PATENT CLAIM ANALYSIS

Application Number: 16014454
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-12
Patent Classification: ["705", "041000"]

Abstract:
A method for providing a gift includes receiving gift information from a first computing device. The gift information includes a maximum gift amount, a gift recipient, and a gifter financial account and gift redemption information. The method includes generating a tokenized PAN associated with the gifter financial account, identifying a second computing device associated with the gift recipient, determining one or more gift redemption locations and receiving gift recipient location data. The method includes determining that the second computing device has entered a gift-eligible location based on the gift recipient location data and the one or more redemption locations and transmitting data indicative of a gift for display by the second computing device. The method further includes outputting an instruction to debit the gifter financial account with an amount of money in response to determining that a transaction has been executed using the tokenized PAN at the gift-eligible location.

Claim (Index 2):
The method of  claim 1 , wherein the gift redemption information comprises an identification of one or more merchants and determining the one or more gift redemption locations comprises looking up one or more merchant locations associated with the one or more merchants.

Metadata:
- Claim Count in Document: 12.0
- Percentile: 94.0
- Lexical Diversity: 2.46875
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['16014403', '16014309', '16014523', '13791122', '13907871']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.141433086019024
- 35 USC 102 Novelty (BERT): 0.55515025409872
- Combined Prediction Score: 0.1828048028269936
- Mean Citation Score: 332.25874
- Max Citation Score: 424.08224
- Similarity Product: 360.1670924010849

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test