PATENT CLAIM ANALYSIS

Application Number: 15885970
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "380000"]

Abstract:
Provided is a method for digital currency transfers via a mobile and wearable device. The method may include receiving a transfer request with a transfer amount in digital currency and user identification data associated with the user, retrieving payment data of the user associated with the identification data, generating an optical code encoding the payment data and the transfer amount. The method may continue with providing the optical code on a screen of the mobile and wearable device. On scanning of the optical code, a transfer receiving request is created. The method may continue with receiving a transfer receiving request to perform a payment transaction associated with the user, accessing a user account maintained by a currency issuance unit, and transferring the transfer amount in the digital currency from the user account to a recipient account associated with the recipient identification data.

Claim (Index 24):
The method of  claim 10 , wherein the digital currency includes a Z currency (ZCU), the ZCU being a combined digital currency of 206 countries;\n wherein a transaction in the ZCU are defined using a Forth-like scripting language, the transactions in the ZCU consisting of at least one input and at least one output, wherein the at least one output is associated with a ZCU transfer and includes a destination address and an amount in the ZCU of the ZCU transfer, and the at least one input refers to an unspent output in the CBFC to prevent double spending; wherein using of multiple inputs corresponds to using of multiple ZCUs in a cash transaction, wherein a sum of inputs exceeds a total of payments; wherein an unaccounted input is handled as a transaction fee; wherein paying the transaction fee is optional; wherein the user chooses one or more priority transactions based on fee amounts associated with the one or more priority transactions, the one or more priority transactions being processed before other transactions; wherein a fee amount associated with the transaction is based on a number of inputs used to create the transaction and a storage size of the transaction.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 88.0
- Lexical Diversity: 2.71429
- Patent Class: 235.0
- Transitional Phrase Type: closed
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15486709', '15345003', '15040466', '14334992', '14458791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6804429367139249
- 35 USC 102 Novelty (BERT): 0.5166602928497225
- Combined Prediction Score: 0.6640646723275047
- Mean Citation Score: 304.711358
- Max Citation Score: 363.80005
- Similarity Product: 261.00468950463835

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test