Court Opinion

ID: 7932524
Source: CourtListenerOpinion
Date Created: 2022-09-08 23:05:59.075508+00
Date Added: 2024-06-11T16:33:24.259740
License: Public Domain

Sherwood, J.
The action in this case is ejectment, to recover the possession of less than forty acres of land- situate *645■in the county of Wayne, and not included in any town plat, ■city, or village. It was purchased by William Sterling, the husband of the defendant, in 1874, and was used and •occupied by them as their homestead until the sixth day of March, 1883, when the husband died, and the defendant has made the same her home, continuing the occupancy thereof by herself and tenants up to the time of commencing this ■suit.
The husband, desiring that his wife should have the property in case óf his death, and he being in poor health, on the ■twenty-seventh day of January, 1880, conveyed the property bv warranty deed to the defendant, and the deed was duly recorded on the seventh day of October, 1882.
In January, 1880, and after the making of the deed to the •defendant, the plaintiff recovered a judgment against the husband, William Sterling, upon a note several years past due, for about the sum of $213. Execution was taken out ■upon this judgment, and the sheriff levied the same upon the premises, and subsequently advertised and sold the property to satisfy the execution.
The plaintiff became the purchaser upon the 'sale, at the sum of $1,720, and paid the money to the sheriff, who satisfied the execution, and holds the remainder of the money, as he claims, for the defendant.
Neither the defendant, in the execution, nor the defendant in this suit, had, at the time of the levy, any other real estate or any other homestead, and they were using and occupying the premises as such homestead, and the fact of such occupancy by the defendant and her husband was -known to both the plaintiff and the sheriff.
It further appears that neither the plaintiff nor the sheriff ever caused any appraisal of the property to be made. Mrs. Sterling, when informed of the levy, desired an appraisal to 'be made before the sale. It is under this sale plaintiff claims •title.
After the time had expired for the sale to become absolute, the plaintiff instituted proceedings, under subdivision 3 •of section 6706 of the Compiled Laws of 1871, to recover *646possession of the premises before a circuit court commissioner, and the case was appealed to the circuit court, where judgment was had for the defendant. -The case was removed to this Court, and the proceedings in the case were set aside on the ground that, in summary proceedings, the question of title to real estate cannot be litigated. (Riggs v. Sterling, 51 Mich. 157.)
, This suit is now brought for the same purpose, the plaintiff relying solely upon his title derived under the said execution sale.
The plea in the case is the general issue, with notice that the premises were, at the time of the levy and sale, the defendant’s homestead, and did not exceed $1,500 in value. A trial of the case was had before Judge Chambers, by jury, and the defendant secured a judgment in her favor. The case is now before us for review on error.
The facts that the property in question was the home of the defendant, and that at the time of the levy and sale the-defendant had one child, a minor, living with her, are not seriously questioned. Nor is it questioned but that the-premises were within- the quantity allowed to the defendant by the constitution for her homestead.
The levy made was for the debt of the husband. The defendant was neither legally nor equitably liable therefor, neither could the husband’s interest in the premises be made liable for the debt if the value did not exceed the constitutional limits of a homestead while it was occupied by his-family as such.
The learned counsel for the plaintiff seeks to sustain the-levy and sale, which is made the basis of the plaintiff’s title,, and upon which he relies to maintain this suit, upon the following grounds, viz.:
First. That the homestead right is a personal privilege that it may be taken or not at the option of the person or persons entitled to it; that the election to claim it, and the selection thereof, must be made by the owners or occupants of the property when it is sought to be subjected to the payment of their debts, and without such claim and selection,. *647properly notified to the sheriff when he attempts to enforce collection of such indebtedness by levy and sale, the debtor loses the benefit of his privilege to occupy the property, or any part thereof, when its value exceeds $1,500, and that the defendant or husband, having failed to make such claim or .selection in this case, cannot now be heard to make the same against the plaintiff, but must be content to receive the value of the exemption in money, though such value be the amount the plaintiff saw fit to pay for it on the sale made by the sheriff.
Second. That by the neglect of the defendant or her husband to make the claim and selection, their homestead right in the premises was waived, and it is immaterial whether the premises contained the exempted quantity fixed by the constitution or not.
Third. That the wife, relying upon the deed of the property received from her husband as a protection against the plaintiff’s execution, waived and forfeited her homestead right in the premises.
Fourth. That the value of the claimed homestead was conclusively established by the amount it brought at the execution sale, and that subject cannot be litigated in this suit; that the amount bid at the sale is conclusive.
Fifth. That the execution sale cannot be attacked in this suit, nor the plaintiff’s title derived thereunder.
The individual or family home is one of the evidences of modern civilization. It is recognized among the earliest institutions of the common law. A man’s dwelling-place, with his interest in the land lying about and contiguous to it, was always inalienable and indefeasible, except when required by the sovereign, or for the defense of the state; neither could the creditor, at the common law, sell any of his debtor’s land to satisfy his debt; and such continued to be the law for centuries, and for a long time after the restrictions upon alienation had been substantially removed: 3 Bl. Comm. 418.
The first encroachments upon the exclusive right of the debtor to the use of his land were as late as the statute Westm. 2 (13 Edw. I. a. 18), and not until the 1 and 2 Vict. c. 110, was the creditor permitted to make sale of his debtor’s lands to satisfy his debt. The writs of fieri facias and levari facias only allowed the taking of the .goods and profits of *648the debtor’s land. The sheriff was not allowed to disturb the debtor’s occupancy or possession of his lands, even under the writ elegit. The sheriff could not sell the land. He could only take possession of half the debtor’s land, and could hold it no longer than the profits would amount to enough to satisfy the debt: 2 Inst. 395 ; 3 Bl. Comm. 160; 1 Roll. Abr. 885.
It is true that on an extent under statutes merchant or statutes staple the debtor could be deprived of the use of all his land for his debt, but this could only be done when he had consented to the judgment (Fitz. Nat. Br. 131 ; 3 Bl. Comm. 419), or lien under which the possession was taken. It is only in pursuance of statute law that the right of the creditor to have his debt satisfied by a sale of .his debtor’s land ever existed in this country or in England.
The homestead exemption in our State, and in this country generally, is therefore not in derogation of the common law, but it is rather the limitation and exclusion of that exemption which is not in accordance with the common law. It therefore follows that the rule requiring strict construction has no application to these statutes, as against the debtor, or to the constitutional provision securing the homestead to him, and it has no proper place in American jurisprudence upon the subject; and very few cases hold otherwise.
In a monarchical government, where it is not only policy, but absolutely necessary, to increase tenancies and dependencies, in order, to maintain supremacy in the sovereign and give stability to the empire, I can readily see why the homestead exemption should not be permitted to exist; but in a government like ours, where a tenantry is unfavorable to freedom and the independence of the people, where the ownership of the freehold is essential to the highest development of the citizen, secures the purest patriotism, and gives the best assurance of free government, its necessity and importance cannot be well overestimated.
It has been well said by distinguished jurists in our sister states “that the homestead exemption was founded upon *649principles of the soundest policy, — those looking to the general welfare, as well as to that of the individual citizen; and the obvious intent of the act is to secure to every householder or head of a family a home, — a place of residence, — which he may improve and make comfortable, and where the family may be sheltered and live beyond the reach of those financial misfortunes which even the most prudent and sagacious cannot avoid:” Franklin v. Coffee, 18 Tex. 415; Wassell v. Tunnah, 25 Ark. 103.
Indeed, the time has come when the right to homestead •exemption in a reasonable amount ought to be regarded as ■appertaining to every citizen, in every country existing under a republican form of government; and what- seems most sin,-gular to the student who examines this subject at this late day is that in this country the imperious demands of business, and the avarice and gre.ed of wealth, should, for so long ■a period, have been allowed to so far control the legislation of the country as to completely obliterate the last vestige of the wise and humane provisions of the common law, and place, not only the home, but the homestead of every husband and family at the tender mercy of selfish, uncompromising, .and, it may be, unpatriotic creditors.
It is not strange that courts whose duty it is to listen to the grievances of both debtor and creditor alike, and do justice to each, should not have failed to improve the first opportunity to look upon and constrne with favor, liberally, in accordance with the equity and spirit of the law, the statutes and constitutional provisions by which the homes and homestead exemption are again restored to the citizen, after so many years of deprivation and destitution have been endured by the unfortunate in every community. Such has always been the construction given to these provisions of our constitution and laws upon the subject, and I trust a less liberal and humane view will never be taken by this Court: People v. Plumsted, 2 Mich. 465 ; Beecher v. Baldy, 7 Mich. 488; Barber v. Rorabeck, 36 Mich. 399; Bunker v. Paquette, 37 Mich. 79 ; Lozo v. Sutherland, 38 Mich. 168 ; Richardson v. Buswell, 10 Metc. 507; Montague v. Rich *650ardson, 24 Conn. 338; Springer v. Lewis, 22 Penn. St. 191; Robinson v. Wiley, 15 N. Y. 489; Frost v. Shaw, 3 Ohio St. 270; Favers v. Glass, 22 Ala. 621; Wade v. Jones, 20 Mo. 75; Ferguson v. Miners’ Bank, 3 Sneed, 630; Wilson v. Oldham, 12 B. Mon. 57.
The homestead exemption, as established by the constitution and laws of this State, is not alone for the husband, and his protection, but for the benefit of the wife and children as well: Const. art. 16, §§ 2, 3, 4; How. Stat. c. 267 ; People v. Plumsted, 2 Mich. 471; Beecher v. Baldy, 7 Mich. 488 ; Dye v. Mann, 10 Mich. 297; King v. Moore, Id. 538; Snyder v. People, 26 Mich. 110; Comstock v. Comstock, 27 Mich. 97 ; Showers v. Robinson, 43 Mich. 502 ; Sherrid v. Southwick, 43 Mich. 515; Penniman v. Perce, 9 Mich. 509; Dyson v. Sheley, 11 Mich. 527.
The homestead exemption, as it now exists, is not only a privilege conferred (Chamberlain v. Lyell, 3 Mich. 458), but, under the constitution, it is an absolute right. “ It was intended to secure against creditors a home, and, to a certain extent, the moans of support, to every family in the State:”' Dye v. Mann, 10 Mich. 297; McKee v. Wilcox, 11 Mich. 358.
The homestead right exists in favor of the poor and the rich alike. It is for the support of the one, and security against want and destitution for the other; and when the homestead claimed to be protected is within the quantity limited by the constitution, and occupied by the owner, such occupancy is itself evidence of an election by the owner of the parcel occupied, and a notice to all of its true character as a homestead, and of his selection, and the extent thereof, and no other or further notice is necessary to be given to enjojr the fullest protection of the law: Beecher v. Baldy, 7 Mich. 488; Thomas v. Dodge, 8 Mich. 51.
When such homestead, in amount within the constitutional limit, is once established by such election, selection, and occupancy, the constitution is a positive prohibition against ; levy and sale by the owner’s creditors, unless it.exceeds $1,500 *651in value: Beecher v. Baldy, supra; Drake v. Kinsell, 38 Mich. 232.
If the creditor, however, thinks the homestead thus selected by the debtor exceeds in value the sum of $1,500, and it is capable of division so as to leave the debtor a homestead worth that amount, he may then apply to a court of equity, and have the division made if he cannot obtain the consent of the debtor to a division. See Beecher v. Baldy, supra.
If, however, in such case, or in any other case, the homestead is incapable of division, then the sheriff may proceed, under the statute, and under proper notice to the defendant, and under proper proceedings taken, have the homestead appraised, and if found incapable of division, and the value exceeds $1,500, the whole property may be sold unless the debtor shall pay the judgment, and in case of sale $1,500 shall be reserved for the debtor, and which, with any excess after satisfying the execution, shall be paid over to him: How. Stat. § 7728.
From the foregoing it will be seen in no case where the debtor occupies the homestead, and it is within the constitutional limit, and is capable of division, whatever may be its value, is he required to take any steps to preserve or protect his homestead against the invasion of the creditor under his-levy and sale on his execution, before he seeks, by suit in the circuit court, to have division made, or to obtain possession after levy and sale, as in this case. See How. Stat. c. 2G7.
It will be further noticed by an examination of the provisions of the constitution and statute, and the decisions herein cited, that the defendant in the execution is only bound to take the initiative in preserving, and protecting his-homestead right after levy, when the parcel of land occupied exceeds in quantity the legal limit, and no election or selection of the homestead has been made by the debtor; that when the selection has been made, and it is within such limit as to quantity, excess of value will not make any other action on the part of the debtor necessary until after the appraisal is made; and without such appraisal made, ora division had under the order or decree of a court of equityr *652no valid sale of the liomesteád, or any part thereof so selected by the debtor, can be made by the sheriff.
The homestead, once established, can never- be waived •except by abandonment, or alienated except by deed of some kind : Showers v. Robinson, 43 Mich. 512; Wallace v. Harris, 32 Mich. 380; Amphlett v. Hibbard, 29 Mich. 298.
The homestead right, however, before the owner has made his .election and selection in the manner hereinbefore set forth, may, all parties interested therein having knowledge •of the facts, be waived by failing to make such election and selection before sale by the sheriff: Beecher v. Baldy, 7 Mich. 505 ; Stevenson v. Jackson, 40 Mich. 702; Lamore v. Frisbie, 42 Mich. 189; Matson v. Melchor, 42 Mich. 477; or the homestead may itself be entirely lost by abandonment •by all the parties (if no minors) interested therein or to be affected thereby : Wisner v. Farnham, 2 Mich. 472 ; Phillips v. Stauch, 20 Mich. 369; Bunker v. Paquette, 37 Mich. 79; Bissell v. Taylor, 41 Mich. 702; Dei v. Habel, 41 Mich. 88.
No waiver of the homestead right by the husband can affect a wife’s interest therein: Beecher v. Baldy, 7 Mich. 506 ; Williams v. Starr, 5 Wis. 534; Ring v. Burt, 17 Mich. 465 ; First Nat. Bank Constantine v. Jacobs, 50 Mich. 340; neither can the abandonment or waiver of the homestead right or homestead by one entitled to enjoy the same affect the interest of any other equally entitled thereto: Showers v. Robinson, 43 Mich. 513; Griffin v. Johnson, 37 Mich. 87, 92 ; Allen v. Shields, 72 N. C. 504.
The defendant, in taking her deed of the fee of this homestead, without consideration, of her husband, did not affect her homestead right. It cannot be considered in fraud of creditors : Smith v. Rumsey, 33 Mich. 183 ; Rhead v. Hounson, 46 Mich. 244; Pulte v. Geller, 47 Mich. 560; O'Connor v. Boylan, 49 Mich. 210. She waived nothing by so doing: Anderson v. Odell, 51 Mich. 492 ; Savings Bank v. Elliott, 53 Mich. 256. The law as above stated has been applied in a great many cases, and has in many instances been found *653necessary in this State to secure the benefits intended to our people, under the constitutional and statutory provisions.
We think their necessity is quite apparent in the present case, though the facts'are but meagrely presented in the record.
It appears that defendant’s husband was living until after the equity of redemption on the sale of her property made by the sheriff had expired, and until after efforts were made by the plaintiff to obtain possession of the premises ; that for ten years, at least, this homestead had been the defendant’s only property; that the husband had been sick for a number of years; that he was nearly 80 years of age, and so infirm as not to be able to work, and that the defendant, who was well advanced in life, was obliged to carry on the little farm, and do much of the work in the field herself to secure a living for herself and husband; that while thus situated the plaintiff undertook to enforce the collection of his debt out of this homestead, under a levy and sale thereof, and this is thus far his second suit which has reached this Court in his effort to deprive the defendant of her home to satisfy his claim.
Should the contest be waged against her much longer, even though she succeeds in the end, but little will be left to her for future support. Especially must this be so if but an excess of but about $200 could be realized upon the sale of the property, and even that amount was only obtained on the plaintiff’s own bid.
This price, obtained at a public sale of the property, is elaimed by the plaintiff’s counsel to be the best evidence of its actual value. This may or may not be so, according to circumstances. Many times the homestead property might be sold for a sum far exceeding its actual value. For instance, suppose a neighbor adjoining desired the parcel for a building lot to accompany his farm: under such circumstances he might be induced to pay largely in excess of its market or actual value for it. Or, suppose the occupants were troublesome and annoying to the neighbor, and he wished to get rid of them, as is not unfrequently the case; or, take a case where the creditor, to gratify his feelings against his debtor *654for not making payment, should see fit to run up the property upon the sale to an unreasonable amount, — could it be truthfully said that the sum obtained under such circumstances would represent the actual or market value of the property, or would be the best or even good evidence of what it actually was? Would it be the value the framers of the constitution meant when they said the homestead should be limited to $1,500? I think not. A sale made under such circumstances would only be a mode of circumventing •the object intended by the constitution when the provision was sought to be applied to the precise case which brought the law into existence. Yet this sale is claimed to be con•clusive; and that in ejectment for the possession of the .property under it, the defendant cannot be heard to dispute the value, as indicated by such a sale.
This cannot and should not be the rule. The beneficent purpose of the law in such case would be entirely defeated, .and the circuit judge did right in overruling the objection of plaintiffs counsel to defendant’s showing the actual value •of the homestead, upon the trial, at the time the levy was made.
It was to avoid the consequence of the creditor’s taking the course I have in the cases above supposed, and others which might be suggested, that the Legislature provided for a preliminary appraisal of the homestead before sale; also that the debtor might have the right to redeem from the execution levy without further expense or proceedings, if desired, if the appraisal should be regarded as properly made and just. This is what the defendant asked to have done in this case.
There is nothing to the suggestion of plaintiffs counsel that the defendant aided or desired the sale of her property, •or that she desired to cheat the creditors, or that she did anything which could be construed into a waiver or abandonment of her homestead or homestead right in the property. We do not think the record tends to show any such thing; but, on the contrary, that she not only claimed, but has relied .upon, her constitutional rights ; and if she was mistaken as *655to what they were, that it should be made to appear by a fair ■application of the rules of law provided for the determination of that question.
The value of this homestead was really the only question rto be determined in this case. Six witnesses on each side were allowed to testify upon the subject, and no more. The ■refusal to allow more to testify on the part of the plaintiff •is assigned as error; but we think there was no abuse of dis■cretion on the part of the court in not allowing more cumulative evidence upon this point. Under the circumstances ■of this case, I can see no reason why a larger number than ■composed the panel of jurors to try the cause should have :been necessary.
The jury, under the charge of the court, which was fair and unexceptionable, found the value of the homestead not to exceed $1,500, and the defendant had judgment accordingly.
There was no ruling in receiving the testimony in the case which was erroneous. Neither do I think anything was allowed to go to the jury in the opening or closing statements of counsel for the defendant which was prejudicial to the plaintiff, or unwarranted by the rules of practice relating to that subject.
A statement of facts by counsel in the opening to the jury, wholly inadmissible under the issue, and a statement of facts admissible under the issue but not proved, made to '.the jury in closing the case, is one thing; and a statement ■in the opening, showing the bearing of facts admissible ■under the issue and expected to be proved, and showing how the issues in the case are to be naturally affected by such facts, and statements made illustrating the relation of the facts one to another, and showing what must be the neces..sary and final outcome, and the consequences naturally resulting therefrom, — however strong and forcibly presented, and however much they may be calculated to appeal to the feelings, reason, or judgment, — are other and quite different things.
In the first case the statements are highly prejudicial and *656improper; in the second, entirely proper, and not nnfrequently of much service to the jury in arriving at a correct and satisfactory conclusion. I had occasion to express my views in the case of Maclean v. Scripps, 52 Mich. 236, upon this subject, and I have as yet found no good reason to change them.
We do not consider the dower question raised necessarily involved in the case, and are not required to pass upon it now.
I think the judgment should be affirmed.
Morse, J. concurred.