PATENT CLAIM ANALYSIS

Application Number: 15904587
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-07
Patent Classification: ["705", "007290"]

Abstract:
In one aspect, a computing apparatus includes: a transaction handler to process transactions, a data warehouse to store transaction data recording the transactions processed by the transaction handler, a portal coupled with the data warehouse to receive one or more parameters as an input and to provide spending activity information for presentation as a response to the input, and an analytics engine coupled with the portal and the data warehouse to analyze spending activities of a user based on the transaction data and the one or more parameters to generate the spending activity information regarding transactions in a plurality of accounts of the user.

Claim (Index 20):
The system of  claim 19 , wherein, when correlating the at least one online activity associated with the cookie ID, the at least one microprocessor is to:\n correlate the at least one online activity associated with the cookie ID based on purchase details associated with the payment transaction.

Metadata:
- Claim Count in Document: 9.0
- Percentile: 88.0
- Lexical Diversity: 2.07547
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14267143', '12849798', '13277165', '13288713', '12849791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1272254260345191
- 35 USC 102 Novelty (BERT): 0.531251443700058
- Combined Prediction Score: 0.167628027801073
- Mean Citation Score: 272.28296800000004
- Max Citation Score: 347.14487
- Similarity Product: 249.7049162940157

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test