Court Opinion

ID: 6816349
Source: CourtListenerOpinion
Date Created: 2022-07-23 19:01:45.820186+00
Date Added: 2024-06-11T16:03:53.551111
License: Public Domain

McLemore, J.,
delivered the opinion of the court.
This is an appeal from a decree of the Chancery Court of the city of Richmond, entered on October 9, 1923, and the controversy between the parties grows out of two agreements entered into between numerous heirs at law of Samuel G. Atkins, deceased, one on December 3, 1915, and one on December 15, 1915.
Samuel G. Atkins was a wealthy bachelor living in Richmond at the time of his death, November 30, 1915, and left an estate estimated by him at about $400,000.00, but which proved later to be nearer $500,000.00. He left a will written June 15, 1904, which was probated in the Chancery Court of the city of Richmond December 17, 1915, at which time the Virginia Trust Company and Henry C. Pfeiffer qualified as administrators c. t. a., Laura A. Gregory, the coexecutrix named in the will, having declined to accept the trust.
The will is in the following words and figures:
“I, S. G. Atkins, of Richmond, Virginia, being of sound mind and memory, but realizing the uncertainty of life, do make and declare this to be my last will and testament, hereby revoking all wills at any time heretofore made by me.
“First: I direct that all my just debts be paid.
“Second: I give, devise and bequeath to my sister, Laura A. Gregory, widow of James A. Gregory, late of Mecklenberg county, Virginia, the sum of twenty-five thousand dollars ($25,000.00) in fee simple, to be paid over to her by my executors hereinafter named as soon as practicable after my death, to bear interest from date of my death and to be paid in preference to all other legacies or devises herein made — and it *509•is my earnest advice to my sister that she will so invest this money as that it shall be absolutely safe, having greater regard for the safety of the fund than for the amount of income to be derived therefrom.
“Third: I give, devise and bequeath to my executors, hereinafter named as trustees for my niece, 'Helen Gray Gregory, the daughter of my said sister, the sum of twenty-five thousand dollars ($25,000.00), the same to be invested in good and safe securities and the interest dividends or income therefrom to be paid over to said Laura A. Gregory, quarterly or semi-annually, to be used and expended for the benefit of the said Helen Gray Gregory during her minority, and thereafter to be paid over to this said Helen Gray Gregory in person, and the principal thereof to be paid over to her, the said Helen Gray Gregory, when she shall arrive at the age of twenty-five years. Should she die before attaining that age the principal thereof and all income accruing therefrom after her death :shall pass to her children, if any, share and share alike.
“Fourth: I give, devise and bequeath to my said executors as trustees for my nephew, James Atkins Gregory, the sum of ten thousand dollars ($10,000.00), the same to be invested in good and safe securities and the interest dividends or income therefrom to be paid over to his mother, Laura A. Gregory, to be by her expended for his education and support until he attains the age of twenty-one years, or in case of his mother’s death before he attains twenty-one years of age, to be paid over to a duly qualified guardian to be expended for his education and support until he arrives at that age, and thereafter the income interest or dividends on said principal sum to be paid to said James Atkins Gregory, and the said principal sum to be paid over to said James Atkins Gregory *510when he shall arrive at the age of twenty-five years, bnt should, said James Atkins Gregory die before attaining the age of twenty-five years, the said principal thereof and all income accruing therefrom after his death shall pass to his children share and share alike,
“Fifth: I give, devise and bequeath to my aunt, Miss Rachel Atkins, the sum of twelve hundred and. fifty dollars ($1250.00) in the event she survive me— but in the event of her prior death I devise the said, sum to my cousin, Miss Sallie Stewart.
“Sixth: I give, devise and bequeath to the children-of my deceased brother, William T. Atkins, late of Boydton, Virginia, the sum of seven thousand dollars. ($7,000.00), to be divided among them as follows:
“To Mrs. Virginia Gray Reid............$2,000.00
“To Mrs. Annie Saluda Wilkes.......... 1,250.00
“To Mrs. Fannie Bell Carson............ 1,250.00
“To Mrs. Edith Drew Pfeiffer__________ 1,250.00
“To Dr. H. L. Atkins........................... 1,250.00
“Seventh: All the rest and residue of my estate of every nature and kind whatsoever I give, devise and bequeath to the Virginia Trust Company in trust for my said sister, Laura A. Gregory, for her life, the same-to be safely invested and the interest dividends and income therefrom to be paid over to my said sister for her use and benefit, quarterly or semi-annually, during her life — and at her death the principal thereof to be divided into two unequal shares, one share of two thirds of said principal sum to be held in trust by said trustee for my said niece, Helen Gray Gregory,, under like terms, conditions and limitations as are provided for in the third clause of this will, in respect to the bequest therein made, which is a bequest for-*511her benefit, but in ease of her death before arriving at the age of twenty-five years, to her children, if any; provided, however, that if she shall have already arrived at twenty-five years of age at the date of her mother’s death her said two thirds of this principal shall be paid over to her and not held by said trustee as herein provided. And the other one third of said principal sum to be held in trust by said trustee for my said nephew, James Atkins Gregory, under like terms, conditions and limitations as are provided for in the fourth clause of this will, in respect to the bequest therein made, which is a bequest for his benefit; but in case of his death before arriving at twenty-five years of age, it is a bequest to his children, if any; provided, however, that if he shall have already arrived at twenty-five years of age, at date of his mother’s death, his said one third of this principal shall be paid over to him and not be held by said trustee as herein provided.
“Eighth: Should my estate, in winding up same, fall below the amount devised by the second, third, fourth, fifth and sixth clauses of this will, I direct that preference of payment in full be given to the devises made in the second, third, and fourth clauses, to my said sister, Laura A. Gregory, and her children, Helen Gray Gregory and James Atkins Gregory, over all the devises herein, and to accomplish this end that the devises in the fifth and sixth clauses of this will shall stand revoked and annulled ratably, or be entirely revoked and annulled, as may be necessary.
“Ninth: In the event of the death of either Helen Gray Gregory or James Atkins Gregory, the children of my said sister, before attaining twenty-five years of age, leaving no children living, the share of my estate devised to such deceased child of my said sister *512shall pass to the said Laura A. Gregory, but if she be-then dead, then it shall pass to the survivor of her said two children.
“Tenth: I hereby- appoint my sister, Laura A. Gregory, and the Virginia Trust Company, at Richmond, Virginia, executors of this my last will and testament and I request that no security be required of them, or either of them, upon offering to qualify as such on my estate, or of them, or either of them,, in respect to any trust devolving on them, or either of them, under this will.
“In witness whereof, I, the said S. G. Atkins, have hereto set my hand and seal this 15th day of June, 1904.
“S. G. ATKINS (Seal).
“Signed, sealed, published and declared by S. G-Atkins as and for his last will and testament in the-presence of us and each of us, who at his request and in his presence and in the presence of each other have-hereunto subscribed our names as witnesses this 15 th day of June, 1904.
“JAS. B. PATTON “R. L. MEAGHER “J: BERNARD DONAHOE.”
In the early morning of November 30, 1915, the-decedent, realizing his -approaching end, had his servants call C. T. Watkins, a nearby neighbor, and summon Dr. J. McCaw Tompkins, his family physician, to his bedside, and they together with his three-servants, Bertha, uncle Ottoway and aunt Nannie were with him at the time of his death which occurred about 6:30 that morning, and about half an hour after the arrival of Dr. Tompkins.
*513iDecedent was entirely conscious when Mr. Watkins and Dr. Tompkins arrived, and had prior to their arrival attempted to rewrite his will. He was too weak to proceed with the task, the .lines written by him being as follows: “November 30th. This is my last will, as I feel that I am dying. I desire that Virginia Trust Company and Rev. Henry C. Pfeiffer will administer my estate. I leave my niece, Mrs. A. J. Moore, one hundred thousand dollars, and my sister, Mrs. Laura A. Gregory, fifty thousand dollars- and to.......................
While unable to write, he did at this time tell those present, including the servants, his wishes, particularly that his will should be revoked, and in a general way what disposition should be made of considerable of his property. A memorandum made at the time and signed by Dr. Tompkins and Mr. Watkins is here reproduced:
“November 30, 1915.
“S. G. Atkins, 6:40 a. m., dying wishes to ignore his old will. Wanted Mr. Pfeifíer and Virginia Trust Company to administer on his estate. Estate worth $400,000.00. Mrs. Moore $100,000.00 and store building. Atkins, his nephew, $20,000.00. Three nieces $10,000.00 apiece ($30,000.00). Bertha $3,000.00, Ottoway $1,000.00. His sister is to carry out his wish or he would not rest easy. Mrs. O. M. Atkins and her children $30,000.00.
“Witness, J. McCAW TOMPKINS “C. T. WATKINS.”
As to what disposition should be made of the residuum of the estate the witnesses are not in entire accord. Dr. Tompkins has no recollections about the *514matter. Mr. Watkins is not asked, while on the witness stand, but several of the witnesses present on December 8, 1925 (when the family were all assembled at the residence and with them Dr. Tompkins and Mr. Watkins, also the colored servants), testify that Mr. Watkins on this occasion did state that decedent said he wanted the residue to go to Miss Helen. The colored servants stated in the presence of all the members of the family that Mr. Atkins said just before his death on the morning of the 30th that the residue should go to Miss Helen, meaning Mrs. Helen Gray Moore.
Notes were taken by Dr. Pfeiffer at the meeting of December 2nd in the presence of all the heirs, and they are as follows:
“ ‘Dr. Tompkins — Virginia Trust Company, Rev. Henry C. Pfeiffer, co-administrator. Mrs. Moore $100,-000.00 and store building. Mrs. Gregory $50,000.00. Atkins Gregory $20,000.00. Three nieces-$10,000.00. Bertha $3,000.00. Ottoway $1,000.00.
“ ‘Bertha — -Virginia Trust Company and H. C. Pfeiffer, coadministrators. Atkins $20,000.00. Miss Telia and children $30,000.00. Mrs. Gregory $50,000.00. Three nieces, A, G, and E, $20,000.00 apiece. Miss Helen $100,000.00 store plus residue. Did not want this disturbed. Uncle Ottoway $1,000.00. Bertha $3,-000.00.
“ ‘Uncle Ottoway — Three nieces $20,000.00 apiece. Wanted will carried out, would not rest happy in grave if not. Mrs. O. M-. Atkins and children $30,-000.00. Bertha $3,000.00, Ottoway $1,000.00. Mrs. Moore $100,000.00, store and residue. Mrs. Gregory $50,000.00, Atkins $20,000.00.
“ ‘Aunt Nannie — Atkins $20,000.00. Miss Helen $100,000.00 and store. Miss Annie $20,000.00. Miss *515Edith $20,000.00. Miss Gray $20,000.00. Mrs. Gregory $50,000.00. Wanted will carried out, would not rest easy in grave if not. Bertha $3,000.00. Uncle Ottoway $1,000.00. Virginia Trust Company and H. C. P. to administer estate. Then said “You all heard me say this.” “Then told Ottoway to tell Mr. Watkins to hurry up he had something to tell him.”
“ ‘Mr. Watkins — Said “I am perfectly .rational. I will not be happy in my grave.” Mrs. Moore $100,-000.00 plus store. Atkins Gregory $20,000.00. Bertha $3,000.00. Ottoway $1,000.00. Three nieces $10,-000.00 each. Mrs. Atkins $30,000.00.’ ”
On the following morning, December 3rd, Capt. Coke, a distinguished member of the Richmond bar, accompanied by Herbert W. Jackson, president of Virginia Trust Company, brought the will of decedent to his residence, and in the presence of all the devisees and legatees read the same, and explained to them that it was a legal and binding will, notwithstanding the fact that decedent had made an effort to change same just prior to his death.
After the reading of the will in the presence of all of the devisees and legatees by Capt. Coke, he, Dr. Pfeiffer and Mr. Watkins withdrew to another room in the residence and undertook to put into legal form a memorandum of the general agreement or understanding which was arrived at on the night of December 2nd. The information upon which Capt. Coke dictated this contract of December 3rd was supplied largely from information in the possession of Dr. Pfeiffer. He having been in the conference that attempted, to ascertain the wishes of the decedent, and wherein the interested parties agreed to carry those wishes into effect, notwithstanding the will, communicated his understanding of the conclusions arrived at and “the *516authority of the general spirit of all present” to Capt. Coke.
This preliminary agreement was prepared that morning, carried by Capt. Coke back in the assembly room, read to all of those present, and by them then and there signed. It here follows:
“Richmond, Va., December 3, 1915.
“We, the undersigned, the relatives of S. G. Atkins lately deceased, realizing from certain memoranda left by him partly in his handwriting; but incomplete, and partly in the handwriting of others, and also according to the testimony of • others present he desired that his will, made in 1904, should be changed in accordance with the aforesaid memoranda.
“We, therefore, as his relations, blood relations, are unanimous in asking that the court will treat the aforesaid memoranda as the last wishes of the deceased and will carry them out with full force and effect, to all of which we give our assent and hold ourselves bound hereby.
“Our understanding, at this time, being that the said memoranda of his wishes provides as follows:
“1. To his niece, Helen Gray Moore, $100,000.00, one hundred thousand dollars, and the store on Cary' street, Richmond, Va.
“2. To ’his sister, Laura A. Gregory, $50,000.00, fifty thousand dollars.
“3. To his nephew, James Atkins Gregory, $20,000.00, twenty thousand dollars.
“4. To Sallie Tisdale $1,250.00, twelve hundred and fifty dollars. •
“5. To O. M. Atkins and children $30,000.00, thirty thousand dollars, ten thousand dollars for each of the three. '
*517“6. To Ms Meces, Fannie Bell Carson, AnMe Saluda Wilkes, Virginia Gray Reid and Edith Atkins Pfeiffer, $20,000.00, twenty thousand dollars, each.
“7. To Bertha Coleman $3,000.00, three thousand dollars.
“8. To Ottoway Gillespie $1,000.00, one thousand dollars.
“9. To Helen Gray Moore the residue of the estate.
“10. That the Virginia Trust Company and Henry C. Pfeiffer act as executors of the estate.
“Edith Atkins Pfeiffer by Henry C. Pfeiffer.
“Laura Atkins Gregory.
“Helen Gregory Moore — I sign this except in reference to Belle Carson Atkins. I think Ms wishes were $10,000.00 to said niece — but if the others agree, $20,000.00 is all right.
“Helen Gregory Moore “James Atkins Gregory “Fannie Belle Carson “Annie Saluda Wilkes “O. M. Atkins and Children.”
None of the parties at this time had counsel and in so far as the record discloses no one was requested or solicited to sign this agreement. It seems to have been treated by all parties as the reduction to writing of the dying wishes of the testator.
It was then understood that Capt. Coke would take this preliminary agreement and reduce it to a more formal and finished indenture. TMs he did by the agreement of December 15, 1925, which was in due course submitted to all the interested parties and executed by them before a notary public. TMs contract was signed and acknowledged by appellee on March 25, 1916, without suggestion from any person *518so far as the record discloses, save Allen G. Collins, an attorney representing appellant, to whom it was submitted by Capt. Coke and some changes made therein at his suggestion. It does not clearly appear whether he (Collins) represented appellee at the time the contract of December 15th was signed or not.
That part of the last mentioned contract contained in paragraphs one and two, is as follows:
“First — -That said several parties recognize, accept and agree that the said will of June 15, 1904, is under the State laws of this State the last will and testament of the said Samuel G. Atkins, deceased, and that his said estate must be administered under the provisions of said will and not otherwise.
“Second — -That the said Samuel G. Atkins, on his death-bed and within two hours of his death, realizing, as he expressed, that he was about to die, desired to make a different disposition of his estate then as set forth in his will, made in his own handwriting in pencil the following incomplete memorandum to-wit:
“ ‘November 30th.
“ ‘This is my last will, as I feel that I am dying. I desire -that Virginia Trust Company and Rev. Henry C. Pfeiffer will administer on my estate. I leave my neice, Mrs. J. A. Moore, one hundred thousand dollars and my sister, Mrs. Laura A. Gregory, fifty thousand dollars and to........................’ and, exhausted by this effort and being in extremis; his physician, Dr. J. McCaw Tompkins, understood the said Samuel G. Atkins to indicate, his voice being very weak, the further disposition of his estate written down by the said Doctor J. McCaw Tompkins, as follows, which memorandum is witnessed by the said J. McCaw Tompkins and C. T. Watkins, |and is as follows, to-wit:
*519“ ‘November 30, 1915.
“ ‘S. G. Atkins — 6:40 a. m. — dying, wishes to ignore his old will. Wanted Mr. Pfeiffer and Virginia Trust Company to administer on his estate. Estate worth $400,000.00. Mrs. Moore, $100,000.00 and store building. Atkins, his nephew, $20,000.00. Three nieces $10,-000.00 apiece ($30,000.00). Bertha $3,000.00. Otto-way $1,000.00. His sister is to carry out his wish or he would not rest easy. Mrs. O. H. Atkins and her children $30,000.00.
“ ‘Witness: “ ‘J. McCAW TOMPKINS
“ ‘C. T. WATKINS.’ ”
Appellee was at this time attending the institute at Blacksburg, and on March 25, 1916, Allen G. Collins, the attorney representing Mrs. Helen Gray Moore, and possibly others of that branch of the family, enclosed to Atkins Gregory a copy of the contract last above referred to, accompanied by the following letter: 4

“March 25, 1916.

“Mr. James Atkins Gregory, ’ c/o V. P. I.,

Blacksburg, Va.

“Dear Sir:
“I enclose you copy of the agreement relating to the estate of your uncle, Samuel G. Atkins, which you will sign and return to me. You will also sign the paper on the front, instructing the trust company in the handling of the estate.
“It is not necessary for you to go before a notary public as to this copy, as you have already acknowledged the others.
“As I stated to you, you-are very liberal in this *520settlement, and you are giving up a large interest in the estate, but it seems to be your wish.
“The will of 1904 is a valid will, and could not be upset, but, at the same time, it appears- that your uncle desired these changes.
“Yours truly,”
On March 31, 1916, the appellee having received the letter and copy of the contract or indenture of December 15, 1915, writes Mr. Allen G. Collins, the attorney, as follows:

“Blacksburg,, Va.,

“March SI, 1916.

“Mr. Allen G. Collins,

Richmond, Va.

“Dear Sir:
“Enclosed you will find papers of agreement, which I have signed and am returning to you by today’s mail.
“As I have stated, I know at the time of my uncle’s death he wished his will changed, and it is a great pity he could not have lived long enough to have done as he wished, but I hope and trust that we have arranged matters as near his wishes as possible, anyway I for one and I think my mother and sister can feel that we have done our best to carry out what we think was his last wishes. And otherwise, I could never enjoy one cent unless I thought this.
“Thanking you for your kind interest in the matter, I remain
“Yours sincerely,
“JAMES A. GREGORY.”
From this time until August, 1919, nothing further was done and no further transactions had between *521the parties to this cause. The terms of the agreement of December 15, 1915, were accepted as legal and binding by all parties, and upon all parties. The administrators with the will annexed administered the estate and made sundry payments accordingly.
These amounts were used by the parties to whom they were bequeathed in the will, to discharge and pay off the legatees as fixed by the agreement of December 15th. Among those being paid under said agreement was the appellee, who was to be paid $10,000.00 of his legacy when he reached the age of twenty-five, namely: July 28, 1919. In this settlement with the trust company, who held all the securities, he was not paid the $10,000.00 in cash, but was apparently given securities which he claims were worth less than $8,000.00. Subsequently, on April 28, 1920, this suit was instituted for the purpose of annulling and rescinding the two contracts of December 2, and December 15, 1915, and having the appellee restored to his rights as set out in the will of Samuel G. Atkins of June 15, 1904.
The pleadings put in issue the validity of the contracts of December 2, 1915, and of December 15, 1915, which are in all respects regular on their face and unassailable unless fraud, either actual or constructive, can be shown to have existed and to have been employed in some mode offending against equitable principles and doing violence to the recognized doctrines of a court of conscience.
After a careful reading of the record we think it may be safely asserted that no fraud was employed by any party in the preparation or causing to be signed the contracts of December 3rd and December 15th; certain it is that appellant did nothing in fur*522therance of such a plot, but on the contrary was opposed to considering the matter at the time the preliminary contract was executed, and hesitated to sign the same as then written.
The fact that the heirs were widely scattered, and the bringing them together at a later date would be attended with considerable inconvenience, expense and delay, was the explanation given in the record of the seeming haste employed in having the meeting so soon after the burial of the decedent. This conference on December 2nd seems to have been nothing more than an effort of the members of the family, all there together, to ascertain as best they could what actually happened on the morning of Mr. Atkin’s death, as none of the family were in the home at the. time.
Testator had attempted on the morning of his death to revoke his will, and make a new distribution of his estate. The family had this unfinished effort before them, and were informed that after he had become too weak to proceed further in reducing his wishes to writing, he had verbally stated to those present around his bedside something of how he wanted his property to be distributed. All of his relatives were apparently anxious to know just what his wishes were, and professed not only a willingness, but a desire that his wishes be given effect. This feeling we can both understand and commend.
 In this meeting there was no advantage taken or attempted by any person present; all of them stood upon equal ground with the absolute and unobstructed right on the part of each one to assent to, or disapprove of, the proceedings then in progress. While this is true, it is equally true that they were not all possessed *523of equal intelligence perhaps, nor of equal experience and business judgment. This may be said of every gathering of the heirs of a decedent brought into family conference.
These facts and circumstances, standing alone, do not constitute fraud and would not justify a court of equity in annulling solemn undertakings when entered into by parties sui juris.
Generally speaking every adult person has a right to contract with respect to his property rights and when they have done so, courts are without authority to annul their obligations thus assumed unless they have been entered into under such circumstances as to indicate that their procurement had been brought about by fraud.
Fraud may be actual or constructive. What is actual and what constructive fraud has been defined by text writers without number, and by all of the courts of this country. The definition given in 26 Corpus Juris, pages 1060, 1061, has well epitomized the law on this subject:
“Actual fraud is intentional fraud; it consists in deception, intentionally practiced, to induce another to part with property or to surrender some legal right and which accomplishes the end designed.
“Constructive fraud is a breach of legal or equitable duty, which, irrespective of moral guilt of the fraud feasor, the law declares fraudulent, because of its tendency to deceive others, to violate public or private confidence, or to injure public interests. Neither actual dishonesty of purpose nor intent to deceive is an essential element of constructive fraud. An intent to deceive is an essential element of actual fraud. The presence or absence of such, an intent distinguishes actual fraud from constructive fraud.”
*524Applying this definition to the facts, and we have no hesitation in saying that no actual fraud has been shown, indeed we do not understand counsel for appellee to seriously contend that actual fraud was in ' fact existent at the time the contracts were signed.
It is contended, however, with great zeal, and with considerable force, that constructive fraud should be inferred from the relationship of the parties, and the circumstances by which appellee was surrounded, regardless of any dishonesty 'of purpose. That his youth and inexperience made him an easy victim of a master mind 'in whom he placed special confidence and trust. It is not pointed out which of the parties is referred to as being the master mind that exercised an undue influence over the appellee and caused him, against his wishes, to execute the contracts in question, and this it may be assumed is because the record is silent on the subject.
From the hour of the death of decedent'until the contract of December 3rd had been drawn and executed, no member of the family seems to have offered advice to the others, nor was there any attempt by persuasion, suggestion or otherwise, on the part of any person present, to induce the interested parties or either of them to sign the said contract. So far as the record discloses they were with one accord seeking to ascertain the will of the testator as expressed during his dying moments, and it was the thought of all present that the contract of December 3rd substantially embodied his wishes. That appellee entertained this view seems to admit of no doubt, for we find him as late as March 31, 1916, writing Allen G. Collins, attorney: “As I have stated, I know at the time of my uncle’s death he wished his will changed * * * * but I hope and trust we have arranged matters as near his wishes *525as possible. Any way I for one, and I think my mother and sister, can feel. that we have done our best to carry out what we think was his last wishes, but otherwise, I could never enjoy one cent unless I thought this.”
After the lapse of. more than four years he was apparently satisfied with the contract of December 15, 1915; had been regularly receiving the income on the $20,000.00 as provided therein, and had no thought of repudiating its terms or of denying its binding effect.
After he had arrived at the age of twenty-five years and under the contract was entitled to receive $10,-000.00, he made demand on the Virginia Trust Company for the amount due. The trust company in 'making settlement deducted inheritance tax and perhaps other items, making the amount he would receive appreciably less than $10,000.00. At this moment and for this cause the child of discontent was born; and it is not surprising that such was the result.
He thereafter made demand upon his sister looking to some adjustment of the difference between the $10,000.00 and the “amount actually paid him. These negotiations failed, but up to that stage of the proceedings no discord had appeared. On this point, the appellee has spoken in his testimony (record,, page 130):
“Q. Was there any misunderstanding between you and your sister about any provisions of this contract before you signed this contract of December 15, 1915?
“A. Ho, sir; there was never any misunderstanding between my sister and me until it came up for me to get the money down here from the trust company;, and when I went to Mr. Collins and found that he was not representing me, and got other lawyers to *526look into the matter, and went into the whole thing. That was the first I found anything wrong with it; the first I knew anything about it at all.
“Q. Under the contract of December 15, 1915, you were to receive the sum of $10,000.00 when you became twenty-five years of age, were you not?
“A. Yes, sir.
“Q. Did you receive that sum?
“A. No, sir.
“Q. From the Virginia Trust Company, upon your arrival at the age of twenty-five?
“A No, sir.
“Q. What did you receive?
“A. I received a little over $7,000.00.
“Q. In money?
. “A. In bonds of the Virginia Railway and Power Company, and $500.00 cash that I had to pay over as taxes to the Virginia Trust Company when they were turned over to me.
“Q. You mean, the par value of the securities you received when you were twenty-five was a little over $7,000.00?
“A. Yes, sir.
“Q. Have you ever received any money from the estate of your uncle, other than the sum just mentioned by you?
“A. I received one check from my sister of $75.00 for interest paid out on the Hermitage Road place, or income from it, that I never used at all. That is the only benefit I have got from it at all.
“Q. Did you protest against the payment of only seven thousand and odd dollars to you?
“A. Yes, sir-.
“Q. To whom did you make protest?
“A. I protested to the Virginia Trust Company. Í *527went to see Mr. Collins about it; I talked it over with my sister, my mother and brother-in-law.
“Q. Was anything done about it?
“A. No, sir; hasn’t been anything done about it yet. Before this case came up my sister said that she would do what she could to get it for me.”
Counsel for appellee have dealt with this ease under the doctrine of constructive fraud, which they contend may be inferred from: (1) The intrinsic• nature and subject of the bargain itself, and (2) that presumed from the circumstances and conditions of the immediate parties to the transaction. These divisions of the subject were in the main observed by Lord Hardwick in the noted case of Chesterfield v. Jansson, 2 Ves. Sr., 125, and this court will consider the questions raised under these two general divisions.
(1) Constructive fraud may be inferred from the intrinsic nature and subject of the bargain itself.
The contracts under consideration are not prohibited by the principles of the law, nor do their provisions offend against recognized rules of morality.
 The nature of the contract is clearly one in which a family of a decedent believing his desires with reference to his property were not as expressed in his last will and testament, and being desirous that it should descend and pass as indicated by his last-utter anees on the subject — his written will to the-contrary notwithstanding — agreed in family conference-to give validity to his last unenforceable wish, and these contracts of December 3rd and 15th are the results of that family conference. It was clearly and unmistakably a. family settlement. -
Under the title family settlements, 14 Cyc. 132, it is said:
“Written agreement entered into between heirs for a *528distribution of the property between them, left by their ancestor, are given a liberal construction by the courts.” 1 Story’s Equity Jur. sections 132, 137; Burnes v. Burnes (C. C.), 132 Fed. 485; Chandler v. Pomeroy, 143 U. S. 318, 12 S. Ct. 410, 36 L. Ed. 169; Hicks, v. Wynn, 137 Va. 186, 119 S. E. 186.
Such contracts are not against public policy. On the contrary, as they contribute to the peace and harmony of families, and to the. prevention of litigation, they will be supported in equity without an enquiry into the adequacy of the consideration on which they are founded. Leach v. Forbes, 11 Gray (Mass.) 506, 71 Am. Dec. 732.
Fraud is'never presumed but must be established by strong and clear, and convincing evidence. Cyphers v. Dingus, 130 Va. 721, 108 S. E. 565.
There is nothing in the intrinsic nature and subject of the bargain itself from which constructive fraud may be inferred unless the inadequacy of the consideration received by appellee furnishes a sufficient basis for that inference.
In Pomeroy’s Eq. Jurisprudence, sections 927 and 928, we find this statement of the law:.
“Although the actual cases in which a contract or conveyance has been cancelled on account of gross inadequacy merely, without other inequitable incidents, are very few, yet the doctrine is settled, by a consensus of decisions and dicta, that even in the absence of all other circumstances, when the inadequacy of price is so gross that it shocks .the conscience; and furnishes a satisfactory and decisive evidence of fraud, it will* be a sufficient ground for cancelling a conveyance or contract, whether executed or. executory. Even then fraud, and not inadequacy of price, is the true and only cause for the interposition of equity and the granting of relief.
*529“If there is nothing but mere inadequacy of price, the case must be extreme, in order to call for the interposition of equity. Where the inadequacy does not stand alone, but is accompanied by other inequitable incidents, the relief is much more readily granted. *
* * When the accompanying incidents are inequitable and show bad faith, such as concealments, misrepresentations, undue advantage, oppression on the part of one who obtains the benefit, or ignorance, weakness of mind, sickness, old age, incapacity, pecuniary necessities and the like, on the part of the other, these circumstances, combined with inadequacy of price, may easily induce a court to grant relief, defensive or affirmative.”
Again in 6 Cyc. 286, the law is thus stated:
“A contract or conveyance which is improvident, or based on an inadequate consideration, will not be set aside for these reasons alone, unless, as the rule is generally stated, the improvidence or inadequacy is so great as to furnish of itself convincing evidence of fraud.”
In Hale v. Wilkinson, 21 Gratt (62 Va.) 75, 82, the court, in considering this subject, says:
“That it is not of itself a sufficient ground for setting aside a contract, unless the inadequacy be so great as to shock the moral sense, and thus be proof of actual fraud, seems to be well settled.”
It may be well to enquire what was the consideration in this ease, as respects James Atkins Gregory?
Under the terms of the will he was to receive $10,-000.00 when he arrived at the age of twenty-five years, and one-third of the residue of the estate at his mother’s death, subject to certain limitations and conditions. Under the agreement of December 15th he was to receive $20,000.00 under certain conditions, with no part of the residuum of the estate.
*530By this arrangement he has yielded his interest in. the residue of the estate as given him by the will, a-large sum of money, probably as much as $125,000.00,. and these facts standing alone would create a situation where the benefits to be derived were so inconsequential as compared with the amount he would ultimately receive under the terms of the will, as to shock the moral sense, and thus become proof of fraud. Hale v. Wilkinson, 21 Gratt. (62 Va.) 75, 82.
In considering this phase of the case it should be borne in mind that appellee had no independent right to any part of his uncle’s estate. His interest originated in the desire on the part of decedent that he should participate in the distribution, and was consummated in the will written June 15, 1904, expressing that desire with legal formalities. The execution of this will gave James Atkins Gregory no interest in the property therein bequeathed to him, so long as decedent lived. As long as he was alive the' will could be-revoked at pleasure, indeed, it may be said, there was. no will until he died.
What was the situation on the morning of S. G. Atkins’ death? Conscious of approaching dissolution, with a body broken by age, and burdened with frailties that wait on ripened years, his last earthly thought, the one that seemed to possess his mind and to disturb • his otherwise peaceful journey to the far country, was this will of June 15, 1904. His final word to the devoted sister, the mother of appellee was: “To carry out his wish or he would not rest easy.” He had attempted to make this wish known that morning-both, by writing and by word of mouth.
That S. G. Atkins did not wish his will as written in. 1904 to stand was manifest to all of the parties in interest, including appellee, for we find him four months. *531later, -writing from Blacksburg, Va. “As I have stated, I know at the time of my uncle’s death he wished his will changed, and it is a great pity he could not have lived long enough to have done as he wished, but I hope and trust we have arranged matters as near his wishes as possible. Any way I for one, and I think my mother and sister, can feel that we have done our best to carry out what we think was his last wishes. And otherwise I could never enjoy one cent unless I thought this.”
These were noble sentiments, expressed months after the contract of December 15th, and after months of reflection away from relatives and family connections under whose persuasive influences we are urged to believe he involuntarily signed the said agreements.
Can it be said that a devisee or legatee under a will, who renounces its provisions in his behalf, acts without consideration, when convinced that in • so doing he is observing the wish and will of the testator; when he is further convinced that the testator to whom he owed that respect and deference due to an uncle who had practically raised, supported and educated him, had unequivocally expressed a desire to revoke his will, and had gone as far as failing strength would permit in attempting to carry that purpose into effect, and had failed to do so only because sufficient time was not vouched him to finish the task?
Under such circumstances it would seem that for the appellee to have demanded a distribution of the property in accordance with the terms of the will of 1904 would have been equivalent to saying: “ ‘I know, at the time of my uncle’s death he wished his will changed, and it is a great pity he could not have lived long enough to have done as he wished,’ yet he failed to so express himself as to bind me, and I am *532now going to demand what the will gave, regardless of his wishes.”
Keeping in mind these circumstances and conditions, and the further fact that appellee, months after the family agreement had been executed, in his letter to attorney Collins, writes: “I for one, and I think my mother and sister, can feel that we have done our best to carry out what we think was his last wishes. And otherwise, I could never enjoy one cent unless I thought this,” and the question of pecuniary consideration becomes an unimportant enquiry.
If the family contract and settlement needed any further or other consideration than is afforded by the-mutual undertakings therein, we find it here expressed by appellee in the reasons assigned for executing thé contract of December 15th. These views of James Atkins Gregory remained as here indicated until after he was twenty-five years of age, during which time most of the heirs had been settled with in accord with the terms of said contract.
We conclude, therefore, that the facts do n'ot justify the court in “inferring fraud from the intrinsic nature and subject of the bargain itself.”
(2) The second division of the subject as heretofore adverted to is, that fraud may be presumed from-the circumstances and conditions of the immediate parties to the transaction.
Pomeroy’s Equity Jurisprudence (4th ed.), section 943, states the law to be as follows:
“This division embraces these cases in which a transaction, although it may be perfectly regular in its external form, • and valid perhaps by the original rules of the common law, is impeachable in equity because it lacks that absolute consent which is regarded as an essential by courts of equity. The *533equitable conception of true consent assumes a physical power of the party, an intellectual and moral power, and that he exercised these powers freely and deliberately. While the execution of an instrument in the regular legal manner will undoubtedly, in the absence of all contrary evidence, raise a prima facie presumption that the consent was present, the real consent may be prevented or destroyed by surrounding physical circumstances, by the want of intellectual or moral capacity in the party himself, or by physical, intellectual or moral force controlling the free operation of his own will. This phase of so-called constructive fraud necessarily involves a great variety of instances and several degrees of invalidity. It includes transactions absolutely void from complete incapacity, others which are voidable, and others which are only presumptively invalid, and which throw the burden of proof upon the parties claiming their benefit to overcome this presumption.”
Counsel for appellee treats this subject under the following classifications:
First. The intimate and confidential relations existing between Atkins Gregory and the other parties to the contracts.
They were all either relatives of the decedent or connections of the relatives by marriage. In the latter class were Dr. Pfeiffer and A. J. Moore. In almost every family settlement a like condition exists and we think, therefore, that this fact standing alone would not be fatal to any arrangement that might be agreed to. Atkins Gregory was the youngest member of the family, and might be amenable to suggestions or easily influenced by his mother, his sister or perhaps others of the family there present, and if in his signing the contracts of December 3rd *534and 15th, there was lacking that absolute consent which is regarded as an essential by courts of equity; that want of opportunity for a full and independent operation of his own will, then surely he should not be held responsible because of his having signed the said contracts.
What are the facts surrounding the execution of the contract of December 3rd?
The family were assembled in one of the rooms of decedent’s home; all of'the persons present with Mr. Atkins on the morning of his death came before the family and stated their several recollections of his statements as to how he wished his estate distributed. The unfinished and unsigned paper by which he attempted to write a new will was also before them. At this time Dr. Pfeiffer made memorandums of the substance of the statements of those who gave their testimony as they severally came into the room.
On December 3rd Capt. Coke, decedent’s counsel, and Mr. Herbert Jackson came to the home and met all of the members of the family, bringing with him the will of 1904. In their presence he read and explained it, and made it clear to all present that nothing done by decedent on the morning of his demise would in any way affect the validity of the will.
He was there informed of the attempt on the part of Mr. Atkins to revoke his will on the morning of his death, and of the statements made by those at the bedside, and was asked if these wishes could be made effective, all of the heirs consenting, and if he would draw the necessary agreement. It does not appear who made this suggestion but, it does appear that Mrs. Moore, the appellant, was adverse to taking this action at this time. Capt Coke, Mr. Jackson and Dr. Pfeiffer repaired to another room and the contract *535of December 3rd was drawn np, brought back and read to all of the family and by them signed.
If any member of the family or any other person urged, requested or suggested that Atkins Gregory should sign the contract the record fails to so indicate.
“Q. Well, did you talk it over or advise with any one as to whether or not you should sign the paper?
“A. I was not advised by any one, and did not go to any one for any advice about it at all.”
This agreement of December 3rd was a mere memorandum or skeleton, and necessitated the drawing of a more formal indenture, which was done later and is referred to as the agreement of December 15th, and while bearing that date was not signed by appellee until March 25, 1916.
Allen G. Collins of the Richmond bar assisted Capt. Coke in the drawing of .this paper, and while some doubt seems to exist in the mind of Mr. Collins as to whether he represented appellee along with his mother and sister, it does appear from the record that Atkins Gregory was several times in his office during the preparation of the contract, read it himself, and had its terms explained by Mr. Collins, who impressed upon him the fact that the will was valid and must stand, and that in signing the agreement: “As I stated to you, you are giving up a large interest in the estate, but it seems to be your wish.”
The first paragraph in the contract, which Atkins Gregory says he read in Collins’ offitíe, is as follows:
“First: That said several parties recognize, accept and agree that the said will of June 15, 1904, is under the statute laws of this State the last will and testament of the said Samuel G. Atkins, deceased, and that his said estate must be administered under the provisions of said will and not otherwise.”
*536So it would seem that both Capt. Coke, representing no interest save as general attorney for the decedent, and Allen G. Collins, who was apparently representing Mrs. Gregory and her two children, had both advised appellee of his rights and Collins had told him more than once what it meant for him to sign the contract. He was also told and retold that the will of 1904 was absolutely binding on all parties.. Moreover, he knew that both Dr. Tompkins and Mr. Watkins over their signed statement had said the dying wish of Mr. Atkins was that hjs old will be ignored. This statement was copied in extenso in the second clause of the same contract.
For about four years prior to bringing this suit he had been in possession of all the facts surrounding the execution of the contracts in question. Certain it is that the most casual enquiry during these years would have given him all the information he now possesses.
Dr. Pfeiffer, Mrs. Helen Gray Moore, Mrs. O. M. Atkins, wife of Dr. H. L. Atkins, deceased, and Mrs. P. B. Wilkes, a niece, all testified that appellant was to have the residue of the estate. An excerpt from the testimony of the last named witness is typical of their statements:
“Q. Now, will you please state your recollection of what occurred then?
“A. Why, of course, my uncle having died, we were trying to carry out my uncle’s dying wishes. He said that a will that he had written he wanted to be null and void. Therefore, the whole family had gotten together for these servants and the gentlemen, Dr. Tompkins and Mr. Watkins, to state what he had said. We were together for that reason, to get these statements down so something could be done to carry out his wishes. He said he did not want his will recognized, and had *537made the appeal that Mrs. Gregory, for she was the largest beneficiary in it then, should ignore his former will and carry out his dying wishes as a will. We were trying to get together to get those formulated for that purpose.
“Q. Were statements made by the servants?
“A. The three servants testified that he wanted his nieces to have $20,000.00 each, and Mr. Atkins Gregory to have $20,000.00, afid Mrs. Moore to have $100,000.00 and the store and the business, a'nd the rest to Miss Helen. Do you want me to go into the details of the statement?
“Q. Yes.
“A. The three negroes testified to that, that he said $20,000.00. The gentlemen came later, Mr. Watkins first and then Dr. Tompkins last. Mr. Watkins said that having gotten there soon after one servant had started for him the second time, Mr. Atkins weaker, and he, Mr- Watkins, being deaf, made it hard to hear him, and the servants getting there first got it more perfect what he wanted. The family agreed that the nieces should have $20,000.00, on account of thinking that the servants’ testimony wa¡s the nearest to being right. Mr. Watkins — I have a faint recollection of hearing this: I had never heard a word about the residue before, and he turned to Dr. Pfeiffer and used the word, ‘residue.’ Now, of course, it has been between six and seven years since this contract has been running, and naturally the details would be vague, but that was the first time I ever heard the word ‘residue’ brought in, and I am confident that Mr. Watkins said: ‘The residue you would call it, the balance, to Miss Helen.’ That was the first time I heard the word residue.”
Mr. Preston B. Wilkes testifies that at the family *538conference of December 2nd Mr. Watkins made a specific statement with respect to the decedent’s wishes concerning the residue.
“Q. When Mr. Watkins made his statement on December 2nd, did he make any statement in connection with the residue?
“A. Yes, sir.
“Q. Can you state your recollection of it?
“A. After making that statement, he turned to Dr. Pfeiffer and said: ‘And Miss Helen to get the balance, I believe you call it the residue.’ And he also turned to Mrs. Gregory and he pointed his fingér at her and told her that Mr. Atkins said that if she did not carry out his dying wishes he would not rest in his grave.”
On this subject Atkins Gregory himself says: “I was trying my best to carry out his wishes, what he wanted done with his estate. That was the intention of everybody then. When the question came up about the residue, I took the say-so of everybody else; that was what everybody had to do, and it seemed that Mr. Watkins made this statement, and he was a responsible man, and I didn’t look into it any further.
If this evidence establishes any fact it is that Mr. Atkins desired appellant to have the residue of the estate. The record discloses no ground for assuming that these witnesses, "with the exception of Mrs. Helen Gray Moore, had the remotest interest in the disposition of the residue of the estate, and .no reason is apparent why they should have wanted to see the residue go to the sister rather than to the brother, but on the contrary, every reason why they would naturally have preferred to see the same divided between them.
The shares of each of the other nieces and nephews had been definitely ascertained and agreed upon. They were neither benefited nor injured, however this question was determined.
*539The one outstanding fact running through the entire record is, that at these two meetings of December 2nd and 3rd the members of the Atkins family were honestly striving to ascertain, as best they could, just what the decedent had indicated as his wish and will on the morning of his death, and how best to give effect to his desires.
There is no attempt to influence any of the parties. There is no advice, persuasion or blandishment employed. There are no secret meetings, but on the contrary, every move was in the open; every conference a committee of the whole; every fact in connection with the transactions under criticism, known alike to each and all.
It seems to us there can be no reasonable doubt but that the contracts of December 3rd and 15th embody substantially the will of Samuel G. Atkins as expressed during his dying hour. This seems to have been an accepted fact at that time, so treated and acted upon then and for nearly four years thereafter.
It is insisted by counsel for appellee that the contracts should not be sustained because Atkins Gregory had no counsel to advise him, or with whom he might consult during these negotiations. That Mr. Allen G. Collins to whose office he went on more than one occasion between the death of his uncle and the time that he executed the contract of December 15th was not representing him, though he thought at that time he was. That he had thus been deprived of independent counsel and had acted without being properly informed of his rights or advised as to how they might be protected.
We are referred to numerous authorities on this general subject. The legal principle may be gleaned from just a few brief quotations.
*540In Neal v. Black, 177 Pa. 85, 97, 35 A. 561, 34 L. R. A. 707, it is said:
“But it is claimed that Neal did not have proper counsel and advice and that the deed should be revoked, if for no other reason, because Neal acted ‘without any independent advice.’ Some of the eases say that of itself is sufficient ground for setting aside a voluntary deed. What is independent advice? We think an examination of the cases will show that the word is used as a synonym of ‘impartial.’ One of the definitions of the word is ‘not subject to bias or influence.’ ”
In Zimmerman v. Frushour, 108 Md. 115, 16 L. R. A. (N. S.) 1087, 69 A. 796, 15 Ann. Cas. 1128, it is said: “That the question whether or not such advice was given is a material one, to be considered with other surrounding facts and circumstances, such as the nature and purpose of the gift and the condition and relation of the parties', is readily conceded by all the courts. * * * The failure of the donor to secure independent advice may tend strongly to show undue influence, especially if such failure was due to persuasion or conduct of the donee.”
In Statham v. Ferguson's Admr., 26 Gratt. (66 Va.) 28, the court in speaking of the widow whose deed, at her instance, was set aside, says:
“She had neither time nor opportunity, if she had been disposed, to consult with counsel or disinterested friends on the subject * * * *. There was not in the large assemblage then present one human being, besides herself, who was not interested against her in the execution of the deed.”
 The principle of the law which insures to those whose property interests are the subject of litigation, or of disposition in pais, the right to independent or impartial advice has for its purpose the enabling of *541such an one to know his rights, and to act in respect thereto, with a knowledge of the consequences which may be reasonably expected to follow such action. Did Atkins Gregory receive such advice and was he properly informed of the consequences of his acts?
On the morning of December 3rd Capt. Coke, the attorney for decedent, read and explained to all the relatives the binding and legal effect of the will. The contract of December 15th in the first clause thereof declares it to be the last will and testament and ‘-‘that his said estate must be administered under the provisions of said will and not otherwise.” This is language too plain to be misunderstood.
It is not difficult to understand how Mr. Allen G. •Oollins could have been uncertain as to his exact status as attorney, with respect to Atkins Gregory. At this time there was no conflict of interest between the mother, sister and brother. They were apparently all wonking to one end, namely, to put into legal form a paper that would carry out the wishes of decedent, and avoid the legal effect of a will he had declared his desire to annul. Atkins Gregory in his evidence makes this plain:
“Q. Was there any misunderstanding between you and your sister, about any provisions of this contract, before you signed this contract of 'December 15, 1915.
‘‘A. No, sir; there was never any misunderstanding between my sister and me until it came up for me to get the money down here from the trust company” (in 1919).
It seems therefore but just to say, in passing, that the court sees nothing worthy of criticism in the part played by Mr. Collins in the transactions leading up to this .litigation.
Whether the attorney of Atkins Gregory or not, he *542has done everything that could have been expected of one occupying that relation. His testimony which stands uneontradieted is here reproduced in part:
“Mr. James. Atkins Gregory saw me several times, I can’t say just how many, between December 15, 1915,. and the date on which he signed the agreement of December 15, 1915, he having signed it, as the record shows, sometime, I think, in March. In discussing the matter with Mr. Gregory and Mrs. Gregory when they called at my office, I had the original agreement as prepared by Capt. Coke before me, but I had not made the changes which I afterwards suggested, and I told them that I knew of no ground upon which the will of S. G„ Atkins, dated in 1904, could be attacked, and that therefore the estate would have to be divided or distributed-according to that will, but that the parties could have an agreement to carry out his wishes if they agreed thereto. As stated, whenever Mr. James Atkins Gregory was at my office, I talked with him about the proposed agreement and the estate, and explained to him fully the situation as I understood it; and when he-signed the agreement, as he did sign it, I read it over to-him and went over each paragraph with him; and I then cautioned him that he was extremely liberal in giving-up a large interest in the estate to carry out what were considered the wishes of Mr. Atkins.”
„ The same advice is given him on March 25, 1916, in the letter mailed to him at Blacksburg, heretofore adverted to in this opinion.
Every advantage that impartial legal advice could, have afforded has been his. He was not only fully informed, but persistently warned of the effect of this contract, and in the face of it all chose his course. There is one explanation of his doings in this matter, that we think is in keeping with the uncontradicted *543•evidence in the ease, and it is to his credit as well, namely, that he was carrying out the manifest wish of his uncle. We are of the opinion, therefore, there is no merit in the contention that he should be absolved from his obligation because he did not have an opportunity of securing impartial advice.
When considered from the standpoint of the amount appellee would have received under the will as compared with the provision made for him in the contract of December 15th, the disparity is shockingly great, but it must not be forgotten, as previously adverted to, that testator had the absolute right to dispose of his estate according to his own will, and if it was his will that appellee should only receive $20,000.00 under the conditions as set out in the contract, then he has yielded nothing, but is receiving all, that in equity and good conscience he should receive.
While it is said in 9 Corpus Juris, page 1175, that “equity does not undertake to act as guardian of mankind, it does not aid people who make foolish bargains,” we do not think this case involves the application of the principle above referred to, nor are we willing to say that a party who signs a contract to make effective the expressed purpose of his benefactor, left incomplete because the approach of death palsied the indicting hand, needs a guardian or can be charged with making a foolish bargain.
Atkins Gregory at that time seems to have done what he and all the others thought to be in furtherance of the decedent’s wish. Their contract was regular on its face, plain in its terms, and easily understandable. They were all capable of contracting with respect to their property rights, and in so far as this record discloses did so without suggestion, persuasion or constraint. Under such circumstances courts of equity are powerless to annul obligations thus assumed.
*544While it may be doubtful if the pleadings present a. ease in which the court is justified in granting any relief to appellee as respects the manner in which he was settled with under the terms of the contract of December 15, 1915, we are unable to find any authority therein for reducing the amount to which he was entitled, and are of the opinion the $10,000.00 should be paid to him in full, and not having been so paid he should receive interest on the unpaid balance from the time the settlement was made to the time of payment. It would seem to us that appellant should not want to do less than this,- and should she do more we believe she would have many occasions for self-congratulation, and be commended by those familiar with the facts leading up to this unfortunate litigation.

Reversed and remanded.