Court Opinion

ID: 9446941
Source: CourtListenerOpinion
Date Created: 2023-08-03 22:22:10.864351+00
Date Added: 2024-06-11T17:30:50.889561
License: Public Domain

TUTTLE, Circuit Judge
(dissenting).
With deference I dissent. The effect of the Court’s decision here is to hold that where, in a policy of insurance, there is a section (III) entitled “Interests Insured,” which section purports to specify those who are beneficiaries of the policy but where there is subsequently in the policy an agreement of indemnity in the event of collision, and where such agreement includes the statement that the underwriters “will pay the assured or charterers,” such subsequent provision known as a Collision or Running Down clause enlarges the group of beneficiaries of the policy. This Court held unanimously in the original opinion that none of the provisions of Section III could be construed to cover Nardelli. The opinion of the Court on this motion for rehearing, without modifying that construction, simply construes the Running Down clause of the policy as adding other beneficiaries to those which the parties to the contract agreed would be protected. This, it is to be noted, is done for the benefit of one who was not a party to the contract. I think the class of insured persons, as plainly spelled out under Section III, cannot be enlarged by the addition of the Running Down clause.
I would affirm the judgment of the trial court.