Court Opinion

ID: 9558329
Source: CourtListenerOpinion
Date Created: 2023-08-21 17:07:18.705789+00
Date Added: 2024-06-11T09:08:47.303740
License: Public Domain

RONALD LEE GILMAN, Circuit Judge,
concurring.
I concur in the result reached by the lead opinion, but write separately simply to clarify that any additional evidence that may be developed with respect to whether Access Group acted in good faith when applying the borrowers’ monthly payments to reduce the amount of Additional Interest will not necessarily need to be submitted to a jury. Although language in the lead opinion implies that a jury will make such a determination, the parties may in fact wish to file additional motions for summary judgment once evidence bearing on the issue of Access Group’s good-faith dealing — or lack thereof — is in the record. At that point, the district court will be in a position to decide whether a genuine issue of material fact exists on the question or whether the case can be disposed of as a matter of law.