Source: http://www.legislation.gov.uk/ukpga/2010/10
Timestamp: 2019-07-18 18:36:12
Document Index: 451984667

Matched Legal Cases: ['art. 3', 'art. 2', 'art. 2', 'art. 2', 'art 7', 'art. 2', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 2', 'art. 1', 'art. 1', 'art. 2', 'art 2', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 2', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 1', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 1', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 1', 'art. 2', 'art. 2', 'art 1', 'art 3', 'art 2', 'art 2', 'art 2', 'art 3', 'art 3', 'art 6', 'art 4', 'art 1', 'art 4', 'art 2', 'art 3', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2', 'art. 2']

Changes over time for: Third Parties (Rights against Insurers) Act 2010
14/04/2015- Amendment
There are currently no known outstanding effects for the Third Parties (Rights against Insurers) Act 2010.
C1Act excluded by 1995 c. 21, s. 225P(7)(c) (as inserted (14.4.2015) by Wreck Removal Convention Act 2011 (c. 8), ss. 1(2), 2(2) (with s. 255T); S.I. 2015/133, art. 3)
Transfer of rights to third partiesU.K.
1Rights against insurer of insolvent person etcU.K.
(b)references to a “relevant person” are to a person within sections 4 to 7 [F1(and see also paragraph 1A of Schedule 3) ];
F1Words in s. 1(5)(b) inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 4
I1S. 1 in force at 1.8.2016 by S.I. 2016/550, art. 2
2Establishing liability in England and Wales and Northern IrelandE+W+N.I.
(1)This section applies where a person (P)—
I2S. 2 in force at 1.8.2016 by S.I. 2016/550, art. 2
3Establishing liability in ScotlandS
I3S. 3 in force at 1.8.2016 by S.I. 2016/550, art. 2
Relevant personsU.K.
4IndividualsU.K.
(1)An individual is a relevant person if any of the following is in force in respect of that individual in England and Wales—
(2)An individual is a relevant person if [F3either] of the following is in force in respect of [F4the individual’s estate] in Scotland—
(a)an award of sequestration made [F5by virtue of section 2 or 5 of the Bankruptcy (Scotland) Act 2016], [F6or]
(b)a protected trust deed within the meaning of that Act, F7...
[F8(ba)subject to subsection (4), a debt relief order made under Part 7A of that Order,]
(4)If an individual is a relevant person by virtue of subsection (1)(d) [F9or (3)(ba)], that person is a relevant person for the purposes of section 1(1)(b) only.
(5)Where an award of sequestration made [F10by virtue of section 2 or 5 of the Bankruptcy (Scotland) Act 2016] is recalled or reduced, any rights which were transferred under section 1 as a result of that award are re-transferred to and vest in the person who became a relevant person as a result of the award.
F2S. 4(1)(a) omitted (1.10.2015) by virtue of Deregulation Act 2015 (c. 20), s. 115(7), Sch. 6 para. 2(22) (with Sch. 6 para. 3); S.I. 2015/1732, art. 2(e)(i)
F3Word in s. 4(2) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(i)
F4Words in s. 4(2) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(ii)
F5Words in s. 4(2)(a) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(iii)
F6Word in s. 4(2)(a) inserted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(iv)
F7S. 4(2)(c) and word omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(a)(v)
F8S. 4(3)(ba) inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 2(2)
F9Words in s. 4(4) inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 2(3)
F10Words in s. 4(5) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(b)
F11S. 4(6) omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(2)(c)
I4S. 4 in force at 1.8.2016 by S.I. 2016/550, art. 2
5Individuals who die insolventU.K.
(1)An individual who dies insolvent is a relevant person for the purposes of section 1(1)(b) only.
(b)an award of sequestration is made [F12by virtue of section 2 or 5 of the Bankruptcy (Scotland) Act 2016] in respect of D's estate and the award is not recalled or reduced, or
(c)a judicial factor is appointed under section 11A of the Judicial Factors (Scotland) Act 1889 in respect of D's estate and the judicial factor certifies that the estate is absolutely insolvent within the meaning of the Bankruptcy (Scotland) Act [F132016].
F12Words in s. 5(2)(b) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(3)(a)
F13Word in s. 5(2)(c) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(3)(b)
I5S. 5 in force at 1.8.2016 by S.I. 2016/550, art. 2
6Corporate bodies etcU.K.
[F14(1)A body corporate or unincorporated body is a relevant person if a compromise or arrangement between the body and its creditors (or a class of them) is in force, having been sanctioned in accordance with section 899 of the Companies Act 2006.]
[F15(b)the body is in administration under Schedule B1 to that Act,]
(a)an award of sequestration has been made [F16by virtue of section 6 of the Bankruptcy (Scotland) Act 2016] in respect of the body's estate, and the body has not been discharged under that Act,
(b)the body has been dissolved and an award of sequestration has been made [F17by virtue of] that section in respect of its estate, [F18or]
(c)a protected trust deed within the meaning of the Bankruptcy (Scotland) Act [F192016] is in force in respect of the body's estate, F20...
[F21(b)the body is in administration under Schedule B1 to that Order,]
[F22(4A)A body corporate or unincorporated body is a relevant person if it is in insolvency under Part 2 of the Banking Act 2009.
(4B)A body corporate or unincorporated body is a relevant person if it is in administration under relevant sectoral legislation as defined in Schedule A1.]
(5)A body within [F23subsection (1)] is not a relevant person in relation to a liability that is transferred to another body by the order sanctioning the compromise or arrangement.
(6)Where a body is a relevant person by virtue of [F24subsection (1)], section 1 has effect to transfer rights only to a person on whom the compromise or arrangement is binding.
(7)Where an award of sequestration made [F25by virtue of section 6 of the Bankruptcy (Scotland) Act 2016] is recalled or reduced, any rights which were transferred under section 1 as a result of that award are re-transferred to and vest in the person who became a relevant person as a result of the award.
(c)for the purposes of subsection (3) “body corporate or unincorporated body” includes any entity, other than a trust, the estate of which may be sequestrated [F27by virtue of section 6 of the Bankruptcy (Scotland) Act 2016];
F14S. 6(1) substituted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 7(1)(a)
F15S. 6(2)(b) substituted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 3(2)
F16Words in s. 6(3)(a) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(a)(i)
F17Words in s. 6(3)(b) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(a)(ii)
F18Word in s. 6(3)(b) inserted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(a)(iii)
F19Word in s. 6(3)(c) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(a)(iv)
F20S. 6(3)(d) and word omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(a)(v)
F21S. 6(4)(b) substituted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 3(3)
F22S. 6(4A)(4B) inserted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 3(1)
F23Words in s. 6(5) substituted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 7(1)(b)
F24Words in s. 6(6) substituted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 7(1)(b)
F25Words in s. 6(7) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(b)
F26S. 6(8) omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(c)
F27Words in s. 6(9)(c) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(4)(d)
I6S. 6 in force at 1.8.2016 by S.I. 2016/550, art. 2
[F286ACorporate bodies etc that are dissolvedU.K.
(1)A body corporate or unincorporated body is a relevant person if the body has been dissolved, subject to the exceptions in subsections (2) and (3).
(2)The body is not a relevant person by virtue of subsection (1) if, since it was dissolved (or, if it has been dissolved more than once, since it was last dissolved), something has happened which has the effect that the body is treated as not having been dissolved or as no longer being dissolved.
(3)Subsection (1) applies to a partnership only if it is a body corporate.
(4)For the purposes of this section, “dissolved” means dissolved under the law of England and Wales, Scotland or Northern Ireland (whether or not by a process referred to as dissolution).]
F28S. 6A inserted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 4
7Scottish trustsU.K.
(1)A trustee of a Scottish trust is, in respect of a liability of that trustee that falls to be met out of the trust estate, a relevant person if—
(a)an award of sequestration has been made [F29by virtue of section 6 of the Bankruptcy (Scotland) Act 2016] in respect of the trust estate, and the trust has not been discharged under that Act, [F30or]
(b)a protected trust deed within the meaning of that Act is in force in respect of the trust estate, F31...
(2)Where an award of sequestration made [F32by virtue of section 6 of the Bankruptcy (Scotland) Act 2016] is recalled or reduced any rights which were transferred under section 1 as a result of that award are re-transferred to and vest in the person who became a relevant person as a result of the award.
(4)In this section “Scottish trust” means a trust the estate of which may be sequestrated [F34by virtue of section 6 of the Bankruptcy (Scotland) Act 2016].
F29Words in s. 7(1)(a) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(5)(a)(i)
F30Word in s. 7(1)(a) inserted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(5)(a)(ii)
F31S. 7(1)(c) and word omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(5)(a)(iii)
F32Words in s. 7(2) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(5)(b)
F33S. 7(3) omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(5)(c)
F34Words in s. 7(4) substituted (30.11.2016) by The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(5)(d)
I7S. 7 in force at 1.8.2016 by S.I. 2016/550, art. 2
Transferred rights: supplementalU.K.
8Limit on rights transferredU.K.
I8S. 8 in force at 1.8.2016 by S.I. 2016/550, art. 2
9Conditions affecting transferred rightsU.K.
(1)This section applies where transferred rights are subject to a condition (whether under the contract of insurance from which the transferred rights are derived or otherwise) that the insured has to fulfil.
(a)an individual who has died, F35...
(b)a body corporate that has been dissolved[F36, or
(c)an unincorporated body, other than a partnership, that has been dissolved.]
[F38(8)For the purposes of this section—
(a)“dissolved” means dissolved under the law of England and Wales, Scotland or Northern Ireland (whether or not by a process referred to as dissolution), and
(b)a body has been dissolved even if, since it was dissolved, something has happened which has the effect that (but for this paragraph) the body is treated as not having been dissolved or as no longer being dissolved.]
F35Word in s. 9(3)(a) omitted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by virtue of The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 5(2)(a)
F36S. 9(3)(c) and word inserted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 5(2)(b)
F37Words in s. 9(7) omitted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by virtue of The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 5(3)
F38S. 9(8) inserted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 5(4)
I9S. 9 in force at 1.8.2016 by S.I. 2016/550, art. 2
10Insurer's right of set offU.K.
I10S. 10 in force at 1.8.2016 by S.I. 2016/550, art. 2
Provision of information etcU.K.
11Information and disclosure for third partiesU.K.
I11S. 11 in force at 1.8.2016 by S.I. 2016/550, art. 2
Enforcement of transferred rightsU.K.
12Limitation and prescriptionU.K.
(1)Subsection (2) applies where a person brings proceedings for a declaration under section 2(2)(a), or for a declarator under section 3(2)(a), and the proceedings are started or, in Scotland, commenced—
I12S. 12 in force at 1.8.2016 by S.I. 2016/550, art. 2
13Jurisdiction within the United KingdomU.K.
I13S. 13 in force at 1.8.2016 by S.I. 2016/550, art. 2
Enforcement of insured's liabilityU.K.
14Effect of transfer on insured's liabilityU.K.
(1)Where rights in respect of an insured's liability to a third party are transferred under section 1, the third party may enforce that liability against the insured only to the extent (if any) that it exceeds the amount recoverable from the insurer by virtue of the transfer.
(b)section [F396(1)], (2)(a), (3)(c) or (4)(a), or
F39Word in s. 14(2)(b) substituted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 7(2)
F40S. 14(4)(5) omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(6)
I14S. 14 in force at 1.8.2016 by S.I. 2016/550, art. 2
15ReinsuranceU.K.
I15S. 15 in force at 1.8.2016 by S.I. 2016/550, art. 2
16Voluntarily-incurred liabilitiesU.K.
I16S. 16 in force at 1.8.2016 by S.I. 2016/550, art. 2
17AvoidanceU.K.
(1)A contract of insurance to which this section applies is of no effect in so far as it purports, whether directly or indirectly, to avoid or terminate the contract or alter the rights of the parties under it in the event of the insured—
I17S. 17 in force at 1.8.2016 by S.I. 2016/550, art. 2
18Cases with a foreign elementU.K.
Except as expressly provided, the application of this Act does not depend on whether there is a connection with a part of the United Kingdom; and in particular it does not depend on—
I18S. 18 in force at 1.8.2016 by S.I. 2016/550, art. 2
[F4119Power to change the meaning of “relevant person”U.K.
(1) The Secretary of State may by regulations make provision adding or removing circumstances in which a person is a “ relevant person ” for the purposes of this Act, subject to subsection (2).
(a) the persons to whom, and the extent to which, rights are transferred under section 1 in the circumstances added or removed by the regulations (the “ affected circumstances ” ),
(11)Regulations under this section may not be made unless a draft of the statutory instrument containing the regulations has been laid before, and approved by a resolution of, each House of Parliament.]
F41 S. 19 substituted (12.4.2015) by Insurance Act 2015 (c. 4) , ss. 19 , 23(3)(a)
[F4219AInterpretationU.K.
(1)The references to enactments in sections 4 to 7 F43... F44... [F45, Schedule A1 and paragraph 3(2)(b)] of Schedule 1 are to be treated as including references to those enactments as amended, extended or applied by another enactment, whenever passed or made, unless the contrary intention appears.
(2) In this Act, “enactment” means an enactment contained in, or in an instrument made under, any of the following—
F42S. 19A inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 6
F43Word in s. 19A(1) omitted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by virtue of The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 7(3)(a)
F44Words in s. 19A(1) omitted (30.11.2016) by virtue of The Bankruptcy (Scotland) Act 2016 (Consequential Provisions and Modifications) Order 2016 (S.I. 2016/1034), art. 1, Sch. 1 para. 35(7)
F45Words in s. 19A(1) substituted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 7(3)(b)
20Amendments, transitionals, repeals, etcU.K.
(1)Schedule 2 (amendments) has effect.
I19S. 20 in force at 1.8.2016 by S.I. 2016/550, art. 2
21Short title, commencement and extentU.K.
(1)This Act may be cited as the Third Parties (Rights against Insurers) Act 2010.
I20S. 21 in force at 1.8.2016 by S.I. 2016/550, art. 2
Section 6(4B)
[F46SCHEDULE A1U.K.Administration under relevant sectoral legislation
F46Sch. A1 inserted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 3(2)
C2Sch. A1 modified (E.W.) (31.1.2019) by The Further Education Bodies (Insolvency) Regulations 2019 (S.I. 2019/138), regs. 1(1), 36 (with regs. 1(2), 3(b))
For the purposes of section 6(4B)—
(a)a body is in administration under relevant sectoral legislation if the appointment of an administrator of the body under an enactment listed below has effect, and
(b)the body does not cease to be in administration merely because an administrator vacates office (by reason of resignation, death or otherwise) or is removed from office.
List of EnactmentsU.K.
AviationU.K.
Chapter 1 of Part 1 of the Transport Act 2000
EnergyU.K.
Chapter 3 of Part 3 of the Energy Act 2004
Chapter 5 of Part 2 of the Energy Act 2011
Part 2 of the Energy Act (Northern Ireland) 2011 (c.6 (N.I.))
Financial ServicesU.K.
Part 2 of the Insolvency Act 1986 (as it has effect by virtue of section 249 of the Enterprise Act 2002), as applied by Schedule 15A to the Building Societies Act 1986
Part 3 of the Insolvency (Northern Ireland) Order 1989 (S.I. 1989/2405 (N.I.19)) (as it has effect by virtue of article 4 of the Insolvency (Northern Ireland) Order 2005 (S.I. 2005/1455 (N.I.10))), as applied by Schedule 15A to the Building Societies Act 1986
Part 3 of the Banking Act 2009
Investment Bank Special Administration Regulations 2011 (S.I. 2011/245)
Part 6 of the Financial Services (Banking Reform) Act 2013
Postal ServicesU.K.
Part 4 of the Postal Services Act 2011
RailwaysU.K.
Part 1 of the Railways Act 1993
Chapter 7 of Part 4 of the Greater London Authority Act 1999
Water and sewerageU.K.
Chapter 2 of Part 2 of the Water Industry Act 1991
Chapter 2 of Part 3 of the Water and Sewerage Services (Northern Ireland) Order 2006 (S.I. 2006/3336 (N.I. 21))]
SCHEDULE 1U.K.Information and disclosure for third parties
Notices requesting informationU.K.
1(1)If a person (A) reasonably believes that—U.K.
(a)another person (B) has incurred a liability to A, and
(b)B is a relevant person,
(2)If a person (A) reasonably believes that—
(a)a liability has been incurred to A,
(b)the person who incurred the liability is insured against it under a contract of insurance,
(c)rights of that person under the contract have been transferred to A under section 1, and
(d)there is a person (C) who is able to provide information falling within sub-paragraph (3),
(3)The following is the information that falls within this sub-paragraph—
(a)whether there is a contract of insurance that covers the supposed liability or might reasonably be regarded as covering it;
(b)if there is such a contract—
(i)who the insurer is;
(ii)what the terms of the contract are;
(iii)whether the insured has been informed that the insurer has claimed not to be liable under the contract in respect of the supposed liability;
(iv)whether there are or have been any proceedings between the insurer and the insured in respect of the supposed liability and, if so, relevant details of those proceedings;
(v)in a case where the contract sets a limit on the fund available to meet claims in respect of the supposed liability and other liabilities, how much of it (if any) has been paid out in respect of other liabilities;
(vi)whether there is a fixed charge to which any sums paid out under the contract in respect of the supposed liability would be subject.
(4)For the purpose of sub-paragraph (3)(b)(iv), relevant details of proceedings are—
(a)in the case of court proceedings—
(ii)the case number;
(iii)the contents of all documents served in the proceedings in accordance with rules of court or orders made in the proceedings, and the contents of any such orders;
(b)in the case of arbitral proceedings or, in Scotland, an arbitration—
(i)the name of the arbitrator;
(ii)information corresponding with that mentioned in paragraph (a)(iii).
(5)In sub-paragraph (3)(b)(vi), in its application to Scotland, “fixed charge” means a fixed security within the meaning given by section 47(1) of the Bankruptcy and Diligence etc (Scotland) Act 2007 (asp 3).
(6)A notice given by a person under this paragraph must include particulars of the facts on which that person relies as entitlement to give the notice.
I21Sch. 1 para. 1 in force at 1.8.2016 by S.I. 2016/550, art. 2
Provision of information where notice given under paragraph 1U.K.
2(1)A person (R) who receives a notice under paragraph 1 must, within the period of 28 days beginning with the day of receipt of the notice—U.K.
(a)provide to the person who gave the notice any information specified in it that R is able to provide;
(b)in relation to any such information that R is not able to provide, notify that person why R is not able to provide it.
(a)a person (R) receives a notice under paragraph 1,
(b)there is information specified in the notice that R is not able to provide because it is contained in a document that is not in R's control,
(c)the document was at one time in R's control, and
(d)R knows or believes that it is now in another person's control,
(3)If R fails to comply with a duty imposed on R by this paragraph, the person who gave R the notice may apply to court for an order requiring R to comply with the duty.
(4)No duty arises by virtue of this paragraph in respect of information as to which a claim to legal professional privilege or, in Scotland, to confidentiality as between client and professional legal adviser could be maintained in legal proceedings.
I22Sch. 1 para. 2 in force at 1.8.2016 by S.I. 2016/550, art. 2
Notices requiring disclosure: [F47bodies that have been dissolved]E+W+N.I.
F47Words in Sch. 1 para. 3 heading substituted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 6(6)
3(1)If—E+W+N.I.
(a)a person (P) has started proceedings under this Act against an insurer in respect of a liability F48...
[F49(b)P claims the liability has been incurred to P by—
(ii)an unincorporated body other than a partnership, and
(c)the body has been dissolved,]
(a)immediately before the time of the alleged transfer under section 1, that person was an officer or employee of the body, or
(b)immediately before the body [F50was dissolved (or, if it has been dissolved more than once, immediately before it was last dissolved)], that person was—
(i)acting as an insolvency practitioner in relation to the body (within the meaning given by section 388(1) of the Insolvency Act 1986 or Article 3 of the Insolvency (Northern Ireland) Order 1989 (S.I. 1989/2405 N.I. 19)), or
(ii)acting as the official receiver in relation to the winding up of the body.
(3)A notice under this paragraph must be accompanied by—
(a)a copy of the particulars of claim required to be served in connection with the proceedings mentioned in sub-paragraph (1), or
(b)where those proceedings are arbitral proceedings, the particulars of claim that would be required to be so served if they were court proceedings.
F51(5). . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
[F52(6)For the purposes of this paragraph—
F48Words in Sch. 1 para. 3(1)(a) omitted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by virtue of The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 6(2)(a)
F49Sch. 1 para. 3(1)(b)(c) substituted for Sch. 1 para. 3(1)(b) (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 6(2)(b)
F50Words in Sch. 1 para. 3(2)(b) substituted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 6(3)
F51Sch. 1 para. 3(4)(5) omitted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by virtue of The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 6(4)
F52Sch. 1 para. 3(6) inserted (1.8.2016 immediately after 2010 c. 10 and 2015 c. 4, s. 20, Sch. 2 come into force by virtue of S.I. 2016/550) by The Third Parties (Rights against Insurers) Regulations 2016 (S.I. 2016/570), regs. 1(1), 6(5)
I23Sch. 1 para. 3 in force at 1.8.2016 by S.I. 2016/550, art. 2
Disclosure and inspection where notice given under paragraph 3E+W+N.I.
4(1)Subject to the provisions of this paragraph and to any necessary modifications—E+W+N.I.
(a)the duties of disclosure of a person who receives a notice under paragraph 3, and
(b)the rights of inspection of the person giving the notice,
(2)In sub-paragraph (1), in its application to Northern Ireland—
(a)the reference to Civil Procedure Rules is—
(i)in the case of proceedings in the High Court, to be read as a reference to the Rules of the Court of Judicature (Northern Ireland) 1980 (S.R. 1980 No. 346), and
(ii)in the case of proceedings in the county court, to be read as a reference to the County Court Rules (Northern Ireland) 1981 (S.R. 1981 No. 225), and
(b)the reference to an order for standard disclosure is to be read as a reference to an order for discovery.
(3)A person who by virtue of sub-paragraph (1) or (2) has to serve a list of documents must do so within the period of 28 days beginning with the day of receipt of the notice.
(4)A person who has received a notice under paragraph 3 and has served a list of documents in response to it is not under a duty of disclosure by reason of that notice in relation to documents that the person did not have when the list was served.
I24Sch. 1 para. 4 in force at 1.8.2016 by S.I. 2016/550, art. 2
5A contract of insurance is of no effect in so far as it purports, whether directly or indirectly—
(a)to avoid or terminate the contract or alter the rights of the parties under it in the event of a person providing information, or giving disclosure, that the person is required to provide or give by virtue of a notice under paragraph 1 or 3, or
(b)otherwise to prohibit, prevent or restrict a person from providing such information or giving such disclosure.
I25Sch. 1 para. 5 in force at 1.8.2016 by S.I. 2016/550, art. 2
Other rights to information etcU.K.
6Rights to information, or to inspection of documents, that a person has by virtue of paragraph 1 or 3 are in addition to any such rights as the person has apart from that paragraph.
I26Sch. 1 para. 6 in force at 1.8.2016 by S.I. 2016/550, art. 2
7For the purposes of this Schedule—
(a)a person is able to provide information only if—
(i)that person can obtain it without undue difficulty from a document that is in that person's control, or
(ii)where that person is an individual, the information is within that person's knowledge;
(b)a document is in a person's control if it is in that person's possession or if that person has a right to possession of it or to inspect or take copies of it.
I27Sch. 1 para. 7 in force at 1.8.2016 by S.I. 2016/550, art. 2
SCHEDULE 2U.K.Amendments
Road Traffic (Northern Ireland) Order 1981 (S.I. 1981/154 (N.I. 1))U.K.
1In Article 100 of the Road Traffic (Northern Ireland) Order 1981 (bankruptcy etc of insured persons not to affect certain claims by third-parties)—
(a)for “such event as is mentioned in section 1(1) of the Third Parties (Rights against Insurers) Act (Northern Ireland) 1930” substitute “ event which results in that person being a relevant person for the purposes of the Third Parties (Rights against Insurers) Act 2010 ”, and
(b)for “the said Act of 1930” substitute “ that Act ”.
I28Sch. 2 para. 1 in force at 1.8.2016 by S.I. 2016/550, art. 2
2In section 153 of the Road Traffic Act 1988 (bankruptcy etc of insured or secured persons not to affect claims by third parties)—
(a)in subsection (1), for “any of the events mentioned in subsection (2) below” substitute “ an event which results in that person being a relevant person for the purposes of the Third Parties (Rights against Insurers) Act 2010 ”,
(b)in that subsection, for “Third Parties (Rights against Insurers) Act 1930” substitute “ that Act ”,
(c)omit subsection (2), and
(d)in subsection (3), for “Third Parties (Rights against Insurers) Act 1930” substitute “ Third Parties (Rights against Insurers) Act 2010 ”.
I29Sch. 2 para. 2 in force at 1.8.2016 by S.I. 2016/550, art. 2
3In section 165 of the Merchant Shipping Act 1995 (rights of third parties against insurers), in subsection (5), for “Third Parties (Rights against Insurers) Act 1930 and the Third Parties (Rights against Insurers) Act (Northern Ireland) 1930” substitute “ Third Parties (Rights against Insurers) Act 2010 ”.
I30Sch. 2 para. 3 in force at 1.8.2016 by S.I. 2016/550, art. 2
Cross-Border Insolvency Regulations 2006 (S.I. 2006/1030)U.K.
4In paragraph 5 of Schedule 1 to the Cross-Border Insolvency Regulations 2006 (scope of Article 1), for “Third Parties (Rights against Insurers) Act 1930” substitute “ Third Parties (Rights against Insurers) Act 2010 ”.
I31Sch. 2 para. 4 in force at 1.8.2016 by S.I. 2016/550, art. 2
Cross-Border Insolvency Regulations (Northern Ireland) 2007 (S.R. 2007/115)U.K.
5In paragraph 5 of Schedule 1 to the Cross-Border Insolvency Regulations (Northern Ireland) 2007 (scope of Article 1), for “Third Parties (Rights against Insurers) Act (Northern Ireland) 1930” substitute “ Third Parties (Rights against Insurers) Act 2010 ”.
I32Sch. 2 para. 5 in force at 1.8.2016 by S.I. 2016/550, art. 2
SCHEDULE 3U.K.Transitory, transitional and saving provisions
[F53Application of this Act]U.K.
F53Sch. 3 para. 1 cross-heading inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 5(2)
1(1)Section 1(1)(a) applies where the insured became a relevant person before, as well as when the insured becomes such a person on or after, commencement day.U.K.
(2)Section 1(1)(b) applies where the liability was incurred before, as well as where it is incurred on or after, commencement day.
I33Sch. 3 para. 1 in force at 1.8.2016 by S.I. 2016/550, art. 2
[F54Relevant personsU.K.
F54 Sch. 3 para. 1A and cross-heading inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 5(3)
1A(1)An individual, company or limited liability partnership not within sections 4 to 7 is to be treated as a relevant person for the purposes of this Act in the following cases.U.K.
(7)In those cases, the person is a relevant person only in relation to liabilities under a contract of insurance under which the person was insured at the time of the event mentioned in sub-paragraph (2)(a), (3)(a), (4)(a), (5)(a) or (6)(a) (as appropriate).]
[F55 Bankruptcy and Diligence etc (Scotland) Act 2007 ] U.K.
F55 Sch. 3 para 2 cross-heading inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 5(4)
2Until the coming into force of section 47(1) of the Bankruptcy and Diligence etc (Scotland) Act 2007 (asp 3), the reference to that provision in paragraph 1(5) of Schedule 1 is to be read as a reference to section 486(1) of the Companies Act 1985.
I34Sch. 3 para. 2 in force at 1.8.2016 by S.I. 2016/550, art. 2
[F56Application of 1930 Acts]U.K.
F56Sch. 3 para. 3 cross-heading inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 5(5)
3Despite its repeal by this Act, the Third Parties (Rights against Insurers) Act 1930 continues to apply in relation to—
I35Sch. 3 para. 3 in force at 1.8.2016 by S.I. 2016/550, art. 2
I36Sch. 3 para. 4 in force at 1.8.2016 by S.I. 2016/550, art. 2
[F57Interpretation]U.K.
F57Sch. 3 para. 5 cross-heading inserted (1.8.2016 being the day appointed for the coming into force of 2010 c. 10 by S.I. 2016/550) by Insurance Act 2015 (c. 4), s. 23(3)(b), Sch. 2 para. 5(6)
5In this Schedule “commencement day” means the day on which this Act comes into force.
I37Sch. 3 para. 5 in force at 1.8.2016 by S.I. 2016/550, art. 2
SCHEDULE 4U.K.Repeals and revocations
I38Sch. 4 in force at 1.8.2016 by S.I. 2016/550, art. 2
Third Parties (Rights Against Insurers) Act (Northern Ireland) 1930 (c. 19) The whole Act.
Third Parties (Rights against Insurers) Act 1930 (c. 25) The whole Act.
Insolvency Act 1986 (c. 45) In Schedule 14, the entries relating to the Third Parties (Rights against Insurers) Act 1930.