Document ID: chunk:federal_register_of_legislation:F2023L00417:body:0:p50
Version: federal_register_of_legislation:F2023L00417
Segment Type: other
Provision Reference: 
Character Range: 137930–140884

instructions for item 9.1 above, that are withdrawable/convertible into cash within two business days.

Item 10  Item 10 is a derived item for placements by other ADIs in excess of MLH deposits of the reporting ADI and calculated by the formula:

         This item cannot be less than zero. Accordingly, if the result is less than zero, zero will be displayed.

         Netting extends across ADIs and is not on a bilateral basis only.

Item 11  Item 11 is a derived item for the total adjusted MLH, calculated by the formula:

         Note: item 10 is added back to item 8 (Total MLH) as 'Total placements by other ADIs' is only deducted from the reporting ADI's total MLH, up to the level of the reporting ADI's MLH deposits with other ADIs.

Section B: Calculation of the adjusted liability base

The adjusted liability base for the purpose of calculating the MLH ratio means the sum of the liability base and off-balance sheet irrevocable commitments.

Item 12  Item 12 is a derived item for the calculation of the liability base of the MLH ratio, calculated as per below:

         Report the amount for total liabilities in item 12.1.

         Report the amount of liabilities of securitisation SPVs (where the reporting ADI is the originator of the securitised assets) that meet operational requirements for regulatory capital relief under APS 120 in item 12.2.

         Item 12.3 is a derived item for placements by other ADIs up to the amount of MLH deposits of the reporting ADI, calculated by the formula:

Item 13  Item 13 is a derived item calculated as the sum of items 13.1 to 13.8.

         Report off-balance sheet irrevocable commitments in items 13.1 to 13.8. In these items, report the undrawn balances of commitments that could be drawn during the remaining period of the commitment where the reporting ADI has irrevocably committed to the customer. Balances must not be double counted.

         Report in item 13.1 amounts related to trade finance related obligations.

         Report in item 13.2 amounts related to guarantees. Exclude amounts reported in item 13.1.

         Report in item 13.3 undrawn amounts related to standby letters of credit. Exclude amounts reported in item 13.1.

         Report in item 13.4 undrawn amounts related to formal standby facilities the ADI has committed to provide to its customers. Exclude commitments related to any APRA-approved industry support arrangements.

         Report in item 13.5 undrawn balances related to loans approved but not advanced or funded.

         Report in item 13.6 balances available for redraw under redraw facilities related to term loans. Include redraw facilities for residential mortgage loans.

         Report in item 13.7 balances available under overdraft agreements.

         Report in item 13.8 balances of any other irrevocable commitments. Include liquidity facilities and other commitments to securitisations.