Question: can you contribute to an ira if you have an employer 401k?
Answer: If you participate in an employer's retirement plan, such as a 401(k), and your adjusted gross income (AGI) is equal to or less than the number in the first column for your tax filing status, you are able to make and deduct a traditional IRA contribution up to the 2018 maximum of $5,500, or $6,500 if you're 50 or older ...