Source: https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1026/versions/3/
Timestamp: 2020-08-10 18:54:27
Document Index: 356889044

Matched Legal Cases: ['art 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', '§ 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026', 'art 1026']

All versions of 12 CFR Part 1026 (Regulation Z) | Consumer Financial Protection Bureau
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Table of Contents Show Hide
Subpart A - General § 1026.1–§ 1026.4 Show Hide
§ 1026.1 Authority, purpose, coverage, organization, enforcement, and liability. § 1026.2 Definitions and rules of construction. § 1026.3 Exempt transactions. § 1026.4 Finance charge.
Subpart B - Open-End Credit § 1026.5–§ 1026.16 Show Hide
§ 1026.5 General disclosure requirements. § 1026.6 Account-opening disclosures. § 1026.7 Periodic statement. § 1026.8 Identifying transactions on periodic statements. § 1026.9 Subsequent disclosure requirements. § 1026.10 Payments. § 1026.11 Treatment of credit balances; account termination. § 1026.12 Special credit card provisions. § 1026.13 Billing error resolution. § 1026.14 Determination of annual percentage rate. § 1026.15 Right of rescission. § 1026.16 Advertising.
Subpart C - Closed-End Credit § 1026.17–§ 1026.24 Show Hide
§ 1026.17 General disclosure requirements. § 1026.18 Content of disclosures. § 1026.19 Certain mortgage and variable-rate transactions. § 1026.20 Disclosure requirements regarding post-consummation events. § 1026.21 Treatment of credit balances. § 1026.22 Determination of annual percentage rate. § 1026.23 Right of rescission. § 1026.24 Advertising.
Subpart D - Miscellaneous § 1026.25–§ 1026.30 Show Hide
§ 1026.25 Record retention. § 1026.26 Use of annual percentage rate in oral disclosures. § 1026.27 Language of disclosures. § 1026.28 Effect on state laws. § 1026.29 State exemptions. § 1026.30 Limitation on rates.
Subpart E - Special Rules for Certain Home Mortgage Transactions § 1026.31–§ 1026.45 Show Hide
§ 1026.31 General rules. § 1026.32 Requirements for high-cost mortgages. § 1026.33 Requirements for reverse mortgages. § 1026.34 Prohibited acts or practices in connection with high-cost mortgages. § 1026.35 Requirements for higher-priced mortgage loans. § 1026.36 Prohibited acts or practices and certain requirements for credit secured by a dwelling. § 1026.37 Content of disclosures for certain mortgage transactions (Loan Estimate). § 1026.38 Content of disclosures for certain mortgage transactions (Closing Disclosure). § 1026.39 Mortgage transfer disclosures. § 1026.40 Requirements for home equity plans. § 1026.41 Periodic statements for residential mortgage loans. § 1026.42 Valuation independence. § 1026.43 Minimum standards for transactions secured by a dwelling. §§ 1026.44-1026.45 [Reserved]
Subpart F - Special Rules for Private Education Loans § 1026.46–§ 1026.48 Show Hide
§ 1026.46 Special disclosure requirements for private education loans. § 1026.47 Content of disclosures. § 1026.48 Limitations on private education loans.
Subpart G - Special Rules Applicable to Credit Card Accounts and Open-End Credit Offered to College Students § 1026.51–§ 1026.61 Show Hide
§ 1026.51 Ability to Pay. § 1026.52 Limitations on fees. § 1026.53 Allocation of payments. § 1026.54 Limitations on the imposition of finance charges. § 1026.55 Limitations on increasing annual percentage rates, fees, and charges. § 1026.56 Requirements for over-the-limit transactions. § 1026.57 Reporting and marketing rules for college student open-end credit. § 1026.58 Internet posting of credit card agreements. § 1026.59 Reevaluation of rate increases. § 1026.60 Credit and charge card applications and solicitations. § 1026.61 Hybrid prepaid-credit cards.
Appendices Show Hide
Appendix A to Part 1026 — Effect on State Laws Appendix B to Part 1026 — State Exemptions Appendix C to Part 1026 — Issuance of Official Interpretations Appendix D to Part 1026 — Multiple Advance Construction Loans Appendix E to Part 1026 — Rules for Card Issuers That Bill on a Transaction-by-Transaction Basis Appendix F to Part 1026 — Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling Appendix G to Part 1026 — Open-End Model Forms and Clauses Appendix H to Part 1026 — Closed-End Model Forms and Clauses Appendix I to Part 1026 [Reserved] Appendix J to Part 1026 — Annual Percentage Rate Computations for Closed-End Credit Transactions Appendix K to Part 1026 — Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions Appendix L to Part 1026 — Assumed Loan Periods for Computations of Total Annual Loan Cost Rates Appendix M1 to Part 1026 — Repayment Disclosures Appendix M2 to Part 1026 — Sample Calculations of Repayment Disclosures Appendix N to Part 1026 — Higher-Priced Mortgage Loan Appraisal Safe Harbor Review Appendix O to Part 1026 — Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules Appendix P to Part 1026 [Reserved] Appendix Q to Part 1026 — Standards for Determining Monthly Debt and Income
Supplement I to Part 1026 - Official Interpretations Show Hide
Introduction Comment for 1026.1 - Authority, Purpose, Coverage, Organization, Enforcement and Liability Comment for 1026.2 - Definitions and Rules of Construction Comment for 1026.3 - Exempt Transactions Comment for 1026.4 - Finance Charge Comment for 1026.5 - General Disclosure Requirements Comment for 1026.6 - Account-Opening Disclosures Comment for 1026.7 - Periodic Statement Comment for 1026.8 - Identifying Transactions on Periodic Statements Comment for 1026.9 - Subsequent Disclosure Requirements Comment for 1026.10 - Payments Comment for 1026.11 - Treatment of Credit Balances; Account Termination Comment for 1026.12 - Special Credit Card Provisions Comment for 1026.13 - Billing Error Resolution Comment for 1026.14 - Determination of Annual Percentage Rate Comment for 1026.15 - Right of Rescission Comment for 1026.16 - Advertising Comment for 1026.17 - General Disclosure Requirements Comment for 1026.18 - Content of Disclosures Comment for 1026.19 - Certain Mortgage and Variable-Rate Transactions Comment for 1026.20 Disclosure Requirements Regarding Post-Consummation Events Comment for 1026.21 - Treatment of Credit Balances Comment for 1026.22 - Determination of Annual Percentage Rate Comment for 1026.23 - Right of Rescission Comment for 1026.24 - Advertising Comment for 1026.25 - Record Retention Comment for 1026.26 - Use of Annual Percentage Rate in Oral Disclosures Comment for 1026.27 - Language of Disclosures Comment for 1026.28 - Effect on State Laws Comment for 1026.29 - State Exemptions Comment for 1026.30 - Limitation on Rates Comment for 1026.31 - General Rules Comment for 1026.32 - Requirements for High-Cost Mortgages Comment for 1026.33 - Requirements for Reverse Mortgages Comment for 1026.34 - Prohibited Acts or Practices in Connection With High-Cost Mortgages Comment for 1026.35 - Requirements for Higher-Priced Mortgage Loans Comment for 1026.36 - Prohibited Acts or Practices and Certain Requirements for Credit Secured by a Dwelling Comment for 1026.37 - Content of Disclosures for Certain Mortgage Transactions (Loan Estimate) Comment for 1026.38 - Content of Disclosures for Certain Mortgage Transactions (Closing Disclosure) Comment for 1026.39 - Mortgage Transfer Disclosures Comment for 1026.40 - Requirements for Home-Equity Plans Comment for 1026.41 - Periodic Statements for Residential Mortgage Loans Comment for 1026.42 - Valuation Independence Comment for 1026.43 - Minimum Standards for Transactions Secured by a Dwelling Comment for 1026.46 - Special Disclosure Requirements for Private Education Loans Comment for 1026.47 - Content of Disclosures Comment for 1026.48 - Limitations on Private Education Loans Comment for 1026.51 Ability To Pay Comment for 1026.52 - Limitations on Fees Comment for 1026.53 - Allocation of Payments Comment for 1026.54 - Limitations on the Imposition of Finance Charges Comment for 1026.55 - Limitations on Increasing Annual Percentage Rates, Fees, and Charges Comment for 1026.56 - Requirements for Over-the-Limit Transactions Comment for 1026.57 - Reporting and Marketing Rules for College Student Open-End Credit Comment for 1026.58 - Internet Posting of Credit Card Agreements Comment for 1026.59 - Reevaluation of Rate Increases Comment for 1026.60 - Credit and Charge Card Applications and Solicitations Comment for 1026.61 - Hybrid Prepaid-Credit Cards Comment for Appendix A - Effect on State Laws Comment for Appendix B - State Exemptions Comment for Appendix C - Issuance of Official Interpretations Comment for Appendix D - Multiple-Advance Construction Loans Comment for Appendix F - Optional Annual Percentage Rate Computations for Creditors Offering Open-End Credit Plans Secured by a Consumer's Dwelling Comment for Appendix G - Open-End Model Forms and Clauses Appendices G and H - Open-End and Closed-End Model Forms and Clauses Comment for Appendix H - Closed-End Forms and Clauses Comment for Appendix J - Annual Percentage Rate Computations for Closed-End Credit Transactions Comment for Appendix K - Total Annual Loan Cost Rate Computations for Reverse Mortgage Transactions Comment for Appendix L - Assumed Loan Periods for Computations of Total Annual Loan Cost Rates Comment for Appendix O - Illustrative Written Source Documents for Higher-Priced Mortgage Loan Appraisal Rules
All versions of 12 CFR Part 1026 (Regulation Z)
April 1, 2019 (current regulation)
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