PATENT CLAIM ANALYSIS

Application Number: 16059907
Application Type: Utility
Filing Date: 2018-08
Publication Date: 2018-12
Patent Classification: ["705", "034000"]

Abstract:
A dynamic personalizable automated finance management system that provides a financial management platform that enables users to easily generate a plurality of customized rules or conditions associated with one or more accounts thereby creating account plans that intelligently and passively execute the transfer of funds among accounts. The rules with a plan are able to define if, how much, when and where to transfer money to and from the accounts based on user entered criteria or triggers upon which the rules/conditions are based.

Claim (Index 39):
The system of  claim 38 , wherein the account rule data further comprises a spending limit for the rule associated with the product, wherein the servers are operable to:\n dynamically update the projected cost to reflect changes in price of the product on the third party website; and refrain from transferring the primary quantity of money or the contingent alternative quantity of money if the total amount of money transferred based on the rule equals the spending limit.

Metadata:
- Claim Count in Document: 170.0
- Percentile: 96.0
- Lexical Diversity: 1.38095
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14878857', '09903284', '12433272', '11554823', '14098844']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1177301439196168
- 35 USC 102 Novelty (BERT): 0.6142273022944018
- Combined Prediction Score: 0.1673798597570953
- Mean Citation Score: 252.905778
- Max Citation Score: 534.49896
- Similarity Product: 528.5533767810059

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test