Court Opinion

ID: 6965133
Source: CourtListenerOpinion
Date Created: 2022-07-24 01:52:30.339049+00
Date Added: 2024-06-11T16:08:34.927920
License: Public Domain

Mr. Justice Scholfield delivered the opinion of the Court: Appellees filed their, bill in chancery, for partition, in the court below. Appellant answered the bill, denying that appellees were seized of any interest in the land therein described, and alleging that the deed, under which they claim title in the ancestor of whom they sue as heirs-at-law, was, in fact, but a mortgage, and that the debt it was given to secure was barred by the Statute of Limitations before the filing of .the bill. The same facts were set up in a cross-bill which •■appellant filed in the case after answering the bill. To this appellees filed an answer denying the allegations and pleading the Statute of Limitations. Appellant contended then, and he argues in favor of that contention now, that though the ■deed is absolute on its face, yet inasmuch as he has proved, by parol, that it was in fact executed as security for the payment of a debt to which the Statute of Limitations might have been successfully pleaded in an action at law for its collection before the filing of appellees’ bill, appellees’ title has become ■extinguished and they are consequently not entitled to partition, and the deed should be set aside under the prayer of his -cross-bill. The court below decreed otherwise. Waiving all questions whether the facts are as contended by appellant, which is 'by no means free of doubt, we are of the opinion that appellant is in error as to the effect, in equity, of the facts upon which he relies. For sixteen consecutive years before the filing of appellees’ bill, they, and the ancestor under whom they claim, paid all taxes assessed against the land, and there is no pretense that appellee has acquired title to the land by reason of adverse actual occupancy of it. Appellant concedes that the deed, regarded as a mortgage, could not have been foreclosed when this bill was filed, because the indebtedness it was given to secure was then barred by the Statute of Limitations. But if the Statute of Limitations then barred a foreclosure, it, for the same reason, barred a redemption from the deed, regarded as a mortgage, for the right to redeem and the right to foreclose are reciprocal, and when the one is barred the other is barred. Locke v. Caldwell, 91 Ill. 417; Jones on Mortgages, (2d ed.) sec. 1146, and cases cited in note 1 to that section. Inasmuch as the deed apparently invested the ancestor of appellees with the complete title to the interest in the land which it purported to convey, the burden was upon appellant to show that, in fact, it did not, have the effect it purported. He therefore attempted to establish, and now insists that he has established, not that the deed is void at law, but that he has an equity in the land, notwithstanding the apparent absoluteness of the deed to the contrary. What is that equity ? Not to say that the deed was void or vested no title, nor yet to say that it has since become void, and therefore that the title vested by the deed has terminated and so has reverted, (there is not the slightest ground for that pretension,) but to redeem from the deed, as a mortgage, — that is, by paying the debt and interest thereon for which the deed was given as ' security, to have a conveyance back to him of the legal title. (Heacock et al. v. Swartwout, 28 Ill. 291.) Since the deed is absolute on its face, no affirmative action is required by those who hold under it. Unless it shall be set aside, their title is perfect. Appellant’s right, being simply the equity of redemption, is necessarily barred when the Statute of Limitations bars a bill to redeem. His equity being gone, all of his rights are gone, and the legal title must prevail. While the presumption from the lapse of time is, that that which upon its face professes to be a mortgage is discharged because the debt it secures is presumed to be paid, the presumption from lapse of time is, that that which upon its face professes to be an absolute deed is so in fact, and in neither case the Statute of Limitations being pleaded and relied upon as a defense, as it is here, will a court of equity, any more than a court of law, allow the contrary to be proved. Westfall v. Westfall, 16 Hun, 541. The decree is affirmed. Decree affirmed.