PATENT CLAIM ANALYSIS

Application Number: 15885970
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "380000"]

Abstract:
Provided is a method for digital currency transfers via a mobile and wearable device. The method may include receiving a transfer request with a transfer amount in digital currency and user identification data associated with the user, retrieving payment data of the user associated with the identification data, generating an optical code encoding the payment data and the transfer amount. The method may continue with providing the optical code on a screen of the mobile and wearable device. On scanning of the optical code, a transfer receiving request is created. The method may continue with receiving a transfer receiving request to perform a payment transaction associated with the user, accessing a user account maintained by a currency issuance unit, and transferring the transfer amount in the digital currency from the user account to a recipient account associated with the recipient identification data.

Claim (Index 27):
The method of  claim 26 , wherein the digital currency has a pseudonymous privacy with funds being tied to the digital currency address instead of a central bank or a real-world entity;\n wherein the owner of the digital currency address is not explicitly identified; wherein the transactions on the CBFC are public; wherein the transactions are linked to individuals and companies through idioms of use; wherein the transactions that spend the digital currency from multiple inputs indicate a common owner and corroborating public transaction data with known information on owners of certain addresses; wherein exchange of the digital currency for traditional currencies is required by law to collect personal information; wherein a new digital currency address is generated for each transaction to increase financial privacy; wherein a hierarchical deterministic wallet generates pseudorandom rolling addresses for every transaction from a single seed, while only requiring a single passphrase to be remembered to recover private keys associated with the owner; wherein a digital currency exchange proves assets, liabilities, and solvency without revealing addresses using zero-knowledge proofs.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 88.0
- Lexical Diversity: 2.71429
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15486709', '15345003', '15040466', '14334992', '14458791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.648214139416744
- 35 USC 102 Novelty (BERT): 0.5195391497558072
- Combined Prediction Score: 0.6353466404506503
- Mean Citation Score: 304.711358
- Max Citation Score: 363.80005
- Similarity Product: 259.14479463956656

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test