CELEX: 62017CA0191
Language: en
Date: 2018-10-04 00:00:00
Title: Case C-191/17: Judgment of the Court (Fifth Chamber) of 4 October 2018 (request for a preliminary ruling from the Oberster Gerichtshof — Austria) — Bundeskammer für Arbeiter und Angestellte v ING-DiBa Direktbank Austria Niederlassung der ING-DiBa AG (Directive 2007/64/EC — Payment services in the internal market — Concept of ‘payment account’ — Potential inclusion of a savings account enabling its user to make payments and withdrawals by way of a current account opened in his name)

3.12.2018   
            
            
               EN
            
            
               Official Journal of the European Union
            
            
               C 436/10
            
         
      Judgment of the Court (Fifth Chamber) of 4 October 2018 (request for a preliminary ruling from the Oberster Gerichtshof — Austria) — Bundeskammer für Arbeiter und Angestellte v ING-DiBa Direktbank Austria Niederlassung der ING-DiBa AG
      (Case C-191/17) (1)
      
      ((Directive 2007/64/EC - Payment services in the internal market - Concept of ‘payment account’ - Potential inclusion of a savings account enabling its user to make payments and withdrawals by way of a current account opened in his name))
      (2018/C 436/10)
      Language of the case: German
      
         Referring court
      
      Oberster Gerichtshof
      
         Parties to the main proceedings
      
      
         Applicant: Bundeskammer für Arbeiter und Angestellte
      
         Defendant: ING-DiBa Direktbank Austria Niederlassung der ING-DiBa AG
      
         Operative part of the judgment
      
      Article 4(14) of Directive 2007/64/EC of the European Parliament and of the Council of 13 November 2007 on payment services in the internal market amending Directives 97/7/EC, 2002/65/EC, 2005/60/EC and 2006/48/EC and repealing Directive 97/5/EC must be interpreted as meaning that a savings account which allows for sums deposited without notice and from which payment and withdrawal transactions may be made solely by means of a current account does not come within the concept of ‘payment account’.
      
         (1)  OJ C 239, 24.7.2017.