Opinion ID: 3060228
Heading Depth: 3
Heading Rank: 2

Heading: The Christ v. Beneficial Litigation

Text: Although the Christ defendants were added to the MDL in 1998, they chose not to settle. Thus, after granting the plaintiff class summary judgment on liability in 2002, the MDL court remanded the Christ case to the Middle District of Florida. In 2006, after a bench trial on damages, the district court awarded plaintiffs injunctive relief under the Declaratory Judgment Act and over $22,000,000 in restitution and disgorgement for violations of TILA. On appeal, this Court, in Christ v. Beneficial Corp., 547 F.3d 1292 (11th Cir. 2008), addressed, for the first time, the scope of relief available to private litigants under TILA and held that private litigants’ relief was limited to actual damages, statutory damages, attorney’s fees and costs. Thus, Christ made clear that injunctive relief is not available under TILA for private litigants. 6