Document ID: chunk:federal_register_of_legislation:F2023C00564:reg:4:p2
Version: federal_register_of_legislation:F2023C00564
Segment Type: reg
Provision Reference: reg 4 (pt 2/8)
Character Range: 104155–106835

use in obtaining cash, goods or services by incurring a debt with the issuer of the card.
closely related: see section 70‑5.01A.
credit card:
 (a) means an article commonly known as a credit card and any similar article for use in obtaining cash, goods or services on credit; and
 (b) includes an article commonly issued by persons conducting business to their customers, or prospective customers, for use in obtaining goods or services from the business on credit.
credit union means:
 (a) an Australian ADI listed on the APRA website as a credit union; or
 (b) an Australian ADI listed on the APRA website as an Australian‑owned bank that:
 (i) on or before 1 July 2011 was listed on the APRA website as a credit union; and
 (ii) retains mutuality; and
 (iii) was listed on the APRA website as a credit union at all times in the period between 1 July 2011 and the time it was listed on the APRA website as an Australian‑owned bank; or
 (c) the Cairns Penny Savings & Loans Limited (ACN 087 933 757).
Note: A list of Australian ADIs could in 2019 be viewed on APRA's website (https://www.apra.gov.au/).
customer copy, in relation to an invoice, means the copy of the invoice that is placed inside the sealed package in which the goods to which the invoice relates are enclosed when the goods are passed into the possession of the relevant traveller.
debit card means an article intended for use by an entity in obtaining access to an account held by the entity for the purpose of withdrawing or depositing cash or obtaining goods or services.
derivative means an agreement or instrument the value of which depends on, or is derived from, the value of assets or liabilities, an index or a rate.
disposal, of an interest, includes assignment, cancellation, redemption, transfer and surrender of the interest.
family company, of an individual, means a company each shareholder of which is either the individual or a family member of the individual.
family trust, of an individual, means a trust that distributes income or capital of the trust only to the individual or family members of the individual (whether or not other distributions could lawfully be made).
financial supply facilitator: see section 40‑5.07.
financial supply provider: see section 40‑5.06.
fixed trust has the same meaning as in section 995‑1 of the Income Tax Assessment Act 1997.
foreign currency means a currency other than:
 (a) Australian currency; or
 (b) currency that consists of digital units of value to which paragraphs (a) to (f) of the definition of digital currency in section 195‑1 of the Act apply.
incidental financial supply: see section 40‑5.10.
interest means anything that is recognised at