Document ID: chunk:federal_register_of_legislation:F2021L01392:clause:4_14:p7
Version: federal_register_of_legislation:F2021L01392
Segment Type: clause
Provision Reference: sch 4 cl 14 (pt 7/8)
Character Range: 67939–70814

in paragraph 4A.10(4)(b) is current, unless withdrawn sooner in accordance with this Division.
 (2) Any relevant account holder may withdraw an approval given under this Division at any time, using their consumer dashboard.

4A.13  Consumer dashboard for joint account holders
Note: Where this Division applies, the data holder must provide a consumer dashboard for the requester under rule 1.15.  Under this rule, in some circumstances, the data holder must also provide a consumer dashboard for each relevant account holder and the dashboards must have additional functionality.

Obligation for data holder to provide relevant account holders with consumer dashboard
 (1) Where:
 (a) this Division applies in relation to a consumer data request; and
 (b) either the co-approval option or the pre-approval option applies, or has applied, to the joint account;
  the data holder must provide each relevant account holder with an online service that:
 (c) contains the details referred to in paragraph 1.15(1)(b) that relate to the joint account data; and
 (d) has a functionality that:
 (i) can be used by the relevant account holder to manage approvals in relation to each authorisation to disclose joint account data made by a requester; and
 (ii) allows for withdrawal, at any time, of such an approval; and
 (iii) is simple and straightforward to use; and
 (iv) is prominently displayed; and
 (v) as part of the withdrawal process, displays a message relating to the consequences of the withdrawal in accordance with the data standards.
Note: This subrule is a civil penalty provision (see rule 9.8).
 (2) Where the data holder already provides a consumer dashboard for the relevant account holder under rule 1.15, the service under subrule (1) must be included in the consumer dashboard.
 (3) Where the data holder does not already provide a consumer dashboard for that relevant account holder under rule 1.15, the service under subrule (1) is the data holder's consumer dashboard for the relevant account holder.
 (4) A data holder does not contravene subrule (1) in relation to subparagraphs (1)(d)(iii) and (iv) so long as it takes reasonable steps to ensure that the functionality complies with those subparagraphs.

Common information on consumer dashboard
 (5) For paragraph 1.15(1)(d), if a relevant account holder's consumer dashboard contains details of approvals under this Division, the dashboards of the other joint account holders must contain those details.

4A.14 Notification requirements for consumer data requests on joint accounts
 (1) For this rule, an approval notification is a notice given by the data holder:
 (a) to a relevant account holder, to inform them that the requester has given, amended or withdrawn an authorisation, or that the authorisation has expired; or
 (b) to the requester, to inform them that:
 (i) one or more of the relevant