Question: what is apbs ioc ref?
Answer: It's a Payment based on Aadhaar Number issued by UIDAI. APBS system used by Government Department for transfer of subsidies. ... It's a Payment based on Aadhaar Number issued by UIDAI. APBS system used by Government Department for transfer of subsidies. APBS/IOC is refund for your LPG - IOCL (Indane).