PATENT CLAIM ANALYSIS

Application Number: 15987696
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-10
Patent Classification: ["705", "043000"]

Abstract:
A system, method, and computer-readable storage medium configured to store a premium list of accounts of ATM cardholders, wherein the list includes primary account numbers (PANs) associated with the accounts of the ATM cardholders, and to allow the ATM transaction to proceed unblocked if the PAN of the transaction appears on the premium list even if the transaction would otherwise be blocked by the controller based on one or more fraud prevention rules.

Claim (Index 17):
The system of  claim 15 , wherein the particular withdrawal transaction request includes presentation of a physical card issued by a particular financial institution, and the premium list of account numbers is provided by the particular financial institution.

Metadata:
- Claim Count in Document: 45.0
- Percentile: 93.0
- Lexical Diversity: 1.53846
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['13364190', '12271643', '14293734', '15164170', '13545487']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1424858200583348
- 35 USC 102 Novelty (BERT): 0.5153878278243893
- Combined Prediction Score: 0.1797760208349402
- Mean Citation Score: 294.27208
- Max Citation Score: 315.27298
- Similarity Product: 233.39468903866768

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test