Opinion ID: 65393
Heading Depth: 1
Heading Rank: 3

Heading: analysis

Text: In diversity jurisdiction, this court applies Texas substantive law, including the state statute of limitations and exceptions. Guaranty Trust Co. v. York, 326 U.S. 99, 111-12, 65 S.Ct. 1464, 89 L.Ed. 2079 (1945). If no state court decisions control, we must make an Erie guess as to how the Texas Supreme Court would apply state law. Travelers Cas. & Sur. Co. of Am. v. Ernst & Young LLP, 542 F.3d 475, 483 (5th Cir.2008). Texas applies a four-year statute of limitations to breach of contract claims. Tex. Civ. Prac. & Rem.Code § 16.051. Although conceding that the statute of limitations would ordinarily bar this breach of contract suit for MetLife's actions more than two decades ago, the appellants contend that the discovery rule deferred accrual of the cause of action until the Rabouin class action was filed in 1998, and the American Pipe doctrine tolled the statute of limitations until decertification of the Rabouin class in 2006.