PATENT CLAIM ANALYSIS

Application Number: 16116635
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2019-02
Patent Classification: ["705", "044000"]

Abstract:
Systems, methods, and computer-readable storage media configured according to this disclosure provide money services on a money services device such as a kiosk device, tablet device, mobile device, virtual reality device, mixed reality device and the like. An application runs on the money services device and communicates with remote services to perform profile management functions such as facilitating account log-in and allowing users to log-in using mobile messaging. Other services such as verifying the user's ID via an account management service may also be provided.

Claim (Index 6):
A method, comprising:\n presenting a number of available services to the customer via a kiosk; receiving a selection of the options and displaying the unique checkout ID and a destination at the kiosk; assigning a unique checkout ID to each kiosk at the beginning of each transaction and cross referencing the checkout ID to the device ID of the kiosk changing the unique checkout ID for each transaction for each kiosk; receiving the unique checkout ID along with phone number at the destination; parsing the phone number from the message and sending it to the profile management module; cross referencing at a profile management module the phone number to the customer's account ID; determining challenge questions based on account information and sending challenge/security questions to the kiosk with the unique checkout ID that was sent in the original message; displaying to the challenge/security questions and receiving response at the kiosk; and logging the customer in with their account ID when responses are verified.

Metadata:
- Claim Count in Document: 8.0
- Percentile: 96.0
- Lexical Diversity: 1.63793
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13672674', '11657425', '11639077', '14680472', '12783304']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1062510581750758
- 35 USC 102 Novelty (BERT): 0.4701132744664035
- Combined Prediction Score: 0.1426372798042086
- Mean Citation Score: 162.502128
- Max Citation Score: 165.82933
- Similarity Product: 123.36347320984244

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test