CELEX: 62019CA0081
Language: en
Date: 2020-07-09 00:00:00
Title: Case C-81/19: Judgment of the Court (First Chamber) of 9 July 2020 (request for a preliminary ruling from the Curtea de Apel Cluj — Romania) — NG, OH v SC Banca Transilvania SA (Reference for a preliminary ruling — Consumer protection — Directive 93/13/EEC — Unfair terms in consumer contracts — Scope — Article 1(2) — Definition of ‘mandatory statutory or regulatory provisions’ — Supplementary provisions — Loan agreement denominated in a foreign currency — Term relating to the foreign exchange risk)

31.8.2020   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 287/7
            
         
      Judgment of the Court (First Chamber) of 9 July 2020 (request for a preliminary ruling from the Curtea de Apel Cluj — Romania) — NG, OH v SC Banca Transilvania SA
      (Case C-81/19) (1)
      
      (Reference for a preliminary ruling - Consumer protection - Directive 93/13/EEC - Unfair terms in consumer contracts - Scope - Article 1(2) - Definition of ‘mandatory statutory or regulatory provisions’ - Supplementary provisions - Loan agreement denominated in a foreign currency - Term relating to the foreign exchange risk)
      (2020/C 287/09)
      Language of the case: Romanian
      
         Referring court
      
      Curtea de Apel Cluj
      
         Parties to the main proceedings
      
      
         Applicants: NG, OH
      
         Defendant: SC Banca Transilvania SA
      
         Operative part of the judgment
      
      Article 1(2) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts must be interpreted as meaning that a contractual term which has not been individually negotiated but which reflects a rule that, under national law, applies between contracting parties provided that no other arrangements have been established in that respect falls outside the scope of that directive.
      
         (1)  OJ C 187, 3.6.2019.