PATENT CLAIM ANALYSIS

Application Number: 15869682
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "041000"]

Abstract:
Systems and methods are provided for pairing an electronic wallet for a consumer with a service provider. One exemplary method includes receiving, by a computing device, a request to pair the electronic wallet with the service provider where the electronic wallet is associated with an account and where the account is associated with a user, and requesting, by the computing device, consent from the user to pair the electronic wallet with the service provider. The method also includes generating, by the computing device, a pairing token for the wallet application and the service provider upon consent from the user, and storing the pairing token in association with the wallet application, whereby the service provider is permitted to use the pairing token in a subsequent network transaction involving an entity associated with the service provider and the wallet application, regardless of whether the wallet application is separately paired with the entity.

Claim (Index 11):
A system for pairing a wallet application for a user with a payment service provider, the system comprising:\n a memory; and a processor coupled to the memory, the processor configured to:\n receive a request from a user to pair a wallet application with a payment service provider (PSP), the request including an indication of the wallet application and an indication of the PSP; \n request consent from the user to pair the wallet application with the PSP; \n when the user provides the consent, generate a pairing token for the wallet application and the PSP; and \n store the pairing token in the memory in association with the wallet application, whereby the PSP is permitted to use the pairing token in a subsequent payment account transaction involving a merchant associated with the PSP and involving the wallet application, regardless of whether the wallet application is separately paired with the merchant.

Metadata:
- Claim Count in Document: 47.0
- Percentile: 86.0
- Lexical Diversity: 2.76271
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14526306', '12358925', '14723316', '13108328', '13833625']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.130383170484953
- 35 USC 102 Novelty (BERT): 0.4910955573252137
- Combined Prediction Score: 0.1664544091689791
- Mean Citation Score: 243.728584
- Max Citation Score: 252.42935
- Similarity Product: 193.4941072302282

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test