PATENT CLAIM ANALYSIS

Application Number: 15894308
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["709", "206000"]

Abstract:
A financial messaging apparatus configured to encapsulate and transmit a financial message along with actions to a mobile device. The actions relate to rules that are associated with characteristics of the financial message.

Claim (Index 4):
The apparatus of  claim 1 , wherein:\n the network interface transmits the encapsulated financial message to a relay server as part of transmitting the encapsulated financial message to the identified user; and the access rule contains information configured to prevent the relay server from transmitting the encapsulated financial message outside of a specified geo-location contained in the access rule.

Metadata:
- Claim Count in Document: 47.0
- Percentile: 88.0
- Lexical Diversity: 1.34615
- Patent Class: 709.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14489509', '11153095', '13870776', '13412362', '15591717']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2846979637479517
- 35 USC 102 Novelty (BERT): 0.5210362008702184
- Combined Prediction Score: 0.3083317874601784
- Mean Citation Score: 199.945566
- Max Citation Score: 345.66934
- Similarity Product: 342.1024211810804

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test