Question: do i have to take a required minimum distribution?
Answer: When must I receive my required minimum distribution from my IRA? You must take your first required minimum distribution for the year in which you turn age 72 (70 ½ if you reach 70 ½ before January 1, 2020). ... If you reach 70½ in 2020, you have to take your first RMD by April 1 of the year after you reach the age of 72.