PATENT CLAIM ANALYSIS

Application Number: 16245668
Application Type: Utility
Filing Date: 2019-01
Publication Date: 2019-05
Patent Classification: ["705", "014100"]

Abstract:
In one aspect, a computing apparatus is configured to facilitate the redemption of loyalty currency in a payment transaction via facilitating awareness of the payment transaction, managing the consumer segmentation and offering promotions, validating available points currency, managing a currency value exchange rate, applying deductions to consumer currency balance, facilitating consumer reimbursement, invoicing for currency exchange, and/or providing consumer engagement.

Claim (Index 9):
The method of  claim 1 , wherein the redemption message is communicated to the device of the user with a short message service.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 99.0
- Lexical Diversity: 1.56818
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13589897', '13237457', '14523185', '15297757', '13630295']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1626181507202606
- 35 USC 102 Novelty (BERT): 0.5353776676558065
- Combined Prediction Score: 0.1998941024138152
- Mean Citation Score: 313.05508999999995
- Max Citation Score: 390.92682
- Similarity Product: 270.6807975560617

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test