Document ID: chunk:federal_register_of_legislation:F2021L01098:body:0:p8
Version: federal_register_of_legislation:F2021L01098
Segment Type: other
Provision Reference: 
Character Range: 19654–22481

only.

For item 2, report all amounts funded during the reporting period, irrespective of whether or not they were drawn down. Report values gross of any offset account balances (i.e. do not subtract offset account balances from the value of finance funded during the reporting period) and gross of redraw facilities (i.e. do not subtract any amounts available in redraw facilities from the value of finance funded during the reporting period).

Column 1  Report the number of facilities funded during the reporting period.

Column 2  Report the value of personal loans and finance leases funded during the reporting period.

          For internal refinances report the total value refinanced, not just the increase in the credit limit.

Column 3  Report the weighted average interest rate as at the end of the reporting period on personal loans and finance leases funded during the reporting period.

Column 4  Report the cost of funds as at the end of the reporting period for personal loans and finance leases funded during the reporting period.

Column 5  Report the margin as at the end of the reporting period for personal loans and finance leases funded during the reporting period.

          Column 5 is a derived column. Report column 5 as column 3 less column 4.

Item 2.1.     Report total personal loans and finance leases to resident households.

              Item 2.1 is a derived item.

              Report the number and value (columns 1 and 2) in item 2.1 as the sum of item 2.1.1, item 2.1.2, item 2.1.3, item 2.1.4 and item 2.1.5.

              Report the interest rate, cost of funds and margin (columns 3, 4 and 5) in item 2.1 as the weighted average of item 2.1.1, item 2.1.2, item 2.1.3, item 2.1.4 and item 2.1.5.

Item 2.1.1.   Report credit cards.

Item 2.1.2.   Report finance leases.

Item 2.1.3    Report margin lending.

Item 2.1.4    Report fixed-term loans.

              Item 2.1.4 is a derived item.

              Report the number and value (columns 1 and 2) in item 2.1.4 as the sum of item 2.1.4.2 and item 2.1.4.3.

              Report the interest rate, cost of funds and margin (columns 3, 4 and 5) in item 2.1.4 as the weighted average of item 2.1.4.2 and item 2.1.4.3.

Item 2.1.4.1  Of the amount reported in item 2.1.4, report the value secured by residential property.

Item 2.1.4.2  Report fixed-term loans with a fixed interest rate.

Item 2.1.4.3  Report fixed-term loans with a variable interest rate.

Item 2.1.5    Report revolving credit facilities other than credit cards (report these in item 2.1.1) and margin lending (report these in item 2.1.3).

              Item 2.1.5 is a derived item.

              Report the number and value (columns 1 and 2) in item 2.1.5 as the sum of item 2.1.5.2 and item 2.1.5.3.

              Report the interest rate, cost