Court Opinion

ID: 7515457
Source: CourtListenerOpinion
Date Created: 2022-07-29 04:46:01.491286+00
Date Added: 2024-06-11T13:34:34.604237
License: Public Domain

I respectfully dissent.
All motor vehicle liability insurance policies are to be construed as providing minimum uninsured motorist coverage unless the named insured has executed a written rejection of that coverage. Insurance Co. of North America v. Thomas, Ala.Civ.App., *Page 429 337 So.2d 365 (1976). There was no written rejection in evidence at trial below. Hence, the trial court did not err in construing the policy as providing minimum uninsured motorist coverage.
Stated another way, since no written rejection was introduced at trial, the trial court should not be bound by oral testimony that such a written rejection was in fact executed. To reverse the trial court for the reasons stated by the majority is to emasculate this state's policy that, in the absence of a written rejection, all motor vehicle liability insurance policies are to be construed as providing minimum uninsured motorist coverage. Insurance Co. of North America, supra.