PATENT CLAIM ANALYSIS

Application Number: 15907166
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-10
Patent Classification: ["705", "038000"]

Abstract:
Systems and methods for conducting reliable financial transactions, credit decisions, and security assessments are provided. A user may assign user connectivity values to other members of the community, or connectivity values may be automatically harvested or assigned from third parties or based on the frequency of interactions between members of the community. Connectivity values may represent such factors as alignment, reputation within the network community, or the degree of trust. Information about a financial transaction initiated by a first member of the community, a credit decision, and/or a security assessment may be automatically published to other qualifying members of the community based on connectivity values. The other qualifying members may then be given the opportunity to participate in the same financial transaction or access the same financial application in order to initiate their own financial transaction, or to take action based on information about the financial transaction, credit decision, and/or security assessment. These transactions may also be based on virtual and/or electronic currencies.

Claim (Index 26):
The method of  claim 25 , wherein generating data comprises:\n computing a network connectivity for at least one of the first node of the transaction network and the second node of the transaction network.

Metadata:
- Claim Count in Document: 38.0
- Percentile: 88.0
- Lexical Diversity: 2.0814
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15254642', '14282935', '14990348', '15671102', '13503352']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1087569080170373
- 35 USC 102 Novelty (BERT): 0.5154083181437984
- Combined Prediction Score: 0.1494220490297134
- Mean Citation Score: 261.631894
- Max Citation Score: 268.7206
- Similarity Product: 176.69453357541562

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test