PATENT CLAIM ANALYSIS

Application Number: 16036877
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2018-11
Patent Classification: ["705", "038000"]

Abstract:
In an electronic supply chain finance system, a method of enabling a supplier to obtain funds includes receiving information from a buyer defining a payment obligation, receiving an offer to sell the payment obligation, and providing electronic instructions to print a negotiable instrument issued by the buyer, to the supplier as payee, having a payable date based on a maturity date of the payment obligation and a payment value based on a payment amount of the payment obligation.

Claim (Index 22):
The system as in  claim 19 , wherein the method implemented by the processor comprises the step of, after receipt of the acceptance and creation of the negotiable instrument electronic record, generating an electronic funds transfer instruction to transfer to an account of the supplier from an account of the financial institution of an amount of funds based on the payment amount of the payment obligation and, upon receipt of the acceptance, issuing the electronic funds transfer instruction to effect transfer of the amount of funds.

Metadata:
- Claim Count in Document: 62.0
- Percentile: 95.0
- Lexical Diversity: 1.82609
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13283401', '12766435', '09264171', '11613348', '09638560']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1220388349018529
- 35 USC 102 Novelty (BERT): 0.6993502775018194
- Combined Prediction Score: 0.1797699791618495
- Mean Citation Score: 445.6426
- Max Citation Score: 856.1363
- Similarity Product: 692.6922531452657

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test