Opinion ID: 6343661
Heading Depth: 4
Heading Rank: 2

Heading: Membership in the association

Text: Importantly, the policy’s plain language constrains this definition: “In SECTION II – LIABILITY, the word ‘insured’ means any person or organization qualifying as such under SECTION II – WHO IS AN INSURED.” Thus, if someone qualifies as an insured under Section II, he qualifies for coverage under Section II. This is the plain meaning of the text. Nowhere in the policy does Section II (Liability) expand its definition of “insured” to Section I (Property). While Mortera may have Section II liability coverage in certain instances, this provision does not demonstrate that he is insured for property damage under Section I. 5 Case: 21-60785 Document: 00516331068 Page: 6 Date Filed: 05/24/2022 No. 21-60785