PATENT CLAIM ANALYSIS

Application Number: 15925153
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2019-09
Patent Classification: ["705", "040000"]

Abstract:
Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.

Claim (Index 5):
The payor transaction device of  claim 4 , wherein determining that the first payee spatial gesture complements the second payor spatial gesture further comprises determining that either the first payee spatial gesture and the second payor spatial gesture are identical within a first predetermined confidence level threshold or the first payee spatial gesture and the second payor spatial gesture are mirror images within a second predetermined confidence level threshold.

Metadata:
- Claim Count in Document: 12.0
- Percentile: 90.0
- Lexical Diversity: 2.42373
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14863603', '11109096', '15050963', '13089313', '09731536']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1580859489573314
- 35 USC 102 Novelty (BERT): 0.5205382668040672
- Combined Prediction Score: 0.194331180742005
- Mean Citation Score: 299.523708
- Max Citation Score: 305.00665
- Similarity Product: 169.3778638116419

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test