PATENT CLAIM ANALYSIS

Application Number: 15756402
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-09
Patent Classification: ["705", "044000"]

Abstract:
The present invention discloses a payment authentication method and apparatus for a mobile terminal, and a mobile terminal. The method includes: obtaining, by a mobile terminal, first biometric feature information entered by a user; comparing, by the mobile terminal, the first biometric feature information with second biometric feature information, where the second biometric feature information is prestored biometric feature information used for user identity authentication; comparing, by the mobile terminal, the first biometric feature information with third biometric feature information if the first biometric feature information matches the second biometric feature information, where the third biometric feature information is prestored biometric feature information used for payment authentication; and determining, by the mobile terminal, that payment authentication is complete when the first biometric feature information matches the third biometric feature information. Security of the payment authentication can be improved in the present invention.

Claim (Index 2):
The payment authentication method according to  claim 1 , wherein the comparing, by the mobile terminal, the first biometric feature information with second biometric feature information comprises:\n comparing, by the mobile terminal, the first biometric feature information with the second biometric feature information in a first execution environment; and wherein the comparing, by the mobile terminal, the first biometric feature information with third biometric feature information comprises:\n comparing, by the mobile terminal, the first biometric feature information with the third biometric feature information in a second execution environment different than the first execution environment, wherein a security level of the second execution environment is higher than a security level of the first execution environment.

Metadata:
- Claim Count in Document: 9.0
- Percentile: 88.0
- Lexical Diversity: 3.33333
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15561344', '14467720', '15145376', '15515496', '15368822']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1349961046310203
- 35 USC 102 Novelty (BERT): 0.5021798595689078
- Combined Prediction Score: 0.171714480124809
- Mean Citation Score: 233.37000200000003
- Max Citation Score: 246.10852000000003
- Similarity Product: 164.42331242744447

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test