Opinion ID: 3033888
Heading Depth: 3
Heading Rank: 2

Heading: LINA’s denial of benefits

Text: After correctly determining the applicable standard of review, the district court correctly applied it to review LINA’s rejection of Ms. Nally’s claim. As the district court found, there was evidence consistent with the proposition that Mr. Nally was hypoglycemic at the time of his accident and that his hypoglycemia caused the accident. That it may be impossible to prove that Mr. Nally was indeed hypoglycemic at the moment of his accident does not mean that LINA’s decision does not survive moderately heightened arbitrary and capricious review. It was not unreasonable for LINA to conclude on the record before it that Mr. Nally’s accident was a result of his hypoglycemia and thus not covered by this policy. The district court was correct to grant of summary judgment in favor of LINA.