Source: http://il.findacase.com/research/wfrmDocViewer.aspx/xq/fac.20150430_0000951.NIL.htm/qx
Timestamp: 2019-04-23 15:11:55+00:00

Document:
FindACase | Conway v. Done Rite Recovery Services, Inc.
Conway v. Done Rite Recovery Services, Inc.
DONE RITE RECOVERY SERVICES, INC., AND CREDIT ACCEPTANCE CORP., Defendants.
ROBERT M. DOW, Jr., District Judge.
Plaintiff alleges violations of the Telephone Consumer Protection Act ("TCPA"), 47 U.S.C. § 227 et seq., the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692 et seq., the Illinois Collection Agency Act ("ICAA"), 225 ILCS 425/1 et seq., and the Illinois Consumer Fraud and Deceptive Practices Act ("ICFDPA"), 815 ILCS 505/1 et seq.; he also brings a conversion claim under Illinois law. Before the Court are Defendants' motion to compel arbitration  and Plaintiff's "demand" that the Court deny the motion to compel arbitration . For the reasons that follow, the Court grants Defendants' motion  in part, compelling arbitration and staying this litigation in the interim, and denies Plaintiff's demand . The parties are instructed to file a joint status report within seven days after the arbitrator issues a final decision, after which time the Court will set this case for a further status hearing. Plaintiff's other pending motion to reset a prior hearing date  is stricken as moot.
Pro se Plaintiff alleges that he purchased a 2004 Nissan Altima on July 6, 2012, taking out a loan from the dealer, Ideal Motors, Inc., to finance the purchase. Ideal Motors assigned the debt agreement to Defendant Credit Acceptance, Corp. ("CAC"). When Plaintiff defaulted on his loan, CAC made various collection attempts, giving rise to this complaint.
Plaintiff alleges that during the collection process, CAC made various misrepresentations in violation of the Fair Debt Collection Practices Act ("FDCPA"), 15 U.S.C. § 1692 et seq. and the Illinois Consumer Fraud and Deceptive Practices Act ("ICFDPA"), 815 ILCS 505. More specifically, Plaintiff alleges that CAC misrepresented that the debt was a consumer loan; that he was obligated to repay the loan; that CAC was a debt collector attempting to collect a debt; that CAC had a right to collect payments from him; and that CAC had an enforceable security interest in Plaintiff's car, among other alleged misrepresentations.
Plaintiff also alleges that CAC's collection attempts violated the Telephone Consumer Protection Act ("TCPA"), 47 U.S.C. § 227 et seq. Specifically, he alleges that within 30 days of receiving the initial communication from CAC regarding the collection of his repossessed car, Plaintiff disputed the debt in writing. The writing allegedly contained an express revocation of any prior consent given to CAC to call him on his cell phone or any other phone. Yet CAC continued to call Plaintiff's cell phone, using automatic dialing and/or leaving automated messages.
On or around June 12, 2014, CAC allegedly assigned, transferred or otherwise engaged the services of Defendant Done Rite. On April 10, 2014, Done Rite repossessed Plaintiff's car for failure to make payments. Plaintiff allegedly redeemed the loan with a cash payment in an amount proposed by CAC but did not receive his car in return. According to the complaint, neither CAC nor Done Rite were registered debt collectors, so their collection attempts and repossession violated the Illinois Collection Agency Act ("ICAA"), 225 ILCS 425. Plaintiff also alleges that Defendants' repossession of his car constituted conversion.
Your Right to Reject: If You don't want this Arbitration Clause to apply, You may reject it by mailing Us at P.O. Box 5070, Southfield, Michigan XXXXX-XXXX a written rejection notice which describes the Contract and tells Us that You are rejecting this Arbitration Clause. * * * If You don't reject this Arbitration Clause, it will be effective as of the date of this Contract.

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 § 227
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 § 1692
 § 227