Source: https://www.nationalunderwriter.com/resource-center-1/property-and-casualty/commercial-lines/extra-contractual-litigation-against-insurers.html
Timestamp: 2019-02-20 14:00:06
Document Index: 139391103

Matched Legal Cases: ['§ 1', '§ 1', '§ 1', '§ 1', '§ 1', '§ 1', '§ 1', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 3', '§ 3', '§ 3', '§ 3', '§ 4', '§ 4', '§ 4', '§ 5', '§ 5', '§ 5', '§ 5', '§ 5', '§ 5', '§ 5', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 6', '§ 7', '§ 7', '§ 7', '§ 7', '§ 7', '§ 7', '§ 7', '§ 8', '§ 8', '§ 8', '§ 8', '§ 9', '§ 9', '§ 9', '§ 10', '§ 10', '§ 10', '§ 10', '§ 10', '§ 10', '§ 11', '§ 11', '§ 11', '§ 11', '§ 11', '§ 11', '§ 11', '§ 11', '§ 11', '§ 11', '§ 12', '§ 12', '§ 12', '§ 12', '§ 12', '§ 12', '§ 12']

Robert T. Horst (Co-editor and Co-author of Chapters 1, 9, and 10), is a partner with Curtin & Heefner LLP in Doylestown, Pennsylvania, and graduated from Pennsylvania State University with a B.S. in Finance and from Villanova University School of Law. Mr. Horst specializes in the representation of insurers in class action and insurance fraud cases, complex coverage disputes, civil RICO, and "bad faith “litigation. Admitted to practice in Pennsylvania, New Jersey and New York, Mr. Horst has tried numerous cases to verdict and is proud to serve as General Counsel to the International Association of Special Investigative Units (IASIU). A frequent speaker and lecturer to trade associations and industry groups, Mr. Horst regularly presents regarding trial tactics, legal ethics, and emerging issues in the insurance industry. He was NLdH’s Managing Partner from2003 through 2008.
approximately 512 pages
§ 1.01 Extra-Contractual Claims Against Insurance Companies: A Primer
§ 1.02 Theories of Extra-Contractual Liability
§ 1.03 Parties
§ 1.04 Pleadings and Defenses
§ 1.05 Damages and Other Remedies
§ 1.06 Discovery, Evidence, and Experts
§ 1.07 Summary Judgment, Trial, and Appellate Proceedings
§ 2.01 Third-Party Bad Faith
§ 2.02 First-Party Bad Faith
[a] Reasonable Basis
[b] Departures from Reasonable Basis
[c] Other Conduct of the Insurer
§ 2.03 Statutory Bad Faith Claims
§ 2.04 Unfair Claims Settlement Practices Statutes and Regulations
§ 2.05 Consumer Protection Statutes
§ 2.06 Fair Credit Reporting Act
§ 2.07 Defamation
§ 2.08 Fraud
§ 2.09 Unjust Enrichment/Constructive Trust
§ 2.10 Antitrust Violations
§ 2.11 Institutional Bad Faith
§ 2.12 Furtherance of Bad Faith Conduct During Post-Litigation Conduct
§ 3.01 Bad Faith Claims Asserted by the Policyholder
§ 3.02 Representative Bad Faith Issues by Line of Coverage
[a] Personal Injury Protection/Medical Payments
[b] Underinsured/Uninsured Motorist
[c] Excess Verdict
[a] Reasonable Claims Investigation
[b] Unreasonable Coverage Position
[c] Defining Disability
[d] Medically Necessary
[e] Pre-existing Condition
[f] ERISA Preemption
[a] Denial of Benefits
[c] Valuation/Loss Payment
[d] Earth Movement/Settlement
[e] Water Damage
§ 3.03 Comparative Bad Faith
§ 3.04 Reverse Bad Faith
§ 4.01 The Complaint
[a] Notice Pleading
[b] Fact Pleading
[c] Specificity in Pleadings
[i] Lack of Specificity
[ii] Sufficient Averments
[d] Incorporation of Policy Provisions
[e] Incorporation of Unfair Insurance Practices Acts
[f] Assertion of an Underlying Breach of Contract Claim
[a] Single Plaintiff
[b] Class Action Treatment
[c] Named Defendants (Diversity)
[d] Injunctive Relief
§ 4.02 The Answer
[a] Typical Allegations
[i] Policy Exclusions
[ii] Advice of Counsel
[iii] Legitimate Question of Liability
[iv] Concealment/Misrepresentation
[b] Boilerplate Allegations
[c] Reverse Bad Faith
[d] Misfeasance/Nonfeasance
§ 4.03 Rule 11 Considerations
§ 5.01 Statutory Bad Faith Claims
§ 5.02 Excess Verdict
§ 5.03 Punitive Damages
[a] Reprehensibility of Misconduct
[b] Disparity Between Harm and Punitive Damages
§ 5.04 Attorney’s Fees
§ 5.05 Intentional Infliction of Emotional Distress/Mental Anguish
§ 5.06 Interest
§ 5.07 Declaratory/Injunctive Relief
§ 6.01 The Insurance Company Acted Reasonably
§ 6.02 The Claim Is “Fairly Debatable”
§ 6.03 Statute of Limitations
§ 6.04 Advice of Counsel
§ 6.05 Waiver and Estoppel
§ 6.06 Collateral Estoppel, Res Judicata, and Related Defenses
§ 6.07 The Timely Tender of Policy Limits
§ 6.07A Declaratory Judgment Actions
§ 6.08 The Plaintiff’s Contributory or Comparative Negligence
§ 6.09 The Policyholder’s Breach of Contract
§ 6.10 Filed Rate Doctrine
§ 6.10A Sovereign Immunity
§ 6.11 Claims Personnel
§ 6.12 Underwriters
§ 6.13 Insurance Agent
§ 6.14 Outside Third Parties
§ 6.15 Insurance Entity Defendants
§ 6.16 Self-Insured Entities
§ 7.01 Discovery by Plaintiffs: Scope
[a] Performance Evaluations
[c] Bonuses
[a] With Other Insurers
[b] In Other States
[c] In Other Litigation
[8] Reserves
§ 7.02 Discovery by Plaintiffs: Interrogatories and Requests for Production of Documents
§ 7.03 Objections to Discovery
[a] Burden Affidavits
[b] Discovery into Burden
[b] Work Product
[c] Self-Critical Evaluation
[d] Waiving of Privilege
[e] Joint Defense Privilege
§ 7.04 Duty to Preserve Evidence
[b] Instant Messaging
[c] Voice Mail
[d] Other Recordings
[e] Other Physical Evidence
§ 7.05 Plaintiffs’ Duty to Maintain Confidentiality
§ 7.06 Depositions
[a] Rule 30(b)(6): Person Most Knowledgeable
[i] Custodian of Records
[ii] Core Business Practices
[b] Order of Insurer Employees
[i] Benefits of Lowest-to-Highest Ranking
[ii] Benefits of Highest-to-Lowest Ranking
[c] Former Employees
[i] Representation by Insurer’s Counsel
[ii] Insurer’s Records Inappropriately Retained
[iii] Video
[a] Of Plaintiffs
[b] Of Plaintiffs’ Past and Current Counsel
[c] Of Public Adjusters
§ 7.07 Other Discovery Issues
[a] Market Conduct Examinations
[b] Complaints
§ 8.02 Internal Procedures
§ 8.03 Unfair Insurance Practices Act and Other State Statutes
§ 8.04 Pattern and Practice Evidence
§ 8.05 Expert Testimony
§ 9.01 Types of Experts
[a] Admissibility of Evidence Generally
[b] Indicia of Admissibility
[c] Reasonableness
[a] Rule 23 Generally
[b] Common Questions of Law or Fact
[c] Standing
[ii] Predominance
[iii] Superiority and Manageability
[a] Actuaries
[b] Regulators
§ 9.02 Standard of Reasonableness
§ 9.03 Motions in Limine: Daubert/Frye
§ 10.01 Summary Judgment in the Federal Courts
§ 10.02 Summary Judgment Standards in the State Courts
§ 10.03 Statements of Undisputed Facts
§ 10.04 Use of Affidavits
§ 10.05 Summary Judgment Prior to the Completion of Discovery
§ 10.06 Policyholders and Summary Judgment
§ 11.01 Jury versus Non-Jury
§ 11.02 Bifurcation
§ 11.03 Parties Present at Trial
§ 11.04 Jury Selection
§ 11.05 Special Jury Considerations
§ 11.06 Opening Argument
§ 11.07 Order of Presentation: Burden of Proof
§ 11.08 Directed Verdicts and Non-Suits
§ 11.09 Charging Conference
§ 11.10 Settlement Negotiations
§ 12.02 Summary Judgment
§ 12.03 Directed Verdict/Judgment Notwithstanding the Verdict/Judgment as a Matter of Law
§ 12.04 Motion for a New Trial
§ 12.05 Jury Instructions
§ 12.06 Evidentiary Rulings
§ 12.07 Bifurcation/Severance
§ 12.08 Verdict
[a] Constitutional Guidelines
[i] Reprehensibility
[ii] Proportionality
[iii] Other Factors Cannot Justify Departure from Guidelines
[b] Standard of Review for Constitutional Guidelines
Appendix A: Recent Legislative Attempts to Codify a Remedy for Insurance Bad Faith
Appendix B: State “Bad Faith” Limitations Periods