Document ID: chunk:federal_register_of_legislation:C2025C00097:section:3:p9
Version: federal_register_of_legislation:C2025C00097
Segment Type: section
Provision Reference: s 3 (pt 9/18)
Character Range: 54646–57339

rate for the hospital cover.

37‑20  Joint hospital cover
 (1) If:
 (a) more than one *adult is covered under the same *hospital cover; and
 (b) the amount of premiums payable for the cover in respect of at least one of those adults is increased under this Part;
the amount of the premiums payable for the cover in respect of all of the adults is increased.
 (2) The amount of the increase in the premiums payable for the cover is worked out by:
 (a) dividing the *base rate for the cover by the number of *adults it covers; and
 (b) using that rate to work out for each adult what the amount of the increase for that adult (if any) would be; and
 (c) adding together the results of paragraph (b).

Division 40—Administrative matters relating to lifetime health cover

40‑1  Notification to insured people etc.
 (1) A private health insurer must comply with any requirements specified in the Private Health Insurance (Lifetime Health Cover) Rules relating to providing information to:
 (a) *adults in respect of *hospital cover with the private health insurer; and
 (b) other adults who apply for, or inquire about, that hospital cover;
about increases under this Part in the amounts of premiums payable for hospital cover in respect of those adults.
 (2) A private health insurer must comply with any requirements specified in the Private Health Insurance (Lifetime Health Cover) Rules relating to providing information to other private health insurers about increases under this Part in the amounts of premiums payable for *hospital cover with the private health insurer.
 (3) The Private Health Insurance (Lifetime Health Cover) Rules may require or permit a private health insurer to provide information of a kind referred to in this section in the form of an age notionally attributed, to an *adult or other person, as the age from which the adult or other person will be treated as having had continuous *hospital cover.
 (4) A private health insurer must keep separate records in relation to each *adult who has *hospital cover.
 (5) When an *adult ceases to be *covered by *hospital cover under which more than one adult was covered, the private health insurer must notify each other adult that the adult has ceased to be covered by the cover.

40‑5  Evidence of having had hospital cover, or of a person's age
  A private health insurer must comply with any requirements specified in the Private Health Insurance (Lifetime Health Cover) Rules relating to whether, and in what circumstances, particular kinds of evidence are to be accepted, for the purposes of this Part, as conclusive evidence of:
 (a) whether a person had *hospital cover at a particular time, or during a particular