PATENT CLAIM ANALYSIS

Application Number: 16034229
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2020-01
Patent Classification: ["726", "007000"]

Abstract:
Embodiments of a smart card and systems and methods for secure data access using a smart card are described. The smart card may be formed a substrate and may include a microprocessor, a memory containing an applet, a counter, and a unique identifier. The smart card may dynamically generate a unique uniform resource location (URL) and transmit the URL to via a contactless communication interface to securely facilitate data access from other devices.

Claim (Index 2):
A system for the secure access of information, comprising:\n a server containing financial information; a smart card including a microprocessor, a contactless communication interface, and a memory storing an applet, a counter, and a unique customer identifier; and a client application comprising instructions for execution on a communication device having a communication field, wherein after entry of the contactless communication interface into the communication field:\n the microprocessor is configured to increment a value stored in the counter and synchronize the incremented counter value with the client application, \n the applet is configured to generate a unique one-time uniform resource locator (URL) by cryptographically hashing the incremented value of the counter and the unique customer identifier, and \n the contactless communication interface is configured to transmit the unique one-time URL to the client application; \n wherein the client application synchronizes the incremented counter value with the server prior to transmitting the unique one-time URL; wherein upon receipt of the unique one-time URL, the client application opens the unique one-time URL to display financial information received from the server, and wherein the server recreates the cryptographic hash using the incremented value of the counter value prior to the display of financial information by the client application.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 95.0
- Lexical Diversity: 1.58824
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14524842', '10269033', '14971232', '12892328', '13310091']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2581610270422281
- 35 USC 102 Novelty (BERT): 0.4859580588546858
- Combined Prediction Score: 0.2809407302234739
- Mean Citation Score: 168.396518
- Max Citation Score: 178.05796999999995
- Similarity Product: 129.03185632000205

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test