PATENT CLAIM ANALYSIS

Application Number: 16034399
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2019-07
Patent Classification: ["235", "379000"]

Abstract:
A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

Claim (Index 5):
The apparatus set forth in  claim 3 , wherein the EPP is operable to use a first encryption key to encrypt the PIN and the card reader is operable to encrypt read data representative of a user associated with a financial account and the deciphered PIN data using a second encryption key, wherein the second encryption key differs from the first encryption key.

Metadata:
- Claim Count in Document: 10.0
- Percentile: 95.0
- Lexical Diversity: 2.32353
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13404617', '15425334', '15188531', '14034952', '14721731']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6627943838836347
- 35 USC 102 Novelty (BERT): 0.5701053823661558
- Combined Prediction Score: 0.6535254837318868
- Mean Citation Score: 443.419326
- Max Citation Score: 475.52643
- Similarity Product: 425.8731759694969

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test