Court Opinion

ID: 4555842
Source: CourtListenerOpinion
Date Created: 2020-08-14 19:03:04.677801+00
Date Added: 2024-06-11T13:24:15.435895
License: Public Domain

IN THE SUPERIOR COURT OF THE STATE OF DELAWARE

ANTHIUM, LLC,                     )
                                  )
       Plaintiff,                 )
                                  )
       v.                         )         C.A. No. N18L-09-044 ALR
                                  )
LOUISE SHELTON, as personal       )
representative of the ESTATE OF   )
JOSEPH WOOD, TANYA R.             )
GLASCO, heir, REGINALD L.         )
HARRIS, heir, IRA D. JONES, heir, )
TIFFANY L. MATTHEWS, heir,        )
STACEY MCBALL, heir, LOUISE )
SHELTON, heir, ANNETREA L.        )
WILKINS, heir, JOSEPH A. WOOD, )
heir, MYRACLE WOOD, heir,         )
TIANNA S. WOOD, heir,             )
                                  )
       Defendants.                )

                           Submitted: August 10, 2020
                            Decided: August 14, 2020

    Upon Plaintiff’s Motion for Relief from Prior Order Pursuant to Rule 60
                             DENIED AS MOOT

           Upon Plaintiff’s Renewed Motion for Summary Judgment
                                 GRANTED

                         MEMORANDUM OPINION

Christopher Isaac, Esquire, Margaret Manning, Esquire, Alba Law Group,
Newport, Delaware, Attorney for Plaintiff.

Reginald L. Harris, Self-Represented Litigant.

Rocanelli, J.
      This scire facias sur mortgage action is before the Court on Plaintiff Anthium,

LLC’s Rule 60 motion for relief from prior order and renewed motion for summary

judgment.   This Court previously denied without prejudice Plaintiff’s original

motion for summary judgment, finding Plaintiff had failed to meet its burden of

showing no dispute of material fact. Specifically, the Court found that Plaintiff

failed to produce evidence showing Plaintiff’s satisfaction of several contractual

requirements upon which Plaintiff’s right to foreclose is conditioned. Plaintiff has

submitted with the instant motions documents which purport to show Plaintiff’s

compliance with those contractual requirements. Defendant Reginald L. Harris

(“Harris”) opposes both motions.

                          FACTUAL BACKGROUND

      Harris is an heir of Joseph Wood. In 2007, Joseph Wood and Bridgette D.

Hall (“Bridgette Hall”) executed a home loan with Citifinancial, Inc.

(“Citifinancial”). To secure the loan, Joseph Wood executed a mortgage which

granted a first priority lien on the subject property. Joseph Wood is the sole

mortgagor listed on the mortgage.

      The mortgage contains various covenants, including that Joseph Wood would

make timely payments on the loan and that failure to make timely payments would

constitute a breach entitling Citifinancial to accelerate the sums due and foreclose

on the mortgage after providing notice and an opportunity to cure. Under the

                                         2
mortgage, the post-breach notice must specify (1) the breach; (2) the action required

to cure the breach; (3) a date, not less than 10 days from the notice date, by which

the breach must be cured; and (4) that a failure to cure the breach by the specified

date may result in acceleration of the loan sums, judicial foreclosure, and sale of the

property. The mortgage also provides that its covenants and rights would bind and

inure to the parties’ successors and assigns.

      Joseph Wood died without a will on December 14, 2012. Pursuant to

Delaware’s intestate succession laws, Joseph Wood’s wife, Bridgette Wood,

received a life estate in the property and Joseph Wood’s heirs received future

interests.1 In September 2015, Citifinancial assigned the mortgage to Citifinancial

Servicing, LLC, which then assigned the mortgage to Bayview Loan Servicing, Inc.

(“Bayview”). Meanwhile, Joseph Wood’s estate and/or Bridgette Wood defaulted

on the mortgage by failing to make payments on the loan. Bridgette Wood died in

1
  See 12 Del. C. § 502. While the parties agree as to this application of Delaware’s
intestate succession laws, neither party cites to specific statutory authority.
Moreover, neither party indicates whether any of Joseph Wood’s surviving issue
were also issue of Bridgette Wood, which is relevant to the distribution of a
decedent’s intestate estate. See id. § 502(3), (4). Upon review of the relevant
statutory authority, the Court is satisfied that the interests in the property distributed
according to the parties’ representations, regardless of whether Joseph Wood’s
surviving issue were issue of Bridgette Wood as well. See id. § 502(3) (providing
the surviving spouse a life estate in intestate real estate when all surviving issue are
issue of the surviving spouse); id. § 502(4) (providing the surviving spouse a life
estate in intestate real estate when one or more surviving issue are not issue of the
surviving spouse).
                                             3
February 2018, at which time Joseph Wood’s heirs acquired possessory interests in

the property.2 During the pendency of this action, Bayview assigned the mortgage

to Atlantica, LLC, which then assigned the mortgage to Plaintiff.

                           PROCEDURAL HISTORY

      Plaintiff filed this action on September 9, 2018, and the writ for service of

process was posted on the subject property on October 3, 2018, with a notation by

the Sheriff that the property appeared to be occupied. Shortly thereafter, Harris filed

an Answer and a motion to dismiss to which Plaintiff filed a response in opposition.

In the meantime, there were some successful and other unsuccessful efforts to serve

process on other Defendants. On January 8, 2019, the Court heard oral argument on

Harris’s motion to dismiss, at which Defendants Harris and Louise Shelton

appeared. The Court stayed the action as the result of the presentations.

      Plaintiff’s efforts to serve process continued, but the docket reflects the last

effort to serve process was February 2019. No defendants other than Harris and

Shelton have appeared in this action.3

2
  The parties agree that Joseph Wood’s heirs acquired possessory interests in the
property upon Bridgette Wood’s death but cite no legal authority for this proposition.
Upon review of applicable Delaware law, the Court is satisfied that Joseph Wood’s
heirs acquired possessory interests in the property upon Bridgette Wood’s death. See
12 Del. C. § 503(1) (“The part of the intestate estate not passing to the surviving
spouse . . . passes . . . [t]o the issue of the decedent, per stirpes . . . .”).
3
  Although she has not formally appeared in this action, Defendant Tianna S. Wood
filed an affidavit on August 10, 2020, attesting that she was the original
                                               4
      The stay was lifted by Order dated May 21, 2019. Plaintiff filed a motion for

summary judgment thereafter. Following full briefing on both pending motions by

Plaintiff and Harris, the parties were informed that Harris’s motion to dismiss was

converted to a motion for summary judgment and the parties were afforded

additional time to supplement the record.

      By Memorandum Opinion dated December 4, 2019, the Court denied both

motions for summary judgment without prejudice.4 With respect to Plaintiff’s

motion for summary judgment, the Court found that Plaintiff failed to produce

evidence of its compliance with the mortgage’s notice and opportunity-to-cure

provisions.5 Because the mortgage conditions Plaintiff’s right to foreclose on

Defendants’ failure to cure the breach “on or before the date specified in the notice,”

this Court found that Plaintiff did not meet its initial burden of showing no genuine

issue as to any material fact and denied Plaintiff’s motion without prejudice.6

      On February 19, 2020, Plaintiff filed the instant Rule 60 motion. The Court

requested a response from Defendants and set a hearing date of April 7, 2020.

However, on March 12, 2020, Delaware Governor John C. Carney declared a state

of emergency due to COVID-19 (“Declaration”), prompting postponement of the

administrator of Joseph Wood’s estate and did not receive notice of the default. See
D.I. 74 (Trans. ID 65838802).
4
  See Anthium, LLC v. Shelton, 2019 WL 6606353, at *4 (Del. Super. Dec. 4, 2019).
5
  See id. at *3.
6
 Id.
                                        5
April 7 hearing. In the meantime, Harris, who is currently incarcerated with limited

access to the facility’s law library as a result of COVID-19 restrictions, requested an

extension of time to respond to Plaintiff’s Rule 60 motion. The Court granted the

extension until June 1, 2020. On March 24, 2020, the Governor modified the

Declaration by, among other things, extending all deadlines in residential mortgage

foreclosure actions commenced prior to the Declaration until “the 31st day following

the termination of the state of emergency.”7

      Plaintiff filed its renewed motion for summary judgment on June 24, 2020,

citing Harris’s failure to file a response to Plaintiff’s Rule 60 motion. Several days

later, on June 30, the Governor again modified the Declaration, lifting any stays of

deadlines in residential mortgage foreclosure actions resulting from the Declaration,

“unless the court determines that a longer period is necessary in the interest of

justice.”8 By Order dated July 13, 2020, the Court extended Harris’s deadline for

responding to Plaintiff’s Rule 60 motion to August 12, 2020, finding the extension

7
  Sixth Modification of the Declaration of a State of Emergency for the State of
Delaware Due to a Public Health Threat 7–8 (Mar. 24, 2020), available at
https://governor.delaware.gov/wp-content/uploads/sites/24/2020/03/Sixth-
Modification-to-State-of-Emergency-03242020.pdf
8
  Twenty-Third Modification of the Declaration of a State of Emergency for the
State of Delaware Due to a Public Health Threat 11 (June 30, 2020), available at
https://governor.delaware.gov/wp-content/uploads/sites/24/2020/06/Twenty-Third-
Modification-to-State-of-Emergency-06302020.pdf.
                                         6
necessary in the interests of justice.9 The July 13 Order also set Harris’s deadline

for responding to the renewed motion for summary judgment as August 12.

      Harris filed a response to both motions on August 10, 2020. Defendants

Louise Shelton and Tianna Wood filed affidavits on August 10, 2020.

                                    DISCUSSION

      The exhibits submitted with Plaintiff’s motions show that Plaintiff complied

with the notice and opportunity-to-cure provisions. Specifically, the exhibits show

that Plaintiff, on November 6, 2017, sent notices by mail which inform Defendants

(1) of the default and specific missed payments; (2) how to cure the default; (3) that

the default must be cured within 45 days from the date of the notice; and (4) that

failure to cure the default would result in an acceleration of the sums owed. 10 The

exhibits therefore show that Plaintiff satisfied its obligations under the notice and

opportunity-to-cure provisions.11     As noted in the Court’s December 4, 2019

Memorandum Opinion, it is undisputed that Defendants defaulted on the mortgage.12

Therefore, on this record, there is no longer a dispute as to any material facts and

Plaintiff is entitled to judgment as a matter of law.

9
  See Order 3, July 13, 2020, D.I. 72 (Trans. ID 65763638).
10
   See Mot. Relief Prior Order Pursuant Rule 60 Ex. B, D.I. 65 (Trans. ID 64738919).
11
   See Compl. Ex. A, at 5, D.I. 1 (Trans. ID 62470869).
12
    Anthium, LLC, 2019 WL 6606353, at *3 (“Plaintiff correctly states that
Defendants' breach is not disputed.”).
                                           7
      The Court’s December 4, 2019 Memorandum Opinion denied Plaintiff’s

original motion for summary judgment without prejudice to Plaintiff’s right to move

for summary judgment at a later date. Having found summary judgment in favor of

Plaintiff to be proper, the Court shall deny Plaintiff’s motion to vacate the prior order

as moot.13

      NOW, THEREFORE, this 14th day of August 2020, Plaintiff’s renewed

motion for summary judgment is hereby GRANTED and judgment shall enter

in favor of Plaintiff and against Defendants. Plaintiff’s motion to vacate the

Court’s prior Order is DENIED AS MOOT.

      IT IS SO ORDERED.

                                                                                                                                  Andrea L. Rocanelli
                                               ________ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ___ ________ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ______ ____

                                               The Honorable Andrea L. Rocanelli

13
   In addition, because the Court denied Plaintiff’s original motion for summary
judgment without prejudice, there is no order to relieve Plaintiff from.
                                         8