Document ID: chunk:federal_register_of_legislation:C2024C00826:front:0:p6
Version: federal_register_of_legislation:C2024C00826
Segment Type: other
Provision Reference: 
Character Range: 14038–17020

Division 4—Offers etc. to increase, and entitlement to reduce, credit limit of credit card contract
133BE Credit provider not to offer etc. to increase credit limit of credit card contract
133BF Credit provider not to enter into credit card contract unless it allows credit limit to be reduced
133BFA Credit provider to provide online capacity to request reduction of credit limit
133BFB Credit provider not to suggest the consumer not reduce the credit limit
133BFC Credit provider to give effect to request to reduce credit limit
Division 5—Use of credit card in excess of credit limit
133BH Credit provider to notify consumer of use of credit card in excess of credit limit
133BI Credit provider not to impose fees etc. because credit card used in excess of credit limit
133BJ Records of consents and withdrawals to be kept
Division 6—Order of application of payments made under credit card contracts
133BO Credit provider to apply payments in accordance with this Division
133BP Agreement to apply payment against particular amount owed
133BQ Application of payment against last statement balance, with higher interest debts to be discharged first
133BR Application of any remaining part of the relevant payment
Division 7—Calculation of interest under credit card contracts
133BS Credit provider not to impose retrospective interest charges
Division 8—Ending credit card contracts
133BT Credit provider not to enter into credit card contract unless it allows for termination of contracts
133BU Credit provider to provide online capacity to request termination of credit card contract
133BV Credit provider not to suggest the consumer not terminate the credit card contract
133BW Credit provider to give effect to request to terminate credit card contract
Part 3‑2C—Licensees that are credit providers under credit contracts: additional rules relating to short‑term and small amount credit contracts
Division 1—Introduction
133C Guide to this Part
Division 2—Short‑term and small amount credit contracts
133CA Prohibition on entering, or increasing the credit limit of, short‑term credit contracts
133CB Licensee who makes representations in relation to small amount credit contracts must display and give information
133CC Licensee must not enter into a small amount credit contract if the repayments do not meet the prescribed requirements
133CD Licensee must not enter into a small amount credit contract if repayment amounts and intervals are not equal
133CE Written documentation required in relation to the assessment for a small amount credit contract
133CF Licensee not to make certain unsolicited communications in relation to a small amount credit contract
Part 3‑2CA—Licensees supplying credit information to credit reporting bodies etc.

     Division 1—Introduction
133CM Guide to this Part
133CN Meanings of eligible licensee and eligible credit reporting body
133CO Meaning of eligible credit account
133CP Meaning of mandatory credit information
133CQ Meaning of