Document ID: chunk:federal_register_of_legislation:F2020L01688:clause:1_92:p4
Version: federal_register_of_legislation:F2020L01688
Segment Type: clause
Provision Reference: sch 1 cl 92 (pt 4/8)
Character Range: 92631–95411

more than one disclosure option is available―of the difference between the available disclosure options; and
 (c) that, if joint account holders do not indicate that they would like the same disclosure option to apply to the joint account, disclosure of joint account data relating to the account will ordinarily not be authorised under these rules; and
 (d) that when CDR data relating to the joint account is disclosed under these rules, the data holder will ordinarily provide each joint account holder and, if applicable, each secondary user, with a consumer dashboard through which they will be able to see information about the disclosure.
 (8) The service must be in accordance with the data standards.

4.7  Asking other joint account holders to indicate disclosure option for joint account

Application of clause
 (1) This clause applies in relation to a particular joint account to which this Part applies if a joint account holder (account holder A) indicates, using the joint account management service, that they would like:
 (a) if no disclosure option applies to the account―a particular disclosure option to apply; or
 (b) if a disclosure option applies to the account―a different, or no, disclosure option to apply.

Obligation to invite other account holders to indicate disclosure option
 (2) The data holder must, through its ordinary methods for contacting the other joint account holders:
 (a) explain to each of them what the consumer data right is; and
 (b) inform them that account holder A has indicated that they would like the disclosure option referred to in subclause (1), or no disclosure option, to apply to the account, as applicable; and
 (c) inform them that, at present, no disclosure option applies to the account; and
 (d) explain to them that no disclosure option will apply to the account unless all account holders have indicated that they would like the same disclosure option to apply; and
 (e) if account holder A selected a particular disclosure option―invite them to indicate that they would like the same disclosure option as indicated by account holder A to apply to the account; and
  (f) if account holder A gave an indication pursuant to clause 4.10 of this Schedule—identify the accredited person.
Note: This subclause is a civil penalty provision (see rule 9.8).

Division 4.3—Consumer data requests that relate to joint accounts

Subdivision 4.3.1—Preliminary

4.8  Application of Division
 (1) This Division applies in relation to a consumer data request to a data holder under Part 4 of these rules that is for disclosure of any of the following CDR data in relation to a particular joint account to which this Part applies:
 (a)  account data in relation to the joint account;
 (b) transaction data in relation to the joint