app.py

"""AutoRiskScoreEngine - IFRS-Ready Underwriting

Built using BDR Agent Factory v1
"""

import gradio as gr
from agents.risk_agent import RiskCalculationAgent
from agents.ifrs_agent import IFRSTaggingAgent

class AutoRiskScoreEngine:
    def __init__(self):
        self.risk_agent = RiskCalculationAgent()
        self.ifrs_agent = IFRSTaggingAgent()
    
    def score_risk(self, policy_id: str, coverage_amount: float, loss_history: int):
        policy_data = {"policy_id": policy_id, "coverage_amount": coverage_amount, "loss_history": loss_history}
        
        risk_results = self.risk_agent.process(policy_data)
        ifrs_results = self.ifrs_agent.process(risk_results)
        
        score_text = f"""**Risk Score:** {risk_results['risk_score']:.1f}/100
**Risk Band:** {risk_results['risk_band'].upper()}
**Confidence:** {risk_results['confidence']:.1%}"""
        
        justification_text = f"""**Justification:**
{risk_results['justification']}

**IFRS Classification:**
Reserve Category: {ifrs_results['reserve_category']}
Compliance Ready: {'✓' if ifrs_results['compliance_ready'] else '✗'}"""
        
        ifrs_text = f"""**IFRS Tags:**
{chr(10).join('- ' + tag for tag in ifrs_results['ifrs_tags'])}

**Audit Trail:**
- Risk Calculation Agent: ✓
- IFRS Tagging Agent: ✓
"""
        
        return score_text, justification_text, ifrs_text

app = AutoRiskScoreEngine()

with gr.Blocks(title="AutoRiskScoreEngine", theme=gr.themes.Soft()) as demo:
    gr.Markdown("""
# ⚖️ AutoRiskScoreEngine
## IFRS-Ready Underwriting Risk Scoring

**IFRS17 compliant | Automated triage | Risk segmentation**

*Built using [BDR Agent Factory v1](https://huggingface.co/spaces/bdr-ai-org/BDR-Agent-Factory)*
""")
    
    with gr.Row():
        with gr.Column():
            gr.Markdown("### 📋 Policy Information")
            policy_id = gr.Textbox(label="Policy ID", value="POL-2024-001")
            coverage_amount = gr.Number(label="Coverage Amount ($)", value=50000.00)
            loss_history = gr.Slider(label="Loss History Count", minimum=0, maximum=10, value=2, step=1)
            score_btn = gr.Button("⚖️ Calculate Risk Score", variant="primary", size="lg")
        
        with gr.Column():
            gr.Markdown("### 🎯 Risk Assessment")
            score_output = gr.Textbox(label="Risk Score", lines=3)
            justification_output = gr.Textbox(label="Justification", lines=5)
            ifrs_output = gr.Textbox(label="IFRS Compliance", lines=6)
    
    gr.Examples(
        examples=[
            ["POL-2024-001", 50000.00, 2],
            ["POL-2024-002", 100000.00, 5],
            ["POL-2024-003", 25000.00, 0],
        ],
        inputs=[policy_id, coverage_amount, loss_history]
    )
    
    score_btn.click(
        fn=app.score_risk,
        inputs=[policy_id, coverage_amount, loss_history],
        outputs=[score_output, justification_output, ifrs_output]
    )

if __name__ == "__main__":
    demo.launch()