PATENT CLAIM ANALYSIS

Application Number: 16025829
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2019-06
Patent Classification: ["235", "380000"]

Abstract:
An embodiment includes a credit card device capable of generating a programmed magnetic field of alternating polarity based on a speed of a card swipe, and methods for constructing the device for the purpose of emulating a standard credit card. An apparatus is described to allow said device to emulate behavior of a credit card when used in electronic credit card readers. Additionally methods are described to allow user control of said device for the purpose of authorizing or controlling use of said device in the application of credit, debit and cash transactions, including cryptocurrency and card-to-card transactions. Methods are also described for generating a limited-duration credit card number when performing a transaction for the purpose of creating a limited-use credit card number, which is limited in scope of use to a predetermined number of authorized transactions. Furthermore said device may interact with other similar devices in proximity for the purpose of funds or credit/debit transfers.

Claim (Index 15):
The apparatus of  claim 1 , wherein the processor is configured to communicate at least one of: a bank account, a credit account, a merchant account, a transaction amount, a stored currency amount, and cryptocurrency details through a cryptographic exchange with an electronic device through an interface selected from the group consisting of the wireless interface, a wired interface, and a universal serial bus (USB) interface.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 95.0
- Lexical Diversity: 2.03704
- Patent Class: 235.0
- Transitional Phrase Type: closed
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15250698', '14680946', '15701261', '14217261', '14680979']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6860185335302129
- 35 USC 102 Novelty (BERT): 0.5104651554303595
- Combined Prediction Score: 0.6684631957202276
- Mean Citation Score: 322.975774
- Max Citation Score: 351.26382
- Similarity Product: 340.0390576970029

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test