Patent Publication Number: US-2023153561-A1

Title: Transaction card including expanded identification chip

Description:
FIELD 
     Embodiments of the present disclosure relate to transaction cards and, more particularly, to transaction cards with an expanded identification chip. 
     BACKGROUND 
     Transaction cards, such as credit and debit cards, are one of the primary means for individuals to complete transactions involving data exchange. Many other forms of cards are also widely used, such as identification cards, loyalty cards, prescription cards, insurance cards, etc. With the increasing use of transaction cards by individuals, the market for different types of transaction cards continues to grow. Card issuers may wish to provide a premium physical card to differentiate such cards from traditional transaction cards. It is with respect to this and other considerations that the present disclosure is provided. 
     SUMMARY 
     This Summary is provided to introduce a selection of concepts in a simplified form that are further described below in the Detailed Description. This Summary is not intended to identify key features or essential features of the claimed subject matter, nor is it intended as an aid in determining the scope of the claimed subject matter. 
     In at least one approach according to the disclosure, a transaction card may include a body having a first main side opposite a second main side, wherein the body defines an outer perimeter including a first end perimeter opposite a second end perimeter, and a first side perimeter opposite a second side perimeter. The transaction card may further include an identification chip comprising a plurality of contacts, wherein a first contact of the plurality of contacts extends to at least one of the following: the first end perimeter, the second end perimeter, the first side perimeter, and the second side perimeter. 
     In another approach according to the disclosure, a transaction card may include a body having a first main side opposite a second main side, wherein the body defines an outer perimeter including a first end perimeter opposite a second end perimeter, and a first side perimeter opposite a second side perimeter. The transaction card may further include an identification chip along the first main side, the identification chip comprising a plurality of contacts, wherein a first contact of the plurality of contacts extends along the first main side to at least one of the following: the first end perimeter, the second end perimeter, the first side perimeter, and the second side perimeter. 
     In yet another approach according to the disclosure, a transaction card may include a body having a first main side opposite a second main side, wherein the body defines an outer perimeter including a first end perimeter opposite a second end perimeter and a first side perimeter opposite a second side perimeter. The transaction card may further include an identification chip comprising a plurality of contacts, wherein the identification chip is part of the first main side, and wherein a first contact of the plurality of contacts extends to at least one of the following: the first end perimeter, the second end perimeter, the first side perimeter, and the second side perimeter. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
       The accompanying drawings illustrate example approaches of the disclosure, including the practical application of the principles thereof, as follows: 
         FIG.  1    is a top view of a transaction card in accordance with embodiments of the present disclosure; 
         FIG.  2    is a top view of a transaction card in accordance with embodiments of the present disclosure; 
         FIG.  3    is a top view of a transaction card in accordance with embodiments of the present disclosure; 
         FIG.  4    is a top view of a transaction card in accordance with embodiments of the present disclosure; 
         FIG.  5    is a top view of a transaction card in accordance with embodiments of the present disclosure; 
         FIG.  6    is a top view of a transaction card in accordance with embodiments of the present disclosure; 
         FIG.  7    is a top view of a transaction card in accordance with embodiments of the present disclosure; 
         FIG.  8    is a top view of a transaction card in accordance with embodiments of the present disclosure; and 
         FIG.  9    is a top view of a transaction card in accordance with embodiments of the present disclosure. 
     
    
    
     The drawings are not necessarily to scale. The drawings are merely representations, not intended to portray specific parameters of the disclosure. The drawings are intended to depict example embodiments of the disclosure, and therefore are not be considered as limiting in scope. In the drawings, like numbering represents like elements. 
     Furthermore, certain elements in some of the figures may be omitted, or illustrated not-to-scale, for illustrative clarity. The cross-sectional views may be in the form of “slices”, or “near-sighted” cross-sectional views, omitting certain background lines otherwise visible in a “true” cross-sectional view, for illustrative clarity. Furthermore, some reference numbers may be omitted in certain drawings. 
     DETAILED DESCRIPTION 
     The present embodiments will now be described more fully hereinafter with reference to the accompanying drawings, where some embodiments are shown. The subject matter of the present disclosure may be embodied in many different forms and are not to be construed as limited to the embodiments set forth herein. These embodiments are provided so this disclosure will be thorough and complete, and will fully convey the scope of the subject matter to those skilled in the art. In the drawings, like numbers refer to like elements throughout. 
     Transaction cards of the present disclosure may include expanded identification chips, which provide both functional and aesthetic advantages. In some embodiments, the identification chips may include a plurality of contacts, wherein one or more of the plurality of contacts extends to a perimeter of the transaction card. In other embodiments in which the transaction card is virtually partitioned into quadrants by intersecting first and second axes, one or more of the plurality of contacts may extend across the first axis and/or the second axis. 
     Referring now to  FIG.  1   , an example transaction card (hereinafter “card”)  100  according to embodiments of the disclosure will be described. Transaction cards include, but are not limited to, credit cards, debit cards, gift cards, frequent flyer cards, merchant-specific cards, rewards cards, travel cards (e.g., a train pass, a bus pass, etc.), discount cards, insurance cards, identification cards, and driver&#39;s licenses. Described sometimes herein as contactless due to the method of communication by an identification (ID) chip  102 , such as an EMV chip, the card  100  may also provide one or more functions requiring contact. For example, the card  100  may include a magnetic stripe and/or a microchip connected to contacts present on an outer (e.g., back) layer of the card  100 . 
     The card  100  may be made from one or more thermoplastics including, but not limited to, polyvinyl chloride (PVC), polyester, polypropylene, polyethylene, or polycarbonate. Various other materials may also be used, including, but not limited to, soft touch plastic, metal (e.g., aluminum), fiber composite materials, resin, etc. In some embodiments, the card  100  may include additional material features, such as coverings (e.g., a silicone overmold), veneers (e.g., a wooden veneer), finishes (e.g. an oil-slick aluminum finish), or the like. In embodiments where a body  104  of the card  100  is formed of multiple layers or card substrates, each card substrate may be formed of the same material. Alternatively, one or more card substrates may be formed of a different material. 
     As shown, the body  104  of the card  100  may include a first main side  106  opposite a second main side. Although non-limiting, the first main side  106  may correspond to a front or top side of the card  100 , while the second main side may correspond to a back or bottom side of the card  100 . The body  104  may be defined by an outer perimeter  108  including a first side perimeter  111  opposite a second side perimeter  112 , and a first end perimeter  113  opposite a second end perimeter  114 . The first end perimeter  113  may correspond to an insertion end of the card  100 . In other embodiments, the second end perimeter  114  may be the insertion end of the card  100 . 
     The body  104  may include four quadrants (I-IV) defined by a first axis  135  and a second axis  138 . The first axis  135  may extend between the first side perimeter  111  and the second side perimeter  112 , while the second axis  138  may extend between the first end perimeter  113  and the second end perimeter  114 . As shown, the first axis  135  and the second axis  138  are substantially perpendicular to one another. Quadrants I and II may define an upper, or first, section of the body  104 , while quadrants III and IV may define a lower, or second, section of the body  104 . 
     Although not shown, in some embodiments, the magnetic stripe may be provided on the second main side of the body  104 , wherein the magnetic stripe is part of an outer layer of the body. In other embodiments, the magnetic stripe is part of a separate component or layer disposed atop or beneath the outer layer. The magnetic stripe may extend across the first axis  135 , between the first end perimeter  113  and the second end perimeter  114 . The magnetic stripe may contain cardholder data in accordance with standard protocols. of valid data in such a situation. Embodiments herein are not limited in this context. 
     Although not shown, the second main side of the card  100  may include additional identifying indicia. For example, additional identifying indicia may include a card verification value (CVV), such as a 3-digit number. Depending on the type of card, the additional identifying indicia may be present on or near a signature strip. The first main side  106  of the card  100  may also include identifying indicia, such as an account holder name and/or a card number. Although non-limiting, the card number may be a 16-digit number (e.g., four groups of four digits). In other embodiments, the card number may include a different number of digits. The identifying indicia may be printed over/on an outer layer of the body  104 . However, one skilled in the art will appreciate that the printing of the identifying indicia, along with any other indicia, logos, etc., may be applied to any surface or layer of the card  100 . Moreover, any suitable printing, scoring, imprinting, marking or like method is within the scope of the present disclosure. 
     The ID chip  102  may be formed in an outer layer  115  of the first main side  106  of the card  100 . More specifically, a plurality of contacts  120  of the ID chip  102  may be formed on a plate  122 , which is part of the outer layer  115 , and connected on a layer (not shown) beneath the ID chip  102 . In other embodiments, the plate  122  may be formed atop the outer layer  115 , for example, by printing. Although non-limiting the plate  122  may be a metal layer, while the remainder of the body  104  may be a thermoplastic. Each of the plurality of contacts  120  may be electrically isolated from one another by a variety of different means, such as a non-conductive area, element, or liner  124 . 
     As shown, the plate  122  may generally extend between the first end perimeter  113  and the first side perimeter  111 . For example, the plate  122  may be triangular, extending across both the first axis  135  and the second axis  138 . Said another way, the plate  122  may be present within quadrants I, II, and IV. In other embodiments, the plate  122  may be inverted such that the plate  122  is primarily present within quadrant IV. In the embodiment shown, the contacts  120  of the ID chip  102  are located within quadrant I. 
     In some embodiments, the ID chip  102  may be located only within quadrant I. In other embodiments, the ID chip  102  may overlap the first axis  135  and/or the second axis  138 . Furthermore, the ID chip  102  may be positioned a first predefined distance ‘CD 1 ’ from the first end perimeter  113  and a second predefined distance ‘CD 2 ’ from the first side perimeter  111 . To enable the ID chip  102  of the card  100  to operate normally with existing chip reading devices (e.g., ATMs, kiosks, point-of-sale machines, etc.), CD 1  and/or CD 2  may be selected to comply with one or more standards, such as ISO/IEC 7816. In some embodiments, the ID chip  102  overlaps the magnetic stripe and is closer to the first end perimeter  113  than to the second end perimeter  114 . Said differently, a projection of the ID chip  102 , extending through the body  104  between the first main side  106  and the second main side, may partially intersect or overlap the magnetic stripe. 
     As used herein, the ID chip  102  may be any microprocessor device configured to exchange data electromagnetically, such as an EMV or RFID chip. The RFID chip may include a radio frequency inductor, volatile or non-volatile memory storage, a microprocessor, circuitry logic, and/or an antenna. While in some embodiments electromagnetic data communications from the RFID chip will take place at radio frequencies, other embodiments may exchange electromagnetic data at different frequencies. 
     Referring to  FIG.  2   , an example transaction card (hereinafter “card”)  200  according to embodiments of the disclosure will be described. In the card  200  shown, an outer layer  215  of a body  204  of the card  200  may be made from one or more layers of metal. The body  204  of the card  200  may include a first main side  206  opposite a second main side. Although non-limiting, the first main side  206  may correspond to a front or top side of the card  200 , while the second main side may correspond to a back or bottom side of the card  200 . The body  204  may be defined by an outer perimeter  208  including a first side perimeter  211  opposite a second side perimeter  212 , and a first end perimeter  213  opposite a second end perimeter  214 . The first end perimeter  213  may correspond to an insertion end of the card  200 . In other embodiments, the second end perimeter  214  may be the insertion end of the card  200 . 
     The body  204  may include four quadrants (I-IV) defined by a first axis  235  and a second axis  238 . The first axis  235  may extend between the first side perimeter  211  and the second side perimeter  212 , while the second axis  238  may extend between the first end perimeter  213  and the second end perimeter  214 . As shown, the first axis  235  and the second axis  238  are substantially perpendicular to one another. Quadrants I and II may define an upper, or first, section of the body  204 , while quadrants III and IV may define a lower, or second, section of the body  204 . 
     An ID chip  202  may be formed in the outer layer  215  of the first main side  206  of the card  200 . In other embodiments, the ID chip  202  may be formed along the second main side of the card  200 . As shown, a plurality of contacts  220 A- 220 H of the ID chip  202  may extend along the first main side  206  of the body  204 . Although non-limiting, the ID chip  202  may include six contacts ( 220 A- 220 F) or eight contacts ( 220 A- 220 H) in various embodiments. As shown, a first contact  220 A of the plurality of contacts may extend entirely to the first side perimeter  211  and to the first end perimeter  213 . A second contact  220 B of the plurality of contacts may extend to the first side perimeter  211  and to the second end perimeter  214 . As shown, the second contact  220 B is electrically separated from the first contact  220 A by a first non-conductive border or liner  224 , which may extend between the first side perimeter  211  and the second side perimeter  212 . Third and fourth contacts  220 C,  220 D may extend only to the second end perimeter  214 , while fifth and sixth contacts  220 E,  220 F may only extend to the first end perimeter  213 . The third and fourth contacts  220 C,  220 D may be separated from one another by a second non-conductive border or liner  229 , which may extend between the first end perimeter  213  and the second end perimeter  214 . Similarly, the fifth and sixth contacts  220 E,  220 F may be separated from one another by the second non-conductive liner  229 . The second contact  220 B may be separated from the third contact  220 C, and the first contact  220 A may be separated from the sixth contact  220 F, by a third non-conductive liner  231 . Finally, the first, fifth, and sixth contacts  220 A,  220 E,  220 F may be separated from the second, third, and fourth contacts  220 B,  220 ,  220 D by the first non-conductive liner  224 . When present, seventh contact  220 G may extend to the second side perimeter  212 , while eighth contact  220 H may extend to both the first end perimeter  213  and to the second side perimeter  212 . 
     Although non-limiting, contacts  220 A- 220 F may be generally present within quadrants I. and II. In some embodiments, all of the contacts of the ID chip  202  may be present within quadrant I. Furthermore, the second, third, and fourth contacts  220 B,  220 C,  220 D may be positioned a first predefined distance from the first end perimeter  213  and a second predefined distance from the first side perimeter  211  to enable the ID chip  202  of the card  200  to operate normally with existing chip reading devices (e.g., ATMs, kiosks, point-of-sale machines, etc.). However, by extending certain of the plurality of contacts  220 A- 220 H to one or more edges defining the outer perimeter  208 , the card  200  may also be read by non-conventional chip readers. 
     Referring now to  FIG.  3   , an example transaction card (hereinafter “card”)  300  according to embodiments of the disclosure will be described. In the card  300  shown, an outer layer  315  of a body  304  of the card  300  may be made from one or more layers of metal. The body  304  of the card  300  may include a first main side  306  opposite a second main side. Although non-limiting, the first main side  306  may correspond to a front or top side of the card  300 , while the second main side may correspond to a back or bottom side of the card  300 . The body  304  may be defined by an outer perimeter  308  including a first side perimeter  311  opposite a second side perimeter  312 , and a first end perimeter  313  opposite a second end perimeter  314 . The first end perimeter  313  may correspond to an insertion end of the card  300 . In other embodiments, the second end perimeter  314  may be the insertion end of the card  300 . 
     The body  304  may include four quadrants (I-IV) defined by a first axis  335  and a second axis  338 . A metal plate  322  along the first main side  306  of the body  304  may extend across the first axis  335  and the second axis  338 . The metal plate  322  may be part of the outer layer  315 , and connected on a layer (not shown) beneath an ID chip  302 . In other embodiments, the metal plate  322  may be formed atop the outer layer  315 , for example, by printing. Although non-limiting, the metal plate  322  may be a first metal layer, while the remainder of the body  304  may be a second metal layer. As shown, the plate  322  may extend between the first end perimeter  113  and the second side perimeter  312 . For example, the plate  322  may be a design or logo present within quadrants one or more of quadrants I-IV. In some embodiments, the plate  322  may be a contact of the ID chip  302 . 
     The plurality of contacts  320 A- 320 H of the ID chip  302  may extend along the first main side  306  of the body  304 . In other embodiments, the ID chip  302  may be formed along the second main side of the card  300 . Although non-limiting, the ID chip  302  may include six contacts ( 320 A- 320 F) or eight contacts ( 320 A- 320 H) in various embodiments. It will be appreciated that the plurality of contacts are electrically isolated from one another. As shown, a first contact  320 A of the plurality of contacts may extend entirely to the first end perimeter  313 , while a second contact  320 B of the plurality of contacts may extend between the first contact  320 A and the plate  322 . In some embodiments, the second contact  320 B is electrically separated from the first contact  320 A by a first non-conductive border or liner  324 , which may extend between the second side perimeter  312  and the plate  322 . An interior border  347  of the plate  322  may electrically insulate the first and second contacts  320 A,  320 B from the plate  322 . As further shown, a third contact  320 C may extend between the first non-conductive liner  324  and the interior border  347  of the plate  322 , while fifth and sixth contacts  320 E,  320 F may only extend between the first end perimeter  313  and the first non-conductive border or liner  324 . When present, seventh contact  320 G may extend to the second side perimeter  312 , while eighth contact  320 H may extend to both the first end perimeter  313  and the second side perimeter  312 . As shown, the seventh contact  320 G may be defined in part by the interior border  347  of the plate  322 . 
     Although non-limiting, contacts  320 A- 320 F may be generally present within quadrants I. and II. In some embodiments, all of the contacts  320  of the ID chip  302  may be present within quadrant I. Furthermore, the second, third, and fourth contacts  320 B,  320 C,  320 D may be positioned a first predefined distance from the first end perimeter  313  and a second predefined distance from the first side perimeter  311  to enable the ID chip  302  of the card  300  to operate normally with existing chip reading devices. However, by extending certain of the plurality of contacts  320 A- 320 H to one or more edges defining the outer perimeter  308 , the card  300  may also be read by non-conventional chip readers. 
     Referring now to  FIG.  4   , an example transaction card (hereinafter “card”)  400  according to embodiments of the disclosure will be described. In the card  400  shown, an outer layer  415  of a body  404  of the card  400  may be made from one or more layers of metal. The body  404  of the card  400  may include a first main side  406  opposite a second main side. Although non-limiting, the first main side  406  may correspond to a front or top side of the card  400 , while the second main side may correspond to a back or bottom side of the card  400 . The body  404  may be defined by an outer perimeter  408  including a first side perimeter  411  opposite a second side perimeter  412 , and a first end perimeter  413  opposite a second end perimeter  414 . The first end perimeter  413  may correspond to an insertion end of the card  400 . In other embodiments, the second end perimeter  414  may be the insertion end of the card  400 . The body  404  may include four quadrants (I-IV) defined by a first axis  435  and a second axis  438 . 
     An ID chip  402  of the card  400  may include a plurality of contacts  420 A- 420 H along the first main side  406  of the body  404 . In other embodiments, the ID chip  402  may be formed along the second main side of the card  400 . Although non-limiting, the ID chip  402  may include six contacts ( 420 A- 420 F) or eight contacts ( 420 A- 420 H) in various embodiments. It will be appreciated that the plurality of contacts  420 A- 420 H are electrically isolated from one another by one or more insulative sections or borders  424 . As shown, a first contact  420 A of the plurality of contacts may extend to the first end perimeter  413  and to the first side perimeter  411 , while a second contact  420 B, a third contact  420 C, and a fourth contact  420 D may extend to the first side perimeter  411 . A fifth contact  420 E may extend to the second side perimeter  412 , while a sixth contact  420 F may extend to the first end perimeter  413 . When present, a seventh contact  420 G and an eighth contact  420 H may extend to the second side perimeter  412 . In some embodiments, second and third contacts  420 B,  420  and seventh and eight contacts  420 G,  420 H may be made from a first material, while the remaining contacts may be made from a second, different material. Embodiments herein are not limited in this context. 
     Although non-limiting, contacts  420 A- 420 F may be generally present within quadrant I. As shown, contacts  420 E- 420 F may be present within quadrant IV. It will be appreciated that, an intersection  488  of contacts  420 A- 420 F may be located a first predefined distance from the first end perimeter  413  and a second predefined distance from the first side perimeter  411  to enable the ID chip  402  of the card  400  to operate normally with existing chip reading devices. However, by extending certain of the contacts to one or more edges defining the outer perimeter  408 , the card  400  may also be read by non-conventional chip readers. As shown, a border  442  of the seventh and eighth contacts  420 G,  420 H may extend closer to the second axis  438  than a border  440  of the second and third contacts  420 B,  420 . 
     Referring now to  FIG.  5   , an example transaction card (hereinafter “card”)  500  according to embodiments of the disclosure will be described. In the card  500  shown, an outer layer  515  of a body  504  of the card  500  may be made from one or more layers of metal. The body  504  of the card  500  may include a first main side  506  opposite a second main side. The body  504  may be defined by an outer perimeter  508  including a first side perimeter  511  opposite a second side perimeter  512 , and a first end perimeter  513  opposite a second end perimeter  514 . The first end perimeter  513  may correspond to an insertion end of the card  500 . The body  504  may include four quadrants (I-IV) defined by a first axis  535  and a second axis  538 . 
     An ID chip  502  of the card  500  may include a plurality of contacts  520 A- 520 H along the first main side  506  of the body  504 . In other embodiments, the ID chip  502  may be formed along the second main side of the card  500 . Although non-limiting, the ID chip  502  may include six contacts ( 520 A- 520 F) or eight contacts ( 520 A- 520 H) in various embodiments. It will be appreciated that the plurality of contacts are electrically isolated from one another by one or more insulative sections or borders  524 A- 524 N. As shown, a first contact  520 A of the plurality of contacts may extend to the first end perimeter  513 , while a second contact  520 B, a third contact  520 C, and a fourth contact  520 D may extend to the second end perimeter  514 . A fifth contact  520 E and a sixth contact  520 F may extend to the first end perimeter  513 . When present, a seventh contact  520 G may extend to the second end perimeter  514  and an eighth contact  520 H may extend to the first end perimeter  513 . As shown, contacts  520 B- 520 D and  520 G may extend across the first axis  535 . In some embodiments, the plurality of contacts  520 A- 520 H may be made from a first material, while the remainder of the card  500  may be made from a second, different material. Embodiments herein are not limited in this context. 
     Although non-limiting, contacts  520 A- 520 F may be generally present within quadrant I, while contacts  520 G and  520 H may be present within quadrant IV. It will be appreciated that, an intersection of contacts  520 A- 520 F along insulative border  524 A may be located a first predefined distance from the first end perimeter  513  and a second predefined distance from the first side perimeter  511  to enable the ID chip  502  of the card  500  to operate normally with existing chip reading devices. However, by extending certain of the plurality of contacts  520 A- 520 H to one or more edges defining the outer perimeter  508 , the card  500  may also be read by non-conventional chip readers. 
     Referring now to  FIG.  6   , an example transaction card (hereinafter “card”)  600  according to embodiments of the disclosure will be described. In the card  600  shown, an outer layer  615  of a body  604  of the card  600  may be made from one or more layers of metal. The body  604  may be defined by a first side perimeter  611  opposite a second side perimeter  612 , and a first end perimeter  613  opposite a second end perimeter  614 . The first end perimeter  613  may correspond to an insertion end of the card  600 . The body  604  may include four quadrants (I-IV) defined by a first axis  635  and a second axis  638 . 
     An ID chip  602  of the card  600  may include a plurality of contacts  620 A- 620 H along a first main side  606  of the body  604 . Although non-limiting, the ID chip  602  may include six contacts ( 620 A- 620 F) or eight contacts ( 620 A- 620 H) in various embodiments. It will be appreciated that the plurality of contacts are electrically isolated from one another by one or more insulative sections or borders  624 A- 624 N. In this embodiment, certain of the contacts may be separated from one another by a gap  649 , wherein the gap  649  may include a portion of the body  604  of the card  600 . 
     Contacts  620 A- 620 F may be generally present within quadrant I, while contacts  620 G and  620 H may be present within quadrant IV. As shown, contacts  620 B- 620 D and  620 G of the plurality of contacts may also extend across the first axis  635  into quadrant II. It will be appreciated that at least a portion of contacts  620 A- 620 F may be located a first predefined distance from the first end perimeter  613  and a second predefined distance from the first side perimeter  611  to enable the ID chip  602  of the card  600  to operate normally with existing chip reading devices. 
     Referring now to  FIG.  7   , an example card  700  according to embodiments of the disclosure will be described. In the card  700  shown, an outer layer  715  of a body  704  of the card  700  may be made from one or more layers of metal. The body  704  may be defined by a first side perimeter  711  opposite a second side perimeter  712 , and a first end perimeter  713  opposite a second end perimeter  714 . The first end perimeter  713  may correspond to an insertion end of the card  700 . The body  704  may include four quadrants (I-IV) defined by a first axis  735  and a second axis  738 . 
     An ID chip  702  of the card  700  may include a plurality of contacts  720 A- 720 H along a first main side  706  of the body  704 . Although non-limiting, the ID chip  702  may include six contacts ( 720 A- 720 F) or eight contacts ( 720 A- 720 H) in various embodiments. It will be appreciated that the plurality of contacts  720 A- 720 H are electrically isolated from one another by one or more insulative sections or borders  724 A- 724 N. 
     Contacts  720 A- 720 F may be generally present within quadrant I, while contacts  720 G and  720 H may be present within quadrant IV. As shown, a first contact  720 A may extend to the first end perimeter  713  and to the first side perimeter  711 , while a second contact  720 B may extend to the first side perimeter  711 . A third contact  720 C and a fourth contact  720 D may extend between insulative borders  724 A and  724 B. A fifth contact  720 E and a sixth contact  720 F may extend to the first end perimeter  713 , a seventh contact  720 G may extend to the second side perimeter  712 , and an eighth contact  720 H may extend to the second side perimeter  712  and to the first end perimeter  713 . It will be appreciated that, an intersection along insulative border  724 A of contacts  720 A- 720 F may be located a first predefined distance from the first end perimeter  713  and a second predefined distance from the first side perimeter  711  to enable the ID chip  702  of the card  700  to operate normally with existing chip reading devices. However, by extending certain of the contacts to one or more edges defining the outer perimeter  708 , the card  700  may also be read by non-conventional chip readers. 
     Referring now to  FIG.  8   , an example card  800  according to embodiments of the disclosure will be described. In the card  800  shown, an outer layer  815  of a body  804  of the card  800  may be made from one or more layers of metal. The body  804  may be defined by a first side perimeter  811  opposite a second side perimeter  812 , and a first end perimeter  813  opposite a second end perimeter  814 . The first end perimeter  813  may correspond to a first insertion end of the card  800 , while the second end perimeter  814  may correspond to a second insertion end of the card  800 . The body  804  may include four quadrants (I-IV) defined by a first axis  835  and a second axis  838 . In this embodiment, the card  800  may include a first ID chip  802 A and a second ID chip  802 B, effectively making the card  800  a dual card including two separate halves  805  and  807 . 
     As shown, the first ID chip  802 A may include a first plurality of contacts  820 A- 820 H along a first main side  806  of the body  804 . Although non-limiting, the first ID chip  802 A may include six contacts ( 820 A- 820 F) or eight contacts ( 820 A- 820 H) in various embodiments. The second ID chip  802 B may include a second plurality of contacts  821 A- 821 H along the first main side  806  of the body  804 . Although non-limiting, the second ID chip  802 B may include six contacts ( 821 A- 821 F) or eight contacts ( 821 A- 821 H) in various embodiments. It will be appreciated that the contacts of the first and second ID chips  802 A,  802 B are electrically isolated from one another by one or more insulative sections or borders. 
     Contacts  820 A- 820 F may be generally present within quadrant I, while contacts  820 G and  820 H may be present within quadrant IV. Contacts  821 A- 821 F may be generally present within quadrant III, while contacts  821 G and  821 H may be present within quadrant II. As shown, a first contact  820 A of the first ID chip  802 A may extend to the first end perimeter  813  and to the first side perimeter  811 , while a second contact  820 B may extend to the first side perimeter  811 . A third contact  820 C and a fourth contact  820 D may extend between insulative borders  824 A and  824 B. A fifth contact  820 E and a sixth contact  820 F may extend to the first end perimeter  813 , a seventh contact  820 G may extend to the second side perimeter  812 , and an eighth contact  820 H may extend to the second side perimeter  812  and to the first end perimeter  813 . A first contact  821 A of the second ID chip  802 B may extend to the second end perimeter  813  and to the second side perimeter  812 , while a second contact  821 B may extend to the second side perimeter  812 . A third contact  821 C and a fourth contact  821 D may extend between insulative borders  824 B and  824 C. A fifth contact  821 E and a sixth contact  821 F may extend to the second end perimeter  814 , a seventh contact  821 G may extend to the first side perimeter  811 , and an eighth contact  821 H may extend to the first side perimeter  811  and to the second end perimeter  814 . 
     It will be appreciated that, an intersection along insulative border  824 A of contacts  820 A- 820 F may be located a first predefined distance from the first end perimeter  813  and a second predefined distance from the first side perimeter  711  to enable the first ID chip  802 A to operate normally with existing chip reading devices. Similarly, an intersection along insulative border  824 C of contacts  821 A- 821 F may be located a first predefined distance from the second end perimeter  814  and a second predefined distance from the second side perimeter  812  to enable the second ID chip  802 B to operate normally with existing chip reading devices. In some embodiments, the second ID chip  802 B may be located along a second main side of the card  800 , opposite the first main side  806 . 
     Referring now to  FIG.  9   , an example card  900  according to embodiments of the disclosure will be described. In the card  900  shown, a body  904  may be defined by a first side perimeter  911  opposite a second side perimeter  912 , and a first end perimeter  913  opposite a second end perimeter  914 . The first end perimeter  913  may correspond to an insertion end of the card  900 . The body  904  may include four quadrants (I-IV) defined by a first axis  935  and a second axis  938 . 
     An ID chip  902  of the card  900  may include a plurality of contacts  920 A- 920 H along a first main side  906  of the body  904 . Although non-limiting, the ID chip  902  may include six contacts ( 920 A- 920 F) or eight contacts ( 920 A- 920 H) in various embodiments. It will be appreciated that the plurality of contacts are electrically isolated from one another by one or more insulative sections  924  of the body  904  of the card  900 . 
     In this embodiment, one or more of the plurality of contacts  920 A- 920 H may be curvilinear. As shown, contacts  920 A- 920 F may be generally present within quadrant I, while contacts  920 G and  920 H may be present within quadrant IV. As shown, contacts  920 D- 920 D and  920 E of the plurality of contacts may also extend across the second axis  938 . It will be appreciated that at least an interior end of each of the contacts  920 A- 920 F may terminate in a contact area  944  of the card  900 . The contact area  944  may be located a first predefined distance from the first end perimeter  913  and a second predefined distance from the first side perimeter  911  to enable the ID chip  902  of the card  900  to operate normally with existing chip reading devices. However, by extending certain of the contacts (e.g., contacts  920 A and  920 E) to one or more edges defining the outer perimeter  908 , the card  900  may also be read by non-conventional chip readers. 
     The foregoing discussion has been presented for purposes of illustration and description and is not intended to limit the disclosure to the form or forms disclosed herein. For example, various features of the disclosure may be grouped together in one or more aspects, embodiments, or configurations for the purpose of streamlining the disclosure. However, it should be understood that various features of the certain aspects, embodiments, or configurations of the disclosure may be combined in alternate aspects, embodiments, or configurations. Moreover, the following claims are hereby incorporated into this Detailed Description by this reference, with each claim standing on its own as a separate embodiment of the present disclosure. 
     As used herein, an element or step recited in the singular and proceeded with the word “a” or “an” should be understood as not excluding plural elements or steps, unless such exclusion is explicitly recited. Furthermore, references to “one embodiment” of the present disclosure are not intended to be interpreted as excluding the existence of additional embodiments that also incorporate the recited features. 
     The use of “including,” “comprising,” or “having” and variations thereof herein is meant to encompass the items listed thereafter and equivalents thereof as well as additional items. Accordingly, the terms “including,” “comprising,” or “having” and variations thereof are open-ended expressions and can be used interchangeably herein. 
     The phrases “at least one”, “one or more”, and “and/or”, as used herein, are open-ended expressions that are both conjunctive and disjunctive in operation. For example, each of the expressions “at least one of A, B and C”, “at least one of A, B, or C”, “one or more of A, B, and C”, “one or more of A, B, or C” and “A, B, and/or C” means A alone, B alone, C alone, A and B together, A and C together, B and C together, or A, B and C together. 
     All directional references (e.g., proximal, distal, upper, lower, upward, downward, left, right, lateral, longitudinal, front, back, top, bottom, above, below, vertical, horizontal, radial, axial, clockwise, and counterclockwise) are only used for identification purposes to aid the reader&#39;s understanding of the present disclosure, and do not create limitations, particularly as to the position, orientation, or use of this disclosure. Connection references (e.g., attached, coupled, connected, and joined) are to be construed broadly and may include intermediate members between a collection of elements and relative movement between elements unless otherwise indicated. As such, connection references do not necessarily infer that two elements are directly connected and in fixed relation to each other. 
     Furthermore, identification references (e.g., primary, secondary, first, second, third, fourth, etc.) are not intended to connote importance or priority, but are used to distinguish one feature from another. The drawings are for purposes of illustration only and the dimensions, positions, order and relative sizes reflected in the drawings attached hereto may vary. 
     Although non-limiting, the cards described herein may have standardized dimensions. For example, ISO/IEC 7816 is an international standard related to electronic identification cards with contacts, especially smart cards, managed jointly by the International Organization for Standardization (ISO) and the International Electrotechnical Commission (IEC). There are other standards, however, such as ISO/IEC 14443 for contactless cards (PayPass, PayWave, ExpressPay). A further standard ISO/IEC 7810 ID-1, with which most credit cards are compliant, defines dimensions as 85.60×53.98 mm (3.370×2.125 in) and a thickness of 0.76 mm (0.030 in). 
     Furthermore, the terms “substantial” or “substantially,” as well as the terms “approximate” or “approximately,” can be used interchangeably in some embodiments, and can be described using any relative measures acceptable by one of ordinary skill in the art. For example, these terms can serve as a comparison to a reference parameter, to indicate a deviation capable of providing the intended function. Although non-limiting, the deviation from the reference parameter can be, for example, in an amount of less than 1%, less than 3%, less than 5%, less than 10%, less than 15%, less than 20%, and so on. 
     The present disclosure is not to be limited in scope by the specific embodiments described herein. Indeed, other various embodiments of and modifications to the present disclosure, in addition to those described herein, will be apparent to those of ordinary skill in the art from the foregoing description and accompanying drawings. Thus, such other embodiments and modifications are intended to fall within the scope of the present disclosure. Furthermore, the present disclosure has been described herein in the context of a particular implementation in a particular environment for a particular purpose. Those of ordinary skill in the art will recognize the usefulness is not limited thereto and the present disclosure may be beneficially implemented in any number of environments for any number of purposes. Thus, the claims set forth below are to be construed in view of the full breadth and spirit of the present disclosure as described herein.