Opinion ID: 2507163
Heading Depth: 1
Heading Rank: 1

Heading: issues

Text: [¶ 3] Haines presents the following questions for our review: 1. Whether upon being notified that no recorded easement or right of access exists to a real property a title insurance company who issued a title policy on such property insuring a legal right of access is required to obtain a recorded right of access or otherwise compensate the property owner for the lack thereof. 2. Whether a title insurance company breaches the terms of the title policy and/or commits the tort of bad faith by failing and refusing to obtain a recorded right of access following such notification where no adjoining property owner is actively blocking the insured's access to the subject property. Old Republic restates the issues to be: 1. Did the District Court below properly grant summary judgment to Defendant Old Republic? 2. Was Old Republic obligated to affirmatively act to cure Haines' perceived access concerns under the terms of an indemnification title policy when Haines' access had never been blocked or restricted, Haines had other access to her property, and Haines had not suffered any loss or damages? 3. Did Haines comply with the claim procedure in the policy?