Administrative Agent in Its Individual Capacity140142
12.09.
Successor Administrative Agent140142
12.10.
Administrative Agent May File Proofs of Claim140143
12.11.
Collateral and Guaranty Matters141143
12.12.
Bank Product Providers141144
12.13.
Administrative Agent and the Collateral Agent142144
12.14.
Withholding Taxes142144
12.15.
Quebec Liens (Hypothecs)142145
12.16.
Reports143145
12.17.
Certain ERISA Matters.143145
SECTION 13.MISCELLANEOUS144146
13.01.
Payment of Expenses, etc; Indemnification; Limitation of Liability144146
13.02.
Right of Setoff145147
13.03.
Notices146148
13.04.
Benefit of Agreement; Assignments; Participations, etc146148
13.05.
No Waiver; Remedies Cumulative148150
13.06.
[Reserved]149151
13.07.
Calculations; Computations149151
13.08.
GOVERNING LAW; SUBMISSION TO JURISDICTION; VENUE; WAIVER OF JURY TRIAL149151
13.09.
Counterparts150152
13.10.
[Reserved]150152
13.11.
Headings Descriptive150152
13.12.
Amendment or Waiver; etc150152
13.13.
Survival152154
13.14.
[Reserved]152154
13.15.
Register152154
13.16.
Confidentiality153155
13.17.
USA Patriot Act Notice153155
13.18.
[Reserved]154156
13.19.
Waiver of Sovereign Immunity154156
13.20.
Canadian Anti-Money Laundering Legislation154156
13.21.
INTERCREDITOR AGREEMENT154156
13.22.
Absence of Fiduciary Relationship155157
13.23.
Electronic Signatures155157
13.24.
Judgment Currency155157
SECTION 14.CREDIT PARTY GUARANTY156158
14.01.
The Guaranty156158
14.02.
Bankruptcy156158
14.03.
Nature of Liability156158
14.04.
Independent Obligation157159
14.05.
Authorization157159
14.06.
Reliance157159
14.07.
Subordination158160
14.08.
Waiver158160
14.09.
Maximum Liability158160
14.10.
Payments158160
-iv-
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Page
14.11.
Keepwell158161
14.12.
Information159161
14.13.
Severability159161
14.14.
Acknowledgment and Consent to Bail-In of EEAAffected Financial
Institutions159161
14.15.
Acknowledgment Regarding Any Supported QFCs162
SCHEDULE 1.01A
Unrestricted Subsidiaries
SCHEDULE 1.01B
Swap Contracts
SCHEDULE 1.01C
Consolidated EBITDA and Consolidated Fixed Charges
SCHEDULE 1.01D
Qualified Account Debtors
SCHEDULE 1.01E
Qualified Receivables Counterparties
SCHEDULE 1.01G
Joint Ventures Constituting Permitted Affiliates
SCHEDULE 1.01H
Existing Letters of Credit
SCHEDULE 2.01
Commitments
SCHEDULE 8.06
Litigation
SCHEDULE 8.14
Subsidiaries
SCHEDULE 8.17
Insurance
SCHEDULE 8.18
Environmental Matters
SCHEDULE 8.21
Legal Names; Types of Organization (and Whether Registered Organization);
Jurisdiction of Organization, etc.
SCHEDULE 8.24
Canadian Pension Plans
SCHEDULE 8.26
Bank Accounts
SCHEDULE 9.03
Business Locations
SCHEDULE 9.13
Post-Closing Actions
SCHEDULE 9.17(k)
Insurance
SCHEDULE 10.01(iii)
Existing Liens
SCHEDULE 10.04(vii)
Existing Indebtedness
SCHEDULE 10.04(xiii)
Certain Letters of Credit
SCHEDULE 10.05(iii)
Existing Investments
SCHEDULE 10.06
Affiliate Transactions
EXHIBIT A1
Form of Notice of Borrowing
EXHIBIT A2
Form of Notice of Conversion/Continuation
EXHIBIT B1
Form of U.S. Revolving Note
EXHIBIT B2
Form of Canadian Revolving NoteEXHIBIT B‐3Form of U.S. Swingline Note
EXHIBIT B‐44
Form of Canadian Swingline NoteEXHIBIT B-5Form of U.S. FILO Revolving Note
EXHIBIT C
Form of U.S. Tax Compliance Certificate
EXHIBIT D
[Reserved]
EXHIBIT E‐11
Form of U.S. Security Agreement
EXHIBIT E‐22
Form of Canadian Security Agreement
EXHIBIT F
Form of Solvency Certificate
EXHIBIT G
Form of Compliance Certificate
EXHIBIT H
Form of Assignment and Assumption Agreement
EXHIBIT I
Form of Intercreditor Agreement
EXHIBIT J
Form of China Intercreditor Agreement
EXHIBIT K
Form of 2016 Intercreditor Agreement
-v-
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THIS CREDIT AGREEMENT, dated as of July 24, 2015 (as amended by Amendment No. 1
on November 16, 2016, by Amendment No. 2 on June 28, 2018 and2018, by Amendment
No. 3 on September 23, 2019 and by Amendment No. 4 on November 5, 2020), among
RYERSON HOLDING CORPORATION ("Holdings"), JOSEPH T. RYERSON & SON, INC., a
Delaware corporation, as the Lead Borrower (the "Lead Borrower"), RYERSON
CANADA, INC., a Canadian corporation (the "Canadian Borrower"), and each of