Opinion ID: 6498670
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Heading: introduction

Text: Jerry Miller and David Miller, doing business as Old Mill Bulk Foods (Old Mill), operated a deli/grocery store in a building it rented in Valentine, Nebraska, which was the covered premises. On July 2, 2018, a fire destroyed the - 943 - Nebraska Supreme Court Advance Sheets 311 Nebraska Reports NORTH STAR MUT. INS. CO. v. MILLER Cite as 311 Neb. 941 covered premises, and thereafter, Old Mill elected to renovate another building in which to relocate its business. Old Mill had an insurance policy through North Star Mutual Insurance Company (North Star) and sought $159,878.53, in addition to other reimbursements, under the policy’s “Extra Expense” provision. North Star denied coverage for the extra expenses and filed a declaratory judgment action to determine the parties’ rights and obligations under the policy. The district court granted summary judgment, denying the extra expenses, and Old Mill appealed. We affirm in part, vacate in part, and in part reverse and remand with directions.