PATENT CLAIM ANALYSIS

Application Number: 16021961
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2020-01
Patent Classification: ["705", "075000"]

Abstract:
Embodiments disclosed herein generally relate to a system and method for obfuscating personal identification information. A computing system receives, from a remote computing system associated with a third party merchant, user credentials. The computing system parses the user credentials to extract an account number and a verification address. The computing system identifies a user account associated with the extracted account number. The computing system identifies that the verification address is different from a billing address in the user account. The computing system determines that a decoy billing address exists for the user. The computing system determines that the received billing address matches the decoy billing address for the user. The computing system verifies the transaction with the third party merchant by transmitting a verification message to the remote computing system, without revealing the stored billing address in the user account.

Claim (Index 4):
The method of  claim 1 , further comprising:\n receiving, by the computing system, from a client device of the user, a request to change the decoy billing address; receiving, by the computing system from the client device of the user, an updated decoy billing address; and updating, by the computing system, the user account with the updated decoy billing address.

Metadata:
- Claim Count in Document: 33.0
- Percentile: 94.0
- Lexical Diversity: 2.60345
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15978389', '09713506', '11933602', '15616509', '10711613']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1822114441305623
- 35 USC 102 Novelty (BERT): 0.4933055722915987
- Combined Prediction Score: 0.2133208569466659
- Mean Citation Score: 239.651054
- Max Citation Score: 242.37123
- Similarity Product: 156.97266696093502

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test