PATENT CLAIM ANALYSIS

Application Number: 15922740
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["726", "007000"]

Abstract:
A system and method of validating an upgrade of authentication credentials includes authenticating a first user being associated with a first entity, receiving input identifying a customer name for the online account, receiving input indicating a type of identification to be presented at the validation event, receiving input indicating a transaction code associated with the validation event, and receiving input indicating a location of the validation event, and further includes authenticating a second user being associated with a second entity, providing to the second user a list of validation events for a location, receiving input selecting a validation event in the list of validation events, presenting one or more of the customer name, transaction code, and type of identification associated with the selected validation event, and receiving input indicating a result of the validation event, where a credential or token is created and assigned based on the validation event.

Claim (Index 12):
A method of validating an upgrade of authentication credentials comprising:\n receiving from an authenticated first user, using a first user computing system and a network, input identifying a customer name for an online account; receiving, from the first user computing system, a selection indicating a first location of a validation event; authenticating a mobile second user, the mobile second user being a person employed by or an agent of an entity; receiving real-time geographic coordinates of a second user specialized computing system during a period when the mobile second user is traversing a preassigned route; receiving a current time of day along with the real-time geographic coordinates; determining whether the mobile second user is at a location on the second user's preassigned route at a time of day within a predetermined window of time; providing a notification to the mobile second user when the second user computing system is within a predetermined distance from the first location of the validation event based on the received real-time geographic coordinates; presenting, to the mobile second user, a customer name; receiving, from the second user computing system, input indicating a result of the validation event; and creating a credential or token for the first user based on the received input for the validation event.

Metadata:
- Claim Count in Document: 52.0
- Percentile: 90.0
- Lexical Diversity: 2.57143
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15195885', '15387473', '14622740', '15047926', '15603242']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2218700839775795
- 35 USC 102 Novelty (BERT): 0.6665779887688505
- Combined Prediction Score: 0.2663408744567066
- Mean Citation Score: 290.711564
- Max Citation Score: 692.70636
- Similarity Product: 616.145683142016

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test