PATENT CLAIM ANALYSIS

Application Number: 15913667
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-11
Patent Classification: ["705", "03600R"]

Abstract:
A method performed by one or more processing devices, via one or more networks, for the proactive, without initiation by an owner of a first retirement account, and automatic portability of the first retirement account, comprising: automatically searching databases or sending search requests to one or more record-keepers for a second retirement account owned by the owner; and sending a negative consent notification having a date to the owner of the first retirement account; wherein the negative consent notification advises the owner that unless the owner provides other instructions within a time period from the date, the first retirement account shall be rolled over, in-whole or in-part, into the second retirement account or vice versa.

Claim (Index 35):
The method of  claim 34 , further comprising:\n sending to the first record-keeper, an updated file identifying each owner who has not provided instructions as of the end of the time period extending from the date and account information for each such owner's respective second retirement account.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 90.0
- Lexical Diversity: 1.92424
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13543239', '14095556', '11928826', '13585541', '12056958']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1155774118411681
- 35 USC 102 Novelty (BERT): 0.546322264728632
- Combined Prediction Score: 0.1586518971299145
- Mean Citation Score: 287.501604
- Max Citation Score: 447.01413
- Similarity Product: 274.8916328830004

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test