Newsgroup: it.economia.borsa
Titolo: Press Release - Weekly Application Survey  ...

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            Title:  Purchase Applications Increase and Refinance 
Applications Decrease in Latest MBA Survey
            Source:  MBA
            Date:  5/2/2007
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      WASHINGTON, D.C. (May 2, 2007) - The Mortgage Bankers Association 
(MBA) today released its Weekly Mortgage Applications Survey for the week 
ending April 27, 2007.  The Market Composite Index, a measure of mortgage 
loan application volume, was 657.2, an increase of 0.6 percent on a 
seasonally adjusted basis from 653.3 one week earlier.  On an unadjusted 
basis, the Index increased 1.4 percent compared with the previous week and 
was up 9.4 percent compared with the same week one year earlier.
      The Refinance Index decreased 3.2 percent to 2015.8 from 2081.6 the 
previous week and the seasonally adjusted Purchase Index increased 4 percent 
to 427.3 from 411 one week earlier. The seasonally adjusted Conventional 
Index increased 0.9 percent to 972.3 from 964.1 the previous week, and the 
seasonally adjusted Government Index decreased 2.4 percent to 131.8 from 
135.1 the previous week.
      The four week moving average for the seasonally adjusted Market Index 
is up 0.3 percent to 646.9 from 645.  The four week moving average is up 1.5 
percent to 412.2 from 406 for the Purchase Index, while this average is down 
1 percent to 2030.2 from 2050.8 for the Refinance Index.
      The refinance share of mortgage activity decreased to 41.5 percent of 
total applications from 43.4 percent the previous week. The adjustable-rate 
mortgage (ARM) share of activity decreased to 17.9 from 18.3 percent of 
total applications from the previous week.
      The average contract interest rate for 30-year fixed-rate mortgages 
increased to 6.14 percent from 6.13 percent, with points decreasing to 1.31 
from 1.32 (including the origination fee) for 80 percent loan-to-value (LTV) 
ratio loans.
      The average contract interest rate for 15-year fixed-rate mortgages 
increased to 5.83 from 5.82 percent, with points decreasing to 1.25 from 
1.27 (including the origination fee) for 80 percent LTV loans.
      The average contract interest rate for one-year ARMs remained 
unchanged at 5.79 percent, with points unchanged at 0.73 (including the 
origination fee) for 80 percent LTV loans.
      **SPECIAL NOTES**
      The survey covers approximately 50 percent of all U.S. retail 
residential mortgage originations, and has been conducted weekly since 1990. 
Respondents include mortgage bankers, commercial banks and thrifts.  Base 
period and value for all indexes is March 16, 1990=100.
      ###
      The Mortgage Bankers Association (MBA) is the national association 
representing the real estate finance industry, an industry that employs more 
than 500,000 people in virtually every community in the country. 
Headquartered in Washington, D.C., the association works to ensure the 
continued strength of the nation's residential and commercial real estate 
markets; to expand homeownership and extend access to affordable housing to 
all Americans. MBA promotes fair and ethical lending practices and fosters 
professional excellence among real estate finance employees through a wide 
range of educational programs and a variety of publications. Its membership 
of over 3,000 companies includes all elements of real estate finance: 
mortgage companies, mortgage brokers, commercial banks, thrifts, Wall Street 
conduits, life insurance companies and others in the mortgage lending field.
-- 
"Si opera per obiettivi...non per stati d'animo!" 

             Source:  MBA
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