Gemini Credit Card Review
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Published: 2022-09-12 21:39:12

The adoption of crypto is at a high rate as people are getting to know about the various opportunities that come along with the crypto space.

Many crypto companies are bringing credit cards to the crypto industry just like how credit cards are widespread in traditional finance. More particularly in this short piece, we shall examine the [Gemini credit card](https://cryptocards.reviews/gemini-credit-card-review/) and how it works.

## Overview
Gemini is one of the popular crypto exchanges that grant their customers crypto credit cards.
The crypto exchange was founded by Cameron and Tyler Winklevoss in 2014 and remains one of the best crypto trading platforms that beginners and intermediates can use without any difficulty.

Gemini offers customers a simple, secure way to buy and sell crypto. It is one of the leading crypto exchanges to offer physical credit to their customers and give them a 3% reward in crypto for any purchases related to dining. 

Users can redeem their rewards from over 60 cryptocurrencies.

## Features of Gemini Credit Card

1. **No Yearly Fee**
Unlike many traditional banks that require a yearly renewal of credit cards, Gemini credit card has no yearly fee for renewal. It is free for their customers to use.
Users are few from making any renewal fees, this unique feature made a lot of crypto card users prefer Gemini credit card.

2. **No Foreign Transaction Fee**
Many traditional banks usually charge fees for any international transaction.
Gemini makes the life of their customers who like to travel from one country to another by offering no foreign transaction fee to those who use the credit card.

3. **Availability to Choose any Crypto of your choice for reward**
Users have the option to choose any crypto in which they want their reward to appear.

4. **You can earn a 3% reward in crypto**
Users can earn a 3% reward whenever they made any purchases related to restaurants, 2% earn if they made any purchases rated to groceries, and 1% on any other things.
Rewards are instant a successful transaction.

5. **A real credit card**
Many crypto companies only offer virtual credit cards but Gemini brought the innovation of physical credit cards to the crypto industry.
The users can have a tangible card to hold, this unique feature has made a lot of people like Gemini credit card.

**Pros**

- Gemini is a law-abiding crypto exchange. 
- You can earn a yield on the reward that you deposit to Gemini.
- It offers a physical card.
- It helps US residents to purchase things in any part of the world.
- It offers crypto as a reward.

**Cons** 

- The few is too high, it only pays for holders.
- Linking bank accounts is sometimes difficult.
- The app is too slow.
- The exchange is only available for US residents.
- The cashback rate is very low just 1%
- The 3% cashback is only available for groceries.

## Conclusion
 
[Gemini credit card](https://cryptocards.reviews/gemini-credit-card-review/) is one of the best crypto credit cards available in the industry.
Offering a physical credit card makes the Gemini card an outstanding one and also Gemini has been a crypto exchange that has a good reputation of being a law-abiding exchange.

However, its major limitation is that only people in the US can use it.