Document ID: chunk:federal_register_of_legislation:F2019L00830:body:0:p18
Version: federal_register_of_legislation:F2019L00830
Segment Type: other
Provision Reference: 
Character Range: 48182–51133

ADI adopts a standardised approach under APS 220, the value of the prescribed provision should also be included here.
6.1.5.1 Other personal term loans of which fixed interest rate – General Reserve for Credit Losses (3)
Report the General Reserve for Credit Losses for this reporting line, if this is recorded or allocated by the institution on this basis.
6.1.5.2 Other personal term loans of which variable interest rate – Balance outstanding (1)
Of the total reported for 'Other personal term loans' identify the component that has a variable interest rate.
Include:
     * the gross value of variable rate term loans to Australian householders for purposes other than housing and other than revolving credit, credit card and lease financing.
This reporting item should be reported gross of any specific provisions and General Reserve for Credit Losses.
6.1.5.2 Other personal term loans of which variable rate – Specific provisions (2)
Report the specific provisions applied to this loan item, if this is recorded or allocated by the institution on this basis. Where an ADI adopts a standardised approach under APS 220, the value of the prescribed provision should also be included here.
6.1.5.2 Other personal term loans of which variable rate – General Reserve for Credit Losses (3)
Report the General Reserve for Credit Losses for this reporting line, if this is recorded or allocated by the institution on this basis.
6.1.6 Total loans to households – Balance outstanding (1)
Sum the gross value of loans to Australian householders.
This reporting item should be reported gross of any specific provisions and General Reserve for Credit Losses.
6.1.6 Total loans to households – Specific provisions (2)
Report the specific provisions applying to loans to Australian householders. Where an ADI adopts a standardised approach under APS 220, the value of the prescribed provision should also be included here.
6.1.6 Total loans to households – General Reserve for Credit Losses (3)
Report the General Reserve for Credit Losses for this reporting line.
6.2 Commercial lending
6.2.1 Loans to private and public trading corporations
Private trading corporations
Private trading corporations are those owned and controlled by the private sector.
Include:
     * all resident private corporate trading enterprises;
     * intra-group financiers (Financial Sector (Collection of Data) Act 2001 Category I) and parent companies with significant holdings of shares in private trading companies;
     * privately owned schools and hospitals;
     * any unincorporated unit that is a branch in Australia of a non-resident company and which is not included in the financial sector; and
     * any unincorporated business owned and operated by trading corporations (e.g. joint ventures).
Exclude:
     * unincorporated businesses, except for branches of non-resident companies and joint ventures or partnerships owned by corporations; and
     * non-resident