Patent Document ID: 20080195539
Application ID: 12081493
Patent Status: 0

Claim One:
1. A method for automated settlement of a financial transaction, comprising: receiving a request from a caller at a currency-dispensing entity for the financial transaction by a caller's home bank via an interactive voice response system consisting at least in part of dispensing of a currency by the currency-dispensing entity to the caller; calculating an amount of currency approved for dispensing to the caller by the caller's home bank based at least in part on a current rate of exchange between a currency associated with the caller's home bank and a currency associated with the currency-dispensing entity accessed by the interactive voice response system; communicating to the currency-dispensing entity via the interactive voice response system the amount of currency approved for dispensing to the caller in a language and currency associated with the currency-dispensing entity; and automatically initiating a settlement of the financial transaction consisting at least in part of communicating an approval by the currency-dispensing entity of the financial transaction to the caller's home bank via the interactive voice response system and on-line debiting of a caller's settlement account and corresponding credit of a currency-dispensing entity account via the interactive voice response system and a shared central network.