Court Opinion

ID: 9762455
Source: CourtListenerOpinion
Date Created: 2023-08-29 02:24:27.45121+00
Date Added: 2024-06-11T07:29:34.687621
License: Public Domain

FLANIGAN, Judge,
concurring.
I concur with the principal opinion. With respect to defendant’s first point, I concur only because I agree with reluctance that § 376.800 has the effect of repealing that portion of § 376.783.3 dealing with a false statement materially affecting “the acceptance of the risk” by the insurer. In this day of ever-increasing medical and hospitalization expenses, the legislature might see fit to reconsider the wisdom of a statute which has the effect of permitting a mis-representer to profit by multiple policies whose existence he has denied. Truthful policy holders bear the burden of his ill-gotten gains.