PATENT CLAIM ANALYSIS

Application Number: 16032303
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2020-01
Patent Classification: ["705", "067000"]

Abstract:
Systems and methods for authenticating transactions from a mobile device are described, including authenticating a user and a merchant location. A remote server receives an authentication request from a point-of-sale device, and requests that a user's mobile device use an associated camera to take a picture of the user at the merchant location. The remote server then processes the picture to determine the authenticity of the user and the location, and provides an authentication approval or denial to the point-of-sale device, instructing the point-of-sale device to execute, or not to execute, the transaction.

Claim (Index 21):
The method of  claim 1 , wherein the analyzing of the picture to determine the probability that the picture includes an image of at least a portion of the location is based on at least one of (i) a color of a wall, ceiling, or floor of the location, (ii) damaged portions of a wall, ceiling, or floor of the location, and (iii) a size ratio of a visible structure within the location.

Metadata:
- Claim Count in Document: 47.0
- Percentile: 95.0
- Lexical Diversity: 2.01961
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13433059', '13428431', '13889696', '14699767', '14970361']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1299473320048216
- 35 USC 102 Novelty (BERT): 0.5135773967539973
- Combined Prediction Score: 0.1683103384797392
- Mean Citation Score: 190.523008
- Max Citation Score: 201.4833
- Similarity Product: 99.71530774008038

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test