PATENT CLAIM ANALYSIS

Application Number: 16286932
Application Type: Utility
Filing Date: 2019-02
Publication Date: 2019-07
Patent Classification: ["705", "038000"]

Abstract:
A method of exchanging value across a blockchain network including receiving lending offers from lenders, recording each lending offer to a lender smart contract on a blockchain network, and recording the lender smart contracts, defining a lending pool, to a lending pool smart contract on the blockchain network including lending pool conditions. The method may further include receiving a borrower request from a borrower including borrower conditions, recording the borrower request to a borrower smart contract on the blockchain network, determining if the borrower conditions fall within the lending pool conditions, and upon determining the borrower conditions fall within the lending pool conditions, recording the borrower smart contract to the lending pool smart contract.

Claim (Index 3):
The method according to  claim 1  further comprising:\n receiving a second plurality of lending offers from a second plurality of lenders, each lending offer comprising at least one of an amount to lend, an expected loan duration, and expected returns; \n recording each lending offer of the second plurality of lending offers to a smart contract of a second plurality of lender smart contracts on a first blockchain network; and \n recording the second plurality of lending smart contracts, defining a second lending pool, to a second lending pool smart contract on the first blockchain network, the values of at least one of the amount to lend, the expected loan duration, and the expected returns of the plurality of lender smart contracts defining second lending pool conditions.

Metadata:
- Claim Count in Document: 38.0
- Percentile: 99.0
- Lexical Diversity: 2.95238
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16127283', '10461866', '11580138', '16135701', '11501057']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1030425727423215
- 35 USC 102 Novelty (BERT): 0.7061844298330427
- Combined Prediction Score: 0.1633567584513937
- Mean Citation Score: 414.260946
- Max Citation Score: 819.00073
- Similarity Product: 716.9773109975838

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test