Court Opinion

ID: 3880570
Source: CourtListenerOpinion
Date Created: 2016-07-06 09:12:13.114658+00
Date Added: 2024-06-11T07:41:55.178441
License: Public Domain

I cannot concur in the opinion of the majority of the Court. I think the statutory right of the company to two years may be waived, and that the incontestable clause did waive it, except for fraud. I think the words in the incontestable clause, "all statements made by the insured shall, in the absence of fraud, be deemed representations, and not warranties," clearly show that the insurer did not intend to waive any of its rights where there is fraud. The policy also provides that the question of age may be contested. The incontestable clause, therefore, was not absolute, and I think the plaintiff has the right to bring this action within the statutory period.
MR. JUSTICE GAGE did not sit in this case.