or delayed following receipt
of any such request.
Section 22.
JURY WAIVER.
BORROWER AND LENDER HEREBY VOLUNTARILY, KNOWINGLY, IRREVOCABLY AND
UNCONDITIONALLY WAIVE ANY RIGHT TO HAVE A JURY PARTICIPATE IN RESOLVING ANY
DISPUTE (WHETHER BASED UPON CONTRACT, TORT OR OTHERWISE) BETWEEN OR AMONG THEM
ARISING OUT OF OR IN ANY WAY RELATED TO THIS DOCUMENT, ANY OTHER LOAN DOCUMENT
OR ANY RELATIONSHIP BETWEEN LENDER AND BORROWER.
THIS PROVISION IS A MATERIAL
INDUCEMENT TO LENDER TO PROVIDE THE FINANCING DESCRIBED HEREIN OR IN THE OTHER
LOAN DOCUMENTS.
[SIGNATURE PAGE FOLLOWS - REMAINDER OF THIS PAGE INTENTIONALLY BLANK]
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IN WITNESS WHEREOF, the parties by their respective duly authorized officers or
other representatives have executed this Credit Agreement as of July 20, 2006
LEGACY MARKETING GROUP
R. Preston Pitts
R. Preston Pitts, President
WASHINGTON NATIONAL INSURANCE COMPANY
Ronald F. Ruhl
Ronald F. Ruhl, Executive Vice President
30