PATENT CLAIM ANALYSIS

Application Number: 16011013
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2018-12
Patent Classification: ["705", "004000"]

Abstract:
A method for determining an adverse vehicle event, including: sampling sensor data an onboard vehicle system coupled to an ego-vehicle; at the onboard vehicle system, extracting a set of event parameters from the sensor data, wherein the vehicle event data is associated with a vehicle event occurring within the time interval; computing a loss probability based on the set of event parameters in response to the loss probability exceeding a threshold probability, transforming the set of event parameters into insurance claim data; and automatically transmitting the insurance claim data to an endpoint, wherein the endpoint is determined based on the participant identifier.

Claim (Index 1):
A method for automatically determining insurance claim data, comprising:\n sampling interior image data over a time interval using an interior-facing camera of an onboard vehicle system rigidly coupled to an ego-vehicle; contemporaneously sampling exterior image data over the time interval using an exterior-facing camera of the onboard vehicle system; at a processor of the onboard vehicle system, extracting vehicle event data from the interior image data and the exterior image data, wherein the vehicle event data is associated with a vehicle event occurring within the time interval, wherein extracting the vehicle event data comprises extracting a set of event parameters, including extracting:\n a first event parameter comprising a plurality of participant identifiers, wherein each event participant identifier is associated with insurance policy data corresponding to a participant in the vehicle event; \n a second event parameter comprising a peak acceleration of the ego-vehicle during the time interval, and \n a third event parameter comprising a peak attitudinal shift of the ego-vehicle during the time interval; \n calculating a loss probability based on the peak acceleration and the peak attitudinal shift; in response to the loss probability exceeding a threshold probability:\n determining a fault status for each of the plurality of participant identifiers, and \n transforming the set of event parameters and the fault status for each of the plurality of participant identifiers into insurance claim data; \n prompting a user corresponding to one participant identifier to provide a transmission instruction at a mobile device associated with the user; and in response to receiving the transmission instruction, automatically transmitting the insurance claim data to an endpoint at a remote computing system.

Metadata:
- Claim Count in Document: 24.0
- Percentile: 94.0
- Lexical Diversity: 1.96491
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16011437', '16011269', '15403064', '15482541', '14313753']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.082451628408288
- 35 USC 102 Novelty (BERT): 0.4660664405537579
- Combined Prediction Score: 0.120813109622835
- Mean Citation Score: 129.11223819999998
- Max Citation Score: 151.88869
- Similarity Product: 118.54022238251328

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test