training Dataset: 4,000 rows
  • Testing Dataset: 1,000 rows
  • Unseen Dataset: 150 records

Machine Learning Model

The project uses a Random Forest Classifier.

Input Features

  • Age
  • Gender
  • Married
  • Dependents
  • Education
  • Self Employed
  • Applicant Income
  • Coapplicant Income
  • Loan Amount
  • Loan Term
  • Credit History
  • Property Area

Output

The model predicts:

  • Approved
  • Rejected

Evaluation

The model is evaluated using:

  • Accuracy
  • Precision
  • Recall
  • F1-Score
  • Confusion Matrix

Technologies Used

  • Python
  • Google Colab
  • Pandas
  • NumPy
  • Scikit-learn
  • Hugging Face
  • Gradio

Project Workflow

50,000 Dataset
↓
5,000 Main Dataset
↓
4,000 Training + 1,000 Testing
↓
Random Forest Model
↓
Model Evaluation
↓
150 Unseen Records
↓
Final Predictions

Author

Manii77

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