Source: http://ca.findacase.com/research/wfrmDocViewer.aspx/xq/fac.20130822_0002037.NCA.htm/qx
Timestamp: 2017-04-28 23:56:20
Document Index: 13112772

Matched Legal Cases: ['§ 1692', '§1788', '§ 1692', '§ 1788', '§ 1692', '§ 1788', '§ 1692', '§ 1692', '§ 1692', '§ 1692', '§ 1788', '§ 1692']

| Hetland v. Simm Asscoicates, Inc.
Hetland v. Simm Asscoicates, Inc.
SHIRLEY HETLAND, Plaintiff,v.SIMM ASSCOICATES, INC., Defendant.
Plaintiff Shirley Hetland moves for entry of a default judgment against defendant Simm Associates, Inc. under Federal Rule of Civil Procedure 55(b)(2) in the amount of $6, 399. Her complaint alleges that Simm violated the Fair Debt Collection Practices Act (FDCPA), 15 U.S.C. § 1692e(10) & (11), and the Rosenthal Fair Debt Collection Practices Act (RFDCPA), Cal. Civ. Code §1788.30(b), by leaving a voicemail for her that did not disclose that the caller was a debt collector calling about a debt, but instead identified the call as from "Simm Associates" about a "business matter." Compl., Dkt. 1, ¶¶16-18. Plaintiff seeks statutory damages totaling $2, 000, which represents the $1, 000 statutory maximum that may be obtained for violations of the FDCPA and the RFDCPA. See FDCPA, 15 U.S.C. § 1692(k)(a)(2)(A); RFDCPA, Cal. Civ. Code § 1788.30(c). Plaintiff further requests $4, 049 for attorneys fees $350 for costs pursuant to those statutes. See id. at § 1692(k)(a)(3); § 1788.30(c).
Plaintiff filed the complaint in this case on February 5, 2013. Dkt. 1. Defendant was served on February 11, 2013. Dkt. 5. When defendant did not respond within the time period allowed by Rule 12, plaintiff moved for an Entry of Default on March 8, 2013. The Clerk entered default against Simm on March 12, 2013.
The complaint avers that plaintiff is a consumer within the meaning of 15 U.S.C. § 1692a(3), and that Simm is a debt collector as defined by 15 U.S.C. § 1692a(6). Simm attempted to collect a debt from plaintiff that arose from transactions for personal, family and household purposes, thereby satisfying the definition of debt in 15 U.S.C. § 1692a(5). Simm placed at least one telephone call to plaintiff at her home telephone number in April or May of 2012 and left a voicemail stating:
Hello Ms. Hetland this is Ginger Wheeler I'm with the office of Simm Associates. You have a business matter sent to my office that I need to discuss with you or whoever represents you. Please return my call at 1-800-651-9054. Your reference number is 6528291.
Following entry of default, courts are authorized to grant default judgment in their discretion. See Fed.R.Civ.P. 55; Aldabe v. Aldabe, 616 F.2d 1089, 1092 (9th Cir. 1980). In exercising its discretion, the factors the court may consider include: (1) the possibility of prejudice to the plaintiff, (2) the merits of plaintiff's substantive claim, (3) the sufficiency of the complaint, (4) the sum of money at stake in the action; (5) the possibility of a dispute concerning material facts; (6) whether the default was due to excusable neglect, and (7) the strong policy underlying the Federal Rules of Civil Procedure favoring decisions on the merits. Eitel v. McCool, 782 F.2d 1470, 1471-72 (9th Cir. 1986). In considering these factors, all factual allegations in the plaintiff's complaint are taken as true, except for those relating to damages. TeleVideo Sys., Inc. v. Heidenthal, 826 F.2d 915, 917-18 (9th Cir. 1987).
Hetland contends that the single voicemail Simm left for her violated the FDCPA's prohibitions on "[t]he use of any false representation or deceptive means to collect or attempt to collect any debt or to obtain information concerning a consumer" and "[t]he failure to disclose in the... initial oral communication, that the debt collector is attempting to collect a debt and that any information obtained will be used for that purpose." 15 U.S.C. § 1692e(10) & (11). Based on the complaint, which must be accepted as true, Hetland has stated a claim upon which relief may be granted, at least under Section 1692e(11), which required the representative from Simm who left her a voicemail to convey that the call was specifically from a debt collector regarding a debt owed. See Costa v. Nat'l Action Fin. Servs., 634 F.Supp.2d 1069 (N.D. Cal. Dec. 19, 2007) (holding that a voicemail failing to state that it is from a debt collector in regards to a debt owed violates Section 1692e(11)). A violation of the FDCPA is, by definition also a violation of the RFDCPA. See Cal. Civ. Code § 1788.17. It is not necessary, therefore, to reach the question of whether a failure affirmatively to provide such information, standing alone, would also constitute using a deceptive means to collect a debt under Section 1692e(10), given that the voicemail from Simm did not contain any statements that are literally false.
The grounds for default are clearly established. Simm was served with the complaint and summons and filed no responsive pleading. There is no indication of good faith mistake or excusable neglect justifying Simm's failure to respond or otherwise defend against plaintiff's allegations, nor would the granting of a default judgment result in substantial prejudice to Simm.
Plaintiff has, therefore, established the grounds for default judgment and its entitlement to relief. The FDCPA allows "in the case of any action by an individual, such additional damages as the court may allow, but not exceeding $1, 000.00." 15 U.S.C. § 1692k(2)(A). The RFDCPA additionally provides for "a penalty in such amount as the court may allow, which shall not be less than one ...