PATENT CLAIM ANALYSIS

Application Number: 16001681
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-12
Patent Classification: ["705", "043000"]

Abstract:
Described is an Automated Teller Machine (ATM), and related systems (and methods), that allows for applications (or “Apps”) to be accessed on the ATM. The system allows for a third-party application to be verified and installed on ATMs to provide users with additional services. The application may access peripherals of the ATM via an Application Programming Interface (API) provided as part of a Software Development Kit (SDK). Accordingly, the system may provide a secure mechanism for ATM providers to provide users with the benefits of accessing third-party applications. Moreover, these applications may leverage specialized ATM peripherals and provide functionality that may not otherwise be available on other types of devices.

Claim (Index 1):
A method for providing applications for an automated teller machine (ATM), the method being performed by a processor, the method comprising:\n installing an application associated with a third-party service on an operating system of the ATM, the ATM including an application programming interface (API) and one or more peripherals accessible by the application via the API, the one or more peripherals including a cash deposit mechanism; authenticating a user accessing the ATM to verify that the user has an account with the third-party service, wherein authenticating the user comprises a cardless authentication; providing, on a user interface of the ATM, an indication that the application is available to be accessed on the ATM; initiating, in response to one or more inputs from the user, an operation to make a purchase of a good or a service from the third-party service using the application, wherein the application comprises an online retail application; accessing, by the application and via the API, the one or more peripherals of the ATM, the accessing including accessing the cash deposit mechanism allowing the user to deposit cash for the purchase; and sending, to a service system associated with the third-party service, a payment from the ATM as part of a process to complete the purchase.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 94.0
- Lexical Diversity: 1.77027
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14862450', '14854404', '09826612', '13959645', '13273440']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0985400501003481
- 35 USC 102 Novelty (BERT): 0.4674318656694378
- Combined Prediction Score: 0.135429231657257
- Mean Citation Score: 135.566664
- Max Citation Score: 149.68872
- Similarity Product: 109.05607636847022

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test