Document ID: chunk:federal_register_of_legislation:F2024C00882:reg:20:p4
Version: federal_register_of_legislation:F2024C00882
Segment Type: reg
Provision Reference: reg 20 (pt 4/6)
Character Range: 91056–93734

(e) the rural financial counselling service provider takes all reasonable steps to ensure that each person who provides credit assistance on its behalf:
 (i) is a member of, or is eligible to be a member of, a financial counselling association; and
 (ii) has undertaken appropriate training to ensure that they have adequate skills and knowledge to satisfactorily provide the rural financial counselling service (including the credit assistance).
 (6) A person is exempted if:
 (a) the person:
 (i) is a related body corporate of a licensee; and
 (ii) is engaging in credit activities only on behalf of the licensee; and
 (iii) is engaging in credit activities only because its employees and directors are engaging in credit activities on behalf of the licensee; and
 (b) the credit activities in which the person engages are not those mentioned in:
 (i) paragraph (a) or (b) of item 1 of the table in subsection 6(1) of the Act; or
 (ii) paragraph (a) or (b) of item 3 of the table in subsection 6(1) of the Act.
 (7) A person is exempted if the person is a public body or authority, or a local government body or authority, constituted under an Act of the Commonwealth or a State or Territory.
 (8) Subject to subregulation (9), if a person is authorised to engage in particular credit activities by:
 (a) an Act of the Commonwealth or a State or Territory (other than the Act, the Transitional Act or an Act mentioned in subregulation (10)); or
 (b) a licence or registration issued or granted under an Act of the Commonwealth or a State or Territory (other than the Act, the Transitional Act or an Act mentioned in subregulation (10));
the person is exempted to the extent that the person is engaging in the credit activities in which the person is authorised to engage under that Act, licence or registration.
 (10) For paragraphs (8)(a) and (b), the Acts are:
 (a) the Finance Brokers Control Act 1975 (WA); and
 (b) the Credit (Administration) Act 1984 (WA); and
 (c) the Consumer Credit (Administration) Act 1996 (ACT).
 (11) A person is exempted if:
 (a) the person is an organisation that provides services and makes benefits available to members of:
 (i) the organisation; or
 (ii) a program or facility operated or conducted by or within the organisation; and
 (b) an incidental benefit of membership of the organisation, program or facility is that members are eligible:
 (i) to apply for a particular credit contract or consumer lease offered by a licensee, a registered person or an exempt special purpose funding entity; or
 (ii) to obtain services or benefits under a particular credit contract or consumer lease offered by a licensee, a registered person or an