PATENT CLAIM ANALYSIS

Application Number: 16014120
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-03
Patent Classification: ["705", "038000"]

Abstract:
A system that automatically manages a collateral risk and a business performance of an entity is provided. The system generates a customizable database to store critical accounting and ancillary business information. The system automatically updates the customized database at predefined time periods based on new accounting and ancillary business information. The system automatically enables the customized database for scalable assessment of a collateral risk and a business performance of an entity. The system determines the collateral risk and business performance of an entity and provides the collateral risk, and business performance of the entity and an analytical summary of the accounting and the ancillary business information to a machine learning model. The system recommends actions to be performed to reduce the collateral risk and to improve the business performance based on the accounting and ancillary business information. The system enables a user to perform the actions to reduce the collateral risk and to improve the business performance of the entity.

Claim (Index 17):
The one or more non-transitory computer readable storage mediums storing one or more sequences of instructions of  claim 1 , wherein said updating of said database comprises\n obtaining current accounting period inventory analysis or a summary relevant to each account of said GL and loan ledger for a recent accounting period, wherein said inventory analysis or said summary relevant to each account of said GL comprises at least one of details of category, sub-category, a location or eligibility; summarizing current accounting period inventory analysis data comprising inventory ineligibles corresponding to at least one of said details of category, said sub-category, said location or said eligibility; reconciling current accounting period inventory with each of said loan ledger, each account of said GL and various inventory databases for said recent accounting period; and updating, using inventory analysis data, said database for evaluation, reconciliation and for generating customizable analytical reports.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 94.0
- Lexical Diversity: 2.94737
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['10329309', '12854402', '12534475', '12534545', '09391774']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1106173032850191
- 35 USC 102 Novelty (BERT): 0.531928430219038
- Combined Prediction Score: 0.152748415978421
- Mean Citation Score: 302.563298
- Max Citation Score: 348.4437
- Similarity Product: 220.1293862305284

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test