Document ID: chunk:federal_register_of_legislation:F2023L00410:body:0:p16
Version: federal_register_of_legislation:F2023L00410
Segment Type: other
Provision Reference: 
Character Range: 43597–46346

an LVR greater than or equal to 81 per cent, and less than 85 per cent.

Column 5  Report loans with an LVR greater than or equal to 85 per cent, and less than 90 per cent.

Column 6  Report loans with an LVR greater than or equal to 90 per cent, and less than 95 per cent.

Column 7  Report loans with an LVR greater than or equal to 95 per cent.

Item 11    Report the total credit limit of term loans funded during the quarter secured in Australia, grouped by LVR. Calculate LVR using the total credit limit of the loan.

Item 11.1  Of the amount reported in item 11, report owner-occupied loans.

Item 11.2  Of the amount reported in item 11, report investment loans.

Item 11.3  Of the amount reported in item 11, report interest-only loans.

Item 11.4  Of the amount reported in item 11, report third-party originated loans.

Item 12: Interest rates of new loans

Item 12 collects information about the interest rates of new term loans funded during the quarter.

Item 12.1  Report the weighted average interest rate for variable-rate loans secured in Australia that were funded during the quarter, as the average of the individual loans' contractual interest rates, weighted by the credit limit, including any interest rate discounts received by the borrower. Include loans with temporary fixed-rate periods of less than 12 months.

Item 12.2  Report the weighted average loan serviceability assessment rate for loans secured in Australia that were funded during the quarter, as the average of the individual loan interest rates weighted by the credit limit.

Item 13: Increase in credit limits for existing loans

Item 13 collects information about increases in credit limits made during the quarter to existing loans.

Item 13    Report any increases in total credit limits for term loans to households and SMSFs during the quarter that are not already included in new loans funded. Only report the increase in the credit limit, not the entire new limit.

Item 13.1  Of the amount reported in item 13, report interest-only loans.

Section C: Loans to private unincorporated businesses secured by residential mortgages

Item 14 collects addition information on loans secured by residential mortgages in Australia.

SBR: the accounting type of item 14 is debit (items are assets).

Item 14.1  Report the value of credit outstanding to private unincorporated businesses, secured in Australia by residential property.

Item 14.2  Report the total credit limit of loans that were funded during the quarter to private unincorporated businesses, secured in Australia by residential property.

    [1]  For the avoidance of doubt, if the due date for a particular reporting period falls on a day other than a usual business day, an ADI is