PATENT CLAIM ANALYSIS

Application Number: 15774012
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-11
Patent Classification: ["713", "155000"]

Abstract:
The present invention enables secure identification, transactions or access using smartphones. The present invention presents a method and a system for secure identification, transaction and access, comprising an interaction between a user; a smartphone of the user; a software application, enabling the user to communicate with a Relying-Party-Service-Provider and; an Identity-Management-as-a-Service, performing identity verification of the user, using software application; and a Relying-Party-Service-Provider, performing transaction and access of the user. Relying-Party-Service-Provider may be one of the group consisting of Banks, Financial Services, Online Shops, Online Voting, Enterprise Websites, Smart Home, Mobile and Web applications.

Claim (Index 2):
A system for secure identification, transaction and access of comprising: a user; a smartphone of the user; a transaction/access smartphone application for communication of the user with a Relying-Party-Service-Provider; an identity external library or smartphone application for interaction of the user with an Identity-Management-as-a-Service.\n Wherein the smartphone application uses a secure messaging or data transfer between said Relying Party smartphone app. and said identity external library or application, in order to interact with the Identity-Management-as-a-Service and to identify the communication request between the user and the Relying-Party-Service-Provider. Said data transfer includes a Session ID, wherein said Session ID is being randomly generated by the transaction/access smartphone application, while being used to identify the access or transaction request of said user to the Relying-Party-Service-Provider. Said data transfer encrypts transaction data with, randomly generated, transaction key and transfers such key to identity smartphone application. Said data transfer includes Risk parameter determination to request PIN entry by the said user or Voiceprint authentication by said user.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 93.0
- Lexical Diversity: 1.96552
- Patent Class: 713.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14905829', '13036996', '11843572', '15463600', '12472512']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.4220809887692471
- 35 USC 102 Novelty (BERT): 0.523575621549539
- Combined Prediction Score: 0.4322304520472763
- Mean Citation Score: 255.552972
- Max Citation Score: 341.91946
- Similarity Product: 259.98852534252404

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test