PATENT CLAIM ANALYSIS

Application Number: 16002111
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2018-10
Patent Classification: ["705", "035000"]

Abstract:
A system, method and computer program product for receiving information relating to a financial account of an individual from at least one first data provider; receiving information relating to at least one of an identity theft expense reimbursement insurance policy of the individual, a public information relating to the individual, an identity theft risk score of the individual, a credit card registry of the individual, a backup data relating to the individual, a background information of the individual, and a business report relating to the individual, from at least one second data provider; and preparing a report relating to the individual's identity theft based on the information.

Claim (Index 28):
A computer-implemented method comprising:\n receiving, by a first computing system as sent from a credit monitoring data provider, credit information relating to a user of a second computing system; receiving, by the first computing system as sent from a public information data provider, public information relating to the user; and preparing, by the first computing system, a report relating to a risk of identity theft of the user based on the received credit information and the received public information, wherein the public information comprises notifications of additions, deletions, or changes to the public information relating to the user, and wherein at least one of the notifications of additions, deletions, or changes to the public information relating to the user causes the second computing system to send an alert to the first computing system indicating a transaction affecting the user that requires attention.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 94.0
- Lexical Diversity: 2.38
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['11711836', '11304835', '11304781', '13524920', '13168736']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1196854666919175
- 35 USC 102 Novelty (BERT): 0.5588758415944683
- Combined Prediction Score: 0.1636045041821726
- Mean Citation Score: 277.24165
- Max Citation Score: 456.18805
- Similarity Product: 329.59166349537367

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test