PATENT CLAIM ANALYSIS

Application Number: 15925330
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "03600R"]

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.

Claim (Index 8):
A computer program product for determining a projected retirement score of a user comprising a non-transitory computer-readable storage medium having computer-executable instructions to:\n receive from a financial management computing system, via a communication device over a distributed network, financial information of the user; determine the projected retirement score of the user based on the financial information of the user and a life expectancy of the user; establish a connection with a fitness tracker of the user; receive, from the fitness tracker, fitness information of the user; update the life expectancy and the projected retirement score of the user based on the fitness information of the user; cause the fitness tracker to determine a location of the user; receive the location of the user from the fitness tracker; determine a fitness activity based on the location of the user; in response to receiving the fitness information of the user, prompt the user to perform the fitness activity by (i) causing the fitness tracker to display a message and (ii) causing the fitness tracker to vibrate; determine that the user has completed the fitness activity; update the life expectancy and the projected retirement score of the user based on determining that the user has completed the fitness activity; and communicate, to a personal computing device of the user, via the communication device over the distributed network, the projected retirement score of the user.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.14583
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14664667', '14664610', '14664473', '14664193', '11531989']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1690631665641056
- 35 USC 102 Novelty (BERT): 0.646772070981688
- Combined Prediction Score: 0.2168340570058638
- Mean Citation Score: 415.86078
- Max Citation Score: 563.8975
- Similarity Product: 462.6996877619624

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test