Court Opinion

ID: 9622875
Source: CourtListenerOpinion
Date Created: 2023-08-22 06:24:32.508962+00
Date Added: 2024-06-11T09:28:50.500042
License: Public Domain

BENJAMIN, Justice,
concurring.
(Filed July 25, 2007)
In order to establish a claim pursuant to Shamblin v. Nationwide Mutual Insurance Company, 183 W.Va. 585, 396 S.E.2d 766 (1990), an insured must be exposed to personal liability for a jury verdict in excess of his or her liability insurance policy limits due to the insurer’s unreasonable failure to settle within policy limits prior to the rendering of a jury’s verdict. By extinguishing an insured’s potential personal liability for an excess verdict prior to the rendering of such a verdict, the parties also extinguish any Shamblin claim which may have potentially existed. It is just that simple.