PATENT CLAIM ANALYSIS

Application Number: 16419148
Application Type: Utility
Filing Date: 2019-05
Publication Date: 2019-09
Patent Classification: ["235", "379000"]

Abstract:
A registered provider device encrypts provider input related to a transaction between the provider device and one of many registered user devices to create an encrypted one-time-use provider code (the encryption is performed using an encryption key produced, in part, using a uniquely sequenced number generated by a sequencer maintained by the provider device). Similarly, the user device encrypts user input to create an encrypted one-time-use user code using an encryption key produced, in part, using a uniquely sequenced number generated by a user sequencer maintained by the user device. The provider and user devices independently transmit their different encrypted one-time-use codes to an intermediate entity, which decrypts the encrypted codes. This decryption is performed using one-time-use encryption keys produced using sequencers maintained by the intermediate entity, and this decryption generates an authorization request. The intermediate entity obtains an authorization decision regarding the authorization request from the authorization entity.

Claim (Index 1):
A system comprising:\n an intermediate entity, a first app, and a second app, said first app, operating on a first device, is capable of encrypting first input related to a transaction between said first device and a second device to create an encrypted first one-time-use code using a first one-time-use encryption key, said second app, operating on said second device, is capable of encrypting second input related to said transaction to create an encrypted second one-time-use code using a second one-time-use encryption key, said first one-time-use encryption key and said second one-time-use encryption key are different from one another and are different for each different transaction, said first app is capable of causing said first device to provide said encrypted first one-time-use code as an encrypted first half of said transaction to said intermediate entity, and said second app is capable of causing said second device to provide said encrypted second one-time-use code as an encrypted second half of said transaction to said intermediate entity, said intermediate entity is capable of decrypting said encrypted second one-time-use code and is capable of decrypting said encrypted first one-time-use code to produce a single authorization request for said transaction, said intermediate entity is capable of obtaining an authorization decision regarding said single authorization request for said transaction from an authorization entity, and said intermediate entity is capable of outputting said authorization decision.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 100.0
- Lexical Diversity: 2.50769
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15381465', '15045936', '14539190', '14930023', '13564815']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6061704031647305
- 35 USC 102 Novelty (BERT): 0.5917722990986412
- Combined Prediction Score: 0.6047305927581215
- Mean Citation Score: 415.01524
- Max Citation Score: 524.91833
- Similarity Product: 482.7886775657164

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test