PATENT CLAIM ANALYSIS

Application Number: 15982594
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "030000"]

Abstract:
A method of managing an electric lockbox, such as to reduce processing times associated with remittance processing, may include receiving, by one or more computing devices at a financial institution, a batch file and/or one or more physical remittances at lockbox associated with a payee, the batch file and any physical remittances comprising information associated with a plurality of financial transactions between one or more payors and the payee. The one or more computing devices may then determine whether at least a portion of the information corresponds to a payee preference. A report may be communicated to the payee, the report including a record of the plurality of financial transactions as a set of documents corresponding to the payee preference. In some cases, the report may include at least a portion of the remittance information associated with the plurality of financial transactions deposited into an account associated with the payee.

Claim (Index 10):
The method of  claim 1 , further comprising:\n comparing a first electronic lockbox identifier associated with the batch file with a second electronic lockbox identifier associated with at least one of the plurality of electronic remittances included in the batch file; and assigning the batch file to an electronic lockbox associated with the second electronic lockbox identifier responsive to determining that the second lockbox identifier is different from the first electronic lockbox identifier.

Metadata:
- Claim Count in Document: 24.0
- Percentile: 93.0
- Lexical Diversity: 2.36765
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14458928', '12720987', '13452378', '12130586', '10424812']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1010077096763047
- 35 USC 102 Novelty (BERT): 0.6149143950878773
- Combined Prediction Score: 0.1523983782174619
- Mean Citation Score: 334.0469060000001
- Max Citation Score: 605.567
- Similarity Product: 477.0850738928318

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test