Court Opinion

ID: 9668632
Source: CourtListenerOpinion
Date Created: 2023-08-24 02:19:55.600334+00
Date Added: 2024-06-11T18:15:46.443815
License: Public Domain

Ed. F. McFaddin, Associate Justice, concurring. I concur in the affirmance of this case, but for a different reason than stated in the Majority Opinion. The case was tried to the Circuit Judge without a jury; and his findings have the force and effect of a jury verdict. It was stipulated that Mrs. Branscum mailed her check to the insurance company to pay the premium for the period beginning July 17, and expiring August 16. It was shown that the insurance company received her check and cashed it. Then, several days later, the insurance company sent Mrs. Branscum the company’s check for the same amount, and advised her that the insurance company had elected to cancel the policy. The evidence above detailed, and other in the record, was sufficient to support a finding by the Trial Court that the insurance company had, in fact, accepted Mrs. Branscum’s check as a renewal of the policy, and that the subsequent letter with check sent by the insurance company to Mrs. Branscum constituted an attempt to renege on the contract. Therefore, I would affirm the judgment on the basis that the evidence supported a finding that the premium had been accepted.