PATENT CLAIM ANALYSIS

Application Number: 16014454
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-12
Patent Classification: ["705", "041000"]

Abstract:
A method for providing a gift includes receiving gift information from a first computing device. The gift information includes a maximum gift amount, a gift recipient, and a gifter financial account and gift redemption information. The method includes generating a tokenized PAN associated with the gifter financial account, identifying a second computing device associated with the gift recipient, determining one or more gift redemption locations and receiving gift recipient location data. The method includes determining that the second computing device has entered a gift-eligible location based on the gift recipient location data and the one or more redemption locations and transmitting data indicative of a gift for display by the second computing device. The method further includes outputting an instruction to debit the gifter financial account with an amount of money in response to determining that a transaction has been executed using the tokenized PAN at the gift-eligible location.

Claim (Index 12):
A method for providing a customized location-activated gift, comprising:\n receiving, from a first computing device associated with a gifter, gift information comprising data indicative of a maximum gift amount, a gift recipient, a gifter financial account, and gift redemption information, wherein the gifter financial account is a financial account associated with the gifter; identifying, based on the gift recipient, a second computing device and a recipient financial account, the second computing device and the recipient financial account each being associated with the gift recipient; determining, based on the gift redemption information, one or more gift redemption locations; performing image recognition on the image to identify a visual landmark; determining, based on the identified visual landmark and the one or more gift redemption locations, that the second computing device has entered a gift-eligible location; transmitting, to the second computing device, data indicative of a gift for display by the second computing device; and responsive to detecting a transaction made at the gift-eligible location in association with the recipient financial account, outputting an instruction to initiate a transfer of an amount of money from the gifter financial account to the recipient financial account.

Metadata:
- Claim Count in Document: 12.0
- Percentile: 94.0
- Lexical Diversity: 2.46875
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16014403', '16014309', '16014523', '13791122', '13907871']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1272933898890845
- 35 USC 102 Novelty (BERT): 0.5540927284561775
- Combined Prediction Score: 0.1699733237457938
- Mean Citation Score: 332.25874
- Max Citation Score: 424.08224
- Similarity Product: 373.0113080837059

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test