Court Opinion

ID: 6496934
Source: CourtListenerOpinion
Date Created: 2022-06-30 19:02:33.234934+00
Date Added: 2024-06-11T08:49:25.399922
License: Public Domain

NOTICE: This opinion is subject to modification resulting from motions for reconsideration under Supreme Court
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 official text of the opinion.

In the Supreme Court of Georgia

                                                 Decided: June 30, 2022

                   S21G1226. SLOSBERG v. GILLER, et al.

      WARREN, Justice.

       Georgia law permits a settlor or testator to include in his trust

instrument or will an “in terrorem clause.” “In terrorem” is a Latin

phrase that means “in order to frighten,” and this type of clause,

which is also known as a “no-contest clause,” is “[a] provision

designed to threaten one into action or inaction; esp[ecially], a

testamentary provision that threatens to dispossess any beneficiary

who challenges the terms” of the legal instrument. See In Terrorem,

Black’s Law Dictionary (11th ed. 2019); No-contest clause, Black’s

Law Dictionary (11th ed. 2019). Simply put, an in terrorem clause

acts as a disinheritance device to dissuade beneficiaries of a trust or

a will from challenging the terms of the instrument.

      This case involves a contentious family dispute over the effect
of an in terrorem clause in a trust instrument that was executed by

David Slosberg (“David”), which said that if his son, Robert Slosberg

(“Plaintiff”), or daughters, Suzanne Giller and Lynne Amy Seidner

(“Defendants”), challenged the trust, they would forfeit any benefits

they were to receive from it. After David died, Plaintiff filed a

lawsuit alleging, among other things, that Defendants unduly

influenced David to create the trust that contained the in terrorem

clause, and at a trial in June 2019, the jury agreed. The trial court

accordingly entered an order ruling that the trust instrument was

void.     Defendants filed a motion notwithstanding the verdict,

arguing, among other things, that the in terrorem clause contained

in the trust instrument precluded Plaintiff from asserting the

undue-influence claim in the first place. The trial court denied the

motion, but the Court of Appeals reversed, holding that the in

terrorem clause barred Plaintiff’s claim and resulted in his forfeiture

of any benefits from the trust. See Giller v. Slosberg, 359 Ga. App.

867 (858 SE2d 747) (2021).

        We granted Plaintiff’s petition for certiorari to address whether

                                     2
that holding was correct. We conclude that it was not. As explained

below, the Court of Appeals erred by determining that the in

terrorem clause barred Plaintiff’s undue-influence claim and

resulted in forfeiture of the assets the trust instrument otherwise

provided. We therefore reverse that part of the Court of Appeals’s

decision and remand the case to that court for it to remand the case

to the trial court for further proceedings consistent with this

opinion.

     1. Background

     (a) Pertinent Facts and Pretrial Proceedings

     The record shows the following. In May 2013, Plaintiff filed a

lawsuit against Defendants in Fulton County Superior Court,

claiming, among other things, that they had unduly influenced

David, who was then 88 years old, to execute certain estate planning

documents. 1 In January 2014, David created an irrevocable trust

that, upon his death, would distribute a “nominal bequest” of

     1 Plaintiff also named David’s lawyer as a defendant; the lawyer was
eventually dismissed from the case.
                                   3
$25,000 to Plaintiff, with the remaining trust assets bequeathed to

Defendants. The trust instrument included an in terrorem clause,

which said, in pertinent part:

      [S]hould [Plaintiff], or his legal representative, or
      [Defendants], or their legal representatives[,] contest or
      initiate legal proceedings to contest the validity of this
      Trust or my Last Will and Testament . . . , or any provision
      from being carried out in accordance with its terms as I
      expressed (whether or not in good faith and with probable
      cause), then all the benefits provided herein for [Plaintiff]
      and/or for [Defendants] are revoked and annulled.[ 2]

The trust instrument then said that any forfeited benefits would

become “part of the remainder of [David’s] Trust Estate” and would

be distributed to the “beneficiaries of [the] residual estate other than

such contesting beneficiary”—in this context, to Defendants instead

of to Plaintiff.

      David died in August 2014. In November 2015, Plaintiff filed

a third amended complaint, asserting, among other things, that

      2 About three months before he created the trust, David executed a will,
which bequeathed the same “nominal” amount to Plaintiff, left the remainder
of his estate to Defendants, and contained a substantially similar in terrorem
clause. In their brief here, Defendants note that Plaintiff filed a caveat to the
will in Fulton County Probate Court and that the matter has been stayed
pending resolution of this case.

                                       4
Defendants unduly influenced David to create the irrevocable trust

and that the trust was therefore invalid. 3 Defendants filed various

counterclaims, and both parties filed motions for summary

judgment. 4 In May 2016, the trial court issued an order that, as

pertinent here, granted Defendants’ motion, ruling that there was

no evidence of undue influence; declared that the trust was therefore

valid; and concluded that under the in terrorem clause, Plaintiff had

      3  Plaintiff’s third amended complaint also alleged that Defendants
unduly influenced David to make certain beneficiary designations for his
individual retirement account (“IRA”) and an agency account; asserted claims
of malicious prosecution, fraud, conversion, and trover; and sought a
constructive trust regarding the IRA, agency account, and other funds. In
addition, Plaintiff later asserted claims of tortious interference with gift
expectancy, attorney fees and expenses of litigation, and punitive damages.
The trial court ultimately granted Defendants’ motion for summary judgment
on the claims of malicious prosecution, fraud, conversion, trover, and
constructive trust. At trial, the jury found in Plaintiff’s favor as to the undue-
influence claims regarding the IRA and agency account but rejected his claims
of tortious interference with gift expectancy, attorney fees and litigation
expenses, and punitive damages. These claims are not at issue in this appeal
and, as a result, will not be discussed further.

      4 Defendants asserted claims of defamation, tortious interference, and
punitive damages and sought a declaratory judgment and a bill of peace. They
also later asserted several breach of contract claims. The trial court ultimately
granted Plaintiff’s motions for summary judgment and judgment on the
pleadings as to most of these claims; the remaining claims were resolved in
Plaintiff’s favor when the court granted his motion for a directed verdict. None
of these claims are at issue in this appeal, so they will not be discussed further.
                                        5
forfeited any benefits from the trust. The parties appealed, and the

Court of Appeals—without any mention of the in terrorem clause—

reversed the grant of summary judgment because the trial court had

improperly “discredited” and “limited the scope of [Plaintiff’s]

evidence” of undue influence. Slosberg v. Giller, 341 Ga. App. 581,

582-583 (801 SE2d 332) (2017).

     The case then moved forward in the trial court. In March 2019,

Defendants filed a motion for judgment on the pleadings, asserting,

among other things, that under the Court of Appeals’s whole-court

decision in Duncan v. Rawls, 345 Ga. App. 345 (812 SE2d 647)

(2018), the in terrorem clause contained in David’s trust instrument

barred Plaintiff from raising an undue-influence claim in the first

place.

         In April 2019, the trial court denied Defendants’ motion,

ruling that the in terrorem clause did not bar Plaintiff’s undue-

influence claim. Agreeing with Plaintiff’s assertion that Duncan

was distinguishable from this case, the trial court concluded that the

Court of Appeals in Duncan “declined to adopt” a good-faith or

                                  6
probable-cause exception to the enforcement of an in terrorem

clause, without addressing whether the beneficiaries’ challenge in

that case resulted in a forfeiture of their distributions from the trust,

“as opposed to precluding them from asserting an undue influence

claim.”

     (b) The Trial and Motion for Judgment Notwithstanding the
         Verdict

     The case was tried from June 3 to 20, 2019. At the close of the

evidence, Defendants moved for a directed verdict, again arguing,

among other things, that the in terrorem clause contained in David’s

trust instrument barred Plaintiff’s undue-influence claim. The trial

court denied the motion. At the end of the trial, the jury found that

Defendants had unduly influenced David to create the trust.

     In August 2019, the trial court entered a final judgment,

ruling, in pertinent part, that the trust instrument was void. The

court imposed a constructive trust, granting Plaintiff one-third of

the amount in David’s trust account, which contained about

$1,449,000 at the time of trial. The trial court also concluded that

Plaintiff was entitled to pre- and post-judgment interest.
                                   7
     Defendants filed a motion for judgment notwithstanding the

verdict, again claiming that under Duncan, the in terrorem clause

barred Plaintiff’s undue-influence claim in the first place. After a

hearing, the trial court denied the motion in January 2020.

     (c) The Court of Appeals’s Decision

     Defendants appealed, contending that the in terrorem clause

barred Plaintiff’s undue-influence claim and resulted in his

forfeiture of trust benefits.5 The Court of Appeals agreed, reversed

the trial court’s judgment, and remanded the case. See Giller, 359

Ga. App. 867.

     The Court of Appeals first noted that Defendants did not

challenge the jury’s finding of undue influence.            It nonetheless

determined that, despite Defendants’ “undisputed role in unduly

influencing their father to secure the trust containing the in

terrorem clause,” the court was “constrained to conclude that

[Plaintiff’s] ‘initiation of legal proceedings triggered the [trust’s] in

     5  In addition, Defendants argued that the trial court erred by imposing
a constructive trust and by awarding pre-judgment interest and funds that
Plaintiff had already received. See Giller, 359 Ga. App. at 874-877.
                                     8
terrorem clause.’” Id. at 871 (quoting Norman v. Gober, 292 Ga. 351,

354 (737 SE2d 309) (2013)). The Court of Appeals determined that

although Plaintiff attempted to distinguish Duncan, that case was

“directly on point” and led to the “inescapable conclusion” that the

in terrorem clause in this case “bar[red] any claim attacking the

trust, including a claim that the trust was executed as the result of

undue influence.” Giller, 359 Ga. App. at 871.

     In so doing, the Court of Appeals repeated Duncan’s

conclusions that in terrorem clauses “‘are allowed under Georgia law

with only one codified limitation, that being [OCGA § 53-12-22 (b)]’”;

that there is no statutory good-faith or probable-cause exception to

the enforcement of in terrorem clauses in Georgia; and that, because

it is the legislature’s role to determine public policy, the court would

not judicially create such an exception. See Giller, 359 Ga. App. at

871 (quoting Duncan, 345 Ga. App. at 348). Construing the issue of

undue influence as Plaintiff seeking a “public policy” exception to

the enforcement of an in terrorem clause, the court stated that “it is

poor public policy to permit individuals exerting undue influence

                                   9
over the creation of trusts to immunize their actions by including in

terrorem clauses in the trusts,” but reiterated that it is the role of

the legislature, not the courts, to “‘decide public policy, and to

implement that policy by enacting laws.’” Id. at 872 (quoting

Duncan, 345 Ga. App. at 350).

     The Court of Appeals then pointed out that the statute

addressing in terrorem clauses in wills expressly contains a public-

policy exception, see OCGA § 53-4-68 (a) (“Conditions in a will that

are impossible, illegal, or against public policy shall be void.”), while

the statute addressing in terrorem clauses in trusts contains no such

exception, see OCGA § 53-12-22 (a) (“A trust may be created for any

lawful purpose.”). See Giller, 359 Ga. App. at 872-873. Noting that

after Duncan was decided, the General Assembly amended OCGA

§§ 53-4-68 and 53-12-22 to add a new subsection to each statute that

provides three nearly identical circumstances in which in terrorem

clauses are not enforceable in wills or trusts, the Court of Appeals

emphasized that the General Assembly did not amend OCGA § 53-

12-22 (on trusts) to include a public-policy exception like the one in

                                   10
OCGA § 53-4-68 (a) (on wills). See Giller, 359 Ga. App. at 872-873.6

The Court of Appeals then held that the trial court erred by failing

to conclude that the in terrorem clause resulted in Plaintiff’s

      6  From the time it was enacted in 2010 until an amendment became
effective in January 2021, OCGA § 53-12-22 said:
       (a) A trust may be created for any lawful purpose.
       (b) A condition in terrorem shall be void unless there is a direction
       in the trust instrument as to the disposition of the property if the
       condition in terrorem is violated, in which event the direction in
       the trust instrument shall be carried out.
From the time it was enacted in 1996 until an amendment became effective in
January 2021, OCGA § 53-4-68 said:
       (a) Conditions in a will that are impossible, illegal, or against
       public policy shall be void.
       (b) A condition in terrorem shall be void unless there is a direction
       in the will as to the disposition of the property if the condition in
       terrorem is violated, in which event the direction in the will shall
       be carried out.
       As mentioned above, in January 2021, amendments to OCGA §§ 53-12-
22 and 53-4-68 went into effect, which added at the end of subsection (b) of
each statute the phrase “except as otherwise provided in subsection (c) of this
Code section.” A new subsection (c) was also added to each statute. Those
subsections, which contain substantially similar language, provide that an in
terrorem clause “shall not be enforceable” against a person for: (1) bringing an
action for interpretation or enforcement of a trust instrument or will; (2)
bringing an action for an accounting, for removal, or for other relief against a
trustee or personal representative; or (3) entering into a settlement agreement.
See also OCGA §§ 53-5-25 (amended effective January 2021 to say that
entering into a settlement agreement under this Code section shall not violate
an in terrorem clause); 53-5-27 (same); 53-12-9 (same); 53-12-61 (amended
effective January 2021 to say that petitioning for or consenting to a
modification or termination of a trust under this Code section shall not violate
an in terrorem clause). Because the former versions of OCGA §§ 53-12-22 and
53-4-68 were in effect when David executed the trust instrument in 2014, the
amended versions of the statutes are not at issue here.

                                      11
forfeiture of benefits under David’s trust. See id. at 873.

     The Court of Appeals also determined that the trial court

“further erred in permitting the undue influence claim . . . to proceed

to the jury.” Id. Stating that this Court and the Court of Appeals

have concluded in cases involving similar in terrorem clauses that

the “mere ‘initiation’ of legal proceedings triggers [a] trust’s in

terrorem clause,” the Court of Appeals said that “an in terrorem

clause bars an individual from proceeding with an action—even one

claiming undue influence.” Id. (citing, among other cases, Norman,

292 Ga. at 354, Norton v. Norton, 293 Ga. 177, 179 (744 SE2d 790)

(2013), and Duncan, 345 Ga. App. at 345). Accordingly, the court

held that the in terrorem clause altogether barred Plaintiff from

pursuing his undue-influence claim and that the trial court “erred

in permitting the issue to go to the jury and accepting the jury’s

verdict on that claim.” Id. at 873. 7

     7 The Court of Appeals also held that the trial court erred by imposing a
constructive trust, reversed the court’s judgment in that respect, and
remanded the case for further proceedings. See Giller, 359 Ga. App. at 877.
The Court of Appeals did not address Defendants’ claims that the trial court

                                     12
      Then-Chief Judge McFadden dissented, arguing that “[u]nder

fundamental and settled law,” the jury’s conclusion that the trust

was the product of undue influence meant that the trust instrument,

including the in terrorem clause, was void “at its inception.” Id. at

877. Asserting that Duncan did not require a different result, the

dissent noted that the court in that case did not address whether the

beneficiaries had triggered the in terrorem clause, because the sole

argument in the Duncan beneficiaries’ declaratory judgment lawsuit

was that the court should judicially recognize a good-faith or

probable-cause exception to the enforcement of in terrorem clauses.

See Giller, 359 Ga. App. at 879.

      We granted Plaintiff’s petition for certiorari to address whether

the Court of Appeals correctly concluded that the in terrorem clause

in this case barred Plaintiff’s undue-influence claim and resulted in

his forfeiture of benefits conferred by his father, David’s, trust. As

erred by awarding pre-judgment interest and funds that Plaintiff had already
received, saying that the trial court should consider those claims on remand if
the court determined that the imposition of a constructive trust was still
proper. See id. Plaintiff did not seek, and we did not grant, certiorari to
address these issues, so we will not discuss them further.
                                      13
explained below, we reverse the court’s holding on that point.

     2. Legal Background

     We begin by setting forth the statutory and common-law rules

applicable to our analysis.      Specifically, we address the two

subsections in the Georgia Code that expressly set forth a single

requirement for the validity of an in terrorem clause; the common-

law rules with respect to challenges to the valid formation of legal

instruments; and the traditional, common-law principles regarding

the effect of an in terrorem clause on such challenges.

     (a) Georgia Statutory Law

     Georgia law allows a testator or settlor to “guard a will or trust

against attack” by including an in terrorem clause, which ordinarily

provides that in the event a beneficiary challenges the will or trust,

he will be disinherited. MARY F. RADFORD, GEORGIA TRUSTS          AND

TRUSTEES § 2:1 (Nov. 2021 update) (“RADFORD”). See also, e.g.,

Taylor v. Rapp, 217 Ga. 654, 656 (124 SE2d 271) (1962) (explaining

                                  14
that in terrorem clauses are generally enforceable in this state).8

This principle, though well established, has not been expressly

codified in Georgia law. Indeed, only two provisions in the version

of the Georgia Code that was in effect when David created the

trust—OCGA § 53-12-22 (b) in the Trust Code and OCGA § 53-4-68

(b) in the Probate Code—even mentioned in terrorem clauses.

Specifically, former OCGA § 53-12-22 (b), which applies to the trust

in this case, said:

      A condition in terrorem shall be void unless there is a
      direction in the trust instrument as to the disposition of
      the property if the condition in terrorem is violated, in
      which event the direction in the trust instrument shall be
      carried out.[9]

      Even though former OCGA § 53-12-22 (b) established this

single statutory requirement—direction in the trust instrument for

disposition of the forfeited property—that would void an in terrorem

      8 At least one state (Florida) statutorily prohibits in terrorem clauses in
their entirety, see Fla. Stat. Ann. § 732.517, but the majority of states, like
Georgia, generally permit a settlor or testator to include an in terrorem clause
in his trust or will. See RADFORD, supra, at § 2:1 & n.24; Gus G. Tamborello,
In Terrorem Clauses: Are They Still Terrifying?, 10 EST. PLAN. & COMMUNITY
PROP. L.J. 63, 98-100 (2017) (“Tamborello”).

      9   Former OCGA § 53-12-22 is set forth in footnote 6 above.
                                       15
clause if not satisfied, neither that provision nor any other provision

contained in the former (or current) Georgia Code indicates that an

in terrorem clause is automatically valid and enforceable if that

single condition is satisfied. For a broader view of how in terrorem

clauses operate within trust instruments, we now turn to the long-

standing legal principles about trusts that form the backdrop

against which former OCGA § 53-12-22 (b) was enacted.

     (b) The Common-Law Rule Generally Allows Challenges to a
         Legal Instrument on the Ground That the Instrument Is Not
         Valid

     As we have explained, when an in terrorem clause that is valid

under Georgia statutory law is included in a trust instrument, the

clause ordinarily will disinherit a beneficiary who challenges the

trust. But as we discuss in detail below, a predicate for the in

terrorem clause’s operation is the valid formation of the legal

instrument in which the clause is embedded.

     On this latter point, Georgia courts have long applied the

common-law rule that the valid formation of a trust instrument,

will, or contract may be challenged. Such challenges include, for

                                  16
example, lack of capacity, duress, fraud, and undue influence—the

claim at issue here. See EUNICE L. ROSS & THOMAS J. REED, WILL

CONTESTS § 2:4 & 2.8 (2d ed., June 2022 update) (“ROSS & REED”)

(explaining that as early as 1590, English common law recognized

that the formation of a will could be challenged on the basis of lack

of capacity, duress, fraud, or undue influence and noting that this

rule was carried forward by “Blackstone to become part of the

general legal background of the American colonies”) (footnote

omitted); Grace M. Giesel, A Realistic Proposal for the Contract

Duress Doctrine, 107 W. VA. L. REV. 443, 452 & n.46 (2005) (noting

that as early as 1732, English common law recognized that a

contract was voidable on the basis that it was unlawfully formed

through duress). See also OCGA § 1-1-10 (c) (1) (establishing that

the common laws of England as they existed on May 14, 1776 remain

in full force and effect, “until otherwise repealed, amended,

superseded, or declared invalid or unconstitutional”); Whitt v.

Blount, 124 Ga. 671, 671 (53 SE 205) (1906) (explaining that duress

may void a contract); Terry v. Buffington, 11 Ga. 337, 343-345 (1852)

                                 17
(explaining that lack of capacity, fraud, or undue influence may

invalidate a will).

     Undue influence “‘amount[s] to deception or force and

coercion . . . so that [a person] is deprived of free agency and the will

of another is substituted for [his].’” Lewis v. Van Anda, 282 Ga. 763,

766 (653 SE2d 708) (2007) (citation omitted). It is well established

that when the whole of a trust instrument, will, or contract is

determined to be the product of undue influence, it is invalid; the

document—including all of its provisions—is void.          See ROSS &

REED, supra, at § 2.4 & 9:10 (noting that as early as 1590, Swinburne

recognized that undue influence may invalidate a will and

explaining that the doctrine may also invalidate a trust or contract).

See also, e.g., Lewis, 282 Ga. at 767 (upholding the jury’s finding

that a trust was procured by undue influence and thus void); Tidwell

v. Critz, 248 Ga. 201, 206-207 (282 SE2d 104) (1981) (explaining that

a contract procured by undue influence is ordinarily voidable); Terry,

11 Ga. at 343 (noting that undue influence destroys the validity of a

will); Mullis v. Welch, 346 Ga. App. 795, 799 (815 SE2d 282) (2018)

                                   18
(explaining that a finding of undue influence invalidates a trust and

noting that “this is the same standard required for the invalidation

of a will or a deed as the result of undue influence”).10 In other

words, a finding that an entire trust, will, or contract was procured

by undue influence nullifies each and every provision in that

document, regardless of the type of provision. See ROSS & REED,

supra, at § 9:10; Alan R. Gilbert, Partial Invalidity of Will: May

Parts of Will be Upheld Notwithstanding Failure of Other Parts for

Lack of Testamentary Mental Capacity or Undue Influence, 64

ALR3d 261 § 2 [a] (1975, updated weekly) (“Gilbert”) (explaining

that “[o]bviously, if the entire will is the product of undue influence,

      10A trust, will, or contract that has been procured by undue influence is
generally “voidable” until a beneficiary of a trust or will, or a party to a
contract, challenges the legal document on that ground and a determination of
undue influence is made, thus rendering the document “void.” When no such
challenge has been raised, a document created through undue influence is not
automatically void. See, e.g., ROBIN C. LARNER, 7 GEORGIA JURISPRUDENCE,
BUSINESS AND COMMERCIAL LAW: CONTRACTS § 1:11 (May 2022 update)
(explaining that a “voidable contract may be ratified expressly or by
implication of the affected party” while a “void contract is no contract at all in
that it binds no one and is merely a nullity”); DANIEL F. HINKEL, PINDAR’S
GEORGIA REAL ESTATE LAW AND PROCEDURE WITH FORMS, § 19:16 (7th ed., Apr.
2022 update) (explaining that “the term ‘voidable’ connotes continuance in
force until repudiated”).
                                       19
it is entirely invalid”). Cf. City Dodge, Inc. v. Gardner, 232 Ga. 766,

767, 769-770 (208 SE2d 794) (1974) (rejecting a seller’s argument

that a clause in a contract saying that “no other agreement, promise

or understanding of any kind pertaining to this purchase will be

recognized” prevented the buyer from claiming that he relied on a

fraudulent misrepresentation made by the seller, because the jury

had concluded that the contract as a whole was invalid due to the

fraud, which rendered the clause “ineffectual”).11

       The General Assembly enacted the Trust Code against the

backdrop of this bedrock principle. Indeed, the Trust Code says,

“Except to the extent that the principles of common law and equity

governing trusts are modified by this chapter or another provision

of law, those principles remain the law of this state.” OCGA § 53-

      11 In this case, Plaintiff claimed, and the jury found, that the entire trust
instrument was procured by undue influence, thus invalidating the whole
document. Thus, we need not consider the effect of a finding that only part of
such a document was the product of undue influence. See Gilbert, supra, at
§ 2 [a] (explaining that “if the entire will is the product of undue influence, it
is entirely invalid,” but noting that a majority of courts have held that if only
part of a will was procured by undue influence, other portions of the will “may
nevertheless be given effect, at least if such other portions are separable from
the concededly invalid ones”).
                                        20
12-3.        Nothing in the applicable version of the Trust Code, or

elsewhere in the Georgia Code, suggests that the General Assembly

intended to eliminate the common-law rule that a finding of undue

influence invalidates a trust. See id. See also Gray v. State, 310 Ga.

259, 262 (850 SE2d 36) (2020) (explaining that “‘statutes are

presumed to be enacted by the legislature with full knowledge of the

existing condition of the law and with reference to it’” and that

“‘common-law rules are still of force and effect . . . except where they

have been changed by express statutory enactment or by necessary

implication’”) (citation omitted).12

         It is true that, although the General Assembly has codified the undue-
        12

influence rule in the Probate Code, see OCGA § 53-4-12 (“A will is not valid if
anything destroys the testator’s freedom of volition, such as . . . undue
influence whereby the will of another is substituted for the wishes of the
testator.”), the General Assembly has not expressly codified a similar rule in
the Trust Code. Nevertheless, absent evidence to the contrary, we do not
presume this proves that the legislature intended to reject the bedrock undue-
influence rule explained above with respect to trusts.
       Instead, we presume the opposite—that the legislature knew
       about the common-law rule, wanted to keep the rule, and
       understood that it would be unnecessary to write the rule into the
       statute when courts have incorporated the common-law rule into
       the statute for decades.
Gray, 310 Ga. at 265. Notably, the General Assembly also has not codified the
common-law rule about undue-influence with respect to contracts. Of course,
it is well established that a contract can be voided on the basis that it was

                                      21
     (c) The Common-Law Rule About Challenging the Formation of
         a Trust Instrument Containing an In Terrorem Clause and
         the Effect of an Unsuccessful Challenge

     We have established that the general rule in Georgia is that if

an entire legal instrument such as a trust is determined to have

been procured by undue influence, that legal instrument—including

all of the provisions contained in it—is invalid and thus void. See,

e.g., Lewis, 282 Ga. at 767.        Under such circumstances, the in

terrorem clause contained in the trust instrument—along with all

other provisions of the instrument—would be invalid, and the null

in terrorem clause could not effect a forfeiture.

     But how can a beneficiary of a trust establish that a trust

instrument containing a statutorily compliant in terrorem clause 13

is invalid? As described above, Georgia follows the common-law rule

that the beneficiary of such a trust may challenge the validity (i.e.,

created because of undue influence. See generally ROSS & REED, supra, at
§ 9:10; Tidwell, 248 Ga. at 206-207.

     13 There is no question that the trust here met that requirement, because
undisputed record evidence shows that the trust instrument said that if the in
terrorem clause were violated, the contesting beneficiary’s forfeited benefits
would be distributed to the remaining beneficiaries.
                                     22
the lawful formation) of the trust instrument, with the hope of

rendering it—and the in terrorem clause contained in it—void. Such

a challenge, however, runs the concomitant risk of forfeiting all of

the benefits from the trust if the legal instrument is determined to

be valid (i.e., not procured by lack of capacity, duress, fraud, undue

influence, or some other legal doctrine that could render a legal

instrument invalid), because under such circumstances, the in

terrorem clause generally would be triggered by the beneficiary’s

challenge. See Gerry W. Beyer et. al., The Fine Art of Intimidating

Disgruntled Beneficiaries with in Terrorem Clauses, 51 SMU L. REV.

225, 236-237 (1998) (“Beyer”) (discussing this principle, with respect

to both trusts and wills, at English common law). See also

Anonymous, 86 Eng. Rep. 910, 910 (1674); Webb v. Webb, 24 Eng.

Rep. 325 (1710).

     A leading treatise on Georgia trusts explains it this way:

     In a sense, the in terrorem clause puts the beneficiary
     who is attacking the validity of a . . . trust in an “all or
     nothing” position: if the beneficiary wins and the . . . trust
     is voided, the in terrorem clause is also voided. On the
     other hand, if the beneficiary loses, the beneficiary

                                  23
     forfeits all of his or her interest under the . . . trust.

RADFORD, supra, at § 2:1 n.17.

     In sum: the valid formation of a trust instrument is a

precondition to the effectiveness of any in terrorem clause contained

in it. If a beneficiary claims that a trust instrument was procured

by undue influence and it is determined that the entire trust

instrument was, in fact, procured by undue influence, then the trust

instrument and its in terrorem clause are void. But if the undue-

influence claim fails—meaning that the formation of the trust

instrument was valid—then any statutorily valid in terrorem clause

is triggered and the beneficiary forfeits any benefits otherwise

conferred upon him by the trust.         This principle, which applies

equally to trusts and to wills, see RADFORD, supra, at § 2:1 n.17,

makes perfect sense. A person cannot improperly compel the

creation of a legal document by force, fraud, or undue influence and

immunize his or her ill-gotten gains from challenge by including an

                                   24
in terrorem clause in the document. 14

      Although it appears that we have not previously set forth this

fundamental principle in the clear manner undertaken here, this

Court routinely has applied the rule. For example, in Simmons v.

Norton, 290 Ga. 223 (719 SE2d 421) (2011), two sisters filed a caveat

challenging the validity of their father’s will on the ground that it

was procured by undue influence. See id. at 223-224. This Court

      14  Many commentators have explained this well-established rule with
respect to both trusts and wills. See, e.g., Tamborello, supra, at 65 (explaining
that if a will contest successfully invalidates a will, it also invalidates the in
terrorem clause in the will, but if the contest is unsuccessful and the will
stands, the beneficiary forfeits what he would have otherwise received under
the instrument); Deborah S. Gordon, Forfeiting Trust, 57 WM. & MARY L. REV.
455, 469 (2015) (noting that a beneficiary who contests a will “will be
disinherited if the will turns out to be valid and admissible” but that “if she
succeeds in discrediting the will, of course, the entire document—including its
forfeiture clause—will be struck down”); Lela P. Love & Stewart E. Sterk,
Leaving More Than Money: Mediation Clauses in Estate Planning Documents,
65 WASH. & LEE L. REV. 539, 564 (2008) (explaining that a successful claim
that a will is invalid “would invalidate the no contest clause”); Beyer, supra, at
227 (“If the contestant successfully obstructs the probate of the testator’s will
or invalidates the trust, the in terrorem provision is disregarded because the
entire instrument to which it is an integral part is nullified.”); W. BARTON
LEACH, CASES AND TEXT ON THE LAW OF WILLS, 111 & n.10 (1939) (explaining
that if a challenge to the validity of a will is successful, the in terrorem clause
“[o]bviously . . . falls with the rest of the will”).
       Although the Georgia General Assembly has not codified the rule that a
successful challenge to the formation of a trust instrument or will invalidates
any in terrorem clause contained in the instrument, nothing in the Georgia
Code indicates that the General Assembly intended to eliminate this
traditional rule. See Gray, 310 Ga. at 262. See also footnote 12.
                                        25
held that the trial court properly granted summary judgment on

that claim because there was “simply no evidence” to support it. Id.

at 224.     The sisters then filed a lawsuit seeking a declaratory

judgment to determine the effect of an in terrorem clause in the will;

the trial court determined that the sisters had forfeited their

inheritance under the clause; and we affirmed, holding that their

prior caveat resulted in the forfeiture of their entire interest under

the will. See Norton v. Norton, 293 Ga. at 177-179. This conclusion

aptly illustrates the traditional rule: the sisters challenged the

validity of a will containing an in terrorem clause, asserting that it

was procured by undue influence; they failed to establish that the

formation of the will was a product of undue influence, meaning that

the legal instrument (i.e., the will) was valid; the in terrorem clause

was thus triggered; and the sisters’ inheritance was consequently

forfeited under the valid and effective clause. See id.

        Another case similarly demonstrates our application of this

rule.    In Norman v. Gober, 288 Ga. 754 (707 SE2d 98) (2011)

(“Norman I”), we affirmed the probate court’s dismissal of a caveat

                                  26
filed by the appellant grandchild, who was a minor and a contingent

residuary beneficiary under his grandmother’s will, claiming that

the will was invalid on the grounds of undue influence and lack of

capacity. See id. at 754. We concluded that the grandchild lacked

standing to file the caveat, because he would have benefited from

the probate of the will and because his challenge, if successful, would

have destroyed his contingent interest. See id. at 755. We noted

that the challenge appeared to be “undertaken to benefit [the

grandchild’s] mother,” who had been bequeathed only a specific

amount of money under the will, with the remainder of the estate to

be placed in trust for the mother’s sister. Id.

     Following that appeal, the co-executors of the will filed a

petition for declaratory judgment and served discovery requests on

the mother and other beneficiaries to determine who was actually

responsible for the caveat and whether an in terrorem clause in the

will could prevent them from inheriting. See Norman, 292 Ga. at

353 (hereinafter “Norman II”). The mother and other beneficiaries

filed a motion to dismiss the petition, which the probate court

                                  27
denied, and we affirmed.         See id. at 353-354.        We rejected the

beneficiaries’ argument that the grandchild’s earlier challenge to

the will did not constitute a will contest, noting that his claims

sought to invalidate the formation of the will itself. See id. at 354.

We then held that the grandchild’s “initiation of legal proceedings

triggered the in terrorem clause and might, under circumstances

which may be uncovered, be attributed to a party other than [the

grandchild].” Id. Despite its peculiar circumstances, Norman II,

like Norton, exemplifies the traditional rule: the grandchild

challenged the validity of a will containing an in terrorem clause,

asserting that it was the product of undue influence and lack of

capacity; his claims failed; the will was therefore valid and the in

terrorem clause was effective to potentially disinherit whichever

beneficiary was actually responsible for the grandchild’s filing the

caveat. See Norman II, 292 Ga. at 354.15

      Thus, the common-law rule regarding the effect of an in

      15As discussed in Division 3 below, the Court of Appeals’s opinion in this
case misread the holdings of Norton and Norman II.
                                      28
terrorem clause on a challenge to the valid formation of a legal

instrument has been consistently applied by this Court.             See

Norman II, 292 Ga. at 354; Norton, 293 Ga. at 177-179. See also

Caswell v. Caswell, 285 Ga. 277, 277-279 & n.3 (675 SE2d 19) (2009)

(affirming the trial court’s judgment following a jury verdict that

rejected the appellant’s claims that a will was the product of undue

influence and lack of capacity, and noting that the trial court

reserved the issue of the validity of an in terrorem clause in the will

and its effect on the appellant for resolution after the trial); Lillard

v. Owens, 281 Ga. 619, 619-622 (641 SE2d 511) (2007)

(acknowledging that a will contained an in terrorem clause but

holding that the evidence was legally sufficient to sustain the jury’s

verdict that the will was the product of undue influence); Lanier v.

Lanier, 218 Ga. 137, 139-146 (126 SE2d 776) (1962) (rejecting the

plaintiff’s contention that a will was invalid because it violated the

rule against perpetuities and then concluding that the plaintiff had

forfeited his inheritance under an in terrorem clause contained in

                                  29
the will). 16

      3. Analysis

      We turn now to the analysis of the circumstances presented in

this case.      The Court of Appeals majority opinion held, and

Defendants argue, that the in terrorem clause in David’s trust

barred Plaintiff from asserting his undue-influence claim in the first

place and resulted in his forfeiture of trust assets.                 But that

conclusion is incorrect, because as we explained above, it is well

established under Georgia law that an in terrorem clause does not

bar a challenge to the valid formation of a legal instrument such as

      16 These cases illustrate that a challenge to the valid formation of a trust
instrument or will is a threshold issue that courts ordinarily should resolve
before determining whether the challenge causes a forfeiture under an in
terrorem clause contained in the instrument. We note that these cases
involved challenges to the validity of a will, rather than a trust. Although we
have found no Georgia cases before this one addressing the effect of an in
terrorem clause on a challenge to the formation of a trust instrument, our
appellate courts have regularly relied on cases involving in terrorem clauses in
wills when analyzing the effect of an in terrorem clause on a trust. See, e.g.,
Snook v. Sessoms, 256 Ga. 482, 482 (350 SE2d 237) (1986); Callaway v.
Willard, 321 Ga. App. 349, 353 (739 SE2d 533) (2013). See also Johnston v.
Goss, Case No. 95-6295, 1997 WL 22530, at *10 (10th Cir. Jan. 22, 1997)
(vacating the trial court’s grant of summary judgment on the plaintiff’s claim
that a trust was procured by undue influence because there were triable issues,
and declining to address the question of the application of the in terrorem
clause in the trust because “the validity or invalidity of the trust has not been
conclusively determined”).
                                       30
a trust or will. Nor does such a clause result in forfeiture when a

beneficiary successfully voids a trust or will.

      Here, Plaintiff raised an undue-influence claim to challenge

the validity of the trust instrument—which included the in terrorem

clause contained in it. The trial court properly permitted Plaintiff’s

undue-influence claim to proceed to the jury, and when the jury

determined that the trust was procured by undue influence, the

trust and its in terrorem clause were rendered void and without

effect. Because Plaintiff’s undue-influence claim was successful, the

void in terrorem clause did not result in his forfeiture of benefits

from the trust. 17

      The Court of Appeals majority’s conclusion to the contrary

      17Of course, had the jury concluded that Plaintiff did not prove that the
trust had been procured by undue influence, then the trust instrument would
have remained valid; the in terrorem clause would have applied; and Plaintiff
would have forfeited all benefits conferred by the trust, as opposed to inheriting
$25,000 under an unchallenged trust instrument or the larger sum he
inherited after the trust instrument was found to be void.
      Notably, in its prior opinion in this case, it appears that the Court of
Appeals properly allowed the undue-influence claim to proceed to the jury. See
Slosberg, 341 Ga. App. at 582-583 (holding that there was some evidence to
support Plaintiff’s undue-influence claim and reversing the grant of summary
judgment to Defendants on the basis that the trust was valid and that Plaintiff
had forfeited his benefits under the in terrorem clause).
                                       31
misunderstood the background law and our case law interpreting it,

and Defendants repeat those misconceptions in their brief to this

Court. First, the majority opinion implied that an in terrorem clause

is automatically valid, regardless of the validity of the trust

instrument or will in which the clause is contained, if the clause

satisfies former OCGA § 53-12-22 (b), which renders an in terrorem

clause invalid if the trust instrument does not contain a direction as

to the disposition of the forfeited property in the event the clause is

violated. See Giller, 359 Ga. App. at 870-871. As we discussed

above, however, former OCGA § 53-12-22 (b) provides the only

codified requirement for the validity of an in terrorem clause in a

trust instrument, but our common law supplies additional rules that

can invalidate an in terrorem clause if a beneficiary successfully

challenges the formation of the trust instrument that encompasses

the clause. Nothing in former or current OCGA § 53-12-22 (or the

rest of the Trust Code) overrides those common-law rules. See

OCGA § 53-12-3; Gray, 310 Ga. at 262.

     Second, the Court of Appeals majority wrongly interpreted the

                                  32
issue of undue influence by treating it as a matter of public policy

instead of as a legal doctrine. That misstep led the court to rely

incorrectly on Duncan and the language in OCGA § 53-4-68 (a),

which says, “Conditions in a will that are impossible, illegal, or

against public policy shall be void.”     But the principle that the

provisions in a legal instrument such as a trust, will, or contract

must be valid to be effective is not merely an issue of “public policy”;

it is a well-established common-law rule that our courts have

followed for more than a century. See, e.g., Whitt, 124 Ga. at 671;

Terry, 11 Ga. at 343-345. See also Innovative Images, LLC v.

Summerville, 309 Ga. 675, 681 (848 SE2d 75) (2020) (explaining that

“a contract is void as against public policy not because the process of

entering the contract was improper and objectionable by one party

or the other, but rather because the resulting agreement itself is

illegal and normally unenforceable by either party”) (emphasis in

original).

     The Court of Appeals majority’s flawed “public policy” analysis

precipitated its incorrect determination that Duncan was “directly

                                  33
on point,” and that led to its “inescapable” (but erroneous) conclusion

that an in terrorem clause “bars any claim attacking [a] trust,

including a claim that the trust was executed as the result of undue

influence.”   Giller, 359 Ga. App. at 871.        What is more, the

circumstances of Duncan are distinguishable.         In that case, the

trustees sought a declaratory judgment that the decedent’s trust,

which contained an in terrorem clause, was valid, and the

beneficiaries filed a counterclaim seeking a declaratory judgment

that the in terrorem clause was not enforceable “to the extent it

preclude[d] them from asserting . . . a claim of undue influence,”

even though the beneficiaries alleged that they had a good-faith

basis and probable cause to assert such a claim. Duncan, 345 Ga.

App. at 346-347. The trustees filed a motion for summary judgment

on the counterclaim, which the trial court granted, declining the

beneficiaries’ invitation to judicially create a good-faith or probable-

cause exception to the enforcement of in terrorem clauses. See id. at

347.

       On appeal, the beneficiaries contended only that such an

                                  34
exception should be recognized under Georgia law, as it is recognized

under the statutory or decisional law of other states. See id. The

Court of Appeals rejected that argument and affirmed the trial

court. It held that there is no statutory good-faith or probable-cause

exception to the enforcement of in terrorem clauses and that there

is no public-policy exception in the Trust Code, and it declined to

adopt such an exception. See id. at 350 (noting that the “‘legislature,

and not the courts, is empowered by the Constitution to decide

public policy, and to implement that policy by enacting laws’”)

(citation omitted).

     In other words, in Duncan, the beneficiaries preemptively

sought a declaration that the in terrorem clause was unenforceable

“to the extent it preclude[d] them” from asserting an undue-

influence claim. And they contended that their challenge would not

result in the forfeiture of their benefits, given that they had a good-

faith basis and probable cause to bring the claim. The beneficiaries

essentially sought to secure a ruling that, as a matter of law, the in

terrorem clause contained in the trust was unenforceable because

                                  35
the clause itself prevented the beneficiaries from bringing an undue-

influence claim. They thus sought to indirectly challenge the trust

without bearing the concomitant risk of forfeiting all of their

benefits if the trust instrument was later determined to be valid.

See, e.g., RADFORD, supra, at § 2:1 n.17; Beyer, supra, at 227. The

Court of Appeals held that they could not do so, and declined to

usurp the legislative branch’s authority to establish public policy by

judicially creating a non-statutory good-faith or probable-cause

exception to the enforcement of in terrorem clauses in trust

instruments. See Duncan, 345 Ga. App. at 350.

     As the trial court in this case recognized, Duncan answered

only a narrow question: whether to judicially create a good-faith or

probable-cause exception to the enforcement of an in terrorem clause

that would permit a beneficiary to challenge the validity of a trust

without risking forfeiture. But that question is not pertinent in this

case because Plaintiff, unlike the beneficiaries in Duncan, actually

asserted and won his undue-influence claim, thus rendering the

trust instrument and in terrorem clause void under Georgia law; he

                                 36
therefore need not (and does not) rely on a good-faith or probable-

cause exception to prevail. Duncan’s holding is inapposite here, and

the Court of Appeals was wrong to rely on it.18

      18 We note that, in determining that Georgia law does not recognize a
good-faith or probable-cause exception, Duncan did not grapple with the
question of whether the common law of England as it existed in 1776, and
which the General Assembly adopted as Georgia law, recognized such an
exception. See OCGA §§ 53-12-3; 1-1-10 (c) (1). See also Powell v. Morgan, 23
Eng. Rep. 668, 668 (Ch. 1688) (holding that the plaintiff did not forfeit his
legacy by contesting the formation of a will because he had probable cause to
assert the challenge). Nor did the Court of Appeals analyze whether any such
common-law exception has been expressly or implicitly displaced by Georgia’s
statutory law. See Glenn v. State, 310 Ga. 11, 17-24 (849 SE2d 409) (2020)
(applying this sort of analysis). But we need not answer those questions to
decide this case, and we express no opinion as to whether Duncan was correctly
decided in this regard.
       In addition, we note that some language in Duncan appears to conflict
with the ultimate holding of the case. For example, in the introductory
paragraph of the opinion, the Court of Appeals said broadly that the
beneficiaries “challenged the legal validity of the trust based on a claim of
undue influence” and that “the trial court did not err by enforcing the in
terrorem clause against a claim of undue influence and therefore granting
partial summary judgment to the trustees on that claim.” 345 Ga. App. at 345.
See also id. at 347 (stating that the beneficiaries “sought a declaration that the
in terrorem provision . . . is unenforceable to the extent it precludes them from
asserting . . . a claim of undue influence”). But the opinion goes on to make
clear that the beneficiaries filed a counterclaim seeking a declaratory judgment
regarding the future enforcement of the in terrorem clause as to a potential
claim of undue influence made in good faith and with probable cause, and that
the trial court granted summary judgment against the beneficiaries as to the
declaratory judgment claim. See id. at 346-347. To the extent Duncan
incorrectly suggests that an in terrorem clause bars a claim challenging the
validity of a trust or will, that language is disapproved.
       We also note that after the Court of Appeals’s decision in Duncan, the
trial court held that the in terrorem clause in the trust in that case also applied

                                        37
      Moreover, the Court of Appeals majority incorrectly looked to

OCGA § 53-4-68 (a)’s reference to “public policy” with respect to wills

in evaluating whether an in terrorem clause in a trust instrument

“bars” a claim of undue influence. The majority reasoned that after

the decision in Duncan, the General Assembly amended subsections

(b) and (c) of OCGA §§ 53-12-22 and 53-4-68, as discussed in footnote

6 above, but did not amend OCGA § 53-12-22 (a), which says that

“[a] trust may be created for any lawful purpose,” to mirror OCGA §

53-4-68 (a), which prohibits “[c]onditions in a will that are . . .

against public policy.” See Giller, 359 Ga. App. at 872-873. But as

discussed above, the validity of a will or trust is not a public-policy

issue, and Duncan’s holding about judicially creating exceptions to

to the beneficiaries’ claim for tortious interference with the expectation of a
bequest. The Court of Appeals affirmed that ruling, stating that it had held in
the previous appeal that the in terrorem clause was “enforceable as to [the
beneficiaries’] undue-influence claim” and concluding that the tortious-
interference claim similarly alleged that the trust was procured by undue
influence. Duncan v. Rawls, 359 Ga. App. 715, 718-721 (859 SE2d 857) (2021).
The beneficiaries filed a petition for certiorari, which is currently pending in
this Court, arguing that this holding was incorrect. See Duncan v. Rawls, Case
No. S21C1202.

                                      38
valid in terrorem clauses has no bearing here. 19 Thus, even if we

assume (dubiously) that the General Assembly’s omission of the

language prohibiting conditions that violate public policy in the

Trust Code signifies a rejection of that rule regarding trusts, OCGA

§ 53-4-68 (a)’s reference to public policy does not speak to whether a

will—let alone a trust—was validly formed. A comparison of OCGA

§§ 53-12-22 and 53-4-68 therefore provides no indication that the

legislature intended for an in terrorem clause to bar an undue-

influence claim with respect to trusts but to allow such claims with

respect to wills.

      Finally, the Court of Appeals majority concluded that Norton

and Norman II held that a beneficiary is barred from raising an

undue-influence claim against a trust instrument that contains an

in terrorem clause. See Giller, 359 Ga. App. at 873. But as we

explained above in Division 2 (c), those cases did not hold that the

in terrorem clauses at issue barred the beneficiaries from asserting

      19 Likewise, neither OCGA §§ 53-12-22 (c) nor 53-4-68 (c) speaks to the
validity of an in terrorem clause. Rather, those subsections list circumstances
in which a valid in terrorem clause “shall not be enforceable.”
                                      39
undue-influence claims. Rather, the in terrorem clauses in those

cases resulted in forfeiture because the beneficiaries had already

raised their undue-influence claims and lost—they were not

successful in asserting that the legal instrument was procured by

undue influence. See Norton, 293 Ga. at 177-179; Norman II, 292

Ga. at 354. To the extent that certain language in Norton and

Norman II suggests otherwise—i.e., that an in terrorem clause bars

a challenge to the formation of a trust or will or that the filing of

such a challenge automatically results in forfeiture—that language

is disapproved. See Norman II, 292 Ga. at 354 (emphasizing that

“Decedent’s in terrorem clause becomes operative ‘[s]hould any

beneficiary contest or initiate legal proceedings to contest the

validity of this Will’” and saying that the appellant’s “initiation of

legal proceedings triggered the in terrorem clause”) (emphasis in

original); Norton, 293 Ga. at 178 (stating that “[a] challenge to the

will’s probate by one named as a taker under the will results in the

forfeiture of the ‘entire interest’ that taker would otherwise have

under the will” and that “[t]he clear intent [of the will] is that the

                                 40
interest of any contesting beneficiary be forfeited”).20

      20 In reaching its conclusion in this case, the Court of Appeals majority
also relied on In re Estate of Johnson, 352 Ga. App. 164 (834 SE2d 283) (2019),
and Howell v. Bates, 350 Ga. App. 708 (830 SE2d 250) (2019). However,
Johnson did not involve a challenge to the formation of a trust or will. Instead,
the beneficiaries in that case conceded that their father’s trust was valid but
sought to remove his fiancée as executor of the will, as a trustee, and as a
beneficiary on the basis that the will and trust instrument referred to her as
the father’s “wife,” even though they were not married. See Johnson, 352 Ga.
App. at 165-167. The Court of Appeals held that any such claims would be
barred by the will’s and trust’s in terrorem clauses, because the beneficiaries
sought to “break the father’s will and trust” by “void[ing] any bequest to [the
fiancée] or any involvement by [the fiancée] in the father’s estate.” Id. at 167-
168. And in Howell, the decedent executed a will that contained a pour-over
provision that bequeathed all of her assets to a trust upon her death. See 350
Ga. App. at 708. Both the will and the trust instrument contained similar in
terrorem clauses, which said that if a beneficiary contested either the trust or
the will, any benefits under the trust and will would be revoked. See id. at 709.
A beneficiary challenged the validity of the will in probate court on the basis
of undue influence, and while that action was pending, an executor of the will—
who was also a trustee—filed a petition for declaratory judgment in superior
court seeking a ruling that the trust was valid. See id. at 710. The beneficiary
then filed an answer asserting that the trust was invalid. See id. The superior
court granted the trustee’s motion for summary judgment, and the Court of
Appeals affirmed, ruling, in pertinent part, that the beneficiary’s challenge to
the validity of the trust was time-barred, and that the trust thus “remained
valid and in full force and effect.” Id. at 711, 714. The court then concluded
that the beneficiary had violated the in terrorem clause in the trust and thus
forfeited her right to a distribution from the trust, because she had challenged
the validity of the will. See id. at 714-715. Howell presented the complicated
question of whether a valid in terrorem clause in a valid trust results in a
forfeiture when a beneficiary challenges the validity of a will containing a pour-
over provision and the challenge to the formation of the will had not been
decided. In this case, the trust instrument and in terrorem clause were
determined to be invalid. Howell is thus distinguishable, and we express no
opinion as to whether it reached the correct result.

                                       41
     For these reasons, the Court of Appeals erred by concluding

that the in terrorem clause in this case barred Plaintiff’s undue-

influence claim and resulted in the forfeiture of any benefits from

his father’s trust. We therefore reverse that part of the Court of

Appeals’s judgment. Because the court also determined that the

trial court erred by imposing a constructive trust and remanded the

case for a determination of whether a constructive trust was proper,

see footnote 7 above, we remand the case to the Court of Appeals

with the direction to remand the case to the trial court for further

proceedings consistent with this opinion. 21

      Judgment reversed in part, and case remanded with direction.
All the Justices concur.

     21  We express no opinion as to whether the constructive trust was
properly imposed.
                                  42
      BETHEL, Justice, concurring.

      I was wrong. At least I’m fairly sure I was.

      In Duncan v. Rawls, 345 Ga. App. 345, 347-350 (1) (812 SE2d

647) (2018), a majority of the Court of Appeals held that the trial

court was correct in granting summary judgment on the

counterclaim asserted by the purported beneficiaries of a trust. My

frustration with that ruling led me to call for the judicial recognition

of a good faith and probable cause exception for those challenging in

terrorem clauses in trust documents. 22 See id. at 354-359 (Bethel, J.,

dissenting). Of course, as the Court clearly demonstrates today, such

an exception is not necessary to allow a challenge to the formation

of a trust. Thus, I happily concur in the Court’s articulation of the

      22 As noted in the opinion of the Court in footnote 17, it is possible that a
good-faith and probable-cause exception existed in the common law of England
in 1776 when it was adopted as the law of Georgia. See Powell v. Morgan, 23
Eng. Rep. 668 (Ch. 1688) (holding that the plaintiff did not forfeit his legacy by
contesting the formation of a will because he had probable cause to assert the
challenge). Of course, that question is not before us here and was most
definitively not before the Court of Appeals in Duncan, where the beneficiaries
asked the court to adopt such an exception rather than enforce an already-
existing exception. Thus, if my suggestion in Duncan to recognize the exception
later proves to have been correct based on its existence in the adopted common
law of 1776, it will be a product of pure accident.
                                        43
correct rule.

     Given the circumstances of that case, the holding in Duncan

did not allow the opportunity to challenge the formation of the trust

in question there. Because of that, I write to emphasize the Court’s

disapproval of Duncan to the extent that decision endorsed the

summary adjudication of a challenge to formation based solely on

the presence of an in terrorem clause when the Court of Appeals

concluded that “the trial court did not err by enforcing the in

terrorem clause against a claim of undue influence and therefore

granting partial summary judgment to the trustees on that claim.”

(Emphasis supplied.) Id. at 345. Summary adjudication of a

challenge to the formation of any legal document based solely on the

presence of an in terrorem clause in the document is improper. That

was the main thrust of my dissent in Duncan, and it is, in my view,

the main takeaway of the Court’s opinion in this case.

                                 44