Opinion ID: 2395601
Heading Depth: 1
Heading Rank: 3

Heading: Compensation to Daniel Nationwide Pays Statutory Limits

Text: As a result of the accident, two individuals made liability claims against Seeman. The first claim was made by Metcalfe. Nationwide, on behalf of its insured, Seeman, paid Metcalfe $9,441.84, in satisfaction of his claim. The second liability claim was an action filed by Daniel, in the Superior Court of Delaware, against his father. That action was arbitrated in the Superior Court. The arbitrator awarded Daniel $95,000 in damages against his father, Seeman. After Nationwide settled Metcalfe's claim, there remained $90,558.16 of available bodily injury and liability insurance coverage. Nevertheless, Nationwide delivered a check to Daniel in the amount of $15,000, the minimum amount of liability coverage required by law. It is Nationwide's position that this is the maximum amount of bodily injury coverage available to Daniel, because of the modified household exclusion in the policy it issued to Seeman.