Opinion ID: 2423885
Heading Depth: 1
Heading Rank: 4

Heading: PIP Coverage Inapplicable

Text: The Superior Court also held that because Campbell was not injured as a result of the use of the insured vehicle, she was neither an occupant nor a pedestrian under the PIP statute and should be denied PIP benefits. Campbell argues that she was a pedestrian as she was travelling on foot at the time of her injury and was injured as a result of the insured vehicle, thereby entitling her to PIP coverage. Section 2118(a)(2)e states: The coverage required in this paragraph shall apply to pedestrians only if they are injured by an accident with any motor vehicle within the State. . . . [13] Accordingly, Campbell must be a pedestrian . . . injured by an accident with any motor vehicle to qualify for PIP coverage under the statute. The record reflects that Campbell's injury was caused by contact with a garage door, not with or by any vehicle. Therefore, the Superior Court properly held Campbell was not eligible for PIP benefits under title 21, section 2118 of the Delaware Code and the State Farm policy.