PATENT CLAIM ANALYSIS

Application Number: 16293488
Application Type: Utility
Filing Date: 2019-03
Publication Date: 2019-06
Patent Classification: ["235", "379000"]

Abstract:
A method for utilizing a non-transactable account identifier with a payment token is disclosed. The non-transactable account identifier can have the same format as a primary account number (PAN) and the payment token, but is not used to conduct a payment transaction.

Claim (Index 31):
The method of  claim 28 , further comprising:\n associating and storing the primary account identifier and the non-transactable payment account identifier in a database.

Metadata:
- Claim Count in Document: 56.0
- Percentile: 99.0
- Lexical Diversity: 1.38235
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15814994', '16052354', '14597072', '14340464', '14455574']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6485042877282554
- 35 USC 102 Novelty (BERT): 0.5407017982825482
- Combined Prediction Score: 0.6377240387836847
- Mean Citation Score: 413.403956
- Max Citation Score: 454.12927
- Similarity Product: 281.7314913589406

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test