Document ID: chunk:federal_register_of_legislation:F2021L01107:body:0:p4
Version: federal_register_of_legislation:F2021L01107
Segment Type: other
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Character Range: 8266–12484

intention appears, any reference to an Act, Prudential Standard, Reporting Standard, Australian Accounting or Auditing Standard is a reference to the instrument as in force or existing from time to time.
  ARF_744_0A: ABS/RBA Housing Credit Stocks, Flows and Interest Rates (Standard)

Australian Business Number  Institution Name

Reporting Period            Scale Factor
Monthly
Reporting Consolidation
Domestic

 1. Housing loans outstanding

                                                                      Number of facilities  Value (net of offset balances)  Interest rate (net of offset balances)  Value  Interest rate  Cost of funds  Margin
                                                                      (1)                   (2)                             (3)                                     (4)    (5)            (6)            (7)
  1.1.  Total owner-occupied housing credit outstanding to residents
    1.1.1.  of which: Revolving credit
    1.1.2.  By interest rate type
     1.1.2.1.  Fixed interest rate
     1.1.2.2.  Variable interest rate
    1.1.3.  By repayment type
     1.1.3.1.  Interest-only
     1.1.3.2.  Amortising
  1.2.  Total investment housing credit outstanding to residents
    1.2.1.  of which: Revolving credit
    1.2.2.  By interest rate type
     1.2.2.1.  Fixed interest rate
     1.2.2.2.  Variable interest rate
    1.2.3.  By repayment type
     1.2.3.1.  Interest-only
     1.2.3.2.  Amortising
  1.3.  Total housing credit outstanding to non-residents

2.  Housing loans funded in the month

                                                                     Owner-occupied        Investment
                                                                     Number of facilities  Value       Interest rate  Cost of funds  Margin  Number of facilities  Value  Interest rate  Cost of funds  Margin
                                                                     (1)                   (2)         (3)            (4)            (5)     (6)                   (7)    (8)            (9)            (10)
  2.1.  Housing loans to residents funded in the month
    2.1.1.  of which: Revolving credit
    2.1.2.  of which: Finance for the construction of new dwellings
    2.1.3.  By interest rate type
     2.1.3.1.  Fixed interest rate
       2.1.3.1.1.    of which: First-home buyers
     2.1.3.2.  Variable interest rate
       2.1.3.2.1.    of which: First-home buyers
    2.1.4.  By repayment type
     2.1.4.1.  Interest-only
     2.1.4.2.  Amortising
  2.2.  Housing loans to non-residents funded in the month

3.  Housing loans to residents funded in the month - by size

Property purpose  Value at commitment          Number of facilities  Value  Interest rate
(1)               (2)                          (3)                   (4)    (5)

Owner-occupied    >$0 to <=$200 000
Investment        >$200 000 to <=$400 000
                  >$400 000 to <=$600 000
                  >$600 000 to <=$800 000
                  >$800 000 to <= $1 000 000
                  >$1 000 000 to <=$1 500 000
                  >$1 500 000 to <=$2 000 000
                  >$2 000 000 to <=$3 000 000
                  >$3 000 000

4.  Housing loans to residents funded in the month - by loan-to-valuation ratio (at commitment)

Property purpose     Loan-to-valuation ratio at commitment  Number of facilities  Value  Interest rate
(1)                  (2)                                    (3)                   (4)    (5)

Owner-occupied       <40%
Investment           >=40% to <60%
                     >=60% to <80%
                     >=80% to <81%
                     >=81% to <85%
                     >=85% to <90%
                     >=90% to <95%
                     >=95%
                     Unsecured
                     Unknown LTV ratio

  4.1.  Average LVR

5.  Fixed interest rate housing loans to residents - by residual term

                                                      Credit outstanding    Funded in the month
Property purpose  Residual term of fixed rate period  Number of facilities  Value                Interest rate  Weighted average term  Number of facilities  Value  Interest rate  Weighted average term
(1)