PATENT CLAIM ANALYSIS

Application Number: 16103405
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-01
Patent Classification: ["726", "005000"]

Abstract:
Systems and methods are provided for enabling online entities to determine whether a user is truly the person who he says using a “two-factor” authentication technique and authenticating customer's identity utilizing a trusted authenticator.

Claim (Index 9):
The system of  claim 8 , wherein determining whether the user-authentication code received in the authentication request is valid comprises:\n determining whether the user-authentication request is the first use of the user-authentication code to authenticate the user; and determining whether a time of the first use is within the predetermined time.

Metadata:
- Claim Count in Document: 66.0
- Percentile: 96.0
- Lexical Diversity: 1.08571
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15614164', '15833909', '13633680', '11333400', '12609659']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3912388699220971
- 35 USC 102 Novelty (BERT): 0.5712037512243705
- Combined Prediction Score: 0.4092353580523245
- Mean Citation Score: 367.801702
- Max Citation Score: 445.3419
- Similarity Product: 362.1295220309258

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test