Opinion ID: 751714
Heading Depth: 3
Heading Rank: 5

Heading: Theft Coverage

Text: 71 Finally, Koenig attempts to bring its wrongful conversion within the policy's language by asserting that its actions constituted a theft, conduct for which Massachusetts Bay will pay for 'loss' to a covered 'auto'. Koenig only very briefly describes how the conversion amounted to a theft, and in doing so, fails to recognize that the applicable coverage provision applies only to 'autos' left with you [Koenig] for service, repair, storage, or safekeeping. Koenig does not suggest that it repossessed the BMW for service, repair or storage, and we have concluded above that Film House did not leave it for safekeeping. As if that were not enough, the policy also contains an exclusion specifically stating that any loss due to theft or conversion caused in any way by [the insured] is not covered.