PATENT CLAIM ANALYSIS

Application Number: 15732807
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-10
Patent Classification: ["715", "221000"]

Abstract:
The present invention, EscrowTab mobile application system and method comprises automating, reviewing, executing, and transmitting documents used in real estate financial transactions by providing document data visualization on a mobile device allowing for review and execution of financial closing documents, such as promissory notes, deeds of trust and financial documents on a mobile device such as a tablet and relaying these documents to and from the originating financial institution, via means of the internet or dedicated communications media.

Claim (Index 10):
An EscrowTab system and method to create real estate contractual documents in electronic format and transmit these documents to a mobile device for review, for execution by digital signature, for notarization by a notary, and for transmitting executed and notarized documents to a lending institution comprising the steps of:\n i. Creating an MISMO compliant document as a PDF electronic document; ii. Securely sending said PDF electronic document to a Title Company; iii. Securely sending said PDF electronic document to a mobile device for borrower review and execution by digital signature on said mobile device; iv. Providing a notary seal on said PDF electronic document for digital signature by a notary; and v. Securely sending said PDF electronic document to a lending institution.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 86.0
- Lexical Diversity: 1.48276
- Patent Class: 715.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['11037505', '13419539', '13892284', '12911471', '14330607']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3560730979456174
- 35 USC 102 Novelty (BERT): 0.4985192324968154
- Combined Prediction Score: 0.3703177114007372
- Mean Citation Score: 271.381388
- Max Citation Score: 275.8875
- Similarity Product: 199.5481406316161

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test