PATENT CLAIM ANALYSIS

Application Number: 16053431
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2020-02
Patent Classification: ["null", "null"]

Abstract:
A device receives, in real-time, a request to share data. The request includes an account identifier and a merchant identifier. The device obtains transaction data associated with the account identifier included in the request, and obtains merchant attributes associated with the merchant identifier included in the request. The device determines, using a first model, a plurality of first scores for a plurality of transaction records included in the transaction data, based on the merchant attributes, where the plurality of first scores predict a measure of relevancy of the plurality of transaction records to the merchant identifier. The device identifies at least one relevant transaction record of the plurality of transaction records based on the plurality of first scores, and transmits the at least one relevant transaction record to cause an action to be performed.

Claim (Index 18):
The non-transitory computer-readable medium of  claim 16 , wherein the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:\n obtain non-transaction data associated with the account identifier,\n wherein the non-transaction data includes:\n data associated with a user of an account identified by the account identifier, or \n data associated with the account; \n \n determine, using a second model, a plurality of second scores for a plurality of non-transaction records included in the non-transaction data, based on the merchant attributes,\n wherein the plurality of second scores predict a measure of relevancy of the plurality of non-transaction records to the merchant identifier; \n identify at least one relevant non-transaction record of the plurality of non-transaction records based on the plurality of second scores; and transmit the at least one relevant non-transaction record to cause the action to be performed.

Metadata:
- Claim Count in Document: 51.0
- Percentile: 96.0
- Lexical Diversity: 2.82692
- Patent Class: nan
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['10245789', '14729537', '14734342', '13860395', '13735559']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.611643489893137
- 35 USC 102 Novelty (BERT): 0.4854231026775329
- Combined Prediction Score: 0.5990214511715766
- Mean Citation Score: 211.21566600000003
- Max Citation Score: 213.96452
- Similarity Product: 147.25643981865645

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test