PATENT CLAIM ANALYSIS

Application Number: 16103405
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-01
Patent Classification: ["726", "005000"]

Abstract:
Systems and methods are provided for enabling online entities to determine whether a user is truly the person who he says using a “two-factor” authentication technique and authenticating customer's identity utilizing a trusted authenticator.

Claim (Index 27):
The method of  claim 23 , wherein the user-authentication code is valid for authenticating the user at the time the user receives the user-authentication code.

Metadata:
- Claim Count in Document: 66.0
- Percentile: 96.0
- Lexical Diversity: 1.08571
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15614164', '15833909', '13633680', '11333400', '12609659']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3934081326410535
- 35 USC 102 Novelty (BERT): 0.566711958110103
- Combined Prediction Score: 0.4107385151879585
- Mean Citation Score: 367.801702
- Max Citation Score: 445.3419
- Similarity Product: 326.3843466686725

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test