Source: http://affordablehousinginstitute.org/blogs/us/category/interest
Timestamp: 2016-05-01 17:30:13
Document Index: 87578575

Matched Legal Cases: ['art 3', 'art 2', 'art 1', 'art 2', 'art 1', 'art 1']

AHI: United States » Interest
The principal of the thing: Part 3, protecting our interest
26 October, 2011 (10:02) | Debt, Foreclosure, Hard debt, Hard equity, Homeownership, Housing, Interest, Negotiation, Principal, Subprime, US News, Workouts | 2 comments
By:David A. Smith [Concluded from yesterday’s Part 2 and the previous Part 1.] So far in this lengthy post we’ve dismantled two pillars of the argument, advanced by a recent New York Timesarticle, that Fannie Mae and Freddie Mac are acting arbitrarily in refusing to allow waivers of principal on home loans they […]
The principal of the thing: Part 2, keeping their interest
25 October, 2011 (10:49) | Debt, Foreclosure, Hard debt, Hard equity, Homeownership, Housing, Interest, Negotiation, Principal, Subprime, US News, Workouts | By:David A. Smith [Continued from yesterday’s Part 1.] Yesterday we showed that, despite what a recent New York Times article would have you believe, refusal to agree on unilateral cuts of mortgage principal owed by homeowners whose houses may be worth less than those loans isn’t stubbornness by a single individual but is rather […]
The principal of the thing: Part 1, getting their interest
24 October, 2011 (10:59) | Debt, Foreclosure, Hard debt, Hard equity, Homeownership, Housing, Interest, Negotiation, Principal, Subprime, US News, Workouts | By:David A. Smith Precedent is an asymmetric concept; if I as a borrower want to misbehave, anything I do has no binding effect on any other misbehaving borrower, but if I as a lender adopt a position with one borrower, that can certainly bind me in dealing with other borrowers. Too many […]
Financing homes under Islam
18 August, 2005 (09:22) | Homeownership, Interest, Islam, Islamic finance | Though the Bible says, “Neither a borrower nor a lender be,” for Americans that has long been taken as an admonition rather than a command. Not so for many Muslims, who find the Koran’s strictures against not just usury but also borrowing forced them to choose between their faith and their home, as this insightful […]
Primer: yield curve
13 June, 2005 (08:38) | Interest, Loans, Primer posts | Since housing’s price is intimately related to the cost of capital, policymakers and financial analysts frequently reference the yield curve — — a simple graphic representation of the relationship between interest rate and loan term. Consider a two-dimensional graph: The horizontal axis is loan maturity, starting with very short intervals (one […]