Court Opinion

ID: 4018550
Source: CourtListenerOpinion
Date Created: 2016-07-25 15:04:16.796801+00
Date Added: 2024-06-11T14:19:42.703512
License: Public Domain

IN THE DISTRICT COURT OF APPEAL
                                     FIRST DISTRICT, STATE OF FLORIDA

COLLINS ASSET GROUP, LLC,            NOT FINAL UNTIL TIME EXPIRES TO
                                     FILE MOTION FOR REHEARING AND
      Appellant,                     DISPOSITION THEREOF IF FILED

v.
                                     CASE NO. 1D15-1254
PROPERTY ASSET
MANAGEMENT, INC. and
DELVERT CAMPFIELD, ET
AL.,

      Appellees.

_____________________________/

Opinion filed July 13, 2016.

An appeal from the Circuit Court for Leon County.
Charles A. Francis, Judge.

Mark Elliot Pollack, Pollack & Rosen, P.A., Coral Gables, for Appellant.

No Appearance, for Appellees.

PER CURIAM.

      Collins Asset Group, LLC, appeals the trial court’s post-decretal order

denying its Motion To Substitute Party Plaintiff and Motion for Deficiency

Judgment. Because the motion was facially sufficient to allege a basis for a post-
foreclosure sale deficiency judgment, the court denied the motion without a hearing,

and because the trial court’s stated reasons for denial were based on an inapplicable

pleading requirement, the order is reversed and the cause remanded for further

proceedings.

      This appeal originated from foreclosure proceedings which concluded with

the entry of the Final Summary Judgment in Foreclosure on January 27, 2009. A

foreclosure sale was held, and the property sold for substantially less than the

foreclosure amount. Accordingly, Appellant filed a post-judgment motion for

deficiency judgment. § 702.06, Fla. Stat. The motion was properly filed as a

continuation of the original foreclosure suit and not as a separate action. See Kinney

v. Countrywide Home Loans Servicing, L.P., 165 So. 3d 691, 694 (Fla. 4th DCA

2015); TD Bank, N.A. v. Graubard, 172 So. 3d 550, 552 (Fla. 5th DCA 2015).

      Appellant initially sought review of the trial court’s order as a “non-final order

entered after final judgment on an authorized motion,” pursuant to rule 9.130(a)(4),

Florida Rules of Appellate Procedure. However, the current version of the rule,

effective January 1, 2015, no longer contains the sentence referring to “non-final

orders entered after final order upon authorized motions.” The Florida Supreme

Court has recently opined that certain post-decretal, non-final orders formerly

reviewable via appeal under rule 9.130(a)(4) are now subject to review upon petition

for writ of certiorari as a result of the rule amendment. M.M. v. Fla. Dep’t of

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Children & Families, 189 So. 3d 134 (Fla. 2016) (post-dependency judgment orders

subject to future modification for child welfare and parenting time-sharing are not

final orders and are thus reviewable by certiorari, not as final appealable orders).

      No additional judicial labor on Appellant’s entitlement to a deficiency

judgment is contemplated under the order on appeal here, thus, M.M. does not apply.

For purposes of the finality of judgments and orders, Florida courts treat mortgage

foreclosure actions and the attendant deficiency proceedings differently from typical

civil actions because “foreclosures ‘may involve two distinct but related proceedings

that can result in more than one final judgment or order.’” Park Fin. of Broward,

Inc. v. Jones, 94 So. 3d 617, 618 (Fla. 4th DCA 2011). The order before us is an

appealable final order because it is dispositive of the deficiency judgment

proceedings, completes the judicial labor on the deficiency proceedings, and there is

no future additional avenue for appellate review upon any contemplated additional

judgment. See Caufield v. Cantele, 837 So. 2d 371, 375 (Fla. 2002) (final judgment

is one which ends the litigation between the parties such that “no more judicial labor

is required”); Clearwater Fed. Sav. & Loan Ass'n v. Sampson, 336 So. 2d 78, 79-80

(Fla. 1976); Gache v. First Union Nat’l Bank, 625 So. 2d 86 (Fla. 4th DCA 1993).

      We review an order granting or denying a deficiency judgment for an abuse

of the trial court’s discretion. Vantium Capital, Inc. v. Hobson, 137 So. 3d 497, 499

(Fla. 4th DCA 2014). Considering the grounds for the trial court’s summary denial

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of the motion for deficiency judgment stated in its order, the trial court abused its

discretion by applying inapplicable pleading requirements to the motion and ruling

before allowing Appellant an opportunity to be heard.

       In its motion seeking a deficiency judgment, Appellant requested that it be

substituted as the plaintiff and alleged that it was the owner and holder of the

judgment by assignment. No assignment was attached to the motion or filed with

the court, and no response to the motion was filed. 1 Without holding a hearing on

the motion, the trial court denied the motion based on Appellant’s “lack of standing

in that Certificate of Title was issued to Property Management, Inc., and no

document or verified pleading has been filed to indicate transfer of judgment.”

      The motion before the trial court was not a complaint for foreclosure.

Accordingly, rule 1.115(c), Florida Rules of Civil Procedure, requiring copies of the

note to be attached to a certification filed with the complaint, did not apply. Further,

rule 1.115(e) requiring complaints for foreclosure to be verified does not apply to

motions for deficiency judgment.

1
  Appellant supplied this court with an appendix containing two consecutive
assignments of the foreclosure judgment to bolster its allegation that it is the owner
and holder of the judgment. Because this material does not appear in the trial court
docket for case number 2007 CA 002228, the appendix is not part of the appellate
record. Fla. R. App. P. 9.200(a)(1). These documents have no bearing on our
appellate review because “[i]t is axiomatic that appellate review is confined to the
record on appeal.” Thornber v. City of Fort Walton Beach, 534 So. 2d 754, 755 (Fla.
1st DCA 1988).
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      Standing is an affirmative defense which is waived if not raised in a

responsive pleading. Jaffer v. Chase Home Fin., LLC, 155 So. 3d 1199, 1202 (Fla.

4th DCA 2015). Furthermore, the motion seeking a deficiency judgment alleged

that Appellant was the assignee of the judgment and was, therefore, like a complaint

for other affirmative relief, “sufficient to indicate that a cause of action exists” and

not required to “anticipate affirmative defenses.” Thompson v. Martin, 530 So. 2d
495, 496 (Fla. 2d DCA 1988); Shahid v. Campbell, 552 So. 2d 321, 322 (Fla. 1st

DCA 1989).

      Appellant’s motion filed in the trial court was facially sufficient to state a

cause of action for a deficiency judgment and met the applicable pleading

requirements. 2 Accordingly, the order on appeal is REVERSED and REMANDED

for further proceedings on Appellant’s motion.

ROBERTS, C.J., WOLF, and B.L.THOMAS, JJ., CONCUR.

2
 We note that Appellant bore some responsibility to notify the court that the action
was ready for trial or hearing if it intended to file documents or submit additional
proof to support its motion. See Fla. R. Civ. P. 1.440. The record does not indicate
any reason Appellant failed to contact the trial court to set a hearing while the motion
was pending.
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