Patent Publication Number: US-2015084745-A1

Title: Misplaced Article Recovery Process

Description:
RELATED US PATENT APPLICATIONS 
     This Non-Provisional patent application is a Continuation-In-Part claiming the benefit of: 
     U.S. Non-Provisional patent application Ser. No. 13/901,544, filed on May 23, 2013, which claims the benefit of co-pending U.S. Provisional Patent Application Ser. No. 61/650,984, filed on May 23, 2012, and 
     U.S. Provisional Patent Application Ser. No. 61/908,057, filed on Nov. 23, 2013, 
     all of which are incorporated by reference into the Non-Provisional patent application in their entirety. 
    
    
     FIELD OF THE INVENTION 
     This invention relates to a process for returning a misplaced article to an associated person. More particularly, the present invention relates to computer-implemented methods for identifying a location and contact information of a registered person of a misplaced or lost article, financial card, child, adult, or any other registered objects and validation of proper associated person employing an application and/or a website accessed and utilized by a crowd or social network, while maintaining privacy and anonymity between parties. 
     BACKGROUND OF THE INVENTION 
     People have a tendency to accidentally loose or leave articles behind. People have a tendency to forget credit cards, debit cards, keys, umbrellas, luggage, backpacks, purses, wallets, camera bags, shopping bags, eyewear, computers, tablets, cellular phones, and the like. Any of a variety of factors could distract an individual, where they would leave the article behind. Additionally, articles can drop or fall out of pockets while a person or child is walking, running, strolling, or traveling in any other manner. 
     Other people find the lost, misplaced, forgotten, or dropped articles, but have no way to locate the rightful owner. The rightful owner would recognize that they had left behind certain articles quickly, simply by the nature of the specific article, such as car keys, certain eyeglasses, and the like. Other articles are less likely to be recognized as being forgotten or missing until much later. These can include credit or debit cards, umbrellas, backpacks, shopping bags, wallets, reading glasses, and the like. The number of locations which the owner has visited during the time span increases the complexity and time to retrace their path of travel to locate the missing article. This is aggravated if the owner is in a rush, such as a lunch break, on their way to a meeting, heading home, traveling to a scheduled event, and the like. The increase in time between the actual loss of the article and the time where the owner realizes that the article is lost reduces the likelihood of recovering the article. 
     The loss of credit cards complicates the situation for the card owner. The card owner might have established payment arrangements through the credit card. Credit card issuing companies change the owner&#39;s account number when replacing a lost or stolen card. Therefore, the card owner would have to contact each of the companies that have an automatic payment transaction associated with the card. This is further aggravated when the card owner is traveling, such as on a cruise, across country, overseas, or any other location where they are unable to obtain a replacement card in a timely manner. The inconvenience can significantly impact the trip. For example, when a family is on a cruise and they accidentally leave a credit card at a restaurant on an island. They return to the cruise ship, which sails from the port shortly thereafter. The cardholder realizes the card was left behind when the cardholder attempts to make a purchase either on the cruise ship or at the next port of call. The card is commonly associated with all purchases on the cruise ship. Now the cardholder needs to resolve the association for purchases on the cruise ship and how to accommodate future purchases without the ability to use the lost card. 
     Occasionally, a customer will leave a credit card at a merchant, restaurant, or other place of business. The place of business must maintain the credit card in a secured location until the owner returns to retrieve the forgotten card. It is rare that the place of business has a means for contacting the owner of the card. Therefore, the return of the card relies upon the owner&#39;s memory or detective work to determine where the owner left the card. 
     The owner may opt to contact the credit card company to cancel the lost card and issue a replacement card. The credit card company then closes the account under the card number respective to the misplaced card and establishes a new account. The balance is transferred from the old account to the new account. The replacement card is forwarded to the card account owner via an overnight parcel service. The overall replacement process is completed at a cost to the card issuer. The same applies to a debit card. 
     Therefore, a process for locating and returning a lost or forgotten article, including credit cards, debit cards, keys, umbrellas, luggage, backpacks, purses, wallets, camera bags, shopping bags, eyewear, computers, tablets, cellular phones, to a rightful owner is desired. 
     SUMMARY OF THE INVENTION 
     The present disclosure is generally directed to an apparatus and respective method for notifying a rightful owner or registrant that an article left at a merchant (or other location) has been found and a current location thereof
         establishing a plurality of registrant&#39;s accounts on an article return service provider server, wherein each registrant&#39;s account of the plurality of registrant&#39;s accounts is associated with a rightful owner;   storing a series of unique article identifiers on the article return service provider server;   establishing an association between each unique article identifier of the series of unique article identifiers and an associated registrant&#39;s account of the plurality of registrant&#39;s accounts by way of an article ownership index stored on the article return service provider server;   applying one of the unique article identifiers of the series of unique article identifiers onto an article;   locating the article when the article is forgotten at a location;   activating an article location notification application on an application hosting device, wherein the application hosting device is one of: a networked computer, a point of sale computing device, a portable computing device, a tablet, a Smartphone, and a portable computing watch; entering the unique article identifier into the application hosting device;   determining a current location of the forgotten article;   transmitting the unique article identifier and the current location of the forgotten article to the article return service provider server;   utilizing the article ownership index stored on the article return service provider server to determine the rightful owner of the forgotten article and an associated contact method based upon the registrant&#39;s account; and   transmitting a notification message to the rightful owner by way of the associated contact method, wherein the notification message conveys that a forgotten article has been located and a reported current location of the forgotten article.       

     In second aspect, the location of the forgotten article is determined by a global positioning system (GPS) integrated into the application hosting device. 
     In another aspect, the location of the forgotten article is determined by a data entry manually entered or previously established by an article locating individual. 
     In yet another aspect, the process can employ a tag, label, and the like for associating a unique article registration identifier with an article. The article registration identifier can be associated with an owner, where the owner would have multiple tags having the same article registration identifier for attachment to different articles. 
     In another aspect, the article registration identifier can be presented as a numeric representation, an alphanumeric representation, a barcode, a QR code, or any other human and/or machine readable format. 
     In yet another aspect, the appliqué can additionally include application access information to inform a person who finds the misplaced or forgotten article how to acquire the application for returning the article to the rightful owner. 
     In yet another aspect, the unique article identifiers can be applied to the article by at least one of:
         (a) marking the unique article identifier into the article,   (b) etching the unique article identifier into the article,   (c) engraving the unique article identifier into the article,   (d) printing the unique article identifier into the article, and   (e) stamping the unique article identifier into the article.       

     In yet another aspect, the process can introduce incentives to submit information to the article return service provider using the associated application. The incentives can be rewards from the merchant at the location the article was found, from a merchant associated with the article, from another merchant, from the rightful owner of the article, and the like. 
     In yet another aspect, the reward can be in a form of a donation to a non-profit organization determined by the reward recipient. 
     In yet another aspect, the reward can be selected from a suggested listing of reward values. The article rightful owner would select the reward from the suggested list. The reward can be processed using any suitable financial reward process, including a bank transfer, a credit card payment, a gift card value, and the like. 
     In yet another aspect, the reward can be in a form of a gratuity, such as sending flowers, sending an edible bouquet, sending a card, sending an e-card, offering a service, and the like. 
     In yet another aspect, the process can be adapted for notifying an individual when their luggage is placed upon a luggage carousel. An RFID transceiver or other passive-transmissive tag can be attached to the individual&#39;s luggage. The unique identifier of the tag would be associated with the individual. The association is recorded in an index on a database. The tag would be identified by a tag reader located proximate the luggage carousel. The information would be forwarded to a server. The server would identify the contact information of the individual associated with the tag and subsequently notify the individual of the status of the luggage. The notification can be direct to the individual, such as a message received by a smartphone, a posting on a display, and the like. 
     In yet another aspect, the posting on a display can be encrypted, using the individual&#39;s initials, a user name, a flight and seat number, and the like to avoid displaying the individual&#39;s name. 
     In a more specific embodiment directed towards returning a financial card, the apparatus and respective method for pairing the financial card with a respective card owner includes steps of:
         providing access to a financial card recovery database via a network;   entering information respective to a financial card, the information including a credit card number and a credit card owner&#39;s name;   entering a current location of the financial card;   entering an owner&#39;s information for locating a misplaced financial card, the owner&#39;s information including: the credit card owner&#39;s name and a billing address;   identifying misplaced cards having owner&#39;s information that match the owner&#39;s information entered by the searching party; and   determining the matching card by submitting the misplaced card number and the credit card owner&#39;s billing address and comparing the submitted credit card owner&#39;s billing address with a registered billing address of the misplaced card number.       

     In a variant of the generic embodiment, the apparatus and respective method for returning a misplaced financial card to a rightful card owner, the method comprising steps of:
         activating an application residing on a portable computing device, said computing device comprising a digital camera;   acquiring card information from said misplaced financial card, wherein the step is accomplished by obtaining a digital image of said misplaced card using said digital camera;   acquiring a location of said misplaced card into a digital format, wherein said misplaced card location is digitally recorded by said portable computing device;   determining which card issuing company issued said misplaced card by comparing at least a portion of said card number with a listing of card issuing companies, wherein said listing of card issuing companies comprises each issuing card company, an associated card number coding of each respective card issuing company and contact information for communicating with said respective card issuing company is stored within said listing of issuing card companies;   providing said acquired card information and said misplaced card location to said card issuing company associated with said misplaced card using a communication process associated with said card issuing company contact information;   determining a rightful card owner by comparing at least a portion of said acquired card information from an index of issued cards, wherein each issued card is associated with a respective card owner and associated card owner contact information in said index of issued cards, wherein said index of issued cards is recorded in a database stored on a card issuing company database storage device; and   informing said rightful card owner that said misplaced card is located and including said location of said misplaced card.       

     In another aspect, the searching party additionally enters a geographic location where the owner believes the card was misplaced. In one exemplary embodiment, the owner can enter a city and state. In a second exemplary embodiment, the owner can enter a zip code. In a third exemplary embodiment, the owner can enter a longitude and latitude or similar geographic coordinate. 
     In yet another aspect, the misplaced cards are searched by sorting the list of identified misplaced cards by geographic location in order of distance from the owner&#39;s provided suspect location. 
     In yet another aspect the system determines the card match by processing a charge against the information submitted. Should the charge be authorized, the process determines the information is a match. Should the charge be declined, the process continues with the next suspect card. 
     In yet another aspect, the process includes a fee for the service of identifying the card location. The service fee is provided by the authorization process. 
     In yet another aspect, the process is accomplished via the Internet. 
     In yet another aspect, the merchant can create and save a profile, including login information, address, contact information, and the like. 
     In yet another aspect, a profile can include a single log in account, the account having a plurality of locations which the merchant selects the respective location having the financial card. 
     In yet another aspect, the characters on the card are identified using optical character recognition. 
     In yet another aspect, the process can obtain information associated with the credit card by electronically reading a computer readable storage element. 
     In yet another aspect, the process can identify an issuing card company from one of a portion of the financial or credit card number and an issuing company identifying image displayed upon a surface of the financial or credit card. 
     In yet another aspect, the process can identify an issuing card company from a portion of the financial or credit card number and interrogating an issuing card company index database stored on a server. 
     In yet another aspect, the process includes a step of providing card information and a current location of the associated card to the issuing card company. 
     In yet another aspect, the process includes a step of identifying a rightful owner by interrogating a card account database stored on a card account server, wherein the card account server is under a governess of the issuing card company. 
     In yet another aspect, the process can be applied to articles, wherein each article would include an identifier unique to the article return service provider database. 
     In yet another aspect, the process includes a step of identifying at least one communication process for informing the rightful owner of a location of the missing card, article, and the like. 
     In yet another aspect, the process includes a step of informing the rightful owner of a location of the missing card, article, and the like, wherein the step includes at least one of the following communication processes: email, SMS or text message, audio alert or message, instant messaging, social media correspondence, printed correspondence, and the like. 
     In yet another aspect, the step of informing the rightful owner of the current location of the missing card, article, and the like, is provided in a human readable alpha-numeric format. 
     In yet another aspect, the step of informing the rightful owner of the current location of the missing card, article, and the like, is provided in a form of a map. The map can be interactive, identifying both the rightful owner&#39;s current location and the location where the article was scanned. The map can be enhanced by providing directions from the rightful owner&#39;s current location to the location where the article was scanned. 
     In yet another aspect, the process can employ a label comprising an identifier. The identifier would be unique to the network. The identifier would preferably be presented in both machine readable and human readable formats. It is understood that the identifier can be human readable and the portable computing device would employ Optical Character Recognition (OCR) to acquire information associated with the identifier in a machine friendly format. The human readable format enables manual entry of the identifier. 
     In yet another aspect, the labels can be applied to any suitable object. Examples of suitable objects include: luggage, handbags, camera bags, backpacks, carrying containers, storage containers, receipts, shopping bags, wallets, key chains, keys, financial cards, driver&#39;s licenses, umbrellas, walking assistance devices, walking canes, cameras, eyewear, portable computing devices, cellular telephones, tablets, laptops, portable computing device carrying cases, headphones, portable speakers, binoculars, pet tags, pet collars, pet bands, jewelry, watches, firearms, tools, rental equipment, clothing, shoes, hats, books, children&#39;s toys, blankets, dental appliances, dentures, shopping carts, strollers, and personal disability mobility scooters, and the like. 
     In yet another aspect, the identifier can be etched into or printed upon an object, such as a keychain, jewelry, portable computing devices (including cellular phones, tablets, laptops, etc.), pet tags, luggage tags, eyewear, dental appliances (such as dentures, etc.), handbag badges, and the like. 
     In yet another aspect, the identifier can be a unique identifier previously assigned to the article, such as a vehicle identification number (VIN), license plate (including the state identification), and the like. This provides several benefits, such as enabling others to notify the vehicle owner that the lights were left on, it would enable law enforcement to notify an owner of a vehicle of an issue, and the like. 
     In yet another aspect, the system can be integrated with a Point of Sale (POS) system. The user would provide a device (such as a card, a phone number, an RFID band, and the like) that would provide (directly or indirectly) the Point of Sale (POS) system with an association to the user&#39;s account. The Point of Sale (POS) system would complete the sales transaction and print a receipt. The receipt would include an identifier that is registered with the user&#39;s account. The registration of the identifier can be accomplished in any suitable series of steps. For example, the system can generate and forward the identifier to the Point of Sale (POS) system. The Point of Sale (POS) system would then print the identifier onto the receipt. 
     In yet another aspect, the identifiers can be permanently applied to an object, such as a watch or other jewelry, eyewear, bicycles, helmets, cellular telephones, portable computing devices, tools, rental equipment, and the like to deter theft. The potential buyer can enter the identifier into the system. The system would utilize the identifier to determine if the identifier is registered, then if the identifier is registered, the system would then notify the currently registered owner. 
     In yet another aspect, the system provides a communication process between a person in possession of an article with a rightful or registered owner. The system enables communication using anonymity. The system acts as an intermediary between the person in possession of an article and the rightful or registered owner. 
     In yet another aspect, the system can employ RFID or near field communications (NFC) for limited applications, such as luggage, and the like. It is understood that the utilization of near field communications (NFC) enables a potential of unwanted monitoring of a location of an individual. Non-wireless configurations, such as visually accessible configurations (labels, markings, etching, etc.) deter this potential concern. 
     In yet another aspect, the process can be adapted to track movement of an object. Each time the identifier is scanned or entered into the system, the system would record the identifier, the location where the identifier was scanned or entered, and the time and date in which the scan occurred. 
     In yet another aspect, the system can retain a history of the notifications of found articles, changes to each user&#39;s accounts, and the like. 
     In yet another aspect, the system can provide anonymous communications between two parties by acting as a switchboard. 
     In yet another aspect, a new user can be automatically registered to the system when the new user is generating an engraved identification tag, such as a pet tag, a Dog Tag, a luggage tag, and the like. 
     In yet another aspect, the process can employ bracelets, wherein the bracelets are adorned with a unique identifier. 
     In yet another aspect, the bracelet can be associated with a child and associated with a parent, grandparent, sibling, other family member, or other caretaker, wherein the system would notify the associated party of the child&#39;s whereabouts when the child is separated from the associated party. 
     In yet another aspect, the system can be adapted to pair two identifiers, wherein upon reading a first identifier, the system would be seeking to read a second paired identifier. For example, the first identifier is associated with a child. The second identifier is associated with guardian of the child. This pairing ensures that the child remains in a proximity of the respective guardian. Alternatively, if the child and guardian becomes separated from one another, the first identifier would be scanned or entered, which automatically triggers a message to the respective guardian. 
     In yet another aspect, the bracelet can be associated with a medical condition and forward a message to a caretaker if the individual is found to be lost. This could be applied to patients with dementia, Alzheimer&#39;s, and the like. 
     In yet another aspect, the bracelet can be associated with medical information, wherein when the bracelet is scanned, the medical information is forwarded to a medical provider, such as an emergency medical technician (EMT), a hospital, and the like. The system can establish a process for identifying when the request is from the medical provider and forward the associated medical information to the medical provider that scanned the identifier on the bracelet. One example would be where the associated message transmitted to the host server includes contact information of at least one of the scanning device, medical provider, and the like. 
     In yet another aspect, the user can optionally upload an image of one or more registered articles. The system would retain the uploaded image. The image of the article would be forwarded to the owner when the article is found. 
     In yet another aspect, the finding party can optionally upload an image of the found article. The system would identify the registered owner and forward the image to the owner in conjunction with the location of the article. 
     In yet another aspect, the article identifiers would be known by the system prior to distribution to ensure against registration of fraudulent article identifiers. 
     In yet another aspect, the registered information can be edited, added, and/or deleted. The registered information can include the contact information, information used to identify the article, and the like. 
     In yet another aspect, the article identifier can be integrated into a screen saver or any other viewable screen image, wherein the screen saver would activate while the computing device is locked. The article identifier can be used to inform the owner of the location of the computing device. In an alternative or enhanced embodiment, the identifier could be associated with a user&#39;s password, wherein the user could scan the device and the system would transmit the password to the user on a separate device. In an alternative to a screen saver, the viewable screen image can be accessed by a motion across the screen, a keyboard stroke, a button actuation, and the like. The article identifier can be embedded into an image where the article identifier is not human legible, but would be recognized by a computer imaging process. 
     In yet another aspect, the system can be adapted to provide an object location recording process. The owner would scan the identifier of each object. The system would determine the location of the object when the identifier is scanned. The object and location would be logged and stored for future reference. The information can be accessed through any suitable method, such as a website through the Internet. 
     In yet another aspect, the system can incorporate a feedback option, wherein the registering party can provide feedback. The feedback can be in a form of general or freeform feedback, a survey, and the like. The feedback can be directed towards the article return service, the article associated with the unique article identifier, the merchant selling the article associated with the unique article identifier, a party that located a misplaced article, a rewards program, a merchant retailing tags associated with the article return service, and the like. 
     In yet another aspect, the concept can be applied to a scavenger hunt process, wherein the players would hunt for items listed by the game instructions. Each item would be identified by at least one of a machine readable article registration identifier and a human readable article registration identifier. The player would scan or manually enter the identifier into the portable computing device. The portable computing device would upload the identifier and the location to the host server. The host server would maintain the status of each player to eventually determine the winner. 
     These and other advantages of the invention will be further understood and appreciated by those skilled in the art by reference to the following written specification, claims and appended drawings. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
       The invention will now be described, by way of example, with reference to the accompanying drawings, in which: 
         FIG. 1  presents an exemplary lost card location entry flow diagram; 
         FIG. 2  presents an exemplary searching for lost card entry flow diagram; 
         FIG. 3  presents an exemplary owner-card pairing process; 
         FIG. 4  presents an exemplary detailed owner-card verification process supporting the flow diagram of  FIG. 3 ; 
         FIG. 5  presents a plan view of an exemplary financial card, wherein the financial card includes identifying information including a card number, card owner information, and card processing information; 
         FIG. 6  presents an isometric view of an exemplary portable computing device acquiring an image of the exemplary financial card; 
         FIG. 7  presents a schematic diagram of an exemplary misplaced card owner notification process; 
         FIG. 8  presents an isometric view of the exemplary portable computing device acquiring computer readable information from a computer readable element integrated into the exemplary financial card; 
         FIG. 9  presents a flow diagram illustrating steps of the exemplary misplaced card owner notification process; 
         FIG. 10  presents an exemplary article owner association tag comprising a first exemplary machine readable article identifier, wherein the first exemplary machine readable article identifier is a barcode; 
         FIG. 11  presents an alternative exemplary machine readable article identifier, wherein the alternative exemplary machine readable article identifier is a numeric code, the marking further comprising a Quick Read (QR code) representative of a link to a service provider&#39;s website, application, and the like; 
         FIG. 12  presents an alternative exemplary machine readable article identifier, wherein the alternative exemplary machine readable article identifier is a Quick Read (QR code) representative of an alphanumeric identifier; 
         FIG. 13  presents an isometric view of an exemplary application of the article owner association tag for use in locating a key or set of keys; 
         FIG. 14  presents an isometric view of an exemplary application of the article owner association tag for use in locating luggage; 
         FIG. 15  presents an isometric view of an exemplary application of the article owner association tag for use in locating backpacks and other bags; 
         FIG. 16  presents an isometric view of a modified exemplary application using an article owner association label for use in locating an umbrella; 
         FIG. 17  presents an isometric view of an exemplary application using the article owner association label for use in locating eyewear; 
         FIG. 18  presents an isometric view of an exemplary application using the article owner association label for use in locating footwear; 
         FIG. 19  presents an isometric view of an exemplary application integrated into a screen saver or locked configuration of the portable computing device; 
         FIG. 20  presents an exemplary schematic diagram applying the automatic notification process to luggage on a baggage carousel; 
         FIG. 21  presents an flow diagram of an exemplary article return preparation process; 
         FIG. 22  presents a flow diagram of an exemplary article return process; 
         FIG. 23  presents a flow diagram of an exemplary article return process introducing an incentive feature; 
         FIG. 24  presents an isometric view of an exemplary application which prints the owner association identifier onto a receipt associated with a purchase of goods; 
         FIG. 25  presents a flow diagram presenting steps of the exemplary goods purchase owner association and return process in conjunction with  FIG. 24 ; 
         FIG. 26  presents an isometric view of an exemplary application of creating and registering a tag utilizing an automated machine; 
         FIG. 27  presents a flow diagram presenting steps of the exemplary owner association tag scribing and registration process in conjunction with  FIG. 26 ; 
         FIG. 28  presents a schematic view of an exemplary anonymous finder-owner communication process; and 
         FIG. 29  presents a schematic view of an exemplary scavenger hunt game employing the subject scanning application. 
     
    
    
     Like reference numerals refer to like parts throughout the various views of the drawings. 
     DETAILED DESCRIPTION OF THE INVENTION 
     The following detailed description is merely exemplary in nature and is not intended to limit the described embodiments or the application and uses of the described embodiments. As used herein, the word “exemplary” or “illustrative” means “serving as an example, instance, or illustration.” Any implementation described herein as “exemplary” or “illustrative” is not necessarily to be construed as preferred or advantageous over other implementations. All of the implementations described below are exemplary implementations provided to enable persons skilled in the art to make or use the embodiments of the disclosure and are not intended to limit the scope of the disclosure, which is defined by the claims. For purposes of description herein, there is no intention to be bound by any expressed or implied theory presented in the preceding technical field, background, brief summary or the following detailed description. It is also to be understood that the specific devices and processes illustrated in the attached drawings, and described in the following specification, are simply exemplary embodiments of the inventive concepts defined in the appended claims. Hence, specific dimensions and other physical characteristics relating to the embodiments disclosed herein are not to be considered as limiting, unless the claims expressly state otherwise. 
     The present invention teaches an object recovery process, the process including entry of information from two sources: an object finder and an object seeker. The concept is to return an object that is misplaced, wherein the term misplaced is representative of a scenario where the object becomes separated from an owner, a registered user, or any other associated party. The object can be separated from the owner by any circumstance, such as being lost, accidentally forgotten, stolen, dropped, moved by another individual, a living entity that wonders away, and any other scenario where the object becomes separated from the owner, where the owner is no longer aware of the location of the object. The owner is a broad term being representative of a party having an association with object, such as: an interest in the object, possessory rights of the object, control rights of the object, custody rights of the object, and the like. 
     In one exemplary embodiment, the object is a financial card. The card finder enters information in accordance with a recovery card reporting process  100  as illustrated in  FIG. 1 . An exemplary financial card  300  is presented in a top plan view illustrated in  FIG. 5 . The financial card  300  can include associated information displayed upon a card primary information presenting surface  312  of a financial card substrate  310 . The information can be printed upon the card primary information presenting surface  312 , provided by embossing the financial card substrate  310 , provided upon a digital information storage medium  340 , and the like. Information can include a financial card issuing merchant information  320  and/or a financial card issuing merchant logo  322 ; a financial card number  330 ; an owner&#39;s name, including a first name  332  and a last name  334 ; an expiration date  336 , a card security code (CSC) (not shown), and the like. The information associated with the financial card  300  can be stored and accessed through a digital information storage medium  340 . The exemplary digital information storage medium  340  is a magnetic strip. Other digital information storage mediums  340  can include a passive transmission system including a digital data retention device, an electro-mechanical or contact-based communication system including the digital data retention device, and the like. One example of a passive wireless transmission system is referred to as radio frequency identification (RFID). The computing device would be in communication with a signal generator that transmits a signal. The signal excites an antenna embedded within the card. The antenna is integrated into a circuit, wherein the circuit injects data into a current and the signal is subsequently transmitted through the same or a different antenna. It is understood that there are a wide variety of solutions for conveying information from the financial card  300  to the reader, wherein the general concept of the instant invention should not be limited by the solution for conveyance therebetween. 
     The card seeker enters information in accordance with a seeking party submission process  150  as illustrated in  FIG. 2 . The system utilizes information from each of the recovery card reporting process  100  and seeking party submission process  150  to determine if the found card is the card owned by the card seeker as illustrated in  FIGS. 3 and 4 . 
     The process initiates when a patron leaves a financial card at a merchant or other location (step  102 ) as presented in  FIG. 1 . The recovering party discovers the financial card and decides to attempt to return the card to the rightful owner using the present invention. The recovery party is represented as a merchant. The recovering party accesses the card recovery system (step  104 ) via any arranged interface system. This can include the Internet, a telephone access system, and the like. The merchant (or other party reporting the card location) can create an account, which includes the merchant location or a series of selectable storefront locations for a company. The system can direct the merchant through the data entry process, requesting the necessary information through a series of data entry steps. The recovery party enters the card information (step  106 ), including card owner&#39;s name, the card number, and the expiration date. The card information is recorded within a recovered card database (step  108 ). During the entry process, the recovery party additionally enters the location where the card resides (step  110 ). Should the merchant account include a plurality of locations, the merchant can select the specific location where the card is currently located. The card location is recorded within a recovered card database (step  112 ). It is understood that the card recovery system  104  can be provided as an application for a hosting device, represented by a portable computing device  400  ( FIG. 5 ). The hosting device can be a networked computer, a point of sale computing device, a portable computing device, a tablet, a Smartphone, a portable computing watch, and the like. It is preferred that the hosting device includes a location determining feature. The application can utilize a location determination process  418  ( FIG. 5 ) (such as GPS, triangulation, and the like) integrated into the portable computing device  400  to determine the current location where the misplaced card or other article resides. For fixed devices, the process can include a manually entered and retained feature to identify the location of the misplaced article. 
     Upon recognizing that a card  300  has been misplaced or left at an unknown location (step  152 ), the card owner would access the card recovery system (step  154 ). The card owner can ether create an account or access an existing account using any of many well known processes. The owner can provide owner information (step  156 ) when creating an account or any point thereafter. The account owner information would include owner name, billing address, contact information (such as telephone number (landline and/or cellular), email address, a facsimile telephone number, and the like), and other respective information. The owner can include multiple sets of information to accommodate more than one financial card  300 . Should the owner&#39;s account comprise multiple sets of information, the owner can select the information related to the suspected missing card from the list of sets of information. The owner can optionally enter a most probable location where the owner believes they might have left the card (step  158 ). The location can be entered as a merchant, a city and state (and country if required), a longitude and latitude, and the like. 
     The process continues with a series of steps to determine if the misplaced card has been located, in accordance with an exemplary card locating flow diagram  170 , which is detailed in  FIG. 3 . The data from the recovery card reporting process  100  and seeking party submission process  150  are used to match searching card owners with reported recovered cards in accordance with an owner name and card name comparison (step  172 ). The process returns a listing of all cards having a matching owner&#39;s name (step  174 ). The process can optionally sort and/or reduce the returned listing of cards based upon a distance from the location (step  176 ) provided by the owner. Once a listing of potential cards is created, the process then needs to narrow the listing (step  178 ) to the card matching the correct ownership. The process completes a series of cyclical verifications to determine if the billing address of the recovered card number matches the billing address provided by the searching owner. When a the billing address of the recovered card  300  number matches the billing address provided by the searching owner, the process determines that proper ownership is identified (step  180 ). The location of the recovered card  300  is provided to the owner (step  182 ). The owner travels to the merchant, identifies that the owner had lost a card  300  and understands the card had been recovered at that location. It is critical that the card  300  be returned to, and only to, the rightful owner. To ensure proper transfer, the owner presents some form of picture identification to the merchant (step  184 ) providing security for all involved. It is desirable that the merchant records the owner information (step  186 ) for traceability should an issue arises at a later point in time. The merchant concludes (step  190 ) the process by transferring the card  300  to the rightful owner (step  188 ). 
     Should the process be unsuccessful in the attempt to secure a match between the reported recovered cards  300  and the seeking owner, the process returns a message stating that the sought after card has not been reported at this time. The process can continue by comparing cards  300  to determine proper ownership for each card  300  matching the searching party&#39;s name that is reported subsequent to the initial search. 
     The process of narrowing the listing  178  can be completed in any of a variety of means. One such exemplary means is presented in a clearinghouse confirmation process  200  illustrated in  FIG. 4 . The process uploads the card number  330  to a financial clearing company (step  202 ). The clearing company utilizes access to a financial card database. The financial card database contains current information respective to each of the card numbers, including owner name, billing address, and expiration date. The financial card database can optionally include ownership passwords, most recent transactions, and the like. The information provided by the searching party is uploaded to the clearing company (step  204 ). The uploaded information can include:
         a. Name of the Card Owner,   b. Number of the Recovered Financial Card,   c. Expiration Date of the Recovered Financial Card,   d. Billing Address provided by the Searching Owner, and   e. A Recovery Processing Fee.       

     The clearing company would process the transaction request. During the transaction process, the clearing company compares the recorded billing address associated with the card number with the billing address provided by the seeking party to determine if the card information matches the provided owner information (step  206 ). If the submitted components match, the clearing company reports an approved transaction  212 . The approved transaction  212  verifies proper ownership of the subject card through a proper ownership determine decision step  208 . The process returns with a proper ownership identified to the proper ownership has been identified (step  212 ). If the requested transaction utilizing the submitted card information is declined, the process is repeated with the next card of the list of potentially matching cards. In a condition where the process is unsuccessful to secure a match between any of the cards of the complete list of reported recovered cards having the seeking owner&#39;s name and the billing address submitted by the seeking party, the process returns a message stating that the proper ownership has not been identified at this time to the proper ownership identification decision step  180 . The process can continue by comparing newly submitted cards to determine proper ownership for each card matching the searching party&#39;s name that is reported subsequent to the current search. Should a match occur during subsequent searches, the process can notify the seeking party  182  via any remote notification process, such as an audible conveyance using a telephone, a Short Message System (SMS) (i.e. text message), an email, posting a message on a social networking site, mailing a hardcopy letter, sending a facsimile, and the like. It is understood, as technology advances, the means for notification can advance in parallel. 
     The process can be enhanced by pre-registering credit cards, debit cards, and the like with the service company. The card owner can pay a fee for registration and retention of information pertaining to credit cards. The card owner can revise the submitted card information to ensure the information remains current. The system retains the pre-registered information in a pre-registered database. When information respective to a found card is uploaded to the system, the system immediately compares the information obtained respective to the newly uploaded card with card information stored within the pre-registered database to determine if there is a match. If the information respective to a found card matches a customer&#39;s card stored within the pre-registered database, the system automatically notifies the pre-registering customer. 
     The process can include an application for Smartphones, tablets, and the like, wherein the application is installed onto the user&#39;s portable computing device  400 , such as the exemplary device illustrated in  FIG. 6 . The exemplary portable computing device  400  is presented to introduce operational elements thereof. The portable computing device  400  includes a portable computing device housing  410  configured for supporting the remaining elements. One or more circuits are integrated into the portable computing device  400 . The circuitry employs a microprocessor  414  in signal communication with at least one digital memory device  416 , which collectively retain and utilize at least one instruction set for operational directions. A portable computing device display  420  is assembled to the portable computing device housing  410  enabling user interaction with the portable computing device  400 . The exemplary portable computing device display  420  is a touch screen enabling a visual output for user viewing and a tactile input for the data entry. The portable computing device  400  can alternatively employ a display and a separate keyboard and/or one or more other mechanical tactile input devices  426 . The portable computing device  400  includes other user interface devices, including a speaker  424  for audio output and a microphone  422  for audio input. 
     The instruction set and respective circuitry provides functional operation for wireless transmissions, including at least one of cellular based protocols, wireless local area network protocols commonly referred to as Wi-Fi, wide area network (WAN) protocols, and the like. The instruction set and respective circuitry can further provide functional operation for determining a location of the portable computing device  400 , such as any location determining system  418 . The location determining system  418  can utilize a Global Positioning System (GPS), triangulation locating processes, and the like. The selected location determining system  418  would include the respective hardware, circuitry, and software to determine the location of the device. 
     The portable computing device  400  can incorporate other interface devices, such as a first connector  440 , a second connector  442 , and at least one integrated camera  430 . The first connector  440  can be employed for charging, wired signal communications, and the like. The second connector  442  can be employed for audio signal communications, including audio output and audio input. The exemplary integrated camera  430  is located in the portable computing device housing  410  to acquire images from the portable computing device viewing surface  412 . It is understood that a similar integrated camera  430  can be located in the portable computing device housing  410  to acquire images from the backside of the portable computing device  400 . 
     The illustration shown in  FIG. 4  presents an exemplary process for acquiring an image  450  of the financial card  300 . The portable computing device  400  utilizes the integrated camera  430  to capture a digital image of the financial card  300  for use in the recovery process. Details of the recovery process are initially presented in an exemplary financial card recovery schematic flow diagram  500  shown in  FIG. 7 . The portable computing device  400  is in wired or wireless signal communication with a card issuing company  530  using Internet communications, cellular communications, or both. 
     The financial cards  300  are issued by any of a number of card issuing companies  530 . The application can determine the specific card issuing company  530  associated with the respective financial card  300  by any of a number of processes. The associated card issuing company  530  can be determined by decoding an encryption embedded within the financial card number  330 , optically character recognition of the financial card issuing merchant information  320 , obtaining an image of the financial card issuing merchant logo  322 , and the like. The process would then utilize a database to determine the respective card issuing company  530  associated with the acquired information. The database can be included in the application employed by the portable computing device  400 , available through the Internet  510 , available through a service provider, and the like. Alternatively, the collected data can be forwarded to all card issuing companies  530 , wherein each card issuing company  530  would determine if the card is associated with the specific entity. 
     The collected financial card information and respective location data can be transmitted to a card issuing company  530  utilizing any of a variety of data transmission protocols and communication links. The application would preferably encrypt the collected financial card information and respective location data prior to transmission of the data to a card issuing company  530 . 
     Employing a cellular protocol, the portable computing device  400  would transmit the collected financial card information and respective location to a card issuing company  530  by way of a cellular network  520  utilizing direct communication links  504  and  524 . Alternatively, the transmitted data can be transmitted using a combination of cellular protocol and Internet Protocol (IP) utilizing combined cellular and Internet communication links  504 ,  522 , and  512  in conjunction with the cellular network  520  and the Internet  510 . In another alternative communication process, the portable computing device  400  can transmit the data to the card issuing company  530  using Internet Protocol through a Wi-Fi communication interface, WAN communication interface and the like to access the Internet  510  through a locating computing device Internet communication link  502 . Transmission of the data would continue to the card issuing company  530  utilizing deployed wired Internet communication links  512  and known Internet protocol addressing. In yet another Internet based communication process, the portable computing device  400  can be directly connected to a computer or other network based device and forward the data through the associated Internet communication data lines. 
     Upon receipt of the collected data, the card issuing company  530  utilizes a card issuing company server  532  and a respective card issuing company database storage device  534  to determine the proper owner and associated owner&#39;s contact information. The card issuing company  530 , preferably using the card issuing company server  532 , informs the proper card owner that the card  300  has been reported as being found and the respective location of the financial card  300  using any or all of the contact information previously provided by the card owner. The card owner can optionally establish a hierarchy for contact if multiple contact methods are provided. 
     The communication process would be determined based upon the contact method established by the card owner and/or the card issuing company. In a first example, the process can provide a communication to a card owner&#39;s cellular telephone  550 . The card owner&#39;s cellular telephone  550  can receive an audible communication, a text message, an email message, and the like. For audible messages and text messages, the card issuing company server  532  would utilize the cellular network (via the cellular network to card issuing company cellular communication link  524  to the cellular network  520 , which forwards the communication to the card owner&#39;s cellular telephone  550  via the cellular network to card owner cellular communication link  528 ) to convey the message. For text messages and email messages, the card issuing company server  532  would utilize the Internet  510  in conjunction with the cellular network (via the Internet to card issuing company Internet communication link  512  to Internet  510 , the cellular network to Internet communication link  522  to the cellular network  520 , which subsequently forwards the communication to the card owner&#39;s cellular telephone  550  via the cellular network to card owner cellular communication link  528 ) to convey the message. 
     In a second example, the process can provide the communication to a card owner&#39;s residence/business  540  using an audible communication, a facsimile communication, an instant message, an email message, a message through social media, and the like. Communication to the card owner would be completed respective to the selected method for receiving the message. Options can include transmissions through landlines, as exemplified by a card issuing company to card owner landline communication link  538 , through the Internet (utilizing the Internet to card issuing company Internet communication link  512 , the Internet  510 , and an Internet to card owner Internet communication link  514 ), through the Internet  510  in conjunction with the cellular network (via the Internet to card issuing company Internet communication link  512  to Internet  510 , the cellular network to Internet communication link  522  to the cellular network  520 , and the cellular network to card owner landline communication link  526  to a card owner&#39;s resident computing device  542  or other suitable device within the card owner&#39;s residence/business  540 ), and any other suitable transmission link or link combination. 
     The process can requests that the card owner respond to the message notifying the card owner of the located financial card  300  and the associated location of the financial card  300 . The card owner would present a photographic identification to the current card holder to ensure rightful ownership prior to returning the financial card  300  to the card owner. Alternatively or in conjunction with a photographic identification, the card owner can be provided a verification code. The verification code would also be conveyed to the party reporting the card location. The card owner is required to disclose the verification code to the current card holder to ensure rightful ownership prior to returning the financial card  300  to the card owner. 
     The use of an integrated camera  430  within the portable computing device  400  presents a solution utilizing elements commonly integrated within available portable computing devices  400 . This solution would be available to any individual having access to a portable computing device, such as a tablet, a Smartphone, a computer and digital camera combination, and the like. Individual&#39;s in a merchant environment may additionally or alternatively employ the card data reading device  460  to obtain data from the financial card  300 . The card data reading device  460  can be a magnetic strip reader, an RFID reader, a smartcard contact reader, and the like. The card data reading device  460  can be removably attached to the portable computing device  400  using an electromechanical connection, such as the first connector  440  or the second connector  442  (a shown). 
     A summary of a financial card recover process is presented in an exemplary financial card recovery flow diagram  600 . The financial card recovery flow diagram  600  is initiated by activating an application residing upon the portable computing device  400 . The application directs the user through steps to obtain data respective to the misplaced card  300  (block  610 ) and the location where the misplaced card is currently residing (block  612 ). The step of obtaining data from the card  300  (block  610 ) can be accomplished using any of a variety of processes. One optional process would be to take a digital image of the financial card  300  using the integrated camera  430 . The application or the server would utilize optical character recognition (OCR) instruction steps to convert sections of the image into ASCII characters, preferably those understood as legible text or a combination of legible text and grammatical characters. The information would include at least a portion of the financial card issuing merchant information  320 , financial card number  330 , the card owner first name  332 , and the card owner last name  334 . The application would utilize the financial card issuing merchant information  320  and/or the financial card number  330  to determine the card issuing company (block  614 ). This can be accomplished by comparing the acquired and deciphered information with an index or database. The application makes use of the card issuing company information to forward the collected data to the card issuing company  530 ; more specifically, the card issuing company server  532  of the card issuing company  530 . 
     In an alternative process, the application can acquire data from the financial card  300  by interrogating the digital information storage medium  340  of the financial card  300 . The process for acquire data from the digital information storage medium  340  would be respective to the form factor of the digital information storage medium  340 . The card data reading device  460  would include a magnetic strip reader for reading a digital information storage medium  340  provided as a magnetic strip. The card data reading device  460  would include a contact reader for reading a digital information storage medium  340  provided as a digital memory circuit comprising a contact set. The card data reading device  460  would include a near field communication for reading a digital information storage medium  340  provided as a data storage configuration comprising a proximity transceiver. It is understood that the card data reading device  460  would be adapted to interrogate and retrieve data from the digital information storage medium  340  of any suitable form factor. The application would acquire all of the information stored within the digital information storage medium  340 , replicating at least a portion of the financial card issuing merchant information  320 , financial card number  330 , the card owner first name  332 , and the card owner last name  334 . 
     The application employs the portable computing device location identification system  418  of the portable computing device  400  or information provided by the card recovering individual to determine the location of the misplaced card  300  (block  612 ). The portable computing device location identification system  418  provides an automated process for determining the location of the misplaced card  300 . In an alternative process, the application user can manually enter their location. The application user can establish a standard location. This would be applicable for devices used at and maintained by merchants, where the location remains constant. 
     The card information and the location can optionally be encrypted into a secured message (block  616 ). The encryption process can employ any suitable encryption algorithm. 
     The information is conveyed to the card issuing company  530  in any suitable manner (block  618 ), including those presented in  FIG. 7  described earlier herein. The card issuing company server  532  receives, decodes, and utilizes the received information to determine the card owner&#39;s information (block  620 ). The card issuing company server  532  interrogates a database stored on the card issuing company database storage device  534  to determine the card owner&#39;s information. The process can utilize the financial card number  330  to identify the card owner&#39;s information from the database stored on the card issuing company database storage device  534 . The process can utilize the card owner first name  332  and card owner last name  334  to ensure information acquired from the financial card  300  has been accurately depicted. The process would compare the provided financial card number  330 , the card owner first name  332 , and the card owner last name  334  with information retained by the database stored on the card issuing company database storage device  534 . Once the card information has been authenticated and the card owner&#39;s information has been retrieved, the process continues by contacting the rightful card owner (block  622 ). The process would inform the rightful card owner that their misplaced card  300  has been recovered and where the card  300  currently resides (block  624 ). It is understood that the process can include steps for verification of the identity of the rightful owner of the card  300 . In one verification process, the rightful owner would present a photographic identification to the recovered card holder for. In another process, the card issuing company server  532  can provide a security code to the rightful owner and the recovered card holder to ensure the card is returned to the rightful owner (block  626 ). The party retrieving the card would provide the recovered card holder with the security code to confirm that the party retrieving the card is the rightful card owner. In yet another option, the card issuing company server  532  can forward a digital photographic image of the rightful card owner to the recovered card holder for validation. 
     Once the party retrieving the card is identified as the rightful card owner, the recovered card holder returns the financial card  300  to the rightful card owner (block  628 ). The process can conclude by informing the card issuing company  530  that the card has been successfully returned to the rightful owner. 
     For security purposes, the card issuing company  530  can optionally temporarily cease any potential transactions utilizing the financial card  300  between the time when the card issuing company  530  is notified of the recovered card by the recovered card holder and the time when the card issuing company  530  is notified that the financial card  300  has been returned to the rightful owner. 
     In addition to the use of character uploaded from the card, the process can include questions pertaining to the appearance of the card. This would further expedite the process while enhanced the security for returning found card to the rightful owner. 
     Although the disclosed process submits a transaction request, it is understood that the process can simply be a verification process, excluding any fee-based transactions. Alternately, the fee can be removed to avoid any cost to the owner. 
     The above process is primarily subject to credit cards. It is understood the process can be adapted to any financial card, including debit cards, ATM cards, and the like. Additional card information can be submitted by the owner, such as a Personal Identification Number (PIN), password, registered bank, and the like to verification proper ownership. The owner can additionally register any card or document with the recovery processing company, such as driver&#39;s licenses, social security card, insurance card, and the like to enhance the recovery process. 
     Although the present invention is directed towards a portable computing device, it is understood that the concept may be applied to any computing device comprising the key elements of the present invention. The key elements include a method of knowing the location of the device, at least one elements permitting entry of the credit card information, and a communication link between the computing device and the financial card issuing merchant or other solution provider having a database and capability for contacting the card owner of the location of the misplaced card. The computing device can identify the location of the device by any suitable automated methods (as previously described) or by manual entry. The manually entered data can reside in a stored media locally on the machine. The communication link can be provided through any suitable communication protocols, including DSL, cable modem, satellite, cellular, or any other suitable data communication link. 
     The same concept can be adapted to other personal articles, such as keys  800 , as detailed in  FIG. 13 ; luggage  850 , as detailed in  FIG. 14 ; backpacks  870 , diaper bags, camera bags, purses, and the like, as detailed in  FIG. 15 ; umbrellas, as detailed in  FIG. 16 ; eyewear  1000 , including prescription glasses, reading glasses, sunglasses, and the like, as detailed in  FIG. 17 ; footwear, including kids wear, sneakers, sandals, and the like, as detailed in  FIG. 18 ; and any other personal article. 
     The adaptation provides a device having a unique article identifier that can be captured by a portable computing device, such as a tablet, a cellular telephone (preferably a Smartphone), and the like. It is also understood that the system can employ any computing device capable to communicating with a found article notification service provider. The preferred components would include an entry or capture mechanism to acquire an article registration identifier, an entry or capture mechanism to identify a location of the found article, and a communication circuit for conveying the article registration identifier and the location of the found article to an article return service provider. 
     The device having a unique article identifier can be provided in any form factor compatible with an associated article location notification application. Examples include an article owner association tag  700  ( FIG. 10 ), a hand grip located article owner association tag fastener  930  ( FIG. 16 ), an applied article owner association tag fastener  1030  ( FIG. 17 ), an applied article owner association tag fastener  1130  ( FIG. 18 ), and the like. The unique article identifier is preferably provided in a machine readable format, such as a barcode format (represented by a machine readable article registration identifier  712 ) as shown in  FIG. 10 , a numeric code (represented by a numeric article identification reference  730 ) as shown in  FIG. 11 , an alphanumeric code (represented by an alphanumeric article identification reference  740 ) as shown in  FIG. 12 , and a Quick Read (QR code) (represented by an article identification Quick Read (QR) code  741 ) as shown in  FIG. 12 . 
     The information can be printed upon the substrate or other base supporting surface, laser etched, engraved, embossing, de-bossing, or any other method of applying or creating a machine readable image upon a surface. In an embodiment where the information is etched, ink or other contrast enhancing media can be introduced into the recessed etching or de-bossing or applied upon the embossed surface to enhance a contrast between the etched area and the base material. 
     When an article is located, the individual finding the forgotten or lost article is informed that the article is registered with an article return service provider by the unique article identifier. The unique article identifier can be provided in a form of a tag, a label, an inscription, and the like. An application access information  716  would preferably be presented at a location proximate the unique article identifier. The application access information  716  would identify a website, an application, and the like for directing the individual finding the forgotten or lost article to a location to download the associated application. The application access information  716  can be provided in at least one of a human readable format (as shown) and an application access Quick Read (QR) code  717 , and preferably both. The associated application is preferably provided as a courtesy to the individual. 
     In any embodiment, the user would capture an image of the unique article identifier using an integrated camera  430  of the portable computing device  400 . In an alternative embodiment, the user could manually enter the unique article identifier using a keyboard or other manual entry interface. The user would rely upon the human readable article registration identifier  714  as a reference. The portable computing device  400  deciphers the captured image (machine readable article registration identifier image  722 ) to determine the unique article identifier associated with the located article. The portable computing device  400  could optionally display a human readable article registration identifier image  724  for verification by the user prior to transmitting the information to the article return service company server  792  ( FIG. 20 ) of the article return service company  790  ( FIG. 20 ). The portable computing device  400  would transmit the unique article identifier associated with the located article and a current location of the article to the article return service provider. The article return service provider would utilize the unique article identifier to ascertain contact information associated with the rightful owner of the article. The method or methods for contacting the rightful owner can vary and would established by the rightful owner or other account holder and can include text messaging, a voice message, an email, and the like. 
     In one application, the article owner association tag  700  is attached to or utilized as an key ring assembly  800  as illustrated in  FIG. 13 . The machine readable article registration identifier  712  is displayed upon one surface or both surfaces of a tag substrate  710 . A tag attachment aperture  711  is formed through the tag substrate  710  for passage of a key ring  820  therethrough. The key ring  820  provides attachment between the tag substrate  710  and one or more key  810 , another key ring  820 , and the like. When an owner of the key ring assembly  800  accidentally leaves the key ring assembly  800  behind, an individual finding the key ring assembly  800  would be informed that the key ring assembly  800  is registered with the article return service provider by the application access information  716 . The application access information  716  can be provided as a machine readable application access Quick Read (QR) code  717 . The user can scan the application access information  716  or the application access Quick Read (QR) code  717 , acquiring an associated application access information image  726  in either format. It is also understood that the human readable article registration identifier  714  can be manually entered by the finding party into the portable computing device  400 . A keyboard provides manual entry capability for entering information into the portable computing device  400 . It is also understood that the information can be verbally conveyed to the portable computing device  400 . In yet another option, the portable computing device  400  can employ Optical Character Recognition (OCR) using either a scanning function, an OCR function applied to a digital image of an object, and the like. 
     The portable computing device  400  would utilize the application access information image  726  to determine, access and subsequently download the associated application for returning the found item to the rightful owner. 
     The individual finding the key ring assembly  800  would activate the associated application and complete a series of steps as directed by the application. In one step, the application would determine the location of the portable computing device  400  using any suitable integrated location identification system, including a global positioning system (GPS), Wi-Fi based location referencing, radio signal referencing, cellular signal triangulation, and the like. In an alternative process, the application would obtain the information from the user, either by direct entry or previously stored data. In another step, the individual would capture an image of the article owner association tag  700 , referenced as an article owner association tag image  720 . The portable computing device  400  would decipher the machine readable article registration identifier image  722  to determine the unique article identifier associated with the key ring assembly  800 . The portable computing device  400  subsequently transmits the unique article identifier associated with the located article and the current location of the located article to the article return service provider. The unique article identifier and location can be packaged in any suitable and preferably encrypted format. The article return service provider would receive the information. The article return service provider can optionally confirm receipt of the information to the transmitting device to provide an acknowledgement. The article return service provider would determine contact information associated with the rightful owner. The article return service provider would utilize the contact information associated with the rightful owner to contact the rightful owner and provide the rightful owner with the provided location of the found key ring assembly  800 . The system can optionally include a step of including the name or other identifying feature of the individual that found the forgotten or lost key ring assembly  800 . The article return service provider could include the name or other identifying feature of the individual to the rightful owner to aid in recovery of the forgotten or lost key ring assembly  800 . The rightful owner would identify the individual finding the key ring assembly  800  by their name or other identifying feature. 
     The system can optionally include a step of including an identification code to both the rightful owner and the individual holding the key ring assembly  800  to increase security for the transfer of the key ring assembly  800 . In another security measure, the rightful owner can present the conveyed message from the article return service provider to the individual holding the key ring assembly  800  to ensure proper ownership prior to handing over the key ring assembly  800  to the rightful owner. 
     In a similar manner, the article owner association tag  700  can be attached to a luggage  850  as illustrated in  FIG. 14 . The luggage  850  would commonly include a luggage handle  862  assembled to a luggage container body  860 . In the exemplary embodiment, the article owner association tag  700  is attached to the luggage handle  862  by an article owner association tag fastener  864 . It is understood that the article owner association tag  700  can be replaced by a label or any other form factor for presenting the machine readable article registration identifier  712  in any suitable format. It is understood that the article owner association tag  700  can be a planar substrate, a pocket which receives a card or other insertable and removable media, a label, a sleeve, a lock, and the like. The information can alternatively be etched into an existing tag or plate that is integral into the luggage  850 , such as a branding plate and the like. The method of notifying the rightful owner or registered party of the location of the luggage  850  would follow the same process as described for returning the key ring assembly  800  as presented above. 
     In a similar manner, the article owner association tag  700  can be attached to a backpack  870  as illustrated in  FIG. 15 . The backpack  870  would commonly include a backpack handle  882  assembled to a backpack body  880 . In the exemplary embodiment, the article owner association tag  700  is attached to the backpack handle  882  by an article owner association tag fastener  884 . The article owner association tag  700  could be any suitable form factor such as those previously described for use with the luggage  850 . The method of notifying the rightful owner or registered party of the location of the backpack  870  would follow the same process as described for returning the key ring assembly  800  as presented above. The backpack  870  is representative of any bag including a purse, a camera case, a diaper bag, and the like. 
     The process can be adapted for use with new purchases and applied to shopping bags. The user can carry tags and affix one tag to each shopping bag. Alternatively, if the user is registered, such as with an amusement park or theme park, the user can inform a salesperson as such when purchasing one or more items. The salesperson/cashier would enter the customer/user&#39;s information into the point of purchase system. The point of purchase system would obtain the unique article identifier associated with the customer from a database. The unique article identifier would be printed on the receipt, a label, and/or the bag. It would also be desirous to include the application access information as well. 
     Other options that would be applicable for theme parks include the return of misplaced or lost park access and visitor identification cards or park access and visitor identification bracelets. The system would identify the visitor identification card, bracelet, or other identifier using either a visual image of an identifying reference (such as an access card identification code) or obtaining information using near field communications, such as Radio Frequency Identification (RFID), and the like. The system can utilize a database of visitors and associated contact information to return the visitor identification card, bracelet, or other identifier to the associated visitor of visitor&#39;s family. 
     A hand grip located article owner association tag fastener  930  or umbrella shaft located article owner association tag fastener  932  can be utilized for applications where the article owner association tag  700  is less convenient, such as for returning an umbrella  900  as illustrated in  FIG. 16 . The umbrella  900  commonly includes an umbrella canopy  910  supported by a first end of an umbrella shaft  920 . An umbrella hand grip  922  is assembled to an opposite, gripping end of the umbrella shaft  920 . In the exemplary embodiment, the hand grip located article owner association tag fastener  930  is applied to the umbrella hand grip  922 . The hand grip located article owner association tag fastener  930  can be a label, a sleeve, a printed medium, an appliqué, a decal, a laser etching, an engraving, and the like. In an alternative solution, the umbrella shaft located article owner association tag fastener  932  is applied to the umbrella shaft  920 . The umbrella shaft located article owner association tag fastener  932  can be a label, a sleeve, a printed medium, an appliqué, a decal, a laser etching, an engraving, and the like. The method of notifying the rightful owner or registered party of the location of the umbrella  900  would follow the same process as described for returning the key ring assembly  800  as presented above. The portable computing device  400  would capture an image of the article owner association tag fastener  930  or the umbrella shaft located article owner association tag fastener  932 , identified as a machine readable article registration identifier image  940 . The portable computing device  400  could optionally display a human readable article registration identifier image  942  for verification by the user prior to transmitting the information to the article return service company server  792  of the article return service company  790 . The article return service company server  792  would be in signal communication with an article return service company database storage device  794 . The data and associated history can be transferred between and stored on the article return service company database storage device  794 . 
     An applied article owner association tag fastener  1030  can be utilized for returning eyewear  1000  as illustrated in  FIG. 17 . The eyewear  1000  commonly includes a pair of lens  1012  inserted into an eyewear frame  1010 . A left and right temple  1020  extend reward from a left and right side of the eyewear frame  1010  respectively. The left and right temple  1020  provide sufficient surface area for application of the applied article owner association tag fastener  1030 . The applied article owner association tag fastener  1030  can be a label, a sleeve, a printed medium, an appliqué, a decal, a laser etching, an engraving, and the like. The applied article owner association tag fastener  1030  would be applied to an interior surface of the temple  1020  to maintain aesthetics of the eyewear  1000 . The method of notifying the rightful owner or registered party of the location of the eyewear  1000  would follow the same process as described for returning the umbrella  900  as presented above. 
     An applied article owner association tag fastener  1130  can be utilized for returning a footwear  1100  as illustrated in  FIG. 18 . A footwear  1100  is commonly lost by children. Particularly when the child is traveling in a stroller. The footwear  1100  commonly includes a footwear upper  1122  joined to a footwear sole  1120 . The footwear  1100  can additionally include footwear laces  1124  for opening and closing an opening along a frontal portion of the footwear upper  1122 . The applied article owner association tag fastener  1130  can be a label, a printed medium, an appliqué, a decal, a laser etching, an engraving, and the like. An applied article owner association tag fastener  1130  would be applied to each of a pair of footwear  1100 . The applied article owner association tag fastener  1130  would be applied to an exterior surface of the footwear sole  1120  to maintain aesthetics of the footwear  1100 . The method of notifying the rightful owner or registered party of the location of the footwear  1100  would follow the same process as described for returning the umbrella  900  as presented above. 
     In one exemplary deployment of the system, a captive business, such as a theme park, a car rental agency, an airline, a cruise ship, and the like, would register their customer. The captive business would provide the customer with one or more article owner association tags  700  in any suitable format, such as tags, stickers or labels, and the like for attachment to any article. 
     In another exemplary deployment, articles can be manufactured having a pre-established unique article identifier provided thereon. The pre-established unique article identifier would be registered with the article return service provider to ensure that the article identifier remains unique. 
     Portable computing devices  400  introduce a unique capability. The portable computing devices  400  can include an instruction set to display information associated with the 790# when the portable computing device  400  is placed into a locked mode, as illustrated in  FIG. 19 . When placed into a locked mode (as indicated by a screen lock indicator  429 ), the portable computing device  400 , the portable computing device  400  would display an article identifier that is registered with the 790#. The article identifier can be presented in any suitable format, including at least one of: an article identification Quick Read (QR) code  741 , an article identification bar code (not shown), a numeric article identification reference (not shown), and an alphanumeric article identification reference  740 . The portable computing device  400  would also display information directing a person that finds the misplaced portable computing device  400  to use the associated application, website, and the like to notify the rightful owner or other registered party of the location of the portable computing device  400 . This can include an application access information image  726 . 
     The above processes and associated articles are directly to scenarios where an individual would accidentally left behind. 
     Certain scenarios would offer proactive notification to the rightful owner. One example is a luggage  850  delivery on a luggage claim conveyor  780 , as illustrated in the exemplary embodiment shown in  FIG. 20 . Luggage  850  would be placed upon the luggage claim conveyor  780  for delivery to the luggage owner. A passive wireless transceiver  750  would be attached to the luggage  850 . The passive wireless transceiver  750  includes any active or passing transceiver embedded therein. The preferred transceiver is a passive Radio Frequency Identification (RFID) transceiver. A luggage identification system  760  is installed at the initial delivery segment of the luggage claim conveyor  780 . As the passive wireless transceiver  750  passes the luggage identification system  760 , the luggage identification system  760  emits an exciter transmission from an active wireless transceiver  762 . The exciter transmission induces a current within the passive wireless transceiver  750 . The passive wireless transceiver  750 , in turn, emits an encoded signal transmitting the unique article identifier to the luggage identification system  760 . The luggage identification system  760  conveys the unique article identifier to an article return service company  790  by any communication link available. In one process, the luggage identification system  760  conveys the unique article identifier to the luggage identification system  760  through the cellular network  520  by way of a luggage identification system and Cellular network communication link  782  and an article return service provider and Cellular network communication link  784 . In an alternative process, the luggage identification system  760  conveys the unique article identifier to the luggage identification system  760  through the Internet  510  by way of a luggage identification system and Internet communication link  772  and an article return service provider and Internet communication link  774 . The article return service company server  792  of the article return service company  790  would process the unique article identifier, identify the rightful owner, and notify the luggage owner that the luggage  850  has been placed upon the luggage claim conveyor  780 . The message can be transmitted to the portable computing device  400  through the Internet  510  by way of the article return service provider and Internet communication link  774 , through the cellular network  520  by way of the article return service provider and Cellular network communication link  784  and portable computing device and Cellular network communication link  788 , or any combination thereof. Upon receipt of the message, the portable computing device  400  displays a luggage owner notification  752  informing the user that their luggage  850  was just placed upon the luggage claim conveyor  780 . 
     Alternatively, the system can notify the luggage owner by transmitting a message from the system  792  to a notification monitor  490 . The notification monitor  490  would present information on a notification monitor display  492  of a notification monitor  490 . The information can be presented using any encrypted association to respect a privacy of the luggage owner. Examples include an initial based notification  494 , a username based notification  495 , and a flight and seat based notification  496 . It is understood that any encrypted association can be utilized by the system. The luggage owner can submit a specific encrypted association to be presented upon the notification monitor  490  when configuring their account information. 
     The process requires completion of various preparatory steps, which are illustrated in an exemplary article return preparation process flow diagram  1200  presented in  FIG. 21 . The process initiates with the rightful owner or a representative establishing an account and registering with the article return service provider (step  1210 ). The registration process directs a registrant through steps for entering pertinent information, such as a registrant&#39;s first and last name  1221 , a registrant&#39;s address  1222 , a registrant&#39;s cellular telephone number  1223 , a registrant&#39;s email address  1224 , identification of a preferred contact method  1225 , and optionally a photograph of the registrant  1226 . The registrant can establish a plurality of members, and preferably identifying each member of the group by name. The registrant can additionally enter descriptions of specific articles. The registrant can associate each article with a specific member or members of the group to provide target notification. Although the examples include a cellular telephone number (for text messages and voice messages) and an email address (for email communications), it is understood that any suitable contact method be provided. The process would establish a unique registration number that associates the registrant with the article or articles (step  1230 ). Each article identification tag  700  or article identification label  930 ,  932 ,  1030 ,  1130  would include the unique registration number. The unique registration number can be enhanced, as detailed in  FIG. 12 . Each article identification tag  700  or article identification label  930 ,  932 ,  1030 ,  1130  could include a family reference index identifier  742 , and at least one of a family member identifier  744  and an article description identifier  746 . Each registration could include a group of members. The members could include family members or other individuals associated with the registration. The family member identifier  744  would identify which family member or specific individual is associated with the specific article. Similarly, the article description identifier  746  would provide an association with a specific article description, such as keys  800 , luggage  850 , backpacks  870 , camera bags, purses, wallets, shopping bags, umbrellas  900 , eyewear  1000 , footwear  1100 , and the like. The system would generate article identification tags  700  and/or article identification labels  930 ,  932 ,  1030 ,  1130  based upon the information provided. The article identification tags  700  and/or article identification labels  930 ,  932 ,  1030 ,  1130  can be provided in any of a variety of manners. The article identification tags  700  and/or article identification labels  930 ,  932 ,  1030 ,  1130  can be printed by the service provider and mailed to the registrant, printed by the registrant, etched by a manufacturer, created as a marked pendant, and the like. In yet another embodiment, the unique registration number can be printed upon a receipt and the receipt would be stapled to a shopping bag. It is understood that the unique registration number can be applied to any suitable identifier for attachment or use in conjunction with an article. Once fabricated, the article identification element or elements are provided to the registrant (step  1234 ). The registrant would attach the article identification element to the respective article (step  1236 ). It is understood that the article identification element may be included with the article during the manufacturing process. In this case, the manufacture would pre-register the specific manufacturer provided unique registration number with the article return service provider. The registrant would record the specific manufacturer provided unique registration number with their account. In this case, the specific manufacturer provided unique registration number could include a prefix identifying the manufacturer, thus simplifying the unique numbering system. 
     Once the preparation processes are complete, the system enables immediate notification of a found article location to the rightful owner. The steps of the process are presented in an article return process flow diagram  1300  presented in  FIG. 22 . Upon finding an article, the individual would recognize that the article is registered with the article return service provider by way of the article identification tag  700  and/or article identification label  930 ,  932 ,  1030 ,  1130  attached thereon. The article locating individual would download, install, and activate the application (step  1310 ). The installation process can include a step of providing user information to the system. This could include information helpful in the article return process. The user information or other recovery assisting information can include any of the following: a name of the user/article recovery individual, a photograph of the user, an address of the location, a photograph of the location, a graphical map identifying the location of the article, a satellite image identifying the location of the article, and the like. The location and associated images can be obtain using global positioning satellite (GPS) information, longitude and latitude information, and the like in conjunction with available graphical maps and/or satellite imagery. If the system is associated with a corporation or other operating entity, theme park, and the like, the system can access a company or operating entity database, using the employee information to obtain the employee name, photograph, and/or other identifying information. The application would identify the location of the article (step  1312 ) based upon the assumption that the article is in the same location as the portable computing device  400 . The location can be determined automatically by a global positioning system (GPS), a Wi-Fi positioning system, a beacon positioning system, a cellular network locating system, or manually, by entry of the location by the user or from a pre-established user location (for applications such as merchants). A digital image of the found article can be acquired using the camera  430  integrated into the portable computing device  400  (step  1313 ). The article locating individual would enter the unique registration number/identifier into the portable computing device  400 . A preferred method would be by capturing an image of the article identification tag  700  and/or article identification label  930 ,  932 ,  1030 ,  1130  attached to the article using an integrated camera  430  integrated into the portable computing device  400  (step  1314 ). The captured image can be deciphered and presented on the display of the portable computing device  400  to the user in a human readable format for confirmation. The unique registration number/identifier associated with the article, the optional digital image of the found article, and the reported current location of the article are forwarded to the article return service provider (step  1316 ). The article return service provider determines the registration party contact information associated with the unique registration number/identifier provided by the article locating individual (step  1318 ). The article return service provider notifies the rightful owner of the found article and the reported current location of the article (step  1320 ). The notification can optionally include a security code (step  1322 ). The security code would be transmitted to both the rightful owner and the article locating individual (step  1322 ). The rightful owner would return to the reported current location of the article (step  1324 ). Upon arrival, the rightful owner would present the security code to the article locating individual (step  1326 ). Alternatively, a photo of the rightful owner can be provided to the article locating individual to confirm rightful ownership. The located article is returned to the rightful owner (step  1328 ). 
     The process can be enhanced with an introduction of incentives and/or rewards as demonstrated in an article return and incentive process flow diagram  1400  presented in  FIG. 23 . 
     The article locating individual would download, install, and activate the application (step  1410 ). The unique registration number/identifier associated with the article and the reported current location of the article are forwarded to the article return service provider (step  1412 ). The article return service provider identifies the article locating individual (step  1414 ). The article return service provider forwards a reward offer to the article locating individual as a courtesy for providing information associated with the found article (step  1416 ). The reward offer can be associated with the location where the article was found, a discount coupon, a gift value, or any other incentive. The reward can be analogous with advertising, providing revenue to the article return service provider. 
     The article return service provider determines the registration party contact information associated with the unique registration number/identifier provided by the article locating individual (step  1418 ). The article return service provider notifies the rightful owner of the found article and the reported current location of the article (step  1420 ). The notification can optionally include a security code (step  1322 ). The rightful owner would acknowledge the notification of the found article and current location thereof (step  1422 ). Upon receipt of the acknowledgement, the article return service provider would provide an incentive to the rightful owner to return to the merchant that found the article (step  1424 ). It is understood that the incentive can be any incentive, including the associated merchant, a different merchant, wherein the incentive is provided in a form of a discount coupon, a gift value, or any other incentive. The incentive can be a reward provided by the article owner. The system can include a listing of optional financial amounts for the reward. One example of a listing of optional financial amounts for the reward can be $1, $2, $3, $5, $10, enter your own amount. The article locating party can either accept the reward or arrange for the reward to be made as a donation to a non-profit organization. The arrangements can be established when configuring an account, modified after the initial creation of the account, or upon receipt of the reward. 
     The article return service can be applied to new purchases, as introduced in the exemplary schematic diagram illustrated in  FIG. 24  and described in a goods purchase owner association process flow diagram  1560  presented in  FIG. 25 . The concept and service can be adapted to provide a return offering of misplaced purchases by introducing the process into the purchase transaction steps. When a customer is purchasing goods from a merchant, the transaction is commonly completed at a goods transaction completion station  1500  using a point of sale (POS) system  1510 . The goods transaction completion station  1500  includes a transaction station countertop  1540 , which provides a sufficient workspace and supports all of the equipment necessary for completing the transaction, including the point of sale (POS) system  1510 , a point of sale (POS) printer  1520  in signal communication with the point of sale (POS) system  1510 , a point of sale (POS) communication subsystem  1512  in signal communication with the point of sale (POS) system  1510 , one or more scanners (not shown) in signal communication with the point of sale (POS) system  1510 , and any other supporting equipment. 
     Details of the process for adapting the process for use in conjunction with purchases initiates with a step of selecting or collecting merchandise from a merchant for purchase (step  1570 ). The customer would bring the merchandise to the goods transaction completion station  1500  and depending upon the size of the merchandise, place the reasonably sized merchandise onto a countertop of the transaction station countertop  1540 . The customer would provide the sales clerk with information to access the customer&#39;s article return account (step  1572 ). This can be accomplished using any suitable process, including verbally conveying the customer&#39;s article return account information, such as the customer&#39;s article return account identifier (number), a telephone number, email address, residence address or any other identifying data point associated with the customer&#39;s article return account; scanning an article return account card; wirelessly communicating the article return account information between the portable computing device  400  and the point of sale (POS) communication subsystem  1512 , and the like. The point of sale (POS) system  1510  communicates with the article return service company  790  by way of a point of sale and return service provider server communication link  1519 . The article return service company  790  can generate a unique purchase registration identifier and convey the purchase registration identifier to the point of sale (POS) system  1510  via the point of sale and return service provider server communication link  1519 . 
     During the process, the sales clerk manually enters product/pricing information or scans the Universal Product Code (UPC) of each item into the point of sale (POS) system  1510  (Step  1574 ). Upon completion of entry of each product being purchased, the sales clerk completes the sales transaction (step  1576 ). The point of sale (POS) system  1510  collects, generates and formats information to be printed upon the transaction receipt  1530 . The desired information is communicated to the point of sale (POS) printer  1520 . The point of sale (POS) printer  1520  prints the transaction receipt  1530  (step  1578 ). The machine readable purchase registration identifier  1532  is included as one of the items printed in the transaction receipt  1530 . The purchased items are placed into a shopping bag  1550 . It is noted that the shopping bag  1550  may include a shopping bag handle  1552  to aid in transporting the purchased items. The sales clerk, customer, or other person preferably secures the transaction receipt  1530  onto a shopping bag  1550  into an obvious location as shown in the exemplary illustration (step  1579 ). 
     At times, the customer may accidentally leave the shopping bag  1550  behind. A finding party locates the misplaced or accidentally forgotten shopping bag  1550  (step  1580 ). The finding party would complete the steps for returning the accidentally forgotten shopping bag  1550  to the rightful owner (step  1582 ). The steps would be similar to those presented in the article return process flow diagram  1300 . The finding party would use the portable computing device  400  to obtain the purchase registration identifier from the transaction receipt  1530 . This can be accomplished by scanning the machine readable purchase registration identifier  1532 , manually entering a human readable version of the machine readable purchase registration identifier  1532 , using optical character recognition (OCR) of the human readable version of the machine readable purchase registration identifier  1532 , and the like. The portable computing device  400  could optionally display a machine readable purchase registration identifier image  1534  in at least one of human readable format and machine readable format before, during and/or after scanning. The portable computing device  400  would automatically obtain the location where the transaction receipt  1530  is scanned and forward the information to the article return service company  790  by way of a finder&#39;s portable computing device and return service provider server communication link  1539 . 
     The process can optionally include one or more security measures. The process can provide both parties a security code. Upon arrival, the rightful owner would present the security code to the article locating individual (step  1584 ). Alternatively, a photo of the rightful owner can be provided to the article locating individual to confirm rightful ownership. The located article is returned to the rightful owner (step  1590 ). This system provides a solution for newly purchased items without any extraneous effort by the merchant and/or the return service provider&#39;s client. 
     The article return service (represented as a tag customization system  1600 ) can be applied to automated tag scribing machines, as introduced in the exemplary schematic diagram illustrated in  FIG. 26  and described in an automated tag generation process flow diagram  1650  presented in  FIG. 27 . A number of automated tag marking machines  1610  can be deployed at various locations throughout a territory. The article return system would be integrated with the automated tag marking machine  1610 . Initially, the customer would purchase a customized tag  1630  (step  1660 ). The purchase can be completed at a sales counter, using an automated payment system that would be integrated into the automated tag marking machine  1610 , and the like. Upon completion of the transaction, the automated tag marking machine  1610  would proceed in obtaining information to be scribed upon an article return identification tag  1630  as well as any personal information to provide an association between the article return identification tag  1630  and the user&#39;s return service provider account (step  1662 ). The information would be forwarded to a process controller subassembly  1612  integrated into the automated tag marking machine  1610 . In a scenario where the user already has a return service provider account, the user would enter their return service provider account information into the automated tag marking machine  1610  using an alphanumeric keyboard  1614  and/or a numeric keyboard  1616 . The process controller subassembly  1612  would communicate with the article return service company server  792  via a machine process controller and return service provider server communication link  1619 . The article return service company  790  can generate a unique tag registration identifier (step  1666 ) and convey the tag registration identifier to the process controller subassembly  1612  via the point of sale and return service provider server communication link  1519 . In a scenario where the user does not have a return service provider account, the user would enter their personnel information into the automated tag marking machine  1610 . The process controller subassembly  1612  would then forward the user&#39;s personnel information to the article return service company server  792  (step  1664 ). The article return service company server  792  would create a new account associated with the user. The article return service company server  792  would then generate a unique tag registration identifier (step  1666 ) and convey the tag registration identifier to the process controller subassembly  1612  via the point of sale and return service provider server communication link  1519 . 
     The user would enter any tag specific information, such as pet name  1638 , owner address, owner telephone number, and the like (step  1668 ). The automated tag marking machine  1610  could provide an image of the proposed designed layout to the user for verification. The user would be able to make any changes until the proposed designed layout is approved. Once approved, the automated tag marking machine  1610  would proceed with scribing the proposed designed layout into the article return identification tag  1630  (step  1669 ). The scribing process can be accomplished using any suitable process capable of scribing the material selected for the article return identification tag  1630 , including mechanically etching, machining, laser etching, water jet etching, chemically etching, and the like. The exemplary illustration presents a machine engraving process using tag marking system  1620 . The exemplary tag marking system  1620  includes a tag marking head  1624  supported by a tag marking system gantry  1622 . The tag marking system gantry  1622  can control a position of the tag marking head  1624  along an left to right (lateral) direction, a front to back (depth) direction and an up and down (vertical or height) direction. The article return identification tag  1630  would be supported by a tag support platform  1626 . Upon completion of the etching process, the article return identification tag  1630  would be dispensed through a tag dispenser  1628  of the automated tag marking machine  1610 . The user would collect the article return identification tag  1630  from the tag dispenser  1628 . 
     The user would then secure the article return identification tag  1630  to the desired object (step  1670 ). Objects can include a pet by way of a pet collar, luggage, a key chain, and the like. 
     At times, the customer may accidentally leave the object carrying the article return identification tag  1630  behind. A finding party locates the misplaced or accidentally forgotten object carrying the article return identification tag  1630  (step  1672 ). The finding party would use the portable computing device  400  to obtain the tag identifier from the article return identification tag  1630  (step  1674 ). The article return identification tag  1630  preferably includes application access information  1636 , which would direct an individual that finds the object to the application or website associated with the article return service company  790 . 
     This can be accomplished by scanning a machine readable version of the human readable article registration identifier  1634  (not shown), manually entering the human readable article registration identifier  1634 , using optical character recognition (OCR) to acquire the human readable article registration identifier  1634 , and the like. The portable computing device  400  would automatically obtain the location where the article return identification tag  1630  is scanned or entered and forward the information to the article return service company  790  by way of a machine process controller and return service provider server communication link  1619 . 
     The service provider would complete the steps for notifying the rightful owner of the article to return the accidentally forgotten object carrying the article return identification tag  1630  accordingly (step  1676 ). The steps would be similar to those presented in the article return process flow diagram  1300 . The located article is returned to the rightful owner (step  1680 ). 
     The overall article return process provides a service for notifying a rightful owner of a location of an item using an anonymous system. The system can provide a communication link between the rightful owner and the individual/merchant that finds the forgotten item, as illustrated in the exemplary schematic diagram referred to as an anonymous communication schematic diagram  1700 , as illustrated in  FIG. 28 . The article return service company server  792  can act as an intermediary communication center. The finding party, represented by the portable computing device  400 , transmits information to the article return service company server  792  by way of a finder&#39;s inbound communication step  1710 . The upload includes the associated telephone number or other electronic identifier associated with the portable computing device  400 . The message is then processed and forwarded to the rightful owner, represented by the card owner&#39;s cellular telephone  550 , by way of an owner&#39;s inbound communication step  1720 . The download message references the service provider&#39;s contact information, not the associated telephone number or other electronic identifier associated with the portable computing device  400 . Similarly, the card owner&#39;s cellular telephone  550  transmits information to the article return service company server  792  by way of an outbound communication to finder step  1712 . The upload includes the associated telephone number or other electronic identifier associated with the card owner&#39;s cellular telephone  550 . The message is then processed and forwarded to the finding party, represented by the portable computing device  400 , by way of an outbound communication to owner step  1722 . The download message references the service provider&#39;s contact information, not the associated telephone number or other electronic identifier associated with the card owner&#39;s cellular telephone  550 . This process retains anonymity between parties, while providing two way communication. This is accomplished by retaining the telephone number or other electronic identifier associated with each of the portable computing device  400  and the card owner&#39;s cellular telephone  550  throughout the corresponding time period. Each telephone number or other electronic identifier associated with the portable computing device  400  and the card owner&#39;s cellular telephone  550  could be associated with a specific identifier to ensure that the two parties are able to communicate with one another regarding one specific item. The article return service company server  792  can store the associated information for extended periods of time or until one of the two parties requests that the information be removed. 
     The article return process can be adapted to a scavenger hunt game  1800 , as illustrated in  FIG. 29 . The game would be arranged by hiding a number of objects, each object would carry an associated tag or identifier in any suitable format. The exemplary illustration includes a series of six (6) tags  710  (referenced as a  1810 ,  1812 ,  1814 ,  1816 ,  1818 ,  1820 ), wherein one tag  710  would be secured to each of the hidden objects. Each of the tags  710  would have a unique machine readable article registration identifier  712  and/or human readable article registration identifier  714 . The user would follow clues to locate each of the tags  710 . As each tag  710  is found, the player would scan the machine readable article registration identifier  712  and/or the human readable article registration identifier  714 . In the exemplary embodiment, a first player  1802  is reading the machine readable article registration identifier  712  (as shown in the scavenger hunt first tag  1810 ) of the scavenger hunt second tag  1812  using their card owner&#39;s cellular telephone  550 . Additionally, a second player  1804  is reading the machine readable article registration identifier  712  (as shown in the scavenger hunt first tag  1810 ) of the scavenger hunt third tag  1814  using their card owner&#39;s cellular telephone  550 . The system would acquire the identifier of the respective tag  710 , determine the location of the respective tag  710  and forward the identifier and location to the article return service company server  792 . The article return service company server  792  would then determine which player  1802 ,  1804  provided which data and process the information accordingly, as shown in the scavenger hunt score keeping ledger  1840 . 
     It is understood that the concept and service can be adapted to other applications and articles. One example would be RFID or near field communicating devices, such as bracelets, necklace tags, luggage tags, security tags, and the like. The information can be manually entered, optically character recognized, or conveyed using the near field communication from the RFID or near field communicating device to the portable computing device  400 . This can be applied to hotel cards, theme park admission tickets or bands, and the like. Theme parks can additionally offer printed labels having a unique registration number/identifier associated with their account upon arrival at the hotel and/or entry into the park. The visitor would secure or adhere the label to each bag or other desired article, thus enabling notification of a found item, should the visitor become separated from the article. 
     The same process can be applied to notifying a parent or guardian of a child&#39;s location when the child gets separated from the parent or guardian. 
     Since many modifications, variations, and changes in detail can be made to the described preferred embodiments of the invention, it is intended that all matters in the foregoing description and shown in the accompanying drawings be interpreted as illustrative and not in a limiting sense. Thus, the scope of the invention should be determined by the appended claims and their legal equivalence. 
     ELEMENT DESCRIPTION REFERENCES 
     Ref. No. Description 
     
         
           100  recovery card reporting process 
           102  patron leaves a financial card at a merchant or other location step 
           104  recovering party accesses the card recovery system step 
           106  recovery party enters the card information step 
           108  card information is recorded within a recovered card database step 
           110  recovery party additionally enters the location where the card resides step 
           112  card location is recorded within a recovered card database step 
           150  seeking party submission process 
           152  recognizing that a card has been misplaced or left at an unknown location step 
           154  card owner would access the card recovery system step 
           156  owner can provide owner information step 
           158  owner can optionally enter a most probable location where the owner believes they might have left the card step 
           170  card locating flow diagram 
           172  owner name and card name comparison step 
           174  returns a listing of all cards having a matching owner&#39;s name step 
           176  optional sort and/or reduce the returned listing of cards based upon a distance from the location step 
           178  initiate proper ownership verification/narrow the listing step 
           180  proper ownership identification decision step 
           182  provide the location of the recovered card to the owner step 
           184  owner presents some form of picture identification to the merchant step 
           186  optional merchant records the owner information step 
           188  conclusion step 
           190  transferring the card to the rightful owner step 
           200  clearinghouse confirmation process 
           202  uploads the card number to a financial clearing company step 
           204  information provided by the searching party is uploaded to the clearing company step 
           206  determine if the card information matches the provided owner information step 
           208  proper ownership determine decision step 
           212  proper ownership identified to the proper ownership has been identified step 
           300  financial card 
           310  financial card substrate 
           312  card primary information presenting surface 
           320  financial card issuing merchant information 
           322  financial card issuing merchant logo 
           330  financial card number 
           332  card owner first name 
           334  card owner last name 
           336  card expiration date 
           340  digital information storage medium 
           400  portable computing device 
           410  portable computing device housing 
           412  portable computing device viewing surface 
           414  portable computing device microprocessor 
           416  portable computing device digital memory 
           418  portable computing device location identification system 
           420  portable computing device display 
           422  microphone 
           424  speaker 
           426  tactile input interface 
           429  screen lock indicator 
           430  integrated camera 
           440  first connector 
           442  second connector 
           450  acquired digital image 
           460  card data reading device 
           490  notification monitor 
           492  notification monitor display 
           494  initial based notification 
           495  username based notification 
           496  flight and seat based notification 
           500  financial card recovery schematic flow diagram 
           502  locating computing device Internet communication link 
           504  locating computing device cellular communication link 
           510  Internet 
           512  Internet to card issuing company Internet communication link 
           514  Internet to card owner Internet communication link 
           520  cellular network 
           522  cellular network to Internet communication link 
           524  cellular network to card issuing company cellular communication link 
           526  cellular network to card owner landline communication link 
           528  cellular network to card owner cellular communication link 
           530  card issuing company 
           532  card issuing company server 
           534  card issuing company database storage device 
           538  card issuing company to card owner landline communication link 
           540  card owner&#39;s residence/business 
           542  card owner&#39;s resident computing device 
           550  card owner&#39;s cellular telephone 
           600  financial card recovery flow diagram 
           610  card data acquisition step 
           612  acquire card location information step 
           614  determine card issuing company information step 
           616  optional encrypt data step 
           618  transmit card information and associated card location to card issuing company step 
           620  identify card owner contact information step 
           622  contact card owner step 
           624  provide card location information to card owner step 
           626  optional: provide security code to card owner &amp; card holder step 
           628  card owner claims card step 
           700  article owner association tag 
           710  tag substrate 
           711  tag attachment aperture 
           712  machine readable article registration identifier 
           714  human readable article registration identifier 
           716  application access information 
           717  application access Quick Read (QR) code 
           720  article owner association tag image 
           722  machine readable article registration identifier image 
           724  human readable article registration identifier image 
           726  application access information image 
           730  numeric article identification reference 
           740  alphanumeric article identification reference 
           741  article identification Quick Read (QR) code 
           742  family reference index identifier 
           744  family member identifier 
           746  article description identifier 
           750  passive wireless transceiver 
           752  luggage owner notification 
           760  luggage identification system 
           762  active wireless transceiver 
           772  luggage identification system and Internet communication link 
           774  article return service provider and Internet communication link 
           780  luggage claim conveyor 
           782  luggage identification system and Cellular network communication link 
           784  article return service provider and Cellular network communication link 
           788  portable computing device and Cellular network communication link 
           790  article return service company 
           792  article return service company server 
           794  article return service company database storage device 
           800  key ring assembly 
           810  key 
           820  key ring 
           850  luggage 
           860  luggage container body 
           862  luggage handle 
           864  article owner association tag fastener 
           870  backpack 
           880  backpack body 
           882  backpack handle 
           884  article owner association tag fastener 
           900  umbrella 
           910  umbrella canopy 
           920  umbrella shaft 
           922  umbrella hand grip 
           930  hand grip located article owner association tag fastener 
           932  umbrella shaft located article owner association tag fastener 
           940  machine readable article registration identifier image 
           942  human readable article registration identifier image 
           1000  eyewear 
           1010  eyewear frame 
           1012  lens 
           1020  temple 
           1030  applied article owner association tag fastener 
           1100  footwear 
           1120  footwear sole 
           1122  footwear upper 
           1124  footwear laces 
           1130  applied article owner association tag fastener 
           1200  article return preparation process flow diagram 
           1210  owner registration with article return service provider step 
           1221  registrant name 
           1222  registrant address 
           1223  registrant cellular telephone number 
           1224  registrant email address 
           1225  registrant preferred contact method 
           1226  optional registrant photo 
           1230  assign unique article identifier to registrant step 
           1232  fabricate encoded article identifier(s) step 
           1234  provide fabricated article identifier(s) to registrant step 
           1236  attach article identifier(s) to article(s) 
           1300  article return process flow diagram 
           1310  activate application step 
           1312  determining users current location step 
           1313  Optionally acquire digital image of found article 
           1314  acquire image of article identifier step 
           1316  transmit article identifier and location information to article return service provider step 
           1318  determine registered party contact information associated with the article identifier step 
           1320  notify registered party of found article and reported article location step 
           1322  optional step of providing a security code to rightful article owner and article holder 
           1324  rightful owner returns to reported article location to collect article step 
           1326  optional step of validating security code to article holder 
           1328  collect lost/forgotten article step 
           1400  article return and incentive process flow diagram 
           1410  activate application step 
           1412  transmit article identifier and location information to article return service provider step 
           1414  identify article locating party from transmission step 
           1416  offer reward to article locating party step 
           1418  determine registered party contact information associated with the article identifier step 
           1420  notify registered party of found article and reported article location step 
           1422  registered party acknowledges receipt of notification 
           1424  offer incentive to rightful article owner step 
           1500  goods transaction completion station 
           1510  point of sale (POS) system 
           1512  point of sale (POS) communication subsystem 
           1519  point of sale and return service provider server communication link 
           1520  point of sale (POS) printer 
           1530  transaction receipt 
           1532  machine readable purchase registration identifier 
           1534  machine readable purchase registration identifier image 
           1539  finder&#39;s portable computing device and return service provider server communication link 
           1540  transaction station countertop 
           1550  shopping bag 
           1552  shopping bag handle 
           1560  goods purchase owner association process flow diagram 
           1570  select merchandise for purchase step 
           1572  obtain individual&#39;s return service company account identification information step 
           1574  enter/scan selected goods information into the point of sale (POS) system step 
           1576  complete sales transaction using the point of sale (POS) system step 
           1578  print receipt including article return service identifier step 
           1579  secure receipt onto shopping bag step 
           1580  locate misplaced/forgotten shopping bag step 
           1582  complete article return process procedure 
           1584  optional step of validating security code to article holder 
           1590  collect lost/forgotten article step 
           1600  tag customization system 
           1610  automated tag marking machine 
           1612  process controller subassembly 
           1614  alphanumeric keyboard 
           1616  numeric keyboard 
           1619  machine process controller and return service provider server communication link 
           1620  tag marking system 
           1622  tag marking system gantry 
           1624  tag marking head 
           1626  tag support platform 
           1628  tag dispenser 
           1630  article return identification tag 
           1634  human readable article registration identifier 
           1636  application access information 
           1638  pet name 
           1650  automated tag generation process flow diagram 
           1660  purchase identification tag step 
           1662  enter personal information step 
           1664  upload personal information to article return service provider server step 
           1666  assign unique article identifier step 
           1668  enter desired tag customization information step 
           1669  scribe information onto tag blank step 
           1670  secure the scribed tag onto an associated object step 
           1672  complete article return process procedure 
           1674  “enter the article registration identifier (scan, OCR, manually enter) into the application step” 
           1676  optional step of validating security code to article holder 
           1680  collect lost/forgotten article step 
           1700  anonymous communication schematic diagram 
           1710  finder&#39;s inbound communication step 
           1712  outbound communication to finder step 
           1720  owner&#39;s inbound communication step 
           1722  outbound communication to owner step 
           1800  scavenger hunt game 
           1802  first player 
           1804  second player 
           1810  scavenger hunt first tag 
           1812  scavenger hunt second tag 
           1814  scavenger hunt third tag 
           1816  scavenger hunt fourth tag 
           1818  scavenger hunt fifth tag 
           1820  scavenger hunt nth tag 
           1830  first scanned communication 
           1832  second scanned communication 
           1840  scavenger hunt score keeping ledger