Source: https://ecode360.com/15540492
Timestamp: 2019-04-26 05:58:32+00:00

Document:
§ 103-1 Use of fire insurance proceeds.
§ 103-2 Limits of liability.
§ 103-3 Insurance company rights reserved.
§ 103-4 Construal of provisions.
§ 103-5 Copy of provisions transmitted to state.
§ 103-6 Violations and penalties.
Emergency services reimbursement — See Ch. 76.
Use of fire insurance proceeds.
Copy of provisions transmitted to state.
The Township Manager, or a designee of the Township Manager, shall be responsible for carrying out the administrative duties set forth herein unless otherwise specified.
No insurance company, association or exchange (hereinafter "insurer") doing business in the Commonwealth of Pennsylvania shall pay a claim of a named insured for fire damage to a structure located within Middlesex Township, Butler County, where the amount recoverable for the fire loss to the structure under all policies exceeds $7,500 unless the insurer is furnished by the Township Manager with a certificate pursuant to § 508(b) of the Insurance Company Law of 1921, as amended by Act 98 of 1992 and Act 93 of 1994 (collectively the "Act"), and unless there is compliance with the procedures set forth in Section 508(c) and 508(d) of the Act.
Where there are delinquent taxes, assessments, penalties or user charges against the property ("municipal claims"), or there are expenses which the Township has incurred as costs for removal, repair or securing of a building or other structure on the property (collectively "municipal expenses"), the Township Manager shall immediately render a bill for such work, if not already done.
Taxes, assessments, penalties and user charges shall be deemed delinquent for this purpose if a lien could have been filed for such claims under applicable law. Upon receipt of a certificate and bill pursuant to Subsection C of this section, the insurer shall transfer to the Treasurer/Township Manager an amount from the insurance proceeds sufficient to pay said sums prior to making payment to the named insured, subject to the provisions of Subsection D hereof.
The insurer shall transfer from the insurance proceeds to the Township Manager, in the aggregate, $2,000 for each $15,000 of such claim or fraction thereof.
If at the time a loss report is submitted by the insured, such insured has submitted to the insurer, with a copy to the Township, a contractor's signed estimate of the cost of removing, repairing or securing the building or other structure in an amount less than the amount calculated under the foregoing transfer formula, the insurer shall transfer to the Township Manager from the insurance proceeds the amount specified in the estimate. If there is more than one insurer, the transfer of proceeds shall be on a prorated basis by all insurers insuring the building or other structure.
Nothing in this section shall be construed to limit the ability of the Township to recover any deficiency in the amount of municipal claims or municipal expenses recovered pursuant to this article, or to insurance proceeds, by an action at law or in equity to enforce the Township Codes or to enter into an agreement with the named insured with regard to such other disposition of the proceeds as the Township may deem responsible.
Nothing in this article shall be construed to make an insurance company, association or exchange liable for any amount in excess of proceeds payable under its insurance policy or for any other act performed pursuant to this article or to make the Township or any public official of the Township an insured under a policy of insurance or to create an obligation to pay delinquent property taxes or unpaid removal liens or expenses other than as provided in this article.
An insurance company, association or exchange making payment of policy proceeds under this article for delinquent taxes or structural removal liens or removal expenses incurred by the Township shall have full benefit of such payment including all rights of subrogation and of assignment.
This article shall be liberally construed to accomplish its purpose to deter the commission of arson and related crimes, to discourage the abandonment of property and to prevent urban blight and deterioration.
The Township shall transmit a certified copy of this article promptly to the Pennsylvania Department of Community and Economic Development.
Any owner of property, any named insured or insurer who violates the provisions of this article or who shall fail to comply with any of the requirements hereof shall be sentenced upon conviction thereof to pay a fine not greater than $1,000 plus costs and, in default of payment of said fine and costs, to a term of imprisonment not to exceed 30 days. Each day in which an offense shall continue shall be deemed a separate offense.

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 § 508