PATENT CLAIM ANALYSIS

Application Number: 15882418
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-01
Patent Classification: ["705", "039000"]

Abstract:
A system for receiving a value on, or associated with, a consumer card or cellular telephone in lieu of actually receiving coin change from a particular sale of merchandise or services at a point of sale terminal or cash register. Instead of receiving an odd amount of coin change after a purchase, the read/write device can augment a total value either stored on the card or cellular telephone itself or in an account associated with the card or cellular telephone. A consumer can redeem value up to the amount on the card or cellular telephone at participating stores as if it were a gift card.

Claim (Index 1):
A system for collecting coin change from cash purchase transactions comprising:\n a point of sale system including a plurality of sales stations, each sales station having a least a processor, a display, a scanner and a keypad, the plurality of sales stations connected over a network to a central server, the central server constructed to access a database; a plurality of personal identification numbers (PINs), each PIN assigned to a customer and storable on a card or a handheld smart device; said plurality of PINs also stored in the database; a set of computer instructions running on the central server constructed to receive PINs from the sales stations or directly from the handheld smart device, and by accessing the database, to associate each PIN received with a particular account; wherein, upon completion of a cash purchase transaction at one of the sales stations, where change from the cash purchase transaction includes a dollar portion and a cents portion, and upon receipt of a particular PIN associated with the cash purchase transaction, the set of computer instructions being adapted to automatically deposit only the cents portion of the cash purchase transaction into the particular account associated with the particular PIN.

Metadata:
- Claim Count in Document: 62.0
- Percentile: 86.0
- Lexical Diversity: 1.91379
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13191722', '13955525', '13186260', '12554432', '10823850']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0992696115929263
- 35 USC 102 Novelty (BERT): 0.510168252701809
- Combined Prediction Score: 0.1403594757038146
- Mean Citation Score: 218.929234
- Max Citation Score: 311.68015
- Similarity Product: 251.94665754553384

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test