Source: http://fightthefraud.com/wp/category/forged-documents/
Timestamp: 2017-11-21 15:25:18
Document Index: 109740421

Matched Legal Cases: ['§ 801', '§ 802', '§ 803', '§ 804', '§ 806', '§ 807', '§ 808', '§ 810', '§ 811', '§ 812', '§ 813', '§ 814', '§ 815', '§ 816', '§ 817', '§ 818', '§ 3', '§ 501', '§ 9', '§ 2305']

Forged Documents Archives - Fight The Fraud
Category Archives: Forged Documents
‘You Should Resign’: Watch Sen. Elizabeth Warren Grill Wells Fargo CEO John Stumpf : The Two-Way : NPR
September 22, 2016 Banks, Bogus Documents, Forged Documents, Law SuitsBanking Fraud, banks, Identity Theft, Wells FargoGreg
"If one of your tellers took a handful of $20 bills out of the cash drawer, they'd probably be looking at criminal charges," Warren tells the bank's CEO.
Source: 'You Should Resign': Watch Sen. Elizabeth Warren Grill Wells Fargo CEO John Stumpf : The Two-Way : NPR
May 18, 2015 Banks, Common Law, Federal Government, Federal Reserve, Foreclosure Fraud, Forged Documents, Law Suits, Mortgage Fraud, Private Bank, Securitization, Securitization Audits, US Treasury, Videosabandoned property, Bank of America, Citigroup, County Recorders, Deutsche Bank, FANNIE MAE, foreclosure fraud, FREDDIE MAC, Goldman Sachs, JPMorgan Chase, Mortgage Fraud, Ocwen, SecuritizationGreg
[jwplayer mediaid="3637"]
BofA delivers on $7 billion promise to mortgage customers | 2015-02-18 | HousingWire
February 18, 2015 Banks, Bogus Documents, Commercial Developement, Federal Government, Foreclosure Fraud, Forged Documents, Mortgage Fraud, Mortgage Servicers, Mortgage Servicing, SecuritizationBank of America, foreclosure fraud, loan modifications, Securitization, U.S. Department of JusticeGreg
BofA delivers on $7 billion promise to mortgage customers | 2015-02-18 | HousingWire.
By Brenda Swanson - HousingWire Newsletter
Bank of America (BAC) is starting to deliver on its $7 billion consumer-relief obligations required under its Aug. 20 2014 settlement with the U.S. Department of Justice and six states.
Bank of America failed to make accurate and complete disclosure to investors and its illegal conduct kept investors in the dark,” said Rhea Kemble Dignam, regional director of the SEC’s Atlanta office. “Requiring an admission of wrongdoing as part of Bank of America’s agreement to resolve the SEC charges filed today provides an additional level of accountability for its violation of the federal securities laws.”
The settlement went on record as the biggest settlement to date, surpassing similar settlements by other banks like JPMorgan Chase (JPM) and Citigroup (C), which reached $13 billion and $7 billion settlements, respectively.
Eric Green, independent monitor of the agreement, stated in the first of his required reports on the bank’s consumer relief activities that the bank claimed a credit of $8,948,684 for the initial batch of 100 first-lien mortgages. This group of 100 mortgages received various modifications – including forgiveness of principal, reduction of interest rates, and bringing delinquent loans current without penalt. The nearly $9 million in credit is how much those modifications cost the bank.
"Examination of the first batch of 100 loans amounts to a test drive, assessing Bank of America's plan for delivering much-needed assistance to homeowners and its methodology for calculating how the assistance qualifies for credit under the settlement agreement," Green said.
"The bank is extending relief to tens of thousands of homeowners, and in coming months we should get a clearer picture of how quickly the bank has delivered on its consumer relief obligations, how much of what kind of relief has been delivered, and where relief has been distributed," he said.
He did note that the first 100 loan modifications are being used mostly to test monitoring standards and procedures but are too small a sample from which to draw all-encompassing conclusions about the consumer relief Bank of America will deliver in the future.
The loan modifications – including forgiveness of principal, reduction of interest rates, and bringing delinquent loans current without penalty – are meant to help struggling homeowners by making their mortgages more affordable.
Bank of America is required to provide $7 billion of consumer relief by Aug. 31, 2018. The categories of relief include not only loan modifications but new loans to low- and moderate-income borrowers, donations toward community reinvestment and neighborhood stabilization and support for affordable low-income rental housing.
"For many, if not most, Americans, family and the family home are core values, at the center of the lives they hope to live. Owning a family home is the dream. Losing that home is the nightmare," Professor Green said. "This settlement agreement acknowledges that the bank has committed to do its part to help repair the dream and avert the nightmare for those still in their homes but struggling with their mortgage payments."
Brena Swanson joined the HousingWire news team in February 2013. Prior to serving HW in the role as Reporter and Content Specialist, Brena attended Evangel University in Springfield, MO.
Notary Presentment Services
December 24, 2014 Administrative Judgment, Administrative process, Administrative Process Templates, Bankruptcy, Banks, Bogus Documents, County Recorder, Foreclosure Fraud, Forensic Loan Audits, Forged Documents, Mortgage Fraud, Mortgage Servicers, Mortgage Servicing, Notary Presentment, Notary Protest, Quiet Title, QWR templates, Securitization, Securitization AuditsAdministrative Judgment, Administrative process, Administrative Process Templates, Asset Protection, Bank of America, Deutsche Bank, foreclosure fraud, foreclosure sale, JPMorgan Chase, loan modifications, Mortgage Fraud, Notary Presentment, Notary Protest, Ocwen, QWR templates, SecuritizationGreg
Notary (Administrative Process) Presentment Services:
Provided by Natural and Divine Principles, SSM
Here is a brief outline of the steps that are normally required for the notary presentment process. Click the link in the top menu or; GO HERE
This is the simple Administrative Technology that we use to help people find a remedy for some of their financial (primarily real estate) issues. It has proven to be a powerful and superior method to produce a solid Administrative Record that can possibly be used as admissible evidence to obtain and enforce a civil court judgment against anyone laying claim to your property.
We truly hope this information helps you acquire the remedy that you are seeking regarding all of your debt issues.
Stop Lawyers From Testifying
Bankruptcy, Banks, Bogus Documents, Foreclosure Fraud, Forged Documents, Law Suits, MERS, Mortgage Servicers, Mortgage ServicingBank of America, banks, Deutsche Bank, foreclosure fraud, foreclosure sale, JPMorgan Chase, Robo-Signing
Video | Learn More | American Justice Foundation
Stopping Lawyer Tricks ...
Please read the testimonials at right! → Just a quick tip today.
Lawyers cannot "testify".
Because people allow it!
The rules forbid it.
You can stop it, if you do what I teach!
You must stop it, if you want to win!
This mid-week Tips & Tactics can only touch on this very important point of lawsuit warfare, but do what I say here (and learn the rest in my leading, affordable, case-winning, official Jurisdictionary step-by-step 24-hour course that everyone is talking about) and you can stop the lawyer on the other side from cheating!
It's cheating for lawyers to testify.
They lack "legal competence" to act as witnesses!
Lawyers lack personal, first-hand knowledge of the facts of their client's cases. In legal terms, we say they lack the requisite "competence" to testify. The only people who can testify to facts are people who have "personal, first-hand knowledge" of the facts. (More about this in my course.)
YOU MUST STOP LAWYERS FROM TESTIFYING!
They will sneak it in whenever they can. They will do all they can to get into the record facts for which they have no witnesses, documents, or things to prove those facts.
Not only that, but they will "testify to facts" for which they have witnesses just to emphasize the facts, and this too is against the rules.
The rules forbid lawyer testimony!
Learn from me and increase your odds of winning!
Lawyers will sneakily talk about facts that they have no witness to talk about, no documents or other things to use to prove the facts they talk about. They will "tell" the court the facts they cannot prove ... against the rules!
It is cheating of the highest order!
But, they will do it ... if you allow it!
It is against the rules ... rules that are your friend!
If you allow it, you weaken your case.
If you allow enough of it, you will lose!
Not enough time today to go into detail about this, but the next time the lawyer on the other side starts leading his own witness or telling the court what the facts are, you jump to your feet and say, "Objection, your Honor. Counsel is testifying. Counsel lacks personal first-hand knowledge of the facts to which he (or she) is testifying. Move to strike."
If the judge allows the cheating to continue, object again!
Many lawyers are afraid of the judges, so if you hire a lawyer and pay the lawyer good money, don't be surprised when your lawyer (who is taking your good money) fails to object when his friend the lawyer on the other side begins to testify! If you have a lawyer, insist that your lawyer objects to any introduction of facts by lawyers on the other side!
People pay lawyers to fight for them, but many lawyers refuse to fight the judge!
But, fighting judges is part of what it takes to win!
And, objecting forcibly is part of the tactic of winners!
If you don't have a lawyer, YOU MUST OBJECT!
Now is the time to order my affordable, case-winning Jurisdictionary step-by-step 24-hour course and study it carefully so you don't find yourself behind the 8-ball when it comes time to argue in court ... at hearings or at trial.
Winning is easy if you learn what I teach in my course!
I know what it takes to win. I practiced law nearly 25 years. I can help you, if you're willing to learn from me!
Pro se people often do not get justice.
Let's examine a few facts:
Most pro se people don't know the rules.
Most pro se people don't know how to prevent the lawyer on the other side from playing tricks with the rules.
Most pro se people make assumptions about what is "admissible evidence" and stuff that isn't.
Most pro se people don't know how to draft their pleadings or motions properly.
Most pro se people don't know why it's important to write proposed orders for the judge to sign.
Most pro se people don't know why, when, or how to make effective objections in court.
Most pro se people don't understand what facts are critical to winning a case and what facts are of no consequence but only muddy the waters with court-confusing insignificance.
Most pro se people don't know why it's so vitally important to cite controlling appellate cases in support of their pre-trial and trial motions.
Most pro se people don't know how to arrange for a written transcript to be made of all proceedings before the court, so they can control the judge.
Most pro se people waste valuable court time with non-essentials, fail to appreciate the needs of others who have their own problems to bring before the court and, as a consequence, tend to make judges dread pro se cases.
Pro se people who know what I explain so simply in the official Jurisdictionary step-by-step 24-hour course are winning and even getting compliments from judges and even opposing lawyers ... because they do it right!
Read the testimonials at right! ⇒
Not all judges are "against" pro se people "just because they are pro se". Most of the judges I knew in my 25 years were good people who cared about other people and did their best to guarantee justice according to the rules.
But! You must know how to protect yourself!
Pro se parties who know the rules and how to use them to protect themselves from courroom corruption the way my Jurisdictionary step-by-step 24-hour course makes so easy-to-understand don't let crooked lawyers get away with their smoke-and-mirrors tricks!
It does no good to complain after losing.
The difference between winners and losers is the fact that winners learn how to win!
If you want to make it complicated and muddy the pond with all kinds of nutty arguments, you can do so, make the judge angry, and lose when your "evidence" isn't admitted because it isn't "admissible evidence", etcetera.
You can demand your Constitutional Rights, instead of learning about causes of action and their elements that win lawsuits, and you will lose.
You can refuse to learn the rules of evidence, the rules of procedure, and the tactics and strategies my course is so popular for making easy to learn, and you will lose!
If you want to win, get my affordable Jurisdictionary step-by-step 24-hour course now and master the case-winning strategies and tactics I used for 25 years as a case-winning lawyer in state and federal courts.
There is only ONE "Official Jurisdictionary" course!
If you're paying a lawyer, know what your lawyer should be doing to earn his fee and win your case.
If you don't have a lawyer, know what you must do to force the judge do what's right and prevent the lawyer on the other side from cheating.
My affordable, popular, official Jurisdictionary 24-hour step-by-step lawsuit course will show you how to prepare orders, write powerful pleadings, draft and argue motions, object in court, get admissible evidence into the record, prevent the other side from getting lies into the record, do legal research, compose your legal arguments, and much, much more.
You'll learn how to avoid filing an answer by moving the court to dismiss or strike the complaint or require a confusing or poorly-worded complaint to be re-written.
You'll learn how to use effective discovery tools to force the other side to produce facts that may lead to admissible evidence.
You'll discover how to move the court and demand that the judge enforce your legal rights.
In short, you'll learn how to save money, maximize your winning power, and resolve conflicts peacefully and profitably ... according to the rules!
Once you master the simple concepts I teach, you'll be more powerful than most lawyers I met in 25 years as a licensed lawyer in state and federal courts as a licensed bar attorney!
Of course you cannot learn all you need to know about what it takes to win by waiting for my Tips & Tactics each week. You need to learn the case-winning tactics in my affordable Jurisdictionary course that will show you what it takes to win, step-by-step in just 24-hours.
Whether plaintiff or defendant, you cannot hope to win if you don't know what my course teaches.
These tips should convince you to order my complete course ... whether you're a plaintiff or defendant.
If you don't know what opportunities you have in court, you don't have much of a chance of winning!
Let me urge you to order my course today (if you don't already have it) so you won't make the common mistake of assuming you already know everything you need to win!
Remember: Winners are people who know how the game is played to win -- whether plaintiff or defendant.
The essential tools and elements are explained in the video you can watch right now by clicking the judge.
Click the Judge to learn more.
You won't believe me, but most lawyers (and nearly all law school professors) don't have a clue what it takes to win. Many law schools don't teach "causes of action" or the elements necessary to prevail. It's true!
Many law schools don't teach how to use your five (5) discovery tools or why you must be courageous and fight the judge and demand your right to get evidence in the record using your discovery tools.
Many lawyers are afraid to upset judges, so they let things slide. They don't object. They don't "instruct" the judge on the law. They just lay back, take their hourly fee, and let their clients lose ... and those who pay lawyers yet don't know what Jurisdictionary teaches about winning are led to the slaughter by their own lawyer.
I know what it takes to win. I did this 25 years!
My Jurisdictionary will show you how in just 24-hours, step-by-step!
The Jurisdictionary Method wins lawsuits!
Watch my video and see for yourself how easy it is to use knowledge, stealth, and wisdom to win in court!
See what's important, what's not, and how to focus all your energy where it belongs: getting court orders!
If you gain from watching my video, please forward this newsletter to ALL YOUR FRIENDS by hitting "Forward" on your email program now.
Or use this link to send an email to all your friends. You probably know people who need to knock down judges and overcome crooked lawyers and their dishonest tricks. They will thank you for turning them on to this!
Or, do both! Forward this newsletter AND send emails to friends fighting in court who desperately need to know how to win!
Most lawyers never learn what Jurisdictionary makes so easy-to-learn. People have been telling me since I started Jurisdictionary in 1997 that, "Your course should be required in first year law school." But, of course, that's not likely to happen, because what Jurisdictionary shows you isn't politically correct! I teach you how to control judges, instead of bowing to them, I I teach you how to overcome crooked lawyers and their all-too-common sneaky tricks!
Political correctness prevents justice too often!
Winning lawsuits is a brutal axe fight!
Jurisdictionary is your axe!
Read the testimonials in the right column ⇒
Thousands of people just like you are winning with my easy-to-learn 24-hour step-by-step course. Ask anyone who has my course. Everyone loves it!
If you don't know what my course teaches, you lose!
Winners do what Jurisdictionary makes easy-to-learn and don't wait until trial to get justice!
Those who learn my affordable 24-hour step-by-step Jurisdictionary self-help course win ... no matter how high the odds are stacked against them!
Yes! Read the testimonials in the right column ⇒
Winners know how to fight to win!
Losers believe internet fables. Losers get their legal education at the barbershop or on websites or expensive weekend seminars run by people who never practiced law, never went to law school, and don't know mud from sand about rules or how to use them to control judges.
Too many good folks believe mythological silver-bullet easy solutions to their legal problems and, as a result, are losing when they would be winning if they knew what I make so easy-to-learn in my Jurisdictionary course!
The internet is infested with hare-brained schemes that sound too good to be true ... and, like the old adage says, "If it sounds to good to be true, it probably isn't."
Remember: The most dangerous falsehoods are ones we most want to believe!
Why not learn from a real lawyer with nearly 25 years of case-winning experience?
My course is not expensive!
People who finish my course say an average 8th grader can learn it all in a single weekend.
Please read the testimonials in the right column ⇒
If you have a lawyer, you will save thousands in legal fees by knowing what your lawyer should be doing, and at the same time you will maximize your chances for success by making certain your lawyer does what should be done, instead of taking you for a ride to the poorhouse - as happens to too many good people these days.
If you don't have a lawyer, you'll know how to stop the opponent's crooked tricks and control the judge!
Click this link to watch VIDEO again.
You cannot win if you don't know how to control the judge and all the lawyers (including your own lawyer, if you can afford to pay one to go to court for you)!
You've heard the horror stories from others.
Order my course now, if you don't already have it.
Know how to draft proper pleadings, how to get your own evidence in the court's record, how to keep the other side from getting their evidence in, how to move the court to enter orders favorable to your cause, and how to use your Jurisdictionary legal know-how and case-winning strategies to control the judge and win your case!
I'll show you how in just 24-hours ... step-by-step!
Control judges and lawyers - or lose!
My "Tips & Tactics" newsletters are only introductions to the complete course you need to win. If you don't already have my 24-hour step-by-step self-help course, go to my website and order now!
As Woody Guthrie used to sing, "This Land is our Land," and that includes every courtroom and every courthouse from San Diego to Bangor, Maine. Why let lawyers control our lives with trickery? Why let judges destroy our lives by letting lawyers get away with their trickery?
If you aren't involved in a lawsuit or threatened with one today, learn what my course teaches and help others who will be destroyed by all-too-common courtroom corruption if YOU don't help them learn what it takes to win!
There are more than 150 lawsuits filed every minute in the United States - nearly 100 million each year. Try to imagine how many thousands of good, honest people will be destroyed in the next 7 days just because they have no idea how to protect themselves and have nobody they can trust (or afford) to help them win!
Do it for your nation ... and for your children!
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JURISDICTIONARYLEGAL DICTIONARY
I won every one of 11 cases in which I was victim of identity theft ... all due to the teachings of your Jurisdictionary course. Thank you very much!
... Ralph C.
... Tampa, FloridaI have been using your program for four years and have won every case. Keep up the amazing work!
... Phenix City, AL
... Melbourne
My attorney ignored my request to file a motion affecting my closed case. Several attorneys said my motion would not be granted. Using your Jurisdictionary course I filed the motion, and it was granted! Praise God! Thank you!
... Phillip S.
... Aurora, Colorado
You are providing an incredible service to society with your course. I have to tell you it's changed my life. Thank you!
... Todd W.
... Baltimore, MD
... Roger C.
... Palm Harbor, FL
... Tampa, FL
... Alta Loma CA
Settled my case. Without your course I would never have gotten to 1st base.
... Orlando, FL
Your 4-CD course is GREAT! Thanks.
... Simi Valley, CA
Your course is the BOMB! Thank you!
... Lynn C.
Please believe me, you do not know how much you have helped me already. I will continue to tell others about Jurisdictionary. Thank you.
... Esther K.
... Charlotte, NC
I've been fighting off 3 collection agencies. I am absolutely ecstatic about my victories. Prior to purchasing your fine program, I was just one of the ignorant societal herd these people prey upon. Your wonderful, user-friendly program is the absolute best $249 I have spent in a long time. My wife overheard the plaintiff's attorney saying, "Don't mess with that guy!" Wow!
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... D. Christensen
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... Jersey City, NJ
Ordered your 24-hour course. Followed your plan. Other side had 3 attorneys. Cleaned their clock using your methods. Their case came down like a ton of bricks when I proved their elements were not there. Thank you!
... Bremerton, WA
I bought your course. It's great.
Having successfully used your program in divorce/family court, I wish to thank you!
... R.P.F., MD
This is all invaluable information! Thank you for helping me learn!
... Dennis S.
I ordered your course 7/13/09 and am very pleased! Your help is greatly appreciated!
... Samuel J.
Your course is working excellently for me. You make this complicated subject simple to understand and, most importantly, easy to apply in the obscure world of law (obscure no more). Most definitely this is an invaluable tool. I will encourage everyone I know to purchase your course! Thank you, for your great contribution to society.
... Victor P.
I can't thank you enough. Everything about your course was amazing. You made this course for ME.
... Ron P.
I won my motion at a hearing this morning. Other people waiting for their case to be called were surprised that I won, because my English is not so good. You are right. Anybody can do this!
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I've been helped dramatically while listening to your audios. I play them in the background FULL TIME, and in the middle of doing something else something you say makes me do something differently or include something that may have slipped my mind.
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Your course is helping very much. It does an excellent job of describing the "big picture" and builds a clear framework of how the whole thing works and hangs together.
... Kate F.
Your course has been a tremendous help in preparing my appeal, and it has helped me spot bad lawyers and judges. I'm better prepared to stand in front of a judge and make the court follow the rules, including the other side.
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Thanks for the energy you have put forth to let others use the tools of the Law.
... Ken J.
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I have the defendants right where they belong. I am SO indebted to you!
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You present a simple, straightforward process for litigation. Thank you!
... Raymond Z.
I am finding how I've been misled by others who took my money.
... Chandra K.
This information should be at everyone's disposal.
... Kevin H.
It's not a law course. It's a life course! Armed with Jurisdictionary I was able to defeat one of the biggest junk debt companies and their team of 6 lawyers!
... Kevin Z.
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... Cheryl C.
Thanks for all your help. I wouldn't have been able to defend myself without you.
... Kimberly T.
Thank you for making court procedure simple and clear for the pro se.
Using the outlines and motions found in your course, I now have the power to protect myself and my family.
... C. Jones
... Michael S.
I would like to give great testimony as to how comprehensive your course is. I was amazed at how sound your lessons are and how easy it was to understand. I used your method to force the other side to produce the contract they claimed I breached, and when they could not, I filed a motion to dismiss their case. They settled. Thanks very much for your course!
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October 23, 2014 Bankruptcy, Banks, Bogus Documents, Foreclosure Fraud, Forged Documents, Law Suits, Loan Modification, Mortgage Fraud, Mortgage Servicers, Mortgage Servicing, Void Document3rd party debt collector, Bank of America, bankruptcy, collection letter, credit repair, credit report, creditor, debt valisation, debtor, Deutsche Bank, foreclosure fraud, JPMorgan Chase, late payments, Mortgage Fraud, Ocwen, Wells FargoGreg
TITLE VIII - DEBT COLLECTION PRACTICES [Fair Debt Collection Practices Act]
§ 801. Short Title [15 USC 1601 note]
§ 802. Congressional findings and declarations of purpose [15 USC 1692]
§ 803. Definitions [15 USC 1692a]
§ 804. Acquisition of location information [15 USC 1692b]
(1) at any unusual time or place or a time or place known or which should be known to be inconvenient to the consumer. In the absence of knowledge of circumstances to the contrary, a debt collector shall assume that the convenient time for communicating with a consumer is after 8 o'clock antimeridian and before 9 o'clock postmeridian, local time at the consumer's location;
§ 806. Harassment or abuse [15 USC 1692d]
§ 807. False or misleading representations [15 USC 1692e]
§ 808. Unfair practices [15 USC 1692f]
§ 810. Multiple debts [15 USC 1692h]
§ 811. Legal actions by debt collectors [15 USC 1692i]
§ 812. Furnishing certain deceptive forms [15 USC 1692j]
§ 813. Civil liability [15 USC 1692k]
§ 814. Administrative enforcement [15 USC 1692l]
(a) Compliance with this title shall be enforced by the Commission, except to the extend that enforcement of the requirements imposed under this title is specifically committed to another agency under subsection (b). For purpose of the exercise by the Commission of its functions and powers under the Federal Trade Commission Act, a violation of this title shall be deemed an unfair or deceptive act or practice in violation of that Act. All of the functions and powers of the Commission under the Federal Trade Commission Act are available to the Commission to enforce compliance by any person with this title, irrespective of whether that person is engaged in commerce or meets any other jurisdictional tests in the Federal Trade Commission Act, including the power to enforce the provisions of this title in the same manner as if the violation had been a violation of a Federal Trade Commission trade regulation rule.
§ 815. Reports to Congress by the Commission [15 USC 1692m]
§ 816. Relation to State laws [15 USC 1692n]
§ 817. Exemption for State regulation [15 USC 1692o]
§ 818. Effective date [15 USC 1692 note]
SECTION 621, SUBSECTIONS (b)(3), (b)(4) and (b)(5) were amended to transfer certain administrative enforcement responsibilities, pursuant to Pub. L. 95-473, § 3(b), Oct. 17, 1978. 92 Stat. 166; Pub. L. 95-630, Title V. § 501, November 10, 1978, 92 Stat. 3680; Pub. L. 98-443, § 9(h), Oct. 4, 1984, 98 Stat. 708.
SECTION 807, SUBSECTION (11), was amended to affect when debt collectors must state (a) that they are attempting to collect a debt and (b) that information obtained will be used for that purpose, pursuant to Pub. L. 104-208 § 2305, 110 Stat. 3009 (Sept. 30, 1996).
The Process by Which Failure is Changed to Success
September 27, 2014 Bankruptcy, Banks, Commercial Developement, Foreclosure Fraud, Forensic Loan Audits, Forged Documents, Land Trusts, Law Suits, MERS, Mortgage Fraud, Mortgage Servicers, Mortgage Servicing, Quiet Title, Real Estate Investments, Securitization, Securitization Auditsabandoned property, Asset Accumulation, Asset Protection, Assets, foreclosure fraud, foreclosure mills, vacant homesGreg
Excerpt from the "Master Key System"
This is the process by which failure is changed to success. Thoughts of courage, power, inspiration, harmony, are substituted for thoughts of failure, despair, lack, limitation and discord, and as these thoughts take root, the physical tissue is changed and the individual sees life in a new light, old things have actually passed away, all things have become new, he is born again, this time born of the spirit, life has a new meaning for him, he is reconstructed and is filled with joy, confidence, hope, energy. He sees opportunities for success to which he was heretofore blind. He recognizes possibilities which before had no meaning for him. The thoughts of success with which he has been impregnated are radiated to those around him, and they in turn help him onward and upward; he attracts to him new and successful associates, and this in turn changes his environment; so that by this simple exercise of thought, a man changes not only himself, but his environment,
circumstances and conditions.
Questions for Discovery, Disclosure, and Remedies
July 19, 2014 Banks, Bogus Documents, County Recorder, Foreclosure Fraud, Forged Documents, Law Suits, Mortgage FraudBank of America, CitiBank, Countrywide, County Recorders, foreclosure fraud, foreclosure sale, Mortgage Fraud, OcwenGreg
Questions for Discovery, Disclosure, and Remedies:
1. What are some the Instruments, Documents or Articles of Evidence lawfully needed and necessary for the Banks, the Loan Officers, the Debt Collectors, or for the sponsoring Corporate City of Philadelphia, to enter into ‘Evidence’ before competent judicial Court(s) ‘Moved’ to sanction the ‘Writs of Execution’ or any other Actions used to seize or to claim confiscation - ownership of the Homeowner(s) private properties? Are you aware of the existence of such requisite Instruments? Were you given certified copies of any of these Instruments before the Action(s) were commenced? Did you, the Homeowner(s) or Borrower(s) publicize a claim for your undisclosed Estate(s) or (Trusts) or were you given the opportunity to Discharge the alleged Debts? Did proper sanctioning Courts and the Sheriff rightly examine and investigate the following (for the Record) as required by due process?
a.) Submission of Original Promissory Note(s) (front and back). _____.
b.) Submission of every Allonge (front and back). _____.
c.) Shown to the Court(s) evidentiary proof of the true Holder(s) and filed Documented proof of Authority for someone to ‘Represent’ or to ‘Act’ for the lawfully - verified and reachable Holder(s). _____.
Yes _____. No _____. I Don’t Know _____.
2. The word, Mortgage means, ‘Dead Pledge’! Affirm for the record what is ‘dead’ about a Mortgage and ‘who’ is the Pledge?
I Knew The Meaning of A Mortgage.________.
I Did Not Know. _____.
The _________________ is ‘Dead’. _____________________is the ‘Pledge’.
I Do Not Know Who The Pledge Is. ____.
3. Name the Person or Party that issued the MORTGAGE, and is that Party lawfully documented and identified as the present HOLDER(s) of the alleged LOAN or PROMISSORY NOTE?
The Verified Holder is:___________________________.
I Don’t Know _____.
4. Did the Bank Representative, Loan Officer or PARTY issuing the LOAN, sell the MORTGAGE / LOAN to another PARTY? If so, how soon after, were the MORTGAGE / LOAN sold after their initial issue? Were you, the Borrower, informed of a sale?
Yes _____. No _____.
5. How much MONEY (Specie) did the Bank Representative(s) or Loan Officer(s) place in the hand of the alleged Borrower? Did a physical transaction of any MONEY (specie) from the Lender to the Borrower ever take place during the commencement or execution of the MORTGAGE agreement contract?
How Much Money (Specie) Was Given? ________________________.
6. Did the Bank Representative(s) or Loan Officer(s) give the alleged Borrower any tangible thing at all, other than to give to the alleged borrower a copy of the Promissory Note Contract?
7. Did the Bank Representative(s) or Loan Officer(s) sign the MORTGAGE CONTRACT (with a wet-ink signature) at the time of the execution of the Loan Contract, to seal the deal with the alleged Borrower?
8. Did the Bank Representative(s) or Loan Officer(s) inform the Borrower that he or she (the Lender) was planning to, or that he or she (the Lender) was authorized by the Borrower(s), to open up or to establish a TRUST ACCOUNT in the Borrower’s name(s)?
9. Did the Bank Representative(s) or Loan Officer(s) give you (the Borrower), the original or a certified copy of the DEED OF TRUST?
10. Did the Bank Representative(s) or Loan Officer(s) (at any time during the construction of the Mortgage or Agreement) say that you, the Borrower, bequeaths or donates your home or property as a GIFT (de donis) to the Bank Representative(s) or Loan Officer(s)? Was the subject of the home or property (as a gift to them) ever discussed?
11. Did you, the alleged Borrower(s), receive any MONEY (specie) derived from any benefits generated by the ‘DEED OF TRUST’ or by any other Agreement(s) from the Bank Representative(s) or Loan Officer(s)?
12. Did the Bank Representative(s) or Loan Officer(s) receive any MONEY or BENEFITS from, or have access to money derived from, the DEEDS OF TRUST and informing the Borrower(s), of such transactions?
13. Did the Bank Representative(s) or Loan Officer(s) inform you, the Homeowner(s), about the type of TRUST that was created in your name(s)? Is it a Cestui Que Trust?
Yes ____. No ____. I Don’t Know ____.
Is it a Cestui Que Use Trust? Yes ____. No ____. I Don’t Know ____.
Is it a Cestui Que Vie Trust? Yes ____. No ____. I Don’t Know____.
14. Did the Bank Representative(s) or Loan Officer(s) at any time, make any verbal or written TRUST REPORTS to you, the alleged Borrower(s)? Did the Trustee(s) mention ‘Reconveyance’ to you?
15. Are the Bank Representative(s) or Loan Officer(s) the proven and legitimate HOLDERS of the MORTGAGES, or are they acting with deceit and Arbitrary when, in fact, they are not the true HOLDERS? Are they seeking to opportunistically Claim private properties under some undisclosed ‘Rules of ABANDONMENT’ of the Deeds of Trust, of which the Borrowers were not informed?
16. Did verified, competent Courts and the Sheriff examine and investigate the Instruments entered into the PUBLIC RECORD by the Bank Representative(s) or Loan Officer(s) before initiating or moving to grant FORECLOSURE Orders and WRITS OF EXECUTION? Were the Homeowners informed by the Trustee(s) or Feoffer(s) prior to the Foreclosure Actions, or about the Trustee’s plan to sell the Deeds of Trust?Yes _____. No _____. I Don’t Know _____.
17. Are there any other unidentified Assigns, Parties, Trustees, Feoffers, Trusts, or associated Instruments, about whom or which the Homeowner(s) or property owner(s) should be informed by Disclosure?
18. Do the Homeowners, whose names were placed on undisclosed TRUSTS by the Bank Representative(s) or Loan Officer(s), have access to, or have Beneficiary Rights of Emoluments or Possession to, the profits generated by the Deeds of Trust?
19. Do you, or did you, the Homeowner or property owner, plan or intend to ABANDON your Home or Private Property or to sell the Deed of Trust?
20. Did the Bank Representative(s) or Loan Officer(s) threaten, coerce, pressure, or by some other manner or influence, tell, or encourage you, (the Homeowner) to ABANDON your Home, Private Property, or Deed of Trust?
21. Was the Sheriff paid or compensated in any undisclosed form by the Banks or Loan Officers to enforce the WRITS OF EXECUTION against Homeowners or property owners?
22. Have the Homeowners or any other Representative(s) acting on their behalf, assured that these primal matters are in proper order, and that the same have been ‘Disclosed’ to the Homeowners and property owners? Have all due processes of law been affirmatively followed by the Courts and the Sheriff, and posted for the ‘Public Record’ before any Foreclosure Actions were sanctioned?
b ____________________________________________ a
Additional Notices: If the Foregoing Questions are not certifiably and affirmatively understood, answered and documented ‘For the Record’, then the Homeowners, property owners, and the ‘Coalition’ participants have much more active studies, demands, and Discovery - demand work to do! Get busy before any other ill-informed ralliers or RALLIES are held in vain; or before any other untenable FORECLOSURE, OR SHERIFF’S SALES take place!!! The threatened sales of natural peoples’ private properties were, are, and have been posted in the public newspapers and public records! When any government official or Public Servant uses authority to rule against, or to make judgements or decrees against the natural people or citizens, which terminate in the injury, loss of property, loss of liberties, or the interruption, confiscation, or restriction of any substantive right, such Public Servant(s) must also post in those same publications and instances, the verifiable and documented “Delegation of Authority Order” (D.O.A.O.) of the Officer(s) exercising such powers.
A Sheriff is the Chief Executive and Administrative Officer of a county; holding this seat of Office by virtue of being chosen by popular ELECTION. The Sheriff’s principal duties are to aid the Criminal Courts and Civil Courts of Record. They are assigned to such acts as, serving process; summoning juries; executing judgements; holding judicial sales; and other associated law and legal matters. The Sheriff is also the chief conservator of the peace within his or her territorial jurisdiction. This delegated authority also includes the Deputy Sheriff.
Deeds of Trust do NOT convey a right to Foreclose
May 30, 2014 Banks, Bogus Documents, County Recorder, Foreclosure Fraud, Forged Documents, Land Trusts, Law Suits, Loan Modification, MERS, Mortgage Fraud, Mortgage Servicers, Videos, Void DocumentBank of America, certificate of title, foreclosure fraud, foreclosure sale, loan modifications, Mortgage Fraud, Recorder's OfficeGreg
By Tex Mason
www.thctrust.org
Before an Attorney can initiate an action to foreclose, the LAW requires that he produce a statute or a contract from which he derives his authority to take such action. Without such authority written in a Law or a Contract, the Bank (or Attorney) has no legal authority to take such action.
Typically, during the initiating of a foreclosure proceeding, the attorney will file a copy of the Mortgage Deed into the court docket. You may not understand what he is doing. He is essentially trying to create the presumption in the court, that the Security Deed conveys or grants the Bank the right to attach to and foreclose against your property.
It is important that you research UCC article 9-210 so you can understand how to apply it in court, in such a way to disprove and diffuse the presumption made by the Attorney.
You may be wondering how is all of this allowed to happen if the Mortgage Deed doesn't authorize such a right. Well ignorance of the law is no excuse. The Attorney is banking on the fact that you are ignorant to the law, and that you will not challenge his authority in the matter.
Now that you know the law, you actually may have a valid counter-claim for "Fraud on the Court"
The attorney knows that the Mortgage Deed doesn't convey a right to foreclose, but he introduced the document to intentional mislead the court and/or to make a false representation.
This is not legal advice and I do not practice law. For more lectures like this and other information visit www.thctrust.org
April 23, 2014 Banks, Bogus Documents, Foreclosure Fraud, Forged Documents, Law Suits, MERS, Mortgage Fraud, Mortgage Servicers, Mortgage Servicing, Securitization, Void DocumentBank of America, banks, Deutsche Bank, foreclosure fraud, JPMorgan Chase, MERS, Mortgage Fraud, Robo-Signing, Securitization, Wells FargoGreg
When financial crimes go unpunished, the root problem of fraud never gets fixed -- and these are the consequences
Article from Salon.com
If you’re a mortgage servicer, and you don’t possess the recorded mortgage, you probably aren’t able to foreclose on that loan without fabricating the document. And Ginnie Mae made it clear that the problem could go beyond Bank of America. “I don’t mean to sound like we’re picking on BofA,” Ginnie Mae president Ted Tozer told trade publicationNational Mortgage News. “I can’t say if it’s just BofA or not.” Incredibly, this would represent the first time a government agency has actually examined loan files under its control to search for missing documents, seven years after the collapse of the housing bubble and four years after the recognition of mass document fabrication.
The court cases in Ohio, Montana and New Mexico illustrate that the condition of mortgage documentation remains completely broken. Consistent records from the housing bubble era do not exist, and because the settlements merely tried to make the problem go away, we don’t know precisely how bad a situation we’re dealing with. We do know it will crop up over and over again, with costs for the whole society.
The case of the Holdens in Ohio is a good example. They took out their mortgage in 2005, and it went into the MERS database, with Deutsche Bank eventually buying the loan for a mortgage-backed security. Deutsche Bank attempted a foreclosure on the Holdens in 2011, filing what they called the original promissory note from the mortgage lender, and the various assignments that transferred the loan into their possession. But separately, Deutsche Bank submitted an affidavit with a second promissory note, which had different qualities than the one in the initial filing. Both notes had stamps indicating they were the “true and accurate copy.” This is obviously impossible. The 9th Judicial Court of Appeals in Ohio not only said this discrepancy raised the question of whether Deutsche Bank had possession of the note when they filed foreclosure, but cited numerous other examples of the same issue in separate court cases throughout Ohio. The court overturned the summary judgment for foreclosure on the Holdens’ home.
The Holdens were lucky; they found a clear case of fabricated documents, and a sympathetic court to hear them out. More commonly, homeowners in trouble on their mortgages don’t have the money to pursue justice against large financial institutions with limitless funds. If the banks lose a few cases, that’s an acceptable loss compared to the thousands they win uncontested. Moreover, many homeowners I talked to don’t want to go public, even when they win cases in court, because ultimately, they still have to negotiate with their servicers for an affordable resolution.
“Who cares, these people didn’t pay their mortgages,” respond many – even judges – to this chaos. But anyone with an interest in these loans can be affected by a flawed paper trail without clear chains of ownership. Investors in mortgage-backed securities, including public pension funds, get cheated on loans in their portfolios where nobody can establish ownership. Taxpayers bear the expense of dragged-out foreclosure cases with false documents clogging state courts; efforts to speed up foreclosures in states like Florida have not succeeded, precisely because the raw materials – the documents – are faulty. Homeowners who never missed a payment could run into trouble when title issues prohibit them from selling the house. And I can give you a giant stack of cases of servicer-driven defaults, where false documents merely added another layer of illegality.
Simply put, if you have a mortgage, you are in jeopardy. And with mortgage lending standards loosening, and the government trying to kick-start the same private securitization market for mortgages we saw during the bubble, we could easily see the same shoddiness return on new loans.
There was another solution available here, if Holder’s Justice Department didn’t throw up its hands and settle. Judges could have disassembled the broken mortgage system, and appointed a special master to handle all loans in question. It may have taken years, but the preservation of the public property system makes the time and expense worth it. Unless you would rather kneel to the wishes of the financial industry to keep everything rolling, and let the wound fester.
If you or I pick the lock on a house and try to steal everything in it, we’d probably go to jail. But if I were a bank, and I wrote down on a piece of paper that I simply owned that house, I’d get away with it. That’s the sad legacy of trying to cover up massive fraud instead of dealing with it.
David Dayen is a contributing writer for Salon. Follow him on Twitter at@ddayen.
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