PATENT CLAIM ANALYSIS

Application Number: 16159356
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-04
Patent Classification: ["705", "071000"]

Abstract:
The present systems and methods generally relate to parsing encrypted transaction information received from a point of interaction device via a third party entity. Using a unique logic process, the present systems and methods can parse both encrypted and decrypted transaction information, such that the transaction information may be processed for payment authorization. For example, in certain embodiments, the present systems and methods receive a payload (and potentially other information), parse the payload into discrete data components, transmit one or more of the discrete data components to a decryption service, receive decrypted transaction information from the decryption service, and parse the decrypted transaction information into useful components such that payment may be authorized.

Claim (Index 2):
The system of  claim 1 , wherein the at least one processor is further configured for:\n receiving a client identifier and/or a reference number from the partner; caching the client identifier and/or the reference number; and transmitting, to the partner, the client identifier and/or the reference number with the credit card number, the expiration date, and the CVV code.

Metadata:
- Claim Count in Document: 2.0
- Percentile: 97.0
- Lexical Diversity: 1.93846
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15386730', '15218341', '15597402', '14663238', '15253352']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1250435182500352
- 35 USC 102 Novelty (BERT): 0.5190486791820864
- Combined Prediction Score: 0.1644440343432404
- Mean Citation Score: 251.488244
- Max Citation Score: 254.43141
- Similarity Product: 152.1509967069161

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test