Source: https://patents.google.com/patent/US7996305B2/en
Timestamp: 2019-08-23 12:36:36
Document Index: 11788328

Matched Legal Cases: ['art.\n20', 'Application No. 04788962', 'Application No. 545754', 'Application No. 545754', 'Application No. 545754', 'Application No. 545754', 'Application No. 2004277235', 'Application No. 200480027706', 'Application No. 200480027706', 'Application No. 200480027706', 'Application No. 04788962']

US7996305B2 - System and method for efficiently processing multiple credit applications - Google Patents
System and method for efficiently processing multiple credit applications Download PDF
US7996305B2
US7996305B2 US12/972,146 US97214610A US7996305B2 US 7996305 B2 US7996305 B2 US 7996305B2 US 97214610 A US97214610 A US 97214610A US 7996305 B2 US7996305 B2 US 7996305B2
US12/972,146
US20110087588A1 (en
Mark David Christensen
2003-09-24 Priority to US50580003P priority Critical
2004-09-23 Priority to US10/948,068 priority patent/US7882024B2/en
2010-12-17 Application filed by Routeone LLC filed Critical Routeone LLC
2010-12-17 Priority to US12/972,146 priority patent/US7996305B2/en
2011-04-14 Publication of US20110087588A1 publication Critical patent/US20110087588A1/en
2011-08-09 Publication of US7996305B2 publication Critical patent/US7996305B2/en
While particular embodiments of the present invention have been shown and described, it is clear that changes and modifications may be made to such embodiments without departing from the true scope and spirit of the invention. For example, any of the steps performed on user computer 86 could be performed on credit management server 106 and vice versa. Alternatively, all of the functionality of the credit management server 106 could be placed on one of the lender servers 92 a, 92 b, 92 c.
The method steps of the invention may be embodied in sets of executable machine code stored in a variety of formats such as object code or source code. Clearly, the executable machine code may be integrated with the code of other programs, implemented as subroutines, by external program calls or by other techniques as known in the art.
20. The method as recited in claim 15, wherein the first and second queries include a request for the respective type of financial transactions and credit applications available from the first and second lenders to produce financial transaction and available credit application data; and the first and second information fields are based on the financial transaction and available credit application data.
US12/972,146 2003-09-24 2010-12-17 System and method for efficiently processing multiple credit applications Active US7996305B2 (en)
US50580003P true 2003-09-24 2003-09-24
US10/948,068 US7882024B2 (en) 2003-09-24 2004-09-23 System and method for efficiently processing multiple credit applications
US12/972,146 US7996305B2 (en) 2003-09-24 2010-12-17 System and method for efficiently processing multiple credit applications
US10/948,068 Division US7882024B2 (en) 2003-09-24 2004-09-23 System and method for efficiently processing multiple credit applications
US20110087588A1 US20110087588A1 (en) 2011-04-14
US7996305B2 true US7996305B2 (en) 2011-08-09
ID=34396265
US10/948,068 Active 2027-07-23 US7882024B2 (en) 2003-09-24 2004-09-23 System and method for efficiently processing multiple credit applications
US12/972,146 Active US7996305B2 (en) 2003-09-24 2010-12-17 System and method for efficiently processing multiple credit applications
US (2) US7882024B2 (en)
EP (1) EP1671272A4 (en)
AU (1) AU2004277235B2 (en)
CA (1) CA2539536A1 (en)
NZ (1) NZ545754A (en)
WO (1) WO2005031522A2 (en)
CN109697204A (en) * 2017-10-23 2019-04-30 阿里巴巴集团控股有限公司 A kind of method and device of Data Audit
NZ506319A (en) 1998-12-09 2001-12-21 Surge Miyawaki Co Animal registration ear tag, with part of this number being enlarged so as to be readily visible
AU9712601A (en) 2000-12-07 2002-06-13 Loansurf New Zealand Limited Loan processing system and method
US6606842B2 (en) 1998-06-05 2003-08-19 Laurel Bank Machines, Co., Ltd. Apparatus for dispensing change
US20040034684A1 (en) 2002-08-19 2004-02-19 Macrosolve, Inc. System and method for data management
2004-09-23 US US10/948,068 patent/US7882024B2/en active Active
2004-09-24 WO PCT/US2004/031281 patent/WO2005031522A2/en active Application Filing
2004-09-24 EP EP04788962A patent/EP1671272A4/en not_active Ceased
2004-09-24 CA CA 2539536 patent/CA2539536A1/en not_active Abandoned
2004-09-24 NZ NZ54575404A patent/NZ545754A/en unknown
2004-09-24 AU AU2004277235A patent/AU2004277235B2/en active Active
2010-12-17 US US12/972,146 patent/US7996305B2/en active Active
AU784943B2 (en) 2000-12-07 2006-08-03 Loansurf New Zealand Limited Loan processing system and method
Blanche Evans, Want Loans on Your Site? LoansDirect Wants to be Your Partner, Realty Times, Oct. 19, 1999 (Realty).
Bloombery Businessweek, Lending Tree: Steadily Spreading Its Roots, Dean Foust, Feb. 7, 2002 (LTree).
Examination Report for European Patent Application No. 04788962.1 dated Sep. 29, 2008.
Examination Report for New Zealand Patent Application No. 545754 dated Apr. 23, 2007.
Examination Report for New Zealand Patent Application No. 545754 dated Feb. 24, 2009.
Examination Report for New Zealand Patent Application No. 545754 dated Jun. 9, 2009.
Examination Report for New Zealand Patent Application No. 545754 dated Nov. 12, 2008.
Examiner's First Report for Australian Patent Application No. 2004277235 dated Dec. 2, 2009.
First Office Action for Chinese Patent Application No. 200480027706.1 dated May 8, 2009.
International Search Report dated Mar. 20, 2006 in counterpart International Application No. PCT/US04/31281.
Lending Tree: Steadily Spreading Its Roots, Dean Foust, Bloomberg Businessweek, Feb. 7, 2002 (Foust). *
Rejection Decision for Chinese Patent Application No. 200480027706.1 dated Mar. 10, 2010.
Second Office Action for Chinese Patent Application No. 200480027706.1 dated Oct. 30, 2009.
Supplementary European Search Report for European Patent Application No. 04788962.1 dated Apr. 16, 2008.
Want Loans on Your Site? LoansDirect Wants to Be Your Partner, Blanche, Evans, RealtyTimes, Oct. 19, 1999 (Evans). *
Written Opinion dated Mar. 20, 2006 in counterpart International Application No. PCT/US04/31281.
WO2005031522A2 (en) 2005-04-07
NZ545754A (en) 2009-07-31
US7882024B2 (en) 2011-02-01
US20050108129A1 (en) 2005-05-19
CA2539536A1 (en) 2005-04-07
AU2004277235B2 (en) 2011-09-15
US20110087588A1 (en) 2011-04-14
EP1671272A2 (en) 2006-06-21
WO2005031522A3 (en) 2006-05-04
AU2004277235A1 (en) 2005-04-07
EP1671272A4 (en) 2008-05-14