PATENT CLAIM ANALYSIS

Application Number: 15885970
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "380000"]

Abstract:
Provided is a method for digital currency transfers via a mobile and wearable device. The method may include receiving a transfer request with a transfer amount in digital currency and user identification data associated with the user, retrieving payment data of the user associated with the identification data, generating an optical code encoding the payment data and the transfer amount. The method may continue with providing the optical code on a screen of the mobile and wearable device. On scanning of the optical code, a transfer receiving request is created. The method may continue with receiving a transfer receiving request to perform a payment transaction associated with the user, accessing a user account maintained by a currency issuance unit, and transferring the transfer amount in the digital currency from the user account to a recipient account associated with the recipient identification data.

Claim (Index 26):
The method of  claim 24 , wherein the digital currency uses public-key cryptography based on generating a public key and a private key;\n wherein the mobile or wearable device functions as a virtual wallet and stores information necessary to perform transaction in the digital currency, the information including a collection of at least one public key and at least one private key; wherein the virtual wallet being a software wallet connecting to a network and providing for spending the digital currency, the software wallet includes: a full client and a lightweight client; wherein the full client verifies the transactions directly on a local copy of the CBFC or a pruned subset of the network associated with the digital currency network to eliminate necessity for trust as in case of external parties, checks validity of blocks of the digital currency, preventing the blocks from transacting on a chain that breaks or alters network rules; wherein a lightweight client consults the full client to send and receive the transactions without requiring a local copy of the CBFC, the lightweight client being suitable for use on low-power, low-bandwidth devices, the lightweight client following longest CBFC and not ensuring validity; wherein the software wallet includes an online wallet storing the information with a provider of the online wallet; wherein the software wallet includes a physical wallet storing the information offline, the storing offline including printing on metal and printing on paper.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 88.0
- Lexical Diversity: 2.71429
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15486709', '15345003', '15040466', '14334992', '14458791']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6476359306733561
- 35 USC 102 Novelty (BERT): 0.5190266829348439
- Combined Prediction Score: 0.634775005899505
- Mean Citation Score: 304.711358
- Max Citation Score: 363.80005
- Similarity Product: 288.7720099722713

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test