Document ID: chunk:federal_register_of_legislation:F2022L00214:body:0:p9
Version: federal_register_of_legislation:F2022L00214
Segment Type: other
Provision Reference: 
Character Range: 25628–29153

have been refinanced for the purpose of a purchase, construction or any other alterations, additions and repairs, or other improvements on a different residential property. Report these in the appropriate item above.
                                The property purposes are:

                                     * owner-occupied; and
                                     * investment.

Item 2.1                        Report total new borrower-accepted commitments for finance for the purposes of housing to resident households.

                                Item 2.1 is a derived item. Report total borrower-accepted commitments to resident households for the purpose of housing in item 2.1 as the sum of item 2.1.1 and item 2.1.2.

Item 2.1.1                      Report total new borrower-accepted commitments for finance for the purpose of owner-occupied housing to resident households.

                                Item 2.1.1 is a derived item. Report total new borrower-accepted commitments to resident households for the purpose of owner-occupied housing for each column in item 2.1.1 as the sum of all combinations of residential property location categories and loan purpose sub-classes reported for owner-occupied housing finance in the corresponding column in item 2.

Item 2.1.1.1                    Of the amount reported in item 2.1.1, report total new borrower-accepted commitments to residents for the purpose of owner-occupied housing where foreign-sourced income was used in the ADI's or RFC's serviceability assessment of the application.

Item 2.1.2                      Report total new borrower-accepted commitments for finance for the purpose of investment housing to resident households.

                                Item 2.1.2 is a derived item. Report total new borrower-accepted commitments to resident households for the purpose of investment housing for each column in item 2.1.2 as the sum of all combinations of residential property location categories and loan purpose sub-classes reported for investment housing finance in the corresponding column in item 2.

Item 2.1.2.1                    Of the amount reported in item 2.1.2, report total new borrower-accepted commitments to residents for investment housing loans where foreign-sourced income was used in the ADI's or RFC's serviceability assessment of the application.

Item 2.2                        Report total new borrower-accepted commitments to non-residents for the purpose of housing.

                                Do not report borrower-accepted commitments to non-residents by location and/or purpose.

Item 2.2.1                      Of the amount reported in item 2.2, report total new borrower-accepted commitments to non-residents for the purpose of housing where foreign-sourced income was used in the ADI's or RFC's serviceability assessment of the application.

    3.             New borrower-accepted commitments for housing loans to resident first-home buyers – by location

Item 3 collects information on the number and value of new borrower-accepted commitments for housing finance made to resident first-home buyers  during the reporting period, by the location of the residential property that the finance is used for and property purpose (owner-occupied or investment).

Reporting basis: report item 3 as during the reporting period.

SBR: submit item 3 with accounting type of debit (assets).

Include resident households. Exclude non-resident households.

Exclude internal refinancing