Court Opinion

ID: 9953111
Source: CourtListenerOpinion
Date Created: 2024-03-21 16:01:46.014833+00
Date Added: 2024-06-11T14:45:41.212966
License: Public Domain

NOT FOR PUBLICATION                           FILED
                    UNITED STATES COURT OF APPEALS                       MAR 21 2024
                                                                      MOLLY C. DWYER, CLERK
                                                                       U.S. COURT OF APPEALS
                           FOR THE NINTH CIRCUIT

SALNAVE KEEFER, on behalf of himself            No.    23-15225
and all others similarly situated,
                                                D.C. No. 4:21-cv-07503-HSG
                Plaintiff-Appellant,

 v.                                             MEMORANDUM*

RYDER INTEGRATED LOGISTICS, INC.,
a Delaware corporation; HADCO METAL
TRADING CO., LLC, a Delaware
corporation,

                Defendants-Appellees.

                   Appeal from the United States District Court
                     for the Northern District of California
                 Haywood S. Gilliam, Jr., District Judge, Presiding

                            Submitted March 13, 2024**
                             San Francisco, California

Before: S.R. THOMAS, McKEOWN, and CHRISTEN, Circuit Judges.

      Salnave Keefer, a former employee of Ryder Integrated Logistics, Inc.

(Ryder), appeals the district court’s order granting summary judgment to

      *
             This disposition is not appropriate for publication and is not precedent
except as provided by Ninth Circuit Rule 36-3.
      **
             The panel unanimously concludes this case is suitable for decision
without oral argument. See Fed. R. App. P. 34(a)(2).
Defendants on Keefer’s challenges to Fair Credit Reporting Act (FCRA)

disclosures he viewed online when applying for a job. Because the parties are

familiar with the facts, we do not recount them here. We “review the appeal of a

summary judgment ruling de novo, applying ‘the same standard used by the trial

court under Federal Rule of Civil Procedure 56(c).’” Guzman v. Polaris Indus.

Inc., 49 F.4th 1308, 1311 (9th Cir. 2022) (quoting Fontana v. Haskin, 262 F.3d

871, 876 (9th Cir. 2001)). We have jurisdiction pursuant to 28 U.S.C. § 1291, and

we affirm.

      1. Ryder’s Background Investigation Disclosure satisfied the FCRA’s

requirement that a disclosure be “clear and conspicuous.” 15 U.S.C.

§ 1681b(b)(2)(A)(i). A disclosure is “clear” if it is “reasonably understandable”

and unclear if it “would confuse a reasonable reader” or if “a reasonable person

would not understand” the language. Gilberg v. Cal. Check Cashing Stores, LLC,

913 F.3d 1169, 1176–77 (9th Cir. 2019). The three phrases Keefer challenges in

the Background Investigation Disclosure—“third-party agency,” “the Company,”

and “appointment and/or contract terms”—are all clear because a reasonable

person would understand their meaning in the context of the disclosure and job

application. Keefer does not challenge the district court’s finding that the

disclosure was conspicuous, so that argument is forfeited. See Smith v. Marsh, 194

F.3d 1045, 1052 (9th Cir. 1999).

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      2. The Background Investigation Disclosure also satisfied the FCRA’s

requirement that a disclosure be provided “in a document that consists solely of the

disclosure.” 15 U.S.C. § 1681b(b)(2)(A)(i). The FCRA does “not allow for the

inclusion of any extraneous information in the consumer report disclosure.”

Walker v. Fred Meyer, Inc., 953 F.3d 1082, 1084 (9th Cir. 2020) (citing Gilberg,

913 F.3d at 1175–76). The phrases “third-party agency” and “appointment and/or

contract terms” and the list of background information that could be collected are

not extraneous because “some concise explanation of what [a] phrase means may

be included as part of the ‘disclosure’ required by [the FCRA].” Id.

      The elements of the online application that Keefer challenges, including

company logos, a progress bar, and a hyperlinked “Application FAQs” at the

bottom of the page, are not extraneous because they appear identically on every

page of the online application, do not overlap with the text of the disclosure, and

contain only brief and non-substantive text. These header and footer elements do

not “pull[] the applicant’s attention away” from the text of the disclosure, Syed v.

M-I, LLC, 853 F.3d 492, 502 (9th Cir. 2017), and would not “confuse” a

reasonable job applicant, Gilberg, 913 F.3d at 1176.

      AFFIRMED.

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