PATENT CLAIM ANALYSIS

Application Number: 15872683
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "044000"]

Abstract:
A method including: receiving, from a sender, a group message directed toward the transfer facilitator and a recipient; identifying the sender and a payment account associated with the sender; parsing the group message to identify contact information for the recipient and instructions for a transfer request; contacting, using a private message and the parsed contact information, the recipient with instructions for receiving a payment from the sender; receiving, from the recipient, payment reception information including at least one of a recipient account or a payment method; and initiating, in accordance with the instructions for the transfer request, a fund transfer from the sender to the recipient from the identified payment account associated with the sender and the received payment reception information.

Claim (Index 11):
The method of  claim 10 , wherein contacting the recipient with instructions for receiving a payment from the sender comprises:\n generating, in response to receiving the group message, a dynamic webpage with fields for receiving the payment reception information; and transmitting, within the private message, a link to the dynamic webpage.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 86.0
- Lexical Diversity: 2.77551
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11692708', '15209685', '13921787', '14312456', '13782587']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1492242061726633
- 35 USC 102 Novelty (BERT): 0.5053412761348223
- Combined Prediction Score: 0.1848359131688792
- Mean Citation Score: 262.563444
- Max Citation Score: 282.38098
- Similarity Product: 215.0387718285489

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test