PATENT CLAIM ANALYSIS

Application Number: 16387865
Application Type: Utility
Filing Date: 2019-04
Publication Date: 2019-08
Patent Classification: ["235", "379000"]

Abstract:
A method for performing transactions comprises receiving registration information and transaction specifications, generating a distribution profile based on the registration information, and storing the transaction specifications in the distribution profile. The distribution profile is identified based on an initiation instruction and associated user authentication data, and one of the transaction specifications in the distribution profile is identified based on the initiation instruction. Payment source status is verified and a send transaction is initiated, based on the payment source status.

Claim (Index 30):
A non-transitory computer readable medium encoded with computer program instructions executable by a data processing system for:\n receiving registration information from a customer, including customer identification and qualification information and payment source identification; performing verification of at least a portion of the identification and qualification information and the payment source identification and upon sufficient verification building a distribution profile; receiving from the customer and storing in the distribution profile send transaction specifications for staging each of one or more proposed send transactions; receiving a send initiation instruction with associated customer authentication data and responsive thereto identifying a distribution profile and at least one of the send transaction specifications to be executed; and responsive to the send initiation instruction, verifying the authentication data and the current status of the payment source identified in the distribution profile and upon sufficient verification, initiating a send transaction according to the at least one send transaction specification.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 100.0
- Lexical Diversity: 2.04762
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13017477', '13553243', '15078081', '15786302', '13770719']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6793482166368516
- 35 USC 102 Novelty (BERT): 0.5289054453878959
- Combined Prediction Score: 0.6643039395119561
- Mean Citation Score: 363.149664
- Max Citation Score: 394.11
- Similarity Product: 328.0917988532782

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test