Source: https://www.bankersonline.com/regulations/12-1005-000fr
Timestamp: 2019-12-06 16:16:59
Document Index: 642505352

Matched Legal Cases: ['§ 1005', '§ 919', '§ 1073', '§205', '§205', '§205', '§205', '§205']

12/6/2019 Proposed rule Proposal affecting the Remittance Transfer Rule that would increase the exemption safe harbor cap to 500 transfers in previous and current year and make permanent the ability of financial institutions to use estimates under certain conditions. Comments due 1/21/2020.
2/13/2018 Final rule Postpones effective date of Prepaid Rule (see 81 FR 83934, below) to 4/1/2019. Significant and minor changes and clarifications.
82 FR 18975
4/25/2017 Final rule Postpones effective date of Prepaid Rule (see 81 FR 83934, below) to 4/1/2018.
10/12/2016 Final rule, effective 11/14/16 Clerical and non-substantive corrections to Regulation E.
81 FR 83934
11/22/2016 Final rule Final rule to add significant new consumer disclosure and protection to prepaid financial products under Regulations E and Z. Effective 10/1/2017.
79 FR 77101
Corrections 11/13/14,
publ. 12/23/14; correction publ. 2/5/15 Proposed rule (Note: Finalized 10/5/2016) Proposal to add significant new consumer disclosure and protection to prepaid financial products under Regulations E and Z. Comments deadline 3/23/2015.
79 FR 55970
8/22/2014; published 9/18/2014 Final rule
Effective 11/17/2014 Finalizes 4/15/14 proposal below. U.S. military installations overseas are located in a State for this rule. Also clarifies "consumer purpose" for transfers from an account, and "conducted by phone," plus allows faxes to be used for disclosures. Extends the temporary exception for insured institutions to 7/21/2020.
79 FR 28458 4/15/14
5/16/14 Proposal; Comments due 5/27/14 6/6/14 Seeks comment on whether institutions on U.S. military installations abroad are "in a State." Would clarify definition of "consumer purpose" and "conducted by phone," address use of faxed disclosures and impact of security delays on delivery date errors, extend the temporary FI estimate provision for another 5 years.
FR submission 8/7/13; published 8/14/13 Final Rule and correction; eff. 10/28/2013 Clarifies the operation of one of the Remittance Transfer Rule error remedies and corrects an incorrectly-numbered official comment.
78 FR 30661
FR submission 4/30/13; published 5/22/13 Final Rule; eff. 10/28/2013 Sets effective date for subpart B at 10/28/2013. Makes certain foreign tax and fee disclosures optional and provides protection for providers when funds are misrouted due to misinformation from sender.
FR submission 4/19/13 Notice of preemption determination Final action on preemption determinations relating to Gift Card rules and laws of Maine and Tennessee.
FR submission 3/23/13
Published 3/26/13 Final rule,
Eff. 3/26/13 Eliminates § 1005.16 "at or on" ATM surcharge notice requirement.
FR submission 1/22/13
Published 1/29/13 Final rule Postponement of effective date of subpart B (Remittance Transfer Rule) without designation of new effective date.
[Text; PDF]
FR submission 12/21/12; published 12/31/12 Proposed rule; Finalized 4/30/13 Would amend subpart B (remittance transfers rule) to delay its effective date (comments due by 1/15/2013) and address three specific concerns of remittance transfer providers (comments due by 1/31/13).
77 FR 50404 published 8/21/12 Notice CFPB Notice of its intent to consider and address requests received to determine whether certain provisions in the laws of Maine and Tennessee relating to unclaimed gift cards are inconsistent with and preempted by the requirements of the Electronic Fund Transfer Act and Regulation E. Comments due by 10/22/12
77 FR 50243
FR submission 8/7/12; published 8/20/12 Final rule Final rule adopting a coverage threshold of 100 remittance transfers per year and making certain changes in rules for transfers ordered by consumers in advance.
77 FR 40459 7/10/2012 Corrections Corrections to final rule and interpretations published 2/7/2012 relating to foreign remittance transfers. Effective 2/7/2013 (but later postponed).
77 FR 30923 5/24/2012 Advance Notice of Proposed Rulemaking (ANPR) Request for public comments to help shape proposed rulemaking that would provide consumer protections relating to general purpose reloadable (GPR) prepaid cards. Comments due by 7/23/2012.
77 FR 6310 2/7/2012 Proposal (finalized 8/7/12) Proposal and request for comment that would amend foreign remittance transfers rule published on same date to establish coverage threshold and amend requirements for remittance transfers scheduled in advance. Comments due by 4/9/2012.
77 FR 6193 2/7/2012 Final eff. 2/7/2013 Finalizes FRB proposal of 5/23/11. Consumer foreign remittance transfers to persons in foreign countries.
76 FR 81019 12/27/2011 Interim Final
Eff. 12/30/11 Interim final rule transferring rule from FRB . Comments accepted through 2/27/2012.
76 FR 29901 5/23/11 Proposal;
Finalized by Bureau (see above) Would create a new subpart B applicable to remittance transfer providers, to implement § 919 of EFTA, added by § 1073 of the Dodd-Frank Act. The rule would require certain disclosures and protections for consumers who use a remittance transfer provider to send funds electronically to a designated person in a foreign country. Comments to be transferred to CFPB for issuance of final rule.
75 FR 66644 10/29/10 Final;
Eff. 11/29/10 Amends §205.20 and OSC to implement legislation delaying the effective date of certain gift card disclosure requirements to 1/31/11, with conditions.
75 FR 50683 8/17/10 Interim Final;
Eff. 8//22/10;
Finalized 10/29/10 (see above) Amends §205.20 and OSC to implement legislation delaying the effective date of certain gift card disclosure requirements to 1/31/11, with conditions.
75 FR 31665 &
75 FR 33681 6/4/10 &
6/15/10 (corrections) Final Amends §205.17 and OSC to clarify aspects of 11/17/09 rule regarding OD fees on ATM and one-time debit card transactions.
75 FR 16579 4/1/10 Final;
Eff. 8/22/10 Adds §205.20. Implements Credit CARD Act restrictions on fees on prepaid gift cards and generally prohibits issuance of cards with expiration periods under five years.
75 FR 9120 3/1/10 Proposed;
Finalized 6/4/10 (see below) Would clarify certain aspects of the 11/17/09 final rule prohibiting OD fees for ATM and one-time debit card transactions unless consumer opts in.
74 FR 60986 11/20/09 Proposed;
Finalized 4/1/10 (see below) Would implement Credit CARD Act restrictions on fees on prepaid gift cards and prohibit issuance of cards with expiration periods under five years.
74 FR 59033 11/17/09 Final;
Eff. 1/19/10
Comp. 7/1/10 Added §205.17 prohibition on OD fees for ATM and one-time debit card transactions unless consumer opts in.
74 FR 5212 1/29/09 Proposed;
finalized 11/17/09 Would prohibit OD fees on ATM and one-time debit card transactions unless bank informs consumer of opt-out right and consumer doesn't opt out.