Court Opinion

ID: 9382973
Source: CourtListenerOpinion
Date Created: 2023-03-29 14:14:29.795566+00
Date Added: 2024-06-11T17:17:43.051688
License: Public Domain

Third District Court of Appeal
                               State of Florida

                        Opinion filed March 29, 2023.
       Not final until disposition of timely filed motion for rehearing.

                            ________________

                             No. 3D21-2338
                       Lower Tribunal No. 20-20725
                          ________________

                             Mayra Santana,
                                  Appellant,

                                     vs.

               People’s Trust Insurance Company,
                                  Appellee.

     An appeal from the Circuit Court for Miami-Dade County, Charles
Johnson, Judge.

     Rodriguez Tramont & Núñez, P.A., Paulino A. Nuñez, Jr., Frank R.
Rodriguez, and Stephanie Therese Nuñez, and Crabtree & Auslander, LLC
and Charles M. Auslander, and Brian C. Tackenberg, and John G. Crabtree,
Knecht Law Group, and Michael C. Knecht (Jupiter), for appellant.

     Brett Frankel, Jonathan Sabghir (Deerfield Beach), Cole, Scott &
Kissane, P.A. and David C. Borucke (Tampa), for appellee.

Before SCALES, MILLER, and LOBREE, JJ.
      PER CURIAM.

      Affirmed. See Dodge v. People’s Tr. Ins. Co., 321 So. 3d 831, 835

(Fla. 4th DCA 2021) (“Corrosion, the chemical reaction between iron and

moist air, is an act of nature or a naturally occurring force. Thus, the rust or

corrosion occurred because of a natural act.”); Rosa v. Safepoint Ins. Co.,

350 So. 3d 468, 471 (Fla. 5th DCA 2022) (“[T]he rust or other corrosion that

occurred in the pipes in [appellant’s] dwelling, regardless of whether it was

perhaps preventable or controllable, was a naturally occurring force and thus

an act of nature. As an act of nature, the loss came within the policy

exclusion for ‘any act of nature.’”).

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