PATENT CLAIM ANALYSIS

Application Number: 15907166
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-10
Patent Classification: ["705", "038000"]

Abstract:
Systems and methods for conducting reliable financial transactions, credit decisions, and security assessments are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation within the network community, or the degree of trust. Information about a financial transaction initiated by a first member of the community, a credit decision, and/or a security assessment may be automatically published to other qualifying members of the community based on connectivity values. The other qualifying members may then be given the opportunity to participate in the same financial transaction or access the same financial application in order to initiate their own financial transaction, or to take action based on information about the financial transaction, credit decision, and/or security assessment. These transactions may also be based on virtual and/or electronic currencies.

Claim (Index 24):
The method of  claim 21 , further comprising:\n publishing the results of the third transaction to the network, wherein the results include an indication of a plurality of nodes that were parties to the third transaction; computing a network connectivity value for one of the plurality of nodes; and permitting a fourth transaction between a node that was not a party to the third transaction and the one of the pluralities of nodes, wherein the fourth transaction is permitted based upon the network connectivity value for the one of the plurality of nodes.

Metadata:
- Claim Count in Document: 38.0
- Percentile: 88.0
- Lexical Diversity: 2.0814
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15254642', '14282935', '14990348', '15671102', '13503352']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0975675861840492
- 35 USC 102 Novelty (BERT): 0.5157872747085539
- Combined Prediction Score: 0.1393895550364997
- Mean Citation Score: 261.631894
- Max Citation Score: 268.7206
- Similarity Product: 167.72069127869602

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test