Opinion ID: 2166949
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Heading Rank: 4

Heading: Statute of Limitations PIP Actions/Section 8106

Text: Under the current Delaware No-Fault Insurance Statute, provisions relating to the eligibility for and receipt of PIP benefits in automobile contracts are entirely statutory in origin and operation. Accordingly, we hold that the three-year statute of limitations for statutory causes of action applies to lawsuits for PIP benefits by the insured against the PIP insurer. 10 Del.C. § 8106. Similarly, since the PIP insurer's right of subrogation is also entirely statutory in origin, we hold the same three-year statute of limitations applies to the PIP insurer's cause of action for subrogation against the tortfeasor's liability insurer. Id. The remaining question which must now be answered is: when do each of these two statutory causes of action accrue?