Money-Making Schemes

In order to establish her own House, Hermione has various money-making schemes in the works.

## Schemes

### Avon Beauty Products

After learning that witches don't know about make-up and have only a basic knowledge of hair-care techniques, Hermione decided to take advantage of their lack of knowledge. She began to secretly use small amounts of natural make-up and curling irons for herself, enough to make other witches jealous of her looks. When her fellow Slytherins finally approached her about the subject, she revealed that she's been using 'illegal potions from magical America' to enhance her features. Convincing them that these are rare, magical products in order to ensure it remains a secret. In reality she signed up to sell Avon beauty products, and her mother removes the labels so that the students are none the wiser.

Since the prices are set to British Pounds, and the witches are paying the number in galleons, Hermione is essentially selling them for x5 the worth. Also, since the Slytherin's first purchase was so large, Hermione moved up an Avon tier and is now earning 15% on all sales. Overall, she is keeping 83% profit on all of their purchases.

By the end of first term, Hermione has made enough money from selling makeup and from Ernie's photos, that she's able to deposit 290 galleons *after* completing her Christmas shopping. In April she is able to deposit an additional 160 galleons thanks to sales made to Jade Rince and her friends. Daphne's mother, Evelyn Greengrass, became a client in September of 1992. Hannah Abbott and Susan Bones became her clients in December of 1992.

In the summer of 1993, Hermione visited Twilfitt and Tattings to offer a business partnership with the owners, Giulia Twilfitt and Aurora Tatting. Unlike her schoolmates, Hermione explained the full scheme to the women, but pointed out that her muggle documentation allows her unique access to these discounted products. The witches agree to the partnership, with Hermione agreeing to front the first batch of products, while they handle the displays and marketing.  Her initial investment made over 5,000 galleons, and the continued investment now makes about 300 galleons a month.

### Ernie's Pictures

   During their first school year, Hermione and several others did a photoshoot to send back to their parents. Hermione also did a second photoshoot, at Ernie's request, on broomsticks while dressed as a muggle's stereotype for a witch. Later on, Hermione learned that Ernie secretly kept a copy of Hermione's photos. Initially it was for his own enjoyment; however other boys wanted copies of the photos, so he started selling them to anyone who asked. Selling them at 4 galleons for the best five photos, and 20 galleons for the entire set.

Hermione confronted him, forcing him to explain the reason people want the photos, that he has a list of buyers, and a list of "requests" the buyers have made for future photoshoots. Enraged, Hermione demanded copies of both lists. However, she decided to allow the sales to continue (only to those in third year or younger), threatening Ernie to split all of the profits with her or else she would expose him and duel him in front of the entire school.

She also demanded that he pay her half for the professional photos he took of her as the Heroine of Hogwarts.

### Goblin Loans

   Hermione explained the concept of interest loans to Bloodthorne. Liking the idea of charging interest, late fees, and collateral to wizards, Bloodthorne agreed and struck a deal with Hermione. The loan funds will be used exclusively from Hermione's vault. Further, Hermione earns 90% of the interest and has first claim to any property seized by the bank (and those she claims will have the remaining money taken from her vault to recover the rest of the debt - so she only loses the 10% interest to Gringotts).

### Philosopher's Stone

While sending mailed correspondence to Bloodthorne, Hermione sends him a batch of galleons and her Obstacle Course prize to deposit into her vault with the instruction *"I trust you know what to do with them."* Unlike Hermione, Bloodthorne realizes that the prize is actually the Philosopher's Stone and does indeed 'know what to do' with it. For the first round, he used 450 galleons in her vault to purchase 900 pounds of lead bars and transmute them into enough gold to produce 1,125,000 galleons (£5.5 million or $7.5 million USD). The entire process (transmuting, buying silver and other alloys, and minting) takes four months to complete. A process which Bloodthorne has repeated up until Hermione withdrew the stone two years later before it completed it's 6th transmutation.

### Basilisk Parts/Right of Conquest

The concept of Right of Conquest was first mentioned by Neville, stating that *"the hero who defeats a foe lays claim to the fallen."* When the basilisk was killed, Hermione stated her intention to use the Right of Conquest to render the basilisk into potions ingredients. The school hired a group of licensed ingredient gatherers to render the basilisk, working at a rate of 2% for any sales.

Over the summer, Draco was able to procure a Class b Non-Tradeable Goods License so that Hermione can legally sell basilisk parts to anyone in Britain. Unsure of where to sell the parts, she enlisted Professor Snape to reach out to the Potion Masters guild for potential buyers.  At this time it is unknown if any sales have been made.

## Employment

* For the summer of 1992 Hermione was employed as an intern at Lleuwlynn & Selwyn. She worked for 9 sickles an hour, 35 hours a week (plus double pay for overtime.) All together, she earned about 80-90 galleons for the summer.

1. ↑ Chapter 12: Noticing https://www.fanfiction.net/s/13051824/12/New-Blood
2. ↑ 2.0 2.1 Chapter 13: School Photos https://www.fanfiction.net/s/13051824/13/New-Blood
3. ↑ Chapter 25: Taking the Bait https://www.fanfiction.net/s/13051824/25/New-Blood
4. ↑ Chapter 30: The Package https://www.fanfiction.net/s/13051824/30/New-Blood
5. ↑ 5.0 5.1 Chapter 34: Bloodthorne https://www.fanfiction.net/s/13051824/34/New-Blood
6. ↑ 6.0 6.1 Chapter 54: Norbert https://www.fanfiction.net/s/13051824/54/New-Blood
7. ↑ 7.0 7.1 Chapter 91: Withholding https://www.fanfiction.net/s/13051824/91/New-Blood
8. ↑ Chapter 132: The Fallout Gossip https://www.fanfiction.net/s/13051824/132/New-Blood
9. ↑ Chapter 237: Twilfitt and Tattings https://www.fanfiction.net/s/13051824/237/New-Blood
10. ↑ Chapter 390: The Werewolf Bill https://www.fanfiction.net/s/13051824/390/New-Blood
11. ↑ Chapter 16: Witchy photos https://www.fanfiction.net/s/13051824/16/New-Blood
12. ↑ Chapter 29: An Unexpected Discovery https://www.fanfiction.net/s/13051824/29/New-Blood
13. ↑ Chapter 186: Headlines of a Heroine https://www.fanfiction.net/s/13051824/186/New-Blood
14. ↑ Chapter 80: Claiming Collateral https://www.fanfiction.net/s/13051824/80/New-Blood
15. ↑ Chapter 212: Goblins and Gold https://www.fanfiction.net/s/13051824/212/New-Blood
16. ↑ Chapter 375: A Shield to Protect https://www.fanfiction.net/s/13051824/375/New-Blood
17. ↑ Chapter 176: The Aftermath in the Chamber https://www.fanfiction.net/s/13051824/176/New-Blood
18. ↑ Chapter 183: Rendering the Basilisk https://www.fanfiction.net/s/13051824/183/New-Blood
19. ↑ Chapter 214: Caramel Cones https://www.fanfiction.net/s/13051824/214/New-Blood
20. ↑ Chapter 257: Introduction to the Wizengamot https://www.fanfiction.net/s/13051824/257/New-Blood