Court Opinion

ID: 9635966
Source: CourtListenerOpinion
Date Created: 2023-08-22 14:11:11.552374+00
Date Added: 2024-06-11T18:09:39.536256
License: Public Domain

ON MOTION FOR REHEARING
PER CURIAM.
In its motion for rehearing, American adds nothing that was not included in its brief and previously considered by this court. American again cites Rodriguez v. General Accident Ins. Co., 808 S.W.2d 379 (Mo. banc 1991), and, apparently based upon the fact that this court’s principal opinion did not refer to that case, deduces that it was not considered. It was considered. It was not cited nor discussed because the policy language in Rodriguez was not duplicitous so as to be indistinct and uncertain, as the policy language was in this case.
As pointed out in the principal opinion, the insurance policy in question stated, in addition to what American characterized as “the anti-stacking provision,” that the maximum limit of liability was a sum of limits of liability that were “shown in the declaration for each person for uninsured motorist coverage.” This language appeared in the “Limit óf Liability” subpart of the “UNINSURED/UNDERINSURED MOTORISTS COVERAGE.” It was applicable to both types of coverage.
This produced two results. It created duplicity in that it provided two different ways for ascertaining maximum policy limits for underinsured motorist coverage, each of which produced different maximum amounts, i.e., it created an ambiguity; and, insofar as identifying policy limits, it treated underinsured coverage as though it were uninsured coverage. The policy in Rodriguez did not do those things.
Nolan also filed her Application for Rehearing and/or Transfer to the Missouri Supreme Court in No. 18428. It presents nothing new. Nolan’s Motion for Rehearing and/or Transfer to the Missouri Supreme Court in No. 18428 is denied. American’s Motion for Rehearing and Application for Transfer to the Supreme Court in No. 18409 is denied.