Money

> *'I'm so dirt poor, I can't even afford to pay attention'*
>
>

- Bennie.

All across the Cradle, different places used different **coinage** and **currency**. It depended on where you were. This page details a quick chart of metals, and then different regions' money. Compared to real life, with a lot of wiggle room, 1 copper piece roughly could be equivalent to a dollar.

## Standard Coinage

Luckily, one thing was fairly standardised, and that was the conversion rates. Hooray for decimalisation - it would be a bloody nightmare without it. Some regions used other metals, which were fairly standardised within this hierarchy. 'Standard' metals are in bold type.

## New World Standard *(Default Currency!)*

The New World Standard was adopted in the mid-late 1500s in many places worldwide, especially across the Danderillon, Lakayan Federation, and down the Luskan Peninsula.

New World Coinage
 Red Gold
 Sterling Silver
 Bronze

## Lusken Réale

This coinage system, known as *Rekule Undule* (Euluska: *Imperial Wealth*), was used in most historically Lusken or ex-Lusken areas, such as the Luskan Peninsula, the Fallo, and the East Danderillon. Shorthand, the money itself became eventually known as *Rekuleï* (ray-COO-lay-ee), or *Réale* in Faerunian.

Lusken Coinage
 Gold
 Silver
 Tin

## Lakayan Ré

Before the Luskan Empire's arrival, the tribal people of Lakay used their own systems of wealth and bartering. With the advent of the Empire, they enforced their *rekule undule*, but due to pidgin names and the reforms when the Federation was formed, their system was similar yet different. This coinage was also seen in Halcyon; i.e. across the Federation.

The word Waar (plural Waarik), used for the common name of the currency, was a direct use of a northeast Lakayan word purportedly of native origin, from the word '*i owe*'. It later was changed to Ré (said like *ray*) in the 60s.

## Freetrade Caprine Standard

The Freetrade Caprine Standard was an established standard of currency popularised across much of the Danderillon. It had its origins in the early trading capitals of Farwydd Basin like Nisos, where it spread to Bracken and then through the Danderillon, and indeed it was regulated by the merchant authorities of Nisos. Most of the Danderillon used this currency in the present day. Waterdeep used it during its time of independence, from 1514-1561.

However, the notable exceptions to its use were the Boarwood, the environs of Halcyon (who used Lakayan coinage) and much of the Datrian Empire on the eastern coast, who still used Lusken money. Caprine coinage would be found everywhere from Jarren's Well to Nisos to Bracken.

Caprine Coinage
 Gold

## Rakkimarran Hvaelrar

Across the kingdom of Rakkimar, a monetary system emerged fairly early in the days of inter-clan warring and remained fairly true to the present day. This was the *Hvaelr*, plural *Hvaelrar*.

As a side note, depending on the dialect of Rakki spoken, the hv- sound was pronounced differently, ranging from kv- to like a Scottish wh-, and in some places a w- or even a gv-. In Saemhl speakers of Rakki, it might have been pronounced like the ch in loch, plus a w sound. Standard Rakki pronounced it like kv-.

Rakkimarran Coinage
 Electrum
 Sterling
 Bronze

## work in progress

Note - Electrum was a rarer denomination. It was only *officially* used in The Vortic Isles and Volenya, but it often circulated as bandit or pirate money.