PATENT CLAIM ANALYSIS

Application Number: 16032064
Application Type: Utility
Filing Date: 2018-07
Publication Date: 2020-01
Patent Classification: ["705", "044000"]

Abstract:
A system for temporarily enabling an otherwise disabled payment account for use in a transaction is configured to perform operations including receiving, from a point of sale device, a transaction request associated with an account of a user, the transaction request comprising a transaction value representing a currency amount. The operations may also include determining that the user account has a disabled status. Further, the operations may include converting the transaction request into a personal identification code based at least in part on the transaction value. The operations may additionally include determining that the personal identification code matches a stored authorization code associated with the user account. And, the operations may include modifying the disabled status to permit successful processing of at least one subsequent transaction request associated with the user account.

Claim (Index 10):
The system of  claim 1 , wherein the at least one subsequent transaction request is a single transaction request.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 95.0
- Lexical Diversity: 2.08824
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['16008469', '15870834', '15975441', '14550382', '15068990']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1117829534799808
- 35 USC 102 Novelty (BERT): 0.5180171285069889
- Combined Prediction Score: 0.1524063709826816
- Mean Citation Score: 261.387882
- Max Citation Score: 285.9844700000001
- Similarity Product: 194.80841845612

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test