Source: http://www.google.fr/patents/US20060253329
Timestamp: 2018-01-23 02:30:06
Document Index: 654646869

Matched Legal Cases: ['art 1', 'art 2', 'art 3', 'art 4', 'art 5', 'art 7', 'art 8']

Brevet US20060253329 - System and method for networked loyalty program - Google Brevets
The present invention provides a system for implementing a purchaser incentive program on a network-wide level. The system associates SKU and UPC data on a network level to provide consumers with a purchasing environment that is both convenient and cost-efficient. The association of SKU and UPC data...http://www.google.fr/patents/US20060253329?utm_source=gb-gplus-shareBrevet US20060253329 - System and method for networked loyalty program
Numéro de publication US20060253329 A1
Numéro de demande US 11/458,019
Autre référence de publication US7398226, US7672870, US20030033211, US20070219869, US20070226074
Numéro de publication 11458019, 458019, US 2006/0253329 A1, US 2006/253329 A1, US 20060253329 A1, US 20060253329A1, US 2006253329 A1, US 2006253329A1, US-A1-20060253329, US-A1-2006253329, US2006/0253329A1, US2006/253329A1, US20060253329 A1, US20060253329A1, US2006253329 A1, US2006253329A1
US 20060253329 A1
1. A method for monitoring a consumer's purchasing activity, the method comprising:
2. The method of claim 1, wherein said purchase data is standardized by translating a retailer item identifier into a manufacturer item identifier.
3. The method of claim 1, wherein establishing and storing said budget information further comprises:
4. The method of claim 3, wherein said budget item is selected by designating one of a product category and a specific product.
5. The method of claim 3, wherein said standard identifier is one of a retailer ID and a manufacturer item identifier.
6. The method of claim 1, wherein uploading purchase data comprises using a device which includes a smartchip.
7. The method of claim 6, wherein said device comprises one of a smartcard and a transponder.
8. The method of claim 1, further comprising alerting at least one of a consumer and a third-party when a budget reconciliation determines that one of over-spending or under-spending has occurred.
This application is a divisional of and claims priority to U.S. patent application Ser. No. 10/010,947, filed Nov. 6, 2001 and entitled “System and Method for Networked Loyalty Program”. Which application claims priority to, and is a continuation-in-part of, U.S. patent application Ser. No. 09/836,213, filed Apr. 17, 2001 and entitled “System and Method for Networked Loyalty Program”, which claims priority to, and the benefit of, U.S. Provisional Patent Application Ser. No. 60/279,817, filed Mar. 29, 2001 and entitled “System and Method for Networked Incentive Awards Program”. This application also claims priority to, and the benefit of, U.S. Provisional Patent Application Ser. No. 60/246,208, filed Nov. 6, 2000 and entitled “Virtually Complete Purchasing”. This application hereby incorporates by reference each of these prior applications in their entireties.
These and other similar incentive award programs are described in U.S. Pat. No. 5,774,870 and 6,009,412, issued to Thomas W. Storey and assigned to Netcentives, Inc., both of which are hereby incorporated by reference to the extent that they describe an automated rewards system. For more information on loyalty systems, transaction systems, electronic commerce systems, and digital wallet systems, see, for example: the Shop AMEX™ system as disclosed in Ser. No. 60/230,190 filed Sep. 5, 2000; the MR as Currency™ and Loyalty Rewards Systems as disclosed in Ser. No. 60/197,296 filed on Apr. 14, 2000, Ser. No. 60/200,492 filed Apr. 28, 2000, and Ser. No. 60/201,114 filed May 2, 2000; a digital wallet system as disclosed in U.S. Ser. No. 09/652,899 filed Aug. 31, 2000; a stored value card as disclosed in Ser. No. 09/241,188 filed on Feb. 1, 1999; a system for facilitating transactions using secondary transaction numbers as disclosed in Ser. No. 09/800,461 filed on Mar. 7, 2001; and also in related provisional applications Ser. No. 60/187,620 filed Mar. 7, 2000, Ser. No. 60/200,625 filed Apr. 28, 2000, and Ser. No. 60/213,323 filed May 22, 2000; all of which are herein incorporated by reference. Other examples of online membership reward systems are disclosed in U.S. Pat. No. 5,774,870, issued on Jun. 30, 1998, and U.S. Pat. No. 6,009,412, issued on Dec. 29, 1999, both of which are hereby incorporated by reference. A further example of a loyalty and reward program may be found at the AIR MILES® Web site (www.airmiles.ca), which describes a loyalty program offered by The Loyalty Group, a privately held division of Alliance Data Systems of Dallas, Tex., and which is hereby incorporated by reference. Additional information relating to smart card and smart card reader payment technology is disclosed in Ser. No. 60/232,040, filed on Sep. 12, 2000, and U.S. Pat. Nos. 5,742,845, 5,898,838 and 5,905,908, owned by Datascape; all of which are hereby incorporated by reference. Information on point-of-sale systems and the exploitation of point-of-sale data is disclosed in U.S. Pat. No. 5,832,457, issued on Nov. 3, 1998 to O'Brien et al., which is hereby incorporated by reference.
As used herein, the terms “purchaser”, “customer”, “consumer”, and “end- user” may be used interchangeably with each other, and each shall mean any person, entity, charitable organization, or business which uses a consumer ID to participate in the present system.
The system administrator maintains an account for each participating consumer and apprises the consumer of the points totals and account activity. The consumer may review the total number of points in the account either online or off- line, such as through a periodic statement sent by the system administrator or through the use of a communications network, such as the Internet, for example.
With momentary reference to FIG. 2, retailer terminal 108 may comprise a rewards terminal 116 through which a consumer may be updated with regard to various aspects of the system. For example, rewards terminal 116 may inform a consumer of the number of reward points that they have accumulated from all system participants and the types of awards that may be obtained using those reward points. Moreover, rewards terminal 116 may suggest to the consumer various awards for which the consumer is eligible based upon the rewards points generated by the consumer's network-wide purchases. In this context, network- wide purchases include any purchases of items corresponding to retailers and/or manufacturers participating in the system 100.
A number of standards have been developed to address general aspects of integrated circuit or smart cards, e.g.: ISO 7816-1, Part 1: Physical characteristics (1987); ISO 7816-2, Part 2: Dimensions and location of the contacts (1988); ISO 7816-3, Part 3: Electronic signals and transmission protocols (1989, Amd.1 1992, Amd. 2 1994); ISO 7816-4, Part 4: Inter-industry commands for interchange (1995); ISO 7816-5, Part 5: Numbering system and registration procedure for application identifiers (1994, Amd. 1 1995); ISO/IEC DIS 7816-6, Inter-industry data elements (1995); ISO/IEC WD 7816-7, Part 7: Enhanced inter-industry commands (1995); and ISO/IEC WD 7816-8, Part 8: Inter-industry security architecture (1995). These standards are hereby incorporated by reference. Furthermore, general information regarding magnetic stripe cards and chip cards can be found in a number of standard texts, e.g., Zoreda & Oton, SMART CARDS (1994), and Rankl & Effing, SMART CARD HANDBOOK (1997), the contents of which are hereby incorporated by reference. For additional information regarding such cards, see, for example, application Ser. No. 09/522,628, filed Mar. 10, 2000, entitled “Methods and Apparatus for Authenticating the Download of Applets onto a Smartcard,” which is hereby incorporated by reference. Additionally, for further information on Radio Frequency Identification (RFID) systems and their use in the context of read-write transponders, see, for example, the recently completed ISO 14443 standard, which specifies a standard form of communication for non-contact smart chips, and provisional application Ser. No. 60/304,216, filed Jul. 10, 2001, entitled “System and Method for RFID Payments”, the contents of which are hereby incorporated by reference.
Benefits, other advantages, and solutions to problems have been described above with regard to specific embodiments. However, the benefits, advantages, solutions to problems, and any element(s) that may cause any benefit, advantage, or solution to occur or become more pronounced are not to be construed as critical, required, or essential features or elements of any or all the claims. As used herein, the terms “comprises”, “comprising”, or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Further, no element described herein is required for the practice of the invention unless expressly described as “essential” or ” critical”.
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Classification coopérative G06Q40/12, G06Q30/02, B01J23/8913, G06Q30/0601, B01J23/6562, B01J37/0205, G06Q30/0241, G06Q30/0207, B01J37/0226
Classification européenne G06Q30/02, B01J37/02C8B, G06Q30/0241, B01J37/02B4, B01J23/89C, G06Q40/10, G06Q30/0207, B01J23/656B, G06Q30/0601