PATENT CLAIM ANALYSIS

Application Number: 16183139
Application Type: Utility
Filing Date: 2018-11
Publication Date: 2019-03
Patent Classification: ["235", "380000"]

Abstract:
The systems, methods, and computer readable mediums described herein provide a secure method for a transaction account issuer to issue a digital pass to an existing transaction account holder (e.g., an existing user) that may be shared and/or provided to a prospective transaction account holder (e.g., a new user). The digital pass may be sharable from an existing user's user device to a new user's user device. The systems, methods, and computer readable mediums described herein may also employ an adaptive web design solution to increase application completion rates by capturing minimal viable information from a prospective member.

Claim (Index 10):
The method of  claim 1 , further comprising generating, by the computer-based system, the digital pass for the transaction account user.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 98.0
- Lexical Diversity: 1.94828
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14465674', '14465687', '11368271', '15166086', '13889299']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.5403278855305756
- 35 USC 102 Novelty (BERT): 0.4965731151590136
- Combined Prediction Score: 0.5359524084934195
- Mean Citation Score: 220.28047400000003
- Max Citation Score: 301.74387
- Similarity Product: 233.5037635660744

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test