Patent Publication Number: US-2022229528-A1

Title: Method, apparatus, and system for generating resource value transfer request

Description:
RELATED APPLICATION 
     This application is a continuation of U.S. Ser. No. 15/978,795, filed on May 14, 2018, which is a continuation of International Application No. PCT/CN2017/082545, filed on Apr. 28, 2017, which claims priority to Chinese Patent Application No. 201610286128.8, entitled “METHOD, APPARATUS, AND SYSTEM FOR GENERATING RESOURCE VALUE TRANSFER REQUEST, AND STORAGE MEDIUM” filed on Apr. 29, 2016. The entire disclosures of the prior applications are hereby incorporated by reference in their entirety. 
    
    
     FIELD OF THE TECHNOLOGY 
     The present disclosure relates to the field of computer technologies for generating a resource value request. 
     BACKGROUND OF THE DISCLOSURE 
     With the development of computer technologies, people not only can perform resource value transfer in an off-line manner, but also can perform resource value transfer by using a network. Resource value transfer refers to a process of change of a resource value for identifying a quantity of resources along with transfer of resources from a first account to a second account. Value transfer resources include, but are not limited to, electronic purses, virtual red packets, electronic coupons, bonus point coupons, bonus points, electronic vouchers, game currencies, and virtual objects. 
     In actual applications, when performing resource value transfer by using a user terminal, a user first needs to enter a resource value transfer application and search the resource value transfer application for a corresponding resource value transfer entry. A starting process of the resource value transfer is relatively complex, and the user cannot start a resource value transfer function at the first time and complete resource value transfer, lowering the efficiency of the resource value transfer. 
     SUMMARY 
     Based on the above, for the foregoing technical problem, there is provided a method, an apparatus, and a system for generating a resource value transfer request, so as to improve the efficiency of resource value transfer. 
     In one embodiment of the present disclosure, there is provided a method for generating a resource value transfer request. In the method, a window is displayed independent of a service interface of a service application displayed on a first terminal in response to a window display request from the service application. A user operation is received via the window. A resource value transfer code request instruction is generated, and a resource value transfer code is obtained when the service application detects the resource value transfer code request instruction. The resource value transfer code is displayed. The resource value transfer code is processed by a second terminal to generate the resource value transfer request. 
     In another embodiment of the present disclosure, there is provided a first terminal for generating a resource value transfer request. The first terminal includes a memory and circuitry coupled to the memory. The circuitry displays a window that is independent of a service interface of a service application in response to a window display request from the service application. The circuitry receives a user operation via the window, generates a resource value transfer code request instruction in response to the received operation, and obtains a resource value transfer code corresponding to the resource value transfer code request instruction when the service application detects the resource value transfer code request instruction. The resource value transfer code includes resource value transfer information. The circuitry displays the resource value transfer code. A second terminal processes the displayed resource value transfer code to generate the resource value transfer request. 
     In another embodiment of the present disclosure, there is provided a non-transitory computer-readable storage medium storing a program executable by a processor to perform the method for generating a resource value transfer request. In the method, a window is displayed independent of a service interface of a service application displayed on a first terminal in response to a window display request from the service application. A user operation is received via the window. A resource value transfer code request instruction is generated, and a resource value transfer code is obtained when the service application detects the resource value transfer code request instruction. The resource value transfer code is displayed. The resource value transfer code is processed by a second terminal to generate the resource value transfer request. The window displayed independent of the service interface does not rely on the service interface and is presented in the current interface, and a resource value transfer process can be quickly started without entering a resource value transfer application; a user can easily start resource value transfer by using the window displayed independent of the service interface while browsing web pages, reading news, or performing any other operation, which is convenient and fast and improves the efficiency of resource value transfer. 
     In another embodiment of the present disclosure, there is provided a system for generating a resource value transfer request. The system includes a first terminal and a second terminal. Circuitry of the first terminal displays a window that is independent of a service interface of a service application in response to a window display request from the service application. The circuitry of the first terminal receives a user operation via the window, generates a resource value transfer code request instruction in response to the received operation, and obtains a resource value transfer code corresponding to the resource value transfer code request instruction when the service application detects the resource value transfer code request instruction. The resource value transfer code includes resource value transfer information. The circuitry of the first terminal displays the resource value transfer code. Circuitry of a second terminal processes the displayed resource value transfer to generate the resource value transfer request. 
     In the system for generating a resource value transfer request, through cooperation of the first terminal and the second terminal, the circuitry of the first terminal displays a window that is independent of a service interface of a service application in response to a window display request from the service application. The circuitry of the first terminal receives a user operation via the window, generates a resource value transfer code request instruction in response to the received operation, and obtains a resource value transfer code corresponding to the resource value transfer code request instruction when the service application detects the resource value transfer code request instruction. The resource value transfer code includes resource value transfer information. The circuitry of the first terminal displays the resource value transfer code. Circuitry of a second terminal processes the displayed resource value to generate the resource value transfer request. The window displayed independent of the service interface is presented in the current interface, and a resource value transfer process can be quickly started without entering a resource value transfer application; a user can easily start resource value transfer by using the window displayed independent of the service interface and generates the resource value transfer request while browsing web pages, reading news, or performing any other operation, which is convenient and fast and improves the efficiency of resource value transfer. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
         FIG. 1  is a diagram of an application environment of a method for generating a resource value transfer request according to an embodiment; 
         FIG. 2  is a diagram of an internal structure of a first terminal in  FIG. 1  according to an embodiment; 
         FIG. 3  is a flowchart of a method for generating a resource value transfer request according to an embodiment; 
         FIG. 4  is a schematic diagram of an initial state of a window displayed independent of a service interface according to an embodiment; 
         FIG. 5  is a schematic diagram of presenting a resource value transfer code in a window displayed independent of a service interface according to an embodiment; 
         FIG. 6  is a flowchart of generating a window displayed independent of a service interface according to an embodiment; 
         FIG. 7  is a structural block diagram of a system for generating a resource value transfer request according to an embodiment; 
         FIG. 8  is a structural block diagram of a system for generating a resource value transfer request according to another embodiment; 
         FIG. 9  is a structural block diagram of a system for generating a resource value transfer request according to still another embodiment; 
         FIG. 10  is a structural block diagram of an apparatus for generating a resource value transfer request according to an embodiment; 
         FIG. 11  is a structural block diagram of an apparatus for generating a resource value transfer request according to another embodiment; and 
         FIG. 12  is a structural block diagram of an apparatus for generating a resource value transfer request according to still another embodiment. 
     
    
    
     DESCRIPTION OF EMBODIMENTS 
       FIG. 1  is a diagram of an application environment in which a method for generating a resource value transfer request is run according to an embodiment. As shown in  FIG. 1 , the application environment includes a first terminal  110 , a management server  120 , a second terminal  130 , and a resource value transfer server  140 . The first terminal  110 , the management server  120 , the second terminal  130 , and the resource value transfer server  140  perform communication by using a network. 
     The first terminal  110  and the second terminal  130  may be smartphones, tablet computers, laptop computers, desktop computers, and the like but are not limited thereto. The second terminal  130  includes a graphic code scanning tool, a decoder, and the like. Alternatively, the second terminal  130  may be a special graphic code scanner, a decoder, and the like. The management server  120  may request, according to the resource value transfer code of the first terminal  110 , to return the corresponding resource value transfer code. The second terminal  130  may read, by means of scanning or camera photographing, the resource value transfer code presented by the first terminal  110 , to obtain resource value transfer information, or the first terminal  110  sends the resource value transfer code to the second terminal  130 , and the second terminal  130  decodes the resource value transfer code to obtain resource value transfer information. The second terminal  130  may generate a resource value transfer request according to the resource value transfer information and send the resource value transfer request to the resource value transfer server  140  by using a network. The resource value transfer server  140  completes a resource value transfer according to the resource value transfer request and returns a resource value transfer response to the first terminal  110 . The resource value transfer server  140  may be a server or a server cluster. 
     In an embodiment, an internal structure of the first terminal  110  in  FIG. 1  is shown in  FIG. 2 . The first terminal  110  includes a processor, a graphic processing unit, a storage medium, a memory, a network interface, a display screen, and an input device that are connected to each other by using a system bus. The storage medium of the first terminal  110  stores an operating system, and further includes an apparatus for generating a resource value transfer request. The apparatus is configured to implement a method for generating a resource value transfer request applicable to the terminal. The processor is configured to provide computing and control capabilities, to support running of the entire first terminal  110 . The graphic processing unit in the first terminal  110  is configured to provide at least a drawing capability of a display interface. The memory provides an environment for running of an apparatus for controlling an application in the storage medium. The network interface is configured to perform network communication with the server  120  and the resource value transfer server  140 , for example, receive the resource value transfer response returned by the resource value transfer server  140 . The display screen is configured to display an application interface and the like, for example, display a resource value transfer code. The input device is configured to receive a command, data, or the like input by a user. The first terminal  110  has a touchscreen, and the display screen and the input device may be the touchscreen. 
     In an embodiment, as shown in  FIG. 3 , a method for generating a resource value transfer request is provided. An example in which the method is applied to the first terminal  110  in the foregoing application environment is used for description, and the method includes the following steps: 
     Step S 210 : Present in a current display interface a window displayed independent of a service interface, obtain an operation applied to the window, and generate a resource value transfer code request instruction. For example, the first terminal  110  displays a window that is independent of a service interface of a service application displayed in response to a window display request from the service application. The first terminal receives a user operation via the window and generates a resource value transfer code request instruction in response to the received operation; 
     Specifically, the window displayed independent of the service interface, such as a floating window, does not rely on a service application interface and may be generated by using an independent window management algorithm. The independent window management algorithm is different from a window generation algorithm within the service application interface. A window within the service application interface is inherited from a service application and can be displayed only within the service application interface. The window displayed independent of the service interface may be independently displayed outside the service interface, and a location thereof may be randomly moved. The window displayed independent of the service interface corresponds to the service application and is used for starting resource value transfer. The window displayed independent of the service interface and the corresponding service application may be synchronously started. The service application may be run in a background, and the window displayed independent of the service interface is presented in a foreground, that is, the current display interface, and may be presented on a current operation application or on all current applications, so that a resource value transfer process may be quickly and conveniently entered by using the window displayed independent of the service interface without opening a resource value transfer application, which is convenient to operate. Information related to the service application may be displayed on the window displayed independent of the service interface, and different service applications may display different information on the window displayed independent of the service interface, to allow the user to select different resource value transfer means by using displayed information. There may be one or more windows displayed independent of the service interface, and the configuration parameter of the window may be self-defined according to requirements, such as transparency, a size, a presentation location, presentation animation, and being movable or not. Operations on the window displayed independent of the service interface may be click, touch, and the like. Whether an operation applied to the window displayed independent of the service interface satisfies a preset condition may be determined. The resource value transfer code request instruction is generated only when the operation applied to the window displayed independent of the service interface satisfies the preset condition. If the preset condition is that a touching time exceeds three seconds, it may avoid a misoperation that causes starting of resource value transfer. The resource value transfer code request instruction is used for requesting a resource value transfer code, which may carry information such as current operating time and a user identifier. By using the window displayed independent of the service interface, the user can easily start resource value transfer while browsing web pages, reading news, or performing any other operation, which is convenient and fast. 
     Step S 220 : Obtain a resource value transfer code corresponding to the resource value transfer code request instruction when the service application corresponding to the window detects the resource value transfer code request instruction, the resource value transfer code including resource value transfer information. 
     Specifically, the service application, which has a resource value transfer function, may be an application that is specially used for resource value transfer and that is independently installed in a mobile terminal, or may be an instant messaging application, a social network application, a game application, or the like. When the service application is a comprehensive application having multiple functions, such as a social function, a sharing function, and an instant messaging function, the resource value transfer code may be generated by directly using registration information of a user in the service application. Resource value transfer software does not need to be installed alone, and information about resource value transfer may be shared to friends in time by using the messaging application, the social network application, and the game application, so that another user performs same resource value transfer. The resource value transfer code may be generated by using the resource value transfer code request instruction at the terminal, or the resource value transfer code request instruction may be sent to the management server, and the resource value transfer code returned by the management server may be received. Resource value transfer codes corresponding to all resource value transfer code request instructions are different and are valid for a certain periods of time, ensuring security of a resource value transfer process and preventing the resource value transfer code from being broadcast. The resource value transfer code is a graphic code or text code that may restore an encoded character and that is obtained by encoding a character. The graphic code includes a two-dimensional code and a barcode. The resource value transfer code carries resource value transfer information, such as a service application category and a user identifier having a to-be-transferred resource value. 
     Step S 230 : Present or display the resource value transfer code, the displayed resource value transfer code being processed by a second terminal to generate a resource value transfer request. For example, the displayed resource value transfer code is acquired by a second terminal which parses the resource value transfer code to obtain resource value transfer information and generates a resource value transfer request according to the resource value transfer information. 
     Specifically, when being presented, the resource value transfer code may be presented in the window displayed independent of the service interface, or when the service application corresponding to the window detects the resource value transfer code request instruction, the service application may be automatically switched to a foreground, and the resource value transfer code may be presented in the service application. A resource value transfer code parsing algorithm is built in the terminal, and the resource value transfer information may be obtained by parsing the resource value transfer code, and the resource value transfer code may be read in a form of scanning or photographing. Alternatively, the first terminal may actively send the resource value transfer code to the terminal by using network transmission or a near field communication technology such as Bluetooth, so that the terminal receives the resource value transfer code and then performs decoding to obtain the resource value transfer information. After the resource value transfer information is obtained, it may be determined to which resource value transfer server the resource value transfer request is sent, and a resource value transfer money amount corresponding to this resource value transfer may be determined. The resource value transfer request carries the resource value transfer information, to send the resource value transfer information to the resource value transfer server to complete resource value transfer. 
     In this embodiment, a window displayed independent of a service interface is presented in a current display interface, an operation applied to the window is obtained, and a resource value transfer code request instruction is generated; a resource value transfer code corresponding to the resource value transfer code request instruction is obtained when a service application corresponding to the window detects the resource value transfer code request instruction, the resource value transfer code carrying resource value transfer information; and the resource value transfer code is presented, so that a terminal obtains through parsing the resource value transfer information according to the resource value transfer code and generates a resource value transfer request according to the resource value transfer information. The window displayed independent of the service interface is presented in the current interface, and a resource value transfer process can be quickly started without entering the service application; a user can easily start resource value transfer by using the window displayed independent of the service interface while browsing web pages, reading news, or performing any other operation, which is convenient and fast and improves the efficiency of resource value transfer; payment of a physical commodity and payment of a virtual commodity may be performed by means of value transfer of electronic purses or by means of use transfer of bonus points, electronic coupons, and the like, which is convenient and fast and improves the efficiency of resource value transfer. 
     In an embodiment, after step S 210 : the method further includes: modifying a configuration parameter of the window; and updating a display state of the window according to the modified configuration parameter. Step S 230  includes: presenting or displaying the resource value transfer code in the window having the updated display state. 
     Specifically, the configuration parameter of the window displayed independent of the service interface is used for determining the display state of the window, and the configuration parameter, such as transparency, size, presentation location, or presentation animation, of the window may be modified according to requirements. In an embodiment, after the operation applied to the window is obtained, the current length and the current width of the window are modified as integral multiples of the previous length and previous width of the window, so as to amplify the window, or the length and width of the window are adjusted according to a size of a terminal screen, and the presentation location of the window is adjusted according to a central location of the terminal screen, so that the window is presented at the center of the terminal screen. The resource value transfer code is presented in the window having the updated display state. Because a window for starting resource value transfer usually occupies a small area and resource value transfer is started after an operation applied to the window is obtained, the display state of the window needs to be adjusted. For example, the window is amplified to present the resource value transfer code with a more proper size. 
     In a specific embodiment, as shown in  FIG. 4 ,  FIG. 4  is a schematic diagram of an initial presentation state of the window. A presentation location of a window  610  (content displayed in the window is “start payment”) is located at the right of a desktop and occupies a small area. After the operation applied to the window is obtained, as shown in  FIG. 5 , an amplified window  620  is obtained, boundaries of the window  620  are transparent and lineless, and a resource value transfer code  630  is presented in the amplified window  620 . 
     In an embodiment, as shown in  FIG. 6 , before step S 210 , the method further includes: 
     Step S 310 : Obtain an independent window presentation interface and deliver information corresponding to the service application to the independent window presentation interface. 
     Specifically, the independent window presentation interface is an interface in which a presentation program of the window displayed independent of the service interface is implemented, the window displayed independent of the service interface of corresponding content may be presented only by calling an interface and delivering content that needs to be presented. For an Android system, the system carries an independent window presentation interface, which may be directly used. For another terminal with a customized system, if a use permission of the window displayed independent of the service interface needs to be manually started, the user may be prompted to start the permission of the window displayed independent of the service interface. Information corresponding to the service application includes a name of the service application, a resource value transfer manner, and the like. 
     Step S 320 : Generate the window displayed independent of the service interface corresponding to the service application according to the independent window presentation interface. 
     Specifically, presentation content corresponding to the window and the configuration parameter corresponding to the window are both delivered to the independent window presentation interface. The independent window presentation interface determines an initial display state of the window displayed independent of the service interface according to the configuration parameter and displays the presentation content in the window displayed independent of the service interface. A process of implementing the window displayed independent of the service interface is encapsulated in an interface by using the independent window presentation interface, and the corresponding window displayed independent of the service interface may be quickly generated as long as corresponding information is delivered. 
     In an embodiment, the window is generated by using a corresponding view adding interface of a window management type provided by a system, the window modifies a configuration parameter by using a view update interface provided by the system, and the window is removed by using a view removal interface provided by the system. 
     Specifically, for an Android system, a function of the window displayed independent of the service interface may be implemented directly by using the window management type WindowManager, and by calling a view adding method interface WindowManager.addView method of this type, the presentation content corresponding to the window is displayed by using the window displayed independent of the service interface, the configuration parameter of the window is updated by using a view update interface updateViewLayout, and the display state of the window is quickly changed. The window is removed by using a view removal interface removeView. According to the interfaces provided by the system, the window displayed independent of the service interface is presented, and state change and removal is implemented, which is simple and convenient. 
     In an embodiment, step S 220  of the obtaining a resource value transfer code corresponding to the resource value transfer code request instruction includes: sending the resource value transfer code request instruction to a management server, so that the management server generates the corresponding resource value transfer code according to the resource value transfer code request instruction and returns the resource value transfer code. 
     Specifically, the management server may generate a corresponding resource value transfer code according to a preset generation method, for example, extract time information carried in the resource value transfer code request instruction and generate a corresponding resource value transfer code according to the time information. In an embodiment, refresh of the resource value transfer code is completed by using an interface function boolean updateQR(String url). In each user operation, a latest resource value transfer barcode is obtained from the management server, and is updated and displayed in the terminal. 
     In an embodiment, as shown in  FIG. 7 , a system for generating a resource value transfer request is provided, including a first terminal  410  and a second terminal  420 . 
     The first terminal  410  is configured to display a window on top of a service interface of a service application displayed on a first terminal in response to a window display request from the service application, the displayed window being displayed independently of the service interface of the service application, receive a user operation via the window, generate a resource value transfer code request instruction in response to the received operation, and obtain a resource value transfer code corresponding to the resource value transfer code request instruction when the service application detects the resource value transfer code request instruction, the resource value transfer code including resource value transfer information, and display the resource value transfer code. 
     Specifically, the window displayed independent of the service interface, such as a floating window, does not rely on a service application interface and is generated by using an independent window management interface. The independent window management interface is different from a window interface within the service application interface. The window interface within the service application interface is inherited from a service application and can be displayed only within the service application interface. The window displayed independent of the service interface may be independently displayed outside the service interface, and a location thereof may be randomly moved. The window displayed independent of the service interface corresponds to the service application and is used for starting resource value transfer. The window displayed independent of the service interface and the corresponding service application may be synchronously started. The service application may be run in a background, and the window displayed independent of the service interface is presented in a foreground, that is, the current display interface, and may be presented on a current operation application or on all current applications, so that a resource value transfer process may be quickly and conveniently entered by using the window displayed independent of the service interface without opening a resource value transfer application, which is convenient to operate. Information related to the service application may be displayed on the window displayed independent of the service interface, and different service applications may display different information on the window displayed independent of the service interface, to allow the user to select different resource value transfer means by using displayed information. There may be one or more windows displayed independent of the service interface, and the configuration parameter of the window may be self-defined according to requirements, such as transparency, a size, a presentation location, presentation animation, and being movable or not. Operations on the window displayed independent of the service interface may be click, touch, and the like. Whether an operation applied to the window displayed independent of the service interface satisfies a preset condition may be determined. The resource value transfer code request instruction is generated only when the operation applied to the window displayed independent of the service interface satisfies the preset condition. If the preset condition is that a touching time exceeds three seconds, it may avoid a misoperation that causes starting of resource value transfer. The resource value transfer code request instruction is used for requesting a resource value transfer code, which may carry information such as current operating time and a user identifier. By using the window displayed independent of the service interface, the user can easily start resource value transfer by using the window displayed independent of the service interface while browsing web pages, reading news, or performing any other operation, which is convenient and fast. 
     The service application has a resource value transfer function, may be an application that is specially used for resource value transfer and that is independently installed in a mobile terminal, or may be an instant messaging application, a social network application, a game application, or the like. The resource value transfer code may be generated by using the resource value transfer code request instruction at the terminal, or the resource value transfer code request instruction may be sent to the management server, and the resource value transfer code returned by the management server may be received. Resource value transfer codes corresponding to all resource value transfer code request instructions are different and have certain timeliness, ensuring security of a resource value transfer process and preventing the resource value transfer code from being broadcast. The resource value transfer code is a graphic code or text code that may restore an encoded character and that is obtained by encoding a character. The graphic code includes a two-dimensional code and a barcode. The resource value transfer code carries resource value transfer information, such as a resource value transfer application category and a user identifier having a to-be-transferred resource value. When being presented, the resource value transfer code may be presented in the window displayed independent of the service interface, or when the service application corresponding to the window detects the resource value transfer code request instruction, the resource value transfer application may be automatically switched to a foreground, and the resource value transfer code may be presented in the service application. 
     The second terminal  420  is configured to acquire the displayed resource value transfer code, parse the displayed resource value transfer code to obtain the resource value transfer information, and generate a resource value transfer request according to the obtained resource value transfer information. 
     Specifically, a resource value transfer code parsing algorithm is built in the second terminal, and the resource value transfer information may be obtained by parsing the resource value transfer code, and the resource value transfer code may be read in a form of scanning or photographing. Alternatively, the first terminal may actively send the resource value transfer code to the second terminal by using network transmission or a near field communication technology such as Bluetooth, so that the second terminal receives the resource value transfer code and then performs decoding to obtain the resource value transfer information. After the resource value transfer information is obtained, it may be determined to which resource value transfer server the resource value transfer request is sent, and a resource value transfer money amount corresponding to this resource value transfer may be determined. The resource value transfer request carries the resource value transfer information, to send the resource value transfer information to the resource value transfer server to complete resource value transfer. 
     In this embodiment, through cooperation of the first terminal and the second terminal, the first terminal presents in a current display interface a window displayed independent of a service interface, obtains an operation applied to the window, generates a resource value transfer code request instruction, obtains a resource value transfer code corresponding to the resource value transfer code request instruction when a service application corresponding to the window detects the resource value transfer code request instruction, the resource value transfer code carrying resource value transfer information, and presents the resource value transfer code; the second terminal obtains through parsing the resource value transfer information according to the resource value transfer code and generates a resource value transfer request according to the resource value transfer information. The window displayed independent of the service interface is presented in the current interface, and a resource value transfer process can be quickly started without entering the service application; a user can easily start resource value transfer by using the window displayed independent of the service interface and generates the resource value transfer request while browsing web pages, reading news, or performing any other operation, which is convenient and fast and improves the efficiency of resource value transfer. 
     In an embodiment, as shown in  FIG. 8 , the system further includes a management server  430 , and the first terminal  410  is further configured to send the resource value transfer code request instruction to the management server  430 . The management server  430  is configured to generate the corresponding resource value transfer code according to the resource value transfer code request instruction and return the resource value transfer code. 
     Specifically, the management server may generate a corresponding resource value transfer code according to a preset generation method, for example, extract time information carried in the resource value transfer code request instruction sent by the first terminal and generate a corresponding resource value transfer code according to the time information. In an embodiment, refresh of the resource value transfer code is completed by using an interface function boolean updateQR(String url). In each user operation, a latest resource value transfer barcode is obtained from the management server, and is updated and displayed in the terminal. 
     In an embodiment, as shown in  FIG. 9 , the system further includes a resource value transfer server  440 , and the second terminal is further configured to send the resource value transfer request to the resource value transfer server  440 . The resource value transfer server  440  is configured to complete resource value transfer according to the resource value transfer request and return a resource value transfer response to the terminal. 
     Specifically, the resource value transfer request carries a user identifier having a to-be-transferred resource value, a money amount of the to-be-transferred resource value, a resource value transfer manner, and the like. The second terminal obtains the corresponding resource value transfer server according to the resource value transfer manner. The resource value transfer may be distinguished by a resource value transferor. For example, the Bank of China and the Industrial and Commercial Bank of China correspond to different resource value transfer servers. The resource value transfer request is sent to the resource value transfer server, the resource value transfer server obtains a corresponding account having a to-be-transferred resource value according to the user identifier having the to-be-transferred resource value carried in the resource value transfer request, and the money amount of the to-be-transferred resource value is deducted from the account having the to-be-transferred resource value. In addition, the resource value transfer response is returned according to a result of resource value transfer, for example, succeeding in resource value transfer, failing in resource value transfer, and specific resource value transfer information. 
     In an embodiment, the first terminal  410  is further configured to modify a configuration parameter of the window displayed independent of the service interface, update, according to the modified configuration parameter, a display state of the window displayed independent of the service interface, and present the resource value transfer code in the window that is displayed independent of the service interface and that has the updated display state. 
     In an embodiment, the first terminal  410  is further configured to: obtain an independent window presentation interface and deliver information corresponding to the service application to the independent window presentation interface; and generate, according to the independent window presentation interface, the window that is displayed independent of the service interface and that corresponds to the service application. 
     In an embodiment, as shown in  FIG. 10 , an apparatus for generating a resource value transfer request, the apparatus including: a memory, a processor, and circuitry coupled to the memory including one or more functional modules that are stored in the memory and can be run on the processor, the functional modules stored in the memory including: 
     an independent window module  510 , configured to display a window on top of a service interface of a service application displayed on a first terminal in response to a window display request from the service application, the displayed window being displayed independently of the service interface of the service application, receive a user operation via the window, and generate a resource value transfer code request instruction; 
     a resource value transfer code obtaining module  520 , configured to obtain a resource value transfer code corresponding to the resource value transfer code request instruction when the service application corresponding to the window detects the resource value transfer code request instruction, the resource value transfer code including resource value transfer information; and 
     a resource value transfer request generation module  530 , configured to display the resource value transfer code, so that a second terminal acquires the displayed resource value transfer code, obtains through parsing the resource value transfer information according to the resource value transfer code and generates a resource value transfer request according to the resource value transfer information. 
     In an embodiment, as shown in  FIG. 11 , the apparatus further includes: 
     an independent window modification module  540 , configured to: modify a configuration parameter of the window; and update a display state of the window according to the modified configuration parameter, where 
     the resource value transfer request generation module  530  is further configured to display the resource value transfer code in the window having the updated display state. 
     In an embodiment, as shown in  FIG. 12 , the apparatus further includes: 
     an independent window generation module  550 , configured to: obtain an independent window presentation interface and deliver information corresponding to the service application to the independent window presentation interface; and generate, according to the independent window presentation interface, the window that is displayed independent of the service interface and that corresponds to the service application. 
     In an embodiment, the window is generated by using a corresponding view adding interface of a window management type provided by a system, the window modifies a configuration parameter by using a view update interface provided by the system, and the window is removed by using a view removal interface provided by the system. 
     In an embodiment, the resource value transfer code obtaining module  520  is further configured to send the resource value transfer code request instruction to a management server, so that the management server generates the corresponding resource value transfer code according to the resource value transfer code request instruction and returns the resource value transfer code. 
     In actual applications, functions implemented by units in the apparatus for generating a resource value transfer request are all implemented by processing circuitry including a central processing unit (CPU), a micro processing unit (MPU), a digital signal processor (DSP), or a field programmable gate array (FPGA) located in the apparatus for generating a resource value transfer request. 
     A person of ordinary skill in the art may understand that all or some of the processes in the methods of the foregoing embodiments may be implemented by a computer program instructing relevant hardware. The program may be stored in a non-transitory computer readable storage medium. For example, in the embodiments of the present disclosure, the program may be stored in a non-transitory storage medium of a computer system, and is executed by at least one processor in the computer system, to implement the process including the foregoing method embodiments. The storage medium may be a magnetic disk, an optical disc, a read-only memory (ROM), a random access memory (RAM), or the like. 
     Correspondingly, an embodiment of the present disclosure further provides a non-transitory storage medium, storing a computer program, and the computer program being configured to perform the method for generating a resource value transfer request in the embodiments of the present disclosure. 
     Various technical features in the foregoing embodiments may be combined randomly. For the sake of brevity, not all the possible combinations of various technical features in the foregoing embodiments are described. However, the combinations of the technical features are considered as falling within the scope recorded in this specification provided that the combinations of the technical features are compatible with each other. 
     The foregoing embodiments are merely several implementations of the present disclosure, which are described in a relatively specific and detailed manner. However, this should not be constructed as a limitation to the scope of the present disclosure. It is noted that a person of ordinary skill in the art may make various changes and improvements without departing from the ideas of the present disclosure, which shall fall within the protection scope of the present disclosure. Therefore, the protection scope of the patent of the present disclosure shall be subject to the claims.