Opinion ID: 1920243
Heading Depth: 1
Heading Rank: 3

Heading: farm bureau's uninsured/underinsured motorist provisions

Text: Farm Bureau issued an automobile policy to Terry LeBlanc agreeing to insure him for both liability and uninsured/underinsured coverage. Mr. LeBlanc's Coverage A-Liability, Bodily Injury limits were designated at $100,000 per accident and $300,000 per occurrence. However, Mr. LeBlanc elected lower limits for Coverage Uninsured-Bodily Injury (UMBI)-uninsured/underinsured motorist coverage. [4] The limits of Mr. LeBlanc's UMBI coverage are $50,000 per person and $100,000 per occurrence. [5] The LeBlancs settled with Aysenne and her insurer for $285,000, but asserted that their damages exceeded that amount. [6] Since the LeBlancs sought an excess amount from the underinsured motorist coverage provided by Farm Bureau, we must examine the relevant provisions of Farm Bureau's policy regarding underinsured motorist coverage. The relevant provisions provide: