PATENT CLAIM ANALYSIS

Application Number: 15987381
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-11
Patent Classification: ["726", "005000"]

Abstract:
For sharing of information in a virtual or online environment, methods and systems are provided which enable verifying attributes of an individual. An individual registered for participation in a virtual or online environment may provide evidence of the attributes from a verification source that exists outside the virtual or online environment. An administrator associated with the virtual or online environment verifies the attributes by receipt of the evidence. Alternatively, the attribute for the individual may be verified after receipt of one or more signals indicating individuals registered for participation in the virtual or online environment have corroborated the attributes. A verification indication for an attribute may be shared with other individuals in the virtual or online environment.

Claim (Index 49):
A system that enables sharing of information in an online environment, comprising:\n a plurality of user computers, wherein each of the plurality of user computers comprise a display, a wireless network interface, random access memory, nonvolatile memory, one or more processors, and computer programs, wherein each of the plurality of user computers exists as part of the online environment, wherein the online environment exists on one or more computers, wherein the one or more computers of the online environment includes the plurality of user computers and wherein the one or more computers of the online environment also includes one or more computers that are not included in the plurality of user computers, wherein at least one of the computers of the online environment that are not included in the plurality of user computers is a server computer, wherein the one or more computers of the online environment that are not included in the plurality of user computers include one or more merchant computers, wherein each of the one or more merchant computers is associated with one or more merchants, and wherein the one or more computers of the online environment are together configured to\n register a user for participation in the online environment, wherein the user registered for participation in the online environment is associated with a user computer that is one of the plurality of user computers, wherein the online environment permits transactions within the online environment between the user and one or more merchants; \n receive at a server computer a credit card attribute value of the user that is authorized to be verified, wherein the credit card attribute value comprises a credit card number and other information pertaining to the credit card of the user, wherein the credit card attribute value of the user is received from the user computer associated with the user, and wherein the credit card attribute value is encrypted by the user computer; \n receive at the server computer that received the credit card attribute value of the user a name attribute value that pertains to the user's name, wherein the name attribute value is received from the user computer, and wherein the name attribute value is encrypted by the user computer; \n send from a server computer the user's credit card attribute value that is authorized to be verified and the user's name attribute value to one or more verification sources having evidence to verify the credit card attribute of the user, wherein none of the one or more verification sources having evidence to verify the credit card attribute of the user are the user for whom the credit card attribute value is to be verified, wherein none of the one or more verification sources having evidence to verify the credit card attribute of the user are a user computer, wherein the user's credit card attribute value and name attribute value are encrypted by a server computer prior to being sent to the one or more verification sources having evidence to verify the credit card attribute value of the user, and wherein each of the one or more verification sources having evidence to verify the credit card attribute value of the user performs verification of the user's credit card attribute value in an automated fashion without human intervention; \n receive at a server computer a verification related to the credit card attribute value of the user that is authorized to be verified and related to the evidence of the one or more verification sources having evidence to verify the credit card attribute value of the user, wherein the verification related to the credit card attribute value of the user is received from the one or more verification sources; \n send from a server computer to the user computer the verification related to the credit card attribute value, wherein the verification related to the credit card attribute value comprises virtual payment information; \n send from the user computer to a server computer the virtual payment attribute value of the user that is authorized to be verified, wherein the virtual payment attribute value comprises the virtual payment information, and wherein the virtual payment attribute value of the user is sent only after the user inputs authentication information on the user computer as part of a transaction within an application, and wherein the authentication information is in the form of one or more of fingerprint identification information, facial recognition information, iris recognition information, retina recognition information, and a password; \n receive at the user computer encrypted information comprising the virtual payment information and other information, wherein the encrypted information comprising the virtual payment information and other information is received from a server computer; \n send the user's virtual payment attribute value that is authorized to be verified from the user computer to one or more verification sources having evidence to verify the virtual payment attribute value of the user, wherein the one or more verification sources having evidence to verify the virtual payment attribute of the user is not the user for whom the virtual payment attribute value is to be verified and is not a user computer; and \n receive at the user computer a verification related to the virtual payment attribute value of the user, wherein the verification related to the virtual payment attribute value of the user is received from the one or more verification sources having evidence to verify the virtual payment attribute of the user.

Metadata:
- Claim Count in Document: 80.0
- Percentile: 93.0
- Lexical Diversity: 2.10169
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14184254', '10269033', '14985675', '14054558', '14252122']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2697365842495766
- 35 USC 102 Novelty (BERT): 0.5527370335173145
- Combined Prediction Score: 0.2980366291763504
- Mean Citation Score: 247.512994
- Max Citation Score: 455.6871
- Similarity Product: 306.7330884935617

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test