Court Opinion

ID: 4013873
Source: CourtListenerOpinion
Date Created: 2016-07-07 19:03:02.756085+00
Date Added: 2024-06-11T14:49:57.618476
License: Public Domain

Filed 7/7/16 M&F Fishing v. Sea-Pac Ins. Managers CA4/1
                      NOT TO BE PUBLISHED IN OFFICIAL REPORTS
California Rules of Court, rule 8.1115(a), prohibits courts and parties from citing or relying on opinions not certified for
publication or ordered published, except as specified by rule 8.1115(b). This opinion has not been certified for publication
or ordered published for purposes of rule 8.1115.

                    COURT OF APPEAL, FOURTH APPELLATE DISTRICT

                                                  DIVISION ONE

                                           STATE OF CALIFORNIA

M&F FISHING, INC. et al.,                                           D067804

         Plaintiffs and Appellants,

         v.                                                         (Super. Ct. No. GIC826796)

SEA-PAC INSURANCE MANAGERS, INC.
et al.,

         Defendants and Respondents.

         APPEAL from a judgment of the Superior Court of San Diego County, Ronald L.

Styn, Judge. Affirmed.

         Webb & Carey and Patrick D. Webb for Plaintiffs and Appellants.

         Sheppard, Mullin, Richter & Hampton, Matthew W. Holder, Travis J. Anderson

and Karin Dougan Vogel for Defendants and Respondents.

         This case is before this court for a third time. In 2012, we reversed a $3.5 million

restitution judgment in M&F Fishing, Inc. v. Sea-Pac Insurance Managers, Inc. (2012)
202 Cal. App. 4th 1509 (M&F Fishing) and unambiguously limited the right of plaintiffs

M&F Fishing, Inc. (M&F) and C&F Fishing, Inc. (C&F) (together plaintiffs) to obtain

restitution, if any, from defendants Sea-Pac Insurance Managers, Inc. dba Sea-Pac

Insurance Services, Raleigh, Schwartz & Powell, Inc., Brown & Brown of Washington,

Inc. (B&B Washington), a subsidiary wholly owned by Brown & Brown, Inc. (B&B) and

Sharon Edmondson (Edmondson) (together defendants) in connection with the placement

of marine insurance by defendants.

       Rather than retry their claim under California's Unfair Competition Law (Bus. &

Prof. Code, § 17299 et seq.), plaintiffs on remand instead unsuccessfully attempted to

avoid the law of the case. For example, plaintiffs took the position that our reversal in

M&F Fishing allegedly was unqualified, giving them the right to start anew. Thus,

plaintiffs twice sought to amend their complaint following remand, including with a

proposed 100-page first amended complaint (FAC) in which they asserted no less than 11

causes of action against defendants. When the court properly denied plaintiffs leave to

amend on both occasions, plaintiffs next voluntarily dismissed their UCL claim without

prejudice and then argued they could retry the case on their "damage" claims, despite the

lack of any such active claims in their complaint. After more than 12 years of litigation,

it is time for this case to end.

       As we discuss, we independently conclude plaintiffs' complaint had no remaining

viable causes of action once they voluntarily dismissed their UCL claim. As such, we

affirm the judgment in favor of defendants.

                                              2
                    FACTUAL AND PROCEDURAL OVERVIEW1

       In their complaint, plaintiffs asserted a UCL claim on their own behalf and on

behalf of all others similarly situated based on defendants' alleged violations of various

provisions of the Insurance Code. Plaintiffs also asserted causes of action for negligence

per se2 and declaratory relief.

       In particular, plaintiffs alleged that defendants violated various Insurance Code

provisions because they sold plaintiffs commercial marine insurance by a nonadmitted

insurer without the required special lines' surplus lines broker license. As we previously

explained in M&F Fishing, an insurer seeking to transact insurance business in California

generally must be "admitted" for that purpose (Ins. Code, § 24). (M&F Fishing, supra,

202 Cal.App.4th at p. 1514.) To become admitted, an insurer must obtain a "certificate

of authority" from the Insurance Commissioner (Ins. Code, § 700, subd. (a)). (M&F

Fishing, at p. 1514.)

       As we noted in M&F Fishing, most marine insurance was placed by

"nonadmitted" insurers. (M&F Fishing, supra, 202 Cal.App.4th at p. 1515.) Because

nonadmitted insurers do not have a license to transact insurance business in California

(Ins. Code, § 1776), placements by nonadmitted carriers are effected by a class of

1     Portions of this factual and procedural summary are derived from our previous
opinion in this case.

2      Defendants contend negligence per se is not a separate cause of action but rather is
an evidentiary doctrine that creates a presumption of negligence based on a statutory
violation. (See, e.g., Evid. Code, § 669, subd. (a).) We agree.
                                             3
specially licensed insurance brokers who are regulated by California's surplus line law

(Ins. Code, § 1761, subd. (a)). (M&F Fishing, at p. 1515.)

       Edmondson placed marine insurance for plaintiffs from 1996 to 2003. Because

that insurance included nonadmitted carriers, Edmondson also was required to have a

special lines' surplus lines license (Ins. Code, § 1760.5). However, neither Edmondson

nor the brokerage firms where she worked possessed such a license during most times

relevant in this case.

       For years during the relevant time period, Edmondson without incident placed

marine insurance for plaintiffs with both admitted and nonadmitted carriers. However,

when one of the nonadmitted insurers became insolvent and stopped paying claims,

plaintiffs were sued by two seamen who had been injured in separate incidents while

working on plaintiffs' fishing boats. In response, each plaintiff filed a separate but related

lawsuit against defendants seeking damages (as opposed to restitution, which plaintiffs

sought in their UCL claim). (See M&F Fishing, Inc. v. Sea-Pac. Ins. Managers, Inc.

(Super. Ct. San Diego County, No. GIC 826767); see also C&F Fishing Ltd. v. Sea-Pac

Ins. Managers, Inc. (Super. Ct. San Diego County, No. GIC 826768).) Ultimately, both

cases were settled for more than $6 million by the errors and omissions carrier for B&B

Washington, with a carve out in the releases for the "claims, causes of action and

damages alleged [in the instant case]."

                                              4
       The record shows plaintiffs in 2007 voluntarily dismissed their second cause of

action for negligence, after defendants moved for summary adjudication based on the

releases in case Nos. GIC 826767 and GIC 826768.

       In 2008, plaintiffs moved to amend their complaint to add 84 new plaintiffs and 82

"nominal [d]efendants," and to assert new claims based on defendants' alleged "fraud" in

connection with the settlement of case No. GIC 826767. The court denied plaintiffs'

motion, ruling the trial date was then "rapidly approaching" and it was not procedurally

appropriate for plaintiffs to assert new claims in this case based on fraud in connection

with the settlement of another case.

       At about the same time the court denied their motion for leave to amend their

complaint in the instant case, plaintiff M&F filed a motion to set aside the dismissal in

case No. GIC 826767. Plaintiffs argued the dismissal was invalid because defendants

fraudulently induced them to settle. However, M&F withdrew its motion before the

hearing.

       A few months later, M&F filed a "new action" against defendants and others that

included a fraud-based claim in connection with their dismissal of case No. GIC 826767.

(M&F Fishing, Inc. v. Sea-Pac Insurance Managers, Inc. (Super. Ct. San Diego County,

case No. 37-2008-00098694).) In October 2010, defendants filed an anti-SLAPP motion

to plaintiff's fifth amended complaint in the "new" action. Defendants alleged Code of

Civil Procedure section 425.16, the anti-SLAPP statute, applied because the wrongful

conduct that gave rise to the operative complaint involved allegedly false verifications

                                             5
submitted in response to a request for documents in a civil action (i.e., petitioning

activity).

       Rather than oppose the defendants' anti-SLAPP motion, M&F voluntarily

dismissed its fifth amended complaint. The record shows M&F then subsequently moved

to set aside that dismissal under Code of Civil Procedure section 473 "based upon the

client's mistaken attempt to reinstate the claims of the Second Amended Complaint" in

the "new" action (i.e., case No. 37-2008-00098694). (Italics added.)

       In denying plaintiffs' motion to set aside the dismissal in that case, the court found

the " 'misconception' that dismissing the operative amended complaint would

'revive/'reinstate' a superseded, previously-filed amended complaint was not reasonable."

The court therefore entered judgment in favor of defendants and awarded them attorney

fees. Plaintiffs appealed that judgment to this court but subsequently dismissed the

appeal before briefing commenced.

       All of which brings us to M&F Fishing. In 2009, plaintiffs tried their UCL claim

in an 11-day bench trial. As noted, the court awarded plaintiffs $3.5 million in

restitution.

       On appeal, we held that plaintiffs were not entitled to restitution of premiums or

commissions paid for admitted coverage lawfully placed by defendants; that plaintiffs

also were not entitled to restitution of premiums for nonadmitted coverage; that the court

erred in not granting B&B's motion for nonsuit; and that, in connection with the cross-

appeal, the court properly exercised its discretion when it denied the motion(s) of

                                              6
plaintiffs seeking leave to amend their operative complaint shortly before trial. (M&F

Fishing, supra, 202 Cal.App.4th at pp. 1513-1514.)

       Particularly relevant to the issues in the instant appeal, we further held that on

remand, plaintiffs may be entitled to a return of commissions/broker fees defendants

received when placing marine insurance with nonadmitted carriers. We reiterated that

plaintiffs may be entitled to restitution of such commissions/broker fees "because on

remand the trial court must decide the threshold issue of whether [plaintiffs] released

their claim to recover such commission/fees in the instant action in settlement of [their]

related action[s]" in case Nos. GIC 826767 and GIC 826768. (M&F Fishing, supra, 202

Cal.App.4th at p. 1513.)

       Depending on the outcome of that issue, we noted plaintiffs' entitlement to

restitution of commissions/brokers fees they paid to defendants for placement of

coverage with a nonadmitted carrier was further limited by the four-year limitations

period set forth in section Business and Professions Code section 17208. As such, we

held that plaintiffs were barred from recovering restitution of any such fees that were paid

before March 10, 2000. (M&F Fishing, supra, 202 Cal.App.4th at p. 1513.)

       On remand and in accordance with the specific and unambiguous instructions in

our M&F Fishing opinion, the court in mid-November 2012 entered judgment in favor of

B&B and awarded it costs of about $123,000. Plaintiffs did not appeal the judgment.

Instead, in mid-April 2013, plaintiffs filed yet another motion under Civil Procedure

Code section 473 to "modify" that judgment.

                                              7
       In that motion, plaintiffs asked the court to strike a portion of the following

paragraph:

       " 'Whereas the Court of Appeal finally dismissed defendant Brown & Brown, Inc.

from this action with prejudice (see 202 Cal.App.4th at pp. 1532-33' ";

and to replace it as follows:

       " 'THEREFORE, IT IS ORDERED, ADJUDGED AND DECREED that a

separate judgment for appellate costs shall be entered in favor of defendant Brown &

Brown, Inc., in the amount of $122,828.77.' "

       In support of this motion, plaintiffs argued that "nowhere in the Court of Appeal's

opinion [in M&F Fishing] did the Court dismiss defendant Brown & Brown Inc. from the

action with prejudice, nor is there any direction by the Court of Appeal to the trial court

to dismiss defendant Brown & Brown Inc. upon remand to the jurisdiction of the Superior

Court." (Italics added.) Plaintiffs instead argued our decision was an "unqualified

reversal and remand, without directions," and that, as such, the effect of our decision in

M&F Fishing was to " 'vacate the judgment, and to leave the case "at large" for further

proceedings as if it had never been tried, and as if no judgment had ever been rendered.' "

       In denying plaintiffs' motion to amend the judgment in favor of B&B, the court in

its May 15, 2013 order correctly noted that we explicitly found that B&B's motion for

nonsuit should have been granted. As such, the court properly concluded that B&B

should be dismissed from the lawsuit and judgment entered in its favor, as we

contemplated.

                                              8
       Plaintiffs' appealed the order denying their motion to modify the judgment for

B&B. After plaintiffs filed their opening brief, B&B moved to dismiss the appeal on the

basis the order was not appealable. We granted B&B's motion to dismiss on June 12,

2014 -- when this case was before us a second time. In so doing, we specifically noted

that our opinion in M&F Fishing was not an unqualified reversal, and, thus, the

November 2012 judgment in favor of B&B "was not void or in excess of the superior

court's authority on remand."

       Despite our clear and unambiguous instructions in M&F Fishing regarding the

issues to be decided on remand, plaintiffs in mid-November 2012 filed a motion seeking

leave to amend. In support of that motion, plaintiffs attached their proposed 100-page

FAC. In the proposed FAC, plaintiffs alleged 11 different causes of action including for

breach of contract, breach of fiduciary duty, fraud and misrepresentation, and negligence.

Plaintiffs also sought to add 38 new plaintiffs. and two new defendants.

       In denying their motion, the court noted plaintiffs, "and the proposed new

plaintiffs, have had opportunities to pursue, and have pursued, the claims they now seek

to add in other lawsuits. Plaintiffs (and the proposed new plaintiffs) settled, dismissed or

otherwise did not prevail in the other lawsuits. Accordingly, [p]laintiffs (and the

proposed new plaintiffs) have not been denied their rights to pursue meritorious claims.

Plaintiffs fail to establish any inequitable result from the denial of leave to amend

sufficient to outweigh the extreme prejudice to [d]efendants should leave to amend be

allowed."

                                              9
       Undeterred, plaintiffs in early 2013 again moved to amend their complaint. This

time, plaintiffs sought to "re-plead their original alternative claim[] for legal damages

arising from the [d]efendants' per se negligence, which [was] never dismissed with

prejudice, and which [was] explicitly excluded from the prior partial settlements in GIC

826767 and GIC 826768." Plaintiffs also confusingly sought leave to "amend to conform

to the proof of the supplemental claims for fraud and/or negligent misrepresentation

arising from the [d]efendants' subsequent fraudulent conduct in this action and continuing

conspiracy to hide the breaches of their contractual, fiduciary and statutory duties to

[p]laintiffs after the original complaint was filed."

       In moving to amend, plaintiffs noted the "only thing" defendants "achieved on

appeal [in M&F Fishing] was a retrial. They remain subject to the Plaintiffs' claims for

legal damages and equitable restitution arising from illegally, unfairly, fraudulently and

per se negligently placing [p]laintiffs' coverage in violation" of 25 specifically

enumerated provisions of the Insurance Code and the UCL.

       The court in its May 10, 2013 order again denied plaintiffs' leave to amend. In so

ruling, the court noted plaintiffs had dismissed their negligence cause of action in 2007,

or six years earlier, and did so for strategic reasons after defendants moved for summary

adjudication on that cause of action. The court also noted that plaintiffs "originally

sought leave to amend to include these causes of action in July 2008. The court denied

leave to amend. Plaintiffs thereafter pled these causes of action in a new complaint, Case

No. 37-2008-00098694-CU-Fr-CTL. Plaintiffs dismissed this complaint in response to

                                              10
[d]efendants' . . . special motion to strike [under Code of Civil Procedure section 425.16].

As with [p]laintiffs' dismissal of their negligence per se cause of action in response to

[d]efendants' motion for summary adjudication, [p]laintiffs' dismissal of this complaint

was a 'conscious strategic decision' " and thus warranted denial of their motion.

       In mid-April 2013, after judgment had been entered in favor of B&B, plaintiffs

moved to compel defendants -- including B&B -- to provide additional responses to

written discovery that were relevant to issues having little to do with plaintiffs' remaining

UCL claim. The court in response sought supplemental briefing regarding the scope of

remaining issues following our M&F Fishing opinion.

       The court in its July 12, 2013 six-page order reviewed in detail our M&F Fishing

opinion and correctly concluded only the following issues remained on remand: "1)

whether [p]laintiffs are entitled to a return of the commissions/broker fees charged for the

placement of insurance with nonadmitted carriers (paid after March 10, 2000) that did not

comply with the disclosure requirements of Insurance Code § 1764.1[;] 2) whether

[p]laintiffs released their claim to a return of these commissions/broker fees[;] and 3) if

[p]laintiffs are entitled to a return of these commission/broker fees, whether [p]laintiffs

are entitled to an award of prejudgment interest on such commissions/broker fees."

       After noting the limited issues remaining on remand, the court found the written

discovery sought by plaintiffs went "well beyond these three issues. As such, allowing

the discovery [p]laintiffs seek would not be consistent with the Court of Appeal

opinion. . . . Plaintiffs specifically reference numerous alleged violations of the

                                             11
Insurance Code. To the extent any of these alleged violations are not addressed in the

Court of Appeal opinion, litigation of such alleged violations is outside of these three

issues.

          "Plaintiffs themselves recognize the limiting effect of the Court of Appeal opinion

in their Petition for Rehearing to the Court of Appeal. Plaintiffs state:

          "Remanding to determine what small portion of the commissions will be kicked

back after the [defendants] were caught illegally selling such coverage, while nearly all of

the $3.5 million illegally acquired is wrongfully retained by the underwriter principals in

the illegal scheme, is contrary to both the letter and the public policy of the . . . 'UCL.' "

          Finally, the court in its July 12 order reiterated that B&B previously had been

dismissed from the lawsuit. As such, the court found plaintiffs were required to use a

subpoena if they wanted discovery from B&B.

          The record shows the court in a December 6, 2013 order subsequently reiterated

that there were only three issues remaining in the instant case, as set forth in its July 12

order. Because plaintiffs proffered sufficient evidence to show a triable issue of fact

regarding whether plaintiffs paid broker fees after March 10, 2000 and whether plaintiffs

had previously released those claims in connection with each party's related lawsuit, the

court in its December 6 order denied defendants' summary judgment.

          In May 2014, defendants filed a three-page motion regarding the "Proper Scope of

Trial and Evidence." Defendants argued such a motion was needed because following

                                               12
M&F Fishing, plaintiffs repeatedly "sought to relitigate all of the issues decided against

them on appeal," which we note is borne out by this record.

       In order to provide "clarity and guidance" in preparing for trial, defendants sought

an order as follows confirming the issues to be retried:

       "(1) Plaintiffs' sole remaining claim is for [d]efendants' alleged violation of [the

UCL], and this claim is based solely on [d]efendants' alleged violation of Insurance Code

section 1764.1.

       "(2) Because [this court] already found that standing under the UCL exists for this

one remaining alleged statutory violation (Insurance Code section 1764.1), [p]laintiffs

have no further need or right to litigate whether they suffered harm as a result of anything

[else] allegedly done by [d]efendants. . . .

       "(3) Plaintiffs' potential remedy is limited to restitution of the broker's fees and/or

commissions related to insurance placed by [d]efendants with non-admitted insurers on

or after March 10, 2000, based on [d]efendants' alleged violation of Insurance Code

section 1764.1. Plaintiffs are not permitted to pursue (a) recovery of damages, (b)

restitution of insurance premiums, (c) restitution of any monies paid by [p]laintiffs and/or

received by [d]efendants in connection with insurance placed with admitted insurers,

and/or (d) restitution of any monies paid by [p]laintiffs and/or received by [d]efendants

before March 10, 2000.

       "(4) The [c]ourt may consider whether or not [p]laintiffs released their claim for

broker's fees and/or commissions under Insurance Code section 1764.1 when they settled

                                               13
Case No. GIC 826767 (involving M&F) and Case No. GIC 826768 (involving C&F).

However, the [c]ourt will not consider, and [p]laintiffs are not permitted to pursue, the

claim that the releases in these settlements should be rescinded or otherwise disregarded

because [d]efendants allegedly wrongfully induced [p]laintiffs to settle the above cases.

       "(5) To the extent permitted by [this court], the [c]ourt may consider whether

[p]laintiffs are entitled to any prejudgment interest on any monies awarded by the

[c]ourt."

       Plaintiffs filed a 15-page opposition in response. Briefly, plaintiffs argued in their

lengthy opposition that the court at no time had ruled plaintiffs "may not prove any

unlawful, unfair and/or fraudulent business practice by [d]efendants that caused

[p]laintiffs loss in fact." Plaintiffs also confusingly argued that, because this court found

there was insufficient evidence to support the $3.5 million restitution award, this court in

M&F Fishing allegedly did not "decide that the [p]laintiffs could not put on new and old

evidence to meet its burden of proof on their standing to make any claim stated in the

[c]omplaint."

       As such, plaintiffs contended in their opposition that they were "entitled to present

admissible evidence as to any unlawful, unfair and/or fraudulent business practice of

[d]efendants that has caused them loss in fact, pursuant to the [UCL]" (italics added); that

they were not limited to Insurance Code section 1764.1 in proving that claim; and that on

retrial, this court allegedly "did not limit [p]laintiffs' potential remedy to restitution of

                                               14
broker's fees and/or commissions for insurance placed in violation [of Insurance Code

section 1764.1] since March 10, 2000."

       The court in its August 15, 2014 order again reiterated the limited issues that

would be retried, as summarized ante, and once again rejected plaintiffs' attempts to

broaden this case including whether defendants' conduct violated provisions of the

Insurance Code other than section 1764.1 and/or whether defendants allegedly engaged

in fraudulent conduct in connection with the settlement of case No. GIC 826767.

       On December 23, 2014, less than two months before retrial was to commence,

plaintiffs dismissed their UCL claim without prejudice. In connection with that request,

plaintiffs confusingly attached "Exhibit A," which summarized line-by-line what they

were deleting from their operative complaint. Plaintiffs also attached a copy of that

complaint, which was modified by "striking" or "blacking out" various words, phrases

and/or references as summarized in Exhibit A.

       Thus, for example, the record shows in the caption of their complaint, plaintiffs

eliminated reference to section 17200 of the UCL. Plaintiffs alleged in Exhibit A that

while they were dismissing "all counts and all claims for equitable relief [under the

UCL]," they were not dismissing the "remaining counts and claims for legal damages, as

stated in the remaining First and Third Causes of Action" Confusingly, the first cause of

action was for violation of the UCL, which plaintiffs dismissed, and the third cause of

action was for declaratory and injunctive relief, which clearly involved only equitable

remedies (if any).

                                            15
       Not surprisingly, the parties disagreed on the effect of plaintiffs' dismissal of their

UCL claim. In supplemental briefing ordered by the court, plaintiffs on the one hand

argued their dismissal meant they no longer could pursue their "equitable remedies"

under the UCL. However, they further argued that they had "preserve[d] [their]

Constitutional right to a jury trial of the remaining alternat[e] legal remedies for

damages"; that this court "had affirmed the factual finding [in M&F Fishing], that

[p]laintiffs 'suffered harm caused by [d]efendants' violation of [the] Insurance Code' ";

and that what remains to be decided "by a jury on retrial is the total amount of damages

. . . caused by [d]efendants' breaches of contract, money had and received, tortious

violation of the Insurance Code and fraud." According to plaintiffs, these claims were

not new and have "been continuously plead in the complaint from its inception."

       Defendants, on the other hand, argued that plaintiffs' dismissal of the UCL claim

meant the case was over and judgment should be entered accordingly. Defendants also

argued that plaintiffs were not entitled to try any claims for damages, and that plaintiffs'

continued insistence on their right to do so was "frivolous."3

       In it January 15, 2015 order, the court found the only cause of action in which

plaintiffs had sought damages was in their second cause of action for negligence that

3      Although defendants argued plaintiffs' conduct was frivolous, they did not move
for sanctions in the trial court or in this court. Of course, as a court of review we have
the authority to impose sanctions on our own motion. (See Cal. Rules of Court, rule
8.276.) We note many of plaintiffs' arguments on appeal are borderline frivolous,
including by way of example their argument that dismissal of their UCL claim did not
impact their ability to try their remaining damages claims, despite the fact no such claims
remained in their complaint.
                                              16
plaintiffs had dismissed in 2007. The court also found that plaintiffs had sought

restitution of premiums and/or commissions in connection with their UCL claim and that

plaintiffs were not, in any event, entitled to damages on that claim.

       With respect to plaintiffs' remaining cause of action for declaratory and injunctive

relief, the court found it was limited to a declaration of defendants' responsibility, if any,

for "alleged violations of the Insurance Code" and thus, was "entirely derivative" of p

UCL claim. Because plaintiffs dismissed their UCL claim, the court found there was no

basis for an award of declaratory or injunctive relief. The court separately found

plaintiffs were not entitled to declaratory relief because they sought a declaration

regarding defendants' past conduct and declaratory relief "does not lie to redress past

wrongs." The court thus dismissed the action and entered judgment for defendants.

                                       DISCUSSION

       We independently conclude that once plaintiffs voluntary dismissed their UCL

claim, there was no viable cause of action remaining in their operative complaint,

including any cause of action for damages as plaintiffs argue on appeal.

       First, despite plaintiffs' efforts and imagination, the court correctly and repeatedly

limited the issues to be retried following our opinion in M&F Fishing. (See Puritan

Leasing Co. v. Superior Court (1977) 76 Cal. App. 3d 140, 147 [noting that when, such as

here, a court orders a matter reversed and remanded " 'for proceedings consistent with

this opinion,' " the remand order must be read with the appellate decision as a whole and

noting that when this phrase is a " 'summary method of incorporating by reference

                                              17
directions, as to proceedings on retrial,' " then the order is not a general reversal and "the

trial court is limited to following the directions precisely on remand"].)

       Second, as the detailed summary ante shows, plaintiffs in 2007 dismissed the only

cause of action (i.e., negligence) in which they sought recovery of damages, as opposed

to equitable relief. Thus, contrary to plaintiffs' argument here, there were no remaining

damages claims to be tried in 2009 or retried following our opinion in M&F Fishing.

       Third, plaintiffs were not entitled to recover damages in their UCL claim (see In re

Tobacco II Cases (2009) 46 Cal. 4th 298, 312 [noting a UCL action " 'is equitable in

nature' " and, thus, " 'damages cannot be recovered' "]) or in their third cause of action for

declaratory and injunctive relief.

       Fourth, assuming plaintiffs had not abandoned their declaratory relief cause of

action, we independently conclude this cause of action was derivative of plaintiffs'

dismissed UCL claim. In addition, we separately conclude the declaratory relief cause of

action was limited to equitable relief, if at all, and is no longer at issue inasmuch as we

already "declared" in M&F Fishing that defendants may be liable under the UCL for

violating Insurance Code section 1764.1, subdivision (a)(2), which was one of the

Insurance Code provisions listed by plaintiffs in connection with that cause of action.

       Fifth, when plaintiffs in about 2005/2006 settled for over $6 million in case Nos.

GIC 826767 and 826768, they released all claims except for the "claims, causes of action

and damages alleged" in the instant case. As such, and in light of plaintiffs' dismissal of

their negligence cause of action in 2007 and the court's denial of leave to amend in 2008,

                                              18
plaintiffs were limited to equitable relief both when they went to trial in 2009 and on

remand, following our decision in M&F Fishing. For this separate reason, plaintiffs were

not entitled to a retrial of any alleged damage claims, as they argue on appeal, including

for breach of contract and breach of fiduciary duty.

                                      DISPOSITION

       The judgment for defendants is affirmed. Defendants to recover their costs of

appeal.

                                                                      BENKE, Acting P. J.

WE CONCUR:

McDONALD, J.

O'ROURKE, J.

                                            19