Source: https://www.propertyinsurancecoveragelaw.com/2019/01/articles/commercial-insurance-claims/business-income-loss-recurring-measurement-loss-issues/
Timestamp: 2019-04-21 04:14:35+00:00

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When adjusting business interruption claims, I find that the biggest disagreements I have with carriers are not with the length of the restoration period. They’re with my projected revenues had no loss occurred.
If you disagree with your insurance company’s measurement of your business loss income, do not hesitate to contact a professional.
1 Cox Communications v. Tommy Bowman Roofing, LLC, 04-1666, p.8, 929 So. 2d 161, 166-67 (La. App. 4 Cir. 3/15/06), (citing Lavigne v. J. Hofert Co., 431 So. 2d 74, 77 (La. App. 1 Cir. 1983)).
2 Id., (citing Louisiana Farmers v. Louisiana Department of Wildlife and Fisheries, 95-845, p. 36, 685 So. 2d 1086, 1105 (La.App. 3Cir. 10/9/96)).
3 Finger Furniture Co. v. Commonwealth Ins. Co., 404 F.3d 312, 314 (5th Cir. 2005).
4 Am. Med Imagine Corp. v. St. Paul Fire & Marine Ins. Co., 949 F.2d 690, 693-94 (3rd Cir. 1999).
5 See, e.g., La Louisiane Bakery Co. v. Lafayette Ins. Co., 61 So. 3rd 17, 31 (La. Ct. App. 2011).
6 See Finger Furniture Co. v. Commonwealth Ins. Co., 404 F.3d 312, 314 (5th Cir. 2005).
7 G&S Metal Consultants, Inc. v. Cont’l Co., No. 3:09-cv-493, 2016 WL 4095608, at *12 (N.D. Ind. Aug. 2, 2016).
Why are we not recommending using a professional FIRST? Almost every state licenses public insurance adjusters. If consulted first will greatly eliminate the risk of a compromised settlement or denial. It should be standard claim procedure.

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