Court Opinion

ID: 9532757
Source: CourtListenerOpinion
Date Created: 2023-08-07 04:24:35.369967+00
Date Added: 2024-06-11T13:28:50.111616
License: Public Domain

McCALEB, Justice
(concurring).
I agree that the insurers are liable and also that the penalties and attorney fees are properly assessed against Calvert Fire Insurance Company. At the time the company offered to “process” the claim under Condition 6 of the policy, it was no doubt aware that plaintiff could not afford to settle with it for fifty percent of the loss in view of the fact that Commercial Casualty Insurance Company had denied any liability on its policy; It strikes me that, had Calvert’s stand been a sincere one, it would have continued' to assert its prior offer when sued in- this case. Instead, it took the groundless position that it was not liable at all alleging that plaintiff had set fire to *58his truck with the intent and purpose of collecting the insurance.
In view of all of the circumstances of the case, I find it difficult to believe that the original offer of adjustment on a pro-rata basis was founded in good faith.