Opinion ID: 1895532
Heading Depth: 1
Heading Rank: 2

Heading: The MJUA Policy

Text: The MJUA insurance policy issued to Bend in the Road stated that [w]e will pay on your behalf, subject to the coverage limit afforded under this contract for each occurrence, all sums you shall become legally obligated to pay as damages because of injury as a result of the sale . . . of intoxicating liquor. The policy defined damages to include all damages recoverable under Minnesota Statute 340A.801. On the declarations page, the policy contained the following limitations on liability: BODILY INJURY $ 50,000 EACH PERSON $100,000 EACH OCCURRENCE PROPERTY DAMAGE $ 10,000 EACH OCCURRENCE LOSS OF MEANS OF SUPPORT $ 50,000 EACH PERSON $100,000 EACH OCCURRENCE ANNUAL AGGREGATE $300,000 ANNUALLY An amendatory endorsement to the MJUA policy defined bodily injury as bodily injury, sickness, or disease sustained by a person, including death resulting from any of these, and pecuniary loss. The endorsement also defined pecuniary loss as loss of aid, advice, comfort, and protection that has a money value other than loss of means of support, resulting from a person's death or recoverable under applicable law. [1]