Question: 20 smart things to do in your 20s?
Answer: Pay off student debt. ... 
Enroll in your company's 401(k) plan. ... 
Contribute to a Roth IRA. ... 
Create a budget and monitor your cash flow. ... 
Establish savings goals and start setting aside money. ... 
Get the insurance you need. ... 
Create an emergency fund. ... 
Buy a used car.