Opinion ID: 1707852
Heading Depth: 1
Heading Rank: 4

Heading: Existence of Disputed Material Fact.

Text: The record on appeal reveals disputed issues of fact concerning when Anderson became the owner of the pickup and the date the collision occurred. We must determine whether these factual issues are material and preclude summary judgment. An issue of fact is `material' only when the dispute is over facts that might affect the outcome of the suit, given the applicable governing law. Fees v. Mutual Fire & Auto. Ins. Co., 490 N.W.2d 55, 57 (Iowa 1992). We find that neither of the disputed facts is material because of our holding in division III that absent notice there is no automatic coverage during the thirty day notice period. Regardless of whether Anderson became the owner of the pickup on April 10 or April 16, it is undisputed he failed to give the required notice within thirty days. Therefore, the pickup was not a covered auto under the policy. Whether the accident happened on May 16 or May 17 does not alter this conclusion.