Opinion ID: 2313119
Heading Depth: 1
Heading Rank: 2

Heading: The DelDOT/Julian Contract and the policies Julian purchased from Liberty

Text: Specifically, the DelDOT/Julian Contract required Julian to purchase three insurance policies: (1) contractor's public liability insurance (which covered Julian's operations), [3] (2) contractor's protective public liability insurance (which covered Julian's subcontractors' operations), [4] and (3) Railroad Protective Public Liability Insurance (RPPLI) (which covered Conrail against any liability arising out of Julian's construction activities at or near the Mt. Pleasant Crossing). [5] Julian purchased two successive commercial policies from Liberty (the Liberty Policies), which covered Julian's liability for personal injury arising out of Julian's participation in the Route 15 Project. [6] Julian did not, however, purchase RPPLI as the DelDOT/Julian Contract required. [7] The Liberty Policies obligate Liberty to pay those sums that the insured becomes legally obligated to pay as damages because of `bodily injury' or `property damage' to which this insurance applies. [Liberty] will have the right and duty to defend any `suit' seeking those damages. [8] Coverage applies to bodily injury or property damage, but only if the `bodily injury' or `property damage' is caused by an `occurrence' that takes place in the `coverage territory' and during the policy period. [9] The Liberty Policies also contain an Additional InsuredBlanket (Additional Insured Clause), which provides: WHO IS AN INSURED is amended to include as an insured any person or organization for whom you have agreed in writing to provide Liability insurance, but only with respect to liability arising out of your operations or premises owned by or rented to you. This insurance does not apply to any person or organization for whom you have procured separate liability insurance while such insurance is in effect, regardless of whether the scope of coverage or limits of insurance of this policy exceed those of such other insurance or whether such insurance is valid and collectible. [10]