Section 95 (2) of the originally read thus: "95 (2) Subject to the proviso to sub section (1), a 866 policy of insurance shall cover any liability incurred in respect of any one accident upto the following limits, namely : (a) where the vehicle is a vehicle used or adapted to be used for the carriage of goods, a limit of twenty thousand rupees; (b) where the vehicle is a vehicle in which passengers are carried for hire or reward or by reason of or in pursuance of a a contract of employment, in respect of persons other than passengers carried for hire or reward, a limit of twenty thousand rupees; and in respect of passengers a limit of twenty thousand rupees in all, and four thousand rupees in respect of an individual passenger, if the vehicle is registered to carry not more than six passengers excluding the driver or two thousand rupees in respect of an individual passenger, if the vehicle is registered to carry more than six passengers excluding the driver; (c) where the vehicle is a vehicle of any other class, the amount of the liability incurred." (emphasis supplied) Clause (a) of sub section (2) was substituted by a new clause by section 74 of the Motor Vehicles (Amendment) , 100 of 1956, with effect from February 16, 1957.