PATENT CLAIM ANALYSIS

Application Number: 15870869
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-06
Patent Classification: ["705", "004000"]

Abstract:
In an embodiment, a method is provided. The method includes receiving a request for a vehicle service contract. The request includes a mileage of a vehicle, a type of the vehicle, a custom requested coverage for the vehicle and a custom requested term of the vehicle service contract. The method also includes analyzing specific vehicle details from request for vehicle service contract. The method further includes calculating a custom quote for the vehicle service contract based on the mileage of the vehicle, the type of vehicle, a custom requested coverage and a custom requested term of the vehicle service contract. The method also includes providing the custom quote for vehicle service contract to a consumer. The method further includes receiving a request to complete vehicle service contract based on custom quote from consumer. The method includes issuing vehicle service contract to consumer based on custom quote and request to complete the vehicle service contract from consumer.

Claim (Index 15):
A method, comprising:\n receiving a request for a vehicle service contract, the request including a mileage of a vehicle, a type of the vehicle, a custom requested coverage for the vehicle and a custom requested term of the vehicle service contract; analyzing specific vehicle details from request for vehicle service contract; calculating a custom quote for vehicle service contract based on mileage of vehicle enumerated in miles, type of vehicle, custom requested coverage, custom requested term of vehicle service contract enumerated in days, a factor for any requested powertrain coverage, a factor for any requested non-powertrain coverage, a factor adjusting for present mileage of the vehicle enumerated in miles, a factor adjusting for present age of the vehicle enumerated in days, a factor adjusting for a vehicle class of the vehicle, a factor adjusting for a deductible amount of the vehicle service contract and a minimum premium for the vehicle service contract; providing the custom quote for vehicle service contract to a consumer; receiving request to complete vehicle service contract based on custom quote from consumer; issuing vehicle service contract to consumer based on custom quote and request to complete vehicle service contract from consumer; receiving a request for coverage of a repair based on the vehicle service contract; verifying coverage of the repair based on the vehicle service contract; authorizing coverage of the repair based on the vehicle service contract; receiving confirmation of completion of the repair based on the vehicle service contract including documentation from an entity asserting that the entity completed repairs to the vehicle of the request for vehicle service contract; and providing payment at a predetermined rate responsive to confirmation of completion of the repair based on the vehicle service contract.

Metadata:
- Claim Count in Document: 41.0
- Percentile: 86.0
- Lexical Diversity: 4.12195
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['12101393', '13938113', '10572990', '12256600', '14184272']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1013170596267248
- 35 USC 102 Novelty (BERT): 0.4520808015981493
- Combined Prediction Score: 0.1363934338238672
- Mean Citation Score: 144.59493600000005
- Max Citation Score: 154.62
- Similarity Product: 127.56139678001404

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test