Document ID: chunk:federal_register_of_legislation:C2025C00140:clause:1_4:p47
Version: federal_register_of_legislation:C2025C00140
Segment Type: clause
Provision Reference: sch 1 cl 4 (pt 47/67)
Character Range: 402991–405490

FEE‑HELP debt.
 (2) The amount of the *FEE‑HELP debt is:
 (a) if the loan relates to *FEE‑HELP assistance for a unit of study provided by a Table B provider—the amount of the loan; or
 (b) if paragraph (a) does not apply and the loan relates to FEE‑HELP assistance for a unit of study that forms part of an *undergraduate course of study:
 (i) for a unit of study with a *census date between 1 April 2020 and 31 December 2022—the amount of the loan; or
 (ia) for a unit of study with a census date on or after 1 January 2023—an amount equal to 120% of the loan; or
 (ii) otherwise—an amount equal to 125% of the loan; or
 (c) if neither paragraph (a) nor (b) applies—the amount of the loan.

When FEE‑HELP debts are incurred
 (3) A *FEE‑HELP debt is taken to have been incurred by a person immediately after the *census date for the unit, whether or not the Commonwealth has made a payment in respect of the person's *tuition fee for the unit.

Remission of FEE‑HELP debts
 (4) A person's *FEE‑HELP debt in relation to a unit of study is taken to be remitted if the person's *HELP balance is re‑credited under section 104‑25, 104‑27, 104‑42, 104‑43 or 104‑44 in relation to the unit.
Note: The debt is taken to be remitted even if the person's HELP balance is not increased by an amount equal to the amount re‑credited.

137‑15  OS‑HELP debts

Incurring OS‑HELP debts
 (1) A person incurs a debt to the Commonwealth if, under section 124‑1, the Commonwealth makes a loan to the person. The debt is an OS‑HELP debt.
Note: For a student who is entitled to a supplementary amount for Asian language study, see subsections 124‑1(2A) and (2B).
 (2) The amount of the *OS‑HELP debt is an amount equal to the amount of the loan.

When OS‑HELP debts are incurred
 (3) The *OS‑HELP debt is taken to have been incurred on the day on which a higher education provider, on the Commonwealth's behalf, paid the amount lent to the person.

137‑16  SA‑HELP debts

Incurring SA‑HELP debts
 (1) A person incurs a debt to the Commonwealth if, under section 128‑1, the Commonwealth:
 (a) makes a loan to the person; and
 (b) uses the amount lent to make a payment of the person's liability to pay a *student services and amenities fee.
The debt is an SA‑HELP debt.
 (2) The amount of the *SA‑HELP debt is an amount equal to the loan.

When SA‑HELP debts are incurred
 (3) An *SA‑HELP debt is taken to have been incurred by a person immediately after the day on which the *student services and amenities fee to which the