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chore: Redact README file
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- LICENSE +21 -0
- README.md +40 -2
- public/app-demo.png +3 -0
.gitattributes
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*tfevents* filter=lfs diff=lfs merge=lfs -text
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home_credit_dataset.csv filter=lfs diff=lfs merge=lfs -text
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*tfevents* filter=lfs diff=lfs merge=lfs -text
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home_credit_dataset.csv filter=lfs diff=lfs merge=lfs -text
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lgbm_model.joblib filter=lfs diff=lfs merge=lfs -text
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LICENSE
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MIT License
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Copyright (c) 2025 AlexRTC
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Permission is hereby granted, free of charge, to any person obtaining a copy
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of this software and associated documentation files (the "Software"), to deal
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in the Software without restriction, including without limitation the rights
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to use, copy, modify, merge, publish, distribute, sublicense, and/or sell
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copies of the Software, and to permit persons to whom the Software is
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furnished to do so, subject to the following conditions:
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The above copyright notice and this permission notice shall be included in all
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copies or substantial portions of the Software.
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THE SOFTWARE IS PROVIDED "AS IS", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR
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IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY,
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FITNESS FOR A PARTICULAR PURPOSE AND NONINFRINGEMENT. IN NO EVENT SHALL THE
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AUTHORS OR COPYRIGHT HOLDERS BE LIABLE FOR ANY CLAIM, DAMAGES OR OTHER
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LIABILITY, WHETHER IN AN ACTION OF CONTRACT, TORT OR OTHERWISE, ARISING FROM,
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OUT OF OR IN CONNECTION WITH THE SOFTWARE OR THE USE OR OTHER DEALINGS IN THE
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SOFTWARE.
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README.md
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short_description: ML Classification models applied to Home Credit Risk dataset
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---
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-
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-
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## 3. Technology Stack
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- [Ruff](https://github.com/charliermarsh/ruff): A fast Python linter and code formatter.
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- [uv](https://github.com/astral-sh/uv): A fast Python package installer and resolver.
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short_description: ML Classification models applied to Home Credit Risk dataset
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---
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# 🏦 Home Credit Default Risk Prediction
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## Table of Contents
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1. [Project Description](#1-project-description)
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2. [Methodology & Key Features](#2-methodology--key-features)
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3. [Technology Stack](#3-technology-stack)
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4. [Dataset](#4-dataset)
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## 1. Project Description
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This project focuses on building a machine learning pipeline to predict a client's ability to repay a loan. It is a binary classification task that uses a real-world financial dataset to identify clients who may face payment difficulties.
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The project goes beyond a standard model by including a practical application that:
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- **Preprocesses and cleans the dataset** for model training.
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- **Trains a machine learning model** to predict loan repayment risk.
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- **Deploys an interactive predictor app** using Marimo, hosted on Hugging Face Spaces.
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- **Allows users to make predictions** by providing the top 10 most influential features.
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This work showcases a complete end-to-end workflow, transforming raw data into a functional, user-friendly tool for risk assessment.
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> [!IMPORTANT]
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>
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> - Check out the deployed app here: 👉️ [Home Credit Default Risk Prediction App](https://huggingface.co/spaces/iBrokeTheCode/Home_Credit_Default_Risk_Prediction) 👈️
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> - Check out the Jupyter Notebook for a detailed walkthrough of the project here: 👉️ [Jupyter Notebook](https://huggingface.co/spaces/iBrokeTheCode/Home_Credit_Default_Risk_Prediction/blob/main/tutorial_app.ipynb) 👈️
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## 2. Methodology & Key Features
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- **Model Selection:** Four different models were trained and evaluated, with **LightGBM** selected as the final model due to its superior performance, achieving a **ROC AUC score of 0.751** on the test set.
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- **Automated Preprocessing:** The data preprocessing pipeline handles common tasks such as feature scaling and categorical encoding, ensuring the model receives clean and formatted data.
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- **Interactive Predictor:** An application built with **Marimo** allows users to interact with the trained model directly. It uses the **top 10 most important features**—identified from the final LightGBM model—to generate real-time predictions.
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## 3. Technology Stack
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- [Ruff](https://github.com/charliermarsh/ruff): A fast Python linter and code formatter.
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- [uv](https://github.com/astral-sh/uv): A fast Python package installer and resolver.
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## 4. Dataset
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This project utilizes the **Home Credit Default Risk** from Kaggle, a public dataset containing details on over 246,000 of individuals who have made payments on their loans.
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- **Source**: [Kaggle Dataset](https://www.kaggle.com/competitions/home-credit-default-risk/overview)
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public/app-demo.png
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Git LFS Details
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