Document ID: chunk:federal_register_of_legislation:F2022L00217:body:0:p4
Version: federal_register_of_legislation:F2022L00217
Segment Type: other
Provision Reference: 
Character Range: 8340–13643

or, if applicable, paragraph 9.

    Reporting Category A has the meaning given by Reporting Standard ARS 701.0 ABS/RBA Definitions for the EFS Collection (ARS 701.0).

    Reporting Category B has the meaning given by ARS 701.0.

    18.         Unless the contrary intention appears, a reference to an Act, Prudential Standard, Reporting Standard, Australian Accounting or Auditing Standard is a reference to the instrument as in force from time to time.

  ARF_220_0: Credit Quality

Australian Business Number       Institution Name

Reporting Period                 Scale Factor
                                 Millions to one decimal place for Reporting Category B ADIs
Quarterly                        Whole dollars no decimal place for Reporting Category A ADIs
Reporting Consolidation
Licensed ADI/Consolidated Group

Section A: Credit quality

                                                Australia       Overseas
                                                Total exposure  Total provisions  Total exposure  Total provisions
    1. Credit exposures                         (1)             (2)               (3)             (4)
     1.1.  >=90 days past-due
        1.1.1.   Well-secured
        1.1.2.   Not well-secured or unsecured
     1.2.  Stage 2
        1.2.1.   Well-secured
        1.2.2.   Not well-secured or unsecured
     1.3.  Non-performing
        1.3.1.   Well-secured
        1.3.2.   Not well-secured or unsecured

     1.4.  Restructured

Section B: Non-performing exposures
                                                              Total exposure
                                                              Well-secured    Not well-secured or unsecured
                                                              (1)             (2)
  2.      Non-performing exposures
     2.1.  Residents
        2.1.1.   Households
           2.1.1.1.        Owner-occupied housing
           2.1.1.2.        Investor housing
           2.1.1.3.        Credit cards
           2.1.1.4.        Other personal
        2.1.2.   Community service organisations
        2.1.3.   Non-financial corporations
           2.1.3.1.        Private trading corporations
           2.1.3.2.        Private unincorporated businesses
        2.1.4.   Financial corporations
           2.1.4.1.        ADIs
           2.1.4.2.        Registered financial corporations
           2.1.4.3.        Insurance corporations
           2.1.4.4.        Pension funds
           2.1.4.5.        Other financial institutions
        2.1.5.   Other
     2.2.  Non-residents
     2.3.  Total

Section C: >=90 days past-due well-secured items

                                                                                                Total exposure  Total provisions
                                                                                                Past-due        Total portfolio
                                                                                                Australia       Overseas          Australia  Overseas  Australia  Overseas
                                                                                                (1)             (2)               (3)        (4)       (5)        (6)
  3.      Individually managed facilities
     3.1.  Revolving credit
     3.2.  Credit cards
     3.3.  Housing loans
     3.4.  Term loans
     3.5.  Lease financing
     3.6.  Other loans
  4.      Portfolio managed facilities
     4.1.  Revolving credit
     4.2.  Credit cards
     4.3.  Housing loans
     4.4.  Term loans
     4.5.  Lease financing
     4.6.  Other loans
  5.      Provisions for well-secured portfolio managed credit exposures 1 to 89 days past-due

Section D: >=90 days past-due items

                                                              Total exposure
                                                              Well-secured    Not well-secured or unsecured
                                                              (1)             (2)
  6.      >=90 days past-due items
     6.1.  Residents
        6.1.1.   Households
           6.1.1.1.        Owner-occupied housing
           6.1.1.2.        Investor housing
           6.1.1.3.        Credit cards
           6.1.1.4.        Other personal
        6.1.2.   Community service organisations
        6.1.3.   Non-financial corporations
           6.1.3.1.        Private trading corporations
           6.1.3.2.        Private unincorporated businesses
        6.1.4.   Financial corporations
           6.1.4.1.        ADIs
           6.1.4.2.        Registered financial corporations
           6.1.4.3.        Insurance corporations
           6.1.4.4.        Pension funds
           6.1.4.5.        Other financial institutions
        6.1.5.   Other
     6.2.  Non-residents
     6.3.  Total

Reporting Form ARF 220.0

Credit Quality

Instructions

Reporting level

This form is to be completed by all authorised deposit-taking institutions (ADIs) on both a licensed ADI and consolidated ADI group basis (where applicable).

Foreign ADIs operating through branches in Australia are required to complete this form for the Australian branch only.

Securitisation deconsolidation principle

Except as otherwise specified in these