PATENT CLAIM ANALYSIS

Application Number: 16137036
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-01
Patent Classification: ["705", "071000"]

Abstract:
A method of registering a membership for an electronic payment, a system for same, and an apparatus and a terminal thereof is provided. The apparatus may include: a payment method receiver configured to receive, from a terminal, payment method information; an one-time password (OTP) authentication key generator configured to generate an OTP authentication key using an external device based on the payment method information; a payment method registry configured to register the payment method information and transmit, to the terminal, the OTP authentication key; and a controller configured to control the payment method information to be inquired or changed in response to a request form the terminal.

Claim (Index 5):
The payment method registration apparatus of  claim 1 , wherein the apparatus further comprises:\n the payment company requestor configured to:\n inquire payment company information depending on the payment method information; and \n when the payment method included in the payment method information is phone bill information, transmit, to the terminal, phone bill registration request information corresponding to the inquired payment company information.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 97.0
- Lexical Diversity: 2.05085
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: True
- Related Applications: ['14007599', '14007540', '14007851', '12614227', '14917470']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1335546993542158
- 35 USC 102 Novelty (BERT): 0.5245983539584088
- Combined Prediction Score: 0.1726590648146351
- Mean Citation Score: 272.01009000000005
- Max Citation Score: 345.84634
- Similarity Product: 266.3021699406624

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test