Opinion ID: 2445685
Heading Depth: 1
Heading Rank: 3

Heading: Statute Mandates Coverage

Text: Underinsured motor vehicle coverage is treated the same as uninsured coverage (UM) under title 18, section 3902 [2] of the Delaware Code, which provides as follows: No policy insuring against liability arising out of the ownership, maintenance or use of any motor vehicle shall be delivered or issued for delivery in this State with respect to any such vehicle registered or principally garaged in this State unless coverage is provided therein or supplemental thereto for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured or hit-and-run vehicles for bodily injury, sickness, disease, including death, or personal property damage resulting from the ownership, maintenance or use of such uninsured or hit-and-run motor vehicle. [3] Unless rejected in writing by the insured, every liability policy sold pursuant to title 18, section 3902 must include UM/UIM coverage. [4]