limit_bal
float64
10k
1M
age
float64
21
79
pay_0
float64
-2
8
pay_2
float64
-2
8
pay_3
float64
-2
8
pay_4
float64
-2
8
pay_5
float64
-2
8
pay_6
float64
-2
8
bill_amt1
float64
-165,580
965k
bill_amt2
float64
-69,777
984k
bill_amt3
float64
-157,264
1.66M
bill_amt4
float64
-170,000
892k
bill_amt5
float64
-81,334
927k
bill_amt6
float64
-209,051
962k
pay_amt1
float64
0
874k
pay_amt2
float64
0
1.68M
pay_amt3
float64
0
896k
pay_amt4
float64
0
621k
pay_amt5
float64
0
427k
pay_amt6
float64
0
527k
sex:1
float64
0
1
sex:2
float64
0
1
education:0
float64
0
1
education:1
float64
0
1
education:2
float64
0
1
education:3
float64
0
1
education:4
float64
0
1
education:5
float64
0
1
education:6
float64
0
1
marriage:0
float64
0
1
marriage:1
float64
0
1
marriage:2
float64
0
1
marriage:3
float64
0
1
default.payment.next.month
int64
0
1
20,000
21
0
0
0
0
0
-1
17,471
14,129
13,937
9,429
1,393
2,055
1,400
3,500
1,567
162
2,055
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
500,000
46
-2
-1
-1
-1
-1
-1
33,332
163,500
60,560
104,734
41,018
6,258
163,500
70,160
104,734
41,018
6,258
70,356
0
1
0
1
0
0
0
0
0
0
0
1
0
0
70,000
30
0
0
0
0
0
0
68,668
65,750
67,879
69,161
68,264
61,757
2,347
3,182
3,144
2,600
2,360
1,300
1
0
0
0
1
0
0
0
0
0
0
1
0
0
80,000
46
0
-1
-1
2
-1
0
31,290
780
390
780
780
390
780
390
0
1,560
0
390
1
0
0
0
1
0
0
0
0
0
1
0
0
0
520,000
37
-2
-2
-2
-2
-2
-2
4,439
3,487
7,491
2,310
12,000
0
3,913
7,494
2,310
12,000
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
310,000
45
0
0
0
0
0
0
311,401
218,298
222,424
220,058
199,376
189,840
21,084
20,000
12,000
15,000
8,000
15,000
0
1
0
0
0
1
0
0
0
0
1
0
0
0
50,000
29
2
2
2
2
0
0
45,728
48,772
50,614
49,009
45,856
47,891
3,800
3,000
5
1,800
3,600
0
1
0
0
1
0
0
0
0
0
0
0
1
0
1
50,000
22
0
0
2
0
0
0
38,340
41,362
34,656
35,004
35,514
2,582
3,700
0
1,200
710
52
1,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
240,000
31
2
0
-1
2
2
-1
60,511
41,296
2,181
1,175
-13
2,487
2,300
2,185
4
0
2,500
0
1
0
0
0
1
0
0
0
0
0
1
0
0
1
240,000
55
0
0
0
0
0
0
25,631
27,047
26,654
28,065
29,503
32,042
2,500
2,000
2,000
2,000
3,000
2,000
1
0
0
0
0
1
0
0
0
0
1
0
0
0
60,000
47
0
0
0
0
0
0
33,867
35,303
36,032
37,431
37,863
38,954
2,000
1,601
2,000
1,354
1,700
1,010
0
1
0
0
0
1
0
0
0
0
1
0
0
0
50,000
63
2
2
2
2
0
0
51,432
50,316
50,866
48,194
47,233
50,224
0
3,600
0
3,000
5,001
2,000
0
1
0
0
0
1
0
0
0
0
0
1
0
0
180,000
47
1
-2
-1
-1
-2
-2
-12
-12
3,300
0
0
0
0
3,312
0
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
1
50,000
32
-1
-1
-1
-2
-2
-2
819
699
0
0
0
0
699
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
1
0
0
1
260,000
28
0
0
0
0
0
0
126,418
129,214
131,933
134,482
135,772
138,229
6,000
5,200
5,000
5,000
5,000
5,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
22
1
2
0
0
0
0
51,798
50,497
30,935
14,010
19,110
19,500
0
1,663
1,544
5,500
390
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
300,000
35
0
0
0
0
0
0
291,619
297,268
205,629
215,827
208,464
212,508
12,019
9,006
17,000
12,000
9,557
15,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
180,000
28
0
0
0
0
0
0
10,479
11,793
12,500
13,383
14,760
15,472
1,410
1,117
1,000
1,500
1,000
1,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
280,000
39
-2
-2
-2
-2
-2
-2
2,082
3,557
5,623
5,400
3,866
3,526
3,597
5,672
5,427
3,885
3,543
3,519
1
0
0
0
1
0
0
0
0
0
1
0
0
1
60,000
25
0
0
0
0
0
0
36,081
37,194
38,116
39,902
58,737
56,902
2,500
2,000
3,000
20,000
3,000
2,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
210,000
42
-1
-1
-1
-2
-1
-1
1,708
2,928
-2
-2
918
-164
2,928
0
0
920
0
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
200,000
46
0
0
0
0
0
0
106,651
103,173
104,137
103,422
95,206
65,108
3,692
5,000
3,300
2,500
2,930
1,500
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
33
0
0
0
0
0
-1
69,963
64,081
62,582
47,595
44,724
44,287
5,000
2,012
2,000
3,000
44,287
3,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
24
-1
0
0
0
0
0
1,399
2,441
3,865
7,476
8,384
8,085
1,070
1,500
3,666
2,477
1,306
1,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
200,000
44
0
0
0
0
0
0
138,877
144,085
142,520
151,078
176,717
168,431
6,437
5,000
10,000
27,080
10,017
4,200
1
0
0
0
0
1
0
0
0
0
1
0
0
0
80,000
29
0
0
0
0
0
0
7,880
8,316
4,761
5,964
5,697
2,590
3,034
3,002
2,093
1,023
1,000
1,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
46
-1
-1
-1
0
0
-2
780
0
1,170
780
0
0
0
1,170
0
0
0
0
1
0
0
0
1
0
0
0
0
0
0
1
0
1
50,000
23
-1
-1
-1
-2
-2
-2
3,063
3,625
0
0
0
0
3,625
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
1
320,000
30
-1
-1
-1
-2
-2
-1
1,663
7,025
1,189
0
2,701
2,043
7,025
1,189
0
2,701
2,043
0
0
1
0
1
0
0
0
0
0
0
0
1
0
1
290,000
27
0
0
0
0
0
0
240,506
235,475
240,584
212,024
216,379
209,440
8,601
9,300
8,000
7,612
8,015
7,008
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
33
0
0
0
0
0
0
53,282
50,936
49,911
19,817
20,492
20,365
3,000
2,300
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1,000
878
1,000
1
0
0
0
1
0
0
0
0
0
0
1
0
1
50,000
24
-1
-1
-1
-1
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1,303
1,303
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1,693
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1,303
748
1,693
1,138
895
1,528
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1
0
1
0
0
0
0
0
0
0
1
0
0
250,000
33
-1
3
2
-1
-1
-1
441
441
81
1,540
3,088
5,680
0
0
5,000
3,088
3,000
0
1
0
0
1
0
0
0
0
0
0
0
1
0
1
240,000
25
0
0
0
0
0
0
9,030
9,685
10,996
13,149
14,655
17,133
1,144
3,000
3,000
2,000
3,000
2,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
330,000
28
0
0
0
0
0
0
32,316
33,705
28,743
28,217
25,432
19,938
2,000
2,000
2,000
800
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812
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1
0
1
0
0
0
0
0
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0
1
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0
450,000
35
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-2
-1
0
0
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0
3,581
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0
0
3,581
73
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
290,000
27
0
0
0
0
0
0
110,359
108,371
102,628
100,000
92,238
90,447
5,000
6,039
4,000
4,000
4,000
3,000
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1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
32
0
0
0
0
0
0
50,669
48,942
27,836
40,346
38,668
20,016
1,613
1,484
3,675
698
1,000
706
1
0
0
0
1
0
0
0
0
0
1
0
0
0
80,000
28
1
2
2
2
2
2
53,541
54,694
55,297
55,788
57,146
58,351
2,600
2,100
2,000
2,400
2,300
2,315
0
1
0
1
0
0
0
0
0
0
0
1
0
0
200,000
48
-2
-2
-2
-1
2
2
0
0
0
5,000
5,000
0
0
0
5,000
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
20,000
32
3
2
0
0
0
0
20,631
20,010
19,703
11,084
10,918
10,985
0
1,168
384
390
632
616
0
1
0
0
1
0
0
0
0
0
1
0
0
1
50,000
39
0
0
-1
-1
2
0
34,617
34,390
810
19,009
18,035
18,364
1,000
810
51,000
0
1,000
1,000
1
0
0
0
0
1
0
0
0
0
0
1
0
0
290,000
46
0
0
-1
-1
-1
-1
113,618
289,002
1,332
21,429
2,228
156,721
34,507
1,343
21,542
2,239
156,733
7,219
0
1
0
1
0
0
0
0
0
0
0
1
0
0
140,000
41
0
0
0
0
2
0
43,616
44,710
45,661
50,880
49,934
51,106
2,100
2,000
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0
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1
0
0
1
0
0
0
0
0
1
0
0
0
20,000
24
1
3
2
0
0
3
14,665
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13,634
14,401
16,257
15,713
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0
1,300
2,101
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0
1
0
0
0
0
1
0
0
0
0
0
1
0
1
100,000
26
2
0
0
0
0
0
107,643
109,895
93,420
73,119
73,642
71,579
4,048
3,105
2,700
2,510
2,703
2,700
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0
0
0
0
1
0
0
0
0
0
1
0
1
360,000
47
-1
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-1
-1
0
0
410
3,620
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56,397
43,882
21,818
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56,397
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0
12,117
0
1
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0
1
0
0
0
0
0
1
0
0
0
230,000
31
-1
-1
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2,274
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1,247
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5,537
1,259
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1,000
4,134
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1
0
1
0
0
0
0
0
0
0
1
0
0
60,000
37
1
2
2
2
2
2
49,335
48,241
52,222
52,777
51,332
55,489
0
4,763
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0
5,000
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0
1
0
0
1
0
0
0
0
0
1
0
0
1
50,000
36
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0
0
0
0
0
47,606
48,653
50,144
47,838
48,914
50,442
1,815
2,306
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2,500
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0
0
0
1
0
0
0
0
0
1
0
0
0
70,000
47
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0
0
0
0
0
53,239
54,351
56,480
57,253
59,150
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2,000
3,000
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0
1
0
0
0
1
0
0
0
0
0
1
0
0
0
200,000
34
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-1
-1
-1
-1
-1
0
3,346
0
465
1,775
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0
465
1,775
8,722
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
26
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0
0
0
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-2
33,428
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35,796
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-229
-229
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0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1
20,000
22
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2
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0
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1,800
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0
0
2,000
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1
50,000
45
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2
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0
0
0
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18,444
18,855
18,886
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17,453
1,290
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901
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0
1
0
1
0
0
0
0
0
0
1
0
0
0
500,000
31
0
0
0
0
0
0
378,886
382,234
274,586
273,718
168,418
167,635
15,057
11,035
11,035
7,029
8,035
10,388
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0
0
0
1
0
0
0
0
0
1
0
0
0
30,000
54
0
0
0
0
0
0
22,987
22,298
22,352
23,221
24,339
25,943
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2,000
1,500
4,000
2,000
0
1
0
0
0
0
1
0
0
0
0
0
0
1
0
200,000
31
0
0
2
2
2
2
167,358
175,635
174,261
179,026
181,658
185,523
11,000
3,000
7,001
5,000
6,200
10,007
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1
0
0
0
1
0
0
0
0
0
1
0
0
50,000
23
0
0
0
0
0
0
45,078
44,291
39,408
29,689
23,879
23,355
3,000
3,000
947
1,000
837
866
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1
0
0
1
0
0
0
0
0
0
1
0
0
100,000
31
0
0
0
0
0
0
75,818
76,887
78,178
79,858
74,785
54,849
2,745
2,939
3,500
3,000
1,989
1,987
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1
0
0
1
0
0
0
0
0
1
0
0
0
30,000
49
0
0
0
0
2
2
11,554
12,662
13,744
14,712
14,334
15,593
1,300
1,300
1,200
0
1,500
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
300,000
28
-1
-1
-1
-1
0
0
16,094
2,259
0
12,880
14,895
9,386
2,259
0
12,880
2,500
200
280
0
1
0
1
0
0
0
0
0
0
0
1
0
0
260,000
34
2
2
0
0
2
2
118,706
115,308
123,069
129,060
131,682
135,656
0
9,670
9,561
6,250
6,250
6,250
0
1
0
0
0
1
0
0
0
0
1
0
0
1
80,000
38
0
0
0
0
0
0
70,590
62,162
51,770
49,506
45,722
46,660
2,200
2,000
2,015
1,700
1,700
2,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
60,000
41
0
0
0
0
0
0
95,648
56,259
49,425
16,941
13,349
14,826
5,000
4,731
2,000
10,000
3,000
5,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
230,000
34
-2
-2
-2
-2
-2
-2
27,178
0
856
6,147
7,387
13,492
0
856
6,147
7,387
13,492
6,701
1
0
0
0
1
0
0
0
0
0
0
1
0
0
180,000
33
0
-1
-1
-2
-2
-2
3,302
1,295
0
0
0
0
1,295
0
0
0
0
1,640
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
25
1
2
0
0
0
0
43,099
42,133
43,127
44,210
45,844
49,869
0
2,000
1,800
2,500
5,500
1,801
0
1
0
1
0
0
0
0
0
0
0
1
0
0
180,000
27
-1
2
-1
-1
-1
2
980
980
376
0
2,202
150
0
376
0
2,202
0
819
0
1
0
1
0
0
0
0
0
0
0
1
0
0
140,000
41
0
0
0
0
0
0
82,309
92,682
103,265
117,188
113,368
119,194
12,682
13,265
17,188
10,000
15,000
0
1
0
0
0
1
0
0
0
0
0
1
0
0
0
180,000
28
0
0
0
0
0
0
49,550
43,015
50,238
49,461
43,877
32,411
3,006
10,017
2,018
1,022
2,322
23,023
0
1
0
1
0
0
0
0
0
0
0
1
0
0
460,000
52
0
0
0
0
0
0
177,520
174,746
168,279
171,579
163,450
160,547
8,000
9,000
8,154
6,000
6,000
6,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
220,000
32
1
2
0
0
2
2
17,325
16,758
18,474
20,667
20,195
21,854
0
2,000
2,500
0
2,000
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
50,000
25
0
0
0
0
0
0
46,895
45,929
44,709
28,179
28,877
29,217
2,000
1,740
1,400
1,000
1,000
1,100
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
26
8
7
6
5
4
3
43,340
42,619
35,381
31,539
27,409
23,567
0
0
0
0
0
300
1
0
0
0
0
1
0
0
0
0
0
1
0
0
280,000
39
2
3
2
2
2
2
186,838
190,570
194,189
189,806
201,410
205,479
8,000
8,000
0
14,500
7,300
7,500
0
1
0
0
1
0
0
0
0
0
1
0
0
1
50,000
37
0
0
0
0
0
0
48,206
48,659
47,248
48,241
49,196
50,296
2,120
1,750
1,700
1,800
2,023
2,113
1
0
0
0
1
0
0
0
0
0
0
1
0
0
80,000
28
0
0
0
0
0
0
70,194
71,912
69,776
70,985
72,444
69,685
3,500
3,000
2,500
2,500
2,500
2,500
0
1
0
0
0
1
0
0
0
0
0
1
0
0
60,000
45
0
-1
-1
0
0
0
56,965
2,495
57,899
30,345
30,244
25,474
3,000
61,000
3,000
3,000
3,000
9,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
100,000
48
-1
-1
-1
0
0
0
16,584
16,009
64,886
66,202
72,526
74,323
16,137
64,886
2,353
10,000
3,000
2,670
0
1
0
0
0
1
0
0
0
0
0
1
0
0
230,000
37
1
-1
-1
2
-1
0
0
2,062
5,056
3,050
3,700
1,900
2,062
3,050
0
3,700
0
2,436
1
0
0
1
0
0
0
0
0
0
1
0
0
1
30,000
52
-1
2
-1
2
-1
0
4,743
390
1,000
543
18,127
23,563
390
1,000
3
20,077
10,000
1,854
0
1
0
1
0
0
0
0
0
0
1
0
0
0
200,000
34
1
2
2
3
2
2
138,839
142,121
193,777
189,225
192,304
188,695
7,001
56,100
5
7,269
28
5,828
1
0
0
0
0
1
0
0
0
0
0
1
0
0
360,000
57
1
-2
-1
-1
-1
-2
0
0
860
246
-46
-46
0
860
246
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
0
200,000
61
0
0
-1
-1
-1
-1
3,030
7,277
6,655
3,455
0
1,930
7,007
6,655
3,455
0
1,930
5,450
1
0
0
0
0
1
0
0
0
0
0
1
0
1
500,000
48
1
-2
-1
-1
0
0
-471
-471
157
20,697
23,906
23,906
0
785
20,697
3,766
0
2,040
1
0
0
1
0
0
0
0
0
0
0
1
0
0
280,000
40
0
0
0
0
0
0
291,952
275,948
240,627
228,230
209,987
196,997
8,562
7,071
6,574
5,938
5,867
7,704
0
1
0
0
1
0
0
0
0
0
0
0
1
0
30,000
24
-1
2
0
0
3
2
18,199
17,618
18,631
21,319
20,692
21,201
0
1,312
3,000
0
1,000
1,000
1
0
0
1
0
0
0
0
0
0
0
1
0
1
190,000
26
0
0
0
0
0
0
184,136
186,387
172,506
89,806
91,744
93,903
9,000
6,500
3,500
3,500
3,800
3,600
1
0
0
1
0
0
0
0
0
0
0
1
0
0
210,000
29
0
0
0
0
0
0
183,214
167,757
170,663
169,291
140,384
138,574
6,000
8,000
5,556
5,100
5,016
5,200
1
0
0
1
0
0
0
0
0
0
0
1
0
0
500,000
46
-2
-2
-2
-2
-2
-1
18,664
67,646
-214
-214
42,772
45,282
68,013
0
0
42,986
45,508
9,055
1
0
0
1
0
0
0
0
0
0
1
0
0
0
310,000
27
-1
-1
-1
-1
0
-1
1,261
1,261
1,261
1,651
390
390
1,261
1,261
1,651
0
390
390
0
1
0
0
1
0
0
0
0
0
0
1
0
1
120,000
59
2
2
2
2
2
2
82,172
80,266
85,919
86,910
87,893
86,370
0
7,898
3,300
3,300
0
3,149
0
1
0
0
1
0
0
0
0
0
0
0
1
1
180,000
39
0
0
-1
-1
-2
-2
2,875
0
2,125
0
0
0
0
2,125
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
220,000
29
0
0
0
0
0
0
206,879
211,037
215,139
218,513
131,660
134,346
9,100
9,000
7,887
4,800
4,900
6,000
0
1
0
1
0
0
0
0
0
0
0
1
0
1
200,000
35
0
-1
0
0
0
0
13,766
39,072
44,758
45,571
40,592
7,145
39,124
15,000
1,622
2,068
1,000
2,031
0
1
0
1
0
0
0
0
0
0
0
1
0
0
300,000
35
-1
-1
-2
-2
-2
-1
5,345
0
0
0
0
477
0
0
0
0
477
348
0
1
0
1
0
0
0
0
0
0
1
0
0
0
50,000
37
0
0
0
-1
0
0
4,793
3,594
0
5,369
3,746
9,408
3,000
0
5,369
0
9,000
10,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
37
0
0
0
-1
-1
-2
19,716
20,518
16,551
1,700
0
0
1,547
1,350
1,700
0
0
0
1
0
0
0
0
1
0
0
0
0
0
1
0
0
90,000
43
2
-1
2
-1
0
-1
390
780
390
780
390
780
780
0
780
0
780
0
0
1
0
0
1
0
0
0
0
0
1
0
0
1