PATENT CLAIM ANALYSIS

Application Number: 16154667
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-02
Patent Classification: ["705", "039000"]

Abstract:
Example systems and methods for clustering of users using patterns in their transactions are described. In one implementation, a method receives one or more user identifications of one or more users and one or more payment options associated with multiple transactions. The method identifies a subset of payment options from among the one or more payment options and a subset of user identifications from among the one or more user identifications. The method then analyzes the subset of payment options for patterns based on the subset of user identifications associated with a single payment option of the subset of payment options to cluster each user identification of the subset of user identifications into multiple classifications.

Claim (Index 8):
The system of  claim 1 , further comprising:\n filtering the each user identification of the subset of user identifications further comprising:\n filtering a second user identification of the subset of user identifications as one of the more than one user identification associated with more than one of the users of the one or more users who are related to each other and who are responsive to a similarity score associated with the second user identification being greater than a second predefined threshold; \n the similarity score for each of the more than one user identification is indicative of similarities in a second set of user information between a respective one of the more than one user identification and each of one or more other ones of the more than one user identification; and \n a first quantity of pieces of user information in the second set of user information is lower than a second quantity of pieces of user information in the first set of user information.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 97.0
- Lexical Diversity: 2.4
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13905863', '15698227', '15789051', '14737376', '14929195']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0546337845323932
- 35 USC 102 Novelty (BERT): 0.531983695610914
- Combined Prediction Score: 0.1023687756402453
- Mean Citation Score: 188.290196
- Max Citation Score: 341.2795700000001
- Similarity Product: 245.52939517440444

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test