PATENT CLAIM ANALYSIS

Application Number: 16119623
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-01
Patent Classification: ["705", "065000"]

Abstract:
A method for verifying transactions is discussed. The method includes receiving a transaction request for performing a transaction between a user account and a merchant account. The method includes determining, based on authentication of the user account, a common identifier associated with the user account, the common identifier indicating the user account being authorized for use at a plurality of merchant accounts including the merchant account. The method includes determining a payment token for performing the transaction, the determining the payment token based on the common identifier and a user associated with the user account. The method also includes providing the payment token for completing the transaction.

Claim (Index 18):
The non-transitory machine-readable medium of  claim 16 , wherein said determining the common identifier comprises, responsive to determining that the common identifier has not been previously generated for the user account, generating the common identifier for association with the user account and with the plurality of merchant accounts.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 96.0
- Lexical Diversity: 2.63636
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14597072', '15814994', '16052354', '15794594', '13358339']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1228371610378704
- 35 USC 102 Novelty (BERT): 0.5010987047585729
- Combined Prediction Score: 0.1606633154099406
- Mean Citation Score: 235.386076
- Max Citation Score: 252.63962
- Similarity Product: 191.94027305134773

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test