sudhanshusinghaiml
commited on
Commit
•
8041d9d
1
Parent(s):
4d01f28
Upload 3 files
Browse files- test_data.csv +280 -0
- training_data.csv +0 -0
- validation_data.csv +540 -0
test_data.csv
ADDED
@@ -0,0 +1,280 @@
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1 |
+
Text,Summary
|
2 |
+
"The best way to study martian rocks and soil would be to do it on Earth. While spacecraft-mounted instruments—such as the Curiosity rover's ChemCam that vaporizes surface material with a laser and then uses a spectrometer to determine the chemical composition—are invaluable to planetary scientists, they are no replacement for a sample in the lab. The amount of compositional and absolute age data that scientists can obtain with a laboratory full of state-of-the-art equipment and chemicals to test sample materials is unparalleled, as evidenced by research conducted on meteorites (including from Mars) and Apollo moon samples.
|
3 |
+
|
4 |
+
|
5 |
+
|
6 |
+
To continue this work, scientists need a pristine sample of martian rock and soil, which would help build a Rosetta Stone to unlock the history of the solar system. The potential knowledge to be obtained from such a sample ranges from the formation of Mars to the nature of the planet's ancient surface waters to possible habitability in the red planet's past, and in turn, perhaps the secret to the origin of life on Earth.
|
7 |
+
|
8 |
+
With so much to gain, both NASA and the Chinese national space agency are designing missions to retrieve a sample from Mars before the end of the 2020s. The missions are ambitious, incomplete, and reliant on yet-to-be developed technologies. They both start, however, with flights to Mars in 2020.
|
9 |
+
|
10 |
+
Scouting the Red Planet
|
11 |
+
|
12 |
+
Self-portrait of NASA’s Curiosity rover, taken at Namib Dune on January 19, 2016. NASA/JPL-Caltech/MSSS
|
13 |
+
|
14 |
+
Both American and Chinese Mars sample-return ambitions require preliminary missions to scout the planet and locate the best place to drill into the rock and core out a sample. NASA plans to do this with the Mars 2020 rover, slated to launch on an Atlas V rocket in July of that year and land on Mars in February 2021. The Chinese National Space Science Center (NSSC), meanwhile, is planning an orbiter, as well as a lander that will deploy a small rover, known as the Mars Global Remote Sensing Orbiter and Small Rover, to launch on a Long March 5 rocket in July or August of 2020.
|
15 |
+
|
16 |
+
|
17 |
+
|
18 |
+
Both start with flights to Mars in 2020.
|
19 |
+
|
20 |
+
NASA's Mars 2020, a car-sized twin to the Curiosity rover with an upgraded instrument suite, will not only locate the best places to collect a sample, but will also core the sample into a receptacle tube and deposit it on the surface to be picked up by a later mission. The Mars 2020 team is still considering three possible landing sites: Columbia Hills in Gusev Crater, a mineral-rich region near the Spirit rover's old exploration site; Jezero Crater, where surface water is thought to have flooded and receded at least twice in the past; and NE Syrtis, an area once characterized by volcanic activity and hot spring flows.
|
21 |
+
|
22 |
+
The Mars 2020 team will continue to analyze surface composition data from orbiters such as the Mars Reconnaissance Orbiter (MRO) to ultimately select one of these sites based on mineralogy and the potential for habitability. Once Mars 2020 arrives, however, where to sample will be determined on the fly.
|
23 |
+
|
24 |
+
""We'll be exploration driven once we get on the surface, so we'll have to make decisions,"" Katie Stack Morgan, deputy project scientist for Mars 2020, told Popular Mechanics during a visit to NASA's Jet Propulsion Laboratory in August. ""Okay, here's a rock outcrop, where would be the best place to sample? Or should we pass on this one and go to the next one?""
|
25 |
+
|
26 |
+
|
27 |
+
|
28 |
+
""That will be something we'll figure out on the surface.""
|
29 |
+
|
30 |
+
Once the rover has collected multiple samples in storage tubes, it will deposit the samples in a ""depot cache"" to be picked up by a yet-to-be-determined future mission. ""We will have a couple different, probably at least two, drop-off spots,"" says Morgan. As to what exactly Mars 2020 will sample, ""that will be something we'll figure out on the surface.""
|
31 |
+
|
32 |
+
Geological layers examined by NASA’s Curiosity rover on Mount Sharp, taken January 24, 2017. NASA/JPL-Caltech/MSSS
|
33 |
+
|
34 |
+
The NSSC's mission, on the other hand, will do most of the planet-scouting with China's first spacecraft to orbit Mars, or Huoxing in Chinese, meaning ""fire star."" Using data gathered from orbit, Chinese scientists plan to select a location for a follow-up sample return mission that could return to Earth before 2030.
|
35 |
+
|
36 |
+
|
37 |
+
|
38 |
+
According to Andrew Jones of the Planetary Society, who specializes in Chinese space program coverage, the current plan is to launch a large spacecraft that can carry out all phases of the mission, including atmospheric entry, descent and landing (EDL), sample collection, ascent from Mars, rendezvous in Mars orbit, and a flight back to Earth. Such a mission would require the super-heavy-lift Long March 9 rocket, which is to enter development in the near future, targeting a first flight in 2025.
|
39 |
+
|
40 |
+
Chinese Mars lander and rover concept. The country’s National Space Science Center hopes to launch the two spacecraft, as well as an accompanying orbiter, to Mars in 2020. Xinhua
|
41 |
+
|
42 |
+
The Chinese sample return mission has yet to receive formal approval, but national space officials and the NSSC's primary contractor, the China Aerospace Science and Technology Corporation (CASC), which is building the 2020 Mars spacecraft, have been discussing the mission publicly, according to Jones. In addition, China published a white paper in 2016 that discusses ""key technological research on the bringing back of samples from Mars.""
|
43 |
+
|
44 |
+
|
45 |
+
|
46 |
+
While the 2020 missions to Mars are approaching final preparations, aiming to launch in just over two years, the sample return missions to follow are still in early planning stages, and a number of questions about the missions have yet to be addressed. As 2020 looms, however, we could see the space agencies of the two global powers start to drill down exactly how they plan to bring home the most valuable scientific sample ever collected.
|
47 |
+
|
48 |
+
|
49 |
+
|
50 |
+
Fourth Rock from the Sun
|
51 |
+
|
52 |
+
ESA/MPS/Rosetta OSIRIS Team
|
53 |
+
|
54 |
+
The sample caches deposited by the Mars 2020 rover will be one of the most significant aspects of that mission, but NASA has yet to figure out how to pick them up. ""All options are on the table,"" says Morgan. ""One concept is a fetch rover.""
|
55 |
+
|
56 |
+
""The question we're going to have to ask is, how important is that sample return?""
|
57 |
+
|
58 |
+
Thomas Zurbuchen, head of NASA's Science Mission Directorate, discussed possibilities for fast tracking the sample return mission at a National Academies space studies board meeting in August. In the meeting, Zurbuchen proposed a mission to launch as soon as 2026 to send a multi-phase mission to collect the samples. A lander would touch down on Mars and deploy a fetch rover to collect the samples and return to deposit them in the lander. Alternatively, the Mars 2020 rover could deliver samples directly to the lander.
|
59 |
+
|
60 |
+
NASA concept of a Mars sample return mission. NASA/JPL
|
61 |
+
|
62 |
+
Once secured in the lander, a small rocket called the Mars Ascent Vehicle (MAV) would launch to carry the samples to a rendezvous with another spacecraft in Mars orbit. That orbiting craft would then return to Earth with the rocks from Mars, or possibly fly to an orbit in cislunar space between Earth and the moon to be picked up by a future lunar mission.
|
63 |
+
|
64 |
+
|
65 |
+
|
66 |
+
To expedite the Mars sample return mission, however, NASA would likely need to postpone a new Mars telecommunications and reconnaissance orbiter, already funded by Congress and currently planned for a 2022 launch. Postponing the launch of a new Mars communications relay satellite would require NASA to figure out how to use existing orbiters to continue support for surface missions, possibly by changing the orbit of the Mars Atmosphere and Volatile Evolution Mission (MAVEN) and repurposing that atmospheric science spacecraft to serve as a telecommunications link.
|
67 |
+
|
68 |
+
""At the end, the question we're going to have to ask is, how important is that sample return?"" Zurbuchen said. ""Do we want to tunnel-vision focus on that piece, because of the fact that we think it's so critical?""
|
69 |
+
|
70 |
+
While NASA's challenges establishing a sample return mission are largely logistical—deciding which method is best and figuring out how to fund the mission among a multitude of high-priority interplanetary missions—the NSSC's challenges are mostly technical. The global success rate for missions to Mars is only about 50 percent, and to date, just one institution has successfully landed on the red planet: NASA's Jet Propulsion Laboratory.
|
71 |
+
|
72 |
+
Overview of NASA’s proposed Mars sample return mission. NASA
|
73 |
+
|
74 |
+
China's first attempt to launch an orbiter to Mars, Yinghuo-1, was lost after the Russian spacecraft it was hitching a ride with failed to conduct two engine burns to fly to Mars. The two craft were stranded in Earth orbit in late 2011 and burned up in the atmosphere a couple months later.
|
75 |
+
|
76 |
+
While NASA's challenges are mostly logistical, China's are mostly technical.
|
77 |
+
|
78 |
+
However, China's series of successful lunar missions provides reason to believe the country could pull off its ambitious Mars mission in 2020. Chinese missions Chang'e 1 and Chang'e 2 successfully orbited the moon in 2007 and 2010, respectively. Chang'e 3 successfully landed on the moon and deployed a small rover called Yutu (Jade Rabbit) in 2013, similar to the lander/rover design China plans to send to Mars.
|
79 |
+
|
80 |
+
The Chang’e 3 lander photographed by the small Yutu rover that it deployed. A blurred reflection of the rover is visible in the reflective surface of the lander. Chinese Academy of Sciences
|
81 |
+
|
82 |
+
The Chinese space program's next big test will come in 2018, when the People's Republic plans to launch Chang'e 4 to land and deploy a rover on the far side of the moon, a feat that has yet to be accomplished by humanity. Putting a lander and rover on the far side of the moon will require a telecommunications relay satellite to launch to an orbit beyond the moon about six months prior. The Chang'e missions will culminate with 5 in late 2018 or early 2019, the first lunar sample return mission since the Soviet's Luna 24 in 1976.
|
83 |
+
|
84 |
+
Racing to Mars and Back
|
85 |
+
|
86 |
+
A Long March 5 rocket at Wenchang Spacecraft Launch Center in June 2017. 篁竹水声/Wikimedia
|
87 |
+
|
88 |
+
The completion of the Chang'e program will be a vital test for crucial technologies required for both the Chinese 2020 Mars mission and a Mars sample return mission to follow. However, the biggest question mark on the Chinese schedule to Mars sample return is certainly the Long March 9 rocket. A Chinese Long March 5 heavy-lift rocket failed after launch earlier this year, postponing the Chang'e 5 mission. The even larger, more powerful Long March 9, which is still in early planning phases, will undoubtedly present a significant challenge to the Chinese space program. Rockets of this size and power, such as NASA's Space Launch System (SLS), are notorious for running up against schedule delays and high cost overruns.
|
89 |
+
|
90 |
+
If China pushes ahead with plans for a Mars sample return mission to launch on one rocket, it will need the Long March 9. However, it seems possible that the country could pivot to a multi-phase mission using the Long March 5, similar to NASA's current sample return mission outline.
|
91 |
+
|
92 |
+
The technical, logistical and budgetary challenges for either country to pull off a Mars sample return mission before 2030 are significant and manifold. The first step for both is successfully launching a flagship mission to Mars in 2020.
|
93 |
+
|
94 |
+
Diagram of science instruments on NASA’s Mars 2020 rover. NASA
|
95 |
+
|
96 |
+
However, at the breakneck pace that China's space program has been advancing, with multiple space stations and lunar missions launched in the past decade, the wealthy and powerful nation is clearly committed to aggressively advancing space sciences. As for NASA, you have to wonder how long the agency's scientists will be able to bear having martian samples carefully drilled out and stored in a receptacle on the surface of the planet, just waiting to be picked up.
|
97 |
+
|
98 |
+
|
99 |
+
|
100 |
+
If the two nations are starting to feel pressure to beat one another in the race to return home with a tantalizing sample of red planet rock, good. Getting a sample of Mars material into the hands of laboratory scientists on Earth could lead to some of the most profound scientific discoveries in the history of humankind. It's time to kick Mars sample return into high gear and bring that red dirt home.
|
101 |
+
|
102 |
+
This content is created and maintained by a third party, and imported onto this page to help users provide their email addresses. You may be able to find more information about this and similar content at piano.io","NASA and China's national space agency are both aiming to retrieve samples from Mars for study on Earth by 2030. NASA's preliminary mission starts with the launch of its Mars 2020 rover, set to land in February 2021. The rover will core a sample, place it in a tube and leave it on the surface for collection by a later mission. Meanwhile, China's National Space Science Centre will scout the planet with its first spacecraft to orbit Mars. It will then use the data gathered from orbit to select a site for a follow-up sample return mission.
|
103 |
+
"
|
104 |
+
"The latest round of funding, led by Chicago-based Cultivian Sandbox Ventures, takes the total invested in Nuritas to date to around €25 million since the firms’ launch in 2014.
|
105 |
+
|
106 |
+
Emmet Browne, CEO of Nuritas told NutraIngredients the new funding will allow it scale the business and ‘grasp the huge opportunity’ that its unique platform has created.
|
107 |
+
|
108 |
+
“Predominantly we will use the funds to triple our workforce, progress our research and development and improve our rate of prediction,” said Browne – adding that it will allow the company to create the capacity “to deal with the huge levels of customer demand that is building up for what we do.”
|
109 |
+
|
110 |
+
Nuritas, founder and chief scientific officer Dr Nora Khaldi added that the investment will not only help it accelerate routes to market, explore new disease areas and grow its team, “but it will also push us even further in extracting the great potential of what our technology is capable of creating.”
|
111 |
+
|
112 |
+
Nick Rosa, managing director of Cultivian Sandbox and Co-founder of Sandbox Industries, which led the latest round of investment, said the company’s unique platform delivers ‘truly life-changing health benefits’
|
113 |
+
|
114 |
+
“We are very pleased to be involved in its growth – it’s a brilliant team and such an exciting technology,” he said. “We expect Nuritas to quickly emerge as one of the most innovative companies in the world, effecting real change.”
|
115 |
+
|
116 |
+
‘Huge opportunity’
|
117 |
+
|
118 |
+
Nuritas’ platform combines DNA analysis and artificial intelligence (AI) to predict, unlock, and validate peptides from natural sources. The Irish firm have grown rapidly and gained much attention in recent years, with a list of awards and big-name backers – with initial seed investments from Singapore-based New Protein Capital (NPC) and Silicon Valley investor Ali Partovi and further funding coming from Irish rock legends Bono and The Edge in December 2016.
|
119 |
+
|
120 |
+
Headed-up by ex-Nestlé regional president Emmet Browne, Nuritas was recently given a €3 million EU grant to continue working on an unnamed peptide said to be 'a major breakthrough' for diabetes prevention, and has entered into collaboration with international ingredients giant BASF for the discovery and commercialisation of functional peptides.
|
121 |
+
|
122 |
+
“In an effort to expand our health solutions, we searched the globe trying to find such an innovative discovery technology and we eventually found it with Nuritas,” commented Michael De Marco, Global Head, Research & Development Human Nutrition and Pharma Solutions, BASF SE.
|
123 |
+
|
124 |
+
Looking to 2018 … and beyond
|
125 |
+
|
126 |
+
The partnership between Nuritas and BASF will see its first commercial launch in 2018 as a new anti-inflammatory ingredient is launched into the US market. Nuritas CEO Browne said the launch of the anti-inflammatory ingredient will be ‘pivotal’ for the firm in the next year.
|
127 |
+
|
128 |
+
“What is so exciting is that the inflammation ingredient launching in the U.S. next year is actually the first healthcare ingredient that has been fully discovered through the use of Artificial intelligence,” added Khaldi.
|
129 |
+
|
130 |
+
Meanwhile, BASF’s De Marco said the launch of the ingredient into the US market ‘is only the beginning’.
|
131 |
+
|
132 |
+
“Our collaboration is progressing and on track to yield more groundbreaking products in the future.”
|
133 |
+
|
134 |
+
Another key area of focus for Nuritas is diabetes. According to the International Diabetes Federation, an estimated 352 million individuals globally are living with pre-diabetes which is considered an early warning sign for the condition.
|
135 |
+
|
136 |
+
“Bioactive peptides are known to play a role in managing diabetes and many other areas, but the current methods of identifying those that may work is time-consuming, inefficient and expensive,” said Browne – noting that when compared to traditional discovery methods, the Nuritas platform has been shown to identify peptides ten times faster and 500 times more accurately while significantly reducing costs.
|
137 |
+
|
138 |
+
“Our artificial intelligence platform has already disrupted this antiquated process by targeting, predicting and unlocking peptides that can positively impact in conditions like pre-diabetes while reducing the cost and time needed to find them,” he said.
|
139 |
+
|
140 |
+
Commenting on the possibility of further investment and financing rounds, the CEO told NutraIngredients that Nuritas will continue to grow and expand, but that the ‘huge’ round of investment that has just closed will provide a good runway to operate from.
|
141 |
+
|
142 |
+
“We are now focussed firmly on using it to maximise the many opportunities before us,” he said.
|
143 |
+
|
144 |
+
However, Browne added that the company is also “fortunate that we already have a number of different options identified when it comes to bringing in new funding if and when the need may arise.”","A Dublin-based biotech firm has raised €16m ($19.2m) in a series A funding round to support its work in discovering and making use of bioactive peptides to assist in the treatment of diseases. Nuritas, whose CEO is former Nestlé executive Emmet Browne, has now received a total of €25m since its launch in 2014, including $3m from the European Union for a project that explores using artificial intelligence (AI) to help to prevent diabetes. Bioactive peptides play a role in managing the condition, and the AI technology used by Nuritas speeds up the process of identifying those which may help.
|
145 |
+
"
|
146 |
+
"Pew Research Center surveys have found that online harassment is a common phenomenon in the digital lives of many Americans, and that a majority of Americans feel harassment online is a major problem. Even so, there is considerable debate over what online harassment actually means in practice.
|
147 |
+
|
148 |
+
In an effort to examine more deeply where people “draw the line” when it comes to online harassment, the Center conducted a survey in which respondents were presented with fictional scenarios depicting different types of escalating online interactions. The survey then asked them to indicate which specific elements of the story they considered to be harassment.
|
149 |
+
|
150 |
+
Their answers indicate that Americans broadly agree that certain behaviors are beyond the pale. For instance, in various contexts most agree that online harassment occurs when people make direct personal threats against others. At the same time, the public is much more divided over whether or not other behaviors – such as sending unkind messages or publicly sharing a private conversation – constitute online harassment.
|
151 |
+
|
152 |
+
In two vignettes, respondents were asked if and when the social media platforms where the incidents were occurring should have stepped in and addressed the unfolding events. Again, majorities agree that the platforms should step in to address behaviors such as threatening messages. But public views are more split when it comes to the responsibilities of the platforms at other points in these incidents.
|
153 |
+
|
154 |
+
Scenario 1: A private disagreement between friends that becomes public and escalates in severity
|
155 |
+
|
156 |
+
People’s perceptions of online harassment incidents can often depend on who is involved in the conflict, as well as whether that conflict plays out publicly or in private. The first scenario in the survey presented respondents with an example of a private disagreement between a fictional character named “David” and his friend over a sensitive political issue. The conversation begins in a private messaging thread but then becomes public and escalates in severity:
|
157 |
+
|
158 |
+
“David and his friend are messaging privately about a sensitive political issue on which they disagree. David says something that offends his friend, who forwards the conversation to some people they know. One of those people shares the conversation publicly on a social media account, and David receives unkind messages from strangers. The original conversation is then reposted on an account with thousands of followers, and David receives messages that are vulgar. Eventually someone posts David’s phone number and home address online, and David starts to receive threatening messages.”
|
159 |
+
|
160 |
+
The vast majority of Americans (89%) agree that David does experience online harassment at some point in this conflict. Just 4% feel that he does not experience online harassment at least somewhere during the episode, and 7% say they are not sure if he was harassed or not. Although there are some modest demographic differences on this question, sizable majorities of Americans across a wide range of groups agree that this scenario as a whole does in fact involve online harassment.
|
161 |
+
|
162 |
+
When asked to identify which specific elements of the scenario they consider online harassment, only a small share of Americans (5%) think the initial disagreement when David offends his friend qualifies. The public is more evenly divided on the next two elements of the scenario: 48% think it constitutes online harassment when David’s friend forwards their private conversation to other people, while 52% do not deem it harassment. Similarly, 54% say it counts as harassment when someone then shares the conversation publicly on social media, while 46% think it does not.
|
163 |
+
|
164 |
+
There is relatively broad consensus on the remaining elements of the scenario. Substantial shares of Americans think David experiences online harassment when he begins to receive unkind messages from strangers (72%), when those messages become vulgar (82%), when his personal information is posted online (85%), and when he starts to receive threatening messages (85%).
|
165 |
+
|
166 |
+
Views of this scenario differ little based on the gender of the main character
|
167 |
+
|
168 |
+
The gender of the scenario’s lead character has little impact on Americans’ perceptions of whether online harassment did or did not occur in this situation. A separate group of respondents was given an identical scenario to consider but with a woman as the lead character instead of a man. Some 91% of Americans feel that the scenario involving a female protagonist qualifies as online harassment, compared with 89% in the scenario involving a man. And their responses to the specific elements of the story are also nearly identical in each version.
|
169 |
+
|
170 |
+
Scenario 2: Harassment involving sexism
|
171 |
+
|
172 |
+
The second scenario in the survey used a story involving a character named Julie to explore how Americans view online harassment issues involving sexism and sexual harassment:
|
173 |
+
|
174 |
+
“Julie posts on her social media account, defending one side of a controversial political issue. A few people reply to her, with some supporting and some opposing her. As more people see her post, Julie receives unkind messages. Eventually her post is shared by a popular blogger with thousands of followers, and Julie receives vulgar messages that insult her looks and sexual behavior. She also notices people posting pictures of her that have been edited to include sexual images. Eventually, she receives threatening messages.”
|
175 |
+
|
176 |
+
As was true in the preceding scenario, the vast majority of Americans (89%) agree that Julie does indeed experience online harassment at some point in this scenario. Another 6% feel that Julie was not harassed at any point in the encounter, while 5% say they are unsure if this scenario involves harassment or not.
|
177 |
+
|
178 |
+
And as was the case in the preceding scenario, the public has differing views on which aspects of this story represent online harassment. A very small share of Americans (3%) think Julie’s initial disagreement with her friends counts as online harassment. Some 43% consider it harassment when she begins to receive unkind messages, while around one-in-five (17%) consider it harassment when her post is shared by the popular blogger with thousands of followers. Meanwhile, substantial majorities of Americans think Julie is being harassed when she receives vulgar messages about her looks and sexual behavior (85%), when her picture is edited to include sexual images (84%), and when she receives threatening messages (85%).
|
179 |
+
|
180 |
+
Along with asking respondents to identify which specific elements of this scenario count as online harassment, this scenario included a second set of questions about when – if it all – people think the social media service where this incident was occurring should have stepped in to address the behaviors in question. These findings indicate that the public has a somewhat different standard for behaviors that constitute online harassment, as opposed to behaviors that necessitate a response from online platforms.
|
181 |
+
|
182 |
+
For example, some 43% of Americans consider it to be online harassment when Julie receives unkind messages from the people reading her post – but just 20% think that the platform should have stepped in to address that behavior when it occurred. The public’s attitudes diverge in similar ways on some of the more severe behaviors in the scenario. Most prominently, 85% of Americans think that Julie experiences online harassment when she begins to receive vulgar messages about her looks and sexual behavior. But substantially fewer (although still a majority at 66%) think that the social media platform has an obligation to step in and address that behavior.
|
183 |
+
|
184 |
+
Women are more likely than men to view certain behaviors in this scenario as harassing
|
185 |
+
|
186 |
+
The vast majority of both men and women feel that Julie does in fact experience online harassment in this scenario. But at the same time, men and women respond somewhat differently to some of the specific elements of the scenario. Most notably, women are roughly three times as likely as men to consider it online harassment when Julie’s post is shared on social media by the blogger (24% vs. 9%), and they are also substantially more likely to consider it harassment when Julie first begins to receive unkind messages (50% vs. 35%). And although roughly eight-in-ten men consider it harassment when Julie receives vulgar messages, when she sees people editing her picture to include sexual imagery, and when she receives threatening messages, in each case that point of view is shared by roughly nine-in-ten women.
|
187 |
+
|
188 |
+
Scenario 3: Harassment involving racism
|
189 |
+
|
190 |
+
The final scenario in the survey used a story involving a character named John to explore how Americans view online harassment issues in the context of racially motivated content. This scenario is nearly identical to the preceding one involving “Julie” and sexual harassment but with racial rather than sexual overtones:
|
191 |
+
|
192 |
+
“John posts on his social media account, defending one side of a controversial political issue. A few people reply to him, with some supporting and some opposing him. As more people see his post, John receives unkind messages. Eventually his post is shared by a popular blogger with thousands of followers, and John receives vulgar messages that make racial insults and use a common racial slur. He also notices people posting pictures of him that have been edited to include racially insensitive images. Eventually, he receives threatening messages.”
|
193 |
+
|
194 |
+
In many ways, Americans’ views on this scenario mirror those in the previous scenario involving sexual harassment. Fully 85% of adults believe John experiences online harassment in this scenario, while 6% feel he does not face harassment, and 10% are unsure if this scenario involves online harassment or not.
|
195 |
+
|
196 |
+
They also respond in largely similar ways when asked which specific elements of the story constitute harassment. Very few Americans think that John’s initial social media argument constitutes online harassment, but sizable majorities agree that John experiences harassment when he receives vulgar messages with racially insulting language (82%), when his picture is edited to include racially insensitive images (80%), and when he receives personal threats (82%).
|
197 |
+
|
198 |
+
And as with the case of the scenario involving sexual content, Americans have a somewhat different threshold for behavior that constitutes online harassment as opposed to behavior that deserves a response by the social media platform hosting that behavior. For instance, 80% of Americans think it constitutes online harassment when people begin posting pictures of John that include racially insensitive imagery, but 57% think that the social media service should have stepped in to address that behavior.
|
199 |
+
|
200 |
+
Slightly larger share of the public thinks social media platforms should step in for behaviors involving sexual harassment than for behaviors involving racial harassment
|
201 |
+
|
202 |
+
The scenarios involving “John” and “Julie” are generally identical in content, with the former involving explicitly racial content and the latter involving sexual content. Overall, similar shares of Americans view these scenarios as involving online harassment at some point. But slightly larger shares of the public – although a majority of Americans in each instance – think the social media platform should have stepped in at various times during the scenario involving Julie, as opposed to the scenario involving John:","The US public is divided over whether certain behaviours can be categorised as online harassment, according to a new survey by Pew. Although most respondents agreed that direct personal threats constituted harassment, opinion differed as to whether unkind messages, or the public sharing of a private conversation, met the requirements. The survey posed a series of fictional scenarios, asking those surveyed which actions depicted constituted harassment. The majority felt that social media platforms should intervene in the case of threats, though respondents were divided over the platforms’ responsibilities in other areas.
|
203 |
+
"
|
204 |
+
"Price falls that have hit London's most expensive property for years have slowed and rippled out to high-end family homes in the south-west of the capital, according to Savills.
|
205 |
+
|
206 |
+
The value of central London's 'prime' property, located in Westminster and Kensington & Chelsea, has been falling for three years, down 15pc since September 2014. Savills said that fall, sparked largely by a hike in stamp duty on homes worth more than £1m, appears to have bottomed out.
|
207 |
+
|
208 |
+
By contrast, increasingly fragile buyer sentiment due to uncertainty over Brexit and high property prices mean that these falls are accelerating in outer zones.
|
209 |
+
|
210 |
+
While prices of expensive property in the centre of the capital fell by 4pc last year, they sank by an average of 4.2pc in south-west London, in areas such as Barnes, Wandsworth and Clapham. This is the first time since June 2012 that such price falls in south-west London have outpaced those in the centre.","British property company Savills has predicted that the slump in London's prime housing market has slowed, but says a return to growth will be slow. Values of the most expensive homes in Westminster have fallen by 15% over the last three years, while in areas such as Wandsworth and Clapham, the decrease has been 7.3%. Savills predict it will be two years before prices start to rise again, due to uncertainty over Brexit, added to the previous effect of a stamp duty increase on properties over £1m ($1.4m)."
|
211 |
+
"The Canadian government is partnering with AI firm Advanced Symbolics to try to predict rises in regional suicide risk by monitoring social media posts. Advanced Symbolics will analyze posts from 160,000 social media accounts and will look for suicide trends. The company aims to be able to predict which areas of Canada might see an increase in suicidal behavior, which according to the contract document includes ""ideation (i.e., thoughts), behaviors (i.e., suicide attempts, self-harm, suicide) and communications (i.e., suicidal threats, plans)."" With that knowledge, the Canadian government could make sure more mental health resources are in the right places when needed.
|
212 |
+
|
213 |
+
Canada isn't the only one turning to technology in order to provide better support for those considering suicide or to prevent suicides from happening. In November, Facebook began a global rollout of its AI suicide prevention tools that reach out to users who post content that could be a sign of suicidal thought and allow other users to report content that they think might show signs of suicidal risk. Instagram, which is owned by Facebook, also released tools last year that allowed users to report live videos that showed signs of suicidal thought, which would prompt an offer of mental health resources to the person posting the content.
|
214 |
+
|
215 |
+
The project is scheduled to begin later this month and would initially end in June. During that time, Advanced Symbolics would monitor social media accounts for a period of three months as a pilot of the program. Afterwards, the Canadian government will determine if the program should be extended. It's authorized for up to five one-year extensions. The initial program period will cost the government just under $25,000 and if extended fully, would cost up to $400,000.
|
216 |
+
|
217 |
+
""To help prevent suicide, develop effective prevention programs and recognize ways to intervene earlier, we must first understand the various patterns and characteristics of suicide-related behaviours,"" a Public Health Agency of Canada spokesperson said to CBC in a statement. ""PHAC is exploring ways to pilot a new approach to assist in identifying patterns, based on online data, associated with users who discuss suicide-related behaviours.""
|
218 |
+
|
219 |
+
Canada residents suffering from suicidal thoughts can reach out to the Canadian Association for Suicide Prevention for help. US residents can call the National Suicide Prevention Lifeline at 1-800-273-8255.","The Public Health Agency of Canada is partnering with artificial intelligence (AI) firm Advanced Symbolics on a three-month pilot programme to monitor social media posts for indicators of suicidal behaviour. The scheme, set to cost up to $400,000 if extended to five years, seeks to better deploy Canada's mental health resources. In November, Facebook launched its AI suicide prevention tools globally, following Instagram's release of tools enabling users to report videos that demonstrated signs of suicidal thoughts."
|
220 |
+
"To prepare for the coming General Data Protection Regulation, publishers have a new important role: data protection officers.
|
221 |
+
|
222 |
+
The Information Commissioner’s Office advised companies to hire DPOs last year, but unlike in Germany, where DPOs are now common at publishers, the U.K. has been far slower to embrace the role. News UK, which owns The Times and The Sun newspapers, was among the first to appoint a data protection officer. Haymarket has appointed one, and magazine publisher Future is planning to appoint one. Others have working groups comprised of staff across different parts of the business working on compliance. Ad tech companies and agencies are also bringing on data protection czars.
|
223 |
+
|
224 |
+
The DPO role comes with challenges. The ICO insists the DPO isn’t to be held accountable if decisions they make aren’t good for business.
|
225 |
+
|
226 |
+
|
227 |
+
|
228 |
+
“It’s the new important role at publishers, but it’s a strange role that’s virtually un-sackable,” said Paul Lomax, an independent publishing consultant and recently the chief technology officer at magazine group Dennis. “You can’t give them guidance on or take issue with how they approach it [GDPR compliance]. Basically you can’t fire them.”
|
229 |
+
|
230 |
+
Some publishers are simply choosing to expand current roles, such as privacy officers and heads of data. But with GDPR, the DPO cannot have any conflict of interest with other responsibilities across the business. So if it wasn’t a dedicated role before, it will have to be now, according to Lomax. In some cases, that may lead to some hasty job title changes, rather than investing in an unknown new hire.
|
231 |
+
|
232 |
+
Given GDPR is uncharted territory, real expertise and experience is thin on the ground. And with any role shortage, particularly in an area that requires senior, specialist skill sets, salaries are high. Industry sources have said DPO roles tend to be in the six-figure range.
|
233 |
+
|
234 |
+
In short, hiring a DPO is fraught with challenges. Whether or not a company must appoint one comes down to size and the extent to which they use data. Companies that have to renegotiate thousands of contracts with tech suppliers in order to ensure they’re compliant will likely already have a DPO or have plans to hire one. But for smaller businesses, outsourcing to external DPOs will be a more popular option.
|
235 |
+
|
236 |
+
Companies like Skimlinks, which provides affiliate link services to publishers, will likely outsource to a DPO in the spring, after the company has done the heavy lifting on its data mapping and other internal processes. The DPO will then just be tasked with auditing and validating all that’s happened, meaning the business can control and retain the expertise on how to comply with the law and then approaches an external DPO to rubber stamp its compliance as an unbiased partner. “That way it’s [GDPR knowledge] not all locked up in the mind of a DPO,” said Skimlinks co-founder Joe Stepniewski.","Data protection officers (DPOs) are becoming crucial hires for publishers, ad tech companies and agencies affected by the impending General Data Protection Regulation (GDPR). DPOs reportedly command six-figure salaries due to the thin pool of GDPR expertise, and are virtually un-sackable. As publishing consultant Peter Lomax explains, the Information Commissioner’s Office has insisted that DPOs are not to be held accountable if their GDPR-related decisions hurt the business: ""You can’t take issue with how they approach [GDPR compliance]"". UK publishers News UK and Haymarket have filled DPO positions, though smaller publishers are likely to outsource in future.
|
237 |
+
"
|
238 |
+
"Since 2012, Britain has halved carbon emissions in the electricity sector making the power system the 4th cleanest in Europe and the 7th cleanest in the world. Meanwhile public support for renewable electricity production has hit record highs, with 82% of the UK public supporting green energy.
|
239 |
+
|
240 |
+
However, a lot more needs to be done to reduce our carbon emissions and tackle climate change. The UK is behind schedule to meet the 4th or 5th Carbon Budgets and there are no clear plans on how we are going to make up this shortfall.
|
241 |
+
|
242 |
+
2018 is the year of opportunity for clean energy, and is set to be even greener, but it must be backed up with Government action. Greater support needs to be given to renewable energy, to decarbonise our heat and make our buildings use less energy. On top of this greater ambition is needed to support electric vehicles by ending the sale of petrol and diesel cars by 2030. This will cut our carbon emissions, clean up our air and bolster the UK economy.","The UK had its greenest ever year in electricity production in 2017, breaking 13 different renewable energy records. Figures from BM Reports and Sheffield University showed that renewables produced more electricity than coal power stations on 315 days last year, and April saw the first day with no coal-fired power used in the UK. Coal now supplies less than 7% of the UK's electricity, and the government has a target to phase it out by 2025. The UK has halved carbon emissions in electricity production since 2012, and the increase in renewable power is expected to continue in 2018."
|
243 |
+
"Cacao plants are under threat of devastation thanks to warmer temperatures and dryer weather conditions.
|
244 |
+
|
245 |
+
Scientists at the University of California are teaming up with Mars company to try to save the crop before it's too late.
|
246 |
+
|
247 |
+
They're exploring the possibility of using the gene-editing technology CRISPR to make crops that can survive the new challenges.
|
248 |
+
|
249 |
+
Beyond the glittery glass-and-sandstone walls of the University of California’s new biosciences building, rows of tiny green cacao seedlings in refrigerated greenhouses await judgment day.
|
250 |
+
|
251 |
+
Under the watchful eye of Myeong-Je Cho, the director of plant genomics at an institute that's working with food and candy company Mars, the plants will be transformed. If all goes well, these tiny seedlings will soon be capable of surviving — and thriving — in the dryer, warmer climate that is sending chills through the spines of farmers across the globe.
|
252 |
+
|
253 |
+
It's all thanks to a new technology called CRISPR, which allows for tiny, precise tweaks to DNA that were never possible before. These tweaks are already being used to make crops cheaper and more reliable. But their most important use may be in the developing world, where many of the plants that people rely on to avoid starvation are threatened by the impacts of climate change, including more pests and a lack of water.
|
254 |
+
|
255 |
+
Cacao plants occupy a precarious position on the globe. They can only grow within a narrow strip of rainforested land roughly 20 degrees north and south of the equator, where temperature, rain, and humidity all stay relatively constant throughout the year. Over half of the world's chocolate now comes from just two countries in West Africa — Côte d’Ivoire and Ghana.
|
256 |
+
|
257 |
+
But those areas won't be suitable for chocolate in the next few decades. By 2050, rising temperatures will push today's chocolate-growing regions more than 1,000 feet uphill into mountainous terrain — much of which is currently preserved for wildlife, according to the National Oceanic and Atmospheric Administration.
|
258 |
+
|
259 |
+
Mars, the $35 billion corporation best known for Snickers, is aware of these problems and others presented by climate change.
|
260 |
+
|
261 |
+
In September, the company pledged $1 billion as part of an effort called ""Sustainability in a Generation,"" which aims to reduce the carbon footprint of its business and supply chain by more than 60% by 2050.
|
262 |
+
|
263 |
+
""We're trying to go all in here,"" Barry Parkin, Mars' chief sustainability officer, told Business Insider. ""There are obviously commitments the world is leaning into but, frankly, we don't think we're getting there fast enough collectively.""
|
264 |
+
|
265 |
+
Its initiative with Cho at UC Berkeley is another arm of that efforts. If all goes as planned, they could develop cacao plants that don’t wilt or rot at their current elevations, doing away with the need to relocate farms or find another approach.
|
266 |
+
|
267 |
+
Jennifer Doudna, the UC Berkeley geneticist who invented CRISPR, is overseeing the collaboration with Mars. Although her tool has received more attention for its potential to eradicate human diseases and make so-called “designer babies,” Doudna thinks its most profound applications won’t be on humans but rather on the food they eat.
|
268 |
+
|
269 |
+
Courtney Verrill
|
270 |
+
|
271 |
+
An avid tomato gardener, Doudna thinks her tool can benefit everyone from large food companies like Mars to individual hobbyists like herself.
|
272 |
+
|
273 |
+
”Personally, I’d love a tomato plant with fruit that stayed on the vine longer,” Doudna told Business Insider.
|
274 |
+
|
275 |
+
The research lab she oversees at UC Berkeley is called the Innovative Genomics Institute. Many of the efforts by graduate students there focus on using CRISPR to benefit small-holder farmers in the developing world. One such project aims to protect cassava — a key crop that prevents millions of people from starving each year — from climate change by tweaking its DNA to produce less of a dangerous toxin that it makes in hotter temperatures.
|
276 |
+
|
277 |
+
Doudna founded a company called Caribou Biosciences to put CRISPR into practice, and has also licensed the technology to agricultural company DuPont Pioneer for use in crops like corn and mushrooms.
|
278 |
+
|
279 |
+
Regardless of which crop the public sees CRISPR successfully used in first, the technology will be a key tool in a growing arsenal of techniques we'll need if we plan to continue eating things like chocolate as the planet warms.","Scientists at the University of California, Berkeley are using the DNA manipulation technology CRISPR to ensure the survival of the cacao plant as the planet experiences warmer temperatures. The research is being carried out with confectionery giant Mars, which has pledged $1bn towards reducing its carbon footprint 60% by 2050. According to the National Oceanic and Atmospheric Association, by 2050 rising temperatures will have forced chocolate growers to altitudes 1000ft higher than today, while also increasing pest numbers and reducing water supplies. It's hoped that seedlings created at Berkeley will be equipped to thrive in these tougher conditions.
|
280 |
+
"
|
training_data.csv
ADDED
The diff for this file is too large to render.
See raw diff
|
|
validation_data.csv
ADDED
@@ -0,0 +1,540 @@
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
1 |
+
Text,Summary
|
2 |
+
"JPMorgan Chase has created an internal tool to make sure its ads don't end up next to unsavory content on YouTube.
|
3 |
+
|
4 |
+
The company's proprietary algorithm plugs into YouTube's API to select ""safe"" channels for it to advertise on.
|
5 |
+
|
6 |
+
From more than 5 million channels the brand has winnowed the list down to 3,000 YouTube channels that its ads appear on.
|
7 |
+
|
8 |
+
""The model that Google has built to monetize YouTube may work for it, but it doesn't work for us,"" said Aaron Smolick, executive director of paid-media analytics and optimization at JPMorgan Chase.
|
9 |
+
|
10 |
+
|
11 |
+
|
12 |
+
When some brands' ads ended up next to troubling videos on YouTube last March, JPMorgan Chase responded by pulling its ads from the platform.
|
13 |
+
|
14 |
+
Dissatisfied with YouTube's slow response, the bank decided to take matters into its own hands and create an internal tool to make sure that its ads don't end up next to unsavory content on YouTube, only going back to YouTube after testing the tool.
|
15 |
+
|
16 |
+
The company developed its own proprietary algorithm in-house, and it plugs into YouTube's application programming interface (API) to select ""safe"" channels for its ads to appear on at scale. The algorithm was built by its internal programmatic and media-buying teams.
|
17 |
+
|
18 |
+
""When news broke about ads finding their way next to horrific pieces of content, we paused our efforts and pulled our ads from YouTube,"" Jake Davidow, the executive director of media and channel strategy at JPMorgan Chase, told Business Insider. ""We wanted to figure out a scalable solution and make sure we got it right.""
|
19 |
+
|
20 |
+
The technology consists of 17 layers or filters, which allow the bank to separate what it deems as good or safe YouTube channels from the bad or unsafe ones. One of the filters, for example, looks at the total video count on a channel, which automatically sifts out channels with one-off viral videos. The bank also looks at channels' subscriber counts, the general topics channels focus on, language, and even the comments on different channels' videos.
|
21 |
+
|
22 |
+
""The model that Google has built to monetize YouTube may work for it, but it doesn't work for us,"" said Aaron Smolick, executive director of paid-media analytics and optimization at JPMorgan Chase. ""The attention of protecting a brand has to fall on the actual people within the brand itself.""
|
23 |
+
|
24 |
+
The move reflects an increasing skepticism among major marketers regarding digital advertising, with issues of ad fraud, transparency and brand safety coming to a head in 2017. With their ads ending up next to dicey videos or being viewed by bots instead of humans, many advertisers have begun taking charge themselves by bringing advertising in-house and slashing the number of sites and channels they advertise on.
|
25 |
+
|
26 |
+
YouTube in particular has been a conundrum for advertisers. The platform came under fire in 2017 for a spate of incidents where ads ended up next to questionable videos, and brands were not exactly happy with its tackling of the problem. But YouTube is too big for most global advertisers to turn away from, even if they don’t have full confidence in it. Users watch an average of 40 minutes a day on YouTube globally.
|
27 |
+
|
28 |
+
The bank started white-listing — or pre-approving sites that its ads run on — in March, culling the number from 400,000 down to 5,000, and about 10,000 at present.
|
29 |
+
|
30 |
+
It began working on the YouTube algorithm in August and rolled it out in October. From over 5 million channels, it says that it has winnowed the list down to 3,000 channels on YouTube that its ads appear on. The bank says the algorithm has a success rate of 99.9%. The brand also continues to conduct regular manual checks on its channels as well as develop the tool further to make sure that it is foolproof.
|
31 |
+
|
32 |
+
""The biggest lesson for us was that we realized that it wasn't a black-and-white conversation with good guys or bad guys, but a gradient,"" Smolick said. ""It isn't necessarily about brand safety, but rather brand appropriateness. That's the next evolution of the debate, with each brand deciding what's appropriate for them and what's not.""","US bank JPMorgan Chase has developed a solution that prevents its ads being placed near unsuitable content on YouTube. A proprietary algorithm with 17 layers of filters that plugs into YouTube's programming system enables JPMorgan to whitelist or pre-approve the channels on which its ads are placed. Launched in October amid dissatisfaction with YouTube's own filters, the in-house software has reduced the number of pre-approved sites from five million to 3,000, with a 99.9% success rate. Aaron Smolick, executive director of paid-media analytics and optimisation, said the problem facing companies wasn't brand safety, but brand appropriateness.
|
33 |
+
"
|
34 |
+
"Hong Kong’s Crystal Group makes clothes for many of the world’s clothing giants, including H&M, Gap, Fast Retailing (owner of Uniqlo), and L Brands (owner of Victoria’s Secret). It’s the world’s largest apparel maker by production volume, according to research firm Euromonitor, and attracted attention in October for having the biggest IPO on the Hong Kong stock exchange since 2015.
|
35 |
+
|
36 |
+
It’s the sort of company you might expect to be pouring R&D money into automation, as labor costs rise in China and the world prepares for a future of robots taking over more repetitive, manual tasks, such as stitching clothes. But that’s not the case, says Andrew Lo, CEO of the Crystal Group.
|
37 |
+
|
38 |
+
In an interview with the Financial Times (paywall), Lo says high-tech sewing robots are “interesting” and could change how some companies make clothes, but in the near-term they still can’t beat cheap human labor on cost. Crystal Group plans to increase its human staff in Bangladesh and Vietnam—garment hubs with some of the lowest wages in Asia—by 10% annually in the years ahead. Currently about two-thirds of its sales are made from clothes produced in Bangladesh, Vietnam, Cambodia, and Sri Lanka, which have all become more attractive to garment manufacturers as producing in China, still the global leader in clothing production, gets more expensive.
|
39 |
+
|
40 |
+
Experts are cautiously watching how automation might affect the garment industry, which is a lifeline to millions of less-skilled workers in Asia and elsewhere, even as many of the jobs can be exploitative and dangerous. The International Labor Organization warned in 2016 that robots could replace the majority of textile, clothing, and footwear workers in Indonesia, Vietnam, and Cambodia in the coming decades. These workers could move into better jobs, but only if governments and employers start training them for those more skilled roles sooner than later.
|
41 |
+
|
42 |
+
For now, at least, Crystal Group will not be replacing humans with machines. One reason is that while robots in use in other industries can work easily with stiff materials, such as sheets of metal or plastic, they can’t yet work with soft, flexible fabrics that stretch and distort during sewing. “The handling of soft materials is really hard for robots,” Lo said.
|
43 |
+
|
44 |
+
A few companies believe they’ve solved the issue. Sewbo treats fabrics so that they become stiff and rigid for stitching, but return to normal when rinsed in hot water. SoftWear Automation, meanwhile, created a robotic table that uses machine vision to adjust on the spot to stretching and distortion in the fabric as it sews. SoftWear says one of these sewbots can make as many t-shirts per hour as about 17 humans working in a conventional set-up.
|
45 |
+
|
46 |
+
SoftWear Automation SoftWear Automation’s ultra-fast sewbot.
|
47 |
+
|
48 |
+
But Palaniswamy Rajan, SoftWear’s chief executive, admitted to the Financial Times that, when it comes to price, his sewbots can’t beat workers in Bangladesh. The original aim of SoftWear’s technology was to make clothes more cheaply in the US, where human wages are much higher. Rajan says robots could still be the best option for producing locally in the US when you factor in shipping costs, import duties, and the advantage of short lead times.
|
49 |
+
|
50 |
+
For now, though, most brands will likely keep their production in Asia, where it will be done by human hands.","The CEO of Hong Kong-based clothing manufacturer Crystal Group has said cheap human labour is preferable to using robots. Andrew Lo told the Financial Times the company plans to increase its workforce in Bangladesh and Vietnam by 10% in the coming years. The two countries, along with Cambodia and Sri Lanka, account for two-thirds of the output from Crystal, which makes clothes for brands including H&M and Gap. Low wages mean there is currently no cost advantage to increased automation, according to Lo, particularly given the technical challenges of using robots to work on soft materials.
|
51 |
+
"
|
52 |
+
"Increases in minimum wage levels risk raising the pace of mechanisation in the workplace, according to the Institute for Fiscal Studies (IFS).
|
53 |
+
|
54 |
+
A report for the economic think tank urges ""extremely careful"" monitoring of wage rates over the coming years as statutory pay goes up and employers look to cut costs.
|
55 |
+
|
56 |
+
The National Living Wage, which applies to workers aged 25 and over, is set to rise to £7.83 per hour from April from a current rate of £7.50.
|
57 |
+
|
58 |
+
Current ambitions will see it hit 60% of median wages in 2020 - around £8.56 if forecasts prove accurate.
|
59 |
+
|
60 |
+
Please use Chrome browser for a more accessible video player Could robots replace human workers?
|
61 |
+
|
62 |
+
The IFS said those set to be brought within the minimum wage net in 2020 are more than twice as likely to be in the 10% most ""routine"" occupations as those who were directly affected by the minimum wage in 2015.
|
63 |
+
|
64 |
+
Advertisement
|
65 |
+
|
66 |
+
It said that leaves roles such as retail cashiers and receptionists at the mercy of potential automation. However, the report admitted the future was ""uncertain"" and that the loss of some jobs to automation could open other opportunities.
|
67 |
+
|
68 |
+
The report was released after a separate study in the summer warned that 15 million UK jobs ""could disappear due to technological disruption"".
|
69 |
+
|
70 |
+
IFS research economist Agnes Norris Keiller, who wrote the study, said: ""The fact that there seemed to be a negligible employment impact of a minimum at £6.70 per hour - the 2015 rate - does not mean that the same will be true of the rate of over £8.50 per hour that is set to apply in 2020.
|
71 |
+
|
72 |
+
""Beyond some point, a higher minimum must start affecting employment, and we do not know where that point is.""
|
73 |
+
|
74 |
+
She added: ""Meanwhile even higher rates, as proposed for example by the Labour Party, would bring even more employees in more automatable jobs into the minimum wage net.""
|
75 |
+
|
76 |
+
Shadow business secretary Rebecca Long Bailey said: ""Technological change, if harnessed effectively, could bring about immense benefits - transforming jobs and workplaces and driving up productivity and living standards.
|
77 |
+
|
78 |
+
""All workers should be paid a full and fair wage, which is why Labour has pledged to introduce a Real Living Wage of at least £10 an hour by 2020, as well as support for smaller businesses to pay it.
|
79 |
+
|
80 |
+
""Labour will invest in our country's future, new technologies, our businesses, our infrastructure and people. Higher wages, good jobs, greater investment in skills and technology to boost productivity and high employment all goes
|
81 |
+
|
82 |
+
together. They are complements, not trade-offs.""
|
83 |
+
|
84 |
+
A Government spokesman responded: ""The National Living Wage is creating a stronger economy and a fairer society, having delivered the fastest pay rise for the lowest earners in 20 years.
|
85 |
+
|
86 |
+
""But we also want to create highly-skilled, well-paid jobs for the future, backing innovation and supporting the development of new skills through our Industrial Strategy.
|
87 |
+
|
88 |
+
""That's why the Government is working with industry to ensure the benefits of new technologies are felt across different sectors and regions.""","The UK Institute for Fiscal Studies has warned that a higher National Living Wage brings with it the possibility of more jobs being automated, as employers look to keep costs down. The current £7.50 ($10.18) hourly rate is set to rise to £7.83 in April and could rise to £8.56 by 2020. IFS research economist Agnes Norris Keiller said there was a ""negligible impact on employment with the 2015 hourly rate of £6.70 and added: ""beyond some point, a higher minimum must start affecting employment, and we do not know where that point is"".
|
89 |
+
"
|
90 |
+
"MUMBAI: About 250 companies, including some of the top staterun banks , have bought cyber insurance cover, which is 50% more than what was sold in the past year. With rising attacks, insurers expect robust future demand for cyber risk insurance in India.Today, cyber risk is the most discussed risk topic-area in board rooms. Marsh India, a Mumbai-based insurance broking firm with a large share in the cyber segment, saw a 50% increase in companies buying cyber security cover in 2017 compared with 2016.Cyber liability insurance has been around in the international markets for more than a decade. However, Indian insurers have started writing this business for only three years now. It covers losses arising from a cyber attack or incident of data breach. Mostly banks and ecommerce companies have been buying large covers.The size of cyber insurance premium is Rs 200 crore. It is expected to grow to Rs 400 crore in the next couple of years. There is huge demand for cyber insurance policies after the telecom revolution and various initiatives have pushed increasing digitisation of the economy. “Cyber insurance is going through a similar phase of active dialogue which we saw for Directors’ and Officers’ liability insurance in India 15 years ago,” said Sanjay Kedia, country head, Marsh India.“One major difference though is that the cyber risk incident is on the rise at a much faster pace, and the nature of risk is far more dynamic and possibly explosive in many situations.” In 2017, public sector lender Union Bank of India was hacked and a whopping $171 million was debited from the bank’s account through Society for Worldwide Interbank Financial Telecommunication or SWIFT payments without the bank’s authorisation.The money was retrieved after the bank acted with the help of government agencies. In 2016, card data of 3.2 million customers was stolen from a network of Yes Bank ATMs managed by Hitachi Payment Services. Banks in India had to reissue cards and faced a combined loss of more than $2 million after hackers allegedly penetrated the system that carried out the processing of ATM transactions. There have been cases of mobile phone applications of banks being hacked by cyber-criminals. The pilferage of personal information and money in digital wallets has cost banks crores of rupees.","Demand for cyber insurance among Indian companies has spiked by roughly 50%, with around 250 top companies opting for coverage. Indian underwriters reportedly began offering such policies only three years ago. Increased popularity of this type of insurance comes following a 2017 hack on public-sector lender Union Bank of India. The attack resulted in $171m being debited from the bank's account without authorisation.
|
91 |
+
"
|
92 |
+
"GOLMUD, China -- The world is on the brink of an electric vehicle revolution. The widespread use of electric cars will depend on the availability of lithium, which is crucial for electric vehicle batteries. China is the world's second-richest country in lithium reserves, after Chile.
|
93 |
+
|
94 |
+
Countries are now scrambling to secure supplies of the valuable metal, but where is it found? I visited a remote area of China, about 3,000 meters above sea level, that is one of the world's largest lithium-producing areas and which the Chinese government considers a strategic region. ""Huge amounts of capital are rapidly flowing into the town,"" a local resident said.
|
95 |
+
|
96 |
+
In late November, I took a full day to travel from Guangzhou, Guangdong Province, in southern China, to Golmud in the country's inland province of Qinghai. The air is thin in the area, located high in the mountains between the Tibet Autonomous Region and the Xinjiang Uighur Autonomous Region, and I could walk only a little way before I was short of breath.
|
97 |
+
|
98 |
+
""This airport was completed only a little over a month ago. It's brand-new,"" said an official. I assumed it had been built in anticipation of rapidly growing lithium demand. I got into the four-wheel-drive Land Cruiser that had come to pick me up, and, soon after leaving the airport, I saw a vast expanse of salt marsh extending as far as the eye could see. ""The elevation here is high, but in ancient times all this area was under the sea. Crustal movements lifted it up,"" the driver, a local man, told me.
|
99 |
+
|
100 |
+
World of salt
|
101 |
+
|
102 |
+
While I marveled at the grand scale of the landscape, we traveled about an hour and a half to Chaerhan Salt Lake, which takes its name from a Mongolian word meaning ""world of salt."" At an elevation of nearly 3,000 meters, in the freezing cold and clear air, the vast lake sparkled in the sunlight. Surrounded by large volumes of dried salt, it looked like it was wearing snow makeup. The locals call the lake the ""mirror of the sky.""
|
103 |
+
|
104 |
+
The area centering on Chaerhan Salt Lake, is home to 83% of China's lithium deposits, found within several meters of salt sediment on the lake floor.
|
105 |
+
|
106 |
+
No living things inhabit the lake or its surroundings, so silence reigned. However, soon 10-ton trucks loaded with heaps of salt recovered from the lake began rumbling by, and the lithium-producing area appeared to suddenly come to life.
|
107 |
+
|
108 |
+
After traveling a little farther along a bumpy road built of pressed salt, I spoke to a man named Li Jingwei, 47. He said he had worked for a plant of a state-owned company by the lake since he was 16, and called himself an experienced old hand. ""The salt lake provides lots of precious resources. Attention is now on lithium, which is used in electric vehicles,"" he said. ""Small developers have been driven out, and over the past three years, state-owned enterprises have come in and investment has become active. This is such a remote place, but many dignitaries come here.""
|
109 |
+
|
110 |
+
Lithium recovered from Chaerhan Salt Lake is used to make electric vehicle batteries. The area around the lake appeared to have come to life. (Photo by Yu Nakamura)
|
111 |
+
|
112 |
+
I wondered which dignitaries visited such a remote place, and was surprised to see the photographs on a wall of the plant where Li was working.
|
113 |
+
|
114 |
+
Electric car maker moves in
|
115 |
+
|
116 |
+
The photos showed Wen Jiabao, Zhang Dejiang, Li Changchun, Zhao Leji, Li Keqiang and other high-level dignitaries. They even included one that showed President Xi Jinping encouraging the employees during his visit in August last year. ""Jiang Zemin also came, though there is no photograph of him here. This is a front-line base for China's resources,"" Li said proudly.
|
117 |
+
|
118 |
+
The auto industry is already ramping up for what is expected to be a rapid shift from gasoline to electric vehicles, and as a result, lithium prices have already soared. On Shanghai's metals market, lithium carbonate is trading at around 170,000 yuan ($25,700) per ton, more than three times the level two years ago.
|
119 |
+
|
120 |
+
""The price of lithium has risen, and business is good. We expect even better times,"" said a factory worker of BYD, China's biggest electric vehicle manufacturer. BYD moved into the area a year ago, realizing that Chaerhan Salt Lake holds the key to electric vehicle growth, and has succeeded in securing a concession for recovering lithium. It jointly set up the factory with a local state-owned enterprise, and is hurriedly preparing to start production.
|
121 |
+
|
122 |
+
In China, the world's biggest automobile market, electric vehicles still account for only about 2% of new car sales. However, the country's electric car market is expected to grow rapidly and reach 5 million vehicles by 2025 -- comparable to Japan's entire market for new cars. Preparations are already underway in this remote area of China. A massive wave of business activity that will influence the world is about to spread from the quiet city of Golmud.","A remote salt lake in the Chinese inland province of Qinghai is home to 83% of the country's lithium deposit. The metal is crucial for the development of electric vehicle (EV) batteries and China is the second richest country in terms of reserves, after Chile. The majority of its lithium can be found within salt sediment on the floor of Chaerhan Salt Lake. Companies such as major Chinese EV maker BYD have begun setting up factories in the area after securing a concession for recovering lithium."
|
123 |
+
"Children’s snacking habits are setting them up for obesity and poor health, Public Health England has warned, calling on parents to take a tougher line on sweets and cakes and fizzy drinks between meals.
|
124 |
+
|
125 |
+
Children in England are eating on average at least three unhealthy high-calorie sugary snacks and drinks every day, says PHE, and about a third of children eat four or more. It is urging parents to draw the line at two and make sure they are not more than 100 calories each.
|
126 |
+
|
127 |
+
The diet of the average child can contain three times more sugar than recommended, says PHE. Half the equivalent of seven sugar cubes a day they consume comes from unhealthy snacks and drinks. Each year that includes almost 400 biscuits, more than 120 cakes, 100 sweets, 70 chocolate bars and 70 ice creams, washed down with more than 150 juice drink pouches and cans of fizzy drink.
|
128 |
+
|
129 |
+
The slogan of a new campaign under the Change4Life banner is: “Look for 100 calorie snacks, two a day max”.
|
130 |
+
|
131 |
+
That could lead to a significant change in diet. An ice-cream contains about 175 calories, a pack of crisps contains about 190 calories, a chocolate bar contains about 200 calories and a pastry contains about 270 calories, says PHE.
|
132 |
+
|
133 |
+
There will be a drive to encourage healthier snacking, with signposting at supermarkets and special offers on fruit and vegetables. Parents can sign up on the Change4Life website to get vouchers for money off snacks PHE identifies as healthier, such as malt loaf, lower sugar fromage frais, and drinks with no added sugar.
|
134 |
+
|
135 |
+
Other snack foods PHE says are healthier include fresh or tinned fruit salad, chopped vegetables and lower fat hummus, plain rice cakes, crackers, lower fat cheese, small low-fat, lower sugar yoghurt, sugar free jelly, crumpets and Scotch pancakes.
|
136 |
+
|
137 |
+
Dr Alison Tedstone, chief nutritionist at Public Health England, said: “The true extent of children’s snacking habits is greater than the odd biscuit or chocolate bar. Children are having unhealthy snacks throughout the day and parents have told us they’re concerned.
|
138 |
+
|
139 |
+
“To make it easier for busy families, we’ve developed a simple rule of thumb to help them move towards healthier snacking – look for 100 calorie snacks, two a day max.”
|
140 |
+
|
141 |
+
The campaign will include a new TV advert from Aardman Animations as well as leaflets in schools.
|
142 |
+
|
143 |
+
Justine Roberts, CEO and founder of Mumsnet, said: “The volume of sugar kids are getting from snacks and sugary drinks alone is pretty mindblowing, and it can often be difficult to distinguish which snacks are healthy and which aren’t.
|
144 |
+
|
145 |
+
A third of children are leaving primary school obese or overweight. Recent figures from the National Child Measurement Programme in schools show the number of obese children in reception year has risen for the second consecutive year (to 9.6%) and has shown no improvement in year 6 (20%).
|
146 |
+
|
147 |
+
A quarter of children (24.7%) suffer from tooth decay by the time they turn five. Tooth extraction is the most common cause of hospital admissions in children aged 5 to 9 years.","Public Health England (PHE) has called for parents to limit their children to two sugary snacks of no more than 100 calories each per day, as part of a new Change4Life campaign. At present, children in England are consuming a daily average of at least three high-calorie sweet snacks and drinks, with a third of children eating four or more. PHE said that children’s food intake can contain three times the recommended amount of sugar on average. The campaign will include money-off vouchers for healthier snacks, a TV advert by Aardman Animations and leaflets in schools.
|
148 |
+
"
|
149 |
+
"Diageo is starting the new year with a resolution not to advertise on Snapchat — at least not until it can be sure of the social network’s ability to keep its ads away from users under the legal drinking age.
|
150 |
+
|
151 |
+
The alcohol advertiser has stopped all advertising on Snapchat while it tries to understand how its ads may have inadvertently reached the social network’s youngest users. Diageo has not taken “sufficient” care to prevent its ads from reaching kids and teenagers, the Advertising Standards Authority concluded after an investigation, the results of which were announced on Jan. 3. The ASA banned Diageo from running a sponsored lens for its Captain Morgan rum brand ever again.
|
152 |
+
|
153 |
+
While the lens debuted last summer without sparking any complaints from the public, the ASA decided it needed to be investigated due to concerns it appealed to people under the legal drinking age. The regulator wanted to set a “precedence” in this space, revealed an ASA spokesman, who added Captain Morgan is the first branded Snapchat lens to be banned in the U.K.
|
154 |
+
|
155 |
+
The rationale behind the decision was simple enough. By adding a beard and a pirate hat to a user’s face, the lens broke strict alcohol advertising rules on targeting kids, specifically on how ads must not use real or fictitious characters who are likely to encourage kids and teenagers to drink.
|
156 |
+
|
157 |
+
The ruling relies on the assumption that a significant portion of Snapchatters claim to be over 18 when they are not.
|
158 |
+
|
159 |
+
|
160 |
+
|
161 |
+
Diageo, however, stressed it bought the lens, which typically cost between $500,000 (£368,000) and $1 million (£736 million) per day, last year based on assurances Snapchat had given it. At the time Diageo ran the campaign, Snapchat had not launched the interest-based targeting it has since claimed allow brands to supplement age with behavioral data to infer the ages of potential audiences. Those updates are currently being discussed between the platform and the alcohol advertiser.
|
162 |
+
|
163 |
+
Captain Morgan took “all reasonable steps to ensure the content we put on Snapchat was not directed at under 18s,” said a spokeswoman for the brand. Diageo has now stopped all advertising on Snapchat globally, the spokeswoman added.
|
164 |
+
|
165 |
+
Any future investigations could stunt Snapchat’s plans to win over more alcohol advertisers. The social network has been trying to convince alcohol brands they have nothing to fear about marketing on the teen-friendly app but announcements like the ASA’s ruling threaten to undermine those efforts. Snapchat may have age-gating restrictions not to dissimilar to rivals Facebook and Instagram, and yet its status as a kid-friendly app potentially leave it open to greater scrutiny.
|
166 |
+
|
167 |
+
For example, Instagram does not ask for age. Instead, the social network pulls the age from a person’s Facebook profile if they have connected accounts. If not, Instagram prompts users for their age but does not use additional signals to determine whether the figure given is true, making it potentially less secure than Snapchat.
|
168 |
+
|
169 |
+
The issue with age verification on social media platforms is that if people want to circumnavigate it, they can and will, said Norm Johnston, chief digital officer at Mindshare Worldwide. “Brands that operate with age restrictions around advertising, whether that is alcohol, gambling or something else, always have the potential to run into this kind of trouble,” added Johnston.","Drinks company Diageo has withdrawn all its advertising from Snapchat, following a ruling by the UK Advertising Standards Authority that it did not do enough to ensure a campaign for Captain Morgan's rum, using a pirate lens, did not reach users below the legal drinking age. The Captain Morgan lens has become the first Snapchat lens to be banned in the UK. Diageo and Snapchat are said to be discussing updates to interest-based targeting that allow brands to infer user age, which were only applied by the social media site after the campaign.
|
170 |
+
"
|
171 |
+
"Public sector organisations have quadrupled the amount of money they spend on insuring against terror attacks over the past year, in a bid to protect against disruption to their services.
|
172 |
+
|
173 |
+
Around £56m of contract awards for insurance services that include terror cover were issued in 2017, up from £14m the previous year, according to data company Tussell, which tracks public contracts.
|
174 |
+
|
175 |
+
Typically, terrorism cover will insure an organisation against damage to its property in the event of a terror attack.
|
176 |
+
|
177 |
+
One of the most recent contracts awarded was to Fidelis Underwriting to insure Southwark Council’s headquarters building at 160 Tooley Street, which is close to the site of the London Bridge attack in June. The contract, worth £34,000, means the insurer would pay out for damage to the building in the event of another attack.
|
178 |
+
|
179 |
+
There have been moves from the insurance industry to try to broaden coverage, in the wake of attacks this year. Current rules were established during the Nineties, when the major threat was from the IRA.
|
180 |
+
|
181 |
+
More recent attacks have been less damaging to physical assets but have resulted in major business disruption. Neil Coyle, MP for Bermondsey and Old Southwark, hit out at insurers in the wake of the Borough Market attack after traders struggled to get payouts, suggesting losses were around £1.4m.","The UK's public sector has increased its spending on insurance against terrorist attacks four-fold over the past 12 months. Roughly £56m ($76m) of contracts included terrorism coverage were underwritten in 2017, up from £14m in 2016. Recent attacks are said to have caused less physical damage than previous incidents. Business interruption from these attacks, however, has been notable, with insurers criticised for failing to get payouts to businesses impacted by last year's attack at Borough Market, losses from which are estimated to have been £1.4m.
|
182 |
+
"
|
183 |
+
"A Kyushu University research team realized continuous electrochemical synthesis of an alcoholic compound from a carboxylic acid using a polymer electrolyte alcohol electrosynthesis cell, which enables direct power charge into alcoholic compound. Credit: Masaaki Sadakiyo / International Institute for Carbon-Neutral Energy Research, Kyushu University
|
184 |
+
|
185 |
+
Interest in renewable energy continues to grow. Many renewables, though, can be frustratingly intermittent. When the sun stis obscured by clouds, or the wind stops blowing, the power fluctuates. The fluctuating supply can be partly smoothed out by energy storage during peak production times. However, storing electricity is not without its challenges.
|
186 |
+
|
187 |
+
Recently, a team at Kyushu University created a device to store energy in chemical form through continuous electrolysis. The researchers noted that glycolic acid (GC) has a much greater energy capacity than hydrogen, one of the more popular energy storage chemicals. GC can be produced by four-electron reduction of oxalic acid (OX), a widely available carboxylic acid. As described in their publication in Scientific Reports, the team devised an electrolytic cell based on a novel membrane-electrode assembly. Sandwiched between two electrodes are an iridium oxide-based anode and a titanium dioxide (TiO2)-coated titanium (Ti) cathode, linked by a polymer membrane.
|
188 |
+
|
189 |
+
""Flow-type systems are very important for energy storage with liquid-phase reaction,"" says lead author Masaaki Sadakiyo. ""Most electrolyzers producing alcohols operate a batch process, which is not suitable for this purpose. In our device, by using a solid polymer electrolyte in direct contact with the electrodes, we can run the reaction as a continuous flow without addition of impurities (e.g. electrolytes). The OX solution can effectively be thought of as a flowable electron pool.""
|
190 |
+
|
191 |
+
Another key consideration is the cathode design. The cathodic reaction is catalyzed by anatase TiO2. To ensure a solid connection between catalyst and cathode, the team ""grew"" TiO2 directly on Ti in the form of a mesh or felt. Electron microscope images show the TiO2 as a wispy fuzz, clinging to the outside of the Ti rods like a coating of fresh snow. In fact, its job is to catalyze the electro-reduction of OX to GC. Meanwhile, at the anode, water is oxidized to oxygen.
|
192 |
+
|
193 |
+
The team found that the reaction accelerated at higher temperatures. However, turning the heat up too high encouraged an unwanted by-process—the conversion of water to hydrogen. The ideal balance between these two effects was at 60°C. At this temperature, the device could be further optimized by slowing the flow of reactants, while increasing the amount of surface area available for the reaction.
|
194 |
+
|
195 |
+
Interestingly, even the texture of the fuzzy TiO2 catalyst made a major difference. When TiO2 was prepared as a ""felt,"" by growing it on thinner and more densely packed Ti rods, the reaction occurred faster than on the mesh—probably because of the greater surface area. The felt also discouraged hydrogen production, by blanketing the Ti surface more snugly than the mesh, preventing the exposure of bare Ti.
|
196 |
+
|
197 |
+
""In the right conditions, our cell converts nearly 100 percent of OX, which we find very encouraging,"" co-author Miho Yamauchi says. ""We calculate that the maximum volumetric energy capacity of the GC solution is around 50 times that of hydrogen gas. To be clear, the energy efficiency, as opposed to capacity, still lags behind other technologies. However, this is a promising first step to a new method for storing excess current.""
|
198 |
+
|
199 |
+
Explore further Self-healing catalyst films for hydrogen production
|
200 |
+
|
201 |
+
More information: Masaaki Sadakiyo et al, Electrochemical Production of Glycolic Acid from Oxalic Acid Using a Polymer Electrolyte Alcohol Electrosynthesis Cell Containing a Porous TiO2 Catalyst, Scientific Reports (2017). Journal information: Scientific Reports Masaaki Sadakiyo et al, Electrochemical Production of Glycolic Acid from Oxalic Acid Using a Polymer Electrolyte Alcohol Electrosynthesis Cell Containing a Porous TiO2 Catalyst,(2017). DOI: 10.1038/s41598-017-17036-3
|
202 |
+
|
203 |
+
Provided by Kyushu University, I2CNER","Researchers at Kyushu University have created a device to store chemical energy through continuous electrolysis using glycolic acid, which they say has around 50 times the energy storage capacity of hydrogen. The team made an electrolytic cell using a new membrane-electrode assembly using an iridium oxide-based anode and a titanium dioxide-coated titanium cathode. The ideal operating temperature for the reaction is 60C, they said. ""The energy efficiency, as opposed to capacity, still lags behind other technologies"", said study co-author, Miho Yamauchi. ""However, this is a promising first step."""
|
204 |
+
"Sarah Wallace (L), NASA microbiologist and Genes in Space-3 principal investigator, and Sarah Stahl (R), microbiologist, are seen in their Johnson Space Center lab with the in-flight sample from the Genes in Space-3 investigation. Credit: Rachel Barry
|
205 |
+
|
206 |
+
Being able to identify microbes in real time aboard the International Space Station, without having to send them back to Earth for identification first, would be revolutionary for the world of microbiology and space exploration. The Genes in Space-3 team turned that possibility into a reality this year, when it completed the first-ever sample-to-sequence process entirely aboard the space station. Results from their investigation were published in Scientific Reports.
|
207 |
+
|
208 |
+
The ability to identify microbes in space could aid in the ability to diagnose and treat astronaut ailments in real time, as well as assisting in the identification of DNA-based life on other planets. It could also benefit other experiments aboard the orbiting laboratory. Identifying microbes involves isolating the DNA of samples, and then amplifying - or making many copies - of that DNA that can then be sequenced, or identified.
|
209 |
+
|
210 |
+
The investigation was broken into two parts: the collection of the microbial samples and amplification by Polymerase Chain Reaction (PCR), then sequencing and identification of the microbes. NASA astronaut Peggy Whitson conducted the experiment aboard the orbiting laboratory, with NASA microbiologist and the project's Principal Investigator Sarah Wallace and her team watching and guiding her from Houston.
|
211 |
+
|
212 |
+
As part of regular microbial monitoring, petri plates were touched to various surfaces of the space station. Working within the Microgravity Science Glovebox (MSG) about a week later, Whitson transferred cells from growing bacterial colonies on those plates into miniature test tubes, something that had never been done before in space.
|
213 |
+
|
214 |
+
Once the cells were successfully collected, it was time to isolate the DNA and prepare it for sequencing, enabling the identification of the unknown organisms - another first for space microbiology. An historic weather event, though, threatened the ground team's ability to guide the progress of the experiment.
|
215 |
+
|
216 |
+
""We started hearing the reports of Hurricane Harvey the week in between Peggy performing the first part of collecting the sample and gearing up for the actual sequencing,"" said Wallace.
|
217 |
+
|
218 |
+
When JSC became inaccessible due to dangerous road conditions and rising flood waters, the team at Marshall Space Flight Center's Payload Operations Integration Center in Huntsville, Alabama, who serve as ""Mission Control"" for all station research, worked to connect Wallace to Whitson using Wallace's personal cell phone.
|
219 |
+
|
220 |
+
With a hurricane wreaking havoc outside, Wallace and Whitson set out to make history. Wallace offered support to Whitson, a biochemist, as she used the MinION device to sequence the amplified DNA. The data were downlinked to the team in Houston for analysis and identification.
|
221 |
+
|
222 |
+
NASA astronaut Peggy Whitson performed the Genes in Space-3 investigation aboard the space station using the miniPCR and MinION, developed for previously flown investigations. Credit: NASA
|
223 |
+
|
224 |
+
""Once we actually got the data on the ground we were able to turn it around and start analyzing it,"" said Aaron Burton, NASA biochemist and the project's co-investigator. ""You get all these squiggle plots and you have to turn that into As, Gs, Cs and Ts.""
|
225 |
+
|
226 |
+
Those As, Gs, Cs and Ts are Adenine, Guanine, Cytosine and Thymine - the four bases that make up each strand of DNA and can tell you what organism the strand of DNA came from.
|
227 |
+
|
228 |
+
""Right away, we saw one microorganism pop up, and then a second one, and they were things that we find all the time on the space station,"" said Wallace. ""The validation of these results would be when we got the sample back to test on Earth.""
|
229 |
+
|
230 |
+
Soon after, the samples returned to Earth, along with Whitson, aboard the Soyuz spacecraft. Biochemical and sequencing tests were completed in ground labs to confirm the findings from the space station. They ran tests multiple times to confirm accuracy. Each time, the results were exactly the same on the ground as in orbit.
|
231 |
+
|
232 |
+
The Genes in Space-3 team worked throughout Hurricane Harvey to ensure operations continued on the space station. Pictured are Aaron Burton, Kristen John, Sarah Stahl and Sarah Wallace as they watch NASA astronaut Peggy Whitson work within the Microgravity Science Glovebox (MSG) during part one of the investigation. Credit: Sarah Wallace
|
233 |
+
|
234 |
+
""We did it. Everything worked perfectly,"" said Sarah Stahl, microbiologist.
|
235 |
+
|
236 |
+
Developed in partnership by NASA's Johnson Space Center and Boeing, this National Lab sponsored investigation is managed by the Center for the Advancement of Science in Space.
|
237 |
+
|
238 |
+
Genes in Space-1 marked the first time the PCR was used in space to amplify DNA with the miniPCR thermal cycler, followed shortly after by Biomolecule Sequencer, which used the MinION device to sequence DNA. Genes in Space-3 married these two investigations to create a full microbial identification process in microgravity.
|
239 |
+
|
240 |
+
""It was a natural collaboration to put these two pieces of technology together because individually, they're both great, but together they enable extremely powerful molecular biology applications,"" said Wallace.
|
241 |
+
|
242 |
+
Explore further Sequencing the station: Investigation aims to identify unknown microbes in space
|
243 |
+
|
244 |
+
More information: Sarah L. Castro-Wallace et al. Nanopore DNA Sequencing and Genome Assembly on the International Space Station, Scientific Reports (2017). Journal information: Scientific Reports Sarah L. Castro-Wallace et al. Nanopore DNA Sequencing and Genome Assembly on the International Space Station,(2017). DOI: 10.1038/s41598-017-18364-0","Scientists on the International Space Station (ISS) have successfully identified microbes in the first-ever sample-to-sequence process on board the ship. NASA astronaut Peggy Whitson worked with the Houston-based Genes in Space-3 team to collect microbial samples from around the ISS, before a MinION device was used to sequence the samples' DNA, enabling it to be identified. Back on Earth, the results were retested and proved to exactly match the ISS outcomes. Being able to identify microbes on the ISS would assist in diagnosing illnesses and infections among astronauts."
|
245 |
+
"Halal and Kosher meat could be labelled by method of slaughter after Brexit amid concerns that animals are suffering needlessly before being killed.
|
246 |
+
|
247 |
+
Tory MPs and leading vets have for years raised concerns that the failure to stun animals before killing them under some methods of slaughter is cruel.
|
248 |
+
|
249 |
+
George Eustice, the farming minister, has now given a clear indication that the Government will consider introducing labelling after the UK leaves the European Union.
|
250 |
+
|
251 |
+
It comes after Michael Gove, the Environment Secretary, vowed to ensure that animal welfare standards will be even higher after Britain leaves the EU.
|
252 |
+
|
253 |
+
Mr Eustice said: that consumers should be able to make an ""informed choice"" about what they decide to buy.
|
254 |
+
|
255 |
+
He said: “There is no national or EU requirement to display the method of slaughter on meat products but where this is included it must be accurate.
|
256 |
+
|
257 |
+
“The Government believes that consumers should have the necessary information available to them to make an informed choice about their food, and this is something we can consider in the context of leaving the EU.”","The UK government could introduce food labels on halal and kosher meat indicating that the animal was not stunned before being slaughtered following its withdrawal from the European Union, according to farming minister George Eustice. Current EU legislation does not require such information on meat packaging, but Conservative MP Laurence Robertson said its introduction would allow consumers to make an informed choice, adding: ""Brexit… makes it easier for us to legislate without an eye looking over our shoulders"".
|
258 |
+
"
|
259 |
+
"
|
260 |
+
|
261 |
+
Image by Kremlin.ru
|
262 |
+
|
263 |
+
A spat of recent failures in Russia’s space industry has caused the Kremlin to consider an official probe of problems in the sector. Kremlin spokesman, Dmitry Peskov, said this week that authorities warrant a thorough analysis of the situation in the space industry, reported Associated Press.
|
264 |
+
|
265 |
+
4GB – A Georgian Electronic Music Festival In Soviet Style: Watch
|
266 |
+
|
267 |
+
“A Russian weather satellite and nearly 20 micro-satellites from other nations were lost following a failed launch from Russia’s new cosmodrome in the Far East on Nov. 28. And in another blow to the Russian space industry, communications with a Russian-built communications satellite for Angola, the African nation’s first space vehicle, were lost following its launch on Tuesday,” wrote AP.
|
268 |
+
|
269 |
+
Russian Deputy Prime Minister Rogozin, who’s portfolio includes space operations, was critical of Russian space corporation, Roscosmos, declaring Roscosmos was “trying to prove that failures occur not because of mistakes in management but just due to some ‘circumstances.'”
|
270 |
+
|
271 |
+
SpaceX Says It Will Take 65% Of Global Commercial Launch Market
|
272 |
+
|
273 |
+
Tsarizm has previously reported that Russia has lost a large percentage of the commercial launch market in recent years due to the rise of SpaceX and other commercial operators in the West, and failures such as the Kremlin has seen recently which has damaged Russia’s once strong reputation in space.
|
274 |
+
|
275 |
+
The new Russian launch pad at Vostochny has been marred with delays and accusations of corruption. Russian President Vladimir Putin himself publicly called for those in charge of the project to be punished. The work horse for Moscow’s space efforts previously has been the Russia-leased Baikonur launch pad in Kazakhstan, where heavier launches still take place until Vostochny can be finished in 2021.
|
276 |
+
|
277 |
+
Russian Space Program Close To Collapse
|
278 |
+
|
279 |
+
The loss of market share in the commercial launch space has put a critical source of revenue and foreign currency in crisis.","The Kremlin is considering an official inquiry into problems in Russia's space programme. A failed launch from the country's new facility in the Far East in November led to the loss of a Russian weather satellite and nearly 20 micro-satellites from other countries, while communication links with a Russian-built communications satellite launched on behalf of Angola have also been lost. Deputy Prime Minister Dmitry Rogozin, who has responsibility for the space industry, has been publicly critical of the country's space corporation, Roscosmos, and a Kremlin spokesman said the situation warrants a thorough analysis.
|
280 |
+
"
|
281 |
+
"Email to a friend Post navigation
|
282 |
+
|
283 |
+
Agents are being offered a new property valuation tool that claims to be different to others by using artificial intelligence to pick up trends and make predictions for the future.
|
284 |
+
|
285 |
+
Houseprice.ai has been testing an app called Horizon since August for agents, property developers and mortgage lenders that launched just before Christmas.
|
286 |
+
|
287 |
+
The software is programmed to use pricing data going back 20 years and to learn local trends using official house price, bank lending and rental figures as well as other factors such as crime, energy performance and planning data to provide valuation reports and forecasts within minutes.
|
288 |
+
|
289 |
+
In comparison, the Land Registry works out average values based on sale prices, while Zoopla’s online valuation tool uses factors such as property size and what neighbouring local properties have sold for. Rightmove provides market trend reports that show how much neighbouring property has sold for.
|
290 |
+
|
291 |
+
For subscriptions starting at an average of £100 per month depending on usage, subscribers can either work with the Horizon app and use the reports it generates or they can incorporate all the data into their own valuation and customised reports.
|
292 |
+
|
293 |
+
EYE queried whether these were all things an agent could already provide for free, but Houseprice.ai chief executive Eldred Buck said: “The main difference is that it is faster, has no subjective biases and takes in over 50 individual factors to arrive at the capital valuation and rental values.”
|
294 |
+
|
295 |
+
Two of the directors of the company, Buck and co-founder Giovanni Miano, come from a banking and financial technology background, while chief creative officer Vivienne Brooks has had a career in graphic design and marketing. The company has also appointed general practice chartered surveyor Philip Challinor as non-executive chairman.","An app that uses artificial intelligence (AI) to identify property-market trends and predict future changes is being offered to agents by Houseprice.ai. The Horizon app uses pricing data from the past 20 years to teach itself local property trends and quickly provide valuation reports and forecasts. Houseprice.ai CEO Eldred Buck said the service's primary benefits for agents was that ""it has no subjective biases and takes in over 50 individual factors to arrive at the capital valuation and rental values"". The app is available to agents for a £100 ($136) monthly subscription."
|
296 |
+
"A prevalent shrub that grows almost everywhere across Kenya could be the key to a sustainable source of biofuel, set to replace diesel and potentially feed Africa’s growing demand for cheap, low-carbon energy.
|
297 |
+
|
298 |
+
Article continues below advertisement
|
299 |
+
|
300 |
+
Called the croton tree, this plant is widely used for firewood and shade, but its less used component—its oilseed nuts—are a powerful source for biofuels. And while the croton industry is still fledgling, this macadamia-sized nut could help Africa meet its sustainable development goals of clean energy, climate action and poverty reduction.
|
301 |
+
|
302 |
+
As of now, Kenya imports all of its oil. In rural communities, diesel use is widespread for everything from trucks to water pumps, but is barely affordable for the poverty-stricken farmers that rely on it. Meanwhile, in urban areas, car exhaust is causing dangerous levels of air pollution. Croton oil, on the other hand, generates 78 percent less carbon dioxide emissions than diesel.
|
303 |
+
|
304 |
+
Article continues below advertisement
|
305 |
+
|
306 |
+
While a biofuel replacement sounds good, this isn't the first time Kenya has promised such a massive overhaul of the fossil fuel system. In 2000, a plant native to Central America, jatropha, was introduced to the Kenyan landscape and billed as the saving biofuel crop. The government then took land away from farmers to grow thousands of acres of monoculture jatropha. In the end, yields of the plant were “dismal” and because 90% of the jatropha crops were established on former agricultural land, companies kept their land titles, leaving hundreds of farmers with no jobs and no land.
|
307 |
+
|
308 |
+
Article continues below advertisement
|
309 |
+
|
310 |
+
This time around, however, the government and companies pushing the croton tree are doing it differently, building sustainable business practices into the movement.
|
311 |
+
|
312 |
+
For one, the industry could also improve rural livelihoods; through the production of oil for energy and other products (such as animal feed and fertilizer), croton harvesting is an opportunity for many poor farmers to rise out of poverty. The trees don’t require an investment in water or fertilizer, and the harvest can last up to six months, which means it's a steady source of income. Additionally, sellers get paid upon delivery, unlike coffee famers in the region who have to wait months for a payout.
|
313 |
+
|
314 |
+
Article continues below advertisement
|
315 |
+
|
316 |
+
Additionally, the croton industry could help with food security: While many biofuel crops take edible ingredients out of the market, the croton nut is inedible, meaning it does not displace food for consumption. Additionally, because croton trees already grow all over the region, there's no need to create massive monocultures like the jatropha days, which potentially displace other food crops.
|
317 |
+
|
318 |
+
“Instead of going the way of monoculture, we have decided to collaborate with small-scale holders and minimise the risk for everyone involved,” said Myles Katz, the managing director of Eco Fuels Kenya, a startup pioneering the use of croton nuts for biofuel.
|
319 |
+
|
320 |
+
|
321 |
+
|
322 |
+
Article continues below advertisement
|
323 |
+
|
324 |
+
Eco Fuels Kenya currently buys nuts from 5,000 farmers across Kenya, and more are expressing interest. Michael Jacobson, professor of forest resources in the Penn State College of Agricultural Sciences, recently conducted a survey with Kenyan farmers to gauge interest in joining the movement. Most were ready to jump in.
|
325 |
+
|
326 |
+
“Many small farmers, although land constrained, have access to land to plant groves of croton trees if they become sold on the idea,” he said. “If they knew that there was going to be a dedicated market for croton, they would certainly add trees to their farm household lands.”","The oilseed nuts of the croton tree, a prevalent shrub in Kenya, could hold the key to cheap development of biofuels in the country. Croton oil was found to generate 78% less CO2 emissions than diesel, which is in widespread use in rural areas of the country. At present, Eco Fuels Kenya buys the nuts from 5,000 farmers across the African nation, and is looking to garner support for the alternative fuel."
|
327 |
+
"Twenty-nine percent of U.S. businesses suffered a data breach in the past year, according to a recent HSB survey of 403 senior executives in the U.S., conducted by Zogby Analytics.
|
328 |
+
|
329 |
+
Two thirds of respondents whose businesses were breached said their company’s reputation was negatively affected by the incident. Twenty-seven percent of respondents spent between $5,000 and $50,000 to respond to a breach, and 30 percent spent between $50,000 and $100,000.
|
330 |
+
|
331 |
+
Forty-seven percent of the breaches were caused by a third-party vendor or contractor, followed by employee negligence (21 percent) and lost or stolen mobile devices or storage media (20 percent). Just 11 percent were caused by hacking.
|
332 |
+
|
333 |
+
When asked to identify the biggest hurdle their organization faces in responding to a breach, 51 percent cited a lack of knowledge, while 41 percent said it comes down to a lack of resources.
|
334 |
+
|
335 |
+
“The results highlight how closely our economy and society are interconnected digitally,” HSB vice president Timothy Zellman said in a statement. “Almost all of our personal and business data can be accessible on the Internet through online business connections, websites and social media. And that exposes our private information to attacks from hackers and cyber thieves.”
|
336 |
+
|
337 |
+
Monitoring Privileged Users
|
338 |
+
|
339 |
+
A separate Balabit survey of 222 IT executives and IT security professionals found that 35 percent of respondents see themselves as the biggest internal security risk to networks within their organizations. While HR and finance staff may be easier targets for social engineering, IT staff have higher access rights than other users, including access to business-critical data.
|
340 |
+
|
341 |
+
When asked to identify the most important user data for spotting malicious activity, 47 percent of respondents listed the time and location of login, followed by private activities using corporate devices (41 percent), and biometrics identification characteristics such as keystroke analytics (31 percent).
|
342 |
+
|
343 |
+
Within the realm of privileged users, respondents said sysadmins present the biggest threat (42 percent), followed by C-level executives (16 percent).
|
344 |
+
|
345 |
+
When asked what data is most valuable to hackers, 56 percent of respondents cited personal employee data, followed by customer data (50 percent) and investor and financial information (46 percent).
|
346 |
+
|
347 |
+
“As attacks become more sophisticated, targeted attacks and APTs more commonly involve privileged users inside organizations — often via hacks involving stolen credentials,” Balabit security evangelist Csaba Krasznay said in a statement. “Today, IT security professionals’ tough job has become even tougher. It is not enough to keep the bad guys out; security teams must continuously monitor what their own users are doing with their access rights.”","Hackers penetrated the data of 29% of US firms last year, with two-thirds of them suffering damage to their reputations as a result, according to a study by Zogby Analytics. It surveyed more than 400 senior US executives, 47% of whom said incidents were caused by external vendors or contractors. More than half said a lack of knowledge was the biggest obstacle to responding to a breach. A separate survey of IT executives by Balabit revealed 56% of 222 respondents believed employee personal data was most valuable to cyber criminals.
|
348 |
+
"
|
349 |
+
"Regus’ second Redhill centre opens for business.
|
350 |
+
|
351 |
+
Global workspace provider Regus has opened the doors to its second Redhill business centre in response to the increased demand for workspace on flexible terms from local professionals.
|
352 |
+
|
353 |
+
The centre occupies the fifth, sixth and seventh floors of Kingsgate House, located at the southern end of Redhill High Street. It houses over 180 workstations and offers a range of flexible working options including co-working space, offices of varying sizes and layouts, Virtual Office services, meeting rooms and hot desks.
|
354 |
+
|
355 |
+
Regus Redhill’s central location places it close to various local amenities and transport links. It is situated just five minutes’ walk from Redhill Station, which has direct rail links to London, Croydon, Guildford and Reading. The centre can also be accessed internationally via Gatwick Airport which is just a 20 minute drive away.
|
356 |
+
|
357 |
+
Richard Morris, UK CEO, Regus, said: “Redhill is already a popular location with insurers, banks, oil companies and publishers. Combined with its excellent transport links, this makes the town a great location for Regus. We expect the new centre to be popular with a wide range of users including those based in Redhill and those visiting for business”
|
358 |
+
|
359 |
+
Please enable JavaScript to view the comments.","Flexible office space provider Regus has opened its second centre in Redhill, Surrey. The company has leased the fifth, sixth and seventh floors of Kingsgate House, offering co-working space, meeting rooms, virtual office services and more than 180 workstations and hot desks. UK CEO Richard Morris said Rehill was a popular location for insurers, banks, oil companies and publishers.
|
360 |
+
"
|
361 |
+
"Real estate deals on a blockchain are becoming real.
|
362 |
+
|
363 |
+
The startup Propy recently sold an apartment in the Ukraine through its blockchain, and in the last week of December it began letting Californians buy and sell properties on its blockchain using bitcoin. They will be able to use U.S. dollars next year. It’s also offering other homes including a “Packer House”— a house located next to the Green Bay Packers’ stadium and training field that is draped in team paraphernalia and is available for $1 million.
|
364 |
+
|
365 |
+
Other startups, including ShelterZoom and RealBlocks, are offering other takes on the idea of buying and selling real estate on a distributed ledger. ShelterZoom has built an Ethereum-based platform that went live Dec. 14. RealBlocks lets people invest in housing on its blockchain with fiat or digital currency (and starting in February 2018, its own tokens). It has completed seven deals so far.
|
366 |
+
|
367 |
+
Distributed-ledger technology — a database that can live in many places at once, where transactions and smart contracts can be executed, theoretically without any need for middlemen — could simplify real estate investment, turning a complicated process into a series of clicks.
|
368 |
+
|
369 |
+
At some point in the near future, not only real estate transactions but mortgages themselves may be handled on a blockchain.
|
370 |
+
|
371 |
+
Banks will have to adapt.
|
372 |
+
|
373 |
+
“I don’t know if this is removing banks from the process — I think it will make them more efficient,” said Eric Piscini, principal, banking and technology consulting at Deloitte. “Maybe they’ll be leaner because they won’t need to have as many people as they used to, to manage those processes.”
|
374 |
+
|
375 |
+
What blockchains can do
|
376 |
+
|
377 |
+
Theoretically, almost every element of a real estate transaction could be handled on a blockchain.
|
378 |
+
|
379 |
+
“When you want to buy a piece of real estate, whether it’s commercial or retail, wherever the current process is very inefficient, which is most places, a blockchain platform can make it better, faster and cheaper,” Piscini said.
|
380 |
+
|
381 |
+
Propy, which is based in Menlo Park, Calif., calls itself the Amazon of real estate. Its site lets users search for properties and brokers the way Realtor.com and Trulia do.
|
382 |
+
|
383 |
+
It records deals on its blockchain registry, which it hopes will be adopted by many jurisdictions as an official ledger and as a way to issue title deeds online.
|
384 |
+
|
385 |
+
Herein is a big promise of blockchain: that it could replace today’s clunky title deed and registry processes, which involve going to a local town hall and getting a clerk to find the right documents.
|
386 |
+
|
387 |
+
Yet it will be a challenge to get thousands of local governments, as well as homeowners and real estate investors, to accept a number on a blockchain as the official deed to a property.
|
388 |
+
|
389 |
+
RealBlocks lets people invest in rental properties like Section 8 housing over a blockchain.
|
390 |
+
|
391 |
+
“Rather than having to set up LLCs and deal with the tax, legal and accounting complexities associated with purchasing real estate, we’re making the process seamless by doing it on the blockchain using tokens,” said Perrin Quarshie, RealBlocks' CEO.
|
392 |
+
|
393 |
+
The company can help users find a mortgage through its mortgage brokerage partner First National Financing. It has also partnered with SALT Lending so that after February, participants will be able to take out a loan or line of credit using the tokens they buy from RealBlocks as collateral.
|
394 |
+
|
395 |
+
A blockchain combined with smart devices could let real estate investors track the condition of their investments and know, for instance, that equipment is being repaired and replaced on a schedule.
|
396 |
+
|
397 |
+
“Almost in real time, you can know if that piece of real estate you invested in is in good condition or not,” Piscini said. “You don’t have to trust a third party for that; you can trust the blockchain.”
|
398 |
+
|
399 |
+
A blockchain can also let people who are nonresidents buy real estate in the U.S., which today is difficult.
|
400 |
+
|
401 |
+
And it could let more people participate.
|
402 |
+
|
403 |
+
“If someone who is managing a property can also be an investor in the property with that mechanism, then they would manage the property better,” Piscini said. “The renter or leaser might be more incentivized to do a good job maintaining the property if they’re also an investor.”
|
404 |
+
|
405 |
+
Legal, regulatory, public-sentiment hurdles
|
406 |
+
|
407 |
+
For real estate blockchains to work, several things need to happen: Governments, homeowners and investors would have to recognize and accept a blockchain registry. Small town halls would need to become blockchain-ready. Courts would have to accept smart contracts the way they accept paper-based contracts today.
|
408 |
+
|
409 |
+
“Blockchain is a very natural database technology to keep records like titles and to make them widely accessible,” said Dror Futter, partner at Rimon Law and a member of its blockchain practice. “The issue is, you need to have the real estate blockchain recognized as a title registry. You can’t have a situation where you have multiple registries.”
|
410 |
+
|
411 |
+
Consumers would have to be willing to accept a smart contract as their only way to engage with real estate participants.
|
412 |
+
|
413 |
+
“If something goes wrong, who’s picking up the phone?” Piscini said. “If there is a major event, an earthquake, how do you manage the smart contract? At the end of the day, are we willing to trust this? That’s going to be the biggest challenge.”
|
414 |
+
|
415 |
+
The tokens many blockchain startups plan to issue to represent real estate assets raise regulatory questions.
|
416 |
+
|
417 |
+
“Will those tokens be considered another risk or another type of equity or will they be considered just an investment in real estate?” Piscini said. “I think the jury is out on that.”
|
418 |
+
|
419 |
+
In Piscini’s view, the only way to get the entire real estate finance system to accept transactions on a blockchain would be for regulators to mandate its use.
|
420 |
+
|
421 |
+
Regulators might do this for three reasons: to make the real estate market more open; to exert control over the real estate market (for instance, to limit a North Korean investor’s U.S. purchases); and to obtain a macroeconomic, real-time view of the real estate market, so they can react immediately.
|
422 |
+
|
423 |
+
All of this will take time.
|
424 |
+
|
425 |
+
“Blockchain is the internet circa 1993,” Futter said. “The technology is still immature, it’s not user-friendly, there are still issues being identified, and hacks are occurring. It’s a little overhyped in terms of what it can deliver today. But it can do most of these things on a limited basis today.”
|
426 |
+
|
427 |
+
Mortgages on a blockchain
|
428 |
+
|
429 |
+
Eventually, it is likely that mortgages will be handled as self-executable smart contracts on a blockchain, rather than as paper documents.
|
430 |
+
|
431 |
+
“Could you do a mortgage completely by way of smart contract? Yes,” Futter said. “The technology is there today to form a mortgage between two parties. The question will be, from a legal perspective, will it be deemed an enforceable agreement? That’s more a question of evidence than anything else.”
|
432 |
+
|
433 |
+
States like California are starting to accept smart contracts as legal evidence, so long term this will not be an obstacle.
|
434 |
+
|
435 |
+
Futter believes smart contracts themselves won’t contain every term of a mortgage agreement. They might contain key terms like interest rate, loan amount and duration. But an underlying master agreement would cover all the terms and conditions typical of a mortgage.
|
436 |
+
|
437 |
+
A blockchain could also facilitate crowdsourced mortgages. Instead of taking out a $200,000 loan from one lender, a borrower could get $2,000 each from 100 investors.
|
438 |
+
|
439 |
+
What banks should do now
|
440 |
+
|
441 |
+
Blockchain technology will take over the recording and transaction activities banks do today, Piscini said. Therefore, they need to focus on value-added services.
|
442 |
+
|
443 |
+
“Now it’s not just lending money, it’s managing property and helping people do a lot of things outside of just getting money to buy real estate,” Piscini said. “So the banks have to reinvent themselves and find new services and solutions.”
|
444 |
+
|
445 |
+
Futter suggests that at a minimum, banks should have people following these developments. They could be experimenting with creating records, tracking documentation and verifying transactions on a blockchain.
|
446 |
+
|
447 |
+
“The financial crisis showed this recordkeeping aspect is not the biggest strength of a lot of banks,” Futter said. “The blockchain creates a reliable storage mechanism that’s accessible depending on whether you do a public chain or private chain. You can store all the documentation around the mortgage transaction, including the financing, on a blockchain. You could do the mortgage processing automatically going forward, payments could be made and foreclosure would occur automatically —those kinds of things are all doable on the blockchain.”
|
448 |
+
|
449 |
+
This is all true for auto lending as well, he noted. It is also true for other types of loans, debt collection and many other related services.
|
450 |
+
|
451 |
+
Editor at Large Penny Crosman welcomes feedback at penny.crosman@sourcemedia.com.","Blockchain technology could help US real estate firms offer customers near-instant financing and mortgage deals, all but edging banks out of the process. Deloitte's Eric Piscini said blockchains have the potential to revolutionise land registry and make the mortgage-buying process almost seamless. Banks could retain a role by offering value-added products and services. However, Piscini said the technology was still in its infancy and getting local governments, the courts and homeowners to accept it would take time."
|
452 |
+
"General Motors sells 70% more cars in China than in the US.
|
453 |
+
|
454 |
+
China's auto market growth has outpaced the US in the last decade, but is slowing.
|
455 |
+
|
456 |
+
|
457 |
+
|
458 |
+
In China, General Motors is hot. In November, its 10 joint ventures and two wholly-owned foreign enterprises sold 418,225 new vehicles in China, up 13% from a year ago. It was the best November ever, GM said. SUV sales soared 73%.
|
459 |
+
|
460 |
+
By comparison, in the US, GM sold 245,387 new vehicles in November, it reported a few days ago, down nearly 3% from a year ago. In other words, in November, GM sold 70% more vehicles in China than in the US.
|
461 |
+
|
462 |
+
China became the world’s largest new vehicle market for the first time in 2009, when sales in the US plunged. For years, growth rates in the Chinese market blew the doors off the US market. But the hectic pace has recently subsided. For 2017, deliveries are expected to rise only 2%, and competition from local automakers is getting tougher.
|
463 |
+
|
464 |
+
Buick is still hot in China – though it’s just about moribund in the US, where deliveries fell 3.5% year-over-year in November to just 16,833 vehicles, accounting for only 7% of GM’s total sales in the US. Of them, 2,228 were the China-made compact SUVs, the Buick Envision.
|
465 |
+
|
466 |
+
In China, Buick is still the fourth largest auto brand with a market share of just under 5% so far this year, behind Volkswagen, Honda, and Toyota. In November, GM sold 112,738 Buicks, or 27% of its total sales. But for the month, Buick was already outsold by GM’s Baojun.
|
467 |
+
|
468 |
+
Baojun is the hottest brand GM has in China. Sales of the bargain-priced vehicles soared 52% in November to 113,711 units, accounting for over a quarter of GM’s total sales in China.
|
469 |
+
|
470 |
+
GM launched Baojun in 2010, after the “New GM” had emerged from Chapter 11 bankruptcy in the US in July 2009, with Debtor in Possession (DIP) financing and equity investments from the US taxpayer. This support helped GM go on an investment spree in China, and, along with its joint-venture partner SAIC, plow $2.4 billion in the Baojun factory in Liuzhou, even as many former GM plants in the US had been shuttered and were disposed of in bankruptcy.
|
471 |
+
|
472 |
+
But GM owns only 44% of Baojun. With technology transfer to SAIC being a big part of the deal, this is a risky proposition. The Wall Street Journal:
|
473 |
+
|
474 |
+
Other foreign auto makers “are consistently taken aback by GM’s apparently generous technology sharing” when it comes to Baojun, said Michael Dunne, a former GM executive and now president of Dunne Automotive, a consultancy. “The open approach has engendered considerable goodwill but it also leaves GM vulnerable to the whims of its powerful Chinese partner.”
|
475 |
+
|
476 |
+
GM was less proud of its brand Wuling. It sold 113,919 units. GM does not brag about the year-over-year change in deliveries, as it does with Baojun. In fact, in the press release, there is no mention of this year-over-year change. Turns out, a year ago, GM had reported 121,566 sales in November. In other words, Wuling sales dropped 6.3% year-over-year.
|
477 |
+
|
478 |
+
Nevertheless GM gushed, while purposefully leaving out Wuling: “GM’s performance was strong across its brands. Baojun deliveries reached an all-time monthly high, while Buick, Cadillac and Chevrolet set November sales records.”
|
479 |
+
|
480 |
+
China-sold Buicks, Cadillacs, and Chevrolets are built by a 50-50 GM-SAIC joint venture. These vehicles tend to be more upscale than GM’s Chinese brands.
|
481 |
+
|
482 |
+
For the first 11 months this year, GM sold 32% more vehicles in China than in the US, with 3,549,087 units in China, up 3.3% year-over-year, versus 2,691,493 units in the US, down 1.2%, according to Autodata. 2017 will be the sixth year in a row when GM’s vehicle sales in China exceeded those in the US.
|
483 |
+
|
484 |
+
But it’s complicated. These are joint ventures, margins in China are thin, and in terms of profits, GM’s China operations don’t contribute all that much. For the year 2016, GM booked global profits of $9.4 billion, of which GM attributed only $2 billion to “equity income” at its joint ventures in China despite all the massive in vestments in China. Most of the remainder of its global profits came from its sales in the US, and mostly from the fat profit margins on pickups and SUVs.
|
485 |
+
|
486 |
+
Then there’s Tesla, with a market capitalization not much behind GM’s despite minuscule vehicle sales. This is where hype goes to die.","Surging sales of General Motors cars in China meant the company sold 70% more vehicles there than in the US in November. China sales rose 13.1% last month, YoY, to 491,702 vehicles, having jumped 13% in November. US sales fell 3.3% to 245,387 last month after a 3% decline in November. The most popular GM brand in China is the Baojun, sales of which rocketed 52% in November to 113,711. However, GM only owns 44% of Baojun, with China's SAIC holding a large part of the deal. The Wall Street Journal warns that this ""leaves GM vulnerable to the whims of its powerful Chinese partner"".
|
487 |
+
"
|
488 |
+
"A former advertising executive who spent two decades working with “big food” corporations has revealed how they are still working to persuade us to eat more sugar and junk food in spite of the obesity epidemic.
|
489 |
+
|
490 |
+
Dan Parker, who was a successful advertising executive earning his living promoting Coca Cola and McDonalds, told the Guardian in his first interview that the food industry is behaving like Big Tobacco. “I think what the food industry does now will define where it lands. If it behaves like tobacco it will end up being treated like tobacco. And I think it is behaving like tobacco,” said the former industry insider.
|
491 |
+
|
492 |
+
Parker’s life changed when he was diagnosed with obesity-related type 2 diabetes, the disease that killed his father. In a “lightbulb moment”, he realised he could help save people’s lives by using his skills to try to help curb the junk food we eat.
|
493 |
+
|
494 |
+
Parker founded a charity called Living Loud, bringing on board others from marketing and advertising. In their first year of existence, they have helped anti-obesity campaigners like the Jamie Oliver Food Foundation understand the industry and communicate their messages.
|
495 |
+
|
496 |
+
|
497 |
+
|
498 |
+
Q&A Share your tips on managing snacks for children Show We’d like to hear how you are trying to limit the amount of snacks and sugary foods your children eat.
|
499 |
+
|
500 |
+
You can share your story using our encrypted form here. We will feature some of your contributions in our reporting. Was this helpful? Thank you for your feedback.
|
501 |
+
|
502 |
+
Asking the industry, supermarkets and advertising agencies to voluntarily dial down what they do will not work, he says. They need limits imposed by government so that everyone is on a level playing field. Parker cites the shrinking size of chocolate bars to illustrate how voluntarism is not working. Manufacturers have produced smaller portion sizes, but they have not cut the prices.
|
503 |
+
|
504 |
+
“This has made people angry. People are howling with rage about the fact that their single chocolate bar is smaller but the same price,” he told the Guardian. And their response is to buy the bigger bar which looks like better value for money – while the industry is now advertising the family size as something one person can eat by themselves.
|
505 |
+
|
506 |
+
“What you’re seeing is a lot of advertising for the bigger bar. You are seeing a lot of promotion of the bigger bar at point of purchase,” he said. “In WH Smiths you get thrust a £1 chocolate bar if you go in there for anything.”
|
507 |
+
|
508 |
+
Figures published in The Grocer magazine showed that single chocolate bar sales were down year on year in 2016 by about 5% to around £130m whereas sales of the tablet bars of around 100g were up 7.6% to £420m and the share bags were up 2.7% to about £300m. “What’s happening is this massive migration from the single bar to the bigger bar,” said Parker.
|
509 |
+
|
510 |
+
The chocolate companies are promoting this choice with adverts like the Audrey Hepburn Galaxy video, showing a digitally recreated Hepburn figure deciding to sit in the back seat of the car of a handsome admirer so she can eat a large bar of chocolate by herself, says Parker.
|
511 |
+
|
512 |
+
Sales of single chocolate bar are down – but that has been countered by a rise in sales for larger bars. Photograph: Lefteris Pitarakis/AP
|
513 |
+
|
514 |
+
“What that’s doing is normalising the idea that 100g bar is an individual portion of chocolate – although it will say on it you shouldn’t eat more than 30g in tiny little writing on the bottom, the advert says that for Audrey it’s a single portion,” he said. The same is true of an advert showing Gary Lineker in hospital with a large bag of crisps, which he refuses to share with his children.
|
515 |
+
|
516 |
+
“Both those adverts are formalising a larger portion size. I don’t think that’s very healthy,” he said.
|
517 |
+
|
518 |
+
Parker was diagnosed with type 2 diabetes four years ago, a result of obesity and long working hours spent at a desk. “I closed down my business and I decided that I would try and do something about it. I felt a need to redeem myself in some ways but also I guess I felt an immense sadness that the suffering that’s happened in my own family probably should have been avoided,” he said.
|
519 |
+
|
520 |
+
He reversed his diabetes through a strict diet with the help of Dr David Cavan, with whom he now has a commercial venture, offering a programme called “Diabetes Turnaround”.
|
521 |
+
|
522 |
+
He was on Brighton beach when he realised he could be part of the solution. “ If you want to boil obesity down, the single most important issue is what we put in our mouth. And nobody knows more about why people put in their mouth what they put in their mouth than the people who sit around the table at Coca Cola and McDonalds and Asda and these companies. I sat round that table. I got paid a lot of money because I was pretty good at this. So I suddenly realised that not only did I have this huge great desire to do something but I kind of went – you know what – I think I might be part of the answer here.”
|
523 |
+
|
524 |
+
The food industry, Parker says, is at a crossroads. “If [the food industry] continues to sit there saying we’re great, there’s no problem, it’s all to do with everything else, eventually suddenly there will be a switch in public will and then there will be an awful lot of bad regulation happening,” he said.
|
525 |
+
|
526 |
+
“What’s clearly happening at the moment is the food industry’s working hard to drag its heels,” he said. It funds research showing obesity is about lack of exercise or other factors. “It’s all about deflecting it away from being about what we eat.
|
527 |
+
|
528 |
+
“The very inconvenient truth that nobody wants to talk about is that to resolve the obesity crisis, we need to eat less food. And we need to particularly eat less unhealthy food which generally comes in a packet and has a logo on it and is generally owned by a very large multinational corporation.”
|
529 |
+
|
530 |
+
As a nation, we probably need to reduce the total amount of food we consume by 10-20% and we need to reduce the amount of unhealthy food we eat by 20-30%, he believes.
|
531 |
+
|
532 |
+
“There are an awful lot of people not very interested in seeing the size of the packaged food industry drop by those kind of figures. The amount of money involved is billions of pounds.” That includes the food industry, the supermarkets, the exchequer and also the media. “Parts are almost entirely propped up by advertising for those unhealthy products. Early Saturday night TV, for example, would struggle without pizzas and fishfingers.”
|
533 |
+
|
534 |
+
He thinks his charity can help bridge the gap between the academics and institutions who know about obesity but argue over nutrients and technicalities on the one hand, and the large numbers of people suffering poor health on the other, who are told by the NHS they are in trouble and are in despair – which is the space, he says, between fear and knowledge.
|
535 |
+
|
536 |
+
They are not communicating, Parker says, and the messages are uninspiring. He thinks he and his colleagues can change that. “We’ve taken pension plans and credit cards and cars and all sorts of complicated and dull and boring things and we turn them into simple and persuasive messages. That’s what we do.”","A former advertising executive who promoted Coca-Cola and McDonald's has claimed that ""big food"" is copying the tactics of large tobacco companies. In an interview with the Guardian, Dan Parker, the founder of the Living Loud charity, which supports anti-obesity campaigns including those by the Jamie Oliver Food Foundation, said that voluntary codes would not succeed and that government regulation is required. Parker cited the example of companies reducing the size of chocolate bars without lowering the price. Such moves led to a 7.6% increase in sales of larger 100g bars and a 5% decrease in single bars in 2016.
|
537 |
+
"
|
538 |
+
"Partner Content
|
539 |
+
|
540 |
+
Over the past year, the world has changed in many ways – from the need to work remotely to employees asking for more from their employers. Many have asked: is the traditional office dead? Thankfully, our physical office is here to stay. But how will it evolve moving forward?...","2018 will be the breakout year for technology such as artificial intelligence and blockchain in the commercial and corporate real estate (CRE) industry, according to Realcomm CEO Jim Young. Technological trends including robotic automation and augmented reality will continue to become more widely accepted and integrated into the daily routines of CRE organisations throughout 2018, he predicted. Finding ways to adopt emerging technological capabilities into existing business models will be the ""secret to success"" for the industry, Young added."
|