AND ANY CLAIMS
BETWEEN THE BORROWER OR THE LOAN PARTY, AS APPLICABLE, AND UBS FINANCIAL
SERVICES INC. OR ITS EMPLOYEES (WHETHER OR NOT THEY HAVE ACTED AS AGENTS OF THE
BANK) WILL BE ARBITRATED AS PROVIDED IN ANY AGREEMENT BETWEEN THE BORROWER OR
THE LOAN PARTY, AS APPLICABLE, AND UBS FINANCIAL SERVICES INC.
18)
STATE SPECIFIC PROVISIONS AND DISCLOSURES
A)
FOR RESIDENTS OF OHIO:
The Ohio laws against discrimination require that all creditors make credit
equally available to all creditworthy customers, and that credit reporting
agencies maintain separate credit histories on each individual upon request. The
Ohio civil rights commission administers compliance with this law.
B)
FOR RESIDENTS OF OREGON:
NOTICE TO BORROWER: DO NOT SIGN THIS AGREEMENT BEFORE YOU READ IT. THIS
AGREEMENT PROVIDES FOR THE PAYMENT OF A PENALTY IF YOU WISH TO REPAY A FIXED
RATE ADVANCE PRIOR TO THE DATE PROVIDED FOR REPAYMENT IN THE AGREEMENT.
C)
FOR RESIDENTS OF VERMONT:
NOTICE TO BORROWER: THE ADVANCES MADE UNDER THIS AGREEMENT ARE DEMAND LOANS AND
SO MAY BE COLLECTED BY THE LENDER AT ANY TIME. A NEW LOAN MUTUALLY AGREED UPON
AND SUBSEQUENTLY ISSUED MAY CARRY A HIGHER OR LOWER RATE OF INTEREST.
NOTICE TO JOINT BORROWER: YOUR SIGNATURE ON THE AGREEMENT MEANS THAT YOU ARE
EQUALLY LIABLE FOR REPAYMENT OF THIS LOAN. IF THE BORROWER DOES NOT PAY, THE
LENDER HAS A LEGAL RIGHT TO COLLECT FROM YOU.
D)
FOR RESIDENTS OF CALIFORNIA:
(I)
ANY PERSON, WHETHER MARRIED, UNMARRIED, OR SEPARATED, MAY APPLY FOR
SEPARATE CREDIT.
(II)
AS REQUIRED BY LAW, YOU ARE NOTIFIED THAT A NEGATIVE CREDIT REPORT
REFLECTING ON YOUR CREDIT RECORD MAY BE SUBMITTED TO A CREDIT REPORTING AGENCY
IF YOU FAIL TO FULFILL THE TERMS OF YOUR CREDIT OBLIGATIONS.
(III)
THE BORROWER WILL NOTIFY THE BANK, WITHIN A REASONABLE TIME, OF ANY
CHANGE IN THE BORROWER'S NAME, ADDRESS, OR EMPLOYMENT.
(IV)
THE BORROWER WILL NOT ATTEMPT TO OBTAIN ANY ADVANCE IF THE BORROWER
KNOWS THAT THE BORROWER'S CREDIT PRIVILEGES UNDER THE CREDIT LINE HAVE BEEN
TERMINATED OR SUSPENDED.
(V)
THE BORROWER WILL NOTIFY THE BANK BY TELEPHONE, TELEGRAPH, LETTER, OR
ANY OTHER REASONABLE MEANS THAT AN UNAUTHORIZED USE OF THE CREDIT LINE HAS
OCCURRED OR MAY OCCUR AS THE RESULT OF THE LOSS OR THEFT OF A CREDIT CARD OR
OTHER INSTRUMENT IDENTIFYING THE CREDIT LINE, WITHIN A REASONABLE TIME AFTER THE
9
[g361092ku01i001.jpg]
UBS Bank USA
Variable Credit Line Account Number (if applicable)
5V
57978
CP
Fixed Credit Line Account Number:
(if applicable)
5F
SS#/TIN
Internal Use Only
Credit Line Agreement
BORROWER'S DISCOVERY OF THE LOSS OR THEFT, AND WILL REASONABLY ASSIST THE BANK
IN DETERMINING THE FACTS AND CIRCUMSTANCES RELATING TO ANY UNAUTHORIZED USE OF
THE CREDIT LINE.
19)
ACCOUNT AGREEMENT
Each Loan Party acknowledges and agrees that this Agreement supplements their
account agreement(s) with the Securities Intermediary relating to the Collateral
Account and, if applicable, any related account management agreement(s) between
the Loan Party and the Securities Intermediary. In the event of a conflict
between the terms of