Court Opinion

ID: 9740291
Source: CourtListenerOpinion
Date Created: 2023-08-26 20:31:57.856065+00
Date Added: 2024-06-11T07:24:17.307785
License: Public Domain

Newton, J.,
concurring.
The question of whether the bank acted “in accordance with the reasonable commercial standards of the drawee’s or payor’s business” as provided in section 3-406, U.C.C.; or if there was a “lack of ordinary care on the part of the bank in paying the item(s)” as provided'in section 4-406, U. C. C., is one of fact. The trial court as the trier of fact in this very close case found the bank to be in violation of these provisions and since there is sufficient evidence to sustain this finding, I concur in the opinion of Smith, J.
Boslaugh and McCown, JJ., concurring.
This case presents a close question. The evidence of negligence on the part of plaintiff was minimal, consisting primarily of the fact that the signature was stamped. The evidence of negligence on the part of the defendant was substantial and contributed to the loss. See § 3-406, U.C.C., and comment 7. Nevertheless, the evidence presented a question for the trier of fact and the decision cannot be said to be clearly wrong.