PATENT CLAIM ANALYSIS

Application Number: 16052354
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2018-11
Patent Classification: ["235", "379000"]

Abstract:
A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.

Claim (Index 27):
The method of  claim 21 , wherein prior to receiving, the token requestor device transmits a token request to a token service computer, wherein the token request includes a token requestor ID that identifies the token requestor device.

Metadata:
- Claim Count in Document: 56.0
- Percentile: 96.0
- Lexical Diversity: 1.38235
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15814994', '14597072', '14340464', '14455574', '14518983']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6938909536966887
- 35 USC 102 Novelty (BERT): 0.5592993590584369
- Combined Prediction Score: 0.6804317942328636
- Mean Citation Score: 408.881818
- Max Citation Score: 476.19455
- Similarity Product: 401.5437770090133

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test