Patent Publication Number: US-11651468-B2

Title: Watermark security

Description:
CROSS-REFERENCES TO OTHER APPLICATIONS 
     This application is a continuation of U.S. patent application Ser. No. 17/035,350 entitled “WATERMARK SECURITY” and filed on Sep. 28, 2020, for Brandon Dewitt, et al., which is a continuation of U.S. patent application Ser. No. 16/137,517 entitled “WATERMARK SECURITY” and filed on Sep. 20, 2018, for Brandon Dewitt, et al., which claims the benefit of U.S. Provisional Patent Application No. 62/561,201 entitled “WATERMARK SECURITY” and filed on Sep. 20, 2017, for Brandon Dewitt, et al., which is incorporated herein by reference. 
    
    
     FIELD 
     This invention relates to graphical user interfaces and more particularly relates to data security in a graphical user interface. 
     BACKGROUND 
     Most data are displayed to a user in some form of graphical user interface. However, a user may easily take a screenshot of the data in the graphical user interface and use an image editor or other program to alter the data. The altered data may look like the original screenshot of the graphical user interface, and may be used to perpetrate fraud, identity theft, or the like. For example, a user may alter account numbers, transactions, monetary totals, authorizations, or the like. 
     SUMMARY 
     Apparatuses are presented for watermark security. An apparatus, in one embodiment, includes a watermark module configured to generate a digital watermark to be presented as part of a graphical interface based on data presented on the graphical interface. A digital watermark may verify an authenticity of data to be presented in a graphical interface. An apparatus, in further embodiments, includes a presentation module configured to embed the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically imperceptible to a user, dynamically update the digital watermark during runtime in response to detecting a change in the at least a portion of the data that is encoded into the digital watermark, and re-embed the digital watermark into the graphical interface in response to the digital watermark being updated. 
     Methods are presented for watermark security. A method, in one embodiment, includes generating a digital watermark to be presented as part of a graphical interface based on data presented on the graphical interface. A digital watermark may verify an authenticity of data to be presented in a graphical interface. A method, in certain embodiments, includes embedding the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically imperceptible to a user. A method, in further embodiments, includes dynamically updating the digital watermark during runtime in response to detecting a change in the at least a portion of the data that is encoded into the digital watermark. A method, in various embodiments, includes re-embedding the digital watermark into the graphical interface in response to the digital watermark being updated. 
     Apparatuses are presented for watermark security. An apparatus, in one embodiment, includes means for generating a digital watermark to be presented as part of a graphical interface based on data presented on the graphical interface. A digital watermark may verify an authenticity of data to be presented in a graphical interface. An apparatus, in certain embodiments, includes means for embedding the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically imperceptible to a user. In some embodiments, an apparatus includes means for dynamically updating the digital watermark during runtime in response to detecting a change in the at least a portion of the data that is encoded into the digital watermark. In certain embodiments, an apparatus includes means for re-embedding the digital watermark into the graphical interface in response to the digital watermark being updated. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
       In order that the advantages of the invention will be readily understood, a more particular description of the invention briefly described above will be rendered by reference to specific embodiments that are illustrated in the appended drawings. Understanding that these drawings depict only typical embodiments of the invention and are not therefore to be considered to be limiting of its scope, the invention will be described and explained with additional specificity and detail through the use of the accompanying drawings, in which: 
         FIG.  1    is a schematic block diagram illustrating one embodiment of a system for watermark security; 
         FIG.  2    is a schematic block diagram of one embodiment of an aggregation module; 
         FIG.  3    is a schematic block diagram of another embodiment of an aggregation module; 
         FIG.  4 A  is a schematic block diagram illustrating an additional embodiment of a system for watermark security; 
         FIG.  4 B  is a schematic block diagram illustrating a further embodiment of a system for watermark security; 
         FIG.  4 C  is a schematic block diagram illustrating a certain embodiment of a system for watermark security; 
         FIG.  5 A  is a schematic block diagram illustrating one embodiment of a user interface; 
         FIG.  5 B  is a schematic block diagram illustrating another embodiment of a user interface; 
         FIG.  6    is a schematic flow chart diagram illustrating one embodiment of a method for watermark security; 
         FIG.  7    is a schematic flow chart diagram illustrating a further embodiment of a method for watermark security; 
         FIG.  8    is a schematic flow chart diagram illustrating another embodiment of a method for watermark security; 
         FIG.  9    is a schematic block diagram of another embodiment of an aggregation module; 
         FIG.  10    is a schematic flow chart diagram illustrating an embodiment of a method for watermark security; 
         FIG.  11    is a schematic flow chart diagram illustrating another embodiment of a method for watermark security; and 
         FIG.  12    is a schematic flow chart diagram illustrating another embodiment of a method for watermark security. 
     
    
    
     DETAILED DESCRIPTION 
     Reference throughout this specification to “one embodiment,” “an embodiment,” or similar language means that a particular feature, structure, or characteristic described in connection with the embodiment is included in at least one embodiment. Thus, appearances of the phrases “in one embodiment,” “in an embodiment,” and similar language throughout this specification may, but do not necessarily, all refer to the same embodiment, but mean “one or more but not all embodiments” unless expressly specified otherwise. The terms “including,” “comprising,” “having,” and variations thereof mean “including but not limited to” unless expressly specified otherwise. An enumerated listing of items does not imply that any or all of the items are mutually exclusive and/or mutually inclusive, unless expressly specified otherwise. The terms “a,” “an,” and “the” also refer to “one or more” unless expressly specified otherwise. 
     Furthermore, the described features, advantages, and characteristics of the embodiments may be combined in any suitable manner. One skilled in the relevant art will recognize that the embodiments may be practiced without one or more of the specific features or advantages of a particular embodiment. In other instances, additional features and advantages may be recognized in certain embodiments that may not be present in all embodiments. 
     These features and advantages of the embodiments will become more fully apparent from the following description and appended claims, or may be learned by the practice of embodiments as set forth hereinafter. As will be appreciated by one skilled in the art, aspects of the present invention may be embodied as a system, method, and/or computer program product. Accordingly, aspects of the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment (including firmware, resident software, micro-code, etc.) or an embodiment combining software and hardware aspects that may all generally be referred to herein as a “circuit,” “module,” or “system.” Furthermore, aspects of the present invention may take the form of a computer program product embodied in one or more computer readable medium(s) having program code embodied thereon. 
     Many of the functional units described in this specification have been labeled as modules, in order to more particularly emphasize their implementation independence. For example, a module may be implemented as a hardware circuit comprising custom VLSI circuits or gate arrays, off-the-shelf semiconductors such as logic chips, transistors, or other discrete components. A module may also be implemented in programmable hardware devices such as field programmable gate arrays, programmable array logic, programmable logic devices or the like. 
     Modules may also be implemented in software for execution by various types of processors. An identified module of program code may, for instance, comprise one or more physical or logical blocks of computer instructions which may, for instance, be organized as an object, procedure, or function. Nevertheless, the executables of an identified module need not be physically located together, but may comprise disparate instructions stored in different locations which, when joined logically together, comprise the module and achieve the stated purpose for the module. 
     Indeed, a module of program code may be a single instruction, or many instructions, and may even be distributed over several different code segments, among different programs, and across several memory devices. Similarly, operational data may be identified and illustrated herein within modules, and may be embodied in any suitable form and organized within any suitable type of data structure. The operational data may be collected as a single data set, or may be distributed over different locations including over different storage devices, and may exist, at least partially, merely as electronic signals on a system or network. Where a module or portions of a module are implemented in software, the program code may be stored and/or propagated on in one or more computer readable medium(s). 
     The computer program product may include a computer readable storage medium (or media) having computer readable program instructions thereon for causing a processor to carry out aspects of the present invention. 
     The computer readable storage medium can be a tangible device that can retain and store instructions for use by an instruction execution device. The computer readable storage medium may be, for example, but is not limited to, an electronic storage device, a magnetic storage device, an optical storage device, an electromagnetic storage device, a semiconductor storage device, or any suitable combination of the foregoing. A non-exhaustive list of more specific examples of the computer readable storage medium includes the following: a portable computer diskette, a hard disk, a random access memory (“RAM”), a read-only memory (“ROM”), an erasable programmable read-only memory (“EPROM” or Flash memory), a static random access memory (“SRAM”), a portable compact disc read-only memory (“CD-ROM”), a digital versatile disk (“DVD”), a memory stick, a floppy disk, a mechanically encoded device such as punch-cards or raised structures in a groove having instructions recorded thereon, and any suitable combination of the foregoing. A computer readable storage medium, as used herein, is not to be construed as being transitory signals per se, such as radio waves or other freely propagating electromagnetic waves, electromagnetic waves propagating through a waveguide or other transmission media (e.g., light pulses passing through a fiber-optic cable), or electrical signals transmitted through a wire. 
     Computer readable program instructions described herein can be downloaded to respective computing/processing devices from a computer readable storage medium or to an external computer or external storage device via a network, for example, the Internet, a local area network, a wide area network and/or a wireless network. The network may comprise copper transmission cables, optical transmission fibers, wireless transmission, routers, firewalls, switches, gateway computers and/or edge servers. A network adapter card or network interface in each computing/processing device receives computer readable program instructions from the network and forwards the computer readable program instructions for storage in a computer readable storage medium within the respective computing/processing device. 
     Computer readable program instructions for carrying out operations of the present invention may be assembler instructions, instruction-set-architecture (ISA) instructions, machine instructions, machine dependent instructions, microcode, firmware instructions, state-setting data, or either source code or object code written in any combination of one or more programming languages, including an object oriented programming language such as Smalltalk, C++ or the like, and conventional procedural programming languages, such as the “C” programming language or similar programming languages. The computer readable program instructions may execute entirely on the user&#39;s computer, partly on the user&#39;s computer, as a stand-alone software package, partly on the user&#39;s computer and partly on a remote computer or entirely on the remote computer or server. In the latter scenario, the remote computer may be connected to the user&#39;s computer through any type of network, including a local area network (LAN) or a wide area network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet Service Provider). In some embodiments, electronic circuitry including, for example, programmable logic circuitry, field-programmable gate arrays (FPGA), or programmable logic arrays (PLA) may execute the computer readable program instructions by utilizing state information of the computer readable program instructions to personalize the electronic circuitry, in order to perform aspects of the present invention. 
     Aspects of the present invention are described herein with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each block of the flowchart illustrations and/or block diagrams, and combinations of blocks in the flowchart illustrations and/or block diagrams, can be implemented by computer readable program instructions. 
     These computer readable program instructions may be provided to a processor of a general purpose computer, special purpose computer, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions/acts specified in the flowchart and/or block diagram block or blocks. These computer readable program instructions may also be stored in a computer readable storage medium that can direct a computer, a programmable data processing apparatus, and/or other devices to function in a particular manner, such that the computer readable storage medium having instructions stored therein comprises an article of manufacture including instructions which implement aspects of the function/act specified in the flowchart and/or block diagram block or blocks. 
     The computer readable program instructions may also be loaded onto a computer, other programmable data processing apparatus, or other device to cause a series of operational steps to be performed on the computer, other programmable apparatus or other device to produce a computer implemented process, such that the instructions which execute on the computer, other programmable apparatus, or other device implement the functions/acts specified in the flowchart and/or block diagram block or blocks. 
     Many of the functional units described in this specification have been labeled as modules, in order to more particularly emphasize their implementation independence. For example, a module may be implemented as a hardware circuit comprising custom VLSI circuits or gate arrays, off-the-shelf semiconductors such as logic chips, transistors, or other discrete components. A module may also be implemented in programmable hardware devices such as field programmable gate arrays, programmable array logic, programmable logic devices or the like. 
     Modules may also be implemented in software for execution by various types of processors. An identified module of program instructions may, for instance, comprise one or more physical or logical blocks of computer instructions which may, for instance, be organized as an object, procedure, or function. Nevertheless, the executables of an identified module need not be physically located together, but may comprise disparate instructions stored in different locations which, when joined logically together, comprise the module and achieve the stated purpose for the module. 
     The schematic flowchart diagrams and/or schematic block diagrams in the Figures illustrate the architecture, functionality, and operation of possible implementations of apparatuses, systems, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the schematic flowchart diagrams and/or schematic block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions of the program code for implementing the specified logical function(s). 
     It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the Figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. Other steps and methods may be conceived that are equivalent in function, logic, or effect to one or more blocks, or portions thereof, of the illustrated Figures. 
     Although various arrow types and line types may be employed in the flowchart and/or block diagrams, they are understood not to limit the scope of the corresponding embodiments. Indeed, some arrows or other connectors may be used to indicate only the logical flow of the depicted embodiment. For instance, an arrow may indicate a waiting or monitoring period of unspecified duration between enumerated steps of the depicted embodiment. It will also be noted that each block of the block diagrams and/or flowchart diagrams, and combinations of blocks in the block diagrams and/or flowchart diagrams, can be implemented by special purpose hardware-based systems that perform the specified functions or acts, or combinations of special purpose hardware and program code. 
       FIG.  1    depicts one embodiment of a system  100  for watermark security. In one embodiment, the system  100  includes one or more hardware devices  102 , one or more aggregation modules  104  (e.g., a backend aggregation module  104   b  and/or a plurality of aggregation modules  104   a  disposed on the one or more hardware devices  102 ), one or more data networks  106  or other communication channels, one or more third party service providers  108  (e.g., one or more servers  108  of one or more service providers  108 ; one or more cloud or network service providers, or the like), and/or one or more backend servers  110 . In certain embodiments, even though a specific number of hardware devices  102 , aggregation modules  104 , data networks  106 , third party service providers  108 , and/or backend servers  110  are depicted in  FIG.  1   , one of skill in the art will recognize, in light of this disclosure, that any number of hardware devices  102 , aggregation modules  104 , data networks  106 , third party service providers  108 , and/or backend servers  110  may be included in the system  100  for distributed data aggregation. 
     In one embodiment, the system  100  includes one or more hardware devices  102 . The hardware devices  102  (e.g., computing devices, information handling devices, or the like) may include one or more of a desktop computer, a laptop computer, a mobile device, a tablet computer, a smart phone, a set-top box, a gaming console, a smart TV, a smart watch, a fitness band, an optical head-mounted display (e.g., a virtual reality headset, smart glasses, or the like), an HDMI or other electronic display dongle, a personal digital assistant, and/or another computing device comprising a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), a volatile memory, and/or a non-volatile storage medium. In certain embodiments, the hardware devices  102  are in communication with one or more servers  108  of one or more third party service providers  108  and/or one or more backend servers  110  via a data network  106 , described below. The hardware devices  102 , in a further embodiment, are capable of executing various programs, program code, applications, instructions, functions, or the like. 
     An aggregation module  104 , in the depicted embodiment, includes a security module  120 , which is described in more detail below with reference to  FIGS.  9 - 12   . A security module  120 , in certain embodiments, is configured to prevent altering, modification, falsifying, or the like of a graphical user interface displayed on an electronic screen of a hardware device  102 . A security module  120 , in one embodiment, may be disposed as hardware of a hardware device  102 , such as a graphical processing unit (GPU), another semiconductor integrated circuit device (e.g., one or more chips, die, or other discrete logic hardware) such as a field-programmable gate array (FPGA) or other programmable logic, firmware for an FPGA or other programmable logic, microcode for execution on a microcontroller, an application-specific integrated circuit (ASIC), a processor, a processor core, or the like, and may secure a graphical user interface on the hardware device  102  itself. In a further embodiment, a security module  120  may comprise computer executable code executing on a processor of a hardware device  102  of a user. In other embodiments, a security module  120  may be disposed as hardware and/or computer executable code on a server  108 ,  110 , which may provide a graphical user interface to a hardware device  102  of a user (e.g., as a web page, through an application, or the like). 
     In one embodiment, a security module  120  injects, encodes, or otherwise places a secure watermark within a dynamically generated screen of a graphical user interface on a hardware device  102  or the like. The secure watermark, in certain embodiments, may be undetectable and/or substantially undetectable to a user viewing the graphical user interface. For example, the secure watermark may be encoded and/or embedded in a background, button or other user interface element, image, or the like of the graphical user interface (e.g., smaller than detectable and/or noticeable by a user, using colors indistinguishable and/or substantially indistinguishable from neighboring colors, using a pattern that&#39;s indistinguishable and/or substantially indistinguishable to a user, or the like). The secure watermark, in certain embodiments, is structured and configured such that it continues to be detectable and/or decodable by a security module  120  when duplicated (e.g., in a screenshot or other image file, in a paper printout, converted to a document, or the like). 
     A security module  120 , in certain embodiments, may encode at least a portion of the data displayed in the graphical user interface into a secure watermark (e.g., for later verification, or the like). For example, a security module  120  may encode one or more numbers from a graphical user interface (e.g., transaction amounts, monetary values and/or totals, monetary transfer amounts, financial account balances, dates, social security numbers, account numbers, ID numbers, or the like) into a secure watermark. A security module  120  may encode and/or embed data in a secure watermark and/or embed a secure watermark in a graphical user interface, in a location away from the original data being encoded, to increase a likelihood that the secure watermark and/or the encoded data will not be edited, tampered with, altered, or the like by a user attempting to edit, tamper with, and/or alter the original data. A security module  120  may dynamically update a secure watermark during runtime as data changes, in a live graphical user interface presented to a user. 
     A security module  120 , in one embodiments, provides an interface (e.g., an API, an HTML, or web interface such as an upload form, a submission queue, a monitored file folder, a command line interface, a GUI, or the like) for users to submit screenshots, print outs, copies, or the like taken from a graphical user interface with a secure watermark, for verification. For example, a user at a third party service provider  108  (e.g., an administrator, account manager, loan officer, customer support representative, employee, or the like) may receive a screenshot, printout, or other copy of a graphical user interface (e.g., for income verification, asset verification, identity verification, account verification, or the like) from an end-user of a hardware device  102 , with an embedded secure watermark, and may submit the received screenshot, printout, or other copy of the graphical user interface to a security module  120  (e.g., a security module  120  disposed on a backend server  110 , a security module  120  of a third party service provider server  108 , or the like), and the security module  120  may scan or otherwise process the submission to decode the secure watermark and compare to the actual data in the submission. In certain embodiments, a security module  120  may use optical character recognition (OCR) to determine the actual data (e.g., visual text and/or numbers), to compare to data encoded in a secure watermark. In other embodiments, a user may enter the actual data from a submission for a security module  120 . 
     In this manner, in certain embodiments, a security module  120  may reduce or eliminate verification fraud, may secure dynamic displays of data such as graphical user interfaces, and/or may otherwise use a secure watermark to verify the authenticity of displayed data. 
     In one embodiment, an aggregation module  104  is configured to determine and/or receive a user&#39;s electronic credentials (e.g., username and password, fingerprint scan, retinal scan, digital certificate, personal identification number (PIN), challenge response, security token, hardware token, software token, DNA sequence, signature, facial recognition, voice pattern recognition, bio-electric signals, two-factor authentication credentials, or the like) for one or more third party service providers  108 . The aggregation module  104 , in certain embodiments, accesses a server  108  of a third party service provider  108  using a user&#39;s electronic credentials to download data associated with the user from the server  108 , such as a user&#39;s photos, a user&#39;s social media posts, a user&#39;s medical records, a user&#39;s financial transaction records or other financial data, and/or other data associated with and/or owned by a user but stored by a server  108  of a third party service provider  108  (e.g., stored by hardware not owned, maintained, and/or controlled by the user). The aggregation module  104 , in various embodiments, may provide the downloaded data to the user locally (e.g., displaying the data on an electronic display of a hardware device  102 ); may provide the downloaded data from the hardware device  102  of the user to and/or package the data for a remote server  110  (e.g., a backend aggregation module  104   b ) or other remote device (e.g., another hardware device  102  of the user, a hardware device  102  of a different user, or the like) which may be unaffiliated with the third party service provider  108 ; may provide one or more alerts, messages, advertisements, or other communications to the user (e.g., on a hardware device  102 ) based on the downloaded data; or the like. 
     In certain embodiments, the system  100  includes a plurality of aggregation modules  104  disposed/located on hardware devices  102  of a plurality of different users (e.g., comprising hardware of and/or executable code running on one or more hardware devices  102 ). The plurality of aggregation modules  104  may act as a distributed and/or decentralized system  100 , executing across multiple hardware devices  102 , which are geographically dispersed and using different IP addresses, each downloading and/or aggregating data (e.g., photos, social media posts, medical records, financial transaction records, other financial data, and/or other user data) separately, in a distributed and/or decentralized manner. While a third party service provider  108  (e.g., a financial institution, bank, credit union, and/or other online banking provider; a social media site; a medical provider; a photo hosting site; or the like) may block a data aggregation service or other entity from accessing data for a plurality of users from a single location (e.g., a single IP address, a single block of IP addresses, or the like), a distributed and/or decentralized swarm of many aggregation modules  104 , in certain embodiments, may be much more difficult for a third party service provider  108  to block. 
     In one embodiment, a hardware device  102  may include and/or execute an internet browser, which a user may use to access a server  108  of a third party service provider  108  (e.g., by loading a webpage of the third party service provider  108  in the internet browser). At least a portion of an aggregation module  104 , in certain embodiments, may comprise a plugin to and/or an extension of an internet browser of a user&#39;s personal hardware device  102 , so that a third party service provider  108  may not block the aggregation module  104  from accessing the server  108  of the third party service provider  108  without also blocking the user&#39;s own access to the server  108  using the internet browser. For example, the aggregation module  104  may use the same cookies, IP address, saved credentials, or the like as a user would when accessing a server  108  of a third party service provider  108  through the internet browser. In certain embodiments, the aggregation module  104  may support integration with multiple different types of internet browsers (e.g., on different hardware devices  102 ). 
     An aggregation module  104 , in certain embodiments, may mimic or copy a user&#39;s behavioral pattern in accessing a server  108  of a third party service provider  108 , to reduce a likelihood that the third party service provider  108  may distinguish access to the server  108  by an aggregation module  104  from access to the server  108  by a user. For example, an aggregation module  104  may visit one or more locations (e.g., webpages) of a server  108  of a third party service provider  108 , even if the aggregation module  104  does not intend to download data from each of the one or more locations, may wait for a certain delay time between accessing different locations, may use a certain scroll pattern, or the like, to mask the aggregation module  104 &#39;s downloading and/or aggregating of a user&#39;s data, to reduce the chances of being detected and/or blocked by the third party service provider  108 . 
     In one embodiment, at least a portion of an aggregation module  104  may be integrated with or otherwise part of another application executing on a hardware device  102 , such as a personal financial management application (e.g., computer executable code for displaying a user&#39;s financial transactions from multiple financial institutions, determining and/or displaying a user&#39;s financial budgets and/or financial goals, determining and/or displaying a user&#39;s account balances, determining and/or displaying a user&#39;s net worth, or the like), a photo viewer, a medical application, an insurance application, an accounting application, a social media application, or the like, which may use data the aggregation module  104  downloads from a server  108  of a third party service provider  108 . 
     In one embodiment, the aggregation modules  104   a  comprise a distributed system  100 , with the aggregation modules  104   a  and/or the associated hardware devices  102  downloading and/or aggregating data substantially independently (e.g., downloading data concurrently or non-concurrently, without a global clock, with independent success and/or failure of components). Distributed aggregation modules  104   a  may pass messages to each other and/or to a backend aggregation module  104   b , to coordinate their distributed aggregation of data for users. In one embodiment, the aggregation modules  104   a  are decentralized (e.g., hardware devices  102  associated with users perform one or more aggregation functions such as downloading data), rather than relying exclusively on a centralized server or other device to perform one or more aggregation functions. 
     In a distributed and/or decentralized system  100 , a central entity, such as a backend aggregation module  104   b  and/or a backend server  110 , in certain embodiments, may still provide, to one or more aggregation modules  104   a , one or more messages comprising instructions for accessing a server  108  of a third party service provider  108  using a user&#39;s credentials, or the like. For example, a backend aggregation module  104   b  may provide one or more aggregation modules  104   a  of one or more hardware devices  102  with one or more sets of instructions for accessing a server  108  of a third party service  108 , such as a location for entering a user&#39;s electronic credentials (e.g., a text box, a field, a label, a coordinate, or the like), an instruction for submitting a user&#39;s electronic credentials (e.g., a button to press, a link to click, or the like), one or more locations of data associated with a user (e.g., a row in a table or chart, a column in a table or chart, a uniform resource locator (URL) or other address, a coordinate, a label, or the like), and/or other instructions or information, using which the aggregation modules  104   a  may access and download a user&#39;s data. 
     In a further embodiment, one or more aggregation modules  104   a  may pass messages to each other, such as instructions for accessing a server  108  of a third party service provider  108  using a user&#39;s credentials, or the like, in a peer-to-peer manner. In another embodiment, a central entity, such as a backend aggregation module  104   b , may initially seed one or more sets of instructions for accessing a server  108  of a third party service provider  108  using a user&#39;s credentials to one or more aggregation modules  104   a , and the one or more aggregation modules  104   a  may send the one or more sets of instructions to other aggregation modules  104   a.    
     Instructions for accessing a user&#39;s data, however, in certain embodiments, may change over time, may vary for different users of a third party service provider  108 , or the like (e.g., due to upgrades, different service levels or servers  108  for different users, acquisitions and/or consolidation of different third party service providers  108 , or the like), causing certain instructions to fail over time and/or for certain users, preventing an aggregation module  104  from accessing and downloading a user&#39;s data. A backend aggregation module  104   b , in one embodiment, may provide one or more aggregation modules  104   a  with a hierarchical list of multiple sets of instructions, known to have enabled access to a user&#39;s data from a server  108  of a third party service provider  108 . An aggregation module  104   a  on a hardware device  102  may try different sets of instructions in hierarchical order, until the aggregation module  104   a  is able to access a user&#39;s data. 
     An aggregation module  104 , in certain embodiments, may provide an interface to a user allowing the user to repair or fix failed instructions for accessing the user&#39;s data, by graphically identify an input location for the user&#39;s electronic credentials, an instruction for submitting a user&#39;s electronic credentials, a location of data associated with the user, or the like. An aggregation module  104 , in one embodiment, may highlight or otherwise suggest (e.g., bold, color, depict a visual comment or label, or the like) an estimate which the aggregation module  104  has determined of an input location for the user&#39;s electronic credentials, an instruction for submitting a user&#39;s electronic credentials, a location of data associated with the user, or the like. For example, an aggregation module  104  may process a web page of a server  108  of a third party service provider  108  (e.g., parse and/or search a hypertext markup language (HTML) file) to estimate an input location for the user&#39;s electronic credentials, an instruction for submitting a user&#39;s electronic credentials, a location of data associated with the user, or the like. 
     An aggregation module  104 , in certain embodiments, may provide an advanced interface for a user to graphically repair broken and/or failed instructions for accessing a user&#39;s data from a server  108  of a third party service provider  108 , which allows a user to view code of a webpage (e.g., HTML or the like) and to identify an input location for the user&#39;s electronic credentials, an instruction for submitting a user&#39;s electronic credentials, a location of data associated with the user, or the like within the code of the webpage. In one embodiment, an aggregation module  104  may provide a basic interface for a user to graphically repair broken and/or failed instructions for accessing a user&#39;s data from a server  108  of a third party service provider  108  by overlaying a basic interface over a web page or other location of the server  108  wherein the user may graphically identify an input location for the user&#39;s electronic credentials, an instruction for submitting a user&#39;s electronic credentials, a location of data associated with the user, or the like (e.g., without requiring the user to view HTML or other code of the web page). An aggregation module  104 , in certain embodiments, may provide an interface that includes a selectable list of broken and/or missing instructions, locations, or the like, and may highlight and/or display suggestions graphically in response to a user selecting an item from the list. 
     An aggregation module  104 , in one embodiment, may test instructions provided by users (e.g., using a test set) before allowing each of the aggregation modules  104   a  to use the provided instructions (e.g., to prevent an abusive user from providing false or incorrect instructions). An aggregation module  104  may score or rate users based on a success rate of the users&#39; provided instructions, and may expedite (e.g., provide to a greater number of aggregation modules  104   a  and/or users) the use of instructions from users with a higher score or rating. The distributed network of aggregation modules  104 , in certain embodiments, may thereby be self-healing and/or self-testing, allowing continued access to and/or aggregation of users&#39; data from one or more third party service providers  108 , even if access instructions change or become broken. 
     The one or more aggregation modules  104 , in certain embodiments, may provide an interface (e.g., an application programming interface (API)) to provide downloaded and/or aggregated user data from servers  108  of one or more third party service providers  108  to one or more other entities (e.g., a remote server  110  or other hardware device  102  unaffiliated with the third party service provider  108 , a backend aggregation module  104   b , or the like). The interface, in one embodiment, comprises a private interface between aggregation modules  104   a  of users&#39; hardware devices  102  and one or more backend aggregation modules  104   b . For example, this may enable a backend aggregation module  104   b  to provide a user with access to downloaded and/or aggregated user data at multiple locations, on multiple hardware devices  102 , through multiple channels, or the like, even if the user&#39;s hardware device  102  which downloaded the data is turned off, out of battery, not connected to the data network  106 , or the like. In another embodiment, the interface comprises a public and/or open interface, which may be secured, allowing a user to share the user&#39;s downloaded data from an aggregation module  104  to one or more other tools, services, and/or other entities to store, process, and/or otherwise use the data. 
     In various embodiments, an aggregation module  104  may be embodied as hardware, software, or some combination of hardware and software. In one embodiment, an aggregation module  104  may comprise executable program code stored on a non-transitory computer readable storage medium for execution on a processor of a hardware device  102 , a backend server  110 , or the like. For example, an aggregation module  104  may be embodied as executable program code executing on one or more of a hardware device  102 , a backend server  110 , a combination of one or more of the foregoing, or the like. In such an embodiment, the various modules that perform the operations of an aggregation module  104 , as described below, may be located on a hardware device  102 , a backend server  110 , a combination of the two, and/or the like. 
     In various embodiments, an aggregation module  104  may be embodied as a hardware appliance that can be installed or deployed on a backend server  110 , on a user&#39;s hardware device  102  (e.g., a dongle, a protective case for a phone  102  or tablet  102  that includes one or more semiconductor integrated circuit devices within the case in communication with the phone  102  or tablet  102  wirelessly and/or over a data port such as USB or a proprietary communications port, or another peripheral device), or elsewhere on the data network  106  and/or collocated with a user&#39;s hardware device  102 . In certain embodiments, an aggregation module  104  may comprise a hardware device such as a secure hardware dongle or other hardware appliance device (e.g., a set-top box, a network appliance, or the like) that attaches to another hardware device  102 , such as a laptop computer, a server, a tablet computer, a smart phone, or the like, either by a wired connection (e.g., a USB connection) or a wireless connection (e.g., Bluetooth®, near-field communication (NFC), or the like); that attaches to an electronic display device (e.g., a television or monitor using an HDMI port, a DisplayPort port, a Mini DisplayPort port, VGA port, DVI port, or the like); that operates substantially independently on a data network  106 ; or the like. A hardware appliance of an aggregation module  104  may comprise a power interface, a wired and/or wireless network interface, a graphical interface (e.g., a graphics card and/or GPU with one or more display ports) that outputs to a display device, and/or a semiconductor integrated circuit device as described below, configured to perform the functions described herein with regard to an aggregation module  104 . 
     An aggregation module  104 , in such an embodiment, may comprise a semiconductor integrated circuit device (e.g., one or more chips, die, or other discrete logic hardware), or the like, such as a field-programmable gate array (FPGA) or other programmable logic, firmware for an FPGA or other programmable logic, microcode for execution on a microcontroller, an application-specific integrated circuit (ASIC), a processor, a processor core, or the like. In one embodiment, an aggregation module  104  may be mounted on a printed circuit board with one or more electrical lines or connections (e.g., to volatile memory, a non-volatile storage medium, a network interface, a peripheral device, a graphical/display interface. The hardware appliance may include one or more pins, pads, or other electrical connections configured to send and receive data (e.g., in communication with one or more electrical lines of a printed circuit board or the like), and one or more hardware circuits and/or other electrical circuits configured to perform various functions of an aggregation module  104 . 
     The semiconductor integrated circuit device or other hardware appliance of an aggregation module  104 , in certain embodiments, comprises and/or is communicatively coupled to one or more volatile memory media, which may include but is not limited to: random access memory (RAM), dynamic RAM (DRAM), cache, or the like. In one embodiment, the semiconductor integrated circuit device or other hardware appliance of an aggregation module  104  comprises and/or is communicatively coupled to one or more non-volatile memory media, which may include but is not limited to: NAND flash memory, NOR flash memory, nano random access memory (nano RAM or NRAM), nanocrystal wire-based memory, silicon-oxide based sub-10 nanometer process memory, graphene memory, Silicon-Oxide-Nitride-Oxide-Silicon (SONOS), resistive RAM (RRAM), programmable metallization cell (PMC), conductive-bridging RAM (CBRAM), magneto-resistive RAM (MRAM), dynamic RAM (DRAM), phase change RAM (PRAM or PCM), magnetic storage media (e.g., hard disk, tape), optical storage media, or the like. 
     The data network  106 , in one embodiment, includes a digital communication network that transmits digital communications. The data network  106  may include a wireless network, such as a wireless cellular network, a local wireless network, such as a Wi-Fi network, a Bluetooth® network, a near-field communication (NFC) network, an ad hoc network, and/or the like. The data network  106  may include a wide area network (WAN), a storage area network (SAN), a local area network (LAN), an optical fiber network, the internet, or other digital communication network. The data network  106  may include two or more networks. The data network  106  may include one or more servers, routers, switches, and/or other networking equipment. The data network  106  may also include one or more computer readable storage media, such as a hard disk drive, an optical drive, non-volatile memory, RAM, or the like. 
     The one or more third party service providers  108 , in one embodiment, may include one or more network accessible computing systems such as one or more web servers hosting one or more web sites, an enterprise intranet system, an application server, an application programming interface (API) server, an authentication server, or the like. The one or more third party service providers  108  may include systems related to various institutions or organizations. For example, a third party service provider  108  may include a system providing electronic access to a financial institution, a university, a government agency, a utility company, an email provider, a social media site, a photo sharing site, a video sharing site, a data storage site, a medical provider, or another entity that stores data associated with a user. A third party service provider  108  may allow users to create user accounts to upload, view, create, and/or modify data associated with the user. Accordingly, a third party service provider  108  may include an authorization system, such as a login element or page of a web site, application, or similar front-end, where a user can provide credentials, such as a username/password combination, to access the user&#39;s data. 
     In one embodiment, the one or more backend servers  110  and/or one or more backend aggregation modules  104   b  provide central management of the networked swarm of aggregation modules  104   a . For example, the one or more backend aggregation modules  104   b  and/or a backend server  110  may store downloaded user data from the aggregation modules  104   a  centrally, may provide instructions for the aggregation modules  104   a  to access user data from one or more third party service providers  108  using user credentials, or the like. A backend server  110  may include one or more servers located remotely from the hardware devices  102  and/or the one or more third party service providers  108 . A backend server  110  may include at least a portion of the modules or sub-modules described below with regard to the aggregation modules  104  of  FIG.  2    and  FIG.  3   , may comprise hardware of an aggregation module  104 , may store executable program code of an aggregation module  104  in one or more non-transitory computer readable storage media, and/or may otherwise perform one or more of the various operations of an aggregation module  104  described herein in order to aggregate user data from one or more third party service providers in a distributed manner. 
       FIG.  2    depicts one embodiment of an aggregation module  104 . In the depicted embodiment, the aggregation module  104  includes an authentication module  202 , a direct access module  204 , an interface module  206 , and a security module  120  (described in more detail below with reference to  FIGS.  9 - 12   ). 
     In one embodiment, the authentication module  202  receives a user&#39;s electronic credentials for a third party service provider  108  from the user on a hardware device  102  of the user. In a further embodiment, the authentication module  202  may receive electronic credentials for a different user (e.g., from a different hardware device  102 , from a backend aggregation module  104 , or the like), which may be encrypted and/or otherwise secured, so that the direct access module  204  may download data for the different user (e.g., downloading data for multiple users from a single user&#39;s hardware device  102 ). 
     For example, in the distributed/decentralized system  100 , if one user&#39;s hardware device  102  is turned off, asleep, out of battery, blocked by a third party service provider  108 , or the like, in certain embodiments, an aggregation module  202  on a different user&#39;s hardware device  102  and/or on a backend server  110  may download data for the one user, using the one user&#39;s electronic credentials, and may send the data to the one user&#39;s hardware device  102 , may send an alert and/or push notification to the one user&#39;s hardware device  102 , or the like. In this manner, in one embodiment, a user may continue to aggregate data, receive alerts and/or push notifications, or the like, even if the user&#39;s own hardware device  102  is blocked, unavailable, or the like. In cooperation with one or more authentication modules  202 , the aggregation modules  104   a ,  104   b , in certain embodiments, may communicate with each other using a secure and/or encrypted protocol, and/or may store electronic credentials in a secure and/or encrypted manner, so that a user may not see and/or access another user&#39;s electronic credentials, downloaded data, or other private and/or sensitive data. 
     In embodiments where an aggregation module  104  comprises hardware (e.g., a semiconductor integrated circuit device such as an FPGA, an ASIC, or the like), the authentication module  202  may comprise dedicated security hardware for storing and/or processing electronic credentials, downloaded data, and/or other sensitive and/or private data, such as a secure cryptoprocessor (e.g., a dedicated computer on a chip or microprocessor embedded in a packaging with one or more physical security measures) which does not output decrypted data to an unsecure bus or storage, which stores cryptographic keys, a secure storage device; a trusted platform module (TPM) such as a TPM chip and/or TPM security device; a secure boot ROM or other type of ROM; an authentication chip; or the like. In another embodiment, the authentication module  202  may store and/or process electronic credentials, downloaded data, and/or other sensitive data in a secure and/or encrypted way using software and/or hardware of a user&#39;s existing hardware device  102  (e.g., encrypting data in RAM, NAND, and/or other general purpose storage) with or without dedicated security hardware. In certain embodiments, the authentication module  202  may encrypt and/or secure data (e.g., electronic credentials, downloaded data) associated with a first user that is received by, processed by, and/or stored by a second (e.g., different) user&#39;s hardware device  102  (e.g., from the first user&#39;s hardware device  102  over the data network  106  or the like), preventing the second user from accessing the first user&#39;s data while still allowing the first user&#39;s data to be downloaded and/or aggregated from a different user&#39;s hardware device  102 . 
     In one embodiment, as described above, electronic credentials may comprise one or more of a username and password, fingerprint scan, retinal scan, digital certificate, personal identification number (PIN), challenge response, security token, hardware token, software token, DNA sequence, signature, facial recognition, voice pattern recognition, bio-electric signals, two-factor authentication credentials, or other information whereby the authentication module  202  may authenticate and/or validate an identity of and/or an authorization of a user. 
     The authentication module  202 , in certain embodiments, may receive different credentials from a user for different accounts of the user with different third party service providers  108  (e.g., different social networks, different photo sharing sites, different financial institutions) so that the aggregation module  104  may download, aggregate, and/or combine the user&#39;s data from the multiple different third party service providers  108 . In one embodiment, as described below with regard to the password manager module  306  of  FIG.  3   , the authentication module  202 , instead of and/or in addition to receiving one or more passwords or other electronic credentials from a user, may manage and/or determine one or more passwords or other electronic credentials for a user for one or more third party service providers  108 . For example, in certain embodiments, the authentication module  202  may receive an initial set of electronic credentials (e.g., a username and a password) from a user for an account of the user with a third party service provider  108 , and the authentication module  202  may use the initial set of electronic credentials to access the user&#39;s account with the third party service provider  108  to set a new password, determined by the authentication module  202 . The authentication module  202 , in one embodiment, may determine passwords or other electronic credentials that are more secure than those typically created by and/or memorable to a user (e.g., longer, more numbers, greater variation between capital and lowercase letters, more frequently changed, or the like). 
     In one embodiment, the direct access module  204  accesses one or more servers  108  of one or more third party service providers  108 , from a hardware device  102  of a user and/or from a backend server  110 , using a user&#39;s electronic credentials from the authentication module  202  (e.g., for the user associated with the hardware device  102 , for a different user, or the like). The direct access module  204 , in certain embodiments, downloads data associated with a user (e.g., a user&#39;s social media posts, a user&#39;s photos, a user&#39;s financial transactions, or the like) from one or more servers  108  of one or more third party service providers  108  to a hardware device  102  of a user (e.g., of the user associated with the downloaded data, of a different user for processing and/or for transfer to the hardware device  102  of the user associated with the downloaded data, or the like) and/or to a backend server  110  associated with the direct access module  204 , instead of or in addition to downloading the data directly to a hardware device  102  of the user (e.g., based on an availability of the hardware device  102  of the user, to backup the data in a second location, or the like). 
     The direct access module  204 , in certain embodiments, may use a webpage interface of a server  108  of a third party service provider  108  to access the server  108  using a user&#39;s electronic credentials and/or to download data associated with the user. For example, in certain embodiments, the direct access module  204  may download/load a webpage from a server  108  of a third party service provider  108 , enter a username and password or other electronic credentials for a user into textboxes in a form on the webpage, submit the username and password or other electronic credentials using a submit button or other interface element of the webpage, and/or otherwise submit electronic credentials using a website to gain authorized access to data on the server  108  associated with the user. As described below, the pattern module  308  may receive and/or provide instructions enabling the direct access module  204  to access a server  108  (e.g., a location or method for submitting electronic credentials, or the like). 
     In response to successfully authenticating with and accessing a server  108  of a third party service provider  108  with a user&#39;s electronic credentials, the direct access module  204  may download data associated with the user (e.g., from a user&#39;s account or the like) from the server  108 , to a hardware device  102  associated with the user, to a backend server  110 , to a hardware device  102  of another user downloading the data in proxy for the user, or the like. As described below, in certain embodiments, the pattern module  308  may receive and/or provide instructions enabling the direct access module  204  to download data associated with a user from a server  108  of a third party service provider  108  (e.g., a URL or other link to a location for the data, a label or other identifier for locating the data within one or more webpages or other data structures, or the like). The direct access module  204 , in certain embodiments, may follow instructions from a pattern module  308  to authenticate and/or access data from one or more webpages from a server  108  in a screen scraping manner, parsing one or more webpages to locate an entry location and/or submit electronic credentials; to locate, download, and/or extract data associated with a user; or the like. 
     In one embodiment, the direct access module  204  sends or otherwise submits electronic credentials and/or receives or otherwise downloads data using an API or other access protocol of a server  108  of a third party service provider  108 . For example, the direct access module  204  may send a request in a format specified by and/or compatible with a server  108  (e.g., an API server  108 ) of a third party service provider  108 . The sent request may comprise electronic credentials for a user or a portion thereof (e.g., a username and/or a password), a subsequent request may comprise electronic credentials for a user or a portion thereof (e.g., in response to receiving an acknowledgment from the server  108  for the first request, or the like), and/or the direct access module  204  may use a different access protocol of a server  108 . 
     In response to a request for data from the direct access module  204  (e.g., in response to the direct access module  204  authenticating a user using an access protocol of a server  108 ), a server  108  of a third party service provider  108  may send and/or return data associated with a user (e.g., in one or more messages, packets, payloads, as a URL or other pointer to a location from where the direct access module  204  may retrieve the data, or the like). The direct access module  204 , in various embodiments, may receive data associated with a user directly from a server  108  of a third party service provider  108  over a data network  106 ; may receive a pointer, URL or other link to a location of data associated with a user from a server  108  of a third party service provider  108 ; may receive data associated with a user from another entity on a data network  106  (e.g., in response to a request from the server  108  of the third party service provider  108  to the other entity or the like); or may otherwise receive data associated with a user according to an access protocol of a third party service provider  108 . 
     In one embodiment, a third party service provider  108  provides a direct access module  204  with an API or other access protocol. In a further embodiment, a direct access module  204  may act as a wrapper for and/or a plugin or extension of, an application of a third party service provider  108  (e.g., a mobile application), and the application may have access to an API or other access protocol of the third party service provider  108 . In another embodiment, a direct access module  204  may be configured to use an API or other access protocol in a same manner as an application of a third party service provider  108  (e.g., a mobile application), through observation of the application of the third party service provider  108  or the like. In certain embodiments, a direct access module  204  may cooperate with an application of a third party service provider  108 , a web browser through which a user accesses services of a third party service provider  108 , or the like to access data associated with a user (e.g., accessing data already downloaded by an application and/or user, accessing a database or other data store of an application and/or web browser, scanning and/or screen scraping a web page of a third party service provider  108  as a user accesses the web page, or the like). 
     The direct access module  204 , in certain embodiments, may access different third party service providers  108  in different manners. For example, a first third party service provider  108  may grant the direct access module  204  with access to an API or other access protocol, while the direct access module  204  may use a web page interface (e.g., screen scraping) to access and download data from a second third party service provider  108 , or the like. In one embodiment, a remote backend server  110  may be associated with a first party service provider  110  (e.g., a vendor and/or provider of an aggregation module  104 ) and the direct access module  204  may download data associated with a user from both the first party service provider  110  and from one or more third party service providers  108 , aggregating the data together so that the user may access the data in a single interface and/or application. For example, as described below with regard to the interface module  206 , the interface module  206  may provide a user access to the user&#39;s photos from multiple third party cloud storage providers  108  within a single photo application, may provide a user with access to the user&#39;s personal financial information within a single personal financial management application and/or online banking application, may provide a user with access to posts from multiple social networks within a single social networking application, or the like. 
     The direct access module  204 , in certain embodiments, may store downloaded and/or aggregated data independently from the one or more third party service providers  108 . For example, the direct access module  204  may store a user&#39;s downloaded and/or aggregated data on a hardware device  102  of the user, on a backend server  110  accessible by the user, or the like. In this manner, in certain embodiments, a user may control and/or access the user&#39;s data, even if a third-party service provider  108  closes down or is not available, may use the user&#39;s data in any manner desired by the user even if the use is not supported by a third-party service provider  108 , or the like. 
     The direct access module  204 , in one embodiment, in addition to and/or instead of downloading data from one or more third party service providers  108 , may upload data to and/or change one or more settings of one or more third party service providers  108 , in response to user input or the like. For example, in embodiments where the data comprises photos, the direct access module  204  may upload a photo from a hardware device  102  of the user to one or more third party service providers  110  (e.g., a downloaded photo that the user has edited on the hardware device  102  or the like). In embodiments where the data comprises social media posts or other content, the direct access module  204  may receive input from a user (e.g., a photo, a textual post, one or more emoji, a video, a document or other file, or the like) and upload the received input to one or more third party service providers  108  (e.g., social media sites or the like). In embodiments where the data comprises financial transactions or other financial data, the direct access module  204  may schedule a bill pay or other payment or funds transfer, remotely deposit a check (e.g., by uploading photos of the front and/or back of the check, or the like), and/or perform another action. 
     The direct access module  204  may update or change a user&#39;s account information with a third party service provider  108 , such as an account type or plan, credit card or other payment information associated with an account, a phone number or address or other contact information associated with an account, a password or other electronic credentials for an account, and/or other account information of a user for a third party service provider  108 . The direct access module  204  may update and/or upload data in a substantially similar manner to that described herein for downloading data (e.g., determining a user&#39;s electronic credentials for a third party service provider  108 , accessing a server  108  of the third party service provider  108 , uploading and/or providing data to the third party service provider  108 , or the like). 
     In one embodiment, the interface module  206  provides a user&#39;s data downloaded by the direct access module  204 , from a hardware device  102  of a user (e.g., of the user associated with the downloaded data, of a different user) to another entity, such as a hardware device  102  of a user associated with the downloaded data (e.g., in response to the data being downloaded by a hardware device  102  of a different user, from one hardware device  102  of a user to another hardware device  102  of the same user), a remote server  110  or other remote device  102  unaffiliated with (e.g., not owned by, operated by, controlled by, or the like) the third party service provider  108  from which the data was downloaded, or the like. For example, the interface module  206  may provide an API or other interface to provide a user&#39;s downloaded and/or aggregated data to a hardware device  102  of the user, to a backend aggregation module  104   b , to a backend server  110 , to a different third-party service provider  108 , to a different/second hardware device  102  of the user, or the like. 
     In certain embodiments, it may be transparent and/or substantially transparent to a user (e.g., not apparent) which hardware device  102 ,  110  has downloaded data associated with the user. For example, the interface module  206  may provide downloaded data associated with a user from one hardware device  102  of the user to another hardware device  102  of the user, from a hardware device  102  of the user to a backend server  110  (e.g., from which the user may access the data using a web browser, an application, or the like), from a backend server  110  to a hardware device  102  of the user, or the like, allowing the user to access the data from a different location than the location to which the data was downloaded. 
     In certain embodiments, the interface module  206  provides a graphical user interface (GUI) on a hardware device  102  of a user, and provides downloaded data associated with the user to the user through the GUI (e.g., allowing the user to view the data directly, providing one or more notifications and/or recommendations to the user based on the data, providing one or more tables or charts to the user based on the data, providing a summary of or one or more statistics related to the data, or the like). The interface module  206 , in various embodiments, may provide a GUI to the user from the same hardware device  102  to which the data was downloaded, on a different hardware device  102  than the hardware device  102 ,  110  to which the data was downloaded, or the like. 
     For example, in one embodiment, where the data associated with a user comprises photos, the interface module  206  may provide a photo management interface, a photo editing interface, or the like wherein the user may view and/or otherwise access the user&#39;s downloaded and/or aggregated photos. In a further embodiment, where the data associated with a user comprises the user&#39;s financial transaction history (e.g., purchases and/or other financial transactions downloaded from one or more financial institutions  108  such as banks, credit unions, lenders, or the like), the interface module  206  may provide a personal financial management interface, with a list of transactions, one or more budgets, one or more financial goals, a debt management interface, a net worth interface, and/or another personal financial management interface wherein the user may view the user&#39;s downloaded and/or aggregated financial transaction history, and/or alerts or recommendations based thereon. In another embodiment, where the data associated with a user comprises social media posts, the interface module  206  may provide a GUI comprising a stream, feed, and/or wall of social media posts for the user to view (e.g., downloaded and/or aggregated social media posts from multiple social networks  108 , from different contacts or friends of the user, or the like). 
     The interface module  206 , in certain embodiments, may provide one or more access controls to a user, allowing the user to define which devices  102 , users, third party service providers  110 , or the like may access which data. For example, the interface module  206  may provide an interface for a user to allow and/or restrict certain mobile applications, certain APIs for third party services, certain plugins or extensions, certain users, certain hardware devices  102 , and/or one or more other entities to access data downloaded for the user from one or more third party service providers  108  (e.g., with access controls by third party service provider  108  or other data source, by data type, by entity requesting access, and/or at another granularity). In this manner, the aggregation module  104 , in certain embodiments, may comprise a local repository of aggregated data, which one or more other devices  102  and/or services may access and use, with a user&#39;s permission. 
       FIG.  3    depicts another embodiment of an aggregation module  104 . In the depicted embodiment, the aggregation module  104  includes an authentication module  202 , a direct access module  204 , and an interface module  206  and further includes a route module  314 , a frequency module  316 , and a test module  318 . The authentication module  202 , in the depicted embodiment, includes a local authentication module  302 , a network authentication module  304 , and a password manager module  306 . The direct access module  204 , in the depicted embodiment, includes a pattern module  308 , an access repair module  310 , and a hierarchy module  312 . 
     In one embodiment, the local authentication module  302  secures and/or authenticates the user&#39;s access to downloaded data, to stored passwords, and/or other data on a user&#39;s hardware device  102 , transferred to and/or from a user&#39;s hardware device  102 , or the like. For example, the local authentication module  302  may cooperate with one or more security and/or authentication systems of the user&#39;s hardware device  102 , such as a PIN, password, fingerprint authentication, facial recognition, or other electronic credentials used by the user to gain access to the hardware device  102 . In a further embodiment, the local authentication module  302  may authenticate a user before allowing the interface module  206  to provide the user access to downloaded/aggregated data and/or alerts or other messages. For example, the local authentication module  302  may manage and/or access electronic credentials associated with the aggregation module  104 , for a user, and may authenticate the user in response to the user accessing an application and/or service of the aggregation module  104 . 
     In certain embodiments, the local authentication module  302  may encrypt and/or otherwise secure, on a user&#39;s hardware device  102 , electronic credentials and/or downloaded data associated with a different user, so that the user may not access data associated with the different user, but the different user may access the data once it is transmitted to a hardware device  102  of the different user, to a backend server  110 , or the like. Local authentication modules  302  of different hardware devices  102 ,  110  may cooperate to securely transfer data (e.g., one or more electronic credentials, downloaded data, or the like) over the data network  106 , from one hardware device  102 ,  110  to another hardware device  102 ,  110 . In a further embodiment, the local authentication module  302  may ensure that a user&#39;s electronic credentials and/or downloaded data remain on a single hardware device  102  (e.g., are not transmitted on a data network  106 ), in a secure repository or the like, and are not stored on and/or accessible to a backend server  110 , a hardware device  102  of another user, or the like. 
     In one embodiment, the network authentication module  304  receives and/or stores a user&#39;s electronic credentials for one or more third party service providers  108  on a hardware device  102  of the user, on a backend server  110 , or the like. The network authentication module  304 , in various embodiments, may receive a user&#39;s electronic credentials from the user, from a hardware device  102  of the user, from a backend server  110 , or the like. The network authentication module  304  may cooperate with the direct access module  204  to provide a user&#39;s electronic credentials to a server  108  of a third party service provider  108  (e.g., the network authentication module  304  may provide electronic credentials to the direct access module  204  to provide to a server  108 , the network authentication module  304  may provide electronic credentials directly to a server  108 , or the like). 
     The network authentication module  304 , in certain embodiments, may cooperate with the local authentication module  302  to encrypt and/or otherwise secure a user&#39;s electronic credentials for one or more third party service providers  108 , on a hardware device  102  of a user, on a data network  106 , on a hardware device  102  of a different user, on a backend server  110 , while being provided to a server  108  of a third party service provider  108 , or the like. In a further embodiment, the network authentication module  304  ensures that a user&#39;s electronic credentials are only stored on a user&#39;s hardware device  102  and sent from the user&#39;s hardware device  102  to a server  108  of a third-party service provider  108  and does not store a user&#39;s electronic credentials on a backend server  110 , on a different user&#39;s hardware device  102 , or the like. In another embodiment, the network authentication module  304  may securely store (e.g., using secure encryption) a user&#39;s electronic credentials for a third party service provider  108  on a backend server  110 , on a different user&#39;s hardware device  102 , or the like, so that a direct access module  204  may access and/or download data associated with the user, even if the hardware device  102  of the user is unavailable, blocked, or the like, as described below with regard to the route module  314 . In certain embodiments, whether the network authentication module  304  and/or the local authentication module  302  allow electronic credentials to be sent to and/or stored by a different user&#39;s hardware device  102 , a backend server  110 , or the like may be based on a setting defined based on user input, so that the user may decide a level of security, or the like. 
     In one embodiment, the password manager module  306  may manage and/or store electronic credentials of a user for a plurality of third party service providers  108 , so that the direct access module  204  may access and/or download data associated with the user from each of the plurality of third party service providers  108 . The password manager module  306 , in certain embodiments, may generate and/or otherwise manage different, secure, credentials for each of a plurality of third party service providers  108 . 
     The password manager module  306 , in one embodiment, may securely store generated credentials for a user on a hardware device  102  of the user, so that the user does not have to remember and enter the generated electronic credentials. For example, in addition to allowing a direct access module  204  to access a third party service provider  108  using generated electronic credentials, the password manager module  306  may automatically populate one or more interface elements of a form on a webpage with electronic credentials (e.g., a username, a password) of the user, in response to the user visiting the web page in a web browser, or the like, without the user manually entering the electronic credentials. The password manager module  306 , in certain embodiments, may periodically update (e.g., regenerate different credentials, such as a different password, and update the user&#39;s account with the third party service provider  108  with the regenerated different credentials) electronic credentials for a user, such as every week, every month, every two months, every three months, every four months, every five months, every six months, every year, every two years, in response to a user request, in response to a request from a third party service provider  108 , and/or over another time period or in response to another periodic trigger. 
     The password manager module  306 , in one embodiment, may synchronize a user&#39;s electronic credentials (e.g., provided by the user, generated by the password manager module  306 , or the like) across different hardware devices  102 , web browsers, or the like of a user. For example, in response to a password manager module  306  and/or the user updating or otherwise changing electronic credentials, the password manager module  306  may propagate the update/change to one or more other password manager modules  306 , on different hardware devices  102  of the user, or the like. 
     In one embodiment, the pattern module  308  determines an ordered list (e.g., a pattern, a script, or the like) of multiple locations on one or more servers  108  of a third party service provider  108  for the direct access module  204  to access the server (e.g., which may include locations other than where the data of the user is stored and/or accessible), one or more delays for the direct access module  204  to wait between accessing locations on the server  108 , and/or other components of an access pattern for accessing data of a server. Locations, in certain embodiments, comprise independently addressable and/or accessible content and/or assets provided by one or more servers of a third party service provider  108 , or the like, such as webpages, portions of a webpage, images or other data files, databases or other data stores, pages or sections of a mobile application, or the like. The pattern module  308 , in one embodiment, determines a pattern/ordered list that contains one or more locations and/or delays that are not necessary for the direct access module  204  to access or use in order to download desired data, but instead, the pattern/ordered list may make it difficult or impossible for the third party service provider  108  to distinguish between the direct access module  204  accessing a server of the third party service provider  108  and a user accessing the server of the third party service provider. 
     The pattern module  308 , in one embodiment, may determine and/or select the multiple locations and/or the one or more delays (e.g., a pattern/ordered list) based on an average pattern or a combined pattern identified in or based on behavior of multiple users accessing a third party service provider  108  using a web browser, a mobile application, or the like. The pattern module  308 , in one embodiment, may monitor one or more users (e.g., for a predetermined period of time or the like) as they access a server of a third party service provider  108 , tracking which links, data, webpages, and/or other locations the one or more users access, how long the one or more users access different locations, an order in which the one or more users access locations, or the like. In certain embodiments, the one or more monitored users may be volunteers, who have provided the pattern module  308  with authorization to temporarily or permanently monitor the users&#39; access, in order to provide a more realistic access pattern for the direct access module  204  to use to access a server of a third-party service provider  108 . 
     In a further embodiment, the pattern module  308  determines and/or selects multiple locations and/or one or more delays between accessing different locations based on a pattern identified in behavior of the user associated with the hardware device  102  on which the pattern module  308  is disposed, accessing the third party service using a web browser, a mobile or desktop application, or other interface of the user&#39;s hardware device  102 . For example, the pattern module  308  may comprise network hardware of the user&#39;s hardware device  102  (e.g., a network access card and/or chip, a processor, an FPGA, an ASIC, or the like in communication with the data network  106  to monitor data and/or interactions with a server of a third party service provider  108 ), a web browser plugin or extension, a mobile and/or desktop application executing on a processor of the user&#39;s hardware device  102 , or the like. The pattern module  308  may request and receive authorization from the user to monitor the user&#39;s activity with regard to one or more servers of one or more third party service providers  108  from the user&#39;s hardware device  102 . 
     The pattern module  308 , in certain embodiments, may update a pattern/ordered list over time, based on detected changes in access patterns of one or more users or the like. In one embodiment, the pattern module  308  may coordinate and/or cooperate with the access repair module  310 , described below, to update a pattern/ordered list in response to a server  108  of a third party service provider  108  and/or data associated with a user becoming broken and/or inaccessible. 
     In one embodiment, the access repair module  310  detects that access to a server  108  of a third party service  108  and/or data associated with a user is broken and/or becomes inaccessible. The access repair module  310 , in certain embodiments, provides an interface to a user allowing the user to graphically identify an input location for the user&#39;s electronic credentials, a location of data associated with the user, or the like. For example, the access repair module  310  may provide a GUI, a command line interface (CLI), an API, and/or another interface allowing an end user to identify an input location for electronic credentials, an action for submitting electronic credentials, a location of data, or the like. The access repair module  310 , in one embodiment, provides an interface to a user on a hardware device  102  of the user. 
     In certain embodiments, for example, the access repair module  310  may overlay an interface over one or more pages of a website of a third-party service provider  108  on an electronic display screen of a user&#39;s hardware device  102 , as described in greater detail below with regard to  FIGS.  5 A- 5 B . The access repair module  310  may provide one or more interfaces (e.g., GUIs, CLIs, APIs, overlays, or the like) to multiple users, allowing multiple users to define a repair and/or update for access to a server of a third party service provider  108  (e.g., in a distributed and/or decentralized manner, from different hardware devices  102  or the like over a network  106 ). 
     The access repair module  310 , in certain embodiments, may determine and/or display one or more suggestions  504  and/or recommendations  504  for the user, which the user may either confirm or change/correct (e.g., in a basic interface, a standard interface, a beginning user interface, or the like). For example, the access repair module  310  may display one or more interface elements with a suggested location for a user to enter a user name, a suggested location for a user to enter a password, a suggested credential submit action, a suggested location of data associated with the user, and/or one or more other interface elements allowing a user to graphically identify one or more locations within a website of a third party service provider  108 . 
     The access repair module  310 , in certain embodiments, processes one or more pages of and/or other locations on a server  108  (e.g., one or more websites, web apps, or the like) to determine an estimate and/or prediction of an input location for a user&#39;s electronic credentials, an action for submitting a user&#39;s electronic credentials, a location of data associated with a user, or the like. In one embodiment, the access repair module  310  may estimate one or more locations and/or actions (e.g., by scanning and/or parsing one or more pages of a web site, based on input from other users accessing one or more pages of a web site, based on previous interactions of the user with one or more pages of a web site, a prediction made using a machine learning and/or artificial intelligence analysis of a website, based on a statistical analysis of historical changes to one or more pages of a website and/or of one or more similar websites, or the like). The access repair module  310  may display to a user in an interface an estimate and/or prediction of an input location for the user&#39;s electronic credentials, a location of data associated with the user, or the like so that the user may confirm whether or not the estimate and/or prediction is correct using the interface. 
     The access repair module  310  may indicate one or more estimated locations and/or actions with an arrow or other pointer to a location; a link or other identifier of a location; a box or other highlighting around a location; by altering text labeling for a location to make the text bold, italic, and/or underlined; or the like. A user, in certain embodiments, may click, select, or otherwise identify a location to either confirm or change/correct a location suggested by the access repair module  310 . For example, a user may click or otherwise select an interface element associated with a location and/or action and may click or otherwise select the location and/or perform the action, which the access repair module  310  may record (e.g., automatically populating a text field identifying the location and/or action, recording a macro allowing the action to be automatically repeated without the user, for a different user, or the like). 
     In certain embodiments, instead of or in addition to a standard, basic, or beginning user interface, the access repair module  310  may provide an advanced interface, for experienced users or the like, with source code of a website and/or other details of the website. For example, in one embodiment, an advanced access repair interface may allow one or more advanced users to identify one or more locations and/or actions within source code of a website, which may not be visible and/or readily apparent in the website itself. In certain embodiments, the access repair module  310  may provide a user interface element allowing a user to select and/or toggle between a standard user interface or view and an advanced user interface or view. 
     In one embodiment, the test module  318  cooperates with the access repair module  310  to verify whether or not one or more received locations and/or instructions from a user are accurate (e.g., usable to access data from a server of a third-party service provider  108 ). The test module  318 , in certain embodiments, attempts to access a server  108  of a third party service provider  108  for a plurality of different users (e.g., a sample group or test set), based on an identification the access repair module  310  received from a single user, using electronic credentials of the different users or the like. 
     The test module  318 , in certain embodiments, determines whether data associated with the different users (e.g., a sample group or test set) is accessible using the identification from the single user. The test module  318  may repeatedly attempt to access data from a third party service provider  108  using identifications which the access repair module  310  received from different users (e.g., on different hardware devices  102  and sent to the test module  318  on a single hardware device  102  over the data network  106 , sent to multiple test modules  318  on different hardware devices  102  over the data network  106 , sent to a test module  318  on a central backend server  110 , or the like). 
     The test module  318 , in one embodiment, provides one or more identifications from a user to other instances of the direct access module  204  (e.g., other test modules  318 ) for accessing a server  108  of a third party service provider  108  in response to an amount of the different users (e.g., a sample group or test set) for which data is accessible using the identification from the single user satisfying a threshold. For example, if the identification from the single user successfully allows a predefined number of other test users (e.g., 2 users, 10 users, 100 users, 1000 users, 50% of test users, 75% of test users, and/or another predefined threshold number of test users) to access their data from a third party service provider  108 , the test module  318  may provide instructions based on the identification to more users (e.g., all or substantially all users, or the like). 
     In certain embodiments, the test module  318  may successively increase a test size comprising a number of users to which the test module  318  provides instructions for accessing their data from a third party service provider  108  using an identification from a single user (e.g., starting with one or more test users, increasing to two or more, three or more, four or more, five or more, ten or more, twenty or more, thirty or more, forty or more, fifty or more, one hundred or more, five hundred or more, one thousand or more, five thousand or more, ten thousand or more, one hundred thousand or more, a million or more, and/or other successively increasing numbers of test users). The test module  318 , in one embodiment, includes instructions based on an identification from a single user in an ordered list of multiple different sets of instructions for accessing a server  108  of a third-party service provider  108 , as described in greater detail below with regard to the hierarchy module  312 . 
     The test module  318 , in certain embodiments, is configured to prioritize identifications from one or more users based on one or more trust factors for the one or more users (e.g., scores or the like). A trust factor, in one embodiment, may comprise a score or other metadata indicating a likelihood that a user&#39;s identification is correct. For example, in various embodiments, a trust factor may include and/or be based on one or more of a history of a user&#39;s previous identifications (e.g., correct or incorrect), a user&#39;s affiliation with a provider (e.g., a creator, a vendor, an owner, a seller, a reseller, a manufacturer, the backend server  110 , or the like) of the one or more aggregation modules  104 , positive and/or negative indicators (e.g., votes, likes, uses, feedback, stars, endorsements, or the like) from other users, and/or other indicators of whether or not a user&#39;s identification is likely to be correct. The test module  318  may determine how many other users to provide a user&#39;s identification based on one or more trust factors associated with the user (e.g., accelerating a rate at which a user&#39;s identification is provided to other users in response to a higher trust factor, decreasing a rate at which a user&#39;s identification is provided to other users in response to a lower trust factor, or the like). 
     The test module  318  may provide an override interface, allowing an administrator, moderator user, or the like to remove an identification, adjust and/or override an identification, adjust and/or override a trust factor for a user, ban a user from providing identifications, and/or otherwise override a user or a user&#39;s identification. In various embodiments, the test module  318  may provide an override interface to an administrator and/or moderator as a GUI, an API, a CLI, or the like. 
     In certain embodiments, the test module  318  causes the one or more aggregation modules  104  and their aggregation services to be self-healing, self-testing, and/or self incrementally deploying, as it tests and uses the most effective solutions, or the like (e.g., sets of instructions based on indications from one or more users). 
     In one embodiment, the hierarchy module  312  provides the direct access module  204  with an ordered list of multiple different sets of instructions for accessing a server  108  of a third party service provider  108  using a user&#39;s electronic credentials, for downloading data associated with the user, or the like. Each different set of instructions, in certain embodiments, comprises a location for entering a user&#39;s electronic credentials, an instruction for submitting the user&#39;s electronic credentials, one or more locations of the data associated with the user, or the like. 
     The hierarchy module  312 , in one embodiment, may receive one or more sets of instructions from a backend server  110  (e.g., a backend aggregation module  104   b  of a backend server  110 ), from another user hardware device  102  in a peer-to-peer manner (e.g., an aggregation module  104   a  of a user hardware device  102 ), from a test module  318 , or the like. The hierarchy module  312 , in certain embodiments, may receive multiple different sets of instructions already in an ordered list (e.g., a global hierarchical order) based on a history of successful and/or unsuccessful uses of the different sets of instructions by different user hardware devices  102  and/or users, or the like. In one embodiment, the hierarchy module  312  may determine a hierarchy for and/or create an ordered list from multiple different sets of instructions for a single user (e.g., a custom or individualized hierarchy) based on a history of successful and/or unsuccessful uses of the different sets of instructions by the user (e.g., from one or more hardware devices  102  of the user). 
     The direct access module  104 , in one embodiment, may iterate through an ordered list of multiple sets of instructions for accessing a server  108  of a third party service provider  108 , in the order of the list, until one of the sets of instructions is successful and the direct access module  104  is able to access and/or download data from the third party service provider  108 . The hierarchy module  312 , in one embodiment, may place a most recent successfully used set of instructions at the top (e.g., as the first set to try). For example, the hierarchy module  312  for a user&#39;s hardware device  102  may place a set of instructions for accessing a third party service provider  108  at the top of a list (e.g., adjusting an order of the list over time) in response to the direct access module  204  successfully accessing and/or downloading data from the third party service provider  108  using the set of instructions. In certain embodiments, the hierarchy module  312  may receive an ordered list of multiple different sets of instructions for accessing a server  108  of a third party service provider  108  in a first order (e.g., a global order) and may dynamically adjust and/or rearrange the different sets of instructions over time based on a single user&#39;s/hardware device  102 &#39;s use (e.g., moving a set of instructions up in the list if access using the set of instructions is successful for the user/hardware device  102 , moving a set of instructions down in the list if access using the set of instructions is unsuccessful for the user/hardware device  102 , or the like). 
     The hierarchy module  312 , in certain embodiments, may be configured to share one or more sets of instructions, an ordered list of multiple sets of instructions, or the like with a hierarchy module  312  of another user&#39;s hardware device  102  over a data network  106  (e.g., directly to the other user&#39;s hardware device  102  in a peer-to-peer manner, indirectly by way of a backend aggregation module  104   b  of a backend server  110 , or the like). Different sets of instructions may be successful or unsuccessful for different users, in various embodiments, due to different account types, different account settings, different originating systems (e.g., due to a corporate acquisition or the like, different users of the same third party service provider  108  may have one or more different settings, different access methods, or the like), system changes or upgrades, and/or another difference in accounts, services, or the like for different users of the same third party service provider  108 . 
     In one embodiment, the route module  314  determines whether a hardware device  102  of a user is available for the direct access module  204  to download data associated with the user from a server  108  of a third party service provider  108 . The route module  314 , in certain embodiments, may access a server  108  of a third party service provider  108 , from a remote backend server  110 , using the user&#39;s electronic credentials, to download data associated with the user from the server  108  to the remote backend server  110  in response to the route module  314  determining that the hardware device  102  of the user is unavailable. The route module  314 , in one embodiment, provides a user one or more alerts (e.g., downloaded data from a third party service provider  108 , a recommendation or suggestion determined based on data from a third party service provider  108 , a notification or other alert based on an event or other trigger detected in data from a third party service provider  108 , or the like) on a hardware device  102  of the user based on the data associated with the user downloaded to the remote backend server  110 . 
     In certain embodiments, the route module  314  maintains and/or stores a list of multiple hardware devices  102  associated with a single user and/or account. In response to determining that one hardware device  102  associated with a user and/or account is unavailable (e.g., powered down, in airplane mode, not connected to the data network  106 , or the like), the route module  314  may access a server  108  of a third party service provider  108  from a different, available hardware device  102  of the user and/or account, may provide one or more notifications or other alerts on a different, available hardware device  102 , or the like. The route module  314 , in various embodiments as described below with regard to  FIGS.  4 A- 4 C , may dynamically route downloading of data for a user from a third party service provider  108  between multiple hardware devices, such as one or more hardware devices  102  of the user, one or more hardware devices  102  of a different user, one or more backend servers  110 , and/or another hardware device, in a secure manner. 
     The route module  314 , in one embodiment, may alternate or rotate between multiple hardware devices  102 ,  110  (e.g., of the same user, of different users, or the like) for downloading data for the same user from a third party service provider  108  periodically. For example, rotating and/or alternating devices  102 ,  110  from which data is downloaded, may decrease a likelihood that the downloading will be misinterpreted as fraudulent or improper. In another embodiment, the route module  314  may download data from the same device  102 ,  110  (e.g., a primary hardware device  102  of a user, a backend server  110 , or the like), which may be authorized and/or identified by the third party service provider  108  as a trusted device, or the like. 
     In one embodiment, the frequency module  316  sets a frequency with which the direct access module  204  accesses the server  108  of a third party service provider  108 . The frequency module  316 , in certain embodiments, determines a frequency based on input from a remote backend server  110 , which may be unaffiliated with the third party service provider  108  being accessed, so that the remote backend server  110  (e.g., the frequency module  316  executing on the remote backend server  110 ) determines frequencies for a plurality of direct access modules  204  for different users and/or different hardware devices  102 . For example, the frequency module  316  may limit a single user and/or hardware device  102  from accessing the same third-party service provider  108  more than an allowed threshold number of times within a time period (e.g., once every ten minutes, once every half an hour, once every hour, twice a day, three times a day, four times a day, or the like). The frequency module  316 , in certain embodiments, limits an access frequency to prevent inadvertent denial of service by a third party service provider  108 , or the like. 
     The frequency module  316 , in certain embodiments, may dynamically adjust a frequency with which a user and/or hardware device  102  may access a third party service provider  108  over time. For example, the frequency module  316  may monitor access and/or downloads by multiple users (e.g., all users, available users, active users, or the like) to cap or limit a total access and/or download bandwidth for each of the different third party service providers  108  (e.g., so as not to overwhelm any single third party service provider  108 , or the like). In this manner, in one embodiment, a user and/or hardware device  102  may access and/or download data with a higher frequency when fewer other users and/or hardware devices  102  are accessing and/or downloading data (e.g., low peak times), but may be limited to a lower cap or access frequency when more other users and/or hardware devices  102  are accessing and/or downloading data (e.g., high peak times). 
     In a further embodiment, the frequency module  316  determines a frequency based on input from a user, allowing the user to set the access frequency independently of other users and/or of a backend server  110 . The frequency module  316  may provide a user interface (e.g., a GUI, CLI, API, or the like) allowing a user to set and/or adjust an access frequency for downloading data from one or more third party service providers  108  using one or more hardware devices  102  (e.g., providing different settings allowing the user to set different access frequencies for different third party service providers  108 , different hardware devices  102  of the user, or the like). 
       FIG.  4 A  depicts one embodiment of a system  400  for distributed/decentralized data aggregation. The system  400 , in the depicted embodiment, includes a single user hardware device  102  with an aggregation module  104   a . An authentication module  202  of the aggregation module  104   a , in certain embodiments, may store and/or manage electronic user credentials locally on the user&#39;s hardware device  102 , the direct access module  204  may access one or more third party service providers  108  directly from the user&#39;s hardware device  102  (e.g., over the data network  106 ) to download data associated with the user to the user&#39;s hardware device  102 , the interface module  206  may provide the data and/or one or more alerts/messages based on the data to the user from the user&#39;s hardware device  102 , or the like. In the depicted system  400 , the aggregation module  104   a  may create a local repository of data for the user from one or more third party service providers  108 , on the user&#39;s hardware device  102 , without providing the user&#39;s credentials, the user&#39;s data, or the like to a different user&#39;s hardware device, to a backend server  110 , or the like. 
       FIG.  4 B  depicts one embodiment of a system  402  for distributed/decentralized data aggregation. The system  402 , in the depicted embodiment, includes a plurality of user hardware devices  102  with aggregation modules  104   a , associated with different users. In certain embodiments, a first aggregation module  104   a  (e.g., an authentication module  202  of the first aggregation module  104   a ) may securely provide encrypted user credentials for a first user from the first user&#39;s hardware device  102   a  to a second aggregation module  104   a  (e.g., an authentication module  202  of the second aggregation module  104   a ), over the data network  106  or the like, so that a direct access module  204  of the second aggregation module  104   a  may access one or more third party service providers  108  from the second user&#39;s hardware device  102   b  (e.g., over the data network  106 ) to download data associated with the first user. 
     For example, the second user&#39;s hardware device  102   b  may download data for the first user in response to the first user&#39;s hardware device  102   a  being powered off, being asleep, being blocked from accessing one or more third party service providers  108 , or the like, as determined by a route module  314 , or the like. The interface module  206  of the second aggregation module  104   a  may provide one or more alerts/messages to the first user based on the downloaded data and/or may provide the downloaded data to the first user (e.g., in response to the first user&#39;s hardware device  102   a  becoming available, to a different hardware device  102  associated with the first user, to a backend server  110  to which the first user has access, or the like). As described above, in certain embodiments, the authentication module  202 , the direct access module  204 , the interface module  206 , and/or the route module  314  may encrypt and/or otherwise secure data for the first user (e.g., the first user&#39;s electronic credentials, downloaded data associated with the first user, alerts/messages for the first user), so that it is difficult or impossible for the second user to access the data for the first user, thereby preventing and/or minimizing unauthorized access to the first user&#39;s data while providing greater flexibility in devices  102  and/or locations from which data for the first user may be downloaded. 
       FIG.  4 C  depicts one embodiment of a system  404  for distributed/decentralized data aggregation. The system  404 , in the depicted embodiment, includes one or more user hardware devices  102  with one or more aggregation modules  104   a , and one or more backend servers  110  comprising one or more backend aggregation modules  104   b . An authentication module  202  of an aggregation module  104   a , in certain embodiments, may securely provide encrypted user credentials for a user from the user&#39;s hardware device  102  to a backend aggregation module  104   b  (e.g., an authentication module  202  of the backend aggregation module  104   b ) on a backend server  110 , over the data network  106  or the like, so that a direct access module  204  of the backend aggregation module  104   b  may access one or more third party service providers  108  from the backend server  110  (e.g., over the data network  106 ) to download data associated with the user. 
     For example, the backend server  110  may download data for the user in response to the user&#39;s hardware device  102   a  being powered off, being asleep, being blocked from accessing one or more third party service providers  108 , or the like, as determined by a route module  314 , or the like. The interface module  206  of the backend aggregation module  104   b  may provide one or more alerts/messages to the user based on the downloaded data and/or may provide the downloaded data to the user (e.g., in response to the user&#39;s hardware device  102   a  becoming available, to a different hardware device  102  associated with the first user, directly from the backend server  110  as a web page and/or through a dedicated application, or the like). 
       FIG.  5 A  depicts one embodiment of a user interface  500 . The interface  500 , in certain embodiments, is provided by an access repair module  310  to a user on an electronic display screen of a hardware device  102 , allowing a user to graphically identify one or more input locations for the user&#39;s credentials (e.g., a location for a username, a location for a password, or the like), a method for sending and/or submitting the user&#39;s credentials (e.g., an API specification, a location of a submit button, or the like), a location of data associated with the user (e.g., a URL or other link; a location on a web page at a link; a label, tag, or other identifier within plain text and/or source code of a web page  506 ; or the like) and/or to graphically identify one or more other instructions for accessing data associated with the user from a third party service provider  108 . 
     In the depicted embodiment, the access repair module  310  overlays an interface  502  over one or more pages of a website  506  of a third party service provider  108  on an electronic display screen of a user&#39;s hardware device  102 . As described above, in various embodiments, the access repair module  310  may comprise a browser plugin and/or extension which provides an interface  502  within an internet browser, may comprise an embedded browser within an application of the access repair module  310 , or may otherwise be integrated with and/or in communication with an internet browser. 
     The access repair module  310 , in the depicted embodiments, determines and/or displays one or more suggestions  504  and/or recommendations  504  for the user, which the user may either confirm or change/correct. For example, the access repair module  310  may display an interface element  504   a  with a suggested location for the user to enter a user name, an interface element  504   b  with a suggested location for the user to enter a password, an interface element  504   c  with a suggested credential submit action, an interface element  504   d  with a suggested location of data associated with the user, and/or one or more other interface elements allowing a user to graphically identify one or more locations within a website  506  of a third party service provider  108 . 
     In one embodiment, an interface element  504  may include one or more identifiers of an estimated location and/or action which the access repair module  310  has determined (e.g., by scanning and/or parsing one or more pages of a website  506 , based on input from other users accessing one or more pages of a website  506 , based on previous interactions of the user with one or more pages of a website  506 , a prediction made using a machine learning and/or artificial intelligence analysis of a website  506 , based on a statistical analysis of historical changes to one or more pages of a website  506  and/or of one or more similar websites, or the like), such as an arrow or other pointer to a location; a link or other identifier of a location; a box or other highlighting around a location; altering text labeling for a location to make the text bold, italic, and/or underlined; or the like. A user, in certain embodiments, may click, select, or otherwise identify a location to either confirm or change/correct a location suggested by the access repair module  310 . For example, a user may click or otherwise select an interface element  504  associated with a location and/or action (e.g., to activate the selected interface element  504 ) and may click or otherwise select the location and/or perform the action, which the access repair module  310  may record (e.g., automatically populating a text field identifying the location and/or action, recording a macro allowing the action to be automatically repeated without the user, or the like). 
     The user, in one embodiment, may interact with the website  506  in order to locate and/or identify one or more locations, perform one or more actions, or the like. For example, in certain embodiments, the user may navigate to one or more different pages within the website  506 , may login to the website  506  using the user&#39;s electronic credentials for the website  506 , may navigate to a different website  506 , may navigate to and/or download data associated with the user from the website  506 , may use the website  506  in a usual manner, or the like. As described above with regard to the pattern module  308 , the pattern module  308 , in one embodiment, may monitor the user&#39;s access pattern for the website  506 , allowing the direct access module  204  to at least partially emulate the user&#39;s access pattern in accessing the website  506 , downloading data associated with the user from the website  506 , or the like. In the depicted embodiment, the access repair module  310  (and/or an associated browser) displays a browser view of the website  506 , with text, images, and/or other elements displayed substantially how an internet browser would display the web site  506 , with the addition of the interface  502  displayed over the web site  506 , to one side of the website  506 , or the like. 
       FIG.  5 B  depicts one embodiment of a user interface  510 . While the user interface  500  described above comprises a rendered, browser view of one or more pages of a website  506 , in one embodiment of the interface  510  of  FIG.  5 B , the access repair module  310  (and/or an associated browser) displays source code  516  of a website  506 . For example, in one embodiment, the user interface  500  may comprise a standard access repair interface and the user interface  510  may comprise an advanced access repair interface, allowing one or more advanced users to identify one or more locations and/or actions within source code  516  of a website  506 , which may not be visible and/or readily apparent in the website  506  itself. In certain embodiments, a user may select and/or toggle between a standard user interface  500  or view and an advanced user interface  510  or view. 
     In the depicted embodiment, the access repair module  310  displays a user interface  512  over and/or adjacent to the displayed source code  516 , with one or more interface elements  514   a - d  allowing a user to identify one or more locations, actions, or the like substantially as described above. The access repair module  310 , in the depicted embodiment, displays one or more suggestions and/or estimates of locations and/or actions, which the user may confirm and/or change/correct. In various embodiments, a user may identify a location and/or an action in the source code  516  by selecting and/or activating an interface element  514  and selecting a portion of the source code  516 , by dragging a portion of the source code  516  and dropping the portion onto an interface element  514 , by cutting and pasting a portion of the source code  516  into an interface element  514 , and/or otherwise identifying a location and/or an action based on the source code  516 . 
     In response to a user identifying one or more locations and/or actions (e.g., for entering, submitting, and/or sending electronic credentials; for locating and/or downloading data; or the like), in certain embodiments, the access repair module  310  may cooperate with the test module  318  to perform a live and/or real-time test of the identified one or more locations and/or actions, to determine the validity and/or effectiveness of the identified one or more locations and/or actions while the interface  500 ,  510  is visible to and/or in use by the user, allowing the user to change and/or correct provided information during the same session. For example, the access repair module  310  may display a test button or other user interface element to a user, which the user may select and/or activate to initiate a test. In another embodiment, the access repair module  310  may automatically perform a test in response to a user providing a location and/or action, without the user selecting and/or activating a test button or other user interface element. In a further embodiment, the test module  318  may perform one or more tests independent of the access repair module  310 , with or without testing functionality of the access repair module  310 . 
       FIG.  6    depicts one embodiment of a method  600  for distributed data aggregation. The method  600  begins and an authentication module  202  receives  602  a user&#39;s electronic credentials for a third party service provider  108  from the user on a hardware device  102  of the user. A direct access module  204  accesses  604  a server  108  of the third party service provider  108 , from the hardware device  102  of the user, using the user&#39;s electronic credentials. A direct access module  204  downloads  606  data associated with the user from the server  108  of the third party service provider  108  to the hardware device  102  of the user. 
       FIG.  7    depicts one embodiment of a method  700  for distributed and/or decentralized data aggregation. The method  700  begins and an authentication module  202  determines  702  a user&#39;s electronic credentials for a plurality of third party service providers  108 . A direct access module  204  accesses  704  servers of the plurality of third party service providers  108  using the determined  702  electronic credentials. A direct access module  204  downloads  706  data associated with the user from the accessed  704  servers of the plurality of third party service providers  108 . 
     A direct access module  204  aggregates  708  the downloaded  706  data from the plurality of different third party service providers  108 . An interface module  206  provides  710  the aggregated  708  data to the user (e.g., displaying the data on a hardware device  102  of the user, sending an alert or other message to a hardware device  102  of the user, sending the data to a remote backend server  110  unaffiliated with the third party service providers  108  which the user may access using a web interface and/or API, or the like) and the method  700  ends. 
       FIG.  8    depicts another embodiment of a method  800  for distributed and/or decentralized data aggregation. The method  800  begins and a network authentication module  304  receives  802  a user&#39;s electronic credentials for one or more third party service providers  108 . A password manager module  306  generates  804  new and/or different electronic credentials for the one or more third party service providers  108  and updates the user&#39;s account(s) with the one or more third party service providers  108  with the generated  804  electronic credentials. 
     An access repair module  310  determines  806  whether or not there is a change in access for the one or more third party service providers  108  (e.g., whether access is broken or unavailable, whether access is partial or incomplete, whether access bandwidth is slower than previously determined, and/or whether another change in access has occurred). If the access repair module  310  determines  806  that access for a third party service provider  108  has changed, the access repair module  310  provides  808  a graphical user interface  500 ,  510  to the user. The access repair module  310  receives  810 , through the provided  808  graphical user interface  500 ,  510 , an identification of one or more locations and/or actions for authenticating the user and/or downloading data from the third party service provider  108 . The test module  318  tests  812  access to the third party service provider  108  using the received  810  identification of one or more locations and/or actions. In response to successful testing  812  by the test module  318 , the test module  318  and/or the pattern module  308  provide  814  instructions for accessing and/or downloading data from the third party service provider  108  based on the received  810  identification of one or more locations and/or actions to one or more direct access modules  204  associated with one or more different users. 
     A route module  314  determines  816  whether a hardware device  102  associated with the user is available. In response to the route module  314  determining  816  that a hardware device  102  associated with the user is available, a direct access module  204  downloads  818  data associated with the user from one or more third party service providers  108  from the available hardware device  102  associated with the user. 
     In response to the route module  314  determining  816  that a hardware device  102  associated with the user is not available, a direct access module  204  of a different device (e.g., a hardware device  102  of a different user, a backend server  110 , or the like) downloads  820  data associated with the user from one or more third party service providers  108  from the different device. A route module  314  (e.g., on a different device  102 ,  110 ) determines  822  whether an alert or other message is available for the user based on the downloaded  820  data and pushes  824  and/or otherwise sends the alert or other message to a device  102  associated with the user (e.g., an unavailable device  102 ) in response to determining  822  that the alert or other message is available. For example, in one embodiment, a hardware device  102  of a user may be unavailable for downloading data (e.g., powered down, offline, asleep, using mobile data instead of Wi-Fi, or the like), but may receive a pushed  824  alert or other message anyway (e.g., over a different channel, such as a text message, a voicemail, an email, a push notification, or the like) and/or may receive a pushed  824  alert or other message in response to becoming available at a later time. 
     An interface module  206  provides  826  the downloaded  818 ,  820  data and/or the pushed  824  alert to the user (e.g., displaying the data on a hardware device  102  of the user, displaying a pushed/sent  824  alert or other message on a hardware device  102  of the user, sending the data to a remote backend server  110  unaffiliated with the third party service provider  108  which the user may access using a web interface and/or API, or the like). The method  800 , in certain embodiments, continues, periodically determining  806  whether there is a change in access for a third party service provider  108 , determining  816  whether a hardware device  102  of the user is available, downloading  818 ,  820  data associated with the user, and/or providing  826  downloaded data and/or a pushed  824  alert or other message to the user, or the like. 
       FIG.  9    depicts one embodiment of an aggregation module  104 . In the depicted embodiment, the aggregation module  104  includes a security module  120  that includes a content module  902 , a watermark module  904 , a presentation module  906 , and a verification module  908 , which are described in more detail below. 
     In one embodiment, the content module  902  is configured to identify data to be presented in a graphical interface. In certain embodiments, the data may comprise text, images, video, documents, audio, and/or the like. For instance, the data may comprise personal identification data, financial data, social media data, proprietary data, and/or the like. For example, the data may include transaction amounts, monetary values and/or totals, monetary transfer amounts, financial account balances, dates, social security numbers, account numbers, identification numbers, and/or the like. In such an embodiment, the data may be received, downloaded, retrieved, or the like from an aggregation server, such as a backend server  110 , that aggregates user data from a plurality of different third-party servers  108 . 
     The content module  902  may determine the data that will be presented in the graphical interface prior to the graphical interface being displayed. For instance, the content module  902  may be part of or in communication with a graphics or video card of a device  102  and may intercept the graphical interface prior to the graphical interface being presented on a graphical display to determine the data that will be displayed on the graphical display. 
     In one embodiment, the watermark module  904  is configured to generate a digital watermark to be presented in the graphical interface based on the data that is identified to be presented in the graphical interface. As used herein, a digital watermark comprises a pattern, an image, text, a series of bits, or the like that is embedded in a digital image, audio, video, or the like and verifies the authenticity of the data that will be presented in the graphical interface. In certain embodiments, the digital watermark is embedded in the graphical interface so that it is indistinguishable, hidden, or invisible to a user, e.g., so that the user cannot notice the watermark using the naked eye but is detectable and extractable using image processing methods on a computing device. 
     In one embodiment, the watermark module  904  generates the digital watermark by encoding at least a portion of the data to be presented in the graphical interface into the digital watermark. For example, if the data that will be presented in the graphical interface comprises financial data such as transaction amounts, the watermark module  904  may encode at least a portion of the transaction amounts into the digital watermark so that when a screenshot, printout, or other copy of the graphical interface is made, the digital watermark can be used to verify that the transaction amounts that are presented in the graphical interface have not been changed, altered, or otherwise tampered with by comparing the presented transaction amounts with the transaction amounts that are encoded in the digital watermark. 
     The watermark module  904 , for instance, may generate sets of bits or bytes of the data, may encrypt the encoded data, and/or may otherwise manipulate the data to generate an encoding scheme that can be used as a digital watermark in the graphical interface. In certain embodiments, the watermark module  904  may determine a particular order of the bits/bytes, may generate a random order of the bits/bytes, may arrange the bits/bytes in a pattern, and/or the like for the digital watermark. The watermark module  904  may further encode information used to decode the digital watermark such as the encryption scheme used, the order of the bits/bytes, a location within the graphical interface where the digital watermark is located, where portions of the digital watermark are located, and/or the like. 
     In one embodiment, the presentation module  906  is configured to embed the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically indistinguishable to a user in the graphical interface. In certain embodiments, the presentation module  906  embeds the digital watermark into the graphical interface using various image processing techniques. For instance, additional data may be added into, or existing data may be changed for one or more channels (e.g., red, green, blue, opacity, or the like channels) of an image&#39;s pixels. For example, a least significant bit (“LSB”) method may be used where the color channels of each pixel of an image, e.g., the red, green, and blue channels, are allocated three bytes with values ranging from 0 to 255. So, if a pixel is purple, the channels would look like (R=255, G=0, B=255). Digital watermark data may be encoded into this pixel by slightly changing the LSB of the blue channel so that the pixel channel values are (R=255, G=0, B=254). This slight change is not noticeable to the human eye and may be indistinguishable from other pixels that are adjacent to this pixel. Thus, in this example, for every pixel of three bytes, three bits of watermarking information can be hidden in the LSBs of each channel. In the foregoing example, to decode the digital watermark information, the data in the LSBs for each pixel may be combined to arrive at the data that is encoded in the digital watermark. 
     Other methods, algorithms, techniques, or the like for embedding the digital watermark may include using a secret key to choose a random set of bits to replace with the encoded data of the digital watermark, converting the pixel data to the frequency domain and selecting pixels based on the frequency to change or alter with the encoded data of the digital watermark (e.g., using a Fast Fourier Transform and applying the digital watermark to the lower frequency pixels), or the like. One of skill in the art, in light of this disclosure, will recognize other image processing techniques for embedding the digital watermark into the graphical interface. 
     In one embodiment, the presentation module  906  is further configured to embed the digital watermark into the graphical interface at a location of the graphical interface that is a predetermined distance from the at least a portion of the data that is encoded into the digital watermark. For example, if the data includes a column of transaction amounts, the digital watermark that includes the encoded transactional amounts may be placed at a location that is a predetermined number of pixels away from the column, that is a percentage of the viewing area of the graphical display away from the column, and/or the like. In this manner, the chances of the digital watermark being changed or altered are reduced if the column of transactional data is changed or altered. 
     In one embodiment, the presentation module  906  embeds the digital watermark into an interface element that is presented as part of the graphical interface. For instance, the digital watermark may be embedded in a button, image, background, menu, or the like of the graphical interface so that the digital watermark is indistinguishable from the interface element. For example, as described above, various values of the pixels of the digital watermark may be slightly altered to store the encoded data without making the digital watermark visible or noticeable to a user. In certain embodiments, portions of the digital watermark may be stored in a plurality of interface elements of the graphical display, and then reassembled or combined when decoded. 
     In certain embodiments, the watermark module  904  is further configured to dynamically update the digital watermark in response to detecting a change in the at least a portion of the data that is encoded into the digital watermark. For instance, if the watermark module  904  detects changes in transaction amounts, personal information, account information, or the like that is currently presented in the graphical interface, the watermark module  904  may update a current digital watermark embedded in the graphical interface, may generate a new digital watermark to embed in the graphical interface, and/or the like. 
     In such an embodiment, the presentation module  906  is further configured to re-embed the digital watermark into the graphical interface in response to the digital watermark being updated. The presentation module  906 , for instance, may determine a location for the digital watermark (which may be the same or different from the location of a previously-used watermark); may determine one or more interface elements to embed the digital watermark in (which may be the same or different than previously-used interface elements); and/or the like prior to the updated data being displayed in the graphical interface on a graphical display. 
     In one embodiment, the presentation module  906  makes the digital watermark graphically indistinguishable to the user by sizing the digital watermark in the graphical interface so that the user cannot see the digital watermark (e.g., using pixels that are adjacent to one another; limiting the digital watermark to a predefined region of the graphical interface; or the like); by coloring the digital watermark so that the digital watermark blends into the graphical interface where the digital watermark is located, as described above; and by using a pattern that is indistinguishable, to the user, from the graphical interface (e.g., embedding the digital watermark in a border, in text, and/or in other interface graphics such that the digital watermark appears to be part of the graphical interface). 
     In one embodiment, the verification module  908  is configured to verify an authenticity of the data presented in the graphical interface using the digital watermark embedded into the graphical interface. For instance, the verification module  908  may be configured to receive a copy of the graphical interface with the embedded digital watermark (e.g., a screenshot of the graphical interface, an image of a printout of the graphical interface, a PDF or other version of the graphical interface, or the like), identify the data presented on the copy of the graphical interface (e.g., using optical character recognition, or the like), decode the digital watermark embedded into the copy of the graphical interface (e.g., depending on the embedding algorithm that was used such as the LSB method, a frequency transform of the graphical interface, or the like) to get the original data that was encoded into the digital watermark, and verify the authenticity of the data presented on the copy of the graphical interface based on the decoded data from the digital watermark. If the decoded data does not match the data presented in the graphical interface, then the verification module  908  may determine that the data presented in the graphical interface has been tampered with and is fraudulent. 
     For example, if transactional data that is presented in the graphical interface was encoded into the digital watermark, and the verification module  908  determines that the transactional data presented in the copy of the graphical interface does not match the transactional data that is encoded into the digital watermark when it is decoded, then the verification module  908  may take an action such as notify a user, may send an alert, may lock a user out of the system, or the like because the data mismatch may indicate that the transactional data in the copy of the graphical interface has been tampered with. 
     In such an embodiment, the digital watermark remains graphically indistinguishable to the user in a duplicate version of the graphical interface. For instance, a duplicate version of the graphical interface may include a screenshot of the graphical interface, a printout of the graphical interface, and a version of the graphical interface that is converted to a document. For example, if a user captures a screenshot of the graphical interface, the digital watermark information will still be extractable from the screenshot while remaining indistinguishable to the user. 
     Similarly, if a user captures an image of a printout or other copy of the graphical interface, the digital watermark information may still be extractable from the capture. In such an embodiment, the verification module  908  is further configured to adjust one or more image settings such as an alignment, a brightness, and a white balance of a received copy of graphical interface in order to identify, extract, and decode the digital watermark. 
     In certain embodiments, the verification module  908  is further configured to present an interface for submitting the copy of the graphical interface. For example, a user may submit a screenshot of a graphical interface that contains financial and personal information to a loan officer, a mortgage broker, a bank, and/or the like using a web interface, a mobile application interface, a shared storage location, an API, a command line interface, or the like that the verification module  908  provides. The verification module  908  may then analyze the graphical interface to extract the digital watermark and compare (e.g., a bit-by-bit compare) data decoded from the digital watermark to data presented in the graphical interface to verify the authenticity of the data and provide a recommendation, notification, alert, or the like to the loan office, mortgage broker, bank, or the like based on whether the data was authenticated or not. 
       FIG.  10    depicts one embodiment of a method  1000  for watermark security. In one embodiment, the method  1000  begins and a content module  902  identifies  1002  data to be presented in a graphical interface. In further embodiments, a watermark module  904  generates  1004  a digital watermark to be presented in the graphical interface based on the identified data. The digital watermark may verify an authenticity of the data to be presented in the graphical interface. In further embodiments, a presentation module  906  embeds  1006  the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically indistinguishable to a user in the graphical interface, and the method  1000  ends. 
       FIG.  11    depicts one embodiment of a method  1100  for watermark security. In one embodiment, the method  1100  begins and a content module  902  identifies  1102  data to be presented in a graphical interface. In certain embodiments, a watermark module  904  generates  1104  a digital watermark to be presented in the graphical interface based on the identified data. The digital watermark may verify an authenticity of the data to be presented in the graphical interface. In various embodiments, the presentation module  906  determines  1106  a location for the digital watermark in the graphical interface such as an interface element, a location that is a predetermined distance from the data that is used to generate the digital watermark, and/or the like. 
     In one embodiment, the presentation module  906  embeds  1108  the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically indistinguishable to a user in the graphical interface. The watermark module  904 , in certain embodiments, determines  1110  whether the data that is presented in the graphical interface has changed (e.g., financial data is changed, added, or removed). If not, the watermark module  904  continues to monitor the graphical interface for changes in the presented data. Otherwise, the watermark module  904  generates  1104  a digital watermark based on the changed data, and the method  1100  ends. 
       FIG.  12    depicts one embodiment of a method  1200  for watermark security. In one embodiment, the method  1200  begins and the verification module  908  presents  1202  an interface for submitting the copy of the graphical interface. In further embodiments, the verification module  908  receives  1204  a copy of the graphical interface with the embedded digital watermark (e.g., a screenshot, an image, a version of the graphical interface converted to a document such as a PDF file, or the like). 
     In certain embodiments, the verification module  908  identifies  1206  the data presented on the copy of the graphical interface (e.g., using OCR or other character or object recognition method). In further embodiments, the verification module  908  decodes  1208  the digital watermark embedded into the copy of the graphical interface (e.g., by locating the digital watermark in the graphical interface and decoding the watermark (using an LSB algorithm, a frequency transformation algorithm, or the like) to determine the data that was encoded in the digital watermark). The verification module  908 , in certain embodiments, verifies  1210  the authenticity of the data presented on the copy of the graphical interface based on the decoded digital watermark (e.g., by comparing the decoded data to the data presented on the copy of the graphical interface to determine if there is a mismatch, and if so, that the data presented on the copy of the graphical interface is not authentic or has been altered), and the method  1200  ends. 
     A means for determining a user&#39;s electronic credentials for a third party service provider  108  on a hardware device  102  of the user, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , an authentication module  202 , a local authentication module  302 , a network authentication module  304 , a password manager module  306 , an aggregation module  104 , a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for determining a user&#39;s electronic credentials for a third party service provider  108  on a hardware device  102  of the user. 
     A means for accessing a server  108  of a third party service provider  108 , from a hardware device  102  of a user, using the user&#39;s electronic credentials, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , a direct access module  204 , a pattern module  308 , an access repair module  310 , a hierarchy module  312 , an aggregation module  104 , a network interface, a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for accessing a server  108  of a third party service provider  108 , from a hardware device  102  of a user, using the user&#39;s electronic credentials. 
     A means for downloading data associated with a user from a server  108  of a third party service provider  108  to a hardware device  102  of the user, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , a direct access module  204 , a pattern module  308 , an access repair module  310 , a hierarchy module  312 , an aggregation module  104 , a network interface, a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for downloading data associated with a user from a server  108  of a third party service provider  108  to a hardware device  102  of the user. 
     A means for packaging downloaded data from a hardware device  102  of a user for a remote device  110 ,  102  unaffiliated with a third party service provider  108  from which the data was downloaded, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , an interface module  206 , an aggregation module  104 , a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for packaging downloaded data from a hardware device  102  of a user for a remote device  110 ,  102  unaffiliated with a third party service provider  108  from which the data was downloaded. 
     A means for providing downloaded data from a hardware device  102  of a user to a remote device  110 ,  102  unaffiliated with a third party service provider  108  from which the data was downloaded, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , an interface module  206 , an aggregation module  104 , a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for providing downloaded data from a hardware device  102  of a user to a remote device  110 ,  102  unaffiliated with a third party service provider  108  from which the data was downloaded. 
     A means for identifying data to be presented in a graphical interface, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , a content module  902 , a security module  120 , an aggregation module  104 , a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for identifying data to be presented in a graphical interface. 
     A means for generating a digital watermark to be presented in the graphical interface based on the identified data, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , a watermark module  904 , a security module  120 , an aggregation module  104 , a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for generating a digital watermark to be presented in the graphical interface based on the identified data. 
     A means for embedding the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically indistinguishable to a user in the graphical interface, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , a presentation module  906 , a security module  120 , an aggregation module  104 , a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for embedding the digital watermark into the graphical interface prior to the data being presented in the graphical interface such that the digital watermark is graphically indistinguishable to a user in the graphical interface. 
     Means for performing the other method steps described herein, in various embodiments, may include one or more of a hardware device  102 , a backend server  110 , an authentication module  202 , a local authentication module  302 , a network authentication module  304 , a password manager module  306 , a direct access module  204 , a pattern module  308 , an access repair module  310 , a hierarchy module  312 , an interface module  206 , a route module  314 , a frequency module  316 , a test module  318 , an aggregation module  104 , a network interface, a processor (e.g., a central processing unit (CPU), a processor core, a field programmable gate array (FPGA) or other programmable logic, an application specific integrated circuit (ASIC), a controller, a microcontroller, and/or another semiconductor integrated circuit device), an HDMI or other electronic display dongle, a hardware appliance or other hardware device, other logic hardware, and/or other executable code stored on a computer readable storage medium. Other embodiments may include similar or equivalent means for performing one or more of the method steps described herein. 
     The present invention may be embodied in other specific forms without departing from its spirit or essential characteristics. The described embodiments are to be considered in all respects only as illustrative and not restrictive. The scope of the invention is, therefore, indicated by the appended claims rather than by the foregoing description. All changes which come within the meaning and range of equivalency of the claims are to be embraced within their scope.