Patent Publication Number: US-7716695-B2

Title: Thin optical disc having remote reading capability

Description:
RELATED APPLICATIONS 
     This application is a Continuation-In-Part of U.S. patent application Ser. No. 11/539,555 filed Oct. 6, 2006, which claims priority to U.S. Provisional Application Ser. No. 60/724,450 filed Oct. 7, 2005, and U.S. Provisional Application Ser. No. 60/748,485 filed Dec. 7, 2005. 
    
    
     TECHNICAL FIELD OF THE INVENTION 
     The present invention relates generally to optically readable media and, more particularly, to a thin optical disc having remote reading capability. 
     BACKGROUND OF THE INVENTION 
     Optical discs, such as compact discs (“CDs”) and digital video discs (“DVDs”), are often used to store computer-readable information. Typically, this information is stored on optical discs in the form of a single track of “lands” and pits” that spirals outward from the center of the disc. Using a tightly focused laser beam, these lands and pits may be read by an optical disc drive. By reading the lands and pits, the optical disc drive can generate electrical voltages which are matched against a timing circuit to generate a binary stream that is readable by a computer. 
     Magnetic stripe cards, such as credit and debit cards, are also used to store computer-readable information. Typically, such magnetic stripe cards comprise a plastic card having a magnetic stripe comprising a magnetically sensitive material. Conventional magnetic technology is then used to store information, such as a credit account number, on the magnetic stripe. The card can then be read by “swiping” the card through a reader having a magnetic head that senses the magnetic polarities encoded on the magnetic stripe to thereby derive the information encoded on the magnetic stripe. 
     Recently, some magnetic stripe cards, credit cards, and/or debit cards have also begun including contactless payment features, including RFID tags, that allow the cards to function in contactless payment systems. This allows cardholders to make financial transaction without having to “swipe” the magnetic stripe. Instead, the RFID tag communicates with a RFID tag reader at a point-of-sale to complete the financial transaction. 
     Previous attempts have been made at combining optical discs and magnetic stripe cards into a single data storage device. For example, U.S. Pat. No. 6,597,653 issued to Burnett discloses an interactive transaction card that combines magnetically and optically readable storage. However, combining optically readable storage and magnetically readable storage into a commercially-viable transaction card requires that the resulting transaction card be thin enough to be read by traditional magnetic stripe readers, which can only swipe cards less than about 0.96 mm thick. Because of this, traditional magnetic stripe cards typically have a planar thickness from about 0.80 mm to about 0.86 mm. Unfortunately, traditional optical discs have planar thickness of 1.20 mm. When the planar thicknesses of these optical discs are reduced below 1.20 mm, some optical disc drives may have problems reading the data stored on the optical disc due to problems with clamping/engaging the optical disc and/or focusing their lasers at the proper depth within the optical disc. 
     SUMMARY OF THE INVENTION 
     In accordance with the teachings of the present invention, an thin optical disc having remote reading capability is provided. In accordance with a particular embodiment of the present invention, a thin optical disc having remote reading capability comprises a central clamping area that defines a central aperture operable to be engaged by a spindle mechanism of an optical disc drive, an optically-readable data storage area substantially surrounding the central clamping area, the optically-readable data storage area having a planar thickness of less than 1.20 mm, and an electronic tag coupled to or embedded within the optical disc, the electronic tag comprising a radio frequency tag or radio frequency identification tag. 
     A technical advantage of particular embodiments of the present invention includes an optical disc including a radio frequency (“RF”) or radio frequency identification (“RFID”) tag. In particular embodiments of the present invention, these tags may be configured to operate as part of a contactless payment system, allowing a user to complete financial transactions using the optical disc without having to optically or magnetically read the disc. 
     Another technical advantage of particular embodiments of the present invention includes an optical disc having a reduced planar thickness with little or no reduction in the readability of the data stored on the disc. For example, optical discs in accordance with the teachings of the present invention typically have planar thicknesses less than 1.20 mm, in some cases less than or equal to about 0.58 mm. To prevent the reduced planar thickness from adversely affecting the readability of the disc, particular embodiments of the present invention include one or more stacker elements coupled to, or integral with, the central clamping area. These stacker elements may help positioning the optical disc relative to the reading laser of an optical drive. 
     Yet another technical advantage of particular embodiments of the present invention includes an optical disc comprising a magnetic stripe, allowing the disc to store both optically-readable and magnetically-readable information. Due to the reduced thickness of the optical disc, particular embodiments of the present invention may be “swiped” through traditional “swipe”-type magnetic card readers with little or no ill effects on the optical disc or magnetic card reader. 
     Other technical advantages of the present invention may be readily apparent to one skilled in the art from the following figures, descriptions, and claims. Moreover, while specific advantages have been enumerated above, various embodiments may include all, some, or none of the enumerated advantages. 
    
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
       For a more complete understanding of the present invention and features and advantages thereof, reference is now made to the following description, taken in conjunction with the accompanying drawings, in which: 
         FIG. 1A  illustrates a surface view of the optically-readable side of an optical disc having reduced planar thickness in accordance with a particular embodiment of the present invention; 
         FIG. 1B  illustrates a perspective view of the optically readable side of the optical disc shown in  FIG. 1A ; 
         FIG. 1C  illustrates a perspective view of the non-optically readable side of the optical disc shown in  FIGS. 1A and 1B ; 
         FIG. 1D  illustrates a cutaway side view of the optical disc shown in  FIGS. 1A-C ; 
         FIGS. 2A-C  illustrate surface views of different optical disc shapes that may be used in accordance with particular embodiments of the present invention; 
         FIG. 3  illustrates an optical disc comprising a stacker plate in accordance with a particular embodiment of the present invention; 
         FIG. 4  illustrates an optical disc comprising a stacker ring in accordance with a particular embodiment of the present invention; and 
         FIG. 5  illustrates an optical disc comprising a plurality of stacker bars in accordance with a particular embodiment of the present invention. 
     
    
    
     DETAILED DESCRIPTION OF THE INVENTION 
     In accordance with the teachings of the present invention, a thin optical disc having remote reading capability is provided. In accordance with a particular embodiment of the present invention, the thin optical disc comprises a central clamping area that defines a central aperture operable to be engaged by a spindle mechanism of an optical disc drive, an optically-readable data storage area substantially surrounding the central clamping area, the optically-readable data storage area having a planar thickness of less than 1.20 mm, and an electronic tag coupled to or embedded within the optical disc, the electronic tag comprising a radio frequency tag or radio frequency identification tag. By incorporating an electronic tag into the optical disc, particular embodiments of the present invention may be used as part of a contactless payment system, where the optical disc may be used to conduct financial transactions without optically or magnetically reading the disc. 
       FIGS. 1A-D  illustrate an optical disc  100  in accordance with a particular embodiment of the present invention. In particular,  FIGS. 1A and 1B  illustrate a surface view and perspective view, respectively, of an optically readable side  102  of optical disc  100 ,  FIG. 1C  illustrates a perspective view of a non-optically readable side  104  of optical disc  100 , and  FIG. 1D  illustrates a cutaway side view of optical disc  100 . 
     As shown in  FIGS. 1A-D , optical disc  100  generally comprises a central clamping area  108  that defines a central aperture  106  that is operable to be engaged by the spindle mechanism of an optical disc drive. This central clamping area  108  is radially surrounded by an optically-readable data storage area  110 , which comprises information encoded in the form of pits and lands on the optical disc that are readable by an optical disc drive. In particular embodiments, data storage area  110  may include embedded data that may be used to optimize, or at least affect, the reading speeding of an optical disc drive attempting to read optical disc  100 . 
     Generally, optical disc  100  has a planar thickness less than 1.20 mm. In particular embodiments of the present invention, optical disc  100  has a planar thickness of less than or equal to about 0.95 mm. In particular embodiments of the present invention, optical disc  100  has a planar thickness of less than or equal to about 0.85 mm. In particular embodiments, optical disc  100  may have a planar thickness less than or equal to about 0.58 mm. In particular embodiments, optical disc  100  may have a planar thickness from about 0.80 mm to about 0.86 mm. 
     As discussed above, some optical disc readers may have difficulty reading data stored on optical discs having planar thicknesses less than 1.20 mm, due to problems clamping/engaging the optical discs and/or focusing their reading laser at the correct depth in the optical disc. To alleviate and/or overcome this problem, optical disc  100  also includes a plurality of stacker elements  122  coupled to, or formed integrally with, central clamping area  108 . In particular embodiments of the present invention, stacker elements  122  are formed as part of the injection molding process by which optical disc  100  is formed. In other embodiments, stacker elements  122  may be coupled to optical disc  100  after injection molding. Regardless of the method by which stacker elements  122  are formed, stacker elements  122  increase the thickness of clamping area  108  above that of optical data storage area  110 . In particular embodiments, these stacker elements  122  may increase the thickness of central clamping area  108  such that the total planar thickness of central clamping  108  and stacker elements  122  approaches 1.20 mm (i.e., the thickness of traditional optical discs) or more. In particular embodiments of the present invention, this increased thickness helps facilitate the clamping/engaging of optical disc  100  by an optical disc drive. In particular embodiments, the increased thickness may also help position optical data storage area  110  relative to the reading laser of the optical disc drive, helping to ensure that the reader laser is focused at the appropriate depth to read the data stored on the optical disc. 
     As shown in  FIGS. 1A-B , optical disc  100  includes four stacker elements  122  that radiate outwardly from central aperture  108  towards optical data storage area  110 . However, it should be understood that any suitable number, shape, and/or configuration of stacker elements  122  may be used in accordance with the teachings of the present invention. Therefore, as used herein “stacker element” refers to any suitable stacker element including, without limitation, stacker plates, stacker rings, stacker bars and/or stacker beams.  FIGS. 3A-5B  further illustrate examples of some of these stacker elements that may be used in accordance with the teachings of the present invention. 
       FIGS. 3A and 3B  illustrate the optically readable side of an optical disc  300  featuring a stacker plate  322  in accordance with a particular embodiment of the present invention. Similar to optical disc  100  ( FIGS. 1A-D ), optical disc  300  comprises a central clamping area  308  that defines a central aperture  306 , which is configured to be engaged by the spindle mechanism of an optical disc drive. Radially surrounding central clamping area  308  is an optical data storage area  310 , which stores data in the form of pits and lands that may be read by the reading laser of an optical disc drive. Stacker plate  322  is coupled to, or formed integrally with, central clamping area  308  and is configured to increased the planar thickness of central clamping area  308  above the planar thickness of optical data storage area  310 . Stacker plate  322  is referred to as a “plate” because its width is far greater than its height, and because it covers a substantial portion of central clamping area  308 . In particular embodiments of the present invention, stacker plate  322  may cover substantially all of central clamping area  322 . In other embodiments, stacker plate  322  need only cover a substantial portion of central clamping area  308 . 
       FIGS. 4A-B  illustrate the optically readable side of an optical disc  400  featuring a stacker ring  422  in accordance with the teachings of the present invention. Similar to optical disc  300  ( FIGS. 3A-B ), optical disc  400  comprises a central clamping area  408  that defines a central aperture  406 , which is configured to be engaged by the spindle mechanism of an optical disc drive. Radially surrounding central clamping area  408  is an optical data storage area  410 , which stores data in the form of pits and lands that may be read by the reading laser of an optical disc drive. Stacker ring  422  is coupled to, or formed integrally with, central clamping area  408  and is configured to increased the planar thickness of central clamping area  408  above the planar thickness of optical data storage area  410 . Unlike stacker plate  322  ( FIGS. 3A-B ), stacker ring  422  has a substantially ring-like structure. In particular embodiments, stacker ring  422  may be concentric with central aperture  406 . Although only one stacker ring  422  is illustrated in  FIGS. 4A-B , it should be understood by one of ordinary skill in the art that multiple stacker rings  422 , as well as stacker rings of different radial thicknesses may be used without deviating from the teachings of the present invention. 
       FIGS. 5A and 5B  illustrate the optically readable side of an optical disc  500  featuring a plurality of stacker bars  522  in accordance with a particular embodiment of the present invention. Similar to optical discs  300  and  400  ( FIGS. 3A-4B ), optical disc  500  comprises a central clamping area  508  that defines a central aperture  506 , which is configured to be engaged by the spindle mechanism of an optical disc drive. Radially surrounding central clamping area  508  is an optical data storage area  510 , which stores data in the form of pits and lands that may be read by the reading laser of an optical disc drive. A plurality of stacker bars  522  are coupled to, or formed integrally with, central clamping area  508  and are configured to increased the planar thickness of central clamping area  508  above the planar thickness of optical data storage area  510 . As shown in  FIGS. 5A and 5B , optical disc  500  includes three such stacker bars  522  arranged approximately 120° from each other. It should be understood by one of ordinary skill the art, however, that other numbers of stacker bars  522  may be used in accordance with the teachings of the present invention. Furthermore, other arrangements of the stacker bars  522 , including both symmetrical and nonsymmetrical arrangements, may also be used in accordance with the teachings of the present invention. 
       FIGS. 3A-5B  illustrate a handful of the variety of stacker element shapes and configurations that may be used in accordance with the teachings of the present invention. With the benefit of this disclosure, one of ordinary skill in the art should be able to identify other stacker element shapes and configurations suitable for use in accordance with the teachings of the present invention. 
     Referring back to  FIGS. 1A-D , particular embodiments of optical disc  100  may also include a magnetic stripe  116  ( FIG. 1C ) disposed on at least one surface of the optical disc. In such embodiments, optical disc  100  may also be used to store magnetically encoded information. In particular embodiments, this magnetically encoded information may include credit account information, debit account information, personal identification information, and/or other information. Since particular embodiments of optical disc  100  are thin enough to pass through traditional “swipe”-type magnetic stripe readers, this enables optical disc  100  to function as a conventional credit, debit, or personal identification card. Additional information on the incorporation of a magnetic stripe into an optical disc may be found in U.S. Pat. No. 6,597,653 issued to Burnett, which is hereby incorporated by reference. 
     Typically, magnetic stripe  116  is disposed on non-optically readable side  104  of optical disc  100 . This helps prevent magnetic stripe  116  from interfering with the readability of the data stored in optical data storage area  110  of disc  100 . However, in particular embodiments of the present invention, magnetic stripe  116  may be located on optically readable side  102  of optical disc  100 . In such an embodiment, magnetic stripe  116  must be positioned so not to interfere with the readability of the data stored in optical data storage area  110 . 
     To facilitate the reading of magnetic stripe  116  by a magnetic stripe reader, in particular embodiments of the present invention optical disc  100  may include one or more straight edges  114 . In such an embodiment, magnetic stripe  116  is typically applied to optical disc  100  parallel and in close proximity to straight edge  114 . This allows magnetic stripe  116  to be read during the linear movement of optical disc  100  through a magnetic stripe reader. 
     To further facilitate the reading of optical disc  100  by a magnetic stripe reader, particular embodiments of the present invention may position stacker elements  122  ( FIGS. 1A-B ) such that the stacker elements  122  do not impede the movement of optical disc  100  through a “swipe”-type magnetic stripe reader. For example, stacker elements may be placed on central clamping area  108  away from straight edge  114 , towards a lateral center line of optical disc  100 , as shown in  FIGS. 1A and 1B . 
     Particular embodiments of the present invention may also smooth the surfaces of stacker elements  122  such that there is not an abrupt change in the thickness of central clamping area  108  over the thickness of optical data storage area  110 . This helps prevent stacker elements  122  from becoming caught on other surfaces and helps prevent the chipping, cracking, or marring of optical disc  100  or objects that might come in contact with optical disc  100 . 
     As mentioned above, optical disc  100  may include one or more straight edges  114 . As shown in  FIGS. 1A-C , optical disc  100  actually includes two, relatively parallel, straight edges  114 . Optical disc  100  also includes two curved edges  112 , which are configured to match the curvature of a conventional, round optical disk. In particular embodiments, the inclusion of curved edges  112  helps facilitate the nesting of optical disc  100  within the tray of a conventional optical disc drive. With two straight edges  114  and two curved edges  112 , optical disc  100  may be described as having a hybrid, or “hockey rink,” shape. It should be understood, however, that optical disc  100  may comprise various shapes, all in accordance with the teachings of the present invention. 
       FIGS. 2A-C  illustrate examples of other optical disc shapes that may be used in accordance with the present invention.  FIGS. 2A-C  each illustrate an optical disc  200  in accordance with a particular embodiment of the present invention. As shown in  FIGS. 2A-C , each optical disc  200  includes a central aperture  206 , two relatively parallel straight ends  214 , and two curved ends  212 . As mentioned before, the inclusion of straight ends  214  help facilitate the swiping of optical disc  200  through a conventional “swipe”-type magnetic stripe reader. The other aspects of the shape of optical disc  200 , however, may be determined by various design considerations, including aesthetic qualities. 
     Referring back to  FIGS. 1A-D , since optical disc  100  may be used as a credit, debit, or personal identification card, particular embodiments of optical disc  100  may also include other identifying information on the non-optically readable side  104  of optical disc  100 . For example, in particular embodiments, optical disc  100  may also include a signature block  118  for a user to sign his or her name on. This allows merchants to compare the signature of someone trying to use optical disc  100  to the signature of the authorized user. In particular embodiments, optical disc  100  may also include a bar code  120  containing further information about the optical disc and/or user. For example, in particular embodiments bar code  120  may include a UPC code or a bar code representing the disc owner&#39;s name and/or account number. The remainder of side  104  of optical disc  100  may be used to display logos or other graphics. Although identifying information, such as signature box  118 , bar code  120 , and graphics and logos, have been discussed in regard to non-optically readable side  104  of optical disc  100 , it should be understood by one of ordinary skill in the art that these features, as well as others, could also appear on optically readable side  102  of optical disc  100 , provided these features are positioned so as not to inhibit the readability of the data stored in optical data storage area  110 . 
     Due to the reduced thickness of optical discs in accordance with the present invention, particular embodiments of the optical discs also have a reduced mass. This reduced mass may prove problematic with weight-sensitive optical disc drives. Specifically, in particular embodiments of the present invention, these optical discs may be too light for such weight-sensitive optical disc drives to sense. To ensure that the optical discs are readable by these weight-sensitive optical disc drives, particular embodiments of the present invention may also include a label on the non-optically readable side  104  of optical disc  100  that is configured to increase the mass of optical disc  100  such that it approximates the mass of a conventional optical disc. In particular embodiments, the labels are designed to include additional mass near the edges of the disc where the mass has a greater effect as the disc is spun by an optical disc drive. Other particular embodiments of the present invention, rather than applying additional mass in the form of a label, may embed additional weight in the optical disc itself. In such embodiments, the additional mass may also be included near the edges of the disc where it has a greater effect. 
     Particular embodiments of the present invention may also include a label coupled to non-optically readable side  104  of optical disc  100  that is configured to increase the thickness of the optical disc. In such an embodiment, the thickness of the label may be chosen to achieve a desired thickness of the optical disc that is greater than the native thickness of the disc. For example, a 0.10 mm thick label may be applied to a 0.65 mm thick optical disc to yield a 0.75 mm thick labeled disc. As such, the use of a label that increases the thickness of the optical disc allows users greater flexibility in the finished thickness of optical disc. 
     Particular embodiments of the present invention may also include a resilient metallic layer coupled to non-optically readable side  104  of optical disc  100 . Such a resilient metallic layer may be used to increase the rigidity of the optical disc. This additional rigidity may help increase the durability of the optical disc, as well as facilitate its use as magnetic stripe card. 
     Generally, optically readable side  104  of optical disc  100  is comprised of polycarbonate or another suitable material, which may be clear or colored. For example, in particular embodiments of the present invention, the polycarbonate or other material may be any suitable color, such as black or yellow. In embodiments where the polycarbonate or other material is colored, the color of the material may be selected to give the material a desired index of refraction. Thus, in such embodiments, the color of the material may be selected to change the depth at which the reading laser of an optical disc drive is focused and/or change the angle of reflection of the laser off the pits and/or lands of the optical disc. By tailoring the index of refraction of the material by selecting its color, particular embodiments of the present invention may provide enhanced readability. With the benefit of this disclosure, one of ordinary skill in the art should be able to select a color to result in a index of refraction that is suitable given a particular thickness of the optical disc. 
     In particular embodiments of the present invention, optical disc  100  may also include an electronic tag  130  embedded within or coupled to the disc. In particular embodiments, electronic tag  130  may comprise a radio frequency (“RF”) tag, radio frequency identification (“RFID”) tag, or any other suitable electronic tag. 
     Generally, electronic tag  130  comprises an electronic circuit  132  and an associated antenna  134 . In particular embodiments, electronic circuit  132  comprises a transponder with a digital memory chip that has a unique identification code. The transponder uses the associated antenna  134  to send and receive information. As shown in  FIGS. 1A  and B, antenna  134  is illustrated as extending circumferentially around aperture  106 . However, it should be understood that antenna  134  may have other configurations and/or orientations in accordance with the teachings of the present invention. Similarly, electronic circuit  132  may have other configurations and/or orientation without deviating from the teachings of the present invention. 
     Generally, electronic tag  130  may be embedded within or coupled to optical disc  100  using any suitable method. For example, in particular embodiments of the present invention, electronic tag  130  may be embedded within optical disc  100  during an injection molding process or by laminating electronic tag  130  into optical disc  100  during manufacturing. In other embodiments, electronic tag  130  may be coupled to the surface of optical disc  100  by simply adhering electronic tag  130  to the surface of optical disc  100 . 
     In particular embodiments, an interrogation device (not illustrated) may be used to read data from the electronic tag  130 . The interrogation device may then decode the data encoded in the digital memory chip and pass the data on to a computer for processing. In particular embodiments of the present invention, the interrogation device may also be operable to write data to electronic tag  130 . For example, in particular embodiments, electronic tag  130  may be configured to operate in a contactless payment system, such as a contactless credit or debit payment system. In such a system, electronic tag  130  may interact with an interrogation device at a point-of-sale to make a financial transaction. In other particular embodiments, electronic tag  130  may be configured to operate in a RFID tracking and/or identification system, such as an electronic article surveillance (“EAS”) system. Other suitable uses for electronic tag  130  will be apparent to one of ordinary skill in the art with the benefit of this disclosure. 
     It should be understood that in certain embodiments it is not necessary for the thickness of the optical disc, such as the thickness of the data storage area or the thickness of the clamping area (with or without stacker elements), to be less than 1.2 mm. In certain situations, it is desirable to have a thickness of substantially equal to or greater than 1.2 mm. For example, a 1.2 mm thickness may be desired to achieve an industry standard thickness for various optical discs. 
     Certain embodiments may incorporate discs of any of a variety of known (or not as yet known) formats, combinations of formats, and any suitable thickness whether the thickness is an industry standard or not. For example, if an industry standard for compact discs (CDs) is 1.2 mm, then it may be desirable to make the disc(s) described herein with so that they have a thickness of 1.2 mm. On the other hand if an industry standard for digital video discs (DVDs) is 0.6 mm, it might be desired to use a thickness of 0.6 mm. These are only examples and the various embodiments and aspects described herein are not limited as such. 
     In certain cases, a disc might be a hybrid optical disc. For example, a hybrid disc might have a combination of different optical disc formats on, for example, opposing sides of the overall disc. This combination disc may, for example, be read from both sides. For instance, one example combination disc has both a DVD component and a CD component and may be read from two sides. 
     Further, some accepted ranges of thicknesses of optical discs (such as DVDs for example) are from 0.52 mm to 0.68 mm. Some acceptable ranges for certain optical discs (CDs for example) are from 1.0 mm to 1.2 mm. Thus, a hybrid having a combination of, but not limited to, CD/CD, DVD/CD, HD, Blu-ray, or the like, might have a thickness ranging from less than 1.48 mm (e.g., 0.6 mm to 1.48 mm) to greater than 1.48 mm, or even greater than an applicable industry standard thickness. Other thicknesses are acceptable and may be desired according to such factors as industry standards, parameters of the reading equipment, and the like. 
     In short, certain features discussed herein may be applied to any of a variety of cards, discs, etc. These can include without limitation, those discs and cards already discussed, optical transaction cards, data cards, interactive data cards, financial transaction cards, “standard” optical discs, “non-standard” optical discs, CDs, DVDs, Blu-ray discs, shaped discs, stored value cards, credit cards, key cards, etc. including known and not-as-yet known discs and cards. 
     The various discs or cards may be provided with or without a magnetic stripe, such as a magnetic stripe containing various data pertinent to the user, the transaction, the supporting financial institution, a merchandiser, or to the card itself. 
     The cards or discs may undergo a “hard coating” process. In one example process, the discs or cards may be sprayed with a scratch-resistant and antistatic coating. Various companies have developed process for hard coating including 3M™, TDK™, and Sony™. 
     As discussed, in some embodiments, the resulting disc or card may be used as a financial transaction card. This may be a stored value card, a gift card, or a credit card, for example. However, the applications of the various features described herein have broad application to other types of cards. Thus, the resulting cards or discs can include identification cards, hotel keys, event tickets, travel tickets, store purchase tickets (e.g., debit cards, check cards, contactless payment cards, etc.), and the like. While the applicable disc or card may be a transaction card, it may additionally be, or alternatively be, a data card or disc (such as a media, memory, interactive, or other card or disc). Additionally, applicable cards or discs may be provided with or without magnetic data stripes, RFID or RF chips, scratch-off regions, etc. The cards or discs may likewise be provided with or without personal identification numbers (PINs) or other codes, which may be embedded, etched, inscribed, embossed, or otherwise attached to the disc or card. 
     In one example embodiment of a disc/card having multiple features, a card is provided as a shaped optical disc having a data portion incorporated into the disc, a magnetic stripe affixed to the disc, and a scratch-off region. The disc might be operable as a concert ticket. The data portion of the disc might have sample concert media, such as a song or video from one or more bands. The magnetic stripe might have financial data, personal information and date and time information. Thus, a holder might be able to swipe the card at a venue gate to gain admission to a concert. Alternatively, the card might be configured as a contactless payment card, with which the holder might tap, or present within a certain suitable proximity to, a reader provided at the gate in order to gain admission. The card information might contain a predetermined dollar amount, which might (for example) be used at the gate to determine where the holder is able to sit for the concert. The card might be used at a kiosk for purchasing concert paraphernalia. Alternatively, the data storage section might be accessed by a home computer to provide information about the concert, merchandise, directions, and other information related to the particular event or other related events. The card might be read at the gate or a kiosk to provide the holder with seating directions. 
     After the event, the card might be used to access certain sites or pages of online websites to get additional information. Optionally, any of the information, data, merchandise or services might be accessed by providing information otherwise provided on, or in, the disc/card. Such information might include, as an example, a PIN provided under the disposable material of a scratch-off region of the disc/card. In one example, the concert ticket card might be loadable with additional event and payment information to enable the holder to attend additional upcoming concerts. Thus, for example, a single card could be used for multiple concerts in a series, multiple concerts by the same band at different venues, or multiple concerts by different bands at the same venue. Such a card might have particular advantages for use as a season ticket for concerts, sporting events, or amusement parks. The card could be updated at a kiosk or online with additional information about upcoming events at the applicable venue, time changes, specials and promotions, etc. 
     Promotional services, merchandise, or information might be stored on the card in any of the available data areas. For example, the holder might use the card for gaining admission. At that time, or a subsequent time, information on the card might determine that the holder is entitled to a free T-shirt, a backstage pass, or information about an exclusive upcoming VIP visit by the band at a local establishment. 
     Obviously, the card/disc may be used, in the ticket embodiment, as a ticket for any type of event, such as concerts and sporting events and other types of entertainment events, or as an admission pass to a particular venue, facility, establishment, party, etc. The card/disc may be used as a ticket for travel, as payment for hotel or casino services, for use at horse-racing facilities, as a key for entry into a hotel room, etc. There are myriad types of applications for the various discs and cards considered herein, and the discs/cards can have any of a variety of information. 
     The disc/card may be provided with or without any of: (1) PINs; (2) barcodes; (3) scratch-off regions; (4) magnetic stripes; (5) RFID chips; (6) RF chips; (7) antennas; (8) transmitters; (9) data storage devices; etc. In one example, a disc/card has a barcode and a scratch-off region which reveals a PIN number when the residue is removed. The barcode may be scanned to determine an amount initially associated with the card (e.g., such as may be done with a gift card). Then the PIN number may be used to access a website online and to re-charge the card with additional funds. 
     These are only examples, and it will be understood that there are many variations that have applicability with respect to the various features and aspects described herein. 
     Although particular embodiments of the method and apparatus of the present invention have been illustrated in the accompanying drawings and described in the foregoing detailed description, it will be understood that the invention is not limited to the embodiments disclosed, but is capable of numerous rearrangements, modifications, and substitutions without departing from the spirit of the invention as set forth and defined by the following claims.