Source: https://www.law.cornell.edu/cfr/text/16/313.15
Timestamp: 2017-07-20 19:03:19
Document Index: 151959357

Matched Legal Cases: ['art 313', '§ 313', '§ 313', '§ 313', '§ 313', '§ 313', '§ 6801', '§ 6802', '§ 6803', '§ 6804', '§ 6805', '§ 6806', '§ 6807', '§ 6808', '§ 6809', 'art 313']

16 CFR 313.15 - Other exceptions to notice and opt out requirements. | US Law | LII / Legal Information Institute
CFR › Title 16 › Chapter I › Subchapter C › Part 313 › Subpart C › Section 313.15 16 CFR 313.15 - Other exceptions to notice and opt out requirements.
§ 313.15 Other exceptions to notice and opt out requirements.
(a)Exceptions to opt out requirements. The requirements for initial notice in § 313.4(a)(2), for the opt out in §§ 313.7 and 313.10, and for service providers and joint marketing in § 313.13 do not apply when you disclose nonpublic personal information: (1) With the consent or at the direction of the consumer, provided that the consumer has not revoked the consent or direction; (2)
(i) To protect the confidentiality or security of your records pertaining to the consumer, service, product, or transaction; (ii) To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability; (iii) For required institutional risk control or for resolving consumer disputes or inquiries; (iv) To persons holding a legal or beneficial interest relating to the consumer; or (v) To persons acting in a fiduciary or representative capacity on behalf of the consumer; (3) To provide information to insurance rate advisory organizations, guaranty funds or agencies, agencies that are rating you, persons that are assessing your compliance with industry standards, and your attorneys, accountants, and auditors; (4) To the extent specifically permitted or required under other provisions of law and in accordance with the Right to Financial Privacy Act of 1978 (12 U.S.Cet seq.), to law enforcement agencies (including a federal functional regulator, the Secretary of the Treasury, with respect to 31 U.S.C. Chapter 53, Subchapter II (Records and Reports on Monetary Instruments and Transactions) and 12 U.S.C. Chapter 21 (Financial Recordkeeping), a State insurance authority, with respect to any person domiciled in that insurance authority's State that is engaged in providing insurance, and the Federal Trade Commission), self-regulatory organizations, or for an investigation on a matter related to public safety; (5)
(i) To a consumer reporting agency in accordance with the Fair Credit Reporting Act ( 15 U.S.C. 1681et seq.), or (ii) From a consumer report reported by a consumer reporting agency; (6) In connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of a business or operating unit if the disclosure of nonpublic personal information concerns solely consumers of such business or unit; or (7)
(i) To comply with Federal, State, or local laws, rules and other applicable legal requirements; (ii) To comply with a properly authorized civil, criminal, or regulatory investigation, or subpoena or summons by Federal, State, or local authorities; or (iii) To respond to judicial process or government regulatory authorities having jurisdiction over you for examination, compliance, or other purposes as authorized by law. (b)Examples of consent and revocation of consent.
(1) A consumer may specifically consent to your disclosure to a nonaffiliated insurance company of the fact that the consumer has applied to you for a mortgage so that the insurance company can offer homeowner's insurance to the consumer. (2) A consumer may revoke consent by subsequently exercising the right to opt out of future disclosures of nonpublic personal information as permitted under § 313.7(f). This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.United States CodeU.S. Code: Title 15 - COMMERCE AND TRADE§ 6801 - Protection of nonpublic personal information§ 6802 - Obligations with respect to disclosures of personal information§ 6803 - Disclosure of institution privacy policy§ 6804 - Rulemaking§ 6805 - Enforcement§ 6806 - Relation to other provisions§ 6807 - Relation to State laws§ 6808 - Study of information sharing among financial affiliates§ 6809 - Definitions
Title 16 published on 14-Jun-2017 03:58The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 16 CFR Part 313 after this date.2015-06-24; vol. 80 # 121 - Wednesday, June 24, 201580 FR 36267 - Amendment to the Privacy of Consumer Financial Information Rule Under the Gramm-Leach-Bliley Act
16 CFR 313.3 — Definitions.
16 CFR 313.6 — Information to Be Included in Privacy Notices.
16 CFR 313.11 — Limits on Redisclosure and Reuse of Information.
16 CFR 313.13 — Exception to Opt Out Requirements for Service Providers and Joint Marketing.