Source: https://www.scribd.com/doc/95118604/Assignment-Fraud-and-MERS
Timestamp: 2015-11-25 05:40:56
Document Index: 699403975

Matched Legal Cases: ['§ 11', '§ 12', '§ 13', '§ 192', '§ 192', '§51']

P. 1Assignment Fraud and MERSAssignment Fraud and MERS|Views: 992|Likes: 14Published by Jeff WilnerAssignment Fraud and MERS ... THE FIGHT IS ON! Dallas County v. Merscorp Inc.AND ALL THEY HAVE IS LIES AND DECEIPT!Everyone in the country is watching. They say that MERS holds the records for 60% of all the country's mortgages. And Texas seems to be blazing the trail! Can MERS continue to circumvent the law of every State in the Union, and get away with it? Bank of America, MERS Lose Bid to Dismiss Fee Suit... Under Texas law, “there is no duty to record assignments, or other documents,” lawyers Facing Foreclosure? Want to Stop Foreclosure Fast? Learn how to defend your home against the fraud by Using Mortgage Foreclosure Defenses to Save Your Home and stop the foreclosure action dead in its tracks. Beat the banks in foreclosure and get your home for free. Affirmative Consumer Defenses, Breach of Contract, Assignment Fraud, Bifurcation, Forgery, Securitization and Fraud Litigation are new terms for Defenses to Foreclosure. The rate of foreclosure in the nation has reached an amazing all time high. TILA, HOEPA, RESPA and FDCPA violations; Your Bank is Breaking the Law by Foreclosing on Your Home Illegally. Defend yourself! It's important to find an attorney who has trial experience and understands contract law. A good alternative is to use bankruptcy and the strong protections of the Automatic Stay to save your home. Get a Title Search, Forensic Mortgage Audit and or Securitization Audit. Challenge a foreclosure by bringing a defense on fraudulent and predatory lending practices. Until recently, successful defenses against foreclosure were relatively rare, But now more homeowners are successfully challenging foreclosure actions in many different ways. Fight Mortgage Foreclosure and Keep Your House! Assignment Fraud; Your lender has tainted your land records and now has to prove up a complete Chain of Title or Chain of Assignments. Raise a defense to the foreclosure action. The foreclosing party doesn't follow state procedural requirements, and commits multiple felonies in the process of stealing your home. Securitization of your note is conversion and thereby illegal! Separation of the note from the mortgage, (bifurcation), is a nullity. Learn Common Foreclosure Defenses and approaches to defending against foreclosure.Quiet Title in Texas requires elements to be met as well as a form. This is out of the law library in Tarrant County. Stop Foreclosure by showing fraud in the Land Records. Fight Foreclosure Fraud. Assignment Fraud in the Land Records. Mortgage Servicing Fraud leads to Wrongful Foreclosure. Stop illegal foreclosure. Texas rules of civil procedure rule 735 and rule 736 expedited foreclosure. Explained in easy terms includes examples and cases to follow. Separation of note and mortgage - bifurcation. MERS for dummies. Learn how to sever the collateral link. Business records affidavits and how to destroy them. Clouded titles. Power of attorney and their significance. Land records recordations and their importance. Broken chains of assignments and there importance in a court of law. The importance of jurisdiction and standing explained. TILA and RESPA violations are a long and drawn out battle. Specific laws with charts and graphs. Our system takes them out by the ankles. Standing or lack there of is the answer. We show you how. Wrongful Foreclosure, foreclosure scams, Land Records Fraud, Indenture fraud, it's all just another fraud. Notary Fraud is a big problem. Judicial and non judicial foreclosures and how they work. Assignment Fraud is national and rampant! Business record affidavits and what they mean. Mortgage Servicing Fraud, Clouded title, Bogus Assignments, broken chain of assignments, securities fraud, deceptive practices, Separation of note and mortgage, Bogus business records, investment fraud, Bank Fraud, TILA violations, RESPA violations, FDCPA violations, bificuration. Learn how to sever the collateral link. ... common fraud schemes - Assignment as an instAssignment Fraud and MERS ... THE FIGHT IS ON! Dallas County v. Merscorp Inc.AND ALL THEY HAVE IS LIES AND DECEIPT!Everyone in the country is watching. They say that MERS holds the records for 60% of all the country's mortgages. And Texas seems to be blazing the trail! Can MERS continue to circumvent the law of every State in the Union, and get away with it? Bank of America, MERS Lose Bid to Dismiss Fee Suit... Under Texas law, “there is no duty to record assignments, or other documents,” lawyers Facing Foreclosure? Want to Stop Foreclosure Fast? Learn how to defend your home against the fraud by Using Mortgage Foreclosure Defenses to Save Your Home and stop the foreclosure action dead in its tracks. Beat the banks in foreclosure and get your home for free. Affirmative Consumer Defenses, Breach of Contract, Assignment Fraud, Bifurcation, Forgery, Securitization and Fraud Litigation are new terms for Defenses to Foreclosure. The rate of foreclosure in the nation has reached an amazing all time high. TILA, HOEPA, RESPA and FDCPA violations; Your Bank is Breaking the Law by Foreclosing on Your Home Illegally. Defend yourself! It's important to find an attorney who has trial experience and understands contract law. A good alternative is to use bankruptcy and the strong protections of the Automatic Stay to save your home. Get a Title Search, Forensic Mortgage Audit and or Securitization Audit. Challenge a foreclosure by bringing a defense on fraudulent and predatory lending practices. Until recently, successful defenses against foreclosure were relatively rare, But now more homeowners are successfully challenging foreclosure actions in many different ways. Fight Mortgage Foreclosure and Keep Your House! Assignment Fraud; Your lender has tainted your land records and now has to prove up a complete Chain of Title or Chain of Assignments. Raise a defense to the foreclosure action. The foreclosing party doesn't follow state procedural requirements, and commits multiple felonies in the process of stealing your home. Securitization of your note is conversion and thereby illegal! Separation of the note from the mortgage, (bifurcation), is a nullity. Learn Common Foreclosure Defenses and approaches to defending against foreclosure.Quiet Title in Texas requires elements to be met as well as a form. This is out of the law library in Tarrant County. Stop Foreclosure by showing fraud in the Land Records. Fight Foreclosure Fraud. Assignment Fraud in the Land Records. Mortgage Servicing Fraud leads to Wrongful Foreclosure. Stop illegal foreclosure. Texas rules of civil procedure rule 735 and rule 736 expedited foreclosure. Explained in easy terms includes examples and cases to follow. Separation of note and mortgage - bifurcation. MERS for dummies. Learn how to sever the collateral link. Business records affidavits and how to destroy them. Clouded titles. Power of attorney and their significance. Land records recordations and their importance. Broken chains of assignments and there importance in a court of law. The importance of jurisdiction and standing explained. TILA and RESPA violations are a long and drawn out battle. Specific laws with charts and graphs. Our system takes them out by the ankles. Standing or lack there of is the answer. We show you how. Wrongful Foreclosure, foreclosure scams, Land Records Fraud, Indenture fraud, it's all just another fraud. Notary Fraud is a big problem. Judicial and non judicial foreclosures and how they work. Assignment Fraud is national and rampant! Business record affidavits and what they mean. Mortgage Servicing Fraud, Clouded title, Bogus Assignments, broken chain of assignments, securities fraud, deceptive practices, Separation of note and mortgage, Bogus business records, investment fraud, Bank Fraud, TILA violations, RESPA violations, FDCPA violations, bificuration. Learn how to sever the collateral link. ... common fraud schemes - Assignment as an instMore info:Categories:Types, ResearchPublished by: Jeff Wilner on May 29, 2012Copyright:Traditional Copyright: All rights reservedAvailability:Read on Scribd mobile: iPhone, iPad and Android.download as PDF or read online from ScribdFlag for inappropriate content|Add to collectionSee moreSee lesshttps://www.scribd.com/doc/95118604/Assignment-Fraud-and-MERS07/29/2013pdfAssignment Fraud and MERSTHE FIGHT IS ON!
Dallas County v. Merscorp Inc
AND ALL THEY HAVE IS LIES AND DECEIPT!
Everyone in the country is watching. They say that MERS holds the records for 60% of all the country's mortgages. And Texas seems to be blazing the trail! Can MERS continue to circumvent the law of every State in the Union, and get away with it? Bank of America, MERS Lose Bid to Dismiss Fee Suit... Under Texas law, “there is no duty to record assignments, or other documents,” lawyers for MERS and Bank of America said in court papers March 9. “The Texas Property Code, which contains various statutes concerning recording interests in land, allows parties to record interests in land to protect their interests but does not require that any recording occur,” the defendants said in the filing. “The counties have suffered no injury -- and thus lack standing -- from nonpayment of recording fees for documents that were never recorded.”
see … http://www.businessweek.com/news/2012-05-23/bank-of-america-mers-lose-bid-to-
dismiss-texas-fee-suit It’s not just Dallas see … http://4closurefraud.org/2012/05/25/dallas-county-v-merscorp-inc-bank-of-americamers-lose-bid-to-dismiss-texas-fee-suit/
This is all about the fraud... The fraud they created in your land records.
"Assignment Fraud"
- This document is not a substitute for the advice of an attorney Copyright © 2012
MERS chooses their attorneys very carefully. These specially selected attorneys have no problem twisting the truth, miss-quoting the law or just making things up as they go.
Actual Texas law reads just a little bit different than what MERS would have you to believe…
RECORDING IN THE COUNTY
What They May Do …
TEXAS PROPERTY CODE TITLE 3. PUBLIC RECORDS CHAPTER 11. PROVISIONS GENERALLY APPLICABLE TO PUBLIC RECORDS § 11.001. PLACE OF RECORDING. (a) To be effectively recorded, an instrument relating to real property must be eligible for recording and must be recorded in the county in which a part of the property is located…. CHAPTER 12. RECORDING OF INSTRUMENTS § 12.001. INSTRUMENTS CONCERNING PROPERTY. (a) An instrument concerning real or personal property may be recorded if it has been acknowledged, sworn to with a proper jurat, or proved according to law. CHAPTER 13. EFFECTS OF RECORDING § 13.001. VALIDITY OF UNRECORDED INSTRUMENT. (a) A conveyance of real property or an interest in real property or a mortgage or deed of trust is void as to a creditor or to a subsequent purchaser for a valuable consideration without notice unless the instrument has been acknowledged, sworn to, or proved and filed for record as required by law.
“SHALL” What They Shall Do …
TEXAS LOCAL GOVERNMENT CODE CHAPTER 192. INSTRUMENTS TO BE RECORDED BY COUNTIES § 192.001. GENERAL ITEMS. The county clerk shall record each deed, mortgage, or other instrument that is required or permitted by law to be recorded.
“MUST” What They Must Do …
CHAPTER 192. INSTRUMENTS TO BE RECORDED BY COUNTIES § 192.007. RECORDS OF RELEASES AND OTHER ACTIONS. (a) To release, transfer, assign, or take another action relating to an instrument that is filed, registered, or recorded in the office of the county clerk, a person must file, register, or record another instrument relating to the action in the same manner as the original instrument was required to be filed, registered, or recorded.
It's Called Bifurcation
MERS can file a "Notice of Assignment" of the "Security Instrument" but MERS cannot negotiate the Negotiable Instrument since MERS never came into possession of the Negotiable Instrument. The fact here that MERS assigned the Security Instrument verifies that bifurcation (separation) of the Security Instrument from the Negotiable Instrument has taken place. Since this was done, the Negotiable Instrument no longer has a "Secured" status and as such the Negotiable Instrument is now an "Unsecured” Indebtedness. Local Laws of Recordation require the recording of the "Notices of Assignments" that reflect the negotiation of the Negotiable Instrument, but failure
to file in public records does not render the the Negotiable Instrument invalid. The failure to file establishes bifurcation of the Security Instrument from the Negotiable Instrument, and renders the Security Instrument a nullity. The assignment of the mortgage, without an assignment of the debt, is a nullity. “The note and mortgage are inseparable; the former as essential, the latter as an incident. An assignment of the note carries the mortgage with it, while an assignment of the latter alone is a nullity." Van Burkleo v. Southwestern, Tex. Civ. App., 39 S.W. 1085, 1087; Sheldon v. Sill, 49 U.S. 441 (1850) 49 U.S. 441: The assignment of the mortgage, without an assignment of the debt, is a nullity.” See… Kirby v. Williams, 230 F.2d 330 (United States Court of Appeals Fifth Circuit) February 10, 1956 Once there is nullity of the Security Instrument it can never be regained as the Negotiable Instrument has been rendered to be an "Unsecured” Indebtedness. The link between the Negotiable Instrument and the Security Instrument can be proved up by following the Uniform Commercial Code or the states equal by showing the properly filed chain of Endorsements. This might possibly prove "Holder/Holder In Due Course" status, and if such is proved up then possibly there is a method to achieve a legal collection action of a money judgment but the right to trigger a foreclosure contained within the Security Instrument is out of reach. Inevitably, in all of MERS actions, the venerable maxim “nemo dat quod non habet,” i.e., one cannot give what one does not have, must come into play. See Mitchell v. Hawley, 83 U.S. 544, 550 (1872); Chase v. Sanborn, 5 F. Cas. 521, 523 (Clifford, Circuit Justice, C.C.D.N.H. 1874) (No. 2,628). The best you can get if there is bifurcation of the Security Instrument from the Negotiable Instrument is a money judgment, you cannot foreclose....
Do you have MERS involved in your case? Want to know what your chances are if you stand up against them and fight?
You need to read about this Texas VICTORY...
http://4closurefraud.org/2011/05/02/tx-quiet-title-appeal-victory-against-mers-mortgageelectronic-registration-systems-v-nancy-groves/
Missouri VICTORY...
Robert Bellistri v. OCWEN Loan Servicing
http://www.msfraud.org/LAW/Lounge/bellistivOcwen-Bifurcation-unsecuredcomments.pdf
Oregon VICTORY...
Rebecca Niday v. GMAC Mortgage
http://livinglies.wordpress.com/2012/07/18/oregon-supreme-court-only-the-real-creditorcan-foreclose-non-judicially/ http://livinglies.files.wordpress.com/2012/07/niday-vs-gmac-et-al1.pdf _____________________________________________________________ _____________________________________________________________
http://www.scribd.com/doc/43779437/Texas-Quiet-Title
Texas Government Code §51.903
http://www.scribd.com/doc/98711668/51-903-Texas-Government-Code
http://www.scribd.com/doc/30625273/FDCPA-Litigation-Example-01 _____________________________________________________________ _____________________________________________________________
These articles are about the "MOST NOTORIOUS"
http://www.tampabay.com/news/business/realestate/article997375.ece And http://www.tampabay.com/news/business/realestate/when-bryan-j-bly-became-nb-did-he-knowwhat-he-was-signing/1103508
Don't understand the game they're playing?
Read this handbook, written in layman's terms so anybody can understand...
Tell 'em you heard it from Jeff
If you are an Investor, Attorney, or Pro Se, a homeowner, a real estate investor; if you are about to buy a home or have recently been foreclosed on or about to be; if you are a county official dealing with budget issues or involved with land records; if you want to know more about one of the biggest secrets in modern history, a major contributing reason for the current state of our country’s economy, - - This data, our personal one on one help and all the facts and examples are available for the price of a donation.
We update regularly and include cases with pleadings, oral arguments and transcripts as well as hard to get data, facts and examples. We are all too well aware of the current state of the economy, and more importantly, we understand where you are financially. Our help, these facts, illustrations and examples are available for the price of a donation. To promote our works and continue to help others. We simply ask that you remember us when you have finally stopped them from taking your home. An honor system of sorts, pay us what you think its worth. With your consent, we will add your case success story for others to follow. We feel that everybody needs to know the facts to be able to make informed and educated decisions concerning their homes. Please feel free to contact us for help. Our expertise is in the examination and evaluation of mortgage loans. Moreover, we will expose the fraud in any case. We have a huge database that can supply any needs. We will work with you or your attorney of choice to help to make your case a success. The data collected from the mortgage company can and will be used detrimentally against them in your defense. This is the way towards a winning plan! Allen Carlton uf1@netzero.net Jeff Wilner jeffwilner@myway.com later This document is not a substitute for the advice of an attorney -
About: Stop Foreclosure by showing fraud in the Land Records. Fight Foreclosure Fraud. Assignment Fraud in the Land Records. Mortgage Servicing Fraud becomes Wrongful Foreclosure - AAA Foreclosure Fraud. Texas rules of civil procedure rule 735 and rule 736 expedited foreclosure. Explained in easy terms includes examples and cases to follow. Separation of note and mortgage - bifurcation. Bryan Bly, Crystal Moore, Bobbie Jo Stoldt and many others. Nationwide Title Clearing. Florida Notary Public rules. Multi-hat wearing dummies. Vice President of two different mortgage lenders at the same time, and two months later, Vice President of yet another company, and on and on. MERS for dummies. Learn how to sever the collateral link. Business records affidavits and how to destroy them. Clouded titles. Power of attorney and their significance. Land records recordations and their importance. Broken chains of assignments and there importance in a court of law. The importance of jurisdiction and standing explained. TILA and RESPA violations are a long and drawn out battle. Specific laws with charts and graphs. Our system takes them out by the ankles. Standing or lack there of is the answer. We show you how. Wrongful Foreclosure, foreclosure scams, Land Records Fraud, Indenture fraud, it's all just another fraud. Notary Fraud is a big problem. Judicial and non judicial foreclosures and how they work. Assignment Fraud is national and rampant! Business record affidavits and what they mean. Mortgage Servicing Fraud, Clouded title, Bogus Assignments, broken chain of assignments, securities fraud, deceptive practices, Separation of note and mortgage, Bogus business records, investment fraud, Bank Fraud, TILA violations, RESPA violations, FDCPA violations, bificuration. Learn how to sever the collateral link. ... common fraud schemes - Assignment as an instrument of fraud - fair debt collection and practices act - truth in lending act - Fannie Mae - Freddie Mac. Explained in easy terms includes examples and cases to follow. ... produce the note - breach of contract - standing - jurisdiction.
Mers for dummies. ... Texas rules of civil procedure rule 735 and rule 736 expedited foreclosure. Business records affidavits and how to destroy them. ... stop foreclosure - Power of attorney - promissory note assignment - pooling and servicing agreement - Prospectus supplement - Bogus power of attorney. ... Deed of Trust - quiet title - Bailee letter - Securitization - chain of title - trustee - Notice of Assignment - Assignment of Mortgage. Power of attorney and it's significance. ... Stop Foreclosure - custodian - alleged fraud in the assignment - mortgage electronic registration systems. TILA and RESPA violations create a long and drawn out battle. Specific laws with charts and graphs. Our system takes them out by the ankles. Standing or lack there of is the answer. "Your Honor, the people I signed with are not here, nor are they being represented here."
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