Court Opinion

ID: 4560204
Source: CourtListenerOpinion
Date Created: 2020-08-26 21:01:52.696949+00
Date Added: 2024-06-11T09:27:40.161512
License: Public Domain

FILED
                                                                                        Nov 26, 2018
                                                                                        02:22 PM(CT)
                                                                                      TENNESSEE COURT OF
                                                                                     WORKERS' COMPENSATION
                                                                                            CLAIMS

                TENNESSEE BUREAU OF WORKERS' COMPENSATION
               IN THE COURT OF WORKERS' COMPENSATION CLAIMS
                              AT MURFREESBORO

MELISSA BRUMLEY,                                       )   Docket No. 2017-05-0101
                                                       )   Docket No. 2017-05-0102
                   Employee,                           )
v.                                                     )
UNITED PARCEL SERV., INC.                              )   State File No. 100236-2015
                                                       )   State File No. 7876-2017
                   Employer,                           )
And                                                    )
LIBERTY MUTUAL                                         )   Judge Robert Durham
         Insurance Carrier.                            )

                              COMPENSATION HEARING ORDER

       This matter came before the Court on November 9, 2018, for a compensation
hearing on Ms. Brumley's claim for benefits for two alleged injuries: December 15, 2015
and January 9 2017. 1

      As to the December 15, 2015 injury, the issues are the nature of her injuries,
whether she is entitled to additional temporary disability benefits, and the extent of her
permanent disability.

       For the asserted January 9, 2017 claim, the issues were whether Ms. Brumley
sustained a compensable injury to her low back, and if so, to what benefits she is entitled.
Ms. Brumley also raised the issue of a possible psychiatric injury.

        For the following reasons, the Court finds Ms. Brumley is entitled to permanent
disability and medical benefits for the December 15 injury and temporary disability and
medical benefits for the January 9 injury.

1
    The Court consolidated the claims for the purpose of judicial economy.

                                                      1
                                      Procedural Issues

       Ms. Brumley filed a "motion to cancel trial," which the Court heard as a motion to
continue the compensation hearing, on the grounds that Ms. Brumley may suffer from a
psychological injury and that UPS did not negotiate in good faith at the post-discovery
mediation. The Court held the evidence regarding these assertions was insufficient to
continue a hearing that was already delayed on several occasions.

      UPS filed a motion in limine to exclude certain records attached to Dr. Richard
Fishbein's deposition from evidence as well as to exclude his impairment ratings on the
grounds that they did not comply with the AMA Guides for the Evaluation of Permanent
Impairment, 6th ed. The Court held the exhibits were admissible with the exception of a
C-32 report signed by Dr. Fishbein but which was not filed or provided to UPS's counsel
before his deposition. The Court further held that UPS's arguments against Dr.
Fishbein's impairment ratings went more to their weight than to their exclusion, and
denied its motion.

      Through the pre-compensation hearing statements and the parties' assertions, they
agreed to limit the issues to those stated above. They also stipulated to the following:
       • The expedited hearing transcript be considered evidence by the Court in place
           of live testimony.
       • The compensation rate is $570.40 in both claims.
      • Ms. Brumley remains employed with UPS at her pre-injury wages.
      • She is not entitled to permanent disability benefits beyond one times her
           impairment rating.
      • The dates Ms. Brumley seeks temporary disability benefits are July 29 to
           October 27, 2016, for the December 15, 2015 injury, and January 11 to January
           19, 2017, and February 10 until April 18, 2017, for the January 9, 2017 claim.

                                   History of Claim

        Ms. Brumley worked as a "p.m. sorter/cover driver" for UPS when she injured her
mid back on December 15, 2015, while unloading packages. UPS accepted her injury as
compensable, and following conservative treatment with Dr. Bradley Rudge at Caremark,
Ms. Brumley chose Dr. Donald Klekamp from a panel to provide orthopedic care. On her
first visit on February 19, 2015, Ms. Brumley complained of right mid-back pain, which
Dr. Klekamp diagnosed as resolving thoracalgia. A month later, Ms. Brumley returned,
complaining of mid-back and neck pain. Dr. Klekamp ordered thoracic and cervical
MRis, which were essentially negative.

      With conservative treatment, Ms. Brumley's symptoms improved to the point that
Dr. Klekamp released her to full duty. However, after working one day, she returned
complaining of increased mid-back pain. Dr. Klekamp took her off work and ordered a
                                           2
functional capacity evaluation (FCE). On July 29, Ms. Brumley returned to Dr. Klekamp
complaining of increased upper mid-thoracic pain extending to her left shoulder after
falling asleep on her shoulder. Dr. Klekamp placed her at maximum medical
improvement, gave her permanent lifting restrictions based on the FCE, and assigned 2%
impairment for thoracic strain. He did not assign any neck or shoulder impairment. UPS
did not return Ms. Brumley to work given her restrictions.

       On October 27, 2016, Ms. Brumley returned to Dr. Klekamp stating that her back
had significantly improved with near resolution of her symptoms. She requested that Dr.
Klekamp release her from her restrictions, and he did so. Ms. Brumley then returned to
work for UPS in her former position. She testified that during November and December
she had no problems with her back and driving was actually "therapeutic."

        Ms. Brumley continued working at regular duty until January 9, 2017. She
testified that she began experiencing "excruciating" back pain that afternoon. She said
she called Karen Goodman, Safety Supervisor for UPS, and requested medical treatment
for severe low-back pain, which was different from her previous injury. She stated Ms.
Goodman advised her to seek care through her previous injury since filing a new claim
could cause problems.

        Ms. Goodman's account is somewhat different. She testified that Ms. Brumley
cautioned her not to "freak out" since she was not claiming a new injury. She just needed
to see a doctor because of increased back pain. Ms. Goodman stated she told Ms.
Brumley that, if she were claiming a new injury, she must begin with an initial panel, but
if her symptoms were due to the December 2015 injury, she could schedule a follow-up
appointment with Dr. Klekamp. Ms. Brumley scheduled the appointment and then
finished her route. Her supervisor, Doug Grissom, testified that he spoke with her several
times that day and she never mentioned an injury or having any back pain.

       The next morning, Ms. Brumley told Mr. Grissom that she needed to see a doctor
for her back. She testified she told him it was a new injury to her low back, but Mr.
Grissom denied that she mentioned a new injury. He referred her to Ms. Goodman, who
advised her to see Dr. Rudge, with whom she first treated for her December 2015 injury.

       Ms. Brumley testified that when she saw Dr. Rudge, she told him that her pain was
in her low back, not between her shoulder blades as before, but he would only treat her
under the 2015 claim. She admitted nothing in his records mentioned low-back pain.
Following an exam, Dr. Rudge placed her on lifting restrictions. Mr. Grissom testified
that on January 10, Ms. Brumley called him quite upset that these restrictions kept her
from working; however, she still did not report a new injury.

       Ms. Brumley kept her appointment with Dr. Klekamp. According to the intake
sheet, she began having pain in her mid and lower back after a work-related injury on

                                            3
January 9. Dr. Klekamp noted that Ms. Brumley said she had been "doing great" before
then. He diagnosed her with recurrent, chronic thoracalgia, cervicalgia, and lumbago. At
her request, he ordered MRis of her thoracic and lumbar spine. He also allowed her to
return to full duty.

        UPS did not authorize the lumbar MRI but allowed additional cervical and
thoracic MRis, which showed a T5-6 disc bulge and a normal cervical spine. Dr.
Klekamp reviewed them and found no change from the 2016 MRls. He examined Ms.
Brumley on January 31 and noted her pain had improved. She returned ten days later,
and Dr. Klekamp recorded that at her January 31 visit, she stated she had "near complete
resolution" of her back complaints, but now the pain was worse. She also wanted to
make it clear that the back pain started on 02/09/2017, 2 and that it was a "new injury."
On exam, Dr. Klekamp did not observe any objective signs of spinal problems.
Regardless, he again ordered a lumbar MRI and also recommended she be off work for
two months or until evaluated by a physiatrist. UPS submitted a First Report of Injury
for the alleged January 9 injury, but the carrier denied the claim and declined to provide a
lumbar MRl or pain management.

       Nevertheless, Ms. Brumley remained off work until April 18 when she returned to
Dr. Klekamp. He noted she claimed complete resolution of her neck and mid-back pain
with ongoing low-back pain. He diagnosed myofascial low-back pain and resolved
thoracic pain and returned her to regular duty. Ms. Brumley returned to work at her pre-
injury wages the next day, although not as a driver.

        After an expedited hearing, the Court ordered UPS to provide additional medical
care for Ms. Brumley's alleged low-back injury. Following a lumbar MRI, Ms. Brumley
again saw Dr. Klekamp who felt the MRI revealed a small central disk protrusion at 15-
S 1 without significant nerve compression. Dr. Klekamp noted "near complete resolution
of her back pain" which led to his assessment of "low back pain resolving" and a minor
15-S 1 disc bulge. He recommended conservative treatment and pain management.
Finally, Dr. Klekamp saw Ms. Brumley several months later on January 26, 2018 for
mid-back pain stemming from a coughing episode, which he did not find to be work-
related. He noted that she did not complain of neck pain, left shoulder pain, or lumbar
pain at this visit.

      During cross-examination at his deposition, Dr. Klekamp agreed that Ms.
Brumley's thoracic complaints were sporadic and based on activity. He maintained the
2% impairment for her work-related thoracic sprain was correct. He also agreed that Ms.
Brumley showed no signs of malingering. He testified that when he took her off work
from February 10 until April 18, 2017, it was due to a work-related injury to her low
back. On redirect, he restated his opinion that Ms. Klekamp sustained a new work-

2
    The Court assumes this is a typo and Dr. Klekamp intended to say 01109/2017.

                                                     4
related injury to her low back in January 2017.

       At the hearing, Ms. Brumley offered the deposition of orthopedist Richard
Fishbein, M.D., who performed an independent medical evaluation. Dr. Fishbein stated
that Ms. Brumley sustained work-related injuries that resulted in 2% impairment to the
thoracic spine, 2% to the cervical spine, 1% to the left shoulder and 1% to the lumbar
spine. However, other than a blanket statement that he used the AMA Guides in
preparing his impairment ratings, he provides no foundation for them. Further, the
opinion differed materially from his earlier written statement where he assigned a 5%
rating to the cervical spine, with no justification for the change. Dr. Fishbein's
deposition is marked by confusion, memory lapses and difficulty in following the
question asked of him. To go into detail describing each instance is unnecessary, but
they are obvious from reading his testimony.

                       Findings of Fact and Conclusions of Law

       Ms. Brumley must prove all elements of her case by a preponderance of the
evidence. Tenn. Code Ann. § 50-6-239(c)(6). For the following reasons, the Court holds
she proved entitlement to benefits for both dates of injury.

       First, the Court must address Dr. Fishbein's testimony. Given the inconsistencies,
confusion, and obvious errors present throughout his deposition, the Court gives little
weight to his opinions. Thus, the Court will disregard Dr. Fishbein's testimony except to
the extent that it corroborates Dr. Klekamp's opinions.

       As to the substantive issues, the Court holds Ms. Brumley proved by a
preponderance of the evidence that she sustained a permanent injury to her thoracic spine
that arose primarily out of and in the course and scope of her employment with UPS on
December 15, 2015. Tenn. Code Ann. 50-6-102(14).            Thus, she is entitled to 2%
impairment for the thoracic injury as well as lifetime medical benefits for its reasonable
and necessary treatment.

       However, the same cannot be said for Ms. Brumley's asserted injuries to her
cervical spine and left shoulder. While Dr. Klekamp occasionally included neck pain in
his diagnosis and Ms. Brumley claimed her mid-back pain radiated to her neck and left
shoulder, Dr. Brumley never noted any objective findings. Further, her cervical MRI did
not reveal any abnormalities. He never gave an opinion that she sustained a permanent
work-related injury to her cervical spine or left shoulder. He did not include either the
cervical spine or the left shoulder when assessing Ms. Brumley's permanent impairment.
Causation must be proven to a "reasonable degree of medical certainty" to create a
compensable injury. Tenn. Code Ann. 50-6-102(14)(C). Likewise, permanency must
also be proven by expert medical testimony. See Hill v. Royal Ins. Co, 937 S.W.2d 873
(Tenn. 1996). The only medical evidence offered by Ms. Brumley to establish work-

                                            5
related injuries to her cervical spine and left shoulder was Dr. Fishbein's testimony, and
the Court will not give his opinions any weight on this issue. Therefore, Ms. Brumley
failed to prove by a preponderance of the evidence that she sustained permanent,
compensable injuries to her cervical spine and left shoulder.

        With regard to temporary disability benefits from July 29, 2016, through October
30, 2016, Ms. Brumley's primary argument is that "she got better" during this interim, so
that Dr. Klekamp lifted the "permanent" restrictions he placed on her activities in July.
Since her symptoms improved, she obviously was not at MMI on July 27. Temporary
disability benefits for a compensable injury are owed until the injured worker reaches
maximum medical improvement (MMI) or is able to return to work at a pre-injury wage.
Tenn. Code Ann. 50-6-207(1)(2). Here, Dr. Klekamp's final medical report identified
July 27 as the MMI date. He did not revise this opinion. Given that the only credible
medical evidence establishes July 27, 2016 as Ms. Brumley's MMI date for her 2015
injury, she failed to prove by a preponderance of the evidence that she is entitled to
additional temporary total disability benefits for the 2015 injury.

       The Court now turns to Ms. Brumley's alleged 2017 injury. The Court finds that
Ms. Brumley experienced significant pain and discomfort in her mid to low back during
and immediately following her shift on January 9, 20 17. Dr. Klekamp' s January 17
record clearly referred to low back pain; he diagnosed her with lumbago and ordered a
lumbar MRI, which UPS refused to provide. Further, no one disputed that Ms. Brumley
explicitly informed Dr. Klekamp and Ms. Goodman on February 9 that she was claiming
a new January 9 work-related injury. Therefore, Ms. Brumley provided sufficient notice
to UPS of an alleged new low back injury within the time required by Tennessee Code
Annotated section 50-6-201.

       However, Ms. Brumley must still prove "to a reasonable degree of medical
certainty that [the injury] contributed more than fifty percent (50%) in causing the death,
disablement or need for medical treatment, considering all causes." Tenn. Code Ann. §
50-6-1 02(14 )(C). The term "reasonable degree of medical certainty" means that, "in the
opinion of the physician, it is more likely than not considering all causes, as opposed to
speculation or possibility." Tenn. Code Ann. § 50-6-102(14)(D). Thus, lay testimony
must generally be corroborated by expert medical testimony in order to meet the burden
of proof regarding causation. See Scott v. Integrity Staffing Solutions, 2015 TN Wrk.
Comp. App. Bd. LEXIS 24, at *12 (Aug. 18, 20 15).

      In his deposition, Dr. Klekamp clarified that he believed Ms. Brumley sustained a
new injury on January 9 because she experienced symptoms that involved the low back
as opposed to the mid back, which was why he ordered a lumbar MRI. Further, he stated
that when he took Ms. Brumley off work for two months in January 2017, it was for a
"workers' comp injury." Dr. Fishbein also gave his opinion to a reasonable degree of
medical certainty that Ms. Brumley sustained a low-back injury in January 2017 that was

                                            6
primarily related to her employment, which corroborates Dr. Klekamp's opmwn.
Therefore, Ms. Brumley proved by a preponderance of the evidence that she sustained a
compensable injury to her low back as a result of her employment on January 9, 2017.

        In addition, the Court holds that Dr. Klekamp's testimony proves by a
preponderance of the evidence that Ms. Brumley was entitled to temporary total disability
benefits from February 10, 2017 until April 18, 2017. As for the period of January 10
through January 19, Ms. Brumley did not provide sufficient medical evidence that her
disability was due to a compensable work injury. Thus, her request for temporary total
disability benefits for that timeframe is denied.

        As to her claim for permanent partial disability benefits for the January 20 17
injury, Ms. Brumley failed to meet her burden of proof. Dr. Klekamp did not provide an
impairment rating, either in his records or at his deposition. While Dr. Fishbein testified
as to impairment, the testimony is uncorroborated by Dr. Klekamp, and the Court will not
give it weight for the reasons stated above. Ms. Brumley is not entitled to permanent
partial disability benefits for her lumbar injury; however, she is entitled to reasonable and
necessary medical care.

      Finally, Ms. Brumley did not produce any evidence of a psychological injury
stemming from her work related mJunes. Thus, her request for benefits for any
psychological injury is denied.

       IT IS, THEREFORE, ORDERED that:

 1. UPS shall continue to provide medical treatment made reasonably necessary by Ms.
    Brumley's December 15, 2015 thoracic spine injury and January 9, 2017 lumbar
    spine work injuries with Dr. Klekamp as her treating physician.

 2. Ms. Brumley's vocational impairment rating for her December 15, 2015 injury is
    2% to the body as a whole, which equates to $5,133.60 at the stipulated
    compensation rate of $570.40. UPS shall pay to Ms. Brumley $5,133.60 in a lump
    sum from which her counsel is awarded 20%, or $1,026.72, as attorney's fees.

 3. Ms. Brumley is entitled to temporary total disability benefits for her January 9, 2017
    injury from February 10, 2017 until April 18, 2017, which equates to $5,541.03.
    UPS shall pay to Ms. Brumley $5,541.02 in a lump sum from which her counsel is
    awarded 20%, or $1,108.20, as attorney's fees.

 4. Ms. Brumley's claims for additional medical benefits, temporary total disability
    benefits or permanent disability benefits related to the December 15, 2015 work
    injury and the January 9, 2017 work injury are denied.          Her request for
    psychological benefits is also denied.

                                             7
     5. UPS shall pay court costs of$150.00 to the Court Clerk within five business days of
        this order becoming final. UPS shall also reimburse Ms. Brumley for reasonable
        litigation expenses, including but not limited to, court reporter fees and deposition
        expenses, with the exception of Dr. Fishbein's deposition fee.

     6. UPS shall prepare and file with the Court Clerk a Statistical Data Form within ten
        business days of the date this order becomes final.

     7. Absent an appeal, this order shall become final in thirty days.

ENTERED NOVEMBER,k 2018.

                                   ~. Court of Workers' Compensation Claims

                                          APPENDIX

Exhibits:

1.       Transcript from Expedited Hearing
2.       Expedited Hearing Order
3.       Dr. Klekamp's deposition
4.       UPS's designated medical records
5.       Dr. Fishbein' s depositions with attached exhibits (Ex. 4 for I.D. only)
6.       Ms. Brumley's designated medical records
7.       Letter from Ms. Brumley's counsel to UPS ' s counsel

Technical Record:

1.       UPS's Motion in Limine
2.       UPS's Pre-Compensation Hearing Statements
3.       Ms. Brumley's pre-trial position statement
4.       Dispute Certification Notice
5.       Petition for Benefit Determination

                                                8
                           CERTIFICATE OF SERVICE

       I hereby certify that a true and correct copy of the Compensation Hearing Order
was sent to the following recipients by the following methods of service on November
26' 2018.
-

 Name                     Certified   Via        Via    Service sent to:
                           Mail       Fax       Email
 David Hooper                                     X     dhooper~hooperzinn.com
 Constance Mann                                   X     cmannlaw~msn.com

                                       P~}t:::;;:urt
                                       Court of 'Workers' Compensation Claims
                                       WC.CourtCierk@tn.gov

                                            9
                                 II
                                  I                                                       'I

                          Compensation Hearing Order Right to Appeal:

     If you disagree with this Compensation Hearing Order, you may appeal to the Workers'
Compensation Appeals Board or the Tennessee Supreme Court. To appeal to the Workers'
Compensation Appeals Board, you must:

    1. Complete the enclosed form entitled: "Compensation Hearing Notice of Appeal," and file
       the form with the Clerk of the Court of Workers' Compensation Claims within thirty
       calendar days of the date the compensation hearing order was filed. When filing the
       Notice of Appeal, you must serve a copy upon the opposing party (or attorney, if
       represented).

   2. You must pay, via check, money order, or credit card, a $75.00 filing fee within ten
      calendar days after filing of the Notice of Appeal. Payments can be made in-person at
      any Bureau office or by U.S. mail, hand-delivery, or other delivery service. In the
      alternative, you may file an Affidavit of Indigency (form available on the Bureau's
      website or any Bureau office) seeking a waiver ofthe filing fee. You must file the fully-
      completed Affidavit of Indigency within ten calendar days of filing the Notice of
      Appeal. Failure to timely pay the filing fee or file the Affidavit of lndigency will
      result in dismissal of your appeal.

   3~   You bear the responsibility of ensuring a complete record on appeal. You may request
        from the court clerk the audio recording of the hearing for a $25.00 fee. A licensed court
        reporter must prepare a transcript and file it with the court clerk within fifteen calendar
        days of the filing the Notice of Appeal. Alternatively, you may file a statement of the
        evidence prepared jointly by both parties within fifteen calendar days of the filing of the
        Notice of Appeal. The statement of the evidence must convey a complete and accurate
        account of the hearing. The Workers' Compensation Judge must approve the statement
        of the evidence before -the record is submitted to the Appeals Board. If the Appeals
        Board is called upon to review testimony or other proof concerning factual matters, the
        absence of a transcript or statement of the evidence can be a significant obstacle to
        meaningful appellate review.

   4. After the Workers' Compensation Judge approves the record and the court clerk transmits
      it to the Appeals Board, a docketing notice will be sent to the parties. The appealing
      party has fifteen calendar days after the date of that notice to submit a brief to the
      Appeals Board. See the Practices and Procedures of the Workers' Compensation
      Appeals Board.

To appeal your case directly to the Tennessee Supreme Court, the Compensation Hearing
Order must be final and you must comply with the Tennessee Rules of Appellate
Procedure. If neither party timely files an appeal with the Appeals Board, the trial court's
Order will become final by operation of law thirty calendar days after entry. See Tenn.
Code Ann.§ 50-6-239(c)(7).
For self-represented litigants: Help from an Ombudsman is available at 800-332-2667.
II                                                                                                                      I.
 '                                                                                                                       I

                                    Tennessee Bureau of Workers' Compensation
                                           220 French Landing Drive, 1-B
                                             Nashville, TN 37243-1002
                                                      800-332-2667

                                               AFFIDAVIT OF INDIGENCY

     I,                                                , having been duly sworn according to law, make oath that
     because of my poverty, I am unable to bear the costs of this appeal and request that the filing fee to appeal be
     waived. The following facts support my poverty.

     1. Full Name:_ _ _ _ __ _ _ _ _ __                       2. Address: - - - - - - - -- - - --

     3. Telephone Number: - - - - - - - - -                   4. Date of Birth: - - - - -- - - -- -

     5. Names and Ages of All Dependents:

             - - - - - - - - - - - - - - -- - Relationship: - - - - - - -- - - -- -

             - - - - - - - - - - - - - -- --                  Relationship: - - - - - -- - - -- - -

             - - - - - - - - - - -- - -- - - Relationship: - - - -- - -- - - - - -

             - - - - - - - - - - - - - - -- -                 Relationship: - - - - - - -- - - -- -

     6. I am employed by: - - - - - - - - - - -- - - -- - - - - - -- - - -- - -

             My employer's address is: - - - - -- - - - -- - - - - - -- - -- - - - -

             My employer's phone number is: - - - -- - - - -- - - - - - -- - - -- - -

     7. My present monthly household income, after federal income and social security taxes are deducted, is:

     $ _ _ _ _ _ __

     8. I receive or expect to receive money from the following sources:

             AFDC            $            per month           beginning
             SSI             $            per month           beginning
             Retirement      $            per month           beginning
             Disability      $            per month           beginning
             Unemployment $               per month           beginning
             Worker's Camp.$              per month           beginning
             Other           $            per month           beginning

     LB-1108 (REV 11/15)                                                                               RDA 11082
9. My expenses are:     ! ~                                                      li
                                                                                  I
                          '

        Rent/House Payment $              per month     Med icai/Dental $ _ _ ___ per month

        Groceries       $           per month           Telephone       $ _ __ _ _ per month
        Electricity     $           per month           School Supplies $ _ _ _ _ _ per month
        Water           $           per month           Clothing        $ _ _ _ _ _ per month
        Gas             $           per month           Child Care      $ _ _ _ _ _ per month
        Transportation $            per month           Child Support   $ _ _ _ _ _ per month
        Car             $            per month
        Other           $           per month (describe:

10. Assets:

        Automobile              $ _ _ _ __
                                                        (FMV) - - - - - - - - - -
        Checking/Savings Acct. $ _ _ _ __
        House                   $ _ _ __
                                                        (FMV) - - - - - - - - - -
        Other                   $ _ _ _ __              Describe:_ _ _ _ __ _ __ __

11. My debts are:

        Amount Owed                     To Whom

I hereby declare under the penalty of perjury that the foregoing answers are true, correct, and complete
and that I am financially unable to pay the costs of this appeal.

APPELLANT

Sworn and subscribed before me, a notary public, this

____ dayof _____________________ , 20_ __

NOTARY PUBLIC

My Commission Expires:_ _ _ _ _ _ __

LB-1108 (REV 11/15)                                                                          RDA 11082