Document ID: chunk:federal_register_of_legislation:F2024C00882:front:0:p1
Version: federal_register_of_legislation:F2024C00882
Segment Type: other
Provision Reference: 
Character Range: 0–3112

National Consumer Credit Protection Regulations 2010

Select Legislative Instrument No. 44, 2010
made under the

National Consumer Credit Protection Act 2009

Compilation No. 51

Compilation date: 14 October 2024

                Includes amendments: F2024L01299

About this compilation

This compilation

This is a compilation of the National Consumer Credit Protection Regulations 2010 that shows the text of the law as amended and in force on 14 October 2024 (the compilation date).

The notes at the end of this compilation (the endnotes) include information about amending laws and the amendment history of provisions of the compiled law.

Uncommenced amendments

The effect of uncommenced amendments is not shown in the text of the compiled law. Any uncommenced amendments affecting the law are accessible on the Register (www.legislation.gov.au). The details of amendments made up to, but not commenced at, the compilation date are underlined in the endnotes. For more information on any uncommenced amendments, see the Register for the compiled law.

Application, saving and transitional provisions for provisions and amendments

If the operation of a provision or amendment of the compiled law is affected by an application, saving or transitional provision that is not included in this compilation, details are included in the endnotes.

Editorial changes

For more information about any editorial changes made in this compilation, see the endnotes.

Modifications

If the compiled law is modified by another law, the compiled law operates as modified but the modification does not amend the text of the law. Accordingly, this compilation does not show the text of the compiled law as modified. For more information on any modifications, see the Register for the compiled law.

Self‑repealing provisions

If a provision of the compiled law has been repealed in accordance with a provision of the law, details are included in the endnotes.

Contents
Chapter 1—Preliminary
1 Name of Regulations
3 Definitions
4 Meaning of associate
4A Debt management services
4B Meaning of debt management assistance
4C Meaning of credit reporting assistance
4D Small amount credit contracts—credit limit increase to cover fees
5 Prescribed orders
6 Forms
Chapter 2—Licensing of persons who engage in credit activities
Part 2‑1—Australian credit licences
7 How to get an Australian credit licence—requirements for a foreign entity to appoint local agent
7A When licence may be granted—continuous credit activity
8 How to get an Australian credit licence—streamlined process for particular classes of applicants
9 The conditions on the licence
9AA The conditions on the licence—special purpose funding entity
9AB Conditions for licensee—referrals
9A Conditions for unlicensed carried over instrument lender—credit register
10 Obligations of licensees—alternative dispute resolution systems
11 Obligations of licensees—foreign entity must continue to have local agent
11A Obligations of licensees—cooperation with AFCA
12 Obligations of licensees—requirements for compensation arrangements
12A Obligations