PATENT CLAIM ANALYSIS

Application Number: 15975394
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-11
Patent Classification: ["705", "044000"]

Abstract:
A device may receive, from a server device, a real-time notification indicating that a field of a user account is being modified. The field may include personal information of a user associated with the user account and/or information identifying authorized users of the user account. The device may receive, from a user device, a request associated with a high-risk transaction involving the user account. The device may determine a risk score indicating a likelihood of the high-risk transaction being performed by an unauthorized user. The device may selectively identify an authentication procedure, of a group of authentication procedures, based on the risk score. The device may provide authentication instructions for the authentication procedure to the user device to allow the user device to perform the authentication procedure.

Claim (Index 19):
The method of  claim 14 , further comprising:\n receiving an indication that the user device did not successfully perform the authentication procedure; selectively identifying a new authentication procedure, of the group of authentication procedures, based on receiving the indication that the user device did not successfully complete the authentication,\n wherein the new authentication procedure is able to verify that the user is an authorized user by requesting a biometric identification of the user; and \n providing new authentication instructions for the new authentication procedure to the user device to allow the user device to perform the new authentication procedure.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 93.0
- Lexical Diversity: 2.4386
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13731935', '14188009', '14092252', '14672419', '14640701']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.106098389305926
- 35 USC 102 Novelty (BERT): 0.4874297242967157
- Combined Prediction Score: 0.144231522805005
- Mean Citation Score: 182.250022
- Max Citation Score: 188.23708
- Similarity Product: 124.68362059696196

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test