Question: is nondeductible ira worth it?
Answer: Savers can put away up to $5,500 this year in a traditional IRA, plus $1,000 if they're 50 and over. ... If your income places you above the threshold for the deduction — or if you earn too much to make a Roth contribution for 2018 — a nondeductible IRA contribution with after-tax money may be worth considering.