Question: are canadian rrsps taxable in the us?
Answer: Deferred Income in RRSPs The IRS considers income that accrues in RRSPs to be subject to U.S. income taxation even if it has not been distributed. However, a U.S. citizen or Canadian citizen who is resident in the U.S. can elect to defer income until it is distributed, using IRS form 8891 to make the election.