PATENT CLAIM ANALYSIS

Application Number: 15957040
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-12
Patent Classification: ["235", "492000"]

Abstract:
Aspects of the invention relate to a smart card that includes an OLED display. The smart card may store data associated with multiple purchasing instruments and utilize the OLED display to present sensitive data associated with a user selected purchasing instrument. In response to the selection, the smart card may transmit sensitive data associated with the selected purchasing instrument. The OLED display may allow the smart card to include a customizable face. The OLED display may present video, colors or any suitable text. For example, the OLED display may present a user's credit limit, rewards or spend categories. Such smart cards may be easily re-branded as a result of the smart card not being permanently tied to an embossed number. New sensitive data may be pushed to the smart card and thereby allow it to be used immediately based on the new sensitive data.

Claim (Index 4):
The electronic purchasing instrument of  claim 1 , wherein the alert comprises instructions that are formulated based on a geographic location of a node on the wireless communication network that is in direct communication with the wireless communication circuit.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 91.0
- Lexical Diversity: 2.06579
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15497030', '15187931', '15188642', '15178643', '15251017']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6930153755816105
- 35 USC 102 Novelty (BERT): 0.540105741657333
- Combined Prediction Score: 0.6777244121891828
- Mean Citation Score: 378.27879
- Max Citation Score: 423.69772
- Similarity Product: 339.91867982401374

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test