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README.md

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+## Default of Credit Card Clients Dataset
+The following was retrieved from [UCI machine learning repository](https://archive.ics.uci.edu/ml/datasets/default+of+credit+card+clients).
+
+**Dataset Information**
+
+This dataset contains information on default payments, demographic factors, credit data, history of payment, and bill statements of credit card clients in Taiwan from April 2005 to September 2005.
+
+**Content**
+
+There are 25 variables:
+
+ID: ID of each client
+LIMIT_BAL: Amount of given credit in NT dollars (includes individual and family/supplementary credit
+SEX: Gender (1=male, 2=female)
+EDUCATION: (1=graduate school, 2=university, 3=high school, 4=others, 5=unknown, 6=unknown)
+MARRIAGE: Marital status (1=married, 2=single, 3=others)
+AGE: Age in years
+PAY_0: Repayment status in September, 2005 (-1=pay duly, 1=payment delay for one month, 2=payment delay for two months, … 8=payment delay for eight months, 9=payment delay for nine months and above)
+PAY_2: Repayment status in August, 2005 (scale same as above)
+PAY_3: Repayment status in July, 2005 (scale same as above)
+PAY_4: Repayment status in June, 2005 (scale same as above)
+PAY_5: Repayment status in May, 2005 (scale same as above)
+PAY_6: Repayment status in April, 2005 (scale same as above)
+BILL_AMT1: Amount of bill statement in September, 2005 (NT dollar)
+BILL_AMT2: Amount of bill statement in August, 2005 (NT dollar)
+BILL_AMT3: Amount of bill statement in July, 2005 (NT dollar)
+BILL_AMT4: Amount of bill statement in June, 2005 (NT dollar)
+BILL_AMT5: Amount of bill statement in May, 2005 (NT dollar)
+BILL_AMT6: Amount of bill statement in April, 2005 (NT dollar)
+PAY_AMT1: Amount of previous payment in September, 2005 (NT dollar)
+PAY_AMT2: Amount of previous payment in August, 2005 (NT dollar)
+PAY_AMT3: Amount of previous payment in July, 2005 (NT dollar)
+PAY_AMT4: Amount of previous payment in June, 2005 (NT dollar)
+PAY_AMT5: Amount of previous payment in May, 2005 (NT dollar)
+PAY_AMT6: Amount of previous payment in April, 2005 (NT dollar)
+default.payment.next.month: Default payment (1=yes, 0=no)
+
+**Inspiration**
+Some ideas for exploration:
+
+How does the probability of default payment vary by categories of different demographic variables?
+Which variables are the strongest predictors of default payment?
+
+**Acknowledgements**
+Any publications based on this dataset should acknowledge the following:
+
+Lichman, M. (2013). UCI Machine Learning Repository [http://archive.ics.uci.edu/ml]. Irvine, CA: University of California, School of Information and Computer Science.