Question: can i get a home equity line of credit if i have a second mortgage?
Answer: When to Use a HELOC You should note that a home equity line of credit (HELOC) is actually a type of second mortgage. ... You can access the money as you need it, much as you would access a line of credit on a credit card. Some HELOCs even come with linked debit cards so that it is easy to access your line of credit.