Source: http://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title12-section1701x&num=0&edition=prelim
Timestamp: 2018-01-18 02:14:15
Document Index: 81264580

Matched Legal Cases: ['§ 1701', '§106', '§903', '§811', '§903', '§339', '§465', '§204', '§169', '§1009', '§8', '§577', '§706', '§162', '§106', '§594', '§205', '§688', '§2127', '§1443', '§5301', '§1707', '§2120', '§550', '§1471', '§3901', '§201', '§1437', '§1401', '§1444', '§2127', '§594', '§106', '§162', '§162', '§706', '§811', '§903', '§688', '§594', '§162', '§688', '§1132', '§1072', '§1072', '§2128', '§688']

[USC02] 12 USC 1701x: Assistance with respect to housing for low- and moderate-income families
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12 USC 1701x: Assistance with respect to housing for low- and moderate-income families Text contains those laws in effect on January 16, 2018
(1) The Secretary is authorized to provide, or contract with public or private organizations to provide, information, advice, and technical assistance, including but not limited to-
(4) Homeownership and Rental Counseling Assistance.-
(A) In general.-The Secretary shall make financial assistance available under this paragraph to HUD-approved housing counseling agencies and State housing finance agencies.
(B) Qualified entities.-The Secretary shall establish standards and guidelines for eligibility of organizations (including governmental and nonprofit organizations) to receive assistance under this paragraph, in accordance with subparagraph (D).
(C) Distribution.-Assistance made available under this paragraph shall be distributed in a manner that encourages efficient and successful counseling programs and that ensures adequate distribution of amounts for rural areas having traditionally low levels of access to such counseling services, including areas with insufficient access to the Internet. In distributing such assistance, the Secretary may give priority consideration to entities serving areas with the highest home foreclosure rates.
(D) Limitation on distribution of assistance.-
(i) In general.-None of the amounts made available under this paragraph shall be distributed to-
(ii) Definition of applicable individuals.-In this subparagraph, the term "applicable individual" means an individual who-
(E) Grantmaking process.-In making assistance available under this paragraph, the Secretary shall consider appropriate ways of streamlining and improving the processes for grant application, review, approval, and award.
(F) Authorization of appropriations.-There are authorized to be appropriated $45,000,000 for each of fiscal years 2009 through 2012 for-
The Secretary of Housing and Urban Development may make grants-
(C) The homeownership counseling provided by homeownership counseling organizations receiving assistance under this subsection shall include counseling with respect to-
The Secretary shall take any action that is necessary-
(A) to ensure the availability throughout the United States of homeownership counseling from homeownership counseling organizations receiving assistance under this subsection, with priority to areas that-
A homeowner shall be eligible for homeownership counseling under this subsection if-
(C) the homeowner is, or is expected to be, unable to make payments, correct a home loan delinquency within a reasonable time, or resume full home loan payments due to a reduction in the income of the homeowner because of-
(iv) a significant increase in basic expenses of the homeowner or an immediate family member of the homeowner (including the spouse, child, or parent for whom the homeowner provides substantial care or financial assistance) due to-
Notification under this subparagraph shall-
The notification required in subparagraph (A) shall be made-
The Secretary shall, to the extent of amounts approved in appropriation Acts, enter into an agreement with an appropriate private entity under which the entity will-
(i) operate a toll-free telephone number through which any eligible homeowner can obtain a list of nonprofit organizations, which shall be updated annually, that-
The purpose of this subsection is-
Under the demonstration program, the Secretary shall require any eligible homebuyer who intends to purchase a home located in a counseling target area and who has applied for (as determined by the Secretary) a qualified mortgage (as such term is defined in paragraph (9)) on such home that involves a downpayment of less than 10 percent of the principal obligation of the mortgage, to receive counseling prior to signing of a contract to purchase the home. The counseling shall include counseling with respect to-
A homebuyer shall be eligible for prepurchase counseling under this paragraph if-
Under the demonstration program, the Secretary shall require the creditor of any eligible homeowner who is delinquent (as described in subparagraph (A)) to send written notice by registered or certified mail within 5 days (excluding Saturdays, Sundays, and legal public holidays) after the occurrence of such delinquency-
A homeowner shall be eligible for foreclosure-prevention counseling under this paragraph if-
Each counseling target area shall consist of a group of contiguous census tracts-
(D) The term "displaced homemaker" means an individual who-
(H) The term "first-time homebuyer" means an individual who-
(M) The term "single parent" means an individual who-
The Secretary shall provide for entities meeting the requirements of subparagraph (A) to submit applications to provide the training and certification program under this subsection. The Secretary shall select an application based on the ability of the entity to-
For purposes of this subsection and as used in the provisions referred to in this subparagraph, the term "homeownership counseling" means counseling related to homeownership and residential mortgage loans. Such term includes counseling related to homeownership and residential mortgage loans that is provided pursuant to-
(ii) in the United States Housing Act of 1937 [42 U.S.C. 1437 et seq.]-
(x) in the National Housing Act [12 U.S.C. 1701 et seq.]-
For purposes of this subsection, the term "rental housing counseling" means counseling related to rental of residential property, which may include counseling regarding future homeownership opportunities and providing referrals for renters and prospective renters to entities providing counseling and shall include counseling related to such topics that is provided pursuant to-
(ii) in the United States Housing Act of 1937-
The Secretary shall provide for the certification of various computer software programs for consumers to use in evaluating different residential mortgage loan proposals. The Secretary shall require, for such certification, that the mortgage software systems take into account-
Ten percent of any funds appropriated pursuant to the authorization under subparagraph (C) shall be used by the Director of Housing Counseling to conduct an education program in areas that have a high density of foreclosure. Such program shall involve direct mailings to persons living in such areas describing-
The term "HUD-approved counseling agency" means a private or public nonprofit organization that is-
(B) require any organization or entity, as a condition of receipt of any covered assistance, to agree to comply with such requirements regarding covered assistance as the Secretary shall establish, which shall include-
If any organization or entity that receives any covered assistance is determined by the Secretary to have used any covered assistance in a manner that is materially in violation of this section, the regulations issued under this section, or any requirements or conditions under which such assistance was provided-
( Pub. L. 90–448, title I, §106, Aug. 1, 1968, 82 Stat. 490 ; Pub. L. 91–609, title IX, §903(a), (b), Dec. 31, 1970, 84 Stat. 1808 ; Pub. L. 93–383, title VIII, §811, Aug. 22, 1974, 88 Stat. 735 ; Pub. L. 95–128, title IX, §903, Oct. 12, 1977, 91 Stat. 1149 ; Pub. L. 97–35, title III, §339A, Aug. 13, 1981, 95 Stat. 417 ; Pub. L. 98–181, title I [title IV, §465], Nov. 30, 1983, 97 Stat. 1236 ; Pub. L. 98–479, title II, §204(f), Oct. 17, 1984, 98 Stat. 2233 ; Pub. L. 100–242, title I, §169, Feb. 5, 1988, 101 Stat. 1865 ; Pub. L. 100–628, title X, §1009, Nov. 7, 1988, 102 Stat. 3266 ; Pub. L. 101–137, §8, Nov. 3, 1989, 103 Stat. 826 ; Pub. L. 101–625, title V, §577, title VII, §706(c), Nov. 28, 1990, 104 Stat. 4238 , 4286; Pub. L. 102–550, title I, §162(a)–(d), Oct. 28, 1992, 106 Stat. 3719–3721 ; Pub. L. 104–316, title I, §106(a), Oct. 19, 1996, 110 Stat. 3830 ; Pub. L. 105–276, title V, §594(a), (b), Oct. 21, 1998, 112 Stat. 2655 ; Pub. L. 107–73, title II, §205, Nov. 26, 2001, 115 Stat. 674 ; Pub. L. 109–163, div. A, title VI, §688(a), Jan. 6, 2006, 119 Stat. 3336 ; Pub. L. 110–289, div. B, title I, §2127, July 30, 2008, 122 Stat. 2841 ; Pub. L. 111–203, title XIV, §§1443–1445, 1448, 1449, July 21, 2010, 124 Stat. 2165–2171 , 2173, 2174.)
The Housing and Community Development Act of 1974, referred to in subsec. (a)(1)(iv), is Pub. L. 93–383, Aug. 22, 1974, 88 Stat. 633 , as amended. Title I of the Housing and Community Development Act of 1974 is classified principally to chapter 69 (§5301 et seq.) of Title 42, The Public Health and Welfare. For complete classification of this Act to the Code, see Short Title note set out under section 5301 of Title 42 and Tables.
The National Housing Act, referred to in subsecs. (a)(2), (d)(9)(K), and (g)(1)(B)(x), is act June 27, 1934, ch. 847, 48 Stat. 1246 , as amended. Title II of the Act is classified generally to subchapter II (§1707 et seq.) of this chapter. Section 237 of the Act, which was formerly classified to section 1715z–2 of this title, was repealed by Pub. L. 110–289, div. B, title I, §2120(a)(6), July 30, 2008, 122 Stat. 2835 . For complete classification of this Act to the Code, see section 1701 of this title and Tables.
Section 152 of the Housing and Community Development Act of 1992, referred to in subsec. (a)(3), is section 152 of Pub. L. 102–550, which was set out as a note under section 1437f of Title 42, The Public Health and Welfare, prior to repeal by Pub. L. 105–276, title V, §550(f), Oct. 21, 1998, 112 Stat. 2610 .
The Housing Act of 1949, referred to in subsec. (c)(4)(B), is act July 15, 1949, ch. 338, 63 Stat. 413 , as amended. Title V of the Housing Act of 1949 is classified generally to subchapter III (§1471 et seq.) of chapter 8A of Title 42, The Public Health and Welfare. For complete classification of this Act to the Code, see Short Title note set out under section 1441 of Title 42, The Public Health and Welfare, and Tables.
The Servicemembers Civil Relief Act, referred to in subsec. (c)(5)(A)(ii)(IV), is act Oct. 17, 1940, ch. 888, 54 Stat. 1178 , which was classified to section 501 et seq. of the former Appendix to Title 50, War and National Defense, prior to editorial reclassification and renumbering as chapter 50 (§3901 et seq.) of Title 50. For complete classification of this Act to the Code, see Tables.
The United States Housing Act of 1937, referred to in subsec. (g)(1)(B)(ii), (C)(ii), is act Sept. 1, 1937, ch. 896, as revised generally by Pub. L. 93–383, title II, §201(a), Aug. 22, 1974, 88 Stat. 653 , which is classified generally to chapter 8 (§1437 et seq.) of Title 42, The Public Health and Welfare. For complete classification of this Act to the Code, see Short Title note set out under section 1437 of Title 42 and Tables.
Section 302(a)(4) of the American Homeownership and Economic Opportunity Act of 2000, referred to in subsec. (g)(1)(B)(iii), is section 302(a)(4) of Pub. L. 106–569, title III, Dec. 27, 2000, 114 Stat. 2953 , which was formerly set out as a note under section 1437f of Title 42, The Public Health and Welfare.
Section 11408(b)(1)(F)(iii) of this title, referred to in subsec. (g)(1)(B)(viii), (C)(vi), was redesignated section 11408(b)(1)(J)(iii) of this title by Pub. L. 111–22, div. B., title IV, §1401(2)(C)(i), May 20, 2009, 123 Stat. 1697 .
2010-Subsec. (a)(4). Pub. L. 111–203, §1444, added par. (4).
2008-Subsec. (c)(4). Pub. L. 110–289, §2127(2), struck out concluding provisions which read as follows: "An applicant for a mortgage shall be eligible for homeownership counseling under this subsection if the applicant is a first-time homebuyer who meets the requirements of section 12852(b)(1) of title 42 and the mortgage involves a principal obligation (including such initial service charges, appraisal, inspection, and other fees as the Secretary shall approve) in excess of 97 percent of the appraised value of the property and is to be insured pursuant to section 203 of the National Housing Act."
2006-Subsec. (c)(5)(A)(ii)(IV). Pub. L. 109–163 added subcl. (IV).
2001-Subsec. (c)(9). Pub. L. 107–73 struck out heading and text of par. (9). Text read as follows: "The provisions of this subsection shall not be effective after September 30, 2000."
1998-Subsec. (c)(5)(C). Pub. L. 105–276, §594(b), amended heading and text of subpar. (C) generally. Prior to amendment, text read as follows: "Notification under subparagraph (A) shall not be required with respect to any loan-
1996-Subsec. (d)(5)(A). Pub. L. 104–316, §106(a)(2), substituted "(9)" for "(10)(K)" in introductory provisions.
1992-Subsec. (a)(3). Pub. L. 102–550, §162(a), substituted "except that for such purposes there are authorized to be appropriated $6,025,000 for fiscal year 1993 and $6,278,050 for fiscal year 1994. Of the amounts appropriated for each of fiscal years 1993 and 1994, up to $500,000 shall be available for use for counseling and other activities in connection with the demonstration program under section 152 of the Housing and Community Development Act of 1992." for "except that for such purposes there are authorized to be appropriated $3,600,000 for fiscal year 1991 and $3,700,000 for fiscal year 1992."
Subsec. (c)(5)(A). Pub. L. 102–550, §162(b)(5), added subpar. (A) and struck out former subpar. (A) which read as follows: "(A) In general.-Except as provided in subparagraph (C), if any eligible homeowner fails to pay any amount by the date the amount is due under a home loan, the creditor of the loan shall notify the homeowner of the availability of any homeownership counseling offered by the creditor and, as a supplement to counseling provided by the creditor, shall notify the homeowner of 1 of the following:
1990-Subsec. (a)(2)(A) to (C). Pub. L. 101–625, §706(c), designated portions of existing text as cls. (A) and (C), and added cl. (B).
"(C) Homeownership counseling provided by the Administrator of Veterans' Affairs for loans insured or guaranteed under chapter 37 of title 38."
1989-Subsec. (c)(9). Pub. L. 101–137 substituted "September 30, 1990" for "September 30, 1989".
1988-Subsec. (a)(2). Pub. L. 100–628 inserted before period at end of first sentence "or guaranteed or insured under chapter 37 of title 38".
1984-Subsec. (b)(1). Pub. L. 98–479 substituted "architectural" for "architechtual".
1983-Subsec. (a)(3). Pub. L. 98–181 substituted "1984" for "1982", and "$3,500,000" for "$4,000,000".
1981-Subsec. (a)(3). Pub. L. 97–35 inserted provisions authorizing appropriations for fiscal year 1982.
1977-Subsec. (a)(2). Pub. L. 95–128 authorized the Secretary to provide the services for other owners of single family dwelling units insured under subchapter II of this chapter.
1974-Subsec. (a)(1). Pub. L. 93–383, §811(b)(1), (c), in cl. (iii) substituted provisions authorizing counseling and advice to tenants and homeowners with respect to property maintenance, etc., for provisions authorizing counseling on household management, self-help, etc., for families receiving assistance under this chapter or the United States Housing Act of 1937, and added cl. (iv).
1970-Subsec. (a). Pub. L. 91–609, §903(a), designated existing provisions as par. (1), inserted provision respecting specific authorities without limitation to such authorities, redesignated former par. (1) as cl. (i), struck out introductory text relating to assistance with respect to construction, rehabilitation, and operation by nonprofit organizations of housing for low or moderate income families now incorporated in cl. (i), redesignated former par. (2) as cl. (ii), inserting therein provision for assistance to public bodies or to nonprofit or cooperative organizations, including assistance with respect to self-help and mutual self-help programs, and added cl. (iii) and par. (2).
Pub. L. 109–163, div. A, title VI, §688(d), Jan. 6, 2006, 119 Stat. 3337 , provided that: "The amendments made under subsection (a) [amending this section] shall take effect 150 days after the date of the enactment of this Act [Jan. 6, 2006]."
Pub. L. 105–276, title V, §594(c), Oct. 21, 1998, 112 Stat. 2656 , provided that: "The amendments made by this section [amending this section] are made on, and shall apply beginning upon, the date of the enactment of this Act [Oct. 21, 1998]."
Pub. L. 102–550, title I, §162(e), Oct. 28, 1992, 106 Stat. 3722 , provided that: "The Secretary of Housing and Urban Development shall issue any regulations necessary to carry out the amendments made by subsection (d) [amending this section], not later than the expiration of the 6-month period beginning on the date of the enactment of this Act [Oct. 28, 1992]."
Pub. L. 109–163, div. A, title VI, §688(b), Jan. 6, 2006, 119 Stat. 3337 , provided that: "Nothing in this section [amending this section and enacting provisions set out as notes under this section] shall relieve any person of any obligation imposed by any other Federal, State, or local law."
Pub. L. 110–289, div. A, title I, §1132, July 30, 2008, 122 Stat. 2727 , as amended by Pub. L. 111–203, title X, §1072(a), July 21, 2010, 124 Stat. 2059 , provided that:
"(a) Goals.-Financial education and counseling under this section shall have the goal of-
"(b) Grants.-
"(1) In general.-The Secretary of the Treasury (in this section referred to as the 'Secretary') shall make grants to eligible organizations to enable such organizations to provide a range of financial education and counseling services to prospective homebuyers or economically vulnerable individuals and families.
"(2) Selection.-The Secretary shall select eligible organizations to receive assistance under this section based on their experience and ability to provide financial education and counseling services that result in documented positive behavioral changes.
"(c) Eligible Organizations.-
"(1) In general.-For purposes of this section, the term 'eligible organization' means an organization that is-
"(C) a nonprofit corporation that-
"(2) OFE certification.-To be certified by the Office of Financial Education for purposes of this section, an eligible organization shall be-
"(d) Authority for Pilot Projects.-
"(1) In general.-The Secretary of the Treasury shall authorize pilot project grants to eligible organizations under subsection (c) in order to-
"(2) Goal.-The goal of the pilot project grants under this subsection is to-
"(e) Authorization of Appropriations.-There are authorized to be appropriated to the Secretary such sums as are necessary to carry out this section and for the provision of additional financial educational services.
"(f) Study and Report on Effectiveness and Impact.-
"(1) In general.-The Comptroller General of the United States shall conduct a study on the effectiveness and impact of the grant program established under this section. Not later than 3 years after the date of enactment of this Act [July 30, 2008], the Comptroller General shall submit a report on the results of such study to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representatives.
"(2) Content of study.-The study required under paragraph (1) shall include an evaluation of the following:
"(g) Regulations.-The Secretary is authorized to promulgate such regulations as may be necessary to implement and administer the grant program authorized by this section."
[ Pub. L. 111–203, title X, §1072(b), July 21, 2010, 124 Stat. 2060 , provided that: "Amendments made by subsection (a) [amending section 1132 of Pub. L. 110–289, set out above] shall not apply to programs authorized by section 1132 of the Housing and Economic Recovery Act of 2008 [Pub. L. 110–289] (12 U.S.C. 1701x note) that are funded with appropriations prior to fiscal year 2011."]
Pub. L. 110–289, div. B, title I, §2128, July 30, 2008, 122 Stat. 2841 , provided that:
"(a) Establishment of Program.-For the period beginning on the date of enactment of this title [July 30, 2008] and ending on the date that is 3 years after such date of enactment, the Secretary of Housing and Urban Development shall establish and conduct a demonstration program to test the effectiveness of alternative forms of pre-purchase homeownership counseling for eligible homebuyers.
"(b) Forms of Counseling.-The Secretary of Housing and Urban Development shall provide to eligible homebuyers pre-purchase homeownership counseling under this section in the form of-
"(c) Size of Program.-The Secretary shall make available the pre-purchase homeownership counseling described in subsection (b) to not more than 3,000 eligible homebuyers in any given year.
"(d) Incentive To Participate.-The Secretary of Housing and Urban Development may provide incentives to eligible homebuyers to participate in the demonstration program established under subsection (a). Such incentives may include the reduction of any insurance premium charges owed by the eligible homebuyer to the Secretary.
"(e) Eligible Homebuyer Defined.-For purposes of this section an 'eligible homebuyer' means a first-time homebuyer who has been approved for a home loan with a loan-to-value ratio between 97 percent and 98.5 percent.
"(f) Report to Congress.-The Secretary of Housing and Urban Development shall report to the Committee on Banking, Housing, and Urban Affairs of the Senate and the Committee on Financial Services of the House of Representative-[sic]
Pub. L. 109–163, div. A, title VI, §688(c), Jan. 6, 2006, 119 Stat. 3337 , provided that: "Not later than 150 days after the date of the enactment of this Act [Jan. 6, 2006], the Secretary of Housing and Urban Development shall issue a final disclosure form to fulfill the requirement of subclause (IV) of section 106(c)(5)(A)(ii) of the Housing and Urban Development Act of 1968 [12 U.S.C. 1701x(c)(5)(A)(ii)(IV)], as added by subsection (a)."