CELEX: 62014CB0539
Language: en
Date: 2015-07-16 00:00:00
Title: Case C-539/14: Order of the Court (First Chamber) of 16 July 2015 (request for a preliminary ruling from the Audiencia Provincial de Castellón — Spain) — Juan Carlos Sánchez Morcillo, María del Carmen Abril García v Banco Bilbao Vizcaya Argentaria SA (Reference for a preliminary ruling — Article 99 of the Rules of Procedure of the Court of Justice — Directive 93/13/EEC — Article 7 — Charter of Fundamental Rights of the European Union — Articles 7 and 47 — Consumer contracts — Mortgage loan contract — Unfair terms — Mortgage enforcement proceedings — Right of appeal)

28.9.2015   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 320/12
            
         Order of the Court (First Chamber) of 16 July 2015 (request for a preliminary ruling from the Audiencia Provincial de Castellón — Spain) — Juan Carlos Sánchez Morcillo, María del Carmen Abril García v Banco Bilbao Vizcaya Argentaria SA
   (Case C-539/14) (1)
   
   ((Reference for a preliminary ruling - Article 99 of the Rules of Procedure of the Court of Justice - Directive 93/13/EEC - Article 7 - Charter of Fundamental Rights of the European Union - Articles 7 and 47 - Consumer contracts - Mortgage loan contract - Unfair terms - Mortgage enforcement proceedings - Right of appeal))
   (2015/C 320/17)
   Language of the case: Spanish
   
      Referring court
   
   Audiencia Provincial de Castellón
   
      Parties to the main proceedings
   
   
      Applicants: Juan Carlos Sánchez Morcillo, María del Carmen Abril García
   
      Defendant: Banco Bilbao Vizcaya Argentaria SA
   
      Operative part of the order
   
   Article 7(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, read in conjunction with Articles 47, 34(3) and 7 of the Charter of Fundamental Rights of the European Union, must be interpreted as not precluding a national provision of the kind at issue in the main proceedings, by which the consumer, as a mortgage debtor against whom enforcement proceedings are brought, may bring an appeal against the decision rejecting his objection to the enforcement only when the court of first instance has not upheld an objection based on the unfairness of the contractual term upon which the enforcement is based even though the sellers or suppliers may, by contrast, appeal against any decision terminating proceedings regardless of the ground of objection on which that decision is based.
   
      (1)  OJ C 26, 26.1.2015.