Document ID: chunk:federal_register_of_legislation:F2022L00214:body:0:p5
Version: federal_register_of_legislation:F2022L00214
Segment Type: other
Provision Reference: 
Character Range: 13493–16657

type  Number of facilities  Average facility credit limit
(1)                                                                   (2)               (3)             (4)                   (5)

>=0 to <=1 month                                                      Owner-occupied    Amortising
>1 to <=3 months                                                      Investment        Interest-only
>3 to <=6 months
>6 to <= 9 months
>9 to <= 12 months
>12 to <= 24 months
>24 months

  7.0.  Average number of monthly repayments for amortising loans
  7.1.  Average number of monthly repayments for interest-only loans

Reporting Form ARF 743.0

ABS/RBA Housing Finance

Instructions

These instructions assist completion of ARF 743.0. ARF 743.0 collects information relating to the provision of finance to households for housing purposes by ADIs and RFCs.

Information reported in ARF 743.0 is required primarily for purposes of the ABS and the RBA. This information is required for various purposes, including policy and statistical purposes. Published aggregate statistics from this collection are used for research and policy formulation by a range of interested parties, including economists, State and Federal Governments, and the private sector. Information reported in ARF 743.0 may also be used by APRA for prudential and publication purposes.

Reporting level

ARF 743.0 must be completed by each ADI and RFC to which this Reporting Standard applies under paragraphs 4 or 5.

Reporting basis and unit of measurement

These instructions specify the reporting basis and unit of measurement that applies to each item.

For reporting purposes, unless specified otherwise, enter data as a positive number.

Location

When reporting by location, report according to the location of the residential property that the finance will be used for, not the location of the collateral (where this differs) or the location where the commitment was made.

Counterparties

For the purposes of this form, report only finance to households for housing purposes.

For the purposes of this form, households may exist in either the resident or non-resident sectors.

Positions with resident and non-resident households are collected separately.

Types of finance

For the purposes of this form, finance includes loans.

When reporting applications and borrower-accepter commitments, report only that finance where the legal lender on the contract is an entity included in the domestic books consolidation of the ADI or RFC.

When reporting information on the stock of outstanding finance (e.g. credit outstanding), only include finance that is held on-balance sheet, unless otherwise directed.

Reporting by purpose

Classify finance at the lowest level at which it is able to be identified; the purpose that the funds will be used for determines whether (and where) it is reported on this form. Where finance (identified at the lowest available level) is to be used for more than one purpose, classify that finance to its predominant purpose (based on the purpose for which the largest share of the funds will be used).

Credit outstanding

Report outstanding