Opinion ID: 2374344
Heading Depth: 1
Heading Rank: 3

Heading: for retirement plan participants who are 55 or more years of age, with 15 or more years of service

Text: A. Early retirement benefits of the Retirement Plan will be made available to employees whose services are terminated at the Company's option. B. In addition, the Company will pay special supplements, as follows: 1. Until Age 62 a. Supplement of one-half (1/2) the early retirement discount. b. Supplement of $96.00 per month in lieu of Social Security to which the employee will be entitled at age 62. 2. From Age 62 to Age 65 a. Supplement of one-half (1/2) the early retirement discount. 3. After Age 65 a. Supplement for life of one-half (1/2) the early retirement discount, subject to reduction by any future increases in Social Security. 4. All Special Supplements will be discontinued in the event of the death of the employee.