PATENT CLAIM ANALYSIS

Application Number: 16155737
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-02
Patent Classification: ["705", "071000"]

Abstract:
A computer-readable medium embodies a computer program for obtaining information for a payment transaction. The computer program comprises computer-readable program code for: generating a first message including an identifier and a request for the information, sending the first message via a first communication path, receiving a second message including the information and the identifier via a second path different from the first communication path, and processing the payment transaction using the information obtained in the second message.

Claim (Index 2):
The computer-readable medium of  claim 1 , further comprising program code that, when executed by the processor of the server data processing system, causes the server data processing system to:\n establish a registration session with a terminal, the registration session associated with the user identifier; and receive, from the terminal through the registration session, a request to register the mobile device to be associated with the user identifier for authentication of the user identifier for the future authentication sessions prior to receipt of the message including the registration identifier and the identification information of the mobile device.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 97.0
- Lexical Diversity: 2.12821
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13476886', '13476864', '14522283', '13089313', '14623338']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0949191868645036
- 35 USC 102 Novelty (BERT): 0.506985824960371
- Combined Prediction Score: 0.1361258506740903
- Mean Citation Score: 213.384526
- Max Citation Score: 279.5315
- Similarity Product: 220.52983628201488

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test