Court Opinion

ID: 9408836
Source: CourtListenerOpinion
Date Created: 2023-07-13 20:08:11.979316+00
Date Added: 2024-06-11T17:20:47.079909
License: Public Domain

IN THE SUPREME COURT OF PENNSYLVANIA
                              WESTERN DISTRICT

TIMOTHY A. UNGAREAN, DMD D/B/A                     : Nos. 313 & 314 WAL 2022
SMILE SAVERS DENTISTRY, PC,                        :
INDIVIDUALLY AND ON BEHALF OF A                    :
CLASS OF SIMILARLY SITUATED                        : Petition for Allowance of Appeal
PERSONS,                                           : from the Order of the Superior Court
                                                   :
                      Respondent                   :
                                                   :
                                                   :
              v.                                   :
                                                   :
                                                   :
CNA AND VALLEY FORGE INSURANCE                     :
COMPANY,                                           :
                                                   :
                      Petitioners                  :

                                          ORDER

PER CURIAM

      AND NOW, this 13th day of July, 2023, the Petition for Allowance of Appeal is

GRANTED. The issues, as stated by petitioners, are:

      (1) Did the Superior Court err in its decision affirming the trial court’s opinion
          concluding that Respondent Timothy A. Ungarean, DMD is entitled to
          Business Income, Extra Expense and Civil Authority coverage under the
          policy issued by Petitioner Valley Forge Insurance Company as a result
          of the COVID-19 pandemic and associated orders issued by Governor
          Wolf, where the policy only provides coverage following “direct physical
          loss of or damage to” property and neither the relevant government
          orders nor the COVID-19 pandemic caused a physical alteration to
          property?

      (2) Did the Superior Court err in its decision affirming the trial court’s opinion
          concluding that Respondent Timothy A. Ungarean, DMD is entitled to
          Civil Authority coverage under the policy issued by Petitioner Valley
         Forge Insurance Company as a result of the COVID-19 pandemic and
         associated orders issued by Governor Wolf, where the policy provides
         such coverage only following an action by a civil authority that was
         issued “due to” physical loss of or damage to property and “prohibit[s]
         access” to a policyholder’s premises?

      (3) Did the Superior Court err in its decision affirming the trial court’s opinion
          concluding that the Contamination; Consequential Loss; Fungi, Wet Rot,
          Dry Rot, and Microbes; Acts or Decisions; and Ordinance or Law
          exclusions in the policy issued by Petitioner Valley Forge Insurance
          Company did not bar coverage for Respondent Timothy A. Ungarean,
          DMD’s alleged losses related to the COVID-19 pandemic and
          associated orders issued by Governor Wolf?

      The Prothonotary is directed to list this matter for argument simultaneously with

MacMiles, LLC v. Erie Insurance Exchange, 10 WAP 2023.

                         [313 WAL 2022 and 314 WAL 2022] - 2