PATENT CLAIM ANALYSIS

Application Number: 15925153
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2019-09
Patent Classification: ["705", "040000"]

Abstract:
Systems and methods for initiating and/or facilitating a financial transaction in response to detecting and translating a spatial gesture may be provided. A payor transaction device may be capable of detecting, via a motion-detecting device, a payor spatial gesture corresponding to a payment gesture of one or more predetermined spatial gestures and, responsive to detecting the payor spatial gesture, receiving payee account information from a payee transaction device. The payor transaction device may also be capable of transmitting, to a payor computing device, transaction data comprising the payee account information and data indicative of the payor spatial gesture. The payor computing device may be capable of transmitting at least a portion of the transaction data to a financial service provider terminal to enable the financial service provider terminal to facilitate the requested transaction.

Claim (Index 29):
The payee transaction device of  claim 24 , wherein the instructions, when executed by the processor, further cause the payee transaction device to:\n detect, with the motion-detecting device, a payment-acceptance gesture; and transmit, with the communication interface, payee gesture data corresponding to the payment-acceptance gesture to the payor transaction device.

Metadata:
- Claim Count in Document: 12.0
- Percentile: 90.0
- Lexical Diversity: 2.42373
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14863603', '11109096', '15050963', '13089313', '09731536']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1589303365630972
- 35 USC 102 Novelty (BERT): 0.5088703731499642
- Combined Prediction Score: 0.1939243402217839
- Mean Citation Score: 299.523708
- Max Citation Score: 305.00665
- Similarity Product: 237.90672355779705

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 0

Dataset: test