PATENT CLAIM ANALYSIS

Application Number: 16126652
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-01
Patent Classification: ["705", "065000"]

Abstract:
A system for verifying intent in a card not present transaction is provided. The system includes a late binding token that is distributable to consumers without necessarily being bound to an account. The system also includes a client software that locates a token server configured to facilitate managing and communicating with the late binding token. The system also includes a protocol concerning how to build a verifiably secure structured proposal that carries an offer to the consumer through the client software.

Claim (Index 30):
The method of  claim 29 , wherein the signature of the hash is provided by a client software of the consumer.

Metadata:
- Claim Count in Document: 53.0
- Percentile: 97.0
- Lexical Diversity: 1.60377
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['10156734', '10628584', '09653078', '13086197', '13086181']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1108672605455802
- 35 USC 102 Novelty (BERT): 0.5632267622662238
- Combined Prediction Score: 0.1561032107176446
- Mean Citation Score: 257.07867000000005
- Max Citation Score: 466.20294
- Similarity Product: 315.7557945410585

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test