PATENT CLAIM ANALYSIS

Application Number: 16014120
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-03
Patent Classification: ["705", "038000"]

Abstract:
A system that automatically manages a collateral risk and a business performance of an entity is provided. The system generates a customizable database to store critical accounting and ancillary business information. The system automatically updates the customized database at predefined time periods based on new accounting and ancillary business information. The system automatically enables the customized database for scalable assessment of a collateral risk and a business performance of an entity. The system determines the collateral risk and business performance of an entity and provides the collateral risk, and business performance of the entity and an analytical summary of the accounting and the ancillary business information to a machine learning model. The system recommends actions to be performed to reduce the collateral risk and to improve the business performance based on the accounting and ancillary business information. The system enables a user to perform the actions to reduce the collateral risk and to improve the business performance of the entity.

Claim (Index 6):
The one or more non-transitory computer readable storage mediums storing one or more sequences of instructions of  claim 1 , wherein said generating of said analytical report comprises\n tracking imminent risks that are associated with said account receivable, said inventory, said account payable, said accruals and said treasury accounts information in said database; analyzing inherent risks by trending and comparing for aging, shifting in aging, reconciling items, percentages, turnover days, performance of said account receivable, performance of key and critical customers, conversion of receivable into cash and said account payable associated with said account receivable information respectively for an accounting period; analyzing inherent risks by trending and comparing for aging, shifting in aging, reconciling items, percentages, turnover days, performance of said account payable and said accruals respectively for said accounting period; and analyzing a trend and comparison for categories, locations, reconciling items, turnover days, percentages of inventory categories associated with said inventory perpetual for said accounting period.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 94.0
- Lexical Diversity: 2.94737
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['10329309', '12854402', '12534475', '12534545', '09391774']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1227688835261344
- 35 USC 102 Novelty (BERT): 0.5331729258720619
- Combined Prediction Score: 0.1638092877607271
- Mean Citation Score: 302.563298
- Max Citation Score: 348.4437
- Similarity Product: 240.15908536040783

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test