PATENT CLAIM ANALYSIS

Application Number: 16030047
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2020-01
Patent Classification: ["705", "040000"]

Abstract:
Systems and methods are provided for group bill payment comprising creating a secure group bill payment account associated with a plurality of group members. The group bill payment account may be configured to receive information via a network from the plurality of group members; permit a group member to manage the group bill payment account following an authentication process; and transmit a group payment to a provider. Systems and methods may further comprise receiving instructions from a group member to create a rule for requesting payment, the bill being from a provider and associated with group members; receiving the bill issued by the provider; determining a charge based on the bill and the rule; sending a payment request based on the charge; receiving a deposit into the group bill payment account; transmitting a group payment; and sending a notification.

Claim (Index 10):
The system of  claim 1 , the operations further comprising receiving instructions to modify the rule for requesting payment from one of the group members.

Metadata:
- Claim Count in Document: 17.0
- Percentile: 95.0
- Lexical Diversity: 2.43548
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15387910', '10608548', '13213875', '14922643', '14089223']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1151373588723124
- 35 USC 102 Novelty (BERT): 0.4781909135825982
- Combined Prediction Score: 0.151442714343341
- Mean Citation Score: 194.741948
- Max Citation Score: 203.45155
- Similarity Product: 153.6613987373203

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test