PATENT CLAIM ANALYSIS

Application Number: 16403400
Application Type: Utility
Filing Date: 2019-05
Publication Date: 2019-08
Patent Classification: ["705", "044000"]

Abstract:
An access management system includes a database configured to store access data including account identifiers and accessor identifiers, wherein the access data indicates particular accounts that have been accessed by particular accessors. The access management system also includes a computer system that receives a reservation request comprising an account identifier and an accessor identifier and determines whether the account identifier is included in the database. The computer system also determines, in response to the account identifier being present in the database, whether the access data correlates the account identifier to the accessor and authorizes the reservation of the one or more resources in the account by the accessor in response to the access data correlating the account identifier to the accessor.

Claim (Index 14):
The method of  claim 13 , wherein determining whether the identified merchant is authorized to receive payment using the identified credit card comprises:\n determining, from the query result, the identified credit card number is absent from the database; sending an instruction to update the database to include that the identified merchant is authorized to receive payment using the identified credit card number; and authorizing the identified merchant to receive payment using the identified credit card number.

Metadata:
- Claim Count in Document: 9.0
- Percentile: 100.0
- Lexical Diversity: 2.35185
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['12902399', '11005593', '13071158', '11285053', '15955065']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1335604947096922
- 35 USC 102 Novelty (BERT): 0.466398276321807
- Combined Prediction Score: 0.1668442728709037
- Mean Citation Score: 152.15506999999997
- Max Citation Score: 153.84787
- Similarity Product: 114.96154937537432

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test