PATENT CLAIM ANALYSIS

Application Number: 15869682
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2019-07
Patent Classification: ["705", "041000"]

Abstract:
Systems and methods are provided for pairing an electronic wallet for a consumer with a service provider. One exemplary method includes receiving, by a computing device, a request to pair the electronic wallet with the service provider where the electronic wallet is associated with an account and where the account is associated with a user, and requesting, by the computing device, consent from the user to pair the electronic wallet with the service provider. The method also includes generating, by the computing device, a pairing token for the wallet application and the service provider upon consent from the user, and storing the pairing token in association with the wallet application, whereby the service provider is permitted to use the pairing token in a subsequent network transaction involving an entity associated with the service provider and the wallet application, regardless of whether the wallet application is separately paired with the entity.

Claim (Index 1):
A computer-implemented method for pairing a wallet application for a user with a service provider, the method comprising:\n receiving, by a computing device, a request to pair a wallet application with a service provider, the wallet application associated with an account, and the account associated with a user; requesting, by the computing device, consent from the user to pair the wallet application with the service provider; upon consent from the user, generating, by the computing device, a pairing token for the wallet application and the service provider; and storing the pairing token in association with the wallet application, whereby the service provider is permitted to use the pairing token in a subsequent network transaction involving an entity associated with the service provider and the wallet application, regardless of whether the wallet application is separately paired with the entity.

Metadata:
- Claim Count in Document: 47.0
- Percentile: 86.0
- Lexical Diversity: 2.76271
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14526306', '12358925', '14723316', '13108328', '13833625']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1305730561639994
- 35 USC 102 Novelty (BERT): 0.4891829107458681
- Combined Prediction Score: 0.1664340416221862
- Mean Citation Score: 243.728584
- Max Citation Score: 252.42935
- Similarity Product: 198.6973318102598

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test