PATENT CLAIM ANALYSIS

Application Number: 15982594
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "030000"]

Abstract:
A method of managing an electric lockbox, such as to reduce processing times associated with remittance processing, may include receiving, by one or more computing devices at a financial institution, a batch file and/or one or more physical remittances at lockbox associated with a payee, the batch file and any physical remittances comprising information associated with a plurality of financial transactions between one or more payors and the payee. The one or more computing devices may then determine whether at least a portion of the information corresponds to a payee preference. A report may be communicated to the payee, the report including a record of the plurality of financial transactions as a set of documents corresponding to the payee preference. In some cases, the report may include at least a portion of the remittance information associated with the plurality of financial transactions deposited into an account associated with the payee.

Claim (Index 3):
The method of  claim 1 , wherein the payee preference comprises a desired sequence of documents associated with each of the plurality of financial transactions.

Metadata:
- Claim Count in Document: 24.0
- Percentile: 93.0
- Lexical Diversity: 2.36765
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14458928', '12720987', '13452378', '12130586', '10424812']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1163769128769963
- 35 USC 102 Novelty (BERT): 0.5918416133798473
- Combined Prediction Score: 0.1639233829272814
- Mean Citation Score: 334.0469060000001
- Max Citation Score: 605.567
- Similarity Product: 388.9946360704303

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test