(5) The scheme aforesaid may contain provisions for all or any of the following matters, namely: (a). . . . . . . . . (b). . . . . . . . . (c). . . . . . . . . (d). . . . . . . . . (e). . . . . . . . . (f). . . . . . . . . (g). . . . . . . . . (h). . . . . . . . . 197 (i) the continuance of the services of all the employees of the banking company (excepting such of them as not being workmen within the meaning of the are specifically mentioned in the scheme) in the banking company itself on its reconstruction or, as the case may be, in the transferee bank at the same remuneration and on the same terms and conditions of service, which they were getting or, as the case may be, by which they were being governed, immediately before the date of the order of moratorium: Provided. . . . . . . . (j) notwithstanding anything contained in clause (i) where any of the employees of the banking company not being workmen within the meaning of the are specifically mentioned in the scheme under clause (i), or where any employees of the banking company have by notice in writing given to the banking company or, as the case may be, the transferee bank at any time before the expiry of one month next following the date on which the scheme is sanctioned by the Central Government, intimated their intention of not becoming employees of the banking company on its reconstruction or, as the case may be, of the transferee bank, the payment to such employees of compensation, if any, to which they are entitled under the , and such pension, gratuity, provident fund and other retirement benefits ordinarily admissible to them under the rules or authorisations of the banking company immediately before the date of the order of moratorium: (k). . . . . . . . . (I) . . . . . . . . (6) (a) A copy of the scheme prepared by the Reserve Bank shall be sent in draft to the banking company and also to the transferee bank and any other banking company concerned in the amalgamation, for suggestions and objections, if any, within such period as the Reserve Bank may specify for this purpose; (b) the Reserve Bank may make such modifications, 198 if any, in the draft scheme as it may consider necessary in the light of the suggestions and objections received from the banking company and also from the transferee bank, and any other banking company concerned in the amalgamation and from any members, depositors or other creditors of each of those companies and the transferee bank.