Document ID: chunk:federal_register_of_legislation:F2023L00410:body:0:p5
Version: federal_register_of_legislation:F2023L00410
Segment Type: other
Provision Reference: 
Character Range: 11502–15728

credit
    3.4.1.  of which: third-party originated
    3.4.2.  of which: reverse mortgages
  3.5.  Credit outstanding
    3.5.1.  of which: low-documentation
    3.5.2.  of which: loans to non-residents
    3.5.3.  of which: loans to SMSFs
    3.5.4.  of which: with lenders mortgage insurance
    3.5.5.  of which: loans for units or apartments

4.  Term loans - credit outstanding by vintage
  4.1.  Loans funded <= 3 years ago
  4.2.  Loans funded > 3 years and <= 5 years ago
  4.3.  Loans funded > 5 years ago

5.  New non-performing loans in the quarter
6.  Mortgagee in possession
7.  Loans 30-89 days past-due
8.  Loans currently subject to temporary modifications due to financial difficulty

                                               LVR<60  60<=LVR<80  80<=LVR<85  85<=LVR<90  90<=LVR<95  LVR>=95  Missing LVR
                                               (1)     (2)         (3)         (4)         (5)         (6)      (7)
9.  Term loans outstanding by LVR - Australia
  9.1.  of which: owner-occupied
  9.2.  of which: investment
  9.3.  of which: third-party originated
  9.4.  of which: non-performing

Section B: New loans funded during the quarter, secured by residential property
                                                Secured in Australia  Secured overseas
                                                (1)                   (2)
10.  New loans funded - total committed amount

                                                 Owner-occupied  Investment  Non-housing purposes  Total
                                                 (1)             (2)         (3)                   (4)
  10.1.  Term loans - Australia
    10.1.1.  of which: interest-only
    10.1.2.  of which: third-party originated
    10.1.3.  of which: loan-to-income >= 4x <6x
    10.1.4.  of which: loan-to-income >= 6x
    10.1.5.  of which: debt-to-income >= 4x <6x
    10.1.6.  of which: debt-to-income >= 6x
  10.2.  Revolving credit - Australia

  10.3.  New loans funded - total committed amount - Australia
    10.3.1.  Externally refinanced
    10.3.2.  Loans to SMSFs
    10.3.3.  Loans to non-residents
    10.3.4.  With lenders mortgage insurance
    10.3.5.  Impaired customer credit history
    10.3.6.  Exceptions to serviceability policy
    10.3.7.  Serviceability verification waivers
    10.3.8.  Loans for units or apartments

                                               LVR<60  60<=LVR<80  80<=LVR<81  81<=LVR<85  85<=LVR<90  90<=LVR<95  LVR>=95
                                               (1)     (2)         (3)         (4)         (5)         (6)         (7)
11.  New term loans funded by LVR - Australia
  11.1.  of which: owner-occupied
  11.2.  of which: investment
  11.3.  of which: interest-only
  11.4.  of which: third-party originated

                                                                       Weighted average
                                                                       (1)
12.  Interest rates - new loans funded during the quarter - Australia
  12.1.  Average variable rate
  12.2.  Average loan serviceability assessment rate

                                                                           Amount
                                                                           (1)
13.  Increase in credit limits for existing term loans during the quarter
  13.1.  of which: interest-only loans

Section C: Loans to private unincorporated businesses secured by residential mortgages

                                                                                        Amount
                                                                                        (1)
14.  Loans to private unincorporated businesses - Australia
  14.1.  Credit outstanding
  14.2.  New loans funded during the quarter - total committed amount

Reporting Form ARF 223.0 Residential Mortgage Lending

Instructions

This instruction guide is designed to assist in the completion of Reporting Form ARF 223.0 Residential Mortgage Lending (ARF 223.0). The purpose of this form is to provide quarterly statistics on residential lending activities, including the stock and flow of credit and composition of loans by type.

General directions and notes