PATENT CLAIM ANALYSIS

Application Number: 16403400
Application Type: Utility
Filing Date: 2019-05
Publication Date: 2019-08
Patent Classification: ["705", "044000"]

Abstract:
An access management system includes a database configured to store access data including account identifiers and accessor identifiers, wherein the access data indicates particular accounts that have been accessed by particular accessors. The access management system also includes a computer system that receives a reservation request comprising an account identifier and an accessor identifier and determines whether the account identifier is included in the database. The computer system also determines, in response to the account identifier being present in the database, whether the access data correlates the account identifier to the accessor and authorizes the reservation of the one or more resources in the account by the accessor in response to the access data correlating the account identifier to the accessor.

Claim (Index 11):
The transaction processing system of  claim 9 , wherein the selected restriction template is for a merchant category, and the cumulative use of the identified credit card number includes all purchases using the identified credit card number from merchants in the merchant category.

Metadata:
- Claim Count in Document: 9.0
- Percentile: 100.0
- Lexical Diversity: 2.35185
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['12902399', '11005593', '13071158', '11285053', '15955065']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1354121314547042
- 35 USC 102 Novelty (BERT): 0.451579989236137
- Combined Prediction Score: 0.1670289172328475
- Mean Citation Score: 152.15506999999997
- Max Citation Score: 153.84787
- Similarity Product: 128.5104689955622

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test