PATENT CLAIM ANALYSIS

Application Number: 15981660
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "044000"]

Abstract:
A remote variable authentication processing system is disclosed. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describes which channels are available for authentication. The sending entity selects a nickname and an associated authentication channel. The sending entity authenticates with an issuer over the selected authentication channel.

Claim (Index 36):
The sending entity device of  claim 31 , further comprising a monitor, wherein the code, when executed by the processor, further causes the processor to:\n display, on the monitor, the one or more payment nicknames and the one or more authentication channels for each of the one or more payment nicknames, wherein the first selection of the selected payment nickname and the second selection of the selected authentication channel are obtained from the sending entity.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 93.0
- Lexical Diversity: 1.60417
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13009162', '13860402', '13718538', '12826157', '12104186']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1216881180703247
- 35 USC 102 Novelty (BERT): 0.5268523254014669
- Combined Prediction Score: 0.1622045388034389
- Mean Citation Score: 272.230834
- Max Citation Score: 357.31836
- Similarity Product: 244.54232540333743

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test