Opinion ID: 155188
Heading Depth: 3
Heading Rank: 3

Heading: The Supplementary Exclusion

Text: 47 For the first time on appeal, Mesa argues that the specific oil exclusion prevails over the more general pollution exclusion. The oil exclusion provides: 48 It is agreed that, if with respect to operations described in this endorsement there is a discharge, dispersal, release or escape of oil or other petroleum substance or derivative (including any oil refuse or oil mixed with wastes) into or upon any watercourse, body of water, bog, marsh, swamp or wetland, the insurance does not apply to bodily injury or property damage arising out of such discharge, dispersal, release or escape whether or not sudden and accidental. 49 (Aplt.App. at 59) (emphasis added). Because the supplementary exclusion only deals with the discharge of oil into various bodies of water, Mesa argues that by negative implication the discharge of oil into soil or groundwater is covered under the CGL policy. 50 In the district court, Mesa argued that the supplementary exclusion was not a part of the insurance policy. (Aplt.App. at 11-12) As a general rule, we do not consider issues on appeal that were not raised below. In re Walker, 959 F.2d 894, 896 (10th Cir.1992). Accordingly, Mesa has waived its opportunity to rely on the interpretation of the oil exclusion that it now advances.