Document ID: chunk:federal_register_of_legislation:F2024C01114:clause:7_9aa:p4
Version: federal_register_of_legislation:F2024C01114
Segment Type: clause
Provision Reference: sch 7 cl 9AA (pt 4/6)
Character Range: 32679–35533

(c) changes in the number of episodes of hospital treatment and hospital‑substitute treatment, and the average number of episodes of each, for particular age groups;
           (d) changes in the nature of the episodes of hospital treatment and hospital‑substitute treatment, for which benefits are paid in particular age groups;
           (e) changes in the average amount of benefits paid for an insured person, or an episode of hospital treatment or hospital substitute treatment, in particular age groups.

Part 2A  Age‑based discounts
Note 1: See paragraphs 63‑10 (g) and 66‑5 (3) (ea) of the Act.
Note 2: Nothing in this Part requires a private health insurer to:
        make age‑based discounts available under any product; or
        if age‑based discounts are available under a product:
         – make such discounts available for all ages between 18 and 29 (inclusive); or
         – continue to make age‑based discounts available under the product.
 Instead, an age‑based discount policy may specify the ranges of ages, between 18 and 29 (inclusive), for which such discounts will be available (see subparagraph 11B (c) (i)).
 However, under this Part:
        if a person is receiving an age‑based discount, the person is entitled to continue to receive the full discount until the person turns 41 (unless the insurer chooses to discontinue age‑based discounts under the product, or the person transfers to a different insurance policy), and might be entitled to receive a reduced discount for a number of years after turning 41; and
        if age‑based discounts are available in relation to particular ages or particular ranges of ages for a particular product, they must be available in relation to those ages or ranges on the same terms and conditions for all insurance policies under that product (see section 63‑5 of the Act).

11A. Definitions
  In this Part:
age‑based discount policy means an insurance policy that provides age‑based discounts.
discount assessment date, in relation to a person who is insured under an age‑based discount policy, means whichever of the following is applicable:
 (a) subject to paragraph (c), if the policy provided age‑based discounts at the date the person became insured—that date;
 (b) if the policy provided age‑based discounts at a date after the person became insured—the date the person was first eligible for an age‑based discount under the policy;
 (c) if:
 (i) the person transferred to the policy (the new policy) from another age‑based discount policy (the old policy); and
 (ii) at the time of the transfer, the new policy was stated to be a retained age‑based discount policy; and
 (iii) the person was not a dependent child under the old policy;
  the person's discount assessment date under the old policy.
eligible person, in relation to an age‑based discount policy, means a