Title: FIRST NATIONAL BANK IN WINNEBAGO v. Boler
Citation: 190 N.W.2d 94
Docket Number: 42771
State: Minnesota
Issuer: Minnesota Supreme Court
Date: September 3, 1971

190 N.W.2d 94 (1971) FIRST NATIONAL BANK IN WINNEBAGO, Plaintiff, v. Leslie C. BOLER, et al., Defendants, Howard E. Boler and Rena F. Boler, his wife, et al., Respondents, Huntley Elevator Company and I. O. Hagebak, Respondents, Hiram Ricard and Raymond D. Wolf, Respondents, Winnebago Farmers Elevator Company and Russell C. Cramer, Appellants. No. 42771. Supreme Court of Minnesota. September 3, 1971. *95 Erickson, Zierke, Kuderer, Utermarck &amp; Sinor, Fairmont, for appellants. Krahmer &amp; Krahmer, Fairmont, for Boler, and others. Frundt, Hibbs &amp; Frundt, Blue Earth, for Huntley Elev. Co., and others. Callaghan, Johansen &amp; Wendland, Winnebago, for Ricard and Wolf. Heard before KNUTSON, C. J., and NELSON, PETERSON, KELLY, and ROLLOFF, JJ. KELLY, Justice. This is an appeal from an order of the district court denying the appellant lien-holders the right to redeem following a mortgage foreclosure by action because of their failure to file notice of intention to redeem with the clerk of the district court within the "specified redemption period" in Minn.St. 581.10. Appellants filed their notice of intention to redeem with the clerk of district court 1 year and 2 days after the date of the order confirming the sale. Appellant Winnebago Farmers Elevator Company, a first judgment creditor, contends that if its notice of intention to redeem is filed with the clerk of district court within 1 year and 5 days from the date of the order confirming sale, then there has been compliance with § 581.10. Appellant Russell C. Cramer, a third judgment creditor, maintains that he is allowed 1 year and 15 days from the date of the order confirming the sale to file his notice of intention to redeem. The narrow issue is whether the phrase "within such specified redemption period" in § 581.10 includes the additional 5-day *96 period allowed a redeeming creditor under § 580.24 in the time during which notice of intention to redeem may be filed with the clerk of district court. We hold that the phrase does not include the additional 5 days and affirm the order of the trial court. There is agreement among the parties that prior to a legislative amendment in 1967, the filing of notice of intention to redeem would not have been timely unless filed within 12 months from the date of the order confirming sale. In 1967 the legislature changed Minn.St. 1965, § 580.23, creating a 6-month period of redemption by the mortgagor while retaining the 12-month period of redemption in certain situations. With the addition of a second redemption period it was necessary to reword Minn.St.1965, §§ 580.24 and 581.10. The pertinent changes in §§ 580.24 and 581.10, adopted by L.1967, c. 248, and indicated by italicization of new material and striking through of the language which was deleted, are as follows: The very fact that the requirement of filing a notice of intention to redeem was retained in the statutes as amended is evidence that the legislature did not intend to extend the period of time allowed for its filing. If, as contended by appellants, any lien creditor could file such a notice up to the last moment permitted for redemption by § 580.24, there would be little or no purpose in requiring the notice. Junior creditors could just as easily check on the redemption itself. The obvious purpose of the filing requirement is to given notice as to who might be competing to redeem and how much the redemption might cost. Pamperin v. Scanlan, 28 Minn. 345, 9 N.W. 868. We therefore hold that the phrase "within such specified redemption period" in § 581.10 refers to the specified redemption period allowed the mortgagor, which is either 6 months or 12 months as prescribed in § 580.23. Affirmed.