Source: https://dianedrain.com/how-avoid-scams-car-dealers-part-1/
Timestamp: 2018-07-16 21:47:04
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How To Avoid Scams by Car Dealers & Salesmen, Part 1 | Diane L. Drain - Phoenix Bankruptcy & Foreclosure Attorney
HOW TO AVOID BEING RIPPED OFF BY A CAR DEALERSHIP OR CAR SALESMAN, part 1.
1 HOW TO AVOID BEING RIPPED OFF BY A CAR DEALERSHIP OR CAR SALESMAN, part 1.
2 In order to be a victim you need to learn how to beat the salesman or dealership.
3 Top Ten Consumer Scams (including auto scams)
3.1 Buying a New or Used Car
3.1.1 Red Flags
3.2 Extended Warranties and Service Contracts
3.3 Arizona’s Lemon Law New Car:
3.3.1 Here are the basics:
3.4 Car Repairs
3.4.1 Red Flags
Ever wondered what you should do if you are scammed by a car dealership or a car salesman? What are the used car dealer tricks? How do you avoid a car dealer lying to you about financing?
In order to be a victim you need to learn how to beat the salesman or dealership.
Below are a series of articles or links to various resources. If you read them all you will see a pattern of lying, scheming and outright fraud. Know their games before you are caught in their web of deceit.
Now don’t get me wrong – I really believe there are honest car dealers, but they are so few that they are painted with the same brush as all the bad ones. Do your homework in order to avoid losing money, time and your senses.
Top Ten Consumer Scams (including auto scams)
Reprint from the Arizona Attorney General’s Office
Auto Purchases and Repair (details listed below)
Work-at-Home Jobs and Business “Opportunity” Schemes
Payday and Other “Quick Cash” Loans
Also included in this publication is a Resource Page and Important Information about Consumer Complaints
Next to a home, an automobile is often the largest purchase consumers make. Consumers who are not aware of their rights often make bad deals. The Attorney General’s Office has a separate publication entitled Consumers’ Guide to Buying a Car: Steer Clear of Trouble! that is available on our Web site at www.azag.gov.
• A salesperson suggests putting false information on your finance application, such as inflating your income. Providing false information to obtain financing is a crime and you could end up with a contract you cannot afford.
• A salesperson suggests you take the car home before financing is approved. This practice is designed to “lock you in” to a purchase. If you take a newly purchased car home and find out later you will have to pay more than expected for financing, you should be able to get your trade-in back and return the newly purchased car (A.R.S. § 44-1371). Auto Purchases and Repairs Protect Yourself
• REMEMBER: Arizona does not have a cooling-off period or three-day right to cancel a car sale.
Arizona’s Lemon Law New Car:
The Arizona Lemon Law (A.R.S. § 44-1261 et seq.) has some specific protections. Consumers should consult the law or an attorney if their new car does not operate in a reasonable manner.
The period covered by the Lemon Law is the same as the term of the manufacturer’s warranty or two years or 24,000 miles, whichever is earlier. The covered period begins on the date the consumer receives the vehicle.
Aggressive scare tactics employed by repair shop personnel to pressure customers.
Refuse to give you a written estimate.
Failure to provide a warranty on parts and labor. Protect Yourself
If your car is under warranty, make sure that the repair shop is authorized to provide service for your car’s make and model. Work done by an unauthorized repair shop could void the warranty.
If possible, get several written quotes from different repair shops before a major repair is done.
Get a written estimate first. The estimate should identify the problem to be repaired, the parts needed and the anticipated labor charge. Make sure you get a signed copy of the estimate.
Pay your bill with a credit card, if you can, to give you maximum flexibility to dispute the charge if something goes wrong. • Prepare for repairs by learning about your vehicle and preventa tive maintenance, before you experience a problem.
Test drive your vehicle after having it repaired to make sure the car is fixed to your satisfaction.
There is no such thing as a “standard warranty” on repairs. Make sure you understand what is covered under your warranty and get it in writing.
Click here for the entire article from the Attorney General’s Office
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