Opinion ID: 1325005
Heading Depth: 2
Heading Rank: 5

Heading: nationwide's requested charge

Text: Nationwide requested the trial judge to charge that: It is not per se bad faith or unfair dealing on the part of an insurance company to resort to a judicial forum to resolve disputes with its insured, and liability can only be imposed where there has been a clear showing by the insured that the insurer unreasonably and in bad faith withheld payment. For this position, Nationwide cites Trimper v. Nationwide Ins. Co. , 540 F. Supp. 1188, 1194 (D.S.C. 1982), which quoted this language from Christian v. American Home Assurance Co. , 577 P. (2d) 899 (Okla. 1977). While this is a correct statement of the law, there was no error in refusing the request. The substance of the request was included in the trial judge's instruction.