Source: http://www.google.nl/patents/US7689504?hl=nl
Timestamp: 2013-05-18 18:14:57
Document Index: 663786493

Matched Legal Cases: ['art 2010', 'art 1977', 'art 1982', 'art 198617', 'art 198912', 'art 19923', 'art 1994', 'art 199024', 'art 19932', 'art 199513', 'art 199429', 'art 199419', 'art 1997', 'art 199529', 'art 199719', 'art 2013']

Patent US7689504 - System and method for establishing or modifying an account with user ... - Google PatentenZoeken Afbeeldingen Maps Play YouTube Nieuws Gmail Drive Meer » Geavanceerd zoeken naar patenten | Webgeschiedenis | Inloggen Geavanceerd zoeken naar patenten PatentenThe present invention relates to methods for allowing an account holder to easily customize the terms of an account such as a loan account, an asset account, a mortgage account, an insurance account, or a brokerage account. Exemplary embodiments of the invention allow the user to specify various preferred...http://www.google.nl/patents/US7689504?utm_source=gb-gplus-sharePatent US7689504 - System and method for establishing or modifying an account with user selectable terms PublicatienummerUS7689504 B2PublicatietypeVerlening Aanvraagnummer10/284,394 Publicatiedatum30 maart 2010 Aanvraagdatum31 okt 2002 Prioriteitsdatum1 nov 2001Ook gepubliceerd alsEP1444568A2EP1444568A4US8145522US20030101131US20070118470US20100179888WO2003038561A2WO2003038561A3 UitvindersDonna M. BarrettGeorge W. BlossomKatrina DowidchuckKaren R. EhemannDouglas A. FilakMarc L. FredmanKimberly L. HoechstRon E. JacobsDonald H. SchmittJames C. SteckartBradley R. StrockMary Carter WarrenKathleen H. Witsil Oorspronkelijke patenteigenaarJpmorgan Chase Bank, N.A.Chase Manhattan Bank Usa, National AssociationJpmorgan Chase Bank, National AssociationBank One, Delaware, National Association Classificatie in de VS705/38 Internationale classificatieG06Q40/00 Co�peratieve classificatieG06Q99/00G06Q40/02G06Q20/10G06Q40/00G06Q30/0215G06Q40/025G06Q30/0601G06Q40/04G06Q40/10 Europese classificatieG06Q 40/02G06Q 30/0215G06Q 40/04G06Q 40/025G06Q 20/10G06Q 99/00G06Q 40/10G06Q 30/0601G06Q 40/00ReferentiesPatentcitaties (101)Niet-patentcitaties (135) Verwijzingen naar dit patent (5)Externe linksUSPTO USPTO-toewijzing EspacenetSystem and method for establishing or modifying an account with user selectable termsUS 7689504 B2 Samenvatting The present invention relates to methods for allowing an account holder to easily customize the terms of an account such as a loan account, an asset account, a mortgage account, an insurance account, or a brokerage account. Exemplary embodiments of the invention allow the user to specify various preferred terms such as cost (e.g., APR and annual fee), rewards programs, card design, affiliates, credit line, and payment due date, among others. The financial service provider issuing the account, e.g., the issuing bank, may make the various available terms for the account easily accessible to the user, for example through an internet website or an automated phone system, enabling the user to easily specify his or her preferences. The customization methods may be applied to the process of opening a new account or customizing an existing account. The customization methods may dynamically update the available terms as the user begins to select his or her desired terms.
providing to the account holder a physical credit card comprising the selected credit card design. Beschrijving
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