Document ID: chunk:federal_register_of_legislation:F2021L01107:body:0:p21
Version: federal_register_of_legislation:F2021L01107
Segment Type: other
Provision Reference: 
Character Range: 56017–58699

amount at commitment was greater than $600 000 and less than or equal to $800 000
             * size of the loan amount at commitment was greater than $800 000 and less than or equal to $1 000 000;
             * size of the loan amount at commitment was greater than $1 000 000 and less than or equal to $1 500 000;
             * size of the loan amount at commitment was greater than $1 500 000 and less than or equal to $2 000 000;
             * size of the loan amount at commitment was greater than $2 000 000 and less than or equal to $3 000 000; and
             * size of the loan amount at commitment was greater than $3 000 000.

    4.             Housing loans to residents funded in the month – by loan-to-valuation ratio (at commitment)

Item 4 collects information on the flow of new finance to resident households for housing loans funded during the reporting period by loan-to-valuation ratio at commitment.

Reporting basis: report item 4 during the reporting period or as at the end of the reporting period as directed.

Exclude finance to non-residents from item 4.

Report the number, value and interest rate according to the characteristics of the loan (or facility) funded during the reporting period, even where the loan-to-valuation ratio calculated for that loan (or facility) includes other claims on the borrower – for example, due to second mortgage status or the nomination of more than one property as security.

If the loan (or facility) is for multiple purposes, report the entire loan (facility) value according to the predominant purpose.

Include the entire value of the commitment in the month in which it is funded, not just the amount drawn in that month.

In the event of an internal refinance, report the new value at commitment using the entire new loan balance.

If the loan is disbursed over a period of time (multiple drawdowns) then report the entire loan as being funded in the reporting period in which the funds are first made available to the borrower. Note that this differs from the standard treatment elsewhere in this form.

Column 1  Report according to the property purpose (see item 4 for further details).

Column 2  Report according to the loan-to-valuation ratio at commitment (see item 4 for further details).

Column 3  Report the number of housing loan facilities funded in the reporting period.

Column 4  Report the value of housing loans funded in the reporting period.

Column 5  Report the weighted average interest rate as at the end of the reporting period on housing loans funded in the reporting period.

Item 4    Report housing loans to households funded in the reporting period for each