raw/test/03/1619911703.json

{"source_url": "https://www.cumhuriyet.com.tr", "url": "https://www.cumhuriyet.com.tr/haber/arastirma-her-uc-isciden-ikisinin-tuketici-kredisi-borcu-var-1741832", "title": "Ara\u015ft\u0131rma: Her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu var", "top_image": "https://www.cumhuriyet.com.tr/Archive/2020/5/29/1741832/kapak_132904.jpg", "meta_img": "https://www.cumhuriyet.com.tr/Archive/2020/5/29/1741832/kapak_132904.jpg", "images": ["https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743597/kapak_095056.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743619/kapak_114736.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743614/kapak_111008.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/5/29/132302324-b0f26f50a79deaf955038f5a67183397.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743604/kapak_102436.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743627/kapak_122419.jpg", "https://www.cumhuriyet.com.tr/Content/images/icons/google_news.png", "https://www.cumhuriyet.com.tr/Archive/2020/5/29/132105150-b2d02fd9ac30a8b0a67801ba0bb52af2.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743607/kapak_104058.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743617/kapak_113631.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/5/29/1741832/kapak_132904.jpg", "https://www.cumhuriyet.com.tr/Archive/yazarlar/foto/yazar46.png", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743592/kapak_093215.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/5/29/132234383-6c484b6234b200c553806d04dc7a9c34.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/5/29/132156764-60142791be85616a6d1360f450004961.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743626/kapak_120917.jpg", "https://www.cumhuriyet.com.tr/Archive/2020/5/29/132025641-f88290fd4225a3bb566ec83c46720a50.jpg", "https://mc.yandex.ru/watch/49053425", "https://www.cumhuriyet.com.tr/Archive/2020/6/7/1743600/kapak_100017.jpg", "https://www.cumhuriyet.com.tr/Content/images/main/cumhuriyet-logo-beyaz.svg"], "movies": [], "text": "29 May\u0131s 2020 Cuma, 13:17\n\nB\u0130SAM taraf\u0131ndan, 14-24 May\u0131s 2020 tarihinde, otomotiv, metal e\u015fya, elektrik-elektronik ve demir-\u00e7elik sekt\u00f6rlerinde \u00e7al\u0131\u015fan, Birle\u015fik Metal \u0130\u015f sendikas\u0131 \u00fcyesi 948 i\u015f\u00e7i ile yap\u0131lan ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131 a\u00e7\u0131kland\u0131.\n\nAra\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131na g\u00f6re, metal i\u015f\u00e7ilerinin y\u00fczde 75'i gelir kayb\u0131 ya\u015fad\u0131\u011f\u0131n\u0131 s\u00f6yledi.\n\nHANE HALKI GEL\u0130R\u0130 3 B\u0130N L\u0130RANIN ALTINDA\n\nAra\u015ft\u0131rma kapsam\u0131ndaki i\u015f\u00e7ilerin yakla\u015f\u0131k d\u00f6rtte birinin hane halk\u0131 geliri 3 bin liran\u0131n alt\u0131nda bulunuyor. Geliri 3000-3999 lira aras\u0131 olanlar\u0131n oran\u0131 y\u00fczde 40 ile en geni\u015f kesimi olu\u015fturuyor. Hane halk\u0131 geliri 4000-4999 lira aras\u0131 olanlar\u0131n oran\u0131 y\u00fczde 18 d\u00fczeyinde bulunuyor. Hane halk\u0131 geliri, 5000 lira ve \u00fczeri olanlar\u0131n oran\u0131 y\u00fczde 17 seviyesinde belirlendi.\n\nAra\u015ft\u0131rmada \u00f6ne \u00e7\u0131kan sonu\u00e7lar \u015fu \u015fekilde:\n\nBORCU OLMAYAN \u0130\u015e\u00c7\u0130 NEREDEYSE YOK\n\n* Ara\u015ft\u0131rma kapsam\u0131ndaki i\u015f\u00e7ilerin y\u00fczde 92'lik ezici bir \u00e7o\u011funlu\u011fu borcunun oldu\u011funu ifade etmektedir. Borcu olmayan i\u015f\u00e7ilerin oran\u0131 ise sadece y\u00fczde 7 seviyesinde kalmaktad\u0131r. Y\u00fczde 92'lik bor\u00e7lu kesim i\u00e7erisinde ise bor\u00e7lar\u0131n\u0131n kendisini hi\u00e7 zorlamad\u0131\u011f\u0131n\u0131 s\u00f6yleyenlerin oran\u0131 y\u00fczde 3.42 seviyesindedir. Buna kar\u015f\u0131n bor\u00e7lar\u0131n kendisini zorlad\u0131\u011f\u0131n\u0131 s\u00f6yleyenlerin oran\u0131 y\u00fczde 40.14, \u00e7ok zorlad\u0131\u011f\u0131n\u0131 s\u00f6yleyenlerin oran\u0131 y\u00fczde y\u00fczde 56.44'e \u00e7\u0131kmaktad\u0131r. Toplamda bor\u00e7lu olanlar\u0131n yakla\u015f\u0131k y\u00fczde 97'si bor\u00e7lar\u0131 nedeniyle zorlanmaktad\u0131r.\n\nB\u0130R K\u0130\u015e\u0130N\u0130N B\u0130RDEN FAZLA BORCU VAR\n\n* Ara\u015ft\u0131rma kapsam\u0131nda borcu olan yakla\u015f\u0131k her \u00fc\u00e7 i\u015f\u00e7iden birinin ki\u015fisel borcu bulunurken, her be\u015f i\u015f\u00e7iden birinin konut kredisi borcu bulundu\u011fu belirtilerek, \"Ara\u00e7 kredisi borcu olanlar\u0131n oran\u0131 ise y\u00fczler 3.6'd\u0131r. Bir ki\u015finin birden fazla bor\u00e7 \u00e7e\u015fidi bulunabilmektedir\" denildi.\n\n\u0130\u015e\u00c7\u0130LER\u0130N GEL\u0130R\u0130NDE KAYIP YA\u015eANDI\n\n* Ara\u015ft\u0131rma kapsam\u0131ndaki i\u015f\u00e7ilerin yakla\u015f\u0131k y\u00fczde 52'si Covid-19 s\u00fcrecinde hane halk\u0131 gelirinin yan\u0131nda net gelirinde de kay\u0131p ya\u015fam\u0131\u015ft\u0131r. Net gelirinin tamam\u0131n\u0131 ya da fazlas\u0131n\u0131 alan i\u015f\u00e7ilerin oran\u0131 y\u00fczde 48 olurken, gelirinin yar\u0131s\u0131na kadar gelir elde edebilenlerin oran\u0131 y\u00fczde 10'dur. Bu kesim aras\u0131nda i\u015fsiz kalanlar ya da zaten i\u015fsiz olanlar da bulunmaktad\u0131r. Gelirinin y\u00fczde 50 ile y\u00fczde 74'\u00fcn\u00fc alabilenlerin oran\u0131 y\u00fczde 15, gelirinin y\u00fczde 75 ile y\u00fczde 99'unu alabilenlerin oran\u0131 y\u00fczde 26'd\u0131r.\n\nN\u0130SAN AYINDA BOR\u00c7LAR ARTTI\n\n* Ara\u015ft\u0131rma kapsam\u0131ndaki i\u015f\u00e7ilere hane halk\u0131 gelirlerinde ya\u015fanan gelir kayb\u0131n\u0131n nedenleri de sorulmu\u015ftur. \u0130\u015f\u00e7ilerin y\u00fczde 46.8'i k\u0131sa \u00e7al\u0131\u015fma nedeniyle, y\u00fczde 31.1'i fazla mesai yapamad\u0131\u011f\u0131 i\u00e7in, y\u00fczde 17'si aile fertlerinden birinin i\u015fsiz kalmas\u0131 y\u00fcz\u00fcnden, y\u00fczde 14.1'i ise ek i\u015f yapamad\u0131\u011f\u0131 i\u00e7in hane halk\u0131nda gelir kayb\u0131 ya\u015fand\u0131\u011f\u0131n\u0131 s\u00f6ylemektedir. Ara\u015ft\u0131rma kapsam\u0131nda ge\u00e7erli cevap veren metal i\u015f\u00e7ilerinin y\u00fczde 51'i Nisan ay\u0131nda bor\u00e7lar\u0131n\u0131n artt\u0131\u011f\u0131n\u0131 ifade etmektedir.\n\nKRED\u0130LER \u00d6DENEM\u0130YOR\n\n* Bu i\u015f\u00e7ilerden fatura \u00f6demekte zorlananlar\u0131n oran\u0131 y\u00fczde 48'dir. \u0130\u015f\u00e7ilerin y\u00fczde 36.7'si kredi kart\u0131n\u0131, y\u00fczde 18.6's\u0131 t\u00fcketici kredisi borcunu, y\u00fczde 5.7'si konut kredisi borcunu \u00f6deyemedi\u011fini ifade etmektedir (buna g\u00f6re konut kredisi borcu olan her d\u00f6rt ki\u015fiden biri borcunu \u00f6deyememi\u015ftir). Kiras\u0131n\u0131 \u00f6deyemeyen i\u015f\u00e7ilerin oran\u0131 y\u00fczde 12.7 olarak tespit edilmi\u015ftir.", "keywords": [], "meta_keywords": [""], "tags": [], "authors": [], "publish_date": null, "summary": "", "article_html": "", "meta_description": "Birle\u015fik Metal \u0130\u015f Sendikas\u0131 Ara\u015ft\u0131rma Merkezi'nin (B\u0130SAM) yapt\u0131\u011f\u0131 ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131na g\u00f6re, metal i\u015f\u00e7ilerinin y\u00fczde 75'i Covid-19 s\u00fcrecinde gelir kayb\u0131 ya\u015fad\u0131 ve her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu bulunuyor.", "meta_lang": "tr", "meta_favicon": "/Content/images/icons/favicon.ico", "meta_data": {"theme-color": "#c90003", "viewport": "width=device-width, initial-scale=1", "title": "Ara\u015ft\u0131rma: Her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu var", "description": "Birle\u015fik Metal \u0130\u015f Sendikas\u0131 Ara\u015ft\u0131rma Merkezi'nin (B\u0130SAM) yapt\u0131\u011f\u0131 ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131na g\u00f6re, metal i\u015f\u00e7ilerinin y\u00fczde 75'i Covid-19 s\u00fcrecinde gelir kayb\u0131 ya\u015fad\u0131 ve her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu bulunuyor.", "og": {"title": "Ara\u015ft\u0131rma: Her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu var", "type": "article", "url": "https://www.cumhuriyet.com.tr/haber/arastirma-her-uc-isciden-ikisinin-tuketici-kredisi-borcu-var-1741832", "image": "https://www.cumhuriyet.com.tr/Archive/2020/5/29/1741832/kapak_132904.jpg", "description": "Birle\u015fik Metal \u0130\u015f Sendikas\u0131 Ara\u015ft\u0131rma Merkezi'nin (B\u0130SAM) yapt\u0131\u011f\u0131 ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131na g\u00f6re, metal i\u015f\u00e7ilerinin y\u00fczde 75'i Covid-19 s\u00fcrecinde gelir kayb\u0131 ya\u015fad\u0131 ve her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu bulunuyor."}, "twitter": {"card": "summary_large_image", "site": "@cumhuriyetgzt", "creator": "@cumhuriyetgzt", "title": "Ara\u015ft\u0131rma: Her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu var", "description": "Birle\u015fik Metal \u0130\u015f Sendikas\u0131 Ara\u015ft\u0131rma Merkezi'nin (B\u0130SAM) yapt\u0131\u011f\u0131 ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131na g\u00f6re, metal i\u015f\u00e7ilerinin y\u00fczde 75'i Covid-19 s\u00fcrecinde gelir kayb\u0131 ya\u015fad\u0131 ve her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu bulunuyor.", "image": {"identifier": "https://www.cumhuriyet.com.tr/Archive/2020/5/29/1741832/kapak_132904.jpg", "src": "https://www.cumhuriyet.com.tr/Archive/2020/5/29/1741832/kapak_132904.jpg", "alt": "Birle\u015fik Metal \u0130\u015f Sendikas\u0131 Ara\u015ft\u0131rma Merkezi'nin (B\u0130SAM) yapt\u0131\u011f\u0131 ara\u015ft\u0131rman\u0131n sonu\u00e7lar\u0131na g\u00f6re, metal i\u015f\u00e7ilerinin y\u00fczde 75'i Covid-19 s\u00fcrecinde gelir kayb\u0131 ya\u015fad\u0131 ve her \u00fc\u00e7 i\u015f\u00e7iden ikisinin t\u00fcketici kredisi borcu bulunuyor."}}, "fb": {"admins": 619332001, "app_id": 168546753348847, "page_id": 153667584658172}}, "canonical_link": "https://www.cumhuriyet.com.tr/haber/arastirma-her-uc-isciden-ikisinin-tuketici-kredisi-borcu-var-1741832"}