CELEX: 62012CA0265
Language: en
Date: 2013-07-18 00:00:00
Title: Case C-265/12: Judgment of the Court (First Chamber) of 18 July 2013 (request for a preliminary ruling from the Hof van beroep te Brussel — Belgium) — Citroën Belux NV v Federatie voor Verzekerings- en Financiële Tussenpersonen (FvF) (Article 56 TFEU — Freedom to provide services — Directive 2005/29/EC — Unfair commercial practices — Consumer protection — Combined offers involving at least one financial service — Prohibition — Exceptions)

7.9.2013   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 260/17
            
         Judgment of the Court (First Chamber) of 18 July 2013 (request for a preliminary ruling from the Hof van beroep te Brussel — Belgium) — Citroën Belux NV v Federatie voor Verzekerings- en Financiële Tussenpersonen (FvF)
   (Case C-265/12) (1)
   
   (Article 56 TFEU - Freedom to provide services - Directive 2005/29/EC - Unfair commercial practices - Consumer protection - Combined offers involving at least one financial service - Prohibition - Exceptions)
   2013/C 260/28
   Language of the case: Dutch
   
      Referring court
   
   Hof van beroep te Brussel
   
      Parties to the main proceedings
   
   
      Applicant: Citroën Belux NV
   
      Defendant: Federatie voor Verzekerings- en Financiële Tussenpersonen (FvF)
   
      Re:
   
   Request for a preliminary ruling — Hof van beroep te Brussel (Belgium) — Interpretation of Article 56 TFEU and of Article 3(9) of Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to-consumer commercial practices in the internal market and amending Council Directive 84/450/EEC, Directives 97/7/EC, 98/27/EC and 2002/65/EC of the European Parliament and of the Council and Regulation (EC) No 2006/2004 of the European Parliament and of the Council (‘Unfair Commercial Practices Directive’) (OJ 2005 L 149, p. 22) — National consumer-protection legislation which prohibits generally, subject to exceptions exhaustively set out, any combined offer containing at least one financial service
   
      Operative part of the judgment
   
   Article 3(9) of Directive 2005/29/EC of the European Parliament and of the Council of 11 May 2005 concerning unfair business-to-consumer commercial practices in the internal market and amending Council Directive 84/450/EEC, Directives 97/7/EC, 98/27/EC and 2002/65/EC of the European Parliament and of the Council and Regulation (EC) No 2006/2004 of the European Parliament and of the Council (‘Unfair Commercial Practices Directive’) must be interpreted, as must Article 56 TFEU, as not precluding a national provision, such as that at issue in the main proceedings, which lays down a general prohibition — save in the cases exhaustively listed by the national legislation — of combined offers made to consumers where at least one of the components of those offers is a financial service.
   
      (1)  OJ C 258, 25.8.2012.