Opinion ID: 161517
Heading Depth: 2
Heading Rank: 3

Heading: VBF's Bad Faith Claim

Text: 44 Oklahoma provides for tort claims against insurers when there is a clear showing that the insurer unreasonably, and in bad faith, withholds payment of the claim of its insured. McCorkle v. Great Atl. Ins. Co., 637 P.2d 583, 587 (Okla. 1981) (quotation and emphasis omitted). There is no bad faith when the insurer's denial of a claim is based on a legitimate dispute between the insurer and the insured. Claborn v. Wash. Nat'l Ins. Co., 910 P.2d 1046, 1051 (Okla. 1996). As the policies did not cover VBF's claim, Defendants' denial of the claims was clearly legitimate. Thus, VBF has no bad faith claim against Defendants.