Opinion ID: 1412480
Heading Depth: 1
Heading Rank: 7

Heading: USAA's REMAINING ISSUES

Text: In its brief, USAA raises two additional issues. USAA contends the circuit court erred in: (1) imposing a duty to defend when neither a covered auto nor a covered person was involved in the accident because such a ruling expands automobile liability policies beyond what the Legislature and the Supreme Court intended; and (2) granting summary judgment as to whether USAA owed Respondent a defense and an award of costs and fees when there had not been adequate time for discovery in the case. Because these issues were neither raised to nor ruled upon by the circuit court, we find they were not properly preserved for our review. See B & A Dev., Inc. v. Georgetown County, 372 S.C. 261, 271, 641 S.E.2d 888, 894 (2007) (holding that issues must be raised and ruled upon in the trial court to be preserved for appellate review); Staubes v. City of Folly Beach, 339 S.C. 406, 412, 529 S.E.2d 543, 546 (2000) (holding that issues must be raised and ruled upon in the trial court to be preserved for appellate review). Furthermore, in light of our decision finding USAA did not have a duty to defend, we decline to address USAA's remaining issues. See Futch v. McAllister Towing of Georgetown, Inc., 335 S.C. 598, 613, 518 S.E.2d 591, 598 (1999) (ruling that an appellate court need not review remaining issues when disposition of prior issues is dispositive).