Document ID: chunk:federal_register_of_legislation:C2025C00097:section:3:p15
Version: federal_register_of_legislation:C2025C00097
Segment Type: section
Provision Reference: s 3 (pt 15/18)
Character Range: 69812–72505

is for a reason in subsection (3); and
 (b) the discount is also available for that reason under every policy in the *product; and
 (c) if there are different percentage discounts available for that reason—the same percentage discount is available on the same basis under every policy in the product; and
 (d) any other conditions set out in the Private Health Insurance (Complying Product) Rules are met.
 (3) A discount may be for any of these reasons:
 (a) because premiums are paid at least 3 months in advance;
 (b) because premiums are paid by payroll deduction;
 (c) because premiums are paid by pre‑arranged automatic transfer from an account at a bank or other financial institution;
 (d) because the persons insured under the policy have agreed to communicate with the private health insurer, and make claims under the policy, by electronic means;
 (e) because a person insured under the policy is, under the *rules of the private health insurer, treated as belonging to a contribution group;
 (ea) because a person insured under the policy is entitled to an age‑based discount in the circumstances set out in the Private Health Insurance (Complying Product) Rules;
 (f) because the insurer is not required to pay a levy in relation to the policy under a law of a State or Territory;
 (g) for a reason set out in the Private Health Insurance (Complying Product) Rules.

66‑10  Minister's approval of premiums
 (1) A private health insurer that proposes to change the premiums charged under a *complying health insurance product must apply to the Minister for approval of the change:
 (a) in the *approved form; and
 (b) at least 60 days before the day on which the insurer proposes the change to take effect.
 (2) The application may propose different changes for policies in the *product, but the proposed changed amount must be the same for each policy in the product that belongs to the same *product subgroup.
 (3) The Minister must, by written instrument, approve the proposed changed amount or amounts, unless the Minister is satisfied that a change that would increase the amount or amounts would be contrary to the public interest.
 (4) If the Minister approves the proposed changed amount or amounts, the approval has effect:
 (a) from the day specified in the approval as the day the change takes effect; and
 (b) until replaced by another approval for the *product under this section.
 (6) If the Minister refuses to approve the proposed changed amount or amounts, the Minister must table the Minister's reasons for refusal in each House of the Parliament no later than 15 sitting days of that House after the refusal.
 (7) An instrument made under subsection (3) is not a