PATENT CLAIM ANALYSIS

Application Number: 15872369
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["455", "404100"]

Abstract:
A system  1000  enables an Emergency Claim Response Person (ERCP)  13  to remotely take control of an emergency situation via a live video link by directing an insured at the accident scene to take certain actions and acquire information and videos required for filing an insurance claim. The system  1000  includes an insured  1  using a smartphone  200  loaded with a proprietary App  211  that connects with the ECRP  13  at an emergency claim response unit (ECRU)  300  through a compatible video hosting server. The ECRP calms the insured  1  and instructs the insured  1  through the post-accident process. The ECRU  300  finds and requests the appropriate ambulance company, police and fire departments, when necessary. The ECRP  13  directs the insured  1  to video the accident scene, vehicle positions/orientation, and damage. The ECRU  300 /ECRP  13  also instruct the insured to provide the insured's smartphone  200  to others to acquire video statements.

Claim (Index 5):
A system  1000  which enables an Emergency claims Response Person (ECRP)  13  to take control of an accident situation by directing an insured  1  to stabilize the accident scene, and collect information and video feeds for filing an insurance claim comprising:\n a. a user's computing device  200  comprising:\n i. a camera  207  adapted to acquire video feeds as indicated by the ECRP  13 ; \n ii. input and output device (I/O)  205  having a microphone adapted to acquire audible sounds as indicated by the ECRP  13 ; \n iii. at least one communication program  210 ,  220  adapted to provide the audio and video to a remote server; \n iv. a positioning device  203  which can determine a location of the user's computing device  200 ; \n v. a control unit  201  adapted to run a predetermined application (App)  211  which contacts a remote server, and requests that a video conference immediately be set up with an emergency claim response person (ECRP)  13  of an emergency claim response unit (ECRU)  300 ; \n \n b. an Emergency claim Response Unit (ECRU)  300  comprising:\n i. a camera  207  adapted to acquire video feeds of an emergency claim response person (ECRP)  13 ; \n ii. input and output device (I/O)  305  [having a microphone] adapted to acquire audible sounds of the ECRP  13 , \n iii. at least one communication program  310  adapted to connect to the same video hosting server  7  that the user's computing device  200  can connect to, and provide the audio and video to a remote video hosting server  7 ; \n iv. pre-programmed device  309  having instructions for a post-accident process for handling an accident claim; \n v. a control device  301 , adapted to execute the instructions for the post-accident process and prompt the ECRP  13  to instruct the insured  1  through the post-accident process; \n \n c. a director  1500  adapted to:\n i. receive the request from the user's computing device  200  and facilitate connection with a video hosting server  7  which is compatible with the communication program  210  of the user's computing device  200 ; \n ii. determine a video hosting server which is compatible with insured's computing device  200 ; and \n iii. facilitate connection of the ERU  300  to the video hosting server  7  that the user's computing device  200  is connected to, and use a communication program  310  which is compatible to this video hosting server  7  thereby allowing the ECRP  13  to create a video link walk the insured  1  through the insurance claim process.

Metadata:
- Claim Count in Document: 21.0
- Percentile: 86.0
- Lexical Diversity: 1.81522
- Patent Class: 455.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14199829', '10214868', '12098667', '13009458', '14645260']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6497736652092483
- 35 USC 102 Novelty (BERT): 0.5063834407211584
- Combined Prediction Score: 0.6354346427604394
- Mean Citation Score: 204.062546
- Max Citation Score: 209.36215
- Similarity Product: 129.27958173185883

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test