PATENT CLAIM ANALYSIS

Application Number: 16155335
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-06
Patent Classification: ["705", "004000"]

Abstract:
An apparatus, system and method of dynamic insurance coverage in accordance with a cloud-based business valuation. The apparatus, system and method may include monitoring the business value substantially continuously; communicatively connecting an output of said monitoring to a remote input of an insurance system; assessing, by the insurance system based in part on the business valuation, of an under-writeable band of at least insurance needs; offering insurance at a discount from the under-writeable band; automatically adjusting the insurance and underlying premium pricing based upon variations in at least the business value up to the under-writeable band; and substantially continuously performing the automatically adjusting.

Claim (Index 1):
A method of dynamic insurance coverage in accordance with a cloud-based business valuation, comprising:\n monitoring the business value substantially continuously; communicatively connecting an output of said monitoring to a remote input of an insurance system; assessing, by the insurance system based in part on the business valuation, of an under-writeable band of at least insurance needs; offering insurance at a discount from the under-writeable band; automatically adjusting the insurance and underlying premium pricing based upon variations in at least the business value up to the under-writeable band; and substantially continuously performing the automatically adjusting.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 97.0
- Lexical Diversity: 2.0
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13308659', '13310025', '14737187', '13313632', '13314674']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0805657605994286
- 35 USC 102 Novelty (BERT): 0.4867723772602975
- Combined Prediction Score: 0.1211864222655155
- Mean Citation Score: 122.83882680000002
- Max Citation Score: 123.373344
- Similarity Product: 77.1637863275528

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test