PATENT CLAIM ANALYSIS

Application Number: 15913667
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-11
Patent Classification: ["705", "03600R"]

Abstract:
A method performed by one or more processing devices, via one or more networks, for the proactive, without initiation by an owner of a first retirement account, and automatic portability of the first retirement account, comprising: automatically searching databases or sending search requests to one or more record-keepers for a second retirement account owned by the owner; and sending a negative consent notification having a date to the owner of the first retirement account; wherein the negative consent notification advises the owner that unless the owner provides other instructions within a time period from the date, the first retirement account shall be rolled over, in-whole or in-part, into the second retirement account or vice versa.

Claim (Index 33):
The method of  claim 25 , wherein each of the respective first retirement accounts is a non-SHIRA-eligible account and each of the respective second retirement accounts is a non-SHIRA-eligible account.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 90.0
- Lexical Diversity: 1.92424
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13543239', '14095556', '11928826', '13585541', '12056958']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1282315218022074
- 35 USC 102 Novelty (BERT): 0.5488883373582162
- Combined Prediction Score: 0.1702972033578083
- Mean Citation Score: 287.501604
- Max Citation Score: 447.01413
- Similarity Product: 277.126141874984

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test