Document ID: chunk:federal_register_of_legislation:F2024C00882:front:0:p3
Version: federal_register_of_legislation:F2024C00882
Segment Type: other
Provision Reference: 
Character Range: 5907–9378

representatives—to include further information
27B Credit guide of credit representatives—when information about fees, charges and indirect remuneration not required
28 Credit guide of credit representatives—contact details for the AFCA scheme
28B Credit guide—circumstances where not required to update information
Part 3‑3—Requirements about quotes
28C Circumstances where no quote required
28D Quote for providing credit assistance—licensee to give information about fees and charges
Part 3‑4—Requirements about proposal disclosure documents
28E Proposal disclosure document—information about fees and charges
28F Proposal disclosure document—when information about fees and charges not required
28G Proposal disclosure document—information about indirect remuneration
28H Proposal disclosure documents—when information about indirect remuneration not required
Part 3‑5—Other obligations
28HA Reverse mortgages—credit assistance providers and credit providers to make reasonable inquiries
28HB Obtaining and considering information to verify financial situation of consumers
28J Obligations of credit providers before entering credit contracts or increasing credit limits
28JA Inquiries about credit limit
28L Manner of giving disclosure documents
28LA Standard home loans
28LB Key Facts Sheets for standard home loans
28LBA Key Facts Sheets for credit card contracts
28LBB Application forms in electronic form
28LBC Circumstances in which application form may include out‑of‑date Key Facts Sheet
28LBD Circumstances in which up‑to‑date information can be provided otherwise than in Key Facts Sheet
28LBE Meaning of credit limit increase invitation
28LBF Licensee to notify consumer of use of credit card in excess of credit limit
28LBG Fees charges and higher rates of interest
28LBH Records of elections and withdrawals to be kept
28LBI Agreement to apply payment against particular amount owed
28LC Reverse mortgages—presumption of unsuitability of credit contract if certain loan to value ratios exist
28LCA Small amount credit contracts—income requirements
28LCB Consumer leases for household goods—income requirements
28LCC Constrained documents and constrained information
28LCE Authorisation for deduction
28LCF Unsuitable credit contracts—prescribed circumstances
28LD Reverse mortgages—projections of home equity
28LE Reverse mortgage information statement
Part 3‑6—Modifications and exemptions
28M Modifications
28N Exemption—requirement to provide disclosure documents
28P Circumstances where credit guide not required
28Q Exemption—credit assistance provider with shared responsibility for credit contract
28R Exemption—intermediary's requirement to provide proposal disclosure document
28RB Exemption relating to small businesses
Part 3‑8—Licensees supplying credit information to credit reporting bodies etc.
28TA Ongoing supplies of mandatory credit information
28TB When protected information must not be on‑disclosed
28TC Reports about initial bulk supplies of credit information—information to be given by licensee
28TD Reports about initial bulk supplies of credit information—information to be given by credit reporting body
Part 3‑9—Mortgage brokers and mortgage intermediaries
Division 1—Interpretation
28V References to providing credit services to a consumer
28VA Meaning of amount of credit
Division 2—What is conflicted remuneration?
28VB Monetary benefit given in certain circumstances not conflicted remuneration
28VC Benefits to which the