Source: https://www.law.cornell.edu/uscode/text/15/1681c%E2%80%932
Timestamp: 2018-09-26 03:35:30
Document Index: 562582273

Matched Legal Cases: ['§ 1681', '§ 1681', '§\u202f1681', '§\u202f605', '§\u202f152', '§\u202f1088']

15 U.S. Code § 1681c-2 - Block of information resulting from identity theft | US Law | LII / Legal Information Institute
15 U.S. Code § 1681c-2 - Block of information resulting from identity theft
§ 1681c–2.
(a) BlockExcept as otherwise provided in this section, a consumer reporting agency shall block the reporting of any information in the file of a consumer that the consumer identifies as information that resulted from an alleged identity theft, not later than 4 business days after the date of receipt by such agency of—
(b) NotificationA consumer reporting agency shall promptly notify the furnisher of information identified by the consumer under subsection (a)—
(1) In generalA consumer reporting agency may decline to block, or may rescind any block, of information relating to a consumer under this section, if the consumer reporting agency reasonably determines that—
(1) No reseller fileThis section shall not apply to a consumer reporting agency, if the consumer reporting agency—
is not, at the time of the request of the consumer under subsection (a), otherwise furnishing or reselling a consumer report concerning the information identified by the consumer; and
(2) Reseller with fileThe sole obligation of the consumer reporting agency under this section, with regard to any request of a consumer under this section, shall be to block the consumer report maintained by the consumer reporting agency from any subsequent use, if—
the consumer, in accordance with the provisions of subsection (a), identifies, to a consumer reporting agency, information in the file of the consumer that resulted from identity theft; and
The provisions of this section do not apply to a check services company, acting as such, which issues authorizations for the purpose of approving or processing negotiable instruments, electronic fund transfers, or similar methods of payments, except that, beginning 4 business days after receipt of information described in paragraphs (1) through (3) of subsection (a), a check services company shall not report to a national consumer reporting agency described in section 1681a(p) of this title, any information identified in the subject identity theft report as resulting from identity theft.
(Pub. L. 90–321, title VI, § 605B, as added Pub. L. 108–159, title I, § 152(a), Dec. 4, 2003, 117 Stat. 1964; amended Pub. L. 111–203, title X, § 1088(a)(2)(C), July 21, 2010, 124 Stat. 2087.)
2010—Subsec. (d)(1)(C). Pub. L. 111–203 substituted “the Bureau” for “the Commission”.