Opinion ID: 698976
Heading Depth: 2
Heading Rank: 2

Heading: Rights Under 15 U.S.C. Sec. 1681

Text: 13 Woods next argued the government violated the FCRA when they obtained his credit information and recorded his conversations with Anderson without his consent. He contends the content of the conversations is protected by the FCRA and giving the information to the DEA was in violation of the FCRA. 14 When an individual provides information to a third party based singularly on his/her own experience with another individual, the information is not a consumer report and the individual is not a consumer reporting agency. Alvarez Melendez v. Citibank, 705 F.Supp. 67, 69 (D.Puerto Rico 1988); Freeman v. Southern Nat'l. Bank, 531 F.Supp. 94, 95 (S.D. Tex. 1982). 15 In the instant case there was no violation of the FCRA. The information Anderson provided to the DEA was based solely on his business experience with Woods. Thus the information is not protected by the FCRA and may be provided to a third party without the Woods' approval.