Document ID: chunk:federal_register_of_legislation:F2021L01111:body:0:p4
Version: federal_register_of_legislation:F2021L01111
Segment Type: other
Provision Reference: 
Character Range: 8766–12069

for credit cards, margin lending and other revolving credit

                                                                                                                      Credit cards  Margin lending  Other revolving credit
                                                                                                                      (1)           (2)             (3)
  2.1.  New borrower-accepted commitments to residents during month
    2.1.1.  of which: Secured by residential property
  2.2.  Cancellations of and reductions in residents' previously committed (and accepted) credit limits during month
  2.3.  Total credit limits available to residents (including credit outstanding) as at the end of the month
    2.3.1.  of which: Secured by residential property
  2.4.  Total credit limits available to non-residents (including credit outstanding) as at the end of the month
    2.4.1.  of which: Credit outstanding as at the end of the month
    2.4.2.  of which: Secured by residential property

Reporting Form ARF 745.0

ABS/RBA Personal Finance

Instructions

These instructions assist completion of Reporting Form ARF 745.0 ABS/RBA Personal Finance (ARF 745.0). ARF 745.0 collects information relating to the provision of finance to households for personal purposes by ADIs and RFCs.

Information reported in ARF 745.0 is required primarily for purposes of the ABS and the RBA. This information is required for various purposes, including policy and statistical purposes. Published aggregate statistics from this collection are used for research and policy formulation by a range of interested parties, including economists, State and Federal Governments, and the private sector. Information reported in ARF 745.0 may also be used by APRA for prudential and publication purposes.

Reporting level

ARF 745.0 must be completed by each ADI and RFC to which this Reporting Standard applies under paragraphs 4 or 5.

Reporting basis and unit of measurement

These instructions specify the reporting basis and unit of measurement that applies to each item.

For reporting purposes, unless specified otherwise, enter data as a positive number.

Counterparties

For the purposes of this form, report only finance to households for personal purposes.

For the purposes of this form, households may exist in either the resident or non-resident sectors.

Positions with resident and non-resident households are collected separately.

Types of finance

For the purposes of this form, finance includes:

       * loans; and
       * finance leases.

When reporting borrower-accepter commitments, report only that finance where the legal lender on the contract is an entity included in the domestic books consolidation of the ADI or RFC.

When reporting information on the stock of outstanding finance (e.g. credit outstanding), only include finance that is held on-balance sheet, unless otherwise directed.

Reporting by purpose

Classify finance at the lowest level at which it is able to be identified; the purpose that the funds will be used for determines whether (and where) it is reported on this form. Where finance (identified at the lowest available level) is to be used for more than one purpose, classify that finance to its predominant purpose (based on