(l) notwithstanding any other provisions in this Agreement, any obligation by HBL to pay, transfer and/or deliver any Virtual Assets to the Client are deemed to be fulfilled in full where HBL has taken all reasonable steps (including the issuance of transfer instructions to the relevant Virtual Asset Network) to effect the transfer of such Virtual Assets, notwithstanding any security breaches to any Client Brokerage Account or any malfunctioning or hacking of the relevant Virtual Asset Network or any other technological issues. Further, in connection with any Brokerage Transaction, if, due to causes beyond HBL's control,  HBL is unable to access Virtual Assets in a HBL Wallet or otherwise obtain, withdraw, or effect a transfer of the relevant Virtual Assets, HBL shall have the option to terminate and rescind any Brokerage Transaction, in which case the Client shall be refunded any fiat currency or Virtual Asset received by HBL in accordance with Clause 3.2.1;