Question: how do you manage a budget?
Answer: Step 1: Set Realistic Goals. Goals for your money will help you make smart spending choices. ... 
Step 2: Identify your Income and Expenses. ... 
Step 3: Separate Needs and Wants. ... 
Step 4: Design Your Budget. ... 
Step 5: Put Your Plan into Action. ... 
Step 6: Seasonal Expenses. ... 
Step 7: Look Ahead.