PATENT CLAIM ANALYSIS

Application Number: 15874676
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "040000"]

Abstract:
The disclosed embodiments provide systems, methods, and techniques for managing merchandising cards. A merchandising card may be, for example, a gift card, loyalty card, or the like. Consistent disclosed embodiments, a system for managing merchandising cards may include one or more memory devices storing instructions and one or more processors configured to acquire, from a device over a network, a plurality of locations associated with the device, the device locations being acquired at different instances in time within a predetermined period of time. Additionally, the processor may be configured to calculate a merchant confidence rating for a merchant using the device locations. Further, the one or more processors may be configured to, based on the merchant confidence rating, determine that the merchant matches a merchant that is associated with merchandising card, and send a reminder a user of the device.

Claim (Index 20):
An electronic system for providing a tip recommendation, the electronic system comprising:\n one or more memory devices storing instructions; and one or more processors configured to execute the stored instructions to:\n determine that a transaction account has been used in connection with a transaction to pay an amount to a merchant; and \n determine that a customer device has been enabled to receive a notification; \n in response to the determination that the transaction account has been used and that the customer device has been enabled to receive the notification:\n determine, based on a merchant category code, whether it is customary that tips are accepted by the merchant; and \n if it is determined that it is customary that tips are accepted by the merchant:\n determine a default tip parameter based on a machine learning algorithm, the machine learning algorithm being configured to receive as inputs at least one of historical tipping data of the customer, historical tipping data of the merchant, or a date of the transaction; \n determine a tip recommendation based on the default tip parameter; and \n display a notification, the notification comprising the first tip recommendation.

Metadata:
- Claim Count in Document: 41.0
- Percentile: 86.0
- Lexical Diversity: 2.16216
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15792890', '15863587', '15832449', '15843954', '14548020']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.114335905239546
- 35 USC 102 Novelty (BERT): 0.4758420043171689
- Combined Prediction Score: 0.1504865151473083
- Mean Citation Score: 213.340526
- Max Citation Score: 215.79942000000003
- Similarity Product: 174.58458958064318

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test