PATENT CLAIM ANALYSIS

Application Number: 15861829
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["705", "038000"]

Abstract:
This disclosure relates generally to systems and methods for providing personalized financing information and, more particularly, systems and methods for providing personalized financing information via a dealership website using an API associated with a financial service provider. In one embodiment, a system includes memory hardware storing instructions that configure processing hardware to receive a loan request for a buyer via a real-time API that includes at least buyer identification and financial information and information associated at least one inventory item presented on a dealership website. The system may also determine financing information comprising prospective financing terms for the at least one item based on at least the loan request. The server may also provide, to the dealership server via the real-time API, the determined financing information for presentation on the dealership website, including prospective financing terms information corresponding to each of the at least one item.

Claim (Index 22):
The system of  claim 21 , wherein the determined financing information comprises prospective financing terms information corresponding to each of the selected vehicles.

Metadata:
- Claim Count in Document: 19.0
- Percentile: 86.0
- Lexical Diversity: 2.22857
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14599127', '15826956', '14042333', '12120054', '13550044']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.155641547225035
- 35 USC 102 Novelty (BERT): 0.5801966189985014
- Combined Prediction Score: 0.1980970544023817
- Mean Citation Score: 383.48327
- Max Citation Score: 588.4054
- Similarity Product: 360.9422063580872

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test