PATENT CLAIM ANALYSIS

Application Number: 15934114
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-07
Patent Classification: ["235", "380000"]

Abstract:
A method for secure payment transactions over a network between a support help desk computing system and a customer computing system is provided. The method includes establishing a chat session between the help desk and the customer using a chat application program; receiving a purchase order from the customer; communicating a unique URL payment link to the customer, wherein the URL payment link is configured for allowing the customer to establish communication with an order processing system to provide sensitive payment information to the order processing system; receiving the sensitive payment information at the order processing system communicated from the customer; encrypting the sensitive payment information; providing the encrypted sensitive payment information to the help desk, wherein the encrypted sensitive payment information is displayed in a masked format on a display of the help desk; and completing the purchase order using the encrypted sensitive payment information.

Claim (Index 17):
A support help desk computing system for providing a secure payment transaction during a chat session with a customer computing device, the support help desk computing system comprising:\n a chat application program including computer executable instructions configured for establishing a chat session with the customer computing device over a network, wherein the chat application program is configured for receiving a purchase order from the customer computing device during the chat session; an order processing system including computer executable instructions configured for generating a unique Uniform Resource Locator (URL) payment link in association with the purchase order for communication to the customer computing device during the chat session using the chat application program, wherein the unique URL payment link is configured for allowing the customer computing device to establish communication with the order processing system over the network to provide sensitive payment information to the order processing system, wherein the sensitive payment information is provided in association with the purchase order, wherein the order processing system is configured for encrypting the sensitive payment information; and a display, wherein the order processing system is configured for displaying the encrypted sensitive payment information in a masked format on the display, and wherein order processing system is configured for completing the purchase order using the encrypted sensitive payment information.

Metadata:
- Claim Count in Document: 38.0
- Percentile: 90.0
- Lexical Diversity: 2.4375
- Patent Class: 235.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: True
- Related Applications: ['14663810', '15913588', '14054647', '09658770', '12456509']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.5662560282974739
- 35 USC 102 Novelty (BERT): 0.5587518029777128
- Combined Prediction Score: 0.5655056057654978
- Mean Citation Score: 247.330444
- Max Citation Score: 457.1589
- Similarity Product: 422.4857907946586

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test