CELEX: 62019CA0290
Language: en
Date: 2019-12-19 00:00:00
Title: Case C-290/19: Judgment of the Court (Sixth Chamber) of 19 December 2019 (request for a preliminary ruling from the Krajský súd v Trnave — Slovakia) — RN v Home Credit Slovakia a.s. (Reference for a preliminary ruling — Consumer protection — Directive 2008/48/EC — Consumer credit agreements — Article 10(2) — Information to be included in credit agreements — Annual percentage rate of charge — Lack of indication of the exact percentage of that rate of charge — Rate of charge expressed as a range between 21.5% and 22.4%)

2.3.2020   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 68/15
            
         
      Judgment of the Court (Sixth Chamber) of 19 December 2019 (request for a preliminary ruling from the Krajský súd v Trnave — Slovakia) — RN v Home Credit Slovakia a.s.
      (Case C-290/19) (1)
      
      (Reference for a preliminary ruling - Consumer protection - Directive 2008/48/EC - Consumer credit agreements - Article 10(2) - Information to be included in credit agreements - Annual percentage rate of charge - Lack of indication of the exact percentage of that rate of charge - Rate of charge expressed as a range between 21.5% and 22.4%)
      (2020/C 68/13)
      Language of the case: Slovakian
      
         Referring court
      
      Krajský súd v Trnave
      
         Parties to the main proceedings
      
      
         Applicant: RN
      
         Defendant: Home Credit Slovakia a.s.
      
         Operative part of the judgment
      
      Article 10(2)(g) of Directive 2008/48/EC of the European Parliament and of the Council of 23 April 2008 on credit agreements for consumers and repealing Council Directive 87/102/EEC, as amended by Commission Directive 2011/90/EU of 14 November 2011, must be interpreted as precluding, in a consumer credit agreement, the annual percentage rate of charge from being expressed not as a single rate but as a range referring to a minimum and a maximum rate.
      
         (1)  OJ C 213, 24.6.2019.