Document ID: chunk:federal_register_of_legislation:F2021L01107:body:0:p5
Version: federal_register_of_legislation:F2021L01107
Segment Type: other
Provision Reference: 
Character Range: 12144–15316

loans to residents - by residual term

                                                      Credit outstanding    Funded in the month
Property purpose  Residual term of fixed rate period  Number of facilities  Value                Interest rate  Weighted average term  Number of facilities  Value  Interest rate  Weighted average term
(1)               (2)                                 (3)                   (4)                  (5)            (6)                    (7)                   (8)    (9)            (10)

Owner-occupied    <=1 year
Investment        >1 year to <=2 years
                  >2 years to <=3 years
                  >3 years to <=5 years
                  >5 years

Reporting Form ARF 744.0A

ABS/RBA Housing Credit Stocks, Flows and Interest Rates (Standard)

Instructions

These instructions assist completion of Reporting Form ARF 744.0A ABS/RBA Housing Credit Stocks, Flows and Interest Rates (Standard) (ARF 744.0A). ARF 744.0A collects information relating to the housing stocks, flows and interest rates of ADIs and RFCs.

Information reported in ARF 744.0A is required primarily for purposes of the ABS and the RBA. This information is required for various purposes, including policy and statistical purposes. This information may also be used by APRA for prudential and publication purposes.

Reporting level

ARF 744.0A must be completed by each ADI and RFC to which this Reporting Standard applies under paragraphs 4 or 5.

Reporting basis and unit of measurement

These instructions specify the reporting basis and unit of measurement that applies to each item.

For reporting purposes, unless specified otherwise, enter data as a positive number.

Counterparties

For the purposes of this form, report only finance to households for housing purposes.

For the purposes of this form, households may exist in either the resident or non-resident sectors.

Positions with resident and non-resident households are collected separately.

Types of finance

For the purposes of this form, finance includes loans.

When reporting information on the stock of outstanding finance (e.g. credit outstanding), only include finance that is held on-balance sheet, unless otherwise directed.

Reporting by purpose

Classify finance at the lowest level at which it is able to be identified; the purpose that the funds will be used for determines whether (and where) it is reported on this form. Where finance (identified at the lowest available level) is to be used for more than one purpose, classify that finance to its predominant purpose (based on the purpose for which the largest share of the funds will be used).

Credit outstanding & credit outstanding, net of offset account balances

Report outstanding finance under the category in which it sits as at the reporting date. For example, if a loan was originally classified as having a fixed interest rate but now has a variable interest rate then it must be reported as variable interest rate for the current reporting period.

Treatment of facilities

Where there is a finance facility with a mix of interest rate or repayment types, follow the instructions below