PATENT CLAIM ANALYSIS

Application Number: 15910985
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["235", "380000"]

Abstract:
A multifunction card includes an integrated circuit. The integrated circuit includes a memory, a processor, and a communicator. The memory stores first software which is executed by the processor and realizes a card payment function, second software which is executed by the processor and realizes a function other than the card payment function, biometric data for a user capable of using the card payment function, and setting data which represents that biometric authentication for the first software is necessary and whether biometric authentication for the second software is necessary.

Claim (Index 6):
A card payment system comprising the card payment terminal of  claim 4  and a server which can communicate with the card payment terminal, wherein the server preliminarily stores card use condition data with respect to the user which are set based on at least one of a card use maximum amount, card use number, and card payment region, and the server determines, based on the card use condition data and payment data transmitted from the card payment terminal, whether or not the payment data satisfies the card use condition data and allows payment if the payment data satisfies the card use condition data.

Metadata:
- Claim Count in Document: 26.0
- Percentile: 90.0
- Lexical Diversity: 2.30952
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['16170328', '15090311', '10269033', '13072398', '15799900']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.5243594545059107
- 35 USC 102 Novelty (BERT): 0.492035898419909
- Combined Prediction Score: 0.5211270988973106
- Mean Citation Score: 189.31831000000005
- Max Citation Score: 224.97568
- Similarity Product: 150.18253475128176

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test