PATENT CLAIM ANALYSIS

Application Number: 15968588
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-11
Patent Classification: ["705", "039000"]

Abstract:
The embodied invention is a system whereby healthcare funds (healthcare credits) are raised from a variety of sources and accumulated in a healthcare funding account specifically designated for an individual's healthcare expenses. A smart phone application is used to transfer financial support to the designated individual's funding account from other financial institutions (banking accounts). The donors to a specific funding account can be anyone or company who participates in the healthcare funding system. They can be individuals, groups, charities, merchants, employers, corporate sponsors, and trust funds. An individual health care funding account is set up by use of a website and a login account.

Claim (Index 2):
The healthcare funding system according to  claim 1  wherein each said member is issued a healthcare funding card with a member number on it.

Metadata:
- Claim Count in Document: 23.0
- Percentile: 93.0
- Lexical Diversity: 1.65753
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['10445838', '14094525', '13326134', '12945569', '11231357']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1192584300386549
- 35 USC 102 Novelty (BERT): 0.4806442017659346
- Combined Prediction Score: 0.1553970072113829
- Mean Citation Score: 182.265308
- Max Citation Score: 188.65533
- Similarity Product: 137.05728285638986

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test