PATENT CLAIM ANALYSIS

Application Number: 15933024
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2019-09
Patent Classification: ["705", "044000"]

Abstract:
A device may receive, from a user device, a multimedia file that is to be used to authenticate a transaction card. The multimedia file may include data identifying a face of a user, data identifying a transaction card identifier, and data identifying an authorized action. The device may determine whether to authenticate the transaction card by executing one or more authentication procedures. The device may execute a first authentication procedure to verify that the multimedia file includes the data identifying the face of the user, the data identifying the transaction card identifier, and the data identifying the authorized action. The device may determine whether to activate the transaction card based on whether the transaction card has been authenticated. The device may provide a notification to the user device indicating whether the transaction card has been activated based on whether the transaction card has been activated.

Claim (Index 1):
A method, comprising: sending, by a device and to a user device, activation instructions indicating how to activate a transaction card; receiving, by the device and from the user device, a multimedia file that is to be used to authenticate the transaction card,\n wherein the multimedia file is received as part of a procedure for activating the transaction card,\n the multimedia file including a video, \n \n wherein the multimedia file includes:\n a first set of data identifying a face of a user, \n a second set of data identifying a transaction card identifier, and \n a third set of data identifying an authorized action,\n the authorized action including at least one of:\n instructions for the user to speak a word or phrase during the video, or \n instructions for the user to make a particular movement or motion during the video, and \n \n \n \n wherein requirements associated with the first set of data, the second set of data, and the third set of data are set forth in the activation instructions; \n determining, by the device, whether to authenticate the transaction card by executing one or more authentication procedures that process the multimedia file,\n wherein the one or more authentication procedures include a first authentication procedure that is executed to verify that the multimedia file includes the requirements associated with the first set of data, the second set of data, and the third set of data; \n determining, by the device, whether to activate the transaction card based on whether the transaction card has been authenticated; and providing, by the device and to the user device, a notification indicating whether the transaction card has been activated based on whether the transaction card has been activated.

Metadata:
- Claim Count in Document: 4.0
- Percentile: 90.0
- Lexical Diversity: 2.85455
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['12433736', '15793667', '15394098', '11843598', '13646142']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.109689319942445
- 35 USC 102 Novelty (BERT): 0.4766571278126965
- Combined Prediction Score: 0.1463861007294702
- Mean Citation Score: 166.00099999999995
- Max Citation Score: 173.77097
- Similarity Product: 122.87567527070524

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test