PATENT CLAIM ANALYSIS

Application Number: 16370813
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-07
Patent Classification: ["705", "014270"]

Abstract:
An aggregating server obtains information about a method of payments by a customer and aggregate all instances of payment by that customer with respect to one or more merchants. That is, the server can associate various methods of payment at a merchant with the same customer (e.g. credit card information, information associated with a digital wallet application payment, device identifier along with geo-fence data, etc.) Thereafter, information at the server regarding frequency of visits, money spent, menu preferences, etc. can also be shared with the merchant in order to provide information for increasing customer satisfaction during further visits by the customer. Also, the server can determine whether the customer qualifies for a loyalty or discount programs based on past visits.

Claim (Index 8):
The payment service system of  claim 7 , wherein the one or more processors are configured to:\n determine at least one trend in the records of past transactions that identifies at least one preference purchasing preference of the customer that is relevant to the transaction; and determine the at least one sale recommendation based on the at least one trend.

Metadata:
- Claim Count in Document: 4.0
- Percentile: 99.0
- Lexical Diversity: 1.69136
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14230286', '14701402', '15391679', '15635330', '15843954']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1245911259452947
- 35 USC 102 Novelty (BERT): 0.521332778573522
- Combined Prediction Score: 0.1642652912081174
- Mean Citation Score: 238.155638
- Max Citation Score: 335.95728
- Similarity Product: 263.8170048922348

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test