Source: http://www.azlegalhelp.org/viewquestions.cfm?mc=4&sc=29&qid=3829
Timestamp: 2013-12-09 14:09:26
Document Index: 596155985

Matched Legal Cases: ['§ 47', '§ 47', '§ 47', '§ 47', '§ 47', '§ 47']

POST A COMMENT	Question: How do I answer a summons for a debt from a vehicle repossession?	Answer: General Information re: Answering a Complaint:
When you are figuring out the deadline for your twenty days, you do not count the day on which you were served. The day after service should be counted as Day 1 of 20. You must also include weekends and holidays in your calculations for the twenty day deadline. (Note: if your "Day 20" falls on a Saturday, Sunday or legal holiday, you have until the next "non weekend" or "non legal holiday' day to file your answer (i.e. Monday). See, Arizona Rules of Civil Procedure, Rule 6(a). Recommendations on How to Respond:
Most courts in Arizona have "answer" forms and instructions available to the public. It is recommended that you check with the court specific to your situation to see what is available. Each court may have specific rules and preferences. The following links however may be helpful to you. Maricopa County Justice Court:
Answer to Complaint Form Pima County Justice Court:
Answer to Complaint Form Yavapai County Justice Court;
If you do not make payment(s) when due, you will be considered to be "in default' under the vehicle financing contract . If you "default' under the contract, the lender can take possession of the vehicle as long as long as it does not breach the peace. You are not required to give the vehicle to the lender if the lender has not obtained a court order, but the lender does not have to notify you of its intention to repossess the vehicle. See, ARS § 47-9609. If you are in default, the lender may sell the vehicle after it repossesses it. The proceeds of sale will be used to pay for the expenses of repossession and sale, and then the balance of the loan. See, ARS § 47-9610 and See, ARS § 47-9615. If the vehicle transaction was for personal, family or household purposes, and the lender opts to sell the vehicle after repossession, the lender must notify you of its intent to sell. See, ARS § 47-9615. You may be able to get the vehicle back before it is sold, if you pay the full balance due under the contract and pay the lender’s repossession expenses. See, ARS § 47-9623. If the sale amount of the vehicle is not enough to satisfy the balance of your obligation and the costs expended by the lender, you will be liable for the deficiency. (The lender is permitted to sue you to recover the difference). See, ARS § 47-9615. May 26, 2008