Upload RESPuserguide.csv

RESPuserguide.csv

@@ -1,7 +1,7 @@
 id (string),title (string),context (string),question (string),answers (sequence)
-1,Introduction,"Employment and Social Development Canada (ESDC) is responsible for the administration and delivery of  Federal education savings incentives linked to Registered Education Savings Plans (RESPs), and provincial education savings incentives on behalf of certain provinces. Within ESDC, the Canada Education Savings Program (CESP) provides the delivery mechanism, and the necessary system supports for the effective administration of the federally administered education savings incentives.",What is the ESDC responsible for?,"{ ""answer_start"": [ 1 ] }"
-2,Introduction,"Employment and Social Development Canada (ESDC) is responsible for the administration and delivery of  Federal education savings incentives linked to Registered Education Savings Plans (RESPs), and provincial education savings incentives on behalf of certain provinces. Within ESDC, the Canada Education Savings Program (CESP) provides the delivery mechanism, and the necessary system supports for the effective administration of the federally administered education savings incentives.",What does the Canada Education Savings Program Provide.?,"{ ""answer_start"": [ 1 ] }"
-3,Education Savings Incentives,"The purpose of education savings incentives is to encourage Canadian residents to save for a child’s post-secondary education. It includes: full-time and part-time studies at a trade school, collège d'enseignement général et professionnel (CEGEP) (in French only), college university, or an apprenticeship program",What is the purpose of  education savings incentive,"{ ""answer_start"": [ 1 ] }"
+1,Introduction,"Employment and Social Development Canada (ESDC) is responsible for the administration and delivery of  Federal education savings incentives linked to Registered Education Savings Plans (RESPs), and provincial education savings incentives on behalf of certain provinces. Within ESDC, the Canada Education Savings Program (CESP) provides the delivery mechanism, and the necessary system supports for the effective administration of the federally administered education savings incentives.",What is the ESDC responsible for?,"{'answers': {'answer_start': [1]']},"
+2,Introduction,"Employment and Social Development Canada (ESDC) is responsible for the administration and delivery of  Federal education savings incentives linked to Registered Education Savings Plans (RESPs), and provincial education savings incentives on behalf of certain provinces. Within ESDC, the Canada Education Savings Program (CESP) provides the delivery mechanism, and the necessary system supports for the effective administration of the federally administered education savings incentives.",What does the Canada Education Savings Program Provide.?,"{'answers': {'answer_start': [1]']},"
+3,Education Savings Incentives,"The purpose of education savings incentives is to encourage Canadian residents to save for a child’s post-secondary education. It includes: full-time and part-time studies at a trade school, collège d'enseignement général et professionnel (CEGEP) (in French only), college university, or an apprenticeship program",What is the purpose of  education savings incentive,"{'answers': {'answer_start': [1]']},"
 4,Education Savings Incentives,"ESDC administers the following education savings incentives:
 
 Canada Education Savings Grant (CESG)
@@ -12,7 +12,7 @@ The Government of Quebec offers the Quebec Education Savings Incentive (QESI), a
 
 The Canada Education Savings Act authorizes the payment of the CESG and the CLB.
 
-Under the Income Tax Act (ITA), a designated provincial program is a program established under the laws of a province.",What incentives or grants do the ESDC administer,"{ ""answer_start"": [ 1 ] }"
+Under the Income Tax Act (ITA), a designated provincial program is a program established under the laws of a province.",What incentives or grants do the ESDC administer,"{'answers': {'answer_start': [1]']},"
 5,CESG at?a?glance,"The CESG consists of:
 
 a basic amount of the CESG (Basic CESG), introduced in 1998, and
@@ -29,18 +29,18 @@ Eligibility for the Additional CESG, Additional CESG rates are based on the indi
 additional 10%: adjusted income is greater than $50,1971 but less than or equal to $100,392Footnote1
 additional 20%:
 the adjusted income is less than or equal to $50,197Footnote1, or
-the child is in the care of an agency which receives payments under the Children’s Special Allowances Act (CSAA)",What does CESG consist of?,"{ ""answer_start"": [ 1 ] }"
+the child is in the care of an agency which receives payments under the Children’s Special Allowances Act (CSAA)",What does CESG consist of?,"{'answers': {'answer_start': [1]']},"
 6,CESG at?a?glance,"Eligibility for the Additional CESG, Additional CESG rates are based on the individual primary caregiver’s (PCG) adjusted income:
 
 additional 10%: adjusted income is greater than $50,1971 but less than or equal to $100,392Footnote1
 additional 20%:
 the adjusted income is less than or equal to $50,197Footnote1, or
-the child is in the care of an agency which receives payments under the Children’s Special Allowances Act (CSAA)",What is the eligibility for additional CESG?,"{ ""answer_start"": [ 1 ] }"
+the child is in the care of an agency which receives payments under the Children’s Special Allowances Act (CSAA)",What is the eligibility for additional CESG?,"{'answers': {'answer_start': [1]']},"
 7,Grant room and carry forward,"As of 1998, grant room (unused Basic CESG) accumulates for a child until the end of the year in which the turns 17. It accumulates even if the child is not a beneficiary of an RESP. Unused Basic CESG will carry forward for possible use in future years:
 
 1998 to 2006: the CESP adds $400 to the grant room for each eligible child per year since 1998, or since birth, if the child is born after 1998
 since 2007: the CESP adds $500 to the grant room for each eligible child per year since 2007, or since birth, if the child is born after 2007
-The eligibility for the Additional CESG is made annually, based on reported income information applicable at that time. Consequently, rights to the Additional CESG cannot carry forward for use in future years. The Additional CESG payments made to an RESP in respect of a beneficiary do not affect the grant room.",How much grant room do I have?,"{ ""answer_start"": [ 1 ] }"
+The eligibility for the Additional CESG is made annually, based on reported income information applicable at that time. Consequently, rights to the Additional CESG cannot carry forward for use in future years. The Additional CESG payments made to an RESP in respect of a beneficiary do not affect the grant room.",How much grant room do I have?,"{'answers': {'answer_start': [1]']},"
 8,CLB at?a?glance,"The CLB is available for an eligible child born in 2004 or later. Since July 1, 2017, the CLB eligibility is based, in part, on:
 
 the number of qualified children, and
@@ -51,15 +51,15 @@ The CLB is a federal education savings incentive directed to a specific child an
 
 an initial CLB payment of $500 for the first year the child is eligible, and
 subsequent CLB payments of $100 for each following year that the child is eligible. The CLB is payable up to and including the year in which the child turns 15
-The maximum lifetime CLB limit is $2,000. The amount of CLB that a beneficiary receives is dependent on how many years the beneficiary meets the eligibility criteria. An eligible child can request accumulated CLB entitlements up to their 21st birthday. After that, all accumulated CLB entitlements will be forfeited.",What is the Canada Learning Bond?,"{ ""answer_start"": [ 1 ] }"
+The maximum lifetime CLB limit is $2,000. The amount of CLB that a beneficiary receives is dependent on how many years the beneficiary meets the eligibility criteria. An eligible child can request accumulated CLB entitlements up to their 21st birthday. After that, all accumulated CLB entitlements will be forfeited.",What is the Canada Learning Bond?,"{'answers': {'answer_start': [1]']},"
 9,CLB at?a?glance,"CLB entitlements tracked by ESDC, ESDC will keep track of the CLB entitlements as they accumulate for each child, even when the child has not been named as the beneficiary of an RESP.
 
-The CLB does not depend on contributions made to the RESP. However, a subscriber must open an RESP and name a child as a beneficiary before the CLB entitlements can be paid. As of January 1, 2022, a person that is 18 to 20 years old may qualify to open an RESP. This person is both the subscriber and the beneficiary, and therefore applies for the CLB on their own behalf.",Who is eligible for the canada learning bond or CLB?,"{ ""answer_start"": [ 1 ] }"
+The CLB does not depend on contributions made to the RESP. However, a subscriber must open an RESP and name a child as a beneficiary before the CLB entitlements can be paid. As of January 1, 2022, a person that is 18 to 20 years old may qualify to open an RESP. This person is both the subscriber and the beneficiary, and therefore applies for the CLB on their own behalf.",Who is eligible for the canada learning bond or CLB?,"{'answers': {'answer_start': [1]']},"
 10,BCTESG at?a?glance,"The BCTESG is available for children born on or after January 1, 2006.
 
 The custodial parent or a legal guardian and the beneficiary must be residents of British Columbia when they apply for the BCTESG.
 
-The BCTESG is a $1,200 one?time grant payment per eligible beneficiary. When an eligible child turns 6 years old, the subscriber may be able to apply for the grant.",What is the British Columbia Training and Education Savings Grant or BCTESG,"{ ""answer_start"": [ 1 ] }"
+The BCTESG is a $1,200 one?time grant payment per eligible beneficiary. When an eligible child turns 6 years old, the subscriber may be able to apply for the grant.",What is the British Columbia Training and Education Savings Grant or BCTESG,"{'answers': {'answer_start': [1]']},"
 11,SAGES at?a?glance,"Note: As of January 1, 2018, the Government of Saskatchewan suspended the SAGES until further notice. For additional information pertaining to the suspension of the SAGES, refer to information bulletin # 722 dated June 12, 2017, available on the Canada.ca/RESPresources Web page.
 
 The SAGES is available for RESP contributions made on or after January 1, 2013. The beneficiary must be residents of Saskatchewan at the time of contribution.
@@ -69,7 +69,7 @@ The SAGES amounts is a payment of 10% of RESP contributions, up to $250 per bene
 Each eligible beneficiary’s SAGES grant room increases by $250 per eligible year. The annual SAGES amount that is payable per beneficiary is the lesser of the following 2 amounts:
 
 the accumulated SAGES grant room for the beneficiary, or
-the SAGES annual limit of $500",What is the Saskatchewan Advantage Grant for Education Savings (SAGES) or sages,"{ ""answer_start"": [ 1 ] }"
+the SAGES annual limit of $500",What is the Saskatchewan Advantage Grant for Education Savings (SAGES) or sages,"{'answers': {'answer_start': [1]']},"
 12,An overview of roles and responsibilities,"o administer education savings incentives payments, ESDC partners with:
 
 RESP promoters
@@ -84,12 +84,12 @@ The following individuals also play a key role in an RESP opened in respect of a
 the subscriber(s)
 the custodial parent(s) or legal guardian(s)
 the primary caregiver and their cohabiting spouse or common?law partner, if applicable
-The following pages provide an overview of their respective roles and responsibilities, starting with the subscriber.",What are the roles of each individual,"{ ""answer_start"": [ 1 ] }"
+The following pages provide an overview of their respective roles and responsibilities, starting with the subscriber.",What are the roles of each individual,"{'answers': {'answer_start': [1]']},"
 13,Subscriber,"In order for a beneficiary to receive any of the education savings incentives, the subscriber must:
 
 meet with a participating RESP promoter
 open an education savings plan (ESP) and name a beneficiary, and
-request the registration of that the ESP be registered with the CRA via the CESP system",What is the subscriber?,"{ ""answer_start"": [ 1 ] }"
+request the registration of that the ESP be registered with the CRA via the CESP system",What is the subscriber?,"{'answers': {'answer_start': [1]']},"
 14,Custodial parent or legal guardian,"Education savings incentives payments administered by ESDC require the beneficiary’s Social Insurance Number (SIN).
 
 As a first step, the custodial parent or legal guardian must:
@@ -101,7 +101,7 @@ For the SAGES, the subscriber and the parent or legal guardian (if applicable) m
 complete and sign the application for the Saskatchewan Advantage Grant for Education Savings
 For the BCTESG, the subscriber and the parent or legal guardian (if applicable) must:
 
-complete and sign the application for the British Columbia Training and Education Savings Grant",What is the custodial parent or legal guardian,"{ ""answer_start"": [ 1 ] }"
+complete and sign the application for the British Columbia Training and Education Savings Grant",What is the custodial parent or legal guardian,"{'answers': {'answer_start': [1]']},"
 15," PCG, cohabiting spouse or common?law partner","A person is the individual PCG of a beneficiary if they are eligible to receive the CCB for the beneficiary.
 
 To request the Additional CESG and the CLB for a beneficiary under 18 years of age:
@@ -109,7 +109,7 @@ To request the Additional CESG and the CLB for a beneficiary under 18 years of a
 an individual PCG must provide their name and SIN on the CESP application form (ESDC SDE 0093). As of January 1, 2018, if applicable, the information provided can be from their cohabiting spouse or common?law partner. The CESP uses the PCG’s adjusted income, in part, to validate eligibility for the CLB and the Additional CESG
 by completing and signing the CESP application form (ESDC SDE 0093), this person is providing their information to validate eligibility for the Additional CESG or the CLB. They are also designating the RESP to receive these incentives in trust
 the CRA calculates an individual PCG’s adjusted income using, in part, the net income reported on line 23600 of tax returns. It includes the PCG’s cohabiting spouse or common?law partner, if applicable
-an organization is the public PCG of a beneficiary if it is entitled to receive payments for the beneficiary under the CSAA. A public PCG must provide their business number (BN) to request the Additional CESG and the CLB",What ist he Primary caregiver or PCG or common-law partner,"{ ""answer_start"": [ 1 ] }"
+an organization is the public PCG of a beneficiary if it is entitled to receive payments for the beneficiary under the CSAA. A public PCG must provide their business number (BN) to request the Additional CESG and the CLB",What ist he Primary caregiver or PCG or common-law partner,"{'answers': {'answer_start': [1]']},"
 16,RESP promoter,"RESP promoter
 Throughout the RESP life cycle, the RESP promoter is responsible for:
 
@@ -141,7 +141,7 @@ advising the subscriber of potential options for distributing funds remaining in
 accumulated income payment (AIP)
 rollover of the AIP from an RESP to an RDSP
 transfer of the AIP from an RESP to an RRSP, or
-payment to a designated post?secondary educational institution",What is the RESP promoter responsible for?,"{ ""answer_start"": [ 1 ] }"
+payment to a designated post?secondary educational institution",What is the RESP promoter responsible for?,"{'answers': {'answer_start': [1]']},"
 17,Employment and Social Development Canada,"ESDC is responsible for the administration and delivery of a number of education savings incentives available to eligible beneficiaries of RESPs. Within ESDC, the CESP provides the delivery mechanism and necessary system supports to administer effectively these incentives. The CESP:
 
 receives the contract, beneficiary, and subscriber information needed to register ESP contracts
@@ -154,7 +154,7 @@ receives and processes transactions submitted to the CESP system. This includes
 the RESP contract
 the beneficiary and subscriber, and
 various financial transactions
-The procedures within this guide outline how the CESP system interacts with the RESP promoter in each of these circumstances.",What is Employment and Social Development Canada responsible for?,"{ ""answer_start"": [ 1 ] }"
+The procedures within this guide outline how the CESP system interacts with the RESP promoter in each of these circumstances.",What is Employment and Social Development Canada responsible for?,"{'answers': {'answer_start': [1]']},"
 18,Canada Revenue Agency,"The effective administration of the CESP depends on the collaborative partnership with the CRA.
 
 The CRA is responsible for:
@@ -169,21 +169,21 @@ For more information, refer to Chapter 5. The Canada Education Savings Grant.
 
 For the purposes of the CLB:
 
-the CRA validates eligibility based, in part, on the number of qualified children and the adjusted income of the beneficiary’s individual primary caregiver",What is the Canada Revenue Agency,"{ ""answer_start"": [ 1 ] }"
+the CRA validates eligibility based, in part, on the number of qualified children and the adjusted income of the beneficiary’s individual primary caregiver",What is the Canada Revenue Agency,"{'answers': {'answer_start': [1]']},"
 19,Saskatchewan Government,"The Government of Saskatchewan:
 
 funds the SAGES program, and
 has an agreement with ESDC to deliver this education savings initiative
 Within ESDC, the CESP utilizes its system and the existing program framework to:
 
-administer and deliver the SAGES on behalf of the province of Saskatchewan",What is the Saskatchewan Government,"{ ""answer_start"": [ 1 ] }"
+administer and deliver the SAGES on behalf of the province of Saskatchewan",What is the Saskatchewan Government,"{'answers': {'answer_start': [1]']},"
 20,British Columbia Government,"The Government of British Columbia:
 
 funds the BCTESG program, and
 has an agreement with ESDC to deliver this initiative
 Within ESDC, the CESP utilizes its system and the existing program framework to:
 
-administer and deliver the BCTESG on behalf of the province of British Columbia",What is the British Columbia Government,"{ ""answer_start"": [ 1 ] }"
+administer and deliver the BCTESG on behalf of the province of British Columbia",What is the British Columbia Government,"{'answers': {'answer_start': [1]']},"
 21,Federal and provincial privacy requirements,"To apply for education savings incentives, promoters must collect information about:
 
 the subscriber
@@ -193,7 +193,7 @@ the PCG or the individual PCG’s cohabiting spouse or common?law partner
 Federal and provincial privacy legislation stipulates how organizations in the private sector must:
 
 manage the collection, storage and use of personal information
-It is important for promoters to be aware of and understand the privacy legislation in place in each jurisdiction.",What is the Federal and provincial privacy requirements,"{ ""answer_start"": [ 1 ] }"
+It is important for promoters to be aware of and understand the privacy legislation in place in each jurisdiction.",What is the Federal and provincial privacy requirements,"{'answers': {'answer_start': [1]']},"
 22,Federal privacy legislation,"Canada has 2 federal privacy laws:
 
 Privacy Act
@@ -225,7 +225,7 @@ The federal government may exempt:
 organizations or activities in provinces that have their own privacy laws if they are substantially similar to the federal law
 PIPEDA will continue to apply in those provinces to the federally regulated private sector. It will also apply to personal information in inter?provincial and international transactions by all organizations engaged in commercial activities.
 
-Oversight of both federal Acts rests with the Privacy Commissioner of Canada who has the authority to receive and investigate complaints.",What is the Federal privacy legislation,"{ ""answer_start"": [ 1 ] }"
+Oversight of both federal Acts rests with the Privacy Commissioner of Canada who has the authority to receive and investigate complaints.",What is the Federal privacy legislation,"{'answers': {'answer_start': [1]']},"
 23,Provincial privacy legislation,"The province of Saskatchewan has its own privacy legislation. It is named the Freedom of Information and Protection of Privacy Act (FOIP).
 
 The FOIP governs the collection, use, and disclosure of personal information by a government institution. It provides individuals with a general right of access to, and correction of, their personal information.
@@ -248,7 +248,7 @@ Both FIPPA and PIPA set out the rules that public bodies and organizations must
 the collection
 the use, and
 the disclosure of personal information
-For more information about FIPPA and PIPA, visit the web site of the Office of the Information and Privacy Commissioner for British Columbia.",What is the Provincial privacy legislation,"{ ""answer_start"": [ 1 ] }"
+For more information about FIPPA and PIPA, visit the web site of the Office of the Information and Privacy Commissioner for British Columbia.",What is the Provincial privacy legislation,"{'answers': {'answer_start': [1]']},"
 24,The education savings incentives processes ? An overview,"The following number list provides an overview of the application and payment process for the education savings incentives administered by ESDC:
 
 open education savings plan (ESP) and have it Registered (RESP)
@@ -258,4 +258,4 @@ facilitate any transfers between RESPs
 receive, deposit, track incentive payments in RESP accounts
 submit repayment of incentive(s) if required
 make EAPs to eligible beneficiaries attending post?secondary education
-assist subscriber in distributing remaining RESP earnings",What is the The education savings incentives processes An overview,"{ ""answer_start"": [ 1 ] }"
+assist subscriber in distributing remaining RESP earnings",What is the The education savings incentives processes An overview,"{'answers': {'answer_start': [1]']},"