Court Opinion

ID: 8504416
Source: CourtListenerOpinion
Date Created: 2022-11-23 01:25:42.875803+00
Date Added: 2024-06-11T16:50:49.392756
License: Public Domain

tíiLCHRisT, J.
It is contended by the defendant that this action will not lie against the officer, until the plaintiff gives notice of his mortgage, and states his account, and the sheriff or creditor refuses to pay the demand, and discharge the lien. This doctrine is suggested by the court in the case of Miller vs. Baker, 20 Pick. 287. Sufficient notice of the mortgage was already given by the record in the town clerk’s *254office. But the question does not arise in this case. If the defendant had intended to rely on this position, it should have been taken at the trial, in order that the plaintiff might have had an opportunity to obviate the objection, by offering evidence of the notice, and the statement of his account.
It is also argued, that the fact that the mortgager remained in possession for so long a period, is conclusive evidence of fraud. But the possession by the vender after an absolute sale of chattels is not conclusive evidence of fraud. It is only prima facie evidence, and is conclusive only when unexplained. Coburn vs. Pickering, 3 N. H. Rep. 145; Ash vs. Savage, 5 Ditto 545. And we certainly should not apply a more rigid rule to the case of a mortgage, than to that of an absolute sale. Holbrook vs. Baker, 5 Greenl. 312; Haven vs. Low, 2 N. H. Rep. 13. The length of time that the mortgager remains in possession, although the act of 1832 implies that he may retain possession, may, under the peculiar circumstances of a case, be considered by the jury, as tending to show fraud ; but it is a matter susceptible of explanation. We think the instruction to the jury on this point was correct.
It is objected by the defendant to the condition of the mortgage, that it is for an uncertain amount; that a creditor wishing to redeem could not ascertain the sum due ; and, therefore, that one object contemplated by the act for recording mortgages fails of being attained, viz., that creditors might ascertain from the condition the amount of the incumbrance. Whether this be an important object or not, it certainly is not attained in any case where a part of the debt has been paid since the registry of the mortgage. At the date of the registry the debt may be a hundred dollars. This may be reduced by payments on the next day to fifty dollars; but this fact, and consequently the amount of the incumbrance, cannot be ascertained from the record, as the law does not require, nor is it the custom, that any subsequent payments should appear of record. We cannot require any greater certainty *255than that contemplated by the act, and objections of this character cannot avail, until some further statutory provision be made on the point.
The case of Holbrook vs. Baker, 5 Greenl. 309, is somewhat analogous to the one before us. The plaintiff there claimed a clock under a mortgage bill of sale, which was made to secure the payment of §14-00 then due, and such farther sum as might be due the plaintiff at the end of sixty days, within which time it might be redeemed by the mortgager. The price of the clock was stated to be §50-00, and the sum due the plaintiff had amounted to §45-00, when it was attached by a creditor of the mortgager, and the mortgagee replevied it while it was in the possession of the sheriff.
It was objected by the defendant, that the mortgage was made to secure not only the §14-00 then due, but certain future advances. But the court held that this was no valid objection, and referred to Atkinson vs. Maling, 2 T. R. 462, and Badlam vs. Tucker, 1 Pick. 398. In the latter case it is said by the court, that “ where a mortgage is made merely to secure future advances, without any other consideration at the time, it might be void against creditors, as tending to facilitate collusion, and enabling the mortgager to get credit on his property without any notice that it was incumbered. But if the object of the mortgage be to secure an existing demand, the addition of a clause protecting future advances would not necessarily avoid the mortgage.”
It is not necessary here to determine whether future advances could be secured here by a mortgage of personal property, as it is sufficient for this case to settle that where there is a debt due, the fact that the mortgage was intended also to cover future advances does not render it void for the whole.
The condition provides for the payment of fifty dollars in sixty days from the date of the mortgage—“meaning and intending the legal claims and demands they have against me.” We think the proper construction of the condition is, that the sum to be secured is the amount actually due, not ex*256ceeding fifty dollars. If the amount actually due refer to the claims existing at the end of sixty days, then, as there was a debt due at the date of the mortgage, we are of opinion that the mortgage is not void.
Or if by this is meant the sum due at the date of the mortgage, we see no more practical difficulty in ascertaining that sum than in ordinary cases, where the amount of the debt has been reduced by subsequent payments. If the condition had been only to secure the payment of 50-00 in sixty days from the date hereof,” no question would have arisen as to its meaning; and we do not conceive that the addition of the words, “meaning and intending the legal claims and demands they have against me,” at all increases the difficulty of understanding its meaning, or has any particular tendency to mislead creditors.

Judgment on the verdict.