PATENT CLAIM ANALYSIS

Application Number: 15918763
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "042000"]

Abstract:
A distributed transaction system for enabling users to conduct transactions using services from third party service providers includes a central processing center with one or more communications interfaces to facilitate transactions initiated by users at a plurality of kiosks wherein each of the kiosks includes a user interface enabling a user to access a user selected service and a data store for storing configurations associated with services provided by the third party service providers, whereby a user interfaces with one or more of physical system resources of the kiosk to open a user identity session such that the kiosk is operative to facilitate at least one first user action with the physical resources to initiate a financial transaction and the central processing center is operative to execute at least a second action to facilitate the transaction and to communicate with a financial institution.

Claim (Index 9):
A distributed transaction system for enabling users to conduct transactions using services from third party service providers, the system including:\n a plurality of kiosks, each of the kiosks including:\n a processing platform; \n a plurality of associated physical resources including at least one user interface; \n each of the physical resources having associated therewith a corresponding physical resource interface; \n the processing platform interfacing with the physical resources to conduct a selected third party service provider transaction; \n a data store; and \n a communications interface; \n a central office processor, remote from the kiosks, including:\n one or more central office communications interfaces, the central office processor communicating with the kiosks and the third party service providers through the one or more central office communications interfaces; \n a central office database, the central office processor storing a plurality of scripts in the central office database, each of the plurality of scripts specific to a third party service provider, a third party service provider transaction and a set of physical resources designated by the third party service provider to initiate and complete the associated third party service provider transaction, the script facilitating the use of the physical resources by the processing platform in a third party service provider transaction between a user and a selected one of the service providers; \n the central office processor identifying a given third party service provider transaction, accessing at least a portion of the script associated with the given third party transaction, and selecting one or ones of the plurality of kiosks; \n the central office processor determining a set of kiosks, of the selected one or ones of the kiosks, having the designated physical resources and transmitting, in a push operation, to the set of kiosks, at least a portion of the script associated with the given third party service provider transaction, storing the at least a portion of the script associated with the given third party service provider transaction in the associated data store or stores and configuring, with the at least a portion of the script associated with the given third party service provider transaction, the set of kiosks for the given third party service provider transaction; \n the processing platform of a user determined one of the set of kiosks, initiated by the user, selecting from the data store, the stored portion of the script associated with the given third party service provider transaction and running the stored portion of the script associated with the given third party service provider transaction; and \n the central office processor running a remainder portion of the script associated with the given user selected third party service provider transaction in response to the user initiation thereof at the processing platform, and completing the given third party service provider transaction at the kiosk.

Metadata:
- Claim Count in Document: 3.0
- Percentile: 90.0
- Lexical Diversity: 2.04225
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['12684927', '12684928', '12684930', '13915387', '12684931']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1503351651176659
- 35 USC 102 Novelty (BERT): 0.560580157899094
- Combined Prediction Score: 0.1913596643958088
- Mean Citation Score: 352.78206400000005
- Max Citation Score: 442.04407
- Similarity Product: 390.59361665449137

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test