Court Opinion

ID: 9662178
Source: CourtListenerOpinion
Date Created: 2023-08-23 23:01:54.065579+00
Date Added: 2024-06-11T18:14:37.566838
License: Public Domain

HEFFERNAN, CHIEF JUSTICE
(concurring). I agree with the majority’s holding that the provision in the Imperial policy, allowing the insurer to terminate its defense of its insured by tendering the policy limit for settlement, is not enforceable because the insured, Frantz, had insufficient notice of the policy provision. I do not join in the dicta concerning the public policy of allowing insurers to terminate their obligation to defend nor in the sub silentio implication that, had proper notice been given, the provision in question would be enforceable. These public policy issues were neither considered nor decided by this court and, under the rationale of the court, are not necessary for the disposition of the case.
I am authorized to state that Justice William A. Bablitch joins in this concurrence.