Document ID: chunk:federal_register_of_legislation:F2021L01101:body:0:p4
Version: federal_register_of_legislation:F2021L01101
Segment Type: other
Provision Reference: 
Character Range: 8576–13730

Owner-occupied
         1.1.6.1.1.2.            Investment
       1.1.6.1.2.    Personal loans and finance leases
         1.1.6.1.2.1.            of which: Credit cards
     1.1.6.2.  Resident other private non-financial corporations
     1.1.6.3.  Resident private unincorporated business
     1.1.6.4.  Other loans and finance leases
    1.1.7.  Other interest-earning assets

2.  Non-interest income

                                                              Value
                                                              (1)
 2.1.  Total non-interest income
    2.1.1.  Rental income on operating leases
    2.1.2.  Fee and commission income
    2.1.3.  Dividends income
    2.1.4.  Holding gains / losses on assets and liabilities
    2.1.5.  Related party management fee income
    2.1.6.  Other non-interest income

3.  Total income

                     Value
                     (1)
 3.1.  Total income

Part B: Expense

4.  Interest expense

                                                                  Interest expense
                                                                  (1)
 4.1.  Total interest-bearing liabilities
    4.1.1.  Deposits
     4.1.1.1.  Resident households
     4.1.1.2.  Resident other private non-financial corporations
     4.1.1.3.  Resident self-managed superannuation funds
     4.1.1.4.  Other deposits
    4.1.2.  Short-term debt securities
    4.1.3.  Long-term debt securities
    4.1.4.  Loans and finance leases
    4.1.5.  Derivatives - banking book hedging
    4.1.6.  Operating lease liabilities
    4.1.7.  Other interest-bearing liabilities

5.  Personnel expense

                                                                    Value
                                                                    (1)
 5.1.  Total personnel expense
    5.1.1.  Total wages and salaries
    5.1.2.  Employer contributions into superannuation
    5.1.3.  Workers' compensation premiums/costs
    5.1.4.  Payments to other businesses / organisations for staff
    5.1.5.  Fringe benefits tax
    5.1.6.  Payroll tax
    5.1.7.  Share-based payment expense
    5.1.8.  Other personnel expense

6.  Occupancy and equipment expense

                                                           Value
                                                           (1)
 6.1.  Total occupancy and equipment expense
    6.1.1.  Operating lease rental expense
    6.1.2.  Depreciation of property, plant and equipment
    6.1.3.  Utility expense
    6.1.4.  Property rates and taxes
    6.1.5.  Repairs and maintenance
    6.1.6.  Other occupancy and equipment expense

7.  Information technology expense

                                                                             Value
                                                                             (1)
 7.1.  Total information technology expense
    7.1.1.  Depreciation and impairment of information technology equipment
    7.1.2.  Amortisation and impairment of software assets
    7.1.3.  Computer software expensed
    7.1.4.  Telecommunication services and internet services
    7.1.5.  Rental, repairs and maintenance
    7.1.6.  Other outsourced information technology services
    7.1.7.  Other information technology expense

8.  Other operating expense

                                                                    Value
                                                                    (1)
 8.1.  Total other operating expense
    8.1.1.  Amortisation and impairment of other intangible assets
    8.1.2.  Non-lending losses & frauds
    8.1.3.  Postage and stationery
    8.1.4.  Fees and commissions
     8.1.4.1.  of which: Financial institutions
    8.1.5.  Advertising
    8.1.6.  Travel, accommodation and entertainment
    8.1.7.  Insurance premiums other than workers compensation
    8.1.8.  Related party management fee expense
    8.1.9.  Other operating expenses

9.  Impairment expense

                                   Value
                                   (1)
 9.1.  Total impairment expense
    9.1.1.  Collective provisions
    9.1.2.  Individual provisions
    9.1.3.  Write-backs
    9.1.4.  Recoveries

10.  Total expense

                       Value
                       (1)
 10.1.  Total expense

Part C: Dividends

11.  Dividends

                                               Value
                                               (1)
 11.1.  Dividends
    11.1.1.  of which: Extraordinary dividend

Part D: Capital expenditure and proceeds from sale of assets

12.  Capital expenditure

                                                         Value
                                                         (1)
 12.1.  Total capital expenditure
    12.1.1.  Road vehicles
    12.1.2.  Other transport vehicles and equipment
    12.1.3.  Industrial machinery and equipment
    12.1.4.  Computer software capitalised
    12.1.5.  Computers and computer peripherals
    12.1.6.  Electronic equipment and machinery
    12.1.7.  Communications equipment
    12.1.8.  Other plant and equipment
    12.1.9.  Land
    12.1.10.  Dwellings, buildings and other