Opinion ID: 1277078
Heading Depth: 1
Heading Rank: 2

Heading: T-3's Professional Liability Policy with Westport

Text: ¶ 11 Westport provided professional liability insurance coverage to T-3 under a policy effective from October 15, 1999, to October 15, 2002. The policy provided limits of liability of $5,000,000 per claim and in the aggregate. The insuring agreement states that Westport shall pay on behalf of any insured all `loss' in excess of the deductible which any insured becomes legally obligated to pay as a result of `claims' first made against any insured during the `policy period' . . . by reason of any `wrongful act[.]' Relevant definitions in the policy include the following: (1) Claima demand made upon you for loss[.] (2) Lossthe monetary and compensatory portion of any judgment, award, or settlement[.] (3) Wrongful Actany actual or alleged negligent act, error or omission in the performance of `professional services' for others by an insured[.] (4) Professional Servicesthose services that an insured is legally qualified to perform for others in the insured's practice as . . . construction manager, or as specifically defined by endorsement to this policy. ¶ 12 Westport raised an argument in the court of appeals concerning the applicability of two exclusions in the policy. The court of appeals held that the exclusions did not apply. Westport has not argued before this court that 1325's claims are barred by the policy exclusions. Accordingly, we do not address whether any of the policy exclusions apply.