PATENT CLAIM ANALYSIS

Application Number: 15877358
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["235", "384000"]

Abstract:
A user captures an image of a payment card via a user computing device camera. An optical character recognition system receives the payment card image from the user computing device. The system performs optical character recognition and visual object recognition algorithms on the payment card image to extract text and visual objects from the payment card image, which are used by the system to identify a payment card type. The system may categorize the payment card as a credit card or a non-credit card. In an example embodiment, the system determines that the payment card type is a credit card and transmits fee structure to the user. The user selects a second payment card for use in the transaction and the transaction is processed using financial account information associated with the second payment card.

Claim (Index 31):
The computer program product of  claim 28 , further comprising computer-executable program instructions to retrieve, for each of the extracted one or more visual features from the second image, a text description corresponding to the extracted one or more visual features.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 86.0
- Lexical Diversity: 2.08824
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14551991', '14551883', '15139295', '14525152', '15457946']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6221141222778138
- 35 USC 102 Novelty (BERT): 0.5210959563823474
- Combined Prediction Score: 0.6120123056882671
- Mean Citation Score: 315.6459220000001
- Max Citation Score: 380.07077
- Similarity Product: 233.68412843059417

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test