I was Reported to CRB, Five Years On I’m Free Records Deleted
Published: 2022-11-17 10:05:12


It's been five years since Tala reported me to CRB despite paying them back in full, thank God I got a message this morning from CRB informing me that my information has been cleared. It was the happiest moment this morning.

Hey, before you judge me please hear my side of the story first.

Five years ago I was a student at JKUAT in my second year of study. As you know life is not easy there for comrades, it's even tougher if you're depending on your parents for everything. But that was me, I was also trying to find ways to make money online. So I met this guy who told me that I could create a blog and start creating content and that could make me money easily and fast.

So I did some research on how to do this, and I quickly found out that it wasn’t free to start a blog as I was led to believe unlike in Opera News. You have to pay for hosting, the domain name, and even for advertisement and SEO stuff.

I got confused, I did not know what to do, I checked around on where I could get money online for free but I found none. So one day I decided that I was going to lie to my Dad to send me some cash for a school project and tour, but I realized this wasn't a good idea. I later lied to get the money anyway but I’ll come to that later.

After some time, I was almost giving up, I went to that buddy of mine who introduced me to the blogging stuff and I asked how he did it but, he didn't have the answer, unfortunately. This made me even more confused.

Angry and ready to drop it all until I have enough money, he reached out and told me that if I needed that cash so bad, I should try out Tala. He gave me some details, he told me how easy it was to get accepted and how you could grow.

I didn’t hesitate to download the app and install it. The app was easy to set up and use, just some details and there you go I got a message on my phone I had received 500/=.

I was so happy but I was to pay it back in two weeks that was not a problem, because by then I was going to get some cash from home.

My experience was good despite the interests, I was satisfied I was able to buy the domain and host my first website. Which was called LinkSpot Hub. Little did I know that this was not going to get me the cash as fast as I had projected. I missed the repayment time and that was it.

Missed repayment time, I tried to talk to them but they didn't listen, the worse part was that I was so broke and my Dad had been fired so it was even hard at home too.

After a while, I finally paid them back in full but it was too late they had already reported me to the CRB guys. I tried to talk to them to remove me since they are the ones who put me there in the first place. I didn’t hear from them again they blacklisted me. I was not able to borrow from them again.

Just in case you’re wondering where I got the cash, I lied to my Dad. One of the shellfish things I ever did to him when he didn’t even have a job. I don’t want to go further, I did this because I was desperate, I heard being reported to CRB was shameful and reduces your credit score to zero, and I didn’t want that.

Five years later, I got a message that I was cleared from CRB I was so happy. I did not want to pay to clear myself from CRB because I felt it was very unfair for them to have done that to me.

Is it unfair for them to drop you to CRB soon as you miss repayment time? Let me know in the comment sections below.

Hey thank you for your time before you go please check my latest [memes](url) on Yaahpy, I hope you found this useful, please share it with your homies. Otherwise, have a good one peace ✌️.