Document ID: chunk:federal_register_of_legislation:F2021L01107:body:0:p20
Version: federal_register_of_legislation:F2021L01107
Segment Type: other
Provision Reference: 
Character Range: 53472–56235

Item 2.1.4.2    Report housing loans to residents for amortising loans.

Item 2.2        Report housing loans to non-residents.

    3.             Housing loans to residents funded in month – by size

Item 3 collects information on the flow of new finance to resident households for housing loans funded during the reporting period by the size of the loan amount at commitment.

Reporting basis: report item 3 during the reporting period or as at the end of the reporting period as directed.

Exclude finance to non-residents from item 3.

Calculate the value at commitment at the facility level (for instance, considering the fixed interest rate and variable interest rate components of a split loan as one facility). If the loan (or facility) is for multiple purposes, report the entire loan (facility) value according to the predominant purpose.

Include the entire value of the commitment in the reporting period in which it is funded, not just the amount drawn in that reporting period.

In the event of an internal refinance, report the new value at commitment using the entire new loan balance.

If the loan is disbursed over a period of time (multiple drawdowns) then report the entire loan as being funded in the reporting period in which the funds are first made available to the borrower. Note that this differs from the standard treatment elsewhere in this form.

Column 1  Report according to the property purpose (see item 3 for further details).

Column 2  Report according to the loan value at commitment (see item 3 for further details).

Column 3  Report the number of housing loan facilities funded in the reporting period.

Column 4  Report the value of housing loans funded in the reporting period.

Column 5  Report the weighted average interest rate as at the end of the reporting period on housing loans funded in the reporting period.

Item 3  Report housing loans to residents funded in the reporting period for each combination of property purpose and value at commitment category.

        The property purposes are:

             * owner-occupied; and
             * investment.

        The value at commitment categories are:

             * size of the loan amount at commitment was greater than $0 and less than or equal to $200 000;
             * size of the loan amount at commitment was greater than $200 000 and less than or equal to $400 000;
             * size of the loan amount at commitment was greater than $400 000 and less than or equal to $600 000;
             * size of the loan amount at commitment was greater than $600 000 and less than or equal to $800 000
             * size of the loan amount at commitment was greater than $800 000 and less than or equal to $1 000 000;
             * size