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| INTERIM REFERENCE for | |
| Mr. Hariprasad Bantwal, born August 3, 1978 | |
| from India | |
| Date of entry: November 1, 2010 | |
| Mr. Hariprasad Bantwal joined our company on the above date. | |
| In his role as an Application Architect & Developer in the Payment Solutions JAVA unit of the Private | |
| Banking / Wealth Management & Shared Services IT functional area, he was primarily responsible for | |
| the following tasks: | |
| • IT Owner & Technical Lead for one of the most critical business engines in Payments area - PTX | |
| • Lead Requirement Engineer / Architect for the Project "Payments Cross Border": Acting as | |
| Subject Matter Expert to help understand the existing business processes and define the target | |
| architecture for aimed solution to enable manual processing of Cross Border Payments in the | |
| Centers of Excellence in Poland and India | |
| • Lead Engineer for New BESR project: Building the Data Access component (ODS) for processing | |
| high volume of payments | |
| • Lead Engineer for the MyShop Project (Payments Stream): assuming responsibility for analyzing | |
| and supporting the ISO 20022 payment message format such as PAIN 001 and PAIN 003 and | |
| building components to transtorm these messages to the Credit Suisse Payments internal | |
| proprietary message formats and vice versa | |
| Lead Engineer / Architect for the EMIR Trade Confirmation Life Cycle Management project: | |
| Technical Lead and Coordinator to the Credit Suisse Technical Architecture; designing and | |
| implementing three Web Services interfacing this application to Direct Net | |
| • Assignment in the project "Final Withholding Tax": Building modules regarding account | |
| determination for tax deductible and client relevance modules | |
| • Implementing a test automation framework for JEE business components in the Payments area | |
| and making this available for reuse in other domains by integrating this into the JAP Core | |
| Framework as a 3rd Level Component | |
| • Acting as Active Member of the Credit Suisse JAVA Experts Team | |
| We are pleased to confirm that Mr. Bantwal was an independent and exceedingly reliable employee | |
| who displayed strong commitment and great individual initiative. Furthermore, he was acclaimed for | |
| his highly analytical way of thinking, his extremely rapid grasp of new concepts and his in-depth | |
| specialist knowledge. Mr. Bantwal completed the tasks assigned to him in a precise, well-structured | |
| and particularly efficient manner and produced very good results in terms of both quality and quantity | |
| at al times, thereby exceeding our high requirements and expectations in every respect. | |
| We came to appreciate Mr. Bantwal as an exceptionally motivated, dynamic and flexible employee | |
| and professional at all times. | |
| We are issuing this interim reference at the request of Mr. Bantwal, as he took on a new role within | |
| Credit Suisse AG as of June 17, 2013. We would like to thank him for his very good contribution and | |
| wish him all the best and every success for the future. | |
| Zurich, November 1, 2013 / kbi | |