PATENT CLAIM ANALYSIS

Application Number: 16361167
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-08
Patent Classification: ["705", "016000"]

Abstract:
Systems, methods, and computer program products are provided for managing contactless transactions. An activation request is received. A first tap from a mobile device is identified. The first tap occurs when the mobile device is placed within a predetermined proximity to the system. A first select command including an AID corresponding to a first application is transmitted to the mobile device. A first response based on the first select command is received from the mobile device. A data request including information indicating supported data types is transmitted to the mobile device. A second response based on the data request and including transaction data is received from the mobile device.

Claim (Index 31):
A computer program product, comprising:\n a non-transitory computer-readable medium having stored thereon computer-executable instructions, that when executed by one or more processors, cause the one or more processors to manage contactless commerce transactions, the computer-executable instructions comprising:\n computer-executable instructions to identify a first tap from a mobile device, the first tap occurring when the mobile device is placed within a proximity to the terminal device; \n in response to identifying the first tap, computer-executable instructions to transmit, to the mobile device, a first select commerce command including a select commerce application identifier (AID) corresponding to a first commerce application; \n computer-executable instructions to receive, from the mobile device, a first response based on the select commerce application identifier (AID) of the first select commerce command, the first response indicating that the mobile device is compatible with providing commerce elements; \n computer-executable instructions to transmit, in response to the receiving the indication that the mobile device is compatible with providing commerce elements corresponding to the first commerce application, to the mobile device, a data request including merchant specific information comprising a merchant identifier; \n computer-executable instructions to receive, from the mobile device, a second response based on the data request, the second response including a package of data comprising commerce elements corresponding to the merchant specific information comprising the merchant identifier; \n computer-executable instructions to transmit, to the mobile device, a payment AID request; \n computer-executable instructions to receive, from the mobile device, an AID corresponding to a second payment application; \n computer-executable instructions to transmit, to the mobile device, a second select command including the AID corresponding to the second payment application; and \n computer-executable instructions to receive, from the mobile device, payment data in response to the second select command.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 99.0
- Lexical Diversity: 2.16364
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13901188', '14508348', '15048849', '15795796', '14925964']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.116513338677944
- 35 USC 102 Novelty (BERT): 0.571956229193326
- Combined Prediction Score: 0.1620576277294822
- Mean Citation Score: 294.116506
- Max Citation Score: 467.05722
- Similarity Product: 427.7717465576149

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test