Document ID: chunk:federal_register_of_legislation:F2023L00417:body:0:p29
Version: federal_register_of_legislation:F2023L00417
Segment Type: other
Provision Reference: 
Character Range: 81922–84760

limit must be treated as uninsured. To the extent a wholesale deposit is non-operational, if the aggregate deposits exceed the deposit insurance limit, the entire amount of the deposit must be treated as uninsured.

Item 8      Item 8 is a derived item calculated as the sum of items 8.1 to 8.6.

            Report stable deposits in item 8.1.

            For item 8.2, report stable deposits that are eligible for the 3 per cent run-off rate where the deposits are fully insured by an effective deposit insurance scheme. Deposits under the Financial Claims Scheme (FCS) are not eligible for the 3 per cent run-off rate. New Zealand retail deposits are not eligible for a stable run-off rate.

            Report less stable deposits which are covered by the FCS or an effective deposit insurance scheme in item 8.3.

            Report less stable deposits which are not covered by the FCS or an effective deposit insurance scheme in item 8.4.

            Report less stable deposits with a higher run-off rate in item 8.5.

            Report notice period deposits that have been called and are maturing in the next 30 days in item 8.6. Exclude these amounts from items 8.1 to 8.5. Further guidance is provided in paragraphs 115 to 117 of APG 210.

Item 9      Item 9 is a derived item calculated as the sum of items 9.1, 9.2, 9.3, 9.4 and 9.5. Report unsecured wholesale funding in items 9.1 to 9.5.

Item 9.1    Item 9.1 is a derived item calculated as the sum of items 9.1.1 to 9.1.6. Report deposits from small and medium enterprise (SME) customers in items 9.1.1 to 9.1.6.

            For items 9.1.1 to 9.1.6 refer to equivalent reporting instructions under item 8. Where the combined balance of an SME customer's deposits exceed $2 million, the entire aggregate deposit balance must be treated as a wholesale deposit.
Item 9.2    Item 9.2 is a derived item calculated as the sum of items 9.2.2 to 9.2.7. Report deposits from non-financial corporate customers in items 9.2.1 to 9.2.7.

            Of the amounts reported in items 9.2.2 to 9.2.7, report the amount of non-financial corporate deposits from intra-group entities in item 9.2.1.

            Report the amount of operational deposits that are fully covered by an effective deposit insurance scheme in item 9.2.2.

            Report the amount of operational deposits that are fully covered by an effective deposit insurance scheme and are eligible for the 3 per cent run-off rate in item 9.2.3.

            Report the amount of operational deposits that are not fully covered by an effective deposit insurance scheme in item 9.2.4.

            Report the amount of non-operational deposits where the entire aggregate amount of the customer's deposits are below the relevant deposit insurance limit and that are fully covered by an effective deposit