As in the cases of The Ruby General Insurance Co. Ltd. vs The Bharat Bank, Ltd. and others,(1) Dawood Tar Mahomed Bros. and others vs Queensland Insurance Co. Ltd.,(2) Pearl Insurance Co. vs Atma Ram,(3) Baroda Spinning and Weaving Co. Ltd. vs Satyanarayan Marine and Fire Insurance Co. Ltd.,(4) Assam Roadways vs National Insurance Co. and others,(5) M/s Indian Drugs and Pharmaceuticals Ltd. Hyderabad vs M/s Savani Transport P. Ltd., Hyderabad,(6) Rivers Steam Navigation Co. Ltd., and another vs Bisweswar Kundu(7) and Vulcan Insurance Co Ltd. vs Maharaj Singh and another,(8) the points decided and views expressed were different from the present controversy, it is not necessary to refer to those decisions or express any opinion on those.