Document ID: chunk:federal_register_of_legislation:F2024C01114:clause:2_5
Version: federal_register_of_legislation:F2024C01114
Segment Type: clause
Provision Reference: sch 2 cl 5
Character Range: 69759–71435

5                                                            Waiting periods for new and upgrading members
                                                             The waiting periods that apply under the policy before a policy holder can claim, expressed either:
                                                                  (a) in the following format, with the bracketed text replaced with the appropriate figures:
                                                                   (i) "[the number of months (up to 2)] months for palliative care, rehabilitation and psychiatric treatments";
                                                                   (ii) "[the number of months (up to 12)] months for pre‑existing conditions";
                                                                   (iii) if, and only if, the policy covers pregnancy and birth (obstetrics)—"[the number of months (up to 12)] months for pregnancy and birth (obstetrics)";
                                                                   (iv) "[the number of months (up to 2)] months for all other treatments"; or
                                                                  (b) if shown in a table—for all clinical categories covered by the policy, the appropriate figure for the relevant waiting period.

                                                                 Note 1: This item does not limit the information that a private health insurer may provide with regard to an individual's policy.

                                                                 Note 2: The obstetrics waiting period of up to 12 months does not apply to treatment for neonatal care.