PATENT CLAIM ANALYSIS

Application Number: 15870192
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["235", "380000"]

Abstract:
A method and system for creating an assurance level based on authentication data attributes using a computer device coupled to a database are provided. The method includes receiving an authorization request associated with the financial transaction from the sender, the authorization request including a fraud risk assessment of the financial transaction determined by the sender using an authentication response received from the computer device by the sender, the authorization request including one or more reason codes associated with the sender fraud risk assessment. The method further includes transmitting the received authorization request to an issuer associated with the cardholder.

Claim (Index 25):
The computer-based method of  claim 21 , wherein the consumer interaction includes the consumer accessing a merchant website to initiate a purchase with the merchant.

Metadata:
- Claim Count in Document: 74.0
- Percentile: 86.0
- Lexical Diversity: 1.89091
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15462526', '14640701', '14719645', '14720309', '15247114']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6686524940722745
- 35 USC 102 Novelty (BERT): 0.5837419719237371
- Combined Prediction Score: 0.6601614418574208
- Mean Citation Score: 387.290818
- Max Citation Score: 540.09357
- Similarity Product: 452.9335632034099

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test