PATENT CLAIM ANALYSIS

Application Number: 15917893
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "007290"]

Abstract:
A method for determining merchant availability is provided. The method includes storing in an electronic storage device a database of merchant transactions; accessing information in the database concerning the transactions, including time of the transactions and locations for merchants participating in the transactions, and assembling the information to provide locations where a merchant is currently available for conducting business. A computer readable non-transitory storage medium storing instructions of a computer program, which when executed by a computer system, results in performance of steps of the method.

Claim (Index 1):
A system for determining merchant availability, comprising:\n an electronic storage device having\n a transaction database, wherein the electronic storage device receives and stores, in the transaction database: (a) merchant data of a merchant conducting the credit, debit, or payment card transaction and (b) raw transaction data for a credit, debit, or payment card transaction, wherein the raw transaction data includes (i) time and date data, (ii) price data, and (iii) credit, debit, or payment card transaction data including personally identifying confidential information of credit, debit, or payment card users, and the merchant data includes (i) geographical location data of the merchant; and \n a filtered transaction database comprising filtered transaction data; \n an Internet accessible website access interface configured to provide website access to the filtered transaction database; and \n a processor communicatively coupled to the electronic storage device, wherein the processor is configured to: filter the raw transaction data to remove personally identifying confidential information of credit, debit, or payment card users, thus yielding the filtered transaction data, store the filtered transaction data in the filtered transaction database, determine that at least one merchant is open for business from the filtered data and the merchant data within a time of a request received via the website access interface from an internet connected device of a person, wherein the request includes the time of the request and a location of the person, and provide the internet connected device of the person with an indicator of one or more locations of the at least one merchant that is presently open for business that meets the request.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 90.0
- Lexical Diversity: 1.70909
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13538305', '13537737', '13564321', '14446762', '12390003']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.112478464145788
- 35 USC 102 Novelty (BERT): 0.5638671894673476
- Combined Prediction Score: 0.157617336677944
- Mean Citation Score: 340.7775460000001
- Max Citation Score: 437.76785
- Similarity Product: 388.431967603758

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test