Rogue Creditor

**Preceded by:**

None

Chief Financial Officer

“*It keeps everything in 'mint' condition down in the Mints. You'd be hard-pressed (like the coins the Mint produces) to interrupt its work at any time.*”
―*The Cogs Volume 2*, Lullaby LibraryThe **Rogue Creditor** is a Special Cog on the Cashbots corporate ladder. It is an optional boss fight encountered at the end of a Joint Partner Ship run in the Sellbot Dry Docks, and as one of the Special Cogs spawning in the Ancient Battlegrounds in Spamalot, in the Aloha Atoll expansion of the game.

Players can challenge the Rogue Creditor in the Joint Partner Ship only after starting a Progression ToonTask at Donald's Dock Progression Level 10. Thereafter, players can challenge it again at any time.

The difficulty of the battle with the Rogue Creditor depends on the party's Variable Difficulty rating. When defeated, the Rogue Creditor rewards the player with Cogbucks, with a high chance of Jellybeans, and a low chance of receiving either a low-levelled SOS Toon or Unite, or a Booster.

## Encounter (Joint Partner Ship)

When encountered in the Joint Partner Ship, the Rogue Creditor is encountered by accessing an optional trapdoor in the Bridge, leading to the Ship's Treasure Room. There, a Laff and Gag Limiter is put in place to limit Toons' Laff to a maximum of 50, and Gags to a maximum of Level 4.

The Rogue Creditor will have 1,000 HP during the fight, and a base movement range of 4 Squares per turn.

### Passive Abilities

* **Disabling Resistance**: The Rogue Creditor cannot be disabled by any means, but can be Lured for a maximum of 1 turn.
* **Springing Security**: The Rogue Creditor can jump off a nearby Cog to increase its movement range by 3 Squares.

### Strategy

* Keep all other Cogs lured whenever they are summoned, or destroy them as soon as possible.
	+ If the Underwriter or Angel Investor is summoned, destroy them first. This is to avoid the Underwriter using Insurance Policy to minimize the Rogue Creditor's damage taken, or the Angel Investor using either Capital Injection to heal the Rogue Creditor, or Rescue Financing on a recently destroyed Cog.
* Do not mix up the Budget Cuts and Budget Slash attacks - they require a different strategy in order to survive such attacks:
	+ When the Rogue Creditor uses Budget Cuts, get as close as possible to the target Toon. If that Toon takes the attack head-on, it takes anywhere from 30-40 damage, making it very difficult to heal that Toon.
	+ When the Rogue Creditor uses Budget Slash, stay as far away as possible from the target Toon. If that Toon takes the attack with 3 other Toons, the entire group can take anywhere from 25-36 damage.

## Encounter (Joint Partner Ship, CT)

When encountered in the Joint Partner Ship when a Challenge Ticket is used, no Laff and Gag Limiter is put in place. However, the Rogue Creditor will have 6,600 HP during the fight, and now has a base movement range of 6 Squares per turn.

### Passive Abilities

* **Disabling Resistance**: The Rogue Creditor cannot be disabled by any means, but can be Lured for a maximum of 1 turn.
* **Springing Security**: The Rogue Creditor can jump off a nearby Cog to increase its movement range by 3 Squares, or onto a nearby wall. If it jumps onto a wall, the wall piece in question will glow yellow.

## Dialogue

### General Taunts

* Sadly for you, I have a nose for these sorts of things.
* Now I don't answer to the suits up top, but if you get in the way of me and that sweet sweet treasure ... I'll make sure you pay.
 **Battle Start (Phase 2)** | * Back off, this plunder's mine!
* I'll file you down to size!
* Let's see how sharp you are after this!
* Looks like it's time for some budget cuts.
* Now you're making me mad.
* Time for less blunders and more plunders.
 **Defeating a Toon** | * I call this sunk costs.
* I'm polite, and efficient.
* I've sunk your plans.
* One Toon down.
* Slashed that from the budget.
* Toon overboard!
* Walk the plank!
 **Defeated** | * Divided... I fall.
* I knew I should have assembled a team.
* Looks like I'm going down with this ship...
* My plans are sunk once again.
* Next time, I should probably not act alone...
* Rogue Creditor, going dark...

### Battle Taunts

* It's all a haze now.
* Now you see me...
* Pay no attention to the smoke bomb.
 **Budget Cuts** | * A little off the side...
* All alone, little Toon?
* Death by a thousand cuts!
* Fastest blade wins.
* I wouldn't stray from your friends if I were you!
* Time for a little trim.
 **Budget Slash** | * A duel for the ages!
* Draw your sword, Toon!
* That's right, group up now.
* Time to slash some unnecesary expenses.

## Trivia

* A rogue creditor is a person who, in the context of a company's restructuring, either act against the interests of the majority of creditors of that company, or take unlawful or exploitative actions to better their interests, usually at the expense of others.