Patent Document ID: 8468074
Application ID: 12414142
Patent Status: 1

Claim One:
1. A rejected check processing method, comprising: collecting one or more rejected checks deposited in a remote capture system in a rejected checks bin in the remote capture system, separate from a plurality of accepted checks, that were deposited by a customer wherein the remote capture system is an ATM, a cash recycler, or branch deposit system, and wherein the one or more rejected checks are rejected in response to the remote capture system going offline during a transaction or failing to capture an image of one or more checks deposited during the transaction; acquiring the one or more rejected checks from the rejected check bin in the remote capture system; placing the one or more rejected checks into a rejected checks envelope with batch information for processing separate from the plurality of accepted checks, wherein the batch information identifies the remote capture system at which the one or more rejected checks were deposited; capturing an image of the one or more rejected checks using an image capture system, wherein the image capture system is unaffiliated with the remote capture system; creating a data file associated with the images of the one or more rejected checks that associates the one or more rejected checks with the remote capture system at which the one or more rejected checks were deposited based on the batch information on the rejected checks envelope, and wherein the data file further comprises information about the one or more rejected checks; accessing an electronic deposit list receipt of the remote capture system at which the one or more rejected checks were deposited; comparing the information about the one or more rejected checks and the electronic deposit list receipt to determine an account to associate the one or rejected checks with or a customer to associated the one or more rejected checks with; and posting or settling the one or more rejected checks to the account based on the account or the customer identified using the electronic deposit list receipt before the customer makes a claim that a customer's check did not post or settle.