Question: how much money should you have saved up before you have a kid?
Answer: Nursing + Formula: $1,000-$2,500 That adds up to about $1,820 over one year. After you introduce food, around the six-month mark, you will need to add an average of $3-$4 per day to that, given that a jar of baby food costs about a dollar — adding up to an additional $1,095 or more.