PATENT CLAIM ANALYSIS

Application Number: 16015938
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-01
Patent Classification: ["705", "069000"]

Abstract:
Disclosed herein is a payment system using cryptocurrency exchanges. The payment system includes: a payment means of a user who holds cryptocurrency; and a cryptocurrency exchange server configured to operate in conjunction with a payment server, to, when a payment request is made by the payment means, check the payment server for a payment request amount and pay the payment request amount to a payment account of the payment means, to subtract cryptocurrency corresponding to the payment request amount from the cryptocurrency held by the user, and to prepay the payment request amount from a deposit of a deposit account before selling the subtracted cryptocurrency, pay the payment request amount from an amount obtained by selling the cryptocurrency subtracted upon the payment request, or calculate a total amount including the payment request amount and then pay the total amount in a lump on a preset date.

Claim (Index 1):
A payment system using cryptocurrency exchanges, the payment system comprising:\n a payment means of a user who holds cryptocurrency; and a cryptocurrency exchange server configured to operate in conjunction with a payment server, to, when a payment request is made by the payment means, check the payment server for a payment request amount and pay the payment request amount to a payment account of the payment means, to subtract cryptocurrency corresponding to the payment request amount from the cryptocurrency held by the user, and to prepay the payment request amount from a deposit of a deposit account before selling the subtracted cryptocurrency, pay the payment request amount from an amount obtained by selling the cryptocurrency subtracted upon the payment request, or calculate a total amount including the payment request amount and then pay the total amount in a lump on a preset date; wherein the cryptocurrency exchange server comprises: a payment request information checking unit configured to, when the payment request is made by the payment means, receive identification information of the payment means, information about the payment account, and information about the payment request amount from the payment server and identify the information; a cryptocurrency conversion unit configured to convert the payment request amount into cryptocurrency according to a market price of the cryptocurrency; a cryptocurrency subtraction unit configured to subtract the cryptocurrency, obtained via the cryptocurrency conversion unit, from the cryptocurrency held by the user; a first payment request amount payment unit configured to prepay the payment request amount into the payment account from the deposit of the deposit account before selling the cryptocurrency subtracted via the cryptocurrency subtraction unit; a second payment request amount payment unit configured to pay the payment request amount into the payment account from an amount obtained by selling the cryptocurrency subtracted upon the payment request; a third payment request amount payment unit configured to calculate a total amount including the payment request amount and accumulated for a predetermined period and then pay the total amount in a lump on a preset date; and a payment request amount settlement unit configured to sell the cryptocurrency, subtracted via the cryptocurrency subtraction unit, to a third party and deposit an amount, obtained by selling the cryptocurrency, into the deposit account.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 94.0
- Lexical Diversity: 2.61667
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: True
- Related Applications: ['15720878', '14306158', '15812886', '14305981', '14305916']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1218501748204157
- 35 USC 102 Novelty (BERT): 0.4898113682286966
- Combined Prediction Score: 0.1586462941612438
- Mean Citation Score: 254.695362
- Max Citation Score: 264.36276000000004
- Similarity Product: 222.3068688602472

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test