Opinion ID: 2302385
Heading Depth: 1
Heading Rank: 1

Heading: standard of review

Text: Whether a contract is ambiguous is a question of law. Bliss Mine Road Condominium Association v. Nationwide Property and Casualty Insurance Co., 11 A.3d 1078, 1083 (R.I.2010) (citing Young v. Warwick Rollermagic Skating Center, Inc., 973 A.2d 553, 558 (R.I.2009)); Gorman v. Gorman, 883 A.2d 732, 738 n. 8 (R.I.2005). A trial court's ruling concerning ambiguity is reviewed by this Court on a de novo basis. Id. (citing Young, 973 A.2d at 558). If an ambiguity is found, it is strictly construed in favor of the insured. See id. at 1085 (citing Aetna Casualty & Surety Co. v. Sullivan, 633 A.2d 684, 686 (R.I.1993); Bartlett v. Amica Mutual Insurance Co., 593 A.2d 45, 47 (R.I.1991)).