PATENT CLAIM ANALYSIS

Application Number: 16112215
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2018-12
Patent Classification: ["726", "022000"]

Abstract:
In an embodiment, a computing system, such as a monitoring computer, receives a request from a user to monitor an account of the user with an online service provider. The request may include personal information and user preferences for one or more protective actions. The system periodically monitors external data sources for indications of changes to personal information associated with the account, and detects changes or attempted changes to personal information associated with the account. The system may determine risk levels associated with detected changes or attempted changes, and transmit a notification to the user via a communication channel selected based on the determined risk level and/or the user preferences. The system may also initiate protective actions, so that further unauthorized access to the account may be prevented.

Claim (Index 12):
The system of  claim 11 , wherein processing the event comprises:\n determining a risk level associated with the detected change or attempted change to personal information, wherein the protective actions are determined based on the risk level associated with the detected change or attempted change.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 96.0
- Lexical Diversity: 1.93056
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15391032', '14819824', '13234637', '15958572', '15996456']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3209559976069973
- 35 USC 102 Novelty (BERT): 0.523019673745423
- Combined Prediction Score: 0.3411623652208398
- Mean Citation Score: 258.276696
- Max Citation Score: 328.2656
- Similarity Product: 253.514711233902

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test