PATENT CLAIM ANALYSIS

Application Number: 16190851
Application Type: Utility
Filing Date: 2018-11
Publication Date: 2019-03
Patent Classification: ["705", "004000"]

Abstract:
Systems and methods are discussed for providing sensor enhanced safety, recovery, and activity evaluation systems. Sensors that monitor user activity and behavior are worn by a user and/or placed in the user environment. Data from the sensors are processed to obtain a safety, recovery, and/or activity evaluation. Based on the evaluation, recommendations or adjustments to the terms of an insurance policy covering the user, the user's employer, or a facility providing health care to the user to accurately reflect the risks associated with the user, employer, and/or facility. In embodiments, an alert may be generated when a failure to conform with activity guidelines is detected.

Claim (Index 1):
An activity evaluation system comprising:\n a communications device configured to receive (1) sensor data based on at least one sensor configured to monitor activity of an individual associated with and distinct from a covered entity, and (2) an activity evaluation for the individual; and a computer hardware server, operated by a risk management entity and in communication with the communications device, configured to adjust data corresponding to a parameter of a risk management policy covering the covered entity based on the sensor data and the activity evaluation, wherein the computer hardware server is configured to adjust the data corresponding to the parameter so as to provide an adjustment favorable to the covered entity responsive to the activity evaluation being indicative of desired activity by the individual; wherein the computer hardware server is further configured to:\n determine, based on the sensor data, whether the individual has conformed with activity guidelines applicable to the individual; and \n responsive to a negative determination that the individual has conformed with the activity guidelines, transmit an alert to a computing device of the covered entity.

Metadata:
- Claim Count in Document: 38.0
- Percentile: 98.0
- Lexical Diversity: 1.77941
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15018438', '14143941', '15393659', '12793350', '14860296']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.113944634793904
- 35 USC 102 Novelty (BERT): 0.5696912713362362
- Combined Prediction Score: 0.1595192984481372
- Mean Citation Score: 341.52365999999995
- Max Citation Score: 439.5074
- Similarity Product: 435.6080500135304

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test