PATENT CLAIM ANALYSIS

Application Number: 15866341
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-06
Patent Classification: ["235", "379000"]

Abstract:
The present disclosure relates to making payments with a mobile device. In one example process, the mobile device receives and stores information for one or more payment accounts on the mobile device. The mobile device is used to make payments using the payment accounts. In some examples, authorization to proceed with a payment is performed before each purchase made by the user. The authorization process can include receiving a verification of the user, such as a fingerprint scan or passcode. In some examples, a payment account is selected from among available payment accounts. In some examples, an indication is displayed of a digital item associated with a purchased item. In some examples, a payment transaction is initiated with participants of an ongoing communication. In some examples, an application of a retailer is invoked based on the availability of the application. In some examples, a purchase recommendation is provided.

Claim (Index 8):
The electronic device of  claim 1 , wherein initiating the payment transaction comprises:\n determining the quantity of the one or more other participants; and in accordance with a determination that the quantity of the one or more participants is one, enabling the user to initiate the payment transaction without explicitly identifying the recipient of the payment.

Metadata:
- Claim Count in Document: 7.0
- Percentile: 86.0
- Lexical Diversity: 2.15584
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14503296', '14503381', '14503364', '14503072', '15137944']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6811271417675484
- 35 USC 102 Novelty (BERT): 0.5274691554711745
- Combined Prediction Score: 0.665761343137911
- Mean Citation Score: 371.381528
- Max Citation Score: 380.53143
- Similarity Product: 294.7777564999401

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test