PATENT CLAIM ANALYSIS

Application Number: 15952659
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-08
Patent Classification: ["235", "383000"]

Abstract:
A “no-touch” mobile checkout experience frees consumers from the need to manually locate and activate a mobile payment application in order to complete a transaction. The consumer simply brings his mobile device within close range of an interface console, which in various embodiments prompts the device to launch an application that causes display of a payment token without user action. If the consumer's device is not NFC-capable, the interface console can read a displayed token optically in the usual fashion.

Claim (Index 9):
A wireless device comprising:\n a processor; a memory; a display; telecommunication circuitry for establishing, via the public telephone network, a channel for secure data exchange with a remote token-generating server; NFC circuitry for establishing NFC communications with an NFC-capable merchant checkout system; and a control application, executable by the processor and configured for: (i) causing storage, in the memory, of a token received from the token-generating server by the telecommunication circuitry; (ii) causing display of an action button on the display; (iii) causing the NFC circuitry to monitor for availability of NFC; (iv) where NFC availability is detected by the NFC circuitry, autonomously establishing an NFC communication channel, detecting an external request received via the NFC channel to display the stored token, and in response, causing the stored token to appear on the display without user action, and (v) where NFC availability is not detected by the NFC circuitry, causing the stored token to appear on the display only upon user selection of the displayed button.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 91.0
- Lexical Diversity: 1.41935
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13939434', '14283771', '15355351', '13960260', '13663561']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.5821037157959122
- 35 USC 102 Novelty (BERT): 0.5048919548724212
- Combined Prediction Score: 0.5743825397035631
- Mean Citation Score: 271.344766
- Max Citation Score: 320.9709
- Similarity Product: 284.01459085296386

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test