PATENT CLAIM ANALYSIS

Application Number: 15878571
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "039000"]

Abstract:
A method for facilitating a transaction with a one-time number includes: receiving a first transaction request, wherein the first transaction request includes a plurality of data elements including at least a first data element configured to store a zero transaction amount and a second data element configured to store a primary account number; parsing the primary account number stored in the second data element included in the received first transaction request; generating a one-time value, wherein the one-time value includes a predetermined number of digits and a subset of the predetermined number of digits is a reference to the processing server; storing a data entry comprised of at least the parsed primary account number and the generated one-time value; and transmitting the generated one-time value in response to the received first transaction request.

Claim (Index 16):
The system of  claim 9 , wherein the first transaction request is formatted according to one or more standards governing the interchange of financial transaction messages.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 86.0
- Lexical Diversity: 2.47368
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15156659', '15793237', '13108328', '14802456', '14526306']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1486987595541539
- 35 USC 102 Novelty (BERT): 0.499121811273154
- Combined Prediction Score: 0.1837410647260539
- Mean Citation Score: 257.158382
- Max Citation Score: 280.4481
- Similarity Product: 226.8530970027924

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test