Opinion ID: 1802234
Heading Depth: 2
Heading Rank: 2

Heading: A Material Question of Fact Exists as to Delivery.

Text: Allstate contends that the quitclaim deed executed July 6, 1988 by James and Louise Wright to Billy Ross Wright acted to effectively convey the Kerry Street home. According to Allstate, the senior Wrights had no insurable interest in the home at the time of the shooting because they had previously conveyed the property to Billy Ross. In his order of September 12, 1989, the circuit court judge found, inter alia: There was nothing that needed to be done to complete the transfer as between the grantors and the grantee. Finding that there was a transfer of title from James and Louise Wright to Billy Ross Wright, there is no reason to address the issue of rent. Of course the intent of the parties regarding the delivery of the quitclaim deed is a question of fact and therefore improper for summary judgment. However, James Wright remained liable on the note secured by the mortgage and thus had an insurable interest in the house regardless of the effectiveness of the deed. The existence of the factual questions discussed above absolutely precluded a grant of summary judgment in this case Therefore, the decision of the lower court must be and is reversed. REVERSED AND REMANDED TO WASHINGTON COUNTY CIRCUIT COURT FOR PROCEEDINGS NOT INCONSISTENT WITH THIS OPINION. HAWKINS, C.J., PITTMAN, McRAE and JAMES L. ROBERTS, Jr., JJ., concur. HAWKINS, C.J., specially concurs with separate written opinion joined by SMITH, J. BANKS, J., concurs with separate written opinion joined by PRATHER, P.J., and SULLIVAN, J.