Question: are 401ks better than iras?
Answer: With an IRA, you'll have access to many more investments. With a 401(k), the maximum annual contribution is much bigger than an IRA. ... If your employer offers a 401(k) with a company match: Put enough money in your 401(k) to get the maximum match. That match may offer a 100% return on your money, depending on the 401(k).