PATENT CLAIM ANALYSIS

Application Number: 15994416
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-12
Patent Classification: ["715", "234000"]

Abstract:
A method including receiving an indication for a digital alert associated with a specific action for a user account of a user; generating and outputting a first message comprising a web page link; receiving an indication of a request to access the web page link by the user device; responsive to receiving the indication of the request to access the web page link, accessing, based on the indication for a digital alert, user-specific information associated with the user account from the at least one third-party device; and generating, based on the indication for a digital alert and the user-specific information, a customized user interaction-specific web page comprising the user-specific information associated with the user account and at least one user input field.

Claim (Index 13):
A method for providing authenticated one-click access to at least one customized user interaction-specific web page comprising:\n receiving, by a processor and from at least one third-party device, an indication for a digital alert associated with a user account of a user, the indication for a digital alert comprising a type of digital alert including at least one of a fraud alert, a spending limit alert, and a purchase confirmation alert, and wherein the indication for a digital alert further comprises web page template instructions; establishing, by the processor and based on the indication for a digital alert, an interactive session; generating, by the processor, a session identification corresponding to the interactive session, the session identification providing a unique identifier for the interactive session; generating, by the processor and based on the indication for a digital alert, a first message comprising a web page link, the web page link embedded with the session identification; sending the first message to a user device, the first message being directed to an address associated with the user account; receiving, by the processor, a request to access the web page link by the user device, the request being transmitted in response to of a selection of the web page link, wherein the request includes the session identification; verifying, by the processor, that the received session identification matches the transmitted session identification; establishing a communication link with the user device; generating, by the processor and based on the indication for a digital alert and the web page template instructions, a first customized web page, the first customized web page comprising user-specific information associated with the user account and at least one first user input field; directing the user device to the first customized web page via the communication link; receiving, an input to the at least one first user input field, first user input data; sending the first user input data to the at least one third-party device; receiving, from the at least one third-party device, an indication for additional user interaction; generating, by the processor, a second customized web page comprising user-specific information associated with the user account and at least one second user input field; and directing the user device to the second customized web page via the communication link.

Metadata:
- Claim Count in Document: 51.0
- Percentile: 93.0
- Lexical Diversity: 2.64
- Patent Class: 715.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15960384', '09398914', '13923190', '13551556', '15088069']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3353199252093072
- 35 USC 102 Novelty (BERT): 0.4621967116886317
- Combined Prediction Score: 0.3480076038572396
- Mean Citation Score: 154.502672
- Max Citation Score: 162.32777
- Similarity Product: 121.25651866685152

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test