Source: http://bresnahaninsurance.com/resources.aspx
Timestamp: 2018-01-18 23:15:01
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Bresnahan Insurance Agency, Inc - Resources
231 Triangle St
phone: 413-549-1100
Fax: 413-549-1110
100 Whiting Farms Road
phone: 413-536-0536
Fax: 413-534-4291
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With Accident Forgiveness, a surcharge resulting from an at-fault accident, and the corresponding loss of the driver's Excellent Driver Plus (SDIP Points 99) discount, will not be applied, saving a customer hundreds of dollars a year.
This option automatically applies to the first surchargeable at-fault accident, provided the policy:
has been in force with Plymouth Rock for at least 48 months prior to the renewal policy date
includes only listed operators with SDIP Points 99
lists the at-fault driver and vehicle
includes no other accidents currently being waived.
Only the first surchargeable at-fault accident is "forgiven." Any violations relating to the accident or any subsequent accidents are subject to the applicable surcharge. The waiver applies only while the customer is insured with Plymouth Rock.
The Deductible Rewards, Actual Replacement Cost and OEM endorsements may be used on a claim being "forgiven."
Optional Accident Forgiveness Coverage The Accident Forgiveness option may be purchased for a policy that has been with Plymouth Rock less than 48 months prior to the policy effective date provided the other eligibility requirements apply, including: all listed drivers are SDIP Points 99. the at-fault driver and the vehicle involved are listed on the policy, and there are no other accidents currently being waived on the policy. The cost for the optional coverage is 1.5% of the total premium for Parts 1-9 and Part 12, and must be purchased at the inception of the policy term.
This discount is available to drivers in all inexperienced operator rate classes who are enrolled as full-time high school, college or university students at an accredited educational institution, and either maintain at least a "B" or "3.0" grade point average or are included on the "Dean's List," "Honor Roll," or comparable scholastic achievement list.
The discount is based on rate class:
Class 17 and 18 - 15%
Classes 20,21,25, and 26 - 10%
includes no other accidents currently being waived and applies to:
Bodily Injury (Part 1)
Personal Injury Protection (Part 2)
Property Damage (Part 4)
Optional Bodily Injury (Part 5)
Medical Payments (Part 6)
Collision (Part 7)
Limited Collision (Part 8)
Comprehensive (Part 9)
To be eligible, the student operator must have a driving record with fewer than 3 points under the SDIP plan. The student must supply a report card, transcript or certified statement from the school indicating the academic requirement was met during the semester immediately preceding the policy effective date.
The discount may not be endorsed mid-term, and must be requested before each policy renewal for which the student is eligible (based on grades and inexperienced operator classification). The Student Away at School discount cannot be selected in conjunction with the Good Student discount. The higher of the two discounts should be applied. All other eligible discounts apply.
The Student Away at School discount cannot be applied In conjunction with the Good Student discount. The higher of the two discounts should be applied. All other eligIble discounts apply.
Class 18 (occasional use, 3-6 years experience) - 5%
Class 17 (principal use, 3-6 years experience) - 10%
Classes 20, 21, 25, and 26 - 15%
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