PATENT CLAIM ANALYSIS

Application Number: 15925664
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-08
Patent Classification: ["705", "014350"]

Abstract:
A visual discovery tool for automotive manufacturing with network encryption, data conditioning, and prediction can include an extraction device configured to receive data records from application-specific file source databases. The tool can further include a vehicle alert database that receives the vehicle records from the plurality of extraction databases. The visual discovery tool can include at least one hardware processor in communication with the extraction device and the vehicle alert database. The tool can be configured to selectively restrict access to an interactive display based on whether a client device receives authorization credentials.

Claim (Index 8):
The system of  claim 7  wherein determining a new periodic payment for each of the plurality of past customers comprises:\n obtaining a price of a new suggested vehicle; \n determining a net trade-in equity by combining the estimated trade value with the estimated payoff amount of the previously sold vehicle, wherein the trade-in equity may be either negative equity or positive equity; \n determining an amount to be financed by combining the price of the new suggested vehicle with any obtained net trade-in equity, whether positive or negative; \n using the amount to be financed and currently-available rate information for a loan duration to determine the new proposed payment; \n comparing the customer's current payment and the new proposed payment to determine one or more differences; and \n analyzing the one or more differences to determine if at least one meets a criterion to identify the customer for outreach because a new favorable deal proposal has been identified to get that customer into the new suggested vehicle

Metadata:
- Claim Count in Document: 50.0
- Percentile: 90.0
- Lexical Diversity: 1.65
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14506550', '10996122', '13355412', '13076203', '13299293']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1043433705714766
- 35 USC 102 Novelty (BERT): 0.4859499486222704
- Combined Prediction Score: 0.142504028376556
- Mean Citation Score: 187.407612
- Max Citation Score: 214.72324
- Similarity Product: 160.6078952449799

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test