Source: https://insuranceclaimsbadfaith.typepad.com/insurance_claims_badfaith/2018/09/index.html
Timestamp: 2019-04-25 11:52:17+00:00

Document:
This is what follow the money looks like in 2018.
The coming of hurricanes means that the Federal Emergency Management Administration (FEMA), the United States Coast Guard, and other agencies will have a lot to do to save lives and protect property.
With hurricanes on the horizon, the federal government's Department of Homeland Security has secretly taken some $10 Million from FEMA.
They have surreptitiously taken $29 Million from the Coast Guard.
All told, without any public announcement they have reportedly taken $200 Million from other agencies to build prison camps for immigrant children and their families.
Saving lives and protecting property vs. prisons for children.
What sort of people would choose building prisons in the face of hurricanes?
Follow the money. The answer is at the end of the rainbow, where we always heard it would be.
See, e.g., Isaac Stanley-Becker, "Trump Administration Diverted Nearly $10 Million From FEMA to ICE Detention Program, According to DHS Document" (Washington Post Online, posted on Wednesday, September 12, 2018). "This is nothing to play with." That is how the coming of Hurricane Florence was reportedly described by William "Brock" Long, the current FEMA Administrator, quoted in Reis Thebault, "'Nothing to Play With:' FEMA Chief's Hurricane Florence Alarm Draws on Vivid Memories of Hugo" (Washington Post Online, posted on Tuesday, September 11, 2018).
DISCLOSURE GIVES THE GIFT OF IMMUNITY, OR MAYBE NOT.
The title of this article on Claims and Bad Faith Law Blog is the same as the title of a new section 9:36 from Volume 2 of my book on insurer bad faith, new in 2018. I am happy to make it available to you. Enjoy! Please Read The Disclaimer to this Blog.
For your ease of reference, here is a link to a pdf of this new section. The pdf is provided by Thomson Reuters, and the link is through my website, http://www.dennisjwall.com.
A Federal District Judge in Miami decides cases in a Circuit seemingly obsessed with the judicial notion that if the defendant just tells its victims what it is doing to them, then its disclosure immunizes it from all liability to them in a Court of law. In Circeo-Loudon v. Green Tree Servicing, LLC,1 a defendant insurance company which provided lenders with force-placed insurance policies argued that all of the claims alleged against it should be dismissed because, although the claims were based on alleged “kickbacks,” the kickbacks had supposedly been disclosed by the lender, also a defendant in the case.
The argument that disclosure confers immunity against all claims was also made to a different Federal District Judge, this time in the Central District of California, in the case of Longest v. Green Tree Servicing LLC.5 However, the District Judge rejected the argument in that case and thereby set up a potential conflict with the Federal Court in Miami. In Longest, the District Judge followed a long line of holdings in similar cases in rejecting the argument that a defendant’s disclosure meets the “meat of the allegations” and thereby dispenses immunity against liability under any and all claims.
Moreover, as in the case in the Southern District of Florida, in Longest the defendants again relied on the Seventh Circuit’s Cohen decision and the Eleventh Circuit’s Feaz decision. Reliance on both of these decisions is unsurprising, but reliance on the Eleventh Circuit’s decision was to be expected because at least some of the plaintiffs in Longest presented their class action claims under Florida law.
Circeo-Loudon v. Green Tree Servicing, LLC, No. 14-21384-CIV, 2014 WL 4219587 (S.D. Fla. August 25, 2014).
Cohen v. American Security Ins. Co., 735 F.3d 601, 609 (7th Cir. 2013).
Feaz v. Wells Fargo Bank, N.A., 745 F. 3d 1098, 1111 (11th Cir. 2014).
Longest v. Green Tree Servicing LLC, 74 F. Supp. 3d 1289 (C.D. Cal. 2015).
Longest v. Green Tree Servicing LLC, 74 F. Supp. 3d 1289, 1296, 1297-98 (C.D. Cal. 2015).
Longest v. Green Tree Servicing LLC, 74 F. Supp. 3d 1289, 1297 (C.D. Cal. 2015).

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