Document ID: chunk:federal_register_of_legislation:F2021L01471:body:0:p8
Version: federal_register_of_legislation:F2021L01471
Segment Type: other
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Character Range: 21436–24992

must be completed by all ADIs and RFCs to which this Reporting Standard applies under paragraph 3.

Reporting period
This form is to be completed in respect of each reporting period. For the first reporting period include all Flood scheme-backed loans originated from the start of the Scheme.

Unit of measurement
This form must be completed in whole Australian dollars (no decimal place). Percentages are to be expressed as a whole number to 2 decimal places, for example, 7.5 per cent should be expressed as 7.50 not 0.075.

Definitions
Terms highlighted in bold italics indicate that the definition is provided in these instructions.

Approval date                                      Means the date when the borrower has accepted the commitment for the Flood scheme-backed loan.

Final repayment date                               For Flood scheme-backed loans, the assigned maturity date for the loan initially calculated based on the term length of the loan and based on the approval date.

Guarantor names                                    The complete list of full names of all the guarantors for the Flood scheme-backed loan.

                                                   For individuals this is the full name of the natural person, as opposed to the legal entity.

                                                   For legal entities, this is the full name of the company as registered with the Australian Securities and Investments Commission (ASIC) and may include the suffix Pty Ltd.

Guarantee Scheme                                   Means the Australian Government SME Guarantee Scheme.[4]

Interest rate                                      Means the annual interest rate when loan is written (exclusive of fees).

Flood scheme-backed loan                           Means a loan made by a lender under the Scheme where the primary borrower of the loan:

                                                   (a)   was adversely affected by the floods that occurred in March 2021; and

                                                   (b)   was not a recipient of the JobKeeper payment between 4 January 2021 and 28 March 2021; and

                                                   (c)   is not adversely economically affected by the Coronavirus pandemic.

Loan identifier                                    The identifier within the entity used to uniquely identify the loan.

Loan value approved                                Means borrower-accepted commitment as defined in Reporting Standard ARS 701.0 ABS/RBA Definitions for the EFS Collection (ARS 701.0).

Phase 1                                            Means those loans written under the Guarantee Scheme up to 30 September 2020.

Phase 2                                            Means those loans written under the Guarantee Scheme from 1 October 2020 to 30 June 2021.

Repayment holiday                                  Means the initial pause in repayments (repayment holiday) for a period of time. During the repayment holiday, interest continues to accrue.

Primary borrower name                              The full name of the primary borrower of the loan under the Scheme.

                                                   For individuals this is the name of the natural person, as opposed to the legal entity.

                                                   For legal entities, this is the full name of the company as registered with ASIC and may include the suffix Pty Ltd.

Primary borrower Australian Business Number (ABN)  The unique 11 digit