PATENT CLAIM ANALYSIS

Application Number: 16214553
Application Type: Utility
Filing Date: 2018-12
Publication Date: 2019-04
Patent Classification: ["726", "007000"]

Abstract:
When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent. By verifying that both the portable communication device and the portable transaction device are present at the resource provider, the risk of approving a fraudulent transaction from a stolen portable transaction device can be reduced.

Claim (Index 39):
The server computer of  claim 31 , wherein the base station and the portable communication device communicate using Bluetooth low energy (BLE).

Metadata:
- Claim Count in Document: 50.0
- Percentile: 98.0
- Lexical Diversity: 2.15254
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15072636', '15632223', '15222767', '15649923', '14526306']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2866567884560126
- 35 USC 102 Novelty (BERT): 0.5252910955025889
- Combined Prediction Score: 0.3105202191606703
- Mean Citation Score: 224.523958
- Max Citation Score: 317.17035
- Similarity Product: 217.8978000929564

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test