PATENT CLAIM ANALYSIS

Application Number: 16137036
Application Type: Utility
Filing Date: 2018-09
Publication Date: 2019-01
Patent Classification: ["705", "071000"]

Abstract:
A method of registering a membership for an electronic payment, a system for same, and an apparatus and a terminal thereof is provided. The apparatus may include: a payment method receiver configured to receive, from a terminal, payment method information; an one-time password (OTP) authentication key generator configured to generate an OTP authentication key using an external device based on the payment method information; a payment method registry configured to register the payment method information and transmit, to the terminal, the OTP authentication key; and a controller configured to control the payment method information to be inquired or changed in response to a request form the terminal.

Claim (Index 3):
The payment method registration apparatus of  claim 2 , wherein the apparatus further comprises:\n a validity identifier configured to authenticate the validity of payment method authentication information received from the terminal using a card company apparatus corresponding to the card company information.

Metadata:
- Claim Count in Document: 15.0
- Percentile: 97.0
- Lexical Diversity: 2.05085
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: True
- Related Applications: ['14007599', '14007540', '14007851', '12614227', '14917470']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1334911579989376
- 35 USC 102 Novelty (BERT): 0.5237459175708539
- Combined Prediction Score: 0.1725166339561293
- Mean Citation Score: 272.01009000000005
- Max Citation Score: 345.84634
- Similarity Product: 280.894772235384

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 0
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test