PATENT CLAIM ANALYSIS

Application Number: 15861511
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["235", "375000"]

Abstract:
One variation of a payment card includes: a sheet comprising first and second icons; a transducer configured to output a voltage in response to an impulse on the sheet; a wireless communication module; a first input region adjacent the first icon; a second input region adjacent the second icon; a magnetic stripe emulator; and a processor configured to transition from a passive state to an active state in response a voltage output from the transducer, to receive a first magnetic sequence command associated with a first payment method and a second magnetic sequence command associated with a second payment method, to assign the first payment method to the first input region and the second payment method to the second input region, to receive a selection for the second payment method from the second input region, and to control the magnetic stripe emulator according to the second magnetic sequence command.

Claim (Index 16):
The method of  claim 15 , further comprising:\n transmitting a second payment sequence command to the payment card over the wireless connection, the second payment sequence command associated with a second payment method assigned to a second input region of the payment card; transmitting a second payment timer for the second payment sequence command to the payment card, the second payment timer less than the first payment timer; at the payment card, while wireless connectivity between the payment card and the mobile computing device persists:\n detecting an input proximal the second input region; \n in response to detecting the input, arming the payment emulator to output the second payment sequence command; \n in response to detecting a card reader proximal the payment card, triggering the payment emulator to output the second payment sequence command; \n at the payment card, in response to loss of wireless connectivity between the payment card and the mobile computing device:\n initiating the second payment timer; \n in response to detecting a card reader proximal the payment card while the second payment timer is active, triggering the payment emulator to output the second payment sequence command; and \n in response to expiration of the second payment timer, disabling the payment card.

Metadata:
- Claim Count in Document: 35.0
- Percentile: 86.0
- Lexical Diversity: 2.92727
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15016582', '14626654', '14168681', '14539895', '13904939']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6104776750927592
- 35 USC 102 Novelty (BERT): 0.4941964136864644
- Combined Prediction Score: 0.5988495489521297
- Mean Citation Score: 270.437482
- Max Citation Score: 311.84155
- Similarity Product: 281.1250044638276

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test