Opinion ID: 76774
Heading Depth: 2
Heading Rank: 2

Heading: Regulated by State Law

Text: 34 The State of Florida 8 heavily regulates the insurance industry. Slagle, 102 F.3d at 497-98 ([T]he conduct is also regulated by the State of Florida. Fla. Stat. § 627.062 (1993)); Uniforce, 87 F.3d at 1299 n. 3. 35 Furthermore, the use of OEM parts is also regulated by the various states. 9 State regulators have recognized the issues surrounding the use of non-OEM parts and have enacted rules designed to regulate their use. Some states approve specification of non-OEM parts with vehicle-owner consent or appropriate disclosure on the repair estimate. At least one jurisdiction requires insurers to consider using non-OEM parts in specified situations. Mass Regs.Code tit. 211, § 133.04 (2003). We conclude that both the insurance industry in general and the use of non-OEM parts in particular are regulated by the states. 36 Since Gilchrist's claim is aimed at the business of insurance, and the challenged activity is regulated by the state, it is barred by McCarran-Ferguson unless it also constitutes an illegal boycott under the Sherman Act.