PATENT CLAIM ANALYSIS

Application Number: 15975394
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-11
Patent Classification: ["705", "044000"]

Abstract:
A device may receive, from a server device, a real-time notification indicating that a field of a user account is being modified. The field may include personal information of a user associated with the user account and/or information identifying authorized users of the user account. The device may receive, from a user device, a request associated with a high-risk transaction involving the user account. The device may determine a risk score indicating a likelihood of the high-risk transaction being performed by an unauthorized user. The device may selectively identify an authentication procedure, of a group of authentication procedures, based on the risk score. The device may provide authentication instructions for the authentication procedure to the user device to allow the user device to perform the authentication procedure.

Claim (Index 5):
The non-transitory computer-readable medium of  claim 1 , wherein the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:\n receive an indication that the user device did not successfully complete the authentication procedure; select a new authentication procedure, of the group of authentication procedures, based on receiving the indication that the user device did not successfully perform the authentication procedure,\n wherein the new authentication procedure is able to determine whether the user is an authorized user by requesting a biometric identification of the user; \n provide new authentication instructions for the new authentication procedure to the user device to allow the user device to perform the new authentication procedure; receive an indication that the user device did not successfully complete the new authentication procedure; and provide, to a device associated with a law enforcement agency, an authentication report describing information associated with the authentication procedure and the new authentication procedure,\n wherein the authentication report includes at least one of:\n information indicating why the authentication procedure and the new authentication procedure did not succeed, \n information identifying the user device, or \n information identifying a location of the user device.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 93.0
- Lexical Diversity: 2.4386
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13731935', '14188009', '14092252', '14672419', '14640701']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1171366930298552
- 35 USC 102 Novelty (BERT): 0.4970414588621314
- Combined Prediction Score: 0.1551271696130828
- Mean Citation Score: 182.250022
- Max Citation Score: 188.23708
- Similarity Product: 115.03216543245316

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test