Question: rmd when turning 70 1/2?
Answer: If you turned age 70 ½ prior to January 1, 2020, your RMDs are based on age 70 ½, not age 72. ... Due to changes made by the SECURE Act, if your 70th birthday is July 1, 2019 or later, you do not have to take withdrawals until you reach age 72. Roth IRAs do not require withdrawals until after the death of the owner.