Court Opinion

ID: 5111731
Source: CourtListenerOpinion
Date Created: 2021-10-02 15:44:07.552741+00
Date Added: 2024-06-11T08:21:36.384996
License: Public Domain

NOBLE, J.,
concurring:
In addition to the policy rationale in the Opinion of the Court, I believe this case can be resolved as a pure legal question. The limiting language in the policy, ‘Tour rights and duties under this policy may not be transferred without [Assurance’s] written consent except in the case of death of an individual named insured,” does not state whether the limitation applies before or after an occurrence. This creates a latent ambiguity in answering the raised question of when the clause applies, and thus this Court must construe the term. I would interpret this latent ambiguity to mean that it does not apply after a claim is made, thereby giving substantive support to the Court’s policy decision.