Opinion ID: 1005760
Heading Depth: 3
Heading Rank: 2

Heading: The entry of final judgment.

Text: We will not be liable for any part of a loss that has been paid or made good by others. 6. Other Insurance If you have any other insurance covering the same loss as the insurance under this Coverage Part, we will pay only the excess over what you have received from other insurance. (J.A. 289). On remand and following a bench trial, the district court determined that the damage to the pylon met the Builder’s Risk Policy’s definition of Covered Property and awarded judgment to Montgomery Mutual in the amount of $616,755 (the total amount paid by Montgomery Mutual to Clark Construction and Kalos Construction), and further found that Hartford would be liable for the additional costs associated with the repairs to the urn. In rejecting Hartford’s argument that Montgomery Mutual’s payments to Clark Construction and Kalos Construction constituted other insurance coverage and further constituted a loss made good by others, the district court reasoned: The only other question is whether the limitation for other insurance and being paid by others in the absence of a loss would preclude the plaintiff from recovering. WOMEN IN MILITARY SERV. v. HARTFORD FIRE INS. 7 There was no other insurance here within the meaning of this limitation. The settlement was paid in exchange for an assignment, and the plaintiff’s position that there was no coverage, but that settlement was made, not only for the assignment, but for the limitation of exposure to other, greater expenses in defending the law suit, it seems to me, precludes this being considered other insurance. And the claim that it was paid by others, fails, it seems to me, when you consider that this was an assignment, and the payment by others was in exchange for the assignment. And, but for that payment, there would clearly have been a loss by the Women in the Military, and that’s whose claim we are asserting or considering here today. (J.A. 272). Hartford noted a timely appeal.