Opinion ID: 3135450
Heading Depth: 1
Heading Rank: 2

Heading: facts

Text: On August 4, 1999, plaintiff Billy Taylor was driving a vehicle in the course of his employment with Herr Funeral Home (Herr) when he was struck by James Gentry, an uninsured motorist. Herr insured its vehicles under an automobile liability policy issued by defendant Pekin Insurance Company (Pekin). Pekin also acted as Herr’s workers’ compensation insurance carrier. Plaintiff filed a claim under the Workers’ Compensation Act (Act) and received $162,588.33 in workers’ compensation benefits. Plaintiff then filed a claim under the uninsured-motorist provision of Herr’s automobile policy. The parties chose arbitrators, who entered an award in favor of plaintiff in the amount of $250,000. Pekin delivered a check to plaintiff for $87,411.67–the difference between the $250,000 arbitration award and the $162,588.33 workers’ compensation award. The setoff was based on the following provision in the auto policy: “PART VI–UNINSURED MOTORISTS INSURANCE (INCLUDING UNDERINSURED MOTORIST)