PATENT CLAIM ANALYSIS

Application Number: 16132160
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-01
Patent Classification: ["705", "035000"]

Abstract:
In one embodiment, a method includes receiving a request for payment associated with a transaction between a first user and a second user, where the request specifies a payment amount in a fiat currency and identifying an indication that the first user intends to satisfy the request for payment using a non-fiat instrument. The method also includes initiating a first transfer of a value corresponding to the payment amount in the non-fiat instrument from a first balance of the first user to one or more service balances of a payment service and initiating a second transfer of a value corresponding to the payment amount in the fiat currency from the one or more service balances of the payment service to a second balance of the second user.

Claim (Index 11):
The method of  claim 10 , further comprising:\n sending, to a computing device associated with the second user, a report associated with the transaction, wherein the report specifies the first identifier and an amount paid as the value in the fiat currency without disclosing that the payment was made in the cryptocurrency.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 97.0
- Lexical Diversity: 2.62
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16011559', '16011556', '15713322', '15720878', '15812886']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1480980274940049
- 35 USC 102 Novelty (BERT): 0.5578689739547408
- Combined Prediction Score: 0.1890751221400785
- Mean Citation Score: 398.202854
- Max Citation Score: 473.36575
- Similarity Product: 341.7457799137682

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test