PATENT CLAIM ANALYSIS

Application Number: 16126652
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-01
Patent Classification: ["705", "065000"]

Abstract:
A system for verifying intent in a card not present transaction is provided. The system includes a late binding token that is distributable to consumers without necessarily being bound to an account. The system also includes a client software that locates a token server configured to facilitate managing and communicating with the late binding token. The system also includes a protocol concerning how to build a verifiably secure structured proposal that carries an offer to the consumer through the client software.

Claim (Index 34):
The method of  claim 33 , wherein the late binding token is associated with at least one account of the consumer, and wherein the determining is based on at least one characteristic of the at least one account.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 97.0
- Lexical Diversity: 1.60377
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['10156734', '10628584', '09653078', '13086197', '13086181']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1113528608455664
- 35 USC 102 Novelty (BERT): 0.5605879766380157
- Combined Prediction Score: 0.1562763724248113
- Mean Citation Score: 257.07867000000005
- Max Citation Score: 466.20294
- Similarity Product: 298.7006616238761

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test