PATENT CLAIM ANALYSIS

Application Number: 15870998
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-11
Patent Classification: ["463", "025000"]

Abstract:
Electronic fund transfer (EFT) systems and methods are disclosed for managing and transferring electronic funds from a patron's financial account for use in a gaming or amusement environment. The systems comprise a secured electronic transaction terminal and a secured first computing device in communication with a financial network. The terminal is configured to communicate with the patron's financial account via the secured first computing device and the financial network to electronically transfer funds at the patron's request.

Claim (Index 11):
A method for securely transferring funds electronically to an account provided by an operator associated with a gaming or amusement environment, the method comprising:\n (A) initiating an electronic funds transfer request by a patron in a desired amount using a secured electronic transaction terminal certified for use in electronic funds transactions and in exclusive secured communication with a secured first computing device; (B) securely communicating the electronic funds transfer request from the secured electronic transaction terminal to a secured banking network associated with a financial account of the patron via the secured first computing device in secure communication therewith; (C) securely receiving an electronic funds transfer authorization originating from the secured banking network at the secured first computing device; and (D) securely communicating the electronic funds transfer authorization from the secured first computing device to a secured player's card account host management system provided by the operator and crediting funds to a player's card account designated by the patron.

Metadata:
- Claim Count in Document: 26.0
- Percentile: 86.0
- Lexical Diversity: 1.73469
- Patent Class: 463.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14588936', '14210456', '14210453', '14210445', '14210450']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.4296672506855534
- 35 USC 102 Novelty (BERT): 0.6047935157382225
- Combined Prediction Score: 0.4471798771908203
- Mean Citation Score: 552.3162179999998
- Max Citation Score: 588.61145
- Similarity Product: 514.2380511423706

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test