CELEX: 62015CB0613
Language: en
Date: 2016-03-17 00:00:00
Title: Case C-613/15: Order of the Court of 17 March 2016 (request for a preliminary ruling from the Juzgado de Primera Instancia No 5 de Alcobendas — Spain) — Ibercaja Banco SAU v José Cortés González (Reference for a preliminary ruling — Directive 93/13/EEC — Unfair terms in consumer contracts — Mortgage loans — Term relating to default interest — Early repayment term — Power of the national court — Time limit)

6.6.2016   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 200/4
            
         Order of the Court of 17 March 2016 (request for a preliminary ruling from the Juzgado de Primera Instancia No 5 de Alcobendas — Spain) — Ibercaja Banco SAU v José Cortés González
   (Case C-613/15) (1)
   
   ((Reference for a preliminary ruling - Directive 93/13/EEC - Unfair terms in consumer contracts - Mortgage loans - Term relating to default interest - Early repayment term - Power of the national court - Time limit))
   (2016/C 200/06)
   Language of the case: Spanish
   
      Referring court
   
   Juzgado de Primera Instancia No 5 de Alcobendas (Spain)
   
      Parties to the main proceedings
   
   
      Applicant: Ibercaja Banco SAU
   
      Defendant: José Cortés González
   
      Operative part of the order
   
   Council Directive 93/13/EEC of 5 April 2003 on unfair terms in consumer contracts must be interpreted as meaning that:
   
               —
            
            
               Article 3(1) and Article 4(1) thereof do not permit the law of a Member State to restrict the discretion of a national court in respect of a finding of unfair terms in a mortgage contract concluded between a consumer and a professional, and
            
         
               —
            
            
               Article 6(1) and Article 7(1) thereof require that national law may not prevent that court from setting aside such a term if it were found to be ‘unfair’, within the meaning of Article 3(1) of that directive.
            
         
      (1)  OJ C 48, 8.2.2016.