PATENT CLAIM ANALYSIS

Application Number: 15928713
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-11
Patent Classification: ["705", "004000"]

Abstract:
Automated systems and methods for implementing and managing the submission, quote, proposal and binding stages (i.e., placement process) for securing insurance coverage.

Claim (Index 2):
A system for automating customization and delivery of transaction documents for insurance products, comprising:\n processing circuitry; and a non-transitory computer readable memory coupled to the processing circuitry, the memory storing machine-executable instructions, wherein the machine-executable instructions, when executed on the processing circuitry, cause the processing circuitry to:\n receive, from a remote computing device of a first user via a network, at least one insurance product application for one or more product providers, wherein a respective product application includes a plurality of transaction documents customized to each of the one or more product providers, \n provide, in a first user interface configured for display on a remote computing device responsive to receiving the at least one insurance product application, a customization interface for identifying a plurality of product customization parameters, wherein each of the plurality of product customization parameters corresponds to an input field in one or more of the plurality of transaction documents, \n receive, from the remote computing device responsive to providing the customization interface, the plurality of product customization parameters for the at least one insurance product application, \n map, within a non-transitory storage medium, each of the plurality of product customization parameters to at least one of the plurality of transaction documents, \n correlate, within the non-transitory storage medium, at least one of the plurality of product customization parameters between two or more of the plurality of transaction documents, wherein the correlated product customization parameters have one or more shared attributes, \n receive, from a product configuration interface at the remote computing device, inputs for a plurality of input fields each associated with a respective product customization parameter of the plurality of product customization parameters, \n store, responsive to receiving the inputs for each of the plurality of input fields, the inputs for each of the correlated product customization parameters independently of a corresponding transaction document, \n populate, responsive to receiving an application initiation request for the at least one insurance product application from the first user, each of the received inputs into a respective input field of at least one of the plurality of transaction documents corresponding to a respective product customization parameter, and \n transmit, to the at least one remote computing device associated with each of the one or more product providers via the network, a respective message including the plurality of transaction documents in a customized document transmission format based on respective preferences of each of the one or more product providers.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 90.0
- Lexical Diversity: 1.21739
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14638789', '15667317', '15198797', '13909527', '12618015']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0860842904767384
- 35 USC 102 Novelty (BERT): 0.545060234321717
- Combined Prediction Score: 0.1319818848612363
- Mean Citation Score: 208.007864
- Max Citation Score: 386.42075
- Similarity Product: 340.2598306159228

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test