Court Opinion

ID: 9760015
Source: CourtListenerOpinion
Date Created: 2023-08-29 00:38:30.93185+00
Date Added: 2024-06-11T07:29:07.368423
License: Public Domain

BROSKY, Judge,
concurring:
I concur in the majority opinion.
I will make only one observation supporting the conclusion the majority has reached here.
The majority opinion states: “Where extrinsic evidence fails to clarify an ambiguous instrument, the ambiguity is construed most strongly against the drafter of the instrument.” While the application of this general principle was not inapropos, there is a more particular rule of law which should be brought to bear here.
... exceptions to the general liability of the insurer are to be strictly construed against the insurance company.
Frisch v. State Farm Fire & Casualty Co., 218 Pa.Super. 211 at 214, 275 A.2d 849 at 851 (1971) (Montgomery, J.). See also Miller v. Prudential Insurance Co. of America, 239 Pa.Super. 467 at 471, 362 A.2d 1017 at 1020 (1976).
The rule stated in Frisch is on point and should form part of the basis for our decision here.
I concur.