PATENT CLAIM ANALYSIS

Application Number: 15911486
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "026100"]

Abstract:
A system for providing a vehicle purchasing tool is disclosed. The system may include one or more memory devices storing software instructions. The system may also include one or more processors configured to execute the software instructions to receive a pre-qualification application, the pre-qualification application including customer-identifying information, access a vehicle inventory associated with a dealership, and identify vehicle information associated with at least one vehicle for sale at the dealership based on the pre-qualification application. The one or more processors may be further configured to execute the instructions to determine a pre-qualified offer based at least on the customer-identifying information and the vehicle information, the pre-qualified offer including a first loan term, and provide the pre-qualified offer and the vehicle information to a client device for display as part of the pre-qualified offer in conjunction with the vehicle information.

Claim (Index 21):
A system comprising a user device:\n the user device comprising:\n one or more memory units for storing instructions; and \n one or more processors configured to execute the stored instructions to perform operations comprising:\n receiving inventory information relating to a dealership inventory from a financial service system; \n receiving a pre-qualification application from the financial service system; \n receiving user input to complete the pre-qualification application, the user input comprising customer information identifying a customer and a selection of vehicles from the dealership inventory; \n sending the completed pre-qualification application to the financial service system; \n receiving a pre-qualified offer from the financial services system based on the completed pre-qualification application, the pre-qualified offer corresponding to a selected vehicle and comprising a loan term; and \n generating an interface to display the pre-qualified offer.

Metadata:
- Claim Count in Document: 56.0
- Percentile: 90.0
- Lexical Diversity: 2.32812
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14599127', '15861829', '12518879', '10654091', '15826956']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1658764759334104
- 35 USC 102 Novelty (BERT): 0.4983361680685685
- Combined Prediction Score: 0.1991224451469262
- Mean Citation Score: 268.457852
- Max Citation Score: 290.5138
- Similarity Product: 229.1141343706131

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test