PATENT CLAIM ANALYSIS

Application Number: 15916638
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-08
Patent Classification: ["705", "014280"]

Abstract:
A system and method for operating a reward points accumulation and redemption program wherein a user earns rewards from a plurality of independent reward issuing entities, with each tracking the user's earned rewards. A trading server accumulates some or all of the user's earned rewards from the reward servers and credits the accumulated rewards into a single reward exchange account associated with the user. The user may then select an item for purchase with the accumulated rewards. The item is provided to the user in exchange for a subset or all of the rewards. Reward points may also be redeemed in exchange for services, such as the playing of a video game or Internet access.

Claim (Index 35):
The method of  claim 34  wherein the credit card infrastructure comprises the server computer with the reward account.

Metadata:
- Claim Count in Document: 17.0
- Percentile: 90.0
- Lexical Diversity: 1.82353
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['11277771', '12900015', '11532693', '10601317', '13900815']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1598768808796759
- 35 USC 102 Novelty (BERT): 0.5719200254339536
- Combined Prediction Score: 0.2010811953351037
- Mean Citation Score: 464.373468
- Max Citation Score: 472.10208
- Similarity Product: 381.1128004496384

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test