PATENT CLAIM ANALYSIS

Application Number: 15880115
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "017000"]

Abstract:
A method of optimizing future profits may include receiving an order inquiry and/or data of the user at a server device, including one or more product of interest, and training a machine learning model by analyzing labeled data. The method may include analyzing the data of the user and at least one product of interest using the trained machine learning model to generate a discounted price for the product of interest that is lower than the credit card price of the product of interest, and/or a credit limit associated with the user. The discounted price and/or credit limit may be transmitted to a user device, and an economizer selection may be received which circumvents the usage of a credit card, and a withdrawal request and/or deposit request may be initiated in response to the economizer selection.

Claim (Index 9):
The computer-implemented method of  claim 1 , wherein the server device is the user device.

Metadata:
- Claim Count in Document: 56.0
- Percentile: 86.0
- Lexical Diversity: 2.11765
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15442326', '09579787', '11333956', '13102118', '11474780']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1222814189784793
- 35 USC 102 Novelty (BERT): 0.4985730475671299
- Combined Prediction Score: 0.1599105818373443
- Mean Citation Score: 188.793872
- Max Citation Score: 191.63431
- Similarity Product: 115.2009951727426

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test