Opinion ID: 2514082
Heading Depth: 2
Heading Rank: 2

Heading: policy benefits

Text: ¶ 14 As an alternative argument, defendants contend that even if Regal is not required by statute to provide lost income and household services benefits, the insurance policy requires Regal to do so. Defendants argue that the terms concerning work loss benefits in Regal's insurance policy are ambiguous, and when interpreted in favor of the insured, require Regal to pay benefits for lost wages. They also argue that the policy unambiguously requires payment for lost household services. Regal counters that the question of policy language was not presented to the district court, and is raised for the first time on appeal. ¶ 15 We have carefully reviewed the record. Although the policy provisions were mentioned below, the suggestion of deciding the case based on an interpretation of the policy, as opposed to the statute, was never presented to nor acted upon by the district court. As a result, we will not consider the matter further on appeal. See Stewart v. Utah Pub. Serv. Comm'n, 885 P.2d 759, 781 (Utah 1994) (The general rule is that an issue may not be presented to an appellate court that was not first presented to a lower tribunal.).