Document ID: chunk:federal_register_of_legislation:F2021L01106:body:0:p7
Version: federal_register_of_legislation:F2021L01106
Segment Type: other
Provision Reference: 
Character Range: 18984–22289

internal refinance). For a borrower-accepted commitment, the credit limit is the maximum amount of funds that will be made available to the borrower without additional authorisation or approval. This includes outstanding balances (including capitalised interest or fees) and any other funds that can be drawn without additional approval by the lender in this amount.

Reporting basis: report item 1 as at the end of the reporting period or during the reporting period as directed.

Include only loans in this item. Exclude bill acceptances and finance leases.

Report credit limits and credit outstanding in the category in which they sit as at the end of the reporting period.

Column 1   Report the number or value for credit cards as directed.

Column 2   Report the number or value for margin lending as directed.

Column 3   Report the number or value for revolving credit facilities other than credit cards and margin lending as directed.

Column 4   Report the number or value for fixed-term loans other than margin lending as directed.

Item 1.1                        Report the value of new borrower-accepted commitments to resident non-related parties during the reporting period.

                                Include: the value of credit limits for new borrower-accepted commitments for the purpose of internal refinance and external refinance.

                                SBR: submit item 1.1 with accounting type of debit (assets).

Item 1.2                        Report the number of new borrower-accepted commitments to resident non-related parties during the reporting period.

                                Include: the number of new borrower-accepted commitments for the purpose of internal refinance and external refinance.

Item 1.3                        Report the value of any cancellations of and reductions in resident non-related parties' previously committed credit limits during the reporting period.

                                Include: the value of credit limits cancelled during the reporting period due to an internal refinance or external refinance.

                                Exclude: repayments that reduce the used portion of the credit facility, but not the total credit available.

                                Do not report this item for column 2 or column 4.

                                SBR: submit item 1.3 with accounting type of credit (negative assets).

Item 1.4                        Report the value of total credit limits available to resident non-related parties (including credit outstanding) as at the end of the reporting period.

                                SBR: submit item 1.4 with accounting type of debit (assets).

Item 1.4.1                      Of the amount reported in item 1.4, report the value of credit outstanding as at the end of the reporting period.

                                The value of credit outstanding reported for credit cards in column 1 of item 1.4.1 must be equal to item 3.1.3.1 (column 1) on Reporting Form ARF 720.1A ABS/RBA Loans and Finance Leases (Standard) (ARF 720.1A) and item 3.1.3.1 (column 3) on ARF 720.1A for institutions that report on that form.

                                The value of credit outstanding reported for margin lending in column 2 of item