PATENT CLAIM ANALYSIS

Application Number: 16001681
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-12
Patent Classification: ["705", "043000"]

Abstract:
Described is an Automated Teller Machine (ATM), and related systems (and methods), that allows for applications (or “Apps”) to be accessed on the ATM. The system allows for a third-party application to be verified and installed on ATMs to provide users with additional services. The application may access peripherals of the ATM via an Application Programming Interface (API) provided as part of a Software Development Kit (SDK). Accordingly, the system may provide a secure mechanism for ATM providers to provide users with the benefits of accessing third-party applications. Moreover, these applications may leverage specialized ATM peripherals and provide functionality that may not otherwise be available on other types of devices.

Claim (Index 17):
A system, comprising:\n a processor; a cash deposit mechanism that is coupled to the processor and that is accessible via an application programming interface (API); a user interface that is operatively coupled to the processor; and a memory, coupled to the processor, that stores instructions, which when executed by the processor, cause the processor to perform operations, the operations comprising:\n installing an application associated with a third-party service on an operating system of the system, wherein the application can access the cash deposit mechanism via the API; \n authenticating a user accessing the system to verify that the user has an account with the third-party service, wherein authenticating the user comprises a cardless authentication; \n providing, to the user via the user interface, an indication that the application is available for use on the system; \n initiating, in response to one or more inputs from the user via the user interface, an operation to make a purchase of a good or service using the application wherein the application comprises an online retail application; \n accessing, by the application and via the API, the cash deposit mechanism allowing the user to deposit cash for the purchase; and \n sending, to a service system associated with the application, a payment as part of a process to complete the purchase.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 94.0
- Lexical Diversity: 1.77027
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14862450', '14854404', '09826612', '13959645', '13273440']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0977607814003914
- 35 USC 102 Novelty (BERT): 0.4756285401125508
- Combined Prediction Score: 0.1355475572716073
- Mean Citation Score: 135.566664
- Max Citation Score: 149.68872
- Similarity Product: 101.92601718116283

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test