PATENT CLAIM ANALYSIS

Application Number: 15982898
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["726", "007000"]

Abstract:
Illustrative methods, processes, and software remotely prove the identity of individuals fully compliant with identity proofing policies. The embodiments receive a request to verify an identity from an applicant device. The request includes an identification for an application to which access is desired. Then, the embodiments receive any combination of credit-based, clinical-based, and/or claims-based information corresponding to an applicant identified in the received request; send to the applicant device one or more queries related to the received combination according to one or more identity proofing requirements; receive, from the applicant device, one or more responses to the one or more queries where the one or more response comprise authentication information; determine a match between the authentication information and the received combination of any of credit-based, clinical-based, and claims-based information; and, based on the determination of the match, granting access to the desired application to the applicant device.

Claim (Index 9):
The method of  claim 1 , wherein determining the match comprises applying an answer logic to determine an accuracy level of the match between the authentication information and the received combination of any of credit-based, clinical-based, and claims-based information, and further wherein:\n when the accuracy level of the match between the authentication information and the received combination of any of credit-based, clinical-based, and claims-based information is less than a first threshold, the desired access is not granted to the applicant device, and when the accuracy level of the match between the authentication information and the received combination of any of credit-based, clinical-based, and claims-based information is at least at the first threshold the desired access is granted to the applicant device.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 93.0
- Lexical Diversity: 2.37143
- Patent Class: 726.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15629464', '14949395', '15345142', '14642092', '14933047']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.365226157652868
- 35 USC 102 Novelty (BERT): 0.5859942244144314
- Combined Prediction Score: 0.3873029643290243
- Mean Citation Score: 376.954882
- Max Citation Score: 509.4975
- Similarity Product: 430.6329062747955

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test