PATENT CLAIM ANALYSIS

Application Number: 15968267
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-08
Patent Classification: ["726", "007000"]

Abstract:
Systems, methods and apparatus are described for securely authenticating a user at an appropriate level of security depending on context. A system embodiment includes a meta-wallet system platform, a user mobile device, and a plurality of entity computers. A meta-wallet processor receives a user authentication request from a user mobile device including a meta-wallet identifier, an entity identifier, a context identifier, and at least one of user biometric data, user personal assets data, and user social media data. The meta-wall processor then determines that the user is a registered meta-wallet user, defined at least one security protocol, and is engaging in a predetermined type of activity. A security protocol is then selected, and a determination made that a combination of personally identifiable assets data and user biometric data and/or user social media data matches stored data and satisfies the security protocol. The meta-wallet processor then transmits a user authentication confirmation message to the user mobile device and/or to an entity computer.

Claim (Index 22):
The method of  claim 21 , further comprising:\n determining, by the meta-wallet processor, a meta-wallet user security protocol with regard to at least one type of activity that comprises at least one of the biometric data, the personal assets data, and the social media data of the meta-wallet user; and storing, by the meta-wallet processor, the meta-wallet user security protocol in the storage device.

Metadata:
- Claim Count in Document: 7.0
- Percentile: 93.0
- Lexical Diversity: 2.28205
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14514847', '15252468', '15481077', '15410466', '15378801']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2962481060647118
- 35 USC 102 Novelty (BERT): 0.5709735078134408
- Combined Prediction Score: 0.3237206462395848
- Mean Citation Score: 304.5458720000001
- Max Citation Score: 484.28143
- Similarity Product: 395.6541621805817

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test