Opinion ID: 797640
Heading Depth: 2
Heading Rank: 2

Heading: The Employee Exclusion

Text: 7 The insurance policy excludes coverage for bodily injuries to employees. The term employee is defined to include a leased worker. The policy defines leased worker as: 8 Leased worker means a person leased to you by a labor leasing firm under an agreement between you and the labor leasing firm, to perform duties related to the conduct of your business. Leased worker does not include temporary worker. 1 9 The following evidence was submitted to the court through affidavits and is not disputed by the parties: 10 (1) Acadia and SLSC had a verbal agreement under which Acadia agreed to supply labor workers to SLSC to provide stevedoring services; 11 (2) As a condition of the verbal agreement between SLSC and Acadia, Acadia was required to provide general liability coverage for at least $1,000,000 and maintain workers' compensation insurance on its employees; 12 (3) Acadia decided which employees went to work for SLSC and also provided an on-site supervisor to oversee its employees at SLSC's facilities; 13 (4) Acadia submitted weekly invoices to SLSC; 14 (5) Barnes was employed by Acadia at the time of the accident; 15 (6) Acadia retained all rights to hire or fire Barnes, paid Barnes' salary, and maintained workers' compensation insurance for Barnes; and 16 (7) Pursuant to the policy issued to Acadia, Louisiana Workers Compensation paid benefits to Barnes in connection with his injuries sustained at SLSC's facilities. 17 Based on this evidence alone, the district court determined Acadia to be a labor leasing firm and Barnes to be a leased worker pursuant to the oral agreement between Acadia and SLSC. We are un convinced that this evidence, without further development, is sufficient to establish as a matter of law that Barnes is a leased worker as defined by the policy. Therefore we remand this issue to the district court for further proceedings.