Question: how to buy a house with bad credit and no job?
Answer: Ditch Your Debt. To get a mortgage without a job, you need to prove you're doing fine without one. ... 
Submit to Subprime. A subprime mortgage is one with a higher interest rate than prime. ... 
Find a Co-Signer. A co-signer is a person who agrees to guarantee your mortgage. ... 
Commit to a Carry-Back. ... 
Tips for Freelancers.