Opinion ID: 447055
Heading Depth: 2
Heading Rank: 2

Heading: Directed Verdict and Judgment N.O.V.

Text: 15 The district court denied appellants' motions for directed verdict and judgment n.o.v. We find that this was error. After reviewing the evidence and drawing all inferences most favorably to the appellees, we are convinced that the evidence points so strongly in favor of appellants that reasonable persons could arrive at no other conclusion but that a knowing rejection and selection had been made. Kaye v. Pawnee Construction Co., 680 F.2d 1360, 1364 (11th Cir.1982). The Aegis vice-president in charge of purchasing insurance for the company, Mr. Tibbetts, was very knowledgeable of the Florida insurance laws, having been an insurance agent in the state for about twenty years. He testified that he was fully aware of all the options concerning uninsured motorist benefits, knew that Aegis could have uninsured motorist benefits up to the general injury limits, and intended to select limits of $100,000 under the National Union policy and reject such coverage entirely under the Lloyds policy. None of the evidence introduced contradicted this testimony. 5 Indeed, Mr. Tibbetts' testimony was corroborated by the testimony of Mr. Legge, the insurance broker who sold Aegis the National Union and Lloyds policies. 16 Since we hold that a directed verdict or judgment n.o.v. should have been entered, we do not remand this case for a new trial with proper jury instructions. Rather, we remand for the limited purpose of entering judgment in favor of both appellants. 17