Patent Publication Number: US-2016247111-A1

Title: Quality control management system

Description:
CROSS REFERENCE TO RELATED APPLICATIONS 
     The present application claims priority to U.S. application Ser. No. 62/093,387, filed on Dec. 17, 2014 and to U.S. application Ser. No. 14/120,325, filed on May 14, 2014, which claims priority to International Application No. PCT/US2013/070170, filed on Nov. 14, 2013, which claims priority to U.S. application Ser. No. 13/828,269, filed on Mar. 14, 2013, and also claims priority to U.S. Provisional Application No. 61/740,096, filed on Dec. 20, 2012 and to U.S. Provisional Application No. 61/726,420, filed on Nov. 14, 2012, the entire contents of these applications being incorporated herein by reference. 
    
    
     BACKGROUND OF THE INVENTION 
     Real time quality control checking focused on improving business practices, products, and services is absolutely essential for any business which wishes to retain customers and employees and achieve business success. To succeed at customer and employee retention, a business must succeed at customer and employee satisfaction. To understand such satisfaction, a business must have in place some method for obtaining “timely” quality control feedback in connection with their product(s) and or service(s) from both their customers and their employees. 
     Currently there are two types of customer feedback systems: “public and private”. The public or B2C (Business to Consumer) systems promote customer reviews to the world leaving a business to pick up the “bad news” after the fact when it is too late to make changes to improve quality before the public relations damage is done. The second type of program is the private or B2B (Business to Business) customer and employee feedback systems initiated by the businesses themselves. These systems have remained almost unchanged for over  100  years; a combination of in person or phone interviews or the submission of a hard copy form by mail or to a “suggestion” box at a business location. These systems suffer from “social intimidation”: most customers and employees are unwilling to speak out directly to a manager or other business personal to tell them what is wrong with their product or service. More recently some businesses have reverted to a questionnaire sent to a customer. But in all cases these systems provide businesses with stale and aged feedback often more than 24 or 48 hours old when it is too late to recover customers or prevent their public reviews. In addition when both customers and employees are not given any meaningful incentive to fill out quality control surveys, most of them they simply don&#39;t fill them out. 
     Those surveys which are submitted by hard copy and typically contain negative feedback are all too often intercepted by service staff or middle management thereby preventing upper management or business owners from getting important customer feedback. Employees who are identified with suggestions that are not flattering to an immediate supervisor often will feel the heat of retribution, and consequently, when faced with the choice of making a suggestion, they chose not to. Recently many businesses have developed customer loyalty programs as a way to reward and retain customers for their patronage, but these do not reward customers for product or service quality feedback, or reward employees for customer feedback about outstanding employee service. Consequently, a need exists for a novel process which provides real time quality control feedback regarding a business&#39;s products and services by preserving the anonymity of, and providing incentive for, both customers and employees to participate. 
     SUMMARY OF THE INVENTION 
     The present invention relates to systems and methods employing communication of quality control information to businesses, public institutions, charitable organizations, and other operating entities that provide products and/or services to others. Existing approaches have failed to provide an automated solution enabling the timely entry, communication, data storage, and confidential data and account access features required to facilitate the widespread application of quality data review. Systems in accordance with preferred embodiments of the invention provide for the review of a product or service that enables collecting and proactively following up on customer responses with respect to a transaction involving the purchase of products and/or services sold by such entities. 
     Preferred embodiments include a customer or employee feedback system that utilizes wireless communication technology and machine readable labeling or tagging to capture real time or near real time customer feedback that is combined with automated features and secure data management to utilize customer review information from a significantly greater population of customers. This is accomplished by transforming customers and employees of entities that provide products or services into a “community” who are motivated by both compensation that is obtained through “anonymous” participation and a desire to help businesses improve their products and services through an enhanced system of customer and employee review. This system includes a quality control monitoring system which can be utilized by a wide variety of service oriented businesses to improve quality control of the services and/or products they provide. 
     A preferred embodiment utilizes handheld wireless communication display devices that enable data and/or voice entry by users regarding the purchase of products or services. Of importance for the present invention is that the handheld mobile device includes an entity identification device feature that identifies a particular entity that is to receive the data regarding the product or service entered by the user. 
     A preferred embodiment of the invention includes a mobile communication device application and an internet website linked to at least one database in which business, employee and consumer data are stored. There are several important players, namely, the users or customers, the businesses they utilize and the employees that make the business work. The system enables a symbiotic relationship between businesses, their employees and their customer base. These users help businesses improve the quality of the products that the users buy and the service of the employees that deliver them. Businesses want to reward and maintain a connection with customers and employees who provide invaluable quality control information. Unlike prior customer survey processes, the present invention provides a user initiated process to provide review data regarding a product or service. 
     Preferred methods of using this system include a plurality of review options available to the user in which a wireless mobile communication device such as a cellular telephone, smartphone or tablet, for example, can be used to operate a software application that has been stored in the mobile device memory. The mobile device is operative to automatically organize transaction and review data and then transmit and store information entered by the user regarding products or services. These devices can be connected to a quality review system server by a wireless communication network. The server is connected to a memory system such as a data warehouse in which business data, user data and the review data they generate are stored. In a preferred embodiment, each user has an account on the system and businesses can be enrolled so that review data for each business entity is stored in the system data warehouse. Both users and businesses can access their account information using a public access network such as the internet. The system website can also be accessed using a system icon that can be viewed on the user&#39;s mobile device screen or on a computer screen. Businesses can utilize business intelligence software tools to access, organize and report on review data acquired over time regarding recorded transactions while maintaining confidentiality of user and employee identity as well as the review data. 
     A preferred embodiment can involve a product or service that is acquired at a specific geographic location or “point-of-sale” (POS). Examples of a POS acquisition undergoing customer review can include retail stores, restaurants, banks, hotels or other product or service providers associated with a specific geographic location, where a user employs a mobile wireless device to identify the POS location, the product or service, the business offering the product or service and for entry of the review data by the user. The location of the specific entity involved in the transaction can be established using GPS data from the mobile wireless device or by scanning a tag or code at the location using a machine readable code or tag, or a near field communication feature of the mobile wireless device. The tag can be easily recognized by each user as a system icon (“hot link”) can be mounted on a display housing which identifies the system affiliation with the business. The display housing for the tag that displays information regarding the enrolled business entity can be a passive or an active electronic display. The display housing can indicate that a scan has been conducted (such as with an audible or visual signal), or the wireless device can also perform this function. 
     Another preferred embodiment provides review data for products or services that are not geographically associated with a particular point of sale (i.e. a non-POS review process). This can occur when products or services are purchased using the internet or other communication network, for example, such as airplane tickets, theaters, at lectures or classrooms, or at athletic or sporting events. The product or service can also comprise a quality review process for electronic media accessed by a user via an electronic media device such as a movie theater, a television, a computer or portable wireless technology including tablet devices or smartphones. The review process can be initiated using a mobile communication device of the user in which the device “bumps” another device to open the application and identifies the media content to the mobile device, or employs a near-field communication link to perform this function to enable the user to obtain the proper review format for entering review data. The review data can also be entered through an internet portal at a business website using a virtual tag or “hot link” icon. 
     A preferred embodiment of the system enables a user to scan a system name tag, identification or business card or system bracelet that is labeled with a code or RFID tag to perform a review of a business employee performing a customer service function. In this embodiment, the employee can have a tag or code on their name tag, identification or business card or a special bracelet, that can be scanned by the user using their mobile device. Once the employee&#39;s identification is confirmed, the user can enter the review of employee&#39;s service as described generally herein. The employee who&#39;s name tag or bracelet is scanned can be authenticated by a picture that is displayed on the user&#39;s mobile device so as to prevent the misrepresentation of any individual who is not the actual employee or is not part of the system. If the employee is positively reviewed the user can immediately transfer virtual reward system points from their own account and transfer them to the employees account as a way of saying “thank you” for a service well done. 
     A preferred embodiment of the system enables a user to scan a consumer product that is labeled with a code or RFID tag to perform a review of the product. In this embodiment, the purchased product can have a tag or code on the product package, or the product itself, that can be scanned by the user using their mobile device. Another preferred embodiment enables the user to review a product or service at a non-point-of-sale location. In this embodiment, a user can scan a code, tag or electronic icon at a non-point-of-sale location to identify a business entity, or alternatively, can enter a business location by a code or by utilizing a GPS location of the mobile device. Scanning a code can operate to open the application on the user&#39;s device. Once the correct business entity is confirmed, the user can enter the review of the product or service as described generally herein. The product that is scanned can be authenticated as to the source of the product to prevent the scale of counterfeit goods. In addition, once the product is purchased, the scan operates to further prompt the user who can automatically register the user for the products warranty and record the warranty information on the users account information through the system&#39;s server. 
     In certain applications, the mobile device can be used to make a payment for the product or service. In this embodiment, the mobile device is operative to complete a payment transaction in which funds are transferred from a bank account to the entity providing the product or service. Alternatively, the handheld communication device can be operated to enable payment by a third party payment service such as a credit or debit card. These embodiments can automatically integrate both the review data generation process and the payment for the product or service into a single process reflected in the transaction record transmitted by the device for remote data storage. 
     In another preferred embodiment, the user can be an employee that wishes to make suggestions to their employer regarding the business they operate. This enables a confidential submission to the employer in which the employee can remain anonymous and be compensated for valuable suggestions. This can be done by the employees using a web enabled application through a secure “suggestion box” or using a poster within an embedded system RFID tag, or by an internet portal having a virtual tag or icon that employees can activate. An employee&#39;s name tag or business identification card can also include a tag to activate the system. The employee remains anonymous in this process. The submission can be acknowledged by a “thank you” message and graded to assign the appropriate compensation feature. 
     Another preferred embodiment involves situations in which a user desires to provide a review or feedback on a product or service of an unenrolled business or organization. In this embodiment, the user can identify the business or organization by GPS coordinates and/or a mapping program and then provides a review of the transaction or event using their communication or computing device. The system server receives the review data and searches a database in which information regarding unenrolled businesses or organizations is stored. The system can select a method for communication with the unenrolled business or organization and an attempt can be made to enroll the entity as an enrolled business having a system business account. This process replaces existing techniques such as writing letters, telemarketing calls or phone calls to complain about service. 
     Both businesses and users can access account information, enroll in the system or modify account information using a system website that can be accessed by any networked computer having access to the internet. The networked computer can also include a scanner such as a near field communications device which can be mounted within a laptop computer, for example. Both businesses and users have password enabled access to secure account information on the system database. Users also have their review data evaluated on a scale, or graded, so that the reliability of user data can be accumulated over time. This can be used to classify users to promote greater rewards for accuracy of the review data. This enables businesses to reward consistent customer participation with appropriate rankings and rewards made available only to certain ranked classes of users. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
         FIG. 1A  illustrates a quality review system in accordance with preferred embodiments of the system; 
         FIG. 1B  illustrates a mobile wireless device depicting a scannable code; 
         FIG. 1C  illustrates software modules operated by the system in accordance with preferred embodiments of the invention; 
         FIGS. 1D-1F  illustrates a method for performing quality review of a service provider in accordance with a preferred embodiment of the invention. 
         FIG. 1G  illustrates a data warehouse interface system for processing and storing quality review data; 
         FIG. 1H  illustrates an example of a product bearing a tag, such as an RFID tag, in accordance with embodiments of the invention; 
         FIG. 1I  illustrates a mobile device performing a mobile payment with a transaction terminal; 
         FIG. 2A  is a process sequence illustrating a quality review process at the point of sale in accordance with preferred embodiments of the invention; 
         FIG. 2B  is a process sequence illustrating a quality review process for the verification, sale and review process in accordance with a preferred embodiment of the invention; 
         FIG. 2C  illustrates a process sequence for performing quality review on an NFC actuated mobile payment; 
         FIG. 3  illustrates an icon display of a mobile wireless device including a “QC Check” icon; 
         FIG. 4  illustrates displayed information confirming the opening of the review application with additional selectable icons; 
         FIG. 5  illustrates a displayed scan button that a user can select to initiate a scan; 
         FIG. 6  illustrates an alternative method that queues the user to perform an RFID identification; 
         FIG. 7  illustrates a display confirming a point-of-sale location and an option to review a transaction by voice or text; 
         FIG. 8  illustrates a displayed review screen which includes selectable review options for the user; 
         FIG. 9  illustrates a second displayed review screen including second selectable review options; 
         FIG. 10  illustrates a display of compensation for review of the transaction; 
         FIG. 11  illustrates a display of an optional scannable code to complete a transaction at the point-of-sale; 
         FIG. 12A  is a process sequence illustrating quality review for a consumer product in accordance with preferred embodiments of the invention; 
         FIG. 12B  illustrates a preferred embodiment of the fields contained in a transaction record; 
         FIG. 13  illustrates a display for user entry of product identification data; 
         FIG. 14  illustrates a display of a recall notification for a purchased product; 
         FIG. 15A  is a process sequence illustrating conducting quality review of a transaction not at a point-of-sale in accordance with preferred embodiments of the invention; 
         FIGS. 15B-15C  illustrate scanning of a tag after using a service such as a flight at an airport; 
         FIGS. 15D-15F  illustrate a system for providing customer review data using a television, computer or other electronic media device in accordance with preferred embodiments of the invention; 
         FIG. 16  is a process sequence illustrating quality review for an employee in accordance with preferred embodiments of the invention; 
         FIG. 17  illustrates a display of a review format for an employee to submit a suggestion to an employer by voice or text; 
         FIG. 18  illustrates a display in which the employee or user can select a category for review; 
         FIG. 19  illustrates a display in which an employee or user can enter a text description to provide review data; 
         FIG. 20  is a process sequence for quality review of a business that is not enrolled in accordance with preferred embodiments of the invention; 
         FIG. 21  illustrates a display screen upon accessing the review system website; 
         FIGS. 22A-22F  illustrate display screens in which a user can access their account features in accordance with preferred embodiments of the invention; 
         FIGS. 23A-23B  illustrate display screens in which enrolled business can access business account features in accordance with preferred embodiments of the invention; 
         FIG. 24  illustrates a display screen in which an employee user can access an employee account of an enrolled business; 
         FIG. 25  illustrates post submission processing of review data in accordance with preferred embodiments of the invention. 
     
    
    
     DETAILED DESCRIPTION OF THE INVENTION 
     A system  10  illustrating a preferred embodiment of the invention is shown in  FIG. 1A . The system  10  includes a wireless network  12  that a plurality of users, such as consumers of products and/or services, can access using a wireless mobile device  14  such as a cellular telephone, smartphone, tablet, laptop or other handheld portable communication device. The wireless network  12  or other wireless communication links can be used to connect the user to a public access network  16  such as the internet. The system includes a system server  70 , a system workstation  74  and a data storage system such as a data warehouse  72 . Business can participate or enroll using their internal computer system  50  and data storage  52  resources. A plurality  17  of users  60  can connect using the WAN or public access network which can also be connected to a plurality of entities  51 , each accessing the system by a computing device. 
     Mobile wireless devices  14 , such as the device  20  shown in  FIG. 1B , are battery powered devices that have one or more data processors  22 , a battery  24 , an antenna  26 , a display  32 , a camera and transceiver  28  enabling transmission of voice and/or data, one or more memory devices  30  for caching, buffering or storing data. Software applications or “Apps” that can be executed by the user with a user interface  38  such as a keyboard or touchscreen operated graphical user interface. The user can utilize touch gestures to perform the operations described herein. A touch processor is programmed to recognize specific one or two finger gestures associated with operations described herein. The device is operative to store instructions on a tangible computer readable medium where the instructions can be executed to operate the processing functions described herein. The device  20  can further include a near field communication device  36  (NFC) or contactless reader components that enables the user to scan a tag, code or kiosk  40  that identifies the location, business entity, or product to be reviewed. The NFC device can be integrated into a chip package using, for example, the integrated circuit packages for mobile applications available from NXP Semiconductors, such as the PN65N, that operates for a variety of radio frequency (RF) protocols and includes a controller that integrates additional mobile phone functions. The NFC can be adapted for a plurality of mobile applications, including the scan of passive or active (dynamics) RFID circuits as well as for mobile payment applications utilizing two way data communication with POS payment terminals. Various security devices and protocols including secure elements connected to the NFC device that are isolated from other mobile device components and operations can be used. Such secure systems can utilize limited data transfer of critical information such as the POS location data, and/or the transaction number associated with a specific NFC enabled payment transaction, and/or the transaction amount. This will preserve security of the user&#39;s critical payment account information while accessing data essential for quality review processing. A global positioning system (GPS) device  34  can enable the user to identify the device location which the software then uses to identify the business or vendor which the user seeks to review. 
     Any individual who elects to download a quality review application in accordance with the invention for their wireless device is automatically considered to be a user. Users can be employees and/or customers. A user can receive compensation or “rewards” for their participation in the program. Upon loading the application for their smart phone, for example, they are asked to register once with their internet address, gender, age, income bracket, name and address. The user also selects a unique password to update their information and access their rewards account. The user can view the rewards they have received in return for providing their customer feedback to enrolled businesses and for being a valued customer. 
     Once the user scans the system logo or display on a product or on the wall of an employer or a professional office or after leaving an airplane or entertainment event or interfaces with a POS device or a bracelet or name tag of a service employee or an interface with a media program, the scan or interfacing initiates an interactive sequence in which the user answers up to 5 (or more) simple questions or queries. Each question can be answered within a range of 1 (poor) to 5 (excellent) options, for example. A more in depth optional survey can be offered for additional reward points if a user has provided a negative review, for example Once the feedback is submitted to the business the business will be asked to quality control check the users feedback as to how helpful it was to the business in connection with improving its practices, products or services. The system will then rank users into categories based upon the quality of their feedback as evaluated by the businesses they are providing it to. Based upon their rank, users will have the possibility of earning additional compensation for their feedback, as well as receive special invitations to special events offered by the business who may ask for their feedback concerning new products, menus, or services that they would like quality control feedback on. 
     Customer feedback compensation will be issued as system wide virtual currency which can be “cashed in” at any participating business of the system. Businesses can also elect in addition to the system wide virtual currency award, to award users with business specific awards in the forms of coupons or special discounts. In either case, an award must be equal or superior to any that is given to existing customers and superior to any “shotgun” discounts or coupons distributed by entities. Rewards can be retrievable at the POS (point-of-sale) as coupons or cash credits immediately debited off the user&#39;s bill, or non POS locations as credits to be posted at the user&#39;s account for conversion to coupons, loyalty reward program&#39;s points or miles, or “cash” for purchase of goods and services offered at the system&#39;s online store. The user can obtain rewards according to the rewards model selected by the business website. The user is able to see the rewards totals they have earned with the system every time they access their account. The business can see the amount of rewards they have paid out for obtaining users&#39; real time quality control feedback. The user can transfer virtual reward system points from their own account and transfer them to an employee&#39;s account that they have provided excellent feedback about as a way of saying “thank you!” for a service well done. 
     Any business that elects to have real time quality control feedback from its customers and employees can elect to participate in the system. To participate, a business simply accesses the website and registers by providing specific information about their company. Confidentiality of both user and business information by using coded or password access to the user accounts and the enrolled business accounts that can be accessed using the system server. The system provides each registered business with a “menu” focused on providing their type of business with recommendations for a variety of services for customer promotions, customer retention, employee service improvements and quality control feedback. 
     Business across all industry sectors can participate including: restaurants, hotels and guest houses and retail establishments including but not limited to supermarkets, gas stations, department stores, specialty retailers, hair dressers, auto dealers and mechanics, pharmacies, government agencies, transportation (airlines, trains, buses and taxis), car rental agencies, universities, professional services such as attorneys, accountants, public service agencies and more. 
     The business menu includes several components including: quality control, customer connection/retention and employee connection and retention. The management of any business can access all user information and the consolidation of that information according to a variety of sub menus within minutes of the input of that information. So, for example, a restaurant can access all aspects of its quality for a lunch time meal service within minutes of the completion of the meal service. An airline can monitor the quality of a specific flight within minutes of the landing of that flight and so forth. Businesses can transmit queries regarding services it provides to specific customers that are coordinated with the specific instances where these services are provided. The system can communicate with users by opening the mobile application on a user&#39;s device or by texting, by e-mail or by voicemail directed to the user&#39;s mobile devices. The user can also respond directly by text, e-mail or by recording an audio file for transmission as review data which are automatically linked to the user&#39;s account. The business can customize its selection of questions from the review or survey menu and change it as needed. A consolidated summary for an individual business, or business with several locations or franchises, are kept within the database or data warehouse. Consolidated on line reports can be accessed to provide business management and ownership with daily, weekly, monthly and yearly comparisons with graphs and trend lines illustrating improvement or decline. 
     The business can select from a wide variety of “customer connect” and “employee connect” emails from the business website. These are posted to the customers&#39; account and alert the customer or employee that there are awards or offers that the business has made available. The user can elect whether they want these offers emailed to their email address through the user website or posted to their account. The business can select from a large offering of recommended customer or employee “connect” promotional features or customize their own. For example, promotional options for a restaurant can include a birthday card with a free dessert coupon, a special discount to sample a new menu and provide review information. A hair stylist might include a promotion for a free scalp massage with a color treatment, a gas station a free coffee, or an airline a free bag at check in. A large company might offer employees innovation of the month awards to employees with the best idea for customer improvement, for example These promotions are a way for the business to connect with their preferred customer base including those customers who provide the business with valuable quality control information. These promotions can be issued to the user over and above the rewards they receive for providing their feedback. The business can also elect to utilize the system to manage business to business communications. 
     The system can employ RFID identification with a user&#39;s NFC enabled device which can scan to retrieve data from a paper product such as a business card, product wrapping or packaging in which an RFID tag has been embedded. The NFC device can also be used to perform payments for goods of services. The user&#39;s mobile device can display a menu of payment options using a debit operation from the user&#39;s bank account or using a credit card or debit card of the user. 
     Once enrolled in the system, the business receives all customer feedback using business intelligence software to access data stored in the data warehouse. The software can generate reports for the business that can perform a number of options, including tracking the performance of enrolled businesses such as retailers and provide electronic learning options for training of business staff based on review data. 
     The software system  75  shown in  FIG. 1C  includes a plurality of modules including a point- of-sale (POS) application interface protocol (API) using standard metadata/XML formats compatible with retailer POS systems. The system  75  can utilize a compensation engine  84  that attributes cash, points, rewards or other compensation or communication features to specific user accounts for survey responses or “reviews.” A survey engine  91  is included that selects from a plurality of survey or review formats. Survey or review data are tagged or labeled with a unique identifier so that they are associated with the correct business and user. The software system further includes an introductory video  90  to users that explains how the system operates. This video can also be accessed through the system website  70 . An account management engine  85  can be used to enroll businesses and that add (or subtract) retail locations; a report builder engine  86  enables enrolled businesses to construct customized reports; an electronic learning (e-learning) engine  87  provides on-line training for enrolled businesses and their employees; and an identification tagging engine  92  that serves to identify retail locations and transactions by a machine readable code (NFC link bar code, RFID tag, QR code) using a camera or scanning technology; an event calendar engine  96  can be used to schedule events that can link to network accessible calendar software systems; a “thank you” engine  93  for communicating with enrolled business employees or unenrolled businesses; a messaging engine  94 , a profile point engine  88 , a coupon (Qpon) engine  95 , and a redemption engine  89  can also be utilized. 
     A preferred embodiment of the invention uses a manual approach at the point-of-sale where the user accesses the phone or mobile device application. The phone application can trigger the GPS identification of the business. The application asks for manual input of point-of-sales number from a printed bill identifying the business, and optionally, the specific transaction bill, and produces survey data via customer preference using either a texting survey interface, or a voice survey interface. 
     A preferred embodiment uses a NFC (near field communication) system in which an NFC device at the point-of-sale opens the system (QC) application. The device receives the NFC signal with application location and point-of-sale bill number entered by a point-of-sale person. This embodiment can use an NFC device that has a key pad and sends phone, business location and point-of-sale number. This also produces survey data via customer preference either by a texting survey interface or by a voice survey interface available through the mobile device application. Each business can thus generate a specific group of queries that are unique to that business to obtain the desired information from customers. The review data can then be filtered to extract the most useful information provided by customers. Machine learning modules can be utilized for each enrolled business or entity to improve the retrieved information. 
     A further embodiment uses an option in which a user can provide quality review data of a service person  148  such as a waiter, policeman, clerk, stewardess, etc. The service person  148  can be identified by employee number or name, for example, or alternatively, by a scannable code or RFID tag that can be mounted to a name tag or identification card  145  that is scanned by the user with their mobile communication device  143 , as shown in  FIG. 1D  and as described herein. Shown in  FIG. 1E  is an embodiment in which a body worn device, such as a wrist watch  149 , or glasses that can include an NFC device  155 , a display  151  and that can enter and communicate review data as described herein. The user can record quality review data using the device that can be transferred immediately or stored for later delivery to the system server. In another embodiment shown in  FIG. 1F  in which a server at a restaurant or other business providing a service can present an invoice to a customer using a folder  158  including an NFC device  143  to connect with a mobile device as described herein. 
     In both cases, data with survey results are delivered to a business database for reports generation, email action to the user or employee or to business management. The rewards, posting of cash, coupon or acknowledgement can also be stored in the business database or system data warehouse. The system can use a computing device  74 , as shown in  FIG. 1G , that can be linked to the data warehouse  72  which can have segmented storage elements for the review data  160 , business account data  162 , user account data  164  and system operations data  166 , for example. The computing device  74  can access and utilize engine modules such as the survey engine  91 , the messaging engine  94 , the account management engine  85 , the report builder  86  and the learning engine  87 , for example The computing device  74  can include an input device  190 , data processor  182 , memory  184 , and a display that uses dashboard  180 . The interface  188  can utilize a standard communications port to connect to a network. 
     A preferred embodiment of the invention is illustrated in connection with  FIG. 1H  in which a mobile device  143  communication with an identification tag  157  on a purchased product  159  or the product packaging to initiate a review of the product using a mobile communication device. The product can also be scanned with a scanning device connected to a computer operated by the user. Business entities selling or shipping such products in connection with internet sales can also use such tags for product and warranty tracking purposes as well as quality review management. 
     Businesses can build and strengthen customer loyalty, retention and community, obtain unbiased real time quality control information, build and strengthen loyalty, retention and community of those workers who provide direct service to their customers and are the face of the business, and award customer loyalty through coupons aimed at building customer retention. Users earn rewards by helping a business improve their quality control and their customer experience, and can enable a business to thank an employee for providing improved customer service. 
     A system  1500  utilizing mobile payment in conjunction with NFC enabled quality review applications is illustrated in  FIG. 1I . In this embodiment a mobile device  1502 , having features such as those illustrated in connection with  FIG. 1B , can employ an NFC circuit device  1510  operable to communicate with an NFC payment terminal  1520 . The NFC device  1510  can communicate with secure element  1512  which can operate in isolation from the other application features  1506  operating on the mobile device  1502 . In a preferred embodiment, device package  1508 , such as a SIM card or embedded integrated circuit package, can provide limited data using an API, such as the POS location, the transaction number and/or the transaction amount without allowing access to the user&#39;s account information. Alternatively, an encryption interface  1514  can optionally be used to encrypt data accessed from the secure element  1512 . Interface  1514  enables operations with other mobile device applications described herein that are operated by processor  1504 . An NFC POS terminal  1520  can be connected by wired or wireless communication with the system  1540  such as that operated by a POS retailer or merchant (Acquirer), for example. System  1540  can be connected with a payment network  1550  to effect secure financial transactions to complete the sales transaction. Further details concerning payment terminal operations are described in U.S. Application 2013/0185202 filed Nov. 1, 2012, and in U.S. Pat. Nos. 8,671,454 and 8,799,086, the entire contents of these patents and applications being incorporated herein by reference. 
     A process for performing review of a point-of-sale product or service is illustrated connection with  FIGS. 2-11 . A preferred embodiment of such a process sequence  100  is shown in  FIG. 2A  where a user, in connection with a purchase at a point-of-sale, a user can select the review icon “QC Check” on a display of a wireless mobile device (see  FIG. 3 ). The user can optionally select ( FIG. 4 ) the type of scan or simply scans  104  a code at the point-of-sale with the wireless mobile device. The scanning step opens  106  the mobile device application. The mobile application can prompt the user to scan a code by displaying a message on the mobile device display ( FIG. 5 ) or scan an RFID tag ( FIG. 6 ). The display can then prompt the user on the mobile display (or by audio query) to provide a review ( FIG. 7 ). The user can select a voice or text response to the questions or queried Selection of a text response results in the display ( FIG. 8 ) of optional review responses that the user can select, such as “unsatisfactory,” “average,” “satisfactory,” or “exemplary.” The display can then immediately display compensation attributed to the user&#39;s account ( FIG. 9 ) such as travel miles for a subsequent discount for airline travel. The display shown in  FIG. 10  shows a compensation option that allows the user to immediately utilize the offer presented on screen. As shown in  FIG. 11 , this immediate redemption of the offer can be scanned at the point-of-sale. 
     As seen in  FIG. 2B , a method of performing a single product scan transaction  150  by a user with a wireless mobile device can be used in accordance with preferred embodiments of the invention. The user initiates by scanning a product  152  with a single scan using an NFC device within their wireless mobile device such as a cellular phone or networked tablet. 
     In this method, the process can include one or more steps of product verification, of purchasing a product as well as providing product review data using the systems and methods described herein. A user can employ their personnel communication device, such as a mobile phone or table device having a wireless network connection, to scan the product and retrieve a product identifier. The authenticity of the product can be initiated  156  by the user and product information can be verified by wireless transmission to a server that has stored therein a product description associated  160  with that specific product. The description is transmitted and displayed  162  to the user to authenticate the product prior to purchase and/or prior to opening of the product packaging. An image of the product can also be transmitted to the prospective purchaser. The product authentication data can also include price and warranty information for the product. The user can then elect to purchase the product  164  using a transaction such as by mobile phone payment  166 , credit card payment, virtually currency or other currency. The user can then select warranty  168  recordation and enter product review data  170  using one or more touch screen activated icons or by voice entry of data. Thus, with a single scan of a package, a user can conduct verification, purchase, warranty recordation and quality review. The NFC interface can be used to perform the payment transaction. By scanning a tag, kiosk or terminal at the point of sale, the user&#39;s phone can access the user&#39;s bank account to authorize payment. 
     Illustrated in  FIG. 2C  is an automated process  1800  for performing quality review in conjunction with an NFC enabled mobile payment. As secure mobile payments permit limited access to data associated with transaction, preferred embodiments utilize data accessed by the mobile device such as the POS location data in conjunction with data acquired using a second NFC scan. The mobile device application automatically labels and assembles the data arising from a plurality of scan operations that operate to invoke the quality review application. The quality review application assembles a table of data in response to the scans need to complete and store the review data. The mobile device can transmit the tokens associated with payment separately from those needed to perform quality review. In the process  1800  of  FIG. 2C  a package of product is scanned  1820  with the mobile NFC device, the product is authenticated  1840  and the product identification data is stored  1860 . The user can then purchase the product at the POS terminal  1880  and selected data from the transaction, such as POS location is delivered  1900  to the second mobile application  1920  which can be used to complete the quality review process  1940  in conjunction with the previously stored product identification data. 
     These transactions can occur at POS NFC enabled terminals, such as those provided by VeriFone of San Jose, Calif. These terminals can be used to perform secure mobile payment transactions and enable communication of data with the mobile device performing the payment that is necessary to enable a quality review operation. As there is a need to maintain security of this data, communication protocols can utilize a plurality of scan operations for security purposes so that the essential data such as the amount of the transaction, the POS location and the transaction number can be assembled by the mobile application. 
     The process sequence shown in  FIG. 12A  illustrates the process  200  of performing a review of a consumer product that has been purchased  202  by a user. The user&#39;s wireless mobile device can be used to scan the code or tag as described previously herein on the product. The scanning process can open  206  the quality review application, which can display  208  the business icon, or otherwise identify the seller of the product. The user can select  210 , the quality rating of the product or transaction, which is then transmitted  212  to the quality review database as a transaction record that includes at least a user identifier, an entity identifier and the transaction review data. A further question or survey can be transmitted  214  to the user which is then completed  216  and stored. Shown in  FIG. 12B  is an example of a transaction record  1200  that is automatically assembled upon recording of the entity by the entity identification device associated with the handheld communication device, such as an NFC circuit device, the recording of the review data by the user, and any payment that may occur in connection with the transaction. Thus, the transaction record can include a transaction identifier  1210 , a user identifier  1220 , a payment identifier  1230 , a product or service identifier  1240 , a transaction date  1250 , and entity identifier  1260  and the review data  1270 . The review data can comprise a text file, an audio file recorded by the user, or responses to queries presented to the user which are associated with the particular type of transactions. As each product or service can have a specific set of queries that are to be presented to the purchaser, the product or service can have a unique identifier that enables the system to recall the specific set of queries to be presented. 
     The survey results are then transmitted  218  to the review database. A compensation record for the review is transmitted  220  to the user&#39;s account and the result is displayed  222 . The user can then access  224  their account and review  227 , compensation records, review additional offers  228  or view the survey records  229 . As shown in the screen display of  FIG. 13 , the application can also enable entry of a product code for registration, such as for warranty registration. Another option for the system application enables notification of a product purchaser or user of a product recall notice as shown in  FIG. 14 . 
     A preferred embodiment of a non-POS transaction sequence  400  is shown in  FIG. 15A . In this process the user can employ their mobile communication device to scan a tag (RFID, NFC) or code at a location, such as at a gate  405  with a kiosk or sign  442  when departing after an airplane flight as shown in  FIG. 15B , outside of a classroom or performance as shown in  FIG. 15C , or other transaction  402  that may be associated with a non-POS location  404 . After scanning  406 , the application opens  408  and identifies the product or service  410  and verified enrollment  412 . The scanned business identification data is transmitted to the system server  414  and the appropriate review screen or survey is transmitted  416  to the application running on the user&#39;s mobile device. The user completes the response  418  and transmits the review data to the review database  420 . Compensation is then posted  422  to the user&#39;s account and this is also displayed  424  to the user on their mobile device. The user can also access  425  their account  426  information using the system website including any accumulated compensation features  427  and any other options  428  available. 
     Another preferred embodiment involves the user providing quality review of electronically delivered services in which the user receives electronically communicated information such as by electronic media to their mobile communication device, or by television transmission, satellite or cable connection. The user can review the services such as television programs, theatrical performances, movies, news programs, sporting events, advertisements, etc. The electronic media can include an identification code embedded therein that can be entered or scanned by the user. Such systems and methods can be implemented as shown in  FIG. 15D  in which a near field communication device  452  can be mounted to a video communication device  454 , such as a cable box for a television  450  or an internet connection for a computer and display. A method for using this system is illustrated in connection with  FIG. 15E . In this embodiment, the broadcast media source device can generate a program identification signal that is provided to the near field communication device so that scanning of the NFC device will properly identify the media content or program that is being watched to the scanning device that receives the identification data. The user can initiate the process by tapping the devices together or by using a near-field communication link to initiate the communication  462  on the user&#39;s mobile device. The appropriate media content identification data is conveyed  464  using the media device to prompt delivery  464  to the user&#39;s device, which also opens  465  the software application. The device recognizes  466  the media content to enable the interactive review process in which the user can enter  467  the review data. The mobile device then transmits  468  the review data to a storage device as described generally herein . The appropriate entity, such as the media source business, can then access  469  the data and can enable the electronic crediting of the user&#39;s account. Note that entities can also grade the review data provided so that users providing valuable feedback on a number of occasions can be rewarded . A preferred embodiment of the invention can use a plurality of servers that receive review data for separate businesses or industries so that media review data can be routed to separate servers, depending on the media source. 
     In another preferred embodiment, an RFID device  472  can be included in a television or computer device or display  470  so that the system in device  143  can be activated thereby as shown in  FIG. 15F . In this embodiment, displayed electronic media such as television programs, advertisements, movies or broadcast live events, such as music or sporting events, can be reviewed by those watching the displayed media using their mobile communication device. A near field communication device that is accessible to those watching the displayed media can be scanned to identify the displayed media content so that the mobile communication device can retrieve from memory, or download by wireless network, a review format. The user can then enter review data and transmit the review data to a remote data storage device. 
     An employee review process  500  is illustrated in the sequence of  FIG. 16 . In this process the user can select  502  the review system icon on their mobile wireless device or a networked computer that can access the system server. The employee can identify  504  the employer business by entering a business identification code or by scanning  506  a display, kiosk, or tag associated with the business employer that can serve as an electronic “suggestion box.” This opens  508  the review application on the user device which can verify  510  the business identity. The user can then confirm  512  the business identity. The system server can then access the business quality review database  514  and transmits  516  the proper form to the users&#39; device. As shown in  FIG. 17 , the user can select  518  the use of either voice or data entry formats. The system can optionally select a category list as shown in  FIG. 18  so that the user can identify the proper format. The user then completes the review process  518  such as by entering a text description as shown in  FIG. 19 . The review data are then transmitted to the quality review database  520  and compensation can be transmitted to the users&#39; device  522  subject to authorization  524 . The user can also access  525  their account  525  to confirm compensation  527  or other options  528 . The data from a particular user is tagged to identify the user and prevent misuse of the system by users. 
     In another embodiment, the user can identify an un-enrolled business and provide a review  600  thereof using the process sequence of  FIG. 20 . In this embodiment, a user can identify  602  a business or entity that the user wishes to communicate  604  for the purpose of providing review data. The user opens the system application  606  and records review data by voice or text  608 . The user&#39;s device transmits  610  the review data along with location  612  to the server for storage. The business then receives a communication from the system and is enrolled  616 , or the data is retained  618  for later use with respect to that business or entity, or can be used by the review system operator for further application  620 . 
     Shown in  FIG. 21  is a display screen showing a system webpage  700  accessed by a user or business via computer display. Those using the system website can select the individual user account system  702 , the business account system  704 , or the review business system icon  706 . A user selecting the user account icon  702 , after entering a user name and password, will access a screen shown in  FIG. 22A , where a user can select the profile and/or account page  710 , a reward or compensation status page  712 , or in the case of an enrolled business employee seeking to provide review data for their employer, the employee connection page  714 . As shown in  FIG. 22B , a user can update their profile page  720 , or the reward status page  740  shown in  FIG. 22C . In a preferred embodiment the system can also include an online store  760  shown in  FIG. 22D . The system can also enable the user to access and print a coupon  770 , shown in  FIG. 22E , that a user can use at enrolled businesses in exchange for products or services. The user can enter a redemption code using the screen  780  shown in  FIG. 22F  where the code has been retrieved from a coupon. The system can also employ a virtual currency to facilitate transactions between businesses and their customers. 
     An example of a business account webpage  800  is illustrated in  FIG. 23A . The business can access and modify its profile  802 , can access an e-learning portal  804  including a calendar and e- learning files provided by the business, a supply portal  806  and an employee connection portal  808 . The business profile page  900  enables a business to access reward data  902 , review data  904 , and market analysis data  906  and provide direct marketing access to users for marketing purposes. 
     When an employee selects the employee connect page  950 , as shown in  FIG. 24 , the employee can access reward details  952  provided by the employer, e-learning files  954  or, alternatively, the employee can access employer news  956  or website access  958  to the employer or other retail websites. 
     Illustrated in connection with  FIG. 25  are methods for post-review processing  960  in accordance with preferred embodiments of the invention. After review data has been stored into a memory, the system can actuate a number of operations such as export into a data warehouse of a business entity for storage and reporting operations  962 . The system can also initiate a plurality of distinct operations depending upon the content of the review data and the operations selected by the particular entity to incorporate into its review data processing menu. The menu of operations can include the compensation protocol  84  in which users are rewarded in accordance with a compensation formula defined by the entity. The menu of operations can also include, redemption  89 , coupon  95 , “thank you” or electronic acknowledgment  93 , messaging  94  and a profile point feature  966  described in greater detail. 
     Profiling of a user can include a point system based on the grading of review data by the particular entity being reviewed. As participating entities value accurate and detailed feedback regarding both good and poor aspects of the user&#39;s transaction experience, the more users are encouraged to participate, the more valuable the information obtained. Certain kinds of review data is easily quantified and automated, such as frequency of review data entry with entrees made in a digitized format (e.g. quality graded on a 1-10 scale). Other review data, such as a detailed summary in words that requires review by a business representative who must access and read the word description of a transaction contained in the review data. Review data requiring such review is referred to herein as a manual grading operation. 
     Thus, the process  960  includes a grading process that is either fully automated  968  or has at least one data element requiring manual review  972 . Manual review requires forwarding  974  of the review data, such as a text message, to an entity designated to perform manual entry who then performs manual entry for retrieval  976  by the system. Similarly, automatically graded data is also retrieved  970  and the grading data is then stored for each user  980 . The grading level for the user is then updated based on the grading operation(s)  982 . This grading update can then be used to alter the user&#39;s status, such as the compensation formula or adjusting other reward attributes such as providing other redemption or coupon options. 
     Preferred embodiments of the invention utilize machine readable media which can be a single medium or multiple media (e.g. a centralized or distributed database, and/or associated caches and servers) that store one or more instructions or data structures as described herein. Machine readable media can include any tangible medium that is capable of storing, encoding or carrying data structures used by or associated with such instructions. Such media can include non- volatile memory, including for example, semiconductor memory devices such as EPROM devices, flash memories, magnetic or magneto-optic disks, CD-ROM and DVD-ROM devices. 
     The following should not be read as being limited to the order or elements unless expressly stated. The embodiments of the invention described herein that are within the scope and spirit of the following claims and equivalents thereof are claimed as the invention.