Opinion ID: 3050845
Heading Depth: 3
Heading Rank: 2

Heading: EPL Only Coverage

Text: PNC next claims Hortica instructed Cross Gunter to steer its defense of PNC away from the $2 million, non-eroding CGL policy and towards the $100,000, eroding EPL policy. PNC cites several record documents which it claims establish this finesse. See Appellant/Cross-Appellee's App. 13:3242-43 (case log entry by Hortica employee); id. 17:4428 (line on attorney's bill referencing conference with Hortica Vice President); id. 18:4791 (letter from Hortica Vice President stating the EPL policy is of primary interest to PNC). They do not. The documents contain no smoking gun—indeed, barely a hint—of Hortica's alleged ostrich-like blindness regarding the CGL policy. The documents to which PNC points simply do not provide strong support for its claim.