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| { | |
| "cards": { | |
| "american_express_platinum": { | |
| "name": "American Express Platinum", | |
| "issuer": "amex", | |
| "card_type": "charge", | |
| "annual_fee": 895.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 175000.0, | |
| "currency": "MR", | |
| "spend_requirement": 12000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "MR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "flights_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_amex_travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "car_rentals_portal", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "airline_fee_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_airline_incidentals", | |
| "description": "$200 airline fee credit (incidental fees only)" | |
| }, | |
| { | |
| "name": "uber_cash", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_uber", | |
| "description": "$200 Uber Cash ($15/mo + $20 in December)" | |
| }, | |
| { | |
| "name": "uber_one", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_uber", | |
| "description": "$120 Uber One membership credit" | |
| }, | |
| { | |
| "name": "entertainment_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_streaming", | |
| "description": "$300 digital entertainment credit ($25/mo)" | |
| }, | |
| { | |
| "name": "hotel_credit", | |
| "annual_value": 600.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_amex_travel", | |
| "description": "$600 hotel credit (Fine Hotels + Resorts / Hotel Collection)" | |
| }, | |
| { | |
| "name": "resy_credit", | |
| "annual_value": 400.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_resy_restaurants", | |
| "description": "$400 Resy dining credit ($100/quarter)" | |
| }, | |
| { | |
| "name": "equinox_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_equinox", | |
| "description": "$300 Equinox credit" | |
| }, | |
| { | |
| "name": "lululemon_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_lululemon", | |
| "description": "$300 lululemon credit ($75/quarter)" | |
| }, | |
| { | |
| "name": "oura_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$200 Oura Ring credit" | |
| }, | |
| { | |
| "name": "clear_credit", | |
| "annual_value": 209.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_clear", | |
| "description": "$209 CLEAR Plus credit" | |
| }, | |
| { | |
| "name": "delta_sky_club_access_10_visits_yr_unl", | |
| "annual_value": 75.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Delta Sky Club access (10 visits/yr; unlimited with $75K annual spend)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "lounge_access", | |
| "per_use_value": 30, | |
| "usage_key": "lounge_visits_per_year", | |
| "annual_cap": null, | |
| "description": "Global Lounge Collection access" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "american_express_gold": { | |
| "name": "American Express Gold", | |
| "issuer": "amex", | |
| "card_type": "charge", | |
| "annual_fee": 325.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "MR", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "MR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 4.0, | |
| "annual_cap_usd": 50000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 4.0, | |
| "annual_cap_usd": 25000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_direct", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_amex_travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "car_rentals_portal", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "uber_cash", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_uber", | |
| "description": "$120 Uber Cash ($10/mo)" | |
| }, | |
| { | |
| "name": "dining_credit", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_resy_restaurants", | |
| "description": "$120 dining credit ($10/mo at Grubhub, Cheesecake Factory, Goldbelly, Wine.com, Five Guys)" | |
| }, | |
| { | |
| "name": "resy_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_resy_restaurants", | |
| "description": "$100 Resy credit ($50 semi-annually)" | |
| }, | |
| { | |
| "name": "dunkin_credit", | |
| "annual_value": 84.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_dunkin", | |
| "description": "$84 Dunkin' credit ($7/mo)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_green": { | |
| "name": "Amex Green", | |
| "issuer": "amex", | |
| "card_type": "charge", | |
| "annual_fee": 150.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 40000.0, | |
| "currency": "MR", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "MR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "car_rentals_portal", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "clear_credit", | |
| "annual_value": 209.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_clear", | |
| "description": "$209 CLEAR Plus membership credit" | |
| }, | |
| { | |
| "name": "100_loungebuddy_credit_for_airport_loun", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 LoungeBuddy credit for airport lounge access" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_blue_business_plus": { | |
| "name": "Amex Blue Business Plus", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 15000.0, | |
| "currency": "MR", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "MR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_blue_cash_preferred": { | |
| "name": "Amex Blue Cash Preferred", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": 0, | |
| "signup_bonus": { | |
| "amount": 300.0, | |
| "currency": "cash", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "groceries", | |
| "rate": 6.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "streaming_credit", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_streaming", | |
| "description": "Up to $120 Disney streaming credit ($10/mo)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_blue_business_cash": { | |
| "name": "Amex Blue Business Cash", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 250.0, | |
| "currency": "cash", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": 50000.0, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_business_platinum": { | |
| "name": "Amex Business Platinum", | |
| "issuer": "amex", | |
| "card_type": "charge", | |
| "annual_fee": 895.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 200000.0, | |
| "currency": "MR", | |
| "spend_requirement": 20000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "MR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "flights_amex_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_amex_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "shipping", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hotel_collection_credit", | |
| "annual_value": 600.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_amex_travel", | |
| "description": "$600 Fine Hotels & Resorts / Hotel Collection credit ($300 semi-annually)" | |
| }, | |
| { | |
| "name": "hotel_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_hilton_hotels", | |
| "description": "$200 Hilton hotel credit" | |
| }, | |
| { | |
| "name": "clear_credit", | |
| "annual_value": 209.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_clear", | |
| "description": "$209 CLEAR Plus credit" | |
| }, | |
| { | |
| "name": "dell_credit", | |
| "annual_value": 150.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_dell", | |
| "description": "$150+ Dell Technologies credit" | |
| }, | |
| { | |
| "name": "adobe_credit", | |
| "annual_value": 250.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$250 Adobe credit (after $600+ spend)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_business_gold": { | |
| "name": "Amex Business Gold", | |
| "issuer": "amex", | |
| "card_type": "charge", | |
| "annual_fee": 375.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "MR", | |
| "spend_requirement": 15000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "MR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 4.0, | |
| "annual_cap_usd": 75000.0, | |
| "rate_after_cap": 1.0 | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 4.0, | |
| "annual_cap_usd": 75000.0, | |
| "rate_after_cap": 1.0 | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "advertising", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "shipping", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_amex_travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_amex_travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "grubhub_credit", | |
| "annual_value": 240.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_grubhub", | |
| "description": "$240 FedEx/Grubhub/office supply credit ($20/mo)" | |
| }, | |
| { | |
| "name": "walmart_plus_credit", | |
| "annual_value": 155.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_walmart_plus", | |
| "description": "$155 Walmart+ membership credit (~$12.95/mo)" | |
| }, | |
| { | |
| "name": "squarespace_credit", | |
| "annual_value": 150.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$150 Squarespace credit" | |
| }, | |
| { | |
| "name": "hotel_collection_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_amex_travel", | |
| "description": "$100 Hotel Collection on-property credit (2-night min)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_delta_skymiles_blue": { | |
| "name": "Amex Delta SkyMiles Blue", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 10000.0, | |
| "currency": "Delta_SkyMiles", | |
| "spend_requirement": 1000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Delta_SkyMiles", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_delta_skymiles_gold": { | |
| "name": "Amex Delta SkyMiles Gold", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": 0, | |
| "signup_bonus": { | |
| "amount": 70000.0, | |
| "currency": "Delta_SkyMiles", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": [ | |
| { | |
| "amount": 20000.0, | |
| "currency": "Delta_SkyMiles", | |
| "additional_spend": 2000.0, | |
| "timeframe_months": 6 | |
| } | |
| ] | |
| }, | |
| "point_system": "Delta_SkyMiles", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "200_delta_flight_credit_after_10_000_c", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$200 Delta flight credit after $10,000 calendar year spend" | |
| }, | |
| { | |
| "name": "100_delta_stays_credit_annually", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 Delta Stays credit annually" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "delta_flights_per_year", | |
| "annual_cap": null, | |
| "description": "First checked bag free on Delta flights" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "amex_delta_skymiles_platinum": { | |
| "name": "Amex Delta SkyMiles Platinum", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 350.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 80000.0, | |
| "currency": "Delta_SkyMiles", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": [ | |
| { | |
| "amount": 20000.0, | |
| "currency": "Delta_SkyMiles", | |
| "additional_spend": 2000.0, | |
| "timeframe_months": 6 | |
| } | |
| ] | |
| }, | |
| "point_system": "Delta_SkyMiles", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "delta_flights_per_year", | |
| "description": "Domestic round-trip companion certificate (upon renewal)" | |
| }, | |
| { | |
| "name": "uber_one", | |
| "annual_value": 9.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_uber", | |
| "description": "Uber One membership credit (~$9.99/mo)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "delta_flights_per_year", | |
| "annual_cap": null, | |
| "description": "First checked bag free on Delta flights" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "amex_delta_skymiles_reserve": { | |
| "name": "Amex Delta SkyMiles Reserve", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 650.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "Delta_SkyMiles", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": [ | |
| { | |
| "amount": 25000.0, | |
| "currency": "Delta_SkyMiles", | |
| "additional_spend": 3000.0, | |
| "timeframe_months": 6 | |
| } | |
| ] | |
| }, | |
| "point_system": "Delta_SkyMiles", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "15_delta_sky_club_visits_yr_unlimited_w", | |
| "annual_value": 75.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "15 Delta Sky Club visits/yr (unlimited with $75K annual spend)" | |
| }, | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "delta_flights_per_year", | |
| "description": "Companion certificate (domestic/Caribbean/Central America; First, Comfort+, or Main)" | |
| }, | |
| { | |
| "name": "uber_one", | |
| "annual_value": 9.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_uber", | |
| "description": "Uber One membership credit (~$9.99/mo)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "lounge_access", | |
| "per_use_value": 30, | |
| "usage_key": "lounge_visits_per_year", | |
| "annual_cap": null, | |
| "description": "Centurion Lounge access when flying Delta" | |
| }, | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "delta_flights_per_year", | |
| "annual_cap": null, | |
| "description": "First checked bag free" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "amex_delta_skymiles_business_gold": { | |
| "name": "Amex Delta SkyMiles Business Gold", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 150.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 90000.0, | |
| "currency": "Delta_SkyMiles", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Delta_SkyMiles", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "shipping", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "advertising", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "delta_flights_per_year", | |
| "annual_cap": null, | |
| "description": "First checked bag free (cardholder + up to 8 companions)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "amex_delta_skymiles_business_platinum": { | |
| "name": "Amex Delta SkyMiles Business Platinum", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 350.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "Delta_SkyMiles", | |
| "spend_requirement": 8000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Delta_SkyMiles", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "shipping", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "delta_flights_per_year", | |
| "description": "Domestic round-trip companion certificate (upon renewal)" | |
| }, | |
| { | |
| "name": "uber_one", | |
| "annual_value": 9.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_uber", | |
| "description": "Uber One membership credit (~$9.99/mo)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "delta_flights_per_year", | |
| "annual_cap": null, | |
| "description": "First checked bag free" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "amex_delta_skymiles_business_reserve": { | |
| "name": "Amex Delta SkyMiles Business Reserve", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 650.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "Delta_SkyMiles", | |
| "spend_requirement": 8000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Delta_SkyMiles", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "shipping", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "delta_flights_per_year", | |
| "description": "Companion certificate (domestic/Caribbean/Central America; Main cabin)" | |
| }, | |
| { | |
| "name": "uber_one", | |
| "annual_value": 9.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_uber", | |
| "description": "Uber One membership credit (~$9.99/mo)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "lounge_access", | |
| "per_use_value": 30, | |
| "usage_key": "lounge_visits_per_year", | |
| "annual_cap": null, | |
| "description": "Delta Sky Club and Centurion Lounge access when flying Delta" | |
| }, | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "delta_flights_per_year", | |
| "annual_cap": null, | |
| "description": "First checked bag free" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "amex_hilton_honors": { | |
| "name": "Amex Hilton Honors", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Hilton_Honors", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 7.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_hilton_honors_surpass": { | |
| "name": "Amex Hilton Honors Surpass", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 150.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Hilton_Honors", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 12.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "online_shopping", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hilton_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_hilton_hotels", | |
| "description": "$200 Hilton property credits ($50/quarter)" | |
| }, | |
| { | |
| "name": "free_night_award", | |
| "annual_value": 15000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Free Night Reward after $15,000 annual spend" | |
| }, | |
| { | |
| "name": "diamond_status_after_40_000_annual_spen", | |
| "annual_value": 40000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Diamond status after $40,000 annual spend" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_hilton_honors_aspire": { | |
| "name": "Amex Hilton Honors Aspire", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 550.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 175000.0, | |
| "currency": "Hilton_Honors", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Hilton_Honors", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 14.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_direct", | |
| "rate": 7.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "car_rentals_portal", | |
| "rate": 7.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 7.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hilton_credit", | |
| "annual_value": 400.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_hilton_hotels", | |
| "description": "$400 Hilton resort credit ($200 semi-annually)" | |
| }, | |
| { | |
| "name": "airline_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_airline_incidentals", | |
| "description": "$200 airline credit ($50/quarter)" | |
| }, | |
| { | |
| "name": "clear_credit", | |
| "annual_value": 209.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_clear", | |
| "description": "$209 CLEAR Plus credit" | |
| }, | |
| { | |
| "name": "free_night_award", | |
| "annual_value": 30000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Additional Free Night after $30,000 annual spend" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_hilton_honors_business": { | |
| "name": "Amex Hilton Honors Business", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 195.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Hilton_Honors", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 12.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hilton_credit", | |
| "annual_value": 240.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_hilton_hotels", | |
| "description": "$240 Hilton property credits ($60/quarter)" | |
| }, | |
| { | |
| "name": "diamond_status_after_40_000_annual_spen", | |
| "annual_value": 40000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Diamond status after $40,000 annual spend" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_marriott_bonvoy_bevy": { | |
| "name": "Amex Marriott Bonvoy Bevy", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 250.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 85000.0, | |
| "currency": "Marriott_Bonvoy", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Marriott_Bonvoy", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 4.0, | |
| "annual_cap_usd": 15000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 4.0, | |
| "annual_cap_usd": 15000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "free_night_award", | |
| "annual_value": 15000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Free Night Award (up to 50,000 pts) after $15,000 annual spend" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_marriott_bonvoy_brilliant": { | |
| "name": "Amex Marriott Bonvoy Brilliant", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 650.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "Marriott_Bonvoy", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Marriott_Bonvoy", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "dining_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_resy_restaurants", | |
| "description": "$300 dining credit ($25/mo)" | |
| }, | |
| { | |
| "name": "100_ritz_carlton_st_regis_property_cre", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 Ritz-Carlton/St. Regis property credit (2-night min)" | |
| }, | |
| { | |
| "name": "earned_choice_award_50_000_pts_after", | |
| "annual_value": 60000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Earned Choice Award (50,000 pts) after $60,000 annual spend" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "amex_marriott_bonvoy_business": { | |
| "name": "Amex Marriott Bonvoy Business", | |
| "issuer": "amex", | |
| "card_type": "credit", | |
| "annual_fee": 125.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 75000.0, | |
| "currency": "Marriott_Bonvoy", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": [ | |
| { | |
| "amount": 50000.0, | |
| "currency": "Marriott_Bonvoy", | |
| "additional_spend": 3000.0, | |
| "timeframe_months": 6 | |
| } | |
| ] | |
| }, | |
| "point_system": "Marriott_Bonvoy", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "shipping", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "telecom", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "free_night_award", | |
| "annual_value": 60000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Additional Free Night after $60,000 annual spend" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_sapphire_preferred": { | |
| "name": "Chase Sapphire Preferred", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 75000.0, | |
| "currency": "UR", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "flights_chase_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hotel_credit", | |
| "annual_value": 50.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_chase_travel", | |
| "description": "$50 Chase Travel hotel credit" | |
| }, | |
| { | |
| "name": "doordash_credit", | |
| "annual_value": 10.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_doordash", | |
| "description": "$10/mo off DoorDash non-restaurant orders" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_sapphire_reserve": { | |
| "name": "Chase Sapphire Reserve", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 550.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 125000.0, | |
| "currency": "UR", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "flights_chase_travel", | |
| "rate": 8.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "travel_credit", | |
| "annual_value": 300.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "$300 travel credit (automatic on travel purchases)" | |
| }, | |
| { | |
| "name": "edit_hotel_credit", | |
| "annual_value": 500.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_chase_travel", | |
| "description": "$500 credit for stays with The Edit by Chase Travel (2-night min; $250 semi-annually)" | |
| }, | |
| { | |
| "name": "dining_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_resy_restaurants", | |
| "description": "$300 dining credit at select restaurants ($150 semi-annually)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| }, | |
| { | |
| "name": "doordash_credit", | |
| "annual_value": 10.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_doordash", | |
| "description": "$10/mo off DoorDash non-restaurant orders" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_freedom_unlimited": { | |
| "name": "Chase Freedom Unlimited", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 200.0, | |
| "currency": "cash", | |
| "spend_requirement": 500.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "flights_chase_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "drugstores", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "doordash_credit", | |
| "annual_value": 10.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_doordash", | |
| "description": "$10/quarter off DoorDash non-restaurant orders" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_freedom_flex": { | |
| "name": "Chase Freedom Flex", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 200.0, | |
| "currency": "cash", | |
| "spend_requirement": 500.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_chase_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "drugstores", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "doordash_credit", | |
| "annual_value": 10.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_doordash", | |
| "description": "$10/quarter off DoorDash non-restaurant orders" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_ink_business_preferred": { | |
| "name": "Chase Ink Business Preferred", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "UR", | |
| "spend_requirement": 8000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "advertising", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "shipping", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "telecom", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "doordash_credit", | |
| "annual_value": 10.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_doordash", | |
| "description": "$10/mo off DoorDash non-restaurant orders" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_ink_business_unlimited": { | |
| "name": "Chase Ink Business Unlimited", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 750.0, | |
| "currency": "cash", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_ink_business_premier": { | |
| "name": "Chase Ink Business Premier", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 195.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 1000.0, | |
| "currency": "cash", | |
| "spend_requirement": 10000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_business_sapphire_reserve": { | |
| "name": "Chase Business Sapphire Reserve", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 550.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 150000.0, | |
| "currency": "UR", | |
| "spend_requirement": 20000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "UR", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "flights_chase_travel", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "travel_credit", | |
| "annual_value": 300.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "$300 travel credit (automatic on travel purchases)" | |
| }, | |
| { | |
| "name": "100_chase_travel_statement_credit_50", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_chase_travel", | |
| "description": "$100 Chase Travel statement credit ($50 semi-annually on 2-night hotel stays)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| }, | |
| { | |
| "name": "doordash_credit", | |
| "annual_value": 10.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_doordash", | |
| "description": "$10/quarter off DoorDash non-restaurant orders" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_united_explorer": { | |
| "name": "Chase United Explorer", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 70000.0, | |
| "currency": "United_MileagePlus", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "United_MileagePlus", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "100_united_hotels_credit_50_stay_2_m", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 United Hotels credit ($50/stay, 2 max)" | |
| }, | |
| { | |
| "name": "travelbank_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 United TravelBank credit after $10,000 annual spend" | |
| }, | |
| { | |
| "name": "rideshare_credit", | |
| "annual_value": 60.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$60 rideshare credit ($5/mo)" | |
| }, | |
| { | |
| "name": "instacart_credit", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_instacart", | |
| "description": "$120 Instacart credit ($10/mo)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "united_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + 1 companion)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_united_quest": { | |
| "name": "Chase United Quest", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 250.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 80000.0, | |
| "currency": "United_MileagePlus", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "United_MileagePlus", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_chase_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "travelbank_credit", | |
| "annual_value": 200.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "$200 United TravelBank credit on anniversary" | |
| }, | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "united_flights_per_year", | |
| "description": "Free first and second checked bags (cardholder + 1 companion)" | |
| }, | |
| { | |
| "name": "renowned_hotels_credit", | |
| "annual_value": 150.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$150 Renowned Hotels credit" | |
| }, | |
| { | |
| "name": "rideshare_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$100 rideshare credit ($8/mo)" | |
| }, | |
| { | |
| "name": "instacart_credit", | |
| "annual_value": 180.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_instacart", | |
| "description": "$180 Instacart credit" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_united_gateway": { | |
| "name": "Chase United Gateway", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 30000.0, | |
| "currency": "United_MileagePlus", | |
| "spend_requirement": 1000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "United_MileagePlus", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_united_club": { | |
| "name": "Chase United Club", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 525.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 90000.0, | |
| "currency": "United_MileagePlus", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "United_MileagePlus", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_chase_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "united_club_membership_all_access_after", | |
| "annual_value": 50.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "United Club membership (All Access after $50K spend or Premier Gold)" | |
| }, | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "united_flights_per_year", | |
| "description": "Free first and second checked bags (cardholder + 1 companion)" | |
| }, | |
| { | |
| "name": "renowned_hotels_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$200 Renowned Hotels credit" | |
| }, | |
| { | |
| "name": "rideshare_credit", | |
| "annual_value": 150.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$150 rideshare credit ($12/mo)" | |
| }, | |
| { | |
| "name": "instacart_credit", | |
| "annual_value": 240.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_instacart", | |
| "description": "$240 Instacart credit" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_united_business": { | |
| "name": "Chase United Business", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "United_MileagePlus", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "United_MileagePlus", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "office_supply", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "100_united_hotels_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 United Hotels credit" | |
| }, | |
| { | |
| "name": "travelbank_credit", | |
| "annual_value": 125.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$125 United TravelBank credit (after 5 purchases of $100+)" | |
| }, | |
| { | |
| "name": "rideshare_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$100 rideshare credit ($8/mo)" | |
| }, | |
| { | |
| "name": "instacart_credit", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_instacart", | |
| "description": "$120 Instacart credit ($10/mo)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "united_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + 1 companion)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_united_club_business": { | |
| "name": "Chase United Club Business", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 525.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "United_MileagePlus", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "United_MileagePlus", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_chase_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "united_club_membership_all_access_after", | |
| "annual_value": 50.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "United Club membership (All Access after $50K spend or Premier Gold)" | |
| }, | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "united_flights_per_year", | |
| "description": "Free first and second checked bags (cardholder + 1 companion)" | |
| }, | |
| { | |
| "name": "renowned_hotels_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$200 Renowned Hotels credit" | |
| }, | |
| { | |
| "name": "rideshare_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$200 rideshare credit ($16/mo)" | |
| }, | |
| { | |
| "name": "instacart_credit", | |
| "annual_value": 240.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_instacart", | |
| "description": "$240 Instacart credit" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_marriott_bonvoy_boundless": { | |
| "name": "Chase Marriott Bonvoy Boundless", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Marriott_Bonvoy", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "airline_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_airline_incidentals", | |
| "description": "Up to $100 airline credit ($50/half-year after $250 airline spend)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_marriott_bonvoy_bountiful": { | |
| "name": "Chase Marriott Bonvoy Bountiful", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 250.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 85000.0, | |
| "currency": "Marriott_Bonvoy", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Marriott_Bonvoy", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "airline_credit", | |
| "annual_value": 150.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_airline_incidentals", | |
| "description": "Up to $150 airline credit/year" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_marriott_bonvoy_bold": { | |
| "name": "Chase Marriott Bonvoy Bold", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Marriott_Bonvoy", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "telecom", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_southwest_rapid_rewards_plus": { | |
| "name": "Chase Southwest Rapid Rewards Plus", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 69.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 0, | |
| "currency": "SW_Rapid_Rewards", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "SW_Rapid_Rewards", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 1.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 1.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "southwest_flights_per_year", | |
| "description": "10,000 Companion Pass qualifying points/year" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "southwest_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + up to 8 passengers)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_southwest_rapid_rewards_priority": { | |
| "name": "Chase Southwest Rapid Rewards Priority", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 149.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 0, | |
| "currency": "SW_Rapid_Rewards", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "SW_Rapid_Rewards", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": 8000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": 8000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": 8000.0, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "travel_credit", | |
| "annual_value": 75.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "$75 Southwest travel credit" | |
| }, | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "southwest_flights_per_year", | |
| "description": "10,000 Companion Pass qualifying points/year" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "southwest_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + up to 8 passengers)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_southwest_rapid_rewards_premier": { | |
| "name": "Chase Southwest Rapid Rewards Premier", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 0, | |
| "currency": "SW_Rapid_Rewards", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "SW_Rapid_Rewards", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": 6000.0, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "southwest_flights_per_year", | |
| "description": "10,000 Companion Pass qualifying points/year" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "southwest_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + up to 8 passengers)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_business_southwest_rapid_rewards_performance": { | |
| "name": "Chase Business Southwest Rapid Rewards Performance", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 199.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 80000.0, | |
| "currency": "SW_Rapid_Rewards", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "SW_Rapid_Rewards", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "advertising", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "telecom", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "southwest_flights_per_year", | |
| "description": "10,000 Companion Pass qualifying points/year" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "southwest_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + up to 8 passengers)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_business_southwest_rapid_rewards_premier": { | |
| "name": "Chase Business Southwest Rapid Rewards Premier", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 60000.0, | |
| "currency": "SW_Rapid_Rewards", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "SW_Rapid_Rewards", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": 8000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": 8000.0, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": 8000.0, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "southwest_flights_per_year", | |
| "description": "10,000 Companion Pass qualifying points/year" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "southwest_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + up to 8 passengers)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_ihg_one_rewards_premier": { | |
| "name": "Chase IHG One Rewards Premier", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 175000.0, | |
| "currency": "IHG", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "IHG", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "anniversary_bonus", | |
| "annual_value": 100.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "$100 credit + 10,000 bonus points after $20,000 annual spend" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_ihg_one_rewards_traveler": { | |
| "name": "Chase IHG One Rewards Traveler", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 90000.0, | |
| "currency": "IHG", | |
| "spend_requirement": 2000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "IHG", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "telecom", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "utilities", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_business_ihg_one_rewards_premier": { | |
| "name": "Chase Business IHG One Rewards Premier", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 140000.0, | |
| "currency": "IHG", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "IHG", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "office_supply", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "advertising", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "anniversary_bonus", | |
| "annual_value": 100.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "$100 credit + 10,000 bonus points after $20,000 annual spend" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_world_of_hyatt": { | |
| "name": "Chase World of Hyatt", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 30000.0, | |
| "currency": "Hyatt", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Hyatt", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_direct", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "free_night_award", | |
| "annual_value": 15000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Additional Free Night after $15,000 annual spend" | |
| }, | |
| { | |
| "name": "2_tier_qualifying_nights_per_5_000_spen", | |
| "annual_value": 5000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "2 Tier-Qualifying Nights per $5,000 spend (no limit)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_business_world_of_hyatt": { | |
| "name": "Chase Business World of Hyatt", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 199.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 60000.0, | |
| "currency": "Hyatt", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Hyatt", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hyatt_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_hyatt_hotels", | |
| "description": "Up to $100 Hyatt credit ($50 per qualifying purchase, 2/year)" | |
| }, | |
| { | |
| "name": "5_tier_qualifying_nights_per_10_000_spe", | |
| "annual_value": 10000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "5 Tier-Qualifying Nights per $10,000 spend (no limit)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_aeroplan_card": { | |
| "name": "Chase Aeroplan Card", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 60000.0, | |
| "currency": "Aeroplan", | |
| "spend_requirement": 3000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Aeroplan", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "maintain_25k_with_15_000_annual_spend", | |
| "annual_value": 15000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Maintain 25K with $15,000 annual spend; 35K with $75,000 spend" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "delta_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag on Air Canada (cardholder + up to 8 companions)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "chase_prime_visa": { | |
| "name": "Chase Prime Visa", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Amazon", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "online_shopping", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "chase_amazon_visa": { | |
| "name": "Chase Amazon Visa", | |
| "issuer": "chase", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Amazon", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_strata_elite": { | |
| "name": "Citi Strata Elite", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 595.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 75000.0, | |
| "currency": "TYP", | |
| "spend_requirement": 6000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "TYP", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_citi_travel", | |
| "rate": 12.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "car_rentals_portal", | |
| "rate": 12.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_citi_travel", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hotel_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_citi_travel", | |
| "description": "$300 hotel credit (2-night min via cititravel.com)" | |
| }, | |
| { | |
| "name": "splurge_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$200 Splurge credit (choose up to 2 brands)" | |
| }, | |
| { | |
| "name": "blacklane_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$200 Blacklane chauffeur credit ($100 semi-annually)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
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| { | |
| "name": "lounge_access", | |
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| "usage_key": "lounge_visits_per_year", | |
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| "description": "4 Admirals Club lounge access passes" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "citi_strata_premier": { | |
| "name": "Citi Strata Premier", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
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| "amount": 60000.0, | |
| "currency": "TYP", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
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| { | |
| "category": "hotels_citi_travel", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "car_rentals_portal", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_direct", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hotel_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_citi_travel", | |
| "description": "$100 hotel credit (single stay $500+ via cititravel.com, once per year)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_strata": { | |
| "name": "Citi Strata", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 20000.0, | |
| "currency": "TYP", | |
| "spend_requirement": 1000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
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| { | |
| "category": "hotels_citi_travel", | |
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| }, | |
| { | |
| "category": "hotels_direct", | |
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| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "car_rentals_portal", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_aadvantage_executive": { | |
| "name": "Citi AAdvantage Executive", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 595.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100000.0, | |
| "currency": "AAdvantage", | |
| "spend_requirement": 10000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "AAdvantage", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_direct", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "car_rental_credit", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$120 Avis/Budget car rental credit" | |
| }, | |
| { | |
| "name": "lyft_credit", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$120 Lyft credits ($10/mo after 3 rides)" | |
| }, | |
| { | |
| "name": "grubhub_credit", | |
| "annual_value": 120.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_grubhub", | |
| "description": "$120 Grubhub credit ($10/mo)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_aadvantage_platinum_select": { | |
| "name": "Citi AAdvantage Platinum Select", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": 0, | |
| "signup_bonus": { | |
| "amount": 80000.0, | |
| "currency": "AAdvantage", | |
| "spend_requirement": 3500.0, | |
| "timeframe_months": 4, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "AAdvantage", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_aadvantage_globe": { | |
| "name": "Citi AAdvantage Globe", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 350.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 90000.0, | |
| "currency": "AAdvantage", | |
| "spend_requirement": 5000.0, | |
| "timeframe_months": 4, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "AAdvantage", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "turo_credit", | |
| "annual_value": 240.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$240 Turo credit ($30/trip, 8 max)" | |
| }, | |
| { | |
| "name": "100_inflight_purchase_credit_on_aa_flig", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 inflight purchase credit on AA flights" | |
| }, | |
| { | |
| "name": "splurge_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 Splurge credit" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_double_cash": { | |
| "name": "Citi Double Cash", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 200.0, | |
| "currency": "cash", | |
| "spend_requirement": 1500.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "TYP", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_diamond_preferred": { | |
| "name": "Citi Diamond Preferred", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_custom_cash": { | |
| "name": "Citi Custom Cash", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 200.0, | |
| "currency": "cash", | |
| "spend_requirement": 1500.0, | |
| "timeframe_months": 6, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "drugstores", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "citi_business_aadvantage": { | |
| "name": "Citi Business AAdvantage", | |
| "issuer": "citi", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": 0, | |
| "signup_bonus": { | |
| "amount": 65000.0, | |
| "currency": "AAdvantage", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 4, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "AAdvantage", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "gas", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "telecom", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "capital_one_venture_x": { | |
| "name": "Capital One Venture X", | |
| "issuer": "capital_one", | |
| "card_type": "credit", | |
| "annual_fee": 395.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 75000.0, | |
| "currency": "Capital_One", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Capital_One", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_capital_one_travel", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_capital_one_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "travel_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_capital_one_travel", | |
| "description": "$300 Capital One Travel credit" | |
| }, | |
| { | |
| "name": "anniversary_bonus", | |
| "annual_value": 100.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "10,000 bonus miles on anniversary ($100 toward travel)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "lounge_access", | |
| "per_use_value": 30, | |
| "usage_key": "lounge_visits_per_year", | |
| "annual_cap": null, | |
| "description": "Capital One Lounges + Priority Pass Select access" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "capital_one_venture": { | |
| "name": "Capital One Venture", | |
| "issuer": "capital_one", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 75000.0, | |
| "currency": "Capital_One", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Capital_One", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_capital_one_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "travel_credit", | |
| "annual_value": 250.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_capital_one_travel", | |
| "description": "$250 one-time Capital One Travel credit (first cardholder year)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "capital_one_savor": { | |
| "name": "Capital One Savor", | |
| "issuer": "capital_one", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 200.0, | |
| "currency": "cash", | |
| "spend_requirement": 500.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_capital_one_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "capital_one_venture_x_business": { | |
| "name": "Capital One Venture X Business", | |
| "issuer": "capital_one", | |
| "card_type": "charge", | |
| "annual_fee": 395.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 150000.0, | |
| "currency": "Capital_One", | |
| "spend_requirement": 30000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Capital_One", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_capital_one_travel", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 10.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_capital_one_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "anniversary_bonus", | |
| "annual_value": 100.0, | |
| "usability": "automatic", | |
| "usability_key": null, | |
| "description": "10,000 bonus miles ($100 toward travel) after first anniversary" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "capital_one_business_spark_2x_miles": { | |
| "name": "Capital One Business Spark 2X Miles", | |
| "issuer": "capital_one", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": 0, | |
| "signup_bonus": { | |
| "amount": 50000.0, | |
| "currency": "Capital_One", | |
| "spend_requirement": 4500.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Capital_One", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_capital_one_travel", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "hotels_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "capital_one_business_spark_2x_cash": { | |
| "name": "Capital One Business Spark 2X Cash", | |
| "issuer": "capital_one", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": 0, | |
| "signup_bonus": { | |
| "amount": 1000.0, | |
| "currency": "cash", | |
| "spend_requirement": 10000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bilt_blue": { | |
| "name": "Bilt Blue", | |
| "issuer": "bilt", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 100.0, | |
| "currency": "cash", | |
| "spend_requirement": 0, | |
| "timeframe_months": 0, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Bilt", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "rent", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bilt_obsidian": { | |
| "name": "Bilt Obsidian", | |
| "issuer": "bilt", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 200.0, | |
| "currency": "cash", | |
| "spend_requirement": 0, | |
| "timeframe_months": 0, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Bilt", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "rent", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hotel_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_bilt_travel_portal", | |
| "description": "$100 Bilt travel portal hotel credit ($50 semi-annually, 2-night min)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bilt_palladium": { | |
| "name": "Bilt Palladium", | |
| "issuer": "bilt", | |
| "card_type": "credit", | |
| "annual_fee": 495.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 50000.0, | |
| "currency": "Bilt", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "Bilt", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "rent", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "hotel_credit", | |
| "annual_value": 400.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_bilt_travel_portal", | |
| "description": "$400 Bilt travel portal hotel credit ($200 semi-annually, 2-night min)" | |
| }, | |
| { | |
| "name": "bilt_cash_credit", | |
| "annual_value": 200.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$200 Bilt Cash deposited annually" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "lounge_access", | |
| "per_use_value": 30, | |
| "usage_key": "lounge_visits_per_year", | |
| "annual_cap": null, | |
| "description": "Priority Pass membership (+ 2 guests)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "barclays_jetblue_card": { | |
| "name": "Barclays JetBlue Card", | |
| "issuer": "barclays", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 10000.0, | |
| "currency": "JetBlue_TrueBlue", | |
| "spend_requirement": 1000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "JetBlue_TrueBlue", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "barclays_jetblue_plus": { | |
| "name": "Barclays JetBlue Plus", | |
| "issuer": "barclays", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 70000.0, | |
| "currency": "JetBlue_TrueBlue", | |
| "spend_requirement": 1000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "JetBlue_TrueBlue", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "jetblue_vacations_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$100 JetBlue Vacations credit" | |
| }, | |
| { | |
| "name": "mosaic_status_after_50_000_annual_spend", | |
| "annual_value": 50000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "Mosaic status after $50,000 annual spend" | |
| } | |
| ], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "united_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + up to 3 companions)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "barclays_jetblue_business": { | |
| "name": "Barclays JetBlue Business", | |
| "issuer": "barclays", | |
| "card_type": "credit", | |
| "annual_fee": 99.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 60000.0, | |
| "currency": "JetBlue_TrueBlue", | |
| "spend_requirement": 2000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "JetBlue_TrueBlue", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 6.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "office_supply", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [ | |
| { | |
| "name": "free_checked_bag", | |
| "per_use_value": 35, | |
| "usage_key": "united_flights_per_year", | |
| "annual_cap": null, | |
| "description": "Free first checked bag (cardholder + up to 3 companions)" | |
| } | |
| ], | |
| "notes": "" | |
| }, | |
| "wells_fargo_autograph": { | |
| "name": "Wells Fargo Autograph", | |
| "issuer": "wells_fargo", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 20000.0, | |
| "currency": "WF_Rewards", | |
| "spend_requirement": 1000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "WF_Rewards", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "streaming", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "transit", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "telecom", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "wells_fargo_autograph_journey": { | |
| "name": "Wells Fargo Autograph Journey", | |
| "issuer": "wells_fargo", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": { | |
| "amount": 60000.0, | |
| "currency": "WF_Rewards", | |
| "spend_requirement": 4000.0, | |
| "timeframe_months": 3, | |
| "additional_tiers": null | |
| }, | |
| "point_system": "WF_Rewards", | |
| "is_transferable": true, | |
| "earning_rates": [ | |
| { | |
| "category": "hotels_direct", | |
| "rate": 5.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "flights_direct", | |
| "rate": 4.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "50_airline_statement_credit", | |
| "annual_value": 50.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "$50 airline statement credit" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "atmos_rewards_summit": { | |
| "name": "Atmos Rewards Summit", | |
| "issuer": "bofa", | |
| "card_type": "credit", | |
| "annual_fee": 395.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "Atmos", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "companion_certificate", | |
| "annual_value": 200, | |
| "usability": "conditional", | |
| "usability_key": "delta_flights_per_year", | |
| "description": "25,000-point Global Companion Award (no spend requirement; valid 12 months)" | |
| }, | |
| { | |
| "name": "100_000_point_global_companion_award_wit", | |
| "annual_value": 60000.0, | |
| "usability": "conditional", | |
| "usability_key": null, | |
| "description": "100,000-point Global Companion Award with $60,000 annual spend" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bofa_customized_cash_rewards": { | |
| "name": "BofA Customized Cash Rewards", | |
| "issuer": "bofa", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "groceries", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "gas", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "online_shopping", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "drugstores", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bofa_unlimited_cash_rewards": { | |
| "name": "BofA Unlimited Cash Rewards", | |
| "issuer": "bofa", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bofa_premium_rewards": { | |
| "name": "BofA Premium Rewards", | |
| "issuer": "bofa", | |
| "card_type": "credit", | |
| "annual_fee": 95.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "BofA", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "airline_incidental_credit", | |
| "annual_value": 100.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_airline_incidentals", | |
| "description": "$100 airline incidental credit" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 25.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$100 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bofa_premium_rewards_elite": { | |
| "name": "BofA Premium Rewards Elite", | |
| "issuer": "bofa", | |
| "card_type": "credit", | |
| "annual_fee": 550.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "BofA", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "dining", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "travel", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [ | |
| { | |
| "name": "airline_incidental_credit", | |
| "annual_value": 300.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_airline_incidentals", | |
| "description": "$300 airline incidental credit" | |
| }, | |
| { | |
| "name": "streaming_credit", | |
| "annual_value": 150.0, | |
| "usability": "conditional", | |
| "usability_key": "uses_rideshare", | |
| "description": "$150 lifestyle credit (rideshare, food delivery, streaming, fitness)" | |
| }, | |
| { | |
| "name": "global_entry_credit", | |
| "annual_value": 30.0, | |
| "usability": "conditional", | |
| "usability_key": "has_global_entry", | |
| "description": "$120 Global Entry/TSA PreCheck credit (every 4 years)" | |
| } | |
| ], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "bofa_travel_rewards": { | |
| "name": "BofA Travel Rewards", | |
| "issuer": "bofa", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "BofA", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "travel", | |
| "rate": 3.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| }, | |
| { | |
| "category": "everything_else", | |
| "rate": 1.5, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| }, | |
| "us_bank_smartly": { | |
| "name": "US Bank Smartly", | |
| "issuer": "us_bank", | |
| "card_type": "credit", | |
| "annual_fee": 0.0, | |
| "annual_fee_first_year": null, | |
| "signup_bonus": null, | |
| "point_system": "cash", | |
| "is_transferable": false, | |
| "earning_rates": [ | |
| { | |
| "category": "everything_else", | |
| "rate": 2.0, | |
| "annual_cap_usd": null, | |
| "rate_after_cap": null | |
| } | |
| ], | |
| "credits": [], | |
| "perks": [], | |
| "notes": "" | |
| } | |
| }, | |
| "point_valuations": { | |
| "MR": 2.0, | |
| "UR": 2.05, | |
| "TYP": 1.9, | |
| "Capital_One": 1.85, | |
| "Bilt": 2.2, | |
| "Delta_SkyMiles": 1.3, | |
| "United_MileagePlus": 1.4, | |
| "Hilton_Honors": 0.5, | |
| "Marriott_Bonvoy": 0.75, | |
| "SW_Rapid_Rewards": 1.5, | |
| "IHG": 0.55, | |
| "Hyatt": 2.0, | |
| "Aeroplan": 1.6, | |
| "Amazon": 1.0, | |
| "AAdvantage": 1.5, | |
| "JetBlue_TrueBlue": 1.4, | |
| "WF_Rewards": 1.65, | |
| "Atmos": 1.8, | |
| "BofA": 1.0, | |
| "cash": 1.0 | |
| } | |
| } | |