Opinion ID: 2613225
Heading Depth: 3
Heading Rank: 1

Heading: Horvath v. Continental Casualty

Text: Lewis Horvath and three of his children sustained injuries when Horvath swerved his car to avoid another car attempting to pass a truck in a no-passing zone on a curve. Though Horvath's action prevented a head-on collision, he was forced off the road. The driver of the other car, whose identity remains unknown, did not stop. Because Horvath's uninsured motorist insurance covers only those accidents caused by unknown motorists who actually hit the insured's vehicle, his insurance carrier, Continental Casualty, refused to cover Horvath's losses. [1] Horvath sued, seeking a declaration that the policy limitation is contrary to the requirements of A.R.S. § 20-259.01, Arizona's Uninsured Motorist Act, and thus void. The trial court granted Continental's motion to dismiss, and the court of appeals affirmed based on this court's holding in Balestrieri v. Hartford Accident & Indem. Ins. Co., 112 Ariz. 160, 540 P.2d 126 (1975), that such provisions are valid. We granted Horvath's petition for review.