Document ID: chunk:federal_register_of_legislation:F2019L00902:body:0:p10
Version: federal_register_of_legislation:F2019L00902
Segment Type: other
Provision Reference: 
Character Range: 20369–22934

we mean your or your family's legal responsibility to pay compensation for causing:
       * bodily injury or death to someone other than you or your family, or
       * loss or damage to property owned or controlled by someone other than you or your family.

We only insure you if:
       * the accident happens at the home or site during the period of insurance, and
       * you or your family are legally liable as owners or occupiers of the home or site, and
       * your claim for the costs of legal liability is not excluded by the specific exclusions listed below in the 'What we do not insure you for' section, any of the General Exclusions in Part 7, or any exclusions listed on your certificate.

What we do not insure you for
We do not insure you or your family for legal liability where the liability is or should have been covered by compulsory workers' compensation insurance.

We do not insure you for legal liability that arises from:
       * bodily injury to, or the illness or death of:
  -you or your employee, or
-your family or their employee.
       * you or your family having agreed that you are liable
       * acts or omissions by you or your family or by someone with your or your family's consent, if:
  -the results of those acts or omissions were intended, or could reasonably be expected, or
  -the acts or omissions by you or your family were done with reckless disregard for their consequences
       * the transmission of any disease by you or your family
       * you or your family owning or occupying any land or building, other than the site or home
       * any registered or registrable vehicle you or your family own or control (other than a motorised wheelchair)
       * any watercraft or aircraft you or your family own (other than a remote model aircraft, or an unmotorised watercraft less than 3 metres long)
       * any business, profession or occupation carried on by you, your family or any person who normally lives with you in the home
       * lopping or felling of trees by you or with your consent
       * asbestos that is, or has been, in the home or on the site
       * any equipment containing liquid petroleum gas that is used on, or is in the home or on the site and that does not comply with relevant safety laws
       * building work being carried out on the home or site that costs $30,000 or more
       * vibrating, or removing or weakening the support of any land, building or property
       * a swimming pool at the home or site that:
-is not fenced in to legal standards, or
-has fencing