PATENT CLAIM ANALYSIS

Application Number: 15957040
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-12
Patent Classification: ["235", "492000"]

Abstract:
Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.

Claim (Index 20):
An electronic purchasing instrument comprising:\n a first organic light emitting diode (\u201cOLED\u201d) display forming one or more pixels, the OLED display having a thickness that is not greater than 0.25 mm and having a surface area that is at least 90% of 85.60 mm.times.53.98 mm; a wireless communication circuit having a thickness that is not greater than 0.8 mm; a processing circuit comprising a non-transitory memory and a processor, the processing circuit having a thickness that is not greater than 0.25 mm and the non-transitory memory having a first copy of sensitive data stored thereon; a battery for powering the first OLED display, the wireless communication circuit and the processing circuit, the battery having a thickness that is not greater than 0.5 mm; a magnetic stripe having a second copy of the sensitive data stored on the non-transitory memory, the magnetic stripe being readable by an electronic purchasing instrument reader; and a second OLED display forming one or more pixels, the second OLED display having a thickness that is not greater than 0.25 mm and having a surface area that is at least 90% of 85.60 mm.times.53.98 mm; wherein: the processing circuit is configured draw power from the battery, control illumination of the first OLED display and control release of the first copy of the sensitive data via the wireless communication circuit; when the second copy of the sensitive data stored on the magnetic stripe is being read by the electronic purchasing instrument reader, the electronic purchasing instrument reader charges the battery; and the first OLED display, the second OLED display, the processor circuit, the battery, the magnetic stripe and the wireless communication circuit are arranged such that a total thickness of the electronic purchasing instrument is less than or equal to 0.8 mm.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 91.0
- Lexical Diversity: 2.06579
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15497030', '15187931', '15188642', '15178643', '15251017']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6653460129901634
- 35 USC 102 Novelty (BERT): 0.5413864712635978
- Combined Prediction Score: 0.6529500588175068
- Mean Citation Score: 378.27879
- Max Citation Score: 423.69772
- Similarity Product: 377.696715628252

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test