CELEX: 62019CN0222
Language: en
Date: 2019-03-08 00:00:00
Title: Case C-222/19: Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 8 March 2019 — BW Sp. z o.o., having its seat in B. v D.R.

19.8.2019   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 280/17
            
         
      Request for a preliminary ruling from the Sąd Rejonowy w Opatowie (Poland) lodged on 8 March 2019 — BW Sp. z o.o., having its seat in B. v D.R.
      (Case C-222/19)
      (2019/C 280/23)
      Language of the case: Polish
      
         Referring court
      
      Sąd Rejonowy w Opatowie
      
         Parties to the main proceedings
      
      
         Applicant: BW Sp. z o.o., having its seat in B.
      
         Defendant: D.R.
      
         Question referred
      
      Must the provisions of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts, (1) in particular Article 3(1) of that directive, and the principles of EU law concerning consumer protection and the balance between contracting parties be interpreted as precluding the introduction into national law of the concept of ‘maximum non-interest credit costs’ and the mathematical formula for calculating those costs set out in Article 5(6a), in conjunction with Article 36a, of the Ustawa o kredycie konsumenckim (Law on Consumer Credit) of 12 May 2011 (consolidated text: Dziennik Ustaw of 2018, item 993), which allow the costs of the business activity of a seller or supplier to be included in the costs related to a credit agreement that are to be borne by the consumer (the total cost of the credit)?
      
         (1)  OJ 1993 L 95, p. 29.