Court Opinion

ID: 9736709
Source: CourtListenerOpinion
Date Created: 2023-08-26 19:03:10.648381+00
Date Added: 2024-06-11T18:27:08.204747
License: Public Domain

ALEXANDER, J.,
with whom SAUFLEY, J., joins concurring.
[¶ 12] I concur that we should vacate the trial court’s judgment. The trial court found that Wanda Bowman’s willfully omitted statements were fraudulent statements. The trial court also found that York Mutual would not have issued the auto liability policy to the Bowmans had they been aware of the sons’ status and the cancellation of the prior policy. With these findings and the objective materiality standard that must be applied, there is no dispute as to material fact that no reasonable insurer would have accepted this risk at the same premium and coverage amount. There are no further facts to be found and no need for remand for further factfinding. I would remand for entry of judgment for York Mutual on its claim for rescission of the insurance contract.