Opinion ID: 4025596
Heading Depth: 4
Heading Rank: 2

Heading: Anyone else while using with your permis‐

Text: sion a covered “auto” you own, hire or borrow except:
you hire or borrow a covered “private pas‐ senger type” “auto.”
“auto” is a “private passenger type” “auto” and is owned by that “employee” or agent or a member of his or her household.
or she is working in a business of selling, ser‐ vicing, repairing, parking or storing “autos” unless that business is yours.
partners (if you are a partnership), members (if you are a limited liability company), or a lessee or borrower or any of their “employ‐ ees,” while moving property to or from a covered “auto.”
member (if you are a limited liability com‐ pany), for a covered “private passenger type” “auto” owned by him or her or a mem‐ ber of his or her household.
e. below. The endorsement has a heading that provides in capital letters: “This endorsement changes the policy. Please read it carefully. Changes—Who Is An Insured.” The endorsement goes on to state the following: No. 15‐1181 9 The following is added to Section II—Liability Cov‐ erage—Paragraph A.1.b.—Who Is An Insured: 1. Anyone who has leased, hired, rented, or bor‐ rowed an “auto” from you that is used in a busi‐ ness other than yours.