PATENT CLAIM ANALYSIS

Application Number: 16031826
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2018-11
Patent Classification: ["718", "101000"]

Abstract:
A computer-based method for throttling payment card transaction processing is provided. The method uses a computer device including a processor and a memory. The method includes identifying, in the memory, a first threshold level. The method also includes transmitting a first plurality of transaction requests to a sub-processing system. The method further includes computing, by the processor, an average response time of the sub-processing system for processing the first plurality of transaction requests. The method also includes receiving a second plurality of transaction requests. The method further includes identifying one or more of the second plurality of transaction requests as failure candidates based at least in part on the average response time and the first threshold level. The method also includes failing one or more of the failure candidates.

Claim (Index 39):
At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by at least one processor, the computer-executable instructions cause the processor to:\n receive a first plurality of transaction requests, each of the first plurality of transaction requests requiring a first response from a sub-processing system; monitor an average response time for the sub-processing system for the first plurality of transaction requests; determine a throttle level based at least in part on the average response time; receive a second plurality of transaction requests, each of the second plurality of transaction requests requiring a second response from the sub-processing system; identify one or more of the second plurality of transaction requests as failure candidates based at least in part on the throttle level; prioritize failure of the failure candidates based at least in part on a plurality of factors associated with each failure candidate of the failure candidates, wherein the plurality of factors includes at least one of a merchant bank and an issuer; and fail one or more of the failure candidates based on the prioritization, wherein the one or more failure candidates are maintained in a queue of pending requests, and wherein each pending request includes an indicator of an amount of remaining processing time associated with that request.

Metadata:
- Claim Count in Document: 39.0
- Percentile: 95.0
- Lexical Diversity: 2.43103
- Patent Class: 718.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14231094', '15624558', '14720309', '14540495', '12748119']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.4700064147681288
- 35 USC 102 Novelty (BERT): 0.5687802074975193
- Combined Prediction Score: 0.4798837940410679
- Mean Citation Score: 236.045784
- Max Citation Score: 407.36957
- Similarity Product: 275.2873510993713

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test