PATENT CLAIM ANALYSIS

Application Number: 15961160
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-08
Patent Classification: ["463", "025000"]

Abstract:
Systems and methods are provided for associating wagering accounts with each of a stored value account and a loyalty account. The stored value account can be associated with a prepaid card and can be useable over an open system bankcard network. The prepaid card can allow funds in the stored value account to be used at any location capable of accepting payment through the open system bankcard network such as gas stations, grocery stations, outlets, and restaurants. A player transfer funds, back and forth between the stored value account and the wagering account.

Claim (Index 1):
A system, comprising:\n a general purpose reloadable (GPR) prepaid card, wherein the GPR prepaid card is associated with a stored value account holding funds of a player, wherein the funds of the player are accessible through the use of GPR prepaid card at any merchant associated with an open system bankcard network affiliated with the GPR prepaid card; a loyalty card, wherein the loyalty card is associated with a casino loyalty account of the player; and one or more computing devices comprising instructions stored in memory which when executed by one or more processors of the one or more computing devices, cause the one or more computing devices to:\n associate the GPR prepaid card with the loyalty card; and \n subsequent to the player providing the loyalty card to a gaming machine and based on the association between the loyalty card and the GPR prepaid card, transferring funds, back and forth, in real-time, upon a player request, between the stored value account associated with the GPR prepaid card and a wagering account of the player, wherein funds of the wagering account are usable for wagering at the gaming machine.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 91.0
- Lexical Diversity: 1.74138
- Patent Class: 463.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15270116', '14033495', '14228363', '15695176', '14326527']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3844626872872973
- 35 USC 102 Novelty (BERT): 0.5018031239665176
- Combined Prediction Score: 0.3961967309552193
- Mean Citation Score: 333.199986
- Max Citation Score: 336.95782
- Similarity Product: 277.30405921058656

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test