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Bridgewater International College March 2, 2023 by Comman Bridgewater International College is a private institution located in Sinamangal, Kathmandu, Nepal. The college was established in 2010 to provide quality education to students pursuing higher education in Nepal. The college offers ten-plus two and undergraduate programs. It is affiliated with NEB and Tribhuvan University. 1 About This College 2 Facilities Offered: 2.1 Offered Programs: National Examinations Board/Tribhuvan University 3 Best College In Sinamangal 4 Location Map Of This College 5 Share this: This college has a team of experienced and qualified faculty members who are committed to providing quality education and preparing students for successful careers. It has a modern infrastructure with well-equipped classrooms, computer labs, a library, and a student lounge. The college also has a spacious cafeteria that serves a variety of nutritious meals for students and faculty members. It has a student-centered approach and emphasizes practical learning through internships, case studies, and project-based learning. About This College Name: Bridgewater International College Address: Sinamangal, Kathmandu, Nepal Establishment: 2010 A.D. Contact: 9771 4481590/4480069 Type: Private Institution Facilities Offered: Well-Furnished Classrooms Computer & Science Lab Offered Programs: National Examinations Board/Tribhuvan University -Ten Plus Two (+2) Humanities -Ten Plus Two (+2) Management -Ten Plus Two (+2) Science -Bachelor of Business Studies (BBS) -Bachelor of Computer Application (BCA) Best College In Sinamangal Bridgewater International College is one of the best colleges located in the Sinamangal area. This college has a range of extracurricular activities and student clubs that provide opportunities for students to develop their skills and interests. Teachers encourage students to participate in sports, cultural events, and community service activities. It also has a dedicated career services department that provides guidance and support to students in their career development. The college has a reputation for academic excellence and has been recognized for its quality of education by various educational bodies. It is a popular choice for students who wish to pursue higher education in Nepal and are looking for an international standard education. Location Map Of This College In conclusion, if you are looking for the best ten-plus two or bachelor-level college then visit Kpadhne.com, the largest education network in Nepal. Here on this website, you can quickly find lists of public and private colleges affiliated with different universities in any location you want. Chelsea International Academy Griha Boys Hostel Categories Colleges Tags + 2 management, +2 humanities, +2 Science, aoc butwal, aoc nepal, bagmati pradesh college, best college in bhaktapur, best college in kathamndu, bridgewater international school, top 10 college in nepal

Pickens SC Car Accident Lawyer Car Accidents Can Be Devastating Car accidents have the potential to cause a tremendous and devastating amount of damage; this can include physical damage done to your person and your possessions (such as your car) and mental and emotional trauma to yourself as well as your passengers. Injuries can necessitate visits to generalist and specialist medical professionals and different medications to help you relax and live life without any unnecessary pain. With a growing stack of medical bills, the many doctors’ appointment, and the pain you may be trying to manage, the last thing you need to worry about is trying to figure out how to complete complex legal documents, gather all the necessary paperwork and documentation, and everything else that goes along with filing a personal injury lawsuit. That’s where the knowledgeable, experienced attorneys with The Law Office of Stephen M Krause PA would like to help. We have decades of experience dealing with cases just like yours.\ What Can The Law Office of Stephen M Krause PA Do for You? The Law Office of Stephen M Krause PA are car accident attorneys serving Pickens and the rest of Upstate, SC. When you call 864-225-4000, you can ask to schedule a free consultation with one of our experienced legal professionals. At that appointment, you will have the opportunity to share the details of your story with the attorney who will be able to answer your specific questions and provide information to you based on the particulars of your situation. At the same time, you may be interested to discover all of the ways that we can help you: We will thoroughly research and investigate your claim, gathering all of the relevant information (including witness statements and police reports) in order to best serve you and get you the most compensation. South Carolina law provides a limited amount of time after an auto accident in which you are legally able to file a claim for compensation; contact us today if you are considering making a claim so that we can tell you more about the timelines regarding your case. We have successfully handled personal injury accidents involving cars, semi-trailer trucks, buses, and motorcycles; we have represented and continues to represent clients in Anderson, Greenville, Abbeville, Spartanburg, and throughout South Carolina. If you have sustained injuries in any kind of vehicular crash, call us; we will stand by you in court to help recover damages so that you can go back to living your normal life as soon as possible. We’re here to help you. Call us today for your free consultation. You will not be required to hire us, and we may even take your case on a contingency basis, which means that we do not get paid unless and until you do. If you are not awarded any financial compensation, you will not have to pay us, but when we do win your case, we only take a percentage of your winnings, so you will never need to worry about how you will manage to pay us. Call us today at 864-225-4000 to find out more about how our law firm will be able to help you win ample financial compensation for your injuries and any damage to yourself and your possessions.

Maxime Cloutier et Gabriel Di Genova promoted to Partners of KRB! Maxime and Gabriel’s career paths are overflowing with success and we are particularly proud that they choose to use their experience for the benefit of our clients at KRB. Maxime’s experience and know-how are invaluable to his team in M&A, corporate law, and commercial law, allowing the firm to skillfully advise and assist clients in complex transactions. Gabriel played a leading role in setting up our litigation department and is a driving force to the continued success of the department. He is recognized for his speed and dedication to all the causes that occupy him. Join us in congratulating our colleagues Maxime and Gabriel!

Security guard for Family Research Council shot in arm in Washington; suspect in custody WASHINGTON (AP) — A security guard for a conservative Christian lobbying group has been shot in the arm in the nation’s capital. Police Chief Cathy Lanier says a man walked into the Family Research Council in the city’s Chinatown neighborhood about 10:45 a.m. Wednesday and was confronted by a security guard, whom he shot. The guard and others wrestled the man to the ground and he was taken into custody by the FBI. The FBI and police say it’s too early to know the circumstances of the shooting and whether it was connected to the Family Research Council’s activities. The group says the guard was employed by the organization. The group strongly opposes gay marriage and says it advocates “faith, family and freedom in public policy and public opinion.”

Two High-Ranking U.S. Congressional Delegations Visit Lao PDR Home ໜ້າຫຼັກ | Two High-Ranking U.S. Congressional Delegations Visit Lao PDR

The First Female Sheriff in the USA was in Texas and from Texas … Of Course Please check out my author page on Amazon to find more strong women of the West! Emma Daugherty was born in Dallas, TX in 1871. No one would have guessed this delightful, petite child with the quick wit would become the nation’s first female sheriff. And why does it not surprise me the nations’s first female sheriff was a sheriff in Texas? Emma started her professional career quietly enough as a school teacher. In the meantime, John Riley Bannister, born in 1854, enlisted as a Texas Ranger in the 1880’s. He assisted in the delivery and/or capture of famous outlaws John Wesley Hardin and Sam Bass. After a few years, he resigned and worked variously as a rail road detective, cattle inspector, and Treasury agent. His first wife died in 1892, leaving the lawman with five young children to raise. To his credit, he didn’t run out and marry the first gal he could. Two years later, John married Emma and took her away from her classroom duties. Over the next ten years, the Banisters would try their hands at various professions, including farming, but law enforcement was the vocation her husband knew best. He made time for his young wife, though, and together they added four children to the five already in tow. Emma loved writing and somehow found time to work as a correspondent for the San Angelo Standard Times. John was elected Sheriff of Coleman County, TX in 1914. The family, all eleven of them, moved to an apartment on the first floor of the jail. Along with her work as wife and mother and reporter, Emma assisted her husband as his office deputy. I.e., she did all the paperwork. They must have worked well together as John was elected to a second term. In 1918, though, he suffered a stroke and died, only a week after winning a primary election for sheriff for a possible third term. The election results, however, were close, requiring a runoff among the three candidates. The county officials asked Emma if she would serve out the remaining months of her husband’s term while the campaigning continued and she agreed. Without any real fanfare, she became the first female sheriff in the United States. An intrepid reporter from the New York World picked up on the story and for fifteen minutes, Emma was famous. She did not, however, see herself as such. Grieving the loss of a husband she loved, Emma stepped down at the end of her husband’s term and returned to the farm. In her three months as sheriff, she never carried a gun. A short, slightly pudgy woman, she figured if a man was intent on causing trouble, he’d just take it away from her anyway. Emma passed away at the ripe old age of 84. Tags: a lady in defiance, American women, American Women in the Revolutionary War, Ben Franklin, Benjamin Tallmadge, Benjamin Tallmedge, Colonial America, culper spy ring, Daughters of the American Revolution, first female sheriff, George Washington, girls and guns, Glenn Beck, heather blanton, heather frey blanton, historical fiction, http://www.facebook.com/heatherfreyblanton, national rifle association, Old West History, Revolutionary War, Robert Townsend, second amendment, Shurley Plantation, Turn on AMC, War for Independence, Washington's spy ring, what was the revolutionary war, what was the revolutionary war about, when was the revolutionary war, who was in the revolutionary war, Women in Texas History, women spies in the american revolution

My Finals Craving What do students do best in Finals Week? Two things: find ways to procrastinate and eat. https://lagente.org/wp-content/uploads/2011/03/chimichanga.jpg 460 734 Maria Renteria https://lagente.org/wp-content/uploads/2014/04/LAGENTE156H.png Maria Renteria2011-03-06 11:05:462015-01-22 19:45:24My Finals Craving

Exhibit Overview The spotlight on Impressionism in California has had both positive and negative repercussions. While increased interest has led to exhibitions and books that have surveyed and, for the first time, studied artists in California during the early part of the twentieth century, it has also effectively ghettoized these artists. Even more troubling is an underlying perception by Eastern critics that West Coast artists—merely by a geographic twist of fate—were not among the first rank. Although in some cases this is undoubtedly true, the same could be said of artists anywhere in the country. We would never think of Childe Hassam as a regional Connecticut painter, even though he spent a significant amount of time there during the beginning of the century. Nor would we consider John Twachtman, who lived and worked primarily in New England, as a regional artist. The same standards should apply to painters such as Maurice Braun, considered the dean of San Diego painters, who went back and forth to the East Coast, and lived in Connecticut during the early 1920s before returning permanently to Southern California Colin Campbell Cooper spent the last several years of his life in California; however, he was one of the first artists to be inspired by the growing skyline of New York City, in addition to the exotic locales of India and Burma. William Ritschel, traditionally associated with Northern California, not only exhibited at the National Academy of Design in New York City beginning in 1905, but also continued to exhibit there every year until 1938. His two-year trip around the world in 1924 culminated in an exhibition of works at the Milch Gallery in New York City. These artists perceived themselves as part of the international art community, and their diverse backgrounds and experiences serve as a clear testament to their roles as American Impressionists. Outlook/Insight: The LCAD Effect From 03/25/2023 through 05/21/2023 Unseen Ties: The Visual Collection of Sherman Libr … Facing the Giant – Three Decades of Dissent: …

# A B C D E F G H I J K L M N O P Q R S T U V W X Y [Z] zbdblues zheive zrmedia

Justia › US Law › Case Law › Federal Courts › District Courts › Arizona › District of Arizona › 2009 › Bjornstad v. Senior American Life Insurance Company, et al › Filing 54 Bjornstad v. Senior American Life Insurance Company, et al, No. 2:2008cv00248 - Document 54 (D. Ariz. 2009) Court Description: ORDER denying 25 Motion for Summary Judgment FURTHER ORDERED granting in part and denying in part 26 Motion for Partial Summary Judgment. Signed by Judge G Murray Snow on 3/2/09.(MAP) Bjornstad v. Senior American Life Insurance Company, et al 1 Doc. 54 WO 2 3 4 5 6 IN THE UNITED STATES DISTRICT COURT 7 FOR THE DISTRICT OF ARIZONA 8 9 10 11 12 13 14 15 16 17 18 PATRICE BJORNSTAD as trustee of) THE THOMAS AND ISIS DAVIDSON) FAMILY TRUST, on behalf of ISIS) ) DAVIDSON, ) ) Plaintiff, ) ) vs. ) ) S E N I O R A M E R I C A N L I F E) INSURANCE COMPANY, a foreign) corporation; BLACK CORPORATIONS) I-X; WHITE PARTNERSHIPS I-X;) JOHN DOES I-X; and JANE DOES I-X,) ) ) Defendants. ) ) No. CV-08-00248-PHX-GMS ORDER 19 20 Pending before the Court is the Motion for Summary Judgment of Defendant Senior 21 American Life Insurance Company (Dkt. # 25) and the Motion for Partial Summary 22 Judgment of Plaintiff Patrice Bjornstad, as trustee of the Thomas and Isis Davidson Family 23 Trust, on behalf of Isis Davidson (Dkt. # 26). For the following reasons, the Court denies 24 Defendant’s motion and grants Plaintiff’s motion in part and denies it in part. 25 BACKGROUND 26 Effective March 20, 2002, Ms. Isis Davidson obtained a “Home Health Care Insurance 27 Policy” (“the Policy”) from Defendant. (Dkt. # 29 Ex. A at 1.) The Policy provides for 28 payment of health care benefits (but not residency charges) to Ms. Davidson if she is unable Dockets.Justia.com 1 to perform two or more activities of daily living or is afflicted with cognitive impairment. 2 The parties agree that Ms. Davidson is currently unable to perform two or more activities of 3 daily living and that Ms. Davidson has made all premium payments required for coverage 4 under the Policy. 5 To be eligible for benefits under the Policy, however, Ms. Davidson must also be 6 living in her “Home.” “Home” is defined as “Your personal residence, whether it be in a 7 private dwelling, or a home for the retired or aged. It does not include a hospital, sanitarium 8 or Nursing Facility.” (Id. at 5.) The term “Nursing Facility” appears in bold print in the 9 Policy, which elsewhere provides that “important words and terms appear in bold print. 10 They appear in bold print where they are defined.” (Id.) Defendant agrees that, according 11 to this language, bolded terms are to be defined in the Policy. (Dkt. # 29 Ex. R at 2.) The 12 Policy, however, provides no definition of “Nursing Facility.” 13 On October 15, 2002, Ms. Davidson, who has a medical history of mental 14 deterioration,1 began living at Merrill Gardens, an assisted living facility. While living there, 15 Ms. Davidson received assisted living services. On April 9, 2006, Ms. Davidson fell and was 16 hospitalized. Doctors determined that she would thereafter require continuous care. Ms. 17 Davidson returned to Merrill Gardens on April 14, but she stayed only four more days. 18 On April 18, 2006, Ms. Davidson moved into Legacy Village in Mesa, where she 19 continues to reside.2 Legacy Village is a center for directed care that does not have an 20 independent living section. According to its Executive Director, it is licensed to operate as 21 an assisted living facility and “is not licensed to operate as a Nursing Facility.” (Dkt. # 29 22 Ex. K at 1.) The Executive Director has further testified that “Legacy Village does not 23 provide skilled nursing care to [Ms.] Davidson,” “does not provide skilled nursing care to 24 25 1 26 27 28 Plaintiff characterizes Ms. Davidson as suffering from Alzheimer’s Disease, while Defendant asserts that she suffers from dementia. 2 At the time she relocated, Legacy Village was known as Encore Senior Village. It has since been renamed Legacy Village. -2- 1 any of its residents,” and “is not permitted to provide skilled nursing care to [Ms.] Davidson 2 or any [of] its residents” under Arizona law. (Dkt. # 38 Ex. T at 1-2.) 3 Around the time Ms. Davidson moved into Legacy Village, Plaintiff contacted 4 Defendant about receiving benefits under the Policy. The parties dispute exactly what 5 transpired during that phone call, as well as the precise nature of the communications 6 between them throughout 2006 and the first half of 2007. Plaintiff states that in the initial 7 phone call a representative of Defendant advised her that Ms. Davidson would only be 8 eligible for benefits if she lived in a home that she owned. (Dkt. # 29 Ex. B at 2 ¶ 11.) 9 Defendant points out that its call log states that Plaintiff was advised that “care must be 10 provided in [the] insured’s personal residence,” which does not necessarily mean a home that 11 is owned, and that Defendant’s call log for the day in question does not report the statement 12 that Plaintiff claims was made. (Dkt. # 35 Ex. B at 7.) 13 Seeking coverage, Plaintiff made further phone calls to Defendant’s customer service 14 department throughout April and May of 2006. Although the reasons are not entirely clear 15 from the record, the Policy was thereafter cancelled. The cancellation was backdated to 16 April 14, the date Ms. Davidson left the hospital following her fall. Plaintiff characterizes 17 the cancellation as being the result of Defendant’s misrepresentations, a notion Defendant 18 disputes, although neither party elaborates on the point further. 19 communication between the parties, Defendant reinstated the policy on October 13, 2006. 20 Plaintiff apparently continued to pursue coverage under the Policy, for in a letter dated Following further 21 November 27, 2006, one of Defendant’s claims managers wrote to Plaintiff: 22 The invoices submitted from [Legacy Village] state a monthly “Rent” charge of $3,695 . . . . Based on these invoices we are unable to determine what percentage of this charge is for Home Health Care versus the charge for room and board. In order to fully evaluate this claim for benefits we have requested additional documentation from [Legacy Village]. . . . 23 24 25 26 Upon receipt of this documentation we will give this claim our prompt attention and advise you of our claim determination. 27 28 -3- 1 (Dkt. # 29 Ex. E at 1-2.) Plaintiff characterizes this letter as a de-facto denial based on the 2 supposed inability to segregate residence and health care charges. Defendant views it simply 3 as a request for further documentation. 4 In another letter, dated December 27, 2006, Defendant stated: 5 Mrs. Davidson entered [Legacy Village] at the “Basic Care” level which suggests a minimal amount of care required. As her care needs increase and she requires “Intermediate Care” and/or “Advanced Care” as indicated in the brochure from Legacy Village, she will not incur a charge for the increased level of care. 6 7 8 Mrs. Davidson’s policy is a Home Health Care policy which will not pay benefits for charges for rest care, hotel or retirement expense or other expenses which are related to the insured’s residence and not their health. 9 10 11 12 Based on the documentation submitted, we are unable to extend benefits for Home Health Care when the charges incurred are for the insured’s residence. 13 (Dkt. # 29 Ex. F at 1.) Plaintiff views this as a denial under a new theory propounded by 14 Defendant that all of Ms. Davidson’s charges relate to residential costs and none relate to 15 health care costs. Defendant disagrees, stating that the letter was simply “explaining that 16 under the terms and conditions of eligibility of the policy [Defendant] was unable to extend 17 benefits for charges incurred for the insured’s residence rather than for her health.” (Dkt. # 18 35 at 6.) 19 Defendant does agree, however, that it denied benefits on January 15, 2007, on the 20 ground that Ms. Davidson’s charges at Legacy Village were related to residence rather than 21 health care. The letter denying benefits relies on precisely the same reasoning as the letter 22 Defendant sent on December 27, 2006. (Dkt. # 29 Ex. G at 1.) In fact, the January 15 letter 23 refers Plaintiff back to the December 27 letter. 24 Plaintiff continued to pursue benefits under the Policy, sending Defendant a 25 breakdown of Ms. Davidson’s health care and residential costs at Legacy Village. On May 26 11, 2007, Defendant wrote back to Plaintiff that “as [Legacy Village] is not an independent 27 living facility, I fail to see how home health care is applicable” and that “Mrs. Davidson, by 28 your admission, entered Legacy Village unable to perform at least three activities of daily -4- 1 living. Obviously, she was not then nor is she now capable of independent living in her own 2 personal residence.” (Dkt. # 29 Ex. I at 1.) Plaintiff describes this letter as a denial under 3 the theory that Ms. Davidson was incapable of independent living in her personal residence. 4 Defendant responds that “the letter simply points out that [Ms.] Davidson, at the time she 5 entered [Legacy Village,] was not then, nor is she now, capable of independent living in her 6 own personal residence,” and that the letter does not actually deny coverage on that basis. 7 (Dkt. # 35 at 6.) 8 The same letter also states that “the reinstated policy only covers loss due to sickness 9 beginning more than ten days after the date of reinstatement. . . . Kindly keep this in mind 10 when pursuing any claimed coverage.” (Dkt. # 29 Ex. I at 2.) Plaintiff views this as 11 Defendant’s threat to preclude further claims by suggesting that the pre-existing condition 12 limitation was reset as of the date the policy was reinstated. Defendant says that the letter 13 “merely points out the provision regarding pre-existing conditions,” and that the letter does 14 not imply that further claims would be denied on that basis. (Dkt. # 35 at 7.) 15 Finally, on July 31, 2007, Defendant denied coverage under the reasoning that Legacy 16 Village is a “nursing facility,” and thus not a “home” as required by the Policy. (Dkt. # 29 17 Ex. J.) On January 28, 2008, Plaintiff filed the complaint underlying this action in Maricopa 18 County Superior Court. (See Dkt. # 2.) Therein, Plaintiff made five claims against 19 Defendant: count one, for a declaratory judgment that Ms. Davidson is entitled to receive 20 Homemaker/Companion Care benefits under the policy; count two, breach of contract for 21 failing to pay benefits; count three, a contract claim for breach of the implied covenant of 22 good faith and fair dealing; count four, a tort claim for breach of the implied covenant of 23 good faith and fair dealing; and count five, a claim for punitive damages. (Id. at 4-9.) 24 Defendant removed the case to this Court on February 7, 2008. (Dkt. # 1.) The Court has 25 diversity jurisdiction pursuant to 28 U.S.C. § 1332 (2006). 26 27 28 -5- 1 2 DISCUSSION I. Legal Standard 3 Summary judgment is appropriate if the admissible evidence, viewed in the light most 4 favorable to the nonmoving party, “show[s] that there is no genuine issue as to any material 5 fact and that the movant is entitled to judgment as a matter of law.” Fed. R. Civ. P. 56(c); 6 see Jesinger v. Nev. Fed. Credit Union, 24 F.3d 1127, 1130 (9th Cir. 1994). The moving 7 party bears the initial burden of supporting its contention that there is no genuine issue of 8 material fact. Celotex Corp. v. Catrett, 477 U.S. 317, 322-23 (1986). The burden is then on 9 the nonmoving party to establish that a genuine issue of material fact exists. See id. 10 Substantive law determines which facts are material, and “[o]nly disputes over facts that 11 might affect the outcome of the suit . . . will properly preclude the entry of summary 12 judgment.” Anderson v. Liberty Lobby, Inc., 477 U.S. 242, 248 (1986). Similarly, the 13 dispute must be genuine; that is, the evidence must be “such that a reasonable jury could 14 return a verdict for the nonmoving party.” Id. 15 II. Analysis 16 Defendant argues that Plaintiff’s entire case must be dismissed because: (A) Legacy 17 Village is a “nursing facility,” Ms. Davidson’s care there is thus not covered under the 18 Policy, and therefore her claims for declaratory judgment and breach of contract must fail; 19 (B) Plaintiff cannot make out a claim for bad faith; and (C) Plaintiff cannot make out a claim 20 for punitive damages. Plaintiff disputes each of these arguments, and she makes her own 21 request for summary judgment, asserting that the Court should find that Ms. Davidson is 22 entitled to benefits as a matter of law, and on that basis enter summary judgment on the 23 declaratory judgment and breach of contract claims. The Court will address each argument 24 in turn. 25 A. 26 The main question before the Court is whether the term “nursing facility” as used in 27 the Policy covers Legacy Village. If it does, then Ms. Davidson is not living in a “home” and 28 thus would not be entitled to benefits under the Policy. If the term “nursing facility” does Declaratory Judgment and Breach of Contract -6- 1 not cover Legacy Village, however, then Defendant has set forth no basis in the policy on 2 which coverage could be denied. 3 “The interpretation of a contract is a matter of law and not a question of fact.” Divizio 4 v. Kewin Enters., Inc., 136 Ariz. 476, 480, 666 P.2d 1085, 1089 (Ct. App. 1983). “Contracts 5 are to be read in light of the parties’ intentions as reflected by their language and in view of 6 all circumstances; if the intention of the parties is clear from such a reading, there is no 7 ambiguity.” Harris v. Harris, 195 Ariz. 559, 562, 991 P.2d 262, 265 (Ct. App. 1999). 8 However, an agreement is ambiguous “if the language can reasonably be construed in more 9 than one sense and the construction cannot be determined within the four corners of the 10 instrument.” J.D. Land Co. v. Killian, 158 Ariz. 210, 212, 762 P.2d 124, 126 (Ct. App. 11 1988). “In determining whether ambiguity exists in a policy, language should be examined 12 from the viewpoint of one not trained in the law or the insurance business.” Ariz. Prop. & 13 Cas. Ins. Guar. Fund v. Dailey, 156 Ariz. 257, 258, 751 P.2d 573, 574 (Ct. App. 1987) 14 (quoting Sparks v. Republic Nat’l Life Ins. Co., 132 Ariz. 529, 534, 647 P.2d 1127, 1132 15 (1982)). “If a clause appears ambiguous, we interpret it by looking to legislative goals, social 16 policy, and the transaction as a whole. If an ambiguity remains after considering these 17 factors, we construe it against the insurer.” First Am. Title Ins. Co. v. Action Acquisitions, 18 LLC, 218 Ariz. 394, 397, 187 P.3d 1107, 1110 (2008).3 19 In this case, the term “nursing facility” certainly “appears ambiguous.” See id. The 20 Policy contains no definition of the term and no examples of what would qualify as a 21 “nursing facility.” Moreover, the fact that the Policy provides that the term will be defined, 22 23 3 24 25 26 27 28 Some older Arizona cases had suggested that Arizona “abandoned” this approach, see Transamerica Ins. Group v. Meere, 143 Ariz. 351, 355, 694 P.2d 181, 185 (1984); Campbell v. Farmers Ins. Co. of Ariz., 155 Ariz. 102, 107-08, 745 P.2d 160, 165-66 (Ct. App. 1987), but the Arizona Supreme Court has recently clarified that the rule remains in force, see First Am., 218 Ariz. at 397, 187 P.3d at 1110 (“The court of appeals erred in saying that we have ‘abandoned’ the rule that ambiguities are construed against the insurer. That rule remains; we simply do not resort to it unless other interpretive guides fail to elucidate a clause’s meaning.”). -7- 1 and yet fails to define it, weighs in favor of a finding of ambiguity, as that suggests that the 2 term was intended to have a specific and precise definition which, for whatever reason, was 3 excluded. The undefined term “nursing facility” could logically refer to any facility in which 4 nurses provide their services, it could refer to only those facilities specifically licensed by the 5 state as nursing facilities, or it could have another meaning, such as any facility operated for 6 the primary purpose of providing nursing or medical services. Thus, “the language can 7 reasonably be construed in more than one sense and the construction cannot be determined 8 within the four corners of the instrument.” J.D. Land, 158 Ariz. at 212, 762 P.2d at 126. 9 The Court therefore must look to “legislative goals, social policy, and the transaction 10 as a whole” to determine whether the ambiguity can be resolved or whether the term is 11 actually ambiguous. First Am., 218 Ariz. at 397, 187 P.3d at 1110. The first factor, 12 legislative goals, does not resolve the ambiguity. There are no Arizona statutes directly on 13 point in this matter, nor is there any indication that the Arizona legislature intended for such 14 a term to have a specific meaning. The closest applicable statutory term to a “nursing 15 facility” in Arizona is a “nursing care institution,” which is an institution or other place 16 “operated for the express or implied purpose of providing care to persons who need nursing 17 services on a continuing basis but who do not require hospital care or care under the daily 18 direction of a physician.” Ariz. Rev. Stat. § 36-446(8) (2003). The parties agree, however, 19 that Legacy Village is not licensed as, nor does it constitute, a “nursing care institution.” 20 Rather, Legacy Village is licensed as an “assisted living facility,” which is “a residential care 21 institution, including an adult foster care home, that provides or contracts to provide 22 supervisory care services, personal care services or directed care services on a continuous 23 basis.” Ariz. Rev. Stat. § 36-401(A)(8) (Supp. 2008). Defendant further acknowledges that 24 the Policy provides coverage for persons in at least some assisted living facilities, as it agrees 25 that Ms. Davidson would be eligible if she remained at Merrill Gardens. (Dkt. # 29 Ex. L 26 27 28 -8- 1 at 6.) Thus, to the extent that the Arizona Revised Statutes are on point, they suggest that 2 Legacy Village is not a “nursing facility” and that coverage should still be available.4 3 The second factor, social policy, also does not resolve the ambiguity. Neither party 4 offers any argument regarding social policy, and the Court discerns none that operates at the 5 specific level of defining the term “nursing facility.” The most relevant public policy 6 consideration is that underlying the need for clarity in insurance contracts. Insurance 7 contracts are contracts of adhesion in which the prospective insured have no bargaining 8 power to negotiate terms – they must, essentially, “take it or leave it.” When the drafter of 9 such a contract leaves an important term undefined, public policy deems that the 10 consequences of the imprecise drafting should fall on the party that drafted the contract, was 11 able to dictate the terms, has experience in the insurance field, and (almost always) has at its 12 disposal a battery of personnel to serve its interests. See Restatement (Second) of Contracts 13 § 206 cmt. a (1981) (explaining the rationale behind the rule that ambiguity should be 14 construed against the drafting party). “Indeed, [the drafter] may leave [the] meaning 15 deliberately obscure, intending to decide at a later date what meaning to assert. In cases of 16 doubt, therefore, so long as other factors are not decisive, there is substantial reason for 17 preferring the meaning of the other party.” Id.; cf. Roberts v. State Farm Fire & Cas. Co., 18 146 Ariz. 284, 286, 705 P.2d 1335, 1337 (1985) (“[I]f an insurer wishes to limit its liability, 19 it must employ language in the policy which clearly and distinctly communicates to the 20 insured the nature of the limitation.”) (emphasis added). Thus, to the extent public policy 21 4 22 23 24 25 26 27 28 Defendant also points out that the federal Public Health and Welfare Code provides a broad definition of “nursing facility.” See 42 U.S.C. § 1396r(a)(1)(C) (Supp. 2008). Defendant, however, does not explain why a definition in the federal Public Health and Welfare Code should have any bearing on this case. Regardless, to qualify as a “nursing facility” under that section an institution “must be licensed under applicable State and local law.” 42 U.S.C. § 1396r(d)(2)(A). As noted above, Legacy Village is not licensed as a nursing care institution. Thus, even if Legacy Village meets this definition, the state and federal statutes would simply provide conflicting indications on the matter, which is further evidence of ambiguity. To be clear, however, the Court finds none of these definitions on point because the Policy contains no indication that any statutory definitions were meant to apply. -9- 1 applies, it weighs against permitting Defendant to rely on the lack of an explicit definition 2 of the term “nursing facility” to deny coverage. 3 The third factor, the transaction as a whole, also does not resolve the ambiguity. In 4 fact, the transaction between Ms. Davidson and the agent who sold her the Policy suggests 5 that the Policy was intended to apply much more broadly than Defendant now argues. The 6 record contains the agent’s response to a complaint filed against her by Plaintiff with the 7 Arizona Department of Insurance, in which the agent states that Ms. Davidson wanted 8 “substantial coverage for nursing home care and assisted living care,” that “[the agent’s] 9 understanding of someone’s home[] would mean where a person resides,” and that “if [Ms. 10 Davidson] should ever need assisted living or nursing home care, it was [the agent’s] 11 understanding that it could be made available to her.” (Dkt. # 38 Ex. S.) This suggests that 12 the agent understood the term “home” as used in the Policy to be any place the policyholder 13 resides, including a “nursing home,” and that coverage would therefore be available even in 14 a nursing facility. It can be further inferred that the agent explained the Policy according to 15 this understanding, for the Policy application itself provides that the agent explained the 16 scope of coverage to Ms. Davidson. Thus, the transaction as a whole suggests that Defendant 17 understood the term “nursing facility” to have a significantly broader scope than what it now 18 asserts.5 19 Defendant produces nothing about the transaction as a whole, or the Policy language 20 itself, to weigh in its favor. Defendant – apparently in an attempt to explain its simultaneous 21 positions that “Assisted Living Facilities are Nursing Facilities as contemplated by the 22 Policy” (Dkt. # 29 Ex. R. at 5), yet that Merrill Gardens, an assisted living facility, is not a 23 24 25 26 27 28 5 Plaintiff argues, based on this evidence, that Ms. Davidson had a reasonable expectation of coverage. In light of the unresolvable ambiguity in the Policy, the Court need not reach the parties’ arguments regarding the doctrine of reasonable expectations. The parties also discuss another policy offered by Defendant, which uses (and defines) the term “nursing home.” (See Dkt. # 38 Ex. Q at 573.) This is not helpful in defining the term “nursing facility” as used in the Policy. Thus, the Court attributes no significance to the definition of “nursing home” in Defendant’s other policy. - 10 - 1 “nursing facility” under the Policy – argues that Legacy Village is a “nursing facility” 2 because it provides “directed care” and lacks an “independent living” section (unlike, 3 ostensibly, Merrill Gardens). Defendant does not define what the terms “independent living” 4 and “directed care” mean, but according to state statute “directed care” is provided in an 5 assisted living facility and not a nursing care institution. Compare Ariz. Rev. Stat. § 36- 6 401(A)(8) with Ariz. Rev. Stat. § 36-446(8). Those terms are irrelevant in any event because 7 they have no basis whatsoever in the Policy or the transaction as a whole. The Policy does 8 not contain those terms and there is no evidence in the record suggesting that Ms. Davidson 9 was informed that she could only move into facilities that offer “independent living” but not 10 “directed care.” Moreover, there is nothing in the Policy or the transaction that would forbid 11 coverage if an assisted living facility provides “directed care”; indeed, there is no indication 12 that a “home for the retired or aged” could not provide such care, yet those facilities are 13 explicitly covered under the Policy. Thus, Defendant’s argument seems to run counter to the 14 Policy’s language, and it certainly does not provide a basis on which to resolve ambiguity 15 in Defendant’s favor. 16 In sum, none of the three factors resolve the ambiguity inherent in the term “nursing 17 facility” – and to the extent that they are relevant to the inquiry, they weigh against 18 Defendant’s proposed construction of the term. 19 considering these factors, we construe [the term] against the insurer.” First Am., 218 Ariz. 20 at 397, 187 P.3d at 1110. The Court therefore denies Defendant’s motion for summary 21 judgment and grants Plaintiff’s motion for partial summary judgment on counts one and two 22 of the Complaint. Pursuant to that grant of partial summary judgment, the Court hereby 23 issues 24 Homemaker/Companion Care benefits pursuant to the Policy. a declaratory judgment that Ms. Because “ambiguity remains after Davidson is entitled to receive 25 The only remaining issue on these counts is the amount of Plaintiff’s damages for 26 breach of contract. As Defendant points out – tersely, but sufficiently (see Dkt. # 34 at 8-9) 27 – there is conflicting evidence in the record regarding the amount Ms. Davidson paid for 28 health care services. Specifically, there is a tenant ledger in the record that segregates health - 11 - 1 care costs from rent for the period between June 1, 2006, and April 1, 2007. (Dkt. # 29 Ex. 2 H at 6-7.) That ledger provides that Legacy Village charged $625 per month for rent and 3 $3070 per month for care costs, in addition to miscellaneous supply expenses. (See id.) 4 However, the Executive Director of Legacy Village subsequently signed an affidavit stating 5 that Ms. Davidson pays $3695 each month, of which seventy percent (or $2586.50) is for 6 care costs and thirty percent (or $1108.50) is for “other services provided, such as rent, cost 7 of food, laundry services, activities, etc.” (Dkt. # 29 Ex. K at 1-2.) A rational jury could find 8 a conflict between these two pieces of evidence, and thus entry of summary judgment for a 9 specific amount of damages is not proper.6 10 B. Breach of the Covenant of Good Faith and Fair Dealing 11 Defendant argues that Plaintiff cannot make out a claim for breach of the implied 12 covenant of good faith and fair dealing because Defendant had a reasonable basis for denying 13 Plaintiff’s claim. (Dkt. # 25 at 12-14.) “An insurance contract is not an ordinary commercial 14 bargain; ‘implicit in the contract and the relationship is the insurer’s obligation to play fairly 15 with its insured.’” Zilisch v. State Farm Mut. Auto. Ins. Co., 196 Ariz. 234, 237, 995 P.2d 16 276, 279 (2000) (quoting Rawlings v. Apodaca, 151 Ariz. 149, 154, 726 P.2d 565, 570 17 (1986)). “The carrier has an obligation to immediately conduct an adequate investigation, 18 act reasonably in evaluating the claim, and act promptly in paying a legitimate claim. . . . It 19 should not force an insured to go through needless adversarial hoops to achieve its rights 20 under the policy.” Id. at 238, 995 P.2d at 280. 21 “Thus, if an insurer acts unreasonably in the manner in which it processes a claim, it 22 will be held liable for bad faith ‘without regard to its ultimate merits.’” Id. (quoting Deese 23 v. State Farm Mut. Auto. Ins. Co., 172 Ariz. 504, 509, 838 P.2d 1265, 1270 (1992)); see also 24 Beaudry v. Ins. Co. of the West, 203 Ariz. 86, 91, 50 P.3d 836, 841 (Ct. App. 2002) (“[A] 25 party may breach its duty of good faith without actually breaching an express covenant in the 26 27 28 6 The Court reserves judgment on Plaintiff’s request for pre-judgment interest and attorneys’ fees until the resolution of the damage amount. - 12 - 1 contract.”) (internal quotations and ellipses omitted). “The tort of bad faith arises when the 2 insurer ‘intentionally denies, [or] fails to process or pay a claim without a reasonable basis.’” 3 Zilisch, 196 Ariz. at 237, 995 P.2d at 279 (quoting Noble v. Nat’l Am. Life Ins. Co., 128 Ariz. 4 188, 190, 624 P.2d 866, 868 (1981)). On summary judgment, then, “[t]he appropriate inquiry 5 is whether there is sufficient evidence from which reasonable jurors could conclude that in 6 the investigation, evaluation, and processing of the claim, the insurer acted unreasonably and 7 either knew or was conscious of the fact that its conduct was unreasonable.”7 Id. 8 In this case, a reasonable jury could make such a conclusion. Plaintiff has adduced 9 evidence that throughout the claims process, which took over a year, Defendant repeatedly 10 denied Plaintiff’s claim, or at the very least made statements suggesting that the claim was 11 invalid, only to change its mind later and offer a new basis for denying payment. Although 12 Defendant disputes Plaintiff’s characterization of this course of conduct, Defendant’s actions 13 nevertheless could be construed by a reasonable jury as setting up a series of “needless 14 adversarial hoops” through which Plaintiff was forced to jump. See id. at 238, 995 P.2d at 15 280 (finding that there was sufficient evidence from which a jury could find that an insurer 16 “acted unreasonably and knew it” because it took around a year to work through the claims 17 process, which the court found could be construed as “an unreasonable length of time to 18 evaluate [the policyholder’s] claim”); see also Young v. Allstate Ins. Co., 296 F. Supp. 2d 19 1111, 1119-20 (D. Ariz. 2003) (denying summary judgment in a case in which there was 20 evidence that the insurance company had elongated the claims process). Summary judgment 21 therefore is not appropriate on this aspect of Plaintiff’s suit. 22 23 24 25 26 27 28 7 “[E]ven if as a result of a claim being fairly debatable Defendant is not liable for bad faith for failing to pay the claim immediately, Defendant might still be liable for bad faith if Defendant was unreasonable in processing the claim after the initial refusal to pay.” Milhone v. Allstate Ins. Co., 289 F. Supp. 2d 1089, 1094 (D. Ariz. 2003) (interpreting Arizona law). - 13 - 1 C. 2 Defendant argues that Plaintiff is not entitled to punitive damages because there was 3 a legal basis for denying coverage under the Policy. (Dkt. # 25 at 14-15.) The Court 4 disagrees, although not for the reason Plaintiff suggests. Plaintiff states that “because 5 [Defendant] breached the contract, a trier of fact must make [a] determination regarding 6 Plaintiff’s claim[] . . . for Punitive Damages.” (Dkt. # 36 at 17.) Plaintiff’s argument along 7 those lines is incorrect. First, punitive damages would arise out of Plaintiff’s tort claim, not 8 her suit for contract damages. See In re Marriage of Benge, 151 Ariz. 219, 224, 726 P.2d 9 1088, 1093 (Ct. App. 1986) (explaining that “punitive damages may not ordinarily be 10 assessed in contract actions” but that they “may be recoverable where the breach of contract 11 constitutes a tort”); Lerner v. Brettschneider, 123 Ariz. 152, 156, 598 P.2d 515, 519 (Ct. 12 App. 1979) (“[A]lthough punitive damages do not lie for breach of contract, they are 13 recoverable where the breach of contract constitutes a tort.”); cf. Beaudry, 203 Ariz. at 92, 14 50 P.3d at 842 (explaining the circumstances in which actions to recover under insurance 15 contracts sound in tort or in contract, and treating punitive damages as tort damages). 16 Second, even if Plaintiff were relying on the Court’s determination that there is evidence of 17 bad faith sufficient to survive summary judgment, Plaintiff’s argument would still not be 18 correct, for “punitive damages may not be awarded in a bad faith tort case unless the 19 evidence reflects ‘something more’ than the conduct necessary to establish the tort.” 20 Rawlings, 151 Ariz. at 161, 726 P.2d at 577. Thus, the mere fact that Plaintiff has prevailed 21 on her contract claim, or that her bad faith claim survives summary judgment, would not 22 inherently establish that the claim for punitive damages also survives. Punitive Damages 23 However, the Court still finds that summary judgment is not appropriate on the claim 24 for punitive damages. For punitive damages, there must be evidence from which a jury could 25 reasonably infer “that the evil hand that unjustifiably damaged the objectives sought to be 26 reached by the insurance contract was guided by an evil mind which either consciously 27 sought to damage the insured or acted intentionally, knowing that its conduct was likely to 28 cause unjustified, significant damage to the insured.” Filasky v. Preferred Risk Mut. Ins. Co., - 14 - 1 152 Ariz. 591, 598, 734 P.2d 76, 83 (1987); see also Rawlings, 151 Ariz. at 162, 726 P.2d 2 at 578 (“There must be circumstances of aggravation or outrage, such as spite or ‘malice,’ 3 or a fraudulent or evil motive on the part of the defendant, or such a conscious and deliberate 4 disregard of the interests of others that the conduct may be called wilful or wanton.”) 5 (emphasis omitted). The Arizona Supreme Court has explained that the requisite “evil mind” 6 may be evinced by “fraudulent conduct and ‘deliberate, overt and dishonest dealings.’” 7 Rawlings, 151 Ariz. at 163, 726 P.2d at 579 (quoting Farr v. Transamerica Occidental Life 8 Ins. Co., 145 Ariz. 1, 8, 699 P.2d 376, 383 (Ct. App. 1984)). 9 Here, the evidence of Defendant’s repeated denials and quasi-denials, and the ever- 10 shifting theories on which those denials were based, would permit a jury to reasonably infer 11 Defendant’s malicious intent. Construed as Plaintiff advances, there is evidence that 12 Defendant engaged in a year-long process of advancing one theory for denying Plaintiff’s 13 claim, waiting for Plaintiff to counter that theory, and then abandoning it in favor of yet 14 another theory – all the while retaining the benefit of Ms. Davidson’s policy payments. Such 15 a practice presents the reasonable inference that Defendant’s conduct was fraudulent, and 16 that Defendant deliberately, overtly, and dishonestly ignored a legitimate claim merely to 17 advance its own pecuniary interest. See Rawlings, 151 Ariz. at 163, 726 P.2d at 579; Farr, 18 145 Ariz. at 8, 699 P.2d at 383. Therefore, summary judgment is not appropriate on the 19 punitive damages claim. 20 CONCLUSION 21 Summary judgment is appropriate on counts one and two of the Complaint in favor 22 of Plaintiff, although not for a specific damage amount. There remain genuine issues of 23 material fact regarding Plaintiff’s claims for breach of the covenant of good faith and fair 24 dealing, as well as the punitive damages claim, and thus summary judgment is not 25 appropriate on the remaining counts. 26 27 IT IS THEREFORE ORDERED that Defendant’s Motion for Summary Judgment (Dkt. # 25) is DENIED. 28 - 15 - 1 2 3 IT IS FURTHER ORDERED that Plaintiff’s Motion for Partial Summary Judgment (Dkt. # 26) is GRANTED IN PART and DENIED IN PART. DATED this 2nd day of March, 2009. 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 - 16 - Get free summaries of new District of Arizona US Federal District Court opinions delivered to your inbox!

When does money become money? (When is a debt "realized"?) A lot of taxable liabilities depend on the notion of when a monetary gain is "realized", but it is not clear to me how this is defined legally. For example, if a person sells stock, then the brokerage will credit the cash account of the client. The client does not actually have the money in the sense that the brokerage "owes" them the money, but since the brokerage can be viewed as sort of a bank, then the gain could be considered realized. So, take a different kind of debt. A gambler wins money at a casino, but just has chips. If the gambler keeps the chips, obviously the chips are not "money" so the gain cannot be said to be "realized". Now, suppose the gambler cashes the chips, but only to his account at the casino. The casino now owes the money to the gambler but has not paid it. The casino is not a bank, so the customer's balance is a commercial debt, not money. So, if you consider that to be a "realized" gain of money, does that mean any business credit is? For example, if a vendor issues a business a new credit for some reason, then is that gain "realized" as soon as the vendor notifies the business of the credit, or only when the business receives a check for the credit and actually deposits it in its bank account? For example, if I sell something to a business, they owe me the money for the good, but that is not a "realized" gain yet, until they actual pay me and the money is in my bank account. So, basically the question revolves around possession of money and whether one can be said to "possess" money owed by a bank, casino, other business, person, or whatever. One pretty obvious rule here is that only one person can possess the cash. So, either the cash belongs to me or the casino, not both, for example. If the casino is actually holding my money in a separate entitled account which is "mine", then I guess theoretically the money is "mine", but if the casino just considers my "account" to be just a ledger entry, then the cash does not really exist. It's just a debt they have to me, so it cannot be considered to be "realized". tax-law edited Dec 7, 2022 at 19:44 CiceroCicero This is not really a legal question in my opinion. It's more of an accounting question. There are, however, two standard ways that debts are realized by a company, accrual vs. cash. Either one is equally valid but legally you need to be consistent. – jwh20 @jwh20 I guess if the IRS prosecutes me for not reporting a "realized" gain, then it becomes a legal question what "realized" means then, isn't it? Do I need to get jailed before I ask here? – Cicero That was not the question you asked. Please edit your question and rephrase to something like "if I follow improper accounting procedures and use that information on my tax filing, what laws might I run afoul of?" This is very much a legal question, and is full on-topic here, alkthopgfuih it could also be addressed on other SE sites. – David Siegel Under the doctrine of constructive receipt, if you receive a check on Dec 31, but it's snowing out and so you don't deposit it in your bank until jan 3rd, it's still taxable income in the prior year. The money doesn't leave the payer's account until it's deposited (or cashed) but it's still taxable income to the payee in the year it's received. It may be true from a legal perspective that only one person can possess the cash, but from a tax accounting perspective, it depends. – stannius In general, a liquid account, denominated in monetary units (dollars, pounds, euros, etc) from which the owner has the right to make a withdrawal at any time is treated legally much the same as cash. This includes a bank account and a brokerage 'cash" account. It will not include a mutual fund account denominated in shares of stock, nor a debt which is not collectable at will. When the proceeds of a transaction are depositd into such an account, I believe that the profit (if any)m has been "realized" and that a taxable event has occurred. Under 26 U.S.C. § 1001 a gain or loss is realized on the sale or other disposition, or exchange of property. Nothing is ssid about 'cash" or accounts with a signature authority. Under 26 CFR 1.1001-1: ... the gain or loss realized from the conversion of property into cash, or from the exchange of property for other property differing materially either in kind or in extent, is treated as income or as loss sustained. in Cottage Savings Ass'n v. Comm. of Internal Revenue, 499 U.S. 554, 559 (1991) The US Supreme Court wrote: Rather than assessing tax liability on the basis of annual fluctuations in the value of a taxpayer's property, the Internal Revenue Code defers the tax consequences of a gain or loss in property value until the taxpayer "realizes" the gain or loss. The realization requirement is implicit in § 1001(a) of the Code, 26 U. S. C. § 1001(a), which defines "[t]he gain [or loss] from the sale or other disposition of property" as the difference between "the amount realized" from the sale or disposition of the property and its "adjusted basis." As this Court has recognized, the concept of realization is "founded on administrative convenience." Helvering v. Horst, 311 U. S. 112, 116 (1940). Section 1001(a)'s language provides a straightforward test for realization: to realize a gain or loss in the value of property, the taxpayer must engage in a "sale or other disposition of [the] property." The parties agree that the exchange of participation interests in this case cannot be characterized as a "sale" under § 1001(a); the issue before us is whether the transaction constitutes a "disposition of property." Neither the language nor the history of the Code indicates whether and to what extent property exchanged must differ to count as a "disposition of property" under § 1001(a). Nonetheless, we readily agree with the Commissioner that an exchange of property gives rise to a realization event under § 1001(a) only if the properties exchanged are "materially different."... We start with the classic treatment of realization in Eisner v. Macomber, supra. In Macomber, a taxpayer who owned 2,200 shares of stock in a company received another 1,100 shares from the company as part of a *pro rata- stock dividend meant to reflect the company's growth in value. At issue was whether the stock dividend constituted taxable income. We held that it did not, because no gain was realized. In Phellis and Marr, we held that the transactions were realization events. We reasoned that because a company incorporated in one State has "different rights and powers" from one incorporated in a different State, the taxpayers inPhellis and Marr acquired through the transactions property that was "materially different" from what they previously had. United States v. Phellis, 257 U. S., at 169-173; Taken together, Phellis, Marr, and Weiss stand for the principle that properties are "different" in the sense that is "material" to the Internal Revenue Code so long as their respective possessors enjoy legal entitlements that are different in kind or extent. Thus, separate groups of stock are not materially different if they confer "the same proportional interest of the same character in the same corporation." Marr v. United States, 268 U. S., at 540. However, they are materially different if they are issued by different corporations, id., at 541; United States v. Phellis, supra, at 173, or if they confer "differen[t] rights and powers" in the same corporation, Marr v. United States, supra, at 541. No more demanding a standard than this is necessary in order to satisfy the administrative purposes underlying the realization requirement in § 1001(a). See Helvering v. Horst, 311 U. S., at 116. For, as long as the property entitlements are not identical, their exchange will allow both the Commissioner and the transacting taxpayer easily to fix the appreciated or depreciated values of the property relative to their tax bases Thus any exchange of property for other property which is in some significant sense different, such as interests in different mortgages of similar market value, or any sale of property causes a gain or loss to be realized.It does not matter in what sort of account the proceeds are held, or even whether the proceeds are in cash as opposed to some other sort of property. The beneficial owner realizes a gain or loss, even if s/he is not the legal owner. edited Dec 8, 2022 at 2:38 answered Dec 7, 2022 at 15:15 David SiegelDavid Siegel Well, from a legal point of view, what is the law or legal principle when the cash become "yours"? For example, I can spend the cash in a brokerage account directly. But cash in a casino account, can ony be spent at the casino. I can't buy a big screen TV out of my casino account. Likewise, if I have a credit at a utility company, I can use it to pay a utility bill, but nothing else. If the utiliy company goes bankrupt, then I lose "my" so it really wasn't mine was it? Where is the legal dividing line between a person "possessing" the cash versus somebody else "owing" the cash to me? Once the money is in an account from which you have the right to make a cash withdrawal on demand, it is clearly "yours" and has been realized. This world clearly include the brokerage account, and probably the casino account. It might include the utility account. For tax purposes, once money is credited to an account identified as "yours" and that carries no investment risk, I believe it is treated as having been realized. @Cicero how did this hypothetical utility credit get into your account? If it was a return of previous fees paid, it's not income. If it's wages for work you did for the utility, I think it's taxable when you receive it, even though it can't be converted to cash (effectively it's barter income). What's the difference between a bank deposit and a debt which is collectible at will? Bank deposits are debt from the bank. Is it just the convenience of collecting the debt? What if one holds treasuries? What if one has a cryptocurrency account holding Tether? Tether is mostly backed by treasuries - so why should the answer be different. Gain is realized when the stock is sold. A cash account has no risk of loss and is available on demand. Again, the gain is realized not later than when the chips are turned into the casino or removed from the casino (whichever comes first)m, arguably when the chips are won. Again, the key points are that there is no risk of loss and the chips can be converted to cash on demand. This depends upon the method of accounting you elect for tax purposes. If you are an accrual basis accounting taxpayer, you have gain when the sale is made and the business credit obligation to you arises, and you take a bad debt deduction if the credit is not paid. If you are a cash basis accounting taxpayer, you have gain only when the other business pays you, e.g., by delivering to you a check or an electronic payment or currency or a barter item in lieu of cash. ohwillekeohwilleke Well this can't be right, because there are lots of things that can be "converted into cash on demand" but are not considered to be realized gains. For example, if I have a convertible warrant that gains in value (say due to a maturation), then that is not considered to be a "realized" gain, even though the warrant is convertible to cash. It is not until I actually do the conversion and receive the cash that the gain is considered to be realized. @Cicero In the case of a convertible warrant there is a risk of loss (or more generally, a risk of change in value) until it is exercised. – ohwilleke If I bought and sold some crypto and thus received cash in my account at FTX, did I realize the capital gain? – A. Rex Dec 8, 2022 at 2:56 @A.Rex Yes. You did realize capital gain. The answers at the end of the day to why two very similar looking transactions have different tax consequences is 'because the IRS says so'. There are all sorts of peculiarities in the tax code that are logically inconsistent. Many intentionally so. Arguably the tax difference between crypto swaps and cash fx swaps is one. – Chuu Researching this further I see there is a Wikipedia article on the Amount Realized. They specifically state there that the amount is realized when a "realization event" occurs. In the CFR covering this issue, they do specifically define at one point the "cash" becomes the property of the seller which is crucial to the definition. So, they just stipulate that to be realized, the asset must be converted to "cash", which I suppose is supposed to mean US dollars, since they don't define what is meant by "cash". Legal guidance often state that the person must "receive" the money. So, I guess the presumption is that the money must be in a negotiable account over which the person has signatory authority. So, that would disbar both the casino and the utility examples, and might even disbar transfer accounts like PayPal because technically I don't believe a PayPal user has signatory authority over their funds. They essentially have to "request" that PayPal transfer the funds, and PayPal itself is the sole signatory over those funds. So, there are some aspects of the question that are still unresolved. answered Dec 8, 2022 at 0:53 First, it seems to me that a PayPal user does have "signature authority" over his account in any reasonable sense of the term: they can instruct PayPal on what to do with the funds in that account just as they can instruct a bank holding an account over which they have signature authority what to do with those funds. ¶ Second, I suspect that merely having an interest in the account is enough to be considered to have received the money. – cjs That is simply untrue. From a legal point of view, PayPal users have no legal authority over their money. In fact, the money of PayPal users is not even in separate accounts, but is only in large slush fund accounts that only PayPal authorized agents, I am sure, have signatory authority over. PayPal can at any time refuse to make a payment on behalf of their clients for arbitrary reasons. That's why they are called a "transfer agent", not a "bank". The bottom line here is that you are just making offhand opinions, not citing any legal authority. The whole question is about a legal definition. As the sole LLC owner, can I pay myself all the profits I make? Questions regarding legal aspects of John Oliver's debt forgiveness giveaway Living in permanently growing debt to your own company Filing Requirements for a Federal EIN Are tax crimes' punishments in general proportional to the amount of money? When do I own a car (private sale) Tax duty for unassociated money?

SLS |Directory Directory/Ilan Wurman Ilan Wurman Affiliate, Constitutional Law Center Stanford Constitutional Law Center Ilan Wurman is an associate professor at the Sandra Day O’Connor College of Law at Arizona State University, where he teaches administrative law and constitutional law. He writes primarily on the Fourteenth Amendment, administrative law, separation of powers, and constitutionalism. His academic writing has appeared or is forthcoming in the Yale Law Journal, the Stanford Law Review, the University of Chicago Law Review, the University of Pennsylvania Law Review, the Virginia Law Review, the Duke Law Journal, the Minnesota Law Review, and the Texas Law Review among other journals. He is also the author of A Debt Against the Living: An Introduction to Originalism (Cambridge 2017), and The Second Founding: An Introduction to the Fourteenth Amendment (Cambridge 2020). He returns to the Center as an affiliate after having been a nonresident fellow from 2017-2018. © Stanford University, Stanford, California, 94305-8610 | https://law.stanford.edu/directory/ilan-wurman-2/

Tag: condition Human Rights Law, international law, Law, treaties The amelioration of the condition of wounded, sick and shipwrecked members of armed forces at sea 24 Nov 2022 — 0 Comments Human Rights Law, international law, International Relations, Law, treaties Geneva convention on the amelioration of condition of the wounded and sick in armed forces in the field

3M Hearing Lawsuit The 3M hearing aids and Tinnitus have gained huge popularity in the last few years. This is mainly due to the fact that they are not only designed to provide a better hearing but also to address some of the other problems that come with excessive noise pollution. If you have been suffering from ringing in the ears for some time, you may already be aware of the symptoms associated with this condition. Most people simply ignore this problem but there are times when Tinnitus can become an intense problem. Tinnitus is normally defined as the perception of sound when there is no external sound present. For most of us, this means that the noises heard are of low decibels. One of the main reasons why this happens is because the cochlea does not contain enough hair cells to handle the overload of sounds that it is subjected to. This results in fluctuating sound pressure levels. Usually, higher decibel levels result in hearing loss because the muscles associated with hearing behave as if they are overloaded with too much noise. Fortunately, the advent of 3M hearing loss products has reduced the levels of noise that cause hearing loss considerably. The 3M Company produces a variety of hearing protection devices that can reduce noise levels to acceptable levels. Since the Company specializes in hearing protection equipment, it is quite likely that some models of their products will solve your Tinnitus problem completely. You could actually get rid of your Tinnitus within the first month of using some of these devices. You should remember though that Tinnitus is not a disease in itself and is not contagious. It is often caused by exposure to very loud noises, which may lead to temporary hearing impairment. You should therefore avoid exposing yourself to such noises at work, at play or any other place where loud noises are present. If you think you have experienced hearing loss due to noise exposure, please consult a doctor immediately. This is important so that your doctor can test your hearing and see whether or not you have Tinnitus. In many cases Tinnitus can be detected quite early, but in other cases it can take longer to detect. You should therefore ensure that you keep yourself updated with your doctor’s regular checkups. If you suspect that you are suffering from Tinnitus, please consider taking part in one of the 3M Military Hearing Lawsuits currently in process. There are many eligible candidates who need to be tested for Tinnitus. This is important because if you were serving in a combat field, you could suffer from hearing loss that could prevent you from serving. Please do not let this happen to you! A Legal Matter – Fred Meyer v. United States Locating the Best Lawsuit Lawyers in Your City Area

Tag: roleplaying Why I’m Excited about Dungeons & Dragons at the Library April 25, 2016 ~ lcarslibrarian ~ 1 Comment Well, mostly because I'm excited about Dungeons & Dragons in the rest of my life. I am playing in two games right now, I'm planning a game for teens at the library, and I even just finished reading a book about the game's history, Of Dice and Men: The Story of Dungeons & Dragons and the … Continue reading Why I’m Excited about Dungeons & Dragons at the Library

Beatrice C. Go, MD Resident, Otorhinolaryngology, Perelman School of Medicine beatrice.go@pennmedicine.upenn.edu twitter@GoBea11 Beatrice Go, MD is currently a Resident Physician in the Department of Otorhinolaryngology, Head and Neck Surgery at the Hospital of University of Pennsylvania. Dr. Go’s research interests include quality of life and functional outcomes after head and neck oncologic surgery, as well as understanding optimal reconstructive approaches. As a writer for Doximity, she is also passionate about health disparities, medical humanities, and medical education, which she aspires to incorporate into her future career in academic medicine. Dr. Go spent a year studying clinical and functional outcomes of sports medicine orthopedic surgeries before attending medical school at the University of Pennsylvania Perelman School of Medicine in Philadelphia. During medical school, she completed a certificate in academic surgery and was inducted into the Alpha Omega Alpha Honor Society. Disease Prevention and Health Promotion Medical Decision Making

Republican American Legal Notices REP-AM Public Hearing for Litchfield’s Plan of Conservation and Development The Town of Litchfield updated its Plan of Conservation and Development. A Public Hearing will be held on Monday, May 1st, 6:00 pm at the Town Hall Annex Gymnasium at 80 Doyle Road in Bantam. At this hearing interested persons may appear and be heard and written comment will be received. The Draft Plan of Conservation and Development document is available for review on the Town of Litchfield website Land Use Department page and at the Land Use office, 80 Doyle Road, Bantam, CT. RA 3/28 & 4/3/17 Author Posted on March 28, 2017 February 20, 2020 Categories Bid Previous Previous post: TOWN OF WASHINGTON WARNING SPECIAL TOWN MEETING Next Next post: NOTICE OF AVAILABILITY Liquor Permit Archives Select Month March 2023 February 2023 January 2023 December 2022 November 2022 October 2022 September 2022 August 2022 July 2022 June 2022 May 2022 April 2022 March 2022 February 2022 January 2022 December 2021 November 2021 October 2021 September 2021 August 2021 July 2021 June 2021 May 2021 April 2021 March 2021 February 2021 January 2021 December 2020 November 2020 October 2020 September 2020 August 2020 July 2020 June 2020 May 2020 April 2020 March 2020 February 2020 January 2020 December 2019 November 2019 October 2019 September 2019 August 2019 July 2019 June 2019 May 2019 April 2019 March 2019 February 2019 January 2019 December 2018 November 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 January 2018 December 2017 November 2017 October 2017 September 2017 August 2017 July 2017 June 2017 May 2017 April 2017 March 2017 February 2017 January 2017 December 2016 November 2016 October 2016 September 2016 August 2016 July 2016 June 2016 May 2016 April 2016 March 2016 February 2016 January 2016 December 2015 November 2015 October 2015 September 2015 August 2015 July 2015 June 2015 May 2015 April 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 February 2014 January 2014 December 2013 November 2013 October 2013 September 2013 August 2013 July 2013 June 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 December 2011 November 2011 October 2011 September 2011 August 2011 July 2011 June 2011 May 2011 April 2011 March 2011 February 2011 January 2011 December 2010 November 2010 October 2010 September 2010 August 2010 July 2010 June 2010 May 2010 April 2010 March 2010 February 2010 January 2010 December 2009 November 2009 October 2009 September 2009 August 2009 July 2009 June 2009 May 2009 April 2009 March 2009 February 2009 January 2009 December 2008 November 2008 October 2008 September 2008 August 2008 July 2008 June 2008 May 2008 April 2008 March 2008 February 2008 January 2008 December 2007 November 2007 October 2007 September 2007 August 2007 July 2007 June 2007 May 2007 April 2007 March 2007 February 2007 January 2007 December 2006 January 2006 December 2005 Republican American Legal Notices Proudly powered by WordPress

Is He Cheating If He Cant Stay Hard – The Truth Exposed Erectile Dysfunction (ED) is a typical problem that numerous men deal with. It can be brought on by a range of issues, consisting of nervous system issues, arterial hardening, and anxiety. The most typical treatment for this condition is to utilize a male enhancement drug, such as Viagra. Nevertheless, there are a number of other treatment choices, such as acupuncture, which have been known to be extremely reliable. Erectile dysfunction, or ED, is a common problem that impacts millions of men. It can be a sign of other health concerns, such as cardiovascular disease, or it can be just a result of normal aging. In either case, treatment is available to assist minimize the problem. An excellent primary step is to go to a primary care doctor. They can evaluate for cardiovascular risk aspects, such as cigarette smoking and high blood pressure. If erectile dysfunction is discovered, treatment will focus on enhancing circulatory health. Men ought to also talk to their urologist. They can recommend medication to enhance blood circulation to the penis. Additionally, they might suggest specific screening. Some men will be prospects for surgical treatment. The most common cause of erectile dysfunction is vascular illness. This is when the arteries that supply blood to the penis become clogged, resulting in reduced blood flow. Other causes include diabetes, weight problems, and high blood pressure. Particular medications and physical aspects can likewise lower the amount of blood flowing to the penis. Workout is an excellent way to increase circulation. Tension can likewise contribute in reducing blood flow. Other issues connected to erections can be caused by atherosclerosis, which is the buildup of plaque. Plaque is a cellular waste which contains cholesterol and fibrin, which can obstruct the arteries. Symptoms consist of increased high blood pressure and the development of atherosclerosis. While there are many aspects to consider, erectile dysfunction is an early indication of more major health issue Treatment focuses on improving a male’s circulatory system, as well as his sex function. Taking a comprehensive approach to vascular health will be a lifesaver for ED patients. Recognizing and treating the problem before it worsens can lower the probability of cardiac arrest, stroke, and other vascular events. There are lots of neurological conditions that can cause erectile dysfunction. These problems might be triggered by injury or illness. Many of these conditions are persistent. As a result, a male’s sexual function might be affected for an extended period. Neurological sexual dysfunction can have a terrible effect on a guy’s lifestyle. Some reasons for impotence are fairly well comprehended, while others remain more strange. Thankfully, advances in molecular biology have actually helped scientists better understand the pathophysiology of erectile dysfunction. Neurogenic sexual dysfunction can be caused by conditions of the main or peripheral nervous system. It is necessary to comprehend the differences in between these disorders. Despite the cause, a male with neurogenic erectile dysfunction is at a greater threat of using illicit drugs and experiencing a lower self-esteem. Whether or not a man has erectile dysfunction, he can take actions to enhance his sexual health. He can ask his doctor about a possible sexual issue, which can assist discover a major health condition prior to it reaches an advanced stage. Erectile dysfunction can be a sign of a variety of medical conditions, including spine injury, diabetes mellitus, numerous sclerosis, and Parkinson’s illness. Men with these conditions may experience diminished feeling, increased tiredness, and problems attaining orgasms. Men with these conditions can undergo nerve-sparing procedures to restore erectile function. The procedure normally takes a few months to a year. Erectile dysfunction can likewise be a symptom of a more severe condition, such as cancer. Treatments can include chemotherapy or radiation. Medical professionals can detect a client’s condition by analyzing a male’s sexual history. This history can discriminate in between an erection and an absence of erection. Arterial hardening of the arteries triggers erectile dysfunction, a condition where men experience difficulty getting or preserving an erection. This is particularly common in older men, in addition to those with diabetes or high cholesterol. It is a threat aspect for heart attack, stroke and cardiovascular disease. The majority of erectile dysfunction cases are brought on by blocked arteries. A few of the most obvious signs of artery clog include a reduced erection time, decreased rigidity throughout erection, a slower rate of erection development and a lack of spontaneity during sexual stimulation. Erectile dysfunction is a warning sign that you have peripheral artery illness or atherosclerosis. If left unattended, PAD can lead to leg discomfort, non-healing sores, and amputation. A diagnosis of ED can likewise predict the beginning of coronary artery illness. Men with ED who have a family history of heart diseases are at greater threat for cardiovascular issues. They should have a screening test for PAD and coronary artery illness. An ankle-brachial index test can be performed to identify whether an individual has peripheral artery disease. Around 50 percent of men in between the ages of 40 and 70 will experience erectile dysfunction. In fact, erectile dysfunction is among the most widespread conditions in this age group. One reason that erectile dysfunction is a warning sign of vascular disease is that an accumulation of cholesterol in the arteries makes it harder for blood to stream through. High cholesterol levels can also increase the risk of a cardiovascular disease. Whether you have a family history of heart disease, it is an excellent idea to have your cholesterol checked frequently. A current research study conducted in Australia discovered that ED was more typical in men with a heart disease than in those without. Scientist concluded that erectile dysfunction is a precursor of CVD. Diabetes and erectile dysfunction are 2 conditions that can impact men of all ages. Erectile dysfunction is a condition in which the man can not accomplish and maintain an erection for sex. It is a common problem of diabetes. Erectile dysfunction can be caused by numerous various aspects. A few of these aspects include psychological problems, medications, and persistent health problems. Others might be a result of high blood pressure or cardiovascular disease. Nevertheless, erectile dysfunction related to diabetes is frequently treated with an integrated method to health management. High blood glucose levels can damage the arteries and nerves of the penis. These issues can cause a loss of venous flow, which prevents the corpora cavernosa from expanding. Men with diabetes likewise tend to have a decreased sex drive. In fact, a current study found that males with type 2 diabetes had an increased risk of erectile dysfunction. A reduction in the amount of nitric oxide produced by the body can likewise be a contributing factor to erectile dysfunction. In addition to the above-mentioned elements, diabetes and erectile dysfunction can also be connected to a variety of other conditions. For example, high blood pressure and heart problem can increase the threats of ED. Other possible aspects that add to erectile dysfunction consist of tension and stress and anxiety. Exercise and a healthy diet have actually been revealed to enhance erectile function. If you have an issue with erectile dysfunction, consult your doctor to find out if you have any other health conditions. There are lots of treatments for erectile dysfunction. These include medication and diet plan. Increasing testosterone levels can also be helpful. Getting enough sleep, remaining calm, and avoiding tension are likewise advised. Tension can cause an erection to aggravate, so spending some time for relaxation and psychological rest is essential. When an individual suffers from erectile dysfunction, they frequently have feelings of humiliation or perhaps aggravation. This is due to a combination of physical and mental elements. If you are suffering from erectile dysfunction, it’s important to seek help as soon as possible. Lots of men with ED experience some level of depressive affect. In fact, a current study released in the Journal of Sexual Medicine revealed a link in between anxiety and erectile dysfunction. There are a range of methods to deal with anxiety, including medication, psychotherapy, and natural remedies. These methods can help you return on your feet. Depression and erectile dysfunction are related in the sense that a person with depression may not have a great deal of energy. Not having enough energy is a typical reason for poor erections. Some medications can also have a negative effect on sexual function. It’s essential to go over all of your alternatives with your doctor prior to beginning any brand-new medication. A thorough method to treatment can help you accomplish optimal erections and general wellbeing. Your GP will have the ability to advise treatments. While there is no one test to diagnose anxiety, there are some patterns to look for. An erection is an outcome of the brain chemical dopamine being launched. The higher the levels of serotonin offered, the less dopamine is required to produce an erection. Another interesting sign to try to find is hypogonadism. The hormonal agent testosterone plays a substantial role in sexual efficiency. Clients with hypogonadism are most likely to have an erectile disorder. In general, erectile dysfunction is not triggered by age. Nevertheless, the symptoms of anxiety may be associated with age. In addition, there are a variety of medical conditions that can cause erectile dysfunction. Seizure disorders, neurodegenerative diseases, and posttraumatic stress disorder are all connected with increased rates of depression. Cant Stay Hard In Missonary – The Truth Exposed 18 Cant Stay Hard – The Truth Exposed

Tag: Positive deviance Perhaps one of the greatest efforts of human kind is its ability to create tangible change in community. This is evidenced in even the most rudimentary coalitions that come together to serve the common good and underscore humankind’s ability to communicate for effective outcomes. Yes, the zenith of human capacity, innovation and production is a…

Webworm Category: Common Insects Actual Size: Larvae – 1”; Moth – 1 ½’ Characteristics: Webworms are the caterpillar (larva) stage of webworm moths. Webworm caterpillars are yellowish and striped; moths are white and fuzzy. Legs: Yes Wings: Adult moths have wings Habitat: Larvae construct unsightly webs on the outer ends of tree branches while they feed in late summer and early autumn. Caterpillars construct large unsightly webs on trees. Feed on the leaves of at least 80 species of shade, nuts, and fruit trees. Although their webs are unsightly, they do not harm otherwise healthy trees. Pest Description Webworms in Bristol TN The fall webworm is native to North America and is found throughout most of the United States and southern Canada. Caterpillars construct large, unsightly webs on the outer ends of tree branches while they feed in late summer and early autumn. They are distinctly different from the Eastern Tent-Caterpillar, which prefers to create webs in the crook of tree branches. Webworms feed on the leaves of at least 80 species of shade, nuts, and fruit trees. Although they don’t cause permanent damage, their webs can be unsightly in large amounts. Webworm Habitat The fall webworm lives in areas where host trees occur, namely hardwood forests and landscapes. Infestations are most common on trees growing in open areas, such as along roadsides, in yards, and on forest edges. Fall webworm moths are attractive white moths emerging between May and July to mate. Female moths lay several hundred eggs on the undersides of leaves, and when the eggs hatch, young larvae construct a nest by webbing leaves together. Larvae feed on foliage enclosed by the nest, which expands as the larvae develop. Webworm Behaviors, Threats, or Dangers Webworms do not bite, are not poisonous, and are considered to be more of a nuisance pest. Although the webs are unsightly, defoliation by fall webworms usually causes little harm to the tree. Most trees are already preparing for winter dormancy, so few energy reserves or nutrients are lost. However, most property owners prefer to eliminate webworm nests. Since fall webworms are not considered harmful, their webs can be removed by using a long branch to open the web itself. If you have a webworm problem on your Bristol property, contact your local pest control experts for help. Need help with Webworm control? Pillbug Camel Cricket

Kira Stellato I am here to reimagine... ….a way to acknowledge the grief of social and healthcare professionals. Share and honor our experiences, welcome change and transformation and empower ourselves as individuals and communities through the science of narrative medicine. I’m Dr. Kira Stellato, glad to be here! I hold a PhD in neuroscience and cognitive sciences. I am also a licensed health psychologist and meditation teacher with 30+ years’ experience. I grew up in a family environment filled with trauma and grief, one of the reasons I am so passionate about my work. My mission is to help each person stress manage their life in order to live a mindful, caring exis... I’m Dr. Kira Stellato, glad to be here! I hold a PhD in neuroscience and cognitive sciences. I am also a licensed health psychologist and meditation teacher with 30+ years’ experience. I grew up in a family environment filled with trauma and grief, one of the reasons I am so passionate about my work. My mission is to help each person stress manage their life in order to live a mindful, caring existence and to adjust to illness, trauma and loss of self or loved ones. This can be done trough creativity and the use of expressive methods, which I strive to perfect daily. Since the beginning of the pandemic I’ve made it a point to support social/healthcare providers and I’m witnessing their courage, resilience and vulnerability. Their emotions need to be heard and acknowledged. I vouch to be their voice. ABBI CURA DI ME : Il lutto di chi cura

Selected Index to Correspondence Biographical material William L. Marcy Collection An inventory of his correspondence at Syracuse University Creator: Marcy, William L. (William Learned), 1786-1857. Title: William L. Marcy Collection Quantity: 42 letters (SC) Abstract: Papers of the U.S. Senator (1831-1833); New York State Governor (1833-1838); U.S. Secretary of War under James K. Polk (1845-1849); U.S. Secretary of State under Franklin Pierce (1853-1857). Incoming and outgoing letters concerning a wide variety of subjects such as the establishment of the State Geological Survey (G. W. Boyd, T. A. Conrad, John Delafield, Lardner Vanuxem); the use of volunteers for military service during the 1845-1848 war with Mexico (Silas Wright), the settlement of the New York-New Jersey boundary dispute (Andrew Jackson), the appropriation of public funds (Levi Woodbury, William C. Bouck), and the establishment of a State institution for the mentally handicapped (James B. Richards). William Learned Marcy (1786-1857) was an American politician and public figure who served as U.S. Secretary of War under President James K. Polk and U.S. Secretary of State under President Franklin Pierce. 1786 Born in Sturbridge (presently Southbridge), MA 1808 Graduated from Brown University in Providence, RI 1811 Admitted to the bar; Began practice in Troy, NY 1812 Married Dolly Newell 1823-1829 New York State Comptroller 1829-1831 Associate Justice of the New York State Supreme Court 1831-1833 U.S. Senator 1833-1839 New York State Governor 1839-1842 Member of the Mexican Claims Commission 1845-1849 U.S. Secretary of War 1853-1857 U.S. Secretary of State 1857 Died in Ballston Spa, NY The William L. Marcy Collection consists of biographical material and correspondence. Biographical material consists of two lithograph portraits of Marcy. Correspondence contains 42 letters, written between 1821 and 1857, which illuminate Marcy's career in public life as a U.S. Senator (1831-1833), New York State Governor (1833-1839), U.S. Secretary of War under James K. Polk (1845-1849), and U.S. Secretary of State under Franklin Pierce (1853-1857). A Selected Index to the Correspondence is located at the end of the finding aid. Included here are discussions concerning appointments to the newly established New York State Geological Survey (G. W. Boyd, T. A. Conrad, John Delafield, Lardner Vanuxem); a proposal for a Black River canal project (Henry A. Foster, J. B. Francis); the settlement of the New Jersey-New York boundary dispute (Andrew Jackson); and the proposed establishment of a State institution for the mentally handicapped (James B. Richards). In addition, there are a series of three letters written in 1846 between the U.S. Secretary of War Marcy and New York State Governor Silas Wright concerning clarification of the recently passed legislation providing for the use of volunteers for military service during the war with Mexico. Also included in the collection is a letter to Colonel Henry Stone (6 May 1836) relieving him of his duties: Having a desire to make a change in my military staff I take the liberty to suggest to you that I am willing to accept your resignation as one of my aides. I presume it will readily occur to you that the disclosure recently made by the Senate on the charge against one of its members growing out of a gambling transaction between yourself & him has had an influence in inducing me to make the forgoing [sic] suggestion. This step has caused me some unpleasant sensations but I could not forbear to take it because [I] have not been able to doubt of its propriety. There is also an item to Assistant Treasurer of the United States William C. Bouck (3 Jan 1848) ordering him to deposit in the name of the Secretary of War $24,032.50 "on account of 'Trustfund' interest" for a number of Native American tribes including the Cherokee, Chippewa, Creek, Menomonie, Ottawa, Seneca, and Shawnee. The letter provides a breakdown of the deposition of funds, indicating the allotments for treaty agreements, schools, and orphanages for the various tribes. Among the more personal letters are acknowledgements of receipt of nine volumes of Thomas Jefferson's works (Asbury Dickins) and gifts of wine and a snuff box. There is also a polite refusal (Joseph Hoxie) to attend a festival sponsored by the New England Society of the City of New York commemorating the landing of the Pilgrims at Plymouth. And pursuing a more didactic course is a single item to his younger brother-in-law, George W. Newell, in which Marcy expounds (25 Oct 1821): The great art of epistolary correspondence is to say common things (for on such this correspondence usually treats) in an easy plain and elegant style. I have no reason to complain that such has not been the character of the stile of your letters. I must however say, though you may not think this remark "plus juste" that occasionally there is some omission of words, mistakes in the date or place when & from whence they are written and some times a sentence occurs which is bunglingly formed, and a too general neglect of punctuation; but justice requires that I should at the same time say that this as seldom happens in your writings as those of any one your age and experience. It is of the utmost importance that, in early life, we should contract habits of correctness - that we should accustom ourselves never to pass any thing without thoroughly understanding it. The collection contains two series: Biographical material and Correspondence, which is arranged chronologically. Baldwin, Ebenezer, d. 1837. Bouck, William C., 1786-1859. Boyd, George W. Buchanan, James, 1791-1868. Campbell, James, 1812-1893. Campbell, Robert Blair, 1809-1862. Conrad, T. A. (Timothy Abbott), 1803-1877. Delafield, John, 1786-1853. Dickins, Asbury, 1780-1861. Foster, Henry Allen, 1800-1889. Francis, John Brown, 1791-1864. Hale, Artemas, 1783-1882. Hoxie, Joseph, d. 1870. Jackson, Andrew, 1767-1845. Macomb, Alexander, 1782-1841. Marcy, William L. (William Learned), 1786-1857. Richards, James B. Sprague, William Buell, 1795-1876. Stone, Henry. Stone, William Leete, 1835-1908. Towle, George M. (George Makepeace), 1841-1893. Vanuxem, Lardner, 1792-1848. Walker, Robert James, 1801-1869. Woodbury, Levi, 1789-1851. Wright, Silas, 1795-1847. Democratic Party (N.Y.) New York State Geological Survey. Governors -- New York (State) Military service, Voluntary. New York (State) -- History -- 1775-1865. New York (State) -- Officials and employees -- Selection and appointment. United States -- History -- 1815-1861. Governors. Created by: KM Date: Apr 1989 Revision history: 04 Dec 2008 - converted to EAD (LDC) ; 5 Jan 2017 - index code fixed (MRC) SC 89, Folder 1 Lithograph portraits of William L. Marcy (2 items) SC 89, Folder 2 [General] 1821-1826 (1 outgoing letter, 1 incoming letter) SC 89, Folder 3 [General] 1833-1834 (2 outgoing letters) SC 89, Folder 4 [General] 1835 (3 outgoing letters, 1 incoming letter) SC 89, Folder 5 [General] 1836 (2 outgoing letters, 2 incoming letters) SC 89, Folder 7 [General] 1838 (2 incoming letters) SC 89, Folder 9 [General] 1845 (2 outgoing letters) SC 89, Folder 10 [General] 1846 (2 outgoing letters, 1 incoming letter) SC 89, Folder 11 [General] 1848-1849 (3 outgoing letters) SC 89, Folder 13 [General] 1854 (3 outgoing letters) SC 89, Folder 16 [General] Undated (4 outgoing letters) Baldwin, Ebenezer : 05 Feb 1835 Bouck, William C. : 19 Mar 1845; 03 Jan 1848 Boyd, George W. : 25 Apr 1838 (incoming) Buchanan, James : undated Campbell, James : 25 Sep 1854 Campbell, Robert Blair : 04 Dec 1854 Conrad, Timothy Abbott : 15 Jun 1836 (incoming); 25 Jan 1837 (incoming) Delafield, John : 19 Mar 1836 (incoming) Dickins, Asbury : 11 Dec 1854 Foster, Henry Allen : 07 Sep 1835 (incoming) Francis, John Brown : 21 Sep 1835 Hale, Artemas : 05 Feb 1849 Hart, Joseph C. : 14 Jun 1833 Hendricks & Bros. : 12 Sep 1853 Hill, J. D. : 18 Apr 1841 Hoxie, Joseph : 14 Dec 1839 Hunter, William : undated Jackson, Andrew : 24 Mar 1834 Larned, James : 04 Nov 1837 Macomb, Alexander : 17 Jul 1835 Newell, George W. : 25 Oct 1821 Peck, Oren H. : 12 Mar 1856 Richards, James B. : 25 Aug 1851 Sprague, William Buell : 13 Mar 1842 Stone, Henry : 06 May 1836 Stone, William Leete : undated Towle, George Makepeace : 30 Jun 1857 Vanuxem, Lardner : 25 Apr 1838 (incoming) Walker, Robert James : 06 Sep 1845 Woodbury, Levi : 10 Jan 1837 Wright, Silas : 19 May 1846; 28 May 1846; 09 Jul 1846

There are 1 included publications by Patricia B. Crane : Increased Long-Term Mortality among Black CABG Patients Receiving Preoperative Inotropic Agents 2015 The aim of this study was to examine racial differences in long-term mortality after coronary artery bypass grafting (CABG), stratified by preoperative use of inotropic agents. Black and white patients who required preoperative inotropic support prio...

Wanting to Complain and Then… by Birdie in Uncategorized Tags: home, travel, vacation It was another long day, full of things to do and chores to take care of. (I did treat myself to some extra sleep this morning though… yay!) 🙂 Thinking of all the events I have to attend this month and unexpected things that have happened in the past couple of weeks, I’ve found myself complaining about lack of sleep and being busy and not having time to just sit and relax… and today, I started to dislike the fact that it’s becoming easy to complain. Just as this thought was in my mind, I had a chance to check my Facebook page. There were a few things that put me back in my place. 1) A dear friend of mine, from way back when, found out that her mom has lymphoma. 2) A FB friend found out that he has cancer. And here I was, griping about not having enough time for myself! So, I’ll do my best to be even more thankful for all the positives I have in my life: a computer that works so I can keep in touch with loved ones around the world, a vase-full of flowers that I got at the kindergarten graduation yesterday and this big fluffy cat curled up on my lap, just to mention a few things. Thank you to those who are following me on here. Thank you to everyone out there who loves me. (Feel like I’m going to cry now…)

In the Senate of the United States. June 1, 1892. -- Ordered to be printed. Mr. Sanders, from the Committee on Claims, submitted the following report: (To accompany S. 2777.) Your Committee on Claims, to which was referred Senate Bill 2777, have had the same under consideration, and find the facts claimed to be as follows... The work In the Senate of the United States. June 1, 1892. -- Ordered to be printed. Mr. Sanders, from the Committee on Claims, submitted the following report: (To accompany S. 2777.) Your Committee on Claims, to which was referred Senate Bill 2777, have had the same under consideration, and find the facts claimed to be as follows... represents a distinct intellectual or artistic creation found in Bowdoin College Library. This resource is a combination of several types including: Work, Language Material, Books. The Resource In the Senate of the United States. June 1, 1892. -- Ordered to be printed. Mr. Sanders, from the Committee on Claims, submitted the following report: (To accompany S. 2777.) Your Committee on Claims, to which was referred Senate Bill 2777, have had the same under consideration, and find the facts claimed to be as follows... Copiah County, Mississippi Hazlehurst, Mississippi Military operations Neal, Benjamin R United States., Civil War (1861-1865) War damage compensation Report, 52nd Congress, no. 772 Context of In the Senate of the United States. June 1, 1892. -- Ordered to be printed. Mr. Sanders, from the Committee on Claims, submitted the following report: (To accompany S. 2777.) Your Committee on Claims, to which was referred Senate Bill 2777, have had the same under consideration, and find the facts claimed to be as follows... In the Senate of the United States. June 1, 1892. -- Ordered to be printed. Mr. Sanders, from the Committee on Claims, submitted the following report: (To accompany S. 2777.) Your Committee on Claims, to which was referred Senate Bill 2777, have had the same under consideration, and find the facts claimed to be as follows..., (electronic resource) <div class="citation" vocab="http://schema.org/"><i class="fa fa-external-link-square fa-fw"></i> Data from <span resource="http://link.bowdoin.edu/resource/zDPHdZ0alC4/" typeof="CreativeWork http://bibfra.me/vocab/lite/Work"><span property="name http://bibfra.me/vocab/lite/label"><a href="http://link.bowdoin.edu/resource/zDPHdZ0alC4/">In the Senate of the United States. June 1, 1892. -- Ordered to be printed. Mr. Sanders, from the Committee on Claims, submitted the following report: (To accompany S. 2777.) Your Committee on Claims, to which was referred Senate Bill 2777, have had the same under consideration, and find the facts claimed to be as follows...</a></span> - <span property="potentialAction" typeOf="OrganizeAction"><span property="agent" typeof="LibrarySystem http://library.link/vocab/LibrarySystem" resource="http://link.bowdoin.edu/"><span property="name http://bibfra.me/vocab/lite/label"><a property="url" href="https://link.bowdoin.edu/">Bowdoin College Library</a></span></span></span></span></div> Data Citation of the Work In the Senate of the United States. June 1, 1892. -- Ordered to be printed. Mr. Sanders, from the Committee on Claims, submitted the following report: (To accompany S. 2777.) Your Committee on Claims, to which was referred Senate Bill 2777, have had the same under consideration, and find the facts claimed to be as follows...

Christine White Christine ‘Cissy’ White is a free-lance writer and stay-at-home feminist who teaches writing workshops and sea glass clinics at her local YMCA. She makes sea glass jewelry and lives near the ocean with her family in MA. She’s been published in weekly newspapers, a Cup of Comfort book as well as trade publications. She writes about her passion for sea glass at seaglassgirl.

From Roald Dahl to Goosebumps, Revisions to Children’s Classics Are Really About Copyright Cathay Smith March 10, 2023 0 Comments The backlash to Puffin Books’ decision to update Roald Dahl’s children’s books has been swift and largely derisive. The publisher has been accused of “absurd censorship”, “corporate safetyism” and “cultural vandalism.” At its core, however, updating Roald Dahl’s children’s books is really about the rights and control copyright grants to authors and copyright holders. Those rights are exercised to update children’s books more frequently than many of these critics may realise. Over the past decades, authors, copyright owners and publishers have edited and updated children’s books. They have removed racial stereotypes, reflected changing gender and cultural norms and in doing so, maintained their books’ relevance and appeal to the modern reader. Hugh Lofting’s The Story of Doctor Dolittle (1920), Dr. Seuss’s And To Think That I Saw It On Mulberry Street (1937), Helen Bannerman’s The Story of Little Black Sambo (1899), Mark Twain’s Adventures of Huckleberry Finn (1885) and classic children’s books series such as Hardy Boys and Nancy Drew have all changed to keep up with increasing sensitivities to racial, gender and other social stereotypes. In 1973, Roald Dahl edited Charlie and the Chocolate Factory himself after the National Association for the Advancement of Colored People (NAACP) criticised the Oompa Loompas, who were originally portrayed as African “pygmies”. Classic children’s books occupy a special cultural place and evoke sentiments of tradition and nostalgia. They are venerated as works of art, making their preservation feel vital to a shared heritage. As such, any suggestion of changing them can feel like an attack on culture itself. Of course, whose heritage and whose culture these “classic” books represent is up for debate, especially when original versions included portrayals of certain groups in hurtful or stereotypical ways. Some argue that books for children should be held to a higher standard of sensitivity, given that children learn about their society, identity and group membership from books. Through their books, authors and copyright holders wield the power to shape the attitudes and minds of children, teaching them notions of good, bad, ugly, pretty, who is accepted and who is excluded. How copyright law impacted Dahl’s edits Copyright law grants its holder the exclusive right to edit a copyrighted children’s book and the right to limit publication of a work. This means that during a book’s copyright term, the copyright holder has the right to make edits that maintain the book’s popularity and commercial viability. This is true even when an author no longer owns the copyright to their work. In those situations, the copyright holder generally has the right to make edits to the work even without the author’s consent, as Goosebumps author R.L. Stine recently discovered. These rights aren’t absolute and – most importantly – aren’t forever. Once the copyright term expires, anyone can reproduce, edit and sell new copies of an original book in any medium or format. Hugh Lofting’s The Story of Doctor Dolittle (1920), for example, entered the US public domain in the 1990s. Today, both the updated and the original versions (including its racial caricatures and story line about a black prince dreaming of becoming white) are available to purchase. Dr. Seuss’s first children’s book, And to Think That I Saw It On Mulberry Street (1937), will enter the US public domain in 2033. At that time, regardless of Dr. Seuss Enterprises’ efforts to retire that book, anyone will be able to reproduce and sell new copies, complete with its original bright yellow faced “Chinaman who eats with sticks”. Roald Dahl’s original Charlie and The Chocolate Factory will enter the US public domain in 2060. Children will once more have the opportunity to read about the African “pygmies” that Willy Wonka “discovered” and shipped to work in his factory, “fat” children like Augustus Goop and “ugly” girls who chew gum. In the meantime, copyright holders can update and revitalise their books to broaden their readerships, protect authors’ legacies and maintain the works’ relevance. In exchange, teachers and guardians can access various versions of classic books and decide for themselves which versions their children should read. Cathay Smith, Professor of Law, University of Montana; Visiting Research Fellow, University of Oxford CategoriesBooks Tagscensorship, children's books, Dr. Seuss, goosebumps, rl stine, roald dahl, Roald Dahl edits, Sensitivity edits The Brief but Shining Life of Paul Laurence Dunbar, a Poet Who Gave Dignity to the Black Experience

Tag: family stories Lights, Camera, Scalpel: Saying Goodbye to a Lifetime of Work Smeeta Mishra September 14, 2020 A day before her 70th birthday, my surgeon mother retired from full-time work a second time, giving me a chance to reflect on my relationship with her and her …

Do what you love - love what you do. Ever heard that? If you think those are empty words, think again. The God of the universe has created you for a specific purpose and a big part of that purpose is work. The question is do you know what you were made to do? Today, we’ll talk about how you can discover exactly what God made you to do. Let me read three quotes that I pulled out of the research that I thought were very encouraging, and they set the stage for you discovering the calling God has on your life. And we’re talking to your particular calling. We know you are called to a Person – Jesus. We know you are called to a purpose – right? To become conformed to His image. We know you’re called to a people, the Church, and to fit as an interdependent part of His body, and you’re called to the process of sanctification to be holy, and you’re called to a place – different places at different times, but He has you in a role. Some are married. Some are single. Some are working. Some are retired. Some are on the East Coast, left coast. Some are from out of the country. He’s called you to a place. But what we want to know, in that place, is, what, specifically, does He want me to do? What is my individual role? What’s my job description based on my unique designs? What, exactly, is that? That’s what this is about. So, quote number one comes from Joe Calhoon and Bruce Jeffrey, in their book called Prioritize, and this is a challenging quote. They say, “It takes great courage for men and women to discover their calling.” You might circle the word courage. “After all, it may not be what you’re doing now. And to face your calling squarely may cause some significant disruption in your life.” Anybody have that experience so far? You know, you’re thinking, down deep, I think I would really – my dreams – I would really like to do this. But if I did, that would mess with expectations. That would mess with finances. That would mess with security. What would so-and-so think? My kids, we would…right? It takes great courage, great courage, to face your calling. Because there is the chance that you may not be doing it right now. The second quote is on the real positive side, by Os Guinness, his book, The Call, that’s, probably, the definitive work on this. If someone said, “Calling from God, one book” – this is probably the one you’d want to get. “Somehow,” Os writes, “We human beings are never happier than when we are expressing the deepest gifts that are truly us.” It’s amazing how we look for happiness, in all kinds of places, isn’t it? But we’re never happier, we’re never happier, than when we’re expressing who we really are, who God made us to be. And then, the third quote is by a business consultant, and coach, and he just makes this observation, after working with executives, and marketplace leaders, and Christian leaders. He says, “The vast majority of individuals spend most of their lives focused on activities where they are either incompetent, or merely competent. Only rarely do their excellent abilities come into play, and almost never do they experience uniqueness.” Two facts to remember: You are fearfully and wonderfully and uniquely made by God. Look in your notes. Listen to what God says. This is about you. David prays. “I will praise You, for I’m fearfully and wonderfully made; marvelous are Your works.” When God looks at you, sometimes we see the Alps, or sometimes we see the Grand Canyon, or sometimes we see the delicacy of a butterfly, and we think, Oh, God’s works are marvelous! Or we see a picture of those galaxies, those outer space pictures, by the Hubble or something. When God looks at you, you’re more marvelous than all of that! You’re the pinnacle of His creation. You are fearfully and wonderfully made. David says his soul knows it very well. “My frame wasn’t hidden from You when I was made in secret” – notice this – “and skillfully wrought.” You’ve seen a skilled artist. You’ve heard a skilled musician. What’s it like when God says He was the skillful One that made you, in the lowest part of the earth? Speaking of God, “Your eyes saw my unformed substance,” or, “my embryo.” “In Your book were written for me the days fashioned for me, when as yet there were none of them.” And that phrase, “the days fashioned for me” – the focus of that isn’t so much extent – how many days – it’s the kind of days. “The days that were fashioned,” of what would you do in those days? In fact, Ephesians 2:10 says, “For we are His workmanship, created in Christ Jesus for good works.” There are some good works, and what’s it say? “Which God prepared beforehand, that you should walk in them.” There’s a unique contribution that grows out of your unique design that God has prepared beforehand, because He’s fearfully, and wonderfully, and uniquely made you, for you to walk in them. And when you do, you feel His pleasure. You’re good at it. It impacts others, positively. Everyone looks up and says, “Wow, that’s God’s glory,” and you have this incredible experience of joy. That’s God’s plan. So, fact number one is, you’re fearfully and wonderfully made. Fact number two is, your unique design – your abilities, gifts, and desires – were fashioned by God to equip you to fulfill your unique purpose and calling in life. That’s pretty exciting, isn’t it? And that’s true. And that’s true if you’re twenty-two or ninety-two. The sixty-four-dollar question that comes to my mind, then, is how do you discover what that unique design is, and how do you begin to put it into play in everyday life? And to do that, I want to explore the concept of personal calling, and you’ll notice there’s a little asterisk, and the asterisk at the top, under “Personal Calling” – if you go to the bottom of the notes, it says “adapted from Prioritize! by Calhoon and Jeffrey.” I thought of a lot of different ways to explain this. I found one paragraph in this book, and I thought, You know, rather than me trying to give you my interpretation, I thought, this is the clearest picture of it that I’ve seen. So exploring the concept of calling, answering the question, here are five truths about calling. I love this. Number one, it’s yours alone. Calling is unique. It doesn’t belong to anyone else, because it calls on your uniqueness. “No one else can serve in your place, even if they wanted to.” I like that. “You are different from anyone else in the world, even if you share the same genetic code with your twin.” So, the first thing about calling: It’s yours alone. Second, it calls on your unique gifts. Circle the word gifts. First, it’s yours alone, but, second, it’s going to call on your unique gifts. “You can serve in a way, and in a place, that no one else on earth can. Even if you’re in a position, or hold a title, that many others have” – it gives an example of customer service. You can name any job – “your unique abilities will allow you to perform that job, in a way that no one else can.” Think of the dignity and the value and the worth God placed on you, regardless of the role, or title, or job. He says, “I’ve made you so uniquely that in this role, in this job, at this time, no one can do it quite like you do it.” Isn’t that the picture of 1 Corinthians 12 and 14, and Romans 12, of being a part of this supernatural community, the body? And just as there are many members of one body, and all the members don’t have the same function, so you are members of one another, and we need, and work, interdependently. Third, your calling calls on your unique desires. It’s not just your gifts. It’s not just abilities. But it’s desires. We have different desires. Certain things that fire me up absolutely bore other people. And certain things that fire other people up absolutely bore me. That’s why, in all the churches I’ve had the privilege of pastoring, when you form all these small groups, I always give people an exit the first two or three weeks. We have this idea, I’m a Christian; you’re a Christian. We get in a small group; we’re supposed to have chemistry. I’ve got news for you – you don’t always have chemistry. There are Christians I hit it off with easily and well, and there are Christians that they love God; I love God – I just don’t want to hang out with them. But we’re afraid to say that out loud. So, in all of our small groups, I’d say, “Get in a small group,” and then, after two or three weeks, if there’s not chemistry, there’s not a bad person. What you say is, “Hey, it was great to be with you. You guys are really cool. I’m going to look for a little bit better fit.” You say it a little nicer than that, but, but do you understand what I’m saying? See, you have desires, and they’re different. Notice what it says here. And this is not necessarily a Christian book. It’s The Magic of Calling. I would probably replace that with The Mystery of Calling. But, “The mystery of calling is that you don’t tire of it. You get to do what gives you joy, over and over. If you don’t know what we’re talking about, you haven’t found it.” And then, I like this: “That’s okay. Keep searching.” When you’re in your calling, you can do it over and over and over and over, and you just get more and more and more charged up. When you are in your calling, you can do it, over and over again, and it just recharges you. And if you wonder, I’ve never done anything quite like that, then God probably brought you here to help you begin the journey to discover that. So, a calling, it’s yours alone. It centers around your gifts, around your desires. And then, number four, your calling gives you strength, and keeps you humble. See, a lot of us have not wanted to go here because, Oh, it’s arrogant. What am I good at? Listen to this: “By recognizing your calling, you gain the grace to acknowledge others in their calling, in their set of unique gifts and abilities.” I love this line: “You have no need to appear more important than you already are. On the other hand, you lose false modesty that says you’re not good at anything. You grow in quiet confidence that you do make a difference, and that you’re supposed to do so.” That is the beauty of the body of Christ. My dream for you is that you would actually get to where you know what your strengths are. “If I gave you a 3x5 card, and I asked you to write on the top of it “Strengths,” and then put a line down the middle, “Weaknesses,” could you, in three minutes, give me your top three strengths, and your top three weaknesses?” And my journey is, the average person can’t do that. Now, if I said, “Here’s a 3x5 card. You have sixty seconds. Give me your top seven weaknesses,” the average Christian can do that – snap! – like that. Most of us are always trying to improve on our weaknesses, and focus on what we can’t do, and think to even think or talk about our strengths is arrogant. I love this, Prof. Hendricks used to say, “God gave you strengths to have confidence in life. God gave you weaknesses so you’d be dependent and realize you need other people and Him.” But Peter Drucker was right: All great things occur when you build on islands of strengths. Our whole educational system, probably, is fairly backwards. We’re trying to create all these super-balanced people. You never end up balanced. The people who’ve made the greatest impact are people who leverage their strengths and find other people that are great at their weaknesses. Now, some of your weaknesses, there’s a level of stuff. I’m not a detailed person, but I can’t say, “Well, I’m not a detailed person, so my checkbook never balances, and so the world’s supposed to understand.” No, I’ve got to figure out how to do that. So, I’m not saying you’re irresponsible, but I’m saying, where your energy and focus goes, you need to understand what your strengths are. You need to know, I’m good at these things. I’m not so good at these others. And I’m going to develop my strengths; I’m going to leverage them. I’m going to take these God-given strengths and help them become the best they can become. And then, finally, number five: “Discovering your calling can be the result of a moment, or the unfolding of years. Each person comes to it on his own path, some at six, others at sixty. For many people, their calling will shift.” Put a line under that. This is so true. “Their calling will shift, as they move into different seasons of life.” And so, God may have brought you here to help you realize, Well, I’ve always thought I’ve done this, and this is my calling. Sometimes, it might be a new season. For me, it was to call me – He brought me here, to teach this, so I could hear myself speak. And, actually, all the messages you’ve had, I’ve been over them five, ten times before you get them. And then, I get to hear them. Then, I get feedback. He brought me here to bring me back to my calling, and to say, “This is what I made you to do. Chip, do that.” And so, you see, when you explore the concept, it’s yours alone, rooted in gifts, desires. It allows you to see your strengths. It actually keeps you humble. And it can happen in a moment, or it can unfold over time. For me, it was years unfolding. I never – vocational ministry was never in the cards for me, that I could ever see. Little by little, that unfolded. And then, I thought I was going to be a missionary. No, no, it’s going to be a pastor. And then, it was going to be the pastor of a large church. That was part of the – and then, as it grew, then this was the role inside that large church. And then, we ran out of room, and services, and there was this – we didn’t try to do it; it was an accident. It got on a media thing. And so, the calling then kept getting narrower, narrower, narrower, narrower – “It’s going to be about this issue of teaching. That’s your calling. And it’s going to be in a local church, and it’s going to be to help regular people live out their lives, where Christians really act like Christians, and the Church really becomes the Church.” And then, in 1996, it got real confusing, and I asked God, “Please help me see how it all fits together.” And I had an a-ha, very clarion – “Chip, I want you to be a catalyst to transform how America thinks about God, how pastors think about preaching, how churches think about their communities, and how everyday believers live out their faith, at home and at work.” I’m in a field, Camp Koinonia, staff retreat, and I heard those words, sitting quietly, and then the next one: “Did I go too fast? Write that down.” And we were on three radio stations, and, I think, one book was in the works, and I had laughed out loud. “God, You’ve got to be kidding me! I’m one ordinary guy, in one church on the West Coast.” And God said, “Remember, it’s a catalyst. You don’t need to be big. You don’t need to be famous. You don’t need to be a big shot. A catalyst is a tiny chemical, when put in a big vat, can cause a chain reaction. I want people to return, and have a high view of God, and a high view of Scripture. I want pastors to quit just giving the feelie-dealie, ‘here’s how to do life over here,’ or teach through books of the Bible, seven years in the book of Ephesians, saying, ‘The meaning of the Greek word for the is the.’ “And Chip, what I want you to do is, I want you, practically and relevantly, to give people tools, but I want you to teach through books of the Bible, in a practical, relevant way that causes people to take steps, and then give them a tool, and show them how. And then, help other pastors do that. “And then, transform how churches think about their communities. I want you to model here, and every place you go, where churches get off of building their own little kingdoms, and around all the centrality of the Word of God that we all do agree on – the world’s going to hell in a handbasket. And whether you dip, dunk, or spray, I have convictions on all of that. But it’s not worth arguing about right now. And whether you use an electric guitar, or an organ, it’s not worth arguing about right now. We’ve got people going to hell, and we’ve got Christians that don’t act like Christians. “Evangelism and discipleship, around the core fundamentals of evangelical Christianity is where, that’s what we need to focus on. And churches need to come together in their communities, and help one another, and share resources, and share staff, and talk well of one another, and serve the community. So, that’s what I want you to do.”

A Beginner’s Guide to the Pros of the Pulp Lifestyle Kitchen The Pulp Lifestyle Kitchen is a culinary and lifestyle concept that is built on the idea of living an authentic, passionate life. It is a lifestyle that embraces the values of the past and looks towards the future. The Pulp Lifestyle Kitchen is a modern take on old-fashioned ideas. Traditionally, pulp fiction was made with low-quality paper and ink, but now it’s used as a term to describe anything from contemporary literature to YouTube videos to podcasts. Pulp culture is often associated with vintage clothing, retro music, classic cars, and other items from before the era of mass production. The term “pulp” has also been appropriated by people who are nostalgic for those things in their own lives. What is a “Pulp Lifestyle Kitchen” and Why You Should Consider It? A “Pulp Lifestyle Kitchen” is a kitchen that has a retro feel with a modern twist. It has vintage appliances, retro-inspired furniture, and old-fashioned style. In today’s busy world, it’s not always easy to find the time to cook for our families or even ourselves. With the rise of fast food and convenience foods, many people are looking for ways to bring back some of the flavor and nostalgia that comes with cooking in the kitchen. The “Pulp Lifestyle Kitchen” is an ideal solution for those who want to bring back some of that nostalgia without having to spend hours in their kitchen cooking. They can pick up their favorite old cookbooks from their childhood or find inspiration on Pinterest or Instagram and create new dishes from them. The best part is they can do it all in the convenience of your kitchen. The Benefits of Cooking for Entertaining with a Pulp Lifestyle Kitchen Entertaining is an important part of a successful life. The benefits of cooking for entertaining are many and the process is enjoyable, especially when you have a pulp lifestyle kitchen. Pulp Lifestyle Kitchen: A pulp lifestyle kitchen is a kitchen that is designed to be both functional and aesthetically pleasing. It is made up of materials that are mostly from recycled paper products and it has an eco-friendly, natural look. How to Plan your Pulp Lifestyle Kitchen Rotation and Menu Planning Planning your kitchen is a crucial part of your daily routine. You need to think about what goes in your pantry, what goes in your refrigerator, the type of food you are going to cook and how often you are going to cook it. Pulp Lifestyle Kitchen Rotation: This is the first step in planning your kitchen. It is important for you to know that there are certain foods that should stay on rotation for a long time. These foods include things like rice, beans and pasta. They should be rotated every few weeks or so. Menu Planning: Planning menus ahead of time can help you save money by buying ingredients in bulk and preparing meals at home instead of going out to eat. It also helps prevent food waste since you know exactly what ingredients go into each meal before cooking them and you can use that knowledge to make healthy, delicious meals! What are the Best Bar Tools that Every Culinary Culinary Entrepreneur Needs? Bar tools are essential to create a perfect cocktail. These tools can be used in any bar setting or at home. They are important to have on hand because they allow for customization of drinks and the process of making them. Bar accessories are also important in order to make your bar more attractive and create a more inviting atmosphere for guests. What are the Best Storage Solutions that Every Culinary Culinary Entrepreneur Needs? A kitchenwa is a type of storage unit that is typically used in the kitchen. It can be used to store ingredients, cookware, and other cooking utensils. The best storage solutions for a culinary entrepreneur are ones that suit their needs and budget. There are many types of storage solutions available in the market today. They range from metal cabinets to plastic bins, and they come in different sizes as well as colors. The DIY Manifesto & Rules of Thumb for Creating a Fantastic Pulp Kitchen The DIY Manifesto is a manifesto written by the author of The Unsettling of America, Sarah Smarsh. In this manifesto, she talks about living cheaply and living simply by creating a fantastic pulp kitchen. “I decided to live cheaply, which meant I would do without things like dishwashers and microwaves and air conditioning. I would also do without things like cable TV, internet access, and even electricity.” The DIY Manifesto is a must-read for anyone who wants to live an adventure-filled life in their own kitchen! Pulp Lifestyle Kitchen Essentials This is a list of kitchen essentials that every house should have. A good blender: A blender is needed for smoothies, soups, and other blended drinks. It can also be used to make dips and sauces. A good food processor: A food processor is needed for chopping vegetables and making doughs. It can also be used to shred cheese or make bread crumbs. A good oven: An oven is needed for baking, roasting, grilling, and more. It can also be used for broiling or steaming foods. A good set of pots and pans: Pots and pans are needed for cooking pasta or boiling water as well as other dishes such as stir-fries or omelets. The Best Ways to Build Your Own Pulp Lifestyle Kitchen The best way to build your own pulp lifestyle kitchen is to start with the basics. You need a stove, oven and refrigerator. Then you can add on the other appliances that you need. The list of appliances below are some of the most common ones that people use in their kitchens: – Stove – Oven – Refrigerator – Dishwasher – Microwave oven – Coffee maker – Toaster oven – Blender Pulp Lifestyle Kitchens That Inspire Others to Follow Suit The kitchens of the world are a reflection of the culture and values of a society. For example, in Japan, there is a great emphasis on cleanliness and aesthetics. In Mexico, they are more focused on food and family. In America, they focus on comfort and simplicity. In order to create a kitchen that inspires others to follow suit, it is important to understand what people in that society value most and find ways to incorporate those values into your design. How to Make a Live Mixology Bar in Your Home or Office with These 5 Helpful Tips and Tricks! This is a quick guide on how to make a live mixology bar for your home or office. It includes helpful tips and tricks for preparing the bar, including the drinks and ingredients that you’ll need. Tip 1: Get an old-fashioned coke machine Tip 2: Consider purchasing a coffee urn or some other coffee machine to keep your spirits up. Tip 3: Get some ice, water, and cups in case people want to order drinks on the spot. Tip 4: Consider serving alcohol as well, if you feel like it! Tip 5: Make sure you have a good sound system set up so people can enjoy their drinks while they listen to music. How do you define the term “pulp lifestyle”? The term “pulp lifestyle” is often used to describe a particular kind of fiction that is set in a world of action-adventure, science fiction, and fantasy. The protagonist usually has superhuman abilities or skills and is often tasked with saving the world. Pulp novels are typically written in a vernacular style, which means they are written in plain language with limited vocabulary. They are usually short stories that rely on word economy and imagery rather than long, complicated sentences. Why is it important to have a “pulp” kitchen? A “pulp” kitchen is a kitchen that has all the necessary tools and appliances to make quick meals. This is important because it saves time. It also helps save money, as you can buy only what you need to make the meal. You can also purchase bulk items at a discount, which saves even more money. A pulp kitchen has some of the following appliances: – A blender – A food processor – A juicer – A microwave oven – An oven or stovetop What does it mean to have a “pulp” kitchen? Pulp is a term that has been used to describe the process of making paper from wood. It was also used in reference to the popular genre of pulp fiction literature. The term is now used as a synonym for “rough” or “unrefined,” with connotations of cheapness and low quality. A pulp kitchen can be described as a kitchen with lots of exposed brick, concrete, and other natural materials that are not painted or finished in any way. This type of design can be found in many homes throughout North America and Europe. Pulpy kitchens have been on the rise since the mid-2000s due to their easy maintenance and minimal cost. They are also often found in apartments that do not have enough space for an all-white kitchen design because they are more practical and cost-effective, which is why they are also popular in homes with limited space. What are some examples of pulp kitchens? Pulp kitchens are a type of kitchen with a retro design. They have an old-fashioned look, but they are still functional in terms of appliances and kitchenware. The designs are usually inspired by the 1950s and 1960s. Examples of pulp kitchens include: – the 1950s style kitchen with a refrigerator, stove, oven, and sink – the 1960s style kitchen with a stove and refrigerator – the 1970s style kitchen with an oven, sink, stovetop range hood and dishwasher. What are the leading pulp lifestyle kitchens in the market? The leading pulp lifestyle kitchens in the market are those that offer a large variety of products and accessories. They have a wide range of small appliances that help in making daily cooking and baking tasks easier. These are typically found at kitchen stores and online retailers. Pulp lifestyle kitchens offer an abundance of options for your kitchen needs in terms of materials, design, size, and brand. They come with a wide range of colors to choose from as well as different finishes to give your kitchen the look you want. Is there a difference between an in person and online pulp lifestyle kitchen? The online pulp lifestyle kitchen is an online cooking show that is hosted by a professional chef, who has a team of chefs and cooks working behind the scenes. The difference between an in person and online pulp lifestyle kitchen is that the latter allows people to cook from home, without having to go through the hassle of going to a restaurant. The host will teach them how to make various dishes, which they can then recreate at home. This shift in the way people cook has led to many changes in our lifestyles. With the shift towards healthier eating, more people are now cooking at home instead of going out for dinner or ordering takeout food. What type of people use these kitchens? In the modern world, people are more and more conscious about the amount of time they spend in their kitchens. They want to cook healthy meals that are both tasty and nutritious. This is why they have installed a kitchen with a range of appliances such as ovens, microwaves, grills, refrigerators and dishwashers. The type of people who use these kitchens vary depending on their needs and preferences. However, most people who use these kitchens are professionals in the food industry or home cooks who want to make sure that their meals are healthy without compromising on taste. What are the benefits of using a pulp lifestyle kitchen? The benefits of using a pulp lifestyle kitchen are that it is environmentally friendly and it is cheaper than a traditional kitchen. Pulp lifestyle kitchens are not only eco-friendly but they also save money. The cost of the materials used to build the kitchen is not much compared to the cost of buying pre-made cabinets. One benefit of using a pulp lifestyle kitchen is that you can easily make changes to it without having to take out your wallet. The materials used in this type of kitchen are more durable and less likely to break down over time. What are some of the products that can be found in a pulp lifestyle kitchen? The products that can be found in a pulp lifestyle kitchen are typically made from wood or bamboo. These materials are sustainable, eco-friendly and easy to clean. Some of the products that can be found in a pulp lifestyle kitchen include: – Cutting boards – Serving trays – Utensils – Bamboo utensils What are some of the primary materials and tools used in a pulp lifestyle kitchen? Pulp lifestyle kitchen is a type of kitchen that is typically characterized by vintage, retro, and industrial design. The term “pulp” refers to paper products such as magazines, newspapers, and books. Materials used in a pulp lifestyle kitchen are usually found in thrift stores or flea markets. This includes items such as old tin cans and jars, vintage cookbooks, old enamelware pots and pans, old glassware and dishes. How do you keep your kitchen looking clean and modern? The kitchen is one of the most important rooms in the home. It is where you spend a lot of time and it is where you prepare food for your family. However, as soon as you start cooking, the kitchen can become a mess very quickly. To keep your kitchen looking clean and modern, there are some things that you can do to help keep it organized and fresh. The first thing that you should do is to get a few containers or baskets for storing utensils and ingredients in the kitchen. You can also create an area for storing trash cans on the counter top or any other place in your kitchen that will be easy to find when needed. Finally, make sure that all of your appliances are within reach so they are never misplaced or hard to locate. If you do not use them daily, make sure they are tucked away out of sight to be unpacked and taken care of in a timely manner. How are pulp kitchen trends changing the way we cook and eat? Pulp kitchen is a new way of cooking that is gaining popularity. It is a way of cooking that uses only natural ingredients and has minimal impact on the environment, as well as being healthier than traditional cooking methods. The concept of pulp kitchen started in Europe and it is now making its way to the US and Canada. As the popularity of pulp increases, so do the number of people who are trying it out for themselves. Pulp kitchens provide an alternative to conventional cooking methods by using only natural ingredients, such as fruits and vegetables, herbs, spices, salt, pepper and oils. In addition to this, they also use less water than conventional cooking methods which can save you time when you are preparing food. In order to live a life of adventure, you need to get yourself out of your comfort zone and explore. One way to do this is by living in a place that’s different from where you are from. Whether it’s in your city or country, there are plenty of ways to get out and experience something new. One way is by moving into the woods and building a treehouse. This can be done with the help of an expert like Mike Kowalczyk who has been building treehouses for over 25 years. Mike is an expert on the subject and has created more than 100 different designs for people who want their homes in nature. He also provides consulting services for people who want to build their own homes in nature. Pulp Lifestyle Kitchen

Welcome to Liz Smith Law! Your family's lawyer for your estate planning needs in Juneau, Alaska. Families with minor children Elder Law and Medicaid Planning Trust and Estate Administration Navigating Small Claims Court: What You Should Know Posted By stephanieestabillo Published May 25, 2022 May 23, 2022 As a business owner, it’s inevitable that you will face minor conflicts and disputes at some point. Whether it’s a client who refuses to pay a bill, an independent contractor who fails to fulfill the terms of their agreement, or a vendor who stiffs you on an order, dealing with such issues is a simple fact of doing business. However, given the time and expense involved, filing a lawsuit in civil court to resolve such minor disputes typically isn’t worthwhile, especially if you are only trying to recover a few thousand dollars. And taking the matter to a collections agency usually isn’t a viable option either, since average fees run between 25% to 50% of the total amount recovered. If you can’t resolve the dispute privately, taking the case to small claims court may be your best option. Small claims courts are specifically designed to resolve relatively low-collar cases quickly and inexpensively, without the need to observe the complex formalities of traditional court proceedings, and without incurring costly legal fees. If you are considering taking a case to small claims court, here are a few answers to some basic questions about the process. What types of cases are resolved in small claims court? Small claims courts are real courts, and a judgment issued by a small claims court is just as binding and enforceable as one made in a traditional civil court. Small claims court can be a quick and inexpensive way for your business to collect on unpaid debts and resolve contractual disputes with clients, vendors, and other companies. However, you can only take your case to a small claims court if the money you’re seeking to collect is below a certain amount, which is known as the court’s jurisdictional limit. These limits are different for each state, with some as low as $2,000 and others as high as $25,000, so be sure to review our state’s jurisdictional limit before filing your claim. Additionally, be aware that no state allows for small claims court cases involving divorce, guardianship, name changes, bankruptcy, or to seek an injunction against another individual. These cases all require you to file a lawsuit in state civil court. Where should I file my small claims lawsuit? If the other party does business or lives in our state, the law typically requires you to file your lawsuit in the small claims court district closest to that person’s residence or business headquarters. In some cases, you also may be able to file in the district where a legal agreement was signed or the dispute in question occurred. Check with the local small claims clerk for more detailed information. Note that if the other party you are looking to sue has no business or other contact within our state, you’ll likely have to file your case in the state where the individual lives or does business. That said, unless the other party lives in a nearby state, out-of-state small claims lawsuits can be cost prohibitive due to travel expenses, so be sure to factor in the cost of traveling before you file your claim. How does the small claims court process work? First, let’s get clear on some terminology. The person who initiates the claim is the plaintiff, and the person who is being sued is the defendant. The process begins when the plaintiff files a statement of claim with the county or district where the case will be held. You can typically get all of the necessary paperwork for filing your claim from our local clerk of court website. You’ll also need to pay court fees, but they’re typically small, ranging from $20 to $200. There are also now apps that will help you file your small claims court case. Once filed, the court may schedule an initial pretrial conference and/or order the parties to mediation. If the case can’t be resolved via mediation, the court will set a trial date, which will typically be a month or so from the time the claim was filed. Small claims procedures vary by state and district, but in general, the hearings are fairly informal and don’t involve complicated legal procedures or strict rules of evidence. That said, you still need to prepare and present your case before the judge. Be sure to bring all of the documentation needed to help prove your case, such as contracts, invoices, photos of damages, copies of emails, and/or sales receipts. Some states also allow you to call witnesses. One of the biggest advantages of small claims court is the time it takes for your case to be decided. Unlike traditional civil court, where cases can drag out for months or even years, a small claims judge will typically issue judgment on the spot, once both sides have presented their arguments and evidence. Small claims court is designed to be easy to navigate, without the need for an attorney. Indeed, avoiding costly attorney’s fees is one of the primary benefits of these courts. For this reason, some states even prohibit lawyers from being present. Of course, if you are going to file a case in small claims court and you are a Family Business Lawyer client, you should definitely call and discuss your strategy with us first, and we can advise you about how to proceed, and/or assist with collecting a judgment. How do I collect a judgment? Unfortunately, the court won’t collect your money for you. If you win your case and are awarded a judgment, unless the defendant agrees to pay you or you both agree to a payment plan, you may have to go back to court to get a lien on the defendant’s property or have the court order a wage garnishment. As your Family Business Lawyer™, we can offer you support and guidance on the best ways to collect on your judgment to ensure you get all the money you are owed. Can I appeal my case if I lose? In many states, the plaintiff cannot appeal if he or she loses. If the defendant loses, he or she can generally file an appeal, and if it’s accepted, a new trial will be held in a higher court. Upon appeal, the small claims court trial is completely negated, as if it never happened. We’re Here If You Need Us As your Family Business Lawyer™, we can help you decide whether or not to take your particular dispute to small claims court, as well as help you prepare your case. And while you likely won’t need us during the trial, we’re here to support you in whatever way you might require, providing you with the best chance to win your case and collect on your judgment. Contact us today to learn more. This article is a service of Liz Smith, Family Business Lawyer™. We offer a complete spectrum of legal services for businesses and can help you make the wisest choices on how to deal with your business throughout life and in the event of your death. We also offer a LIFT Start-Up Session™ or a LIFT Audit for an ongoing business, which includes a review of all the legal, financial, and tax systems you need for your business. Call us today to schedule your appointment at 907-312-5436, or find a time for us to call you. Previous ArticleKey Milestones For Planning Your Retirement Next ArticleDon’t Let Your Kids Leave Home Without Signing These 3 Documents By clicking submit, you agree to share your email address with the site owner and Mailchimp to receive our weekly newsletter with event updates, and other information about Health, (Family) Wealth, and Adventure! Use the unsubscribe link in those emails to opt out at any time. The information you obtain at this website is not, nor is it intended to be, legal advice. You should consult an attorney for advice regarding your own individual situation. No attorney-client relationship is intended or formed by viewing this website, downloading and using the contents, forms, tips or information found on this website. We invite you to contact us and welcome your calls, letters, and email. Contacting us does not create an attorney-client relationship. 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Home » Posts tagged with "ALACHUA" Maximum Loan Limits for Loans Originated in Fiscal Year 2011-Florida 12 001 ALACHUA 23540 FL $417,000 $533,850 $645,300 $801,950 12 003 BAKER 27260 FL $417,000 $533,850 $645,300 $801,950 12 005 BAY 37460 FL $417,000 $533,850 $645,300 $801,950 12 007 BRADFORD 99999 FL $417,000 $533,850 $645,300 $801,950 12 009 BREVARD 37340 FL $417,000 $533,850 $645,300 $801,950 12 011 BROWARD 33100 FL $423,750 $542,450 $655,700 $814,900 12 013 CALHOUN 99999 FL $417,000 $533,850 $645,300 $801,950 12 015 CHARLOTTE 39460 FL $417,000 $533,850 $645,300 $801,950 12 017 CITRUS 26140 FL $417,000 $533,850 $645,300 $801,950 12 019 CLAY 27260 FL $417,000 $533,850 $645,300 $801,950 12 021 COLLIER 34940 FL $531,250 $680,100 $822,050 $1,021,650 12 023 COLUMBIA 29380 FL $417,000 $533,850 $645,300 $801,950 12 027 DE SOTO 11580 FL $417,000 $533,850 $645,300 $801,950 12 029 DIXIE 99999 FL $417,000 $533,850 $645,300 $801,950 12 031 DUVAL 27260 FL $417,000 $533,850 $645,300 $801,950 12 033 ESCAMBIA 37860 FL $417,000 $533,850 $645,300 $801,950 12 035 FLAGLER 37380 FL $417,000 $533,850 $645,300 $801,950 12 037 FRANKLIN 99999 FL $417,000 $533,850 $645,300 $801,950 12 039 GADSDEN 45220 FL $417,000 $533,850 $645,300 $801,950 12 041 GILCHRIST 23540 FL $417,000 $533,850 $645,300 $801,950 12 043 GLADES 99999 FL $417,000 $533,850 $645,300 $801,950 12 045 GULF 99999 FL $417,000 $533,850 $645,300 $801,950 12 047 HAMILTON 99999 FL $417,000 $533,850 $645,300 $801,950 12 049 HARDEE 48100 FL $417,000 $533,850 $645,300 $801,950 12 051 HENDRY 17500 FL $417,000 $533,850 $645,300 $801,950 12 053 HERNANDO 45300 FL $417,000 $533,850 $645,300 $801,950 12 055 HIGHLANDS 42700 FL $417,000 $533,850 $645,300 $801,950 12 057 HILLSBOROUGH 45300 FL $417,000 $533,850 $645,300 $801,950 12 059 HOLMES 99999 FL $417,000 $533,850 $645,300 $801,950 12 061 INDIAN RIVER 42680 FL $417,000 $533,850 $645,300 $801,950 12 063 JACKSON 99999 FL $417,000 $533,850 $645,300 $801,950 12 065 JEFFERSON 45220 FL $417,000 $533,850 $645,300 $801,950 12 067 LAFAYETTE 99999 FL $417,000 $533,850 $645,300 $801,950 12 069 LAKE 36740 FL $417,000 $533,850 $645,300 $801,950 12 071 LEE 15980 FL $417,000 $533,850 $645,300 $801,950 12 073 LEON 45220 FL $417,000 $533,850 $645,300 $801,950 12 075 LEVY 99999 FL $417,000 $533,850 $645,300 $801,950 12 077 LIBERTY 99999 FL $417,000 $533,850 $645,300 $801,950 12 079 MADISON 99999 FL $417,000 $533,850 $645,300 $801,950 12 081 MANATEE 35840 FL $442,500 $566,450 $684,750 $850,950 12 083 MARION 36100 FL $417,000 $533,850 $645,300 $801,950 12 085 MARTIN 38940 FL $417,000 $533,850 $645,300 $801,950 12 086 MIAMI-DADE 33100 FL $423,750 $542,450 $655,700 $814,900 12 087 MONROE 28580 FL $729,750 $934,200 $1,129,250 $1,403,400 12 089 NASSAU 27260 FL $417,000 $533,850 $645,300 $801,950 12 091 OKALOOSA 18880 FL $417,000 $533,850 $645,300 $801,950 12 093 OKEECHOBEE 36380 FL $417,000 $533,850 $645,300 $801,950 12 095 ORANGE 36740 FL $417,000 $533,850 $645,300 $801,950 12 097 OSCEOLA 36740 FL $417,000 $533,850 $645,300 $801,950 12 099 PALM BEACH 33100 FL $423,750 $542,450 $655,700 $814,900 12 101 PASCO 45300 FL $417,000 $533,850 $645,300 $801,950 12 103 PINELLAS 45300 FL $417,000 $533,850 $645,300 $801,950 12 105 POLK 29460 FL $417,000 $533,850 $645,300 $801,950 12 107 PUTNAM 37260 FL $417,000 $533,850 $645,300 $801,950 12 109 ST. JOHNS 27260 FL $417,000 $533,850 $645,300 $801,950 12 111 ST. LUCIE 38940 FL $417,000 $533,850 $645,300 $801,950 12 113 SANTA ROSA 37860 FL $417,000 $533,850 $645,300 $801,950 12 115 SARASOTA 35840 FL $442,500 $566,450 $684,750 $850,950 12 117 SEMINOLE 36740 FL $417,000 $533,850 $645,300 $801,950 12 119 SUMTER 45540 FL $417,000 $533,850 $645,300 $801,950 12 121 SUWANNEE 99999 FL $417,000 $533,850 $645,300 $801,950 12 123 TAYLOR 99999 FL $417,000 $533,850 $645,300 $801,950 12 125 UNION 99999 FL $417,000 $533,850 $645,300 $801,950 12 127 VOLUSIA 19660 FL $417,000 $533,850 $645,300 $801,950 12 129 WAKULLA 45220 FL $417,000 $533,850 $645,300 $801,950 12 131 WALTON 99999 FL $417,000 $533,850 $645,300 $801,950 12 133 WASHINGTON 99999 FL $417,000 $533,850 $645,300 $801,950

Category: High speed internet service Finding Excellent Deals on Basic Cable Packages May 6, 2013 John No Comments Best internet and cable deals Cheap high speed internet High speed internet service If you are looking for the best cable bundles for TV, internet and phone, your location will play a vital role. In order for you to have access to cable packages, cable distribution lines must be present underground or on utility poles in your immediate area. You can simply go online to find out if your area provides cable service if you do not already know. Once you establish the fact you have access to cable, you are going to want to find the best basic cable prices online. Basic cable prices represent a basic cable bundle, but some providers allow you to customize your cable package. Cable deals offer high speed internet services along with your basic cable programs and telephone. You do not have to bundle all these services together, but you can save money if you do. We have all heard of the term “broadband,” which has a technically meaning but most people refer to the term “broadband” as a buzzword for faster internet. Dial up internet is nowhere near the speed of broadband internet, but there still are many people still using dial up internet. There are a wide variety of technologies to choose from while you are looking for basic cable prices and you should read reviews from other cable subscribers. This is a great source for more.

Category: Network security technology Network Security Platforms January 9, 2013 John No Comments Ips systems Network security technology Next generation enterprise network A network security platform is increasingly important to any company that does their business on computer networks or cloud applications. The US government spent $13 billion to protect information technology in 2011, and while the cost of security breaches and lost or stolen records have declined, data theft or security breaches can damage the reputation of your organization. More than three quarters of the companies surveyed state that they suffered from a blemished reputation after such a breach. As the threats to computer networks become more sophisticated, Next Generation Network Security matches and exceeds the sophistication of these threats with a variety of additions to your network security platform. There are three very important components to a network security platform, enterprise firewalls, intrusion detection systems (IDS), and intrusion prevention systems (IPS). Next Gen Network Security offers a number of options that help your business to stay ahead of the curve and protect your clients’ and business information from breaches. There are six different types of firewalls, including SOHO software and hardware firewalls, enterprise software and hardware firewalls, embedded firewalls, and specialty firewalls. For many businesses without the resources for an IT department, the intricacies of building a network security platform may seem overwhelming. The use of Next generation network Security, which is a broad industry term for current and future developments in relecommunication and access networks and defense against security breaches, offers a number of innovative techniques for your businesses’ network security platform. Especially if your business handles personal and sensitive information, such as bank account information, social security information, or health information, it is imperative to maintain an impenetrable defense system. Your investment in such a network security platform will be worthwhile when you contract with a company that uses next generation network security techniques. Visit here for more information.

What to Know Before Building a Home – DIY Projects for Home February 14, 2023 John No Comments Home https://diyprojectsforhome.net/what-to-know-before-building-a-home/ A 3D simulation of your house can be helpful if you aren’t certain how to layout it. A 3D simulator can be a fantastic opportunity to determine the effectiveness of any addition that you’re thinking of adding to your house. 3D simulations are a great opportunity to have an idea of what your home will appear to be before it’s built. There are many ways to modify the style of your home, and evaluate the effect of the changes on the finished home. Material for Construction There are various kinds of construction materials that are available in the marketplace today for individuals who want to learn what they need to know prior to building your home. For instance, if you’re looking to build a deck for your home, you might utilize pressure-treated wood. These lumbers are treated with chemical treatments to avoid rot and insect damage. If you’re interested in siding for your house it is possible to choose vinyl siding. Vinyl siding is easy to set up and can be maintained with ease. Vinyl siding can also be cheap. It can seem overwhelming to have so many options. In order to narrow your options, get a skilled professional. Like a siding contractor can help you choose the right style of siding to suit your house. In addition, they will be in a position to suggest the most suitable kind of siding but they can also install the siding for you. It’s a fantastic solution to manage two tasks at once: selecting the correct siding material and then having it put in the right way. Clearing of land Homes don’t just appear suddenly on land. The homeowner may need assistance from professionals for clearing land to prepare for construction. Land clearing is the removal of trees and brush from the land. It’s crucial to remove the site prior to beginning construction to give the contractors an uncluttered area for them to begin their work. Additionally, it can help prevent 9cstsvu7qm. Previous Post: Understanding Arizona Private Tuition Tax Credit – Work Flow Management Next Post: Utilizing Local Community and Family Resources – Family Issues

Britain's Labour wins vote on COVID contracts against government Britain's main opposition Labour Party won a vote on Tuesday to force the government to release documents on COVID-19 contracts awarded to a firm with links to a Conservative member of parliament's upper house. Labour won the vote after Conservative lawmakers were told by their party they could abstain on the opposition motion which sought to force the publication of documents relating to 200 million pounds ($244 million) of personal protective equipment contracts given to PPE MedPro. It was not clear whether the government would hand over the documents. Conservative lawmakers said there was no deadline in the motion to force the government's hand quickly. "Ministers must now confirm when, where and how this information will be released. This cannot be yet another Tory (Conservative) whitewash," Labour's Deputy Leader Angela Rayner said. Opposition politicians have accused the government of running a "chumocracy", awarding deals to those with family or business links to people in power, including for what turned out to be unusable PPE in some cases. According to local media, Michelle Mone, who sits as a Conservative in parliament's upper chamber, the House of Lords, had brought MedPro to the attention of ministers at the beginning of the pandemic. She has since been accused of profiting personally from the business, charges her lawyers have previously denied. She did not respond to a request for comment on Tuesday. Earlier on Tuesday, PA Media reported that Mone was taking a leave of absence from the House of Lords. A spokesperson for Prime Minister Rishi Sunak said: "I'm limited in what I can say about the specific case given there is a mediation process with regards to MedPro." He declined to comment further. The government has repeatedly defended its actions to award contracts quickly at the start of the COVID-19 pandemic in 2020, saying there was a global race for PPE and Britain had to be competitive to make sure its needs were met. But since then, there has been criticism over the way the contracts were awarded. A report by the Public Accounts Committee earlier this year said the government had spent more than 12 billion pounds on protective equipment in 2020–21, 4 billion of which did not meet the standards needed by the National Health Service and so was not used. ($1 = 0.8182 pound)

Ex-Tory home secretary Amber Rudd says Rwanda plan is 'brutal' Plans to send some asylum seekers to Rwanda are "brutal" and "impractical", an ex-Tory home secretary has warned. Amber Rudd told GB News it was "extraordinary" the current home secretary had said it was her "dream" to see a plane take off for Rwanda. She suggested ministers should instead focus on improving relations with France to tackle Channel crossings. Ms Rudd resigned as home secretary in 2018 over the Windrush scandal and briefly sat as an independent. She quit the parliamentary Conservative Party in September 2019 in protest at Boris Johnson's handling of Brexit. The Rwanda asylum plan was established in April to take some asylum seekers who cross the Channel to the UK, on a one-way ticket to the east African country to claim asylum there instead. Under the scheme, which aims to discourage people from using unsafe routes, migrants "deliberately entering the UK illegally from a safe country should be swiftly returned to their home country or relocated to Rwanda". The first planned flight was cancelled minutes before take-off in June following legal challenges. Ms Rudd told GB News she did not "believe" in the scheme. "For [a] start I think it is a brutal policy, which we should not have introduced anyway," she said. "But it is also, putting that aside, impractical. I just don't believe it will ever happen." She said the "growing numbers of people putting their lives in danger" to get to the UK was "a shared problem with the French". "I hope that this new government is going to address it by having a better relationship with the French. I mean, let's face it, it can only improve," she added. At the Conservative Party conference in October, Home Secretary Suella Braverman said it was her "dream" and "obsession" to see a flight of migrants depart for Rwanda by Christmas. Ms Braverman resigned from her role in the final days of Liz Truss's premiership over data breaches, but she was reappointed just six days later by Rishi Sunak. Opposition parties and some Tory MPs have raised concerns about her reappointment, after she admitted sending an official document from her personal email to someone not authorised to receive it. Ms Rudd said she was "surprised" to see Ms Braverman return to her role, but it was right to "give her a chance and see how it goes". #Boris Johnson #Johnson

Is the Bechdel test really a good way to judge a film? By Marion L. Miele on July 5, 2022 Feminism The representation of women in cinema, although it has improved in recent years, still has a long way to go. Women, especially non-white women, are often underrepresented in film and television, and when they do show up, their representation is sometimes less than ideal. This has led many scholars and audiences to use certain metrics to judge the feminist elements of a medium to determine whether it is progressive or not, and where it could be improved if not. GAMER VIDEO OF THE DAY The Bechdel test is one of the most common ways to assess the female portrayal of a movie or TV show. This test, proposed by cartoonist Alison Bechdel in a 1985 comic strip, postulates that a medium passes if it meets three basic conditions: that it has at least two named female characters, that they talk to each other, and that at some point they talk to each other about something other than a man. For a long time, this has been used as one of the main metrics to judge how feminine a medium is, but a recent online controversy has people wondering whether or not this should be the ultimate way to judge a piece. media. progressiveness of the film. RELATED: The MCU Needs To Get Better At Writing Female Characters The controversy in question arose when writer Hanna Rosin tweeted her criticism of the new Hulu movie. Fire Island it’s basically a weird modern take on Pride and Prejudice centered around two Asian gay men. In Rosin’s tweet, she said, “#FireIslandMovie gets an F- on the Bechdel test in a whole new way. Are we just ignoring dull lesbian stereotypes of cute gay Asian boys? Is this revenge for all those years of best friend gay boy?”. This was met with fairly immediate backlash online, with many pointing out that the film is still progressive because it’s about the very underrepresented demographic of gay Asian men, and that the Bechdel test doesn’t necessarily need to be tested. apply here. The tweet (which has now been deleted after Rosin apologized for his words) even prompted Alison Bechdel to offer her own response on Twitter: “Okay, I just added a corollary to the Bechdel test: two men talk to each other about the female protagonist of an Alice Munro story in a scenario structured on a Jane Austen novel = pass”. Many modern feminist views of media will use the Bechdel test, despite the fact that it is not derived from any kind of academic research. It was just an observation Bechdel made in one of his comics and acts as an interesting thought experiment or bit of social commentary more than anything. It’s a way of looking at film and television, as it gives a basic framework for how that medium treats its female characters (if any). It’s easy to say that this should be the bare minimum for a story that includes more than one female character to pass the Test, but this take doesn’t leave much room for nuance. The Bechdel test cannot be applied to all situations, as this whole Fire Island debacle has shown. It makes no sense to criticize a film for its lack of female representation when it focuses on a different marginalized group and instead gives them some much-needed exposure. Sometimes progressiveness isn’t just about female representation, although that’s usually one of the most talked about aspects. The use of the Bechdel test seems particularly pedantic when used against those movies and shows that are heavy with queer or non-white representation, and don’t necessarily tell a female story. The reason the test works better as a thought experiment is that it doesn’t take into account certain nuances. Take, for example, the the Lord of the Rings movies. There are less than a handful of female characters in these movies, and they’re very male-oriented overall. The films certainly don’t pass the Bechdel test, but just looking at them that way ignores the feminist elements that are present. The female characters of LOTR are powerful in their own way, and Éowyn’s iconic “I’m not a man” line is one of the most feminist moments in film history. The evaluation of history on the Bechdel test would not be sufficient to account for these elements. So while the Bechdel test is a good starting point for discussing female representation in movies, it shouldn’t be the only thing that defines a movie, especially because it was born out of a simple thought experiment in a comic book. This only considers female representation, and while this is always a must in the entertainment industry, looking at media only through this lens ignores the need for queer, non-white representation of men. and also those who don’t fall into the gender binary. Feminism isn’t really feminism if it isn’t intersectional and doesn’t consider factors like race, class, or sexuality in conjunction with gender, and the Bechdel test just isn’t not nuanced enough to take all these factors into account. NEXT: Our Flag Means Death: The Show’s Sincerity Is Its Greatest Strength Newtownabbey school launches feminist society Feminism, Fashion and WAAR | Education – Gulf News The struggles for gender equality and LGBT + rights are closely linked A feminist cover by Lina AbiRafeh

Posted: 3/22/18 @ 2:00 pm Thursday, March 22, 2018 Dear Parents and Players, We follow the Central Islip school district agenda for openings and closings during inclement weather. Tonight we will not have program. Please see the website tool bar for more information concerning tryouts or practices.

What Goes Into Choosing an Attorney? One of the most daunting aspects of the legal process is actually choosing the best advocate for your needs. It can be an overwhelming task and if the wrong attorney is chosen to represent you, that can mean more time and money out of pocket. Losavio Law Firm wants everyone to make the best decision they can, and to that end, we have some thoughts on certain areas we think are important when choosing an attorney. If you find yourself needing an attorney in 2019, check out these helpful tips before you make your choice. Research Is Key Before purchasing a vehicle or even a refrigerator, most folks research and inspect the product before actually buying it. Unfortunately, when it comes to hiring an attorney, a negative situation (a tragic accident, bitter divorce, contract dispute, etc…) usually prompts an immediate need for finding a lawyer. The same research and “inspection” process should apply when deciding on whom to hire as your legal representative. One of the first items to research is finding an attorney that handles your type of case. For instance, an attorney who does mostly domestic work may not be the best attorney to hire for a criminal matter. Likewise, bankruptcy is usually a special breed of attorneys. All attorneys licensed to practice law in Louisiana can technically handle any type of legal matter. However, just as you would probably not go to a family doctor if you need a surgeon, you should find an attorney whose primary area of legal practice is the type of case for which you need representation. A Good Fit? My practice, for example, is primarily focused on personal injury and workers’ compensation cases. That means I represent people and their families that have been injured due to the negligence of others. Sometimes that injury occurs on the job. Other times, it has nothing to do with the person’s work. Two very different types of laws apply in each of those situations. An attorney must be experienced in those types of cases and the applicable laws in order to properly represent the person. In your research, determine if the attorney routinely (not just sometimes) handles that particular type of case and how many years of experience they have in doing so. Equally as important as the area of the law that the attorney primarily practices, the lawyer’s personality and the way he/she handles the cases should be considered. Most attorneys, including myself, have free initial consultations with potential clients. An initial free in person consultation with the attorney should be a must to even consider hiring that lawyer. That is the “inspection” process like you would be test driving a car. After the brief phone call or email setting up the initial contact, the actual initial consultation should be conducted in person so you have an opportunity to meet the attorney and the staff. The attorney should be able to listen and understand your specific needs. At that initial consultation, find out from the start if you will be actually represented by the attorney with whom you meet at the consultation, or if that firm has a practice of handing you off to another member of the firm. At Losavio Law Office, we want our clients to feel welcome and part of our extended family. Accessibilty & Capability Accessibility and capability are two other areas of research you should conduct when finding the right lawyer for your case. Ask whether that attorney is actually in your area or does he/she just have a satellite office here and only visits that office occasionally. If you want to be able to actually speak face to face with the attorney you hire, having that attorney be present in your town/city is very important for accessibility. An attorney and staff who return phone calls promptly and meets with you in person reflects that law office cares about your case and wants to help you through this time of crisis. The lawyer’s reputation in both the legal world (judges, other lawyers, etc…) and the community is another area to explore when deciding on an attorney. The State of Louisiana Bar Association can inform you if an attorney is in good standing with the State of Louisiana but that should not be the end of your inquiry. Do an online search, call family and friends and particularly anyone you know in the legal community to find out what is the reputation of that attorney. A good reputation among former or current clients of this attorney is a positive reflection of how he/she has actually handled others during their time of need. Are They Good Members of The Community? Another important aspect to explore is what type of person is the attorney outside of the office. Does the attorney give back to society by doing any free legal work called “pro bono” or volunteer work in the community? Being a respected member of and leader in the community reflects the personal side of the lawyer and his/her investment in the community. Ideally, the right attorney will be local and accessible to you and have the capability to aggressively represent you while also balancing your personal needs of how the case should progress. The legal process is not a pleasant experience, but having an attorney who is fighting for you every step of the way and treating you with dignity helps balance the scales of justice. Hopefully these tips will be helpful in starting the process should you ever need a lawyer. It is important to know your legal rights so that informed decisions can be made. As time limitations do apply to every legal action, do not wait too long to discuss your issue with an attorney; otherwise, you may lose valuable legal rights. I urge anyone who has a legal issue to contact an attorney who handles that type of case and set up a free legal consultation as soon as possible.

« Ballad for a Bronze Beauty • Twenty Days and Twenty Nights » Walking My Baby Back Home April 12th, 2020 in For Heaven's Sake, Real People with Real Problems by lpcoverlover | 4 Comments “We Come Too Far To Look Back” The Danny Turner Singers. Perfection Gospel Sound Records (Hogansville, Georgia) https://lpcoverlover.com/2020/04/12/walking-my-baby-back-home/trackback/ #1 Mike T says: Featuring the hit single, “How Am I Getting Home?” This reminds me of that clip Paul Rudd likes to show on Conan from “Mac and Me” #3 IDLERACER says: I cannot remember the last time I heard a woman talk with a Georgia drawl this thick. The first half of this is a spoken word recording with “Amazing Grace” playing in the background. It’s an extreme stereo mix with one voice panned hard left and the other, hard right. “How Am I Getting Home?” b/w “Do You Wanna Dance?”

Council, committee FOR RESEARCH, STUDIES AND PRACTICE The Faculty of Dentistry of the Medical Academy of LSMU trains highly qualified odontologists and oral hygienists, applies modern and innovative teaching methods, conducts research, implements the latest technologies and develops patient-centred clinical practice. The graduates of the faculty, which has gained international recognition in the fields of specialist training, research and clinical practice, are highly regarded by employers both in Lithuania and abroad. LSMU MA Faculty of Odontology is a member of ADEE (Association of Dental Education in Europe). After detailed analyses and evaluations by Dented in 2001 and ES TAIEX in 2002 commissions, it was determined that the Faculty of Odontology of the LSMU MA is a member of the Association of Dental Education in Europe (ADEE). Dented in 2001 and EU TAIEX in 2002 commissions, after conducting detailed analyses and evaluations, have determined that the Faculty of Odontology meets all the requirements for the training of EU specialists and has accredited study programmes. The study programmes and research activities of the faculty are regularly evaluated and accredited by international experts every year. The Faculty of Dentistry consists of a Dean’s Office and 5 profile clinics: Clinic of Oral Care and Paediatric Dentistry, Clinic of Dental and Oral Diseases, Clinic of Dental and Maxillofacial Orthopaedics, Clinic of Orthodontics, Clinic of Facial and Maxillofacial Surgery. The Faculty of Dentistry employs more than 100 highly qualified lecturers, including 12 professors, 18 associate professors, 20 lecturers and 59 assistants. The Faculty of Odontology conducts integrated, second and third cycle studies: Integrated studies: Odontology (in Lithuania); Odontology (in English). Bachelor’s Degrees: Oral Hygiene (in Lithuanian), Oral Hygiene (in English). Postgraduate (Residency) Studies: Orthodontic Residency; Residency in Paediatric Dentistry; Residency in Orthopaedic Dentistry; Residency in Periodontology; Endodontic Residency; Residency in Oral Surgery; Residency in Maxillofacial Surgery. Doctoral Studies. Experienced, highly qualified lecturers with clinical experience apply innovative forms of student-centred teaching. Students acquire theoretical knowledge and practical competencies by working in modern pre-clinical, simulation and clinical halls, working with modern odontology equipment and odontology materials that meet international standards. From the first year of study, students are introduced to research activities and encouraged to conduct their first research. RECOGNISED SPECIALISTS OF ODONTOLOGY SCIENCES AND PRACTICE Dainius Razukevičius treatment experience Vita Mačiulskienė Gediminas Žekonis Julija Narbutaitė Kristina Lopatienė SCIENTIFIC RESEARCH AND INNOVATION Research directions developed by the Faculty of Odontology: Pathology of the face, jaws and mouth. Main research areas: Research into the effectiveness of the diagnosis and treatment of dental and oral diseases; Optimisation of diagnostics and treatment of dental and maxillofacial diseases, research of materials and technologies used for oral health and quality of life; Influence of genetic and environmental factors on the development of orthodontic anomalies, and the significance of orthodontic anomalies on oral health and quality of life indicators; Optimisation of the diagnosis and treatment of diseases of the face and jaws, research in biological materials, regenerative medicine and health technologies; Analysis of etiopathogenesis, epidemiology and methods of prevention or treatment of tooth decay in children and adults. Cooperation with Lithuanian and foreign universities is being developed: Kaunas University of Technology, Vilnius University, Riga Stradins (Latvia), Tartu (Estonia), Oulu (Finland), Hacettepe (Turkey), Granada (Spain), Michigan (USA), Porto (Portugal), Aarhus (Denmark), Cardiff ( United Kingdom) universities. NON – FORMAL EDUCATION AT THE FACULTY OF ODONTOLOGY There are two student scientific societies (SDM) at the Faculty of Odontology: Odontology Circle and Facial and Maxillofacial Surgery Circle. All university students can become members of LSMU SMD, do research work, attend group meetings and seminars organised for the members of the university’s community. Every two years, LSMU SMD organises a national conference of young scientists (JMTK), which is open not only to the university community, but to all young Lithuanian researchers interested in innovations in biomedical sciences. The conference is attended by students, who do not yet have a doctorate, of Medicine, Odontology, Pharmacy, Veterinary Medicine and other biomedical fields . The Association of Student Odontologists (SOA), a voluntary professional non-governmental organisation of student odontologists, has been active at the faculty since 2004. SOA not only promotes the faculty of dentistry at the congress of the European Dental Students Association (EDSA), but also participates in public activities – visits orphanages, day centres, and collects charity for the treatment of serious patients. It is engaged in educational activities, thus organising a series of short lectures “An Hour with an Odontologist”, where odontologists are invited to introduce themselves and tell about their work. SOA is also engaged in unifying activities of students – organises annual orienteering competitions in Kaunas, LSMU sports festival and other sports tournaments, battles of minds, freshman camps, Apollonia talent evening. February 9th is an important date for the odontology community. On this day, the International Feast of St. Apollonia, the patron saint of odontologists, is celebrated. To commemorate this occasion, the Faculty of Odontology organises a battle of minds and a talent evening with the participation of both students and faculty members. Active students take part in the “Feast of Smiles”. This is a traditional event full of acting and humor organised by the students of the Faculty of Odontology of LSMU. It awards the most outstanding, most deserving lecturers and students of the year. LIFE OF FACULTY

HOME > CITATIONS > MA, S. AND S. SWINTON. Ma, S. and S. Swinton. 2011. Valuation of ecosystem services from rural landscapes using agricultural land prices. Ecological Economics 70:1649-1659. Agricultural lands, primarily managed for crops and livestock production, provide various ecosystem services (ES) to people. In theory, the economic value of the service flows that can be captured privately is capitalized into land prices. This study proposes an integrative framework to characterize the ecosystem services associated with agricultural lands. Using that framework, we demonstrate how hedonic analysis of agricultural land prices can be used to estimate the private values of land-based ES. The model is estimated with data from southwestern Michigan, USA. Results suggest that ES values are associated with lakes, rivers, wetlands, forests and conservation lands in rural landscapes. Ecosystem services that support direct use values, such as recreational and aesthetic services, are likely to be perceived by land owners and capitalized in land prices. Some regulating services that provide indirect use values may be partially capitalized in a land parcel’s relationship to natural resources and landscapes. Other ES from the land parcel and its surroundings are unlikely to be capitalized due to lack of private incentives, unawareness, or small perceived value. The private ES values measured in this study highlight opportunities to design cost-effective public policies that factor in the value of private benefits from agricultural lands. DOI: 10.1016/j.ecolecon.2011.04.004 KBS Landscape Modeling

Tag Archives: maternity Grand View Health receives $60,000 for upgrades to maternity services April 11, 2022 12:21 pm Leave a comment Grand View Health, Sellersville, received more than $60,000 for its Maternity Department and Level II Neonatal Intensive Care Unit (NICU).

Genome Valley Excellence Award for Prof Robert Langer by IANS | Tue, Feb 07, 2023, 01:58 PM Hyderabad, Feb 7 (IANS) The 20th edition of BioAsia, the marquee healthcare and life sciences event, organised by the Telangana Government, on Tuesday announced that the coveted Genome Valley Excellence Award for 2023 will be conferred upon Prof Robert S. Langer for his pioneering research that has led to the development of the first commercial mRNA vaccines used for variety of infectious diseases. Langer is currently the David H. Koch Institute Professor at Massachusetts Institute of Technology (MIT), USA. He is also being acknowledged for his exemplary research in human health, including the detection, monitoring, and treatment of cancer. A veteran in his field, his remarkable contributions to biomedical and therapeutic research include developing long-term and controlled-release drug delivery systems used for a variety of applications including cancer therapy, insulin and vaccines, the organisers said on Tuesday. As the director of the eponymous Langer Labs, he works at the intersection of biotechnology and material science and his research helped lay the foundation for the underlying delivery mechanism that led to the development of the first commercial mRNA vaccines. In 2010, he co-founded Moderna, the biotech company that came to prominence for developing an mRNA vaccine against Covid-19. He is also prolific in the scientific community having authored more than 1,500 scientific papers, making him the most-cited engineer in history. In addition, he is also a serial entrepreneur being instrumental in starting more than 40 companies and is a recipient of numerous awards including the Queen Elizabeth prize for Engineering. A distinguished jury of eminent figures of national and international reputation have made the final selection of the awardee. "With the Genome Valley Excellence Award, we really want to celebrate people who created an extraordinary impact within the Life Science community and there is no one who better fits the bill than Prof Langer. BioAsia is honoured to present him with this award and celebrate his life's work and its impact on the broader community now and for years to come," said Telangana's minister for industries K.T. Rama Rao. "We are proud to confer this award to Professor Robert Langer whose contributions including commercialising mRNA vaccine, drug delivery systems and tissue engineering has completely transformed the future landscape. His life and work is a source of inspiration to many and is a testamant to keep going and doing what a lot of people think is impossible and unattainable," said Jayesh Ranjan, Principal Secretary (I&C), Telangana Government. "Highlighting Prof Langer and his work through this award should encourage the children of our community to be students of science and really see firsthand, how pursuing science can create impact and make a world of difference in the lives of many," said Shakthi M. Nagappan, CEO, BioAsia and Director of Life Sciences and Pharma, Telangana Government.

Home / Life For the first time ever Vietnam is experiencing four out of the five submarine Internet cable systems broken doyen1988 3-02-2023, 13:37 This is the first time that four out of five international submarine cables connecting Vietnam have faced simultaneous issues, resulting in reduced internet quality and a choppy experience for a minimum of several weeks. In the first month of 2023, two of the five fiber optic cables connecting Vietnam with the international community faced issues, affecting internet traffic from Vietnam to the international community. These two cables, IA (also known as ASEAN) and APG, are among the majority of fiber optic cables carrying internet traffic from Vietnam to the international community. Previously, in late 2022, two other fiber optic cables, AAG and AAE-1, also faced issues and have not yet been resolved. As a result, 4 out of the 5 fiber optic cables that Vietnamese network providers are using are facing issues, affecting the international internet connection of many subscribers. Here are key steps you should know before traveling to Vietnam as a foreigner Vietnam’s Ho Chi Minh City offers everything a tourist wants, except toilets. Here’s why What you should know about Vietnam as a foreigner Here’s what ChatGPT says about doing business in Vietnam as a foreigner MSB posts profit before tax of VND 5,787 billion in 2022 Everything you need to know about the new Netflix password sharing rules According to some Service providers (ISPs) in Vietnam, not all networks use IA and APG which have just faced issues, however when all 4 main fiber optic cables face issues, there may be a ripple effect as the traffic volume is redirected to another cable, causing congestion or slowing down international internet access. ISPs in Vietnam predict that the local slowdown and decrease in quality of international internet access will continue for a few more weeks. Many experts also believe that, in addition to the need for more submarine cable routes, Vietnam also needs to diversify its terrestrial cable channels, especially in the West and South-West. This is not only to meet the needs of internet users, but also to ensure the level of security in terms of Vietnam’s communication with the world. In 2023, one of the key tasks is to implement a program to promote the development of IDC, cloud computing in Vietnam, and submarine cable routes owned by Vietnamese companies, and at the same time, take measures to ensure the quality of existing submarine cable routes. Internet traffic slow as undersea cables broken Vietnam’s internet connection disrupted as four of five undersea cables broken Why is Internet connection in Vietnam so slow these days? Internet users in Vietnam will experience slow speeds through Tet holiday Internet connection slows in Vietnam further as undersea cable down 73% Vietnam’s population uses the Internet Over US$15 billion poured into Phu Quoc’s tourism Internet back to normal in Vietnam as undersea cable fixed Vietnam’s internet connection has been disrupted

Aluminum is cost-effective, durable, strong, and sustainable. Learn why more engineers are choosing lightweight aluminum over steel and other materials. Aluminum offers excellent atmospheric corrosion resistance, durability, and a high strength-to-weight ratio compared with competing construction materials. A total cost of ownership study shows that decision makers should no longer assume that steel is the best option economically when investing in civil engineering structures. Deloitte Total Cost of Ownership study 3 Key Benefits of Aluminum vs. Steel Aluminum is a more cost-effective construction material. Aluminum is about one-third the weight of steel, iron, copper, or brass. Aluminum’s lighter weight reduces transportation, and by replacing steel, extends the life and maximizes the load-bearing capacity of bridges. It also makes aluminum structures easier to handle and install. Aluminum has an attractive, natural finish, which can be soft or shiny. It can be virtually any color or texture, providing infinite possibilities for eye-catching design. What’s more, graffiti can be easily removed by simply brushing the bare metal. Aluminum is strong and resilient, providing structural integrity. Aluminum has a high strength-to-weight ratio, which means it has greater strength and is easier to handle than other materials like steel. It can flex under live loads or spring back from the shock of an impact, resisting permanent deformation caused by heavy use, climate, or movement. Aluminum also retains its strength at low temperatures, making it an ideal metal for harsh climates and conditions. Aluminum is also easy to fabricate and extrude into infinite shapes. Complex aluminum shapes can be produced in one-piece extrusions without using mechanical joining methods, making parts stronger and less likely to leak or loosen over time. Aluminum is durable, with little to no maintenance required. Natural mill finish aluminum generates its own protective oxide coating and is highly corrosion resistant under most service conditions. This amazing property of aluminum translates to extremely low maintenance costs and an esthetically pleasing, rust-free appearance for many decades. Over its lifecycle, aluminum is proven to be almost maintenance-free with no costly galvanizing or painting. In fact, a study comparing steel and aluminum footbridges found that over their decades-long lifespan, aluminum bridges have a lower total cost of ownership since they require so little maintenance and repair. Comparison of Steel and Aluminum in Footbridges Sustainability of Aluminum Aluminum offers many major advantages for the environment: 100% recyclable, with high scrap value at the end of its useful life. Recycling aluminum scrap requires only 5% of the energy used to make new aluminum. Fully reusable upon deconstruction without any loss of strength or mechanical properties. Reduced energy use and pollution during transport due to light weight (60% of equivalent steel structure). More About Aluminum Read the History of Aluminum AAC Report: Use of Aluminum in Vehicular Bridge Construction Want to learn more about all the endless possibilities of aluminum?

Trudeau's daily coronavirus update: 'If you want things to get back to normal, do your part' (Full Transcript) In his address for March 24, the PM reminded Canadians to stay at home and follow health guidelines, otherwise the government would put 'much more stringent measures in place' By Maclean's March 24, 2020 Prime Minister Justin Trudeau speaks during a news conference on COVID-19 situation in Canada from his residence March 23 in Ottawa. (Dave Chan / AFP/ Getty Images) The following is a transcript of Prime Minister Justin Trudeau’s March 24, 2020, briefing on the federal response to the coronavirus pandemic. These are his remarks in English. Trudeau conducts a daily update for reporters in front of his home in Ottawa, where he is in 14-day isolation after his wife tested positive for COVID-19. My apologies for being a little delayed this morning. It was important that I speak with all three opposition leaders because I’m unable to join them this afternoon as the House of Commons reconvenes to pass emergency legislation on COVID-19. This legislation will help ensure Canadians will get the support they need during these challenging times. No matter who you are, where you live, or what you do, COVID-19 is having a real impact on your life. Small businesses are temporarily closing up shop. Hotels and restaurants can no longer accept guests. Some people are not getting paid, others are worried about their job. Whatever your situation may be, our government is here to help. Passing this bill today means getting you the support you deserve as soon as possible. When you’re trying to help get money out to people, speed is of the essence, especially in an unprecedented situation like this one. But I want to make it very clear: I believe in our democratic institutions. All of us in parliament must work together, and Canadians need to see us doing just that. So, you have my unwavering commitment. We will protect and uphold democratic values. We will protect and uphold democratic institutions as we deliver support to Canadians as quickly as possible. READ: Trudeau’s coronavirus update: ‘Enough is enough. Go home and stay home.’ A lot of Canadians abroad are still having trouble finding a flight to bring them home. So I want to give everyone an update. At least one more flight from Morocco has been scheduled. The first flight from Peru will leave today and we’re working on flights from Panama, Tunisia, Ukraine, in addition to the flights we’ve already announced from Ecuador, El Salvador, Guatemala, Honduras and Spain. On that note, I want to thank the flight attendants, pilots, border agents and airport staff who’ve all played a crucial role in bringing Canadians home. They’ve been on the frontlines of this crisis for weeks. But they continue to show up to work and bring families together. Just this past week nearly one million Canadians travelled home to Canada. This would not have been possible without the people who work at our airports, at the border and at our ports. So on behalf of all Canadians, thank you. We see how hard you’re working and we deeply appreciate it. Every day someone asks me how long these restrictions will be in place and the truth is we don’t know yet. But here is what we do know. The duration of this crisis will be determined by the choices we make right now. By decisions we take every single day. So if you want things to get back to normal, do your part, stay home. And if you’re just returned from abroad, go straight home from the airport and do not leave for at least 14 days. This is not a suggestion. You cannot pick up groceries or visit your parents or your friends. You need to go home and stay there. If people do not follow these guidelines, we will put much more stringent measures in place. Since the beginning, I have been in constant communication with the first ministers. We had another call last night and we agreed that we have to keep collaborating to insure that all regions have what they need, including testing equipment and medical supplies. We discussed the range of challenges being faced and overcome across the country. We talked about working even more closely together to do more to keep Canadians safe. We also talked about the emergency measures that have been put in place at the provincial and territorial level. The federal Emergencies Act is a last resort, but as I keep saying, all options are on the table. If people do not comply with expert advice and government guidelines, we will have to take additional steps. Right now, there are people who are still going to work because they have to. Pharmacists, delivery folks, postal workers, custodial staff, truck drivers and many, many more are keeping the country running. They deserve our thanks for everything they do. But these people are more than just their job. They’re somebody’s mom or granddad, somebody’s best friend or favourite colleague, so please, for them, stay home. And do it for the health care workers who we can’t afford to lose during the biggest public health crisis our country has ever seen. Because here’s the hard truth: if our nurses and doctors have COVID-19, they can’t help you. They won’t be able to treat you or your loved ones if you get sick. This is serious. The decisions you make have serious consequences, not just on your community but on the entire country. So do your part. That’s how we will keep each other safe. MORE ABOUT CORONAVIRUS: Trudeau addresses Canadians with the latest coronavirus update: Live video A heat map of coronavirus cases in Canada Homebound Canadians are on the hunt for stuff to keep them from getting bored and out of shape Coronavirus in Canada: When freedom is a liability Get the Best of Maclean's sent straight to your inbox. Sign up for news, commentary and analysis. Yes, I would like to receive the Maclean's newsletter. I understand I can unsubscribe at any time.* * FILED UNDER: Coronavirus coronavirus in Canada COVID-19 Editor's Picks novel coronavirus

viteki blog Published on October 30, 2019 in Coming Soon!!! Full resolution (1185 × 616) Commercially Zoned Land in Ijamsville, Maryland 3900 Green Valley Road, Ijamsville, MD, USA This 2.84 acre vacant lot with General Commercial zoning has great potential. The property features 350’ of frontage on Green Valley Road (MD Rt. 75) and is located less than 1/4 mile from Fingerboard Road (MD Rt 80). General Commercial zoning allows a wide variety of retail, business, personal service, automobile and animal care uses […]

Commonsizing and the Eyes In the blink of an eye, J.B. Zimmerman continues the dialogue about the fate of Eyes on the Prize. He makes a lot of excellent, thoughtful points, and I agree with a great deal of what he writes. There really are at least two views at work about the significance of Eyes on the Prize, one that treats the film itself as something special and worth continued legal protection, and one that treats the film as a vehicle for a critical examination of a key era of American history. Here’s the sentence from his post that I think captures his view of that discussion: [C]laiming that the importance of the history should grant rights to the people to appropriate Eyes on the Prize strikes me as a bit of an overreach. The history is there. It’s available in all manner of places. Is that really true? I don’t know the answer to that question, but I wonder about it, especially to the extent that history — and contemporary and recent history in particular — is aural and visual. Suppose I were a historian of the civil rights era, and I wanted to be sure that in my research I evaluated all of the central primary sources of that era. I would need access to film, television, radio, and photographic archives, wouldn’t I? Is that material available in public libraries and archives? If it isn’t, and if we want to make that material widely available because we think that it’s good that people should know about it, then what should we do? My students occasionally stop by this blog; in class the other day we read Bridgeman Art Library v. Corel, which presents a similar question. What the court did in that case might not be quite what I mean by “commonsizing,” but it’s very similar.

Category Archives: Destiny Our Fate and Destiny Much has been written about fate and destiny. Those that I read have varied opinions on whether or not those two concepts are one and the same with some claiming they can be interchangeably used and some arguing that one should not be mistaken for the other. There are assertions that fate and destiny both refer to what the future holds for us. However, that future, when viewed using the lens of fate, is negative and is positive when seen in the perspective of destiny. The common thing that the literature I explored on the subjects clearly articulated is that they both allude to the future of a person but fate does so negatively and destiny positively. Fate is negative because it is a belief that everything that happens to us in the future have already been set in stone. We can not change our fate no matter how a… Posted in Choices, Decision Making, Destiny, Fate Tags: Choices, Decision Making, Destiny, Fate Fate is negative because it is a belief that everything that happens to us in the future have already been set in stone. We can not change our fate no matter how a hard we try. Conversely, destiny is positive because it considers the future something that is yet to happen, a story – our story – yet to be written. Fate and destiny are both considered as predetermined course of events. However, fate is viewed as inevitable which is controlled by an unseen force while destiny is likened to a clay in the hands of a potter – it can be shaped as desired. Each of us can decide whether to accept that the life we live is tied to threads controlled by the puppeteer called fate or it is a book filled with empty pages and we’re holding the pen and have the chance to write our own stories. We can decide whether we live the fate (which others think are) assigned to us or we create our own destiny. The danger with subscribing to the idea that events in our lives are determined by the hand that fate dealt to us is it leads to a passive life. Fatalism reduces a person to merely a driftwood on the waves. Believing that success and failure are preordained, people may not be motivated to give their best shot in any endeavor or be afraid to take risks in any way. They would simply wait for their future to unfold. They believe that fate would bring them to where they should be anyway and would make them what they are meant to be. For them there is not much (or nothing) that they could do but wait until their wheel of fortune grinds to a halt pointing at the jackpot, not at the bankrupt. But innate in us is the capability to chart our own destiny. Living our fate or shaping our own future is a matter of choice. Instead of waiting passively for the future we can lay out a plan to ensure that it unfolds the way we want. Remember what Albert Camus said – “Life is the sum of all our choices.” “Our life,” as Myles Munroe puts it, “ is the sum total of all the decisions we make everyday.” It is then incumbent upon us to make the right choices all the time. And the first decision we need to make is whether we view ourselves as the master of our fate or its slave. The fatalistic attitude of people stems from the doctrine of predestination upheld by most of the world’s monotheistic religions (Christianity, Islam and Judaism). The said doctrine maintains that whatever happens has already been determined by God. What if this means that God, omniscient and omnipresent that He is, only knows, and not controls, how our future unfolds based on the decisions we make as individuals? It doesn’t require a scientific mind to figure out that it doesn’t make sense that God gifted mankind with a free will if after all He already preordained everything. The Buddhists and Hindus believe that our destiny as humans is determined by our actions, thoughts and words. If it is so, it is important to be careful with what we do, think, and say. Creating our own destiny does not mean denying that certain aspects and events in life are inevitable and unavoidable. For instance, we could not choose the body we want and the physical attributes we desire. We also could not choose the parents we were born to. When finally we face the mirror and contend with our personal realities, we could only wish that we were born to parents who would endow us not only with wealth but with good genes. Yes, we could not control the circumstances of our birth. There’s no way we could also prevent people around us from making bad decisions that might adversely affect us. However, we can choose how we shall respond to all the limitations and unfavorable conditions that we encounter. We could not afford to be held hostage by them. We should never play the role of a helpless victim. As Jean-Paul Sartre argued, “Predetermined nature, facticity or essence do not control who or what we are; moreover, one is radically free to choose one’s destiny and it is one’s moral responsibility to do so.” The moment we become capable of deciding for ourselves and aware of our possibilities, that’s when we start charting our own destiny. We should begin by embracing our limitations and recognizing which aspects of our life were not properly put in place by the people who were in charge of us when we were young and incapable of making decisions for ourselves. Limitations and unfavorable conditions can be overcome if one so desires. This Rollo May articulated by saying, “Fate is that which cannot be changed about a person, such as gender and race. Destiny is that which can be created from what was given.” Aside from the circumstances of our birth, the only other thing we have no way of avoiding is death. We don’t know when it would come, except to those who are terminally ill and predicted by doctors to have only a certain time left to live. We’ll never know how long we live and how soon we breathe our last. This presents us with a choice – live our live to the fullest and make every moment count or live in fear trembling at the thought of the Moirae named Atropos coming any moment to cut our life-thread. https://madligaya.com/works-in-english/essays/on_personal_development/ Posted in Destiny, Fate, Predestination Tags: Destiny, Fate, Predestination

The UCSD Policy on Integrity of Scholarship must be followed under all circumstances. Below are some things to keep in mind: Academic Misconduct Defined Jacobs School Student Honor Code Ethical Standards of the Engineering Student Academic misconduct encompasses any conduct engaged by any student that violates the UCSD Policy on Integrity of Scholarship. That policy states in part: Academic misconduct includes but is not limited to: 1. Cheating - such as using "crib notes" or copying answers from another student during the exam, modifying a graded exam and returning it for a new grade, or submitting the same paper or assignment for two or more different courses unless authorized by the Instructors concerned. 2. Plagiarism - such as using the writings or ideas of another person, either in whole or in part, without proper attribution to the author of the source. 3. Collusion - such as engaging in unauthorized collaboration on homework assignments or take home exams, completing for another student any part or the whole of an assignment or exam, or procuring, providing or accepting materials that contain questions or answers to an exam or assignment to be given at a subsequent time. Responsibilities of Students Students are expected to complete the course in compliance with the Instructor's standards. The standard of academic conduct for UCSD students requires that students shall not engage in any conduct that involves the attempt to receive a grade by means other than their own honest effort. Students are expected to complete their own work, without unauthorized aid of any kind. They are expected to refrain from cheating, plagiarism and collusion as described above. Students are also expected to notify their Instructor or appropriate administrative officials, such as their college Dean, about any incident of dishonesty they observed. Students acting as instructional assistants (IA's), such as TA's, tutors, readers, etc., have a special relationship to the Instructor and the students in the course. IA's are apprentice Instructors who have access to and responsibility for sensitive course materials such as exam questions and answers. They are also asked to help evaluate class assignments and grade term papers and exams. Thus, it is essential that IA's conduct themselves in a manner that ensures they will not compromise their role and that they be especially careful not to make any unauthorized material related to tests, exams, homework, etc., available to any student. We, the members of the Jacobs School of Engineering, have a responsibility as students, faculty and staff to ensure the highest level of integrity in our academic and social practices. As Jacobs School engineering students, we are creating the foundation for our futures as engineers. We must look to pursue knowledge justly, fairly, and honestly. The value of our education is in understanding that learning is a lifelong commitment. The experiences that we share and the skills that we learn are all the more valuable if we hold ourselves to high ethical and moral standards. The Jacobs School must promote leadership, honesty and integrity. The Jacobs School community must work together to ensure that these qualities are valued. We must also make a conscious effort to provide our students with the instruction that will prepare them for a professional career. Instructors will honor their teaching responsibilities, and in turn students will reflect this commitment by pursuing leadership, honesty and integrity in their own academic endeavors. This is a personal and professional commitment that we all share as members of the Jacobs School of Engineering. We pledge ourselves to these ideals and promise to be honest in our hearts, minds and our actions. - Triton Engineering Student Council, 2003 The principle of honesty must be upheld if the integrity of scholarship is to be maintained by the academic community. The University of California expects that both faculty and students will honor this principle and in so doing protect the validity of academic evaluations and grading. This means that all academic work will be done by the student to whom it is assigned, without unauthorized aid of any kind. Instructors will exercise care in planning and supervising academic work so that honest effort will be encouraged. No engineering student shall engage in any activity that involves attempting to receive grades by means other than honest effort. Academic violations consist of the following three categories: 1. Cheating: Cheating includes the actual giving or receiving of any unauthorized aid or assistance or the actual giving or receiving of any unfair advantage on any form of any academic work, or attempts thereof. 2. Plagiarism: Plagiarism includes the copying of the language, structure, ideas, and/or thoughts of another and passing off same as one's own original work, or attempts thereof. This includes all code associated with computer programs. 3. Falsification: Falsification includes the statement of any untruth, either verbally or in writing, with respect to any circumstances relating to one's academic, or attempts thereof. Such acts include, but are not limited to, the forgery of official signatures, tampering of official records, fraudulently adding or deleting information on academic documents such as add/drop request, or fraudulently changing an examination or other academic work after the testing period or due date of the assignment. The course instructors should state the objectives and requirements of each course at the beginning of the term, clearly informing students what kinds of aid and collaboration, if any, on assignments, projects, and examinations are permitted. Students are expected to complete the course requirements in compliance with standards described above. A student who has doubts about how the academic honesty principle applies to any graded assignment is responsible for obtaining specific guidance from the instructor before submitting the assignment. Although all students, faculty and staff are partners in maintaining the highest level of academic integrity in the Jacobs School community, the primary responsibility for maintaining the standards of academic integrity rests with the university faculty and the university administration. Details of the procedures for the disposition of academic dishonesty cases is fully described in the UCSD General Catalog.

Financial, Michael Snyder 186 More Banks “Are At Risk Of Failure”, And That... They are desperately trying to plug one leak in the system after another, but what happens if the entire system suddenly comes crashing down Janet Yellen Just Poured Lighter Fluid On Every Small Bank... What in the world was she thinking? When a bailout was hastily arranged for uninsured depositors at Silicon Valley Bank and Signature Bank, the The Big Banks Have Bailed Out First Republic, But Who... Every single day there are more twists and turns to this new banking panic. In fact, we just learned that the big banks have A “Too Big To Fail” Bank In Europe Is Literally... Do you remember when wealthy people all over the world would stash their money in Swiss banks because there were so strong and so The Dominoes Are Starting To Fall Very Rapidly Now –... Welcome to the great banking collapse of 2023. Please try to enjoy the ride. When FTX crumbled, I explained to my readers that it It’s Not Working! The Fed’s Emergency Rescue Plan Has Not... The widespread panic that we just witnessed is definitely not what the bureaucrats at the Federal Reserve were anticipating. Following the second largest bank Can The Federal Reserve Stop The Avalanche Of Bank Runs... What in the world just happened? On Friday, Silicon Valley Bank collapsed and was taken over by regulators, and then on Sunday regulators swooped 2nd Biggest Bank Failure In U.S. History – “We Found... The wait for the next “Lehman Brothers moment” is over. On Friday, we witnessed the second biggest bank failure in U.S. history. The stunning

Jenny Holzer. Truisms, 1982. Installation view, Times Square, New York. Photo: Public Art Fund. Laurie Anderson, Cindy Sherman, Abigail DeVille, Barbara Kruger, Catherine Opie, Tania Bruguera, and thousands of other artists, writers, curators and directors have signed an open letter condemning Artforum publisher Knight Landesman, who resigned last month after a lawsuit accused him of sexual harassment. The campaign, titled Not Surprised, pledges to fight against sexism and sexual harassment in the art world, and takes its name from a 1982 Jenny Holzer Truism, “Abuse of power comes as no surprise.” Also this week: Barbara Kruger’s work is filling New York City. The artist has designed limited edition MetroCards that were released last Wednesday, and Kruger-designed merchandise is being sold in SoHo in conjunction with the artist’s Performa installation. Mel Chin is collaborating with fashion designer Tracy Reese on a new fashion brand aimed at transforming empty water bottles in Flint, Michigan into clothing. The “Flint Fit” collection will premiere at the Queens Museum with a fashion show and exhibition next April. Finally in awards this week, Mark Bradford won Wall Street Journal Magazine’s 2017 Innovator Award, Laurie Anderson was awarded France’s insignia of Officer of the Ordre des Arts et des Lettres, Catherine Opie won Queer/Art/Prize’s Sustained Achievement award, and Tala Madani was honored at MOCA’s Distinguished Women in the Arts luncheon in Los Angeles. Madani is also being honored alongside Jenny Holzer, Katharina Grosse, Mary Heilmann, Susan Rothenberg, Kiki Smith, and Sarah Sze at tonight’s Hirshhorn Museum and Sculpture Garden gala. A permanent exhibition at the Whitney Museum, An Incomplete History of Protest, looks at how artists have confronted the political and social issues of their day. The exhibition features the work of Mark Bradford, Glenn Ligon, and Julie Mehretu among others. Beginning Friday, November 10, Carrie Mae Weems will be presenting her series of photographs, Beacon, at the Edward Hopper House. The show is being held as part of the artist winning the Edward Hopper Citation of Merit for Visual Artists, and will be on view through February 25, 2018. Saturday, November 11 from noon–3:30pm—Mark Bradford will be speaking at the Baltimore Museum of Art with the museum’s director Christopher Bedford in a discussion entitled “Making a Path.” This is the last week to see the exhibition Andrea Baldeck and Ursula von Rydingsvard: Visionary Women at Moore College of Art & Design. The show closes Saturday. On Wednesday Mark Bradford is debuting one of his largest works to date at the Hirshhorn Museum. Entitled Pickett’s Charge, the monumental new commission spans nearly 400 feet and will be on view through November 12, 2018. Tuesday, November 7 from 6:30-8pm—Our 2014 New York Close Up film on Mary Mattingly is screening at Ringling College of Art & Design as part of the event “Access + Mobility.” On Friday the Frist Center for the Visual Arts is opening a solo exhibition by Nick Cave. Entitled Nick Cave: Feat., the show will be on view through June 24, 2018. Friday, November 10 at 8pm & Saturday November 11 at 2pm & 8pm—William Kentridge’s chamber opera Refuse the Hour will be premiering on the West Coast this weekend at American Conservatory Theater (A.C.T.). Jenny Holzer’s series of large-scale light projections, For Leonard Cohen, are coming to Montreal November 7–11 as part of Musée d’art contemporain’s exhibition Leonard Cohen – Une brèche en toute chose / A Crack in Everything. Last week a new solo exhibition by Hiroshi Sugimoto opened at Marian Goodman Gallery Paris. Entitled Surface Tension, the show is on view through December 22. This is the last week to see Cai Guo-Qiang’s first exhibition in Russia. The Pushkin State Museum of Fine Arts commissioned a new series of works by the artist for the October Revolution’s centenary, and October closes this Sunday, November 12. Sunday is also the last day to see the Istanbul Biennial, which includes work by Fred Wilson, Alejandro Almanza Pereda, Louise Bourgeois, and Mark Dion. Lindsey Davis is Art21's former Digital Content Editor. In the past she's written for Artscope Magazine, Huffington Post, and Rooms Magazine among others. An advocate for art in the public space, she also runs the art-mapping nonprofit ArtAround. American Conservatory Theater Edward Hopper House Frist Center for the Visual Arts Hirshhorn Museum Istanbul Biennial Marian Goodman Gallery Mary Mattingly MetroCards Moore College of Art & Design Not Surprised Pushkin State Museum of Fine Arts Ringling College of Art & Design Tala Madani Ursula von Rydingsvard Whitney Museum 0 Comments | Reply "Deep Fake" Colored Time by American Artist American Artist discusses science fiction in the context of contemporary art and the concept of “Colored Time.” Extending Beyond Craftsmanship, into Inquiry and Exploration by Dana Helwick Dana Joy Helwick explains how, and why, she uses contemporary artists as role models in her classroom. Horror, Contemporary Art, and Film: In Conversation with Dan Herschlein and Chad Laird by Art21 New York Close Up artist Dan Herschlein, and professor, Chad Laird, discuss the intersection of contemporary art, film and horror.

futures collegiate summer baseball league 2018-19 Athletes of the Year Sports Three’s Company Bradley Smart June 12, 2019 L ast season, Chris Galland enjoyed one of the best freshman seasons in Boston College baseball history, slugging and stealing bases to the tune of an All-ACC Third Team selection—the highest honor for a...

Ascending Circle Michael Friebele, Assoc. AIA May/June 2017 The chapel defines the prominence of the square along the urban edge at the corner of Ervay and Bryan. Photo by Leonid Furmansky. The simply articulated form of the spiral contrasts against the varying textures of the high-rises beyond. The purity in form furthers the universal meaning of the square. Photo by Leonid Furmansky. The chapel is anchored by a series of fountains and pathways that approach the foundation’s internal program. Photo by Leonid Furmansky. Photo by Leonid Furmansky. Gabriel Loire’s “Glory Window” remains as one of the largest horizontally mounted windows in the world. Photo by Leonid Furmansky. The recent addition of LED lighting subtly changes the tones of the stained glass. Photo by Leonid Furmansky. Photographer Leonid Furmansky On the night of July 7, 2016, shots rang out on the western edge of Downtown Dallas, taking the lives of five police officers during a peaceful protest. Marking the single most significant loss of law enforcement lives since the catastrophic events of September 11, Dallas was back in the national spotlight for the unfortunate act of one individual. The emotions, uncertainty, and anguish felt by those close to the situation eerily conjured up memories of the moments that followed the JFK assassination, which occurred just a short distance from the 2016 crime scene. The following day, determined to heal and unite the city, Dallas residents held an interfaith vigil at Thanks-Giving Square — a public park and nondenominational chapel designed by Philip Johnson and completed in 1976. The plaza was filled to the brim with people, like a real-life depiction of the “Golden Rule” mosaic by Norman Rockwell that sits prominently within the western entrance to the square. Among the leaders in attendance, religious and political, Dallas Mayor Mike Rawlings delivered an impassioned and powerful message to his city: For 50 years, people around the world saw our city through the lens of the Kennedy assassination. Through that tragedy, modern-day Dallas was born. A great city. Those of us who love this city always knew there was so much more to Dallas than what happened on that day in 1963. Now, the year following that, this oasis, Thanks-Giving Square, began to come to life. This place is not really a park. It is a piece of the soul of our city. The idea was that we needed a gathering place. A place for unity of people of all backgrounds, of all religions, of all races. A place to say thank-you. A place of thankfulness. Thanks-Giving Square was born out of a deep, universal spiritual intention. The project was also just as much about fulfilling the ambitions set forth by the Goals for Dallas program, enacted under the leadership of Mayor J. Erik Jonsson. The collective vision behind the program, established in 1964, aimed to heal the morale and image of a city coming off the heels of the JFK assassination. In the spirit of thanksgiving, the project was an obvious fit for the program, infusing a growing downtown with humanity-driven initiative. At 40 years (the square was completed in its entirety in 1977), Thanks-Giving Square still serves as a nexus for spiritual refuge and awareness. The Thanks-Giving Foundation’s programming has grown to encompass more involvement with a growing homeless population, concentrating on outreach and faith- centered connections. The chapel remains the focal point of the project, and often lines of people can be seen waiting to view the spiraling, stained glass masterpiece that is Gabriel Loire’s “Glory Window.” A recent lighting adaptation to this piece adds further interest to the subtle tones cast from the glass above. Moreover, events shaping society in Dallas draw attention to the space anew, marking Thanks-Giving Square once again as a place for universal expression. But what is one to make of Thanks-Giving Square as public space, now that the demographic is changing from a business district to a mixed-use neighborhood? The population in the city’s central business district has been on a steady increase since 2000, growing from a mere 200 residents to well over 7,000. The desire for public space is high and often causes spaces like Thanks-Giving Square to be used for unintended purposes. The foundation is in the process of implementing a plan to address the future needs of the square, with a thorough investigation of the archives as well as the needs of Downtown residents and visitors alike. “As part of Thanks-Giving Square’s 40th anniversary, efforts are being made to organize archival content, clean up original architectural models, and share early stories that have not been displayed for decades,” says Noah Jeppson, an experiential graphic designer based in Seattle who is on the foundation’s board of directors. A regular advocate for the historical fabric of downtown Dallas, Jeppson has been combing through archival content as a means of informing the branding and graphic work he is doing for the square. The chapel is the focal point of Johnson’s plan. It is sited at the highest point of the one-acre, pie-shaped site, at the corner of Ervay and Bryan. Its spiral form is based on a Benedictine monk’s interpretation of gratitude as being not a closed circle, but an ascending one. Its proportions are derived from the golden section. While the chapel garners attention for connecting to the public, the landscape lags behind. With the recent attention and use of the space as a celebratory arena for humanity and gratitude, the desire for the park to evolve has never been more apparent. “The renovation does take into consideration the new neighborhood and advanced thinking on how parks and green space interact with the pedestrian and general streetscape,” says Jud Pankey, who is leading the facilities and renovation project — “working with Philip Johnson’s firm to maintain the integrity of space intent, while bringing the improvements and pathways into a contemporary and useful asset for the neighborhood.” One early and noticeable change to the visitor experience is new exhibition and wayfinding signage designed by Jeppson. “Layers of signage over the years added confusion and were a target of frequent vandalism,” he says. His approach takes into account an understanding of the interests of the public and how they use the space, as well as the original intent of Johnson’s design. “These signs serve as a test bed to gain feedback from visitors and test the durability of materials in an urban setting, and will be improved upon during a larger landscape renovation that improves accessibility. They complement the architecture of the space, while reminding visitors that they have entered into a place that is unique from other public spaces in downtown Dallas.” Flexible and colorful seating will also be added as a way to make the space more inviting through a simple gesture. Ongoing plans will focus on neighborhood integration through addressing plaza areas and public space. The gardens will also be restored with landscaping that better suits the climatic conditions, and the fountains will be repaired. The evolution of Thanks-Giving Square reveals a societal depth that no designer is able to foresee. The vigil following the police shooting serves as a testament to that depth. Events such as these remind us of the powerful role that spaces can play in shaping societies. Thanks-Giving Square is unique in that it is a monumental space that can shape the society on a neighborhood scale and redefine its relevance simultaneously. The Thanks-Giving Foundation’s efforts to preserve and uncover the past, displaying its contents to public view, will, it is to be hoped, aid the rehabilitation of similar humanist projects across the country. Michael Friebele, Assoc. AIA, is a senior associate with FTA Design Studio in Dallas. View all posts by Michael

We should not abandon DACA Home /Opinion/We should not abandon DACA Liz Theriault Attorney General Jeff Sessions announced on Tuesday that President Donald Trump is ending the Deferred Action for Childhood Arrivals (DACA) program and beginning a time of fear for children of immigrants. Established under an executive order by former President Barack Obama, the DACA protects those who were brought into the United States as children of immigrants. By no choice of their own, these undocumented immigrants, under the age of 30, were raised in the U.S. after they arrived as children. These children, also known as Dreamers, were protected under DACA from fear of deportation and granted a two-year period for work or school. If DACA is taken away, almost 800,000 individuals will lose the guarantee of schooling, jobs, family and peace of mind. These young immigrants are tax-paying, law-abiding people, who want to work, live and serve in a country where many take those privileges for granted. This program should not be confused with one that grants amnesty, because DACA does not grant citizenship. Instead, it offers individuals a period to start a foundation for a meaningful life. Opponents will argue that these immigrants are stealing jobs and not contributing to society. If this was true, then areas where immigrants are more plentiful should show higher rates of unemployment. According to a study by the Immigration Policy Center and the American Community Survey in 2011, there is no relationship between unemployment rates and the presence of immigrants that is statistically significant. What is statistically significant is the amount of money that will be lost when 800,000 undocumented immigrants are suddenly ripped from their homes and workplaces. According to a CNN article, ending DACA would cost employers nearly $2 billion dollars over the span of two years, cost the federal government $60 billion to immediately deport 800,000 people, and risk a $280 billion hit to the economy’s expected 10-year growth. These Dreamers are young people who have gone to school and learned the professional skills needed in workplaces across the nation. Losing these 800,000 individuals means losing 800,000 trained minds and unique skill sets that could benefit our nation. They earn degrees to obtain jobs, which grant them pay checks that they spend in benefit of the American economy. DACA was established through executive order because it was “basic decency” according to Obama in his statement on the policy. Whether an executive order such as this is unconstitutional has yet to be decided by the Supreme Court. However, this does not change the fact that the repeal is now passing through Congress. This is the chance for our government to lawfully establish a program that will help, not abandon these people. It is time for our nation to stop trying to divide itself. These are working, tax paying individuals who arrived in this nation through no fault of their own. There is no reason that our nation should not extend its gratitude and privileges of education, work and safety to those brought and raised here. The Dreamers do not deserve a life of fear, and Congress should keep this in mind when deciding on the new immigration law. GSS in transition Irving Trade ignites Celtics Nation

The Sligachan Hotel on The Isle of Skye Hotels in Scotland That Go That Extra Whisky Mile With summer very much underway, the exceptional array of hotels, experiences and of course whisky distilleries Scotland has to offer is truly remarkable. As tourism and of course whisky play such a pivotal role in Scotland’s economy, it is easy to see why expectations and standards are naturally high and quality remains at the heart of what those in these industries strive to deliver. Bearing this in mind, there’s one hotel which most certainly delivers on both fronts. The Sligachan Hotel on the Isle of Skye is a truly exceptional example of Scotland’s hospitality at its very best. The dramatic and inspiring setting enjoyed by The Sligachan Hotel has been admired by many for generations. Nestled amongst the Red and Black Cuillins, with the sparkling waters of Loch Sligachan to it’s front, the hotel has served mountaineers, walkers and lovers of the wild Highland scenery since 1830. Not only a great spot for climbers, the Hotel is located at an important crossroads in the centre of the Island, offering a great opportunity to maximise sightseeing on Skye. Relax in front of the open fire and enjoy a rare malt in Mackenzies Bar, or sit back in Collie’s Lounge and admire the unparalleled views of the surrounding scenery from the curved picture window. Meals prepared using the finest locally sourced produce can be enjoyed in the Harta Restaurant or an informal meal can be had in the adjoining Seumas’ Bar. Should the hotel’s history be of interest, there is a small climbing museum with guest information dating back to the 1800’s. The Hotel was constructed in it’s current location in 1830. It quickly became a mecca for gentleman climbers who recognised the unique and challenging qualities of the Cuillin. Purchased by the Campbell family in 1913, the hotel has been passed down through the decades and is now being run by the 4th generation. To maintain the historic charm of the building whilst providing real Highland hospitality is a strong objective for the Sligachan Hotel team who hope to provide you with a memorable stay in a truly memorable location. Visit The Sligachan Hotel Jun 26, 2017 Garry Fox Malt Marketing Introduces...Laphroaig Brings Back Award-winning #OpinionsWelcome™ Garry Fox June 26, 2017 NewsHotels, Isle of Skye, Scotland., Sligachan Hotel, Talisker Whisky, Whisky Bars, Whisky Distillery, Whisky Tours

reddit: We are the Zendo Project, a non-profit harm reduction service. Ask us anything! Summary: On July 15, 2015, staff and volunteers of the Zendo Project hosted a public Q&A session on reddit.com to spread awareness about psychedelic harm reduction. The Q&A session received over 57 comments, and volunteers answered a total of 32 questions. Originally appearing here. Hi reddit! We are the Zendo Project, a non-profit psychedelic harm reduction service for festivals, concerts, and community events where professionally trained volunteers provide a tranquil space, water, and compassionate care for attendees undergoing difficult psychedelic experiences. Psychedelic harm reduction is an effective public health-based alternative to hospitalization and arrest. By assisting guests in changing their experiences into valuable opportunities for learning and growth, psychedelic harm reduction helps prevent and transform difficult experiences related to non-ordinary state of consciousness. Psychedelics—such as MDMA, LSD, psilocybin, and many others—are illegal in the United States and most other countries, except in approved scientific studies. Using psychedelics can produce overwhelming and uncomfortable experiences, which becomes more likely with high doses, in first-time users, and when adequate preparation or setting are not available. The Zendo Project’s mission is to provide a supportive space for guests undergoing difficult psychedelic experiences or other psychological challenges, in order to: Transform difficult experiences into opportunities for learning and personal growth Reduce the number of psychiatric hospitalizations and arrests Create an environment for volunteers to work together to improve their harm reduction skills through training and feedback Demonstrate that safe, productive psychedelic experiences are possible without the need for law enforcement-based policies. Since 2012, the Zendo Project has assisted over 700 guests, most of whom were having challenging psychedelic experiences when they arrived. We have trained approximately 500 volunteers to provide psychedelic harm reduction services at events, totaling over 10,000 hours of volunteer time. The Zendo Project is sponsored by the Multidisciplinary Association for Psychedelic Studies (MAPS), a 501(c)(3) non-profit research and educational organization: maps.org We have assembled a great group of volunteers to answer any questions that you have for us! To learn more and support the expansion of our work, please watch our new video and share our new outreach campaign: zendoproject.org Previous MAPS in the Media RYOT News and Action: Utilizing MDMA to Treat Post-Traumatic Stress Disorder Next MAPS in the Media Festival Insights: The Virtues of Psychedelic Harm Reduction at Festivals

Toldbodgade 39, 1253 View on Map Sectors Crewing , Nautical Posted Jobs 1 Stromma Danmark A/S is part of Stromma Turism & Sjöfart AB – one of the largest companies within tourism and excursions in Northern Europe with operations in Copenhagen, Aarhus, Amsterdam, Utrecht, Stockholm, Gothenburg, Malmö, Helsinki, Oslo, Stavanger, Bergen, Ålesund & Geiranger. Our mission is to create experiences. Experiences that entertains, educates and will result in lifelong memories. Stromma has its roots in a Finnish company, Ångfartygs AB Bore, which was founded in 1897 by among others Fredric von Rettig. And to this day, Stromma is owned by the Hans von Rettig family. It all started with Bore Lines; a company that acquired a large number of companies over the years, all focusing on tourism and shipping. Among the acquisitions you will find companies such as Stockholm Sightseeing, Stromma Skärgårdsbåtar, Stromma Kanalbolaget and Paddan. In 2011, Stromma expanded into Denmark today both Canal Tours, Copenhagen City Sightseeing, Copenhagen Panorama Excursions and Hop On – Hop Off is a part of the Stromma group. The history of Canal Tours – in brief Once upon a time … A real adventure begins of course with ‘Once upon a time’. This is also true for the history of Canal Tours. Once a upon a time there were four fine gentlemen who had the idea for the harbor cruise. A bank manager, a captain, a former vice president and a merchant. The first boat sailed in 1904 and initially, the harbor cruise as a waterbus between Christianshavn and Copenhagen for shipyard workers and local people. The open skiffs had room for about 20 passengers. The boats were developed in step with the times and in 1930 a series of boats that seats up to 80 passengers were built, and Canal Tours was now not only a transport but an offer to the Danes and visitors in Copenhagen for summer excursions in port. In 1948 Canal Tours could now offer guided tours of the so-called Langelinie boats, now equipped with speakers, so a guide could tell about sights along the way. The tours became very popular among both Danes and tourists and in the following years the business has grown and so have the number of boats. Annually, over half a million people choose to experience Copenhagen from the inviting waterfront, and that makes Canal Tours to one of the country’s biggest tourist attractions. And granted, the surroundings are grateful! But of course, we constantly do our best to keep us on our toes and respond to new needs. Along the way, we have updated the fleet, so that our boats today appear fully contemporary. Canal Tours now consists of 17 boats, including six covered, 2 restaurant boats and 2 electric boats. Especially the electric boats is something we are very proud of, since the environment is one of our priorities. Hans Christian Andersen’s fairy tale heroes and heroines are all made ​​of the right material and known all over the world, so what could be more natural than to call the fleet of the magnificent boats for Tin Soldier, Clumsy Hans, Princess and the Pea, The Little Mermaid and all the other lovable character names from the fairy tales. Led by experienced boatmen and guides, Canal Tours brings its passengers through Copenhagen and the city’s hundreds of years of fascinating history – to the delight of both young and old. Read more about the fleet here. See current jobs at Stromma Active Jobs From Bådførere @ Stromma

Nutrition is defined as the process of providing your body with the food necessary for life and growth. In order to understand nutrition, you must realize that all food put into your mouth is either expelled as waste or converted into just four substances: glucose, amino acids, fatty acids and glycerol. No matter what you eat, within a few hours, these substances are all that’s left. Then, these four substances are absorbed into the blood stream and, through several complex processes, burned for energy within the body’s cells (amino acids are first used to make protein molecules, such as enzymes and antibodies, and then only the excess is burned). If there’s more glucose, amino acids, fatty or glycerol than what the cells need, the excess is stored as fat for later use — if, if there’s less, fat (and muscle) is utilized to provide the balance of your energy needs. The point here is that, relative to energy needs, the body doesn’t care where the energy comes from. 1000 calories is 1000 calories whether they come from candy or carrots, white or whole wheat bread, low-fat or high-fat ice cream, steak or potatoes, corn oil or olive oil. The nutrition of these products varies but a calorie of energy from one food is no different than the calorie of energy from another food. However, despite this reality, most Americans (66% in a recent survey) get this wrong and believe the specific kind of food eaten is the most important factor for losing weight. Therefore, good nutrition for many people is more about losing weight than “providing your body with the food necessary for life and growth” – the more valid goal for eating well. So deciding what to eat should be based on providing good nutrition for your body rather than losing weight. Weight loss is based on how much you eat, not on what you eat. But, what foods or combination of foods provide good nutrition? As you’re probably aware, there is an overwhelming amount of advice in this area and, sadly, much of it is contradictory. As a result, many Americans are so confused they don’t know what to eat in order to provide their body with good nutrition. As a contributor to the Better Kids Institute, I plan to clear up this confusion with the article I contribute to this site. If you want additional information about nutrition, beyond what’s provided on this site, here is an additional resource you may want to access: Secrets of Feeding a Healthy Family Categories: Child Fitness, Child Nutrition, Child Obesity

75 Foundations that have given grants and donations for financial assistance programs and services in Massachusetts These foundations have provided grants and donations to nonprofits and businesses in recent years to help support the needs of financial assistance and hardship aid. See available grants for Financial Assistance

Anyone Can Whistle (from Anyone Can Whistle, 1964 – Lee Remick)

This cookie policy (“Policy”) describes what cookies are and how and they’re being used by the Mat’s Entertainment website (“Website” or “Service”) and any of its related products and services (collectively, “Services”). This Policy is a legally binding agreement between you (“User”, “you” or “your”) and this Website operator (“Operator”, “we”, “us” or “our”). You should read this Policy so you can understand the types of cookies we use, the information we collect using cookies, and how that information is used. It also describes the choices available to you regarding accepting or declining the use of cookies. For further information on how we use, store and keep your personal data secure, see our Privacy Policy. Cookies are small pieces of data stored in text files that are saved on your computer or other devices when websites are loaded in a browser. They are widely used to remember you and your preferences, either for a single visit (through a “session cookie”) or for multiple repeat visits (using a “persistent cookie”). Cookies may be set by the Website (“first-party cookies”), or by third parties, such as those who serve content or provide advertising or analytics services on the Website (“third party cookies”). These third parties can recognize you when you visit our website and also when you visit certain other websites. These cookies are also used for event tracking and remarketing purposes. Any data collected with these tags will be used in accordance with our privacy policies. We will not collect or share any personally identifiable information from the user. If you don’t like the idea of cookies or certain types of cookies, you can change your browser’s settings to delete cookies that have already been set and to not accept new cookies. To learn more about how to do this or to learn more about cookies, visit internetcookies.org If you would like to contact us to understand more about this Policy or wish to contact us concerning any matter relating to our use of cookies, you may do so via the contact form

Deloitte: China M&A Round-up 2010-08-20 Aug 23, 2010 | Corporate Member News Please click here to see the latest Deloitte China M&A weekly for your information. These are among the transactions announced between August 13, 2010 – August 20, 2010. Sun Wah Capital Limited, a diversified conglomerate based in Hong Kong, agrees to acquire additional shares in Canada-based financial service group, Kingsway International Holdings Limited (HK: 00188) for US$7.85 million. Sinopec Group and CNOOC talk to Brazilian oil and gas start-up OGX to buy some of the latter’s oil assets. Huaneng Group is in advanced talks to buy a stake in US power utility InterGen for about $1.2 billion. Zhongjin Gold raises US$600 million to acquire assets from parent China National Gold Group Corp. Please contact Charles Knight in Toronto at 416-643-8329, Derek Alty in Toronto at 416-775-7209, Jeremy South in Vancouver at 604-640-3042 or Russell David in Montreal at 514-393-7358 should you have any questions. About The Chinese Services Group The Canada Chinese Services Group (CSG) of Deloitte & Touche LLP co-ordinates with the Deloitte Touche Tohmatsu limited member firm in China and the appropriate subsidiary of Deloitte & Touche LLP to assist Canadian companies investing and operating in China. Whether contemplating market entry, M&A or optimization of existing operations, the CSG, in collaboration with the member firm in China, can help Canadian companies implement cross-border investment strategies and navigate the associated risks. The CSG also co-ordinates with the China Member firm and the appropriate subsidiary of Deloitte & Touche LLP to assist Chinese companies seeking to access North American markets – expanding operations, raising capital and/or engaging in M&A. Our national network of bilingual professionals works closely with colleagues in China to deliver seamless service to globalizing Chinese companies. For more information about the Canada Chinese Services Group, please visit our website at www.deloitte.com/ca/csg or email to [email protected]. Deloitte is proud to be the Official Supplier of Professional Services to the Vancouver 2010 Olympic and Paralympic Winter Games.

Providence College Student Named Student Entrepreneur Manitoba Champion Feb 16, 2011 | Corporate Member News Local student awarded provincially for business success while still in school Jordan Siemens, Owner of Siemens Farms and full-time student at Providence College, has been named a 2011 Student Entrepreneur Manitoba Champion. Student Entrepreneur is a national competition operated by charitable organization, Advancing Canadian Entrepreneurship (ACE) and proud program supporter, CIBC. Started in 2010, Siemens has owned and operated Siemens Farms, a start-up farming business focused on soybean production based in Horndean, Manitoba. A fourth generation farmer, Siemens started his business this past summer by renting land and equipment from his father as well as purchasing seed, fertilizer, insurance, chemical, and labour. Due to the large capital requirements needed to start a production of this nature, this savvy student entrepreneur was able to start his career by sharing in the risk and reward of grain production, something that would have been impossible to do on his own. He was able to make all decisions regarding field work and completed his first season with 50 acres of soybeans planted. “This award is a great honour as it gives me the confidence and incentive to take my business further,” commented Siemens, “It also gives me the invaluable opportunity to meet other student entrepreneurs and an exclusive network of major business leaders.” Siemens’ largest business accomplishments to date include earning profits in excess of his expectations in his first season of farming. Initially, he was expecting a 25 per cent profit, but with good weather, increasing commodity prices and sound management, Siemens managed to nearly double his investment. “With today’s ever changing economic situation, ACE is proud to continue its work developing leaders, creating connections and building a better Canada,” explained Amy Harder, President of ACE. “We are confident that our 2011 Student Entrepreneur Provincial Champions will make meaningful contributions to the country and its economy for years to come.” As a provincial champion, Siemens will now move on to represent Manitoba in the regional round of competition taking place at the 2011 ACE Regional Exposition in Calgary on March 14, 2011. Provincial Champions will each present their business to a panel of entrepreneurs and industry professionals who will determine two Regional Champions, who will each receive a $1,000 cash prize and move on to the final round of competition at the 2011 ACE National Exposition in Toronto on May 11, 2011. The National Champion will receive a $10,000 cash prize and have the opportunity to represent Canada at the international level of competition, the Global Student Entrepreneur Awards. Click here to see the other recipients. ACE is a national, charitable organization that is teaching and igniting young Canadians to create brighter futures for themselves and their communities. ACE delivers a team-based program called Students In Free Enterprise (SIFE) and an individual-based program, Student Entrepreneur. ACE students created 540 jobs, logged 273,000 volunteer hours and directly impacted 114,000 people in the past year alone. In the past three years, students have generated over $80,000,000 in economic opportunity. ACE is currently established on over 55 post-secondary campuses across Canada. CIBC became a founding corporate sponsor of ACE in 1995 and has sponsored the Student Entrepreneur Competition since its inception in 1997. Jaime Szegvary Communications Consultant, ACE Jordan Siemens Owner, Siemens Farms

How to Start a Ride Sharing Business There are a few companies worldwide which have experienced the magnitude of growth that the ride sharing industry has seen through the years. In a relatively short period of time, ride-sharing was transformed from an obscure industry to one that the many people cannot manage without. As with any business, the largest winners dig this were the first to adopt however that’s not in any way that the market is shut. If you have the right approach and plan it is possible that you could earn a substantial portion of this lucrative pool. Below , we look at all you require to know to begin your ride-sharing business and to make it a success. The first step to start an enterprise that relies on ride sharing, similar to almost any other type of company, is conducting research. So , what are the aspects you need to look into for this particular case? It’s easy to start by studying the market as a whole. There are often more happenings from what they appear on the outside seeing in. Consider a ride-sharing service. Chat with the drivers. Talk to the staff. Talk to those who have been with multiple services. What are the benefits they can provide? What are their disadvantages? What could be improved? What could YOU do to do to improve? Standing Out Before You Begin Uniqueness is a great advantage for entrepreneurs. One of the advantages of being unique is that it has multiple aspects to it. You stand out by the way you conduct business as well as making a statement before you start your operations. This is the second. It’s true that before you begin the actual business, there must be something that sets you apart from others. Sure, you’ll be in the ride-sharing industry however, what is it that separates you from other businesses within the same field? There are numerous options to make yourself standout. First, you might consider operating the same business with a different target market. Instead of catering to all you could narrow your focus to students, or passengers at airports, for instance. Everyone wants to be big However, the best option could be to focus. Additionally, you can distinguish yourself by providing a distinct luxury experiences with luxury automobiles. Perhaps you can go green in a approach. The possibilities are endless. Brand Uniqueness When you have your originality of the pre-operation The following step will be to identify your business. This is another method to create a unique atmosphere about your company. For this, you need choose a distinctive and memorable business name. This is the first connection between you and the other people you’ll be dealing with from now onwards. Then, you should get an appropriate domain name for your company name. The ideal name is short and easy, with the potential to become well-known, but isn’t but not yet. In this way your domain name will be readily available and you’re ready to take your next step. Rates and Percentages In the next step, you’ll need to determine your individual numbers and proportions. Do you want to go with the norm? Are you willing to try something new? What are the margins of profit at different rates? Do you intend to focus on making money right immediately or will it be in the future? All of these are crucial items to think about and not only for your own benefit but also for the next step on your list. It is impossible to talk to investors without knowing the intricacies behind the company yourself. Nobody will be able to take you seriously. That is where all the above steps can pay off. After you’ve completed your research and determined the rates you’ve set, your percentages and profit margins, start to speak to investors. Let them see your vision, and they may even buy in. If they are successful but if they don’t then move to another investor. Perhaps you can do it yourself If you have the money. Uber was established by a $200,000 capital investment. When you begin with a small amount of capital, and you’re able to start well it is easier to attract investors later on. They’d even be the ones who would be begging to join your team. It is here that the actual business starts. The actual business. As a ride sharing company, you will require an application. This is why it is recommended that you create your application Choose the kind of information you’ll need to sign up. Social accounts or email addresses? Are there any requirements for ID? What type of chat software are you planning to use? And so on. Standing Out in Operation We discussed making yourself stand out in your manner and in your identity. This is the time to make yourself stand out with the method you use to operate. You can do this by adding additional features in your application. They could be interesting and exciting features, or simply attractive incentives. For instance, you can let your customers choose their cars they like best. You can also permit passengers to schedule their trips prior to time. These are just a few instances of how features could make you stand out when you work. Driver – Focused Programs Drivers represent your company. This is why they are one of the main pillars of your ride-sharing business. Develop driver education programs to not just guide your drivers to the values of the business they represent and also to teach them how they can conduct their own business in a way that everyone is benefitting. Also, you must develop screening procedures that let you remove drivers with a poor past and behaviour. The work is completed. You’ve created a viable product and an impressive method of operation. What’s next? Spreading the word. In certain cases it is the case that the product is enough good to sell itself. However, this isn’t always the case, particularly in such a profitable and competitive market as ride-sharing. To be successful for your business, you’ll need to take the necessary portion of your budget to fund marketing. The first stage? The creation of the website. Your website, in the ideal case is where potential customers go to find out more about your company. Along with your social media accounts will be your primary avenue of communication. Ideally, your site should also include crucial information like payment options and privacy policies, refund policy, and customer service. Effective marketing isn’t a walk on the beach. Although technically, you could make it happen on your own however, it is better to work with a professional marketing firm with expertise in the field in the event that you can afford it. An agency is best in the process of forming every marketing strategy, both traditional and digital, along creating a solid online profile on social networks. Legal Specifications In the end, only remains the legal aspects. It’s not a breeze by any stretch of imagination However, at this point, you ought to feel pretty confident about your self-esteem. You’ve come a long way. A majority of the time, this process is something you and your lawyer will be able to conclude without having to face impossible obstacles. In the beginning, you must ensure that the legitimacy of your business. Your company is legally recognized by registering it with the appropriate body or bodies that are appropriate to your place of business. It is also important to ensure that you know the type of business you’ll be setting up. The majority start with a basic LLC with a limited liability (LLC) before moving to corporation status if it is needed to be. These two types of companies guarantee legitimacy, permit you to pay taxes with ease and also provide insurance against liability under the law. Compliance and Permits After you’ve been registered with the appropriate authorities, such as LLC or Corporation after which you are able to start obtaining legal documents to establish your company. For instance, one of them you can get an Transportation Network Company permit in the USA which grants the ride sharing company credibility in the eyes of authorities like the Public Utilities Commission. To find out more, simply contact the appropriate local government office and receive all the information you require prior to making your move. All businesses require an insurance policy that is strong and the ride-sharing business is no exception. Unforeseen situations must be taken into consideration and, in a company with thousands of moving parts the majority of which are beyond the control of the owner, having a solid insurance policy can help in aiding you to sleep better in the night. The last thing you want is to be able to overcome the odds and set your business on the right track only to have it ruined by an unfortunate accident that you could easily have been protected from. In some states and countries the rideshare industry require insurance. This is how to get started with a profitable ride sharing company. From the above, it’s obvious that this business isn’t a stroll through the woods. If you’re doing it right If you do it right, you’ll have many nights of sleepless nights and depressing days But the key is to persist and be diligent. Make sure you go through every step thoroughly and remain faithful to yourself. When you have done this and you’ll surely be able to show a smiley face when you are done. The payoff, without a doubt, is well worth the effort. How To Be In The Top 10 With BETTING ONLINE Thus, New Jersey’s Sports Wagering Act was efficiently enjoined from going into effect. 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Day Two-god Developed Sky And Water A different time, a mortal queen claimed to be much more beautiful than Hera. This was exactly what the troublemaking Eris had hoped for. The most gorgeous woman in the planet occurred to be married currently. She was the Queen of Sparta and the wife of King Menelaus. Ancient Greek mythology encompasses an massive quantity of gods, goddesses, demi-gods, heroes, and monsters, but at the core of all of the myths had been the 12 Olympian gods and goddesses. Zeus had quite a few really like affairs before and after his marriage to his sister Hera. He had affairs with... Artemis : : Wild Goddess Of The Hunt Colorado Mountain It is been suggested that she’s covered in female breasts, but most historians now feel that is entirely incorrect. Two common theories suggest they are either gourds — ancient symbols of fertility — or bull testicles.ThoughtCosays that the sacks could be a reference to the bulls consistently click here for more info sacrificed in her honor. Diana the Huntress, by Gaston Casimir Saint-Pierre – Sculpture of the Greek goddess Artemis He also asked to rule more than the mountains and have the present of helping females in childbirth. The dancing at the festivals was usually completed to mimic a bear... Zeus God Information, Worksheets, Traits & Symbolism For Kids A neologism such as ephnidiontomythology, derived from Greek aiphnídia ónta (‘sudden things’), would be correct but cumbersome. Transient natural events in myth Starting with some of the classical philosophers, scholars have pondered the nature and origin of myth for centuries. But although respectable disciplines such as astronomy, physics, geology, biology, archaeology and linguistics progressively matured, the field of mythology continued to lack a consensus core of system and direction. Even although Zeus bandaged up Ares’s wound, he was not at all proud of his warrior son. What I adore about this is that not only is O’Connor releasing a single... Athena Boto3 Docs 1 26Two Documentation When Athena wiped it off, it fell to earth who became the other portion-mother. Quetzalcoatl is the Aztec God of the Sun and Wind, Air, and Mastering, famously identified as the Feathered or Plumed Serpent too. One particular of the most significant Aztec gods and the patron of priests, Quetzalcoatl’s attributes substantially improved over time. In the later part of Aztec history, he became the God of the Morning and Evening Stars too. At the similar time, she punished mortals who were too arrogant or proud. In the myth of Arachne, a talented lady challenged Athena to a contest and... 2,000-year-old Aphrodite Statue Recovered Right After Being Stolen From Greek Museum Somewhat later, in the 4th century BC, the goddess was shown wearing a higher vegetal crown, symbol of prosperity, or a turreted crown as a protector of cities. She appeared on the coinage of many kingdoms, as the wonderful deity of Cyprus offering protection. By the 4th century BC, she was assimilated with the Greek Aphrodite. Around 900 BC the Phoenicians established a colony at Kition and rebuilt the earlier temples. They devoted the biggest temple to their goddess Astarte who was worshipped at Kition till the 4th century BC. This, according to the Iliad, began the ten-year Trojan War.... Textkit Greek And Latin Forums Index Page Ancient Greece’s many mountains, seas, and islands had a big influence on the Ancient Greeks, from their seafaring culture to their divided city-states and massive trading technique. In ancient instances, the city of Athens was positioned at the tip of a peninsula known as Attica. A slim strip of land referred to as the Isthmus of Corinth connected the rest of Greece with the largest peninsula, the Peloponnese. In the south the Tarsus mountains sweep down practically to narrow fertile plane along the Mediterranean coast. The Greeks also became good mariners and have been capable to use their abilities to...

Quiz / DLC ( Digital Logic Circuits ) 3 rd MCQ Questions With Answers The unary operation _________ inverts the value of its operand. A _______ is an electronic circuit that produces an output signal that is a simple Boolean operation on its input signals. A _________ is a PLD featuring a general structure that allows very high logic capacity and offers more narrow logic resources and a higher ration of flip-flops to logic resources than do CPLDs. SPLD Which of the following is a functionally complete set? AND, NOT AND, OR, NOT A Boolean function can be realized in the sum of products (SOP) form but not in the product of sums (POS) form. The ________ flip-flop has two inputs and all possible combinations of input values are valid. clocked S-R The operation _________ yields true if either or both of its operands are true. Claude Shannon, a research assistant in the Electrical Engineering Department at M.I.T., proposed the basic principles of Boolean algebra. Counters can be designated as _________. a. asynchronous b. synchronous c. both asynchronous and synchronous d. neither asynchronous or synchronous ________ is implemented with combinational circuits. Nano memory Random access memory Read only memory No memory A _________ accepts and/or transfers information serially. S-R latch shift register parallel register The operand ________ yields true if and only if both of its operands are true. For more than four variables an alternative approach is a tabular technique referred to as the _________ method. DeMorgan Quine-McCluskey Karnaugh map Boole-Shannon The operation of the digital computer is based on the storage and processing of binary data. CPUs make use of _________ counters, in which all of the flip-flops of the counter change at the same time. timed ripple

Tom West started his entertainment career as a professional Dancer. His first big break came as a contestant on Star Search with Ed McMahon. He then went on to perform/Choreograph for various Commercials and TV Shows. He has teamed up with companies like GM, FOX Network, Redken, and Nike to name a few. His dancing career has brought him to choreograph concerts, National competition winners, and even Professional football cheerleading teams. His dancing only prepared him for his journey as a Bar/Bat Mitzvah MC. He started performing at Bar/Bat Mitzvahs in 1998 and found such success that he exclusively started to polish his skills in this arena from 2000 to today. He treats every family and kid like it is the most important night of their life. " It really is," He says. " you can't start over and do it again. It only happens once and that's why we have to nail it the first time" He says and To the parents. " Sit back and relax and let me take care of the party". So that brings us to today. Doing parties for Ed McCaffrey and Terrell Davis of the Denver Broncos. Providing Entertainment for Kool and The Gang and performing for 1000"s of events in the U.S. Tom West will always find his greatest joy in the Bar/Bat Mitzvah arena. The combination of bringing Adults and Kids together for a night full of great music and energy will never get old. As a seasoned MC with 100's of Bar/Bat Mitzvah shows under his belt, Tom West rolls into the future ready to add something special to your event. Copyright © 2018 Mc Tom West - All Rights Reserved. Photos on Highlight page taken by Marla Rutherford Photography

Measure with Coffee Spoons Taking on the world, one book at a time. On My Bookshelf Fantasy / Sci-Fi Pregnancy, Baby & Parenting Books Tag Archives: roads The Keys to Driving in the City Posted in Life's Adventures by M.L. Driving in rush-hour Pittsburgh traffic is brutal. It’s a cut-throat business. It’s a battle of size and strength and wits. It will weed out the losers from the winners. It is a fight to the finish. The one with guts gets all the glory. I used to be terrified of driving in the city. It was quite literally my biggest fear. I was forced to get over this fear when the organization I work for moved offices. And of course we moved to a place that is farther away and harder to get to, across two rivers, over five bridges, under three overpasses and through one tunnel. Oh wait, two tunnels. There was nothing I could do; I had to face my fear. It took me about a week and a half before I felt confident enough to put away my GPS. Even now, a month later, I still keep my phone on the seat next to me, just in case there’s an accident, or a fire, or a water main break, and I’m forced down an unfamiliar road. Now, I’m almost a pro. I say almost because, like I said, driving in rush-hour, city traffic is cut-throat. And I do not always come out on top. In order to drive in traffic across two rivers, over five bridges, under three overpasses and through two tunnels, one must be aggressive. Never drive in the slow lane if you think you could be going faster or you might want to go faster later. You will inevitably get stuck behind a large 18-wheeler or a mom in a minivan, and they do not care how slow they are going. One must merge into lanes forcefully. Make the decision to cut in front of someone and stick to that decision. If there is not enough space for your car, the person you are cutting in front of will just have to stop and let you in. Because you are in it to win it. On a similar note, merge at the last possible second. Too many people try to merge the second they see the lane on their left, thus stopping all traffic behind them on the ramp and firmly positioning themselves too far back in the line. If you keep driving in the merge lane until you can drive no further, think of all the cars you will pass, stuck in that traffic. After you’ve merged, don’t let any space get between you and that car just ahead of you. You never know who might try to sneak in at the next ramp. Don’t make eye contact and don’t give an inch. You earned your spot in line and you’re going to keep it. Drive on the shoulder of a ramp when you are positive that no one will hit you. Driving outside the lines, on the rumble strips sometimes cannot be avoided. This is part of the battle. You just have to drive around those people who tried to merge too soon and cut in front of the lazy drivers. When coming to a traffic light, one must run the yellows, even at the last possible second. It is legal to drive through a yellow light. So do it. If you stop at every yellow light you get to on a 45-minute drive through the city, it will end up taking you an hour. Or you will get rear-ended because the car behind you was planning on running the yellow light after you. If the left-turn-signal on the traffic light goes out, you have about five more seconds to make a left-hand turn before the oncoming traffic actually starts to move. Use that time wisely and make your turn. But be aggressive about it. If you hesitate, you will lose your five-second advantage and be stuck in the middle of the intersection. Which leads me to my next point. One must never stop in the middle of an intersection. You will get beeped and honked at, especially by buses because they’re big and clumsy, and you will probably get hit and smashed. Enough said. If you manage to make it through all the bumper-to-bumper traffic, avoid the distracted drivers on their phones, eating a sandwich, balancing coffee while painting their nails, and arrive at your destination on time, give yourself a small pat on the back. Because you’ve survived only one half of the nightmare that is driving to work, because you have yet to go home. Getting home at the end of the day is often worse, after people have gotten crap from their bosses, worked overtime, and spilled their lunch all over their shirt. This is when the real fun begins. This is when you show no mercy. It’s the big trucks and the tiny convertibles who think they are invincible, so you have to show them you mean business. All the above rules go into overtime at this point. Merge like you mean it, get into the fast lane ASAP and don’t budge. Pedal to the metal, and all that jazz. This is war. And you, my friend, will emerge victorious. UPDATE (2/22/13): Due to concerns expressed by several readers, I would just like to make a note that I do not in any way condone illegal or reckless driving. I advocate strategic driving. When driving in Pittsburgh, one must find humor in small things or one will go crazy. (photo via) battle, city, driving, jobs, Pittsburgh, roads, rush hour, streets, traffic, travel 1 Comment Advertising & Social Media Blue Hens in the Burgh Life's Adventures Archives Select Month June 2021 May 2021 April 2021 March 2021 February 2021 January 2021 August 2020 April 2020 March 2020 February 2020 January 2020 December 2019 November 2019 September 2019 August 2019 June 2019 May 2019 March 2019 February 2019 January 2019 December 2018 October 2018 September 2018 August 2018 July 2018 June 2018 May 2018 April 2018 March 2018 February 2018 December 2017 November 2017 October 2017 September 2017 August 2017 July 2017 June 2017 May 2017 April 2017 March 2017 February 2017 January 2017 November 2016 September 2016 August 2016 July 2016 February 2016 June 2015 March 2015 February 2015 January 2015 December 2014 November 2014 October 2014 September 2014 August 2014 July 2014 June 2014 May 2014 April 2014 March 2014 December 2013 November 2013 September 2013 August 2013 July 2013 June 2013 May 2013 April 2013 March 2013 February 2013 January 2013 December 2012 November 2012 October 2012 September 2012 August 2012 July 2012 June 2012 Follow Measure with Coffee Spoons via Email

Mon- Sat: 8am-6pm WITA contact@medalreg.com Treatment For Mental Health (Therapeutic Treatment) In the treatment of mental disease, incredible progress has been made. As a result, many mental illnesses can now be treated almost as effectively as physical illnesses. The majority of mental health therapy options fall into one of two categories. Somatic Psychotherapeutic Drugs, electroconvulsive therapy, and other brain-stimulating therapies are examples of somatic treatments (such […] Christopher C. Parker 2022-04-28 2022-04-28 In the treatment of mental disease, incredible progress has been made. As a result, many mental illnesses can now be treated almost as effectively as physical illnesses. The majority of mental health therapy options fall into one of two categories. Psychotherapeutic Drugs, electroconvulsive therapy, and other brain-stimulating therapies are examples of somatic treatments (such as transcranial magnetic stimulation and vagus nerve stimulation). Psychotherapy (individual, group, family, and marital), behavior therapy approaches (such as relaxation training or exposure therapy), and hypnotherapy are all examples of psychotherapeutic treatments. Most studies show that a treatment approach that includes both medications and psychotherapy is more successful than either treatment modality alone for serious mental health disorders. Psychiatrists aren’t the only mental health professionals who have been trained to help people with mental illnesses. Clinical psychologists, psychiatric nurse practitioners, and social workers are among the others. Psychiatrists (and, in some states, psychiatric nurse practitioners) are the only mental health professionals who can prescribe medicines, and psychotherapy is the primary focus of other mental health professionals. Drugs are defined by many primary care doctors and different types of doctors to address mental health conditions. Psychiatrists and other medical experts utilize a variety of psychoactive medicines because they are highly effective. These medications are frequently classified according to the disorder for which they are most commonly administered. Antidepressants, for example, are used to treat depression. The most commonly prescribed antidepressant is SSRIs such as fluoxetine, sertraline, paroxetine, fluvoxamine, vortioxetine, vilazodone, escitalopram, and citalopram are selective serotonin reuptake inhibitors (SSRIs). Antidepressants come in a variety of forms SNRIs, such as venlafaxine, duloxetine, levomilnacipran, or desvenlafaxine, decrease serotonin-norepinephrine reuptake. Bupropion and other norepinephrine-dopamine reuptake inhibitors Because of their negative effects, tricyclic antidepressants like amitriptyline and nortriptyline are rarely used to treat depression. However, if people also have a disease that causes persistent pain that interferes with activities and jobs, these medications may be taken. Tricyclic antidepressants can help certain types of pain. Monoamine oxidase inhibitors, such as phenelzine, tranylcypromine, and selegiline patch, are sometimes used when other antidepressants have failed. Antipsychotic medications from the past, such as chlorpromazine, haloperidol, and thiothixene, can aid with psychotic diseases like schizophrenia and behavioral issues. Newer antipsychotic drugs (also known as atypical or 2nd-generation antipsychotics) are now frequently prescribed as first-line therapy. Aripiprazole, asenapine, brexpiprazole, cariprazine, iloperidone, lumateperone, lurasidone, olanzapine, paliperidone, quetiapine, risperidone, and ziprasidone are some of the newer antipsychotics. Clozapine is increasingly being utilized for persons who do not react to other antipsychotic medicines. Antidepressants and SSRIs, and antianxiety medicines like clonazepam, lorazepam, and diazepam are used to treat anxiety disorders such as panic disorder and phobias. Bipolar disorder is treated with mood stabilizers such as lithium, carbamazepine, divalproex sodium, valproic acid, and lamotrigine. Bipolar disorder can also be treated with a variety of antipsychotic medications. Aripiprazole, asenapine, cariprazine, lurasidone, olanzapine, quetiapine, risperidone, and ziprasidone are some of the medications available. Significant advancements have been made in the discipline of psychotherapy, sometimes known as talk therapy, in recent years. The therapist can frequently assist the person in identifying the basis of the difficulties and considering methods for dealing with them by creating a sympathetic and welcoming environment. Psychotherapy can help a person achieve emotional awareness and insight, leading to a change in attitude and behavior, allowing them to live a richer and more happy life. In a wide range of situations, psychotherapy is suitable and helpful. Even persons who do not have a mental health diagnosis may find psychotherapy beneficial in dealing with job loss, grief, or a family member’s chronic illness. There is also a lot of group psychotherapy, couples therapy, and family therapy. The majority of mental health professionals use one of six types of psychotherapy: Behavioral therapy is a type of counseling that focuses on Cognitive-behavioral therapy (CBT) is a type. Interpersonal counseling Psychodynamic psychotherapy is a type of psychotherapy that focuses on Supportive psychotherapy Behavioral therapy entails a variety of interventions aimed at helping the client unlearn maladaptive behaviors (such as reliance and an inability to handle frustration) while also teaching adaptive behaviors (openness to experience and conscientiousness). One example of behavioral therapy is exposure therapy, which is commonly used to treat phobias. During exposure therapy, people are exposed to fearful objects, activities, or events in a safe atmosphere. The goal is to help people stop avoiding the things they are afraid of it. Cognitive therapy and behavioral treatment are connected. Cognitive-behavioral therapy, a blend of the two, is sometimes utilized. Learning theory, which states that abnormal behaviors are caused by incorrect learning, is the theoretical foundation of behavioral treatment. Cognitive therapy aids in the identification of cognitive distortions and the understanding of how these distortions contribute to problems in one’s life. People may, for example, think in all-or-nothing terms (“if I am not a total success, I am a complete failure”). The notion is that how people perceive experiences determines how they feel and behave. People learn to think about their experiences in new ways after identifying their underlying beliefs and assumptions, reducing symptoms, and improving behavior and moods. Interpersonal therapy was developed as a brief psychologic treatment for depression to improve a depressed person’s relationship quality. It concentrates on the following points: Grief that hasn’t been resolved Conflicts that develop when people are required to fulfill responsibilities that are not what they expected (such as when a woman enters a relationship expecting to be a stay-at-home mother and finds that she must also be the major provider for the family) Social role transitions (such as going from being an active worker to being retired) Having a hard time interacting with others The therapist teaches the person to strengthen interpersonal relationships by overcoming social isolation and responding to people less habitually. Sigmund Freud invented psychoanalysis in the early twentieth century, and it is the oldest form of psychotherapy. Free association is a technique in which the person rests on a couch in the therapist’s office four or five times a week and seeks to utter whatever comes to mind. Much of the emphasis is on assisting the person in comprehending how old patterns of interaction recur in the present. The person’s relationship with the therapist is an important aspect of this approach. Understanding how the past influences the gift allows a person to develop new, more adaptable ways of operating in relationships and at work. Like psychoanalysis, psychodynamic psychotherapy focuses on identifying unconscious patterns in existing ideas, feelings, and behaviors. However, instead of reclining on a sofa, the participant normally sits and only attends 1 to 3 sessions per week. Furthermore, the interaction between the person and the therapist receives less attention. The most prevalent type of psychotherapy is supportive psychotherapy, based on an empathetic and supporting relationship between the client and the therapist. It helps people communicate their emotions, and the therapist assists with problem-solving. Primary care doctors may be able to use problem-focused psychotherapy, a type of supportive treatment successfully. Electroconvulsive Therapy (ECT) is a electroconvulsive Electrodes are put on the head for electroconvulsive therapy. A series of electrical shocks are delivered to the brain while the patient is under anesthesia to produce a brief seizure. This therapy has been proven to be the most effective treatment for severe depression time and time again. Electroconvulsive therapy causes transient memory loss in many patients. Electroconvulsive therapy, on the other hand, is safe and rarely causes significant issues, contrary to popular belief. Any risk has been considerably decreased thanks to modern anesthetics and muscle relaxants. Other forms of brain stimulation Other brain-stimulating therapies, such as repeated transcranial magnetic stimulation and vagus nerve stimulation, could help people with depression who aren’t responding to medication or psychotherapy. These treatments entail using magnetic fields or vagus nerve stimulation implants to directly activate or stimulate the brain. Chemical messengers (neurotransmitters) are thought to be released by activated cells, which assist regulate mood and may thereby alleviate depression symptoms. <span class="nav-subtitle screen-reader-text">Page</span> Next What is Psychotherapy for Mental Health? Drug Advancements Therapeutic Management Mental Illness Classifications 2075 Poco Mas Drive Dallas, TX 75247 info@medalreg.com Copyright © 2022 Medal Reg. All rights reserved.

PM Modi to inaugurate... PM Modi to inaugurate AIIMS Bilaspur on October 5 Written by Kajal Rajput Published On 2022-10-04T09:30:00+05:30 | Updated On 4 Oct 2022 4:00 AM GMT Thakur said for the first time in the history of Himachal Pradesh, 500 new posts of doctors are being filled in one go. Dharamsala: Prime Minister Narendra Modi will dedicate the AIIMS in Bilaspur to people on October 5, Himachal Pradesh Chief Minister Jai Ram Thakur said.Thakur was speaking at a cultural event organised by the Students' Central Association of Dr Rajendra Prasad Government Medical College at Tanda, near Dharamsala.He said Modi will inaugurate the All India Institute of Medical Sciences (AIIMS)... Dharamsala: Prime Minister Narendra Modi will dedicate the AIIMS in Bilaspur to people on October 5, Himachal Pradesh Chief Minister Jai Ram Thakur said. Thakur was speaking at a cultural event organised by the Students' Central Association of Dr Rajendra Prasad Government Medical College at Tanda, near Dharamsala. He said Modi will inaugurate the All India Institute of Medical Sciences (AIIMS) in Bilaspur on October 5 and this will be another proud moment for the people of the state. Also Read:Himachal Pradesh: PM Modi to inaugurate AIIMS Bilaspur in 2nd week of September The chief minister announced an increase in the monthly stipend amount for trainee MBBS students from Rs 17,000 to Rs 20,000 and also announced a sum of Rs 5 lakh from his discretionary fund for the organisers of the event. "Dr Rajendra Prasad Government Medical College is emerging as a top medical college in the country," Thakur said on the occasion. He noted that according to a survey, the college has improved its overall ranking from 35 to 13 among all the medical colleges in the country. Thakur also announced that a new sub-tehsil office will be opened at Yol in the Dharamsala Assembly constituency and the primary health centre at Badoi will be upgraded to a community health centre. MLAs Arun Kumar and Vishal Nehria, principal of the college Dr Bhanu Awasthi, state Wool Federation Chairman Trilok Kapoor, Zila Parishad Chairman Ramesh Brar, Deputy Commissioner Nipun Jindal, Superintendent of Police Khushal Sharma, State Basketball Association president Muneesh Sharma, joint director of the college Arvind Sharma and faculty members were present on the occasion. Also Read:Construction work of AIIMS Bilaspur to be completed by 2022: Union Health Minister Prime Minister Narendra Modi All India Institute of Medical Sciences AIIMS inauguration Chief Minister Jairam Thakur aiims bilaspur Source : PTI Kajal Rajput Kajal joined Medical Dialogue in 2019 for the Latest Health News. She has done her graduation from the University of Delhi. She mainly covers news about the Latest Healthcare. She can be contacted at editorial@medicaldialogues.in.

BC government lawyers file response to pandemic lawsuit... 25% of COVID-19 cases in B.C. have been in healthcare w... COVID-19 long-haulers: ailing and frustrated, they plea... Breast cancer screening mammogram policies are based on flawed research: Dr. Paula Gordon Posted by Pamela Fayerman | Dec 1, 2021 | breast cancer, mammograms, radiology | 0 Dr. Paula Gordon, a Vancouver radiologist and expert in breast cancer screening mammography GUEST POST BY DR. PAULA GORDON I am one of five experts in breast cancer screening to have recently published a critical commentary in the Journal of Medical Screening about flaws in the decades-old Canadian National Breast Screening Study which has influenced breast screening policies. It’s important because 40 years on, thousands of women have likely died because of the study’s erroneous conclusion that screening mammography wasn’t an effective cancer detection measure for women in their 40’s. Screening policies in Canada and other countries were heavily guided by what we view as a compromised study. So in many Canadian provinces, and elsewhere, women can only start screening at 50. Those policies are still in effect and should be revisited now that there are eyewitness accounts that the study was corrupted, and therefore of no value. Whistleblowers came forward earlier this year, confirming our long-held suspicions of errors in the way study participants were randomized. I have for several years maintained that the flawed study not only relied on poor research methods, but it also used obsolete technology. The contentious study was for women 40-49, and was meant to answer the question: Does screening mammography save lives for women in their 40’s? It was supposed to be a randomized controlled trial of screening mammography, but there were several flaws. The one discussed in our recent paper was tampering with randomization. In a randomized trial, there are two groups: the study group (in this case, the women having mammograms) and the control group (those not having mammograms). Screening is for women with no known breast problems. No lumps, skin changes, nipple discharge, for example. But this study’s design allowed women with lumps to participate. So even if it had been flawless in every other respect, it really wasn’t a study of screening for women without symptoms. One of the fundamental requirements of a randomized trial is that the process of assigning women to either group should be “blind;” nothing should be known about each individual that might affect which group to which they are assigned. If women are assigned blindly, there will be an equivalent number of women in each group who will eventually be diagnosed with breast cancer. One group would have mammograms and the other would not, and after several years, if fewer women died in the mammogram group, then you could say that mammograms did save lives. That was the outcome for all the other trials done from the 1960s through the 1980s. What had been suspected for decades, is that the “randomization” in the Canadian study was not consistently blind. At all but one of the 15 centres, the women first had a breast examination by a nurse and only then were they assigned to either the control group or the study group. What is newsworthy is that eyewitnesses recently came forward and confirmed that there were times when a nurse found a lump in a woman’s breast, or lumps in her armpit (either of which would raise suspicion for cancer), circumvented the randomization and arranged for the woman to have a mammogram instead of going into the control group. By tampering with the randomization process in this way, more women with possible/probable cancer were put into the mammogram group, so not surprisingly, throughout the study more women in the mammogram group died of breast cancer. If the women had been randomized properly, it would be reasonable to conclude that screening didn’t work. The eyewitness confirmation explains why more women died in the mammogram group – more women with advanced cancer were assigned to the mammogram group. Not because mammograms don’t work for women in their 40’s. The ill-conceived screening policies should be revisited now that there is conclusive proof that the Canadian study was corrupted and is invalid. Based on all the other randomized trials, and modern observational studies, women should be advised they can start getting screening mammograms at age 40 instead of waiting 10 more years. Dr. Paula Gordon is a Clinical Professor in the Department of Radiology at the University of British Columbia. Her research interests include breast ultrasound for diagnosis and for supplemental screening for women with dense breasts. In 1995, her paperr in the journal, Cancer, was the first to show that ultrasound could find cancers missed on mammograms in women with dense breasts. Her mission is for as many breast cancers as possible, to be detected early, to give women more options for less aggressive therapy, and to reduce breast cancer mortality. Dr. Gordon has been the Chair of the Early Detection Committee of the Canadian Breast Cancer Foundation, BC/Yukon Division, Chair of the Academic Committee of the Screening Mammography Program of British Columbia, and Co-Chair of the Workforce Committee of the Provincial Breast Health Strategy. She has been a member of the Steering and Prevention Committees of the Provincial Breast Health Strategy, the Provincial Radiology Expert Committee, the Provincial Screening Policy Review Committee and the BC Breast Imaging Services Working Group. During her career, she has published 35 articles in peer-reviewed journals, attended over 200 conferences, given over 300 lectures on various aspects of breast diagnosis, and participated as moderator and panel member at international meetings. She is a popular instructor at “Hands-on workshops” where radiologists and surgeons learn how to perform needle biopsies and other procedures with ultrasound guidance. She volunteers as Medical Advisor to Dense Breasts Canada and DenseBreast-Info.org, and as Director on the Board of the Canucks for Kids Fund. In recognition of her contributions to the field of breast imaging, she was made a Fellow of the Society of Breast Imaging. She has received the BC Children’s and Women’s Hospital Award of Excellence in Education, and was the first radiologist to receive a Killam Teaching Prize from the University of British Columbia. She was awarded the Honorary Medical Alumni award by the UBC Medical Alumni Association, received a Queen Elizabeth Diamond Jubilee Medal, and was invested in the Order of British Columbia. She was named one of Canada’s 100 Most Powerful Women by the Women’s Executive Network. Studies that shaped Canada’s breast cancer screening guidelines ‘flawed,’ researchers say PreviousAbout 11,000 cases of COVID-19 in BC healthcare workers since pandemic began NextAversion to rapid antigen home kits by this province is a pandemic failure Dr. Paula Gordon: pleas for better breast health screening Dr. Paula Gordon: pleas for better breast health screening - Medicine Matters - […] still do not allow women to attend screening mammography until age 50, even though it is known that annual… Website Author: Pamela Fayerman I'm an award winning Canadian journalist for nearly four decades. I’ve worked at six daily newspapers, and for 25 years, I was the medical/health issues reporter for The Vancouver Sun and other newspapers in Canada’s largest newspaper chain. My professional development has been assisted with numerous fellowships awarded by the Association of Health Care Journalists, New York Times Foundation, National Institutes of Health, and Knight Science Journalism. I’ve received training in various aspects of medical journalism at Columbia University (neuroscience), MIT (medical evidence and digital science journalism), Mount Sinai Medical Center (aging) and Dartmouth College medical school (Medicine in the Media). I graduated from Ryerson University with a degree in journalism and attended Queen’s University law school on a one-year legal journalism fellowship from the Canadian Bar Association. I’m the recipient of several prestigious journalism awards as well as two major grants from the Canadian Institutes of Health Research, one for a series on patient navigators and another for a series that focused on knowledge translation as it pertains to fallopian tube removal to prevent ovarian cancer. My goal for this website is to share valuable information that will help readers learn about health care, research and medical advancements. Pamela Fayerman Follow Multi-award-winning health/medicine journalist; https://t.co/N56ryhJsRs author/publisher; photographer; trustee @JackWebsterFdn; plant 🌱 fanatic. Pamela Fayerman @medicinematters · Anonymous: Why I blew the whistle on Chinese interference in Canada’s elections https://www.theglobeandmail.com/opinion/article-whistleblower-china-canada-election-interference/ Call them mule pigeons, not stool pigeons. Another gets busted in B.C. prison. https://www.theglobeandmail.com/canada/british-columbia/article-guards-union-says-second-pigeon-with-a-backpack-found-in-bc-prison/ Endurance Exercise Tied to More Coronary Atherosclerosis https://www.medscape.com/viewarticle/989475 ☘️Good advice on St.Patrick’sDay. ☘️ CDC Cancer @CDC_Cancer Rely on more than a little luck! Raise your chances of avoiding #cancer with screening, vaccines, and healthy choices. Learn more: https://www.cdc.gov/cancer/dcpc/prevention/ #StPatricksDay Opinion: Will a crackdown on private telemedicine improve health care access? The jury is out /via @globeandmail https://www.theglobeandmail.com/opinion/article-will-a-crackdown-on-private-telemedicine-improve-health-care-access/?utm_medium=Referrer:+Social+Network+/+Media&utm_campaign=Shared+Web+Article+Links Marianna Valeri December 3, 2022 on Paxlovid for COVID patients; the ridiculously long list of meds that could pose dangerous interactions Val November 12, 2022 on BC government lawyers file response to pandemic lawsuit against Dr. Bonnie Henry Tom October 11, 2022 on Navigating, advocating for your health care JOHN M MCDOUGALL-GOULET September 6, 2022 on Eco-conscious”green” burials, MAID and other death and dying issues in planned med school course Grace May 1, 2022 on Lawsuit against Dr. Henry and BC government makes for strange allies. Including a former premier. Subscribe to get MedicineMatters straight to your inbox Get the latest news from MedicineMatters The material on this website is not to be used by any commercial or personal entity without expressed written consent of the blog author. The statements on this blog are not intended to diagnose, treat, cure or prevent any disease. The author does not in any way guarantee or warrant the accuracy, completeness, or usefulness of any message and will not be held responsible for the content of any message. Always consult your personal physician for specific medical advice. Copyright 2023 Pamela Fayerman

Connell March 15, 2023 2 min read A website is something that is important for a business, but it is also an important part of life nowadays for pretty much everything. The internet is the first place that people will head to when they want to find something, and one of the things that the internet has proved very useful for is education. For schools, a website is an important tool that they can use for many reasons – from helping children with home learning to communicating with parents. It is also a great way to provide information to parents who are looking for a school for their children and of course they will want as much information as possible in order to make an informed decision. Schools need a website that showcases their school and provides all the necessary information to those who need it – getting someone who specialises in building websites for schools like this fsedesign.co.uk/websites-for-schools/ is a good idea. Some of the things that you should include on a good website for the school are: Ofsted Reports – These can play a part in helping parents to decide on a school for their children. Exam Results – Many parents will want to see the past exam results that students at the school have achieved. School Information – Things like the uniform policy, term dates and inset days and other information that is useful to parents can all be included here, which means that it is easy for parents to get the information that they need. Previous Become a More Confident Public Speaker with these Hints and Tips The Function of Resources in Children’s Book-Based Learning January 26, 2023 Connell Is studying architecture worth it?

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Doctors / Famous People in USA / Television Personalities Dr. Jacqueline Walters Bio, Age, Husband, Net Worth, Office, and Breast Cancer Dr. Jacqueline Walters Image Dr. Jacqueline Walters Biography A native of Port Gibson, Mississippi, United States, Dr. Jacqueline Walters is a philanthropist, award-winning OB/GYN, star of the hit TV show, and women’s advocate Married to Medicine on Bravo. As a two-time cancer survivor, she has turned her pain into a passion for fostering the physical and emotional needs of men and women diagnosed with breast cancer. Dr. Jacqueline Walters Age Walters is 63 years old as of 2021. She was born on 27 July 27, 1958, in Port Gibson, Mississippi, United States. She celebrates her birthday on 27 July every year. Dr. Jacqueline Walters Height Walters stands at a height of 5 feet 7 inches (1.70m) tall and weighs 68kg. Dr. Jacqueline Walters Education Walters acquired two Bachelor of Science degrees from the University of Alcorn State and Mississippi University. She then completed her medical degree at the University of Mississippi School of Medicine. However, she went on to finish her residency in gynecology and obstetrics at the Medical Center of Central Georgia, since renamed Navicent Health Medical Center, in Macon, Georgia. Dr. Jacqueline Walters Family Walters was born and raised in Port Gibson, Mississippi, the United States by her parents Senora(mother) and Robert Leroy(father). She spent most of her childhood along with her sister and brother in her hometown. Dr. Jacqueline Walters Husband Walters is happily married to Curtis Berry who is a former basketball player who played for the Kansas City Kings. The partners married in 2002. She later filed for divorce after she learned her husband had a mistress. During an impression on Watch What Happens Live with Andy Cohen, the Married to Medicine star disclosed that after she learned her husband Curtis Berry had a mistress, she filed for divorce just three days later. Walters has a daughter known as Melissa K. McGowan from a previous relationship who is married. Dr. Jacqueline Walters Net Worth Walters has an estimated net worth of $3 million. Dr. Jackie Walters Duluth Office Walters’s office looks like a boutique hotel! She wrote in an Instagram post showing off the full majesty of her workspace” Just realized u didn’t get the whole view that I see. My office decor in my Duluth location makes me smile every time I go there,” She showed off the full majesty of her workspace, done up in soft grays with inviting, fuzzy, white upholstered chairs for patients and a tall leather chair for the boss lady, natch, and also a glass-topped desk topped with an array of succulent plants housed in a gorgeous clam-shaped planter. Color-blocked curtains accent the walls, which appear to be papered in a cork-like fabric. Dr. Jackie Walters Book Walters’s book titled “The Queen V: Everything You Need to Know About Sex, Intimacy, and Down There Health Care” was published in 2020. Dr. Jackie Walters Breast Cancer Walters and her ex-husband are both breast cancer survivors. She is very sincere with her personal life and experiences and is frequently seen on the show depicting what her friends call a mutated gene: she has the ability to always keep an even keel no matter the situation, continuously diffusing conflict amongst the other cast. NBCBLK talked with her openly about her struggles with infertility and breast cancer, how to live a healthier life, and what keeps her motivated every morning she wakes up. Dr. Jackie Walters New House Walters purchases a home with more land in a great location rather than building something new in a less desirable location. Because it’s all about resale price! “The hardest part about reconditioning my home is living in my home and renovating my home,” she told Home & Design lately. “I get to see everything. I get to see things they don’t do. I get to see when they leave early. I get to see when they leave Coca-Cola bottles on the wall. Yes. I get to look out at the port-a-potty that’s out of my house. Yeah. You cannot imagine. It’s painful.” It was in the comments section of her post, however, where Dr. Jackie broke down her real estate choices even further. Several followers asked why she had bought this home when she knew it required so much work when building a home from the ground up would have likely been less stressful. “Would have less land. Location,” she responded to one commenter. Dr. Jackie Walters Career Walters started her intimate practice instantly following the culmination of her residency. In addition to her private practice, she worked for Northside Hospital in Atlanta. She is the founder of the 50 Shades of Pink Foundation and is a breast cancer survivor. She was diagnosed with breast cancer in 2004 and again in 2008, necessitating a double mastectomy. Her founding of the organization established her as a household name among Atlanta women and their families. In 2013, in response to the difficulties she encountered during her rehabilitation and treatment, she established the 50 Shades of Pink Foundation. The organization fosters the inner and outer beauty of breast cancer survivors and fosters an environment conducive to recovery. To expand the organization’s benefits, she founded a support group for women newly diagnosed with breast cancer. Dr. Jackie Walters Instagram Tags: Famous Philanthropists in USAFamous Tv Personalities in USA Asttina Mandella (Drag Queen) Bio, Age, Family, RuPaul’s, Dating, Dancing, Net Worth Jen Shah Bio, Age, Parents, Siblings, Husband, Kids, Sentencing, RHOSLC, Net Worth Joey Diaz Bio, Age, Wife, Podcast, Stand Up, Net Worth, Movies, Twitter Next story Kelly Ripa Bio, Age, Height, Husband, Net Worth, Work, Spokesperson, and Tv Shows Previous story Shea McGee Bio, Age, Height, Husband, Net Worth, Home Makeover, and Books

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choroidal melanoma The rationale for treating uveal melanoma with adjuvant melatonin: a review of the literature 2022-04 Hagström A, Kal Omar R, Williams PA, Stålhammar G Uveal melanoma is a rare form of cancer with high mortality. The incidence of metastases is attributed to early seeding of micrometastases from the eye to distant organs, primarily the liver. Once these seeded clusters of dormant tumor cells grow into larger radiologically detectable macrometastases, median patient survival is about 1 year. Melatonin is an important hormone for synchronizing circadian rhythms. It is also involved in other aspects of human physiology and may offer therapeutic benefits for a variety of diseases including cancer.

Good news!!! Remember how I wrote a long long long time ago that I lost my ring???? I think that was last year. Anyway, I found it last night!!! I wasn't even looking for it. I was looking through my closet for a bunch of CD's I burned. I have an orange beach bag that I had my CD's in, and lo and behold my ring was at the bottom of that bag! YAY!!!!!!!!! Paradise Hotel was on last night. Yippee.

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The invoice software options that stand out from the rest include Zoho Invoice, FreshBooks, Invoice Ninja, and Harvest to name a few. From receivables, payables, and inventory to banking, time tracking, and developing financial reports, Zoho can handle everything. The app is so intuitive that anyone even without any prior experience in managing finances will find it a breeze. Another thing that makes Invoicing Tools Invoicera unique is that it allows you to create and send invoices to various customers all over the world, in their local language as well as currency. In such way, it helps you boost the quality of your customer relationships. Online Invoices combines all essential billing & invoicing features, and speeds up your processes by automating invoice generation as well as processes for recurring bills. QuickBooks allows you to send a custom invoice and accept the corresponding online payment. One of their key features is that they allow you to separate your business and personal expenses. It is an accounting tool that is considered to be one of the best. It also comes with bookkeeping options for every small business owner with its user-friendly dashboard and a never-ending list of features. A paper-based invoice is manually written out — a process that requires extra time since tasks, like invoice tracking and overdue invoices, aren’t automated. Wave is a free cloud-based invoicing software that allows you to keep track of all of your payments, bills, and costs in one convenient location. With free iOS and Android applications, you can submit invoices as soon as the task is completed, no matter where you are. Hence, the client will have no reason for not paying you up when the time comes. A digitalized record of your invoice will be saved, and you will never feel the doubt in your mind that, whether or not your client received your invoice. Once again, invoice software can help you automate the process, saving you or your accountant hours of work. Over the past 10 years that we have used Zoho Invoice, I can’t remember a point where it has not worked. I don’t have to go back and forth with the spreadsheet and re-enter information. I would like to receive marketing communication from Zoho and Zoho’s regional partners for future product updates, services and events. Add taxes, discounts and shipping to single line items or invoice totals and lean back — invoicely does all the calculating for you. Let us know at , and we may feature it here in one of our future updates. Apart from the web-based option, you can try Inveezy on Android. Due processes payments from credit cards all around the world, which makes it an adequate solution for international businesses and large corporations. Invoice2Go is enabled to accept both credit and debit card payments, making it possible for end customers to cover invoices upon receipt. On the other side, you will be able to monitor how invoices are distributed and check who has opened them, and decide which is the best time to follow up. Yes, Square Invoices offers integrations to the most popular accounting software providers, including QuickBooks Online and Xero. Another area where Wave helps reduce stress is payroll management, as it uses direct deposits and online pay stubs to calculate amounts and deduct taxes. The best part of the story is that all this functionality can be acquired absolutely for free. Zoho’s productivity suite also offers a cloud invoicing system, designed to meet in particular the needs of small and developing businesses. The system is quick and on-point, and enables facilitated time tracking, online payment acceptance, automated reminders, insightful reports, and effortless time management. However, many billing systems skip such niceties and require you to enter the sales tax rate on each individual sales transaction. Accounting service Xero has very good tools for reconciling accounts, tracking project, and managing sales and purchase transactions. Recent improvements to its setup process and new business overviews solidify it as an excellent choice for small businesses. What is the number 1 CRM in the world? It's official: Salesforce is the world's number one CRM for a fifth year running. In a press release issued today, Salesforce confirmed that it has been named the global leader in CRM by International Data Corporation (IDC) in its latest Worldwide Semiannual Software Tracker. For every transaction, there will be a detailed list of performed actions, including dates, users, and manual notes. In terms of sales, this method will make it possible to control purchase orders, and categorize invoices as drafted, awaiting approval, awaiting payment, or delayed. Is an end-to-end accounting solution created to cater to the needs of high-growth businesses. As a product from Intuit, this platform offers a robust set of functionalities that keeps you on top of your finances. In fact, it can perform everything from expense monitoring to vendor management. Xero is also an inventory and stock management powerhouse that allows you to create and keep detailed possession records to use automatically in your transactions. All of these records are robust, and contain details such as tax status, purchase costs, committed quotes, and relevant descriptions. With its contract management feature, Salesforce CPQ allows account managers and sales personnel to keep track of contracts and processes related to each of them. According to a study by Ultimate Software, 92% of employees say that having technology that helps them do their job efficiently directly affects their work satisfaction. Is Jira similar to Salesforce? Jira is a project management tool that helps teams plan, prioritize, and track issues. It is also used as a bug tracking and reporting tool. Salesforce is a CRM platform that gives teams a single and shared view of every customer. Connect your bank account and you’ll receive alerts when your client pays your invoice. Track your time with Fiverr Workspace and have your invoices created automatically. No need to manually input the hours you’re billing for. Easily create and customize invoices based on your active contracts and projects. Adapt invoices to your own needs with customized invoice templates, tax configuration, company logo, email templates, etc. Advanced features enable your business to expand quickly – in-app or online, for a larger staff. Each invoice is properly structured, giving you the professional appearance you deserve. With Invoice2go’s invoicing software, you may use a standard invoice template or customize it with your logo, colors, and branding. Zoho Invoice also has a very user-friendly interface and excellent customer support. It should come as no surprise that Zoho Invoice has gotten overall favorable reviews from its users. While it lacks an extensive inventory system, https://www.bookstime.com/ the software does offer a basic item list. Zoho Invoice has ten payment gateways and 14 integrations. Hence, we bring this list of the best invoice and accounting tools for freelancers to help them in finance management. Perfect for small businesses, Nutcache is invoicing and project tracking software combined. You can create, customize, and monitor unlimited invoices, invoice your project, track delayed payments, and get paid faster. If you have a recurring invoice, simply automate it to get paid on time. Their free plan includes a maximum of 20 users and 1 GB of storage. Are you a business owner or an entrepreneur looking for user-friendly and free invoicing software for your small business? With business taking place online these days, it only makes sense to send invoices online and get paid quickly. Getting free billing software helps reduce manual entries, enhances accounting accuracy, and saves your business a great deal of time and money. To secure new jobs, send estimates as soon as possible. All data is protected, stored on the local server and external data centers from where it can be recovered at any point of time. The best part about this tool is that you don’t necessarily have to be a Shopify user to create invoices. The software has extremely customizable templates, is easy to use, and lets you create unlimited invoices. Each business day, transactions are securely deposited into Xero. You can customize and send an unlimited number of invoices in different currencies. Before you choose, it’s helpful to consider your needs. If your primary goal is to find a quick, easy, and affordable way to send invoices, companies like Invoice Simple, Invoice Ninja, and Zoho Invoice may be your best options. These apps have a single focus—invoicing—and are often affordable, if not free. The Ninja Pro plan ($10/month) will let you send an unlimited number of invoices to an unlimited number of clients, and it will also give you access to other features, like a custom URL. If your needs extend beyond that, the company also offers an Enterprise Plan ($14/month), which provides further enhancements, like a fully branded client portal and multiple-user access. Square Invoice lets users create and send customized invoices, schedule recurring billing, and track the status of an invoice in real time. But what if I told you, most of these could be automated? With the use of these free invoice generators, you can create your professional-looking invoice in literally minutes. These are the top eleven out of most invoicing software for a small-scale business. Track expenses, get reports and bill them to your clients. Snap receipts, forward them via email or connect your bank. High pricing compared to other quoting and invoicing software. There’s a 70% discount for the first 3 months available for all plans. You can also manage your accounts receivable through this software. With Bill.com, getting paid is faster and easier with features that include automated invoices, automated reminders, contact management, and direct payments with ACH, credit card, or PayPal. Bill.com syncs with your accounting software, simplifying the process of reconciling your bank accounts and keeping your books balanced. There are also some features you won’t find with most other invoicing software, such as a customizable chart of accounts. Invoice Software That Saves You Time You may rest easy knowing you’ll obtain the money you need right away if you request a deposit on your invoice. Quickbooks will record and match payments made through QuickBooks Payments for you. All of your books are kept in one spot and are easily sorted throughout the year. Share business cards and greetings with your company logo to establish your professional brand. GST reports, P&L reports, Stock & Party Ledger reports are just a few of the reports available to help you manage your business. Increase revenue by developing a personalized mobile app and website for your company. The safety of your private data is our top priority, that’s why it’s protected by 256-bit SSL encryption—the gold standard in Internet security. One of the major drawbacks of Invoice2go is that sent invoices sometimes fall into clients’ junk mail. Some clients have also reported some major synchronization issues, and the latest update seems too clunky and counterintuitive, even for basic accounting. While many other invoicing apps require a monthly payment, Square Invoice is free to use, and you’re only charged when an invoice is paid. Each Square Invoice is subject to a 2.9% + $0.30 fee. Customer service is excellent, and FreshBooks has received mostly positive reviews from its users. Square invoice is a total accounting software and it supports offline payments and issues receipts for cash and checks. The number must be unique to each invoice , and you must keep track of the numbers and references used. This app offers customization for most business types and helps you spend less time creating or sending invoices. A sleek user interface with no confusing options and menu settings is what Less Accounting is all about. What’s more, humans are prone to mistakes, and a small misinformation in your invoice can result in severe loss. Free invoice generator Generate professional invoices with one click. Here are some of the tools and services to help your business grow. This service is built for speed and allows you to generate an invoice via any device to get paid in a jiffy. There’s little to no learning curve for creating, customizing, and managing invoices with Stripe. Moreover, the invoices are customizable, allowing you to add your own logo, personalized message, and other settings. This publication is provided for general information purposes only and is not intended to cover every aspect of the topics with which it deals. It is not intended to amount to advice on which you should rely. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content in this publication. The information in this publication does not constitute legal, tax or other professional advice from TransferWise Limited or its affiliates. We make no representations, warranties or guarantees, whether express or implied, that the content in the publication is accurate, complete or up to date. Taxes are calculated automatically to give you peace of mind and keep your accountant happy. QuickBooks allows you to send a custom invoice and accept the corresponding online payment. It also makes sending detailed estimates a breeze, and its expiration notification feature helps keep your clients in the loop. Our easy-to-use software will help your business get paid faster by letting you request, accept, and record any type of payment method. The vendor offers a free trail as well so you can easily do a test run of the software. BQE is looking to grow its customer base by growing its capabilities. For the most part, these items or services need to be defined before you can use the sales front end. With most accounting systems, Sales integrates with Inventory so that it will be the point at which items and prices get defined. With a simpler billing system, you’ll have to create these items, descriptions, and prices as a separate process. Taxes, such as Sales Tax or Value Added Tax , is another place at which billing-oriented systems differ from more robust accounting ones. Many accounting systems provide tax tables that will automatically calculate the requisite sales tax, or they will integrate with a tax service app such Avalara’s AvaTax. Software should be able to calculate automatically – Any invoicing software you use should have the ability to calculate your total and deduct any discounts or coupons automatically. PPM SoftwareWe take an in-depth look at the pros & cons of the great project portfolio management software. New to PMJust getting your feet wet with project management? Start wrapping your arms around the art and science of the craft here. Invoicely offers a completely free plan with unlimited invoices and multi-currency billing designed for sole accountants and small companies. This plan, however, doesn’t include time and expense tracking, estimates, and online payment on platforms other than PayPal. The Intacct story is also one of high efficiency and spotless reputation. 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Metallurgy By Me – Privacy Policy This Privacy Policy applies to the products, services, website(s) provided, mobile application(s) provided and/or the business conducted, by Metallurgy By Me and explains how we handle Personal Data and comply with the requirements of Singapore’s Personal Data Protection Act (“PDPA“). Metallurgy By Me takes the security and privacy of the Personal Data of its customers and users of its website(s) (such as www.Metallurgy By Me.sg) and of Metallurgy By Me’s mobile application(s) (such website(s) and mobile application(s) may be collectively or individually referred to as the “Site”; our mobile application(s) where exists may be referred to as the “App”) very seriously. This Privacy Policy will assist you in understanding how we collect, use, disclose and/or process the Personal Data you have provided to us or that we possess about you, as well as to assist you in making an informed decision before providing us with any of your Personal Data. The term “Personal Data” refers to information that is connected to you as an identifiable individual, defined under the PDPA to mean data, whether true or not, about an individual who can be identified from that data, or from that data and other information to which an organisation has or is likely to have access (“Personal Data”). This may include your name, address, telephone number, email address, date of birth, gender, credit card details, Profile information, photographs, personal images, device ID, operating system or version, information about your purchases or preferences, and any other information collected by us where you are identified or identifiable. If you, at any time, have any queries about this Privacy Policy or any other queries in relation to how we may manage, protect and/or process your Personal Data, please email our Data Protection Officer at contact@drtwlderma.com. This Privacy Policy is subject to Singapore laws. 1.1 We may collect Personal Data from you through various means, including but not limited to instances when you: provide your Personal Data through our Site for the purpose of registering for and creating an account; download or access the App; agree for the App to access your location; apply for a membership or account with DRTWLDERMA.COM or PAPILLON SOCIETY, or access your existing membership through the Site; participate in a promotion or other website features; request for a product or services information or to receive any marketing, promotional or other types of communications; provide your ratings and review of products as a customer; make purchases through our Exclusive Stockist or Site; make enquiries or comments through our Customer Department through contact@drtwlderma.com; and/or interact with our sales staff or with us, including in store via sign-up pads. 1.2 In addition to the above, we may use the following technologies (elaborated below) to automatically collect information about your activities on the App or Site, as the case may be (each a “Mobile Technology”): Web beacons, clear pixels, or pixel tags Analytical tags Web server logs Geo-location technologies Do refer to paragraph 9 of this Privacy Policy for more information about these Mobile Technologies and how they operate to collect information about you. 1.3 You have no obligation to provide any of the Personal Data requested by us. However, depending on circumstances, it may be the case that if you do not provide the requested Personal Data, we may not be able to provide you with certain products and services, or transact with you, that depend on the collection, use or disclosure of your Personal Data. 2. Children’s Privacy 2.1 We do not and do not intend to, transact through the Site directly with anyone we know to be under the age of 18. If you are under the age of 18, you should use the Site only with the involvement of a parent or guardian and should not submit any Personal Data to us. By providing any Personal Data to us, you declare that you are over the age of 18. 3. Purposes For Collection, Use, Disclosure And Processing Of Personal Data 3.1 Metallurgy By Me will/may collect, use, disclose and/or process your Personal Data for one or more of the following purposes: (a) administering, facilitating, processing and/or dealing in any matters relating to your use or access of the Site. Without limiting the generality of the foregoing, if you: (i) gain access to or sign in to the Site, using your login credentials of a Social Networking Site, or (ii) use any features of a Social Networking Site such as its widgets, plug-ins and browser push notifications, made available to you on our Site, it may result in information or your Personal Data being collected or shared between us and the third party. For example, if you use Facebook’s “Like” feature, Facebook may register the fact that you “liked” a product and may post that information on Facebook. (“Social Networking Site” refers to an online or digital platform owned or operated by a third party, that is used by people to build social networks or social relations, or to interact, with other people, such as but not limited to Facebook, Instagram, Twitter). By your proceeding pursuant to (i) or (ii) above, you consent to such collection, use or disclosure of your Personal Data; (b) monitoring, processing and/or tracking your use of the Site in order to provide you with a seamless experience, facilitating or administering your use of the Site, and/or to assist us in improving your experience in using the Site; (c) assessing and processing your request for the purchase of and/or subscription to our products and/or services; (d) registering you as a customer of Metallurgy By Me and/or to deal with, process and/or administer the account that you may open with us, including to facilitate your transactions or activities on the Site, or your transactions or activities with us; (e) administering, facilitating, processing and/or dealing with your relationship with us, any transactions or activities carried out by you on the Site or at our retail stores. This includes processing your application, orders and payment transactions; implementing transactions and the supply of products and/or services to you that you have requested. Without limiting the generality of the foregoing, should you make a purchase to be delivered to a third party recipient, you consent to us disclosing Personal Data that identifies you, to the said third party recipient (such as but not limited to your name). Further, you acknowledge and agree that delivery of your purchase could involve disclosure of certain Personal Data about you to bring about delivery of the same such as your name and contact details, which may be disclosed on the cover of the parcel, on an envelope or a delivery related document, as the case may be, which could be seen by third parties who view such parcel, envelope or said document; (f) carrying out your instructions or responding to any enquiry given by (or purported to be given by) you or on your behalf including responding to your customer service enquiries and complaints; or responding to or dealing with your interactions with us; (g) contacting you or communicating with you via phone/voice call, text message and/or fax message, email and/or postal mail for the purposes of administering and/or managing your use of the Site, your membership and/or account with us, your relationship with us or any transactions made by you with us. You acknowledge and agree that such communication by us could be by way of the mailing of correspondence, documents or notices to you, which could involve disclosure of certain Personal Data about you to bring about delivery of the same as well as on the external cover of envelopes/mail packages; (h) providing services to you as our account holder, as our customer, as a member of our loyalty program(s) or when requested by you; dealing with or administering your participation in contests, gamification, social events organized by us; (i) sharing or disclosing (at our discretion) your suggestions, comments, feedback or content (including audio, video etc.) (collectively “Feedback” ) that you provide through Social Networking Sites, to the Site or to us (including at the retail stores), with other users of the Site or with the public, for publicity and/or promotion purposes with a view to marketing or showcasing the business of Metallurgy By Me, and/or to acquiring customers, and/or for the purpose of providing the public with your Feedback which may be useful for the public’s purchasing decision or for the public’s information or otherwise. This includes us disclosing your name together with your Feedback. Without limiting the generality of the foregoing, in the above regard, your Feedback and name may/will be published or shared by us on public media platforms such as the newspaper, the Internet, in our (including our affiliates’) annual reports (if any) etc., and/or incorporated as part of Metallurgy By Me’s marketing collaterals/materials or corporate video to be disclosed to the public, and you hereby consent to the same. Do not provide us with Feedback if you do not wish for such Feedback to be disclosed to the public. If you wish to give us your Feedback without it being disclosed to the public, please separately email our Customer Department at contact@drtwlderma.com and head the subject of your email with the word “Confidential”; (j) where you have provided your consent to us, whether such consent was obtained through the Site, the Exclusive Stockist or otherwise, sharing your Personal Data with or disclosing your Personal Data to other users of the Site or with/to the public, through the Site or any other media (whether print, online or otherwise) or communication platform as we so choose, at our discretion, such as but not limited to as part of Metallurgy By Me’s marketing collaterals/materials or corporate video. “Personal Data” includes your name, skin type/ concerns, and other information which you provide; (k) carrying out due diligence or other screening activities (including background checks) in accordance with legal or regulatory obligations (whether Singapore or foreign country) applicable to us or our affiliates/associated companies, the requirements or guidelines of governmental authorities (whether Singapore or foreign country) which we determine are applicable to us or our affiliates/associated companies, and/or our risk management procedures that may be required by law (whether Singapore or foreign country) or that may have been put in place by us or our affiliates/associated companies; (l) to prevent or investigate any fraud, unlawful activity or omission or misconduct, whether or not there is any suspicion of the aforementioned; dealing with and/or investigating complaints; (m) complying with or as required by any applicable law, court order, order of a regulatory body, governmental or regulatory requirements of any jurisdiction applicable to us or our affiliates/associated companies, including meeting the requirements to make disclosure under the requirements of any law binding on us or our affiliates/associated companies, and/or for the purposes of any guidelines issued by regulatory or other authorities (whether of Singapore or elsewhere), with which we or our affiliates/associated companies are expected to comply; (n) complying with or as required by any request or direction of any governmental authority (whether Singapore or foreign country) which we are expected to comply with; or responding to requests for information from public agencies, ministries, statutory boards or other similar authorities (including but not limited to Singapore Customs and Ministry of Health) (whether Singapore or foreign country). For the avoidance of doubt, this means that we may/will disclose your Personal Data to such parties upon their request or direction; (o) conducting research (including customer research), surveys, market surveys, analysis and/or development activities (including but not limited to data analytics, surveys and/or profiling) to improve our services and facilities, or to improve our understanding of your interests, concerns and preferences, in order to enhance any continued interaction between yourself and us connected or in relation to the Site, or improve any of our products or services. Without limiting the generality of the foregoing, we may/will in this regard send you surveys or request a face to face interview survey, by way of email or postal mail; (p) storing, hosting, backing up (whether for disaster recovery or otherwise) of your Personal Data, whether within or outside Singapore; (q) facilitating, dealing with and/or administering external audit(s) or internal audit(s) of the business of Metallurgy By Me or that of its affiliates/related corporations; (r) for marketing purpose and in this regard, we would be providing you with marketing, advertising and promotional information, materials and/or documents relating to products, contests, services and/or events (including those of third party organisations whom Metallurgy By Me may collaborate with) that Metallurgy By Me (including its affiliates/related corporations) or such third party organisations may be selling, marketing, offering, organizing, involved in or promoting, whether such products, services and/or events exist now or are created in the future: (i) by way of postal mail, electronic transmission to your email address(es), push notifications, other forms of in-app notifications or harnessing other technologies (such as geo-location technology) for our App on your mobile device(s) or other technologies on your computers, and/or through other modes of communication that is not the 3 DNC Modes, in compliance with the PDPA. You may opt out of this or withdraw from this at any time by sending an email to our Data Protection Officer. For the avoidance of doubt, unlike (ii) below, the application of or your acceptance of or your consent to, this Privacy Policy, constitutes your consent to this subparagraph (i); and/or (ii) if you have separately expressly consented to one or more of the following 3 DNC Modes, by way of the 3 modes of communications of voice calls, text messages or faxes (the “3 DNC Modes” ) to your Singapore telephone number, in compliance with the requirements of the PDPA. For the avoidance of doubt, this subparagraph is without prejudice to subparagraph (o) above for which you have hereby consented to us contacting you for a survey, which you may subsequently opt out of by sending our Data Protection Officer notice; (s) dealing with and/or facilitating a business asset transaction or a potential business assert transaction, where such transaction involves Metallurgy By Me as a participant or involves only a related corporation or affiliated company of Metallurgy By Me as a participant or involves Metallurgy By Me and/or any one or more of Metallurgy By Me’s related corporations or affiliated companies as participant(s), and there may be other third party organisations who are participants in such transaction. “business asset transaction” means the purchase, sale, lease, merger or amalgamation or any other acquisition, disposal or financing of an organisation or a portion of an organisation or of any of the business or assets of an organisation; (t) to implement and maintain our information technology systems, including to store and process Personal Data in computer databases and servers located within and outside Singapore; (u) anonymization of your Personal Data. In this regard, you acknowledge that Personal Data that has been anonymized is no longer Personal Data and the requirements of the PDPA would no longer apply to such anonymized data; (v) record-keeping purposes and producing statistics and research for internal and/or statutory reporting and/or record-keeping requirements, of Metallurgy By Me or of its affiliates/related corporations; and (w) Metallurgy By Me, or Metallurgy By Me’ parent company’s reporting purposes including but not limited to reporting on Metallurgy By Me’s business performance; (the purposes set out in this paragraph 3.1 above shall be collectively referred to as the “Purposes”). 3.2 For the avoidance of doubt, you acknowledge and consent to Metallurgy By Me sharing anonymised information such as but not limited to in the following circumstances. For the further avoidance of doubt, the PDPA does not apply to anonymised data that does not identify an individual and the PDPA does not provide you with a right to object to an organisation handling or processing anonymised data: (a) Aggregate information. We may share anonymised aggregate information about our customers with advertisers and marketing partners; (b) Behavioural-based advertising. A third party may use technology to collect anonymised information about your use of Site so that they can provide advertising about products and services tailored to your interest. That advertising may appear either when you are using the Site, or using the Internet or your mobile device to visit other websites. 4. Sharing and Disclosure of Personal Information 4.1 Metallurgy By Me may/will need to disclose your Personal Data to third parties, whether located within or outside Singapore, for one or more of the above Purposes, as such third parties, would be processing your Personal Data for one or more of the above Purposes. In this regard, you hereby acknowledge, agree and consent that we are permitted to disclose your Personal Data to such third parties (whether located within or outside Singapore) for one or more of the above Purposes and for the said third parties to subsequently collect, use, disclose and/or process your Personal Data for one or more of the above Purposes. Without limiting the generality of the foregoing or of paragraph 3, such third parties include : (a) our related corporations and affiliates either in Singapore or overseas including the countries listed in Appendix A to this Privacy Policy; (b) any of our agents, contractors or third party service providers that process or will be processing your Personal Data on our behalf or otherwise, including but not limited to those which provide administrative or other services to us such as mailing houses, call centres, telecommunication companies, logistics companies, information technology companies and data centres; (c) our business partners; (d) any actual or proposed assignee or transferee of the business of Metallurgy By Me, or a merged entity in the event Metallurgy By Me is merged to create the said merged entity; (e) any other person to whom such disclosure is required by law or regulatory requirement or pursuant to a court order; (f) third parties to whom disclosure by Metallurgy By Me is for one or more of the Purposes and such third parties would in turn be collecting and processing your Personal Data for one or more of the Purposes. 4.2 We will provide our preferred service providers with the information they need to perform their services and work with them to respect and protect your Personal Data. We require our service providers to adhere to strict privacy guidelines and not to use your Personal Data for unauthorised purposes. 4.3 Where your Personal Data is to be transferred out of Singapore, we will comply with the PDPA in doing so. This includes taking appropriate steps to ascertain that the overseas recipient organisation of the Personal Data is bound by legally enforceable obligations to provide to the transferred Personal Data a standard of protection that is at least comparable to the protection under the PDPA. 5. Provision Of Third Party Personal Data By You 5.1 Should you provide Metallurgy By Me with Personal Data of individual(s) other than yourself, you represent and warrant to Metallurgy By Me and you hereby confirm that : (a) prior to disclosing such Personal Data to us, you would have and had obtained consent from the individuals whose Personal Data are being disclosed to us, to: (i) permit you to disclose the individuals’ Personal Data to Metallurgy By Me for the Purposes; and (ii) permit Metallurgy By Me to collect, use, disclose and/or process the individuals’ Personal Data for the Purposes, as set out in paragraph 3 above; (b) any Personal Data of individuals that you disclose to us is accurate; and (c) you are validly acting on behalf of such individuals and that you have the authority of such individuals to provide their Personal Data to Metallurgy By Me and for Metallurgy By Me to collect, use, disclose and process such Personal Data for the Purposes. 6. Request For Access And/ Or Correction Of Personal Data 6.1 You may request to access and/or correct your Personal Data currently in our possession or control by submitting a written request to us. We will need enough information from you in order to ascertain your identity as well as the nature of your request, to deal with your request. Please submit your written request to contact@drtwlderma.com. 6.2 For a request to access Personal Data, once we have sufficient information from you to deal with the request, we will seek to provide you with the relevant Personal Data within 30 days. Where we are unable to respond to you within the said 30 days, we will notify you of the soonest possible time within which we can provide you with the information requested. The PDPA exempts certain types of Personal Data from being subject to your access request. 6.3 For a request to correct Personal Data, once we have sufficient information from you to deal with the request, we will deal with your request in compliance with the PDPA, including correct your Personal Data within 30 days. Where we are unable to do so within the said 30 days, we will notify you of the soonest practicable time within which we can make the correction. Note that the PDPA exempts certain types of Personal Data from being subject to your correction request as well as provides for situation(s) when correction need not be made by us despite your request. 6.4 We may also charge you a reasonable fee for the handling and processing of your requests to access your Personal Data. If so, we will provide you with a written estimate of the fee. Please note that we are not required to respond to or deal with your access request unless you have agreed to pay the fee. 7. Request To Withdraw Consent 7.1 You may withdraw your consent for the collection, use and/or disclosure of your Personal Data in our possession or under our control by submitting your request to contact@metallurgyby.me. 7.2 We will process your request within a reasonable time from such a request for withdrawal of consent being made, and will subsequently not collect, use and/or disclose your Personal Data in the manner stated in your request, unless the law or the PDPA allows us to. 7.3 However, your withdrawal of consent could result in certain legal consequences arising from such withdrawal. In this regard, depending on the extent of your withdrawal of consent for us to process your Personal Data, it may mean that we may not be able to fulfill the transaction you have entered into with us or continue with your relationship with us, or send you information that you have requested, as examples depending on the circumstances. 8. Protecting and Managing Your Personal Data 8.1 We will endeavour to take all reasonable steps to ensure your Personal Data is kept confidential and secure, and to take appropriate technical and organizational measures to prevent unlawful or accidental destruction, accidental loss, unauthorized disclosure or access or other unlawful forms of processing. We will not rent, trade, distribute or sell any Personal Data that you give us to any third party unless we receive your prior consent or applicable law permits the same. 8.2 We will put in place reasonable security arrangements to ensure that your Personal Data is adequately protected and secured. Appropriate security arrangements will be taken to prevent any unauthorized access, collection, use, disclosure, copying, modification, leakage, loss, damage and/or alteration of your Personal Data. However, we cannot assume responsibility for any unauthorized use of your Personal Data by third parties which are wholly attributable to factors beyond our control. 8.3 We will take reasonable efforts to ensure that your Personal Data is accurate and complete, if your Personal Data is likely to be used by us to make a decision that affects you, or disclosed to another organisation. However, this means that you must also update us of any changes in your Personal Data that you had initially provided us with. 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Hello? A billionaire’s blueprint for saving the planet Bill Gates knows a lot. But he doesn’t know how thankful he should be for my quick reflexes. One evening in the mid-1990s, driving to a lecture in downtown Seattle, I spotted Bill and Melinda Gates headed for the same venue, arms entwined, deep in conversation. How remarkable and wonderful, I thought, that the world’s richest man and his wife can freely wander the streets of Seattle at night, unattended, without fear of molestation. Shortly I saw them again, standing uncertainly on a corner where I was about to turn left into a one-way street. I stopped, awaiting their decision on where to go. It did not seem imminent. So I swung into the crosswalk — just as Bill and Melinda Gates stepped directly in front of my car. My brain busied itself with the “Stand-on-brake!” command before it allowed me to reflect on the unthinkable consequences of becoming the person who mowed down the world’s richest man and his wife in a crosswalk. I missed Bill’s hip by inches. Oblivious, they sauntered on without a glance my way. I’ve kept a wary eye out for Bill Gates ever since. Over time, we’ve both mellowed. Bill Gates has evolved from bratty Harvard dropout and ruthless business competitor to the world’s most generous philanthropist, concerning himself especially with health and education of people in poor countries. That, plus his latest contribution to the world’s well-being, “How to Avoid a Climate Change Disaster,” has caused me to conclude that all is forgiven. Gates’ book brings clarity and common sense to our underfunded, uncoordinated, ad hoc efforts to deal with climate change. His 230-page primer is a folksy account of how he came to understand what it will take to keep Earth habitable. He provides what’s long been missing: an overarching, reality-based roadmap. “I’m aware that I’m an imperfect messenger on climate change,” the Microsoft co-founder writes, conceding he’s rich enough to purchase compensation for his large carbon footprint. Intellectually curious, he’s a self-described “big picture” guy with command of facts on the ground. What I like best about Bill Gates is that — unlike some billionaires who apparently cannot get off this planet fast enough — he’s investing his fortune saving the planet we’ve got and the poorest of those living upon it. Little time left We Americans — who are most responsible for overheating the planet yet the most unwilling to repent — consciously chose to make climate change more expensive. We did this by squandering 40 years not taking it seriously enough. We have 29 years left to intervene before humans will be powerless to stem its worst manifestations. By 2050, time’s up. So Gates’ basic message is rightly stark. Every year, the world adds 51 billion tons of greenhouse gases to the atmosphere. By 2050, that must be reduced to zero tons, he emphasizes. He does not shy away from how hard, costly and complicated — or how non-negotiable — this tardy reduction will be. Population growth will add one New York City’s worth of construction every month for the next 40 years, he warns. (We do now see that pandemics may interfere with population growth projections.) Gates explains why we must build a unified national power grid (see the recent crippling power outage in Texas), how we might deploy cheap hydrogen energy (see Sen.. Brad Hawkins and Douglas County PUD’s hydrogen project) and why battery storage is so vexing. When Gates’ close friend Warren Buffet — himself once the world’s richest man — asked Gates why we can’t just put electric batteries in airplanes to eliminate their emissions, Gates explained that so many batteries would be needed that the plane couldn’t lift off the ground. “Ah,” said Buffet. It’s an “ah-ha” moment that shows how far we are from energy literacy. Human-caused greenhouse gases come from five sources, Gates explains: making things (31%), plugging in (27%), growing things (19%), getting around (16%), keeping warm and cool (7%). Gates has his own dog in this fight. He owns TerraPower, which aims to build a fail-safe nuclear reactor that doesn’t produce as much dangerous, long-lived radioactive waste as those now in use. Not helpless We’ve been living cheaply on this planet. Now comes the real power bill. Gates warns that our present climate-safe energy sources are not yet inexpensive enough to compete with unsafe fossil fuels. He urges massive public and private investments to quickly bring down costs of climate-safe energy because that’s the only way we’ll get it soon enough. Many people feel helpless about climate change. Gates is having none of that. He believes innovation, technology and government can rise to this unprecedented human challenge. He’s come a long way from his days scorning government. “I’m an optimist,” says the visionary software engineer who shrank room-sized computers to desktop size. If we don’t get serious about climate change, little else we care about, and expend our efforts and treasure on, will matter. Not social justice, not health care, not education, not peace on Earth. There will be no peace on Earth if we don’t stop fueling global warming. Last Thursday, President Joe Biden announced that the United States will cut its greenhouse gas emissions in half by 2030 from what they were in 2005. Is this enough to qualify as getting serious about climate change? Hello? Stay tuned. This much we do know: pessimists are not the people you call when heavy lifting’s wanted. Solveig Torvik lives near Winthrop. Filed Under: Hello?, OPINION

Broken ladder, New Mexico style Refuting his artistic nature, Mike goes mainstream looking for jobs. After experiencing a long string of heinous retail positions and bouts of mysterious body pains, he abandons retail for another full-time position – reading heinous wants ads. The opening to “Jobs:” A number of years after I got my BA in film studies – my third college degree – I was still lost, still asking what I wanted to do with my life. I was never going to be a famous screenwriter, or director, or anything overnight. Plain and simple, the movie industry wasn’t for me. So just where was I to land? The only successful people I knew had worked their way up to get there, often from humble beginnings. That’s what Dad did. He’d always believed in order to make it in this world, one had to work hard and fight his way up the system. Born in 1913 in Maine of immigrant parents, he’d labored through many mundane town jobs to help the family pay for food. Dad never mentioned what those jobs were, perhaps because memories of them were too painful. But whenever he brought up college experiences, he proudly beamed about working as a golf caddie to pay for his school expenses. By schlepping heavy leather golf bags on weekends for modest tips, he was able to pay his debts and receive his architect degree at the University of New Hampshire. He was a post-Depression, New England success story. All I knew at fifty was that I wanted to do find work I could wholeheartedly get behind, something integral to my life regardless of what it was or what it looked like. Maybe retail was where I was destined to earn a living. It provided a system where I could – through hard work and determination – work my way up and eventually make some good money. After all, it was a marketplace, a business in the business of making money. The local natural foods grocery store where I shopped seemed like a good fit.

Mila's Wellness Psychology, lifestyle and more… Favoritеs How to Create and Spread Fake News Around the Block by mila.petkova // May 14, 2020 4 minutes read Fake news! It is hard to imagine the world without them, because believe it or not, human communication is full of interpretations and phantasies. We engage the others by creating stories about reality that is not as... Continue reading → “Being Good In Bed” – What Does It Even Mean?!? Why Are We More Successful When We Are Not Perfect? The Comfort Zone: Is It Really Better the Devil You Know Tan the Devil You Don´t? How Much Positive Thinking Is Enough? What I Learned On My Death Bed (part 2) When Is It Actually a Good Thing to Lose All Your Hope? Follow @MilasWellness Archives Select Month January 2023 (1) October 2022 (1) June 2022 (1) March 2021 (1) November 2020 (1) October 2020 (1) July 2020 (1) June 2020 (1) May 2020 (1) April 2020 (1) March 2020 (1) February 2020 (1) December 2019 (1) November 2019 (1) October 2019 (1) September 2019 (1) August 2019 (1) June 2019 (1) May 2019 (1) April 2019 (1) March 2019 (1) December 2018 (2) October 2018 (1) September 2018 (1) August 2018 (1) July 2018 (1) April 2018 (1) February 2018 (1) January 2018 (1) December 2017 (1) November 2017 (1) September 2017 (1) July 2017 (1) June 2017 (1) May 2017 (1) April 2017 (1) March 2017 (2) January 2017 (1) December 2016 (1) November 2016 (2) October 2016 (1) September 2016 (2) July 2016 (1) June 2016 (2) May 2016 (2) April 2016 (1) March 2016 (2) February 2016 (1) January 2016 (2) December 2015 (2) September 2015 (1) June 2015 (3) March 2015 (1) February 2015 (1) January 2015 (1) December 2014 (1) November 2014 (2) October 2014 (2) September 2014 (1) August 2014 (1)

NZX-owned KiwiSaver provider is the biggest nuclear investor KiwiSaver funds had $210m invested in companies that made weapons, accounting for 0.28 per cent of total KiwiSaver funds. Originally published on Stuff. The original article can be found here. A KiwiSaver fund owned by the New Zealand stock exchange operator was the biggest investor in companies involved in manufacturing nuclear weapons, a survey shows. There was a public outcry in 2016 over KiwiSaver schemes investing in the manufacturers of cluster munitions, but many KiwiSaver funds were also still investing in nuclear weapons last year, according to the survey by Mindful Money. Mindful Money found Smartshares and SuperLife, owned by NZX, had $5.6 million of the total $52m invested in nuclear weapons makers as at September 30. From July new contracts for default KiwiSaver providers will ban them from investing in companies making landmines, cluster bombs and other illegal weapons. Mindful Money chief executive and former Green MP Barry Coates said there had been a lack of transparency in accessing information about what funds KiwiSaver providers were invested in. Analysis of KiwiSaver portfolio data at September 30 shows that $210 million of KiwiSaver funds are invested in companies that produce weapons. “If investors decide to go with passive funds they are choosing low-cost investing with low fees. There are increasingly more passive funds that are available with low fees but screen out things they don't want in their portfolio, like nuclear weapons,” Coates said. Mindful Money found 41 KiwiSaver funds were invested in BAE Systems, one of the largest defence companies in the world making nuclear weapons. It has sold arms to the Saudi military since Saudi Arabia became involved in the Yemeni civil war. Almost 60 funds had invested in French company Safran SA, which made key components for nuclear missiles. Mindful Money chief executive Barry Coates says there has been a lack of transparency in accessing information about what funds KiwiSaver providers had invested in. Another 23 funds were invested in Lockheed Martin, which is the largest global weapons maker and supplies aircraft, nuclear weapons and space systems. In August 2018, a Lockheed Martin-manufactured weapon was used in an airstrike in Yemen that led to the deaths of at least 51 civilians, including 40 children. Twenty-three KiwiSaver funds invest in Lockheed Martin. Coates said the Government should go a step further and also ban investing in fossil fuels and illegal weapons for all KiwiSaver providers, not just default providers. SCREEN-SHOT Mindful Money's breakdown of the ANZ KiwiSaver Growth fund indicates it is invested in three companies that have made money from supplying the Saudi Arabian military after it intervened in the war in Yemen in 2015. He said research showed that returns from ethical funds had been comparable to conventional funds. “The standards for KiwiSaver funds should be higher. No KiwiSaver fund should be investing in things that are fundamentally problematic to the large parts of the population, particularly if they’re not transparent about it,” Coates said. Last month Prime Minister Jacinda Ardern said she was not aware her KiwiSaver scheme was invested in companies that supplied weapons to the Saudi military. ROBERT KITCHIN/STUFF Ardern ordered an inquiry into a deal under which Air New Zealand serviced engines for the Saudi Arabian navy, saying the deal did not pass the “sniff test”. The war in Yemen is recognised as an international humanitarian crisis, and Air New Zealand has now cancelled the deal with the Saudi navy. But even as Ardern was speaking about the Air New Zealand deal, her ANZ KiwiSaver scheme, in which she has had money since at least 2015, owned shares in BAE Systems, and two United States companies Textron and Raytheon, all three of which have supplied weapons to the Saudi military since Saudi Arabia became involved in the Yemen war.

Video Shows Stetson Bennett Leaving Jail After Arrest By Jason Hall Video shared by WFAA shows former Georgia Bulldogs quarterback and current 2023 NFL Draft prospect Stetson Bennett leaving a Dallas city detention center after his arrest on Sunday (January 29). The video shows Bennett wearing a black hooded jacket and walking with his head down before getting into a black SUV and being driven away. The 25-year-old was arrested for public intoxication in Dallas early Sunday morning, as initially reported by WFAA. Bennett, who is just weeks removed from leading the Bulldogs to their second consecutive College Football Playoff National Championship, was taken into custody at around 6:00 a.m. in Old East Dallas, local authorities confirmed to the news station. Police said they received reports of a man banging on doors in the area and found Bennett at the scene before determining "he was intoxicated," according to a police news release obtained by WFAA. Bennett, who was described as smelling of alcohol at the time, reportedly told officers that he was unable to contract his friend who lived at the location where he was found before being taken into custody. Bennett led Georgia to a 65-7 win against TCU at SoFi Stadium on January 9, 364 days after leading the Bulldogs to their first national title since 1980. The redshirt senior threw for 304 yards and four touchdowns on 18 of 25 passing, as well as recording 39 yards and two touchdowns on three rushing attempts. Bennett scored Georgia's first touchdown on a 21-yard run that capped off a five-play, 57-yard drive during the Bulldogs' first possession of the game. The former walk-on initially etched his legacy by defeating Alabama in the College Football Playoff Final on January 10, 2022, throwing for 224 yards and two touchdowns on 17 of 26 passing. Bennett is current a prospect for the upcoming 2023 NFL Draft and was predicted to be a third-round selection, according to ESPN NFL Draft Analyst Mel Kiper.

Very long Distance Human relationships Advice Whether occur to be currently in a longer distance relationship and/or hoping to begin one soon, there are a few things that you need to understand about how to produce your partnership do the job. Having a great idea of what you wish from a long length relationship can help you avoid getting yourself into the same pitfalls that problem many other associations. How often you converse with one another is an important element in your long distance relationship. According to Michelle Fraser, a relationship qualified and writer of “The Distance Romantic relationship, ” you should touch base using your partner at least once a day — but if occur to be lucky enough to be able to video talk, that’s best of all. If you’re creating a hard time staying in feel, talk about this kind of with your partner and formulate some approaches to communicate more effectively. Connect often, especially by using phone calls and FaceTime. Keeping the lines of communication available and discussing your issues will help you to keep trust, says Antonia Hall, psychologist and romance qualified. Make an effort to receive out and do things that you enjoy doing, including spending time with friends and family. This can help a person out of feeling lonesome and shut off, which can lead to feelings of animosity in the long distance relationship. Doing new things mutually and discovering your hobbies will assist you to bond with the partner despite the distance. This can also be a great way to settle focused on precisely important in your life. Contain a goal and timeline to your long range relationship All the as possible, discuss how you hope to achieve your goals inside the potential with your spouse. This may incorporate doing work toward a certain end night out or relocating together. It will help both of you feel like your LDR is certainly on a route that leads to a happy concluding. It really is hard to set a timeline for your relationship when you’re within a long length romance, but it has the essential. Creating an end aim is a way to remember that you’ll be in concert in the future, and it can offer you something to look forward to when you’re feeling somewhat https://www.theatlantic.com/science/archive/2018/08/online-dating-out-of-your-league/567083/ shed in your current situation. A common anxiety about long length connections is the anxiety about cheating or infidelity. While it’s all-natural to have illogical worries concerning this, it’s best to not let them travel behavior that will simply add to your feelings of animosity and distance. If you’re going through a lot of tension about your romance, you need to talk to your partner about this and locate out what is creating the issue. In the event that there is a major grounds for the matter, you should search for professional help from a relationship expert for the reason that rapidly as possible to deal with it. Keeping track of conversations with text messaging or perhaps email basically always a good idea, as it can be simple to miss a chat when you’re focused on checking together with your companion. This can result in frustration or a lack https://groups.diigo.com/group/naughty-american-girls-for-sex-dating/search?what=for&sort=updated&dm=middle of intimacy in your relationship, and it’s vital to make certain that you’re communicating with https://topbride.org/dating-sites/fling-dating-site/ each other on a regular basis.

Why It is Important to Learn New Skills As a Mom and How to Make Money from Skills

mrbrklyn mrbrklyn's Blog Small mintage commemoratives can vanish from the marketplace Coins-World | mrbrklyn In 2012 I had a friend from the Netherlands who I met on a coin forum.� He would give me a head up about interesting commems coming out of Europe.� Pne of the most interesting ones, for me, was the issue of the Chatan Sofer, celebrating the 250th anniversary of his birth.� The coins were announced and I scampered to the Bank of Slovakia's website and put in orders for the bullion issues, one proof and on BU.� An original announcement on coinupdate can be seen ==> here�.� They were the start of a substantial commens collection that I had at the time.� Not to beat a dead horse, but these were also stolen from my house, which bring me to an interesting crossroads.Many of the coins that I had lost, I went out of my way to reacquire.� �Some issues are no beyond my grasp.� These two coins, which I wrote about back in 2012 when I acquired them,� These coins have virtually disappeared from the market and when you do find them, the prices are outrageous,� even though they seem to not turn over that much.��I've learned since then that the Slovakians have come to fully embrace their history with the Jewish people and the Chatan Softer specifically.� His gravesite in �Bratislava, Slovakia, which they threatened to destroy with a road, has since then turned into a world class monument worthy of a side trip when visiting Europe.� I initially learned about it from a lecture on youtube by Henry Abramson, which is worth listening to on its own right��https://www.youtube.com/watch?v=mzYOE5NvMCw� .��see also�javascript:nicTemp();https://www.youtube.com/watch?v=dIJmOfQ2160The bulk of the cemetary is now underground.� and has been submited as a World Heritage site��https://www.worldheritagesite.org/tentative/id/1731Quote:It is however important to stress that this is NOT a museum. Jewish community of Bratislava is owner of the place, and according to the 20 years old memorandum, the community has guaranteed to the municipality that they allow entering even to non-Jewish visitors. As already explained in the previous review, the place was covered by concrete blocks in 40s to hide it from the outside world. During the communism, the stop for trams coming from the tunnel was built directly above the monument. Despite this situation, the tram stop become the pilgrim place for visitors from all over the world...I am always in search for this coin and it was a major reason for going to NYINC recently, but it wasn't available.� �So I keep looking�This is not the only commerative that I search for.� Other rare commemorates include the Perth Mint issues I had and coins from Israel.� They seem to just disappear.� �I had a wonderful Akko coin ... that is not replaceable.� A few of the Dangerous Animals from the Perth Mint.�� dealer security cleaning coins fao coins food for all francs Coins in the Classroom Numismatic Artistry

Subject: The Dow Jones Industrial Average Wavers on New China Tariff Potential URL: https://moneymorning.com/?p=1128520 Stocks: amzn, COUP, DIS, DSX The Dow Jones Industrial Average Wavers on New China Tariff Potential By Garrett Baldwin, Executive Producer, Money Morning • December 2, 2019 Garrett Baldwin The Dow Jones Industrial Average will keep flat today on trade tensions with China. U.S. President Donald Trump appears committed to slapping new tariffs, despite China's demands. But that's not the only thing feeding the fire... I've got more on this below. December has been the best month for the S&P 500 since 1950. The month has an average return of 1.6%, according to the Stock Trader's Almanac. And we have some stocks to watch this Cyber Monday. Before we get into that, here are the numbers from Friday for the Dow, S&P 500, and Nasdaq: Index Previous Close Point Change Percentage Change Dow Jones 28,051.41 -112.59 -0.40 S&P 500 3,140.98 -12.65 -0.40 Nasdaq 8,665.47 -39.70 -0.46 Now, here's a closer look at today's Money Morning insight, the most important market events, and stocks to watch. The Top Stock Market Stories for Monday First up, U.S. investors are paying close attention to trade developments between the United States and China. Over the weekend, China again demanded that the U.S. cut tariffs ahead of any trade agreement. However, President Trump has held back and remained committed to slapping new tariffs on China come Dec. 15. Tensions remain high over a recent congressional bill that offered support to Hong Kong protesters. China responded to the bill (signed by Trump) by barring the U.S. Navy from making any port calls in Hong Kong. History in the Making: Capitol Hill has opened doors to the pre-IPO market - now, every American has access to the trend that put airplanes in the sky and light bulbs in every home... [Read the full story.] Next, retail stocks will generate buzz this morning as investors dissect the results of Black Friday shopping. Initial data suggests that consumers spent a record $7.4 billion on the second largest day ever for online sales. Reports, however, show that brick-and-mortar retail saw lackluster traffic during the annual shopping holiday event. Today, of course, is Cyber Monday. Finally, pay close attention to manufacturing data this morning. The Institute for Supply Management will release its November reading. Investors are hoping that the U.S. manufacturing sector bounced back last month. Previous data showed a contraction in the sector in October for the third consecutive month. Stocks to Watch Today: DIS, AMZN Shares of Walt Disney Co. (NYSE: DIS) were on the move after the company set a Thanksgiving weekend record at the box office. Its film, "Frozen 2," clocked in $123.7 million in ticket sales in North America alone. That figure shattered the previous record from "The Hunger Games: Catching Fire" in 2013. Shares of Amazon.com Inc. (NASDAQ: AMZN) will generate the most buzz of any company on Monday. Today is Cyber Monday, and Amazon is the largest e-commerce company in the United States. New data from the National Retail Federation suggests that online spending could top $9.4 billion today. That figure would be a 19% increase from last year. Look for additional earnings reports from Coupa Software Inc. (NASDAQ: COUP) and Diana Shipping Inc. (NYSE: DSX). America's Favorite Angel Investor Shows How Easy It Is for Anyone to Invest in Ground-Floor Startups You've probably seen stories about this person or that person making an absolute fortune from some unknown startup suddenly becoming a household name... like Uber, Airbnb, SpaceX, or Bird. Now, it's your turn. Shark Tank's Robert Herjavec is showing how easy it is for anyone to turn as little as $50 into what can be life-changing windfalls... all from investing in startups. Click here to learn more... Follow Money Morning on Facebook and Twitter. Browse Garrett's articles | View Garrett's research services Garrett Baldwin is a globally recognized research economist, financial writer, consultant, and political risk analyst with decades of trading experience and degrees in economics, cybersecurity, and business from Johns Hopkins, Purdue, Indiana University, and Northwestern.

Importance of thumbnail in explainer video marketing Videos are a genius way to spread the word about your startup. They are powerful for your business, whether it is lead generation that you want or brand building. Every statistic out there says that videos are more effective than ebooks, blog posts, etc. People love watching videos because there is little effort required when consuming it. Studies say that 54% of consumers want to see more video content from businesses. Motionvillee is one of the most capable animated explainer video production companies that can help you with creating kick-ass videos for your marketing. If you thought keyword optimization is the number one priority to get your video’s reach as desired, then choosing or designing the thumbnail easily takes the 2nd spot. Whenever people see a video, they have the option to click on it or not. First of all, the content should be relevant to them. Then they look at the title, does it pique their interest? Once they calculate their interest within a span of a few microseconds, the next thing they notice is the thumbnail used. Is it interesting to look at? Does the thumbnail show something that the user would love to see more of in the video? Is it click-worthy? Video thumbnails have a huge bearing on the result of your video strategy. If you have never given much thought to it, then now is the time. Are you looking for the help of an explainer video production company that can help you with creating one, then Motionvillee is the business to hit up. When it comes to videos, even the smallest of things matter. The lighting you use, the human faces in the video, background score, props used, etc, are important contributors to the success of the video. Your potential visitors using the thumbnail to decide whether to click on the video or not is a clear case of judging a book by its cover. While the popular adage asks you not to, people act differently. The business needs to be smart enough to cater to the idiosyncrasies of its audience. Now that we have established why thumbnails are a big thing in the world of videos, let us see the benefits of it: #1 Increases conversion rate: Thumbnails have a huge role in increasing the conversion rate of your video. It forces people to click on the link and watch the video. Even if the content were relevant to a particular user, the chances of them clicking on it are not high because there are a lot of choices available for the average user and they would always try going in search of finding something better. Most users click on the video after taking a look at the thumbnail; making the user stay on the video is decided by the way the video is taken. #2 It paints a picture of the video: A user who is not really sure about the type of content available on the video would be satisfied by a thumbnail if it paints a picture of what is in the video. You can say a lot with just the video’s thumbnail. In fact, with thumbnails, you can show different media content which acts as a preview for the audience to understand what’s in the video. #3 It helps the visitor make a decision quickly: While the visitor is the one who is in control, an extremely good design and imaginative thumbnail can turn the tide in your favour. Your work is to grab the attention of the user in that one second in such a way that they are compelled to click on the video. If you are looking to get explainer videos for your brand building, then look no further than Motionvillee. #4 Makes them curious: If the visitor finds that the picture used in the thumbnail as something that they would like to know more about, they are more than likely to click on it. The average user will wait patiently during the duration of the video to see that one picture and its accompanying story that piqued his/her interest. Let’s say the video’s title reads-” Top 10 leaders of the world” and the visitor sees that the thumbnail has a picture of the person’s favourite leader, they are more than likely to click on it and watch the entire video. #5 User-friendly: If you think of thumbnails from the point of view of the visitor, it saves them a lot of time by not having to sit through a video that might not be of interest to them. The gist of the video is transparent for the user because of which they can make a decision whether to watch it or not. This way, both the creator of the video and the visitor are benefited. Looking to create videos? Get the help of Motionvillee, an animated video company. #6 It shows your video making ability: With your thumbnail, you can show your audience your skill set when it comes to making videos. It will also show them your taste and the various methods with which you can tell a story with very little. It is as easy to stand out as it is to turn off visitors, so better do something that makes your prospective audience sit up and take notice. Design your thumbnail in a way that you have got their curiosity running. #7 Important for search results: When someone who is searching for a video chances upon a bunch of results, the first thing that they are going to look at is the thumbnail. Simple. There are no two questions about that. A well-created thumbnail can easily make you get more views and clicks by virtue of its design and illustration. A good thumbnail not only captures the attention of your audience but also gives a sneak peek of what the content in the video could be. There are a lot of small things that you can do to make a killer thumbnail for your explainer video. The point is how effectively are you using them. Wouldn’t you need the assistance of experts who are good at this? As one of the most respected animated explainer video company, Motionvillee would be able to come up with quirky but effective solutions for your video marketing.

Hood River County Moving Leads If you own a moving company, then you know how important getting moving leads is. Here are 17 ways to get more of them. First of all, brand yourself. When you’re just starting out, branding yourself is essential. However, even if you’re already established, you can always improve your branding and increase the number of leads. Here are some tips to help you get started. Once you’ve done that, you can begin collecting moving leads in no time. SEO for Hood River County Movers Use paid advertising. You’ve probably seen the pay-per-click ads above organic search results. These are ads that appear above organic search results. By targeting keywords that people enter into Google’s search bar, you’ll have an advantage over your competitors. This method is the most expensive, but the best one to get moving leads. Moreover, it’s more effective for small business owners. Once you have paid for it, you’ll be surprised how many leads you’ll get. Google Ads PPC Hood River County Moving Companies Place your content on the right places. Make sure the content is relevant to your audience. For example, if you run a moving company, you should write articles on packing tips and the things to do before you move. Then, when creating content, remember your audience’s pain points and how you can solve them. Then, you can invite your readers to opt in to your email list for updates. Your content will help generate more moving leads and you’ll find that it’s an excellent source of traffic. A good moving lead source is a moving company’s website. There are many websites that provide lists of potential customers. The key is to create an attractive website that sells your services. This way, your business will get a steady stream of prospective clients. And because the internet is a visual place, it’s important to utilize imagery to promote your services. A good postcard also attracts visitors. When it’s used effectively, the postcard will get a lot of views. Hood River County Facebook Marketing for Movers A good moving lead generation strategy will also be targeted. Using the right keywords will help you gain more moving leads. For example, if a person is searching for a moving company, he or she will be more likely to choose your services. Alternatively, if they are searching for a local mover, you can target a local newspaper or advertise on social media. If the people who find your ad online will click on it, he or she will contact you. Hood River County Website Design for Movers A moving company should be able to target a particular market. For example, a moving company that serves multiple cities may have several different campaigns. Then, it should have different ad groups for each of these cities. It might even have different ad groups for residential and commercial moves. Depending on what type of services a moving company offers, this can be a great way to get more moving leads. Buying moving leads may not be the best option for your business. In order to get more moving leads, you should be able to get referrals from other moving companies. A moving company with a large database of potential clients will be able to provide a higher quality service than a company with a small database. A moving company’s website should also include a contact form. By requesting a referral, a mover can increase their leads and improve their sales. Buy Moving Leads near Hood River County It is possible to get more moving leads from your local area by advertising on Nextdoor. A successful moving company will have thousands of neighbors, so make sure to advertise there as well. The more people you can target, the more chances you’ll get moving leads. If your business can reach more people, you’ll have more success. But if you can’t get referrals from your neighbors, you should consider a different strategy. Try to get recommendations from other local businesses. A great location is another way to get more moving leads. Finding a good location is very important for any moving company. A good location will be your best asset. Not only will it help you with marketing, but it will also give you access to a large amount of potential clients. In other words, a great location is the best source of moving leads. In fact, it will keep your company in business for decades.

Linda Dixon - Director of Health Law ldixon@mscenterforjustice.org Linda Dixon serves as the health law director at the Mississippi Center for Justice, a position she has held since November 2008. Prior to joining the Center, she was the assistant secretary of state for elections for the Mississippi Secretary of State’s Office, where she previously held the position of senior attorney and director of elections training and education. She received a Bachelor of Science degree in Criminal Justice from Southern University at New Orleans and her law degree from Mississippi College School of Law. Linda’s work focuses on access to health care and HIV discrimination and stigma. Linda is a member of the Mississippi Bar and the Magnolia Bar Associations. Linda currently serves on the Southern Black HIV/AIDS Advisory Council, Mississippi HIV Planning Council, and the Access Care & Engagement TA Center Advisory Council. She serves on the Mississippi College School of Law Alumni Association Board. Linda previously served on the Southern AIDS Coalition Board of Directors, the Mississippi Sickle Cell Foundation, and the steering committee of the Southern HIV/AIDS Strategy Initiative.

20 Oct Prison is ‘college of criminality’ Posted at October 20, 2014 in In the News by Mississippi Center for Justice Emily Le Coz, Jerry Mitchell One in four white males born in Mississippi will go to college. One in three of their black male counterparts will go, instead, to prison. Both will get an education. For $18,385 a year — which includes tuition, fees, books, room and board — time at the University of Southern Mississippi will teach a student how to function as an adult in a society that values critical thinking. Students will network with accomplished professors and like-minded peers. They’ll have internships and job prospects. If they graduate, they can expect to earn an average salary of $55,000. For about the same price as one year at USM — $18,765 — time at the Mississippi State Penitentiary will teach inmates how to function in a lawless society that values power through violence. Inmates will network with accomplished felons and gang members who can wield more authority than the correctional officers placed there to protect them. They’ll have a diminished sense of self-worth and harbor resentment toward the criminal justice system. If they’re released, these inmates face limited job prospects and a one-in-three chance of returning to prison within three years. A 13-month investigation by The Clarion-Ledger found a Mississippi correctional system where gangs rule and where corruption festers. “It’s basically a college of criminality,” an inmate at the privately run Wilkinson County Correctional Facility told The Clarion-Ledger. A decade-long study of 35,000 juveniles examined those who committed similar offenses. Some did time. Some didn’t. Rather than deterring crime, incarceration made them far more likely to return, the study by Anna Aizer of Brown University and Joseph Doyle Jr. of the Massachusetts Institute of Technology concluded. Overall, young offenders were two-thirds more likely to be incarcerated again by the age of 25 than those who never did time, according to the study. In fact, these youth were more likely to commit “homicide, violent crime, property crime and drug crimes” than those who never went behind bars, the study found. U.S. District Judge Keith Starrett, who served as a circuit judge for a dozen years, said many of those who went off to prison often returned to stand in front of him again. “They learn to be better criminals in prison,” he said. Michael Whelan, who served as a psychologist for Parchman from 1982 through 1993, said prison is “a breeding ground for gang activity and the teaching of criminal thoughts and sophistication. They teach each other the tools of the trade.” In some cases, those emerging are determined not to return, he said. “They’ve learned their lesson.” But, he said, there is no question about this: Hard time changes them all. “Prison is a brutal place, and it hardens people,” he said. “It hardened me, and I got to go home at night and be with my family.” Tyler James Smith looked baby-faced when he arrived at age 17 at the Walnut Grove Correctional Facility in 2010. He had been convicted of a nonviolent offense, grand larceny, and had two years to serve. Shortly after arriving, he was cited for failing to tuck his shirt in his pants, and he complained to correctional officers about an inmate who was masturbating. In the months that followed, it was Smith who was repeatedly written up for masturbating, and he regularly began to hit, curse at, spit on and throw substances on officers. He also began to beat up inmates, many of them smaller than his 6-foot-2 frame. He joined the Simon City Royals gang and soon had 78 pages of violations and tattoos covering his face, including the number 666. On Sept. 1, 2013 — less than two months before he would have walked free from prison — he carried out, by his own admission, the gang’s killing by beating and stomping to death 5-foot-6 Clifton Majors, who had cooperated with authorities investigating another gang killing. “I have done everything in my power to stay in prison, because I am aware that I will kill others,” Smith told authorities. “I do not want to go into society, and that is the main reason I killed Inmate Majors.” Reilly Morse, president and CEO of the Mississippi Center for Justice, said in his nonprofit’s work with the state’s at-risk youth, they have found that locking up youth for minor offenses turns them into “offenders in training.” The U.S. puts juveniles behind bars at a rate five times higher than the next highest nation. Rather than dealing with troubled youth, school officials sometimes “throw their hands up and make it criminal,” Morse said. “There are ways to solve these problems.” If offenders aren’t addicted to drugs before they arrive, they often will be before they leave. “Some of the funding of gangs on the streets comes from the sale of narcotics in prison,” a Wilkinson County Correctional Facility inmate told The Clarion-Ledger. “Every one here is a possible customer.” More than three-fourths of those behind bars in Mississippi are addicted to drugs or alcohol or both. Jadareous Davis, 18, who has grown up in the Delta town of Drew, said those he’s seen emerge from prison are a shell of what they were before. “They don’t trust a lot of people,” he said. “They feel like somebody is out to get them.” Many struggle to get jobs because of prison records. Starrett said one of the biggest problems is the mindset of society toward those leaving prison. “People think once inmates have committed a crime, they don’t deserve anything,” he said. “But if we don’t do something, we’ll merely reincarcerate them and have another victim.”