Opinion ID: 2769061
Heading Depth: 2
Heading Rank: 1

Heading: The Underlying Lawsuit Against the Insureds

Text: In the District Court for the Western District of Missouri, Case No. 4:11-cv01020 (the “Galloway Action”), Robert Galloway filed a putative class-action lawsuit against Defendants-Appellants, The Kansas City Landsmen, LLC, d/b/a Budget Rent A Car (“KC Landsmen”), and A Betterway Rent-a-Car, Inc. (“Betterway”) (collectively, the “Car Rental Companies”), in the pending case. In the Galloway Action, Galloway alleged that the Car Rental Companies had 3 Case: 14-11006 Date Filed: 01/12/2015 Page: 4 of 29 violated the provision of FACTA that provides, in relevant part, “[N]o person that accepts credit cards or debit cards for the transaction of business shall print more than the last five digits of the card number or the expiration date upon any receipt provided to the cardholder at the point of the sale or transaction.” Specifically, the Galloway Action alleged that the Car Rental Companies had printed credit-card receipts that included more than the last five digits of the card number as well as the card’s expiration date and accordingly had “failed to protect [Galloway] and others similarly situated against identity theft and credit card and debit card fraud . . . .” Galloway sought statutory and punitive damages on behalf of himself and the class that he proposed to represent, under 15 U.S.C. § 1681n(a), which imposes liability on “[a]ny person who willfully fails to comply with any requirement” of FACTA. 2