Document ID: chunk:federal_register_of_legislation:F2024C00882:front:0:p2
Version: federal_register_of_legislation:F2024C00882
Segment Type: other
Provision Reference: 
Character Range: 2769–6227

for unlicensed carried over instrument lender—credit register
10 Obligations of licensees—alternative dispute resolution systems
11 Obligations of licensees—foreign entity must continue to have local agent
11A Obligations of licensees—cooperation with AFCA
12 Obligations of licensees—requirements for compensation arrangements
12A Obligations of licensees—breaches of certain civil penalty provisions not required to be reported to ASIC
12B Obligations of licensees—breaches of certain key requirements not required to be reported to ASIC
13 Obligations of licensees—offence in relation to failure to cite licence number in documents
14 Obligations of licensees—who compliance certificate must be signed by
15 When a licence can be suspended, cancelled or varied—grounds to suspend or cancel licence
Part 2‑2—Authorisation of credit representatives
16 Sub‑authorisation by body corporate
Part 2‑3—Financial records, trust accounts and audit reports
17 Information and matters to be contained in a trust account audit report
18 Eligibility of auditors to prepare trust account audit report
19 Auditors who prepare audit reports
Part 2‑4—Exemptions and modifications
Division 1—Exemptions
Subdivision 1.1—Persons exempt from being licensed
20 Persons exempt from requiring a licence—general
21 Persons exempt from requiring a licence—debt collectors
22 Persons exempt from requiring a licence—third parties
23 Persons exempt from requiring a licence—suppliers of goods or services
23A Persons exempt from requiring a licence—suppliers of goods or services with branded or co‑branded credit card
23B Persons exempt from requiring a licence—fund raising special purpose entity
23C Persons exempt from requiring a licence—securitisation entity
23D Persons exempt from requiring a licence—employment agencies
Subdivision 1.2—Activities exempt from being credit activities under the Act
24 Activities exempt from being credit activities
Division 2—Modifications
25 Activities exempt from requiring a licence
25A Modifications—credit representatives
25B Modification—meaning of linked credit provider or linked lessor for regulation 23
25C Modification—meaning of linked credit provider for regulation 23A
25D Modification—meaning of services for regulations 23 and 23A
25E Modifications—unlicensed carried over instrument lender
25F Modifications—ADI in relation to carried over instrument
25G Modifications—special purpose funding entity
25H Modifications—temporary staff
25I Modifications—locums
25J Modification—exempted persons
25K Modification—credit card contracts
25L Modification—assignees of credit providers, lessors, mortgagees and beneficiaries of a guarantee
25M Modification—credit card provided before 1 July 2012
Chapter 3—Responsible lending conduct
Part 3‑1—Preliminary
26 Definitions
Part 3‑2—Requirements about credit guides
26A Credit guide of licensee—to include further information
26B Credit guide of credit provider or lessor—information about mortgage managers and product designers
27 Credit guide of licensees—when information about fees, charges and indirect remuneration is not required
27A Credit guide of credit representatives—to include further information
27B Credit guide of credit representatives—when information about fees, charges and indirect remuneration not required
28 Credit guide of credit representatives—contact details for the AFCA scheme
28B Credit guide—circumstances where not required to update information
Part