Court Opinion

ID: 6893649
Source: CourtListenerOpinion
Date Created: 2022-07-23 21:47:17.540814+00
Date Added: 2024-06-11T16:05:54.608338
License: Public Domain

By the Court, McArthur, J.:
The first error assigned is in denying appellant’s motion to strike out the following allegation from the complaint: “That about the last day of August, 1871, and at various times since, the defendant has promised and agreed to pay such note.” We think -there was no error in this ruling. L. was an indorser, and he had a right to insist upon demand and notice of non-payment as a condition precedent to the attaching of any liability to him. But this right he could waive before maturity and by parol. (1 Pars. N. and B. 584.). And however much denied and debated heretofore, we take it to be now settled that a promise to pay, made after maturity, the note in this case matured November, 1868, with knowledge that demand for payment and notice of non-payment had not been made, removes entirely the effect of any negligence in making demand or in giving notice. (1 Pars, onN. and B., 595.) And we are of opinion that the allegations of the complaint were sufficient to let in proof of defendant’s knowledge of these facts.
Though there is a conflict of authorities upon the ques*81tion of demand and notice to an indorser who has taken security sufficient to protect himself against possible loss, Chancellor Kent and Justice Story maintaining the affirmative, and Mr. Parsons dissenting from their views, we think the weight of authority clearly is that if an indorser, before or at the maturity of the bill, has protected himself from loss by taking sufficient collateral security of the maker, it is a waiver of his legal right to require proof of demand and notice. (3 Kent’s Com., 10 ed., 163; Story on Prom. Notes, secs. 281, 357; 1 Pars, on Cont., 5 ed., 271, note j.) Mr. Parson’s views will be found in the first volume of his work on notes and bills, p. 571 et seq. Following the weight of authority, we think it was entirely proper for the court to admit the mortgage in evidence for the purpose of sustaining the affirmative of the issue in relation to waiver of demand and notice. Despondent could have urged its admission and relied upon it for a more effective purpose. The special oral charge of the court in submitting the mortgage to the jury, though not in accordance with our view of the law, was not an error that affected the rights of the appellant; its entire effect was to limit and abridge the respondent’s rights. It could not possibly have prejudiced the appellant’s case with the jury.
There remains but one other question to consider. The court, at the request of counsel, had reduced the general charge to writing, though the special instruction given at the time the mortgage was admitted was oral. The jury were allowed to take with them to their room the written charge. While as a matter of practice we do not approve this, we are unable to find any statute expressly or by necessary implication forbidding it. Section 202 of the code does not meet the question. That applies to the pleadings and the evidence, and does not directly or indirectly refer to the charge to the jury. The intention of prohibiting the court from submitting to the jury a general written charge could not have been in the legislative mind when section 202 was enacted (Oct. 11, 1862), for the written charges to juries were not part of our system until the amendment of *82subd. 6, sec. 194 of the code, which was approved October 20, 1864.
It is conceded that the law of the case was clearly and correctly stated in the written charge; therefore, in this particular instance, nothing prejudicial to the substantial rights of the appellant could have resulted from the act.
Judgment affirmed.