PATENT CLAIM ANALYSIS

Application Number: 16059907
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2018-12
Patent Classification: ["705", "034000"]

Abstract:
A dynamic personalizable automated finance management system that provides a financial management platform that enables users to easily generate a plurality of customized rules or conditions associated with one or more accounts thereby creating account plans that intelligently and passively execute the transfer of funds among accounts. The rules with a plan are able to define if, how much, when and where to transfer money to and from the accounts based on user entered criteria or triggers upon which the rules/conditions are based.

Claim (Index 40):
The system of  claim 39 , wherein the account rule data further comprises a purchase confirmation preference for the rule associated with the product, the purchase confirmation preference indicating if confirmation is required from the user before purchasing the product and further wherein the servers are operable to refrain from purchasing the product from the third party website until the purchase confirmation preference has been met.

Metadata:
- Claim Count in Document: 170.0
- Percentile: 96.0
- Lexical Diversity: 1.38095
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14878857', '09903284', '12433272', '11554823', '14098844']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1176298398058856
- 35 USC 102 Novelty (BERT): 0.6147960029950315
- Combined Prediction Score: 0.1673464561248002
- Mean Citation Score: 252.905778
- Max Citation Score: 534.49896
- Similarity Product: 531.0929230083705

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test