PATENT CLAIM ANALYSIS

Application Number: 16034399
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2019-07
Patent Classification: ["235", "379000"]

Abstract:
A banking system operates responsive to data read from data bearing records. The system includes an automated banking machine comprising a card reader. The card reader includes a movable read head that can read card data along a magnetic stripe of a card that was inserted long-edge first. The card reader includes a card entry gate. The gate is opened for a card that is determined to be properly oriented for data reading. The card reader can encrypt card data, including account data. The machine also includes a PIN keypad. The card reader can send encrypted card data to the keypad. The keypad can decipher the encrypted card data. The keypad can encrypt both deciphered card data and a received user PIN. The card data and the PIN are usable by the machine to authorize a user to carry out a financial transfer involving the account.

Claim (Index 7):
A method, comprising:\n receiving by a first processor associated with an encrypting pin pad (EPP), a personal identification number (PIN) inputted through the EPP; receiving a second processor associated with a user input device data representative of a user that is associated with a financial account; encrypting a PIN received by the EPP by the first processor receiving the PIN encrypted by the first processor; deciphering, by the second processor, the PIN data encrypted by the first processor; encrypting the and data representative of a user associated with a financial account by the second processor encrypting the deciphered PIN data by the second processor; causing a message to be sent to a transaction host system, wherein the message includes both the deciphered PIN data encrypted by the second processor, and data representative of a user associated with a financial account encrypted by the second processor.

Metadata:
- Claim Count in Document: 10.0
- Percentile: 95.0
- Lexical Diversity: 2.32353
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13404617', '15425334', '15188531', '14034952', '14721731']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6371861173634566
- 35 USC 102 Novelty (BERT): 0.5643957721731843
- Combined Prediction Score: 0.6299070828444294
- Mean Citation Score: 443.419326
- Max Citation Score: 475.52643
- Similarity Product: 405.0973289404071

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test