Opinion ID: 1366514
Heading Depth: 2
Heading Rank: 1

Heading: The GMAC Policy

Text: By its terms, Leneice Combs' GMAC policy required Appellant Combs to have been a resident of [her] household at the time of the accident in order to be included in its underinsured motorist coverage. Believing that Combs did not qualify as a resident of his mother's household, GMAC instituted a declaratory judgment action in the Circuit Court of Wyoming County seeking a declaration as to whether or not Appellant Combs qualified as an insured under Leneice Combs' insurance policy. Following the filing of a counter-claim by Appellant Combs, the filing of answers to both the original complaint and the counter-claim, and discovery, GMAC filed a motion for summary judgment, to which Appellant filed no response. The motion was granted by the court in an order entered on December 18, 2003, from which Combs appeals to this Court. In its order, the court found that the facts presented do not support a finding that Johnny Combs was a resident of his mother's household.