PATENT CLAIM ANALYSIS

Application Number: 16113323
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-06
Patent Classification: ["705", "044000"]

Abstract:
A permissions management system is disclosed for enabling a user to securely authorize a third-party system to access user account data and initiate transactions related to a user account, without disclosing to the third-party system account credentials. The system enables the user to also securely de-authorize the third-party system. For example, records may be automatically generated that securely store account information, including one or more permissions related to the account and/or the third-party. A token associated with a record may be shared with the third-party system, but neither the record itself, nor the user account credentials, may be shared with the third-party. Accordingly, the third-party may request user account data and/or initiate transactions by providing the token, but does not itself know, e.g., the user account credentials. Further, the user may set various permissions related to the token, and may also revoke the token (e.g., de-authorize the third-party), thus providing increased security to the user's account.

Claim (Index 9):
The system of  claim 2 , wherein the third and fourth computing devices do not directly communicate with one another.

Metadata:
- Claim Count in Document: 51.0
- Percentile: 96.0
- Lexical Diversity: 2.45205
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15258262', '15258256', '16003640', '14722793', '15706337']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1225936206130557
- 35 USC 102 Novelty (BERT): 0.5511810282161181
- Combined Prediction Score: 0.165452361373362
- Mean Citation Score: 323.597398
- Max Citation Score: 420.72406
- Similarity Product: 283.26303908282034

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test