PATENT CLAIM ANALYSIS

Application Number: 15888284
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["705", "014170"]

Abstract:
Product offering systems are provided. Product offering systems may include sending an offer to a customer that possesses a mobile computing device and has agreed to receive offers for products via the mobile computing device. Agreeing to receive offers would result in the unique data about the customer being available to offer provider. Unique customer data may include data related to the customers wireless service provider or from a financial account in a financial institution, and collecting customer data about the customer, wherein the customer data comprises financial data and personal data. Product offering systems may further include registering a wireless computing device of the customer to able the device to receive the offer, and determining opportunities to send the offer to the customer by monitoring the customer and the customer data. Product offering systems may also include sending the offer to the customer's registered device based on the determination of opportunities.

Claim (Index 88):
The system of  claim 85  wherein the characteristic of the financial account is an available credit less than a predetermined amount.

Metadata:
- Claim Count in Document: 3.0
- Percentile: 88.0
- Lexical Diversity: 2.38235
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14298288', '11003367', '13113587', '09872447', '10699462']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1443692457354451
- 35 USC 102 Novelty (BERT): 0.5335625905411919
- Combined Prediction Score: 0.1832885802160198
- Mean Citation Score: 302.158066
- Max Citation Score: 378.15103
- Similarity Product: 261.9373403826261

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test