Opinion ID: 2635400
Heading Depth: 3
Heading Rank: 2

Heading: Do Applicable Regulations Provide a Right to Medical Cancellation of Student Loans?

Text: 20 AAC 15.920(a) states, [A]n application to cancel a promissory note under a term of the promissory note permitting cancellation for medical disability is governed by this section. (Emphasis added.) Rubey is not eligible for loan cancellation under terms of his promissory notes permitting medical cancellation because his notes lack such terms. Rubey's eligibility may thus be governed by 20 AAC 15.915(c), which provides that [t]he appellant has the burden to prove by a preponderance of the evidence that the appellant is entitled to the requested result under the statutes and regulations governing the Alaska education loan programs. But we already have affirmed ACPE's conclusion that AS 14.43.120(u) does not entitle Rubey to medical cancellation of his loans, and Rubey has advanced no other statutory or regulatory basis for medical cancellation of his loans. Rubey therefore has not proven a right to medical cancellation under either regulation  neither 20 AAC 15.920 nor 20 AAC 15.915 entitles Rubey to medical cancellation of his student loans.