PATENT CLAIM ANALYSIS

Application Number: 15878571
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "039000"]

Abstract:
A method for facilitating a transaction with a one-time number includes: receiving a first transaction request, wherein the first transaction request includes a plurality of data elements including at least a first data element configured to store a zero transaction amount and a second data element configured to store a primary account number; parsing the primary account number stored in the second data element included in the received first transaction request; generating a one-time value, wherein the one-time value includes a predetermined number of digits and a subset of the predetermined number of digits is a reference to the processing server; storing a data entry comprised of at least the parsed primary account number and the generated one-time value; and transmitting the generated one-time value in response to the received first transaction request.

Claim (Index 10):
The system of  claim 9 , wherein\n the receiver of the processing server is further configured to receive a second transaction request, wherein the second transaction request includes a plurality of data elements including at least a first data element configured to store a non-zero transaction amount and a second data element storing the one-time value, the processing server is further configured to replace the one-time value stored in the second data element included in the received second transaction request with the primary account number, the transmitter of the processing server is further configured to electronically transmit the second transaction request to an issuing financial institution based on the primary account number after replacing of the one-time value, the receiver of the processing server is further configured to receive a transaction response from the issuing financial institution, and the transmitter of the processing server is further configured to forward the transaction response in response to the second transaction request.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 86.0
- Lexical Diversity: 2.47368
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15156659', '15793237', '13108328', '14802456', '14526306']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1483327201151033
- 35 USC 102 Novelty (BERT): 0.5030067295923926
- Combined Prediction Score: 0.1838001210628323
- Mean Citation Score: 257.158382
- Max Citation Score: 280.4481
- Similarity Product: 211.52008666028385

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test