CELEX: 62022CN0035
Language: en
Date: 2022-01-17 00:00:00
Title: Case C-35/22: Request for a preliminary ruling from the Audiencia Provincial de Málaga (Spain) lodged on 17 January 2022 — Cajasur Banco, S. A. v JO and IM

25.4.2022   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 171/16
            
         
      Request for a preliminary ruling from the Audiencia Provincial de Málaga (Spain) lodged on 17 January 2022 — Cajasur Banco, S. A. v JO and IM
      (Case C-35/22)
      (2022/C 171/20)
      Language of the case: Spanish
      
         Referring court
      
      Audiencia Provincial de Málaga
      
         Parties to the main proceedings
      
      
         Appellant: Cajasur Banco, S. A.
      
         Respondents: JO and IM
      
         Questions referred
      
      
                  1.
               
               
                  Is it contrary to the right to effective judicial protection and Article 47 of the Charter of Fundamental Rights of the European Union to require that, before instituting legal proceedings, the consumer must first have issued an out-of-court demand for payment in order for the declaration as to the invalidity of a particular general condition of contract on grounds of unfairness to give rise to all of the compensatory effects (including the costs of the legal proceedings) associated with such invalidity, pursuant to Article 6(1) of Council Directive 93/13/EEC of 5 April 1993 on unfair terms in consumer contracts? (1)
                  
               
            
                  2.
               
               
                  Is it compatible with the right to full compensation and the effectiveness of European Union law and Article 6(1) of the aforementioned directive to make the imposition of costs (including legal fees) subject to a condition based on the existence of a prior out-of-court demand for payment issued by the consumer to the financial institution with a view to the removal of that term?
               
            
         (1)  OJ 1993 L 95, p. 29.