PATENT CLAIM ANALYSIS

Application Number: 15969715
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-11
Patent Classification: ["705", "039000"]

Abstract:
Example ledger management systems and methods are described. In one implementation, a financial management system receives a transfer request that identifies a source account and a destination account. The financial management system confirms that the source account is valid and confirms that the source account has a sufficient balance for the transfer request. Further, the financial management system issues instructions to debit the source account and credit a settlement account. If the source account is valid and has sufficient balance for the transfer request, instructions are sent to move funds from the settlement account to the destination account.

Claim (Index 16):
The method of  claim 13 , wherein the settlement account is managed by the financial management system.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 93.0
- Lexical Diversity: 2.35556
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11949012', '14081590', '10040929', '10470094', '15050963']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1245371045576959
- 35 USC 102 Novelty (BERT): 0.4824118846370223
- Combined Prediction Score: 0.1603245825656285
- Mean Citation Score: 193.517038
- Max Citation Score: 200.24878
- Similarity Product: 147.12160185761215

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test