PATENT CLAIM ANALYSIS

Application Number: 15861511
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["235", "375000"]

Abstract:
One variation of a payment card includes: a sheet comprising first and second icons; a transducer configured to output a voltage in response to an impulse on the sheet; a wireless communication module; a first input region adjacent the first icon; a second input region adjacent the second icon; a magnetic stripe emulator; and a processor configured to transition from a passive state to an active state in response a voltage output from the transducer, to receive a first magnetic sequence command associated with a first payment method and a second magnetic sequence command associated with a second payment method, to assign the first payment method to the first input region and the second payment method to the second input region, to receive a selection for the second payment method from the second input region, and to control the magnetic stripe emulator according to the second magnetic sequence command.

Claim (Index 9):
The method of  claim 7 :\n wherein transmitting the first payment sequence command to the payment card comprises transmitting the first payment sequence command comprising a first magnetic stripe sequence representing a credit card; wherein transmitting the second payment sequence command to the payment card comprises transmitting the second payment sequence command comprising a second magnetic stripe sequence representing a loyalty account card associated with the geospatial location currently occupied by the mobile computing device; and further comprising, at the payment card, defaulting to the second payment method by arming the payment emulator to output the second payment sequence command.

Metadata:
- Claim Count in Document: 35.0
- Percentile: 86.0
- Lexical Diversity: 2.92727
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15016582', '14626654', '14168681', '14539895', '13904939']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6105144819612672
- 35 USC 102 Novelty (BERT): 0.4938573690318655
- Combined Prediction Score: 0.5988487706683271
- Mean Citation Score: 270.437482
- Max Citation Score: 311.84155
- Similarity Product: 283.39110071313087

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test