PATENT CLAIM ANALYSIS

Application Number: 15974861
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "004000"]

Abstract:
A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

Claim (Index 20):
The one or more non-transitory computer-readable media of  claim 19 , wherein receiving the information identifying the location of the vehicle from the navigation system comprises receiving information identifying a start location associated with a segment of the route being traveled by the vehicle and information identifying an end location of the segment of the route being traveled by the vehicle.

Metadata:
- Claim Count in Document: 42.0
- Percentile: 93.0
- Lexical Diversity: 1.89888
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14673150', '14816299', '14100913', '14697141', '14697153']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1187154541076723
- 35 USC 102 Novelty (BERT): 0.5290272098062689
- Combined Prediction Score: 0.159746629677532
- Mean Citation Score: 317.379426
- Max Citation Score: 347.37048
- Similarity Product: 303.7424109278583

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test