PATENT CLAIM ANALYSIS

Application Number: 15961160
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2018-08
Patent Classification: ["463", "025000"]

Abstract:
Systems and methods are provided for associating wagering accounts with each of a stored value account and a loyalty account. The stored value account can be associated with a prepaid card and can be useable over an open system bankcard network. The prepaid card can allow funds in the stored value account to be used at any location capable of accepting payment through the open system bankcard network such as gas stations, grocery stations, outlets, and restaurants. A player transfer funds, back and forth between the stored value account and the wagering account.

Claim (Index 16):
A computer-based method, the method performed by one or more computing devices comprising instructions stored in memory which when executed by one or more processors of the one or more computing devices, cause the one or more computing devices to perform the method comprising:\n associating a player with a general purpose reloadable (GPR) prepaid card and a loyalty card, wherein the GPR prepaid card is associated with a stored value account holding funds of the player that are usable through an open system bankcard network, the loyalty card is associated with a casino loyalty account, and wherein the GPR prepaid card and the loyalty card are different cards; receiving funds into the stored value account associated with the GPR prepaid card; subsequent to the player providing the loyalty card to a gaming machine and based on the association between the loyalty card and the GPR prepaid card, causing the real time transfer of funds from the stored value account associated with the GPR prepaid card to a casino wagering account associated with the gaming machine, wherein the GPR prepaid card is not provided to the gaming machine; and subsequent to the player placing a wager, causing the real time transfer of funds from the casino wagering account to the stored value account; wherein the casino wagering account is any of a brick and mortar wagering account; a race and sports wagering account; and an Internet gaming and wagering account.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 91.0
- Lexical Diversity: 1.74138
- Patent Class: 463.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15270116', '14033495', '14228363', '15695176', '14326527']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.3844503588050639
- 35 USC 102 Novelty (BERT): 0.5014529725567329
- Combined Prediction Score: 0.3961506201802308
- Mean Citation Score: 333.199986
- Max Citation Score: 336.95782
- Similarity Product: 281.6488450966931

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test