PATENT CLAIM ANALYSIS

Application Number: 16008861
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-01
Patent Classification: ["705", "037000"]

Abstract:
In various embodiments, processes, methods, tools, strategies, and techniques are provided for linking an investment card to an investment card account including one or more securities or other assets. At least one value associated with the investment card can be linked to the value of a security within the investment card account. The investment card can be employed in a variety of transactions, such as purchase transactions involving products or services.

Claim (Index 125):
The improved electronic payment system of  claim 119 , wherein the investment account consists of at least one share of a first security, and wherein the transactions valuation algorithm comprises:\n determining, by the issuer computing system, that the purchase price does not evenly divide into a share value of the first security; and determining, by the issuer computing system, a remainder of the purchase price to be funded from the second wallet, wherein the remainder of the purchase price is an amount of the purchase price that does not divide evenly into the share value of the first security.

Metadata:
- Claim Count in Document: 27.0
- Percentile: 94.0
- Lexical Diversity: 1.56863
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13248037', '14186283', '14714684', '10619304', '11461951']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1091159250847171
- 35 USC 102 Novelty (BERT): 0.4980808161240175
- Combined Prediction Score: 0.1480124141886471
- Mean Citation Score: 209.310874
- Max Citation Score: 213.55223
- Similarity Product: 147.40367138524175

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test