Opinion ID: 194497
Heading Depth: 1
Heading Rank: 3

Heading: Creditor means a person who in the ordinary

Text: course of business engages in consumer credit transactions with consumers. (Emphasis added.) We do not believe the term ordinary course of business was used in any technical sense, or required further explanation by the court. The special verdict form adequately formulated the essential distinction raised by appellants' defense whether appellants were engaged in a business activity when they loaned these funds to Pugliese, or whether the loans were between private individuals. Finally, appellants incorrectly assert that the district court did not read the statutory definition of creditor appearing in UCPA, 1(IV). See Tr. at 771-72. 22Pugliese theorized that the jury must have found that the $27,000 note contained a $7,000 prepayment penalty, which constituted an independent violation of SMHLA, 2. See supra p. 3. We need not address this issue. 24 The district court judgment is affirmed on the merits and the case is remanded for reconsideration of the motion for an award of attorney fees. 25