PATENT CLAIM ANALYSIS

Application Number: 15919112
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["235", "451000"]

Abstract:
A system for a customer initiated payment transaction includes a mobile device of a customer, a merchant including merchant information and payment information, a multi-payment gateway, and a network. The mobile device includes a digital wallet, on which a customer may register one or more of a plurality of payment methods. Payment methods include credit card, debit card, virtual cards, cryptocurrency, and loyalty points.

Claim (Index 16):
The payment transaction system of  claim 13 , wherein the payment method selection is a cryptocurrency and the merchant information includes a merchant public key.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 90.0
- Lexical Diversity: 1.74419
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: True
- Related Applications: ['13186260', '11830468', '14052397', '11964360', '15333900']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6667850996614149
- 35 USC 102 Novelty (BERT): 0.5171703615373597
- Combined Prediction Score: 0.6518236258490094
- Mean Citation Score: 332.312886
- Max Citation Score: 358.6576
- Similarity Product: 263.51290888938905

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test