PATENT CLAIM ANALYSIS

Application Number: 15988631
Application Type: Utility
Filing Date: 2018-05
Publication Date: 2019-11
Patent Classification: ["705", "071000"]

Abstract:
A device associated with a vehicle may receive a device identifier of a user device that is registered to an authorized user or user identification data associated with the authorized user. The device may include a secure element, and may receive, from an infotainment system, payment information associated with a transaction for a service. The device may secure the payment information using an encryption technique that is to use a public key associated with the device identifier or the user identification data to encrypt the payment information. The device may provide the payment information to the infotainment system, which may provide the payment information to another device that is associated with an organization providing the particular service. The other device may use a private key to decrypt the payment information, process the payment information, and may perform actions relating to the service based on the payment information being successfully processed.

Claim (Index 5):
The secure element of  claim 1 , wherein the one or more processors, when receiving the device identifier or the user identification data, are to:\n receive data describing one or more responses to one or more authentication questions, and\n wherein the authorized user is to interact with an interface of the infotainment system to input the one or more responses to the one or more authentication questions to cause the infotainment system to provide the data describing the one or more responses to the one or more authentication questions to the security element associated with the vehicle; \n wherein the one or more processors are further to:\n authenticate the data describing the one or more responses by determining that the data describing the one or more responses satisfies a threshold level of similarity with data describing one or more configured responses; and \n wherein the one or more processors, when securing the payment information, are to:\n use the public key to encrypt the payment information based on authenticating the data describing the one or more responses to the authentication questions.

Metadata:
- Claim Count in Document: 50.0
- Percentile: 93.0
- Lexical Diversity: 2.63934
- Patent Class: 705.0
- Transitional Phrase Type: none
- Component Type: 0
- Foreign Priority: False
- Related Applications: ['14056440', '13801494', '15428629', '15441071', '13861490']

Analysis Scores:
- 35 USC 101 Eligibility (BERT): 0.1228716069804268
- 35 USC 102 Novelty (BERT): 0.4873661312630207
- Combined Prediction Score: 0.1593210594086862
- Mean Citation Score: 192.76363
- Max Citation Score: 207.85191
- Similarity Product: 148.65724848537502

Labels:
- Claim Label 101: 1
- Claim Label 102: 0
- Claim Label 103: 1
- Claim Label 112: 1
- Combined Label: 0
- Label 101 Adjusted: 1

Dataset: test