Court Opinion

ID: 9597460
Source: CourtListenerOpinion
Date Created: 2023-08-22 00:59:00.570795+00
Date Added: 2024-06-11T11:27:02.191020
License: Public Domain

Judge Greene
dissenting.
The facts of this case, like the facts in Harris v. Nationwide Mut. Ins. Co., 103 N.C. App. 101, 404 S.E.2d 499 (1991) (Greene, J., dissenting), present two distinct issues. The first issue, and the only issue addressed by the defendant, is “whether intrapolicy stacking is appropriately considered in determining if the tort-feasor’s vehicle is underinsured.” Id. at 103-04, 404 S.E.2d at 501. For the reasons stated in my dissent in Harris, 103 N.C. App. *632at 104-08, 404 S.E.2d at 501-03, I agree with the majority that the tortfeasor’s vehicle is an underinsured vehicle.
The second issue is “whether intrapolicy stacking is permitted in determining an insurer’s limit of liability when the injured party is a non-named insured.” Id. at 104, 404 S.E.2d at 501. Although the defendant did not discuss this issue in its brief, I address it pursuant to Rule 2 of the North Carolina Rules of Appellate Procedure. For the reasons stated in my dissent in Harris, 103 N.C. App. at 108-09, 404 S.E.2d at 503-04,1 conclude that intrapolicy stacking is not permitted to determine the defendant’s limit of liability where, as here, the injured party is a non-named insured. I would reverse the trial court’s order of summary judgment and remand for entry of summary judgment for the defendant.