PATENT CLAIM ANALYSIS

Application Number: 15933024
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2019-09
Patent Classification: ["705", "044000"]

Abstract:
A device may receive, from a user device, a multimedia file that is to be used to authenticate a transaction card. The multimedia file may include data identifying a face of a user, data identifying a transaction card identifier, and data identifying an authorized action. The device may determine whether to authenticate the transaction card by executing one or more authentication procedures. The device may execute a first authentication procedure to verify that the multimedia file includes the data identifying the face of the user, the data identifying the transaction card identifier, and the data identifying the authorized action. The device may determine whether to activate the transaction card based on whether the transaction card has been authenticated. The device may provide a notification to the user device indicating whether the transaction card has been activated based on whether the transaction card has been activated.

Claim (Index 12):
The device of  claim 8 , wherein the one or more processors, when determining whether to authenticate the transaction card by executing the one or more authentication procedures, are configured to:\n execute a second authentication procedure of the one or more authentication procedures, wherein the one or more processors, when executing the second authentication procedure, are configured to:\n compare the first set of data identifying the face of the user and historical object data identifying faces of users that have been used to authenticate other transaction cards, \n determine a number of times that the first set of data has been used to authenticate the other transaction cards based on comparing the first set of data and the historical object data, \n determine whether the number of times that the first set of data has been used to authenticate other transaction cards satisfies a threshold value,\n the threshold value being an indicator of a fraudulent attempt to activate the transaction card, and \n \n determine whether to authenticate the transaction card based on whether the number of times that the first set of data has been used to authenticate the other transaction cards satisfies the threshold value.

Metadata:
- Claim Count in Document: 4.0
- Percentile: 90.0
- Lexical Diversity: 2.85455
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['12433736', '15793667', '15394098', '11843598', '13646142']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1219179413953196
- 35 USC 102 Novelty (BERT): 0.4783343591678609
- Combined Prediction Score: 0.1575595831725738
- Mean Citation Score: 166.00099999999995
- Max Citation Score: 173.77097
- Similarity Product: 123.57250062889874

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test