PATENT CLAIM ANALYSIS

Application Number: 16280720
Application Type: Utility
Filing Date: 2019-02
Publication Date: 2019-06
Patent Classification: ["705", "039000"]

Abstract:
Systems and methods for locating a cash provider using location-based technologies and transfer funds include receiving a request for cash that includes location data obtained from a location-based technology from a withdrawing party device, searching a network of active providing parties for an available providing party based on withdrawing party preferences and the location data, transmitting an alert to an available providing party device, transmitting available providing party data to withdrawing party if the providing party has confirmed availability, receiving a request to transfer a withdrawal amount from an account associated with the withdrawing party device to an account associated with a selected providing party device, receiving confirmation from the withdrawing party device that the withdrawing party has received cash, transferring the withdrawal amount from the withdrawing party to the selected providing party, and transmitting an alert to the selected providing party device that the withdrawal amount has been transferred.

Claim (Index 39):
The method of  claim 38 , wherein the providing party security preferences include at least one of a withdrawal limit for the withdrawal request or a rating of a withdrawing party associated with the withdrawing party device.

Metadata:
- Claim Count in Document: 47.0
- Percentile: 99.0
- Lexical Diversity: 2.72414
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14942207', '14368343', '15667012', '14662144', '11862977']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1299635984984205
- 35 USC 102 Novelty (BERT): 0.5671039261140032
- Combined Prediction Score: 0.1736776312599788
- Mean Citation Score: 280.034112
- Max Citation Score: 482.08118
- Similarity Product: 334.39251069911955

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test