ADMINISTRATOR, OR IF NO SUCH ADDRESS HAS BEEN FILED, THEN AT HIS LAST
ADDRESS AS INDICATED ON THE CORPORATION'S RECORDS, SHALL BE BINDING ON SUCH
PARTICIPANT FOR ALL PURPOSES OF THE PLAN, AND NEITHER THE PLAN ADMINISTRATOR,
THE CORPORATION NOR ANY OTHER PAYER SHALL BE OBLIGED TO SEARCH FOR OR ASCERTAIN
THE LOCATION OF ANY SUCH PARTICIPANT.
IF THE CORPORATION AND THE PLAN
ADMINISTRATOR ARE UNABLE TO LOCATE A PARTICIPANT OR ANOTHER PERSON OR ENTITY TO
WHOM PAYMENT IS DUE UNDER THIS PLAN, IN ORDER TO MAKE A DISTRIBUTION TO SUCH
PERSON OR ENTITY, THE AMOUNT OF THE PARTICIPANT'S BENEFITS UNDER THE PLAN THAT
WOULD OTHERWISE BE CONSIDERED AS NONFORFEITABLE SHALL BE FORFEITED EFFECTIVE
FOUR (4) YEARS AFTER (I) THE LAST DATE A PAYMENT OF SAID BENEFIT WAS MADE, IF AT
LEAST ONE SUCH PAYMENT WAS MADE, OR (II) THE FIRST DATE A PAYMENT OF SAID
BENEFIT WAS DIRECTED TO BE MADE BY THE PLAN ADMINISTRATOR PURSUANT TO THE TERMS
OF THE PLAN, IF NO PAYMENTS HAVE BEEN MADE.
IF SUCH PERSON IS LOCATED AFTER THE
DATE OF SUCH FORFEITURE, THE BENEFITS FOR SUCH PARTICIPANT OR BENEFICIARY SHALL
NOT BE REINSTATED HEREUNDER.
13.5
NOTICES.
EACH PARTICIPANT SHALL FURNISH TO THE PLAN ADMINISTRATOR
ANY INFORMATION THE PLAN ADMINISTRATOR DEEMS NECESSARY FOR PURPOSES OF
ADMINISTERING THE PLAN, AND THE PAYMENT PROVISIONS OF THE PLAN ARE CONDITIONAL
UPON THE PARTICIPANT FURNISHING PROMPTLY SUCH TRUE AND COMPLETE INFORMATION AS
THE PLAN ADMINISTRATOR MAY REQUEST.
EACH PARTICIPANT SHALL SUBMIT PROOF OF HIS
AGE WHEN REQUIRED BY THE PLAN ADMINISTRATOR.
THE PLAN ADMINISTRATOR SHALL, IF
SUCH PROOF OF AGE IS NOT SUBMITTED AS REQUIRED, USE SUCH INFORMATION AS IS
DEEMED BY IT TO BE RELIABLE, REGARDLESS OF THE LACK OF PROOF, OR THE
MISSTATEMENT OF THE AGE OF INDIVIDUALS ENTITLED TO BENEFITS.
ANY NOTICE OR
INFORMATION WHICH, ACCORDING TO THE TERMS OF THE PLAN OR REQUIREMENTS OF THE
PLAN ADMINISTRATOR, MUST BE FILED WITH THE PLAN ADMINISTRATOR, SHALL BE DEEMED
SO FILED IF ADDRESSED AND EITHER DELIVERED IN PERSON OR MAILED TO AND RECEIVED
BY THE PLAN ADMINISTRATOR, IN CARE OF THE CORPORATION AT:
Schweitzer-Mauduit International, Inc.
100 North Point Center East
Suite 600
Alpharetta, Georgia 30022
Attention: Human Resources Committee
13.6
DESIGNATION OF BENEFICIARY.
EACH PARTICIPANT SHALL DESIGNATE, BY
NAME, ON BENEFICIARY DESIGNATION FORMS PROVIDED BY THE PLAN ADMINISTRATOR, THE
BENEFICIARY(IES) WHO SHALL RECEIVE ANY BENEFITS WHICH MIGHT BE PAYABLE AFTER
SUCH PARTICIPANT'S DEATH.
A BENEFICIARY DESIGNATION MAY BE CHANGED OR REVOKED
WITHOUT SUCH BENEFICIARY'S CONSENT AT ANY TIME OR FROM TIME TO TIME IN THE
MANNER AS PROVIDED BY THE PLAN ADMINISTRATOR, AND THE PLAN ADMINISTRATOR SHALL
HAVE NO DUTY TO NOTIFY ANY INDIVIDUAL OR ENTITY DESIGNATED AS A BENEFICIARY OF
ANY CHANGE IN SUCH DESIGNATION WHICH MIGHT AFFECT SUCH INDIVIDUAL OR ENTITY'S
PRESENT OR FUTURE RIGHTS.
IF THE DESIGNATED BENEFICIARY DOES NOT SURVIVE THE
PARTICIPANT, ALL AMOUNTS THAT WOULD HAVE BEEN PAID TO SUCH DECEASED BENEFICIARY
SHALL BE PAID TO THE PARTICIPANT OR TO HIS ESTATE.
13.6.1
No Participant shall designate more