Opinion ID: 612823
Heading Depth: 3
Heading Rank: 2

Heading: Oregon's Unlawful Debt Collection Practices Act, UDCPA

Text: Oregon enacted the UDCPA to prohibit debt collectors from using specific abusive practices. See Or.Rev.Stat. § 646.639(2) (stating that [i]t shall be an unlawful collection practice for a debt collector, while collecting or attempting to collect a debt to undertake actions such as to threaten the use of force or violence, [t]hreaten arrest or criminal prosecution, or [u]se profane, obscene or abusive language in communicating with a debtor). [1] Specifically, Oregon Revised Statutes § 646.639(2)(k) prohibits a debt collector from [a]ttempt[ing] to or threaten[ing] to enforce a right or remedy with knowledge or reason to know that the right or remedy does not exist.