Opinion ID: 1375765
Heading Depth: 2
Heading Rank: 2

Heading: accident and claim

Text: On July 8, 1991, Debora Pribble was driving a family vehicle covered by the State Farm liability insurance policy. She ran a stop sign and another vehicle collided with hers. Debora Pribble's daughter, Heather, was a passenger in her mother's car and was injured in the accident. Heather Pribble was a member of an insured's household under the terms of the Pribble's insurance policy. Heather Pribble made a claim against her mother for the injuries she suffered in the accident. That claim was referred to State Farm who offered to pay what it believed was the limit of its coverage$25,000.00. State Farm based this position on the household exclusion found in the policy booklet. The Pribbles, on the other hand, argued the limit of insurance coverage was $100,000.00, based on the Declarations Page. When the Pribbles disagreed with State Farm over the amount of coverage, State Farm filed a suit seeking a declaratory judgment about the extent of coverage under the insurance policy.