Document ID: chunk:federal_register_of_legislation:F2025L00272:clause:1_2
Version: federal_register_of_legislation:F2025L00272
Segment Type: clause
Provision Reference: sch 1 cl 2
Character Range: 50336–52418

2  A consumer data request under Part 4 of these rules, other than a complex request                                          On and after the day 15 months after its BNPL date

 (4) These rules do not apply to a complex request under Part 4, in relation to such a data holder in respect of CDR data that relates to a BNPL product.

Division 6.3—Disclosing CDR data voluntarily: banking sector and NBL sector

6.11  Disclosure of CDR data voluntarily
 (1) A data holder in the banking sector or NBL sector, other than an excluded data holder, may notify the Commission that it wishes Part 2 or Part 4 of these rules to apply to it from a specified date.
 (2) The data holder, from that specified date, may:
 (a) receive a request under Part 2 or Part 4 of these rules from a CDR consumer who is eligible in relation to that data holder; and
 (b) disclose required or voluntary product or consumer data in response to the request.
 (3) These rules apply to the data holder in respect of that request, and all subsequent requests under Part 2 or Part 4 of these rules by consumers who are eligible in relation to that data holder.
Note: This clause means that, among other things, a data holder who elects to receive and respond to such a request must comply with all aspects of these rules relevant to handling it (and all future requests by eligible consumers). For instance, the data holder would need to provide the consumer dashboard in accordance with subrule 1.15(1) upon receiving a request under Part 4, and would need to meet the internal and external dispute resolution requirements.

Division 6.4—Application to trial products

6.12  CDR data relating to trial products
 (1) These rules do not apply in respect of banking sector data or NBL sector data that relates to a trial product, while the product is a trial product.
 (2) If a covered product ceases to be a trial product under subclause 1.5(2), these rules apply in respect of banking sector data or NBL sector data relating to that product (including such data generated while the product was a trial product).