PATENT CLAIM ANALYSIS

Application Number: 15869815
Application Type: Utility
Filing Date: 2018-01
Publication Date: 2018-05
Patent Classification: ["705", "014170"]

Abstract:
A wireless device is enabled to process a transaction. In one implementation, the wireless device receives card data for a plurality of financial account cards and stores the card data in memory associated with the wireless device. The wireless device determines merchant information for the transaction and determines rewards benefit information for at least some of the plurality of financial account cards. The wireless device provides a suggestion of at least one of the plurality of financial account cards to use in the transaction based on the determined rewards benefit information.

Claim (Index 35):
The method of  claim 34 , wherein the user preference includes a preference to use the first financial account card based on reward acquisition information associated with the plurality of financial account cards.

Metadata:
- Claim Count in Document: 59.0
- Percentile: 86.0
- Lexical Diversity: 2.13333
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14467482', '12106074', '11382638', '13442664', '14611038']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1557038266318643
- 35 USC 102 Novelty (BERT): 0.5422722410147427
- Combined Prediction Score: 0.1943606680701522
- Mean Citation Score: 293.075604
- Max Citation Score: 413.07532
- Similarity Product: 274.2771762838959

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test