PATENT CLAIM ANALYSIS

Application Number: 15918717
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["705", "035000"]

Abstract:
An illustrative method for identifying information associated with a ring of individuals performing improper financial activities may include combining a list of user identifiers with one or more attributes tables corresponding to the financial transactions. A computer device may analyze a first list of identifiers in relation to an attribute table, where the identifiers may be associated with one or more suspected improper financial activities and the attribute table may include attributes of one or more financial transactions performed over a specified duration. The computer device may then link the first list of identifiers with one or more attributes included in the attribute table to determine a second list of identifiers and the process may be repeated until a stopping condition has been reached. After the stopping condition has been met, the computer device may communicate a report to a user.

Claim (Index 11):
A computing system to identify one or more individuals associated with improper financial activity, the computer system comprising:\n a communications network; a transaction monitoring system at a first network location; a high-risk financial activity identification device at a second network location comprising a processor and a memory device communicatively coupled to the processor and storing instructions that when executed by the processor, cause the high risk financial activity identification device to:\n receive a first list of identifiers from the transaction monitoring system, the first list of identifiers being associated with and identifying at least one individual associated with one or more financial transactions suspected of being improper financial activity within a specified time period; \n combine the first list of identifiers to a first attribute table and a second attribute table, the first attribute table corresponding to a first financial transaction attribute of a financial transaction and the second attribute table corresponding to a second financial transaction attribute of the financial transaction; \n create a first composite table using at least one identifier that is linked to the first financial transaction attribute, wherein each row of the first composite table corresponds to an individual identifier and its linked attribute; \n create a second composite table using at least one identifier that is linked to the second financial transaction attribute, wherein each row of the first composite table corresponds to an individual identifier and its linked attribute; \n generate a unified identifier table based on the first composite table and the second composite table including a row corresponding to each of the linked identifiers of the first composite table and each of the linked identifiers of the second composite table; \n repeat the combining, creating, and generating steps using the unified identifier table until a stopping condition is met, wherein a final composite table is generated upon reaching the stopping condition; and \n cause display, on a user interface screen at an activity analysis computing system by the high-risk financial activity identification device, at least the final composite table to a user via a network.

Metadata:
- Claim Count in Document: 45.0
- Percentile: 90.0
- Lexical Diversity: 2.13043
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['14148080', '13920743', '13067107', '14174798', '10091001']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0842852489299511
- 35 USC 102 Novelty (BERT): 0.5379072100287147
- Combined Prediction Score: 0.1296474450398275
- Mean Citation Score: 191.161792
- Max Citation Score: 368.54355
- Similarity Product: 329.795770598352

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test