Opinion ID: 64716
Heading Depth: 1
Heading Rank: 6

Heading: Applicable Prescription

Text: To maintain her suit as timely, Richard must have commenced this action within ten years of events giving rise to the claim against Wal-Mart. See LA. CIV.CODE art. 3499; Safeco, 490 So.2d at 570. Wal-Mart received the insurance benefits due to the Bruney estate on November 27, 1998. Richard filed suit on August 24, 2006  well within the ten year prescription period. The suit is therefore timely. We express no opinion on the ultimate merits of Richard's statutory cause of action. Having found that Richard's suit under the Louisiana insurable interest statute is most analogous to one for unjust enrichment, the balance of the parties' arguments that would either toll the prescription period or limit its application require no further discussion.