Court Opinion

ID: 6605176
Source: CourtListenerOpinion
Date Created: 2022-07-20 20:11:31.02312+00
Date Added: 2024-06-11T15:57:57.023344
License: Public Domain

LyoN, J.
1. One condition of the plaintiff’s chattel mortgage is: “ If the said mortgagor shall pay to said mortgagee the sum of $2,000, one year after date of note, with interest *82at five per cent, per annum, then these presents shall cease and be null and void.” It is claimed that this is not a sufficient statement of the amount of the debt which the mortgage was given to secure, and when the same was due, and that the mortgage is void for that reason. The alleged insufficiency consists in the failure to give the date of the note, without which the amount of accrued interest thereon, and the time when the note will mature, cannot be known.
A -note was put in evidence by the plaintiff, made to him by William F. Weber, for $2,000, and five per cent, interest, dated October 15, 1883, and payable one year after date. It was proved that this is the note which the mortgage was intended to secure. The. mortgage bears date August 1, 1884. So far as the note is described therein, it agrees with that read in evidence. It wants only the date to make the description perfect. These facts bring the case within the rule of Paine v. Benton, 32 Wis. 491, which is, substantially, that it is not essential to the validity of a chattel mortgage given to secure the payment of a note that all the particulars of the note should be specified in the condition of the mortgage. It is sufficient if the note is so far described that it appears, with reasonable certainty, to be the note intended to be secured. The distinction between a case like this and that of Follett v. Heath, 15 Wis. 601, is sufficiently stated by Dixon, C. J., in the opinion in Paine v. Benton. See, also, Carter v. Rewey, 62 Wis. 552.
It must be held that the failure to give the date of the note in question in the mortgage does not render the'mortgage invalid; also that such note was properly admitted in evidence.
2. ,The main question is,'Does the mortgage to the plaintiff of “ one portable saw-mill ” include the engine seized by the defendants and sold. If it does (there being .no claim, otherAhan that just considered, that the mortgage is not a valid- security), the plaintiff is entitled to recover.
*83Counsel for defendants maintains, with much ingenuity of argument, that the question is one of law; that parol testimony was inadmissible to show that the engine seized by the defendants was intended by the parties to the mortgage to be and is included in the description “ one portable saw-mill; ” and that the court should hold, eco vi termini, that it is not so included.. The question here is, Was the engine part and parcel of the “ portable saw-mill ” conveyed by the mortgage ? The rule is quite elementary that on such. a question parol proof of the extent and meaning of the terms employed, and the sense in which the same were used by the parties, is admissible. 1 Greenl. Ev. § 286. In Ganson v. Madigan, 15 Wis. 144, the qu’estion was as to the meaning of the word “team.” in a contract. The trial judge received evidence to ascertain the sense in Avhich the Avord was used by the parties, and submitted the question to the jury. These rulings were held correct.
The law furnishes no rule by which we can determine, without the aid of extrinsic evidence, that the engine in controversy was or was not part and parcel of the portable saw-mill. In some- cases and under some circumstances the engine may be a part of the mill; in other cases and under different circumstances it may not. Hence the absolute necessity of a resort to .proof extrinsic the mortgage to determine the question. Suppose the price of the engine established by the defendant company is $1,500, and of the balance of .the machinery $500. A person sends to that company $2,000 and orders a portable saw-mill, giving no further speeifica-. tion of the property ordered. In such case the extrinsic proof would show conclusively that the engine was part of the mill thus ordered. On the other hand, if but $500 accompanied the order, it is equally plain that the engine would constitute no part of the mill.
We conclude, therefore, that it was a question of fact fbr the jury to determine, under all the circumstances of the *84case, whether the engine was part and parcel of the “ portable. saw-mill” mortgaged to the plaintiff by his son, and so considered by the parties to the mortgage.
See note to this case in 27 N. W. Rep. 834.— Rep.
The findings of fact are broader than is necessary to sustain the plaintiff’s case, and perhaps it would be difficult to uphold them in their full extent. For example, it may be doubtful whether the words “ one portable saw-mill,” in their plain and ordinary meaning and signification, include, in all cases, a. steam-engine to propel it. But the findings necessarily include the proposition that this particular engine was part and parcel of the portable saw-mill mortgaged to the plaintiff, and, to that extent, they are abundantly supported by the evidence.
3. The jury found specially that, when the engine was taken by the defendants, the same was in the actual possession of the plaintiff under his chattel mortgage. There seems to be some proof to support the finding, although the.existence of such proof is controverted. This finding becomes immaterial, however, in view of the facts, which must be considered established, that the plaintiff held a valid chattel mortgage upon the property. These facts entitle him to judgment for its value, whether the engine was taken from the possession of the mortgagee or mortgagor.
Many errors are assigned, but it is believed all of them of any importance are disposed of b#y what has already been said. We think none of them are well assigned.
By the Court.— The judgment of the circuit court is affirmed.