PATENT CLAIM ANALYSIS

Application Number: 15885970
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "380000"]

Abstract:
Provided is a method for digital currency transfers via a mobile and wearable device. The method may include receiving a transfer request with a transfer amount in digital currency and user identification data associated with the user, retrieving payment data of the user associated with the identification data, generating an optical code encoding the payment data and the transfer amount. The method may continue with providing the optical code on a screen of the mobile and wearable device. On scanning of the optical code, a transfer receiving request is created. The method may continue with receiving a transfer receiving request to perform a payment transaction associated with the user, accessing a user account maintained by a currency issuance unit, and transferring the transfer amount in the digital currency from the user account to a recipient account associated with the recipient identification data.

Claim (Index 29):
The method of  claim 28 , wherein the digital currency uses various time stamp schemes to avoid need for a trusted third party to timestamp transactions added to a ledger of the CBFC ledger;\n wherein cryptocurrency network of the digital currency is secured and brought in distributed consensus through requesting users to show ownership of a certain amount of the digital currency or running hashing algorithms to validate electronic transactions; wherein the cryptocurrency network is associated with at least one cryptocurrency account and at least banking account, the cryptocurrency network being configured to perform transaction between the at least banking account and the at least one cryptocurrency account, wherein services of cryptocurrency network are free; wherein the services are provided on a subscription basis and subscribers are identified with one or more of the following: an email address and a mobile phone number; wherein a mobile or wearable cryptocurrency wallet stores public and private keys or one or more digital currency addresses used to receive and spend the digital currency; wherein writing in a public ledger to spend the digital currency is performed a private key; wherein a public key enables to send the digital currency to a wallet; wherein the digital currency is pseudonymous, the digital currency being tied to one or more keys or digital currency addresses; wherein the owner of the digital currency is not identifiable, while the transactions are publicly available in the CBFC.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 88.0
- Lexical Diversity: 2.71429
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15486709', '15345003', '15040466', '14334992', '14458791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6485239048628172
- 35 USC 102 Novelty (BERT): 0.5198138991936591
- Combined Prediction Score: 0.6356529042959014
- Mean Citation Score: 304.711358
- Max Citation Score: 363.80005
- Similarity Product: 243.2609863113344

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test