Document ID: chunk:federal_register_of_legislation:F2021L01107:body:0:p22
Version: federal_register_of_legislation:F2021L01107
Segment Type: other
Provision Reference: 
Character Range: 58452–61410

reporting period.

Column 5  Report the weighted average interest rate as at the end of the reporting period on housing loans funded in the reporting period.

Item 4    Report housing loans to households funded in the reporting period for each combination of property purpose and loan-to-valuation ratio category.

          The property purpose are:

               * owner-occupied; and
               * investment.

          The loan-to-valuation ratio categories are:

               * where the loan-to-valuation ratio at commitment was less than 40 per cent;
               * where the loan-to-valuation ratio at commitment was greater than or equal to 40 per cent and less than 60 per cent;
               * where the loan-to-valuation ratio at commitment was greater than or equal to 60 per cent and less than 80 per cent;
               * where the loan-to-valuation ratio at commitment was greater than or equal to 80 per cent and less than 81 per cent;
               * where the loan-to-valuation ratio at commitment was greater than or equal to 81 per cent and less than 85 per cent;
               * where the loan-to-valuation ratio at commitment was greater than or equal to 85 per cent and less than 90 per cent;
               * where the loan-to-valuation ratio at commitment was greater than or equal to 90 per cent and less than 95 per cent;
               * where the loan-to-valuation ratio at commitment was greater than or equal to 95 per cent;
               * where the loan was unsecured; and
               * where the loan-to-valuation ratio at commitment was unknown.

Item 4.1  Report the average loan-to-valuation ratio at commitment for loans funded during the reporting period, weighted by loan size at commitment.

    5.             Fixed interest rate housing loans to residents – by residual term

Item 5 collects information on the flow of new fixed interest rate housing loans funded during the reporting period and the stock of fixed interest rate housing loans with credit outstanding to resident households by the residual term of the fixed interest rate period.

Reporting basis: report item 5 as at the end of the reporting period or during the reporting period as directed.

If the loan (or facility) is for multiple purposes, report the entire loan (facility) value according to the predominant purpose.

When reporting the number of facilities, report each facility with a fixed interest rate component once, regardless of whether this is the predominant interest rate type by value. Note that this differs from the standard treatment elsewhere in this form.

Finance to non-residents is excluded from item 5.

For item 5, report all amounts funded during the reporting period, irrespective of whether or not they were drawn down. Report values gross of offset account balances (i.e. do not subtract offset account balances) and of redraw facilities (i.e. do not subtract the amounts available