AND THERETO, AND MAY NOT
BE CONTRADICTED BY EVIDENCE OF PRIOR, CONTEMPORANEOUS, OR SUBSEQUENT ORAL
AGREEMENTS OF THE PARTIES HERETO. THERE ARE NO UNWRITTEN ORAL AGREEMENTS AMONG
THE PARTIES.
[REMAINDER OF THIS PAGE INTENTIONALLY LEFT BLANK]
6
IN WITNESS WHEREOF, the parties have caused this Amendment to be executed as of
the date first written above.
NVR MORTGAGE FINANCE, INC., as Seller By:
/s/ Robert W. Henley
Name:
Robert W. Henley Title:
President, NVR Mortgage Finance Inc.
[Signature Page 1 to Fifth Amendment to Amended and Restated Master Repurchase
Agreement]
U.S. BANK NATIONAL ASSOCIATION,
As Agent and as a Buyer
By:
/s/ Kathleen Connor
Name:
Kathleen Connor Title:
Senior Vice President
[Signature Page 2 to Fifth Amendment to Amended and Restated Master Repurchase
Agreement]
EXHIBIT A TO
FIFTH AMENDMENT TO
AMENDED AND RESTATED
MASTER REPURCHASE AGREEMENT
Approved Investors List
7/30/2014
Investor
S&P CP Rating
(1)
Moody's CP
Rating (1)
Related Parent
Company
Product Approval
BB&T
A-2
P-1
Conforming/Non-conforming
Citimortgage, Inc.
A-2
P-2
Citigroup, Inc.
Conforming/Non-conforming
Coastal Federal Credit Union of Raleigh NC
N/A
N/A
Conforming
Dollar Bank, FSB
N/A
N/A
Conforming
Everbank Financial Corp
N/A
N/A
Conforming
Federal Home Loan Mortgage Corp. (Freddie Mac)
A-1+
P-1
Conforming/Non-conforming
Federal National Mortgage Assoc. (Fannie Mae)
A-1+
P-1
Conforming/Non-conforming
Fifth Third Bank
N/A
N/A
Conforming
First Guaranty Mortgage Corporation
N/A
N/A
Conforming
Government National Mortgage Assoc.
N/A
N/A
Conforming
JPMorgan Chase Bank
A-1+
P-1
JPMorgan Chase Bank, N.A.
Conforming/Non-conforming
Lake Michigan Credit Union
N/A
N/A
Lake Michigan Financial Group Inc.
Conforming
New Penn Financial, LLC
N/A
N/A
Conforming
PennyMac Loan Services, LLC
N/A
N/A
PennyMac Mortgage Investment Trust
Conforming
Redwood Residential Acquisition Corporation
N/A
N/A
Conforming
Regions Mortgage
N/A
N/A
Conforming
Stearns Lending, Inc.
N/A
N/A
Conforming
SunTrust Mortgage, Inc.
A-2
P-1
Suntrust Banks, Inc.
Conforming
US Bank Home Mortgage
A-1
P-1
Conforming/Non-conforming
Wells Fargo Home Mortgage
A-1
P-1
Wells Fargo Bank, N.A.
Conforming/Non-conforming Housing
Agencies (2)
Delaware State Housing Authority
N/A
N/A
Conforming
Florida Housing Finance Corporation
N/A
N/A
Conforming
Housing Opportunities Commission
N/A
N/A
Conforming
Illinois housing Development Authority
N/A
N/A
Conforming
Indiana Housing & Community Development Authority
N/A
N/A
Conforming
Kentucky Housing Corp.
N/A
N/A
Conforming
Maryland Community Development
N/A
N/A
Conforming
New Jersey Housing Finance
N/A
N/A
Conforming
North Carolina Housing Finance
N/A
N/A
Conforming
Ohio Housing Finance Agency
N/A
N/A
Conforming
Pennsylvania Housing Finance
N/A
N/A
Conforming
South Carolina Housing Finance
N/A
N/A
Conforming
State of New York Mortgage Agency
N/A
N/A
Conforming
Tennessee Housing Finance
N/A
N/A
Conforming
Virginia Housing Finance
N/A
N/A
Conforming
West Virginia Housing Finance
N/A
N/A
Conforming
(1) Ratings as of June 17, 2013
(2) All state agency programs are prefunded bond programs
Ex. A-1
EXHIBIT B TO
FIFTH AMENDMENT TO
AMENDED AND RESTATED
MASTER REPURCHASE AGREEMENT
SCHEDULE EL
To Amended and Restated Master Repurchase Agreement
ELIGIBLE LOANS
"Eligible Loans" means Single-family Loans that are amortizing Conforming
Mortgage Loans with original terms to stated maturities of thirty (30) years or
less and that satisfy all applicable requirements of this