Document ID: chunk:federal_register_of_legislation:C2011A00060:clause:3_35b
Version: federal_register_of_legislation:C2011A00060
Segment Type: clause
Provision Reference: sch 3 cl 35B
Character Range: 64225–65893

35B  Credit reporting agencies may use and disclose certain personal information for identity verification purposes
 (1) A credit reporting agency that receives a verification request from a reporting entity in relation to an individual may:
 (a) prepare and provide to the reporting entity an assessment in accordance with this section of whether any or all of the following personal information matches (in whole or part) personal information contained in a credit information file in the possession or control of the credit reporting agency:
 (i) the individual's name;
 (ii) the individual's residential address;
 (iii) the individual's date of birth; and
 (b) use the personal information about the individual, and the names, residential addresses and dates of birth contained in credit information files of other individuals, for the purpose of preparing the assessment.
 (2) An assessment provided under subsection (1) to a reporting entity:
 (a) must be an overall assessment of the extent of the match between the personal information disclosed by the reporting entity and personal information contained in a credit information file in the possession or control of the credit reporting agency; and
 (b) must not include separate assessments of the match between particular categories of that personal information.
 (3) To the extent that providing an assessment in relation to an individual involves a disclosure of personal information contained in an individual's credit information file to a person, body or agency other than the individual, the disclosure is taken to be authorised by law for the purposes of paragraph 18K(1)(m) of the Privacy Act 1988.