Opinion ID: 1107628
Heading Depth: 2
Heading Rank: 2

Heading: Bad-faith failure to investigate

Text: To recover for bad-faith failure to investigate an insurance claim, the insured must show that the insurer breached the insurance contract when it refused to pay the insured's claim. State Farm Fire & Cas. Co. v. Slade, 747 So.2d 293, 318 (Ala. 1999). As discussed above, Federated did not breach the insurance contract by refusing to pay Vaughn's claim for UM benefits. The defendants were thus entitled to a judgment as a matter of law on Vaughn's bad-faith claim, and the trial court correctly entered a summary judgment for them as to that claim. 1041867  REVERSED AND JUDGMENT RENDERED. 1050611  AFFIRMED. SEE, LYONS, HARWOOD, WOODALL, STUART, SMITH, BOLIN, and PARKER, JJ., concur.