PATENT CLAIM ANALYSIS

Application Number: 15891611
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "379000"]

Abstract:
Systems and methods are provided for linking a customer's preexisting financial account to a merchant issued payment vehicle. If an account number associated with the preexisting financial account changes, the linking of the merchant issued payment vehicle is updated with an updated account number.

Claim (Index 38):
A method, comprising:\n activating a merchant issued payment vehicle associated with a merchant, wherein activating the merchant issued payment vehicle comprises: receiving at a payment processor in communication with a merchant computing device of the merchant, an account number of a customer loyalty program associated with the merchant; and subsequent to receiving the account number of the customer loyalty program, linking a unique account number of the merchant issued payment vehicle to the account number of the customer loyalty program.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 88.0
- Lexical Diversity: 1.6
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14033495', '14326596', '15423918', '14962321', '14228363']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.5543595146781197
- 35 USC 102 Novelty (BERT): 0.4856910716275565
- Combined Prediction Score: 0.5474926703730635
- Mean Citation Score: 240.674986
- Max Citation Score: 246.32498
- Similarity Product: 191.58424887201787

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test