PATENT CLAIM ANALYSIS

Application Number: 15974861
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "004000"]

Abstract:
A method is disclosed for mitigating the risks associated with driving by assigning risk values to road segments and using those risk values to select less risky travel routes. Various approaches to helping users mitigate risk are presented. A computing device is configured to generate a database of risk values. That device may receive accident information, geographic information, vehicle information, and other information from one or more data sources and calculate a risk value for the associated road segment. Subsequently, the computing device may provide the associated risk value to other devices. Furthermore, a personal navigation device may receive travel route information and use that information to retrieve risk values for the road segments in the travel route. An insurance company may use this information to determine whether to adjust a quote or premium of an insurance policy. This and other aspects relating to using geographically encoded information to promote and reward risk mitigation are disclosed.

Claim (Index 4):
The system of  claim 1 , wherein the memory stores additional instructions that, when executed by the at least one processor, cause the system to:\n calculate total safety risk units consumed by the vehicle in traveling from a first location to a second location based on the safety risk score; and transmit, over a network, information indicative of the total safety risk units consumed by the vehicle in traveling from the first location to the second location, wherein crediting or debiting the account associated with the driver of the vehicle by the amount associated with the safety risk score comprises crediting or debiting the account associated with the driver of the vehicle based on the total safety risk units consumed by the vehicle in traveling from the first location to the second location.

Metadata:
- Claim Count in Document: 42.0
- Percentile: 93.0
- Lexical Diversity: 1.89888
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14673150', '14816299', '14100913', '14697141', '14697153']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1185894551378248
- 35 USC 102 Novelty (BERT): 0.5274534987769477
- Combined Prediction Score: 0.1594758595017371
- Mean Citation Score: 317.379426
- Max Citation Score: 347.37048
- Similarity Product: 332.5062502060747

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test