Patent Publication Number: US-2009236844-A1

Title: Tamper evident materials for securely carrying information

Description:
CROSS REFERENCE TO RELATED APPLICATIONS 
     This application claims the benefit and priority to U.S. Provisional Application No. 61/028,863 filed on Feb. 14, 2008 and incorporated by reference in its entirety herein. 
    
    
     BACKGROUND OF THE INVENTION 
     1. Field of the Invention 
     The invention relates to tamper evident materials, such as forms, for securely carrying information. 
     2. Description of the Related Technology 
     Information is frequently sent through the mail or other channels, such as courier or document delivery, that is to remain confidential or concealed until it reaches its intended recipient. For example, banks often send by mail materials bearing personal identification numbers (PINs) that are associated with their customer&#39;s accounts, credit or debit cards. Such information is usually concealed in printed materials that will show to the intended recipient if they have been tampered with by someone trying to gain access to the confidential information. It is also highly desirable that the confidential information is hidden from the moment of printing, though most tamper evident forms are constructed such that further processing of the form, such as coating or folding and sealing, is required to secure the information after the form has been printed with the confidential information. 
     U.S. Pat. Nos. 6,220,633 and 6,231,082, issued to Van Boom, describe tamper evident forms comprising a transparent printable layer overlaying a scrambling pattern. The scrambling pattern can be removed in various ways with respect to the transparent layer to reveal the print on the transparent layer. Typically, the print is printed by conventional printers and no post processing is required. 
     Tamper evident materials that carry the confidential information on the top layer are susceptible to various means by which unauthorized people may attempt to read the information by lifting it onto another substrate. These include the use of adhesive tape, heat or various chemicals, such as solvents. For example, a thief might use a piece of blotting tape and an iron in order to lift ink from the upper layer. As such, there is a need to make such forms more resistant to tampering and to make them tamper evident in response to such attacks in order to protect valuable information, such as PINs, from being surreptitiously detected without the knowledge of the intended recipient of the information. 
     SUMMARY 
     Embodiments of the invention broadly relate to the ability of certain materials, such as printed paper materials such as forms, to convey confidential information to an intended recipient. In the event that such forms are tampered with by a person attempting to obtain illicitly the confidential information, the form should at least reveal some evidence of tampering. Methods of surreptitious detection of the confidential information exist to design around security features of such forms. In order to thwart attempts to lift confidential information from a form by physical or chemical methods, the forms of the present invention can prevent detection of the confidential information and/or reveal evidence of such tampering. 
     The tamper evident forms of the present invention generally provide confidential information on an upper transparent layer. The upper transparent layer may be positioned above a lower scrambling layer. The lower scrambling layer generally serves to prevent information printed on the upper transparent layer from being readable. U.S. Pat. Nos. 6,220,633, 6,231,082, and 6,481,753, which are herein incorporated by reference in their entireties, describe various embodiments of a transparent layer removably affixed to a scrambling means which hides printed information on the transparent layer from being read. Similarly, embodiments of the tamper evident forms described herein also include one or more transparent layers positioned above and bonded either directly or indirectly to a lower scrambling layer. 
     Preferably, embodiments of the tamper evident forms are configured to be passed through a conventional printer such as a laser or ink-jet printer. The upper transparent layer is adapted to receive printed indicia deposited by a conventional printer. However, such information cannot be viewed or detected while the underlying scrambling layer is positioned below the upper transparent layer. An intended recipient of the printed indicia may follow instructions on the form and separate the upper transparent layer and the scrambling layer, or to optically alter or negate the scrambling layer, thus revealing the confidential information on the upper transparent layer. 
     Embodiments of the tamper evident forms also contain one or more additional security features which would alert the intended recipient of the printed indicia to tampering. While certain security features only serve to alert the intended recipient, other security features of the tamper evident forms will prevent the surreptitious detection of the printed indicia. In certain embodiments, the tamper evident forms contain one or more security features which prevent the detection of the printed indicia by the destruction of the indicia upon tampering. In others embodiments, the tamper evident forms contain one or more security features which prevent the detection of the printed indicia by obscuring the view of the indicia upon tampering. Such security features are further described herein. 
     Certain types of security features may be incorporated into the tamper evident forms. One security feature described herein relates to a breakaway or release coating that releases in a manner that destroys the printed indicia if a person attempts to lift the upper transparent layer on which the indicia is printed. Another security feature described herein relates to a heat reactive composition which can, under certain conditions, bond to paper or film which is placed on top of the upper transparent layer in an attempt to transfer the ink or laser printed toner of the printed indicia. Another security feature relates to a composition which reacts and/or changes its appearance when exposed to a solvent commonly used in attempts to transfer ink from the printed indicia to another substrate, such as blotting paper. Another security feature relates to the inclusion of light-scattering particles, such as spheres or prisms, that defract light in the form in order to prevent the copying or scanning of the printed indicia on the upper transparent layer. 
     Any one of these security features may be featured in one or more coating layers above the scrambling means of the form. In certain embodiments, two or more coating layers may be used, each coating layer having single or multiple security functions. Such embodiments are further described below. It will be understood herein that reference to a layer need not indicate strata of significant depth or thickness, but is also intended to include coatings. Likewise, it also contemplated that layers may be deposited by coating techniques or by methods of extrusion, coextrusion, and the like. Such coatings are typically applied to a substrate layer having some integrity and then “cured”, such as by beating or drying. 
     One embodiment provides a tamper evident construction, such as a form, which comprises a breakaway layer partially covering an upper face of an upper, transparent layer, the upper face and the breakaway layer being adapted to receive printed information, and a lower layer comprising a scrambling pattern that renders such printed information unreadable. The construction may further comprise, in addition to the printed information, breakaway layer, transparent layer and scrambling pattern a lower substrate, such as paper or plastics film. The breakaway layer may be configured in a manner such that when a lifting force, such as an adhesive or the like, is applied to the printing and/or upper layer, the breakaway layer causes a separation in the construction to reveal the tampering. 
     Another embodiment provides a tamper evident construction, such as a form, which comprises a transparent layer reactive to chemicals at least partially covering, and preferably covering, an upper surface or face of an upper, transparent layer, the chemical reactive layer being adapted to receive printed information, and a lower layer comprising a scrambling pattern that renders such printed information unreadable. The construction may further comprise, in addition to the printed information, chemical reactive layer, transparent layer and scrambling pattern a lower substrate, such as paper or plastics film. The chemical reactive layer may react to chemicals, such as solvents, that are used in an attempt to access the information by changing the appearance of the construction, for example by changing the light transmission properties of the chemical reactive layer, such as by turning it milky or at least partially opaque. 
     Another embodiment provides a tamper evident construction, such as a form, Which comprises a transparent layer reactive to heat at least partially covering, and preferably covering, an upper face of an upper, transparent layer, the heat reactive layer being adapted to receive printed information, and a lower layer comprising a scrambling pattern that renders such printed information unreadable. The construction may further comprise, in addition to the printed information, heat reactive layer, transparent layer and scrambling pattern a lower substrate, such as paper or plastics film. The heat reactive layer may be adapted to be relatively insensitive to heat during the laser or inkjet printing and processing of the document bearing the construction, but relatively sensitive to heat applied to the construction in an attempt to access the information by fusing or otherwise reacting with the printed information to render it inaccessible and/or such that it is apparent that the construction has been tampered with. 
     Another embodiment provides such constructions comprising two of the breakaway, chemical reactive and heat reactive layers, or all three of them. 
     Thus one embodiment provides a tamper evident construction, such as a form, which comprises the breakaway layer partially covering the upper face of the upper, transparent layer and the heat reactive layer located on and above the breakaway layer, the heat reactive layer being adapted to receive the printed information. 
     Thus another embodiment provides a tamper evident construction, such as a form, which comprises the breakaway layer partially covering the upper face of the upper, transparent layer, the chemical reactive layer located on and above the breakaway layer and the heat reactive layer located on and above the chemical reactive layer, the heat reactive layer being adapted to receive the printed information. 
     In one embodiment, the breakaway layer may be adapted to partially or completely cover the upper face of the upper, transparent layer. In some embodiments, the breakaway layer covers the upper face of the upper, transparent layer in amount ranging from about 25 to about 75% of the surface area of the upper face. In some embodiments, the breakaway layer covers the upper face of the upper, transparent layer in amount ranging from about 40 to about 60% of the surface area of the upper face. The breakaway layer may further be configured to underlay at a least a portion of the printed indicia on the upper surface of the construction. 
     Portions of the upper transparent layer may be covered to provide various break away patterns to the break away coating. Patterns of the break away coating may include vertical stripes, horizontal stripes, diagonal stripes, circles, diamonds, or the like. The pattern of the break away coating may further be configured to underlay at a least a portion of the printed indicia on the upper surface of the construction. In certain embodiments, the pattern of the breakaway layer is designed such that release of the break away coating renders the printed indicia destroyed or unreadable. In one configuration, the pattern may render one or more characters of the printed indicia unreadable or unrecognizable by a person or machine. In one embodiment, the break away coating releases half of the printed indicia A half may include a left portion, a right portion, a top portion, a bottom portion, or one or more portions that are additive to approximately half of the surface of the upper face of the transparent layer. 
     Release of the break away coating may also be configured to interfere with the underlying scrambling means. In some embodiments, the release of the break away coating does not affect the underlying substrate which the scrambling means is affixed or adjacent to. In certain embodiments, the breakaway layer is designed to stay engaged to the upper transparent layer when the scrambling means is removed from the form. The scrambling means may be removed from a bottom surface of the upper transparent layer by being peeled away or scratched away, or may be optically altered or negated, depending on the type and configuration of the scrambling means. 
     The chemical reactive layer may be adapted to undergo a physical or chemical change when exposed to a substance in an attempt to remove or otherwise gain access to the printed indicia. Such unauthorized access to the printed indicia may typically be made from the upper surface of the construction; however, attack from the lower surface or the substrate may also be made. The physical or chemical change of the substrate may be a function of a chemical reaction or a result of physical differences between components which comprise the chemical reactive layer. 
     In one embodiment, the chemical reactive layer is adapted to change when exposed to a solvent. The chemical reactive layer may include a combination of materials having different solubility constants in one or more solvents. Such materials may be configured to be polymeric materials having different solubility constants in one or more solvents. While such materials may be homogeneously dispersed through mixing, exposure of the materials to one or more solvents may cause one material to dissolve, crystallize or precipitate from the mixture. Prior to exposure to the solvent, the chemical reactive layer may be configured to be transparent or partially transparent. Exposure to the solvent may result in a chemical layer that is more opaque than the layer prior to exposure. 
     The heat reactive layer may be configured to be on or near the upper surface of the construction. This configuration permits the heat reactive layer to be sensitive to attempts to remove printed indicia from the upper surface by heat. The heat reactive layer is configured to remain unaltered during normal printing conditions. As such, it may be run through laser printers with heating elements used to fix toner on the upper surface of the construction. However, the heat reactive layer is also configured to soften when exposed to heat under certain conditions conducive to at least the partial removal of toner from upper surface. The heat reactive layer preferably bonds to a transfer medium contacting the upper surface of the form under such heating conditions. This bonding provides evidence of tampering with a construction having a heat reactive layer. Such evidence may include marring or residue on the surface of the upper layer when the transfer medium is removed. 
     A combination of materials may be used in a heat reactive layer. In certain embodiments, a polymeric mixture and a particulate filler material are included in the heat reactive layer. The polymeric mixture may include a blend of at least two polymers, one polymer which would bind to the transfer medium on the upper surface if exposed to the heating conditions. A second polymer may act as a heat buffer layer which physically absorbs heat such that printed indicia may be received on the surface by a conventional printer such as a laser printer under designated conditions described herein. A particulate filler material may be dispersed throughout the heat reactive layer and may be dispersed on or adjacent to the upper face of the heat reactive layer. The particulate filler material may be configured to buffer heat exchange between the polymeric materials and a heating element of a printer. 
     In one embodiment, the particulate filler material may include platelet shaped particles. In certain embodiments, the particulate material includes acicular shaped particles. Certain embodiments include both. Such particle shapes may be adapted to provide a surface in which to receive toner from a printer while buffering heat from the polymeric components of the heat reactive layer. 
     Any one of the aforementioned embodiments are applied on top of the upper transparent layer. This film layer may be made of any material, including, but not limited to, polyester, cellophane, polypropylene, vinyl, polycarbonate and PLA (polymer of lactic acid) materials. In certain embodiments, this material is a transparent adhesive material. In some embodiments, this material comprises a material capable of receiving printed indicia. The upper transparent layer is configured to be in contact with one or more upper layers which are described above and adjacent to or in contact with the scrambling layer positioned below. 
     Any one of the forementioned embodiments may also include a scrambling layer. The scrambling layer is adapted to interfere with observation of printed indicia on the upper surface of the construction. In certain embodiments, the scrambling layer renders the indicia unreadable. In certain embodiments, the scrambling layer renders the indicia hidden. However, the scrambling layer is configured to be separated from the upper transparent layer, or may be optically altered or negated, to render the printed indicia observable or readable. 
     In one embodiment, a scrambling layer includes a saturated mass of overprint alpha-numeric characters. In another embodiment, the scrambling layer includes a darkly shaded or opaque area which prevents observation of the printed indicia. In another embodiment, the scrambling layer is a removable opaque coating deposited on the lower face of the transparent layer. In another embodiment, the scrambling layer is a removable opaque coating deposited on or adjacent to the substrate layer. In any of these embodiments, the scrambling layer portion may be configured to be scratched or peeled away. In another embodiment, the scrambling layer may be optically altered or negated so as to reveal the printed indicia. The scrambling means can comprise an ink or colorant that changes appearance. For example changing such as from apparent to clear by chemical or physical action can cause the scrambling means to disappear by becoming clear. 
     In any of the aforementioned embodiments, the construction preferably includes a substrate. In one embodiment, the substrate may be connected to the scrambling layer. In one embodiment, a portion of the substrate is adhered to the scrambling layer and is configured to be removed from the rest of the form with the scrambling layer in order to reveal the printed indicia on the upper surface of the form. In another embodiment, the upper transparent layer is adapted to be removed from the scrambling layer which is bonded to the substrate. In one embodiment, the upper transparent layer and the scrambling layer may be adhered beneath the substrate. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
       Some preferred embodiments of the invention will now be more particularly described by reference to the accompanying drawings, in which: 
         FIG. 1  is an exploded perspective schematic view of one embodiment of a tamper evident form having a scrambling layer, a transparent layer, a release layer, a solvent reactive layer, and a heat reactive layer. 
         FIG. 2  is a top view of a tamper evident form with scrambling layer attached. 
         FIG. 3A  is a side view of a form having a transparent lamina and one or more upper coating layer separable from the face. 
         FIG. 3B  represents the separation of the scrambling layer from the upper layers as shown in the form in  FIG. 3A . 
         FIG. 4A  is a side view of a form having a scrambling layer and substrate separable from the bottom of the form. 
         FIG. 4B  represents the separation of the scrambling layer with a portion of the substrate from the upper layers as shown in the form in  FIG. 4A . 
         FIG. 5A  is a side view of a form having a scrambling layer separable from one or more upper layers without removing a substrate portion. 
         FIG. 5B  illustrates separation of the scrambling layers from the one or more upper layers in the form shown in  FIG. 5A . 
         FIG. 6A  is a side view of a form having a scrambling layer with no substrate on its bottom surface. 
         FIG. 6B  illustrates separation of the scrambling layer from the one or more upper layers in the form shown in  FIG. 6A . 
         FIG. 7A  is a side view which has an adhesive layer between the scrambling layer and the substrate, each of the scrambling layer, a portion of adhesive layer, and a portion of the substrate being separable from the bottom of the form. 
         FIG. 7B  illustrates separation of the scrambling layer and various portions from the one or more upper layers in the form shown in  FIG. 7A   
         FIG. 8A  is a side view of another embodiment of a form. 
         FIG. 8B  is illustrates separation of a scrambling layer from one or more upper layers in the form shown in  FIG. 8A . 
         FIG. 9A  is a side view of another embodiment of a form. 
         FIG. 9B  illustrates separation of a scrambling layer from one or more upper layers in the form shown in  FIG. 9A   
         FIG. 10  is a side view of a form having scrambling layer printed on the substrate, the scrambling layer being removable from the upper layers. 
         FIG. 11A  is a top view of a tamper evident form with scrambling layer and substrate not attached. 
         FIG. 11B  is a top view of a tamper evident form with scrambling layer and substrate attached. 
         FIG. 12  is an illustration of the result of a tamper evident form having its upper surface peeled away. 
         FIG. 13A  is an exploded perspective view of one embodiment of a tamper evident form having a scrambling layer, a transparent layer, a release layer, and a heat reactive layer. 
         FIG. 13B  is an exploded perspective view of one embodiment of a tamper evident form having a scrambling layer, a transparent layer, and a heat reactive layer. 
         FIG. 13C  is an exploded perspective view of one embodiment of a tamper evident form having a scrambling layer, a transparent layer, and a solvent reactive layer. 
         FIG. 13D  is an exploded perspective view of one embodiment of a tamper evident form having a scrambling layer, a transparent layer, a release layer, and a solvent reactive layer. 
     
    
    
     DETAILED DESCRIPTION OF THE EMBODIMENTS 
     Embodiments will now be described with reference to the drawings provided. Although the features of the tamper evident forms will be discussed in connection with the drawings, it is understood that such discussion is to facilitate an understanding of the preferred embodiments only, and is not intended to limit the scope of the disclosure or claims to the tamper-evident forms and methods of making and using the same. 
     Referring to  FIG. 1 , a tamper evident form  5  is described. As shown, form  5  includes multiple layers which are configured to convey printed indicia  35  to an intended user. While form  5  generally shows multiple layer configurations, it is understood that this figure is an exploded view of the layers and that the layers collectively form one sheet. In addition, the form may be configured to have only a portion which contains the layers described herein. For example, a bank which conveys a confidential PIN number to a customer may only need to print the PIN on a small portion of the form. Thus, forms may be adapted to have portions which include the one or more layers further described herein. 
     Tamper evident form  5  may be used for conveying printed indicia  35  to an intended user who must take additional steps to actually view printed indicia  35 . Tamper evident form  5  includes various security features which provide evidence that the form  5  has been tampered with if an attempt to obtain or view printed indicia  35  through certain surreptitious means has occurred. Such security features are present in the one or more layers of form  5 . 
     Tamper evident form  5  includes one or more functional layers. Tamper evident form  5  includes a transparent lamina  10 , a breakaway layer  20 , a solvent reactive layer  25 , and a heat reactive layer  30  that receives indicia positioned above scrambling layer  15 . The function of scrambling layer  15  is to render printed indicia on one or more of the upper layers unreadable. Since the breakaway layer,  20 , solvent reactive layer  25 , and heat reactive layer  30  are each substantially transparent layers, printed indicia  35  is hidden from view by scrambling layer  15  while positioned above it. 
     Referring to  FIG. 2 , a top view of form  5  is shown. Printed indicia  35  is not visible when scrambling layer  15  is in place. The upper transparent lamina and one or more tamper evident coating layers are positioned above the scrambling layer. Form  5  may receive indicia from a printer, but such indicia would be not be readable without separation, alteration or negation of the scrambling layer  15  from the upper transparent lamina. 
     Scrambling layer  15  may be of any type or comprise any feature which prevents or substantially inhibits print on the one or more upper layers from being observed while positioned over the scrambling layer, assuming that the scrambling layer and the upper layers are still bonded together. In one embodiment, the scrambling layer includes a saturated mass of overprint alpha-numeric characters. In other embodiments, the scrambling layer may be comprised of other types of characters, random markings, or simply a darkly shaded or opaque area. In one embodiment, the scrambling layer  15  may include a scratch-off coating material. 
     In some embodiments, scrambling layer  15  or a portion of the scrambling layer may be negated or optically altered. For example, the scrambling layer may contain a pattern that renders the printed indicia  35  unreadable. However, a change to the scrambling layer, whether by its removal or physical alteration may render printed indicia readable. In one embodiment, the scrambling layer may be rotated or flipped to render the indicia readable. In another embodiment the scrambling layer is made of a disappearing ink or substance that can be physically or chemically altered or negated so that it no longer hides the printed indicia  35 . In another embodiment the scrambling layer is made of a color changing ink or substance that can be physically or chemically altered so that it no longer hides the printed indicia  35 . 
     In some embodiments, scrambling layer  15 , or a portion of the scrambling layer  15 , may be removed by peeling the layer or the portion away to reveal the printed indicia on the one or more upper layers. In certain embodiments, an optional release layer  8  may be disposed between the scrambling layer  15  and the transparent lamina  10  to facilitate the removal of the scrambling layer  15  from the transparent lamina  10 . 
     Various peel away scrambling layers and the transparent lamina  10  are described in U.S. Pat. Nos. 6,220,633, 6,231,082, and 6,481,753. As shown in  FIG. 1 , substrate  12  has a portion  13  positioned below scrambling layer  15 . In some embodiments, scrambling layer  15  is adhered to portion  13  with a suitable adhesive material. Portion  13  may be configured to be removable from substrate  12 , such as die cuts, perforations and the like. Such removal may occur by peeling portion  13  and scrambling layer  15  from upper transparent lamina  10 . 
     In one configuration, referring now to  FIGS. 3A and 3B , there are illustrated sequential sectional views of one configuration of the upper layers  48 , which includes the transparent lamina  10  and one or more upper coating tamper evident layers (e.g., the heat reactive layer  30 , the solvent reactive layer  25 , and/or the breakaway layer  20 ) or generally any layer positioned about the transparent lamina  10  include an upper surface layer which is printable, in combination with the scrambling layer  15  and the substrate  12  or a portion of the substrate  13 . It will be appreciated that the thickness of the form is greatly exaggerated. In fact, the form is thin enough to pass through a conventional laser printer. 
     In one configuration, referring to  3 A and  3 B, upper layers  48  are adhered to substrate  12  by virtue of adhesive layer  11 . A release layer  18  (e.g., silicone) is provided intermediate adhesive layer  11  and substrate  12  so that the removable portion of the upper layers  48  may be easily removed as shown in  FIG. 3B  carrying with it a portion of adhesive layer  11 . A similar structure to that shown in  FIGS. 3A and 3B  (not illustrated here) avoids the use of die cuts and comprises an arrangement that is peeled from the top. For example, such an embodiment can comprise substrate  12  with scrambling means  15  above it and above that transparent layer  10 . An adhesive layer above the transparent layer bears one or more of the heat reactive layer  30 , solvent reactive layer  25  and break away layer  20 . Peeling the layers above the transparent layer can provide an indication of tampering. 
     In another configuration, referring now to  FIGS. 4A and 4B  there is illustrated a form comprised of a substrate  12  and a transparent or translucent upper layers  48  adhered together by a layer of adhesive  13 . However, in this case a die cut  19  is provided in the substrate  12  rather than in the upper layers and the die cut extends through release layer  17 . Accordingly, a portion  13  of the substrate  12  is removable from the form as shown in  FIG. 4B , rather than the upper layers  48  being removable from the form. It will be noted that die cut  19  may be a complete die cut or a perforated die cut with frangible ties and its purpose is to provide the recipient access to the scramble pattern  15  which would otherwise be sealed off by substrate  12 . It will also be noted that portion  13  may be removed during the manufacturing of the form  5  or may be retained with the form for the intended recipient to remove. It is also noted that die cut  19  may be cut to form a perforated flap of substrate  12  so that the recipient can fold back  13  to remove, disable or negate scrambling layer  15 , and then fold  13  back into position under the  48  to assist with the reading of the indicia  35 . 
     It will be noted that a layer of adhesive  11  may be used to bond the upper layers  48  to the substrate  12 . A release layer  17  is also provided to enable the portion of the substrate to be removed as shown in  FIG. 4B . The die cut  19  extends through release layer  17  and therefore the release layer  17  is removed with the portion  13  of the substrate  12  as shown in  FIG. 4B . 
     In some embodiments, the removed portion  13  of the substrate  12  can be flipped or rotated through 180 degrees so that the substrate  12  is above the release layer  17 . The removed portion  13  of substrate  12  can then be replaced if desired, which may allow for easier reading of the revealed printed indicia  35 . 
     In another configuration, referring now to  FIGS. 5A and 5B  there is illustrated sequential sectional views of another embodiment. In this embodiment, the form comprises upper layers  48  and scrambling layer  15  adhered beneath the substrate  12 . Scrambling layer  15  can be scratched away or peeled away as shown in  FIG. 5B . 
     In another configuration, referring now to  FIGS. 6A and 6B , there is illustrated sequential sectional views of another embodiment of a form. Again, there is a substrate  12  and upper layers  48 . In this case, the substrate  12  has an aperture or hole provided beneath upper layer  48 . Upper layers  48  are adhered to the substrate  12  by virtue of adhesive  11 , which in this case is provided around the perimeter of the underside of the upper layers  48 . Within the “ring” of adhesive  11  is provided a removable scrambling layer  15 . In another embodiment, the adhesive layer  11  is continuous and the scrambling layer  15  is applied to the underside of the continuous adhesive layer  11 . 
     In another configuration, referring now to  FIGS. 7A and 7B , there is shown sequential sectional views of another embodiment. The form of this embodiment is comprised of substrate  12 , adhesive layer  11 , scrambling layer  15  and upper layers  48 . In this case, the die cut  19  extends through the substrate  12 , adhesive  11  and a release layer  18 , although this embodiment could be die-cut from the upper side with the die cut extending through the upper layers  48  such that the upper layers  48  are removable. 
     In another configuration referring now to  FIGS. 8A and 8B  there is illustrated sequential sectional views of another embodiment. In this embodiment, adhesive layer  11  and release layer  18  have been reversed. Such form consists of a substrate  12 , adhesive layer  11 , release layer  18  and upper layers  48 . As shown, the die cut  19  extends from the underside through the substrate  12  and adhesive  11 , although the die cut  19  could extend from the upperside through the lamina and release layer. This embodiment can have the scrambling pattern either printed on the substrate  12  (as shown) or on the underside of the release layer  18  with the print being removed from the release layer  18  by the adhesive  11 . 
     In another configuration, referring now to  FIGS. 9A and 9B , there is illustrated sequential sectional views of another embodiment. This embodiment additionally includes a “frame”  22  which is adhered to the perimeter of upper layers  48  and to substrate  12  by virtue of adhesive  11 . This “frame”  22  ensures that the edge of upper layers  48  cannot be lifted thereby ensuring that upper layers cannot be removed, viewed, and then replaced. 
     Referring to  FIG. 10 , in some embodiments, the scrambling pattern  37  may be printed on the upper surface of the substrate  12 , if the substrate  12  or a portion  13  is separable from the upper layers  48  and release coating  18 . In another embodiment, bottom surface of release coating  18  may be contain the scrambling means  37  and may be removed from upper layers  48 , thus revealing printed indicia  35 . 
     As noted for some embodiments, scrambling layer  15  may include a scratch-off coating. Such coating may be scratched off from the bottom surface of the scrambling layer to reveal printed indicia on one or more of the upper surfaces of the form  5 . 
     In certain embodiments, transparent lamina  10  and the upper coating layers may be separated from form  5 . Such separation functions to separate the scrambling layer  15  from the printed indicia  35 , thus revealing the confidential information printed on the upper coating layers. In one embodiment, the transparent lamina  10  may also be bonded to the form through frangible ties. Upon removing the transparent lamina and the upper coating layers containing the printed indicia, the frangible ties may be broken. As such, frangible ties may also be provided in any of the disclosed embodiment as an additional security feature. 
     Referring to  FIG. 11A , upper coating layers  48  are transparent or translucent and includes an incomplete or perforate die cut  51  defining within the die cut a removable portion of the upper layers. The incomplete die cut  51  leaves ties  52  whereby the removable portion of the upper layers (in this case having the printed indicia thereon) remains connected to the remainder of the upper layers  48 . The ties  52  are frangible such that the portion of the upper layers carrying the printed indicia may be removed from the remainder of the upper layers  48  and such removal is tamper-evident by virtue of the broken ties. Removal of the portion of the lamina is facilitated by the provision of tabs  53  which can be manually lifted and grasped. 
     Referring now to  FIG. 11B , there is illustrated a first embodiment of the invention in which the upper layers  48  have been adhered about its perimeter to a substrate  12  carrying a scrambling means. It will be understood that any information printed on the transparent or translucent lamina  48  cannot be ascertained due to the fact that the information is superimposed on the scrambling layer  15 . 
     Further disposed on the upper surface of transparent lamina  10  are one or more tamper evident layers and/or one or more layers adapted to received printed indicia. As shown, a breakaway layer  20  is an intermittent, diagonal pattern in contact with transparent lamina  10 . Such pattern may be configured to be easy release. The breakaway layer  20  functions to selectively adhere lightly to the transparent lamina  10  in a manner such that the breakaway layer may be peeled away from the transparent lamina in areas of light bond or easy release and adheres tightly in areas of non release. This can be accomplished through the use of a release coating in used in defined areas between the transparent lamina and the upper layers. In areas of non release or tight bond, the transparent lamina  10  will continue to bond strongly to the solvent reactive layer  25 . Thus, where there is tight bonding of the transparent lamina  10  by the breakaway layer  20 , the solvent reactive layer  25  will adhere to the transparent lamina  10 . The release layer can also cover up to 100% of the surface of the transparent lamina. 
     Breakaway layer  20  is configured to adhere strongly to solvent reactive layer  25 . Such adherence must be greater than the adherence of the upper layers to the transparent lamina  10 . Likewise, solvent reaction layer  25  is adhered strongly to heat reactive layer  30 . Such adherence must be greater than the adherence of the breakaway layer  20  to the transparent lamina  10 . This adhesion relationship is preferable in causing the breaking away of the one or more upper layers and the breakaway layer in the event of attempts to lift the upper surface  31  of the form from the scrambling means. 
     In areas of the upper surface of the transparent lamina  10  that are not coated with breakaway layer  20 , the adhesion of the transparent lamina  10  must have sufficient adhesion to the solvent reactive layer  25  in order to not be released with the release of the breakaway layer  20 . The adhesion between the transparent lamina  10  and the breakaway layer  20  should preferably have the weakest adhesion of all the bonds in the construction. This allows for all layers above breakaway coating  20  to be pulled away together. The adhesion of the solvent reactive layer  25  to the transparent lamina  10  is preferably also greater than the intra-layer bonding of the solvent reactive layer  25 . This allows only a portion of the solvent reaction layer  25  to be torn away in the event that the breakaway layer  20  is peeled from the transparent lamina  10 . In some embodiments, the heat reactive layer  30  should have similar adhesion characteristics such that the intra-layer bonding of the heat reactive layer  30  is less than the adhesion of the heat reactive layer  30  to the solvent reactive layer  25 . With such adhesion characteristics, when sufficient peel force is applied to the upper surface  31 , the breakaway layer  20  causes a breaking away of the solvent reaction layer  25  and the heat reactive layer  30 , but only in portions of such layers positions above the coverage of the breakaway layer  20 . 
     Advantageously, the breaking away of portions of the upper surface  31  functions to destroy the printed indicia. Referring to  FIG. 12 , a top view of form  5  is shown. While indicia may be printed on the upper surface  31 , the indicia are not readable because of the presence of the underlying scrambling layer  15 . Attempted removal of the upper surface  31  results in the break-away of the breakaway layer  20  and the portions of the solvent reaction layer  25  and the heat reaction layer  30  positioned above the breakaway layer. The tearing of the upper surface  31  causes the printed indicia  35  to be unreadable in a portion  36  which is broken away from form  5 . If the scrambling means  15  is then removed, only a portion of printed indicia  35  will remain thus evidencing tampering of the form. 
     Solvent reactive layer  25  is adhered between breakaway layer  20  and heat reactive layer  30 . Generally, the solvent reactive layer is a layer which undergoes a chemical change upon exposure to solvents. While solvent attack may be used from the upper surface  31 , it is believed that the heat reactive layer  30  is sufficiently permeable such that the solvent is conveyed to the solvent reactive layer  25 . However, it also contemplated that the materials of the heat reactive layer  30  may be included on or near the printed indicia. Such configuration may allow immediate chemical change upon the surface and function to be less independent on the permeability of the heat reactive layer  25 . It is contemplated that layers can be formulated to have multiple functionality. For example, the solvent reactive layer can be formulated to have breakaway properties or heat reactive properties. 
     A heat reactive layer  30  is adhered to the upper surface of the solvent reactive layer  25 . The heat reactive layer  30  may be configured to receive printed indicia. Printed indicia  35  may be received on the upper surface  31  of heat reactive coating  30 . In some embodiments, heat reactive layer  30  may comprises one or more layers or printable components coated on the upper surface  31  which are configured to receive printed indicia. In certain embodiments, additional components are not required as the composition forming the heat reactive layer  25  is suitable for receiving indicia  35 . 
       FIG. 1  represents that a breakaway layer  20 , a chemically reactive layer  25 , and a heat reactive layer  30  are adhered to the upper surface of the transparent lamina  10  in a certain configuration. Such additional coating layers are tamper evident layers as they provide evidence of tampering by an unintended user who may use chemical or physical means in an attempt to read or remove printed indicia  35 . While these layers are presented in  FIG. 1  in a preferred configuration, it is understood by persons having ordinary skill in the art that such layers may be used in any number of various configurations. For example, one or more layers may be optional layers and not included in every embodiment.  FIGS. 13A-13E  describe other various layer configurations of certain embodiments. 
     Referring to  FIG. 13A , one embodiment includes a form  6  having a scrambling layer  15 , a transparent lamina  10 , breakaway layer  20 , and a heat reactive coating  30  adhere together. Compared to the embodiment of  FIG. 1 , the form  6  does not contain a solvent reactive layer  25 . In some embodiments, components of a solvent reactive layer may be incorporate into the heat reactive coating  30  in order to combine two security features in a single layer. Heat reactive layer  30  is capable of receiving printed indicia  35 . 
     Continuing to refer to  FIG. 13A , breakaway layer  20  is shown as having partial coverage over transparent lamina  10 . In this embodiment, portions of heat reactive layer  30  are adhered directly to transparent lamina  10  and portions of heat reactive layer  30  are adhered to breakaway layer  20 . Preferably, the adherence of the heat reactive layer  30  to transparent lamina  10  is greater than the adherence of the breakaway layer  20  to the transparent lamina  10 . In addition, the intra-layer bonding of heat reactive layer  30  is less adhesive that adhesion of breakaway layer  20  to heat reactive layer  30 . As such, a sufficient peel force applied to the upper surface  31  of form  6  will result in the breakaway of the breakaway layer  20  from transparent layer  10 . In certain embodiments, the peel force will also destroy printed indicia since the intra-layer bonding of the heat reactive layer  30  will break with the release of the breakaway layer  20 . Preferably, this tearing of the heat reactive layer will irreversibly render printed indicia  35  unreadable and/or will provide tamper evidence. 
     Continuing to refer to  FIG. 13A , it is believed that heat reactive layer  30  also functions in a coordinate manner with breakaway layer  20 . Attempts to transfer printed indicia  35  through the application of heat and a transfer medium (film or paper) may include pressing the medium down on the upper surface  31  of the heat reactive layer  30  with heat sufficient to fuse a portion of the transfer medium and the heat reactive layer  30 . Removal of the transfer medium may have sufficient peel force to cause the breakaway layer  20  to break away from the transparent lamina  10  and tearing of the intra-layer bonding of the heat reactive layer  30 . As such, the removal of the transfer medium may tear the printed indicia  35  and render it unreadable and/or tamper evident. 
     Referring to  FIG. 13B , one embodiment includes a form  7  having a scrambling layer  15 , a transparent lamina  10 , and heat reactive coating  30  adhered together. Compared to the embodiment of  FIG. 1 , the form  7  does not contain a breakaway layer  25  or a solvent reaction layer  25 . As such, the heat reactive layer  30  is bonded directly to the transparent lamina  10 . The heat reactive layer may be designed to cover the entire surface of the transparent lamina  10  or may cover the entire surface  30 . Heat reaction layer  30  may be configured to receive printed indicia  35 . 
     Referring to  FIG. 13C , one embodiment includes a form  8  having a scrambling layer  15 , a transparent lamina  10 , and solvent reactive layer  25  adhered together. Compared to the embodiment of  FIG. 1 , the form  8  does not contain a breakaway layer  20  or a heat reaction layer  30 . In this embodiment, printed indicia  35  is printed on the solvent reactive layer  25 . Solvent reaction layer  25  may be designed to cover the entire surface of the transparent laminate  10  or a portion thereof. 
     Referring to  FIG. 13D , one embodiment includes a form  9  having a scrambling layer  15 , a transparent lamina  10 , a breakaway layer  20 , and a solvent reactive layer  25  adhered together. Compared to the embodiment of  FIG. 1 , form  9  does not contain a heat reactive layer. In this embodiment, solvent reactive layer  25  is configured to receive printed indicia. 
     Continuing to refer to  FIG. 13D , breakaway layer  20  is shown as having partial coverage over transparent lamina  10 . In this embodiment, portions of solvent reactive layer  25  are adhered directly to transparent lamina  10  and portions of solvent reactive layer  25  are adhered to breakaway layer  20 . Preferably, the adherence of the solvent reactive layer  25  to transparent lamina  10  is greater than the adherence of the breakaway layer  20  to the transparent lamina  10 . In addition, the intra-layer bonding of solvent reactive layer  25  is less adhesive that the adhesion of breakaway layer  20  to solvent reactive layer  25 . As such, a sufficient peel force applied to the upper surface  31  of form  9  will result in the release of the breakaway layer  20  from transparent layer  10 . In certain embodiments, the peel force will also destroy printed indicia  35  since the intra-layer bonding of the solvent reactive layer  25  will break with the release of the breakaway layer  20 . Preferably, this tearing of the solvent reactive layer  25  will destroy printed indicia  35  and/or will provide tamper evidence of the peel. 
     The breakaway layer  20 , the solvent reactive layer  25 , and the heat reactive layer  30  is described in detail below in reference to  FIG. 1 . However, it understood that any of the breakaway layer  20 , solvent reaction layer  25 , and heat reactive layer  30  may be used alone or together with one or more of the other layers in any of the various embodiments of forms described herein. 
     Breakaway Layer 
     One method used to obtain the printed indicia  35  from form  5  without removing the scrambling means  15  is to physically remove the upper surface  31  which carries the printed indicia  35 . A surreptitious attempt may also include reapplication of the upper surface  31  to form  5  in order to not alert the intended recipient of tampering. In order to thwart such physical tampering, form  5  may contain a breakaway layer  20  disposed between the upper surface  30  and transparent lamina  10 . Such breakaway layer  20  is designed to release in the pattern of the coating. Such release causes the release of coating layer  20  from transparent lamina  10  and tears upper surface  31  in the pattern of the breakaway layer  20 . Such tearing provides tamper evidence that there was an attempt to remove the upper surface carrying the indicia, or even an attempt to remove at least a portion of the indicia itself as described below in reference to the heat reactive coating  30 . 
     The breakaway layer  20  is thus designed to have less affinity to transparent lamina  10  on its lower surface than to the solvent reactive layer  25  on the breakaway layer&#39;s upper surface. As such, in one embodiment, the breakaway layer  20  is positioned between the transparent lamina  10  and the solvent reactive layer  25 . In other embodiments, the breakaway layer is positioned between the transparent lamina  10  and the heat reactive layer  30 . In such embodiment, the breakaway layer is adapted to have greater adhesion to the heat reactive layer  30  than to the transparent lamina  10 . In another embodiment, the breakaway layer  20  is positioned between the transparent lamina  10  and a printable layer, such as solvent reactive layer  25 , heat reactive layer  30 , or any other layer which may be adapted to receive printed indicia  35 . 
     In some embodiments, the upper surface of the breakaway layer  20  may be surface treated to increase the adhesion of the upper surface of the breakaway layer  20  with the above layer, the solvent reactive layer  25 . In some embodiments, the surface treatment may include one or more selected from the group consisting of heat treatment, flame treatment, corona treatment, plasma treatment, and the like. In one preferred embodiment, the upper surface of the breakaway layer is corona treated. 
     In some embodiments, the breakaway layer  20  may be applied to approximately 1 to about 100 percent of the upper surface area of the transparent lamina  10 . In some embodiments, the breakaway layer  20  may be applied to approximately 30 to about 70 percent of the upper surface area of the transparent lamina  10 . In some embodiments, the breakaway layer  10  may be applied to approximately 40 to about 60 percent of the upper surface area of the transparent lamina  10 . In some embodiments, the breakaway layer  20  may be applied to approximately 50 percent of the upper surface area of the transparent lamina  10 . 
     Breakaway layers may be applied on the upper surface of the transparent layer  10  in various patterns and or shapes. In one embodiment, the release coating is applied in a diagonal, striped line pattern, the line having certain widths which are configured to prevent the printed indicia  35  from being read if the breakaway layer  20  is peeled away and the upper surface  31  is torn. In some embodiments, the breakaway layer  20  is adapted to render the printed indicia  35  unreadable on a portion that is broken from the tamper evident form  5  in the event of physical tampering. 
     In one embodiment, the breakaway layer is applied as a series of lines. In some embodiments, the breakaway layer is applied as a series of diagonal lines having certain dimensions. Between the diagonal lines are areas where the breakaway layer  20  is not applied. In some embodiments, the lines are about 0.2 to about 0.3 inches wide. In some embodiments, the diagonal line repeats 0.4 to about 0.6 inches between the center of one diagonal line to center of an adjacent diagonal line. The lines may be applied in a substantially parallel or parallel direction. In some embodiments, the gap between each line in a direction perpendicular to the length of the lines is between about 0.2 to about 0.3 inches. 
     Advantageously, the breakaway layer thus provides evidence that the printed indicia  25  has attempted to be viewed and also functions to destroy the printed information in the event of attempted removal of the upper surface  31 . 
     The composition of the breakaway layer material preferably has sufficient adhesion to prevent delamination of the breakaway layer  20  from the transparent lamina  10  during normal processing of form  5 . However, such adhesive composition must also maintain its breakaway properties under a surreptitious peel force of the upper layer  31 . In some embodiments, the breakaway layer  20  has a peel force of between about 10 to about 200 grams/inch of width, and preferably has a peel force between about 20 to about 50 grams/inch of width. In some embodiments, the breakaway layer has a peel force of about 20 to about 40 grams/inch of width. In some embodiments, the breakaway layer has a peel force of about 30 to about 50 grams/inch of width. In some embodiments, the breakaway layer has a peel force of about 10 to about 25 grams/inch of width. 
     In certain embodiments, the amount of force required to tear start peeling the breakaway layer may depend on a variety of factors. For example, one factor is the peel force of the breakaway layer. Another factor may be the intra-layer bonding of one or more layers positioned above the breakaway layer. In certain embodiments, the force required to initiate the break of the breakaway layer and the one or more layers above the breakaway layer away from the tamper evident form is a force that is about 1.5 to about 4 times greater than the peel force of the breakaway layer. In certain embodiments, the force required to initiate the break of the breakaway layer and the one or more layers above the breakaway layer away from the tamper evident form is a force that is about 2 to about 3 times greater than the peel force of the breakaway layer. In certain embodiments, the force required to initiate the break of the breakaway layer and the one or more layers above the breakaway layer away from the tamper evident form is a force that about 3 times greater than the peel force of the breakaway layer. 
     In certain embodiments, the thickness of the breakaway layer  20  is sufficiently thick to prevent rupture if breakaway layer  20  is flexed, but sufficiently thin in order to delaminate the breakaway layer  20  with the attempted removal of the carrier film  30 . In some embodiments, the breakaway layer has a thickness of between about 0.05 to about 0.5 mil. In some embodiments, the breakaway layer has a thickness of between about 0.15 to about 0.3 mil. In some embodiments, the breakaway layer has a thickness of between about 0.1 to about 0.35 mil. In some embodiments, the breakaway layer has a thickness of between about 0.15 to about 0.25 mil. In some embodiments, the breakaway layer has a thickness of between about 0.2 to about 0.3 mil. In some embodiments, the breakaway layer has a thickness of between about 0.1 to about 0.4 mil. 
     In some embodiments, it is preferred that such release layer be substantially transparent or have a refractive index substantially the same as the refractive index of the layer or combined layers above the release layer to avoid detection by the naked eye. As such, the breakaway layer  20  functions as a covert security feature of form  5 . 
     In some embodiments, a suitable release layer is at least one polymer having a glass transition temperature of between about 0 and 10° C. In some embodiments, the release layer is at least one polymer having a glass transition temperature of between 25 to about 75° C. In some embodiments, a suitable release layer is a polymer having a glass transition temperature of between about 20 and 40° C. However, it understood that a suitable polymer may have a glass transition temperature lower than or greater than the aforementioned values. 
     Preferred breakaway materials having suitable adhesion and transparent properties include silicone release coatings, such as Syl-Off 23, available from Dow Corning (Midland, Mich.). Other materials may also include polymer and release agent blends that exhibit preferential adhesion and low peel bonds, such as FAL100, available from Process Resources Corp. (Thornwood, N.Y.). 
     Heat Reactive Layer 
     Another method commonly used to obtain the printed indicia  35  from form  5  without removing the scrambling means is by applying heat to the printed indicia  35  in order to lift the printed indicia onto a transfer medium, such as a film or paper, between the heat source and the upper layer  31 . Typically, the heat required to cause the transfer of the toner ink to a transfer medium is about 150° F. for a dwell time of greater than 3 second at 10 psi. It is understood that transferring the toner or ink to a transfer medium shall require a combination of temperature, dwell time and pressure. Higher temperatures require relatively less dwell time and pressure than lower temperature. All three components must be viewed together to determine the amount of each that will be required to transfer some or all of the indicia. Such thermal transfer of the printed image may be thwarted by using form  5  having the heat reactive layer  30 . 
     Heat reactive layer  30  is configured to provide a surface which may receive printing from a laser or ink-jet printer. As such, the heat reactive layer  30  may be adapted to be the upper surface  31  of form  5 . In this embodiment, the lower surface of the heat reactive layer  30  is solvent reactive layer  25  However, in some embodiments, the lower surface of heat reactive layer  30  is adjacent to breakaway layer  20 . In some embodiment, the lower surface of heat reactive layer  30  is adjacent the transparent lamina  10 . 
     While heating may occur in the printer, the surface of the heat reactive layer  30  would substantially be unaltered while exposed to the heating element of a printer. The process conditions of printers require that the heating element come into contact with the surface of form  5 . Such heating elements have a temperature ranging from about 150 to about 550° F. Some printers&#39; heating elements are even cooler being less than 150° F., less than 125° F., or less than 100° F. The dwell time of the heating element under pressure on the upper surface  31  of heat reactive layer  30  is less than or about 1 second, typically between 1 and about 100 ms. Moreover, the heating element may apply pressure with the heat. The typical pressure of a laser jet printer ranges from about 1 to about 100 psi, and more preferably between about 30 and about 40 psi. For example, the IBM 3800 printer applies fixes the toner with its heating element at a temperature between 179° C. to 218° C., under 35 psi, and a dwell time of 11 ms. 
     The heat reactive layer  30  is adapted to withstand such upper surface conditions during printing, remaining substantially unchanged. However, heat reactive layer  30  is also configured to provide a surface which softens and flows when exposed to temperatures above 130° F., or even above 150° F., at dwell times of greater than 3 seconds at pressures greater than 10 psi. Such conditions are typical of those used in attempts to transfer the toner to a film with heat and pressure. According to some embodiments, the heat reactive layer  30  may be adapted to soften and/or fuse with a transfer medium between the upper surface  31  and a heat source if the heat source has a temperature of greater than 150° F. at dwell times of greater than 3 seconds at greater than 10 psi. However, the various pressures, temperatures and dwell times may be different if one of the factors is changed. 
     Once at least partially fused, transfer medium may not be removed from the heat reactive layer  30  without providing evidence of the transfer. Once fused, the transfer medium may actually tear leaving behind portions of the transfer medium in the heat reactive layer  30 . In some embodiments including breakaway layers, removal of the transfer medium may be sufficient peel force to cause the breakaway of the breakaway layer  20  and destruction of the printed indicia  35 . 
     In some embodiments, the heat reactive layer  30  includes one or more polymers. Selection of the polymeric materials of the heat reactive layer  30  provides a layer which may fuse with a paper or film substrate at a temperature of above 120° C. for about 3 seconds. Suitable polymeric materials and mixtures of polymeric materials may be selected based on the glass transition temperature (T g ) of the polymers of the layer. 
     In one embodiment, the heat reactive layer  30  includes a first polymeric material having a first glass transition temperature between about −20 and about 20° C., and a second polymeric material having a second glass transition temperature of greater than about 20° C. In certain embodiments, the second glass transition temperature ranges from about 25 to about 90° C. In certain embodiments, the second glass transition temperature ranges from about 25 to about 35° C. In certain embodiments, the second glass transition temperature ranges from about 45 to about 75° C. In certain embodiments, the second glass transition temperature ranges from about 50 to about 80° C. In certain embodiments, the second glass transition temperature ranges from about 35 to about 55° C. 
     In certain embodiments, the first polymeric material is about 40 to about 60 parts by weight, and the second polymeric material is about 40 to about 60 parts by weight, relative to the total weight of the first and second polymeric materials being 100 parts. In certain embodiments, the first polymeric material is about 45 to about 55 parts by weight, and the second polymeric material is about 48 to about 52 parts by weight, relative to the total weight of the first and second polymeric materials. In certain embodiments, the first polymeric material is about 50 parts by weight, and the second polymeric material is about 50 parts by weight, relative to the total weight of the first and second polymeric materials. 
     In certain embodiments, the first polymeric material may be selected from the group consisting of an acrylic, a urethane, a polyester, or a vinyl based polymer, such first polymeric material having a glass transition temperature as defined above. In certain embodiments, the second polymeric material may be selected from the group consisting of an acrylic, a urethane, a polyester, or a vinyl based polymer, such first polymeric material having a glass transition temperature as defined above 
     In certain embodiments, the heat reactive layer  30  includes the first polymeric material, the second polymeric material, and filler particles configured to buffer the heat reactive layer  30  from short term exposure to heat such as through the printer. Suitable filler particles may be selected from one or more of china clay, calcium carbonate, titanium dioxide, talc, and the like. 
     In some embodiments, the heat reactive layer  30  comprises between about 10 to about 35 dry weight percent of the filler particles. In some embodiments, the heat reactive layer  30  comprises between about 20 to about 25 dry weight percent of the filler particles. In certain embodiments, the amount, type, shape, and size of filler particle may vary. For example, the particle may be selected to be of platelet shaped or acicular. Also, filler particles sizes may vary. In certain embodiments, the average particle size of the filler particles is up to about 12 microns. 
     In some embodiments, the heat reactive layer comprises a filler material adapted to provide translucence or transparency to the layer. While many filler particles are opaque except for the prisms described below in the anti-scanning properties, various particles sizes and packing of such particles upon drying of the coating results in the film being substantially transparent. In one embodiment, a blend of particles having a particle size of less than 1 micron may contribute to the flattening of the particles in the layer, while larger platelet type particles provide protection against fusion to the fusing drum of the printer. 
     In one preferred embodiment, the particles are magnesium silicate and calcium silicate platelet and acicular shaped particles. Such particles have a particle size of between about 3 to about 8 microns. 
     In another preferred embodiment, a blend of about 50 weight percent of calcium carbonate particles having particles sizes less than about 1 micron may be mixed about 50 weight percent of the platelet sized talc, based on the total of particles being about 100 weight percent. In some embodiments, a portion of the calcium carbonate particles may be replaced with titanium dioxide particles to provide a whitening effect to decrease a color change caused by incorporation of talc and yellowing of the polymers on aging or heat exposure used to make up the layers above the transparent lamina. 
     In certain embodiments, at least some of the filler particles are disposed near the upper surface  31  of the heat reactive layer  30 . Advantageously, the filler particles thus serve as a physical separation buffer between the fusing drum of the printer (e.g., the heating element) and the first and second polymer materials. In some embodiments, the particles may be adapted to bond to the toner of the printed indicia on the surface of the form. In one embodiment, the particles are arranged such that they provide a receptacle for the toner ink. In certain embodiments, the particles provide a concave area which receives the toner ink of the printed indicia. 
     In some embodiments, the particles are configured to reduce surface contact between the one or more polymers in the upper layer and the fusing section of a printer which prints indicia  35  to the upper surface  31 . 
     One advantage of incorporating such particles into the heat reactive layer is that the particles may provide a matte finish to the upper surface  31  of the heat reactive layer. Such matte finish renders the printed indicia more difficult to read at different lighting angles. Preferably, heat reactive layer  30  having the filler particles is configured to have a gloss value at a 45 degree measured angle in a range of about 3 to about 16 gloss units, and preferably in the range of about 4 to about 8 gloss units. 20 degrees is our preferred angle for assessing the Pin number in angled light. The target range at a 20 degrees angle is from 1.5 to 3.5 Gloss Units with a preferred range of from 2.1 to 2.9 Gloss Units. For reference, at a 60 degree angle, the range from 9.1 to 12.1 throughout the run. Note that gloss measurements were taken with the film over a flat black background, because a reflective surface below a contact clear film where gloss is being measured makes a difference. 
     Commercial available materials for forming such heat reactive materials are available from Process Resources (Thornwood, N.Y.) as PD1010. Other additives may be incorporated into the heat reactive layer including, but not limited to, a wetting agent and a defoamer. 
     In some embodiments, it is desirable that the form include both heat reactive layer  30  and breakaway layer  20 , as shown in  FIGS. 1 and 3A . In this embodiment, upon exposure to sufficient heat and pressure the heat reactive layer  30  will bond to a film or paper being used to transfer the printed indicia  35 . In some embodiments, such bond between the heat reactive layer  30  and the transfer means is stronger than the adhesion between the breakaway layer  20  and the transparent layer  30 . The attempted removal of the transfer means from the heat reactive coating  30  released the breakaway layer  20  which destroys the printed indicia  35 . 
     In another embodiment, the heat reactive layer  30  is configured to be solvent permeable. Exposure of the surface of the heat reactive layer  30  to a solvent results in the transfer of the solvent through the heat reactive layer into the solvent reaction layer  25 . In certain embodiments, the heat reactive layer  30  comprises a portion of the materials used to form the solvent reaction layer  25 . Without being bound to any particular theory, it is believed that by using the materials of the solvent reaction layer in the heat reactive layer, the solvent may better permeate the heat reactive layer  30  into the solvent reaction layer  25 . 
     In certain embodiments, about 25 to about 75 weight percent of the heat reactive layer comprises the material used in the solvent reaction layer as described below. In certain embodiments, about 30 to about 65 weight percent of the heat reactive layer comprises the material used in the solvent reaction layer as described below. In certain embodiments, about 40 weight percent of the heat reactive layer comprises the material used in the solvent reaction layer as described below. 
     In certain embodiments, the heat reactive layer may have one or more other functionalities. In some embodiments, one of the polymeric materials used in the heat reactive layer may be adapted to be both heat reactive and solvent sensitive as described herein. 
     Solvent Reactive Layer 
     Another method used to obtain the printed indicia  35  from form  5  without removing the scrambling means  15  is by application of a solvent to the upper surface  31 , in conjunction with contacting a transfer medium with the upper surface  31 . This method may result in transfer of a replica of the printed indicia to the transfer medium. In order to thwart such solvent transfer, form  5  may include a solvent reactive layer  25 . Exposure of the solvent reactive layer  25  to a solvent changes the appearance of the solvent reactive layer  25 . In some embodiments, exposure of the solvent reactive layer  25  to a solvent changes the transparency of the layer. In one embodiment, the layer is changed into a translucent and/or opaque layer. 
     Such optical changes of the solvent reactive layer are tamper evident. Once the scrambling layer  15  is separated from the transparent lamina  10 , a translucent layer may prevent or interfere with observation of the printed indicia  35 . Instructions may be provided to the intended recipient that a milky, translucent, opaque image is evidence of tampering. 
     Various compositions for forming solvent reactive layers on substrates are known. While it is contemplated that any of these may be incorporated into one or more of the herein described embodiments, a preferred embodiment includes a solvent reactive layer containing at least two components which when agitated together and applied as a homogeneous coating forms a substantially transparent solvent reactive layer  25 . However, upon exposure to a solvent, one or more of the components of the solvent reactive layer  25  dissolves in the solvent and/or heterogeneously separates from the other components. As a result of this separation, the solvent reactive layer  25  changes from a substantially transparent coating to a more translucent coating which is visible to the naked eye. As such, a form having such solvent reaction layer  25  is tamper evident if exposed to a solvent. 
     According to some embodiments, components of the chemical reactive coating material are selected based on the difference in their miscibility when statically exposed to common solvents. However, such materials should be miscible upon agitation. Common solvents which are used for the coating solution and/or surreptitious detection may be one or more of water, alcohols, acetone, halogenated solvents such as dimethylene chloride or chloroform, alkanes such as pentane and hexane, aromatics such as benzene, and other commonly used solvents. In certain embodiments, one or more solvent reactive layers may be included in the form in order to be a multiple solvent tamper evident form. In some embodiments, one solvent reactive layer  25  may be adapted to react to alcohols and strong organic solvents. 
     In certain embodiments, a first polymer and a second polymer may be used to form the solvent reactive coating  25 . In such embodiment, a first polymer may be selected to be soluble in a certain solvent and a second polymer may be selected to be insoluble or only partially soluble in the same solvent. Agitation of the first soluble polymer and second partially soluble or insoluble polymer (usually provided as an emulsion) provides a substantially homogeneous mixture of the first and second polymer in a coating solution. The solution may then be applied to one or more layers of the form and dried to produce the solvent reactive layer  25 . 
     Exposure of the solvent reactive coating layer to a solvent results in precipitation of the second polymer. In some embodiments, the exposure produces a more translucent or even opaque solvent reactive coating layer  25 . Separation of the scrambling layer  15  from the transparent layer  10  would clearly show that the form had been tampered with by the appearance of a haze or opacity in the form. In some embodiments, the printed indicia  35  would be unreadable because of this solvent reaction. 
     In certain embodiments, the solvent reactive coating comprises a first polymer in an amount from about 25 to about 75 weight percent and a second polymer is used in an amount from about 25 to about 75 weight percent, based on the total weight percent of the first and second polymers being about 100 percent. In certain embodiments, the solvent reactive coating comprises a first polymer in an amount from about 40 to about 60 weight percent and a second polymer in an amount from about 40 to about 60 weight percent, based on the total weight percent of the first and second polymers being about 100 percent. In certain embodiments, the solvent reactive coating comprises a first polymer in an amount of about 50 weight percent and a second polymer in an amount of about 50 weight percent, based on the total weight percent of the first and second polymers being about 100 percent. 
     According to some embodiments, the dry coat weight of the solvent reactive layer ranges from about 4 to about 12 g/m 2 , and preferably about 6 to about 9 g/m 2 . In some embodiments, the dry coat weight of the solvent reactive layer ranges from about 3 to about 6 g/m 2 . In some embodiments, the dry coat weight of the solvent reactive layer ranges from about 5 to about 7 g/m 2 . 
     Suitable incompatible components may be selected from polymer resins such as vinyl acetate, acrylics, urethanes, styrene, ethylene vinyl acetate copolymers, vinyl chlorides, polycarbonates, or polyesters. Such resins may be selected for incompatibility based on their solubility in a particular solvent or in multiple solvents. 
     While the solvent reactive layer may be used in a single coating layer as shown in  FIG. 1 , it is also contemplated that other various methods may be used to incorporate the components of the solvent reactive layer into one or more of the functional layers such as the heat reactive layer and/or the breakaway layer. In certain embodiments, the solvent reactive layer may be configured such that it is near or at the upper surface  31  in order to be sensitive to solve attacks on the printed indicia  35 . 
     In some embodiments, the solvent reactive layer is present in various layers or at various heights such that it is more sensitive to the exposure of the surface to the form to solvents. 
     Anti-Scanning/Coping Additives 
     Optical methods for observing the printed indicia  35  without removing the scrambling layer  15  also exist. Simple observation and backlighting are methods easily thwarted by using scrambling layer  15 . However, more advanced techniques include low powered microscopy and optical scanning and copying together in conjunction with computer image manipulation. These more advanced techniques may be thwarted by incorporating anti-scanning particles or beads into one or more layers of the form  5 . In some embodiments, the anti-scanning particles are dispersed near or at the upper surface  31  of form  5 . In some embodiments, the anti-scanning particles are located adjacent to the surface which receives printed indicia. 
     Anti-scanning particles are materials that transmit, reflect, and/or refract light. By suspending or affixing these particles in one of the layers, such as the surface layer wherein the printed indicia is received, it is possible to protect the form from copy replication of the printed indicia. When the form is illuminated by a scanner or copy apparatus, the anti-scanning particles refract the light and jumble the reflected image of the printed indicia so that it is not reflected back properly to the reader rendering the image unreadable by a scanner or copier. 
     In some embodiments, the particles may have a particle size ranging from about 2 to about 14 microns. In some embodiments, the particles may have a particle size ranging from about 4 to about 10 microns. In some embodiments, the particles may have a particle size ranging from about 6 to about 8 microns. 
     Suitable anti-scanning particles include fine color effect pigments that defract and/or shift light. In one embodiment, hollow spherical particles having the above described particle sizes may be used. Nonlimiting example of the particles includes fine mica pigments available from Engelhard Corp. (Peeksill, N.Y.) or clear hollow spheres available from Prizmalite, (New York, N.Y.). In some embodiments, the particle may also function to shift the wavelength of light. Preferably, the particles are clear to serve as a covert security feature in the form. 
     In some embodiments, the particles may be about 0.5 to about 30 weight percent in the upper indicia receiving layer of the form. In some embodiments, the particles may be about 2 to about 20 weight percent in the upper layer of the form. In some embodiments, the particles may be about 1 to about 3 weight percent in the upper layer of the form. In some embodiments, the minimum amount of particles is about 2 weight percent of the upper layer of the upper surface of the transparent lamina construction. 
     Such particles may be mixed with the coating materials using standard high speed and high shear mechanical mixers. Such particles may be delivered to the solution or dispersion and deposited as a coating on the form. 
     Working Example 
     A tamper evident form according to  FIG. 1  was made. Such form incorporated a scrambling layer  15 , a transparent lamina  10 , a breakaway layer  20  disposed in diagonal lines covering approximately 50% of the upper surface of the transparent layer, a solvent reactive coating  25 , and a heat reactive coating layer  30 . Print information was received on upper surface  31  of the heat reactive coating layer. The form was printed using an IBM 4000. 
     Such form was tested by Pira International applying APACS Standard 72 which is set by APACS (London), a trade organization which sets standards for bill pay systems. The form passed Levels 1.1 (Optical), 1.1 (Physical: tampering), 2.1, 2.2, 2.3 (Optical), 2.1, 2.2 (Physical tampering), 2.3 (Simple tools &amp; observation under special conditions), 2.1 (Chemical), 3.1, 3.2 (Optical), 3.1, 3.2, (Physical: image transfer), 3.1 (Chemical). 
     The various methods and techniques described above provide a number of ways to carry out the invention. Of course, it is to be understood that not necessarily all objectives or advantages described may be achieved in accordance with any particular embodiment described herein. 
     Furthermore, the skilled artisan will recognize the interchangeability of various features from different embodiments. Similarly, the various features and steps discussed above, as well as other known equivalents for each such feature or step, can be mixed and matched by one of ordinary skill in this art to preform methods in accordance with the principles described herein. 
     Although the invention has been disclosed in the context of certain embodiments and examples, it will be understood by those skilled in the art that the invention extends beyond the specifically disclosed embodiments to other alternative embodiments and/or uses and obvious modifications and equivalents thereof. Accordingly, the invention is not intended to be limited by the specific disclosures of preferred embodiments herein.