PATENT CLAIM ANALYSIS

Application Number: 15916722
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "004000"]

Abstract:
A mobile insurance architecture includes a wireless communication interface that connects mobile client devices to wireless networks. An insurance server cluster that includes a group of independent network servers operates and appears to mobile client devices as if the group of independent network servers were a single computer server. An adaptive transmission controller communicates with the insurance server cluster and processes content in multiple mobile formats that may be optimized to the screen sizes of the mobile client devices. The insurance server cluster responds to native application clients resident to the mobile client devices. The native application clients contain code stored on a non-transitory media that render insurance quoting services, insurance claims services, on-line insurance policy services, usage based insurance services, mobile monitoring services, or insurance agency management services.

Claim (Index 123):
A method of electronically communicating with a plurality of mobile client devices, comprising:\n generating mobile content; processing the mobile content in multiple mobile versions optimized to screen sizes, display resolutions, operating systems, and the availability of plug-ins on the plurality mobile client devices; receiving user identifying information from the one or more of the mobile client devices in response to a request received by a native application resident to one or more mobile client devices; processing insurable property information generated by and remote from one or more of the mobile client devices, the insurable property information corresponding to an insurable property item; generating a response configured to the native application that renders insurance quoting services, insurance claims services, on-line insurance policy services, or usage based insurance services; and transmitting the response to the one or more of the mobile client devices optimized to the screen sizes, the display resolutions, the operating systems, and the availability of plug-ins on the one or more mobile client devices.

Metadata:
- Claim Count in Document: 83.0
- Percentile: 90.0
- Lexical Diversity: 1.90411
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13364953', '14627662', '14029424', '13419237', '15492450']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1147806393372439
- 35 USC 102 Novelty (BERT): 0.5066127310215572
- Combined Prediction Score: 0.1539638485056753
- Mean Citation Score: 239.941462
- Max Citation Score: 299.5863
- Similarity Product: 236.5176155531824

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test