Document ID: chunk:federal_register_of_legislation:C2004A04211:body:0:p7
Version: federal_register_of_legislation:C2004A04211
Segment Type: other
Provision Reference: 
Character Range: 16431–19351

will give in relation to the giving of mortgage credit to the individual concerned; or

 (be) the report or information:

         (i) is disclosed to a person or body carrying on a business of supplying goods or services; and

        (ii) is disclosed for the purpose of enabling that person or body to decide whether to accept, as payment for goods or services supplied to the individual concerned, payment by means of credit card or electronic transfer of funds; and

         (iii) does not contain or include any personal information derived from a credit report, other than:

             (A)    information of a kind referred to in paragraph 18E(1)(a); and

             (B)    information as to whether the individual has a line of credit with the credit provider, or funds deposited with the credit provider, sufficient to meet the payment concerned; or

  (bf) the report or information:

         (i) is disclosed to a person or body that is considering taking an assignment of, or discharging on the individual's behalf, a debt owed by the individual to the credit provider; and

           (ii) does not contain or include any personal information derived from a credit report, other than:

                (A)   information of a kind referred to in paragraph 18E(1)(a); and

                (B)    information as to the amount of the debt, or the amount required to be paid in order to discharge the debt; or

    (bg) the report or information is disclosed:

           (i) in connection with an application for mortgage credit by the individual concerned, being credit that the credit provider proposes will be funded by means of an arrangement involving mortgage securitisation; and

           (ii) to a person or body that carries on a business that is involved in the funding of mortgage credit by means of such arrangements; and

           (iii) for the purpose of enabling the person or body to perform a task that is necessary in the funding of the mortgage credit concerned by means of that arrangement;

       and the individual concerned has specifically agreed to the disclosure of the report or information to any such person or body for that purpose; or";

(c) by inserting after paragraph (1)(g) the following paragraph:

   "(ga) the report or information is given to:

          (i) the individual; or

            (ii) a person (other than a credit provider, mortgage insurer or trade insurer) authorised, in writing, by the individual to seek access to the report or information; or";

(d) by inserting after subsection (1) the following subsections:

  "(1A) For the purposes of paragraph (1)(b), the individual's agreement to the disclosure of the report or information to another credit provider:

    (a) must be in writing unless:

          (i) the disclosure is sought for the purpose of assessing an application for credit or commercial credit that was initially made orally;