PATENT CLAIM ANALYSIS

Application Number: 16130931
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-03
Patent Classification: ["455", "041100"]

Abstract:
Embodiments of the disclosure are directed to performing a transaction between a mobile device and an access device. Value information is provided to the access device by the mobile device. The value information is not necessary to complete the transaction.

Claim (Index 1):
A method for performing a transaction with an access device, the method comprising the following steps, in order:\n a) receiving, by a mobile device, an available applications request from the access device; b) transmitting, by the mobile device, an available applications response to the access device; c) receiving, by the mobile device from the access device, a select application identifier request, wherein the select application identifier request includes a provider identifier; d) retrieving, by the mobile device, value information not necessary to perform the transaction from a server by supplying the server with the provider identifier; e) transmitting, by the mobile device to the access device, a select application identifier response; f) receiving, by the mobile device from the access device, a transaction data request; and g) providing, by the mobile device to the access device, a transaction data response, wherein value information not necessary to perform the transaction is provided to the access device in the select application identifier response or the transaction data response in steps e) or g).

Metadata:
- Claim Count in Document: 50.0
- Percentile: 97.0
- Lexical Diversity: 1.59259
- Patent Class: 455.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15048849', '13801591', '15291777', '14706818', '14698317']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.7345555982343536
- 35 USC 102 Novelty (BERT): 0.5173800191614986
- Combined Prediction Score: 0.7128380403270681
- Mean Citation Score: 226.454482
- Max Citation Score: 343.49628
- Similarity Product: 315.5024409038758

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test