PATENT CLAIM ANALYSIS

Application Number: 16173562
Application Type: Utility
Filing Date: 2018-10
Publication Date: 2019-06
Patent Classification: ["705", "026410"]

Abstract:
Secure transactions are achieved over a public network by using a private network to handle the sensitive information of the transaction. When a client requests a product from a vendor server over a public network, the vendor server notifies a facilitation server on the public network. This results in the client receiving a set of computer readable instructions from the facilitation server. The set of instructions provide access instructions to a transaction server system on the private network so that sensitive transaction information is sent to the transaction server system on the private network rather than over the public Internet. Where the sensitive information is credit card information, the transaction server system may obtain authorisation for the transaction from a financial institution and then notify the vendor accordingly. Where the sensitive information is the identity of a user of the client, the transaction server may selectively authorise the transaction without the vendor being apprised of the identity of a user of the client. Secure communications may also be achieved by sending sensitive communications over the private network.

Claim (Index 13):
The method of  claim 12  further comprising:\n receiving a purchase amount relating to said transaction; \n sending said sensitive information and said purchase amount to a financial institution; and \n receiving an approval or disapproval indication from said financial institution in reply.

Metadata:
- Claim Count in Document: 5.0
- Percentile: 97.0
- Lexical Diversity: 2.56164
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['10081265', '13089268', '09875795', '09759100', '14722002']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.109067833462958
- 35 USC 102 Novelty (BERT): 0.5134005533928193
- Combined Prediction Score: 0.1495011054559441
- Mean Citation Score: 214.367144
- Max Citation Score: 296.54474
- Similarity Product: 195.3307471134412

Labels:
- Claim Label 101: 0
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test