Document ID: chunk:federal_register_of_legislation:F2020L01688:clause:1_92:p5
Version: federal_register_of_legislation:F2020L01688
Segment Type: clause
Provision Reference: sch 1 cl 92 (pt 5/8)
Character Range: 95186–97845

that is for disclosure of any of the following CDR data in relation to a particular joint account to which this Part applies:
 (a)  account data in relation to the joint account;
 (b) transaction data in relation to the joint account;
 (c) product specific data in relation to a product that a joint account holder uses and that relates to the joint account.
 (2) This Division applies whether or not the request is also for disclosure of other CDR data.
 (3) If a particular consumer data request to a data holder under Part 4 of these rules relates to more than one joint account to which this Part applies, this Division applies separately in relation to each such joint account.

4.9  Interpretation
  For this Division:
 (a) the requester is the person on whose behalf the consumer data request referred to in clause 4.8 was made; and
 (b) the relevant account holders are:
 (i) if the requester is a secondary user―all joint account holders; and
 (ii) if the requester is a joint account holder―the other joint account holders; and
 (c) joint account data is the CDR data that is referred to in subrule 4.8(1) of this Schedule that was the subject of the request.

Subdivision 4.3.2—How consumer data requests to data holders under Part 4 of these rules that relate to joint accounts are handled

4.10  Asking requesting account holder to indicate disclosure option for joint account
 (1) This clause applies if:
 (a) the requester is a joint account holder; and
 (b) a data holder asks the requester to authorise disclosure in accordance with Division 4.4 of these rules; and
 (c) the requester has not indicated which disclosure option they would like to apply to the account.
 (2) The data holder must also ask the requester to indicate:
 (a) through the joint account management service; and
 (b) in accordance with the data standards;
  the disclosure option they would like to apply to the account.
Note 1: This subclause is a civil penalty provision (see rule 9.8).
Note 2: The disclosure option will not apply to the account unless the relevant account holders indicate that they would like the same disclosure option to apply.
Note 3: If the requester indicates a disclosure option that they would like to apply to the joint account, the data holder would then need to ask the relevant account holders to indicate which disclosure option they would like to apply to the joint account in accordance with clause 4.7 of this Schedule.
Note 4: See paragraph 4.16(1)(b) of this Schedule for a similar requirement in the case that the requester is a secondary user of the joint account.

4.11  Asking relevant account holders for approval to disclose