Document ID: chunk:federal_register_of_legislation:C2024C00826:clause:1_204:p3
Version: federal_register_of_legislation:C2024C00826
Segment Type: clause
Provision Reference: sch 1 cl 204 (pt 3/9)
Character Range: 1067486–1070242

duties, on receipts or withdrawals.
consumer lease for household goods means a consumer lease to which Part 11 applies where any of the goods hired under the lease are household goods, but does not include a consumer lease where the goods hired under the lease include:
 (a) motor vehicles; or
 (b) vehicles that:
 (i) are not for use on a road; and
 (ii) are of a kind intended primarily for use by persons with restricted mobility; or
 (c) goods that are ordinarily used for accommodation (either permanently or temporarily).
continuing credit contract means a credit contract under which:
 (a) multiple advances of credit are contemplated; and
 (b) the amount of available credit ordinarily increases as the amount of credit is reduced.
contract includes a series or combination of contracts, or contracts and arrangements.
contract document means the document or documents setting out the terms of a contract.
credit: see subsection 3(1).
credit assistance has the same meaning as in section 8 of the National Credit Act.
credit card has the same meaning as in subsection 133BA(2) of the National Credit Act.
credit card contract has the same meaning as in subsection 133BA(1) of the National Credit Act.
credit contract: see section 4.
credit cost amount: see subsection 32B(3).
credit fees and charges means fees and charges payable in connection with a credit contract or mortgage, but does not include:
 (a) interest charges (including default charges); or
 (b) any fees or charges that are payable to or by a credit provider in connection with a credit contract in connection with which both credit and debit facilities are available if the fees or charges would be payable even if credit facilities were not available (not being annual fees or charges in connection with credit card contracts); or
 (c) government charges, or duties, on receipts or withdrawals; or
 (d) enforcement expenses.
credit limit has the same meaning as in section 5 of the National Credit Act.
credit provider means a person that provides credit, and includes a prospective credit provider.
credit‑related insurance contract: see section 142.
credit service has the same meaning as in section 7 of the National Credit Act.
daily percentage rate: see section 27.
date of a notice: see section 196.
debtor means a person (other than a guarantor) who is liable to pay for (or to repay) credit, and includes a prospective debtor.
default notice:
 (a) in relation to credit contracts, mortgages and guarantees—see section 88; and
 (b) in relation to consumer leases—see section 179D.
default rate: see section 27.
definition means a provision of this Code (however expressed) that:
 (a) gives a meaning to a word or expression; or
 (b) limits or extends the meaning of a word