Source: https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1022/82/
Timestamp: 2020-06-03 07:42:10
Document Index: 207964268

Matched Legal Cases: ['§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022', '§ 1022']

§ 1022.82 Duties of users regarding address discrepancies. | Consumer Financial Protection Bureau
Subpart A - General Provisions § 1022.1–§ 1022.3 Mostrar Ocultar
Subpart C - Affiliate Marketing § 1022.20–§ 1022.27 Mostrar Ocultar
Subpart D - Medical Information § 1022.30–§ 1022.32 Mostrar Ocultar
Subpart E - Duties of Furnishers of Information § 1022.40–§ 1022.43 Mostrar Ocultar
Subpart F - Duties of Users Regarding Obtaining and Using Consumer Reports § 1022.53–§ 1022.59 Mostrar Ocultar
Subpart H - Duties of Users Regarding Risk-Based Pricing § 1022.70–§ 1022.75 Mostrar Ocultar
Subpart I - Duties of Users of Consumer Reports Regarding Identity Theft § 1022.81–§ 1022.82 Mostrar Ocultar
Subpart M - Duties of Consumer Reporting Agencies Regarding Identity Theft § 1022.120–§ 1022.129 Mostrar Ocultar
Subpart N - Duties of Consumer Reporting Agencies Regarding Disclosures to Consumers § 1022.130–§ 1022.139 Mostrar Ocultar
Subpart O - Miscellaneous Duties of Consumer Reporting Agencies § 1022.140–§ 1022.141 Mostrar Ocultar
§ 1022.82 Duties of users regarding address discrepancies.
(a) Scope. This section applies to a user of consumer reports (user) that receives a notice of address discrepancy from a consumer reporting agency described in 15 U.S.C. 1681a(p), except for a person excluded from coverage of this part by section 1029 of the Consumer Financial Protection Act of 2010, title X of the Dodd-Frank Wall Street Reform and Consumer Protection Act, Public Law 111-203, 124 Stat. 137.
(c) Reasonable belief —
(1) Requirement to form a reasonable belief. A user must develop and implement reasonable policies and procedures designed to enable the user to form a reasonable belief that a consumer report relates to the consumer about whom it has requested the report, when the user receives a notice of address discrepancy.
(2) Examples of reasonable policies and procedures.
(i) Comparing the information in the consumer report provided by the consumer reporting agency with information the user:
(d) Consumer's address —
(1) Requirement to furnish consumer's address to a consumer reporting agency. A user must develop and implement reasonable policies and procedures for furnishing an address for the consumer that the user has reasonably confirmed is accurate to the consumer reporting agency described in 15 U.S.C. 1681a(p) from whom it received the notice of address discrepancy when the user:
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