PATENT CLAIM ANALYSIS

Application Number: 15948234
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2019-10
Patent Classification: ["705", "044000"]

Abstract:
A processor of a transaction server may receive an authorization request prior to the authorization request being processed by a payment authorization system. The processor may identify at least one alternative to the authorization request being processed by the payment authorization system. The processor may receive a command to process the authorization request by the payment authorization system or to apply the at least one alternative. The processor may process the authorization request according to the command.

Claim (Index 14):
The device of  claim 13 , wherein:\n the alert comprises a user-selectable option for the first payment method and a user-selectable option for the at least one alternative payment method; and the selecting comprises receiving a selection of the user-selectable option for the first payment method or the user-selectable option for the at least one alternative payment method.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 91.0
- Lexical Diversity: 2.6129
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15050963', '09878891', '11698051', '12286488', '12952811']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1281074258395578
- 35 USC 102 Novelty (BERT): 0.4923104228891651
- Combined Prediction Score: 0.1645277255445185
- Mean Citation Score: 218.28146
- Max Citation Score: 227.14249
- Similarity Product: 162.3211741217202

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test