PATENT CLAIM ANALYSIS

Application Number: 16297803
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-07
Patent Classification: ["705", "071000"]

Abstract:
A system and method of validating and performing operations on homomorphically encrypted data are described herein. The methods include processing a secure financial transaction by receiving a transaction request to complete a financial transaction, with at least a portion of the request encrypted according to a homomorphic encryption scheme, and the transaction request comprising confidential cardholder data including an account number, non-confidential cardholder data, and transaction data, and retrieving one or more sets of encrypted comparison cardholder data encrypted according to a homomorphic encryption scheme. The confidential cardholder data is then compared to each set of the comparison cardholder data using one or more homomorphic operations to determine which set of comparison cardholder data matches the confidential cardholder data and validating the confidential cardholder data. An encrypted indicator is generated indicating authorization or rejection of the request and forwarded to a party seeking authorization to complete the financial transaction.

Claim (Index 14):
The computer-readable medium of  claim 11 , wherein the non-confidential cardholder data includes one or more of: a bank name, a cardholder name, a Bank Identification Number (BIN) and the last four digits of the account number.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 99.0
- Lexical Diversity: 2.22535
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14740354', '13094143', '12257766', '14952717', '13458518']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1213998127055583
- 35 USC 102 Novelty (BERT): 0.499209135097325
- Combined Prediction Score: 0.159180744944735
- Mean Citation Score: 236.43294600000004
- Max Citation Score: 238.49359
- Similarity Product: 162.7658490141237

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test