CELEX: 62014CN0208
Language: en
Date: 2014-04-25 00:00:00
Title: Case C-208/14: Request for a preliminary ruling from the Audiencia Provincial Navarra (Spain) lodged on 25 April 2014  — Antonia Valdivia Reche v Banco de Valencia, S.A.

14.7.2014   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 223/6
            
         Request for a preliminary ruling from the Audiencia Provincial Navarra (Spain) lodged on 25 April 2014 — Antonia Valdivia Reche v Banco de Valencia, S.A.
   (Case C-208/14)
   2014/C 223/08
   Language of the case: Spanish
   
      Referring court
   
   Audiencia Provincial Navarra
   
      Parties to the main proceedings
   
   
      Appellant: Antonia Valdivia Reche
   
      Respondent: Banco de Valencia, S.A.
   
      Question referred
   
   Does Article 6 of Directive 93/13 (1) require the national court, when it has found a term setting a rate of 29 % for default interest to be unfair, to declare that term ineffective, without any scope for reducing the rate of interest agreed, even though such a reduction has been expressly requested by one of the consumers against whom proceedings have been brought?
   
      (1)  Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts (OJ 1993 L 95, p. 29).