PATENT CLAIM ANALYSIS

Application Number: 15980735
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-11
Patent Classification: ["455", "418000"]

Abstract:
A method and system for customizing a mobile application running on a mobile communication device of a user. In one implementation, the method includes providing the mobile application to the mobile communication device of the user, the mobile application having a generic platform; determining a special interest group (SIG) that is affiliated with the user; and customizing the generic platform of the mobile application based on information specific to the special interest group (SIG) that is affiliated with the user.

Claim (Index 26):
The remote management server of  claim 24 , wherein purchase transaction related information comprises one or more of information related to historical payment transaction, information related to real-time payment transaction, information related to contactless transactions made using the mobile device, information related to internet commerce, information related to bill pay, information related to top spend categories, information related to merchants, information related to storage of banking information, information related to accessing account balance, information related to accessing payment history, information related to accessing funds transfer, information related to storing tickets, information related to storing receipts, information related to coupons, information related to transactions made by the user but not through the mobile device, and information related to raw data downloaded from banks.

Metadata:
- Claim Count in Document: 13.0
- Percentile: 93.0
- Lexical Diversity: 2.14286
- Patent Class: 455.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15134101', '11956261', '14180581', '14083703', '14253663']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.7636273246145873
- 35 USC 102 Novelty (BERT): 0.5553001037278157
- Combined Prediction Score: 0.7427946025259101
- Mean Citation Score: 328.786986
- Max Citation Score: 432.56137
- Similarity Product: 357.5699569038546

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test