Source: https://dfs.ny.gov/industry_guidance/industry_letters
Timestamp: 2020-06-02 18:37:21
Document Index: 625240782

Matched Legal Cases: ['§ 6', '§ 302', '§ 1303', 'art 39', 'art 418', 'art 38', '§ 265', 'art 420', 'art 420', 'art 420', 'art 419', 'art 41', 'art 410', 'art 410', 'art 410', 'art 14']

Industry Letters | Department of Financial Services
Note: Links to the explanatory letters issued by the Department of Financial Services in connection with the proposal or adoption of particular regulations may be found in the Regulations section of this web site.
Unless noted otherwise, the letters are available in PDF format.
2020-05-22 Advisory on Medical Scams Related to COVID-19 General
2020-04-03 Paycheck Protection Loan Program General
Guidance to Regulated Institutions Engaged in Virtual Currency Business Activity and Request for Assurance Relating to Operational and Financial Risk Arising from the Outbreak of the Novel Coronavirus (COVID-19)
Guidance to New York State Regulated Institutions on Operational Risk Arising from the Outbreak of the Novel Coronavirus (html/page)
2020-02-28 Annual Maximum Check Casher Fee Check Casher
2020-02-12 Compliance with Law Requiring Immediate Release of Liens Upon Clearance of Payment General
2020-02-05 Regulated Institutions May Receive CRA Consideration for Participation in New York Fed Investment Connection Program in Puerto Rico General
2020-02-05 Guidance to New York State Regulated Institutions Regarding the Earthquakes in Puerto Rico General
2020-01-23 Request for Assurance of Preparedness for LIBOR Transition (Update) General
2020-01-04 Cybersecurity Risk Alert General
2020-01-02 Increase in Maximum Check Casher Fee Check Casher
2019-12-23 Request for Assurance of Preparedness for LIBOR Transition General
2019-02-14 Annual Maximum Check Casher Fee General
2018-09-25 Guidance on Permissible Lending Practices Regarding Rent-Stabilized Multi-Family Residential Buildings General
2018-08-23 Indirect Automobile Lending and Compliance with New York’s Fair Lending Statute General
2018-07-03 Guidance on Provision of Financial Services to Medical Marijuana and Industrial Hemp-Related Businesses in New York State General
2018-04-19 Guidance on Risk Management Relating to the NRA and Similar Gun Promotion Organizations - Banking Industry General
2018-04-19 Guidance on Risk Management Relating to the NRA and Similar Gun Promotion Organizations - Insurance Industry General
2018-02-07 Guidance on Prevention of Market Manipulation and Other Wrongful Activity General
2018-02-05 Annual Maximum Check Casher Fee General
2017-11-29 DFS Student Branches Credit Union Order General
2017-10-19 Low-Income Designation for New York State Chartered Credit Unions General
2017-10-04 Guidance to New York State Chartered Banks Regarding Hurricanes Maria and Irma in Puerto Rico and the U.S. Virgin Islands General
2017-09-18 Guidance Relating to Equifax Data Breach - Banking Industry General
2017-09-18 Guidance Relating to Equifax Data Breach - Insurance Industry General
2017-06-28 Use of Temporary Limited Service Units or Facilities by New York State Chartered Credit Unions General
2017-05-22 Guidance on Acquisition of Control of Banking Institutions General
2017-04-05 Wild Card Relief from Oaths of Office by Officers, Directors and Committee Members of New York State Chartered Credit Unions General
2017-04-04 The Exempt Income Protection Act General
2017-02-13 Annual Maximum Check Casher Fee General
2016-10-11 Guidance on Incentive Compensation Arrangements General
2016-02-15 Annual Maximum Check Casher Fee (updated January 22, 2016) General
2016-01-19 The Primary Mortgage Market Survey and Subprime Lending in New York General
2015-10-13 Requirements on Use of Symphony Communication Services General
2015-08-07 Appearance Enhancement Facilities - Wage Payment Surety Bonds General
2015-02-26 Guidance for Financial Institutions on Preventing Elder Financial Exploitation General
2015-02-15 Annual Maximum Check Casher Fee (HTML) General
2014-12-04 Updated Final Guidelines for Bank Lending to Multifamily Properties Under the Community Reinvestment Act General
New Cyber Security Examination Process
2014-09-16 Elimination of Manual Submission of Quarterly Commitment Data by Mortgage Bankers Mortgage Banking
2014-02-21 Annual Maximum Check Casher Fee (HTML) General
2014-02-06 FS-ISAC Participation Recommended For All NYS-Chartered Depository Institutions General
2013-10-25 Recent Amendments to New York General Business Law Affecting Consumer Credit Card Information and Related Notices on Statements General
2013-09-26 Changes and Clarifications to Pre-Foreclosure Filings with the Department of Financial Services Mortgage Banking
2013-09-05 Guidelines for Bank Lending to Multifamily Properties Under the Community Reinvestment Act General
2013-08-30 Extension of Temporary Order Pursuant to Banking Law § 6-m and Financial Services Law § 302(a) Mortgage Banking
2013-07-31 CRA Credit in Designated Disaster Areas and the New York Rising Community Reconstruction Program General
2013-07-03 Determination of Subprime Home Loans under Section 6-m of the New York Banking Law
2013-03-19 Executive Order #52 and Pre-Foreclosure Notices and Filings with the Department of Financial Services (html) General
2013-02-12 Annual Maximum Check Casher Fee General
2012-10-24 Contact Information for Notices Required by Real Property Actions and Proceedings Law § 1303 General
2012-02-06 Annual Maximum Check Casher Fee General
2012-01-04 IAdoption of amendments to Part 39 of the General Regulations of the Banking Board (Exempt Organizations; Subsidiaries of Exempt Organizations) - All Institutions Letter Mortgage Banking
2011-12-19 Withholding Charges to Borrowers Due to Closing of the Baum Firm Mortgage Banking
2011-09-14 Notice to Persons First Required to Register as Mortgage Loan Servicers by August 24, 2011 Emergency Adoption of Part 418 of the Superintendent’s Regulations Mortgage Banking
2011-06-16 Addition of Statement to Introductory Paragraph of Written Mortgage Application and Part 38.3 of the General Regulations of the Banking Board Mortgage Banking
2011-05-10 Deeds-in-Lieu of Foreclosure and § 265-a of the Real Property Law Mortgage Banking
2011-04-29 New Interim Federal Rule Regarding the Garnishment of Bank Accounts Containing Federal Benefit Payments General
2011-04-19 Foreign Exchange Dealers May be Required to be Licensed as Money Transmitters General
2011-03-31 Money Transmitters with No Physical Presence in New York General
2011-03-17 Filing of Quarterly Mortgage Call Report
Nationwide Mortgage Licensing System and Registry (NMLS) Mortgage Banking
2011-02-18 Corporate Credit Unions Update General
2011-02-08 Annual Maximum Check Cashers Fee General
Pursuant to New York Banking Law Article 12-E and Part 420 of the Superintendent’s Regulation Mortgage Banking
2010-10-28 Corporate Credit Unions and the National Credit Union Administration General
2010-10-26 Supplemental Guidance on Procedures For Review and/or Approval of Certain New Products General
2010-10-20 Obligation of Organizations Exempt from Licensing as Mortgage Loan Servicers to Comply with Mortgage Servicer Notice and Conduct of Business Rules Mortgage Banking
2010-10-08 Request for Mortgage Servicer Review of Foreclosure Practices Mortgage Banking
2010-10-06 Industry Letter to Highlight Bank On Manhattan Initiative General
2010-09-23 Alert to Increased Cyber Fraud Through Web-based Payment Services General
2010-07-21 Mortgage Loan Originator Licensing Mortgage Banking
2010-03-22 Potential CRA and Business Opportunities General
2010-02-16 Annual Maximum Check Cashers Fee General
2010-01-08 New York Banking Law Article 12-E and Superintendent’s Regulation Part 420 revised draft Mortgage Banking
2009-12-17 Article 12-E of the New York Banking Law and Revised Part 420 of the Superintendent’s Regulation Mortgage Banking
2009-12-15 Mortgage Loan Servicers Proposed Business Conduct Rules -- Part 419 of the Superintendent’s Regulations Mortgage Banking
2009-12-15 Disclosure of Broker Compensation and Other Fees Mortgage Banking
2009-09-10 Updates Regarding Exempt Funds General
2009-02-13 Annual Maximum Check Cashers Fee General
2009-01-28 Federal Low Income Housing Tax Credit Program (LIHC) General
2009-01-20 Amendments Regarding Exempt Funds General
2009-01-07 Definition of “Spouse” for purposes of the Banking Law General
2008-08-27 Subprime Lending Reform Bill Mortgage Banking
2008-07-10 Reporting of Malicious Software Intrusions, Suspicious Websites, Phishing E-Mails and Lost or Stolen Data (update of Industry Letter dated May 28, 2003) General
2008-07-09 Statutory Prohibitions Against “Tying” Title Insurance to Mortgage Financing Mortgage Banking
2008-06-26 Implementation of Community Deposit Program General
2008-02-15 Annual Maximum Check Casher Fee General
2008-01-25 Tax Preparation Firms Conducting Check Cashing Activity General
2007-12-19 Mortgage Loan Originator Authorization Mortgage Banking
2007-12-17 VISA Inc. stock offering to members of Visa U.S.A. General
2007-10-22 New Wildcard Authority Under New York State Banking Law General
2007-07-30 Statement on Subprime Mortgage Lending Mortgage Banking
2007-06-27 Sales Finance Companies: Licensing Requirements for Secondary Holders General
2007-05-25 Guidance Statements on Mortgage Lending Standards Mortgage Banking
2007-05-24 Changes in the billing process for the general assessment for all Mortgage Brokers Mortgage Banking
2007-02-12 Pledged Assets for Well-Rated Foreign Banking Organizations General
2007-02-12 Annual Maximum Check Casher Fee General
2007-02-12 Asset Pledge Report for Well Rated Foreign Banking Organizations (PDF) General
2007-02-01 Home Equity Theft Prevention Act Mortgage Banking
2007-01-10 All Institutions Letter Concerning Banking Department Procedures for Review and/or Approval of Certain New Products of Banking Organizations General
2006-09-18 New York State Department of Labor Issuance of Direct Payment Cards for Unemployment Insurance Benefits General
2006-09-13 Fair Lending Examinations of Mortgage Brokers Mortgage Banking
2006-08-30 CashPoint Legal Notice General
2006-08-04 Changes in the Banking Law Pertaining to the General Assessment, Expiration and Suspension of a License and Annual Registration Fees Mortgage Banking
2006-07-03 New York Flooding Disaster - Guidance Letter General
2006-05 Application Fee Schedule Change General
2006-04-06 Best Practices of Multi-Family Lenders also available in PDF General
2006-03-17 Motor Vehicle Sales Finance Companies: Prompt Delivery of Certificate of Title General
2006-02-10 2006 - Revised Maximum Check Cashing Fee General
2005-11-30 Clarification on Disaster Assistance CRA Guidelines General
2005-10-13 Assistance to Victims of the Pakistani Earthquake General
2005-09-02 Assistance for the Victims of Hurricane Katrina General
2005-08-11 Overdraft Protection Programs General
2005-05-09 Regulation C - Home Mortgage Disclosure Act Reporting Revisions and NY State Part 41 Loans Mortgage Banking
2005-05-04 Information on 2Q Assessments - Mortgage Bankers Mortgage Banking
2005-05-04 Information on 2Q Assessments - Mortgage Brokers Mortgage Banking
2005-03-24 Budget Planner Surety Bond/Pledge of Assets General
2005-03-18 2004 VOOR: Failure to File Mortgage Banking
2005-02-11 Check Clearing for the 21st Century Act and Section 9-m of the Banking Law General
2005-02-07 Annual Maximum Check Casher Fee General
2004-10-29 Fair and Accurate Credit Transactions Act Mortgage Banking
2004-06-25 Part 410 of the Superintendent’s Regulations Application Definition Mortgage Banking
2004-07-01 Increased Bond Requirement Effective Mortgage Banking
2004-06 Bank partnerships with supportive housing organizations and agencies General
2004-06-04 Examination of budget planner activities and fee structure General
2004-04-02 Guidance on Debt Cancellation Contracts and Debt Suspension Agreements by State Chartered Banks, Trust Companies, Savings Banks, Savings and Loan Associations, Credit Unions and Licensed Foreign Branches and Agencies General
2004-02-13 The New York State Banking Department Has Consolidated its Toll Free Help and Complaint Lines into One Number: 1-877-BANK NYS General
2004-02-02 Revised Bond Form and Deposit Agreement - Mortgage Bankers Mortgage Banking
2004-02-02 Revised Bond Form and Deposit Agreement - Mortgage Brokers Mortgage Banking
2004-01 Best Practices for Issuers of Debit Cards-Reissue General
2004-01-20 Municipal Revenue Bond Underwriting by Banks and Trust Companies General
2003-12-29 Amendments to Part 410 of the Superintendent's Regulations Concerning New Surety Bond Requirement or Deposit of Assets and Consultants who are Felons. Mortgage Banking
2003-12-29 Amendments to Part 410 of the Superintendent's Regulations Concerning New Surety Bond Requirement or Deposit of Assets, Documentation, Records and Reporting Requirements and Consultants who are Felons. Mortgage Banking
2003-12-24 Revisions to New York’s Executive Law Section 296-a General
2003-09-26 New York's Financial Planning and Awareness Week General
2003-09-18 Authority for Banks to Close Absent Governor’s Declaration of Bank Holiday General
2003-09-08 Best Practices for the Prevention of Bank Robberies General
2003-08-12 Employees with Felony Criminal Records, Hazard Insurance, Unlicensed Branch Offices, and Yield Spread Premiums Mortgage Banking
2003-07-23 ATM Video Retention General
2003-06-16 Clarification of Part 14 Notifications and Filings General
2003-05-28 Reporting of Malicious Software Intrusions and Web Site Defacements General
2003-05-08 Banking Department Offers Guidance to the Industry Regarding Recent Bank Robberies General
2003-03-24 Creditor Negotiations with Budget Planners General
2003-01-06 Guidance on Bank Owned Life Insurance (BOLI) Programs General
2002-11-15 Examination Questionnaires and Office of the Ombudsman General
2002-03-22 Institutions that Engage Arthur Andersen and Contingency Plans for Vendors General
2002-02-19 Bank Partnerships with Childcare/Community Development Intermediaries General
2001-12-20 Best Practices for Issuers of Debit Cards General
2001-11-08 Check Imaging on Checking Accounts and Basic Banking Accounts General
2001-11-07 Guidance for CRA Credit for Activities in Downtown Manhattan General
2001-10-29 Compliance with Privacy of Consumer Financial Information General
2001-10-29 Update on President Bush's Executive Order Freezing Assets that Support Terrorism General
2001-10-09 Further Guidance on President Bush's Executive Order Freezing Assets that Support Terrorism General
2001-10-02 Guidance for Licensed Money Transmitters on President Bush's Executive Order Freezing Assets that Support Terrorism General
2001-09-27 Guidance on President Bush's Executive Order Freezing Assets That Support Terrorism General
2001-09-24 New York Disaster - Guidance Letter 2 General
2001-09-14 New York Disaster - Guidance Letter General
2001-07-26 Due Diligence Recommendations Concerning the Eligibility of Loan Purchases and Investments for Consideration under the Community Reinvestment Act General
2001-06-25 Consideration under the Community Reinvestment Act of Activities by Limited Purpose Commercial Bank Affiliates of Savings Banks General
2001-06-04 Foreign Branches and Agencies Establishing Operating Subsidiaries - Guidance Letter General
2001-04-30 The Record Retention Requirements of the Federal Electronic Signatures in Global and National Commerce Act General
2001-02-16 Fair Lending Examinations Mortgage Banking
2001-02-15 Indirect Automobile Lending, Advice for Sales Finance Companies General
2001-02-15 Indirect Automobile Lending, Advice for Financial Institutions General
2001-01-26 Superintendent Elizabeth McCaul issues All Institutions Letter on Internal Controls and Management Stewardship General
2000-09-11 Letter Pertaining to ATM Video Tape Usage General
2000-08-07 Letter Reminding Financial Institutions of the Importance of Strict Compliance with Escheatment Obligations General
2000-06-13 Payday Loans General
2000-06-01 Recording Domain Names Mortgage Banking
2000-02-18 Fair Lending Plan-Guidance Letter General
2000-01 Letter Urging Institutions to Partner with Youth Development Programs Serving Low and Moderate Income Populations General
1999-12-21 Letter on Know Your Customer Procedures for Electronic Cash Management Services General
1999-07-19 Fair Lending Plan Requirements General
1999-07-01 Mortgage Banking Questionnaire Mortgage Banking
1999-06-14 Disclosing the Termination of Private Mortgage Insurance, Yield Spread Premiums, and Net Branching Guidelines Mortgage Banking
1999-06-11 Fair Lending Plan Requirement Mortgage Banking
1999-02-23 Best Practices for ATM Video Tape Usage General
1999-02-19 Streamlined Procedures for Additional Licensed Lender Locations General
1998-12-17 Advisory Notice on Compliance with ATM Safety Act General
1998-09-18 Letter Urging Banks to Help Develop and Support Child Care Programs General
1998-08-27 Best Practices Letter and Guide on Foreclosure Prevention/Mitigation for Affordable Mortgage Lending General
1998-08-27 Advertising Mortgage Banking
1998-08-26 Fair Lending Policies and Procedures Mortgage Banking
1998-06-10 Letter to Foreign Banks Clarifying Need for Branch, Agency or Representative Office Applications as a Result of a Merger or Consolidation General
1997-12-05 Mortgage Banker/Broker Branches Mortgage Banking
1997-12-01 Year 2000 Survey Mortgage Banking
1997-03-11 Responsibilities of the Banking and Brokering Industry Mortgage Banking
1996-09-30 Guidelines for New York State Chartered Banks and Trust Companies Engaging in Insurance Sales Activities General
1996-09-25 The Year 2000 EDP Survey General
1996-09-25 Banking Law Section 351 - Licensed Lenders, Annual Fees on Open-End Loans General
General Procedure to Secure the Approval of the Superintendent of Banks to Use Certain Prohibited Names in the Proposed Business Title General
1996-08-22 Vacation Policy General
1996-06 June 1996 Report on Foreign Banks in New York General
1996-05-28 Mortgage Fraud Mortgage Banking
1996-01-23 Residential Mortgage Lending Fees Mortgage Banking