Source: http://www.lawserver.com/law/state/michigan/mi-laws/michigan_laws_chapter_445_act_162_of_1995
Timestamp: 2013-05-23 21:46:34
Document Index: 148793001

Matched Legal Cases: ['§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445', '§ 445']

Michigan Laws > Chapter 445 > Act 162 of 1995 - Credit Reform Act :: Lawserver LawServer - Laws, Legal Information and Lawyers
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Michigan Laws > Chapter 445 > Act 162 of 1995 - Credit Reform Act Michigan Laws > Chapter 445 > Act 162 of 1995 - Credit Reform ActCurrent as of: 2009Check for updates§ 445.1851Short title§ 445.1852Definitions§ 445.1853Scope of act§ 445.1854Charge, collection, and receipt of interest rate or finance charge; maximum rate; computation§ 445.1855Credit sale under MCL 445.1101 to 445.1431 or MCL 492.101 to 492.141; written agreement; precomputed interest provision§ 445.1856Regulated lender; authority to charge fee for late payment or dishonored check; fee or charge not considered as interest; excessive fee or charge§ 445.1857Fees or charges servicing extension of credit; charge, collection, and receipt by depository institution; credit card arrangement fees and charges considered as interest; excessive fee or charge§ 445.1858Certain provisions in written agreement as void and unenforceable§ 445.1859Additional financial services as condition for loan approval prohibited; offer of services; certain transactions or requirements not prohibited; applicability of section to depository institution subject to 12 U.S.C. 1972; definitions§ 445.1860Written complaint alleging violation of act; duty of commissioner§ 445.1861Action by attorney general, prosecuting attorney, or borrower; recovery of interest or other charges; attorney fees and court costs; class action§ 445.1862Violation of act; exceptions§ 445.1863Enforcement of other laws not limited§ 445.1864Validity of transactions, rates of interest, fees, or charges________________________________________________________________________