Source: https://ncleg.gov/Laws/GeneralStatuteSections/Chapter24
Timestamp: 2019-04-25 22:45:06+00:00

Document:
§ 24-1. Legal rate is eight percent.
§ 24-1.1. Contract rates and fees.
§ 24-1.1A. Contract rates on home loans secured by first mortgages or first deeds of trust.
§ 24-1.1B. Repealed by Session Laws 1979, c. 335.
§ 24-1.1C: Repealed by Session Laws 1998-119, s. 2.
§ 24-1.1E. Restrictions and limitations on high-cost home loans.
§ 24-1.1F. Rate spread home loans.
§ 24-1.2: Repealed by Session Laws 1998-119, s. 2.
§ 24-1.2A. Equity lines of credit.
§ 24-1.3: Repealed by Session Laws 1979, 2nd Session, c. 1302, s. 3.
§ 24-1.4. Interest rates for savings and loan associations.
§ 24-2. Penalty for usury; corporate bonds may be sold below par.
§ 24-2.1. Transactions governed by Chapter.
§ 24-2.2. Interest on extensions of credit by banks and savings and loan associations; exceptions.
§ 24-2.3. State opt-out from federal preemption.
§ 24-2.4. Prepayment of a loan if there are no prepayment terms or if the prepayment terms are not in accordance with law.
§ 24-2.5. Mortgage bankers and mortgage brokers.
§ 24-3. Time from which interest runs.
§ 24-4. Obligations due guardians to bear compound interest; rate of interest.
§ 24-5. Interest on judgments.
§ 24-6. Clerk to ascertain interest upon default judgment on bond, covenant, bill, note or signed account.
§ 24-7. Interest from verdict to judgment added as costs.
§ 24-8. Loans not in excess of $300,000; what interest, fees and charges permitted.
§ 24-9. Loans exempt from rate and fee limitations.
§ 24-9.1. Certain repayments to consumers by public utilities not subject to claim or defense of usury.
§ 24-9.2: Repealed by Session Laws 1995, c. 351, s. 14.
§ 24-9.3. Economic development loans.
§ 24-10. Maximum fees on loans secured by real property.
§ 24-10.2. Consumer protections in certain home loans.
§ 24-11. Certain revolving credit charges.
§ 24-11.1. Disclosure requirements for credit cards.
§ 24-11.2. Disclosure requirements for charge cards.
Article 2 - Loans Secured by Secondary or Junior Mortgages.
§ 24-12. Applicability of Article.
§ 24-13. Principal amount defined.
§ 24-14. Limitations on charges and interest.
§ 24-15: Repealed by Session Laws 1979, 2nd Session, c. 1157, s. 7.
§ 24-16. Itemized closing statements.
§ 24-16.1. Loans exempt from §§ 24-12 to 24-17.

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