PATENT CLAIM ANALYSIS

Application Number: 15937377
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2019-10
Patent Classification: ["705", "044000"]

Abstract:
A method comprises receiving, by a provider computing system from a customer computing system, a transaction request for processing a transaction. The transaction includes a transaction information. The provider computing system determines that the transaction information is complete transaction information. The provider computing system determines a transaction history associated with a party to the transaction request. A portion of the transaction history is not accessible by the customer computing system. The provider computing system determines a possible instance of fraud based on the transaction history and the complete transaction information. The provider computing system generates a UAR. Furthermore, the provider computing system populates a blank field of the UAR, based on the analysis of the transaction history with the complete transaction information. The provider computing system transmits to the customer computing system, a fraud alert which is displayed on a personnel device of a customer personnel associated with the customer.

Claim (Index 16):
A provider computing system, comprising:\n a network interface structured to facilitate data communication via a network; a memory; and a processing circuit comprising a processor, the processing circuit configured to:\n receive, from a customer computing system, a transaction request for processing a transaction, the transaction including a transaction information; \n determine, using information stored in a transaction database, that the transaction information is incomplete; \n automatically insert, using information stored in the transaction database, additional information into the transaction information so as to generate a complete transaction information; \n determine a possible instance of fraud in the transaction from a transaction history associated with the transaction, and the complete transaction information; \n stop the transaction; and \n transmit, to the customer computing system, a fraud alert, the fraud alert being displayed at least on a personnel device of a customer personnel associated with the customer computing system.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.09434
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13188130', '13188125', '13188128', '13340291', '13843359']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1107843453936273
- 35 USC 102 Novelty (BERT): 0.4936174634755377
- Combined Prediction Score: 0.1490676572018183
- Mean Citation Score: 204.415004
- Max Citation Score: 217.90489
- Similarity Product: 145.43499731259345

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test