Source: http://www.legislation.gov.uk/ukpga/1974/39/part/VIII/crossheading/pledges
Timestamp: 2016-10-23 02:17:48
Document Index: 538942131

Matched Legal Cases: ['art. 31', 'art. 20', 'art. 3', 'art. 3', 'art. 39', 'art. 20', 'art. 20', 'art. 8', 'art. 3', 'art. 3', 'art. 20', 'art. 20', 'art. 6', 'art. 7', 'art. 3']

PledgesTable of ContentsContentMore ResourcesPrevious: CrossheadingNext: CrossheadingPlain ViewPrint OptionsWhat VersionLatest available (Revised)Original (As enacted)Advanced FeaturesShow Geographical Extent(e.g. England, Wales, Scotland, Northern Ireland)Show Timeline of ChangesOpening OptionsOpen whole ActOpen Act without schedulesOpen Schedules onlyMore ResourcesOriginal Print PDFView moreChanges to legislation:There are outstanding changes not yet made by the legislation.gov.uk editorial team to Consumer Credit Act 1974. Any changes that have already been made by the team appear in the content and are referenced with annotations.Changes to LegislationRevised legislation carried on this site may not be fully up to date. Changes and effects are recorded by our editorial team in lists which can be found in the ‘Changes to Legislation’ area. Where those effects have yet to be applied to the text of the legislation by the editorial team they are also listed alongside the legislation in the affected provisions. Use the ‘more’ link to open the changes and effects relevant to the provision you are viewing.Changes and effects yet to be applied to the whole Act associated Parts and Chapters:Changes and effectsThis section lists the changes and effects yet to be applied to the whole Act, associated Parts and Chapters where applicable. This includes any insertions of whole new Parts, Chapters or provisions yet to be inserted into this Act. These effects are included in this view as they may be (but won’t necessarily be) relevant to the specific provision that you are viewing.Act applied (with modifications) by S.I. 2015/910 art. 31(2)Act power to amend conferred by 2011 c. 16 s. 30(1)Whole provisions yet to be inserted into this Act (including any effects on those provisions):Pt. 5A omitted by S.I. 2013/1881 art. 20(27)s. 8(3)(b) words inserted by S.I. 2016/392 art. 3(2)s. 8(4) inserted by S.I. 2014/436 art. 3s. 16C(4)(b) substituted by S.I. 2014/560 Sch. 1 para. 12s. 25(2A)(b) (ia) inserted by 2010 c. 28 Sch. 2 para. 36s. 32A 32B inserted by 2012 c. 21 s. 108(3)s. 33A(6A) inserted by 2012 c. 21 s. 108(5)s. 34A(2)(d) inserted by 2012 c. 21 s. 108(7)(b)s. 34ZA inserted by 2012 c. 21 s. 108(6)s. 34ZA(1)(2) applied (with modifications) by S.I. 2013/1881 art. 39(4)s. 41(1ZA) inserted by 2012 c. 21 s. 108(8)s. 61A(6A) inserted by S.I. 2015/910 Sch. 1 para. 2(5)s. 61A(7)(8) substituted for s. 61A(7) by S.I. 2013/1881 art. 20(25)s. 82(8) inserted by S.I. 2013/1881 art. 20(31)(d)s. 86B(12)-(12B) substituted for s. 86B(12) by 2011 c. 16 s. 28s. 86B(12A)(b)(iii) words omitted by S.I. 2014/436 art. 8(2)s. 126(1) s. 126 renumbered as s. 126(1) by S.I. 2014/366 art. 3(3)(a)s. 126(2) inserted by S.I. 2014/366 art. 3(b)s. 143(a)(b) repealed by 2015 c. 9 (N.I.) Sch. 1 para. 69(2) Sch. 9 Pt. 1s. 155(2)(c)(d) substituted for s. 155(2)(c) and word by S.I. 2013/1881 art. 20(43)(a)(ii)s. 161(1A) inserted by S.I. 2013/1881 art. 20(48)(b)s. 161(1B) inserted by 2015 c. 15 Sch. 6 para. 13s. 189B-189D inserted by S.I. 2014/436 art. 6Sch. 2A inserted by S.I. 2014/436 art. 7 PledgesE+W+S+N.I.114 Pawn-receipts. E+W+S+N.I.(1)At the time he receives the article, a person who takes any article in pawn under a regulated agreement shall give to the person from whom he receives it a receipt in the prescribed form (a “pawn-receipt ”).
(a)a pledge of documents of title [F1or of bearer bonds], or
Annotations:Annotations are used to give authority for changes and other effects on the legislation you are viewing and to convey editorial information. They appear at the foot of the relevant provision or under the associated heading. Annotations are categorised by annotation type, such as F-notes for textual amendments and I-notes for commencement information (a full list can be found in the Editorial Practice Guide). Each annotation is identified by a sequential reference number. For F-notes, M-notes and X-notes, the number also appears in bold superscript at the relevant location in the text. All annotations contain links to the affecting legislation.Amendments (Textual)F1Words inserted by Banking Act 1979 (c. 37, SIF 10), s. 38(2)Modifications etc. (not altering text)C1S. 114 excluded by Banking Act 1979 (c. 37, SIF 10), s. 38(2)115 Penalty for failure to supply copies of pledge agreement, etc. E+W+S+N.I.If the creditor under a regulated agreement to take any article in pawn fails to observe the requirements of sections 62 to 64 or 114(1) in relation to the agreement he commits an offence.
(b)where the pawn is security for fixed-sum credit not exceeding [F2£75] or running-account credit on which the credit limit does not exceed [F2£75], and the pawnee agrees, a statement in writing in the prescribed form, and with the prescribed contents, signed by the claimant.
Annotations:Annotations are used to give authority for changes and other effects on the legislation you are viewing and to convey editorial information. They appear at the foot of the relevant provision or under the associated heading. Annotations are categorised by annotation type, such as F-notes for textual amendments and I-notes for commencement information (a full list can be found in the Editorial Practice Guide). Each annotation is identified by a sequential reference number. For F-notes, M-notes and X-notes, the number also appears in bold superscript at the relevant location in the text. All annotations contain links to the affecting legislation.Amendments (Textual)F2"£75" substituted (1.5.1998) in s. 118(1)(b) by S.I. 1998/997, art. 3, Sch.Modifications etc. (not altering text)C5S. 118 excluded by Banking Act 1979 (c. 37, SIF 10), s. 38(2)119 Unreasonable refusal to deliver pawn. E+W+S+N.I.(1)If a person who has taken a pawn under a regulated agreement refuses without reasonable cause to allow the pawn to be redeemed, he commits an offence.
(2)On the conviction in England or Wales of a pawnee under subsection (1) where the offence does not amount to theft, [F3section 148 of the Powers of Criminal Courts (Sentencing) Act 2000 (restitution orders)] shall apply as if the pawnee had been convicted of stealing the pawn.
Annotations:Annotations are used to give authority for changes and other effects on the legislation you are viewing and to convey editorial information. They appear at the foot of the relevant provision or under the associated heading. Annotations are categorised by annotation type, such as F-notes for textual amendments and I-notes for commencement information (a full list can be found in the Editorial Practice Guide). Each annotation is identified by a sequential reference number. For F-notes, M-notes and X-notes, the number also appears in bold superscript at the relevant location in the text. All annotations contain links to the affecting legislation.Amendments (Textual)F3Words in s. 119(2) substituted (25.8.2000) by 2000 c. 6, ss. 165, 168(1), Sch. 9 para. 45Modifications etc. (not altering text)C6S. 119 excluded by Banking Act 1979 (c. 37, SIF 10), s. 38(2)Marginal CitationsM11969 c. 16 (N.I.) 120 Consequence of failure to redeem. E+W+S+N.I.(1)If at the end of the redemption period the pawn has not been redeemed—
(a)notwithstanding anything in section 113, the property in the pawn passes to the pawnee where [F4(i)the redemption period is six months,
Annotations:Annotations are used to give authority for changes and other effects on the legislation you are viewing and to convey editorial information. They appear at the foot of the relevant provision or under the associated heading. Annotations are categorised by annotation type, such as F-notes for textual amendments and I-notes for commencement information (a full list can be found in the Editorial Practice Guide). Each annotation is identified by a sequential reference number. For F-notes, M-notes and X-notes, the number also appears in bold superscript at the relevant location in the text. All annotations contain links to the affecting legislation.Amendments (Textual)F4Words in s. 120(1)(a) substituted (1.2.2011) by The Consumer Credit (EU Directive) Regulations 2010 (S.I. 2010/1010), regs. 35, 99(1) (with regs. 100, 101)Modifications etc. (not altering text)C7S. 120 excluded by Banking Act 1979 (c. 37, SIF 10), s. 38(2)121 Realisation of pawn. E+W+S+N.I.(1)When a pawn has become realisable by him, the pawnee may sell it, after giving to the pawnor (except in such cases as may be prescribed) not less than the prescribed period of notice of the intention to sell, indicating in the notice the asking price and such other particulars as may be prescribed.
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