Newsgroup: it.economia.borsa
Titolo: Ma nemmeno uno che avesso riportato questo dato.....

...ma che vi ci tengo a fa'? ;-PPP
      Press Release - Weekly Application Survey
--------------------------------------------------------------------------
            Title:  Mortgage Applications Decrease Slightly in Latest MBA 
Survey
            Source:  MBA
            Date:  3/28/2007
            Contacts:
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      WASHINGTON, D.C. (March 28, 2007) - The Mortgage Bankers Association 
(MBA) today released its Weekly Mortgage Applications Survey for the week 
ending March 23, 2007.  The Market Composite Index, a measure of mortgage 
loan application volume, was 671, a decrease of 0.2 percent on a seasonally 
adjusted basis from 672.1 one week earlier.  On an unadjusted basis, the 
Index decreased 0.2 percent compared with the previous week and was up 16.6 
percent compared with the same week one year earlier.
      The Refinance Index decreased 0.5 percent to 2197.7 from 2208.6 the 
previous week and the seasonally adjusted Purchase Index increased 0.1 
percent to 411.1 from 410.6 one week earlier. The seasonally adjusted 
Conventional Index decreased 0.4 percent to 993.8 from 997.4 the previous 
week, and the seasonally adjusted Government Index increased 2.4 percent to 
132.8 from 129.7 the previous week.
      The four week moving average for the seasonally adjusted Market Index 
is up 1.7 percent to 676.3 from 665.1.  The four week moving average is up 
0.6 percent to 410.3 from 407.9 for the Purchase Index, while this average 
is up 2.9 percent to 2238.2 from 2174.6 for the Refinance Index.
      The refinance share of mortgage activity decreased to 45.1 percent of 
total applications from 45.3 percent the previous week. The adjustable-rate 
mortgage (ARM) share of activity decreased to 20.2 from 20.9 percent of 
total applications from the previous week.
      The average contract interest rate for 30-year fixed-rate mortgages 
decreased to 6.04 percent from 6.06 percent, with points increasing to 1.33 
from 1.3 (including the origination fee) for 80 percent loan-to-value (LTV) 
ratio loans.
      The average contract interest rate for 15-year fixed-rate mortgages 
decreased to 5.77 from 5.79 percent, with points decreasing to 1.14 from 
1.17 (including the origination fee) for 80 percent LTV loans.
      The average contract interest rate for one-year ARMs decreased to 5.84 
from 5.88 percent, with points decreasing to 0.72 from 0.73 (including the 
origination fee) for 80 percent LTV loans.
      **SPECIAL NOTES**
      The survey covers approximately 50 percent of all U.S. retail 
residential mortgage originations, and has been conducted weekly since 1990. 
Respondents include mortgage bankers, commercial banks and thrifts.  Base 
period and value for all indexes is March 16, 1990=100.
      ###
      The Mortgage Bankers Association (MBA) is the national association 
representing the real estate finance industry, an industry that employs more 
than 500,000 people in virtually every community in the country. 
Headquartered in Washington, D.C., the association works to ensure the 
continued strength of the nation's residential and commercial real estate 
markets; to expand homeownership and extend access to affordable housing to 
all Americans. MBA promotes fair and ethical lending practices and fosters 
professional excellence among real estate finance employees through a wide 
range of educational programs and a variety of publications. Its membership 
of over 3,000 companies includes all elements of real estate finance: 
mortgage companies, mortgage brokers, commercial banks, thrifts, Wall Street 
conduits, life insurance companies and others in the mortgage lending field. 
For additional information, visit MBA's Web site: 
www.mortgagebankers.org
.
Tassi in diminuzione....... 

 Tassi in diminuzione....... 
Letto, ma non molto chiaro... dici
che sono in diminuzione perchè sicuri
del calo dei tassi da parte della FED
o semplicente perchè con la crisi dell'
immobiliare per vendere devono abbassarli ?
Io sono per la seconda.

 Tassi in diminuzione.......
in europa?
lol :-))) 

 Tassi in diminuzione.......
non puo abbassarli i tassi, le materie prime alle stelle e l inflazione che 
sale ovunque (incluso da loro). M2 e M3 sparati (vedi oggi il 10% europeo , 
il dato piu alto dal 1990).
Si trovano ad avere sto casino delle case, ma in un contesto internazionale 
di crescita continua (soprattutto la "Chindia") e prezzi in tensione.
Oltretutto in america c è il problema immobiliare, ma il mercato del lavoro 
è tiratissimo, ed è questa una delle fonti di tensioni sui prezzi che piu' 
preoccupa la Fed.

 Io sono per la seconda.
Sono in diminuzione perchč lo dicono i fatti.....
30 anni da 6,06 a 6,04
15 anni da 5,79 a 5,77
1 anno  da 5,88 a 5,84
Con i rifinanziamenti in calo.....
Gli americani sembrano tranquilli.... 

 ha scritto nel messaggio 
news:460a59bd$0$36443$4faf...@reader5.news.tin.it...

Scusate ragazzi, non sono stato chiaro, sono in calo i tassi sui mutui 
rispetto al 21/3 e rifinanziamenti....
Gli americani sembrano tranquilli....
E iniziano a circolare voci circa il ritiro dall'iraq.....
Restiamo sul pezzo e vediamo come sta l'economia.......alle 14,30....
Poi alle 16,30 (attenzione, la gran parte riporta il suo intervento alle 
15,30!!!!) bernanke sulle prospettive economiche....
Io preferisco farmi prendere in profit (tanto per rientrare, se si mette al 
brutto, ho spazio...)...che in parità... :-)