Document ID: chunk:federal_register_of_legislation:C2024C00826:clause:1_204:p9
Version: federal_register_of_legislation:C2024C00826
Segment Type: clause
Provision Reference: sch 1 cl 204 (pt 9/9)
Character Range: 1082631–1084118

127(3).
unexpired monthly fee: see subsection 31C(2).
unjust includes unconscionable, harsh or oppressive.
unpaid balance: see section 27.
unpaid daily balance: see section 27.
word includes any symbol, figure or drawing.
writing includes any mode of representing or reproducing words in a visible form.
Note: See section 187.
 (2) For the purposes of this Code, a person is associated with a credit provider if:
 (a) the person and the credit provider are related bodies corporate for the purposes of the Corporations Act 2001; or
 (b) the person is a supplier in respect of whom the credit provider is a linked credit provider; or
 (c) the person is an officer, agent or employee of the credit provider, or of any such related body corporate or supplier, acting in that capacity.
 (3) In working out the first amount of credit that is, or is to be, provided under a small amount credit contract for the purposes of the definition of adjusted credit amount in subsection (1), the following amounts are to be disregarded:
 (a) if some or all of the amount of a fee or charge (the fee amount) payable in relation to the contract forms, or is to form, part of the first amount of credit that is, or is to be, provided under the contract—the fee amount;
 (b) if subsection 39A(1) is contravened in relation to the contract—the prohibited credit amount;
 (c) any other amount prescribed by the regulations.

Part 14—Miscellaneous provisions relating to interpretation

Division 1—Preliminary