PATENT CLAIM ANALYSIS

Application Number: 15925330
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "03600R"]

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.

Claim (Index 16):
The method of  claim 15 , further comprising:\n creating a social network group; receiving from the personal computing device of the user, over the distributed network, a request for the user to join the social network group; receiving, from the financial management computing system, over the distributed network, financial information for each member of the social network group; determining a projected group retirement score range for the social network group based on the financial information for each member of the social network group; determining that the projected retirement score of the user is within the projected group retirement score range for the social network group; creating a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group; communicating, to the personal computing device of the user, the projected group retirement score range for the social network group; and establishing a network communication link over the distributed network between the personal computing device of the user and a computing device of at least one other member of the social network group, wherein the network communication link allows the user to communicate, via the personal computing device of the user at the least the projected retirement score of the user to the computing device of the at least one other member.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.14583
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14664667', '14664610', '14664473', '14664193', '11531989']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.169015670494811
- 35 USC 102 Novelty (BERT): 0.6469699044608617
- Combined Prediction Score: 0.2168110938914161
- Mean Citation Score: 415.86078
- Max Citation Score: 563.8975
- Similarity Product: 463.51824786841865

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test