Question: can i contribute to a roth ira if i have a sep ira?
Answer: As long as you're eligible to invest in either one, no rule states you can't open both a Roth IRA and a SEP IRA. You can even invest in both as well as a 401(k). ... And if you make too much money to open a Roth IRA, keep in mind that SEP IRA contributions reduce your taxable income.