CELEX: 62020CN0337
Language: en
Date: 2020-07-23 00:00:00
Title: Case C-337/20: Request for a preliminary ruling from the Cour de cassation (France) lodged on 23 July 2020 — DM, LR v Caisse régionale de Crédit agricole mutuel (CRCAM) Alpes-Provence

12.10.2020   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 339/3
            
         
      Request for a preliminary ruling from the Cour de cassation (France) lodged on 23 July 2020 — DM, LR v Caisse régionale de Crédit agricole mutuel (CRCAM) Alpes-Provence
      (Case C-337/20)
      (2020/C 339/04)
      Language of the case: French
      
         Referring court
      
      Cour de cassation
      
         Parties to the main proceedings
      
      
         Applicants: DM, LR
      
         Defendant: Caisse régionale de Crédit agricole mutuel (CRCAM) Alpes-Provence
      
         Questions referred
      
      
                  1.
               
               
                  Is Article 58 of Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market, amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC, (1) to be interpreted as establishing a liability regime for unauthorised or incorrectly executed payment transactions made by payment service providers, precluding any action under the ordinary rules of civil liability in respect of the same acts for breach by that provider of the obligations imposed on him or her by national law, in particular where the payment service user fails to inform the payment service provider of the unauthorised or incorrectly executed payment transaction within 13 months of the date of debit?
               
            
                  2.
               
               
                  If the answer to the first question is in the affirmative, does that same article preclude the payment service user’s guarantor from invoking the ordinary rules of civil liability in respect of the same facts against the payment service provider, beneficiary of the guarantee, in order to challenge the amount of the secured debt?
               
            
         (1)  OJ 2007 L 319, p. 1.