Opinion ID: 2467790
Heading Depth: 1
Heading Rank: 2

Heading: liberty mutual insurance company policy

Text: Liberty Mutual issued its garage liability policy to Valley Ford as named insured for a period commencing July 1, 1968. It provided bodily injury liability coverage for the named insured and for certain others including any person while using with permission of the named insured an automobile to which the insurance was applicable under the automobile hazard provisions of the policy. Coverage under the latter provision was claimed by Rinderknecht and Mooney on the basis that title had not been transferred from Valley Ford to Rinderknecht at the time of the accident and that Rinderknecht was driving the automobile as a permissive user of Valley Ford. However, we have held that title did pass on May 13, 1968 and that the car belonged to Rinderknecht not Valley Ford. Possession was delivered on that date to Rinderknecht. As a result, there was no coverage for either Rinderknecht or Mooney due to a specific exclusion in the policy which provides as follows: None of the following is an insured:       (iii) any person or organization, other than the named insured, with respect to any automobile       (b) possession of which has been transferred to another by the named insured pursuant to an agreement of sale;       The trial court held that neither Rinderknecht nor Mooney was an insured under the Liberty Mutual policy. We affirm that holding.