Opinion ID: 1992368
Heading Depth: 1
Heading Rank: 5

Heading: A.Y. McDonald's Suit.

Text: In its petition for declaratory relief A.Y. McDonald claims it has incurred and will continue to incur substantial response costs as a result of the EPA proceedings. These costs include engineering fees, personnel costs, construction costs, postclosure monitoring costs, and other costs necessary to comply with the consent order. The company has also incurred a civil penalty. A.Y. McDonald seeks a declaration that these response costs and the penalty are damages within the insuring provision of the CGL policies and therefore covered by the policies. A.Y. McDonald also claims it has incurred legal expenses in defending itself throughout the EPA proceedings. A.Y. McDonald seeks a declaration that the defendants had a duty to defend it before the EPA and that their refusal to do so was a breach of the duty to defend provision in the policies. A.Y. McDonald therefore seeks a declaration that the defendants should reimburse it for these legal expenses.