Source: https://www.russotrustee.com/cdl/getData.php?d=02192020
Timestamp: 2020-04-08 06:08:29
Document Index: 407929906

Matched Legal Cases: ['art 12', 'art 4', 'art 7', 'art 4', 'art 4', 'ART 4', 'art 10', 'ART 1', 'art 5', 'art 5', 'art 8', 'art 4', 'art 5', 'art 5', 'art 4']

Hearing Date: 2/19/2020
Hearing Count: 284
Adjourment 1 2/19/2020 9:00 am 14-16602 / CMG Kirsten B. Ennis Motion Relief from Stay (Fee) Order Previously Submitted
Debtor obj<>PNC BANK (MARTONE & UHLMANN)
Adjourment 2 2/19/2020 9:00 am 14-30396 / CMG MELISSA HOFFMAN, ESQ Motion Relief from Stay (Fee) Granted
BAYVIEW LOAN SERVICING (FEIN)
Adjourment 3 2/19/2020 9:00 am 14-32863 / CMG Wardell Huff Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/4/2020 9:00 am Total Paid In: $138,283.00
mk: emailed atty on 2/20/20= balance is $12,519.Plan has expired
Plan in month 61. Plan balance is $15,652
Adjourment 4 2/19/2020 9:00 am 14-33494 / CMG ROBERT C NISENSON ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/1/2020 9:00 am Total Paid In: $23,611.00
Adjourment 5 2/19/2020 9:00 am 14-33862 / CMG Scott C. Pyfer Motion Relief from Stay (Fee) Granted
Adjourment 6 2/19/2020 9:00 am 15-13946 / CMG PRO SE Motion Relief from Stay (Fee) Continued
4/1/2020 9:00 am Total Paid In: $49,863.00
debtor in hospital
Adjourment 7 2/19/2020 9:00 am 15-15222 / CMG YAKOV RUDIKH Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/15/2020 9:00 am Total Paid In: $94,302.00
has another payment.
MK:See PN form last hearing
Adjourment 8 2/19/2020 9:00 am 15-17866 / CMG Kirsten B. Ennis Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
Adjourment 9 2/19/2020 9:00 am 15-21383 / CMG Jennifer N. Weil Motion Relief from Stay (Fee) Continued
3/18/2020 9:00 am Total Paid In: $11,274.00
Adjourment 10 2/19/2020 9:00 am 15-24751 / CMG ROBERT C NISENSON ESQ Creditor Certification of Default Order to be Submitted Total Paid In: $19,033.00
Adjourment 11 2/19/2020 9:00 am 15-26879 / CMG JAMES J CERBONE, ESQ Trustee Certification of Default Continued
3/18/2020 9:00 am Total Paid In: $20,436.00
Adjourment 0 2/19/2020 9:00 am 15-26879 / CMG JAMES J CERBONE, ESQ Creditor Certification of Default Continued
Adjourment 13 2/19/2020 9:00 am 15-28221 / CMG ROGER J. YEHL, ESQ. Motion Relief from Stay (Fee) Order Previously Submitted Total Paid In: $10,600.00
.Order submitted to Chambers on 2/18/20.
Adjourment 14 2/19/2020 9:00 am 15-32525 / CMG William H. Oliver, Jr., Esq. Trustee Certification of Default Continued
4/1/2020 9:00 am Total Paid In: $99,417.00
Adjourment 15 2/19/2020 9:00 am 16-11796 / CMG STEPHANIE RITIGSTEIN Motion Relief from Stay (Fee) Continued
3/4/2020 9:00 am Total Paid In: $13,740.00
Adjourment 16 2/19/2020 9:00 am 16-12740 / CMG CANDYCE I SMITH-SKLAR, ESQ Trustee Certification of Default Converted to 7 / 11
Debtor obj, will convert to Ch 7
Adjourment 17 2/19/2020 9:00 am 16-14598 / CMG Mark K. Smith, Esq. Motion Reopen Ch. 13 Case (fee) Granted
TO FILE CERTS
Needs a Form of Order
Adjourment 18 2/19/2020 9:00 am 16-23200 / CMG JAMES J CERBONE, ESQ Motion Relief from Stay (Fee) Withdrawn Total Paid In: $24,649.00
Debtor obj<>LEGENDS AT KNOB HILL CONDO (MCGOVERN LEGAL)
Adjourment 19 2/19/2020 9:00 am 16-25152 / CMG WILLIAM S WOLFSON, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $54,686.00
Adjourment 20 2/19/2020 9:00 am 16-25652 / CMG William H. Oliver, Jr., Esq. Trustee Certification of Default Dismissed Total Paid In: $17,718.00
Adjourment 21 2/19/2020 9:00 am 16-28065 / CMG WILLIAM S WOLFSON, ESQ Motion to Cancel and Discharge Granted
MTN TO CANCEL DISCHARGE/GMAC
Adjourment 22 2/19/2020 9:00 am 16-28789 / CMG William H. Oliver, Jr., Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn
AR READY TO CLOSE PER LM ORDER AND PD AT 100%
1/14/20(mk): Per B. Caine- mtg atty:Debtor completed 3 mo trail period. Rushmore sent final perm. LM offer on 1/10/20. Adj. to give time to file Motion to Approve LM.
Debtor obj,in trial period<<<>>FAILED TO OBTAIN LM BY 6/1/17
Adjourment 23 2/19/2020 9:00 am 16-33078 / CMG ROBERT C NISENSON ESQ Trustee Certification of Default Dismissed Total Paid In: $18,728.00
Adjourment 24 2/19/2020 9:00 am 16-34303 / CMG Eric Clayman Creditor Certification of Default Order to be Submitted Total Paid In: $14,694.00
NATIONSTAR (Stern & L)( TR ARREARS)
Adjourment 25 2/19/2020 9:00 am 17-10372 / CMG William H. Oliver, Jr., Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $7,378.00
adj for LM status and $ to post
Adjourment 26 2/19/2020 9:00 am 17-10868 / CMG JOSEPH ALBANESE, ESQ Trustee Certification of Default Continued
3/4/2020 9:00 am Total Paid In: $10,850.00
Adjourment 27 2/19/2020 9:00 am 17-12558 / CMG ROBERT C NISENSON ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/1/2020 9:00 am Total Paid In: $10,410.00
Adjourment 28 2/19/2020 9:00 am 17-14727 / CMG Andrew Thomas Archer Creditor Certification of Default Order to be Submitted Total Paid In: $40,245.00
Adjourment 29 2/19/2020 9:00 am 17-15006 / CMG JOHN ZIMNIS, ESQ Motion Relief from Stay (Fee) Consent Order to be Submitted Total Paid In: $11,597.00
Adjourment 30 2/19/2020 9:00 am 17-15935 / CMG JAMES J CERBONE, ESQ Motion Relief from Stay (Fee) Continued
3/18/2020 9:00 am Total Paid In: $20,864.00
Adjourment 31 2/19/2020 9:00 am 17-16962 / CMG Andrew Thomas Archer Trustee Certification of Default Converted to 7 / 11
Debtor obj, converting to ch 7- Filed Notice on 2/18/20
Adjourment 32 2/19/2020 9:00 am 17-17049 / CMG WARREN BRUMEL, ESQ Trustee Certification of Default Continued
3/4/2020 9:00 am Total Paid In: $32,500.00
Adjourment 33 2/19/2020 9:00 am 17-17301 / CMG William H. Oliver, Jr., Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $11,504.00
2/14 AMT: OWES FEB/WILL COMPLETE TIMELY<<<>>>
Adjourment 35 2/19/2020 9:00 am 17-23968 / CMG William H. Oliver, Jr., Esq. Application for Extension of Loss MItigation Withdrawn Total Paid In: $19,247.00
US Bank obj (RAS)<> APPLICATION OF EXTENSION OF LOSS MIT
Adjourment 34 2/19/2020 9:00 am 17-23968 / CMG William H. Oliver, Jr., Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $19,247.00
AMT: MP 3/18<<<>>>
Adjourment 36 2/19/2020 9:00 am 17-25587 / CMG PETER E ZIMNIS, ESQ Creditor Certification of Default Order to be Submitted Total Paid In: $26,895.00
BMW (Mester & Schwartz)
Adjourment 37 2/19/2020 9:00 am 17-28521 / CMG Andrew Thomas Archer Creditor Certification of Default Granted Total Paid In: $20,738.00
debtor NS 10:03
Adjourment 38 2/19/2020 9:00 am 17-30369 / CMG Justin M. Gillman, Esq. Trustee Certification of Default Continued
3/18/2020 9:00 am Total Paid In: $14,400.00
Adjourment 39 2/19/2020 9:00 am 17-31977 / CMG LEE M PERLMAN, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $10,368.00
FAILED TO SELL BROADVIEW AVE PPTY BY 8/1/19
Adjourment 40 2/19/2020 9:00 am 17-35544 / CMG DONALD C GOINS, ESQ Motion Reinstate Stay Continued
3/4/2020 9:00 am Total Paid In: $7,095.00
Adjourment 41 2/19/2020 9:00 am 18-10332 / CMG George E Veitengruber III Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $5,032.00
2/19/20:MTG. POC #1-2 was amended.
AMT: MP 2/19***NEEDS RESOLUTION****<<<>>>
Adjourment 42 2/19/2020 9:00 am 18-12573 / CMG Edward Hanratty, Esq. Motion to Quash Continued
3/18/2020 9:00 am Total Paid In: $14,066.00
Adjourment 43 2/19/2020 9:00 am 18-13154 / CMG STEVEN J ABELSON, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $12,414.00
Adjourment 44 2/19/2020 9:00 am 18-14044 / CMG STEVEN A RAGLAND, ESQ Motion Relief from Stay (Fee) Continued
3/4/2020 9:00 am Total Paid In: $12,342.00
Adjourment 45 2/19/2020 9:00 am 18-14201 / CMG STEPHANIE RITIGSTEIN Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Trustee Order Total Paid In: $9,014.00
2/13 AMT: PROPOSED TRUSTEE ORDER - $8,440 PTD (22); $437 X 1 (feb); $503 x 37 beginning 3/1/20. Trustee is authorized to pay NY State POC #12-1 which amended claim #2-2 to add $937 post petition.<<<<>>>> Atty ok to terms(mk)
Adjourment 46 2/19/2020 9:00 am 18-15130 / CMG SCOTT E KAPLAN ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/4/2020 9:00 am Total Paid In: $5,132.00
AMT: MP 3/4<<<<>>>>
Adjourment 47 2/19/2020 9:00 am 18-16568 / CMG William H. Oliver, Jr., Esq. Trustee Certification of Default Dismissed Total Paid In: $13,192.00
adj to convert to ch 7-no dismiss
Debtor obj- applying to take $ form 401(k) to be current
Adjourment 48 2/19/2020 9:00 am 18-17099 / CMG Andrew Thomas Archer Motion Relief from Stay (Fee) Granted
Adjourment 49 2/19/2020 9:00 am 18-17695 / CMG CANDYCE I SMITH-SKLAR, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $20,100.00
atty has 1500 and says debtor obtained LM on 1st & 2nd prop. MP on for 3/18/20
Adjourment 50 2/19/2020 9:00 am 18-19171 / CMG William H. Oliver, Jr., Esq. Creditor Certification of Default Continued
3/18/2020 9:00 am Total Paid In: $47,760.00
Adjourment 51 2/19/2020 9:00 am 18-19998 / CMG WARREN LEVY Trustee Certification of Default Granted Total Paid In: $10,360.00
READY HOLD FOR 2 PM
AMT: MP 2/19*****RECOMMEND DENIED****<<<>>>
ARREARS $5,180. Last pay July 2019.
1/14/20(mk): MP filed and on for 2/19/20. adj this to MP date.
Debtor response, filing MP
Adjourment 52 2/19/2020 9:00 am 18-20113 / CMG STACEY L MULLEN, ESQ Creditor Certification of Default Continued
3/4/2020 9:00 am Total Paid In: $9,720.00
MK: for 3/4/20: ok to grant as per 2/19/20 note.
2/19 10:30 AMT: OBJ WITHDRAWN, DOC #43<<>>
Adjourment 53 2/19/2020 9:00 am 18-20565 / CMG JOSEPH J MANIA III ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $4,102.00
AMT: MP 2/19****RECOMMEND DISMISSAL****<<<>>>
12/3/19: Mp was adj to 12/18/19 due to Atty. issue. mk will adj this motion to 12/18/19.
10/29/19: MP filed(#49) On for 12/4/19- Has Issues - Needs Resolution)
9/3/19;mk: atty writes needs to file new MP to deal w/ SBA outside plan. wants adj. replied he needs to w/d MP #40 on for 9/4/19 and file new MP and then Ct will fix a hearing date for new MP.
FAILED TO COMPLY WITH LM ORDER 2/14/19 TO FILE MP AND AMD J WITHIN 20 DAYS
Adjourment 54 2/19/2020 9:00 am 18-20716 / CMG Daniel Straffi, Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $2,100.00
atty has possible sale - will know by 2/1/20
Debtor obj<>100% PLAN NOT FEASIBLE DUE TO CONSENT ORDER DOC #70 SETTING US BANK CLM #8-1 AMOUNT OF $271,100.30
Adjourment 55 2/19/2020 9:00 am 18-21689 / CMG BRIAN W HOFMEISTER Motion Expunge Claims/Reduce Claims/Modify Claims/Object To Granted Total Paid In: $24,064.00
MTN TO EXPUNGE BANK OF NEW YORK MELLON #4
Adjourment 56 2/19/2020 9:00 am 18-22154 / CMG William H. Oliver, Jr., Esq. Trustee Certification of Default Continued
3/4/2020 9:00 am Total Paid In: $13,822.00
adj to 3/4/20 for posting of last paymnt
Adjourment 57 2/19/2020 9:00 am 18-23993 / CMG PETER J BROEGE ESQ Trustee Certification of Default Trustee Order Total Paid In: $16,258.00
2/14 AMT: $15,060 PTD (19); $1,179 X 41 BEG 3/1/20 (ATTY OK)<<<>>>
Adjourment 58 2/19/2020 9:00 am 18-24571 / CMG JUDITH G AMORSKI, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $21,966.00
SV/JP MORGAN #8-2; ARREARS
Adjourment 59 2/19/2020 9:00 am 18-24670 / CMG Kevin Fayette, Esq Motion Relief from Stay (Fee) Continued
3/18/2020 9:00 am Total Paid In: $5,300.00
Adjourment 60 2/19/2020 9:00 am 18-24810 / CMG STEPHANIE SHRETER, ESQ Motion to File Amended Proof of Claim Granted Total Paid In: $1,600.00
MTN FOR WEICHERT FINANCIAL TO AMEND CLM #4-1 TO $0 ARREARAGES (POST LM)
Adjourment 61 2/19/2020 9:00 am 18-24810 / CMG STEPHANIE SHRETER, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/4/2020 9:00 am Total Paid In: $1,600.00
MK: Claim Motion granted- MK contact atty- emailed her on 2/20/20- can we recap?
Adjourment 62 2/19/2020 9:00 am 18-25754 / CMG CANDYCE I SMITH-SKLAR, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $23,754.00
Debtor obj, filing MP<>FAILED TO LM BY 7/1/19; ARREARS
Adjourment 63 2/19/2020 9:00 am 18-26021 / CMG WARREN BRUMEL, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/1/2020 9:00 am Total Paid In: $5,705.00
Adjourment 64 2/19/2020 9:00 am 18-26272 / CMG Kevin Fayette, Esq Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $7,200.00
SV/US BANK #1-1; ARREARS
Adjourment 66 2/19/2020 9:00 am 18-26744 / CMG William H. Oliver, Jr., Esq. Motion File Claim After Claims Bar Date Granted Total Paid In: $20,933.00
PNC limited obj (Martone )<>MTN AUTHORIZING TRUSTEE TO PAY LATE FILED PNC CLM #3
Adjourment 65 2/19/2020 9:00 am 18-26744 / CMG William H. Oliver, Jr., Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $20,933.00
MOTION ON FOR 2-19 WITH LIMITED OBJ
Debtor obj, filing mtn and MP<>FAILED TO ADDRESS PNC 'PER PLAN' CLM
Adjourment 67 2/19/2020 9:00 am 18-26865 / CMG Thomas J Orr Motion Relief from Stay (Fee) Continued
3/18/2020 9:00 am Total Paid In: $13,300.00
12/1/19- still worrking on resolving
Adjourment 68 2/19/2020 9:00 am 18-28556 / CMG NICHOLAS FITZGERALD, ESQ Motion Motion (Generic) - Only use if no other event is applicable Granted Total Paid In: $46,489.00
MTN TO PERMIT DEBTOR TO OBTAIN CREDIT
Adjourment 69 2/19/2020 9:00 am 18-28612 / CMG JOHN F. BRACAGLIA, JR, ESQ. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $9,470.00
Adjourment 70 2/19/2020 9:00 am 18-29622 / CMG BRUCE H. LEVITT Motion Relief from Co-Debtor Stay Order to be Submitted Total Paid In: $41,464.00
Adjourment 71 2/19/2020 9:00 am 18-29729 / CMG YAKOV RUDIKH Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $15,207.00
Adjourment 72 2/19/2020 9:00 am 18-29843 / CMG JOSEPH J ROGERS, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/15/2020 9:00 am Total Paid In: $3,080.00
2/14 AMT: Per atty, LM approved eff 4/1/20; filing mtn to approve. Adj'g to allow time for order and APOC<<<>>>
Adjourment 73 2/19/2020 9:00 am 18-29892 / CMG DAVID G BESLOW, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/4/2020 9:00 am Total Paid In: $15,300.00
opp'n filed 2/18/20
FAILED TO LM BY 7/31/19
Adjourment 74 2/19/2020 9:00 am 18-29947 / CMG NICHOLAS FITZGERALD, ESQ Trustee Certification of Default Continued
4/1/2020 9:00 am Total Paid In: $6,104.00
Adjourment 75 2/19/2020 9:00 am 18-30094 / CMG RUSSELL L LOW, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/15/2020 9:00 am Total Paid In: $5,200.00
1/24/20(mk):TR arrears cured. Loss Mit extended to 4/8/20 but MFR on 2/5/20 (AMT: MFR GRANTED)
Adjourment 76 2/19/2020 9:00 am 18-30504 / CMG Kirsten B. Ennis Motion Relief from Stay (Fee) Continued
3/18/2020 9:00 am Total Paid In: $5,807.00
Adjourment 77 2/19/2020 9:00 am 18-30611 / CMG PRO SE Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $15,429.00
2/14 AMT: $5,000 PYMT BOUNCED...
Adjourment 78 2/19/2020 9:00 am 18-31104 / CMG Kurt E. Reinheimer, Esq. Motion Relief from Stay (Fee) Withdrawn Total Paid In: $25,956.00
Debtor obj<>SELECT PORTFOLIO (FRENKEL LAMBERT WEISS)
Adjourment 79 2/19/2020 9:00 am 18-31818 / CMG JAVIER L. MERINO, ESQ. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $2,000.00
No Opp'n filed & NS
FAILED TO LM BY 11/29/19, EXTENDED LOSS MIT EXPIRED; ARREARS
Adjourment 80 2/19/2020 9:00 am 18-32358 / CMG ROBERT BRAVERMAN Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $1,800.00
Adjourment 81 2/19/2020 9:00 am 18-33314 / CMG JAY A WEINBERG, ESQ Motion Relief from Stay (Fee) Continued
3/4/2020 9:00 am Total Paid In: $2,600.00
Adjourment 82 2/19/2020 9:00 am 18-34172 / CMG JAMES J CERBONE, ESQ Motion Relief from Co-Debtor Stay Granted Total Paid In: $23,263.00
ALLY BANK LEASE (MORTON)
Adjourment 83 2/19/2020 9:00 am 18-34224 / CMG ROBERT BRAVERMAN Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $3,920.00
Adjourment 84 2/19/2020 9:00 am 19-10868 / CMG William H. Oliver, Jr., Esq. Trustee Certification of Default Continued
3/4/2020 9:00 am Total Paid In: $7,440.00
Adjourment 85 2/19/2020 9:00 am 19-11587 / CMG William H. Oliver, Jr., Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $3,016.00
SV/NATIONSTAR #2-1; FAILED TO ADDRESS 'PER PLAN' CLM/PEMBERTON MUA; ARREARS
Adjourment 86 2/19/2020 9:00 am 19-12209 / CMG LAURENCE R SHELLER, ESQ Trustee Certification of Default Continued
3/18/2020 9:00 am Total Paid In: $1,965.00
2/15/20: proof of funds sent. gets pd 2/25/20 will make another payment.
Adjourment 87 2/19/2020 9:00 am 19-12248 / CMG JAMES J CERBONE, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $9,046.00
MP on 3/18/20
Adjourment 88 2/19/2020 9:00 am 19-12859 / CMG CANDYCE I SMITH-SKLAR, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $5,332.00
Adjourment 89 2/19/2020 9:00 am 19-12872 / CMG YAKOV RUDIKH Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $1,050.00
Adjourment 90 2/19/2020 9:00 am 19-12921 / CMG MOSHE ROTHENBERG, ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Trustee Order Total Paid In: $16,823.00
2/18 AMT: $16,174 PTD (12); $2,078 X 48 BEG 3/1/2020; extends to 60 mo (atty ok)<<<>>>
1/14 AMT: DEBTOR TO BE CURRENT BY ADJ HEARING DATE 2/19/2020<<<>>>
1/11/20(mk):Motion to Modify claim of DiTech on 1/15/20. prev. MP #32 was w/d on 11/20/19. If motion granted needs a MP
11/19/19(mk): atty to w/d MP #32 also on 11/20/19 or it will be denied. He will file a separate motion to cram ditech-told him possible issues re; stay as Ditech in Ch 11. Then file new MP
AMT: MP 11/20<<>>REC MP BE DENIED
Debtor obj<>PLAN NOT FEASIBLE DUE TO CLAIMS #15-1 (Ditech- 2nd mtg)AND #17-1 (Selene-1st mtg)FILED AFTER CONFIRMATION; ARREARS
Adjourment 91 2/19/2020 9:00 am 19-13295 / CMG Kirsten B. Ennis Trustee Certification of Default Continued
4/1/2020 9:00 am Total Paid In: $7,554.00
Adjourment 92 2/19/2020 9:00 am 19-13805 / CMG EUGENE ROTH, ESQ Creditor Certification of Default Order to be Submitted Total Paid In: $23,945.00
Adjourment 93 2/19/2020 9:00 am 19-13973 / CMG ROBERT MANCHEL ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Withdrawn Total Paid In: $10,630.00
mk: when claims motion is granted- w/d this motion. MP is on HR.
1/14/20(mk): Woodbridge filed a claim- LATE CLAIM & arrears still outstanding- atty says they pd 6,000. Has not posted yet. Maybe adj for posting & atty to file motion for allow late claim or get consent order.
1/8/2020 cert in opposition filed, requesting hearing - propose to pay arrears by 1/30/2020, does not address Woodbridge claim in opposition and arrears are $7,130 . Last pay 7/2/19.
FAILED TO ADDRESS WOODBRIDGE TWP PER PLAN CLM TRUSTEE ID #17; ARREARS
Adjourment 94 2/19/2020 9:00 am 19-13973 / CMG ROBERT MANCHEL ESQ Motion File Claim After Claims Bar Date Granted Total Paid In: $10,630.00
DEBTOR MTN TO AUTHORIZE TRUSTEE TO PAY LATE FILED CLM #16-1/WOODBRIDGE TWP
Adjourment 95 2/19/2020 9:00 am 19-14546 / CMG JOAN S. WARREN, ESQ. Motion Relief from Co-Debtor Stay Consent Order to be Submitted Total Paid In: $11,490.00
Debtor obj<>SELECT PORTFOLIO (MCCALLA RAYMER)
Adjourment 96 2/19/2020 9:00 am 19-14880 / CMG Daniel Straffi, Esq. Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/18/2020 9:00 am Total Paid In: $3,864.00
Adjourment 97 2/19/2020 9:00 am 19-14880 / CMG Daniel Straffi, Esq. Motion Relief from Stay (Fee) Granted Total Paid In: $3,864.00
Adjourment 98 2/19/2020 9:00 am 19-14881 / CMG BRIAN W HOFMEISTER Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Dismissed Total Paid In: $6,900.00
Adjourment 99 2/19/2020 9:00 am 19-16596 / CMG WARREN LEVY Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
4/15/2020 9:00 am Total Paid In: $3,632.00
Adjourment 100 2/19/2020 9:00 am 19-17960 / CMG STEPHANIE RITIGSTEIN Motion Motion (Generic) - Only use if no other event is applicable Granted Total Paid In: $4,753.00
MTN TO APPROVE DISBURSEMENT FROM PI ACTION
mk :reviewed- OK-no NE Proceeds
Adjourment 101 2/19/2020 9:00 am 19-19078 / CMG Karina Pia Lucid Motion Relief from Stay (Fee) Continued
Adjourment 102 2/19/2020 9:00 am 19-19213 / CMG LAWRENCE L ABT III ESQ Motion Trustee Motion to Dismiss/Wage Order (Camden/Trenton) Continued
3/4/2020 9:00 am Total Paid In: $2,552.00
Adjourment 103 2/19/2020 9:00 am 19-19260 / CMG MARYBETH SCHROEDER Trustee Certification of Default Continued
4/1/2020 9:00 am Total Paid In: $9,004.00
SEE PN- ADJ. to 4/1/20.
Adjourment 104 2/19/2020 9:00 am 19-19674 / CMG William H. Oliver, Jr., Esq. Motion Relief from Co-Debtor Stay Order Previously Submitted Total Paid In: $1,800.00
Debtor obj<>BAYVIEW LOAN SERVICING (MATTLEMAN, WEINROTH & MILLER)
Order sent to Chambers 2/18/20
Adjourment 105 2/19/2020 9:00 am 19-19674 / CMG William H. Oliver, Jr., Esq. Motion File Claim After Claims Bar Date Granted Total Paid In: $1,800.00
DEBTOR MTN AUTHORIZING TRUSTEE TO PAY LATE FILED CLM #4/FOUR SEASONS
Adjourment 106 2/19/2020 9:00 am 19-19745 / CMG PETER E ZIMNIS, ESQ Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $1,371.00
OTBS by creditor- SV granted but hold enforcement for 30 days.
Debtor obj<>FNA DZ, LLC (HONIG & GREENBERG)
Adjourment 107 2/19/2020 9:00 am 19-19745 / CMG PETER E ZIMNIS, ESQ Trustee Certification of Default Continued
3/18/2020 9:00 am Total Paid In: $1,371.00
Adjourment 108 2/19/2020 9:00 am 19-20223 / CMG George E Veitengruber III Motion Expunge Claims/Reduce Claims/Modify Claims/Object To Continued
PROBLEM WITH ORDER - HOW DOES COURT RETAIN JURISDICTION AFTER CASE CLAOSING
MTN TO DISALLOW OR REDUCE NATIONSTAR ARREARAGE CLM #4-1
Adjourment 109 2/19/2020 9:00 am 19-20269 / CMG Kevin Fayette, Esq Motion Relief from Stay (Fee) Continued
3/18/2020 9:00 am Total Paid In: $11,600.00
Adjourment 110 2/19/2020 9:00 am 19-20438 / CMG BRIAN W HOFMEISTER Motion Relief from Stay (Fee) Order Previously Submitted Total Paid In: $2,760.00
U.S. BANK NATL (ROMANO GARUBO)
>> CO submitted to Chambers 2/18/20
Adjourment 111 2/19/2020 9:00 am 19-20477 / CMG THOMAS J ORR ESQ Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $2,271.00
CAPITAL ONE AUTO (MESTER)
Adjourment 112 2/19/2020 9:00 am 19-20659 / CMG STEPHANIE RITIGSTEIN Trustee Certification of Default Continued
3/18/2020 9:00 am Total Paid In: $5,313.00
Debtor obj-applied for disability.
Adjourment 113 2/19/2020 9:00 am 19-21515 / CMG David L. Stevens Application for Extension of Loss Mtigation Denied
Mk: debtor NS at 3rd call
AR DEBTOR OBJ DOC 52 CORRUPTED CAN NOT VIEW
Adjourment 114 2/19/2020 9:00 am 19-22000 / CMG William H. Oliver, Jr., Esq. Creditor Certification of Default Granted
Debtor is w/d opp'n on this .
READY HOLD 12:00- Creditor to appear via Ct. Solutions.
Debtor obj<>CREDITOR, VAN HASSEL (LoFaro)( TR ARREARS )
Adjourment 115 2/19/2020 9:00 am 19-22309 / CMG ANDY WINCHELL Motion Relief from Co-Debtor Stay Moot - Dismissed
Adjourment 116 2/19/2020 9:00 am 19-22490 / CMG CANDYCE I SMITH-SKLAR, ESQ Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $1,952.00
Debtor obj<>WEST WINDSOR GARDENS (HABER SILVER SIMPSON & RUSSONIELLO)
Adjourment 117 2/19/2020 9:00 am 19-24191 / CMG EUGENE ROTH, ESQ Notice of Request for Loss Mitigation Granted Total Paid In: $5,080.00
Adjourment 118 2/19/2020 9:00 am 19-25605 / CMG William H. Oliver, Jr., Esq. Motion Relief from Co-Debtor Stay Continued
Adjourment 119 2/19/2020 9:00 am 19-26207 / CMG Kevin Fayette, Esq Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $3,200.00
PRINCETON FEDERAL CREDIT UNION (PETER LISKA)
Adjourment 0 2/19/2020 9:00 am 19-26207 / CMG Kevin Fayette, Esq Certificate of Consent Order to be Submitted Total Paid In: $3,200.00
Adjourment 120 2/19/2020 9:00 am 19-26933 / CMG TIMOTHY P NEUMANN, ESQ Motion Relief from Co-Debtor Stay Granted
Debtor obj<>JPMORGAN CHASE (FEIN, SUCH, KAHN)
Adjourment 121 2/19/2020 9:00 am 19-26989 / CMG PETER E ZIMNIS, ESQ Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $2,700.00
Adjourment 122 2/19/2020 9:00 am 19-27190 / CMG Mark Kriegel Motion Relief from Stay (Fee) Continued
3/18/2020 9:00 am Total Paid In: $7,667.00
Adjourment 123 2/19/2020 9:00 am 19-27333 / CMG Daniel Straffi, Esq. Application for Early Termination of Loss Mitigation Continued
Adjourment 124 2/19/2020 9:00 am 19-27685 / CMG Justin M. Gillman, Esq. Motion Expunge Claims/Reduce Claims/Modify Claims/Object To Granted Total Paid In: $3,500.00
MTN TO EXPUNGE HARRISON ROSS BYCK CLM #2
>>Creditor w/d claim But debtor wants motion Granted to avoid future issues.
Adjourment 125 2/19/2020 9:00 am 19-28298 / CMG WARREN BRUMEL, ESQ Motion Relief from Stay (Fee) Order to be Submitted Total Paid In: $3,250.00
Adjourment 126 2/19/2020 9:00 am 19-28947 / CMG William H. Oliver, Jr., Esq. Motion Relief from Stay (Fee) Granted
2/18/20: debtor w/d opp'n
Debtor obj<>ARVEST CENTRAL MTG (STERN & EISENBERG)
Adjourment 127 2/19/2020 9:00 am 19-29698 / CMG Terry Tucker Motion Relief from Stay (Fee) Granted
EXETER FINANCE (MESTER)
Adjourment 128 2/19/2020 9:00 am 19-29911 / CMG PETER E ZIMNIS, ESQ Motion Relief from Stay (Fee) Continued
Adjourment 129 2/19/2020 9:00 am 19-29965 / CMG JOHN F. BRACAGLIA, JR, ESQ. Motion Motion (Generic) - Only use if no other event is applicable Granted
Adjourment 130 2/19/2020 9:00 am 19-30498 / CMG David L. Stevens Motion Relief from Stay (Fee) Granted
SELENE FINC (RAS)
Adjourment 131 2/19/2020 9:00 am 19-30983 / CMG ADRIAN JOHNSON Motion Approval to Participate in the Court's Loss Mitigation Program Granted
MTN FOR LOSS MIT/SLS
atty here-
Adjourment 132 2/19/2020 9:00 am 19-31299 / CMG William H. Oliver, Jr., Esq. Motion Sell Free and Clear of Liens under 363(f) (FEE) Continued
>>Short sale- price way less than sch A and CMA value. Case filed in Nov.- T'ee obj.
Adjourment 133 2/19/2020 9:00 am 19-31889 / CMG STEPHANIE RITIGSTEIN Motion Relief from Stay (Fee) Consent Order to be Submitted
Debtor obj<>KRIEGMAN & SMITH/LANDLORD (ANTHONY LANDOLFI)
Adjourment 134 2/19/2020 9:00 am 20-10190 / CMG SEYMOUR WASSERSTRUM, ESQ Motion Extend Time Order to be Submitted
OTBS SV only as to LL
Landlord creditor- landlord here
landlord, Cipolloni obj (pro se)<> MTN TO EXTEND STAY
Adjourment 135 2/19/2020 9:00 am 20-10495 / CMG Edward Hanratty, Esq. Motion Impose Automatic Stay Denied
>>Opp'n by Deutshe Bank(#25).
Adjourment 136 2/19/2020 9:00 am 20-10812 / CMG PRO SE Motion Extend Time Granted
Adjourment 137 2/19/2020 9:00 am 20-10909 / CMG Erik M. Helbing Motion Motion (Generic) - Only use if no other event is applicable Granted
Adjourment 138 2/19/2020 9:00 am 20-11198 / CMG WARREN L PETERSON ESQ Motion Reinstate Stay Denied
OST ---MTN TO CONTINUE STAY
opp'n filed yesterday
341 scheduled for 3/12/20 . no docs supplied yet & conf 4/1/20
Adjourment 139 2/19/2020 9:00 am 20-11325 / CMG ANDREW CARROLL, ESQ. Motion Impose Automatic Stay Granted
Adjourment 140 2/19/2020 9:00 am 20-11338 / CMG CAMILLE J KASSAR Order Shorten Time Granted
Adjourment 141 2/19/2020 9:00 am 20-11670 / CMG JAMES J CERBONE, ESQ Order Shorten Time Granted
Adjourment 142 2/19/2020 10:00 am 17-17889 / CMG LEE M PERLMAN, ESQ Confirmation Hearing on Modified Plan Withdrawn Debtor has made 0 of 36 required payments Arrears: $9,673.00
AS OF 2/10/20 (SF) -
This modified plan is filed in the wrong case. It should be filed in the lead case 17-17888 Need to withdrawn and filed in the correct case.
Adjourment 143 2/19/2020 10:00 am 18-10332 / CMG George E Veitengruber III Confirmation Hearing Scheduled Continued
3/18/2020 10:00 am Debtor has made 17 of 27 required payments Arrears: $2,079.00 Total Paid In: $5,032.00
ISSUES AS OF 2/7/2020 (DM):
PTD = $4,735
Adjourment 144 2/19/2020 10:00 am 18-19998 / CMG WARREN LEVY Confirmation Hearing on Modified Plan Denied Debtor has made 14 of 23 required payments Arrears: $0
Total Paid In: $10,360.00
***READY HOLD FOR 2 PM***
***Debtor has $5,180 in Trustee arrears and has not made a payment since July 2019 - RECOMMEND DISMISSAL ON THE TRUSTEE'S MOTION***
- Plan is being reduced from 100% to 0%
- Need amended Sch I&J
- Need 2018/2019 tax returns
Confirmed Case: $4,440 Ptd, $740 x 24, $1,732 x 30 start 12/1/20, 100% Plan
Prop. MP: $518 x 20, $800 x 10, $1,600 x 30, 0% Plan
PTD = $10,360
Last Claim (4-1) dated 7/26/18
Adjourment 145 2/19/2020 10:00 am 18-20565 / CMG JOSEPH J MANIA III ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 15 of 23 required payments Arrears: $268.00 Total Paid In: $4,102.00
PER AR CAN CONF AT $3834.13 paid then $268 x 39 beg. 3/1/20-;Base--OK to pay IRS post petition claim--use trustee order of distribution
AR SEE IRS APOC ADD CLAIMS NOTE POST PETITION AMEND OK TO PAY AND OK TO PAY POST PETITION IRS CLAIM
SBA OS PER PLAN TR NOT TO PAY
ATT TO FILE MOTION POST PET CLAIM FOR IRS AND ALLOW TR TO PAY BY 1-15-20 ---NOT FILED AND ALSO MFR FILED BY NAVY FCU
12/5 workup for the 12/18 calendar EDC---Adj from last time to resolve, trustee motion to dismiss still pending EDC
-plan calls for payment of $8,000 to IRS for unsecured taxes but there is no IRS unsecured claim filed? We cannot set up without a claim--needs to be resolved
MP proposes 188 x 48 beg 5/1/19
Adjourment 146 2/19/2020 10:00 am 18-30325 / CMG PRO SE Confirmation Hearing on Modified Plan Confirmed Debtor has made 18 of 18 required payments Arrears: $0
Total Paid In: $19,800.00
Per AR CAN CONFIRM AT: $17604.03 paid then $1098 x 44 beg 3/1/20- 0% to unsecured-trenton tax and water outside-use trustee order of distribution
AR WORK UP WITH
ADD TRENTON WATER PAID OS PLAN - SEE DOC MISC TAX SALE DOC 2-12
AR RESOLVE OR HOLD 2/7 workup for the 2/19 calendar
---AR MOD PLAN FILED 1/15--- NEED TO SERVE TRANSMITTAL LTR ON KEY BANK WITH CERT OF SERVICE - filed transmittal as support but I do not see a cert of service EDC
AR FILED SEE DOC JUST BEFORE PLAN
TR ORDER
-Wilmington obj (but no obj to MP which pays their full POC), need service of cram on Keybank and feasibility (only $448 in disposable but needs $1125) are last remaining issues
OK WITH FEASIBILTY LETS SEE WHAT HAPPENS
MP filed on 6/14---1105.82 X 60 BEG 11/18; 0%
-plan list First mortgage and auto as being crammed in part 4d, not also in part 7. Is this pay in full or cram?THIS IS PAYINIG BALANCE IN FULE PER DEBTOR
-Auto claim is only $10,422 in full which is less than the amount proposed of $12,000--OK TO USE CLAIM
-need to use trustee order of distribution-USE TRUSTEE ORDER
-obj to MP by Wilmigton Trust and motion for relief scheduled for 11/6--claims no post pet payments
-did not prove feasiblity per below
INTERIM SCH ORDER RE CONF TO CHAMBERS FOR FILING 7 DAY<<>>AR PER CMG ,
-NEED TO RESOLVE CLAIMS THAT HAVE BEEN PAID ,
-MP IF NECESSARY BY 6-15 (DONE)
-TO RESOLVE OBJ OF BANK AND SHOW FEASIBILTY AND ABILITY TO PAY MORTGAGE IN FULL IN PLAN(sent in affidavit from son for $35 a month-no attached paystubs). This would bring disposable income up to $448 but payment to trustee needs over $1200 for months remaining remaining
4/22 workup for the 5/1 calendar EDC
-motion for relief by Quailbrook is on for 5/15
-MP is requiring an original signed mortgage and note before the trustee disburses funds. This needs to be removed by confirming order or else cannot confirm with conditions on trustee dis
Adjourment 148 2/19/2020 10:00 am 19-10864 / CMG William H. Oliver, Jr., Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 34 of 15 required payments Arrears: $0
Total Paid In: $10,719.00
As of 2/5/20 (DS): Ok to confirm at $10,097 paid, $311 x 47 begin 3/1/20 100% to gucs
MP Prop $311 x 47 100% - Debtor has received loan mod on first mortgage. Plan is removing payment to cure mortgage arrears.
Adjourment 149 2/19/2020 10:00 am 19-12203 / CMG STEPHANIE RITIGSTEIN Confirmation Hearing on Modified Plan Continued
4/15/2020 10:00 am Debtor has made 13 of 14 required payments Arrears: $580.00
INCOME RESOLVED 225 3RD CAR WAS SURRENDER
AR RESOLVE OR HOLD ( ATTY TO RESOLVE INC ISSUE OR REC DISMISSAL)
***In addition to the outstanding issues below, amended Sch I filed 12/5/19 for spouse's new job at Comcast - Trustee was previously advised that there was no longer any part-time income, but amended Sch I still has $1,100 for part-time income - Trustee disposable income calculation WITHOUT the part-time income is $712 per month (see calculation below)***
- Debtor (Trenton Board of Ed) - 2019 Ytd Net $25,612.71/8 = $3,201.58
- Rent = $950
- Spouse (Comcast) - $1,153.80 (avg for 80 hrs) x 2.16 = $2,492.20
- Sch J expenses of $6,381 - $450 for car surrender = $5,931
- DISPOSABLE INCOME = $712
1) Wilmington Trust (RAS) OBJs - $18,065.89 arrears on 527 Brunswick property (UNRESOLVED).
2) Wells Fargo filed a secured claim on 529 Brunswick property not listed in the Bankruptcy Petition or the Plan (MP PROVIDES THAT DEBTOR NOT ON DEED AND CLAIM TO BE TREATED OUTSIDE PLAN - Rhondi & Aleisha are okay if Trustee adds that property is surrendered with respect to the filing debtor and creditor is free to seek stay relief).
3) Ally Capital filed $58.54 late arrears claim on 2013 GMC Terrain - MP proposes $959 treatment (NEED CLARIFICATION).
ADD PAY PER CLAIM AR OK TO PAY
4) MP assumes lease and cures $311.37 arrears to ACAR Leasing on 2014 Buick Verano - but lease expired sometime in 2017 (NEED CLARIFICATION).
5) IRS filed $7,461.75 estimated priority claim (AMENDED TO $5,125.55 - MP PAYS).
6) Ocwen (RAS) OBJs - $45,051.94 arrears on Meadowview Dr property (LOAN MOD ORDER ENTERED AND POD HAS BEEN AMENDED TO $0)
7) American Credit Acceptance filed POC (1-1) and POC (8-1) for a 2006 Lincoln Navigator - proposed Plan treats creditor as surrendered in Part 4e and secured unaffected in Part 4f (MP REMOVES TREATMENT FROM PART 4f).
8) Trustee OBJ:
- Debtor has insufficient income (MOOT BASED ON NEW JOB).
- Need proof
Adjourment 150 2/19/2020 10:00 am 19-13562 / CMG George E Veitengruber III Confirmation Hearing on Modified Plan Confirmed Debtor has made 13 of 14 required payments Arrears: $0
Total Paid In: $3,666.00
*** CAN REC. CONFIRM AT $3,102 PTD; Then 282 x 24, begin 3/1/20;100%: MUST FILE AMENDED CLAIM (#3) TO REMOVE ARREARS FOR M & T BANK W/In 45 DAYS: TRUSTEE STANDARD ORDER OF DISTRIBUTION ***
Plan will pay of early.
Mp proposes:282 x 60, Base.Plan has run 12 mos.and 48 remain.
PTD;$3,102(11/12 payments).needs feb. payment
Adjourment 151 2/19/2020 10:00 am 19-13973 / CMG ROBERT MANCHEL ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 8 of 14 required payments Arrears: $2,670.00 Total Paid In: $10,630.00
ok to confirm at $10,630 paid to date, $1,335x48 begin 3/1/2020 base plan
-loan modification by 4/12/2020
-will be low base until loan mod is complete
Adjourment 152 2/19/2020 10:00 am 19-16594 / CMG JOAN S. WARREN, ESQ. Confirmation Hearing on Modified Plan Continued
4/1/2020 10:00 am Debtor has made 2 of 12 required payments Arrears: $0
will provide info
ssues as of 2/14/2020
-modified plan proposes to reduce plan payments from $1,076 to $200. Disposable income as verified at original confirmation in September 2019 showed $726.85 in disposable income. Debtor's attorney has not provided updated Schedules or proof of income to support reducing plan to less than disposable income of $726.
Adjourment 0 2/19/2020 10:00 am 19-16594 / CMG JOAN S. WARREN, ESQ. Confirmation Hearing on Modified Plan Withdrawn Debtor has made 2 of 12 required payments Arrears: $0
Adjourment 153 2/19/2020 10:00 am 19-18445 / CMG DANIEL L. REINGANUM Confirmation Hearing on Modified Plan Confirmed Debtor has made 99 of 12 required payments Arrears: $520.00 Total Paid In: $33,782.00
*** CAN CONFIRM AT $33,282.06 PTD,THEN $ 340 x 27, BEGIN 2/1/20:Base: Must have Orders for all attorney fees***
MP proposes 340 x 27,Begin 2/1/20:Base
plan has run 10 mos.26 remain.
PTD:$33,282.06( $29,776.06 of this is in RE Proceeds)
Adjourment 154 2/19/2020 10:00 am 19-19078 / CMG Karina Pia Lucid Confirmation Hearing on Modified Plan Continued
4/15/2020 10:00 am Debtor has made 9 of 11 required payments Arrears: $2,054.00
ADJ PEREMPTORY ATTY TO EMAIL EC AFTER 3-5 TO REVIEW OUTSTANDING ITEMS
2/11 workup for the 2/19 calendar EDC
-MFR Greenwich Chase HOA on 2/19
OTBS PAID OS
CONF OR DISMISS LAST TIME
(2) RESOLVE OBJ BY:
(A) BANK OF AMERICA-NOT DONE
(B)SANTANDER-???(mk:12/14/20-Order submitted Resolves obj.Terms=- Santander unaffected by plan& pd. outside).
(C) TRUSTEE-NOT DONE
(3) FILE MP BY 2/5-NOT DONE---STILL NEED ORDER ALLOWING TRUSTEE TO PAY LATE CLAIM BY BAKER FCU----not done still
-need an order to pay adequate protection payments and this is a post petition payment or is it to be applied to pre petition arrear
Adjourment 156 2/19/2020 10:00 am 19-19102 / CMG Justin M. Gillman, Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 8 of 11 required payments Arrears: $460.00 Total Paid In: $1,920.00
2/19 calendar--CAN CONFIRM AT: $1690 paid then $230 x 31 beg. 2/1/20-0%-LM by 12/31/20-Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan.-strike part 10 of the plan
Adjourment 157 2/19/2020 10:00 am 19-20223 / CMG George E Veitengruber III Confirmation Hearing Scheduled Continued
3/18/2020 10:00 am Debtor has made 8 of 11 required payments Arrears: $3,353.00
Motion carried to 3/18 for Amended POC
AR RESOLVE OR HOLD 2/5 workup for the 2/19 calendar EDC
Motion vs. Champion mt on 2/19/20-need to resolve
Adjourment 158 2/19/2020 10:00 am 19-21097 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Confirmed Debtor has made 6 of 10 required payments Arrears: $692.00 Total Paid In: $3,892.00
CONFIRM AT $3200 paid then $692 x 52 beg. 3/1/20-pro rata -use trustee order of distribution
-still needs to resolve tax issue from last 2 adjournments---
1. Objection by Bank of NY/Mellon(Powers): (mk: RESOLVED- PAY AMENDED POC arrears of $31,183.86).
2. NJ Div. Of Tax - Estimated POC for priority - no return for 2016.
APOC FILED 2-11
- Order of distribution differs for T'ee- has priority before secured.(USE TRUSTEE ORDER)
-no filed gucs
Proposed plan:400 X 36 BEG 7/1; BASE
last claim:3-1, bar date:8/12/19
Adjourment 159 2/19/2020 10:00 am 19-21290 / CMG PETER E ZIMNIS, ESQ Confirmation Hearing on Modified Plan Dismissed - Hold Fees Debtor has made 9 of 10 required payments Arrears: $0
LM appeal denied
AR, ADD NJHMFA TREATED OS PLAN , TRUSTEE SHALL NOT PAY CLAIM, CREDITOR FREE TO SEEK STAY RELIEF
ISSUES AS OF 2/11/2020 (DM): Updated 2/13/20
***Trustee can recommend confirmation at $100 x 36 starting 7/1/19, Base Plan, NJHMFA has stay relief and will be treated outside the Plan, Trustee shall not reserve or pay on NJHMFA POC (27-1)***
1) NJHMFA (Phelan) OBJs - $36,564.19 arrears (STAY RELIEF GRANTED AND MP TREATS MTG OUTSIDE).
Prop. Plan $100 x 36, Base Plan, mtg claim outside
PTD 8/8 = $800
Last Claim (27-1)
Adjourment 160 2/19/2020 10:00 am 19-21329 / CMG SEYMOUR WASSERSTRUM, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 8 of 10 required payments Arrears: $150.00 Total Paid In: $1,200.00
2/19/2020 (AT):
RECOMMEND: $1,050 PAID TO DATE, $150 x 52 BEGINNING 3/1/2020, BASE
Loan modification by 6/30/2020.
Need an amended proof of claim for NJ Division of Taxation by 4/30/2020.
Need order resolving objection by Select Portfolio within 30 days of confirmation.
Claim #4 filed by US Bank/Select Portfolio will not be paid by the trustee.
AR RESOLVE OR HOLD AS OF 2/13/20 (at):
1. Objection filed by Select Portfolio Servicing (McCalla) - failure to cure arrears of $86,269.71. (UNRESOLVED)
LOAN MOD BY 6-30 20 NO PAY CLAIM
PER ATTY OK TR ORDER
3. The IRS filed an estimated claim #3 which needs to be resolved.
RETURN SHOWS $0 LIAB APOC BY 4-30 -20
4. Need to extend the time to obtain a loan modification. Plan lists loan mod by 12/2019.
- A copy of the homeowner's insurance renewal declaration - . Policy provided has expired. (RECEIVED)
- Proof of current car insurance for 200 Ford & 1996 Harley Motorcycle. (NOT RECEIVED)
- Amendments to Schedules attorney disclosure to pay balance of fee through plan. (AMENDED DISCLOSURE FILED)
- Plan cannot be 0% when there is a Loan Modification. Needs base. (MOD PLAN FILED - PAYS BASE TO GUC'S)
Plan proposes: $150 x 60, base, loan mod by 12/2019
Payments: 7/8, arrears $150
Adjourment 161 2/19/2020 10:00 am 19-21386 / CMG George E Veitengruber III Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 10 required payments Arrears: $12.00 Total Paid In: $2,316.00
MP adds Midland and New Century as lien avoidance but no proof of service. Will strike provision and counsel can file a motion to void these liens.
Also adds NJ claim but it was filed as an unsecured claim so it will be paid pro rata with other unsecured.
CONF AT: $1204 paid to date then beg 3/1/20--$562 x 52-pro rata-strike Midland and New Century lien avoidance from plan--pre conf cert in 10 days
>>Tax Returns not filed<< Needs resolution.--.POC by IRS $200- not in Plan- NO LONGER ESTIMATED. 2017 & 2018 still
>> POC BY St. OF NJ-Div Of Tax- $1,155- not in plan- ESTIMATED. 2017 and 2018 still
-needs pre conf cert.
>>Objection By JP Morgan Chase(Fein Such): RESOLVED- COTBS- Do Loss Mit- LM By 4/1/2020; No pay arrears pending LM
- Plan fails to pay arrears- LM speculative
Proposed plan:172 x 60 BEG 7/1; LM BY 4/1/2020 (116 NIAGARA LN)by 4/1/20; BASE
last claim:7-1, Bar date:8/15/19
Adjourment 162 2/19/2020 10:00 am 19-21868 / CMG ANDY WINCHELL Confirmation Hearing on Modified Plan Dismissed - Hold Fees Debtor has made 7 of 10 required payments Arrears: $0
atty says she cannot afford to pay
AS OF 2/12/20 (at):
RECOMMEND: $4,600 PAID TO DATE, $1,054 X 52 BEGINNING 3/1/2020, 100% TO GUC'S
Vesting of the estate needs to be upon confirmation or the debtor must list the trustee as a loss payee on all real estate or car insurance policies.
- Need a statement for the debtor's 401k loan. (NOT RECEIVED)
- $200/month pet expenses for neighborhood animals
- Verified income leaves a monthly net balance of $1,397.59.
- Per the 122C, monthly disposable income is $1,005 which requires a minimum dividend of $60,300 to general unsecured creditors.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $1,028.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Debtor's attorney must file a fee application within 7 days of the entry of the order confirming the plan. (LANGUAGE ADDED)
Plan proposes: $700 x 60, base
Payments: 6.5/8, arrears $1,000
Adjourment 163 2/19/2020 10:00 am 19-22015 / CMG George E Veitengruber III Confirmation Hearing Scheduled Continued
4/1/2020 10:00 am Debtor has made 6 of 10 required payments Arrears: $1,159.00 Total Paid In: $6,640.00
MP filed& amended I & J
***If debtor were able to resolve the objection with US Bank and address attorney fee balance, the Trustee would recommend confirming at $5,810.44 Ptd, then $830 x 52 starting 3/1/20, 100% Plan, Loan Mod with US Bank/Gregory Funding by 4/1/20, no payment or reserve by the Trustee pending the Loan Mod***
2) Plan lists Gregory Funding/US Bank mortgage arrears not to be paid by Trustee - total unsecured claims filed amount to $6,349. Case would be paid off in 11 months. Is Trustee to pay mortgage arrears or reserve funds?
PTD 7/8 = $5,810.44
Adjourment 164 2/19/2020 10:00 am 19-22525 / CMG EUGENE ROTH, ESQ Confirmation Hearing on Modified Plan Denied Debtor has made 10 of 10 required payments Arrears: $2,235.00
MP SCH FOR 3-18 JANET TO EMAIL EC UPDATE ON CASE AND MP
2/6 workup for the 2/19 calendar EDC
NOTHING RESOLVED WITH INTERIM SCH ORDER>>respond to all trustee objections by 1/31/20>>resolve all creditor objections>>get current with trustee
-stay order says debtor shall tender $7090.76 lump by 2/15 for post pet mortgage. Was this done?
MP filed 10/30 proposes $2235 x 60 with sale of 2103 River Rd in 6 mos. and LM 733 Oakwood and 2101 River Rd in 6 months
--PHH Mortgage Corporation/The Bank of New York (RAS Citron) objection to confirmation - need to resolve
-pre petition arrears $721,385.76
-- Bayview Loan Servicing LLC (McCalla Raymer) objection to confirmation - need to resolve
-----------arrears $81,015.46
-US Bank/Sterling National (Fossi) objection to confirmation - need to resolve
------amount due on tax sale certificate $78,230.81
-Select Portfolio Servicing Inc as servicer for Deutsche Bank (McCalla) objection to confirmation - need to resolve
-------arrears $441,075.73
>Trustee objection to confirmation - need to resolve
-need an explanation of the $7,500 gross income on 122C
-Amendment to Schedule B to add TD checking account with $10,228 balance
-Amendment to Schedule J to add the mortgage for 112 McKay
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $61,462.26 in non exempt equity in 733 Oakwood Road and $62,709.19 non exempt equity in McKay propert
-need certification CMA and payoffs for all properties owned by the debtors business (Elite Investors) eg. 2103 for River Road and 2102 C Edgewater Place, Point Pleasant & PHH Mortgage claim. This property is not listed in the petition
proposed plan $2560x60 with loan mod River Road & Oakwood Road 100% plan
paid in $7680
arrears $2560
Adjourment 166 2/19/2020 10:00 am 19-22703 / CMG SCOTT D SHERMAN ESQ Confirmation Hearing on Modified Plan Continued
3/18/2020 10:00 am Debtor has made 7 of 10 required payments Arrears: $5,932.00
Atty on vacation - Adj to 3/18/20 Peremptory
***The Debtor has not made a payment since October 2019 and is $5,932 in arrears - TFS PAYMENT HAS BEEN SCHEDULED***
2) Plan provides $2,000 priority treatment to the IRS - amended POC filed for $3,235.22 (OK TO PAY??)
3) IRS filed $33,183.23 amended secured claim not treated in plan (UNRESOLVED).
PTD 2/8 = $2,452
Adjourment 167 2/19/2020 10:00 am 19-23005 / CMG JOHN F. BRACAGLIA, JR, ESQ. Confirmation Hearing on Modified Plan Continued
3/18/2020 10:00 am Debtor has made 5 of 9 required payments Arrears: $8,949.00
2/13/20(mk):MP filed to pay Wells Fargo outside plan. MP Hearing date 3/18/20.
Adjourment 168 2/19/2020 10:00 am 19-23490 / CMG Karina Pia Lucid Confirmation Hearing on Modified Plan Confirmed Debtor has made 9 of 9 required payments Arrears: $0
Total Paid In: $7,767.00
AR RESOLVE OR HOLD AS OF 2/12/20 (SF) - Atty ok with terms.sf
RECOMMEND $5887 PTD, $907 X 54 (BEGIN 2/1/20) BASE PLAN
- STRIKE CHILD SUPPORT TAX OFFSET UNIT FROM PLAN AS NO CLAIM WAS FILED
1. There is no claim filed by Child Support Tax Offset Unit. Should the per plan claim be stricken?
- -122C objections. Tax refund was not deducted for line 16. Line 23 Optional telephone of $648 is not allowed- requires proof and explanation . (AMENDED TO $288 WHICH IS STILL NOT ALLOWED. WILL ALLOW $50) RECOMMEND BASE OF $54,840.
- income verified higher at $914
The Schedules fail to account for the debtor(s) tax refund in the amount of $5,941.00 when determining disposable income.
Plan proposes $841 x 60 Base
1. Objection filed by Wells Fargo Bank (Morton) - to cram and failure to propose adequate protection payments.
OTBS PAY ARREARS (NEED ORDER. THERE ARE NO ARREARS PER POC)
Adjourment 170 2/19/2020 10:00 am 19-23916 / CMG STEPHANIE RITIGSTEIN Confirmation Hearing on Modified Plan Withdrawn Debtor has made 4 of 9 required payments Arrears: $1,963.00 Total Paid In: $3,685.00
MP was w/d today by atty on record
***The case has been confirmed for less than 30 days before the proposed modified plan was filed. At the time of confirmation, the Trustee verified disposable income at $2,450 per month - RECOMMEND DENIAL OF THE MP***
- Need 2019 tax returns
- The case has been confirmed for less than 30 days before the proposed modified plan was filed. At the time of confirmation, the Trustee verified disposable income at $2,450 per month.
Confirmed Case: $705 Ptd, $1,175 BY 12/30/19, $942 x 43 START 1/1/20, 100% Plan
Prop. MP: $2,115 Ptd, $780 x 55, 0% Plan
PTD = $2,350
Last Claim (7-1) dated 9/24/19
Adjourment 171 2/19/2020 10:00 am 19-24038 / CMG Marc C. Capone, Esq. Confirmation Hearing on Modified Plan Confirmed Debtor has made 5 of 9 required payments Arrears: $4,076.00 Total Paid In: $10,175.00
--Trustee will withdraw the income objection but Debtor is 2 payments in arrears so we will capitalize as follows: $8175 Paid to date then $2000 by 2/29/20 then $2038 x 53 beginning 3/1/20 pro rata--pre conf cert in 10 days-student loans outside
-Capone filed a 3rd amended I & J. The income is under reported. Schedule I shows husbands income as around $8500 monthly but a year to date through end of June shows $10,688 in monthly income. There is $4317 in disposable income without even deducting any of the high expenses like the $755 car payment and the $750 monthly in pet expenses. If you add those back it is more like $5300. Needs judge.
- Excess expenses on Sched J such as: Cell/Tablets $559 (OK lowered)
, Car payment $755, Farm animal supplies/vet expenses $650 and Pets $100.
1/6 workup for the 1/15 calendar EDC
proposed---7905 paid then $2000 x 55 beg. 1/1/20 pro rata but amended schedules (1/8/20) show $2900 in monthly disposable income. This does not include the $2750 in animal expenses, almost $600 in cell phones, $375 car payment for son $1200 food. There was a contribution from 23 year old son but that is now removed but his expenses are still there
--The amended 22C has $50163 on line 35 for past due priority taxes, support etc. bu I only see claims totaling $20,656?
--The amended 22C should deduct an additional $100 from line 16 to account for the refund
- Excess expenses on Sched J such as: Cell/Tablets $559, Car payment $755, Farm animal supplies/vet expenses $650 and Pets $100. Plus debtor income is $480 more than scheduled based upon POI
Prop Plan $1635 X 5; $2000 X 55; BASE
Adjourment 172 2/19/2020 10:00 am 19-24184 / CMG William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Denied Debtor has made 5 of 9 required payments Arrears: $3,880.00
MP BY 3-18
AR REC DISM FAILURE TO PROSECUTE
2) US Dept of HUD filed a secured claim not treated in plan (UNRESOLVED).
3) Santander (Morton) OBJs to cram of 2009 Ford Mustang (CONSENT ORDER ENTERED).
PTD 5/7 = $4,850
Adjourment 173 2/19/2020 10:00 am 19-24269 / CMG DONALD C GOINS, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 9 required payments Arrears: $1,456.00 Total Paid In: $1,400.00
AS OF 2/19/20 (SF) UPDATED
RECOMMEND $1400 PTD, $728 X 53 (BEGIN 3/1/20) 100% PLAN
- LOAN MOD IS OUTSIDE PLAN. DO NOT PAY ARREARS TO PHH
- PHH IS FREE TO SEEK STAY RELIEF
conf 700 x 60 ( need recap ) base LOAN MOD OS , TR NOT TO PAY CLAIM LENDER FREE TO SEEK STAY RELIEF
AS OF 2/12/20 (SF) - BELOW ISSUES STILL APPLY
-pre petition arrears $98,728.88 (NEED STATUS OF LOAN MOD)
-need declaration page from current car insurance policy
-need statement for the debtor's PVA loan
-the debtors plan consists of unnecessary or excessive expense items, $428/month for transportation
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance of $703.81
RESOLVE 700 X 60
-reviewed the Form 122c, Line 13c should be $24 and Line 17 should be $1,271. Per the Form 122c, Line 45 monthly disposable income is $824 which would require a minimum $49,440 dividend to general unsecured creditors
-the schedules fail to account for the debtor's tax refund in the amount of $2,220 when determining disposable income
TR ORDER OF D
proposed plan $226x60 base plan with loan mod by 1/30/2020
Payments: 6/7 Arrears: $182
-need to file Pre Confirmation Certification (FILED)
-need Amendment to Schedules B or C to add the 2008 Nissan(FILED)
Adjourment 174 2/19/2020 10:00 am 19-24604 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 9 required payments Arrears: $890.00 Total Paid In: $1,600.00
2/11 workup for the 2/19 calendar EDC - Atty ok with terms.sf
Per below can CONFIRM AT *** $1400 paid then $545 x 53 beg. 3/1/20- min of $23,490 to gucs-use trustee order of distribution
- Objection filed by JP Morgan Chase (Fein Such) - failure to cure arrears of $114.99 (Per POC).
>> Trustee's objection:
- A copy of the last filed tax return - 2018 - only summary provided. (RECEIVED)
- $450/month for cable/internet/phone
- $1,000/month for food for a household of two
- Verified income leaves a monthly net balance of $747.80.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $5,653.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- There is $19,296.71 in non-exempt equity in the residence. (NON EXEMPT EQUITY IS $23,490 NOW THAT CLAIM WAS FILED)
- The order of distribution in the plan departs from the trustee's order of distribution. (CLAIMS WILL BE PAID ACCORDING TO THE TRUSTEE'S ORDER OF DISTRIBUTION)
Adjourment 175 2/19/2020 10:00 am 19-24628 / CMG Mark S Cherry Confirmation Hearing on Modified Plan Dismissed - Hold Fees Debtor has made 1 of 9 required payments Arrears: $0
AR RESOLVE OR HOLD AS OF 2/14/20 (SF) NFA - Adj. request denied.
1. objection filed by Wilmington Savings Fund (RAS Crane) - failure to pay arrears of $231,809.83 and speculative loan mod. (LOSS MIT EXPIRED ON 1/31/20) - PER ATTY, LOSS MIT DENIED
2. Trustee objection to confirmation - need to resolve
-need proof of 2 months income - need updated all income for last 2 months for debtor, spouse and son (STILL NEED PROOF OF INCOME FOR SON)
-need income contribution affidavit (NOT RECEIVED)
-need a copy of the homeowner's insurance renewal declaration( EXPIRED ON 2/2/20)
-need a modified plan that includes the inherited property in Trinidad (THE ONLY INFO PROVIDED FOR THIS PROPERTY IS A VALUATION OF $725,000) APPROXIMATE EQUITY IS $210,229 PLAN SHOULD BE CONFIRMED AT 100%
proposed plan $200x60 loan mod 11/30/2019
- Need to file Pre Confirmation Certification with Court (FILED)
- Modified plan fails to complete Part 5a as to treatment of general unsecured creditors (DONE)
- Attorney fees in plan do not agree with attorney disclosure (MP FILED)
- the debtors must use the Trustee's order of distribution to creditors
- there is N/E equity in real property in the amount of $99,632 - MOOT, MORGAGE CLAIM IS HIGHER
Adjourment 176 2/19/2020 10:00 am 19-24685 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 9 required payments Arrears: $1,298.00 Total Paid In: $3,050.00
ATTY SUBMITTED PROOF OF 500, ADD EWAGE BY 3-15
ISSUES AS OF 2/12/2020 (DM): Updated 2/19/20
***TO CONFIRM, THE DEBTOR NEEDS $1,250 PTD, $500 BY 2/26/20, THEN $1,299 x 53 STARTING 3/1/20, BASE PLAN, TRUSTEE TO PAY WILMINGTON SAVINGS POC (4-1) IN THE AMOUNT OF $58,817.61, DEBTOR TO ENROLL IN EWAGE BY 3/15/20, TRUSTEE STANDARD ORDER OF DISTRIBUTION***
1) Fay Servicing (FRIEDMAN) OBJs - $58,817.61 arrears (PAY PER ATTY).
2) Must file Pre-Confirmation Certificate (FILED).
- Due to excessive expenses such as: Cell/tele/cable/internet $750, there is disposable income of $510(AR, CALC AT 510 X 60).
- Need to add to confirming order Trustee standard order of distribution (AR, ADD).
Prop. Plan $250 x 36, Base
PTD 5/7 = $1,250
Adjourment 177 2/19/2020 10:00 am 19-25037 / CMG Eric Clayman Confirmation Hearing Scheduled Continued
3/4/2020 10:00 am Debtor has made 5 of 8 required payments Arrears: $1,170.00 Total Paid In: $2,875.00
AR OVERNIGHT MAIL 1150 CHECK FOR POSTING
ISSUES AS OF 2/12/2020 (DM):
2/5/20 - AR, ADJ $1,148 TO BE POSTED BY 2/17/20
PTD 3/6 = $1,725
Adjourment 178 2/19/2020 10:00 am 19-25487 / CMG ROBERT C NISENSON ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 8 required payments Arrears: $1,536.00 Total Paid In: $1,200.00
per email from attorney can confirm as trustee proposes EDC ***CONFIRM at: $1200 paid then $768 x 54 beg. 3/1/20- pro rata
2/14 workup for the 2/19 calendar EDC
SAME AS OF 11/27/2019 (at): No response to trustee objections. Either DISMISS OR CONFIRM at: $1200 paid then $768 x 54 beg. 3/1/20- pro rata
- $500 for support payments on Sch J. Needs certification for debtor as there is no court order. (RECEIVED)
-excess disposable income on Schedules I&J $971.92. Paystubs are $200 higher monthly and business P&L shows over $600 monthly
Adjourment 179 2/19/2020 10:00 am 19-25497 / CMG Marc C. Capone, Esq. Confirmation Hearing on Modified Plan Continued
3/4/2020 10:00 am Debtor has made 6 of 8 required payments Arrears: $1,750.00
PTD 5/6 = $7,000
Adjourment 180 2/19/2020 10:00 am 19-26135 / CMG JONATHAN GOLDSMITH-COHEN, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 8 of 8 required payments Arrears: $0
ISSUES AS OF 2/12/2020 (DM): - Atty ok with terms.sf
***TRUSTEE CAN RECOMMEND CONFIRMATION AT $500 x 60 STARTING 9/1/19, BASE PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION, FEE APPLICATION TO BE FILED WITHIN 7 DAYS***
1) Wells Fargo (Shapiro) OBJs - $25,211.45 arrears (RESOLVED BY ORDER 11/19/19).
- The debtor has insufficient income to fund the plan - Sch J only lists mtg expense.
- Plan fails to follow Trustee standard Order of Distribution.
- Need amended Sch A to provide current value of house and timeshare (FILED).
- Need amended Sch I to include partners monthly contribution (FILED).
- Need updated P&L that includes all monthly draws (UNRESOLVED).
- Form 122c is blank and needs to be amended (FILED)
- Need valuation of the business (DOC RECEIVED IS SELF PREPARED).
Prop. Plan $500 x 60, Base
PTD 6/6 = $3,000
Adjourment 181 2/19/2020 10:00 am 19-26232 / CMG William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 7 of 8 required payments Arrears: $88.00 Total Paid In: $3,984.00
Per AR OK TO CONF AT $2992 paid then $575 x 54 beg 3/1/20 0%--ADD UPDATED P&L AND TAX RETURN BY 5-31-20 --otbs Wells in 30 days
OTBS WELLS AUTO $17,671 AD PRO 152 BEG 9-1
ADJ W SCH ORDER
AR NO RESOLUTION
As of 12/11/19 (DS): 1. Trustee obj need business P&L. P&L provided does not list any business expenses. Debtor runs a coffee shop and P&L does not list any expenses as to employees wages, business expenses (rent, inventory, purchases of supplies, insurance utilities, taxes, etc. Will require accountants valuation on business.
P&L BY 2-15 -20 (FILED--SHOWS NEGATIVE INCOME OF ALMOST $1000 MONTHLY ON AVERAGE-NOT FEASIBLE. STILL NO INFO ON BUSINESS VALUE)
2. Must resolve Wells Fargo Dealer obj to cram. Obj still not resolved.(IF ALL OTHER ISSUES RESOLVED OK TO CONF WITH UPDATED P&L BY 5/31/20 AND UPDATED TAXES)
RESOLVE BY 1-31-
3. American Express filed secured judgment lien for $23,322.75, needs to be paid. (RESOLVED-CLAIM AMENDED)
MOTION BY 12-31
10/16/19 (DS): 1. Trustee obj need business P&L. P&L provided does not list any business expenses. Debtor runs a coffee shop and P&L does not list any expenses as to employees income, business expenses.. Will require accountants valuation on business.
2. Wells Fargo obj to arrears more, POC filed for $6,730.35. Ok to pay? C/O ENTERED 10/22/19
3. Wells Fargo Dealer obj to cram, obj must be resolved.
Prop Plan $487 x 60 $0
Note: Service ok to Val Pak. 2018 Tax return provided.
Adjourment 182 2/19/2020 10:00 am 19-26336 / CMG LEE M PERLMAN, ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 8 of 8 required payments Arrears: $0
Total Paid In: $3,406.00
***TRUSTEE CAN RECOMMEND CONFIRMATION AT $2,562 PTD, THEN $417 x 54 STARTING 3/1/20, 0% PLAN, TRUSTEE STANDARD ORDER OF DISTRIBUTION***
12/4/19 - Atty (A. Knapp) had proof of 2 more payments and needs time to review income - also has a contribution from mom. Resolved objection regarding arrears via MP that atty has done & signed by debtor & amended sch I &J will be filed today.
1) NJHMFA (Powers Kirn) OBJs - $18,183.47 arrears (CONSENT ORDER ENTERED).
2) US Dept of HUD filed secured claim not in plan (MP TREATS AS SECURED UNAFFECTED).
- Excessive Expense Sch J: $200 child activities, $300 cell phone (MOOT - DISPOSABLE INCOME IS NEGATIVE).
Prop. Plan $427 x 4, $417 x 56, 0% Plan
PTD 6/6 = $2,562
Adjourment 183 2/19/2020 10:00 am 19-26430 / CMG STEPHANIE RITIGSTEIN Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 1 of 8 required payments Arrears: $0
1) Not current with Trustee plan payments, arrears $900 only made 2 out of 6 plan payments to date
-the debtor is not paying all disposable income into the plan - the $7,227 tax refund was not added into the debtors schedules as disposable income
-the plan needs a prompt cure on residential leases
-Schedule I includes $1,300 monthly contribution, only provides proof of $600 contribution - need updated contribution or amend Schedule I
-the plan needs to use the Trustee's standard order of distribution
proposed plan $
Adjourment 184 2/19/2020 10:00 am 19-26533 / CMG STEPHANIE RITIGSTEIN Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 4 of 8 required payments Arrears: $5,776.00
Adjourment 185 2/19/2020 10:00 am 19-26776 / CMG BRUCE C TRUESDALE ESQ Confirmation Hearing Scheduled Continued
3/18/2020 10:00 am Debtor has made 8 of 8 required payments Arrears: $0
Mk; Need to adj for Order resloving obj. with Medallio
to confirm need $4,410 paid to date, $3,542x54 begin 3/1/2020 which includes minimum $7,272.30 dividend to general unsecured creditors
AR RESOLVE OR HOLD - see MK notes
ISSUES AS OF 2/13/2020 (DM):
1) Taxi Medallion Loan Trust (Foss, San Filippo) OBJs - non-exempt equity in real estate, excessive expenses on the profit and loss. (UNRESOLVED). (MK- OTBS- terms strike surrender lang from plan. creditor will be pd per their POC. They will get the medallion for the secured portion and unsecured will be paid thru plan w/other gucs.)
Equipment Lease/Finance $2,830, Repairs/maintenance 6 month average $1,304.34 (What repairs? Business Forms provide that debtor drives 2012 Toyota Prius only and business is run out of the home), car wash averages $231.67 (UNRESOLVED).
Prop. Plan $735 x 60, Base
PTD 6/6 = #4,410
Adjourment 186 2/19/2020 10:00 am 19-26831 / CMG JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 8 required payments Arrears: $611.00 Total Paid In: $2,601.00
1990 paid then $611 x 54 beg 3/1/20 ----min of $23,812 to unsecured
MK- work at Trustee #s protecting the NE Equity. See other notesbelow.
-value city filed secured claim not in plan---Are we paying?(Mk- Yes PAY)
>>Trusteee obj>>
-Need proof of insurance for the 2010 Nissan. ( will provide in 10 days)
-Need a statement for the co-debtor's ERS loan.
-Verified income leaves a monthly net balance of $946.44.
-There is $16,795 in non exempt equity in their bank accounts and $6,640 in non exempt
equity in the Dodge and Nissan. There is $377.50 in non exempt equity in the real estate.--Total is $23812 which is slightly higher than proposed.
Adjourment 187 2/19/2020 10:00 am 19-26933 / CMG TIMOTHY P NEUMANN, ESQ Confirmation Hearing Scheduled Dismissed Debtor has made 1 of 7 required payments Arrears: $0
2) JPMorgan Chase Bank (Fein) objection to confirmation - need to resolve
3) Wilmington Savings Fund Society FSB d/b/a Christiana Trust (Parker McCay) objection to confirmation - need to resolve
-arrears $269,568.97
5) Not current with Trustee plan payments, arrears $1,277 - only made 1 out of 5 payments
proposed plan $319.25x60 sale by 10/2020 100%
paid in $319.25
arrears $1,377
Adjourment 188 2/19/2020 10:00 am 19-26961 / CMG PATRICK MOSCATELLO, ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 3 of 7 required payments Arrears: $2,600.00 Total Paid In: $7,851.00
Per AR OK TO CONF AT $5251 paid then $2600 x 55 beginning 3/1/20 pro rata--remove part 5b and cramdown provision for Thrift and pay Thrifts secured claim of $10,011.35 in full
CONF AT 2600 X 60 RECALC (calculated at 2600 going forward EDC)
--As of 12/11/19 Debtor attorney requested adjournment to allow time to resolve objs, amend income and expense statement and mod plan.
**MP FILED-amended I & J and used 2019 refund but did not supply 2019 taxes as proof. No updated POI. Income provided for co-debtor is about $1800 a month more than estimated on the amended I.
- There is disposable income $3,621
2. US Bank obj not in plan. POC filed arrears owed $2,708.19. Ok to pay? STILL NOT IN MP. WILL PAY AND ATTORNEY CAN MOVE AGAINST IF HE WANTS
3. No claims filed by Berkeley Twp for sewer arrears. Is this to be stricken and not paid? NOT IN MP-OK
Prop Plan $1,317 x 45 0%
Note: Excessive expense with childcare is moot (debtors have 3 young children)
Adjourment 189 2/19/2020 10:00 am 19-27015 / CMG TRAVIS J RICHARDS ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 6 of 7 required payments Arrears: $300.00 Total Paid In: $1,800.00
2/7 workup for the 2/19 calendar EDC
** Recommend CONFIRM AT: $1500 paid then $300 x 55 beg. 3/1/20 with min of $4608 to unsecured
1. Hyundai Lease Titling filed a secured arrears claim #4 in the amount of $32.80 which is not in the plan. Plan does not assume this lease either. Is it ok to pay this claim? WILL PAY
- As of now there is $10,181.32 in non exempt equity in real estate. ($4,608.46 IN NON EXEMPT EQUITY NOW THE POC HAS BEEN FILED)
Plan proposes: $300 x 55, base
Adjourment 190 2/19/2020 10:00 am 19-27105 / CMG STEPHANIE RITIGSTEIN Confirmation Hearing Scheduled Withdrawn Debtor has made 6 of 7 required payments Arrears: $2,000.00
This Plan w/d- hearing on MP 3/4/20
This hearing date was for Plan filed at #3. A MP before Conf. (#19) was filed on Notice on 1/29/20. That is the most recent plan and that has a hearing date of 3/4/20. Plan #3 either needs to be W/d or need an adj. of this hearing to 3/4/20.
Adjourment 191 2/19/2020 10:00 am 19-27244 / CMG JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Continued
4/1/2020 10:00 am Debtor has made 2 of 7 required payments Arrears: $1,205.00 Total Paid In: $2,934.00
AS OF 2/6/20 (at):
1. 341 is scheduled for 2/27/20
2. Payments: 4/5, arrears $489
Adjourment 192 2/19/2020 10:00 am 19-27370 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Denied Debtor has made 3 of 7 required payments Arrears: $0
MP FILED ATTY WILL GET DATE
AS OF 10/31/19 (SF) - PLAN IS NOT FEASIBLE AND NO UPDATED DOCS PROVIDED.
1. Objection filed by PNC Bank (Martone) - failure to pay arrears of $42038.08
2. State of NJ filed priority claim 2-1 for $1012.68 (OK TO PAY?)
3. US Dept of Housing filed secured claim with zero arrears, not addressed in plan
4. The debtor has failed to supply the Trustee with the following document(s):
- A Modified Plan that provides for student loans outside the plan per Schedule J expense taken.
- The current Plan does not specify treatment of U.S. Dept of HUD under the Plan.
- There is $4,200 non-exempt equity in bank accounts.
Adjourment 193 2/19/2020 10:00 am 19-27434 / CMG ROBERT C NISENSON ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 7 of 7 required payments Arrears: $0
Total Paid In: $14,280.00
AS OF 2/12/20 (SF)
RECOMMEND $2040 X 36 (BEGIN 10/1/19) 100% PLAN
- OK TO PAY ARREARS CLAIM 3-1 TO LAKEVIEW LOAN SERVICING
- PRESERVE N/E EQUITY OF $167,709 IN CONF ORDER
The bar date has expired. Only $12,602.94 in unsecured debt. Plan should be shortened to 36 months.
1. Lakeview Loan/ M &T filed arrears claim 3-1 $8109.08 (OK TO PAY?)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: (EXPENSES OK AS LONG AS PLAN STAYS AT 100%)
Home maintenance $750, Tele/Cell/Internet/Cable $650, Clothing $600, Car payment $1,000 and College Tuition for 2 kids $3,000, Support payment for 2 kids and Student Loans total $2,250 (plan does not list student loans outside). May be moot as long as plan remains 100%.
- 22c has disposable income $6,381.71, Line 43 college education $5,250 (Sched J has $3,000). Is moot if plan remains at 100%.
- Proof of income verifies higher as well.
- There is non-exempt equity on real property $167,708.79, plan propose 100% to gucs.
- There is also non-exempt equity in bank accounts $725 and stock $1,800.
- M&T filed arrears claim $8,109.07, plan list as outside.
Plan proposes $2040 x 60 100%
Adjourment 194 2/19/2020 10:00 am 19-27489 / CMG Eric Clayman Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 6 of 7 required payments Arrears: $250.00
1) 341 not held, rescheduled to 2/27/2020
2) State of NJ, Division Taxation priority claim 10 is estimated - need to resolve
proposed plan $250x60 loan mod by 4/30/2020 0% plan
arrears $250
Adjourment 195 2/19/2020 10:00 am 19-27518 / CMG STEPHANIE RITIGSTEIN Order Vacate Dismissal of Case Continued
3/18/2020 10:00 am Debtor has made 2 of 7 required payments Arrears: $1,358.00
As of 2/10/20(mk);
1. 2/5/payments: arrears $822.
2. Stay Vacate Motion by Landlord on for 3/18/20. Carried form 2/5/20. Debtor to be current w/ March rent & water by 3/6/20.
Adjourment 196 2/19/2020 10:00 am 19-27616 / CMG George E Veitengruber III Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 571 of 7 required payments Arrears: $0
1) State of NJ filed $2,067.83 priority claim that includes estimated taxes for 2018 (UNRESOLVED).
2) State of NJ filed $2,522.61 unsecured claim that includes estimated taxes for 2015 (UNRESOLVED).
3) IRS filed $753.69 priority claim not treated in the plan (OKAY TO ADD??)
4) BOA filed secured POC (9-1) for mortgage arrears on 815 Monmouth Street. This creditor and property are not listed in the plan or anywhere on the petition. Need clarification (UNRESOLVED).
5) Curt & Debra Lyons OBJs - successful bidders at the sheriff sale - case filed 10 days later (UNRESOLVED).
6) MFR by Provident Bank was granted on 12/18/19 (PAID AT CLOSING PER HUD-1 RECEIVED).
7) Provident Bank (POWERS) OBJs - holds 1st mtg on property sold at sheriff sale - debtor has 60 days to redeem & plan proposes a sale (PAID AT CLOSING PER HUD-1 RECEIVED).
8) JP Morgan Chase (McCalla) OBJs - 3rd mtg holder - plan fails to treat claim (PAID AT CLOSING PER HUD-1 RECEIVED).
9) Is there a second mortgage on the West Ohio property? Nothing listed and no documentation (MOOT - PROPERTY SOLD AND HUD-1 RECEIVED).
- Need divorce settlement agreement and docs on property that ex-husband resides in (UNRESOLVED).
- Need a copy of homeowner's insurance renewal (MOOT - PROPERTY SOLD).
- Need payoff statement for Provident Funding (MOOT - PROPERTY SOLD).
- Need amended schedules to include mortgage with Chase (MOOT - PROPERTY SOLD).
- The current Plan does not specify treatment of JP Morgan Chase (MOOT - PROPERTY SOLD).
- Trustee is unable to determine the non-exempt equity in real estate without copies of all valid liens (MOOT - RECEIVED HUD-1 FROM SALE).
Prop. Plan $116 x 60, Base Plan, sale by 12/1/19
PTD 2/5 = $232 plus $65,983.64 sale proceeds
Last Claim (3-3)
Adjourment 197 2/19/2020 10:00 am 19-28095 / CMG ROBERT C NISENSON ESQ Confirmation Hearing on Modified Plan Confirmed Debtor has made 2 of 7 required payments Arrears: $600.00 Total Paid In: $700.00
-Per attorney obj resolved
MP pays PNC claim so objection appears to be resolved. If resolved ***WE CAN CONF at $400 paid then $300 x 56 beg 2/1/20 with min of $10,000 to gucs
-PNC Bank (Fein Such) objection to confirmation - need to resolve(mk: Order resolving obj & Pay POC submitted to Chambers 2/13/20)
- Need a current market analysis - which provides 4 comparatives listed on CMA.(DONE)
- Must add to confirming order proceeds of non-exempt property to Trustee.
Adjourment 198 2/19/2020 10:00 am 19-28203 / CMG PETER E ZIMNIS, ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 1 of 7 required payments Arrears: $0
As of 2/5/20 (DS): 341 not held since 10/24/19, missing docs (CMA). Debtor in arrears $1,000, made 1 out of 5 payments
MP BY 12-31
AMEND BUDGET BY 12-31
341 BY 1-31-20
12/4/19:looks like 341 docs in- needs request for date.
Adjourment 199 2/19/2020 10:00 am 19-28278 / CMG KEVIN E ABERANT ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 7 of 7 required payments Arrears: $0
As of 2/18/20 (DS): Debtor attorney requested adjournment, 341 sched 3/5/20
Adjourment 200 2/19/2020 10:00 am 19-28306 / CMG MARYBETH SCHROEDER Confirmation Hearing Scheduled Continued
issues as of 11/22/2019
-pre petition arrears $1,769.16
-need a current market analysis - need proper CMA for Rio Ct property
-a copy of the homeowner's insurance renewal declaration - need homeowners insurance for Rio Court property
-need 401k loan statement; need copy of debtor's lease for property he rents in Florida while working there
-the debtor has undertaken an improper use of exemption - the debtor has utilized joint exemptions on his Schedule C when filing two separate Schedule C.
-using joint numbers on the Debtor's Schedule C, the 522(d)(5) exemption has been exceeded $6,537
-the debtor(s) is not paying all disposable income into the plan pursuant - Form 122c gross income was understated on Line #2; excessive deductions take on Line #13b & #33b; duplicate childcare expense taken on Line #21 & Line #43
-income documentation provided in connection with Schedule I verifies higher $13,820 than scheduled $8,653. It appears the Debtor failed to include additional income items from pay stubs including Def Comp, Bonus, Tax Living. No Tax Living and Trk A Excp
-the Schedules fail to account for the debtors tax refund in the amount of $5,518 when determining disposable income
-the current plan does not specify treatment of Northpointe Bank, Sun Trust Bank, and Las Vegas Timeshare under the Plan
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there may be non-exempt equity in real estate once Debtors provide adequate CMAs
-there is $2,670 non-exempt equity in the VW Beetle convertible
-there is non-exempt funds in the Debtor's bank accounts at the time of filing
-Confirming Order must provide for turnover of all non-exempt proceeds from the sale of the Florida property
-atty ok w
Adjourment 201 2/19/2020 10:00 am 19-28325 / CMG LEE M PERLMAN, ESQ Confirmation Hearing Scheduled Continued
4/1/2020 10:00 am Debtor has made 4 of 7 required payments Arrears: $1,072.00 Total Paid In: $4,520.00
2) Need the certification of service for motions to cram cars, never filed. Trustee cannot confirm without the certification.
Adjourment 202 2/19/2020 10:00 am 19-28400 / CMG Daniel Straffi, Esq. Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 5 of 7 required payments Arrears: $0
-need a current market analysis for vacant land that is less than one year old
-need a copy of homeowners insurance renewal declaration for both residence and vacant land
-the debtor has undertake an improper use of exemption. Specifically debtors (d)(5) exemption exceeds the statutory limit by $12,575
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - there is $245,713 in non exempt equity in real property
-need to provide documentation for the sale of the Debtor's lot (S. Hope Chapel Road) back in February 4, 2019
proposed plan $100x60 base plan with sale by 10/1/2020
Adjourment 203 2/19/2020 10:00 am 19-28526 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Confirmed Debtor has made 1 of 7 required payments Arrears: $3,500.00 Total Paid In: $3,150.00
AS OF 2/12/2020 (at): - Atty ok with terms.sf
IF OK TO PAY THE IRS CLAIM #14, RECOMMEND: $2,250 PAID TO DATE, $2,200 x 55 BEGINNING 3/1/2020, BASE
(INCREASE DUE TO EXCESSIVE EXPENSES LISTED IN OBJECTION)
1. Objection filed by Wells Fargo (Shapiro & DeNardo) - failure to cure arrears of $7,246.10. (Per POC) (RESOLVED BY CONSENT ORD 1/7/20)
2. Wells Fargo filed a secured arrears claim #19 in the amount of $7,246.10. Is it ok to pay this claim? (OK TO PAY PER CONS ORD)
3. The IRS filed a priority claim # 14 in the amount of $1,464.66 which is not in the plan. Is it ok to pay this claim?
- A current market analysis - for the timeshare (RECEIVED - WORTH $4,800)
The debtor(s) plan consists of unnecessary or excessive expense items, such as: -
- Expenses of $1800 for two sons in college and 27 year old daughter
- $274 monthly for a timeshare
- $75 monthly to the IRS
(REDUCED EXPENSES BY $2,149 - SEE EXCESSIVE EXPENSES ABOVE)
- The filed 22c shows $3132 monthly in disposable income. This amount is even higher after adding back the unsubstantiated deductions on lines 20 and 23.
- Claims will be paid according to the trustee's order of distribution.
Adjourment 204 2/19/2020 10:00 am 19-28641 / CMG STEPHEN M GOLDBERG, ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 6 of 7 required payments Arrears: $500.00
AS OF 2/14/20 (SF)
1. IRS filed priority claim 3 $9,291.93 - claim is not provided for in plan (OK TO PAY?)
2. Credit Acceptance Corp secured claim 5 has arrears of $1,462.46 - (OK TO PAY?)
3. Wells Fargo Bank filed secured claim 22-1 for $2818.32 with arrears of $566.01 for Castle Windows. This claim is not addressed in plan (OK TO PAY?)
4. State of NJ filed estimated unsecured claim 30-1 (NEED AMENDED CLAIM)
5. ADV: Social Security v. Bradley scheduled for 2/19 @ 3 - Judge to Reserve Decision
6. Trustee objection to confirmation - need to resolve
-a modified plan that treats student loans outside plan per Schedule J expense taken, and increases the tier when the debtor's pension loan is paid off in the 17 more months
PER ATTYY OK ON BOTH
-the debtor's schedule J consists of unnecessary or excessive expense items, such as $320/childcare (need proof of expense); $200/$100 personal care/personal grooming; $70/timeshare; $800 student loans (need proof) (NO PROOFS PROVIDED)
-the debtor is not paying all disposable income into plan - disposable income on Line 45 of Form 122c require minimum $35,266 dividend to general unsecured creditors
-the schedules fail to account for the debtors tax refund in the amount of $4,163 when determining disposable income
-the current plan does not specify treatment of the North Plainfield Sewer Department (scheduled)STRIKE
-the attorney fees paid and balance due in the Statement of Financial Affairs, Attorney Disclosure Statement and the Plan are not consistent (NEED TO RESOLVE)
-need explanation of garnishment deduction in debtor's paystubs to properly calculate his monthly income
7.) Need to file Pre Confirmation Certification with Court
-need a copy of the homeowner's insuranace renewal declaration - need updated declaration page on or before 11/25/2019
-need a current market analysis, need
Adjourment 205 2/19/2020 10:00 am 19-28642 / CMG DOROTHY L WRIGHT, ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 5 of 7 required payments Arrears: $400.00
1. Motion to modify ex-spouse's proof of claim is scheduled for 3/4/2020. Need outcome in order to confirm the plan.
2. Christine Brickley-Reina (ex-spouse) filed a priority claim #4 in the amount of $24,100 which is not in the plan. Is it ok to pay this claim? (this is the claim they are trying to reclassify to unsecured 3/4/20 hearing)
3. Objection filed by Christine Brickley-Reina (Gorski) - plan is silent as to domestic support arrears.
4. Verified income shows monthly disposable income of $633.
- Pension loan statement. (NOT RECEIVED - STATEMENT PROVIDED IS ILLEGIBLE)
- Amendments to Schedules B/C to add Affinity Credit Union checking and savings accounts. (AMENDED)
- Amend Schedule J to remove child support expense that was already deducted from Schedule I. (AMENDED - REDUCING EXPENSES BY $430 - EXCESSIVE)
- $643/month in alimony (need proof as $649/month is already deducted from his pay
- The attorneys' fees listed in the plan and the disclosure statement do not agree. Debtor's attorney must amend the plan or the disclosure statement. (AMENDED)
- Need Divorce Decree and Settlement Statement. (RECEIVED)
Payments: 4/5, arrears $200
Adjourment 206 2/19/2020 10:00 am 19-28802 / CMG ROBERT C NISENSON ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 6 required payments Arrears: $0
Total Paid In: $5,782.00
As of 2/19/20 (DS): RECOMMEND CONFIRMING AT $2,000 PAID, $1,891 X 56 BEGIN 3/1/20 100% TO GUCS PLUS NON-EXEMPT PROCEEDS FROM PI LAWSUIT TO TRUSTEE
1. BELOW TRUSTEE OBJ STILL NOT RESOLVED. - MARRIAGE CERT PROVIDED AND ATTORNEY OK WITH CONFIRMING AT 100% TO GUCS
12/4/19 (DS): 1. Trustee obj to the following:
- Need copy of marriage certificate and proof of business expenses for the last 6 months for Across Infinity and profit and loss statement. - PROVIDED 2/18/20
- Excessive expenses on 22c, such as: 22c-2 Line 26: $600 support for parents; Line 43 $500 family obligation; $750 business expense, disposable income would be $1,845.23, which would require minimum dividend $110,713.80 to gucs
- Excessive expense on Sched J such as: Home maintenance $470, Food $950, Child's education with 1 child $1,350, Medical $750, Entertainment $500, Business expense $750 and Support for parents $600. There would be disposable income $3,030.99.
- Sched I also failed to add tax refund $9,464.
- Must file Pre-confirmation certificate. FILED 12/2/19
2. Lakeview Loan ((Carlon) obj to arrears owed. POC FILED AND CONSENT ORDER ENTERED
Prop Plan $500 x 50 Base
Note: Plan list non-exempt proceeds from lawsuit.
Adjourment 207 2/19/2020 10:00 am 19-28947 / CMG William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 1 of 6 required payments Arrears: $0
1. 1/4 payments. Arrears $2,589.
2. Stay Vacate Motion(Arvest Mtg Co) on 2/19/20. (Needs Result)
-Schedule I needs to be amended. It says debtors get income from rent and family
assistance. The POI received shows a pension, social security, a much smaller family
contribution and only $600 monthly in rent received( there are 2 rental agreements for 600 each so OK- contribution is smaller but still enough income).
Plan:863 x 60:Base.
Payments:1/4 arrears $2,589.
Last claim:10-1,bar date:
Adjourment 208 2/19/2020 10:00 am 19-29006 / CMG George E Veitengruber III Confirmation Hearing Scheduled Continued
debtor in trial LM last payment in April- will reserve Ditech w/ crammotion
2/8 workup for the 2/19 calendar EDC
-objection by Deutsche Bank/Jennings to loan mod
-need pre confirmation cert
>>Trustee objection: Plan does not treat NJ priority or unsecured tax claims- both estimated
-no cert of service to Ditech on the cramdown
Adjourment 209 2/19/2020 10:00 am 19-29240 / CMG Eric Clayman Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 5 of 6 required payments Arrears: $230.00
Adjourment 210 2/19/2020 10:00 am 19-29256 / CMG PRO SE Confirmation Hearing on Modified Plan Continued
AR MOTION TO VACATE DISM OF ADV SCH FOR 3-10
-Schedule F lists several unsecured creditors,yet the creditor list(Matrix) filed with the petition
lists only 1 unsecured creditor.There is a notice issue as to the creditors listed on schedule F.
-Part 8 of the Plan regarding vesting of the property is blank.
a. The confirmation order must include language that provides for the turnover of all
non-exempt proceeds from the personal injury claim fr
Adjourment 211 2/19/2020 10:00 am 19-29365 / CMG JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 3 of 6 required payments Arrears: $0
MK- DEBTOR INDICATED HE DOES NOT WANT TO CONTINUE WITH THE CASE. DEBTOR HAS NOT PROVIDED MISSING DOCUMENTS.
1. Objection filed by NJ Housing and Mortgage/HUD (Pluese) - plan does not list HUD or propose to make regular monthly payments. (UNRESOLVED)
- A current market analysis - cannot accept a foreclosure estimate. (RECEIVED)
- Amendments to Schedules J to add mortgage payment. Amend Sch B for the interest in the estate of the Debtor's mother. (NOT AMENDED)
- The current Plan does not specify treatment of U.S. Dept. of HUD under the Plan. (MOD PLAN NOT FILED)
- The Plan fails to provide for a prompt loan modification completion date. (NOT AMENDED)
- The confirmation order must include language that provides for the turnover of all non-exempt proceeds from the estate of the Debtor's mother. Also need documents from the estate. (LANGUAGE ADDED - NO DOCUMENTS FOR THE ESTATE RECEIVED)
Plan proposes: $153 x 60, 100% to guc's, loan mod by 6/30/2020
Payments: 3/4
Adjourment 212 2/19/2020 10:00 am 19-29376 / CMG LAWRENCE L ABT III ESQ Confirmation Hearing Scheduled Dismissed - Hold Fees Debtor has made 4 of 6 required payments Arrears: $0
As of 2/14/20 (DS): Per Debtor attorney, allow case to be dismissed and hold fees
As of 2/10/20 (DS): 1. BELOW ISSUES NOT RESOLVED, STATE OF NJ ESTIMATED CLAIM AND INCOME VERIFIES HIGHER
2. No claims filed by Pemberton Twp MUA, Solid Waste and Water Dept. Are they to be stricken and not paid or will a claim be filed? Bar date has passed.
As of 12/3/19 (DS): Debtor attorney requested adjournment, to allow time to resolve the State of NJ estimated claim
12/4/19 (DS): 1. State of NJ filed estimated claim, 2012-2014 tax return not filed. Claim must be resolved.
- Need pension loan balance statement for Co-debtor, who has 4 loans per pay stub of Garfield Park Academy. 2 pension loans end $77.50 ends 7/21 and $336.06 ends 11/20. There would be disposable income $1,506.02.
- Excessive expenses on Schedule J such as: Tele/Cell/Internet/Cable $625 and car payment $859.
Prop Plan $663 x 60 0%
Adjourment 213 2/19/2020 10:00 am 19-29419 / CMG ANDREW J KELLY, ESQ Confirmation Hearing Scheduled Continued
3/18/2020 10:00 am Debtor has made 4 of 6 required payments Arrears: $300.00
Adjourment 214 2/19/2020 10:00 am 19-29721 / CMG BRUCE W RADOWITZ ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 6 required payments Arrears: $4,050.00 Total Paid In: $12,000.00
ok to confirm at $2,675x60 begin 11/1/2019 100% plan - Add to Conf Order. Trustee Standard Order of Distribution.sf
Trustee objection resolved as plan is 100%
proposed plan $2675x60 100%
paid in $8300
arrears $2400
Adjourment 215 2/19/2020 10:00 am 19-29814 / CMG Edward Hanratty, Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 2400.00 of 6 required payments Arrears: $0
Total Paid In: $2,400.00
RECOMMEND: $1,800 PAID TO DATE, 100% TO GUC'S
Need Pre-Confirmation Certification within 10 days.
Debtor may pursue a loan modification outside of the bankruptcy.
Trustee will not pay mortgage arrears claim #2 filed by Wells Fargo Bank.
Wells Fargo Bank may seek relief from the automatic stay.
AR CONF AT 100% LOAN MOD OS PLAN , TR NOT TO PAY ARREARS LENDER FREE TO SEEK STAY RELIEF
CASE IS COMPLETE
1. Objection filed by US Bank/Wells Fargo (Phelan) - failure to cure arrears of $426,397.59 (Per POC). (UNRESOLVED)
- Proof of 2 month's income - for both debtors (NOT RECEIVED)
- Amendments to Schedules C to include all of the debtors assets including clothing and furniture (AMENDED)
- debtors need to file amended 22C (the one filed was blank). (NOT AMENDED)
(1) need to resolve US Bank objection
(2) the debtors need to supply detailed proof of income and expenses for business on the profit and loss statement (NOT RECEIVED)
Plan proposes: $600 x 60, 100% to guc's, loan mod within 6 months of confirmation
Payments: 3/4, arrears $600
Adjourment 216 2/19/2020 10:00 am 19-29829 / CMG Edward Nathan Vaisman Confirmation Hearing Scheduled Withdrawn Debtor has made 6 of 6 required payments Arrears: $0
DOCKET #2 is withdrawn a MP was filed and scheduled for 3/18 at 10:00AM
Note - request for statements for Provident account ending in #0180 in the Trustee objection is actually the mortgage account as verified by the mortgage statement upload.
Adjourment 217 2/19/2020 10:00 am 19-29911 / CMG PETER E ZIMNIS, ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 4 of 6 required payments Arrears: $400.00
1. Objection filed by Wilmington Savings (Hill Wallack) - failure to pay arrears of $49,318.79 and propose adequate protection payments and speculative sale.
2. Motion for Relief by Wilmington Savings scheduled for 2/19/20 at 9 (NEED OUTCOME)
3. West Lake Financial filed secured claim 6-1 with zero arrears but is not addressed in plan
- The debtor has insufficient income ..
- The Schedules fail to account for the debtor(s) tax refund in the amount of $2099 when
-student loans are outside plan but are not listed on Schedule J
Plan proposes $200 x 36 Base, Sale by 6/30/20
-social security verification to be filed by attorney (CERT PROVIDED)
- proof of current auto insurance. what was provided has expired. (RECEIVED)
Adjourment 218 2/19/2020 10:00 am 19-29965 / CMG JOHN F. BRACAGLIA, JR, ESQ. Confirmation Hearing Scheduled Continued
4/1/2020 10:00 am Debtor has made 3 of 6 required payments Arrears: $0
AS OF 2/11/20 (at):
1. Need a Consent Order with Fay Servicing/Citibank in order for Trustee to pay the adequate protection payments. Order must include monthly adequate protection payment amount.
2. Credit Acceptance filed a secured arrears claim #2 in the amount of $1,277.93 which is not in the plan. Is it ok to pay this claim?
3. Claims will be paid according to the trustee's order of distribution.
4. Objection filed by Fay Servicing/Citibank (McCalla Raymer) - failure to cure arrears of $254,829.21. (UNRESOLVED)
- updated auto insurance (NOT RECEIVED)
Amendments to Schedules J to list adequate protection payment on mortgage.. (MOOT - ADEQUATE PROTECTION PAYMENT THROUGH THE TRUSTEE)
- As of now ,there is $24,426.50 of non exempt equity in real property. (POC FILED. MUCH HIGHER. NO EQUITY EXISTS)
Plan proposes: $1,503 x 36, base, Loan mod by ??
Payments: 1/2, arrears $3,006
Adjourment 219 2/19/2020 10:00 am 19-29996 / CMG VINCENT ANSETTI Confirmation Hearing on Modified Plan Confirmed Debtor has made 4 of 6 required payments Arrears: $710.00 Total Paid In: $2,752.00
RECOMMEND $2042.26 PTD, $710 X 56 (BEGIN 3/1/20) 100% PLAN, N/E PROCEEDS FROM SALE OF BOND ST PROPERTY BY 3/17/20
- ALL PLANS ARE WITHDRAWN EXCEPT DOC 28
- ADD RUSHMORE TO BE PAID CLAIM AND REGULAR MONTHLY PYMTS
- PRESERVE THRESHOLD OF $132,043 IN CONF ORDER
- STANDARD TRUSTEE ORDER OF DISTRIBUTION
WE ARE CONF JAN 9TH ALL SUBSEQUENT PLAN S TO BE WD
ADD RUSHMORE TO BE PAID CLAIM AND REGULAR MONTHLY PYMTS
1. Objection filed by Wilmington Savings Fund (RAS Crane) (Bond Street) - failure to pay arrears of $63,087.87 and speculative loan mod. (IS THIS RESOLVED? MODIFED PLAN NOW PROPOSES A SALE AND THERE IS NO OBJECTION FILED TO MODIFIED PLAN)
PER ATTY OK WITH SALE
- The debtor has undertaken an improper use of exemption. Specifically: debtor has exceed the statutory amounts allowed under 522 (d)(1).
- Income verified higher than scheduled. Plan must remain 100%.
AR 100 % PRESERVE TH
- The Schedules fail to account for the debtor(s) tax refund in the amount of $4955.00 when determining disposable income.
- As of now,There is non exempt equity in real estate of approx. $114,542 and in bank accounts of at least $17,501 in bank accounts. Plan is 100%.
- order of distribution is not the Trustee standard order (STANDARD TRUSTEE ORDER)
Plan proposes $497.42 x 60 100%; Loan Mod by 1/31/20
- Mazda is spouse's car
1. Objection filed by Liberty Revolving Trust (Lebron) (Joyce Kilmer Avenue) - failure to pay arrears of $4,116.11 (MP FILED TO PAY ARREARS)
2. Objection filed by Wilmington Savings Fund (Saltzman) - failure to pay arrears of $3427.51
(MP FILED TO PAY ARREARS)
- A copy of the homeowner's insurance renewal declaration - for Red Bank & Elizabeth properties. What was provided has expired. (RECEIVED)
- Amendments to Schedules B to list all businesses. (FILED, VALUES, UNKNOWN BUT PLAN IS 100%)
- Santander Bank filed secured claim 5-1 for $1653.8
Adjourment 220 2/19/2020 10:00 am 19-30282 / CMG JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 6 of 6 required payments Arrears: $16.00 Total Paid In: $1,822.00
2/13/20(mk):Updated: - Atty ok with terms.sf
IF OK TO PAY LAKEVIEW ARREARS*** CAN REC CONFIRM AT $1,204 PTD,THEN $317 x 56, Begin 3/1/20 ;Base w/min to GUCS of $$13,206.98 due to NE Equity in RE: Student Loans to be paid Outside plan***
- As of now, there is $38,356.98 of NE Equity in debtor's residence. NO (d)(1)exemption was taken(MK;Amended C filed 2/12/20- NE EQUITY NOW $13,206.98.
-need Modified Plan that treats student loans outside the plan (see Sch J).(ADD TO CONFIRMING ORDER STD LOANS OUTSIDE).
-Lakeview Loan Svc/Arvest Central Mtg Co filed $204.09 arrears claim not treated in plan. OK TO PAY?
-debtor not paying all disposable income into the plan:$1000 in monthly rent is not included on the schedules Lease expired & RE at Davos Dr.is SURRENDERED in plan).
-the current Plan does not specify treatment of Wells Fargo Dealer Services (Hyundai).NO CLAIM FILED- Bar date passed)
-need current market analysis - for Curtis Ave property (unknown CMA source provided). (PROVIDED).
-need copy of the homeowner's insurance renewal declaration - for Davos Drive property that covers the Debtor.(PROVIDED).
Plan: 301 x 60, NOT<$12,642.00.
last claim:10-1,bar date;1/6/20
Adjourment 221 2/19/2020 10:00 am 19-30390 / CMG Daniel Straffi, Esq. Confirmation Hearing Scheduled Continued
3/4/2020 10:00 am Debtor has made 5 of 6 required payments Arrears: $130.00 Total Paid In: $1,800.00
Adjourment 222 2/19/2020 10:00 am 19-30782 / CMG Paola D. Vera, Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 5 of 5 required payments Arrears: $975.00 Total Paid In: $4,800.00
RECOMMEND: $3,825 PAID TO DATE, $975 x 57 BEGINNING 3/1/2020, 100% TO GUC'S
Need order resolving objection by Oriental Bank within 30 days of confirmation.
Need order resolving objection by Nationstar Mortgage/Mr. Cooper within 30 days of confirmation.
MK: PAY POC amt for Oriental Bank & Nationstar
1. Oriental Bank filed a secured arrears claim #3 in the amount of $1,416.05 which is not in the plan. Is it ok to pay this claim? (PER ATTY - OK TO PAY)
2. Objection filed by Oriental Bank (Wutscher) - failure to cure arrears of $1,416.05. (NEED ORDER RESOLVING OR OBJ WITHDRAWN)
3. Objection filed by Nationstar Mortgage/Mr. Cooper (RAS Citron) - failure to cure full arrears of $16,302.79. (NEED ORDER RESOLVING OR OBJ WITHDRAWN)
- A copy of the homeowner's insurance renewal declaration - for the Puerto Rico property. What was provided has expired. (RECEIVED)
- Income verified higher($4,794.00) than scheduled($3,913.56). Plan is 100%. (CORRECT MONTHLY INCOME IS $3,920.62)
- The debtor's Plan proposes an order of distribution that is contrary to the Trustee's recommended order of distribution, and does not provide for equal monthly payments as required by ?1325(a)(5)(iii)(l). (LANGUAGE ADDED)
-must address objection by Nationstar/Mr. Copper.
-must file pre conf . cert. (FILED)
Plan proposes: $975 x 60, 100% plan
Adjourment 223 2/19/2020 10:00 am 19-30840 / CMG JAMES G AARON ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 6 of 5 required payments Arrears: $0
HO INS SUBMITTED
As of 2/11/20 (DS): An adjournment request was submitted blank. request has been denied, form is blank and no proof of homeowner insurance has been provided.
- Need copy of homeowner insurance, if not confirmed by 2/19/20, none provided.
2. Issues with Plan as follows:
- Plan is proposing adequate protection payments $500 each to IRS and New York Mellon. Will require orders to allow Trustee to pay.
- Plan also propose to pay IRS claims in full on Part 4c and then to pay IRS and Bank of NY Mellon claims to be paid in full. Is this to be stricken?
- Part 5 in Plan does not mark off unsecured claims to be paid, marks off none. Needs to be a Base.
3. Bank of NY Mellon filed another obj that plan does not cure arrears, does not pay post-pet monthly mortgage payments, Schedule J does not include mortgage to be paid, amount is $0 and to sale. Obj must be resolved.
4. Twp of Wall Tax Collector office filed secured claim $831.74, not in plan, ok to pay?
Prop Plan $1,200 x 59 ??? Base and Sale of Allaire Rd by 6/1/20
Adjourment 224 2/19/2020 10:00 am 19-31212 / CMG JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Continued
3/18/2020 10:00 am Debtor has made 5 of 5 required payments Arrears: $0
1) Freedom Mortgage Corporation motion relief stay 3/18/2020 - need outcome
2) Freedom Mortgage Corporation (Phelan) objection to confirmation - need to resolve
-approximate arrears $43,130.80
-need modified plan that proposes base plan, cannot be 0% plan due to loan modification
proposed plan $129x60 0% plan with loan modification by 7/30/2020
paid in $387
Adjourment 225 2/19/2020 10:00 am 19-31624 / CMG Gary D. Hoffman Confirmation Hearing on Modified Plan Continued
4/15/2020 10:00 am Debtor has made 4 of 5 required payments Arrears: $153.00
1. Need proof of service on Wells Fargo Bank (Value City Furniture) for motion to avoid lien.
2. Objection filed by Carrington Mortgage (RAS Crane) - failure to cure arrears of $65,496.30. (Per POC) (UNRESOLVED)
- Need proof of insurance for all 3 vehicles. (NOT RECEIVED)
- Amendments to Schedules J to list correct mortgage payment amount. ($1,199) (NOT AMENDED)
- Verified income leaves a monthly net balance of $675.05.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $480.00 when determining disposable income. (AVERAGED/ADDED TO INCOME)
- Need proof of service on US Dept of HUD for strip off. (SERVICE NEEDS TO BE TO THE ATTENTION OF AN OFFICER OR MANAGING AGENT)
- Need to resolve objection by Carrington Mortgage. (UNRESOLVED)
- The dismissal of this case should be accompanied with a 180 bar to refiling (LANGUAGE ADDED)
Mod Plan proposes: $154.14 x 60, base, loan mod by 3/31/2020 or 90 days after the entry of the Loss Mit Order
Payments: 2/3, arrears $154.28
Adjourment 226 2/19/2020 10:00 am 19-32179 / CMG George E Veitengruber III Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 5 required payments Arrears: $997.00 Total Paid In: $3,712.00
RECOMMEND $2715 PTD, $997 X 53 (BEGIN 3/1/20) BASE PLAN
- OK TO PAY IRS PRIORITY AND SECURED CLAIMS
- ACAR LEASING IS REJECTED IN PLAN
1. IRS filed priority claim for $7071.76 and a secured claim for $2919.43 (OK TO PAY?)
2. ACAR Leasing filed a claim with zero arrears. Is this lease rejected as it is not assumed in the plan and not in schedules.? (lease rejected)
Plan proposes $907 x 60 Base
Payments: $2715 Received Arrears: $6.00
- Objection filed by Wells Fargo Bank (Wohlrab) - failure to pay arrears of $35,240.38 (RESOLVED)
Adjourment 227 2/19/2020 10:00 am 19-32298 / CMG SCOTT E. TANNE, PC. Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 5 required payments Arrears: $986.00 Total Paid In: $2,654.00
As of 2/11/20(mk):Updated-atty ok to terms(mk)
***CAN REC CONFIRM AT $1,668 PTD , THEN $986 x 33, BEGIN 3/1/20;100%; Preserve the Threshold of $3,477 for Non exempt equity in bank account***
- STILL NEED DEED ON NEW BRUNSWICK PROP. TO VERIFY OWNERSHIP BY SPOUSE ONLY- Then can work case up. Also , disposable income per Schedule I verifies higher at $3,291 ( Plan 100%- NO GUC CLAIM FILED- BAR DATE PASSED but can be shortened in length- Plan can be 36 mos. <<< DEED PROVIDED-OK
-need Deed for New Brunswick Property -TO SHOW ONLY IN SPOUSE'S NAME- STILL NEED THIS- If we get it don't need the CMA or insurance.
- current market analysis - for New Brunswick property(only if jtly owned)
- proof of homeowner's insurance - for New Brunswick property(only if Jtly owned).
>>>Disposable income per Schedule I verifies higher ( Plan 100%- but can be shortened in length- Dispos. income is $3,291- plan can be 36 mos<<<
-need amended sch D to add US Dept. of HUD.
Need bank statements for Savings Account with American Express National Bank for
60 days prior to filing through date of filing.
- Line 45 of 122C shows disposable income of $13,063 x 60 which will require a 100% plan.( Plan is 100%)
-current Plan does not specify treatment of US Dept of Housing and Urban Dev.(MP filed.Unaffected).
-There is non-exempt equity of $3477 in Bank of America checking account.(Plan is 100%- NO CLAIMS FILED & BAR DATE PASSED).
-File pre-confirmation certification.(Filed).
Plan:556 x 60, 100%.
last claim:3-1,bar date:2/5/20
Adjourment 228 2/19/2020 10:00 am 19-32361 / CMG Daniel Straffi, Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 5 required payments Arrears: $274.00 Total Paid In: $626.00
AS OF 2/10/20 (SF)
RECOMMEND $300 PTD, $162 X 45 (BEGIN 3/1/20) BASE W/MIN $3296 TO GUCS PER EQUITY IN REAL ESTATE
Adjourment 229 2/19/2020 10:00 am 19-32480 / CMG RYAN L GENTILE Confirmation Hearing on Modified Plan Confirmed Debtor has made 2 of 4 required payments Arrears: $1,476.00 Total Paid In: $1,200.00
Mk:2/15/20: Atty email- plan is 60 mos not 48. Numbers reworked for 60.Atty ok to terms.
***CAN CONFIRM AT $1,200 PTD, THEN $738 x 58 Begin 3/1/20; 100%;Preserve non-exempt equity of $116,916 in real estate.***
- There is $116,900 in equity in the debtor's home (PRESERVE NON EXEMPT EQUITY)
MP proposes: $600 x 48, 100% to guc's- atty clarified put date of mo 60 instead of 60 mos- plan is 60 mos
Adjourment 230 2/19/2020 10:00 am 19-32486 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $150.00
NEED 341 DATEB BY 3-15
Adjourment 231 2/19/2020 10:00 am 19-32509 / CMG JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 4 of 4 required payments Arrears: $0
As of 2/10/20 (DS): 1. Trustee obj to the following:
- Need current CMA, which provides comparatives used for evaluation and updated homeowner insurance
- Global Lending filed arrears claim for 2014 Audi $639.30. Ok to pay?
2. Lakeview Loan obj arrears owed $1,486.25, no POC filed.
3. Wells Fargo/Value City Furniture filed bifurcated claim, secured $916.88 and unsecured $4,152.77. Claim must be resolved.
4. Midland Funding filed 2 secured claims as judgments Home Depot $2,886.21 and Best Buy $5,911.86, needs to be paid or move against both claims.
Prop Plan $199 x 60 Dollar Base $7,133
Adjourment 232 2/19/2020 10:00 am 19-32575 / CMG Andrew Thomas Archer Confirmation Hearing Scheduled Confirmed Debtor has made 1 of 4 required payments Arrears: $4,467.00 Total Paid In: $1,489.00
***CAN REC CONFIRM AT $1,489 x 50 BEGIN 1/1/20;100%***
-must file Pre-confirmation certificate.(Filed).
last claim:5-1,Bar date:2/11/20
Adjourment 233 2/19/2020 10:00 am 19-32586 / CMG JOSEPH M PINTO ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $1,875.00
Adjourment 234 2/19/2020 10:00 am 19-32597 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $300.00
341 3-5
Adjourment 235 2/19/2020 10:00 am 19-32599 / CMG HERBERT B RAYMOND ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 4 of 4 required payments Arrears: $0
RECOMMEND: $400 x 12 Begin 1/1/20, $800 x 18 beginning 1/1/2021, $1025 x 12 beginning 7/1/2022 and then $1,487 x 18 beginning 7/1/2023, 100% to guc's
Adjourment 236 2/19/2020 10:00 am 19-32722 / CMG Eric Clayman Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $1,312.00
Adjourment 237 2/19/2020 10:00 am 19-32725 / CMG DANIEL L. REINGANUM Confirmation Hearing Scheduled Continued
3/18/2020 10:00 am Debtor has made 4 of 4 required payments Arrears: $0
Adjourment 238 2/19/2020 10:00 am 19-32735 / CMG STEPHANIE RITIGSTEIN Confirmation Hearing Scheduled Continued
Adjourment 239 2/19/2020 10:00 am 19-32763 / CMG PRO SE Confirmation Hearing Scheduled Denied Debtor has made 5 of 4 required payments Arrears: $592.00
MP BY 3-1
$200 PYMT BY 2-26 -20
MUST BE CURRENT BY NEXT DATE
2/18/20(mk):Debtor motion to reinstate stay was denied. But no eviction till after 3/15/20.
1. Need proof of service on Navy FCU for cram down of the 2008 BMW. Service needs to be to the attention of an Officer or Managing Agent.
2. Federal National Mortgage was granted prospective relief on 1/22/20. Need modified plan to surrender the residence.
- Proof of 2 month's income (NOT RECEIVED)
- Amendments to Schedules to remove the state exemptions and use the Federal exemptions (NOT AMENDED)
Plan proposes: $353.48 x 60, Part 5 is blank (treatment of unsecured claims)
Payments: 0/2, arrears $706.96
DEBTOR MAILED PAYMENT IN THE AMOUNT OF $200.00 ON 02/26/2020. PROVIDED COPY OF M.O.-KB
Adjourment 240 2/19/2020 10:00 am 19-32790 / CMG PRO SE Confirmation Hearing Scheduled Dismissed Debtor has made 0 of 4 required payments Arrears: $0
2. Payments: 0/2, arrears $200
Adjourment 241 2/19/2020 10:00 am 19-32864 / CMG FRANCIS P CULLARI, ESQ Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $770.00
As of 2/10/20 (DS): Debtor attorney requested adjournment, 341 sched 3/26/20,
Adjourment 242 2/19/2020 10:00 am 19-32875 / CMG William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Dismissed Debtor has made 0 of 4 required payments Arrears: $0
2) No Trustee plan payments to date, arrears $2,686 (0 out of 2)
Adjourment 243 2/19/2020 10:00 am 19-32892 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 4 required payments Arrears: $0
Total Paid In: $6,990.00
As of 2/10/20 (DS): - Atty ok with terms.sf
Recommend confirming at $600 paid, $3,195 x 58 begin 3/1/20 100% to gucs, due to non-exempt equity on real property, add to confirming order Trustee ok to pay the arrears claim of IRS claim 1-1 and within 10 days must file Pre-confirmation certificate
- Debtor has insufficient income. There is disposable income $117.75, would need estimated $3,195.
- Current Plan does not specify treatment of IRS claim filed in the amount of $20,512.36 under the Plan. Ok to pay.
- There is non-exempt equity on real property $137,812.81 and timeshare $5,426.19 total $143,239, need to confirm with minimum dividend or 100%, pending all claims filed. Recommend waiting pass Bar date 2/18/20, total claims filed to date $111,798.52.
Adjourment 244 2/19/2020 10:00 am 19-32922 / CMG Melinda D Middlebrooks, Esq Confirmation Hearing Scheduled Continued
5/20/2020 10:00 am Debtor has made 2 of 4 required payments Arrears: $340.00
341 now on 3/12/20 & has proof of payment
ATTY HAS 340
Adjourment 245 2/19/2020 10:00 am 19-32923 / CMG DAVID J DOYAGA, SR Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 4 required payments Arrears: $1,603.00 Total Paid In: $4,575.00
ok to confirm at $3,050 paid to date, $1,564x58 begin 3/1/2020 100% plan which includes minimum $11,123 dividend to general unsecured creditors
1) Wells Fargo Bank (Phelan) objection to confirmation - need to resolve MODIFIED PLAN PROPOSES TO PAY ARREARS PER CLAIM - DOES THIS RESOLVE OBJECTION?
-approximate arrears $18,706.25
-the debtors plan consists of unnecessary o excessive expense items such as, $750/month for food (100% plan) RESOLVED, 100% PLAN
-the debtor is not paying all disposable income into plan - verified income leaves a monthly net balance $2,539.67 (100% plan) RESOLVED, 100% PLAN
-Per Form 122c, monthly disposable income is $2,193 which would require minimum $131,580 to general unsecured creditors (100% plan) RESOLVED 100% PLAN
-the schedules fail to account for the debtors tax refund in the amount of $2,457 when determining disposable income RESOLVED, 100% PLAN
-the plan provides for payment on unsecured claim of less than that which would be distributed upon liquidation under Chapter 7 - there is $11,123 in non-exempt equity in the residence (100% plan) RESOLVED 100% PLAN
-the debtors plan proposes an order of distribution that his contrary to the Trustee's recommended Order of Distribution, and does not provide for equal monthly payments as required by 1325(a)(5)(iii)(l) RESOLVED
proposed plan $1525x60 100% plan
paid in $3050
Adjourment 246 2/19/2020 10:00 am 19-32937 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Continued
AS OF 2/11/20 (SF)
Note: This plan was filed proposing $200 x 36 when there are two mortgages on the property with arrears. Plan is not feasible. No modified plan filed.
1. Objection filed by Select Portfolio Servicing (Fein, Such) - failure to pay arrears of $53,350.70. Plan is not feasible due to insufficient income to pay claim.
2. Objection filed by US Bank/Nationstar (Ras Crane) - failure to pay total debt claim of $160,876.81. Loan matures 10/1/23. The arrears are $60,978.73.
- The debtor has insufficient income. Income is negative
- Need October and November bank statements for account #8241.
- A Modified Plan that addresses mortgage arrears to the 1st and 2nd mortgages.
- The Schedules fail to account for the debtor(s) tax refund in the amount of $243.00 when
Plan proposes $200 x 36 Base
Adjourment 247 2/19/2020 10:00 am 19-33020 / CMG Mark K. Smith, Esq. Confirmation Hearing Scheduled Dismissed Debtor has made 0 of 4 required payments Arrears: $0
Adjourment 248 2/19/2020 10:00 am 19-33021 / CMG Eric Clayman Confirmation Hearing Scheduled Continued
341 now on for 3/12/20- need to adj. this conf. hearing.
Adjourment 249 2/19/2020 10:00 am 19-33032 / CMG YAKOV RUDIKH Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 2 of 4 required payments Arrears: $300.00
Adjourment 250 2/19/2020 10:00 am 19-33035 / CMG FRANK J FISCHER, ESQ Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $420.00
Adjourment 251 2/19/2020 10:00 am 19-33039 / CMG Daniel Straffi, Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 4 required payments Arrears: $400.00 Total Paid In: $900.00
>>> To resolve Trustee dispos. income issue **CAN REC CONFIRM AT $400 PTD ,Then $400 x 34,Begin 3/1/20;Base***
-debtor is not paying all disposable income into the plan:Verified income leaves a monthly net balance of $810.08.
-need Domestic Support Obligation information .(Provided).
-need copy of the homeowner's insurance renewal declaration - Expired in 10/2019.(Provided).
-Need proof of $500/month for child support.(Provided).
- Need October and November bank statements forl 4 TD accounts on B/C.(Provided).
Plan:100 X 36 BEG 1/2020; BASE
payments;4/2
last claim:5-1,bar date:2/19/20
Adjourment 252 2/19/2020 10:00 am 19-33046 / CMG JOHN ZIMNIS, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 2 of 4 required payments Arrears: $4,600.00 Total Paid In: $4,600.00
RECOMMEND: $2,300 x 15 BEGINNING 1/1/2020, $2,700 x 21 BEGINNING 4/1/2021, $2,610 x 21 BEGINNING 1/1/2023, BASE
1. Objection filed by Wells Fargo Bank (Shapiro) - failure to cure full arrears of $126,650 and plan does not provide for full monthly post petition payments of $2,910.07.(MK-CO submitted to Chambers today resolving objection.Terms=PAT $126,650 per POC#1-1. Debtor to pay post pet of $2,910.07.)
Plan proposes: $2,300 x 15, $2,700 x 21, $2,300 x 21, base
Payments: 1/2, arrears $2,300
Adjourment 253 2/19/2020 10:00 am 19-33105 / CMG DONALD F CAMPBELL, JR Confirmation Hearing Scheduled Continued
Adjourment 254 2/19/2020 10:00 am 19-33143 / CMG JEANIE D. WIESNER, ESQ. Confirmation Hearing Scheduled Continued
4/1/2020 10:00 am Debtor has made 4 of 4 required payments Arrears: $0
As of 2/7/20 (DS): Debtor attorney requested adjournment, 341 sched 2/20
Adjourment 255 2/19/2020 10:00 am 19-33182 / CMG MITCHELL L CHAMBERS, JR Confirmation Hearing Scheduled Continued
Mk: contact atty
2) Debtor's response to Trustee objections states income on Schedules I&J yield net monthly balance of $154.04
TRUSTEE INCOME VERIFIED MUCH LOWER THAN SCHEDULED, ACTUALLY NEGATIVE $375.43
paid in $300
Adjourment 256 2/19/2020 10:00 am 19-33190 / CMG Evan N. Pickus Confirmation Hearing Scheduled Continued
Adjourment 257 2/19/2020 10:00 am 19-33218 / CMG Neal M. Ruben Confirmation Hearing Scheduled Continued
AS OF 2/11/20 (SF) - MP FILED
RECOMMEND $864 X 60 (BEGIN 1/1/20) BASE W/MIN $624 TO GUCS
Plan proposes $863 .41 x 60 0%
Payments: 1/2 Arrears: 4862.82
Adjourment 258 2/19/2020 10:00 am 19-33224 / CMG STEVEN J ABELSON, ESQ Confirmation Hearing Scheduled Continued
3/18/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $639.00
341 is 3/5/20- MP filed and on 3/18/20- atty has funds in Trust acct.
2. PAYMENTS: 0/2 ARREARS: $2060
Adjourment 259 2/19/2020 10:00 am 19-33261 / CMG STEVEN J ABELSON, ESQ Confirmation Hearing Scheduled Continued
4/1/2020 10:00 am Debtor has made 2 of 4 required payments Arrears: $3,264.00
Mk:IRS agrees to adj for 30 days
1.Motion to Modfiy POC #6-1 of St. Of NJ - on for 3/4/20.(NEED RESULT).
2. IRS claim #5-2-part of priority amount has a portion that is estimated.
- Plan provides for payment on unsecured claims of less than that which would be
distributed upon liquidation under Chapter 7. due to fact that there may be equity in RE pending review of NEED updated mortgage statement or filed POC.
Adjourment 260 2/19/2020 10:00 am 19-33263 / CMG Justin M. Gillman, Esq. Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 2 of 4 required payments Arrears: $600.00
AS OF 2/14/2020 (at):
CONFIRMATION ADJOURNMENT REQUEST PROVIDED PROOF OF ONE PAYMENT (JANUARY). GRANTED ADJOURNMENT.
- A current market analysis - Foreclosure estimates are not acceptable. (NOT RECEIVED)
- copy of the last filed tax return - 2018 (NOT RECEIVED)
- Need a statement for the debtor's pension loan. (NOT RECEIVED)
- Reviewed the 122C, Line 17 (involuntary deductions) should be $588, Line 25 (health insurance) should be $388, Line 34 (mortgage arrears) needs to be reviewed once the proof of claim is filed and Line 41 (pension loan) should be $12.
- As of now, there is $18,976.76 in non-exempt equity in the residence.
- Need proof of service on Cavalry, Midland Funding and Portfolio Recovery. (CERT OF SERVICE NOT FILED)
Payments: 0/2, arrears $600
Adjourment 261 2/19/2020 10:00 am 19-33265 / CMG Justin M. Gillman, Esq. Confirmation Hearing Scheduled Continued
4/15/2020 10:00 am Debtor has made 5 of 4 required payments Arrears: $0
As of 2/14/20 Debtor attorney requested adjournment to resolve creditor objection.
As of 2/7/20 (DS): 1. Wells Fargo obj arrears more, POC filed with arrears $29,929.12. Ok to pay? Obj must be resolved.
2. Capital One Auto filed 2 area claims $59.24 and $196.16, ok to pay?
If obj is resolved with Wells Fargo and ok to pay Capital One Auto, need to confirm at $930 paid, $611 x 58 begin 3/1/20 0% to gucs, add to confirming order Trustee ok to pay the arrear claims of Capital One Auto claims#5-1 and #6-1 and within 7 days must file fee app
Prop Plan $465 x 60 0%
Note: Service on motions done.
Adjourment 262 2/19/2020 10:00 am 19-33319 / CMG JAMES J CERBONE, ESQ Confirmation Hearing Scheduled Continued
4/1/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $912.00
Adjourment 263 2/19/2020 10:00 am 19-33352 / CMG William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 2 of 4 required payments Arrears: $1,048.00
Adjourment 264 2/19/2020 10:00 am 19-33354 / CMG DAVID A SEMANCHIK ESQ Confirmation Hearing Scheduled Dismissed Debtor has made 0 of 4 required payments Arrears: $0
1. AS of this date- NO PAYMENTS.
2. Motion For Stay Relief by ACAR( Morton) on 3/4/20.
3. Acar Leasing /GM Financial Leasing has filed 2 separate claims at #6 for a 2016 Cadillac lease(arrears $716.72- NOT IN PLAN) and #8 for 2017 Cadillac- arrears $,1656.74- plan has $553
- need Amendments to Schedules Schedule D need to list the property that secures the claim and type of lien-most are blank & plan has several creditors listed in Part 4g to pay as secured and in full thru the plan.
-Form 122C-2 Line 45 has moly dispos. income of $2,789 which requires min.div to gucs of $167,340. (PLAN IS 100%).
must file pre conf. cert.
Plan:2400 x 60,100%
last claim:10-1,bard date:2/25/20
Adjourment 265 2/19/2020 10:00 am 19-33389 / CMG THOMAS M MONAHAN, ESQ Confirmation Hearing Scheduled Continued
- The current Plan does not specify treatment of New Century Financial Services. under the Plan. (NEED MODIFIED PLAN TO CORRECT)
Payments: 0/2, arrears $200
Adjourment 266 2/19/2020 10:00 am 19-33391 / CMG EUGENE ROTH, ESQ Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $103.00
Adjourment 267 2/19/2020 10:00 am 19-33419 / CMG George E Veitengruber III Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 1 of 4 required payments Arrears: $2,565.00
Adjourment 268 2/19/2020 10:00 am 19-33420 / CMG George E Veitengruber III Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 3 of 4 required payments Arrears: $574.00
Adjourment 269 2/19/2020 10:00 am 19-33457 / CMG MICHAEL P OTTO ESQ Confirmation Hearing Scheduled Continued
-need 2019 tax return by 5/31/2020
-the debtor is not paying all disposable income into plan - debtors income using pay stubs provided verified higher than scheduled $5,603.83 which results in disposable income of $1,935.11
-the schedules fail to account for the debtors tax refund in the amount of $7,211 when determining disposable income
-the plan provides for payment on unsecured claims of less than that which would be distributed upon liquidation under Chapter 7 - 2013 Mini Cooper Coupe listed on Schedule B with value of $6,906 - no exemption, no loan = non exempt equity in the amount of $6,906; 2010 Toyota Sequoia non exempt equity $7,988; TD Bank per statement balance is $7,581.60, not $3,500 as stated on Schedule B, therefore there is non exempt equity in the amount of $6,256.60; real estate has non exempt equity in the amount of $17,124.50; total non exempt equity in the amount of $38,275.10 to be paid to general unsecured claims
-bank statements show possible other account which have not been provided to the Trustee. Transfers from acct ending #0053 to accts ending #9567 and #2232. There is also a transfer to a savings account ending #8934. Trustee needs 2 months of statements before filing
-per atty use Trustee standard Order of Distribution
2) Toyota (2018 Toyota Rav 4) filed secured claim with no arrears, not treated in plan - Trustee to treat as current and unaffected by plan
proposed plan $753x60 minimum $38,393.50 dividend to general unsecured creditors
paid in $1506
Adjourment 270 2/19/2020 10:00 am 19-33459 / CMG CANDYCE I SMITH-SKLAR, ESQ Confirmation Hearing Scheduled Continued
- Updated auto insurance, if not confirmed by 2/19/20, insurance expires 2/16/20. (RECEIVED)
- The debtor has failed to provide proof of service with respect to Plan Motions.
Plan proposes $419.43 X 60 Base
Adjourment 271 2/19/2020 10:00 am 19-33480 / CMG Daniel Straffi, Esq. Confirmation Hearing Scheduled Continued
Adjourment 272 2/19/2020 10:00 am 19-33519 / CMG ANDY WINCHELL Confirmation Hearing Scheduled Continued
5/6/2020 10:00 am Debtor has made 2 of 4 required payments Arrears: $750.00
- Reviewed 122C, average monthly gross income is $7529 (November gross/11, parent gift and MBI class action settlement - see Line 10). Per the 122C, monthly disposable income is $1,804 which would
Adjourment 273 2/19/2020 10:00 am 19-33563 / CMG William H. Oliver, Jr., Esq. Confirmation Hearing Scheduled Confirmed Debtor has made 3 of 4 required payments Arrears: $500.00 Total Paid In: $1,500.00
As of 2/7/20 (DS): Ok to confirm at $500 x 36 begin 1/1/20 Base with a minimum dividend $4,535.12 to gucs, Sale of Edison Rd by 8/19/20, plus non-exempt proceeds from sale to Trustee and within 10 days must file Pre-confirmation certificate
Prop Plan $500 x 36 Dollar Base $4,535.12 and Sale of Edison Rd within 6 months post conf
Adjourment 274 2/19/2020 10:00 am 19-33564 / CMG CHARLES D WHELAN, III Confirmation Hearing Scheduled Continued
issues 2/6/2020
1) 341 not held, rescheduled 2/27/2020
Adjourment 275 2/19/2020 12:00 pm 14-24183 / CMG PRO SE Motion Extend Time Granted
LAKEVIEW LOAN MTN TO EXTEND TIME TO REPLY TO NTC OF FINAL CURE (Stern & E)
Adjourment 276 2/19/2020 12:00 pm 14-24183 / CMG PRO SE Motion Motion (Generic) - Only use if no other event is applicable Order to be Submitted
at noon on 2/19
Lakeview filed Amended response(doc#101).
Lakeview Loan response (Stern & E); Debtor response<>MTN TO SHOW COURT DEBTOR IS CURRENT W/MTG
Adjourment 277 2/19/2020 12:00 pm 19-18445 / CMG DANIEL L. REINGANUM Motion Compensation Granted Total Paid In: $33,782.00
Adjourment 278 2/19/2020 12:00 pm 19-27616 / CMG George E Veitengruber III Motion Compensation Granted
Adjourment 279 2/19/2020 12:00 pm 20-10097 / CMG Karina Pia Lucid Order Shorten Time Denied
OST - Wilmington Svs obj (Friedman Vartolo)<>MOTION TO CONTINUE STAY/STATUS CONFERENCE
Case will be dismissed on 3/4/20.
Adjourment 281 2/19/2020 2:00 pm 19-17813 / CMG PRO SE Confirmation Hearing on Modified Plan Continued
3/4/2020 2:00 pm Debtor has made 12 of 12 required payments Arrears: $0
AS OF 2/13/20 (SF)
5. Trustee objection: RESPONSE FILED
6. Supplemental Trustee objection:
- The debtor has failed to provide tax returns for 2018 for the Debtor.
- The debtor has failed to provide -Trustee was only provided with a tax transcript for 2018. The Trustee requested the full return and the 2019 tax return, when filed.
-Business Forms for Law Office of Rotimi Owoh and Profit and loss forms for the full year of 2019.
-Explanation of the entity African American Data and Research Institute,L
Adjourment 280 2/19/2020 2:00 pm 19-17813 / CMG PRO SE Motion Relief from Stay (Fee) Continued
Adjourment 282 2/19/2020 2:00 pm 19-20882 / CMG ANDREW J KELLY, ESQ Confirmation Hearing Scheduled Confirmed Debtor has made 5 of 11 required payments Arrears: $0
Total Paid In: $5,832.00
-PER AR -OK TO*** CONFIRM AT $3,246 PTD, THEN $1,293 x 51 , Begin 3/1/20: 100%***
2/4 workup for the 2/19 calendar
V DISP DEBTOR BRIEF BUY 1-15 TR RESPONSE 2-15 ---NOT FILED-same issues going back to August
--still no verifiable income from last 2 adjournments. Plan is over $1200 monthly and 100% but income is negative $2000. When will this be addressed?--Debtor sent updated P&L but still no proof of the $4717 in monthly dividends for 2019 on schedule I.
1. Objection filed by PNC Bank (Fein Such) - Debtor fails to list the mortgage in the plan. He is on the Note and Mortgage. No deed provided so can't review that. (UNRESOLVED)
SPOUSE OWNS HOUSE
- certification regarding frozen business accounts and proof of income (NOT RECEIVED - NO VERIFIABLE BUSINESS OR DIVIDEND INCOME TO DATE. Per originalI & J there is negative $2389 income). Bus P&L show big negative income.
- The Trustee's calculations are higher for the following reason(s):-excessive expense $683/car payment; need proof of health insurance expense; $420 home maintenance; $800 food expense;
- The debtor has an equitable interest in the spouses real property that has equity of approximately $375,000 located at 25 Sagamore Ave in Oceanport NJ
Plan proposes: $100 x 6, $1273 x 54 100%
Adjourment 283 2/19/2020 3:00 pm 18-24073 / CMG Kirsten B. Ennis AP Summons Issued Order Previously Submitted Total Paid In: $22,769.00
AP 19-2298 Payne vs. Carney/Ignite Kids/ABC Corps PRE TRIAL
Adjourment 285 2/19/2020 3:00 pm 19-27489 / CMG Eric Clayman AP Summons Issued Order to be Submitted
AP 19-2295 NJ Dept Labor vs. Allen PRETRIAL
Adjourment 286 2/19/2020 3:00 pm 19-28641 / CMG STEPHEN M GOLDBERG, ESQ AP Summons Issued Continued
4/1/2020 3:00 pm
Adjourment 287 2/19/2020 3:00 pm 19-29256 / CMG PRO SE AP Summons Issued Moot - Dismissed
AP 19-2228 Farzan vs. BAyview PRETRIAL - 2/19 at 3
Hearing on Motion to Dismiss adversary rescheduled to 1/28/20