Source: https://www.severson.com/finance-category/tcpa/
Timestamp: 2020-03-30 17:26:08
Document Index: 261134543

Matched Legal Cases: ['§ 1785', '§ 1770', '§ 1681', '§ 1681', '§ 1681', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 1632', '§ 433', '§ 3068', '§ 2981', '§ 213', '§ 226', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 2', '§ 1601', '§ 17200']

TCPA Archives | Severson & Werson
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Guide § 2A.04 -- Statutory Background and Pre-emption -- Relationship between State and Federal FDCPA and Federal Bankruptcy Code -- Jurisdictional and Preemption Rules When FDCPA Claim Aris (3)— CEB Prac. Guide § 2A.05 -- Statutory Background and Pre-emption -- Relationship between State and Federal FDCPA and Federal Bankruptcy Code -- State Court Standing for Chapter 7 Debtors (2)— CEB Prac. Guide § 2A.06 -- Statutory Background and Pre-Emption -- Relationship between State and Federal FDCPA and Federal Bankruptcy Code -- State Court Standing for Chapter 13 Debtors (1)— CEB Prac. Guide § 2A.07 -- Statutory Background and Pre-emption -- California's Partial Adoption of the Federal FDCPA (7)— CEB Prac. Guide § 2A.08 -- Persons to Whom the FDCPA Apply -- Federal (11)— CEB Prac. Guide § 2A.09 -- Persons to Whom the FDCPA Apply -- Federal -- Attorneys May Be "Debt Collectors" (10)— CEB Prac. Guide § 2A.10 -- Persons to Whom the FDCPA Apply -- Federal -- Creditors not "Debt Collectors" (29)— CEB Prac. Guide § 2A.11 -- Persons to Whom the FDCPA Apply -- Federal -- Debt Assignees (7)— CEB Prac. Guide § 2A.12 -- Persons to Whom the FDCPA Apply -- Federal -- Subsidiaries and Loan Servicers (9)— CEB Prac. Guide § 2A.13 -- Persons to Whom the FDCPA Apply -- Federal -- Other Excluded Persons (25)— CEB Prac. Guide § 2A.14 -- Persons to Whom the FDCPA Apply -- California -- Comparison with Federal Act (13)— CEB Prac. Guide § 2A.15 -- Persons to Whom the FDCPA Apply -- California -- California's Regulation of Attorney Practices (12)— CEB Prac. Guide § 2A.16 -- Debts to which the FDCPA Apply - Definition of "Debt" (18)— CEB Prac. Guide § 2A.17 -- Debts to which the FDCPA Apply -- Federal -- "Consumer" Requirement (28)— CEB Prac. Guide § 2A.18 -- Debts to which the FDCPA Apply -- Federal -- Examples (12)— CEB Prac. Guide § 2A.19 -- Debts to which the FDCPA Apply -- Federal -- In Rem Proceedings (6)— CEB Prac. Guide § 2A.20 -- Statutory Background and Pre-emption -- Statutory Pre-emption (5)— CEB Prac. Guide § 2A.21 -- Third Party Standing to Sue (10)— CEB Prac. Guide § 2A.22 -- Communications with Third Parties -- Third Party Standing -- Under the FDCPA (3)— CEB Prac. Guide § 2A.23 -- Communications with Third Parties -- Third Party Standing -- Under the Rosenthal Act (2)— CEB Prac. Guide § 2A.24 -- Communications with Third Parties -- Communications regarding Location Information (10)— CEB Prac. Guide § 2A.25 -- Communications with Third Parties -- Communications Regarding the Debt -- Federal (15)— CEB Prac. Guide § 2A.26 -- Communications with Third Parties -- Communications Regarding the Debt -- California (3)— CEB Prac. Guide § 2A.27 -- Communications with the Debtor -- Time, Place & Manner Restrictions (3)— CEB Prac. Guide § 2A.28 -- Communications with the Debtor -- Cessation of Communications with the Debtor -- Notification that Consumer is Represented by Counsel (18)— CEB Prac. Guide § 2A.29 -- Communications with the Debtor -- Cessation of Communications with Debtor -- Imputed Knowledge (4)— CEB Prac. Guide § 2A.31 -- Communications with Debtor -- Consumer Requests to Cease Communications (11)— CEB Prac. Guide § 2A.32 -- Communications with the Debtor -- "Least Sophisticated Consumer" Test (6)— CEB Prac. Guide § 2A.33 -- Communications with the Debtor -- Harassment, Abuse, and Threats (81)— CEB Prac. Guide § 2A.34 -- Communications with the Debtor -- False or Misleading Representations (132)—— CEB Prac. Guide § 2A.34B -- False or Misleading Representations (Legal Status of Debt or Charges) (24)—— CEB Prac. Guide § 2A.34D — False or Misleading Representations (Possibility of Criminal Action) (1)—— CEB Prac. 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Guide § 2A.37 -- Communications with the Debtor -- Validation of the Debt -- Required Notices from the Debt Collector -- Federal (22)— CEB Prac. Guide § 2A.38 -- Communications with the Debtor -- Validation of the Debt -- Required Notices from the Debtor Collector -- Federal -- Language of the Validation Letter (8)— CEB Prac. Guide § 2A.39 -- Communications with the Debtor -- Validation of the Debt -- Required Notices from the Debtor Collector -- Federal -- Definition of "Initial Communication" (5)— CEB Prac. Guide § 2A.40 -- Communications with the Debtor -- Validation of the Debt -- Debt Collector's activities within 30 day period (11)— CEB Prac. Guide § 2A.41 -- Communications with the Debtor -- Validation of the Debt -- Statement of the Amount of the Debt (7)— CEB Prac. Guide § 2A.42 -- Communications with the Debtor -- Validation of the Debt -- Form: 30-Day Validation Notice (6)— CEB Prac. 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Guide § 2B.03: Calls to Cell Phones -- "Making" a Call (53)— CEB Prac. Guide § 2B.04: Calls to Land-lines -- "Initiating" a Call (19)— CEB Prac. Guide § 2B.05: "Call" Defined -- Manual Calls (17)— CEB Prac. Guide § 2B.05: "Call" Defined -- Other Electronic Media (12)—— Direct-to-Voicemail (1)—— VoiP (6)— CEB Prac. Guide § 2B.05: "Call" Defined -- Text Messages (61)— CEB Prac. Guide § 2B.09: Jurisdiction (6)— CEB Prac. Guide § 2B.09: Primary Jurisdiction Doctrine (54)— CEB Prac. Guide § 2B.09: Venue (1)— CEB Prac. Guide § 2B.11: Standing (85)—— Commercial Plaintiffs (1)—— Federal Student Loan Recipients (1)— CEB Prac. Guide § 2B.15: Prior Express Consent (160)— CEB Prac. Guide § 2B.18: "Called Party" -- Subscriber Issues (24)—— Agency (3)— CEB Prac. Guide § 2B.18: "Called Party" -- Unintended Recipients (26)— CEB Prac. Guide § 2B.18: Called Party (8)— CEB Prac. Guide § 2B.22: Revocation (73)— CEB Prac. 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Guide § 2B.26: ATDS -- Pleading (47)—— Charges for Call (24)—— Consent (10)—— Human Intervention (9)—— Phone Ownership (1)—— Residential Line (3)—— Telephone Number (3)— Pre-emption (3)— Settlements (6)— Single Call or Text (2)— Solicitation of Goods & Services (20)— Unsolicited Faxes (31)—— Advertisement (10)—— Vicarious Liability (7) TILA -- 15 U.S.C. § 1601 (41)— Assignee Liability -- Face of the Disclosure Statement (4)— Backdating (1)— Finance Charges (7)— GAP (1)— Presentation Requirement (2)— Rescission (2)— SofL (1) Tribal Law (2) Truth-in-Caller ID Act (3) UCC (19)— Buyer in the Ordinary Course (1)— Commercial Reasonableness (9)— Revocation of Acceptance (1) UCL -- Bus. & Prof. Code § 17200 (57)— Injunctive Relief (1)— Injury-in-Fact (6)— Restitution/Disgorgement (2)— vicarious liability (2) Uncategorized (31) Used Car Sales (2)— Buyers' Guides (1) Usury (7) Vehicle Leasing Act (6) Vehicle Title Loans (1) Vehicle Titling and Licensing (1)
District Court (R.I.) Says Dialer Outside of TCPA’s Purview
In DeCapua v. Metro. Prop. & Cas. Ins. Co., No. 18-590 WES, 2020 U.S. Dist. LEXIS 47695 (D.R.I. Mar. 18, 2020), Judge Smith granted a TCPA defendant’s motion to dismiss. The Court accepts the R&R's reasoning. See Glasser, 948 F.3d at 1312 ("Far from automatically dialing phone numbers, this system requires a human's involvement to do everything except press the… Read More
District Court (Ill.) Follows Gadelhak, Finds No ATDS Was Used
In Hagood v. Portfolio Recovery Assocs., LLC, No. 3:18-CV-1510-NJR, 2020 U.S. Dist. LEXIS 47507 (S.D. Ill. Mar. 19, 2020), Judge Rosenstengel followed the Gadelhak decision and granted summary judgment to a TCPA defendant, finding that no ATDS was used under the TCPA. Hagood argues that this definition of an ATDS should be construed to cover any device that automatically dials… Read More
District Court (Fla.) Follows 11th Cir. and Says No ATDS Was Used to Send Text Messages
by Scott J. Hyman | February 26, 2020
In Northrup v. Innovative Health Ins., No. 8:17-cv-1890-T-36JSS, 2020 U.S. Dist. LEXIS 31851, at *12-21 (M.D. Fla. Feb. 25, 2020), Judge Honeywell granted summary judgment to a TCPA defendant. The Eleventh Circuit's holding that a device qualifies as an ATDS only if it uses a random or sequential number generator resolved a large part of the consolidated appeals. One of… Read More
by Scott J. Hyman | February 19, 2020
In Gadelhak v. AT&T, here, the Court of Appeals for the Seventh Circuit disagreed with the Ninth Circuit’s decision in Marks, finding that an ATDS requires that a system store or produce numbers using a random or sequential number generator. We’ll save the intense grammatical parsing for the body of the opinion—here, we’ll just give the punchline. We hold that “using a random… Read More
District Court (Cal.) Finds Room in Marks for Excluding Manually Dialed Calls from the TCPA
by Scott J. Hyman | February 12, 2020
In Ewing v. Pollard, No. 19-CV-855-CAB-BGS, 2020 U.S. Dist. LEXIS 22659 (S.D. Cal. Feb. 10, 2020), Judge Bencivengo dismissed a TCPA case due to calls being manually dialed. This section of the TCPA prohibits "any call (other than a call made for emergency purposes or made with the prior express consent of the called party) using any automatic telephone dialing… Read More
In Beal v. Outfield Brew House, No. 2:18-cv-4028-MDH, 2020 U.S. Dist. LEXIS 22487 (W.D. Mo. Feb. 10, 2020), Judge Harpol granted summary judgment to a TCPA defendant, rejecting the 9th Cir.’s decision in Marks. Plaintiff urges the Court to follow the Ninth Circuit's opinion, which found the statutory definition of an ATDS ambiguous and interpreted an ATDS to include devices… Read More
District Court (Cal.) Declines to Stay TCPA Case While FCC Considers Pending Petitions on ATDS
by Scott J. Hyman | February 10, 2020
In Hoagland v. Axos Bank, No. 19-cv-00750-BAS-JLB, 2020 U.S. Dist. LEXIS 20543, at *9 (S.D. Cal. Feb. 6, 2020), Judge Bashant declined to stay a TCPA case while the FCC considers what an ATDS is. Defendant argues the case should be stayed while the FCC considers promulgating regulations further defining an ATDS and determining the proper approach to calls made… Read More
7th Cir. Says No TCPA Vicarious Liability for Business with Contractual Relationship with Caller to Promote Sale of Goods
by Scott J. Hyman | February 6, 2020
In Warciak v. Subway Rests., Inc., No. 19-1577, 2020 U.S. App. LEXIS 3487 (7th Cir. Feb. 5, 2020), the Court of Appeals for the Seventh Circuit said that Subway was not responsible under the TCPA for contractually participating in T-Mobile’s text message campaign advertising “T-Mobile Tuesdays”. After reviewing the record, we agree with the district court that Warciak's complaint failed… Read More
by Scott J. Hyman | January 27, 2020
In Glasser v. Hilton Grand Vacations Company, LLC, (No. 18-14499), the Court of Appeals for the Eleventh Circuit held that the Court of Appeals for the Ninth Circuit got it wrong in Marks. After they each received over a dozen unsolicited phone calls, some about repaying a debt, others about buying vacation properties, Melanie Glasser and Tabitha Evans sued the… Read More
In Sandoe v. Bos. Sci. Corp., Civil Action No. 18-11826-NMG, 2020 U.S. Dist. LEXIS 2800, at *11-12 (D. Mass. Jan. 8, 2020), Judge Gorton granted summary judgment on a TCPA "re-assigned" number case, permitting a "reasonable reliance" defense. The First Circuit Court of Appeals has not addressed this issue and the district courts in this Circuit and other circuits that… Read More