PATENT CLAIM ANALYSIS

Application Number: 15972318
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["235", "380000"]

Abstract:
An opt-in system includes a point-of-sale device including a payment device reader. The point-of-sale device is configured to receive, from a payment device associated with a user, payment device information for conducting a transaction, present, through at least one user interface, at least one offer to opt-in to a rewards or loyalty program associated with a commercial entity, receive a user response to the at least one offer to opt-in to the rewards or loyalty program, in response to receiving the user response, automatically fill out an application for the rewards or loyalty program based on the payment device information received from the payment device, and generate a transaction authorization request message based on the user response and transaction information associated with the transaction.

Claim (Index 18):
The point-of-sale device of  claim 17 , wherein generating the transaction authorization request message comprises:\n combining and formatting the transaction information and the user response into formatted information; and including the formatted information in the transaction authorization request message.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 93.0
- Lexical Diversity: 2.45455
- Patent Class: 235.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14690300', '15006925', '12352420', '14035685', '14244545']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.6807007288258903
- 35 USC 102 Novelty (BERT): 0.5229481022162176
- Combined Prediction Score: 0.664925466164923
- Mean Citation Score: 364.295034
- Max Citation Score: 380.04138
- Similarity Product: 271.56768123481044

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test