Question: are 4wd more expensive to insure?
Answer: Cost: Opting for 4WD or AWD can add $2,000 or $3,000 to the cost of an SUV, according to AutoTrader. Car insurance might also be more expensive, especially if you are off-road driving. Not only that, but these systems add weight to a vehicle, reduce the gas mileage and result in more expensive repairs and maintenance.