Opinion ID: 2411574
Heading Depth: 1
Heading Rank: 4

Heading: Option to reject.

Text: Any person may reject the limitation of his tort rights and liabilities on a written form prescribed by the Department of Insurance. The natural parent or official guardian may exercise this option for a person under legal disability, but in no event is the person under disability deemed to have accepted the limitation until the expiration of six months from the time the no-fault law would otherwise have become applicable to him. [24] Once filed, a rejection is good for five years from date of its execution but may be revoked at any time. [25] The owner or operator of a motorcycle may separately reject for that particular vehicle, while otherwise accepting the benefits and limitations of the no-fault law. [26] A person involved in an accident who does not have BRB insurance but does have the required amount of tort liability coverage (KRS 304.39-110) is deemed to have rejected limitation of his tort rights and liabilities for that particular accident. [27] Provision is made for notice and explanation of the rejection option to all holders of automobile insurance. [28]