Sub-prime Automotive Finance Analyst/Underwriter
Location: US, NV, Las Vegas
Employment type: Full-time
Required experience: Mid-Senior level
Required education: Unspecified
Industry: Financial Services
Function: Financial Analyst
Company profile: Tidewater Finance Co. was established in 1992 for the initial purpose of purchasing, and servicing retail installment contracts. There are two divisions: Tidewater Credit Services, providing indirect consumer retail finance options and Tidewater Motor Credit, providing indirect consumer auto financing. We remain committed to offering a partnership with the dealers and consumers to create a WIN-WIN-WIN situation. Our success relies solely on the success of our dealers and our consumers.Full time positions include the following benefits:40 vacation hours after 6 months of employment, 80 vacation hours after 1 year of employment6 paid holidays as well as an anniversary holiday benefitPaid personal and sick leave after 90 days of employmentFull benefits to include health, dental, life and disability insuranceA 401k plan with a company match after 6 months of employment based upon a quarterly entry dateIncentive bonuses for individual and team goals (certain positions)Bilingual Spanish eligible for differential pay
Description: West Coast Service Center Sub-prime Automotive Finance Analyst/UnderwriterTidewater Finance Company located in Virginia Beach, VA is looking for a Sub-prime Automotive Finance Analyst/Underwriter for our West Coast Service Center located in Henderson, NV.  Tidewater Finance Company is an industry leader in indirect consumer specialty financing since 1992.  We provide diverse lending solutions for our dealer network while promoting employee integrity, teamwork, and an uncompromised level of customer service. Responsibilities for this position include:Analyze non-prime credit applications and credit bureaus for stability, ability and willingness of applicants to make on time installment paymentsEvaluate loan to value ratios for automotive collateral, payment to income, debt ratio and degree of the applicant’s credit worthinessApprove or deny auto loan applications submitted from third party new and used automobile dealersNegotiate and structure repayment terms with dealers according to the level of risk involved and programs offeredDevelop and maintain relationships with independent and franchised auto dealersProviding excellent customer service to our dealer partners The job requirements for this position include:Must be able to travel to our Virginia Beach, VA office for trainingMinimum of three years of prior automobile underwriting experienceGood judgment, problem-solving skills and decision-making abilitiesStrong negotiation and communication skillsKnowledge of fair lending laws and the regulatory environmentOrganized with the ability to complete multiple tasks under minimal supervisionExcellent communication skills with the ability to cultivate dealer relationships and trust We offer a competitive salary and a comprehensive benefits package including:Medical, dental and vision benefitsDisability insuranceSupplemental life insuranceAFLAC supplemental insuranceLong-term care insurance401K retirement plan with a company match.Paid vacation days including 40 vacation hours after 6 months of employment and 80 vacation hours after 1 year of employmentPaid personal, sick days and holidaysQualified candidates should submit their resume and salary requirements to Tidewater Finance Company, 6520 Indian River Road, Virginia Beach, VA 23464, Attn: Human Resources. Resumes can also be faxed to #PHONE_8f86665c8a76d925f761287bb38d6bb5f440845f2a5fa712361f255943a8b21b# or e-mailed to #EMAIL_dea7f54ac43c6812ccbfa048a992eca4e8ca253b1ee04c7bcff4b19923bd3a05#.Tidewater Finance Company is an equal opportunity employer in all aspects of employment without regard to race, age, sex, marital status, religion, disability, military status or any other characteristic or status protected by law.  Tidewater Finance Company includes Tidewater Motor Credit and Tidewater Credit Services.
Requirements:  The job requirements for this position include:Must be able to travel to our Virginia Beach, VA office for trainingMinimum of three years of prior automobile underwriting experienceGood judgment, problem-solving skills and decision-making abilitiesStrong negotiation and communication skillsKnowledge of fair lending laws and the regulatory environmentOrganized with the ability to complete multiple tasks under minimal supervisionExcellent communication skills with the ability to cultivate dealer relationships and trust
Benefits: Our company offers a competitive salary plus BONUSES as well as a comprehensive benefits package to our full-time employees including:40 vacation hours after 6 months of employment, 80 vacation hours after 1 year of employment6 paid holidays as well as an anniversary holiday benefitPaid personal and sick leave after 90 days of employmentHealth, dental, life, and disability insurance as well as AFLAC supplemental insuranceA 401K plan with a company match after six months of employment, however, we have quarterly enrollment periods.
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