Source: https://balmerblack.com/category/consumer-credit/
Timestamp: 2017-06-26 00:01:40
Document Index: 19823310

Matched Legal Cases: ['§ 5015', '§ 5015', '§ 349', '§ 350', '§ 349', '§ 349']

Consumer Credit | Balmer Black PC
Category Archives: Consumer Credit	Jun
0	I received a Wage Garnishment Notice, what do I do? By balmerblackpc | Consumer Credit | No Comments
0	So there has been a Default Judgment entered against you, now what? By balmerblackpc | Consumer Credit | No Comments
How Did This Happen To You? In order for a default judgment to be entered against you in New York, you must have had a lawsuit filed against you. Once a lawsuit is filed, New York State Law requires that the Plaintiff, the party suing you, serve you with notice of the law suit; either a Summons with Notice or a Summons and Complaint. Once served, New York Law only gives the defendant a limited amount of time to responded, a/k/a appear or answer, the lawsuit. The manner in which you are served will determine how much time you have to respond to the lawsuit. If you are served personally, you have 20 days to respond, but if you are served though substituted service, which is more common, you have 30 days to respond.
CPLR § 5015(b) Under CPLR § 5015(b), parties can stipulate, aka agree, to vacate a default judgment upon consent of each party to the suit. This sounds like a great option, and it some cases, it can be! Although, in our experience, a lot of Plaintiff’s Attorneys will not agree to do so under normal circumstances, but an experienced attorney might be able to negotiate this on your behalf!
0	I Think That A Business Has Taken Advantage of Me, Is There Anything I Can Do? – New York’s Consumer Protection Laws – N.Y. GBL § 349 & N.Y. GBL § 350 By balmerblackpc | Business, Consumer Credit | No Comments
What Does This Mean For You? As discussed above New York’s consumer protection laws were enacted to protect consumers and deceitful business practices and false advertising. If you believe that you have fallen victim to such unlawful business practices you could be entitled to damages and attorney’s fees.
CONCLUSION New York State takes consumer protection very seriously and if you think that a business has taken advantage of you there are remedies available to you and an experienced attorney can help you determine whether or not you have a cause of action under New York General Business Law § 349 and/or New York General Business Law § 349.
0	I Was Never Handed the Summons, So How Was I Served? By balmerblackpc | Consumer Credit | No Comments
Personal Service Personal service upon the defendant is the preferable means of service in New York; although, in our experience, this type of service is rare. It maybe surprising, but New York Law does not require that the plaintiff serve the defendant personally, just someone of suitable age.
Can The Plaintiff Serve You By Leaving A Copy Of The Summons At Your Residence? The short answer to the above is, YES! If the plaintiff is unable to serve a natural person they can effectuate service via Substituted Service.