PATENT CLAIM ANALYSIS

Application Number: 15885970
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "380000"]

Abstract:
Provided is a method for digital currency transfers via a mobile and wearable device. The method may include receiving a transfer request with a transfer amount in digital currency and user identification data associated with the user, retrieving payment data of the user associated with the identification data, generating an optical code encoding the payment data and the transfer amount. The method may continue with providing the optical code on a screen of the mobile and wearable device. On scanning of the optical code, a transfer receiving request is created. The method may continue with receiving a transfer receiving request to perform a payment transaction associated with the user, accessing a user account maintained by a currency issuance unit, and transferring the transfer amount in the digital currency from the user account to a recipient account associated with the recipient identification data.

Claim (Index 21):
The method of  claim 10 , wherein the digital currency includes a virtual currency, a cryptocurrency, digital money, electronic money, electronic currency, and central bank issued digital base money, a money balance recorded electronically on a stored-value card, virtual payment card, or mobile and wearable devices, network money allowing transferring of value on computer networks, the computer networks including Internet;\n wherein the digital currency is a type of currency available in a digital form and absent in a physical form, the digital currency having properties similar to physical currencies and allowing for instantaneous transactions, borderless transfer-of-ownership, buying physical goods and services; wherein the digital currency is restricted for use in one or more communities, the one or more communities including an on-line game and a social network; wherein the digital currency includes one of the group: a centralized currency with money supply controlled by a central point of control and a decentralized currency with money supply coming from a plurality of sources in a global computer digital ledger.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 88.0
- Lexical Diversity: 2.71429
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15486709', '15345003', '15040466', '14334992', '14458791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6479248546878095
- 35 USC 102 Novelty (BERT): 0.5192827138453011
- Combined Prediction Score: 0.6350606406035587
- Mean Citation Score: 304.711358
- Max Citation Score: 363.80005
- Similarity Product: 273.9717163879872

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test