Court Opinion

ID: 9570101
Source: CourtListenerOpinion
Date Created: 2023-08-21 20:20:11.091596+00
Date Added: 2024-06-11T12:04:57.266746
License: Public Domain

Judge Wells
concurring.
While I concur in the result reached by the majority, I have a somewhat different view of the test established by our Supreme Court in its previous opinion in this case. It appears to me that the Supreme Court constructed a two-part good faith test, one part objective, the second subjective.
As to whether an insured knows, or reasonably should have known, that he was involved in an accident; or knew, or reasonably should have known, that a claim would or might be made against him is a reasonable man question, to be objectively determined.
As to whether an insured purposefully and knowingly fails to notify his insurance company of the accident, is a part of the good faith issue which should be determined upon a subjective standard.