PATENT CLAIM ANALYSIS

Application Number: 16155737
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-02
Patent Classification: ["705", "071000"]

Abstract:
A computer-readable medium embodies a computer program for obtaining information for a payment transaction. The computer program comprises computer-readable program code for: generating a first message including an identifier and a request for the information, sending the first message via a first communication path, receiving a second message including the information and the identifier via a second path different from the first communication path, and processing the payment transaction using the information obtained in the second message.

Claim (Index 1):
A non-transitory, computer-readable medium comprising program code that, when executed by a processor of a server data processing system, causes the server data processing system to:\n receive, from a mobile device via a path including a wireless communication link, a message including a registration identifier and identification information of the mobile device for registration of the mobile device as associated with a user identifier for authentication of the user identifier for future authentication sessions; determine whether the received registration identifier matches at least one of a registration identifier generated prior to the receipt of the received registration identifier or a function of the prior generated registration identifier; and register, in response to determining that the received registration identifier matches at least one of the prior generated registration identifier or the function thereof, the mobile device as associated with the user identifier for authentication of the user identifier for future authentication sessions and storing the identification information of the mobile device, during one of the authentication sessions:\n receive the user identifier via a user interface for the one authentication session, and \n for an online authentication mode, authenticate the user identifier for the one authentication session based on receiving an authentication confirmation from the mobile device via a path including a wireless communication link rather than through the one authentication session in response to an authentication request sent to the mobile device by the server data processing system via a path including a wireless communication link, and \n for an offline authentication mode, authenticate the user identifier for the one authentication session based on receipt, via the user interface for the one authentication session, of an authentication code identified by the mobile device.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 97.0
- Lexical Diversity: 2.12821
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13476886', '13476864', '14522283', '13089313', '14623338']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0949562628588395
- 35 USC 102 Novelty (BERT): 0.5064114813234353
- Combined Prediction Score: 0.136101784705299
- Mean Citation Score: 213.384526
- Max Citation Score: 279.5315
- Similarity Product: 222.76737573984263

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test