Abstract:
A financial funding system facilitates internet funding by a parent of a plurality of financial accounts that are set up for a student at a university. Preferably, the accounts correspond to expense items at the university such as tuition, bookstore, meals, and the like. A client presentation layer communicates with the parent and student, a security layer authenticates users, a business logic layer manages the accounts, a data layer stores information about the parent, student, the accounts and records transfers. An internet payment engine transfers funds. Methods include receiving communications from the parent or student, authenticating registered users, providing access to the plurality of accounts by the parent to fund same and by the student to pay corresponding expense items of the university, transferring funds such as with an internet payment engine, maintaining and updating the accounts, issuing email notification of the transfer of funds, and funding of multiple students at multiple universities.

Description:
CROSS-REFERENCE TO RELATED APPLICATION  
       [0001]     This patent application is a non-provisional application of U.S. provisional patent application Ser. No. 60/336,228, filed on Nov. 2, 2001. 
     
    
     BACKGROUND OF THE INVENTION  
       [0002]     The present invention relates generally to online fund transfer and payment services and, more particularly, to systems and methods that utilize an internet payment engine and corresponding portal to enable funders to have greater flexibility and control over the funding of financial accounts and the payment of financial obligations.  
         [0003]     Provision of financial services to students at universities affects three core constituencies: 1. the university, including its staff, 2. the students and 3. the parents, relatives, guardians or others (hereinafter “parents” or “funder”) that are providing part or all of the funding for any student&#39;s education. Each constituency has unique, but complementary needs. For example, university administrators face the most complex challenges of these three constituencies due to their need to facilitate funds transfers from parents to students and manage payment processing for core, non-academic services. They further need to manage and reconcile these fund transfers and receivables accounts. Still further, they need to facilitate access to on campus financial services for their students.  
         [0004]     The universities are presented with payment processing challenges due to acceptance of funds into and tracking university “declining balance” and/or credit programs. These consume significant time and administrative resources throughout the university. A variety of university departments have separate processes and systems to meet similar account funding needs including, among others, tuition, boarding, food services, bookstores, athletic activities, financial services, and the like.  
         [0005]     The universities are also presented with account management challenges. Among others, the university must manage the paper trail left behind by checks and credit card payments made on behalf of thousands of students throughout the year. The universities must further integrate and balance deferring programs and accounts. Still further, the universities must reconcile multiple independent accounts, payment systems and procedures.  
         [0006]     The universities also face on-campus financial services challenges. Although universities are not generally in the banking business, university personnel often wish to assist students with accessing financial services. In particular, students arriving on campus for the first time often have little financial experience. Most do not have a bank account or ready access to cash or depository services.  
         [0007]     In view of the foregoing, universities and colleges need assistance in organizing, funding and managing the range of campus programs funded by parents and students throughout the year. Universities can benefit from all components of the system of the present invention.  
         [0008]     Students, the second core university constituency, typically do not have established banking patterns or relationships. Most current students are highly active in electronic commerce and/or the internet. While many current students do not have experience with financial services, such students would be more likely to accept widespread automated teller machine card and credit card usage. Current students who are in need of a banking account and/or relationship, are less likely to select their bank on location and are likely to utilize internet banking, including direct deposits and withdrawals.  
         [0009]     Parents face several challenges in providing for the day-to-day financial needs of college students. Many students are away from home for the first time, but will remain financially dependent on their parents. As a result, parents need to quickly and easily provide spending money, allowances, pay for tuition, pay for books and supplies, fund meal plans and various other accounts. Often, universities may define sub-accounts for the various expenses that may be encountered or anticipated. Many parents also wish to know that funds provided for such specific needs are actually used for their intended purpose, and that the necessary payments have, in fact, been made.  
         [0010]     It is a general object of the present invention to provide systems and methods that utilize an internet payment engine and a corresponding portal to enable funders to have greater flexibility and control over the funding of financial accounts and the payment of financial obligations, such as in a university environment.  
         [0011]     Another object of the present invention is to provide a system and methods of online funding for the financial needs of university students.  
         [0012]     Yet another object of the present invention is to provide a system and methods to reduce the time and resources required by a university to manage, process and track the financial transactions of the university students.  
         [0013]     A further object of the present invention is to provide a system and methods of providing financial services to university students via electronic commerce and the internet.  
         [0014]     A still further object of the present invention is to provide a system and methods for parents to conveniently fund the financial needs of students and to track financial transactions so that the parents can determine that the funds were used for the intended purposes.  
         [0015]     Another object of the present invention is to provide a system and methods to enable parents to conveniently fund the financial needs of multiple students that may be enrolled in different universities.  
       SUMMARY OF THE INVENTION  
       [0016]     The systems and methods of the present invention are concerned with providing unique financial services for university communities, and are particularly applicable to financial accounts for university students that are directly or indirectly set up by the university. These systems and methods provide online funding of various expense items associated with a university, such as meal plans, bookstores, tuition, activities, personal expenses and other university programs. Preferably, a plurality of financial accounts are set up, one for each anticipated expense item. Parents can fund the accounts via the internet and students can issue payments from the accounts via the internet. These systems and methods thus provide financial services to three core university constituencies, including university administration and staff, the students and the parents.  
         [0017]     The financial funding system includes a client presentation layer that communicates with the parents and the students and that provides appropriate screens for each step of the funding or payment processes. A security layer authenticates the parents and students as registered users of the system. A business logic layer manages the accounts and permits parents to add funds to selected accounts and permits students to make payments from the funded accounts. An internet payment engine electronically transfers funds into the accounts and transfers payments out of the accounts. A data layer stores information about the registered parents and registered students, keeps records of the accounts and any transfers of funds to or from the accounts, and may also store preference and configuration information. A notification layer may issue emails concerning any transfer of funds, such as to the parents and/or students.  
         [0018]     The methods include receiving internet communications from the parents and students, authenticating the parents and students as authorized users of the system, providing access to a plurality of financial accounts for each student, receiving authorization for amounts to be transferred into or out of selected ones of the plurality of financial accounts, and transferring funds into or out of the selected accounts. The methods also include storing information about registered parents and students, keeping records of any fund transfers into or out of the accounts, setting up the accounts to fund corresponding expense items of the university, issuing email confirmations of any transactions to the parents and/or the students, maintaining and updating the financial accounts and using an internet payment engine to transfer the funds to or from the accounts. Yet another method concerns funding of multiple students enrolled at different universities. 
     
    
     BRIEF DESCRIPTION OF THE DRAWINGS  
       [0019]     The features of the present invention which are believed to be novel are set forth with particularity in the appended claims. The invention, together with the further objects and advantages thereof, may best be understood by reference to the following description taken in conjunction with the accompanying drawings, in the several figures in which like reference numerals identify like elements, and in which:  
         [0020]      FIG. 1  is diagrammatic view of the architecture of a system in accordance with the present invention;  
         [0021]      FIG. 2  is a diagram further illustrating the design of the system in  FIG. 1 , including the interrelationships between the various parties.  
         [0022]      FIG. 3  is a flow chart of the typical steps or methods employed by the system of  FIGS. 1 and 2  when a parent accesses, funds or monitors the financial accounts of a student.  
         [0023]      FIG. 4 . is a flow chart of the typical steps or methods employed by the system of  FIGS. 1 and 2  when a student accesses, issues payments or monitors his/her financial accounts.  
         [0024]      FIG. 5  is a representative account statement that may be issued to a parent and/or student, such as by email, for one or more students.  
         [0025]      FIG. 6  is a flow chart of the typical steps or methods employed by the system of  FIGS. 1 and 2  when an authorized university administrator or staff member accesses, monitors and/or updates financial accounts. 
     
    
     DESCRIPTION OF THE PREFERRED EMBODIMENTS  
       [0026]     The systems and methods of the present invention are concerned with providing unique financial service needs for university communities, and are particularly applicable to financial accounts for university students that are directly or indirectly set up by the university. These systems and methods provide online funding of a student&#39;s university meal plans, bookstores, tuition, activities, personal expenses and other university programs. They further provides online student banking accounts with access to campus automated teller machines. Funding parties can fund the student bank accounts, such as by parents. These systems and methods thus provide financial services to three core university constituencies, including university administration and staff, students and parents. While parents might not normally be thought of as a university constituency, parents usually provide partial or total financial support for most students. Thus, for at least these purposes, parents are considered a constituency of the university. Each constituency has unique, but complementary needs, which are integrated into the program design.  
         [0027]     With respect to these three core university constituents, the present invention satisfies the needs of all parties. Fast and automatic deposits may be made into multiple accounts without the need for intervention by the university administration or staff. Daily electronic feeds track deposits by student account type. The present invention significantly reduces reconciliation and account balancing work. Further, it facilitates automatic year end balance refunds. As will be appreciated by those skilled in the art, this translates into reduced administrative burdens for the university staff.  
         [0028]     With respect to the students, the present invention permits students to have the ability to bank online and to have accounts funded by parents from their home locations. These campus accounts and automated teller machine cards can be funded more easily and quickly by parents by facilitating the transfer of funds from a computer located within the parent&#39;s home. Parents are thus enabled to fund specific student and/or university accounts online at their convenience. Transfers are fast, accurate and can be done through automated clearing house (ACH), credit card or other funding methods. The parents are assured that the funds will be used for their intended purposes.  
         [0029]     Regarding the functionality of transfers and transactions, the present invention enables individuals to fund multiple, pre-defined individual and university accounts. Funding methods include any available, such as credit cards, ACH, electronic funds transfer (EFT), wire and other available funding methods. Transfers are preferably conducted online. As a backup, telephone transfers can be accepted.  
         [0030]     Each transaction can be confirmed through messaging, as desired. As an example, individual electronic mail (email) messages confirming each transaction can be sent to both the parent/funder and to the student. Each such communication can detail the total amount transferred, the amount applied to each account, the date, time, and funding method for the transaction, and the remaining balances.  
         [0031]     The systems and methods of the present invention include several website interfaces including a funder&#39;s portal on the front-end and an internet payment engine on the back-end. Further included are administrative interfaces.  
         [0032]     The funder&#39;s portal permits funders to fund recipient&#39;s financial accounts or accounts of the university, including declining balance and credit accounts. Without limitation, a funder is understood to be a person, whether natural or juristic, who uses the system of the present invention to transfer funds to recipient(s), and more specifically to particular, established accounts of those recipients. Also without limitation, a recipient is understood to be a person who can receive funds through the service provided by the provider of these systems and methods and receives funds from one or more funders. An organization is one that has established financial accounts with recipients and that desires to ease its administrative burden related to those accounts by offering the services provided by a provider of financial services. An administrator is an employee, consultant or other person affiliated in some respect with the organization.  
         [0033]     In a university setting of the type to which the present invention has particular applicability, a funder will usually be a parent, close relative or friend of a student attending a university. A recipient will ordinarily be a student who shall have established one or more accounts offered through the university, including a general banking or financial account (e.g. checking and/or savings account). The organization will be the university having several financial accounts with a financial institution, including general checking and savings accounts, meal plan accounts, tuition accounts, athletic fee accounts, bookstore accounts, financial aid accounts, and the like. The administrator is an employee of a university who manages student accounts payable information at the university.  
         [0034]     The funder&#39;s portal will allow funders to fund student&#39;s debit cards and to pay for student&#39;s specific school expenses, such as tuition, meal plan, athletic and student store accounts, and the like, over the internet. The internet payment engine will provide the vehicle for permitting funds to be transferred or credited into these particular accounts from the funder&#39;s selected account. The administrative interfaces will allow financial institution and university staff to perform simple administrative and reporting tasks.  
         [0035]      FIG. 1  illustrates a global view of a system, generally designated  40 , in accordance with the present invention, including the system architecture that may be implemented in order to provide the desired functionality. It will be understood that  FIG. 1  is representative of only one such system architecture or embodiment, albeit the preferred embodiment. Funders  50  may have access to system  40  through standard web browsers, such as from a computer at their home or place of business. In the university setting, the funders will typically be parents, relatives or friends of students attending the university.  
         [0036]     System users  52 , including the provider of the system and the organization that offers access of this system to users, such as students at a university. The provider of the system will ordinarily be a financial institution and the organization that offers access to the system will ordinarily be a university or other organization having multiple financial accounts. Reference numeral  54  refers to external system scripts and programmatic access to the system. This includes internet scripts and access into the system. System access is preferably obtained via a secured HTTP internet interface  55 .  
         [0037]     A client presentation layer, generally designated  56 , is template driven, private labeled and branded according to the desires of the provider of the system. A funder&#39;s interface  58  may be a webpage interface for the funders at the client presentation layer  56 . An organization/university administrative interface  60  is also included at the client presentation layer for accessing the system  40  by authorized university personnel, such as administrative and staff personnel. Further included at that layer is the financial institution administrative interface  62  for accessing system  40  by the personnel of a financial institution, such as a bank, that sets up and maintains the various accounts.  
         [0038]     A security layer, generally designated  64 , is further included within the system architecture illustrated in  FIG. 1 . Security layer  64  includes an authentication process  65  that authenticates that each user of system  40 . For example, authentication process  64  determines whether funders, administrators, students or other authorized users are in the proper interface  58 ,  60 , or  62 . Authentication process  65  also validates entitlement to data streamed to that user. It further ensures the integrity, validity and authenticity of all data transmitted into system  40 .  
         [0039]     A business logic layer, generally designated  66 , includes reporting  68  and funds management  70 . Both are linked to an internet payment engine  72 . Funds management  70  initiates transactions and provides transaction histories and the like. Within business logic layer  66 , end user account management  74  and communication  76  are further shown. These blocks represent the functionality of reporting and statementing conducted by the system  40 . The end user account management block  74  represents the management of end user accounts and ensures the integrity of the user database.  
         [0040]     Blocks  74  and  76  are linked to the data layer, generally designated  78 , that includes relational databases for funders  80 , for students  82 , for accounts  84 , for transfers  86 , for configuration  88 , and for user preferences  90 . The transfers database  86  relates to transfers between accounts for particular funders and recipients.  
         [0041]     A notification layer  92  representing electronic mail communication, external uniform resource locator (URL) communication, and the like, identifies those processes wherein the student and/or parent receives emails upon completion of a transaction. It further represents the reports that are generated and delivered to the appropriate administrator of the program for the organization and to the appropriate funder for each transaction, as desired. This reporting is completed automatically upon completion o of a transaction. Communication through notification layer  92  is preferably directed in a single direction only. In that regard, all communication into the system data layer  78  preferably passes through security layer  64 . All incoming traffic preferably passes through the client presentation layer  56  and the security layer  64 .  
         [0042]     The preferred hardware used to implement the present invention may be a three-server configuration, including a web/application server, a database server, and a backup web/application/database server. The database server, is preferably controlled by software that provides real-time synchronization of data between the primary database server and the backup database server. This allows for instant and seamless restoration of service in the event of an outage on the primary database server. Under such circumstances, backup is provided and there is not any serious risk of data loss. An appropriate internet payment engine  72  also needs to be implemented with the architecture, as shown in  FIG. 1 , and may be provided by a third party vendor.  
         [0043]      FIG. 2  illustrates a hub-and-spoke conceptual design of the system in accordance with the present invention. The system itself is identified by reference numeral  100 . Funders are identified by block  102  and are shown to register, log in, initiate transfers and otherwise communicate with system  100 . The recipients, or students, identified by block  104 , are able to register, log in, initiate payments from various funded accounts, and otherwise communicate with system  100 . A financial institution is represented by block  106  and is shown to monitor accounts and update them, as necessary. The financial institution  106  further reports on the accounts and adds and deletes organizations and accounts set up for the same, as necessary. Block  108  represents a participating organization, such as a university, that monitors and balances accounts. The university  108  may issue reports, update accounts and provide certain functionality with respect thereto.  
         [0044]     Block  110  in  FIG. 2  represents an internet payment engine that carries out the fund transferring functions of the system of the present invention. This system is designed to be a unified system that will serve the financial needs of these end-users in a consistent and efficient manner. For example, this system will preferably keep a running total of the funded dollar amounts from parents  102  to be added to all accounts, including specific sub-accounts, for each student  104 , and a running total of the transferred dollar amounts to be deducted from the appropriate accounts or sub-accounts for each student  104 , the amounts to be debited or credited to each personal financial institution  106  account, and the payments to be credited to the various accounts at the universities  108 .  
         [0045]      FIG. 3  illustrates the methods and procedures for transferring funds from a funder&#39;s account to an account or accounts for one or more students that the funder desires to fund. Similar methods may also be used for transferring funds from a funder&#39;s account to the accounts of an organization, such as a university. A valid funder starts at block  120  by logging onto the system. Logging on may be accomplished by first logging onto the homepage of the appropriate university, the homepage of the affiliated financial institution  108  ( FIG. 2 ), the homepage of the organization that develops and markets the system (such as www.CampusMate.com) or by using any other URL that has access to the desired account information. If the system does not recognize the internet address of the funder&#39;s computer, as at block  122 , the system may request that the funder register on the system. This is done, for example at block  124  by entering a name and an email address. Preferably, the funder&#39;s email address may also serve as the funder&#39;s name in the default mode. The funder may be requested to agree to the terms associated with using the system. Upon agreement, the funder may be assigned a temporary password, with a permanent password to be sent to the funder at a later time such as by email.  
         [0046]     If the funder is already a registered user of the system, the funder may be requested to enter certain information such as the user&#39;s email address and/or a password, as at block  126 . Since the system facilitates financial transactions, at least a password is ordinarily required. If the funder has more than one student at different universities, the funder may be requested to select a university at block  128 . If the funder logged on at a specific university, that university may be used as the default choice. A pull-down menu that has a listing of all the participating universities may accomplish this, for instance. Alternatively, the system upon registration of the funder, may list the students previously associated with the funder during a prior registration and request that the funder select one of the students, such as by a pull down menu or any other suitable means. However, if the funder is new to the system, he/she may be prompted at block  130  to enter the appropriate student information, as at block  132 . Thereafter, blocks  130  and  132  may be bypassed unless the funder seeks to add new student information to the system. Upon selection of a university, the system will preferably display the students and accounts associated with any particular funder.  
         [0047]     Each participating university preferably has its own landing page hosted at a particular landing page URL web address. Popup windows, hyperlinks and the like will permit a funder to initiate fund transfers to a student&#39;s general account or accounts that are set up for the student&#39;s participation in certain school programs. The funder may choose to have control over how his/her money is used by funding the appropriate sub-accounts with fund transfers in the appropriate or recommended amounts.  
         [0048]     The system may then prompt the funder to select a student, as at block  134 . The system may recall the student&#39;s account number, or request that the funder enter the account number as a further security measure. If further security is desired, the system may also employ personal identification numbers (PINs). The system may present choices to the funder, such as to fund accounts at block  136 , to view accounts at block  138 , or others. If the funder selects to fund the accounts at block  136 , a plurality of different accounts or sub-accounts may be displayed. Also preferably displayed are current balances in each account, such as in the sub-accounts identified in blocks  140 - 148 . It will be understood that the number of sub-accounts and the identity of the sub-accounts may be selected or suggested by each university and therefore may differ from university to university. Some flexibility may also be given to funders to set up certain accounts, such as the personal account  144 , which may be used to cover incidental expenses, entertainment, and the like for the student. For example, additional accounts could also be added for dormitory expenses, for laboratory expenses for those courses with laboratory fees, for vehicle permits and/or parking, and the like.  
         [0049]     As indicated at block  160 , after accessing the plurality of sub-accounts  140 - 148 , the funder can select one or more of the accounts for adding funds. The funder will be requested to enter an amount to be added to each selected fund. After entering the amounts of funds, as at block  150 , the funder will need to enter a payment method, which may include a transfer from an identified bank account, a debit to a debit card, or the like. Such funding preferences may have been set up in a prior registration. The funder may then be prompted to confirm the funding entries for the various accounts before selecting to activate the funds transfer process, such as by clicking a “send” button. Prior to completing the transaction, funder may alter previous choices or entered amounts, and the system may prompt the funder to change entries that appear to be erroneous. The system may also be set up to enable the funder to designate a recurring scheme of funding in which the funds are transferred at a particular time at regular, and/or preselected, intervals, such as weekly, monthly or on a particular day of a given week or month. Any available recurring scheme could then be selected.  
         [0050]     Following completion of the funding steps at block  150 , the funder may be invited to send an email to the student, as indicated at block  158 . Typically, this messaging option is used to notify the student that additional funds have been transferred to specific accounts, the amount of new funding for each account and the new balance in each account. Other messages may be added to this account information. However, if a message is not elected at block  154 , the system will provide a default email message to the funder and the student to confirm the funding transaction and to provide the new balances in the respective accounts, as indicated in block  158 .  
         [0051]     Prior to ending the funding process, the funder may be prompted at block  154  concerning additional accounts. Typically, this would be for another student who may be at the same university or another university. If another account is selected the process continues, as by returning the funder via line  156  to block  128 .  
         [0052]     If the funder previously elected to view the accounts, as at block  138 , the funder will ordinarily be requested to enter a range of dates, such as a starting and ending date, as shown in block  162 . Alternately, the funder may select the past month, the past 100 days or the like. For example, entry of specific date ranges can be accomplished by typing the starting and ending dates into appropriate fields, or alternately using pop-up monthly calendars having date cells that may be selected. The user then clicks the desired dates on the monthly calendars to populate the start/end date fields. The funder may be able to filter the information, as indicated at block  166 , such as by selecting or deselecting certain fields of information. The system then displays the account information in the format chosen and for the selected time period, as indicated at block  166 . For example, account information may be displayed in the format shown in  FIG. 5 . While electronic transfers of funds within this system may be nearly instantaneous, other transfers, such as from a funder&#39;s account into accounts within the system, such as to sub-accounts  140 - 148 , may take a matter of days in some instances. The displayed account information shown in  FIG. 5  may therefore contain another field, such as status, to indicate if a previous transaction is pending, completed, denied or the like.  
         [0053]     When the funder finishes viewing the selected transactions, he/she may elect to view other student accounts at block  168 , such as by returning via line  170  to block  128 . While the fund accounts  136  and the view accounts  138  steps in the example of  FIG. 3  are shown separately with returns to block  128 , other means of alternating between these functions may be utilized. For example, the internet pages associated with these steps may have tabs, buttons, directories or the like, that may be actuated to immediately transfer from one step to the next desired step without routing back through block  128 . Similar functionality may be also be implemented for other blocks shown in  FIG. 3 .  
         [0054]      FIG. 4  illustrates the methods and procedures that a student utilizes to issue payments, or to otherwise transfer funds, from the funded accounts. Corresponding reference numerals to those in  FIG. 3  are used in  FIG. 4  for corresponding steps. For example, the start block  120  in  FIG. 3  corresponds in general functionality to the start block  220  in  FIG. 4 . Note that accounts  140 - 148  are numbered identically in  FIGS. 3 and 4  since these are the same accounts in both Figures. Because many steps are so similar and for the same purposes, the above descriptions of the various blocks for  FIG. 3  will be incorporated by reference for  FIG. 4 .  
         [0055]     Some of the more significant differences in the flow chart of  FIG. 4 , as compared to  FIG. 3 , will be presented. For example, the use of the system by the student in  FIG. 4  may be expected to be primarily to issue payments, to transfer funds, or to withdraw funds from the respective accounts, instead of funding the accounts as by the funder in  FIG. 3 . The select university block  228  will be bypassed by many students logging onto a university page because the participating university is already selected by default. Another important difference between the flow charts of  FIGS. 3 and 4  is that the fund accounts block  136  in  FIG. 3  now best corresponds to the pay accounts block  235  in  FIG. 4 . This enables students to access accounts  140 - 148  to pay expenses at the university from any of the plurality of accounts. Accordingly, block  251  requires the student to enter the amount of desired payment from each account  140 - 148 . Ordinarily, the method of payment would be by transfer of funds from one or more of accounts  140 - 148 , but other payment methods may also be implemented such as from a debit card, or the like, that may be associated with accounts  140 - 148  or from a separate account, such as at an affiliated bank.  
         [0056]     Another difference between  FIGS. 3 and 4  is that there is no block in  FIG. 4  that corresponds to block  152  in  FIG. 3  where the funder can send a message to the student after transferring funds into one or more of the accounts  140 - 148 . Also, decision block  254  may return to the account information by line  257 , compared to block  154  in  FIG. 3  returning to block  128 . This is because the student only has access to his/her accounts, as compared to a funder that may have access to the accounts of more than one student. Similarly, decision block  268  in  FIG. 4  may return to the account information by line  271 , compared to decision block  168  returning to block  128  in  FIG. 3 .  
         [0057]     While  FIGS. 3 and 4  illustrate preferred methods of practicing the present invention, it will be appreciated from the foregoing description that many variations of these methods may be implemented while retaining the benefits of the invention. For example, the sequence of certain blocks may be changed, new blocks representing new steps may be added, the functions of some blocks may be combined, and/or some blocks may be deleted. As one example, blocks  130  and  132  for entering new accounts and other new student information might be combined with the other initial registration steps in blocks  122  and  124 .  
         [0058]     A typical flow chart for a university is illustrated in  FIG. 6 . An authorized administrator or staff member of the university gains access to the system by entering an email address and a password, as at block  302 . The university administrator then gains access to a plurality of functions or operations, such as those shown in blocks  304 - 316 . The administrator may be able to update the financial reports at block  304 , balance the financial reports at block  306 , download the financial reports at block  308  and monitor the reports at block  312 . These activities may be done on a daily basis, a weekly basis, a monthly basis, and/or all of the above, as desired. Of course, the university could delegate some or all of these tasks to the financial institution, or an accounting firm, as desired. Any of the reports may be printed at block  310 . The university may also issue notices of fees due, such as for tuition or other fees, at periodic interval, as indicated in block  314 . At the end of the current term, semester or school year, the university may refund the amounts remaining in the accounts, such as in sub-accounts  140 - 148 . Otherwise, the students may be permitted to transfer the remaining balances back to the funder&#39;s account.  
         [0059]     The financial institution will typically set up and maintain the plurality of financial accounts for each student. Debit cards, credit cards, or the like, may also be issued by the financial institution to provide student access to automated teller machines (ATMs) on the campus of the university for the financial convenience of the students. For example, students may be able to withdraw funds from a personal account, such as block  144  in  FIG. 3 , for day-to-day expenses.  
         [0060]     While the present invention is described as being applicable to a university or college environment, and while it is well-suited for use in that application, it will be appreciated that it is not limited to such use and has more widespread application.  
         [0061]     While particular embodiments of the invention have been shown and described, it will be obvious to those skilled in the art that changes and modifications may be made therein without departing from the invention in its broader aspects.  
       REFERENCE TO A COMPUTER PROGRAM LISTING APPENDIX  
       [0062]     Applicant hereby incorporates by reference the material on a compact disk; two copies of which are filed herewith. This incorporation by reference is made under 37 C.F.R. 1.52(e)(5). The files on each compact disk are specified below:  
                                                     Name   Modified   Size                                act_ExpireSession.cfm   6/27/2002 1:30 PM   1,492       act_GetAccountNumber.cfm   6/19/2002 10:46 AM   597       act_JWUStudentDatabaseRe . . .    8/21/2002 9:49 AM   2,372       act —     9/3/2002 1:48 PM   2,389       LyonsRoutingNumberRe . . .        act_PickYourSchool.cfm   6/19/2002 3:27 PM   1,136       act_SaveSession.cfm   6/19/2002 10:46 AM   1,253       act_SendMail.cfm   7/19/2002 2:26 PM   5,835       dsp_128bitEncrypt.cfm   6/19/2002 10:46 AM   1,272       dsp_About.cfm   6/19/2002 10:46 AM   1,766       dsp_CampusMateHome.cfm   7/19/2002 8:28 AM   9,111       dsp_CookiesAreRequired.cfm   6/19/2002 10:46 AM   1,161       dsp_FAQ.cfm   7/16/2002 8:26 AM   22,867       dsp_FormErrors.cfm   7/8/2002 12:52 PM   1,390       dsp_InvalidSectionError.cfm   6/19/2002 10:46 AM   541       dsp_JavaScriptDisabled.cfm   6/19/2002 10:46 AM   1,107       dsp_JWUFAQ.cfm   7/24/2002 4:50 PM   30,286       dsp_NotFound.cfm   6/19/2002 10:46 AM   1,394       dsp_PickYourSchool.cfm   6/19/2002 10:46 AM   2,706       dsp_PressRelease1.cfm   6/19/2002 10:46 AM   6,334       dsp_PressRelease2.cfm   6/19/2002 10:46 AM   2,739       dsp_PressRelease3.cfm   6/19/2002 10:46 AM   4,769       dsp_PressReleaseDetails.cfm   7/7/2002 8:32 AM   2,257       dsp_PressReleases.cfm   7/7/2002 8:31 AM   3,197       dsp_PrivacyPolicy.cfm   6/19/2002 10:46 AM   6,000       dsp_SchoolLanding.cfm   7/24/2002 4:50 PM   5,226       dsp_ServerError.cfm   6/19/2002 10:46 AM   1,234       dsp_SessionTimedOutError . . .    6/19/2002 10:46 AM   576       dsp_TuitionFAQ.cfm   6/25/2002 4:36 PM   1,291       fbx_Circuits.cfm   9/9/2002 2:11 PM   1,049       fbx_Errors.cfm   7/22/2002 9:16 AM   1,710       fbx_fusebox30_CF50_nix.cfm   6/19/2002 10:46 AM   21,182       act_AuthenticateUser.cfm   7/11/2002 7:21 PM   1,738       act_CheckLoginVars.cfm   7/11/2002 7:21 PM   2,291       act_DownloadFile.cfm   7/11/2002 7:21 PM   178       act_InitializeSession.cfm   7/11/2002 7:21 PM   2,085       act_Logout.cfm   7/11/2002 7:21 PM   294       act_RetrieveACHCreditsFileI . . .    9/4/2002 9:44 AM   1,534       act —     9/4/2002 9:44 AM   1,522       RetrieveACHDebitsFileInf . . .        act_RetrieveMaintenanceFileI . . .    9/4/2002 9:44 AM   1,582       act_RetrieveMonetaryFileInfo . . .    9/4/2002 9:44 AM   1,536       dsp_BankRIMenu.cfm   7/11/2002 7:21 PM   562       dsp_DownloadFiles.cfm   9/4/2002 9:34 AM   6,590       dsp_Home.cfm   7/11/2002 7:21 PM   76       dsp_ViewApplicationsReport . . .    7/11/2002 7:21 PM   2,934       dsp_ViewCreditCardTransact . . .    7/11/2002 7:21 PM   1,152       dsp_ViewReports.cfm   8/15/2002 2:55 PM   1,380       fbx_Settings.cfm   7/11/2002 7:21 PM   357       fbx_Switch.cfm   8/15/2002 2:55 PM   3,873       qry_RetrieveCreditCardTrans . . .    7/11/2002 7:21 PM   1,742       qry —     7/11/2002 7:21 PM   1,440       RetrieveNewApplications . . .        qry_RetrieveTodaysSummary . . .    7/25/2002 1:09 PM   1,673       qry_RetrieveCampusPayTran . . .    7/11/2002 7:21 PM   1,443       qry_RetrieveYTDSummary.cfm   7/25/2002 1:09 PM   1,416       qry_RetrieveTodaysCampus . . .    7/11/2002 7:21 PM   1,802       qry_RetrieveCampusPayTod . . .    7/25/2002 1:09 PM   1,858       qry_RetrieveCampusPayYTD . . .    7/25/2002 1:09 PM   1,602       qry_RetrieveOpsReport.cfm   7/25/2002 1:09 PM   3,350       qry_RetrieveLateRISDPayme . . .    8/15/2002 2:54 PM   1,560       dsp_ViewOpenedAccountsRe . . .    7/25/2002 1:11 PM   13,758       dsp_ViewCampusPayTransa . . .    7/25/2002 1:11 PM   15,044       act_SetSearchDate.cfm   7/11/2002 7:21 PM   587       dsp_ViewOpsReport.cfm   8/16/2002 2:41 PM   10,956       act_SetSchool.cfm   7/11/2002 7:21 PM   79       dsp_ViewLateRISDPayments . . .    8/15/2002 2:55 PM   3,554       act_RetrieveFileSummarys.cfm   9/4/2002 9:14 AM   2,235       dsp_Login.cfm   7/11/2002 7:21 PM   2,746       fbx_Settings.cfm   7/11/2002 7:21 PM   1,062       fbx_Switch.cfm   7/11/2002 7:21 PM   1,401       qry_Login.cfm   7/11/2002 7:21 PM   1,128       act_CreditCardFundAccount . . .    7/11/2002 3:03 PM   4,941       act_CreditCardOpenAccount . . .    7/11/2002 3:03 PM   6,671       fbx_Settings.cfm   9/9/2002 2:08 PM   349       fbx_Switch.cfm   9/9/2002 2:08 PM   2,713       qry_RetrieveTransactionIDs . . .    9/9/2002 2:08 PM   915       qry_UpdateWorksheetStatus . . .    9/9/2002 2:08 PM   1,045       qry_RetrieveFunderByEmail . . .    9/10/2002 9:25 AM   804       qry —     9/10/2002 9:25 AM   818       RetrieveStudentBySchool . . .        qry_RetrieveStudentFunderR . . .    9/10/2002 9:25 AM   835       qry_UpdateStudent.cfm   9/10/2002 9:25 AM   4,203       act_RISDStudentDatabaseRe . . .    7/14/2002 12:08 PM   1,801       act_CancelPayment.cfm   9/9/2002 2:08 PM   2,600       act_ImportAccounts.cfm   9/10/2002 9:24 AM   21,677       act_VerifyAccounts.cfm   9/9/2002 2:08 PM   5,477       act_ZIPCodeRefresh.cfm   9/9/2002 2:08 PM   4,088       dsp_BatchOpenAcct.cfm   9/9/2002 2:08 PM   2,712       dsp_Home.cfm   9/9/2002 2:08 PM   103       dsp_SystemMenu.cfm   9/9/2002 2:08 PM   434       dsp_ToolsMenu.cfm   9/9/2002 2:08 PM   879       dsp_ViewPaymentWorksheet . . .    9/9/2002 2:08 PM   8,656       dsp_ViewTools.cfm   9/9/2002 2:08 PM   848       dsp_ViewZIPCodeMgr.cfm   9/9/2002 2:08 PM   482       dsp_ViewZIPCodeRefresh.cfm   9/9/2002 2:08 PM   3,706       dsp_ZIPCodeMenu.cfm   9/9/2002 2:08 PM   548       fb3Logger.cfm   9/9/2002 2:08 PM   3,272       url_ViewPaymentWorksheet . . .    9/9/2002 2:08 PM   115       url_ViewZIPCodeRefresh.cfm   9/9/2002 2:08 PM   110       fbx_Settings.cfm   8/19/2002 4:39 PM   357       fbx_Switch.cfm   8/19/2002 4:39 PM   856       qry_RetrieveWorksheetRepor . . .    8/19/2002 4:39 PM   3,336       qry_RetrieveTuitionReport.cfm   8/19/2002 4:39 PM   2,837       qry_RetrieveProgramReport . . .    8/19/2002 4:39 PM   2,879       qry —     8/19/2002 4:39 PM   2,979       RetrieveDeferredTuitionR . . .        dsp_Home.cfm   8/19/2002 4:39 PM   606       fbx_Settings.cfm   8/19/2002 4:39 PM   357       fbx_Switch.cfm   8/19/2002 4:39 PM   3,011       dsp_ViewReports.cfm   8/19/2002 4:39 PM   1,495       dsp_ViewWorksheetReport.cfm   8/19/2002 4:39 PM   8,516       dsp_PrintableWorksheet.cfm   8/19/2002 4:39 PM   18,063       dsp_ViewTuitionReport.cfm   8/19/2002 4:39 PM   6,925       dsp_ViewProgramReport.cfm   8/19/2002 4:39 PM   8,826       dsp_ViewDeferredTuitionRep . . .    8/19/2002 4:39 PM   7,249       dsp_SearchHeader.cfm   8/19/2002 4:39 PM   4,593       dsp_UniversityMenu.cfm   8/19/2002 4:39 PM   1,087       act_SetSearchDate.cfm   8/19/2002 4:39 PM   2,073       url_Home.cfm   7/11/2002 7:21 PM   88       test.cfm   6/19/2002 12:12 PM   91       act_Logout.cfm   7/11/2002 7:21 PM   294       act_SetSearchDate.cfm   7/11/2002 7:21 PM   587       fbx_Layouts.cfm   6/20/2002 3:26 PM   2,131       fbx_Settings.cfm   7/19/2002 11:37 AM   13,873       fbx_Switch.cfm   9/23/2002 2:30 PM   3,931       index.cfm   7/11/2002 4:06 PM   818       url_SchoolLanding.cfm   6/19/2002 3:27 PM   342       wiz_JWUTuitionWorksheet.cfm   7/11/2002 5:34 PM   5,771       wiz_OpenAccount.cfm   7/12/2002 8:56 AM   5,439       Application.cfm   6/13/2001 3:52 PM   5,356       advancedlogin.cfm   6/13/2001 3:52 PM   4,635       cfadmin.css   6/13/2001 3:45 PM   826       cfadmin_ns.css   6/13/2001 3:45 PM   818       cfadmin_unix.css   6/13/2001 3:45 PM   847       cfadminleft.css   6/13/2001 3:45 PM   600       cfadminleft_ns.css   6/13/2001 3:45 PM   557       cfadminleft_unix.css   6/13/2001 3:45 PM   461       index.cfm   6/13/2001 3:52 PM   206       indexcollection.cfm   6/13/2001 3:52 PM   4,874       k2verity.cfm   6/13/2001 3:52 PM   6,388       verity.cfm   6/13/2001 3:52 PM   10,865       application.cfm   6/13/2001 3:52 PM   294       displaycfdssettings.cfm   6/13/2001 3:52 PM   4,888       db2.cfm   6/13/2001 3:52 PM   9,254       db2_unix.cfm   6/13/2001 3:52 PM   8,334       dbase.cfm   6/13/2001 3:52 PM   13,899       dbase_unix.cfm   6/13/2001 3:52 PM   11,746       dsnsecurity.cfm   6/13/2001 3:52 PM   2,130       excel.cfm   6/13/2001 3:52 PM   13,300       filemaker.cfm   6/13/2001 3:52 PM   13,772       foxpro.cfm   6/13/2001 3:52 PM   13,693       informix73.cfm   6/13/2001 3:52 PM   16,017       informix9_unix.cfm   6/13/2001 3:52 PM   8,646       informix9c23.cfm   6/13/2001 3:52 PM   14,132       informix_unix.cfm   6/13/2001 3:52 PM   11,011       jetoledb.cfm   6/13/2001 3:52 PM   11,335       merant_db2udb_win32.cfm   6/13/2001 3:52 PM   8,495       merant_dbase_win32.cfm   6/13/2001 3:52 PM   17,008       merant_informix9_win32.cfm   6/13/2001 3:52 PM   10,319       merant_informix_win32.cfm   6/13/2001 3:52 PM   13,472       merant_oracle8_win32.cfm   6/13/2001 3:52 PM   10,209       merant_paradox_win32.cfm   6/13/2001 3:52 PM   13,594       merant_progress_win32.cfm   6/13/2001 3:52 PM   7,653       merant_sqlbase_win32.cfm   6/13/2001 3:52 PM   12,822       merant_sybase_win32.cfm   6/13/2001 3:52 PM   12,076       merant_text_win32.cfm   6/13/2001 3:52 PM   15,216       merant_xls_win32.cfm   6/13/2001 3:52 PM   14,291       msaccess.cfm   6/13/2001 3:52 PM   18,082       mssql_unix.cfm   6/13/2001 3:52 PM   9,202       mssqlserver.cfm   6/13/2001 3:52 PM   14,811       myodbc_mysql.cfm   6/13/2001 3:52 PM   8,374       mysql.cfm   6/13/2001 3:52 PM   8,051       oledb.cfm   6/13/2001 3:52 PM   10,593       openingres2_unix.cfm   6/13/2001 3:52 PM   12,467       openingres_unix.cfm   6/13/2001 3:52 PM   12,465       oracle73.cfm   6/13/2001 3:52 PM   9,831       oracle80.cfm   6/13/2001 3:52 PM   9,821       oracle8_unix.cfm   6/13/2001 3:52 PM   8,592       oracle_microsoft.cfm   6/13/2001 3:52 PM   13,669       oracle_unix.cfm   6/13/2001 3:52 PM   9,128       oracle_visigenic.cfm   6/13/2001 3:52 PM   16,232       paradox.cfm   6/13/2001 3:52 PM   16,725       postgresql.cfm   6/13/2001 3:52 PM   8,783       registered_native_drivers.cfm   6/13/2001 3:52 PM   1,732       registered_oledb_drivers.cfm   6/13/2001 3:52 PM   924       registereddrivers.cfm   6/13/2001 3:52 PM   5,488       sqloledb.cfm   6/13/2001 3:52 PM   11,255       sybase11.cfm   6/13/2001 3:52 PM   11,823       sybase11_linux.cfm   6/13/2001 3:52 PM   10,961       sybase_unix.cfm   6/13/2001 3:52 PM   10,346       text.cfm   6/13/2001 3:52 PM   11,951       text_unix.cfm   6/13/2001 3:52 PM   12,586       visualfoxpro.cfm   6/13/2001 3:52 PM   15,515       edit_native_dsinfo.cfm   6/13/2001 3:52 PM   17,847       edit_oledb_dsinfo.cfm   6/13/2001 3:52 PM   17,839       editcfdsinfoonly.cfm   6/13/2001 3:52 PM   1,778       editdsinfo.cfm   6/13/2001 3:52 PM   19,496       error.cfm   6/13/2001 3:52 PM   1,999       get_native_driver_info.cfm   6/13/2001 3:52 PM   7,410       get_oledb_driver_info.cfm   6/13/2001 3:52 PM   6,989       getcfdssettings.cfm   6/13/2001 3:52 PM   6,557       getdriverinfo.cfm   6/13/2001 3:52 PM   7,452       index.cfm   6/13/2001 3:52 PM   6,341       native_index.cfm   6/13/2001 3:52 PM   6,170       oledb_index.cfm   6/13/2001 3:52 PM   5,308       update_native_cf_dsinfo.cfm   6/13/2001 3:52 PM   6,489       update_oledb_cf_dsinfo.cfm   6/13/2001 3:52 PM   6,489       updatecf_dsinfo.cfm   6/13/2001 3:52 PM   7,564       updatecfdsinfoonly.cfm   6/13/2001 3:52 PM   541       verify.cfm   6/13/2001 3:52 PM   5,283       verifyds.cfm   6/13/2001 3:52 PM   1,189       index.cfm   6/13/2001 3:52 PM   207       iplist.cfm   6/13/2001 3:52 PM   4,909       logging.cfm   6/13/2001 3:52 PM   207       options.cfm   6/13/2001 3:52 PM   6,245       default.htm   6/13/2001 3:45 PM   54       Application.cfm   6/13/2001 3:52 PM   253       _nttestinstall.cfm   6/13/2001 3:52 PM   2,485       _unixtestinstall.cfm   6/13/2001 3:52 PM   1,257       allaire_ie.css   6/13/2001 3:45 PM   2,890       allaire_ns.css   6/13/2001 3:45 PM   3,763       apicgi.htm   6/13/2001 3:45 PM   4,371       ArcWizBG.gif   6/13/2001 3:45 PM   9,712       alert.gif   6/13/2001 3:45 PM   140       allaire.gif   6/13/2001 3:45 PM   1,149       apply_a.gif   6/13/2001 3:45 PM   269       archive.gif   6/13/2001 3:45 PM   384       archivebg.gif   6/13/2001 3:45 PM   11,895       archivebg2.gif   6/13/2001 3:45 PM   11,575       archivelefftbg.gif   6/13/2001 3:45 PM   2,779       back.gif   6/13/2001 3:45 PM   387       bang.gif   6/13/2001 3:45 PM   1,360       bluecurve.gif   6/13/2001 3:45 PM   2,799       build.gif   6/13/2001 3:45 PM   384       build_button.gif   6/13/2001 3:45 PM   384       cancel_a.gif   6/13/2001 3:45 PM   309       cf50brand.jpg   6/13/2001 3:45 PM   21,749       cf5_small.gif   6/13/2001 3:45 PM   4,155       clear.gif   6/13/2001 3:45 PM   43       coldfusion50.gif   6/13/2001 3:45 PM   8,865       coldfusion50admin.gif   6/13/2001 3:45 PM   2,157       coldfusion50small.gif   6/13/2001 3:45 PM   3,052       corp_1_color_stacked_2.gif   6/13/2001 3:45 PM   2,652       delete_button.gif   6/13/2001 3:45 PM   377       deletered.gif   6/13/2001 3:45 PM   377       divider.gif   6/13/2001 3:45 PM   37       doit.gif   6/13/2001 3:45 PM   2,079       download.gif   6/13/2001 3:45 PM   370       edit.gif   6/13/2001 3:45 PM   272       edit_button.gif   6/13/2001 3:45 PM   272       evaluation.gif   6/13/2001 3:45 PM   1,051       expired.gif   6/13/2001 3:45 PM   1,325       export.gif   6/13/2001 3:45 PM   598       filterhelp.gif   6/13/2001 3:45 PM   255       footerbg2000.gif   6/13/2001 3:45 PM   23,523       greendot.gif   6/13/2001 3:45 PM   282       headerbg.jpg   6/13/2001 3:45 PM   10,738       headerbg2000.gif   6/13/2001 3:45 PM   20,863       headerbg2000.jpg   6/13/2001 3:45 PM   19,309       headerbg2000x2000.gif   6/13/2001 3:45 PM   15,900       headerstub.jpg   6/13/2001 3:45 PM   1,804       help.gif   6/13/2001 3:45 PM   189       home.gif   6/13/2001 3:45 PM   178       homebandbg2000.gif   6/13/2001 3:45 PM   10,812       homeimage.jpg   6/13/2001 3:45 PM   20,012       leftbgblue.gif   6/13/2001 3:45 PM   12,487       leftbgblue1.gif   6/13/2001 3:45 PM   12,505       lg.gif   6/13/2001 3:45 PM   817       local_resources.gif   6/13/2001 3:45 PM   549       loginbg.gif   6/13/2001 3:45 PM   1,009       loginbg3.gif   6/13/2001 3:45 PM   1,008       loginbg4.gif   6/13/2001 3:45 PM   1,007       logout.gif   6/13/2001 3:45 PM   171       mainbg.gif   6/13/2001 3:45 PM   487       mmcoldfusion5.gif   6/13/2001 3:45 PM   1,899       ok.gif   6/13/2001 3:45 PM   350       online_resources.gif   6/13/2001 3:45 PM   603       rg.gif   6/13/2001 3:45 PM   817       run_button.gif   6/13/2001 3:45 PM   272       schedule.gif   6/13/2001 3:45 PM   399       spacer.gif   6/13/2001 3:45 PM   43       tabsbg.gif   6/13/2001 3:45 PM   346       technical_support.gif   6/13/2001 3:45 PM   606       toolbarbg.gif   6/13/2001 3:45 PM   507       update.gif   6/13/2001 3:45 PM   251       view.gif   6/13/2001 3:45 PM   622       view_button.gif   6/13/2001 3:45 PM   622       index.htm   6/13/2001 3:45 PM   7,707       local.htm   6/13/2001 3:45 PM   3,128       mmcoldfusion5.gif   6/13/2001 3:45 PM   1,908       new.htm   6/13/2001 3:45 PM   15,425       odbc.htm   6/13/2001 3:45 PM   3,135       releasenotes.htm   6/13/2001 3:45 PM   40,864       sorry.htm   6/13/2001 3:45 PM   1,728       testinstall.cfm   6/13/2001 3:52 PM   4,000       _cfxedit_cpp.cfm   6/13/2001 3:52 PM   8,433       _cfxedit_delete.cfm   6/13/2001 3:52 PM   474       _cfxedit_java.cfm   6/13/2001 3:52 PM   6,146       appletedit.cfm   6/13/2001 3:52 PM   10,300       applets.cfm   6/13/2001 3:52 PM   4,823       cfx_tags.cfm   6/13/2001 3:52 PM   5,536       cfxedit.cfm   6/13/2001 3:52 PM   573       corba.cfm   6/13/2001 3:52 PM   4,479       corbaedit.cfm   6/13/2001 3:52 PM   5,002       customtagpaths.cfm   6/13/2001 3:52 PM   5,177       index.cfm   6/13/2001 3:52 PM   208       java.cfm   6/13/2001 3:52 PM   10,197       index.cfm   6/13/2001 3:52 PM   3,760       serverbrowser.cfm   6/13/2001 3:52 PM   4,134       footer.cfm   6/13/2001 3:52 PM   828       footer.cfm   6/13/2001 3:52 PM   346       header.cfm   6/13/2001 3:52 PM   1,052       header.cfm   6/13/2001 3:52 PM   2,462       headerbuttons.cfm   6/13/2001 3:52 PM   453       _blank.htm   6/13/2001 3:45 PM   222       _blank.js   6/13/2001 3:45 PM   307       about_advanced_administrati . . .    6/13/2001 3:45 PM   5,689       about —     6/13/2001 3:45 PM   5,217       coldfusion_data_sourc . . .        about_database_drivers.htm   6/13/2001 3:45 PM   8,565       about_debugging_settings.htm   6/13/2001 3:45 PM   5,135       about —     6/13/2001 3:45 PM   4,760       java_settings_for_cold . . .        about —     6/13/2001 3:45 PM   4,891       logical_aliases_for_ph . . .        about_policies.htm   6/13/2001 3:45 PM   5,321       about_protecting_resources . . .    6/13/2001 3:45 PM   5,072       about_releasing_database_c . . .    6/13/2001 3:45 PM   5,203       about_remote_development_. . .    6/13/2001 3:45 PM   5,104       about_runtime_security.htm   6/13/2001 3:45 PM   5,203       about_security_contexts.htm   6/13/2001 3:45 PM   6,621       about_security_sandboxes.htm   6/13/2001 3:45 PM   6,109       about_the_advanced_securit . . .    6/13/2001 3:45 PM   6,409       about —     6/13/2001 3:45 PM   8,649       the_coldfusion_probe_. . .        about —     6/13/2001 3:45 PM   6,425       the_data_sources_pag . . .        about_the_security_map.htm   6/13/2001 3:45 PM   4,183       about_the_security_options . . .    6/13/2001 3:45 PM   5,727       about_user_directories.htm   6/13/2001 3:45 PM   7,436       about —     6/13/2001 3:45 PM   5,847       verifying_coldfusion_d . . .        add_policies.htm   6/13/2001 3:45 PM   5,304       add_rules_example.htm   6/13/2001 3:45 PM   8,438       addeditcftag.htm   6/13/2001 3:45 PM   14,688       addeditjavaapplet.htm   6/13/2001 3:45 PM   18,080       addedittask.htm   6/13/2001 3:45 PM   20,128       adding —     6/13/2001 3:45 PM   7,588       and_defining_variabl . . .        adding_lb_device.htm   6/13/2001 3:45 PM   6,935       adding_probes.htm   6/13/2001 3:45 PM   7,116       advanced_rds_security.htm   6/13/2001 3:45 PM   5,606       advanced_security_levels.htm   6/13/2001 3:45 PM   7,394       analyze —     6/13/2001 3:45 PM   4,864       server_activity_in_lo . . .        anatomy.gif   6/13/2001 3:45 PM   24,650       anatomy —     6/13/2001 3:45 PM   6,423       of_the_coldfusion_. . .        applets_tab.htm   6/13/2001 3:45 PM   7,176       appserset.htm   6/13/2001 3:45 PM   16,567       archive_build.htm   6/13/2001 3:45 PM   7,435       archive_information_tab.htm   6/13/2001 3:45 PM   7,018       archive_security_overview.htm   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dboperations.htm   6/13/2001 3:46 PM   7,506       debgopt.htm   6/13/2001 3:46 PM   16,723       decryptarchive.htm   6/13/2001 3:46 PM   9,894       ehlpdht1.js   6/13/2001 3:46 PM   43,881       define_a_security_context.htm   6/13/2001 3:46 PM   5,546       define_a_user_directory.htm   6/13/2001 3:46 PM   6,955       delete_archive_definition.htm   6/13/2001 3:46 PM   6,405       delete —     6/13/2001 3:46 PM   4,770       certificate_from_coldf . . .        deletelogbut.gif   6/13/2001 3:46 PM   1,001       deleting_probe.htm   6/13/2001 3:46 PM   5,345       digital_signature.htm   6/13/2001 3:46 PM   3,399       directory_mappings_tab.htm   6/13/2001 3:46 PM   7,484       documentation.htm   6/13/2001 3:46 PM   5,947       download_log_file.htm   6/13/2001 3:46 PM   4,875       downloadbut.gif   6/13/2001 3:46 PM   1,007       edit_probe_configuration.htm   6/13/2001 3:46 PM   6,727       ehlpdht2.js   6/13/2001 3:46 PM   67,667       ehlpdhtm.js   6/13/2001 3:46 PM   111,320       enable_advanced_security.htm   6/13/2001 3:46 PM   4,803       enable_coldfusion_studio_se . . .    6/13/2001 3:46 PM   5,565       enable_performance_monitor . . .    6/13/2001 3:46 PM   4,779       enabling —     6/13/2001 3:46 PM   3,180       or_disabling_alarms . . .        encrypt_archive.htm   6/13/2001 3:46 PM   10,202       examples.htm   6/13/2001 3:46 PM   5,687       example —     6/13/2001 3:46 PM   6,418       of_coldfusion_studi . . .        export —     6/13/2001 3:46 PM   5,431       certificate_public_key . . .        features —     6/13/2001 3:46 PM   14,518       in_coldfusion_enter . . .        features —     6/13/2001 3:46 PM   18,324       only_available_in_c . . .        files_directories_tab.htm   6/13/2001 3:46 PM   12,619       filter.htm   6/13/2001 3:46 PM   8,079       flsuh.gif   6/13/2001 3:46 PM   7,600       ftsbody.htm   6/13/2001 3:46 PM   222,053       ftsdhtml.htm   6/13/2001 3:46 PM   774       ftsform.htm   6/13/2001 3:46 PM   1,019       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PM   3,817       knowledge_base.htm   6/13/2001 3:46 PM   5,457       launch_log_viewer.htm   6/13/2001 3:46 PM   5,426       leftarrow.gif   6/13/2001 3:46 PM   172       lock.gif   6/13/2001 3:46 PM   960       log_file_format.htm   6/13/2001 3:46 PM   18,370       log —     6/13/2001 3:46 PM   5,004       file_format_consideration . . .        logexample.gif   6/13/2001 3:46 PM   2,278       logfiles.htm   6/13/2001 3:46 PM   12,848       logfilespage.gif   6/13/2001 3:46 PM   7,206       logsettings.htm   6/13/2001 3:46 PM   12,885       logtypes.htm   6/13/2001 3:46 PM   15,978       logviewer.gif   6/13/2001 3:46 PM   22,264       logviewer.htm   6/13/2001 3:46 PM   8,270       manage_verity_collections.htm   6/13/2001 3:46 PM   7,831       memoryvar.gif   6/13/2001 3:46 PM   5,137       mgeclivar.htm   6/13/2001 3:46 PM   12,654       migclivar.htm   6/13/2001 3:46 PM   12,219       mnglckvar.htm   6/13/2001 3:46 PM   11,039       mngmemvar.htm   6/13/2001 3:46 PM   5,958       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of_advanced_optio . . .        overview —     6/13/2001 3:46 PM   8,218       of_advanced_secur . . .        safe.gif   6/13/2001 3:46 PM   941       overview —     6/13/2001 3:46 PM   7,720       of_basic_configurat . . .        overview —     6/13/2001 3:46 PM   4,973       of_basic_security . . .        overview —     6/13/2001 3:46 PM   5,990       of_basic_troublesh . . .        overview —     6/13/2001 3:46 PM   7,668       of_coldfusion_data . . .        overview —     6/13/2001 3:46 PM   6,727       of_coldfusion_perfo . . .        overview —     6/13/2001 3:46 PM   5,113       of_debugging_setti . . .        overview_of_mib.htm   6/13/2001 3:46 PM   8,806       overview —     6/13/2001 3:46 PM   8,721       of_optional_configu . . .        overview —     6/13/2001 3:46 PM   12,691       of_server_settings . . .        overview —     6/13/2001 3:46 PM   5,445       of_services_and_pr . . .        overview_of_site_archiving.htm   6/13/2001 3:46 PM   6,250       policyimage.gif   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coldfusion_server_i . . .        uninstall —     6/13/2001 3:46 PM   4,304       coldfusion_server_i . . .        uninstall —     6/13/2001 3:46 PM   4,591       coldfusion_server_i . . .        uninstall —     6/13/2001 3:46 PM   5,203       coldfusion_server_i . . .        userdir.gif   6/13/2001 3:46 PM   1,838       usersforpolicy.htm   6/13/2001 3:46 PM   6,548       using_full-text_search.htm   6/13/2001 3:46 PM   4,159       using_left-hand_tabs.htm   6/13/2001 3:46 PM   4,446       using —     6/13/2001 3:46 PM   9,275       the_timeframe_control . . .        using_variables_.htm   6/13/2001 3:46 PM   9,152       vercfconf.htm   6/13/2001 3:46 PM   4,051       vercfserv.htm   6/13/2001 3:46 PM   5,519       verify —     6/13/2001 3:46 PM   7,552       coldfusion_data_sourc . . .        verifyarchive.htm   6/13/2001 3:46 PM   10,229       verity_collections_tab.htm   6/13/2001 3:46 PM   7,289       verity_supported_file_types.htm   6/13/2001 3:46 PM   10,932       verityadd.gif  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PM   3,776       policydetail.cfm   6/13/2001 3:52 PM   5,088       policylinkrules.cfm   6/13/2001 3:52 PM   4,679       policylinkusers.cfm   6/13/2001 3:52 PM   5,817       policyrules.cfm   6/13/2001 3:52 PM   2,975       policyusers.cfm   6/13/2001 3:52 PM   3,436       removeresource.cfm   6/13/2001 3:52 PM   6,862       resourceimplicitlock.gif   6/13/2001 3:47 PM   615       resourcelock.gif   6/13/2001 3:47 PM   614       resourcetypelock.gif   6/13/2001 3:47 PM   365       resourcetypeunlock.gif   6/13/2001 3:47 PM   217       resourceunlock.gif   6/13/2001 3:47 PM   390       resourceview.cfm   6/13/2001 3:52 PM   28,593       ruledetail.cfm   6/13/2001 3:52 PM   16,335       rules.cfm   6/13/2001 3:52 PM   6,696       sandbox.cfm   6/13/2001 3:52 PM   5,190       sandboxdetail.cfm   6/13/2001 3:52 PM   7,005       security.dsp   6/13/2001 3:47 PM   3,623       securitycontext.cfm   6/13/2001 3:52 PM   4,965       securitycontext.gif   6/13/2001 3:47 PM   244       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6/13/2001 3:52 PM   2,106       smbackupname.cfm   6/13/2001 3:52 PM   1,297       smexport.cfm   6/13/2001 3:52 PM   878       smimport.cfm   6/13/2001 3:52 PM   1,373       smmigrate.cfm   6/13/2001 3:52 PM   1,860       smnewpwd.cfm   6/13/2001 3:52 PM   1,470       soxml.cfm   6/13/2001 3:52 PM   11,698       smnewpwdaction.cfm   6/13/2001 3:52 PM   3,880       smpassword.cfm   6/13/2001 3:52 PM   2,060       smrestart1.bat   6/13/2001 3:47 PM   96       smrestart2.bat   6/13/2001 3:47 PM   95       smrestart3.bat   6/13/2001 3:47 PM   97       smrestart4.bat   6/13/2001 3:47 PM   98       smrestorebk.cfm   6/13/2001 3:52 PM   1,943       smservices.cfm   6/13/2001 3:52 PM   1,410       smservicex.cfm   6/13/2001 3:52 PM   203       smupgrade.cfm   6/13/2001 3:52 PM   1,847       switchreg.cfm   6/13/2001 3:52 PM   3,411       top.cfm   6/13/2001 3:52 PM   5,260       upgrade.bat   6/13/2001 3:47 PM   175       securitywizard.htm   6/13/2001 3:47 PM   3,994       securitywizard2.htm   6/13/2001 3:47 PM   2,190       _clientvariables_add_apply.cfm   6/15/2002 1:55 PM   9,787       basic_sec_admpwd.cfm   6/13/2001 3:52 PM   4,822       basic_sec_studio.cfm   6/13/2001 3:52 PM   4,305       basic_sec_tags.cfm   6/13/2001 3:52 PM   7,612       caching.cfm   6/13/2001 3:52 PM   6,514       clientvariables.cfm   6/13/2001 3:52 PM   9,087       clientvariables_add.cfm   6/13/2001 3:52 PM   5,992       access.cfm   6/13/2001 3:52 PM   907       db2.cfm   6/13/2001 3:52 PM   928       dbase.cfm   6/13/2001 3:52 PM   907       informix.cfm   6/13/2001 3:52 PM   926       mysql.cfm   6/13/2001 3:52 PM   947       openingres.cfm   6/13/2001 3:52 PM   913       oracle.cfm   6/13/2001 3:52 PM   907       paradox.cfm   6/13/2001 3:52 PM   911       postgresql.cfm   6/13/2001 3:52 PM   911       sqlserver.cfm   6/13/2001 3:52 PM   911       sybase.cfm   6/13/2001 3:52 PM   916       index.cfm   6/13/2001 3:52 PM   208       locking.cfm   6/13/2001 3:52 PM   7,301       mail.cfm   6/13/2001 3:52 PM   7,791       mappings.cfm   6/13/2001 3:52 PM   6,221       memoryvariables.cfm   6/13/2001 3:52 PM   9,683       server_settings.cfm   6/13/2001 3:52 PM   15,228       source_control.cfm   6/13/2001 3:52 PM   6,511       upgrade.cfm   6/13/2001 3:52 PM   8,476       version.cfm   6/13/2001 3:52 PM   6,470       siteminder-installation-guide . . .    6/13/2001 3:47 PM   2,008,088       tabs.cfm   6/13/2001 3:52 PM   1,817       topnav.cfm   6/13/2001 3:52 PM   8,379       CFJava2.jar   6/13/2001 3:43 PM   82,569       CFDirectoryTree.class   6/13/2001 3:47 PM   8,654       CFNavigation.class   6/13/2001 3:47 PM   1,622       CFNavigationApplet.class   6/13/2001 3:47 PM   1,184       CFNetRouter.class   6/13/2001 3:47 PM   7,651       CFRPCParameterException . . .    6/13/2001 3:47 PM   860       CFRPCServerException.class   6/13/2001 3:47 PM   1,038       CFServiceControl.class   6/13/2001 3:47 PM   6,635       NetscapeApplet.class   6/13/2001 3:47 PM   635       CFDATACell.class   6/13/2001 3:47 PM   1,292       CFDATARow.class   6/13/2001 3:47 PM   1,351       CFGRID.class   6/13/2001 3:47 PM   8,989       CFGRIDActionButton.class   6/13/2001 3:47 PM   2,387       CFGRIDActionbar.class   6/13/2001 3:47 PM   2,549       CFGRIDCallBack.class   6/13/2001 3:47 PM   238       CFGRIDCanvas.class   6/13/2001 3:47 PM   28,027       CFGRIDCell.class   6/13/2001 3:47 PM   924       CFGRIDColProperties.class   6/13/2001 3:47 PM   556       CFGRIDImage.class   6/13/2001 3:47 PM   565       CFGRIDList.class   6/13/2001 3:47 PM   544       CFGRIDRow.class   6/13/2001 3:47 PM   741       CFGRIDTextAttributes.class   6/13/2001 3:47 PM   1,555       CFGridFormColumn.class   6/13/2001 3:47 PM   1,208       CFSliderApplet.class   6/13/2001 3:47 PM   598       CFTextApplet.class   6/13/2001 3:47 PM   586       CFTree.class   6/13/2001 3:47 PM   10,177       CFTreeFormApplet.class   6/13/2001 3:47 PM   1,013       CFTreeItem.class   6/13/2001 3:47 PM   6,713       Tester.class   6/13/2001 3:47 PM   1,282       cfGridFormApplet.class   6/13/2001 3:47 PM   14,978       cfslider.class   6/13/2001 3:47 PM   5,853       cftext.class   6/13/2001 3:47 PM   2,687       cftextfilter.class   6/13/2001 3:47 PM   614       cftreeform.class   6/13/2001 3:47 PM   4,650       copytext.class   6/13/2001 3:47 PM   1,634       Assert.class   6/13/2001 3:47 PM   701       FontUtils.class   6/13/2001 3:47 PM   1,843       Format.class   6/13/2001 3:47 PM   1,515       InsertionSort.class   6/13/2001 3:47 PM   1,073       ProfileFile.class   6/13/2001 3:47 PM   2,999       QuickSort.class   6/13/2001 3:47 PM   1,891       QuickSortStack.class   6/13/2001 3:47 PM   289       SortCallback.class   6/13/2001 3:47 PM   214       TextUtils.class   6/13/2001 3:47 PM   2,403       TypeConversionException.cl . . .    6/13/2001 3:47 PM   254       TypelessValue.class   6/13/2001 3:47 PM   1,866       netHelpers.class   6/13/2001 3:47 PM   862       BooleanElement.class   6/13/2001 3:47 PM   722       BreakElement.class   6/13/2001 3:47 PM   449       ChrFunction.class   6/13/2001 3:47 PM   746       CompareFunction.class   6/13/2001 3:47 PM   787       CompareNoCaseFunction.cl . . .    6/13/2001 3:47 PM   852       ContinueElement.class   6/13/2001 3:47 PM   455       CustomElement.class   6/13/2001 3:47 PM   2,599       DollarExpressionFilter.class   6/13/2001 3:47 PM   2,521       ElseElement.class   6/13/2001 3:47 PM   534       ElseIfElement.class   6/13/2001 3:47 PM   388       ExpressionException.class   6/13/2001 3:47 PM   841       ExpressionFilter.class   6/13/2001 3:47 PM   248       ExpressionFilterContext.class   6/13/2001 3:47 PM   1,332       ExpressionLexer.class   6/13/2001 3:47 PM   1,269       ExpressionParser.class   6/13/2001 3:47 PM   6,637       ExpressionText.class   6/13/2001 3:47 PM   367       FindFunction.class   6/13/2001 3:47 PM   758       FindNoCaseFunction.class   6/13/2001 3:47 PM   823       Function.class   6/13/2001 3:47 PM   2,943       FunctionCallException.class   6/13/2001 3:47 PM   713       FunctionInfo.class   6/13/2001 3:47 PM   507       FunctionLibrary.class   6/13/2001 3:47 PM   906       IfElement.class   6/13/2001 3:47 PM   1,038       IncludeElement.class   6/13/2001 3:47 PM   1,371       LCaseFunction.class   6/13/2001 3:47 PM   770       LTrimFunction.class   6/13/2001 3:47 PM   931       LeftFunction.class   6/13/2001 3:47 PM   900       LenFunction.class   6/13/2001 3:47 PM   727       LoopBreakException.class   6/13/2001 3:47 PM   260       LoopContinueException.class   6/13/2001 3:47 PM   263       LoopElement.class   6/13/2001 3:47 PM   3,662       MidFunction.class   6/13/2001 3:47 PM   940       ParameterExistsFunction.class   6/13/2001 3:47 PM   991       RTrimFunction.class   6/13/2001 3:47 PM   933       RepeatStringFunction.class   6/13/2001 3:47 PM   983       RightFunction.class   6/13/2001 3:47 PM   902       RuntimeFunctionLibrary.class   6/13/2001 3:47 PM   484       SetElement.class   6/13/2001 3:47 PM   1,703       StringFunctionLibrary.class   6/13/2001 3:47 PM   1,282       SymbolTable.class   6/13/2001 3:47 PM   1,834       SymbolTableException.class   6/13/2001 3:47 PM   532       Tag.class   6/13/2001 3:47 PM   3,102       TagAttributes.class   6/13/2001 3:47 PM   1,993       TagParseException.class   6/13/2001 3:47 PM   721       TagParser.class   6/13/2001 3:47 PM   8,764       TemplateCustomTag.class   6/13/2001 3:47 PM   392       TemplateElement.class   6/13/2001 3:47 PM   844       TemplateException.class   6/13/2001 3:47 PM   3,498       TemplateOutput.class   6/13/2001 3:47 PM   890       TemplateParser.class   6/13/2001 3:47 PM   8,098       TemplateRuntimeContext.class   6/13/2001 3:47 PM   951       TemplateTagElement.class   6/13/2001 3:47 PM   2,104       TextElement.class   6/13/2001 3:47 PM   718       Token.class   6/13/2001 3:47 PM   2,744       TrimFunction.class   6/13/2001 3:47 PM   761       UCaseFunction.class   6/13/2001 3:47 PM   770       cf-j2re-win.cab   6/13/2001 3:43 PM   5,073,743       CDDrive.gif   6/13/2001 3:47 PM   907       Computer.gif   6/13/2001 3:47 PM   897       DefaultImage.gif   6/13/2001 3:47 PM   4,846       Document.gif   6/13/2001 3:47 PM   878       Elements.gif   6/13/2001 3:47 PM   885       Eraser.gif   6/13/2001 3:47 PM   889       Floppy.gif   6/13/2001 3:47 PM   874       FolderClosed.gif   6/13/2001 3:47 PM   881       FolderOpen.gif   6/13/2001 3:47 PM   890       HardDrive.gif   6/13/2001 3:47 PM   890       NetworkDrive.gif   6/13/2001 3:47 PM   882       NewFile.gif   6/13/2001 3:47 PM   866       OpenFile.gif   6/13/2001 3:47 PM   906       SaveFile.gif   6/13/2001 3:47 PM   882       TagList.gif   6/13/2001 3:47 PM   865       admin.gif   6/13/2001 3:47 PM   1,552       adminx.gif   6/13/2001 3:47 PM   1,974       cflogo.gif   6/13/2001 3:47 PM   14,136       delete.gif   6/13/2001 3:47 PM   873       edit.gif   6/13/2001 3:47 PM   1,499       editx.gif   6/13/2001 3:47 PM   1,971       insert.gif   6/13/2001 3:47 PM   870       options.gif   6/13/2001 3:47 PM   1,545       optionsx.gif   6/13/2001 3:47 PM   1,996       preview.gif   6/13/2001 3:47 PM   1,553       previewx.gif   6/13/2001 3:47 PM   1,958       sortasc.gif   6/13/2001 3:47 PM   888       sortdesc.gif   6/13/2001 3:47 PM   890       AWTCompatibility.class   6/13/2001 3:47 PM   5,179       AWTComponentView.class   6/13/2001 3:47 PM   1,817       Alert.class   6/13/2001 3:47 PM   9,038       AlertContentView.class   6/13/2001 3:47 PM   1,561       AppletResources.class   6/13/2001 3:47 PM   4,552       Application.class   6/13/2001 3:47 PM   17,638       ApplicationEvent.class   6/13/2001 3:47 PM   2,172       ApplicationEventFilter.class   6/13/2001 3:47 PM   886       ApplicationObserver.class   6/13/2001 3:47 PM   567       Autoscroller.class   6/13/2001 3:47 PM   838       BezelBorder.class   6/13/2001 3:47 PM   7,995       Bitmap.class   6/13/2001 3:47 PM   13,947       BitmapObserver.class   6/13/2001 3:47 PM   1,466       Border.class   6/13/2001 3:47 PM   1,903       BrokenImageAttachment.class   6/13/2001 3:47 PM   1,157       Button.class   6/13/2001 3:47 PM   22,171       CheckButtonImage.class   6/13/2001 3:47 PM   2,948       Clipboard.class   6/13/2001 3:47 PM   271       Color.class   6/13/2001 3:47 PM   5,122       ColorChooser.class   6/13/2001 3:47 PM   5,788       ColorWell.class   6/13/2001 3:47 PM   6,203       CommandEvent.class   6/13/2001 3:47 PM   1,436       CommandFilter.class   6/13/2001 3:47 PM   1,137       ContainerView.class   6/13/2001 3:47 PM   9,413       DebugGraphics.class   6/13/2001 3:47 PM   13,525       DebugGraphicsColorFilter.cl . . .    6/13/2001 3:47 PM   587       DebugGraphicsInfo.class   6/13/2001 3:47 PM   1,327       DragDestination.class   6/13/2001 3:47 PM   368       DragSession.class   6/13/2001 3:47 PM   6,032       DragSource.class   6/13/2001 3:47 PM   412       DragView.class   6/13/2001 3:47 PM   3,874       DragWell.class   6/13/2001 3:47 PM   4,805       DrawingSequence.class   6/13/2001 3:47 PM   6,461       EmptyBorder.class   6/13/2001 3:47 PM   1,212       DrawingSequenceOwner.class   6/13/2001 3:47 PM   330       Event.class   6/13/2001 3:47 PM   1,888       EventFilter.class   6/13/2001 3:47 PM   263       EventLoop.class   6/13/2001 3:47 PM   4,036       EventProcessor.class   6/13/2001 3:47 PM   258       ExtendedTarget.class   6/13/2001 3:47 PM   623       ExternalWindow.class   6/13/2001 3:47 PM   13,078       FastStringBuffer.class   6/13/2001 3:47 PM   3,571       FileChooser.class   6/13/2001 3:47 PM   1,814       Font.class   6/13/2001 3:47 PM   9,999       FontChooser.class   6/13/2001 3:47 PM   7,995       FontItem.class   6/13/2001 3:47 PM   782       FontMetrics.class   6/13/2001 3:47 PM   3,690       FormElement.class   6/13/2001 3:47 PM   244       FoundationApplet.class   6/13/2001 3:47 PM   6,931       FoundationAppletStub.class   6/13/2001 3:47 PM   2,354       FoundationCheckMenuItem.c . . .    6/13/2001 3:47 PM   1,447       FoundationDialog.class   6/13/2001 3:47 PM   2,221       FoundationFrame.class   6/13/2001 3:47 PM   2,080       FoundationMenuItem.class   6/13/2001 3:47 PM   1,429       FoundationPanel.class   6/13/2001 3:47 PM   4,938       FoundationWindow.class   6/13/2001 3:47 PM   2,118       Graphics.class   6/13/2001 3:47 PM   14,221       GraphicsState.class   6/13/2001 3:47 PM   1,889       GridLayout.class   6/13/2001 3:47 PM   4,439       HRTextAttachment.class   6/13/2001 3:47 PM   1,239       HTMLElement.class   6/13/2001 3:47 PM   330       HTMLParser.class   6/13/2001 3:47 PM   12,862       HTMLParsingException.class   6/13/2001 3:47 PM   506       HTMLParsingRules.class   6/13/2001 3:47 PM   5,213       HTMLTokenGenerator.class   6/13/2001 3:47 PM   6,439       Image.class   6/13/2001 3:47 PM   4,023       ImageAttachment.class   6/13/2001 3:47 PM   2,390       KeyEvent.class   6/13/2001 3:47 PM   4,276       ImageSequence.class   6/13/2001 3:47 PM   6,175       InternalAlertBorder.class   6/13/2001 3:47 PM   1,490       InternalWindow.class   6/13/2001 3:47 PM   28,578       InternalWindowBorder.class   6/13/2001 3:47 PM   5,625       JDK11AirLock.class   6/13/2001 3:47 PM   2,079       KeyStroke.class   6/13/2001 3:47 PM   2,466       KeyboardArrow.class   6/13/2001 3:47 PM   1,350       Label.class   6/13/2001 3:47 PM   5,894       LayoutManager.class   6/13/2001 3:47 PM   333       LineBorder.class   6/13/2001 3:47 PM   2,614       ListItem.class   6/13/2001 3:47 PM   7,274       ListView.class   6/13/2001 3:47 PM   15,304       Menu.class   6/13/2001 3:47 PM   9,521       MenuBorder.class   6/13/2001 3:47 PM   2,671       MenuItem.class   6/13/2001 3:47 PM   13,430       MenuShortcut.class   6/13/2001 3:47 PM   249       MenuView.class   6/13/2001 3:47 PM   13,188       ModalDialogManager.class   6/13/2001 3:47 PM   621       MouseEvent.class   6/13/2001 3:47 PM   2,367       MouseFilter.class   6/13/2001 3:47 PM   886       ObjectPool.class   6/13/2001 3:47 PM   2,378       PackConstraints.class   6/13/2001 3:47 PM   4,841       PackLayout.class   6/13/2001 3:47 PM   6,177       Point.class   6/13/2001 3:47 PM   3,226       Polygon.class   6/13/2001 3:47 PM   2,518       Popup.class   6/13/2001 3:47 PM   12,604       PopupItem.class   6/13/2001 3:47 PM   2,545       Range.class   6/13/2001 3:47 PM   3,763       Rect.class   6/13/2001 3:47 PM   8,913       ResizeFilter.class   6/13/2001 3:47 PM   893       RootView.class   6/13/2001 3:47 PM   31,237       ScrollBar.class   6/13/2001 3:47 PM   19,644       ScrollBarOwner.class   6/13/2001 3:47 PM   372       ScrollGroup.class   6/13/2001 3:47 PM   10,729       ScrollView.class   6/13/2001 3:47 PM   9,457       ScrollViewLineBorder.class   6/13/2001 3:47 PM   1,280       Scrollable.class   6/13/2001 3:47 PM   428       Size.class   6/13/2001 3:47 PM   3,379       Slider.class   6/13/2001 3:47 PM   10,936       Sound.class   6/13/2001 3:47 PM   3,607       SystemImages.class   6/13/2001 3:47 PM   24,915       Target.class   6/13/2001 3:47 PM   252       TargetChain.class   6/13/2001 3:47 PM   3,245       TextAttachment.class   6/13/2001 3:47 PM   2,894       TextBag.class   6/13/2001 3:47 PM   487       TextField.class   6/13/2001 3:47 PM   31,474       TextFieldOwner.class   6/13/2001 3:47 PM   608       TextFilter.class   6/13/2001 3:47 PM   293       TextParagraph.class   6/13/2001 3:47 PM   23,423       TextParagraphFormat.class   6/13/2001 3:47 PM   5,578       TextPositionInfo.class   6/13/2001 3:47 PM   4,094       TextSelection.class   6/13/2001 3:47 PM   8,728       TextStyleRun.class   6/13/2001 3:47 PM   11,540       TextView.class   6/13/2001 3:47 PM   57,423       TextViewHTMLContainer.class   6/13/2001 3:47 PM   4,088       TextViewHTMLContainerImp . . .    6/13/2001 3:47 PM   7,459       TextViewHTMLElement.class   6/13/2001 3:47 PM   1,666       TextViewHTMLMarker.class   6/13/2001 3:47 PM   2,778       TextViewHTMLMarkerImp.cl . . .    6/13/2001 3:47 PM   3,876       TextViewHTMLString.class   6/13/2001 3:47 PM   1,553       TextViewOwner.class   6/13/2001 3:47 PM   607       Timer.class   6/13/2001 3:47 PM   4,770       TimerQueue.class   6/13/2001 3:47 PM   3,378       UpdateFilter.class   6/13/2001 3:47 PM   1,087       VectorCache.class   6/13/2001 3:47 PM   1,084       View.class   6/13/2001 3:47 PM   26,864       Window.class   6/13/2001 3:47 PM   1,495       WindowContentView.class   6/13/2001 3:47 PM   2,615       WindowInvalidationAgent.class   6/13/2001 3:47 PM   922       WindowOwner.class   6/13/2001 3:47 PM   512       JDKClipboard.class   6/13/2001 3:47 PM   1,577       JDKMenuShortcut.class   6/13/2001 3:47 PM   556       Constructor.class   6/13/2001 3:47 PM   230       Plan.class   6/13/2001 3:47 PM   16,131       PlanLoader.class   6/13/2001 3:47 PM   5,392       Script.class   6/13/2001 3:47 PM   5,657       TargetProxy.class   6/13/2001 3:47 PM   4,048       TargetProxyManager.class   6/13/2001 3:47 PM   3,389       ViewProxy.class   6/13/2001 3:47 PM   5,286       ASCIIArchiveLoader.class   6/13/2001 3:47 PM   15,039       Archive.class   6/13/2001 3:47 PM   5,647       Archiver.class   6/13/2001 3:47 PM   7,363       ArchivingStack.class   6/13/2001 3:47 PM   1,921       BariumArchiveLoader.class   6/13/2001 3:47 PM   8,429       ClassInfo.class   6/13/2001 3:47 PM   2,035       ClassTable.class   6/13/2001 3:47 PM   18,180       Codable.class   6/13/2001 3:47 PM   1,171       CodingException.class   6/13/2001 3:47 PM   353       CompactInputStream.class   6/13/2001 3:47 PM   4,823       CompactOutputStream.class   6/13/2001 3:47 PM   4,280       Comparable.class   6/13/2001 3:47 PM   230       Decoder.class   6/13/2001 3:47 PM   1,561       DeserializationException.class   6/13/2001 3:47 PM   507       Deserializer.class   6/13/2001 3:47 PM   5,284       Encoder.class   6/13/2001 3:47 PM   1,503       Enumeration.class   6/13/2001 3:47 PM   265       ExternalCoder.class   6/13/2001 3:47 PM   584       FormattingSerializer.class   6/13/2001 3:47 PM   6,745       Hashtable.class   6/13/2001 3:47 PM   6,002       HashtableEnumerator.class   6/13/2001 3:47 PM   1,026       IdHashtable.class   6/13/2001 3:47 PM   1,799       InconsistencyException.class   6/13/2001 3:47 PM   363       NoSuchElementException.cl . . .    6/13/2001 3:48 PM   374       PrimitiveCoder.class   6/13/2001 3:48 PM   5,445       Serializer.class   6/13/2001 3:48 PM   4,693       Sort.class   6/13/2001 3:48 PM   1,919       TokenGenerator.class   6/13/2001 3:48 PM   7,053       Unarchiver.class   6/13/2001 3:48 PM   8,675       Vector.class   6/13/2001 3:48 PM   7,089       VectorEnumerator.class   6/13/2001 3:48 PM   795       ide.cfm   6/13/2001 3:43 PM   83       wddx.js   6/13/2001 3:43 PM   21,657       testing.cfm   6/20/2002 1:17 PM   174       lay_ContentContainer.cfm   7/11/2002 7:22 PM   37       lay_Footer.cfm   7/11/2002 7:22 PM   1,284       lay_FooterHome.cfm   7/11/2002 7:22 PM   1,479       lay_Global.cfm   7/11/2002 7:22 PM   755       lay_GlobalMarketing.cfm   7/11/2002 7:22 PM   155       lay_GlobalMarketingHeader . . .    7/14/2002 1:58 PM   12,804       lay_Header.cfm   8/2/2002 4:46 PM   4,000       lay_Home.cfm   7/14/2002 1:58 PM   882       lay_Layout.cfm   7/11/2002 7:22 PM   769       lay_LeftNav.cfm   7/11/2002 7:22 PM   33       lay_PaymentWkshtHeader.cfm   7/14/2002 1:58 PM   4,191       lay_PaymentWkshtWizardLa . . .    7/11/2002 7:22 PM   927       lay_SchoolLanding.cfm   7/14/2002 2:22 PM   1,440       lay_WizardLayout.cfm   7/11/2002 7:22 PM   915       lay_GlobalMarketingFooter.cfm   7/11/2002 7:22 PM   1,771       lay_FooterText.cfm   7/18/2002 4:13 PM   228       act_Citizenship.cfm   7/11/2002 7:22 PM   2,303       act_CPDisclosure.cfm   6/19/2002 10:46 AM   1,757       act_CPSignup.cfm   6/19/2002 10:46 AM   8,332       act_Disclosure.cfm   7/11/2002 7:22 PM   2,322       act_FundingMethod.cfm   7/11/2002 7:22 PM   2,583       act_IdentityVerification.cfm   7/11/2002 7:22 PM   2,716       act_JointApplicant.cfm   7/11/2002 7:22 PM   10,525       act_JointApplicantCitizenship . . .    7/11/2002 7:22 PM   2,204       act_StudentInfo.cfm   7/11/2002 7:22 PM   12,219       act_TestHarness.cfm   7/11/2002 7:22 PM   124,956       act_Verification.cfm   7/14/2002 12:26 PM   6,633       act_VerifyFirstCMAccount.cfm   7/11/2002 7:22 PM   1,154       dsp_CancelOpenAccount.cfm   7/11/2002 7:22 PM   420       dsp_CMConfirm.cfm   7/11/2002 7:22 PM   2,829       dsp_Disclosure.cfm   7/11/2002 7:22 PM   4,761       dsp_DisagreementError.cfm   7/11/2002 7:22 PM   1,619       dsp_DisclosurePopUp.cfm   7/11/2002 7:22 PM   798       dsp_DisclosureText.cfm   7/11/2002 7:22 PM   60,651       dsp_DisclosureTextFormated . . .    7/11/2002 7:22 PM   63,551       dsp_FundingMethod.cfm   7/15/2002 10:55 AM   3,904       dsp_FundingWelcome.cfm   7/11/2002 7:22 PM   1,179       dsp_IDCheckFailure.cfm   7/11/2002 7:22 PM   3,715       dsp_IDCheckRetry.cfm   7/11/2002 7:22 PM   2,119       dsp_JointApplicant.cfm   7/11/2002 7:22 PM   25,964       dsp_JointAppNonresidentAlie . . .    7/11/2002 7:22 PM   1,847       dsp_StudentInfo.cfm   8/22/2002 5:15 PM   41,291       dsp_StudentNonresidentAlien . . .    7/11/2002 7:22 PM   1,850       dsp_Verification.cfm   7/16/2002 9:58 AM   20,097       dsp_Welcome.cfm   7/17/2002 5:36 PM   15,194       fbx_Settings.cfm   7/11/2002 7:22 PM   459       qry_InsertBankAccount.cfm   7/11/2002 7:22 PM   1,016       qry_VerifyCPSignupMatches . . .    7/11/2002 7:22 PM   1,205       qry —     7/11/2002 7:22 PM   1,315       VerifyStudentFirstCMAcc . . .        fbx_Switch.cfm   7/11/2002 7:22 PM   6,659       url_Home.cfm   7/11/2002 7:22 PM   74       lay_GlobalMarketingHeader . . .    6/20/2002 3:14 PM   4,739       dsp_CPSignupLong.cfm   7/14/2002 1:33 PM   27,981       dsp_CPSignup.cfm   7/14/2002 1:25 PM   21,423       act_ChangePassword.cfm   7/11/2002 7:22 PM   2,929       act_CPDisclosure.cfm   7/16/2002 9:35 AM   2,275       act_CPSignup.cfm   7/15/2002 9:11 AM   10,955       act_CPSignupLong.cfm   7/15/2002 2:19 PM   14,005       act_DoCPLogin.cfm   7/14/2002 1:49 PM   3,392       act_EnterPasswordKey.cfm   7/11/2002 7:22 PM   2,692       act_ForgotPassword.cfm   7/11/2002 7:22 PM   2,073       act_InsertStudentFunder.cfm   7/11/2002 7:22 PM   3,073       act —     7/11/2002 7:22 PM   1,254       VerifyCPStudentEqCMAp . . .        dsp_ChangePassword.cfm   7/11/2002 7:22 PM   2,549       dsp_CPConfirm.cfm   7/11/2002 7:22 PM   1,993       dsp_CPDisclosure.cfm   7/11/2002 7:22 PM   3,262       dsp_CPLogin.cfm   7/11/2002 7:22 PM   8,431       dsp_CPSignup.cfm   7/18/2002 8:41 AM   21,527       dsp_CPSignupLong.cfm   7/19/2002 1:27 PM   27,726       dsp_DisclosurePopUp.cfm   7/11/2002 7:22 PM   797       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PM   5,862       act_OpenAccountACH.cfm   6/19/2002 10:46 AM   2,084       act_OpenAccountCC.cfm   6/19/2002 10:46 AM   3,425       fbx_Settings.cfm   7/11/2002 7:23 PM   322       fbx_Switch.cfm   7/11/2002 7:23 PM   919       act_CreateACHFile.cfm   8/19/2002 1:46 PM   12,342       act_CreateDummySSN.cfm   7/11/2002 7:23 PM   2,305       act_CreateJWUTransferPay . . .    7/31/2002 12:42 PM   3,421       act_CreateMaintenance.cfm   9/3/2002 1:49 PM   7,929       act_CreateMonetary.cfm   7/17/2002 5:42 PM   4,690       act_GetAccountNumber.cfm   7/11/2002 7:23 PM   1,203       act_GetValidBankHoldiays.cfm   7/11/2002 7:23 PM   1,925       act_LyonsRoutingNumberRe . . .    7/11/2002 7:23 PM   1,565       act —     7/11/2002 7:23 PM   1,070       MarkAsSentNewApplicati . . .        act_UpdateTransferStatus.cfm   7/11/2002 7:23 PM   96       fbx_Settings.cfm   9/9/2002 2:32 PM   4,147       fbx_Switch.cfm   9/4/2002 9:33 AM   4,148       qry_CompleteACHTransactio . . .    7/11/2002 7:23 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