PATENT CLAIM ANALYSIS

Application Number: 16212317
Application Type: Utility
Filing Date: 2018-12
Publication Date: 2019-04
Patent Classification: ["705", "044000"]

Abstract:
Exemplary embodiment of the present invention would provide systems, including Internet-based systems, and computer-implemented methods, for providing online Buyers and Sellers who physically transact an exchange of an item at a local meeting place, indicia of confirmation of the exchange on which to base a background online payment In particular, exemplary embodiments of the present invention would provide a way for Buyers and/or Sellers to input an identifier for online authentication to confirm that a physical exchange of an item sold had been transacted and that would accordingly provide an online system with a basis to charge the relevant Buyer's account for a sale amount and pay the Seller for the item sold.

Claim (Index 1):
An Internet-based computer system for confirming that a proposed sale transaction has been consummated, said Internet-based computer system including a payment processor comprising at least one computer device programmed to:\n receive buyer input of payment information and store said payment information; prior to a sale of an at least one item associated with an online store of a particular seller to a particular buyer, said at least one computer device programmed to receive a buyer request by said particular buyer transmitted by a buyer computer device for said particular buyer to be able to purchase at least one item featured for sale by said online store associated with said particular seller; in response to said buyer request, generate a combination of human-readable characters that correspond to a transaction-specific identifier; provide said human-readable characters to said buyer for a particular purchase transaction regarding at least one item to be sold by said particular seller; receive, from the buyer computer device, an identification of the combination of human-readable characters to verify acceptance by the buyer of the particular purchase transaction; said payment processor programmed to store in a computer-accessible memory a record comprising a relationship between said transaction-specific identifier, a buyer-specific identifier, and a seller-specific identifier; said payment processor programmed to receive, from a seller computer device associated with said online store, an identifier of the transaction, an identifier of the buyer, and an identifier of the seller; said payment processor further programmed to compare the identifier of the transaction, the identifier of the buyer and the identifier of the seller with said transaction-specific identifier, said buyer-specific identifier and said seller-specific identifier; and if said identifier of the transaction matches the transaction-specific identifier associated with the human readable characters received from the buyer, and said identifier of the buyer matches the buyer-specific identifier, and said identifier of the seller matches the seller-specific identifier, charging an account associated with the buyer for an amount associated with the proposed sale of the item.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 98.0
- Lexical Diversity: 1.73913
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13302684', '13586560', '13800774', '14965332', '15195768']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1736118170102228
- 35 USC 102 Novelty (BERT): 0.5792418242393034
- Combined Prediction Score: 0.2141748177331309
- Mean Citation Score: 463.2828579999999
- Max Citation Score: 485.9434
- Similarity Product: 449.5099606984853

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test