Opinion ID: 1710535
Heading Depth: 1
Heading Rank: 1

Heading: Can this action be brought in this state against this insurer under these circumstances?

Text: By statute in this state, an insurer is a proper party defendant in an action brought in Wisconsin on account of any claim against the insured in an action for damages caused by negligence. [2] Under a prior holding of this court, an action can be maintained against the insurer alone, even if the insured is not served and does not appear in the action. [3] Where the accident occurred in Wisconsin, an action against the insurer can be brought in this state regardless of where the policy is issued. Where the policy was issued and delivered in Wisconsin, an action against the insurer can be brought in this state regardless of where the accident occurred. It is only where the policy was issued or delivered outside of this state and the accident occurred outside of this state that the right to an action against the insurer is by statute denied. [4] Since the policy in the case now before us was issued and delivered in the state of Wisconsin, the action against the insurer can be brought in this state regardless of whether or not the defendant insured is or no longer is a resident of this state.