Court Opinion

ID: 9470046
Source: CourtListenerOpinion
Date Created: 2023-08-05 02:56:00.874871+00
Date Added: 2024-06-11T17:41:42.375007
License: Public Domain

ALVIN B. RUBIN, Circuit Judge,
concurring in the result and in parts of the opinion:
Assumption must be piled upon assumption beyond the height of Pelion on Ossa to justify the conclusion, reached in Part A of the majority opinion, that the Kozloff letter was received by Williamson. No one testified that the letter was mailed. Indeed, there was no testimony that it was even stamped. There was testimony that the letter was written and sealed in an envelope in the same manner as a prior letter. However, this evidence was insufficient to support the inference that someone else stamped and mailed the envelope. There was no admissible evidence of a business routine or custom that would get the letter from Kozloff’s desk into the mail. In sum, there was no evidence supporting the conclusion that Williamson received the letter.
Therefore, I would not create precedent for other cases by concluding that there was, indeed, sufficient evidence to support a jury finding, or to create a presumption under Texas law, that the letter was received. See Fed.R.Evid. 302. Nor is there any need to discuss the question. As the majority opinion explains, Williamson was not Wells Fargo’s agent and Wells Fargo did not waive its rights under the no-offset agreement. So it makes no difference whether or not Kozloff’s letter was received.
Accordingly, I concur in the judgment and in the reasons for it advanced in Parts B and C of the opinion. I am dubitante about Part A and, therefore, do not join in it.