Opinion ID: 69632
Heading Depth: 2
Heading Rank: 2

Heading: ONLAC’s Breach of its Contractual Duties

Text: Clay argues that ONLAC breached its contractual duties to him by wrongfully withholding payment of the insurance proceeds, failing to defend his 11 claim to the proceeds, disclosing confidential information to Langkau, and furnishing death forms to other claimants. Clay’s arguments are without merit. First, because ONLAC never disputed its duty to pay the proceeds of the policy and has no obligation to defend the claims of adverse claimants in an interpleader action, it cannot have breached its duties by wrongfully withholding payment or failing to defend. Second, because Clay raised his arguments concerning the disclosure of confidential information and death forms for the first time in his reply brief, we decline to consider them.