PATENT CLAIM ANALYSIS

Application Number: 15887464
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["705", "038000"]

Abstract:
An intermediary service provider is established to automatically request a corresponding security freeze at each of many redundant credit bureaus upon the enrollment of a particular consumer with the service provider. Each request of a security freeze to each credit bureau prompts that respective credit bureau to generate a unique identification code. Only the return of the correct respective unique identification code will enable the respective security freeze to be released. Accordingly, with the automated support of the service provider, the particular consumer seizes control of their security freeze credentials from each credit bureau before an identity thief can wreck havoc.

Claim (Index 21):
The Method of  claim 20 , further comprising:\n automatically requesting during the step of enrolling a security freeze of any individual credit bureau files for a single particular consumer that are redundantly then held by more than one main credit bureau.

Metadata:
- Claim Count in Document: 8.0
- Percentile: 88.0
- Lexical Diversity: 1.81356
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['11304835', '11304249', '15015407', '12541835', '12749605']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1394669603192517
- 35 USC 102 Novelty (BERT): 0.5179740270874096
- Combined Prediction Score: 0.1773176669960675
- Mean Citation Score: 272.69471
- Max Citation Score: 282.80103
- Similarity Product: 136.9842520601079

Labels:
- Claim Label 101: 0
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test