Document ID: chunk:federal_register_of_legislation:F2023L00410:body:0:p14
Version: federal_register_of_legislation:F2023L00410
Segment Type: other
Provision Reference: 
Character Range: 38775–41369

derived as: the sum of item 3.1.2 column 1, item 3.2.2 column 1, and item 3.3.2 column 1; less the sum of item 9.3 columns 1 to 6 inclusive.

Item 9.4  Of the amount reported in item 9, report non-performing loans grouped by LVR.

          Item 9.4 column 7 is derived as: the sum of item 3.1 column 2, item 3.2 column 2, and item 3.3 column 2; less the sum of item 9.4 columns 1 to 6 inclusive.

Section B: New loans funded during the quarter, secured by residential property

Item 10: New loans funded

Items 10 to 11 inclusive collect information on the total credit limit of loans to households and SMSFs secured by residential property that were funded during the quarter.

For revolving credit facilities, report the entire value of the credit limit from the time at which the credit is first made available to the borrower (whether or not it is drawn down within that period).

For term loans, report the entire committed value of the loan from the time at which the credit is first made available to the borrower (whether or not it is drawn down within that period). If the loan is disbursed over a period of time (multiple drawdowns) then report the entire loan as being funded from the time at which funds are first made available to the borrower, whether or not it is drawn down within that period.

Report values gross of offset account balances (i.e. do not subtract offset account balances) and redraw facilities (i.e. do not subtract the amounts available in redraw facilities).

For internal refinances report the total value refinanced, not just the increase in the credit limit.

SBR: the accounting type of items 10 to 13 is debit (items are assets).

Item 10  Report the total credit limit of loans funded in item 10.

         Item 10 column 1 is a derived item. Report the value of item 10 column 1 as the sum of item 10.1 column 4 and item 10.2.

         Report the value of loans originated and secured overseas in item 10 column 2.

Column 1  Report owner-occupied loans.

Column 2  Report investment loans.

Column 3  Report loans for non-housing purposes.

Column 4  Report total loans. Column 4 is a derived item. Report column 4 as the sum of columns 1 to 3 inclusive.

Item 10.1    Report the credit limit of term loans that are secured in Australia that were funded during the quarter.

Item 10.1.1  Of the amount reported in item 10.1, report interest-only loans.

Item 10.1.2  Of the amount reported in item 10.1, report third-party originated loans.

Item 10.1.3  Of the amount reported in item 10.1, report term loans where the loan-to-income ratio is