Source: http://floridaaccidentonline.com/Insurance_Coverage
Timestamp: 2017-09-25 06:14:39
Document Index: 479402279

Matched Legal Cases: ['§ 627', '§ 627', '§ 627', '§ 627', '§ 627', '§ 627', '§ 627']

Automobile insurance laws in Florida require the owner of a vehicle to have a certain amount of personal injury protection.Fla. Stat. § 627.736. Person injury protection provides compensation to you in the event you are in an accident. The minimum amount of personal injury coverage required by law is $10,000.00 Fla. Stat. § 627.736, but you can purchase higher amounts of insurance. Personal injury protection covers medical, surgical, funeral, and disability benefits regardless of fault. This is known as no-fault insurance.Fla. Stat. § 627.731.
As stated, this type of insurance is required by law.Fla. Stat. § 627.731. If you are injured by the negligence of a defendant, we will make a claim under the bodily injury liability coverage of the negligent defendant's insurance policy. Personal injury coverage is not health insurance, and it is not designed to pay for your medical bills as they are incurred. It is designed for a one time settlement or payment for all of your damages. Personal injury insurance minimum required by law in Florida is ten thousand dollars for bodily injury or death of one person in any one accident Fla. Stat. § 627.736; Lawsuits in Florida must be filed against the negligent driver and may not also name the insurance carrier as a defendant. In fact, the jury is not allowed to know that there is insurance coverage available on the defendant. If the jury renders a verdict in excess of the defendant's liability policy limit, the defendant is then personally liable out of his or her own assets for the additional amount.
In addition to liability insurance, Florida requires all drivers to have Personal Injury Protection coverage. Fla. Stat. § 627.736. In Florida, your policy must cover eighty percent of all reasonable expenses for medically necessary medical, surgical, X-ray, dental, and rehabilitative services, including prosthetic devices, and medically necessary ambulance, hospital, and nursing services. Fla. Stat. § 627.736.