Source: http://cis-legislation.com/document.fwx?rgn=110049
Timestamp: 2018-12-12 12:26:36
Document Index: 735528435

Matched Legal Cases: ['Art. 2790', 'Art. 157', 'Art. 5032', 'Art. 2711', 'Art. 3233', 'Art. 2426', 'Art. 3101', 'Art. 2061', 'Art. 2648', 'Art. 9', 'Art. 10', 'Art. 1151', 'Art. 2117', 'Art. 4696', 'Art. 4699', 'Art. 4982', 'Art. 6229', 'Art. 6231', 'Art. 25', 'Art. 3629', 'Art. 5731', 'Art. 5756', 'Art. 907', 'Art. 3873', 'Art. 5973', 'Art. 6728', 'Art. 6954', 'Art. 7591', 'Art. 7607', 'Art. 1076', 'Art. 1649', 'Art. 2329', 'Art. 3438', 'Art. 3476', 'Art. 3477', 'Art. 4084', 'Art. 6336', 'Art. 6695', 'Art. 6699', 'Art. 6975', 'Art. 2311', 'Art. 2317', 'Art. 3634', 'Art. 4219', 'Art. 5318', 'Art. 6154', 'Art. 7543', 'Art. 4', 'Art. 37', 'Art. 3958', 'Art. 4001', 'Art. 4348', 'Art. 4357', 'Art. 5639', 'Art. 6699', 'Art. 23', 'Art. 46', 'Art. 50', 'Art. 3891', 'Art. 4225', 'Art. 4273', 'Art. 4295', 'Art. 46', 'Art. 1997', 'Art. 2661', 'Art. 2669', 'Art. 3950', 'Art. 4456', 'Art. 4830', 'Art. 7562', 'Art. 66', 'Art. 1286', 'Art. 1584', 'Art. 1588', 'Art. 2557', 'Art. 3400', 'Art. 2790', 'Art. 4852']

Instruction of the Central bank of the Russian Federation "About asset types, characteristics of asset types to which allowances are established..."
On September 25, 2018 No. 52249
of August 31, 2018 No. 4892-U
About asset types, characteristics of asset types to which allowances to risk coefficients, and application technique to the specified asset types of allowances for the purpose of calculation with credit institutions of capital adequacy ratios are established
1. This Instruction based on Articles 45. 2, 62 and 72 Federal Laws of July 10, 2002 No. 86-FZ "About the Central bank the Russian Federation (Bank of Russia)" (The Russian Federation Code, 2002, No. 28, Art. 2790; 2003, No. 2, Art. 157; No. 52, Art. 5032; 2004, No. 27, Art. 2711; No. 31, Art. 3233; 2005, No. 25, Art. 2426; No. 30, Art. 3101; 2006, No. 19, Art. 2061; No. 25, Art. 2648; 2007, No. 1, Art. 9, Art. 10; No. 10, Art. 1151; No. 18, Art. 2117; 2008, No. 42, Art. 4696, Art. 4699; No. 44, Art. 4982; No. 52, Art. 6229, Art. 6231; 2009, No. 1, Art. 25; No. 29, Art. 3629; No. 48, Art. 5731; 2010, No. 45, Art. 5756; 2011, No. 7, Art. 907; No. 27, Art. 3873; No. 43, Art. 5973; No. 48, Art. 6728; 2012, No. 50, Art. 6954; No. 53, Art. 7591, Art. 7607; 2013, No. 11, Art. 1076; No. 14, Art. 1649; No. 19, Art. 2329; No. 27, Art. 3438, Art. 3476, Art. 3477; No. 30, Art. 4084; No. 49, Art. 6336; No. 51, Art. 6695, Art. 6699; No. 52, Art. 6975; 2014, No. 19, Art. 2311, Art. 2317; No. 27, Art. 3634; No. 30, Art. 4219; No. 40, Art. 5318; No. 45, Art. 6154; No. 52, Art. 7543; 2015, No. 1, Art. 4, Art. 37; No. 27, Art. 3958, Art. 4001; No. 29, Art. 4348, Art. 4357; No. 41, Art. 5639; No. 48, Art. 6699; 2016, No. 1, Art. 23, Art. 46, Art. 50; No. 26, Art. 3891; No. 27, Art. 4225; Art. 4273, Art. 4295; 2017, No. 1, Art. 46; No. 14, Art. 1997; No. 18, Art. 2661, Art. 2669; No. 27, Art. 3950; No. 30, Art. 4456; No. 31, Art. 4830; No. 50, Art. 7562; 2018 No. 1, Art. 66; No. 9, Art. 1286; No. 11, Art. 1584, Art. 1588; No. 18, Art. 2557; No. 24, Art. 3400; No. 28, Art. 2790; No. 31, the Art. 4852) (further - the Federal Law "About the Central Bank Russian Federation (Bank of Russia)" and according to the solution of the Board of directors of the Bank of Russia (the minutes of the Board of directors of the Bank of Russia of August 24, 2018 No. 28) establish asset types to which allowances to coefficients of risk, the characteristic of the specified asset types, and also application technique to the specified asset types of allowances for the purpose of calculation with credit institutions (except for the non-bank credit institutions having the right to implementation of money transfers and the related other banking activities) the capital adequacy ratios established according to articles 62 and 62.2 of the Federal law "About the Central Bank Russian Federation (Bank of Russia)" can be established.
2. The Bank of Russia according to article 45.2 of the Federal law "About the Central Bank Russian Federation (Bank of Russia)" based on the solution of the Board of directors establishes allowances to risk coefficients for the following asset types:
credit requirements and requirements for receipt of the added (cumulative) percent on the loans (loans) granted in rubles on the consumer purposes;
credit requirements and requirements for receipt of the added (cumulative) percent on mortgage loans (loans) granted to physical persons in rubles on acquisition of premises on which obligation fulfillment of the borrower is provided with pledge of acquired premises;
credit requirements and requirements for receipt of the added (cumulative) percent on the loans (loans) granted to physical persons in rubles on financing under the agreement of equity in construction;
credit requirements and requirements for receipt of the added (cumulative) percent on the loans (loans) granted to physical persons in rubles on acquisition of the vehicle on which obligation fulfillment of the borrower is provided with pledge of the acquired vehicle;
credit requirements and requirements for receipt of the added (cumulative) percent on mortgage loans (loans) granted to physical persons in the rubles for the purpose of which are not connected with implementation of business activity by them, except for mortgage loans (loans) granted to physical persons in rubles on acquisition of premises on which obligation fulfillment of the borrower is provided with pledge of acquired premises;
credit requirements and requirements for receipt of the added (cumulative) percent on the loans (loans) granted to legal entities in rubles on financing of transactions in the real estate market;
credit requirements and requirements for receipt of the added (cumulative) percent on the loans (loans) granted to borrowers - to physical persons and legal entities in foreign currency;
requirements for investments in the debt securities nominated in foreign currency.