PATENT CLAIM ANALYSIS

Application Number: 16008861
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-01
Patent Classification: ["705", "037000"]

Abstract:
In various embodiments, processes, methods, tools, strategies, and techniques are provided for linking an investment card to an investment card account including one or more securities or other assets. At least one value associated with the investment card can be linked to the value of a security within the investment card account. The investment card can be employed in a variety of transactions, such as purchase transactions involving products or services.

Claim (Index 124):
The improved electronic card payment system of  claim 123 , wherein the performance metric is a volatility metric of the financial securities.

Metadata:
- Claim Count in Document: 27.0
- Percentile: 94.0
- Lexical Diversity: 1.56863
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13248037', '14186283', '14714684', '10619304', '11461951']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1076885719688436
- 35 USC 102 Novelty (BERT): 0.5131667227752705
- Combined Prediction Score: 0.1482363870494863
- Mean Citation Score: 209.310874
- Max Citation Score: 213.55223
- Similarity Product: 121.21257921970007

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test