PATENT CLAIM ANALYSIS

Application Number: 15874018
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["340", "005610"]

Abstract:
A transponder-reader payment system includes a fob including a transponder, and a RFID reader for interrogating the transponder. The system may further include a personalization system for populating onto the fob and RFID reader identifying information and security and authentication keys which may be used during mutual authentication of the fob and the reader and for completing a transaction. In exemplary operation, the fob and RFID reader may be personalized, the fob may be presented to the RFID reader for interrogation, the fob and reader may engage in mutual authentication, and fob identifying information may be provided to the reader for transaction completion. In another exemplary embodiment, operation of the transponder-reader payment system may be controlled by an activation circuit. Further, the fob may be responsive to multiple interrogation signals.

Claim (Index 6):
The method of  claim 1 , wherein the providing the decrypted account number to a Point of Sale (POS) device comprises providing the decrypted account number in a magnetic stripe format to the POS device.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 86.0
- Lexical Diversity: 2.40678
- Patent Class: 340.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11743907', '10708822', '13623998', '11851533', '10708837']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.8627980038314588
- 35 USC 102 Novelty (BERT): 0.5376504245153547
- Combined Prediction Score: 0.8302832458998484
- Mean Citation Score: 375.19032
- Max Citation Score: 386.22308
- Similarity Product: 281.3504643640399

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test