PATENT CLAIM ANALYSIS

Application Number: 16008954
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-02
Patent Classification: ["726", "016000"]

Abstract:
Among other things, first and second sets of authentication credentials are used to access respectively data about a first set of one or more accounts from a first source and data about the one or more of the second accounts from the a second source. The data are analyzed to identify (a) one account of the first set of one or more accounts and (b) the one of the one or more of the second accounts as possibly a single account. After information is presented to a user an indication is received from the user that they are a single account. For a computation that requires data about the single account, data from the first source or data from the second source or data from both are used, based on a predefined computational rule.

Claim (Index 1):
A method comprising:\n using authentication credentials to obtain (a) data for an existing user account from a first party that maintains the existing user account for a user, and (b) putative data for a putative user account of the user from a second party unrelated to the first party, matching the data for the existing user account and the putative data of the putative user account to infer that the putative user account is the same account as the existing user account, mapping current data for the existing user account obtained from the first party to internal current data for the existing user account based on data concepts of a stored ontology, mapping current data for the putative user account obtained from the second party to internal current data for the putative user account based on data concepts of the stored ontology, and executing a predefined computational rule that uses either the internal current data for the existing user account or the internal current data for the putative user account or a combination of them, depending on a context of the execution, to generate an internal value to be used in providing guidance to the user, the generated internal value conforming to a data concept of the stored ontology.

Metadata:
- Claim Count in Document: 23.0
- Percentile: 94.0
- Lexical Diversity: 2.54386
- Patent Class: 726.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15681482', '13113518', '11256404', '11372588', '12040802']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.222799962998475
- 35 USC 102 Novelty (BERT): 0.5087008205706971
- Combined Prediction Score: 0.2513900487556972
- Mean Citation Score: 183.227272
- Max Citation Score: 310.1583
- Similarity Product: 264.2899775846064

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test