PATENT CLAIM ANALYSIS

Application Number: 15925330
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "03600R"]

Abstract:
Embodiments of the invention are directed to systems, methods, and computer program products for assessing retirement planning based on a retirement score. The system is configured to create a social network group, receive a request for the user to join the social network group, receive financial information of the user. Based on the financial information of the user, determine the projected retirement score of the user. This system may additionally determine a projected group retirement score range for the social network group, determine that the projected retirement score of the user is within the projected group retirement score range for the social network group, create a group membership for the user to join the social network group based on determining the projected retirement score of the user is within the projected group retirement score range for the social network group.

Claim (Index 17):
The method of  claim 16 , further comprising:\n receiving from the financial management computing system, over the distributed network, new retirement information for the user, wherein the new retirement information is received after creating the group membership for the user; updating the projected retirement score of the user based on the new retirement information; determining that the updated projected retirement score is outside the projected group retirement score range for the social network group; determining a second social network group comprising a second projected group retirement score range, wherein the updated projected retirement score is within the second projected group retirement score range; and communicating to the personal computing device of the user an invitation to join the second social network group based on determining the second social network group.

Metadata:
- Claim Count in Document: 6.0
- Percentile: 90.0
- Lexical Diversity: 3.14583
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14664667', '14664610', '14664473', '14664193', '11531989']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1680856973616939
- 35 USC 102 Novelty (BERT): 0.6508423355231553
- Combined Prediction Score: 0.2163613611778401
- Mean Citation Score: 415.86078
- Max Citation Score: 563.8975
- Similarity Product: 479.5832546058297

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test