Court Opinion

ID: 9692945
Source: CourtListenerOpinion
Date Created: 2023-08-25 16:13:29.088053+00
Date Added: 2024-06-11T18:19:38.292596
License: Public Domain

*352M. J. Kelly, J.
Plaintiff appeals from the circuit court’s order summarily dismissing her claim for work-loss benefits under the no-fault act, MCL 500.3101 et seq.; MSA 24.13101 et seq. We reverse.
Plaintiff was injured in an automobile accident that occurred on April 2, 1981. At that time, plaintiff was enrolled as a nursing student at Bay de Noc Community College and was to graduate in June of 1981 with a degree qualifying her as a licensed practical nurse. Because of her injuries, plaintiff was unable to complete the semester. She did, however, return to Bay de Noc the following year and graduated in June of 1982. Plaintiff then obtained employment with the Dickinson County Memorial Hospital.
Plaintiff filed a complaint against the defendant, which had issued an automobile insurance policy to her father covering work-loss benefits pursuant to MCL 500.3107(b); MSA 24.13107(b). Plaintiff then moved for summary judgment pursuant to GCR 1963, 117.2(2), submitting an affidavit from Bay de Noc Community College alleging that, if she had not been forced to withdraw from school due to the accident, plaintiff would have graduated in June of 1981. Plaintiff also submitted an affidavit from the Dickinson County Memorial Hospital stating that plaintiff would have been employed by the hospital no later than July 27, 1981, had she received her lpn degree by that time. The rate of pay to which plaintiff would have been entitled was identified. Defendant responded with its own motion for summary judgment based on GCR 1963, 117.2(1). In an opinion and order dated July 9, 1985, the trial court ruled in favor of the defendant.
Pursuant to § 3107(b), a no-fault insurer is obligated to pay benefits for work loss, defined as "loss *353of income from work an injured person would have performed during the first three years after the date of the accident.” An insurer, however, is obligated only to pay benefits for actual loss of income and not for a loss of earning capacity. Ouellette v Kenealy, 424 Mich 83; 378 NW2d 470 (1985). The dispositive issue, therefore, is whether plaintiffs complaint stated a cause of action for loss of actual income rather than loss of earning capacity.
The majority of this panel believe that the plaintiff has stated an actionable claim and that it is now a question for the trier of fact to determine whether plaintiff would have received income through employment as a nurse during any of the time she lost as a result of the accident. It is also a matter for the trier of fact to determine the amount of lost income attributable to plaintiffs injuries as opposed to the amount of lost income attributable to other factors, if any, such as the scheduling of the academic year.
We find support for our decision in two cases involving facts similar to the ones presented here. In Gerardi v Buckeye Union Ins Co, 89 Mich App 90; 279 NW2d 588 (1979), plaintiff was a full-time nursing student when she was injured in an automobile accident. As in the present case, the injuries suffered by plaintiff in Gerardi caused her to delay her studies, prompting her to file an action against her no-fault insurer for income lost as a result of the delay. This Court rejected plaintiffs claim in Gerardi, 89 Mich App 95, on the ground that plaintiff was seeking "a loss of wages she could have earned in the future as a registered nurse, but for delay in her studies,” which loss was characterized as a loss of earning capacity. In reaching its decision, the Court in Gerardi reasoned:
*354At the time of her injury the plaintiff still had one year remaining before completion of her nursing studies. Obviously, plaintiff would not have been able to work as a registered nurse prior to her accident; she thus has no previous earnings as a nurse upon which work loss may be calculated. Neither can plaintiff demonstrate that during the year lost as a result of the accident, she would have received income working as a registered nurse. Presumably, plaintiff would have spent that year completing the necessary academic requirements. [89 Mich App 95.]
In contrast, plaintiff in the instant case has alleged facts which, if believed, would establish the source of her employment, the exact date of employment and the exact wages that would have been received between July of 1981 and June of 1982. In other words, plaintiff has stated a claim for wages that would, rather than could, have been earned but for her injuries. We therefore conclude that plaintiff’s claim should have survived defendant’s motion for summary disposition.
In Gobler v Auto-Owners Ins Co, 139 Mich App 768; 362 NW2d 881 (1984), lv gtd 424 Mich 877 (1986), plaintiff sought to recover survivor’s benefits under §3108, rather than work-loss benefits under § 3107. Plaintiff’s decedent had taken his last examination as a Michigan State University student on the day of his automobile accident and death. Plaintiff claimed that decedent would have been employed by the United States Forestry Service after graduation and that, as his wife, she would have been entitled to support from that income. The case went to trial and plaintiff presented evidence from a staff specialist of the U. S. Forestry Service. Plaintiff obtained a judgment and defendant appealed.
This Court analogized claims for recovery of *355work-loss benefits and claims for recovery of survivor’s benefits, holding that plaintiff was entitled to wages that her decedent "would have received” but for his untimely death. All members of the panel in Gobler agreed that whether the decedent would have received wages was a question of fact. The panel disagreed only as to whether the trial court’s factual findings were supported by the record. 1
We conclude that, as in Gobler, the question of whether plaintiff would have received income but for her injuries should be left to the trier of fact.
Reversed and remanded.
T. M. Burns, P.J., concurred.

 The dissent in a footnote suggests that we are unaware of the nonprecedential status of Gobler v Auto-Owners Ins Co, 139 Mich App 768; 362 NW2d 881 (1984), lv gtd 424 Mich 877 (1986). Obviously quite the contrary is true as I wrote the dissent in Gobler and this majority opinion in Swartout tracks the spirit of that dissent. The dissent makes an analogy by positing two hypotheticals wherein plaintiffs injuries disable her for two months. We agree that, if plaintiffs injuries are found by a trier of fact to disable her for two months, then that is the measure of her recovery of no-fault benefits, not the full extent of any academic calendar delay which might have ensued.
1 The majority’s reliance on Gobler v Auto-Owners Ins Co, 139 Mich App 768; 362 NW2d 881 (1984), lv gtd 424 Mich 877 (1986), is misplaced because that case lacks precedential value as our Supreme Court has granted leave to appeal. People v Phillips, 416 Mich 63, 74-75; 330 NW2d 366 (1982).