Source: https://timothymccandless.wordpress.com/2015/08/
Timestamp: 2019-04-24 14:06:04
Document Index: 629500528

Matched Legal Cases: ['§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1692']

August | 2015 | Serving California only 909-890-9192 & 925-957-9797
PERSONS/ENTITIES LIABLE
• Only “debt collectors” within the meaning of 15 U.S.C.A. § 1692a may be held liable under the civil liability provisions of 15 U.S.C.A. § 1692k.
• An action for violation of the FDCPA may be brought in any appropriate U.S. District Court without regard to the amount in controversy, or in any other court of competent jurisdiction. 15 U.S.C.A. § 1692k(d).
• An action for violation of the FDCPA must be commenced within one year from the date on which the violation occurred. 15 U.S.C.A. § 1692k(d).
• A defense may be established in a cause of action for a violation of the FDCPA by establishing, by a preponderance of the evidence that:
(1) the defendant is not a “debt collector” within the meaning of 15 U.S.C.A. § 1692a(6); or
(2) the “debt” was not made primarily for personal, family, or household purposes; 15 U.S.C.A. § 1692a(5); or
(3) when the cause of action is for a violation of 15 U.S.C.A. § 1692c (communications in connection with debt collection), the debt not owed by a “consumer” as defined by 15 U.S.C.A. § 1692a(3);
(4) the debt collector did not violate the provisions of the FDCPA, 15 U.S.C.A. § 1692k;
(5) the violation was not intentional and and resulted from a bona fide error notwithstanding the maintenance of procedures reasonably adopted to avoid any such error. 15 U.S.C.A. § 1692l(c); or
(6) the violation was made in good faith in conformity with any advisory opinion of the Federal Trade Commission. 15 U.S.C.A. § 1692l(e). WHO MAY COMMENCE ACTION
• Except for an action commenced under 15 U.S.C.A. § 1692c—(communications in connection with debt collection) or 15 U.S.C.A. § 1692e(11) (requiring a mini-Miranda warning)—suit may be brought by “any person” who is harmed by violations of the FDCPA by a “debt collector” collecting a “debt.” 15 U.S.C.A. § 1692k(a); 15 U.S.C.A. § 1692a(5). Relief pursuant to 15 U.S.C.A. § 1692c and 15 U.S.C.A. § 1692e(11) may only be sought by a “consumer” as defined under 15 U.S.C.A. § 1692a(3) and in the case of a 15 U.S.C.A. § 1692c claim, as expanded by 15 U.S.C.A. § 1692c(d).
elexquisitorJul 8, 2015
Bob G.Jul 8, 2015
PoppyJul 8, 2015
Deadly ClearJul 8, 2015
Deborah wynnJul 8, 2015
ShadowcatJul 8, 2015
HammertimeJul 8, 2015
johngaultJul 8, 2015
ShadowcatJul 9, 2015
Deborah wynnJul 9, 2015
timothymccandlessJul 9, 2015
johngaultJul 10, 2015
ShadowcatJul 10, 2015
In California, if you represent yourself in a lawsuit you will be held to the same standards as the attorneys for Midland Funding. This means that you need to know the rules. Admittedly this can be somewhat confusing. After all, you are not a lawyer and you don’t do this all day long.
Tip #5 File a counter suit
File suit for violation of the Fair Debt Collection Practices act. Damages 1000 by statute remove to federal court. file for a bill of attainder to get documents and prove that there are no original documents validating the debt. I love these cases because even though the damages are limited the attorney fees for winning are sometimes very high.
Tip #6 Remove to Federal court.
Under rule 26 they will have to provide all documents sustaining their claim and they don’t have them