PATENT CLAIM ANALYSIS

Application Number: 15958176
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2019-10
Patent Classification: ["705", "039000"]

Abstract:
Systems and methods for providing customer spending disincentive, wherein the system includes one or more memory devices storing software instructions and one or more processors configured to execute the software instructions to receive customer data and customer location data from a customer device, identify a customer and a merchant based on the received data, determine an applicable customer disincentive option based on customer preference data included in the received customer data, the customer disincentive relating to a potential retail transaction with the identified merchant, and transmit a notification to the customer device, the notification including the determined customer disincentive option.

Claim (Index 4):
The system of  claim 2 , wherein the customer preference data includes an alert in the transmitted notification that the customer is at or near a merchant premises in the identified category of merchants.

Metadata:
- Claim Count in Document: 43.0
- Percentile: 91.0
- Lexical Diversity: 1.98148
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14499979', '14472641', '15797644', '15714567', '15863587']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1256145986535224
- 35 USC 102 Novelty (BERT): 0.4881753310519858
- Combined Prediction Score: 0.1618706718933687
- Mean Citation Score: 212.981318
- Max Citation Score: 221.48257
- Similarity Product: 164.02795608899834

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test