PATENT CLAIM ANALYSIS

Application Number: 15925330
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "03600R"]

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.

Claim (Index 12):
The computer program product of  claim 9 , wherein the non-transitory computer-readable storage medium further has computer-executable instructions to:\n receive, from network data feeds over the distributed network, market information related to an investment vehicle; receive from the financial management computing system, over the distributed network, investment information for each member of the social network group; determine based on the investment information that members of the social network group own shares in a stock; determine an investment strategy for members for the social network group related to the stock; and communicate to the personal computing device of the user, over the distributed network, a second message comprising the investment strategy to the user.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.14583
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14664667', '14664610', '14664473', '14664193', '11531989']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1684896144403451
- 35 USC 102 Novelty (BERT): 0.649160769186858
- Combined Prediction Score: 0.2165567299149964
- Mean Citation Score: 415.86078
- Max Citation Score: 563.8975
- Similarity Product: 472.5972941473128

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test