Source: https://www.russotrustee.com/cdl/getData.php?d=03252020
Timestamp: 2020-04-08 05:53:27
Document Index: 46907568

Matched Legal Cases: ['art 7', 'art 1', 'art 5', 'art 1', 'ART 1', 'art 4', 'art(13', 'ART 4', 'ART 4', 'art 4', 'art 4']

Hearing Date: 3/25/2020
Hearing Count: 307
Adjourment 2 3/25/2020 9:00 am 10-25779 / KCF ROBERT MANCHEL ESQ Motion Requesting Redaction Judge to Reserve Decision
Adjourment 3 3/25/2020 9:00 am 11-31415 / KCF EUGENE ROTH, ESQ Motion Requesting Redaction Judge to Reserve Decision
Adjourment 4 3/25/2020 9:00 am 11-45067 / KCF STEVEN J ABELSON, ESQ Motion Requesting Redation Judge to Reserve Decision
TD BANK REQUESTING REDACTION
Adjourment 5 3/25/2020 9:00 am 12-15541 / KCF JAMES J CERBONE, ESQ Motion Requesting Redaction Judge to Reserve Decision
Adjourment 6 3/25/2020 9:00 am 12-30521 / MBK JAMES J CERBONE, ESQ Motion Requesting Redaction Judge to Reserve Decision Total Paid In: $44,059.00
MOTION REQUESTING REDACTION
Adjourment 7 3/25/2020 9:00 am 12-33817 / MBK ROBERT C NISENSON ESQ Motion Requesting Redaction Judge to Reserve Decision
MTN REQUESTING REDACTION
Adjourment 8 3/25/2020 9:00 am 12-36658 / KCF Kevin Fayette, Esq Motion Requesting Redaction Judge to Reserve Decision
Adjourment 9 3/25/2020 9:00 am 12-38260 / MBK William H. Oliver, Jr., Esq. Motion Requesting Redaction Judge to Reserve Decision
Adjourment 10 3/25/2020 9:00 am 13-10205 / MBK EUGENE ROTH, ESQ Motion Requesting Redaction Judge to Reserve Decision
Adjourment 11 3/25/2020 9:00 am 13-17644 / MBK MARYBETH SCHROEDER Motion Requesting Redaction Judge to Reserve Decision
Adjourment 12 3/25/2020 9:00 am 13-21087 / MBK PAUL H YOUNG Motion Requesting Redaction Judge to Reserve Decision
Adjourment 13 3/25/2020 9:00 am 13-22402 / MBK JOHN ZIMNIS, ESQ Motion Requesting Redaction Judge to Reserve Decision
Adjourment 14 3/25/2020 9:00 am 13-35184 / MBK EUGENE ROTH, ESQ Motion Requesting Redaction Judge to Reserve Decision
Adjourment 15 3/25/2020 9:00 am 13-35586 / KCF STEVEN J ABELSON, ESQ Motion Requesting Redaction Judge to Reserve Decision
TD MTN REQUESTING REDACTION
Adjourment 16 3/25/2020 9:00 am 14-15049 / MBK Thomas J Palmer, Esq Motion Requesting Redaction Judge to Reserve Decision
Adjourment 17 3/25/2020 9:00 am 14-15626 / MBK Edward Hanratty, Esq. Motion Sanctions Continued
MTN FOR SANCTIONS AGAINST JET LINE PRODUCETS TO VOID WARRANT
Adjourment 18 3/25/2020 9:00 am 14-19779 / MBK EDWARD R WIERCINSKI, ESQ Motion Requesting Redaction Judge to Reserve Decision Total Paid In: $41,667.00
Adjourment 19 3/25/2020 9:00 am 14-22908 / KCF STEVEN J ABELSON, ESQ Motion Requesting Redaction Judge to Reserve Decision
Adjourment 20 3/25/2020 9:00 am 14-23361 / MBK Kevin Fayette, Esq Motion Requesting Redaction Judge to Reserve Decision
Adjourment 21 3/25/2020 9:00 am 14-33086 / MBK Eric Clayman Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn
3/5 AMT: PIF/PENDING CLOSING AUDIT<<<>>>
Debtor obj, will pay before hearing<>FAILED TO PAY PLAN BALANCE
Adjourment 22 3/25/2020 9:00 am 14-33496 / MBK JEANIE D. WIESNER, ESQ. Motion Relief from Stay (Fee) Continued
Adjourment 23 3/25/2020 9:00 am 14-34208 / MBK BRUCE C TRUESDALE ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn
3/13 AMT: PIF/PENDING CLOSING AUDIT<<<>>>
Adjourment 25 3/25/2020 9:00 am 15-11662 / MBK BRUCE C TRUESDALE ESQ Motion Cross Motion Continued
4/28/2020 9:00 am Total Paid In: $14,160.00
DEBTOR CROSS MOTION TO DEEM NATIONSTAR MTG CURRENT
Adjourment 24 3/25/2020 9:00 am 15-11662 / MBK BRUCE C TRUESDALE ESQ Motion for Relief from Stay Continued
RELISTED- PRIOR HEARING 1/22/20 WAS OTBS<<>>>><<
Debtor obj<>NATIONSTAR ( Stern & L)
Adjourment 26 3/25/2020 9:00 am 15-12688 / MBK JACQUELINE R ROCCI ESQ Motion to Cancel and Discharge Granted
MTN TO DISCHARGE MTG/WASHINGTON MUTUAL-JP MORGAN
Adjourment 0 3/25/2020 9:00 am 15-14029 / MBK Marc C. Capone, Esq. Motion Motion (Generic) - Only use if no other event is applicable Moot Total Paid In: $26,873.00
AMT: Docket noted to refile using correct event code (To DS)<<<>>>
TR MOTION
MTN TO RETURN UNCLAIMED FUNDS
Adjourment 27 3/25/2020 9:00 am 15-14867 / MBK CANDYCE I SMITH-SKLAR, ESQ Motion Relief from Stay (Fee) Continued
4/8/2020 9:00 am Total Paid In: $24,599.00
Adjourment 28 3/25/2020 9:00 am 15-15013 / MBK Justin M. Gillman, Esq. Motion Requesting Redaction Judge to Reserve Decision
Adjourment 29 3/25/2020 9:00 am 15-19715 / MBK William H. Oliver, Jr., Esq. Motion Requesting Redaction Judge to Reserve Decision
Adjourment 30 3/25/2020 9:00 am 15-25758 / MBK LEE M PERLMAN, ESQ Motion Requesting Redaction Judge to Reserve Decision
(amt: transferred from KCF to MBK)<<<>>>
Adjourment 31 3/25/2020 9:00 am 15-27848 / MBK PATRICK MOSCATELLO, ESQ Motion Relief from Stay (Fee) Granted Total Paid In: $43,436.00
DITECH FINC (McCabe)
Adjourment 32 3/25/2020 9:00 am 15-31783 / MBK MARYBETH SCHROEDER Creditor Certification of Default Withdrawn Total Paid In: $32,196.00
Adjourment 33 3/25/2020 9:00 am 16-12359 / MBK Frances A. Tomes, Esq. AP Motion to Reopen Continued
5/5/2020 9:00 am Total Paid In: $10,833.00
Adjourment 34 3/25/2020 9:00 am 16-13842 / MBK JOHN ZIMNIS, ESQ Motion Relief from Stay (Fee) Continued
4/8/2020 9:00 am Total Paid In: $14,425.00
Adjourment 35 3/25/2020 9:00 am 16-18807 / MBK JOHN D DICIURCIO Trustee Certification of Default Continued
3/31/2020 9:00 am Total Paid In: $22,787.00
ADJ BY AR FOR DEBTOR UPDATE
Debtor obj, will catch up<>
Adjourment 36 3/25/2020 9:00 am 16-21981 / MBK William H. Oliver, Jr., Esq. Motion Relief from Stay (Fee) Continued
4/8/2020 9:00 am Total Paid In: $15,530.00
Adjourment 37 3/25/2020 9:00 am 16-22486 / MBK HENRY CHUDZIK, JR. Trustee Certification of Default Continued
5/27/2020 9:00 am Total Paid In: $14,868.00
Adjourment 38 3/25/2020 9:00 am 16-26765 / MBK SCOTT E KAPLAN ESQ Creditor Certification of Default Continued
4/22/2020 9:00 am Total Paid In: $31,566.00
***adj request submitted for 4/22/20***
AR SCOTT KAPLAN WILL NOT BE ABLE TO CALL IN MED REASONS REC ADJ
Adjourment 39 3/25/2020 9:00 am 16-31432 / MBK JOHN ZIMNIS, ESQ Motion Relief from Stay (Fee) Withdrawn Total Paid In: $27,583.00
CITY OF TRENTON (PAUL & KATZ)
Adjourment 40 3/25/2020 9:00 am 16-31992 / MBK PETER E ZIMNIS, ESQ Motion Relief from Stay (Fee) Granted Total Paid In: $21,193.00
Adjourment 41 3/25/2020 9:00 am 17-12179 / MBK JACQUELINE R ROCCI ESQ Trustee Certification of Default Withdrawn Total Paid In: $6,800.00
DEBTOR IS CURRENT
Adjourment 42 3/25/2020 9:00 am 17-12300 / MBK William H. Oliver, Jr., Esq. Objection to Proposed Order Continued
5/13/2020 9:00 am Total Paid In: $41,245.00
AR REC ADJ
Adjourment 43 3/25/2020 9:00 am 17-12825 / MBK PRO SE Motion Dismiss Case Continued
4/28/2020 9:00 am Total Paid In: $81,135.00
adj to 3/35 to get a lawyer and get refi in order EDC
Debtor obj<>WELLS FARGO MTN TO DISMISS (Phelan)-no refinance by December 2019
Adjourment 44 3/25/2020 9:00 am 17-14146 / MBK Daniel Straffi, Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $22,306.00
amt: MP 3/25 ***HONOR ROLL***<<<>>>
Adjourment 45 3/25/2020 9:00 am 17-17719 / MBK JOSEPH J MANIA III ESQ Motion Reinstate Stay Continued
4/28/2020 9:00 am Total Paid In: $30,039.00
MTN TO REINSTATE STAY/WELLS FARGO HOME MTG
Adjourment 46 3/25/2020 9:00 am 17-20034 / MBK ROBERT C NISENSON ESQ Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $7,632.00
Debtor obj<>NATIONSTAR MTG (STERN)
OTBS 6 CURE
Adjourment 47 3/25/2020 9:00 am 17-21626 / MBK JOHN ZIMNIS, ESQ Motion Relief from Stay (Fee) Continued
4/8/2020 9:00 am Total Paid In: $25,224.00
Adjourment 48 3/25/2020 9:00 am 17-22134 / MBK ROBERT MANCHEL ESQ Creditor Certification of Default Order to be Submitted Total Paid In: $19,761.00
WILMINGTON SVS (Parker McCay)
Adjourment 0 3/25/2020 9:00 am 17-22134 / MBK ROBERT MANCHEL ESQ Trustee's Cert. of Default Withdrawn Total Paid In: $19,761.00
***$2,946 mailed by debtor on 3/6/20 - adj to 3/25/20***
Debtor obj, will cure arrears by 2/14
Adjourment 49 3/25/2020 9:00 am 17-23122 / MBK JOHN ZIMNIS, ESQ Creditor Certification of Default Continued
4/8/2020 9:00 am Total Paid In: $54,063.00
Adjourment 50 3/25/2020 9:00 am 17-26321 / MBK BRIAN W HOFMEISTER Motion Sell Free and Clear of Liens under 363(f) (FEE) Withdrawn Total Paid In: $74,818.00
JP Morgan Chase obj (Fein Such)<>OST/MTN TO REIMPOSE STAY AND SELL VILLAGE ROAD EAST PPTY
Adjourment 51 3/25/2020 9:00 am 17-26594 / MBK CANDYCE I SMITH-SKLAR, ESQ Certification of Default Continued
4/28/2020 9:00 am Total Paid In: $66,972.00
mk: Trying to resolve. adj requested to 4/28/20
WELLS FARGO (Powers)
Adjourment 52 3/25/2020 9:00 am 17-27113 / MBK JOHN C FEGGELER, ESQ Motion Relief from Co-Debtor Stay Continued
4/22/2020 9:00 am Total Paid In: $28,435.00
mk: working on CO
Adjourment 53 3/25/2020 9:00 am 17-27636 / MBK William H. Oliver, Jr., Esq. Motion Requesting Redaction Judge to Reserve Decision
Adjourment 54 3/25/2020 9:00 am 17-32774 / MBK THOMAS J ORR ESQ Creditor Certification of Default Consent Order to be Submitted Total Paid In: $22,135.00
US BANK/ACTLIEN HOLDING (Honig & Greenberg)
Adjourment 55 3/25/2020 9:00 am 17-32785 / MBK JAMES J CERBONE, ESQ Motion Reinstate Stay Order to be Submitted Total Paid In: $23,179.00
otbs per email edc
Adjourment 56 3/25/2020 9:00 am 17-34333 / MBK Allen I. Gorski, Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/8/2020 9:00 am Total Paid In: $4,828.00
Adjourment 57 3/25/2020 9:00 am 17-34806 / MBK SCOTT E KAPLAN ESQ Motion Relief from Stay (Fee) Continued
4/8/2020 9:00 am Total Paid In: $25,317.00
Adjourment 58 3/25/2020 9:00 am 17-35220 / MBK THOMAS G. EGNER Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) Continued
4/8/2020 9:00 am Total Paid In: $11,435.00
3-23 NO CALL IN BY DEBTOR
Adjourment 60 3/25/2020 9:00 am 18-10944 / MBK JOHN ZIMNIS, ESQ Motion Relief from Stay (Fee) Granted Total Paid In: $13,400.00
Adjourment 59 3/25/2020 9:00 am 18-10944 / MBK JOHN ZIMNIS, ESQ Motion Relief from Stay (Fee) Granted Total Paid In: $13,400.00
MADISON TRUST (GARY ZEITZ)
Adjourment 61 3/25/2020 9:00 am 18-11130 / MBK STEPHANIE RITIGSTEIN Motion Motion (Generic) - Only use if no other event is applicable Continued
4/8/2020 9:00 am Total Paid In: $7,940.00
AR 3-23 NO CALL IN TO COURT SOLUTIONS
Sent email to court to withdraw cert of no opposition on docket 88--originally docket 86 and refiled-trustee objected EDC
Adjourment 62 3/25/2020 9:00 am 18-12660 / MBK STEVEN J ABELSON, ESQ Trustee Certification of Default Withdrawn Total Paid In: $122,369.00
3/10 AMT: ARREARS CURED/OWES MARCH - WILL COMPLETE TIMELY<<<>>>
Debtor obj, can cure arrears by 2/28
Adjourment 63 3/25/2020 9:00 am 18-12936 / MBK JOSEPH ALBANESE, ESQ Objection to Debtor's Claim of Exemptions Continued
4/28/2020 9:00 am Total Paid In: $35,234.00
TRUSTEE OBJ TO 522(d)(5) exemption based on (d)(1) TAKEN IN AMD SCH C DOC #119
Adjourment 64 3/25/2020 9:00 am 18-13343 / MBK RUSSELL L LOW, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $3,000.00
AR NO PYMT SINCE JULY
SV/CITI #12-1; ARREARS
Adjourment 65 3/25/2020 9:00 am 18-13494 / MBK ROBERT C NISENSON ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
5/13/2020 9:00 am Total Paid In: $5,729.00
Adjourment 66 3/25/2020 9:00 am 18-14085 / MBK Marc C. Capone, Esq. Motion Approval to Participate in the Court's Loss Mitigation Program Granted Total Paid In: $70,608.00
NEW REZ/SHELLPOINT
Adjourment 67 3/25/2020 9:00 am 18-16252 / MBK JOHN J SCURA, III Motion Relief from Stay (Fee) Consent Order to be Submitted Total Paid In: $5,820.00
Adjourment 68 3/25/2020 9:00 am 18-16545 / MBK Terry Tucker Trustee Certification of Default Continued
5/13/2020 9:00 am Total Paid In: $9,092.00
AR ADJ BY TR
Adjourment 69 3/25/2020 9:00 am 18-16747 / MBK JONI L GRAY, ESQ Motion Reopen Ch. 13 Case (fee) Granted
FILE CERT OF SUPPORT
Adjourment 70 3/25/2020 9:00 am 18-16832 / MBK Gregory James Corcoran Motion Relief from Co-Debtor Stay Granted Total Paid In: $16,290.00
LOANCARE (RAS)
Adjourment 71 3/25/2020 9:00 am 18-17257 / MBK PETER E ZIMNIS, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $5,776.00
AMT: MP 3/25***RECOMMEND DENIAL****<<<>>>
MP FILED 2-18 HEARING DATE 3/25
Adjourment 72 3/25/2020 9:00 am 18-17524 / MBK MICHAEL R SPECK Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $12,000.00
3/3 AMT: Loss mit has been extended 6/30/2020<<<>>>
Adjourment 73 3/25/2020 9:00 am 18-17856 / MBK LEE M PERLMAN, ESQ Motion Motion (Generic) - Only use if no other event is applicable Continued
Mr. Cooper limited obj<>MTN TO DEEM MTG CURRENT
Adjourment 74 3/25/2020 9:00 am 18-20942 / MBK Kevin Fayette, Esq Motion Requesting Redaction Judge to Reserve Decision Total Paid In: $20,229.00
Adjourment 75 3/25/2020 9:00 am 18-21726 / MBK CANDYCE I SMITH-SKLAR, ESQ Trustee Certification of Default Withdrawn Total Paid In: $4,172.00
AR DEBTOR NOW CURRENT
Adjourment 76 3/25/2020 9:00 am 18-22380 / MBK HENRY CHUDZIK, JR. Trustee Certification of Default Continued
4/22/2020 9:00 am Total Paid In: $15,012.00
Debtor obj, will cure arrears
Adjourment 77 3/25/2020 9:00 am 18-23308 / MBK William H. Oliver, Jr., Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
5/13/2020 9:00 am Total Paid In: $8,742.00
Adjourment 78 3/25/2020 9:00 am 18-23382 / MBK WALTER D NEALY, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
5/13/2020 9:00 am Total Paid In: $7,260.00
Adjourment 79 3/25/2020 9:00 am 18-23454 / MBK ROBERT C NISENSON ESQ Creditor Certification of Default Continued
4/8/2020 9:00 am Total Paid In: $5,570.00
Adjourment 80 3/25/2020 9:00 am 18-23943 / MBK TAMIKA NICOLE WYCHE, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $14,037.00
AMT: Proposed order does not include language authorizing trustee to pay in plan (emailed atty)<<<>>>
AR REVIEW CO
Adjourment 81 3/25/2020 9:00 am 18-25723 / MBK Daniel Straffi, Esq. Trustee Certification of Default Trustee Order Total Paid In: $4,250.00
3/13 AMT: $4,250 PTD (19); $624 X 41 BEG 4/1/20 (base plan appears to be paying out at 100%)<<<>>>
Debtor obj, proposes $500 and requests recap
Adjourment 82 3/25/2020 9:00 am 18-26273 / MBK George E Veitengruber III Motion Motion (Generic) - Only use if no other event is applicable Granted Total Paid In: $9,420.00
MTN TO APPROVE LUMP SUM RETIREMENT W/D
Adjourment 83 3/25/2020 9:00 am 18-26364 / MBK JOSEPH I WINDMAN, ESQ Motion Sell Order Previously Submitted Total Paid In: $11,773.00
AR ADJNO CALL IN ON 3-23 30 BY ATTY
-Per attorney Tracy is being paid at closing EDC---Order submitted but need to clarify the following with attorney---Att thinks Verizon is only remaining claim but Tracy Village Condo also filed an usecured claim for $15,575.56. It either needs to be paid or we need proof that it has been paid at closing. EDC
OK amended order submitted EDC
trustee objection: needs all non exempt proceeds from sale EDC
Amboy Bank limited obj (WITHDRAWN) (Hill Wallack)<>85 HERON DRIVE
Adjourment 84 3/25/2020 9:00 am 18-28198 / MBK CANDYCE I SMITH-SKLAR, ESQ Trustee Certification of Default Continued
5/13/2020 9:00 am Total Paid In: $11,700.00
Adjourment 85 3/25/2020 9:00 am 18-28502 / MBK JOHN ZIMNIS, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
5/13/2020 9:00 am Total Paid In: $6,679.00
Adjourment 87 3/25/2020 9:00 am 18-29441 / MBK JAMES J CERBONE, ESQ Trustee Certification of Default Dismissed Total Paid In: $6,882.00
AR NO COURT SOLUTION APPEARANCE ON 3-25
AR DO NOT ADJ CONTINUED FROM 3-11
get current or D
Debtor obj, proposes pymts
Adjourment 86 3/25/2020 9:00 am 18-29441 / MBK JAMES J CERBONE, ESQ Creditor Certification of Default Moot Total Paid In: $6,882.00
EVERGREEN WOODS (McGovern)( TR ARREARS )
Adjourment 88 3/25/2020 9:00 am 18-29958 / MBK JOSEPH J MANIA III ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/28/2020 9:00 am Total Paid In: $8,364.00
Adjourment 89 3/25/2020 9:00 am 18-30009 / MBK Daniel Straffi, Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
5/13/2020 9:00 am Total Paid In: $10,284.00
ADJ BY TR DOCS FILED AND SCH FOR 4-22
Adjourment 90 3/25/2020 9:00 am 18-30604 / MBK JAMES J CERBONE, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/8/2020 9:00 am Total Paid In: $9,602.00
Adjourment 91 3/25/2020 9:00 am 18-30650 / MBK CANDYCE I SMITH-SKLAR, ESQ Motion Relief from Stay (Fee) Moot - Dismissed Total Paid In: $4,025.00
JPMORGAN CHASE (RAS)
Adjourment 92 3/25/2020 9:00 am 18-34273 / MBK Daniel Straffi, Esq. Motion Relief from Stay (Fee) Continued
4/8/2020 9:00 am Total Paid In: $3,750.00
Adjourment 93 3/25/2020 9:00 am 18-35278 / MBK WARREN BRUMEL, ESQ Motion Relief from Co-Debtor Stay Granted Total Paid In: $11,511.00
Adjourment 94 3/25/2020 9:00 am 19-10297 / MBK ROBERT C NISENSON ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $2,600.00
ARREARS; SV/US BANK #4-1; FAILED TO SELL PINE OAK RD PPTY BY 10/15/19
Adjourment 95 3/25/2020 9:00 am 19-12411 / MBK ROBERT BRAVERMAN Creditor Certification of Default Continued
4/28/2020 9:00 am Total Paid In: $7,025.00
Adjourment 96 3/25/2020 9:00 am 19-12618 / MBK Marc C. Capone, Esq. Motion Relief from Stay (Fee) Granted Total Paid In: $5,190.00
Adjourment 97 3/25/2020 9:00 am 19-12706 / MBK JOHN F. BRACAGLIA, JR, ESQ. Motion Relief from Stay (Fee) Continued
4/8/2020 9:00 am Total Paid In: $5,175.00
Adjourment 98 3/25/2020 9:00 am 19-14483 / MBK Kevin Fayette, Esq Creditor Certification of Default Continued
4/28/2020 9:00 am Total Paid In: $10,050.00
NJ HOUSING AND MTG FINANCE (Pehlan)
Adjourment 100 3/25/2020 9:00 am 19-14603 / MBK Andrew Thomas Archer Application for Early Termination of Loss Mitigation Continued
4/8/2020 9:00 am Total Paid In: $2,000.00
Debtor obj<>SELECT PORTFOLIO APPLICATION FOR EARLY TERMINATION OF LOSS MIT (Stern & L)
Adjourment 99 3/25/2020 9:00 am 19-14603 / MBK Andrew Thomas Archer Application for Extension of Loss Mitigation Continued
mk:debtro request adj -trying to resolve-if can't will file supp pleadings & hearing will be on papers.
Adjourment 101 3/25/2020 9:00 am 19-17059 / MBK BRIAN W HOFMEISTER Trustee Certification of Default Continued
5/13/2020 9:00 am Total Paid In: $4,340.00
Adjourment 102 3/25/2020 9:00 am 19-17554 / MBK Demetrius J. Parrish Jr. Notice of Request for Loss Mitigation Granted
REQUEST FOR LOSS MIT/LAKEVIEW
Adjourment 103 3/25/2020 9:00 am 19-17681 / MBK William H. Oliver, Jr., Esq. Trustee Certification of Default Continued
3/31/2020 9:00 am Total Paid In: $2,360.00
AR NO PAY SINCE NOV ADJ TO 3-31 FOR ATTY PROPOSAL
Adjourment 104 3/25/2020 9:00 am 19-19553 / MBK Andrew Thomas Archer Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $8,063.00
Debtor obj<>ROUNDPOINT MTG (STERN & EISENBERG)
Adjourment 105 3/25/2020 9:00 am 19-21096 / MBK YAKOV RUDIKH Motion Avoid Lien Granted Total Paid In: $2,556.00
MTN TO VOID SANTANDER/2ND MTG UPON COMPLETION OF PLAN
Adjourment 106 3/25/2020 9:00 am 19-21117 / MBK Daniel Straffi, Esq. Motion Relief from Stay (Fee) Granted
TOYOTA MOTOR (STEWART LEGAL GROUP)
Adjourment 107 3/25/2020 9:00 am 19-21259 / MBK Daniel Straffi, Esq. Motion Relief from Co-Debtor Stay Granted Total Paid In: $1,800.00
Adjourment 108 3/25/2020 9:00 am 19-21294 / MBK Kirsten B. Ennis Motion Relief from Stay (Fee) Continued
Adjourment 109 3/25/2020 9:00 am 19-21344 / MBK STEPHANIE RITIGSTEIN Motion Relief from Stay (Fee) Consent Order to be Submitted Total Paid In: $4,300.00
Adjourment 110 3/25/2020 9:00 am 19-23408 / MBK JOHN ZIMNIS, ESQ Motion Relief from Stay (Fee) Continued
Debtor obj<>JPMORGAN CHASE (FEIN, SUCH)
Adjourment 111 3/25/2020 9:00 am 19-23712 / MBK William H. Oliver, Jr., Esq. Trustee Certification of Default Withdrawn Total Paid In: $3,699.00
AR DO NOT ADJ - MP subject to terms
AMT: MP 3/25 Peremptory *** SUBJECT TO TERMS***<<<>>>
Adjourment 112 3/25/2020 9:00 am 19-23867 / MBK ANDREW G. GREENBERG, ESQ. Motion Relief from Co-Debtor Stay Order to be Submitted
Adjourment 113 3/25/2020 9:00 am 19-24097 / MBK Edward Hanratty, Esq. Motion Relief from Co-Debtor Stay Continued
4/14/2020 9:00 am Total Paid In: $2,982.00
Adjourment 114 3/25/2020 9:00 am 19-24124 / MBK JONATHAN GOLDSMITH-COHEN, ESQ Motion Relief from Co-Debtor Stay Granted
Adjourment 115 3/25/2020 9:00 am 19-24189 / MBK EUGENE ROTH, ESQ Motion Sell Order to be Submitted Total Paid In: $1,683.00
OTBS BY DEBTOR COUNSEL
US Bank obj (Romano)<>2314 SHERWOOD FOREST DRIVE
Adjourment 116 3/25/2020 9:00 am 19-24712 / MBK John Michael McDonnell Motion Relief from Co-Debtor Stay Order to be Submitted Total Paid In: $4,300.00
Adjourment 117 3/25/2020 9:00 am 19-25050 / MBK Paola D. Vera, Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $4,840.00
Adjourment 118 3/25/2020 9:00 am 19-25547 / MBK Amy L Knapp Motion Relief from Co-Debtor Stay Continued
4/8/2020 9:00 am Total Paid In: $2,800.00
Adjourment 119 3/25/2020 9:00 am 19-26713 / MBK RUSSELL L LOW, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
Adjourment 120 3/25/2020 9:00 am 19-26755 / MBK REGINA L GELZER, ESQ Motion Relief from Stay (Fee) Settled / Resolved
Adjourment 121 3/25/2020 9:00 am 19-26755 / MBK REGINA L GELZER, ESQ Motion Relief from Stay (Fee) Order to be Submitted
BANK OF AMERICA (McCALLA) -matter resolved edc
Adjourment 122 3/25/2020 9:00 am 19-27411 / MBK ANDREW CARROLL, ESQ. Creditor Certification of Default Order to be Submitted Total Paid In: $3,640.00
ATLANTIC CAPITAL ASSETS (Zeitz)
Adjourment 123 3/25/2020 9:00 am 19-27729 / MBK NICHOLAS FITZGERALD, ESQ Motion Approval to Participate in the Court's Loss Mitigation Program Granted
Adjourment 124 3/25/2020 9:00 am 19-27771 / MBK William H. Oliver, Jr., Esq. Motion Expunge Claims/Reduce Claims/Modify Claims/Object To Granted
MTN TO MODIFY CLAIM #10 FROM SECURED TO UNSECURED
Adjourment 125 3/25/2020 9:00 am 19-27771 / MBK William H. Oliver, Jr., Esq. Motion File Claim After Claims Bar Date Granted
MTN AUTHORIZING TRUSTEE TO PAY LATE FILED CLM #16-1/I&B BUSINESS CORP
Adjourment 126 3/25/2020 9:00 am 19-27771 / MBK William H. Oliver, Jr., Esq. Motion File Claim After Claims Bar Date Granted
MTN AUTHORIZING TRUSTEE TO PAY LATE FILED CLM #17-1/MMC AUTO EXCHANGE
Adjourment 127 3/25/2020 9:00 am 19-28079 / MBK William H. Oliver, Jr., Esq. Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $2,556.00
Adjourment 128 3/25/2020 9:00 am 19-28092 / MBK YAKOV RUDIKH Motion Relief from Stay (Fee) Continued
Adjourment 129 3/25/2020 9:00 am 19-28529 / MBK Edward Hanratty, Esq. Motion Motion (Generic) - Only use if no other event is applicable Continued
AR NO APPEAR BY ATTY 3=25 COURT SOLUTIONS ADJ TO CONF DATE
Adjourment 130 3/25/2020 9:00 am 19-28855 / MBK STEPHANIE RITIGSTEIN Motion Relief from Co-Debtor Stay Withdrawn Total Paid In: $3,985.00
Debtor obj<>NATIONSTAR MTG (SHAPIRO)
Adjourment 131 3/25/2020 9:00 am 19-28967 / MBK STEVEN J ABELSON, ESQ Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $3,420.00
Adjourment 132 3/25/2020 9:00 am 19-30107 / MBK YAKOV RUDIKH Motion Relief from Stay (Fee) Continued
Adjourment 133 3/25/2020 9:00 am 19-30329 / MBK ROBERT C NISENSON ESQ Motion Relief from Co-Debtor Stay Order to be Submitted
Debtor obj<>WELLS FARGO (PHELAN)
Adjourment 134 3/25/2020 9:00 am 19-31442 / MBK Andrew Thomas Archer Motion Relief from Co-Debtor Stay Order to be Submitted Total Paid In: $5,300.00
Debtor obj<>WILMINGTON SAVINGS (WALLACK)
Adjourment 135 3/25/2020 9:00 am 19-31979 / MBK Jonathan Stone, Esq. Order Shorten Time Moot - Dismissed
MTN FOR FEES, COST AND SANCTIONS (WASSERMAN)
Adjourment 136 3/25/2020 9:00 am 19-32005 / MBK FRANK J FISCHER, ESQ Trustee Objection to Debtor Claim of Exemptions Moot
***Amended Sch C (Doc #24) corrects the mistake***
Debtor obj, filed Amd C<>TRUSTEE OBJ TO DEBTOR 1 TAKING 522(d)(1) exemption of $50,300
Adjourment 137 3/25/2020 9:00 am 19-32716 / MBK Jonathan Stone, Esq. Motion Relief from Stay (Fee) Granted
Adjourment 138 3/25/2020 9:00 am 19-32936 / MBK STEPHANIE RITIGSTEIN Motion Relief from Stay (Fee) Continued
***Adj by MBK to 3/25/20***
Debtor obj<>KAPLAN AT PERTH AMBOY (EHRLICH, PETRIELLO, GUDIN & PLAZA)
Adjourment 139 3/25/2020 9:00 am 19-33073 / MBK Darren M Baldo Objection to Debtor's Claim of Exemptions Order to be Submitted
AR MOTION TO VACATE DISM ON FOR 3-31
TRUSTEE OBJ TO AMD SCH C, DOC #34 RE EXEMPTIONS OF "100% OF FMV"/NEED ACTUAL AMOUNTS
Adjourment 140 3/25/2020 9:00 am 19-33589 / MBK ROBERT C NISENSON ESQ Motion Vacate Dismissal of Case (DO NOT USE EVENT IF CASE IS CLOSED) Granted
6/24 NEW CONF DATE
ATTY HAS 600 CHECKING ON DOCS
Adjourment 141 3/25/2020 9:00 am 20-10054 / MBK DEMETRIUS J PARRISH JR Notice of Request for Loss Mitigation Granted
REQUEST FOR LOSS MIT/RUSHMORE
Adjourment 142 3/25/2020 9:00 am 20-10392 / MBK Edward Hanratty, Esq. Motion Impose Automatic Stay Denied
ar ow beyond 30 days
Adjourment 143 3/25/2020 9:00 am 20-10395 / MBK Edward Hanratty, Esq. Motion Approval to Participate in the Court's Loss Mitigation Program Granted
Adjourment 144 3/25/2020 9:00 am 20-11070 / MBK TRAVIS J RICHARDS ESQ Motion Extend Time Granted
AR BEYOND 30 DAYS BUT I AM NOT SURE WHAT ATTY IS LOOKING TO DO - ALSO ON FOR CONF
Adjourment 145 3/25/2020 9:00 am 20-12495 / MBK Daniel Straffi, Esq. Motion Prospective Relief Continued
Adjourment 146 3/25/2020 9:00 am 20-13114 / MBK DANIEL L. REINGANUM Motion Extend Time Granted
Adjourment 147 3/25/2020 9:00 am 20-13275 / MBK William H. Oliver, Jr., Esq. Motion Extend Time Granted
Adjourment 148 3/25/2020 9:00 am 20-13282 / MBK Kevin Fayette, Esq Motion Motion (Generic) - Only use if no other event is applicable Granted
Adjourment 149 3/25/2020 9:00 am 20-13544 / MBK PETER E ZIMNIS, ESQ Motion Extend Time Granted
Adjourment 150 3/25/2020 9:00 am 20-13558 / MBK JOHN ZIMNIS, ESQ Motion Extend Time Granted
Adjourment 151 3/25/2020 9:00 am 20-13594 / MBK YAKOV RUDIKH Motion Impose Automatic Stay Granted
OST/MTN TO EXTEND STAY
Adjourment 153 3/25/2020 9:00 am 20-13608 / MBK Eric Clayman Motion for Relief from Stay Continued
Adjourment 152 3/25/2020 9:00 am 20-13608 / MBK Eric Clayman Order Shorten Time Continued
Adjourment 154 3/25/2020 9:00 am 20-13629 / MBK ROBERT C NISENSON ESQ Order Shorten Time Granted
Adjourment 155 3/25/2020 9:00 am 20-13641 / MBK Andrew Thomas Archer Motion Extend Time Granted
Adjourment 156 3/25/2020 9:00 am 20-13758 / MBK LEE M PERLMAN, ESQ Motion Motion (Generic) - Only use if no other event is applicable Granted
Adjourment 157 3/25/2020 9:00 am 20-13829 / MBK Jonathan Stone, Esq. Motion Motion (Generic) - Only use if no other event is applicable Denied
AR PER WALCZCK CONSENT TO ON THE PAPERS WAITING FOR STONE'S CONSENT
Adjourment 158 3/25/2020 9:00 am 20-13829 / MBK Jonathan Stone, Esq. Motion Cross Motion Granted
AR PER WALCZCK CONSENT TO ON THE PAPERS WAITING FOR STONE'S CONSE
Debtor obj<>CREDITOR, BISBING, MTN TO DISMISS
Adjourment 159 3/25/2020 10:00 am 15-33252 / MBK WARREN BRUMEL, ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 6 of 52 required payments Arrears: $0
3/16/20(mk):
***CAN REC. CONFIRM AT $53,500 PTD, THEN $10,700 x 1 ,BEGIN 4/1/20;Base***
MP proposes ;$53,500 ptd, then $10,700 x 1 begin 4/1/20. Plan run 51 mos and has 9 remain. Debtor seeks to pay off plan form loan form retirement funds.
Adjourment 160 3/25/2020 10:00 am 16-34468 / MBK PETER J BROEGE ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 26 of 40 required payments Arrears: $0
Total Paid In: $39,112.00
AS OF 3/16/2020 (at):
RECOMMEND: $36,156 paid to date, $1,478 x 21 beginning 4/1/2020, 100% to State of NJ Division of Taxation, Cavalry SPV I, LLC for Lord and Taylor and Portfolio Recovery for Capital One. Pro Rata distribution to PNC Bank, Bank of America and American Express
Preserve non-exempt equity of $22,388 in real estate and personal property
Debtors' attorney must file a fee application within 10 days of confirmation of the modified plan.
MP proposes: $36,156 paid to date, $1,478 x 22 beginning 3/1/2020, 100% to State of NJ Division of Taxation, Cavalry SPV I, LLC for Lord and Taylor and Portfolio Recovery for Capital One. Pro Rata distribution to PNC Bank, Bank of America and American Express
Payments: almost 39/39, arrears $350
Adjourment 161 3/25/2020 10:00 am 17-14146 / MBK Daniel Straffi, Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 104 of 37 required payments Arrears: $0
Total Paid In: $22,306.00
As of 3/13/20 (DS): - Atty ok with terms.sf
Recommend confirming at $22,090.73 paid, $215 x 24 begin 4/1/20 100% to gucs, Sale of Sale of 407 S. Main St (Vacant Land) by 8/1/20, plus non-exempt proceeds from sales, non-exempt proceeds from lawsuit to Trustee sale of 346 Yorktown Dr (Low Base) SALE PROVISION IN SALE CAN STILL REMAIN
1. Mod plan list the sale of 346 Yorktown Dr, however, the sale CLOSED 5/19/17 and should be stricken.
MP Prop $21,875.73 paid, $215 x 25 begin 3/1/20 100%, Sale of 407 S. Main St (Vacant Land) and Yorktowne Dr by 8/1/20 and non-exempt proceeds from lawsuit - Extends the deadline to sell vacant land on 407 S. Main St and Yorktowne Dr.
Adjourment 162 3/25/2020 10:00 am 17-17293 / MBK Douglas T. Tabachnik Confirmation Hearing on Modified Plan Denied Debtor has made 30 of 36 required payments Arrears: $0
Total Paid In: $31,708.00
3/10 workup for the 3/25 calendar EDC
-originally confirmed with LM by 5/2018 then extended until 11/2019 now wants to cure arrears
-payments lowered from $1064 to 741 to trustee. Amended J shows $320 monthly for college for son but we need an amended schedule I and updated POI and 2019 refund information
-MP pays adequate protection to the trustee for 341.52 to PNC. Why? Plan is now curing arrears. This needs to be removed. Also no claim filed by PNC. Cannot pay.
-4f says that Ashley Sears Scheffield are unaffected but some are filed guc claims that will be paid pro rata. Is this OK with counsel?
-sched J doesnt include BMW payment of $540 that is in the plan?
-741 x 25 beg 3/1/20
Adjourment 163 3/25/2020 10:00 am 17-17719 / MBK JOSEPH J MANIA III ESQ Confirmation Hearing on Modified Plan Continued
5/13/2020 10:00 am Debtor has made 32 of 36 required payments Arrears: $335.00 Total Paid In: $30,039.00
As of 3/13/20 (DS): 1. Stay relief was granted to Wells Fargo, Motion to reinstate stay is on 3/25/20, need outcome.
Adjourment 164 3/25/2020 10:00 am 17-24832 / MBK Kurt E. Reinheimer, Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 31 of 33 required payments Arrears: $820.00 Total Paid In: $25,376.00
*****ok to confirm at $26,376 paid to date, $820x28 begin 4/1/2020 which includes minimum $14,000 dividend to general unsecured creditors
-US Bank claim 4 to be amended to money paid to date $11,968.35 within 60 days of confirmation*****
proposed plan $820x29 minimum $14,000
paid in $25,376
28 months to go
Adjourment 165 3/25/2020 10:00 am 18-17257 / MBK PETER E ZIMNIS, ESQ Confirmation Hearing on Modified Plan Moot - Dismissed Debtor has made 16 of 24 required payments Arrears: $0
Total Paid In: $5,776.00
3/24/20 (SF) - Atty will not be appearing for this confirmation. Case will be dismissed on Trustee motion.
As of 3/13/20 (DS): 1. Debtor in arrears $2,527. No payments made since 10/15/19. Debtor made payment 2/19/20 of $726 via epay, but epay insufficient funds as of 2/25/20.
- Amended Schedule J does not remove car payment $430, but increases car payment to $530. No application to finance vehicle was sent to Trustee. Trustee requires proof of car financed.
- Schedule J increases transportation from $175 to $450.
- Per updated proof of income Debtor is now married, previous income listed Debtor as single from 3/30/18. Per 2018 tax returns filed single. Amended Schedule I does not list Debtor spouse income.
- Need 2 months proof of income from spouse and 2019 tax return.
- Tax refund not listed on Schedule I, proof of income verifies higher.
MP Prop $638.50 x 38 Base - Surrenders 2017 Hyundai Sonata, due to stay relief granted 8/20/19.
Adjourment 166 3/25/2020 10:00 am 18-26151 / MBK Allen I. Gorski, Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 16 of 20 required payments Arrears: $205.00 Total Paid In: $3,250.00
ok to confirm at $3,250 paid to date, $205x41 begin 4/1/2020 100% plan
-loan modification on or by 11/12/2020 or as extended by Order for loss mitigation
-Nelnet student loan remains outside plan
proposed plan $3250 paid $202x41 begin 4/1/2020 base plan
paid in $3250
extends plan to 60 months and reduces plan payment
Adjourment 167 3/25/2020 10:00 am 18-33921 / MBK Eric Clayman Confirmation Hearing Confirmed Debtor has made 13 of 16 required payments Arrears: $19.00 Total Paid In: $5,810.00
AS OF 3/20/20 (SF)
RECOMMEND $5395 PTD, $434 X 45 (BEGIN 4/1/20) BASE
-TRUSTEE STANDARD ORDER OF DISTRIBUTION
- NEED COPY OF RETIREMENT LOAN STATEMENT WITHIN 30 DAYS
***Docs submitted 1/21/20 - ADJ to 3/25/20 Peremptory - must also be current***
AR THIS CASE WAS DISMISSED AND REINSTATED - 1 YEAR TO GET TO 341 - ALL TO BE RESOLVE OR REC DISMISSAL
- A copy of the homeowner's insurance renewal declaration - . Current policy expired in April 2019. (RECEIVED, NOW EXPIRES 4/26/20)
- A Modified Plan that includes all support obligations
- Order of distribution is not Trustee standard Order.
2. After receiving updated proof of income, there is a retirement loan deduction on pay stubs of $66.20 x 4.33 = $286.64 (NEED COPY OF STATEMENT) RECOMMEND CONFIRMATION AT A BASE FOR NOW, NOT 0%
Plan proposes $415 x 60 0%
Payments: 13/15 Arrears: $830
- must address objection by Freedom Mtg. (RESOLVED)
- Proof of 2 month's income - for Nov. & Dec. 2019. Income provided was all for 2018. (RECEIVED)
- need proof of current auto insurance. Current policy provided expired in Nov. 2019. (RECEIVED)
Adjourment 168 3/25/2020 10:00 am 19-12383 / MBK William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Continued
4/8/2020 10:00 am Debtor has made 11 of 14 required payments Arrears: $4,560.00
***Updated 3/25/2020 in CAPS with terms if Trustee approves (DM): AR RESOLVE OR HOLD - NR Deed LLC (McNally & Assoc) filed a supplemental objection to confirmation on 3/20/20 (WITHDRAWN 3/24/20). The creditor asserted that its the owner of the property per completed tax lien foreclosure. No amount is referenced in the 12/10/19 objection, 3/20/20 supplemental objection, and no claim has been filed. IF THE LIEN NUMBERS IN THE PLAN ARE CORRECT (creditor is incorrect based upon filed objection), THE DEBTOR WOULD NEED $16,720 PTD, THEN $1,823 x 47 STARTING 4/1/20, BASE PLAN, STRIKE PLAN TREATMENT OF THE TOWNSHIP OF NEPTUNE, WITHIN 20 DAYS NR DEED LLC NEEDS TO FILE A POC, A MOTION TO ALLOW A LATE CLAIM, AND A CONSENT ORDER RESOLVING THE AP PROCEEDING WITH A REFERENCE TO CORRECTING THE ADDRESS ERROR LISTED IN THE AP COMPLAINT***
ISSUES AS OF 3/18/2020 (DM): Updated 3/23/20
2/4/20 - adj by mbk. Messaged AR no claims filed by Pelligrino, which is in Adv proceeding for $65,173, and no claim filed by Twp of Neptune for $4,500 ... is this to be stricken???
1/27/20 - Only $6,703 unsecured claims filed - Trustee objection could be resolved by paying $1,520 x 49 more months starting 2/1/20, 100% plan. AR, ADD AMENDED COMPLAINT WI 30 DAYS TO CORRECT PROPERTY ADDRESS.
***Still need clarification regarding the Monmouth Ave property and the Neptune Blvd property. Debtor appears to have inherited 15% of the Monmouth Ave property from her mother's estate. The Neptune Blvd property is referenced in the Adversary Complaint (Doc #1) and Monmouth Ave property is referenced in AP Opposition (Doc #14)*** AR, PTY IS MONMOUTH AVE
3) Plan provides $65,173 secured treatment to Pelligrino & Feldstein - no POC filed (STRIKE??) THIS IS ADV PRO
4) Plan prov
Adjourment 169 3/25/2020 10:00 am 19-15516 / MBK William H. Oliver, Jr., Esq. Order Vacate Dismissal of Case Confirmed Debtor has made 8 of 13 required payments Arrears: $190.00 Total Paid In: $1,575.00
IF OK TO PAY NJ DIVISION OF TAXATION CLAIM, $1,575 PAID TO DATE, $190 x 36 BEGINNING 4/1/2020, BASE
Claim number 15 filed by the NJ Division of Taxation will be paid through the plan.
Non-exempt from sale of Creek Road are to be turned over to the trustee by 9/25/20.
1. NJ Division of Taxation filed a Priority claim #15 in the amount of $569.46 which is not in the plan. Is it ok to pay this claim?
2. Objection filed by NJ Motor Vehicle Commission. Liens listed in Part 7 of the plan cannot be avoided because they are statutory liens. (NEED TO KNOW IF THE ORDER AVOIDING THESE LIENS RESOLVES THIS OBJECTION. ORDER STATES THAT THE LIENS ARE AVOIDED AS TO REAL PROPERTY, NOT THE DEBTOR. CANNOT CONFIRM THIS CASE UNTIL WE KNOW - PER DEBTOR'S ATTY, CONS ORD RESOLVED OBJ - LIENS AVOIDED)
The debtor has failed to provide proof of service with respect to Plan Motion(s). (OK- OBJECTION FILED)
- must file file pre conf cert. (FILED)
Plan proposes: $175 x 48, base, sale of property within 6 month of confirmation
Payments: 12/12
Adjourment 170 3/25/2020 10:00 am 19-17262 / MBK DAVID A. KASEN Confirmation Hearing on Modified Plan Continued
4/8/2020 10:00 am Debtor has made 10 of 12 required payments Arrears: $716.00
Adjourment 171 3/25/2020 10:00 am 19-18635 / MBK TIMOTHY P NEUMANN, ESQ Confirmation Hearing Scheduled Dismissed Debtor has made 11 of 12 required payments Arrears: $0
AR NEED STATUS OF SALE
***DM Note - Barbara set up Court Solutions for 2 PM***
ISSUES AS OF 3/18/2020 (DM): Need status of sale.
***CONTRACT HAS A CLOSING DATE FOR 2/22/20 - ADJ TO 3/25/20 PEREMPTORY***
***OTBS on 1/8/20 Motion to Sell (CONTRACT HAS A CLOSING DATE FOR 2/22/20). Need status of closing and executed HUD-1. Adversary withdrawn on 1/9/20***
AR NO ORDER ENTERED AS OF 3-19
11/19/19 - Adj to 1/22/20 peremptory - Debtor has Contract of Sale and consent to adjourn from Ajax.
8/28/19 - AR, PRIOR CASE DISMISSED FOR FAILURE TO SELL.
1) Plan provides $13,757.67 IRS priority treatment - IRS filed $4,004.31 amended secured claim not treated in the plan (STRIKE PLAN TREATMENT AND PAY PER POC??)
2) Ajax Mtg obtained stay relief 9/24/19 - no sale to take place before 11/5/19.
3) Ajax/Gregory Funding (PLUESE) OBJs - $266,044.77 arrears - plan not feasible - default since 2009.AR PER LENDER ATTY NO OBJ TO ADJ TO 5-5-20
- There is $76,110 non-exempt equity in real estate. Plan to sell residence & app to retain realtor filed in May - Don't see Order Retaining?
- Need 2018 tax return (RECEIVED TAX DECLARATION).
- Updated need proof of auto insurance (RECEIVED).
- Need March & April bank statements for TD account (RECEIVED).
Prop. Plan $100 x 60, 100% Plan, Sale by 5/2020
PTD 11/11 = $1,100
Adjourment 172 3/25/2020 10:00 am 19-18678 / MBK Eric Clayman Order Vacate Dismissal of Case Continued
6/10/2020 10:00 am Debtor has made 9 of 12 required payments Arrears: $660.00
341 scheduled for 3/12-will need to file adj request for the 3/25 conf
Adjourment 173 3/25/2020 10:00 am 19-18889 / MBK Eric Clayman Confirmation Hearing on Modified Plan Confirmed Debtor has made 5 of 11 required payments Arrears: $686.00 Total Paid In: $2,000.00
ISSUES AS OF 3/18/2020 (DM): - Atty agrees to terms.sf
***In order to provide a prompt cure within the next 18 months, NEED TO CONFIRM AT $1,800 PTD, THEN $443 x 18 STARTING 3/1/20, THEN $280 x 9 STARTING 9/1/21, BASE PLAN; ADD TO CONFIRMING ORDER: TRUSTEE IS AUTHORIZED TO PAY BRUCE NADLER LATE POC (3-1) WITHIN 27 TOTAL MONTHS, TRUSTEE STANDARD ORDER OF DISTRIBUTION***
- Debtor's case was confirmed two months ago on the condition that the landlord prompt cure would occur with 27 total months.
- Based upon 27-month prompt cure agreement, the case cannot be confirmed at 0%.
Confirmed Case: $1,400 Ptd, $437 x 53 start 1/1/20, 100% Plan
Prop. MP: $200 x 6, $280 x 33, 0% Plan
PTD = $1,800
Last Claim (3-1) dated 1/14/20
Adjourment 174 3/25/2020 10:00 am 19-21294 / MBK Kirsten B. Ennis Confirmation Hearing on Modified Plan Continued
5/13/2020 10:00 am Debtor has made 42 of 10 required payments Arrears: $9,107.00
AR MOD PLAN DOC 104 WAS IT SCHEDULED ?
TO BE CURRENT WITH TR BY 1-15 -20
1. $150,552.99 JUST RECEIVED ON 3/19/20. 3/24/20 -HUD JUST PROVIDED, SENT TO AUDIT FOR REVIEW
2. Objection filed by Ford Motor Credit (CAB East LLC) (Morton) - debtor must assume lease; present plan rejects lease; plan misidentifies creditor as LiP (IS THIS REOLVED) OTBS CAR TO BE TURNED IN
3. Suntrust Bank filed secured claim for $31,049.52 (CLAIM DUE IN FULL - MUST RESOLVE)
MOTION TO OBJ TO CLAIM NEEDED (NOT FILED) SEE ORDER
4. Motion for Relief by Suntrust Bank (Morton) 3/3/20 (OTBS - NEED ORDER)
5. Motion for Relief by Magyar Bank (Schiller) 3/25/20 at 9 (NEED OUTCOME)
6. Motion for Relief by TD Auto Finance (Schiller, Knapp) 4/8/20 @ 9 (NEED OUTCOME)
7. State of NJ filed estimated priority claim 17-1 (NEED AMENDED CLAIM) RETURNS FILED NEED APOC
AR ALL RETURNS PERS BUT SOME S/U RETURNS NEED TO BE FILED
8. There are no claims filed for State of NJ secured; Axalta Coating and Douglas M. Masi DMD LLC. Attorney will need to file claims or strike from plan -MP TO REMOVE
9. Sewatch of Marco filed late secured claim 18-2 for $2996.67 which is not in plan (OK TO PAY?) SEE CO FILED
10. Francisco Toledo filed late priority claim for $2884.35 which is not in plan (OK TO PAY?) PER ATTY PAY
11. Trustee objection:
- A Modified Plan that addresses Wells fargo mortgage on 12 Bennie & on Florida property. Adds Part 5 to the plan. MP FILED
- There is nonexempt equity in real property at 1262 Jennifer Lane of $200,073.88; $176,736.15 of non exempt equity in S. Collier, Florida property AND $195,750 for Lincoln Blvd. The Modified Plan to be filed needs to be 100%.
OK WITH 100% AND PRESERVE EQUITY
MP proposes $2517.85 X 8, $4125 X 52 100% Sale of 207 Lincoln Blvd by 4/1/20
Payments: 8/9 Arrears: $1982.08
- The Plan divides u
Adjourment 175 3/25/2020 10:00 am 19-21663 / MBK BRIAN W HOFMEISTER Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 8 of 10 required payments Arrears: $0
3/25/20 (sf) - Jonathan Schwalb from SN Servicing sent email that the objection is not resolved. No Loss mit docs submitted. He supports Trustee recommendation of dismissal.
/10 workup for the 3/25 calendar EDC
***adj to 3/25/20 Peremptory***same as last time-need to resolve SN Servicing still
Adjourment 176 3/25/2020 10:00 am 19-21731 / MBK Andrew Thomas Archer Confirmation Hearing on Modified Plan Confirmed Debtor has made 0 of 10 required payments Arrears: $13,955.00 Total Paid In: $5,850.00
1) Not current with Trustee play payments, arrears $650
2) Trustee recommends confirmation at $5,200 paid to date, $675x27 begin 4/1/2020, $13,280x5 to be paid 4/1/2020, 4/1/2021, 4/1/2022, 4/1/2023, 4/1/2024 100% plan
proposed plan $650x36, annual balloon payment of $13,280 paid each year on 4/1 to begin 4/1/2020 and continue annually until final payment 4/1/2024
paid in $5200
Adjourment 177 3/25/2020 10:00 am 19-22136 / MBK Franklin S. Montero Confirmation Hearing on Modified Plan Continued
3/31/2020 10:00 am Debtor has made 16 of 10 required payments Arrears: $0
3/26/20(mk); MP #44 was w/d. MP #46 now new MP (has 9100 PTD, then 1500 begin 4/1/20- debtor has pd in more than 9100. Everything else is the same. Has agreement with #1 below(Pay POC US Bank 79,828.80 resolves that objection Add to conf lang OTBS w/in 30 days. Needs to resolve 2nd Mtg(US Bank) treatment w/KML
3/25/20:MK- per AR review. no auto insurance & MP filed this am. All submissions by friday and email what is needed-on for confirm or dismiss 3/31/20. I reviewed MP and made changes to notes below. I email ed atty today as to what needs to be done to get it confirmed on 3/31/20 which is :
1. Need written confirmation or OTBS that says by paying arrears poc on 1st mtg to US Bank of $79,828.80,their objection is resolved.
2. MP changes treatment of 2nd mtg( also held by US bank but different atty firm on that) for payimg the arrears calim to Lien avoid under 522(f).NO SERVICE ON MP OR BETTER YET TO GET THIS CONFIRMED -NEEDS CO AS TO TREATMENT SET FORTH IN MP
3.For T'ee -need proof of current auto declaration page not the insurance card. Looks like they have income to fund plan and are current .case run 9 mos.
>>MK will review again on Friday for updates from atty and workup if issues above resolved.<<
3/25/20:PER JUDGE ADJ PEREMPTORY CONF OR DISM
filed MP to pay mort arrears and no more LM -need to have proof of insurance by then per Judge EDC
AS OF 3/25/20/(mk):Review of MP #44 filed 3/25/20
1. Objection by US Bank(1st mtg)( Frenkel): New MP (#44) now Pays POC arrears $79,828.80- need confirmation this resolves obj. on 1st mtg.
-improper modification;fails to pay arrears.
2. Objection by US Bank(2nd mtg)(KML):New MP (#44)NOW changes treatment from last MP 9#35)which pd arrears . NEW MP Attempts to avoid lien under 522(f)- NEEDS PROOF OF SERVICE ON CREDITOR- BETTER GET CO ON THIS TREATMENT TO CONFIRM
Loss Mit now over- Plan not feasible.(MP #44)NO LM-NOW CURES ARREARS on 1st mtg and CHANGES TR
Adjourment 178 3/25/2020 10:00 am 19-23137 / MBK George E Veitengruber III Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 7 of 9 required payments Arrears: $858.00
Adj to 5/13/20 Peremptory.
ISSUES AS OF 3/18/2020 (DM):
***If MTGLQ objection can be resolved, the Trustee disposable objection can be resolved by paying 100% to $1,279 general unsecured claims filed***
PTD 7/8 = $3,003
Adjourment 179 3/25/2020 10:00 am 19-23712 / MBK William H. Oliver, Jr., Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 2 of 9 required payments Arrears: $2,343.00 Total Paid In: $3,699.00
AR ATTY AGREES TO TERMS
RECOMMEND:**** $3,699 PAID TO DATE, $2,343 x 28 BEGINNING 4/1/2020, BASE
(increase due to arrears of $11,744 being recapitalized)
ADD DEBTORS TO ENROLL IN TFS EWAGE BY 3-31-20 ****
DEBTORS HAVE MADE LESS THAN 2 OF 8 PAYMENTS. NO PROOF OF INCOME PROVIDED TO JUSTIFY LOWERING PLAN PAYMENT.
1. Need December and January pay stubs for debtor and co-debtor. (RECEIVED)
MP proposes: $3,699 paid to date, $1,923 x 30 beginning 3/1/2020, base
Payments: <2/8, arrears $11,744
Adjourment 180 3/25/2020 10:00 am 19-24084 / MBK STEVEN A RAGLAND, ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 4 of 9 required payments Arrears: $0
ISSUES AS OF 3/20/2020 (DM):
***Debtor is 4 payments behind with the last payment received in December - RECOMMEND DISMISSAL. In addition,, case is no longer feasible based upon Wells Fargo stay relief granted 1/22/20.***
1/17/20 (DM) - Need to speak with atty regarding his disability income calculation ($1,300) versus our calculation ($33,391/12 = $2,782) - debtor will need $1,131 x 55 starting 1/1/20 to pay admin and secured claims.
1) Consent Order with Wells Fargo below is moot based upon stay relief granted 1/22/20.
2) Wells Fargo (SHAPIRO) OBJs - $46,537.78 arrears (CO ENTERED TO PAY PER POC).
- Need spouse's proof of income for job at Amazon (RECEIVED CERT FROM SPOUSE - HE IS UNEMPLOYED AND NOT WORKING AT AMAZON).
- Need break down of how Debtor's income was calculated on Sch I.
- Need amended Atty Disclosure or MP to correct attorney fee balance - Atty Disclosure has $3,850 and Plan has $3,500 (AMENDED).
- Must amend Sch I to include spouses new income and son's contribution for rent (SCH I AMENDED FOR SON CONTRIBUTION & PREVIOUSLY RECEIVED CERT FROM SPOUSE THAT HE IS UNEMPLOYED).
- The dismissal of this case should trigger a one year bar on refiling.
- Tax refund $874 not listed on Sch I.
Note: Income affidavit provided. Service to Capital One cram done.
Prop. Plan $714.73 x 55, Base Plan
PTD 4/8 = $2,927.19
Adjourment 181 3/25/2020 10:00 am 19-24695 / MBK REGINA L GELZER, ESQ Order Vacate Dismissal of Case Continued
5/13/2020 10:00 am Debtor has made 8 of 9 required payments Arrears: $417.00
1. Nationstar filed arrears claim for $14,626.25 (OK TO PAY?)
2. Capital One Auto filed arrears claim for $452.36 (OK TO PAY?)
3. JPMorgan Chase filed arrears claim for $359.01 (OK TO PAY?)
- Amendments to Schedules : Amend SOFA to add the business and disclose fees collected prior to filing.
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: $800 estimated taxes (need proof of payment), 3 car loans,
- Debtor may have duplicated expenses on Schedule J and the P&L statement (example - DSO payments are on both, car payment, Trustee payment, etc). (NEED AMENDED PROFIT AND LOSS STATEMENTS)
Adjourment 182 3/25/2020 10:00 am 19-24712 / MBK John Michael McDonnell Confirmation Hearing Scheduled Confirmed Debtor has made 5 of 9 required payments Arrears: $189.00 Total Paid In: $4,300.00
ISSUES AS OF 3/20/2020 (DM): - Atty ok with terms.sf
***TRUSTEE RECOMMEND CONFIRMATION AT $4,300 PTD, THEN $889 x 52 STARTING 4/1/20, $18,147 MINIMUM DIVIDEND, TRUSTEE STANDARD ORDER OF DISTRIBUTION***
1) IRS priority claim was amended to $0.
2) MP crams the 2014 Hyundai Sonata - Santander/Chrysler Capital has not been properly served with the cram and transmittal letter (FILED).
3) Part 1e of plan states debtors daughter will make payments in the amount of $382/life of plan - is this income? Expense on Schedule J? Need contribution certification explaining this amount being paid - if income, also need Amended Schedule I (MP REMOVES PART 1e).
4) Chrysler Capital in plan as cure of $630 and cram to $6,000 - need to clarify (MP CORRECTS).
5) Confirming order needs to state plan will follow Trustee standard Order of Distribution.
Prop. Plan $450 x 60, Min Div of $18,147
PTD 9/8 = $4,300
Last Claim (2-5)
Adjourment 183 3/25/2020 10:00 am 19-24933 / MBK ANDREW CARROLL, ESQ. Confirmation Hearing Scheduled Confirmed Debtor has made 7 of 9 required payments Arrears: $0
Total Paid In: $7,900.00
***If striking plan treatment of California Franchise Tax Board, then to resolve Trustee disposable income objections, RECOMMEND CONFIRMING AT $6,800 PTD, THEN $1,100 x 52 STARTING 4/1/20, 100% PLAN, STRIKE PLAN TREATMENT TO CALIFORNIA FRANCHISE TAX BOARD AND TREAT CLAIM AS GENERAL UNSECURED CLAIM PER POC FILED , TRUSTEE STANDARD ORDER OF DISTRIBUTION***
1) State of NJ filed $6,625.92 priority claim that includes estimated taxes for 2016 (AMENDED).
2) State of NJ filed $62,471.57 unsecured claim that includes estimated taxes for 2008 thru 2015 (AMENDED).
3) MP provides $2,206.39 priority treatment to California Franchise Tax Board - creditor filed a general unsecured claim (STRIKE PLAN TREATMENT??)
4) Attorney Disclosure provides for $3,750 attorney fee balance but MP provides for $1,500 attorney fee balance (AMENDED DISCLOSURE FILED).
- Order of Distribution departs from Trustee standard distribution (OKAY TO ADD??)
- Excessive Expenses: $1,200 Food for household of two (OK, AMENDED J FILED).
- Income verified higher ($7,400) than scheduled ($6,374) resulting in $2,128 monthly disposable income.
- Disposable income per 122c is $5,830 per month which would require $349,800 minimum dividend or 100% plan.
Prop. Plan Ptd, $1,100 x 56, Base Plan
PTD 7/8 = $6,800
Adjourment 184 3/25/2020 10:00 am 19-25005 / MBK LAURENCE R SHELLER, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 8 of 8 required payments Arrears: $0
Total Paid In: $1,160.00
NOTHING DONE SINCE LAST TIME. Will CONFIRM paying the $1882 Ovation claim and 100%
CONFIRM AT ***$1015 paid then $145 x 53 beg 4/1/20-100%-Loan mod by 5/7/20
12/3/19- ADJ TO SERVE MP,(says he served but didnt tile proof yet) OK TO ADJ, NEED SEND OUT PLAN ON NOTICE AND SERVE OVATION ----NOT DONE AS OF 1/14 EDC
As of 11/20/19 (DS): 1. Trustee obj to the following:
- Need June and July bank statements for TD checking account.
- Need mod plan that states treatment of unsecured creditors. Per 341 testimony 100%.
- Plan needs to be 100% due to previous chapter 7.
2. Nationstar obj to loan mod and arrears not paid. Obj must be resolved.
3. Ovation Sales filed arrears claim, which has arrears owed $1,882.88, but claim amount is $1,123.27. Not in plan. Claim needs to be resolved.
Prop Plan $145 x 60 and Loan mod on Hamilton Ave 6 months from filing 2/2/20 - 100% per 341 testimony
Adjourment 185 3/25/2020 10:00 am 19-25032 / MBK TAMIKA NICOLE WYCHE, ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 9 of 8 required payments Arrears: $368.00 Total Paid In: $6,905.00
AS OF 3/16/20 (at):
RECOMMEND: $6,041.56 PAID TO DATE, $800 x 53 BEGINNING 4/1/2020, 100% TO GUC'S
MP proposes: $6,041.56 paid to date, $800 x 54 beginning 3/1/2020, 100% to guc's
Adjourment 186 3/25/2020 10:00 am 19-25050 / MBK Paola D. Vera, Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 8 of 8 required payments Arrears: $0
Total Paid In: $4,840.00
AS OF 3/18/20 (SF) - Atty ok with terms.sf
If the below issues are resolved can confirm at $4235 PTD, $605 X 53 (BEGIN 4/1/20) 100%
- OK TO PAY FIG as Custodian for FIG NJ 18 LLC
- Calculations above include remaining balance of JP Morgan's claim of $19648.08 (Total claim is $22,260.04)
1. FIG as Custodian for FIG NJ18 LLC filed secured claim for $1644.24 which is not addressed in the modified plan. (OK TO PAY?)
2. Objection filed by JPMorgan Chase (Lebron) - failure to pay arrears of $22,260.04
3. If case is confirmed, Trustee's motion to dismiss can be withdrawn.
MP proposes $605 x 60 100%
Adjourment 187 3/25/2020 10:00 am 19-25096 / MBK WARREN LEVY Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 7 of 8 required payments Arrears: $800.00
3/19/20:mk: Motion to Expunge/Modify claim on 4/14/20.
***TO CONFIRM it needs: $5600 paid then $1157 x 53 beg 4/1/20---- minimum of $1344 to unsecured (FYI this is the 8% proposed in the plan)
Adjourment 188 3/25/2020 10:00 am 19-25790 / MBK DONALD C GOINS, ESQ Confirmation Hearing Scheduled Continued
4/28/2020 10:00 am Debtor has made 6 of 8 required payments Arrears: $976.00
Atty has $488 to mail in - Adj to 4/28/20 peremptory to resolve issues below.
1) US Bank (FEIN) OBJs - $167,527.84 arrears (UNRESOLVED).
2) Ally Financial should also be served on the cram at the address listed in the POC (UNRESOLVED).
- Need Business forms for Just Right Eye Glass (UNRESOLVED).
- Need balance statement for 401(k) loan (UNRESOLVED).
Prop. Plan $488 x 60, Base Plan, Loan Mod by 2/27/20
PTD 5/7 = $2,440
Adjourment 189 3/25/2020 10:00 am 19-25797 / MBK PHILIP R KAUFMAN, ESQ Confirmation Hearing Scheduled Continued
4/28/2020 10:00 am Debtor has made 7 of 8 required payments Arrears: $430.00
Adj to 4/28/20 Peremptory
1/17/20 - Fein Such entered an appearance for Deutsche Bank/SPS referenced below.
1) The Oaks at North Brunswick (GIAIMO & ASSOC) OBJs to cram of condo lien (UNRESOLVED).
2) Deutsche Bank/SPS (McCalla) OBJs - $910.97 arrears (UNRESOLVED).
3) Atty fee balance in the Plan ($2,510) and the Atty Disclosure Statement ($2,535) do not agree (UNRESOLVED).
- Need updated car insurance (RECEIVED).
- Add Trustee standard Order of Distribution to the confirming order.
- Must filed Pre-Confirmation Certification (FILED).
Prop. Plan $430 x 60, Base
PTD 7/7 = $3,010
Adjourment 190 3/25/2020 10:00 am 19-25816 / MBK Kirsten B. Ennis Confirmation Hearing on Modified Plan Continued
OK to adj to 5/13-will send adj request
SAME AS OF 10/25/19
1. Objection by Piscataway Condo. Assoc'n(McGovern):
-plan fails to pay secured POC. MP now lists as unaffected pending determination.-OTBS 11,500 secured
Adjourment 191 3/25/2020 10:00 am 19-25952 / MBK George E Veitengruber III Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 5 of 8 required payments Arrears: $4,866.00
3/23/20 - atty mailed $6,000 - adj to 5/13/20 Peremptory.
***Debtor has only made 2 of 7 payments - RECOMMEND DISMISSAL***
1) State of NJ filed $9,205.11 priority claim that includes estimated taxes for 2018 (UNRESOLVED).
2) State of NJ filed $2,503.20 secured claim not treated in the plan (OKAY TO PAY??)
3) State of NJ filed $10,274.97 unsecured claim that includes estimated taxes for 2012 (UNRESOLVED).
PTD 2/7 = $3,622
Adjourment 192 3/25/2020 10:00 am 19-26158 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 7 of 8 required payments Arrears: $1,187.00 Total Paid In: $8,050.00
***If issues below are addressed, THE TRUSTEE COULD RECOMMEND CONFIRMATION AT $6,900 PTD, $1,150 x 1 BY 3/31/20, THEN $1,187 x 53 STARTING 4/1/20, MINIMUM DIVIDEND OF $57,360; ADD TO CONFIRMING ORDER: TRUSTEE AUTHORIZED TO PAY NATIONSTAR ARREARS POC (25-1) IN THE AMOUNT OF $646.78 AND NISSAN ARREARS POC (13-1) IN THE AMOUNT OF $559,98, 2012 NISSAN ROGUE COLLATERAL SECURING THE LIEN ON NISSAN POC (11-1) IS SURRENDERED, ALL STUDENT LOANS ARE TREATED OUTSDIE THE PLAN, INCLUDING POC (1-1), POC (2-1) AND POC (39-1)***
1) Nationstar/Mr. Cooper filed $646.78 arrears claim (OKAY TO PAY??)
2) Nissan filed a claim for 2012 Nissan Rogue not treated in plan (ADD SURRENDER??)
3) Nissan filed $559.98 arrears claim on 2017 Nissan Altima (OKAY TO PAY??)
4) Need to verify that all student loans (POC 1-1, POC 2-1, POC 39-1) are being treated outside the plan.
- Excess Expenses Sch J: life insurance $400; health insurance $500; car insurance $450; car payments $500 & $575; daughters bus pass for college $300; daughter's books $200; student loans $159.
- Disposable income per Form 22c, as filed, is $956 per month which requires $57,360 minimum divided to gucs.
Prop. Plan $1,150 x 60, $57,360 Min Div
PTD 6/7 = $6,900
Last Claim (25-2)
Adjourment 193 3/25/2020 10:00 am 19-26420 / MBK WARREN HARE Confirmation Hearing Scheduled Continued
6/24/2020 10:00 am Debtor has made 6 of 8 required payments Arrears: $100.00
Debtor received a 3-month Trial Mod starting 3/1/20
AS OF 12/4/2019 (at):
1. Objection filed by US Bank (Milstead) - failure to cure arrears of $275,616.07 (Per POC).
2. First Franklin Mortgage filed a secured arrears claim #4 in the amount of $32,929.05 which is not in the plan. Is it ok to pay this claim?
- Domestic Support Obligation information. (RECEIVED)
- Amendments to Schedules C to correct exemptions for WC claim and PI claim. (NOT AMENDED)
The Schedules fail to account for the debtor(s) tax refund in the amount of $3,556.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Special counsel in PI case needs to be appointed. (NOT APPOINTED)
- Add to confirming order any non exempt proceeds from PI suit are to be paid to the Trustee. (LANGUAGE ADDED)
- Order of distribution is trustee standard order. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
- Must address objection by US Bank. (UNRESOLVED)
Plan proposes: $50 x 36, base, loan mod within 6 months of confirmation
Payments: 3/4, arrears $50
Adjourment 194 3/25/2020 10:00 am 19-26572 / MBK WARREN L PETERSON ESQ Confirmation Hearing - Order Vacate Dismissal of Case Continued
6/10/2020 10:00 am Debtor has made 6 of 8 required payments Arrears: $935.00
Adjourment 195 3/25/2020 10:00 am 19-26830 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 7 of 8 required payments Arrears: $0
3/24/20 (SF) - PER ATTY OK TO DISMISS/HOLD FEES
AR REC DISMISSAL NO RESOLUTION OF MAJOR ISSUES SINCE JAN
1) US Bank - 1st Mtg (PHELAN) OBJs - $411 arrears (OTBS TO PAY)
2) US Dept of HUD - 2nd Mtg filed secured claim with $27,027.66 arrears (OKAY TO PAY??)
3) US Dept of HUD - 3rd Mtg must also be served the cram at the address listed in the POC, the US Attorney and Attorney General must also be served (UNRESOLVED).
4) Need to verify that student loan POC (3-1) is being treated outside the plan.
- Need CMA for Orlando timeshare (RECEIVED).
- Disposable income verifies higher on Sch I at $541 (RESOLVED BY 60-MONTH PLAN TERM).
- Need to provide proof of service with respect to plan motions.
- Improper service to US Dept of HUD - must serve US Atty and US Atty General.
- Need to add to confirming order student loans to be paid outside.
Prop. Plan $289 x 60, Min Div $12,000
PTD 7/7 = $2,023
Adjourment 0 3/25/2020 10:00 am 19-26844 / MBK Daniel Straffi, Esq. Motion Relief from Stay (Fee) Converted to 7 / 11
AR NEEDS ADJ TO CHP 7 DATE AND NOTICE 7 TR
JPMORGAN CHASE (FEIN, SUCH)
Adjourment 196 3/25/2020 10:00 am 19-27023 / MBK YAKOV RUDIKH Confirmation Hearing Scheduled Confirmed Debtor has made 160 of 7 required payments Arrears: $150.00 Total Paid In: $23,945.00
3/23/20 email sent to atty regarding inconsistent motion to modify/expunge - need response.
ISSUES AS OF 3/20/2020 (DM): Updated 3/23/20
*** TRUSTEE CAN CONFIRM AT $23,944.79 PTD, THEN $150 x 54 STARTING 4/1/20, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, WITHIN 7 DAYS DEBTOR'S COUNSEL TO SUBMIT AN AMENDED ORDER TO CHAMBERS CORRECTING TREATMENT OF THE CENTER FOR JOINT & SPINE RELIEF'S POC (2-1) FROM EXPUNGED TO A GENERAL UNSECURED CLAIM***
1) IRS filed $3.95 priority claim not treated in plan (OKAY TO PAY??)
2) The Center for Joint & Spine Relief filed a secured claim not treated in the plan (CLAIM EXPUNGED BY 2/20/20 ORDER).
3) Need Trustee standard Order of Distribution.
- Debtor has insufficient income to fund the plan, debtor is unemployed.
- There is non exempt proceeds from the PI case - need proof of settlement and motion to approve/disburse (RESOLVED, PAID NON EXEMPT PROCEEDS INTO PLAN).
- Need amended IRS priority claim - estimated for 2016 and 2017 (AMENDED).
- Need amended IRS unsecured claim - estimated for 2013, 2014 and 2015 taxes (AMENDED).
DEBTOR JUST PROVIDED $23,044.79 REPRESENTING PORTION OF PERSONAL INJURY PROCEEDS-KB
Prop. Plan $150 x 60, Base Plan
PTD 6/6 = $23,944.79 (includes PI funds)
Adjourment 197 3/25/2020 10:00 am 19-27552 / MBK ANDREW CARROLL, ESQ. Confirmation Hearing on Modified Plan Confirmed Debtor has made 2 of 7 required payments Arrears: $1,790.00 Total Paid In: $3,000.00
***To resolve Trustee disposable income objections below, RECOMMEND CONFIRMING AT $3,000 PTD, THEN $1,790 x 54 STARTING 4/1/20, 100% PLAN WITH $17,158 MINIMUM EQUITY DIVIDEND, TRUSTEE STANDARD ORDER OF DISTRIBUTION (Note - plan will complete early)***
1) Freedom Mortgage (PHELAN) OBJs - $306.81 arrears (MP PAYS).
2) MP changed atty fees due from $2,250 to $1,500 - need amended Atty Disclosure Statement (FILED).
- Excessive Expenses - Sch J: $683 tele/cell/cable/internet, $288 life insurance, and $300 NJ taxes (requires proof).
- Form 122c has disposable income of $10,441, which would require $626,494 minimum dividend to gucs.
- Proof of income also verifies higher - there is $4,477 disposable income - plus tax refund not listed on Sch I.
- There is $17,158 (increased after POC filed) non-exempt equity in real estate.
- Order of Distribution in the MP departs from Trustee standard.
Prop. Plan $500 x 3, $1,790 x 57, Base Plan
PTD 4/6 = $3,000
Adjourment 198 3/25/2020 10:00 am 19-28067 / MBK SCOTT E KAPLAN ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 2 of 7 required payments Arrears: $1,970.00
AS OF 3/25/20 (at):
GRANTED ADJOURNMENT REQUEST ON 3/25/20. DEBTORS' ATTORNEY IS ILL (DOCTOR NOTE PROVIDED) AND DEBTORS MADE ANOTHER PAYMENT ON 3/24/20. MOD PLAN FILED.
1. Need DSO information. Information provided lists Luis Rodriguez as recipient?
2. Modified plan proposes a loan modification. The property no longer belongs to the debtors as it went to sheriff's sale prior to this filing. Mod plan needed.
- Need proof of auto insurance for 2016 Chevy Silverado, 2015 Honda EX, and 2014 Kawasacki. (RECEIVED INSURANCE FOR 2015 HONDA - MOD PLAN SURRENDERS 2016 CHEVY AND 2014 KAWASAKI - OK)
1) Income on Schedule I verifies higher at $1,263.85
2) Need proof of residential leases per rental expenses listed on Schedule J of $1950 and $1238 (RECEIVED LEASE FOR CO-DEBTOR ($1,238/MONTH) NEED LEASE FROM DEBTOR)
3) Need proof that debtor is paying $300 per month for mother's car for transportation (NOT RECEIVED)
1) File Pre-confirmation certification (FILED)
2) Must resolve IRS estimated priority claim (STILL ESTIMATED)
Adjourment 199 3/25/2020 10:00 am 19-28123 / MBK Joan Sirkis Warren Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 7 required payments Arrears: $1,180.00 Total Paid In: $4,074.00
AS OF 3/20/25 (SF)
RECOMMEND $4074 PTD, $1180 X 54 (BEGIN 4/1/20)
Note: disposable income verifies at $1180. Recommend base of $67794
1. Objection filed by PNC Bank (Lebron) - to cram of 2nd mortgage (RESOLVED VIA ORDER)
- 2 months bank statements from all accounts prior to filing date. (RECEIVED. $3537 EQUITY IN PNC ACCOUNT)
- 22c has disposable income Line 22 takes additional healthcare expense $215, not listed on Schedules. Line 45 has disposable income $398.25 plus $215 total $613.25, which would require minimum dividend $36,795 to gucs. (ATTY TO SUBMIT CERT AND PROOF OF EXPENSES) Cert provided but no proof of expenses provided.
- Proof of income verifies higher.
Plan proposes $679 x 60 Base
- The debtor has failed to provide proof of service with respect to Plan Motion(s). (Moot, Objection filed)
Adjourment 200 3/25/2020 10:00 am 19-28226 / MBK STEPHANIE RITIGSTEIN Confirmation Hearing - Order Vacate Dismissal of Case Continued
5/27/2020 10:00 am Debtor has made 5 of 7 required payments Arrears: $1,616.00
issues as of 3/18/2020
1) Legacy Mortgage Asset Trust (Parker) objection to confirmation - RESOLVED CONSENT ORDER 11/14/2019
-arrears $40,224.84
-need proof of auto insurance for both vehicles PROVIDED, RESOLVED
-the debtor's plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l)
3) Ewing Township has not filed a secured claim to date - bar date expires 3/23/2020 - if not filed, should strike provision from plan
TRUSTEE TO EITHER STRIKE PROVISION OR CLAIM MUST BE FILED WITH MOTION TO ALLOW WITHIN 30 DAYS OF CONFIRMATION
4) Trenton Water Works filed an unsecured claim the Trustee recommends striking Part 4a of plan as it relates to Trenton Water Works
proposed plan $808x60 0%
paid in $3232
arrears $1616
Adjourment 201 3/25/2020 10:00 am 19-28313 / MBK BRUCE C TRUESDALE ESQ Confirmation Hearing Scheduled Continued
5/27/2020 10:00 am Debtor has made 6 of 7 required payments Arrears: $625.00
AR REC HOLD FOR JUDGE IF ISSUES NOT RESOLVED (NEED STATUS)
1. Objection filed by Aspire FCU (Rodman Honecker) - objects to surrender of NYC yellow taxicab medallion because debtor does not own it. It is owned by his corporation. Also objects to surrender in full satisfaction. (Creditor states that claim is unsecured but the claim is filed as secured and unsecured. May need to amend claim.) If the claim is unsecured, there will be a 109(e) issue.
2. M&T Bank filed arrears claim 2-1 for $300.56 which is not addressed in plan (OK TO PAY?)
- The debtor(s) plan consists of unnecessary or excessive expense items, such as: Car insurance is on the P&L and Schedule J
- Fuel and Maintenance/repairs are on the P&L and Schedule J
- $710/month for food for a household of two $281/month for miscellaneous
- Verified income leaves a monthly net balance of $626.80.
- There is $144,892.25 in non exempt equity in the residence.
- There is $13,523 in non exempt equity in his bank accounts.
- Need a copy of the HUD for the Carteret property sold in 2017 (STILL NEED)
4. Wells Fargo Bank filed late claim with zero arrears (OK TO ALLOW CLAIM?)
Note: The proposed plan will pay creditors at 100%
Plan proposes $625 x 36 Base
Adjourment 202 3/25/2020 10:00 am 19-29361 / MBK FRANCIS P CULLARI, ESQ Confirmation Hearing Scheduled Continued
6/24/2020 10:00 am Debtor has made 4 of 6 required payments Arrears: $2,210.00
3/23/20: atty says 100% plan working on resolving IRS claims- needs time- adj out 1 more time
AS Of 3/12/20(mk):
>>> STILL HAS IRS ESTIMATED Priority & unsecured CLAIM-Returns not filed. Needs Resolution.Plan is 100%. Reg.Bar date Has passed.<<<
1.Trustee Objection:Debtor not paying all disposable income into the plan. Trustee's calculations are higher due to:122C has disposable income $1,965.63,
Plan pays 100% to gucs.(Plan 100%)
-There is non-exempt equity in bank account $2,953.87- Plan 100%- note T/H in terms.
Proposed plan:1,105 x 60.100%
last claim:10-1, bar date:12/20/19
Adjourment 203 3/25/2020 10:00 am 19-29387 / MBK CANDYCE I SMITH-SKLAR, ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 5 of 6 required payments Arrears: $750.00
AS OF 3/10/2020 (at):
1. Objection filed by Blitei LLC (Goldenberg, Mackler) - debtor has no ownership to the property. Tax sale foreclosure was completed prior to transfer of title to debtor from his mother. (UNRESOLVED)
2. Motion for Comfort Order Declaring that Real Property is not part of the debtor's estate filed by Blitei, LLC is scheduled for 3/11/2020. (NEED OUTCOME OF MOTION)
3. NJSVS, Surcharge Violations filed a secured claim #3 in the amount of $6,224.28 which is not in the plan. Is it ok to pay this claim?
Adjourment 204 3/25/2020 10:00 am 19-29526 / MBK JOSEPH CASELLO ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 5 of 6 required payments Arrears: $0
PER E-MAIL FROM DEBTOR'S ATTORNEY, THIS CASE SHOULD BE DISMISSED AS IT IS NO LONGER FEASIBLE FOR THE DEBTOR. (hold fees)
THE CASE HAS RUN FIVE MONTHS. THIS IS THE THIRD CONFIRMATION HEARING DATE. NEED RESOLUTION.
Adjourment 205 3/25/2020 10:00 am 19-29773 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 6 required payments Arrears: $221.00 Total Paid In: $6,957.00
AS OF 3/13/20 (at):
RECOMMEND: $5,524 PAID TO DATE, $1,654 x 55 BEGINNING 4/1/2020, BASE
- A copy of the homeowner's insurance renewal declaration - for Eastwood Avenue property. (RECEIVED)
- Need car insurance for the 2005 Acura and the 2012 Nissan Quest. (RECEIVED)
- $300/month for utilities on Schedule J, average of $1,386/month for utilities on P&L. Business is run out of house - need explanation.
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (MOD PLAN CORRECTS ORDER OF DISTRIBUTION)
- Add rent of $2400 to schedule J. (NOT FILED)
MP proposes: $5,524 paid to date, $1,433 x 56 beginning 3/1/2020, $0 to gucs
Payments: 4/5, arrears $1,433
Adjourment 206 3/25/2020 10:00 am 19-30107 / MBK YAKOV RUDIKH Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 6 of 6 required payments Arrears: $0
AS OF 3/24/2019 (at):
1. Stay motion by Capital One Auto (Mester & Schwartz) is scheduled for 3/25/20. (ADJOURNED TO 4/22)
2. Objection filed by Nationstar Mortgage/Mr. Cooper (RAS Citron) - failure to cure arrears of $10,156.83. (UNRESOLVED)
3. The IRS filed a priority claim #1 in the amount of $10,432.17 which is not in the plan. Is it ok to pay this claim?
- Need proof of insurance for the 2004 Harley. (RECEIVED)
$515/month for utilities
$450/month for cable/internet/phone
$900/month for food and $1,165/month for food on P&L (Per P&L there are no employees)
$500/month for transportation/maintenance and $3,050/month on P&L
Adjourment 207 3/25/2020 10:00 am 19-30250 / MBK ROBERT H JOHNSON Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 4 of 6 required payments Arrears: $0
3/23/20 (SF) - PER ATTY, OK TO DISMISS/HOLD FEES
AR WILL CONSENT TO ADJ IF UPDATED HOME INS SUBMITTED
AS of 3/18/20(mk):
1. Objection By Wells Fargo(Phelan):
plan fails to pay POC arrears $46,447.09- OK TO PAY?
2. Trustee Objection:ALL UNRESOLVED
- debtor has insufficient income to fund the plan..
-debtor has failed to file a feasible plan
-debtor has failed to supply the Trustee with the following document(s):
-A current market analysis - . Only property history uploaded showing sale price from
1994. Need realtor price opinion with comparables attached.
-need copy of the current homeowner's insurance. What was provided has EXPIRED.
-Needs proof of service on Judgment lien strips.
- order of distrib. contrary to Trustee's.
Proposed plan:200/60,LM: 38 DANELLA WAY BE 5/1/20, BASE
last claim:2-1, Bar date:1/5/20
Adjourment 208 3/25/2020 10:00 am 19-30263 / MBK DAVID E. SHAVER Confirmation Hearing Scheduled Continued
5/19/2020 10:00 am Debtor has made 6 of 6 required payments Arrears: $0
1) New Residential Mortgage LLC (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $96,268.94
-the debtor has insufficient income - income is negative
-the debtor has failed to file a feasible plan - due to negative income, the plan is not feasible
-need business profit and loss statement
-need business forms for Trinity Processing LLC
-need a modified plan that provides a base dividend to unsecured creditors
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity of $50,000 in business
-IRS and State of NJ claims are estimated - need amended claims STATE OF NJ FILED AMENDED CLAIM, NO LONGER ESTIMATED
3) Plan proposes a pro rata dividend and 100%
4) Need to clarify treatment of student loans plan treats as both outside plan and to receive pro rata dividend
proposed plan $100x6, $1,000x54 100% plan
Adjourment 209 3/25/2020 10:00 am 19-30429 / MBK CAMILLE J KASSAR Confirmation Hearing on Modified Plan Continued
5/13/2020 10:00 am Debtor has made 4 of 6 required payments Arrears: $99.00
Adjourment 210 3/25/2020 10:00 am 19-30444 / MBK ROBERT C NISENSON ESQ Confirmation Hearing Scheduled Continued
5/27/2020 10:00 am Debtor has made 5 of 6 required payments Arrears: $200.00
Case was ready to confirm but atty wanted adjournment - Adj to 5/27/20
***Only $16,499.69 unsecured claims file before regular Bar Date expired. If paying JP Morgan Chase arrears, then to resolve Trustee objections, WE CAN RECOMMEND CONFIRMATION AT $1,000 PTD, THEN $402 x 55 STARTING 4/1/20, 100% PLAN WITH $32,775 MINIMUM EQUITY DIVIDEND, TRUSTEE STANDARD ORDER OF DISTRIBUTION (Note - Gov Bar Date has NOT expired which is 4/27/20)***
1) JP Morgan Chase filed $1,561.54 arrears claim on Livingston Ave property (OKAY TO PAY??)
- Need updated homeowners insurance for Greenwood Ave property (RECEIVED).
- Need copy of commercial lease for Greenwood Ave property - other 2 tenants are month to month (UNRESOLVED).
- Income docs verify higher ($2,859) than scheduled ($2,392) resulting in $724 monthly disposable income.
- Tax refund of $668 was not prorated and added to disposable income.
- There is $32,775 of non-exempt equity in real estate.
- Need proof of insurance for 2000 Honda.
- Received two P&L statements for same period with different amounts - Need to resubmit rental P&L statement and explain (UNRESOLVED).
Adjourment 211 3/25/2020 10:00 am 19-30935 / MBK YAKOV RUDIKH Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 4 of 5 required payments Arrears: $0
PER ATTY, CASE TO BE DISMISSED AT CONFIRMATION, HOLD FEES
2) JP Morgan Mortgage Acquisition Trust (Frenkel) objection to confirmation - need to resolve objection
-arrears $535,171.32
proposed plan $250x60 base with loan moad by 5/1/2020
Adjourment 212 3/25/2020 10:00 am 19-31174 / MBK ROBERT BRAVERMAN Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 5 required payments Arrears: $410.00 Total Paid In: $1,224.00
As of 3/16/20 (DS): Need to confirm at $1,224 paid, $410 x 56 begin 4/1/20 Pro rata dividend to gucs and add to confirming order Trustee ok to pay late filed claim of Ally Financial claim#11-1
1/14/20 (DS): 1. IRS filed estimated claim, 2017 and 2018 tax return not filed,. Must resolve claim. - AMENDED CLAIM FILED, NO LONGER ESTIMATED.
2. Country Estates obj arrears are more, POC filed for $3,948.74. Obj must be resolved. (OKAY TO PAY< TOM ORR WILL FILE A STATUS CHANGE FORM)-STATUS CHANGE FORM NOT FILED
3. Must file Pre-confirmation certificate. - FILED
Prop Plan $306 x 60 Base
Adjourment 213 3/25/2020 10:00 am 19-31349 / MBK JOHN ZIMNIS, ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 3 of 5 required payments Arrears: $2,081.00
AS OF 3/12/20 (at):
2. Credit Acceptance filed a late secured claim #26 arrears in the amount of $134.60 which is not in the plan. Is it ok to pay this claim?
3. Acura Financial filed a secured arrears claim #3 in the amount of $611.80 which is not in the plan. Is it ok to pay this claim?
- Business forms - : Missing pages from Business Forms. (NOT RECEIVED)
- Amendments to Schedules : Amend Sch B to add 2015 Acura MDX (NOT AMENDED)
- Amended Form 122c has $4,789 monthly disposable income result which would require a 100% plan or 287,340 minimum dividend.
- The Plan needs to run 60 months pursuant to the B22C form. (MOD PLAN NOT FILED)
- The current Plan does not specify treatment of Acura Financial Services and IRS priority claim under the Plan. (MOD PLAN NOT FILED)
- The circumstances and contents of the debtor's Plan, when taken in their totaility, indicate that the plan is not proposed in good faith in accordance with 11 U.S.C. ? 1325(a)(3).
- The debtor is proposing $900 x 36 months when scheduled disposable income per I&J is $7,995 per month and scheduled disposable income per Form 122c is $4,789 per month.
Plan proposes: $900 x 36, base, loan mod by 5/31/2020
Payments: almost 3/4, arrears $1,181
Adjourment 214 3/25/2020 10:00 am 19-31442 / MBK Andrew Thomas Archer Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 5 required payments Arrears: $2,223.00 Total Paid In: $5,300.00
AS Of 3/23/20(mk):UPDATED-atty ok to terms
>>To Fund Plan*** CAN REC CONFIRM AT $4,400 PTD THEN $ 2,223 x 56, BEGIN 4/1/20; 0%; Trustee shall pay arrearage amount of $6,364.34 to Ally Financial, claim #4-1. No distributions shall be made on the bifurcated secured or unsecured portions of the claim; must provide 2019 tax return to Trustee by 8/15/20. ; must file pre conf cert w/in 10 days.***
1. Motion for Stay Relief By Wilmington(1st Mtg)(Hill Wallack) also on 3/25/20. (OTBS-6mo cure)
- fyi:pre pet POC $104,078.83
2. Objection By Bayview (2nd Mtg)(McCabe):
plan fails to pay arrears POC of $ 1,420.23 OK TO PAY?Y ( Per atty-YES PAY)
-need updated auto insurance, insurance expired 8/20/19.
- Ally Financial (2011 Lincoln) filed arrears claim(#4) $6,364.34. Plan lists AS unaffected & outside. This is a bifurcated claim so it must be either
paid & if so, we need to know if only to pay arrears or no pay arrears and pay secured part(13,275) & unsecured(3434.47) pd. per plan treatment for all gucs OR you move against claim.( Per atty -PAY ARREARS ONLY)
- Bayview Loan filed arrears claim for $1,420.23. Plan has unaffected- OK TO PAY?(YES)
-need 2019 Return by 5/31/20.
Proposed plan:1,750 x 60 0%.
last claim:6-1, Bar date:1/22/20
Adjourment 215 3/25/2020 10:00 am 19-31638 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 5 required payments Arrears: $0
Total Paid In: $1,768.00
*****confirm at $1,312 paid to date, $456x56 begin 4/1/20 which includes minimum $20,000 dividend to general unsecured creditors.*****
1) Not current with Trustee plan payments, arrears $436
2) Trustee objection to confirmation - RESOLVED WITH PROPOSED TERMS
-the debtors plan consists of unnecessary/excessive items such as $850/food EXPENSE ALLOWED; $185/clothing EXPENSE ALLOWED; $350/medical EXPENSE ALLOWED; $450/transportation REDUCED TO $350 ALLOWANCE; $530/car REDUCED TO $508 ALLOWANCE
-the schedules fail to account for the debtor tax refund in the amount of $2477 when determining disposable income
-must file Pre Confirmation Certification with Court FILED
3) Capital One Auto Finance filed secured claim 3 with arrears in the amount of $513.61 - PER ATTORNEY PAY ARREARS THROUGH PLAN
proposed plan $437x60 minimum $20,000 dividend to general unsecured creditors
paid in $1312
arrears $436
Adjourment 216 3/25/2020 10:00 am 19-31639 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 5 required payments Arrears: $860.00 Total Paid In: $3,008.00
As of 3/20/20(mk):Updated- Atty ok to terms
***CAN REC CONFIRM AT $3,008 PTD, THEN $860 x 56 Begin 4/1/20; 0%; Trustee shall pay Wells Fargo Bank, Claim #7-1 a secured claim in the amount of $1,499.14. The unsecured portion in the amount of $2,238.24 shall be paid pro rata with other gucs pursuant to the terms of confirmation; Trustee shall pay Wells Fargo Bank, Claim #8-1 a secured claim in the amount of $3,243.29 The unsecured portion in the amount of $1,372.79 shall be paid pro rata with other gucs pursuant to the terms of confirmation.***
..per atty #1 resolved. As for #2 &3- bifurcated claims pay secured thru palan and unsecured treated as per plan treatment for gucs. will clarify in conf lang.
1. Objection By Lakeview(KML):
-plan fails to pay full arrears POC $37,686.09. OK TO PAY? (mk: 3/20/20 Status chg filed says this is settled so I am guessing that means pay the POC)
2. Wells Fargo (Bobs Furniture) Filed POC#7- secured $1,499.14,Unsecured 2,238.24 & arrears 3,737.38-( debtor is not paying on this per sch J- NEED TO KNOW HOW DEBTOR INTENDS ON ADDRESSING THIS BIFURCATED CLAIM. Meaning does T'ee pay sec part and unsecured part pd/ treated as per plan and ignore arrears OR just pay arrears amt OR ARE YOU GOING TO MOVE AGAINST THIS CLAIM?)
3. Wells Fargo(Empire Today) filed POC #8- secured $3243.29,unsecured $1372.79 and arrears $4,616.08. SAME QUESTIONS AS IN #2 in ( ).
Plan: 752/60, 0%.
last claim:9-1, bar date:1/24/20
Adjourment 217 3/25/2020 10:00 am 19-31640 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Continued
5/19/2020 10:00 am Debtor has made 3 of 5 required payments Arrears: $4,754.00
AS OF 3/24/20 (SF)
1. Objection filed by Santander (Morton) - plan is silent as to creditor (OTBS, Santander is unaffected)
2. FIG Cust FIGNJ19LLC filed secured claim for $11,816.80 which is not addressed in plan (OK TO PAY?)YES
- Need proof of 2 month's income - Need additional pay stubs and breakdown of how debtor's income was calculated. (STILL NEED)
- Amendments to Schedules B & C to include the Audi and Santander
- Need amended Schedule J to include auto payment and need proof of current auto insurance (STILL NEED, INS. EXPIRED 3/18/20)
Plan proposes $2377 x 60 0%
Payments: 2/4 Arrears: $4754
Adjourment 218 3/25/2020 10:00 am 19-31768 / MBK LAURENCE R SHELLER, ESQ Confirmation Hearing Scheduled Dismissed Debtor has made 2 of 5 required payments Arrears: $0
1) Michigan Mutual Inc (Stern Eisenberg) objection to confirmation - RESOLVED, PAY POC ARREARS THROUGH PLAN
-pre petition arrears $30,024.36
-need bank statements for account ending #8158 transfers to and from this account
-need to resolve creditor objection - RESOLVED
3) Not current with Trustee plan payments, arrears $940 only made 2 out of 4 payments AR NEED PYMT TO RESOLVE
proposed plan $470x60 base plan
paid in $940
Adjourment 219 3/25/2020 10:00 am 19-31779 / MBK ROBERT C NISENSON ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 2 of 5 required payments Arrears: $516.00 Total Paid In: $900.00
RECOMMEND $900 PTD, $516 X 14 (BEGIN 4/1/20), $200 X 18 (BEGIN 6/1/21) 100%
- CAMBRIDGE TRS TO BE PAID OVER 18 MONTH CURE
1. Objection filed by Cambridge TRS d/b/a Sonesta ES Suites (Glenford Warmington, Esq.) - failure to cure arrears promptly and propose correct post-petition payment (MP PROPOSES PROMPT CURE AND CORRECTS PP PAYMENTS)
A copy of the last filed tax return - 2019 by 5/31/2020. (EXTENDED TO 8/15/20)
The Plan fails to provide for a prompt cure of rental arrears. (MP FILED)
The attorney's fees in the plan and disclosure statement do not agree. Debtor's attorney must amend either the plan or the disclosure statement. (AMENDED)
Plan proposes $600 PTD, $496 X 17, $200 X 19 Base
Payments: 3/4 Arrears: $496
Adjourment 220 3/25/2020 10:00 am 19-31794 / MBK Daniel Straffi, Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 5 required payments Arrears: $1,169.00 Total Paid In: $2,400.00
AS Of 3/24/20(mk):Updated- atty ok to terms
*** CAN REC CONFIRM AT $2,400 PTD, THEN $1,169 x 56, Begin 4/1/20;Base Plus non exempt proceeds from Estate of Debtor's brother; OTBS W/ Ford Motor Credit w/in 30 days; ***
1. Objection By Ford(Morton): Resolved Pay $57,045 AP $503 begin 12/2019.
-plan has excessive expenses:Car payment $1,189, plan is cramming this vehicle(Sch J must be amended if
car cram is successful).REMOVE FROM J TOTAL)
-122c has disposable income:
-Line 13b takes $508, but loan is $49,974/60=$832.90 monthly, add back to Line 45 & there is disposable income $832.90, which requires min.div. $49,974 to
gucs.
Proof of income also will verify higher, due to excessive expenses and tax refund. There is disposable income $1,730.
-Schedules fail to account for tax refund of $1,975 when determining disposable income.(Added In)
-confirmation order must include language that provides for the turnover of all NE proceeds from the estate of the Debtor's brother.
Proposed plan:600 x 60, Base.
last claim:12-1;Bar date:1/28/20
Adjourment 221 3/25/2020 10:00 am 19-32018 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 5 required payments Arrears: $81.00 Total Paid In: $1,590.00
*****ok to confirm at $1,060 paid to date, $611x56 begin 4/1/2020 100% plan*****
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is a $19,126.36 in non exempt equity in her residence MORTGAGE CLAIM IS HIGHER, NON EXEMPT EQUITY REDUCED TO $18,336.38
2) Not current with Trustee plan payments, arrears $1060
3) Finance of America Reverse LLC (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $25,012.49 ARREARS FILED LOWER $22,378.57
proposed plan $530x60 100% plan
paid in $1060
Adjourment 222 3/25/2020 10:00 am 19-32116 / MBK Marc C. Capone, Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 5 required payments Arrears: $1,248.00 Total Paid In: $4,992.00
*****Ok to confirm at $1,248x27 begin 12/1/2019, $1,586x33 begin 3/1/2022 which included minimum $11,460 dividend to general unsecured creditors
-PHH (1st mortgage) secured claim 19 will pay $184.86 through plan
-PHH (2nd mortgage) secured claim 21 will pay $55,851.26 through plan
-debtor motion to reduce PHH claim is withdrawn*****
issue as of 3/18/2020
1) PHH Mortgage Corporation (RAS Citron) objection to confirmation - need to resolve CREDITORS ATTY WORKING ON CONSENT ORDER
-arrears $55,461.60
2) Debtor filed motion scheduled 4/8/2020 to reduce claim to $53,267.24 - NEED OUTCOME TO CONFIRM PLAN
-need loan statement for 401k and TPAF - DEBTORS 401K LOAN PAID IN 24 MONTHS, TIER INCREASING PAYMENT BY $400
-need consent order with PHH to resolve objection and direct Trustee on how to pay creditor AWAITING CONSENT ORDER - ARREARS $184.86
4) Failed to file Certification of Service for plan motion - PHH 2nd mortgage cram PART 4d IS TO BE STRICKEN BY TRUSTEE, CREDITOR TO BE PAID IN FULL PER PART 4g OF THE PLAN CLAIM IS MUCH HIGHER $65,068.25
IF SAME CLAIM AS #1 CAN RESOLVE BY ORDER
5) Plan lists Ally Finance and Chase Card Services for a Subaru - is this the same claim/vehicle?
6) Need to file Pre Confirmation Certification with Court
7) Not current with Trustee plan payments, arrears $1,248
proposed plan $1248x60 which includes minimum $11,460 dividend to general unsecured creditors
paid in $3744
arrears $1248
last claim 22-1
Adjourment 223 3/25/2020 10:00 am 19-32126 / MBK DONALD F CAMPBELL, JR Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 5 of 5 required payments Arrears: $0
AS OF 3/20/20 (SF) - BELOW ISSUES STILL APPLY
2. Is the $15,000 lump sum payment to be made through the plan or outside? Also, need to provide the source of where these funds are coming from.
3. Improper Service to Sun National Bank. Did not serve Managing Agent
5. Need to file pre-confirmation certification (FILED)
Adjourment 224 3/25/2020 10:00 am 19-32164 / MBK MOSHE ROTHENBERG, ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 3 of 5 required payments Arrears: $0
AS OF 3/18/20 (SF) PER ATTY, OK TO DISMISS/HOLD FEES
2. PAYMENTS: 3/4 ARREARS: $1850
Adjourment 225 3/25/2020 10:00 am 19-32168 / MBK ROBERT MANCHEL ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 5 required payments Arrears: $0
Total Paid In: $1,555.00
RECOMMEND: $876 PAID TO DATE, $387 x 32 BEGINNING 4/1/2020, BASE WITH A MINIMUM OF $6,270.97 TO GUC'S DUE TO NON-EXEMPT EQUITY
- value of crypto currency as of the petition date (RECEIVED)
- Net disposable income as verified $395
-non exempt equity $250/2011 Nissan Maxima (129,000 miles); $4,678/house; $1,342.97/Ocean First account ending #2092 total non exempt equity $6,270.97
Plan proposes: $292 x 36, base
Payments: 3/4, arrears $292
Adjourment 226 3/25/2020 10:00 am 19-32253 / MBK David L. Stevens Confirmation Hearing Scheduled Continued
Per AR need scheduling order and briefing schedule regarding $4000 IRA that began at time petition filed. Sent email to Stevens with dates as follows:
debtor brief by 4/17/20 and trustee reply by 5/8/20. AR will file
1. Objection filed by Lakeview Loan Servicing (Frenkel, Lambert Weiss) - failure to treat Lakeview Loan Servicing in the plan; failure to cure all arrears; failure to propose post-petition payments. (THE PLAN LISTS QUICKEN LOANS AS UNAFFECTED. LAKEVIEW LOAN POC HAS ZERO ARREARS)
Plan proposes $1000 x
Adjourment 227 3/25/2020 10:00 am 19-32341 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 5 required payments Arrears: $295.00 Total Paid In: $1,156.00
As of 3/16/20 (DS): Atty ok with terms.sf
Need to confirm at $867 paid, $295 x 56 begin 4/1/20 Dollar Base $12,000 with a reserve $1,324, due to non-exempt equity of timeshare
Prop Plan $289 x 60 Dollar Base $12,000
Adjourment 228 3/25/2020 10:00 am 19-32458 / MBK ANDREW CARROLL, ESQ. Confirmation Hearing Scheduled Continued
4/22/2020 10:00 am Debtor has made 1 of 4 required payments Arrears: $1,465.00
CONFIRMATION HEARING ADJOURNED TO 4/22 - DATE OF MOD PLAN HEARING.
1. 341 is scheduled for 2/13/2020
2. Payments: 2/3, arrears $550
Adjourment 229 3/25/2020 10:00 am 19-32527 / MBK WILLIAM S WOLFSON, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 0 of 4 required payments Arrears: $14,902.00 Total Paid In: $906.00
As of 3/24/20 (DS): RECOMMEND CONFIRMING AT $906 PAID, $14,902 x 1 lump sum payment by 4/1/20, $302 x 32 begin 5/1/20 with 100% to GUCS, DUE TO DISPOSABLE INCOME AND TAX REFUND
1. Debtor attorney emailed to inform that Debtors are to receive tax refund of $12,000 and to provide tax refund showing same. Will request balance to complete letter to payoff. BALANCE TO COMPLETE LETTER CANNOT BE DONE, BECAUSE BAR DATE IS 6/1/20 AND AUDIT CANNOT ISSUE PAYOFF UNTIL AFTER BAR DATE. TOTAL TAX REFUND IS $14,902.
As of 1/30/20 Debtor attorney requested adjournment to resolve obj, also see attached email from attorney
- Pension loan $134.05 monthly ends in month 11 and pension loan $571.48 monthly ends in month 27. Recommend waiting pass bar date, which is 2/10/20. Total claims
- HUD-1 closing statement shows Debtors received $18,878.66 on 4/18/19, 7 1/2 months from filing date. What was done with these funds? Cert was provided, expenses were used basically for living expenses, furnishing apt, renovating apt, recreation expenses for child. Debtors are both fully employed.
- Need a mod plan that increases Trustee payment to $615 in 11 months after debtor's pension loan is paid off, 2nd pension loan payment $571.48 ends in month 27. Can confirm at 100% to gucs.
- Must amend Schedule B to add Riegel Fed Credit Union bank accounts.
- Income verifies higher $481.45, also due to pension loans ending, would be additional disposable income.
Prop Plan $302 x 60 Base
Note: Expenses are moot. Children education and entertainment is accepted. 401(k) loans statement and HUD-1 closing statement provided. Amended Attorney disclosure filed 1/29/20.
Adjourment 230 3/25/2020 10:00 am 19-32605 / MBK JEANIE D WIESNER Confirmation Hearing Scheduled Continued
issues as of 3/17/2020
-need a copy of the homeowners insurance renewal declaration -which provides personal liability coverage
-need proof of motorcycle insurance
-need a copy of the deed and mortgage statement for timeshare PLAN SURRENDERS TIMESHARE
-unnecessary/excessive expenses on Schedule J - $232 cell phone; $422.38 transportation; $228.18 storage unit; $450 pet care (no pets on Schedule B)
-the debtor is not paying all disposable income into plan - income verifies higher, due to excessive expenses
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non exempt equity on real property $39,230 and timeshare (pending proof of documents)
-need 2 months bank statements prior to filing (November and December 2019)
2) Plan fails to follow Trustee standard order of distribution
proposed plan $500x60 base plan
paid in $1,500
Adjourment 231 3/25/2020 10:00 am 19-32844 / MBK JAMES J CERBONE, ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 4 of 4 required payments Arrears: $35.00 Total Paid In: $4,564.00
*****ok to confirm at $3,423 paid to date, $1,176x57 begin 4/1/2020 which includes minimum $58,000 dividend to general unsecured creditors
-Wells Fargo Bank secured claim 20 pay $354.46 through plan
-Wells Fargo Bank secured claim 24 pay $1,396.01 through plan *****
2) Wells Fargo Bank filed secured claim 20 (for purchase At Home Recreation) - secured claim is $354.46 - either pay claim in full through plan or move against claim PER ATTORNEY OK TO PAY THROUGH PLAN
3) Wells Fargo Bank filed secured claim 24 (for purchase from Value City Furniture) - secured claim $1,396.01 - either pay claim in full through plan or move against claim PER ATTORNEY OK TO PAY THROUGH PLAN
proposed plan $1141x60 minimum $58,000
paid in $3,423
last claim 31-1
Adjourment 232 3/25/2020 10:00 am 19-33425 / MBK STEVEN J. SICO Confirmation Hearing - Order Vacate Dismissal of Case Continued
5/27/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $2,400.00
updated 3/24/2020 - provided proof of Trustee payments $7,200 - ok to adjourn once consent from objecting creditor
1) 341 not held, rescheduled for 4/2/2020
2) To date debtor has failed to make plan payments, arrears $7,200 (0 for 3)
3) MTGLQ Investors (Pluese) objection to confirmation - need to resolve
-estimated pre petition arrears $132,196.66
proposed plan $2400x60
arrears $7200
Adjourment 233 3/25/2020 10:00 am 19-34023 / MBK ROBERT BRAVERMAN Confirmation Hearing Scheduled Confirmed Debtor has made 1 of 4 required payments Arrears: $0
Total Paid In: $473.00
AS OF 3/25/20 (SF) Updated
If objection below is resolved, can confirm at $150 PTD, $323 X 5 (BEGIN 4/1/20), 768 X 40 (BEGIN 9/1/20) BASE
-NEED AMENDED PROOF OF CLAIM FOR IRS BY 8/15/20
1. Objection filed by US Bank (Phelan) - failure to pay arrears of $6456.76 and failure to provide for post-petition payment
2. IRS priority claim is estimated. (NEED AMENDED CLAIM)2019
- Proof of income verifies higher, there is disposable income of $403.67 due to higher tax refund, plan proposes a tier plan,
due to pension loan ending in August 2020 there will be additional $930.48 available. (NEED BASE OF $32,468)
Plan proposes $50 x 10, $665 x 26 Base
- Amendments to Schedules B and C to add 2007 Chrysler 300. (RECEIVED)
Adjourment 234 3/25/2020 10:00 am 20-10646 / MBK George E Veitengruber III Confirmation Hearing Scheduled Continued
7/22/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $1,095.00
3/11/20(mk);
341 now on for 4/9/20.
Adjourment 235 3/25/2020 10:00 am 20-10785 / MBK Lawrence Friscia Confirmation Hearing Scheduled Continued
6/10/2020 10:00 am Debtor has made 1 of 3 required payments Arrears: $50.00
>>>ATTY TO APPEAR VIA COURT SOLUTIONS AT 2:00.See mk notes below re:adj request<<<
Would need MP and updated proof of income to pay Lebron's claim
3/24/20: Atty uploaded adj request due to virus- Still no proof of current Home insurance on Hamilton prop. REQUEST DENIED & Mk emailed atty advising of denial for lack of current home insurance & advised he can either take the dismissal or appear via ct solutions at 2:00
AS OF 3/18/20(mk):REC DISMISSAL
>>Plan is 25 x 36 , base w/ LM on residence (175 King). Also has investment prop(268 Hamilton)- Income verified way less and None of Trustee's docs/objections resolved nor is creditor obj. NO PROOF OF CURRENT INSURANCE ON HAMILTON RE & both properties way under water; PLAN NOT FEASIBLE<<
1.Objection by Select Portfolio((Fein): (Says Holds MTG on 175 King)
plan has 0 arrears and LM speculative .
2. Objection by JP Morgan (McCalla) - Also says it holds mtg on 175 King Ave.
3. Loss Mit.Order entered on 2/3/20 for 175 King Ave.- WAS BANK EVER SERVED with the Request (#4)??
-need Proof of 2 month's income - (The proof of income provided is lower than scheduled. The debtor needs to supply updated stubs)
- Need updated proof of current home insurance for the Hamilton Ave. property-EXPIRED 10/20/19.
-Amendments to Schedules B & C to include potential car accident.
- As of now,there is $76,080 equity in debtor's vehicles. Debtor claimed NJ exemptions.
- Order of distribution is contrary to T'ee std order.
Plan:$25 X 36 BEG 2/2020; LM BY 4/30/2020 (175 KING ST); BASE.
Last claim:1-1, Bar date:3/27/20
Adjourment 236 3/25/2020 10:00 am 20-10837 / MBK Karina Pia Lucid Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $641.00
Adjourment 237 3/25/2020 10:00 am 20-10858 / MBK CHONG S KIM Confirmation Hearing Scheduled Dismissed Debtor has made 2 of 3 required payments Arrears: $0
NO 341 NO DOCS
Adjourment 238 3/25/2020 10:00 am 20-10868 / MBK BRIAN W HOFMEISTER Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 3 required payments Arrears: $64.00 Total Paid In: $750.00
AS OF 3/18/2020 (at):
RECOMMEND: $500 PAID TO DATE, $314 x 58 BEGINNING 4/1/2020, BASE WITH A MINIMUM OF $15,205 TO GUC'S DUE TO NON-EXEMPT EQUITY IN REAL ESTATE
Need order resolving objection by Carrington Mortgage within 30 days of confirmation.
1. Objection filed by Carrington Mortgage (Stern Lavinthal) - failure to cure arrears of $2,246.23. (RESOLVED)
- A copy of the last filed tax return - 2019 tax returns by 5/31/20. (RECEIVED)
- Need 401k loan statement. (RECEIVED)
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4,674 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- There is $15,205 of non-exempt equity in real estate.
Adjourment 239 3/25/2020 10:00 am 20-10872 / MBK William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Continued
As of 3/24/20 (DS): Debtor attorney requested adjournment to allow time to review mortgage claim with Debtors.
As of 3/16/20 (DS): If objections resolved w/mortgages to pay arrears and ok to pay Capital One Auto claims, recommend confirming at $776 paid, $1,259 x 58 begin 4/1/20 0% to gucs, add to confirming Trustee ok to pay the arrears claim of Wells Fargo claim #9-1, HSBC/PHH claim#5-1 and Capital One claims#3-1 and 4-1 and Debtor to provide 2019 tax return no later than 5/31/20
2. Wells Fargo obj to plan paying $0 to creditor, POC filed with arrears $17,022.15. Obj must be resolved. Ok to pay?
3. HSBC/PHH Mortgage obj to arrears more, POC filed $43,558.19 arrears. Plan propose $15,823.86. Obj must be resolved. Ok to pay?
4. Capital One Auto filed 2 arrears claims $604.21 and $45. Ok to pay both claims?
Prop Plan $388 x 60 $0
Adjourment 240 3/25/2020 10:00 am 20-10893 / MBK Warren D. Levy Confirmation Hearing Scheduled Dismissed Debtor has made 0 of 3 required payments Arrears: $0
2) No Trustee plan payments to date - arrears $1,300
3) Society Hill at AR CREDITOR ATTY OBJ NOTED NO NEED TOAPPEAR
Adjourment 241 3/25/2020 10:00 am 20-10959 / MBK SCOTT D SHERMAN ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $200.00
-need an appraisal on the classic cars
-debtor needs to supply proof of child support
-thee is $25000 in equity in autos, guns and checking account
Adjourment 242 3/25/2020 10:00 am 20-10964 / MBK FRANCIS P CULLARI, ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 4 of 3 required payments Arrears: $0
AS OF 3/19/20 (SF)
- Resubmit P&L statements with a breakdown of expenses. (MUST USE THE TRUSTEE'S FORMS)
- must file pre conf cert
2. Need copy of 2019 Tax Return by 5/31/2020
Payments: Current, $780 Received
Adjourment 243 3/25/2020 10:00 am 20-10965 / MBK ROBERT C NISENSON ESQ Confirmation Hearing Scheduled Continued
6/10/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $200.00
Adjourment 244 3/25/2020 10:00 am 20-10971 / MBK FREDERICK J SIMON Confirmation Hearing Scheduled Continued
6/24/2020 10:00 am Debtor has made 1 of 3 required payments Arrears: $430.00
341 on 3/19/20 BUT WAS NOT HELD - NEW 341 DATE is 4/9/20 & ADJ REQUEST FOR THIS CONFIRMATION HEARING.
Adjourment 245 3/25/2020 10:00 am 20-11064 / MBK Kevin Fayette, Esq Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $300.00
AS OF 3/24/20 (at):
1. Objection filed by Bank of America (1st mortgage) (Parker McCay) - failure to cure arrears of $1,974.08 (Per POC). (UNRESOLVED)
- Need to resolve objection by Bank of America. (UNRESOLVED)
Adjourment 246 3/25/2020 10:00 am 20-11070 / MBK TRAVIS J RICHARDS ESQ Confirmation Hearing Scheduled Continued
4/28/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $1,200.00
As of 3/24/20 (DS): Debtor attorney requested adjournment, provided homeowner insurance with personal liability coverage, also mod plan filed 3/23/20 and sched 4/28/20
AR REC DISM BUT WILL CONSENT TO ADJ IF HOMEOWNER INS WITH LIABILITY COV IS SUBMITTED
As of 3/13/20 (DS): 1. Trustee obj to the following:
- Need copy of homeowner insurance renewal declaration with personal liability coverage. What was provided is notice of insurance forced place hazard insurance held by mtg co. - PROVIDED
- Need a Modified Plan that addresses treatment of mortgage claim #1-1. Plan list pay arrears on Part 4c, but then list in Part 4g to pay claim in full. Is Trustee to pay claim in full or arrears?
- Plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7, as prohibited by 11 U.S.C. ? 1325(a)(4): As of now, there is non-exempt equity on real property of $70,216.20. Recommend waiting pass bar date 4/2/20.
Prop Plan $1,200 x 53 Base
Adjourment 247 3/25/2020 10:00 am 20-11159 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Continued
5/19/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $1,784.00
1) The Bank of New York Mellon (Stewart) objection to confirmation - need to resolve
-estimated arrears $95,366.25
-the debtor has insufficient income, income verified negative
-need a copy of the 2019 tax return PROVIDED
-need updated auto insurance, if not confirmed on 3/25 - policy provided expires 3/30/2020
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is non-exempt equity on real property estimated to be $55,269 and bank account $9,357.17
3) Not current with Trustee plan payments, arrears $1,784
proposed plan $1,784x60 100% plan
paid in $1,784
arrears $1,784
last claim 2-1
Adjourment 248 3/25/2020 10:00 am 20-11256 / MBK George E Veitengruber III Confirmation Hearing Scheduled Continued
6/24/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $2,638.00
As of 3/23/20(mk).
341 on for 4/9/20.
Adjourment 249 3/25/2020 10:00 am 20-11261 / MBK PRO SE Confirmation Hearing Scheduled Moot - Dismissed Debtor has made 0 of 3 required payments Arrears: $0
Adjourment 250 3/25/2020 10:00 am 20-11267 / MBK William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Continued
5/19/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $950.00
AS OF 3/29/20 (SF)
1. Objection filed by Lakeview Loan Servicing (RAS Citron) - failure to pay arrears of $20,054.28 (NO CLAIM FILED YET)
2. The IRS filed estimated priority claim 3-1 (NEED AMENDED CLAIM)
3. CVI SGIP Acquisition Trust/Sterling Jewelers filed secured claim 5-1 for $593.23 with zero arrears. This claim is not addressed in the plan (NEED TO RESOLVE)
- Domestic Support Obligation information and court order/proof of alimony and child support.
-A copy of the last filed tax return - 2019 by 5/31/20.
$833/month in alimony (need proof/court order)
$1,027/month in child support (need proof/court order)
- Reviewed the 122C, Line 9c (Net mortgage should be $621, Line 16 (taxes) should be $2,957, Line 19 (court ordered payments) requires proof and Line 30 (additional food) requires documentation. Left $2,060.70 in the calculation pending proof. Per the 122C, monthly disposable income is $1,375 which would require a minimum dividend of $82,521 to general unsecured creditors.
- Need to resolve the estimated claim filed by the IRS.
- Attorney Disclosure Statement needs to be amended. Checks off that balance of fee will and will not be paid through the plan.
Plan proposes $950 x 60 0%
Adjourment 251 3/25/2020 10:00 am 20-11287 / MBK William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 1 of 3 required payments Arrears: $494.00
AS of 3/17/20(mk):
-Proof of 2 month's income - new job with TD Bank (Still Need).
Adjourment 252 3/25/2020 10:00 am 20-11299 / MBK JOSEPH J MANIA III ESQ Confirmation Hearing Scheduled Dismissed Debtor has made 1 of 3 required payments Arrears: $0
AR PER ATTY OK TO DISM
As of 3/24/20 (DS): Debtor attorney requested adjournment, request denied, still missing all income, Affidavit of contribution signed, Deed and current homeowner insurance.
Adjourment 253 3/25/2020 10:00 am 20-11369 / MBK Kevin Fayette, Esq Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 3 required payments Arrears: $200.00 Total Paid In: $400.00
RECOMMEND: $200 X 36 BEGINNING 2/1/2020, BASE
- Proof of 2 month's income - from January 2020 to Feb 2020. (RECEIVED)
- A copy of the last filed tax return - 2019. (RECEIVED)
Adjourment 254 3/25/2020 10:00 am 20-11375 / MBK ROBERT C NISENSON ESQ Confirmation Hearing Scheduled Continued
6/10/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $459.00
AR HAS $918
2) No Trustee plan payments to date, arrears $918
3) Woodmont Amboy Urban Renewal LLC d/b/a Woodmont Cove (Griffin Alexander) objection to confirmation - need to resolve
4) No Trustee plan payments to date, arrears $918
Adjourment 255 3/25/2020 10:00 am 20-11392 / MBK CANDYCE I SMITH-SKLAR, ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 1 of 3 required payments Arrears: $1,284.00
AR REC DISMISSAL , WILL AGREE TO ADJ IF TRUSTEE PAYMENTS ARE MADE
As of 3/13/20 (DS): 1. Debtor in arrears $1,122.78, no payments made out of 2.
- Need current market analysis (CMA provided is dated 2/13/17), 2019 tax return, updated auto insurance (insurance expired 2/20/20) and 2 months bank statements from Chase Bank prior to filing date.
Adjourment 256 3/25/2020 10:00 am 20-11419 / MBK William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Continued
6/10/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $1,496.00
ATTY HAS 4064
Adjourment 257 3/25/2020 10:00 am 20-11481 / MBK STEVEN N. TAIEB, ESQ. Confirmation Hearing Scheduled Dismissed Debtor has made 0 of 3 required payments Arrears: $0
Adjourment 258 3/25/2020 10:00 am 20-11483 / MBK ROBERT C NISENSON ESQ Confirmation Hearing Scheduled Continued
5/27/2020 10:00 am Debtor has made 1 of 3 required payments Arrears: $1,930.00
1) 341 not held, rescheduled for 3/26/2020 - need to adjourn confirmation hearing
2) Not current with Trustee plan payments - arrears $965
4) Wells Fargo Bank (Shapiro DeNardo) objection to confirmation - need to resolve
-pre petition arrears $2,666.68
Adjourment 259 3/25/2020 10:00 am 20-11550 / MBK THOMAS J ORR ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $600.00
AS OF 3/19/20 (SF) Cert just filed doc 18-need to review
1. IRS priority claim 2-1 is estimated (NEED AMENDED CLAIM)
2. Objection filed by OneMain Financial Group (Peter Meltzer) - failure to treat them in the plan. They filed an arrears claim for $20.
- excessive expense items on Schedule J $603/car payments - allowed $508; $42.50 deduction for 10 month employee, Trustee calculates 10 months and then averages for 12 months this deduction should be removed; $534 deduction for Amazon seasonal income reducing by 50% therefore this deduction should be removed - the adjusted total for Schedule J is $4,739
Payments: 1/2 Arrears: $600
Adjourment 260 3/25/2020 10:00 am 20-11553 / MBK THOMAS J ORR ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 3 required payments Arrears: $0
Total Paid In: $3,615.00
AS of 3/18/20(mk):Updated.
*** CAN REC CONFIRM AT $1,205 x 60 ,Begin 2/1/20:Base w/ min of $6,542.26 to gucs due to NE Equity in personal property; Student loans to be paid outside plan.***
1. Trustee Objection updated due to Reply cert rorm debtor:
- As of now, there is non-exempt equity in the following assets: $1500 in 2007 Volvo; $2500 in 2014 Volkswagen ;$600 total in Baretta and Eagle handguns and $14,660 in bank accounts; $3500 in 2007Ford E-350; & $475 in Tools
note; There is no longer any NE Equity in RE due to IRS sec poc for tax lien on the property.NE Equity T/H RECALCULATED at $6,542.26
-Schedules fail to account for the tax refund $418 in determining dispos. income(2019 return uploaded NO Refund)
-need 2 months bank statements from all bank accounts prior to filing date.(Provided)
-need copy of the HUD-1 statement for 135 Farnsworth Ave property. (Provided)
-plan has excessive expenses:2nd mortgage payment $750 (statement provided has $600.74, P&L list that Debtor
Construction, business is paying Equity Line of Credit, Per P&L), Food/work of lunch $1,000 & Est.taxes $400-require proof that payments are being made.( Debtor Cert provided-mk :compromise & allow)
Plan:$1,205 x 60 Base.
last claim:9-1, bar date:4/9/20
Adjourment 261 3/25/2020 10:00 am 20-11641 / MBK BRUCE H. LEVITT Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $1,400.00
NEED TO ADJOURN THIS HEARING AS MOD PLAN FILED 3/24/2020.
1. Need service on IRS for lien strip unless mod plan removing strip is filed. (MOD PLAN PAYS THE IRS)
2. Capital One Auto Finance filed a secured arrears claim #2 in the amount of $694.82 which is not in the plan. Is it ok to pay this claim?
Payments: 1/2, arrears $1,400
Adjourment 262 3/25/2020 10:00 am 20-11644 / MBK William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 3 required payments Arrears: $385.00 Total Paid In: $768.00
As of 3/13/20 (DS): Atty ok with terms.sf
Need to confirm at $768 paid, $385 x 58 begin 4/1/20 0% to gucs and within 10 days must file Pre-confirmation certificate
Prop Plan $384 x 60 $0
Adjourment 263 3/25/2020 10:00 am 20-11648 / MBK WARREN BRUMEL, ESQ Confirmation Hearing Scheduled Continued
1) 341 not held, rescheduled for 3/26/2020 - need adjournment of confirmation for date after 341 hearing
Adjourment 264 3/25/2020 10:00 am 20-11658 / MBK ROBERT MANCHEL ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 2 of 3 required payments Arrears: $0
AS OF 3/19/20 (SF) - Per ATTY, OK TO DISMISS/HOLD FEES.
- Proof of 2 month's income - for spouse. (STILL NEED)
- A copy of the last filed tax return - . Need copy of 2019 Tax Return by 5/31/20
Plan proposes $480 x 60 Base, Loan Mod by 7/31/20
Adjourment 265 3/25/2020 10:00 am 20-11672 / MBK MICHAEL L DETZKY, ESQ Confirmation Hearing Scheduled Continued
4/28/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $2,070.00
As of 3/18/20(mk):Updated
>>>Should adj. to after bar date of 4/10/20. Monthly payment may pay 100%.<<<
1. Objection by New Rez/Shellpoint(HillWallack):
-arrears approx $36,918.70. Will file claim by bar date.
-Need November and December bank statements for account #5775.(still).
-need 2019 tax return by 5/31/2020.(Provided).
Plan:2069.51 x 60,Base
last claim:9-1,Bar date:4/10/20:
Adjourment 266 3/25/2020 10:00 am 20-11675 / MBK JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Continued
Adjourment 267 3/25/2020 10:00 am 20-11697 / MBK ANDY WINCHELL Confirmation Hearing Scheduled Continued
AS OF 3/11/2020 (at):
- needs explanation for Pay stubs show Debtor has an allotment savings $1,092 bi-weekly total $2,358.72 monthly. Seems to be for 2 vehicles (Debtor owns an additional vehicle (2012 Jeep Wrangler), which is way over the expense allowed for 2019 Suburu Crosstek and 2015 Land Rover Evoque SUV.
- vesting upon discharge so need to supply proof that Trustee is loss payee on home & auto insurance, or the confirming order state that the estate is vested upon confirmation. (NEED TO KNOW WHICH ONE SO LANGUAGE CAN BE ADDED TO CONFIRMING ORDER)
Plan proposes: $450 x 60 , base
Adjourment 268 3/25/2020 10:00 am 20-11720 / MBK KEVIN E ABERANT ESQ Confirmation Hearing Scheduled Continued
5/13/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $601.00
As of 3/17/20 (DS): Debtor attorney requested adjournment, 341 sched 4/2/20
Adjourment 269 3/25/2020 10:00 am 20-11731 / MBK ANDREW G. GREENBERG, ESQ. Confirmation Hearing Scheduled Continued
5/27/2020 10:00 am Debtor has made 2 of 3 required payments Arrears: $646.00
As of 3/23/20 (DS): Debtor attorney requested adjournment, 341 sched 4/30/20.
Adjourment 270 3/25/2020 10:00 am 20-11761 / MBK ADAM SCHNEIDER, ESQ Confirmation Hearing Scheduled Continued
6/24/2020 10:00 am Debtor has made 1 of 2 required payments Arrears: $657.00
1) 341 not held, not rescheduled - need proof of homeowners insurance RENEWAL PROVIDED
3) Specialized Loan Servicing LLC (Stewart Legal) objection to confirmation - need to resolve
-estimated arrears $38,709.05
Adjourment 271 3/25/2020 10:00 am 20-13248 / MBK William H. Oliver, Jr., Esq. Order Show Cause Judge to Reserve Decision
Adjourment 272 3/25/2020 2:00 pm 15-12621 / MBK WILLIAM S WOLFSON, ESQ Motion Compensation Granted Total Paid In: $167,218.00
Adjourment 273 3/25/2020 2:00 pm 18-21766 / MBK RUSSELL L LOW, ESQ Motion Compensation Granted Total Paid In: $12,250.00
Adjourment 274 3/25/2020 2:00 pm 19-11314 / MBK JOSEPH I WINDMAN, ESQ Order Shorten Time Order to be Submitted Total Paid In: $47,692.00
3/23/2020 KJ: PER KATHLEEN MATTER SHOULD BE LISTED AT 2PM
***Debtor is only due for March - emailed atty to address stay vacate once reinstated***order should say file a motion to reinstate the stay or MP to surrender property in 15 days
>>TO VACATE DISMISSAL<<
mk: case dismissed on T'ee motion 3/3/20 for SV/Americredit(car) & arrears $7,210.80.
Debtor says had medical/personal issues. thinks has funds to be current- Filed Limited obj. must bring current which is$7,201 to be current thru March 2020.
Adjourment 0 3/25/2020 2:00 pm 19-22055 / MBK Daniel Straffi, Esq. Motion Compensation Converted to 7 / 11
ar tr to kcf atty advised will wirhdraw
Adjourment 275 3/25/2020 2:00 pm 20-10187 / MBK ADRIAN J JOHNSON Motion Reopen Ch. 13 Case (fee) Denied
AMT: Bridge order reopening case through 3/25<<<>>
Trustee obj; Investors Bank opp (Saldutti)<>MTN TO REOPEN CASE TO BRING PLAN PAYMENT CURRENT
Adjourment 276 3/25/2020 2:00 pm 20-10395 / MBK Edward Hanratty, Esq. Order Show Cause Judge to Reserve Decision
Adjourment 277 3/25/2020 2:00 pm 20-11261 / MBK PRO SE Order Show Cause Moot - Dismissed
Adjourment 279 3/25/2020 2:00 pm 20-12057 / MBK Edward Hanratty, Esq. Order Show Cause Judge to Reserve Decision
Adjourment 284 3/25/2020 2:00 pm 20-13174 / MBK PAUL H YOUNG Motion Extend Time Granted
MTN TO EXTEND TIME TO FILE SCHEDULES
Adjourment 283 3/25/2020 2:00 pm 20-13174 / MBK PAUL H YOUNG Order Show Cause Vacated
Adjourment 285 3/25/2020 2:00 pm 20-13182 / MBK ROBERT C NISENSON ESQ Order Show Cause Judge to Reserve Decision
Adjourment 287 3/25/2020 2:00 pm 20-13282 / MBK Kevin Fayette, Esq Order Show Cause Judge to Reserve Decision
Adjourment 288 3/25/2020 2:00 pm 20-13301 / MBK PETER E ZIMNIS, ESQ Order Show Cause Judge to Reserve Decision
Adjourment 289 3/25/2020 2:00 pm 20-13315 / MBK JONATHAN GOLDSMITH-COHEN, ESQ Order Show Cause Judge to Reserve Decision
Adjourment 291 3/25/2020 2:00 pm 20-13424 / MBK RICHARD D CERRI ESQ Order Show Cause Judge to Reserve Decision
Adjourment 292 3/25/2020 2:00 pm 20-13452 / MBK William H. Oliver, Jr., Esq. Order Show Cause Judge to Reserve Decision
Adjourment 293 3/25/2020 2:00 pm 20-13510 / MBK ROBERT H JOHNSON Order Show Cause Judge to Reserve Decision
Adjourment 294 3/25/2020 2:00 pm 20-13544 / MBK PETER E ZIMNIS, ESQ Order Show Cause Judge to Reserve Decision
Adjourment 295 3/25/2020 2:00 pm 20-13554 / MBK JOHN ZIMNIS, ESQ Order Show Cause Judge to Reserve Decision
Adjourment 296 3/25/2020 2:00 pm 20-13558 / MBK JOHN ZIMNIS, ESQ Order Show Cause Judge to Reserve Decision
Adjourment 297 3/25/2020 2:00 pm 20-13590 / MBK YAKOV RUDIKH Order Show Cause Judge to Reserve Decision
Adjourment 298 3/25/2020 2:00 pm 20-13594 / MBK YAKOV RUDIKH Order Show Cause Vacated
Adjourment 299 3/25/2020 2:00 pm 20-13621 / MBK Kevin Fayette, Esq Order Show Cause Judge to Reserve Decision
Adjourment 300 3/25/2020 2:00 pm 20-13627 / MBK ROBERT C NISENSON ESQ Order Show Cause Judge to Reserve Decision
Adjourment 301 3/25/2020 2:00 pm 20-13629 / MBK ROBERT C NISENSON ESQ Order Show Cause Judge to Reserve Decision
Adjourment 302 3/25/2020 2:00 pm 20-13644 / MBK STEVEN J. SICO Order Show Cause Judge to Reserve Decision
Adjourment 303 3/25/2020 2:00 pm 20-13645 / MBK Kirsten B. Ennis Order Show Cause Judge to Reserve Decision
Adjourment 304 3/25/2020 2:00 pm 20-13646 / MBK STEVEN J. SICO Order Show Cause Judge to Reserve Decision
Adjourment 306 3/25/2020 2:00 pm 20-13678 / MBK BRUCE H. LEVITT Order Show Cause Judge to Reserve Decision
Adjourment 307 3/25/2020 2:00 pm 20-13680 / MBK Daniel Straffi, Esq. Order Show Cause Judge to Reserve Decision
Adjourment 309 3/25/2020 2:00 pm 20-13690 / MBK RYAN L GENTILE Order Show Cause Judge to Reserve Decision
Adjourment 310 3/25/2020 2:00 pm 20-13695 / MBK JUAN C VELASCO, ESQ Order Show Cause Judge to Reserve Decision
Adjourment 311 3/25/2020 2:00 pm 20-13720 / MBK ANDREW G. GREENBERG, ESQ. Order Show Cause Vacated
Adjourment 313 3/25/2020 2:00 pm 20-13728 / MBK STEPHANIE RITIGSTEIN Order Show Cause Judge to Reserve Decision