Opinion ID: 2634504
Heading Depth: 3
Heading Rank: 1

Heading: Baldado's health plan is an employee benefit plan subject to ERISA.

Text: Baldado's health plan is an employee benefit plan within the scope of ERISA because it is a plan maintained by Baldado's employer. See 29 U.S.C. § 1003(a) (2000). [6] ERISA contains broad language preempting any and all State laws insofar as they may now or hereafter relate to any employee benefit plan. 29 U.S.C. § 1144(a) [7] (emphasis added). Thus, at first glance, ERISA appears to preempt HRS § 432E-6. As discussed in the following subsection, however, ERISA contains a saving clause for laws such as HRS § 432E-6 that regulate[ ] insurance; consequently, HRS § 432E-6 is not subject to ERISA's express preemption clause, § 1144(a).