Abstract:
A scaleable check processing module (SCPM) is provided for a self-service check depositing terminal. The SCPM comprises a supporting structure. The SCPM further comprises a first configurable mechanism located in the supporting structure and for (i) enabling a pocket module to be disposed at a first location of the supporting structure when the SCPM is to be installed into a first type of self-service check depositing terminal, (ii) enabling a pocket module to be disposed at a second location which is different from the first location of the supporting structure when the SCPM is to be installed into a second type of self-service check depositing terminal which is different from the first type of self-service depositing terminal, and (iii) enabling a pocket module to be disposed at a third location which is different from the first and second locations of the supporting structure when the SCPM is to be installed into a third type of self-service check depositing terminal which is different from the first and second types of self-service depositing terminals. The first configurable mechanism may comprise a three-way diverter which (i) diverts checks from an inlet path to a first outlet path when the SCPM is installed into the first type of self-service check depositing terminal, (ii) diverts checks from the inlet path to a second outlet path which is different from the first outlet path when the SCPM is installed into the second type of self-service check depositing terminal, and (iii) diverts checks from the inlet path to a third outlet path which is different from the first and second outlet paths when the SCPM is installed into the third type of self-service check depositing terminal. The SCPM may further comprise a second configurable mechanism located in the supporting structure and for enabling an escrow re-bunch module (ERBM) to be installed. The second configurable mechanism may comprise a two-way diverter which (i) diverts checks from an input path to a first output path when an ERBM, is not installed, and (ii) diverts checks from the input path to a second output path which is different from the first output path when an ERBM is installed.

Description:
BACKGROUND 
       [0001]    The present invention relates to self-service check depositing terminals, and is particularly directed to a scaleable check processing module for a self-service check depositing terminal, such as a check depositing automated teller machine (ATM). 
         [0002]    In a typical known check depositing ATM, an ATM customer is allowed to deposit a check (without having to place the check in any deposit envelope) in a publicly accessible, unattended environment. To deposit a check, the ATM customer inserts a user identification card through a user card slot at the ATM, enters the amount of the check being deposited, and inserts the check to be deposited through a check slot of a check acceptor. A check transport mechanism receives the inserted check and transports the check in a forward direction along a check transport path to a number of locations within the ATM to process the check. 
         [0003]    If the check is not accepted for deposit, the check transport mechanism transports the check in a reverse direction along the check transport path to return the check to the ATM customer via the check slot. If the check is accepted for deposit, the amount of the check is deposited into the ATM customer&#39;s account and the check is transported to a storage bin within the ATM. An endorser printer prints an endorsement onto the check as the check is being transported to and stored in the storage bin. Checks in the storage bin within the ATM are periodically picked up and physically transported via courier to a back office facility of a financial institution for further processing. 
         [0004]    The check acceptor is of the type which accepts only one check for each check depositing transaction. This type of check acceptor is sometimes referred to as a “single-check acceptor”. Recently, in some known check depositing ATMs, the check acceptor is of the type which can accept a plurality of checks for each check depositing transaction. This type of check acceptor is sometimes referred to as a “bunch-check acceptor”. 
         [0005]    Also, in some known check depositing ATMs, certain components are housed in modular units which, in turn, are housed in a larger module. The larger module is sometimes referred to as a “check processing module” (CPM). Such modules are included in ATMs provided by NCR Corporation, located in Dayton, Ohio. One example is Model No. CPM4 in which a modular unit called a “pocket module” is located in approximately the top portion of the CPM. The CPM4 is installable on a first type of check depositing ATM. Another example is Model No. CPM2 in which the pocket module is located in approximately the rear central portion of the CPM. The CPM2 is installable on a second type of check depositing ATM which is different from the first type of check depositing ATM. Still another example is Model No. CPM3 in which the pocket module is located in approximately the lower bottom portion of the CPM. The CPM3 is installable on a third type of check depositing ATM which is different from the first and second types of check depositing ATMs. It would be desirable to provide a single CPM which contains components which can be configured to accommodate either a single-check acceptor or a bunch-check acceptor and to provide functionality of the CPM2, the CPM3, or the CPM4. 
       SUMMARY 
       [0006]    In accordance with an embodiment of the present invention, a scaleable check processing module (SCPM) is provided for a self-service check depositing terminal. The SCPM comprises a supporting structure. The SCPM further comprises a first configurable mechanism located in the supporting structure and for (i) enabling a pocket module to be disposed at a first location of the supporting structure when the SCPM is to be installed into a first type of self-service check depositing terminal, (ii) enabling a pocket module to be disposed at a second location which is different from the first location of the supporting structure when the SCPM is to be installed into a second type of self-service check depositing terminal which is different from the first type of self-service depositing terminal, and (iii) enabling a pocket module to be disposed at a third location which is different from the first and second locations of the supporting structure when the SCPM is to be installed into a third type of self-service check depositing terminal which is different from the first and second types of self-service depositing terminals. 
     
    
     
       BRIEF DESCRIPTION OF THE DRAWINGS 
         [0007]    In the accompanying drawings: 
           [0008]      FIG. 1  is a left-front perspective view of a first type of check depositing automated teller machine (ATM) embodying the present invention; 
           [0009]      FIG. 2  is a simplified schematic diagram, looking approximately in the direction of arrow X in  FIG. 1 , and illustrating a scaleable check processing module (SCPM) having a bunch-check acceptor and configured in a first configuration for operation in the first type of check depositing ATM of  FIG. 1 ; 
           [0010]      FIG. 3  is diagram similar to the diagram of  FIG. 2 , and illustrating a SCPM having a single-check acceptor and configured in a second configuration for operation in the first type of check depositing ATM of  FIG. 1 ; 
           [0011]      FIG. 4  is diagram similar to the diagram of  FIG. 2 , and illustrating a SCPM having a bunch-check acceptor and configured in a third configuration for operation in a second type of check depositing ATM (not shown) which is different from the first type of check depositing ATM of  FIG. 1 ; 
           [0012]      FIG. 5  is diagram similar to the diagram of  FIG. 4 , and illustrating a SCPM having a single-check acceptor and configured in a fourth configuration for operation in the second type of check depositing ATM; 
           [0013]      FIG. 6  is diagram similar to the diagram of  FIG. 4 , and illustrating a SCPM having a bunch-check acceptor and configured in a fifth configuration for operation in a third type of check depositing ATM (not shown) which is different from the second type of check depositing ATM (also, not shown) and the first type of check depositing ATM of  FIG. 1 ; 
           [0014]      FIG. 7  is diagram similar to the diagram of  FIG. 6 , and illustrating a SCPM having a single-check acceptor and configured in a sixth configuration for operation in the third type of check depositing ATM; 
           [0015]      FIG. 8  is a pictorial view of a transport module of the SCPM in the first configuration of  FIG. 2 ; 
           [0016]      FIG. 9  is a pictorial view of a diverter used in the transport module of  FIG. 8 ; 
           [0017]      FIG. 10  is a view similar to the view of  FIG. 8 , and showing an end plate portion removed to better illustrate the diverter of  FIG. 9 ; 
           [0018]      FIG. 11  is an elevational view, looking approximately in the direction of arrow Y shown in  FIG. 10 , and illustrating position of the diverter in a home position when the SCPM is configured in the first configuration of  FIG. 2 ; 
           [0019]      FIG. 12  is an elevational view, looking approximately in the direction of arrow Z shown in  FIG. 10 , and illustrating position of parts of an actuator mechanism for the diverter in the home position of  FIG. 11  when the SCPM is configured in the first configuration of  FIG. 2 ; 
           [0020]      FIG. 13  view similar to  FIG. 11 , and illustrating position of the diverter when a solenoid in the actuator mechanism of  FIG. 12  is actuated; 
           [0021]      FIG. 14  is view similar to  FIG. 12 , and illustrating position of parts of the actuator mechanism when a solenoid in the actuator mechanism is actuated; 
           [0022]      FIG. 15  is a view similar to the view of  FIG. 13 , and illustrating position of the diverter when the SCPM is configured in the third configuration of  FIG. 4  and the solenoid is actuated; 
           [0023]      FIG. 16  is a view similar to the view of  FIG. 14 , and illustrating position of parts of the actuator mechanism when the SCPM is configured in the third configuration of  FIG. 4  and the solenoid is actuated; 
           [0024]      FIG. 17  is a view similar to the view of  FIG. 13 , and illustrating position of the diverter when the SCPM is configured in the fifth configuration of  FIG. 6  and the solenoid is actuated; and 
           [0025]      FIG. 18  is a view similar to the view of  FIG. 14 , and illustrating position of parts of the actuator mechanism when the SCPM is configured in the fifth configuration of  FIG. 6  and the solenoid is actuated. 
       
    
    
     DETAILED DESCRIPTION 
       [0026]    The present invention is directed to a scaleable check processing module for a self-service check depositing terminal, such as a check depositing automated teller machine (ATM). 
         [0027]    Referring to  FIG. 1 , a self-service check depositing terminal in the form of an image-based check depositing automated teller machine (ATM)  10  is illustrated. The check depositing ATM  10  comprises a fascia  12  coupled to a chassis (not shown). The fascia  12  defines an aperture  16  through which a camera (not shown) images a customer of the ATM  10 . The fascia  12  also defines a number of slots for receiving and dispensing media items, and a tray  40  into which coins can be dispensed. The slots include a statement output slot  42 , a receipt slot  44 , a card reader slot  46 , a cash slot  48 , another cash slot  50 , and a check input/output slot  52 . The slots  42  to  52  and tray  40  are arranged such that the slots and tray align with corresponding ATM modules mounted within the chassis of the ATM  10 . 
         [0028]    The fascia  12  provides a user interface for allowing an ATM customer to execute a transaction. The fascia  12  includes an encrypting keyboard  34  for allowing an ATM customer to enter transaction details. A display  36  is provided for presenting screens to an ATM customer. A fingerprint reader  38  is provided for reading a fingerprint of an ATM customer to identify the ATM customer. The user interface features described above are all provided on an NCR PERSONAS (trademark) 6676 ATM, available from NCR Financial Solutions Group Limited, Discovery Centre, 3 Fulton Road, Dundee, DD2 4SW, Scotland. 
         [0029]    Referring to  FIG. 2 , a first configuration of a scaleable check processing module (SCPM)  60  is illustrated. The SCPM  60  in the first configuration will now be described with reference to  FIGS. 2 and 8 .  FIG. 2  is a simplified schematic diagram (looking approximately in the direction of arrow X in  FIG. 1 ) of part of the fascia  12  and main parts of the SCPM  60 .  FIG. 8  is a pictorial view of a part (to be described later) used in the SCPM  60  in the first configuration of  FIG. 2 . 
         [0030]    The SCPM  60  in the first configuration of  FIG. 2  comprises four main units which include an infeed module  70 , a pocket module  80 , an escrow re-bunch module (ERBM)  90 , and a transport module  100  ( FIG. 8 ). The infeed module  70  receives a check which has been deposited into the check input/output slot  52  (see also  FIG. 1 ), and transports the check to an inlet of the transport module  100 . The dimensions of the infeed module  70 , such as its run length, may vary depending upon the particular model ATM the SCPM  60  is installed. The structure and operation of the infeed module  70  are conventional and well known and, therefore, will not be described. 
         [0031]    The transport module  100  includes a check input/output transport mechanism which receives a check from the inlet adjacent to the infeed module  70 , and transports the check along a first document track portion  101  which is the main track portion. The transport module  100  includes a first document diverter  120  which is operable to divert a check along a second document track portion  102  to the pocket module  80 , a third document track portion  103  (not used in the first configuration shown in  FIG. 2 ), or a fourth document track portion  104  which leads to the ERBM  90 . 
         [0032]    A second document diverter  92  is operable to divert a check along a fifth document track portion  105  (not used in the first configuration shown in  FIG. 2 ), or a sixth document track portion  106  which leads to the ERBM  90  and then back to the infeed module  70 . More specifically, the sixth document track  106  interconnecting the ERBM  90  and the infeed module  70  allows a bunch of checks which has accumulated in the ERBM to be transported back to the infeed module  70 . The structure and operation of the second diverter  92  are conventional and well known and, therefore, will not be described. 
         [0033]    The transport module  100  further includes a magnetic ink character recognition (MICR) head  72  for reading magnetic details on a code line of a check. The transport module  100  also includes an imager  74  including a front imaging camera  75  and a rear imaging camera  76  for capturing an image of each side of a check (front and rear). An endorser printer  78  is provided for printing endorsements onto checks. An image data memory  94  is provided for storing images of checks. A controller  95  is provided for controlling the operation of the elements within the SCPM  60 . 
         [0034]    The pocket module  80  includes a main storage bin  84  for storing processed checks. The pocket module  80  further includes a reject bin  86  for storing rejected checks. A divert gate  82  is provided for diverting checks to the reject bin  86 . If the checks are not diverted to the reject bin  86 , they will continue on to the main storage bin  84 . The structure and operation of the pocket module  80  are conventional and well known and, therefore, will not be described. 
         [0035]    It should be apparent from the first configuration of the SCPM  60  shown in  FIG. 2  that a pocket module (designated with reference numeral “ 80 ” in  FIG. 2 ) is located in a top portion of the SCPM. It should also be apparent that the SCPM  60  in the first configuration of  FIG. 2  processes a bunch of checks. Each check of the bunch is separated at the infeed module  70  before it is individually processed. Each processed check is then re-assembled at the ERBM  90  to bunch the checks back together. This type of processing is sometimes referred to as “multiple-check processing”. Since a bunch of checks are being processed, an escrow module (such as the ERBM  90  shown in  FIG. 2 ) is needed. The ERBM  90  is manufactured and available from Glory Products, located in Himeji, Japan. 
         [0036]    The ERBM  90  allows a bunch of checks (i.e., more than one check) to be processed in a single transaction. If a bunch of checks has accumulated in the ERBM  90  and is unable to be processed further within the SCPM  60 , then the bunch of checks is transported via the sixth document track portion  106  back to the infeed module  70  to return the bunch of checks to the ATM customer. Accordingly, components of the SCPM  60  in the first configuration of  FIG. 2  are configured in a first mode of operation to provide functionality of the Model CPM4 check processing module (which includes a bunch-check acceptor) sold by NCR Corporation. 
         [0037]    Referring to  FIG. 3 , a second configuration of the SCPM is illustrated. Since the second configuration illustrated in  FIG. 3  is generally similar to the first configuration illustrated in  FIG. 2 , similar numerals are utilized to designate similar components, the suffix letter “a” being associated with the second configuration of  FIG. 3  to avoid confusion. The second configuration of  FIG. 3  is the same as the first configuration of  FIG. 2  except that the second configuration of  FIG. 3  does not include the ERBM  90  shown in the first configuration of  FIG. 2 . 
         [0038]    Since the SCPM  60   a  in the second configuration of  FIG. 3  does not have an ERBM, the SCPM can process only a single check. When a single check is received for processing, the check must be deposited into a bin (i.e., either the storage bin  84   a  or the reject bin  86   a ) before another check can be received for processing. This type of processing is sometimes referred to as “single-check processing”. Accordingly, components of the SCPM  60   a  in the second configuration of  FIG. 3  are in a second mode of operation to provide functionality of the Model CPM4 check processing module (which includes a single-check acceptor) sold by NCR Corporation. 
         [0039]    Referring to  FIG. 4 , a third configuration of the SCPM is illustrated. Since the third configuration illustrated in  FIG. 4  is generally similar to the first configuration illustrated in  FIG. 2 , similar numerals are utilized to designate similar components, the suffix letter “b” being associated with the third configuration of  FIG. 4  to avoid confusion. 
         [0040]    The SCPM  60   b  shown in  FIG. 4  comprises four main units which include the infeed module  70   b , the pocket module  80   b , the ERBM  90   b , and the transport module  10   b . The infeed module  70   b  receives a check which has been deposited into the check input/output slot  52   b , and transports the check to an inlet of the transport module  100   b . The dimensions of the infeed module  70   b , such as its run length, may vary depending upon the particular model ATM the CPM  60   b  is installed. The structure and operation of the infeed module  70   b  are conventional and well known and, therefore, will not be described. 
         [0041]    The transport module  100   b  includes a check input/output transport mechanism which receives a check from the inlet adjacent to the infeed module  70   b , and transports the check along the first document track portion  101   b  which is the main track portion. The transport module  100   b  includes the first document diverter  120   b  which is operable to divert a check along the second document track portion  102   b  (not used in the third configuration shown in  FIG. 4 ), the third document track portion  103   b  to the pocket module  80   b , or the fourth document track portion  104   b  which leads to the ERBM  90   b.    
         [0042]    The second document diverter  92   b  is operable to divert a check along the fifth document track portion  105   b  (not used in the third configuration shown in  FIG. 4 ), or the sixth document track portion  106   b  which leads to the ERBM  90   b  and then back to the infeed module  70   b . More specifically, the sixth document track  106   b  interconnecting the ERBM  90   b  and the infeed module  70   b  allows a bunch of checks which has accumulated in the ERBM  90   b  to be transported from the ERBM back to the infeed module  70   b . The structure and operation of the second diverter  92   b  are conventional and well known and, therefore, will not be described. 
         [0043]    The transport module  100   b  further includes the magnetic ink character recognition (MICR) head  72   b  for reading magnetic details on a code line of a check. The transport module  100   b  also includes the imager  74   b  including the front imaging camera  75   b  and the rear imaging camera  76   b  for capturing an image of each side of a check (front and rear). The endorser printer  78   b  is provided for printing endorsements onto checks. The image data memory  94   b  is provided for storing images of checks. The controller  95   b  is provided for controlling the operation of the elements within the SCPM  60   b.    
         [0044]    It should be apparent from the third configuration of the SCPM  60   b  shown in  FIG. 4  that a pocket module (designated with reference numeral “ 80   b ” in  FIG. 4 ) is located in a central rear portion of the SCPM. The ERBM  90   b  shown in the third configuration of  FIG. 4  is the same as the ERBM  90  shown in the first configuration of  FIG. 2  described hereinabove. Accordingly, components of the SCPM  60   b  in the third configuration of  FIG. 4  are in a third mode of operation to provide functionality of the Model CPM2 check processing module (which includes a bunch-check acceptor) sold by NCR Corporation. 
         [0045]    Referring to  FIG. 5 , a fourth configuration of the SCPM is illustrated. Since the fourth configuration illustrated in  FIG. 5  is generally similar to the third configuration illustrated in  FIG. 4 , similar numerals are utilized to designate similar components, the suffix letter “c” being associated with the fourth configuration of  FIG. 5  to avoid confusion. The fourth configuration of  FIG. 5  is the same as the third configuration of  FIG. 4  except that the fourth configuration of  FIG. 5  does not include the ERBM  90   b  shown in the third configuration of  FIG. 4 . 
         [0046]    Since the SCPM  60   c  in the fourth configuration of  FIG. 5  does not have an ERBM, the SCPM can process only a single check. This single-check processing in the fourth configuration of  FIG. 5  is the same as the single-check processing in the second configuration of  FIG. 3  described hereinabove. Accordingly, components of the SCPM  60   c  in the fourth configuration of  FIG. 5  are in a fourth mode of operation to provide functionality of the Model CPM2 check processing module (which includes a single-check acceptor) sold by NCR Corporation. 
         [0047]    Referring to  FIG. 6 , a fifth configuration of the SCPM is illustrated. Since the fifth configuration illustrated in  FIG. 6  is generally similar to the first configuration illustrated in  FIG. 2 , similar numerals are utilized to designate similar components, the suffix letter “d” being associated with the fifth configuration of  FIG. 6  to avoid confusion. 
         [0048]    The SCPM  60   d  shown in  FIG. 6  comprises four main units which include the infeed module  70   d , the pocket module  80   d , the ERBM  90   d , and the transport module  100   d . The infeed module  70   d  receives a check which has been deposited into the check input/output slot  52   d , and transports the check to an inlet of the transport module  100   d . The dimensions of the infeed module  70   d , such as its run length, may vary depending upon the particular model ATM the SCPM  60   d  is installed. The structure and operation of the infeed module  70   d  are conventional and well known and, therefore, will not be described. 
         [0049]    The transport module  100   d  includes a check input/output transport mechanism which receives a check from the inlet adjacent to the infeed module  70   d , and transports the check along the first document track portion  101   d  which is the main track portion. The transport module  100   d  includes the first document diverter  120   d  which is operable to divert a check along the second document track portion  102   d  (not used in the fifth configuration shown in  FIG. 6 ), the third document track portion  103   d  (also not used in the fifth configuration shown in  FIG. 6 ), or the fourth document track portion  104   d  which leads to either the pocket module  80   d  or the ERBM  90   d.    
         [0050]    More specifically, the second document diverter  92   d  is operable to divert a check along either the fifth document track portion  105   d  which leads to the pocket module  80   d  or the sixth document track portion  106   d  which leads to the ERBM  90   d  and then back to the infeed module  70   d . The sixth document track  106   d  interconnecting the ERBM  90   d  and the infeed module  70   d  allows a bunch of checks which has accumulated in the ERBM  90   d  to be transported from the ERBM back to the infeed module  70   d . The structure and operation of the second diverter  92   d  are conventional and well known and, therefore, will not be described. 
         [0051]    The transport module  100   d  further includes the magnetic ink character recognition (MICR) head  72   d  for reading magnetic details on a code line of a check. The transport module  100   d  also includes the imager  74   d  including the front imaging camera  75   d  and the rear imaging camera  76   d  for capturing an image of each side of a check (front and rear). The endorser printer  78   d  is provided for printing endorsements onto checks. The image data memory  94   d  is provided for storing images of checks. The controller  95   d  is provided for controlling the operation of the elements within the SCPM  60   d.    
         [0052]    It should be apparent from the fifth configuration of the SCPM  60   d  shown in  FIG. 6  that a pocket module (designated with reference numeral “ 80   d ” in  FIG. 6 ) is located in a lower or bottom portion of the SCPM. The ERBM  90   d  in the fifth configuration of  FIG. 6  is the same as the ERBM  90  shown in the first configuration of  FIG. 2  described hereinabove. Accordingly, components of the SCPM  60   d  in the fifth configuration of  FIG. 6  are in a fifth mode of operation to provide functionality of the Model CPM3 check processing module (which includes a bunch-check acceptor) sold by NCR Corporation. 
         [0053]    Referring to  FIG. 7 , a sixth configuration of the SCPM is illustrated. Since the sixth configuration illustrated in  FIG. 7  is generally similar to the fifth configuration illustrated in  FIG. 6 , similar numerals are utilized to designate similar components, the suffix letter “e” being associated with the sixth configuration of  FIG. 7  to avoid confusion. The sixth configuration of  FIG. 7  is the same as the fifth configuration of  FIG. 6  except that the sixth configuration of  FIG. 7  does not include the ERBM  90   d  shown in the fifth configuration of  FIG. 6 . 
         [0054]    Since the SCPM  60   e  in the sixth configuration of  FIG. 7  does not have an ERBM, the SCPM can process only a single check. This single-check processing in the sixth configuration of  FIG. 7  is the same as the single-check processing in the second configuration of  FIG. 3  and the fourth configuration of  FIG. 5 , both described hereinabove. Accordingly, components of the SCPM  60   e  in the sixth configuration of  FIG. 7  are in a sixth mode of operation to provide functionality of the Model CPM3 check processing module (which includes a single-check acceptor) sold by NCR Corporation. 
         [0055]    The structure and operation of the SCPM in the six different modes of operation just described hereinabove are described in more detail hereinbelow. For simplicity, the detailed description below will be mainly from the vantage point of the first configuration of the SCPM  60  of  FIG. 2 . 
         [0056]      FIG. 9  is a pictorial view of the first diverter  120  in the form of a diverter blade.  FIG. 10  is a view similar to the view of  FIG. 8 , and shows an end plate portion  122  (shown in  FIGS. 8 and 9 ) removed for better viewing of the construction of parts of the first diverter  120 . The first diverter  120  has a first plurality of fingers  124 , a second plurality of fingers  125  (shown in  FIG. 10 ), a third plurality of fingers  126 , and a fourth plurality of fingers  127 , for diverting documents such as checks in a manner to be described later. 
         [0057]      FIG. 11  is an elevational view, looking approximately in the direction of arrow Y shown in  FIG. 10 .  FIG. 11  shows position of the first diverter  120  when parts are in a home position.  FIG. 12  is an elevational view, looking approximately in the direction of arrow Z shown in  FIG. 10 .  FIG. 12  shows position of parts of an actuator mechanism for the first diverter  120  when parts are in the home position of  FIG. 11 . 
         [0058]    As shown in  FIG. 11 , a first drive roller  131  and a second drive roller  132  co-operate to transport a check along the first track portion  101  towards the first diverter  120 . The first diverter  120  has the first, second, third, and fourth sets of fingers  124 ,  125 ,  126 ,  127 . As shown in  FIG. 12 , the actuator mechanism for the first diverter  120  includes a diverter arm  140  which is coupled to a pivot plate  142 . A pin  141  is connected to the diverter  120  and extends into a slot  143  of a base member  145 . The extent of movement of the pin  141  is limited by the size of the slot  143 . 
         [0059]    The pivot plate  142  is pivotable about a fixed shaft  146 . An extension spring  148  is connected to the pivot plate  142  and provides a biasing force which acts through the pivot plate  142  and the diverter arm  140  to maintain parts in the home position shown in  FIGS. 8 and 9 . An actuatable solenoid  144  has a plunger  147  which is connected to the pivot plate  142 . When the solenoid  144  is actuated, parts move from the home position shown in  FIGS. 11 and 12  to the position shown in  FIGS. 13 and 14 , respectively. When the solenoid  144  is deactuated, parts return from the position shown in  FIGS. 13 and 14  back to the home position shown in  FIGS. 11 and 12 . Accordingly, in the first mode of operation of the SCPM  60  shown in  FIG. 2 , the first diverter  120  is movable between the home position (i.e., the solenoid is not actuated) shown in  FIGS. 11 and 12  and the solenoid-actuated position shown in  FIGS. 13 and 14 . 
         [0060]    When the SCPM  60  is in the first mode of operation as shown in  FIG. 2 , a detent arm  150  ( FIGS. 12 and 14 ) is disposed in a first hole  151  in a base plate  155 . The detent arm  150  can be disposed in a second hole  152  to configure the SCPM to operate in a second mode of operation which will be described later. Also, the detent arm  150  can be disposed in a third hold  153  to configure the SCPM to operate in a third mode of operation which will also be described later. 
         [0061]    When the detent arm  150  is disposed in the first hole  151  as shown in  FIGS. 12 and 14 , the detent arm  150  is in a position which allows the pin  141  to move within the full extent of the slot  143  between the home position shown in  FIG. 12  to the solenoid-actuated position shown in  FIG. 14 . Accordingly, when the SCPM  60  is configured to operate in the first mode of operation and the detent arm  150  is disposed in the first hole  151 , a check can be transported from the first track portion  101  (see  FIGS. 11 and 13 ) to either the fourth track portion  104  to the ERBM  90  when parts are in the home position shown in  FIGS. 11 and 12  or the second track portion  102  to the pocket module  80  when parts are in the solenoid-actuated position shown in  FIGS. 13 and 14 . It should be noted that operation of parts just described hereinabove in  FIGS. 11 ,  12 ,  13 , and  14  for the first mode of operation of  FIG. 2  is the same for the second mode of operation of  FIG. 3 . 
         [0062]      FIG. 15  is another elevational view, looking approximately in the direction of arrow Y shown in  FIG. 10 .  FIG. 15  shows position of the first diverter  120   b  when the SCPM is configured to operate in the third mode of operation as shown in  FIG. 4 .  FIG. 16  is another elevational view, looking approximately in the direction of arrow Z shown in  FIG. 10 .  FIG. 16  shows position of parts of the actuator mechanism for the first diverter  120   b  when the SCPM  60   b  is configured to operate in the third mode of operation as shown in  FIG. 4 . 
         [0063]    As shown in  FIG. 16 , the detent arm  150   b  is disposed in the second hole  152   b . In  FIG. 16 , the detent arm  150   b  is in a position which allows the pin  141   b  to move within about half the extent of the slot  143   b  between the home position (not shown) and the solenoid-actuated position which is shown in  FIGS. 15 and 16 . The home position for when the SCPM  60   b  is configured to operate in the third mode of operation is similar to that shown in  FIG. 12  just described hereinabove except that the detent arm  150   b  in  FIG. 16  is in the second hole  152   b  instead of the first hole  151   b  or the third hole  153   b . Accordingly, when the SCPM  60   b  is configured to operate in the third mode of operation as shown in  FIG. 4  and the detent arm  150   b  is disposed in the second hole  152   b  as shown in  FIG. 16 , a check can be transported from the first track portion  101   b  ( FIG. 15 ) to either the fourth track portion  104   b  to the second diverter  92   b  to the ERBM  90   b  when parts are in the home position (not shown) or the third track portion  103   b  to the pocket module  80   b  when parts are in the solenoid-actuated position shown in  FIGS. 15 and 16 . It should be noted that operation of parts just described hereinabove in  FIGS. 15 and 16  for the third mode of operation of  FIG. 4  is the same for the fourth mode of operation of  FIG. 5 . 
         [0064]      FIG. 17  is yet another elevational view, looking approximately in the direction of arrow Y shown in  FIG. 10 .  FIG. 17  shows position of the first diverter  120   d  when the SCPM is configured to operate in the fifth configuration as shown in  FIG. 6 .  FIG. 18  is yet another elevational view, looking approximately in the direction of arrow Z shown in  FIG. 10 .  FIG. 18  shows position of parts of an actuator mechanism for the first diverter  120   d  when the SCPM is configured to operate in the fifth mode of operation as shown in  FIG. 6 . 
         [0065]    As shown in  FIG. 18 , the detent arm  150   d  is disposed in the third hole  153   d . In  FIG. 18 , the detent arm  150   d  is in a position which constrains the pin  141   d  in the slot  143   d  to remain substantially in the home position (not shown) and the solenoid-actuated position which is shown in  FIGS. 17 and 18 . The home position for when the SCPM  60   d  is configured to operate in the fifth mode of operation is similar to that shown in  FIG. 12  just described hereinabove except that the detent arm  150   d  in  FIG. 18  is in the third hole  153   d  instead of the first hole  151   d  or the second hole  152   d . Accordingly, when the SCPM  60   d  is configured to operate in the fifth mode of operation as shown in  FIG. 6  and the detent arm  150   d  is disposed in the third hole  153   d  as shown in  FIG. 18 , a check can be transported from the first track portion  101   d  along only the fourth track portion  104   d  to the second diverter  92   d  to the ERBM  90   d  whether parts are in the home position (not shown) or are in the solenoid-actuated position shown in  FIGS. 17 and 18 . It should be noted that operation of parts just described hereinabove in  FIGS. 17 and 18  for the fifth mode of operation of  FIG. 6  is the same for the sixth mode of operation of  FIG. 7 . 
         [0066]    It should be apparent that the co-operation of the first diverter  120  and the second diverter  92  in the first configuration of  FIG. 2  provides a user with the flexibility to configure a check processing module for any one of the six different modes of operation described hereinabove. More specifically, in the first configuration of  FIG. 2 , a pocket module is located at a top location and an ERBM is provided. In the second configuration of  FIG. 3 , a pocket module is located at a top location and an ERBM is not provided. In the third configuration of  FIG. 4 , a pocket module is located at a rear location and an ERBM is provided. In the fourth configuration of  FIG. 5 , a pocket module is located at a rear location and an ERBM is not provided. In the fifth configuration of  FIG. 6 , a pocket module is located at a bottom location and an ERBM is provided. In the sixth configuration of  FIG. 7 , a pocket module is located at a bottom location and an ERBM is not provided. 
         [0067]    Although the above description describes checks being transported in a forward direction through the first diverter  120  in the first configuration of  FIG. 2 , it is conceivable that checks be transported in a reverse direction through the first diverter. The construction of the first, second, third, and fourth sets of fingers  124 ,  125 ,  126 ,  127  (best shown in  FIGS. 9 and 10 ) is such that checks can be transported in directions which are opposite to those described hereinabove without having to be concerned about checks getting caught by the fingers and causing a document jam condition. Accordingly, the structure of the first diverter  120  enables bidirectional flow of checks therethrough. 
         [0068]    Also, although the above description describes the PERSONAS (trademark) 6676 NCR ATM embodying the present invention, it is conceivable that other models of ATMs, other types of ATMs, or other types of self-service check depositing terminals may embody the present invention. Self-service depositing terminals are generally public-access devices that are designed to allow a user to conduct a check deposit transaction in an unassisted manner and/or in an unattended environment. Self-service check depositing terminals typically include some form of tamper resistance so that they are inherently resilient. 
         [0069]    The particular arrangements disclosed are meant to be illustrative only and not limiting as to the scope of the invention. From the above description, those skilled in the art to which the present invention relates will perceive improvements, changes and modifications. Numerous substitutions and modifications can be undertaken without departing from the true spirit and scope of the invention. Such improvements, changes and modifications within the skill of the art to which the present invention relates are intended to be covered by the appended claims.