Court Opinion

ID: 6216391
Source: CourtListenerOpinion
Date Created: 2022-02-08 17:37:43.51157+00
Date Added: 2024-06-11T08:57:08.635556
License: Public Domain

McAdam, Ch. J.
An insurer may prescribe any conditions to his undertaking he pleases. The condition that no action upon the policy shall be sustained, unless commenced within a certain period, stands upon the same grounds as other conditions precedent, and is valid (May on Insurance, § 478 and cases cited). This action, not having been brought within the prescribed time (there being no waiver of the condition) is not maintainable (14 N. Y. 253; 30 Id. 546, 136; 72 Id. 500; 78 Id. 462).
It follows that the defendant is entitled to judgment.