PATENT CLAIM ANALYSIS

Application Number: 16132022
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-03
Patent Classification: ["705", "004000"]

Abstract:
An insurance management system receives, from a client device, at least one image of an insurance card associated with the user operating the client device. The insurance management system extracts features from the at least one image and generates a feature vector associated with the at least one image. A machine learning model receives the feature vector as input and outputs a classification comprising an association with an insurance plan. The insurance management system receives historical medical information that is specific to the user and indicates a current medical condition of the user and evaluates the insurance plan of the user in view of their historical medical information. Based on the evaluation, the insurance management system provides a recommendation that comprises one or more alternative insurance plans or one or more alternative pharmacies.

Claim (Index 13):
A non-transitory computer-readable storage medium storing instructions that, when executed by one or more processors, cause the one or more processors to perform operations comprising:\n receiving, from a client device, at least one image of an insurance card associated with a user operating the client device; extracting features from the at least one image; generating a feature vector associated with the at least one image that includes the features extracted for that image; inputting the feature vector into a machine learning model to determine a classification associated with the at least one image, wherein the machine learning model has been trained using classifications of insurance cards of other users, the classification comprising an association with an insurance plan represented by the insurance card; storing the insurance plan of the classification as a current selection of the user; receiving historical medical information that is specific to the user and indicates a current medical condition of the user; evaluating, based in part on the historical medical information associated with the user, the current selection the user; and providing for display to the user in a user interface a recommendation, based in part on the evaluation, associated with the current selection of the user.

Metadata:
- Claim Count in Document: 9.0
- Percentile: 97.0
- Lexical Diversity: 2.13636
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13667972', '11264878', '10813968', '13589758', '09812704']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1061257882239572
- 35 USC 102 Novelty (BERT): 0.4712391285793343
- Combined Prediction Score: 0.142637122259495
- Mean Citation Score: 174.98211199999997
- Max Citation Score: 192.85268
- Similarity Product: 151.89296260009291

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test