PATENT CLAIM ANALYSIS

Application Number: 16370813
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-07
Patent Classification: ["705", "014270"]

Abstract:
An aggregating server obtains information about a method of payments by a customer and aggregate all instances of payment by that customer with respect to one or more merchants. That is, the server can associate various methods of payment at a merchant with the same customer (e.g. credit card information, information associated with a digital wallet application payment, device identifier along with geo-fence data, etc.) Thereafter, information at the server regarding frequency of visits, money spent, menu preferences, etc. can also be shared with the merchant in order to provide information for increasing customer satisfaction during further visits by the customer. Also, the server can determine whether the customer qualifies for a loyalty or discount programs based on past visits.

Claim (Index 6):
The method of  claim 1 , wherein the at least one incentive comprises at least one of purchase recommendations to make to the customer, discounts to apply to the current transaction, or loyalty programs to recommend to the customer.

Metadata:
- Claim Count in Document: 4.0
- Percentile: 99.0
- Lexical Diversity: 1.69136
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14230286', '14701402', '15391679', '15635330', '15843954']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1245809376020381
- 35 USC 102 Novelty (BERT): 0.5204784511519945
- Combined Prediction Score: 0.1641706889570337
- Mean Citation Score: 238.155638
- Max Citation Score: 335.95728
- Similarity Product: 274.1103775460816

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test