Court Opinion

ID: 9792478
Source: CourtListenerOpinion
Date Created: 2023-08-31 02:29:52.632175+00
Date Added: 2024-06-11T07:37:43.143601
License: Public Domain

*1010ERICKSON, Justice,
specially concurring:
The term surface water, as used in the insurance policy issued to the Hellers by Fire Insurance Exchange, is ambiguous and undefined in the policy. The definition of surface water should therefore be construed against the insurer. Kane v. Royal Ins. Co. of Am., 768 P.2d 678, 680 (Colo.1989); Republic Ins. Co. v. Jernigan, 753 P.2d 229, 232 (Colo.1988). This court need not and should not adopt the varied and differing definitions offered in Ferndale Development Co. v. Great American Ins., 34 Colo.App. 258, 260, 527 P.2d 939, 940 (1974), and the other cases cited in the footnotes in the majority opinion.