CELEX: 62011CA0166
Language: en
Date: 2012-03-01 00:00:00
Title: Case C-166/11: Judgment of the Court (Fifth Chamber) of 1 March 2012 (reference for a preliminary ruling from the Audiencia Provincial de Oviedo — Spain) — Ángel Lorenzo González Alonso v Nationale Nederlanden Vida Cia De Seguros y Reaseguros SAE (Consumer protection — Contracts negotiated away from business premises — Directive 85/577/EEC — Scope — Not included — Unit-linked insurance contracts)

21.4.2012   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 118/7
            
         Judgment of the Court (Fifth Chamber) of 1 March 2012 (reference for a preliminary ruling from the Audiencia Provincial de Oviedo — Spain) — Ángel Lorenzo González Alonso v Nationale Nederlanden Vida Cia De Seguros y Reaseguros SAE
   (Case C-166/11) (1)
   
   (Consumer protection - Contracts negotiated away from business premises - Directive 85/577/EEC - Scope - Not included - Unit-linked insurance contracts)
   2012/C 118/11
   Language of the case: Spanish
   
      Referring court
   
   Audiencia Provincial de Oviedo
   
      Parties to the main proceedings
   
   
      Applicant: Ángel Lorenzo González Alonso
   
      Defendant: Nationale Nederlanden Vida Cia De Seguros y Reaseguros SAE
   
      Re:
   
   Reference for a preliminary ruling — Audiencia Provincial de Oviedo — Interpretation of Article 3(2)(d) of Council Directive 85/577/EEC of 20 December 1985 to protect the consumer in respect of contracts negotiated away from business premises (OJ 1985 L 372, p. 31) — Contract, concluded away from business premises, under which life assurance is offered in return for payment of a monthly premium invested in various products of the company itself
   
      Operative part of the judgment
   
   A contract concluded away from business premises, under which life assurance is offered in return for payment of a monthly premium to be invested, in varying proportions, in fixed-rate investments, variable-rate investments and financial investment products of the company offering the contract falls outside the scope of Council Directive 85/577/EEC of 20 December 1985 to protect the consumer in respect of contracts negotiated away from business premises, in accordance with Article 3(2)(d) thereof.
   
      (1)  OJ C 173, 11.6.2011.