PATENT CLAIM ANALYSIS

Application Number: 16151256
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-01
Patent Classification: ["705", "016000"]

Abstract:
A computing system implements a network transaction service in which prepaid cards physically residing at merchant locations. Users of the network transaction service can launch a service application to indicate a transaction at the merchant location. A transaction data set is then received from a point-of-sale terminal at the merchant location—corresponding to use of the prepaid card—which enables the computing system to fund the transaction from a shared funding source of the network transaction service. Subsequently, the computing system can access a customer account of the user to reimburse the shard funding account for an amount of the transaction.

Claim (Index 18):
The non-transitory computer readable medium of  claim 10 , wherein the executed instructions cause the computing system to implement one or more security operations for the specified prepaid card, the one or more security operations precluding use of the specified prepaid card at any location other than the current merchant location.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 97.0
- Lexical Diversity: 1.92593
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14730155', '14730139', '14730127', '15391679', '16050064']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1322399016190145
- 35 USC 102 Novelty (BERT): 0.5481780031769179
- Combined Prediction Score: 0.1738337117748049
- Mean Citation Score: 356.99094
- Max Citation Score: 393.4748
- Similarity Product: 366.3720831174373

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test