Court Opinion

ID: 9772308
Source: CourtListenerOpinion
Date Created: 2023-08-29 17:14:35.777264+00
Date Added: 2024-06-11T07:31:43.490567
License: Public Domain

On Motion for Rehearing.
The nature and content of appellant’s motion (Paragraphs 1 through 7) require a further discussion of its points on appeal.
First, it is charged that we have ignored clause five of the deferred premium contract, which was violated by Chamberlain, thus activating clause ten and rendering the latter liable On the J. C. Cherry contract “for the balance of indebtedness due thereon, together with accrued interest on same.” Clause five reads: "That in the event any of the policies shown on this contract are cancelled for any reason we shall notify you immediately and shall remit to you any unearned premium which may develope, whether from cancellation or otherwise.” Referable to above clause, Chamberlain testified without dispute that there were no cancellations of policies with liability for unearned premiums during term of the Cherry contract. Certain policies were merely replaced with no money accruing to Chamberlain; the Bank having the same security in unearned premiums on the substituted policies as before.
' (2) Appellant’s exceptions on limitation first appear as a ground of error in its motion for new trial. Not having been ■called to the Court’s attention for a ruling on pre-trial or during process of the.instant trial nor exceptions saved in the judgment, we have properly held that same cannot be made a basis for any points of appeal. Limitation was of course pled in defense of the Chamberlain counterclaim, becoming one of fact for the jury. (3) It is argued that an issue of interest remains in the case, appellant having sued for $1,789 plus $268.16 interest, or a total of $2,057.36. Since the principal amount of appellant’s claim was more than off-set by the amount established by Chamberlain in his cross-action, clearly no liability arose on part of Chamberlain for any interest on the principal amount sued for by the Bank. Neither do we find that above mattér was raised in motion or amended motion for new trial. (4) Appellant is highly critical of the statement made in original opinion that “Chamberlain was necessarily obliged to establish the state of his indebtedness represented by his other accounts at the Bank”; and proceeds to demonstrate an incompleteness of the record in such regard. The quoted statement may be accurate only, as generally applied to this record; but even so, appellant’s position *189here is entirely inconsistent with the substance of its third point on appeal to effect that none of the evidence relative to ap-pellees’ other indebtedness should have been admitted; same being irrelevant to any issue in the case. Be that as it may, it appears without contradiction that Chamberlain has paid his other indebtedness in full; the issues boiling down to whether his additional payment of $4,677.02 was due the Bank on the Cherry contract as it contends; with the jury finding to the contrary.
(5) Objection is made to our statement in opinion that “Mr. Wood, Bank Official, admitted that notice was not given to cross-plaintiff of default in installment payment on the Cherry contract * * We were led to make such statement by a reading of the testimony of this witness. (See SF. pp. 33, 37, 38, and 203). At any rate, an issue of fact was raised with respect thereto, the jury finding, (Issue No. 1,) that appellant Bank did not give notice to Chamberlain that the Cherry deferred payment contract was delinquent before September 1953. In this connection, on examination of the testimony of cross-plaintiff, we find no basis for the Bank’s reiterated statement that “Chamberlain admitted his liability on the Cherry contract.” (6) Appellant again urges the bar of limitation (two-years) since the over-payments were allegedly made in September 1953. Such defense has already been sufficiently touched upon in original opinion. (7) Appellant’s objection to the Court’s charge appears only in the Statement of Facts; not having been “subsequently transcribed and the court’s ruling and official signature endorsed thereon and filed with the clerk in time to be included in the transcript” Rule 272, TCP. And further we differ with appellant in the statement that its requested issues were those on which appellee Chamberlain had the burden of proof.
The motion for rehearing is in all respects overruled.