Court Opinion

ID: 6890152
Source: CourtListenerOpinion
Date Created: 2022-07-23 21:39:12.70928+00
Date Added: 2024-06-11T16:05:49.026648
License: Public Domain

PER CURIAM.
This suit is brought by an infant as beneficiary of the war risk term insurance policy of a deceased war veteran. The policy had lapsed in the veteran’s lifetime; but it had afterwards revived and matured, by reason of his total permanent disability, under section 305, World War Veterans’ Act, 1924, as amended, 44 Stat 799, 38 U.S.C.A. § 516. Thereafter, in his lifetime, the statutory period of limitations elapsed and suit on the- policy was barred. Despite that fact, appellant argues that since she is an infant she is entitled to sue because section 19 of the World War Veterans’ Act, 46 Stat. 992, 38 U.S.C.A. § 445, provides that “Infants, insane persons, or persons under other legal disability, or persons rated as incompetent or insane by the Veterans’ Administration shall have three years in which to bring suit after the removal of their disabilities.”
We agree with the District Court that this suit cannot be maintained. The quoted provision in favor of infants and other incompetent persons does not mean that such persons may bring suit without having a right or claim to sue on. Nor does this provision confer any right upon such persons. Its only effect is to keep alive such rights as they have or acquire. Since suit on the policy was already barred when the veteran died, appellant acquired no right as beneficiary of the policy. “The legislation and the policy do not confer two rights. The beneficiary’s interest in the policy is derivative from that of the veteran.” United States v. Towery, 306 U.S. 324, 330, 59 S.Ct. 522, 524, 83 L.Ed. 678.
Affirmed.