Opinion ID: 813303
Heading Depth: 3
Heading Rank: 1

Heading: A method for processing debit purchase trans-

Text: actions, the method comprising the steps of: providing a counter-top terminal having telecommunications means operable with a com- puter, at least one keypad for data entry to the computer, a display responsive to the computer, and a card reader communicating with the computer for modifying purchasing value of a card in response to card use; entering transaction data to the computer through keypad data entry; reading a debit styled card through the card reader for providing card data to the com- puter; entering a customer authorization code for authorizing access to a customer data base of a host data processor; entering a clerk authorization code for initiating a debit purchase transaction; STORED VALUE v. CARD ACTIVATION 4 electronically transmitting a transaction request to the host data processor through the tele- communications means of the counter-top terminal for requesting a response of ap- proval or disapproval from the host data processor; receiving a response from the host computer; and displaying the response from the host data processor for the debit purchase transaction on the counter-top terminal display. ’859 patent col. 7 l. 45–col. 8 l. 4. Claims 2–7 and 9 are directly dependent on claim 1. 10. A method for processing debit purchase trans- actions, the method comprising the steps of: providing a counter-top terminal having telecommunications means operable with a com- puter, a keypad for data entry to the computer, an alphanumeric display respon- sive to the computer, and a card reader com- municating with the computer; entering transaction data for a debit purchase transaction to the computer through keypad data entry; reading a debit styled card through the card reader for transferring card data to the com- puter; entering a customer authorization code for authorizing access to a customer data base of the host data processor; entering a clerk authorization code for initiating a debit purchase transaction; 5 STORED VALUE v. CARD ACTIVATION communicating with a host data processor through the telecommunications means of the counter-top terminal for requesting authori- zation of the debit purchase transaction; requesting authorization of the debit purchase transaction from the host data processor; and receiving the authorization. ’859 patent col. 8 l. 51–col. 9 l. 7. Claims 11–19 are dependent on claim 10. 20. A method for processing debit purchase trans- actions, the method comprising the steps of: providing a counter-top terminal having telecommunications means operable with a com- puter, at least one keypad for data entry to the computer, a display responsive to the computer, and a card reader communicating with the computer for modifying purchasing value of a card in response to card use; entering sales transaction data to the computer through keypad data entry by a clerk; entering confirmation of the sales transaction data by a customer; reading a debit styled card through the card reader for providing card data to the com- puter; entering an authorization code through the keypad for having the computer initiate communica- tion with a host data processor; entering a customer authorization code for authorizing access to a customer data base of a host processor; STORED VALUE v. CARD ACTIVATION 6 entering a clerk authorization code for initiating a debit purchase transaction; electronically transmitting a transaction request to the host data processor through the tele- communications means of the counter-top terminal for requesting a response of ap- proval or disapproval from the host data processor; receiving a response from the host computer; and displaying the response from the host data processor for the debit purchase transaction on the counter-top terminal display. ’859 Ex Parte Reexamination Certificate, col. 1 l. 41–col. 2 l. 4 (emphasis added). Claims 22–28 are dependent on claim 20. 29. A method for processing debit purchase trans- actions, the method comprising the steps of: providing a counter-top terminal having telecommunications means operable with a com- puter, a keypad for data entry to the computer, an alphanumeric display respon- sive to the computer, and a card reader com- municating with the computer; entering sales transaction data by a clerk for a debit purchase transaction to the computer through keypad data entry; entering confirmation of the sales transaction data by a customer; reading a debit styled card through the card reader for transferring card data to the computer; 7 STORED VALUE v. CARD ACTIVATION entering an authorization code through the keypad for having the computer initiate communica- tion with a host data processor; entering a customer authorization code for authorizing access to a customer data base of a host processor; entering a clerk authorization code for initiating a debit purchase transaction; communicating with a host data processor through the telecommunications means of the counter-top terminal for requesting authori- zation of a debit purchase transaction; requesting authorization of the debit purchase transaction from the host data processor; and receiving the authorization. ’859 Ex Parte Reexamination Certificate, col. 2 ll. 14–41 (emphasis added). Claims 30, 31, and 33–38 are dependent on claim 29.