PATENT CLAIM ANALYSIS

Application Number: 15885970
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "380000"]

Abstract:
Provided is a method for digital currency transfers via a mobile and wearable device. The method may include receiving a transfer request with a transfer amount in digital currency and user identification data associated with the user, retrieving payment data of the user associated with the identification data, generating an optical code encoding the payment data and the transfer amount. The method may continue with providing the optical code on a screen of the mobile and wearable device. On scanning of the optical code, a transfer receiving request is created. The method may continue with receiving a transfer receiving request to perform a payment transaction associated with the user, accessing a user account maintained by a currency issuance unit, and transferring the transfer amount in the digital currency from the user account to a recipient account associated with the recipient identification data.

Claim (Index 23):
The method of  claim 10 , wherein a CBFC is a global public ledger for 206 countries, the global public ledger recording transactions in the digital currency;\n wherein the digital currency functions in absence of a trusted international central authority with maintenance of the CBFC performed by a network of communicating nodes running software associated with the CBFC; wherein the transactions in the digital currency are broadcast to a network associated with the CBFC using one or more readily available software applications; wherein a node of the network of communicating nodes validates the transactions, adds the transactions to a copy of the global public ledger associated with the node, and broadcast the additions to other nodes of the network of communicating nodes; wherein the broadcasting of the additions is performed a plurality times per hour, wherein the additions form a block added to the CBFC; wherein the broadcasting provides for determining a calendar time of spending one or more amounts in the digital currency and preventing double-spending in an environment without central oversight; wherein the digital currency exists in the CBFC as unspent outputs of the transactions.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 88.0
- Lexical Diversity: 2.71429
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15486709', '15345003', '15040466', '14334992', '14458791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6484482420420403
- 35 USC 102 Novelty (BERT): 0.5197467626690079
- Combined Prediction Score: 0.6355780941047371
- Mean Citation Score: 304.711358
- Max Citation Score: 363.80005
- Similarity Product: 247.1420629183889

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test