Opinion ID: 2507759
Heading Depth: 1
Heading Rank: 3

Heading: coverage dbusiness liability

Text: 1. We will pay those sums that you become legally obligated to pay as damages because of bodily injury, property damage, personal injury or advertising injury to which this insurance applies. No other obligation or liability to pay sums or perform acts or services is covered unless explicitly provided for under the COVERAGE EXTENSIONSUPPLEMENTARY PAYMENTS provision of this policy. This insurance applies only: a. To bodily injury or property damage: 1) That occurs during the policy period; and 2) That is caused by an occurrence. The occurrence must take place in the coverage territory. b. To personal injury caused by an offense: 1) Committed in the coverage territory during the policy period; and 2) Arising out of the conduct of your business, excluding advertising, publishing, broadcasting or telecasting done by or for you. c. To advertising injury caused by an offense committed: 1) In the coverage territory during the policy period; and 2) In the course of advertising your goods, products, or services. 2. We will have the right and duty to defend any suit seeking those damages. But a. The amount we will pay for damages is limited as described in the BUSINESS LIABILITY AND MEDICAL EXPENSE LIMITS OF INSURANCE provision of this policy; b. We may investigate and settle any claim or suit at our discretion; and c. Our right and duty to defend ends when we have exhausted the applicable limit of insurance in the payment of judgments or settlements or medical expenses. 3. Damages because of bodily injury include damages claimed by any person or organization for care, loss of services or death resulting at any time from the bodily injury. 4. Property damage that is loss of use of tangible property this is not physically injured will be deemed to occur at the time of the occurrence that caused it.