PATENT CLAIM ANALYSIS

Application Number: 15895370
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["705", "035000"]

Abstract:
A system and a method are provided for generating a digital receipt for purchases made utilizing a digital wallet or with other payment procedures. The digital receipt is stored in the cloud in a digital receipts repository for later retrieval. The digital receipt can be standardized to facilitate data processing of the data contained in data fields of the digital receipt. The data fields are text/field searchable and actionable so that the receipts and the data therein can be viewed in any manner desired by the user of the digital wallet.

Claim (Index 1):
A method for generating and storing a digital receipt for purchases made using a digital wallet, the method performed by a processor executing instructions, the method comprising:\n initiating a purchase transaction at a point of sale (POS) terminal of a merchant between the merchant and a customer with a user device that has a digital wallet capable application; receiving, in a communication between the user device and the POS terminal, payment information from the digital wallet to complete the purchase transaction and a unique address of the digital wallet in the form of an interne uniform resource locator (URL), wherein the user device and POS terminal comprise circuitry to effect the communication by at least one method selected from the group consisting of: near field communication (NFC), a communicated quick response (QR) code, and Bluetooth communication; in response to completing the purchase transaction, generating the digital receipt for the purchase transaction by the POS device; transmitting the digital receipt directly from the POS terminal to the URL of the digital receipt repository using the URL; and granting the customer access via the digital wallet capable application to the digital receipt via the URL.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 88.0
- Lexical Diversity: 1.79245
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13774623', '14993804', '13102118', '13277182', '14692655']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1132839661870282
- 35 USC 102 Novelty (BERT): 0.5296260980528681
- Combined Prediction Score: 0.1549181793736122
- Mean Citation Score: 255.707452
- Max Citation Score: 369.6505
- Similarity Product: 343.72294799834503

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test