PATENT CLAIM ANALYSIS

Application Number: 16006611
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2018-12
Patent Classification: ["705", "044000"]

Abstract:
An electronic system for splitting a transaction cost between multiple parties. The system comprises a processor configured to: receive transaction data from a payment card server, the transaction data relating to transactions performed using a payment card associated with a first user; on instruction by the first user, associate one or more other users with a group transaction identified from the transaction data along with an indication of a respective portion of the group transaction to be paid by each other user; transmit a payment authorization request to each other user for payment of the other user's respective portion of the group transaction; and upon authorization, receive confirmation of a transfer of funds equal to the other user's respective portion from a payment vehicle associated with the other user to a payment account associated with the first user.

Claim (Index 20):
A non-transitory computer-readable medium having stored thereon program instructions for causing at least one processor to perform the method according to  claim 12 .

Metadata:
- Claim Count in Document: 2.0
- Percentile: 94.0
- Lexical Diversity: 2.22388
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: True
- Related Applications: ['13649603', '12229547', '15042717', '15261093', '10269033']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1308912912834873
- 35 USC 102 Novelty (BERT): 0.5150463093740043
- Combined Prediction Score: 0.169306793092539
- Mean Citation Score: 251.641084
- Max Citation Score: 259.29416000000003
- Similarity Product: 144.64307510995866

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test