Source: https://doi.idaho.gov/Licensing/PA/General
Timestamp: 2019-11-12 13:16:13
Document Index: 286904946

Matched Legal Cases: ['§41', '§41', '§41', '§41', '§41', '§41', '§41', '§41', '§41', '§41', '§41', '§41', '§30', '§30']

Licensing Services > Public Adjuster > General Public Adjuster Licensing Information
Idaho issues licenses for Public Adjuster to individuals and agencies as well as residents and non-residents. A public adjuster is an insurance claims adjuster who advocates for the policyholder in appraising and negotiating a claimant's insurance claim. Aside from attorneys and the broker of record, public adjusters licensed by state departments of insurance are the only type of claims adjuster that can legally represent the rights of an insured during an insurance claim process.
Idaho Code in Connection with Public Adjuster Licensing
Idaho Statutes: Chapter 58:
§41-5802 (Definitions)
§41-5803 (License Required)
§41-5805 (Application for License)
§41-5806 (Qualifications for Public Adjuster’s License)
§41-5812 (Requirement of Bond or Irrevocable Letter of Credit)
§41-5813 (Requirement for Continuing Education)
§41-5814 (Fees/Sharing of Commission)
§41-5815 (Contract between Public Adjuster and Insured)
§41-5816 (Requirement of Escrow/Trust Account)
§41-5817 (Record Retention)
§41-5818 (Standards of Conduct)
§41-5819 (Reporting of Actions)
Title 30:
§30-21-801 through §30-21-810 (Use of a DBA/Assumed Business Name)
IDAPA Rule 18
18.01.53 Continuing Education
Not all inclusive. Please refer to Chapter 58 for further definitions.
Public Adjuster "Public adjuster" means any person who, for compensation or any other thing of value on behalf of the insured:
Acts or aids, solely in relation to first party claims arising under insurance contracts that insure the real or personal property of the insured, on behalf of an insured in negotiating for, or effecting the settlement of, a claim for loss or damage covered by an insurance contract;
Directly or indirectly solicits business, investigates or adjusts losses, or advises an insured about first party claims for losses or damages arising out of policies of insurance that insure real or personal property for another person engaged in the business of adjusting losses or damages covered by an insurance policy, for the insured.
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