PATENT CLAIM ANALYSIS

Application Number: 15922180
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "042000"]

Abstract:
A distributed transaction system for enabling users to conduct transactions using services from third party service providers includes a central processing center with one or more communications interfaces to facilitate transactions initiated by users at a plurality of kiosks wherein each of the kiosks includes a user interface enabling a user to access a user selected service and a data store for storing configurations associated with services provided by the third party service providers, whereby a user interfaces with one or more of physical system resources of the kiosk to open a user identity session such that the kiosk is operative to facilitate at least one first user action with the physical resources to initiate a financial transaction and the central processing center is operative to execute at least a second action to facilitate the transaction and to communicate with a financial institution.

Claim (Index 8):
The method of  claim 1  wherein the given third party service provider transaction comprises one of: ATM transactions, bill pay transactions, funds transfer transactions, ticket purchase transactions, employer loan transactions, personal services transactions and purchase transactions.

Metadata:
- Claim Count in Document: 9.0
- Percentile: 90.0
- Lexical Diversity: 2.04225
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['12684927', '12684928', '13915387', '12684931', '12684930']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1506517201189144
- 35 USC 102 Novelty (BERT): 0.5423334945584393
- Combined Prediction Score: 0.1898198975628669
- Mean Citation Score: 338.186792
- Max Citation Score: 416.51813
- Similarity Product: 271.2630945712745

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test