PATENT CLAIM ANALYSIS

Application Number: 15872683
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "044000"]

Abstract:
A method including: receiving, from a sender, a group message directed toward the transfer facilitator and a recipient; identifying the sender and a payment account associated with the sender; parsing the group message to identify contact information for the recipient and instructions for a transfer request; contacting, using a private message and the parsed contact information, the recipient with instructions for receiving a payment from the sender; receiving, from the recipient, payment reception information including at least one of a recipient account or a payment method; and initiating, in accordance with the instructions for the transfer request, a fund transfer from the sender to the recipient from the identified payment account associated with the sender and the received payment reception information.

Claim (Index 16):
The method of  claim 15 , wherein\n the group message includes a header and a body, the header includes the contact information for each of the plurality of recipients, and the body includes names associated with respective transfer amounts corresponding to each of the plurality of recipients; and the method further comprises:\n matching the names to the contact information; and \n initiating a fund transfer to each of the plurality of recipients comprises initiating a fund transfer to each of the plurality of recipients for the respective transfer amount corresponding to the respective recipient.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 86.0
- Lexical Diversity: 2.77551
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11692708', '15209685', '13921787', '14312456', '13782587']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1493835375103395
- 35 USC 102 Novelty (BERT): 0.5036304020972067
- Combined Prediction Score: 0.1848082239690262
- Mean Citation Score: 262.563444
- Max Citation Score: 282.38098
- Similarity Product: 221.98503233011127

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test