Opinion ID: 2383823
Heading Depth: 1
Heading Rank: 1

Heading: facts

Text: [¶ 3] Gregory's twenty-one-year-old daughter, Brandy, died in an automobile accident. Both the vehicle in which Brandy was a passenger and the driver of the other vehicle were uninsured. Gregory is a named insured on an automobile insurance policy issued by Norfolk. He filed a claim with Norfolk for all damages he was legally entitled to recover due to the death of Brandy. Norfolk denied Gregory's claims, citing language in his policy that limited uninsured motorist recovery to injuries sustained by insured persons, or family members within the policy's definition. The policy defines family members as persons related by blood, marriage, or adoption, who reside with the insured. Thus, because Brandy did not reside with Gregory, she was not a named insured under his policy. Gregory sought a declaratory judgment that Norfolk was liable.