Court Opinion

ID: 9768296
Source: CourtListenerOpinion
Date Created: 2023-08-29 05:54:55.583885+00
Date Added: 2024-06-11T07:30:37.349081
License: Public Domain

OSBORN, Chief Justice,
concurring.
I concur. I would also hold that damage to a particular part of the insured property from some defect in that particular part of the property is not an “ensuing loss.” Allstate Insurance Company v. Smith, 450 S.W.2d 957 (Tex.Civ.App. — Waco 1970, no writ); Employers Casualty Company v. Holm, 393 S.W.2d 363 (Tex.Civ.App.— Houston 1965, no writ). An “ensuing loss” is the result of damage to another part of the insured property from some defective part of the insured property. In this case, the damage to the cool coat did not result from some defect in another part of the insured premises.