PATENT CLAIM ANALYSIS

Application Number: 16278629
Application Type: Utility
Filing Date: 2019-02
Publication Date: 2019-06
Patent Classification: ["705", "044000"]

Abstract:
A computer-implemented system and method is provided for predicting user trustworthiness through location-based verification with social networking, and for providing an on-line platform for communicating trustworthiness indicators between different users. The system displays to users, one or more indicators associated with risk levels of other users. The system comprises location identifiers which collect user time and location data to verify the trustworthiness of user transactions. Trustworthiness ratings are established in part by tracking, for particular transactions, time-varying geographic locations of one or more remote computing devices of one or more users associated with the particular transactions and comparing the time-location data for the particular transactions with one or more time-based attributes or location-based attributes of the transactions.

Claim (Index 31):
A system for verifying transaction trustworthiness, comprising:\n a server communicatively coupled to a plurality of remote computing devices associated with a plurality of users via a network, wherein the server includes at least one non-transitory computer-readable storage medium with computer-readable instructions stored therein, a database, and a processor instructed to execute the computer-readable instructions to: receive, from a plurality of remote computing devices associated with a plurality of users, location data and time data corresponding to a plurality of time-varying geographic locations of the plurality of users during a plurality of transactions between the plurality of users, wherein each of the transactions includes a subject having an agreed upon value and at least one of a time-based attribute or a location-based attribute; store the location data, the time data, and the at least one time-based attribute or location-based attribute in the database; determine a trustworthiness factor for a particular user of the plurality of users associated with a particular transaction of the plurality of transactions, wherein the particular user has an initial trustworthiness rating, and wherein the trustworthiness factor is based on comparing, in accordance with a set of predetermined rules, at least one of: (a) the respective location data with the respective location-based attribute to determine a level of location compliance, or (b) the respective time data with the respective time-based attribute to determine a level of time compliance, wherein the location-based attribute includes at least one of a pick-up location, a drop-off location, an exchange location, or a service location, and wherein the time-based attribute includes at least one of a start time, a start date, an end time, an end date, or a time period; calculate, by the server, for the particular user, an updated trustworthiness rating based on the initial trustworthiness rating and the trustworthiness factor; and display, by the server, on one or more of the plurality of remote computing devices, at least a portion of information related to the updated trustworthiness rating associated with the particular user.

Metadata:
- Claim Count in Document: 110.0
- Percentile: 99.0
- Lexical Diversity: 1.83824
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16120172', '15326918', '14335634', '14065394', '12880581']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0905038773934293
- 35 USC 102 Novelty (BERT): 0.5939710918155751
- Combined Prediction Score: 0.1408505988356439
- Mean Citation Score: 266.394468
- Max Citation Score: 490.74625
- Similarity Product: 473.0123357152939

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test