Document ID: chunk:federal_register_of_legislation:F2024C00321:reg:55:p13
Version: federal_register_of_legislation:F2024C00321
Segment Type: reg
Provision Reference: reg 55 (pt 13/83)
Character Range: 432168–434980

CSC, following receipt of a completed questionnaire or the participation by the member in a medical examination or test, determines that he/she ceases to be a limited benefits member; or
         (ii) three years after he/she became a member.

Division 3

CSC to arrange policy
10.3.1 CSC will take out a policy or policies with a life assurance company or companies in its name to provide additional death and invalidity cover for members. An additional invalidity and death cover policy is to be on the terms and conditions agreed between CSC and the relevant life assurance company.

Applying for additional death and invalidity cover
10.3.2 A member may apply to CSC for additional death and invalidity cover at any time before he/she reaches age 60, provided the amount of cover applied for:
         (a) does not exceed the maximum amount of additional cover allowed (see Rule 10.3.8); or
         (b) would not result in him/her exceeding his/her maximum benefit, assuming he/she will be entitled to an Additional Cover Multiple under Rule 5.2.9.
10.3.3 CSC may allow the member to choose the policy providing the additional death and invalidity cover if CSC has taken out more than one policy.
10.3.4 A member who applies for additional death and invalidity cover must provide any information and undergo any medical examinations the relevant life assurance company requires for it to determine whether it is prepared to provide the additional death and invalidity cover.

Advice to CSC and member
10.3.5 If a member applies to CSC for additional death and invalidity cover, or applies to vary existing cover, CSC will ask the relevant life assurance company:
    (a)              whether it is prepared to provide the additional cover for that member; and, if so
         (b) the cost of the additional cover premium, including any extra cost where the member was assessed as not being­ a standard risk, on:
         (i) the date the cover commenced; and
             (ii) each subsequent birthday of the member, or other date as specified in the policy.

CSC will provide the information in (a) and (b) from the life assurance company to the member.

Variation of additional death and invalidity cover
10.3.6 The member may vary the amount of additional death and invalidity cover at any time before the cover ceases to be applicable, provided the relevant life assurance company is prepared to provide the additional cover and the new amount:
         (a) does not exceed the maximum amount of additional cover allowed (see Rule 10.3.8); or
         (b) does not, or will not over time, result in him/her exceeding his/her maximum benefit, assuming he/she will be entitled to an Additional Cover Multiple under Rule 5.2.9.
10.3.7 Variations in the amount of additional death and invalidity cover take