Document ID: chunk:federal_register_of_legislation:F2021L01107:body:0:p7
Version: federal_register_of_legislation:F2021L01107
Segment Type: other
Provision Reference: 
Character Range: 17752–20682

1.3 only.

Exclude facilities with a nil credit outstanding balance.

Column 1  Report the number of housing loan facilities with credit outstanding.

Column 2  Report the value of credit outstanding, net of offset account balances for housing loans.

Column 3  Report the weighted average interest rate on credit outstanding, net of offset accounts for housing loans.

Column 4  Report the value of credit outstanding for housing loans.

Column 5  Report the weighted average interest rate on credit outstanding for housing loans.

Column 6  Report the cost of funds for housing loans with credit outstanding.

Column 7  Report the margin for housing loans with credit outstanding.

          Column 7 is a derived item. Report column 7 as column 5 less column 6.

Item 1.1      Report total owner-occupied housing loans to residents.

              Item 1.1 is a derived item.

              Report the number and values (columns 1, 2, and 4) in item 1.1 as the sum of item 1.1.2.1 and item 1.1.2.2.

              The number and values (columns 1, 2, and 4) in item 1.1 also equal the sum of item 1.1.3.1 and item 1.1.3.2.

              Report the interest rate, cost of funds and margin (columns 3, 5, 6 and 7) in item 1.1 as the weighted average of item 1.1.2.1 and item 1.1.2.2.

              The interest rate, cost of funds and margin (columns 3, 5, 6 and 7) in item 1.1 also equal the weighted average of item 1.1.3.1 and item 1.1.3.2.

              The value of credit outstanding reported in item 1.1 (column 4) equals item 1.1.1.1.1.1 (column 1) on ARF 720.1A/B.

Item 1.1.1    Of the amount reported in item 1.1, report revolving credit facilities.

Item 1.1.2    Report owner-occupied housing loans according to their interest rate type in items 1.1.2.1 and 1.1.2.2.

Item 1.1.2.1  Report owner-occupied housing loans to residents with a fixed interest rate.

              The value of credit outstanding with a fixed interest rate reported in item 1.1.2.1 (column 4) equals item 2.1.1.1 (column 1) on ARF 720.1A/B.

Item 1.1.2.2  Report owner-occupied housing loans to residents with a variable interest rate.

              The value of credit outstanding with a variable interest rate reported in item 1.1.2.2 (column 4) equals item 2.1.1.2 (column 1) on ARF 720.1A/B.

Item 1.1.3    Report owner-occupied housing loans according to their repayment type in items 1.1.3.1 and 1.1.3.2.

Item 1.1.3.1  Report owner-occupied housing loans to residents for interest-only loans.

Item 1.1.3.2  Report owner-occupied housing loans to residents for amortising loans.

Item 1.2      Report total investor housing loans to residents with credit outstanding.

              Item 1.2 is a derived item.

              Report the number and values (columns 1, 2, and 4) in item 1.2 as the sum of item 1.2.2.1 and item 1.2.2.2.

              The number and values (columns 1, 2, and 4) in item 1.2 also equal