intentionally left blank; signatures begin on following page]
-92-
IN WITNESS WHEREOF, this Agreement has been executed and delivered as of the
date set forth above.
BORROWERS:
P&F INDUSTRIES, INC.
FLORIDA PNEUMATIC MANUFACTURING
CORPORATION
HY-TECH MACHINE, INC.
By:
Name:
Title:
Attention:
Telecopy:
GUARANTORS:
ATSCO HOLDINGS CORPORATION
JIFFY AIR TOOL, INC.,
BONANZA PROPERTIES CORP.,
CONTINENTAL TOOL GROUP,
INC.
COUNTRYWIDE HARDWARE, INC.
EMBASSY INDUSTRIES, INC.
EXHAUST
TECHNOLOGIES, INC.
By:
Name:
Title:
Attention:
Telecopy:
LOAN AND SECURITY AGREEMENT
Signature page
AGENT AND LENDERS:
CAPITAL ONE, NATIONAL ASSOCIATION as Agent and Lender
By:
Name:
Title:
1307 Walt Whitman Road
Melville,
New York 11747
Attention: Julianne Low
Email:

Telecopy: _________________
LOAN AND SECURITY AGREEMENT
Signature page