PATENT CLAIM ANALYSIS

Application Number: 15860237
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["705", "044000"]

Abstract:
A secure electronic money reserve, accounting, and funds transfer system facilitating funds and information transfer between a service provider, at least one service establishment, and at least one customer.

Claim (Index 18):
The invention of  claim 1  further comprising at least one of the following in no order:\n a) social interaction and/or communication between at least one User and at least one other User;\n financial transactions, transfers, and exchanges (financial and social interaction); \n locating/tracking; \n sharing of data and/or information; \n \n b) social interaction and/or communication between at least one User and at least one other potential User;\n sharing of data and/or information; \n \n c) social interaction and/or communication between at least one User and at least one person on at least one list and/or address book;\n locating/tracking; \n sharing of data and/or information; \n \n d) social interaction and/or communication between at least one User and at least one Service Establishment;\n sharing of data and/or information; \n 1) User gets credit (can open accounts and transfer in real time from smart devise at any location) \n 2) Establishment\u2014builds customer loyalty\u2014can directly market to users, clients, customers, gamblers, and this can be in real time and/or while gaming; \n \n e) social interaction and/or communication between at least one User and the Service Provider;\n sharing and exchanging of data and/or information; \n User is a User of Service Provider software and Service Provider manages transactions performed by User within the software platform.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 86.0
- Lexical Diversity: 1.47826
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13781498', '13106692', '13829961', '14608138', '13156444']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0910941994725235
- 35 USC 102 Novelty (BERT): 0.5037407329443053
- Combined Prediction Score: 0.1323588528197017
- Mean Citation Score: 189.452496
- Max Citation Score: 198.53677
- Similarity Product: 121.15116994574429

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test