Source: http://uscode.house.gov/view.xhtml?req=granuleid:USC-prelim-title15-section1681s-2&num=0&edition=prelim
Timestamp: 2019-04-24 14:29:39+00:00

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For purposes of subparagraph (A), the term "reasonable cause to believe that the information is inaccurate" means having specific knowledge, other than solely allegations by the consumer, that would cause a reasonable person to have substantial doubts about the accuracy of the information.
(II) the requirements of the loan rehabilitation program described in subclause (I) are successfully met.
(II) the term "private education loan" has the meaning given the term in section 1650(a) of this title.
The term "negative information" means information concerning a customer's delinquencies, late payments, insolvency, or any form of default.
The terms "customer" and "financial institution" have the same meanings as in section 6809 of this title.
(iv) the potential impact on the credit reporting process if credit repair organizations, as defined in section 1679a(3) of this title, including entities that would be a credit repair organization, but for section 1679a(3)(B)(i) of this title, are able to circumvent the prohibition in subparagraph (G).
(II) the submission by a consumer of a dispute that is substantially the same as a dispute previously submitted by or for the consumer, either directly to the person or through a consumer reporting agency under subsection (b), with respect to which the person has already performed the person's duties under this paragraph or subsection (b), as applicable.
A person whose primary business is providing medical services, products, or devices, or the person's agent or assignee, who furnishes information to a consumer reporting agency on a consumer shall be considered a medical information furnisher for purposes of this subchapter, and shall notify the agency of such status.
(3) subsection (e) of section 1681m of this title.
2018-Subsec. (a)(1)(E). Pub. L. 115–174 added subpar. (E).
2010-Subsec. (a)(7)(D). Pub. L. 111–203, §1088(a)(11)(A), added subpar. (D) and struck out former subpar. (D) which related to duty of Board to prescribe a model disclosure.
Subsec. (a)(8)(A). Pub. L. 111–203, §1088(a)(11)(B), which directed amendment of subpar. (A) by inserting ", in consultation with the Federal Trade Commission, the Federal banking agencies, and the National Credit Union Administration," before "shall jointly", was executed by making the insertion before "shall prescribe", to reflect the probable intent of Congress and the amendment by Pub. L. 111–203, §1088(a)(2)(D). See below.
Subsec. (e). Pub. L. 111–203, §1088(a)(11)(C), added subsec. (e) and struck out former subsec. (e) which related to establishment and maintenance of accuracy guidelines and prescription of implementing regulations by the Federal banking agencies, the National Credit Union Administration, and the Commission.
2003-Subsec. (a)(1)(A). Pub. L. 108–159, §312(b)(1), substituted "knows or has reasonable cause to believe that the information is inaccurate" for "knows or consciously avoids knowing that the information is inaccurate".
Subsec. (a)(1)(D). Pub. L. 108–159, §312(b)(2), added subpar. (D).
Subsec. (a)(5). Pub. L. 108–159, §312(d), designated existing provisions as subpar. (A), inserted heading, inserted "date of delinquency on the account, which shall be the" before "month" and "on the account" before "that immediately preceded", and added subpar. (B).
Subsec. (a)(6). Pub. L. 108–159, §154(a), added par. (6).
Subsec. (a)(7). Pub. L. 108–159, §217(a), added par. (7).
Subsec. (a)(8). Pub. L. 108–159, §312(c), added par. (8).
Subsec. (a)(9). Pub. L. 108–159, §412(a), added par. (9).
Subsec. (b)(1)(E). Pub. L. 108–159, §314(b), added subpar. (E).
Subsec. (c). Pub. L. 108–159, §312(e)(1), added subsec. (c) and struck out heading and text of former subsec. (c). Text read as follows: "Sections 1681n and 1681o of this title do not apply to any failure to comply with subsection (a) of this section, except as provided in section 1681s(c)(1)(B) of this title."
Subsec. (d). Pub. L. 108–159, §312(e)(1), added subsec. (d) and struck out heading and text of former subsec. (d). Text read as follows: "Subsection (a) of this section shall be enforced exclusively under section 1681s of this title by the Federal agencies and officials and the State officials identified in that section."
Subsec. (e). Pub. L. 108–159, §312(a), added subsec. (e).
Pub. L. 108–159, title II, §217(b), Dec. 4, 2003, 117 Stat. 1987 , provided that: "Before the end of the 6-month period beginning on the date of enactment of this Act [Dec. 4, 2003], the Board shall adopt the model disclosure required under the amendment made by subsection (a) [amending this section] after notice duly given in the Federal Register and an opportunity for public comment in accordance with section 553 of title 5, United States Code."

References: §1088
 §1088
 §1088
 §1088
 §312
 §312
 §312
 §154
 §217
 §312
 §412
 §314
 §312
 §312
 §312
 §217