Document ID: chunk:federal_register_of_legislation:F2022L00214:body:0:p17
Version: federal_register_of_legislation:F2022L00214
Segment Type: other
Provision Reference: 
Character Range: 50485–53032

accumulated balances to the repayment structure of the loan account to which they are linked.

Column 1   Report according to the number of monthly scheduled repayments that the stock of accumulated excess repayments and balances in associated redraw and offset accounts (as reported in item 6) would be sufficient cover at the end of the reporting period.

           See item 7 for further details.

Column 2   Report according to the property purpose (see item 7 for further details).

Column 3   Report according to the loan repayment type (see item 7 for further details).

Column 4   Report the number of fixed-term housing loan facilities.

Column 5   Report the average facility credit limit available.

Item 7                          Report the number of facilities and the average facility credit limit of outstanding housing loans for each combination of number of monthly scheduled repayments categories, property purpose and repayment type.

                                The number of monthly scheduled repayments categories are:

                                     * >=0 to <=1 month;
                                     * >1 to <=3 months;
                                     * >3 to <=6 months;
                                     * >6 to <=9 months;
                                     * >9 to <=12 months;
                                     * >12 to <=24 months; and
                                     * >24 months.

                                The property purposes are:

                                     * owner-occupied; and
                                     * investment.

                                The repayment types are:

                                     * amortising; and
                                     * interest-only.

                                Where the frequency of scheduled repayments is not monthly, convert it to monthly and then calculate the equivalent number of monthly repayments.

Item 7.1                        Report the average number of monthly scheduled repayments that the stock of accumulated excess repayments and balances in associated redraw and offset accounts (as reported in item 6) would be sufficient to cover for amortising loans reported in item 7.

Item 7.2                        Report the average number of monthly scheduled repayments that the stock of accumulated excess repayments and balances in associated redraw and offset accounts (as reported in item 6) would be sufficient to cover for interest-only loans reported in item 7.