PATENT CLAIM ANALYSIS

Application Number: 15976429
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["709", "203000"]

Abstract:
Embodiments of the invention are directed to ceasing the renewal of a virtual access device that is dormant. Some embodiments may receive a dormancy request from an authorization server, where the dormancy request includes information identifying a virtual access device. Embodiments may determine that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule. Certain embodiments may send a dormancy response to the authorization server indicating that the virtual access device is dormant. An authorization server may determine not to renew a virtual access device based at least upon the dormancy response. As such, the authorization server need not provision a mobile device with an updated virtual access device.

Claim (Index 31):
A method comprising:\n sending, by a server computer, a dormancy request to a transaction processing computer, the dormancy request including information identifying a virtual access device, wherein the transaction processing computer determines that the virtual access device is dormant based at least on previous transactions involving the virtual access device and at least one dormancy rule; and receiving, by a server computer, a dormancy response from the transaction processing computer indicating that the virtual access device is dormant.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 93.0
- Lexical Diversity: 2.24138
- Patent Class: 709.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15130854', '14966948', '14526306', '14707788', '15291777']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2767584562666274
- 35 USC 102 Novelty (BERT): 0.5602326683198464
- Combined Prediction Score: 0.3051058774719493
- Mean Citation Score: 230.147992
- Max Citation Score: 444.14658
- Similarity Product: 411.3797748759376

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test