PATENT CLAIM ANALYSIS

Application Number: 15917833
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "002000"]

Abstract:
The disclosed embodiments include a mobile client device for providing real-time manufacturer-based financing. In one embodiment, the mobile device is configured to receive a product code associated with a manufacturer product offered for sale at a merchant location. The mobile device may further provide the product code to a financial service provider system configured to create a manufacturer-based financial service account associated with the product manufacturer. Further, the mobile device may provide, to the financial service provider system, information associated with a received account application, where the financial service provider system may create the manufacturer-based financial service account based on the received information and the product code. The mobile device may also receive a purchase code for purchasing the product using the manufacturer-based financial service account, provide it at the merchant POS location, and receive a confirmation of product purchase.

Claim (Index 40):
The mobile client device of  claim 33 , wherein receiving the purchase code includes receiving instructions to display the purchase code on a display device of the mobile client device.

Metadata:
- Claim Count in Document: 56.0
- Percentile: 90.0
- Lexical Diversity: 2.62069
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15368538', '14330506', '14936622', '14288046', '14472641']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1537302108720021
- 35 USC 102 Novelty (BERT): 0.5425199806471727
- Combined Prediction Score: 0.1926091878495192
- Mean Citation Score: 352.38061199999987
- Max Citation Score: 410.80035
- Similarity Product: 290.77160117157695

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test