upd

app.py

@@ -9,7 +9,13 @@ from big_query import BigQuery
 
 st.title("Welcome to ABC Bank")
 
-model = joblib.load('model_final.joblib')
+#using cache resource to save the model so that it will not be loading for each sessions
+@st.cache_resource
+def load_model():
+    model = joblib.load('model_final.joblib')
+    return model
+
+model = load_model()
 #Even though we are not going to use gender to predict the loan status,
 #we will be getting the gender data for future plans/schemes.
 with st.form('Loan Form',clear_on_submit=True):