PATENT CLAIM ANALYSIS

Application Number: 16204394
Application Type: Utility
Filing Date: 2018-11
Publication Date: 2019-03
Patent Classification: ["705", "033000"]

Abstract:
Automated provisioning, according to one example embodiment, enables a mutual customer to establish an intelligent and automated connection between an accounting software system and their financial institution. For example, this might be achieved by allowing a financial institution customer to make feeds from their bank accounts available to the accounting software system within financial internet software (e.g., hosted and operated by the customer's financial institution). Once a customer selects the bank account(s) they want to share with the accounting software system, they are passed along to the accounting software system to link the selected bank account with an account they have set up in the accounting software system.

Claim (Index 16):
A non-transitory machine-readable storage medium storing instructions thereon which, when executed by one or more processors of an accounting system, cause the accounting system to perform operations comprising:\n receiving, from a financial system, an authorization to link a financial account at the financial system with a business account at the accounting system; verifying that the financial system supports a third-party payment service for the financial account; submitting, to the third-party payment service, a batch of payments drawn on the financial account; receiving, from the financial system, a confirmation that all payments in the batch completed successfully; and updating, in response to the confirmation, accounting data of the business account to show that the payments in the batch were made.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 98.0
- Lexical Diversity: 1.87692
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14832357', '14494476', '13773855', '12831301', '12233417']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1080692067600822
- 35 USC 102 Novelty (BERT): 0.5216266646770013
- Combined Prediction Score: 0.1494249525517741
- Mean Citation Score: 250.209416
- Max Citation Score: 340.824
- Similarity Product: 260.5219263696671

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test