Document ID: chunk:federal_register_of_legislation:F2024C00882:reg:28l:p2
Version: federal_register_of_legislation:F2024C00882
Segment Type: reg
Provision Reference: reg 28L (pt 2/2)
Character Range: 181729–182890

it.
 (6) If a disclosure document is not given to a consumer personally, or to a person acting on the consumer's behalf, the licensee must be reasonably satisfied that the consumer has received the disclosure document before engaging in further credit activities in relation to the consumer's credit contract or consumer lease.
 (7) For subregulation (6), a person is not acting on the consumer's behalf if the person is engaging in credit activities.
 (8) The licensee may be reasonably satisfied that a consumer has received a disclosure document (unless the consumer advises the licensee otherwise):
 (a) if the disclosure document is a credit guide and was made available to the consumer for retrieval on the licensee's information system—when the consumer tells the licensee that he or she has accessed the document on the information system; or
 (b) in any other case—if the disclosure document was properly addressed to the consumer and sent to that address (including an electronic address or fax number).
 (9) Two or more disclosure documents may be combined in a single document only if all other requirements of the Act and these Regulations are met.