Document ID: chunk:federal_register_of_legislation:F2024C00190:reg:5b:p2
Version: federal_register_of_legislation:F2024C00190
Segment Type: reg
Provision Reference: reg 5B (pt 2/4)
Character Range: 13144–15684

contents of a home building, in relation to a contract of insurance, means the following items of property:
 (a) items that are located in the home building, or elsewhere on a site that is specified in the contract and on which the home building is located;
 (b) items that are usually so located, and are still insured under the contract even when not so located.
home building, in relation to a contract of insurance, means any of the following that is located on a site specified in the contract:
 (a) a building used principally and primarily as a place of residence, whether by the insured or another person;
 (b) an out‑building used for domestic purposes that are related to the use of a building covered by paragraph (a);
 (c) a caravan or moveable home that is fixed to the site and is used, or intended to be used, principally and primarily as a place of residence, whether by the insured or another person;
but does not include:
 (d) any of the following:
 (i) a hotel;
 (ii) a motel;
 (iii) a boarding house;
 (iv) an aged care facility;
  except so much of the hotel, motel, boarding house or aged care facility as the insured uses principally and primarily as a place of residence; or
 (e) a building that is in the course of construction; or
 (f) a temporary building or structure; or
 (g) a demountable or moveable structure (except one covered by paragraph (c)).
 (5) A definition in subregulation (4) applies to a part of a building in the same way as it applies to a building.

Definitions for the purposes of paragraph 8B(3)(c) of the Act
 (6) For the purposes of paragraph 8B(3)(c) of the Act:
building, in relation to a contract of insurance, means:
 (a) any of the following that is located on a site specified in the contract:
 (i) a building or part of a building;
 (ii) an out‑building, fixture or structural improvement used for purposes that are related to the use of a building located on the site; or
 (b) fixed wall coverings, fixed ceiling coverings and fixed floor coverings (other than carpets) in anything covered by subparagraph (a)(i) or (ii); or
 (c) a service (whether underground or not):
 (i) that is in, or connected to, anything covered by subparagraph (a)(i) or (ii); and
 (ii) that is the property of the insured, or that the insured is liable to repair or replace or to pay the cost of repairing and replacing; or
 (d) a fence or gate wholly or partly on the site;
but does not include:
 (e) a building that is in the course of construction; or
 (f) a temporary building or structure; or
 (g) a