Source: https://www.gislason.com/guide-to-the-discharge-in-bankruptcy/
Timestamp: 2019-04-23 20:51:17+00:00

Document:
Code effectuates the “fresh start”.
be rationalized, if not swallowed whole, by reference to the “Equity Principle”.
itself has virtually no direct effect on the rights of many lienholders. See Section VI, below.
repay a discharged debt. 11 U.S.C. § 524(f).
each of the debtor’s creditors.
(3), quoted supra at Section I.B.
In re McGovern, 295 B.R. 897 (Bankr.D.Minn.2003); In re Howard, 307 B.R.
whose facts the 8th Circuit distinguishes from those in DuBois); Swain v.
Ltd., 346 B.R. 791 (8th Cir. BAP 2006).
requirements and judicial scrutiny, as described further below.
524(c-d), (f), (k-m), Fed. R. Bankr. P. 4008 (effective 12/1/08), and Local Bankr.
Form 4008-1 (Bankr. D. Minn.
B. There are nineteen such categories of debts. They are listed at 11 U.S.C. § 523(a).
debts are excepted from discharge simply because of the nature of the debt.
plans (see 11 U.S.C. § 523(a)(18)).
within one of those sixteen categories. See, for example, Everly, supra.
willful and malicious injury to property rights.
exhibits. Consult with experienced counsel for further detail.
preponderance of the evidence. Grogan v. Garner, 498 U.S. 279 (1991).
U.S. 279 (1991); Foust v. Foust, 52 F.3d 766 (8th Cir. 1995); Neumann v.
Mix, Inc. v. Freier (In re Freier), 604 F.3d 583 (8th Cir. 2010); Treadwell v.
Glenstone Lodge, Inc. (In re Treadwell), 637 F.3d 855 (8th Cir. 2011); Medlock v.
NEB Coop. Corp. v. Schnuelle (In re Schnuelle), 441 B.R. 616 (B.A.P. 8th Cir.
(B.A.P. 8th Cir. 2011); Vermillion State Bank v. Scott (In re Scott), 2011 U.S. Dist.
LEXIS 33279 (D. Minn. 2011).
(B.A.P. 6th Cir. 1998.) See in particular In re Dougherty, 84 B.R. 653 (B.A.P. 9th Cir. 1988).
including Judge Kishel in Star Bank, N.A. v. Stearns (In re Stearns), 241 B.R. 611 (Bankr. D.
see In re Eashai, 87 F.3d 1082 (9th Cir. 1996).
L. Practice pointer: Note that fraud must be pleaded with particularity.
Educational Credit Management Corp. v. Jesperson, 571 F.3d 775 (8th Cir.
130 S. Ct. 1367 (2010); Sederlund v. Educ. Credit Mgmt. (In re Kellie K.
Inc. (In re Nielsen), 473 B.R. 755 (B.A.P. 8th Cir. 2012).
F.3d 889 (8th Cir. 2008); see also New York v. Khouri (In re Khouri), 397 B.R.
111 (Bankr.D.Minn.2008)(Kishel, J.); see also Tristate Ins. Co. of Minn. v.
Stewart (In re Stewart), Adv. 09-3092 (Bankr.D.Minn.2010)(O’Brien, J.).
the commencement of litigation. Again, stringent deadlines apply.
B. See, generally, Addison v. Seaver, 540 F.3d 805 (8th Cir.2008); see also Clark v.
Wilmoth (In re Wilmoth), 397 B.R. 915 (B.A.P. 8th Cir.2008 (Kressel, C.J.).
revocation of discharge, see Doeling v. Coating Specialties, LLC (In re Chad R.
Toftness), 439 B.R. 499 (B.A.P. 8th Cir. 2010).
money to bring the action.
with and associating with experienced bankruptcy counsel.
727.01 at notes 29 through 34.
been available against the discharged debtor as a personal liability.
avoidance, not discharge, that you need to consider.
avoidance powers of the trustee.
7 Here your problems start under 11 U.S.C. § 547, the dreaded preference avoidance provisions.
U.S.C. § 727, the denial of discharge provisions.
to liens for domestic support obligations as that term is defined at 11 U.S.C. § 101 (14A).

References: § 524
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 § 523
 § 523
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 § 547
 § 727
 § 101