PATENT CLAIM ANALYSIS

Application Number: 16005221
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2018-10
Patent Classification: ["705", "03600R"]

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products utilizing a generated retirement score for use qualification and authorization to receive benefits. In this way, the invention calculates a retirement score for the user indicating the user's preparedness for retirement at a future predetermined date, wherein the future predetermined date is selected by the user. In response, the system displays the retirement score on a retirement planning interface on a user device. Subsequently, the invention parses out the component parts of the retirement score, distributes the parsed scores within the entity to determine benefits available to the user. These benefits may be provide via the planning interface. Finally, the retirement score may be combined with financial assessment scores and provided to third parties for product approval and implementation for user.

Claim (Index 12):
The computer program product of  claim 7 , further comprising an executable portion configured for utilizing the retirement score in replace of a financial assessment score for product approval and implementation for the user.

Metadata:
- Claim Count in Document: 44.0
- Percentile: 94.0
- Lexical Diversity: 1.93506
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14664193', '14664610', '15925330', '14664667', '14664473']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1155451760487604
- 35 USC 102 Novelty (BERT): 0.6224435248499105
- Combined Prediction Score: 0.1662350109288754
- Mean Citation Score: 369.035662
- Max Citation Score: 551.3923
- Similarity Product: 545.3395188290118

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test