Opinion ID: 175484
Heading Depth: 1
Heading Rank: 6

Heading: Commercial Liability Policy

Text: The Commercial Liability Policy reads, in pertinent part: Section 1  Coverages 1. Insuring Agreement a. We will pay those sums that the insured becomes legally obligated to pay as damages because of the bodily injury or property damage to which this insurance applies. We will have the right and duty to defend the insured against any suit seeking those damages. However, we will have no duty to defend the insured against any suit seeking damages for bodily injury or property damage to which this insurance does not apply. We may, at our discretion, investigate any occurrence and settle any claim or suit that may result. . . . 2. Exclusions This insurance does not apply to: a. Expected or Intended Injury Bodily injury or property damage expected or intended from the standpoint of the insured. This exclusion does not apply to bodily injury resulting from the use of reasonable force to protect persons or property. m. Damage To Impaired Property or Property Not Physically Injured Property damage to impaired property or property that has not been physically injured arising out of: