Document ID: chunk:federal_register_of_legislation:C2025C00055:section:6n
Version: federal_register_of_legislation:C2025C00055
Segment Type: section
Provision Reference: s 6N
Character Range: 103451–105149

6N  Meaning of credit information
  Credit information about an individual is personal information (other than sensitive information) that is:
 (a) identification information about the individual; or
 (b) consumer credit liability information about the individual; or
 (c) repayment history information about the individual; or
 (ca) financial hardship information about the individual; or
 (d) a statement that an information request has been made in relation to the individual by a credit provider, mortgage insurer or trade insurer; or
 (e) the type of consumer credit or commercial credit, and the amount of credit, sought in an application:
 (i) that has been made by the individual to a credit provider; and
 (ii) in connection with which the provider has made an information request in relation to the individual; or
 (f) default information about the individual; or
 (g) payment information about the individual; or
 (h) new arrangement information about the individual; or
 (i) court proceedings information about the individual; or
 (j) personal insolvency information about the individual; or
 (k) publicly available information about the individual:
 (i) that relates to the individual's activities in Australia or the external Territories and the individual's credit worthiness; and
 (ii) that is not court proceedings information about the individual or information about the individual that is entered or recorded on the National Personal Insolvency Index; or
 (l) the opinion of a credit provider that the individual has committed, in circumstances specified by the provider, a serious credit infringement in relation to consumer credit provided by the provider to the individual.