Newsgroup: it.economia.banche
Titolo: Cashier's check per pagare multa USA

In data 27 marzo stavo allegramente scorrazzando da Los Angeles verso Las
Vegas alla velocità di 95 mph invece di 65 mph, trovo una pattuglia, mi
ferma e scatta la multa.
Ora devo spedire un cashier's check di 371$ alla corte di San Bernardino,
che mi dice appunto di spedire questo chek, oppure un "money order", emesso
da una banca internazionale, preferibilmente Bank Of America.
Riporto pure l'originale per evitare incomprensioni:" YOU MUST ALSO SEND THE
$371 US DOLLARS IN THE FORM OF A CASHIER'S CHECK OR MONEY ORDER drawn on a
major international bank (preferably Bank of America) made payable to
San Bernardino County Superior Court
Needles District"
Cosa devo fare?????
Non credo ci siano filiali Bank of America in Italia, forse qualcuna è, boh,
associata?
Grazie per i consigli!!!
Luigi

 associata?
Come no? Non hai seguito lo scandalo Parmalat? C'é una filiale della Bank of 
America a Milano. Chiamali!
:-) 

 :-)
Bank Of America di Milano non ha uno sportello, non fornisce servizi al
pubblico, tratta solo con enti, istituzioni, governo...
Mah, così mi han detto....
Comunque sono andato in una banca Unicredit e mi hanno detto che hanno
bisogno di coordinate swift, numero di conto corrente, iban, indirizzo del
beneficiario, ecc. ecc.
A me gli americani hanno detto solo di intestarla alla corte di San
bernardino, nient'altro!
Il cassiere della Unicredit me l'ha detta giusta? Lo vedevo un pò in
difficoltà....

 difficoltà....
sì, te l'ha detta giusta. Immagino che Unicredit, come altre banche che 
operano con l'estro abbia conto con Bofa e quindi che spedisca direttamente 
i soldi senza intermediari. Probabilmente l'hai visto in difficoltà perché, 
come fanno quasi tutte le banche oggi, avranno accentrato l'ufficio estero 
altrove (o addirittura fuori banca...) e il tizio con cui hai parlato magari 
era solo uno che raccoglieva il tuo ordine di pagamento lo spediva altrove 
(perç ti vendeva una polizza assicurativa e tre obbligazioni strutturate 
mentre eri lì..). Fai una cosa, senti se l'Unicredit ha conto diretto con 
Bofa (ie. come vengono spediti i fondi) e quanto ti costa spedirli.
Ciao. :-) 

 difficoltà....
Infatti!!
Ti ha chiesto in pratica le coordinate per fare un bonifico estero. A
quanto pare questa sembra essere l'unica strada percorribile

 Cosa devo fare?????
OCCHIO ! ......
Sono passato attraverso una vera e propria odissea fino al 2003 per
riuscire a pagare una multa presa (nell'agosto 2002!) a San Francisco.
Se vuoi divertirti (per modo di dire...) qui sotto ti riporto uno degli
ultimi fax che che ho spedito direttamente al giudice americano (Court
Manager) prima di risolvere (dopo alcuni mesi di frustrazione) la
questione.
Il problema e che' che il modulo che tu hai ricevuto NON e' fatto per
spiegare alcunche' ai tapini di altre nazioni. Infatti non riporta i
dati necessari (bank name/agency, bank account number e  swift code)
per fare un bonifico internazionale.
Per fartela breve, il mio consiglio (per evitare il rischio di casini
come quelli che capirai leggendo qui sotto) e' di fare come ho fatto
io: riuscire a metterti in contatto diretto telefonicamente con il
preposto "Court manager", e fare in modo di sbrigare la transazione
tramite la tua carta di credito (e richiedendogli un fax di conferma
per il pagamento avvenuto).
(NOTA: NON usare il sistema automatico di inserimento dati della carta
di credito della risponditoria della polizia, perche' anch'esso e'
fatto per funzionare SOLO per l'utenza americana Inoltre noterai che ho
rimosso i numeri di telefono dal testo qui sotto, primo per ragioni di
privacy ma poi anche perche' saranno comunque diversi nel tuo caso).
Ecco il testo del fax spedito al "Court Manager" prima di riuscire poi
a risolvere la cosa telefonicamente.
Sei autorizzato a ridere.  (e buona fortuna a te, comunque):
-----------------------------------------------------
Hello.
	I am an Italian citizen living in Italy and I have to kindly ask your
help and assistance in order to successfully close a complex story that
seems to make me continuously waste my money, my time and your time as
well.
(I actually called you on January 31st to pre-alert that I was going to
send you this fax)
On august 10th, 2002 during a very short business trip in San Francisco
I committed a traffic violation due to my inexperience of a local law
(my fault, anyway). I asked the policeman how to pay the fine (since it
was not written the fine amount on the yellow ticket he gave me), and I
also explained him the fact that I was going to return in Italy. He
replied that I would have been receiving later at home in Italy a
document with the details of the amount to pay.
On September, 2nd 2002 I actually received at home a  "Courtesy
Warning Notice" related to the citation [...] .  On such document was
written the amount to pay (104 $), but was NOT explained the way to
make an international payment.
I thought it was not a good idea to send cash by mail, and I noticed a
phone number on top of the letter in the address section [...], and I
started to make several attempts to call it (getting into an automatic
voice system) in order to talk with somebody and ask instructions about
the payment procedure to follow, but since I had no luck in reaching
any people then I tried on September 7th 2002 to pay the fine with my
American Express card according to the instructions given by the
automatic answering system.
Unfortunately I was not sure if the transaction had been accepted since
phone line was noisy and I got disconnected immediately after entering
my credit card number and its expiration date.
For this reason on the same day (September 7th) I sent to your Court
address a letter where I clearly explained what happened to me, asking
to verify if the transaction had been correctly recorded in your system
and in case it wasn't, asking your division to send me by mail the
information of your Bank Account number in US, to be able to make an
International payment through my Bank account in Italy.
I was waiting confident to received a reply from you, but with my
surprise, instead of receiving a reply with the instructions I politely
requested, I received at the beginning of November an "Arrest Warrant
Notice", that contained this time a different amount (208 $), and
only the explanation of a procedure to pay by person (obviously
impossible for me to perform, from Italy) or by mail with a check.
I was willing to pay and close the case (even if I was not really
convinced to see the amount doubled with no real fault from my side) so
I went to my bank, asked to prepare an International check of 208 $ and
I sent it to Mail Payment- room 101 address on November, 25th 2002,
using a postal procedure that should track the delivery with a
return-receipt.
On December 10th I started to be worried since I didn't receive yet
the return receipt back to me.
On December 16th I called again repeatedly your number [...]. This time
I was successful and able to speak with an employee, who unfortunately
confirmed my suspect: my mail with the check was NOT received by your
organization!
On December 17th I contacted the mail office in Italy and they said
that if I didn't receive the return-receipt it would have been
possibly meaning that the mail with the check was either lost or stolen
[they told me "we are sorry but you know, this kind of things
happens, sometimes"]
For such reason, I asked to my bank to verify if the check was not
claimed yet in US by the correct organization it was addressed to, and
block the payment to avoid any possible fraud.
As of January 27th I was waiting to call you because I still had to get
a clear reply from my bank about what was exactly going on, because the
original amount of the check (208$) that was already charged to my bank
account was not yet refunded after my request to block the check.
But on 27th evening I received at home a new letter from the Court,
where is written that you received the check (despite of the fact I
never received the return-receipt back), and you tried to collect it
without success. (obviously: it was blocked by my bank!)
I am sorry for that inconvenience, and I am really willing to pay the
fine but this time I want to make a safe international bank transaction
to avoid mail delays/risks related to check payments.
In order to accomplish that, I need from you the information about your
bank name/agency, bank account number, and the swift code that is
needed by my bank in order to make the international direct transaction
from Italy to your bank account.
Additionally, I am now confused by the fact that in your last letter
you are not only asking for an additional fee of 25$ (that raises the
amount to pay to 233 $ from the original 104 $ that I actually tried to
pay from the very beginning of this nightmare), but you are also
writing the sentence "THIS MAY NOT FULLY PAY THE ABOVE VIOLATION".
I really don't understand why you are now saying that.
Last but not least, the timelines given by last letter (received on
27th) to pay the fine is extremely tight (January 30th) and this makes
me impossible to proceed by mail.
For this reason, on January 28th I sent a fax like this one to a Court
fax number  [...] and I tried to contact a clerk by phone (at the
[...]). Apparently the fax was not arrived, so I asked to give me a
direct number of a Supervisor to discuss my case with him.
After many attempts, I was finally able to get in touch with You on
Friday January 31st and I asked you a fax number to send you a detailed
description of my case (you gave me one number, but I realize that the
previous one I already used is the same, so I wonder what happened to
my previous fax).
I will try to contact you by phone today and agree together a solution
because my level of frustration is quite high, now.
Please consider that is sometimes very difficult to reach from Italy
your phone number, so I would also extremely happy if you'll be able,
after reading this fax, to reply me either by Fax or email at [...]
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