Court Opinion

ID: 8504654
Source: CourtListenerOpinion
Date Created: 2022-11-23 01:25:55.032061+00
Date Added: 2024-06-11T16:50:49.958963
License: Public Domain

Woods, J.
The defendant in this case is attempted to be charged as the indorser of the note declared on. In order to that result, it must appear that a demand of payment was duly made upon the maker, and notice thereof, and of its non-payment, and that the holder relied upon the indorser for payment, was seasonably given to the defendant, or demand and notice was waived, or the want thereof excused.
By virtue of the statute, the note was payable with grace. When a note is payable on time, a demand, to be of any avail, should be made on the last day of grace. An earlier demand is insufficient to charge an indorser. Leavitt vs. Simes, 3 N. H. Rep. 14. But in this case it does not appear that any demand at all was made. And the notice shown was insufficient, even if a proper and seasonable demand had been shown; for, if a proper demand had been *72proved, then the notice, being before the last day of grace, would have preceded the demand in point of time, and would for that reason have been merely nugatory. Besides, notice before the last day of grace is insufficient, and void, unless sustained by some usage assented to by the indorsee, which is not pretended in this case. Dennie vs. Walker, 7 N. H. Rep. 199. Here, then, no demand is shown, and no sufficient or available notice.
Does the case find grounds of excuse, relieving the plaintiff from the ordinary duty and necessity of seasonable demand and notice ?
If the death of a maker before the maturity of the note, or that and other circumstances, may, and do, in certain cases, thus excuse the holder of.a note, (Hale vs. Burr, 12 Mass. Rep. 86; Burrill vs. Smith, 7 Pick. 291,) the bankruptcy or insolvency of the maker alone will not. (Crossen vs. Hutchinson, 9 Mass. Rep. 205; Sandford vs. Dillaway, 10 Ditto 52; Granite Bank vs. Ayers, 16 Pick. 392.) It was the duty of the plaintiff to have made a demand of Lancaster at least, if no more, in order to charge the defendant as indorser.
The amendment in question was improperly admitted. By it a new and different cause of action was introduced into the declaration. At least, it does not appear that the ground of action in the amended count is the same as that in the original count. It is not to be inferred, from anything stated in the case, that it is the same in both counts; but, on the contrary, that the causes of action are entirely different. In the original count the ground of action is the liability of the defendant as indorser of a note, not given upon the consideration of the sale of the stage property, but upon some other and different consideration; while the promise alleged in the amended count is based upon the sale of the stage property to the defendant. The contracts set forth in the two counts are, therefore, not the same. Such an amendment of the declaration is not in accordance with the deci*73sions of this court upon that subject, and is not admissible. Butterfield vs. Harvell, 3 N. H. Rep. 201; Stevenson vs. Mudgett, 10 Ditto 338; Merrill vs. Russell, 12 Ditto 74. According to the provisions of the case there must be

Judgment for the defendant.