Opinion ID: 2286079
Heading Depth: 1
Heading Rank: 2

Heading: Foskey's Stipulated Facts

Text: The plaintiff in the second cause of action is Jerry F. Foskey, the duly appointed Administrator of the Estate of Florence Foskey. On March 21, 1999, Florence Foskey was a passenger in a vehicle owned and operated by Dorothy Riggin when a collision between Riggin's vehicle and a vehicle driven by Kimberly Elliott occurred. Florence Foskey died as a result of the accident. Nationwide insured Riggin's vehicle. The Riggin's policy provided for UIM coverage of $100,000 per person. Florence Foskey carried insurance coverage issued by Hartford Underwriters Insurance Company. The UIM coverage in the Hartford policy had a limit of $100,000. Jerry Foskey maintains that he can stack the Hartford UIM coverage of $100,000 with the UIM coverage of $100,000 on the Riggins' vehicle in which Florence Foskey was a passenger for a total of $200,000. When he does so, the vehicle in which Florence Foskey was a passenger is underinsured. Jerry Foskey contends that he is entitled to the UIM coverage of both policies.