PATENT CLAIM ANALYSIS

Application Number: 15749424
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-08
Patent Classification: ["705", "03600R"]

Abstract:
A system configured to assess financial risk tolerance and an appropriate method to assess an investor's financial risk tolerance, wherein the system presents to the investor a series of financial parameters and based on the investor's responses to the financial parameters, the system develops a series of portfolios for the investor to choose from and then the system generates for the investor a financial risk tolerance score. An investor chooses which retirement plan he/she is more comfortable with until he/she has reached the plan that has the appropriate amount of risk to reward ratio for them.

Claim (Index 1):
A system configured to assess financial risk tolerance, the system comprising:\n a processor, a memory and a plurality of storage devices;\n the system for assessing financial risk tolerance when executed performs the steps of:\n generating a set of financial parameters to create a financial risk tolerance; \n receiving a set of investor data inputs in response to the set of financial parameters; \n determining a financial valuation based on the set of investor data inputs; \n providing a set of financial risk preferences based on the set of investor data inputs; \n receiving a set of corresponding user selections in response to the set of financial risk preferences; \n assessing the set of corresponding user selections to provide another set of financial risk preferences; \n generating a financial risk tolerance score based on a repeated plurality of financial risk preferences and corresponding user selections.

Metadata:
- Claim Count in Document: 26.0
- Percentile: 86.0
- Lexical Diversity: 1.96154
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['09930786', '09976443', '13359035', '13195447', '13557391']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1197309319608237
- 35 USC 102 Novelty (BERT): 0.5020247745901829
- Combined Prediction Score: 0.1579603162237597
- Mean Citation Score: 271.746572
- Max Citation Score: 282.058
- Similarity Product: 210.7424602133036

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test