Source: http://www.law.cornell.edu/uscode/text/12/1703?quicktabs_8=3
Timestamp: 2013-05-25 23:22:01
Document Index: 673165225

Matched Legal Cases: ['§ 1703', '§ 1703', '§ 1703', '§ 2', '§ 28', '§ 344', '§ 1', '§ 4', '§ 2', '§ 2', '§ 1', '§ 1', '§ 13', '§ 2', '§ 3', '§ 101', '§ 201', '§ 1', '§ 101', '§ 1', '§ 101', '§ 1', '§ 101', '§ 101', '§ 105', '§ 101', '§ 2', '§ 604', '§ 101', '§ 202', '§ 1108', '§ 1', '§ 308', '§ 2', '§ 101', '§ 1', '§ 1', '§ 1', '§ 101', '§ 1', '§ 1', '§ 1', '§ 309', '§ 4', '§ 1', '§ 1', '§ 1', '§ 301', '§ 1', '§ 301', '§ 241', '§ 1', '§ 1', '§ 301', '§ 1', '§ 301', '§ 331', '§ 1', '§ 1', '§ 1', '§ 401', '§ 1', '§ 1', '§ 1', '§ 1', '§ 3007', '§ 1', '§ 1', '§ 1', '§ 401', '§ 134', '§ 340', '§ 806', '§ 503', '§ 1012', '§ 901', '§ 2143', '§ 5401', '§ 1701', '§ 3', '§ 2147', '§ 2143', '§ 2145', '§ 2145', '§ 2145', '§ 2144', '§ 2145', '§ 2148', '§ 2150', '§ 2147', '§ 2146', '§ 1012', '§ 503', '§ 340', '§ 340', '§ 340', '§ 340', '§ 806', '§ 415', '§ 401', '§ 416', '§ 416', '§ 416', '§ 416', '§ 404', '§ 417', '§ 331', '§ 338', '§ 301', '§ 308', '§ 301', '§ 313', '§ 301', '§ 320', '§ 301', '§ 306', '§ 4', '§ 309', '§ 4', '§ 309', '§ 101', '§ 113', '§ 101', '§ 103', '§ 103', '§ 1', '§ 1', '§ 202', '§ 1108', '§ 101', '§ 101', '§ 101', '§ 102', '§ 101', '§ 101', '§ 101', '§ 101', '§ 101', '§ 101', '§ 4', '§ 1', '§ 3', '§ 4', '§ 5', '§ 1', '§ 2', '§ 2144', '§ 2142', '§ 2141', '§ 2148', 'art 30', 'art 121', 'art 200', 'art 201', 'art 202']

12 USC § 1703 - Insurance of financial institutions | Title 12 - Banks and Banking | U.S. Code | LII / Legal Information Institute
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12 USC § 1703 - Insurance of financial institutions
Authority to insure financial institutions The Secretary is authorized and empowered upon such terms and conditions as he may prescribe, to insure banks, trust companies, personal finance companies, mortgage companies, building and loan associations, installment lending companies and other such financial institutions, which the Secretary finds to be qualified by experience or facilities and approves as eligible for credit insurance, against losses which they may sustain as a result of loans and advances of credit, and purchases of obligations representing loans and advances of credit, made by them for the purpose of (i)
financing alterations, repairs, and improvements upon or in connection with existing structures or manufactured homes, and the building of new structures, upon urban, suburban, or rural real property (including the restoration, rehabilitation, rebuilding, and replacement of such improvements which have been damaged or destroyed by earthquake, conflagration, tornado, hurricane, cyclone, flood, or other catastrophe), by the owners thereof or by lessees of such real property under a lease expiring not less than six months after the maturity of the loan or advance of credit; and for the purpose of (ii)
financing the purchase of a manufactured home to be used by the owner as his principal residence or financing the purchase of a lot on which to place such home and paying expenses reasonably necessary for the appropriate preparation of such lot, including the installation of utility connections, sanitary facilities, and paving, and the construction of a suitable pad, or financing only the acquisition of such a lot either with or without such preparation by an owner of a manufactured home; and for the purpose of financing the preservation of historic structures, and, as used in this section, the term “historic structures” means residential structures which are registered in the National Register of Historic Places or which are certified by the Secretary of the Interior to conform to National Register criteria; and the term “preservation” means restoration or rehabilitation undertaken for such purposes as are approved by the Secretary in regulations issued by him, after consulting with the Secretary of the Interior. Other than in connection with a manufactured home or a lot on which to place such a home (or both), in no case shall the insurance granted by the Secretary under this section to any such financial institution on loans, advances of credit, and purchases made by such financial institution for such purposes exceed 10 per centum of the total amount of such loans, advances of credit, and purchases. With respect to any loan, advance of credit, or purchase, the amount of any claim for loss on any such individual loan, advance of credit or purchase paid by the Secretary under the provisions of this section to a lending institution shall not exceed 90 per centum of such loss.
After August 2, 1954, (i)
the Secretary shall not enter into contracts for insurance pursuant to this section except with lending institutions which are subject to the inspection and supervision of a governmental agency required by law to make periodic examinations of their books and accounts, and which the Secretary finds to be qualified by experience or facilities to make and service such loans, advances or purchases, and with such other lending institutions which the Secretary approves as eligible for insurance pursuant to this section on the basis of their credit and their experience or facilities to make and service such loans, advances or purchases; (ii)
only such items as substantially protect or improve the basic livability or utility of properties shall be eligible for financing under this section, and therefore the Secretary shall from time to time declare ineligible for financing under this section any item, product, alteration, repair, improvement, or class thereof which he determines would not substantially protect or improve the basic livability or utility of such properties, and he may also declare ineligible for financing under this section any item which he determines is especially subject to selling abuses; and (iii)
the Secretary is authorized and directed, by such regulations or procedures as he shall deem advisable, to prevent the use of any financial assistance under this section (1) with respect to new residential structures (other than manufactured homes) that have not been completed and occupied for at least six months, or (2)
which would, through multiple loans, result in an outstanding aggregate loan balance with respect to the same structure exceeding the dollar amount limitation prescribed in this subsection for the type of loan involved: Provided, That this clause (iii) may in the discretion of the Secretary be waived with respect to the period of occupancy or completion of any such new residential structures. The Secretary is hereby authorized and directed, with respect to manufactured homes to be financed under this section, to (i)
prescribe minimum property standards to assure the livability and durability of the manufactured home and the suitability of the site on which the manufactured home is to be located; and (ii)
obtain assurances from the borrower that the manufactured home will be placed on a site which complies with the standards prescribed by the Secretary and with local zoning and other applicable local requirements.
The insurance authority provided under this section may be made available with respect to any existing manufactured home that has not been insured under this section if such home was constructed in accordance with the standards issued under the National Manufactured Housing Construction and Safety Standards Act of 1974 [42 U.S.C. 5401 et seq.] and it meets standards similar to the minimum property standards applicable to existing homes insured under subchapter II of this chapter.
the term “energy conserving improvements” means the purchase and installation of weatherization materials as defined in section 6862
(9) of title 42; and [1]
the term “solar energy system” means any addition, alteration, or improvement to an existing or new structure which is designed to utilize wind energy or solar energy either of the active type based on mechanically forced energy transfer or of the passive type based on convective, conductive, or radiant energy transfer or some combination of these types to reduce the energy requirements of that structure from other energy sources, and which is in conformity with such criteria and standards as shall be prescribed by the Secretary in consultation with the Secretary of Energy.
Conditions for denial of insurance (1)
Except as provided in the last sentence of this paragraph, no insurance shall be granted under this section to any such financial institution with respect to any obligation representing any such loan, advance of credit, or purchase by it if the amount of such loan, advance of credit, or purchase exceeds—
$92,904 if made for the purpose of financing the purchase of a manufactured home and a suitably developed lot on which to place the home; and [1]
$23,226 if made for the purpose of financing the purchase, by an owner of a manufactured home which is the principal residence of that owner, of a suitably developed lot on which to place that manufactured home, and if the owner certifies that he or she will place the manufactured home on the lot acquired with such loan within 6 months after the date of such loan.
Because of prevailing higher costs, the Secretary may, by regulation, in Alaska, Guam, or Hawaii, increase any dollar amount limitation on manufactured homes or manufactured home lot loans contained in this subsection by not to exceed 40 per centum. In other areas, the maximum dollar amounts specified in subsections (b)(1)(D) and (b)(1)(E) of this section may be increased on an area-by-area basis to the extent the Secretary deems necessary, but in no case may such limits, as so increased, exceed the lesser of (A)
185 percent of the dollar amount specified, or (B)
the dollar amount specified as increased by the same percentage by which 95 percent of the median one-family house price in the area (as determined by the Secretary) exceeds $67,500.
No insurance shall be granted under this section to any such financial institution with respect to any obligation representing any such loan, advance of credit, or purchase by it if the term to maturity of such loan, advance of credit or purchase exceeds—
With respect to the financing of alterations, repairs, and improvements to existing structures or the building of new structures as authorized under clause (i) of the first sentence of subsection (a) of this section, any loan broker (as defined by the Secretary) or any other party having a financial interest in the making of such a loan or advance of credit or in providing assistance to the borrower in preparing the loan application or otherwise assisting the borrower in obtaining the loan or advance of credit who knowingly (as defined in section 1735f–14
(g) of this title) submits to any such financial institution or to the Secretary false information shall be subject to a civil money penalty in the amount and manner provided under section 1735f–14 of this title with respect to mortgagees and lenders under this chapter.
Insurance benefits for manufactured housing loans.— Any contract of insurance with respect to loans, advances of credit, or purchases in connection with a manufactured home or a lot on which to place a manufactured home (or both) for a financial institution that is executed under this subchapter after July 30, 2008, by the Secretary shall be conclusive evidence of the eligibility of such financial institution for insurance, and the validity of any contract of insurance so executed shall be incontestable in the hands of the bearer from the date of the execution of such contract, except for fraud or misrepresentation on the part of such institution.
Annual indexing of manufactured housing loans.— The Secretary shall develop a method of indexing in order to annually adjust the loan limits established in subparagraphs (A)(ii), (C), (D), and (E) of this subsection. Such index shall be based on the manufactured housing price data collected by the United States Census Bureau. The Secretary shall establish such index no later than 1 year after July 30, 2008.
Financial soundness of manufactured housing program.— The Secretary shall establish such underwriting criteria for loans and advances of credit in connection with a manufactured home or a lot on which to place a manufactured home (or both), including such loans and advances represented by obligations purchased by financial institutions, as may be necessary to ensure that the program under this subchapter for insurance for financial institutions against losses from such loans, advances of credit, and purchases is financially sound.
Leasehold requirements.— No insurance shall be granted under this section to any such financial institution with respect to any obligation representing any such loan, advance of credit, or purchase by it, made for the purposes of financing a manufactured home which is intended to be situated in a manufactured home community pursuant to a lease, unless such lease—
Handling and disposal of property (1)
Authority of Secretary Notwithstanding any other provision of law, the Secretary may—
Advertisements for proposals Section 6101 of title 41 shall not be construed to apply to any contract of hazard insurance or to any purchase or contract for services or supplies on account of such property if the amount thereof does not exceed $25,000.
Delegation of authority The power to convey and to execute in the name of the Secretary, deeds of conveyance, deeds of release, assignments and satisfactions of mortgages, and any other written instrument relating to real or personal property or any interest therein heretofore or hereafter acquired by the Secretary pursuant to the provisions of this subchapter may be exercised by an officer appointed by the Secretary without the execution of any express delegation of power or power of attorney. Nothing in this subsection shall be construed to prevent the Secretary from delegating such power by order or by power of attorney, in the Secretary’s discretion, to any officer or agent the Secretary may appoint.
Authority to transfer insurance The Secretary is authorized and empowered, under such regulations as he may prescribe, to transfer to any such approved financial institution any insurance in connection with any loans and advances of credit which may be sold to it by another approved financial institution.
Authority to waive compliance with regulations The Secretary is authorized to waive compliance with regulations heretofore or hereafter prescribed by him with respect to the interest and maturity of and the terms, conditions, and restrictions under which loans, advances of credit, and purchases may be insured under this section and section 1706a [4]
of this title, if in his judgment the enforcement of such regulations would impose an injustice upon an insured institution which has substantially complied with such regulations in good faith and refunded or credited any excess charge made, and where such waiver does not involve an increase of the obligation of the Secretary beyond the obligation which would have been involved if the regulations had been fully complied with.
Premium charges; manufactured home loans (1)
Premium charges The Secretary shall fix a premium charge for the insurance hereafter granted under this section, but in the case of any obligation representing any loan, advance of credit, or purchase, such premium charge shall not exceed an amount equivalent to 1 per centum per annum of the net proceeds of such loan, advance of credit, or purchase, for the term of such obligation, and such premium charge shall be payable in advance by the financial institution and shall be paid at such time and in such manner as may be prescribed by the Secretary.
Manufactured home loans Notwithstanding paragraph (1), in the case of a loan, advance of credit, or purchase in connection with a manufactured home or a lot on which to place such a home (or both), the premium charge for the insurance granted under this section shall be paid by the borrower under the loan or advance of credit, as follows:
Finality of payment for loss Any payment for loss made to an approved financial institution under this section shall be final and incontestable after two years from the date the claim was certified for payment by the Secretary, in the absence of fraud or misrepresentation on the part of such institution, unless a demand for repurchase of the obligation shall have been made on behalf of the United States prior to the expiration of such two-year period.
Authority to regulate The Secretary is authorized and directed to make such rules and regulations as may be necessary to carry out the provisions of this subchapter.
“Manufactured home” defined For purposes of this section, the term “manufactured home” includes any elder cottage housing opportunity unit that is small, freestanding, barrier-free, energy efficient, removable, and designed to be installed adjacent to an existing 1- to 4-family dwelling.
(June 27, 1934, ch. 847, title I, § 2,48 Stat. 1246; May 28, 1935, ch. 150, § 28,49 Stat. 299; Aug. 23, 1935, ch. 614, title III, § 344(b),49 Stat. 722; Apr. 3, 1936, ch. 165, § 1,49 Stat. 1187; Apr. 17, 1936, ch. 234, § 4,49 Stat. 1234; Apr. 22, 1937, ch. 121, § 2,50 Stat. 71; Feb. 3, 1938, ch. 13, § 2,52 Stat. 9; June 3, 1939, ch. 175, §§ 1, 2,53 Stat. 804, 805; June 28, 1941, ch. 261, §§ 1–5,55 Stat. 364, 365; May 26, 1942, ch. 319, § 13,56 Stat. 305; Mar. 23, 1943, ch. 21, § 2,57 Stat. 43; Oct. 15, 1943, ch. 259, §§ 3, 4,57 Stat. 571; June 26, 1947, ch. 152, 61 Stat. 182; Aug. 10, 1948, ch. 832, title I, § 101(s),62 Stat. 1275; July 15, 1949, ch. 338, title II, § 201(1),63 Stat. 421; Aug. 30, 1949, ch. 524, 63 Stat. 681; Oct. 25, 1949, ch. 729, § 1(1),63 Stat. 905; Apr. 20, 1950, ch. 94, title I, §§ 101(a), 122,64 Stat. 48, 59; Mar. 10, 1953, ch. 5, § 1,67 Stat. 4; Aug. 2, 1954, ch. 649, title I, §§ 101(a), 102,68 Stat. 590; June 30, 1955, ch. 251, § 1(1),69 Stat. 225; Aug. 11, 1955, ch. 783, title I, § 101,69 Stat. 635; Feb. 10, 1956, ch. 33, 70 Stat. 11; Aug. 7, 1956, ch. 1029, title I, § 101,70 Stat. 1091; Pub. L. 85–104, title I, § 105,July 12, 1957, 71 Stat. 297; Pub. L. 86–372, title I, § 101,Sept. 23, 1959, 73 Stat. 654; Pub. L. 86–788, § 2(a),Sept. 14, 1960, 74 Stat. 1028; Pub. L. 87–70, title VI, § 604(a),June 30, 1961, 75 Stat. 177; Pub. L. 88–560, title I, § 101,Sept. 2, 1964, 78 Stat. 769; Pub. L. 89–117, title II, § 202(a), title XI, § 1108(a),Aug. 10, 1965, 79 Stat. 465, 504; Pub. L. 90–19, § 1(a)(3), (d),May 25, 1967, 81 Stat. 17, 18; Pub. L. 90–448, title III, § 308,Aug. 1, 1968, 82 Stat. 509; Pub. L. 91–78, § 2(a),Sept. 30, 1969, 83 Stat. 125; Pub. L. 91–152, title I, §§ 101(a), 103
(c),Dec. 24, 1969, 83 Stat. 379, 380; Pub. L. 91–432, § 1(a),Oct. 2, 1970, 84 Stat. 886; Pub. L. 91–473, § 1(a),Oct. 21, 1970, 84 Stat. 1064; Pub. L. 91–525, § 1(a),Dec. 1, 1970, 84 Stat. 1384; Pub. L. 91–609, title I, §§ 101(a), 113,Dec. 31, 1970, 84 Stat. 1770, 1773; Pub. L. 92–503, § 1(a),Oct. 18, 1972, 86 Stat. 906; Pub. L. 93–85, § 1(a),Aug. 10, 1973, 87 Stat. 220; Pub. L. 93–117, § 1(a),Oct. 2, 1973, 87 Stat. 421; Pub. L. 93–383, title III, §§ 309(a)–(d), 316(a), Aug. 22, 1974, 88 Stat. 680, 681, 685; Pub. L. 93–449, § 4(a),Oct. 18, 1974, 88 Stat. 1366; Pub. L. 94–173, § 1,Dec. 23, 1975, 89 Stat. 1027; Pub. L. 95–60, § 1(a),June 30, 1977, 91 Stat. 257; Pub. L. 95–80, § 1(a),July 31, 1977, 91 Stat. 339; Pub. L. 95–128, title II, §§ 301(a), 306,Oct. 12, 1977, 91 Stat. 1131, 1134; Pub. L. 95–406, § 1(a),Sept. 30, 1978, 92 Stat. 879; Pub. L. 95–557, title III, §§ 301(a), 320,Oct. 31, 1978, 92 Stat. 2095, 2101; Pub. L. 95–619, title II, § 241,Nov. 9, 1978, 92 Stat. 3228; Pub. L. 96–71, § 1(a),Sept. 28, 1979, 93 Stat. 501; Pub. L. 96–105, § 1(a),Nov. 8, 1979, 93 Stat. 794; Pub. L. 96–153, title III, §§ 301(a), 313(a),Dec. 21, 1979, 93 Stat. 1111, 1116; Pub. L. 96–372, § 1(a),Oct. 3, 1980, 94 Stat. 1363; Pub. L. 96–399, title III, §§ 301(a), 308
(a)–(c)(1), Oct. 8, 1980, 94 Stat. 1638, 1640; Pub. L. 97–35, title III, §§ 331(a), 338
(a), 339B(c),Aug. 13, 1981, 95 Stat. 412, 414, 417; Pub. L. 97–289, § 1(a),Oct. 6, 1982, 96 Stat. 1230; Pub. L. 98–35, § 1(a),May 26, 1983, 97 Stat. 197; Pub. L. 98–109, § 1(a),Oct. 1, 1983, 97 Stat. 745; Pub. L. 98–181, title IV, §§ 401(a), 404(b)(1), 415–417,Nov. 30, 1983, 97 Stat. 1207, 1208, 1212; Pub. L. 99–120, § 1(a),Oct. 8, 1985, 99 Stat. 502; Pub. L. 99–156, § 1(a),Nov. 15, 1985, 99 Stat. 815; Pub. L. 99–219, § 1(a),Dec. 26, 1985, 99 Stat. 1730; Pub. L. 99–267, § 1(a),Mar. 27, 1986, 100 Stat. 73; Pub. L. 99–272, title III, § 3007(a),Apr. 7, 1986, 100 Stat. 104; Pub. L. 99–289, § 1(b),May 2, 1986, 100 Stat. 412; Pub. L. 99–345, § 1,June 24, 1986, 100 Stat. 673; Pub. L. 99–430, Sept. 30, 1986, 100 Stat. 986; Pub. L. 100–122, § 1,Sept. 30, 1987, 101 Stat. 793; Pub. L. 100–154, Nov. 5, 1987, 101 Stat. 890; Pub. L. 100–170, Nov. 17, 1987, 101 Stat. 914; Pub. L. 100–179, Dec. 3, 1987, 101 Stat. 1018; Pub. L. 100–200, Dec. 21, 1987, 101 Stat. 1327; Pub. L. 100–242, title IV, § 401(b),Feb. 5, 1988, 101 Stat. 1898; Pub. L. 101–235, title I, § 134(a),Dec. 15, 1989, 103 Stat. 2027; Pub. L. 101–625, title III, § 340(b)(1), (c), title VIII, § 806(a),Nov. 28, 1990, 104 Stat. 4147, 4323; Pub. L. 102–389, title II, Oct. 6, 1992, 106 Stat. 1592, 1593; Pub. L. 102–550, title V, § 503(c)(1), title X, § 1012(k)(1),Oct. 28, 1992, 106 Stat. 3779, 3906; Pub. L. 106–569, title IX, § 901,Dec. 27, 2000, 114 Stat. 3026; Pub. L. 110–289, div. B, title I, §§ 2143, 2144
(a), 2145–2148(a), 2150,July 30, 2008, 122 Stat. 2844–2848.)
The National Manufactured Housing Construction and Safety Standards Act of 1974, referred to in subsec. (a), is title VI of Pub. L. 93–383, Aug. 22, 1974, 88 Stat. 700, as amended, which is classified generally to chapter 70 (§ 5401 et seq.) of Title 42, The Public Health and Welfare. For complete classification of this Act to the Code, see Short Title note set out under section 5401 of Title 42 and Tables.
This chapter, referred to in subsec. (b)(7), was in the original “this Act”, meaning act June 27, 1934, ch. 847, 48 Stat. 1246, as amended, which is classified principally to this chapter (§ 1701 et seq.). For complete classification of this Act to the Code, see Tables.
Section 1706a of this title, referred to in subsec. (e), was repealed by act June 3, 1939, ch. 175, § 3,53 Stat. 805, eff. July 1, 1939.
References to “mobile homes”, wherever appearing in text, were changed to “manufactured homes” in view of the amendment of the National Housing Act by section 308(c)(1) ofPub. L. 96–399requiring the substitution of “manufactured home” for “mobile home” wherever appearing in the National Housing Act, and section 339B(c) ofPub. L. 97–35(set out below) providing that the terms “mobile home” and “manufactured home” shall be deemed to include the terms “mobile homes” and “manufactured homes”, respectively.
2008—Subsec. (a). Pub. L. 110–289, § 2147(a), in first undesignated par., struck out “on and after July 1, 1939,” after “made by them” and after “institution for such purposes” and struck out “made after August 2, 1954” after “credit, or purchase”.
Pub. L. 110–289, § 2143, in first undesignated par., substituted “Other than in connection with a manufactured home or a lot on which to place such a home (or both), in no case” for “In no case” and “. With” for “: Provided, That with”.
Subsec. (b)(1). Pub. L. 110–289, § 2145(c), substituted “Except as provided in the last sentence of this paragraph, no” for “No” in introductory provisions and inserted concluding provisions.
Subsec. (b)(1)(A)(ii). Pub. L. 110–289, § 2145(a)(1), substituted “$25,090” for “$17,500”.
Subsec. (b)(1)(C) to (E). Pub. L. 110–289, § 2145(a)(2)–(5), realigned margins and substituted “$69,678” for “$48,600” in subpar. (C), “$92,904” for “$64,800” in subpar. (D), and “$23,226” for “$16,200” in subpar. (E).
Subsec. (b)(8). Pub. L. 110–289, § 2144(a), added par. (8).
Subsec. (b)(9). Pub. L. 110–289, § 2145(b), added par. (9).
Subsec. (b)(10). Pub. L. 110–289, § 2148(a), added par. (10).
Subsec. (b)(11). Pub. L. 110–289, § 2150, added par. (11).
Subsec. (c). Pub. L. 110–289, § 2147(b), amended subsec. (c) generally. Prior to amendment, subsec. (c) related to the Secretary’s powers with respect to any debt, contract, claim, personal property, or security assigned or held in connection with the payment of insurance.
Subsec. (f). Pub. L. 110–289, § 2146, designated existing provisions as par. (1), inserted heading, and added par. (2).
2000—Subsec. (b)(3)(E). Pub. L. 106–569substituted “twenty years” for “fifteen years”.
1992—Subsec. (a). Pub. L. 102–550, § 1012(k)(1), which directed amendment of fifth undesignated par. by inserting “Alterations, repairs, and improvements upon or in connection with existing structures may also include the evaluation and reduction of lead-based paint hazards.”, and by adding par. (4), was executed to fourth undesignated par. to reflect the probable intent of Congress.
Subsec. (b)(1)(C) to (E). Pub. L. 102–550, § 503(c)(1), added subpars. (C) to (E) and struck out former subpars. (C) to (E) which read as follows:
“(C) 70 percent of the median 1-family house price in the area, as determined by the Secretary under section 1709
(b)(2) of this title, if made for the purpose of financing the purchase of a manufactured home;
“(D) 80 percent of the median 1-family house price in the area, as determined by the Secretary under section 1709
(b)(2) of this title, if made for the purpose of financing the purchase of a manufactured home and a suitably developed lot on which to place the home;
“(E) the greater of (i) 20 percent of the median 1-family house price in the area, as determined by the Secretary under section 1709
(b)(2) of this title, or (ii) $13,500, if made for the purpose of financing the purchase, by an owner of a manufactured home which is the principal residence of the owner, of a suitably developed lot on which to place that manufactured home, and if the owner certifies that the owner will place the manufactured home on the lot acquired with such loan within 6 months after the date of such loan;”.
Pub. L. 102–389added subpars. (C) to (E) and struck out former subpars. (C) to (E) which read as follows:
Subsec. (b)(2). Pub. L. 102–389substituted “but in no case may such limits, as so increased, exceed the lesser of (A) 185 percent of the dollar amount specified, or (B) the dollar amount specified as increased by the same percentage by which 95 percent of the median one-family house price in the area (as determined by the Secretary) exceeds $67,500” for “but not to exceed the percentage by which the maximum mortgage amount of a one-family residence in the area is increased by the Secretary under section 1709
1990—Subsec. (b)(1)(A). Pub. L. 101–625, § 340(b)(1)(A), added subpar. (A) and struck out former subpar. (A) which read as follows: “$17,500 ($20,000 where financing the installation of a solar energy system is involved) if made for the purpose of financing alterations, repairs and improvements upon or in connection with existing single-family structures or manufactured homes;”.
Subsec. (b)(1)(B). Pub. L. 101–625, § 340(b)(1)(B), substituted “$60,000 or an average amount of $12,000 per family unit” for “$43,750 or an average amount of $8,750 per family unit ($50,000 and $10,000, respectively, where financing the installation of a solar energy system is involved)”.
Subsec. (b)(3)(A). Pub. L. 101–625, § 340(c)(1), added subpar. (A) and struck out former subpar. (A) which read as follows: “fifteen years and thirty-two days if made for the purpose of financing alterations, repairs, and improvements upon or in connection with an existing single-family structure or manufactured home;”.
Subsec. (b)(3)(B). Pub. L. 101–625, § 340(c)(2), substituted “twenty years” for “fifteen years”.
Subsec. (i). Pub. L. 101–625, § 806(a), added subsec. (i).
1989—Subsec. (b)(7). Pub. L. 101–235added par. (7).
1988—Subsec. (a). Pub. L. 100–242struck out “and not later than March 15, 1988,” after “made by them on or after July 1, 1939,”.
1985—Subsec. (a). Pub. L. 99–219substituted “not later than March 17, 1986” for “prior to December 16, 1985”.
Pub. L. 99–156substituted “December 16, 1985” for “November 15, 1985”.
Pub. L. 99–120substituted “November 15, 1985” for “October 1, 1985”.
1983—Subsec. (a). Pub. L. 98–181, § 415, inserted new undesignated par. authorizing insurance be made available to existing manufactured homes not insured under this section if such homes were constructed in accordance with the standards issued under the National Manufactured Housing Construction and Safety Standards Act of 1974 and meet standards similar to the minimum property standards applicable to existing homes issued under subchapter II of this chapter.
Pub. L. 98–181, § 401(a), substituted “October 1, 1985” for “December 1, 1983”.
Pub. L. 98–109substituted “December 1, 1983” for “October 1, 1983”.
Pub. L. 98–35substituted “October 1, 1983” for “May 21, 1983”.
Subsec. (b)(1)(C). Pub. L. 98–181, § 416(a)(1), substituted “$40,500” for “$22,500 ($35,000 in the case of a manufactured home composed of two or more modules)”.
Subsec. (b)(1)(D). Pub. L. 98–181, § 416(a)(2), substituted “$54,000” for “$35,000 ($47,500 in the case of a manufactured home composed of two or more modules)”.
Subsec. (b)(1)(E). Pub. L. 98–181, § 416(a)(3), substituted “$13,500” for “such an amount as may be necessary, but not exceeding $12,500,”.
Subsec. (b)(2). Pub. L. 98–181, § 416(b), substituted provision authorizing the Secretary, in other areas, to increase the maximum dollar amounts specified in subsec. (b)(1)(D) and (E) on an area-by-area basis as deemed necessary, but not to exceed the percentage by which the maximum mortgage amount of a one-family residence in the area is increased by the Secretary under section 1709
(b)(2) of this title for provision which authorized the Secretary, by regulation, in other areas where needed to meet the higher costs of land acquisition, etc., in connection with the purchase of a manufactured home or lot, to increase any dollar amount limitation otherwise applicable by an additional $7,500.
Subsec. (b)(5). Pub. L. 98–181, § 404(b)(1), amended par. (5) generally, substituting provision that any obligation with respect to which insurance is granted under this section bear interest at such rate as agreed upon by the borrower and the financial institution for provision that any such obligation bear interest and insurance premium charges as do not exceed an amount determined by a specified formula.
Subsec. (b)(6)(C). Pub. L. 98–181, § 417, added subpar. (C).
1982—Subsec. (a). Pub. L. 97–289substituted “May 21, 1983” for “October 1, 1982”.
1981—Subsec. (a). Pub. L. 97–35, § 331(a), substituted “1982” for “1981”.
Subsec. (b). Pub. L. 97–35, § 338(a), completely revised and reorganized provisions respecting computations, adjustments, applicability, etc., for granting of insurance to financial institutions for obligations representing loans, advances of credit, or purchases.
1980—Subsec. (a). Pub. L. 96–399, §§ 301(a), 308
(c)(1), substituted “October 1, 1981” for “October 16, 1980”, and substituted “manufactured home” for “mobile home” wherever appearing.
Pub. L. 96–372substituted “October 16, 1980” for “October 1, 1980”.
Subsec. (b). Pub. L. 96–399, § 308(a)–(c)(1), inserted provisions respecting areas of high land costs or high set-up costs, substituted “manufactured home” for “mobile home” wherever appearing, and increased amounts with respect to financing purchases of such homes from $18,000 to $20,000 (from $27,000 to $30,000 where there are two or more modules), where an undeveloped lot is concerned from $24,000 to $26,675 (from $33,000 to $36,675 where there are two or more modules), where a suitably developed lot is concerned from $27,500 to $30,550 (from $36,500 to $40,550 where there are two or more modules), and where a principal place of residence of the owner is concerned from $6,250 to $6,950 and $9,375 to $10,425, respectively, for undeveloped and developed lots.
1979—Subsec. (a). Pub. L. 96–153, § 301(a), substituted “October 1, 1980” for “December 1, 1979”.
Pub. L. 96–105substituted “December 1, 1979” for “November 1, 1979”.
Pub. L. 96–71substituted “November 1, 1979” for “October 1, 1979”.
Subsec. (b). Pub. L. 96–153, § 313(a), substituted: in cl. (1) of first sentence of first unlettered paragraph “$18,000 ($27,000 in the case of a mobile home containing” for “$16,000 ($24,000 in the case of a mobile home composing”, in subpar. (A) of second unlettered paragraph “such an amount not exceeding $24,000 ($33,000 in the case of a mobile home composed of two or more modules)” for “an amount not exceeding (i) the maximum amount under clause (1) of the first paragraph of this subsection, and (ii) such amount not to exceed $5,000 as may be necessary to cover the cost of purchasing the lot”, in subpar. (B) of second unlettered paragraph “twenty years and thirty-two days (twenty-five” for “fifteen years and thirty-two days (twenty-three”, in subpar. (A) of third unlettered paragraph “such an amount not exceeding $27,500 ($36,500 in the case of a mobile home composed of two or more modules)” for “an amount not exceeding (i) the maximum amount under clause (1) of the first paragraph of this subsection, and (ii) such amount not to exceed $7,500 as may be necessary to cover the cost of purchasing the lot”, in subpar. (B) of such unlettered paragraph “twenty years and thirty-two days (twenty-five” for “fifteen years and thirty-two days (twenty-three”, in subpar. (A) of the fourth unlettered paragraph “$6,250 in the case of an undeveloped lot, or (ii) $9,375” for “$5,000 in the case of an undeveloped lot, or (ii) $7,500”, and in subpar. (B) of such paragraph “fifteen years and thirty-two days” for “ten years and thirty-two days”.
1978—Subsec. (a). Pub. L. 95–557, § 301(a), substituted “October 1, 1979” for “November 1, 1978”.
Pub. L. 95–406substituted “November 1, 1978” for “October 1, 1978”.
Subsec. (a)(2). Pub. L. 95–619defined “energy conserving improvements” in terms of purchase and installation of weatherization materials as defined in section 6862
(9) of title 42 rather than additions, alterations, or improvements of an existing or new structure, designed to reduce the total energy requirements of a structure in conformity with standards prescribed by the Secretary.
Subsec. (a)(3). Pub. L. 95–619expanded definition of “solar energy system” to include the utilization of wind energy and added the distinction between active and passive types of energy systems.
Subsec. (b). Pub. L. 95–557, § 320, substituted “not in excess of $37,500 nor an average amount of $7,500 per family unit and having a maturity not in excess of fifteen years” for “not in excess of $25,000 nor an average amount of $5,000 per family unit and having a maturity not in excess of twelve years”.
1977—Subsec. (a). Pub. L. 95–128, § 301(a), substituted “October 1, 1978” for “October 1, 1977”.
Pub. L. 95–80substituted “October 1, 1977” for “August 1, 1977”.
Pub. L. 95–60substituted “August 1, 1977” for “June 30, 1977”.
Subsec. (b). Pub. L. 95–128, § 306, substituted: in cl. (1) of first sentence “$15,000” for “$10,000” and “$16,000 ($24,000” for “$12,500 ($20,000”, and in cl. (2) “fifteen years” for “twelve years”; inserted at end of proviso in cl. (2) “(twenty-three years and thirty-two days in the case of a mobile home composed of two or more modules)”; substituted in subpar. (B) of the second and third paragraphs “twenty-three years” for “twenty years”; and inserted paragraph at end of subsec. (b) which authorized the Secretary to increase by regulation any dollar amount limitation on mobile homes or mobile home lot loans contained in this subsection by not to exceed 40 per centum.
1975—Subsec. (b). Pub. L. 94–173substituted “$12,500 ($20,000” for “$10,000 ($15,000” in cl. 1.
1974—Subsec. (a). Pub. L. 93–449, § 4(a)(1), inserted provisions relating to financing preservation of historic structures and defining “historic structures” and “preservation”.
Pub. L. 93–383, §§ 309(b)(1), (2), (c), 316(a), substituted “June 30, 1977” for “October 1, 1974” in provisions preceding initially designated cl. (i), inserted “or mobile homes” after “in connection with existing structures” in initial cl. (i), provisions relating to the financing of the purchase of a lot on which a mobile home is to be placed and payment of reasonable expenses for the appropriate preparation of such lot, and paragraph relating to alteration, repair, and improvement upon or in connection with existing structures with respect to inclusion of fire safety equipment, etc.
Subsec. (b). Pub. L. 93–449, § 4(a)(2), added par. relating to loans financing preservation of historic structures.
Pub. L. 93–383, § 309(a), (b)(3), (d), in cl. (1) substituted “exceeds $10,000” for “exceeds $5,000”, in cl. (2) substituted provisions relating to maturity of obligation in excess of twelve years and thirty-two days for provisions relating to maturity of obligation in excess of three years and thirty-two days and authorization of increase to seven years and thirty-two days under conditions determined by the Secretary and substituted “fifteen years and thirty-two days” for “twelve years and thirty-two days (fifteen years and thirty-two days in the case of a mobile home composed of two or more modules)”, in cl. (3) substituted “$25,000” for “$15,000”, “$5,000” for “$2,500”, and “twelve years” for “seven years”, inserted provision relating to loans to finance fire safety equipment for a nursing home, etc., and inserted paragraphs relating to financing the purchase of a mobile home and an undeveloped lot on which the mobile home is to be placed, financing the purchase of a mobile home and a suitably developed lot on which the mobile home is to be placed, and financing the purchase by the owner of a mobile home of a lot on which the mobile home is to be placed.
1973—Subsec. (a). Pub. L. 93–117substituted “October 1, 1974” for “October 1, 1973”.
1972—Subsec. (a). Pub. L. 92–503substituted “June 30, 1973” for “October 1, 1972”.
1970—Subsec. (a). Pub. L. 91–609, § 101(a), substituted “October 1, 1972” for “January 1, 1971”.
Subsec. (b). Pub. L. 91–609, § 113(1), (2), in cl. (1) prohibited insurance with respect to obligations representing a loan where loan exceeds “($15,000 in the case of a mobile home composed of two or more modules)”, and in cl. (2) prescribed maturity date for obligation financing purchase of a mobile home of “(fifteen years and thirty-two days in the case of a mobile home composed of two or more modules)”.
1969—Subsec. (a). Pub. L. 91–152, §§ 101(a), 103
(c)(1)(4), substituted “October 1, 1970” for “January 1, 1970”, designated as “(i)” provisions authorizing and empowering the Secretary to insure institutions financing alterations, repairs, and improvements, etc., inserted provisions designated as “(ii)” dealing with institutions which finance the purchase of mobile homes used by the owner as his principal residence, inserted “(other than mobile homes)” after “(1) with respect to new residential structures”, and inserted provisions authorizing and directing the Secretary to prescribe minimum property standards and conformance to local zoning requirements with respect to mobile homes financed by insured institutions.
Subsec. (b). Pub. L. 91–152, § 103(c)(5), (6), in cl. (1) inserted provision excepting obligations financing the purchase of mobile homes in an amount not exceeding $10,000, and in cl. (2) inserted proviso limiting obligations financing the purchase of mobile homes to a maturity date not in excess of twelve years and thirty-two days.
Subsec. (c)(2). Pub. L. 91–152, § 103(c)(7), substituted “real or personal property” for “real property” wherever appearing.
1968—Subsec. (b). Pub. L. 90–448substituted “$5,000” for “$3,500”, “seven years” for “five years”, “$5.50 discount” for “$5 discount”, and “$4.50 discount” for “$4 discount”.
1967—Pub. L. 90–19, § 1(a)(3), substituted “Secretary” for “Commissioner” wherever appearing in subsecs. (a), (b), (c)(1), (2), and (d) to (h).
Subsec. (c)(2). Pub. L. 90–19, § 1(d), substituted “an officer” for “the Commissioner or by any Assistant Commissioner”.
1965—Subsec. (a). Pub. L. 89–117, § 202(a), substituted “October 1, 1969” for “October 1, 1965”.
Subsec. (f). Pub. L. 89–117, § 1108(a), struck out provisions directing the deposit of premium charges and fees and property held with respect to insurance into a United States Treasury account to be used to defray Federal Housing Administration expenses and to pay insurance claims and making allowance for transfer and merger of funds and disposition of surplus funds.
1964—Subsec. (g). Pub. L. 88–560struck out “after December 31, 1957,” after “Any payment for loss made”.
1961—Subsec. (a). Pub. L. 87–70substituted “October 1, 1965” for “October 1, 1961”.
1960—Subsec. (a). Pub. L. 86–788substituted “October 1, 1961” for “October 1, 1960”, and struck out provisions limiting the aggregate amount of all loans, advances of credit, and obligations purchased, with respect to which insurance could be granted under the section, at $1,750,000,000.
1959—Subsec. (a). Pub. L. 86–372substituted “October 1, 1960” for “September 30, 1959”.
1957—Subsecs. (g), (h). Pub. L. 85–104added subsec. (g) and redesignated former subsec. (g) as (h).
1956—Subsec. (a). Act Aug. 7, 1956, § 101(a), substituted “September 30, 1959” for “September 30, 1956” and proviso of second par. authorizing waiver of clause (iii) in discretion of Commissioner with respect to occupancy of completion of new residential structures, for former proviso providing that the clause (iii) occupancy requirement should not be mandatory with respect to new residences damaged by a major disaster.
Subsec. (b). Act Aug. 7, 1956, § 101(b), (c), increased amount of loans which can be insured to $3,500 in lieu of former provisions providing $2,500 for improvement of existing structures and $3,000 for construction of new structures, increased maximum term of loans which can be insured from 3 years and thirty-two days to 5 years and thirty-two days, inserted proviso limiting interest and premium charges equivalent to $5 discount per $100 for proceeds of loan up to $2,500 and $4 discount per $100 for proceeds in excess of $2,500, and substituted “$15,000 nor an average amount of $2,500 per family unit” for “$10,000”.
1954—Subsec. (a). Act Aug. 2, 1954, § 101(a), in second sentence, inserted proviso restricting claims for losses on individual loans, advances of credit, and purchases to 90 per centum of loss in each such case, and added second par.
Subsec. (f). Act Aug. 2, 1954, § 102, inserted last two sentences with respect to termination of the Title I Claims Account as of August 1, 1954.
Subsec. (a). Act Apr. 20, 1950, § 101(a)(1), (2), substituted “July 1, 1955” for “Mar. 1, 1950”, and limited the total amount of outstanding loans with respect to which insurance is granted under this section to $1,250,000,000 outstanding at any one time.
Subsec. (b)(1). Act Apr. 20, 1950, § 101(a)(3), substituted “$3,000” for “$4,500”.
Subsec. (b)(2). Act Apr. 20, 1950, § 101(a)(4), struck out “residential or” before “agricultural purposes”.
Subsec. (f). Act Apr. 20, 1950, § 101(a)(5), substituted “section” for “subchapter” wherever appearing.
1948—Subsec. (a). Act Aug. 10, 1948, § 101(s)(1), substituted “$200,000,000” for “$165,000,000”.
Subsec. (b). Act Aug. 10, 1948, § 101(s)(2)–(4), substituted “$4,500” for “$3,000”, struck out first proviso and inserted in lieu a new proviso, and struck out last sentence.
Subsec. (f). Act Oct. 15, 1943, § 4, struck out “three-fourths of” before “1 per centum” in first sentence.
1941—Subsec. (a). Act June 28, 1941, §§ 1, 2, substituted “July 1, 1943” for “July 1, 1941” in first sentence; inserted “and other sources” after “premiums”; and substituted “$165,000,000” for “$100,000,000”.
Subsec. (b). Act June 28, 1941, § 3, substituted “made for the purpose of financing the alteration, repair, or improvement of existing structures exceeds $2,500 (or in the case of the alteration, repair, or improvement of an existing dwelling designed or to be designed for more than one family, exceeds $5,000), or for the purpose of financing the construction of new structures exceeds $3,000” for “exceeds $2,500”; substituted in cl. (2) “where the loan, advance of credit, or purchase does not exceed $2,500, or has a maturity in excess of five years and thirty-two days, where the loan, advance of credit, or purchase exceeds $2,500 but does not exceed $5,000; except that such maturity limitations shall not apply if” for “unless”; and inserted proviso at end.
Subsec. (c). Act June 28, 1941, § 4, designated existing provisions as par. (1), inserted “personal” before “property”, and added par. (2).
Subsec. (f). Act June 28, 1941, § 5, inserted “and all moneys collected by the Administrator as fees of any kind in connection with the granting of insurance as provided in this section, and all moneys derived from the sale, collection, disposition, or compromise of any evidence of debt, contract, claim, property, or security assigned to or held by the Administrator as provided in subsection (c) of this section with respect to insurance collected on and after July 1, 1939” in last sentence.
1939—Subsecs. (a), (b). Act June 3, 1939, § 1, amended provisions generally.
Subsecs. (f), (g). Act June 3, 1939, § 2, added subsecs. (f) and (g).
Pub. L. 110–289, div. B, title I, § 2144(b),July 30, 2008, 122 Stat. 2844, provided that: “The amendment made by subsection (a) [amending this section] shall only apply to loans that are registered or endorsed for insurance after the date of the enactment of this title [July 30, 2008].”
Section 340(b)(2) ofPub. L. 101–625provided that: “The amendments made by this subsection [amending this section] shall apply to loans executed on or after June 1, 1991.”
Section 134(b) ofPub. L. 101–235provided that: “The amendment made by subsection (a) [amending this section] shall apply only with respect to—
“(1) violations referred to in the amendment that occur on or after the date of the enactment of this Act [Dec. 15, 1989]; and
Section 101(b) of act Aug. 2, 1954, provided that, as used in the amendments made by such act (see 1954 Amendments note above), the words “effective date of the Housing Act of 1954 [Act Aug. 2, 1954]” mean the first day after the first full calendar month following the date of approval of such act (Aug. 2, 1954).
Section 101(b) of act Apr. 20, 1950, provided that “This section [amending this section] shall take effect as of March 1, 1950.”
Section 202 of title II of act July 15, 1949, provided that: “This title [amending this section and sections 1709 and 1738 of this title] shall take effect as of June 30, 1949.”
Section 4 of act June 3, 1939, provided that: “The provisions of sections 1, 2, and 3 of this Act [amending this section and repealing section 1706a of this title] shall take effect on July 1, 1939.”
Section 1 of act Apr. 3, 1936, provided that the amendment made by that section is effective Apr. 1, 1936.
Section 818 of act Aug. 2, 1954, provided that: “Insofar as the provisions of any other law are inconsistent with the provisions of this Act [see 1954 Short Title note set out under section 1701 of this title], the provisions of this Act shall be controlling.”
Section 819 of act Aug. 2, 1954, provided that: “Except as may be otherwise expressly provided in this Act [see Short Title of 1954 Amendments note set out under section 1701 of this title], all powers and authorities conferred by this Act shall be cumulative and additional to and not in derogation of any powers and authorities otherwise existing. Notwithstanding any other evidences of the intention of Congress, it is hereby declared to be the controlling intent of Congress that if any provisions of this Act, or the application thereof to any persons or circumstances, shall be adjudged by any court of competent jurisdiction to be invalid, such judgment shall not affect, impair, or invalidate the remainder of this Act or its application to other persons and circumstances.”
Pub. L. 110–289, div. B, title I, § 2142,July 30, 2008, 122 Stat. 2844, provided that: “The purposes of this subtitle [subtitle B (§§ 2141–2150) of title I of div. B of Pub. L. 110–289, see Short Title of 2008 Amendment note set out under section 1701 of this title] are—
“(1) to provide adequate funding for FHA-insured manufactured housing loans for low- and moderate-income homebuyers during all economic cycles in the manufactured housing industry;
“(2) to modernize the FHA title I insurance program for manufactured housing loans to enhance participation by Ginnie Mae and the private lending markets; and
“(3) to adjust the low loan limits for title I manufactured home loan insurance to reflect the increase in costs since such limits were last increased in 1992 and to index the limits to inflation.”
Pub. L. 110–289, div. B, title I, § 2148(b),July 30, 2008, 122 Stat. 2847, provided that: “Not later than the expiration of the 6-month period beginning on the date of the enactment of this title [July 30, 2008], the Secretary of Housing and Urban Development shall revise the existing underwriting criteria for the program referred to in paragraph (10) of section 2(b) of the National Housing Act [12 U.S.C. 1703
(b)(10)] (as added by subsection (a) of this section) in accordance with the requirements of such paragraph.”
Section 339B(c) ofPub. L. 97–35provided that: “For purposes of paragraphs (1) and (4) of section 308(c) of the Housing and Community Development Act of 1980 [amending sections 1703 and 1713 of this title, and section 5401 et seq. of Title 42, The Public Health and Welfare], the term ‘mobile home’ and the term ‘manufactured home’ shall be deemed to include the term ‘mobile homes’ and the term ‘manufactured homes’, respectively.”
Section 308(e) ofPub. L. 96–399provided that: “Not later than January 1, 1982, the Secretary of Housing and Urban Development shall develop a procedure for collecting and regularly reporting data on the mean and median sales price for new manufactured homes, and, where available, data on the mean and median sales price for manufactured home lots and combination new manufactured home and lot packages. Such reports shall contain, to the maximum extent feasible, sales price information for the Nation, each census region, each State on an annual basis, and selected standard metropolitan statistical areas having sufficient activity on an annual basis.”
Section 321 ofPub. L. 96–153, required the Secretary of Housing and Urban Development to submit a report to Congress by Mar. 31, 1980, containing recommendations for programs and policies which encourage individual ownership of mobile home lots through several methods.
Section 2 of act Mar. 10, 1953, authorized the Federal Housing Commissioner to pay out of the capital account of the Title I Insurance Fund to the Secretary of the Treasury, prior to June 30, 1954, the sum of $8,333,313.65 either in one lump sum or in installments and that the first payment be made on July 1, 1953.
This is a list of parts within the Code of Federal Regulations for which this US Code section provides rulemaking authority.This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.24 CFR - Title 24—Housing and Urban Development24 CFR Part 30 - CIVIL MONEY PENALTIES: CERTAIN PROHIBITED CONDUCT24 CFR Part 121 - COLLECTION OF DATA24 CFR Part 200 - INTRODUCTION TO FHA PROGRAMS24 CFR Part 201 - TITLE I PROPERTY IMPROVEMENT AND MANUFACTURED HOME LOANS24 CFR Part 202 - APPROVAL OF LENDING INSTITUTIONS AND MORTGAGEES
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