Document ID: chunk:federal_register_of_legislation:F2023L00417:body:0:p8
Version: federal_register_of_legislation:F2023L00417
Segment Type: other
Provision Reference: 
Character Range: 20030–22947

determined by reference to Prudential Standard APS 220 Credit Risk Management.

    Off-balance sheet irrevocable commitments refer to unconditional and binding obligations of the reporting ADI to extend funds. Lines of credit or standby lines which the reporting ADI holds at other institutions to support its operations are excluded from the MLH ratio calculation.

    Offshore securities refers to secured and unsecured debt securities issued in a market other than the Australian domestic market.

    Operational deposits has the meaning given in paragraphs 47 to 50 of Attachment A of Prudential Standard APS 210 Liquidity.

    Originating ADI has the meaning given in paragraph 11(o) of Prudential Standard APS 120 Securitisation.

    Other LCR assets are assets recognised as eligible liquid assets by a host supervisor that APRA allows to be included in the numerator of the LCR.

    Overdraft agreements refers to agreements that allow an account to be overdrawn up to a limit as set out in the agreement.

    Prudential Practice Guide APG 210 Liquidity (APG 210) means the version of APG 210 that exists as at the commencement of this Reporting Standard.

    RBA repo-eligible securities are debt securities that the RBA will accept as collateral in its domestic market operations. The current list of eligible securities is published on the RBA website. For the purposes of the MLH requirement, RBA repo-eligible securities comprise the securities listed in Attachment B of Prudential Standard APS 210 Liquidity, and that are also listed on the RBA website.

    RBNZ is short for the Reserve Bank of New Zealand.

    RBNZ eligible securities are securities that the RBNZ will accept in its domestic market operations.

    Reporting period includes, for the purposes of the provision of ARF 210.5, any day in relation to which such a report is required to be provided.

    Retail customer means a natural person as referred to in paragraph 34 of Attachment A of Prudential Standard APS 210 Liquidity (APS 210) or where the customer's deposit has been treated as retail in accordance with either APS 210 or Prudential Practice Guide APG 210 Liquidity. Retail customer does not include SMEs.

    Retail deposits has the meaning given in paragraph 34 of Attachment A of Prudential Standard APS 210 Liquidity (APS 210) or where the deposit has been treated as retail in accordance with either APS 210 or Prudential Practice Guide APG 210 Liquidity. Deposits from SMEs are not included.

    Secured funding refers to those liabilities and general obligations that are collateralised by legal rights to specifically designated assets owned by the borrowing ADI in the case of bankruptcy, insolvency, liquidation or resolution.

    Secured lending is defined as those loans that an ADI has extended and that are collateralised by legal rights to specifically designated assets owned by