PATENT CLAIM ANALYSIS

Application Number: 16101821
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-08
Patent Classification: ["726", "007000"]

Abstract:
A frictionless multi-factor authentication system and method (“FMFA system”) that facilitates verification of the identity of a website user, registrant or applicant. The FMFA system reduces or removes the burden on the user by eliminating the additional manual second step traditionally required by two-factor authentication methods, and replacing the second step with an automated authentication step based on the location of a mobile device that is associated with the user. The FMFA system may be utilized for authenticating users to access sensitive data on online accounts, applications and websites, download files, perform online transactions, store information through websites or data stores, or the like. The FMFA system allows registration information obtained from a previously-registered user to authenticate the user on subsequent visits or logins to the website.

Claim (Index 10):
The method of  claim 9 , wherein the first location corresponding to the first device is determined using at least one of: an Internet Protocol (IP) address, a web browser cookie and nearby Wi-Fi access point data.

Metadata:
- Claim Count in Document: 36.0
- Percentile: 96.0
- Lexical Diversity: 1.71084
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13706261', '15167834', '13844417', '15056768', '15856467']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3294611867949729
- 35 USC 102 Novelty (BERT): 0.5233309492159864
- Combined Prediction Score: 0.3488481630370743
- Mean Citation Score: 281.399264
- Max Citation Score: 330.742
- Similarity Product: 215.4841255743504

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test