PATENT CLAIM ANALYSIS

Application Number: 15888309
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-08
Patent Classification: ["726", "004000"]

Abstract:
In one embodiment, a trusted cloud service such as an “electronic vault” may store records of a consumer's electronic data file history. These documents may come from disparate providers and include financial statements and the like. The trusted vault cloud may act as an online notary to certify documents are legitimate and may be trusted. For example, a retailer may dispute whether the consumer paid a debt. To resolve the issue the retailer may access the cloud vault to retrieve a bank statement for the consumer, whereby the bank statement is electronically notorized by the vault cloud and is thus credible to the retailer. The retailer may then see proof the consumer had indeed paid a past debt to the retailer. Other embodiments are described herein.

Claim (Index 16):
A system comprising:\n at least one memory; and at least one processor, coupled to the memory, to perform operations comprising: receive at least one security credential from a third party; receive first data from a first node associated with a first party, based on the at least one security credential, and second data from a second node associated with a second party, the first and second nodes remotely coupled to the at least one processor via a network; store the first and second data, the first and second data respectively assigned to first and second data identifiers; periodically receive additional data from the first node based on the at least one security credential and store the additional data; receive a first request to access the first data, the first request corresponding to the first data identifier; receive a first authorization from a third node, associated with the third party, that is remotely coupled to the at least one processor via the network; and grant the first request based on the first authorization and the first data identifier.

Metadata:
- Claim Count in Document: 51.0
- Percentile: 88.0
- Lexical Diversity: 1.78205
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13993341', '10710741', '10710740', '14996500', '12355695']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2564868002410337
- 35 USC 102 Novelty (BERT): 0.5114308487477369
- Combined Prediction Score: 0.281981205091704
- Mean Citation Score: 155.502964
- Max Citation Score: 319.11334
- Similarity Product: 282.24455459589126

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test