PATENT CLAIM ANALYSIS

Application Number: 15756402
Application Type: Utility
Filing Date: 2018-02
Publication Date: 2018-09
Patent Classification: ["705", "044000"]

Abstract:
The present invention discloses a payment authentication method and apparatus for a mobile terminal, and a mobile terminal. The method includes: obtaining, by a mobile terminal, first biometric feature information entered by a user; comparing, by the mobile terminal, the first biometric feature information with second biometric feature information, where the second biometric feature information is prestored biometric feature information used for user identity authentication; comparing, by the mobile terminal, the first biometric feature information with third biometric feature information if the first biometric feature information matches the second biometric feature information, where the third biometric feature information is prestored biometric feature information used for payment authentication; and determining, by the mobile terminal, that payment authentication is complete when the first biometric feature information matches the third biometric feature information. Security of the payment authentication can be improved in the present invention.

Claim (Index 19):
The mobile terminal according to  claim 15 , wherein the input device is further configured to obtain a first payment request entered by the user; and\n wherein the mobile terminal further comprises a payment device, and wherein the payment device is configured to, after the at least one processor determines that the payment authentication is complete, respond to the first payment request to perform payment.

Metadata:
- Claim Count in Document: 9.0
- Percentile: 88.0
- Lexical Diversity: 3.33333
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15561344', '14467720', '15145376', '15515496', '15368822']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1359499146518093
- 35 USC 102 Novelty (BERT): 0.4930920329268921
- Combined Prediction Score: 0.1716641264793176
- Mean Citation Score: 233.37000200000003
- Max Citation Score: 246.10852000000003
- Similarity Product: 187.3083816391064

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test