PATENT CLAIM ANALYSIS

Application Number: 15948234
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2019-10
Patent Classification: ["705", "044000"]

Abstract:
A processor of a transaction server may receive an authorization request prior to the authorization request being processed by a payment authorization system. The processor may identify at least one alternative to the authorization request being processed by the payment authorization system. The processor may receive a command to process the authorization request by the payment authorization system or to apply the at least one alternative. The processor may process the authorization request according to the command.

Claim (Index 17):
A secure transaction method comprising:\n receiving, by a processor of a transaction server, an authorization request prior to the authorization request being processed by a payment authorization system; storing, by the processor, the authorization request as a request in stasis in a memory of the transaction server until the processing of the authorization request according to the command; identifying, by the processor, at least one alternative to the authorization request being processed by the payment authorization system; receiving, by the processor, a command to process the authorization request by the payment authorization system or to apply the at least one alternative; and processing, by the processor, the authorization request according to the command, the processing comprising at least one of:\n sending the authorization request to the payment authorization system in response to receiving the command to process the authorization request by the payment authorization system, and \n performing processing to apply the at least one alternative and withholding transmission of the authorization request to the payment authorization system in response to receiving the command to apply the at least one alternative.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 91.0
- Lexical Diversity: 2.6129
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15050963', '09878891', '11698051', '12286488', '12952811']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1151820301266138
- 35 USC 102 Novelty (BERT): 0.492318844685719
- Combined Prediction Score: 0.1528957115825243
- Mean Citation Score: 218.28146
- Max Citation Score: 227.14249
- Similarity Product: 157.66343884342967

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test