Document ID: chunk:federal_register_of_legislation:F2023L00410:body:0:p12
Version: federal_register_of_legislation:F2023L00410
Segment Type: other
Provision Reference: 
Character Range: 33927–36721

credit limit in item 1 column 1 as the sum of items 1.1 to 1.4 inclusive.

          Report the total credit limit for facilities secured overseas in item 1 column 2.

Item 1.1  Report the total credit limit for owner-occupied, term loans, secured in Australia.

Item 1.2  Report the total credit limit for investment, term loans, secured in Australia.

Item 1.3  Report the total credit limit for non-housing purposes, term loans, secured in Australia.

Item 1.4  Report the total credit limit for revolving credit facilities secured in Australia.

Item 2    Report the gross deposit balance in offset accounts which offset loans secured in Australia.

Item 3 to Item 8: Credit outstanding

Items 3 to 8 inclusive collect information on the credit outstanding for loans secured by residential property.

Column 1  The credit outstanding for loans secured in Australia.

Column 2  The credit outstanding for loans secured in Australia that are non-performing.

Item 3      Item 3 is a derived item. Report the value of credit outstanding in item 3 column 1, and non-performing in column 2, as the sum of items 3.1, 3.2, 3.3 and 3.4.

Item 3.1    Report owner-occupied term loans.

Item 3.1.1  Of the amount reported in item 3.1, report interest-only loans.

Item 3.1.2  Of the amount reported in item 3.1, report third-party originated loans.

Item 3.2    Report investment term loans.

Item 3.2.1  Of the amount reported in item 3.2, report interest-only loans.

Item 3.2.2  Of the amount reported in item 3.2, report third-party originated loans.

Item 3.3    Report term loans for non-housing purposes.

Item 3.3.1  Of the amount reported in item 3.3, report interest-only loans.

Item 3.3.2  Of the amount reported in item 3.3, report third-party originated loans.

Item 3.4    Report revolving credit facilities.

Item 3.4.1  Of the amount reported in item 3.4, report third-party originated facilities.

Item 3.4.2  Of the amount reported in item 3.4, report reverse mortgages.

Item 3.5.1  Of the amount reported in item 3, report low-documentation loans.

Item 3.5.2  Of the amount reported in item 3, report loans to non-residents.

Item 3.5.3  Of the amount reported in item 3, report loans to SMSFs.

Item 3.5.4  Of the amount reported in item 3, report loans currently covered by LMI.

Item 3.5.5  Of the amount reported in item 3, report loans predominantly for the purpose of units or apartments.

Item 4: Credit outstanding: Vintage

Item 4 collects information on the time since loans were funded.

Item 4.1  Report term loans that were funded less than or equal to 3 years before the end of the reporting period.

Item 4.2  Report term loans that were funded greater than 3 years and less than or equal to 5 years before the end of the reporting period.

Item 4.3  Report