Document ID: chunk:federal_register_of_legislation:F2021L01098:body:0:p15
Version: federal_register_of_legislation:F2021L01098
Segment Type: other
Provision Reference: 
Character Range: 38909–41858

Of the amount reported in item 2.1.4, report the value secured by residential property.

Item 2.1.4.2  Report fixed-term loans with a fixed interest rate.

Item 2.1.4.3  Report fixed-term loans with a variable interest rate.

Item 2.1.5    Report revolving credit facilities other than credit cards (report these in item 2.1.1) and margin lending (report these in item 2.1.3).

              Item 2.1.5 is a derived item.

              Report the number and value (columns 1 and 2) in item 2.1.5 as the sum of item 2.1.5.2 and item 2.1.5.3.

              Report the interest rate (column 3) in item 2.1.5 as the weighted average of item 2.1.5.2 and item 2.1.5.3.

Item 2.1.5.1  Of the amount reported in item 2.1.5, report the value secured by residential property.

Item 2.1.5.2  Report revolving credit other than credit cards and margin lending with a fixed interest rate.

Item 2.1.5.3  Report revolving credit facilities other than credit cards and margin lending with a variable interest rate.

Item 2.2      Report total personal loans and finance leases to non-resident households.

    3.             Personal finance to residents funded in the month – by size

Item 3 collects information on the flow of new credit to resident households for personal purposes funded during the reporting period by the size of the finance amount at commitment.

Reporting basis: report item 3 during the reporting period or as at the end of the reporting period as directed.

For item 3, report all amounts funded during the reporting period, irrespective of whether or not they were drawn. Report values gross of any offset account balances (i.e. do not subtract offset account balances from the value of finance funded in the reporting period) and gross of redraw facilities (i.e. do not subtract any amounts available in redraw facilities from the value of finance funded in the reporting period).

Column 1  Report according to the product type (see item 3 for further details).

Column 2  Report according to the finance value at commitment (see item 3 for further details).

Column 3  Report the number of personal finance facilities funded during the reporting period.

Column 4  Report the value of personal finance funded during the reporting period.

Column 5  Report the weighted average interest rate as at the end of the reporting period on personal finance funded during the reporting period.

Item 3  Report personal finance to resident households funded in the reporting period for each combination of product type and loan value at commitment category.

        The product types are:

             * credit cards;
             * leasing;
             * margin lending;
             * fixed-term loans; and
             * revolving credit facilities other than credit cards or margin lending.

        The finance value at commitment categories are:

             * size of the finance amount at approval was greater than $0 and