PATENT CLAIM ANALYSIS

Application Number: 16126596
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-03
Patent Classification: ["705", "035000"]

Abstract:
Systems and methods for permitting a buyer of a mobile home to apply for a mortgage by taking digital photographs of documents with his or her mobile device are disclosed. The borrower's mobile device may include subsystems for processing the image, optimizing it, and converting the image into a file type that may be acceptable by a lender. A loan facilitation platform performs additional processing to determine whether the document may be deemed acceptable by a lender. If so, the processed documents may be sent to a lender. The systems and method disclosed herein improve the mortgage application review and approval process and bring greater transparency to it.

Claim (Index 7):
The computing device of  claim 1 , wherein processing an image file on the borrower's mobile device comprises using a blur procedure to remove compression artifacts.

Metadata:
- Claim Count in Document: 23.0
- Percentile: 97.0
- Lexical Diversity: 1.64789
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14434456', '14666197', '11322734', '10884766', '11322934']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1377803503097043
- 35 USC 102 Novelty (BERT): 0.5158667215584092
- Combined Prediction Score: 0.1755889874345748
- Mean Citation Score: 250.430784
- Max Citation Score: 266.4163
- Similarity Product: 146.70361255479455

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test