Court Opinion

ID: 4692130
Source: CourtListenerOpinion
Date Created: 2021-06-02 14:10:47.468637+00
Date Added: 2024-06-11T08:05:13.863033
License: Public Domain

NOT FOR PUBLICATION WITHOUT THE
               APPROVAL OF THE APPELLATE DIVISION

                                SUPERIOR COURT OF NEW JERSEY
                                APPELLATE DIVISION
                                DOCKET NO. A-1999-19

JOSE CARBAJAL,
                                 APPROVED FOR PUBLICATION
      Plaintiff-Appellant/
                                        June 2, 2021
      Cross-Respondent,
                                    APPELLATE DIVISION

v.

NANCY V. PATEL and
GHANSHYAM B. PATEL

      Defendant-Respondents/
      Cross-Appellants,

and

GEORGE BENJAMIN and
STATE FARM INSURANCE
COMPANY,

      Defendants-Respondents,

and

NANCY V. PATEL and
GHANSHYAM PATEL,

      Third-Party Plaintiffs,

v.

GEICO INDEMNITY COMPANY,

      Third-Party Defendant/
     Respondent.
_____________________________

            Argued April 26, 2021 – Decided June 2, 2021

            Before Judges Fasciale, Mayer and Susswein.

            On appeal from the Superior Court of New Jersey,
            Law Division, Middlesex County, Docket No. L-4317-
            17.

            John D. Gagnon argued the cause for appellant/cross-
            respondent (Rabb Hamill, P.A., attorneys; Edward K.
            Hamill, of counsel and on the briefs).

            John A. Camassa argued the cause for
            respondent/cross-appellant (Camassa Law Firm, PC,
            attorneys; Alexandra J. Taylor, on the brief).

            John J. Kapp argued the cause for respondent State
            Farm Insurance Company (Gregory P. Helfrich &
            Associates, attorneys; John J. Kapp, on the brief).

      The opinion of the court was delivered by

FASCIALE, P.J.A.D.

      This third-party automobile negligence appeal requires us to determine

whether defendant Nancy Patel's inability to obtain contribution under the

Joint Tortfeasors Contribution Law (JTCL), N.J.S.A. 2A:53A-1 to -5, from

plaintiff's uninsured motorist (UM) insurance carrier, precludes plaintiff's right

under the Comparative Negligence Act (CNA), N.J.S.A. 2A:15-5.1 to -5.8, to

full recovery of the $200,000 verdict from Patel.

                                                                           A-1999-19
                                        2
      The jury found two joint tortfeasors responsible for the accident: Patel

(sixty percent) and the driver of a phantom vehicle (forty percent). 1 Under the

CNA, a plaintiff is entitled to full recovery of damages from a defendant found

at least sixty percent at fault. Meanwhile, under the JTCL, that defendant may

then seek contribution for the amount paid in excess of his or her pro rata share

from any other joint tortfeasor also found at fault. Patel recognizes she cannot

obtain contribution directly from the driver of the phantom vehicle because it

is a fictitious party named solely to apportion fault. But through no fault of

plaintiff, who responsibly obtained UM coverage to protect his interests in a

case like this, neither can Patel obtain full contribution directly from plaintiff's

UM carrier.

      Here, the judge entered judgment by molding the verdict in Patel's favor.

He required Patel to pay $120,000 (sixty percent), plus costs and prejudgment

interest on that amount,2 and ordered the UM carrier to pay plaintiff $15,000,

the UM policy limit. Doing so shortchanged plaintiff $65,000, the balance of

the jury's $200,000 verdict.

1
   Plaintiff named a third driver, George Benjamin, as a defendant, but as to
Benjamin, the jury returned a verdict of no cause of action. Benjamin is not
involved in this appeal.
2
   Patel filed a third-party complaint against her liability carrier, GEICO, but
that insurance coverage matter settled. GEICO is not involved in this appeal.
                                                                             A-1999-19
                                         3
      Plaintiff appeals, urging us to reverse, remand, and direct the judge to

enter judgment awarding him full recovery. Patel cross-appeals from the same

judgment, arguing the judge erred by allowing plaintiff to reopen his case after

he rested, and by reserving decision on her motion for a directed verdict until

the following morning.

      We hold that Patel's inability to obtain contribution from the UM carrier

does not preclude plaintiff's full recovery under N.J.S.A. 2A:15-5.3(a) of the

CNA, where the plain text makes clear that a defendant found more than sixty

percent at fault is liable for the full award.   From a practical standpoint,

plaintiff's UM carrier, which we emphasize was not a joint tortfeasor in

plaintiff's third-party negligence action, will pay plaintiff $15,000.     This

payment, which Patel will receive as an offset, forecloses a potential double

recovery to plaintiff and comports with the UM scheme. Contrary to Patel's

assertion, however, she cannot obtain contribution from the UM carrier for the

amount above her pro rata share.

      On the appeal, we reverse, remand, and direct the judge to enter

judgment and mold the verdict in accordance with this opinion. On the cross-

appeal, we affirm.

                                                                         A-1999-19
                                       4
                                       I.

      Plaintiff, Patel, and Benjamin were traveling on the northbound side of

the Garden State Parkway in separate vehicles when Patel swerved into

Benjamin's lane, causing Benjamin to collide with plaintiff. Plaintiff sued

Benjamin and Patel, alleging their negligence proximately caused his injuries.

Patel then attributed fault to the phantom vehicle, which she alleged swerved

into her lane, forcing her to swerve into Benjamin's lane. Plaintiff amended

his complaint, added allegations against the phantom vehicle, and filed a first -

party claim against his UM carrier to protect his interests in the event the jury

found the phantom vehicle contributed to the accident. Plaintiff's negligence

action against Patel, Benjamin, and the driver of the phantom vehicle then

proceeded to trial.3

      After the verdict, in accordance with Rule 4:42-1(c) and relying on

N.J.S.A. 2A:15-5.3(a), plaintiff's counsel submitted a proposed order for full

recovery against Patel because the jury found her sixty percent at fault. The

next day, Patel's counsel filed and served a one-page letter notifying counsel

3
  Plaintiff's first-party claim against his UM carrier became moot once the UM
carrier agreed to pay the $15,000 UM limit after the jury apportioned fault
against the phantom vehicle. The UM carrier takes no position relative to the
JTCL and CNA, other than to say, under UM law, it cannot pay more than
plaintiff's UM liability limits.

                                                                          A-1999-19
                                       5
and the judge that he would be "submitting . . . opposition with further legal

analysis."   Approximately three weeks later, without waiting for Patel's

submission or allowing responses, the judge entered the order of judgment

under review.4

      In this appeal, we now know what Patel's counsel would have argued to

the judge: either order Patel to pay only $120,000 (sixty percent); or, if she

must fully compensate plaintiff under N.J.S.A. 2A:15-5.3(a), then order the

non-joint tortfeasor UM carrier to reimburse her $80,000, which is $65,000

over plaintiff's UM policy limit. The final judgment entered by the judge of

$135,000 plus costs and limited prejudgment interest is for substantially less

than the jury's $200,000 verdict.

4
   Rule 4:42-1(c)—generally known as the five-day rule—permits the judge to
list the matter for hearing if opposition is filed to the proposed form of order.
Knowing that Patel's counsel planned to submit formal opposition, the judge
nevertheless rejected plaintiff's proposed order and entered his own order
without conducting a hearing or rendering conclusions of law. The dispute
over the order was not insignificant. It raised substantial legal issues requiring
analysis of the JTCL, the CNA, and our UM law. We understand Rule 1:7-
4(a) applies to motions, and that an order under the five-day rule is not a
motion. But, in a case such as this, developing a full record and making legal
conclusions were respectfully warranted. We will, however, analyze the legal
questions on appeal de novo, Manalapan Realty, L.P. v. Twp. Comm. of
Manalapan, 140 N.J. 366, 378 (1995), without directing the judge to do so in
the first instance.

                                                                           A-1999-19
                                        6
      On the appeal, plaintiff argues:

            POINT I

            THE TRIAL [JUDGE] ERRED IN FAILING TO
            ENTER JUDGMENT IN THE FULL AMOUNT OF
            DAMAGES AWARDED BY THE JURY AGAINST
            . . . PATEL . . . WHO WAS FOUND TO BE SIXTY
            PERCENT . . . RESPONSIBLE FOR THE TOTAL
            DAMAGES IN ACCORDANCE WITH N.J.S.A.
            2A:15-5.3(a).

            POINT II

            THE TRIAL [JUDGE] ERRED IN FAILING TO
            AWARD     COSTS   AND    PRE[]JUDGMENT
            INTEREST ON FORTY PERCENT . . . OF THE
            JURY'S DAMAGE AWARD. [5]

      On the cross-appeal, Patel argues:

            POINT I

            THE TRIAL [JUDGE] PROPERLY REJECTED . . .
            PLAINTIFF'S REQUEST FOR JOINT AND
            SEVERAL LIABILITY. [6]

5
   On remand, we direct the judge to award plaintiff appropriate costs and
prejudgment interest after the parties have had an opportunity to fully brief all
related relevant issues.
6
   On this point, Patel argues that the judge properly molded the ve rdict in
accordance with Taddei v. State Farm Indem. Co., 401 N.J. Super. 449 (App.
Div. 2008). The judge correctly molded the verdict requiring the UM carrier
to pay its $15,000. But doing so does not preclude plaintiff's right to full
recovery from Patel for Patel's sixty percent apportionment of fault.
                                                                          A-1999-19
                                         7
            POINT II

            THE TRIAL [JUDGE] INCORRECTLY DENIED
            [PATEL'S]  MOTION  FOR   INVOLUNTARY
            DISMISSAL.

                                       II.

      We begin by generally summarizing the governing law, highlighting the

plain language of the statutes, and analyzing caselaw.          Undertaking this

summary and analysis informs our holding, which facilitates reconciliation of

the JTCL and CNA without disrupting the allocation scheme.

      Our standard of review is well settled.          "In matters of statutory

interpretation, our review is de novo." Verry v. Franklin Fire Dist. No. 1, 230

N.J. 285, 294 (2017) (citing Saccone v. Bd. of Trs. of Police & Fireman's Ret.

Sys., 230 N.J. 285, 294 (2017)). "The Legislature's intent is the paramount

goal when interpreting a statute and, generally, the best indicator of that intent

is the statutory language." DiProspero v. Penn, 183 N.J. 477, 492 (2005). We

"ascribe to the statutory words their ordinary meaning and significance, and

read them in context with related provisions so as to give sense to the

legislation as a whole." Ibid. (citations omitted). "[I]f there is ambiguity in

the statutory language that leads to more than one plausible interpretation, we

may turn to extrinsic evidence, 'including legislative history, committee

reports, and contemporaneous construction.'" Id. at 492-93 (quoting Cherry

                                                                           A-1999-19
                                        8
Hill Manor Assocs. v. Faugno, 182 N.J. 64, 75 (2004)). Additionally, when

more than one statute deals with the same subject—like here—we interpret

them together "in pari materia . . . as a unitary and harmonious whole." Jones

v. Morey's Pier, Inc., 230 N.J. 142, 164 (2017) (quoting St. Peter's Univ. Hosp.

v. Lacy, 185 N.J. 1, 14-15 (2005)).

                                        A.

      "Tort law has two goals. One is to make an injured [party] whole, and

the other is to deter." Hopkins v. Fox & Lazo Realtors, 132 N.J. 426, 455

(1993) (Garibaldi, J., dissenting) (citing Prosser and Keeton on Torts § 4 (5th

Ed. 1984)); see Robert E. Keeton, Is There a Place for Negligence in Modern

Tort Law?, 53 Va. L. Rev. 886, 886 (1967) (noting that "[t]he primary

objective of Anglo-American tort law is fair and just compensation for

losses"). New Jersey's general tort law policy mandates "that wronged persons

should be compensated for their injuries and . . . those responsible for the

wrong should bear the cost of their tortious conduct." People Express Airlines,

Inc. v. Consol. Rail Corp., 100 N.J. 246, 255 (1985); see also Caldwell v.

Haynes, 136 N.J. 422, 433 (1994) (explaining that "[t]he principal goal of

damages in personal-injury actions is to compensate fairly the injured party").

This principle underscores all actions sounding in tort, including those where

multiple defendants may be jointly liable for a plaintiff's injuries.

                                                                         A-1999-19
                                         9
      In multi-defendant actions, the common law permitted a plaintiff to

select from which defendant they would recover the entirety of their judgment.

Our Court in Tino v. Stout, 49 N.J. 289, 298 n.3 (1967), noted that that

practice left the singled-out defendant "helpless to shift any of the

responsibility to any other joint defendants." This approach "did violence to

basic equitable notions that those whose fault caused the injury should, in good

conscience, bear their just shares of the burden." Young v. Latta, 123 N.J.

584, 589 (1991) (quoting Kennedy v. Camp, 14 N.J. 390, 400 (1954) (Jacobs,

J., concurring)).   Our Legislature addressed this problem by enacting the

JTCL, which created a substantive right of contribution among joint tortfeasors

when one joint tortfeasor paid more than its pro rata share of the judgment , see

Sattelberger v. Telep, 14 N.J. 353, 365-67 (1954), allowing them to "relieve . .

. an injustice among themselves," Cockerline v. Menendez, 411 N.J. Super.

596, 619 (App. Div. 2010) (quoting Riccio v. Prudential Prop. & Cas. Ins. Co.,

108 N.J. 493, 504 (1987)). Importantly, however, the JTCL did not restrict the

fundamental goal of ensuring that injured plaintiffs are fully compensated.

Tino, 49 N.J. at 298 n.3 (noting that the JTCL "was not designed to prevent a

full recovery by the plaintiff[,] nor was it intended to deny a plaintiff full and

complete satisfaction of his [or her] claim").

                                                                           A-1999-19
                                       10
      The JTCL provides that

            [w]here injury or damage is suffered by any person as
            a result of the wrongful act, neglect or default of joint
            tortfeasors, and the person so suffering injury or
            damage recovers a money judgment or judgments for
            such injury or damage against one or more of the joint
            tortfeasors, . . . , and any one of the joint tortfeasors
            pays such judgment in whole or in part, he shall be
            entitled to recover contribution from the other joint
            tortfeasor or joint tortfeasors for the excess so paid
            over his pro rata share.

            [N.J.S.A. 2A:53A-3.]

The plain language of the JTCL demonstrates the Legislature's intent to

provide defendants who pay above their pro rata share a right to contribution

without affecting an injured party's right to full recovery.

      In 1973, the Legislature enacted the CNA, which complements the

JTCL, and which altered the manner of apportioning liability among joint

tortfeasors. At that time, the CNA replaced the existing law with a system in

which the jury evaluates the relative degrees of fault of the parties involved in

a case.   N.J.S.A. 2A:15-5.2(a)(2).     Moreover, any finding of contributory

negligence would no longer bar a plaintiff's recovery unless the plaintiff's

percentage of fault was more than fifty percent.        See Model Jury Charges

(Civil), 7.10, "Contributory Negligence" (approved May 1991); Model Jury

Charges (Civil), 7.31, "Comparative Negligence/Fault:          Ultimate Outcome"

(rev. Sept. 2018); see also Brodsky v. Grinnell Haulers, Inc., 181 N.J. 102, 109
                                                                          A-1999-19
                                       11
(2004) (noting that "a plaintiff who is found to be more than fifty percent at

fault is entitled to no recovery").

      Under the CNA, consistent with the fundamental common-law purpose

of ensuring a plaintiff's full recovery, the Legislature provided that an injured

party "may recover . . . [t]he full amount of the damages from any party

determined by the trier of fact to be [sixty percent] or more responsible for the

total damages."      N.J.S.A. 2A:15-5.3(a).      This threshold is clear and

unambiguous from the plain text of the CNA.           See S. Judiciary Comm.

Statement to S. 2703, at 1 (Oct. 30, 1986) (noting that the bill "modifie[d]

'joint and several liability'" to hold only defendants who are apportioned sixty

percent or more responsible for the total amount of damages).           As to a

defendant's right to contribution, and in conjunction with the JTCL, the CNA

explicitly provides that "[a]ny party who is compelled to pay more than his [or

her] percentage share may seek contribution from the other joint tortfeasors."

N.J.S.A. 2A:15-5.3(e).

      The Legislature has never limited full recovery of a plaintiff who has

been harmed by a defendant found sixty percent at fault.           In 1995, the

Legislature altered a recovering party's right to recovery under N.J.S.A.

2A:15-5.3 in certain circumstances that do not apply here, particularly as to

                                                                          A-1999-19
                                       12
environmental tort actions. See N.J.S.A. 2A:15-5.3(d).7 But it never limited a

plaintiff's right to full recovery in a case like this.

      Thus, the CNA and the JTCL, applied together, "ameliorate[d] the

harshness of the common-law contributory negligence bar to recovery" while

simultaneously "provid[ing] that ordinarily each tortfeasor will respond in

damages according to its own adjudicated percentage of fault." Burt v. W.

Jersey Health Sys., 339 N.J. Super. 296, 304 (App. Div. 2001).            As we

previously noted, we read these statutes "in pari materia . . . as a unitary and

harmonious whole," as they deal with the same subject. Jones, 230 N.J. at 164

(quoting St. Peter's Univ. Hosp., 185 N.J. at 14-15). In doing so, we recognize

that a guiding principle of comparative fault is "to distribute the loss in

proportion to the respective faults of the parties causing that loss," Blazovic v.

Andrich, 124 N.J. 90, 107 (1991), and that our comparative fault scheme

implements a "fair apportionment of damages among plaintiff and defendan ts,

7
   The language of subsection (d) preserves joint and several liability in an
environmental tort action in certain circumstances. See James v. Bessemer
Processing Co., 155 N.J. 279, 312 (1998). If fault can be apportioned, then
each defendant will be liable for its percentage share of the damage award,
subject to adjustment for an insolvent, non-settling defendant's share. N.J.S.A.
2A:15-5.3(d)(2); see A. Ins. Comm. Statement to S. 1494, at 1 (June 1, 1995)
(noting that the amendment would "preserve the environmental tort exception
in those cases in which negligence or fault cannot be apportioned by the trier
of fact among parties to the litigation, after the evidence has been presented
with respect to each party's negligence or fault").
                                                                           A-1999-19
                                          13
and among joint defendants," Erny v. Estate of Merola, 171 N.J. 86, 99 (2002).

Read together, the statutes were never meant to inhibit the fundamental tort-

law objective of ensuring just compensation for wronged persons, which our

State has recognized for decades, by limiting a plaintiff's right to full recovery

of damages in a case like this.

                                       B.

      The goal and purpose of the UM law is different than that which

underlies the JTCL and the CNA. Rather than "reliev[ing] tortfeasors of an

injustice among themselves," Cockerline, 411 N.J. Super. at 619 (quoting

Riccio, 108 N.J. at 504), the UM scheme is "designed to provide maximum

remedial protection to the innocent victims of financially irresponsible

motorists and to reduce the drain on the financially-troubled Unsatisfied Claim

and Judgment Fund," ibid. (quoting Riccio, 108 N.J. at 503-04). And "its

purpose 'is to make the victim whole, but not provide a windfall or to allow a

double recovery.'" Ibid. (quoting Riccio, 108 N.J. at 504).

      Our UM law is well-settled. "Sometimes, it may be impossible to learn

the identity of a fault-bearing defendant." Krzykalski v. Tindall, 232 N.J. 525,

538 (2018). This is the case when a phantom vehicle contributes to or causes

an accident.   "To protect those injured in accidents caused by [phantom

vehicles], New Jersey has required that automobile insurance policies include

                                                                           A-1999-19
                                       14
a UM provision since 1968." Ibid. (citing N.J.S.A. 17:28-1.1). But "to collect

under UM coverage, the claimant-insured must be able to prove an automobile

liability case against the uninsured," here the phantom vehicle. Riccio, 108

N.J. at 499. Thus, the UM scheme "anticipates and provides for judgment to

be entered in favor of plaintiffs when [a] tortfeasor is [the driver of a phantom

vehicle]." Krzykalski, 232 N.J. at 538.

      That is why—relying on the JTCL and the CNA—our courts have held

that juries should be permitted to consider apportionment of fault to phantom

vehicles who are at least partially liable, which then triggers UM coverage

issues. See id. at 539-540 (stating that "parties known to be at least in part

liable should be allocated their share of the fault, even when unidentified" and

"recovery against those parties will be possible only through the plaintiff's UM

coverage"); Cockerline, 411 N.J. Super. at 618-19 (holding that apportionment

of fault to phantom vehicles is appropriate where plaintiff settled with her UM

carrier based on the involvement of the phantom vehicle). Our Supreme Court

previously stated that "[u]nder [the UM] scheme, accident victims can recover

through their own UM carrier—up to the policy limits—for the damages

caused by a 'phantom vehicle,' . . . [which] cannot be identified." Krzykalski,

232 N.J. at 538. In this context, we emphasize that the driver of the phantom

vehicle, not plaintiff's UM carrier, is the joint tortfeasor. See Riccio, 108 N.J.

                                                                           A-1999-19
                                       15
at 498-99 (explaining that UM coverage is for the benefit of the insured and

the UM carrier neither "stand[s] in [the uninsured tortfeasor's] shoes" nor

"owes him [or her any] duty" (quoting 8D Appleman on Insurance Law and

Practice § 5071 at 81-83 (1981))).

                                       III.

      And that brings us to the heart of this case: whether Patel's inability to

recover $65,000 ($80,000 apportioned to the phantom vehicle minus the UM

carrier's $15,000 payment) in contribution from the UM carrier under N.J.S.A.

2A:15-5.3(e) and N.J.S.A. 2A:53A-3 precludes plaintiff's right to recover the

full amount of his verdict in accordance with N.J.S.A. 2A:15-5.3(a).

Considering the plain text and policy goals of the JTCL, the CNA, and the UM

scheme, we hold that plaintiff has the right to recover the full amount of the

jury verdict from Patel, even though Patel cannot obtain full contribution from

the UM carrier.

                                        A.

      The overall intent of the Legislature is clear from the plain text of

N.J.S.A. 2A:15-5.3(a): a plaintiff is entitled to full recovery from any joint

tortfeasor found to be at least sixty percent liable. See DiProspero, 183 N.J. at

492. Under these facts, the statute entitles plaintiff to full recovery from Patel.

                                                                            A-1999-19
                                        16
Although we rely on the plain text of N.J.S.A. 2A:15-5.3(a), our conclusion is

also supported by the statute's legislative history.

      In amending the CNA in 1995 as to environmental tort cases, the

Legislature did not alter the rights of parties to fully recover damages in other

scenarios, like those that exist here. In that regard, "[t]he canon of statutory

construction, expressio unius est exclusio alterius—expression of one thing

suggests the exclusion of another left unmentioned—sheds some light on the

interpretative analysis." Brodsky, 181 N.J. at 112. Indeed, the Legislature did

not carve out an exception to a recovering party's right to receive the full

amount of damages from a defendant found at least sixty percent liable when

that defendant cannot directly obtain contribution from a UM carrier under

N.J.S.A. 2A:53A-3 or N.J.S.A. 2A:15-5.3(e). It stands to reason that omission

was deliberate. If the Legislature intended to exempt a circumstance like the

one present from application of N.J.S.A. 2A:15-5.3(a), it would have done so.

      Our Court has likewise made clear that a defendant's inability to obtain

contribution does not categorically limit a plaintiff's full recovery. In Brodsky,

the defendants alleged that another driver, who was uninsured, had negligently

caused the accident that resulted in the plaintiffs' injuries. 181 N.J. at 107.

The uninsured driver filed a bankruptcy petition and obtained an order

discharging him from any debt arising from the car accident, which then led

                                                                           A-1999-19
                                        17
the trial court to dismiss him from the plaintiffs' accident case.          Ibid.

Nonetheless, the Court held that the plaintiffs, who did not cause the accident,

could pursue full recovery from the remaining defendants under N.J.S.A.

2A:15-5.3(a) if the trier of fact found those defendants at least sixty percent

liable for the accident, despite the defendants' inability to obtain contribution

from the uninsured driver. Id. at 116. Barriers to the defendants' ability to

obtain contribution under N.J.S.A. 2A:15-5.3(e) and N.J.S.A. 2A:53A-3 did

not impact the plaintiffs' right to full recovery under N.J.S.A. 2A:15-5.3(a).

Id. at 116, 118. The plaintiffs did not cause the uninsured driver to drive

without insurance or make him judgment proof.                Thus, the Court's

reconciliation of the statutes did not disrupt the allocation scheme.

      Here, despite Patel's inability to obtain contribution, she is still

responsible for the full verdict, in accordance with N.J.S.A. 2A:15-5.3(a),

minus the $15,000 offset from the UM carrier, the maximum amount allowed

under plaintiff's UM policy limit.     Holding Patel fully responsible for the

verdict award in this regard comports with the plain language of the JTCL and

the CNA, is consistent with the legislative policies and purposes of both those

statutes, and—in accordance with the UM scheme—forecloses plaintiff's

ability to otherwise receive double recovery.

                                                                          A-1999-19
                                       18
                                       B.

      Patel relies on Jones and Burt for the proposition that the judge correctly

molded the verdict to reduce plaintiff's full recovery. But in Jones and Burt,

unlike in Brodsky, those plaintiffs' own mistakes disrupted the allocation

scheme.    In Jones, the Court permitted a reduction of damages by the

percentage of fault allocated to a public entity, acknowledging the plaintiff had

failed to file a timely notice of tort claim under the Tort Claims Act (TCA).

230 N.J. at 170. And in Burt, we ruled that the plaintiff's recovery must be

reduced by any fault attributed to the dismissed anesthesiologist defendants

because the plaintiff had failed to obtain an affidavit of merit (AOM). 339

N.J. Super at 302-03, 308. We reached that conclusion even though the jury

allocated sixty percent fault to the remaining defendants.     Id. at 308. We

reasoned that

            [t]o hold otherwise would deprive the [remaining]
            defendants of their right to seek contribution from the
            [anesthesiologist] defendants, even though the
            [remaining] defendants are found to be sixty percent
            or more responsible for the total damages. Again, the
            [remaining] defendants should not be prejudiced by
            the failure of plaintiff to file the required [AOM].

            [Ibid.]

      The Court in Jones considered our analysis in Burt to correctly reconcile

the governing statutes and avoid disrupting the allocation scheme. Jones, 230

                                                                          A-1999-19
                                       19
N.J. at 169. By failing to serve a timely notice under the TCA in Jones or to

serve an AOM in Burt, the plaintiffs in those cases disrupted the Legislature's

clear objective "to fairly apportion liability for damages in accordance with the

factfinder's allocation of fault" through their own actions. Ibid.

      That did not happen here. Plaintiff's conduct did not prevent Patel from

seeking contribution directly from the UM carrier in the third-party action. If

anything, Patel benefitted from the UM carrier's payment, which offset her

own responsibility. As we previously stated, once Patel alleged fault on the

phantom vehicle's part, plaintiff brought in the UM carrier on her first-party

contract claim in the event the jury found the phantom vehicle liable and the

UM carrier failed to pay its limits. By placing the phantom vehicle on the

verdict sheet, Patel attempted to spread fault, see N.J.S.A. 2A:15-5.3(c)

(permitting a plaintiff to recover "[o]nly that percentage of the damages

directly attributable to that party's negligence or fault from any party

determined by the trier of fact to be less than [sixty percent] responsible for

the total damages"), and in doing so, benefitted from the $15,000 offset against

plaintiff's full recovery. Without suggesting to the jury that fault be attributed

to the phantom vehicle, Patel would likely have been responsible for the full

$200,000, rather than $185,000.

                                                                           A-1999-19
                                       20
                                      IV.

      We next address Patel's contentions in her cross-appeal that it was

reversible error for the judge, after plaintiff rested without sufficiently

establishing liability, to permit plaintiff to reopen his case before denying her

motion for a directed verdict; and that the judge's ruling violated Rule 4:37-

2(b) because he reserved decision until the following day.

      In reviewing a judge's denial of a motion for a directed verdict, we apply

the same standard that governs the trial judge. ADS Assocs. Grp. v. Oritani

Sav. Bank, 219 N.J. 496, 511 (2014). Motions for a directed verdict at the

close of plaintiff's case-in-chief, R. 4:40-1, are governed by the same standard

as motions for involuntary dismissal, pursuant to Rule 4:37-2(b). Alves v.

Rosenberg, 400 N.J. Super. 553, 565 (App. Div. 2008). As applied here, we

must accept as true all evidence presented by plaintiff and the legitimate

inferences drawn therefrom to determine whether the proofs are sufficient to

sustain a judgment in his favor. Monaco v. Hartz Mountain Corp., 178 N.J.

401, 413 (2004). "[T]he judicial function here is quite a mechanical one. The

trial [judge] is not concerned with the worth, nature or extent (beyond a

scintilla) of the evidence, but only with its existence, viewed most favorably to

the party opposing the motion." Dolson v. Anastasia, 55 N.J. 2, 5-6 (1969).

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      Under Rule 4:37-2(b), a trial judge will grant a motion for a directed

verdict only if, accepting the non-moving party's facts and considering the

applicable law, "no rational jury could draw from the evidence presented" that

the non-moving party is entitled to relief. Pitts v. Newark Bd. of Educ., 337

N.J. Super. 331, 340 (App. Div. 2001); see also R. 4:37-2(b) (stating that "such

motion shall be denied if the evidence, together with the legitimate inferences

therefrom, could sustain a judgment in plaintiff's favor").      "[I]f reasonable

minds could differ as to whether any negligence has been shown, the motion

should be denied." Bozza v. Vornado, Inc., 42 N.J. 355, 357-58 (1964) (citing

Bell v. E. Beef Co., 42 N.J. 126, 129 (1964)). As to reserving decision on a

motion for a directed verdict, our Supreme Court has indicated that "[n]othing

in the Court Rules specifically prohibits a trial [judge] from reserving on a

R[ule] 4:37-2(b) motion so long as the ultimate decision on such a motion is

based only upon the plaintiff's evidence." Verdicchio v. Ricca, 179 N.J. 1, 30

n.4 (2004).

      At trial, plaintiff testified that a vehicle hit his vehicle on the driver's

side, but that he did not see it at any time before impact. Plaintiff presented no

other evidence regarding how the accident occurred. In response to Patel's

motion for a directed verdict, plaintiff's counsel requested permission to

reopen his case to allow defense witnesses to testify or, alternatively, reserve

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decision until Patel could present such evidence.      The judge addressed the

possibility of allowing read-in testimony as well as the admissibility of such

testimony before reserving decision.          The following day, the judge

acknowledged that plaintiff had not sufficiently explained the accident to the

jury, specifically as it related to the phantom vehicle. The judge permitted

plaintiff to reopen his case. In his oral decision the judge explained:

            [Y]ou're in a special situation . . . because you don't
            really have a live client. You have a phantom vehicle.
            So, therefore, that really precludes plaintiff in a lot of
            ways [from] getting his case on as to the phantom
            vehicle.

                  ....

                  . . . [Q]uite frankly . . . the happening of the
            accident has not been sufficiently explained to the
            jury. But what I am going to do is this, I'm going to
            allow the plaintiff to reopen and do a read-in. That
            read-in has got to establish the happening of this
            accident that satisfies your burden at this point in
            time.

      Plaintiff's counsel then read into evidence Patel's deposition testimony

that "an unknown vehicle suddenly came into [her] lane[,] forcing [her] to

swerve to the right to avoid being struck. This caused [her] to strike the

vehicle in the right lane. That vehicle, then, struck the plaintiff's vehicle. The

unknown vehicle left the scene of the accident without stopping." Thereafter,

the judge applied the correct standard and denied Patel's motion. Rule 4:37-

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2(b) does not explicitly require that a motion for a directed verdict be

immediately decided; reserving decision until the following morning was not

improper.

      We reject Patel's contention that the judge lacked authority to allow

plaintiff to reopen his case.     Trial judges have the authority to grant a

plaintiff's application to reopen a case in response to a defendant's motion for a

directed verdict. Handleman v. Cox, 74 N.J. Super. 316, 333 (App. Div. 1962)

(explaining that "a case may be reopened to receive omitted evidence"). And

we conclude that the judge did not abuse his discretion by allowing plaintiff to

briefly reopen his case to read into evidence Patel's own deposition.        Ibid.

(noting that we review a judge's decision on a motion to reopen a case for

abuse of discretion). Patel was not prejudiced, it took no time to do, and

ultimately it helped Patel's theory of the case by attributing fault for the

accident to the driver of the phantom vehicle. Because this evidence together

with the legitimate inferences therefrom could sustain a judgment in plaintiff's

favor, the judge properly denied Patel's motion for a directed verdict.

      To summarize, plaintiff is entitled to full recovery from Patel for his

injuries. The jury awarded plaintiff $200,000. The UM carrier has agreed to

pay plaintiff's UM liability limit of $15,000 and must do so. Patel receives an

offset for the UM payment and is then responsible for paying plaintiff

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$185,000, the balance of the award. On remand, the judge should impose costs

and prejudgment interest after the parties fully brief all related issues.

      To the extent we have not addressed the parties' remaining arguments,

we conclude that they are without merit to warrant discussion in a written

opinion. R. 2:11-3(e)(1)(E).

      On the appeal, we reverse, remand, and direct the judge to enter

judgment in accordance with this opinion. On the cross-appeal, we affirm.

We do not retain jurisdiction.

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