Document ID: chunk:federal_register_of_legislation:C2015C00053:clause:2_6r
Version: federal_register_of_legislation:C2015C00053
Segment Type: clause
Provision Reference: sch 2 cl 6R
Character Range: 98610–100067

6R  Meaning of information request

Credit provider
 (1)  A credit provider has made an information request in relation to an individual if the provider has sought information about the individual from a credit reporting body:
 (a) in connection with an application for consumer credit made by the individual to the provider; or
 (b) in connection with an application for commercial credit made by a person to the provider; or
 (c) for a credit guarantee purpose of the provider in relation to the individual; or
 (d) for a securitisation related purpose of the provider in relation to the individual.

Mortgage insurer
 (2) A mortgage insurer has made an information request in relation to an individual if:
 (a) the insurer has sought information about the individual from a credit reporting body; and
 (b) the information was sought in connection with the provision of insurance to a credit provider in relation to mortgage credit provided by the provider to:
 (i) the individual; or
 (ii) a person for whom the individual is, or is proposing to be, a guarantor.

Trade insurer
 (3) A trade insurer has made an information request in relation to an individual if:
 (a) the insurer has sought information about the individual from a credit reporting body; and
 (b) the information was sought in connection with the provision of insurance to a credit provider in relation to commercial credit provided by the provider to the individual or another person.