PATENT CLAIM ANALYSIS

Application Number: 16155737
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-02
Patent Classification: ["705", "071000"]

Abstract:
A computer-readable medium embodies a computer program for obtaining information for a payment transaction. The computer program comprises computer-readable program code for: generating a first message including an identifier and a request for the information, sending the first message via a first communication path, receiving a second message including the information and the identifier via a second path different from the first communication path, and processing the payment transaction using the information obtained in the second message.

Claim (Index 20):
The server data processing system of  claim 15 , wherein, during the one authentication session:\n for the online authentication mode:\n the communication interface is configured to receive the user identifier and a password associated with the user identifier via the user interface for the one authentication session, and \n the processor is configured to cause the communication interface to transmit the authentication request to the mobile device in response to receiving the user identifier and the password and determining that the password is correct based on the user identifier; and \n for the offline authentication mode:\n the communication interface is configured to receive the user identifier, the password associated with the user identifier, and the authentication code identified by the mobile device via the user interface for the one authentication session, and \n the processor is configured to authenticate the user identifier for the one authentication session based on receipt of the user identifier, password, and the authentication code.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 97.0
- Lexical Diversity: 2.12821
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13476886', '13476864', '14522283', '13089313', '14623338']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1056287523335669
- 35 USC 102 Novelty (BERT): 0.5093832563105597
- Combined Prediction Score: 0.1460042027312662
- Mean Citation Score: 213.384526
- Max Citation Score: 279.5315
- Similarity Product: 220.1397101685703

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test