Source: https://jamespublishing.com/shop/how-insurance-companies-settle-cases/
Timestamp: 2019-04-19 22:30:22+00:00

Document:
Knowing how insurance companies operate can help you obtain fair settlements faster. By learning what counts with the home office and what doesn’t, you can present your case in its best light with minimum wasted effort, and make both you and your case stand out. How Insurance Companies Settle Cases is a behind-closed-doors look at how insurance cases are valued, what the adjuster needs to settle your case, and how to keep your case moving. Scope runs from estimating bodily injury damages and investigating coverage to claims denials and action letter outlines.
Knowing how insurance companies operate can help you obtain fair settlements faster. By learning what counts with the home office and what doesn’t, you can present your case in its best light with minimum wasted effort, and make both you and your case stand out.
What do adjusters need to settle a case?
Who makes the real decisions on insurance cases?
How do insurance companies value pre-existing injuries?
How do I prove my client really suffers from a soft tissue injury?
What is the structure of most claims departments?
How do I learn policy limits and get a copy of the insurance policy?
Direct answers to every one of these questions are given in Section 240 of How Insurance Companies Settle Cases, and the book is chock-full of more insurance company secrets.
Get a better understanding of how insurers work and how to obtain better settlements for your clients. Learn how to get across the true value of your case, side step delays, and get your case settled.
Liability of individual adjusters for bad faith and breach of statutes. §139.5.
What constitutes an insurable interest in property besides ownership? §§440.2, 911.
California Supreme Court holds that the intentional conduct exclusion would not apply to a liability claim brought against an employer for negligent hiring and supervision of an employee who allegedly sexually abused a minor. §440.6.2.
When 636 homeowners sued a contractor for construction defects in three separate lawsuits, the 9th Circuit Court of Appeal held that only three deductibles were owed for each of the three separate lawsuits. §465.
California enacts Insurance Code section 10103.4, which requires the insurer on a bi-annual basis to update its insureds on the cost to rebuild. §491.7.
Problems that can result from an insurance company’s retention of panel counsel to represent its insured. §452A.
Nine factors to consider before deciding to enter into negotiations or hire a mediator. §700.
When does the insurer have the right to an EUO of a third-party witness? §914.2.
Eight factors to consider when drafting a clear, understandable, and enforceable settlement agreement. §1100.
The 11th Circuit Court of Appeals affirms a $250,000 judgment and a $5 million punitive damages verdict when GEICO failed to promptly offer its $250,000 policy limits to a party who was severely injured in an auto accident. §1515A.
How a low policy limits case can turn into a large bad faith exposure. §1665.
Why insurers who claim they have no claim manuals are making a mistake. §1830.
Mr. Frangiamore is a principal of 2nd Insight, Inc., a consulting firm that provides expert witness services and testimony in a wide variety of insurance related cases. He is a former unit claims manager for Nationwide/Wausau Insurance. While at Nationwide/Wausau, Mr. Frangiamore was responsible for the supervision, litigation, and settlement of most of the major West Coast environmental claims and litigation. He also served as manager of the California construction defect unit, which handled insurance claims involving some of the largest residential and commercial construction projects throughout the State of California. Mr. Frangiamore had been retained by many major law firms who represent insurers, policyholders, and insurance brokers. He has testified in depositions and trials in many insurance coverage and claim handling disputes both in state and federal courts. Many judges, private mediators, special masters, and attorneys recognize Mr. Frangiamore as one of the most effective negotiators of complex insurance claims in the country.
Mr. Frangiamore graduated from Union College in Schenectady N.Y in 1981 with a bachelor’s degree in political science; and from Golden Gate University with a Juris Doctor in law 1985. Mr. Frangiamore has been admitted to practice law in California (active) and Washington State (inactive).

References: §139
 §440
 §465
 §491
 §452
 §700
 §914
 §1100
 §1515
 §1665
 §1830