PATENT CLAIM ANALYSIS

Application Number: 15870998
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-11
Patent Classification: ["463", "025000"]

Abstract:
Electronic fund transfer (EFT) systems and methods are disclosed for managing and transferring electronic funds from a patron's financial account for use in a gaming or amusement environment. The systems comprise a secured electronic transaction terminal and a secured first computing device in communication with a financial network. The terminal is configured to communicate with the patron's financial account via the secured first computing device and the financial network to electronically transfer funds at the patron's request.

Claim (Index 19):
A system for securely transferring funds electronically to an account provided by an operator associated with a gaming or amusement environment, the system comprising:\n (A) an electronic transaction terminal certified for use in initiating electronic funds transactions and comprising (i) at least one of a PIN entry keypad or at least one payment card reader, and (ii) at least one of a display or a printer; (B) a secured first computing device\n (i) in secured electronic communication with a network associated with a financial account of a patron, \n (ii) in further secured electronic communication with the electronic transaction terminal such that the secured first computing device only permits an authorized electronic transaction terminal to establish said secured electronic communication on an exclusive basis for the purpose of initiating electronic funds transactions, and \n (iii) in further secured electronic communication with a host management system authorized by the operator to manage the account provided by the operator and associated with a patron; \n wherein the system is configured to\n (1) generate an electronic funds transaction request initiated by the patron using at least one of the PIN entry keypad or the at least one payment card reader of the electronic transaction terminal; \n (2) securely transmit said request from the electronic transaction terminal to the secured first computing device; \n (3) securely transmit said request from the secured first computing device to the network associated with the financial account of a patron; \n (4) securely receive from the network, at the secured first computing device, an authorization to transfer funds; \n (5) securely communicate said authorization from the secured first computing device to the host management system for credit to the player's card account associated with the patron; and \n (6) securely communicate confirmation of said authorization from the secured first computing device to the electronic transaction terminal and provide confirmation to the patron using at least one of the display or the printer.

Metadata:
- Claim Count in Document: 26.0
- Percentile: 86.0
- Lexical Diversity: 1.73469
- Patent Class: 463.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14588936', '14210456', '14210453', '14210445', '14210450']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.42914747412364
- 35 USC 102 Novelty (BERT): 0.6061168961499457
- Combined Prediction Score: 0.4468444163262706
- Mean Citation Score: 552.3162179999998
- Max Citation Score: 588.61145
- Similarity Product: 519.0804117313921

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test