PATENT CLAIM ANALYSIS

Application Number: 16031826
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2018-11
Patent Classification: ["718", "101000"]

Abstract:
A computer-based method for throttling payment card transaction processing is provided. The method uses a computer device including a processor and a memory. The method includes identifying, in the memory, a first threshold level. The method also includes transmitting a first plurality of transaction requests to a sub-processing system. The method further includes computing, by the processor, an average response time of the sub-processing system for processing the first plurality of transaction requests. The method also includes receiving a second plurality of transaction requests. The method further includes identifying one or more of the second plurality of transaction requests as failure candidates based at least in part on the average response time and the first threshold level. The method also includes failing one or more of the failure candidates.

Claim (Index 43):
The computer-readable storage media of  claim 42 , wherein the computer-executable instructions further cause the processor to:\n determine that a second set of the second plurality of transaction requests requires biometric authentication by the sub-processing system; and determine the throttle level by which to reduce transmission of the second set of the second plurality of transaction requests to the sub-processing system based, at least in part, on the delta value.

Metadata:
- Claim Count in Document: 39.0
- Percentile: 95.0
- Lexical Diversity: 2.43103
- Patent Class: 718.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14231094', '15624558', '14720309', '14540495', '12748119']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.4704707893416989
- 35 USC 102 Novelty (BERT): 0.5681089386426075
- Combined Prediction Score: 0.4802346042717898
- Mean Citation Score: 236.045784
- Max Citation Score: 407.36957
- Similarity Product: 265.1709387258232

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test