PATENT CLAIM ANALYSIS

Application Number: 15975441
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-11
Patent Classification: ["705", "044000"]

Abstract:
Systems and methods are provided for managing a cash advance service associated with a payment account of a user. An exemplary method may include providing, to a device of the user, instructions to display an application interface, the application interface receiving user requests to enable and disable the cash advance service. The method may also include receiving, through the application interface, a request to enable the cash advance service. The method may further include associating a transaction rule with the payment account, the transaction rule defining a condition upon which approval of a cash advance transaction is permitted. The method may further include receiving a cash advance transaction authorization request associated with the payment account. The method may further include approving the cash advance transaction authorization request when the condition is met and declining the cash advance transaction authorization request when the condition is not met.

Claim (Index 16):
The method of  claim 15 , comprising:\n providing, to the user device, data indicative of the duration of the window of time, the data being synchronized with the timer.

Metadata:
- Claim Count in Document: 45.0
- Percentile: 93.0
- Lexical Diversity: 2.72414
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15870834', '15926827', '13283372', '14547453', '13732977']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1178824327394956
- 35 USC 102 Novelty (BERT): 0.5133004670904386
- Combined Prediction Score: 0.1574242361745899
- Mean Citation Score: 249.27568800000003
- Max Citation Score: 299.16592
- Similarity Product: 198.485589055462

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test