PATENT CLAIM ANALYSIS

Application Number: 15860237
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["705", "044000"]

Abstract:
A secure electronic money reserve, accounting, and funds transfer system facilitating funds and information transfer between a service provider, at least one service establishment, and at least one customer.

Claim (Index 2):
The invention of  claim 1  further comprising the ability of said Administration Application to do at least one of the following:\n presenting and/or making available for viewing and/or display on at least one Customer Smart Device at least one Item by at least one Entity; \n enabling the purchase or use of at least one Item by at least one Customer, confirming said at least one Primary User Account has sufficient funds to purchase at least one Item, providing confirmation in at least one form to said at least one Customer, and transferring funds from said at least one Primary User Account and/or at least one User Account to at least one other Account and/or at least one Account of at least one Service Establishment; \n updating at least one Customer Initiated Transaction in at least one Primary User Account and/or at least one User Account, which may include applying accrued discounts and/or inducements or specials or credit to said at least one Primary User Account and/or at least one User Account which may or may not be Customer specific; \n fulfilling at least one Customer purchase of at least one Item by delivering and/or making available to said at least one Customer at least one Item;

Metadata:
- Claim Count in Document: 50.0
- Percentile: 86.0
- Lexical Diversity: 1.47826
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13781498', '13106692', '13829961', '14608138', '13156444']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0928125709678622
- 35 USC 102 Novelty (BERT): 0.4832979464313628
- Combined Prediction Score: 0.1318611085142123
- Mean Citation Score: 189.452496
- Max Citation Score: 198.53677
- Similarity Product: 151.29256164375067

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test