PATENT CLAIM ANALYSIS

Application Number: 15939895
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-10
Patent Classification: ["709", "227000"]

Abstract:
In one embodiment, a system and method is provided to intercept an approval routing at a check-out and before the submission over the legacy routing system and before the starting of associated timers. Data identifying a customer account is routed over a different system for additional functions. Upon completion of the routing over the different system, the customer account data is submitted to the merchant POS to start the legacy approval routing.

Claim (Index 1):
A system for processing before an approval submission by a merchant POS over a legacy routing system comprising:\n a proxy device; a user device configured to present customer account information to the proxy device; a first communication link accessible by the proxy device for communicating information related to the customer account; a remote computer in communication with the first communication link for processing the information related to the customer account and returning submittable account data; and a second communication link communicatively linking the proxy device to the merchant POS for providing the submittable account data to the merchant POS.

Metadata:
- Claim Count in Document: 3.0
- Percentile: 90.0
- Lexical Diversity: 1.7907
- Patent Class: 709.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13475112', '13481341', '14168887', '13717295', '13846924']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.2721341469616648
- 35 USC 102 Novelty (BERT): 0.4628149678357642
- Combined Prediction Score: 0.2912022290490748
- Mean Citation Score: 190.72700200000003
- Max Citation Score: 192.98978
- Similarity Product: 159.97605753718852

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test