Document ID: chunk:federal_register_of_legislation:F2024C00321:reg:55:p14
Version: federal_register_of_legislation:F2024C00321
Segment Type: reg
Provision Reference: reg 55 (pt 14/83)
Character Range: 434730–437813

(b) does not, or will not over time, result in him/her exceeding his/her maximum benefit, assuming he/she will be entitled to an Additional Cover Multiple under Rule 5.2.9.
10.3.7 Variations in the amount of additional death and invalidity cover take effect from:
    (a)              the date specified in the additional death and invalidity cover policy; or, otherwise,
    (b)              the member's next birthday;
unless CSC determines that a variation takes effect on another date.

Maximum amount of additional death and invalidity cover
10.3.8 The maximum amount of additional death and invalidity cover applicable to a member is the amount, expressed as a percentage of his/her relevant salary (see Rule 10.3.9), calculated from the following Table according to his/her age at the time the relevant life assurance company last agreed to provide additional death and invalidity cover.

Table — Maximum Additional Cover
Member's Age                                                  Amount of Additional Cover
(in whole years — when the additional cover was last agreed)  (% of Relevant Salary)
Less than 40                                                  220
40 or more but                                                165
less than 50
50 or more                                                    110

10.3.9 For the purpose of Rule 10.3.8, the relevant salary on a particular day of a:
    (a)              regular member is his/her average salary; and
    (b)              casual member paid on a per diem basis is his/her average salary; and
    (c)              casual member not paid on a per diem basis is:
             (i) the actual basic salary and recognised allowances, if any, received as a casual employee in the preceding 12 months; or
             (ii) if the person has not been a casual member for 12 months,  the sum of:
                  (A) the actual basic salary and recognised allowances, if any, received as a casual employee; and
                  (B) the basic salary and recognised allowances, if any, expected to be received until the completion of 12 months as a casual employee.

Cessation of additional death and invalidity cover
10.3.10 A member's additional death and invalidity cover ceases on the earliest of:
    (a)              the date he/she reaches age 60; and
         (b) the date he/she notifies CSC he/she no longer wishes to have additional death and invalidity cover; and
         (c) if the member ceases paying additional cover premiums, the date CSC determines; and
         (d) death or invalidity retirement (see Rule 10.3.11).

Claims by CSC
10.3.11 Where a member with additional death and invalidity cover dies or ceases membership on invalidity retirement, CSC will make a claim against the policy providing the additional cover.
10.3.12 Any amount paid by a life assurance company to CSC in response to a claim against a life policy must be paid into the Fund and thereafter be treated as an employer contribution in relation to the former member in the calculation of benefits.

           Note:  When a claim