PATENT CLAIM ANALYSIS

Application Number: 16196237
Application Type: Utility
Filing Date: 2018-11
Publication Date: 2019-03
Patent Classification: ["705", "014390"]

Abstract:
A wireless device is enabled to provide offers. The wireless device receives card data for a financial account card and stores the card data in a memory associated with the wireless device. Responsive to using the card data in a transaction at a first merchant location, the wireless device receives transaction line-item data from a computing system associated with the first merchant location. The wireless device determines merchant information for a second merchant location and determines an offer associated with the second merchant location based on the line-item data and the merchant information for the second merchant. The wireless device presents the offer when the wireless device is near the second merchant location.

Claim (Index 21):
An offer system, comprising:\n a computing system configured to receive over a communication network:\n transaction data for at least one prior transaction associated with a user of a wireless device; and \n information indicating a current location of the wireless device; \n one or more processors configured to execute programmable instructions to:\n determine an offer based on the received information indicating the current location of the wireless device and the transaction data for the at least one prior transaction associated with the user of the wireless device, \n wherein the offer is redeemable at a merchant location within a predetermined distance of the current location of the wireless device, and \n wherein the computing system is further configured to transmit, over the communication network, the determined offer to the wireless device.

Metadata:
- Claim Count in Document: 29.0
- Percentile: 98.0
- Lexical Diversity: 2.58696
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15875297', '15996839', '15703745', '15373213', '15395651']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1249663271977016
- 35 USC 102 Novelty (BERT): 0.5360938141053482
- Combined Prediction Score: 0.1660790758884663
- Mean Citation Score: 367.579778
- Max Citation Score: 372.3656
- Similarity Product: 347.06246585597984

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test