PATENT CLAIM ANALYSIS

Application Number: 15749424
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-08
Patent Classification: ["705", "03600R"]

Abstract:
A system configured to assess financial risk tolerance and an appropriate method to assess an investor's financial risk tolerance, wherein the system presents to the investor a series of financial parameters and based on the investor's responses to the financial parameters, the system develops a series of portfolios for the investor to choose from and then the system generates for the investor a financial risk tolerance score. An investor chooses which retirement plan he/she is more comfortable with until he/she has reached the plan that has the appropriate amount of risk to reward ratio for them.

Claim (Index 11):
A method for assessing a financial risk tolerance of an investor using a system consisting of a processor connected to a database, comprising:\n generating by the processor a set of financial parameters to create a financial risk tolerance; receiving by the processor a set of investor data inputs in response to the set of financial parameters; determining by the processor a financial valuation based on the set of investor data inputs; providing by the processor a set of financial risk preferences based on the set of investor data inputs; receiving by the processor a set of corresponding user selections in response to the set of financial risk preferences; assessing the database by the processor the set of corresponding user selections to provide another set of financial risk preferences; generating by the processor a financial risk tolerance score based on a repeated plurality of financial risk preferences and corresponding user selections.

Metadata:
- Claim Count in Document: 26.0
- Percentile: 86.0
- Lexical Diversity: 1.96154
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['09930786', '09976443', '13359035', '13195447', '13557391']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1200941311080464
- 35 USC 102 Novelty (BERT): 0.4973434689360197
- Combined Prediction Score: 0.1578190648908437
- Mean Citation Score: 271.746572
- Max Citation Score: 282.058
- Similarity Product: 229.65738561248784

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test