PATENT CLAIM ANALYSIS

Application Number: 16361167
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-08
Patent Classification: ["705", "016000"]

Abstract:
Systems, methods, and computer program products are provided for managing contactless transactions. An activation request is received. A first tap from a mobile device is identified. The first tap occurs when the mobile device is placed within a predetermined proximity to the system. A first select command including an AID corresponding to a first application is transmitted to the mobile device. A first response based on the first select command is received from the mobile device. A data request including information indicating supported data types is transmitted to the mobile device. A second response based on the data request and including transaction data is received from the mobile device.

Claim (Index 25):
A method to manage contactless commerce transactions, comprising:\n identifying, using the computing device, a first tap from a mobile device, the first tap occurring when the mobile device is placed within a proximity to a terminal device; in response to identifying the first tap, transmitting, using the computing device and to the mobile device, a first select commerce command including a select commerce application identifier (AID) corresponding to a first commerce application; receiving, using the computing device and from the mobile device, a first response based on the select commerce application identifier (AID) of the first select commerce command, the first response indicating that the mobile device is compatible with providing commerce elements; in response to the receiving the indication that the mobile device is compatible with providing commerce elements corresponding to the first commerce application, transmitting, using the computing device and to the mobile device, a data request including merchant specific information comprising a merchant identifier; and receiving, using the computing device and from the mobile device, a second response based on the data request, the second response comprising a package of data including commerce elements corresponding to the merchant specific information comprising the merchant identifier; transmitting, using the computing device and to the mobile device, a payment AID request; receiving, using the computing device and from the mobile device, an AID corresponding to a second payment application; transmitting, using the computing device and to the mobile device, a second select command including the AID corresponding to the second payment application; and receiving, using the computing device and from the mobile device, payment data in response to the second select command.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 99.0
- Lexical Diversity: 2.16364
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13901188', '14508348', '15048849', '15795796', '14925964']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1164941450082836
- 35 USC 102 Novelty (BERT): 0.5720560570779316
- Combined Prediction Score: 0.1620503362152484
- Mean Citation Score: 294.116506
- Max Citation Score: 467.05722
- Similarity Product: 428.4157410481345

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test