PATENT CLAIM ANALYSIS

Application Number: 15879244
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-03
Patent Classification: ["705", "037000"]

Abstract:
The disclosure relates to structures and methods for securitization of tax-exempt bonds and loans by a non-municipal originator. The structures and methods are constructed in such a way to create tax-exempt status for the interest on newly-issued debt instruments, thereby enhancing the efficiency of prior financial structures and mechanisms. The methods involve an issuer authorized to issue tax-exempt bonds issuing debt instruments secured and paid by pooled tax-exempt bonds and/or loans purchased from a non-municipal entity. The issuer or another municipality retains an equity interest in the pooled bonds.

Claim (Index 13):
The method of  claim 1 , wherein the issuer retains a portion of the STEMP series.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 86.0
- Lexical Diversity: 1.67857
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11888965', '11679607', '10112640', '10677172', '10990160']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1297876876880418
- 35 USC 102 Novelty (BERT): 0.538217465014343
- Combined Prediction Score: 0.1706306654206719
- Mean Citation Score: 335.655552
- Max Citation Score: 364.98444
- Similarity Product: 168.08973697249888

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test