PATENT CLAIM ANALYSIS

Application Number: 15885970
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "380000"]

Abstract:
Provided is a method for digital currency transfers via a mobile and wearable device. The method may include receiving a transfer request with a transfer amount in digital currency and user identification data associated with the user, retrieving payment data of the user associated with the identification data, generating an optical code encoding the payment data and the transfer amount. The method may continue with providing the optical code on a screen of the mobile and wearable device. On scanning of the optical code, a transfer receiving request is created. The method may continue with receiving a transfer receiving request to perform a payment transaction associated with the user, accessing a user account maintained by a currency issuance unit, and transferring the transfer amount in the digital currency from the user account to a recipient account associated with the recipient identification data.

Claim (Index 30):
The method of  claim 29 , wherein the ZCU is a virtual currency, which is issued and controlled by developers of the virtual currency, and used and accepted among members of a virtual community;\n wherein the virtual currency is a digital representation of value which is accepted by natural or legal persons as a means of payment and suitable to be transferred, stored, and traded electronically; wherein the user of the ZCU provides at least one image, the at least one image being depicted on the virtual payment card, the at least one image including a face of the user, an image of a public figure, an image of a movie character, and other images with optical code including 1D, 2D and 3D zcode.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 88.0
- Lexical Diversity: 2.71429
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15486709', '15345003', '15040466', '14334992', '14458791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6486252856206592
- 35 USC 102 Novelty (BERT): 0.519903789584521
- Combined Prediction Score: 0.6357531360170454
- Mean Citation Score: 304.711358
- Max Citation Score: 363.80005
- Similarity Product: 238.06257452557384

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test