PATENT CLAIM ANALYSIS

Application Number: 15861511
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["235", "375000"]

Abstract:
One variation of a payment card includes: a sheet comprising first and second icons; a transducer configured to output a voltage in response to an impulse on the sheet; a wireless communication module; a first input region adjacent the first icon; a second input region adjacent the second icon; a magnetic stripe emulator; and a processor configured to transition from a passive state to an active state in response a voltage output from the transducer, to receive a first magnetic sequence command associated with a first payment method and a second magnetic sequence command associated with a second payment method, to assign the first payment method to the first input region and the second payment method to the second input region, to receive a selection for the second payment method from the second input region, and to control the magnetic stripe emulator according to the second magnetic sequence command.

Claim (Index 15):
A method for controlling a payment card comprising a payment emulator and a first input region, the method comprising:\n at a mobile computing device:\n transmitting a first payment sequence command to the payment card, the first payment sequence command associated with a first payment method; \n transmitting a first payment timer for the first payment sequence command to the payment card; \n at the payment card:\n while wireless connectivity between the payment card and the mobile computing device persists, triggering the payment emulator to output the first payment sequence command in response to detecting a card reader proximal the payment card; and \n in response to loss of wireless connectivity between the payment card and the mobile computing device, initiating the first payment timer; \n in response to detecting a card reader proximal the payment card while the first payment timer is active, triggering the payment emulator to output the first payment sequence command; and \n in response to expiration of the first payment timer, disabling the payment card.

Metadata:
- Claim Count in Document: 35.0
- Percentile: 86.0
- Lexical Diversity: 2.92727
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15016582', '14626654', '14168681', '14539895', '13904939']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6103518425687016
- 35 USC 102 Novelty (BERT): 0.4953565882129699
- Combined Prediction Score: 0.5988523171331284
- Mean Citation Score: 270.437482
- Max Citation Score: 311.84155
- Similarity Product: 273.3722255743116

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test