Document ID: chunk:federal_register_of_legislation:F2023L00417:body:0:p7
Version: federal_register_of_legislation:F2023L00417
Segment Type: other
Provision Reference: 
Character Range: 17228–20307

of Attachment A of Prudential Standard APS 210 Liquidity.

    HQLA2B has the meaning given in paragraph 12 of Attachment A of Prudential Standard APS 210 Liquidity.

    Immediate parent NOHC means an authorised NOHC, or a subsidiary of an authorised NOHC, that is an immediate parent NOHC.

    Intra-group refers to an associated entity of an ADI within the meaning of section 50AAA of the Corporations Act 2001. For foreign ADIs, intra-group refers to the head office, associated entities of the head office and other branches of the foreign ADI.

    LCR ADI means an ADI classified as an LCR ADI under paragraph 52 of Prudential Standard APS 210 Liquidity.

    Less stable deposits has the meaning given in paragraph 38 of Attachment A of Prudential Standard APS 210 Liquidity and includes deposits from self-managed superannuation funds and personal investment entity deposits.

    Level 1 has the meaning given in Prudential Standard APS 001 Definitions.

    Level 2 has the meaning given in Prudential Standard APS 001 Definitions.

    Liquidity facilities include undrawn back-up facilities, facilities to hedge funds, money market funds, special purpose funding vehicles and vehicles used to finance the ADI's own assets.

    Loans approved but not advanced refers to loans that have been approved by an ADI but the customer has yet to draw down the funds in relation to the commitment.

    Locally incorporated means incorporated in Australia or in a State or Territory of Australia, by or under a Commonwealth, State or Territory law.

    Long-term refers to securities or other debt instruments with original maturity greater than 12 months.

    Major banks refers to Australia and New Zealand Banking Group Limited, Commonwealth Bank of Australia, National Australia Bank Limited and Westpac Banking Corporation.

    Member-directed superannuation deposits are those deposits that meet the requirements of paragraph 35 of Attachment A of Prudential Standard APS 210 Liquidity and where the underlying depositor is a superannuation fund member.

    MLH ADI means an ADI classified as an MLH ADI under paragraph 52 of Prudential Standard APS 210 Liquidity.

    Non-financial corporates refers to a corporation within the meaning of section 57A of the Corporations Act 2001, which produces goods or non-financial services. Finance company subsidiaries of non-financial corporates are also considered non-financial corporates so long as they provide no service to third parties.

    Non-operational deposits includes all deposits and other extensions of unsecured funding not included under operational deposits. Exclude notes, bonds and other debt securities issued, covered bond issuance and repo or secured funding transactions.

    Non-performing loans are determined by reference to Prudential Standard APS 220 Credit Risk Management.

    Off-balance sheet irrevocable commitments refer to unconditional and binding obligations of the reporting ADI to extend funds. Lines of credit or standby lines which the reporting ADI holds at