Document ID: chunk:federal_register_of_legislation:F2025L00272:clause:1_2
Version: federal_register_of_legislation:F2025L00272
Segment Type: clause
Provision Reference: sch 1 cl 2
Character Range: 46530–49208

2  A consumer data request under Part 4 of these rules, other than a complex request   On and after the day 15 months after its LP date

 (4) These rules do not apply to a complex request under Part 4, in relation to a relevant non‑bank lender that is a large provider.

6.6  Application to other non-bank lenders
  These rules only apply in relation to a relevant non-bank lender that:
 (a) is an initial provider; or
 (b) is a large provider; or
 (c) has notified the Commission under clause 6.11 that it wishes Part 2 or Part 4 of these rules to apply to it from a specified date.

6.7  Consumer data requests under Part 3 of these rules
  Part 3 of these rules does not apply in relation to NBL sector data.

Division 6.2—Application to data holders in the banking sector

6.8  Consumer data requests under Part 3 of these rules
  Part 3 of these rules does not apply in relation to banking sector data.

6.9  Entities that become unrestricted ADIs after specified date
 (1) This clause applies to a person who becomes an unrestricted ADI on a day (the relevant day) that is on or after the day the Competition and Consumer (Consumer Data Right) Amendment Rules (2025 Measures No. 1) 2025 commences.
Note: This includes a person who was previously a restricted ADI, and was therefore an excluded data holder for this sector.
 (2) These rules apply in relation to the person:
 (a) in respect of a product data request—on and after the day that is 12 months after the relevant day; and
 (b) in respect of a consumer data request made by an accredited person, other than a complex request—on and after the day that is 15 months after the relevant day; and
 (c) in respect of a complex request made by an accredited person—on and after the day that is 18 months after the relevant day.

6.10  Providers of buy now, pay later products
 (1) In this clause, where a data holder in the banking sector offers a covered product that is a buy now, pay later product (a BNPL product), its BNPL date is the date that it first offered a BNPL product.
 (2) These rules apply in relation to such a data holder with a BNPL date that is on or before the tranche 1 date, in respect of CDR data that relates to a BNPL product, as set out in the following table:

   Application to data holder with BNPL date on or before the tranche 1 date, in respect of CDR data that relates to a BNPL product
   Column 1                                                                                                                          Column 2

   Type of request                                                                                                                   Application of rules