PATENT CLAIM ANALYSIS

Application Number: 16293488
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-06
Patent Classification: ["235", "379000"]

Abstract:
A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.

Claim (Index 26):
The method of  claim 21 , wherein the request is an authorization request message, and wherein the entity is an acquirer computer.

Metadata:
- Claim Count in Document: 56.0
- Percentile: 99.0
- Lexical Diversity: 1.38235
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15814994', '16052354', '14597072', '14340464', '14455574']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6747827719241528
- 35 USC 102 Novelty (BERT): 0.543739116592227
- Combined Prediction Score: 0.6616784063909602
- Mean Citation Score: 413.403956
- Max Citation Score: 454.12927
- Similarity Product: 287.14356416663054

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test