Upload 2 files

examples.csv

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+Input,Response
+"This XXXX account reporting is past the statute of limitations please remove as requested 
+",Company has responded to the consumer and the CFPB and chooses not to provide a public response
+"I desputed XXXX accounts and there were deleted but XXXX of them reappeared with a different collection name. 
+",Company chooses not to provide a public response
+"I paid off the balance but the account still showing in open/collection status 
+",Company chooses not to provide a public response
+"REAL TIME RESOLUTIONS IS CONTACTING ME ABOUT AN {$84000.00} BILL FOR A PROPERTY I DO NOT OWE 
+",Company disputes the facts presented in the complaint
+"I did not incur this debt and when does the statue of limitation ends? 
+",Company believes it acted appropriately as authorized by contract or law
+"My last name is misspelled on my Trans Union credit report. 
+",Company has responded to the consumer and the CFPB and chooses not to provide a public response
+"the Doctor bill or paid but they are sending a bad reports to XXXX credit agency 
+",Company chooses not to provide a public response
+"Trans Union is not responding to my requests to investigate, verify and correct accounts in my credit report that are reporting incorrectly. 
+",Company chooses not to provide a public response
+"will not remove 
+",Company believes it acted appropriately as authorized by contract or law
+"Phone calls every hour from the same number attempting to collect a {$60.00} fee - which is a late fee on a contested late fee. 
+",Company chooses not to provide a public response
+"There is a hard inquiry from XXXX XXXX. I have never been there and have never applied for credit through them. 
+",Company chooses not to provide a public response
+"sw credit for XXXX for {$510.00}. I believe this is not mine. 
+",Company believes it acted appropriately as authorized by contract or law
+"SKIP TRACING, SEVERAL LAWSUITS, COLLECTORS IN VIOLATION OF TCPA, FDCPA ETC.. 
+",Company believes it acted appropriately as authorized by contract or law
+"I FELL BEHIND IN MY MORTGAGE DUE TO UNEMPLOYMENT AND I HAVE TRIED TO GET HELP BUT THE BANK HAS DENIED MY REQUEST MULTIPLE TIMES WITH OUT ANY REASON 
+",Company chooses not to provide a public response
+"WELLS FARGO BANK FAILURE OF DUTY TO PROVIDE NOTICE TO DISPUTE FCRA 1681 ( s ) ( 2 ) ( 3 ) by Furnisher VIOLATION 
+",Company chooses not to provide a public response
+"Unknown debt, no verification please remove off of my credit file 
+",Company can't verify or dispute the facts in the complaint
+"I had XXXX late payment so Citi card lowered my limit. The late payment could not be avoided. I am told that this is an illegal act. 
+",Company chooses not to provide a public response
+"Was not notified about annual fee and late fee occurred 
+",Company chooses not to provide a public response
+"On XXXX XXXX I sent to Transunion via Certified Mail a letter disputing several unverified items which arrived at Transunion on XXXX XXXX, XX/XX/2015 
+",Company chooses not to provide a public response
+"constant robo calling 
+",Company disputes the facts presented in the complaint
+"NETSPEND CLAIM # XXXX AND ACCOUNT NUMBER # XXXX THEIR LETTER DATED XX/XX/2015 C/0 THEIR FIRST LETTERXX/XX/2015 
+",Company believes it acted appropriately as authorized by contract or law
+"BOA has not closed my account after multiple requests and continues to charge fees. Currently they have charged {$1.00} as a "" minimum payment due. 
+",Company chooses not to provide a public response
+"They called here XXXX XXXX minutes apart from each other. 
+",Company believes it acted appropriately as authorized by contract or law
+"There is a account pop up on my report which i have no clue about. 
+",Company chooses not to provide a public response
+"Unfair loan process, poor communication, unprofessional company 
+",Company believes it acted appropriately as authorized by contract or law
+"It 's been paid in full 
+",Company chooses not to provide a public response
+"The bank did not validate this debt based on the FCRA. I do not owe the alleged debt. 
+",Company chooses not to provide a public response
+"Trans Union failed to follow Federal Law and remove items identified and possible ID Theft from credit report. 
+",Company chooses not to provide a public response
+"Bills from hospital are 0.00 for the 2012 year, it still shows up in the collection area. 
+",Company chooses not to provide a public response
+"IN VIOLATION OF TCPA AND FCRA AND FDCPA. ( ATTACHED LIST ) 
+",Company believes it acted appropriately as authorized by contract or law
+"4 or 5 phone calls a day with no one on the other end of the line 
+",Company has responded to the consumer and the CFPB and chooses not to provide a public response
+"They are reporting old address on my credit file that were never mine. 
+",Company chooses not to provide a public response

gold-examples.csv

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+Input,Response
+"experian is reporting XXXX this not my account please have them remove this acct asap 
+",Company chooses not to provide a public response
+"Closed Account with XXXX XXXX acct # XXXX on XXXX/XXXX/07 
+",Company chooses not to provide a public response
+"XXXX XXXX is reporting incorrectly, payments have been on time, the vehicle was turned in on time to the dealership. 
+",Company chooses not to provide a public response
+"Incorrect address on a credit report ( most likely due to divorce : the address is that of my ex husband and his XXXX wife ) 
+",Company chooses not to provide a public response
+"I am being garnished through my wages at this time without being notified by the Collection Agency. 
+",Company chooses not to provide a public response
+"CHARLES Schwab sent me a fake check caused my credit problem 
+",Company chooses not to provide a public response
+"I mailed them a letter asking for legal validation of this debt on XXXX/XXXX/15. They have not responded to me. 
+",Company chooses not to provide a public response
+"Hi, i just never recieved my free credit report in the mail from all XXXX agencies. Its been over a month now. XXXX Experian 
+",Company chooses not to provide a public response
+"My loan was approved 
+",Company believes it acted appropriately as authorized by contract or law
+"calls using a fake called id multiple call throughout the day call prior to XXXX 
+",Company believes it acted appropriately as authorized by contract or law
+"Inaccurate information still remains of my Credit Report. 
+",Company chooses not to provide a public response
+"Can not remove fraud alert. 
+",Company chooses not to provide a public response
+"they contacted me at work 
+",Company believes it acted appropriately as authorized by contract or law
+"I am not able to obtain my experian credit report or report # 
+",Company chooses not to provide a public response
+"I just noticed this debt on my credit report and I do not have this account. 
+",Company believes complaint caused principally by actions of third party outside the control or direction of the company
+"I have told them to stop calling my work phone # and they continue to call it more than once a day. 
+",Company chooses not to provide a public response
+"XXXX/XXXX/2015 XXXX unauthorized or fraudulent transaction of {$400.00} and {$300.00} dollars 
+",Company chooses not to provide a public response
+"Have tried for the past 1.5years to negotiate repayment plan with BOA/XXXX without success 
+",Company chooses not to provide a public response
+"This creditor is harrasing me at work. They are calling my children repeatedly. 
+",Company chooses not to provide a public response
+"Several names on report are not mine! 
+",Company chooses not to provide a public response
+"Calling for someone that does not live with me and never has. 
+",Company can't verify or dispute the facts in the complaint
+"Continuous calling my number and threating my family and I with legal action. 
+",Company disputes the facts presented in the complaint
+"Transunion is Double reporting a collection account. 
+",Company has responded to the consumer and the CFPB and chooses not to provide a public response
+"XXXX continues not to update my credit file with all XXXX bureaus they state foreclosure an wrong amount I owe. 
+",Company chooses not to provide a public response
+"XXXX XXXX XXXX XXXX, GA XXXX This address showed up on my credit report ... .it was a reported attempt at fraud that I caught in time. 
+",Company chooses not to provide a public response
+"Received notification that taxes were increased therefore increased mortgage paymentsfrom Wells Fargo Bank 
+",Company chooses not to provide a public response
+"I keep getting a call from Meridian Financial XXXX. 
+I have XXXX debt. 
+",Company chooses not to provide a public response
+"My credit report stated that i had loans that i never got. 
+",Company chooses not to provide a public response
+"Barclay 's reported some negative marks on my credit report. I need some options to resolve this issue. 
+",Company chooses not to provide a public response
+"I have been trying to get PMI removed for 2 years 
+",Company believes it acted appropriately as authorized by contract or law
+"I have many debts on my report that are my uncles that has the same name as mine. 
+",Company believes it acted appropriately as authorized by contract or law
+"They are reporting old debt as new accounts 
+",Company has responded to the consumer and the CFPB and chooses not to provide a public response