Document ID: chunk:federal_register_of_legislation:C2025C00055:section:6:p6
Version: federal_register_of_legislation:C2025C00055
Segment Type: section
Provision Reference: s 6 (pt 6/17)
Character Range: 41328–44066

entities that are subject to Part IIIA; or
 (c) a body or association representing one or more entities that are subject to Part IIIA.
credit has the meaning given by subsections 6M(1) and (3).
credit card means any article of a kind commonly known as a credit card, charge card or any similar article intended for use in obtaining cash, goods or services by means of credit, and includes any article of a kind commonly issued by persons carrying on business to customers or prospective customers of those persons for use in obtaining goods or services from those persons by means of credit.
credit eligibility information about an individual means:
 (a) credit reporting information about the individual that was disclosed to a credit provider by a credit reporting body under Division 2 of Part IIIA; or
 (b) CP derived information about the individual.
credit enhancement, in relation to credit, means:
 (a) the process of insuring risk associated with purchasing or funding the credit by means of a securitisation arrangement; or
 (b) any other similar process related to purchasing or funding the credit by those means.
credit guarantee purpose of a credit provider in relation to an individual means the purpose of assessing whether to accept the individual as a guarantor in relation to:
 (a) credit provided by the provider to a person other than the individual; or
 (b) credit for which an application has been made to the provider by a person other than the individual.
credit information has the meaning given by section 6N.
credit provider has the meaning given by sections 6G to 6K, and, for the purposes of sections 7 and 8 and Parts III, IIIB, IV and V, is taken to include a mortgage insurer and a trade insurer.
credit reporting body means:
 (a) an organisation; or
 (b) an agency prescribed by the regulations;
that carries on a credit reporting business.
credit reporting business has the meaning given by section 6P.
credit reporting complaint means a complaint about an act or practice that, if established, would be an interference with the privacy of an individual because:
 (a) it breached the registered CR code; or
 (b) it breached a provision of Part IIIA.
credit reporting information about an individual means credit information, or CRB derived information, about the individual.
credit worthiness of an individual means the individual's:
 (a) eligibility to be provided with consumer credit; or
 (b) history in relation to consumer credit; or
 (c) capacity to repay an amount of credit that relates to consumer credit.
de facto partner of an individual has the meaning given by the Acts Interpretation Act 1901.
default information has the meaning given by section 6Q.
Defence Department means the Department