bank-complaints / examples.csv
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Input,Response
"This XXXX account reporting is past the statute of limitations please remove as requested
",Company has responded to the consumer and the CFPB and chooses not to provide a public response
"I desputed XXXX accounts and there were deleted but XXXX of them reappeared with a different collection name.
",Company chooses not to provide a public response
"I paid off the balance but the account still showing in open/collection status
",Company chooses not to provide a public response
"REAL TIME RESOLUTIONS IS CONTACTING ME ABOUT AN {$84000.00} BILL FOR A PROPERTY I DO NOT OWE
",Company disputes the facts presented in the complaint
"I did not incur this debt and when does the statue of limitation ends?
",Company believes it acted appropriately as authorized by contract or law
"My last name is misspelled on my Trans Union credit report.
",Company has responded to the consumer and the CFPB and chooses not to provide a public response
"the Doctor bill or paid but they are sending a bad reports to XXXX credit agency
",Company chooses not to provide a public response
"Trans Union is not responding to my requests to investigate, verify and correct accounts in my credit report that are reporting incorrectly.
",Company chooses not to provide a public response
"will not remove
",Company believes it acted appropriately as authorized by contract or law
"Phone calls every hour from the same number attempting to collect a {$60.00} fee - which is a late fee on a contested late fee.
",Company chooses not to provide a public response
"There is a hard inquiry from XXXX XXXX. I have never been there and have never applied for credit through them.
",Company chooses not to provide a public response
"sw credit for XXXX for {$510.00}. I believe this is not mine.
",Company believes it acted appropriately as authorized by contract or law
"SKIP TRACING, SEVERAL LAWSUITS, COLLECTORS IN VIOLATION OF TCPA, FDCPA ETC..
",Company believes it acted appropriately as authorized by contract or law
"I FELL BEHIND IN MY MORTGAGE DUE TO UNEMPLOYMENT AND I HAVE TRIED TO GET HELP BUT THE BANK HAS DENIED MY REQUEST MULTIPLE TIMES WITH OUT ANY REASON
",Company chooses not to provide a public response
"WELLS FARGO BANK FAILURE OF DUTY TO PROVIDE NOTICE TO DISPUTE FCRA 1681 ( s ) ( 2 ) ( 3 ) by Furnisher VIOLATION
",Company chooses not to provide a public response
"Unknown debt, no verification please remove off of my credit file
",Company can't verify or dispute the facts in the complaint
"I had XXXX late payment so Citi card lowered my limit. The late payment could not be avoided. I am told that this is an illegal act.
",Company chooses not to provide a public response
"Was not notified about annual fee and late fee occurred
",Company chooses not to provide a public response
"On XXXX XXXX I sent to Transunion via Certified Mail a letter disputing several unverified items which arrived at Transunion on XXXX XXXX, XX/XX/2015
",Company chooses not to provide a public response
"constant robo calling
",Company disputes the facts presented in the complaint
"NETSPEND CLAIM # XXXX AND ACCOUNT NUMBER # XXXX THEIR LETTER DATED XX/XX/2015 C/0 THEIR FIRST LETTERXX/XX/2015
",Company believes it acted appropriately as authorized by contract or law
"BOA has not closed my account after multiple requests and continues to charge fees. Currently they have charged {$1.00} as a "" minimum payment due.
",Company chooses not to provide a public response
"They called here XXXX XXXX minutes apart from each other.
",Company believes it acted appropriately as authorized by contract or law
"There is a account pop up on my report which i have no clue about.
",Company chooses not to provide a public response
"Unfair loan process, poor communication, unprofessional company
",Company believes it acted appropriately as authorized by contract or law
"It 's been paid in full
",Company chooses not to provide a public response
"The bank did not validate this debt based on the FCRA. I do not owe the alleged debt.
",Company chooses not to provide a public response
"Trans Union failed to follow Federal Law and remove items identified and possible ID Theft from credit report.
",Company chooses not to provide a public response
"Bills from hospital are 0.00 for the 2012 year, it still shows up in the collection area.
",Company chooses not to provide a public response
"IN VIOLATION OF TCPA AND FCRA AND FDCPA. ( ATTACHED LIST )
",Company believes it acted appropriately as authorized by contract or law
"4 or 5 phone calls a day with no one on the other end of the line
",Company has responded to the consumer and the CFPB and chooses not to provide a public response
"They are reporting old address on my credit file that were never mine.
",Company chooses not to provide a public response