Court Opinion

ID: 3679605
Source: CourtListenerOpinion
Date Created: 2016-07-06 06:25:17.454841+00
Date Added: 2024-06-11T09:31:42.582313
License: Public Domain

The suit was brought to recover the value of two notes destroyed by fire. The plaintiffs were merchants in the city of New York, and sent two notes to S.W. Davis, Esq., an attorney living in Charlotte. The latter filled up a writ on the same against the defendants Moss and Ross for the amount of the two, consolidated, but before he could obtain judgment thereon his office and residence were destroyed by fire, and with it the notes in question.
The answer of Ross denies that he ever executed two notes as surety for Moss to plaintiffs. He admits he did execute one note for about the sum specified in each of the notes, they being nearly equal in amount, and that this was about the time the notes were dated, they bearing nearly the same date, but he says this was done upon the express understanding and agreement, both with E. H. Moss and one William (146) Cooper, that he (Cooper) would sign the said bond as surety, but that the same was not done, and the note which he signed was put in use by Moss without Cooper's signature to it, by passing it to the plaintiffs for a debt which he had formerly contracted with them for merchandise.
The depositions of Cooper and Mr. Davis were taken as to the facts of the case, and their evidence is sufficiently apparent from the recital of his Honor, the Chief Justice, in delivering the opinion of the Court. *Page 125 
The defendant Ross admits he signed one of the notes, but alleges, by way of avoidance, that he left it in possession of Moss with the understanding that he was not to use it unless it was also executed by one Cooper as cosurety.
It may well be doubted whether this matter, if proven, would be sufficient in avoidance, for the reason that Moss was thereby enabled to procure from the plaintiff a surrender of his evidence of debt; and if loss follows from this breach of confidence, it should fall on the party who reposed the confidence rather than on an innocent third person. But the allegation is not proven by any competent evidence. Cooper, it is true, swears that he signed a note as surety for Moss and left it in his possession with an understanding that it was not to be used unless Ross executed it as cosurety; but this evidence does not establish the allegation of Ross in respect to the note which he signed.
There is a portion of the answer which tends to show that both Ross and Cooper acted with very little caution in this business. "This defendant, further answering, states that during the same day, or shortly after he had signed the note, he met with Cooper in the streets of Charlotte and asked him if he had signed the note, and Cooper told this defendant that he had, and said Cooper then asked this defendant if he had signed it, and he told Cooper that he had. This defendant then (147) rested contented until a writ was served on him." Now, if there was but one note, either Ross or Cooper must have signed it before the other, and the fact that both were ignorant that the other had signed it ought to have suggested that there was some mistake about it and led to an inquiry which would have disclosed the fact that Moss had procured each to sign a different note so as to show that there were two notes of about the same amount.
In regard to the second note mentioned in the bill, its execution is denied by Ross, and the deposition of Mr. Davis does not establish it. He does not swear to the handwriting of Ross, but thinks there were two notes purporting to have been signed by him as surety of Moss, and says that after the notes were burnt he desired Ross to execute his note in lieu thereof, which Ross declined, saying it was hard to pay security money, and Moss had deceived him by not getting Cooper to sign also, and said nothing about a forgery. If the attention of Ross had been distinctly called to the fact of there being two notes with his name to them, his silence in respect to the fact that he had only signed one note might have led to an inference against him, but such inference would not outweigh his positive denial in the answer, so as in the face of his *Page 126 
oath to establish the allegation of the bill that he had signed two notes. But we think it probable that his attention was not called to it, but, on the contrary, was directed from it by the fact that the writ in the action at law sets out only one debt, $567.87; the two notes being consolidated, and all the circumstances suggest that probably Mr. Davis filled up the writ without noticing the fact that one note was signed by Ross and the other by Cooper, which will explain the matter and prevent any conflict between the answer of Ross and the deposition of Mr. Davis and leave Cooper liable on the other note, unless he is protected by the statute of limitations. However this may be, the plaintiffs have failed to prove that Ross executed more than one note, and must be content to take a decree for the amount of one of the notes and interest. (148) One of the notes is for $284.07, the other for $283.80, with interest from near the same date, and as the proof does not show which was signed by Ross, the decree will be for the smaller note, theonus being on the plaintiff.
PER CURIAM.                                    Decree accordingly.
Cited: Gwyn v. Patterson, 72 N.C. 193.