Question: what is the best 12 month cd rate?
Answer: Ally: 1.00% APY, $0 minimum deposit., Barclays: 0.85% APY, $0 minimum deposit., Capital One: 0.50% APY, $0 minimum deposit., Charles Schwab: 0.20% APY, $1,000 minimum deposit., Discover: .90% APY, $2,500 minimum deposit., Marcus: 1.10% APY, $500 minimum deposit.