Opinion ID: 1448289
Heading Depth: 1
Heading Rank: 8

Heading: Occurrence within the NPIC Policy Period

Text: Although the fire began during the coverage period, NPIC contends that questions of fact exist as to the date of the occurrence and whether the claim falls within NPIC's coverage (January 1, 1991, to January 1, 1992, 12:01 a.m.). According to NPIC, issues of fact as to damages arise because goods were allowed to move in and out of the facility during 1992 before the embargo was imposed on January 9, 1992. Plaintiffs respond that NPIC failed to contest the coverage period in the district court and consequently the issue is not properly before us on appeal. We agree. The In re Conservatorship of Marcotte, 243 Kan. 190, 196, 756 P.2d 1091 (1988), exceptions are not applicable. NPIC concedes that it did not argue the occurrence issue in the summary judgment motions, but claims the issue was raised in Hasty's February 16, 1994, letter and in NPIC's declaratory judgment petition. NPIC's unverified amended petition filed in Johnson County in March 1994 alleged: [S]ome of the claims against the defendants, Americold Corporation and Americold Services Corporation, by the defendants, [listing names], arose from events and occurrences after 12:01 a.m. on January 1, 1992, and therefore, Exhibit A [the NPIC policy] provides no coverage to Americold Corporation and/or Americold Services Corporation for any claims against them for damaged property as the result of pollution, including but not limited to pollution by smoke, vapor, soot, fumes and other irritants and contaminants as specifically set forth in the pollution exclusion of Exhibit A, which is incorporated, verbatim, by reference. Although that allegation mentions events and occurrences after the 1991 coverage period, no specific events or occurrences are alleged. NPIC's declaratory judgment action was dismissed several months before the summary judgment motions in this case were heard and decided. The occurrence issue is not properly before us.