PATENT CLAIM ANALYSIS

Application Number: 15904156
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-07
Patent Classification: ["705", "035000"]

Abstract:
A method and computer readable medium for conducting a transaction, comprising receiving a verification value and a portion of a dynamic data element, determining candidate dynamic data elements using the portion of the dynamic data element, calculating candidate verification values using candidate dynamic data elements, and determining if the received verification value matches any of the candidate verification values, wherein the transaction is thereafter authenticated if a candidate verification value matches a candidate verification value.

Claim (Index 38):
The service provider computer of  claim 33 , wherein the dynamic data element includes at least one of a time of day, current transaction amount, terminal ID, merchant ID, randomly generated number, counter, or pointer.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 88.0
- Lexical Diversity: 2.25
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13919900', '11940074', '11764376', '12776949', '13763570']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1585526055963977
- 35 USC 102 Novelty (BERT): 0.5344809546121536
- Combined Prediction Score: 0.1961454404979734
- Mean Citation Score: 321.067848
- Max Citation Score: 386.99188
- Similarity Product: 249.3849489777708

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test