PATENT CLAIM ANALYSIS

Application Number: 16284656
Application Type: Utility
Filing Date: 2019-02
Publication Date: 2019-06
Patent Classification: ["235", "379000"]

Abstract:
Systems and methods for transferring resource access from a sender to a recipient are disclosed that can allow a sender to specify an amount of a resource to provide access to (e.g., an amount of money or an amount of access rights), while still providing security for the sender's sensitive credential information (e.g., PAN and/or PIN). These systems and methods can allow a sender to transfer resource access from any location and at any time of the day. In the case of money transfers, the recipient can quickly and directly obtain the money from any ATM location associated with any bank and at any time of the day, even without a bank account.

Claim (Index 13):
The server computer of  claim 12 , the method further comprising:\n after processing the request, invalidating the token and the recipient code.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 99.0
- Lexical Diversity: 2.0
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15156633', '15701871', '13204904', '14805890', '15649923']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6273531924266247
- 35 USC 102 Novelty (BERT): 0.500414094883271
- Combined Prediction Score: 0.6146592826722894
- Mean Citation Score: 250.18922200000003
- Max Citation Score: 324.9073
- Similarity Product: 293.2991669835865

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test