Source: http://spocitat-pujcku.cz/insolvence-nebo-konsolidace-vyhody-a-nevyhody
Timestamp: 2018-08-19 23:11:29+00:00
Document Index: 5063870

Matched Legal Cases: ['soud ', 'soud ', 'soud ', 'soud ', 'soud ', 'soud ', 'Soud ']

Insolvence nebo konsolidace? Výhody a nevýhody
Poslední aktualizace: 10. 02. 2015
Být insolventní znamená jediné – nemít peníze, nemoci dostát svým závazkům, platit své dluhy. Stává se to častěji než by se zdálo a dostat se do obdobné situace je velice snadné. Stačí jedna nevýhodná půjčka, kterou nemůžete splácet podle domluveného splátkového kalendáře. Druhá, abyste nezůstali dlužit splátku, třetí, abyste měli co jíst, když musíte zaplatit splátky na dvě půjčky, čtvrtá, abyste měli alespoň na nájem, protože splátky tří půjček už zcela pohltily váš příjem… A insolvence je na světě. Říká se, že zatímco inteligentní lidé se snaží problémy řešit, geniální se je snaží nedělat – ovšem geniálních je málo. Neříkejte proto, že vám by se to stát nemohlo – říkali to dopředu mnozí, kterým se to nakonec stalo. Co s tím?
Konsolidace není řešením pro každého
Konsolidace jako první pomoc napadne téměř každého. Úspěšná konsolidace však má dvě podmínky. Jednak se pro ni musíte rozhodnout včas, tj. ve chvíli, kdy celková suma dluhů ještě nepřesáhla částku, kterou vám na váš příjem, případně zástavu, bude někdo ochoten půjčit. (Vezměte také na vědomí, že většina solidních poskytovatelů půjček je obvykle ochotna konsolidovat vaše dluhy pouze v případě, že doposud nejsou po splatnosti.) Druhou podmínkou je vaše vlastní sebekázeň. Skutečně vydržíte splácet konsolidovanou půjčku a nedělat další dluhy? Nebo si tím nejste zcela jisti? Pak budete brzy znovu na startovní čáře namísto cílové rovinky.
Kdy a proč zvolit osobní bankrot?
Jestliže se vaše dluhy nakumulovaly do neúnosné výše a souhrn splátek přesahuje výši vašeho měsíčního příjmu, takže řádně splácet prostě nemůžete, i když byste rádi, nezbývá než požádat soud o oddlužení. Na rozdíl od konsolidace má oddlužení tu výhodu, že od chvíle, kdy jej soud schválí, se nárůst dluhů zastaví. Žádné další úročení, žádné další poplatky a pokuty z prodlení. Dluh je spočítán a uzavřen. (Na rozdíl od konsolidace je zde také nejen možné, ale dokonce žádoucí, mít závazky po splatnosti!) Také můžete ušetřit velmi vysoké částky, protože soud osobní bankrot schválí i v případě, že evidentně nejste prodejem majetku či ze svých příjmů schopni v zákonem dané lhůtě pěti let dluh splatit. Pro schválení oddlužení postačí předpoklad, že dokážete uhradit jen minimálně 30 % svého stávajícího dluhu. A to nejlepší nakonec – po celou dobu splácení budete mít jistotu existenčního minima a života bez obav z exekuce.
Co je to insolvence? Podívejte se v krátkém videu splátková společnosti Profi Credit
Jak se správně pustit do oddlužení
Osobní bankrot ovšem není samospasitelný, má řadu svých ale… V prvé řadě je nutno soudu doložit naprosto perfektně zpracovaný návrh na oddlužení. A rozhodně se vyplatí přizvat k tomu odborníka! Jednak proto, že jej lze podat pouze jednou v životě, takže pokud vám chybný návrh soud nevrátí k přepracování, ale rovnou jej zamítne, zmařili jste svou šanci, jednak proto, že ve chvíli, kdy soud začne o vašem návrhu jednat, všichni věřitelé vyhlásí vaše dluhy za okamžitě splatné. Jestliže tedy nadhodnotíte svou schopnost splácet a soud se dopočítá jiného výsledku a váš návrh z toho důvodu zamítne, máte mnohem větší problém, než dříve. Návrh vám ráda zpracuje kterákoliv advokátní kancelář i mnohé finanční společnosti, připravte se ale na poplatky pohybující se ve výši mezi 7 – 12 000 korunami! Existuje ale i možnost pomoci zdarma a tou jsou Poradny při finanční tísni, jejichž pobočky naleznete již po celé České republice.
Kdy osobní bankrot nepomůže
Se žádostí o osobní bankrot neuspějete, pokud vaše dluhy pocházejí z podnikání, zde je nutno řešit situaci jiným způsobem. Soud také při rozhodování o osobním bankrotu vezme v potaz pouze dluhy nezajištěné. Jestliže např. za hypotéku ručíte svým domem, nelze tento dluh do oddlužení zahrnout. Hypotéku budete muset splácet i nadále, což je vzhledem k výši příjmů, které vám, vyhlásíte-li osobní bankrot, zůstanou, v podstatě nemožné, nebo se budete muset připravit na exekuci, po níž následuje dražba.
Další články z této kategorie najdete v sekci Dluhy a oddlužení.
Pokud dáváte přednost konsolidaci před insolvencí, vyzkoušejte některé z poskytovatelů půjček bez kontroly registrů: Vita Credit, Home Finance CZ, nebo Long Credit
Spočítejte si jestli je Vaše půjčka opravdu výhodná v naší kalkulačce? Potřebujete rychlou a férovou nebankovní půjčku, nebo půjčku pro živnostníky a OSVČ? Na Spočítat-Půjčku.cz Vám poradíme se vším, sledujte sekci články a recenze, kde sledujeme vše nové.
Romana Jana 158.****13.1
HOW TO STOP DIVORCES 163.****214.8
Now You Can Stop Your Break Up, Divorce or Lovers Rejection… Even If Your Situation Seems Hopeless! My husband said he no longer loved me at the end of January this year and i was hurt and heart broken i felt like my life was about to end and I almost committed suicide, I was emotionally down for a very long time. Thanks to a spell caster called Dr Otis Darko, which I meet online, on one faithful day, as I was browsing through the internet and I came across a lot of testimonies about this particular spell caster. Some people testified that he brought their Ex lover back, some testified that he restores womb, cure cancer and other sickness, some testified that he can cast a spell to stop divorce and so on. I also come across one particular testimony and it was about a woman called Tracey Hilton, she testified about how he brought back her Ex lover in less than 2 days and at the end of her testimony she dropped Dr Otis Darko mail address. After reading all these,I decided to give it a try and I contacted him via email and explained my problem to him. In just 48 hours, my husband came back to me and we solved our issues, we are even happier than before. Dr Otis Darko is really a gifted man and I will not stop testifying about him because he is a wonderful man and so powerful... If you have any problem and you are looking for solution to solve all your problems. Great Dr Otis Darko can also offer any types of help like Reuniting of marriage and relationship, Curing of all types of Diseases, Court Cases, Pregnancy Spell, Spiritual protection,winning of lottery and lot\'s more. you can contact him on Email: otisdarko60@yahoo.com....... YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136, if you have any problem contact him, I give you 100% guarantee that he will help you.
PergoCF@gmail.com 176.****78.244
SuiteCapitals@gmail.com 176.****78.244
We Offers Financial Consulting To Client, Companies Seeking Debt / Loan Financing And Seeking For Working Capital To Start A New Business Or To Expand Existing Business. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) We Have Loan Programs Tailored For Any Profile And You\'ve Come To The Right Place To Satisfy Your Business Needs. If Your Company Or You Know Of Any Company With Viable Projects / Proposals That Needs Financing, Kindly Write Us With The Loan Requirement. Please, Contact Us For More Information: SuiteCapitals@gmail.com ( SuiteCapitals@post.com ) You Will Hear From Us. Well Nice To Meet You And I look forward to our Business Acquaintance. Interested Parties Should Contact Us For More Information Through Via E-mail: SuiteCapitals@gmail.com ( SuiteCapitals@post.com )
HOW I GOT MY HUSBAND BACK:otisdarko60@yahoo.com 139.****59.20
Midred Jackson Says Am giving this testimony because am happy and only GOD in heaven will help me to bless and protect this great spell caster called Dr Otis Darko as he is a GODSENT into my life to change the situation of my life and restore JOY, HAPPINESS AND LAUGHTER into my life again as he alone is who I can say contact because he was the only one that could help me get my ex back to me and made him love and cherish me like never before.... My name is Midred Jackson from Michigan I never believed in love spells or magic until I met this spell caster once. when I went to Africa last year on a business summit. I ment a man called DR OTIS DARKO. He is powerful he could help you cast a spells to bring back your love’s gone, misbehaving lover looking for some one to love you, bring back lost money and magic money spell or spell for a good job.i’m now happy & a living testimony because the man I had wanted to marry left me 3 weeks before our wedding and my life was upside down because our relationship has been on for 2 years… I really loved him, but his mother was against me and he had no good paying job. so when I met this spell caster, I told him what happened and explained the situation of things to him and at first I was undecided,skeptical and doubtful, but I just gave it a try and in less than 2 days when I returned to MICHIGAN, my boyfriend (is now my husband ) he called me by himself and came to me apologize for everything and we had been settled with his mom and family and he got a new job interview so we should get married..I didn’t believe it because the spell caster only asked for my name and my boyfriends name and all I wanted him to do… well we are happily married now and we are expecting our little kid,and my husband also got a new job and our lives became much better. in case anyone needs the spell caster for some help, email address: otisdarko60@yahoo.com and he will help out... GREAT OTIS DARKO I thank you very much thank you in 1000000 times.. if not you I would have been losted and wasted thank you. Email Him Through his email address... otisdarko60@yahoo.com Please make sure you contact him for any financial difficulties okay or any kind of problem you are facing in life as this man is GODSENT into this world to help everyone solve their problems today in life.. What a powerful man such as DR OTIS DARKO.. he is so much powerful..\\\\ email him for any difficulties.. otisdarko60@yahoo.com................... YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136
HOW TO GET EX BACK:otisdarko60@yahoo.com 58.1****46.101
LOAN OFFER WITH 2% RATE 58.1****46.101
Good day. I can’t hide this great testimony that took place in my life I will love everyone to know it and be partaker that is why I want to share it to the whole world by placing this advert on classifieds, I am Mrs Luz Morales by name, I live in Chattanooga, Tennessee United State, I want to thank Slivinus Marko for his kindness upon my family life, I never knew that there is still a sincere and trustworthy lender like this on the internet and on earth. Just some days I was in search for a loan of $ 100,000.00 Dollars, As I was running out of money for feeding, School fees, My business was really going out of capital and my rent. I was scammed about $15,000.00 dollars and I decided not to involve my self in such business again. But a Friend of mine introduced me to a loan firm due to my appearance and doings and also my complains to her. And I told her that I am not interested in any loan deal anymore but she told me that there is still a sincere lender who she will recommend me to, And she gave me the details of this man who is called SLIVINUS MARKO. And I really put a trial and I am most greatful and lucky today, I was given a loan amount of $95,000,00 Dollars by this great firm CALLED MR SLIVINUS MARKO FINANCIAL FIRM. If you are in need of a genuine, Sincere, durable and a truth worthy loan lender or financial assistance and also you know you can be reliable and trusted, capable of paying back at the due / duration time of the funds I will advice you to send your contact to them via email on : slivinumarko@yahoo.com . And you will be free from scams on the internet. My lovely wife extend her greetings to you also if not for you I can\'t imagine the way life should be for my family today. Please I am begging everyone on earth to help me thank Mr SLIVINUS MARKO. And I will always being sharing this great surprise and testimony that happened in my life everyday to all that need loans. Again there contact email is as follows: slivinumarko@yahoo.com .. CONTACT THEM NOW VIA EMAIL FOR LOAN: slivinumarko@yahoo.com AS THEY ARE EFFICIENT,DYNAMIC AND RELAIBLE..
CHILD SPELL / PREGNANCY SPELL:otisdarko60@yahoo.com 58.1****46.101
BEWARE OF THESE SCAMS!!! DR OTIS DARKO IS THE ONLY SPELL CASTER TO TRUST! (otisdarko60@yahoo.com) will be of great help to you. I never believed in spell casting but After 4 years of dating my hobby, he left me because I lost my womb . I felt like my life has come to an end, I almost committed suicide, i was emotionally down for a very long time. Thanks to the spell caster called DR OTIS DARKO whom I met online after my friend Tracy told me about how he helped her. She testified about how Dr OTIS DARKO brought back her Ex in less than 3 days and reversed the effect of her lost womb, and at the end of her testimony she dropped Dr OTIS DARKO email address:otisdarko60@yahoo.com. I decided to give DR OTIS DARKO a try. I contacted him via email and explained my problems to him. In just 3 days, my Hubby came begging. We resolved our issues, and we are even happier than before, am pregnant now to God be the glory. Dr OTIS DARKO is really a gifted man and i will not stop publishing him because he is a wonderful man... Come to think of it I didn\'t pay much and all I have to do is send him little 390 dollars which he used in providing the materials used for the spell. Even my pastor said that God works mysteriously, that some men are used by God to help others. If you have a problem and you are looking for a real and genuine spell caster to solve all your problems for you. Contact Dr OTIS DARKO anytime, he is the answer to your problems. Here\'s his contact ( otisdarko60@yahoo.com ).... CONTACT HIM TODAY FOR ALL KIND OF SOLUTION YOU NEED TO ALL PROBLEMS HERE: otisdarko60@yahoo.com....YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136
LOTTERY SPELL:otisdarko60@yahoo.com 58.1****46.101
I am Jason Miller by name and I have been playing euro million for many years now and i have never won anything instead I wasted money in buying ticket, on one faithful day, I saw some guys that also play euro million, I heard them discussing how they won 2.8million dollars with the help of DR. OTIS DARKO I now went where they were seating discussing it, on getting there I excuse one of the guys and asked him about the DR. OTIS DARKO that helped them won 2.8million dollars, he told me everything about DR.OTIS DARKO and he went further to tell me how he has been helping them and I said within my mind that i\'m going to give him a trial although I doubted him and I really contacted him and it worked out for me and I won the sum of 2,000,000 dollars,right now i\'m very happy for the good work he has done for me and I promised to share his good work to the whole world, I want to use the opportunity to tell everyone that need his help to contact him on this email:otisdarko60@yahoo.com .... This man will make you rich and his powers are so powerful... CONTACT HIM NOW:otisdarko60@yahoo.com...YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136
DEATH AND REVENGE SPELL:otisdarko60@yahoo.com 58.1****46.101
HOW I GOT MY HUSBAND BACK:otisdarko60@yahoo.com 58.1****46.101
LOVE SPELL:otisdarko60@yahoo.com 58.1****46.101
LOAN OFFER $$$$ 176.****16.131
HOW TO GET EX BACK:kekeresolutiontemple@yahoo.com 176.****16.131
ATTENTION EVERYONE, BE CAREFUL HERE NOBODY CAN HELP YOU HERE OR EVEN SUGGEST HOW YOU CAN GET YOUR EX OR LOVE BACK, ANY TESTIMONIES OF MOST SPELL CASTER HERE MUST BE IGNORED BECAUSE MOST OF THEM ARE SCAM I MEAN REAL SCAM WHICH I WAS A VICTIM AND I GOT RIPPED OF THOUSANDS OF DOLLARS BECAUSE I WAS SO ANXIOUS TO GET MY WIFE BACK AFTER SHE LEFT ME FOR OVER 2 YEARS WITH MY 7 YEARS OLD SON JERRY,I HAVE APPLIED TO 7 DIFFERENT SPELL CASTER HERE AND ALL TO NO AVAIL THEY ALL ASK FOR SAME THING SEND YOUR NAME YOUR EX NAME ADDRESS AND PICTURE PHONE NUMBER ETC WHICH I DID OVER AND OVER AGAIN AND MOST OF THEM WERE FROM WEST AFRICA UNTIL I SAW A POST ABOUT DR KEKERE OSMAN SPELL HOME AND I DECIDED TO GIVE HIM MY LAST TRAIL. HE ASK ME FOR FEW INFORMATION ABOUT MYSELF AND MY EX AND $390 AND SAID MY EX WILL COME BACK IN 9 HOURS, I HAVE PAID OVER $18,000 ON SPELL CASTING AND COURIER AND NOTHING HAVE WORK FOR ME AFTER 1 DAYS I WAS THINKING ABOUT HOW MUCH I HAVE LOST SO FAR SO I SAID LET ME GIVE HIM A TRY SO I CALLED HIM AGAIN AND SENT HIM THE INFORMATION HE REQUESTED FROM ME AND THE $390 BECAUSE I SWEAR IT WAS MY LAST TRY SO I WAS WAITING AS HE TOLD ME TO WAIT TILL NEXT DAY AND I COULD NOT SLEEP THAT NIGHT BECAUSE I REALLY LOVE MY WIFE AND WANT HER BACK AT 9PM THAT DAY I SAW MY WIFE ON LINE ON FACE BOOK AND SHE SAID HI AT FIRST I WAS SHOCK BECAUSE SHE NEVER TALK WITH ME FOR THE PAST A YEAR AND 9 MONTH NOW I DID NOT REPLY AGAIN SHE SAID ARE YOU THERE? I QUICKLY REPLY YES AND SHE SAID CAN WE SEE TOMORROW I SAID YES AND SHE WENT OFF-LINE I WAS CONFUSED I TRY TO CHAT HER AGAIN BUT SHE WAS NO MORE ON LINE I COULD NOT SLEEP THAT NIGHT AS I WAS WONDERING WHAT SHE IS GOING TO SAY, BY 7.AM THE NEXT MORNING SHE GAVE ME A MISS CALL I DECIDED NOT TO CALL BACK AS I WAS STILL ON SHOCK AGAIN SHE CALL AND I PICK SHE SAID CAN WE SEE AFTER WORK TODAY I SAID YES SO SHE END THE CALL IMMEDIATELY I GOT OFF WORK SHE CALL ME AND WE MEET AND NOW WE ARE BACK AGAIN I CALLED DR KEKERE OSMAN SPELL THE NEXT DAY THANKING HIM FOR WHAT HE HAS DONE IN FACT I STILL CALL HIM AND THANK HIM AS MY LIFE WAS NOT COMPLETE WITHOUT MY WIFE PLEASE BE CAREFUL HERE I HAVE BEEN SCAM THOUSANDS OF DOLLARS IF YOU WANT A TRUE LOVE SPELL THEN CONTACT KEKERE OSMAN ON THIS EMAIL ADDRESS: kekeresolutiontemple@yahoo.com . Contact this man as he is poweful,truthful and reliable.
LOVE SPELL 176.****16.131
Hello To The World At Large, I am Miss Luz,From united states of America.I will start by saying to all that have experience heart break and also cant do with out there lover should please stop here and read up my story, So as you will know how to go solving or getting your ex back from this spell caster..AND AGAIN I WILL WANT TO ALSO TELL ALL THAT THIS SPELL CASTER I WILL WANT TO TELL THE WHOLE WORLD ABOUT IS HARMLESS AND DO NOT HAVE ANY SIDE EFFECT, BUT TO RESTORE AND GIVE YOU BACK WHAT YOU DESERVE, BECAUSE WHEN I MEET WITH THIS SPELL CASTER THAT WAS INTRODUCED TO ME BY THE WIFE OF MY BOSS IN MY WORKING PLACE, HE MADE IT CLEAR THAT HE CAN CAST SPELL ON SO MANY OTHER PROBLEMS EXCEPT IN GETTING YOUR EX OR MAKING YOUR LOVER TO LOVE YOU MORE THAT WILL SUITE YOU. Last year December, My lover was cheating on me and was not also giving me the attention that a man should give to a woman,And really that was troubling my mind and tearing my heart apart to the extent that i was not concentrating in the office the way i use to before the break up by my lover.And before that incident,I always see how my boss use to love his wife so much. I was begining to think that i was not doing the right thing to him that will make him love me forever,So i really gathered my courage and went to my boss wife office to ask her the secret that made her husband love her so dearly,In the first place she refused in telling me,She asked me why i am asking her such a question,That if is it not normal for every man to love his wife.I told her the reason that made me ask her about this question,That my lover started cheating on me lately,When i knelt down before her for her to see my seriousness in this issue that made me to ask her,She opened up to me by telling me that i should not tell anybody about what she want to tell me,The wife to my boss started to say to me that she used a very powerful spell on his husband to love her,And the spell that she used is harmless, But the spell is just to make him love her and never to look for any other woman except her. I QUICKLY ASK HER HOW DID SHE GET TO KNOW THIS GREAT,POWER,DURABLE AND PERFECT WORK SPELL CASTER,she said that a friend of hers also introduce her to him. Then i also ask her how i can meet with this spell caster.SHE SAID EVERYTHING TO ME,THAT THE NAME OF THIS SPELL CASTER IS DR KEKERE OSMAN ORACLE TEMPLE. My next question to her was how can i get this wonderful spell caster,She said she is going to give me the email of the spell caster for me to contact him for my problem,Really she gave to me this spell caster email and i contacted him and explained all to him,And after every thing that needed to be done by the spell caster, In the next two days, My lover that hated me so much came to my house begging for forgiveness and i was so glad that i have finally gotten my heart desire..I was so grateful to this spell caster for what he has done for my life.. So i made a promise to him that i will always continue telling the world about his wonderful work towards me and also to other that came to you before and also the people that will also get to you from my story that i narrated online now..I will want to say to the entire world that you should not cry over noting again, That there is a great man that has been helping individuals to restore their Joy and smile in their faces !! The direct email to get this man is : kekeresolutiontemple@yahoo.com ,This is what i want to tell you all out there,That is thinking that all hope is lost ok. Contact DR KEKERE OSMAN today through this email: kekeresolutiontemple@yahoo.com Regards, Miss Luz.
PergoCF@gmail.com 105.****96.186
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HOW TO GET EX:slivinumarko@yahoo.com 192.****102.169
TESTED AND TRUSTED LOAN LENDER 104.****0.58
Goodday To EveryOne, I am Luz Williams and am 33years old, You Know there are so many of us that are in dire need of financial help and it just doesn\'t seem that people understand our lives and financial situations what ever each of ours are! Do they?they dont I guess !! I was in very chronic financial and terminal health situation some few months ago after all my search for assistance from friends and neighbours proved abortive and due to this I had to swallow my pride by asking, searching, and always praying for a kind soul out there to help me and my kids who were droving outta school as a result of my inability to take up with their tuition fees properly since their dad was also late and due to this financial stress and rejection Sometimes I feel there is none who really truly cares. I wish that I could win some money so that I could solve my entire immediate family problems but it was all a mere dream as reality became so real to my face when I was unable to pay my light bills, and my food stuff bills and as a result I had no choice but to search for reputable loan agencies online that lease loans out to the needy but all I got was a bunch of scammers as I believed the very second lender I communicated with due to my desperation to get money ASAP and that made me send to him the only one money I had both on earth and in heaven which is $310 usd and after I sent this , they kept on asking for more and this made me mad that i had to shut down that email because i realized shits and i didn\'t bother going online to get any help anymore , because I didn\'t trust it anymore . I became so emaciated due to lack of good food and my 2 kids age 5 and 8 were not also good looking due to lack of proper care as a result of finance and one morning I saw an old time family fiend of my husband and I told him all I have been through and he said the only way he could help was to direct me to a good loan agency that also helped him and he explained too on how he was financially down and how he got boosted by this loan agency CALLED SLIVINUS MARKO LOAN FOUNDATION: slivinumarko@yahoo.com who gave him loan at an affordable rate and he further assured me that they were legit and not scammers and he also told me what was needed to be done { THE COMPANY ADMINISTRATIVE PROCEDURE} and he also gave me the email address of the SLIVINUS MARKO LOAN AGENCY: slivinumarko@yahoo.com and I contacted them as instructed and by the grace of GOD ALMIGHTY I was also granted my loan funds within 2 days without any stress or problems and this is why I have come here to give out my testimony and to let the people know that there are still real and reputable loan agencies online: slivinumarko@yahoo.com .... COntact this great man now using this email address: slivinumarko@yahoo.com and tell him that I Luz Williams gave you his email address to contact as he IS REAL, EFFICIENT, DYNAMIC AND 100% RELIABLE..
HIV/AIDS CURE:otisdarko60@yahoo.com 163.****223.200
AM FOREVER GRATEFUL AND THANKFUL TO THIS SPELL CASTER 62.2****1.205
Hello To The World At Large, I am Miss Wacks.,From united states of America.I will start by saying to all that have experience heart break and also cant do with out there lover should please stop here and read up my story, So as you will know how to go solving or getting your ex back from this spell caster..AND AGAIN I WILL WANT TO ALSO TELL ALL THAT THIS SPELL CASTER I WILL WANT TO TELL THE WHOLE WORLD ABOUT IS HARMLESS AND DO NOT HAVE ANY SIDE EFFECT, BUT TO RESTORE AND GIVE YOU BACK WHAT YOU DESERVE, COS WHEN I MEET WITH THIS SPELL CASTER THAT WAS INTRODUCED TO ME BY THE WIFE OF MY BOSS IN MY WORKING PLACE, HE MADE IT CLEAR THAT HE CAN CAST SPELL ON SO MANY OTHER PROBLEMS EXCEPT IN GETTING YOUR EX OR MAKING YOUR LOVER TO LOVE YOU MORE THAT WILL SUITE YOU. Last year December, My lover was cheating on me and was not also give me the attention that a man should give to a woman,And really that was troubling my mind and tearing my heart apart to the extent that i was not concentrating in the office the way i use to before the break up by my lover.And before that incident,I always see how my boss use to love his wife so much. I was binging to think that i was not doing the right thing to him that will make him love me forever,So i really gathered my courage and went to my boss wife office to ask her the secret that made her husband love her so dearly,In the first place she refused in telling me,She asked me why i am asking her such a question,That if is it not normal for every man to love his wife.I told her the reason that made me ask her about this question,That my lover started cheating on me lately,When i knelt down before her for her to see my seriousness in this issue that i went to ask her,She opened up to me by telling me that i should not tell anybody about what she want to tell me,The wife to my boss started to say to me that she used a very powerful spell on his husband to love her,And the spell that she used is harmless, But the spell is just to make him love her and never to look for any other woman except her. I QUICKLY ASK HER HOW DID SHE GET TO KNOW THIS GREAT,POWER,DURABLE AND PERFECT WORK SPELL CASTER,she said that a friend of hers also introduce her to him. Then i also ask her how i can meet with this spell caster.SHE SAID EVERYTHING TO ME,THAT THE NAME OF THIS SPELL CASTER IS DR OTIS DARKO ORACLE TEMPLE. My next question to her was how can i get this wonderful spell caster,She said she is going to give me the email of the spell caster for me to contact him for my problem,Really she gave to me this spell caster email and i contacted him and explained all to him,And after every thing that needed to be done by the spell caster, In the next two days, My lover that hated me so much came to house begging for forgiveness and i was so glad that i have finally gotten my heart desire..I was so grateful to this spell caster for what he has done for my life.. So i made a promise to him that i will always continue telling the world about his wonderful work towards me and also to other that came to you before and also the people that will also get to you from my story that i narrated online now..I will want to say to the entire world that you should not cry over noting again, That there is a great man that has been helping individuals to restore there Joy and smile in there faces !! The direct email to get this man is : otisdarko60@yahoo.com ,This is what i want to tell you all out there,That is thinking that all hope is lost ok. CONTACT OTIS DARKO TODAY: otisdarko60@yahoo.com. Thanks............YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136 Regards, Miss Wacks
LOTTERY SPELL:otisdarko60@yahoo.com 199.****223.76
Angelita Taylor 173.****63.132
Mrs.Carol Anderson 78.1****1.47
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HOW I GOT MY HUSBAND BACK TO ME TODAY 138.****161.218
LOAN TO MAKE ALL DEBTS CLEARED TODAY $$$ 138.****161.218
LOAN OFFER WITH 2% RATE 138.****142.157
ATTENTION TO EVERYONE: Greetings to everyone, Life they say is full of deceit. No torture and pain can be compare to what I Jackson Bernard experience in the hands of scammers, I trusted the words of those fake loan lenders without verifying, I lost more than $12,500 in the quest of obtaining a loan i sold my car defaulted in my bills but i keep on falling victim my life has been piece of trash full of mess. My kids dropped out of school, My bank denied me credit because my credit score was down already. Until last week a very close friend told me that she got a loan from MARKO LOAN PLC that i should also give it a try. Not having an option I contacted them with a heart full of sorrow and skepticism i shyly follow their procedures comply to their policy, I was waiting for the bad news like every other loan company i contacted gave me then i receive a credit alert that my bank account has been credited with $190,000 which i initially applied for instantly tears of joy roll out of my eyes because I never believe it will come through. Whenever you are in need of any kind of loan don\'t be a prey and contact the one true loan company via their information. Email: slivinumarko@yahoo.com. And receive your financial breakthrough. Just send them an email today: slivinumarko@yahoo.com
LOAN OFFER $$$$ 138.****142.157
Mrs.Carol Anderson 78.1****32.179
Attention! Attention!! Attention!!!, What is your situation? *Need 100% financing *Can\'t verify income *Can\'t verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email us today via email:(bdsfn.com@gmail.com) Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson Attention! Attention!! Attention!!!, What is your situation? *Need 100% financing *Can\'t verify income *Can\'t verify employment *Recently self employed *Bankruptcy Collections *Credit issues *Accumulated Bills Settlement * Personal Investment Project or Company Investment Projects e.t.c. Apply for a quick and convenient loan to pay off bills and debts, start a new business or refinance your projects and expand your business in this year 2017 at the cheapest interest rate of %. For more details email us today via email:(bdsfn.com@gmail.com) Email : bdsfn.com@gmail.com Emaill: anatiliatextileltd@gmail.com Best Regards. Mrs.Carol Anderson
Wema Sundas 23.2****07.19
Dear Sir/Madam, We are back with the best international financial service rendered to the general public with maximum satisfaction, maximum risk free. Do not miss this opportunity. Join the most trusted financial institution and secure a legitimate financial empowerment to add meaning to your life/business.( BEWARE OF DUPLICATE OF THIS ADVERT WERE NAME AND EMAIL ADDRESS WILL BE CHANGED ) Too many fake loan firms online.We remain the only true existing loan firm that has made Our mission solving your financial problems and help your business succeed our priority. We the Wema Loans, Provides both long and short term loan financing. We offer secure and confidential loans at a very low interest rate of 3% per year. We offer: Personal loans, Debt Consolidation Loan, Venture Capital, Business Loan, Corporate Loans, Educational Loan, Home Loan and Loans for any reason! We are the trusted alternative to bank financing, and our application process is simple and straightforward. Our loan ranges from $5,000.00 (Five Thousand dollars ) to $25,000,000.00 (Twenty Five Million dollars). Additional Info: We\'re fast becoming the private, discreet, and service oriented lending choice for general loans. We\'re the company to turn to when traditional lending sources fails. If you are interested do not hesitate to contact us with the information’s below by Email: mrswemaloans@rocketmail.com. And please i want to beg all those that are out there that are just trying to apply for loan OR loans and take it for a joke not to do that here as this is a loan firm that was founded in TRUTH and in full SINCERITY to support everybody in the world with financial help. TAKE NOTE: ANY RULES AND REGULATIONS THAT HAS BEEN LAID DOWN HERE CANNOT BE BEND TO SATISFY ANY CUSTOMER WANTS, AS EVERY CUSTOMER IS EXPECTED TO MEET WITH THE RULES / TERMS IN TRYING TO ACQUIRE A LOAN HERE. IF ANYONE COULD NOT MEET WITH IT HERE, HIS OR HER LOAN APPLICATION WILL BE CANCELLED. 1. Your Full names: 2. Contact address: 3. Occupation: 4. Your Contact Telephone Numbers: 5. Monthly Income: 6. Contact Email Address: 7. Loan Amount: Name Of Loan Firm: Wema Sundas Loan Investment, Name of the CEO: Mrs Wema Sundas, Name Of Personal Assistant: Mr Primo Samakard Email: mrswemaloans@rocketmail.com . In receipt of your contact and seriousness to getting a loan here, You will surely get a call from my personal assistant or me the Chief Executive Officer of this loan firm.
I NEED A LOAN $$$$ 78.1****6.137
Good Day Everyone, We are Christian Organization formed to help people in needs of helps,such as financial help.So if you are going through financial difficulty or you are in any financial mess,and you need funds to start up your own business,or you need loan to settle your debt or pay off your bills,start a nice business, or you are finding it hard to obtain capital loan from local banks,contact us today via email: slivinumarko@yahoo.com . For the Holy Bible says in the book of ” Luke 11:10 Everyone who asks receives; he who seeks finds; and to him who knocks, the door will be opened” .So do not let this opportunity pass you by because Jesus is the same yesterday, today and forever more. Please this is for serious minded people that actually needs financial help in this NEW YEAR 2018 and not for UNSERIOUS PEOPLE and I promise you that you have ANSWER to your financial problems here and you will be happy that you contacted us.... ONCE AGAIN OUR EMAIL ADDRESS IS: slivinumarko@yahoo.com ......
HOW TO GET EX BACK 199.****223.78
$READ MY STORY ON HOW I BECAME DEBT FREE WITH TIPS OF DETECTING A LOAN SCAM ON-LINE !!$$$$$ 192.****102.170
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CURE TO HIV:otisdarko60@yahoo.com 207.****210.174
BEST AND RELIABLE HACKER 207.****210.174
HOW I GOT AN EVIDENCES THAT MY LOVER WAS CHEATING ON ME. I have used jartoyiyi@yahoo.com quite a number of times and they have never disappointed me. They helped me monitor my Husband phone when I was gathering evidence during the divorce and when I noticed that he was cheating seriously on me. I got virtually every information he has been hiding over the months easily on my own phone as the spy app diverted all his whatsapp, facebook, text messages,sent and received through the phone and I also got his phone calls and deleted messages. he could not believe his eyes when he saw the evidence because he had no idea he was hacked. They do all types of mobile hacks and computer hacks,you get unrestricted and unnoticeable access to your partner/spouse/anybody\'s social account, email,E.T.C Getting the job done is as simple as sending an email to jartoyiyi@yahoo.com OR jartoyiyi@gmail.com... Contact them today and just let them know what actually you need as they makes it possible to monitor your partner and know what he or she is doing.
HOW I GOT WIFE BACK:otisdarko60@yahoo.com 207.****210.174
JOINING THE GREAT ILLUMINATI 207.****210.174
My testimony..... My name is Mark Shores 52 yrs old from USA.I have been living in abject poverty for the past years now and my wife, my friends and family abandoned me,I almost lost my senses due to thinking. I have searched everywhere, do all manners of work but no one could give me the amount of money needed to give me good life. I wanted to join robbing, the day I was to be initiated unfortunately! the gangs where caught by the cops. Hard life goes on I keep on struggling no friends, no money,no family to encourage me, I was totally frustrated. I saw different things online things like\'\' Illuminati\'\'I apply to several but find it to be fake and on this faithful Tuesday, I snatched a wallet from this cool dude, on my way running something like ice fell on me which made me stopped and immediately my attitude changed before I knew it, I found myself in a big house which belongs to the person I snatched the wallet from and I begged and explain what prompt me to do so the woman was a woman of kind heated and she promised to help me, the other day she took me to some strange and familiar people they urge me to join them. first I disagree,why?I thought joining them will involve killing my love ones...later,I realize that it was not so then I agreed to become a member,they made the necessary procedure but behold,now I own more than one house, I have the best cars,and my loving wife who ran away from me previously returned back... without using anyone for sacrifice now I will be forever happy why is it that good and riches don\'t come to people easily? if I had know about this,I would have be a wealthy and successful man long ago.. long live Illuminati world temple you can be like me if only you are determined and made up your mind to join the hood.... Contact the temple on: otisdarko60@yahoo.com AND YOU CAN ALSO ADD US UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136..... TEMPLE ORDER: Join now and acquire your wealth, power, fame, good health, prosperity, control etc. what so ever you desire from the great master so will it be. Are you doing business and you want breakthrough? you are a politician and you want to win election? Are you a student, actor, actress, music artist and you want to excel look no further as we will take you there.... Or you pastor a church and you need abundant members leave that for us. no human sacrifice needed, no dirty game.strictly for 20 years and above.ensure you made up your mind before applying.For application reply via email: otisdarko60@yahoo.com AND YOU CAN ALSO ADD US UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136
LOAN OFFER 204.****91.31
AZRA ISHAQUE 31.3****.197
bullsindia 5.62****203
SOLUTION TO ALL PROBLEMS 205.****214.120
Read Up My Story Today as my story is a very special and unique one as is not like the numerous advert you always see online and also I want to be 100% sincere and truthful to you that there can never be any other online spell caster that can help you bring back your EX BACK to you other than DR OTIS DARKO as he alone is 100% effective,dynamic and very reliable as 99.9% of other spell casters are not for real and can never help you solve your problems at all instead they will complicate your present condition OK SO BE WISE AND ALSO BE WARNED AND CONTACT DR OTIS DARKO TODAY... MY OWN LIFE STORY / EXPERIENCES IS BELOW: My Name is Alan Pratte, From USA. I wish to share my testimonies with the general public about what this man called Dr OTIS DARKO has just done for me , this man has just brought back my lost Ex WIFE to me with his great spell, I was married to this woman called Sharon we were together for a long time and we loved our self’s but when I was unable to make her pregnant for me and also give her al she needs she left me and told me she can’t continue anymore then I was now looking for ways to get her back until a friend of mine told me about this man and gave his contact email: otisdarko60@yahoo.com then you won\'t believe this when I contacted this man on my problems he prepared this spell cast and bring my lost WIFE back, and after a month she became pregnant for me because he gave me some herbs to take also and when she went for a test and the result stated that she was pregnant am happy today am a FATHER of a baby girl, thank you once again the great DR OTIS DARKO for what you have done for me, if you are out there passing through any of this problems listed below: (1) If you want your ex back. (2) if you always have bad dreams. (3) You want to be promoted in your office. (4) You want women/men to run after you. (5) If you want a child/PREGNANCY SPELL. (6) You want to be rich. (7) You want to tie your husband/wife to be yours forever. (8) If you need financial assistance. (9) How you been scammed and you want to recover you lost money. (10)Stop Divorce (11) CURE TO ALL KIND OF SICKNESS/DISEASES HERE (12) Winning of lottery (13) Cure To Hiv/Aids (14) LOTTERY/LOTTO SPELL WINNING (15) CURE TO HERPES AND ANY OTHER SEXUALLY TRANSMITTED DISEASES AT ALL... (16) HAVE YOU BEEN SCAMMED BEFORE AND NEEDS TO RECOVER ALL THE DOLLARS/MONEY YOU LOST TO THESE FRAUDSTER ???.. CONTACT OTIS DARKO AS HE HELPED MY FRIEND CALLED LEONARD CAPTAIN FROM USA TO RECOVER BACK THE SUM OF $300,000.00 DOLLARS HE LOST TO SCAMMERS ONLINE Email... otisdarko60@yahoo.com...... YOU CAN ALSO ADD HIM UP ON WHATSAPP USING THIS MOBILE NUMBER:+2348077526136
LOTTERY SPELL:slivinumarko@yahoo.com 205.****214.120
CURE TO HIV/AIDS HERE:slivinumarko@yahoo.com 205.****214.120
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mrs joy 78.1****4.15
PergoCF@gmail.com 176.****42.183
MR PERO 41.1****22.221
bdsfn.com@gmail.com 78.1****25.166
markkent5050@gmail.com 88.2****00.47
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david 155.****25.70
Dobrý den, Žádat o rychlý a pohodlný úvěr splatit účty a začít nový projektového financování na nízké úrokové sazby ve výši 2%. Ještě dnes nás kontaktujte prostřednictvím e-mailu: stewartd887@gmail.com s výše úvěru potřebné. Naše minimální nabídka úvěru je 5,000.00 $ na 50,000,000.00USD $. my jsou certifikovány, registrovány a důvěryhodně věřitele. Můžete nám dnes může kontaktovat, pokud máte zájem o získání tohoto úvěru, kontaktujte nás pro více informací o procesu úvěru. Proces jako úvěrových podmínek a jak se úvěr bude převedena na vás. potřebujeme vaši okamžitou reakci, pokud máte zájem. Laskavě plnění a předložit žádost o úvěr níže: Vaše jméno: ______________________ Váš Adresa: ____________________ Vaše země: ____________________ Váš Povolání: __________________ Půjčka Částka potřebná: ______________ Půjčka Doba trvání: ____________________ Měsíční příjem: __________________ Mobilní telefonní číslo: ________________ Už jste požádal o půjčku před: ________________ Pokud jste podali žádost o úvěr dříve, kde si upřímně léčí? kde se firma nachází? ... email: stewartd887@gmail.com S pozdravem Pan Larry Walters