PATENT CLAIM ANALYSIS

Application Number: 15872683
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "044000"]

Abstract:
A method including: receiving, from a sender, a group message directed toward the transfer facilitator and a recipient; identifying the sender and a payment account associated with the sender; parsing the group message to identify contact information for the recipient and instructions for a transfer request; contacting, using a private message and the parsed contact information, the recipient with instructions for receiving a payment from the sender; receiving, from the recipient, payment reception information including at least one of a recipient account or a payment method; and initiating, in accordance with the instructions for the transfer request, a fund transfer from the sender to the recipient from the identified payment account associated with the sender and the received payment reception information.

Claim (Index 18):
The system of  claim 17 , wherein\n the telephony group message is directed towards the telephone number associated with the conversational bot and a plurality of respective telephone numbers associated with a plurality of recipients, a body of the group message includes a funds transfer request to transfer respective specified amounts to each of the recipients, and the instructions are further configured to cause the system to analyze, using the conversational bot, the body of the group message to determine an amount of money to be transferred to the respective recipients.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 86.0
- Lexical Diversity: 2.77551
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11692708', '15209685', '13921787', '14312456', '13782587']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1491461510610152
- 35 USC 102 Novelty (BERT): 0.5061798684481535
- Combined Prediction Score: 0.184849522799729
- Mean Citation Score: 262.563444
- Max Citation Score: 282.38098
- Similarity Product: 211.6339510760379

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test