PATENT CLAIM ANALYSIS

Application Number: 15768952
Application Type: Utility
Filing Date: 2018-04
Publication Date: 2019-02
Patent Classification: ["705", "041000"]

Abstract:
A smart multi-card capable of simultaneously using a plurality of card output schemes, and a payment method using the same. More specifically, a smart multi-card device capable of simultaneously using a plurality of card output schemes, according to one embodiment, includes a storage unit which stores one or more types of card information having individual card output schemes inputted by a user; and a plurality of sensors, wherein each of the plurality of sensors includes: a sensor unit which matches at least one type of card information of the one or more types of card information inputted by the user; and a control unit which performs control so that when the user touches a specific sensor of one or more sensors, card information matching the specific sensor is loaded, and a payment or accumulation is performed according to the card output scheme of the loaded card information.

Claim (Index 22):
A method of performing a payment or accumulation using a smart multi-card which makes it possible to simultaneously use a plurality of card output schemes, the method comprising:\n receiving one or more pieces of card information having individual card output schemes from a user; matching at least one piece of card information among the one or more pieces of card information received from the user to each of a plurality of sensors in the smart multi-card; and when the user contacts a specific sensor among the one or more sensors, loading card information matched to the specific sensor and performing a payment or accumulation according to a card output scheme of the loaded card information, wherein when a plurality of pieces of card information are matched to the specific sensor, the plurality of pieces of card information are loaded, and the payment or the accumulation is simultaneously performed according to card output schemes of a plurality of loaded cards.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 91.0
- Lexical Diversity: 2.52381
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: True
- Related Applications: ['15326426', '13949657', '14320696', '15326416', '13059433']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1094488028165903
- 35 USC 102 Novelty (BERT): 0.485011091390975
- Combined Prediction Score: 0.1470050316740288
- Mean Citation Score: 193.941948
- Max Citation Score: 239.60013
- Similarity Product: 192.79348977598067

Labels:
- Claim Label 101: 0
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test