PATENT CLAIM ANALYSIS

Application Number: 16183505
Application Type: Utility
Filing Date: 2018-11
Publication Date: 2019-03
Patent Classification: ["726", "028000"]

Abstract:
The present disclosure describes a computer-implemented platform for managing electronic endorsable instruments and electronic endorser verification information in order to validate endorser identity. A computer system receives an endorsable electronic instrument and a mobile phone number associated with a targeted potential endorser. The endorsable electronic instrument and a verification information request are sent to the mobile phone number by sending a link to a web-based application via SMS/MMS message. The endorsed electronic instrument and corresponding verification information are received and are associated to validate the endorsed instrument.

Claim (Index 5):
The computer system of  claim 1 , wherein the computer-executable instructions further configure the computer system to receive, from the endorsement requesting party, imagery data associated with the targeted endorser and to compare the imagery data received from the endorsement requesting party with the imagery data of the electronic verification information as received through the web-based application.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 98.0
- Lexical Diversity: 1.82
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15432530', '11958300', '14733754', '12950236', '12140369']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2540791518892831
- 35 USC 102 Novelty (BERT): 0.5699536777068971
- Combined Prediction Score: 0.2856666044710445
- Mean Citation Score: 243.83043800000004
- Max Citation Score: 456.36398
- Similarity Product: 362.3617996682728

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test