PATENT CLAIM ANALYSIS

Application Number: 16101821
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-08
Patent Classification: ["726", "007000"]

Abstract:
A frictionless multi-factor authentication system and method (“FMFA system”) that facilitates verification of the identity of a website user, registrant or applicant. The FMFA system reduces or removes the burden on the user by eliminating the additional manual second step traditionally required by two-factor authentication methods, and replacing the second step with an automated authentication step based on the location of a mobile device that is associated with the user. The FMFA system may be utilized for authenticating users to access sensitive data on online accounts, applications and websites, download files, perform online transactions, store information through websites or data stores, or the like. The FMFA system allows registration information obtained from a previously-registered user to authenticate the user on subsequent visits or logins to the website.

Claim (Index 13):
A method of providing a user access to a secured online resource, the method performed by a computing system having a processor and a memory, the method comprising:\n authenticating a user based on a first factor of authentication; providing, to a server, an identifier corresponding to a verification device, and data relating to an access device being used to request access to the secured online resource; receiving, from the server, a response to a second factor of authentication that is based on location information corresponding to the verification device and the access device; allowing or denying the user access to the secured online resource based on the response to the second factor of authentication.

Metadata:
- Claim Count in Document: 36.0
- Percentile: 96.0
- Lexical Diversity: 1.71084
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13706261', '15167834', '13844417', '15056768', '15856467']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3038414525265435
- 35 USC 102 Novelty (BERT): 0.514782579102986
- Combined Prediction Score: 0.3249355651841877
- Mean Citation Score: 281.399264
- Max Citation Score: 330.742
- Similarity Product: 280.24855657887457

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test