PATENT CLAIM ANALYSIS

Application Number: 15968588
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-11
Patent Classification: ["705", "039000"]

Abstract:
The embodied invention is a system whereby healthcare funds (healthcare credits) are raised from a variety of sources and accumulated in a healthcare funding account specifically designated for an individual's healthcare expenses. A smart phone application is used to transfer financial support to the designated individual's funding account from other financial institutions (banking accounts). The donors to a specific funding account can be anyone or company who participates in the healthcare funding system. They can be individuals, groups, charities, merchants, employers, corporate sponsors, and trust funds. An individual health care funding account is set up by use of a website and a login account.

Claim (Index 1):
A method to provide personal healthcare funding through Internet donations from other individuals comprising:\n A) providing:\n 1) a private health care network accessible through said Internet, \n 2) a registration system for:\n 1. a plurality of donors, \n 2. a plurality of members, \n 3. a plurality of non-profit organizations, and \n 4. a plurality of healthcare providers, \n to access said private health care network through said Internet, \n \n 3) a fund account for each of:\n 1. said donors, \n 2. said member, \n 3. said non-profit organization, and \n 4. said healthcare provider, \n on said private health care network, \n \n 4) a member fund payout system* on said private health care network, \n 5) a private blockchain comprising:\n 1. a donor ledger, \n 2. a token ledger, and \n 3. a reconciliation engine, \n \n B) each donation by said donors is recorded in said donor ledger, C) a conversion of said each donation is made to cash tokens and recorded in said token ledger, D) said cash tokens are transferred between said fund accounts according to donation requirements,\n and \n E) wherein said private blockchain is monitored by a plurality of administrators, F) wherein said reconciliation engine is used by at least one administrator.

Metadata:
- Claim Count in Document: 23.0
- Percentile: 93.0
- Lexical Diversity: 1.65753
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['10445838', '14094525', '13326134', '12945569', '11231357']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.106697943847705
- 35 USC 102 Novelty (BERT): 0.484767392674647
- Combined Prediction Score: 0.1445048887303993
- Mean Citation Score: 182.265308
- Max Citation Score: 188.65533
- Similarity Product: 128.5422193329084

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test