PATENT CLAIM ANALYSIS

Application Number: 15980175
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-11
Patent Classification: ["705", "044000"]

Abstract:
A device receives, from a user device, a request to generate a verification code for a transaction associated with a user of the user device, and receives user profile information associated with a transaction card to be used for the transaction. The device generates a random verification code for the transaction based on the request and the user profile information, and authenticates the random verification code, based on the user profile information, to generate an authenticated random verification code. The device provides the authenticated random verification code to the user device, and receives transaction information, including the authenticated random verification code, from a merchant device associated with the transaction. The device validates the transaction based on the transaction information, and provides, to the merchant device associated with the transaction, information indicating that the transaction is validated.

Claim (Index 21):
A method comprising:\n receiving, by a transaction device and from a user device, a request to generate a verification code for a transaction associated with a user of the user device; receiving, by the transaction device, user profile information associated with a transaction card to be used for the transaction; generating, by the transaction device and using a random number generator, a random verification code for the transaction based on the request and the user profile information; authenticating, by the transaction device and based on the user profile information, the random verification code, to generate an authenticated random verification code; updating, by the transaction device, a dynamically updatable record associated with an account of the user to associate the authenticated random verification code with the account; providing, by the transaction device, the authenticated random verification code to the user device; receiving, by the transaction device, transaction information, including the authenticated random verification code, from a merchant device associated with the transaction; validating, by the transaction device, the transaction based on the authenticated random verification code and the updated record; and providing, by the transaction device and to the merchant device associated with the transaction, information indicating that the transaction is validated.

Metadata:
- Claim Count in Document: 17.0
- Percentile: 93.0
- Lexical Diversity: 3.70732
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13428124', '13901881', '12348134', '09915271', '13184080']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0963777490252839
- 35 USC 102 Novelty (BERT): 0.492698855692873
- Combined Prediction Score: 0.1360098596920428
- Mean Citation Score: 205.722492
- Max Citation Score: 210.12816
- Similarity Product: 149.9268477571106

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test