Opinion ID: 195856
Heading Depth: 3
Heading Rank: 1

Heading: The Policy Provisions

Text: 32 Northbrook issued a comprehensive liability policy to CPC which was in effect from July 1, 1979 through July 1, 1980. Pursuant to that policy, Northbrook agreed to indemnify CPC for personal injuries, property damage and/or advertising liability caused by or arising out of each Occurrence happening anywhere in the world. The policy defines property damage as loss of or direct damage to or destruction of tangible property (other than property owned by an insured) and which results in an Occurrence during the policy period. The policy defines Occurrence as: 33 an accident, event or happening including continuous or repeated exposure to conditions which results, during the policy period, in Personal Injury, Property Damage or Advertising Liability neither expected nor intended from the standpoint of the Insured 34 .... All such Personal Injury, Property Damage or Advertising Injury caused by one event or repeated exposure to substantially the same conditions shall be deemed to result from one Occurrence.