Source: https://lenderscompliance.blogspot.com/2011/06/
Timestamp: 2018-08-22 07:36:11
Document Index: 346651431

Matched Legal Cases: ['§ 222', '§ 334', '§ 41', '§ 571', '§ 717', '§ 741', 'arts 603', 'art 681', 'art 682', 'art 681']

Lenders Compliance Group: June 2011
Office of the Controller of the Currency (OCC):
Office of Thrift Supervision Integration (OTS)
(Dodd-Frank Act Implementation)
Labels: Department of Treasury, Dodd-Frank Act, Non-Preempted State Laws, OCC, Office of the Comptroller of the Currency, Office of Thrift Supervision, OTS, Preemption, Visitorial Authority
Visit Library (See Below)
1. Equal Credit Opportunity Act (Regulation B)
2. Home Mortgage Disclosure (Regulation C)
3. Electronic Fund Transfers (Regulation E)
4. Registration of Residential Mortgage Loan Originators (Regulation H, Subpart I) (12 CFR 208.101-105 & Appendix A to Subpart I)
5. Consumer Leasing (Regulation M)
6. Privacy of Consumer Financial Information (Regulation P)
7. Fair Credit Reporting (Regulation V), except with respect to §§ 222.1(c) (effective dates), 222.83 (Disposal of consumer information), 222.90 (Duties regarding the detection, prevention, and mitigation of identity theft), 222.91 (Duties of card issuers regarding changes of address), & Appendix J (Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation)
8. Truth in Lending (Regulation Z)
9. Truth in Savings (Regulation DD)
1. Privacy of Consumer Financial Information
2. Fair Credit Reporting, except with respect to §§ 334.83 (Disposal of consumer information), 334.90 (Duties regarding the detection, prevention, and mitigation of identity theft), 334.91 (Duties of card issuers regarding changes of address), & Appendix J (Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation)
3. Registration of Residential Mortgage Loan Originators (12 CFR 365.101-.105 & Appendix A to Subpart B)
1. Adjustable-Rate Mortgages (but only as applied to non- federally chartered housing creditors under the Alternative Mortgage Transaction Parity Act ("AMTPA"))
2. Registration of Residential Mortgage Loan Originators (12 CFR 34.101-.105 & Appendix A to Subpart F)
3. Privacy of Consumer Financial Information
4. Fair Credit Reporting, except with respect to §§ 41.83 (Disposal of consumer information), 41.90 (Duties regarding the detection, prevention, and mitigation of identity theft), 41.91 (Duties of card issuers regarding changes of address), & Appendix J (Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation)
1. Adjustments to home loans (but only as applied to non-federally chartered housing creditors under AMTPA)
2. Alternative Mortgage Transactions (but only as it relates to AMTPA)
3. Registration of Residential Mortgage Loan Originators (12 CFR 563.101-.105 & Appendix A to Subpart D)
4. Fair Credit Reporting, except with respect to §§ 571.83 (Disposal of consumer information), 571.90 (Duties regarding the detection, prevention, and mitigation of identity theft), 571.91 (Duties of card issuers regarding change of address), & Appendix J (Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation)
5. Privacy of Consumer Financial Information
1. Loans to members and lines of credit to members (but only as applied to non-federally chartered housing creditors under AMTPA)
2. Truth in Savings
4. Fair Credit Reporting, except with respect to §§ 717.83 (Disposal of consumer information), 717.90 (Duties regarding the detection, prevention, and mitigation of identity theft), 717.91 (Duties of card issuers regarding changes of address), & Appendix J (Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation)
5. Requirements for Insurance, but only with respect to §§ 741.217 (Truth in savings), 741.220 (Privacy of consumer financial information), & 741.223 (Registration of residential mortgage loan originators)
6. Registration of Mortgage Loan Originators
1. Telemarketing Sales Rule
2. Privacy of Consumer Financial Information
3. Disclosure Requirements for Depository Institutions Lacking Federal Depository Insurance
4. Mortgage Assistance Relief Services
5. Use of Prenotification Negative Option Plans
6. Rule Concerning Cooling-Off Period for Sales Made at Homes or at Certain Other Locations
7. Preservation of Consumers' Claims and Defenses
8. Credit Practices
9. Mail or Telephone Order Merchandise
10. Disclosure Requirements and Prohibitions Concerning Franchising
11. Disclosure Requirements and Prohibitions Concerning Business Opportunities
12. Fair Credit Reporting Act (16 CFR Subchapter F, Parts 603 et seq.), except with respect to Part 681 (Identity Theft Rules), Part 682 (Disposal of Consumer Report Information and Records), & Appendix A to Part 681 (Interagency Guidelines on Identity Theft Detection, Prevention, and Mitigation)
13. Procedures for State Application for Exemption from the Provisions of the Fair Debt Collection Practices Act
1. Hearing Procedures Pursuant to the Administrative Procedure Act
2. Civil Money Penalties: Certain Prohibited Conduct (but only as applied to the Real Estate Settlement Procedures Act of 1974 ("RESPA") and the Interstate Land Sales Full Disclosure Act ("ILSA"))
4. Purchasers' Revocation Rights, Sales Practices, and Standards
5. Formal Procedures and Rules of Practice
6. Real Estate Settlement Procedures Act
7. Investigations in Consumer Regulatory Programs (but only as applied to RESPA and ILSA)
Identification of Enforceable Rules and Orders, Notice for Public Comment
Labels: CFPB, Consumer Financial Protection, Consumer Financial Protection Bureau, Department of Treasury, Dodd-Frank Act, FDIC, Financial Reform, FRB, FTC, HUD, Mortgage Compliance, NCUA, OCC, OTS