PATENT CLAIM ANALYSIS

Application Number: 15879244
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-03
Patent Classification: ["705", "037000"]

Abstract:
The disclosure relates to structures and methods for securitization of tax-exempt bonds and loans by a non-municipal originator. The structures and methods are constructed in such a way to create tax-exempt status for the interest on newly-issued debt instruments, thereby enhancing the efficiency of prior financial structures and mechanisms. The methods involve an issuer authorized to issue tax-exempt bonds issuing debt instruments secured and paid by pooled tax-exempt bonds and/or loans purchased from a non-municipal entity. The issuer or another municipality retains an equity interest in the pooled bonds.

Claim (Index 22):
The system of  claim 21 , wherein the at least one computer processor is further configured to\n receive and store in the storage the identity of the STEMP series issued to each investor, and calculate, according to the hierarchy, a distribution of proceeds derived from the pooled bonds among the investors.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 86.0
- Lexical Diversity: 1.67857
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11888965', '11679607', '10112640', '10677172', '10990160']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1289981543702031
- 35 USC 102 Novelty (BERT): 0.5370568673510487
- Combined Prediction Score: 0.1698040256682876
- Mean Citation Score: 335.655552
- Max Citation Score: 364.98444
- Similarity Product: 247.25005093287703

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test