Document ID: chunk:federal_register_of_legislation:F2024C01258:schedule:4:p3
Version: federal_register_of_legislation:F2024C01258
Segment Type: schedule
Provision Reference: sch 4 (pt 3/12)
Character Range: 25477–28090

holder in response to a valid request and the CDR data that may be, but is not required to be, disclosed by the data holder.
      Schedule 3 relates to the banking sector. Initially, these rules will apply only in relation to certain products that are offered by certain data holders within the banking sector. These rules will then apply to a progressively broader range of data holders and products.
      Schedule 4 relates to the energy sector. In this sector, the product data that can be requested is data that is required by law to be passed to either the AER or the Victorian agency; product data requests are therefore made to those agencies as data holders.  In addition, some of the relevant consumer data is in practice collected and held by AEMO, which does not have a direct relationship with consumers.  Responsibility for dealing with a consumer data request for this data made by or on behalf of a customer of a retailer is therefore shared between AEMO and the retailer.
      These rules also deal with a range of ancillary and related matters.

1.5  What these rules are about
 (1) These rules set out details of how the consumer data right works.
 (2) These rules should be read in conjunction with the following:
 (a) the Competition and Consumer Act 2010 (the Act), and in particular, Part IVD of the Act, which sets out the general framework for how the consumer data right works;
 (b) designation instruments made under section 56AC of the Act;
 (c) guidelines made by the Information Commissioner under section 56EQ of the Act;
 (d) data standards made under section 56FA of the Act;
 (e) regulations made under section 172 of the Act.

1.6  Overview of these rules
Note: These rules cover a number of different sectors of the economy.  It is intended that they will be amended from time to time in the future to deal with additional sectors.
 (1) Part 1 of these rules deals with preliminary matters, such as:
 (a) definitions of terms that are used in these rules; and
 (b) the usage, in these rules, of certain terms that are defined in the Act.
  The other provisions of these rules should be read together with these definitions and other interpretive provisions. Part 1 also deals with services that must be provided by data holders and accredited persons that allow consumers to make and manage requests for CDR data.
 (2) Part 2 of these rules deals with product data requests, and should be read in conjunction with the relevant sector Schedule.
 (3) Part 3 of these rules deals with consumer data requests that are made by CDR consumers, and should be read in conjunction with