Source: https://bankruptcy-az.com/why-you-should-hire-a-bankruptcy-attorney-part-1-of-3-the-means-test/
Timestamp: 2019-08-19 23:46:02
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Why You Should Hire a Tucson Bankruptcy Attorney: Part 1 of 3 - The Means Test
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Why You Should Hire a Bankruptcy Attorney: Part 1 of 3 – The Means Test
Why You Should Hire a Bankruptcy Attorney:
Part 1 of 3 – The Means Test
Part 1: The Means Test and Chapter 7 Eligibility:
There are many individuals in the Phoenix and Tucson, Arizona metro areas that are at a point where they may want to soon look at declaring bankruptcy as a solution to their current unenviable financial situation. Many of these same individuals are curious why it is imperative that they hire a lawyer when filing for Chapter 7 or Chapter 13 bankruptcy in Tucson, Arizona.
Hiring a qualified practitioner is not required by law, however, there are compelling reasons why you would want to have legal assistance when filing Chapter 7 or Chapter 13 bankruptcy.
Recent changes in federal bankruptcy laws have made filing for Chapter 13 or Chapter 7 more complex.For example, you are now required to take a “means test” when declaring bankruptcy. The Means Test has the purpose of determining whether you are eligible for a Chapter 7 filing. Filing a Chapter 7 bankruptcy discharges the debt you owe.
Warning: The new means test can be tough and confusing, and if you fill it in incorrectly, it may be determined that you do not qualify for filing a Chapter 7. This aspect of a bankruptcy filing is so vital that it can be dangerous. If you decide to do it yourself and get the Means Test wrong, you may jeopardize your chance of being released from your debt. Consult your Arizona bankruptcy attorney as it can be a relief to have the assistance of a qualified legal professional if you are considering declaring bankruptcy and have to deal with the required Means Test.
Contact The My AZ Lawyers for help with your Chapter 13 or Chapter 7 Bankruptcy Filing. Get Started today by signing up for a free consultation at one of our regional AZ offices near you.
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