PATENT CLAIM ANALYSIS

Application Number: 16235172
Application Type: Utility
Filing Date: 2018-12
Publication Date: 2020-01
Patent Classification: ["340", "005820"]

Abstract:
A transaction terminal silent alarm system having processor(s) and memory storing instructions that, when executed by the processor(s), cause the system to perform a method is disclosed. Upon receiving, from a user device, an authentication request to complete a transaction at a transaction terminal, the system may determine whether a fingerprint scan matches a stored fingerprint. Responsive to the fingerprint scan matching a stored normal fingerprint and absent receiving another fingerprint that matches a stored cancellation fingerprint, the system may direct the transaction terminal to complete the transaction. Responsive to the fingerprint scan matching a stored under-duress fingerprint, the system may direct the transaction terminal to send a silent alert to law enforcement and direct the transaction terminal to delay the transaction. Responsive to the fingerprint scan not matching any stored fingerprints, the system may direct the user device to display a fingerprint rescan message.

Claim (Index 16):
A method for triggering a silent alert for an under-duress transaction at a transaction terminal, the method comprising:\n receiving, from a user device, an authentication request to complete a transaction at the transaction terminal, the transaction authentication request comprising a fingerprint scan obtained via the user device; determining whether the fingerprint scan matches a stored under-duress fingerprint scan corresponding to an under-duress transaction signal or a stored cancellation fingerprint scan for cancelling the under-duress transaction signal; when the fingerprint scan matches the stored under-duress fingerprint scan and a subsequent fingerprint scan matching the stored cancellation fingerprint scan is not received within a predetermined cancellation time period:\n obtaining GPS data from the user device; \n sending an alert notification to law enforcement; \n directing the transaction terminal to delay the transaction for a predetermined wait time based on the GPS data; and \n directing one or more of the transaction terminal and the user mobile device to activate one or more recording systems.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 98.0
- Lexical Diversity: 2.52308
- Patent Class: 340.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16020347', '12410688', '16029792', '10371081', '10169501']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6232532134787281
- 35 USC 102 Novelty (BERT): 0.5937009188529971
- Combined Prediction Score: 0.620297984016155
- Mean Citation Score: 251.807864
- Max Citation Score: 493.03445
- Similarity Product: 416.1877169072092

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test