Question: what does it take to get an fha loan?
Answer: Have verifiable income. ... , Be able to afford the housing payment AND any existing debt. ... , Save at least a 3.5 percent down payment. ... , Have an established credit history. ... , Have a FICO score of at least 580-640. ... , Purchase a home that does not exceed FHA loan limits. ... , Apply for the correct type of FHA loan.