Source: https://www.law.cornell.edu/cfr/text/12/part-1006
Timestamp: 2017-03-23 00:17:34
Document Index: 764078240

Matched Legal Cases: ['art 1006', 'art 1006', 'art 1006', '§ 1006', 'art 1006', 'art 1006']

12 CFR Part 1006 - FAIR DEBT COLLECTION PRACTICES ACT (REGULATION F) | US Law | LII / Legal Information Institute
CFR › Title 12 › Chapter X › Part 1006 12 CFR Part 1006 - FAIR DEBT COLLECTION PRACTICES ACT (REGULATION F)
Subpart A - Procedures for State Application for Exemption From the Provisions of the Act (§§ 1006.1 - 1006.8)
76 FR 78124, Dec. 16, 2011, unless otherwise noted.
Title 12 published on 2015-12-05The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR Part 1006 after this date.2016-10-19; vol. 81 # 202 - Wednesday, October 19, 201681 FR 71977 - Safe Harbors From Liability Under the Fair Debt Collection Practices Act for Certain Actions Taken in Compliance With Mortgage Servicing Rules Under the Real Estate Settlement Procedures Act (Regulation X) and the Truth in Lending Act (Regulation Z)
typeregulations.gov FR Doc.2016-18902 RIN3170-AA49 Docket No.CFPB-2014-0033 BUREAU OF CONSUMER FINANCIAL PROTECTION Official Bureau interpretations. This rule is effective on October 19, 2017, except that the interpretation contained in Part II.A is effective on April 19, 2018. 12 CFR Part 1006 SummaryThe Bureau of Consumer Financial Protection (Bureau) is issuing this interpretive rule under the Fair Debt Collection Practices Act (FDCPA) to clarify the interaction of the FDCPA and specified mortgage servicing rules in Regulations X and Z. This interpretive rule constitutes an advisory opinion for purposes of the FDCPA and provides safe harbors from liability for servicers acting in compliance with specified mortgage servicing rules in three situations: Servicers do not violate FDCPA section 805(b) when communicating about the mortgage loan with confirmed successors in interest in compliance with specified mortgage servicing rules in Regulation X or Z; servicers do not violate FDCPA section 805(c) with respect to the mortgage loan when providing the written early intervention notice required by Regulation X to a borrower who has invoked the cease communication right under FDCPA section 805(c); and servicers do not violate FDCPA section 805(c) when responding to borrower-initiated communications concerning loss mitigation after the borrower has invoked the cease communication right under FDCPA section 805(c).