PATENT CLAIM ANALYSIS

Application Number: 16135099
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-03
Patent Classification: ["705", "004000"]

Abstract:
A method and system for handling data field tasks, the system comprising a database containing records and data fields associated with real estate ownership expense insurance policies that reimburses for increases in property ownership expenses including increases in maintenance fees and assessments from non-covered losses, an underwriting server communicatively coupled to one or more client devices and data sources over a communications network, the underwriting server comprising a processor that configures processes to the data sources and generates data source connections to receive information from the data sources, and a scheduler that allocates threads within the processes to at least one of the data fields associated with premium for coverage, expenses, and reimbursement of the real estate ownership expense insurance policies, and assigns the threads to tasks for performing operations on the at least one of the data fields based on the information from the data sources.

Claim (Index 30):
Non-transitory computer-readable media comprising program code that when executed by a programmable processor causes execution of a method for handling data field tasks, the computer-readable media comprising:\n computer program code for configuring processes to data sources over a communications network; computer program code for generating data source connections to electronically receive information from the data sources, the data sources including one or more data servers; computer program code for aggregating electronic content that is associated with real estate ownership expenses from the one or more data servers; computer program code for analyzing the electronic content to determine trends, risk, and behaviors; computer program code for generating quotes for real estate ownership expense insurance policies that reimburse for increases in property ownership expenses based on the analysis of the electronic content, computer program code for allocating, in an operating system, threads within the processes to at least one data field in a memory location; computer program code for scheduling the threads to retrieve the information from the data sources; and computer program code for assigning the threads to tasks for performing operations on the at least one data fields based on the information from the data sources, wherein at least one of the threads performs an operation on the at least one of the data fields using the analysis of the electronic content.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 97.0
- Lexical Diversity: 2.01299
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14923663', '09947897', '10198911', '09785254', '10714925']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.088585856801912
- 35 USC 102 Novelty (BERT): 0.5941151658669198
- Combined Prediction Score: 0.1391387877084128
- Mean Citation Score: 265.65315400000003
- Max Citation Score: 534.17017
- Similarity Product: 426.60690137968834

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test