Opinion ID: 2756440
Heading Depth: 4
Heading Rank: 1

Heading: The bodily injury or

Text: property damage is caused by an occurrence . . . . Property damage is defined as [p]hysical injury to tangible property, including all resulting loss of use of that property or [l]oss of use of tangible property that is not physically injured. Occurrence is defined as an accident, including continuous or repeated exposure to substantially the same general harmful conditions. 'Suit' means a civil proceeding in which damages because of . . . 'property damage' . . . to which this insurance applies are alleged, and includes [a]n arbitration proceeding in which such damages are claimed and to which the Insured must submit. Importantly, the policy excludes from coverage '[p]roperty damage' to 'your product' arising out of it or any part of it. This exclusion, common to CGL policies, is generally called the your product exclusion. Your product, in turn, a. Means: (1) Any goods or products, other than real property, manufactured, sold, handled, distributed or disposed of by:

name; or -6-
whose business or assets you have acquired; and