Opinion ID: 2609839
Heading Depth: 1
Heading Rank: 2

Heading: additional accidental death benefit

Text: This Supplementary Rider forms a part of the Policy to which it is attached. The Date of Issue of this Supplementary Rider is the same as specified in the Policy Specifications. The following benefit is included as a part of this Policy in consideration of the payment of the premium specified in the Policy Specifications. BENEFITS  The Company agrees, subject to the provisions of this Policy, to immediately pay to the Beneficiary or Beneficiaries, in addition to the other benefits provided by this Policy, the amount of additional accidental death benefit specified in the Policy Specifications, if due proof is furnished to the Company at its Home Office that the Insured, while this Policy is in full force and effect, has suffered the loss of life as the direct result of bodily injury, independent of all other causes, effected solely through external, violent and accidental means, as evidenced by a visible contusion or wound on the exterior of the body (except in the case of drowning or internal injuries revealed by an autopsy), and that the date of death occurred within ninety, days after such injury. MODE OF SETTLEMENT  The mode of settlement of any additional proceeds payable under this provision shall be the same as that elected for the payment of the sum insured, unless otherwise provided therein. RISKS NOT ASSUMED  The Company shall not be liable for any payment hereunder if the insured's death: A. Occurs, or results from a cause originating outside the states of the United States, the District of Columbia, and the Dominion of Canada while the Insured is in the military, naval or air forces of any country at war, declared or undeclared, or B. Results directly or indirectly from any of the following causes: (1) participating in a riot, insurrection, or war, whether or not the insured is in military or naval service; (2) suicide, sane or insane, or any attempt thereat; (3) operating or riding in or descending from any kind of aircraft if the Insured is a pilot, officer or member of the crew of such aircraft or is giving or receiving any kind of training or instruction or has any duties aboard such aircraft or is being flown for the purpose of descent from such aircraft while in flight; (4) committing an assault or felony; (5) taking of poison or asphyxiation from inhaling of gas, (occupational accident excepted), whether voluntarily or involuntarily; or (6) disease or bodily or mental infirmity or medical or surgical treatment therefor or infection of any nature unless such infection is incurred through an external visible wound sustained through violent and accidental means. TERMINATION OF BENEFIT  The additional accidental death benefit shall cease to be in force (1) on failure to pay any premium provided herein when due or within the grace period provided, or (2) on the termination of this Policy in its original form. PREMIUMS FOR BENEFIT  Additional accidental death benefit premiums are payable throughout the premium paying period of this Policy. IN WITNESS WHEREOF, the Federal Kemper Life Assurance Company has caused this Rider to be signed by its President and Secretary. Secretary President