PATENT CLAIM ANALYSIS

Application Number: 15877669
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-07
Patent Classification: ["705", "03600T"]

Abstract:
A self-taxing device allows a consumer/payer/donor to allocate a small percentage or the like of each purchase to be added savings and/or donated to charity of the consumer's choice. In operation, the consumer will preauthorize withdrawals from their checking/working account which are based upon purchases made from their credit, debit, checking or savings account(s). These small amounts are held in a bucket/sweep account until a threshold in time or currency is reached, then a transfer is made to the charity or to savings. The consumer may also choose to participate in a social media platform which may automatically or manually post messages regarding donations to the charity or other benchmarks.

Claim (Index 6):
The method of self-taxing of  claim 1 , wherein the sweep account is set up using one member selected from the group consisting of: the self-taxing bank institution, such payer's bank, a fourth bank institution affiliated with the self-taking bank institution, and combinations thereof.

Metadata:
- Claim Count in Document: 29.0
- Percentile: 86.0
- Lexical Diversity: 1.58442
- Patent Class: 705.0
- Transitional Phrase Type: closed
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['12185718', '10145636', '13507387', '11428874', '12515813']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1613070471207564
- 35 USC 102 Novelty (BERT): 0.5032317913658675
- Combined Prediction Score: 0.1954995215452675
- Mean Citation Score: 262.73976400000004
- Max Citation Score: 276.40994
- Similarity Product: 194.53224762202385

Labels:
- Claim Label 101: 0
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test