CELEX: 62017CN0618
Language: en
Date: 2017-10-30 00:00:00
Title: Case C-618/17: Request for a preliminary ruling from the Tribunal d’instance de Limoges (France) lodged on 30 October 2017 — BNP Paribas Personal Finance SA v Roger Ducloux, Josée Ducloux, née Lecay

22.1.2018   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 22/25
            
         Request for a preliminary ruling from the Tribunal d’instance de Limoges (France) lodged on 30 October 2017 — BNP Paribas Personal Finance SA v Roger Ducloux, Josée Ducloux, née Lecay
   (Case C-618/17)
   (2018/C 022/37)
   Language of the case: French
   
      Referring court
   
   Tribunal d’instance de Limoges
   
      Parties to the main proceedings
   
   
      Applicant: BNP Paribas Personal Finance SA, successor in title to Solfea
   
      Defendants: Roger Ducloux, Josée Ducloux, née Lecay
   
      Question referred
   
   Where the annual percentage rate of credit is 5,97377 %, does the rule provided for in Directives 98/7/EC of 16 February 1998 (1) and 2008/48/EC of 23 April 2008, (2) according to which, in the French version, ‘Le résultat du calcul est exprimé avec une exactitude d’au moins une décimale. Si le chiffre de la décimale suivante est supérieur ou égal à 5, le chiffre de la première décimale sera augmenté de 1’ [translated in literal terms as ‘[t]he result of the calculation shall be expressed correct to at least one decimal place; if the figure at the following decimal place is greater than or equal to 5, the figure at [the first] decimal place shall be increased by one’] allow a stated annual percentage rate of charge of 5,95 % to be considered correct?
   
      (1)  Directive 98/7/EC of the European Parliament and of the Council of 16 February 1998 amending Directive 87/102/EEC for the approximation of the laws, regulations and administrative provisions of the Member States concerning consumer credit (OJ 1998 L 101, p. 17).
   
      (2)  Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC (OJ 2008 L 133, p. 66).