Document ID: chunk:federal_register_of_legislation:C2025C00182:front:0:p3
Version: federal_register_of_legislation:C2025C00182
Segment Type: other
Provision Reference: 
Character Range: 5702–8876

of add‑on insurance deferral period etc.
12DR Prohibition on offering add‑on insurance product during add‑on insurance deferral period
12DS Prohibition on offering add‑on insurance product—customer opt‑out
12DT Right of return and refund for add‑on insurance product sold in contravention of section 12DQ
12DU Exception for financial advisers
12DV Exception for product covered by product intervention order
12DW Exception for comprehensive motor vehicle insurance
12DX Exemption by regulations
12DY Exemption by ASIC
12DZ Effect of exemption
12DZA Contravention of conditions on exemption
Subdivision E—Conditions and warranties in consumer transactions
12EA Conflict of laws
12EB Application of provisions not to be excluded or modified
12EC Limitation of liability for breach of certain conditions or warranties
12ED Warranties in relation to the supply of financial services
Subdivision G—Enforcement and remedies
12GA Interpretation
12GB Offences against Subdivision D or DA
12GBA Declaration of contravention of civil penalty provision
12GBB Pecuniary penalty orders
12GBC Maximum pecuniary penalty
12GBCA Pecuniary penalty applicable
12GBCB Civil enforcement of pecuniary penalty order
12GBCC Relinquishing the benefit derived from engaging in conduct resulting in a pecuniary penalty order
12GBCD Civil enforcement of relinquishment order
12GBCE Meaning of benefit derived and detriment avoided because of a contravention of a civil penalty provision
12GBCF Civil evidence and procedure rules for declarations of contravention, pecuniary penalty orders and relinquishment orders
12GBCG Civil proceedings after criminal proceedings
12GBCH Criminal proceedings during civil proceedings
12GBCJ Criminal proceedings after civil proceedings
12GBCK Evidence given in civil proceedings not admissible in criminal proceedings
12GBCL Attempt and involvement in contravention treated in same way as actual contravention
12GBCM Continuing contraventions of civil penalty provisions
12GBCN State of mind
12GBCP Exceptions etc. to civil penalty provisions—burden of proof
12GBD Indemnification of officers
12GC Enforcement and recovery of certain fines
12GCA Preference must be given to compensate persons who suffer damage as a result of contravention
12GD Injunctions
12GF Actions for damages
12GFA Recovering commissions that exceed a cap under section 12DMC
12GG Finding in proceedings to be evidence
12GH Conduct by directors, employees or agents
12GI Defences
12GJ Jurisdiction of courts
12GK Transfer of matters
12GL Transfer of certain proceedings to Federal Circuit and Family Court of Australia (Division 1)
12GLA Non‑punitive orders
12GLB Punitive orders requiring adverse publicity
12GLC ASIC may issue a public warning notice
12GLD Order disqualifying a person from managing corporations
12GM Other orders
12GN Power of Court to prohibit payment or transfer of money or other property
12GNA Limit on liability for misleading or deceptive conduct
12GNB Orders to redress loss or damage suffered by non‑parties etc.
12GNC Kinds of orders that may be made to redress loss or damage suffered by non‑parties etc.
12GND Declarations
12GNE Orders made in favour of party to