PATENT CLAIM ANALYSIS

Application Number: 15875566
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-07
Patent Classification: ["446", "175000"]

Abstract:
A casino credit access instrument comprises a source of funds for a player, such as for placing wagers to play casino-style games or to purchase other goods or services. The instrument defines a period of timed during which credit may be accessed up to a predetermined amount, defines a redemption period during which any accessed credit may be re-paid, and defines settlement terms if the instrument is not redeemed. Credit may be granted based upon financial collateral, which collateral may be executed upon to settle the instrument. The instrument provides a convenient source of funding for player at low risk to the casino or other lender.

Claim (Index 1):
A method of providing casino credit to a player comprising the steps of:\n accepting an application for credit from a player, said application including information identifying said player and information regarding at least one element of financial collateral; processing said application comprising determining if at least one qualifying criteria for issuance of a casino credit access instrument has been met; if so, issuing said casino credit access instrument, said casino credit access instrument defining a maximum credit limit, a credit access period, redemption terms and settlement terms; providing credit upon request by said player during said credit access period up to said maximum credit limit; permitting said player to redeem all or part of any credit accessed during said credit access period based upon said redemption terms; and if said player does not redeem all of said accessed credit, settling said casino credit access instrument based upon said settlement terms.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 86.0
- Lexical Diversity: 1.75385
- Patent Class: 446.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13473895', '15073806', '10210174', '10652155', '15272672']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6476744760267898
- 35 USC 102 Novelty (BERT): 0.4990699597545428
- Combined Prediction Score: 0.6328140243995652
- Mean Citation Score: 221.75593
- Max Citation Score: 276.3321
- Similarity Product: 229.3081863687516

Labels:
- Claim Label 101: 0
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test