PATENT CLAIM ANALYSIS

Application Number: 15982898
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["726", "007000"]

Abstract:
Illustrative methods, processes, and software remotely prove the identity of individuals fully compliant with identity proofing policies. The embodiments receive a request to verify an identity from an applicant device. The request includes an identification for an application to which access is desired. Then, the embodiments receive any combination of credit-based, clinical-based, and/or claims-based information corresponding to an applicant identified in the received request; send to the applicant device one or more queries related to the received combination according to one or more identity proofing requirements; receive, from the applicant device, one or more responses to the one or more queries where the one or more response comprise authentication information; determine a match between the authentication information and the received combination of any of credit-based, clinical-based, and claims-based information; and, based on the determination of the match, granting access to the desired application to the applicant device.

Claim (Index 3):
The method of  claim 1 , wherein granting to the applicant device access to the desired application further comprises:\n sending, by the processor, in response to determining the match an access token to the applicant device.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 93.0
- Lexical Diversity: 2.37143
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15629464', '14949395', '15345142', '14642092', '14933047']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3610064743061199
- 35 USC 102 Novelty (BERT): 0.5965816195501751
- Combined Prediction Score: 0.3845639888305254
- Mean Citation Score: 376.954882
- Max Citation Score: 509.4975
- Similarity Product: 482.8407104855776

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test