Opinion ID: 1183373
Heading Depth: 1
Heading Rank: 2

Heading: certified question from a federal court

Text: The United States District Court for the Western District of Oklahoma certified to this Court the following question: Are provisions of insurance policies excluding the named insured, residents of the insured's household and the insured motor vehicle from uninsured motorist coverage in conflict with 36 O.S. 1984 Supp. § 3636 and therefore void where the named insured is injured by the negligent acts of an uninsured permissive user/driver of the insured vehicle? Certified question answered in the affirmative. Once a person is insured under an uninsured motorist policy, subsequent exclusions inserted by the insurer in the policy which dilute and impermissibly limit uninsured motorist coverage are void as violative of the public policy espoused by 36 O.S. 1981 § 3636.