Document ID: chunk:federal_register_of_legislation:F2019L00902:body:0:p13
Version: federal_register_of_legislation:F2019L00902
Segment Type: other
Provision Reference: 
Character Range: 27163–29880

insurance is $2,500 for each funeral, up to a maximum of $10,000 for all funerals.

PART 7 GENERAL EXCLUSIONS

We do not insure you for loss or damage that is not directly caused by an event that we insure you for, unless we say that we do in this policy.

We do not insure you for loss or damage or legal liability that is intentionally caused by you or your family or a person acting with the consent of you or your family.

We do not insure you for loss or damage or legal liability caused by:
       * failing to keep the home or site in good repair and condition
       * the home or site settling or shrinking or expanding
       * hydrostatic pressure, or the earth moving (other than from earthquake), erosion
       * defects in structure, design, work done, or materials used on the home or at the site
       * wear and tear
       * rust, corrosion, rot, mildew, rising damp, any gradual deterioration or process
       * atmospheric or climatic conditions (other than those we say we will insure in the events section), condensation, evaporation
       * any substance at the home or site that is dangerous to health or property (for example, explosives, or asbestos)
       * any process that involves you or someone with your consent applying heat to any property insured by this policy
       * the use, existence, or escape of any nuclear fuel, nuclear material or nuclear waste
       * any war, or war like activities
       * any act of terrorism which directly or indirectly causes any loss, damage, cost or expense of any nature, resulting from or in connection with:
    -any act of terrorism regardless of any other cause or event contributing concurrently or in any other sequence to the loss,
    -any action taken in controlling, preventing, suppressing or in any way relating to any act of terrorism.
       * any person or organisation legally destroying, or taking away your ownership or control of, any property insured by this policy.

PART 8 DEFINITIONS

'act of terrorism' means:
       * a loss that results from the hostile detonation of any device, whether or not a weapon of war, employing atomic or nuclear fission and/or other like reaction or radioactive force or matter, and including but not limited to the use of any device, whether or not a weapon of war, which disperses or releases radioactive matter;
       * a loss that results from a building being uninhabitable due to the direct or indirect release of germs, disease or other contagion or contaminants following the Act of terrorism; or
       * a loss resulting from a Nuclear incident.

'certificate' means your most recent Certificate of Insurance or Building Renewal Notice.

We give you a Certificate