PATENT CLAIM ANALYSIS

Application Number: 16376708
Application Type: Utility
Filing Date: 2019-04
Publication Date: 2019-08
Patent Classification: ["705", "021000"]

Abstract:
A transaction processing platform capable of facilitating the distribution to consumers of various types of prepaid products is disclosed. The transaction processing platform is configured to interface with one or more providers of such prepaid products in order to facilitate the procurement or activation of the products. The platform includes a conduit interface through which service request messages are received and respectively utilized to generate transaction requests for corresponding types of prepaid services. A supply interface arrangement, operatively coupled to the conduit interface, is configured to route a first of the transaction requests through a first supply interface associated with a first type of prepaid service. The supply interface arrangement also routes a second transaction request through a second supply interface associated with a second type of prepaid service. The platform is also configured to provide supplier response information received through the supply interfaces to the conduit interface.

Claim (Index 21):
A method for processing prepaid product transaction requests performed by a transaction processing platform having a processor and computer program code stored on a non-transitory computer readable memory which, when executed by the processor, causes the transaction processing platform to perform the method comprising:\n receiving a prepaid product transaction request message from a client terminal via an interface of the transaction processing platform; determining an appropriate service provider associated with the prepaid product; routing the transaction request to the appropriate service provider; receiving a response comprising a personal identification number associated with the prepaid product; and delivering the personal identification number to the client terminal; wherein the client terminal is operative for wireless communication, the request message was received via electronic communication, and the personal identification number is delivered to the client terminal via electronic communication.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 100.0
- Lexical Diversity: 2.32836
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['12538083', '13619176', '11007662', '11851337', '14065189']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.120266336814291
- 35 USC 102 Novelty (BERT): 0.5987579164670245
- Combined Prediction Score: 0.1681154947795644
- Mean Citation Score: 462.374232
- Max Citation Score: 541.5307
- Similarity Product: 458.11290274373886

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test