Document ID: chunk:federal_register_of_legislation:F2022L00214:body:0:p10
Version: federal_register_of_legislation:F2022L00214
Segment Type: other
Provision Reference: 
Character Range: 28856–32629

the finance is used for and property purpose (owner-occupied or investment).

Reporting basis: report item 3 as during the reporting period.

SBR: submit item 3 with accounting type of debit (assets).

Include resident households. Exclude non-resident households.

Exclude internal refinancing and external refinancing of loans that were initially extended to first-home buyers. These must be reported in item 2.

Column 1   Report according to the location of the residential property that the finance is used for (see item 3 for further details).

Column 2   Report according to the property purpose (see item 3 for further details).

Column 3   Report the total number of new facilities for finance for the purpose of housing.

Column 4   Report the total value of new borrower-accepted commitments for the purpose of housing.

Item 3                          Report new borrower-accepted commitments to resident first‑home buyers for each combination of location and property purpose.

                                The location categories are:

                                     * New South Wales;
                                     * Victoria;
                                     * Queensland;
                                     * South Australia;
                                     * Western Australia;
                                     * Tasmania;
                                     * Northern Territory;
                                     * Australian Capital Territory; and
                                     * Other Australian territories & overseas.  Other territories include Jervis Bay Territory, Territory of Christmas Island, and Territory of Cocos (Keeling) Islands.
                                The property purposes are:

                                     * owner-occupied; and
                                     * investment.

Item 3.1                        Report total new borrower-accepted commitments for finance for the purposes of housing to resident first-home buyers.

                                Item 3.1 is a derived item. Report total borrower-accepted commitments to resident first‑home buyers for the purpose of housing in item 3.1 as the sum of item 3.1.1 and item 3.1.2.

Item 3.1.1                      Report total new borrower-accepted commitments for finance for the purpose of owner-occupied housing to resident first-home buyers.

                                Item 3.1.1 is a derived item. Report total new borrower-accepted commitments to resident first-home buyers for the purpose of owner-occupied housing for each column in item 3.1.1 as the sum of all combinations of residential property location categories reported for owner-occupied housing finance in item 3.

Item 3.1.1.1                    Of the amount reported in item 3.1.1, report total new borrower-accepted commitments to resident first-home buyers for the purpose of owner-occupied housing where foreign-sourced income was used in the ADI's or RFC's serviceability assessment of the application.

Item 3.1.2                      Report total new borrower-accepted commitments for finance for the purpose of investment housing to resident first-home buyers.

                                Item 3.1.2 is a derived item. Report total new borrower-accepted commitments to resident first-home buyers for the purpose of investment housing for each column in item 3.1.2 as the sum of all combinations of residential property location categories reported for investment housing finance in the corresponding column in item 3.

Item 3.1.2.1                    Of the amount reported in item 3.1.2, report total new borrower-accepted commitments to resident first-home buyers for investment housing loans where foreign-sourced