Question: is navy federal credit union better than usaa?
Answer: USAA: Rates. On the whole, Navy Federal Credit Union offers better rates than USAA. ... Plus, all of Navy Federal's checking accounts earn at a 0.05% APY, except the Flagship Checking Account which earns between 0.35% and 0.45%, depending on your account balance. USAA's checking accounts earn at a mere 0.01% APY.