Opinion ID: 1756154
Heading Depth: 1
Heading Rank: 4

Heading: Does the holding of this Court in Harthcock v. State Farm Mutual Automobile Insurance Co., supra , require a reversal of the trial court?

Text: Insured relies to a considerable extent on the Harthcock case. In that case there were two policies issued to different people, and the question of the application of the Limits Of Liability clause was not involved. One of the important questions decided in Harthcock was whether the Other Insurance clause of State Farm's policy relieved the insurer from liability. The Court held that the mandatory coverage required by the statute could not be cut down or diminished by the Other Insurance clause. The fact that the Other Insurance clause is invalid is no authority for the proposition that the Limits of Liability clause is invalid. Morrison Assurance Co. v. Polak, supra .