Document ID: chunk:federal_register_of_legislation:F2023L00410:body:0:p4
Version: federal_register_of_legislation:F2023L00410
Segment Type: other
Provision Reference: 
Character Range: 8359–11818

means the last day of the 35 calendar days provided for in paragraph 11 or, if applicable, the date on a notice of extension given under paragraph 13.

    foreign ADI has the meaning in section 5 of the Banking Act 1959.

    immediate parent NOHC means an authorised NOHC, or a subsidiary of an authorised NOHC, that is an immediate parent NOHC.

    Level 1 has the meaning in APS 001.

    Level 2 has the meaning in APS 001.

    locally incorporated means incorporated in Australia or in a State or Territory of Australia, by or under a Commonwealth, State or Territory law.

    provider of purchased payment facilities means an ADI that is subject to a condition on its authority under section 9 of the Banking Act 1959 confining the banking business that the ADI is authorised to carry on to providing purchased payment facilities.

    Reporting Category A has the meaning given by Reporting Standard ARS 701.0 ABS/RBA Definitions for the EFS Collection (ARS 701.0).

    Reporting Category B has the meaning given by ARS 701.0.

    reporting period means a quarter of a year as provided for in paragraph 10 or, if applicable, paragraph 12.

    subsidiary has the meaning in the Corporations Act 2001.

    20.         Unless the contrary intention appears, a reference to an Act, Prudential Standard, Reporting Standard, Australian Accounting or Auditing Standard (including related guidance) is a reference to the instrument as in force or existing from time to time.

    21.         Where this Reporting Standard provides for APRA to exercise a power or discretion, this power or discretion is to be exercised in writing.

ARF_223_0: Residential Mortgage Lending

Australian Business Number  Institution Name

Reporting Period            Scale Factor
                            Millions to one decimal place for Reporting Category B ADIs
Quarterly                   Thousands with no decimal place for Reporting Category A ADIs
                            Percentages to two decimal places
Reporting Consolidation
Level 1 or Level 2

Section A: Outstanding loans secured by residential property
                                                                Secured in Australia  Secured overseas
                                                                (1)                   (2)
 1. Credit limits (including redrawable amounts)
  1.1.  Term loans - owner-occupied
  1.2.  Term loans - investment
  1.3.  Term loans - non-housing purposes
  1.4.  Revolving credit
2.  Balances in offset accounts

                                                                Secured in Australia  Secured in Australia: non-performing
                                                                (1)                   (2)
3.  Credit outstanding
  3.1.  Term loans - owner-occupied
    3.1.1.  of which: interest-only
    3.1.2.  of which: third-party originated
  3.2.  Term loans - investment
    3.2.1.  of which: interest-only
    3.2.2.  of which: third-party originated
  3.3.  Term loans - non-housing purposes
    3.3.1.  of which: interest-only
    3.3.2.  of which: third-party originated
  3.4.  Revolving credit
    3.4.1.  of which: third-party originated
    3.4.2.  of which: reverse mortgages
  3.5.  Credit outstanding
    3.5.1.  of which: low-documentation
    3.5.2.  of which: loans to non-residents
    3.5.3.  of which: loans to SMSFs
    3.5.4.  of which: with lenders mortgage insurance
    3.5.5.  of which: