Opinion ID: 782401
Heading Depth: 3
Heading Rank: 1

Heading: Business Liability

Text: 12 a. We will pay those sums that the insured becomes legally obligated to pay as damages because of bodily injury, property damage, personal injury or advertising injury to which this insurance applies ... 13 b. This insurance applies to: 14 (2) advertising injury caused by an offense committed in the course of advertising your goods, products or services ... 15 Advertising injury was defined in the policy as: 16 Advertising injury means injury arising out of one or more of the following offenses: 17 a. Oral or written publication of material that slanders or libels a person or organization or disparages a person's or organization's goods, products or services; 18 b. Oral or written publication of material that violates a person's right of privacy; 19 c. Misappropriation of advertising ideas or style of doing business; or 20 d. Infringement of copyright title or slogan. 21 Following Providence's refusal to provide coverage for the Tennessee Plaintiff's claims, CAT and INS commenced an action for declaratory relief and damages in the District Court. The parties filed cross-motions for summary judgment. The District Court granted CAT's and INS's motion, ruling that Providence had a duty to defend the Tennessee litigation. 1 This appeal followed.