Document ID: chunk:federal_register_of_legislation:C2024C00826:section:32
Version: federal_register_of_legislation:C2024C00826
Segment Type: section
Provision Reference: s 32
Character Range: 108909–109603

32  Prohibition on charging a fee etc.

Prohibition on charging a fee etc.
 (1) A person must not demand, receive or accept any fee, charge or other amount from a consumer for engaging in a credit activity if, by engaging in that credit activity, the person contravenes, or would contravene, section 29 (which deals with the requirement to be licensed).
Civil penalty: 5,000 penalty units.

Offence
 (2) A person commits an offence if:
 (a) the person is subject to a requirement under subsection (1); and
 (b) the person engages in conduct; and
 (c) the conduct contravenes the requirement.
Criminal penalty: 1 year imprisonment.

Part 2‑2—Australian credit licences

Division 1—Introduction