PATENT CLAIM ANALYSIS

Application Number: 15868230
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-04
Patent Classification: ["726", "023000"]

Abstract:
Methods, computer-readable media, software, and apparatuses may assist a consumer in keeping track of a consumer's accounts in order to prevent unauthorized access or use of the consumers identified subscription and financial accounts. The discovered subscriptions and financial accounts may be displayed to the consumer along with recommendations and assistance for closing unused or unwanted financial accounts and subscriptions to prevent unauthorized access or use.

Claim (Index 8):
A method comprising:\n determining, for a plurality of items of email correspondence, a likelihood that each item of email correspondence represents a subscription of a consumer; based on the determined likelihood that each item of email correspondence represents a subscription of the consumer, generating a list of subscriptions associated with the consumer; recommending, based on security recommendations related to at least inactivity of accounts associated with the subscriptions in the list of subscriptions, closing the subscriptions and the accounts associated with the subscriptions; and initiating automatic closing of at least one of the subscriptions and the accounts associated with the subscriptions.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 86.0
- Lexical Diversity: 1.65116
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15331434', '15712315', '15150955', '15142997', '15457921']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.281515068504273
- 35 USC 102 Novelty (BERT): 0.5469927969502273
- Combined Prediction Score: 0.3080628413488684
- Mean Citation Score: 267.01921400000003
- Max Citation Score: 420.58972
- Similarity Product: 322.59565765307906

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test