Opinion ID: 752912
Heading Depth: 3
Heading Rank: 1

Heading: Aetna's Demand for an Independent Medical Examination

Text: 32 On March 4 Aetna wrote Ace a letter, directing her to appear before a designated physician for an IME on April 5, 1993. On advice of counsel, Ace refused to appear. On March 15, Aetna wrote to Harbour, reaffirming its decision to deny the claim on the basis of Ace's failure to produce proof of [t]otal disability [which] is the inability to work at any gainful occupation due to sickness or injury. Ace then retained litigation counsel who attempted, unsuccessfully, to reschedule the IME. J. End of Ace's Disability 33 On April 8, 1993, Ace's previously-scheduled knee surgery was performed. Dr. Zorn successfully replaced Ace's knee. Within two months, Ace was walking without crutches and returned to work. Her disability ended June 1, 1993.