PATENT CLAIM ANALYSIS

Application Number: 16155737
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-02
Patent Classification: ["705", "071000"]

Abstract:
A computer-readable medium embodies a computer program for obtaining information for a payment transaction. The computer program comprises computer-readable program code for: generating a first message including an identifier and a request for the information, sending the first message via a first communication path, receiving a second message including the information and the identifier via a second path different from the first communication path, and processing the payment transaction using the information obtained in the second message.

Claim (Index 21):
The server data processing system of  claim 15 , wherein:\n the processor is configured to encrypt the authentication request before the communication interface transmits the authentication request to the mobile device, and the authentication confirmation received from the mobile device is encrypted.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 97.0
- Lexical Diversity: 2.12821
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13476886', '13476864', '14522283', '13089313', '14623338']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1054574145627776
- 35 USC 102 Novelty (BERT): 0.5118002610842644
- Combined Prediction Score: 0.1460916992149263
- Mean Citation Score: 213.384526
- Max Citation Score: 279.5315
- Similarity Product: 210.72171756726505

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test