PATENT CLAIM ANALYSIS

Application Number: 15960108
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-08
Patent Classification: ["705", "004000"]

Abstract:
A system and method for providing commoditized insurance products to at least one consumer is disclosed. The system includes a commoditized insurance product including an activation code and an insurance company that underwrites the commoditized insurance product and provides the commoditized insurance product to a retail outlet. Based on consumer purchase of the commoditized product at the retail outlet and initiation of an activation process, the insurance company receives an activation code associated with the commoditized insurance product and provides verification queries to the consumer, and based on positive responses to the queries activates the policy providing the selected insurance coverage for the consumer.

Claim (Index 37):
The computer readable medium of  claim 30  wherein the product identifies a type of insurance.

Metadata:
- Claim Count in Document: 56.0
- Percentile: 91.0
- Lexical Diversity: 2.13725
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13460281', '15595595', '13344820', '12822495', '13179349']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1290953477704336
- 35 USC 102 Novelty (BERT): 0.5412749605726943
- Combined Prediction Score: 0.1703133090506597
- Mean Citation Score: 268.293726
- Max Citation Score: 397.70154
- Similarity Product: 261.4231114688516

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test