PATENT CLAIM ANALYSIS

Application Number: 15955065
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-10
Patent Classification: ["705", "044000"]

Abstract:
A method and system for authorizing card account transactions by geographic region by providing data for a user interface displaying geographic regions and merchant locations each corresponding to the location of a merchant where a transaction using a card account may be initiated, receiving a user interface selection representing a request to authorize or restrict card account transactions, receiving authorization requests for desired transactions, and authorizing or restricting the transactions in accordance with the request.

Claim (Index 13):
A system for authorizing card account transactions by geographic region comprising:\n a communication module operable to receive account information associated with a card account held by a user; an interface module operable to provide data for a user interface, the user interface operable to display a plurality of geographic regions and a plurality of merchant locations, each merchant location corresponding to the location of a merchant where a transaction using the card account may be initiated; a processing module operable to determine an authorization status for each of the plurality of geographic regions and plurality of merchant locations; a user interface communication module operable to receive a user interface selection representing a request to adjust the authorization status for a selected geographic region or selected merchant location; an adjustment module operable to adjust the authorization status for the selected geographic region or selected merchant location; a transaction processing module operable to receive an authorization request for a desired transaction using the card account; and an authorization module operable to provide authorization information for the desired transaction in accordance with the adjusted authorization status.

Metadata:
- Claim Count in Document: 41.0
- Percentile: 91.0
- Lexical Diversity: 1.61224
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['12031446', '15355176', '12977661', '14505574', '12061198']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1494703940978384
- 35 USC 102 Novelty (BERT): 0.5574693666254702
- Combined Prediction Score: 0.1902702913506016
- Mean Citation Score: 402.602848
- Max Citation Score: 433.09106
- Similarity Product: 416.96761552502267

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test