Court Opinion

ID: 9619239
Source: CourtListenerOpinion
Date Created: 2023-08-22 05:24:30.077022+00
Date Added: 2024-06-11T08:22:05.434053
License: Public Domain

Hall, Judge,
concurring specially. I reluctantly concur with the opinion for the reason that we are bound by the Supreme Court’s affirmance (Fields v. Goldstein, 214 Ga. 277, 104 SE2d 337) of Fields v. Goldstein, 97 Ga. App. 286, 288 (3) (102 SE2d 921). In my opinion, the better rule is that the question whether the failure to procure an adequate policy was due to the plaintiff’s own negligence in not reading his policy should be submitted to the jury. The following authorities support this view: Elam v. Smithdeal Realty & Ins. Co., 182 N.C. 599 (109 SE 632); Ursini v. Goldman, 118 Conn. 554 (173 A 789); Shapiro v. Amalgamated Trust & Sav. Bank, 283 Ill. App. 243; Harris v. A. P. Nichols Invest. Co., (Mo. App.) 25 SW2d 484; Israelson v. Williams, 166 App. Div. 25 (151 NYS 679); Glisson v. Stone, 4 Tenn. App. 71; 29 ALR2d 196; 29 Am. Jur. 563, § 165. As distinguishing between the liability of an insurance broker and the insurance company, see Thomas v. Funkhouser, 91 Ga. 478 (18 SE 312) and Heisley v. Allied American Mut. Fire Ins. Co., 71 Ga. App. 107, 112 (30 SE2d 285).