PATENT CLAIM ANALYSIS

Application Number: 15938252
Application Type: Utility
Filing Date: 2018-03
Publication Date: 2018-09
Patent Classification: ["705", "004000"]

Abstract:
A method, apparatus and computer program products are provided for enabling multi-element bidding. One example method includes generating a request for a payment option and a bid, identifying one or more payment entities from which to receive a bid, transmitting the request to the one or more payment entities, and receiving one or bids from each of the one or more payment entities, each of the one or more bids indicative of a bid amount each of the one or more payment entities would be willing to pay for placement of an associated payment option.

Claim (Index 11):
The computer program product according to  claim 8 , wherein the one or more payment entities are determined by:\n receiving, from an e-commerce platform, a request to complete a transaction, the request comprising identifying information and a transaction amount; authenticating a user utilizing the identifying information; accessing one or more payment entities using the authenticated user identifying information to identify payment options, each payment option having an associated payment method, billing address, and shipping address; providing, for display, a descriptor associated with each of a portion of the identified payment options; and receiving an indication of a selection of at least one payment option

Metadata:
- Claim Count in Document: 15.0
- Percentile: 90.0
- Lexical Diversity: 2.125
- Patent Class: 705.0
- Transitional Phrase Type: open
- Component Type: 1
- Foreign Priority: False
- Related Applications: ['13755262', '15061974', '11250908', '09661463', '13342077']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1060487704990933
- 35 USC 102 Novelty (BERT): 0.4724301315525981
- Combined Prediction Score: 0.1426869066044438
- Mean Citation Score: 184.340152
- Max Citation Score: 192.53392
- Similarity Product: 152.38533638568882

Labels:
- Claim Label 101: 0
- Claim Label 102: 1
- Claim Label 103: 0
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 0

Dataset: test