Opinion ID: 882245
Heading Depth: 1
Heading Rank: 16

Heading: Part 2Comprehensive Insurance Plan

Text: Section 2-9-201 and 202 in substance provide that the Department of Administration is to provide a comprehensive insurance plan for the State. It is authorized to purchase policies with cost apportionment among those involved. Section 2-9-211 provides that all political subdivisions of the State may procure insurance separately, or jointly with other subdivisions, and may elect to use a deductible or self insurance plan, wholly or in part. In substance, this section grants to school districts an unlimited authority to purchase such insurance as the school district decides to be appropriate, both in terms of coverage and amount, and to insure by means of either regular insurance or some form of self insurance. In a continuing grant of this broad discretion, § 2-9-212 provides that political subdivisions, including school districts, may levy an annual property tax necessary to fund the premiums for insurance, the deductible insurance fund and self insurance reserve fund. We emphasize that the foregoing grant of discretion to the school districts is not limited by statute.