Document ID: chunk:federal_register_of_legislation:F2024C01258:clause:4_4:p67
Version: federal_register_of_legislation:F2024C01258
Segment Type: clause
Provision Reference: sch 4 cl 4 (pt 67/75)
Character Range: 215443–218288

additional functionality.

Obligation for data holder to provide relevant account holders with consumer dashboard
 (1) Where:
 (a) this Division applies in relation to a consumer data request; and
 (b) either the co‑approval option or the pre‑approval option applies, or has applied, to the joint account;
  the data holder must provide each relevant account holder with an online service that:
 (c) contains the details referred to in paragraph 1.15(1)(b) that relate to the joint account data; and
 (d) can be used by the relevant account holder to manage approvals in relation to each authorisation to disclose joint account data made by a requester; and
 (e) allows for the withdrawal, at any time, of an approval in relation to each authorisation to disclose joint account data made by a requester; and
 (f) as part of the process for withdrawing an approval in relation to an authorisation, displays a message, in accordance with the data standards, about the consequences of withdrawing an approval in relation to an authorisation; and
 (g) is simple and straightforward to use; and
 (h) is prominently displayed and readily accessible by a relevant account holder.
Note: This subrule is a civil penalty provision (see rule 9.8).
 (2) Where the data holder already provides a consumer dashboard for the relevant account holder under rule 1.15, the service under subrule (1) must be included in the consumer dashboard.
 (3) Where the data holder does not already provide a consumer dashboard for that relevant account holder under rule 1.15, the service under subrule (1) is the data holder's consumer dashboard for the relevant account holder.
 (4) A data holder does not contravene paragraph (1)(g) if the data holder takes reasonable steps to ensure that the online service complies with the paragraph.

Common information on consumer dashboard
 (5) For paragraph 1.15(1)(d), if a relevant account holder's consumer dashboard contains details of approvals under this Division, the dashboards of the other joint account holders must contain those details.

4A.14  Notification requirements for consumer data requests on joint accounts
 (1) For this rule, an approval notification is a notice given by the data holder:
 (a) to a relevant account holder, to inform them that the requester has given, amended or withdrawn an authorisation, or that the authorisation has expired; or
 (b) to the requester, to inform them that:
 (i) one or more of the relevant account holders has not given their approval for disclosure within the time frame referred to in paragraph 4A.11(e); or
 (ii) a relevant account holder has withdrawn an approval previously given;
  in accordance with the data standards.
 (2) The data holder must make the appropriate approval notification to a joint account holder in relation to an event mentioned in subrule (1):