AS SET FORTH ON A PAYMENT SCHEDULE TO BE PROVIDED BY
THE LENDER.
SUCH PAYMENT SCHEDULE SHALL REFLECT PAYMENTS DUE ON THE FIRST
BUSINESS DAY OF EACH QUARTER AND PRINCIPAL AMORTIZED, ON A QUARTERLY BASIS, SUCH
THAT ALL OUTSTANDING AMOUNTS ARE PAID IN FULL NO LATER THAN THE MATURITY DATE.
INTEREST SHALL BE COMPUTED FOR THE ACTUAL NUMBER OF DAYS ELAPSED ON THE BASIS OF
A 360 DAY YEAR.
DURING THE PERIOD OF THE TERM LOAN, BORROWER SHALL CONTINUE TO
BE ABLE TO DRAW LOANS UP TO THE AMOUNT OF THE LOAN COMMITMENT.
ANY LOAN
REPAYMENTS IN EXCESS OF THE AMORTIZATION SCHEDULE PROVIDE FOR IN THIS SECTION
MAY BE REBORROWED.
1.4
MANNER OF BORROWING.
EACH LOAN SHALL BE MADE AVAILABLE TO THE
BORROWER UPON ITS REQUEST, SUCH REQUEST BEING FROM AN AUTHORIZED OFFICER WHOSE
AUTHORITY TO SO ACT HAS NOT BEEN REVOKED BY THE BORROWER IN WRITING PREVIOUSLY
RECEIVED BY THE LENDER.
A REQUEST BY THE BORROWER FOR A LOAN MUST BE RECEIVED
BY THE LENDER NO LATER THAN 11:00 A.M. CHICAGO, ILLINOIS TIME, ON THE DAY THAT
IS NOT LESS THAN 5 BUSINESS DAYS PRIOR TO THE DAY IT IS TO BE FUNDED.
ALL LOANS
HEREUNDER SHALL BE IN AN AMOUNT NOT LESS THAN $5,000,000 AND INTEGRAL OF
$5,000,000 IN EXCESS THEREOF.
THE PROCEEDS OF EACH LOAN SHALL BE MADE AVAILABLE
AT THE OFFICE OF THE LENDER BY MEANS REQUESTED BY THE BORROWER AND ACCEPTABLE TO
THE LENDER.
THE LENDER IS AUTHORIZED TO RELY ON ANY WRITTEN, VERBAL,
ELECTRONIC, TELEPHONIC OR TELECOPY LOAN REQUEST WHICH THE LENDER BELIEVES IN ITS
GOOD FAITH JUDGMENT TO EMANATE FROM A PROPERLY AUTHORIZED REPRESENTATIVE OF THE
BORROWER, WHETHER OR NOT THAT IS IN FACT THE CASE.
THE BORROWER HEREBY
IRREVOCABLY CONFIRMS, RATIFIES AND APPROVES ALL SUCH ADVANCES BY THE LENDER AND
HEREBY INDEMNIFIES THE LENDER AGAINST LOSSES AND EXPENSES (INCLUDING COURT COSTS
AND REASONABLE ATTORNEYS' FEES) AND SHALL HOLD THE LENDER HARMLESS WITH RESPECT
THERETO.
1.5
NON-USE FEE.
BEGINNING ON THE AVAILABILITY DATE, THE BORROWER
AGREES TO PAY TO THE LENDER, UNTIL THE MATURITY DATE, OR SUCH EARLIER DATE AS
BORROWER PROVIDES WRITTEN NOTICE TO LENDER THAT IT ELECTS TO TERMINATE THE LOAN
COMMITMENT AS TO THE THEN UNUSED AMOUNT, A NON-USE FEE AT RATE OF 1.5% PER ANNUM
OF THE UNUSED AMOUNT OF THE LOAN COMMITMENT.
FOR THE PURPOSES OF CALCULATING
USAGE UNDER THIS SECTION, THE LOAN COMMITMENT SHALL BE DEEMED USED AT ANY TIME
TO THE EXTENT OF THE LOAN COMMITMENT DRAWN AND OUTSTANDING (WHETHER THAT AMOUNT
DRAWN AND OUTSTANDING IS DEEMED A REVOLVING LOAN OR A TERM LOAN) AT SUCH TIME.
SUCH NON-USE FEE SHALL BE PAYABLE FOR EACH QUARTER IN ARREARS ON THE FIRST
BUSINESS DAY OF THE IMMEDIATELY FOLLOWING QUARTER AND ON THE MATURITY DATE FOR
ANY PERIOD THEN ENDING FOR WHICH SUCH NON-USE FEE SHALL NOT HAVE PREVIOUSLY BEEN
PAID.
THE NON-USE FEE SHALL BE COMPUTED FOR THE ACTUAL NUMBER OF DAYS ELAPSED
ON THE BASIS OF A 360 DAY YEAR.
1.6
LIABILITIES.
ALL OF THE BORROWER'S