Court Opinion

ID: 9796142
Source: CourtListenerOpinion
Date Created: 2023-08-31 03:50:12.732771+00
Date Added: 2024-06-11T08:48:20.097226
License: Public Domain

Agosti, L,
concurring:
I concur with the majority because under the circumstances presented here, the insured’s intoxication was voluntary. I do not believe that one who voluntarily intoxicates or drugs oneself and then relinquishes all responsibility for one’s acts, claiming them to be negligent or accidental, ought to obtain the protection from personal liability that a policy of insurance affords. I believe, however, that if one’s intoxication or dragged state is imposed upon him or her, the coverage result would be far different. In that case, I would agree with the dissent that public policy considerations ought to favor coverage.