PATENT CLAIM ANALYSIS

Application Number: 16015938
Application Type: Utility
Filing Date: 2018-06
Publication Date: 2019-01
Patent Classification: ["705", "069000"]

Abstract:
Disclosed herein is a payment system using cryptocurrency exchanges. The payment system includes: a payment means of a user who holds cryptocurrency; and a cryptocurrency exchange server configured to operate in conjunction with a payment server, to, when a payment request is made by the payment means, check the payment server for a payment request amount and pay the payment request amount to a payment account of the payment means, to subtract cryptocurrency corresponding to the payment request amount from the cryptocurrency held by the user, and to prepay the payment request amount from a deposit of a deposit account before selling the subtracted cryptocurrency, pay the payment request amount from an amount obtained by selling the cryptocurrency subtracted upon the payment request, or calculate a total amount including the payment request amount and then pay the total amount in a lump on a preset date.

Claim (Index 4):
The payment system of  claim 1 , wherein:\n the payment means comprises at least one of a debit card, a credit card, and a mobile payment means; and the cryptocurrency exchange server: pays the payment request amount via any one of the first payment request amount payment unit and the second payment request amount payment unit upon payment using the debit card; and pays the total amount including the payment request amount via the third payment request amount payment unit upon payment using any one of the credit card and the mobile payment means.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 94.0
- Lexical Diversity: 2.61667
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: True
- Related Applications: ['15720878', '14306158', '15812886', '14305981', '14305916']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1350778807614501
- 35 USC 102 Novelty (BERT): 0.4928884864338211
- Combined Prediction Score: 0.1708589413286872
- Mean Citation Score: 254.695362
- Max Citation Score: 264.36276000000004
- Similarity Product: 219.8384801408816

Labels:
- Claim Label 101: 1
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 0
- Combined Label: 1
- Label 101 Adjusted: 1

Dataset: test