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Timestamp: 2018-05-20 20:19:42+00:00

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
4 # 8!& + + # # La presente sezione riporta il contenuto ed il funzionamento della formula tariffaria proposta dalla Compagnia per le autovetture. Si specifica che per un maggior dettaglio si rinvia alla sezione dedicata alla formula tariffaria delle condizioni di assicurazione # # 1% 0"# 11 C # 9$+ :+ + +; 0E 4 " % "#4 "# 1 0! % "! "!,!!! 0# "0#!! ""#3$" 0#!!0!""011 0 " % 2 $" " ""# 6!! 0 2 C " % " 0#!!!0"! "! 1 0! "### %!! 4 ", + &9< ; In generale, con la polizza RCA l'impresa assicura i rischi della responsabilità civile per i quali l assicurazione è obbligatoria. Pertanto s impegna a pagare, nei limiti concordati, le somme dovute per il risarcimento dei danni (interessi e spese compresi) involontariamente provocati a terzi dalla circolazione, in aree pubbliche e private, salvo le aree aeroportuali. In particolare il contratto Patto per i giovani : è stipulato nella forma Guida Esclusiva che prevede l abilitazione alla guida di un solo conducente identificato al momento della sottoscrizione del contratto. La garanzia può essere pattuita ed opera se: l intestatario del contratto (contraente) ed il proprietario del veicolo sono la medesima persona con un età compresa fra i 18 e i 26 anni. Sono, quindi, esclusi soggetti che non rientrino in queste caratteristiche; è riservato ad autovetture ad uso privato, o autoveicoli a queste equiparabili quali veicoli adibiti ad uso promiscuo o fuoristrada omologati come autovetture; veicoli di tipologia diversa non possono essere assicurati. non consente l applicazione della classe agevolata prevista in caso di veicolo aggiuntivo, ovvero di assegnare il contratto alla classe di merito derivante dall ultimo attestato conseguito a fronte di altra autovettura assicurata con altro contratto regolarmente in corso. In questo caso l assicurato può scegliere altro prodotto RCA offerto dall Impresa. Sul contratto deve essere espressamente richiamata la clausola Patto per i giovani che permette di usufruire della specifica tariffa RCA prevista per questo prodotto. Per maggior dettaglio si rinvia agli articolo 1 Oggetto dell assicurazione e all articolo 2 Forma di copertura clausola Patto per i giovani della sezione Sistema di coperture per la responsabilità civile automobilistica previsti dalle Condizioni di Assicurazione. AVVERTENZA limitazioni ed esclusioni!$ 2 "!0E% 02##"0 0! "0 #$"4 ""C"!##!4 " + & & & * &+**&* 3 +=&-& = 7 5>?* * + & & 7--3
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20 Articolo 12 - Oneri fiscali # " 1!0# # ##?!! 04 "!"0 0#0"", " # $%# $ Cosa assicura Articolo 1 Oggetto dell assicurazione 0 6!! 0!0E # 60 # G# #!! 04 " $,"! % $"$2" # % 0"0 2#!% % #!0 % " "" 8 "!!!!0%! 9 " #" % " 0 4 " 0E ##0 0#4 "# 0#!! 02+ -,!"0E!""0%!"##!! 04 $ -++ #?!! 04 # 6##?!,"0"! 4 #?!% "#?## 0"0" "0EG"C##$ 3 + &+&+ # 6#0"":!!"!:#0% % " "" " #" % " 0! 4 ##!04 "##4 " 0 0!# 0# 0!20EC""!$ 0" % 44!! % 00" 0 2!0#! "" ## 0!! " 0"!$", # 0E "" ## 4 " 0 0!0 0""!"0"! 4 2% "!"0"! 4 #!"!3 - &-0 & #%!!! 02" # % #%!! % # " 0 "# # 6 0# "" " #" % "0$ " 4 "#0 0#4 "2!0#! "" # 0#!!!, - &-0 & #%!!! 02" # % #%!! % # " 0 "# # 6 # "##?!! 0## 0 0#4 "# 0#20EF "! "!2"" ##0 1 $# % " "" % "0 ##!"!$$#0"# 0" " 8,&);< 0 #2 % 0% % 9, - #%!!"2 1 " 0"0"4 K &') "2 "" 0 ## "" # 0# #!00! "# % "0 " 0 0#4 "1 "#!!00!% 0, - # "4 C!!20" ## % %!! % K+'),)))$"! "!2 "" % # 0 4 0! 4 ## "0" # 0#""0"!$"0 0#4 "20%!#!#! " "0", Articolo 2 - Forma di copertura clausola Patto per i giovani a. 9<# " # ; #0"C! #"##1%!0#! 0E # 4 "##$ "!#0"0" " 1 0 #% % "##!!0 4 "#0",$"4 N!!! # "! #0"80""9 # # 0#!"#%! %!"3 ##$ # 0# C # :0""!0#!G#!! #0"0",! 00 0E2 # % % " #! "!2 ## $ # 0#!"! # 0"": " G#" # 2#%!71% #!0 % " 4 ""$$ 7!0 6 # #!1 % #!! 0K*,)))2))#0% % "#&LA"" 6 # (0"", # #! "" 6!0 G# # % % " #! "! "!! 00 0E # # 44 # 0#7"0E # 71!! #0! 0% "0!! 6$"4, b. +9< ; #!"0"C"0!! #!##!$" 0" 4 " # % " &&# "! #0"80""9!!"0E # # 0#!! 0 "6 0%! 1 +< &' "", "2 G " 2!0#!!$$ 0E "" " " "G!0! 0E, & + #!" 0" C!! 2 0# # G# #$ 0% 0# #$!""!!"!!!! 0, G!1%!! 04 """0"!"## 04 "##0#!!$ #! "0! 0#$$ " 2!!$" #0" ##0#!! % "### %!0"!$ 1" #!! 0 0" # 0" $#% " " 0!, " G! 0! #!! 0 N!0$# #11##%!, # 0"!!!!!% " 0E % # 0#!# $ " 0E %!1 ##! !G!, G + %+ & 6B *&L&* & + + * & +*. & + *& 0 /+%+ +D # 04 " ## "% # 11 " $ # % % " # "" # 0" 2 G " 2 +& && 3
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rticolo 5 Mantenimento della classe di merito 1. +D 1.1. % "!! 4 " # 0"! C 0E! " # # 0" # # 0# " 0"!$" "0" " # 0# 6##!! 03#!! 4 #! #" 0#C##%! % #$ G## "0"!$" "0" ", 1.2. % "%!! " " 0"20" 4 "0E
22 - 1"# 0# " "0" "! 0"!$"#!!0E 3 -!!#0% "4 "0% ## " (0"!$" "0" ", #" 0":# 0###%! % #$ 6##!! 07 6!!$"## 0#!! " 0!##!4 "8 # 6*"" 9# # 0# "(0"!$" "0" ", 2. +D 0" 4 "0E - 1"# 0#"" O0 0#"! 0"!$"#!!0E 3 -!!#0% "4 "0% ##0!!0 0#4 "2 # 0#!! % " 0!##!4 " 8 # 6 * "" 9 # # 0# "" O 0 0#" N!! % ""#! 0# 6##!! 0, 3. & il passaggio da una pluralità di cointestatari del medesimo veicolo ad uno solo di essi, dà diritto a quest ultimo a conservare la classe di merito maturata. 4. " +& per queste fattispecie l assicurato può scegliere una delle seguenti soluzioni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alvo i casi denominati Contratto sospeso e non riattivato e Contratto non rinnovato per mancato utilizzo del veicolo, attivabili dal solo contraente/proprietario del contratto originario, il diritto al mantenimento della classe di merito, può essere esercitato anche dal coniuge dell assicurato, se quest ultimo non si è avvalso di tale facoltà, purché dimostri che il veicolo venduto, o consegnato in conto vendita, o rubato, o demolito, o distrutto, o esportato, ricadeva nella comunione dei beni; ciò mediante un nuovo contratto da stipulare entro gli stessi termini previsti per l assicurato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
23 "Bonus/Malus" autovetture & + + '+ & &+--)* - + &+* Q!1% # 11 4 " % "#4 "# 10! % "! "!,!!! 0# "0#!! ""#,$" 0#!!0!""011 0 " % 0% " & R+) RB R< RL R' R* R; R- R& R+ ) + )2*'* & )2*<* - )2'+) ; )2'-) * ' L < B +) ++ +& +- +; +* +' +L +< +B &) &+ && &- La classe d ingresso è indicata nel contratto e dipende dalle dichiarazioni del contraente e dai dati presenti nell Attestazione dello stato del rischio (articolo 4 Attestazione dello stato del rischio della sezione Sistema di coperture per la responsabilità civile automobilistica ). $" " ""# 6!! 0 % " 0#!!2!0"! "! 1 0! "### %!! 4 "20% "
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er l applicazione delle regole sul cambiamento di classe si considerano, ai fini dell osservazione, i seguenti periodi di copertura effettiva: ++& &&D " 4 #$ " 0"4##!! 04 "% "')$ " % ##!0"4## % ""# 6 "!! 04 "3 &+ D"+&%! ##!0"4# 0",!! 4 "#0"2!0 # "#0"! " #! 2 # " 20"!$" "0" " 2% # 4 "2!4 "2!4 """ "% #!! 4 " "0!% % ""#!0"4""##0"!! 2% "0E"" #!! 08 ##0 "#0! 0" #! "$9,"G!! # 7C "0!!! #"" 0", La maggiorazione del premio in caso di sinistro può essere evitata offrendo il rimborso degli importi liquidati per tutti, o parte dei sinistri provocati nel periodo di osservazione precedente al rinnovo. La facoltà può essere esercitata in occasione della scadenza annua del contratto, sia nel caso di contratto rinnovato, sia nel caso di contratto disdetto.
25 SISTEMA DI COPERTURE PER IL VEICOLO INCENDIO e FURTO (tutti i veicoli con esclusione degli autocarri) + 5E+ %!!0!0 "" % " $# "! ##! "$# $"4 " # % 0 # %!! % #!, 6## $"4!# 0% "!! 0 3G##"" " 0!"!0#!, %!! % $"! # " # $"4! 0! $"! "$#!0E E 10#6 (! "#0!$$#! "! "!0 % " "" a) " " """ # # 0#!! 0:!0#!#0!!:!$ "0" # 4 # ##!!!2 ""0EF!$!#! "!0 0%! G## ##?% " # % "4 "2"0E!4 "$!# G, 0%! "# ## 0#!" "0#! "##$"4 - &2 #4 #% "1!!# 0#1" "!##20"!"4 % $$ 4 "#44 #! "2##0!0! 02# ""% % "!00!! ##0G!, - &&.+, "#(00!! 00E 1"! % "" " % " # 44 #! " ( "0% " " # # # 0#2 # # G #"!! 0E 2 & -0,,- '!! )! b) # " 0! 1 " " 0"!% 2 C """ #2 0" $#!0! # 0"2 # ## 0#!! "$#, 0%! "# ## 0#!" "0#! "##$"4!"4% " % & 2 # 4 #% " 1!! # 0# 7!0#! $# 00E 1"! $#% " #!00!! $ # % %:1" "!##20"!"4% $$ 4 "#44 #! "2##0!0! 02 # ""% % "!00!! ##0G!, "#(00!! % """% " #44 #! "2 ## #!! 0E 2&-0, " "#!! 0 # 0#"#0 0#4 0"!$"#1## ",!"0% "G!0#! "" % 00" 0 2# 0 ##?% " # 02"" % "0"!$" *0##! "2""0EF "" 0! 0!!3 "" 0"!$" #" 1,,- '!! )! c) # " 20"# 04 "##!0 "#!#0! ""4 #,,- '!! )! d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rticolo 9 - Ritrovamento del veicolo rubato Q "#!! 0E" 4 #0# 2 " % %!##?%!, Q # #0! " & & %D %& - 0 & %;&*%3 &&%*7+&0&D a) 0## " # 0#% #?%!3 b) " "!!!! # 0#! " ##?%! # """ 44 0!! 8! # 0# C ""$$ 2#%! " #% "0% " 0#0" &*%9, 52:" 7 &#% % "#""C# #0% % 0 #0E # 0#$# "# 00E 1"!!! 0 "#% % "#! "!, 0"! #"""! # <*D#
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
29 SISTEMA DI COPERTURE PER IL VEICOLO N N O # # # ++ 5E++ $"4 4 " % "#4 "# 1 0! % "! "!,!!! 0# "0#!! ""#$" 0#!!0!""011 0 " % 0% " -!5 & R* )2L;) R; )2L*L R- )2LL* R& )2LB; R+ )2<+* ) )2<-L + )2<L& & )2B+' - )2B'& ; +2)++ * +2)'- ' +2++< L +2+LL < +2&-B B +2-)' +) +2-BL ++ +2*+L +& +2'*L +- +2<-+ +; &2);B +* &2&B* +' &2L)- +L -2+<- +< -2*L* 0#!! "$!! H!H C " 0 "# 0" C % " " 1"4 " ## #!! "!# G!# % 80#!! 9 "## 0E 4 " #0"" ##!4 "###!0E, $" " ""# 6!! 0 % " 0#!!2!0"! "! 1 0! "### %!! 4 "0% " -! &L PA PF P P P F A B > ? F A B > ## 04 "##$# #4 " 0#!!! 0"! "2 1 " ##!! 4 "2!$" 0 11
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la franchigia contrattualmente prevista verrà interamente applicata. #4 "##!# 0# 11% "!0" "4 "!0###!! 02##G##!!! 0! 11 #4 "0"! ##%! %, A=+
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rticolo 4 - Risarcimento in forma specifica e valutazione dello stato del veicolo #!0 % " "1%! E "0!! "!H!H2# 4 "#""2#!! 0! #$!! " 044 0" "4 " # % 0 #!! # $"4 "#! ""11 0 ###% $" 9, # 0! #!0 % " " 1%! "!" ##!! 0 " # 4 " # *)D ## 1"0E $ 0"#% "!.*.' & + )* +
34 + " "0" #00 % " #! "!2 0E #!!! 1 #, 0! - #4 "##!# 0# 0E!% ""113 - #4 "##!# 0#0"!!1 #2-4 "!!"!""0" "4 " la franchigia contrattualmente prevista verrà interamente applicata. #4 "##!# 0# 11% "!0" "4 "!0###!! 02##G##!!! 0! 11 #4 "0"! ##%! %, Articolo 5 - Franchigia contrattuale 4 "#*)D##1"0E $ 0"#N!!""0E!"4 #0#!#!0 % " " 1%!0 1 02!! 00 # % $" 1 # 0#!! 0!! " 044 0" "4 ", "0 NC"0!!!!!!"##!$" 0" 4 " # % " - #4 "##!# 0#"""0!! #0 0!"40 # 0#!! 0""E #"0!! 6!! #% "# 4 "% 0##1"0E $ 0"#3 - #4 "##!# 0# 0E!110"! 1 #2 % ## "#! "!3 #4 "##!# 0# 11% "!0" "4 "##G##!! 0 0 "! 11 #4 "0"#! ##%! %, "0! #4 " 0E!2% ""112110"!!1 #""!6# 0#0" 4 " ##1"0E $ "0E!#!! 0 0# % 0, 1=+ 7+ +D 7+* + * & & + +* & + +&3 &&&+&& & +3 +* +*+* *+&3 ++*+- ** 3 +* + +.* * - %* * +&& = +/+ * = ::+.:+&:&& +!%+&.+% & * &+**&*!%+&. +% /+& &+0 &&*.%+&.,! %+ &. + % & * &3.K+*%&+ ++*-3 :&3 + + & ' & +* &* ) & %+! '!! )! &D +-.&+' &)3.* +**& ++&+3 +-&* ++/+ +&/++**-+3 +-:&.&-&! +!!! B:+& 7+ +7& #?!!"4 #!! 04 " %! %!0E G#! 1!0 #!"0, & &%%5?52! >=++ +'+ ++& E +&+) " 00! " ##!0"4 ""# ## # 44 ( ##!0"4 ## "# " 4 #2 #%! $ % 0% " # ##% 44!! 02 #4 "##!Q 1!! "#, 4 " 6 11 # # ##%! O $$ " # % % " " ##$% ", # # $# "#! 1" ## 0! 0! 0 8!! 0 0" " 04 " ##!0 1 0 # 0E # 0""9 "$$ "# 0"#!!!0"# $% "! # ### 0#, " $" 0!2 # 0"" E # 10#6 0E 0E "$!! 0 " #!! # % "#!Q 1!! "#,!0 4 #!0#0% #!! 4 "#0" "!!# #% 00"!% $% "% 0, 0"!$"42$"!0"4""#2#$$ "% "# #
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
37 # 0"" N $ # # 0" "# ""# 6 $" # % 0E! ##%!2 N - 0##$"4 H!H2 "G!0!C"0!!!! #0" $ "!0#"# 03 -!# # "0"""$" #" %, KASKO COMPLETA AUTOVETTURE + 8E %!! % $" """ 44 "" % # 0#!0 "# ! "# 0 0#4 "!$ - 0"!0# 1!! 3 "3 -!0!3-0##! "0"# 0# 0"" % #, "$" 0!# """ 44""6! # #0% % 0 ## 0##% % "#! "!2!% 0% "G " ## % #0 #!! 0 " 0 "# 4420"# 04 "##1"0E $ ##!0 "##!!!, %+&&&.++== /+*** *+*&**&*+* &&.+*.-+! Articolo 4 - Risarcimento in forma specifica e valutazione dello stato del veicolo #!0 % " "1%! E "0!! "!H!H2# 4 "#""2#!! 0! #$!! " 044 0" "4 " # % 0 #!! # $"4 "#! ""11 0 ###% $" 9, # 0! #!0 % " " 1%! "!" ##!! 0 " # 4 " # *)D ## 1"0E $ 0"#% "! 0" 4 " 0E2 # 0E! 80%!# 0"92!! 11 # #4 " ##! # 0# " "0" #00 % " #! "!2 0E #!!! 1 #, 0! - #4 "##!# 0# 0E!% ""113 - #4 "##!# 0#0"!!1 #2-4 "!!"!""0" "4 " la franchigia contrattualmente prevista verrà interamente applicata. #4 "##!# 0# 11% "!0" "4 "!0###!! 02##G##!!! 0! 11 #4 "0"! ##%! %, Articolo 5 - Franchigia contrattuale #0"#1"0E $!##!% # 44,&.&+4 A2M! 4 "#*)D##1"0E $ 0"#N!!""0E!"4 #0#!#!0 % " " 1%!0 1 02!! 00 # % $" 1 # 0#!! 0!! " 044 0" "4 ", "0 NC"0!!!!!!"##!$" 0" 4 " # % " - #4 "##!# 0#"""0!! #0 0!"40 # 0#!! 0""E #"0!! 6!! #% "# 4 "% 0##1"0E $ 0"#3 - #4 "##!# 0# 0E!110"! 1 #2 % ## "#! "!3 #4 "##!# 0# 11% "!0" "4 "##G##!! 0 0 "! 11 #4 "0"#! ##%! %, "0! #4 " 0E!2% ""112110"!!1 #""!6# 0#0" 4 " ##1"0E $ "0E!#!! 0 0# % 0, 1=+ 7+ +D 7+* + * & & + +* & + +&3 &&&+&& & +3 +* +*+* *+&3 ++*+- ** 3 +* + +.* * - %* * +&& = +/+ * = ::+.:+&:&& +!%+&.+% & * &+**&*!%+&. +% /+& &+0 &&*.%+&.,!
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

References: articolo 1
 articolo 2
 Articolo 12
 Articolo 1
 Articolo 2
 Articolo 5
 Articolo 9
 Articolo 4
 Articolo 5
 Articolo 4
 Articolo 5