PATENT CLAIM ANALYSIS

Application Number: 16132160
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-01
Patent Classification: ["705", "035000"]

Abstract:
In one embodiment, a method includes receiving a request for payment associated with a transaction between a first user and a second user, where the request specifies a payment amount in a fiat currency and identifying an indication that the first user intends to satisfy the request for payment using a non-fiat instrument. The method also includes initiating a first transfer of a value corresponding to the payment amount in the non-fiat instrument from a first balance of the first user to one or more service balances of a payment service and initiating a second transfer of a value corresponding to the payment amount in the fiat currency from the one or more service balances of the payment service to a second balance of the second user.

Claim (Index 13):
The method of  claim 12 , wherein the identifying the indication that the first user intends to satisfy the request for payment using the fiat currency comprises:\n sending, to a computing device associated with the first user, information to display the request for payment with different payment options, wherein the payment options include a fiat currency payment option and a cryptocurrency payment option; and receiving, from the computing device associated with the first user, input selecting the fiat currency payment option.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 97.0
- Lexical Diversity: 2.62
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['16011559', '16011556', '15713322', '15720878', '15812886']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1619958069918799
- 35 USC 102 Novelty (BERT): 0.5671092668595861
- Combined Prediction Score: 0.2025071529786505
- Mean Citation Score: 398.202854
- Max Citation Score: 473.36575
- Similarity Product: 384.3219373713434

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test