PATENT CLAIM ANALYSIS

Application Number: 16009654
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-01
Patent Classification: ["705", "044000"]

Abstract:
An apparatus for processing electronic signatures is provided. The apparatus comprises: a computer processor and a data storage device, the data storage device having a signatory interaction module; a transaction processing module and an electronic signature generation module comprising instructions operative by the processor to: provide a document to be signed to a device associated with a signatory party; receive, from the device associated with the signatory party, an indication of a payment card of the signatory party; generate a payment transaction authorization request, the payment transaction authorization request comprising an indication of the payment card of the signatory party; receive a payment transaction authorization response, the payment transaction authorization response comprising an indication of an account holder name associated with the payment card of the signatory party; and digitally sign the document by storing, in association with an indication of the document, an electronic signature indication comprising an indication of the account holder name associated with the payment card.

Claim (Index 1):
An apparatus for processing electronic signatures, the apparatus comprising:\n a computer processor and a data storage device, the data storage device having a signatory interaction module; a transaction processing module and an electronic signature generation module comprising instructions operative by the processor to: transmit a document to be signed to a device associated with a signatory party; receive, from the device associated with the signatory party, an indication of a payment card of the signatory party; generate a payment transaction authorization request, the payment transaction authorization request comprising an indication of the payment card of the signatory party; receive a payment transaction authorization response, the payment transaction authorization response comprising an indication of an account holder name associated with the payment card of the signatory party; and digitally sign the document by storing, in association with an indication of the document, an electronic signature indication comprising an indication of the account holder name associated with the payment card.

Metadata:
- Claim Count in Document: 2.0
- Percentile: 94.0
- Lexical Diversity: 2.93333
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: True
- Related Applications: ['12391402', '10269033', '11880618', '09791387', '13467731']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1134518163180801
- 35 USC 102 Novelty (BERT): 0.4911094615207584
- Combined Prediction Score: 0.151217580838348
- Mean Citation Score: 253.582022
- Max Citation Score: 258.90686
- Similarity Product: 207.89022639453887

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test