Document ID: chunk:federal_register_of_legislation:F2021L01098:body:0:p11
Version: federal_register_of_legislation:F2021L01098
Segment Type: other
Provision Reference: 
Character Range: 28006–31100

Secured by residential property
     2.1.4.2.  Fixed interest rate
     2.1.4.3.  Variable interest rate
    2.1.5.  Other revolving credit
     2.1.5.1.  of which: Secured by residential property
     2.1.5.2.  Fixed interest rate
     2.1.5.3.  Variable interest rate
  2.2.  Total personal finance to non-residents funded in the month

3.  Personal finance to residents funded in the month - by size

Type of product         Value at commitment     Number of facilities  Value  Interest rate
(1)                     (2)                     (3)                   (4)    (5)

Credit cards            >$0 to <=$5 000
Finance leases          >$5 000 to <=$10 000
Margin lending          >$10 000 to <=$20 000
Fixed-term loans        >$20 000 to <= $50 000
Other revolving credit  >$50 000 to <=$100 000
                        >$100 000

Reporting Form ARF 746.0B

ABS/RBA Personal Credit Stocks, Flows and Interest Rates (Reduced)

Instructions

These instructions assist completion of Reporting Form ARF 746.0B ABS/RBA Personal Credit Stocks, Flows and Interest Rates (Reduced) (ARF 746.0B). ARF 746.0B collects information relating to the personal credit stocks, flows and interest rates of ADIs and RFCs.

Information reported in ARF 746.0B is required primarily for purposes of the ABS and the RBA. This information is required for various purposes, including policy and statistical purposes. This information may also be used by APRA for prudential and publication purposes.

Reporting level

ARF 746.0B must be completed for each ADI and RFC to which this Reporting Standard applies under paragraphs 4 or 5.

Reporting basis and unit of measurement

These instructions specify the reporting basis and unit of measurement that applies to each item.

For reporting purposes, unless specified otherwise, enter data as a positive number.

Counterparties

For the purposes of this form, report only finance to households for personal purposes.

For the purposes of this form, households may exist in either the resident or non-resident sectors.

Positions with resident and non-resident households are collected separately.

Types of finance

For the purposes of this form, finance includes:

     * loans; and
     * finances leases.

When reporting information on the stock of outstanding finance (e.g. credit outstanding), only include finance that is held on-balance sheet, unless otherwise directed.

Reporting by purpose

Classify finance at the lowest level at which it can be identified; the purpose that the funds will be used for determines whether (and where) it is reported on this form. Where finance (identified at the lowest available level) is to be used for more than one purpose, classify that finance to its predominant purpose (based on the purpose for which the largest share of the funds will be used).

Credit outstanding & credit outstanding, net of offset account balances

Report outstanding finance under the category in which it sits as at the end of the reporting period. For example, if a loan was originally classified as having a fixed