PATENT CLAIM ANALYSIS

Application Number: 15948087
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-08
Patent Classification: ["705", "035000"]

Abstract:
Systems and methods are disclosed for providing account balance notifications. The disclosed embodiments generally relate to using transmitters to activate a mobile application to request financial account information, such as an account balance, and display the requested information, via the mobile device, before the customer uses an automated teller machine (ATM) or conducts a transaction at a bank branch. In certain embodiments, the transmitters are low energy transmitters. Other aspects of the disclosed embodiments are described herein.

Claim (Index 40):
A non-transitory computer-readable medium that stores instructions for providing notifications in a mobile device that, when executed by at least one processor, cause the at least one processor to:\n transmit, by a transmitter, identification signal data comprising a universally unique identifier, a major identifier, and a minor identifier; receive, from the mobile device, a request for notification information when a provider application determines the identification signal data matches information in an identification database, wherein:\n the provider application is run on the mobile device, \n the request for notification is generated by the provider application, and \n the request notification comprising user preferences; \n determine a form of notification based on the user preferences, wherein the form of notification is at least one of a push notification, a text message, or an email; and transmit, to the mobile device, notification information in the determined form of notification to be displayed in the mobile device.

Metadata:
- Claim Count in Document: 38.0
- Percentile: 91.0
- Lexical Diversity: 1.51724
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14682053', '11534530', '14201736', '14680857', '13829961']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1094175720034588
- 35 USC 102 Novelty (BERT): 0.5247604123441312
- Combined Prediction Score: 0.1509518560375261
- Mean Citation Score: 217.35150400000003
- Max Citation Score: 340.4622
- Similarity Product: 237.8002776232481

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test