Court Opinion

ID: 9616834
Source: CourtListenerOpinion
Date Created: 2023-08-22 04:50:20.844184+00
Date Added: 2024-06-11T18:04:03.040119
License: Public Domain

ROONEY, Justice,
specially concurring.
I concur with the majority opinion, but note the enactment in 1971 of § 40-14-249, W.S.1977, subsequent to the decision in Westring v. Cheyenne National Bank, Wyo., 393 P.2d 119 (1964), which reads:
“A buyer or lessee may not authorize any person to confess judgment on a claim arising out of a consumer credit sale or consumer lease. An authorization in violation of this section is void.”
Such may be an indication of the direction of public policy on the matter. However, the enactment is limited in application to consumer credit sales or consumer leases, and such sales and leases are only those made primarily for a personal, family household or agricultural purpose.
The legislature may now want to consider further limitations on cognovit judgments.