Annual charitable contributions by the Borrower to NCB Development
Corporation
2. Unsecured $15 million line of credit from the Borrower to NCB Development
Corporation
CREDIT AGREEMENT
BY AND AMONG
NATIONAL CONSUMER COOPERATIVE BANK,
D/B/A NATIONAL COOPERATIVE BANK,
AS BORROWER
AND
THE BANKS SIGNATORY HERETO,
PNC BANK, NATIONAL ASSOCIATION
AND
WACHOVIA BANK, N.A.,
AS CO- SYNDICATION AGENTS
CALYON NEW YORK BRANCH
AND
UNION BANK OF CALIFORNIA, N.A.,
AS CO-DOCUMENTATION AGENTS
AND
SUNTRUST BANK,
AS ADMINISTRATIVE AGENT
DATED AS OF MAY 1, 2006
SUNTRUST CAPITAL MARKETS, INC.
LEAD ARRANGER AND BOOK MANAGER