Source: https://mostynlaw.com/blog/2017/09/25/extension-of-the-deadline-for-twia-claimants-to-demand-appraisal-for-hurricane-harvey-claims/
Timestamp: 2019-04-21 13:12:15+00:00

Document:
The Texas Department of Insurance considers a September 7, 2017, request from the Texas Windstorm Insurance Association (TWIA) to extend the time limit for Hurricane Harvey claimants to demand appraisal. Hurricane Harvey was a weather-related event that occurred August 25, 2017, through August 31, 2017.
Insurance Code §2210.574(b) provides that if a claimant disputes the amount of loss TWIA will pay for a claim or part of a claim, the claimant may demand appraisal not later than the 60th day after the date the claimant receives TWIA’s written notice accepting all or part of the claim. Insurance Code §2210.574(c) allows the claimant to request, and TWIA to grant, an additional 30-day period to demand appraisal.
Under Insurance Code §2210.574(f), if a claimant does not timely demand appraisal, the claimant waives the right to contest TWIA’s determination of the amount of loss it will pay for the accepted claim or part of the claim.
Under Insurance Code §2210.581, the commissioner for good cause may by rule extend any deadline established under Insurance Code Chapter 2210, Subchapter L-1. Extensions of deadlines may not exceed an aggregate of 120 days.
28 Texas Administrative Code (TAC) §5.4222 authorizes the commissioner to extend any appraisal-related deadline in 28 Texas Administrative Code Chapter 5, Subchapter E, Division 4 (except §5.4218). An extension request must be in writing and explain the good cause for the extension.
1. By letter dated September 7, 2017, TWIA asked TDI to determine that good cause exists for the commissioner to extend the deadline for a claimant to demand appraisal by 60 days.
As of September 7, 2017, TWIA had received approximately 50,000 claims arising from Hurricane Harvey.
Approximately 95 percent of the claims were on residential or mobile home policies.
TDI has authority and jurisdiction over this matter under Insurance Code §2210.581.
TWIA’s payment determinations within the time required by Insurance Code §2210.574.
 the deadline under Insurance Code §2210.574(b) for a claimant to demand appraisal for claims arising from Hurricane Harvey is extended 60 additional days.
 a claimant will have a total of 120 days to demand appraisal after receiving TWIA’s required written notice accepting coverage in full or in part.

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