CELEX: 62013CA0280
Language: en
Date: 2014-04-30 00:00:00
Title: Case C-280/13: Judgment of the Court (Sixth Chamber) of 30 April 2014 (request for a preliminary ruling from the Juzgado de Primera Instancia N °4 de Palma de Mallorca — Spain) — Barclays Bank SA v Sara Sánchez García, Alejandro Chacón Barrera (Request for a preliminary ruling — Directive 93/13/EEC — Thirteenth recital in the preamble — Article 1(2) — Consumer contracts — Mortgage loan agreement — Mortgage enforcement proceedings — National statutory and regulatory provisions — Contractual balance)

24.6.2014   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 194/8
            
         Judgment of the Court (Sixth Chamber) of 30 April 2014 (request for a preliminary ruling from the Juzgado de Primera Instancia No4 de Palma de Mallorca — Spain) — Barclays Bank SA v Sara Sánchez García, Alejandro Chacón Barrera
   (Case C-280/13) (1)
   
   ((Request for a preliminary ruling - Directive 93/13/EEC - Thirteenth recital in the preamble - Article 1(2) - Consumer contracts - Mortgage loan agreement - Mortgage enforcement proceedings - National statutory and regulatory provisions - Contractual balance))
   2014/C 194/09
   Language of the case: Spanish
   
      Referring court
   
   Juzgado de Primera Instancia No4 de Palma de Mallorca
   
      Parties to the main proceedings
   
   
      Applicant: Barclays Bank SA
   
      Defendant: Sara Sánchez García, Alejandro Chacón Barrera
   
      Re:
   
   Request for a preliminary ruling — Juzgado de Primera Instancia de Palma de Mallorca — Interpretation of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (OJ 1993 L 95, p. 29) — Consumer protection in relation to mortgage loans — Balance in the parties’ contractual rights and obligations — Principle of consumer protection — National civil procedure rules applicable to the procedure for enforcing a mortgage
   
      Operative part of the judgment
   
   Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts and the principles of EU law relating to consumer protection and a balance in the parties’ rights and obligations must be interpreted as meaning that statutory and regulatory provisions of a Member State, such as those at issue in the main proceedings, are excluded from their scope, when there is no contractual term altering the effect or ambit of those provisions.
   
      (1)  OJ C 226, 3.8.2013.