Court Opinion

ID: 6538939
Source: CourtListenerOpinion
Date Created: 2022-07-19 22:14:00.830189+00
Date Added: 2024-06-11T15:55:45.430021
License: Public Domain

Mr. Chief Justice English delivered the opinion of the Court. This was a bill to foreclose a mortgage, determined in the Yell Circuit Court. The bill was filed by Joseph Loupe against Joseph Atchison, the mortgager, and his wife, and Benjamin J. Jacoway, a subsequent purchaser. A decree of foreclosure and sale of the mortgaged premises was rendered against Atchison and Jacoway, and the latter appealed. The contest here is between Loupe, the mortgagee, and Jacoway. The mortgage (upon a tract of land situated in Yell county) bears date 2d December, 1851, and is signed by Atchison and wife, Molcy J. Attached to it is the following certificate: “ THE STATE OF ARKANSAS, j County or Yell. j This day personally appeared before me, N. S. Jennings, an acting justice of the peace, in and for said county, Robert Atchison and Molcy J. Atchison, both personally known to me, and acknowleded that they signed, sealed and delivered the same in my presants. Given under my hand this 2d December, 1851. N. S. JENNINGS, /. P.” There is also appended to the mortgage, a certificate of the clerk and recorder of Yell county, that it was filed for record in his office, on the 15th day of December, 1851, and duly recorded. Jacoway purchased the land embraced in the mortgage, of Atchison, for a valuable consideration, and obtained a deed of himself and wife therefor, on the 18th day of December, 1851. He states in his answer, that he purchased in good faith, without notice of the mortgage, and submits that the certificate of acknowledgment attached to the mortgage was informal, and insufficient to authorize its registration, and that the filing of it in the recorder’s office did not operate as a legal constructive notice to him of the existence of the mortgage when he purchased the land. The case was heard upon the pleadings and exhibits, and an agreement of parties, that the mortgager remained in possession of the land until Jacoway purchased, when he took possession of it. There is no question before us as to the validity of the exetion and acknowledgment of the mortgage by Mrs. Atchison, and no decree appears to have been rendered against her, and there was no appeal by her, or her husband. Was the certificate of the justice of the peace of the acknowledgment of the mortgage by the mortgager, sufficient? A mortgage not acknowledged, or proven, and recorded, as required by the statute, though good between the parties to it, is not valid as against subsequent purchasers or incumbrancers of the mortgaged premises, though they may have actual notice of the existence of the mortgage. Gould’s Dig. ch. 117,sec. 2; Main et al. vs. Alexander, 4 Eng. R. 112; Hannah ad. vs. Carrington, 18 Ark. 105. Mortgages must be acknowledged before some person authorized by law to take the acknowledgment of deeds, etc. Gould’s Dig., ch. 117, sec. 1. The acknowledgments of deeds and instruments of writing for the conveyance of real estate, or whereby such real estate is to be affected in law or equity, shall be by the grantor appearing in person before the court or officer having the authority by law to take such acknowledgment, and stating that he had “ executed the same for the consideration and purposes therein set forth.” Ib. ch. 37, sec. 18. Every court or officer that shall take the proof or acknowledgment of any deed of conveyance of real estate, etc., shall grant a certificate thereof, and cause such certificate to be endorsed on said deed, etc., etc. Ib. sec. 16. All deeds and other instruments in writing, for the conveyance of any real estate, or by which any real estate may be affected, in law or equity, shall be proven or duly acknowledged in conformity with the provisions of this act, before they, or any of them shall be admitted to record. Ib. 22. A substantial compliance with what the statute requires to be done, ought affirmatively, to appear from the certificate. Trammell vs, Thurmond, 13 Ark. 217; Blagg vs. Hunter, 15 Ark. 246. A literal compliance with the statute is not required — the words of the statute need not be used — words of similar import may be employed, but the Courts cannot dispense with a substantial compliance with the statute. 13 Ala. 376; 5 Port. 413; 11 Wheat. 208; 9 Mo. 510. Courts'cannot, by intendment, supply important words omitted in the certificate, 11 Cow. 131; Cow. & Hill’s notes on Phil. Ev., part 2, 402. In the certificate before us, the word “ same ” has no antecedent, but the certificate' being attached to the deed, perhaps the word deed, mortgage or instrument might be supplied by intendment, if this were the only defect in the certificate. So the words, “ signed, sealed and delivered,” employed in the certificate, are equivalent to the word “ executed,” used in the statute. But the words “for the consideration and purposes therein set forth,” used in the statute, are wholly omitted in the certificate, and no words of similar import substituted therefor. We must suppose that these words were inserted in the statute for some useful purpose, and we have been able to find no authority to warrant their omission. If they are to be disregarded, why not disregard any other provision of the statute? Where is the line to be drawn between what is essential, and that which is not essential? The certificate, taken altogether, is exceedingly informal and defective, and to sustain it, would be to disregard the plain provisions of the statute. The decree of the Court below must be reversed, and the cause remanded, with instructions to dismiss the bill for want of equity, as to appellant.