PATENT CLAIM ANALYSIS

Application Number: 16291630
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-10
Patent Classification: ["705", "014330"]

Abstract:
A mobile rewards real-time redemption system allows members of programs to use a mobile rewards redemption application via their mobile device to redeem currency or points. A ‘ghost’ credit/debit vehicle (account) is used to redeem the rewards currency or points. The ghost card completes the financial transaction which is, from the perspective of a redemption retailer, a conventional card transaction.

Claim (Index 8):
The system of  claim 4  wherein the system is in communication with the user through a mobile application residing on the user's mobile device.

Metadata:
- Claim Count in Document: 23.0
- Percentile: 99.0
- Lexical Diversity: 1.56818
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14058666', '13356506', '14523185', '13442664', '13273109']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1352808929412392
- 35 USC 102 Novelty (BERT): 0.5207987063101261
- Combined Prediction Score: 0.1738326742781279
- Mean Citation Score: 219.964126
- Max Citation Score: 304.18634
- Similarity Product: 173.33700431082605

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test