PATENT CLAIM ANALYSIS

Application Number: 15975394
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-11
Patent Classification: ["705", "044000"]

Abstract:
A device may receive, from a server device, a real-time notification indicating that a field of a user account is being modified. The field may include personal information of a user associated with the user account and/or information identifying authorized users of the user account. The device may receive, from a user device, a request associated with a high-risk transaction involving the user account. The device may determine a risk score indicating a likelihood of the high-risk transaction being performed by an unauthorized user. The device may selectively identify an authentication procedure, of a group of authentication procedures, based on the risk score. The device may provide authentication instructions for the authentication procedure to the user device to allow the user device to perform the authentication procedure.

Claim (Index 6):
The non-transitory computer-readable medium of  claim 1 , wherein the one or more instructions, when executed by the one or more processors, further cause the one or more processors to:\n receive data indicating whether the request associated with the high-risk transaction was an authorized request or an unauthorized request; determine that the risk score was not an accurate indicator of a likelihood of the request being unauthorized; determine one or more features to use for retraining the data model by processing additional information associated with the user or the user account,\n wherein the one or more features are able to be used as indicators of authorized or unauthorized requests; and \n retrain the data model using the one or more features to allow the data model to make more accurate risk score determinations.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 93.0
- Lexical Diversity: 2.4386
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13731935', '14188009', '14092252', '14672419', '14640701']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1182463675952145
- 35 USC 102 Novelty (BERT): 0.4865961207547694
- Combined Prediction Score: 0.15508134291117
- Mean Citation Score: 182.250022
- Max Citation Score: 188.23708
- Similarity Product: 128.8152462068081

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test