Source: https://www.law.cornell.edu/uscode/text/15/1605
Timestamp: 2019-04-21 20:24:07+00:00

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Interest, time price differential, and any amount payable under a point, discount, or other system or additional charges.
Loan fee, finder’s fee, or similar charge.
Fee for an investigation or credit report.
Premium or other charge for any guarantee or insurance protecting the creditor against the obligor’s default or other credit loss.
Borrower-paid mortgage broker fees, including fees paid directly to the broker or the lender (for delivery to the broker) whether such fees are paid in cash or financed.
in order to obtain the insurance in connection with the extension of credit, the person to whom the credit is extended must give specific affirmative written indication of his desire to do so after written disclosure to him of the cost thereof.
Fees and charges prescribed by law which actually are or will be paid to public officials for determining the existence of or for perfecting or releasing or satisfying any security related to the credit transaction.
The premium payable for any insurance in lieu of perfecting any security interest otherwise required by the creditor in connection with the transaction, if the premium does not exceed the fees and charges described in paragraph (1) which would otherwise be payable.
Any tax levied on security instruments or on documents evidencing indebtedness if the payment of such taxes is a precondition for recording the instrument securing the evidence of indebtedness.
Fees or premiums for title examination, title insurance, or similar purposes.
Fees for preparation of loan-related documents.
Escrows for future payments of taxes and insurance.
Fees for notarizing deeds and other documents.
Appraisal fees, including fees related to any pest infestation or flood hazard inspections conducted prior to closing.
if the amount disclosed as the finance charge does not vary from the actual finance charge by more than an amount equal to one percent of the total amount of credit extended.
Subsecs. (aa) and (w) of section 1602 of this title, referred to in subsec. (f)(2)(B), were redesignated subsecs. (bb) and (x), respectively, of section 1602 of this title by Pub. L. 111–203, title X, § 1100A(1)(A), July 21, 2010, 124 Stat. 2107.
2010—Subsec. (d). Pub. L. 111–203 substituted “Bureau” for “Board” in introductory provisions.
Subsec. (a)(6). Pub. L. 104–29, § 2(b)(1), added par. (6).
Subsec. (d)(3). Pub. L. 104–29, § 2(c), added par. (3).
Subsec. (e)(2). Pub. L. 104–29, § 2(d), amended par. (2) generally, substituting “loan-related” for “a deed, settlement statement, or other”.
Subsec. (e)(5). Pub. L. 104–29, § 2(e), inserted before period “, including fees related to any pest infestation or flood hazard inspections conducted prior to closing”.
Subsec. (f). Pub. L. 104–29, § 3(a), added subsec. (f).
1980—Subsec. (a). Pub. L. 96–221, § 606(a), inserted provisions excluding charges of a type payable in comparable cash transactions and indicated that pars. (1) to (5) are examples of charges.
Subsec. (d). Pub. L. 96–221, § 606(b), struck out pars. (3) and (4) setting forth applicability to taxes and any other type of charge, respectively.
to address abusive refinancing practices engaged in for the purpose of avoiding rescission.
consult with and consider the views of affected industries and consumer groups.

References: § 1100
 § 2
 § 2
 § 2
 § 2
 § 3
 § 606
 § 606