Opinion ID: 871688
Heading Depth: 3
Heading Rank: 2

Heading: United's arguments

Text: United [18] contends that it and Ohana are properly licensed to provide the QExA program. United makes three points in support of this contention. First, United states that the QExA program expressly called for a managed care program, not a managed care program provided by an HMO, and that the services required under the QExA contract are not HMO activitya term made up by AlohaCare that appears nowhere in the HMO Act or its legislative history. Second, United contends that AlohaCare's interpretation of the HMO Act would require that all health plan coverage required to be provided by employers under the Hawai`i Prepaid Health Care Act, HRS [c]hapter 393, be provided by a licensed HMO. Third, United argues that AlohaCare's interpretation of the HMO Act would improperly nullify a later enacted statute, HRS [c]hapter 432E, whereas the Commissioner's interpretation successfully reconciled these two statutes and gave meaning to both. United also argues that the Commissioner's Decision is supported by established rules of statutory construction and that the language of the HMO Act is not clear and unambiguous. United also contends that using a dictionary to define terms in HRS chapter 432D is not helpful, since the issue [is] whether it [is] possible to construe [HRS chapters] 432D, 432E and 431:10A in such a way so as to give all of the statutes reasonable meaning and to avoid implied amendment or repeal. Finally, United argues that the Insurance Commissioner's Decision is entitled to deference.