PATENT CLAIM ANALYSIS

Application Number: 16126446
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-03
Patent Classification: ["705", "044000"]

Abstract:
A system and method for mitigating effects of identity theft in transactions that works in real time to identify instances of identity theft. The system may include an authentication module that processes one or more authentication data elements tendered in connection with a transaction request. A confidence module determines a confidence level for the requested transaction based on the available authentication data. At least a portion of the transaction is processed based on the confidence level assigned to the transaction.

Claim (Index 7):
The non-transitory computer-readable memory of  claim 6 , wherein the step of receiving one or more user authentication data elements further comprises one or more of:\n biometric data of the user received by a biometric scanner in communication with the authentication module; and facial recognition data of the user captured by a camera in communication with the authentication module.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 97.0
- Lexical Diversity: 1.61538
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15980818', '14276753', '11692656', '11241847', '12916234']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1149984314721125
- 35 USC 102 Novelty (BERT): 0.4790542315707721
- Combined Prediction Score: 0.1514040114819784
- Mean Citation Score: 162.04086
- Max Citation Score: 169.97816
- Similarity Product: 119.6513922684574

Labels:
- Claim Label 101: 0
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test