PATENT CLAIM ANALYSIS

Application Number: 15894308
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["709", "206000"]

Abstract:
A financial messaging apparatus configured to encapsulate and transmit a financial message along with actions to a mobile device. The actions relate to rules that are associated with characteristics of the financial message.

Claim (Index 21):
The financial message system of  claim 19 , additionally including a relay server, wherein:\n the relay server comprises:\n a network interface configured to:\n receive the encapsulated financial message from the financial message apparatus; \n transmit the encapsulated financial message to the identified user; and \n receive information regarding the identified user; \n \n a processor configured to:\n access the at least one action included in the encapsulated financial message; \n analyze the at least one action for a restriction on routing of the encapsulated financial message; \n if the at least one action does not contain at least one routing restriction, cause the network interface to transmit the encapsulated financial message to the identified user; \n if the at least one action contains at least one routing restriction:\n determine if the received information regarding the identified user conflict with the at least one routing restriction; \n if the received information regarding the identified user does not conflict with the at least one routing restriction, cause the network interface to transmit the encapsulated financial message to the identified user; and \n if the received information regarding the identified user does conflict with the at least one routing restriction, prevent the network interface to transmit the encapsulated financial message to the identified user.

Metadata:
- Claim Count in Document: 47.0
- Percentile: 88.0
- Lexical Diversity: 1.34615
- Patent Class: 709.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14489509', '11153095', '13870776', '13412362', '15591717']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2853247187582411
- 35 USC 102 Novelty (BERT): 0.5259107683511277
- Combined Prediction Score: 0.3093833237175298
- Mean Citation Score: 199.945566
- Max Citation Score: 345.66934
- Similarity Product: 259.2716195303058

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test