Patent Document ID: 8789145
Application ID: 13439573
Patent Status: 1

Claim One:
1. A computerized method for authenticating an electronic transaction, comprising: capturing input behavioral data for a plurality of users to include-a prescribed user, the input behavioral data related to measured interactions with at least one input device, in which the measured interactions include a first interaction and a second interaction distinct from the first interaction; maintaining on digital storage hardware, data for a plurality of global probability distribution representations for a wide population of users, in which each of the plurality of wide-population probability distribution representations for a wide population is associated to an interaction with the at least one input device; maintaining on digital storage hardware, data for a plurality of user probability distribution representations for a plurality of authorized users, in which each of the plurality of user probability distribution representations is associated to the measured interactions with the at least one input device; comparing via a hardware processing assembly (a) input behavioral data associated with the prescribed user performing the first interaction, (b) the user probability distribution representation for the authorized user performing the first interaction, and (c) the global probability distribution representation for the wide population performing the first interaction; and comparing via the hardware processing assembly (a) input behavioral data associated with the prescribed user performing the second interaction, (b) the user probability distribution representation for the authorized user performing the second interaction, and (c) the global probability distribution representation for the wide population performing the second interaction; and determining a total probability based on the comparing steps; and authenticating the electronic transaction, if the total probability satisfies a prescribed threshold.