Patent Document ID: 9875509
Application ID: 14510307
Patent Status: 1

Claim One:
1. A method for determining the condition of insured properties using aerial images, the method executed by one or more processors programmed to perform the method, the method comprising: prior to capturing aerial images for a neighborhood, identifying, by the one or more processors, that the neighborhood includes a concentration of properties insured by an insurance provider which is above a predetermined nonzero concentration level; capturing, by an aerial image capturing device having one or more stabilization sensors which control aerial movement of the aerial image capturing device and an image sensor, a plurality of aerial images which display the neighborhood including the insured properties; receiving, at the one or more processors, the plurality of aerial images from the aerial image capturing device; and for each of the insured properties in the identified neighborhood: and for each of a plurality of portions of the insured property: determining, by the one or more processors, one or more aerial images of the plurality of aerial images which display the portion of the insured property; determining, by the one or more processors, a condition of the portion of the insured property based on the respective one or more aerial images corresponding to the insured property; determining, by the one or more processors, a level of risk of the portion of the insured property based on the condition of the portion of the insured property and a change in the condition of the portion of the insured property over time, wherein the level of risk of the portion of the insured property differs according to a length of time that the portion of the insured property is in a particular condition; and assigning, by the one or more processors, a level of risk indicator to the portion of the insured property based on the determined level of risk; and causing, by the one or more processors, the insured property to be displayed on a user interface and each of the level of risk indicators to be displayed overlaying the corresponding portion of the insured property on the user interface, wherein a first level of risk indicator corresponding to a first portion of the insured property is different from a second level of risk indicator corresponding to a second portion of the insured property; wherein in response to identifying that the neighborhood includes a concentration of properties insured by an insurance provider which is above the predetermined nonzero concentration level, the one or more processors automatically direct the aerial image capturing device to capture the plurality of aerial images which display the neighborhood.