Court Opinion

ID: 9849305
Source: CourtListenerOpinion
Date Created: 2023-09-24 04:38:10.576758+00
Date Added: 2024-06-11T09:19:16.199845
License: Public Domain

*290Carter, J.,
dissenting.
Defendant Meisinger made a written application for a policy of automobile insurance on July 17, 1966. The policy was issued to him July 25, 1966. On July 21, 1966, Meisinger received notice from the state that his license to operate a motor vehicle on the public highways was revoked. He failed to inform the insurance company of this fact before or at the time of the issuance of the policy.
It is contended in appellant’s brief, and supporting authorities are cited, holding that a duty rests upon an applicant to inform the insurance company of facts discovered between the date of application and the date of issuance of the policy which materially affect the acceptance of the risk. Carroll v. Preferred Risk Ins. Co., 60 Ill. App. 2d 170, 208 N. E. 2d 836; Stipcich v. Metropolitan Life Ins. Co., 277 U. S. 311, 48 S. Ct. 512, 72 L. Ed. 895; Millar v. New Amsterdam Casualty Co., 248 App. Div. 272, 289 N. Y. S. 599; Strangio v. Consolidated Indemnity & Ins. Co., 66 F. 2d 330.
In my opinion, the failure of Meisinger to inform the insurance company of the pertinent fact that his driver’s license had been revoked, under the circumstances shown, has the effect of voiding the policy. In any event, the issue is raised and should be determined by the court’s opinion.