Opinion ID: 2079158
Heading Depth: 2
Heading Rank: 1

Heading: Objection to examination report as hearsay.

Text: FFLIC, attacking the judgment on cross-appeal, argues that the Superior Court's admission in evidence of the physical examination report was error because the report was hearsay. We find no merit in this argument. The report was not offered in evidence to prove the truth of the matter asserted in it, and so it was not hearsay. M.R.Evid. 801(c). The report was offered to prove not that Brainard Caverly was in good health, but merely that he provided FFLIC with reasonable evidence of insurability. To lay the necessary foundation for admission of the report, it was sufficient merely to prove that it was the report of a physical examination made by a person designated for that purpose by FFLIC. The latter point was established by testimony of Brainard's wife, who was present at the time the physical examination was performed, and by testimony of FFLIC's agent Foster that he had directed Brainard to the nurse who performed the examination for the insurance company.