CELEX: 62014CN0188
Language: en
Date: 2014-04-15 00:00:00
Title: Case C-188/14: Request for a preliminary ruling from the Juzgado de Primera Instancia No 58 de Madrid (Spain) lodged on 15 April 2014  — Juan Pedro Ludeña Hormigos v Banco Santander, S.A.

14.7.2014   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 223/3
            
         Request for a preliminary ruling from the Juzgado de Primera Instancia No 58 de Madrid (Spain) lodged on 15 April 2014 — Juan Pedro Ludeña Hormigos v Banco Santander, S.A.
   (Case C-188/14)
   2014/C 223/04
   Language of the case: Spanish
   
      Referring court
   
   Juzgado de Primera Instancia No 58 de Madrid
   
      Parties to the main proceedings
   
   
      Applicant: Juan Pedro Ludeña Hormigos
   
      Defendant: Banco Santander, S.A.
   
      Questions referred
   
   
               1.
            
            
               Is Article 22.1 of Law 16/09 of 13 November on payment services compatible with Community law, insofar as it allows a bank to apply and/or increase the cost of services by changing the conditions initially agreed upon?
            
         
               2.
            
            
               Is it sufficient protection for that user that he may terminate the contract without charge?
            
         
               3.
            
            
               Are contractual terms agreed between the parties that provide the same options as those provided for in the provision referred to in the first question lawful?
            
         
               4.
            
            
               Lastly, if the reply to the foregoing questions is affirmative, is the notice period of two months compatible with Community law?