PATENT CLAIM ANALYSIS

Application Number: 15981660
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "044000"]

Abstract:
A remote variable authentication processing system is disclosed. A sending entity initiates a remote payment using an alias over an initiation channel. The alias may be associated with one or more nicknames that identify portable consumer devices and metadata. The metadata describes which channels are available for authentication. The sending entity selects a nickname and an associated authentication channel. The sending entity authenticates with an issuer over the selected authentication channel.

Claim (Index 32):
The sending entity device of  claim 31 , wherein the initiation channel and the selected authentication channel are web-based channels, and wherein the participant computer provides a participant website to a web browser of the sending entity computer, wherein the code, when executed by the processor, further causes the processor to:\n receive an authentication redirection message from the participant computer, the authentication redirection message including an authentication address of the issuer computer; redirect the web browser from the participant website to an authentication website using the authentication address, wherein the authentication data is sent to the issuer computer via the authentication website; receive an authentication data response message from the issuer computer via the selected authentication channel, the authentication data response message including the indication that the issuer computer authenticated the sending entity and a redirect command to redirect the web browser of the sending entity device to the participant computer; and redirect the web browser of the sending entity device to the participant computer using the redirect command.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 93.0
- Lexical Diversity: 1.60417
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13009162', '13860402', '13718538', '12826157', '12104186']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1350408178041516
- 35 USC 102 Novelty (BERT): 0.5293968049070392
- Combined Prediction Score: 0.1744764165144403
- Mean Citation Score: 272.230834
- Max Citation Score: 357.31836
- Similarity Product: 236.51568294708247

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test