Source: https://store.lexisnexis.com/categories/shop-by-jurisdiction/national-194/marketing-and-advertising-regulatory-guide-for-credit-unions-skuusSku-us-549
Timestamp: 2019-04-25 02:16:08
Document Index: 691921494

Matched Legal Cases: ['§ 1005', '§ 1005', '§ 706', 'art 760', '§ 1024', '§ 1024', '§ 1024']

Marketing and Advertising Regulatory Guide for Credit Unions | LexisNexis Store
This valuable resource analyzes all types of Credit Union product offerings and helps the reader understand each product and the associated marketing and advertising compliance.
ISBN: 9780769878348
ISBN: 9780769879765
The Easiest Way for Credit Unions to Keep Every Marketing Effort and Product in Compliance.
Both your members and your examiners want more. Members want more products and services, like share draft accounts, ATMs, home credit union services, and other new services. Meanwhile, Congress and the regulators have given you a lot more consumer rules and regulations to follow, and a lot more attention is being paid to how well you comply.
With so much at stake, you'll want to be sure you're working within the rules when you develop new products and advertise your services to members and potential members. That's the only way to avoid costly and embarrassing compliance problems later.
Marketing and Advertising for Credit Unions can help you do just that. It's a unique manual that approaches compliance the way you do – by the products and services you offer. The manual is arranged by product with every regulation that affects a specific product explained in terms of what you have to do to offer the product and stay in compliance.
1.1 Permissible Transactions
2.1 Regulation E — Appendix A — Model Disclosure Clauses
2.1A Model Form A-7 — Model Clauses for Financial Institutions Offering Payroll Card Accounts (12 CFR 1005.18(c))
2.2 Model Forms for Error Resolution
2.5 NCUA Model Form B-1 — Model Clauses for Account Disclosures
2.7 NCUA Model Form B-8 — Sample Money Market Share Account Disclosures
2.8 NCUA Model Form B-2 — Notice of Change in Terms of Account
2.10 U.S. Treasury Sample Notice to Members Regarding Customer Identification
2.11 C-5A — Substitute Check Policy Disclosure
2.12 Model Form A-6 — Model Clauses for Authorizing One-Time Electronic Fund Transfers Using Information from a Check (Sec. 1005.3(b)(2))
2.13 Model Form A-8 — Model Clause for Electronic Collection of Returned Item Fees (Sec. 1005.3(b)(3))
2.32 Model Form A-36 — Model Form for Error Resolution and Cancellation Disclosures (Long) (§ 1005.31(b)(4))
2.33 Model Form A-37 — Model Form for Error Resolution and Cancellation Disclosures (Short) (§ 1005.31(b)(2)(iv) and (b)(2)(vi))
5.1 NCUA Model Form B-7 — Sample Share Draft Account Disclosures
10.1 Notice to Cosigner — NCUA § 706.3(b)(1)
10.2 Form C-1 — Sample Notice of Action Taken and Statement of Reasons
10.3 Form C-2 — Sample Notice of Action Taken and Statement of Reasons
10.4 Form C-3 — Sample Notice of Action Taken and Statement of Reasons (Credit Scoring)
10.5 Form C-4 — Sample Notice of Action Taken, Statement of Reasons, and Counterofferv 10.6 Form C-5 — Sample Disclosure of Right to Request Specific Reasons for Credit Denial
10.13 Appendix C Model Notices
13.11 Public Guidance Document Consumer Disclosure for Voluntary Escrow Account Payments
17.4 Flood Insurance Notice — NCUA Part 760
17.5 Closed-End Model Clauses
17.6 MS-3(A) — Model Form for Force-Placed Insurance Notice Containing Information Required By § 1024.37(c)(2)
17.7 MS-3(B) — Model Form for Force-Placed Insurance Notice Containing Information Required By § 1024.37(d)(2)(i)
17.8 MS-3(D) — Model Form for Renewal or Replacement of Force-Placed Insurance Notice Containing Information Required By § 1024.37(e)(2)
17.9 Appendix MS-4 — Model Clauses for the Written Early Intervention Notice
17.10 H-4(C) — Variable-Rate Model Clauses
19.2 Short-Form Notice
19.3 Long-Form Notice
Part I: Accounts/Quick Reference Guide
Chapter 1   Share Accounts
Chapter 2   Notice and Disclosure Requirements: Share Accounts
Chapter 3   Advertising Share Accounts
Chapter 4   Share Draft Accounts
Chapter 5   Notice and Disclosure Requirements: Share Draft Accounts
Chapter 6   Advertising Share Draft Accounts
Chapter 7   Share Certificate Accounts
Chapter 8   Notice and Disclosure Requirements: Certificate Accounts
Chapter 9   Advertising Certificate Accounts
Part II: Loans/Quick Reference Guide
Chapter 10   Product Design, Notice and Disclosure Requirements: Open-End Credit
Chapter 11   Advertising Open-End Credit
Chapter 12   Advertising Credit Cards
Chapter 13   Product Design, Notice and Disclosure Requirements: Home Equity Plans
Chapter 14   Advertising Home Equity Plans
Chapter 15   Product Design, Notice and Disclosure Requirements: Closed-End Credit and Consumer Leasing
Chapter 16   Advertising Closed-End Credit and Consumer Leasing
Chapter 17   Product Design, Notice and Disclosure Requirements: Real Property Loans
Chapter 18   Advertising Closed-End Credit: Real Property Loans
Part III: Other Services, and Naming and Pricing Account and Loan Products
Chapter 19   Electronic Services
Chapter 20   Naming Products
Chapter 21   Pricing Products