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Insurance Contracts Act 1984

No. 80, 1984

Compilation No. 32

Compilation date: 1 March 2024

                Includes amendments: Act No. 76, 2023

Registered: 1 March 2024

About this compilation

This compilation

This is a compilation of the Insurance Contracts Act 1984 that shows the text of the law as amended and in force on 1 March 2024 (the compilation date).

The notes at the end of this compilation (the endnotes) include information about amending laws and the amendment history of provisions of the compiled law.

Uncommenced amendments

The effect of uncommenced amendments is not shown in the text of the compiled law. Any uncommenced amendments affecting the law are accessible on the Register (www.legislation.gov.au). The details of amendments made up to, but not commenced at, the compilation date are underlined in the endnotes. For more information on any uncommenced amendments, see the Register for the compiled law.

Application, saving and transitional provisions for provisions and amendments

If the operation of a provision or amendment of the compiled law is affected by an application, saving or transitional provision that is not included in this compilation, details are included in the endnotes.

Editorial changes

For more information about any editorial changes made in this compilation, see the endnotes.

Modifications

If the compiled law is modified by another law, the compiled law operates as modified but the modification does not amend the text of the law. Accordingly, this compilation does not show the text of the compiled law as modified. For more information on any modifications, see the Register for the compiled law.

Self‑repealing provisions

If a provision of the compiled law has been repealed in accordance with a provision of the law, details are included in the endnotes.

Contents
Part I—Preliminary
1 Short title
2 Commencement
3 Repeals
4 Previous contracts
5 Crown to be bound
6 Extension to external Territories
7 Effect of Act on other laws
8 Application of Act
9 Exceptions to application of Act
9A Exclusion of pleasure craft from the Marine Insurance Act 1909
10 Contracts of insurance
11 Interpretation
11AA Application of the Criminal Code
11AB Consumer insurance contracts
Part IA—Administration
11AAA Definition
11A ASIC responsible for general administration of Act
11B Powers of the ASIC
11C Supervisory powers—ASIC may obtain insurance documents
11D Supervisory powers—ASIC may review administrative arrangements etc.
11DA Supervisory powers—liability of directors, employees and agents of insurers
11E Examination of documents by ASIC not to imply compliance with relevant legislation
11F ASIC's power to intervene in proceedings
Part II—The duty of the utmost good faith
12 This Part not to be read down
13 The duty of the utmost good faith
14 Parties not to rely on provisions except in the utmost good