Opinion ID: 4013480
Heading Depth: 1
Heading Rank: 2

Heading: review of the district court’s order

Text: Satisfied this case is properly before the Court, we now turn to the merits of the appeal. After reviewing the record, the parties’ briefs, and applicable law, we affirm and adopt the district court’s well-reasoned opinion granting summary judgment in favor of Accretive Health, filed November 24, 2015. The debt at issue was not in default at the time Accretive Health obtained the debt, and thus, the FDCPA does not govern Accretive Health’s letter to Church. AFFIRMED. 2 In Spokeo, the Court stated that a Plaintiff “cannot satisfy the demands of Article III by alleging a bare procedural violation.” Spokeo, 136 S. Ct. at 1550. This statement is inapplicable to the allegations at hand, because Church has not alleged a procedural violation. Rather, Congress provided Church with a substantive right to receive certain disclosures and Church has alleged that Accretive Health violated that substantive right. 3 The Court limits this discussion to injury-in-fact’s “concrete” requirement because this is the only aspect of standing that Accretive Health has challenged. As the Court must, we have independently analyzed all other elements of standing and have concluded this case is properly before the Court. 10