PATENT CLAIM ANALYSIS

Application Number: 15985815
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "042000"]

Abstract:
The present invention relates to a method for a secure transaction utilizing a portable radio communication device ( 10 ), wherein both parts in the secure transaction are protected against fraudulent actions, among other things by use of a common transaction identity on a predefined transaction server.

Claim (Index 7):
A method for a secure transaction utilizing a portable radio communication device, in which a first transaction software in which a transaction server is predefined has been installed, wherein as a part of the installation, a user of the portable radio communication device has been identified in a secure way and tied to said first transaction software in said portable radio communication device, whereby said first transaction software has also been connected to a user account for said predefined transaction server, the method comprising:\n initiating, by wireless encrypted communication, said portable radio communication device on said predefined transaction server, where said initiation puts the user, as a first transaction part, in an active transaction state on the predefined transaction server; initiating a transaction between the first transaction part and a second transaction part using a transaction identity; initiating the second transaction part, that uses a second transaction software operating independently of said first transaction software, on the predefined transaction server, thereby putting the second transaction part in an active transaction state on the predefined transaction server; sending information about the transaction connected to the transaction identity from the second transaction part to the predefined transaction server; verifying the transaction connected to the transaction identity at the first transaction part by entering a user verification in the first transaction software; sending, by wireless encrypted communication, the verification connected to the transaction identity from the first transaction part to the predefined transaction server; the predefined transaction server identifying the first and second transaction parts by the transaction identity, and checking that the first and second transaction parts are in the active transaction state; finalizing the transaction connected to the transaction identity based on the information about the transaction received by the predefined transaction server; and sending a transaction receipt of a finalized transaction connected to the transaction identity from the predefined transaction server to the first and second transaction parts.

Metadata:
- Claim Count in Document: 23.0
- Percentile: 93.0
- Lexical Diversity: 1.21951
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: True
- Related Applications: ['12742135', '15714474', '10269033', '13347495', '14882027']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0990063738361584
- 35 USC 102 Novelty (BERT): 0.4805254105921739
- Combined Prediction Score: 0.13715827751176
- Mean Citation Score: 176.51051
- Max Citation Score: 231.33517
- Similarity Product: 210.77363069825827

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test