PATENT CLAIM ANALYSIS

Application Number: 16107866
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2018-12
Patent Classification: ["713", "168000"]

Abstract:
An authentication method is disclosed. To authenticate a user, a mobile device may request identification and verification from the user. Upon receiving a positive identification and verification response from the user, the mobile device may generate a cryptogram using a user identification (ID) associated with the user, a timestamp, a device ID associated with the mobile device, a service provider application ID associated with the service provider application, and a service provider device ID. The mobile device may transmit the generated cryptogram, the user ID, the timestamp, the device ID, the service provider application ID, and the service provider device ID, to a service provider computer associated with the service provider application. The service provider computer may decrypt the cryptogram and compare the decrypted data elements to the received data elements to validate and authenticate the user.

Claim (Index 29):
A mobile device, comprising:\n a processor; and a non-transitory computer readable medium, the non-transitory computer readable medium comprising code, executable by the processor, for implementing a method: receiving a user request to access a service provider application; in response to the user request to access the service provider application, requesting, using the service provider application, identification and verification from the user via an identification and verification application residing within the mobile device; receiving, by the identification and verification application on the mobile device, a positive identification and verification response; generating, by a cryptogram generation module on the mobile device, a cryptogram using at least a user identification (ID) associated with the user, and a service provider device ID; and transmitting the generated cryptogram, the user ID, and the service provider device ID to a service provider computer associated with the service provider application, wherein the service provider computer verifies the cryptogram, using at least the user ID and the service provider device ID.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 96.0
- Lexical Diversity: 3.25
- Patent Class: 713.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15046341', '15632223', '14813997', '14275404', '15060212']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.373655661233685
- 35 USC 102 Novelty (BERT): 0.5229996601623503
- Combined Prediction Score: 0.3885900611265516
- Mean Citation Score: 229.86130799999995
- Max Citation Score: 332.79465
- Similarity Product: 305.0515336808771

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test