PATENT CLAIM ANALYSIS

Application Number: 16188873
Application Type: Utility
Filing Date: 2018-11
Publication Date: 2019-03
Patent Classification: ["705", "021000"]

Abstract:
The systems, methods, and computer program products (collectively “systems”) described herein are generally configured to monitor actions in digital channels. More specifically, the systems are capable of creating reservations for items and initiating payments for the items based on actions or information received from the digital channel. The systems are capable of syncing transaction accounts with various digital channels. Moreover, the systems are capable of initiating or completing transaction based on user information. The systems may also be capable of providing rewards based on activities or accomplishments in the digital channels. Moreover, the systems may be capable of verifying activities based on transaction information.

Claim (Index 20):
A computer based system, comprising:\n a processor; and a non-transitory memory configured to communicate with the processor, the non-transitory memory having instructions stored thereon that, in response to execution by the processor, cause the processor to perform operations comprising:\n receiving, by the processor, reservation information associated with a reservation of a reserved item from a merchant system; \n associating, by the processor, the reservation information with a financial transaction account; \n determining, by the processor, that the reserved item was used; \n confirming, by the processor, that purchase instructions comply with reservation instructions; \n confirming, by the processor, that the reserved item conforms to the reservation information and the financial transaction account; and \n initiating, by the processor, a financial transaction for the reserved item.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 98.0
- Lexical Diversity: 2.01695
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15456777', '13889307', '13889305', '13889288', '13889299']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1124792150230512
- 35 USC 102 Novelty (BERT): 0.5376757097688734
- Combined Prediction Score: 0.1549988644976334
- Mean Citation Score: 363.348052
- Max Citation Score: 391.98605
- Similarity Product: 347.3558691186309

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test