Source: https://www.scribd.com/document/184006776/f-Cra-Complaint-CA
Timestamp: 2017-04-30 07:07:38
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f Cra Complaint CA | Collection Agency | Damages
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MY NAME, pro se,
DEBT COLLECTOR, L.L.C.,
1. This is an action for damages brought from violations of the Fair Credit Reporting Act
(FCRA) 15 U.S.C. §1681 et seq.
2. The jurisdiction of this Court is conferred by 15 U.S.C. §1681p.
2. On October 13, 2009, Defendant initiated a soft pull of Plaintiff’s
Experian without permissible purpose.
COMPLAINT page ____
VIOLATION OF FAIR CREDIT REPORTING ACT (FCRA), 15 U.S.C. §1681
WILLFUL NON-COMPLIANCE BY DEFENDANT DEBT COLLECTOR, L.L.C.
3. Plaintiff is a consumer within the meaning of the FCRA, 15 U.S.C.
§1681a(c).
4. DEBT COLLECTOR, L.L.C. is a furnisher of information within the meaning of the
FCRA, 15 U.S.C. §1681s-2.
5. DEBT COLLECTOR, L.L.C. willfully violated the FCRA. Defendant’s violations
(a) DEBT COLLECTOR, L.L.C. willfully violated 15 U.S.C. §1681b(f) by obtaining
Plaintiff’s consumer report without a permissible purpose as defined by15 U.S.C. §1681b.
WHEREFORE, Plaintiff demands judgment for damages in the amount of $1,000 against
DEBT COLLECTOR, L.L.C. for actual or statutory damages, and punitive damages,
attorney’s fees and costs, pursuant to 15 U.S.C. §1681n.
NEGLIGENT NON-COMPLIANCE BY DEFENDANT DEBT COLLECTOR, L.L.C.
6. Plaintiff is a consumer within the meaning of the FCRA, 15 U.S.C.
7. DEBT COLLECTOR, L.L.C. is a furnisher of information within the meaning of the
8. DEBT COLLECTOR, L.L.C. negligently violated the FCRA. Defendant’s violations
(a) DEBT COLLECTOR, L.L.C. negligently violated 15 U.S.C. §1681b(f)
by obtaining Plaintiff’s consumer report without a permissible purpose as defined
by15 U.S.C. §1681b.
DEBT COLLECTOR, L.L.C. for actual damages, and attorney’s fees and costs,
pursuant to 15 U.S.C. § 1681o.
WHEREFORE, Plaintiff demands judgment for damages against DEBT COLLECTOR,
L.L.C. and $2,000 for actual or statutory damages, and punitive damages, attorney's fees
and costs, pursuant to 15 U.S.C. §1681n (a) (3) and 15 U.S.C. §1681o (a)
Plaintiff hereby demands a trial by jury of all issues so triable as a matter of law.
Respectfully submitted this 30th day of June, 2011
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