PATENT CLAIM ANALYSIS

Application Number: 16014120
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-03
Patent Classification: ["705", "038000"]

Abstract:
A system that automatically manages a collateral risk and a business performance of an entity is provided. The system generates a customizable database to store critical accounting and ancillary business information. The system automatically updates the customized database at predefined time periods based on new accounting and ancillary business information. The system automatically enables the customized database for scalable assessment of a collateral risk and a business performance of an entity. The system determines the collateral risk and business performance of an entity and provides the collateral risk, and business performance of the entity and an analytical summary of the accounting and the ancillary business information to a machine learning model. The system recommends actions to be performed to reduce the collateral risk and to improve the business performance based on the accounting and ancillary business information. The system enables a user to perform the actions to reduce the collateral risk and to improve the business performance of the entity.

Claim (Index 7):
The one or more non-transitory computer readable storage mediums storing one or more sequences of instructions of  claim 5 , wherein said generating of said analytical report comprises\n comparing said accounting and ancillary business information associated with said accounting period of a current year with same accounting period of last year or years; averaging or statistically analyzing said accounting and ancillary business information of said accounting period of said current year and said last year or years; and generating an analytical report based on said trends, comparison of said accounting and ancillary business information with comparable prior periods based on a type and seasonality of said business and averaging or statistically analyzing of said accounting and ancillary business information.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 94.0
- Lexical Diversity: 2.94737
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['10329309', '12854402', '12534475', '12534545', '09391774']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.122826266882949
- 35 USC 102 Novelty (BERT): 0.5337912699235601
- Combined Prediction Score: 0.1639227671870101
- Mean Citation Score: 302.563298
- Max Citation Score: 348.4437
- Similarity Product: 228.2887663472414

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test