Court Opinion

ID: 9668880
Source: CourtListenerOpinion
Date Created: 2023-08-24 02:29:40.596159+00
Date Added: 2024-06-11T18:15:49.201157
License: Public Domain

SAM BASS, Justice,
concurring.
I agree with the majority, in their discussion of the appellants’ first point of error, that there was evidence of probative force to raise a fact issue for the jury on whether First Bank’s overdraft protection to the Factory constituted a loan. There is no holding from the Texas Supreme Court that payment of an overdraft is a loan as a matter of law and, therefore, I would not so conclude, as the majority does. See Bryan v. Citizens Nat’l Bank, 628 S.W.2d 761, 763 n. 2 (Tex.1982); see also Williams v. Cullen Center Bank & Trust, 685 S.W.2d 311, 312 (Tex.1985).
I agree with the majority’s discussion concerning the obligation to pay principal and compensation greater than allowed by law. Accordingly, along with the majority, I sustain the appellants’ first point of error, reverse the judgment in favor of First Bank on the usury cause of action, and remand that cause of action for trial.
I agree with the discussion and holdings of the majority on the alleged jury misconduct and the plea in intervention.