PATENT CLAIM ANALYSIS

Application Number: 15977660
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2018-09
Patent Classification: ["705", "026100"]

Abstract:
Disclosed are exemplary embodiments of systems and methods for utilizing vehicle connectivity to facilitate payment account transactions. One exemplary method includes, in response to a detected interest of a consumer, requesting sales data associated with the consumer interest from at least one merchant based on a location of a vehicle associated with the consumer, and creating an order object for a product selected from the sales data. The method also includes appending a vehicle signature, for the vehicle, to the order object, and matching the order object to a transaction object for the selected product based on the vehicle signature. The method further includes transmitting a purchase order to the at least one merchant based on the order object and the transaction object, thereby permitting the at least one merchant to facilitate a payment account transaction for the selected product.

Claim (Index 14):
The system of  claim 11 , further comprising a non-transitory computer readable storage media including executable instructions to enable communication between the at least one server and the at least one vehicle, which, when executed by at least one processor of the at least one vehicle, cause the at least one processor to:\n generate the vehicle signature; transmit the vehicle signature to the at least one server in response to the at least one decision engine requesting the vehicle signature; and transmit the vehicle signature to the at least one server in response to the transaction engine requesting the vehicle signature.

Metadata:
- Claim Count in Document: 11.0
- Percentile: 93.0
- Lexical Diversity: 2.55932
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['15371494', '15239385', '10671320', '13536864', '12112483']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.0928466989889891
- 35 USC 102 Novelty (BERT): 0.4747181124289447
- Combined Prediction Score: 0.1310338403329847
- Mean Citation Score: 166.07424
- Max Citation Score: 240.07443
- Similarity Product: 224.67214431848285

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test