PATENT CLAIM ANALYSIS

Application Number: 15950849
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2019-10
Patent Classification: ["726", "006000"]

Abstract:
A remote notary system, authentication, and identity proofing system is disclosed that is allows documents to be notarized and witnessed online. In some embodiments, more than one signatory or observers may be included in a remote notary session at the same time.

Claim (Index 12):
A computerized method for processing a remote transaction between a first and second user including an electronic document, the processing occurring in real time or substantially real time, the method comprising:\n initiating by the processor a communication with a first computing device over a network; receiving by a processor an electronic document to be notarized or witnessed over the network; one of the first user being online or not being online, authenticating by the processor an identification of the first user electronically executing the document, the authentication further comprising automatically serving to the first user one or more knowledge based questions and if responses to the one or more knowledge based questions are correct, establishing by the processor on-demand a real-time audio and video communication between the first user and second user; initiating by the processor an online identification proofing of the first user by the second user including authenticating by the processor one or more identification-related forms of the first user and if the identification proofing is confirmed by the processor, affixing by the processor an electronic signature to the electronic document; and notarizing and securitizing by the processor the electronic document.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 91.0
- Lexical Diversity: 1.23684
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14949395', '14642092', '12554735', '15629464', '11880618']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2671823908729657
- 35 USC 102 Novelty (BERT): 0.4705416854764283
- Combined Prediction Score: 0.287518320333312
- Mean Citation Score: 174.141292
- Max Citation Score: 179.29448
- Similarity Product: 136.69806054944516

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test