Source: http://share.pdfonline.com/4f48f5c5aafa49a5814f55be584d960e/Rosendall%20bankruptcy.htm
Timestamp: 2013-12-21 07:45:23
Document Index: 615233667

Matched Legal Cases: ['§ 101', '§ 101', '§ 362', '§ 1515', '§ 110', '§ 110', '§ 110', '§ 110', '§ 156', '§ 530', '§ 529', '§ 521', '§ 522', '§ 522', '§ 522', '§ 152', '§ 522', '§ 365', '§ 342', '§ 342', '§ 3741', '§ 101', '§901', '§ 101', '§ 901', '§ 707', '§ 707', '§ 707', '§ 707', '§ 707', '§ 109', '§ 109']

B1 (Official Form 1) (4/10) Case:11-06672-jdg
Doc #:1
Filed: 06/17/11
Rosendall, Jr., James, R.
Last four digits of Soc. Sec. or Individual-Taxpayer I.D. (ITIN)/Complete EIN(if more
than one, state all):
3050 Ridge Port Drive, N.W.
Location of Principal Assets of Business Debtor (if
 Health Care Business

 Chapter 15 Petition for
 Railroad
 Commodity Broker
 Clearing Bank
 Full Filing Fee attached
 Debtor is a small business debtor as defined in 11 U.S.C. § 101(51D).
 Filing Fee to be paid in installments (applicable to individuals only). Must attach
 Debtor is not a small business debtor as defined in 11 U.S.C. § 101(51D).
signed application for the court's consideration certifying that the debtor is
 Filing Fee waiver requested (applicable to chapter 7 individuals only). Must
insiders or affiliates) are less than $2,343,300 ( amount subject to adjustment on
4/01/13 and every three years thereafter ).
 A plan is being filed with this petition
 Debtor estimates that funds will be available for distribution to unsecured creditors.  Debtor estimates that, after any exempt property is excluded and administrative
B1 (Official Form 1) (4/10) Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 2 of 50
James R. Rosendall, Jr.
Pending Bankruptcy Case Filed by any Spouse, Partner or
Affiliate of this Debtor (If more than one, attach
(To be completed if debtor is required to file periodic reports (e.g., forms 10K and
of the Securities Exchange Act of 1934 and is requesting relief under chapter 11.)
 Yes, and Exhibit C is attached and made a part of this petition.
There is a bankruptcy case concerning debtor's affiliate. general partner, or partnership pending in this District.
has no principal place of business or assets in the United States but is a defendant in an action or proceeding [in a federal or state court] in this District, or the interests of the parties will be served in regard to the relief sought in this District.
Landlord has a judgment against the debtor for possession of debtor's residence. (If box checked, complete the following).
Debtor claims that under applicable nonbankruptcy law, there are circumstances under which the debtor would be permitted to cure the entire monetary default that gave rise to the judgment for possession, after the judgment for possession was entered, and
Debtor has included in this petition the deposit with the court of any rent that would become due during the 30-day period after the filing of the petition.
Debtor certifies that he/she has served the Landlord with this certification. (11 U.S.C. § 362(l)).
B1 (Official Form 1) (4/10) Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 3 of 50
and correct, that I am the foreign representative of a debtor in a foreign proceeding,
and that I am authorized to file this petition.
Certified Copies of the documents required by § 1515 of title 11 are attached.
I request relief in accordance with the chapter of title 11, United States Code, specified
Chapter of title 11 specified in the petition. A certified copy of the
in this petition.
X /s/ James R. Rosendall, Jr.
Signature of Debtor James R. Rosendall, Jr.
X /s/Michael M. Malinowski
I declare under penalty of perjury that: (1) I am a bankruptcy petition preparer as defined
in 11 U.S.C. § 110; (2) I prepared this document for compensation and have provided
Michael M. Malinowski Bar No. P38400
the debtor with a copy of this document and the notices and information required under
11 U.S.C. §§ 110(b), 110(h), and 342(b); and, (3) if rules or guidelines have been
promulgated pursuant to 11 U.S.C. § 110(h) setting a maximum fee for services
chargeable by bankruptcy petition preparers, I have given the debtor notice of the
maximum amount before preparing any document for filing for a debtor or accepting any
fee from the debtor, as required in that section. Official Form 19 is attached.
740 Alger Street, S.E. Grand Rapids, MI 49507
616-475-4994
616-475-5313
Social-Security number (If the bankruptcy petition preparer is not an individual,
If more than one person prepared this document, attach to the appropriate official
both. 11 U.S.C. § 110; 18 U.S.C. § 156.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 4 of 50
In re: James R. Rosendall, Jr.
RESIDENCE AT 3050 RIDGE PORT
$ 992,298.00
DRIVE, NW, GRAND RAPIDS MI 49544,
PPN 41-09-33-125-018
Case:11-06672-jdg Doc #:1
In re James R. Rosendall, Jr.
OUT DEDUCTING ANY
Security deposits with public utilities,
STANDARD GOODS AND FURNISHINGS IN HOME
Books, pictures and other art objects,
GOLF CART ($200), OLD TREADMILL ($50),
ELLIPTICAL EXERCISE MACHINE ($100), CAMERA
($50), BIKE ($50), RIDING LAWN MOWER ($3,000),
GOLF CLUBS ($100), FISHING POLES ($25): HIS
HALF EXEMPTED
Interests in insurance policies. Name
Annuities. Itemize and name each
Interests in an education IRA as defined
in 26 U.S.C. § 530(b)(1) or under a
26 U.S.C. § 529(b)(1). Give particulars.
interest(s). 11 U.S.C. § 521(c).)
EDWARD JONES IRA, 11/26/10 STATEMENT
Stock and interests in incorporated and
100% OF ALLIANCE LEASING & RENTAL INC; NO
ASSETS OR ACTIVITY
100% OF ROSENDALL HOLDINGS LLC; NO ASSETS
100% OF TRAILS END CLUB, LLC; NO ASSETS OR
50% OF MRS DEVELOPMENT, A PARTNERSHIP; NO
Interests in partnerships or joint ventures
Government and corporate bonds and
Alimony, maintenance, support, and
Contingent and noncontingent interests
of every nature, including tax refunds,
setoff claims. Give estimated value of
24.Customer lists or other compilations
Automobiles, trucks, trailers, and other
2006 SEARAY SUNDEC 25-FOOT BOAT AND
Office equipment, furnishings, and
Machinery, fixtures, equipment and
Other personal property of any kind not
Case:11-06672-jdg
Doc #:1 Filed: 06/17/11
Debtor claims the exemptions to which debtor is entitled under: (Check one box)
11 U.S.C. § 522(b)(2)
11 U.S.C. § 522(b)(3)
Check if debtor claims a homestead exemption that exceeds $146,450.*
100% OF ALLIANCE LEASING
& RENTAL INC; NO ASSETS
100% OF TRAILS END CLUB,
LLC; NO ASSETS OR ACTIVITY
50% OF MRS DEVELOPMENT,
A PARTNERSHIP; NO ASSETS
EDWARD JONES IRA, 11/26/10
GOLF CART ($200), OLD
TREADMILL ($50), ELLIPTICAL
EXERCISE MACHINE ($100),
CAMERA ($50), BIKE ($50),
($3,000), GOLF CLUBS ($100),
FISHING POLES ($25): HIS
STANDARD GOODS AND
FURNISHINGS IN HOME
11 USC § 522(d)(4)
Doc #:1 Filed: 06/17/11 Page 9 of 50
INCURRED, NATURE
OF LIEN, AND
(See Instructions, Above.)
2006 SEARAY SUNDEC 25-FOOT
BOAT AND VANGUARD
GRAND RAPIDS MI 49514-1220
VALUE $30,000.00
FIFTH THIRD MTG - MI, LLC
RESIDENCE AT 3050 RIDGE
PORT DRIVE, NW, GRAND
MD 1MOB3A
RAPIDS MI 49544, PPN
41-09-33-125-018
VALUE $600,000.00
0continuation sheets attached
Subtotal 
Total 
(Report also on Summary of
 Domestic Support Obligations
Claims for domestic support that are owed to or recoverable by a spouse, former spouse, or child of the debtor, or the parent, legal guardian, or responsible relative of such a child, or a governmental unit to whom such a domestic support claim has been assigned to the extent provided in
 Extensions of credit in an involuntary case
 Wages, salaries, and commissions
 Contributions to employee benefit plans
 Certain farmers and fishermen
 Deposits by individuals
 Taxes and Certain Other Debts Owed to Governmental Units
 Commitments to Maintain the Capital of an Insured Depository Institution
 Claims for Death or Personal Injury While Debtor Was Intoxicated
Case:11-06672-jdg Doc #:1 Filed: 06/17/11
Sheet no. 1 of 1 continuation sheets attached to Schedule of Creditors Holding Priority Claims
Subtotals (Totals of this page)
(Use only on last page of the completed Schedule E. Report also on the Summary of Schedules.)
(Use only on last page of the completed Schedule E. If applicable, report also on the Statistical Summary of Certain Liabilities and Related Data. )
Filed: 06/17/11 Page 12 of 50
CALVIN CHRISTIAN SCHOOL ASSN
1,223,363.00
JUDGMENT ARISING FROM
GUARANTYS OF VARIOUS BUSINESS
ROSS LEISMAN @ MMBJ
GRAND RAPIDS MI 49502
GTY OF TRAILS END CLUB LLC DEBT;
1850 E PARIS SE
LEGAL DEFENSE SERVICES RELATED
TO COMERICA BANK SUIT
(Use only on last page of the completed Schedule F.) (Report also on Summary of Schedules and, if applicable on the Statistical Summary of Certain Liabilities and Related Data.)
$ 4,225,249.00
Doc #:1 Filed: 06/17/11 Page 13 of 50
GTY OF DEBT OF J MAR PROPERTIES,
LLC, WHICH IS OWNED 50/50 BY
ALLIANCE LEASING AND RENTAL AND
THE DEBTOR'S MOTHER
GTY OF CONSTRUCTION DEBT OF ONE
OF THE COMPANYS; NOTICE
RIETH RILEY CONST CO INC
GRAND RAPIDS MI 49501-2127
09CR2005-1
Sheet no. 1 of 1 continuation sheets attached to Schedule of Creditors
$ 2,351,144.00
$ 6,576,393.00
Filed: 06/17/11 Page 14 of 50
DEBTOR'S INTEREST, STATE WHETHER LEASE IS FOR
DEBTOR RENTS OUT AN APARTMENT ATTACHED TO HIS
HOME FOR $450 PER MONTH
Filed: 06/17/11 Page 15 of 50
ALLIANCE LEASING & RENTAL, LLC
2751 ALPINE NNW
2751 ALPINE NW
TRAILS END CLUB, LLC
Filed: 06/17/11 Page 16 of 50
The column labeled “Spouse” must be completed in all cases filed by joint debtors and by every married debtor, whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed. Do not state the name of any minor child. The average monthly income calculated on this form may differ from the current monthly income calculated on Form 22A, 22B, or 22C.
WASTE CONTROL OF GRAND RAPIDS
LDS INVESTMENTS
case filed)
16. COMBINED AVERAGE MONTHLY INCOME: (Combine column
$ 4,243.14
Complete this schedule by estimating the average or projected monthly expenses of the debtor and the debtor’s family at time case filed. Prorate any payments made biweekly, quarterly, semi-annually, or annually to show monthly rate. The average monthly expenses calculated on this form may differ from the deductions from income allowed on Form22A or 22C.
Rent or home mortgage payment (include lot rented for mobile home)
Utilities: a. Electricity and heating fuel
d. Other CABLE
Recreation, clubs and entertainment, newspapers, magazines, etc.
payments: (In chapter 11, 12, and 13 cases, do not list payments to be included in the plan)
Regular expenses from operation of business, profession, or farm (attach detailed statement)
OtherPERSONAL CARE
19.Describe any increase or decrease in expenditures reasonably anticipated to occur within the year following the filing of this document:
20.STATEMENT OF MONTHLY NET INCOME
-3,210.86
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 18 of 50
Indicate as to each schedule whether that schedule is attached and state the number of pages in each. Report the totals from Schedules A, B, D, E, F, I, and J in the boxes provided. Add the amounts from Schedules A and B to determine the total amount of the debtor’s assets. Add the amounts of all claims from Schedules D, E, and F to determine the total amount of the debtor’s liabilities. Individual debtors also must complete the “Statistical Summary of Certain Liabilities and Related Data” if they file a case under chapter 7, 11, or 13.
59,065.00
6,576,393.00
G -Executory Contracts and
659,065.00
7,590,393.00
Signature: /s/ James R. Rosendall, Jr.
Penalty for making a false statement or concealing property: Fine of up to $500,000 or imprisonment for up to 5 years or both. 18 U.S.C §§ 152 and 3571.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 20 of 50
None State the gross amount of income the debtor has received from employment, trade, or profession, or from operation of the
debtor's business, including part-time activities either as an employee or in independent trade or business, from the beginning of this calendar year to the date this case was commenced. State also the gross amounts received during the two years immediately preceding this calendar year. (A debtor that maintains, or has maintained, financial records on the basis of a fiscal rather than a calendar year may report fiscal year income. Identify the beginning and ending dates of the debtor's fiscal year.) If a joint petition is filed, state income for each spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income of both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
WAGES, APPROXIMATELY
None State the amount of income received by the debtor other than from employment, trade, profession, operation of the debtor's
business during the two years immediately preceding the commencement of this case. Give particulars. If a joint petition is filed, state income for each spouse separately. (Married debtors filing under chapter 12 or chapter 13 must state income for each spouse whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
RENT FROM APARTMENT ATTACHED TO HOME
a. Individual or joint debtor(s) with primarily consumer debts: List all payments on loans, installment purchases of goods or services, and other debts to any creditor made within 90 days immediately preceding the commencement of this case unless the aggregate value of all property that constitutes or is affected by such transfer is less than $600. Indicate with an asterisk
(*) any payments that were made to a creditor on account of a domestic support obligation or as part of an alternative repayment schedule under a plan by an approved nonprofit budgeting and credit counseling agency. (Married debtors filing under chapter 12 or chapter 13 must include payments by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 21 of 50
c. All debtors: List all payments made within one year immediately preceding the commencement of this case to or for the benefit of creditors who are or were insiders. (Married debtors filing under chapter 12 or chapter 13 must include payments by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is
None a. List all suits and administrative proceedings to which the debtor is or was a party within one year immediately preceding the
filing of this bankruptcy case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is
COMERICA BANK V DEBTOR,
KENT COUNTY CIRCT CT
SPOUSE, TRAILS END CLUB,
LLC, MRS DEVELOPMENT, AND
10-01078-CK
immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include information concerning property of either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
OF PERSON FOR WHOSE
WAGES GARNISHED ON MAY 26 AND
JUNE 2, 9, AND 16, 2011
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 22 of 50
OF CREDITOR OR SELLER
a. Describe any assignment of property for the benefit of creditors made within 120 days immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include any assignment by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not
TO DEBTOR,
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 23 of 50
None List all payments made or property transferred by or on behalf of the debtor to any persons, including attorneys, for
consultation concerning debt consolidation, relief under the bankruptcy law or preparation of a petition in bankruptcy within one year immediately preceding the commencement of this case.
MICHAEL M MALINOWSKI PLC 740 ALGER STREET SE GRAND RAPIDS MI 49507
DATE OF PAYMENT, NAME OF PAYOR IF OTHER THAN DEBTOR
PAID BY DEBTOR'S SPOUSE
AMOUNT OF MONEY OR DESCRIPTION AND VALUE
$2000: INCLUDES FILING FEE
None a. List all other property, other than property transferred in the ordinary course of the business or financial affairs of the
debtor, transferred either absolutely or as security within two years immediately preceding the commencement of this case. (Married debtors filing under chapter 12 or chapter 13 must include transfers by either or both spouses whether or not a joint petition is filed, unless the spouses are separated and a joint petition is not filed.)
JULY 2010: WIFE SOLD HIS
JOHN DEERE TRACTOR FOR
AND VALUE OF PROPERTY OR DEBTOR'
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 24 of 50
OF BANK OR
If the debtor resides or resided in a community property state, commonwealth, or territory (including Alaska, Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington, or Wisconsin) within eight years immediately preceding the commencement of the case, identify the name of the debtor 's spouse and of any former spouse who resides or resided with the debtor in the community property state.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 25 of 50
"Environmental Law" means any federal, state or local statute or regulation regulating pollution, contamination, releases of hazardous or toxic substances, wastes or material into the air, land, soil, surface water, groundwater, or other medium, including, but not limited to, statutes or regulations regulating the cleanup of these substances, wastes, or material.
"Site" means any location, facility, or property as defined under any Environmental Law, whether or not presently or formerly owned or operated by the debtor, including, but not limited to, disposal sites.
"Hazardous Material" means anything defined as a hazardous waste, hazardous substance, toxic substance, hazardous material, pollutant, or contaminant or similar term under an Environmental Law.
a. List the name and address of every site for which the debtor has received notice in writing by a governmental unit that it may be liable or potentially liable under or in violation of an Environmental Law. Indicate the governmental unit, the date of the notice, and, if known, the Environmental Law.
b. List the name and address of every site for which the debtor provided notice to a governmental unit of a release of
 Hazardous Material. Indicate the governmental unit to which the notice was sent and the date of the notice.
c. List all judicial or administrative proceedings, including settlements or orders, under any Environmental Law with

Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 26 of 50
None a. If the debtor is an individual, list the names, addresses, taxpayer identification numbers, nature of the businesses,
and beginning and ending dates of all businesses in which the debtor was an officer, director, partner, or managing executive of a corporation, partner in a partnership, sole proprietor, or was self-employed in a trade, profession, or other activity either full- or part-time within the six years immediately preceding the commencement of this case, or in which the debtor owned 5 percent or more of the voting or equity securities within the six years immediately preceding the commencement of this case.
If the debtor is a partnership, list the names, addresses, taxpayer identification numbers, nature of the businesses, and beginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities, within the six years immediately preceding the commencement of this case.
If the debtor is a corporation, list the names, addresses, taxpayer identification numbers, nature of the business, and beginning and ending dates of all businesses in which the debtor was a partner or owned 5 percent or more of the voting or equity securities within the six years immediately preceding the commencement of this case.
ALLIANCE LEASING &
3050 RIDGE PORT DR
WAY UPSIDE
NO ASSETS FOR
TRAILS END CLUB,
OWNED HUNTING
COUNTY; LOST
b. List all firms or individuals who within two years immediately preceding the filing of this bankruptcy case have audited the
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 27 of 50
NAME AND ADDRESSES OF CUSTODIAN
OF INVENTORY RECORDS
a. If the debtor is a partnership, list each member who withdrew from the partnership within one year immediately
b. If the debtor is a corporation, list all officers or directors whose relationship with the corporation terminated
within one year immediately preceding the commencement of this case.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 28 of 50
Date 6/17/2011
/s/ James R. Rosendall, Jr.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 29 of 50
B 8 (Official Form 8) (12/08)
PART A – Debts secured by property of the estate. (Part A must be fully completed for EACH debt which is secured by property of the estate. Attach additional pages if necessary.)
 Surrendered
 Retained
If retaining the property, I intend to (check at least one):  Redeem the property
 Reaffirm the debt
 Other. Explain ___________________________ (for example, avoid lien using 11 U.S.C. § 522(f))
 Claimed as exempt
 Not claimed as exempt
RESIDENCE AT 3050 RIDGE PORT DRIVE, NW,
GRAND RAPIDS MI 49544, PPN 41-09-33-125-018
PART B – Personal property subject to unexpired leases. (All three columns of Part B must be completed for each unexpired lease. Attach additional pages if necessary.)
DEBTOR RENTS OUT AN
to 11 U.S.C. § 365(p)(2):
APARTMENT ATTACHED TO HIS
0 continuation sheets attached (if any)
I declare under penalty of perjury that the above indicates my intention as to any property of my estate securing a debt and/or personal property subject to an unexpired lease.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 31 of 50
WARNING: Effective December 1, 2009, the 15-day deadline to file schedules and certain other documents under Bankruptcy Rule 1007(c) is shortened to 14 days. For further information, see note at bottom of page 2.
WARNING: Section 521(a)(1) of the Bankruptcy Code requires that you promptly file detailed information regarding your creditors, assets, liabilities, income, expenses and general financial condition. Your bankruptcy case may be dismissed if this information is not filed with the court within the time deadlines set by the Bankruptcy Code, the Bankruptcy Rules, and the local rules of the court. The documents and the deadlines for filing them are listed on Form B200, which is posted at http://www.uscourts.gov/bkforms/bankruptcy_forms.html#procedure .
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 33 of 50
I , the debtor, affirm that I have received and read this notice, as required by § 342(b) of the Bankruptcy Code.
X/s/ James R. Rosendall, Jr.
Use this form to certify that the debtor has received the notice required by 11 U.S.C. § 342(b) only if the certification has NOT been made on the Voluntary Petition, Official Form B1. Exhibit B on page 2 of Form B1 contains a certification by the debtor’s attorney that the attorney has given the notice to the debtor. The Declarations made by debtors and bankruptcy petition preparers on page 3 of Form B1 also include this certification.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 34 of 50
STATEMENT OF MONTHLY GROSS INCOME
The undersigned certifies the following is the debtor's monthly income .
Total gross income for six
months preceding filing
Attached are all payment advices received by the undersigned debtor prior to the petition date, we declare under penalty of perjury that we have read the foregoing statement and that it is true and correct to the best of our knowledge, information, and belief.
/s/ James R. Rosendall, Jr. James R. Rosendall, Jr.
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 35 of 50
The presumption arises
The presumption does not arise
The presumption is temporarily inapplicable.
Disabled Veterans. If you are a disabled veteran described in the Declaration in this Part IA, (1) check the box at the beginning of the Declaration, (2) check the box for “The presumption does not arise” at the top of this statement, and (3)
Declaration of Disabled Veteran. By checking this box, I declare under penalty of perjury that I am a disabled veteran (as defined in 38 U.S.C. § 3741(1)) whose indebtedness occurred primarily during a period in which I was on active duty (as defined in 10 U.S.C. § 101(d)(1)) or while I was performing a homeland defense activity (as defined in 32 U.S.C. §901(1)).
Non-consumer Debtors. If your debts are not primarily consumer debts, check the box below and complete the 1B verification in Part VIII. Do not complete any of the remaining parts of this statement.
 Declaration of non-consumer debts. By checking this box, I declare that my debts are not primarily consumer debts.
Reservists and National Guard Members; active duty or homeland defense activity. Members of a reserve component of the Armed Forces and members of the National Guard who were called to active duty (as defined in 10 U.S.C. § 101(d)(1)) after September 11, 2001, for a period of at least 90 days, or who have performed homeland defense activity (as defined in 32 U.S.C. § 901(1)) for a period of at least 90 days, are excluded from all forms of means testing during the time of active duty or homeland defense activity and for 540 days thereafter (the “exclusion period”). If you qualify for this temporary exclusion, (1) check the appropriate boxes and complete any required information in the Declaration of Reservists and National Guard Members below, (2) check the box for “The presumption is temporarily inapplicable” at the top of this statement, and (3) complete the verification in Part VIII. During your exclusion period you are not required to complete the balance of this form, but you must complete the form no later than 14 days after the date on which your exclusion period ends, unless the time for filing a motion raising the means test presumption expires in your case before your exclusion period ends.
1C  Declaration of Reservists and National Guard Members. By checking this box and making the appropriate entries below, I declare that I am eligible for a temporary exclusion from means testing because, as a member of a reserve component of the Armed Forces or the National Guard
a.  I was called to active duty after September 11, 2001, for a period of at least 90 days and  I remain on active duty /or/
 I was released from active duty on ________________, which is less than 540 days before this bankruptcy case was filed;
b.  I am performing homeland defense activity for a period of at least 90 days /or/
 I performed homeland defense activity for a period of at least 90 days, terminating on
penalty of perjury: "My spouse and I are legally separated under applicable non-bankruptcy law or my spouse
and I are living apart other than for the purpose of evading the requirements of § 707(b)(2)(A) of the Bankruptcy
2Code." Complete only Column A ("Debtor's Income") for Lines 3-11.
c.  Married, not filing jointly, without the declaration of separate households set out in line 2.b above. Complete
both Column A ("Debtor's Income") and Column B ("Spouse's Income") for Lines 3-11.
 Married, filing jointly. Complete both Column A ("Debtor's Income") and Column B ("Spouse's Income") for
Lines 3-11.
expenses entered on Line b as a deduction in Part V.
Rent and other real property income. Subtract Line b from Line a and enter the difference in
the appropriate column(s) of Line 5. Do not enter a number less than zero. Do not include
that purpose. Do not include alimony or separate maintenance payments or amounts paid by
column; if a payment is listed in Column A, do not report that payment in Column B.
Income from all other sources. Specify source and amount. If necessary, list additional sources on a separate page. Do not include alimony or separate maintenance payments paid by your spouse if Column B is completed, but include all other payments of
10alimony or separate maintenance. Do not include any benefits received under the Social Security Act or payments received as a victim of a war crime, crime against humanity, or as a victim of international or domestic terrorism.
Doc #:1 Filed: 06/17/11 Page 37 of 50
Total and enter on Line 10.
Subtotal of Current Monthly Income for § 707(b)(7). Add Lines 3 thru 10 in Column A, and,
if Column B is completed, add Lines 3 thru 10 in Column B. Enter the total(s).
Total Current Monthly Income for § 707(b)(7). If Column B has been completed, add Line
11, Column A to Line 11, Column B, and enter the total. If Column B has not been completed,
enter the amount from Line 11, Column A.
Applicable median family income. Enter the median family income for the applicable state and household size. (This
information is available by family size at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court.)
a. Enter debtor’s state of residence:
The amount on Line 13 is less than or equal to the amount on Line 14. Check the box for “The presumption does not
arise” at the top of page 1 of this statement, and complete Part VIII; do not complete Parts IV, V, VI or VII.
 The amount on Line 13 is more than the amount on Line 14. Complete the remaining parts of this statement.
Complete Parts IV, V, VI, and VII of this statement only if required. (See Line 15).
debtor’s dependents. Specify in the lines below the basis for excluding the Column B income (such as
payment of the spouse’s tax liability or the spouse’s support of persons other than the debtor or the debtor’s
Total and enter on Line 17 .
National Standards: food, clothing and other items. Enter in Line 19A the “Total” amount from IRS
number of persons is the number that would currently be allowed as exemptions on your federal income tax
National Standards: health care. Enter in Line a1 below the amount from IRS National Standards for Outof-
Pocket Health Care for persons under 65 years of age, and in Line a2 the IRS National Standards for Outof-
Pocket Health Care for persons 65 years of age or older. (This information is available at www.usdoj.gov/ust/
or from the clerk of the bankruptcy court.) Enter in Line b1 the applicable number of persons who are under
65 years of age, and enter in Line b2 the applicable number of persons who are 65 years of age or older.
(The applicable number of persons in each age category is the number in that category that would currently
be allowed as exemptions on your federal income tax return, plus the number of any additional dependents
whom you support.) Multiply Line a1 by Line b1 to obtain a total amount for persons under 65, and enter the
result in Line c1. Multiply Line a2 by Line b2 to obtain a total amount for persons 65 and older, and enter the
result in Line c2. Add Lines c1 and c2 to obtain a total health care amount, and enter the result in Line 19B.
and Utilities Standards; non-mortgage expenses for the applicable county and family size. (This information is
available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court). The applicable family size consists
of the number that would currently be allowed as exemptions on your federal income tax return, plus the
number of any additional dependents whom you support.
information is available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court)(the applicable
family size consists of the number that would currently be allowed as exemptions on your federal income tax
return, plus the number of any additional dependents whom you support); enter on Line b the
total of the Average Monthly Payments for any debts secured by your home, as stated in Line 42; subtract
Line b from Line a and enter the result in Line 20B. Do not enter an amount less than zero.
IRS Housing and Utilities Standards; mortgage/rental
Average Monthly Payment for any debts secured by home, if
any, as stated in Line 42.
Local Standards: housing and utilities; adjustment. If you contend that the process set out in Lines 20A
and 20B does not accurately compute the allowance to which you are entitled under the IRS Housing and
 1 
If you checked 0, enter on Line 22A the “Public Transportation” amount from IRS Local Standards:
Transportation. If you checked 1 or 2 or more, enter on Line 22A the “Operating Costs” amount from IRS
additional deduction for your public transportation expenses, enter on Line 22B the “Public Transportation”
Local Standards: transportation ownership/lease expense; Vehicle 1. Check the number of vehicles for which you claim an ownership/lease expense. (You may not claim an ownership/lease expense for more than two vehicles.)
 1  2 or more.
23(available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter in Line b the total of the Average Monthly Payments for any debts secured by Vehicle 1, as stated in Line 42; subtract Line b from Line a and enter the result in Line 23. Do not enter an amount less than zero.
1, as stated in Line 42.
Local Standards: transportation ownership/lease expense; Vehicle 2. Complete this Line only if you checked the “2 or more” Box in Line 23.
24(available at www.usdoj.gov/ust/ or from the clerk of the bankruptcy court); enter in Line b the total of the Average Monthly Payments for any debts secured by Vehicle 2, as stated in Line 42; subtract Line b from Line a and enter the result in Line 24. Do not enter an amount less than zero.
Other Necessary Expenses: life insurance. Enter total average monthly premiums that you actually
pay for term life insurance for yourself. Do not include premiums for insurance on your dependents, for
service— such as pagers, call waiting, caller id, special long distance, or internet service—to the extent
Filed: 06/17/11 Page 40 of 50
Total and enter on Line 34
Services Act or other applicable federal law. The nature of these expenses is required to be kept confidential
Education expenses for dependent children less than 18. Enter the total average monthly expenses that
you actually incur, not to exceed $147.92* per child, for attendance at a private or public elementary or
trustee with documentation of your actual expenses, and you must explain why the amount claimed is
Total Additional Expense Deductions under § 707(b). Enter the total of Lines 34 through 40.
Future payments on secured claims. For each of your debts that is secured by an interest in property that you own, list the name of the creditor, identify the property securing the debt, state the Average Monthly Payment, and check whether the payment includes taxes or insurance. The Average Monthly Payment is the total of all amounts scheduled as contractually due to each Secured Creditor in the 60 months following the filing of the bankruptcy case, divided by 60. If necessary, list additional entries on a separate page. Enter
42 the total of the Average Monthly Payments on Line 42.
Other payments on secured claims. If any of debts listed in Line 42 are secured by your primary residence, a motor vehicle, or other property necessary for your support or the support of your dependents, you may include in your deduction 1/60th of any amount (the “cure amount”) that you must pay the creditor in addition to the payments listed in Line 42, in order to maintain possession of the property. The cure amount would include any sums in default that must be paid in order to avoid repossession or foreclosure.
43List and total any such amounts in the following chart. If necessary, list additional entries on a separate page.
information is available at www.usdoj.gov/ust/ or from the clerk of the
c.Average monthly administrative expense of Chapter 13 case
Monthly disposable income under § 707(b)(2). Subtract Line 49 from Line 48 and enter the result
 The amount on Line 51 is less than $7,025* Check the box for “The presumption does not arise” at the top of page 1 of this
The amount set forth on Line 51 is more than $11,725*. Check the box for “The presumption arises” at the top of page 1 of
this statement, and complete the verification in Part VIII. You may also complete Part VII. Do not complete the remainder of Part VI.
 The amount on Line 51 is at least $7,025*, but not more than $11,725*. Complete the remainder of Part VI (Lines 53
through 55).
 The amount on Line 51 is less than the amount on Line 54. Check the box for “The presumption does not arise” at the top
of page 1 of this statement, and complete the verification in Part VIII.
 The amount on Line 51 is equal to or greater than the amount on Line 54. Check the box for “The presumption arises” at
the top of page 1 of this statement, and complete the verification in Part VIII. You may also complete Part VII.
James R. Rosendall, Jr., (Debtor)
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 43 of 50
Intoxicated (from Schedule E) (whether disputed or undisputed)
Obligations Not Reported on Schedule E.
Obligations to Pension or Profit-Sharing, and Other Similar
Obligations (from Schedule F)
1. Total from Schedule D, “UNSECURED PORTION, IF ANY”
6,960,393.00
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 44 of 50
Pursuant to Local Bankruptcy Rule 1007-2(c), debtors filing Chapter 7 petitions and debtors in cases converting to Chapter 7 must file an Asset Protection Report giving information about the status of insurance coverage on assets in the estate. The back of this page shall be completed with the following information: (1) description of the asset and location; (2) the debtor’s insurance agent for the asset, or if none, the insurance underwriter; (3) the policy limit of the policy with respect to the asset; (4) the expiration date of the policy and (5) if the asset is secured, the name of the secured party and whether the debtor insures the interest of that party. If the debtor has sufficient insurance coverages to protect any exemptible interest in real or personal property or does not want the trustee of the estate to use estate funds to procure such coverages, the debtor(s) may sign the waiver below.
Debtors are requested to provide the trustee with copies of all insurance policies and/or declarations representing each insurable asset with fifteen (15) days of the filing of the petition.
REQUEST TO TRUSTEE
NOT TO INSURE EXEMPTIBLE ASSETS
I(we) declare, under penalty of perjury, I(we) intend to provide insurance protection for any exemptible interests in real or personal property in this estate, and I request that the trustee not expend estate funds to procure insurance coverage for my
exemptible assets.
Policy Limit and
Do you insure
(Include any property in which the debtor has an interest, including leased property if the lease requires the debtor to maintain insurance coverages)
$1,091,000; 7/17/12
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 46 of 50
I(we), hereby declare, under penalty of perjury, that the attached list of creditors is true and correct to the best of my(our) knowledge.
/s/Michael M. Malinowski
/s/ James R. Rosendall, Jr. James R. Rosendall, Jr.,
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 47 of 50
ALLIANCE LEASING & RENTAL, LLC 2751 ALPINE NNW
CALVIN CHRISTIAN SCHOOL ASSN 3750 IVANREST SW
COMERICA BANK 99 MONROE AVE NW
1850 E PARIS SE GRAND RAPIDS MI 49546
FIFTH THIRD MTG - MI, LLC 5001 KINGSLEY DRIVE
MD 1MOB3A CINCINNATI OH 45227
313 S WASHINGTON SQUARE LANSING MI 48933
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 48 of 50
RIETH RILEY CONST CO INC PO BOX 477
RIETH RILEY CONSTRUCTION CO INC 3626 ELKHART ROAD
ROSS LEISMAN @ MMBJ 900 MONROE AVE NW GRAND RAPIDS MI 49502
SPECTRUM HEALTH PO BOX 2127
SPECTRUM HEALTH 100 MICHIGAN ST NE
TRAILS END CLUB, LLC 2751 ALPINE NW
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 49 of 50
 1. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a credit counseling agency approved by the United States trustee or bankruptcy administrator that outlined the opportunities for available credit counseling and assisted me in performing a related budget analysis, and I have a certificate from the agency describing the services provided to me. Attach a copy of the certificate and a copy of any debt repayment
plan developed through the agency.
 2. Within the 180 days before the filing of my bankruptcy case, I received a briefing from a credit counseling agency approved by the United States trustee or bankruptcy administrator that outlined the opportunities for available credit counseling and assisted me in performing a related budget analysis, but I do not have a certificate from the agency describing the services provided to me. You must file a copy of a certificate from the agency
describing the services provided to you and a copy of any debt repayment plan developed through the agency no later than 14 days after your bankruptcy case is filed.
 3. I certify that I requested credit counseling services from an approved agency but was unable to obtain the services during the seven days from the time I made my request, and the following exigent circumstances merit a temporary waiver of the credit counseling requirement so I can file my bankruptcy case now. [Summarize
exigent circumstances here.]
Case:11-06672-jdg Doc #:1 Filed: 06/17/11 Page 50 of 50
4. I am not required to receive a credit counseling briefing because of: [Check the applicable statement.] [Must be accompanied by a motion for determination by the court.]
Incapacity. (Defined in 11 U.S.C. § 109(h)(4) as impaired by reason of mental illness or mental deficiency so as to be incapable of realizing and making rational decisions with respect to financial responsibilities.);
Disability. (Defined in 11 U.S.C. § 109(h)(4) as physically impaired to the extent of being unable, after reasonable effort, to participate in a credit counseling briefing in person, by telephone, or through the Internet.);
Active military duty in a military combat zone.
5. The United States trustee or bankruptcy administrator has determined that the credit counseling requirement of 11 U.S.C. ' 109(h) does not apply in this district.
Signature of Debtor: /s/ James R. Rosendall, Jr.