limit_bal
float64
10k
1M
age
float64
21
79
pay_0
float64
-2
8
pay_2
float64
-2
8
pay_3
float64
-2
8
pay_4
float64
-2
8
pay_5
float64
-2
8
pay_6
float64
-2
8
bill_amt1
float64
-165,580
965k
bill_amt2
float64
-69,777
984k
bill_amt3
float64
-157,264
1.66M
bill_amt4
float64
-170,000
892k
bill_amt5
float64
-81,334
927k
bill_amt6
float64
-209,051
962k
pay_amt1
float64
0
874k
pay_amt2
float64
0
1.68M
pay_amt3
float64
0
896k
pay_amt4
float64
0
621k
pay_amt5
float64
0
427k
pay_amt6
float64
0
527k
sex:1
float64
0
1
sex:2
float64
0
1
education:0
float64
0
1
education:1
float64
0
1
education:2
float64
0
1
education:3
float64
0
1
education:4
float64
0
1
education:5
float64
0
1
education:6
float64
0
1
marriage:0
float64
0
1
marriage:1
float64
0
1
marriage:2
float64
0
1
marriage:3
float64
0
1
default.payment.next.month
int64
0
1
50,000
45
0
-1
-1
-2
-2
-2
5,339
1,189
0
0
0
0
1,189
300
0
0
0
0
1
0
0
0
0
1
0
0
0
0
1
0
0
0
200,000
39
-2
-2
-2
-2
-2
-2
-200
-200
-200
0
60,800
0
0
0
200
60,800
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
150,000
53
-1
-1
2
-1
-1
0
8,706
2,484
70
90,000
9,068
2,349
2,508
0
90,000
9,068
0
1,985
0
1
0
1
0
0
0
0
0
0
1
0
0
0
30,000
34
0
0
0
0
0
0
19,101
17,444
12,676
9,171
5,928
7,746
1,653
1,110
0
109
7,849
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
27
2
-1
-1
-1
-1
2
390
390
780
216
1,080
540
390
780
216
864
0
390
1
0
0
0
1
0
0
0
0
0
0
1
0
0
200,000
28
1
-1
-1
-1
-1
-1
0
1,732
828
0
497
1,809
1,732
828
0
497
1,809
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
56
0
0
0
0
2
0
10,847
12,176
12,884
13,784
13,420
13,686
1,508
1,216
1,116
0
490
658
1
0
0
0
0
1
0
0
0
0
1
0
0
0
60,000
36
1
2
2
2
0
0
57,285
61,118
61,947
60,353
4,980
2,160
5,336
2,550
16
0
0
0
0
1
0
0
0
1
0
0
0
0
1
0
0
1
360,000
35
-2
-2
-2
-2
-2
-2
1,533
-12
2,493
-6
1,299
-2
24
2,505
0
1,305
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
1
180,000
43
-2
-2
-2
-2
-2
-2
0
0
0
5,436
100
9,330
0
0
5,436
100
9,330
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
220,000
51
0
0
0
0
0
0
44,076
40,353
36,314
32,320
27,803
25,370
2,000
1,600
1,600
1,000
3,000
1,000
0
1
0
0
0
1
0
0
0
0
1
0
0
0
50,000
32
1
3
2
2
2
2
14,949
14,424
15,888
15,335
16,485
16,070
0
2,000
0
1,400
0
1,600
1
0
0
0
1
0
0
0
0
0
1
0
0
1
270,000
29
0
0
0
0
-1
-1
14,728
20,865
24,812
12,674
9,486
2,460
10,000
5,000
3,900
9,486
2,460
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
30,000
23
1
2
0
0
0
0
10,764
10,454
11,862
12,104
12,351
8,000
0
2,000
242
247
2,000
0
0
1
0
1
0
0
0
0
0
0
0
1
0
1
150,000
25
0
0
0
0
0
0
142,827
126,317
75,324
78,773
95,375
57,663
5,000
4,000
5,000
40,000
3,000
2,880
0
1
0
0
1
0
0
0
0
0
0
1
0
0
200,000
37
0
0
0
0
0
0
191,876
121,296
121,473
123,943
127,552
130,380
4,305
4,408
4,489
5,660
6,000
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
27
1
2
0
0
0
0
47,568
46,482
44,546
40,745
19,910
17,786
0
2,000
1,241
633
616
2,500
1
0
0
0
1
0
0
0
0
0
0
1
0
1
200,000
31
-1
-1
-1
-1
-1
-1
261
6,229
5,815
851
2,029
1,997
6,229
5,815
854
2,029
1,997
10,342
0
1
0
1
0
0
0
0
0
0
1
0
0
0
100,000
52
0
0
0
0
0
-1
73,904
73,249
12,327
10,793
5,309
900
2,781
2,101
216
0
900
500
1
0
0
0
0
1
0
0
0
0
0
1
0
0
30,000
59
0
0
0
0
0
0
30,419
28,221
29,016
7,946
8,114
8,382
1,481
1,276
1,132
300
400
370
0
1
0
0
0
0
0
0
1
0
1
0
0
0
460,000
39
0
0
0
0
0
0
89,095
93,634
111,899
199,682
177,073
175,979
6,000
20,000
90,000
9,000
10,000
10,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
31
2
2
3
2
0
0
48,903
53,997
52,298
50,778
48,055
45,704
6,500
0
0
3,130
2,532
1,700
0
1
0
1
0
0
0
0
0
0
0
1
0
1
10,000
36
-1
-1
-1
-1
2
2
6,517
344
0
10,040
9,735
10,362
344
900
10,040
0
790
0
1
0
0
0
0
1
0
0
0
0
0
1
0
0
30,000
36
1
3
2
5
4
3
18,811
18,225
22,630
21,988
21,057
25,412
0
5,000
0
0
5,000
0
1
0
0
0
1
0
0
0
0
0
1
0
0
0
210,000
27
2
2
2
0
0
0
170,646
174,134
167,095
161,573
122,362
116,243
7,800
16
6,800
3,800
5,134
4,000
0
1
0
0
1
0
0
0
0
0
1
0
0
1
230,000
45
0
0
0
0
0
0
92,129
92,690
93,596
79,320
64,268
65,193
3,510
3,998
2,431
1,697
1,971
2,046
1
0
0
1
0
0
0
0
0
0
0
1
0
0
70,000
26
0
0
0
0
0
0
105,338
100,820
96,815
90,968
86,011
81,276
3,600
3,990
2,700
2,300
2,300
3,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
140,000
29
0
0
0
0
0
0
25,973
53,098
54,760
55,568
27,922
46,108
30,000
24,000
11,200
10,000
34,762
26,447
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
31
0
0
0
0
0
0
13,080
10,911
18,890
11,026
5,863
3,273
1,500
2,000
2,000
1,000
1,000
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
170,000
24
-1
-1
-1
-1
0
-1
1,471
6,040
1,471
3,398
1,929
11,966
6,040
1,471
3,398
2
11,966
10,051
0
1
0
0
1
0
0
0
0
0
0
1
0
0
400,000
49
1
-1
-1
-1
-1
-1
0
877
33,508
9,506
8,967
4,326
877
33,508
9,506
8,967
4,326
5,420
0
1
0
0
0
1
0
0
0
0
0
1
0
0
150,000
36
0
0
0
0
0
-1
113,368
70,001
45,813
44,309
27,428
2,013
2,354
2,500
1,200
2,618
2,013
4,724
0
1
0
0
1
0
0
0
0
0
1
0
0
0
300,000
34
-1
-1
-1
-1
-1
-1
37,505
57,210
36,667
34,252
25,583
28,676
57,210
36,679
34,263
25,583
28,676
37,173
0
1
0
0
1
0
0
0
0
0
1
0
0
0
230,000
25
-2
-2
-2
-2
-2
-2
0
0
13,499
9,078
11,009
6,172
0
13,499
9,117
11,009
6,172
869
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
26
0
0
0
0
0
0
38,189
28,440
23,228
21,482
18,029
18,705
3,000
1,436
1,162
2,184
871
500
1
0
0
0
1
0
0
0
0
0
1
0
0
0
290,000
38
-2
-2
-2
-2
-2
-2
555
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
0
0
1
0
0
1
0
0
0
310,000
36
0
0
0
0
0
0
52,191
36,758
29,180
22,426
18,592
14,976
3,012
5,000
2,000
5,000
5,000
3,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
260,000
41
-1
-1
-2
-1
-1
-1
1,145
-4
-4
2,177
158
0
4
0
2,181
158
0
0
0
1
0
0
0
1
0
0
0
0
1
0
0
0
220,000
36
-1
-1
-1
-1
-1
-2
4,952
1,734
819
3,750
657
0
1,734
827
3,750
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
400,000
31
0
-1
-1
0
-1
0
7,912
4,220
3,364
2,832
34,967
38,706
4,220
3,364
2,500
34,967
10,000
22,600
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
60
0
0
0
0
0
0
50,546
50,854
50,024
20,281
20,285
20,066
2,112
1,712
705
759
748
487
1
0
0
1
0
0
0
0
0
0
1
0
0
0
200,000
57
-1
-1
-1
0
0
0
1,964
2,684
11,764
9,830
669
-716
2,698
11,764
1,000
0
0
2,000
1
0
0
1
0
0
0
0
0
0
1
0
0
0
180,000
25
0
0
0
-2
-1
0
11,393
2,963
0
0
351
1,351
2,000
0
0
351
1,000
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
240,000
38
0
0
0
0
0
-1
138,151
111,189
75,880
46,407
12,697
215,281
6,021
3,004
4,006
5,000
215,281
8,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
70,000
50
0
0
0
0
0
0
68,725
70,413
70,004
38,102
28,931
29,143
3,220
2,220
28,931
1,000
1,050
1,052
1
0
0
0
0
1
0
0
0
0
1
0
0
0
220,000
41
1
2
-1
-1
-1
-1
6,516
194
3,619
7,069
4,092
0
0
3,655
7,069
4,092
0
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
28
-1
-1
-1
-1
-1
-1
2,147
612
2,110
2,298
1,196
390
612
2,110
2,298
1,196
390
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
180,000
29
-2
-2
-1
0
0
0
1,073
3,191
10,693
11,285
13,863
5,646
3,206
10,696
1,291
3,877
11,077
700
1
0
0
1
0
0
0
0
0
0
0
1
0
0
30,000
31
2
0
0
0
0
-1
23,559
23,381
540
150
-30
170
1,000
500
0
600
200
5,183
1
0
0
0
1
0
0
0
0
0
0
1
0
0
150,000
44
0
0
0
0
0
0
151,009
148,047
147,851
151,310
107,033
109,350
6,913
5,937
6,500
4,000
4,000
4,000
1
0
0
0
0
1
0
0
0
0
0
1
0
0
70,000
34
1
2
2
2
0
0
24,208
25,015
27,189
26,456
28,361
31,873
1,500
2,900
0
2,500
4,000
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
500,000
27
0
0
0
0
0
0
252,881
224,633
486,367
616,836
250,600
296,217
30,032
271,636
30,876
60,044
50,539
100,562
1
0
0
1
0
0
0
0
0
0
0
1
0
0
50,000
44
-2
-2
-2
-2
-2
-2
1,473
390
390
390
390
0
390
390
390
390
0
780
0
1
0
0
1
0
0
0
0
0
1
0
0
0
350,000
41
0
0
0
0
0
0
24,297
25,299
26,329
27,343
27,886
28,470
1,411
1,441
1,455
998
1,033
1,038
1
0
0
1
0
0
0
0
0
0
1
0
0
0
270,000
27
0
0
0
0
0
-1
11,306
11,263
13,021
4,144
2,291
36,491
1,500
2,000
2,000
1,000
37,500
1,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
80,000
42
0
0
0
0
0
0
50,320
49,816
49,457
49,071
48,242
47,746
1,784
1,898
1,985
1,629
1,655
1,687
0
1
0
0
0
1
0
0
0
0
0
1
0
0
20,000
31
1
5
4
4
3
2
21,703
21,087
21,461
20,835
20,219
20,487
0
1,000
0
0
760
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
210,000
44
0
0
0
0
0
0
36,612
40,534
42,889
42,936
44,936
47,166
4,534
3,000
1,000
2,000
2,230
1,026
0
1
0
0
1
0
0
0
0
0
1
0
0
0
410,000
42
0
0
0
0
0
0
407,873
412,650
415,917
389,659
342,329
344,974
18,026
18,026
14,095
12,037
15,026
13,026
0
1
0
0
1
0
0
0
0
0
1
0
0
0
290,000
38
0
0
0
0
0
0
144,160
147,451
150,617
153,351
156,213
158,938
6,000
6,010
5,600
5,700
5,700
6,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
30,000
25
0
0
0
0
0
0
26,277
25,896
27,460
27,735
27,711
28,643
2,000
2,000
2,000
2,000
1,500
1,500
0
1
0
0
0
1
0
0
0
0
1
0
0
0
360,000
31
-2
-2
-1
-1
0
0
0
392
827
136,198
138,722
141,629
392
827
137,101
5,000
5,119
5,376
1
0
0
0
0
1
0
0
0
0
1
0
0
0
150,000
31
-1
-1
-2
-2
-2
-2
12,420
0
0
0
0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
360,000
33
0
0
0
0
0
0
20,376
17,726
18,797
15,816
16,112
10,793
1,500
2,016
1,095
1,024
350
1,323
0
1
0
1
0
0
0
0
0
0
0
1
0
0
230,000
31
1
-1
-1
-1
0
-1
-22
227
3,480
3,555
1,850
1,580
249
3,480
3,555
0
1,580
520
0
1
0
1
0
0
0
0
0
0
0
1
0
1
500,000
57
-2
-2
-2
-2
-2
-2
18,726
29,914
8,340
16,561
15,662
28,935
29,914
8,340
16,561
15,701
28,935
10,000
1
0
0
1
0
0
0
0
0
0
1
0
0
0
230,000
30
0
0
0
0
0
0
115,141
101,832
92,396
84,297
49,681
46,224
5,028
5,000
4,000
2,029
2,000
2,500
1
0
0
0
1
0
0
0
0
0
0
1
0
0
70,000
24
0
0
0
0
0
0
68,083
50,822
31,179
28,686
10,806
11,673
3,012
5,000
2,000
3,000
3,000
0
0
1
0
0
0
1
0
0
0
0
1
0
0
0
120,000
31
-2
-2
-2
-2
-2
-2
140
140
4,836
3,780
7,501
3,300
140
4,836
4,034
7,501
3,300
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1
100,000
47
0
0
0
0
0
0
139,550
70,620
70,000
70,298
69,677
69,672
3,500
2,600
3,000
2,500
2,500
2,500
0
1
0
0
0
1
0
0
0
0
1
0
0
0
50,000
37
0
0
0
0
0
0
44,320
45,211
45,559
46,164
46,685
47,272
2,021
3,259
1,754
1,665
1,723
2,099
1
0
0
0
0
1
0
0
0
0
1
0
0
0
80,000
37
-1
-1
-2
-2
-2
-2
1,330
0
0
0
0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
200,000
33
0
0
0
0
0
2
80,012
81,703
83,290
85,085
89,707
63,787
2,972
2,952
3,107
6,056
0
3,000
1
0
0
0
1
0
0
0
0
0
0
1
0
1
20,000
23
0
0
0
-2
-2
-1
11,967
5,252
-340
-780
-780
780
1,031
650
0
0
1,560
150
0
1
0
1
0
0
0
0
0
0
0
1
0
0
80,000
46
0
0
2
0
0
0
30,773
38,879
26,128
29,137
30,283
30,523
10,036
15
5,003
3,003
2,007
1,007
1
0
0
0
1
0
0
0
0
0
1
0
0
0
100,000
36
1
-1
-1
-2
-2
-2
0
780
0
0
0
0
780
0
0
7,600
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
150,000
36
0
0
0
0
0
0
43,544
47,751
49,096
49,848
52,007
54,161
5,000
5,000
3,000
3,000
3,000
3,500
0
1
0
1
0
0
0
0
0
0
0
1
0
0
350,000
32
0
0
0
0
0
0
43,356
14,236
16,991
18,541
20,075
20,491
2,000
3,000
2,000
2,001
580
677
1
0
0
1
0
0
0
0
0
0
0
1
0
0
200,000
35
-2
-2
-2
-2
-2
-2
2,257
4,261
1,265
2,473
0
0
4,266
1,667
2,473
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
230,000
61
-2
-2
-2
-2
-2
-2
1,443
1,443
1,443
1,443
1,443
1,443
1,443
1,443
1,443
1,443
1,443
1,443
0
1
0
1
0
0
0
0
0
0
1
0
0
0
210,000
28
0
0
-1
0
0
-2
2,162
61
259,323
139,861
1,684
826
61
130,000
10,000
1,684
826
1,793
0
1
0
0
1
0
0
0
0
0
0
1
0
0
330,000
36
1
-2
-2
-1
-1
-1
0
0
0
469
150
3,661
0
0
469
150
3,661
3,800
0
1
0
1
0
0
0
0
0
0
1
0
0
0
170,000
57
-1
-1
-1
-1
0
-1
792
-2,604
396
792
396
396
0
3,396
792
0
396
396
1
0
0
0
1
0
0
0
0
0
1
0
0
1
310,000
35
0
0
-1
0
0
-1
14,332
8,257
11,505
17,264
10,919
3,185
1,041
11,512
7,271
5,000
3,215
15,558
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
29
2
0
0
0
0
0
80,100
79,368
81,130
49,407
49,067
50,234
3,500
3,700
1,800
1,900
3,000
2,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
50,000
24
-1
-1
2
0
-1
-1
18,965
21,647
20,731
13,555
2,338
41,191
3,000
15
587
2,338
41,191
18,957
0
1
0
0
0
1
0
0
0
0
1
0
0
0
150,000
27
-2
-2
-2
-1
0
0
-3,706
-6,108
32,662
59,350
41,136
28,596
3,449
46,128
60,260
30,218
17,000
20,133
0
1
0
1
0
0
0
0
0
0
0
1
0
0
110,000
28
0
0
0
0
0
0
41,799
43,152
44,625
45,579
46,843
48,062
2,027
2,500
2,000
2,000
2,000
1,600
0
1
0
0
1
0
0
0
0
0
1
0
0
0
310,000
30
-2
-2
-2
-2
-2
-2
167
-223
780
0
0
291
0
1,003
0
0
291
173
1
0
0
0
1
0
0
0
0
0
0
1
0
0
230,000
37
-1
0
0
0
0
-1
11,770
16,479
20,474
26,492
326
1,056
10,000
5,000
16,492
0
1,056
326
1
0
0
0
1
0
0
0
0
0
0
0
1
0
90,000
38
0
0
0
0
0
0
88,758
89,680
89,876
49,922
46,302
45,430
3,900
3,487
1,629
4,000
3,000
813
0
1
0
0
1
0
0
0
0
0
1
0
0
0
80,000
29
-1
-1
2
-1
-1
-1
6,441
14,342
6,187
7,757
8,451
6,625
14,349
5
7,761
8,460
6,630
6,218
0
1
0
0
1
0
0
0
0
0
0
0
1
0
280,000
32
1
-2
-1
0
0
-2
0
0
3,508
3,508
-200
-200
0
3,508
0
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
1
160,000
42
0
0
0
0
0
0
165,686
169,969
170,142
119,529
122,059
111,378
8,450
5,289
4,022
4,195
3,986
3,958
0
1
0
0
1
0
0
0
0
0
1
0
0
1
60,000
24
0
0
0
0
0
0
35,138
35,776
34,783
32,158
28,991
28,434
1,553
2,000
1,508
1,080
1,003
1,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
32
0
0
0
0
0
0
52,475
53,600
55,739
55,957
29,238
6,119
2,000
3,000
1,591
72
1,134
73,421
1
0
0
0
1
0
0
0
0
0
0
1
0
0
200,000
37
2
2
2
2
2
2
157,131
166,590
168,386
164,182
169,029
172,084
13,500
6,000
0
7,500
6,000
4,000
1
0
0
1
0
0
0
0
0
0
0
1
0
1
50,000
26
-2
-2
-2
-2
-2
-2
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
70,000
25
0
0
0
0
2
2
73,939
70,488
51,152
35,122
28,633
28,039
3,000
2,000
4,500
1,200
0
1,200
0
1
0
0
1
0
0
0
0
0
0
1
0
1
160,000
36
-2
-2
-2
-2
-2
-2
-20
-20
3,640
2,935
1,603
14,129
0
3,660
3,135
1,650
14,200
1,500
0
1
0
0
1
0
0
0
0
0
1
0
0
1