limit_bal
float64
10k
1M
age
float64
21
79
pay_0
float64
-2
8
pay_2
float64
-2
8
pay_3
float64
-2
8
pay_4
float64
-2
8
pay_5
float64
-2
8
pay_6
float64
-2
8
bill_amt1
float64
-165,580
965k
bill_amt2
float64
-69,777
984k
bill_amt3
float64
-157,264
1.66M
bill_amt4
float64
-170,000
892k
bill_amt5
float64
-81,334
927k
bill_amt6
float64
-209,051
962k
pay_amt1
float64
0
874k
pay_amt2
float64
0
1.68M
pay_amt3
float64
0
896k
pay_amt4
float64
0
621k
pay_amt5
float64
0
427k
pay_amt6
float64
0
527k
sex:1
float64
0
1
sex:2
float64
0
1
education:0
float64
0
1
education:1
float64
0
1
education:2
float64
0
1
education:3
float64
0
1
education:4
float64
0
1
education:5
float64
0
1
education:6
float64
0
1
marriage:0
float64
0
1
marriage:1
float64
0
1
marriage:2
float64
0
1
marriage:3
float64
0
1
default.payment.next.month
int64
0
1
230,000
32
-2
-2
-2
-2
-2
-2
2,785
3,943
3,126
3,126
500
500
1,223
1,000
0
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
30,000
28
0
-1
-1
-1
-2
-2
13,568
3,166
821
0
0
0
3,166
821
0
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
48
2
0
0
0
0
0
49,913
50,588
50,245
19,424
19,829
20,386
2,077
1,311
689
712
879
799
1
0
0
0
1
0
0
0
0
0
1
0
0
0
50,000
24
0
0
2
2
2
2
29,595
31,798
32,979
32,152
34,668
33,961
3,000
2,000
0
3,200
0
1,600
1
0
0
1
0
0
0
0
0
0
0
1
0
1
80,000
30
0
0
0
0
0
0
127,580
91,812
96,599
93,389
29,716
27,283
13,000
6,000
5,122
5,012
13,000
18,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
120,000
42
0
0
0
0
0
0
112,237
114,467
116,900
119,228
121,805
115,463
4,097
4,278
4,308
11,540
5,685
4,390
0
1
0
1
0
0
0
0
0
0
1
0
0
0
220,000
33
0
0
0
0
0
0
204,205
210,183
212,877
189,161
180,715
171,449
20,000
10,000
8,140
8,000
7,000
10,000
0
1
0
1
0
0
0
0
0
0
1
0
0
0
200,000
33
0
0
0
0
0
0
181,542
173,731
152,447
119,730
122,537
109,504
7,100
5,354
4,363
4,816
4,381
3,330
1
0
0
0
0
1
0
0
0
0
0
1
0
0
50,000
37
0
0
0
0
0
0
46,990
48,233
49,291
28,314
28,959
29,547
2,000
2,019
1,200
1,100
1,069
1,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
300,000
39
-1
-1
-1
-1
-1
-1
20,938
21,064
26,041
18,158
18,147
45,199
21,169
26,171
18,249
18,238
45,301
120
1
0
0
1
0
0
0
0
0
0
1
0
0
0
250,000
32
0
0
0
0
-1
-1
33,323
30,090
21,218
10,875
3,328
1,460
2,038
2,065
52
3,336
1,460
1,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
170,000
48
0
0
0
-1
0
0
6,203
9,932
-157,264
166,969
164,040
166,416
5,079
0
332,809
6,000
6,000
6,100
1
0
0
1
0
0
0
0
0
0
0
1
0
0
210,000
30
0
0
0
0
0
0
87,292
89,534
89,173
91,489
93,463
95,021
4,600
3,789
3,811
3,465
3,186
4,389
0
1
0
1
0
0
0
0
0
0
0
1
0
0
80,000
22
0
0
0
0
0
0
76,737
70,614
68,502
27,160
27,712
29,245
3,500
10,092
966
2,000
2,000
1,037
0
1
0
0
1
0
0
0
0
0
0
1
0
0
140,000
24
0
0
0
0
0
0
34,814
35,806
36,823
36,285
36,683
37,150
1,887
3,000
1,580
1,294
1,355
5,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
46
0
0
-2
-2
-1
0
51,400
0
0
0
50,108
50,765
0
0
0
50,108
2,363
390
1
0
0
0
1
0
0
0
0
0
1
0
0
0
80,000
50
0
0
0
0
0
0
46,239
46,914
47,918
47,620
48,571
48,525
1,754
2,210
1,700
1,614
1,600
1,600
0
1
0
0
0
1
0
0
0
0
0
1
0
0
20,000
43
2
2
2
2
4
3
14,301
17,069
17,818
20,251
19,657
19,072
3,000
1,300
3,000
0
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
1
260,000
30
0
0
0
0
-1
-1
83,138
93,416
84,117
28,683
3,154
13,603
14,038
5,018
10,000
3,154
13,603
9,189
0
1
0
1
0
0
0
0
0
0
0
1
0
0
200,000
28
-1
-1
2
-1
-1
-1
38,783
62,793
1,286
1,117
1,117
0
26,286
0
1,117
1,117
0
1,128
0
1
0
1
0
0
0
0
0
0
0
1
0
0
220,000
38
0
0
0
0
0
0
212,795
211,043
212,759
218,541
167,743
165,300
8,909
7,500
9,000
6,729
6,000
7,009
1
0
0
1
0
0
0
0
0
0
0
1
0
1
30,000
26
1
-1
-1
-2
-2
-2
0
780
0
0
0
0
780
0
8,000
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
210,000
35
-1
-1
-1
-1
0
-1
188
971
2,871
5,087
1,943
3,392
971
2,871
5,087
0
3,392
4,000
0
1
0
0
1
0
0
0
0
0
1
0
0
1
350,000
38
-2
-2
-1
0
0
0
362
792
3,015
6,980
8,762
7,532
792
3,019
4,580
4,000
284
1,000
0
1
0
0
0
1
0
0
0
0
1
0
0
0
50,000
58
0
0
0
0
0
0
7,308
7,987
8,582
9,719
9,692
9,663
1,200
1,500
1,300
500
500
500
0
1
0
0
0
1
0
0
0
0
1
0
0
0
50,000
24
0
0
0
0
0
0
46,521
47,597
48,799
41,286
16,764
16,960
2,150
2,352
1,239
717
585
589
1
0
0
0
1
0
0
0
0
0
0
1
0
0
70,000
31
0
0
-2
-2
-2
-2
45,450
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
240,000
29
-1
-1
-1
-1
-1
-1
358
176
0
540
100
2,600
176
0
540
100
2,600
704
0
1
0
1
0
0
0
0
0
0
0
1
0
0
150,000
50
3
2
0
0
-2
-1
3,227
3,029
3,964
0
0
2,322
0
1,000
0
0
2,322
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
290,000
47
-2
-2
-2
-2
-2
-2
3,700
18,019
4,516
8,140
59,512
2,716
18,035
4,516
8,140
59,512
2,716
3,516
1
0
0
1
0
0
0
0
0
0
1
0
0
0
30,000
39
0
-1
-1
2
0
0
22,215
18,243
29,013
28,256
28,979
31,369
18,243
11,500
0
1,177
3,000
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
180,000
39
1
-2
-2
-1
3
2
0
0
0
300
300
150
0
0
300
0
0
645
0
1
0
0
0
1
0
0
0
0
1
0
0
0
340,000
35
0
0
0
0
0
0
39,229
40,747
41,930
43,397
44,710
46,143
2,000
2,000
2,000
2,000
2,000
2,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
80,000
26
0
0
0
0
0
0
46,738
48,237
49,642
52,052
40,505
41,471
3,001
3,000
3,000
3,000
1,637
2,928
0
1
0
0
1
0
0
0
0
0
0
1
0
0
280,000
41
0
0
0
0
0
0
96,590
99,755
81,244
81,193
82,470
49,630
5,000
3,000
3,007
5,000
2,000
1,700
0
1
0
1
0
0
0
0
0
0
1
0
0
0
200,000
28
-2
-2
-2
-2
-2
-2
778
504
3,724
445
8,963
482
506
3,742
447
9,007
484
489
1
0
0
1
0
0
0
0
0
0
0
1
0
0
230,000
30
0
0
0
0
0
0
5,442
5,142
5,305
5,661
3,935
4,460
1,210
3,116
1,000
2,000
2,000
2,000
0
1
0
1
0
0
0
0
0
0
1
0
0
0
80,000
40
2
2
0
0
0
0
81,428
78,041
75,945
61,740
29,089
28,267
4
3,716
2,000
1,000
1,000
2,000
0
1
0
0
0
1
0
0
0
0
0
1
0
1
130,000
33
1
2
2
2
0
0
36,672
35,807
40,851
39,526
41,346
40,630
0
6,000
0
3,000
1,000
1,100
1
0
0
1
0
0
0
0
0
0
0
1
0
0
160,000
43
0
0
-2
-2
-2
-2
8,460
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
30,000
38
2
2
0
0
2
2
5,685
5,448
7,347
8,024
7,751
9,607
0
2,000
800
0
2,000
0
0
1
0
0
0
1
0
0
0
0
1
0
0
1
300,000
30
-2
-2
-2
-2
-2
-2
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
1
350,000
44
0
0
0
0
-1
-1
110,819
115,058
76,156
51,500
150
500
6,000
4,000
2,500
150
500
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
500,000
36
0
0
0
-1
-1
-1
64,266
47,971
25,581
15,406
6,196
45,045
26,000
11,725
15,406
6,903
45,045
10,000
0
1
0
1
0
0
0
0
0
0
1
0
0
0
50,000
30
1
2
0
0
2
0
49,233
48,146
50,029
50,921
48,809
49,639
0
3,000
5,000
0
1,815
2,000
1
0
0
1
0
0
0
0
0
0
0
1
0
1
230,000
28
0
0
0
0
0
0
54,228
21,092
18,481
15,609
5,802
72,049
1,500
1,139
600
800
70,196
3,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
140,000
43
-1
-1
-1
-1
-1
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1,453
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1,872
1,453
1,453
1,872
1,249
1,872
1,453
1,453
1,034
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0
0
1
0
0
0
0
0
0
1
0
0
0
220,000
41
0
0
0
0
0
0
32,016
29,052
23,115
20,354
7,438
4,887
2,004
2,009
5,004
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3,000
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1
0
0
1
0
0
0
0
0
0
1
0
1
80,000
34
0
0
0
0
0
2
72,463
77,862
78,520
69,750
48,707
47,418
7,000
3,000
3,000
3,600
0
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1
0
0
0
0
1
0
0
0
0
0
1
0
1
80,000
34
1
2
2
2
2
2
71,104
72,737
73,987
72,199
76,621
78,451
3,400
3,000
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5,637
3,200
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1
0
0
0
0
1
0
0
0
0
1
0
0
1
310,000
29
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0
0
0
0
0
29,906
14,780
18,261
41,540
50,803
59,927
14,750
5,000
24,000
10,000
10,000
30,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
330,000
28
0
0
0
0
0
0
53,260
37,207
40,560
41,978
46,728
40,502
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4,000
2,000
5,039
2,164
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1
0
0
0
1
0
0
0
0
0
0
1
0
0
500,000
39
0
0
0
0
0
0
315,201
332,071
375,070
354,839
369,532
367,399
25,000
50,000
20,000
19,586
14,122
12,022
1
0
0
0
0
1
0
0
0
0
1
0
0
0
30,000
31
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2
2
2
2
2
14,107
14,779
14,252
16,205
15,647
17,091
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0
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0
1,700
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1
0
0
1
0
0
0
0
0
0
1
0
0
1
10,000
28
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2
-1
2
3
2
619
619
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9,151
8,023
5,475
0
8,642
800
107
200
0
1
0
0
0
1
0
0
0
0
0
0
1
0
1
20,000
32
0
0
0
0
0
2
3,448
4,460
5,326
6,574
7,417
2,246
1,230
1,096
1,344
1,187
285
66
1
0
0
0
0
1
0
0
0
0
0
1
0
0
310,000
32
-2
-2
-2
-2
-2
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90,654
20,784
5,649
9,141
5,122
380
27,778
5,649
9,141
5,122
380
2,475
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1
0
1
0
0
0
0
0
0
0
1
0
0
280,000
32
0
0
0
0
0
0
35,038
36,558
39,070
40,545
42,995
46,278
2,000
3,000
2,000
3,000
4,000
7,200
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0
0
0
1
0
0
0
0
0
0
1
0
0
80,000
33
-2
-2
-1
-1
0
0
47,867
31,925
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55,541
56,703
57,833
1,925
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56,000
2,055
2,070
4,447
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
36
1
-2
-2
-2
-2
-1
0
0
0
0
0
2,949
0
0
0
0
2,322
0
1
0
0
0
1
0
0
0
0
0
1
0
0
0
40,000
45
1
2
0
0
0
0
11,402
10,928
11,940
12,241
12,544
12,835
0
1,200
500
500
500
500
0
1
0
0
1
0
0
0
0
0
1
0
0
1
80,000
25
0
0
0
0
0
0
40,764
41,765
42,251
46,475
48,156
50,419
2,000
1,776
5,000
3,000
5,000
2,500
0
1
0
1
0
0
0
0
0
0
0
1
0
0
20,000
51
2
0
0
0
0
0
14,815
15,837
16,852
17,188
17,546
17,895
1,264
1,279
615
635
639
664
1
0
0
0
0
1
0
0
0
0
1
0
0
0
50,000
39
0
0
0
0
0
0
47,378
48,333
48,638
49,207
49,599
50,594
2,105
1,800
1,735
1,938
1,960
2,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
33
1
2
2
2
2
2
40,159
41,323
40,364
42,781
41,966
48,865
2,100
0
3,400
0
7,800
0
1
0
0
0
1
0
0
0
0
0
0
1
0
1
140,000
44
1
-1
-1
-1
-1
-1
-9
900
311
7,867
1,031
1,117
909
311
7,867
1,031
1,117
0
0
1
0
0
0
1
0
0
0
0
1
0
0
0
220,000
35
-1
-1
-1
-1
-1
-1
5,564
7,443
5,572
5,572
5,572
5,774
7,479
5,600
5,600
5,600
5,802
3,279
0
1
0
1
0
0
0
0
0
0
0
1
0
0
20,000
23
0
0
2
0
0
0
11,672
8,584
8,279
8,444
8,621
8,868
2,424
0
284
294
371
500
0
1
0
1
0
0
0
0
0
0
0
1
0
0
20,000
25
1
2
0
0
0
0
15,863
14,498
15,064
13,605
11,844
10,152
0
1,157
574
423
374
648
1
0
0
0
1
0
0
0
0
0
0
1
0
0
20,000
22
1
2
2
2
0
0
14,380
13,536
15,040
14,174
14,472
14,763
0
2,040
0
526
532
1,585
1
0
0
0
1
0
0
0
0
0
0
1
0
0
330,000
33
1
-2
-2
-1
0
0
-271
-1,648
-2,437
95,131
46,017
46,470
0
0
102,680
1,728
1,695
2,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
80,000
45
0
0
0
0
0
0
78,083
79,829
80,896
53,052
91,667
47,160
3,045
2,545
2,100
1,700
3,374
1,740
0
1
0
0
1
0
0
0
0
0
0
1
0
0
250,000
44
0
0
0
0
0
0
175,070
175,494
175,711
153,130
153,859
103,593
8,000
6,018
6,887
6,000
4,001
12,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
240,000
42
1
2
2
0
0
0
187,558
187,333
163,332
166,813
170,739
174,532
6,700
0
6,900
6,000
6,000
6,000
0
1
0
0
1
0
0
0
0
0
0
1
0
1
100,000
30
0
0
0
0
0
0
97,062
74,352
75,004
76,705
78,168
80,347
2,800
2,700
5,400
3,500
3,500
3,200
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
40
2
2
2
2
0
0
78,610
80,666
82,713
80,838
49,575
48,354
3,900
4,000
0
1,920
1,800
1,800
0
1
0
0
1
0
0
0
0
0
1
0
0
1
170,000
27
-1
-1
2
-1
-1
-1
356
1,472
736
736
736
736
1,536
0
736
736
736
736
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
30
0
0
0
2
2
2
60,762
58,791
59,529
55,405
55,904
52,160
2,300
4,400
0
4,000
0
4,000
1
0
0
1
0
0
0
0
0
0
0
1
0
1
30,000
30
0
0
0
0
0
0
29,265
28,901
28,883
29,411
24,602
22,760
2,000
1,655
1,513
499
688
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
25
1
2
2
0
0
0
80,906
82,789
80,903
80,215
63,296
49,854
3,800
6
3,636
2,646
2,000
1,830
1
0
0
0
1
0
0
0
0
0
1
0
0
0
210,000
26
0
0
-2
-2
-1
2
9,358
-27
-27
-27
3,073
2,878
0
0
0
3,100
0
2,003
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
34
0
0
0
0
0
-2
43,796
44,423
29,980
30,000
0
0
2,100
1,200
1,000
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
500,000
34
0
0
0
0
0
0
144,774
130,097
134,810
145,182
141,062
135,358
20,053
19,000
15,000
10,040
15,000
20,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
160,000
27
1
-1
-1
-2
-2
-1
0
1,519
0
0
0
2,755
1,519
0
0
0
2,755
966
0
1
0
0
1
0
0
0
0
0
0
1
0
1
30,000
31
0
0
0
-2
-2
-2
26,830
30,900
0
0
0
0
5,000
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
180,000
28
2
0
0
0
0
0
117,328
115,140
73,730
64,600
2,500
0
4,117
3,504
3,000
0
0
0
0
1
0
0
0
0
1
0
0
0
1
0
0
0
140,000
29
0
0
0
0
-2
-2
132,629
55,185
56,000
0
0
0
5,000
2,000
0
0
0
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
38
2
3
2
0
0
0
64,760
60,747
54,902
54,280
18,595
18,838
2,000
0
1,200
15,000
2,000
1,000
0
1
0
1
0
0
0
0
0
0
1
0
0
0
20,000
27
0
0
0
0
0
0
13,384
14,153
15,417
16,944
18,992
15,888
1,300
1,500
2,000
2,048
0
4,500
1
0
0
0
0
1
0
0
0
0
0
1
0
1
20,000
69
0
0
0
0
0
0
18,516
19,193
18,578
17,989
19,533
20,039
1,700
2,000
2,000
2,000
831
400
1
0
0
0
0
1
0
0
0
0
1
0
0
0
110,000
34
1
2
3
2
0
0
53,524
58,646
57,156
54,984
57,437
59,204
6,600
0
0
4,000
3,500
2,200
1
0
0
0
1
0
0
0
0
0
1
0
0
1
290,000
36
0
0
0
0
0
0
57,721
57,256
57,094
55,293
54,738
55,435
2,514
3,007
2,004
2,101
2,503
2,503
0
1
0
1
0
0
0
0
0
0
0
1
0
0
90,000
28
0
0
0
0
0
0
41,138
38,755
38,448
37,612
36,174
33,769
2,000
1,866
1,347
1,065
1,041
1,500
0
1
0
0
1
0
0
0
0
0
0
1
0
0
280,000
43
0
0
0
0
0
0
273,535
280,598
141,996
131,471
134,963
139,471
12,000
7,300
5,000
6,000
7,000
6,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
110,000
28
1
2
0
0
0
0
106,932
103,381
75,794
76,947
79,105
72,344
27
4,000
3,000
3,000
10,000
3,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
200,000
50
0
0
0
0
0
0
162,296
169,288
168,430
100,175
95,267
87,086
13,000
6,900
4,200
3,000
3,200
6,000
0
1
0
0
0
1
0
0
0
0
1
0
0
0
350,000
31
0
-1
-1
-2
-2
-2
51,900
1,000
0
0
0
0
1,000
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
50,000
22
2
2
2
0
0
0
45,614
50,781
45,429
28,927
19,896
19,475
5,991
41
1,617
816
1,003
1,004
1
0
0
0
1
0
0
0
0
0
0
1
0
0
650,000
29
1
-1
-1
-1
0
0
21,289
518
216
2,482
5,178
5,506
3,000
1,000
2,500
3,500
4,000
3,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
120,000
36
-1
-1
-1
-1
-1
0
326
326
326
326
652
326
326
326
326
652
0
290
1
0
0
0
0
1
0
0
0
0
1
0
0
0