Document ID: chunk:federal_register_of_legislation:F2019L00902:body:0:p3
Version: federal_register_of_legislation:F2019L00902
Segment Type: other
Provision Reference: 
Character Range: 4670–7042

the home.
We do not insure you for loss or damage to the external paint work or other external coatings on the home.

8 Act intended to cause loss or damage
What we insure you for
We insure you for loss or damage to the home caused by any act that is intended to cause loss or damage.
What we do not insure you for
We do not insure you if the act that is intended to cause the loss or damage is by someone who:
       * lives in the home, or
       * is at the home or site with your consent or the consent of the person who lives in the home.

9 Theft or attempted theft
What we insure you for
We insure you for loss or damage to the home caused by theft or attempted theft.
What we do not insure you for
We do not insure you if the theft or attempted theft was by someone who:
       * lives in the home, or
       * is at the site or home with your consent or the consent of the person who lives in the home.

10 Escape of liquid
What we insure you for
We insure you for loss or damage to the home caused by the sudden bursting, leaking, discharging or overflowing of liquid from any:
       * shower base or shower walls
       * fixed tank or fixed pipe
       * gutters or drain
       * other equipment that is fixed to the home and used mainly to hold or carry liquid.
If we agree to pay your claim for loss or damage caused by this event, we will also pay the reasonable cost of locating the source of the escaped liquid.

What we do not insure you for
We do not insure you for loss or damage that is caused by liquid splashing or gradually escaping because of something other than a sudden burst, leak, discharge or overflow.

We do not insure you for the costs of repairing or replacing:
       * the defective item, or a defective part of the item, that causes the loss or damage, or
       * any leaking shower base or shower walls.

11 Riot or violent civil disorder
What we insure you for
We insure you for loss or damage to the home caused by riot or violent civil disorder.

12 Impact
What we insure you for
By 'impact' we mean sudden and violent collision.
We insure you for loss or damage to the home caused by the impact of any:
       * animal that is not kept at the home or site
       * vehicle, watercraft, aircraft, sonic boom from an aircraft
       * space debris, debris from any aircraft, rocket or satellite
       * television aerial