WILL
MAINTAIN BUSINESS INTERRUPTION INSURANCE PROVIDING COVERAGE CONSISTENT WITH THAT
IN PLACE ON THE CLOSING DATE. EACH CREDIT PARTY SHALL, PURSUANT TO ENDORSEMENTS
AND/OR ASSIGNMENTS IN FORM AND SUBSTANCE REASONABLY SATISFACTORY TO AGENT,
(I) CAUSE AGENT TO BE NAMED AS LENDER'S LOSS PAYEE IN THE CASE OF CASUALTY
INSURANCE, AND ASSIGNEE IN THE CASE OF ALL BUSINESS INTERRUPTION INSURANCE, IN
EACH CASE FOR THE BENEFIT OF AGENT AND LENDERS PROVIDED, THAT, IN THE EVENT THAT
NO DEFAULT OR EVENT OF DEFAULT HAS OCCURRED AND IS CONTINUING AND THAT NO
MANDATORY PREPAYMENT IS REQUIRED UNDER THE TERMS OF THIS AGREEMENT, AGENT SHALL
WITH REASONABLE PROMPTNESS RETURN ANY PROCEEDS SO RECEIVED BY AGENT TO THE
BORROWER, AND (II) CAUSE AGENT AND EACH LENDER TO BE NAMED AS ADDITIONAL
INSUREDS IN THE CASE OF ALL LIABILITY INSURANCE. IN THE EVENT ANY CREDIT PARTY
FAILS TO PROVIDE AGENT WITH EVIDENCE OF THE INSURANCE COVERAGE REQUIRED BY THIS
AGREEMENT, AGENT MAY PURCHASE INSURANCE AT SUCH CREDIT PARTY'S EXPENSE TO
PROTECT AGENT'S INTERESTS IN THE COLLATERAL. THIS INSURANCE MAY, BUT NEED NOT,
PROTECT SUCH CREDIT PARTY'S INTERESTS. THE COVERAGE PURCHASED BY AGENT MAY NOT
PAY ANY CLAIM MADE BY SUCH CREDIT PARTY OR ANY CLAIM THAT IS MADE AGAINST SUCH
CREDIT PARTY IN CONNECTION WITH THE COLLATERAL. SUCH CREDIT PARTY MAY LATER
CANCEL ANY INSURANCE PURCHASED BY AGENT, BUT ONLY AFTER PROVIDING AGENT WITH
EVIDENCE THAT SUCH CREDIT PARTY HAS OBTAINED INSURANCE AS REQUIRED BY THIS
AGREEMENT. IF AGENT PURCHASES INSURANCE FOR THE COLLATERAL, SUCH CREDIT PARTY
WILL BE RESPONSIBLE FOR THE COSTS OF THAT INSURANCE, INCLUDING INTEREST AND
OTHER CHARGES IMPOSED BY AGENT IN CONNECTION WITH THE PLACEMENT OF THE
INSURANCE, UNTIL THE EFFECTIVE DATE OF THE CANCELLATION OR EXPIRATION OF THE
INSURANCE. THE COSTS OF THE INSURANCE MAY BE ADDED TO THE OBLIGATIONS. THE COSTS
OF THE INSURANCE MAY BE MORE THAN THE COST OF INSURANCE SUCH CREDIT PARTY IS
ABLE TO OBTAIN ON ITS OWN.
4.3.
FIELD EXAMINATION; FIXED ASSET APPRAISAL;
LENDER MEETING. EACH CREDIT PARTY SHALL PERMIT ANY AUTHORIZED REPRESENTATIVES OF
AGENT TO CONDUCT A FIELD EXAMINATION OF ANY OF THE PROPERTIES OF SUCH CREDIT
PARTY AND ITS SUBSIDIARIES, INCLUDING ITS AND THEIR FINANCIAL AND ACCOUNTING
RECORDS, AND TO MAKE COPIES AND TAKE EXTRACTS THEREFROM, AND TO DISCUSS ITS AND
THEIR AFFAIRS, FINANCES AND BUSINESS WITH ITS AND THEIR OFFICERS AND CERTIFIED
PUBLIC ACCOUNTANTS, AT SUCH REASONABLE TIMES DURING NORMAL BUSINESS HOURS AND AS
OFTEN AS MAY BE REASONABLY REQUESTED (A "FIELD EXAMINATION").REPRESENTATIVES OF
EACH LENDER WILL BE PERMITTED TO ACCOMPANY REPRESENTATIVES OF AGENT DURING EACH
FIELD EXAMINATION AT SUCH LENDER'S EXPENSE. IN ADDITION TO THE FOREGOING, EACH
CREDIT PARTY SHALL PERMIT ANY AUTHORIZED REPRESENTATIVES OF AGENT TO CONDUCT
FIXED ASSET APPRAISALS SUBJECT TO AND UPON THE TERMS AND CONDITIONS SET FORTH IN
SECTION 6.2(G) HEREOF. IN ADDITION TO THE FOREGOING, EACH CREDIT PARTY WILL
PARTICIPATE AND WILL CAUSE KEY MANAGEMENT PERSONNEL OF EACH CREDIT PARTY AND ITS
SUBSIDIARIES TO PARTICIPATE IN A MEETING WITH AGENT AND LENDERS AT LEAST ONCE
DURING