Court Opinion

ID: 9522123
Source: CourtListenerOpinion
Date Created: 2023-08-07 02:18:12.509846+00
Date Added: 2024-06-11T13:02:19.343709
License: Public Domain

STATON, Judge,
dissenting.
I dissent from the Majority with the knowledge that this is regrettably a hard case, but hard cases make bad law when equitable considerations give way to the clear legal rights of others. The foundation for an estoppel theory to be imple*1019mented is not factually present. Pepkow-ski had more than reasonable means of knowing the effective date of her insurance coverage. - Kahf v. Charleston South Apartments (1984), Ind.App., 461 N.E.2d 723, at 733. The effective date was explained in the benefits booklet that was presented to her at the time she made her application for health insurance. She knew the date that she made the application for insurance. The effective date of her health insurance was a simple calculation.
The fact that she attached so little importance to the effective date of her new insurance before canceling her old insurance is a burden she will have to bear-not the Appellees. I would affirm the trial court.