Question: what is the max i can contribute to my 401k and roth ira?
Answer: Roth IRA Contribution Limits Married couples filing jointly can make a reduced contribution at $196,000, and the ability to have a Roth IRA disappears once a couple's income reaches $206,000. Individuals who make more than the phase-out limits can't have both a 401(k) and a Roth IRA—only a 401(k).