PATENT CLAIM ANALYSIS

Application Number: 16119623
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-01
Patent Classification: ["705", "065000"]

Abstract:
A method for verifying transactions is discussed. The method includes receiving a transaction request for performing a transaction between a user account and a merchant account. The method includes determining, based on authentication of the user account, a common identifier associated with the user account, the common identifier indicating the user account being authorized for use at a plurality of merchant accounts including the merchant account. The method includes determining a payment token for performing the transaction, the determining the payment token based on the common identifier and a user associated with the user account. The method also includes providing the payment token for completing the transaction.

Claim (Index 14):
The method of  claim 10 , wherein the transaction request is received from a merchant application on the user device, wherein the merchant application is associated with the merchant and is configured to use the payment token to perform the transaction.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 96.0
- Lexical Diversity: 2.63636
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14597072', '15814994', '16052354', '15794594', '13358339']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1228389475372065
- 35 USC 102 Novelty (BERT): 0.5010800377248416
- Combined Prediction Score: 0.16066305655597
- Mean Citation Score: 235.386076
- Max Citation Score: 252.63962
- Similarity Product: 191.99130629024623

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test