Question: how to get a home loan with low income?
Answer: With a USDA home loan, you can buy a home with no money down and 100 percent financing. There are two types of USDA loans — the Guaranteed Program for those with incomes that don't exceed 115 percent of the Area Median Income (AMI), and the Direct Program, for those with incomes between 50 and 80 percent of the AMI.