Opinion ID: 63771
Heading Depth: 1
Heading Rank: 3

Heading: The Campbells' bankruptcy

Text: We now turn to the relevant portions of the Bankruptcy Code. After a bankruptcy petition is filed, an automatic stay arises in favor of the debtor. The stay prohibits all entities from making collection efforts against the debtor or the property of the debtor's estate. 11 U.S.C. § 362(a). The stay prohibits the collection of any pre-petition debt but does not apply to claims that arise post-petition. United States v. Ripley ( In re Ripley ), 926 F.2d 440, 443 (5th Cir.1991). While the automatic stay halts collection efforts, the Bankruptcy Code provides creditors a procedure to assert claims against the debtor's estate. The Bankruptcy Code entitles each creditor of the bankrupt to file a proof of claim i.e., a document providing proof of a `right to payment' ... against the debtor's estate. Travelers Cas. & Sur. Co. of Am. v. Pac. Gas & Elec. Co., 549 U.S. 443, 127 S.Ct. 1199, 1204, 167 L.Ed.2d 178 (2007) (quoting 11 U.S.C. § 101(5)(a)). A claim is a right to payment, whether or not such right is reduced to judgment, liquidated, unliquidated, fixed, contingent, matured, unmatured, disputed, undisputed, legal, equitable, secured, or unsecured. 11 U.S.C. § 101(5)(a). The concept of a claim is broad, and it includes all legal obligations of the debtor, no matter how remote or contingent ... [that will] be dealt with in the bankruptcy case. In re Egleston, 448 F.3d 803, 812 (5th Cir.2006).