Document ID: chunk:federal_register_of_legislation:C2021A00005:clause:9_25a
Version: federal_register_of_legislation:C2021A00005
Segment Type: clause
Provision Reference: sch 9 cl 25A
Character Range: 53090–54262

25A  Subsection 20R(1)
Repeal the subsection, substitute:

Access
 (1) If a credit reporting body holds credit reporting information about an individual, the body must, on request by an access seeker in relation to the information, give the access seeker access to:
 (a) the information; and
 (b) if the body is a corporation to which paragraph 51(xx) of the Constitution applies, and the credit reporting business of the body involves deriving CRB derived information about individuals in the form of a rating (a credit rating) of the individuals on a credit score scale or range—the information referred to in subsection (1A).
 (1A) The information is:
 (a) the credit rating of the individual, as derived by the body after the request is made; and
 (b) information that identifies the particular credit information that is held by the body and from which the credit rating was derived; and
 (c) information about the relative weighting of the credit information described in paragraph (b) in deriving the credit rating; and
 (d) information about what the other ratings on the scale or range are, and how the individual's credit rating relates to those other ratings.