PATENT CLAIM ANALYSIS

Application Number: 15937377
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2019-10
Patent Classification: ["705", "044000"]

Abstract:
A method comprises receiving, by a provider computing system from a customer computing system, a transaction request for processing a transaction. The transaction includes a transaction information. The provider computing system determines that the transaction information is complete transaction information. The provider computing system determines a transaction history associated with a party to the transaction request. A portion of the transaction history is not accessible by the customer computing system. The provider computing system determines a possible instance of fraud based on the transaction history and the complete transaction information. The provider computing system generates a UAR. Furthermore, the provider computing system populates a blank field of the UAR, based on the analysis of the transaction history with the complete transaction information. The provider computing system transmits to the customer computing system, a fraud alert which is displayed on a personnel device of a customer personnel associated with the customer.

Claim (Index 25):
A method of analyzing and reporting fraud in a transaction, the method comprising:\n receiving, by a provider computing system from a customer computing system, a transaction request for processing a transaction, the transaction including a transaction information; determining, by the provider computing system from the transaction information and a transaction history associated with the transaction, a possible instance of fraud; in response to determining that the transaction is possibly fraudulent, stopping, by the provider computing system, the transaction; generating, by the provider computing system, an unusual activity report; determining, by the provider computing system, if the unusual activity report includes missing fields; in response to determining that the unusual activity report includes missing fields, determining, by the provider computing system from the transaction history, information corresponding to the missing fields; inserting, by the provider computing system from the transaction history, additional information into the unusual activity report so as to fill any missing fields of the unusual activity report; and transmitting, by the provider computing system to the customer computing system, the unusual activity report, wherein the unusual activity report is displayed at least on a personnel device of a customer personnel associated with the customer computing system.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.09434
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13188130', '13188125', '13188128', '13340291', '13843359']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.111026103278744
- 35 USC 102 Novelty (BERT): 0.4910898494010173
- Combined Prediction Score: 0.1490324778909714
- Mean Citation Score: 204.415004
- Max Citation Score: 217.90489
- Similarity Product: 150.03938512277782

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test