Document ID: chunk:federal_register_of_legislation:C2024C00826:front:0:p5
Version: federal_register_of_legislation:C2024C00826
Segment Type: other
Provision Reference: 
Character Range: 11246–14287

indirect remuneration etc. relating to credit contracts
121 Fees, indirect remuneration etc. relating to credit contracts
122 No profiting from fees etc. paid to third parties
Division 6—Prohibition on suggesting, or assisting with, unsuitable credit contracts
123 Prohibition on suggesting or assisting consumers to enter, or increase the credit limit under, unsuitable credit contracts
124 Prohibition on suggesting to consumers to remain in unsuitable credit contracts
Division 7—Special rules for short‑term and small amount credit contracts
124A Prohibition on providing credit assistance in relation to short‑term credit contracts
124B Licensee who makes representations about credit assistance in relation to small amount credit contracts must display and give information
124C Written documentation required in relation to the preliminary assessment for a small amount credit contract
Part 3‑2—Licensees that are credit providers under credit contracts: general rules
Division 1—Introduction
125 Guide to this Part
Division 2—Credit guide of credit providers
126 Credit guide of credit providers
127 Credit guide of credit providers who are assignees
Division 3—Obligation to assess unsuitability
128 Obligation to assess unsuitability
129 Assessment of unsuitability of the credit contract
130 Reasonable inquiries etc. about the consumer
131 When credit contract must be assessed as unsuitable
132 Giving the consumer the assessment
Division 4—Prohibition on entering, or increasing the credit limit of, unsuitable credit contracts
133 Prohibition on entering, or increasing the credit limit of, unsuitable credit contracts
Part 3‑2A—Licensees that are credit providers under credit contracts: additional rules relating to standard home loans
Division 1—Introduction
133A Guide to this Part
Division 2—Key Facts Sheets for standard home loans
133AA What is a standard home loan?
133AB What is a Key Facts Sheet for a standard home loan?
133AC Credit provider's website to provide capacity to generate Key Facts Sheet
133AD Credit provider to provide Key Facts Sheet in other situations
133AE What if more information is needed from the consumer?
133AF Defences to obligation to provide a Key Facts Sheet
Part 3‑2B—Licensees that are credit providers under credit contracts: additional rules relating to credit card contracts
Division 1—Introduction
133B Guide to this Part

     Division 2—Credit card contracts and related concepts
133BA Meaning of credit card contract etc.
Division 3—Key Facts Sheets for credit card contract
133BB What is a Key Facts Sheet for a credit card contract?
133BC Application form for credit card contract to include up‑to‑date Key Facts Sheet
133BD Credit provider not to enter into credit card contract unless Key Facts Sheet has been provided etc.
Division 4—Offers etc. to increase, and entitlement to reduce, credit limit of credit card contract
133BE Credit provider not to offer etc. to increase credit limit of credit card contract
133BF Credit provider not to enter into credit card contract