Document ID: chunk:federal_register_of_legislation:C2025C00055:front:0:p3
Version: federal_register_of_legislation:C2025C00055
Segment Type: other
Provision Reference: 
Character Range: 5462–8752

and transparent management of credit reporting information
Subdivision C—Collection of credit information
20C Collection of solicited credit information
20D Dealing with unsolicited credit information
Subdivision D—Dealing with credit reporting information etc.
20E Use or disclosure of credit reporting information
20F Permitted CRB disclosures in relation to individuals
20G Use or disclosure of credit reporting information for the purposes of direct marketing
20H Use or disclosure of pre‑screening assessments
20J Destruction of pre‑screening assessment
20K No use or disclosure of credit reporting information during a ban period
20L Adoption of government related identifiers
20M Use or disclosure of credit reporting information that is de‑identified
              Subdivision E—Integrity of credit reporting information
20N Quality of credit reporting information
20P False or misleading credit reporting information
20Q Security of credit reporting information
Subdivision F—Access to, and correction of, information
20R Access to credit reporting information
20S Correction of credit reporting information
20T Individual may request the correction of credit information etc.
20U Notice of correction etc. must be given
Subdivision G—Dealing with credit reporting information after the retention period ends etc.
20V Destruction etc. of credit reporting information after the retention period ends
20W Retention period for credit information—general
20X Retention period for credit information—personal insolvency information
20Y Destruction of credit reporting information in cases of fraud
20Z Dealing with information if there is a pending correction request etc.
20ZA Dealing with information if an Australian law etc. requires it to be retained
Division 3—Credit providers
Subdivision A—Introduction and application of this Division
21 Guide to this Division
21A Application of this Division to credit providers
Subdivision B—Consideration of information privacy
21B Open and transparent management of credit information etc.
Subdivision C—Dealing with credit information
21C Additional notification requirements for the collection of personal information etc.
21D Disclosure of credit information to a credit reporting body
21E Payment information must be disclosed to a credit reporting body
21EA Financial hardship information must be disclosed
21F Limitation on the disclosure of credit information during a ban period
Subdivision D—Dealing with credit eligibility information etc.
21G Use or disclosure of credit eligibility information
21H Permitted CP uses in relation to individuals
21J Permitted CP disclosures between credit providers
21K Permitted CP disclosures relating to guarantees etc.
21L Permitted CP disclosures to mortgage insurers
21M Permitted CP disclosures to debt collectors
21N Permitted CP disclosures to other recipients
21NA Disclosures to certain persons and bodies that do not have an Australian link
21P Notification of a refusal of an application for consumer credit
Subdivision E—Integrity of credit information and credit eligibility information
21Q Quality of credit eligibility information
21R False or misleading credit information or credit eligibility information
21S Security of credit eligibility information
Subdivision F—Access to,