Opinion ID: 196153
Heading Depth: 3
Heading Rank: 1

Heading: The place or places where the misrepresentations were made, received, and acted upon.

Text: 22 None of these three factors favors Tidemark's position. Taken chronologically, factor (c), the place where the misrepresentations were made, favors neither Massachusetts nor Virginia law. Although the appraisal was partially prepared in Massachusetts, it was finalized and released from Marshall and Stevens' Illinois office. Factors (b), the place where the misrepresentations were received, and (a), the place where the plaintiff acted in reliance on the misrepresentation, both favor Virginia law since Tidemark received the appraisal, agreed to make the loan, and disbursed the loan proceeds from its Virginia office. The record does not identify the place where the loan closing occurred. However, even if, as Tidemark alleges, the closing had occurred in Massachusetts, that fact is of little significance since Tidemark's claims concern the effect that the appraisal had on its Virginia-based decision to make the loan and its disbursal of the proceeds of the loan from Virginia. 23