Question: can i get a home equity loan with a high debt to income ratio?
Answer: Check your debt-to-income ratio Many borrowers can get a home equity loan or HELOC even with bad credit. ... But if you shop around, you can find lenders that allow higher DTIs (higher debt). It's a balancing act between your credit score and your DTI. If you have a high DTI, it helps to have a higher credit score.