PATENT CLAIM ANALYSIS

Application Number: 16395786
Application Type: Utility
Filing Date: 2019-04
Publication Date: 2019-08
Patent Classification: ["705", "021000"]

Abstract:
A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service. The platform is also configured to provide supplier response information received through the supply interfaces to the conduit interface.

Claim (Index 1):
A method for processing transactions involving prepaid services performed by a transaction processing platform having a processor and computer program code stored on a non-transitory computer readable memory which, when executed by the processor, causes the transaction processing platform to perform the method comprising:\n receiving from a client terminal operative for wireless communication, via an interface of the transaction processing platform, a first type of prepaid product purchase request; contacting, subsequent to receiving the first type of prepaid product purchase request, a service provider of the first type of prepaid product purchase request; receiving in real-time, indication of purchase of the first type of prepaid product and a personal identification number associated with the prepaid product; and electronically distributing the first type of prepaid product to the client terminal, wherein the purchase request is received from the client terminal via electronic communication and the prepaid product is distributed via electronic communication to the client terminal.

Metadata:
- Claim Count in Document: 62.0
- Percentile: 100.0
- Lexical Diversity: 2.32836
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16376708', '12538083', '13619176', '11007662', '11851337']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1581127304163241
- 35 USC 102 Novelty (BERT): 0.6423155656903902
- Combined Prediction Score: 0.2065330139437307
- Mean Citation Score: 509.406978
- Max Citation Score: 551.60077
- Similarity Product: 539.2736690852862

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test