PATENT CLAIM ANALYSIS

Application Number: 15906882
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-07
Patent Classification: ["705", "03600R"]

Abstract:
In one embodiment, a server is provided for providing real-time monitoring of spending limits. The server may include memory storing software instructions, and a processor(s) configured to execute the software instructions to perform operations. The operations may include determining that a user has interacted with a store item in a retail environment. The operations may also include accessing a user profile of the user that includes a savings goal of the user, and determining that purchase of the store item would meet at least one trigger condition associated with the savings goal. The operations may further include generating an analysis of the estimated impact of the purchase to the savings goal, and providing the analysis to a device for display to the user while the user remains within the retail environment.

Claim (Index 29):
The method of  claim 21 , further comprising:\n determining that the user initiated a financial transaction to purchase the store item; and updating the plurality of trigger conditions based on the determination that the user initiated the financial transaction.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 88.0
- Lexical Diversity: 2.04286
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13180533', '13180526', '12852074', '12731106', '13082591']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0893581595568696
- 35 USC 102 Novelty (BERT): 0.4719091953267229
- Combined Prediction Score: 0.127613263133855
- Mean Citation Score: 180.633832
- Max Citation Score: 187.47046
- Similarity Product: 144.25226468644618

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test