Patent Publication Number: US-11042923-B2

Title: Apparatus, article of manufacture and methods for recommending a jewelry item

Description:
CROSS REFERENCE TO RELATED APPLICATIONS 
     This patent application is a continuation application of U.S. patent application Ser. No. 13/837,374, filed Mar. 15, 2013, which is a continuation-in-part of U.S. application Ser. No. 13/248,257, filed on Sep. 29, 2011 (now U.S. Pat. No. 8,626,601), the disclosures of which are hereby incorporated by reference herein in their entireties. 
     This application claims priority to U.S. Provisional Application Ser. No. 61/711,722, filed on Oct. 9, 2012; U.S. Provisional Application Ser. No. 61/739,441, filed on Dec. 19, 2012; and U.S. Provisional Application Ser. No. 61/761,464, filed on Feb. 6, 2013, all of which are incorporated by reference herein. 
    
    
     FIELD OF THE INVENTION 
     This application is generally related to systems and methods for selling and designing jewelry items on-line. 
    
    
     
       BRIEF DESCRIPTION OF THE FIGURES 
         FIG. 1  is a block diagram of a system in accordance with an aspect of the invention. 
         FIG. 2  is a pictorial block diagram of a system in accordance with an aspect of the invention. 
         FIG. 3 a    is a screenshot of the Inventory Search Page. 
         FIG. 3 b    is a screen shot of the advance search option of the Inventory Search Page. 
         FIG. 4 a , 4 b , 4 d    are screen shots of the search results of the inventory. 
         FIG. 4 c    is a screen shot of a certified grading report. 
         FIG. 4 e   . is a screen shot of the recommendation window. 
         FIG. 5 a   . is a screens shot of the video imagery available in a detailed view. 
         FIG. 5 b   . is a pictorial diagram of the video imagery system. 
         FIG. 6  is a pictorial block diagram of a system in accordance with an aspect of the invention. 
         FIG. 7 a    illustrates an exemplary example of the customer&#39;s monitor during an interactive communication session. 
         FIG. 7 b    illustrates an exemplary example of the customer&#39;s monitor during an interactive communication session. 
         FIG. 7 c    illustrates an exemplary example of the customer&#39;s monitor during an interactive communication session. 
         FIG. 7 d    illustrates an exemplary example of the customer&#39;s monitor during an interactive communication session. 
         FIG. 8 a - e    illustrates an exemplary example of the interactive design tool. 
         FIG. 9 a - f    illustrates an exemplary example of the interactive design tool 
         FIG. 10  illustrates a detailed view of a jewelry item. 
         FIG. 11  illustrates a screenshot of an in-store preview webpage. 
     
    
    
     DETAILED DESCRIPTION 
     I. Exemplary Embodiments 
     In at least one embodiment, the invention provides a system and method of recreating an in-store jewelry shopping experience for a customer at a remote location. The invention includes generating a live interactive communication session between the customer and a jewelry consultant. The invention also includes generating an interactive design tool to facilitate the design of a unique ring setting. The invention also may include a recommendation engine that automatically provides recommendations for an ideal jewelry item based various data, such as previous selections and preferences assigned by the customer to various intrinsic characteristics of the jewelry item. The invention also may include an ability to produce detailed video imagery of a jewelry item, including macro and micro-level images taken with high-powered microscopes. 
     As shown in  FIGS. 1-2 , a system  100  in accordance with one aspect of the invention includes a computing device  110  containing a plurality of processors  210 , memory  220  and other components typically present in general purpose computing devices. 
     Memory  220  stores information accessible by at least one processor  210 , including instructions  240  that may be executed by the processor  210  and data  230  that may be retrieved, manipulated or stored by the processor. The memory may be of any type capable of storing information accessible by the processor, such as a hard-drive, memory card, ROM, RAM, DVD, CD-ROM, write-capable, read-only memories and other computer media. 
     The processor may be any number of well known processors, such as processors from Intel Corporation. Alternatively, the processor may be a dedicated controller such as an ASIC. 
     The instructions  240  may be any set of instructions to be executed directly (such as machine code) or indirectly (such as scripts) by the processor. In that regard, the terms “instructions,” “steps” and “programs” may be used interchangeably herein. The instructions also function as an algorithm allowing the processor to perform the purposes intended by the instructions. The instructions may be stored in object code form for direct processing by the processor, or in any other computer language including scripts or collections of independent source code modules that are interpreted on demand or compiled in advance. Functions, methods and routines of the instructions are explained in more detail below. 
     Data  230  may be retrieved, stored or modified by processor  210  in accordance with the instructions  240 . For instance, although the invention is not limited by any particular data structure, the data may be stored in computer registers, in a relational database as a table having a plurality of different fields and records, XML documents, or flat files. The data may also be formatted in any computer readable format such as, but not limited to, binary values, ASCII or Unicode. Moreover, the data may comprise any information sufficient to identify the relevant information, such as descriptive text, proprietary codes, pointers, references to data stored in other memories (including other network locations) or information which is used by a function to calculate the relevant data. 
     Although the processor and memory are functionally illustrated in  FIG. 1  within the same block, it will be understood by those of ordinary skill in the art that the processor and memory may actually comprise multiple processors and memories that may or may not be stored within the same physical housing. For example, some of the instructions and data may be stored on removable CD-ROM and others within a read-only computer chip. Some or all of the instructions and data may be stored in a location physically remote from, yet still accessible by, the processor. Similarly, the processor may actually comprise a collection of processors which may or may not operate in parallel. 
     In at least one embodiment, computing  110  is a server communicating with one or more client computers  150 - 151 . Each client computer may be configured similarly to the server  110 , with a processor, memory and instructions. Each client computer  150 - 151  may be a personal computer, intended for use by a person  190 - 191 , having all the internal components normally found in a personal computer such as a central processing unit (CPU), display  160 , CD-ROM, hard-drive, user input devices (for example, a mouse, keyboard, touch-screen or microphone), speakers, modem and/or network interface device (telephone, cable or otherwise) and all of the components used for connecting these elements to one another. Moreover, computing devices in accordance with the systems and methods described herein may comprise any device capable of processing instructions and transmitting data to and from humans and other computers, including general purpose computers, network computers lacking local storage capability, PDA&#39;s with modems, Internet-capable wireless phones, mobile phones, tablet devices, and/or augmented reality spectacles, such as Google glasses. 
     The server  110  and client computers  150 - 151  are capable of direct and indirect communication, such as over a network  295 . Although only a few computers are depicted in  FIGS. 1-2 , it should be appreciated that a typical system can include a large number of connected computers, with each different computer being at a different node of the network  295 . The network, and intervening nodes, may comprise various configurations and protocols including the Internet, intranets, virtual private networks, wide area networks, local networks, private networks using communication protocols proprietary to one or more companies, Ethernet, WiFi and HTTP. Such communication may be facilitated by any device capable of transmitting data to and from other computers, such as modems (e.g., dial-up or cable), networks and wireless interfaces. Server  110  may be a web server. 
     Although certain advantages are obtained when information is transmitted or received as noted above, other aspects of the invention are not limited to any particular manner of transmission of information. For example, in some aspects, the information may be sent via a medium such as a disk, tape or CD-ROM. In other aspects, the information may be transmitted in a non-electronic format and manually entered into the system. Yet further, although some functions are indicated as taking place on a server and others on a client, various aspects of the invention may be implemented by a single computer having a single processor. 
     The data  230  includes inventory database  270 . Inventory database  270  provides jewelry images  272  in response to requests for information associated with a particular jewelry item. The system and method is not limited to a specific manner of expressing the location. For example, the location may be expressed in terms of street address, city name or latitude/longitude. 
     The system and method is not limited to a particular type or format. The jewelry images returned by the inventory database  270  may be a bitmap, vector file, or other image format. Inventory database  270  also may include jewelry data  274 . Jewelry data may be any relevant information of interest to customers seeking to purchase a jewelry item. For example, where the jewelry item is a loose diamond, jewelry data  274  may include: diamond shape, carat weight, color grading, clarity grading, depth percentage, table percentage, polish options, symmetry options, fluorescence options and exact measurements, price/carat, total price, girdle and lot number of the diamond. 
     Inventory database  270  also may include grading reports  276 , which are stored as images. The grading reports may come from any number of reputable diamond certification organizations, such as GIA (Gemological Institute of America), AGS (American Gem Society), EGL (European Gemological Laboratory) and HRD (Hoge Raad voor Diamant or the Diamond High Council). 
     A user at computer  150  may request jewelry information by connecting to server  110 . For example, by logging into a website with a browser, a user may search specific information such as shape, cut, clarity or price of a loose diamond. 
       FIG. 3 a    illustrates how a screen in accordance with an aspect of the system and method may look when a customer searches for a loose diamond. In one embodiment, the website is open to the public for browsing. In another embodiment, the system requires that new customers first register by entering personal information and selecting a unique identifier and a password. Once registered, the new customer is provided with access to the inventory of the online jewelry store. 
     In at least one embodiment, the system sorts the available inventory into multiple categories. These categories may be displayed on the initial page of the website. After a customer selects a category, the website filters the inventory in accordance to the selected category. The customer may further edit the results by selecting one or more subcategories. For example, if the customer selects a category of “diamonds,” then the website will present a selection of available diamonds. The customer may further edit the selection of diamonds by selecting a subcategory of “round” shaped stones, so that the website filters the inventory of diamonds to present only round stones. 
     The category may include a type of finished jewelry piece, such as rings, bracelets, pendants, necklaces, earrings, cuff links, money clips, key chains, and watches. The category also may include a type of precious gemstone, such as amethysts, diamonds, emeralds, opals, onyxes, pearls, rubies, and sapphires. Additionally, the category may include a type of precious metal, such as gold, platinum, silver and titanium. The category also may include a special event or a gift recipient. Some examples of special event categories may include an anniversary, a baptism, a birthday, an engagement, a first communion, a graduation, a push present for the birth of a child and a wedding. Examples of gift recipient categories may include a fiancé/fiancée, a husband/wife, a mother/father, a daughter/son, a grandmother/grandfather, a boss/secretary and a woman/man. 
       FIGS. 3 a  and 3 b    illustrate an exemplary example in which the customer is shopping for a loose diamond. Although the customer in the exemplary example is shopping for a loose diamond that will be set in a ring setting, the invention is not limited to selling loose diamonds alone. As described below, the invention is applicable to any item that might be sold by an online jewelry store. 
     In the exemplary example, the customer selects a category of “diamonds.” He is then directed to Inventory Search Page  300 , which provides a number of search parameters for further refining the search. 
     The search parameters may include search parameter  302  that comprises the available diamond shapes. Some examples of diamond shapes may include round, pear, marquise, oval, heart, emerald, radiant, princess, cushion, Asscher and baguette shapes. The customer selects one or more diamond shapes to be included in his inventory search. 
     Inventory Search Page  300  also may include search parameters  304 ,  306  and  308 , which are directed to a desired range for, respectively, the carat size, the color and the clarity of the diamond. 
     Any tool may be used for indicating the desired range. In at least one embodiment, the customer enters alpha-numeric text into one or more search boxes. The search boxes may be directed to a minimum amount and a maximum amount. In at least one embodiment, each of the text boxes is a drop down box comprising a number of options relevant to the text box. For example, a drop down box for diamond color may provide the options of a D color to a Z color. 
     In at least one embodiment, the customer uses a sliding scale tool bar to indicate his desired range. The sliding scale tool comprises two cursors located on either end of the sliding scale. The two cursors represent the minimum and maximum indicators of the sliding scale. By clicking on a cursor, the customer can move the cursor to mirror his desired minimum and maximum quantity. For example, if customer wishes to purchase a diamond that has a carat size between 1.6 carats and 2.0 carats, then the customer would move the two cursors to bookend 1.6 carats and 2 carats. Alternatively, the customer may enter the decimal numbers 1.6 and 2.0 into, respectively, minimum box  310  and maximum box  312  of search parameter  304 . 
     Search parameter  306  is directed to at indicating the desired color range for a diamond. Typically, the color of a diamond is assessed through a grading scale that ranges from a notation of “D” (which refers to a completely colorless diamond) to a notation of “Z” (which refers to a diamond that is pale yellow or brown color). As described above, the customer may indicate his desired range via a variety of tools. For example, the customer may utilize a drop down box to indicate a minimum color of D in minimum box  314  and a maximum color of F in maximum box  316 . In another example, the customer types a letter that corresponds to his desired minimum and maximum colors directly into boxes  314  and  316 . 
     Additionally, the customer may indicate, using drop down box  318 , whether he is interested in a “fancy colored” diamond, e.g. a diamond that possess a desirable natural color. In at least one embodiment, drop down box  318  offers the fancy color choices in order to increasing intensity, such as Faint, Very Light, Light, Fancy Light, Fancy, Fancy Intense, Fancy Vivid, Fancy Dark, and Fancy Deep. 
     Search parameter  308  allows the customer to indicate the desired clarity range. A diamond&#39;s clarity refers to the presence of identifying markings or flaws on the stone. The flaws may be internal to the stone (or called inclusions). Some examples of inclusions may include air bubbles, cracks, and non-diamond minerals found in the diamond. External or surface flaws to a diamond are called blemishes. Some examples of blemishes may include scratches, pits, and chips on the diamond. Diamonds with none or few inclusions and blemishes have greater clarity, and thus are more highly valued. 
     The most desirable clarity grading is an F (Flawless) or IF (Internally flawless) diamond. A diamond with an F rating has no internal or external flaws, and thus it is extremely rare. Equally rare is an IF diamond, which has some surface flaws, but no internal flaws. Next are “Very, Very Slightly Included” diamonds (VVS1 and VVS2) which contain minute inclusions that are very difficult to detect under 10× magnification by a trained gemologist. The next level of clarity grading is the “Very Slightly Included” diamonds (VS1 and VS2). These diamonds have minute inclusions that can be detected with difficulty under a 10× magnification. The next level of clarity grading are “Slightly Included” diamonds (SI1 and SI2), which contain minute inclusions that are easily detected under a 10× magnification. The last level of grading is the “Included” (I1) diamonds that have noticeable flaws. 
     The customer may indicate a desired search range for the diamond&#39;s clarity using any number of tools. In the exemplary example of  FIG. 3 , the customer enters the criteria in minimum box  320  and maximum box  322 , which are drop down boxes with options that correspond to the various clarity levels. 
     Inventory Search Page  300  also includes search parameter  324  which allows the customer to select the type of grading report of the diamond. Diamond grading reports may come from any number of reputable diamond certification organizations, such as GIA (Gemological Institute of America), AGS (American Gem Society), EGL (European Gemological Laboratory) and HRD (Hoge Raad voor Diamant or the Diamond High Council). Some organizations are valued more highly than others, thus search parameter  334  provides the customer with an opportunity to limit his search to only diamonds possessing certain grading reports. 
     Although not shown in  FIGS. 3 a  and 3 b   , in at least one embodiment, Inventory Search Page  300  also offers a search parameter directed to the desired price range for the diamond purchase. 
     Sort parameter  226  allows the customer to sort the search results in accordance to the price of the diamond or any one of search parameters  302 ,  304 ,  306 ,  308  and  324 . 
     In at least one embodiment, customer wishes to view a specific diamond. In such instances, he can enter directly a unique identifier (i.e., the lot number) for that particular diamond in lot number box  328 . 
       FIG. 3 b    illustrates additional search options that customer may access on Inventory Search Page  300 . Advanced Search Options  330  is hidden on the initial Inventory Search Page  300 , but once the customer clicks on Advanced Search Options  330 , he is able to view a plurality of additional search parameters. 
     As shown in  FIG. 3 b   , Advanced Search Options  330  may offer additional search parameters  332 ,  334 ,  336 ,  338 ,  340 ,  342  and  344 , which correspond, respectively, to cut options, depth percentage, table percentage, polish options, symmetry options, fluorescence options and exact measurements. However, Advanced Search Options  330  is not limited to only search parameters  332 - 344 , but rather, it may include any relevant search criteria. 
     Once the customer has finished specifying the desired criteria for his inventor search, he selects search button  346  to submit the selected search criteria. The system processes the submitted search criteria and returns the results in table  400 . 
       FIG. 4 a    illustrates a set of search results displayed in a tabular format  400 . Table  400  displays the search results in a plurality of rows  402 - 410 . Each of rows  402 - 410  represents a particular diamond that matches to the customer&#39;s search criteria. 
     In at least one embodiment, each of rows  402 - 410  comprises information that is relevant to its corresponding jewelry item. Examples of relevant information may include, but not limited to, a photograph, a price, and a brief description of the jewelry item. Where the jewelry item is a loose diamond, the brief description may include the cut, clarity, color and carat of the stone. 
     Each of rows  402 - 410  also includes certificate links  426 - 434 , which provide the customer with an image view of the actual grading report of the diamond. For example,  FIG. 4 c    illustrates a detailed view of grading report  446  associated with diamond of row  402 . The customer accessed grading report  446  by clicking on corresponding certificate link  426 . 
     Certificate  446  contains both quantitative information (e.g., measurements of the weight and other physical dimensions of the diamond) and qualitative information (e.g., grades in three major areas of cut, clarity and color). Certificate  446  also may provide pictorial diagrams  448  and  450 , which illustrate the inclusion locations of the diamond. 
     Referring back to  FIG. 4 a   , customers may select one or more jewelry items by clicking on check boxes  414 - 422 . Check boxes  414 - 422  correspond to each of rows  402 - 410 . Once the one or more jewelry items are selected, the customer has several options regarding the selected items. In at least one embodiment, the customer has the option of comparing at least two selected jewelry items. In another embodiment, the customer can purchase the selected jewelry items. Still in another embodiment, the customer can request an interactive communication session with a live jewelry consultant in order to learn more about the selected jewelry items. 
     To compare selected jewelry items, the customer selects at least two check boxes  414 - 422 . In the exemplary example shown in  FIG. 4 a   , the customer selects check boxes  402 ,  406  and  410 , and then he selects compare button  412 . The system filters the search results from table  400  and displays only the diamonds associated with check boxes  402 ,  406  and  410 . As shown in  FIG. 4 b   , the comparison results are displayed in table format, which advantageously allows the customer to differentiate between the selected diamonds in a single view. The customer is able to quickly determine the similarities and differences between each characteristic of the compared diamonds, such as the shape, clarity or price of the diamond. The characteristic of a diamond is sometimes also called an attribute. 
     To purchase the selected jewelry item, the customer again selects one or more jewelry items by checking corresponding boxes  414 - 422 . The customer then selects purchase button  424 , which places the selected jewelry items in an online shopping cart. The customer then has the option to continue shopping for additional jewelry items, or he may choose to check-out immediately. 
     If the customer selects to check-out immediately, the system transfers the customer to a separate purchasing page. The purchasing page may request payment information, such as a credit card number and billing address of the customer. The purchasing page also may inquire as to the desired delivery option, the address of the recipient, and an indication of whether the jewelry items are intended as gifts. 
     Where the jewelry items are intended as gifts, the purchasing page provides the option to gift wrap the purchased jewelry items before shipping to the gift recipient. 
     In at least one embodiment, the purchasing page also provides the option of insuring the purchased jewelry items through a company that specializes in jewelry insurance. One advantage of providing insurance coverage through specialized jewelry insurance is that the coverage may be greater than a standard homeowners&#39; policy. For example, the homeowner&#39;s policy only may replace a lost or stolen ring, rather than paying a set cash amount. Furthermore, many individuals purchasing jewelry items online may not have the time or opportunity to obtain insurance coverage immediately. By providing the option to purchasing insurance, the purchasing page provides an additional convenience to the customer. 
     In at least one embodiment, the website is constantly updating in real-time, so that the jewelry items display on the website correspond to the selected criteria. The system comprises a search component for permitting user-initiated search of a database of available jewelry items. Each jewelry item is characterized by multiple characteristics (or attributes). A user initiated search of the database takes place, where the user-initiated search includes user-selection of a value of at least one of the multiple characteristics. 
       FIG. 4 d    illustrates another example on how the search results may be displayed. In this embodiment, various shapes of the jewelry item are shown in box  436 . A user may click on one or more of these images to indicate her preferences. Sliders  438  and  440  also are depict as corresponding to the price and carat size, respectively. The results are displayed in a similar table format with comparison boxes  442  located proximate to each jewelry item. 
     Recommendation Engine 
     In addition to comparing the jewelry items, system  100  also utilize a recommendation engine to recommend additional jewelry items to the user. As shown in  FIG. 4 d   , the user also may select one or more jewelry items by click its corresponding box  442 . The user then selects on compare button  444 , which opens recommendation window  450 , as shown in  FIG. 4   e.    
     Recommendation window  450  is powered by a recommendation engine. This recommendation engine mimics the recommendation service that a customer may receive at a jewelry store. Many customers venture into a jewelry store with a vague idea of what they wish to buy. For example, these individuals are not very experienced with diamonds and rely on the expertise of the in-store sales consultants. A customer may ask to see a few diamonds of interest. The sales consultant (given his knowledge of the inventory) might suggest additional stones that closely match the customer&#39;s selection. Recommendation window automates this recommendation service for its users. 
     In one embodiment, recommendation engine evaluates the customer&#39;s selection and then identifies one or more jewelry items from the inventory that closely match the customer&#39;s selection. As discussed above, the jewelry item may include any number of types, including loose gemstones, and finished pieces. 
     In the illustrated example of  FIG. 4 e   , the user has selected three diamonds, which is listed in section  452 . Each stone has specific characteristics, such as price, shape, carat size, cut and color. 
     In one embodiment, system  100  sorts the selected jewelry items by price and uses the highest priced item as an upper price limit when searching for the recommended jewelry items. In another embodiment, system  100  rounds to the nearest quantity of dollars, such as to the nearest $500. In the example shown in  FIG. 4 e   , system  100  might search the inventory database for diamonds that cost less than $4100. 
     System  100  also may identify the shape(s) of stone that have been selected. System  100  may only search among stones sharing the same shape as the selected jewelry items. For example, all three of the stones selected in  FIG. 4 e    are round shapes, and therefore, system  100  may only recommend round-shaped stones to the user. 
     As shown in section  452 , each selected jewelry item has one or more characteristics, each of which has an associated value. Where the jewelry item is a diamond, the characteristics may include: price, carat, cut, clarity, color, fluorescence, culet, symmetry and polish. Each of these characteristics have an unique set of values. For instance, the values for a cut of a diamond may range from good, very good and ideal cut. Likewise, the values for the color of a diamond may range from D-J colored stones. 
     In one embodiment, a percentile ranking is calculated for characteristic of a selected jewelry item. The percentile rank of an characteristic may based on the percentage of scores in its frequency distribution that are the same or lower than it. For example, a jewelry item that is better than 75% of the inventory is said to be at the 75th percentile rank. Likewise, a diamond with a D color may be listed as being in the 95% percentile. The percentile rank is typically distributed along a bell-curve. An example formula that may be used to calculate the percentile rank of diamond colors (with D being the most rare and colorless) is as follows: 
     
       
         
           
             
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     System  100  may calculate an overall percentile rank for each selected jewelry item, in which this overall percentile rank is based on each individual percentile rank of its characteristics. System  100  also may use the computed percentile ranks to build an “ideal jewelry profile” for the user. The ideal jewelry profile represents the jewelry item that most closely matches what the customer is looking for. System  100  then attempts to match this ideal jewelry profile against the available inventory. 
     Some characteristics, such as color and fluorescence, are closely related characteristics. System  100  may factor their relationship when generating the ideal jewelry profile. 
     In one embodiment, the ideal jewel profile is matched against a subset of the available inventory, in which the subset does not include any jewelry items that exceed the upper price limit nor any jewelry items that do not share a similar shape as the selected jewelry item. 
     In another embodiment, system  100  converts the characteristics into numeric values. For example, every 1 carat may equal 10 points, so that a 2.2 carat stone equals 22 points. Likewise, an Ideal cut may equate 50 points, whereas a Very Good Cut equals 40 points. An average may be computed for each characteristic based on these numeric values. For example, if the three stones have a carat size of 1.8 carat, 2.3 carat and 2.5 carat, then the average of carat of these three stones would be the combination of these three carat sizes divided by three, or in other words: 2.2 carats. The same calculation may be done for the other characteristics. 
     Referring back to  FIG. 4 e   , system  100  may solicit additional preference choices from the user via sliders  452 - 458 . A user can slide each of sliders  502 - 508  to indicate a level of interest in each of the listed characteristics. The level of interests may range between “Very Important” to “Not Important.” For example, a user who cares a lot about the size of a diamond may move slider  452  all the way to the right (“Very Important”). This same user may not care about the color of the diamond, and as such, she may move slider  458  all the way to the left (“Not Important”). 
     In one embodiment, each level of interest may be associated with a co-efficient, which is used to computed a weighted value for each of the listed characteristics. In one example, recommendation window  450  assigns the following values to the levels of interest: very important=5, somewhat important=4, equally important=3, somewhat not important=2 and not important=1. If the user indicates that carat is “very important”, the co-efficient of 5 may be applied. 
     Although the illustrated example shown in  FIG. 4 e    uses sliders, system  100  is capable of using other methods of soliciting user preferences. For example, system  100  may ask the user to rank the characteristics, such as listing a number from 1-4, where the number 1 corresponds to a ranking of “most important” and the number 4 corresponds to a ranking of “least important.” In another example, system  100  may request that the user click on a box that is proximate to a corresponding characteristic. Each characteristic may have several boxes with labels such as, “very important”, “somewhat important”, “somewhat not important” and “not important.” Another example method has the user directly input her preference into a text box that is proximate to an characteristic. The user may input text, such as “Very Important” or “Not Important.” 
     In other embodiments, system  100  also accounts for other extrinsic weighting, such as giving more weight to jewelry item that popular or high sellers. System  100  also may give more weight to preferred wholesalers. In another embodiment, jewelry wholesalers may pay a premium fee (such as a monthly fee, annual fee, a commission per sale, such as 2% of every sale), in order to be given a greater weighting. 
     Referring back to  FIG. 4 e   , system  100  may list one or more recommended jewelry items in recommendation box  462 . Whenever the user moves one or more of sliders  502 - 508 , recommendation box  462  is updated in real-time. In another embodiment, the recommended jewel items are listed below section  460 . 
     In one embodiment, the user has the option to purchase the recommended jewelry item from recommendation window  450 . The user also may select one of the recommended jewelry items for a detailed view, as shown in window  500  of  FIG. 5 . 
     Digital Imagery of Jewelry Items 
     In the example shown in  FIG. 5 a   , window  500  provides a detailed view of a diamond. Window  500  features video  502  which provides a detailed, 360-degree view of the actual diamond. The user may pause this video at any point and zoom into a specific area in order to study a potential flaw or inclusion. In one embodiment, the user clicks on a “zoom” button to generate a magnified image of the jewelry item. The magnified image may be similar to that being viewed under a high-powered digital microscope or a loupe. 
     In one embodiment, the user is able to rotate the jewelry item along both a horizontal and vertical axis. 
     Video  502  provides an in-depth study of the diamond, in that the user is able to virtual study the diamond from all angles—similar to what she would have been able to do in an actual store. 
     There are a number of ways in which video  502  may be generated.  FIG. 5 b    illustrates one example of a video imagery system. As shown in  FIG. 5 b   , video imagery system may include high-powered microscope device  504  that is integrated with digital camera  508 , which is capable of taking detailed images of the jewelry item. These images may be high-definition videos or full-frame images that can be stitched together to form a stop-motion video. 
     In the exemplary example, high-powered microscope  504  is typically used in the biotechnology field to produce images on the molecular level. These microscopes, however, are useful in producing detailed images of jewelry items, such as diamonds. As such, these images clearly show the imperfections, inclusions and exclusions of the diamond. 
     The jewelry item is inserted into customized mold  510 , which is attached to rotational device  512 . Customized mold may be made out of any number of materials, such as silicone, plastic, cement, wax, etc. The customize mold may have a specific cut out to fit the size, type and/or shape of a jewelry item. The customize mold must hold the jewelry item securely in place, thus fit is very important. A number of different customized molds may be used to generated the digital images. 
     Rotational device  604  rotates along a horizontal axis in a 360 degree manner. In one embodiment, the velocity of rotational device  512  is fully adjustable. At any time, the speed of rotational device  512  may be stopped, paused, increased or decreased. 
     In some embodiments, diffuser  514  also may be used with microscope device  700  in order to properly light the jewelry item. For example, the many facets on the surface of a diamond can cause the light to bounce in many directions. The shadows that it creates may be confusion with an imperfection or inclusion. Diffuser  514 , helps spread the light, thereby reducing the occurrence of shadows in the captured images. 
     In one embodiment, camera  508  captures multiple images of the jewelry item from different angles. These images may be stitched together to form a composite image. In one example, the composite image is a stop motion video that shows a complete  360  rotational view of the jewelry item. Because the images are captured in connection with high-powered microscope device  504 , the video captures a detailed view of the jewelry item, as it were viewed under the microscope. 
     In another embodiment, images of the jewelry item are captured at varying magnifications. The composite image that is generated from these images result in an ability to zoom-in or zoom-out effect. 
     Interactive Communication Session with Jewelry Consultant 
     At any point during, the customer may wish to request an interactive communication session with a jewelry consultant. Referring back to  FIG. 4 a   , She may do so by clicking on or otherwise selecting an indicia such as button  438 . In at least one embodiment, the customer requests the interactive communication session by clicking on a link. 
     In at least one embodiment, the jewelry consultant is a certified gemologist. In at least another embodiment, the jewelry consultant is a sales associate with knowledge of (and/or access to information about) one or more items in the inventory, but does not hold any certification. 
     The customer may select one or more jewelry items by selecting (e.g., by checking) corresponding boxes  414 - 422 . To request an interactive communication session, the customer may then select Interactive Communication Session button  438 . In response, the system generates a request that is submitted to the online jewelry store. 
     A customer may request an interactive communication session at any point during the purchasing process. In at least one embodiment, the customer requests an interactive communication session at the beginning of the purchasing process. For example, the customer may be an inexperienced shopper with many questions regarding the diamond purchasing process. He may seek the counsel of a jewelry consultant to guide him through the selections. 
     In another embodiment, the customer requests the interactive communication session in the middle of the purchasing process. For example, the customer may wish to view an inclusion of the diamond under the microscope, e.g., to determine the degree or extent to which the inclusion is visible to the eye, e.g., under varying degrees of magnification. He also may wish to see a quality-related test being performed on a particular jewelry item, or to see or inspect the results of one or more such tests. In another example, the customer also may request that the jewelry consultant provide a relative comparison of a selected diamond against a benchmark item, such as a coin or another diamond (e.g., to provide a relative size, color, shape, or cut comparison). 
     In yet another embodiment, the customer requests the interactive communication session towards the end of the purchasing process. In this example, the customer may have narrowed down his purchasing options to two similar diamonds and may wish to obtain a side-by-side comparison of the two stones. 
       FIG. 6  illustrates a block diagram of an interactive communication session between the customer and a jewelry consultant. Once the customer has selected button  438  to request an interactive communication session, client terminal  600  automatically sends the request over communication channel  602  to request handling system  604 . The request includes a unique identifier for each jewelry item of interest. In at least one embodiment, the unique identifier is the lot number of a diamond. 
     In at least one embodiment, client terminal  600  is a desktop computer that comprises video camera  606  that is capable of transmitting video images. Client terminal  600  also may include videoconferencing software  608  which facilitates the interactive communication session between the customer and the jewelry consultant. The client terminal may also comprise monitor  610  that is capable of displaying received video images and outputting audio sound from the interactive communication session. In at least one embodiment, monitor  610  also displays the website simultaneously with the video images from the interactive communication session. 
     In at least one embodiment, the interactive communications session is one-way, in that only the customer can see the jewelry consultant. In such instances, the customer may have the option to turn off video camera  606 . In another embodiment, client terminal  600  does not have a video camera. 
     In at least one embodiment, the customer wishes to schedule the interactive communication session a later time; as such, the customer may include a desired date and time in his request for interactive communication session. 
     In one embodiment, request handling system  604  randomly assigns the customer to a first available jewelry consultant. In another embodiment, the customer specifies a particular jewelry consultant for the interactive communication session. The customer may include the name of the consultant in the request that is submitted to request handling system  604 . For example, the customer may have developed a positive working experience with a particular jewelry consultant. Thus, the customer may wish to continue working with this same jewelry consultant. In another example, the customer may wish to specify a particular jewelry consultant based on a personal reference or recommendation. 
     In at least one embodiment, the customer selects a jewelry consultant based on the jewelry consultant&#39;s public profile, which is displayed on the website. The public profile may include a photograph of the individual and a biography of the individual&#39;s background. The biography may include all relevant work experiences, the type of diamond certifications held by the individual, and any professional associations and affiliations of the jewelry consultant. 
     In at least one embodiment, the customer provides a “blacklist” of jewelry consultants to request handling system  604 . The blacklist includes the names of jewelry consultants with whom the customer does not wish to schedule an interactive communication session. For example, the customer may have experienced an unpleasant encounter with a particular jewelry consultant, and as such, he may desire to avoid working that individual in all future transactions. 
     In at least one embodiment, the customer does not specify the name of the jewelry consultant, but instead, he provides one or more desired criteria for the jewelry consultant. For example, the customer might indicate that he wishes to meet with a female jewelry consultant. In matching the customer with a jewelry consultant, request handling system  604  would take into account the customer&#39;s desired criteria and match the customer with the first available jewelry consultant having the desired criteria traits. 
     In some embodiments, the customer may review a plurality of profiles (e.g., of available consultants) and select a consultant based on the profiles. The customer may also search for a plurality of profiles based on one or more criteria, such as years of experience, education level of the consultant (e.g., bachelor&#39;s degree or other degree), location of the consultant (e.g., the New York diamond district, or a location within a certain number of miles of the customer), native language of the consultant, special technology available to the consultant (e.g., a specific type of microscope or set of tests that can be performed or interpreted by the consultant), customer review scores of the consultant, and other criteria. In at least one embodiment, the customer indicates a level of experience of the jewelry. For example, the customer may wish to meet with a certified gemologist, rather than a sales associate. The customer also might indicate the type of certification held by the jewelry consultant, such as only AGS certified individuals. The customer also may wish to meet with jewelry consultants that have at least 10 years of experience. 
     In at least one embodiment, the website provides the sales figures for each jewelry consultant. The website also may include additional details, such as the quantity of transactions conducted by a jewelry consultant for a specific type of gemstone or a specific type of finished jewelry piece. For example, the website may indicate that Jewelry Consultant A is an expert in diamond engagement rings, whereas Jewelry Consultant B specializes in watches. Using the provided information, the customer may choose to work with a jewelry consultant that has the highest number of transactions in a particular type of finished jewelry pieces, such as diamond engagement rings. The customer may decide to work with this individual because he believes the jewelry consultant has the most relevant experience pertaining to his purchase. 
     In at least one embodiment, the website allows previous customers to write a review for each jewelry consultant. The website also may allow previous customers to rank each jewelry consultant, such as awarding one to five stars to the individual. The ranks also may encompass various categories directed to customer service, knowledge of the inventory, responsiveness to follow-up questions and timeliness for the interactive communication session. The reviews and rankings may be published on the website next to each jewelry consultants&#39; profiles. In one example, the customer selects a jewelry consultant based on the ranking and reviews posted. 
     In at least one embodiment, the website sets up parameters to ensure the integrity of the rank and review process. A customer may be provided with a unique identification code for a particular jewelry consultant at the end of an interactive communication session with that individual. Only customers with the unique identification code may review and rank that particular jewelry consultant. Such a system helps ensure the integrity of the rank and review process. 
     As shown in  FIG. 6 , request handling system  604  identifies a jewelry consultant for the customer. Request handling system  604  then sends the request to the jewelry consultant&#39;s workstation  612 . In at least one embodiment, the jewelry consultant may accept the request by clicking on a button or a link to indicate that he is available for the requested date and time of the interactive communication session. Jewelry consultant workstation  612  then transmits an indication of the jewelry consultant&#39;s acceptance back to request handling system  604 . In response, request handling system  604  generates an interactive communication session between client terminal  600  and workstation  612  at the requested date and time. 
     In at least one embodiment, the jewelry consultant is not available for the interactive communication session at the requested date and time. For example, the jewelry consultant may be helping another customer. In another example, the selected jewelry items are unavailable at the requested date and time. The selected jewelry items may need to be retrieved from an off-site location. In such instances, the jewelry consultant may click on a button or a link to indicate that he is unavailable for the requested interactive communication session. Workstation  612  then transmits an indication of the jewelry consultant&#39;s unavailability back to request handling system  604 . The customer then has the option of either meeting with a different jewelry consultant or suggesting an alternative date and time for the interactive communication session. 
     Jewelry consultant&#39;s workstation  612  may comprise a computing device that is connected to monitor  614 , which displays received video images and audio files from client terminal  600 . Workstation  612  also comprises videoconferencing software  616 , which facilitates the interactive communication session between the jewelry consultant and the customer. Workstation  612  also comprises video camera  618  which is capable of capturing and transmitting video images that are transmitted over communication channel  602  to client terminal  600 . 
     Furthermore, workstation  612  comprises microscope  620 , which is connected to a separate video camera  622 . After jewelry consultant places the selected jewelry items underneath microscope  620 , microscope video camera  622  captures and transmits video images of the selected jewelry items. The video images are transmitted over communication channel  602  and displayed on monitor  610  at client terminal  600 . 
       FIGS. 7 a  and 7 b    illustrates how the screen on the customer&#39;s monitor  610  may look during an interactive communication session with the jewelry consultant. In  FIG. 7 a   , website  700  of the on-line jewelry store shifts to the background of the screen and video box  702  appears in the forefront of the screen. Through video box  702 , the customer is able to view the selected diamonds, speak directly with the jewelry consultant and witness first-hand any tests or comparisons conducted by the jewelry consultant at his workstation  612 . 
     In  FIG. 7 b   , video box  704  displays the captured images from microscope video camera  622 . When video box  704  appears in the forefront of the screen, video box  702  of the jewelry consultant is minimized to a corner of the screen. Website  700  remains in the background. In at least one embodiment, the customer may toggle between each of the applications (e.g. website  700 , video box  702 , video box  704 ). The toggling may occurred via a “Tab” button, or the toggling may occur through the clicking of a mouse, or other means. 
     In at least one embodiment, the customer verbally instructs the jewelry consultant to adjust the settings on microscope  620 . For example, the customer may wish to have microscope  620  magnify the jewelry or a particular part of the jewelry, such as an inclusion on a diamond. The jewelry consultant would adjust the position of the diamond under microscope  620  and zoom in on the inclusion. Microscope video camera  622  captures the images and transmits the images over communication channel  602  to client terminal  600 . The attachment of microscope video camera  622  to microscope  620  advantageously provides the customer with access the same information that he would have received at an actual store. The customer may request greater or lesser magnification (e.g., a specific amount of magnification such as 5× or 20×), and may request to focus on different parts of the jewelry (such as the top, middle, bottom, a particular facet, etc.). 
     In another embodiment, the customer has the ability to remotely control microscope  620  from client terminal  600 . The customer may have controls to remotely set any parameter of the microscope. For example, using virtual buttons located at client terminal  600 , the customer may communicate instructions directly to microscope  620 . For example, the customer may wish to obtain a magnified view of a jewelry item. He then communicates directly with microscope  620  in order to instruct microscope  620  to zoom into the jewelry item. In at least one embodiment, the virtual buttons comprise directional arrows, which allow the customer to adjust the location of the viewfinder on microscope  620 . In another embodiment, the virtual buttons comprise a zoom-in button and zoom-out button, which facilitate the magnification underneath microscope  620 . In yet another embodiment, the virtual buttons comprise a text box where the customer may type in the desired angle of the viewfinder. The customer may also adjust the focal point of the microscope to view different depths of a jewelry item (e.g., to focus on the top surface of a gem, the middle of a gem, or the bottom of a gem, for example). 
     In at least one embodiment, the customer examines the diamond under microscope  620  in order to confirm that the certificate number engraved on the diamond matches the certified grading report that is on file for the diamond. This process gives confidence to the customer that he is being shown the actual diamond that he requested. 
     In at least one embodiment, workstation  612  comprises lighting device  624 . Lighting device  624  may comprises a plurality of different light sources, such as an ultraviolet light source, a fluorescent light source, an incandescent light source, neon light source, a blacklight source, and a LED light source. Each light source produces a different quality of light, which when shone on the selected jewelry item (especially a gemstone) will produce a different effect. 
     The customer may request different lighting conditions for viewing the jewelry, such as lighting conditions that simulate daylight, candlelight, typical office work conditions, and other lighting conditions. In at least one embodiment, the customer may ask to view the diamond under a ultra-violet (UV) light-source. When diamonds are viewed under a ultra-violet (UV) light-source, they tend to fluoresce as blue or violet-blue. Because natural fluorescence can help an off-colored diamond appears as a higher grade, a customer may wish to view a selected diamond under a UV light source in order to identify the fluorescence. 
     Lighting device  624  also may generate different lighting effects in order to replicate the lighting at a particular time of day. For example, by altering the intensity and color of the emitted light, lighting device  624  attempts to replicate the lighting conditions of morning, afternoon, and evening light. In another embodiment, lighting device  624  replicates the lighting effects of a particular location, such as natural sunlight or indoor light. Such lighting effects allow the customer to gain a better understand of how a particular jewelry item might appear outside the near ideal lighting conditions of a jewelry store. 
     In at least one embodiment, the customer verbally instructs the jewelry consultant to adjust lighting device  624 . In another embodiment, the customer is able to remotely control lighting device  624  via client terminal  600 . 
     In at least one embodiment, the jewelry consultant has a stationary viewing booth device, which helps the jewelry consultant to demonstrate color differences for the customer. The stationary viewing booth may use phosphor day lamps in order to replicate fluorescent daylight. One example of a stationary viewing booth is the GretagMacbeth Judge II Viewing Booth. 
     Side-by-Side Comparison 
     During the interactive communication session, the customer may request a side-by-side comparison of various jewelry items. A customer may wish to compare two diamonds that have the same characteristics (as listed under table  400 ) but with different price tags. During the interactive communication session, the customer learns that despite having the same carat weight, color and clarity, the two diamonds do not share equivalent values due to a number of other factors, which are not easily discernable by numbers. These factors may include the placement of the inclusion, the color the inclusion, the cut of the diamond all come into play when determining the value of a diamond. While this information is difficult to ascertain from table  400  alone, the information is easily demonstrated during the live interactive communication session. For instance, the customer may see first hand the placement of the inclusion under microscope  620 . 
     A customer also may wish to compare two diamonds of different characteristics, such as different carat size, color or clarity. For example, a customer may have difficulty grasping the difference between a F color and a G color. Thus, the jewelry consultant can demonstrate the differences between the characteristics during the live interactive communication session. 
     Additionally, a customer may wish to discern whether a diamond with the less desirable characteristic (e.g., smaller carat size, lower clarity) is noticeably different from the diamond with the more desirable characteristic. For example, the customer may witness firsthand that a 1.8 carat diamond is not noticeably different from a 2 carat diamond due to the way the smaller diamond was cut. 
     Relative Size Comparison 
     In at least one embodiment, the customer may request a relative-size comparison of the selected jewelry items during the interactive communication session. The customer may wish to compare the jewelry item against a benchmark item in order to determine the actual size of the jewelry item. For example, the jewelry consultant may place a 2 carat diamond next to a dime, in order to help the customer understand the relative size of the diamond. The jewelry consultant places both the jewelry item and the benchmark item in front of video camera  620 , and the video images of both items are transmitted over communications channel  602  to be displayed on monitor  610 . 
     Any number of objects may be used as a benchmark item. The benchmark item may be a common everyday item, such as a coin, a thimble, a cell phone or a paperclip. The benchmark item also may be a ruler or grid with numeric markings. 
     In at least one embodiment, the customer instructs the jewelry consultant to use a specific type of benchmark instrument. For example, a foreign customer may request the use of a coin from his country of origin. 
     In another embodiment, the benchmark item is an “average sized” diamond. A customer may be concerned about not purchasing a stone that is considered “too small” by his fiancée and her peers. Thus, the customer may ask the jewelry consultant to show him the “average-sized diamond”, i.e., the most commonly purchased diamond size. The customer may wish to compare his selected diamonds against the average-sized diamond, in order to determine whether his selections are too small. 
     In at least one embodiment, relative-size is demonstrated through the use of a hand model. The hand model may be made from plastic, wax or some other synthetic material. The hand model also may be constructed in a similar fashion to that of a mannequin hand. 
     The hand model may come in a variety of sizes, colors and shapes. Size increments may include petite, small, medium, large and extra-large. The hand model may be crafted to mirror the dimensions of the average female hand or the average male hand. The hand model also may be crafted to mirror the dimensions of a child-sized hand and an adult-sized hand. The hand model also may come with different finger lengths and sizes, in an attempt to more accurately mirror the customer or the gift recipient&#39;s hand. The hand model also may be constructed in a variety of skin tones. 
     During the interactive communication session, the jewelry consultant may select a hand model that most closely matches the customer or the gift recipient. The jewelry consultant may place the selected jewelry item, such a diamond engagement ring, on the hand model in order to help the customer visualize how the jewelry item would look on the gift recipient. For example, the customer may determine, after inspecting a selected diamond ring on a hand model, that the selected diamond appears too small on the hand model. In another example, the customer may wish to use the hand model to determine the most attractive shape of a diamond. The customer may determine that an oval diamond best accentuates a hand with long, slender fingers. Still in another example, the hand model may be used to determine which metal band best accommodates a particular skin tone. The customer may determine that a yellow-gold band is unflattering against a yellow-based skin tone, and as a result, he may decide to purchase a platinum band instead. 
     In at least one embodiment, the hand model is provided by a live person. The 
     Various Tests Conducted 
     Referring back to  FIG. 6 , the jewelry consultant also performs a variety of tests on the jewelry item during the interactive communication session. The tests may be quality-related tests. The quality-related tests may be used to demonstrate or highlight specific characteristics of a jewelry item. The quality-related tests also may provide additional information that is not available in a standard grading report. The jewelry consultant also may conduct authenticity-related tests that seek to verify the authenticity of a jewelry item, such as a diamond. 
     In at least one embodiment, the tests are conducted during the interactive communication session in real-time. In such instances, the necessary tools and devices for conducting the tests are available at the jewelry consultant&#39;s workstation  612 . The customer witnesses the test being performed by the jewelry consultant in real-time. In some embodiments, the customer may simply request or view the results of one or more tests which may have been conducted in advance of the communication session. For example, such test results may be stored and accessible via the profile of the jewelry item. 
     The tests also may generate a variety of test results. Such test results may include reports, images and measurement results. In at least one embodiment, the test results are displayed simultaneously on the jewelry consultant&#39;s monitor  614  and the customer&#39;s monitor  610 . In another embodiment, the jewelry consultant electronically sends the test results to the customer&#39;s client terminal  600 . 
       FIGS. 7 c  and 7 d    illustrate how the screen on the customer&#39;s monitor  610  may look after receiving the test results. In  FIG. 7 c   , video box  706  displays the view of a diamond during a Hearts &amp; Arrows test. Video box  704  of the microscope and video box  702  of the jewelry consultant also are displayed on the screen, although in a minimized capacity. Website  700  remains in the background. In at least one embodiment, the customer may toggle between each of the applications (e.g. website  700 , video box  702 , video box  704 , video box  706 ). The toggling may occurred via a “Tab” button, or the toggling may occur through the clicking of a mouse or other means. 
       FIG. 7 d    illustrates a different view of the screen on customer&#39;s monitor  610 . Here, the screen is partitioned in various sections. Each of the sections is devoted to a particular application, such as website  700 , video box  702 , video box  704 , video box  706 . In at least one embodiment, the addition of an application results in a new video box being added to the screen. 
     In at least one embodiment, the tests are performed by technicians in advance of the interactive communication session. If the customer requests information from any of theses tests, the jewelry consultant retrieves the test results from a database and electronically sends the test results to the customer. 
     In another embodiment, the tests are being performed by off-site technicians in tandem with the interactive communication session. If a customer requests information from any of these tests, the jewelry consultant will submit a request for the test results. Once the tests are completed, the technical will electronically send the test results to both the jewelry consultant workstation  612  and the customer&#39;s client terminal  600 . 
     Quality-Related Tests 
     As described above, quality-related tests may be performed during the interactive communication session. In at least one embodiment, the jewelry consultant may wish to demonstrate the quality of a diamond&#39;s cut. 
     For example, the jewelry consultant places the diamond under an Ideal-scope. The Ideal-scope uses a lens with a hot red/pink reflector that is positioned in front of the diamond under a central viewing hole. The viewer is able to see how much of the red/pink light refracts back from the diamond. The resulting pattern will provide an indication of the facet proportion and symmetry. Thus, the Ideal-scope is used to gauge the brilliance of a diamond. The white areas in a diamond show light transmitted from behind the diamond (or leakage). The blackness of the lens mimics an observer&#39;s head blocking out the light. Generally, the most brilliant diamonds look bright pink/red with a black star and minimal white or pale areas. For example, a diamond with perfect symmetry and good proportions will show a black eight-pointed star. 
     In another example, the jewelry consultant tests the cut quality of the diamond through an ASET (Angular Spectrum Evaluation Tool) test. The ASET may either be a desktop or a handheld device. Similar to the Ideal-scope, the ASET test is used to demonstrate the light performance of a diamond. However, unlike the Ideal-scope, the ASET uses a tri-color filter that gives light being reflected at different angles a different color. As a result, the ASET device provides a color-coded map of light usage by a diamond. 
     For example, in the generated ASET image, blue areas are the dark contrast areas observed in a diamond due of obscuration (e.g., a head in the way). In ASET the configuration is intended to represent light coming from 75 degrees to 90 degrees. In the AGS metric, a well-made round brilliant diamond should have about 18% blue content. Red represents the most desirable color in the image. The red color is intended to be light coming from 45 degrees to 75 degrees—it is not obscured so it is producing the brightness via the most direct light. Green light comes from the horizon to 45 degrees, and is usually reflected light and of lower quality. Black (or white if using white backlighting) areas in the diamond represent areas of non-reflection or leakage. 
     As shown in  FIG. 7 c   , in at least one embodiment, the image generated by testing with an ASET device automatically appears on the customer&#39;s monitor screen  610 . The jewelry consultant may then send an electronic copy of the ASET image over communication channel  602  to the customer&#39;s client terminal  600 . In another embodiment, both the jewelry consultant and customer receive at their respective terminals,  612  and  610 , the ASET image from a third party. In yet another example, only the jewelry consultant has receive the ASET test results, and the jewelry consultant electronically sends the results to the customer&#39;s terminal  612  over communications channel  602 . 
     In at least one embodiment, the quality-related test is a “Hearts and Arrows” test. The term “Hearts &amp; Arrows” is a description used by the diamond industry to refer to diamonds that exhibit a crisp and complete pattern of hearts and arrows under certain lighting conditions. The Hearts &amp; Arrows test can be used to demonstrate a high quality of a cut and the polish of a diamond. Often, in order to create an optimum Hearts &amp; Arrows effect in a diamond, a diamond cutter must be willing to sacrifice expensive rough diamond material (i.e., lose significant percentage of costly rough stone) to yield a smaller diamond of superior quality. Due to the complexity of the cut that is required to generate a Hearts &amp; Arrows diamond, these diamonds cost more to produce than standard round cut diamonds. 
     In at least one embodiment, the jewelry consultant places the selected diamond underneath a Hearts &amp; Arrows viewer. If all the facets of the diamond are precisely aligned under the viewer, then the Hearts &amp; Arrows effect is clearly displayed. When the diamond is viewed the top (or the table of the diamond), an effect of arrows should be seen. When the diamond is viewed from the bottom (or pavilion of the diamond), an effect of hearts should be seen. A high quality Hearts &amp; Arrows diamond exhibits a pattern that is vivid, symmetrical and clearly formed. On the other hand, diamonds with less than ideal cuts will display only a partial pattern underneath the viewer, or an otherwise less well-defined “hearts and arrows” pattern. Less than ideal diamonds also may exhibit a pattern that is not crisp and sharp. These diamonds also may depict hearts and arrows of differing, asymmetrical sizes. 
     In at least one embodiment, a video camera is attached to the Hearts &amp; Arrows viewer. Images generated from the Hearts &amp; Arrows viewer are transmitted over communication channel  602  and displayed on monitor  610  at client terminal  600 . Thus, the customer is able to remotely view and evaluate for himself the quality of the Hearts &amp; Arrows pattern of a particular diamond. 
     In another embodiment, in response to a request submitted by the customer before or during a communication session, the jewelry consultant places the diamond in a measurement system, such as the Sarin DiaScan S+™. The measurement system generates a plurality of electronic test results, among which include a copy of the Hearts &amp; Arrows pattern. The jewelry consultant may then send an electronic copy of the Hearts &amp; Arrows pattern over communication channel  602  to the customer&#39;s client terminal  600 . 
     During the interactive communication session, the jewelry consultant also may test the color and fluorescence of the diamond. In at least one embodiment, the diamond is placed under a light performance analyzer. Using high-tech algorithms, the light performance analyzer calculates the color of the diamond and measures its fluorescence. The jewelry consultant may use the light performance analyzer to demonstrate and compare the color quality of the selected diamonds. 
     For example, a customer may wish to purchase a “near colorless” diamond, rather than a “colorless” diamond. However, the customer may be concerned about his fiancée detecting the difference. To reassure the customer, the jewelry consultant may provide the customer with a side-by-side comparison of a colorless diamond and near colorless diamond. The customer may watch, via monitor  610 , the jewelry consultant perform the test on each stone. As such, the jewelry consultant demonstrates that despite the color grade difference, it is near impossible to determine the actual difference by the naked eye. The customer is able to confirm this assessment via monitor  610  as well. Some example of diamond light performance analyzers are the Sarin Colibri™ device or OGI MegaFire device. 
     In at least one embodiment, the jewelry consultant performs a color-quality test using a device called the Zvi Yehuda Colorimeter. The Yehuda colorimeter may be used alone, or it can be connected to a portable rough analyzer, such as the OGI Tender device. 
     In some embodiments, the customer may request a test or lighting conditions to demonstrate any fluorescence of a gem such as a diamond. In response, the gemologist may cause an ultraviolet light source such as a black light to be shined on the diamond to demonstrate its fluorescence, which may be displayed via video feed to the customer. Such fluorescence may be demonstrated with reference to one or more reference gemstones, such as similar sized diamonds having no, light, medium, and strong blue fluorescence. 
     Another quality-related test evaluates the quality of a diamond&#39;s cut and proportion. In at least one embodiment, the diamond is placed under a diamond proportion analyzer, which generates a variety of reports about the diamond&#39;s proportions. The reports may contain information about the diamond&#39;s weight, diameter, depth, crown angle, crown height, pavilion angle, pavilion height, cutlet size, culet off center, table size, table off center, stars, lower girdle and upper girdle. 
     In at least one embodiment, the quality-related tests are conducted by a comprehensive measurement system. The measurement system is capable of administering multiple quality-related tests. For example, the Sarin DiaScan S+™ is a device that performed a combination of the above-described tests. The DiaScan device demonstrates the proportion of the diamond and provides a complete three dimensional profile of the diamond. The device also provides a cut grading report for the diamond. Additionally, the device provides a photorealistic view of the Hearts &amp; Arrows pattern as well. 
     In some embodiments, a customer may request cut score measurements based on the “Holloway Cut Advisor” (see, e.g., U.S. Pat. No. 7,251,619) based on various measurements of a diamond, such as crown angle and pavilion angle. Such score may be calculated, and the Holloway Cut Advisor information may be provided to the customer. 
     In at least one embodiment, the test results from any of the above-described tests are simultaneously displayed on the jewelry consultant&#39;s monitor  614  and the customer&#39;s monitor  610 . In another embodiment, the jewelry consultant obtains an electronic copy of the test results and sends the electronic copy over communications channel  402  to client terminal  600 . 
     Authenticity-Related Tests 
     In addition to quality-related tests, the jewelry consultant also may conduct tests that confirm the authenticity of a selected diamond. 
     In at least one embodiment, the jewelry consultant uses an electronic thermal probe to test the thermal conductivity of a diamond. Since real diamonds possess superlative thermal conductivity, the thermal probe allows the jewelry consultants to distinguish a real diamond from various imitators, such as Cubic Zirconia (CZ). 
     In some embodiments, the thermal probes consist of a pair of battery-powered thermistors mounted in a fine copper tip. One of the thermistors functions as a heating device while the other thermistor measures the temperature of the copper tip. If the stone being tested is a diamond, the thermal probe will conduct the tip&#39;s thermal energy rapidly enough to produce a measurable temperature drop. On the other hand, because many imitation diamonds, such as CZ, are thermal insulators, these imitators will fail to conduct the thermistor&#39;s heat. 
     In at least one embodiment, the thermal probes are highly sensitive and thus capable of distinguishing between a diamond and Moissanite (an imitation diamond stimulant that has a thermal conductivity similar to a diamond). The thermal probe also may have enough sensitivity to distinguish whether an imitator has been coated with a nano diamond coating, which is an extremely thin layer of diamond material. 
     Another authenticity-related test is conducted by a refractometer. The jewelry consultant uses a refractometer to determine the type of mineral or gem. The refractometer precisely measures a gemstone&#39;s refractive index (RI) and compares the RI number with the inherent refractive index of the mineral. For example, a jewelry consultant may use a refractometer to distinguish between a colorless sapphire (low RI) and a diamond (high RI) by comparing the refractive indices generated by the refractometer. 
     In at least one embodiment, the jewelry consultant also uses a Gemeter (or Jemeter) to measure the refractive index of faceted gemstones. The Gemeter uses a laser-like beam of radiation to reflect off of a facet of the gemstone. The top layers of atoms are scanned by placing the facet directly over the examination disc. The jewelry consultant evaluates the generated RI in order to distinguish a diamond from an imitation stone. 
     In at least one embodiment, a video camera is attached to the Ideal-scope, so that video images of the gemstone under the Ideal-scope are transmitted to the customer&#39;s monitor  610 . Thus, the customer at client terminal  600  is able to view the resulting pattern and evaluate firsthand the refraction of the red/pink light from the diamond. 
     In at least another embodiment, the jewelry consultant uses a polariscope to test the gemstone of interest. The polariscope uses two polarizing filters orientated at right angles to each other. The gemstone is placed between the two polarizing filters. The polariscope also may have a built-in light source underneath the bottom filter. A jewelry consultant uses the polariscope to evaluate whether a gemstone is single refracting, such as a diamond, or double refracting, such as a CZ or Moissanite. In at least one embodiment, the jewelry consultant uses the polariscope to detect any stresses with in the gemstone&#39;s materials. 
     In at least one embodiment, the jewelry consultant uses a spectroscope to test the gemstone. The spectroscope is used to determine whether a gemstone is made from a natural material or a synthetic material. Spectroscopes generally use high-dispersion diffraction grating film, movable slits, and a photodetector to measure the properties of light within a specific portion of the spectrum. Each natural and synthetic mineral has a unique spectral “signature” that can be identified when compared to a full spectrum Fraunhofer chart. As such, the level of absorption and/or transmission from a full spectrum light source that passes through the crystal will identify subtle variations in chemical composition. 
     In at least one embodiment, the jewelry consultant uses a Raman Imaging Spectrometer, which is a sophisticated testing device that can be used to identify inclusions in a gemstone. The Raman Imaging Spectrometer also can determine whether a diamond is a synthetic diamond that has been grown or created in a laboratory. For example, the Raman Imaging Spectrometer can determine whether the diamond is a laboratory-created High Pressure High Temperature (HPHT) diamond. The Raman Imagine Spectrometer also can detect the presence of any artificial resin in a gemstone, such as emerald fillers. 
     In at least one embodiment, the jewelry consultant uses a Chelsea filter to test the gemstone. The Chelsea filter also may be referred to as an “emerald filter” or “color filter.” The Chelsea filer is a gemological dichromatic filter that can help separate some natural gemstones from their synthetic counterparts. The Chelsea filter absorbs visible light with the exception of long red wavelengths, which are transmitted through the filter causing some minerals to change color. The change of color in the gemstone is due to the absorption and transmission of different wavelengths of full-spectrum white light. For example, the “green” of an emerald is created from a combination of different wavelengths that can help distinguish chromium-colored (natural) emeralds from emerald imitations, which are often colored by elements other than chromium. A natural emerald that is colored by chromium will appear as pink or red in the Chelsea Filter. On the other hand, transparent blue stones that appear pink or dirty red under a Chelsea filter should be suspected of enhancement treatments using chromium. 
     In at least one embodiment, the jewelry consultant uses a magnification lens, such as a darkfield diamond viewer to test the gemstone. A darkfield diamond viewer is a portable “darkfield” 10× loupe for inspecting diamonds and other gemstones. Using darkfield illumination, a gemologist can detect fracture-filled stones, or diamonds that have undergone clarity enhancement. The process of fracture-filling involves filling cracks in diamonds with molten glass to improve their clarity. Because only thin glass film is used, the color or weight of the diamond is usually unaffected. As a result, a fracture-filled diamond can be easily overlooked by the naked eye. Thus, the jewelry consultant may use the darkfield diamond viewer to determine whether a diamond emits flashes of color (or the “flash effect”). The jewelry consultants also may use the darkfield diamond viewer to help detect small inclusions in a gemstone. 
     In at least one embodiment, the jewelry consultant uses a scale to measure the weight of a finished jewelry piece and/or a gemstone. The scale may be a digital electronic scale and may employ weight units in grams, ounces or carats. 
     In at least one embodiment, the jewelry consultant measures the specific gravity of a gemstone. One process for testing the specific gravity may involve using heavy liquids or hydrostatic weighing. Specific gravity (SG), is a measurement of the relative density of a gem or mineral. Relative density is a comparative scale of how tightly the atoms are grouped in a given material. Using heavy liquids to measure specific gravity starts with several containers of different liquid solutions, each with gradually increasing density. A gemstone will sink, float, or rise to the surface depending on its specific gravity in relation to the liquid. 
     Designing Customized Ring Setting 
     Once the customer has selected a diamond to purchase, he has the option of creating a customized setting for the diamond. 
       FIG. 8 a    illustrates an exemplary example of interactive design tool  800  for designing a customized ring setting. Although the exemplary example illustrates the customization of a ring setting, interactive design tool  800  may be applied to any piece of jewelry item. For example, interactive design tool  800  may be used to design a bracelet, a necklace, a pendant, and a brooch. 
     Referring back to  FIG. 8 a   , interactive design tool  800  comprises design template  846 , which is a customizable image of the jewelry piece. In the exemplary example, design template  846  shows an image of a ring setting. As shown in  FIG. 8 a   , interactive design tool  800  allows customers to select and change various components of the ring, such as head  802 , side stones  804  and band  806 . 
       FIG. 8 b    illustrates another example of interactive design tool  800 . In  FIG. 8 b   , interactive design tool  800  provides additional customization features to the user. For example, the customer may highlight and customize prong  832  and edge  834 . 
     Interactive design tool  800  also comprises toolbar  808  that offer the available option choices for each ring component. Toolbar  808  comprises tab  810 - 818  which represent the categories of the available option choices. Tabs  810 - 812  are directed at the various components of the ring setting. Tab  816  is directed the available shape choices for a diamond. For example, the customer may use interactive design tool  800  in the beginning of his diamond search in order to decide which shape of diamond to purchase. Toolbar  808  also comprises tab  818  for inputting the size of the ring band. 
     When a customer clicks on one of tabs  810 - 818 , toolbar  800  expands to display a plurality of option choices related to the selected tab category. For example, the customer may select tab  812  for the category of side stones. In return, tool bar  808  expands to offer a plurality of choices, such as a pave setting, a channel setting, a baguette setting, a preset setting, and a three-stone ring setting. In at least one embodiment, the side stones may take on any number of shapes. Some example shapes may include: Asscher cut, baguillion cut, barocut, briolette cut, corona cut, crosscut cut, cushion cut, Czar cut, flanders square cut, grace cut, half moon cut, heart-shaped cut, Marquise cut, radiant cut, oval cut, pear-shaped cut, princess cut, quadrillion cut, regent cut, trillion cut, virtue cut or round cut. 
     In at least one embodiment, each of tab categories  810 - 818  expands into subcategories. Each subcategory may be directed at an option choice for the ring setting. In at least one embodiment, each subcategory is capable of being expanded into additional subcategories. For example, as shown in  FIG. 8 c   , the customer selects tab  810  for the category of ring head. Toolbar  808  expands into the subcategories of shape of stone  848 , head setting  850 , and prong setting  852 . If the customer selects prong setting tab  852 , then toolbar  808  expands further into subcategories of number of prongs  854  or style of prong  860 . Selecting tab  854  for number of prong results in toolbar  808  further expanding into choices of a 4-prong mount or a 6-prong mount. 
     In at least one embodiment, the customer places a cursor over the section of the ring setting that he wishes to customize. Interactive design tool  800  then highlights the selected section of the ring. Tool bar  812  also displays the available options for the highlighted section of the ring. As shown in  FIG. 8 d   , the customer highlights band  806  for the ring. Toolbar  808  then displays tabs  862 - 866  which correspond to subcategories shank style, edge type and metal type. If the customer selects tab  866  for metal type, then tool bar  808  displays the options for the available metal types for the band. Tabs  836 - 844  correspond to the choices of a platinum band, a white gold band, a yellow gold band, a silver band and a titanium band. The customer selects an option by clicking on corresponding tabs  836 - 844 . 
     For example, the customer may select platinum tab  836 . In response, interactive design tool  800  automatically updates band  806  on design template  846  to reflect the selection of platinum. If the customer then clicks yellow gold tab  838 , then interactive design tool  800  automatically changes band  806  to be yellow gold. The customer may choose to quickly click through each of the available choices in toolbar  808  before making his final selection. Once the customer has decided on a metal type for band  806 , he then clicks update button  830 , which updates the image pictured in preview box  824 . 
     In at least one embodiment, the customer select tab  862  for shank style. Toolbar  808  expands to display a variety of options for the shank, or the part of the ring that encircles the finger. Some options for shank style may include a rounded style or a European (square) style. 
     In at least one embodiment, the customer selects tab  864  for edge type. Toolbar  808  expands to display a variety of options for the edge of the ring band. Some options for edge style may include a half round edge, a square edge, a knife edge or a comfort fit edge. 
     Referring back to  FIG. 8 a   , the customer also may make changes to design template  846  by clicking on corresponding tabs  810 - 818 . When the customer selects a tab, toolbar  808  expands to display the available options for the selected tab.  FIG. 8 d    illustrates an exemplary example of a customer selecting shape tab  816 . In response to the customer&#39;s selection of shape tab  816 , toolbar  808  expands to display the available diamond shapes. In the example illustrated in  FIG. 8 e   , the customer selects heart-shaped diamond  868 . Design template  846  is automatically updated to display the heart-shaped diamond. Once the customer selects update button  830 , interactive design tool  800  updates the image in previous box  824 . 
     In at least one embodiment, the customer may rotate design template  846  in a 360 degree view. The customer clicks on design template  846  and drags the mouse around in order to cause design template  846  to rotate about an axis. The “click and drag” function allows the customer to view design template  846  from a variety of different angles. 
     In at least one embodiment, interactive design tool  800  displays design template  846  in four different views: top view, bottom view and side views. Buttons correspond to each view is present on interactive design tool  800 . By selecting the corresponding button, the customer can toggle between each of the views available for design template  846 . 
     After the customer finishes designing the ring setting, he has several options on how to proceed. In at least one embodiment, the customer selects save button  826  which saves the most recent image of preview box  824 . The image may be stored in the database of the website, or the image may be saved locally at the customer&#39;s location. In another embodiment, the customer selects share button  828  which allows him to share the image of preview box  824  with another person. In at least one embodiment, interactive design tool  800  displays an electronic submission box in response to the selection of share button  828 . The customer inputs an e-mail address for the intended recipient. The customer also may include a message in the electronic submission box. The website then sends an electronic message to the recipient with either the designed image, or the website may send a link to the designed image. 
     In at least one embodiment, in response to the selection of share button  828 , interactive design tool  800  provides the customer with an option of posting either an image of the designed ring setting or a link to the designed image to variety of social media sites, such as Facebook, Twitter and Blogger. 
       FIGS. 9 a -9 d    illustrate another embodiment of interactive design tool  800 . As shown in  FIG. 9 a   , interactive design tool  800  may have an initial page  900  that prompts the customer with a set of preliminary questions before submitting the request for a consultation meeting with a design consultant. For example, initial page  900  may ask the customer to describe or select one of more diamond shapes that he is considering. Initial page  900  also may ask the customer to describe or select one or more ring styles that he may be considering. 
     Although the example in  FIG. 9 a    illustrates six different ring shapes (round, Asscher, oval, cushion, princess, and emerald) and six different ring styles (three stone all halo, three stone center halo, three stone, single halo, double halo and solitaire), initial page  900  is clearly not limited to these examples alone. In at least one embodiment, initial page  900  may present more than six options from which the customer may choose from. In other embodiments, initial page  900  may present less than six options. Any number of permutations and configurations may be displayed by interactive design tool  800 . 
     Initial page  900  also may ask the customer to describe in his own words his concept of an ideal ring. For example, one customer may describe desiring to purchase a vintage-styled ring with delicate and romantic features; whereas another customer may describe desiring a modern-styled ring with a lot of dramatic impact. All of this information may be transmitted to the design consultant who may use the information to better guide the customer in either the selection of a pre-designed ring combination or in the design of a new ring combination. 
     In at least one embodiment, the selection of a pre-designed ring combination may be facilitated by an automated search. Interactive design tool  800  may processes the information provided by the customer into a natural language search engine, which in return, would identify targeted key terms to the customer&#39;s descriptions. Interactive design tool  800  then matches these identified key terms against the pre-designed ring combinations that are stored in the database. Thus, in one example, the natural language search engine may identify targeted key terms such as “round” and “antique” from the customer&#39;s written description. 
     In at least one embodiment, the customer may upload an image of a desired ring style. Interactive design tool  800  may process the provided image through image recognition software, which would identify key features in the image. Interactive design tool  800  then matches these identified key features against the pre-designed ring combinations that are stored in the databases. The uploaded images may be actual files uploaded by the customer, or they be hyperlinks to images found on the internet or through various social media networks. 
     In at least one embodiment, a customer browsing the Internet may save images that he likes to the database of interactive design tool  800 . These saved images, as well as any images uploaded by the customer, may be stored in a database of images. This database of images is then available for browsing by other customers of interactive design tool  800  as well. In at least one embodiment, the customer may choose whether to make his saved images private or public. If he selects private, then the saved images are only available for his own viewing. Other customers browsing the database of images would not see any images that are designated private. 
     In at least one embodiment, interactive design tool  800  has a corresponding mobile application (app) that may be downloaded onto the customer&#39;s workstation. Through this app, customers may utilize the functionalities of interactive design tool  800  on her mobile device. 
     In at least one embodiment, interactive design tool  800  filters out any pre-designed ring combinations that do not meet any of the features desired by the customer. For example, if the customer selects a round-cut as a desired stone style, then interactive design tool  800  may filtered out any stone style that does not have a round cut. Interactive design tool  800  may enter the customer&#39;s answers to the preliminary questions into a set of algorithms, which generates one or more values based on the customer&#39;s answers. For example, interactive design tool  800  may compute a value for a variety of style categories, such as stone style, ring style, side stone style, etc. . . . . The values may be represented by any alphanumeric, symbolic, color or any other type of designation. 
     Interactive design tool  800  also may solicit additional information from the customer, such as asking her to rank the importance of each of the various categories. In at least one embodiment, interactive design tool  800  computes a weighted value for each category based on the rankings assigned by the customer. Each weighted category is then aggregated into a total value. 
     Each pre-designed ring combination stored in the databases may have an assigned value for each style category, as well as a total value. Interactive design tool  800  matches the customer&#39;s values with the assigned values of each pre-designing ring combination in order to find the best fit. 
     In one embodiment, a matching algorithm similar to that described for the customized recommendation engine is employed. A percentile ranking is computed for the various sections of jewelry setting. These percentile ranking are used to generate an ideal settings profile. The matching algorithm is the applied against all the settings stored in the database in order to locate a pre-designed setting that most closely matches the ideal settings profile. 
     In at least one embodiment, interactive design tool  800  computes a match percentage for each pre-designed ring combination, in which the match percentage indicates the degree by which a pre-designed ring combination matches the customer&#39;s requirements. Interactive design tool  800  may be programmed to display all ring combination that meet or exceed a threshold match percentage. For example, interactive design tool  800  may transmit to the customer any ring combination having a matched percentage about 95%. The matching ring combination may be communicated to the customer through e-mail or they may be displayed on the webpage. 
     In at least one embodiment, interactive design tool  800  may determine that none of the pre-designed ring combination are a good match for the customer. The interactive design tool  800  may program the matching algorithm to reject any pre-designed ring combination that do not meet or exceed a specific threshold match percentage. A message may be sent to the customer or appear on the website, alerting the customer to lack of matches. For example, if none of the available ring combinations meet or exceed 50%, interactive design tool  800  may transmit a message alerting this fact to the customer. Interactive design tool  800  may route the customer to another webpage or engine that specializes in customized designs. In at least one embodiment, interactive design tool  800  automatically initiates a conference with a design consultant, who immediately works with the customer in customizing an unique ring design. 
     Once the customer has answered the preliminary questions, he may be directed to design page  902 , as shown in  FIG. 9 b   , which allows him to provide more detailed information on the design process. In one embodiment, design page  902  is divided into a top portion  904  and a bottom portion  906 . Top portion  904  provides a number of design options, such as ring styles, diamond styles, head top style, side stone style, head side style, ring side style and ring top style. Each of these options may be represented by a representative image of that particular option. 
     Typically, in designing a jewelry setting with a live designer, the customer would discuss each section of a jewelry setting and the designer would attempt to sketch out a prototype image of this desired jewelry setting. Design page  902  automates this process by displaying a large quantity of hand-drawn images. These hand-drawn images are of various components of a jewelry setting. Each component corresponds to a section on the jewelry setting, such as head top, head side, side stones, ring side and ring top. In one embodiment, the images represent all possible options and permutations for a specific section of a jewelry setting. Although  FIG. 9 b    shows hand-drawn images, interactive design tool  800  may employ any other type of images, such as CAD-rendered drawings, photographs or a combination of mediums. 
     These component images that are displayed on design page  902  may change depending on which of tabs  908 - 916  is selected. In one embodiment, each of tabs  908 - 916  may correspond to a design option category, such as head top style, side stone style, head side style, ring side style, ring top style or any other customizable elements. In some embodiments, each design option category may include one or more subcategories. For example, within the design category of head top style, there may be further subcategories for a four-prong, bezel and six-prong style. As shown in  FIG. 9 c   , for the design category of side stone style, there may be further subcategory, such as for ornate styled side stones. As shown in  FIG. 9 d   , for the design category of head side style, there may be further subcategories, such as for ornate styles. 
     In one embodiment, the design category of ring side style may include subcategories, such as antique, modern or ornate styles. In another embodiment, the design category of ring top style may include subcategories, such as single band, multiple band, modern, stones in the band, or antique. In another embodiment, the design category of selected parts may include subcategories for additional elements. 
     Referring back to  FIG. 9 b   , a selection of tab  908  corresponds to the design option for head top styles. As such, a variety of different types of head top styles is displayed. A customer may select a particular head top style by selecting a desired image. 
     There are a number of ways in which a customer may select a particular component. System  100  may detect a user-input of a mouse click, click-and-drag, a finger gesture on a touch-sensitive screen (i.e. swipe, tap, drag-and-drop), etc. . . . . 
     Bottom portion  906  also comprises a number of tabs  918 - 924 . Each of tabs  918 - 924  may be related to an aspect of a completed ring design. Furthermore, the images displayed in bottom portion  906  may be first filtered based on the customer&#39;s selection in top portion  904 . 
     For example, referring back to  FIG. 9 b   , the customer selects four different ring styles and four different diamond shapes in top portion  904 . As such, the images displayed in bottom portion  906  are filtered based on these selections. Under current combinations tab  918 , bottom portion  906  generate ring combinations that include the component selected by the customer. 
     In one embodiment, each image of a ring combination comprises a side view and a top view of the ring design. Underneath each ring combination image may be a pull-down menu which allows the customer to specify a particular action, such as to save the ring combination, send the ring combination to a queue, email the ring combination, or post the ring combination on a social network site, such as Facebook, Twitter, Pinterest, or Tumblr. In at least one embodiment, the pull-down menu allows the customer to change the band material, such as to platinum, gold, white gold, etc. . . . . 
     In one embodiment, an electronic template of the jewelry setting is available on design page image. The user can simple drag-and-drop a component of interest onto the electronic template. System  100  detects the proper section that corresponds to the component and updates that section in the electronic template. For example, if the user selects side-stones, then system  100  will correctly update the electronic template so that the displayed setting includes the selected side stones. 
     The user also has the option of rotating and moving the electronic template in order to see a different perspective. In one embodiment, the user can click on the electronic template and rotate it around an axis to see various views. The axis may be anywhere along the three-dimensional plane, such as a x-axis, y-axis or z-axis. In another embodiment, the use may click or tap on the image to cause a different view, such as a click to show a side or bottom view. 
     After the customer selects a particular ring combination, he may be directed to ring page  926 , as illustrated in  FIG. 9 e   . Ring setting page  926  may provide an enlarged view of the selected ring combination. In some embodiments, as illustrated in  FIG. 9 e   , ring page  926  provides tabs  928 - 932  which provide additional information and options. 
     As shown in  FIG. 9 e   , selection of tab  928  for ring details provides a customer with detailed information about the selected ring combination. Such detailed information my include the cost of the setting, the SKU number for the ring combination and estimated time of delivery for the particular setting. The customer also may change the type of metal for the ring band, and doing so, will cause ring setting page  926  to update a new price for the selected setting. 
     In one embodiment, each component has a pre-determined price, so that the cost of the jewelry setting changes depending on the type and quantity of components selected by the customer. In one embodiment, the total price of the jewelry setting is displayed in a price box that is also located on the design page. The price box is updated dynamically each time a customer changes, deletes or adds a component to the electronic template of the jewelry setting. 
     The customer also may change the authorized retailer or local provider that is associated with his account. The local provider is a local jewelry retailer who has a relationship with system  100  and provides a local connection to the customer. As detailed later in this application, if a customer desires to see a loose stone or a ring setting in person, he may request that the particular item be shipped to a local provider. 
     In one embodiment, the customer requests that a prototype of the electronic template be made. This prototype may be printed using a three-dimensional printer. In at least one embodiment, the model is printed in wax. 
     In at least one embodiment, the prototype is printed off-site and shipped to a local provider. In another embodiment, the local provider has a three-dimensional (3-D) printer on-site. In yet another embodiment, the user owns a 3-D printer and prints the 3-D prototype at home. 
     In at least one embodiment, ring setting page  926  comprises save button  934 , which allows customers to save the particular ring setting. Ring setting page  926  also comprises choose button  936  which may direct the customer to diamond selection page  938 . 
     As shown in  FIG. 9 f   , share comments tab  930  permits the customer and the design consultants to share comments with each other. In at least one embodiment, the comments may be shared through a textbox. However, the customer and the design consultant may communicate through any means, such as through IM, video conferencing engine, audio conferencing engine, etc. . . . . 
     By selecting tab  932  for private notes, a customer has an opportunity to write a note in box  940  and select post button  942  to submit the written note. The customer also may select recommend button  944  to recommend the selected ring setting to a friend or client. In some embodiments, the recipient may receive an email or text with a link to the selected ring setting. In another embodiment, the recipient may receive an email with an attachment depicting the selected ring setting and information relating to the ring setting. The customer also may select add button  946  to add the ring setting to a design queue. The design queue may contain one or more ring settings that the customer desires to discuss with the design consultant during a scheduled meeting. 
     In some embodiments, the customer may select upload button  948  in order to upload an image of a desired ring setting. The designer may upload a rendered CAD image of the ring design. The designer may first render hand drawn images of the ring design and as the process progresses translate the drawings into a CAD image. 
     Interactions with Live Jewelry Designer 
     At any point during the design process, the customer may request a live interactive communication session with a jewelry designer. Similar to the process previously described for scheduling an interactive communication session with a live jewelry consultant, the customer submits a request for an interactive communication session with a jewelry designer. The customer&#39;s request is routed through communication channel  602  to request handling system  604 . 
     In one embodiment, request handling system  604  randomly assigns the customer to a first available jewelry designer. In another embodiment, the customer specifies a particular designer for the interactive communication session. The customer may include the name of the designer in the request that is submitted to request handling system  604 . For example, the customer may have developed a positive working experience with a particular jewelry designer. Thus, the customer may wish to continue working with this same designer. In another example, the customer may wish to specify a particular jewelry designer based on a personal reference or recommendation. 
     In at least one embodiment, the customer selects a jewelry designer based on the jewelry consultant&#39;s public profile, which is displayed on the website. The public profile may include a photograph of the designer and a biography of the designer&#39;s background. The biography may include educational background, relevant work experiences and a sample portfolio of his or her work. 
     In at least one embodiment, the website allows previous customers to write a review for each jewelry designer. Similar to the review and ranking system for jewelry consultants, the website allows previous customers to rank each designer. The reviews and rankings may be published on the website next to each jewelry designer&#39;s profiles. In one example, the customer selects a jewelry designer based on the ranking and reviews posted. 
     As shown in  FIG. 6 , request handling system  604  identifies a jewelry designer for the customer. Request handling system  604  then sends the request to the jewelry&#39;s workstation  626 . In at least one embodiment, the jewelry designer may accept the request by clicking on a button or a link to indicate that he is available for the requested date and time of the interactive communication session. Designer workstation  626  then transmits an indication of the jewelry consultant&#39;s acceptance back to request handling system  604 . In response, request handling system  604  generates an interactive communication session between client terminal  600  and designer workstation  626  at the requested date and time. 
     In at least one embodiment, the interactive communication session is a three-way video conference with the customer, jewelry designer and jewelry consultant. Together, the jewelry designer and the jewelry consultant help the customer selected a gemstone and create a setting. In at least one embodiment, request handling system  604  does not need to generate an interactive communication session between the customer and the jewelry designer. Rather, the jewelry consultant selects a conference button that connects the jewelry designer into the existing interactive communication session. 
     In another embodiment, the jewelry designer merely takes over the jewelry consultant&#39;s place at workstation  612 . No new interactive communication session is necessary. The customer continues discussions with the jewelry designer on the existing interactive communication session. In at least one embodiment, the jewelry consultant is the jewelry designer. 
     In at least one embodiment, the customer uploads an image of a desired setting. Client terminal  600  transmits the uploaded image over communication channel  602  to jewelry designer workstation  626 . The jewelry designer analyzes the uploaded image. In one embodiment, the designer attempts to locate a pre-designed setting that matches the uploaded image. In another example, the designer attempts to recreate the uploaded image. Still in another example, the jewelry designer and customer discussion the uploaded image over the interactive communication session. The jewelry designer may break down various components of the uploaded image and discuss the various options for replication. In at least one embodiment, the customer uploads multiple images and specifies which components of each image that he wishes to analyze. 
     For example, the customer may submit several images of celebrity engagement ring. The customer may indicate that he likes the shape of the diamond in one ring setting and wishes to incorporate the side stones of another image. The jewelry designer would analyze the uploaded image and determine the various components that can be emulated. The designer may determine that customer likes the heart-shaped diamond and a baguette style side stone. As such, the jewelry designer will work with the customer in designing a unique ring setting that incorporates the traits of a heart-shaped diamond and baguette-style side stones. 
     In at least one embodiment, the uploaded image is analyzed by image-recognition software. The image-recognition software determines the various components of the uploaded image that are capable of being emulated. 
     In at least one embodiment, the customer selects a pre-designed setting from a gallery of pre-designed settings, and uses the pre-designed setting as his customized setting. 
     In at least one embodiment, the customer reviews a gallery of pre-designed settings and uses a pre-designed setting for a portion of his customized setting. 
     In at least one embodiment, the customer also may request to have a prototype of the designed ring. For example, a 3-D printer may create a replica of the designed ring and ship the replica to the user. 
     In at least one embodiment, the customer has a 3-D printer at home and has the prototype printed at home. 
     Customized in-Store Preview of an On-Line Jewelry Item 
     Some customers may feel nervous about purchasing an expensive jewelry item without having a chance to view the actual item in person. Due to the nature of jewelry items, especially that of loose diamond stones, no two jewelry items are alike. As such, customers may wish to see the exact jewelry item in person before making a purchase. To this end, system  100  offers customers an opportunity to request an in-store preview of the desired jewelry item. Where appropriate, system  100  will custom-build the exact jewelry item, such as mounting a loose diamond onto a selected ring setting. This custom-built jewelry item is shipped to an in-store location of a local provider. The local provider may be a third-party jewelry store that has entered into a partnership agreement with the on-line jewelry provider of system  100 . These local providers may be retailers that are independent from the on-line jewelry provider. 
     In one embodiment, the local provider receives a monetary benefit from participating in the partnership. For example, the local provider may receive a commission if the shipped jewelry item is purchased on-site. The local provider also may receive monetary benefits that are calculated over a period of time, such as the total revenue from in-store sales. The monetary benefits also may be based on geographic territory, such as the total revenue from sales within a certain vicinity of the local provider&#39;s location. 
     In yet another embodiment, the customer fills out a survey regarding her in-store preview experience with the local provider. The results from this survey may be used in determining the commission received by the local provider. 
     At any time during the jewelry shopping experience, the customer may select a request for an in-store view of one or more jewelry items. For example, as shown in  FIG. 10 , the customer may select button  1000  directly from a purchasing webpage. In another embodiment, the preview button is available in the checkout webpage. 
     Once the customer has selected button  100  for in-store preview, system  100  may generate another webpage  1105  ( FIG. 11 ), in which the customer selects a desired location. 
     In one embodiment, system  100  prompts the customer to enter a zipcode and then displays a list of local providers within a radius of the zipcode. The customer then selects a local provider from this list. In another embodiment, system  100  provides the customer with a map that highlights the locations of all local providers that offer an in-store preview experience. These locations may be represented by an icon on the map. 
     In yet another embodiment, system  100  automatically detects the location of a customer through a GPS device that is integrated into the customer&#39;s device. System  100  then suggests the local providers that are within a certain radius of the customer&#39;s location. 
     In one embodiment, system  100  indicates a time at which the jewelry item will be available for preview at the in-store location. The jewelry item will be available for a short period of time at the on-site location. The customer may stop by the in-site location anytime within this window of time to preview to selected jewelry item. 
     Alternatively, the selected local provider may contact the customer to schedule a specific appointment time. In another embodiment, the customer selects a desired appointment time. System  100  then confirms with the selected appointment time with the selected local provider. In another embodiment, system  100  maintains a schedule, such as an on-line calendar, which lists the available appointment times. Using the calendar, the customer selects an available appointment time. This calendar may be dynamically updated in real-time as appointment times are being made. 
     Although there is no obligation to purchase the selected jewelry item, system  100  may request a form of monetary payment in order to reserve the jewelry item. The monetary payment may be any form, such as a credit card number, a bank routing number, money derived form a pre-paid account, etc. . . . . In one embodiment, the monetary payment is never charged, but merely serves as a means for reserving an appointment to view the jewelry item at the in-store location. In some instances, a fee may be deducted from the monetary payment if a customer fails to cancel or show up to a scheduled appointment time. 
     In another embodiment, the monetary payment is charged and then refunded the selected jewelry item is returned back to its original location. In some instances, a small fee may be charged to cover the cost of shipping the item to the in-store location. In other instances, no fee is charged to the customer at all. Any of the described methods for reserving the jewelry item may be used, either alone or in combination. 
     In most instances, the selected jewelry item must be shipped to the selected location. System  100  will determine the location of the jewelry item at one of a plurality of vaults. In one embodiment, each jewelry item has an unique identifier that facilities its ability to be located. The identifier may be a RFID tag, an etching, barcode, sticker, etc. . . . . In another embodiment, system  100  maintains a database of each jewelry item and its corresponding location. When a specific jewelry item is requested by the customer, system  100  retrieves the location of the jewelry item from the data base. 
     Where the jewelry item is a loose diamond, system  100  may transmit instructions to ship the diamond directly from its corresponding vault location to the selected in-store location. Where the jewelry item requires an extra step of being custom-built, system  100  first transmits the specifications building the custom-built design. For example, if the customer is requesting a particular ring setting, system  100  will transmit the specifications for building the ring setting. In one embodiment, the customized jewelry item is built on-site at the location of the vault. In another embodiment, the customized jewelry item is built at a separate location. Once the jewelry item is built, it is then shipped to the in-store location. 
     Customer have the option to purchase the jewelry item at the in-store location. As discussed above, in some embodiments, the local provider receives a commission when a customer makes an on-site purchase. This added incentive helps ensure a high quality of customer service from the in-store provider. However, customer also have the option to make the purchase on-line at a later time. 
     Augmented Reality 
     In addition to in-store preview of a jewelry item, system  100  also provide customers with augment reality opportunities. For instance, the customer may be able to superimpose an image of the jewelry item onto herself via a camera device. In one embodiment, the customer is shopping for a jewelry item on a mobile device, such as an iPhone. The mobile device may include a built-in camera. After selecting a jewelry item of interest, such as a ring, the customer may have the option to generate an image overlay of the jewelry item. In one embodiment, system  100  generates an image overlay of the selected jewelry item. The image of the jewelry then appears in the camera viewfinder of the device. Holding the device, the user can match the image overlay onto herself and get a sense of how the jewelry item would look on herself. For example, if the customer is interested in a particular ring, system  100  may generate an image overlay of the ring. The ring image will appear in the camera viewfinder of the customer&#39;s device. While holding the camera over her hand, the customer is able to superimpose the ring image over her own hand. In this sense, the customer can get an idea of how the ring might look on her actual hand. For instance, the customer might wish to know how the metal of the band looks against her skin tone, or whether the center stone of the ring looks too gaudy on her hand. 
     In one embodiment, system  100  requires the user to include a benchmark item, such as a coin, in the viewfinder, so that system  100  is able to size the image overlay in proper proportions. 
     In another embodiment, system  100  is capable of detecting the customer&#39;s hand and generating a recommendation of the ring sense or a proper length of a necklace. 
     II. Other Embodiments 
     A. A method comprising: receiving, via a processor, a request from a remote device to communicate with a jewelry consultant concerning at least one jewelry item, in which the processor and the remote device are in electronic communication via a network; generating, via the processor in response to the request, an interactive communication session between the jewelry consultant and the remote device, in which the interactive communication session transmits live video images of the jewelry consultant and the at least one jewelry item to the remote device; applying, via the processor, at least one test on the at least one jewelry item; and transmitting, via the processor, a test result that is generated from applying the at least one test on the at least one jewelry item. 
     A. 1 . The method of claim A further comprising: receiving live video images of a customer from the remote device. A. 2 . The method of claim A, in which the video images are captured via at least one of: a video camera; and a webcam. A. 3 . The method of claim A further comprising: transmitting the request to communicate to the jewelry consultant, in which the request to communicate comprises a proposed date and a proposed time for the interactive communication session. A. 4 . The method of claim A. 3 . further comprising: receiving an acceptance of the request to communicate; and transmitting an indication of the acceptance to the remote device. A. 5 . The method of claim A. 3 . further comprising: receiving a decline of the request to communicate; and transmitting an indication of the decline to the remote device. A. 6 . The method of claim A. 5 . further comprising: receiving an alternative time and an alterative date for the interactive communication session. A. 7 . The method of claim A. 6 ., in which the alternative time and the alternative date are submitted by the jewelry consultant. A. 8 . The method of claim A. 6 ., in which the alternative time and the alternative date are submitted by the remote device. A. 9 . The method of claim A further comprising: receiving at least one desired criterion for the jewelry consultant; and selecting the jewelry consultant for the interactive communication session, in which the jewelry consultant matches the at least one desired criterion. A. 10 . The method of claim A. 9 ., in which the at least one desired criterion comprises at least one of: a gender, an educational background, a certification, a license, a level of experience, a sales number, a quantity of positive reviews and a quantity of negative reviews. A. 11 . The method of claim A further comprising: selecting the jewelry consultant from a plurality of jewelry consultants. A. 1 . 2  The method of claim A, which the jewelry consultant is at least one of: a certified gemologist; and a salesperson. A. 13 . The method of claim A further comprising: receiving a request to communicate with a specific jewelry consultant, in which the specific jewelry consultant is selected from a plurality of jewelry consultants. 
     A. 14 . The method of claim A. 13 ., in which each of the plurality of jewelry consultants has a biography that is viewable online; and in which the specific jewelry consultant is selected based at least on the biography of the specific jewelry consultant. A. 15 . The method of claim A. 14 ., in which the biography comprises at least one review concerning the specific jewelry consultant, in which the at least one review is written by a previous customer. A. 16 . The method of claim A. 14 ., in which the biography comprises a ranking of the specific jewelry consultant in comparison to the plurality of jewelry consultants. A. 17 . The method of claim A further comprising: receiving at least one undesired criterion for the jewelry consultant; and selecting the jewelry consultant for the interactive communication session, in which the jewelry consultant does not possess the at least one undesired criterion. A. 18 . The method of claim A. further comprising: receiving at least one blacklisted jewelry consultant; and selecting the jewelry consultant from a plurality of jewelry consultants, in which the plurality of jewelry consultant does not comprise the at least one blacklisted jewelry consultant. 
     A. 19 . The method of claim A. further comprising: causing a display device to display the at least one jewelry item under a microscope, in which the microscope outputs at least one magnified image of the at least one jewelry item; and transmitting the at least one magnified image of the at least one jewelry item to the remote device. A. 20 . The method of claim A. 19 ., in which the microscope is capable of receiving input information from the remote device. A. 21 . The method of claim A. 20 . further comprising: receiving an instruction from the remote device to generate a magnified image of the at least one jewelry item; and transmitting the magnified image of the at least one jewelry item to the remote device. A. 22 . The method of claim A. 19 ., in which a video camera is attached to the microscope. 
     A. 23 . The method of claim A. further comprising: receiving a request to compare the at least one jewelry item with a benchmark object; and transmitting video images of the at least one jewelry item and the benchmark object to the remote device. A. 24 . The method of claim A. 23 ., in which the benchmark object comprises a model&#39;s hand. A. 25 . The method of claim A. 24 , in which the model&#39;s hand is available in a plurality of sizes. A. 26 . The method of claim A. 24 , in which the model&#39;s hand is available in a plurality of skin tones. A. 27 . The method of claim A. 24 , in which the model&#39;s hand is available in either male form or female form. A. 28 . The method of claim A. 24 , in which the model&#39;s hand is available in either child form or adult form. 
     A. 28 . The method of claim A further comprising: receiving a request to provide a side-by-side comparison of at least two jewelry items; and transmitting video images of the side-by-side comparison to the remote device. A. 29 . The method of claim A. 28 ., in which the at least two jewelry items are diamonds that share at least one of: a same cut, a same color, a same clarity, a same carat size and a same cost. A. 30 . The method of claim A. 29 ., in which the at least two jewelry items are diamonds that share a same cut, a same color, a same clarity and a same carat size. A. 31 . The method of claim A. 28 ., in which the least two jewelry items are diamonds that differ on at least one of: a cut, a color, a clarity, a carat size and a cost. 
     A. 32 . The method of claim A, in which the at least one test comprises at least one of: a quality-related tests; and an authenticity-related test. A. 33 . The method of claim A, in which the at least one test comprises an ASET test; and the method further comprising: generating an ASET image in response to application of the ASET test on the at least one jewelry item; and transmitting the ASET image to the remote device. A. 33 . The method of claim A., in which the at least one test comprises a Hearts and Arrows test; and the method further comprising: generating a Hearts and Arrows image in response to application of the Hearts and Arrows test; and transmitting the Hearts and Arrows image to the remote device. 
     A. 34 . The method of claim A. further comprising: receiving a request to adjust a lighting that is being directed on the at least one jewelry item. A. 35 . The method of claim A. 34 ., in which adjusting the lighting comprises: adjusting an intensity of the lighting. A. 36 . The method of claim A. 35 ., in which adjusting the lighting comprises: adjusting a color of the lighting. A. 37 . The method of claim A. 35 ., in which adjusting the lighting comprises: adjusting the type of lighting. A. 38 . The method of claim A. 34 ., in which the lighting is capable of replicating a lighting of various times of day. A. 35 . The method of claim A. 34 , in which the lighting is capable of replicating a lighting of various environments. 
     A. 36 . The method of claim A further comprising: receiving a request to customize a setting for the at least one jewelry item. A. 37 . The method of claim A. 36 ., in which the setting may be at least one of: a ring setting, an earring setting, and a pendant. A. 38 . The method of claim A. 36 . further comprising: receiving a request from a remote device to communicate with a jewelry designer; and generating, in response to the request, an interactive communication session between the jewelry designer and the remote device. A. 39 . The method of claim A further comprising: generating an interactive design tool for designing a customized setting, in which the interactive design tool comprises an electronic template of the customized setting and the customized setting comprises a plurality of sections; detecting a selection of a first section of the customized setting; providing at least two customizable options for the first section of the customized setting; receiving a selection of one of the at least two customizable options; and generating a representation of the selected one of the at least two customizable options on the electronic template. A. 40 . The method of claim A. 39 ., in which detecting the selection of the first section of the customized setting comprises: detecting that a cursor over the first section of the customized setting. A. 41 . The method of claim A. 39 ., in which the first section comprises a head of a ring; and the at least two customizable options for the head of the ring comprises at least two of: a shape of stone; a head setting; a prong setting; a quantity of prongs; and a type of prong. A. 42 . The method of claim A. 41 ., in which the shape of stone comprises at least one of: an Asscher cut, a cushion cut, an emerald cut, a heart-shaped cut, a marquise cut, an oval cut, a pear cut, a princess cut, and a radiant cut. A. 43 . The method of claim A. 41 ., in which the head setting comprises at least one of: a half-bezel head; and a full-bezel head. A. 44 . The method of claim A. 41 , in which the quantity of prongs comprises at least one of: a no-prong setting; a four-prong setting; and a six-prong setting. A. 45 . The method of claim A. 41 , in which the type of prong comprises at least one of: an all-around mount, a cathedral mount, a claw mount, an illusion mount, a split mount, a tension mount, a closed gallery mount, and an open gallery mount. A. 46 . The method of claim of A. 39 ., in which the first section comprises a band of a ring; and the at least two customizable options for the band comprise at least two of: a type of metal; a shank style; a type of edge finish; a width of the shank; and a height of the shank. A. 47 . The method of claim A. 46 ., in which the type of metal comprises one of: a platinum metal, a white gold metal, a yellow gold metal, a silver metal, and a titanium metal. A. 48 . The method of claim A. 46 ., in which the shank style comprises at least one of: a rounded style and a European style. A. 49 . The method of claim A. 46 ., in which the type of edge finish comprises at least one of: a half-round edge, a knife edge, a square edge and a comfort fit. A. 50 . The method of claim A. 39 ., in which the first section comprises a side stone of a ring; and the at least two customizable options for the side stone comprise at least two of: an Asscher cut, a baguillion cut, a barocut, a briolette cut, a corona cut, a crosscut cut, a cushion cut, a Czar cut, a Flanders square cut, a grace cut, a half moon cut, a heart-shaped cut, a Marquise cut, a radiant cut, a oval cut, a pear-shaped cut, a princess cut, a quadrillion cut, a regent cut, a trillion cut, a virtue cut and a round cut. A. 51 . The method of claim A. 50 . in which the side stone comprises any gemstone that is available. A. 52 . The method of claim A. 39 . further comprising: receiving a request to rotate the customized setting in three dimensions. A. 53 . The method of claim A. 52 ., in which the request to rotate the customized setting comprises: detecting a selection of a click-and-drag button located on the interactive design tool. A. 54 . The method of claim A. 39 . further comprising: receiving a request to rotate the customized setting along at least one of: a x-axis; a y-axis; and a z-axis. A. 55 . The method of claim A. 39 . further comprising: receiving a request to save the customized setting; and storing the saved customized setting in a database. A. 56 . The method of claim A. 39 . further comprising: receiving a request to send an electronic link of the customized setting, in which the request comprises an email address for a recipient of the electronic link; and transmitting an email with the electronic link to the email address. A. 57 . The method of claim A. 39 . further comprising: receiving a request to post an electronic link of the customized setting to a social network site, in which at least one individual may vote or comment on the posted customized setting. A. 58 . The method of claim A, in which the at least one jewelry item is a diamond and the diamond comprises a certificate that is viewable online. A. 59 . The method of claim A. 58 ., in which the certificate is issued by one of: Gemological Institute of America (GIA), International Gemological Institute (IGI), American Gemological Society (AGS) or European Gemological Society (EGL). 
     A. 60 . An apparatus comprising: a processor that is connected via a network to: (i) a video camera for capturing a video file of a jewelry consultant and at least one jewelry item, and transmitting the video file via a live video stream to a video output located on a remote device; (ii) an audio input for capture a audio file of the jewelry consultant&#39;s voice and transmitting the sound file to an audio output located on the remote device; and a memory, in which the memory stores instructions which, when executed by the processor, direct the processor to perform the method of: receiving a request from the remote device to communicate with a jewelry consultant concerning at least one jewelry item; generating, in response to the request, an interactive communication session between the jewelry consultant and the remote device, in which the interactive communication session transmits live video images of the jewelry consultant and the at least one jewelry item to the remote device; applying at least one test on the at least one jewelry item; and transmitting a test result that is generated from applying the at least one test on the at least one jewelry item. A. 61 . The apparatus of claim A. 60 . further comprising: a microscope that outputs images of the at least one jewelry item and is capable of receiving instructions from the remote device. 
     A. 62 . An article of manufacture comprising: a storage medium, in which the storage medium stores instructions which, when executed by a processor, direct the processor to perform the method of: receiving a request from the remote device to communicate with a jewelry consultant concerning at least one jewelry item; generating, in response to the request, an interactive communication session between the jewelry consultant and the remote device, in which the interactive communication session transmits live video images of the jewelry consultant and the at least one jewelry item to the remote device; applying at least one test on the at least one jewelry item; and transmitting a test result that is generated from applying the at least one test on the at least one jewelry item. 
     B. A method comprising: viewing, via a processor, a plurality of jewelry items that are available for sale via an online webpage; transmitting, via the processor, a request to communicate with a jewelry consultant located at a remote device about at least one jewelry item, in which the processor and the remote device are in electronic communication via a network; receiving, via the processor in response to the request to communicate, an interactive communication session with the jewelry consultant, in which the interactive communication session transmits live video images of the jewelry consultant and the at least one jewelry item; transmitting, via the processor, a request to apply at least one test on the at least one jewelry item; and receiving, via the processor, a test result that is generated from applying the at least one test on the at least one jewelry item. 
     B. 1 . The method of claim B, in which the interactive communication session appears on a monitor screen. B. 2 . The method of claim B. 1 ., in which the monitor screen splits into at least two sections, in which a first section comprises the online webpage and a second section comprises the interactive communication session with the jewelry consultant. B. 3 . The method of claim B. 1 ., in which the interactive communication session causes a pop-up box to appear on the monitor screen. 
     B. 4 . The method of claim B further comprising: submitting at least search criteria for the at least one jewelry item, in which the at least search criteria is a category. B. 5 . The method of claim B. 4 ., in which the at least one category comprises at least one of: a price of a diamond, a carat size of a diamond, a cut of a diamond, a color of a diamond, and a clarity of a diamond. 
     B. 6 . The method of claim B further comprising: submitting, via a processor, a request to view the at least one jewelry item under a microscope, in which the microscope outputs video images of the at least one jewelry item and is capable of receiving input information from a remote device.  13 . 7 . The method of claim B. 6 . further comprising: receiving, in response to the request to view, live video images of the at least one jewelry item under the microscope. B. 8 . The method of claim B. 6 . further comprising: receiving, in response to the request to view, a high-resolution image of the at least one jewelry item under the microscope. B. 9 . The method of B. 6 . further comprising: transmitting an instruction directly to the microscope via an input device. B. 10 . The method of claim B. 9 ., in which the instruction comprises: instructing the microscope to increase a zoom of a lens by a percentage in order to generate a magnified image of the least one jewelry item. B. 11 . The method of claim B. 10 . further comprising: receiving the magnified image of the at least one jewelry item over the live video stream. B. 12 . The method of claim B. 9 . further comprising: instructing the digital microscope to decrease a zoom of a lens by a percentage to generate a minimized image of the at least one jewelry item. B. 13 . The method of claim B. 12 . further comprising: receiving the minimized image of the at least one jewelry item over the live video stream. 
     B. 14 . The method of claim B further comprising: submitting a request to customize a setting for the at least one jewelry item. B. 15 . The method of claim B further comprising: transmitting a request to communicate with a jewelry designer. B. 16 . The method of claim B further comprising: utilizing an interactive design tool for designing a customized setting, in which the interactive design tool comprises an electronic template of the customized setting and the customized setting comprises a plurality of sections; selecting a first section of the customized setting; receiving at least two customizable options for the first section of the customized setting; selecting one of the at least two customizable options; and receiving a representation of the selected one of the at least two customizable options on the electronic template. B. 17 . The method of claim B. 16 ., in which selecting the first section of the customized setting further comprises: moving a cursor over the first section of the customized setting. 
     B. 18 . The method of claim B. 16 . further comprising: submitting a request to rotate the customized setting in three dimensions. B. 19 . The method of claim B. 18 ., in which the request to rotate the customized setting comprises: detecting a selection of a click-and-drag button located on the interactive design tool. 
     B. 20 . The method of claim B. 16 . further comprising: transmitting a request to save the customized setting. B. 21 . The method of claim B. 16 . further comprising: transmitting a request to send an electronic link of the customized setting, in which the request comprises an email address for a recipient of the electronic link. B. 22 . The method of claim B. 16 . further comprising: transmitting a request to post an electronic link of the customized setting to a social network site, in which at least one individual may vote or comment on the posted customized setting. 
     B. 23 . A method comprising: receiving, via a processor, a request from a remote device to communicate with a jewelry consultant concerning at least one jewelry item, in which the processor and the remote device are in electronic communication via a network; and generating, via the processor in response to the request, an interactive communication session between the jewelry consultant and the remote device, in which the interactive communication session transmits live video images of the jewelry consultant and the at least one jewelry item to the remote device. B. 24 . The method of claim B. 23 . further comprising: applying, via the processor, at least one test on the at least one jewelry item; and transmitting, via the processor, a test result that is generated from applying the at least one test on the at least one jewelry item. 
     C. A method for designing a jewelry setting, the method comprising: displaying on a display, via a processor, a plurality of components, in which each component corresponds to a section of a jewelry setting; receiving, via the processor, a selection of at least one component that corresponds to a first section of the jewelry setting; generating, via the processor, an electronic template of the jewelry setting, in which the electronic image comprises the at least one selected component; and transmitting the electronic template to a remote device, in which the remote device and processor are in electronic communication over a network. 
     C. 1 . The method of claim C, in which the electronic template is a 3-D model of the jewelry setting. C. 2 . The method of claim C, in which the plurality of images are hand-drawn images. C. 3 . The method of claim C, in which the plurality of images are CAD-rendered images. C. 4 . The method of claim C, in which the plurality of images are photographs. C. 5 . The method of claim C, in which the plurality of images are updated in real-time. C. 6 . The method of claim C, in which the section of the jewelry setting comprises at least one of: a head top, a head side, a side stone, a ring side and a ring top. C. 7 . The method of claim C, in which the at least one component comprises a type of metal. C. 8 . The method of claim C, in which the at least one component comprises: a type of head to a ring setting. 
     C. 9 . The method of claim C, in which receiving the selection of the at least one component comprises: detecting an user-input of a drag-and-drop of the at least one image onto the electronic template. C. 9 . 1 . The method of claim C. 9 . further comprising: determining that the at least one image corresponds to the first section of the jewelry setting. C. 10 . The method of claim C, in which receiving the selection of the at least one component comprises: detecting an user-input comprising a finger tap on the at least one component. C. 11 . The method of claim C, in which receiving the selection of the at least one component comprises: detecting an user-input comprising a mouse-click on the at least one image. 
     C. 12 . The method of claim C, in which the display is integrated into a mobile device. C. 13 . The method of claim C, in which the display comprises a touch-sensitive screen. 
     C. 14 . The method of claim C, in which only a portion of the plurality of component are displayed on the display. C. 14 . 1 . The method of claim C. 14 . further comprising: in response to an user-input, displaying additional component on the display. C. 14 . 1 . 1 . The method of claim C. 14 . 1 ., in which the user-input comprises a finger swipe. C. 14 . 1 . 2 . The method of claim C. 14 . 1 ., in which the user-input comprises a scrolling action. 
     C. 15 . The method of claim C further comprising: receiving a request for a prototype of the electronic template. C. 15 . 1 . The method of claim C. 15 . further comprising: in response to the request for the prototype, transmitting the electronic template to a 3-D printer. C. 15 . 2 . The method of claim C. 15 . further comprising: in response to the request for the prototype, transmitting the electronic template to a 2-D printer. C. 15 . 3 . The method of claim C. 15 . further comprising: in response to the request for the prototype, generating a 3-D model of the electronic template. C. 15 . 4 . The method of claim C. 15 . further comprising: in response to the request for the prototype, generating a 2-D image of the electronic template. C. 15 . 4 . 1 . The method of claim C. 15 . 4 , in which the 2-D image comprises a CAD-rendered drawing. 
     C. 16 . The method of claim C further comprising: receiving a request to rotate the electronic image. C. 16 . 1 . The method of claim C. 16 ., in which the request to rotate comprises: requesting to rotate the electronic template to a side view. C. 16 . 2 . The method of claim C. 16 ., in which the request to rotate comprises: requesting to rotate the electronic template along at least one of: a horizontal axis and a vertical axis. C. 16 . 3 . The method of claim C. 16 ., in which the request to rotate comprises: requesting to rotate the electronic template along at least one of: a x-axis, a y-axis and a x-axis. C. 16 . 4 . The method of claim C. 16 ., in which receiving the request to rotate comprises: detecting an user-input of a click-and-drag. C. 16 . 5 . The method of claim C. 16 ., in which receiving the request to rotate comprises: detecting a finger swipe. C. 17 . The method of claim C further comprising: receiving a request to view the electronic template from an alternate angle. 
     C. 18 . The method of claim C further comprising: receiving a selection of a second component that corresponds to a second section of the jewelry setting; and updating the electronic template with the second component. C. 19 . The method of claim C further comprising: receiving a selection of a second component that corresponds to the first section of the jewelry setting; and updating the electronic template with the second component, in which the at least one component is replaced by the second component. 
     C. 20 . The method of claim C further comprising: receiving a request to post the electronic template on a social media network. C. 20 . 1 . The method of claim C. 20 . further comprising: transmitting a link of the electronic template to a social media site. C. 20 . 1 . 1 . The method of claim C. 20 . 1 . further comprising: receiving at least one vote or comment about the electronic template. C. 20 . 2 . The method of claim C. 20 . further comprising: transmitting an image of the electronic template to a social media site. C. 20 . 3 . The method of claim C. 20 . further comprising: transmitting an image of the electronic template over a network. C. 21 . The method of claim C further comprising: receiving a request to save the electronic template; and storing the electronic template to a database. 
     C. 22 . The method of claim C further comprising: receiving a request to send the electronic template to a queue. C. 23 . The method of claim C further comprising: receiving a request for a meeting with a design consultant. C. 23 . 1 . The method of claim C.  23 . further comprising: in response to the for the request for the meeting, generating a video session with the design consultant, in which the design consultant is available to communicate in real-time 
     C. 24 . The method of claim C further comprising: receiving an uploaded image of a specific jewelry setting. C.  24 . 1 . The method of claim C.  24 . further comprising: identifying a recommended jewelry setting that most closely matches the uploaded image. C.  24 . 1 . 1 . The method of claim C.  24 . 1 . further comprising: transmitting an indication the identified recommended jewelry setting. C.  24 . 1 . 2 . The method of claim C.  24 . 1 . further comprising: determining a percentile ranking for each component that is identified in the uploaded image; generating, based on the percentile ranking, an ideal setting profile; applying a matching algorithm to a plurality of jewelry settings stored in a database, in which each jewelry setting is compared against the ideal settings profile. C.  24 . 2 . The method of claim C.  24 . further comprising: identifying a component in the uploaded image; and matching the identified component with a component from the plurality of components. C.  24 . 2 . 1 . The method of claim C.  24 . 2 ., in which matching the identified component comprises: applying a matching algorithm to the plurality of components to determine a recommend jewelry setting, in which the recommended jewelry most closely matches the uploaded image. 
     C. 25 . The method of claim C, in which each component comprises a price, in which the price is dependent on a type of the component. C. 25 . 1 . The method of claim C. 25 . further comprising: displaying a total price of the jewelry setting that is based on the electronic template, in which the total price comprises the cost of each component that is used in the electronic template. C. 25 . 1 . 1 . The method of claim C. 25 . 1 ., in which the total price of the jewelry setting is updated dynamically. 
     C. 26 . An apparatus comprising: a processor; and a memory, in which the memory stores instructions which, when executed by the processor, direct the processor to: display on a display a plurality of components, in which each component corresponds to a section of a jewelry setting; receive a selection of at least one component that corresponds to a first section of the jewelry setting; generate an electronic template of the jewelry setting, in which the electronic image comprises the at least one selected component; and transmit the electronic template. 
     C. 27 . An article of manufacture comprising: a computer-readable medium that is non-transitory, in which the computer-readable medium stores instructions which, when executed by a processor, direct the processor to: display on a display a plurality of components, in which each component corresponds to a section of a jewelry setting; receive a selection of at least one component that corresponds to a first section of the jewelry setting; generate an electronic template of the jewelry setting, in which the electronic image comprises the at least one selected component; and transmit the electronic template. 
     D. A method comprising: receiving, via a processor at a jewelry interface, user-input data regarding: a selection of at least one jewelry item, in which the at least one jewelry item comprises a plurality of characteristics; an indication of a level of importance for at least one characteristic of a jewelry item, in which each level of importance corresponds to a co-efficient; computing, via the processor based in part on the selection of the at least one jewelry item and the indication of the level of importance, an ideal profile; applying, via the processor, a matching algorithm to a plurality of jewelry items stored in an inventory; identifying, via a processor based on the matching algorithm, at least one recommended jewelry item that most closely matches the ideal profile; and transmitting an indication of the at least one recommended jewelry item to a remote device, in which the remote device and the processor are in electronic communication over a network. 
     D. 0 . The method of claim D further comprising: determining a price of the at least one selected jewelry item; and generating a price threshold that is based on the price. D. 1 . The method of claim D further comprising: determining a plurality of prices for each of the at least one selected jewelry item; sorting the plurality of prices to determine a highest price; and generating a price threshold that is based on the highest price. D. 2 . The method of claim D, in which the ideal profile represents the jewelry item desired by a user. 
     D. 3 . The method of claim D, in which the matching algorithm relies in part on the ideal profile. 
     D. 4 . The method of claim D further comprising: computing a percentile ranking for the at least one selected jewelry item, in which the percentile ranking is used to generated the ideal profile. D. 5 . The method of claim D further comprising: computing a plurality of percentile rankings, in which each percentile ranking corresponds to a characteristic of the at least one selected jewelry item, in which the plurality of percentile rankings is used to generated the ideal profile. D. 5 . 1 . The method of claim D. 5  further comprising: multiplying each characteristic&#39;s percentile ranking by the corresponding co-efficient of that characteristic. D. 6 . The method of claim D further comprising: assigning a numeric value to each characteristic of the at least one selected jewelry item. D. 6 . 1 . The method of claim D. 6 . further comprising: multiplying each characteristic&#39;s numeric value by the corresponding co-efficient of that characteristic. 
     D. 7 . The method of claim D, in which the set of jewelry items is selected from a plurality of jewelry items that are available for sale on the jewelry interface. D. 8 . The method of claim D further comprising: computing an profile for each jewelry item that is available for sale on the jewelry interface; and determining that the recommended jewelry item has an profile that best matches the ideal profile. D. 9 . The method of claim D further comprising: receiving an indication of a new jewelry item that is available for sale on the jewelry interface; computing an profile for the new jewelry item; using the matching algorithm, determining that the profile of the new jewelry item matches the ideal profile better than the profile of the recommended jewelry item; and transmitting an updated recommendation that replaces the recommended jewelry item with the new jewelry item. D. 10 . The method of claim D further comprising: receiving an indication of a change in the selection of the level of importance for the at least one characteristic; adjusting the ideal profile based on the change; using the matching algorithm, identifying a different recommended jewelry item based on the adjusted ideal profile. 
     D. 11 . The method of claim D, in which the at least one selected jewelry item is displayed on a display. D. 12 . The method of claim D. 11 , in which the at least one recommended jewelry item is displayed with the at least one selected jewelry item on the display. D. 13 . The method of claim D, in which the at least one recommended jewelry item is updated dynamically in real-time. D. 14 . The method of claim D, in which the at least one recommended jewelry item automatically updates based on any changes to the level of importance. D. 15 . The method of claim D, in which the at least one recommended jewelry item automatically updates based on any additional selections of a jewelry item. D. 16 . The method of claim D, in which the level of importance comprises an indication of: very important, important, somewhat important and not important. D. 17 . The method of claim D, in which the level of importance is a rating. D. 18 . The method of claim D, in which the level of importance is indicated via a sliding scale. 
     D. 19  The method of claim D. 18  further comprising: computing an item value for each jewelry item in the inventory, in which the item value is based in part on at least one characteristic of the jewelry item. D. 20 . The method of claim D. 19 , in which the at least one characteristic of the jewelry item is assigned a numeric value. D. 21 . The method of claim D. 19 , in which the item value affects a price of the jewelry item. D. 22 . The method of claim D, in which the jewelry item is a diamond. D. 23 . The method of claim D. 22 , in which each characteristic comprises one of: a cost, a cut, a clarity, a carat size and a color of the diamond. 
     D. 24 . An apparatus comprising: a processor; and a memory, in which the memory stores instructions which, when executed by the processor, direct the processor to: receive user-input data regarding: a selection of at least one jewelry item, in which the at least one jewelry item comprises a plurality of characteristics; an indication of a level of importance for at least one characteristic of a jewelry item, in which each level of importance corresponds to a co-efficient; compute, based in part on the selection of the at least one jewelry item and the indication of the level of importance, an ideal profile; apply a matching algorithm to a plurality of jewelry items stored in an inventory; identify, based on the matching algorithm, at least one recommended jewelry item that most closely matches the ideal profile; and transmit an indication of the at least one recommended jewelry item. 
     D. 25 . An article of manufacture comprising: a computer-readable medium that is non-transitory, in which the computer-readable medium stores instructions which, when executed by a processor, direct the processor to: receive user-input data regarding: a selection of at least one jewelry item, in which the at least one jewelry item comprises a plurality of characteristics; an indication of a level of importance for at least one characteristic of a jewelry item, in which each level of importance corresponds to a co-efficient; compute, based in part on the selection of the at least one jewelry item and the indication of the level of importance, an ideal profile; apply a matching algorithm to a plurality of jewelry items stored in an inventory; identify, based on the matching algorithm, at least one recommended jewelry item that most closely matches the ideal profile; and transmit an indication of the at least one recommended jewelry item. 
     E. A method comprising: capturing, via a processor, a plurality of images of a jewelry item with a microscope device, in which the microscope device comprises: a customized mold that is attached to a rotational device, in which the customized mold securely holds the jewelry item and in which the rotational device is capable of rotating around the jewelry item in a 360 rotation; and a camera that is integrated into the microscope device, in which the camera is capable of capturing digital imagery of the jewelry item; generating, via a processor, a composite image of the jewelry item from the plurality of images; and transmitting, via a processor, the composite image to remote device, in which the processor and the remote device are in electronic communication over a network. 
     E. 1 . The method of claim E, in which the jewelry item is a diamond. E. 2 . The method of claim E, in which the customized mold is made from silicone. E. 3 . The method of claim E, in which the customize mold is made from at least on of: wax, cement, and plastic. E. 4 . The method of claim E, in which the customized mold is selected, based on at least one factor of the jewelry item. E. 4 . 1 . The method of claim E. 4 ., in which the at least one factor comprises: a size of the jewelry item. E. 4 . 2 . The method of claim E. 4 ., in which the at least one factor comprises: a shape of the jewelry item. E. 4 . 3 . The method of claim E. 4 ., in which the at least one factor comprises: a type of the jewelry item. 
     E. 5 . The method of claim E, in which the rotational device rotates at a velocity that is adjustable. E. 5 . 1 . The method of claim E. 5 . further comprising: receiving a request to adjust the velocity of the rotational device. E. 6 . The method of claim E, in which the rotational device rotates around a horizontal axis. 
     E. 7 . The method of claim E, in which the microscope is a high-powered microscope. E. 7 . 1 . The method of claim E. 7 ., in which the high-powered microscope is capable of capturing an inclusion of a diamond. E. 8 . The method of claim E, in which the camera is capable of capturing high-definition videos. E. 9 . The method of claim E, in which the camera is a digital camera. E. 10 . The method of claim E, in which the composite image is a video image. E. 11 . The method of claim E, in which the composite image comprises multiple magnifications of the jewelry item. E. 10 . 1 . The method of claim E. 10 ., in which the composite image provides a zoomed-in and zoom-out view of the jewelry item. 
     E. 12 . The method of claim E comprising: displaying the composite image on the on-line retailer&#39;s webpage. E. 13 . The method of claim E, in which each composite image is unique. E. 14 . The method of claim E, in which transmitting the composite image further comprises: transmitting the composite image to an on-line retailer, in which the composite image is displayed on a webpage. E. 14 . 1 . The method of claim E. 14 , in which the jewelry item is sold on the webpage. E. 15 . The method of claim E, in which the microscope device further comprises: a diffuser. 
     E. 15 . An apparatus comprising: a microscope device comprising: a customized mold that is attached to a rotational device, in which the customized mold securely holds the jewelry item and in which the rotational device is capable of rotating around the jewelry item in a 360 rotation; and a camera that is integrated into the microscope device, in which the camera is capable of capturing digital imagery of the jewelry item; a processor; and a memory, in which the memory stores instructions which, when executed by the processor, direct the processor to: capture a plurality of images of the jewelry item; generate a composite image of the jewelry item from the plurality of images; and transmit the composite image to an on-line retailer, in which the composite image is displayed on a webpage. 
     E. 16 . An article of manufacture comprising: a microscope device comprising: a customized mold that is attached to a rotational device, in which the customized mold securely holds the jewelry item and in which the rotational device is capable of rotating around the jewelry item in a 360 rotation; and a camera that is integrated into the microscope device, in which the camera is capable of capturing digital imagery of the jewelry item; and a computer-readable medium that is non-transitory, in which the computer-readable medium stores instructions which, when executed by a processor, direct the processor to: capture a plurality of images of the jewelry item; generate a composite image of the jewelry item from the plurality of images; and transmit the composite image to an on-line retailer, in which the composite image is displayed on a webpage. 
     F. 17 . A method comprising: capturing, via a processor, a plurality of images of a diamond with a microscope device, in which the microscope device comprises: a customized mold that is attached to a rotational device, in which the customized mold securely holds the diamond and in which the rotational device is capable of rotating around the diamond in a 360 rotation; and a camera that is integrated into the microscope device, in which the camera is capable of capturing an inclusion of the diamond; generating, via a processor, a composite image of the diamond from the plurality of images; and transmitting, via a processor, the composite image to remote device, in which the processor and the remote device are in electronic communication over a network. 
     G. A method comprising: receiving, via a processor from a user on a remote device, a request for an in-store preview of at least one jewelry item, in which the at least one jewelry item is available for purchase on-line and in which the processor and the remote device are in electronic communication over a network; transmitting a recommendation of at least one location that is available for the in-store preview; receiving a selection of a location and an appointment time for the in-store preview; requesting a monetary payment to hold the requested jewelry item, in which the monetary payment is a percentage of a price of the jewelry item; transmitting a request to ship the at least one jewelry item to the location of the in-store preview. 
     G. 1 . The method of claim G, in which the remote device is a mobile device. G. 1 . 1 . The method of claim G, in which the remote device is a tablet device. 
     G. 2 . The method of claim G, in which transmitting the recommendation of the at least one location comprises: transmitting a list of locations of all available local providers. G. 3 . The method of claim G, in which transmitting the recommendation of the at least one location comprises: identifying a location of the user; and determining a location of an local provider that is nearest to the location of the user. G. 3 . 1 . The method of claim G. 3 ., in which the at least one location comprises the location of the local provider that is nearest to the location of the user. G. 3 . 2 . The method of claim G. 3 ., in which identifying the location of the user comprises: receiving the location of the user from a GPS device that is integrated into the remote device. G. 3 . 3 . The method of claim G. 3 ., in which identifying the location of the user comprises: receiving an indication of the user&#39;s location. 
     G. 4 . The method of claim G, in which the appointment time comprises a date and a time for the in-store preview. G. 5 . The method of claim G further comprising: transmitting a schedule of available appointment times, in which the schedule is updated in real-time. G. 6 . The method of claim G further comprising: receiving a confirmation of the appointment time; and transmitting the confirmation of the appointment for the in-store preview. G. 7 . The method of claim G, in which the monetary payment is a credit card number. G. 8 . The method of claim G, in which the monetary payment is refunded after the in-store preview. G. 9 . The method of claim G, in which a portion of the monetary payment is refunded after the in-store preview. G. 10 . The method of claim G., in which a shipping fee is deducted from the monetary payment before being refunded after the in-store preview. 
     G. 11 . The method of claim G further comprising: identifying a location of the at least one jewelry item. G. 12 . The method of claim G, in which the at least one location belongs to a local provider. G. 12 . 1 . The method of claim G. 12 ., in which the local provider is a jewelry store. G. 12 . 2 . The method of claim G. 12 ., in which the local provider is in partnership with an on-line provider that is selling the at least one jewelry item. G. 12 . 3 . The method of claim G. 12 ., in which the local provider receives a monetary benefit for a sale of the at least one jewelry item. G. 12 . 3 . 1 . The method of claim G. 12 . 3 ., in which the monetary benefit is a percentage commission of the price of the jewelry item. G. 12 . 3 . 2 . The method of claim G. 12 . 3 ., in which the monetary benefit is computed over a month sales period. G. 12 . 3 . 3 . The method of claim G. 12 . 3 ., in which the monetary benefit is computed through a tiered structure. G. 12 . 3 . 4 . The method of claim G. 12 . 3 , in which the monetary benefit is based in part on a review by the user. G. 12 . 3 . 4 . 1 . The method of claim G. 12 . 3 . 4 , in which the review comprises an evaluation of the user&#39;s experience with the local provider. 
     G. 13 . An apparatus comprising: a processor; and a memory, in which the memory stores instructions which, when executed by the processor, direct the processor to: receive from a user on a remote device, a request for an in-store preview of at least one jewelry item, in which the at least one jewelry item is available for purchase on-line and in which the processor and the remote device are in electronic communication over a network; transmit a recommendation of at least one location that is available for the in-store preview; receive a selection of a location and an appointment time for the in-store preview; request a monetary payment to hold the requested jewelry item, in which the monetary payment is a percentage of a price of the jewelry item; transmit a request to ship the at least one jewelry item to the location of the in-store preview. 
     G. 14 . An article of manufacture comprising: a computer-readable medium that is non-transitory, in which the computer-readable medium stores instructions which, when executed by a processor, direct the processor to: receive from a user on a remote device, a request for an in-store preview of at least one jewelry item, in which the at least one jewelry item is available for purchase on-line and in which the processor and the remote device are in electronic communication over a network; transmit a recommendation of at least one location that is available for the in-store preview; receive a selection of a location and an appointment time for the in-store preview; request a monetary payment to hold the requested jewelry item, in which the monetary payment is a percentage of a price of the jewelry item; transmit a request to ship the at least one jewelry item to the location of the in-store preview. 
     The following sections provide a guide to interpreting the present application. 
     III. Terms 
     The term “product” means any machine, manufacture and/or composition of matter, unless expressly specified otherwise. 
     The term “product” means a machine, manufacture and/or composition of matter, unless expressly specified otherwise. 
     The term “process” means a process, algorithm, method or the like, unless expressly specified otherwise. 
     Each process (whether called a method, algorithm or otherwise) inherently includes one or more steps, and therefore all references to a “step” or “steps” of a process have an inherent antecedent basis in the mere description of a process, or in the mere recitation of the term ‘process’ or a like term. Accordingly, any reference in a claim to a ‘step’ or ‘steps’ of a process has sufficient antecedent basis. 
     The term “invention” and the like mean “the one or more inventions disclosed in this application”, unless expressly specified otherwise. 
     The terms “an embodiment”, “embodiment”, “embodiments”, “the embodiment”, “the embodiments”, “one or more embodiments”, “some embodiments”, “certain embodiments”, “one embodiment”, “another embodiment” and the like mean “one or more (but not all) embodiments of the invention”, unless expressly specified otherwise. 
     The term “variation” of an invention means an embodiment of the invention, unless expressly specified otherwise. 
     The term “indication” is used in an extremely broad sense. An “indication” of a thing should be understood to include anything that may be used to determine the thing. 
     An indication of a thing may include an electronic message that identifies the thing (e.g., an identification of a widget by a serial number affixed to the widget, an identification of a widget by one or more characteristics of the widget). An indication of a thing may include information that may be used to compute and/or look-up a thing (e.g., information identifying a machine of which a widget is a part that may be used to determine the widget). An indication of a thing may specify things that are related to the thing (e.g., characteristics of the thing, a name of the thing, a name of a thing related to the thing). An indication of a thing may not specify things that are related to the thing (e.g., a letter “a” may be an indication of a widget of a computer system that is configured to interpret the letter “a” to identify the widget). An indication of a thing may include a sign, a symptom, and/or a token of the thing. An indication, for example, may include a code, a reference, an example, a link, a signal, and/or an identifier. An indication of a thing may include information that represents, describes, and/or otherwise is associated with the thing. 
     A transformation of an indication of a thing may be an indication of the thing (e.g., an encrypted indication of a thing may be an indication of the thing). An indication of a thing may include the thing itself, a copy of the thing, and/or a portion of the thing. An indication of a thing may be meaningless to a thing that is not configured to understand the indication (e.g., a person may not understand that a letter “a” indicates a widget but it may nonetheless be an indication of the widget because the computer system may determine the widget from the letter “a”). It should be understood that the fact that an indication of a thing may be used to determine the thing does not mean that the thing or anything else is determined. An indication of a thing may include an indication of any number of the thing unless specified otherwise. An indication of a thing may include an indication of other things (e.g., an electronic message that indicates may things). (Indication can be used as a very broad term in claim language. For example: receiving an indication of a financial instrument.) 
     The term “represent” means (1) to serve to express, designate, stand for, or denote, as a word, symbol, or the like does; (2) to express or designate by some term, character, symbol, or the like; (3) to portray or depict or present the likeness of, as a picture does; or (4) to serve as a sign or symbol of. 
     A reference to “another embodiment” in describing an embodiment does not imply that the referenced embodiment is mutually exclusive with another embodiment (e.g., an embodiment described before the referenced embodiment), unless expressly specified otherwise. Similarly, the mere fact that two (or more) embodiments are referenced does not imply that those embodiments are mutually exclusive. 
     One embodiment of the invention may include or cover or embrace more than one other embodiment of the invention. For example, a first embodiment comprising elements a, b, and c may cover a second embodiment that comprises elements a, b, c, and d as well as a third embodiment covering elements a, b, c, and e. Similarly, each of the first, second, and third embodiments may cover a fourth embodiment comprising elements a, b, c, d, and e. 
     The terms “including”, “comprising” and variations thereof mean “including but not necessarily limited to”, unless expressly specified otherwise. Thus, for example, the sentence “the machine includes a red widget and a blue widget” means the machine includes the red widget and the blue widget, but may possibly include one or more other items as well. 
     The term “consisting of” and variations thereof mean “including and also limited to”, unless expressly specified otherwise. Thus, for example, the sentence “the machine consists of a red widget and a blue widget” means the machine includes the red widget and the blue widget, but does not include anything else. 
     The term “compose” and variations thereof mean “to make up the constituent parts of, component of or member of”, unless expressly specified otherwise. Thus, for example, the sentence “the red widget and the blue widget compose a machine” means the machine includes the red widget and the blue widget. 
     The term “exclusively compose” and variations thereof mean “to make up exclusively the constituent parts of, to be the only components of, or to be the only members of”, unless expressly specified otherwise. Thus, for example, the sentence “the red widget and the blue widget exclusively compose a machine” means the machine consists of the red widget and the blue widget (i.e. and nothing else). 
     The terms “a”, “an” and “the” refer to “one or more”, unless expressly specified otherwise. Thus, for example, the phrase “a widget” means one or more widgets, unless expressly specified otherwise. Similarly, after reciting the phrase “a widget”, a subsequent recitation of the phrase “the widget” means “the one or more widgets”. Accordingly, it should be understood that the word “the” may also refer to a specific term having antecedent basis. For example, if a paragraph mentions “a specific single feature” and then refers to “the feature,” then the phrase “the feature” should be understood to refer to the previously mentioned “a specific single feature.” (It should be understood that the term “a” in “a specific single feature” refers to “one” specific single feature and not “one or more” specific single features.) 
     The term “plurality” means “two or more”, unless expressly specified otherwise. 
     The term “herein” means “in the present application, including anything which may be incorporated by reference”, unless expressly specified otherwise. 
     The phrase “at least one of”, when such phrase modifies a plurality of things (such as an enumerated list of things), means any combination of one or more of those things, unless expressly specified otherwise. For example, the phrase “at least one of a widget, a car and a wheel” means either (i) a widget, (ii) a car, (iii) a wheel, (iv) a widget and a car, (v) a widget and a wheel, (vi) a car and a wheel, or (vii) a widget, a car and a wheel. The phrase “at least one of”, when such phrase modifies a plurality of things does not mean “one of” each of the plurality of things. For example, the phrase “at least one of a widget, a car and a wheel” does not mean “one widget, one car and one wheel”. 
     Numerical terms such as “one”, “two”, etc. when used as cardinal numbers to indicate quantity of something (e.g., one widget, two widgets), mean the quantity indicated by that numerical term, but do not mean at least the quantity indicated by that numerical term. For example, the phrase “one widget” does not mean “at least one widget”, and therefore the phrase “one widget” does not cover, e.g., two widgets. 
     The phrase “based on” does not mean “based only on”, unless expressly specified otherwise. In other words, the phrase “based on” covers both “based only on” and “based at least on”. The phrase “based at least on” is equivalent to the phrase “based at least in part on”. For example, the phrase “element A is calculated based on element B and element C” covers embodiments where element A is calculated as the product of B times C (in other words, A=B×C), embodiments where A is calculated as the sum of B plus C (in other words, A=B+C), embodiments where A is calculated as a product of B times C times D, embodiments where A is calculated as a sum of the square root of B plus C plus D times E, and so on. 
     The term “represent” and like terms are not exclusive, unless expressly specified otherwise. For example, the term “represents” does not mean “represents only”, unless expressly specified otherwise. For example, the phrase “the data represents a credit card number” covers both “the data represents only a credit card number” and “the data represents a credit card number and the data also represents something else”. 
     The term “whereby” is used herein only to precede a clause or other set of words that express only the intended result, objective or consequence of something that is explicitly recited before the term “whereby”. Thus, when the term “whereby” is used in a claim, the clause or other words that the term “whereby” modifies do not establish specific further limitations of the claim or otherwise restrict the meaning or scope of the claim. 
     The terms “e.g”, “such as” and like terms mean “for example”, and thus do not limit the term or phrase they explain. For example, in the sentence “the computer sends data (e.g., instructions, a data structure) over the Internet”, the term “e.g.” explains that “instructions” are an example of “data” that the computer may send over the Internet, and also explains that “a data structure” is an example of “data” that the computer may send over the Internet. However, both “instructions” and “a data structure” are merely examples of “data”, and other things besides “instructions” and “a data structure” can be “data”. 
     The term “respective” and like terms mean “taken individually”. Thus if two or more things have “respective” characteristics, then each such thing has its own characteristic, and these characteristics can be different from each other but need not be. For example, the phrase “each of two machines has a respective function” means that the first of the two machines has a function and the second of the two machines has a function as well. The function of the first machine may or may not be the same as the function of the second machine. 
     The term “i.e.” and like terms mean “that is”, and thus limits the term or phrase it explains. For example, in the sentence “the computer sends data (i.e., instructions) over the Internet”, the term “i.e.” explains that “instructions” are the “data” that the computer sends over the Internet. 
     A numerical range includes integers and non-integers in the range, unless expressly specified otherwise. For example, the range “1 to 10” includes the integers from 1 to 10 (e.g., 1, 2, 3, 4, . . . 9, 10) and non-integers (e.g., 1.0031415926, 1.1, 1.2, . . . 1.9). 
     Where two or more terms or phrases are synonymous (e.g., because of an explicit statement that the terms or phrases are synonymous), instances of one such term or phrase does not mean instances of another such term or phrase must have a different meaning. For example, where a statement renders the meaning of “including” to be synonymous with “including but not limited to”, the mere usage of the phrase “including but not limited to” does not mean that the term “including” means something other than “including but not limited to”. 
     IV. Determining 
     The term “determining” and grammatical variants thereof (e.g., to determine a price, determining a value, the determination of an object which meets a certain criterion) is used in an extremely broad sense. The term “determining” encompasses a wide variety of actions and therefore “determining” can include calculating, computing, processing, deriving, investigating, looking up (e.g., looking up in a table, a database or another data structure), rendering into electronic format or digital representation, ascertaining and the like. Also, “determining” can include receiving (e.g., receiving information), accessing (e.g., accessing data in a memory) and the like. Also, “determining” can include resolving, selecting, choosing, establishing, and the like. 
     The term “determining” does not imply certainty or absolute precision, and therefore “determining” can include estimating, extrapolating, predicting, guessing, averaging and the like. 
     The term “determining” does not imply that mathematical processing must be performed, and does not imply that numerical methods must be used, and does not imply that an algorithm is used. 
     The term “determining” does not imply that any particular device must be used. For example, a computer need not necessarily perform the determining. 
     The term “determining” may include “calculating”. The term “calculating” should be understood to include performing one or more calculations. Calculating may include computing, processing, and/or deriving. Calculating may be performed by a computing device. For example, calculating a thing may include applying an algorithm to data by a computer processor and generating the thing as an output of the processor. 
     The term “determining” may include “referencing”. The term “referencing” should be understood to include making one or more reference, e.g., to a thing. Referencing may include querying, accessing, selecting, choosing, reading, and/or looking-up. The act of referencing may be performed by a computing device. For example, referencing a thing may include reading a memory location in which the thing is stored by a processor. 
     The term “determining” may include “receiving”. For example, receiving a thing may include taking in the thing. In some embodiments, receiving may include acts performed to take in a thing, such as operating a network interface through which the thing is taken in. In some embodiments, receiving may be performed without acts performed to take in the thing, such as in a direct memory write or a hard wired circuit. Receiving a thing may include receiving a thing from a remote source that may have calculated the thing. 
     V. Forms of Sentences 
     Where a limitation of a first claim would cover one of a feature as well as more than one of a feature (e.g., a limitation such as “at least one widget” covers one widget as well as more than one widget), and where in a second claim that depends on the first claim, the second claim uses a definite article “the” to refer to that limitation (e.g., “the widget”), this mere usage does not imply that the first claim covers only one of the feature, and this does not imply that the second claim covers only one of the feature (e.g., “the widget” can cover both one widget and more than one widget). 
     When an ordinal number (such as “first”, “second”, “third” and so on) is used as an adjective before a term, that ordinal number is used (unless expressly specified otherwise) merely to indicate a particular feature, such as to distinguish that particular feature from another feature that is described by the same term or by a similar term, but that ordinal number does not have any other meaning or limiting effect—it is merely a convenient name. For example, a “first widget” may be so named merely to distinguish it from, e.g., a “second widget”. Thus, the mere usage of the ordinal numbers “first” and “second” before the term “widget” does not indicate any other relationship between the two widgets, and likewise does not indicate any other characteristics of either or both widgets. For example, the mere usage of the ordinal numbers “first” and “second” before the term “widget” (1) does not indicate that either widget comes before or after any other in order or location; (2) does not indicate that either widget occurs or acts before or after any other in time; and (3) does not indicate that either widget ranks above or below any other, as in importance or quality. The mere usage of ordinal numbers does not define a numerical limit to the features identified with the ordinal numbers. For example, the mere usage of the ordinal numbers “first” and “second” before the term “widget” does not indicate that there are exactly two widgets. 
     When a single device, article or other product is described herein, in another embodiment more than one device or article (whether or not they cooperate) may alternatively be used in place of the single device or article that is described. Accordingly, the functionality that is described as being possessed by a device may alternatively be possessed by more than one device or article (whether or not they cooperate) in another embodiment. 
     Similarly, where more than one device, article or other product is described herein (whether or not they cooperate), in another embodiment a single device or article may alternatively be used in place of the more than one device or article that is described. For example, a plurality of computer-based devices may be substituted with a single computer-based device. In some embodiments, such a plurality of computer-based devices may operate together to perform one step of a process such as is common in grid computing systems. In some embodiments, such a plurality of computer-based devices may operate provide added functionality to one another so that the plurality may operate to perform one step of a process such as is common in cloud computing systems. (Conversely, a single computer-based device may be substituted with multiple computer-based devices operating in cooperation with one another. For example, a single computing device may be substituted with a server and a workstation in communication with one another over the internet) Accordingly, the various functionality that is described as being possessed by more than one device or article may alternatively be possessed by a single device or article. 
     The functionality and/or the features of a single device that is described may, in another embodiment, be alternatively embodied by one or more other devices which are described but are not explicitly described as having such functionality or features. Thus, other embodiments need not include the described device itself, but rather can include the one or more other devices which would, in those other embodiments, have such functionality or features. 
     VI. Disclosed Examples and Terminology are not Limiting 
     Neither the Title (set forth at the beginning of the first page of the present application) nor the Abstract (set forth at the end of the present application) is to be taken as limiting in any way the scope of the disclosed invention, is to be used in interpreting the meaning of any claim or is to be used in limiting the scope of any claim. An Abstract has been included in this application merely because an Abstract is required under 37 C.F.R. § 1.72(b). 
     The headings of sections provided in the present application are for convenience only, and are not to be taken as limiting the disclosure in any way. 
     Numerous embodiments are described in the present application, and are presented for illustrative purposes only. The described embodiments are not, and are not intended to be, limiting in any sense. The disclosed invention is widely applicable to numerous embodiments, as is readily apparent from the disclosure. One of ordinary skill in the art will recognize that the disclosed invention may be practiced with various modifications and alterations, such as structural, logical, software, and electrical modifications. Although particular features of the disclosed invention may be described with reference to one or more particular embodiments and/or drawings, it should be understood that such features are not limited to usage in the one or more particular embodiments or drawings with reference to which they are described, unless expressly specified otherwise. 
     Though an embodiment may be disclosed as including several features, other embodiments of the invention may include fewer than all such features. Thus, for example, a claim may be directed to less than the entire set of features in a disclosed embodiment, and such claim would not be interpreted as requiring features beyond those features that the claim expressly recites. 
     No embodiment of method steps or product elements described in the present application constitutes the invention claimed herein, or is essential to the invention claimed herein, or is coextensive with the invention claimed herein, except where it is either expressly stated to be so in this specification or (with respect to a claim and the invention defined by that claim) expressly recited in that claim. 
     Any preambles of the claims that recite anything other than a statutory class shall be interpreted to recite purposes, benefits and possible uses of the claimed invention, and such preambles shall not be construed to limit the claimed invention. 
     The present disclosure is not a literal description of all embodiments of the invention. 
     Also, the present disclosure is not a listing of features of the invention which must be present in all embodiments. 
     All disclosed embodiments are not necessarily covered by the claims (even including all pending, amended, issued and canceled claims). In addition, a disclosed embodiment may be (but need not necessarily be) covered by several claims. Accordingly, where a claim (regardless of whether pending, amended, issued or canceled) is directed to a particular embodiment, such is not evidence that the scope of other claims do not also cover that embodiment. 
     Devices that are described as in communication with each other need not be in continuous communication with each other, unless expressly specified otherwise. On the contrary, such devices need only transmit to each other as necessary or desirable, and may actually refrain from exchanging data most of the time. For example, a machine in communication with another machine via the Internet may not transmit data to the other machine for long period of time (e.g. weeks at a time). In addition, devices that are in communication with each other may communicate directly or indirectly through one or more intermediaries. Devices are in communication with one another if they are capable of at least one-way communication with one another. For example, a first device is in communication with a second device if the first device is capable of transmitting information to the second device. Similarly, the second device is in communication with the first device if the second device is capable of receiving information from the first device. 
     A description of an embodiment with several components or features does not imply that all or even any of such components or features are required. On the contrary, a variety of optional components are described to illustrate the wide variety of possible embodiments of the present invention. Unless otherwise specified explicitly, no component or feature is essential or required. 
     Although process steps, algorithms or the like may be described or claimed in a particular sequential order, such processes may be configured to work in different orders. In other words, any sequence or order of steps that may be explicitly described or claimed does not necessarily indicate a requirement that the steps be performed in that order. The steps of processes described herein may be performed in any order possible. Further, some steps may be performed simultaneously despite being described or implied as occurring non-simultaneously (e.g., because one step is described after the other step). Moreover, the illustration of a process by its depiction in a drawing does not imply that the illustrated process is exclusive of other variations and modifications thereto, does not imply that the illustrated process or any of its steps are necessary to the invention, and does not imply that the illustrated process is preferred. 
     Although a process may be described as including a plurality of steps, that does not imply that all or any of the steps are preferred, essential or required. Various other embodiments within the scope of the described invention include other processes that omit some or all of the described steps. Unless otherwise specified explicitly, no step is essential or required. 
     Although a process may be described singly or without reference to other products or methods, in an embodiment the process may interact with other products or methods. For example, such interaction may include linking one business model to another business model. Such interaction may be provided to enhance the flexibility or desirability of the process. 
     Although a product may be described as including a plurality of components, aspects, qualities, characteristics and/or features, that does not indicate that any or all of the plurality are preferred, essential or required. Various other embodiments within the scope of the described invention include other products that omit some or all of the described plurality. 
     An enumerated list of items (which may or may not be numbered) does not imply that any or all of the items are mutually exclusive, unless expressly specified otherwise. Likewise, an enumerated list of items (which may or may not be numbered) does not imply that any or all of the items are comprehensive of any category, unless expressly specified otherwise. For example, the enumerated list “a computer, a laptop, and a PDA” does not imply that any or all of the three items of that list are mutually exclusive and does not imply that any or all of the three items of that list are comprehensive of any category. 
     An enumerated list of items (which may or may not be numbered) does not imply that any or all of the items are equivalent to each other or readily substituted for each other. 
     All embodiments are illustrative, and do not imply that the invention or any embodiments were made or performed, as the case may be. 
     VII. Computing 
     It will be readily apparent to one of ordinary skill in the art that the various processes described herein may be implemented by, e.g., appropriately programmed general purpose computers, special purpose computers and computing devices. Typically a processor (e.g., one or more microprocessors, one or more microcontrollers, one or more digital signal processors) will receive instructions (e.g., from a memory or like device), and execute those instructions, thereby performing one or more processes defined by those instructions. Instructions may be embodied in, e.g., one or more computer programs, one or more scripts. 
     The term “compute” shall mean to determine using a processor in accordance with a software algorithm. 
     A “processor” means one or more microprocessors, central processing units (CPUs), computing devices, microcontrollers, digital signal processors, graphics processing units (GPUs) or like devices or any combination thereof, regardless of the architecture (e.g., chip-level multiprocessing or multi-core, RISC, CISC, Microprocessor without Interlocked Pipeline Stages, pipelining configuration, simultaneous multithreading, microprocessor with integrated graphics processing unit, GPGPU). 
     A “computing device” means one or more microprocessors, central processing units (CPUs), computing devices, microcontrollers, digital signal processors, graphics card, mobile gaming device, or like devices or any combination thereof, regardless of the architecture (e.g., chip-level multiprocessing or multi-core, RISC, CISC, Microprocessor without Interlocked Pipeline Stages, pipelining configuration, simultaneous multithreading). 
     Thus a description of a process is likewise a description of an apparatus for performing the process. The apparatus that performs the process can include, e.g., a processor and those input devices and output devices that are appropriate to perform the process. For example, a description of a process is a description of an apparatus comprising a processor and memory that stores a program comprising instructions that, when executed by the processor, direct the processor to perform the method. 
     The apparatus that performs the process can include a plurality of computing devices that work together to perform the process. Some of the computing devices may work together to perform each step of a process, may work on separate steps of a process, may provide underlying services that other computing devices that may facilitate the performance of the process. Such computing devices may act under instruction of a centralized authority. In another embodiment, such computing devices may act without instruction of a centralized authority. Some examples of apparatus that may operate in some or all of these ways may include grid computer systems, cloud computer systems, peer-to-peer computer systems, computer systems configured to provide software as a service, and so on. For example, the apparatus may comprise a computer system that executes the bulk of its processing load on a remote server but outputs display information to and receives user input information from a local user computer, such as a computer system that executes VMware software. 
     Further, programs that implement such methods (as well as other types of data) may be stored and transmitted using a variety of media (e.g., computer readable media) in a number of manners. In some embodiments, hard-wired circuitry or custom hardware may be used in place of, or in combination with, some or all of the software instructions that can implement the processes of various embodiments. Thus, various combinations of hardware and software may be used instead of software only. 
     The term “computer-readable medium” refers to any medium, a plurality of the same, or a combination of different media, that participate in providing data (e.g., instructions, data structures) which may be read by a computer, a processor or a like device. Such a medium may take many forms, including but not limited to, non-volatile media, volatile media, and transmission media. Non-volatile media include, for example, optical or magnetic disks and other persistent memory. Volatile media include dynamic random access memory (DRAM), which typically constitutes the main memory. Transmission media include coaxial cables, copper wire and fiber optics, including the wires that comprise a system bus coupled to the processor. Transmission media may include or convey acoustic waves, light waves and electromagnetic emissions, such as those generated during radio frequency (RF) and infrared (IR) data communications. Common forms of computer-readable media include, for example, a floppy disk, a flexible disk, hard disk, magnetic tape, any other magnetic medium, a CD-ROM, DVD, any other optical medium, punch cards, paper tape, any other physical medium with patterns of holes, a RAM, a PROM, an EPROM, a FLASH-EEPROM, any other memory chip or cartridge, a carrier wave as described hereinafter, or any other medium from which a computer can read. 
     The term “tangible computer-readable medium” refers to a “computer-readable medium” that comprises a hardware component, such as optical or magnetic disks. 
     Various forms of computer readable media may be involved in carrying data (e.g. sequences of instructions) to a processor. For example, data may be (i) delivered from RAM to a processor; (ii) carried over a wireless transmission medium; (iii) formatted and/or transmitted according to numerous formats, standards or protocols, such as Ethernet (or IEEE 802.3), wireless local area network communication defined by the IEEE 802.11 specifications whether or not they are approved by the WiFi Alliance, SAP, ATP, Bluetooth™, and TCP/IP, TDMA, CDMA, and 3G; and/or (iv) encrypted to ensure privacy or prevent fraud in any of a variety of ways well known in the art. 
     The term “database” refers to any electronically-stored collection of data that is stored in a retrievable format. 
     The term “data structure” refers to a database in a hardware machine such as a computer. 
     The term “network” means a series of points or nodes interconnected by communication paths. For example, a network can include a plurality of computers or communication devices interconnected by one or more wired and/or wireless communication paths. Networks can interconnect with other networks and contain subnetworks. 
     The term “predetermined” means determined beforehand, e.g., before a present time or a present action. For example, the phrase “displaying a predetermined value” means displaying a value that was determined before the act of displaying. 
     The term “condition” means (1) a premise upon which the fulfillment of an agreement depends, or (2) something essential to the appearance or occurrence of something else. 
     The term “transaction” means (1) an exchange or transfer of goods, services, or funds, or (2) a communicative action or activity involving two parties or things that reciprocally affect or influence each other. 
     Thus a description of a process is likewise a description of a computer-readable medium storing a program for performing the process. The computer-readable medium can store (in any appropriate format) those program elements which are appropriate to perform the method. For example, a description of a process is a description of a computer-readable storage medium that stores a program comprising instructions that, when executed by a processor, direct the processor to perform the method. 
     Just as the description of various steps in a process does not indicate that all the described steps are required, embodiments of an apparatus include a computer or computing device operable to perform some (but not necessarily all) of the described process. 
     Likewise, just as the description of various steps in a process does not indicate that all the described steps are required, embodiments of a computer-readable medium storing a program or data structure include a computer-readable medium storing a program that, when executed, can cause a processor to perform some (but not necessarily all) of the described process. 
     Where databases are described, it will be understood by one of ordinary skill in the art that (i) alternative database structures to those described may be readily employed, and (ii) other memory structures besides databases may be readily employed. Any illustrations or descriptions of any sample databases presented herein are illustrative arrangements for stored representations of information. Any number of other arrangements may be employed besides those suggested by, e.g., tables illustrated in drawings or elsewhere. Similarly, any illustrated entries of the databases represent exemplary information only; one of ordinary skill in the art will understand that the number and content of the entries can be different from those described herein. Further, despite any depiction of the databases as tables, other formats (including relational databases, object-based models and/or distributed databases) could be used to store and manipulate the data types described herein. Likewise, object methods or behaviors of a database can be used to implement various processes, such as the described herein. In addition, the databases may, in a known manner, be stored locally or remotely from a device which accesses data in such a database. 
     Various embodiments can be configured to work in a network environment including a computer that is in communication (e.g., via a communications network) with one or more devices. The computer may communicate with the devices directly or indirectly, via any wired or wireless medium (e.g. the Internet, LAN, WAN or Ethernet, Token Ring, a telephone line, a cable line, a radio channel, an optical communications line, commercial on-line service providers, bulletin board systems, a satellite communications link, a combination of any of the above). Each of the devices may themselves comprise computers or other computing devices, such as those based on the Intel®, Pentium®, or Centrino™, Atom™ or Core™ processor, that are adapted to communicate with the computer. Any number and type of devices may be in communication with the computer. 
     In an embodiment, a server computer or centralized authority may not be necessary or desirable. For example, the present invention may, in an embodiment, be practiced on one or more devices without a central authority. In such an embodiment, any functions described herein as performed by the server computer or data described as stored on the server computer may instead be performed by or stored on one or more such devices. 
     Where a process is described, in an embodiment the process may operate without any user intervention. In another embodiment, the process includes some human intervention (e.g., a step is performed by or with the assistance of a human). 
     As used herein, the term “encryption” refers to a process for obscuring or hiding information so that the information is not readily understandable without special knowledge. The process of encryption may transform raw information, called plaintext, into encrypted information. The encrypted information may be called ciphertext, and the algorithm for transforming the plaintext into ciphertext may be referred to as a cipher. A cipher may also be used for performing the reverse operation of converting the ciphertext back into plaintext. Examples of ciphers include substitution ciphers, transposition ciphers, and ciphers implemented using rotor machines. 
     In various encryption methods, ciphers may require a supplementary piece of information called a key. A key may consist, for example, of a string of bits. A key may be used in conjunction with a cipher to encrypt plaintext. A key may also be used in conjunction with a cipher to decrypt ciphertext. In a category of ciphers called symmetric key algorithms (e.g., private-key cryptography), the same key is used for both encryption and decryption. The sanctity of the encrypted information may thus depend on the key being kept secret. Examples of symmetric key algorithms are DES and AES. In a category of ciphers called asymmetric key algorithms (e.g., public-key cryptography), different keys are used for encryption and decryption. With an asymmetric key algorithm, any member of the public may use a first key (e.g., a public key) to encrypt plaintext into ciphertext. However, only the holder of a second key (e.g., the private key) will be able to decrypt the ciphertext back in to plaintext. An example of an asymmetric key algorithm is the RSA algorithm. 
     VIII. Continuing Applications 
     The present disclosure provides, to one of ordinary skill in the art, an enabling description of several embodiments and/or inventions. Some of these embodiments and/or inventions may not be claimed in the present application, but may nevertheless be claimed in one or more continuing applications that claim the benefit of priority of the present application. 
     Applicants intend to file additional applications to pursue patents for subject matter that has been disclosed and enabled but not claimed in the present application. 
     IX. 35 U.S.C. § 112, Paragraph 6 
     In a claim, a limitation of the claim which includes the phrase “means for” or the phrase “step for” means that 35 U.S.C. § 112, paragraph 6, applies to that limitation. 
     In a claim, a limitation of the claim which does not include the phrase “means for” or the phrase “step for” means that 35 U.S.C. § 112, paragraph 6 does not apply to that limitation, regardless of whether that limitation recites a function without recitation of structure, material or acts for performing that function. For example, in a claim, the mere use of the phrase “step of” or the phrase “steps of” in referring to one or more steps of the claim or of another claim does not mean that 35 U.S.C. § 112, paragraph 6, applies to that step(s). 
     With respect to a means or a step for performing a specified function in accordance with 35 U.S.C. § 112, paragraph 6, the corresponding structure, material or acts described in the specification, and equivalents thereof, may perform additional functions as well as the specified function. 
     Computers, processors, computing devices and like products are structures that can perform a wide variety of functions. Such products can be operable to perform a specified function by executing one or more programs, such as a program stored in a memory device of that product or in a memory device which that product accesses. Unless expressly specified otherwise, such a program need not be based on any particular algorithm, such as any particular algorithm that might be disclosed in the present application. It is well known to one of ordinary skill in the art that a specified function may be implemented via different algorithms, and any of a number of different algorithms would be a mere design choice for carrying out the specified function. 
     Therefore, with respect to a means or a step for performing a specified function in accordance with 35 U.S.C. § 112, paragraph 6, structure corresponding to a specified function includes any product programmed to perform the specified function. Such structure includes programmed products which perform the function, regardless of whether such product is programmed with (i) a disclosed algorithm for performing the function, (ii) an algorithm that is similar to a disclosed algorithm, or (iii) a different algorithm for performing the function. 
     Where there is recited a means for performing a function that is a method, one structure for performing this method includes a computing device (e.g., a general purpose computer) that is programmed and/or configured with appropriate hardware to perform that function. 
     Also included is a computing device (e.g., a general purpose computer) that is programmed and/or configured with appropriate hardware to perform that function via other algorithms as would be understood by one of ordinary skill in the art. 
     X. Disclaimer 
     Numerous references to a particular embodiment do not indicate a disclaimer or disavowal of additional, different embodiments, and similarly references to the description of embodiments which all include a particular feature do not indicate a disclaimer or disavowal of embodiments which do not include that particular feature. A clear disclaimer or disavowal in the present application will be prefaced by the phrase “does not include” or by the phrase “cannot perform”. 
     IX. Incorporation by Reference 
     Any patent, patent application or other document referred to herein is incorporated by reference into this patent application as part of the present disclosure, but only for purposes of written description and enablement in accordance with 35 U.S.C. § 112, paragraph 1, and should in no way be used to limit, define, or otherwise construe any term of the present application, unless without such incorporation by reference, no ordinary meaning would have been ascertainable by a person of ordinary skill in the art. Such person of ordinary skill in the art need not have been in any way limited by any embodiments provided in the reference. Conversely, the definitions provided in this application should not be used to limit, define, or otherwise construe any term of any document incorporated herein by reference. The definitions set forth explicitly in this application are controlling notwithstanding the description of particular embodiments that may be incompatible with the definition(s). 
     Any incorporation by reference does not, in and of itself, imply any endorsement of, ratification of or acquiescence in any statements, opinions, arguments or characterizations contained in any incorporated patent, patent application or other document, unless explicitly specified otherwise in this patent application. 
     XI. Prosecution History 
     In interpreting the present application (which includes the claims), one of ordinary skill in the art shall refer to the prosecution history of the present application, but not to the prosecution history of any other patent or patent application, regardless of whether there are other patent applications that are considered related to the present application, and regardless of whether there are other patent applications that share a claim of priority with the present application. 
     XII. Alternative Technologies 
     It will be understood that the technologies described herein for making, using, or practicing various embodiments are but a subset of the possible technologies that may be used for the same or similar purposes. The particular technologies described herein are not to be construed as limiting. Rather, various embodiments contemplate alternate technologies for making, using, or practicing various embodiments. 
     Modifications, additions, or omissions may be made to the method without departing from the scope of the invention. The method may include more, fewer, or other steps. Additionally, steps may be performed in any suitable order without departing from the scope of the invention. 
     While this disclosure has been described in terms of certain embodiments and generally associated methods, alterations and permutations of the embodiments and methods will be apparent to those skilled in the art. Accordingly, the above description of example embodiments does not constrain this disclosure. Other changes, substitutions, and alterations are also possible without departing from the spirit and scope of this disclosure, as defined by the claims herein.