Investor

A human investor

## Resources

### Charges

Asset pool with a maximum up to 200 times the amount of Merchant features picked.

### Attack Bonus

Business Modifier: Proficiency Bonus + Charisma Modifier

A investor has built a tremendous amount of wealth, which they can employ to support their squad.

Their money is built on a delicate balance, and they must work to rebuild the wealth they spend, or they will be in trouble.

**Features**
 2
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 4
 5

## Features

### Student of Economics

You gain proficiency in *Investigation* ,*Perception* and *Calligraphy*. You also gain the two following abilities:

***Economic Adept*** (1 minute) - After inspecting an item for 1 minute, you learn the exact price of that particular item.

***Assets*** -  You do not carry all your belongings with you, instead you have stored money and assets all over the world. This collective pool’s worth is represented in your ‘Asset Pool’, which goes up to a maximum of 200 times the amount of investor features picked. Everytime you pick a new feature in the Investor archetype, you gain 200 C in your Asset Pool.

You can use the following abilities to affect the pool:

* ***Retrieve From Pool*** - While in a bank or a post office, with the help of the staff, you can liquidate your assets and retrieve any amount of money from your asset pool.
* ***Fill Pool*** - While in a bank or post office, with the help of the staff, you can refill your Asset Pool, up to its maximum.

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**Law of Economics**

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After spending anything from your pool of assets, you have 4 weeks to refill your pool completely, if you fail to do this, curators will sell your belongings, if they fail to find enough, they might arrest you.Quickly and constantly filling and depleting your pool (except for investing) will anger various benefactors and contacts.At each level up, you refill your asset pool up to the amount of investor features picked times 10C.

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You can extend these 4 weeks of being in debt with another 4 weeks by paying 20C credits, this debt can be extended up to a full year.

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### Investments

You know that by investing you can increase your money. You gain the following ability:

> ***Investment*** - While in a bank or post office, you can invest a certain amount of your Asset Pool to invest in a certain cause. You can only have up to 1 investment active at a time.After 1 week, you roll a d20, adding your Business Modifier. You gain the results as money up first entering a bank or post office:
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> * 1 to 5  -  You lose your initial investment and an additional 200 C.
> * 6 to 10 -You lose your initial investment.
> * 11 to 16 - You regain your initial investment.
> * 17 to 25 - You regain your initial investment and gain an additional amount equal to 50 % of your initial investment.
> * 26 or above - You double your initial investment.
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### Business Opportunities

Your adventures are mostly about finding new business opportunities. You gain the following ability:

> ***Business Opportunity*** (1 minute)- Once per week, while having an investment active and awaiting its results, you can increase its chances of success by checking for nearby opportunities. Roll an Investigation (Intelligence) check.  If rolled above 10, the DM will provide you a quest. This can be something as simple as saving a cat from a tree nearby. Upon completion, you gain at least +1 bonus on roll used to determine the results of the investigation. The exact amount is up to the DM, based on the difficulty of the quest and the efforts undertaken.
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### Loan

You are able to convince other businessmen to invest in you, allowing yourself to give a loan. You gain the following ability:

> ***Loan*** - You double your Asset Pool and fill your Asset Pool by this bonus amount immediately.
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### Enterprise

You are now the proud owner of a store. You gain the following ability:

> ***Enterprise Start-up*** - You gain one small store that provides a certain service of your choice. You can flavor this up to your own desire. The small store provides a small income to your asset pool, providing you an amount equal to 20 times your Investor features picked per month.
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> * Taking assets or items from this store will reduce your current Pool of Assets by the value of the taken item.
> * The enterprise has a small workshop that can be used as if a toolkit which can be used by up to a number of creatures equal to your investor features picked.
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