Document ID: chunk:federal_register_of_legislation:F2019L00902:body:0:p11
Version: federal_register_of_legislation:F2019L00902
Segment Type: other
Provision Reference: 
Character Range: 22707–25109

site that costs $30,000 or more
       * vibrating, or removing or weakening the support of any land, building or property
       * a swimming pool at the home or site that:
-is not fenced in to legal standards, or
-has fencing that is not properly repaired or maintained.

What we pay
We will pay:
       * the amount of compensation you or your family are legally responsible for paying, and
       * your or your family's reasonable fees and expenses for legal services, but only if we agree in writing to you using those services before you use them, and
       * the legal fees and expenses of the person claiming against you or your
       * family, if a court orders you or your family to pay them.

Limits on what we pay
The most we will pay for all claims that arise directly or indirectly from one accident is the sum insured for Part4: Owner's or Occupier's legal liability shown on your certificate.

There is no limit on the amount we may pay for the legal fees and expenses of:
       * you or your family, or
       * the person claiming against you or your family, if a court orders you or your family to pay them.

PART 5 STRATA TITLE HOMES

What we insure you for
If the home is strata title, this Part of the policy provides you with limited protection against loss or damage to the home.

We will only pay for loss or damage to the home if:
       * we say we insure that loss or damage in Parts 1, 2 or 3 of this policy, and
       * this policy does not exclude that loss or damage, and
       * the Body Corporate has not, or has not sufficiently, insured the loss or damage, and
       * you try to recover the amount of your claim from any other insurer who may have insured the loss or damage, before you claim from us.

What we do not pay
We do not pay any excess that applies to the Body Corporate's insurance policy or to claims you may make using any other insurance policy.

What we pay
We will pay the lower of:
       * the sum insured, or
       * the amount we say we will pay for that loss or damage in Part 1, 2 or 3 of this policy minus any amount you can recover from the Body Corporate's insurer or any other insurer.

Limits on what we pay

The most we will pay for a claim using this section is the amount of the sum insured.

PART 6 DEATH OF YOU OR YOUR FAMILY

This policy insures you for the death of you or your family that is a direct result