Opinion ID: 403345
Heading Depth: 1
Heading Rank: 2

Heading: additional definitions

Text: 6 When used in reference to this insurance (including endorsements forming a part of the policy): 7 uninsured highway vehicle means: 8 (a) highway vehicle with respect to the ownership, maintenance or use of which there is, in at least the amounts specified by the financial responsibility law of the state in which the insured highway vehicle is principally garaged, no bodily injury liability bond or insurance policy applicable at the time of the accident with respect to any person or organization legally responsible for the use of such vehicle, or with respect to which there is a bodily injury liability bond or insurance policy applicable at the time of the accident but the company writing the same denies coverage thereunder or is or becomes insolvent; or 9 (b) a hit-and-run vehicle; 10 but the term uninsured highway vehicle shall not include: 11 (i) an insured highway vehicle. The policy's arbitration clause provides: