PATENT CLAIM ANALYSIS

Application Number: 16000373
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2018-10
Patent Classification: ["235", "492000"]

Abstract:
In one embodiment, the present invention provides a method and communication device with an emulated mag stripe capability. Information is transmitted in the mag stripe data indicating that the communication device has chip capability as well. This information is used by a server on the back-end (acquirer, issuer, network) to take advantage of that chip capability. For example, additional fields can be used for security measures and communication over the telecommunications network with the device can be performed to provide a more secure communication with a terminal. In one embodiment, the additional information is provided in the service code, using a unique 3 digit code other than 2xx.

Claim (Index 16):
A method for operating a mobile device comprising:\n reading traditional mag stripe data from a memory of the mobile device; updating a dynamic authentication value, wherein the dynamic authentication value is one of a dynamic card verification value and an application transaction counter; providing, from the mobile device, an indication of chip capability; assembling, in the mobile device, the mag stripe data, dynamic authentication value, and indication of chip capability into a data package; activating a mag stripe emulation antenna of the mobile device; modulating, by the mobile device, a signal for the mag stripe emulation antenna with the data package; reading a received wireless initiation message from a contactless terminal: in response to the received wireless initiation message, de-activating the mag stripe emulation antenna; retrieving chip data from the memory of the mobile device; assembling, in the mobile device, a response message to the contactless terminal with the chip data; and sending the response message to an NFC antenna of the mobile device.

Metadata:
- Claim Count in Document: 51.0
- Percentile: 94.0
- Lexical Diversity: 1.65753
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15197470', '13749511', '15429681', '15143946', '13324982']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6058307986975267
- 35 USC 102 Novelty (BERT): 0.5852620678536998
- Combined Prediction Score: 0.603773925613144
- Mean Citation Score: 295.673858
- Max Citation Score: 518.5769700000002
- Similarity Product: 473.6845526564635

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test