PATENT CLAIM ANALYSIS

Application Number: 16159356
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-04
Patent Classification: ["705", "071000"]

Abstract:
The present systems and methods generally relate to parsing encrypted transaction information received from a point of interaction device via a third party entity. Using a unique logic process, the present systems and methods can parse both encrypted and decrypted transaction information, such that the transaction information may be processed for payment authorization. For example, in certain embodiments, the present systems and methods receive a payload (and potentially other information), parse the payload into discrete data components, transmit one or more of the discrete data components to a decryption service, receive decrypted transaction information from the decryption service, and parse the decrypted transaction information into useful components such that payment may be authorized.

Claim (Index 1):
A system for decrypting payloads, the system comprising a computer server comprising at least one processor configured for:\n receiving a payload originating from a point of interaction device and partner authentication information from a partner; authenticating the partner via the partner authentication information; parsing the payload into a first set of one or more discrete portions including:\n a device serial number; \n a key sequence number; \n a cbc vector; and \n at least one encrypted portion; \n transmitting the at least one encrypted portion of the first set to a decryption service, the decryption service for decrypting the at least one encrypted portion; receiving decrypted credit card information derived from the at least one encrypted portion from the decryption service; parsing the decrypted credit card information into a second set of one or more discrete portions including:\n a credit card number; \n an expiration date; and \n a CVV code; and \n transmitting, to the partner, at least the second set.

Metadata:
- Claim Count in Document: 2.0
- Percentile: 97.0
- Lexical Diversity: 1.93846
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15386730', '15218341', '15597402', '14663238', '15253352']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1147426071262187
- 35 USC 102 Novelty (BERT): 0.4923155581138255
- Combined Prediction Score: 0.1524999022249794
- Mean Citation Score: 251.488244
- Max Citation Score: 254.43141
- Similarity Product: 220.2956681733513

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test