Currency

**Currency** in Ygdren varies greatly by region, but is in most cases based on a simple metric system focused around the value and availability of gold, silver, and other precious metals. In some regions, the value of the coinage is ignored completely in favour of a system of tokens that are directly exchangeable to value at a bank.

## Coinage in 4E 776

### Maíandir

#### Athelian Coinage

Athelian coinage is officially used in the nations of Atheldael, Arlia, Aldendael, Lydmark, Ravnmark, and Kuetzicol. There are three coin denominations in circulation: *Crowns*, *Shillings*, and *Pennies*. All coins bear notation indicating the year of minting as well as the monarch at the time of minting around their edges. The back face of each coin is emblazoned with the same white tree as the sigil of Atheldael. The front face differs per coin.

* A *Crown* is equivalent to 5 shillings, or 100 pennies. The coin is large, circular, and made of gold. The front face is emblazoned with a crown and the number "1".
* A *Shilling* is equivalent to 20 pennies. The coin is medium-sized, circular, and made of silver. The front face is emblazoned with a howling wolf and the number "1".
* A *Penny* is the smallest denomination. The coin is small, circular, and made of copper. The front face is emblazoned with a curled aspenhind and the number "1".

#### Edraxian Coinage

Edraxian coinage is officially used in the nations of Edraxis, Corlantis, Maruk, and Thyr. There are two coin denominations in circulation: *Denarii* and *Circum*. All coins bear notation indicating the year of minting, as well as the motto of the Vigil Protectorate: "Ecclesia Populusque Axios". The back face of each coin is emblazoned with the four circles of the Church of the Vigil. The front face differs per coin.

* A *Denaro* is equivalent to 50 circum. The coin is medium-sized, square, and made of iron. The front face is emblazoned with the Edraxian eagle and wreath.
* A *Circo* is the smallest denomination. The coin is small, circular, and made of bronze. The front face is emblazoned with the Edraxian eagle and the number "1" in ancient Edraxian numerals.

#### Varesian Coinage

Varesian coinage is officially used in the nation of Varais. There are three coin denominations in circulation: *Florins*, *Deniers*, *Soux*. All coins bear notation indicating the year of minting and the type of the coin. The back face of each coin is emblazoned with the stag of Varais. The front face differs per coin.

* A *Florin* is equivalent to 4 deniers, or 100 soux. The coin is large, circular, and made of gold. The front face is emblazoned with four fleur-de-lys in a square pattern.
* A *Denier* is equivalent to 25 soux. The coin is medium-sized, octagonal, and made of silver. The front face is emblazoned with a single fleur-de-lys in the centre of the coin face.
* A *Soux* is the smallest denomination. The coin is small, square, and made of bronze. The front face is emblazoned with a leaping fish in the centre of the coin face.

#### Zandarian Coinage

Zandarian coinage is officially used in the nation of Zandaran. There is only one coin denomination in circulation: *Rooks*.

#### Mordael Coinage

Mordael coinage is officially used in the nation of Samarkhet. There is only one coin denomination in circulation: *Karash*. All coins bear notation indicating the year of minting. The front face is emblazoned with unfurled feathered wings. The back face is emblazoned with the Samarkhesian crown and stars.

#### Angolian Coinage

Angolian coinage is officially used in the nation of Angolia. There is only one coin denomination in circulation: *Renn*.

### Wyldcrown

#### Dwarven Coinage

Dwarven coinage is officially used in the nations of Dûrandur, Baradôr, and Kavavhik. There are two coin denominations in circulation: *Draig* and *Rill*.

* A *Draig* is equivalent to 50 rill.
* A *Rill* is the smallest denomination.

#### Urski Coinage

Urski coinage is officially used in the nation of Urskaya. There is only one coin denomination in circulation: *Ruble*s.

### Yuantica

#### Kyoshite Coinage

Kyoshite coinage is officially used in the nations of Kyoshai, Azhurai, Calish, and Khitar. There is only one coin denomination in circulation: *Yao*.

#### Sovereign Coinage

Sovereign coinage is officially used in the nations of Domar and Sumara. There is only one coin denomination in circulation: *Riyal*.

#### Salassi Coinage

Salassi coinage is officially used in the nation of Salassar. There is only one denomination in circulation: *Lisk*.

#### Kharosian Coinage

Kharosian coinage is officially used in the nations of Kharos, Itzica, and Tzinoc. There are two coin denominations in circulation: *Drachmae* and *Eke*.

* A *Drachma* is equivalent to 10 eke.
* An *Eka* is the smallest denomination.

### Almeras

#### Aldwyran Coinage

Aldwyran coinage is officially used in the Aldwyran Empire and the nation of Arkadem. There are two coin denominations in circulation: *Marks* and *Fyr*. All coins bear runic notation indicating the year and location of minting, as well as their value. The back face of each coin is emblazoned with the hammer, tongs, and anvil of Yohr, the blacksmith god. The front face differs per coin.

* A *Mark* is equivalent to 20 fyr. The coin is large, octagonal, and made of gold-edged steel. The front face is emblazoned with the helmeted head of the Aldwyran Empire.
* A *Fyr* is the smallest denomination. The coin is small, made of brass, and triangular with its points cut off. The front face is emblazoned with the face of a dwarven labourer.

#### Radenian Coinage

Radenian coinage is officially used in the nation of Radenstadt. There is only one coin denomination in circulation: *Bloths*.

### Anterra

#### Corelean Coinage

Corelean coinage is officially used in the nation of Coreleao. There are two coin denominations in circulation: *Real* and *Pesos*.

* A *Real* is equivalent to 100 pesos.
* A *Peso* is the smallest denomination.

#### Zorathki Coinage

Zorathki coinage is officially used in the nation of Zorathki. There is only one coin denomination in circulation: *Dinars*.

## Banking

There is currently only one predominant banking chain on the western continents, the Bank of the Faceless, which originated from the Domari Sovereignty and spread northward. Branches of the bank can be found in all major cities of the continent. The bank is neutral to any politics or warfare. It offers several services, chief of which is the storage of money in personal vaults, the exchange of currency, and the purchase of loans.

### Currency Exchange

The Bank of the Faceless takes a 5% fee on any exchanges made at a branch, except if a different agreement has been made previously, or in certain cases for important customers.

### Loans & Interest

The Bank of the Faceless also offers availability for taking out loans from their coffers. These loans are subject to a 5% monthly interest rate and strict enforcement. If loans are not paid within a certain period, the Bank of the Faceless is typically more than willing to retrieve them by force, one way or the other.