PATENT CLAIM ANALYSIS

Application Number: 15978059
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-12
Patent Classification: ["705", "039000"]

Abstract:
A device implementing split transactions in a peer transaction system may include at least one processor configured to receive a request to transfer a transaction amount from a first account associated with a first user to a second account associated with a second user and determine that an available amount of the first account is less than the transaction amount. The at least one processor may be further configured to receive an indication of an other transaction resource and a portion of the transaction amount to be transferred from the other transaction resource and to obtain the portion of the transaction amount via the other transaction resource and a remaining portion of the transaction amount from the first account and transfer a combined amount into the second account that includes the portion of the transaction amount and the remaining portion of the transaction amount.

Claim (Index 9):
The method of  claim 8 , wherein obtaining the other portion of the transaction amount from the first account of the first user comprises withdrawing the other portion of the transaction amount from the first debit account of the first user.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 93.0
- Lexical Diversity: 2.7037
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['15810392', '13108328', '14098336', '13039057', '11698703']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1187532176085296
- 35 USC 102 Novelty (BERT): 0.4553531488796964
- Combined Prediction Score: 0.1524132107356463
- Mean Citation Score: 159.026828
- Max Citation Score: 166.65309
- Similarity Product: 141.03735878978847

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test