Opinion ID: 545493
Heading Depth: 3
Heading Rank: 3

Heading: Refusal to Enter Insurance Contracts with the Clients

Text: 37 Plaintiffs argue, as they did in the district court, that they are entitled to sue under Sec. 1981 for defendants' failure to enter into insurance contracts with Gonzalez's clients on account of Gonzalez's race. We disagree. As agents, plaintiffs do not make the insurance contracts; they merely broker them. An agent who arranges a contract for a disclosed principal does not become a party to that contract. See Seguros Banvenez, S.A. v. S/S Oliver Drescher, 761 F.2d 855, 860 (2d Cir.1985); Restatement (Second) of Agency Sec. 320 (1958). Thus, defendants' rejections of proffered customers did not constitute a refusal to make a contract with Gonzalez.