PATENT CLAIM ANALYSIS

Application Number: 15925330
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "03600R"]

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.

Claim (Index 15):
A computerized method for determining a projected retirement score of a user, the method comprising:\n receiving from a financial management computing system, over a distributed network, financial information of the user; determining the projected retirement score of the user based on the financial information of the user and a life expectancy of the user; establishing a connection with a fitness tracker of the user; receiving, from the fitness tracker, fitness information of the user; updating the life expectancy and the projected retirement score of the user based on the fitness information of the user; causing the fitness tracker to determine a location of the user; receiving the location of the user from the fitness tracker; determining a fitness activity based on the location of the user; in response to receiving the fitness information of the user, prompting the user to perform the fitness activity by (i) causing the fitness tracker to display a message and (ii) causing the fitness tracker to vibrate; determining that the user has completed the fitness activity; updating the life expectancy and the projected retirement score of the user based on determining that the user has completed the fitness activity; and communicating, to a personal computing device of the user, the projected retirement score of the user.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.14583
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14664667', '14664610', '14664473', '14664193', '11531989']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1700664301670061
- 35 USC 102 Novelty (BERT): 0.6425919470587365
- Combined Prediction Score: 0.2173189818561791
- Mean Citation Score: 415.86078
- Max Citation Score: 563.8975
- Similarity Product: 445.4517450408638

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test