PATENT CLAIM ANALYSIS

Application Number: 15876183
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-07
Patent Classification: ["705", "044000"]

Abstract:
A system and method for using at least location information to facilitate a transaction is provided. In one embodiment of the present invention, a mobile application operating on a mobile device is used to determine a location of the mobile device. Location information is then provided to a host device, where it is used to identify a second party. Information on the second party, including transactions offered, is then provided to the first party (e.g., via the mobile device, an intermediate device, and/or a device operated and/or owned by the second party). The first party can then interact with the mobile application to select or confirm at least one of the offered transactions. If the transaction is a purchase of goods/services, then a linked payment method may be charged. If the transaction is financial, then the first party may have to further provide authentication data (e.g., a PIN).

Claim (Index 12):
A system for using at least location information to facilitate a transaction between a first party and a second party, comprising:\n A mobile device in communication with a host device via a wide area network (WAN) and comprising at least one memory device for storing an application adapted to perform the steps of:\n receiving login information from said first party, said login information being used to identify an account for said first party; \n determining a location of said mobile device, said location being provided to said host device via said WAN and used to identify at least said second party; \n receiving transaction and authentication data from said first party, said transaction data including a request for said second party to at least one of perform a particular action for said first party and provide a particular item to said first party; and \n displaying first information to said first party on said mobile device, wherein second information is displayed simultaneously with said first information on a separate display device, and each one of said first and second information includes data on at least one of said first party, said request made by said first party, said second party, and transactions offered by said second party; \n wherein said request is at least one of performed and provided by said second party only if said authentication data is authenticated by at least one of said host device and said second party.

Metadata:
- Claim Count in Document: 38.0
- Percentile: 86.0
- Lexical Diversity: 2.19481
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13186260', '13088038', '13605073', '13088048', '13192147']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.106697943847705
- 35 USC 102 Novelty (BERT): 0.4719448629531435
- Combined Prediction Score: 0.1432226357582489
- Mean Citation Score: 188.666172
- Max Citation Score: 191.01271
- Similarity Product: 147.8109890140772

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test