Source: https://www.law.cornell.edu/uscode/text/15/1681s
Timestamp: 2019-04-21 20:27:19+00:00

Document:
The Federal Trade Commission shall be authorized to enforce compliance with the requirements imposed by this subchapter under the Federal Trade Commission Act (15 U.S.C. 41 et seq.), with respect to consumer reporting agencies and all other persons subject thereto, except to the extent that enforcement of the requirements imposed under this subchapter is specifically committed to some other Government agency under any of subparagraphs (A) through (G) of subsection (b)(1), and subject to subtitle B of the Consumer Financial Protection Act of 2010 [12 U.S.C. 5511 et seq.], subsection (b). For the purpose of the exercise by the Federal Trade Commission of its functions and powers under the Federal Trade Commission Act, a violation of any requirement or prohibition imposed under this subchapter shall constitute an unfair or deceptive act or practice in commerce, in violation of section 5(a) of the Federal Trade Commission Act (15 U.S.C. 45(a)), and shall be subject to enforcement by the Federal Trade Commission under section 5(b) of that Act [15 U.S.C. 45(b)] with respect to any consumer reporting agency or person that is subject to enforcement by the Federal Trade Commission pursuant to this subsection, irrespective of whether that person is engaged in commerce or meets any other jurisdictional tests under the Federal Trade Commission Act. The Federal Trade Commission shall have such procedural, investigative, and enforcement powers, including the power to issue procedural rules in enforcing compliance with the requirements imposed under this subchapter and to require the filing of reports, the production of documents, and the appearance of witnesses, as though the applicable terms and conditions of the Federal Trade Commission Act were part of this subchapter. Any person violating any of the provisions of this subchapter shall be subject to the penalties and entitled to the privileges and immunities provided in the Federal Trade Commission Act as though the applicable terms and provisions of such Act are part of this subchapter.
subtitle E of the Consumer Financial Protection Act of 2010 [12 U.S.C. 5561 et seq.], by the Bureau, with respect to any person subject to this subchapter.
the person has violated the injunction.
Notwithstanding any power granted to any Federal agency under this subchapter, the deference that a court affords to a Federal agency with respect to a determination made by such agency relating to the meaning or interpretation of any provision of this subchapter that is subject to the jurisdiction of such agency shall be applied as if that agency were the only agency authorized to apply, enforce, interpret, or administer the provisions of this subchapter  The regulations prescribed by the Bureau under this subchapter shall apply to any person that is subject to this subchapter, notwithstanding the enforcement authorities granted to other agencies under this section.
The Commission, in consultation with the Federal Trade Commission, the Federal banking agencies, and the National Credit Union Administration, shall develop a model form and model procedures to be used by consumers who are victims of identity theft for contacting and informing creditors and consumer reporting agencies of the fraud.
If the Bureau determines that a person described in paragraph (9) of section 1681s–2(a) of this title has not met the requirements of such paragraph, the Bureau shall take action to ensure the person’s compliance with such paragraph, which may include issuing model guidance or prescribing reasonable policies and procedures, as necessary to ensure that such person complies with such paragraph.
The Federal Trade Commission Act, referred to in subsec. (a)(1), is act Sept. 26, 1914, ch. 311, 38 Stat. 717, which is classified generally to subchapter I (§ 41 et seq.) of chapter 2 of this title. For complete classification of this Act to the Code, see section 58 of this title and Tables.
The Consumer Financial Protection Act of 2010, referred to in subsecs. (a) and (b)(1), is title X of Pub. L. 111–203, July 21, 2010, 124 Stat. 1955. Subtitles B (§§ 1021–1029A) and E (§§ 1051–1058) of the Act are classified generally to parts B (§ 5511 et seq.) and E (§ 5561 et seq.), respectively, of subchapter V of chapter 53 of Title 12, Banks and Banking. For complete classification of subtitles B and E to the Code, see Tables.
Sections 25 and 25A of the Federal Reserve Act, referred to in subsec. (b)(1)(A)(ii), are classified to subchapters I (§ 601 et seq.) and II (§ 611 et seq.), respectively, of chapter 6 of Title 12, Banks and Banking.
The Federal Credit Union Act, referred to in subsec. (b)(1)(B), is act June 26, 1934, ch. 750, 48 Stat. 1216, which is classified generally to chapter 14 (§ 1751 et seq.) of Title 12. For complete classification of this Act to the Code, see section 1751 of Title 12 and Tables.
The Packers and Stockyards Act, 1921, referred to in subsec. (b)(1)(E), is act Aug. 15, 1921, ch. 64, 42 Stat. 159, which is classified to chapter 9 (§ 181 et seq.) of Title 7, Agriculture. For complete classification of this Act to the Code, see section 181 of Title 7 and Tables.
The Commodity Exchange Act, referred to in subsec. (b)(1)(F), is act Sept. 21, 1922, ch. 369, 42 Stat. 998, which is classified generally to chapter 1 (§ 1 et seq.) of Title 7, Agriculture. For complete classification of this Act to the Code, see section 1 of Title 7 and Tables.
In subsec. (b)(1)(D), “part A of subtitle VII of title 49” substituted for “the Federal Aviation Act of 1958 (49 App. U.S.C. 1301 et seq.)” and “that part” substituted for “that Act” on authority of Pub. L. 103–272, § 6(b), July 5, 1994, 108 Stat. 1378, the first section of which enacted subtitles II, III, and V to X of Title 49.
2010—Subsec. (a). Pub. L. 111–203, § 1088(a)(10)(A), added subsec. (a) and struck out former subsec. (a) which related to enforcement by Federal Trade Commission.
Subsec. (b). Pub. L. 111–203, § 1088(a)(10)(B), added subsec. (b) and struck out former subsec. (b) which related to enforcement under section 8 of the Federal Deposit Insurance Act, the Federal Credit Union Act, subtitle IV of title 49, part A of subtitle VII of title 49, and the Packers and Stockyards Act, 1921.
Subsec. (c)(2). Pub. L. 111–203, § 1088(a)(10)(C), in introductory provisions, inserted “and the Federal Trade Commission” before “or the appropriate” and before “or appropriate” in two places.
Pub. L. 111–203, § 1088(a)(2)(C), in introductory provisions, substituted “provide the Bureau” for “provide the Commission”.
Pub. L. 111–203, § 1088(a)(2)(A), in introductory provisions, substituted “upon the Bureau” for “upon the Federal Trade Commission” and “The Bureau” for “The Federal Trade Commission”.
Subsec. (c)(4). Pub. L. 111–203, § 1088(a)(10)(D), inserted “, the Federal Trade Commission,” before “or the appropriate” in two places.
Pub. L. 111–203, § 1088(a)(2)(C), substituted “complaint of the Bureau” for “complaint of the Commission”.
Pub. L. 111–203, § 1088(a)(2)(A), substituted “If the Bureau” for “If the Federal Trade Commission”.
Subsec. (e). Pub. L. 111–203, § 1088(a)(10)(E), added subsec. (e) and struck out former subsec. (e) which related to prescription of regulations by certain Federal banking agencies, the Board of Governors of the Federal Reserve System, and the Board of the National Credit Union Administration.
Subsec. (f)(2). Pub. L. 111–203, § 1088(a)(10)(F), substituted “the Federal Trade Commission, the Federal banking agencies,” for “the Federal banking agencies”.
Subsec. (f)(3). Pub. L. 111–203, § 1088(a)(2)(C), substituted “the Bureau” for “the Commission”.
Subsec. (g). Pub. L. 111–203, § 1088(a)(2)(C), substituted “the Bureau” for “the Commission” in two places.
Pub. L. 111–203, § 1088(a)(2)(B), substituted “Bureau” for “FTC” in heading.
2003—Subsec. (b)(1)(B). Pub. L. 108–159, § 811(f), substituted “25A” for “25(a)”.
Subsec. (c)(1)(B)(ii). Pub. L. 108–159, § 312(e)(2)(A), substituted “described in any of paragraphs (1) through (3) of section 1681s–2(c)” for “of section 1681s–2(a)”.
Subsec. (c)(5). Pub. L. 108–159, § 312(e)(2)(B)(ii), substituted “certain violations” for “violation of section 1681s–2(a)(1)” in heading.
Subsec. (c)(5)(A), (B). Pub. L. 108–159, § 312(e)(2)(B)(i), substituted “described in any of paragraphs (1) through (3) of section 1681s–2(c)” for “of section 1681s–2(a)(1)”.
Subsec. (f). Pub. L. 108–159, § 153, added subsec. (f).
Subsec. (g). Pub. L. 108–159, § 412(e), added subsec. (g).
1998—Subsec. (b). Pub. L. 105–347 struck out “or (e)” after “subject to subsection (d)” in introductory provisions.
1996—Subsec. (a). Pub. L. 104–208, § 2416(b)(1), which directed the amendment of subsec. (a) by inserting heading “Enforcement by Federal Trade Commission” before “Compliance with the requirements”, was executed by making the insertion after “(a)”, to reflect the probable intent of Congress and the amendment by Pub. L. 104–208, § 2416(a). See below.
Pub. L. 104–208, § 2416(a), inserted “(1)” after “(a)” and added pars. (2) to (4).
Subsec. (b). Pub. L. 104–208, § 2416(b)(2), inserted heading and in introductory provisions substituted “Compliance with the requirements imposed under this subchapter with respect to consumer reporting agencies, persons who use consumer reports from such agencies, persons who furnish information to such agencies, and users of information that are subject to subsection (d) or (e) of section 1681m of this title shall be enforced under—” for “Compliance with the requirements imposed under this subchapter with respect to consumer reporting agencies and persons who use consumer reports from such agencies shall be enforced under—”.
Subsec. (c). Pub. L. 104–208, § 2417(2), added subsec. (c). Former subsec. (c) redesignated (d).
Subsec. (d). Pub. L. 104–208, § 2417(1), redesignated subsec. (c) as (d).
Subsec. (e). Pub. L. 104–208, § 2418, added subsec. (e).
1995—Subsec. (b)(4). Pub. L. 104–88 substituted “Secretary of Transportation, with respect to all carriers subject to the jurisdiction of the Surface Transportation Board” for “Interstate Commerce Commission with respect to any common carrier subject to those Acts”.
1992—Subsec. (b)(1)(C). Pub. L. 102–550 substituted semicolon for period at end.
1989—Subsec. (b)(2). Pub. L. 101–73 amended par. (2) generally. Prior to amendment, par. (2) read as follows: “section 5(d) of the Home Owners Loan Act of 1933, section 407 of the National Housing Act, and sections 6(i) and 17 of the Federal Home Loan Bank Act, by the Federal Home Loan Bank Board (acting directly or through the Federal Savings and Loan Insurance Corporation), in the case of any institution subject to any of those provisions;”.
1984—Subsec. (b)(5). Pub. L. 98–443 substituted “Secretary of Transportation” for “Civil Aeronautics Board”.
  So in original. Probably should be ”.

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