PATENT CLAIM ANALYSIS

Application Number: 15860237
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["705", "044000"]

Abstract:
A secure electronic money reserve, accounting, and funds transfer system facilitating funds and information transfer between a service provider, at least one service establishment, and at least one customer.

Claim (Index 3):
The invention of  claim 1  further comprising the ability of said Customer Application to do at least one of the following:\n presenting and/or displaying on at least one Customer Smart Device at least one Item by at least one Entity; \n Enabling the purchase of at least one Item by at least one Customer, confirming said at least one Primary User Account and/or User Account has sufficient funds to purchase at least one Item, receiving confirmation in at least one form to said at least one Customer, and transferring funds from said at least one Primary User Account and/or User Account to at least one other Account and/or at least one Account of at least one Service Establishment; \n updating at least one Customer Initiated Transaction in at least one Primary User Account and/or User Account which may include applying accrued discounts and/or inducements or specials or credit to said at least one Primary User Account and/or User Account which may or may not be Customer specific; \n sharing between at least one Entity and at least one other Entity information about Events and/or the ability by at least one Entity to create at least one Event; \n receiving at least one Item or having at least one Item being made available to said at least one Customer;

Metadata:
- Claim Count in Document: 50.0
- Percentile: 86.0
- Lexical Diversity: 1.47826
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13781498', '13106692', '13829961', '14608138', '13156444']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0928232816546138
- 35 USC 102 Novelty (BERT): 0.4831714723133243
- Combined Prediction Score: 0.1318581007204849
- Mean Citation Score: 189.452496
- Max Citation Score: 198.53677
- Similarity Product: 151.47914380688132

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test