Document ID: chunk:federal_register_of_legislation:F2024L01251:clause:2_17:p2
Version: federal_register_of_legislation:F2024L01251
Segment Type: clause
Provision Reference: sch 2 cl 17 (pt 2/3)
Character Range: 83274–86044

is offered by the body); and
 (iii) that they may request a ban period with other credit reporting bodies; and
 (iv) that the individual can consent to the credit reporting body (the first body) notifying the credit reporting bodies nominated by the individual (each a notified body) that the individual has requested that the notified bodies not use or disclose the individual's credit reporting information (an additional ban period request) and, if relevant, provide a ban notification service.
 (4) Where an individual makes an additional ban period request as described in subsection (3):
 (a) the first body must, as soon as reasonably practicable, provide each notified body with the individual's additional ban period request;
 (b) a notified body must treat the additional ban period request provided by the first body as if it had been provided directly by the individual (with the exception of complying with sub-paragraphs (3)(b)(iii) and (iv) above).

Notifying other entities of a ban period
 (5) Where a credit reporting body receives a request from a credit provider, mortgage insurer or trade insurer for credit reporting information about an individual in relation to whose credit reporting information a ban period is in effect, the body must inform the provider or insurer of the ban period and its effect.

Ban notification service – notifying an individual of a request to access for credit reporting information
 (6) If a credit reporting body informs a credit provider, mortgage insurer or trade insurer of a ban period under subsection (5), and the individual has requested a ban notification service, the body must notify the individual of the request for credit reporting information using the contact details provided.

Extending ban periods – additional obligations on credit reporting bodies
 (7) Where there is a ban period in relation to credit reporting information about an individual with a credit reporting body, the body must notify the individual not less than 5 business days before the end of the ban period:
 (a) of the date the ban period is due to finish;
 (b) about the individual's rights to extend the ban period; and
 (c) what, if any, information the credit reporting body requires to support the individual's allegation of fraud.
Note: The evidence the credit reporting body may require is affected by subsection (10).
 (8) Where an individual seeks to extend a ban period with a credit reporting body, the individual can consent to that body (the first body) notifying the bodies it previously notified under subsection (4) (each a notified body) of the request to extend to the ban period.
 (9) Where an individual makes a request to extend a ban period as described in subsection (8):
 (a) the first body must, as soon