Source: https://www.handbook.fca.org.uk/handbook/IFPRU/1/?date=2018-07-02
Timestamp: 2019-10-16 04:22:59
Document Index: 711457437

Matched Legal Cases: ['art 3', 'art 3', 'art 30', 'art 4', 'art 4', 'art 4', 'art 4', 'art 1', 'art 2']

SYSC 1.4 Application of SYSC 11 to SYSC 22
SYSC 4.3A Management body and nomination committee
SYSC 4.5 Management responsibilities maps for UK relevant authorised persons
SYSC 4.6 Management responsibilities maps for non-UK relevant authorised persons
SYSC 4.7 Senior management responsibilities for UK relevant authorised persons: allocation of responsibilities
SYSC 4.8 Senior management responsibilities for third-country relevant authorised persons: allocation of responsibilities
SYSC 4.9 Handover procedures and material
SYSC 4 Annex 1 The main business activities and functions of a relevant authorised person
SYSC 5.2 Certification regime
SYSC 5 Annex 1 Examples of how the temporary UK role rule in SYSC 5.2.28A (the 30-day rule) works
SYSC 9.2 Credit institutions providing account information services or payment initiation services
SYSC 10A Recording telephone conversations and electronic communications
SYSC 10A.1 Application
SYSC 13.4 Requirements to notify the appropriate regulator
SYSC 14 Risk management and associated systems and controls for insurers
SYSC 18 Whistleblowing
SYSC 18.1 Application and purpose
SYSC 18.3 Internal arrangements
SYSC 18.4 The whistleblowers’ champion
SYSC 18.5 Settlement agreements with workers
SYSC 18.6 Whistleblowing obligations under MiFID and other EU legislation
SYSC 19A IFPRU Remuneration Code
SYSC 19A Annex 1 Detailed provisions on voiding and recovery (SYSC 19A.3.53AR and SYSC 19A.3.54R)
SYSC 19B AIFM Remuneration Code
SYSC 19B.1 Application
SYSC 19C BIPRU Remuneration Code
SYSC 19C.1 General application and purpose
SYSC 19C.2 General requirement
SYSC 19C.3 Remuneration principles
SYSC 19D Dual-regulated firms Remuneration Code
SYSC 19D.1 Application and purpose
SYSC 19D.2 General requirement
SYSC 19D.3 Remuneration principles
SYSC 19D Annex 1 Detailed provisions on voiding and recovery (SYSC 19D.3.66R and SYSC 19D.3.67R)
SYSC 19E UCITS Remuneration Code
SYSC 19E.1 Application
SYSC 19E.2 Remuneration policies and practices
SYSC 19F Remuneration and performance management of sales staff
SYSC 19F.1 MiFID remuneration incentives
SYSC 21 Risk control: additional guidance
SYSC 21.1 Risk control: guidance on governance arrangements
SYSC 22 Regulatory references
SYSC 22.1 Application
SYSC 22.2 Getting, giving and updating references: the main rules
SYSC 22.3 Drafting the reference and the request for a reference
SYSC 22.4 Drafting the reference: detailed requirements for full scope regulatory reference firms
SYSC 22.5 Giving references: additional rules and guidance for all firms
SYSC 22.6 Giving and updating references: additional rules and guidance for full scope regulatory reference firms
SYSC 22.7 Getting references: additional rules and guidance for full scope regulatory reference firms
SYSC 22.8 Additional rules and guidance for all firms
SYSC 22.9 Records
SYSC 22 Annex 1 Template for regulatory references given by relevant authorised persons and disclosure requirements
SYSC 22 Annex 2 Factors to take into account when asking for and giving regulatory references
SYSC TP 3 Remuneration codes
SYSC TP 5 Financial Services (Banking Reform) Act 2013: Certification and regulatory references
SYSC TP 6 Transitional Provision 6
COCON Code of Conduct
COCON 1 Application and purpose
COCON 1.1 Application
COCON 1.2 Investments
COCON 1 Annex 1 Guidance on the role and responsibilities of NEDs subject to COCON
COCON 2 Individual conduct rules
COCON 2.1 Individual conduct rules
COCON 2.2 Senior manager conduct rules
COCON 2.3 Firms: training and breaches
COCON 3 General factors for assessing compliance
COCON 3.1 General factors for assessing compliance
COCON 4 Specific guidance on individual conduct rules
COCON 4.1 Specific guidance on individual conduct rules
COCON 4.2 Specific guidance on senior manager conduct rules
COCON Sch 1 Record keeping requirements
COCON Sch 2 Notification requirements
COCON Sch 3 Fees and required payments
COCON Sch 4 Powers exercised
COCON Sch 5 Rights of action for damages
COCON Sch 6 Rules that can be waived
COND 1.1A Application
COND 2.2 Location of offices
COND 2.3 Effective supervision
COND 2.4 Appropriate resources
COND 2.5 Suitability
COND 2.7 Business model
APER 1.1A Application
APER 2.1A The Statements of Principle
APER App 1 This appendix has been removed until further notice
APER App 1.1 This appendix has been removed until further notice
FIT The Fit and Proper test for Approved Persons and specified significant-harm functions
FINMAR 2.5 Measures to prohibit, restrict or limit transactions in short selling
FINMAR 2.6 Procedures relating to the market maker exemption and the authorised primary dealer exemption
FINMAR 2 Annex 1 List of directions on how notifications to use the market maker exemption or authorised primary dealer exemption should be made
TC 2.2B Reporting requirements [deleted]
TC 4 Specified modified requirements
TC 4.1 Specified requirements for MiFID investment firms and for third country investment firms
TC App 8 Professional Standards Data Submission Form
TC App 8.1 Professional Standards Data Submission Form [deleted]
TC TP 9 Transitional Provisions relating to MCD credit agreement activities
GEN 1 FCA approval and emergencies
GEN 1.2 Referring to approval by the FCA
GEN 4.5 Statements about authorisation and regulation by the appropriate regulator
GEN 4 Annex 1A Statutory status disclosure (PRA-authorised persons)
GEN 5 Regulators' logos and the Key facts logo
GEN 7 Charging consumers for telephone calls
GEN 7.1 Application
GEN 7.2 Call charges
GEN TP 2 Transitional Provisions applying across the FCA Handbook and the PRA Rulebook
GEN TP 3 Transitional Provision in relation to the Alternative Investment Fund Managers Directive Instrument 2013
GEN TP 4 Transitional Provision on early compliance with the Insurance Distribution Directive applying across the Handbook
FEES 3 Annex 2 Application and notification fees payable in relation to collective investment schemes, ELTIFs and AIFs marketed in the UK
FEES 3 Annex 3 Application fees payable in connection with Recognised Investment Exchanges and Recognised Auction Platforms
FEES 3 Annex 6 Fees payable by a BIPRU firm for a permission or guidance on its availability in connection with the BCD and/or CAD
FEES 3 Annex 6A Fees payable for a permission or guidance on its availability in connection with the EU CRR
FEES 3 Annex 8 Fees payable for authorisation as an authorised payment institution or registration as a small payment institution, including notification fees, in accordance with the Payment Services Regulations
FEES 3 Annex 10 Fees payable for authorisation as an authorised electronic money institution or registration as a small electronic money institution or variation thereof, including notification fees, in accordance with the Electronic Money Regulations
FEES 3 Annex 10A Fees payable for registration as a CBTL firm under article 9 of the MCD Order
FEES 3 Annex 10B Designated Credit Reference Agencies and Finance Platforms Fee
FEES 3 Annex 10C PPI campaign fees
FEES 3 Annex 11 Guidance on fees due under FEES 3.2.7R and FEES 3.2.7AR
FEES 3 Annex 12 UKLA transaction fees
FEES 4.3 Periodic fee payable by firms (other than AIFM qualifiers, ICVCs and UCITS qualifiers)
FEES 4 Annex 1A FCA activity groups, tariff bases and valuation dates
FEES 4 Annex 2A FCA Fee rates and EEA/Treaty firm modifications for the period from 1 April 2018 to 31 March 2019
FEES 4 Annex 2B Ring-Fencing Implementation Fee
FEES 4 Annex 4 Periodic fees in relation to collective investment schemes, AIFs marketed in the UK and small registered UK AIFMs payable for the period 1 April 2018 to 31 March 2019
FEES 4 Annex 5 Periodic fees for designated professional bodies payable in relation to the period 1 April 2018 to 31 March 2019
FEES 4 Annex 6 Periodic fees for recognised investment exchanges, and recognised auction platforms payable in relation to the period 1 April 2016 to 31 March 2017
FEES 4 Annex 10 Periodic fees for MTF operators payable in relation to the period 1 April 2018 to 31 March 2019
FEES 4 Annex 11 Periodic fees in respect of payment services, electronic money issuance, regulated covered bonds, CBTL business and data reporting services in relation to the period 1 April 2018 to 31 March 2019
FEES 4 Annex 11A Definition of annual income for the purposes of calculating fees in fee blocks A.13, A.14, A.18, A.19 and B. Service Companies, Recognised Investment Exchanges and Regulated Benchmark Administrators
FEES 4 Annex 11B Definition of annual income for the purposes of calculating fees in fee blocks CC1 and CC2
FEES 4 Annex 12 Guidance on the calculation of tariffs set out in FEES 4 Annex 1AR Part 3
FEES 4 Annex 13 Guidance on the calculation of tariffs set out in FEES 4 Annex 1AR Part 3
FEES 4 Annex 14 UKLA periodic fees for the period from 1 April 2018 to 31 March 2019
FEES 4 Annex 15 Fees relating to the recognition of benchmark administrators and the endorsement of benchmarks for the period 1 April 2018 to 31 March 2019
FEES 5.5B Case fees
FEES 5 Annex 1R Annual General Levy Payable in Relation to the Compulsory Jurisdiction for 2018/19
FEES 5 Annex 2R Annual Levy Payable in Relation to the Voluntary Jurisdiction 2018/19
FEES 5 Annex 3R Case Fees Payable for 2018/19
FEES 6.5A The retail pool
FEES 6 Annex 3A Financial Services Compensation Scheme - classes
FEES 6 Annex 5 Classes participating in the retail pool and applicable limits
FEES 7 Annex 1 Money advice CFEB levy for the period from 1 April 2018 to 31 March 2019
FEES 7 Annex 2 Debt advice CFEB levy for the period from 1 April 2018 to 31 March 2019
FEES 7A SFGB levies
FEES 7A.1 Application and Purpose
FEES 7A.2 The SFGB levy
FEES 7A.3 The SFGB money advice levy and debt advice levy
FEES 7A.4 The SFGB pensions guidance advice levy
FEES 7A Annex 1 SFGB money advice levy for the period from 1 April 2018 to 31 March 2019
FEES 7A Annex 2 SFGB debt advice levy for the period from 1 April 2018 to 31 March 2019
FEES 7A Annex 3 SFGB pensions guidance levy for the period 1 April 2018 to 31 March 2019
FEES 8 Interim Fees
FEES 8.1 Consumer Credit permissions
FEES 9 Payment Systems Regulator funding
FEES 9.1 Application and purpose
FEES 9 Annex 1 PSR fees methodology
FEES 10 Pensions guidance levy
FEES 10.1 Application, purpose and background
FEES 10.2 Pensions guidance levy
FEES 10.3 Late payments and recovery of unpaid levies
FEES 10.4 Relieving provisions
FEES 10.5 Application of FEES 4 to the pensions guidance levy
FEES 10 Annex 1 Pension guidance levy for the period 1 April 2018 to 31 March 2019
FEES 11 Pensions guidance providers’ levy
FEES 11.1 Application, purpose and background
FEES 11.2 Pensions guidance providers’ levy
FEES 11 Annex 1 R Pensions guidance providers’ levy for the period 1 April 2018 to 31 March 2019
FEES 12 FOS ADR levy
FEES 12.1 Application and Purpose
FEES 12.2 FOS ADR levy
FEES 12.3 Late payments and recovery of unpaid levies
FEES 12.4 Relieving provisions
FEES 13 Illegal money lending levy
FEES 13.1 Application and purpose
FEES 13.2 The IML levy
FEES 13 Annex 1 Illegal money lending (IML) levy for 2018/19
FEES App 1 Unauthorised Mutuals Registration Fees Rules
FEES App 1.1 Introduction
FEES App 1.2 Periodic Fees
FEES App 1.3 Application Fees
FEES App 1 Annex 1 Periodic fees payable for the period 1 April 2018 to 31 March 2019
FEES App 1 Annex 1A Application Fees payable
FEES App 1 Annex 2 Further information on fees
FEES App 1 Annex 3 Emergencies
FEES App 1 Annex 4 Glossary of definitions
FEES App 2 Office for professional body anti-money laundering supervision fees
FEES App 2.1 Introduction
FEES App 2.2 Application fees imposed under Regulation 27 of the OPBAS Regulations
FEES App 2.3 Periodic fees imposed under Regulation 27 of the OPBAS Regulations
FEES App 2 Annex 1 Application fee imposed under Regulation 27 of the OPBAS Regulations
FEES App 2 Annex 2 Periodic fees imposed under Regulation 27 of the OPBAS Regulations for the period 1 April 2019 to 31 March 2020
FEES App 2 Annex 3 Glossary of definitions
FEES App 3 Fees payable by persons registered under the Money Laundering Regulations
FEES App 3.1 Fees for persons registered under the Money Laundering Regulations
FEES TP 7 Transitional provisions relating to changes to the FSCS levy arrangements taking effect in 2013/14
FEES TP 8 Transitional provisions relating to FEES 3 Annex 9R and FEES 4.3.6R taking effect in 2013/14
FEES TP 9 Transitional arrangements in relation to amendments introduced by the Compensation Sourcebook (Investments by Large Unincorporated Associations and Certain Large Partnerships) Instrument 2013
FEES TP 10 Transitional Provisions relating to FEES 4.2.7BR for firms carrying on credit related regulated activities
FEES TP 11 Transitional Provisions for the Benchmarks Order 2015
FEES TP 13 Transitional provisions relating to the calculation of tariff bases for insurers
FEES TP 14 Transitional provisions relating to FEES 4 for benchmark administrators and recognised investment exchanges
FEES TP 15 Transitional Provisions for the MiFID II Order
FEES TP 16R Transitional Provisions for Market Data Processor System Connectivity Fees
FEES TP 17R Transitional provisions relating to the Payment Services Regulations 2017 and Electronic Money Regulations 2011
FEES TP 17A Transitional provisions for fees relating to benchmark administrators
FEES TP 18 Transitional provisions relating to changes to the FSCS levy arrangements taking effect in 2018/19
FEES TP 19 Transitional provisions relating to statements provided by participant firms before 1 April 2019 with respect to the FSCS 2019/20 financial year
GENPRU 2 Annex 4 Capital resources table for a BIPRU firm deducting material holdings
GENPRU 2 Annex 5 Capital resources table for a BIPRU firm deducting illiquid assets
GENPRU 2 Annex 6 Capital resources table for a BIPRU firm with a waiver from consolidated supervision
GENPRU TP 7 [deleted]
GENPRU TP 9 [deleted]
GENPRU TP 14 [deleted]
GENPRU TP 16 [deleted]
BIPRU 12 Annex 1 Mapping of credit assessments of ECAIs to credit quality steps
BIPRU TP 2 Capital floors for a firm using the IRB approach
IFPRU Prudential sourcebook for Investment Firms
IFPRU 1 Application
IFPRU 1.2 Significant IFPRU firm
IFPRU 1.3 Supervisory benchmarking of internal approaches for calculating own funds requirements
IFPRU 1.4 EU CRR permissions
IFPRU 1.5 Notification of FINREP reporting
IFPRU 1.6 Actions for damages
IFPRU 2 Supervisory processes and governance
IFPRU 2.1 Application and purpose
IFPRU 2.3 Supervisory review and evaluation process: internal capital adequacy standards
IFPRU 2.4 Reporting of breaches
IFPRU 2.5 Recovery and resolution plans
IFPRU 3 Own funds
IFPRU 3.2 Capital
IFPRU 3.3 Basel 1 floor
IFPRU 4 Credit risk
IFPRU 4.1 Application and purpose
IFPRU 4.2 Standardised approach
IFPRU 4.3 Guidance on internal ratings based approach: high level material
IFPRU 4.4 Internal ratings based approach: overall requirements for estimation
IFPRU 4.5 Internal ratings based approach: definition of default
IFPRU 4.6 Internal ratings based approach: probability of default
IFPRU 4.7 Internal ratings based approach: loss given default
IFPRU 4.8 Internal ratings based approach: own estimates of exposure at default (EAD)
IFPRU 4.9 Stress tests
IFPRU 4.10 Validation
IFPRU 4.11 Income-producing real estate portfolios
IFPRU 4.12 Securitisation
IFPRU 4.13 Settlement risk
IFPRU 4.14 Counterparty credit risk
IFPRU 4.15 Credit risk mitigation
IFPRU 4 Annex 1G 4 Annex 1G Slotting criteria
IFPRU 4 Annex 2G 4 Annex 2G Wholesale LGD and EAD framework
IFPRU 5 Operational risk
IFPRU 5.1 Application and purpose
IFPRU 5.2 Advanced Measurement Approach permission
IFPRU 6 Market risk
IFPRU 6.1 Market risk requirements
IFPRU 6.2 Guidance on market risk
IFPRU 6.3 Expectations relating to internal models
IFPRU 7 Liquidity
IFPRU 7.1 Application
IFPRU 8 Prudential consolidation and large exposures
IFPRU 8.1 Prudential consolidation
IFPRU 8.2 Large Exposures
IFPRU 9 Public disclosure
IFPRU 10 Capital buffers
IFPRU 10.1 Application
IFPRU 10.2 Capital conservation buffer
IFPRU 10.3 Countercyclical capital buffer
IFPRU 10.4 Capital conservation measures
IFPRU 10.5 Capital conservation plan
IFPRU 10.6 Application on an individual and consolidated basis
IFPRU 10.7 Exemption
IFPRU 11 Recovery and resolution
IFPRU 11.1 Application and purpose
IFPRU 11.2 Individual recovery plans
IFPRU 11.3 Group recovery plans
IFPRU 11.4 Information for resolution plans
IFPRU 11.5 Intra-group financial support
IFPRU 11.6 Contractual recognition of bail-in
IFPRU 11.7 Notifications
IFPRU 11 Annex 1 Recovery plans for significant IFPRU firms and group recovery plans for groups that include significant IFPRU firms
IFPRU 11 Annex 2 Information for resolution plans
IFPRU TP 1 GENPRU and BIPRU waivers: transitional
IFPRU TP 3 Gains and losses
IFPRU TP 4 Deductions from own funds
IFPRU TP 5 Own funds: other transitionals
IFPRU TP 6 Leverage
IFPRU TP 7 Capital conservation buffer: transitional
IFPRU TP 8 Countercyclical capital buffer: transitional
IFPRU TP 9 Large exposures limits
IFPRU Sch 1 Record-keeping requirements
IFPRU Sch 2 Notification and reporting requirements
IFPRU Sch 3 Fees and other requirement payments
IFPRU Sch 4 Intentionally left blank
IFPRU Sch 5 Rights of action for damages
IFPRU Sch 6 Rules that can be waived
MIPRU 1.3 Remuneration and property valuation requirements for MCD creditors
MIPRU 2 Insurance and MCD mediation activity: responsibility, knowledge, ability and good repute
MIPRU 2.2 Allocation of the responsibility for insurance mediation activity or MCD credit intermediation activity
MIPRU 4.2A Credit risk capital requirement
MIPRU 4.2BA Securitisation
MIPRU 4.2C Credit risk mitigation
MIPRU 4.2D Liquidity resources requirements
MIPRU 4.2E Use of external credit assessments
MIPRU 4.2F Exposures and risk weights
IPRU-FSOC Interim Prudential sourcebook for Friendly Societies
IPRU-FSOC -link- Interim Prudential sourcebook for friendly societies
IPRU-INS Interim Prudential sourcebook for Insurers
IPRU-INS -link- Interim Prudential sourcebook for Insurers
IPRU-INV Interim Prudential sourcebook for Investment Businesses
IPRU-INV -link- Interim Prudential sourcebook for Investment Businesses
IPRU-INV 1 Application and General Provisions
IPRU-INV 1.1 PURPOSE
IPRU-INV 1.2 APPLICATION
IPRU-INV 2 Authorised professional firms
IPRU-INV 2.1 APPLICATION
IPRU-INV 2.2 FINANCIAL RESOURCES REQUIREMENTS
IPRU-INV 2.3 PROFESSIONAL INDEMNITY INSURANCE
IPRU-INV 2.4 BONDING REQUIREMENT FOR ACCOUNTANTS
IPRU-INV 3 Interim Prudential sourcebook for Investment Businesses
IPRU-INV 3 Financial resources for Securities and Futures Firms which are not MiFID Investment Firms or which are Exempt BIPRU Commodities Firms or Exempt IFPRU Commodities Firms
IPRU-INV 4 Lloyd's Firms
IPRU-INV 4.1 APPLICATION
IPRU-INV 4.2 PURPOSE
IPRU-INV 4.3 SPECIFICATION OF OBJECTIVE
IPRU-INV 4.4 FINANCIAL RESOURCE REQUIREMENTS
IPRU-INV 4.5 ACCOUNTING RECORDS
IPRU-INV 5 Financial resources
IPRU-INV 5.1 Application
IPRU-INV 5.2 General requirement
IPRU-INV 5.3 Financial resources
IPRU-INV 5.4 Financial resources requirement
IPRU-INV 5.5 Annual expenditure
IPRU-INV 5.6 Qualifying subordinated loans
IPRU-INV 5.7 Qualifying property and qualifying undertakings
IPRU-INV 5.8 Calculation of own funds and liquid capital
IPRU-INV 5.9 Liquid Capital Requirement for firms whose permitted business includes establishing, operating or winding up a personal pension scheme
IPRU-INV 5.10 Expenditure based requirement
IPRU-INV 5.11 Position risk requirement
IPRU-INV 5.12 Counterparty risk requirement (CRR)
IPRU-INV 5.13 Counterparty risk factor: cash settlements
IPRU-INV 5.14 Counterparty risk requirement
IPRU-INV 5.15 OTC derivatives: calculation of credit equivalent amount
IPRU-INV 5.16 Foreign exchange requirement
IPRU-INV 5.17 Other assets requirement
IPRU-INV 5.18 Consolidated supervision
IPRU-INV 5 App 1 Appendix 5(1): Glossary of terms for IPRU-INV 5
IPRU-INV 5 App 1 Glossary of terms for IPRU-INV 5
IPRU-INV 6 Service Companies
IPRU-INV 6.1 APPLICATION
IPRU-INV 9 Financial resources requirements for an exempt CAD firm
IPRU-INV 9.1 APPLICATION
IPRU-INV 9.2 GENERAL REQUIREMENTS
IPRU-INV 9.3 CALCULATING INITIAL CAPITAL
IPRU-INV 9.4 POLICY TERMS FOR PROFESSIONAL INDEMNITY INSURANCE
IPRU-INV 9.5 CALCULATION OF OWN FUNDS
IPRU-INV 9.6 NON-FINANCIAL RESOURCE REQUIREMENTS
IPRU-INV 9 App 1 Appendix 9(1): Interpretation
IPRU-INV 9 App 1 Interpretation
IPRU-INV 11 Collective Portfolio Management Firms and Collective Portfolio Management Investment Firms
IPRU-INV 11.1 INTRODUCTION
IPRU-INV 11.2 MAIN REQUIREMENTS
IPRU-INV 11.3 DETAIL OF MAIN REQUIREMENTS
IPRU-INV 11.4 [DELETED]
IPRU-INV 11.5 [DELETED]
IPRU-INV 11.6 ADDITIONAL REQUIREMENTS FOR COLLECTIVE PORTFOLIO MANAGEMENT INVESTMENT FIRMS
IPRU-INV 11.7 CAPITAL REPORTING
IPRU-INV 12 Financial resources requirements for operators of electronic systems in relation to lending.
IPRU-INV 12.1 APPLICATION AND PURPOSE
IPRU-INV 12.2 FINANCIAL RESOURCES REQUIREMENTS
IPRU-INV 12.3 CALCULATION OF FINANCIAL RESOURCES
IPRU-INV 12.4 NOTIFICATION REQUIREMENTS
IPRU-INV 12 App 1 Appendix 1: Glossary of terms for IPRU(INV) 12
IPRU-INV 12 App 1 Terms
IPRU-INV 13 Financial Resources Requirements for Personal Investment Firms
IPRU-INV 13.1 APPLICATION, GENERAL REQUIREMENTS AND PROFESSIONAL INDEMNITY INSURANCE REQUIREMENTS
IPRU-INV 13.1A Capital resources and professional indemnity insurance requirements for an exempt CAD firm
IPRU-INV 13.3 FINANCIAL RESOURCES TEST 1 - OWN FUNDS
IPRU-INV 13.6 Large exposures [deleted]
IPRU-INV 13.8 Trading Book [deleted]
IPRU-INV 13.13 CAPITAL RESOURCES REQUIREMENT FOR AN EXEMPT CAD FIRM AND A CATEGORY B FIRM
IPRU-INV 13.14 CALCULATION OF ANNUAL INCOME FOR AN EXEMPT CAD FIRM AND A CATEGORY B FIRM
IPRU-INV 13.15 CALCULATION OF OWN FUNDS TO MEET THE CAPITAL RESOURCES REQUIREMENT FOR A CATEGORY B FIRM
IPRU-INV 14 Chapter 14 Consolidated Supervision for Investment Businesses
IPRU-INV 14.1 APPLICATION
IPRU-INV 14.2 SCOPE OF CONSOLIDATION
IPRU-INV 14.3 CONSOLIDATED SUPERVISION REQUIREMENT
IPRU-INV 14.4 GROUP FINANCIAL RESOURCES
IPRU-INV 14.5 GROUP FINANCIAL RESOURCES REQUIREMENT
IPRU-INV 14 App 1 Appendix 14(1): Interpretation
IPRU-INV 14 App 1 Interpretation
IPRU-INV Annex A LIMITED LIABILITY PARTNERSHIPS: ELIGIBLE MEMBERS' CAPITAL
IPRU-INV Annex A 1 INTRODUCTION
IPRU-INV Annex A 2- CONDITIONS FOR USE OF MEMBERS' CAPITAL
IPRU-INV Annex D Interim Prudential sourcebook for Investment Businesses
IPRU-INV Annex D Required Forms
IPRU-INV TP 1 Table: Transitional provisions applying to IPRU(INV)
COBS 1.1 General application
COBS 1.2 Markets in Financial Instruments Directive
COBS 2.2 Information disclosure before providing services (non-MiFID provisions)
COBS 2.2A Information disclosure before providing services (MiFID provisions)
COBS 2.3 Inducements relating to business other than MiFID, equivalent third country or optional exemption business
COBS 2.3A Inducements relating to MiFID, equivalent third country or optional exemption business
COBS 2.3B Inducements and research
COBS 2.3C Research and execution services
COBS 2.5 Optional additional products
COBS 4.5 Communicating with retail clients (non-MiFID provisions)
COBS 4.5A Communicating with clients (including past, simulated past and future performance) (MiFID provisions)
COBS 4.6 Past, simulated past and future performance (non-MiFID provisions)
COBS 4.12 Restrictions on the promotion of non-mainstream pooled investments
COBS 4.13 UCITS
COBS 6.1 Information about the firm and compensation information (non-MiFID provisions)
COBS 6.1ZA Information about the firm and compensation information (MiFID provisions)
COBS 6.1A Adviser charging and remuneration
COBS 6.1B Retail investment product provider, operator of an electronic system in relation to lending, and platform service provider requirements relating to adviser charging and remuneration
COBS 6.1C Consultancy charging and remuneration
COBS 6.1D Product provider requirements relating to consultancy charging and remuneration
COBS 6.1E Platform services: platform charges and using a platform service for advising
COBS 6.1F Using a platform service for arranging and advising
COBS 6.1G Re-registration of title to retail investment products
COBS 6.2A Describing advice services [deleted]
COBS 6.2B Describing advice services
COBS 6 Annex 1 Services and costs disclosure document described in COBS 6.3.7G(1) [deleted]
COBS 6 Annex 2 Combined initial disclosure document described in COBS 6.3, ICOBS 4.5 and MCOB 4.4A.20G [deleted]
COBS 8 Client agreements (non-MiFID provisions)
COBS 8.1 Client agreements: non-MiFID designated investment business
COBS 8A Client agreements (MiFID provisions)
COBS 8A.1 Client agreements (MiFID, equivalent third country or optional exemption business)
COBS 9 Suitability (including basic advice) (non-MiFID provisions)
COBS 9.5A Additional guidance for firms with insistent clients
COBS 9A Suitability (MiFID provisions)
COBS 9A.1 Application and purpose
COBS 9A.2 Assessing suitability: the obligations
COBS 9A.3 Information to be provided to the client
COBS 9A.4 Record keeping and retention periods for suitability records
COBS 10 Appropriateness (for non-MiFID non-advised services) (non-MiFID provisions)
COBS 10.1 Application
COBS 10A Appropriateness (for non-advised services) (MiFID provisions)
COBS 10A.1 Application
COBS 10A.2 Assessing appropriateness: the obligations
COBS 10A.3 Warning the client
COBS 10A.4 Assessing appropriateness: when it need not be done
COBS 10A.5 Assessing appropriateness: guidance
COBS 10A.6 When a firm need not assess appropriateness
COBS 10A.7 Record keeping and retention periods for appropriateness records
COBS 11.2 Best execution for AIFMs and residual CIS operators
COBS 11.2A Best execution – MiFID provisions
COBS 11.2B Best execution for UCITS management companies
COBS 11.2C Quality of execution
COBS 11.5 Record keeping: client orders and transactions [deleted]
COBS 11.5A Record keeping: client orders and transactions
COBS 11.6 Use of dealing commission [deleted]
COBS 11.7A Personal account dealing relating to MiFID, equivalent third country or optional exemption business
COBS 11.8 Recording telephone conversations and electronic communications [deleted]
COBS 11 Annex1EU Regulatory Technical Standard 28 (RTS 28)
COBS 11A Underwriting and placing
COBS 11A.1 Underwriting and placing
COBS 11A.2 Prohibition of future service restrictions
COBS 12.2 Investment research and non-independent research
COBS 12.3 Non-independent research [deleted]
COBS 12.4 Investment recommendations
COBS 13.6 Preparing product information: adviser and consultancy charges
COBS 13 Annex 1 Solvency II Directive Information
COBS 13 Annex 3 Charges information for a non-PRIIP packaged product
COBS 13 Annex 4 Charges information for a personal pension scheme and a stakeholder pension scheme
COBS 14.3 Information about designated investments (non-MiFID provisions)
COBS 14.3A Information about financial instruments (MiFID provisions)
COBS 14.4 Provision of information by an intermediate Unitholder
COBS 14 Annex 1 Lifetime ISA information
COBS 16 Reporting information to clients (non-MiFID provisions)
COBS 16.1 Application
COBS 16A Reporting information to clients (MiFID provisions)
COBS 16A.1 Application
COBS 16A.2 General client reporting and record keeping requirements
COBS 16A.3 Occasional reporting
COBS 16A.4 Periodic reporting
COBS 16A.5 Statements of client financial instruments or client funds
COBS 17.1 Providing information to claimants, dealing with claims and warranties in policies
COBS 18.5 Residual CIS operators and small authorised UK AIFMs
COBS 18.5A Full-scope UK AIFMs and incoming EEA AIFM branches
COBS 18.5B UCITS management companies
COBS 18.6A Insurance Special Purpose Vehicles (ISPVs)
COBS 18.8 OPS firms - non scope business[deleted]
COBS 18.8A OPS firms
COBS 18.10 UCITS qualifiers, AIFM qualifiers and service companies
COBS 18 Annex 1 Research and inducements for collective portfolio managers
COBS 18 Annex 2 Record keeping: client orders and transactions
COBS 19.1 Pension transfers, conversions, and opt-outs
COBS 19.5 Independent governance committees (IGCs)
COBS 19.6 Restriction on charges in qualifying schemes
COBS 19.6A Restrictions on early exit charges in personal pension schemes and stakeholder pension schemes
COBS 19.7 Retirement risk warnings
COBS 19.8 Disclosure of transaction costs and administration charges in connection with workplace pension schemes
COBS 19.9 Pension annuity comparison information
COBS 19 Annex 1 Retirement risk warnings - steps to take
COBS 19 Annex 2 Communications about options to access pension savings
COBS 19 Annex 3 Format for annuity information
COBS 20.1A The with-profits fund
COBS 20.5 With-profits governance
COBS 21.2 Rules for firms engaged in linked long-term insurance business
COBS 21.3 Further rules for firms engaged in linked long-term insurance business
COBS 22 Restrictions on the distribution of certain regulatory capital instruments
COBS 22.1 Temporary restrictions on contingent convertible instruments [expired]
COBS 22.2 Restrictions on the retail distribution of mutual society shares
COBS 22.3 Restrictions on the retail distribution of contingent convertible instruments and CoCo funds
ICOBS 2.5 Exclusion of liability, conditions, warranties, and reliance on others
ICOBS 4.6 Commission disclosure for pure protection contracts sold with retail investment products
ICOBS 4 Annex 1 Initial disclosure document [deleted]
ICOBS 6A Product specific rules
ICOBS 6A.1 Guaranteed asset protection (GAP) contracts
ICOBS 6A.2 Optional additional products
ICOBS TP 2 Other Transitional Provisions
MCOB 1.6 Distinguishing regulated mortgage contracts and regulated credit agreements
MCOB 1 Annex 5 Guidance on the application of MCOB for incoming EEA MCD credit intermediaries and for UK firms carrying out MCD credit intermediation activities in another EEA State
MCOB 2.1A Regulated mortgage contracts: guidance on the meaning of “payment shortfall”
MCOB 2.5A The customer's best interests
MCOB 2.6A Protecting customer’s interests: regulated mortgage contracts, home purchase plans, home reversion plans and regulated sale and rent back agreements
MCOB 2.9 Restriction on marketing or providing an optional product for which a fee is payable
MCOB 2A Mortgage Credit Directive
MCOB 2A.1 Remuneration: MCD regulated mortgage contracts
MCOB 2A.2 Tying practices
MCOB 2A.3 Foreign currency loans
MCOB 2A.4 Early repayment
MCOB 2A.5 Variable rate credits
MCOB 2A.6 Information free of charge
MCOB 3A Financial promotions and communications with customers
MCOB 3A.1 Application and purpose
MCOB 3A.2 The fair, clear and not misleading rules
MCOB 3A.3 Other general requirements for financial promotions
MCOB 3A.4 Qualifying credit financial promotions
MCOB 3A.5 MCD financial promotions
MCOB 3A.6 Home purchase plan financial promotions
MCOB 3A.7 Home reversion plan financial promotions
MCOB 3A.8 Sale and rent back financial promotions
MCOB 3A.9 Systems and controls
MCOB 3B MCD general information
MCOB 3B.1 Provision of general information
MCOB 4.4A Initial disclosure requirements
MCOB 4.6A Rolling-up of fees or charges into loan
MCOB 4.7A Advised sales
MCOB 4.8A Execution-only sales
MCOB 4.9 Business loans and loans to high net worth mortgage customers: tailored provisions
MCOB 4.10 Home purchase plans: sales standards
MCOB 4A Additional MCD advising and selling standards
MCOB 4A.1 Additional disclosure by MCD mortgage credit intermediaries
MCOB 4A.2 Adequate explanations
MCOB 4A.3 Record of recommendation
MCOB 5.4 Information on regulated mortgage contracts: general
MCOB 5.7 Business loans and loans to high net worth mortgage customers: tailored provisions
MCOB 5A MCD Pre-application disclosure
MCOB 5A.1 Application and purpose
MCOB 5A.2 Applying for an MCD regulated mortgage contract
MCOB 5A.3 Information on MCD regulated mortgage contracts: general
MCOB 5A.4 Provision of a European Standardised Information Sheet (ESIS)
MCOB 5A.5 Content of European Standardised Information Sheets (ESISs)
MCOB 5A.6 Other information
MCOB 5A Annex 1 European Standardised Information Sheet (ESIS)
MCOB 5A Annex 2 Instructions to complete the ESIS
MCOB 6.7 Business loans and loans to high net worth mortgage customers: tailored provisions
MCOB 6A MCD disclosure at the offer stage
MCOB 6A.1 Application and purpose
MCOB 6A.2 General
MCOB 6A.3 MCD mortgages: binding offer, content of the offer document and reflection period
MCOB 6A.4 MCD mortgages: information to be provided in the offer document or separately
MCOB 6A.5 MCD distance contracts with retail customers
MCOB 7.7 Business loans and loans to high net worth mortgage customers: tailored provisions
MCOB 7A Additional MCD disclosure: start of contract and after sale
MCOB 7A.1 Application and general
MCOB 7A.2 Notification of interest-rate changes
MCOB 7A.3 Early repayment disclosure
MCOB 7A.4 Foreign currency loans and significant exchange-rate movement disclosure
MCOB 7A.5 Notification of changes resulting from auctions on the capital market
MCOB 7B MCD: further advances
MCOB 7B.1 Information to be provided for further advances
MCOB 8.5A Advised sales
MCOB 8.6A Execution-only sales
MCOB 9 Annex 1 The illustration: table of contents, prescribed text and prescribed section headings and subheadings
MCOB 10A MCD Annual Percentage Rate of Charge
MCOB 10A.1 Calculation of the APRC
MCOB 10A.2 APRC: mathematical formula and assumptions
MCOB 10A.3 APRC: additional assumptions
MCOB 11.4 Application
MCOB 11.5 Purpose
MCOB 11.6 Responsible lending and financing
MCOB 11.7 Transitional arrangements
MCOB 11.8 Customers unable to change regulated mortgage contract, home purchase plan or provider
MCOB 11A Additional MCD responsible lending requirements
MCOB 11A.1 MCD mortgage credit intermediary: submission of information to MCD mortgage lender
MCOB 11A.2 Prohibition on cancellation or variation of MCD regulated mortgage contract on grounds of creditworthiness
MCOB 11A.3 Obtaining information for, and assessment of, affordability from the consumer and rejecting an application
MCOB 12.4 Payment shortfall charges: regulated mortgage contracts
MCOB 12.6 Business loans and loans to high net worth mortgage customers: tailored provisions
MCOB 13 Arrears, payment shortfalls and repossessions: regulated mortgage contracts and home purchase plans
MCOB 13.3 Dealing fairly with customers with a payment shortfall: policy and procedures
MCOB 13.4A Data sharing with other charge holders
MCOB 13.7 Business loans and loans to high net worth mortgage customers: tailored provisions
MCOB 14 MCD article 3(1)(b) credit agreements
MCOB 14.1 Handbook provisions which apply in respect of MCD article 3(1)(b) credit agreements
MCOB TP 1 MCD Transitional Provisions
MCOB TP 4 Other Transitional Provisions
MCOB TP 5 Transitional Provisions: Regulated mortgage contracts
BCOBS 1 Annex 1 Structured deposit business
BCOBS 2.2A Summary box for savings accounts
BCOBS 2.4 Cash deposit ISAs and cash deposit CTFs
BCOBS 2 Annex 1 Form of Summary Box for Savings Accounts
BCOBS 2 Annex 2 Guidance on presentation of interest-rate information in savings account summary box
BCOBS 2A Optional additional products
BCOBS 2A.1 Restriction on marketing or providing an optional product for which a fee is payable
BCOBS 4.3 Information to be provided by a non ring-fenced body to individual account holders
BCOBS TP 1 Transitional Provisions
CASS 6.6 Records, accounts and reconciliations
CASS 6.7 Treatment of custody assets after a failure
CASS 7.10 Application and purpose
CASS 7.11 Treatment of client money
CASS 7.12 Organisational requirements: client money
CASS 7.13 Segregation of client money
CASS 7.14 Client money held by a third party
CASS 7.15 Records, accounts and reconciliations
CASS 7.16 The standard methods of internal client money reconciliation
CASS 7.17 Statutory trust
CASS 7.18 Acknowledgment letters
CASS 7.19 Clearing member client money sub-pools
CASS 7 Annex 2 Client bank account acknowledgment letter template
CASS 7 Annex 3 Client transaction account acknowledgment letter template
CASS 7 Annex 4 Authorised central counterparty acknowledgment letter template
CASS 7 Annex 5 Guidance notes for acknowledgement letters (CASS 7.18)
CASS 7 Annex 6 Sub-pool disclosure document
CASS 7A Client money distribution and transfer
CASS 8.2 Definition of mandate
CASS 8.3 Records and internal controls
CASS 9 Information to clients
CASS 9.4 Information to clients concerning custody assets and client money
CASS 9.5 Reporting to clients on request
CASS 10 CASS resolution pack
CASS 10.1 Application, purpose and general provisions
CASS 10.2 Core content requirements
CASS 10.3 Existing records forming part of the CASS resolution pack
CASS 11 Debt management client money chapter
CASS 11.1 Application
CASS 11.2 Firm classification
CASS 11.3 Responsibility for CASS operational oversight
CASS 11.4 Definition of client money and the discharge of fiduciary duty
CASS 11.5 Organisational requirements
CASS 11.6 Statutory trust
CASS 11.7 Selecting an approved bank at which to hold client money
CASS 11.8 Client bank account acknowledgement letters
CASS 11.9 Segregation and the operation of client money accounts
CASS 11.10 Payments to creditors
CASS 11.11 Records, accounts and reconciliations
CASS 11.12 CASS 11 resolution pack
CASS 11.13 Client money distribution in the event of a failure of a firm or approved bank
CASS 11 Annex 1 CASS debt management firm client bank account acknowledgement letter template
CASS 11 Annex 2 Guidance notes for client bank account acknowledgement letters (CASS 11.8.5G)
CASS 12 Commodity Futures Trading Commission Part 30 exemption order
CASS 12.1 Application
CASS 12.2 Treatment of client money
MAR 1 Market Abuse
MAR 1.3 Insider dealing
MAR 1.4 Unlawful disclosure
MAR 1.6 Manipulating transactions
MAR 1.7 Manipulating devices
MAR 1.8 Dissemination
MAR 1.9 Misleading behaviour & distortion
MAR 2.1 Application and Purpose [deleted]
MAR 2.2 Stabilisation: general [deleted]
MAR 2.3 Stabilisation under the Buy-back and Stabilisation Regulation [deleted]
MAR 2.4 Stabilisation when the Buy-back and Stabilisation Regulation does not apply [deleted]
MAR 2 Annex 1 List of specified exchanges (This is the list of other specified exchanges referred to in MAR 2.2.1R(2)) [deleted]
MAR 5.3A Systems and controls for algorithmic trading
MAR 5.6A Suspension and removal of financial instruments
MAR 5.7 Pre- and post-trade transparency requirements for equity and non- equity instruments: form of waiver and deferral
MAR 5.8 Provisions common to pre- and post-trade transparency requirements for shares [deleted]
MAR 5.9 Post-trade transparency requirements for shares [deleted]
MAR 5.10 Operation of an SME growth market
MAR 5 Annex 1D Form in relation to pre-trade transparency
MAR 5 Annex 2 Form for reporting incentive scheme proposals (MAR 5.6.3R(1))
MAR 5A Organised trading facilities (OTFs)
MAR 5A.1 Application
MAR 5A.2 Purpose
MAR 5A.3 Specific requirements for OTFs
MAR 5A.5 Systems and controls for algorithmic trading
MAR 5A.6 Finalisation of transactions
MAR 5A.7 Monitoring compliance with the rules of the OTF
MAR 5A.8 Reporting requirements
MAR 5A.9 Suspension and removal of financial instruments
MAR 5A.10 Pre-trade transparency requirements for non-equity instruments: form of waiver
MAR 5A.11 Post-trade transparency requirements for non-equity instruments: form of deferral
MAR 5A Annex 1 Form in relation to pre-trade transparency
MAR 5AA Multilateral systems
MAR 5AA.1 Operation of a multilateral system as an MTF or OTF
MAR 6.3 Criteria for determining whether an investment firm is a systematic internaliser [deleted]
MAR 6.3A Quality of execution
MAR 6.4A Quotes in respect of non-equity instruments
MAR 6.5 Obligations on systematic internalisers in shares to make public firm quotes [deleted]
MAR 6.6 Size and content of quotes [deleted]
MAR 6.7 Prices reflecting prevailing market conditions [deleted]
MAR 6.8 Liquid market for shares, share class, standard market size and relevant market [deleted]
MAR 6.9 Publication of quotes [deleted]
MAR 6.10 Execution price of retail client orders [deleted]
MAR 6.11 Execution price of professional client orders [deleted]
MAR 6.12 Execution price of client orders not matching quotation sizes [deleted]
MAR 6.13 Standards and conditions for trading [deleted]
MAR 6.14 Limiting risk of exposure to multiple transactions [deleted]
MAR 7 Disclosure of information on certain trades undertaken outside a regulated market or MTF [deleted]
MAR 7.1 Application [deleted]
MAR 7.2 Making post-trade information public [deleted]
MAR 7 Annex 1 Deferred publication thresholds and delays [deleted]
MAR 7A Algorithmic trading
MAR 7A.1 Application
MAR 7A.2 Purpose
MAR 7A.3 Requirements for algorithmic trading
MAR 7A.4 Requirements when providing direct electronic access
MAR 7A.5 Requirements when acting as a general clearing member
MAR 8 Benchmarks
MAR 8.1 Application and purpose
MAR 8.2 Requirements for benchmark submitters [deleted]
MAR 8.3 Requirements for benchmark administrators [deleted]
MAR 8.4 Third country benchmark contributors
MAR 8.5 Regulated benchmark administrators
MAR 8.6 Responsibility for benchmark activities: benchmark contributors
MAR 8.7 Procedures for exercising powers in relation to critical benchmarks
MAR 9 Data reporting service
MAR 9.1 Application, introduction, approach and structure
MAR 9.2 Authorisation and verification
MAR 9.3 Notification and information
MAR 9.4 Supervisory regime
MAR 9.5 Frequently Asked Questions
MAR 9 Annex 1 Application form to provide the service of ARM and/or APA and/or CTP
MAR 9 Annex 2 Notification form for list of members of a management body
MAR 9 Annex 3 Variation of Authorisation of a Data Reporting Services Provider (DRSP)
MAR 9 Annex 4 Cancellation of Authorisation of a Data Reporting Services Provider (DRSP)
MAR 9 Annex 5 Material Change in information for a Data Reporting Services Provider (DRSP)
MAR 9 Annex 6 Notification form for changes to the membership of the management body
MAR 9 Annex 7 FCA MDP on-boarding application form
MAR 9 Annex 8 Yearly Notification Form for a Data Reporting Service Provider (DRSP)
MAR 9 Annex 9 Data Reporting Services Provider (DRSP) Ad hoc notification
MAR 9 Annex 10 MIS confidentiality agreement
MAR 10 Commodity derivative position limits and controls, and position reporting
MAR 10.1 Application
MAR 10.2 Position limit requirements
MAR 10.3 Position management controls
MAR 10.4 Position reporting
MAR 10.5 Other reporting, notifications and information requirements
MAR 10 Annex 1 Application form for a non-financial entity for an exemption from compliance with position limits
PROD Product Intervention and Product Governance Sourcebook
PROD 1 Product Intervention and Product Governance Sourcebook (PROD)
PROD 1.1 Application and purpose
PROD 1.2 Application of PROD 2
PROD 1.3 Application of PROD 3
PROD 2 Statement of policy with respect to the making of temporary product intervention rules
PROD 2.1 Purpose
PROD 2.2 General rule making and product intervention rules
PROD 2.3 Agreements made in breach of product intervention rules
PROD 2.4 Temporary product intervention rules
PROD 2.5 Factors the FCA will consider when making temporary product intervention rules
PROD 2.6 General considerations for product intervention rules
PROD 2.7 Contextual considerations for product intervention rules
PROD 2.8 Competition considerations for temporary product intervention rules
PROD 2.9 Regulatory principles
PROD 2.10 Process for making temporary product intervention rules
PROD 2.11 Consulting the panels
PROD 2.12 Consulting the PRA
PROD 2.13 Communication, publication and post-implementation review of temporary product intervention rules
PROD 2.14 Revocation or replacement of rules
PROD 3 Product governance: MiFID
PROD 3.1 General
PROD 3.2 Manufacture of products
PROD 3.3 Distribution of products and investment services
SUP 1A The FCA's approach to supervision
SUP 1A.1 Application and purpose
SUP 1A.2 Introduction
SUP 1A.3 The FCA's approach to supervision
SUP 1A.4 Tools of supervision
SUP 2 Information gathering by the FCA or PRA on its own initiative
SUP 2.2 Information gathering by the appropriate regulator on its own initiative: background
SUP 2.3 Information gathering by the FCA on its own initiative: cooperation by firms
SUP 3.11 Review of auditor’s client assets report
SUP 3 Annex 1 SUP 3 Annex 1
SUP 5.2 The FCA’s power
SUP 5 Annex 1 Non-exhaustive list of examples of when the FCA may use the skilled person tool (This Annex belongs to SUP 5.3.1AG)
SUP 6 Applications to vary and cancel Part 4A permission and to impose, vary or cancel requirements
SUP 6.1 Application, interpretation and purpose
SUP 6.3 Applications for variation of permission and/or imposition, variation or cancellation of requirements
SUP 7.2 The FCA's powers to set individual requirements and limitations on its own initiative
SUP 7.3 Criteria for varying a firm's permission or imposing, varying or cancelling requirements on the FCA's own initiative
SUP 8A Directions and determinations by the FCA waiving, varying or disapplying CCA requirements
SUP 8A.1 Application, purpose and interpretation
SUP 8A.2 Introduction and conditions
SUP 8A.3 Applying for a direction or determination by the FCA waiving, varying or disapplying CCA requirements
SUP 8A.4 Notification of altered circumstances relating to directions or waivers
SUP 8A.5 Revoking or varying directions and determinations
SUP 8A Annex 1 Application form for a direction under section 60(3) of the CCA
SUP 8A Annex 2 Application form for a direction under section 101(8) of the CCA
SUP 8A Annex 3 Information form in support of an application for a direction under section 101(8) of the CCA
SUP 9.3 Giving individual guidance to a firm on the FCA's own initiative
SUP 10A FCA Approved Persons
SUP 10A.1 Application
SUP 10A.2 Purpose
SUP 10A.3 Provisions related to the Act
SUP 10A.4 Specification of functions
SUP 10A.5 Significant-influence functions
SUP 10A.6 FCA governing functions
SUP 10A.7 FCA required functions
SUP 10A.8 Systems and controls functions
SUP 10A.9 Significant management functions
SUP 10A.10 Customer-dealing functions
SUP 10A.11 Minimising overlap with the PRA approved persons regime
SUP 10A.12 Procedures relating to FCA-approved persons
SUP 10A.13 Application for approval and withdrawing an application for approval
SUP 10A.14 Changes to an FCA-approved person's details
SUP 10A.15 References and accurate information
SUP 10A.16 How to apply for approval and give notifications
SUP 10A.17 Further questions
SUP 10A Annex 1 Frequently asked questions
SUP 10A Annex 2 Approved person regime: summary of forms and their use for applications for approval to perform an FCA-controlled function
SUP 10A Annex 3 [Not used]
SUP 10A Annex 4 Form A: Application to perform controlled functions under the approved persons regime
SUP 10A Annex 5 Form B: Notice to withdraw an application to perform controlled functions (including senior management functions)
SUP 10A Annex 6 Form C: Notice of ceasing to perform controlled functions (including senior management functions)
SUP 10A Annex 7 Form D: Notification of changes in personal information or application details and conduct breaches/disciplinary action related to conduct
SUP 10A Annex 8 Form E: Internal transfer of an approved person
SUP 10A Annex 9 Form G: The Retail Investment Adviser Complaints Alerts Form
SUP 10A Annex 10 MiFID Article 4 APER Information Form
SUP 10B PRA Approved Persons
SUP 10B Annex 1 [Not used]
SUP 10C FCA senior management regime for approved persons in relevant authorised persons
SUP 10C.1 Application
SUP 10C.2 Purpose
SUP 10C.3 General material about the definition of controlled functions
SUP 10C.4 Specification of functions
SUP 10C.5 FCA governing functions
SUP 10C.6 FCA-required functions
SUP 10C.7 Other overall responsibility function (SMF18)
SUP 10C.8 The other local responsibility function (SMF22) and EEA branch senior manager functions (SMF21)
SUP 10C.9 Minimising overlap with the PRA approved persons regime
SUP 10C.10 Application for approval and withdrawing an application for approval
SUP 10C.11 Statements of responsibilities
SUP 10C.12 Conditional and time-limited approvals
SUP 10C.13 Variation of conditional and time-limited approvals
SUP 10C.14 Changes to an FCA-approved person’s details
SUP 10C.15 Forms and other documents and how to submit them to the FCA
SUP 10C.16 References and accurate information
SUP 10C Annex 1 Summary of forms and their use in the senior management regime for SMF managers
SUP 10C Annex 2D Form A: Application to perform senior management functions
SUP 10C Annex 3D Form E: Internal transfer of an approved person (for firms and individuals subject to the senior management regime)
SUP 10C Annex 4D Form I: Application for the variation of a conditional approval for performance of a senior management function
SUP 10C Annex 5D Statement of responsibilities
SUP 10C Annex 6D Form J: Notification of significant change to a statement of responsibilities
SUP 10C Annex 7D MiFID Article 4 SMR Information Form
SUP 12.3 What responsibility does a firm have for its appointed representatives or EEA tied agents?
SUP 12 Annex 4 Appointed representative or tied agent – change details
SUP 13.8 Changes of details: provision of notices to the appropriate UK regulator
SUP 13 Annex 1A Passporting: Branch passport notifications and tied agent notifications under MiFID ITS 4A
SUP 13 Annex 2 Passporting: MiFID investment services and activities passport notification and notification for the provision of arrangements to facilitate access to an MTF or OTF under MiFID ITS 4A)
SUP 13 Annex 2A Passporting: Notification to cease the provision of cross border services under MiFID
SUP 13 Annex 6 Passporting: UCITS Directive
SUP 13 Annex 7 Passporting: Emissions Trading. Notice of intention from a UK firm to exercise the right of establishment in another EEA Member State
SUP 13 Annex 8 Passporting: AIFMD
SUP 13 Annex 9 Passporting: MCD
SUP 13A Annex 3 EEA UCITS management companies: application for approval to manage a UCITS scheme established in the United Kingdom
SUP 13A Annex 4 Passporting: Emissions Trading. Notice of intention to exercise the right of establishment in the United Kingdom
SUP 14.5 Variation of a top-up permission to carry on regulated activities outside the scope of the Single Market Directives or the auction regulation
SUP 14.7 Cancellation of a top-up permission to carry on regulated activities outside the scope of the Single Market Directives or the auction regulation
SUP 15 Notifications to the FCA
SUP 15.10 Reporting suspicious transactions or orders (market abuse)
SUP 15.11 Notification of COCON breaches and disciplinary action
SUP 15.12 Ongoing alerts for retail adviser complaints
SUP 15.13 Notification by CBTL firms
SUP 15.14 Notifications under the Payment Services Regulations
SUP 15 Annex 1 Application of SUP 15 to incoming EEA firms, incoming Treaty firms, EEA authorised payment institutions and EEA authorised electronic money institutions
SUP 15 Ann 3 Notification to amend firm details form
SUP 15 Ann 5 Indications of Possible Suspicious Transactions or Orders
SUP 15 Annex 6 Notifications by UK AIFMs
SUP 15 Annex 6A R AIFMD new fund under management notification
SUP 15 Annex 6B R AIFMD notification of senior personnel amendments or removal form
SUP 15 Annex 6C R AIFMD full-scope UK AIFM material change notification
SUP 15 Annex 6D R AIFMD notice of sub-threshold AIFM exceeding AuM limit
SUP 15 Annex 6E D AIFMD small registered AIFM change form
SUP 15 Annex 6F G EuSEF and EuVECA management and marketing notifications
SUP 15 Annex 7R Form H: Form for the notification of disciplinary action relating to conduct rules staff (other than SMF managers) in relevant authorised persons
SUP 15 Annex 8R Form G: The Retail Investment Adviser Complaints Notifications Form
SUP 15 Annex 9D Form NOT002 Payment Account Service rejections or withdrawals (notification by credit institutions under regulation 105)
SUP 15 Annex 10 Form NOT003 AIS/PIS denial (notification by account servicing payment service providers under regulation 71)
SUP 15 Annex 11D Form Notification of major operational or security incidents – PSD2
SUP 15A Application and notifications under EMIR
SUP 15A.1 Application and notifications under EMIR
SUP 15B Applications and notifications under the benchmarks regulation and powers over Miscellaneous BM persons
SUP 15B.1 Application
SUP 15B.2 Notifications under the benchmarks regulation
SUP 15B.3 Applications to endorse a third country benchmark
SUP 15B.4 Applications for recognition of third country administrators
SUP 15B.5 Powers over Miscellaneous BM persons
SUP 16.7A Annual report and accounts
SUP 16.10 Verification of firm details
SUP 16.14 Client money and asset return
SUP 16.15 Reporting under the Electronic Money Regulations
SUP 16.16 Prudent valuation reporting
SUP 16.17 Remuneration reporting
SUP 16.18 AIFMD reporting
SUP 16.19 Immigration Act compliance reporting
SUP 16.20 Submission of recovery plans and information for resolution plans
SUP 16.21 Reporting under the MCD Order for CBTL firms
SUP 16.22 Reporting under the Payment Accounts Regulations
SUP 16.23 Annual Financial Crime Report
SUP 16 Annex 1A FIN-A Annual Report and Accounts
SUP 16 Annex 1B Guidance notes for the completion of FIN-A in SUP 16 Annex 1AR
SUP 16 Annex 6A Guidance notes for completion of the FCA Persistency Report
SUP 16 Annex 9AG Guidance notes for completion of annual questionnaire for authorised professional firms in SUP 16 Annex 9R
SUP 16 Annex 12A Reports from depositaries of authorised funds
SUP 16 Annex 12B Guidance notes on reports from depositaries of authorised funds
SUP 16 Annex 14 Quarterly and annual returns for Credit Unions [deleted]
SUP 16 Annex 15 Notes on completing the quarterly and annual returns for Credit Unions [deleted]
SUP 16 Annex 16A Firm details (See SUP 16.10.4R)
SUP 16 Annex 19A Mortgage Lenders & Administrators Return (‘MLAR’)
SUP 16 Annex 19AA Mortgage Lenders & Administrators Return ('MLAR') - sub-forms for second charge regulated mortgage activity
SUP 16 Annex 19B Notes for completion of the Mortgage Lenders & Administrators Return (‘MLAR’)
SUP 16 Annex 25A Guidance notes for data items in SUP 16 Annex 24R
SUP 16 Annex 27A [deleted]
SUP 16 Annex 27B [deleted]
SUP 16 Annex 27C Authorised Payment Institution Capital Adequacy Return
SUP 16 Annex 27D Notes on completing FSA056 (Authorised Payment Institution Capital Adequacy Return – SUP 16 Annex 27CD)
SUP 16 Annex 27E REP017 Payments Fraud Report
SUP 16 Annex 27F Notes on completing REP017 Payments Fraud Report
SUP 16 Annex 27G REP018 Operational and Security Risk reporting form
SUP 16 Annex 27H Notes on completing REP018 Operational and Security Risk form
SUP 16 Annex 28A [deleted]
SUP 16 Annex 28B [deleted]
SUP 16 Annex 28C Small Payment Institution Return
SUP 16 Annex 28D Notes on completing FSA057 (Small Payment Institution Return)
SUP 16 Annex 29 Client Money and Asset Return (CMAR)
SUP 16 Annex 29A Guidance notes for the data item in SUP 16 Annex 29R
SUP 16 Annex 30 Electronic money: returns
SUP 16 Annex 30A [deleted]
SUP 16 Annex 30B [deleted]
SUP 16 Annex 30C [deleted]
SUP 16 Annex 30D [deleted]
SUP 16 Annex 30E [deleted]
SUP 16 Annex 30F [deleted]
SUP 16 Annex 30G Small electronic money institutions - total outstanding electronic money return
SUP 16 Annex 30H Authorised electronic money institution questionnaire
SUP 16 Annex 30I Notes on completing authorised electronic money institution questionnaire
SUP 16 Annex 30J Small electronic money institution questionnaire
SUP 16 Annex 30K Notes on completing small e-money institution questionnaire
SUP 16 Annex 31A Prudent Valuation Return
SUP 16 Annex 31B Guidance notes for data items in SUP 16 Annex 31AR
SUP 16 Annex 32 Bidding in emissions auctions return
SUP 16 Annex 33 [deleted]
SUP 16 Annex 33A Remuneration Benchmarking Information Report
SUP 16 Annex 33B Guidance notes for data items in SUP 16 Annex 33AR
SUP 16 Annex 34 [deleted]
SUP 16 Annex 34A High Earners Report
SUP 16 Annex 34B Guidance notes for data items in SUP 16 Annex 34AR
SUP 16 Annex 35A Close Links Monthly Report
SUP 16 Annex 35B Guidance notes for completion of the close links monthly report in SUP 16 Annex 35AR
SUP 16 Annex 36A Close Links Annual Report
SUP 16 Annex 36B Guidance notes for completion of close links annual report in SUP 16 Annex 36AR
SUP 16 Annex 37A Controllers Report
SUP 16 Annex 37B Guidance notes for completion of controllers report in SUP 16 Annex 37AR
SUP 16 Annex 38A Data Items relating to Consumer Credit activities
SUP 16 Annex 38B Notes for completion of Data Items relating to Consumer Credit activities
SUP 16 Annex 39A Consumer buy-to-let return
SUP 16 Annex 39B Guidance notes for completion of consumer buy-to-let return in SUP 16 Annex 39AD
SUP 16 Annex 40 Data items related to recovery and information for resolution plans
SUP 16 Annex 41 Compliance Reporting Return
SUP 16 Annex 41A Payment accounts report
SUP 16 Annex 41B Notes for completion of payment accounts report in SUP Annex 41AD
SUP 16 Annex 42A Annual Financial Crime Report
SUP 16 Annex 42B Guidance notes for completion of the Annual Financial Crime Report
SUP 16 Annex 42C Guidance Notes: Geographical breakdown for section 2 of SUP 16 Annex 42AR
SUP 17A Transaction reporting and supply of reference data
SUP 17A.1 Application
SUP 17A.2 Connectivity with FCA systems
SUP App 2.14A Fairness issues for with-profit firms in difficulty or in an irregular situation
SUP App 3.9 Mapping of MiFID, CRD, AIFMD, UCITS Directive, MCD and Insurance Mediation Directive to the Regulated Activities Order
SUP App 3.10 Mapping of the Solvency II Directive to the Regulated Activities Order
SUP TP 3 Transitional provisions relating to SUP 10A and SUP 10B: Transition from the FSA to the FCA and PRA
SUP TP 5 Transitional provisions for SUP 10A
SUP TP 6 Financial Services (Banking Reform) Act 2013: Approved persons
SUP TP 7 Financial Services (Banking Reform) Act 2013: Approved persons in Solvency II firms
SUP TP 8 Financial Services (Banking Reform) Act 2013: Approved persons in small non-directive insurers
SUP TP 9 Transitional Provisions in relation to the MiFID Regulation
SUP TP 10 Benchmarks Regulation Transitional Provisions
DEPP 2.4 Third party rights and access to FCA material
DEPP 4 Decisions by FCA staff under executive procedures
DEPP 6A The power to impose a suspension, restriction, condition, limitation or disciplinary prohibition
DEPP 6A.3 Determining the appropriate length of the period of suspension, restriction, condition or disciplinary prohibition
DEPP 6A.3A Determining the appropriate length of the period of limitation for approvals under section 59 of the Act
DEPP 6A.4 The interaction between the power to impose suspensions, restrictions, conditions, limitations or disciplinary prohibitions and the power to impose penalties or public censures
DEPP 7 Statement of policy on interviews conducted on behalf of overseas and EEA regulators
DEPP 8 Variation of SMF managers’ approval on the FCA’s own initiative
DEPP 8.1 Introduction
DEPP 8.2 Use of the own-initiative variation of approval power: general
DEPP 8.3 Use of the own-initiative variation of approval power: specific examples
DEPP 8.4 Use of the own-initiative variation of approval power in urgent cases
DEPP 8.5 Effects of a breach of condition or time limitation
DISP 1.1A Complaints handling requirements for MiFID complaints
DISP 1.5 Complaints resolved by close of the third business day
DISP 1.10B Payment services and electronic money complaints reporting
DISP 1 Annex 1AD Electronic money and payment services complaints return form
DISP 1 Annex 1AA Notes on completing electronic money and payment services complaints return form
DISP 1 Annex 1C Illustration of the online reporting requirements, referred to in DISP 1.10.2AR
DISP 1 Annex 2 Application of DISP 1 to type of respondent / complaint
DISP 1 Annex 3 Appropriate wording for inclusion in a final response or written acceptance
DISP 1 Annex 4 Appropriate wording for inclusion in a final response, written acceptance or summary resolution communication
DISP 2 Annex 1 Regulated Activities for the Voluntary Jurisdiction as at 3 January 2018
DISP 3.4 Referring a complaint to another complaints scheme or court
DISP App 3.3 The approach to considering evidence at step 1
DISP App 3.3A The approach to considering evidence at step 2
DISP App 3.5 Re-assessing rejected claims at step 1
DISP App 3.6 Determining the effect of a breach or failing at step 1
DISP App 3.7 Approach to redress at step 1
DISP App 3.7A Approach to redress at step 2
DISP App 3.8 Other appropriate redress at steps 1 and 2
DISP App 3.9 Other matters concerning redress at steps 1 and 2
DISP App 3.10 Application: evidential provisions and guidance
DISP App 3.11 Obligation to write letters to certain rejected complainants
CONRED Consumer Redress Schemes sourcebook
CONRED 1 General
CONRED 1.1 Introduction
CONRED 1.2 Process for making a consumer redress scheme
CONRED 1.3 Trigger for making a consumer redress scheme
CONRED 1.4 Scope of a consumer redress scheme
CONRED 1.5 Operation of a consumer redress scheme
CONRED 1.6 Role of the Financial Ombudsman Service and the Financial Services Compensation Scheme
CONRED 1.7 Challenging a consumer redress scheme
CONRED 1.8 Imposing a consumer redress scheme on a firm under section 404F(7) of the Act
CONRED 2 Arch cru Consumer Redress Scheme
CONRED 2.1 Application and subject matter of the scheme
CONRED 2.2 Summary of the scheme
CONRED 2.3 Notifications and reports to the FCA
CONRED 2.4 Consumer redress scheme: identifying scheme cases and inviting consumers to request a review
CONRED 2.5 Consumer redress scheme: case review
CONRED 2.6 Consumer redress scheme: paying redress
CONRED 2.7 Supervision and delegation of scheme process by firms
CONRED 2.8 Provisions relating to communications with consumers
CONRED 2.9 Consumer redress scheme: information requirements
CONRED 2.10 Record-keeping requirements
CONRED 2 Annex 1 Redress determination for customers outside subject matter of Arch cru consumer redress scheme
CONRED 2 Annex 2 Letter to consumers confirming existence of review and inviting request to opt-in
CONRED 2 Annex 3 First reminder letter to consumers inviting request for review
CONRED 2 Annex 4 Second reminder letter to consumers inviting request for review
CONRED 2 Annex 5 Final letter to consumers who have not sent a request for review
CONRED 2 Annex 6 Redress determination where firm considers opt-in ineffective
CONRED 2 Annex 7 Letter to consumers confirming their case will be reviewed
CONRED 2 Annex 8 Initial letter requesting information/enclosing questionnaire
CONRED 2 Annex 9 Reminder letter
CONRED 2 Annex 10 Redress determination where consumer has not provided requested information
CONRED 2 Annex 11 Redress determination letter for scheme cases
CONRED 2 Annex 12 Arch cru product advice suitability assessment template
CONRED 2 Annex 13 CF Arch cru funds template instructions
CONRED 2 Annex 14 Investment benchmarks
CONRED 2 Annex 15 Risks and features of Arch cru funds
CONRED App 1 Key definitions
CONRED App 1.1 Key definitions
CONRED Sch 1 Record keeping requirements
CONRED Sch 2 Notification requirements
CONRED Sch 3 Fees and other required payments
CONRED Sch 4 Powers exercised
CONRED Sch 5 Rights of action for damages
CONRED Sch 6 Rules that can be waived
COMP INTRO A INTRO 1
COMP 1.4 EEA Firms [deleted]
COMP 1.6 Cooperation with the FSCS
COMP 4.4 Exceptions: Relevant general insurance contracts: mesothelioma claims
COMP 5.8 Protected debt management business
COMP 6 Relevant persons and successors in default
COMP 6.3A When is a successor in default?
COMP 7 Assignment or subrogation of rights
COMP 7.3 Automatic subrogation
COMP 7.4 Duty on FSCS to pursue recoveries
COMP 7.6 Treatment of recoveries
COMP 12A Special cases
COMP 12A.1 Trustees and pension schemes
COMP 12A.2 Personal representatives, agents and joint claims
COMP 12A.3 Collective investment schemes
COMP 12A.4 Foreign law
COMP 12A.5 Claims arising under COMP 3.2.4R
COMP 14.5 EEA UCITS management companies
COLL 3.2 The instrument constituting the fund
COLL 4.6 Simplified Prospectus provisions [deleted]
COLL 4.7 Key investor information and marketing communications
COLL 4.8 Notifications for UCITS master-feeder arrangements
COLL 4 Annex 1 Total expense ratio calculation [deleted]
COLL 4 Annex 2 Portfolio turnover calculation [deleted]
COLL 5.8 Investment powers and borrowing limits for feeder UCITS
COLL 5.9 Investment powers and other provisions for money market funds
COLL 6.6A Duties of AFMs in relation to UCITS schemes and EEA UCITS schemes
COLL 6.6B UCITS depositaries
COLL 6.10 Senior personnel responsibilities
COLL 6.11 Risk control and internal reporting
COLL 6.12 Risk management policy and risk measurement
COLL 6.13 Record keeping
COLL 6 Annex 2 UK UCITS management company of UCITS schemes and EEA UCITS schemes: Derivative Use Report (FSA042: UCITS)
COLL 6 Annex 3 Guidance notes on UK UCITS management company of UCITS schemes and EEA UCITS schemes: Derivative Use Report (FSA042: UCITS)
COLL 7.3 Winding up a solvent ICVC and terminating or winding up a sub-fund of an ICVC
COLL 7.4A Winding up a solvent ACS and terminating a sub-fund of a co-ownership scheme
COLL 7.7 UCITS mergers
COLL 8 Annex 2 ACS Qualified Investor Schemes: eligible investors
COLL 9.3 Section 272 recognised schemes
COLL 11 Master-feeder arrangements under the UCITS Directive
COLL 11.1 Introduction
COLL 11.2 Approval of a feeder UCITS
COLL 11.3 Co-ordination and information exchange for master and feeder UCITS
COLL 11.4 Depositaries
COLL 11.5 Auditors
COLL 11.6 Winding up, merger and division of master UCITS
COLL 11 Annex 1 Contents of the standard master-feeder agreement
COLL 11 Annex 2 Contents of the internal conduct of business rules
COLL 12 Management company and product passports under the UCITS Directive
COLL 12.1 Introduction
COLL 12.2 UK UCITS management companies
COLL 12.3 EEA UCITS management companies
COLL 12.4 UCITS product passport
COLL 13 Operation of feeder NURS
COLL 13.1 Introduction
COLL 13.2 Operational requirements for feeder NURS
COLL 14 Charity authorised investment funds
COLL 14.1 Introduction
COLL 14.2 Registration with the Charity Commission
COLL 14.3 Advisory committee
COLL 14.4 Income allocation and distribution
COLL Appendix KII Regulation
COLL Appendix 1EU KII Regulation
COLL Appendix 2 Modifications to the KII Regulation for KII-compliant NURS
CREDS Credit Unions sourcebook
CREDS 1 Introduction
CREDS 1.1 Application and purpose
CREDS 2 Senior management arrangements, systems and controls
CREDS 2.1 Application and purpose
CREDS 2.2 General provisions
CREDS 3A Shares, deposits and borrowing
CREDS 3A.1 Application and purpose
CREDS 3A.2 Shares and deposits
CREDS 3A.3 Borrowing
CREDS 3A.4 Insurance against fraud or other dishonesty
CREDS 3A.5 Requirements on the retail distribution and financial promotion of capital instruments
CREDS 7 Lending to members
CREDS 7.1 Application, purpose and interpretation
CREDS 7.2 General requirements concerning lending policy
CREDS 8 Supervision
CREDS 8.1 Application and purpose
CREDS 8.2 Reporting requirements
CREDS 8.3 Approved persons
CREDS 9 Complaints reporting rules for credit unions
CREDS 9.1 Application and purpose
CREDS 9.2 Reporting
CREDS 9 Annex 1 Credit union complaints return
CREDS 10 Application of other parts of the Handbook to credit unions
CREDS 10.1 Application and purpose
CREDS App 1 Key Definitions
CREDS App 1.1 Key Definitions
CREDS TP 1 Transitional Provision
CREDS Sch 1 Record keeping requirements
CREDS Sch 2 Notification requirements
CREDS Sch 3 Fees and other required payments
CREDS Sch 4 Powers exercised
CREDS Sch 5 Rights of actions for damages
CREDS Sch 6 Rules that can be waived
CONC Consumer Credit sourcebook
CONC 1 Application and purpose and guidance on financial difficulties
CONC 1.1 Application and purpose
CONC 1.2 Who? What? Where?
CONC 1.3 Guidance on financial difficulties
CONC 2 Conduct of business standards: general
CONC 2.1 Application
CONC 2.2 General principles for credit-related regulated activities
CONC 2.3 Conduct of business: lenders and restrictions on provision of credit card cheques
CONC 2.4 Credit references: conduct of business: lenders and owners
CONC 2.5 Conduct of business: credit broking
CONC 2.5A Conduct of business: high-cost short-term credit (HCSTC) products on price comparison websites
CONC 2.6 Conduct of business: debt counselling, debt adjusting and providing credit information services
CONC 2.7 Distance marketing
CONC 2.8 E-commerce
CONC 2.9 Prohibition of unsolicited credit tokens
CONC 2.10 Mental capacity guidance
CONC 2 Annex 1 Distance marketing information
CONC 2 Annex 2 Abbreviated distance marketing information
CONC 3 Financial promotions and communications with customers
CONC 3.1 Application
CONC 3.2 Financial promotion general guidance
CONC 3.3 The clear fair and not misleading rule and general requirements
CONC 3.4 Risk warning for high-cost short-term credit
CONC 3.5 Financial promotions about credit agreements not secured on land
CONC 3.6 Financial promotions about credit agreements secured on land
CONC 3.7 Financial promotions and communications: credit brokers
CONC 3.7A Financial promotions and communications: P2P agreements
CONC 3.8 Financial promotions and communications: lenders
CONC 3.9 Financial promotions and communications: debt counsellors and debt adjusters
CONC 3.10 Financial promotions not in writing
CONC 3.11 Not approving certain financial promotions
CONC 4 Pre-contractual requirements
CONC 4.1 Content of quotations
CONC 4.2 Pre-contract disclosure and adequate explanations
CONC 4.3 Pre-contractual requirements and adequate explanations: P2P agreements
CONC 4.4 Pre-contractual requirements: credit brokers
CONC 4.5 Commissions
CONC 4.6 Pre-contract disclosure: continuous payment authorities
CONC 4.7 Information to be provided on entering a current account agreement
CONC 4.8 Pre-contract: unfair business practices: consumer credit lending
CONC 5 Responsible lending
CONC 5.1 Application
CONC 5.2 Creditworthiness assessment: before agreement
CONC 5.3 Conduct of business in relation to creditworthiness and affordability
CONC 5.4 Conduct of business: credit brokers
CONC 5.5 Creditworthiness assessment: P2P agreements
CONC 5A Cost cap for high-cost short-term credit
CONC 5A.1 Application, purpose and guidance
CONC 5A.2 Prohibition from entering into agreements for high-cost short-term credit
CONC 5A.3 Prohibition from imposing charges under agreements for high-cost short-term credit
CONC 5A.5 Consequences of contravention of the cost caps
CONC 5A.6 Interpretation
CONC 6 Post contractual requirements
CONC 6.1 Application
CONC 6.2 Assessment of creditworthiness: during agreement
CONC 6.3 Information to be provided on a current account agreement and on significant overdrawing
CONC 6.4 Appropriation of payments
CONC 6.5 Assignment of rights
CONC 6.6 Pawn broking: conduct of business
CONC 6.7 Post contract: business practices
CONC 6.8 Post contract business practices: credit brokers
CONC 7 Arrears, default and recovery (including repossessions)
CONC 7.1 Application
CONC 7.2 Clear effective and appropriate arrears policies and procedures
CONC 7.3 Treatment of customers in default or arrears (including repossessions): lenders, owners and debt collectors
CONC 7.4 Information on status of debts
CONC 7.5 Pursuing and recovering repayments
CONC 7.6 Exercise of continuous payment authority
CONC 7.7 Application of interest and charges
CONC 7.8 Jurisdictional requirements
CONC 7.9 Contact with customers
CONC 7.10 Treatment of customers with mental capacity limitations
CONC 7.11 Disclosures relating to “authority” or “status”
CONC 7.12 Lenders’ responsibilities in relation to debt
CONC 7.13 Data accuracy and outsourced activities
CONC 7.14 Settlements, disputed and deadlocked debt
CONC 7.15 Statute barred debts
CONC 7.16 Passing data to lead generators etc.
CONC 7.17 Notice of sums in arrears under P2P agreements for fixed-sum credit
CONC 7.18 Notice of sums in arrears under P2P agreements for running-account credit
CONC 7.19 Notice of default sums under P2P agreements
CONC 8 Debt advice
CONC 8.1 Application
CONC 8.2 Conduct standards: debt advice
CONC 8.3 Pre contract information and advice requirements
CONC 8.4 Debt solution contracts
CONC 8.5 Financial statements and debt repayment offers
CONC 8.6 Changes to contractual payments
CONC 8.7 Charging for debt counselling, debt advice and related services
CONC 8.8 Debt management plans
CONC 8.9 Lead generators: including firm responsibility in dealing with lead generators
CONC 8.10 Conduct of business: providing credit information services
CONC 10 Prudential rules for debt management firms
CONC 10.1 Application and purpose
CONC 10.2 Prudential resources requirements
CONC 10.3 Calculation of prudential resources
CONC 11 Cancellation
CONC 11.1 The right to cancel
CONC 11.2 Right of withdrawal: P2P agreements
CONC 12 Requirements for firms with interim permission for credit-related regulated activities
CONC 13 Guidance on the duty to give information under sections 77, 78 and 79 of the Consumer Credit Act 1974
CONC 13.1 Application
CONC 14 Requirement in relation to agents
CONC 14.1 Application
CONC 15 Agreements secured on land
CONC 15.1 Application
CONC App 1 Total charge for credit rules; and certain exemptions
CONC App 1.1 Total charge for credit rules for certain agreements secured on land
CONC App 1.2 Total charge for credit rules for other agreements
CONC App 1.3 Exemption of certain credit agreements secured on land
CONC App 1.4 Exemption for high net worth borrowers and hirers and exemption relating to businesses
CONC TP 5 Transitional provisions for prudential provisions in relation to debt management firms
CONC TP 6 Transitional provisions for financial promotions and communications in relation to catalogues etc.
CONC TP 7 Transitional provision in relation to the Consumer Credit (Amendment No 2) Instrument 2015
CONC TP 7A Transitional provisions in relation to the Consumer Credit (Earlier Intervention and Persistent Debt) Instrument 2018
CONC TP 8 Other transitional provisions
CONC Sch 1 Record keeping requirements
CONC Sch 2 Notification and reporting requirements (if any)
CONC Sch 3 Fees and other required payment
CONC Sch 4 Not used
CONC Sch 5 Rights of action for damages
CONC Sch 6 Rules that can be waived
FUND Investment Funds sourcebook
FUND 1 Introduction
FUND 1.1 Application and purpose
FUND 1.2 Structure of the Investment Funds sourcebook
FUND 1.3 Types of fund manager
FUND 1.4 AIFM business restrictions
FUND 3 Requirements for alternative investment fund managers
FUND 3.1 Application
FUND 3.2 Investor information
FUND 3.3 Annual report of an AIF
FUND 3.4 Reporting obligations to the FCA
FUND 3.5 Investment in securitisation positions
FUND 3.6 Liquidity
FUND 3.7 Risk management
FUND 3.8 Prime brokerage firms
FUND 3.9 Valuation
FUND 3.10 Delegation
FUND 3.11 Depositaries
FUND 3.12 Marketing in the home Member State of the AIFM
FUND 3 Annex 1 Notification of intention to market at AIF in the United Kingdom
FUND 3 Annex 2 Notice of AIFM delegation
FUND 4 European AIF regimes
FUND 4.1 Application
FUND 4.2 ELTIFs
FUND 4 Annex 1 Additional documentation and information to market an ELTIF
FUND 10 Operating on a cross-border basis
FUND 10.1 Application and purpose
FUND 10.2 AIFM management passport
FUND 10.3 AIFM marketing passport
FUND 10.4 AIFM third country management
FUND 10.5 National private placement
FUND 10 Annex 1 National private placement notification
FUND App 1 Written notice decision procedures under the AIFMD UK regulation
FUND App 1.1 Section title
FUND TP 1 Transitional Provisions
FUND Sch 1 Record keeping requirements
FUND Sch 2 Notification requirements
FUND Sch 3 Rights of action for damages
FUND Sch 4 Rules that can be waived
PROF 3 The FCA's duties and powers
PROF 3.1 The FCA's duty to keep itself informed
PROF 3.2 The FCA's power to make a direction
PROF 3 Annex 1 The FCA's duties and powers
PROF 3 Annex 2 The FCA's duties and powers
RCB 3.2 Annual confirmations of compliance and asset pool monitor
RCB 3 Annex 3 Asset and liability profile form
RCB 3 Annex 4 Indicative terms form
RCB 3 Annex 5 Issuance form
RCB 3 Annex 6 Cancellation form
RCB 3 Annex 7A Loan level disclosure form
RCB 3 Annex 7B Guidance on loan level disclosure form
REC Recognised Investment Exchanges
REC 1.2 Purpose, status and quotations, notes or references
REC 2.4A Management body
REC 2.5 Systems and controls, algorithmic trading and conflicts
REC 2.6 General safeguards for investors, suspension and removal of financial instruments from trading and order execution on regulated markets
REC 2.7A Position management and position reporting in relation to commodity derivatives
REC 2.8 Settlement and clearing facilitation services
REC 2.12 Availability of relevant information and admission of financial instruments to trading
REC 2.16A Operation of a multilateral trading facility (MTF) or an organised trading facility (OTF)
REC 2.16B Operation of a data reporting service
REC 2.17 Recognition requirements relating to the default rules of UK RIEs
REC 2A Recognised Auction Platforms
REC 2A.1 Introduction
REC 2A.2 Method of satisfying the RAP recognition requirements
REC 2A.3 Guidance on RAP recognition requirements
REC 2A.4 Power and procedure for RAP penalties and censures
REC 3.4 Members of the management body and internal organisation
REC 3.5 Disciplinary action and events relating to members of the management body
REC 3.14A Operation of a trading venue
REC 3 Annex 1 Form for notifying incentive scheme proposals (REC 3.9.3R(1))
REC 4.2A Publication of information by UK RIEs and RAPs
REC 4.2D Suspension and removal of financial instruments from trading by the FCA
REC 4.2E Information: compliance of UK recognised bodies with EU requirements
REC 4.2F Information gathering power on FCA’s own initiative
REC 4.2G Reports by skilled persons
REC 4.5 FCA supervision of action by UK RIEs under their default rules
REC 4.6A The section 192C power to direct qualifying parent undertakings
REC 4.9 Disciplinary measures
REC 6 Overseas Investment Exchanges
REC 6.5 FCA decision on recognition
REC 6.8 Powers to supervise
LR 1.2 Modifying rules and consulting the FCA
LR 5 Suspending, cancelling and restoring listing and reverse takeovers: All securities
LR 5.4A Transfer between listing categories
LR 5.6 Reverse takeovers
LR 6.2 Historical financial information requirements
LR 6.4 Independent business
LR 6.5 Controlling shareholders
LR 6.6 Control of the business
LR 6.7 Working capital
LR 6.8 Warrants or options to subscribe
LR 6.9 Constitutional arrangements
LR 6.10 Specialist companies: mineral companies
LR 6.11 Specialist companies: scientific research based companies
LR 6.12 Specialist companies: property companies
LR 6.13 Externally managed companies
LR 6.14 Shares in public hands
LR 6.15 Shares of a non-EEA company
LR 7 Listing Principles and Premium Listing Principles
LR 7.2 The Listing and Premium Listing Principles
LR 9.7A Preliminary statement of annual results, and statement of dividends
LR 10.3
LR 10.6 [deleted]
LR 21 Sovereign Controlled Commercial Companies: Premium listing
LR 21.1 Application
LR 21.2 Requirements for listing: Equity shares
LR 21.3 Listing applications and procedures: Equity shares
LR 21.4 Continuing obligations: Equity shares
LR 21.5 Transactions with related parties: Equity shares
LR 21.6 Requirements for listing: Certificates representing shares
LR 21.7 Listing applications and procedures: Certificates representing shares
LR 21.8 Continuing obligations: Certificates representing shares
LR 21.9 Transactions and circulars: certificates representing shares
LR 21.10 Transactions with related parties: certificates representing shares
LR App 2 Annual Financial Report for certain listed companies
LR App 2.1
LR TR 9 Transitional Provision for a company that has a premium listing of equity shares but does not comply with LR 9.2.20R
LR TR 10 Transitional Provision in relation to new sponsor services
LR TR 11 Transitional Provisions in relation to Annual Financial Report
LR TR 12 Transitional Provisions in relation to continuing obligations regarding premium listing
LR TR 13 Transitional Provisions for the UK Corporate Governance Code
DTR Disclosure Guidance and Transparency Rules sourcebook
DTR 1.1 Application and purpose (Disclosure guidance)
DTR 1.2 Modifying rules and consulting the FCA
DTR 1.5 Fees and sanctions
DTR 1A.2 Modifying rules and consulting the FCA
DTR 1A.3 FCA may require the publication of information
DTR 1B.2 Modifying rules and consulting the FCA
DTR 1C Introduction (Primary information providers)
DTR 1C.1 Application and purpose (Primary information providers)
DTR 1C.2 Modifying rules and consulting the FCA
DTR 4.3A Reports on payments to governments
DTR 6.4 Disclosure of Home State
DTR 6 Annex 1 Classes and sub-classes of regulated information
DTR 8 Primary Information Providers
DTR 8.1 Application
DTR 8.2 Approval as a primary information provider
DTR 8.3 Criteria for approval as a primary information provider
DTR 8.4 Continuing obligations
DTR 8.5 Supervision of primary information providers
DTR 8 Annex 1 List of regulatory bodies
DTR 8 Annex 2 Headline codes and categories
DTR App 1 Audit Committees for certain issuers
DTR App 1.1 Audit Committees for certain issuers
BENCH General guidance on Benchmark Administration, Contribution and Use
BENCH 1 Handbook requirements in relation to benchmark contribution activity and benchmark administration activity
BENCH 1.1 Application and purpose
BENCH 2 Parts of the Handbook applicable to regulated benchmark administrators and benchmark contributors
BENCH 2.1 Parts of the Handbook applicable to regulated benchmark administrators and benchmark contributors
BENCH 2.2 Parts of the Handbook applicable to benchmark contributors
BENCH 2.3 Guidance for benchmark users: articles 28 and 29 of the benchmarks regulation
COLLG 1A Overview
COLLG 1A.1 Introduction
COLLG 2A European Legislation
COLLG 2A.1 Introduction
COLLG 3A The FCA's responsibilities under the Act
COLLG 3A.1 Introduction
COLLG 4A The FCA's Responsibilities under the OEIC Regulations
COLLG 4A.1 Introduction
COLLG 5A The COLL sourcebook
COLLG 5A.1 Introduction
EG 1 Introduction
EG 1.1 Overview
EG 2 The FCA’s approach to enforcement
EG 2.1 Case selection and the use of enforcement powers
EG 2.2 Case selection and referral criteria
EG 2.3 Case selection: Threshold Conditions cases
EG 2.4 Case selection: Unauthorised business
EG 2.5 Cases where other authorities have an interest
EG 2.6 Assisting overseas regulators
EG 2.7 Sources of cases
EG 2.8 Enforcement and the FCA's Principles for Business (‘the Principles’)
EG 2.9 FCA guidance and supporting materials
EG 2.10 Industry guidance
EG 2.11 Senior management responsibility
EG 2.12 Co-operation
EG 2.13 Late reporting or non-submission of reports to the FCA
EG 2.14 Legal review
EG 2.15 Decision making in the context of regulatory enforcement action
EG 3 Use of information gathering and investigation powers
EG 3.1 Introduction
EG 3.2 Information requests (section 165)
EG 3.2A Information requests (section 122A)
EG 3.2B Information requests (section 122B)
EG 3.3 Reports by skilled persons (section 166)
EG 3.4 Investigations into general and specific concerns (sections 167 and 168)
EG 3.5 Official listing investigations (section 97)
EG 3.6 Investigations into collective investment schemes (section 284)
EG 3.7 Investigations to assist overseas authorities (section 169)
EG 3.8 Information requests and investigations to assist EEA regulators in relation to short selling
EG 3.8A Information requests and entry of premises under warrant to assist EEA regulators in relation to the Market Abuse Regulation or the auction regulation
EG 3.9 Power to require information relating to potentially unfair etc terms and notices
EG 3.10 Liaison where other authorities have an interest
EG 3.11 FCA approach to firms conducting their own investigations in anticipation of enforcement action
EG 4 Conduct of investigations
EG 4.1 Notifying the person under investigation where notice is a requirement under section 170
EG 4.2 Notifying the person under investigation where notice is not required under the Act
EG 4.3 Notification where a particular person is not yet under investigation
EG 4.4 Appointment of additional investigators
EG 4.5 Notice of termination of investigations
EG 4.6 What a subject of investigation can say to third parties
EG 4.7 Use of statutory powers to require the production of documents, the provision of information or the answering of questions
EG 4.8 Scoping discussions
EG 4.9 Involvement of FCA supervisors during the investigation phase
EG 4.10 The timeframe for responding to information and document requirements
EG 4.11 Approach to interviews and interview procedures
EG 4.12 Search and seizure powers
EG 4.13 Preliminary findings letters and preliminary investigation reports
EG 4.14 Joint investigations with the PRA
EG 5 Settlement
EG 5.1 Settlement and the FCA – an overview
EG 5.2 When settlement decisions may take place
EG 5.3 The basis of settlement discussions
EG 5.4 Multiple parties and third party rights in enforcement action involving warning and decision notices
EG 5.5 The settlement discount scheme
EG 5.6 Mediation
EG 5.7 The relevance of settled cases to subsequent action
EG 6 Publicity
EG 6.2 Publicity during, or upon the conclusion of regulatory action
EG 6.3 Decisions against ECA providers
EG 6.4 Publicity in RDC cases
EG 6.5 Publicity during, or upon the conclusion of civil action
EG 6.6 Publicity during, or upon the conclusion of criminal action (see chapter 12)
EG 6.7 Behaviour in the context of takeover bid
EG 6.8 The Financial Services register: publication of prohibitions of individuals (see chapter 9)
EG 6.9 The Financial Services register: publication of disciplinary measures against auditors and actuaries (see chapter 15)
EG 6.10 The Financial Services Register: publication of disapplication orders against members of the professions (see chapter 16)
EG 7 Financial penalties and other disciplinary sanctions
EG 7.1 The FCA’s use of sanctions
EG 7.2 Alternatives to sanctions
EG 7.3 FCA’s statements of policy
EG 7.4 Apportionment of financial penalties
EG 7.5 Payment of financial penalties
EG 7.6 Private warnings
EG 7.7 How a person will know they are receiving a private warning
EG 7.8 The procedure for giving a private warning
EG 7.9 Suspensions of voting rights
EG 8 Variation and cancellation of permission and imposition of requirements on the FCA's own initiative and intervention against incoming firms
EG 8.1 Introduction
EG 8.2 Varying a firm’s Part 4A permission or imposing requirements on the FCA’s own initiative
EG 8.3 Use of the own-initiative powers in urgent cases
EG 8.4 Limitations and requirements that the FCA may impose when exercising its section 55J and 55L powers
EG 8.5 Cancelling a firm’s Part 4A permission on its own initiative
EG 8.6 Exercising the power under section 55Q to vary or cancel a firm’s Part 4A permission or to impose requirements on a firm in support of an overseas regulator: the FCA’s policy
EG 8.7 The FCA’s policy on exercising its power of intervention against incoming firms under section 196 of the Act
EG 8.8 Other relevant powers
EG 9 Prohibition Orders and withdrawal of approval
EG 9.1 Introduction
EG 9.2 The FCA’s general policy in this area
EG 9.3 Prohibition orders and withdrawal of approval - approved persons
EG 9.4 Prohibition orders against exempt persons and members of professional firms
EG 9.5 Prohibition orders against other individuals
EG 9.6 Applications for variation or revocation of prohibition orders
EG 9.7 Other powers that may be relevant when the FCA is considering whether to exercise its power to make a prohibition order
EG 9.8 The effect of the FCA's decision to make a prohibition order
EG 9.9 The effect of the FCA’s decision to withdraw approval
EG 10 Injunctions
EG 10.1 Introduction
EG 10.2 Section 380 (injunctions for b reaches of relevant requirement9) and section 381 (injunctions in cases of market abuse): the FCA's policy
EG 10.3 Asset-freezing injunctions
EG 10.4 Other relevant powers
EG 10.5 Section 198: the FCA’s policy
EG 10.6 Applications for injunctions under regulation 12 of the Unfair Terms Regulations or Schedule 3 to the CRA : the FCA 's policy
EG 10.7 FCA costs
EG 11 Restitution and redress
EG 11.1 Restitution orders under sections 382, 383 and 384 of the Act: the FCA's general approach
EG 11.2 Criteria for determining whether to exercise powers to obtain restitution
EG 11.3 The FCA’s choice of powers
EG 11.4 Determining the amount of restitution
EG 11.5 Other relevant powers
EG 12 Prosecution of Criminal Offences
EG 12.1 The FCA’s general approach
EG 12.2 FCA cautions
EG 12.3 Criminal prosecutions in cases of market abuse
EG 12.4 Liaison with other prosecuting authorities
EG 12.5 Prosecution of Friendly Societies
EG 13 Insolvency
EG 13.1 Introduction
EG 13.2 The FCA’s general approach to use of its powers and rights in insolvency proceedings
EG 13.3 Petitions for administration orders or compulsory winding up orders: determining whether a company or partnership is unable to pay its debts
EG 13.4 Petitions for administration orders or compulsory winding up orders: determining whether to seek any insolvency order
EG 13.5 Petitions for administration orders or compulsory winding up orders: determining which insolvency order to seek
EG 13.6 Petitioning for compulsory winding up on just and equitable grounds
EG 13.7 Petitioning for compulsory winding up of a company already in voluntary winding up
EG 13.8 Power to apply to court for a provisional liquidator
EG 13.9 The FCA's use of its power to petition for a bankruptcy order or a sequestration award in relation to an individual (section 372 of the Act)
EG 13.10 Applications in relation to voluntary arrangements: the FCA’s policy
EG 13.11 Applications for orders against debt avoidance: the FCA’s policy
EG 13.12 Insolvency regime and relevant sections of the Act
EG 13.13 Rights on petitions by third parties and involvement in creditors meetings: the FCA 's policy
EG 14 Collective Investment Schemes
EG 14.1 Exercise of the powers in respect of Authorised Unit Trust Schemes (AUT) and authorised contractual schemes (ACS): sections 254 (Revocation of authorisation order otherwise than by consent), 257 (Directions), 258 (Applications to the court), 261U (Revocation of authorisation order otherwise than by consent), 261X (Directions) and 261Y (Applications to the court) of the Act
EG 14.2 Choice of powers
EG 14.3 Exercise of the powers in respect of recognised schemes: section 267 of the Act - power to suspend promotion of a scheme recognised under section 264: the FCA’s policy
EG 14.4 Exercise of the powers in respect of recognised schemes: sections 279 and 281 of the Act – powers to revoke recognition of schemes recognised under section 272: the FCA's policy
EG 15 Disqualification of auditors and actuaries
EG 15.1 Introduction
EG 15.2 Disqualification of auditors and actuaries under its powers contained in section 345, section 249 and section 261K of the Act: the FCA's general approach
EG 15.3 Disqualification under section 345
EG 15.4 Disqualification under section 249 or section 261K
EG 15.5 Removal of a disqualification
EG 16 Disapplication orders against members of the professions
EG 16.1 The FCA’s general approach to making disapplication orders
EG 16.2 Disapplication orders
EG 16.3 Applications under section 329(3) for variation or revocation of disapplication orders
EG 16.4 The effect of a disapplication order
EG 18 Cancellation of approval as sponsor or primary information provider
EG 18.1 Cancellation on the FCA’s own-initiative
EG 19 Non-FSMA powers
EG 19.1 Introduction
EG 19.2 Friendly Societies Act 1974 (FSA74), Friendly Societies Act 1992 (FSA92), Co-operative and Community Benefit Societies Act 2014 (CCBSA14)
EG 19.3 Credit Unions Act 1979
EG 19.4 Unfair Terms in Consumer Contracts Regulations 1999
EG 19.5 Regulation of Investigatory Powers Act 2000 (RIPA)
EG 19.6 Regulated Activities Order 2001 (RAO)
EG 19.7 The Open-Ended Investment Companies Regulations 2001
EG 19.8 Electronic Commerce Directive (Financial Services and Markets) Regulations 2002
EG 19.9 Electronic commerce activity directions: the FCA’s policy
EG 19.10 Enterprise Act 2002
EG 19.11 Financial Services (Distance Marketing) Regulations 2004
EG 19.12 Financial Conglomerates and Other Financial Groups Regulations 2004
EG 19.13 The Consumer Protection Co-operation Regulation26
EG 19.14 The Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017
EG 19.15 The conduct of investigations under the Money Laundering Regulations
EG 19.16 Transfer of Funds (Information on the Payer) Regulations 2007 (The Transfer of Funds Regulations) [deleted]
EG 19.17 Regulated Covered Bonds Regulations 2008
EG 19.18 Counter-Terrorism Act 2008
EG 19.19 Insurance Accounts Directive (Lloyd’s Syndicate and Aggregate Accounts) Regulations 2008
EG 19.20 Payment Services Regulations 2017
EG 19.21 The conduct of investigations under the Payment Services Regulations
EG 19.22 Decision making under the Payment Services Regulations
EG 19.23 Electronic Money Regulations 2011
EG 19.24 Cross-Border Payments in Euro Regulations 2010
EG 19.25 Recognised Auction Platforms Regulations 2011
EG 19.26 OTC Derivatives, Central Counterparties and Trade Repositories Regulations 2013
EG 19.27 Alternative Investment Fund Managers Regulations 2013
EG 19.28 Legal Aid, Sentencing and Punishment of Offenders Act 2012 (Referral Fees) Regulations 2013
EG 19.29 Immigration Act 2014 (Bank Account) Regulations 2014
EG 19.30 The Mortgage Credit Directive Order
EG 19.31 The Small and Medium Sized Business (Credit Information) Regulations
EG 19.32 The Payment Accounts Regulations 2015
EG 19.33 The Small and Medium Sized Business (Finance Platforms) Regulations 2015
EG 19.34 Markets in Financial Instruments Regulations 2017
EG 19.35 Data Reporting Services Regulations 2017
EG 19.36 The Packaged Retail and Insurance-based Investment Products Regulations 2017
EG 19.37 UK Benchmarks Regulations 2018
EG 20 Enforcement of the Consumer Credit Act 1974
EG 20.1 Introduction
EG 20.2 Information gathering and investigation powers
EG 20.3 Decision making under the CCA Order
EG 20.4 Public censures, imposition of penalties and the impositions of suspensions or restrictions in relation to contraventions of the Consumer Credit Act 1974
EG 20.5 Prosecution of criminal offences under the Consumer Credit Act 1974
EG App 2 Appendix 2 - Guidelines on investigation of cases of interest or concern to the Financial Conduct Authority and other prosecuting and investigating agencies
EG App 2.1 Purpose, status and application of the guidelines
EG App 3 Appendix 3 - Appendix to the guidelines on investigation of cases of interest or concern to the financial conduct authority and other prosecuting and investigating agencies
EG App 3.1 The FCA
EG App 3.2 BIS
EG App 3.3 SFO
EG App 3.4 CPS
EG App 3.5 ACPO and ACPOS
EG App 3.6 COPFS
EG App 3.7 The PPS
EG TP 1 Transitional provisions applying to the Enforcement Guide
FC Financial Crime Guide
FC link Financial Crime: a guide for firms PDF Archive
FC link PDF Financial Crime: a guide for firms
PERG 1.5 What other guidance about the perimeter is available from the FCA?
PERG 2.11 Persons who are exempt for credit-related regulated activities
PERG 4.4A Mortgage contracts entered into before 21 March 2016
PERG 4.10A Activities regulated under the Mortgage Credit Directive
PERG 4.10B Regulation of buy to let lending
PERG 4.17 Interaction with the Consumer Credit Act and consumer credit regulated activities
PERG 8.17-A Financial promotions concerning consumer credit and consumer hire
PERG 8.30A Pre-purchase questioning (including decision trees)
PERG 8.30B Personal recommendations
PERG 8.37 AIFMD Marketing
PERG 8 Annex 1 Examples of what is and is not a personal recommendation and advice
PERG 12.6 Advising on conversion or transfer of pension benefits
PERG 13 Guidance on the scope of MiFID and CRD IV
PERG 13.6 CRD IV
PERG 13.7 The territorial application of MiFID [deleted]
PERG 15 Guidance on the scope of the Payment Services Regulations 2017
PERG 15.7 Transitional provisions
PERG 15 Annex 1 [deleted]
PERG 15 Annex 2 Payment Services in Schedule 1 Part 1 to the PSRs 2017
PERG 15 Annex 3 Schedule 1 Part 2 to the PSRs 2017: Activities which do not constitute payment services
PERG 16 Scope of the Alternative Investment Fund Managers Directive
PERG 16.1 Introduction
PERG 16.2 What types of funds and businesses are caught?
PERG 16.3 Managing an AIF
PERG 16.4 Acting as a depositary of an AIF
PERG 16.5 How AIFMD affects other regulated activities
PERG 16.6 Exclusions
PERG 16.7 By way of business
PERG 16.8 Territorial scope
PERG 17 Consumer credit debt counselling
PERG 17.1 Introduction
PERG 17.2 The basic elements of debt counselling
PERG 17.3 What the advice must be about
PERG 17.4 Advice must relate to a particular debt and debtor
PERG 17.5 The meaning of advice
PERG 17.6 Exclusions
PERG 17.7 Examples
UNFCOG The Unfair Contract Terms and Consumer Notices Regulatory Guide
UNFCOG 1 The Unfair Contract Terms and Consumer Notices Regulatory Guide
UNFCOG 1.3 The CRA
UNFCOG 1.4 The CRA: the FCA's role and policy
UNFCOG 2 Unfair Contract Terms material published by the FCA
UNFCOG 2.1 Statements of Good Practice on fairness of terms in consumer contracts
UNFCOG TP 1 Transitional Provisions
WDPG The Wind-down Planning Guide
WDPG 1 Introduction
WDPG 1.1 Overview
WDPG 2 Application and interpretation
WDPG 2.1 Application and interpretation
WDPG 3 The concept and process of wind-down planning
WDPG 3.1 What is wind-down planning?
WDPG 3.2 Time horizon and the people involved in the planning process
WDPG 3.3 Wind-down scenarios: what would make a firm no longer viable?
WDPG 3.4 Effective risk management
WDPG 3.5 Making a decision to wind-down
WDPG 3.6 Impact assessment: who will be affected by a wind-down?
WDPG 3.7 Operational analysis: what happens during the wind-down period?
WDPG 3.8 Resource assessment
WDPG 3.9 Cancellation of permission
WDPG 4 Further topics
WDPG 4.1 Anticipating reactions
WDPG 4.2 Communications plan
WDPG 4.3 Client monies and custody assets
WDPG 4.4 Groups of firms and overseas businesses
WDPG 4.5 Continuing regulatory requirements during wind-down
WDPG App 1 Quick Reference Guide (QRG)
WDPG App 1.1 Overview
WDPG App 1.2 Main concepts
WDPG App 2 QRG: leadership and responsibilities
WDPG App 2.1 Leadership and responsibilities
WDPG App 3 QRG: business areas and workshops
WDPG App 3.1 Engaging all business areas and setting up workshops
WDPG App 4 QRG: the business and operating models
WDPG App 4.1 Analysing the business and operating models
WDPG App 5 QRG: wind-down scenarios and relevant management information
WDPG App 5.1 Generating wind-down scenarios and identifying relevant management information to monitor
WDPG App 6 QRG: the governance process for winding down
WDPG App 6.1 Formulating a governance process for winding down
WDPG App 7 QRG: impact assessment
WDPG App 7.1 Carrying out an impact assessment: who will be affected?
WDPG App 8 QRG: operational analysis
WDPG App 8.1 Operational analysis
WDPG App 9 QRG: time and costs for wind-down
WDPG App 9.1 Estimating the time necessary and costs for wind-down
WDPG App 10 QRG: adequacy of financial and non-financial resources
WDPG App 10.1 Assessing the adequacy of resources
WDPG App 11 QRG: special considerations
WDPG App 11.1 Special considerations
WDPG App 12 QRG: documentation, approval and maintenance
WDPG App 12.1 Documentation, approval and maintenance
M2G The MiFID 2 Guide
M2G 1 Implementation For Trading Venues & Data Reporting Service Providers
M2G 1.1 Background
M2G 1.2 MiFID implementation in UK legislation and the FCA Handbook
M2G 1.3 Markets in Financial Instruments Regulation (‘MiFIR’)
M2G 1.4 MIFID 2 technical standards and delegated acts
M2G 1.5 ESMA Guidelines
M2G 1.6 Third country firms
M2G 1.7 Overview
M2G 1 Annex 1 MiFID and Market Infrastructure: An Overview
M2G 2 Implementation for senior management arrangements and systems and controls obligations
M2G 2.2 MiFID I implementation and SYSC
M2G 2.3 Main types of senior management and organisational requirements in MiFID II
M2G 2.4 MiFID II implementation and SYSC
M2G 2.5 Navigating SYSC
M2G 2.6 UK MiFID investment firms
M2G 2.7 MiFID optional exemption firms
M2G 2.8 Other firms- Collective portfolio management firms and authorised professional firms
M2G 2.9 Other organisational requirements
M2G 2 Annex 1 Overview