bank-complaints / gold-examples.csv
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Input,Response
"experian is reporting XXXX this not my account please have them remove this acct asap
",Company chooses not to provide a public response
"Closed Account with XXXX XXXX acct # XXXX on XXXX/XXXX/07
",Company chooses not to provide a public response
"XXXX XXXX is reporting incorrectly, payments have been on time, the vehicle was turned in on time to the dealership.
",Company chooses not to provide a public response
"Incorrect address on a credit report ( most likely due to divorce : the address is that of my ex husband and his XXXX wife )
",Company chooses not to provide a public response
"I am being garnished through my wages at this time without being notified by the Collection Agency.
",Company chooses not to provide a public response
"CHARLES Schwab sent me a fake check caused my credit problem
",Company chooses not to provide a public response
"I mailed them a letter asking for legal validation of this debt on XXXX/XXXX/15. They have not responded to me.
",Company chooses not to provide a public response
"Hi, i just never recieved my free credit report in the mail from all XXXX agencies. Its been over a month now. XXXX Experian
",Company chooses not to provide a public response
"My loan was approved
",Company believes it acted appropriately as authorized by contract or law
"calls using a fake called id multiple call throughout the day call prior to XXXX
",Company believes it acted appropriately as authorized by contract or law
"Inaccurate information still remains of my Credit Report.
",Company chooses not to provide a public response
"Can not remove fraud alert.
",Company chooses not to provide a public response
"they contacted me at work
",Company believes it acted appropriately as authorized by contract or law
"I am not able to obtain my experian credit report or report #
",Company chooses not to provide a public response
"I just noticed this debt on my credit report and I do not have this account.
",Company believes complaint caused principally by actions of third party outside the control or direction of the company
"I have told them to stop calling my work phone # and they continue to call it more than once a day.
",Company chooses not to provide a public response
"XXXX/XXXX/2015 XXXX unauthorized or fraudulent transaction of {$400.00} and {$300.00} dollars
",Company chooses not to provide a public response
"Have tried for the past 1.5years to negotiate repayment plan with BOA/XXXX without success
",Company chooses not to provide a public response
"This creditor is harrasing me at work. They are calling my children repeatedly.
",Company chooses not to provide a public response
"Several names on report are not mine!
",Company chooses not to provide a public response
"Calling for someone that does not live with me and never has.
",Company can't verify or dispute the facts in the complaint
"Continuous calling my number and threating my family and I with legal action.
",Company disputes the facts presented in the complaint
"Transunion is Double reporting a collection account.
",Company has responded to the consumer and the CFPB and chooses not to provide a public response
"XXXX continues not to update my credit file with all XXXX bureaus they state foreclosure an wrong amount I owe.
",Company chooses not to provide a public response
"XXXX XXXX XXXX XXXX, GA XXXX This address showed up on my credit report ... .it was a reported attempt at fraud that I caught in time.
",Company chooses not to provide a public response
"Received notification that taxes were increased therefore increased mortgage paymentsfrom Wells Fargo Bank
",Company chooses not to provide a public response
"I keep getting a call from Meridian Financial XXXX.
I have XXXX debt.
",Company chooses not to provide a public response
"My credit report stated that i had loans that i never got.
",Company chooses not to provide a public response
"Barclay 's reported some negative marks on my credit report. I need some options to resolve this issue.
",Company chooses not to provide a public response
"I have been trying to get PMI removed for 2 years
",Company believes it acted appropriately as authorized by contract or law
"I have many debts on my report that are my uncles that has the same name as mine.
",Company believes it acted appropriately as authorized by contract or law
"They are reporting old debt as new accounts
",Company has responded to the consumer and the CFPB and chooses not to provide a public response