PATENT CLAIM ANALYSIS

Application Number: 15891611
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-06
Patent Classification: ["235", "379000"]

Abstract:
Systems and methods are provided for linking a customer's preexisting financial account to a merchant issued payment vehicle. If an account number associated with the preexisting financial account changes, the linking of the merchant issued payment vehicle is updated with an updated account number.

Claim (Index 32):
The computer-implemented method of  claim 24 , wherein the step of changing the linked customer loyalty account number to the updated customer loyalty account number is performed without input from a customer associated with the linked customer loyalty account number.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 88.0
- Lexical Diversity: 1.6
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14033495', '14326596', '15423918', '14962321', '14228363']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.5786213882096516
- 35 USC 102 Novelty (BERT): 0.5103955452733587
- Combined Prediction Score: 0.5717988039160223
- Mean Citation Score: 240.674986
- Max Citation Score: 246.32498
- Similarity Product: 135.00207245796562

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test