PATENT CLAIM ANALYSIS

Application Number: 16007945
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-12
Patent Classification: ["705", "064000"]

Abstract:
Methods and systems related to the use of tokenization services in payment processing systems are disclosed. The methods and systems include token translation services, token maps used as the basis for customer data models, specific approaches for securing the token maps and associated data, and the efficient storage of the token maps and associated data to facilitate enhanced payments experiences and analytics. One method includes transmitting a tokenization request with an encrypted payment account number from a POS to a tokenization service, receiving a token from the tokenization service in response to the tokenization request, salting the token with data to produce a salted token, encrypting the salted token using a secure processor on the POS, mapping the encrypted salted token to the payment account number in a map, and storing the map and the encrypted salted token in a memory on the secure processor on the POS.

Claim (Index 5):
The method of  claim 1 , wherein:\n the encrypting of the salted token is conducted using a format preserving encryption algorithm; and the point of sale device is a point of sale terminal.

Metadata:
- Claim Count in Document: 35.0
- Percentile: 94.0
- Lexical Diversity: 2.30435
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13563534', '13743283', '14046912', '13957424', '12649625']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1570405284812661
- 35 USC 102 Novelty (BERT): 0.5209388177987652
- Combined Prediction Score: 0.193430357413016
- Mean Citation Score: 308.52699399999995
- Max Citation Score: 332.8325
- Similarity Product: 256.42611643821

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test