Question: what questions are asked when applying for long term care insurance?
Answer: What is the elimination period? ... 
Is the elimination period based on consecutive days or can these days be accumulated over time?
What is the maximum payout of the policy? ... 
Does the payout cover only out-of-home care, or in-home care, too? ... 
What types of care are included and excluded? ... 
How long does the coverage last?