PATENT CLAIM ANALYSIS

Application Number: 16113299
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2018-12
Patent Classification: ["463", "025000"]

Abstract:
Systems and methods are disclosed for managing a casino level player account associated with a gaming environment. The casino level player account is associated with a player identifier with a financial account. The financial account can holds funds that are accessible through the player's use of a payment vehicle. Funds held within the casino level player account can be used for wagering.

Claim (Index 9):
A computer-based method of funding an account associated with a player, comprising:\n receiving, by a transaction facilitator, from a gaming computing system affiliated with a gaming environment, a player identifier of a player, wherein the player identifier is associated with a casino level player account having an account balance, wherein funds in the casino level player account are transferable to any of a plurality of associated wagering accounts; wherein the player identifier is a casino-issued unique identifier of the player that is tied to a loyalty program of the gaming environment, and wherein the transaction facilitator comprises a processor and a memory unit; receiving, by the transaction facilitator computing system, a load request, wherein the load request is initiated by the player associated with the player identifier and comprises a request to load player funds to a stored value account associated with a stored value payment vehicle with funds from the casino level player account, wherein the stored value account has a first available balance amount; receiving, by the transaction facilitator computing system, player funds information from the gaming computing system, wherein the funds information comprises at least a total value of the player funds maintained in the casino level player account by the gaming computing system; and communicating, by the transaction facilitator computing system, with an issuer processor computing system to increase a balance amount of the stored value account based on the total value of the player funds, wherein the balance amount is available for access by the stored value payment vehicle in substantially real-time.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 96.0
- Lexical Diversity: 1.71795
- Patent Class: 463.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14033493', '14228363', '14326527', '15695176', '15270116']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.4386938413441628
- 35 USC 102 Novelty (BERT): 0.614524653943504
- Combined Prediction Score: 0.4562769226040969
- Mean Citation Score: 580.68984
- Max Citation Score: 609.49
- Similarity Product: 539.2523495799303

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test