PATENT CLAIM ANALYSIS

Application Number: 15925330
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "03600R"]

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.

Claim (Index 18):
The method of  claim 16 , further comprising:\n receiving from the financial management computing system, over the distributed network, investment information for each member of the social network group; determining a primary savings method that members of the social network group use to save for retirement; and communicating to the personal computing device, over the distributed network, a second message comprising a description of the primary savings method to the user.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.14583
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14664667', '14664610', '14664473', '14664193', '11531989']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1690958593504609
- 35 USC 102 Novelty (BERT): 0.6466359630674974
- Combined Prediction Score: 0.2168498697221645
- Mean Citation Score: 415.86078
- Max Citation Score: 563.8975
- Similarity Product: 462.1364361292123

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test