Opinion ID: 1973726
Heading Depth: 1
Heading Rank: 1

Heading: The Homestead Interest of Elizabeth Janet Underberg.

Text: Irwin and Elizabeth hold title to the homestead as joint tenants. All of the consideration for its purchase came from Irwin. When suit was started to enforce the obligations of the bond, Elizabeth was not made a party. The action by Merchants was against Irwin and the Wilsons. No judgment has ever been rendered against Elizabeth. As far as the record before us discloses, she has no obligation under the bond and there is no claim that she has. In order to prevail Wilsons must establish that Elizabeth pledged her homestead interest to pay off her husband's obligation. The bond application can have no such far reaching effect. At best, it might be held to make the homestead subject to payment of her indebtedness. But she has no indebtedness. We decline to say that the alleged waiver subjects the homestead to execution for debts other than her own. Having judicially determined only Irwin's liability, Wilsons cannot now summarily appropriate Elizabeth's property to satisfy that judgment. It is unnecessary to consider whether there has been a waiver of Elizabeth's homestead rights because her property, whether a homestead or not, is not subject to execution for Irwin's debts. We hold the trial court was right in so ruling, although our reasons differ somewhat from those expressed in the order.