Court Opinion

ID: 9579577
Source: CourtListenerOpinion
Date Created: 2023-08-21 21:56:23.712701+00
Date Added: 2024-06-11T13:35:36.067473
License: Public Domain

SCHROEDER, Justice,
concurs in the result.
I concur in the result in this case without implying that an assignment of an insured’s bad faith claim to a third party is valid. A third party could not bring a bad faith claim directly against the insurer, and there are considerations which may make it bad policy to allow the third party to bring that claim by way of assignment — for example the incentive to present settlement offers that are questionable to create a rejection by the insurance company that may thereafter be challenged as bad faith, thus bootstrapping a very limited policy to an open-ended policy. However, this question has not been presented in this appeal, and the result should not be read as approving assignment of bad faith claims by an insured to a third party.