PATENT CLAIM ANALYSIS

Application Number: 16144935
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-01
Patent Classification: ["705", "038000"]

Abstract:
A method of determining a structure for financing a consumer product through a computer implemented process according to one embodiment comprising the steps of: receiving one or more fixed inputs including a monthly payment value and a down payment value; calculating a plurality of potential financial structures for the consumer product based upon the monthly payment value and the down payment value; and determining from the plurality of potential financial structures, a financial structure that provides a greatest profit for a seller of the consumer product.

Claim (Index 3):
A user interface screen for assisting a user determine a structure for financing a vehicle comprising:\n a user interface device to input a plurality of inputs including at least a monthly payment value and a down payment value into a memory; a processing unit for calculating a plurality of potential financial structures for the vehicles products based upon the monthly payment value and the down payment value; and selecting by the processing unit from the plurality of potential financial structures, an optimum financial structure that provides a greatest profit for a seller of one of the vehicles; and a display screen for showing a results panel the optimum financial structure.

Metadata:
- Claim Count in Document: 1.0
- Percentile: 97.0
- Lexical Diversity: 1.85714
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['11627846', '13278178', '10037055', '15057570', '12841326']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1343775994158697
- 35 USC 102 Novelty (BERT): 0.5668920269960791
- Combined Prediction Score: 0.1776290421738906
- Mean Citation Score: 357.831636
- Max Citation Score: 487.05652
- Similarity Product: 375.4402911121464

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test