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Insurance Contracts Regulations 2017
made under the

Insurance Contracts Act 1984

Compilation No. 2

Compilation date: 19 February 2021

Includes amendments up to: F2021L00127

Registered: 10 March 2021

About this compilation

This compilation

This is a compilation of the Insurance Contracts Regulations 2017 that shows the text of the law as amended and in force on 19 February 2021 (the compilation date).

The notes at the end of this compilation (the endnotes) include information about amending laws and the amendment history of provisions of the compiled law.

Uncommenced amendments

The effect of uncommenced amendments is not shown in the text of the compiled law. Any uncommenced amendments affecting the law are accessible on the Legislation Register (www.legislation.gov.au). The details of amendments made up to, but not commenced at, the compilation date are underlined in the endnotes. For more information on any uncommenced amendments, see the series page on the Legislation Register for the compiled law.

Application, saving and transitional provisions for provisions and amendments

If the operation of a provision or amendment of the compiled law is affected by an application, saving or transitional provision that is not included in this compilation, details are included in the endnotes.

Editorial changes

For more information about any editorial changes made in this compilation, see the endnotes.

Modifications

If the compiled law is modified by another law, the compiled law operates as modified but the modification does not amend the text of the law. Accordingly, this compilation does not show the text of the compiled law as modified. For more information on any modifications, see the series page on the Legislation Register for the compiled law.

Self‑repealing provisions

If a provision of the compiled law has been repealed in accordance with a provision of the law, details are included in the endnotes.

Contents
Part 1—Preliminary
1 Name
3 Authority
4 Definitions
5 Definition of consumer credit insurance
Part 2—Disclosures and misrepresentations
Division 1—Insured's duty of disclosure
7 Duty of disclosure—written notice
8 Duty of disclosure—reminder notice
Division 2—Remedies for non‑disclosure and misrepresentations by insured
10 Prescribed rate of interest
Division 3—Key Facts Sheets
11 Application of Division
12 What is a Key Facts Sheet?
13 Insurer's obligation to provide Key Facts Sheet
Part 3—The contract
Division 1—Standard cover
Subdivision A—Purpose of Division
14 Purpose of Division
Subdivision B—Motor vehicle insurance
15 Prescribed contracts
16 Prescribed events
17 Minimum amounts
Subdivision C—Home buildings insurance
18 Prescribed contracts
19 Prescribed events
20 Minimum amounts
Subdivision D—Home contents insurance
21 Prescribed contracts
22 Prescribed events
23 Minimum amounts
Subdivision E—Sickness and accident insurance
24 Prescribed contracts
25 Prescribed events
26 Minimum amounts
Subdivision F—Consumer credit insurance
27 Prescribed contracts
28 Prescribed events
29 Minimum amounts
Subdivision