CELEX: 62017CN0632
Language: en
Date: 2017-11-09 00:00:00
Title: Case C-632/17: Request for a preliminary ruling from the Sąd Rejonowy w Siemianowicach Śląskich (Poland) lodged on 9 November 2017 — Powszechna Kasa Oszczędności (PKO) Bank Polski S.A. v Jacek Michalski

19.3.2018   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 104/13
            
         Request for a preliminary ruling from the Sąd Rejonowy w Siemianowicach Śląskich (Poland) lodged on 9 November 2017 — Powszechna Kasa Oszczędności (PKO) Bank Polski S.A. v Jacek Michalski
   (Case C-632/17)
   (2018/C 104/16)
   Language of the case: Polish
   
      Referring court
   
   Sąd Rejonowy w Siemianowicach Śląskich
   
      Parties to the main proceedings
   
   
      Applicant: Powszechna Kasa Oszczędności (PKO) Bank Polski S.A.
   
      Defendant: Jacek Michalski
   
      Question referred
   
   Must the provisions of Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, (1) and in particular Article 6(1) and Article 7(1) thereof, and the provisions of Directive 2008/48/EC of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, (2) and in particular Article 10 and Article 22(1) thereof, be interpreted as precluding the pursuit of a claim by a bank (the creditor) against a consumer (the debtor) on the basis of a banking ledger excerpt, signed by persons authorised to make statements regarding the bank’s property rights and obligations and bearing the bank’s stamp, and on the basis of proof that a request for payment had been submitted to the debtor in writing, in the context of an order-for-payment procedure as defined in Article 485 § 3 et seq. of the Polish Code of Civil Procedure?
   
      (1)  OJ 1993 L 95, p. 29.
   
      (2)  OJ 2008 L 133, p. 66.