PATENT CLAIM ANALYSIS

Application Number: 16273771
Application Type: Utility
Filing Date: 2019-02
Publication Date: 2019-06
Patent Classification: ["235", "380000"]

Abstract:
One variation of a method for controlling a dynamic transaction card includes: at a first time, accessing a first cryptogram; at a second time, establishing a wireless connection with a mobile computing device; in response to establishing the wireless connection with the mobile computing device, accessing a first token associated with the first cryptogram from the mobile computing device via the wireless connection; generating a first magnetic stripe sequence command representing the first cryptogram and the first token; and in response to detecting a magnetic stripe card reader proximal a magnetic stripe emulator integrated into the dynamic transaction card at a third time succeeding the second time, driving the magnetic stripe emulator according to the first magnetic stripe sequence command.

Claim (Index 19):
The method of  claim 1 :\n wherein generating the first magnetic stripe sequence command comprises generating the first magnetic stripe sequence command representing a first payment method; wherein driving the magnetic stripe emulator according to the first magnetic stripe sequence command comprises, at approximately the third time, driving the magnetic stripe emulator according to the first magnetic stripe sequence command in a first transaction; and further comprising:\n at a native application executing on the mobile computing device:\n downloading a second payment method; \n \n at the dynamic transaction card:\n downloading a second magnetic stripe sequence command representing the second payment method from the mobile computing device via the wireless connection; \n storing the second magnetic stripe sequence command in local memory of the dynamic transaction card; and \n in response to failure of the first transaction at a POS system and in response to detection of the magnetic stripe card reader proximal the dynamic transaction card within a threshold duration of the third time, driving the magnetic stripe emulator according to the second magnetic stripe sequence command in a second transaction.

Metadata:
- Claim Count in Document: 37.0
- Percentile: 99.0
- Lexical Diversity: 2.45283
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15647235', '14539895', '14542092', '14168681', '13904939']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.5449900320121596
- 35 USC 102 Novelty (BERT): 0.5160641925905182
- Combined Prediction Score: 0.5420974480699955
- Mean Citation Score: 246.700888
- Max Citation Score: 346.41235
- Similarity Product: 321.6390342370182

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test