Opinion ID: 1723675
Heading Depth: 1
Heading Rank: 3

Heading: coverage e personal liability

Text: We will pay all sums which an insured person becomes legally obligated to pay as damages because of bodily injury, personal injury (libel, slander or defamation of character; false arrest, detention or imprisonment or malicious prosecution; invasion of privacy, wrongful eviction or wrongful entry) or property damage covered by this policy. If a claim is made or suit is brought against the insured person for liability under this coverage, we will defend the insured person at our expense, using lawyers of our choice. We are not obligated to defend after we have paid an amount equal to the limit of our liability. We may investigate or settle any claim or suit as we think appropriate. [Emphasis added.] In this case, Harrington's fatal shooting of Tew clearly falls within the policy's definition of bodily injury. [4] However, this coverage is limited by an intentional-act exclusion, which reads as follows: Under Personal Liability Coverage and Medical Payments to Others Coverage we do not cover: