PATENT CLAIM ANALYSIS

Application Number: 15873033
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-06
Patent Classification: ["235", "381000"]

Abstract:
A transaction security apparatus, including a card reader; an input device or receiver which inputs or receives transaction information regarding a transaction on or involving an account; a camera or video recording device which obtains or records a photograph or video clip of an individual involved in the transaction; a microphone or audio recording device which obtains or records an audio clip of the individual; a display; a processing device which processes information regarding the transaction and generates a notification message containing information regarding the transaction; and a transmitter which transmits the notification message to a communication device associated with an account holder. The notification message and the photograph, video clip, or audio clip, is transmitted to the communication device independently of any processing of the transaction by the transaction authorization processing computer.

Claim (Index 1):
A transaction security apparatus, comprising:\n a card reader, wherein the card reader obtains information regarding an account; an input device or a receiver, wherein the input device inputs, or the receiver receives, transaction information regarding a transaction on or involving the account; a camera or a video recording device, wherein the camera or the video recording device obtains or records a photograph or a video clip of an individual involved in the transaction; a microphone or an audio recording device, wherein the microphone or the audio recording device obtains or records an audio clip of the individual involved in the transaction; a display; a processing device, wherein the processing device processes the information regarding the transaction and generates a notification message, wherein the notification message contains information regarding the transaction; and a transmitter, wherein the transmitter transmits the notification message to a communication device associated with an account holder, and further wherein the notification message is transmitted to the communication device independently of any processing of the transaction by a transaction authorization processing computer, wherein the photograph, the video clip, or the audio clip, is transmitted to the communication device independently of any processing of the transaction by the transaction authorization processing computer.

Metadata:
- Claim Count in Document: 2.0
- Percentile: 86.0
- Lexical Diversity: 2.37705
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['12925057', '12658180', '11482430', '09949694', '13283372']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6165026940836197
- 35 USC 102 Novelty (BERT): 0.6066123869149521
- Combined Prediction Score: 0.615513663366753
- Mean Citation Score: 427.809364
- Max Citation Score: 596.70374
- Similarity Product: 496.5572498688412

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test