Opinion ID: 2313119
Heading Depth: 1
Heading Rank: 3

Heading: The DelDOT/Conrail Contract and the policies Conrail purchased from Pacific

Text: The DelDOT/Conrail Contract required Conrail to be covered by a railroad force account insurance policy, which would insure Conrail for liability for bodily injury arising out of work performed at the Mt. Pleasant Crossing by Conrail forces during the Crossing Project. Conrail purchased this force account insurance from Pacific (the Pacific Force Account Policy). The Pacific Force Account Policy provides claims-made coverage of $5 million per incident: [Pacific] will pay on behalf of the Insured for Ultimate Net Loss which the Insured must legally pay as compensatory damages and Defense Expenses, because of Bodily Injury, ... which this insurance applies which results from an Incident which commences during the applicable Policy Period, arising out of or resulting from the Force Account Work conducted by the Named Insured. [11] Force Account Work is defined as work or operations performed by employees of the Named Insured [Conrail] for federal, state, municipal or other political subdivisions or governmental legal entities or for companies, ... wherein the Named Insured is reimbursed for the cost of such work or operations.... [12]