Opinion ID: 690774
Heading Depth: 1
Heading Rank: 1

Heading: Residence for Insurance Purposes

Text: 4 The central issue in this case was whether John Becktold was a resident of his parents' household at the time of the accident, so that the insurance policy taken out by his father would cover him. Becktold worked at odd jobs in Billings, Montana, from 1982 until March 1989, when he took a seasonal job as an agricultural laborer at a ranch near Winnett, Montana, about 85 miles from Billings. In October 1989, while still working at the ranch, he had the accident which led to the Estate's $3.6 million state-court judgment against him. 5 It is undisputed that John Becktold's job at the ranch was seasonal and that he would have returned to Billings in October 1989 even if he had not had the accident. It is also undisputed that during the period March through October 1989, he was living at the ranch, did not commute from Billings, and rarely came to Billings. 6 It is also undisputed that while living in Billings before and after the job at the ranch, John Becktold stayed at a number of places, one being his parents' home. See RT 20-21 (admission by Estate). He consistently gave his parents' home as a mailing address. See RT 31 (admission by State Farm).