Coins and Wages

The Harvest Brotherhood are responsible for a large portion of banking in Findle and are also responsible for minting coinage for various kingdoms. Coins minted by the Harvest Brotherhood are all stamped with the Seed of Profit, also known as the Eye of the Brotherhood and include the following denominations.

## Western Currency

**Sparrow Chip** - Sparrow Chips are small square ceramic plates sometimes pressed by individual cities to help alleviate dependence on metal currency. Most commonly used by beggars, children and the less fortunate, they are made to be temporary and rarely survive a year of use. One Sparrow Chip

**Tin Hen** - Tin Hen coins are often used during common exchange. These small coins are minted by the local Harvest Brotherhood chapters of each city, and bear the mark of the town they were created in. One Tin Hen is worth ten Sparrow Chips, though generally nobody would trade for the latter.

**Copper Stag** - Small copper coins, about two finger wide. These are the base of common trade in most kingdoms. Most currency is described in terms of Copper Stags, thus to a common trader, something with a value of 1 gp would be "100 Stag." They are often bent or worn around the edges and are regularly reminted. One Copper Stag is worth ten Tin Hens.

* An unskilled laborer can expect to recieve 1-3 Stag per hour of work.

**Silver Lion** - Heavy, finely minted silver coins. Silver Lions are generally used by merchants, craftsmen and nobility. One Silver Lion is worth ten Copper Stags. Common folk rarely see silver.

* Literate trained laborers can expect to recieve 1-3 Lion per hour of work. (Though they are still more likely paid in Copper Stags.)

**Gold Dragon** - Roughly the same size as the Copper Stag, these gold coins are ubiquitous to adventuring and nobility, but almost never seen by common people. One Gold Dragon is worth ten Silver Lions. Gold is the formal base for currency in most of the known world and the Harvest Brotherhood goes through great lengths to standardize the weight of gold currency in the West.

* Skilled trades or specialists such as scribes, lawyers, or physicians can expect to make 5-10 Dragons every day. (Though they are still more likely paid in Silver Lions.)

**Platinum Star** - Platinum is the most valuable metal commonly minted and these palm sized coins are rarely used, showing little wear even after centuries of circulation. These large, nearly palm sized coins are stamped with the Brother Star and used to trade between kingdoms or for exceedingly high value items. One Platinum Star is worth ten Gold Dragons.

## Ældoni Currency

**Lúsinasil** (Glimmer Moon) - The common coinage of the Silver Reach, Glimmer Moons are made of electrum, a alloy of gold and silver. They were not originally minted by the Harvest Brotherhood but have been adopted by many Findleites.

**Mithrenval** - An uncommon mithral coin approximately the same size as a gold dragon with a smooth mirror-like surface. A mithrenval seems featureless unless viewed under sunlight or moonlight, when elven script can be viewed across its surface.

**Feasúl** - Currency that is used almost exclusively by the Grey Elves of Mith'Taern. A Feasúl is a small gold bar with a fea emerald set into the centre. Occasionally these will find their way into other nations and are usually returned to Mith'Taern. The Harvest Brotherhood produces the gold bars used for Feasúl's which can be used as currency even without the fea emerald although without it, they are drastically less valuable.

## Danasian Currency

Danasian currency is surprisingly similar to Western currency thanks in large part to the influence of Dankil Dwarves, however, instead of metal coinage, many Danasian cities have adopted the use of colorful leather and silk banknotes in similar denominations.

**Saedal** - A white Danasian banknote with the same value as a tin hen.

**Saesum** - A red Danasian banknote with the same value as a copper stag.

**Saeja**- A black Danasian banknote with the same value as a silver lion.

**Saeyong** - A yellow Danasian banknote with the same value as a gold dragon.

**Saedan** - A violet Danasian banknote with the same value as a platinum star.

## Planar Currency

**Larval Soul** - A larval soul is a pale worm-like creature. They are found throughout the lower planes and are formed from the congealed remnants of mortal souls. Each larval soul is approximately 20 cm long and ends with a vaguely humanoid face. Larval souls are are used as currency, sustenance and fuel by both demons and devils, but carry little apparent value for mortals. Some mortals know their value and there is a market for them in countries that trade with lower planes, such as Thessan.

**Astral Diamond** - Astral diamonds are grown from the very fabric of the planes. Larger crystals easily fracture into small perfectly uniform diamonds, at which point they are very durable and give off a faint blue glow. Astral diamonds are one of the rarest substances in the multiverse; this rarity is misleading however, as astral diamonds have no apparent use apart from their beauty. Astral diamonds can not be used as a spell component or as sustenance for any creature, and make poor weapons even compared to material stone. Although they are a common currency in the higher planes, for some reason, dragons and fiends do not value astral diamonds at all.

## Trade Goods

Most wealth is not in coins. It is measured in livestock, grain, land, rights to collect taxes, or rights to resources (such as a mine or a forest).

### Regulation and Bartering

Guilds, nobles, and royalty regulate trade. Chartered companies are granted rights to conduct trade along certain routes, to send merchant ships to various ports, or to buy or sell specific goods. Guilds set prices for the goods or services that they control, and determine who may or may not offer those goods and services. Merchants commonly exchange trade goods without using currency. The Trade Goods table shows the value of commonly exchanged goods. The value of trade goods varries from region to region.