PATENT CLAIM ANALYSIS

Application Number: 16152938
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-02
Patent Classification: ["704", "273000"]

Abstract:
Embodiments of the invention are directed to systems and methods for biometrics transaction processing. A location of a device associated with a user may be determined. A reference to a biometric data model associated with the user stored within a database may be retrieved, based at least in part on the location. Biometric data may be received from the user. Using the reference, the biometric data may be compared to the biometric data model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.

Claim (Index 1):
A method for authenticating a user for a transaction, comprising:\n transmitting, by a communication device associated with the user and to a server computer, a communication indicative of the user entering a location within a virtual perimeter, wherein in response to receiving the communication, the server computer retrieves a reference for accessing a biometric data model associated with the user and stored in a database before the transaction is initiated by the user; receiving, at the communication device, biometric data from the user to initiate the transaction after the biometric data model has been retrieved; and transmitting, by the communication device and to the server computer, the received biometric data, wherein the server computer uses the reference to access the biometric data model stored in the database, and wherein the server computer compares the received biometric data to the biometric data model to determine whether the user is authenticated for the transaction, wherein the biometric data model is accessed before receiving the biometric data from the user and before the transaction is initiated.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 97.0
- Lexical Diversity: 2.0
- Patent Class: 704.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15615558', '14304681', '13899496', '14970361', '14167793']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.238449738660294
- 35 USC 102 Novelty (BERT): 0.484325452316781
- Combined Prediction Score: 0.2630373100259427
- Mean Citation Score: 210.49733800000004
- Max Citation Score: 240.46616
- Similarity Product: 212.37072332987785

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test