PATENT CLAIM ANALYSIS

Application Number: 15865074
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-07
Patent Classification: ["235", "380000"]

Abstract:
Methods for operating a portable electronic device to conduct a mobile payment transaction at a merchant terminal are provided. The electronic device may verify that the current user of the device is indeed the authorized owner by requiring the current user to enter a passcode. If the user is able to provide the correct passcode, the device is only partly ready to conduct a mobile payment. In order for the user to fully activate the payment function, the user may have to supply a predetermined payment activation input such as a double button press that notifies the device that the user intends to perform a financial transaction in the immediate future. The device may subsequently activate a payment applet for a predetermined period of time during which the user may hold the device within a field of the merchant terminal to complete a near field communications based mobile payment transaction.

Claim (Index 21):
The method of  claim 20 , further comprising:\n receiving, while the electronic device is in a locked state, an input to unlock the electronic device; and responsive to unlocking the electronic device, using the applications processor to retrieve another random number that is different than the random number.

Metadata:
- Claim Count in Document: 26.0
- Percentile: 86.0
- Lexical Diversity: 2.03896
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15080130', '14475263', '14475384', '14475375', '13827042']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6249605470175826
- 35 USC 102 Novelty (BERT): 0.529235365107612
- Combined Prediction Score: 0.6153880288265856
- Mean Citation Score: 322.422746
- Max Citation Score: 412.65503
- Similarity Product: 273.9243693674392

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test