Opinion ID: 1799264
Heading Depth: 1
Heading Rank: 1

Heading: Regular Use.

Text: The policy in question excludes coverage in the event that Frederick Karstedt's car was furnished for the regular use of his father, the named insured in the Iowa National insurance policy. Before Frederick left on his service hitch he told his father to Keep the gas tank filled so moisture wouldn't get in it and to occasionally run it on the road. The father also understood these to be his instructions. It cannot be said that a direction to occasionally run a car is equivalent to permission to use the car regularly. Nor did Theodore Karstedt carry out his son's wishes in such a way as to regularly use the car. Between February 23 and April 2, 1961, he started the automobile at most once a week and drove it on either one or two occasions. The trial court found that: The use of the car was very sporadic and definitely restricted. [3] Our conclusion is that the trial court's finding that there was no regular use of Frederick's car by the father must be affirmed.