Patent Publication Number: US-2021192516-A1

Title: Blockchain architecture, system, method and device for automated cybersecurity and data privacy law compliance with a streamlined block structure

Description:
RELATED APPLICATIONS 
     This patent application claims priority under 35 U.S.C. 119(e) of the co-pending U.S. Provisional Patent Application No. 62/982,517, filed Feb. 27, 2020, entitled “ENTERPRISE GRADE DISTRIBUTED DATA STORAGE AND TRANSACTION PLATFORM WITH CONTINUOUS, AUTOMATED WORLDWIDE DATA PRIVACY LAW AND REGULATORY LAW COMPLIANCE, IMPERVIOUS TO CYBER ATTACKS AND UTILIZING AN AI/MACHINE LEARNING BIOMETRIC SECURITY LOCK WITH A PROOF OF LIVENESS TEST FOR ID AND ACCESS,” and is a continuation-in-part of the co-pending U.S. patent application Ser. No. 17/025,888, filed Sep. 18, 2020, entitled “A BLOCKCHAIN ARCHITECTURE, SYSTEM, METHOD AND DEVICE FOR AUTOMATED CYBERSECURITY AND DATA PRIVACY LAW COMPLIANCE WITH A PARTITIONED REPLICATION PROTOCOL,” which is a continuation-in-part of the co-pending U.S. patent application Ser. No. 16/855,918, filed Apr. 22, 2020, entitled “A BLOCKCHAIN ARCHITECTURE, SYSTEM, METHOD AND DEVICE FOR AUTOMATED CYBERSECURITY AND DATA PRIVACY LAW COMPLIANCE WITH DELAYED BLOCK POSTING PROTOCOL,” which claims priority of the U.S. Provisional Patent Application No. 62/902,456, filed Sep. 19, 2019, entitled “ENTERPRISE GRADE DATABASE AND TRANSACTION PLATFORM WITH CONTINUOUS, AUTOMATED WORLDWIDE DATA PRIVACY LAW COMPLIANCE,” and U.S. Provisional Patent Application No. 62/982,517, filed Feb. 27, 2020, entitled “ENTERPRISE GRADE DISTRIBUTED DATA STORAGE AND TRANSACTION PLATFORM WITH CONTINUOUS, AUTOMATED WORLDWIDE DATA PRIVACY LAW AND REGULATORY LAW COMPLIANCE, IMPERVIOUS TO CYBER ATTACKS AND UTILIZING AN AI/MACHINE LEARNING BIOMETRIC SECURITY LOCK WITH A PROOF OF LIVENESS TEST FOR ID AND ACCESS,” all of which are hereby incorporated by reference. 
    
    
     FIELD OF THE INVENTION 
     The present invention relates to the field of distributed ledger and blockchain systems. More particularly, the present invention relates to a plurality of interoperating distributed ledger and blockchain systems for enabling distributed data storage and distributed secure transactions and preventing chain poisoning while being globally and autonomously data privacy law and regulatory law compliant in a zero-trust manner. 
     BACKGROUND OF THE INVENTION 
     Blockchain was the first fully functional distributed ledger technology. However, deployed blockchains are plagued with problems that limit, and inhibit, its vast potential. These include inability to scale, limit to the number of transactions per second, security vulnerabilities, inefficiency, and costly and problematic consensus mechanisms. Additionally, they are by their very nature unable to be compliant with international data privacy laws, including, but not limited to the GDPR and CCPA. 
     Moreover, blockchains are particularly susceptible to chain poisoning. Chain poisoning comes in two forms: privacy poisoning (which uses any individuals&#39; Private Personal Information) or data poisoning (uses improper/illegal data i.e., a copyrighted song or clip of child pornography). All any person needs to do, to permanently “poison” a blockchain, is to embed just one single piece of personal information (Privacy Poisoning) or illegal improper data (Data Poisoning) into a transaction that is then put into a blockchain block. Once that poisoned block, containing that personal information or unlawful data is in turn posted a blockchain chain, that entire chain becomes poisoned as well. That result is that the chain is fully incapacitated as the poisoning immediately renders that entire chain unlawful/illegal under various international laws (i.e., data privacy, copyright, child pornography, etc.). Further, blockchain&#39;s immutability makes chain poisoning irreversible. There is no “antidote” once a blockchain has been discovered to have been chain poisoned. The “purging” of a chain after the posting of such poisoned blocks is near impossible, as blockchain&#39;s immutability prevents any blocks (poisoned or otherwise) from ever being erased, deleted or modified. Indeed, even if a blockchain is able to be remediated, all current chains have no offensive or defensive systems to prevent that chain from being immediately re-infected all over again. 
     SUMMARY OF THE INVENTION 
     A transaction platform including a notary distributed ledger or blockchain and one or more separate micro-identifier chains (MIDCs) that together enable the secure effectuation and recordation of one or more transactions and storage of data in an automated privacy and regulatory law compliant manner (with or without zero-trust) while maintaining transaction party confidentiality and preventing chain poisoning. The notary distributed ledgers or blockchains, as well as the MIDC&#39;s are able to use single transaction blocks to store, maintain and provide information about the parties related to the transactions which the blockchain is able to utilize in order to securely and quickly validate, execute and record the transactions. The single transaction blocks and distributed ledger, transaction and data store thereof is able to function as a public or private blockchain (e.g. a distributed blockchain or database across a plurality of computing devices that each store copies of transactions in one or more linked blocks, in this case single transaction blocks) that maintains a continuously-growing list of data records hardened against tampering and revision. In particular, unlike other blockchains where a single block is used to store thousands of transactions, the single transaction blockchain of this system is able to consist of data structure blocks with each block holding only one individual transaction, piece of data (e.g., document, audio file, video file, biometric characteristics, or other types of data) and/or the results of any blockchain executables. Each single transaction block of the blockchain is able to comprise a timestamp and information linking it to a previous block thereby defining the chain and maintaining an order of each of the records/transactions. Further, the blockchains are able to implement a partitioned RAFT replication protocol in order to distribute the recording workload and increase transaction throughput, processing speed and efficiency. 
     The native user data, as well as Private Personal Information (PPI) for each user is able to be stored on the micro-identifier chain. A plurality of MIDCs can be combined to form a micro-identifier chain arrays for the transaction platform. In some embodiments, MIDC stacked on top of each other look like a database in that they have rows, and columns. The single transaction blocks in each MIDC are the equivalent of cells in a database. This totality of these stacked MIDC combine together to form the distributed storage equivalent of a database that we call a Chain Arrayed Data Store. This Chained Arrayed Data Store and STB allow the system to emulate the CRUD (Create, Read, Update and Delete) of a database. As such it allows the system to be the only DLT or blockchain capable of modifying and or deleting data in such a manner not to compromise the integrity and immutability of the chain or DLT itself. As such it is the first DLT or blockchain that can solve the “Blockchain Paradox”—other existing DLT&#39;s or blockchains inability to delete data once placed on a blockchain, rendering said chain in perpetual violation of global data privacy laws that contain recitals of right of erasure or “Right to Be Forgotten.” In such embodiments, for each user, only a specified single transaction block (“STB”) of their micro-identification chain that stores de-identified user data is able to be accessed by the notary blockchain(s) in order to form on-chain transactions. The data stored on the notary chain(s), and the other single transaction blocks of that chain and the micro-identification chain(s) is kept secure from any intruders. 
     In some embodiments, the transaction platform enables the prevention of blockchain poisoning by preventing direct posting to the main blockchain by users (e.g. no posting of native user data from a MIDC side chain to the main chain), by employing a delayed posting protocol wherein artificial intelligence and/or machine learning assisted potential block scanning for privacy or data poisoning while still in a pre-posting posture (where each block only contains a single transaction and thus deletion/prevention does not affect posted non-poisoned transactions), and by enabling deletion of discovered poisoned blocks and/or if necessary an entire MIDC of the associated malicious user thereby leaving all other user MIDC&#39;s and the notary chain(s) intact. 
     In some embodiments, the platform utilizes a delegated proof of transaction consensus method that enables the transaction to be recorded in near real-time by assuming the “buyer” and “seller” are known “good” actors before consensus has been determined and corrected afterwards in the case of rightfully disputed transactions. In some embodiments, the transaction platform provides an off-chain database management system, that complies with General Data Protection Regulation (GDPR), California Consumer Privacy act (CCPA) and other data privacy laws, by only utilizing de-identified, encrypted, pseudoanonymized and fully anonymized user data to record transactions while securely storing the native user data separate from the transaction ledgers/blockchains such that erasure is able to be effectuated upon demand by the removal of the stored native user data thereby anonymizing the data recorded on the blocks having the associated transactions. This is done in a manner so not to compromise the very immutability of those blockchains. 
     A first aspect is directed to a blockchain transaction platform for recording transactions between a plurality of users having accounts, assigned unique identifiers and assigned public and private digital key pairs on the platform. The platform comprises a micro-identification blockchain array formed by a stack of a plurality of micro-identification blockchains, wherein each one of the micro-identification blockchains is dedicated to a single one of the users such that the one of the micro-identification blockchains stores a native identifier of one of the users, a coded identifier of the one of the users and a set of personal information about the one of the users, a notary blockchain that includes a separate single transaction block storing details of each transaction between any two or more of the users and a non-transitory computer-readable medium storing at least one blockchain transaction platform operating system including a micro-identification chain engine and a notary blockchain engine, the micro-identification engine configured to receive a transaction request from a user device, the transaction request identifying a pending transaction object between a group of the users, wherein the pending transaction object is digitally signed by the private digital key of each user of the group, generate and post the pending transaction object as a pending transaction block on the micro-identification chain of each user of the group of the users and transmit the pending transaction object to the notary engine, the notary blockchain engine configured to attempt to facilitate execution of terms of a transaction identified by the pending transaction object including a transfer of funds between the group of the users and if the attempt is successful, generate and post a transaction-completed block on the notary blockchain indicating that the transaction identified by the pending transaction object is completed, wherein the transaction-completed block does not include a transaction count value indicating a quantity of transactions stored on the transaction-completed block. 
     In some embodiments, the transaction-completed block does not include a transaction order value indicating an order in which a plurality transactions are stored on the transaction-completed block. In some embodiments, the transaction-completed block comprises a transaction subject value that indicates at least one of a group consisting of: one or more tokens to be transferred and one or more smart contracts to execute. In some embodiments, the transaction-completed block comprises a transaction target value that indicates one or more of the users of the group. In some embodiments, for each user of the group of the users, the micro-identification engine encrypts the transaction-completed block using the private key of the user and posts the transaction-completed block on the micro-identification chain of the user. In some embodiments, upon receiving a request from a first user of the group to view the transaction as stored on the micro-identification chain of a second user of the group, the micro-identification engine dynamically regenerates the private digital key of the first user; accesses and decrypts the transaction using the private digital key of the second user; and re-encrypts the transaction using the private digital key of the first user. In some embodiments, the request to view the transaction as stored comprises a password of the first user, an identifier of the transaction. In some embodiments, the private digital keys are not stored on the platform and dynamically regenerated upon request by one of the users. In some embodiments, the notary blockchain engine is configured to post the transaction-completed block on the notary blockchain before consensus for the transaction has been determined, the transaction-completed block including transaction data describing the transaction. 
     A second aspect is directed to a micro-identification blockchain array system for securely storing transaction data and personal information of a plurality of users having associated unique identifiers and public and private digital key pairs. The system comprises a micro-identification blockchain array formed by a stack of a plurality of micro-identification blockchains, wherein each one of the micro-identification blockchains is dedicated to a single one of the users such that the one of the micro-identification blockchains stores a native identifier of one of the users, a coded identifier of the one of the users and a set of personal information about the one of the users, a non-transitory computer-readable medium storing a micro-identification blockchain engine configured to receive a transaction request from a user device, the transaction request identifying a pending transaction object between a group of the users, wherein the pending transaction object is digitally signed by the private digital key of each user of the group, generate and post the pending transaction object as a pending transaction block on the micro-identification chain of each user of the group of the users, transmit the pending transaction object to the notary engine and post transaction-completed blocks on the micro-identification blockchains of each of the group of the users upon receipt from a notary blockchain engine, wherein the transaction-completed block does not include a transaction count value indicating a quantity of transactions stored on the transaction-completed block. 
     In some embodiments, the transaction-completed block does not include a transaction order value indicating an order in which a plurality transactions are stored on the transaction-completed block. In some embodiments, the transaction-completed block comprises a transaction subject value that indicates at least one of a group consisting of: one or more tokens to be transferred and one or more smart contracts to execute. In some embodiments, the transaction-completed block comprises a transaction target value that indicates one or more of the users of the group. In some embodiments, the transaction-completed block stored on the micro-identification chain of each of the users of the group is encrypted using the private key of the user. In some embodiments, upon receiving a request from a first user of the group to view the transaction as stored on the micro-identification chain of a second user of the group, the micro-identification engine dynamically regenerates the private digital key of the first user; accesses and decrypts the transaction using the private digital key of the second user; and re-encrypts the transaction using the private digital key of the first user. In some embodiments, the request to view the transaction as stored comprises a password of the first user, an identifier of the transaction. 
     A third aspect is directed to a method of recording transactions between a plurality of users having accounts, assigned unique identifiers, and assigned public and private digital key pairs on a blockchain transaction platform. The method comprises generating a micro-identification blockchain array with a micro-identification engine of a blockchain transaction operating system, the array formed by a stack of a plurality of micro-identification blockchains, wherein each one of the micro-identification blockchains is dedicated to a single one of the users such that the one of the micro-identification blockchains stores a native identifier of one of the users, a coded identifier of the one of the users and a set of personal information about the one of the users, operating a notary blockchain that includes a separate single transaction block storing details of each transaction between any two or more of the users by receiving a transaction request from a user device with the micro-identification engine, the transaction request identifying a pending transaction object between a group of the users, wherein the pending transaction object is digitally signed by the private digital key of each user of the group, generating and posting the pending transaction object with the micro-identification engine as a pending transaction block on the micro-identification chain of each user of the group of the users, transmitting the pending transaction object to a notary engine of the operating system with the micro-identification engine, attempting to facilitate execution of terms of a transaction identified by the pending transaction object including a transfer of funds between the group of the users with the notary engine and if the attempt is successful, generating and posting a transaction-completed block on the notary blockchain with the notary engine, the transaction-completed block indicating that the transaction identified by the pending transaction object is completed, wherein the transaction-completed block does not include a transaction count value indicating a quantity of transactions stored on the transaction-completed block. 
     In some embodiments, the transaction-completed block does not include a transaction order value indicating an order in which a plurality transactions are stored on the transaction-completed block. In some embodiments, the transaction-completed block comprises a transaction subject value that indicates at least one of a group consisting of: one or more tokens to be transferred and one or more smart contracts to execute. In some embodiments, the transaction-completed block comprises a transaction target value that indicates one or more of the users of the group. In some embodiments, the method further comprises, for each user of the group of the users, encrypting the transaction-completed block with the micro-identification engine using the private key of the user and posting the transaction-completed block on the micro-identification chain of the user. In some embodiments, the method further comprises, upon receiving a request from a first user of the group to view the transaction as stored on the micro-identification chain of a second user of the group, dynamically regenerating the private digital key of the first user; accessing and decrypting the transaction using the private digital key of the second user; and re-encrypting the transaction with the micro-identification engine using the private digital key of the first user. In some embodiments, the request to view the transaction as stored comprises a password of the first user, an identifier of the transaction. In some embodiments, the private digital keys are not stored on the platform and dynamically regenerated upon request by one of the users. In some embodiments, the notary blockchain engine is configured to post the transaction-completed block on the notary blockchain before consensus for the transaction has been determined, the transaction-completed block including transaction data describing the transaction. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
         FIG. 1  illustrates a blockchain transaction system according to some embodiments. 
         FIG. 2  illustrates a detailed view of the transaction platform according to some embodiments. 
         FIG. 3  illustrates a method of implementing a blockchain transaction platform according to some embodiments. 
         FIG. 4  illustrates a block diagram of an exemplary computing device according to some embodiments. 
         FIG. 5  illustrates an exemplary transaction block according to some embodiments. 
         FIG. 6  illustrates a method of replicating objects on a blockchain according to some embodiments. 
         FIG. 7  illustrates a user registration method according to some embodiments. 
         FIG. 8A  illustrates an exemplary transaction that is able to be used in the MIDC chain according to some embodiments. 
         FIG. 8B  illustrates an exemplary transaction that is able to be used in the notary chain according to some embodiments. 
         FIG. 9  illustrates a method of securely providing MIDC data to a user according to some embodiments. 
     
    
    
     DETAILED DESCRIPTION OF THE INVENTION 
     Embodiments are directed to a transaction platform including a notary distributed ledger or blockchain and one or more separate micro-identifier chains (MIDCs) that together enable the secure effectuation and recordation of one or more transactions while maintaining transaction party confidentiality and preventing chain poisoning. The notary distributed ledgers or blockchains are able to be a single transaction blockchain to store, maintain and provide information about the parties related to the transactions which the blockchain is able to utilize in order to securely and quickly validate, execute and record the transactions. The single transaction distributed blockchain is able to be a public or private blockchain (e.g. a distributed blockchain or database across a plurality of computing devices that each store copies of transactions in one or more linked blocks) that maintains a continuously-growing list of data records hardened against tampering and revision. In particular, unlike other blockchains where a single block is used to store thousands of transactions, the single transaction blockchain of this system is able to consist of data structure blocks with each block holding only one individual transaction and/or the results of any blockchain executables. Each block of the blockchain is able to comprise a timestamp and information linking it to a previous block thereby defining the chain and maintaining an order of each of the records/transactions. 
     The native user data for each user is able to be stored on the micro-identifier chain. A plurality of MIDCs can be combined to form a micro-identifier chain arrays for the transaction platform. In such embodiments, for each user, only a specified single transaction block of their micro-identification chain that stores de-identified user data is able to be accessed by the notary blockchain(s) in order to form on-chain transactions. The data stored on the notary chain(s), and the other single transaction blocks of the micro-identification chain(s) is kept secure from any intruders. 
     Blockchain Transaction System 
       FIG. 1  illustrates a blockchain transaction system  100  according to some embodiments. As shown in  FIG. 1 , the system  100  comprises a transaction platform  102  coupled with one or more buyer devices  104  and one or more seller devices  106  over one or more networks  108 . The networks  108  are able to be one or a combination of wired or wireless networks as are well known in the art. Although as shown in  FIG. 1  one transaction platform  102  is coupled with two buyer devices  104  and two seller devices  106 , it is understood that the system  100  is able to comprise any number of platforms  102 , buyers devices  104  and/or seller devices  106  coupled together via the network  108 . 
       FIG. 2  illustrates a detailed view of the transaction platform  102  according to some embodiments. As shown in  FIG. 2 , the platform comprises a platform operating system (e.g. including a plurality of separate modules and stored on/operated by one or more physical servers or the cloud)  206 , one or more micro-identification chain (MIDC) arrays  204  formed by one or more a micro-identification chains  202 , and at least one notary blockchain  206 ′ (e.g. notary blockchain cluster(s) including a plurality of nodes) all operably coupled together with the operating system  206  executing the functions described herein with and for arrays  204  and the blockchain  206 ′. In particular, the operating system  206  is able to comprise one or both of programming/code stored within the arrays  204  and/or blockchain  206 ′ and programming/code stored outside the arrays  204  and/or blockchain  206 ′ (e.g. within the one or more physical servers or the cloud). Further, in some embodiments the operating system  206  is able to be secure operating systems utilizing encryption in order to protect stored data. In some embodiments, the platform  102  comprises separate MIDC arrays  204  for seller MIDCs and buyer MIDCs. Alternatively, the seller and buyer MIDCs are able to be a part of the same array  204 . The operating system  206 , arrays  204  and the notary blockchain  206 ′ are able to be coupled together over the network  108  (and/or other networks). 
     In some embodiments, the platform  102  includes one or more side chains coupled between blockchains of the operating system  206  and/or the MIDC arrays  204 . Specifically, the sidechains are able to be mechanisms that allow tokens and other digital assets from one blockchain to be securely used in a separate blockchain and then be moved back to the original blockchain if needed. In other words, the pegged sidechains are a blockchain that is attached to the parent chain (notary blockchain) through the two-way peg mechanism which allows bidirectional transfer of assets between the parent chain and the sidechain at a fixed deterministic exchange rate by using a separate token currency tied to the parent chain. In such embodiments, by using a two-way peg mechanism, the unauthorized creation of tokens and sidechains is precluded. Alternatively, the side chains are able to be omitted and/or application programming interfaces (APIs) may be used by the system to effectuate inter-chain and/or inter-ledger operability. 
     The notary blockchain  206 ′ is able to be a public/private hybrid blockchain (or a public blockchain or a private permissioned blockchain). For example, the blocks of the blockchain  206 ′ are able to only be viewed by a permissioned user (e.g. having a valid account on the system  100  using the encoder/decoder/view module “Rosetta” described below). The each of the blocks of the blockchain  206 ′ are able to store a single transaction between one or more users (e.g. a seller and a buyer) and indicate the details of the transaction (as described below) including identifiers of the MIDCs  202  of the users that are a party to the transaction. In some embodiments, a single transaction block is created on the notary chain  206 ′ for pending transactions (e.g. pending transaction blocks) and then a subsequent single transaction block is created when/if the transactions are completed (e.g. completed transaction blocks). 
     In some embodiments, the notary blockchain  206 ′ is plasma network blockchain and smart contract platforms featuring on-chain, off-chain and/or cross-chain atomic swaps, lightning network functionality, two-way pegged sidechains and/or instant payments. In some embodiments, the system uses (e.g. native) smart contracts which are automated smart contracts each containing a set of rules under which the advertiser, the platform and the user have already agreed that when the rules are met, the agreement is automatically enforced. Specifically, the smart contract code facilitates, verifies and enforces the performance of that agreement and results in a transaction, and smart contract, that is saved to the notary blockchain  206 ′ and/or the MIDCs  202  of the associated buyers/sellers, where proportional pre-determined amounts from the proceeds of the transaction (as specified in the contract) are directed to the user, the platform and/or other entities. Alternatively, one or more of the notary blocks are able to not include smart contracts (e.g. be just data blocks). 
       FIG. 5  illustrates an exemplary notary blockchain  206 ′ and/or MIDC  202  transaction block  500  according to some embodiments. As shown in  FIG. 5 , the single transaction block  500  comprises a block header  502  including a block number, a time of creation, a block height, a block type value and/or other values. Types of single transaction blocks found on the notary blockchain  206 ′ and/or MIDCs  202  include, but are not limited to, genesis PPI blocks, updates to PPI blocks, pending transaction blocks, completed transaction blocks, pending dispute blocks, completed dispute blocks and/or other types of blocks. Each of the types are able to have a different corresponding type code such that the value of the type code in the header  502  of the block indicates what type of block it is. As further shown in  FIG. 5 , the block  500  is also able to comprise a hash  504  of the header of the previous block in the chain, a merkle root value  506  and block type-specific data  508 . Unlike prior art blocks, the transaction block  500  is able to omit a transaction count value. Specifically, because the system  100  utilizes only a single transaction per block  500 , there is no need for a transaction count value to be included in the block  500  as the value will always be just one. Similarly, in some embodiments the block  500  is able to omit the merkle root value  506  as only a single transaction is stored on the block  500  so it is not necessary to store a merkle root value  506  describing the structure of how the single transaction is stored on the block  500 . 
     Additionally, because the block  500  shown in  FIG. 5  is a transaction block, the block type-specific data  508  is able to comprise a transaction (e.g. transaction data) including one or more sender/seller identifiers, one or more receiver/buyer identifiers and metadata describing the parameters of the transaction (e.g. product description, price, time and/or other transaction parameters as described herein). For other block types, the block type-specific data  508  is able to comprise different information such as transaction/transaction block identifiers for pending/completed dispute blocks, dispute resolution transaction parameter changes for completed dispute blocks, updated or new user identification data and/or PPI for genesis blocks and/or PPI update blocks, and other types of data discussed herein. 
     In some embodiments, the transaction of the block specific data  508  is able to further comprises a transaction subject field that identifies the purpose of the transaction (e.g. one or more token definitions/identifiers to be transferred, one or more smart contracts to execute) and a transaction target field that identifies the target of the identified purpose (e.g. an identifier of the MIDC/owner to receive a transfer of the subject token definitions/identifiers from the transaction originator; an identifier of the MIDC/owner for whom the subject smart contract is to be executed). Indeed, the inclusion of these fields within the data  508  allows for stronger control and security regarding cross-user interactions than is currently possible on existing smart-contract-capable blockchains, a feature that is advantageous in an enterprise environment. Similarly, the transaction headers provide strong definitions for determining whether a given transaction is merely an audit, and interaction between the system and a user (account recovery for example) or an interaction between two users (product purchase in a marketplace application). 
       FIGS. 8A and 8B  illustrate an exemplary transactions  800  (of the block specific data  508 ) that are able to be used in the MIDC  202  or notary  206 ′ chains respectively, according to some embodiments. As shown in  FIG. 8A , the transaction  800  for a MIDC  202  is able to comprise a header  802 , a payload  804 , a signature  806  and a hash  808 . The header  802  is able to comprise a transaction subject and transaction target data (as described above), a transaction type, a subject type  810 , a subject other MIDC owner data (e.g. an identifier of a party to the transaction other than the MIDC owner), public key data (e.g. the public key of the owner of the MIDC  202 ), notary public key data (e.g. the public key used by the notary chain  206 ′) and/or transaction generation time data. The subject type  810  is able to identify itself, the notary blockchain  206 ′ or another MIDC  202 . The payload  804  comprises the transaction details (as described herein). The signature  806  is able to comprise one or both of the digital signature of the local MIDC key signer (e.g. produced using the user&#39;s private key) and the notary signature (e.g. produced using the notary private key and used for certain transactions that are required to be signed by a notary key in addition to the MIDC key). The hash  808  is able to comprise a hash of the transaction. Similarly, as shown in  FIG. 8 b   , the transaction  800  for the notary chain  206 ′ is able to comprise a header  802 , a payload  804 , a signature  806  and a hash  808 . The header  802  is able to comprise a transaction subject and transaction target data (as described above), a transaction type, a subject type  810 , a subject MIDC owner data (e.g. an identifier of the MIDC owner), an identifier of the originator of the transaction (e.g. buyer), an identifier of the MIDC  202  of the originator, public key data (e.g. the public key of the owner of the MIDC  202 ) and/or transaction generation time data. The subject type  810  is able to identify the notary blockchain  206 ′ or MIDC  202 . The payload  804  comprises the transaction details (as described herein). The signature  806  is able to comprise the signature/signature string and the hash  808  is able to comprise a hash of the transaction. 
     Accordingly, by including only a single transaction and/or transaction header fields of the transaction subject and transaction target, the structure of the blocks  500  and the transaction stored on the blocks  500  provides the benefit of improved smart contract support, searchability, and integration with existing enterprise systems and applications. 
     The operating system  206  (and/or the devices  104 ,  106  if the application is downloadable) include a transaction application that enables the hardware of the operating system  206  (and/or the devices  104 ,  106 ) to perform the functions of the system  100  described herein. In some embodiments, the operating system  206  implements the application as a transaction website and/or includes a downloadable transaction application that users are able to visit (e.g. via a web browser) and/or download onto their devices  104 ,  106  in order to access the features (e.g. modules) of the operating system  206  described below. Specifically, the website and/or downloadable application are able to provide a user interface for receiving and responding to commands/request/input from users and communicating that data to the operating system  206  via the networks  108 . 
     It is understood that although for the sake of brevity the discussion herein describes an exemplary distribution of performance the functions of the system  100  between the operating system  206  and/or the application downloaded onto the devices  104 ,  106 , it is understood that other function distributions between the application and operating system are contemplated including omission of the application such that the operating system performs all functions (e.g. with user interface functions being provided via a website). Additionally, in some embodiments the system is used to effectuate cross-chain transactions and/or cross chain ledger transactions. 
     The MIDC arrays  204 , also referred to as a Chain Arrayed Data Store, are able to comprise one or more stacked MIDCs  202  such that the blocks of the MIDCs  202  are each a cell of the array with each MIDC  202  being a row of the array and the aligned cells of different rows forming the columns of the array  204 . Each MIDC  202  (and thus each row) of the array  204  is dedicated to personal information about a single user/account, wherein any additional information or changes in information being reflected in additional blocks appended to the end of the MIDC  202  for that user/account. Accordingly, each MIDC  202  only ever represents one user and is the blockchain equivalent of all their data on a database. In some embodiments, each MIDC  202  comprises identification data (e.g. name) and personal data (PPI) (e.g. username/password, security questions/answers, age, image, voice, gender, and/or other data associated with the user/account) associated with each other in their native format, a unique identifier assigned to the user/account/seller/buyer by the system  100  (e.g. alpha-numeric string), and de-identified data (e.g. an encrypted form of the unique identifier and the PPI). 
     As described in detail below, when a user registers with the system  100  (e.g. through the API gateway via a website, application, or other front-end user interface), their native identification and PPI and other data such as biometric are captured, a new MIDC is created for this new user/account and a unique identifier is assigned to the user/account. This native identification and PPI data or other user data such a biometrics is then placed in a read-restricted “genesis” block on their MIDC  202 . The PPI data and the unique identifier are then able to be encrypted by the system forming “de-identified” PPI. The de-identified PPI is then able to be placed in a new block on the MIDC  202  (appended to the genesis block) that is able to be read by the operating system  206  for use by the notary chain  206 . In some embodiments, any subsequent updates to the user identification and/or PPI are able to be incorporated with the existing data and incorporated into a new block on their MIDC  202  (and a subsequent de-identified version). In such embodiments, the previous, now outdated, genesis blocks become inaccessible (e.g. read restricted) as their data is now inaccurate. At no point is the notary chain  206  able to access the genesis block including the user PPI in its native form and thus the native form of this data is never posted or otherwise added to any of the transactions recorded on the notary blockchain  206 ′. 
     The new MIDC  202  is able to be stacked with any pre-existing MIDCs  202  (of other users/accounts) in order to form the MIDC array  204 , which becomes the equivalent of, and is able to fully emulate the functionality of an off-chain server-based database, without their inherent security vulnerabilities. As described above, any new or updates to the PPI of the user/account are added as a new block (that is not readable by the notary chain  206 ′) on the user&#39;s MIDC  202  and then this new/updated PPI is encrypted with the unique identifier to create another “de-identified” block that is added to the end of the MIDC  202  of that user/account as a new block reflecting the new data/changes (and being readable by the notary chain  206 ′). In this manner the notary chain  206 ′ is only ever able to access/read the latest block in a user&#39;s MIDC  202  which will only contain de-identified data enabling the GDPR, as well as global data privacy law compliance and security described herein. 
     The notary blockchain  206 ′ is able to be a node cluster of a plurality of processing nodes (e.g. servers, computing devices, or other computing elements) implementing a proof of transaction consensus protocol (as described below) and a partitioned RAFT (P-RAFT) replication protocol, which is able to be implemented by the notary module as operating on each of the nodes, on a system server separate from the nodes, or both. Specifically, each node within the cluster is able to be a P-RAFT leader for a logical horizontal partition of the blockchain  206 ′ and push/replicate its log (e.g. blockchain ledger of transactions) for that logical partition to a set number of the other nodes. Accordingly, each node is sent objects (e.g. pending/completed transaction objects, PPI objects, pending/completed dispute objects) for its given partition for which they are the only P-RAFT leader. The objects are able to originate from user devices  102 ,  104 , servers  206  and/or other elements within the system  100 . As a result, each of the nodes of the cluster are able to be both P-RAFT leaders of their partition as well as P-RAFT followers for other partitions. 
     When the node cluster boots up, all nodes participate in voting to determine an “orchestrator” node. The notary module of this orchestrator node then assigns each of the nodes to one or more of the partitions. Once determined, the partitioning schema indicating the partitions assignments of each of the nodes is replicated across every node in the cluster so that if the orchestrator node goes offline the partitioning schema is maintained and a new orchestrator node is elected. This orchestrator is able to reassign nodes to different sets of partitions as necessary to rebalance the partitions. A node may be assigned to one or more partitions by the orchestrator node. The precise number of partitions to which a node is assigned is configurable (this is the replication factor). Nodes assigned to the same partition elect a leader node for that partition. Alternatively, the notary module of the orchestrator node selects a leader for each partition based on a rotating scheme. The number of nodes in each partition is able to be dynamically adjusted by the orchestrator node. 
     There can only be one leader for any partitions. In the single fill partition mode, all other nodes are followers to the single leader. In the multi-fill mode, for each of a plurality of partition/leader node pairs, all other nodes are followers. A node may simultaneously be a leader for a particular partition and a follower in another partition in multi-fill mode. Nodes are able to only lead one partition at a time (but each node are able to be a follower for more than one partition). Leader and follower functions remain intact across single and multi-fill iterations modes. Leaders are changed based on a system algorithm like in RAFT. If a leader goes “offline” a new leader is automatically substituted, as if there was a “normal” leader rotation and like in RAFT, the consensus continues. Objects/transactions for that partition are not sent to any other node, and objects are delivered to the partition leader at least once. 
     As the objects are received (e.g. from user devices  104 ,  106 , from other system elements described herein) at a central receiving server, they are able to be stored/buffered in a memory pool or buffer of the central receiving server. In some embodiments, the buffer is a first in first out (FIFO) buffer. Alternatively, one or more of the objects are able to be prioritized for assignment over other objects. For example, objects relating to pending and completed transactions (e.g. between a buyer and a seller) are able to be prioritized over pending and completed dispute objects and/or PPI objects, or vice versa. 
     Subsequently, the notary module is able to assign each of the buffered objects to one of the partitions and distribute that object to the leader node of that partition for recording on the designated partition as a block. In some embodiments, the notary module assigns sequential objects to the same one partition until such time as that partition is full, and then the next empty partition is filled until complete and so on. Alternatively, the notary is able to assign the objects to multiple different partitions in parallel, filling the partitions simultaneously and at possibly different rates. In such embodiments, an object partition distribution metric is able to be used by the module to assign received objects to one of the partitions. In some embodiments, the central receiving server is one or more of the nodes of the blockchain  206 ′ (and/or MIDC  202 ). Alternatively, the central receiving server is able to be one or more of the servers storing the platform operating system  206 . 
     For example, in some embodiments the assigned partition is determined by finding the modulus of a hash of an identifier (e.g. assigned partition =hash(object identifier) % number of available partitions) of the object (e.g. the public key, private key, object/transaction identifier, other data of the object/transaction as described herein, and/or a combination thereof such as a concatenation of two or more of the values). Alternatively or in combination, other object partition distribution/assignment methods are able to be used such as assigning objects based on a fullness level of each of the partitions (e.g. assigning to the least full) and/or a number of pending objects that are waiting to be added to the partitions (e.g. refraining from assigning to a partition if a number of pending objects meets a threshold level). In some embodiments, if an object references a specific prior block/object (e.g. a completed transaction object referencing a previously recorded pending transaction object), the object is able to be routed to the leader node for the partition storing that block/object even if applying the distribution metric to the object would have assigned a different partition for the object. 
     In response to receiving an object assigned to a partition that they lead, the nodes store the object locally and push/replicate it to a configurable number of the other “follower” nodes in the cluster (e.g. all or a subset of the other nodes). Upon receiving confirmation that the object is verified (e.g. when the node has determined that the objects are not poisoned and/or that the objects are valid based on the proof of transaction consensus described herein), the nodes add the object as a block to the assigned partition locally and broadcast a confirmation to those follower nodes indicating for them to also add the objects as a block to their copy of the assigned partition locally. Thus, each node receives, shares, confirms and records objects (e.g. signed transactions) as blocks for partitions for which they are a leader, while concurrently receiving shared objects, receiving object confirmations, and locally recording confirmed objects on partitions for which they are a follower. In some embodiments, each of the nodes maintain the persistence layer (e.g. direct to attached disk volume) for “their copy” of the partitions they both lead and follow. In some embodiments, each of the leader and/or follower nodes process each received object in an idempotent manner. 
     The size and scope of the partitions are able to be determined by the notary module autonomously. For example, the blockchain  206 ′ (e.g. the memory of the nodes storing the blockchain) is able to be pre-sharded in equal sized logical partitions by default. Alternatively or in addition, the size and scope of the logical partitions are able to be dynamically adjusted and/or manually input by a user. In some embodiments, the notary module is able to dynamically adjust the size and/or quantity of the partitions based on the load of each partition (and the associated nodes) to prevent transactional and computational overload. However, because the system can dynamically horizontally scaled by adding computing resources, dynamic addition of computing resources is the preferred methodology to adjust for spike in object processing needs, As a result, this partitioned P-RAFT notary and replication provided the benefit of distributing the notary and replication workload thereby increasing object speed while still providing object security. Although described above with respect to the notary blockchain  206 ′ for the sake of brevity, the above features are able to equally apply to the MIDCs  202  implemented by the notary module and/or other modules of the operating system. 
       FIG. 6  illustrates a partitioned RAFT method of replicating object/transactions on a blockchain  206 ′,  202  according to some embodiments. As shown in  FIG. 6 , for each of the partitions, the platform operating system (as executed by the platform server(s))  206  assigns a different one of the nodes as a leader for that partition at the step  602 . The platform operating system  206  receives a plurality of objects each including a unique transaction identifier and details of a single transaction between any two or more of the users at the step  604 . The platform operating system  206  assigns each of the objects to one of the partitions at the step  606 . The platform operating system  206  provides each of the objects to the nodes that lead the partition that the object is assigned to at the step  608 . 
     In some embodiments, the method further comprises each node of the nodes receiving a number of the objects (e.g. from the operating system  206  and/or other nodes), and for each of the number, determining whether the object is assigned to the partition that the node is the leader of or a follower of. If the node is the leader of the partition, the node stores the object and sends copies of the object to the followers of that partition. Subsequently, upon receiving confirmation in a verification message (e.g. from the operating system  206 ) that the object is authentic (e.g. consensus successful for the object, no poisoning found in the object, object properly formatted), the node locally posts the transaction object as a new block on the notary and/or MIDC blockchain on the partition that the node leads and distributes a confirmation message to the followers of the partition that indicates that the object is valid. In contrast, if no verification message is received after a predetermined period and/or the verification message indicates that the object is not authenticated (e.g. consensus unsuccessful for the object, poisoning found in the object, object improperly formatted), the node locally deletes the transaction object and distributes a confirmation message to the followers of the partition that indicates that the object is invalid. Alternatively, the node is able to omit sending a confirmation message to the followers if either no verification message is received after a predetermined period and/or the verification message indicates that the object is not authenticated and the follower nodes automatically delete the object locally after not receiving a confirmation message within a predetermined period. 
     If the node is a follower of the partition, in response to receiving a node confirmation message from another of the nodes indicating that the object is valid, locally posting the object as a block on the notary and/or MIDC blockchain on the partition to which the object is assigned. Additionally, as described above, if the node is a follower of the partition, in response to not receiving a node confirmation message for the object within a predefined period or receiving a node confirmation message indicating that the object is not authenticated, locally deleting the object. In some embodiments, the method further comprises the operating system  206  dynamically adjusting a size of one or more of the partitions from an initial size to a different size. In some embodiments, the method further comprises the operating system  206  storing the objects in the transaction buffer before assigning them to a partition and sending them to one of the nodes. 
     In some embodiments, the assigning each of the objects to the one of the partitions comprises determining a hash M of the transaction identifier of the object and determining M mod N, where N is the number of leader nodes. In some embodiments, the assigning each of the objects to one of the partitions is based on congestion levels of each of the nodes that are one of the leaders. In some embodiments, the assigning each of the objects to one of the partitions comprises disregarding results of the assignment metric if the object points to an existing block on the blockchain and assigning the object to the partition in which that block is stored. In some embodiments, for each of the objects provided to a leader node, the operating system provides a subsequent verification message to the leader node indicating that the object provided is authenticated or not as described above. 
     Operating System 
     The operating system  206  is able to comprise a registration module, a key module, a notary module, a biometric module, an authentication module (“Rosetta”), a block loader module, a privacy law and regulatory law compliance module, a sales module, a purchase module, an anti-poisoning module, a payment processing module, a ledger module, a security module and a dispute module. Alternatively, more or less modules (and/or micro-services) are able to be used and/or one or more of the modules and/or micro-services (and their associated functions) are able to be combined or divided. Module is interchangeable with “micro-service” herein. 
     Registration Module 
     The registration module enables a user (i.e. buyer/seller) to create an account on the transaction system  100  by inputting private personal information (PPI) such username and password information, a native identifier (e.g. name), personal information about the user, contact information (e.g. phone number, email), privacy regulation compliance metadata (e.g. age, current location, privacy preferences) and/or banking information via a graphical user interface (e.g. of a website and/or transaction application). In some embodiments, the personal information includes biometric data (iris scan, voice recording, fingerprint scan, facial scan, blood type, other biological characteristics or any combination of the foregoing) for implementing biometric verification. In some embodiments, this biometric data is also used to enable access to the platform, or for access to transactionality or protected function on the platform. For example, the platform is able to implement a biometric login and registration and subsequent access restriction as described in U.S. patent application Ser. No. 17/025,924, filed Sep. 18, 2020, and entitled “DYNAMIC BIOMETRIC IDENTITY VERIFICATION SYSTEM, METHOD AND DEVICE,” which is hereby incorporated by reference. Alternatively, the biometric login and registration and access use is able to be omitted and/or other biometric access methods are able to be used. 
     In some embodiments, the personal information is able to be omitted for a user that is a seller. This account information is then associated with a newly generated account and stored on a new MIDC  202  for the user along with a platform-generated unique identifier (as described above) such that the information is able to be used to identify the user when logging onto the platform  102  and other functions of the platform  102 . The personal information is able to comprise one or more of the account owner&#39;s age, gender, address, income level, religion, political affiliation, race, nationality, interests, height, hair color, eye color, weight, medical conditions, family members, education level, degrees earned, occupation, passport number, driver&#39;s license number, IP address, device identifier, work address, work phone number, banking account number, social security number, date of birth and/or other characteristics of the user. After the account is created, the user is able to access the account and any associated data (e.g. to edit the personal data) by entering the username and biometric data and/or a password in order to identify themselves to the system  100 . 
       FIG. 7  illustrates a user registration method according to some embodiments. As shown in  FIG. 7 , the registration module provides a user interface requesting PPI for establishing a new account at the step  702 . The PPI requested is able to include identification information (e.g. name, username), password information, personal information about the user, contact information (e.g. phone number, email) and/or banking information. The registration module inputs the PPI and creates an authentication hash and a key hash of the entered password at the step  704 . The registration module is then able to add authentication salt to the authentication hash and key salt to the key hash at the step  706 . The registration module stores (e.g. in the vault) the authentication hash, authentication salt and other encryption parameters at the step  708 . The registration module stores the key salt and the other encryption parameters (e.g. in the vault), but not the key hash at the step  710 . The registration module generates an original ephemeral encryption (EC) key for the new account/user using the key hash as the seed at the step  712 . The registration module digitally signs a genesis transaction using the password and generates a new MIDC  202  with the first single transaction block being the genesis transaction at the step  714 . This MIDC  202  is then able to store transaction associated with the user and thus be the user&#39;s personal MIDC  202 . In some embodiments, a message indicating the creation of this new MIDC  202  is able to be transmitted to the notary module, which is able to record a transaction identifying the creation of the new MIDC (using an alias to identify the user/account such as an alphanumeric string). 
     After creation of the genesis block, the registration module generates one or more additional single transaction blocks on the MIDC  202  at the step  716 . These additional blocks are able to include a PPI transaction including the PPI submitted by the user, a password recovery transaction including password recovery information (e.g. security question data) and/or a biometric data transaction including biometric data of the user (e.g. inputted using a biometric login/registration as described above). The registration module is then able to indicate the successful creation of the account/MIDC to the user via the graphical user interface at the step  718 . In some embodiments, upon completion of the registration the registration module is able to generate (and/or request/input from a vault described below) a JSON web token (JWT), sign the JWT with the user&#39;s ephemeral EC (private) key, and transmit the signed JWT to the user device to authorize the user device&#39;s session on the platform. 
     After the registration process has been completed, a user/device is able to subsequently log into the platform  102  by submitting their password as a part of a login request. In response, the registration module submits an authentication verification request with the password to the key module, which retrieves the password salt, encryption parameters and authentication hash for the user. The key module is then able to use the parameters (e.g. argon2id parameters) and salt to recalculate the authentication hash based on the submitted password and compare the produced value to the stored hash value for that user/account (determined during the registration process). If the values do not match, the registration module issues a failure message to the user. If the values do match, the registration module signs, issues a JWT, and transmits the token to the user/user device which the device is able to use to access the platform  102 . In some embodiments, the registration module is implemented by an application program interface (API) gateway within the platform  102 . 
     Key Management 
     The key module enables generating and storing of keys and other types of secrets (e.g. unique identifiers) for use with the platform  102 . Once a user has entered their PPI and created an account on the platform  102 , the key module generates a unique identifier for that user/account (e.g. alpha-numeric identifier) and user/MIDC keys and/or ephemeral keys for that user/account/MIDC that are used to sign transactions, encrypt/view data on the MIDC  202  and sign on to the platform  102 . Subsequently, the module encrypts both the unique identifier and the PPI associated with the account and stores it on a block added to the genesis block of the MIDC  202  for that user. As described above, unlike the protected genesis block (including the native PPI and unique identifier) this added block (e.g. the latest block) of the MIDC  202  is able to be accessed by the notary blockchain  206 ′ and/or notary module of the operating system  206  in order to sign/record transactions on the platform  102 . In some embodiments, the key module utilizes user passwords (e.g. inputted during registration) with/or without biometric data in order to derive the encryption and signing keys for the user&#39;s MIDC  202  and PPI. In some embodiments, the passwords are hashed using the argon2 ID algorithm. For example, in some embodiments the user keys for the MIDCs  202  are deterministically and ephemerally generated by the key module when needed based on both a cryptographically secure hash of the user&#39;s password and a secret cryptographic salt. The parameters necessary to derive the MIDC key pair are able to be stored in an MIDC vault that is able to be separate from or a part of the arrays  204 . This MIDC key is only used to sign MIDC transactions on behalf of the user and is not compatible with the notary blockchain  206 ′. In some embodiments, the key module inserts a secret identifier (e.g. zero-watermark) into the MIDC key pairs. As a result, the key module is able to look for the secret identifier in any a public/private key that a device/user is attempting to use and determine if the key is fraudulent if it does not contain the secret identifier. 
     The MIDC keys are able to be used by the buyers/sellers and/or the notary blockchain  206 ′ to log onto the platform  102  as well as to digitally sign transactions/smart contracts in order to effectuate the transactions on the platform  102 . In other words, the public key of this pair (the user&#39;s “Pubkey”) is the user&#39;s primary visible identifier within the platform  102 , and is also used to encrypt data that only they should be able to read. The private key of the pair is used to sign their MIDC transactions (most user operations) and to sign their JWT to begin authenticated web sessions. Further as described above, in some embodiments the user private keys are not persistently stored by the platform  102 . Instead, they are ephemeral and/or regenerated each time they are required using the user&#39;s password (and salt and/or other derivation factors). In some embodiments, user keys use Elliptic Curve P256-NIST cryptography. 
     Like for the user MIDCs  202 , the key module is also able to generate notary key pairs for use by the notary blockchain  206  and/or the notary module of the operating system  206  in order to sign transactions and perform other functions. The notary keys are generated and stored in a vault implemented by a MIDC array  204  (e.g. MIDC vault) that the notary chain  206  must query when the keys are needed for signing transactions or other functions. The notary blockchain keys are able to be generated within the MIDC vault by the key module and may not be exported. The notary module is the only module within the cluster permitted to execute operations with these keys (e.g. sign, encrypt, decrypt, etc.). As a result, the notary private keys are never known or accessible by the system. In some embodiments, the vault is operated by a hardware security module (HSM) operating a vault gateway. Alternatively, the vault and vault gateway are able to be operated without an HSM. 
     In some embodiments, if the notary module needs to sign transactions that go onto the MIDCs  202  (e.g. records of transactions that have been committed to the notary blockchain  206 ′ and need to also be reflected on the seller/buyer MIDCs  202 ), the key module is able to issue one-time-use keys for the primary MIDC signature and also require an additional signature with the notary key to ensure the transactions are validated by the notary module itself. In some embodiments, the MIDCs utilize 256-bit EC keys and the notary uses 384-bit keys. Alternatively, other key sizes are able to be used. In some embodiments, the notary keys are intentionally made to be inoperable with the MIDC keys (e.g. using a P384 elliptic curve) thereby providing an added layer of security. 
     In some embodiments, during login and registration establishing initial PPI and/or any time a user wishes to add new PPI, a copy of data needed for account recovery is added to their MIDC  202  using a key deterministically derived from an enrolled recovery method (e.g. a hash of a known private secret combined with an un-stored user identifier generated during voice biometric enrollment). When a user wants to recover their account or reset their password, the biometric module (sometimes referred to as the biometric lock) and/or other alternate identification method (e.g. security questions, two-way verification, or other methods), re-identifies the user (e.g. using voice and/or facial identification methods with/or without proof of liveness AI assisted questions that work with the users biometrics) and returns the same identifier used when the user first enrolled (e.g. voice data, facial image data, security question data and/or other data). The original key pair is then re-calculated and used to execute an account recovery smart contract on the original MIDC  202  of that user, migrating the data from that MIDC  202  to a new MIDC  202  with a genesis block created by the user&#39;s new password. 
     In some embodiments, the platform  100  is able to comprise multiple parallel operating instances. In such embodiments, within an instance, a user&#39;s/account&#39;s public key is representative of their identity because it also represents their entire MIDC  202  including the stored PPI, account recovery data (e.g. smart contract) as well as MIDC vault storage of related secrets, authentication data and compliance metadata. Within a platform instance that supports multiple notary modules and/or notary blockchains (e.g. instances that share MIDC arrays), the same applies. However, for isolated instances with separate dedicated notary blockchains/modules and MIDC arrays  204 , the MIDC vault key derivation parameters are able to be shared between instances allowing the user/account to authenticate using the same credentials (e.g. password) on any of the instances while the PPI of the user/account would still be specific to each instance. To keep the MIDC vaults isolated, in some embodiments credentials and keys would be entirely separate (e.g. such that the user/account could have different passwords on one instance verses another). If biometric-based account recovery is used, that user/account is able to recover their account on any instance regardless of which data is on which instance. 
     As mentioned above, PPI is encrypted using the user&#39;s own private key, which is ephemeral. However, if the private key required to decrypt this data is not available to the system, then system administrators cannot securely access user information where permitted by law. As a result, in some embodiments under the default configuration (and depending on the precise secret), when a user adds secret information/PPI, an additional copy of the information/PPI is created and encrypted for administrative purposes (e.g. using a Elliptic Curve P512 key). The private key to decrypt this information/PPI copy, though not ephemeral in the same way as the user&#39;s private key, is not stored in the system in plain text but instead is able to be double or triple encrypted using each admin&#39;s unique ephemeral private key and either or both of another admin&#39;s or Rosetta&#39;s system key. In this way, admins can access the certain user information/PPI and other secrets while maintaining the full system strength afforded by the ephemeral key architecture. 
     Secure Data Viewing 
     The authentication module (“Rosetta”) enables users to encode/decode and/or read data on the MIDCs  202  in order to access information about their own data, their transactions and/or the other parties to the transactions (while it remains on the user&#39;s MIDC  202 ). Specifically, when it is needed, Rosetta acts as a “decoder” to temporarily allow an appropriate system approved user (subject to certain rules and permissions) to temporarily view that PPI for approved purposes (i.e., accounting, shipping, verification, etc.). The PPI is never moved off the user&#39;s MIDC  202 . Rosetta allows it to always stay there. No personal data exists anywhere on Rosetta other than the MIDC  202  where it resides. As described herein, the notary blockchain  206 ′ uses an encrypted, substituted and anonymized/pseudo anonymized identification data and unique identifiers for buyers and sellers. These identifiers on the notary blockchain  206 ′ act as pointers for Rosetta to locate the relevant “Buyer” and/or “Seller” identifiers for a transaction, so Rosetta can allow an authorized user to see that PPI, after Rosetta locates and decodes it from the MIDC  202  of those identified/pointed to buyers/sellers. Additionally, Rosetta is able to authenticate and authorize user sessions for the platform  102 , sign user transactions, tokenize data for PPI searches, create permissioned copies of PPI for parties authorized to access it by users during the course of transaction execution, re-encrypted with the receiving party&#39;s key, set up and manage stenographic pipelines for important flows like registration and login and/or other authentication functions. 
     Additionally, if a user wishes to view data stored on another user&#39;s MIDC  202  (e.g. from a previous transaction between the users), Rosetta is able to securely provide access to view that data (assuming the user has authority to view that data). For example, if a first user  23  (that has been authenticated) issues a request to Rosetta to view data (e.g. a specified transaction) of a second user  25 , Rosetta parses the request for the user  23  password and the target MIDC, user and/or transaction identified in the request. Rosetta is then able to generate a certificate (e.g. public key infrastructure key) using the user  23  password and/or other data (e.g. user password, salt, other parameters and/or hashes thereof) and send the certificate to the key module in a request for the key derivation parameters for user  23  stored on the platform  102  (e.g. on the MIDC vault controlled by the key module or elsewhere on the platform  102 ). If the certificate is authentic (e.g. the password and other parameters used to generate the certificate were correct), the key module retrieves and transmits the user  23  key derivation parameters to Rosetta which is able to user the received key derivation parameters (e.g. along with the user password and salt) with a key derivation function (e.g. Argon2) to derive a key seed. Rosetta is then able to use the key seed to dynamically generate the user  23 &#39;s key pair using the same key generation function that was used by the key module to originally generate user  23 &#39;s key pair (e.g. EC256). 
     Further, Rosetta is able to retrieve the MIDC block of user  25 &#39;s MIDC  202  including the data that user  23  is permitted to view (e.g. the transaction including user and/or identified within the initial request). In particular, the target block of user  25 &#39;s MIDC (or a copy thereof) is able to be encrypted using the public key of user  23 , securely transmitted/presented to user  23 , and then decrypted by Rosetta using user  23 &#39;s dynamically regenerated private key. Accordingly, Rosetta is then able to present the data to user  23  (e.g. in memory only through secure data channel) for view via the graphical user interface of the platform  102  (e.g. application, browser/website, and/or other graphical user interfaces). In some embodiments, even after decryption the data is scrambled such that Rosetta further needs to descramble the text using a descrambling algorithm before it is presented to user  23 . Therefore, Rosetta provides the advantage of enabling authenticated users to view data on other user&#39;s MIDCs  202  while still maintaining data security. 
       FIG. 9  illustrates a method of securely providing MIDC data to a user according to some embodiments. As shown in  FIG. 9 , upon receiving a request from a first user to view a transaction stored on the MIDC  202  of a second user, Rosetta dynamically regenerates the private digital key of the first user at the step  902 . Rosetta accesses and decrypts the transaction using the private digital key of the second user at the step  904 . Rosetta re-encrypts the transaction using the private digital key of the first user at the step  906 . 
     Database Importing 
     The block loader module enables a user to load an existing database into the MIDC array  204  to simplify, and automate, user migration from a DBMS to the transaction platform  102 . Since the MIDCs  202  of the platform  102  use single transaction blocks for each transaction and/or dataset, each block of an MIDC  202  is the functional equivalent to a “cell” in a database such that the entire chain of the MIDC  202  is the functional equivalent to a separate row in the database and the blocks that align between the MIDCs  202  when they are stacked on top of each other (in the array  204 ) are the functional equivalent to a separate column in the database. Thus, the stack of MIDCs  202  of separate users forming the MIDC array  204  of the platform  102  is able to form a functional equivalent of a database with columns and rows. 
     Because of this MIDC array  204  structure (e.g. stacked MIDCs each dedicated to a separate user), the MIDC array  204  is searchable and has create, read, update and delete functionality like a database. The delete functionality is achieved by deleting the entire MIDC  202  like deleting an entire row of a database (and replacing it with a new MIDC  202  if desired such as for user password/account reset). Append is able to be achieved by creating additional single transaction blocks for the associated chain  202  with additional data reflecting the new/updated data (wherein the authentication module Rosetta is structured to look for the block in an MIDC with the “latest” data whether it is a block containing a revised address or other PPI for a user, or a block in a series of blocks for a particular transaction that might show a shipping change or dispute resolution for example). 
     As a result of the MIDC array  204  structure, the block loader module is able to migrate the cells, rows and columns of databases to the functional equivalent blocks, chains and aligned blocks in stacks of chains of the MIDC array  204 . Thus, the block loader module is able to effectuate a migration of an existing database to the platform  102  while preserving the structure and data of the original database it was on. In some embodiments, the block loader is able to automate this migration and utilize a cloud-based structure to achieve this migration. 
     Privacy Law and Regulatory Law Compliance 
     The privacy compliance module automates and maintains data privacy law and regulatory law compliance functions, so that data on the system—from original collection, through storage, curation, retention and deletion—is done in such a way that the data is always in compliance with all global data privacy laws and regulatory laws (e.g. health insurance portability and accountability act (HIPAA), financial industry regulatory authority (FINRA), securities and exchange commission (SEC), know your customer (KYC), anti-money laundering (AML), etc.). First, all global data privacy laws and regulatory laws, be they county, state/provincial or category specific (e.g. general data protection regulation (GDPR), California consumer privacy act (CCPA), federal information security modernization act (FISMA), health insurance portability and accountability act (HIPAA), payment card industry (PCI)) are broken down and loaded as rules into the privacy compliance module engine and/or stored in a compliance memory of the system  100 . Second, each time user data (e.g. PPI) is added to the platform  102 , the module uses geolocation functions (e.g. upon user registration and/or log on to the system) to determine their location and access the associated stored privacy rules based on the determined location. Third, the module applies the identified rules to the data. In some embodiments, the rules are automatically periodically updated and adjusted to changes in the law such that they always apply the most up to date rules to each set of data on the platform  102 . In some embodiments, the privacy compliance module uses AI/Machine Learning to assist in the application of the aforementioned rules, along with geo-locating all users, at all times to automate data privacy law compliance. In such embodiments, the compliance memory is able to also store a knowledge base for applying the loaded rules to the users using the AI/machine learning. 
     For example, if the platform  102  is deployed by a medical office in Los Angeles, Calif. and after January of 2020 the compliance module sees a user on-board to the platform  102 , the privacy compliance module applies the appropriate data privacy law rules to that user&#39;s data (e.g. PPI) including; but not limited to: CCPA+HIPPA+PCI which are all applicable for that location. As another example, if the platform  102  is deployed for a hotel chain and the user originally on-boarded in London where the privacy law and regulatory law compliance module/engine applied GDPR+PCI and any other relevant and appropriate data privacy laws to the user&#39;s data for that location. That user then travels to Beijing and checks into a hotel chain&#39;s property there. Because the privacy law and regulatory law compliance module geo-locates the user for each and every transaction that they make on the platform  102 , it will automatically determine the new location and additionally apply Chinese data protection and regulatory law and any other Chinese law governing the transfer of data to jurisdictions outside the territorial boundaries of China. As a result, the privacy law and regulatory law compliance module/engine provides the benefit of automating compliance with data privacy law and regulatory laws even when involving multiple jurisdictions and types of laws. 
     This functionality applies to users electing to enforce their Right of Erasure as well. While users have the unfettered right to erase their data, most times that erasure is not immediate. Global data privacy laws have exceptionalities of holdbacks that allow companies to not immediately erase a user&#39;s data even after they have enacted their Right to Erasure. A sample of reasons for such delaying of erasure include provision in global data laws for: credit care charge-back periods, to comply with tax laws, or for contract reasons, public interest, research, etc. all with different allowable tolling periods. 
     As a result, the privacy compliance module also enables a user/entity operating the platform  102  to select any of the erasure delaying provisions that apply to them and the module will then automatically implement those delays (e.g. start a timer or otherwise monitor when in the future the data should be erased and then effectuating the erasure at that time after the appropriate delay period has elapsed). In particular, when a user elects to exercise their right of erasure of their stored PPI, the privacy compliance module automatically: 
     1. Transmits a message to the user indicating that they system has time-stamped their erasure request. 
     2. Transmits a message to the user indicating any legal tolling/delays that apply to their requested right of erasure. 
     3. Sets a clock or other timing function, based on the user time-stamped deletion request, as to when deletion is to be made upon the expiration of said tolling period. 
     4. When that tolling period expires, effectuates the user&#39;s Right to Erasure request by deleting that users MIDC  202  and notifies the user that their data has been removed from the system. 
     Finally, in the unlikely event of a breach of the system (or any event resulting in disclosure of some or all of one or more user&#39;s PPI) the privacy compliance module will, taking into account the applicable data privacy law (based on the user(s) and their location), automate and effectuate the reporting of said breach to both users and the appropriate regulatory agency(s). Thus, the platform  102  provides the benefit of being autonomously, and in real-time, with zero-trust, being compliant with GDPR, CCPA and other all data privacy laws while maintaining the benefits of the blockchains immutability. 
     Transactions 
     The sales and transaction module/engine enables a user/seller to input product and/or service information (e.g. description, price, delivery options and other product/service details) that the seller wishes to provide for sale on the platform  102 . In some embodiments, the sales module provides a unique identifier for each of the products/services. Upon submission of the product/service information, the sales module generates a smart contract that reflects the indicated parameters of the sale of the product/service along with the encrypted seller unique identifier and/or the product/service identifier. The sales module then adds this smart contract and the identifier(s) as a single transaction block for each product/service on the seller MIDC  202 . In some embodiments, the sales module requires the seller to submit their password before generating the smart contract. In particular, the sales module is able to provide the submitted password to the key module, in the same manner as described below for a buyer transaction, in order to dynamically generate the private key of the seller (for encrypting the single transaction block including the smart contract). Alternatively, the product/service transaction blocks are able to be stored in a different location such as a different MIDC array  204  and/or other type of memory. Again, because the native user identifiers are not used, the information stored on these product/service blocks of the seller/buyer MIDCs  202  is fully de-identified (fully encrypted, pseudo anonymized and anonymized) such that it is not connectable to any natural user identification information. 
     The purchase module enables a user to view and purchase one or more of a list of products and/or services that have been provided for purchase by the sellers via a smart contract on a block on the seller&#39;s MIDC  202  on the platform  102 . Specifically, the products and/or services presented are able to reflect the terms of the open smart contracts for the products and/or services created by the sellers and stored on the seller MIDC  202  such that the buyers are able to choose whether they agree to those terms and to complete the smart contract. 
     Once a buyer selects one or more products of a seller and submits a purchase command to the purchase module (e.g. via a buyer device  104 ), the purchase module checks the buyer and seller credentials by accessing the buyer&#39;s MIDC  202  and the seller&#39;s MIDC  202  to determine if they are in good standing, meaning they have been determined to not be a user that has engaged in fraudulent transactions or one that has been flagged and or removed from the system for malevolent behavior such as trying to either chain-poison the system or compromise the cybersecurity of the system. If the credentials for both the buyer and the seller are able to be verified/authenticated, the purchase module generates a pending transaction object for the buyer and the seller. In some embodiments, the purchase module requires the buyer to input their password before it will generate the pending transaction object. Alternatively or in addition, the purchase module is able to use the password of the buyer as submitted by the buyer when logging into the system. 
     In some embodiments, generating the pending transaction objects is able to comprise requesting the password authentication hash and/or the private key derivation parameters (e.g. as stored in the vault) from the key module. The key module determines if the purchase module&#39;s context permits reading of the authentication hash and/or key derivation parameters, and if so, retrieves them from the vault. With these values, the purchase module computes the authentication hash of the user/buyer password (e.g. submitted by the buyer as a part of the transaction and/or login) and compares with a stored authentication hash value (determined and stored during the registration of the user/buyer). If the values do not match the verification/authentication fails and the object/block is not created and/or discarded. If the values do match, the purchase module dynamically regenerates the private key of the user/buyer using the received key derivation parameters and signs the transaction request in order to form the buyer/user pending transaction object. In a similar manner, the purchase module is able to request, receive and generate the private key of the seller and then sign the transaction request in order to form the seller pending transaction object. After the purchase module has formed the buyer/user pending transaction objects the user password and regenerated private key are deleted from the system. In some embodiments, the purchase module decrypts PPI requested by the seller and re-encrypts the data using the seller&#39;s public key such that it can later be viewed by the seller (e.g. upon completion of the transaction using the authentication module). If the verification/authentication fails, the transaction request is rejected and the transaction is terminated. 
     The pending transaction object is able to comprise information about the transaction including, but not limited to, one or more of: the terms of the contract for the product (as input to the platform by the seller as described above), the buyer unique identifier, the seller unique identifier, the product(s) identifier(s), the date/time, a transaction hash, a generated transaction identifier, product(s) information and/or other data about the transaction. The purchase module is able to determine the appropriate product contract information/terms using the product identifier included in the purchase request as an pointer to the product information and contract terms on the MIDC  202  where it was uploaded by the seller (as described above). 
     For each generated pending transaction object, the anti-poisoning module inputs the transaction and determines if it includes any illegal, malicious, cybersecurity compromising, ransomware, malware, phishing or pornographic content etc., (e.g. using image and text analysis engines; identifying if the object includes any extraneous data; identifying if the object has the correct format and/or comparing the data of the transaction object to a set of known illegal images, malware, ransomware, phishing and/or other data). If illegal content is found, the module is able to terminate the transaction object and/or remove the illegal content from the object or rejects the transaction in its entirely and removes the content and pending block by deleting it from the system. It is able to in some embodiments delete the user and their MIDC from the system altogether. 
     If the anti-poisoning module approves the pending transaction objects of the buyer and the seller, the purchase module posts the pending transactions objects to the buyer and seller MIDCs  202 , respectively, signs the pending transaction object with both the buyer and seller private keys, and transmits the signed pending transaction object to the notary module/notary chain  206 ′. In some embodiments, the signing comprises sending confirmation requests to the seller/buyer devices  104 ,  106 , wherein the confirmation requests comprise a challenge message that needs to be digitally signed by the buyer and seller devices  104 ,  106  using their respective buyer/seller encrypted keys (e.g. as dynamically generated by the key module upon request). These digital signatures are able to later be validated by notary module (e.g. using the associated paired keys known by the key module) as a part of determining if there is consensus for the transaction as described below. The notary module receives these signed pending transaction objects and puts them in a queue for posting and sends them to the payment processing module for payment processing. 
     After the notary module receives the signed pending transaction objects, the payment processing module processes the payment indicated in the smart contract(s). For example, for an external gateway payment, once the notary module broadcasts a pending transaction object (that has been signed/confirmation by seller and buyer), the payment processing module processes the associated payment against the proper payment gateway. If instead payment is to be via a platform currency, the payment processing module requests/receives from the buyer MIDC  202  digital tokens from the account associated with the buyer identifier equal to the price indicated in the smart contract, and transfers the money/tokens to the owed parties (e.g. the account of the seller identifier and/or the system fee account). In some embodiments, the payment processing module ensures that all tokens/monies remain within the control of the operating system  206  and/or a central authority until a physical withdrawal is effectuated by a user. If one or more tokens, or fiat currencies, are stolen from a buyer and/or seller account, because all users are known because they must have been previously on-boarded and registered on a permissioned chain, the platform  102  is able to trace the tokens and record on the notary blockchain  206 ′ that the tokens are no longer valid as well as replacing the stolen tokens in the account with newly minted tokens. In either case, if the payment is successful, the notary module then signs the pending transaction object (e.g. via the key module using a notary private encryption key) thereby forming a completed transaction object using the notary keys, and posts the completed transaction object as a single transaction block on the notary blockchain  206 ′. 
     The notary module then creates completed transaction confirmation blocks, signs each of the blocks using the notary private key (e.g. via the key module) and posts them as a single transaction block on each of the buyer and seller MIDCs  202  (appended to the blocks including the pending transaction objects). Thus, for each completed transaction, there will be two blocks posted to each of the buyer and seller MIDCs  202  (pending/initiated and completed transaction blocks) and one block posted on the notary blockchain  206 ′ (completed transaction block). If the payment processing fails or the transaction is otherwise terminated after posting of the pending transaction object blocks, then no transaction block is added to the notary blockchain  206 ′, and instead of the completed transaction, the notary module posts a failed transaction block (indicating what caused the transaction to fail) on the buyer and seller MIDCs  202 . As described above, using a P-RAFT protocol, the processing/recordation of each of the (pending or completed) transactions/blocks on the notary blockchain  206 ′ and/or MIDCs  202  is able to be assigned by the notary module to a particular horizontal partition of the notary blockchain  206 ′ (and/or MIDCs  202 ) and performed by a node designated as the leader of that partition. In some embodiments, as described above, the platform includes a buffer memory pool that stores transactions that need to be recorded until the node to which they are assigned is ready to process/record them. 
     The completed transaction blocks (posted to the notary blockchain  206 ′ and/or buyer and seller MIDCs  202 ) are able to be time-stamped, posted ordered and validated in real-time. In particular, unlike other blockchain systems, the notary module posts the block without first waiting for a full node consensus that the transaction is valid (e.g. not fraudulent). This enables the platform  206  to post transactions faster than any existing blockchain system resulting in greater throughput and efficiency of the platform  206 . The posted block is able to indicate the terms of the transaction (e.g. price, date, payment, and other transaction data) or a reference to a smart contract for that transaction, as well as the seller and buyer encrypted unique identifiers (and/or the product identifier). Additionally, the transaction is posted as a single transaction block on the notary blockchain  206 ′, the transaction is able to be later corrected by adding a new single transaction block to the blockchain  206 ′ that indicates any necessary modifications to the original block. In some embodiments, the platform also effectuates the delivery of the product by digitally delivering the product to the buyer (e.g. buyer device  104 ) if a digital product or sends a message to the seller to deliver the digital or non-digital product to the buyer (e.g. buyer device  104  or buyer shipping address). 
     In some embodiments, the ledger module is used to maintain an account balance of one or more currency values on one or more of the user accounts. In such embodiments, upon completion of a transaction, the ledger module posts a new single transaction block on the buyer and seller MIDCs  202  indicating the adjustment to the existing account balance to the seller/buyer accounts on the seller and buyer MIDCs  202 , respectively. Again, each of these transactions is added to their MIDCs  202  as a single transaction block (rather than multiple transactions in a single block) such that if there is a dispute or error, the single transaction block having the error is able to be corrected by a new updated single transaction block added to the MIDCs  202 . For example, a fraudulent charge indicated in a first single transaction block on the MIDC  202  of the buyer is able to be corrected by a subsequent updated single transaction block (e.g. completed dispute block) crediting the charged amount back to the account (thereby correcting the indicated account total). This would not be possible if a single block was used for multiple transactions because the fraudulent transaction could not be corrected without also affecting all the other non-fraudulent transactions contained within that block. Alternatively, in the case where buyer/seller accounting is provided external to the platform  102 , the ledger module and/or the MIDC  202  account balance blocks are able to be omitted. 
     At the same time as the pending transaction object signing, payment processed and/or posting of the completed transaction blocks (e.g. before, simultaneously or concurrently), the security module is able to perform a proof of transaction consensus process on the transaction in order to validate the transaction is not fraudulent or otherwise invalid. In some embodiments, the security module performs the proof of transaction consensus process by verifying that the buyer encryption keys used to sign the transaction are valid keys (e.g. that are associated with the encrypted buyer identifier using a hash verification of the keys). In some embodiments, the security module/engine includes artificial intelligence in order to aid in the speedy determination of consensus of each of the transactions. If the proof of transaction fails, the security module/engine notifies the notary module and the ledger module (if it is being implemented) so the notary module is able to post a new single transaction block correcting (e.g. nullifying) the transaction on the notary blockchain  206 ′ and the ledger module is able to similarly post new single transaction blocks correcting the account balances of the seller and buyer on the seller/buyer MIDCs  202 . 
     The dispute module receives transaction disputes from buyer and/or seller devices  104 ,  106  and resolves the disputes even after the single transaction block of the transaction has been posted to the notary blockchain  206 ′ without compromising immutability of the blockchain  206 ′. Specifically, the dispute module operates as the central authority by determining if the smart contract conditions were met (e.g. payment made, product delivered) and adjudicates disputes and determine resolution adjustments (if necessary) to the disputed transaction. In response to receipt of a dispute request message from a user (e.g. buyer/seller) identifying a disputed posted transaction, the dispute module is able to generate and post pending dispute objects as single blocks on the notary blockchain  206 ′ as well as the MIDCs  202  of the sellers, buyers and/or other entities that are a part of the transaction. In some embodiments, the dispute request message includes one or more of the transaction identifier, the buyer and/or seller identifiers (e.g. alphanumeric identifiers), the date of the transaction and/or other transaction data. These pending dispute blocks identify the disputed transaction in order to indicate to others inspecting the transaction (for any reason) that the transaction is currently disputed. Alternatively, the generation and posting of the pending dispute objects/blocks are able to be omitted. 
     Subsequently, in response to determination of the resolution of the dispute (e.g. as entered by an administrator; as indicated by a third party entity; as automatically determined by the dispute module programming), the dispute module generates and posts a completed dispute objects as single blocks on the notary blockchain  206 ′ as well as the MIDCs  202  of the sellers, buyers and/or other entities that are a part of the transaction. These completed dispute objects are able to indicate changes to the identified transaction (if any) and confirm that the dispute has been resolved thereby correcting any previously posted block of the disputed transaction. For example, the completed dispute blocks are able to indicate one or more changes to the transaction including but not limited to: that the existing transaction values are verified (e.g. no changes were necessary); that the transaction is voided (returning funds from the seller to the buyer and rights to the product from the buyer to the seller); and that the transaction parameters are adjusted (adjusting the funds from the buyer to the seller or vice versa; adjusting a length of the transaction (e.g. a movie rental duration), and/or adjustments to any of the other transaction data of the transaction included in the completed transaction block). In such embodiments where the pending dispute blocks are omitted, if there are no changes as a result of the dispute resolution, the dispute module is able to refrain from posting any new blocks (because the existing blocks are still accurate as indicated by the dispute resolution). 
     As a result, related transactions (original blocks and subsequent corrections) are able to be readily grouped by and easily viewed on the chains  202 ,  206 ′ as a “family” of blocks all related to the same transaction and or specific user, buyer or seller. Thus, the dispute module provides the benefit of being able to effectuate reconciliation of a dispute within the platform  102  without compromising the immutability of the blockchain  206 ′. Similarly, the platform  102  provides the benefit of being able to run transaction processing, validation and posting of ordered single transaction blocks in real-time (e.g. posting before consensus is complete) as well as providing dispute resolution in order to correct errors and/or fraudulent charges. 
     In some embodiments, the platform  102  implements a delayed block posting protocol comprising delaying the posting of one or more of the blocks to the target blockchains for a predefined delay period. In particular, this delay period is able to provide the advantage of ensuring that the blockchains are not poisoned by any blocks by adding time to determine whether the blocks are safe to post before posting them. The platform  102  enables the duration of the predetermine delay period for each of the blockchains to be manually input and/or automatically determined by the platform based on one or more of the source of the block (e.g. account identifiers, transaction identifiers), the type of blockchain (e.g. notary, MIDC), the type of block (e.g. pending transaction, completed transaction or other type of block as described herein), other data stored on the block as described herein, the network load, the processing power and/or the consensus results. In some embodiments, the platform  102  automatically dynamically adjusts the predetermined delay period during operation based on one or more of the above factors. As a result, each of the blockchains are able to have the same or different delay periods. In some embodiments, the delay is implemented before consensus for the block is determined. Alternatively, the delay is able to be implemented after the consensus is determined, but before the block is posted. 
     In some embodiments, the dispute module includes a loss mitigation function/engine (e.g. powered by artificial intelligence and/or machine learning) that monitors transactions submitted to the notary blockchain operating system  206  and identifies and stops suspicious transactions from being completed (e.g. from being recorded on the blockchains at all). In some embodiments, one or more of the modules involved in the purchase process are able to be combined. For example, in some embodiments the purchase modules is able to be a part of the authentication module/rosetta. 
     Operating Method 
       FIG. 3  illustrates a method of implementing a blockchain transaction platform  102  according to some embodiments. As shown in  FIG. 3 , a micro-identification engine of the blockchain transaction operating system generates a micro-identification blockchain array  204  at the step  302 . In some embodiments, the array  204  formed by a stack of a plurality of micro-identification blockchains  202 , wherein each one of the micro-identification blockchains  202  is dedicated to a single one of the users such that the one of the micro-identification blockchains  202  stores a native identifier of one of the users, a coded identifier of the one of the users and a set of personal information about the one of the users. The micro-identification engine receives a transaction request from a user device  104 ,  106  at the step  304 . In some embodiments, the transaction request identifies a pending transaction object between a group of the users, wherein the pending transaction object is digitally signed by the private digital key of each user of the group. The micro-identification engine generates and posts the pending transaction object as a pending transaction block on the micro-identification chain  202  of each user of the group of the users at the step  306 . The micro-identification engine transmits the pending transaction object to a notary engine of the operating system  206  at the step  308 . 
     The notary engine attempts to facilitate execution of terms of a transaction identified by the pending transaction object including a transfer of funds between the group of the users at the step  310 . If the attempt is successful, the notary engine generates and posts a transaction-completed block on the notary blockchain  206 ′ at the step  312 . The transaction-completed block indicates that the transaction identified by the pending transaction object is completed. The notary engine transmits copies of the transaction-completed block to the micro-identification blockchain  202  at the step  314 . If the attempt is unsuccessful, the notary engine generates a transaction-failed block indicating that the transaction identified by the pending transaction object could not be completed at the step  316 . The notary engine transmits copies of the transaction-failed block to the micro-identification engine at the step  316 . The micro-identification engine posts the transaction completed blocks and the transaction-failed blocks on the micro-identification blockchains  202  of each of the group of the users upon receipt from the notary blockchain engine at the step  318 . 
     In some embodiments, generating the micro-identification array  204  comprises generating each of the micro-identification blockchains  202  by generating a first block of the micro-identification blockchain  202  including the native identifier, the encoded identifier and the set of personal information; encrypting the encoded identifier and the set of personal information; and generating and appending a second block to the first block, the second block including the encoded identifier and the set of personal information as encrypted. In some embodiments, the notary engine is able to access blocks of the micro-identification blockchains  202  including the encoded identifier and the set of personal information as encrypted, but restricted from accessing any blocks of the micro-identification chains  202  that include the native identifier. In some embodiments, the micro-identification array  204  is logically organized such that each of the micro-identification chains  202  form a logical row and an initial block of each of the stack of the micro-identification blockchains  202  form a logical first column and each subsequent block of each of the stack of the micro-identification blockchains  202  form logical subsequent columns. 
     In some embodiments, the method further comprises importing a database having stacked rows of cells of data with a block loader module by converting each row of the database into a new logical row of the array  204  formed by a new micro-identification blockchain  202  with each cell of the row of the database forming a new block of the new micro-identification blockchain  202 . In some embodiments, the method further comprises, with the compliance module, identifying a geographic location of each one of the users when the users registered with the platform  102  and each time the users initiate a transaction on the platform  102 ; determining a set of stored data privacy rules that apply to the geographic location; and applying the set of data privacy rules to data added to the micro-identification blockchain  202  of the one of the users. In some embodiments, the method further comprises, in response to the one of the users selecting a right of erasure command, deleting the micro-identification blockchain  202  of the one of the users with the compliance module. 
     In some embodiments, the method further comprises, in response to the one of the users selecting a right of erasure command, storing a time that the command was received; determining an applicable set of the set of stored data privacy rules that apply to the one of the users and if the applicable set includes an erasure delay period; deleting the micro-identification blockchain  202  of the one of the users if the applicable set does not include the erasure delay period; and refraining from deleting the micro-identification blockchain  202  of the one of the users at the time that the command was received for the erasure delay period and deleting the micro-identification blockchain  202  of the one of the users after the erasure delay period has expired if the applicable set includes the erasure delay period. In some embodiments, the method further comprises determining if the pending transaction object includes illegal, malicious, cybersecurity compromising, hacking, phishing, malware or ransomware, type content and preventing posting of the pending transaction block if the pending transaction object includes illegal, malicious, cybersecurity compromising, hacking, phishing, malware or ransomware, type content with the anti-poisoning module. In some embodiments, the private digital keys are not stored on the platform  102  and the method further comprises dynamically regenerating the private digital keys with the key module upon request by one of the users. In some embodiments, the posting of the transaction-completed block on the notary blockchain  206 ′ is performed before consensus for the transaction has been determined, the transaction-completed block including transaction data describing the transaction. 
     As a result, the method provides the advantage of providing MIDCs for storing user personal data and/or transactions thereby ensuring their safety over data stored on traditional databases while still enabling data privacy law and regulatory law compliance. Further the method provides the benefit of enabling transactions to be quickly posted before full node consensus has been determined while also being correctable due to each block only storing a single transaction such that errors are able to be corrected to subsequent single transaction correction blocks. This in contrast to other blockchain systems where full node consensus is required before blocks are able to be posted and thousands of transactions are stored on a transaction blocks containing multiple transactions such that to change an error on a block with a new single transaction block would require costly disruption of all of the other transactions that do not include an error on that block—which would also compromise the immutability of those existing chains due to their existing architectures. Further, the method provides the advantage of retaining the benefits of the immutability of the blockchains while still being automatically GDPR, CCPA and other data privacy law compliance and able to fully de-identify any user data/and or user stored private personal information at the request of the user without compromising the immutability of the systems on-chain blocks and blockchains. Moreover, the method provides the advantage of preventing block poisoning by implementing block screening before any block is posted on the notary chain  206 ′ or MIDCs  202 . Finally, the method provides the advantage of dynamically generating keys such that they cannot be phished from users or stolen from inside the platform  102 . 
     Exemplary Device 
       FIG. 4  illustrates a block diagram of an exemplary computing device  400  according to some embodiments. The computing device  400  is able to be one or more of the operating system  206 , devices  104 ,  106 , the blockchain  206 ′ (e.g. each node of the blockchain  206 ′) and/or other electronic devices described herein. In general, a hardware structure suitable for implementing the computing device  400  includes a network interface  402 , a memory  404 , a processor  406 , I/O device(s)  408 , a bus  410  and a storage device  412 . Alternatively, one or more of the illustrated components are able to be removed or substituted for other components well known in the art. The choice of processor is not critical as long as a suitable processor with sufficient speed is chosen. The memory  404  is able to be any conventional computer memory known in the art. The storage device  412  is able to include a hard drive, RAM, SRAM, CDROM, CDRW, DVD, DVDRW, flash memory card or any other storage device. The computing device  400  is able to include one or more network interfaces  402 . An example of a network interface includes a network card connected to an Ethernet or other type of LAN. The I/O device(s)  408  are able to include one or more of the following: keyboard, mouse, monitor, display, printer, modem, touchscreen, button interface and other devices. The operating system(s), graphical user interface(s), application(s), module(s) and/or other software  430  used to operate the device  400  are likely to be stored in the memory  404  and/or storage device  412  and processed as applications are typically processed via the processor  406 . More or less components shown in  FIG. 4  are able to be included in the computing device  400 . In some embodiments, hardware  420  is included. Although the computing device  400  in  FIG. 4  includes software  430  and hardware  420 , the features/functions of the system  100  and device  400  are able to be implemented on the computing device  400  in hardware, firmware, software or any combination thereof. Examples of suitable computing devices include a personal computer, a laptop computer, a computer workstation, a server, a datacenter, a mainframe computer, a handheld computer, a personal digital assistant, a cellular/mobile telephone, a smart appliance, a gaming console, a digital camera, a digital camcorder, a camera phone, an iPod™, a video player, a DVD writer/player, a Blu-ray™ writer/player, a television, a home entertainment system or any other suitable computing device. Further, it is understood that the system  100  and/or platform  102  is able to be deployed in single server or cluster of servers modes as well as on premises, data center, dedicated data center or via cloud computing environments and/or combinations thereof. 
     Use Cases 
     In some embodiments, the transactions are able to be initiated as a part of an International Token Exchange (ITX) module/engine. In particular, the ITX module is able to be an SEC and FINRA compliant module/engine (e.g. implemented using a downloadable or non-downloadable application, website, or combination thereof) to allow for the automated blockchain based trading and instant settlement of tokenized securities of any kind using the platform  102 . As a result, the ITX module provides the benefit of being the only platform  102  capable of recording such transactions, along with buyer and seller PPI via the automated engine/platform that does so in a fully data privacy and regulatory law complaint manner. 
     In some embodiments, the platform  102  comprises an electronic learning data privacy law and regulatory law compliance module/engine that enables educational tools to seamlessly comply with data privacy and regulatory laws. Specifically, the compliance engine/module is able to function as middleware between schools and eLearning providers as an automated, real-time data privacy law and regulatory laws compliance engine. First, it insures that the data and private personal information of the school&#39;s student population is always on-boarded, collected, curated, stored and deleted (when required) in compliance with all global, federal and state data privacy and regulatory law in an autonomous, 24/7, zero-trust manner. Second, it ensures that all student data is stored on its impenetrable and fully cyber-secured platform. As a result, that student data cannot be hacked, ransomed or phished. 
     In some embodiments, the platform  102  comprises a human resource engine/module that uniquely enables a company&#39;s human resource division to interact with its employees, on a private, secure, data privacy and regulatory law compliant level, to ascertain if their employees have had, and passed, a test (e.g. Covid-19 antibody test) in order to allow them to safely return to the workplace. In particular, the human resource engine/module enables a company to upload its employee database to an iteration of the platform  102  (e.g. its own private iteration). Then through a browser portal and/or application of the platform/human resource engine, the company is able to select to issue a companywide message (e.g. email, text, other electronic message or a combination thereof), specific department messages or just an individual message apprising the recipient(s) that the company is now using the human resource engine to ensure a safe workplace (e.g. regarding covid-19). 
     The message will then direct the recipient(s) to download the human resource engine app which dynamically determines and provides locations and/or directions to locations where acceptable antibody testing is being done. Further, the engine issues each employee a unique QR code (or other unique identifier) which in turn allows the testing lab to securely upload that person&#39;s covid-19 antibody test data (and/or other test data) to the human resource engine/module to be stored on the platform  102  (e.g. on an MIDC for that employee) preserving the authenticity of the results. 
     During the initial on-boarding process for an individual employee, the human resource engine/module captures all appropriate privacy and regulatory permissions (e.g. HIPPA) to allow the results of the test (e.g. covid-19 antibody lab test) to be legally shared with the employer from either the individual, or from the lab. In particular, the platform allows such sharing to be zero-trust, fully automated and regulatory law compliant. The on-boarding process for each individual by the engine/module is also able to capture permissioned biometrics from that individual such that the engine/module provides the benefit of dynamically updating biometric lock specific to each user. This also allows the platform  102  to uniquely ensure that the only party that ultimately controls an employee&#39;s Private Personal Information is that employee/individual. 
     In some embodiments, the human resource engine/module provides a graphical user interface (e.g. via a mobile application and/or website) that allows a person to display or export their testing status at will, and in real time. It also is able to allow human resources at a company to see their employees&#39; real-time test results (e.g. covid-19 antibody status), again in a user permissioned and privacy law compliant manner, from a desktop browser accessing the platform  102 . In some embodiments, a user that currently has a medical status (e.g. covid-19 positive), or has not gotten tested yet (e.g. anti-body tested), would have their status visibly demonstrated (e.g. by an unmistakable RED background displayed behind their picture on the graphical user interface of the application and/or website. Further, a user that has had a test, but where the lab results are still pending is able to have a different indicator (e.g. a YELLOW background displayed behind their picture), and a user that has not only had an antibody test, but who has passed that covid-19 antibody test would have another different indicator (e.g. a GREEN background displayed behind their picture). Alternatively, other indicators are able to be used. Further, although antibody tests and/or covid-19 tests are described herein as examples, other tests and/or medical conditions are able to be used. 
     Advantages 
     The system  100  described herein have numerous advantages. In particular, the system  100  provides the advantage of enabling a high throughput of transactions recorded on the central public/private hybrid blockchain, or a central private permissioned blockchain, without sacrificing the immutability of the blockchain by utilizing a posting of transactions with a proof of transaction consensus before any full node consensus protocol combined with using separate single transaction blocks for each transaction such that errors can be corrected with subsequent blocks. Further, it provides the advantage of protecting against chain poisoning by implementing an anti-poisoning module that prevents poisoned blocks from being posted to the blockchain. Additionally, the system  100  provides the increased security of micro-identification chains instead of databases which are susceptible to breaches. Moreover, the system  100  provides a compliance module that automatically complies with privacy regulations for all on-boarded user PPI. Also, it provides a block explorer module that enables databases to easily be imported into the MIDC arrays. Further, the system  100  enables the users to remain in complete control of their personal data without disrupting the immutability of the notary/transaction blockchain by including a ripcord feature (to effectuate erasure or deletions) that fully de-identifies and/or anonymizes any user who wishes to discontinue using the service. 
     The present invention has been described in terms of specific embodiments incorporating details to facilitate the understanding of principles of construction and operation of the invention. Such reference herein to specific embodiments and details thereof is not intended to limit the scope of the claims appended hereto. It will be apparent to those skilled in the art that modification may be made in the embodiments chosen for illustration without departing from the spirit and scope of the invention. For example, in some embodiments the application includes a deadbolt function that provides real-time feedback on the smart contracts that the blockchain operating system generates as well as providing alerts on suspicious activity in order to prevent the activity from taking place. In some embodiments, the transfer of tokens and/or other moneys described herein between the operating systems/blockchains (e.g. for effectuating payments and/or issuing pre-order tokens) is effectuated used the pegged sidechains as a method of transferring the tokens between the blockchains/operating systems. As used herein, a user, buyer and/or seller is able to be any entity (e.g. person, business, fund, government entity) that is able to be due compensation on the system  100  (e.g. for a transaction and/or other feature). Specifically, even if they are not a part of the process, the entities are able to have accounts on the system such that the system is able to compensate them as necessary (e.g. as indicated in the smart contracts). 
     Further, although the functions of the platform  102  and/or operating system  206  have been divided according to an exemplary number of modules having an exemplary subset of the functions of the platform  102 , it is understood that other divisions and/or numbers of modules are contemplated (with the overall functionality of the platform  102  being the same), but omitted for the sake of brevity. Further, it is understood that the functions described herein as being performed by operating systems, applications, modules, graphical user interfaces and/or other types of software are performed via the software being stored on a non-transitory computer readable memory of and executed by one or more processors of one or more of the electronic devices described herein (in combination with or separately from other hardware such as wireless transceivers). Similarly, it is understood that functions described herein as being performed by devices, servers, blockchains, MIDCs and/or other types of electronic devices are performed via non-transitory computer readable memory and one or more processors of the electronic devices storing and executing one or more operating systems, applications, modules, graphical user interfaces and/or other types of software (in combination with or separately from other hardware of the electronic devices such as wireless transceivers). As used herein, the term “transaction” is able to also refer to an “object” and vice versa.