PATENT CLAIM ANALYSIS

Application Number: 15732807
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-10
Patent Classification: ["715", "221000"]

Abstract:
The present invention, EscrowTab mobile application system and method comprises automating, reviewing, executing, and transmitting documents used in real estate financial transactions by providing document data visualization on a mobile device allowing for review and execution of financial closing documents, such as promissory notes, deeds of trust and financial documents on a mobile device such as a tablet and relaying these documents to and from the originating financial institution, via means of the internet or dedicated communications media.

Claim (Index 1):
A Document Data Visualization system and method for review and execution and notary seal of contractual documents comprising the following:\n i. Automating contractual documents by a lending institution by providing editable layers in PDF format of the contractual documents; ii. Transmitting in electronic format of the editable layers in PDF format of the contractual documents to a mobile device; iii. Reviewing the contractual documents by an agent and contracting parties on said mobile device by scrolling through the contractual documents in editable layers in PDF format; iv. Executing the contractual documents transmitted electronically in editable layers in PDF format on said mobile device by a signature made by a contracting party on the mobile device displaying the editable layers using a digital pen; v. Providing a notary seal of a notary in said editable layers of contractual documents in PDF format; vi. Executing a notary seal in said editable layers of the contractual documents by providing an electronic signature by the notary whose seal appears on said editable layers in PDF format of the contractual documents; vii. Transmitting said contractual documents in editable layers in PDF format to the lending institution in electronic format from the mobile device; and viii. Storing of said contractual documents in editable layers in PDF format in an electronic storage medium.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 86.0
- Lexical Diversity: 1.48276
- Patent Class: 715.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['11037505', '13419539', '13892284', '12911471', '14330607']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3560602366699227
- 35 USC 102 Novelty (BERT): 0.4985919481087089
- Combined Prediction Score: 0.3703134078138014
- Mean Citation Score: 271.381388
- Max Citation Score: 275.8875
- Similarity Product: 199.27940990030768

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test