Title: Unifund CCR Partners v. Harrell
Citation: N/A
Docket Number: 
State: Kentucky
Issuer: Kentucky Supreme Court
Date: February 16, 2017

Unifund CCR Partners v. Harrell Annotate this Case Justia Opinion Summary Carol Harrell entered into a credit card agreement with Citibank but later defaulted on her promise to repay the debt. The right to collect Harrell’s outstanding debt was later assigned to Unifund CCR Partners. Unifund filed a collection action against Harrell seeking, in addition to the outstanding balance of Harrell’s account, statutory pre-judgment interest pursuant to Ky. Rev. Stat. 360.010(1). Harrell filed a counterclaim alleging that Unifund’s request for statutory prejudgment interest was in violation of the federal Fair Debt Collection Practices Act (FDCPA). The circuit court dismissed Harrell’s counterclaim for failure to state a claim. The court of appeals reversed, concluding that the circuit court erred in concluding that Unifund’s claim for statutory interest did not violate the FDCPA and in granting Unifund’s motion to dismiss. The Supreme Court affirmed, holding that Harrell plausibly alleged that Unifund violated the FDCPA. Remanded. Read more Want to stay in the know about new opinions from the Kentucky Supreme Court? Sign up for free summaries delivered directly to your inbox. Learn More › You already receive new opinion summaries from Kentucky Supreme Court. Did you know we offer summary newsletters for even more practice areas and jurisdictions? Explore them here . Download PDF