GENERAL LIABILITY
INSURANCE WITH RESPECT TO THE BUILDING DURING THE LEASE TERM COVERING CLAIMS FOR
BODILY INJURY, PERSONAL INJURY AND PROPERTY DAMAGE IN THE COMMON AREAS AND WITH
RESPECT TO LANDLORD'S ACTIVITIES IN THE PREMISES.
10.2.2
LANDLORD SHALL INSURE THE BUILDING AND LANDLORD'S REMAINING INTEREST
IN THE IMPROVEMENTS AND ALTERATIONS WITH A POLICY OF PHYSICAL DAMAGE INSURANCE
INCLUDING BUILDING ORDINANCE COVERAGE, WRITTEN ON A STANDARD CAUSES OF LOSS -
SPECIAL FORM BASIS (AGAINST LOSS OR DAMAGE DUE TO FIRE AND OTHER CASUALTIES
COVERED WITHIN THE CLASSIFICATION OF FIRE AND EXTENDED COVERAGE, VANDALISM, AND
MALICIOUS MISCHIEF, SPRINKLER LEAKAGE, WATER DAMAGE AND SPECIAL EXTENDED
COVERAGE), COVERING THE FULL REPLACEMENT COST OF THE BASE BUILDING, PREMISES AND
OTHER IMPROVEMENTS (INCLUDING COVERAGES FOR ENFORCEMENT OF APPLICABLE LAWS
REQUIRING THE UPGRADING, DEMOLITION, RECONSTRUCTION AND/OR REPLACEMENT OF ANY
PORTION OF THE BUILDING AS A RESULT OF A COVERED LOSS) WITHOUT DEDUCTION FOR
DEPRECIATION.
10.2.3
LANDLORD SHALL MAINTAIN BOILER AND MACHINERY/EQUIPMENT BREAKDOWN
INSURANCE COVERING THE BUILDING AGAINST RISKS COMMONLY INSURED AGAINST BY A
BOILER & MACHINERY/EQUIPMENT BREAKDOWN POLICY AND SUCH POLICY SHALL COVER THE
FULL REPLACEMENT COSTS, WITHOUT DEDUCTION FOR DEPRECIATION.
10.2.4
THE FOREGOING COVERAGES SHALL CONTAIN COMMERCIALLY REASONABLY
DEDUCTIBLE AMOUNTS FROM SUCH COMPANIES, AND ON SUCH OTHER TERMS AND CONDITIONS,
AS LANDLORD MAY FROM TIME TO TIME REASONABLY DETERMINE.
10.2.5
ADDITIONALLY, AT THE OPTION OF LANDLORD, SUCH INSURANCE COVERAGE MAY
INCLUDE THE RISK OF (I) EARTHQUAKE, (II) FLOOD DAMAGE AND ADDITIONAL HAZARDS,
(III) A RENTAL LOSS ENDORSEMENT FOR A PERIOD OF UP TO TWO (2) YEARS, (IV) ONE OR
MORE LOSS PAYEE ENDORSEMENTS IN FAVOR OF HOLDERS OF ANY MORTGAGES OR DEEDS OF
TRUST ENCUMBERING THE INTEREST OF LANDLORD IN THE BUILDING, OR ANY PORTION
THEREOF.
10.2.6
NOTWITHSTANDING THE FOREGOING PROVISIONS OF THIS SECTION 10.2, THE
COVERAGE AMOUNTS, AND CORRESPONDING DEDUCTIBLES OF INSURANCE CARRIED BY LANDLORD
IN CONNECTION WITH THE BUILDING SHALL BE COMPARABLE TO THE COVERAGE AND AMOUNTS
OF INSURANCE WHICH ARE CARRIED BY REASONABLY PRUDENT LANDLORDS OF COMPARABLE
BUILDINGS, AND WORKER'S COMPENSATION AND EMPLOYER'S LIABILITY COVERAGE AS
REQUIRED BY APPLICABLE LAW.
10.3
TENANT'S COMPLIANCE WITH LANDLORD'S FIRE AND CASUALTY INSURANCE.
TENANT SHALL, AT TENANT'S EXPENSE, COMPLY WITH LANDLORD'S INSURANCE COMPANY
REQUIREMENTS PERTAINING TO THE USE OF THE PREMISES.
IF TENANT'S CONDUCT OR USE
OF THE PREMISES CAUSES ANY INCREASE IN THE PREMIUM FOR SUCH INSURANCE POLICIES
THEN TENANT SHALL REIMBURSE LANDLORD FOR ANY SUCH INCREASE. TENANT, AT TENANT'S
EXPENSE, SHALL COMPLY WITH ALL RULES, ORDERS, REGULATIONS OR REQUIREMENTS OF
33
*** CONFIDENTIAL PORTIONS OF THIS DOCUMENT HAVE BEEN REDACTED AND FILED
SEPARATELY WITH THE COMMISSION.
THE AMERICAN INSURANCE ASSOCIATION (FORMERLY THE NATIONAL BOARD OF FIRE
UNDERWRITERS) AND WITH ANY SIMILAR BODY.
10.4
TENANT'S INSURANCE.
TENANT SHALL MAINTAIN THE FOLLOWING COVERAGES
IN THE FOLLOWING AMOUNTS.
10.4.1
COMMERCIAL GENERAL LIABILITY INSURANCE COVERING THE INSURED AGAINST
CLAIMS OF BODILY INJURY, PERSONAL INJURY AND PROPERTY DAMAGE (INCLUDING LOSS OF
USE THEREOF) ARISING OUT OF TENANT'S OPERATIONS, AND CONTRACTUAL LIABILITIES
(COVERING THE PERFORMANCE BY TENANT OF ITS INDEMNITY AGREEMENTS) INCLUDING A
BROAD FORM ENDORSEMENT COVERING THE INSURING PROVISIONS