thegoodfellas/blogset-br huggingface dataset:
people only want to guard their particular resources, and anybody that shows a risky proposition for these individuals will be forced to pay larger monthly premiums, no matter their particular sex. Regrettably for males, this indicates that they will need to carry the brunt associated with their own gender's inclination to get involved with expensive incidents.
If you are looking for inexpensive auto insurance, then the first place you should look is online. You could potentially spend hours and hours on the phone with an insurance agent, but by doing your shopping online, you can get prices within minutes.Although you may be tempted to go to one of those state minimum insurance companies, they will not save you money. You can almost always get much higher coverage for a lower price by shopping online. You will also find that there are some traditional insurance companies that will also give you a decent price even if you have a past bankruptcy or a bad credit history. For people who have been paying a fortune for years for something they did in their past, this is great news indeed.In order to get inexpensive auto insurance, you need to fully understand the key factors in what goes into coming up with your rate. First of all, there is your driving record. The best you can do is to keep your nose clean, go to traffic school if you can, and take a defensive driving course. If you have past DUIs or DWIs, then you will obviously pay the price for those.But, also keep in mind that your choice of vehicle can affect your insurance premium. A soft-top can cost you extra, a European made car (that is expensive to fix) can cost extra, and certain Japanese models (that are commonly stolen) can cost you extra. So, before you buy your next car, check online to see which makes and models are inexpensive to insure.You can find inexpensive auto insurance online by going to an online broker who will give you prices from multiple companies, most of which should be considerably lower than what you are already paying. Getting your first car is one of the things you never forget, and making sure you can afford to put it, and keep it on the road is something that you need to consider before taking ownership of that great vehicle. Youre going to love that car, so protect it too!It is the wise car owner who takes some time to do some research and find the most inexpensive auto insurance quotes they can BEFORE they make that all important car purchase. Getting auto insurance quotes is easy, it takes only a short time and they are free. When choosing the car of your dreams, take your time whilst selecting the best insurance, make sure you get the right policy at the best price. So what is the best way to find discount auto insurance?The internet is the preferred choice when searching for auto insurance discounters. A quick search for a phrase like inexpensive car insurance will get you to the best comparison sites quickly. There are many companies in the market, offering you the best quotes from the top auto insurance companies and providers. Take some notes as you get prices, then head to the next site and do some more comparisons. They will email you all the details and you can then
compare policies and costs.The next step is to do some comparisons between all the top companies and try to work out which ones suit your personal needs. Take a good hard look at the detail before you compare their rates. What do they really offer. Remember that some may be cheap for good reason, too many restrictions and rules that may make their policy unsuitable. Some companies offer some really good discounts and special promotions at various times.Some overcharge routinely, others try to get your custom by keeping their rates low. Auto insurance is a peculiar beast, and keeping abreast of what the companies offer will make sure that you are wiser and more able to get a deal. You need to know whether your money is being put to good use and properly protecting your dream car, and you. Whatever vehicle you have, you will want the auto insurance to look after it, and leave you to do the polishing and customising.Regarding making a cheap insurance short-list, here are a few good tips. Choose the top 3-4 companies and get all the quote details to hand. Give them a ring in turn and explain exactly what you need in terms of insurance coverage for you and your baby.Tell them how much you are prepared to spend. Getting inexpensive auto insurance is the goal here so you need to be astute in your thinking.Once all the offers are in, you need to choose the best one for your needs. Make sure that you ask all the questions you need to and then, once you are happy, finalise the offer. It is essential to make sure that you are totally happy with everything before you pay out or sign any agreements. Make sure there wont be any shocks or surprises when you get your policy documentation.Insurance is a good investment to protect your motor vehicle, so try not to choose solely based on cost. To get the best auto insurance for your car, you MUST ensure you dont miss out important details when you get your quotes or sign up.The steps to get a good car insurance quote are simple, just follow them and save money. IF you follow this basic advice, as you get wiser you will be able to narrow down your research and know what questions to ask. Some of you may think, that all sounds great, but how do we actually put this into practice?Most companies are fair and trustworthy, and will do their best to help you and look after your needs. Most auto insurance discounters have very good insurance agents, and can get great auto quotes from all over the USA. Inexpensive auto insurance info is free and easy to find.
Living in Michigan makes driving different then any other state. The road conditions vary day to day, making driving here and there challenging at times. There are things that you can do to make your drive much safer.One thing that has changed over the past 10 years is technology. Everyone owns a cell phone now days and it seems like everyone is on it while they are driving. The best cure for this is to put the phone up and dont talk on it while you are driving. It is extremely distracting and takes your alertness and focus away from the road. If you insist on using the cell phone while driving, then at least use a headset and dont dial people while you are driving. Pull over and dial the person so you arent trying to push the buttons and cruise 70 mph down the highway.The second thing is to stop tailgating people. Following 3-5 seconds behind the vehicle in front of you can eliminate most of those bad accidents due to not being able to stop in time. If you think about it the view is much nicer when your driving a couple hundred feet back from the vehicle in front of you. I personally can afford to get to my destination 5 seconds later if it keeps me safer.People that break these rules cause thousands of accidents every year in Michigan. They are simple habits to change and can save millions of dollars in insurance claims in Michigan alone. I get claims quite frequently due to either talking on the phone, or unable to stop and rear ending the car in front of them. It really is a simple thing to change in your driving habits. The benefits include less accidents, a nicer looking car with less stone chips, lower insurance premiums due to less claims, etc... Follow these two driving tips for a month and it will become part of your daily Michigan driving routine. Good luck! While your visiting our site you might as well compare. Finding the right Michigan auto insurance online quote might seem like a daunting task. The best thing to do is not wait untill a day before your renewal to get Michigan Auto Insurance Comparisons, and if you are losing sleep over this, than you need to take care of this sooner than later. You need to make sure you choose the right online quoting source to get cheap Michigan auto insurance. Finding the right Michigan Insurance company to help you get your car protected from not only the elements but also accidents, shouldnt be so difficult. Its quite simple if you get online Michigan quotes with Averson Insurance Agency.The right Michigan auto insurance online quote exists for everyone. However, each quote is different depending on the person and lots of other variables. You could try to get a bigger company to understand your plight, but then your just a number. If you are looking for inexpensive auto insurance, then the first place you should look is online. You could potentially spend
hours and hours on the phone with an insurance agent, but by doing your shopping online, you can get prices within minutes.Although you may be tempted to go to one of those state minimum insurance companies, they will not save you money. You can almost always get much higher coverage for a lower price by shopping online. You will also find that there are some traditional insurance companies that will also give you a decent price even if you have a past bankruptcy or a bad credit history. For people who have been paying a fortune for years for something they did in their past, this is great news indeed.In order to get inexpensive auto insurance, you need to fully understand the key factors in what goes into coming up with your rate. First of all, there is your driving record. The best you can do is to keep your nose clean, go to traffic school if you can, and take a defensive driving course. If you have past DUIs or DWIs, then you will obviously pay the price for those.But, also keep in mind that your choice of vehicle can affect your insurance premium. A soft-top can cost you extra, a European made car (that is expensive to fix) can cost extra, and certain Japanese models (that are commonly stolen) can cost you extra. So, before you buy your next car, check online to see which makes and models are inexpensive to insure.You can find inexpensive auto insurance online by going to an online broker who will give you prices from multiple companies, most of which should be considerably lower than what you are already paying.
You probably have insurance on your vehicle because it is the law in your state, and if you want to drive your car then you should have auto insurance. But, you may not have thought about what could happen when you get into an auto accident in Georgia or anywhere else in the U.S. You most likely will be hearing from the other driver's insurance company after the collision.Never let yourself believe that an insurance company has your best interests in mind. Insurance companies are in business to make money. You may have sustained injuries and need money to pay for your medical bills, lost wages due to time away from work, and more. An insurance adjustor's job is to keep the payout to you as low as possible, not out of cruelty, but out of company profit.Insurance adjustors deploy tactics that allow them lessen your accident claim. Three tactics to be aware of include:- Recorded statements: Insurance adjustors love to talk to you immediately after a car accident, as they know some of your injuries may not have presented themselves yet. Let's say, one day following the accident, only your neck hurts; however, you later realize after the adrenaline has left your body that your back and knee hurt as well. If they have a recorded statement from you stating that you only have neck injuries, it could hurt your case down the line.- Medical authorization forms: Insurance companies may tell you that you need to sign a medical waiver so they can access your current medical records regarding the injuries you sustained from this accident. However, what they won't tell you is that if you sign that form, they can access all of your past medical records. This may damage your claim because if you sustained a back injury a few years ago, the insurance company might be able to lessen the value of your settlement by claiming that you have a preexisting condition.- Delay: Insurance company adjustors know that if you are seriously injured, you most likely will have medical bills and household bills piling up that you cannot afford to pay. They will most likely stall the process and keep low-balling you, hoping that you will finally accept a low offer because you need to start paying some of your bills.There are many tactics that insurance companies use, such as befriending you and spying on you, and they may even go as far as telling you not to hire an attorney. They understand that a knowledgeable Atlanta personal injury attorney will be able to get you a greater settlement, taking money out of their pockets.Article Source: http://EzineArticles.com/6078624 If youre one of the many Americans looking for good full coverage auto insurance to protect yourself and your family, you might have noticed that there are hundreds of options. Many people get confused and give up without ever finding a good price for the insurance they need. But dont give up! It can really pay off to spend some time looking at different companies and getting lots of quotes. Before
you can get the perfect plan to suit your needs, youll have to learn the basics of auto insurance in the US. Plus, youll probably need to read a bit about how to get cheaper rates. Auto insurance can be confusing, but you dont have to suffer with high premiums.What Does Full Coverage Mean?By the time you finish this short article, you should be ready to go get quotes on auto insurance, whether full coverage, liability, or some other type of policy. But what is meant by full coverage auto insurance? Full coverage simply means that the policy covers your costs in every way the company offers insurance for. For example, while not all insurance policies cover medical costs beyond a state minimum requirement, a full coverage policy will cover doctor bills, hospital stays, rehabilitation due to injury sustained in an accident, and other medical costs. These benefits might also extend to passengers in your car depending on the policy. This can be a real benefit since everybody know that medical costs are sky high these days.Of course, a comprehensive, full coverage policy also covers liability. That means that when an accident is your fault, the insurance company will pay for damages to other parties vehicle or property. All states in the US require some minimum amount of liability coverage, but its always a good idea to have as much as you can pay for. When an accident occurs, you never know who will ultimately be deemed responsible. If its you, you need to be able to compensate others without going bankrupt.On Lowering Your PremiumNow how about the premium? Full coverage car insurance costs more than the minimum coverage policies, but thats no surprise. The actual cost you pay will depend on many factors including your age, gender, and where you live. What type of car you drive also plays a role in determining your insurance rate. If your car is older or not worth much, you might want to reconsider paying for collision coverage, since it doesnt make any sense to pay more than the value of the vehicle for repairs. However, you always want good liability and personal injury coverage.The number one way to lower your insurance rates is to compare quotes from several different insurance companies. Your rate will differ from company to company, so dont just get a handful of quotes, get ten or twenty. You never know there may be one company willing to offer you the same full coverage auto insurance at a much lower rate. Since its so easy to get quotes online these days, it really pays to get as many as you can.
Au PairNo momento da inscricao, as interessadas pagam uma taxa de 35 euros (R$ 80) e quando uma familia compativel e encontrada, outros 250 euros (R$ 575).Responsabilidade x energiaA gerente da Granny Au Pair, Corinna Von Valtier, acredita que as 'avos' tem grandes vantagens na comparacao com as adolescentes."Elas sao mais responsaveis, tem experiencia de vida, ja criaram filhos e cuidaram de uma casa. Ja as mais jovens estao interessadas em namorados e festas."Rita Charalampiev admite que talvez as mulheres mais maduras nao tenham tanta energia, mas acha que elas nao tem dificuldades em fazer o trabalho de au pair por seis meses ou um ano.Hansen lembra, no entanto, que os dois lados devem ter tolerancia. Segundo ela, a au pair precisa ser tratada com respeito, mas nao pode querer ensinar a familia como criar seus filhos.Mesmo com possiveis conflitos no caminho, o numero de mulheres maduras interessadas em viver a experiencia vem crescendo nos ultimos meses.Von Valtier diz que esta ocupada montando uma base de dados com as informacoes das candidatas a au pair, que agora ja nao sao mais apenas alemas. Mulheres espanholas, italianas, britanicas e ate brasileiras ja procuraram a Granny Au Pair em busca de uma oportunidade de passar algum tempo em outro pais.Fonte - http://www.bbc.co.uk/portuguese/noticias/2011/08/110810_grannyaupair
fundamental fazer um contrato de trabalho. No documento deve estar tudo o que o empregado fara na residencia. O que nao estiver na lista sera considerado acumulo de funcao.Se o patrao colocou uma funcao abrangente na carteira de trabalho, o trabalhador tem que entender que esta fazendo um servico abrangente"Gilson Freire da Silva, advogadoOutra dica de Silva, que ajuda a garantir os direitos do empregado domestico, e pedir que o patrao coloque a funcao combinada na carteira de trabalho. Segundo ele, se a pessoa e contratada para ser baba, por exemplo, e preciso que isso esteja claro no documento. Caso o funcionario faca qualquer tarefa que fuja ao estabelecido, ele pode acionar a Justica.Contudo, o funcionario deve ficar atento ao registro. O advogado explica que se a pessoa for contratada para passar roupas, por exemplo, e o patrao o registra de forma generica, como servicos gerais ou simplesmente empregada domestica, o trabalhador tera que fazer outras tarefas que fujam ao combinado sem reclamar. Isto porque, de acordo com Silva, o registro dessa forma engloba varias funcoes. Se o patrao colocou uma funcao abrangente na carteira de trabalho, o trabalhador tem que entender que esta fazendo um servico abrangente, explica.De acordo com o advogado, as obrigacoes de cada tipo de empregado domestico foram estabelecidas culturalmente. Dessa forma, por mais que uma baba e uma faxineira, por exemplo, sejam domesticas, fica claro que a primeira cuida exclusivamente de criancas e a segunda, da limpeza.saiba mais 'Hoje, nao erro', diz corretora que testa domesticas antes de contratar em MSExiste uma natureza da funcao, seus usos e costumes. Se voce contrata uma baba, lavar roupas e lavar pratos ja estariam fora do estabelecido, diz.DiaristaOs patroes tambem devem estar atentos ao solicitarem os servicos de diaristas. Se essas profissionais passarem a fazer limpeza com certa frequencia, pode ser caracterizado vinculo empregaticio.Se a pessoa prestar servicos na casa de uma familia ate duas vezes por semana, continuam sendo diaristas. Com mais frequencia, a partir de tres vezes por semana, o funcionario pode ser considerado fixo.Considera-se vinculo empregaticio qualquer trabalho nao eventual. Nao pode haver dependencia economica [com o patrao] ou exclusividade, afirma o advogado trabalhista.E por isso que, segundo ele, a Justica entende que contratar uma diarista mais de tres vezes em uma mesma semana, independentemente se for em dias aleatorios, a profissional sera considerada uma funcionaria e tera os mesmos direitos que uma empregada domestica contratada a longo prazo. Se a pessoa prestar servicos duas vezes na semana, ja seria servico eventual, completa.Fonte -http://g1.globo.com/mato-grosso-do-sul/noticia/2011/08/advogado-orienta-como-evitar-problemas-ao-contratar-domesticas.html
se os direitos forem ampliados, nao seria demitida. E acha que a categoria seria pouco afetada.- Seria otimo ter mais direitos, pois a vida da empregada domestica pode ter momentos dificeis. Acho que os meus nao me negariam esses direitos.A presidente do Sindicato das Empregadas Domesticas do Rio, Carli Maria dos Santos, comemora a recomendacao da OIT. E diz que os impactos negativos devem ser minimos:- A lei da carteira assinada existe desde 1973 e ate hoje muita gente a descumpre. Dar igualdade as empregadas seria uma vitoria, ja tardia, da categoria que certamente nao traria prejuizos a sociedade.Segundo Artur Henrique, nem todas as convencoes da OIT, mesmo as ratificadas pelo Brasil, sao seguidas. Uma delas e a resolucao 158, que dificulta a demissao imotivada. A resolucao foi aprovada pela OIT em 1982, em 1996 chegou a ser ratificada pelo governo brasileiro, que voltou atras por pressao do empresariado nacional. Fonte - Autor(es): agencia o globo:Luiza Dame, Luiza Xavier, Fabiana Ribeiro O Globo - 17/06/2011
jovens de 18 a 24 anos empregadas no setor caiu pela metade entre 1999 e 2009, passando de 21,7% para 11,1%. Ja as mulheres de 30 a 44 anos passaram a representar 42,5% das trabalhadoras do setor, contra 37% em 1999. Estamos vendo um envelhecimento da categoria. As mais jovens, em funcao do aumento da escolaridade, vao se deslocar para outras ocupacoes, diz Luana Pinheiro, pesquisadora do Ipea.O trabalho domestico e um trabalho precario, de baixa qualidade. Se a pessoa tem a possibilidade de se ocupar em outros lugares com a sua qualificacao, e evidente que vai optar por isso.Renato Meirelles, socio-diretor do Data Popular - instituto de pesquisas e consultoria em Sao Paulo - diz que a categoria perde trabalhadoras de duas formas: ha tanto as domesticas que conseguem migrar para outras carreiras apos alguns anos na profissao quanto pessoas que, pelo perfil socio-economico, seriam historicamente levadas ao trabalho domestico, mas que ja entram no mercado de trabalho por outros caminhos.A historia da carioca Barbara Jose Antunes Baptista, de 24 anos, e um exemplo bem-sucedido dessa mudanca de rumo. O investimento da mae, que trabalhou como domestica ate falecer em 2005, na educacao da filha rendeu frutos. Formada em biotecnologia, a jovem faz hoje mestrado em imunologia na UFRJ (Universidade Federal do Rio de Janeiro).- Eu nao segui a profissao da minha mae, mas isso porque ela me deu muito apoio e uma direcao para que eu buscasse uma profissao que pudesse me dar um retorno melhor na vida, e melhores condicoes financeiras.A nova geracao foge do emprego domestico, reitera Meirelles. Nao e pelo salario, e pela perspectiva de crescimento. Com o emprego formal, podem ate ganhar menos quando se conta na ponta do lapis, mas passam a ter beneficios, a seguranca da carteira assinada e, principalmente, perspectiva de crescimento profissional.Para ele, a mudanca se da, sobretudo, pela democratizacao do ensino. Entre 2002 e 2011, a pesquisa do Data Popular mostra que a proporcao de trabalhadoras com ensino medio completo quase dobrou (passando de 12,7% para 23,3%).- Com uma renda maior, elas estao investindo em educacao, e ao investir em educacao elas deixam de ser domesticas.A renda da categoria teve aumento acima da media entre 2002 e 2011. Enquanto o brasileiro medio teve aumento de 25% no periodo, no caso das domesticas, o incremento foi de 43,5%. A categoria movimenta hoje R$ 43 bilhoes com o dinheiro do proprio salario, um salto de 66% em relacao a 2002 (quando a renda somava R$ 25,9 bilhoes).A educacao foi o caminho da carioca Leila Ramos Barbosa para deixar o servico domestico em busca de ascensao profissional.Filha de uma familia destrocada apos o abandono da mae e o alcoolismo do pai na infancia, em Belford Roxo, na Baixada Fluminense, ela comecou a trabalhar como empregada domestica aos 13 anos. Depois de ja ter sobrevivido de restos de feira livre catados nas ruas e rejeitado a escolha de amigas da adolescencia que seguiram o caminho da prostituicao, Leila voltou para a escola aos 17 anos para completar o ensino fundamental e medio. Hoje e tecnica