PATENT CLAIM ANALYSIS

Application Number: 15991929
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "043000"]

Abstract:
Systems and methods are provided for facilitating alternative payment submissions. According to a one aspect, a selection by a purchaser of one or more items is received, one or more characteristics associated with the purchaser are processed to determine a reliability of the purchaser, and an option to provide payment for the one or more items by way of a first payment method in lieu of a second payment method is selectively provided to the purchaser based on the determined reliability, the second payment method corresponding to a payment method requiring the purchaser to provide banking information and the first payment method corresponding to a payment method not requiring the purchaser to provide banking information. Other embodiments of the various aspects include corresponding systems, apparatus, and computer program products.

Claim (Index 4):
The method of  claim 24 , further comprising:\n determining, by the processor executing code, an expediency with which a purchaser provides payment subsequent to the step of receiving the transaction notification.

Metadata:
- Claim Count in Document: 49.0
- Percentile: 93.0
- Lexical Diversity: 2.2623
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13767052', '12712990', '09939782', '13271284', '12641071']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1078441718096707
- 35 USC 102 Novelty (BERT): 0.559539702624156
- Combined Prediction Score: 0.1530137248911192
- Mean Citation Score: 228.33026400000003
- Max Citation Score: 401.62985
- Similarity Product: 296.9268443422764

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test