PATENT CLAIM ANALYSIS

Application Number: 15748594
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-01
Patent Classification: ["705", "039000"]

Abstract:
A withdrawer computing device may send to an application server device a cash withdrawal request for a cash withdrawal of an amount of physical cash. The withdrawer computing device may then receive from the application server device a quote of a cash withdrawal fee for the cash withdrawal, obtain an acceptance of the quote, and send a notification of the acceptance to the application server device. The withdrawer computing device may also receive an indication that the cash withdrawal has been completed, and transmit to the application server device confirmation that the cash withdrawal has been completed. A withdrawer electronic funds account may then be debited by the amount of physical cash and the cash withdrawal fee and a depositor electronic funds account may then be credited by the amount of physical cash and the cash withdrawal fee.

Claim (Index 65):
A method comprising\n sending, by a first computing device to an application server device, a cash transaction request having an associated maximum broadcast radius that is centered upon a location of the first computing device, wherein the cash transaction request is for a cash exchange of an amount of physical cash; receiving, by the first computing device from the application server device, a quote of a transaction fee for the cash exchange, wherein the quote is provided by a second computing device located within the maximum broadcast radius; obtaining, by the first computing device, an acceptance of the quote; sending, by the first computing device to the application server device, a notification of the acceptance of the quote; and after sending the notification of the acceptance of the quote, (i) receiving, by the first computing device, an image of a party associated with the second computing device, and (ii) displaying, by the first computing device, the image of the party associated with the second computing device.

Metadata:
- Claim Count in Document: 2.0
- Percentile: 86.0
- Lexical Diversity: 3.08511
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: True
- Related Applications: ['12896804', '13341751', '14942207', '15630216', '11329480']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1213288917568493
- 35 USC 102 Novelty (BERT): 0.4997216036805742
- Combined Prediction Score: 0.1591681629492218
- Mean Citation Score: 249.42997800000003
- Max Citation Score: 254.09824
- Similarity Product: 174.86159334918975

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test