PATENT CLAIM ANALYSIS

Application Number: 15945097
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-08
Patent Classification: ["705", "071000"]

Abstract:
A personal/client identification and verification process, pseudonymous system and transaction network for monitoring and restricting transactions of cryptography-based electronic money. In one embodiment, there is a legal identity-linked credential authentication protocol for providing a practical solution for issues related to cryptocurrency theft, KYC and AML, while maintaining user privacy. In other embodiments, there are mechanisms to monitor transactions for suspicious activity. A determination of AML risk and/or other risks of running afoul of financial crimes may be made, e.g., in response to a transaction, and the determination may be expressed as a risk score. In some embodiments, transactions may be held and/or reversed. In further embodiments, a client wallet within the transaction network may support multiple types of cryptocurrency and may detect transactions from or to wallets outside of the transaction network, and optionally provide an alert and/or the system may take other responsive action.

Claim (Index 29):
The system of  claim 30 , wherein the system processor, in response to receipt of a permissioned transaction from the client wallet, compares the permissioned transaction using transaction criteria defined by a central governing body ( 501 ) and/or client ( 502 ) with compliance criteria, and at least one of stops the permissioned transaction, holds the permissioned transaction for a predetermined period of time, issues an alert concerning the permissioned transaction or client, and reports the permissioned transaction to the central governing body and/or the client.

Metadata:
- Claim Count in Document: 80.0
- Percentile: 91.0
- Lexical Diversity: 1.76087
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: True
- Related Applications: ['14802018', '15209714', '14938593', '15853417', '14963165']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1309332713156545
- 35 USC 102 Novelty (BERT): 0.5107580297201487
- Combined Prediction Score: 0.1689157471561039
- Mean Citation Score: 254.334688
- Max Citation Score: 264.468
- Similarity Product: 166.26852994179723

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test