PATENT CLAIM ANALYSIS

Application Number: 16221817
Application Type: Utility
Filing Date: 2018-12
Publication Date: 2019-04
Patent Classification: ["726", "005000"]

Abstract:
For sharing of information in a virtual or online environment, methods and systems are provided which enable verifying attributes of an individual. An individual registered for participation in a virtual or online environment may provide evidence of the attributes from a verification source that exists outside the virtual or online environment. An administrator associated with the virtual or online environment verifies the attributes by receipt of the evidence. Alternatively, the attribute for the individual may be verified after receipt of one or more signals indicating individuals registered for participation in the virtual or online environment have corroborated the attributes. A verification indication for an attribute may be shared with other individuals in the virtual or online environment.

Claim (Index 15):
A user computer that exists as part of a system that enables sharing of information in an online environment,\n wherein the user computer comprises a display, a wireless network interface, random access memory, nonvolatile memory, one or more processors, and a plurality of computer programs, wherein the user computer exists as part of the online environment, wherein the online environment includes one or more server computers that are not user computers, wherein the online environment includes one or more merchant computers, wherein the online environment permits transactions within the online environment between a user and a plurality of merchants, and wherein the user computer is configured to\n register a user for participation in the online environment, wherein the user registered for participation in the online environment is associated with the user computer; \n send to one or more server computers a credit card attribute value of the user, wherein the credit card attribute value comprises a credit card number and other information pertaining to the credit card of the user, wherein the credit card attribute value of the user is sent from the user computer, and wherein the credit card attribute value is encrypted by the user computer; \n send to the one or more server computers a name attribute value that pertains to the user's name, wherein the name attribute value is encrypted by the user computer; \n receive from the one or more server computers a verification related to the credit card attribute value, wherein the verification related to the credit card attribute value comprises virtual payment information; \n store the virtual payment information in nonvolatile memory on the user computer; \n send to a merchant computer a virtual payment attribute value of the user as part of a transaction, wherein the virtual payment attribute value comprises the virtual payment information, wherein the virtual payment attribute value is sent from the user computer to the merchant computer through a wireless connection, and wherein the virtual payment attribute value of the user is sent only after the user provides authentication information in the form of one or more of fingerprint identification information, facial recognition information, iris recognition information, retina recognition information, and a password; and \n receive from the merchant computer a verification related to the virtual payment attribute value of the user as part of the transaction.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 98.0
- Lexical Diversity: 2.10169
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15987381', '14184254', '14054558', '15636560', '10269033']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3210098352594854
- 35 USC 102 Novelty (BERT): 0.585175665727721
- Combined Prediction Score: 0.3474264183063089
- Mean Citation Score: 315.0781100000001
- Max Citation Score: 534.814
- Similarity Product: 411.6341218090057

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test