Document ID: chunk:federal_register_of_legislation:F2024L01251:clause:2_4:p2
Version: federal_register_of_legislation:F2024L01251
Segment Type: clause
Provision Reference: sch 2 cl 4 (pt 2/2)
Character Range: 23353–25058

individual's rights to:
 (i) access the information from the credit provider; and
 (ii) request the credit provider to correct the information; and
 (iii) make a complaint to the credit provider.
 (f) the individual's rights to request the credit reporting body:
 (i) not to use their credit reporting information for the purposes of pre-screening of direct marketing by a provider; and
 (ii) not to use or disclose credit reporting information about the individual, if the individual believes on reasonable grounds that the individual has been, or is likely to be, a victim of fraud.

How credit providers may notify individuals
 (4) A credit provider may comply with its obligations under subsection 21C(1) of the Act and this section to notify or ensure an individual is aware of specified matters (the notifiable matters) by:
 (b) publishing a clearly expressed statement of the notifiable matters on its website; and
 (c) at or before the time of collection of the personal information from the individual, notifying the individual or otherwise making the individual aware of the following:
 (i) that the credit provider's website includes information about credit reporting, including the credit reporting bodies to which the provider is likely to disclose the individual's credit information; and
 (ii) a brief description of the key issues contained in the statement of notifiable matters; and
 (d) providing details of the credit provider's website and ensuring that the notifiable matters are prominently displayed on the website; and
 (e) making it clear to the individual that they can request to have the statement of notifiable matters provided in an alternative form – such as a hard copy.