PATENT CLAIM ANALYSIS

Application Number: 15975394
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-11
Patent Classification: ["705", "044000"]

Abstract:
A device may receive, from a server device, a real-time notification indicating that a field of a user account is being modified. The field may include personal information of a user associated with the user account and/or information identifying authorized users of the user account. The device may receive, from a user device, a request associated with a high-risk transaction involving the user account. The device may determine a risk score indicating a likelihood of the high-risk transaction being performed by an unauthorized user. The device may selectively identify an authentication procedure, of a group of authentication procedures, based on the risk score. The device may provide authentication instructions for the authentication procedure to the user device to allow the user device to perform the authentication procedure.

Claim (Index 12):
The device of  claim 7 , wherein the one or more processors, when selectively identifying the one or more actions to perform, are to:\n selectively identify, as a first action of the one or more actions, an action to restrict access to the user account, and selectively identify, as a second action of the one or more actions, an action to provide authentication instructions for a multi-modal authentication procedure to a user device that was used to modify the one or more fields of the user account; and wherein the one or more processors, when performing the one or more actions, are to:\n restrict the access to the user account to prevent the user device from continuing to access the user account, and \n provide the authentication instructions for the multi-modal authentication procedure to the user device to allow the multi-modal authentication procedure to be completed.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 93.0
- Lexical Diversity: 2.4386
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13731935', '14188009', '14092252', '14672419', '14640701']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1174460354903355
- 35 USC 102 Novelty (BERT): 0.4941203042057858
- Combined Prediction Score: 0.1551134623618806
- Mean Citation Score: 182.250022
- Max Citation Score: 188.23708
- Similarity Product: 118.88588770991564

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test