Court Opinion

ID: 9571063
Source: CourtListenerOpinion
Date Created: 2023-08-21 20:28:52.982181+00
Date Added: 2024-06-11T12:27:15.344315
License: Public Domain

JUSTICE WHITING,
dissenting in part.
I dissent only from that portion of Part VI of the opinion which allocates the remainder of the compensatory damages attributable to the child’s injuries, solely to the child’s claim. Consistent with the approach of other jurisdictions, I would prorate these limited compensatory damages, derived from the child’s injuries, among: (1) her individual claim; (2) her parents’ derivative claim for medical expenses; and (3) her father’s derivative claim for emotional distress. This allocation should be based on the claims’ relative shares of the jury’s original compensatory damage awards related to the child’s injuries.
Where several claims arising from one accident are joined in one suit against the insurer whose maximum liability under the policy is inadequate to pay in full the amounts to which the claimants become entitled, it has generally been held that the proceeds are to be distributed on a pro rata basis in accordance with the amount of damage suffered by each claimant.
*23815A G. Couch, Insurance § 56:35 (2d ed. 1983). This is true regardless of whether some of the claims are derivative in nature. See, e.g., Wasserman v. Glens Falls Ins. Co., 19 A.D.2d 552, 552-53, 240 N.Y.S.2d 917, 918 (1963); Landrum v. New Amsterdam Casualty Co., 149 So. 2d 182, 188 (La. Ct. App. 1963).
The jury’s compensatory damage award related to the child’s injuries, totalled $4,725,00o,1 of which $1,850,000 was allocable to the child individually. Therefore, the limited compensatory damages should be allocated among the several claims as follows:
Child’s Father’s Parents’ Total Claim2 Claim3 Claim4
Malpractice Cap less: $750,000 293,651 186,508 269,841
Share of Previous Judgment (325,000) (127,249) (80,820) (116,931)
Allocable Remaining Compensatory Damages Related to the Child’s Injury $425,000 166,402 105,688 152,910

 Child’s award................................................... $1,850,000
Father’s award.................................................. 1,175,000
Parents’ award.................................................. 1,700,000
Compensatory damages relating to child’s injury $4,725,000

 The child’s share of the respective total amounts is based on her share of the jury’s total award of compensatory damages related to her injuries ($1,850,000/4,725,000).

 The father’s share of these totals is based on his relative share of the jury award of compensatory damages relating to the child’s injuries ($1,175,000/4,725,000).

 The parents’ share of these totals is based on their relative share of the jury award of compensatory damages relating to the child’s injuries ($1,700,000/4,725,OOO).