Opinion ID: 1880698
Heading Depth: 1
Heading Rank: 2

Heading: analysis

Text: ¶ 11. This Court reviews directed verdicts de novo. Skrmetta v. Bayview Yacht Club, Inc. 806 So.2d 1120, 1124 (Miss.2002) (citing Morgan v. Greenwaldt, 786 So.2d 1037, 1041 (Miss.2001)). ¶ 12. We begin by observing that Mrs. Owens advances no argument or resistence to Farmers' position that, under Tennessee law, no UM benefits would be payable. Rather, she asserts that Mississippi law should apply and that she should have been allowed to present her bad faith claim under Mississippi law to the jury. ¶ 13. Similarly, Farmers makes no argument and presents no authority which leads us to believe that it would take the position that should this case be decided under Mississippi law, Mrs. Owens should have been allowed to present her case to the jury. Thus, we are grateful that the parties' respective positions do not require us to analyze the consequences of liability under the law of each state, but only require us to analyze which law is applicable. ¶ 14. Thus, these respective positions leave us with but one issue to address as to Farmers, that is, whether Tennessee or Mississippi law applies. If Tennessee law applies, we must affirm the directed verdict in favor of Farmers. If Mississippi law applies, we must reverse and remand for a new trial.