limit_bal
float64
10k
1M
age
float64
21
79
pay_0
float64
-2
8
pay_2
float64
-2
8
pay_3
float64
-2
8
pay_4
float64
-2
8
pay_5
float64
-2
8
pay_6
float64
-2
8
bill_amt1
float64
-165,580
965k
bill_amt2
float64
-69,777
984k
bill_amt3
float64
-157,264
1.66M
bill_amt4
float64
-170,000
892k
bill_amt5
float64
-81,334
927k
bill_amt6
float64
-209,051
962k
pay_amt1
float64
0
874k
pay_amt2
float64
0
1.68M
pay_amt3
float64
0
896k
pay_amt4
float64
0
621k
pay_amt5
float64
0
427k
pay_amt6
float64
0
527k
sex:1
float64
0
1
sex:2
float64
0
1
education:0
float64
0
1
education:1
float64
0
1
education:2
float64
0
1
education:3
float64
0
1
education:4
float64
0
1
education:5
float64
0
1
education:6
float64
0
1
marriage:0
float64
0
1
marriage:1
float64
0
1
marriage:2
float64
0
1
marriage:3
float64
0
1
default.payment.next.month
int64
0
1
50,000
26
0
0
0
0
0
-1
49,378
49,744
40,859
20,706
-1,166
19,133
2,500
1,500
1,206
0
20,689
697
0
1
0
0
1
0
0
0
0
0
1
0
0
0
30,000
48
0
0
0
0
0
0
46,780
38,099
38,600
29,400
30,000
0
1,899
1,400
1,188
600
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
0
150,000
28
0
0
0
0
0
0
100,623
101,593
101,886
101,441
100,829
101,913
4,700
4,000
4,032
3,410
4,000
3,665
0
1
0
0
0
1
0
0
0
0
0
1
0
0
290,000
36
1
2
2
2
2
0
170,422
173,840
169,476
177,186
161,057
163,338
7,594
0
12,000
0
6,818
5,182
0
1
0
1
0
0
0
0
0
0
0
1
0
1
70,000
26
0
0
0
0
0
-1
50,680
51,256
47,394
7,879
-1,940
27,545
2,000
1,500
0
0
30,000
656
0
1
0
0
1
0
0
0
0
0
0
1
0
0
310,000
32
0
0
0
0
0
-1
6,023
23,782
26,024
26,201
20,896
6,579
18,000
3,000
1,500
500
6,579
40,200
1
0
0
1
0
0
0
0
0
0
0
1
0
0
400,000
28
-1
-1
2
0
0
0
6,500
405,016
391,178
392,932
394,410
410,127
405,016
0
14,000
13,560
28,000
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
520,000
46
1
2
2
0
0
2
133,890
106,928
37,238
36,293
55,826
34,989
5,022
0
20,000
40,000
0
5,000
0
1
0
1
0
0
0
0
0
0
1
0
0
0
20,000
23
0
0
2
0
0
0
6,988
8,310
10,015
9,195
9,539
9,574
1,444
2,000
329
492
342
354
0
1
0
1
0
0
0
0
0
0
0
1
0
1
50,000
35
0
0
0
0
0
0
4,943
49,411
48,859
10,076
8,442
8,610
45,200
1,285
332
306
308
173
1
0
0
0
1
0
0
0
0
0
0
0
1
1
300,000
27
-1
-1
-1
0
0
0
42,189
83,754
120,927
105,303
82,475
33,262
83,754
120,927
0
716
25,213
92,250
0
1
0
1
0
0
0
0
0
0
0
1
0
0
400,000
40
-1
-1
-1
-1
-1
-1
6,376
4,925
4,382
1,240
167,621
3,284
5,949
4,403
1,250
168,459
3,301
11,168
0
1
0
1
0
0
0
0
0
0
1
0
0
0
340,000
35
1
-1
-1
-1
-2
-1
-8
1,722
1,684
-15
-15
3,016
1,730
1,692
0
0
3,031
0
0
1
0
1
0
0
0
0
0
0
1
0
0
1
50,000
28
0
0
0
0
0
0
10,051
14,149
21,514
25,359
30,400
39,678
5,000
10,000
5,000
5,780
10,000
10,000
0
1
0
0
1
0
0
0
0
0
0
1
0
0
230,000
30
0
0
0
0
0
0
246,101
261,430
237,267
212,105
186,149
159,683
38,172
9,000
7,800
6,650
5,496
5,145
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
22
0
0
0
0
0
0
34,250
34,833
35,625
36,754
16,943
16,234
1,550
1,750
2,270
603
713
1,000
0
1
0
0
1
0
0
0
0
0
1
0
0
1
50,000
34
1
2
2
2
0
0
35,548
31,713
50,319
42,805
39,207
50,155
0
21,220
13
1,510
15,018
21
1
0
0
0
1
0
0
0
0
0
0
1
0
0
80,000
28
0
0
0
0
0
0
75,923
57,259
50,845
36,207
32,515
15,128
2,500
2,548
2,500
1,100
1,000
1,000
1
0
0
1
0
0
0
0
0
0
0
1
0
0
20,000
27
-1
-1
2
0
0
0
191
20,391
19,292
19,545
18,945
19,494
20,200
0
1,310
678
854
767
0
1
0
0
1
0
0
0
0
0
1
0
0
0
100,000
28
-1
-1
-2
-2
-2
-2
10,000
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
0
70,000
26
0
0
0
0
0
2
65,329
64,584
63,600
60,540
26,890
18,923
3,000
4,000
2,000
4,030
0
1,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
22
0
0
2
0
0
0
25,561
26,951
26,570
28,085
27,009
28,142
2,134
1,000
2,001
910
1,510
500
0
1
0
0
1
0
0
0
0
0
1
0
0
0
50,000
47
0
0
0
0
0
0
50,883
51,117
51,125
50,497
50,544
50,555
2,200
5,300
2,000
2,000
2,000
2,000
0
1
0
0
1
0
0
0
0
0
0
1
0
1
80,000
25
0
0
0
0
0
0
53,685
15,291
20,694
25,435
30,510
36,101
3,291
5,694
5,435
5,510
6,101
6,742
0
1
0
1
0
0
0
0
0
0
0
1
0
0
200,000
44
1
-2
-2
-2
-2
-2
0
0
0
0
0
0
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
1
0
0
0
360,000
39
-1
-1
-2
-2
-1
-1
1,070
0
0
0
906
0
0
0
0
906
0
4,341
0
1
0
1
0
0
0
0
0
0
0
1
0
1
80,000
36
3
2
2
4
4
3
600
600
600
600
600
300
0
0
0
0
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
1
160,000
40
0
0
0
0
0
0
150,451
152,384
155,976
157,793
158,652
157,163
7,000
7,500
6,008
5,516
6,011
6,009
1
0
0
0
0
1
0
0
0
0
1
0
0
0
120,000
40
0
0
0
0
0
0
94,166
73,086
62,511
36,996
30,311
26,414
3,500
2,347
5,000
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2,000
10,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
150,000
49
0
0
0
2
0
0
20,604
21,614
24,535
23,778
24,255
24,630
1,359
3,280
0
1,000
750
681
1
0
0
1
0
0
0
0
0
0
1
0
0
0
10,000
27
1
2
0
0
0
0
5,150
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5,941
6,984
7,120
7,267
0
1,257
1,300
400
410
420
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1
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0
1
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0
0
0
0
0
1
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0
210,000
46
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594
594
21,445
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0
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0
0
0
1
0
0
1
0
0
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0
0
1
0
0
0
390,000
27
0
0
0
0
0
0
304,867
299,998
300,426
292,869
292,885
281,826
13,007
10,612
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10,512
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1
0
1
0
0
0
0
0
0
0
1
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1
80,000
26
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3,900
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0
331
9,970
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0
0
1
0
1
0
0
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0
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0
1
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0
50,000
43
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0
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3,505
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1
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0
0
1
0
0
0
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0
1
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0
130,000
23
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0
0
0
0
0
109,592
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115,633
96,898
46,425
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5,733
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0
1
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1
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360,000
39
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2
2
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655
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0
0
0
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1
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0
1
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0
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0
1
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0
500,000
28
0
0
0
0
0
0
182,416
150,298
88,448
58,009
47,336
7,112
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3,850
3,248
13,736
14,256
220,371
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1
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0
1
0
0
0
0
0
0
1
0
0
290,000
34
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-2
-1
0
0
0
0
0
4,524
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10,300
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0
4,524
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0
1
0
0
0
1
0
0
0
0
0
0
1
0
1
100,000
30
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-2
-2
-2
-2
-2
-4
-4
-4
-4
-4
-4
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
32
2
0
0
2
0
0
18,390
19,468
20,844
19,362
19,402
19,607
2,000
3,000
0
850
920
750
1
0
0
0
1
0
0
0
0
0
1
0
0
1
280,000
29
-2
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-2
-2
-2
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0
0
320
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0
0
320
2,139
0
0
0
0
1
0
1
0
0
0
0
0
0
0
1
0
0
520,000
39
-1
-1
-1
-1
-1
-1
13,273
12,709
5,480
5,397
70,137
11,819
12,712
5,487
5,397
70,137
11,820
7,888
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0
0
1
0
0
0
0
0
0
0
1
0
0
130,000
45
0
0
0
0
0
0
79,277
63,767
62,599
51,950
44,189
38,034
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3,022
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2,000
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1
0
0
1
0
0
0
0
0
1
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0
0
20,000
27
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0
0
0
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19,378
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15,630
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313
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1
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0
1
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0
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0
1
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600,000
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2
0
0
0
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447,130
440,982
434,715
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21,000
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0
0
1
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0
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1
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0
1
290,000
31
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1,248
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0
1
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0
0
0
0
1
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0
160,000
51
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3
2
0
0
0
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75,598
82,277
84,955
87,549
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0
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4,000
4,000
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0
1
0
0
0
0
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0
1
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1
50,000
23
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0
0
0
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0
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32,616
29,788
27,562
26,129
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1,500
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0
1
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0
0
0
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1
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180,000
31
-1
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4,582
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316
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0
316
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1
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1
0
0
0
0
0
0
0
1
0
1
500,000
45
-2
-2
-2
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443,118
155,322
67,515
68,639
70,302
40,721
155,484
67,533
72,049
70,430
40,721
133,611
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1
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0
1
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0
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0
0
1
0
0
0
160,000
38
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0
0
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61,934
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67,214
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3,000
6,000
6,000
10,000
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1
0
0
1
0
0
0
0
0
1
0
0
0
10,000
24
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0
0
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8,235
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0
1,145
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0
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
10,000
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0
0
0
0
8,509
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9,495
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10,191
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350
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1
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0
1
0
0
0
0
0
0
1
0
0
420,000
34
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0
0
0
0
0
131,939
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140,011
141,695
144,839
147,954
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7,000
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5,500
5,600
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0
1
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0
0
0
0
0
0
1
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0
10,000
31
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2
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0
0
0
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8,894
8,136
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8,493
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1,281
1,135
448
329
287
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1
0
0
1
0
0
0
0
0
1
0
0
0
20,000
44
8
7
6
5
4
3
16,942
16,721
16,193
16,445
15,624
15,096
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0
780
0
0
0
0
1
0
0
1
0
0
0
0
0
1
0
0
1
20,000
40
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4
3
2
2
2
17,361
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16,253
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16,420
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0
0
1,400
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0
0
0
1
0
0
0
0
0
0
1
0
0
250,000
42
-1
-1
-2
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16,240
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0
0
0
0
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
30,000
35
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0
0
2
0
0
8,348
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12,702
12,206
12,701
13,839
1,476
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0
1
0
0
0
1
0
0
0
0
0
1
0
0
1
80,000
25
-2
-2
-1
-1
-2
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3,377
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3,377
3,377
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3,476
3,377
3,377
5,062
3,387
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1
0
0
0
1
0
0
0
0
1
0
0
0
30,000
26
0
0
0
0
-1
-1
27,594
29,717
28,812
28,762
10,404
8,578
2,595
1,200
1,020
10,404
51,000
0
0
1
0
0
0
1
0
0
0
0
0
1
0
0
230,000
39
-1
-1
0
0
-2
-2
7,479
31,280
120,000
0
0
0
31,280
90,000
0
0
0
0
0
1
0
0
0
0
0
1
0
0
1
0
0
0
30,000
27
0
0
0
0
0
0
26,135
27,407
29,002
26,806
25,948
22,162
2,000
2,500
1,500
1,000
2,000
3,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
26
-1
-1
-1
-1
-1
-1
390
2,078
390
390
0
780
2,078
390
390
0
780
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
50,000
39
0
0
0
0
0
0
17,698
16,533
17,636
16,956
17,532
19,078
2,005
4,000
1,000
1,000
2,000
1,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
180,000
33
-1
0
0
0
0
0
31,689
30,210
39,634
42,625
44,935
48,436
10,000
10,000
5,000
3,000
10,000
30,000
0
1
0
1
0
0
0
0
0
0
0
1
0
0
500,000
35
-1
-1
-1
-1
-1
-1
3,290
10,881
2,517
2,957
889
40,855
11,000
2,517
2,957
1,000
41,000
170
0
1
0
1
0
0
0
0
0
0
1
0
0
1
20,000
46
3
2
2
2
3
5
11,698
13,189
14,663
16,109
19,525
18,646
2,000
2,000
2,000
4,000
0
1,000
0
1
0
0
1
0
0
0
0
0
1
0
0
1
80,000
40
-1
-1
0
0
0
0
1,068
37,102
38,112
40,079
41,040
42,994
37,200
2,000
3,000
2,000
3,000
2,000
1
0
0
1
0
0
0
0
0
0
0
1
0
0
230,000
39
-1
-1
-1
-1
-1
-1
1,319
770
3,465
0
486
634
770
3,465
0
486
634
0
1
0
0
1
0
0
0
0
0
0
1
0
0
1
160,000
33
-1
-1
-1
-1
0
0
7,429
7,165
1,849
4,715
799
0
8,000
2,000
4,755
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
0
290,000
29
-1
0
0
0
0
0
19,315
30,310
29,312
31,404
31,004
29,124
15,000
2,000
3,000
0
0
4,280
0
1
0
0
1
0
0
0
0
0
0
1
0
0
360,000
27
-2
-2
-2
-2
-2
-2
2,807
894
5,939
1,390
-5
-5
898
5,970
1,396
0
0
0
1
0
0
1
0
0
0
0
0
0
0
1
0
0
300,000
39
-2
-2
-2
-2
-2
-2
2,973
2,694
7,270
2,970
2,359
8,492
2,702
7,286
2,978
2,369
10,011
7,259
0
1
0
1
0
0
0
0
0
0
1
0
0
0
50,000
24
0
0
0
0
0
0
54,519
53,638
53,676
51,786
34,919
33,571
2,000
2,880
1,950
1,050
1,010
1,220
0
1
0
0
1
0
0
0
0
0
0
1
0
0
30,000
27
0
0
2
0
0
0
28,392
31,439
30,394
29,994
29,834
15,960
3,500
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
270,000
37
0
0
0
0
0
0
37,695
33,397
30,534
27,598
26,344
24,641
5,000
2,000
3,000
4,000
3,000
2,000
1
0
0
0
1
0
0
0
0
0
0
1
0
0
50,000
55
0
0
0
0
0
0
40,623
40,088
38,706
38,034
23,675
22,888
1,616
2,180
2,004
1,000
1,002
1,004
0
1
0
0
1
0
0
0
0
0
0
1
0
0
220,000
43
-1
3
2
0
0
0
1,090
1,257
1,090
1,090
1,090
0
167
0
0
0
0
0
0
1
0
1
0
0
0
0
0
0
1
0
0
1
60,000
37
1
-2
-2
-1
-1
-1
-391
-781
-781
389
389
609
0
0
1,950
0
1,000
0
1
0
0
0
1
0
0
0
0
0
0
1
0
0
250,000
42
-1
-1
2
0
-1
2
744
2,244
1,372
686
1,522
686
2,186
0
0
1,522
0
4,389
0
1
0
1
0
0
0
0
0
0
1
0
0
0
30,000
26
2
2
2
2
0
0
30,028
26,208
28,804
22,335
17,448
17,448
0
3,400
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1
200,000
38
0
0
0
0
0
0
181,532
179,645
180,615
180,127
166,755
167,416
8,218
7,912
6,284
6,313
6,200
6,419
1
0
0
0
0
1
0
0
0
0
1
0
0
0
50,000
39
0
0
-2
-2
-2
-2
51,400
0
0
0
0
0
0
0
0
0
0
0
1
0
0
0
0
1
0
0
0
0
1
0
0
1
230,000
33
1
2
2
0
0
0
203,218
208,414
203,466
150,365
119,512
87,434
10,000
0
8,000
5,000
5,000
4,243
1
0
0
0
1
0
0
0
0
0
1
0
0
0
50,000
24
2
2
7
7
7
7
2,400
2,400
2,400
2,400
2,400
2,400
0
0
0
0
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1
500,000
32
0
0
0
0
0
0
208,603
211,340
166,739
166,464
168,722
170,299
8,444
8,009
5,301
5,220
5,419
5,313
1
0
0
1
0
0
0
0
0
0
0
1
0
0
230,000
35
0
0
0
0
0
0
76,050
76,921
65,452
61,129
55,199
55,380
3,000
4,000
3,000
3,000
2,000
3,000
0
1
0
0
1
0
0
0
0
0
1
0
0
0
60,000
29
0
0
0
0
0
0
11,976
13,462
15,231
16,966
17,878
19,085
2,000
2,000
2,000
1,500
1,500
1,500
1
0
0
1
0
0
0
0
0
0
0
1
0
0
160,000
30
-1
-1
0
-1
-1
-1
2,215
8,977
3,300
10,770
11,800
10,043
8,977
1,000
10,770
11,800
10,043
5,325
0
1
0
0
0
1
0
0
0
0
1
0
0
0
110,000
39
0
0
0
0
0
0
49,464
40,359
34,533
36,819
32,467
35,806
3,007
3,000
3,000
3,000
4,000
3,000
1
0
0
0
1
0
0
0
0
0
1
0
0
0
230,000
39
2
0
0
0
0
0
183,718
187,811
176,457
125,552
127,993
112,107
7,236
5,603
4,187
4,327
5,237
15,226
0
1
0
0
1
0
0
0
0
0
1
0
0
1
150,000
41
0
0
0
0
0
-2
20,934
21,364
21,196
21,715
0
0
1,500
1,500
1,000
0
0
0
0
1
0
0
0
1
0
0
0
0
1
0
0
0
200,000
32
-2
-2
-2
-1
0
0
940
174
1,684
1,581
2,381
2,381
174
1,689
1,581
800
0
0
0
1
0
0
1
0
0
0
0
0
0
1
0
0
420,000
53
-1
-1
-2
-2
-2
-2
3,717
-2,953
-2,953
-2,953
-2,953
-2,953
5
0
0
0
0
0
1
0
0
0
0
1
0
0
0
0
1
0
0
0
30,000
25
2
0
0
0
0
0
10,343
11,069
12,082
12,473
12,623
27,460
1,200
1,201
592
500
1,500
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1
20,000
21
0
0
0
0
0
0
10,109
11,153
11,841
4,725
9,135
18,355
3,000
2,000
1,200
5,000
10,000
8,906
0
1
0
0
1
0
0
0
0
0
0
1
0
0
20,000
24
0
0
-1
-1
-1
2
19,000
15,114
5,831
14,784
961
311
1,000
5,831
14,784
961
0
15,735
0
1
0
1
0
0
0
0
0
0
0
1
0
0
50,000
27
2
2
2
2
0
0
47,760
45,064
45,744
43,123
42,343
43,020
0
3,400
0
1,528
3,038
0
0
1
0
0
1
0
0
0
0
0
0
1
0
1