Document ID: chunk:federal_register_of_legislation:F2021L01111:body:0:p6
Version: federal_register_of_legislation:F2021L01111
Segment Type: other
Provision Reference: 
Character Range: 14649–18015

households for the purchase of other transport vehicles & equipment.

Item 1.1.3                      Report new borrower-accepted commitments to resident households for the purchase of household and personal goods.

Item 1.1.4                      Report new borrower-accepted commitments to resident households for the purpose of travel and holidays.

Item 1.1.5                      Report new borrower-accepted commitments to resident households for the purpose of personal investment (excluding housing for the purposes of investment).

                                Include borrower-accepted commitments for the purchase of shares and other investment assets other than margin loans.

Item 1.1.6                      Report new borrower-accepted commitments to resident households for the purpose of external refinance.

Item 1.1.7                      Report new borrower-accepted commitments to resident households for the purpose of internal refinance.

Item 1.1.8                      Report new borrower-accepted commitments for finance to resident households for any other personal purpose other than those already reported in items 1.1.1 to 1.1.7.

                                Item 1.1.8 is a derived item. Report the value of new borrower-accepted commitments for finance to resident households for any other personal purpose other than those already reported for each column in item 1.1.8 as: item 1.1 less the sum of: items 1.1.1 to 1.1.7 inclusive.

Item 1.2                        Report new borrower-accepted commitments for finance to non-residents for personal purposes.

    2.             Borrower–accepted commitments for credit cards, margin lending and other revolving credit

Item 2 collects information on the value of new borrower-accepted commitments, cancellations of existing borrower-accepted commitments and total credit limits for credit cards, margin lending and any other revolving credit facilities to households for personal purposes.

Borrower-accepted commitments include agreements to increase the credit limit of an existing loan contract (for example, as part of an internal refinance). For a borrower-accepted commitment, the credit limit is the maximum amount of funds that will be made available to the borrower without additional authorisation or approval. This includes outstanding balances (including capitalised interest or fees) and any other funds that can be drawn without additional approval by the lender in this amount.

Reporting basis: report item 2 as at the end of the reporting period or during the reporting period as directed.

Include credit cards, margin lending and any other revolving credit facilities in this item. Exclude fixed-term loans and finance leases. Report these in item 1.

Report credit limits and credit outstanding in the category in which they sit as at the end of the reporting period.

Exclude facilities that have been written off.

Column 1   Report the value for credit cards.
Column 2   Report the value for margin lending.
Column 3   Report the value for revolving credit facilities other than credit cards and margin lending.

Item 2.1                        Report new credit limits committed to and accepted by resident households for personal purposes during the reporting period.
                                Include the value of credit limits for