PATENT CLAIM ANALYSIS

Application Number: 16126446
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-03
Patent Classification: ["705", "044000"]

Abstract:
A system and method for mitigating effects of identity theft in transactions that works in real time to identify instances of identity theft. The system may include an authentication module that processes one or more authentication data elements tendered in connection with a transaction request. A confidence module determines a confidence level for the requested transaction based on the available authentication data. At least a portion of the transaction is processed based on the confidence level assigned to the transaction.

Claim (Index 10):
The identity theft mitigation system of  claim 9 , further comprising:\n storing the one or more user authentication data elements when the confidence level is below the specified high confidence level.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 97.0
- Lexical Diversity: 1.61538
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15980818', '14276753', '11692656', '11241847', '12916234']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1028330553074983
- 35 USC 102 Novelty (BERT): 0.4830321903524811
- Combined Prediction Score: 0.1408529688119966
- Mean Citation Score: 162.04086
- Max Citation Score: 169.97816
- Similarity Product: 112.84542346682548

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test