utils/quizdata.py

quizzes_data = {
    1: {
        "title": "Module 1: Understanding Money",
        "description": "Learn the fundamentals of money and its roles",
        "level": "Beginner",
        "duration": "15 min",
        "questions": [
            {
                "question": "What is the primary purpose of money as described in the sources?",
                "options": [
                    "To collect shiny metal pieces and colorful paper bills",
                    "To help us get the things we need and want by trading fairly",
                    "To store in a piggy bank for a very long time",
                    "To carry around chickens and cows for trading"
                ],
                "answer": "To help us get the things we need and want by trading fairly",
                "explanation": "Money serves as a medium to facilitate fair trading for goods and services."
            },
            {
                "question": "Which of the following is NOT described as one of money's 'three amazing superpowers'?",
                "options": [
                    "Medium of Exchange (Trading Helper)",
                    "Store of Value (Saving Superpower)",
                    "Unit of Account (Measuring Tool)",
                    "Power to make things appear instantly"
                ],
                "answer": "Power to make things appear instantly",
                "explanation": "The three superpowers of money are medium of exchange, store of value, and unit of account."
            },
            {
                "question": "Before money existed, what was the system people used to get things they needed?",
                "options": [
                    "Using digital money",
                    "Bartering, which means trading stuff directly",
                    "Paying with stamped coins",
                    "Using precious metals like gold"
                ],
                "answer": "Bartering, which means trading stuff directly",
                "explanation": "Bartering was the direct exchange of goods and services before money was used."
            },
            {
                "question": "In Jamaica, which of these is an example of 'notes' or paper money?",
                "options": ["$1 coin", "$10 coin", "$5000 note", "Digital money"],
                "answer": "$5000 note",
                "explanation": "Notes refer to paper currency, such as the $5000 note in Jamaica."
            },
            {
                "question": "According to the sources, what is a 'need'?",
                "options": [
                    "Something you'd really like to have, like a new video game",
                    "Something you absolutely must have to live a healthy and safe life",
                    "An extra snack or fancy juice",
                    "A cool toy or concert tickets"
                ],
                "answer": "Something you absolutely must have to live a healthy and safe life",
                "explanation": "Needs are essentials required for survival and well-being, like food and shelter."
            },
            {
                "question": "If you have $500 JMD and need new school shoes for $400, but also want patties for $300 and stickers for $200, what is the smart choice?",
                "options": [
                    "Buy the patties and stickers, then worry about shoes later",
                    "Buy the shoes first, then save up for treats later",
                    "Buy only the patties and skip everything else",
                    "Spend all $500 on wants, hoping someone gives you shoes"
                ],
                "answer": "Buy the shoes first, then save up for treats later",
                "explanation": "Prioritizing needs like school shoes ensures essential expenses are covered first."
            },
            {
                "question": "What does 'earning money' mean?",
                "options": [
                    "Receiving money without doing anything",
                    "Getting paid when you do something helpful or valuable for someone else",
                    "Finding money on the ground",
                    "Spending money on things you want"
                ],
                "answer": "Getting paid when you do something helpful or valuable for someone else",
                "explanation": "Earning money involves providing value or services in exchange for payment."
            },
            {
                "question": "When you earn money, the sources suggest a '3-Way Split.' What are the three categories?",
                "options": [
                    "Food, clothes, shelter",
                    "Save, spend, share",
                    "Coins, notes, digital",
                    "Needs, wants, gifts"
                ],
                "answer": "Save, spend, share",
                "explanation": "The 3-Way Split involves dividing money into saving, spending, and sharing."
            },
            {
                "question": "What is the definition of 'saving money'?",
                "options": [
                    "Spending all your money right away on things you want",
                    "Putting some of your money aside instead of spending it right away, so you can use it later",
                    "Trading money for goods and services",
                    "Giving all your money to others"
                ],
                "answer": "Putting some of your money aside instead of spending it right away, so you can use it later",
                "explanation": "Saving involves setting money aside for future use rather than immediate spending."
            },
            {
                "question": "According to the sources, what does 'spending wisely' primarily involve?",
                "options": [
                    "Buying the first thing you see, regardless of price",
                    "Thinking carefully before you use your money to get the most value out of it",
                    "Only buying wants and avoiding needs",
                    "Spending all your money as quickly as possible"
                ],
                "answer": "Thinking carefully before you use your money to get the most value out of it",
                "explanation": "Spending wisely means making thoughtful decisions to maximize value."
            }
        ]
    },
    2: {
        "title": "Module 2: Basic Budgeting",
        "description": "Learn how to create and manage a simple budget",
        "level": "Beginner",
        "duration": "15 min",
        "questions": [
            {
                "question": "What is a budget described as in the sources?",
                "options": [
                    "A random guess about how much money you might spend",
                    "A plan for your money, deciding how much to spend, save, or give away",
                    "A list of all the things you want to buy",
                    "A way to make money without working"
                ],
                "answer": "A plan for your money, deciding how much to spend, save, or give away",
                "explanation": "A budget is a strategic plan to allocate money for various purposes."
            },
            {
                "question": "Why are budgets important, according to the sources?",
                "options": [
                    "They allow you to spend all your money on fun things without consequences",
                    "They help you avoid spending all your money in one place and ensure money lasts for needs and wants",
                    "They show you how much money you can borrow",
                    "They are only for grown-ups and not relevant for kids"
                ],
                "answer": "They help you avoid spending all your money in one place and ensure money lasts for needs and wants",
                "explanation": "Budgets help manage money effectively to cover both needs and wants."
            },
            {
                "question": "What is 'income' in the context of personal finance?",
                "options": [
                    "Money you spend on snacks and bus fare",
                    "Money you get, like allowance, gifts, or cash from helping out",
                    "The total cost of items you sell",
                    "The amount of money you lose in a business"
                ],
                "answer": "Money you get, like allowance, gifts, or cash from helping out",
                "explanation": "Income is the money received from various sources like allowances or earnings."
            },
            {
                "question": "What are 'expenses' defined as?",
                "options": [
                    "Money coming into your pocket",
                    "Money you save for future goals",
                    "The things you spend your money on, like snacks or school supplies",
                    "Extra money left over after all spending"
                ],
                "answer": "The things you spend your money on, like snacks or school supplies",
                "explanation": "Expenses are the costs incurred when spending money on goods or services."
            },
            {
                "question": "If your income is JMD 500 and your expenses are JMD 300, how much money do you have left to save or spend later?",
                "options": ["JMD 800", "JMD 500", "JMD 200", "JMD 300"],
                "answer": "JMD 200",
                "explanation": "Subtracting expenses (JMD 300) from income (JMD 500) leaves JMD 200."
            },
            {
                "question": "What is 'profit' in a business context?",
                "options": [
                    "When you spend more money than you make",
                    "The money you owe to others",
                    "When you make more money than you spend after paying for everything",
                    "The total amount of money you earn from sales, before subtracting costs"
                ],
                "answer": "When you make more money than you spend after paying for everything",
                "explanation": "Profit is the money left after subtracting all business costs from revenue."
            },
            {
                "question": "What is 'loss' in a business context?",
                "options": [
                    "When you make more money than you spend",
                    "When you spend more money than you make",
                    "The total sales from your products",
                    "The money you save from your earnings"
                ],
                "answer": "When you spend more money than you make",
                "explanation": "A loss occurs when business expenses exceed the revenue earned."
            },
            {
                "question": "If you spend JMD 200 on ingredients for bulla cakes and sell them for JMD 500, what is your profit?",
                "options": ["JMD 200", "JMD 500", "JMD 300", "JMD 700"],
                "answer": "JMD 300",
                "explanation": "Profit is revenue (JMD 500) minus costs (JMD 200), which equals JMD 300."
            },
            {
                "question": "What is a 'saving goal'?",
                "options": [
                    "Spending all your money on small items right away",
                    "A target you set to save up for something special",
                    "A plan to lend money to friends",
                    "An unexpected expense that reduces your money"
                ],
                "answer": "A target you set to save up for something special",
                "explanation": "A saving goal is a specific target for accumulating money for a future purpose."
            },
            {
                "question": "What is 'opportunity cost' when making money choices?",
                "options": [
                    "The total amount of money you have",
                    "The money you earn from a business",
                    "What you give up when you pick one thing over another",
                    "The cheapest price for an item"
                ],
                "answer": "What you give up when you pick one thing over another",
                "explanation": "Opportunity cost is the value of the next best alternative forgone when making a choice."
            }
        ]
    },
    3: {
        "title": "Module 3: Money in Action",
        "description": "Understand how money is used in everyday transactions",
        "level": "Beginner",
        "duration": "15 min",
        "questions": [
            {
                "question": "What are the common payment methods used in Jamaica mentioned in the sources?",
                "options": [
                    "Only trading goods directly",
                    "Jamaican dollars (coins/notes), cards, or mobile apps",
                    "Only digital money",
                    "Only large stone wheels as money"
                ],
                "answer": "Jamaican dollars (coins/notes), cards, or mobile apps",
                "explanation": "In Jamaica, payments can be made with cash, cards, or mobile apps."
            },
            {
                "question": "When paying with cash, what is an important step to ensure a fair transaction?",
                "options": [
                    "Just give any amount of money",
                    "Avoid looking at the shopkeeper",
                    "Always check your change to avoid being short-changed",
                    "Only use coins, never notes"
                ],
                "answer": "Always check your change to avoid being short-changed",
                "explanation": "Checking change ensures you receive the correct amount back in a transaction."
            },
            {
                "question": "What does 'keeping track of money' primarily involve?",
                "options": [
                    "Remembering only how much money you spend",
                    "Writing down or remembering what you earn and spend",
                    "Hiding your money in a secret place",
                    "Spending money as soon as you get it"
                ],
                "answer": "Writing down or remembering what you earn and spend",
                "explanation": "Tracking money involves recording both income and expenses for financial awareness."
            },
            {
                "question": "According to the sources, what can a small notebook be used for to track money?",
                "options": [
                    "To draw pictures of what you want to buy",
                    "To write down every dollar you get (income) and every dollar you spend (expenses)",
                    "To keep secret messages",
                    "To write down complicated math problems"
                ],
                "answer": "To write down every dollar you get (income) and every dollar you spend (expenses)",
                "explanation": "A notebook helps track financial transactions by recording income and expenses."
            },
            {
                "question": "What are 'taxes' primarily used for by the government?",
                "options": [
                    "To make things cost more for fun",
                    "To run the country and provide services like roads, schools, and hospitals",
                    "To give everyone free money",
                    "To buy luxury items for government officials"
                ],
                "answer": "To run the country and provide services like roads, schools, and hospitals",
                "explanation": "Taxes fund essential public services like infrastructure and education."
            },
            {
                "question": "In Jamaica, what is the common tax added to the price of goods like snacks or drinks?",
                "options": ["Income Tax", "Property Tax", "General Consumption Tax (GCT)", "Sales Tax"],
                "answer": "General Consumption Tax (GCT)",
                "explanation": "GCT is a tax applied to the sale of goods and services in Jamaica."
            },
            {
                "question": "If a patty costs JMD 100 and the GCT is 15%, what is the total cost with tax?",
                "options": ["JMD 100", "JMD 115", "JMD 85", "JMD 150"],
                "answer": "JMD 115",
                "explanation": "GCT of 15% on JMD 100 is JMD 15, so total cost is JMD 100 + JMD 15 = JMD 115."
            },
            {
                "question": "What does 'giving and sharing' primarily mean in the context of money?",
                "options": [
                    "Spending all your money on yourself",
                    "Using your money or time to help others, like donating to a charity",
                    "Only sharing with close family members",
                    "Lending money to friends without expecting it back"
                ],
                "answer": "Using your money or time to help others, like donating to a charity",
                "explanation": "Giving and sharing involve using resources to benefit others or support causes."
            },
            {
                "question": "Why is 'money safety' important?",
                "options": [
                    "To impress friends with how much money you have",
                    "To protect your money so it doesn't get lost or stolen",
                    "To hide money from your family",
                    "To always carry all your money with you"
                ],
                "answer": "To protect your money so it doesn't get lost or stolen",
                "explanation": "Money safety ensures your funds are secure from loss or theft."
            },
            {
                "question": "Which of these is a key tip for money safety?",
                "options": [
                    "Always show off your cash in public to prove you have it",
                    "Share your bank card PIN or app passwords with trusted friends",
                    "Keep your money in a small wallet or pocket and only take out what you need",
                    "Buy anything that sounds 'too good to be true'"
                ],
                "answer": "Keep your money in a small wallet or pocket and only take out what you need",
                "explanation": "Carrying only necessary money reduces the risk of loss or theft."
            }
        ]
    },
    4: {
        "title": "Module 4: Simple Business Ideas",
        "description": "Learn the basics of starting and running a small business",
        "level": "Beginner",
        "duration": "15 min",
        "questions": [
            {
                "question": "What is a 'business' as defined in the sources?",
                "options": [
                    "When someone spends money on their wants",
                    "When someone makes or sells something to earn money",
                    "When people only trade things directly (bartering)",
                    "A place where you can only buy things, not sell"
                ],
                "answer": "When someone makes or sells something to earn money",
                "explanation": "A business involves creating or selling products/services to generate income."
            },
            {
                "question": "What is the starting point for any business idea?",
                "options": [
                    "Just hoping people will buy something",
                    "Figuring out something people want or need",
                    "Spending all your money on supplies",
                    "Waiting for someone else to tell you what to sell"
                ],
                "answer": "Figuring out something people want or need",
                "explanation": "A successful business starts by identifying a demand for a product or service."
            },
            {
                "question": "What are 'costs' in a business?",
                "options": [
                    "The money you earn from selling things",
                    "The money you spend to run your business",
                    "The extra money you get to keep after sales",
                    "The price customers pay for your product"
                ],
                "answer": "The money you spend to run your business",
                "explanation": "Costs are the expenses incurred to operate a business, like supplies or transport."
            },
            {
                "question": "Which of these is an example of a 'fixed cost' for a lemonade stand?",
                "options": [
                    "The lemons bought for each batch of lemonade",
                    "The sugar used in the lemonade",
                    "A table you use every day to sell your lemonade",
                    "The cups given to customers"
                ],
                "answer": "A table you use every day to sell your lemonade",
                "explanation": "Fixed costs, like a table, remain constant regardless of sales volume."
            },
            {
                "question": "What is 'revenue' in a business?",
                "options": [
                    "The money you have left after paying for everything",
                    "The total money you spend to make your product",
                    "The total money you get from your customers from sales, before subtracting costs",
                    "The amount of profit you make"
                ],
                "answer": "The total money you get from your customers from sales, before subtracting costs",
                "explanation": "Revenue is the total income from sales before deducting any expenses."
            },
            {
                "question": "If you sell 10 bottles of sorrel drink at J$100 each, what is your total revenue?",
                "options": ["J$100", "J$10", "J$1,000", "J$900"],
                "answer": "J$1,000",
                "explanation": "Revenue is calculated as 10 bottles x J$100 per bottle = J$1,000."
            },
            {
                "question": "What is 'profit' in a business context?",
                "options": [
                    "The money you owe to suppliers",
                    "The money you have left after you subtract your costs from your revenue",
                    "The total amount of money you earn before any costs",
                    "The amount of money you lose when a business doesn't do well"
                ],
                "answer": "The money you have left after you subtract your costs from your revenue",
                "explanation": "Profit is the net income after subtracting all business costs from revenue."
            },
            {
                "question": "If your revenue from selling mangoes is J$1,000 and your costs (baskets, transport) are J$400, what is your profit?",
                "options": ["J$1,400", "J$400", "J$1,000", "J$600"],
                "answer": "J$600",
                "explanation": "Profit is revenue (J$1,000) minus costs (J$400), which equals J$600."
            },
            {
                "question": "What is 'advertising' primarily about in business?",
                "options": [
                    "Keeping your business a secret",
                    "Telling people about your business so they know what you're selling",
                    "Only giving away free samples",
                    "Spending a lot of money on billboards"
                ],
                "answer": "Telling people about your business so they know what you're selling",
                "explanation": "Advertising promotes your business to attract customers."
            },
            {
                "question": "Which of these is a simple, low-cost advertising idea for a small business?",
                "options": [
                    "Buying expensive TV commercials",
                    "Making a clear, catchy sign or spreading the word through friends and neighbours",
                    "Printing thousands of flyers for every house in the city",
                    "Hiring a famous celebrity to endorse your product"
                ],
                "answer": "Making a clear, catchy sign or spreading the word through friends and neighbours",
                "explanation": "Low-cost advertising, like signs or word-of-mouth, is effective for small businesses."
            }
        ]
    }
}